Bank-issued, FDIC-insured

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Molly M Shreffler

Bank-issued, FDIC-insured

Wrapping gifts is fun when the gift looks mysterious. But then again, isn’t that the case in general? Isn’t that what marketing is all about? How do we get the customer to buy our product over all of the others? Recently, I did some research and discovered a horrible thing related to packaging, presentation and drugs. Most of us know about marijuana and the ongoing debacle about packaging and shaping them to look like candy. Remember Joe Camel and the Marlboro Man on cigarette packs? These characters were “cool” which then suggested that smoking was cool. Now the latest thing is ‘shroom chocolate bars.

Financial Advisor

2.85

6531 Market Ave N Suite 100 Canton, OH 44721-2430 330-433-1095

4.75

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Bank-issued, FDIC-insured

Jones are bank-issued and FDIC-insured up to $250,000 institution, for each account ownership category. Please visit availability and price change. CD values are subject to interest sold prior to maturity, the investor can lose principal value. permitted. Yields quoted are net of all commissions. CDs through Edward Jones are issued by banks and thrifts Corp. (DTC).

2.85

* Annual Percentage Yield (APY) effective 08/23/2022. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category. Please visit www.fdic.gov or contact your financial advisor for additional information. Subject to availability and price change. CD values are subject to interest rate risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all commissions. CDs require the distribution of interest and do not allow interest to compound. CDs offered through Edward Jones are issued by banks and thrifts nationwide. All CDs sold by Edward Jones are registered with the Depository Trust Corp. (DTC).

Molly M Shreffler Financial Advisor

3.3 3.0

1-year

It’s disturbing to imagine bits of mushrooms in my chocolate bar, but if you look them up, you’ll be shocked to see the wrapping. They look very much like a chocolate bar with names like “Wonka Bar,” “Wonderbar,” “One Up” or “Polka Dots” to name a few. The wrapping has nice images of the Mario Bros. mushroom, Charlie and the Chocolate Factory characters, and even the wild rabbit from Alice in Wonderland. This is extremely bothersome to me. I’m not a drug user and wouldn’t have any knowledge of this stuff had I not researched it. I purchased a Wonka Bar last year without even thinking about the psychoactive properties.

6531 Market Ave N Suite 100 Canton, OH 44721-2430 330-433-1095

or visit your local financial advisor today.

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© 2022 EDWARD D. JONES & CO., L.P. ALL RIGHTS RESERVED.

Molly M Shreffler Financial Advisor

6531 Market Ave N Suite 100 Canton, OH 44721-2430 330-433-1095

So, to ‘wrap’ this all up, I would caution parents, kids and really anyone who buys candy to look carefully at the wrappers before you buy. Parents, look at what your kids are eating just to be sure. Skittles and Medicated Skittles are two different products; look for a label that says “Contains THC” or something similar to that. Each state tends to have its own label. Keep your eyes out for psilocybin labels too; these are newer and can be purchased on Amazon.

If your child is struggling with substance use, call 330.433.6075.

* Annual Percentage Yield (APY) effective 08/23/2022. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category. Please visit www.fdic.gov or contact your financial advisor for additional information. Subject to availability and price change. CD values are subject to interest rate risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all commissions. CDs require the distribution of interest and do not allow interest to compound. CDs offered through Edward Jones are issued by banks and thrifts nationwide. All CDs sold by Edward Jones are registered with the Depository Trust Corp. (DTC).

*Annual Percentage Yield (APY) effective 02/06/2023. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category. Please visit www.fdic.gov or contact your financial advisor for additional information. Subject to availability and price change. CD values are subject to interest rate risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all commissions. CDs require the distribution of interest and do not allow interest to compound. CDs offered through Edward Jones are issued by banks and thrifts nationwide. All CDs sold by Edward Jones are registered with the Depository Trust Corp. (DTC).

Molly M Shreffler Financial Advisor

Annual Percentage Yield (APY) effective 08/23/2022. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category. Please visit www.fdic.gov or contact your financial advisor for additional information. Subject to availability and price change. CD values are subject to interest risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all commissions. CDs require the distribution of interest and do not allow interest to compound. CDs offered through Edward Jones are issued by banks and thrifts nationwide. All CDs sold by Edward Jones are registered with the Depository Trust Corp. (DTC).

6531 Market Ave N Suite 100 Canton, OH 44721-2430 330-433-1095 effective 02/06/2023. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 but not yet paid) per depositor, per insured depository institution, for each account ownership category. Please financial advisor for additional information. Subject to availability and price change. CD values are subject to interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose does not cover losses in

EDWARD D. JONES & CO., L.P. ALL RIGHTS RESERVED.

* Annual Percentage Yield (APY) effective 02/06/2023. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category. Please visit www.fdic.gov or contact your financial advisor for additional information. Subject to availability and price change. CD values are subject to interest rate risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all commissions. CDs require the distribution of interest and do not allow interest to compound. CDs offered through Edward Jones are issued by banks and thrifts nationwide. All CDs sold by Edward Jones are registered with the Depository Trust Corp. (DTC).