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VOL. 31 NO. 8

The Upcoming Packer Centennial and Recalling a Ride With Ron Kramer

I

Phase Two of Your Life

Two of the coaching legends of the Packers, Curly Lambeau (left) and Vince Lombardi. Oddly, the two men had no great love for one another.

Photo courtesy of the Green Bay Packers.

BY JACK PEARSON

t’s strange, but highly significant milestones have a way of creeping up on us. A good example is the 100-year anniversary of the

Green Bay Packers next year. I’m sure there isn’t another city in the country that has ever achieved that lofty mark of sports franchise longevity; not hugely populated places such as New York,

Chicago, Los Angeles or anywhere else.

That a comparatively small town up in the boondocks of east-central Wisconsin has done it is one of the most remarkable stories in the world of sports.

Something else; since the National Football League was founded in 1921, the only city that has been a member since that beginning is Green Bay. And not those dastardly Bears either. True, the Bears were also a charter member of the NFL back then, but at the time they were located in Decater, Illinois, and the team wasn’t called the Bears, they were the “Staleys.” Their move to Chicago and name change came a year later.

So how did it all begin? How did one of the most famous sports teams in the world today (some say THE most) get started in a little town up in Wisconsin’s frozen tundra so far from the population centers of the nation?

Would you believe the causative factors were two young men who were enjoying themselves over a couple of beers in a small neighborhood tavern in Green Bay? The names of the two were Earl Lambeau and George Calhoun. And they were talking about

August 2017

INSIDE....

Meet Tim Whiting See Page 34

We Saw You At. . .

Thriller at Miller

See Page 13

Assistance in living DIRECTORY

See Page 16

RON KRAMER continued on page 28

Issue Overload:What’s happening in Congress?

AGING ISSUES

By Tom Frazier

I am writing this on the weekend before the U.S. Senate is poised to vote on its version of “Repeal and Replace” the Affordable Care Act, a.k.a.

Obamacare, and as the House Labor, Health and Human Services, Education and Related Agencies Appropriations Subcommittee has just voted to eliminate the State Health Insurance

Assistance Program (SHIP) and cut the Senior Community Service Employment Program (SCSEP) by $100 million. Like many of you, I am getting multiple emails everyday asking that I call my Senators, Representative, or both either on health care or the budget. Responding to all the requests for action would be equal to a

full time job. This is what I call ‘issue overload” and it is beyond anything that I have ever seen.

And it is really bad. Both the House and Senate versions for repeal and replace would make huge cuts in Medicaid funding and turn the program over to states to run as some form of block grant. Over time FRAZIER continued on page 3

2 • 50PLUS •

AUGUST 2017

A visit to an eye care specialist may save more than your sight

By Cheryl L. Dejewski "The eye is the only part of the body that gives us the unique opportunity to look in and actually see certain diseases and conditions, rather than just infer their presence from signs and symptoms," explains Mark Freedman, MD, of Eye Care Specialists, one of Wisconsin’s leading ophthalmology practices. "The eye is like a looking glass into the vascular, neural and connective tissues of the body. As a result, a visit to an eye MD can not only lead to the detection of ocular diseases, it may also turn up clues of serious conditions affecting the rest of your body which present clues of their existence through minor changes inside your eye."

Blocked Arteries Eye Care Specialists’ team presents continuing education lectures on eye exam disease detection to physicians and nursing staffs. "It’s important for all health care professionals to know the signs of eye conditions, such as cataracts and glaucoma, as well as non-eyerelated conditions, such as blocked arteries or tumors, that may appear in the eyes," notes partner Brett Rhode, MD. For example, artery blockage in the neck can break into small pieces that travel through the bloodstream and appear as yellow fatty deposits in the arteries in the back of the eye. These are a warning sign to the eye examiner that the patient may need a carotid artery and heart evaluation.

“Although such findings are not the best news, they often give patients the opportunity to start medical treatment before they would have even noticed anything was wrong,” says Rhode. “If clogged arteries, diabetes or a tumor are caught early enough, less invasive and less costly procedures can often be used to prevent the spread of the problem and even potentially save a person's life."

Diabetes An area of special interest to Eye Care Specialists’ team is detection and treatment of a condition that can affect both the body and the eyes—diabetes.

Eye surgeon Daniel Ferguson, MD, explains, “As the life span of diabetics has increased, so has the incidence of related circulatory problems which can develop over time. The most common

An Eye MDs’ detective skills may uncover serious hidden eye and health problems eyerelated complication is ‘diabetic retinopathy’— deterioration of the small blood vessels that nourish the retina in the back of the eye.

Sometimes an eye exam reveals tell-tale signs of weakened vesels leaking blood or fluid before a patient even knows that they have diabetes. Fortunately, if the diabetes is caught early enough, we can treat it to stop or slow vision loss, and the patient can be put on an appropriate diet and/or medication to control or prevent other diabetes-related problems."

Although discovering underlying diseases is fascinating work, most of an eye specialist’s day is filled with performing eye exams and surgery.

Health & History Clues "As with any detective, you begin by interviewing the people involved. You have to listen to patients (and family members) and pick up on clues when they explain their health and vision history. What’s the real cause behind a person no longer driving, having difficulty ‘hearing’ the TV, suffering frequent falls, or not doing well in school?

Are these clues pointing to the need to test for cataracts, macular degeneration, dyslexia or other conditions?” asks Daniel Paskowitz, MD, PhD, an ophthalmologist with credentials from both Harvard and Johns Hopkins.

What Makes a Good Exam?

A thorough eye exam should check: accommodation capability (ability to switch focus between near and far), pupil reflexes (ability to adjust from light to dark), muscle motility (ability to look to the sides and keep the eyes in alignment), visual acuity (ability to see objects clearly near and far), and visual field (ability to see objects off to the side). It should also examine: the external surface (for infections and inflammations), lens (for cataracts), retina (for macular degeneration, diabetes, etc.), and internal pressure and optic nerve (for glaucoma).

Laser Diagnostic Scans One specialized tool in Eye Care Specialists’ detective arsenal is an Optical Coherence Tomographer (OCT machine). "This fast, accurate, noninvasive and painless device uses laser scanning technology to create a CT-like image that enables us to detect microscopic signs of glaucoma, macular degeneration, diabetes, and other sightthreatening conditions before they could be noticed through visual inspection, retinal photography or visual field tests. Armed with this insight, we can prevent future loss of vision by promptly starting or adjusting medications or performing laser, medication injection, or surgical treatment," explains eye care specialist Michael Raciti, MD. How do the "detectives" feel about their role? David Scheidt, OD, comments, "Patients come with questions, and we make sure they leave with answers.

We strive to provide the most thorough examination possible to detect and treat conditions. To achieve that goal, however, patients must provide information, ask questions, and follow recommendations. Together, we can map out a plan to ensure that you ‘see’ life to the fullest—now and in the future.”

For Free Booklets & Information: Call 414-321-7035 or visit www.eyecarespecialists.net See the best you can see, when you see the leaders in ophthalmology.

T

EYE CARE SPECIALISTS

Are you putting your vision at risk?

Most people aren’t motivated to make an eye appointment unless they notice a problem—and often not even then.

What they don’t realize is that many sight‐threatening conditions have no warning signs. But, if you know the risks, symptoms, tests and treatment options for common eye concerns, you’re more likely to take action. We can help. Call 414‐321‐7035 for detailed free booklets on cataracts, glaucoma, AMD, and diabetes.

Then, consider: When was your last eye exam? If it was more than a year ago, call today to protect your vision for tomorrow.

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Wauwatosa Wauwatosa 2323 N. Mayfair Rd.

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Michael Raciti, MD

Milwaukee Milwaukee 633 W. Wisconsin Ave.

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David Scheidt, OD

Encourage good media use of facts A lot of people want what I do from the media and feel they’re not getting it: more facts and fewer opinions; more investigative reporters and fewer pundits; more substance and less fluff; more policy exploration and less politics.

I’ll be the first to admit that when it comes to journalism, I’m a traditionalist. Old-fashioned, even. But I don’t think it’s a coincidence that even while confidence in the media drops to new lows and Time magazine feels moved to wonder “Is Truth Dead?” on its cover, huge numbers of Americans have come to believe the media is not as authoritative as it once was.

Straightforward, responsible journalism is an indispensable public asset, a cornerstone of democratic life. This is threatened by the trends reshaping the media landscape. With less consensus around information and data, the cohesiveness of our society is diminished.

I’m not just talking about the rise of deliberately “reported” misinformation and disinformation. Some news outlets may not be as egregiously destructive of democratic values, but their urge to chase viewership and clicks at the expense of solid, factbased reporting is doing us no favors.

Indeed, I think a lot of people want what I do and feel they’re not getting it: more facts and fewer opinions; more investigative reporters and fewFRAZIER continued from page 1

it would result in over a 30% cut in Medicaid funding and will likely destroy innovative Wisconsin Medicaid waiver programs, such as Family Care, IRIS, SeniorCare, and BadgerCare.

And, millions of people on Medicaid programs will become ineligible because states will not have enough money to maintain existing enrollees.

Others will have cuts to services and providers will see rates cut to offset the loss of money.

The Senate bill will allow insurance companies to sell bare bones policies as long as they offer at least one plan that covers the “essential benefits” that Obamacare now covers, creating two separate groups; a younger, healthier group that can afford to buy cheaper insurance plans,

ON

CONGRESS

By Lee Hamilton er pundits; more substance and less fluff; more policy exploration and less politics; more respect for consumers and fewer efforts to manipulate them.

Is it really behind the times to expect journalists to seek accuracy above all? To pay attention to fairness?

To strive to keep government honest and the voters informed? To check facts, use multiple sources, and welcome rigorous editing? I don’t think so.

Nor do I believe that infusing the news with a political agenda serves our society or news consumers. There may be no such thing as absolute objectivity, but you can sure strive to get as close as possible. Some news organizations do this. Too many don’t.

This is not to say that editorializing and expressing opinion have no place in journalism. But opinions should be separated from reporting.

Too many journalists want to be pundits and not reporters. I’ve had any number tell me they’re in the business to express their own opinion rather and another group that requires better coverage but can’t afford it. In other words, back to the way it used to be when insurance companies controlled everything. So we will have health insurance for young and healthy people and unaffordable and/or unavailable health care for people who are older (paying 5 times what others pay), sicker (pre-existing conditions will make insurance too expensive), and poorer (millions losing Medicaid coverage).

I wonder when the President and the majority party in control of Congress figured out that this is how health insurance should work? When did they become so stupid about health insurance and who really needs it?

And then there is the budget.

President Trump’s proposed budget would totally eliminate the following

AUGUST 2017

• 50PLUS • 3

than report the truth. When I turn on the television and find five or six pundits vociferously sharing their views, it’s diverting, but in the end I’m not that interested in what they think. I’d rather have someone tell me the facts so that I can form my own opinions.

In a media world in which opinion serves as the chief currency, rather than straight-ahead reporting of hard truths, politicians face less scrutiny of their statements and less accountability. They are succeeding at manipulating the media by using Twitter, refusing to hold press conferences, restricting questions and cameras, employing set speeches, and refusing to conduct a free-wheeling discussion of their opinions in front of the press.

The result is that significant policy decisions affecting millions of Americans are being drawn up with less scrutiny and promoted as beneficial without the clarifying debate that a representative democracy depends upon. Without it, we know less about our officials and legislators, what they think about the issues and what they do.

The picture is not entirely bleak.

We are fortunate to retain a number of high-quality news organizations with first-rate reporters. The New York Times, The Washington Post, The Financial Times, The Economist, CNN, PBS, ProPublica, Politico, and other news organizations continue to

dig deep and uphold high journalistic standards even in the face of the tsunami of media disruption that has taken place over the past decade. They and others have stepped up their games in recent months, partly in response to citizens desperate for hard-nosed and accurate reporting. And where they’ve gone astray, they’ve usually owned up to it quickly.

This is crucial, because we live in an era when solid reporting rooted in high standards of accuracy is not just a goal, but a vital, small-d democratic necessity. As consumers of news, we need to encourage the media to undertake it and hold its members to account when they stray. And we need to shoulder our responsibility for helping news organizations improve.

After all, we’re the ones who turn to fluff rather than substance and consume only stories that reflect our own perspectives. As citizens, we need to step up our own game, too.

Lee Hamilton is a Senior Advisor for the Indiana University Center on Representative Government; a Distinguished Scholar, IU School of Global and International Studies; and a Professor of Practice, IU School of Public and Environmental Affairs. He was a member of the U.S. House of Representatives for 34 years.

programs in order to provide a huge increase in defense spending: the Low-Income Energy Assistance Program, RSVP, Foster Grandparents and Senior Companions, Senior Community Service Employment Program, State Health Insurance Assistance Program, Community Service Block Grant, Social Services Block Grant, and Community Development Block Grant. And, he proposes additional large cuts in Medicaid, and the Supplemental Nutrition Assistance Program (SNAP). It is not likely that all these programs will be eliminated or that the level of proposed cuts will be approved by Congress, but most of these cuts are consistent with previous cuts proposed in the House by Speaker Ryan.

So what can we do about issue overload? I recommend three ideas: first, to do nothing would be a big mistake; second, understand that there are thousands of people, maybe millions, who are working to defeat these terrible changes and we are just adding our voices to them. And third, I plan to add my voice by emailing Senator Johnson to urge him to vote “NO” on the health care bill, and emailing my Representative Mark Pocan to urge him to fight against eliminating the State Health Insurance Assistance Program (SHIP). Won’t you join us and add your voice to help save health care and protect other important programs from such draconian budget cuts?

4 • 50PLUS •

AUGUST 2017

EDITORIALS Dreams certainly can come true. They just might require a bit of extra effort to make that happen.

So what’s your Congressman up to?

Congressman Jim Sensenbrenner, we’re sure, as were so many of my Republican friends, was looking for a victory in the dumping of what we know as the Affordable Care Act (Obamacare) by Congress in July. How disappointed the forward thinking(?) people must be.

Our lives are filled with the various businesses of the world. Close your eyes. Take a deep breath. In that period of time, God only knows what may have occurred. But there’s no concern that Congress will act that quickly on anything, except a call of recess.

Now, we must give Congressman Jim Sensenbrenner a vote of appreciation for at least listening to what his constituents wish, even if not always following their wishes. With about a half century of service behind him in Washington, D.C. (Most can hardly recall the service of his predecessor, Rep. Glenn Davis) a Washington School of Public Policy ranks Rep. Sensenbrenner as 61 among all 435 congressmen as the most bipartisan in cooperation across the aisle. Does this mean that he always does not vote his conscience? You had better not believe that. We know that the congressman believes in Republicanism and finds it the right lead to follow. If it is contentious, so what!

We all know, as does Congressman Jim, that the people who pull the governmental strings in Washington could not even sleep if what they

SENIOR ANSWER MAN DEAR SAM: I’m told that the brightest future almost any person can have is to follow his or her dreams. What do you think of this approach to life?

Sincerely, Susie Slonschle

were concerned with was bipartisan in appeal. After all, any bipartisan activity might be in saluting the flag of the United States. Open (not behind closed doors) and honest discourse should bring legislators to solutions of problems for the common good.

Should millionaires receive special taxing privileges just because they are millionaires?

In a recent communication from the congressman, he agrees that local and national newspaper headlines might lead people to believe that little for the common good happens in Washington D.C and that cooperation is a thing of the past. Congressman Jim will reemphasize this as not true at his open town hall meetings, Saturday, Sept. 9, 9 a.m. at Hartford City Hall and 1 p.m. in Elm Grove Village Hall, plus Sunday, Sept. 24, 1 p.m. at Delafield Town Hall.

Imperfect legislation is not what we want or need. By the time this is read, chances are there has been some bipartisan movement for the benefit of all of us who need healthful care. Supporting the elimination and replacement of ObamaCare should only be if it helps everyone involved. Could we ever expect this of the current Congress?

Thanks to you, Congressman, for your across-the-aisle work. We await your wise words at your town hall meetings.

DEAR SUSIE: Success is achieved by how you do a project, not how you plan it, but when you bring it to fruition. Perseverance is more often than not the key to success. Dreamers are said to build castles in their mind. But thinkers, in my opinion, open the largest bank accounts.

Good luck to you, Senior Answer Man

Why not give your time and talents to support the care of America’s veterans by volunteering at the closest VA hospital, nursing home or clinic?

Help our heroes and their families.

It Makes Me

CRABBY

Trust, I have found out, is something like my account at the bank. It will only grow if you continue putting something into it. Spend your time

thanking and being nice to people instead of being critical of others. Reject and condemn prejudices. They’ll never bring any pats to your back.

The first of September will be the last of August. He will prove to be such a nice guy that we will hate to see him go. aaaaaa Being easy to get along with is certainly easier than being stubborn.

Can you still picture your stubborn old grandfather not coming to the family dinner table, as he did not get a personal invitation from his wife or daughter? aaaaaa Yes, it is time for sweet corn slathered with butter and a few shakes of pepper and salt. Just remember that too much of anything is not good for you. It is tough to beat the New Berlin Lions sweet corn stand for tastiness and possibly messiness, too. aaaaaa When troubles seem to double, forget the rubble and spend a few minutes meditating on your knees. aaaaaa Seven months of the year have 31 days, four with 30 days and only February with 28. How in a bunch of holy seasons was that ever figured out? aaaaaa My dad died a while back drinking Boost. His heart perhaps shined with love, but the grimace on his swallowing face indicated his displeasure at only having half a tongue and thus a liquid diet. aaaaaa Unless there’s an inheritance, you need success for accumulation of wealth. But we suspect that wealth alone will not make a person happy. aaaaaa

When a person tells you not to become too big for your britches, chances are that he is not talking about gaining weight.

We guess that you have heard that you should never bite off more than you can chew. If you do, you may have to spit it out or admit to those present that you’re selfish and just wanted too big a piece of the pie. aaaaaa

Killing TIMEWITH JIM McLOONE

KILLING TIME continued on page 27

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Can you count on your tax bill market value?

An important aspect of my service is to let homeowners know what the value of their home is in today’s active market. Often I am directed by the seller to look at their tax bill as to the value established by their taxing community.

I always do my homework when meeting with folks thinking about selling in the future. I bring the tax information with me so we can use that bench mark to compare other sales activity with homes sharing the same assessed value. The purpose is to establish value up to the minute in real time. After going over values of homes like their own, sellers are either happy or disappointed, depending on location.

We have all heard location, location, location. But along with that adage now comes condition, condition, condition. The tax bill assessment does not take into account the current condition of your home. It is solely based on current square footage, lot value and location. Assessors do occasionally change a value if you have taken out a permit to put on an addition, finish a basement or add a bathroom. Other than major updates your assessment is

MOVING IN THE RIGHT DIRECTION

By Bruce Nemovitz based strictly on the statistics they have used over many years. Assessments are updated every few years based on each community’s statutes. Most commonly, they are updated every 2-4 years. But are these accurate?

The real estate market is always a moving target. World events can quickly alter the state of the real estate market as we have seen in the past. The melt down of 2008 is an example of how quickly our homes can change in value. Therefore, depending on when the last reassessment was done, market values on tax bills can be off as much as 20%-30%!

I visited with two would be sellers yesterday. Each was in a different

county. The first home was assessed at $190,000 but after going over comparable sales, we determined that her home was worth $270,000! Her home was in good condition but not spectacular. As you can predict, that homeowner was ecstatic. Then I drove to my next appointment and met with some wonderful people who were a bit disappointed after finding out the value of their home. It was $30,000 below the tax bill market value! This couple’s home was in relatively the same good condition as the previous homeowner’s property. The response from these folks was the opposite of the one just prior. So as you can see, depending on your location your tax bill can be off by quite a lot.

The best way to determine whether or not your home’s value is similar to your tax assessor’s estimate is to either get a certified appraisal or have a Realtor stop out and give their opinion based on condition and comparable sales. That way there will be no angst as to the value of your home. It is also important for all of you to stay current as to what is happening in your area so

AUGUST 2017

• 50PLUS • 5

you have accurate information about today’s ever changing market.

Here are some latest statistics and information I just received from the Great Milwaukee Association of Realtors. First, the very good news is that the average sale price in the 4-County Milwaukee Metro area has just surpassed the pre-recession peak of 2008!

Again some counties are experiencing much greater gains than others. There is still a shortage of homes on the market and high demand. There is frustration among would-be buyers because they cannot find a home due to low inventory. This is great news for any of you thinking of selling as this current lack of listings will benefit you as a seller. Sales are ahead of last year. The first six months of 2017 was 10.4% ahead of 2015 which shows that the market has gained strength over the last two years.

More good news for homeowners. The greatest gains were seen in Washington County, followed by Ozaukee County and then Waukesha County. Milwaukee County has mixed figures as it is composed of several cities.

NEMOVITZ continued on page 15

What to Know About the Fall Market: The fall market which begins in late August and ends the first week of November, is the best market in the second half of the year. If you’re considering a move before winter, this is the time to prepare your home. Motivated buyers usually want to close before winter approaches.

At Bruce’s Team, we partner with trusted and reasonable companies including downsizers, contractors, painters, stagers and more to help you prepare.

DON’T WAIT TO LOSE AN OPPORTUNITY TO MAKE A MOVE BEFORE WINTER!

B R U C E ’ S T E A M : T R U S T. E X P E R I E N C E . I N T E G R I T Y. INTEGRIT Y CONTACT US TODAY FOR A FREE CONSULTATION: (262)

242-6177

www.BrucesTeam.com | Bruce@BrucesTeam.com | Jeanne@BrucesTeam.com

6 • 50PLUS •

AUGUST 2017

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Elderly seniors want more from Social Security

BY TOM MARGENAU

I guess it’s just a sign of the times we are living in. But I am amazed by the number of emails that I get from elderly seniors, folks in their 70s, 80s and even 90s, who are hoping to get higher Social Security benefits. Today’s column highlights some examples.

Q

: I am 82 years old. My wife is 78. I get $1,478 from Social Security. My wife gets $766.

We started my Social Security at age 65. My wife took hers at 62.

I have always been convinced that we are getting the wrong Social Security amounts. I think we should be getting more. Is there anything we can do to get our Social Security checks adjusted to the proper amounts? And shouldn’t my wife be getting more benefits on my record?

A

: Sorry, but there is nothing you can do about changing your own Social Security benefit checks. I have a hunch that I don’t really need to tell you that the time to question your benefit rate is not 20 years after those benefits began. You should have done so back when your Social Security checks first started.

But I can tell you this. Every study I have ever seen shows that the Social Security Administration has a remarkable record of accuracy when it comes to figuring retirement benefits.

It’s something like 99.8 percent. I hope you are at least able to find some comfort knowing that it is extremely likely that you are being paid correctly.

And based on what you told me, it doesn’t sound like your wife is due anything extra on your account -- at least while you are alive. Many people are under the mistaken impression that a wife is always due an amount equal to half of her husband’s benefit rate. But she is due half only if she waits until her full retirement age to start here benefits. Because she took her own Social Security at 62, those benefits could only be supplemented up to about one-third of your rate. That would be

about $485. Her own benefit of $766 is much more than the $485 she is due in spousal benefits. That’s why she only gets her own retirement check.

And just so you know, if you die first, she will be due your full $1,478 in widow’s benefits. Or to put that another way, she will keep getting her $766 retirement benefit, and then she will start getting an extra $712 in widow’s benefits to take her total Social Security up to $1,478 per month.

Q

: My wife and I went to a seminar about maximizing our Social Security benefits.

But we left even more confused than we went in. We are so worried that we are losing out on money.

Here are our facts. I am 72. My wife is 71. I took my benefits at 66. My monthly check is $2,445. My wife filed when she was 62. She is getting $1,488. What can we do to maximize our benefits?

A

: You can stop worrying and be happy! You are well past the age where you can do anything to change your Social Security benefit amounts. But as I tried to point out to other people in past columns, I think you should count your blessings. You and your wife are getting about $4,000 per month in Social Security benefits. There are millions of other senior couples out there who would love to be getting that much money.

Q

: I am 72 and have been getting Social Security for 10 years. My wife just turned 70. When she filed for benefits at age 62, the Social Security rep said mine was $50 more than my wife’s own retirement, so he just gave her mine. Now that she is 70, can my wife switch to her own benefits with the bonus that people get for delaying their benefits until that age?

A

: Despite what you may think you were told, your wife is not getting just spousal benefits on your record.

AUGUST 2017

She is getting her own retirement, with a little extra from your account.

The rules say that anyone who takes benefits before age 66 must always be paid his or her own benefit first. So what actually happened when your wife turned 62 is that they paid your wife whatever she was due on her own retirement record. And then they supplemented that with the extra $50 on your account. So that means there is nothing for her to switch to now. She is getting everything she is due from Social Security.

Q

: I am 77 years old. I worked for the federal government and get a civil service pension of $4,500 per month.

My wife is 72 and gets $1,466 monthly from Social Security. We just returned from a maximizing Social Security seminar. The guy putting on the seminar said I should be able to claim husband’s benefits on my wife’s Social Security record. But when I went to the Social Security office to do that, I was told I can’t. So who is right: the financial planner or the Social Security clerk?

A

: The Social Security representative is correct. The fact that you are getting such a big civil service retirement pension precludes you from getting any spousal benefits from Social Security.

Q

to other widows in the neighborhood that I should be getting more. Some women are getting more than $2,000 per month. Why am I getting such a small amount?

A

: I really shouldn’t be so flip about this, but I’m tempted to say that you are getting a smaller Social Security check because you married the wrong guy! A widow’s benefit is based on her husband’s basic Social Security rate.

And that rate is based entirely on his earnings. In other words, the more money a guy makes, and the more taxes he pays, the higher his Social Security check is going to be. So all those widows you know who claim to be getting higher Social Security checks must have been married to men who made more money than your husband did.

Or, it also might be that they started getting widow’s benefits at a later age. For example, if you started getting widow’s benefits at age 62, you are probably getting about 82 percent of your husband’s basic benefit. But if another woman started getting widow’s benefits at her full retirement age (currently age 66), she’d be getting 100 percent of hr husband’s Social Security.

If you have a Social Security question, Tom Margenau has the answer.

Contact him at thomas.margenau@ comcast.net. To find out more about Tom Margenau and to read past columns and see features from other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com.

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AUGUST 2017

Reverse mortgage scams

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Thanks to a grant from the Wisconsin Consumer Anti-fraud Fund at the Greater Milwaukee Foundation, ERAs Senior Network of Waukesha County has researched senior frauds and scams and developed educational tools to share with the community.

This month’s focus: Reverse Mortgage Scams.

According to the FBI, Home Equity Conversion Mortgages (HECM) have increased over 1,300% between 1999 and 2008, creating more scam opportunities for con artists. The HCEM program is a way for homeowners age 62 and older to access the equity of their home without accruing monthly payments in the process. This is a valid option for many seniors who meet loan requirements and want to supplement their income, but be wary of untrustworthy scammers who will try to take advantage of seniors who don’t understand all their options.

Getting a reverse mortgage is a complicated process. To understand if it’s right for you, the first step is to receive guidance from a counseling agency approved by the Department of Housing and Urban Development (HUD).

Once you receive counseling, it’s time to make contact with an experienced loan officer. There are questions you can ask to get a sense of their expertise. Ask them: • How experienced are you with reverse mortgages? Preferably, they should have at least a couple years of experience and have a record of closing dozens, if not hundreds, of loans.

• Is a reverse mortgage my only option? A seasoned loan officer should be well-versed on all the alternatives and share them with no hesitation.

• What are the drawbacks of taking out a reverse mortgage? If a loan officer denies there are any serious drawbacks, move on and find another loan officer to work with.

There are certain misleading tactics used by deceitful loan officers that

INTERFAITH SENIOR ISSUES

By Kathy Gale you should avoid. For one, do not go through with a reverse mortgage without considering alternatives. Be mindful of anyone who avoids talking about the possible negative implications of a reverse mortgage. Honest lenders will inform you of all your options and under no circumstances should a professional make you feel pressured into making this important financial decision. If you feel uncomfortable, find another lender. It’s crucial to take your time when considering a reverse mortgage, and this should not be used as a last resort option. You can research more red flags using Investopedia, a financial education website, at www. investopedia.com Taking out a reverse mortgage is no easy decision. Remember, you’ve worked hard to accumulate equity in your home, and you deserve to get the most out of it. If you feel you have been a victim of a scam, contact your local police department by calling their non-emergency number. If you would like to schedule a STOP Senior Frauds and Scams presentation for your senior group or organization, call ERAs Senior Network at (262) 549-3348.

Kathy Gale is Executive Director, ERAs Senior Network, Inc. STOP Senior Frauds and Scams is brought to you by ERAs through a grant from the Wisconsin Consumer Antifraud Fund at the Greater Milwaukee Foundation and the United Way of Greater Milwaukee and Waukesha County. More information about ERAs Senior Network, Inc. can be found at www.ERAsWaukesha.org.

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AUGUST 2017

Everyday Cheapskate

Life in a crowded nest as kids come home

BY MARY HUNT

It used to be that kids reaching adulthood could not wait to leave home and be on their own. And their parents longed for an empty nest and quieter lives.

But young people are spoiling these plans. As of 2016, one study showed that 36 percent of graduating college seniors planned to move back home with their parents after graduation.

Many American homes have become very crowded nests. While parents are asking themselves what went wrong, the boomerang kids seem to be adjusting quite nicely. And why not?

They get a boarding house without rent, a laundromat with no slots for coins and a mini-storage facility, otherwise known as the parents garage.

No one’s doubting that current economic conditions are making it nearly impossible for kids to make it out of the nest for good on the first try.

That’s fine. Just remember you want to

make this a short-term layover. Eventually, you want leaving to be easier than staying. And I’m talking about them, not you.

Above all, take care of yourself.

That means you’re first in the shower.

It means securing your own retirement before you take on their student debt. It means paying off your mortgage before helping with their needs.

Rent. Insist that adult children pay rent or make some other form of financial contribution. At the very least, they should be buying groceries, paying utilities or paying a third of the rent. This is, after all, the real world.

Harmony. Boomerangs have to respect the parents and their rules.

Period. Yes, they are adults, but at this time in your house, they are subordinates.

Temporary. This should be a one-time event with both a start and an end date that’s not subject to renewal.

Laundry. Resist all temptation to do the boomerang’s laundry. No. Matter. What.

Bills. Boomerangs will undoubtedly arrive with bills. Do not pay them.

Do not even think about it. Boomerangs must take full responsibility for all bills and debts, even if that requires a second job that pays minimum wage.

Transportation. Living privileges should not extend to your car. You should not drive said boomerang around the way you did many years ago. Boomerangs are on their own to get around.

Parking. Make the parking arrangements very clear. Boomerangs should park on the street, not occupy the primo garage or driveway space, if that requires the parents to park on the street.

Food. Do not leave this matter undiscussed. While the Crowded Nest Diet (wherein no matter how much you spend on food, it disappears faster than the national surplus) has been

• 50PLUS • 9

known to result in weight loss for the host parents, it does nothing to encourage boomerangs to move along to a better pasture.

Chores. Boomerangs need to be involved in the house. When determining who does what and when, err on the side of being too detailed and specific.

Contract. Transfer your house rules to a simple contract that everyone signs. Remember, this is the same kid who was the master at finding loopholes not so many years ago.

Mary invites questions, comments and tips at mary@everydaycheapskate. com, or c/o Everyday Cheapskate, 12340 Seal Beach Blvd., Suite B-416, Seal Beach, CA 90740. This column will answer questions of general interest, but letters cannot be answered individually.

10 • 50PLUS •

AUGUST 2017

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Doing due diligence

Q

BY DOUG MAYBERRY

: I have been dating a widowed gentleman in my community for nearly six months now.

Both of us are beginning to become interested in a more serious relationship, but we are cautious because we have both had bad experiences during our first marriages: He discovered that his first wife was unfaithful, and my first husband abandoned me for a younger woman.

I hired an inexpensive lawyer, and my ex ended up with most of our assets. I do not want to go through an experience like that again.

How can I best bring my major concern to the table without losing his interest?

A

exp. 8/31/17

: You need to be upfront with him and tell him about your feelings and past experience with relationships.

Finances are a primary issue in second marriages. You need to be prepared to broach the financial discussion if and when he asks you to marry him.

Suggest that you sit down and openly disclose your prospective financial situations and share income tax forms, salaries, other income, savings and major expenditures.

This removes speculation and uncertainty.

For a successful marriage, honesty and fairness are essential. Why not start with putting everything on the table? Other important topics include your health, feelings about your future stepfamily and your future residence.

Also, discuss your families’ feelings about your marriage and how it might affect their inheritance.

If you are going to marry, you need to cede some of your privacy and open up.

It’s possible that you might decide not to marry due to these discussions.

A good guide to determine compatibility is analyzing how each of you

spends money and what your attitudes about it are.

If you marry, you will gradually find these truths about each other.

Being candid with each other will help you avoid a second divorce!

WASTING AWAY

Q

: I am concerned that my mother is wasting away at age 80, and I’m worried about her health. She has completely lost her appetite. Our family wants to help her, but I need advice.

A

What can we do? : Eating can be a major problem for seniors. Many lose their appetite, worry about cost, or don’t have the energy to prepare food or shop. It leads them to forgo this vital activity.

Loneliness is another reason that seniors don’t eat. Eating is often a social activity, and many seniors lack the motivation. Without a community around them, they might not realize the impact of their eating habits.

A strong support system can make all the difference.

To keep your grandmother eating, check in on her regularly. You can call her every day at a mealtime and check in, casually asking about her eating. If you live close, visit her and bring either basic groceries or a home-cooked meal. If you’re further, you could research a food service or gift basket service, or look for newspaper coupons for her.

Be supportive, and ask her whether there’s anything you can do to help.

Since she already doesn’t enjoy eating, help her reduce her stressors, which contribute to her distaste. -Emma, Doug’s granddaughter Doug Mayberry makes the most of life in a Southern California retirement community. Contact him at deardoug@ msn.com.

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The hearing aid experience: Acclimation and service

Acclimating to hearing devices can be difficult. In my opinion, it’s the acclimation process in which we find the highest rate of failure of the fitting.

Everyone knows somebody who was unable to experience the success they’d hoped for, and gave up on hearing devices. While this may seem like a discouraging message I’m here to tell you that it doesn’t need to be this way. All we need is a little understanding of the process.

Before I begin, I think it’s important to define what I mean when I say “brain”. As we move forward, when I refer to the brain I am referring to the primitive function of our brain; the part that keeps our lungs and heart pumping and our eyes blinking.

Vision and hearing are the two main senses that we use to navigate the world. When a person develops a vision problem, most will notice it and address it. Hearing impairment, on the other hand, is a little more subtle. Everything we hear is a complex combination of frequencies or pitches. Most hearing losses will only affect a small amount of these frequencies, leaving the rest completely healthy. This, coupled with the majority of hearing losses developing slowly, will make hearing impairment very difficult for your brain to detect. In essence, your brain thinks your impairment is normal. As sounds within the range of impairment get softer, your brain accepts the difference as normal. In severe cases, I may be looking at adding 50 to 70 decibels of amplification to a range of frequencies in an effort to restore normal hearing function… to a brain which had thought everything was normal to begin with.

More often than not, the full “prescription” of amplification is too much to take at first. Even when a person is accepting of the help, remember it’s our primitive portion of brain that is not ready for the change. It’s here, at the moment when the hearing aids are turned on for the first time that the service aspect of hearing care begins.

In all the months previous to this particular column, I haven’t felt the need to mention Beltone. Everything I’ve written about so far with regards to the hearing health experience was uni-

HEARING MATTER

By John Dykstra versal. I won’t be so bold as to claim that everything from here out is unique to Beltone, but I will guarantee that you will experience this level of care at all of my Beltone locations.

It’s our job, as hearing health professionals, to bridge the gap between what a patient wants to hear and what they should hear. A first time user will usually find the prescribed level of amplification distracting or annoying. We turn them down until the client feels comfortable. In the months that follow, we make sure we slowly get them turned up to their target. Each patient is unique. Some will require a lot of initial reduction. Some will require none at all. Some will be at target by their second visit. Some may take a year.

Expectations of performance need to be taken into consideration during the acclimation process. A device turned down for comfort will not yet be providing the maximum benefit. When you embark on the journey toward better hearing health, your path is as unique as you are. You may not realize it, but you are entering into a lifelong relationship with your selected Hearing Care Practitioner to help guide you along the way. We have the experience to guide you through that journey.

Without a dedication to service, a hearing aid is simply an electronic device; without an understanding of its functionality and how to counsel the user that device is destined to be frustrating. Let the professionals at Beltone guide you down the path towards better hearing. Next month, I will discuss the ongoing care and service involved with hearing devices.

John Dykstra, Hearing Instrument Specialist- State License #1287 See this and previous Hearing Matters articles at: www.beltonewi.com/ news/

AUGUST 2017

• 50PLUS • 11

12 • 50PLUS •

AUGUST 2017

How magnetic resonance imaging treatments nearly killed my wife

BY CHUCK NORRIS

It may be little known that most people will receive an incorrect or late medical diagnosis at least once in their lives. According to a 2015 report by the National Academy of Medicine, about 12 million people are misdiagnosed annually. A more recent report out of

the Mayo Clinic published in the Journal of Evaluation in Clinical Practice found that more than 20 percent of patients who asked specialists to review their cases had received incorrect diagnoses. Such diagnostic errors often produce serious consequences and may even lead to the patient’s death,

leaving loved ones feeling confused, angry, desperate and absolutely helpless.

It is a feeling I have come to know well.

In 2013, my wife, Gena, began to suffer from an undefined, escalating and debilitating illness that ultimately landed her in a hospital emergency room and on hold for multiple nights of tests and observation. Doctors checked her for everything from cancer to ALS, Parkinson’s to multiple sclerosis; they were completely baffled.

As Gena recently recalled for investigative reporter Sharyl Attkisson in an interview for the weekly news program, Full Measure, doctors kept asking what was wrong with her “I don’t know,” she’d answer. “I don’t feel good.

And I’m just burning. All I can tell you is I’m burning all over. I feel like I have acid everywhere in my tissues, [I just feel like] I’m on fire.” By this time, she was also having trouble breathing; she could hardly swallow. My beloved wife was literally at death’s door.

During consultations, it was brought up several times that, before the onset of her condition, Gena had three MRIs in one week to evaluate some discomfort she was experiencing from an arthritic condition. While doctors didn’t see this as a factor, Gena and I began to see a connection.

Magnetic Resonance Imaging -commonly known as an MRI -- is a growing and routine medical imaging

technique used in radiology to form pictures of the anatomy and the physiological processes of the body. To generate a better image, a contrast dye is often injected into the area. The chemical agent most commonly used is a heavy metal called gadolinium. One of every three patients undergoing an MRI scan is injected with the contrast agent, gadolinium. Doctors have long insisted that gadolinium is quickly expelled from the body through the kidneys following this procedure. While this is generally true, we are coming to find that this is not the case with all patients.

What current research is revealing is that, for some, gadolinium can accumulate in tissues, including brain, bone and kidneys, creating a debilitating disease. When this happens, patients can become chronically ill, in constant pain, and cannot mentally perform even routine tasks. Some say that they have lost their zest for living; that they feel their lives slipping away.

This was Gena.

This revelation about the source of her condition led us to Dr. Bruce Fong at the Sierra Integrative Medical Center in Reno, Nevada, a facility known for its success in combining conventional and alternative therapies in confronting illness. He quickly was able to confirm our theory. Tests revealed that the gadolinium, which was supposed to be gone from her body hours after each MRI, had remained at levels that

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AUGUST 2017

• 50PLUS • 13

We Saw You At . . . The Grand Day VMP Thriller at Miller

BY MARGARET PEARSON

It was the 35th annual event, again held at Helfaer Field, and again

co-sponsored by the Village at Manor Park, the Marquette University School of Dentistry and the Medical College

From the Village at Manor Park, Sean Callahan and Dan Melka, with player and team sponsor Dennis Ermi.

Jerry Peters of Milwaukee and Tom and Sue Kress of Waukesha. were literally off the charts. Once Dr. Fong’s initial treatment restored Gena’s health to the point she was able to travel, we returned to Texas and the care of Dr. Alfred Johnson, a doctor of internal medicine with special interest in the area of chronic illness and environmental medicine. Dr. Johnson helped direct a course of treatment that would ultimately lead to her recovery.

The answer was intensive alternative medicine; non-traditional treatments for gadolinium poisoning that have run their course over a period of years. Not the kind of medicine that is covered by insurance; a situation that must be remedied. I am well aware of how fortunate I am to have had the financial resources necessary to do what was required to restore Gena to the good health she enjoys today; to her full potential as a life partner and lov-

ing wife and mother to our children.

Gena decided recently to go public with her ordeal in order to help others.

So that those out there who might find themselves in a position similar to her do not feel they are alone and unheard.

In his book, “Wrong: Why Experts Keep Failing Us -- And How to Know When Not to Trust Them,” author David H. Freedman notes how studies show that in a typical visit to a doctor’s office, doctors are likely to change the subject back to technical talk whenever a patient mentions their emotions.

Not surprisingly, a study shows that medical students score progressively lower on empathy tests the further they get into their training. Given that stress impairs the immune system, it seems obvious that relieving patient stress should be a priority in any medical assessment. Yet far too many

of Wisconsin. After an afternoon of games and other festivities, the crowd moved on to the Brewers-Phillies

game at Miller Park; won by the Brewers, by the way. Here are a few of those in attendance.

Three great ballplayers, Tim Whiting, Pancho Palesse and Ron Bruce.

Shelley Higgins of Brown Deer, Karen Hessling of Menomonee Falls, Lee Ann Bruce of Brookfield and Corinne Paringer, all the way here from Carefree, Arizona.

WSYA continued on page 39

doctors seem inclined to discredit and dismiss what they don’t understand, leaving patients to find their own answers. It is, in large part, an area where mainstream medicine is failing us.

As Dr. Elizabeth Blackburn, a biologist at the University of California at San Francisco and a Nobel laureate tells Freedman: “We face an entirely different set of big medical challenges today. But we haven’t rethought the way we fight illness.”

Meanwhile, last March in Europe, a government health committee made a striking recommendation to suspend use of several gadolinium-based contrast agents as a tool in Magnetic Resonance Imaging. Thanks to patients speaking out, pressure is also being applied to the Federal Drug Administration to be more forthright about the risks gadolinium poses to the public.

In response to questions from the producers of Full Measure, a Federal Drug Administration spokesperson said it’s evaluating rare reports of “chronic pain and various other symptoms” to determine if “there are any potential adverse health effects.” It should also be pointed out that, according to a recent study published in the Journal of the American Medical Association, about a third of the drugs the FDA approved between 2001 and 2010 were involved in some kind of safety event after reaching the market.

For the latest information about gadolinium toxicity, please visit Facebook, MRI Gadolinium Toxicity Illnesses, or the Light House Project.

Write to Chuck Norris (info@creators.com) with your questions about health and fitness.

14 • 50PLUS •

AUGUST 2017

The Blackest of Sheep is my brother

BY ANNIE LANE

Dear Annie: My sister and I have a lying, cheating brother who has bankrupted our elderly parents through his recklessness and greed. He coerced them to sign over everything to him for loans and personal guarantees for his business, which went bankrupt. He does not help with their care or managing their financial problems, which he created. Our dad now has sky-high legal bills to manage losing their home and farm. My brother also took all their savings.

Though our parents are still alive, I know that soon we will be facing both of their funerals, and I can’t stand the idea of planning funerals with this brother or even seeing him there. I can’t imagine my siblings and me sitting in church with him and all of us taking turns telling about our parents’ lives when our brother ruined them.

Could my siblings and I walk out if he demanded to speak at the funerals? I hate to make a scene when the funerals should be about our mom and dad. -Heartbroken

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Dear Heartbroken: If you haven’t already spoken to a lawyer, contact one today to see whether you have any means of recourse to protect your parents and salvage some of their finances and assets from your brother.

As for allowing your brother to speak at their funerals: Unless your parents explicitly say that they don’t want him to, let him say his piece.

What matters most is what your mom and dad want, and I don’t think they’d want to see their children fighting at their funerals. Remember that whatever your brother has done, they’ve still always loved him as their little boy.

Honor that by setting aside your (legitimate) issues with your brother, if just for two days.

Dear Annie: I am an 87-yearold widow with a common problem: estate issues. I have four children, two of whom are in moderate circumstances and two of whom are very wealthy.

Many years ago, your predecessor said to divide the estate evenly regardless of the adult children’s circumstances.

I do not agree. I plan to leave everything to the two who are in moderate circumstances. I don’t plan on having it be a surprise; I will tell all four of them very soon. What is your take on this? I know it can divide siblings. But I do not foresee problems. If I live 10 more years, they will all be about 70 when they inherit the money. -- Future Benefactor in North Carolina Dear Future Benefactor: Of course, it is ultimately your estate, and you’re welcome to do with it whatever you’d like. But I have to side with Ann Landers on this issue as a general rule: Divide the estate evenly to avoid dividing your children from one another.

Send your questions for Annie Lane to dearannie@creators.com. To find out more about Annie Lane and read features by other Creators Syndicate columnists and cartoonists, visit the Creators Syndicate website at www. creators.com.

Please stop in and try our “Demo” phones at these fine area Locations: BELTONE: ZOUNDS HEARING CENTER 821 Meadowbrook Rd, Waukesha 53188 15280 Bluemound Rd, Elm Grove 53122 3333 S. Sunnyslope Rd, New Berlin 53151 333 W. Brown Deer Rd, Bayside 53217 6805 S. Howell Ave, Oak Creek 53154 VMP-SENIOR CENTER 3180 N. 124th St, Wauwatosa 53222 th 3023 S. 84 St., Milwaukee 53227 AVADA HEAR WISCONSIN 1140 N. Main St, West Bend 53090 10243 W. National Ave., West Allis 53227 RM COMMUNICATION CONNECT HEARING PRODUCTS th 8217 S. 27 St., Franklin 53132 9401 W. Beloit Rd/Ste 202, Milwaukee 53227 333 Bishops Way, Brookfield 53005 WISCONSIN HEARING 1755 W. Paradise Dr/Ste 103, West Bend 53095 AID CENTERS: N4 W22370 Bluemound Rd/202A,Waukesha, 53186 9211 W. Capitol Dr, Milwaukee 53222 7820 S. Howell Ave., Oak Creek 53154 823 N. 2nd St., Milwaukee 53203 HOME HEARING AID SERVICES 101 W. Main St., Watertown 53094 Phone: 262-253-2151 TOBIN’S BECKER AUDIOLOGY 1260 Brown St., Oconomowoc 53066 20720 W. Watertown Rd/Ste 102, Waukesha 53186 AUDIOLOGY HEARING CLINIC OF MEQUON HART HEARING CARE CENTERS 11649 N. Port Washington Rd., Mequon 53092 15425 W. National Ave., New Berlin 53151 SONUS SAM’S CLUB 2255 S. 108th St., West Allis 53227 1540 S. 108th St., West Allis 53214 600 N. Springdale Rd., Waukesha 53186 AuD HEARING 8050 N. 125th St., Milwaukee 53224 875 E. Townline Rd., #101, Lake Geneva 53147 B.S. WISNIEWSKI 4847 W. Forest Home Ave., Greenfield 53219

AUGUST 2017

NEMOVITZ continued from page 5

Why is there such a lack of inventory? Sellers appear to be reticent about listing their homes due to several factors. Based on a GMAR consumer survey conducted in May, sellers indicated they were holding off on listing their home because of concerns about policy changes in Washington DC (i.e. mortgage interest deduction, taxes, health care), recent remodeling to their current home, and some holding out for higher prices. Potential sellers are also worried that if they sell will they be able to find a home in this tight market.

Tight inventory, plus high buyer demand is leading to increasing buyer frustration with the market, particularly among those searching for homes under $350,000. Buyers are seeing

properties snatched up before they’ve had an opportunity to view them.

Many “move-in ready” homes are seeing multiple offers, but not the size or scale we saw in the early part of the last decade. The early 2000s were marked by buyers irrationally bidding up home prices by 10%-20%, assuming they would reclaim the values as the market appreciated. In the current market buyers are bidding prices up, but they are constrained by their borrowing ability and their lender’s appraisal.

The expectation by real estate pundits is that the real estate market will increase by 4%-7% over the next twelve months given no surprises in world events or economic factors. We can never know what the future may hold for us, but given where we were in 2008

and where we are now is truly a recovery we can all be thankful for.

Value is established by the buying public. What something of value is worth is dependent on what someone will pay. Buyers today are willing to pay a premium price if your home is well cared for and you time the sale based on which months bring out more buyers. Typically, February-June is the best time to sell and September-October the second best months for successful outcomes.

Now you have it! You should look to your tax bill for a general idea of value. However, if you want a much more accurate assessment of your home’s value, consult a Realtor or obtain an appraisal. This way you will know exactly

• 50PLUS • 15

what your home is worth in real time.

You can also get information as to what improvements you should make to get the best bang for the buck. You never know when exactly when you will sell so this is a great time to begin working on the condition of your home both outside and inside.

As always, I hope my articles are helpful to you and giving you the information you are looking for. I am always looking for new ideas or topics for my monthly articles so if you have a moment you can email me at: Bruce@ SeniorRealtor.com. I would be happy to get your feedback and ideas so that I know what is on your real estate mind!

Last day to sign up Aug. 7th

Wisconsin

Senior Olympics are set for

Friday, August 11 through Sunday, September 12 (Games for 50 and older adults)

Archery Badminton 3:3 Basketball Basketball - Free Throw Bowling Cycling Golf Horseshoes Lawn Bowling Pickleball Powerlifting

Racewalk Racquetball 5K Road Race Run/Walk Shuffleboard Softball Swimming Table Tennis Tennis Track and Field Triathlon Volleyball

FIRST TIME ATHLETE SPECIAL

Register for Badminton or Lawnbowling or Badminton and receive FREE general registration! This only applies for these two sports, and you will need to pick either Badminton or Lawn Bowling.

Please call or check website for details.

Something for everyone!

Learn more at www.wiseniorolympics.com

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Assistance in living DIRECTORY

AZURA MEMORY CARE

We Can Help You with the E • DIGNITY • INDIVIDUALITY • CHOICE • P ENDENC RIVAC P E D N I Y

Assisted Living & Memory Care Communities Heritage at Deer Creek 3585 S. 147th St. New Berlin

Lexington Heritage 5020 S. 107th St. Greenfield Heritage Elm Grove 800 Wall St. Elm Grove

S

Heritage Waukesha 1831 Meadow Lane Pewaukee

L

ENIOR IVING

Assisted Living and Memory Care Communities

Heritage West Allis 7901 W. National Ave. West Allis

Heritage Court Menomonee Falls N48W14250 Hampton Ave. Menomonee Falls

For more information please call:

844-658-4475

www.heritagesenior.com

540 East Forest Street • Oconomowoc 414-405-2205 www.azuramemory.com Azura Memory Care was awarded The Best of Senior Living in Oconomowoc for 2017. We are conveniently located adjacent to the Oconomowoc Memorial Hospital – ProHealthCare.

Our goal is to provide a high quality of life for our residents through personalized engagement and purposeful daily living. Our home was designed to support those with dementia through all stages of the disease. The Fowler and Lac La Belle homes are joined by a community room with amenities such as, the Blue Sky Cafe’ and accessible spa and a salon. We further support the needs of our residents by providing them and their families with a multi-sensory room, secure outside courtyard with walking path, screened-in porch and indoor areas for exercise and walking. All of these amenities are offered in a complete and supportive care setting.

As the premier provider for the Oconomowoc area, our care services include a dedicated Registered Nurse on staff, medication management, and personalized management of behavioral expressions, including sundowning, wandering and anxiety. In addition to our care services, we include nutritious meals and snacks, housekeeping and laundry.

Each of our private suites is fully furnished and equipped with a private bath, roll-in shower, built-in cabinetry and a safety response system. Also available is an enhanced suite option for couples or for those looking for a little more space.

Azura Memory Care’s specialized care is based on our exclusive MOSAIC training and engagement program, which uses cutting-edge dementia approaches and techniques to help our caregivers fully understand the disease process and equip them with ways to properly approach, communicate and engage those within our care.

At Azura our mission is Transform the Culture of Memory Care. We invite you to visit our home at any time or call Laura Volz, Director of Community Relations at 414-405-2205 for a personalized tour today!

AZURA MEMORY CARE OF OAK CREEK

8772 S. Mayhew Dr. • Oak Creek 262-220-3574 www.azuramemory.com Azura Memory Care of Oak Creek is one of 14 locations operated throughout the state of Wisconsin. The Oak Creek facility offers 48 units, three suite levels (single to double rooms included). The refundable enrollment/endowment fee is $1,000. Monthly rent range is $4,600 - $8,550 with a mandatory meal plan included.

When you visit Azura, you will witness their everyday use of MOSAIC principles through creative expression, small group peer interactions, special inter-

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Assistance in living DIRECTORY

est clubs, intergenerational activities, one-on-one engagements with caregivers, outdoor activities, daily themes, church services, supervised baking, music and much more!

At Azura, the advantages to aging in place in assisted living include safety, socialization, supportive memory care, in-home access to services and most, importantly preserving quality of life.

This facility offers a warm, loving home that offers high quality, relationship-based memory care. Their MOSAIC training ensures the team provides exceptional care and personalized engagements that result in moments of joy everyday.

CLEMENT MANOR

9339 W. Howard Ave. • Greenfield 414-546-7000 www.clementmanor.com Clement Manor assisted living apartments are part of a full continuum of healthcare and housing services. Choose a Studio, 1 bedroom or 2-bedroom apartment with walk in showers. Participate in lifelong learning programs, gardening, men’s group, adult coloring club, chair Tai Chi, and field trips. And, a convenience store, full service bank and occupational, physical and speech therapy - everything you need under one roof. Pay only for services you need. Catholic Mass and Protestant services. Sponsored by School Sisters of St. Francis.

Nothing Compares When You Want More

Visit our website for information on all of our programs and events—and call now to schedule your private tour.

More Life. More Style.

EASTCASTLE PLACE

2505 E. Bradford Avenue • Milwaukee 414-963-8480 www.eastcastleplace.com Eastcastle Place has the capacity of 41 in their suites, one-bedroom, two-bedroom apartments. Monthly rent starts at $4,164.

Residents enjoy three chef-prepared meals per day, on-site activities and events, plus social outings. Additionally, they have access to the aquatic, spa and fitness center, including one hour per week with a personal trainer.

Older adults receive assistance with the activities of daily living such as grooming, bathing, and medication management, provided by compassionate health care professionals.

Eastcastle Place residents enjoy privacy, community and the daily care they need, as well as activities designed for mind, body and spirit at all-inclusive rates.

INDEPENDENT AND ASSISTED LIVING BROOKFIELD

MUSKEGO

NEW BERLIN

777 N. Brookfield Rd. 262-780-0321

W181 S8540 Lodge Blvd.

262-679-0888

13750 W. National Ave. 262-789-1699

RegencySeniorCommunities.com

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FOREST RIDGE, A WIMMER

COMMUNITY SENIOR RESIDENCE 11077 W. Forest Home Ave. • Hales Corners 414-425-1148 A Wimmer Senior Community Residence in Hales Corners, Forest Ridge is your premier hometown senior community. Newly constructed apartment homes available summer of 2017! Reach out to our beautiful community and private residences enriched

with social activities, new friendships, fitness and wellness programs, delicious dining, and so much more. We offer 208 residences, including: one-bedroom apartments, two-bedrooms/two baths apartments, and one-bedroom with den apartments—many with a patio or balcony. Lease options allow flexible terms, and an optional, flexible meal plan available for an additional cost. Our social calendar includes a variety of activities, special events, tours, and trips with scheduled transportation available. For your convenience, we offer a daily dining program, enclosed parking, plus on-site country store, full-service bank, and beauty salon/barber shop. Seniors enjoy all the support services they need, including the convenience of an on-site Wheaton Franciscan Medical Office and care from our highly trained health staff of RNs, LPNs, and CNAs. If you join our community as an independent resident and your needs change, you may stay in your same apartment while accessing the services of our Assisted Living Program. We can offer the affordable retirement you want with the services you may need—to assist you through the years. Call us today to arrange your personal tour. Reserve your own luxurious apartment today!

HERITAGE AT DEER CREEK

Celebrate Moments of Joy — EVERY DAY Azura is elevating the standard of memory care with caring relationships, innovative therapies, and exceptional care.

OAK CREEK: 262-220-3574 8772 S Mayhew Drive OCONOMOWOC: 414-405-2205 540 E Forest Street

azuramemory.com

3585 S. 147th St. • New Berlin 262-432-0222 www.heritagesenior.com Assisted Living and Memory Care residence. Within Heritage at Deer Creek you will find a warm and compassionate community where daily assistance is provided with love and utmost respect for personal integrity of our residents. Our compassionate staff is trained to serve with an open ate staff is trained to serve with an open heart and friendly smile. Living arrangeheart and friendly smile. Living arrangements: Assisted Living – 43 apts., stuments: Assisted Living – 43 apts., studios, 3 sizes/1 bedrooms, 2 bedrooms/2 dios, 3 sizes/1 bedrooms, 2 bedrooms/2 baths, walk-in showers, individually baths, walk-in showers, individually controlled heat and air, kitchenette. Pets controlled heat and air, kitchenette. Pets welcome. All utilities, except telephone welcome. All utilities, except telephone included. Memory Care – 33 private included. Memory Care – 33 private suites with bathrooms, most with walk-in suites with bathrooms, most with walk-in showers. Monthly rent: Assisted Livshowers. Monthly rent: Assisted Living – start at $2,955; Memory Care – start ing – start at $2,955; Memory Care – start at $3,800. In house physician, podiaat $3,800. In house physician, podiatrist, coordination of therapies and lab sertrist, coordination of therapies and lab services. Activities: lunch outings, movies, vices. Activities: lunch outings, movies, cards, bingo, happy hour and more. cards, bingo, happy hourHeritage, and more.

Affiliations: Heritage, Affiliations: Lexington Heritage Court, Lexington Heritage West Allis, Heritage Heritage Court, Heritage West Allis, Heritage Elm Grove, Heritage Court Waukesha.

Elm Grove, Heritage Court Waukesha.

Assistance in Living

HERITAGE COURT HERITAGE COURT

N48 Falls N48W14250 W14250 Hampton HamptonAve. Ave.• Menomonee • Menomonee Falls 262-442-1540 262-442-1540 www.heritagesenior.com www.heritagesenior.com This Thisisisaa34 34 unit, unit, secure secure, Memory Memory Care residence.When When enter the doors of residence. youyou enter the doors of HerHeritage youfind willafind a warm and itage CourtCourt you will warm and comcompassionate community very passionate community with awith very ahomehomelike atmosphere. havededicated caring, like atmosphere.

We have We caring, dedicated caregivers on staff 24 hours a day caregivers on staff 24 hours a day to provide to residents provide our residents with love, respect our with love, respect and dignity. and an dignity.

With enclosed outdoor garden, residents can enjoy the outdoors in a safe and secure area. We provide three home-cooked meals a day and snacks and have an array of activities for everyone to enjoy.

All private suites are with private bath. Activities: outings, movies, cards, daily

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Assistance in living DIRECTORY

With an enclosed outdoor garden, residents can enjoy the outdoors in a safe and secure area. We provide three home-cooked meals a day and snacks and have an array of activities for everyone to enjoy.

All private suites are with private bath. Activities: outings, movies, cards, daily events and more. Affiliations: Lexington Heritage, Heritage at Deer Creek, Heritage Court Waukesha, Heritage West Allis, and Heritage Elm Grove.

HERITAGE COURT WAUKESHA

1831 Meadow Lane • Pewaukee 262-542-3434 www.heritagesenior.com A 36 unit, 38 bed for profit facility with no enrollment/endowment fee. Choose from 34 studios 255 – 320 sq. ft. and 2 -1 BR – 490 sq. ft. rooms. Spouses may share the 1 BR units only. Monthly rent starts at $4,800 - $5,500 with 3 meals per day included in fee. Recreation programs include Music and Memory Program, Walking Club, Memory Training Centers of America, stretching, physical and cognitive exercises, arts and crafts, cooking and baking club, outings, live entertainment and pet therapy. We have a full-time RN, 24

hr. nurse on call. Heritage Court Waukesha has a well-trained thoughtful staff that will meet the care and needs of our residents 24 hours a day. Peace of mind knowing that our residents can maintain their independence and individuality in a safe, nurturing environment. The brand new Heritage Waukesha offers a whirlpool spa, on-site beauty salon, patio and courtyard, multi-sensory Snoezelen room, therapy room and a community area with a private dining room. Affiliations: Heritage Elm Grove, Heritage Court, Heritage at Deer Creek, Heritage West Allis, and Lexington Heritage.

HERITAGE ELM GROVE

800 Wall Street • Elm Grove 262-786-5800 www.heritagesenior.com A 40 unit Assisted Living residence for profit. Choose from 18 enhanced assisted living, 36 memory care units, studios and one and two bedroom apartments. Spouses may share one and two bedroom apartments.

There is no enrollment/endowment fee with the monthly rent for Assisted Living $3,850-$5,200, Enhanced Assistant $4,550-$5,800 and Memory Care

Sneak Preview Tours Available

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AUGUST 2017

Assistance in living

CEDAR BAY

DIRECTORY

ASSISTED LIVING AT ST. CAMILLUS

$4,400-$5,400 along with three meals per day included. Recreation and programs provided include Music and Memory Program, Walking Club, Memory Training Centers of America, stretching, physical and cognitive exercises, arts and crafts, Cooking and Baking Club, outings, live entertainment and pet theraCEDAR ELKHART LAKE LPN. CEDAR py. On staff there is a full-time RN, 24 hour nurse onBAY callATand full time We BAY AT provide a well-trained thoughtful staff that will meet the care and needs of our residents 24 hours a day. Peace of mind knowing that our residents can maintain their independence and individuality in a safe nurturing environment. The brand new Heritage Elm Grove offers a community pub, Movie Theater, whirlpool spa, on-site beauty salon, patios and courtyards, multi-sensory Snoezelen CREATIVE LIVING room, therapy room, and community ENVIRONMENTS, LLC.room with private dining room. Affiliations: Heritage Court, Heritage at Deer Creek, Heritage West Allis, Lexington Heritage, and Heritage Court Waukesha.

HERITAGE WEST ALLIS

HERITAGE COURT

7901 W. National Avenue • West Allis 414-302-9700 www.heritagesenior.com Heritage West Allis offers an elegant, Assisted Living and Memory Care communityFOREST whereRIDGE dailySENIOR assistance is provided with RESIDENCES love and the utmost respect for personal integrity of our residents. Choose from stuHERITAGEfee.

WEST ALLIS dio, one and two bedroom apartments with no entrance or endowment Within each apartment is a kitchenette, private bath with walk-in-shower, spacious closets and a reassuring personalized emergency call pendant. Amenities include: community pub, beauty shop, fitness center, community room and library.

Professional care giving staff is available 24 hours a day to assist you with anything from bathing to medication administration. Heritage Memory Care Neighborhood specializes in care for residents with Alzheimer’s or other related Dementias. Our two 20-suite communities offer residents an uncomplicated design with home-like private accommodations. 40 residentsHERITAGE will reside in CREEK private AT DEER suites with bath and walk-in showers. A beautiful secure interior courtyard will provide safe access to the outdoors. Our activity program is designed to stimulate and engage the residents remaining cognitive strengths. Affiliates: Heritage at Deer Creek, Lexington Heritage, Heritage Court, Heritage Court Waukesha, and Heritage Elm Grove.

DIRECTORY

Assistance in

LEXINGTON HERITAGE JACKSON CROSSINGS RETIREMENT COMMUNITY 414.546.7000

414.546.7000

5020 S. 107th St. • Greenfield 414-302-9700 www.heritagesenior.com A 20-unit Assisted Living residence.

When you enter the doors of Lexington Heritage you will find a small and comfortable facility with a very home-like atmosphere.

Throughout the days many enjoy sitting

LEXINGTON HERITAGE

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Assistance in living DIRECTORY

in our sunroom viewing the beauty of our private patio. We have caring, dedicated caregivers on staff 24 hours a day to provide our residents with love, respect and dignity. We provide three home-cooked meals a day and have an array of activities for everyone to enjoy. Studio, large and small/bedrooms with private bathrooms. 2 bedroom/2 baths. All units have microwave and refrigerator.

There is no enrollment/endowment fees. Activities: musical entertainment, trivia, crossword puzzles, church services, Pokeno, crafts and van for transportation.

Affiliations: Heritage at Deer Creek Assisted Living and Memory Care, Heritage Court Memory Care, Heritage Eau Claire, Heritage West Allis, Heritage Court Waukesha, and Heritage Elm Grove.

LINCOLN VILLAGE PORT WASHINGTON

1300 W. Lincoln Ave. • Port Washington 262-268-1300 www.Lincolnvillageseniorliving.com The brand new Lincoln Village Port Washington offers a community pub, whirlpool spa, on-site beauty salon, patio and courtyards, multi-sensory Snoezelen room, therapy room and community room with private dining room. Offering 30 assisted living apartments, 11 enhanced living apartments and 20 memory care apartments. There are three floor plans: studios, one and two-bedroom apartments. Spouses may share apartments. Monthly rents range from $3,600 - $4,800/monthly for assisted living, $4,400 - $5,200/ monthly for enhanced living and $4,600 - $5,400/monthly for memory care.

Our meal plan is included in the rental rate. We have numerous recreational programs: music & memory program, walking club, Memory Training Centers of America, stretching, physical and cognitive exercises, arts and crafts, cooking and baking club, outings, live entertainment and pet therapy. We provide a well-trained thoughtful staff that will meet the care and needs of our residents 24-hours a day. You can have peace of mind knowing that our residents can maintain their independence and individuality in a safe nurturing environment.

LINDENGROVE COMMUNITIES – MUKWONAGO

841 E. Veterans Way • Mukwonago 262-363-6830 www.lindengrove.org LindenGrove offers 57 efficiency and 1-bedroom units. Monthly rent ranges from $3,120-$3,850 and includes a three meal per day plan.

LindenGrove has daily social, recreational and lifelong learning opportunities scheduled, chapel, on-site barber/ beauty shop, on-site store, gardening, library and pet companionship program.

The apartments at LindenGrove are perfect for those who wish to maintain

140 years old and still turning heads.

See what’s new at St. Anne’s.

Learn about our personalized memory care approach.

3800 N. 92nd St. Milwaukee • 414-463-7570 • www.stannessc.org

of the most prestigious neighborhoods.

our 22 •Visit 50PLUS • AUGUST 2017

website at: www.cle-ccls.com

Call or email today for more information!

414.258.9955 ext. 10 or info@cle-ccls.com

es may share apartments. Monthly rents range from $3,600 - $4,800/ monthly for assisted living, $4,400 - $5,200/monthly for enhanced living and $4,600 - $5,400/monthly for memory care. Our meal plan is included in the rental rate. We have numerous recreational programs: music & memory program, walking club, Memory Training Centers of America, stretching, physical and cognitive exercises, arts and crafts, cooking and baking club, outings, live entertainment and pet therapy. We provide a well-trained thoughtful staff that will meet the care and needs of our residents 24-hours a day. You can have peace of mind knowing that our residents can maintain their independence and individuality in a safe nurturing environment.

Assistance in living Grand Opening March 2017 DIRECTORY Luther Manor

an independent lifestyle, yet want the security of knowing personal assistance is As a non-profit, LindenGrove places quality, affordability & resident satis4545 N. 92nd Street • Wauwatosa available 24/7. faction at the top of their list. Pet-friendly facility.

As a non-profit, LindenGrove places quality, affordability and resident satis- 414-464-3880 • www.luthermanor.org ct le e S Luther Manor is a non-profit and faction at the top of the list. ents

Apartm !

Still Available

LINDENGROVE COMMUNITIES – WAUKESHA

427 N. University Dr. • Waukesha 262-524-1180 www.lindengrove.org offers 60sense effi- the home-like & friendly AtLindenGrove Heritage youWaukesha will immediately ciencyatmosphere and 1-bedroom units.

Monthly rent of our community. Our Assisted Living offers ranges from $2,895 $3,830 which includes personalized- care and services to meet the needs of each a 3 meal per dayresident. plan. individual Our Memory Care specializes in care for LindenGrove daily social, recreational and lifelong learning opportuniresidents withhas Alzheimer’s disease or other related Dementias. ties scheduled, chapel, on-site barber/beauty shop, on-site store, gardening, and library.

The apartments at LindenGrove are perfect for those who wish to maintain an independent lifestyle, yetAKE want the security of knowing personal assistance is OUNTRY available 24/7.

Independent, Assisted Living and Memory Care Communities

HLERITAGE C

MANOR isLUTHER affiliated with Leading Age and WC4545 N. 92nd Street • Wauwatosa CEAL. They have the capacity of 140, 414-464-3880 offering studios and suites. Spouses www.luthermanor.org can share ina the suites.and Luther Lutherrooms Manor is non-profit is afManor optional filiated has withanLeading Ageenrollment/enand WCCEAL. They have fee, the capacity offering studowment which of is 140, refundable up suites.Their Spouses can share todios 11 and months. monthly rentrooms varin the suites.

Luther Manor has an optional ies based on size of apartment and the enrollment/endowment fee, which refundable up to 11plus months.

Their monthneeds of the resident. There is a ismandatory 3/day snack meal plan ly rent varies based on size of apartment and the needs of the resident. There is a that is included in the monthly fee. mandatory 3/day plus snack meal plan that is included in the monthly fee.

Luther hasa adedicated dedicated enrichment specialist who orgaLuther Manor Manor has life life enrichment specialist who organizes 30nizes 30-40 weekly activities based on the residents’ interests.

There is 40 weekly activities based on the residents’ interests. There is one RN full overone RNLPNs full & oversight, & RNs 24/7, medication assistance, a social sight, RNs 24/7,LPNs medication assistance, a social worker and resident livworker and resident living coordinator. ing coordinator.

Luther Manor Manor provides where physical, mental, social Luther providesa asafe safeenvironment environment where physical, mental, social & spiritual wellness & interaction is encouraged, where medical monitoring is offered and where assistance with daily activities is provided. They have 55 years of experience, offer a full continuum of care, are a faith-based community, have an on-site clinic with doctors, dentists and specialists, and offer 30-40 activities per week to engage in.

Extraordinary Care for Extraordinary People.

Future permanent address: 2975 Village Square Dr., Hartland, WI For more information or to schedule an appointment call:

(262) 367-2975 • www.heritagesenior.com

SALES OFFICE: 3047 VILLAGE SQUARE DR., HARTLAND, WI

Located on the scenic shores of Lake Michigan Shorelight Memory Care is proud to provide premier person centered memory care for your loved ones.

For more information or to schedule your tour Please Call 262-898-3188.

5643 Erie Street Racine, WI 53402 www.sienaonthelake.org.

AUGUST 2017

& spiritual wellness & interaction are encouraged; where medical monitoring is offered and where assistance with daily activities is provided. They have 55 years of experience, offer a full continuum of care, are a faith-based community, have an on-site clinic with doctors, dentists and specialists, and offer 30-40 activities per week to engage in.

PROHEALTH REGENCY

SENIOR COMMUNITIES BROOKFIELD

777 N. Brookfield Rd. • Brookfield 262-780-0321 www.RegencySeniorCommunities.com Regency Assisted Living is backed by our established reputation as a leader in exceptional senior care for 25 years and is the most affordable, comprehensive program available. Seniors enjoy the privacy and independence they want with as many of the support services they need, including the convenience of our on-site ProHealth Care Medical Clinic and dedicated care 24/7 from our highly trained staff of RNs, LPNs, and CNAs. We have studio and one-bedroom apartments ranging from $2,960 - $5,415 a month. Our monthly fee includes a meal plan, nursing services, and many social and recreational opportunities on and off campus with complimentary transportation. Couples may share an apartment for an affordable additional second person fee, which includes meals and nursing services. Although a meal plan is included, residents appreciate the flexibility of eating a light meal at times in their own apartment kitchenette. Call to schedule your private tour today.

PROHEALTH REGENCY

SENIOR COMMUNITIES MUSKEGO

W181 S8540 Lodge Blvd. • Muskego 262-679-0888 www.RegencySeniorCommunities.com In Muskego, Regency Assisted Living is backed by our established reputation as a leader in exceptional senior care for 25 years and is the most affordable, comprehensive program available. Seniors enjoy the privacy and independence they want with as many of the support services they need, including the convenience of our on-site ProHealth Care Medical Clinic and dedicated care 24/7 from our highly trained staff of RNs, LPNs, and CNAs. We have one-bedroom apartments with care programs starting at just $2,490, and an all-inclusive program beginning at $5,315. Couples may share apartments for an affordable additional fee, depending on the level of care needed. Three chef-prepared meals and snacks and hundreds of different types of social and recreational activities on and off campus with complimentary transportation are included. Call to schedule your private tour today.

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located in the assisted living service area.

We also offer assisted living services in our independent one- and two-bedroom supportive care apartments. Assisted living rents range from $3,580 -$5,285 a month, depending on the level of care and the apartment size selected. Seniors enjoy the convenience of an on-site ProHealth Care Medical Clinic and dedicated care 24/7 from our highly trained RNs, LPNs, and CNAs. Monthly fees include three meals a day, a microwave and refrigerator, basic utilities, housekeeping, and personal care services, along with many social and recreational opportunities on and off campus with complimentary transportation. One or two daily meals are included with independent units receiving Supportive Care. Three meals daily are included for those residing in the assisted living apartments. Couples may share apartments for an affordable additional fee, depending on the level of care needed. Call to schedule your private tour today.

— Exceptional Care —

NEVER LOOKED

BETTER

EASTCASTLE PLACE HEALTH CENTER GETS A MODERN MAKEOVER Those in need of short-term post-acute care or long-term skilled nursing care will find our all-new private suites have a fresh look to match our excellent care reputation.

With a deficiency-free rating two years in a row, our accommodations are first-rate, too.

Check out the latest in care.

Call (414) 963-8480.

PROHEALTH REGENCY

SENIOR COMMUNITIES NEW BERLIN

13750 W. National Avenue • New Berlin 262-789-1699 www.RegencySeniorCommunities.com At Regency-New Berlin, 88 lovely one-bedroom and studio apartments are

2505 E. Bradford Ave. Milwaukee, WI 53211 www.eastcastleplace.com

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AUGUST 2017

SHORELIGHT MEMORY CARE AT SIENA

Where Hope Become Reality

“The View at Pine Ridge is an outstanding place to call home for loved ones. My grandparents have recently moved in and they have never had so much socialization; they are very active with participating in activities and making new friends.”

-Amanda M.

1010 Pine Ridge Court • Oconomowoc 262.468.7711 | www.theviewatpineridge.com

CALL 262-468-7711 TODAY TO RESERVE THE SUITE OF YOUR CHOICE

Assisted Living Memory Care Rehabilitation Services Skilled Nursing As a nonprofit organization we place quality, affordability and resident satisfaction at the top of our priority list

With four vibrant Waukesha County campuses: Menomonee Falls Campus (262) 253-2700

New Berlin Campus (262) 796-3660

Mukwonago Campus (262) 363-6830

Waukesha Campus (262) 524-6400

Visit us online at lindengrove.org

5643 Erie Street • Racine 262-898-9100 www.sienaonthelake.org Affiliated with the Racine Dominican Sisters, Shorelights facility has the capacity of 36 private rooms all with full bath and European showers. There is an enrollment/ endowment fee of $3,000, which is refundable within the first 6 months. Monthly rent is $6,000, which includes a mandatory food plan.

Shorelight Memory Care at Siena has dynamic, innovative programs & activities specifically designed for residents with dementia & Alzheimers that allows them to live in the moment.

Shorelights philosophy of person centered memory care provides the perfect blend of security, safety & socialization to create a true home for the residents we serve.

ST. ANNE’S SALVATORIAN CAMPUS

3800 N. 92nd St. • Milwaukee 414-463-7570 x401 www.stannessc.org St. Anne’s Salvatorian Campus is 141 years old—and we’re still turning heads.

The recent renovations and innovative senior solutions at St. Anne’s have people taking notice.

St. Anne’s is an area leader in the continuum of care: assisted living, enhanced assisted living with 24/7 support, skilled nursing, memory care, and rehab. These versatile levels of care ensure a smooth transition as residents’ needs change.

St. Anne’s is sponsored by the Sisters of the Divine Savior, and is the oldest Catholic senior care facility in Milwaukee. All are welcome regardless of faith or culture. The emphasis placed on providing loving and compassionate care is the reason St. Anne’s is known as “The Home with a Heart.”

Come see what’s new at St. Anne’s. Tour the new enhanced assisted living facility, Mission Court, the beautiful new pavilion, and the recently renovated park space. To schedule a visit, call 414-463-7570. We’re conveniently located at 92nd and Capitol Drive.

SUMMIT WOODS

2501 Summit Ave. • Waukesha 262-521-1388 www.Capricommunities.com Affiliated with Capri Communities, this facility offers 1-bedroom and 2-bedroom apartments, 104 apartments in all.

Monthly rent starting at $910 with a $1,000 non-refundable enrollment. AL starting at $2,625. We have a flexible meal plan. Summit Woods offers comfort and support from a caregiver 24/7, social interaction with other residents, homemade meals, and housekeeping & laundry services. Our full-time activity coordinator plans at least two bus trips weekly along with other activities for residents. Friendly staff & residents and the ability to choose individual services to fit each resident’s personal needs is what you will find at Summit Woods.

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Assistance in living DIRECTORY

THE VIEW AT PINE RIDGE I & II

1010 & 1030 Pine Ridge Court, Oconomowoc 262.468.7711 www.theviewatpineridge.com The View at Pine Ridge is affiliated with WALA, Alzheimer’s Association, Parkinson’s Association, Oconomowoc Dementia Friendly Community Forum. VPRI and II are CBRF licensed, with 26 beds and 46 beds respectively. Two room suites accommodate couples and both 1 room and 2 room suites have full baths. Monthly rent varies according to size, $4,258 – $11,102 and includes 3 meals plus snacks, housekeeping and laundry services.

Life Enrichment programs include art and music therapy, social outings, walking club, daily exercise, cooking, baking, pet therapy, live entertainment, religious services, sensory gardens and men’s and women’s clubs.

Highly trained medical staff include RN’s, LPN’’s, RA’s, Dementia Specialists, Dental Hygienist, OT, PT and Speech Therapists, Visiting Physicians and a Podiatrists.

The View at Pine Ridge I & II offers stress-free time with loved ones; community encompassing nutritional, physical, mental, social and spiritual activities with the comfort of one’s own home.

The View at Pine Ridge I & II believes their special advantage is that they offer a community where loved one’s will be safe, comfortable and loved! A community which combines the most recent discoveries with the best care strategies provided by highly trained and professional, warm-hearted staff who promote Resident-centered care with a daily sense of purpose.

TUDOR OAKS SENIOR LIVING COMMUNITY

S77 W12929 McShane Drive • Muskego 414-529-0100 www.TudorOaks.net Tudor Oaks Senior Living Community is a not-for-profit continuing care community owned by American Baptist Homes of the Midwest. The Assisted Living wings include 45 RCAC and 22 CBRF apartments.

RCAC apartments have a separate living and bedroom, tea kitchen, private bathroom and shower. CBRF apartments are a studio design with private bathroom and shower. Spouses may share the apartment.

Meals (3 meals & 2 snacks daily) and assistance with daily living activities are included in the monthly fee, which is based on level of care needs. Recreational activities include fitness classes, swimming, music, games, spiritual programs, bus trips and entertainment. Medical personnel on staff include a CNA 24/7 on the floor and a RN on campus. The caring and compassionate staff helps residents stay as independent as possible while providing the lifestyle environment

that allows them to live to their greatest potential regardless of age or condition.

The community is all connected under one roof making transitions and visits very easy.

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AUGUST 2017

10B • 50PLUS • AUGUST 2015

Fees: -Independent Living - Apartments are monthly rentals with no enVMPAssistance HEALTHCARE & in Living DIRECTORY trance fee. -Assisted Living - Monthly fees vary depending on the level of care COMMUNITY LIVING and the size of the apartment. (Licensed as both Residential Care Apartment 3023 S. 84th Street • West Allis 414-607-4100 www.VMPcares.com VMP Healthcare & Community Living offers a full continuum of care under one roof with independent living, assisted care, memory care, skilled nursing, short-term rehabilitation, ventilator care and out-paSHOREHAVEN TOWER tient therapy. VMP also has an on-site medVMP-MANOR PARK ical clinic, hospice care, and pastoral care.

VMP’s also specializes in ventilator and respiratory care. VMP’s short-term rehabilitation services allow patients to return home safely and remain independent after a hospital visit when they need to regain strength and stamina. TherST. ANNE’S apy services are specific to patients’ needs. Free transportation from the hospital SALVATORIAN CAMPUS upon admission is available.

VMP’s Senior Community Club is open to residents and the community, offering many in-house events and classes, as well as off-campus trips. Popular outings include Brewer tailgates, theater outings, and occasional overnight desVMP-TRINITY VILLAGE tinations.

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Complex ((RCAC)) and Community Based Residential Facility ((CBRF)).

Memory Care - VMP has dedicated one wing of our building specifically for residents with Alzheimer’s or other related dementia. -Rehabilitation - In- Patient or Out- Patient. VMP’s exceptional staff provides comprehensive treatment program that meets our patients’ goals and ensures that the patient regain their highest level of functionality. We also offer FREE complimentary transportation for patient appointments within a 5-mile radius of our location. -Skilled Nursing - Health care fees are covered by most insurances insurance.

The mission of VMP is to provide a full range of senior healthcare for residents, patients and the community in accordance with Christian values. We’ve been providing these top quality services to SE Wisconsin for over 90 years.

WILSON COMMONS

(The Polonaise • Assisted Living) (The Chopin • Independent) 1400 & 1500 W. Sonata Drive • Milwaukee 414-281-2450 - The Chopin; 414-281-3400 - The Polonaise www.capricommunities.com Wilson Commons has independent and assisted living one and two-bedroom apartments. They also offer ranch homes for independent living. Monthly rent for independent living ranges from $790 $1,720 and assisted living rents ranging from $4,170 - $5,990, which also includes three meals.

The advantages of living at Wilson Commons is having peace of mind knowing staff is available 24/7, a safe environment, receive help with ADLS, meal prep and housekeeping.

The special advantages offered to their residents are: a completely renovated campus located next to scenic Wilson Park. The facilities are conveniently located close to freeway and bus line and have a church, bank, library, salon, restaurant, therapy and physician services all available on site.

EDITORIALS

AUGUST 2017

continued

Get on with our roads

• 50PLUS • 27

It really is a sad state that state government is in when so little seems to be accomplished. There is disagreement in county government. There is further disagreement between the Milwaukee mayor’s office and that of the county executive. Then take a good hard look at the politics in the state offices where

things are so bad that schools’ boss Evers is considering running for governor against our incumbent. Governor Walker is losing voters daily as he dilly-dallys around and about concerning Wisconsin roads. Our roads, nationally, rank at 47th out of 50 states in need of upgrading in one way or another.

Gov. Walker makes the rules as he can block almost any would-be laws passed by the legislature. Obviously, the governor is hell bent on reelection. Does he believe that letting our roads go to pot(holes) will get him elected?

Let us not just consider a program

to support our road improvements; let us get on with one. This is like hill climbing. The crest never will become closer to ground level intil we get there.

We don’t know anyone other than Gov. Walker who does not seem interested in repairing our roads. Just think, the 47th worst in the nation. Ugh!

Over the approximately two and one-half centuries of existence as the United States of America, we take particular time now as summer is nearing its end to look around us and appreciate everything that we have. I hope that we have our priorities straight. But no two of us have the same priorities.

Life goes on and as it does, we understand that even as we advance

in age that we can remain happy if we place our priorities in the right places.

We are told that to be happy we must reflect on the right things, meditate on wisdom, reflect on our needs as compared to our wants and desires.

The question we opened up with, knowing and doing right and not wrong is like a moral principle. Perhaps you may look on these as empty words

and phrases that make no sense to you.

I guess you would need extraordinary courage to plow the political fields of today. We have survived Mother’s Day, Father’s Day, Flag Day and the observance of Independence Day. Of major holidays, or festive times, we have only to honor the laborers among us at Labor Day ahead of us in September. For this month, the right things seem to

be to keep tightly to family, have faith in each other and those we deal with, forget the empty and/or meaningless words. Have sufficient courage to be nice to others and just hope and pray that our politicians will lead us in the correct directions out of hardship, into success, but always on the right side of the balance ledger.

While opinions on President Donald Trump vary from country to country, most foreign countries’ resi-

dents seem to find him in disfavor.

The following are no confidence averages via percentages: Mexico, 93;

Turkey, 82; Israel, 42; Russia 25; Philippines 23; Spain, 92; Sweden, 90; Germany, 87; France, 86; Great Britain, 75;

Italy, 66; Poland and Hungary, both 57.

KILLING TIME continued from page 4

I have yet to see him without a smile and a few kind words. We look for the next chapters in his life to follow the same pattern. aaaaaa I was taught early on to respect my elders. As I advance in age, the elders to be respected are becoming fewer each day. aaaaaa There is an old mathematician living in our development. Yes, he does seem to be losing his functions. aaaaaa When men reach a certain age, do they wear briefs or boxer shorts? Some people might tell you, Depends. aaaaaa Alphabet soup is a great for the young ones. It would be not too bad for elders if the soup could be made with larger letters. aaaaaa The secret to being young, as one of the late night comics says, is to lie about your age. I had an aunt who did this. She lied about her age as she married a younger Los Angeles businessman and had a heck of a problem explaining her age at Social Security

time. Really, being an honest person, eating slowly, getting at least eight hours of sleep nightly and going easy on the booze may help you blow out the candles on your 90th birthday. aaaaaa A person with a good memory and lots of drive, like a robot, may some day need a recall. aaaaaa Emma Morano of Italy, now 116 years in age, says the one thing that she attributes her old age and get-upand-go to is her eating two raw eggs every day. aaaaaa Saving the old Soldier’s Home is truly a remarkable and historic undertaking at a cost of $40 million.

The project will be financed via Low Income Housing Tax Credits, Federal and State Historic Tax Credits, grants, fundraising and other options. aaaaaa The original Hans Weissgerber, who brought the family to Okauchee and opened the first great restaurant there, is well into his 90’s. Hans, with Junior and the third continuing his successful approach to fine dining,

also never wavered in his approach to quality. We’re told that people learn the most from their errors, but what of Hans, who made few if any of them. aaaaaa A mid-80’s age brother-in-law is quite a low scoring golfer. He recently had a “first” for him on the golf course - a heat stroke caused by walking the course in 90-degree heat. aaaaaa Time with people never is wasted.

There was a full sanctuary in Hartland for the funeral of a 95-year-old military veteran. Kenneth LeRoy who was more than adequately put to eternal rest among the plaudits and many nice things people recalled about his exemplary service to others. Among those who were present for the funeral service and following military sendoff were old-timers in the Hartland community like Tom Lay, Ray Fectau, Bob Compton, Don McNeil, Dick Luko, Ken Ludwigsen, John Eskau, Jim Heinzelman and a host of other men whose names this semi-senile senior citizen can’t recall.

Right from wrong

Opinions on president vary When it comes to painting beautiful pictures in your mind, just remember that you’re no Rembrandt. aaaaaa Wisconsin State Fair, a big deal this month, greeted us when we arrived in this state 57 years ago. It is as exciting to attend it today as it was then. Is that where you first discovered that brown cows don’t give chocolate milk? Former Senator Herb Kohl loved the fair and his efforts there paid dividends at election time. Hey, people, this is the same guy who first made Kohl’s stores a success. aaaaaa Don’t forget that happiness arrives on the wings of the guy who allows you to do what you wish to when you want to do it. But regardless, you need a workably good plan for success. You can’t be so lucky as to stick in your thumb and pull out a plum. aaaaaa Kind people are key to all the good things in life. We think of a person like Bob Compton when writing this. Having known this man for over 50 years,

28 • 50PLUS •

AUGUST 2017

RON KRAMER continued from page 1

football, a sport they both loved. It was August 11, 1919.

Everyone called Lambeau by his nickname, Curly. He was then only 21 years old. He’d lived in Green Bay all of his life and had been a football standout at Green Bay East High School. In 1918, he had graduated and gone away to college at the University of Notre Dame. There he played and starred on the school’s football team, the Fighting Irish. It was noteworthy in itself in that the team was the first under legendary coach Knute Rockne. But Lambeau didn’t like college life all that well, quit school, came home and took a job with the Indian Packing Company of Green Bay. Calhoun was then the young city editor of the Green Bay Press Gazette.

His full name was George Whitney Calhoun, and he was the great grandson of Daniel Whitney, who, according to historical records, was the founder of the city of Green Bay. Over one of those beers the two were enjoying, Lambeau mused that the only thing he missed about college was football. He said he wished Green Bay had a city team of some kind he could play on. Calhoun then suggested that the two of them start one. So they soon came to the conclusion that to do so, they needed help - someone to finance them. Lambeau then said he’d try asking his employers, the Indian Packing Company, to sponsor their team. So he did, going to Frank Peck, the president of the company. Luckily, Peck also loved football, and agreed to back their planned team.

Backing then consisted of a princely sum of $500, which would take care of paying for uniforms for 20 players, plus a few footballs, pads and other assorted items. For a team, Lambeau and Calhoun recruited former standouts from Green Bay East and Green Bay West High Schools. Of course, because they were supplying all that money, the company wanted to have the team named after them. Since there already was a baseball team in Cleveland with the name, Indians, they took the second word in the title Indian Packing Company, which is how the now world known name Packers came about.

(That story of the meeting of Lambeau and Calhoun was modified

by John Torinus, who was a longtime member of the Packers Executive

SPORTS PLUS

By Jack Pearson Committee, as he changed the setting of that meeting to the editorial offices of the Press Gazette and, of course, took out any mention of beer.)

The team Lambeau and Calhoun put together that first season in 1919 was pretty good, to say the least. Playing other town clubs and semi-pro teams in Wisconsin and Upper Michigan, they won their first ten games by the incredible total score of 565 to 6. Lambeau served as both the coach of the team and its quarterback; Calhoun as its manager. Included in their wins were an 87-0 pounding of Sheboygan’s team; and 85-0 walloping of Oshkosh; a 76-0 win over Racine; and a 61-0 win over Marinette. They also beat a team from Milwaukee 53-0 and a team from Chicago 46-0. Of the ten games, nine were shutout wins; Racine got the only six points. But then in the

George Calhoun who, with Curly Lambeau, founded the Green Bay Packers. Photo courtesy of the Green Bay Packers.

The first Green Bay Packers team in 1919. Only 18 players, and they all played at times on offense as well as defense.

Photo courtesy of the Green Bay Packers Hall of Fame. season’s finale they took on a club from Beloit with the improbable nickname “The Fairies,” and got beat 6-0. Despite that tremendous winning record, the team lost money over their first year.

A big reason was that since they had no enclosed field on which to play their games, they couldn’t charge any admission.

The second year, in 1920, was almost as good, as the young Packers won nine, lost only one and tied one. Their one loss was again to that uniquely named squad from Beloit, The Fairies, 14-3. (Now that’s a real fairy tale story for you that to the best of my knowledge has never been explained. How did the Fairies get their nickname, and what ever happened to them? After the ’21 season they seem to have dropped from sight.)

Also in 1921, with the formation of the American Professional Football Association and Green Bay’s entry into it, the Pack was facing stronger opposition (The APF the next year changed its name to the National Football League). That year they took on the Chicago Staleys, which were to become the Chicago Bears, and took a drubbing 20-0. Over the years that Packers-Bears rivalry has become the longest in all of pro football, and most assuredly, the most hotly contested.

In the 192 times the two teams have met since 1921, Green Bay has won 93, Chicago also 93, and there have been six ties. The Packers have scored a total of 3,310 points in those games, the Bears 3,284. It would be difficult to get any closer than that. In watching a good portion of those contests over the years, it seemed to me that there were two emotions evident in the athletes: intense hatred and equally intense respect. Which, naturally, made for

some really terrific football.

Through the next eight years, from 1921 to 1928, the Packers more than held their own in the new league, winning 49 against only 25 losses. By 1929, they really came into their own, winning three NFL Championships in a row with records of 12-0-1, 10-3-1 and 12-2-0. The Packers are the only NFL team to win three consecutive championships, and have done it twice; those above listed titles under Coach Curly Lambeau, then three from ’65 to ’67 under Coach Vince Lombardi.

Since the NFL Hall of Fame was installed in 1963, a total of 24 Packers players have been installed, the second highest in the league after the Bears, who have 27. The players named are not only some of the greatest players and coaches Green Bay ever had, they are among the best ever in the NFL. They include head coaches Curly Lambeau and Vince Lombardi, and fan and media favorites Johnny Blood, Don Hutson, Tony Canadeo, and from the Lombardi teams, Bart Starr, Jim Taylor, Paul Hornung, Ray Nitschke, Forrest Gregg, Willie Davis and Herb Adderley, and more recently, Reggie White and Brett Favre. You can bet that as soon as he retires and becomes eligible to be voted in, that Aaron Rodgers will also be inducted.

That the Packers ever were created in the first place, that they survived over the early years after nearly going broke, that they prevailed after being kicked out of the NFL, and after having been repeatedly lured by interests in Milwaukee to relocate here, defies comprehension. When they began their first team in Green Bay in 1919 there were six other cities, Milwaukee, Madison, Racine, Kenosha, Oshkosh and Superior that had greater popu-

AUGUST 2017

lations, and all except Superior were located closer to other NFL cities. A couple of years later they were booted out of the NFL for using college players in games who had not as yet graduated. Lambeau pleaded for the league to rescind, and they did. But had it not been for his efforts, the Packers story would have ended then. The team lost money over its first few seasons as noted, because they had no enclosed field or stadium, and thus could not charge admission for the games. On the subject of stadiums, had the city of Milwaukee possessed a good football stadium back in the ‘40s and ‘50s, the Packers very well could have agreed to relocate here.

But the Pack prevailed. To raise money to stay afloat, they made the decision to sell stock. The Packers became the only team in the NFL, and still is, in which its fans own the team. The only real value of the stock was that the fans could hang the stock certificate on the wall of their home or office and show that they owned part of the team. The stock could not increase in value; could not be resold, and stock owners got no benefits such as getting deals on season tickets or anything else. Packer officials were hoping to sell ten or twenty thousand shares. They did a bit better than that.

As of last count, a total of more than five million shares have been sold, and there are more than 360,000 shareholders. That’s more than three times the population of the City of Green Bay, and proves the Packers have fans everywhere.

An old pal of mine, Bob Trotalli, among other endeavors, once ran a travel agency. He was involved with setting up trips all over the globe. One day he told me something about the Green Bay Packers. “You know, Jack,” he said, “it’s funny but just about anywhere you go in the world, from Timbuktu to Singapore, the one topic of interest about the United States that everyone has is the Green Bay Packers. More than political centers such as Washington D.C., more than entertainment hubs such as Hollywood, more than anything. Mention the Green Bay Packers and faces light up.

Outside of perhaps the Vatican, Green Bay is probably the most famous small town in the world.”

Sportswriters rarely get rich in the profession, but there are other perks.

Three Green Bay ends from the Lombardi Golden Era, from the left, Max McGee, Boyd Dowler, and Ron Kramer. Photo courtesy of the Green Bay Packers.

One of them is meeting and getting to know superstar players and coaches. Over the decades I’ve been lucky enough to do just that with dozens of Packers; real gentlemen such as Bart Starr and Forest Gregg, fun-loving characters like Max McGee and Fuzzy Thurston. Then there was Ron Kramer.

Back in the Lombardi era, I worked for a paper that traded ad space on its pages to the old North Central Airlines in exchange for free flights. So I’d often fly up to Green Bay for the Packer home games, taking advantage of the deal. At one game it began raining at halftime, and by the end of the game it was coming down so hard you couldn’t see 20 feet in front of your nose. I took a cab to the airport, where I learned that all flights out had been canceled by the deluge. So I went over to the rent-a-car desk to try to pick up something to get me back to Milwaukee.

“Sorry,” the clerk said to me, “I just rented out our last car to that gentleman over there.” I looked to see who he was pointing at, and recognized him at once; it was the big tight end, Ron Kramer. So I gave it a try. “Hey Ron,” I said, “remember me? I interviewed you and your buddy Boyde Dowler a few weeks ago.” Kramer turned and looked at me. “Yeah, sure, I recognize you. But I can’t talk now, I’m in a hurry to get to Milwaukee.” Before he could leave, I asked, “Well, can I ride along with you? I have no way of getting back there myself, and I’d be happy to pay for half of the car rental.” Kramer re-

plied, “Yeah, that’s fine. Come on quick though, I have to get going.”

So we got in the car, Ron driving, and made it through the blinding rain out to the highway. “Hey, maybe we should wait a while for the rain to ease up. It’s raining so hard you can’t see anything,” I yelled. He growled back, “Ah, don’t worry about it.” Where upon he pulled out onto the interstate and tromped down on the accelerator. The speedometer shot up, to 50, 60, and then 70 miles an hour. I couldn’t believe it. “Ron, Ron, please ease up. You can’t see a damn thing. We’ll crash and get killed.” He laughed. “Ah, don’t be such a big baby.” And tromped down even harder; 80, 90, and I’m not exaggerating, the speedometer reached 100. I screamed, “Let me out of this damn car, stop and let me out, this is idiotic, you maniac.” He chortled. “Ah, sit back, close your eyes and shut up.” It

• 50PLUS • 29

was madness, absolute madness. Luckily, there were few cars on the highway; everyone else had stopped and was waiting for those incredible rains to subside. Also, there were no highway patrols out either. So we hurtled on, into that driving and blinding rain.

Well, obviously we didn’t crash and go down in flames, or I wouldn’t be writing this. We got into Milwaukee, miraculously, unscathed, and pulled up in front of the Pfister Hotel. Whatever the reason for Kramer’s batty hurry to get to Milwaukee that day, I hoped she was worth it.

A couple of months later, I was going into the old Frenchy’s Restaurant and spotted him at a table with a few others. He saw me, paused for a few seconds and then started laughing.

He, of course, recalled that madcap dash through the rain and my anger and terror. He was laughing so hard I thought he’d fall off his chair. I wanted to go over and bash him over the head, except, wise fellow that I was, I knew he was bigger and tougher than me. So instead I started laughing, too.

The last portion of the story paints a somewhat negative picture of Ron Kramer, which I did not really intend and for which I apologize anyway. In reality, Kramer was a truly fine person, well liked by all his teammates and coaches as well as the media and his opponents. An All-American at the University of Michigan, he was the Packers No. 1 pick in the 1957 Draft.

During his years at Green Bay he and Baltimore’s Gino Marchetti were considered as the best tight ends in the NFL. I’d guess he could have been a great racecar driver, too, had he so chosen.

From a get-together in 1965, long after their playing days, six Packer stars, now all in the NFL Hall of Fame - from left, Mike Michalski, Don Hutson, Curly Lambeau, Cal Hubbard, Clark Hinkle and Johnny Blood. Photo courtesy of the Green Bay Packers.

30 • 50PLUS •

AUGUST 2017

Low-cost wireless plans for seniors who use smartphones

BY JIM MILLER

Dear Savvy Senior, I’m interested in downsizing my smartphone wireless plan, and am looking for the best low cost options. I use my phone primarily for talking and texting, but also need some cellular data for checking my email and other functions when I’m away from WiFi. What can you tell me?

Senior Saver Dear Saver, There are several great low-cost deals I can recommend for older smartphone users who are looking to save some money by paring down their bloated cell phone plan. Here are three good options to consider.

Republic Wireless If you’re an Android smartphone user, Republic Wireless (RepublicWireless.com) offers one of the cheapest deals available for light data users.

Republic uses a mixture of Wi-Fi and cellular networks – Sprint and T-Mobile specifically – to transmit calls, texts and data. This patented technology automatically offloads as much as possible to WiFi when available, so you’ll

consume less data than you would with traditional carriers.

Republic’s no contract service plans with cellular data start at only $20 per month for unlimited talk, text and 1 gigabyte (GB) of data. If you need more data, their $30 per month plan gets you 2GB, and $45/month buys you 4GB. How much data do you need? The best way to find out is to check your current phone bills. The average smartphone owner uses between 2GB to 3GB of data each month, but most older smartphone users use less than 1GB. To use Republic you’ll need a compatible Android phone (you can’t currently use Apple iPhones), or you can buy a new phone through the company. It currently offers eight Android phones with prices starting at $99.

Consumer Cellular Another excellent low-cost option for lighter data users, and one that caters to older adults is Consumer Cellular (ConsumerCellular.com, 888-5325366). Rated the number one wireless service by Consumer Reports seven years running, Consumer Cellular of-

4 locations to serve you: Brookfield Hales Corners Menomonee Falls Thiensville

fers a variety of “pay for what you need” talk and connect plans that let’s you choose exactly what you want.

Their talk plans start at $10 per month plus 25 cents per minute used for infrequent callers, or $15/month for 250 minutes, $20/month for 1,500 minutes, and $30/month for unlimited minutes.

And their connect plans for text messages and cellular data run $2.50 per month for 300 texts and 30 megabytes (MB) of data, $5/month for 2,000 text and 200MB data, $10/month for unlimited texts and 500MB, $20/ month for unlimited texts and 1.5GB, $30/month unlimited texts and 3GB, and $40/month for unlimited texts and 5GB. Consumer Cellular, which offers 5 percent monthly fee discounts to AARP members, also lets you bring your own smartphone by offering free SIM cards. Or, you can purchase a wide variety of Android and Apple iPhones along with the senior-friendly Doro 824 SmartEasy for $100.

Lifeline Program If your income is low enough,

another option to check into is the Lifeline Assistance Program. This is a federal program that provides a $9.25 monthly subsidy that could go towards your smartphone service.

To qualify, you’ll need to show that your annual household income is at or below 135 percent of the Federal Poverty Guidelines – which is $16,281 for one person, or $21,924 for two. Or, that you’re receiving certain types of government benefits, such as Medicaid, food stamps, SSI, public housing assistance, veterans pension or survivor’s pension benefit, or live on federally recognized Tribal lands.

To apply, contact a wireless provider in your area that participates in the Lifeline program (see LifelineSupport. org or call 800-234-9473) and ask for an application form. Be sure to check all wireless providers in your state because some offer better services – like a free smartphone, monthly talk time minutes, unlimited texting and some cellular data – than others.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org.

AUGUST 2017

Emma talks of the ice house, saloon and factors Henry says, “First things first” and then he add “Last things never.”

He claims that when he decides to do something, he charges right into it whether it is a project or even if it means writing a letter and this to him, could be a real project.

My darling hubby believes in accomplishing something everyday.

Henry says that when his day is beginning, he meditates for a moment or two and decides what has to be done and what can be left for another day, if not finished this day. Of course, during the workweek, his decisions are made for him. He is due at his machine at 7:30 a.m. Monday through Friday and believe me, Henry is the type of employee that some companies would love to have working their machines.

Time and details don’t always match up with Henry. You see, Henry is a doer. He is not a wish sort of person, who wishes he could do this or that, but generally never quite gets around to the task at hand. But before I get further into Henry and his thinking, let me tell you a story about Henry’s work place. You see, the factory as such is a building that has been added onto and remodeled over the years. It is right downtown and at one time was a big saloon and dance hall. That is perhaps 80 to 90 years ago. Well, anyway, here’s the story as Henry told it to me.

He got these details at the annual company picnic when a booklet was given to each employee telling about the firm over its many years in business and, of course, touting on its successes.

It seems that way back when there were no refrigerators (They had not been invented yet) there were icehouses. These were like big barns in which the workers would pack chunks of ice they cut in wintertime from the frozen lakes. The ice, perhaps in 50 to 100 lb. pieces, would be stacked as high as possible, one on top of another and with sawdust covering them in between to kind of help keep the ice from melting.

Well, anyway, as the story goes, there was kind of a town drunk who often wandered via an alley from one tavern to another Before I get into this bit, let me tell you something really interesting about Henry’s work place. The factory,

• 50PLUS • 31

APRON STRINGS

By Aunt Emma as Henry calls it, is right downtown.

The fact that he says it once was an ice house leaves me cold. Truthfully, I get chills thinking about such a thing.

Well, anyway, the story I am going to tell you was told at the factory when the uses of the building were traced over the years.

Ok. Here we go.

The drunken man, who stumbled down the alley from one place to another, came upon the saloon via the back door. Inside the back door, then on the one side was the men’s restroom and on the other was a doorway leading to the basement where the liquor was kept under lock and key until brought upstairs to the bar room. As the story goes, this fellow must have wished to use the men’s room facilities, but instead of turning left inside the place, he turned right, fell down the steps into the basement, broke his neck in the fall and died. Nobody saw him come into the place or heard him fall, but that’s the story. The claim is that the coroner then told the fellow who operated the saloon that after that happened, he had better start locking that basement door. Who knows someone might try to steal some liquor. That’s how the story ended. Can you imagine today the legal action that would have followed the drunk’s death?

As Henry says, that fellow should have watched where he was going.

The fellow who owned the saloon was kind of a mean cuss. He put a sign on the door: Only to be opened by those on their way to the cemetery.

A man, who was somewhat sympathetic, said the guy was an adventurer as well as a heavy drinker. He went where few others had ever been.

Well, I guess this story is enough for August, except to hope and pray we’ll all keep our wits about us. Yes, mistakes can be very costly.

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HERITAGE LAKE

A monument has been placed at the beginning of the Gary G. Wetzel Way Nature Trail at Camp American Legion, Lake Tomahawk. The design of the monument is intended to represent the veteran’s combat experience

and his return to civilian life.

Federal Post 203, Milwaukee, funded the monument. Jim French, a structural engineer in Milwaukee, designed it.

Built in 1867, the Soldiers’ Home sits as the focal point of a 90 plus acres district on the grounds of the VA Center, just behind Miller Park and accessible from West Allis. The home was funded by a group of women who saw the needs of the returning-from-war veterans. The women raised $100,000 to fund the buildings. The local home was one of three original such places following the Civil War. The main trust of the current program to remodel the Soldiers’ Home was brought into focus following a survey that counted at least 300 veterans as living homeless on Milwaukee streets. This project, when completed, will provide 101 housing units for the homeless veterans and/or those at risk of becoming homeless.

This project will find the district’s vacant buildings rehabilitated by the Alexander Company and financed via Low Income Housing Tax Credits and federal and state historic tax credits, plus grants and some fundraising.

About $40 million in financing will come from the Milwaukee communi-

ty in various ways as the Housing Authority of the City of Milwaukee leads the cooperative effort with the Alexander Company.

Saving the Soldiers’ Home is a remarkable and historic undertaking.

All told, the remodeling will provide 101 housing units. Sixteen of these units will be designated for use by women veterans, which will be placed in a secure building area. The monthly rents are being designed to be 30 percent of each tenant’s monthly-adjusted gross income. The first of the buildings will be ready for occupancy in March of 2019.

Volunteers leading the financial campaign include co-chairs Mick Hatch, Patty Keating-Khan and Carl Mueller. Many veterans also are serving on various committees as well as community leaders.

Persons wanting further information on the project may start with the office of the Milwaukee County Veterans’ Service Officer at 414-266-1235.

The Milwaukee Veterans Stand Down supportive activity dates back to 1991 and its initial organizational efforts at Kosciuszko Park. Special notice was presented at that time of the needs of Milwaukee homeless and other needy military veterans. It is that time again for action to take care of these veterans, according to Jeff (Doc) Dentice, one of the original founders of this action.

Milwaukee Veterans Stand Down is collecting money to help the needy and homeless veterans at the Richards Street National Guard facility. Dentice asks everyone who is able to extend a

hand to these veterans via monetary donations at this time.

Dentice says, “Taking care of our veterans, who have proudly served us, and giving them a hand up, not a hand out, is our main goal in providing services that not only assist them with their current needs, but also will help them get off of the streets and turn their lives around.”

Checks can be sent to Wisconsin Veterans Stand Down Inc. at P.O. Box 17037, Milwaukee, WI 53217-8026.

Any amount will help; the larger the better.

Wisconsin Vets Day - Union Grove live-in veterans enjoyed festivities as family day was celebrated at

Union Grove Veterans’ Home July 15.

Thanks to Joe Razdik and his volunteers who helped in various ways.

The Soldiers’ Home

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AUGUST 2017

• 50PLUS • 33

What’s ahead Militarily August 5: Poker Run. Registration begins at 10 a.m. with kickstands up at 11. The ride begins and ends at Trackers Pub and Grub, 1401 Rawson Ave., South Milwaukee. Benefit is for Guitars for Vets.

August 4-6: Highground Bike Tour. Routes start from 4 different parts of Wisconsin on August 4th and all Routes will join together at The Highground, W7031 Ridge Rd., Neillsville, on August 6th! For ride information call: 715-743-4224.

August 11: Starting at 6 p.m., a fundraiser dinner for Badger Boys’ State at American Legion Post 18 with dinner at 6:45 p.m. at the Hillside Terrace Family Resource Center 1452 N. 7th. Street, Milwaukee. Contact Alice Lawrence at 414-226-6132.

August 20: Viper Ride. The mission statement explains the purpose of the organization and the event.…to engage with Blind & Visually Impaired Veterans from Wisconsin and provide a day of motorcycling, socializing, food, and entertainment.

Volunteers wanted, phone 414-5259005.

August 25: Vet Fest 1, 5 to 10 p.m. at War Memorial Center, 750 N. Lincoln Memorial Drive, Milwaukee.

Free event. Public is invited. Live music, food trucks, veterans and military displays. Parking is available on north side of center.

August 26: Screening of the award winning documentary film “Almost Sunrise” at Greenfield Historic Hose Tower, 5899 Parking St. Admission is $15. A limited number of tickets are available. For sponsorship of this event, contact Tim Baranzyk, 414628-7081, or Ken Klick, 414-421-8621.

August 26-Sept. 3: Veterans Recovery Week at Camp American Legion, County Road D, Lake Tomahawk, 715-277-2510.

Sept. 9: Third annual Stone Golf Outing. Register by 12:30 p.m. for shotgun start. $90 per golfer. Proceeds to assist in support of POW-MIA exhibit at War Memorial Center.

AMERIFEST A great success AMERIFEST 2017 was time again to thank God for America and no group could do it more enthusiastically than the members of the Spring Creek Church, Pewaukee, who did so for the 29th successive year on June 25 at the Capitol Drive church and grounds.

The annual celebration brought over 2,600 persons to pray and salute the veterans and over 3,600 to the festive event that included various displays and a free luncheon.

With 400 congregation members serving as volunteers, the church services’ count was actually 2,633 worshippers.

The slogan for the church is “Where people matter.” In this instance, the veterans in attendance were saluted on stage and their various ser-

vices honored. Yes, the veterans mattered!

All monetary donations collected at the services were donated to “Heal Our Veterans.” Non-perishable foods by the truckloads were donated to the Waukesha Food Pantry.

Major Matthew Kutilek was the main speaker of the day with the church band playing musical salutes. Director of the day’s outstanding event was the Rev. Mike Poelzer.

Lead pastor Chip Bernhard presented a brief patriotic message.

For further information, interested persons can go to the website, SpringCreekChurch.com.

A House of Representatives’ bill, No 1329, also known as the Veterans Compensation Cost of Living Adjustment Act, was introduced but not yet acted upon.

Disabled veterans disability compensation has not kept pace with the economy, according to DAV spokespersons. Persons interested in this measure should contact their own representatives and senators as soon as possible.

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34 • 50PLUS •

AUGUST 2017

Tim Whiting & has the art of slow-ball pitching

BY JACK PEARSON

Pancho was right.

You would not think that a pitcher in slow-pitch softball (which is the version played in senior competition), could attain any degree of superiority.

After all, unlike pitchers in baseball, who can hurl the ball at the plate at speeds in excess of 100 miles an hour and who include curveballs, sliders, knuckleballs and more to confound the hitter, all a slow-pitch softball pitcher does is lob the ball, slowly as the name implies; seemingly a simple matter to hit.

So what does a player like Whiting do that makes what he does so terrific? I asked Pancho that very question.

“Well, that’s what you should talk to Tim about,” he reasoned. “Here, I’ll give you his phone number. You’ll like him. He is one of the nicest guys you’ll ever meet. I’ve never seen him in a bad humor.” So I called.

I started out by asking Tim the same question. “Hah,” he retorted.

“Terrific? I thank you and my old pal Pancho for using that word in connection with my pitching, but believe me, I wouldn’t think of using it to describe

MO

Me n VE ad tion IN for th SP a is EC IA L

Topics for future sports stories in 50 Plus often come in from readers or friends, or individuals who are both. One day recently, one such caller suggested a story on Tim Whiting of Milwaukee, one of the top senior softball players of the area. The caller was Pancho Palesse, who now resides in the Village at Manor Park in West Allis and who very possibly may know more about senior sports and seniors in sports in Wisconsin that anyone I know.

“Tim’s team just won the gold medal in his age class at the National Senior Olympics in Birmingham, Alabama,“ Pancho noted. “He joined the team many years ago and has run it and played on it ever since. I think he’d make a good story for you.” I agreed his suggestion was a good one and that I’d look into it. “Yes, but that’s not the only reason, “ he added. “Tim is probably the best senior softball pitcher around here, maybe the whole state.

That alone would make him worthy of a feature, no matter how well his team did.” I checked it out, and as usual,

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The Handeland Flooring team of Milwaukee, winners of the Gold Medal in the 65-69 age class at the recent National Senior Olympics in Birmingham, Alabama. Front row, Tim Whiting, Bernie Schmidt, Wayne Fielder, Ron Bruce, Brad Mueller and Carl Budnik. Back row, Ken Gilpin, Chuck Skellett, Paul Wenzel, Bert Hempler, Mike Baehman, Greg Hudack, Cy Swiecichowski, Phil Higgins and Paul Cox. what I do out there on the mound. To begin with a pitcher in slow-pitch softball is only as good as his teammates around him. If you have guys around you who can position themselves correctly, who can get to the batted ball and either catch it or throw the batter out, why then all of a sudden you become a winner and a star.”

be successful. The key is knowing as much as possible about the batter you’re facing. Does he like the ball coming in high and outside, and does he like to punch the ball to the opposite field? If so, it behooves you to give him just the opposite, low and inside, and to motion to your fielders on the opposite side to be heads up.”

“Another thing you can do is to communicate well with your teammates on the field. If you have an idea where the batter usually hits to, you talk to whoever is playing in that spot, maybe move him in a couple of feet, or more to the right or left of where he normally plays.”

“Having a good bunch of defensive players is one of the essentials, but there are other things, too. Control is all-important. You’re throwing the ball up there at a target 50 or more feet away, and you have to be able to hit a spot within an inch of what you’re aiming at. You’re not going to strike out batters like they do in baseball, but if you can consistently put the ball in spots the hitter doesn’t like, you can

“Another thing you can do is to communicate well with your teammates on the field. If you have an idea where the batter usually hits to, you talk to whoever is playing in that spot, maybe move him in a couple of feet, or more to the right or left of where he normally plays.”

There are rule differences between slow-pitch softball and what most fans are used to in baseball. There are only

AUGUST 2017

• 50PLUS • 35

“Ten of us have been on our Senior Olympic team right from the beginning,” Tim said, “when at first we were in the 50-54 classification, then on two more age groups on up to the current one that took the Gold at Birmingham.” two strikes, not three, and three called balls, not four. Foul balls are considered as strikes, and if a batter has one strike on him, then hits a foul, that’s the final strike and he’s out. A pitcher must toss the ball toward the plate underhanded, and the arc of his throw to the plate cannot exceed 12 feet high at its apex, nor be below six. If it does not meet these requirements, the umpire can call the pitch a ball, no matter where it ends up. The pitched ball must go through the proper area in front of the hitter, then drop and hit a mat on the ground. It must hit that mat to be considered a strike. And the catcher does not catch the ball on the fly, but rather on the first bounce after it hits the mat. There are also 11 players on a slow-pitch softball team’s defense, not nine as in baseball; an extra infielder and a roving outfielder. There is no base stealing allowed, a base runner must stay on the base he is on until the hitter makes contact with the ball.

So if all of my well-intentioned explanations of the game have confused you, all I can then suggest is that you go out to one of the games and see for yourself.

“Nineteen years ago, when I turned 50, I started playing in local senior softball tournaments as well as with the Wisconsin Senior Olympics.

Both organizations are set up with age classifications, 50-54, 55-59, 6064, and up to 75 and over,” Tim said.

“Over the years, teams I have served on have won their share of championships as in Birmingham recently.”

Most of the members of that Senior Olympic team Tim pitches for have played together for many years.

“Ten of us have been on our Senior Olympic team right from the beginning,” Tim said, “when at first we were in the 50-54 classification, then on two more age groups on up to the current one that took the Gold at Birming-

ham.” By the way, Tim noted, “the name of our team is Handeland Flooring, owned by Dennis Handeland, our sponsor for the past nine years.”

Those ten players who have been teammates now for so many years, in addition to Whiting, include: Ron Bruce of Brookfield, who serves as the club’s manager, Wayne Fielder of Madison, Ken Gilpin of Sussex, Bert Hempler of Oconomowoc, Brad Mueller of Elm Grove, Bernie Schmidt of Menomonee Falls, Chuck Skellett of Franklin, Paul Wenzel of Wauwatosa and Bob Dobson of Slinger. Others on the team include Mike Baehman of Oshkosh, Carl Budnik of Franklin, Paul Cox of Pleasant Prairie, Phil Higgins of Brown Deer, James Houseth of McHenry, IL., Greg Hudack of West Bend, Cy Swiecichowski of Jackson and Mike Ernst of Waterford.

Tim, the subject of this narrative, didn’t merely blossom into a star athlete after he’d become a senior. He’s been a top-flight athlete all his life; a Hall of Fame quality athlete. As a youngster in grade school at St. Mary’s in Elm Grove, then as a teenager at Catholic Memorial High School in Waukesha, he played and starred in several of the school’s sports including football, basketball, and tennis, earning county and All-Conference honors in basketball. In tennis, he won all 12 of his matches as a senior and won the State Private Schools’ Championship.

He was awarded the Annual Reverend Smith Award as CMHS’s Outstanding Senior Athlete and was also inducted

Tim Whiting (right), with one of his former teammates Pastor Mike Ernst of Waterford.

into the Waukesha Catholic Memorial Athletic Hall of Fame. Later, in college at the University of Notre Dame, he played varsity tennis, and was captain of the team for two years. In his freshman year at Notre Dame, the Fighting Irish football team won the National Championship, a subject more dear to him than any of his own accomplish-

ments.

Tim has two children, Sarah and Jeb, also a couple of subjects close to his heart.

36 • 50PLUS •

AUGUST 2017

EVENTS CALENDAR AUGUST 2, 7 PM Vagabond Ski & Social Club

Knights of Columbus Hall, 1800 S. 92nd Street, West Allis This is an active social club for both singles and married couples. There will be a meeting and dance with great music by Best of Everything .

The meeting begins at 7:00 pm with dancing to follow at 8:00 pm.

There is a $5 admission fee. For additional information about Vagabond Ski & Social Club go to www. vagabondskiclub.com.

AUGUST 9, 6 – 7 PM Strategies for Social Security and Retirement Income

Brookfield Public Library, 1900 N. Calhoun Road, Brookfield Learn about the methods for filing for Social Security, the strategies that may be used to optimize it, and how to calculate your retirement income needs. Presented by The Retirement Classroom.

AUGUST 11, 4 PM 2017 Senior Olympics Opening Ceremonies Dinner

Serb Hall, 5101 W. Oklahoma Ave., Milwaukee Wisconsin State Fair Park, The evening begins with a well640 S. 84th Street, West Allis ness Expo at 4 pm followed by the Don’ miss the fair, featuring the opening ceremony at 5:30 pm, all state’s largest agricultural show- athletes are invited to proceed in case, exciting rides and games in with other members of their sport.

Spincity, 30 stages of entertain- The dinner and program follow at ment, shopping and food galore! 6 pm. Visit www.wiseniorolymFor a full schedule, deals & dis- pics.com to register. The cost is $20 counts, entertainment lineup, visit per person for a fish fry buffet. wistatefair.com.

AUGUST 3-13 Wisconsin State Fair

AUGUST 7

Deadline to sign up for Wisconsin Senior Olympics, no late registrations will be accepted. For a complete listing of events, dates and times please visit www.wiseniorolympics.com AUGUST 9, 10 AM – 3 PM Memory Screens

Hartland Public Library, 110 E. Park Ave., Hartland A memory screen is a wellness tool that helps identify possible changes in memory and cognition. Randy Kohl, a dementia care specialist from ADRC, will be there to provide a free, confidential 10-15 minute screening. Please call Randy at 262-548-7848 to set up an appointment.

AUGUST 11-13, 10 AM Luxembourg Fest

Belgium Community Park, 548 Park St., Belgium Join in the fun every year at Luxembourg Fest in Belgium, WI. A parade, live music, great food, and lots of family fun! A collection of some of the best food trucks from around Wisconsin! Southern Confections, Marco Pollo, The Cupcake-A-Rhee, Pork in the Road, JJ’s Wood Grill & Catering and Pig Tailz MKE, will be offering a great variety of food for you to enjoy throughout the day Saturday. The Goodtime Dutchmen bring their Polka Mass to the Fest on Sunday at 10 am. Don’t miss this as it is an ethnic festival like no other!

AUGUST 2017

• 50PLUS • 37

AUGUST 13, NOON – 3 PM Step Back In Time

required, new attendees are encouraged to call the support group Richfield Historical Park, 4399 facilitator before attending to learn Pleasant Hill Road, Richfield more about the group and to enThe Historical Park’s Messer/May- sure the availability of the group. er Mill, Mill House and Lillicrapp Call Alice at 414-546-7980 to regWelcome Center will be open and ister. staffed with tour guides to answer all of your questions. A visit to AUGUST 16, NOON – 5 PM the Messer/Mayer Mill includes a West Bend Community demonstration on how flour was Blood Drive made from grain. The Mill House City Hall, 1115 S. Main Street, tour includes original furnishings West Bend and exhibits of antique toys and a To make an appointment, contact lesson on children’s chores typical Kim Wendelborn at 262-335-5000 of the late 19th century. Adding to or Debbie Geidel at 262-335-5114. the fun, visitors can participate in Appointments are preferred, but many engaging activities. Watch walk-ins are welcome! All preand learn how to grind coffee, haul senting donors may enter a raffle grain, play “What’s that sound”, to win one of five $25 Meijer gift ring a dinner bell and wash clothes cards. Honor your hero. Be a hero. using vintage washing methods. Donate blood.

Children 5 years old and under are admitted free. There is a $5.00 ad- AUGUST 17 - 20 mission charge for all visitors over Irish Fest Henry Maier Festival Park, 5 years old. Parking is free.

SUNDAY AUGUST 27, 2017 Tickets: $30.00 Advance $40.00 At The Door

200 N Harbor Dr., Milwaukee

The mission of Milwaukee Irish Fest is to promote and celebrate all aspects of Irish, Irish American Luther Manor’s Faith & Education and Celtic Cultures, and to instill in current and future generations Center, 4545 N. 92nd Street, an appreciation of their heritage.

Wauwatosa Grab your lawn chair and neigh- This festival is sure to bring out the bors to enjoy a Summer Nights Irish in all ages. Activities include: Concert featuring a German Folk live music, Leprechaun Village, pa& Polka night in honor of our year- rades, family activities including long celebration of the 500th anni- the family passport, Mass, baking versary of the Reformation. Food contest, raffles and an abundance & refreshments will be available for of food and beverages. purchase. This event is free and no registration is required. Parking is AUGUST 17, 9:30 – 11 AM located off 92nd Street through the Brunch with Guest Speaker Davian’s Catering & Events, North entrance.

16300 West Silver Spring Dr., Menomonee Falls AUGUST 16, 2 – 3 PM The Milwaukee Suburban ChrisAlzheimer’s Association tian Women’s Connection invites Support Group you to brunch and listen to Lori Clement Manor Rainbow Room, 94058 W. Howard Ave., Greenfield from The Oliere of Brookfield as The Southeasters Wisconsin Chap- she speaks about the benefits of ter sponsors numerous support using extra virgin oil. The cost for groups that are open to all adults, brunch and the speaker is $15. free of charge. You are urged to Registration is required; call Lois attend regularly and may bene- at 262-251-3841 by August 11. fit from attending more than one group per month. Although not AUGUST 16, 5:30 PM Summer Nights Concert German Folk & Polka Night

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38 • 50PLUS •

AUGUST 2017

Camp American Legion Several activities for this summer still are to be held at Camp American Legion. Veterans wishing to attend any of the listed events and or activities need to fill out applications. The search for such could begin at the County Vet-

erans’ Service Office 414-266-1235.

August 7-11: Caregiver Respite Retreat.

August 21-27: Vision and Hearing Loss Week for Veterans.

August 28-Sept. 3: Veterans

Recovery Week for Veterans with Substance Abuse Challenges.

Sept. 8-10: Diabetes Week.

Learn how to control diabetes and have a better life.

Sept. 11-14: Veterans Wellness

Camp: Learn to better manage and live with your disability via rehabilitating activities such as art, meditation, music mindfulness, relaxation, creative writing, yoga and other venues.

The recent AARP Magazine’s editorial section contains what its writers determine to be Two Essential Paths to a Secure Retirement. The first of the two paths asks if seniors are saving enough money?

A question is answered by “We know it can be tough, but steady saving is the best way to build a nest egg to be utilized in retirement. Not taking full advantage of any workplace plan is

a travesty.

Check the rates of returns on your investments. Are they just holding steady, losing a bit or growing at a reasonable amount monthly?

It is suggested that seniors consult a financial adviser in hopes of turning a nest egg into future income.

Ten times your present annual income is a benchmark for fulfilling retirement needs. It never is too late to

get started.

You never really know what lies ahead. Over 60 percent of retirees end up entering their retirement years prior to their anticipated times.

Shockingly, too many retired persons attempt to live on their Social Security income.

Now, prior to when you retire, list a plan, cover your anticipated basic costs such as rent, mortgage payments, tax-

es and then add, if there’s anything left, the amounts of money you would like to use on unnecessary items.

The AARP section refers questioners to New York Life personnel at 1-800-309-6303. We refer them first to the pullout section we received in our AARP Magazine about July 10.

It may not provide soup for your soul to be able to golf at Bluemound Golf and Country Club, but there are numerous golfers in the greater Milwaukee area that we bet will love to do so at the Sept. 25th. 18 Holes for the Homeless to be played there as a fund-raiser for the Milwaukee Rescue

Mission. The event is $350 per person or $1200 for a foursome. For further information, call 414-935-0205 or go to events@milmission.org Help others through the mission while having a great day of golf at a prestigious golf facility.

AARP explains paths essential to retirement

Golf at Bluemound

August Poem

Just what is happening in this month of August?

Heaven and we all know the days will not turn to rust.

Late summer’s certainly for many a time for fun.

Do take advantage of the bright and warming sun.

Resolve now to have tender thoughts of all people.

Build feelings of kindness; no need for a steeple.

When your dog wags its tail, it is a sign of love.

If not from within, perhaps coaxed out from above.

Yes, we love the comforts of this lovely season.

To not like August would be close to committing treason,

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Live to love, work and make some time to dance.

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Reach deeply with considered thoughts into your mind.

Who knows? What you could find might be good and kind.

Think of August as a life refreshing and enjoyable chapter.

Still looking beyond, a horoscope shows no raptor.

So we ask that you enjoy this month, connecting all the dots.

As for a different day of fun, why not try your luck at the slots?

AUGUST 2017

• 50PLUS • 39

WSYA continued from page 13

Nancy Grainer and Bill Toburen of Milwaukee.

Judy and Randy Rennicke of Mequon.

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Old woodworking tools & Stanley Planes.

Old crocks, coffee grinders & kitchen items.

Cash paid please.

Call Frank 262-251-6545

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For Sale

2 graves, 1 lot in Prairie Home Cemetery, Waukesha. Lot 151, Section 10. Perpetual Care Paid.

Asking $1200 Call Allen

502-468-6232

www.twomenandatruckwaukesha.com Local & Long Distance • Packing Services Boxes & Packing Supplies • Business Moves CALL TODAY! 262-695-2700

CapTel® 2400i

Can’t Hear on the Phone?

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Captioned Telephone www.CapTel.com 262-409-9370

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Contact Your Local Outreach Representative

Tom Slattery 262-409-9370

Free phone with valid third-party certification or through other promotion is subject to change without notice. Terms and conditions may apply. CapTel Captioned Telephone is designed exclusively for individuals with hearing loss and is funded and regulated by the FCC.