PoconoParent Magazine by Pocono Parent

April / May 2009

2009

Introduce your child to the arts!

Making Music

Birth -3 years

with Adult

Making Music is a 10 week program designed for children birth to 3 years old with a caregiver. The children will explore music through musical instruments, “silly songs", movement, puppets, and more!

Birth - 3 years

with Adult

4-6 years

7-11 years

Performing Arts is a 10 week program designed for boys and girls ages 4-11 to help foster confidence and self-esteem, while learning voice for stage. The children will sing and dance to "popular songs" and present a cabaret at the end of the session.

cn rtprisestisio AEx

6-9 years

10-13 years

Sign with Me is a 10 week program where children from birth to 3 years old with a caregiver, learn to sing and sign to "silly songs". Focus on "non-verbal” communication with your child is presented in a non- threatening, caring environment.

Artistic Expression is a 10 week program held on Saturdays for children ages 6-9 years old. The children will explore different art medias such as water colors, charcoal, and pastels. They will learn about the Masters like Van Gogh, Monet, and Picasso in a fun, nurturing environment.

“Minding our Manners”

Dance Discovery

4-6 years

"Minding our Manners" is a 10 week program for children ages 4-6 years old. Focus on everyday manners and social etiquette will have your child using their "please" and "thank yous" on a regular basis! The children will practice table manners, proper introductions, social grace, telephone etiquette, and more.

6-9 years

10-13 years

Dance Discovery is a 10 week program held on Wednesday evenings or Saturdays. Children ages 6-13 will explore movement through Hip-Hop, or Modern dance classes. Beginners only! All classes will be taught by experienced dance instructors. Classes meet for 50 minutes one day per week.

2-4 years Children ages 2-4 will participate in singing, movement, and "imagination creation" crafts, for 1 hour one day a week for 10 weeks.

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Table of

Contents Children & Contacts.................6 The Playroom Old Fashioned Fun.............................7

Family Travel Tips The Land of the Midnight Sun........10

A Good Read...............................12 Restaurant Review The Clubhouse Cafe.........................14

March of Dimes 2009.............15 Family Practice Corner How is Child Support Calculated...18

How To Make The Most Academically Of Your Child’s Summer Break. ..........................22 Reader’s Talkback.....................23 Family Finance Tough Economic Times....................26

Ask Dr Waters A Great Looking Lawn without Breaking Your Back or Wallet...........28

www.PoconoParent Magazine.com April/May 2009

Kids Korner.................................34

16 By Bonnie Kraeutler, Preschool Director

By Nina De Santo, Holistic Mom

24 30

Teen & Tween..............................35 Health & Medical Resources. ....................................36 Marketplace. ...............................37 Pet Tails. ........................................38 Spring Family Expo. ................39 On The Cover

Special Thanks to Miss Margaret’s Children’s Center for Learning Arts

© 2009 by Pocono Parent, LLC. All rights reserved. Published bimonthly. No portion of PoconoParent Magazine may be reproduced without written permission. Address subscription inquiries and address changes to Pocono Parent, LLC P.O. Box 291 Analomink, PA. 18320. The acceptance of advertising by PoconoParent Magazine does not constitute an endorsement of the product or services offered. Reader correspondence are welcome. PoconoParent Magazine assumes no financial responsibility for errors in advertisements. PoconoParent Magazine is a registered trademark of Pocono Parent, LLC.

PoconoParent

™

From the Editor’s Desk

appy Spring to every family in the Poconos! Springtime is a time for new growth, rebirth, and optimism, even with our country’s current dire economic situation. Be sure to focus on the positives in your life, especially now during these “trying” times. We normally save Thanksgiving as a time to count our blessings, but there is “no time like the present” to realize how much we do have in our lives. Think of all of the people you love including your family and friends and how much joy they add to your life. Think of all the memories you have made and will continue to make with them by your side. Be thankful for each new day and its potential to bring you and your family new opportunities and experiences. Celebrate the beauty in nature. Listen to the birds sing, watch the flowers bloom, and take a deep breath each time you feel the stress of the day setting in. These are some simple ways to relax and redirect your attention away from all that you “lack” or “need”. “Life is too short to sweat the small stuff”. “This too shall pass”. These are two of my favorite quotes! I remind myself daily, how there is always someone less fortunate than I. We must carry on even when things get tough and be grateful for our blessings, however small they may be! Please join us at the 4th Annual Spring Family Expo on May 9th at the Stroudsburg Intermediate Elementary School Gym. I look forward to meeting you there! Kindest regards,

Teri

The Pocono’s Family Resource

Publisher

Editor

David O’Brien

Teri O’Brien

Graphic Design

Contributing Writers:

Michael Dombrowski Edward Fader Jennifer Goodall Karen Klinger

Account Executives

Jennifer Haines Veronica Talbot

Photography:

Maria Marchiano, Creation on Location Kim McCambley, Candid Camera Creations Louise Reeves, Photography by Louisa Michael Straub Photography

Erin Baehr John J. Glasner Julia Vedrova Lara McCarthy Darota Gasienica-Kozak Bonnie Kraeutler Susan Mehler-Bostick David T. O’Brien Sarah, Teen Amanda, Tween Dr. Waters

MISSION STATEMENT The PoconoParent Magazine is a reliable printed family resource committed to providing its’ readers with useful information and professional area contacts. It is our priority to assist in connecting parents with appropriate resources in order to ensure a pleasurable experience living and raising children in the Pocono Mountains!

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Children & C Contacts:

The Essentials for the Well-Informed Parent By John J. Glasner, IV O.D.

ontact lens wear has been on the rise ever since it’s introduction many decades ago. Contacts can be of great benefit to children for many different reasons, however, they are a responsibility and there is a level of maturity that a child must possess to be a successful contact lens wearer. I usually tell my patients and their parents that contacts are like owning a pet; it requires a daily care regiment. Some parents may feel that their child is not prepared for that level of responsibility and thus should wait until they are more mature, while some seem to posses that maturity at a younger age. Contacts rest on the clear tissue of the eye called the cornea. Unlike most of the body, the cornea derives its’ oxygen supply from the atmosphere, not the bloodstream. Contact lenses can cause problems with the oxygen supply when the care regiment is not properly maintained so it is important to understand the terminology used in regards to contacts. Daily wear implies that the contacts are to be used only during the day and are not to be slept in. Extended wear implies that contacts can be slept

in but only for the period of time prescribed by your eye doctor. They also need to be cleaned from time to time. Cleaning contact lenses requires a cleaning solution. Some solutions, such as multi-purpose solutions (Optifree, Renu), can be used to rinse contacts before insertion into the eye. Other solutions are peroxide-based (Clear Care) and need to be neutralized before the contact is placed in the eye. Adhere to the instructions listed for proper use of these solutions. A monthly contact lens needs to be discarded every month; a two-week contact needs to be discarded every two weeks. Contact lens cases need to be cleaned frequently and changed out every few months. Most importantly, contact lens wearers need to thoroughly wash their hands every time they insert or remove their contacts. If a child has complaints about their contacts, especially pain and/or light sensitivity, than it is important that they see their eye doctor promptly. When the guidelines surrounding contacts are adhered to, a child may enjoy the benefits of contacts for the rest of their life.

Old Fashioned Fun L

ooking for some good old fashioned springtime fun? Make the outdoors your play room this Spring, while enjoying the wonders in nature! The all time favorite place for children to play is at the park. What park you may ask? Any park at all. It doesn’t matter if you have the world’s best swing set in your own back yard; there is something children love about “going” to the park! A park with swings and climbing equipment is a bonus, but a park with walking or bike trails can be just as much fun, and sometimes even more fun depending on the age of your children. Take a nature walk, throw a ball or a Frisbee, play tag, or just hang out on a blanket together under a shady tree. Picnics are a huge hit with kids too. You don’t have to go to the park

to have a picnic; you can have one under the shade of a tree in your own back yard. Just make sure you have a blanket, some sandwiches and snacks, plenty of drinks, and you are all set for a goodtime. If you have smaller children, reading and napping under the trees makes for a very enjoyable and agreeable rest time and quiet activity. Sidewalk chalk and bubbles are great inexpensive outdoor toys that spark creativity and make small children very happy. For older children, you may want to get out the bicycles and go for a neighborhood expedition! Water balloon fights are

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big kid favorites too! Having an assortment of balls, bubbles, chalk, jump ropes, water balloons and ride on toys, may be all that you need to make your “Playroom” in the great outdoors this Spring! Play hard, and have fun!

By Teri O’Brien

www.PoconoParent Magazine.com April/May 2009

or as long as I can remember, I have always wanted to be a mother. Six children were my dream. I have been blessed with four. I must admit that the motherhood journey has been harder then I’d ever imagined, but full of wonder, joy, excitement and unconditional love. I never realized how “selfless” I would become while raising my children, but it has been a truly humbling, rewarding experience that I wouldn’t trade for the world! There have been many trials and tribulations, many tears shed and a boat load of worry that has come along with the title of “mother”, but through it all, I have managed to come out of each situation and learning curve of each phase of their growth and development with new insight and understanding of these “amazing” human beings; my children. My children are not all grown, so my lessons learned add up daily. These are the top 10 things I have learned over the years that have helped me along my motherhood journey.

1. Never underestimate the power your child’s hug or kiss. I have gladly accepted these throughout the years with open arms and heart and many times they have been exactly what I needed to get me through the day.

2. Never underestimate the power of play.

I have played with water, sand, play-doh and paint, as well as blocks, cars and balls to name a few. No matter what task or chore I ignored to play with my children, I always felt better after playing. It keeps you young at heart.

3. Never underestimate the power of a nap.

When my children were small, I napped when they did just to be able to keep up with their pace during the day. Now that they are older, I try to nap when I can because I wake up more refreshed and better able to complete all my tasks at hand. (Naps are much fewer and far between these days, however greatly appreciated when the opportunity to nap arises.)

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4. Never underestimate the power of prayer.

I prayed when my children were small, and I continue to pray today for their health, safety and happiness. It brings great relief to know that there is a “higher power” watching over your children when you can’t be with them twenty four hours a day, seven days a week.

5. Never underestimate the power of a good “cry”.

Over my past twenty years of raising children, I have cried many tears of sadness and joy. If the truth be known, I have probably cried oceans of tears. The result is always the same. I feel much better when I’m through.

6. Never underestimate the power of music.

Exposing my children to music has not only given each of them a love for it, but an appreciation of it. Music is a “universal language”, and brings happiness to everyone. Music makes the heart take flight!

7. Never underestimate the power of “yes”.

It is easy to say “no” to our children, and harder to say “yes”. “Yes” means we must act. “No” means no. “Yes” means you can. “Yes” means I will. Children see our yes’s as affirmations of their curiosities and desires. It gives them the ability to explore, to imagine, and to create. I have always tried to say “yes” more then “no”. Watch their eyes smile. It’s magical!

8. Never underestimate the importance of good manners.

My husband and I run a very “tight ship” when it comes to manners and respect from our children. It can be a grueling process to continually correct your children, but when all is said and done parents are responsible for raising respectable adults and citizens of our society!

9. Never underestimate the power of laughter.

Laughter has always been “good medicine”. Laugh with your children as much as you can, and laugh at yourself when you think you’ve messed up.

10. Never underestimate your ability to “parent”.

Let’s face it, none of us had Parenting 101 classes, and when our precious miracles came into the world, there were no “how to” manuals. Just always do the best you can and remember, “no one is perfect”, “we all make mistakes”, and our children will grow up despite us!

It’s worth stopping by to see what the"buzz" is all about

Hickory Valley Road, RD#2 Box 2511, Stroudsburg, PA 18360

April/May 2009 www.PoconoParent Magazine.com

Let’s face it, none of us had Parenting 101 classes, and when our precious miracles came into the world, there were no “how to” manuals

Love is what binds us together as a family. Just remember that what your child needs most is your “unconditional” love.

A wonderful opportunity this summer would be to head north to the land of the Midnight Sun ~ Alaska. Alaska is filled with unlimited possibilities for individuals of all ages. This is the perfect place to bring your family together and experience a wide range of activities and exploration. You will be far removed from the busy pace of everyday life. It is truly a place to experience peace and solitude, yet has so much diversity to offer your family.

By Susan Mehler- Bostick, Travel Consultant

www.PoconoParent Magazine.com April/May 2009

pring has arrived and before you can blink an eye summer vacation will be upon us. This year the travel opportunities are endless. Deals and discounts can be found to any destination. Walt Disney World Travel is even offering deep discounts; this is something that is basically non-existent. So if you are thinking of a family vacation this year now is the time to jump on the bandwagon.

Imagine the thrill of spotting a grizzly bear, or the silence of a misty fjord, then seeing a humpback whale reaching high into air and then crashing back into the sea. Your travel options to Alaska are as diverse at the destination itself. Choose a multi sport adventure lodge. These lodges cater to all ages with fishing, mountain biking,

kayaking and caving. The Lodges themselves are renowned for their accommodations and dining. Maybe the wilderness backcountry is what appeals to your family. The Lodges are set amid peaceful and pristine landscape; they offer the perfect spot to learn the basics in dog mushing. This activity will delight all of the family when they meet their team of enthusiastic sled dogs. Alaska is home to many of North America’s best lodges, and summer is of course the best time to visit. When considering Alaska for a vacation most people immediately think of an Alaskan Cruise, and while this is the most popular choice it leaves out what I consider the heart of Alaska, the interior. A seven night Glacier Bay or Inside Passage Cruise will certainly give you the highlights, but adding a land tour to the cruise is the icing on the cake! A land tour offers a visit to the Alaska Wildlife Center, a nonprofit organization that rehabilitates

injured and orphaned animals and then returns them to the wild. Your visit to the Center may give you the chance to see up close and personal, bear, moose, bison and elk. From there you can take an afternoon float trip on the Kenai River through the National Wildlife Refuge. Cruise the Kenai Fjords National Park; this Park occupies over a half million acres. On your visit here you might catch a

This is the perfect place to bring your family together and experience a wide range of activities and exploration

Mt. McKinley and an overnight at the famous Talkeetna Lodge. The next day explore the Alaskan wilderness with an exhilarating trek in the heart of Denali State Park. You can board the Alaska Railroad Gold Star Dome Train. The train’s glass covered observation deck is the first of its kind on any rail service in the world. This train trip offers panoramic views and allows you to soak up Alaska’s spectacular scenery. Traveling in Alaska is like traveling to no other place on earth. Alaska has over 586,000 square miles, and offers you and your family endless possibilities. Choose a custom adventure throughout any region of Alaska and you will know this is an adventure of a lifetime, this is real, this is the land of the Midnight Sun ~ this is ALASKA!

glimpse of a bald eagle or humpback whale. Onward to Denali National Park, possibly a flight seeing trip with a glacier landing! Imagine a flight around

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Neves

OWNERS

by Julia Vedrova, Mom and life teacher to 4 children ages 3 months to 7 years

o you like to read? I don’t… like… to read. I LOVE to read! But with so much cheap, useless literature out there, it is so hard to find a “good read’, something worth spending the time, something that will make you say “Hmmm…, I’ve never thought of it that way”. When I do come across a book like “The Blessing”, by Gary Smalley and John Trent, Ph.D., I feel enlightened, inspired, rejuvenated and ready to share it with my friends! I strongly believe that it is a “must read” for any parent and, therefore, I have decided to share the most important highlights of the book. The flower can not grow unless it has the necessary elements of life. Every flower needs soil, air, water, light, and a secure place to grow, one where its roots are not constantly pulled out. When these five basic ingredients are present, it is almost impossible to keep a flower from growing. Just like the basic needs a flower has, the family blessing also has five key elements. These five elements blended together, can cause personal acceptance to blossom and grow in our home today. Each individual part provides a unique contribution. A family blessing begins with meaningful touch. Meaningful touching has many beneficial effects. The act of touch is a key to communicate warmth, personal acceptance, and affirmation-even physical health. The second element of family blessing is based on a spoken message. In many homes today, words of love and acceptance are seldom heard. A tragic misconception parents in these homes share, is that simply being present communicates the blessing. Nothing could be further from the truth. A blessing becomes so only when it is spoken. Children who are

left to fill in the blanks when it comes to what their parents think about them will often fail the test when it comes to feeling valuable and secure.

of genuine concern and fulfilled potential. Instead of leaving a child to head into a dark unknown, they can illuminate a pathway lined with hope and purpose.

Meaningful touch and a spoken message; these two elements lead up to the words of blessing themselves, words of high value. Telling children that they are valuable can be difficult for many parents due to the busy schedule, or by attaching the words of value only to a child’s performance.

The last element of the blessing, pictures the responsibility that goes with giving the blessing. The active commitment is very important, because words alone cannot communicate the blessing; they need to be backed with a commitment to do everything possible to help the one blessed be successful. We can tell a child, “You have the talent to be a very good pianist.” But if we neglect to provide a piano for that like to u o y child to Do on’t… d I practice on, ? read our lack of ead. I r o t commitment like… o read! has VE t O L undermined our message.

A fourth element of the family blessing is picturing a special future for the kids. When it comes to predictions about their future, children are literalistic-particularly when they hear predictions from their parents. When one feels in his or her heart that the future is hopeful and has something to look forward to, it can greatly affect his or her attitude in life. Words that picture a special future act like a campfire on a dark night. They can draw a person toward the warmth

family is a true blessing and we should remember it every day! Living in a moment should never be a trouble if you try to apply those simple ideas into your life. In this time and age, when there is no security in anything, as we simply don’t know what the tomorrow will bring and in most cases you have no way to influence the way life is progressing around us, raising our children right IS the only job worth doing. It is the job worth doing RIGHT! Our children are our only secure investment into the future.

Having a

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omething new in the neighborhood... and OPEN TO THE PUBLIC! Relax and enjoy the casual dining atmosphere of the “Clubhouse Café”. Located on the Glen Brook Golf Club grounds it is a charming location with a great view and with outdoor dining this place should soon be the “talk of the neighborhood”. Open at 9am for bagels, muffins, breakfast sandwiches and coffee. The kitchen opens daily 11am till everyone is finished. (Sunday Breakfast 7am till 11am in Season).

Feast yourself on an assortment wines and cocktails at great prices of burgers, soups, salads & sandwith happy hours daily 3pm – 5pm. wedges all at reasonable prices. Worth stopping by to see what the Appetizers range from $4.50 - $9.50 “buzz” is all about! Entrees are priced For more information $10 -$13. Don’t call 570. 421. 6081 or forget to ask Worth stopping stop by the “Clubhouse about the chef’s Café” Hickory Valley daily blackboard by to see what Road, RD#2 Box 2511, specials and the the “buzz” is all Stroudsburg, PA 18360 fresh fish of the day. Keep in mind about! that all foods are available for takeout. The “Clubhouse Café” also boasts a quaint bar serving cold beer, good

Parties and Classes for Children & Adults

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www.PoconoParent Magazine.com April/May 2009

Parties include Cake, Paper Products, Balloons, Soft Drinks or Juice and Favors. Beading activities feature a special charm for the birthday child. Classes and parties include all basic supplies and the use of tools. Just bring your camera to capture the fun!

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Help Save the Lives of Babies in 2009 Dawn, Jonathan, Hunter & Kendra Rack

y husband and I volunteer for the March of Dimes because the research they funded saved our daughter’s life. Our daughter Kendra was born five weeks prematurely, so we are very committed to helping others like her. This year we have the honor of having been chosen The 2009 Ambassador Family for March of Dimes March for Babies for Monroe County. We are speaking to you as an Ambassador Family because we realize that twenty years ago, people participated in March of Dimes events that funded the research that saved our daughter. My husband and I cannot go back and thank the people who funded that research 15

and 20 years ago. But we do want to thank everyone for helping today. Premature birth can happen to any family. More than 500,000 babies are born each year before 37 weeks gestation - that’s one baby in eight. The prematurity rate has increased over 31 percent in the last 20 years and continues to rise at an alarming rate. The March of Dimes pioneered the concept of a regionalization of NICUs like the ones that cared for Kendra. They funded the research on surfactant therapy and nitric oxide, both of which help aid the lungs of many preemies to function better. March of Dimes also funded research on the various treatments that Kendra received while in the NICU. We are seeking your help to raise donations for the Mission of the

March of Dimes Fund. Please consider investing in the research that 20 years from now will improve the health of your grandbabies and ours. We want Kendra’s children to have easier births than she did. Moreover, we want your family and others to never experience what we did. If you would like to donate or for further information on other ways you can help, please feel free to contact us at anytime. Phone: 570595-0683 Email: dkr@designstudioz. com Thank you for joining us in our common mission of improving the health of babies.

Together we can make a difference!

Brainerd Presbyterian Center 570-992-4127 Snydersville , PA www.lehighpresbytery.org Summer Camp Camp Big Wheel 570-424-5499 East Stroudsburg, PA www.bigwheelskating.com/camp.html Summer Camp Program; Who: Boys & Girls ages 2-12, When: 6:30 A.M till 6:30 P.M.,Where: Big Wheel’s Awesome 30,000 sq. ft. facility, Why: Because it’s fun Camp Canadensis 570-595-7461 Canadensis, PA www.canadensis.com A 7-week, coeducational residential camp for children between the ages of 7 and 16 Camp Cayuga 570-253-3133 Honesdale, NJ www.campcayuga.com/Index.htm A Coed Residential Summer Camp with an ACTION-PACKED program for ages 5 to 15 (entering 10th grade). Camp Hope 908-459-4435 Hope, NJ www.camphope.org A year-round camp, conference and retreat center offering summer camp for Performing Arts, Swimming and Fishing grades 3-12 Camp Impact in Tobyhanna 570-894-9652 Tobyhanna Impact Athletic Center Where your child will exercise their MIND, BODY & SPIRIT Camp Invention 800-968-4332 40+ sites in local PA schools, NJ www.campmason.org A hands-on science and creativity camp that makes learning fun! Take apart old appliances, build new inventions, escape from an alien planet, crash test cars and skateboards, design unique vehicles, solve a crime. A program of the National Inventors Hall of Fame® Foundation, for children entering grades 1-6. M-F, 9:00-3:30. Camp JCC Allentown 610-435-3571 Center Valley, PA www.allentownjcc.org Our main focus is to build a camp community through activities that encourage healthy play, teamwork, and respect for self and others.

Camp Ladore 570-488-6129 Waymart, PA www.ladore.org Weeklong camp experiences are offered for children between the ages of 7 – 12, with specialized wilderness programs for 13 – 17 year olds. Camp Lindenmere 888-220-4773 Henryville, PA www.camplindenmere.com Located in the heart of the Pocono Mountains, Lindenmere’s individualized programming provides every camper with their own unique summer experience. Our activities which include Horseback Riding, Ropes Course, Circus, Ice Hockey, Figure Skating, Fine Arts and an array of Team and Individual Sports. Camp Nejeda Foundationfor children with diabetes 973-383-2611 Stillwater, NJ www.campnejeda.org Multiple options are offered for campers, including a one-week session for younger campers, three twoweek sessions for older campers, and two family camps each season. Camp Pocono Ridge (732)521-4796 www.poconoridge.com/index.php Have you ever experienced a place where life’s’ lessons are achieved in the simplest of activities? Camp should not be seen as simply sending your child on a vacation. Camp, when done correctly, is truly an educational experience and one that helps mold your child’s future; it’s just disguised as fun! Camp Speers Eljabar YMCA 570-828-2329 Dingmans Ferry, PA www.campspeersymca.org Traditional camp programs for campers ages 12 - 16 as well as our Specialty Camp, Camp William Penn 215-683-3605 Marshalls Creek , PA www.phila.gov/recreation In operation for over 50 years, and recognized as one of camps most successfully working with diverse populations in the state

Delaware Aerospace Academy 302-738-7749 Delaware, PA www.dasef.org Throughout the week, girls and boys in grades 2 - 10 are continually challenged to think, create, solve, build, and work cooperatively.  All academies are designed to integrate the study of science, technol– ogy, engineering, and mathematics using Earth and Space Education as the uni–fying framework.  Discovery Science Camps at Da Vinci Science Center    484-664-1002 Allentown , PA www.davinci-center.org The series of week-long day camps provide youngsters with fun, interactive experiences during which they become scientists, conduct experiments, solve mysteries, and discover the fascinating world around them. Some activities will include insect investigations, outdoor scavenger hunts, weather experiments, and exploring outer space. ESNJ Camp Merry Heart 908-852-3896 Hackettstown, NJ www.eastersealsnj.org Our dedicated staff provides campers with wonderful experiences, allows parents, guardians and others a well-deserved respite, and helps to promote campers’ independence. Golden Slipper Camp 610-660-0520 www.goldenslippercamp.org Bala Cynwyd, PA For a countless number of kids who’ve spent their summers with us, Golden Slipper Camp evokes happy memories. For nearly 60 years, thousands of children and teenagers have experienced firsthand the warmth, traditions, spirit, and fun that make Golden Slipper Camp...well, Golden Slipper Camp. And no wonder. Golden Slipper is a safe, nurturing environment where the milestones called “growing up” take place. Happiness Is Camping 908-362-6733 Blairstown, NJ www.happinessiscamping.org We’re a regular sleepaway camp for normal kids; girls and boys who just happen to have cancer. The camp is free to all, supported by donations and volunteer staff members. International Gymnastics Camp 570-629-0244 Stroudsburg, PA www.international-gym-camp.com At International, we combine a great camping experience with the best gymnastics training anywhere. International Sports Training 570-620-2267 Stroudsburg, PA www.international-sports.com Our All Sports Program is for the adventuresome athlete who wants an overall sports camp experience! Johnsonburg Presbyterian Ctr 908-852-2349 Johnsonburg, NJ www.campjburg.org We have lots of new options this summer, including day camp, overnighters (a one night introduction to camp), and some 10 day units. Register soon to make sure you get your first option!

y View the Camp Director Anytime online at agazine.com www.poconoparentm

Kirkwood Camp and Conference Center 570.421.8625 Stroudsburg, PA www.kirkwoodCamp.org Are your kids searching for something new and exciting for the summer? A variety of camping experiences for a variety of ages - from 2nd grade through senior high. Interested in music, art or drama? Try “Joy of Creation” camp! Lake Greeley Camp 570-685-7196 Greeley, PA www.lakegreeley.com/index.htm Whether your child is a First Time Camper or an Experienced Camper, with our mature, caring staff, exciting trips, special events, great evening activities and daily program, your child is guaranteed a summer to remember. Miss Margaret’s Summer Camp 570-629-0808 Tannersville, PA www.missmargarets.com Children’s Dance CampBoys and Girls ages 3-11, Beginner to Advanced and Children’s Musical Theater Camp Boys and Girls ages 5-14, Beginner to Advanced. Mont Lawn Camp 570-588-6618 Bushkill, PA www.kidswithapromise.org Campers splash in a crystal-clear pool, row across a lake, hike through the woods and unwind from the stress of city life. They sing, perform drama, try their hand at crafts and develop healthy friendships with peers and adults they can trust.

PEEC Summer Nature Study Day (570) 828-2319 Dingmans Ferry, PA peec@ptd.net Throughout the week, girls and boys in grades 2 - 10 are continually challenged to think, create, solve, build, and work cooperatively.  All academies are designed to integrate the study of science, technol– ogy, engineering, and mathematics using Earth and Space Education as the uni–fying framework.  Pinemere Camp 215-925-8000 Philadelphia, PA www.pinemere.com Pinemere is dedicated to offering children a chance to enjoy a summer camp experience in a majority Jewish setting where they can grow socially, emotionally and spiritually. Pinemere offers boys and girls, ages 6 to 14, a choice of 7, 4 and 3-week camp sessions. Pocono Plateau Camp & Retreat 570-676-3665 Cresco, PA www.poconoplateau.org Pocono Plateau has 1-week camping opportunities for children and youth throughout the summer. Each camp is for a specific age group with different themes and activities every week. Activities include: swimming, hiking, ballfield games, Bible studies, singing, campfires, 4-square, basketball, volleyball, group building games, crafts, and archery

Pocono Family YMCA Summer Camps 570-421-2525 Stroudsburg, PA www.poconoymca.org Three camps, Pre-School Camp (3-5 years), Summer Mt Gilead Camp and Conference Center Fun Camp (Post K-3rd Grade) and Camp Hidden 570-629-0920 Lake (Post 4th – 6th Grade), offer an array of handswww.mtgileadcamp.org on learning fun! Weekly thematic sessions include Summer Camp provides a Christ-centered camping swimming, outdoor play, field trips and much more! experience for girls ages 7-17. Parent/Daughter Up to 12 weeks of camps, choose your own weeks! Weekends and the Dad/Daughter Canoe Trip offer School-age Camp provides before and after Camp a wonderful time for a parent to share the beauty child care from 6:30 a.m. – 6:30 p.m. at an additional of God’s creation with their daughter(s). Outdoor fee. Financial Assistance is available. Give your Education serves homeschooled families by child the YMCA Summer Camp Experience! providing an environment and resources to study creation in God’s perfect classroom. Pocono Kids’ Cultural Connection Facility rental makes Mt. Gilead’s conference SUMMER CAMP! grounds available during the off-season as a retreat 800-417-1623 center where women, men, and children can enjoy East Stroudsburg, PA our facilities an affordable price. www.poconokidsculturalconnection.com Children’s Music, Singing, Dance & Art New Image Camp at Pocono Trail Broadway Beginners 4-6 years 800-365-0556 Broadway Big Kids 7-11 years Reeders, PA Broadway’s Best 12-14 years www.newimagecamp.com/10camps_1.html Kids Collaboration Camp 4-6 years Camp Pocono Trails is the finest weight loss camp in the country. 350 private acres is the setting where Princeton Blairstown Center children can realize their goals, while enjoying the 908-362-6765 best activities program... bar none. Princeton, NJ web.princeton.edu/sites/pbcenter/About/Location. New Jersey Camp Jaycee shtml 732-246-2525  Many of our programs take place on-site at the Effort, PA Princeton-Blairstown Center, still known to many of www.campjaycee.org the locals as the “Princeton Summer Camp” from its The camp is a traditional camp program serving first usage in the 1930s. campers with special needs. Activities include arts & crafts, dance & movement, boating, swimming, Sixers Camps nature, sports & games, evening activities & more. 610-668-7676 Ages 7- adult+. Residential Sessions beginning June Stroudsburg, PA 24 and ending August 18. $1,250/two wk session director@sixerscamps.com (residential); Day Camp Weeks beginning July 23 www.sixerscamps.com and ending August 17. $350/wk (day camp) Day and overnight basketball and dance camps for boys and girls 9-17 years old. Basketball-July 1-Aug. 10, 2007. Dance-Aug. 11-17, 2007. Activities include boating, swimming, mini golf, batting cages and beach volleyball.

Spruce Lake Wilderness Camp 800-822-7505 Canadensis, PA www.wildernesscamp.org Christian camp and expeditions program for ages 7-18 … “Using Wilderness Adventures to Point Young People Toward Christ” SUSC/AC PERUGIA USA PA Northeastern Premier Soccer 1888-28GALEX Entire North East , PA www.acperugiausa.com Why do we stand out from other camps? Now is your chance to train like a pro and have a blast doing it! The Pennsylvania United Youth Soccer Camp 2008 has done it right. Our training consists of developing the player’s fundamental understanding of the technical aspects of the game through enjoyable and active sessions. Our player to trainer ratio is typically 10 to 1 The Summer Enrichment Program at The Quaker School at Horsham 215-674-2875 Horsham, PA www.quakerschool.org The Summer Enrichment Program is a 5 week program with academics in the morning and recreation in the afternoon.  Our program allows children to retain skills taught throughout the school over the summer.   Tillinghast Golf Academy Jr. Camps 570-424-4000 x1408 Shawnee on Delaware, Pennsylvania www.shawneeinn.com/juniorgolfcamps.aspx An overnight golf instruction camp for boys and girls ages 10 to 18. Introduce your children to the legendary game of golf at the historic Shawnee Inn and Golf Resort. Twin Pines Camp - Conference - Retreat Center 570-629-2411 Stroudsburg , PA twinpines.gospelcom.net Twin Pines is committed to providing quality, Christ-centered, creative educational experiences in a natural environment significantly contributing to the mental, physical, social and spiritual growth of our campers. URJ Camp Harlam 570-629-1390 Kunkletown, PA www.campharlam.org Camp Harlam provides the finest in recreational and educational activities for Reform Jewish youth 3rd - 12th grades YMCA Camp Ken-Etiwa-Pec 908-362-8217 Hardwick, NJ www.campmason.org Our modern facilities are spread over 650 acres of scenic mountain woodlands which guarantees fun in a safe welcoming place. Ages 5-16. YMCA Camp Mason Camp Director: Wes Supper (908) 362-8217 Hardwick, NJ 07825 www.campMason.org information@campmason.org ACA Accredited YMCA Camp Mason features modernized facilities, and a huge variety of activities! Activities include: Basketball, archery, swimming, skate boarding, soccer, pottery, drama production, jewelry making, tipi overnights, horseback riding, mountain biking, river canoeing, rock climbing, volleyball, boating, fishing, and so much more!

To be Listed in next year’s Camp Directory please email the editor at editor@poconoparent.com

How Is Child Support Calculated? By Darota Gasienica-Kozak

basic question that arises in child support cases is how the support award is calculated. Under federal law, each state has guidelines to determine a child support award to the custodial parent. The Pennsylvania guideline is a formula that considers the income of the parties from all sources, the number of children, how many overnights you have with the child, if it is over 40% of the time, and other factors

Gross income is defined as the parents’ incom e from all sources, in cluding wages, invest ments, bonuses and se veral other sources

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such as whether you are paying support for another child or alimony to an ex-spouse. Gross income is defined as the parentsâ&#x20AC;&#x2122; income from all sources, including wages, investments, bonuses and several other sources. Net income is calculated by taking the gross income minus allowable federal and state income taxes, Social Security tax, Union dues, and Medicare tax. If you are self-employed persons or a business owner, the determination of income may be a more complex determination. The courts will allow for deductions of reasonable business expenses before determining net income. However, the court may disallow unusually high business expenses and depreciation that reduce income artificially without hurting the parentâ&#x20AC;&#x2122;s cash flow. Therefore, certain expenses that are deductible for tax purposes may not be deductible from income for the purpose of calculating income or setting child support. The formula is based on studies of how much families ordinarily spend to raise one or more children. The formulas calculate the proportion of parental income that would have been spent for support of the child if the family had continued to be an intact family. Your local Domestic Relations office then applies the income information into the formula and calculates an amount of support that must be paid by the non-custodial parent by court order. In special circumstances, a party may argue that a court should deviate from this formula after a court hearing.

Broadway Beginners

4-6 years

The children will learn lyrics and movement to Broadway tunes from musicals such as Annie, The Little Mermaid, Beauty and the Beast, Lion King and more. The campers will perform a mini Cabaret for parents at the end of the two week session. Camp will be held Monday through Friday 10 AM- 12 PM. July and August sessions available!

Broadway Big Kids

7-11 years

The children will learn lyrics and movement to more mature Broadway Shows such as Chorus Line, Cabaret, Rent, Phantom of the Opera, and more. All musical selections will be screened for age appropriate lyrics. The campers will perform a mini Cabaret for parents at the end of the two week session. Camp will be held Monday through Friday 1 PM to 3 PM. July and August sessions available!

Kids Collaboration Camp

4-6 years

To find out more information, call All Camps held at the Day Street Community Center, East Stroudsburg

April/May 2009 www.PoconoParent Magazine.com

The children will explore movement, music, art, puppetry, and more. All campers will bring home daily arts & craft projects. One or two week sessions available! Camp will be held Monday through Friday 1PM-3PM. July and August sessions available!

***Monday Through Friday!*** Ages 4-7 9:30am-12:30pm Ages 8-11 1:00pm-4:00pm

$125.00

June 22nd-July 3rd! Have you ever fallen in love with a Broadway Musical? Hereâ&#x20AC;&#x2122;s your chance to bring the best of Broadway to your child! Sing, Dance, and Act! They will be ready for the stage in no time! Hannah Montana, step aside!

Per Week

July 6th-17th! Time to introduce your children to American Sign Language, as well as many other forms of nonverbal expression. The skyâ&#x20AC;&#x2122;s the limit! Music, Creative Movement, Signing, and Artistic Expression come together in one!

July 20th-31st! These two fun filled weeks will give your child the chance to dance like the stars ! They will have the opportunity to learn the basics of Ballet, Tap, Jazz, Hip Hop, and Gymnastics! Best of all, they will experience the magical world of dance!

August 3rd-7th! Grab your easel and your blank canvas, time to bring the artist out within you! This week of artistic creativity will give your child the experience of a life-time in the world of art. Learn from the Masters! Pastels, Acrylics, and more!

August 10th-14th! This camp is for children of all abilities to enjoy a little bit of every-thing! Your child will be introduced to Singing and American Sign Language, Art and Imagination, as well as Computer Technology! TSS and BSC are welcome in each classroom!

Miss Margaret’s

Children’s Theater!!!

Dance!!!

Ages 6-8 Fridays 6:00-6:45pm

Beg. Dance Combo

Beg. Drama

Ages 3-5 Mondays 4:30-5:20pm

Beg. Int. Drama

Ages 6-8 Mondays 5:30-6:20pm

Beg. Adv. Drama

Ages 6-10 Mondays 6:30-7:20pm

Ages 9-12 Fridays 6:45-7:30pm Ages 13+ Fridays 7:30-8:15pm

Beg. Hip Hop

6 Weeks for

Computers

Ages 4-6 Monday through Friday 9:30am to 10:30am 11:00am to 12:00pm.

$90.00

$125.00

Per Week

Art

Ages 5-7 - 1 hour classes Ages 8-13 - 2 1/2 hour classes 4 Week Art Sessions!

$125.00 Per Session

(Supplies not included)

(570) 629-0808

Rt. 611 Fountain Springs West, Tannersville, PA 18372 * Next to Friendly’s*

Visit our brand new website for exciting things to come in the near future

www.missmargarets.com

How to Make the Most, Academically, of Your Child’s Summer Break

Does Your Child Forget Everything He Learned in School, Once Break Arrives? By Lara McCarthy, Director of Education

ithin 24 to 48 hours after learning new concepts, students often begin to forget information unless it is reinforced or applied immediately. That’s why, during summer break, even the best students forget lessons they have learned during the school year. While a break from school is great for recharging your children’s batteries, if students aren’t using the skills they acquired in the classroom, they could find themselves lagging behind once the school bell rings again. Following are great ways to help your child continue to learn, in a fun way, when away from the classroom.

Writing - To help writing skills, encourage your child to start a diary or

write letters to a grandparent or friend. If you are traveling on a vacation, ask your child to keep a travel journal recording where you stayed and what you did. At the end of every day, talk through the activities with your child and help him or her with a journal. It not only improves writing skills, but also creates great family memories.

www.PoconoParent Magazine.com April/May 2009

Mathematics - Helping mom or dad with grocery shopping

rs o 48 hou t 4 2 n i h Wit ing new n r a e l r e aft tudents s , s t p e c t con to forge n i g e b often ess tion unl a m r o f n i r forced o n i e r s i t i ly mediate m i d e i l app

develops opportunities to use math skills, such as making change, weighing fruits and vegetables, etc. Providing assistance with cooking can also familiarize children with weights and measures, organization and planning and following a recipe. Perhaps you and your children could make a special dessert for the whole family. Help them pick a recipe, create an ingredients list and go shopping together.

Reading - You can’t start too early. You can’t read too much.

Reading to young children nurtures an interest in language, words and communication. For older kids, reading together can be fun and interesting. Children also learn by example. If parents are setting time aside to read, it reinforces the fun and enjoyment of reading. Local libraries offer infinite resources for children. Librarians can recommend books appropriate for your child’s reading level and interests, and many libraries offer free children’s programs and clubs.

Research –There are an abundance of sites that provide summer reading lists for children. At www.bookadventure.com, children (K-8) create personalized books lists from more than 7,000 recommended titles, take quizzes on the books they’ve read at school or at home, and earn prizes for their reading comprehension. The program is designed to motivate students to read more often, for longer periods of time and with greater understanding.

Analysis and Logic - Many family games and puzzles are not only fun, but

help children to develop and reinforce skills. A simple card game can involve mathematics, analysis and logical thinking. Be sure to select games appropriate for your child’s age level.

Summer Enrichment Programs - There are many enrichment and

remedial activities available for children when school is out-of-session. Summer is the perfect time to arrange for tutoring so that your child returns to school in the fall ready to face the challenges of a new year.

Dear Editor,

To the Editor,

Rebecca, Tannersville

Karen, Shawnee

Dear Pocono Parent,

Dear Editor,

I just started receiving your magazine, and I really love it! There are lots of great articles to read, and it is so cheerful and colorful. Thanks for my subscription!

Pocono Parent Magazine is the kind of magazine that can get the interest of all kinds of readers. If you’re interested in where to go, what to do, where to shop, how to do’s, who to call. This is the magazine to read. It draws you in & gets you involved. I love it. Thank you

M. Tere’ Vazquez, Bushkill

I just picked up your magazine at my daughter’s pediatrician, and I just went online to subscribe so that I can get it at home. I really enjoyed reading it. You do a really nice job.

I am a huge fan of your magazine, and can’t wait to finally meet you in person at the Family Expo in May. This is the first year that my family will be attending. I’ve heard so many great things about it. See you there.

Sarah, Marshall’s Creek

Thank you for your contributing letters

At PoconoParent Magazine we enjoy hearing from you

If you would like to send your feedback on the magazine please send us an email at editor@poconoparent.com or submit it directly at www.poconoparentmagazine.com

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April/May 2009 www.PoconoParent Magazine.com

THE ULTIMATE SPORTS

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By Bonnie Kraeutler, Preschool Director

am sitting in my office holding the best Mother’s Day present that this preschool family has ever been given. His name is Justin David and he is currently screaming his lungs out. “How can shattered ear drums and a pounding headache be a gift?’ you ask. The noise is a gift because mothers see things very differently than sane people. I introduced you to Justin in one of my earlier articles. He is the son of one of my teachers. Justin entered the world three months early and weighing a frightening one pound thirteen ounces. He is now, at six months old, just joining us at preschool. He requires oxygen, so he hangs out with me in the office. Looking at him, now weighing over ten pounds and having lungs strong enough to scream with, keeps an idiot grin on my face all morning. I am even remembering how to type with just one hand…the staff is hoping that I make some errors in their favor come payday this Friday! According to the dictionary, mother is “a female parent” or “to care for as a mother does; act as a mother toward” or “the source of something”. The definition doesn’t come close to covering what a mother is. Where does it say “drive all over town to soccer games” or “frantically worry when curfew is missed” or “carry around fifty extra pounds sitting right on your bladder for several months”? All this and several hundred more items should be added to the definition. In fact, when I read the definition in my dictionary, I was, quite frankly, miffed! A source of something, indeed! We mothers deserve more honor and respect than that! I decided to go to the children in our

preschool to get the real scoop on mothers. Well, moms, here it is the definition of “mother”, from the people who know best…four and five year olds. No “social graces filters” on these people. They just tell it like it is…

Mother… Cooks for me

Eats the food, too Sometimes plays with me, but mostly says, “Go play” Can be an astronaut

(we are studying “Space” right now in preschool)

Goes shopping for food and toys Loves a little bit Works on her computer Makes me pancakes Gives you good food Wipes blood off your nose Helps you in the bath and shower Puts you to bed at night Ties my shoes Shares her hot chocolate Yikes, it sounds like the kids see us as the “source of something” also! I was hoping for sweetly lisped thoughts of bedtime snuggles and warm kisses. I thought the kids

would tell me tales of love and sacrifice. I thought that it took at least until the pre-teen years for kids to start seeing moms as just the “source of something”. You know the source of a ride to the mall, the source of money for “cool” jeans, the source of dinner….and on and on it goes. But it seems that even our littlest people see moms as the “source of something”. That includes the sweet baby on my lap. He is looking for his mommy…the “source” of his mid-morning meal! Well, I guess if we are going to be the source of something, let’s have that “something” be good. Let us be a source of good food for our children’s minds and souls as well as their bodies. Let us surround our children with good books, fine music and intelligent conversation. Let us fill their souls with the peace and hope that a loving family provides. Let us teach them about a higher purpose, so that they will live thinking about the welfare of others. Let us lead them to God, so that they understand about Heaven. Let us encourage them to explore the world around them. Let us allow them to get dirty in the search for answers to the important questions…”Do bugs go to sleep?” “How does a car engine work?”“Will cake batter come off the ceiling?” Let us allow them to cry when the answers to the tough questions hurt. Let us laugh with them when the answers to the questions are absurd…as life often is.

Let us as the “source of something good” teach about compassion and love and fairness. Let us teach them to love learning. Let us show our children by word and example that while the world can be mean and scary, we never have to be. Let us do our best to model love for our neighbors and ourselves. Let us give ourselves a break when we screw up. Let us try harder tomorrow. Let us be brave and humble enough to let our kids see that we struggle and sometimes fall short of the mark. Let us show our kids how we try harder tomorrow.

over the lyrics of a new song on the radio, the source of pride at graduation, the source of tears on the first day of college. And soon, though not too soon, I am praying that my children will be the source of the most wonderful gift I can think of…grandchildren. The chance to do it all over again…

Let us teach our children to honor the elderly and be tender to the very young. Let us be an example of kindness and good manners. Let us be moderate in all things…food, drink, spending money…to show our children that excess, except in joy, is not healthy. When we are the “source of something good” for our children the rewards that we reap are huge. It is then that our children are the “source” for us. They are the source of sticky kisses, the source of whispered secrets, and the source of joy. As they grow they are the source of laughter

The definition doesn’t come close to coverin g what a mother is.

t’s a recession when your neighbor loses his job; it’s a depression when you lose yours.” Harry S. Truman I don’t know if you are facing a recession or depression by Truman’s definition today, but chances are you are facing one or the other. Truth is, the only economic certainty we have is that there will always be economic uncertainty, so we need to be prepared for whatever comes our way. Specifically, what are some ways we can prepare for a possible job loss and what should we do if it unfortunately does happen? First, some general preparations we all should take, no matter how secure our job seems:

www.PoconoParent Magazine.com April/May 2009

By Erin Baehr, Financial Advisor

Ideally, we should have 10% of our annual income in a safe emergency account we can access immediately, and another 20% of our annual income in additional reserve, again

in a safe account, but perhaps in certificates of deposit or money market accounts. That amount may seem insurmountable, but don’t let that discourage you. Start small and be faithful. In a world where things seem so out of our control, working on a goal like this can go a long way toward the peace of mind that comes from doing something to improve the situation. Work hard to reduce consumer debt, and pay it down so your monthly obligations are more manageable. Track your spending so you know where you stand; take a good look to see if you can easily cut some things out of the budget now and stash the cash you save. Note where you could cut deeper if need be. Open a home equity or other line of credit now, while you are employed, to have that available if you do lose your job.

If a layoff seems imminent:

Understand the options for your benefits now, and if you don’t, talk to your human resources department to find out the details. For instance, if you are offered a severance package, will you also be eligible for unemployment? If you have an outstanding 401(k) loan and lose your job are you required to pay it back right away, or is there a payment plan option? If you will not be able to repay the loan, it will be considered a distribution to you;

If you do lose your job: You may be able to continue your health insurance benefits under the COBRA provision, for up to 18 months. You have 60 days to elect coverage, and it can be retroactive.

It’s a recession when your neighbor loses his job; it’s a depression when you lose yours.” -Harry S. Truman If you decide on day 53, for instance, that you want the coverage, you will pay the retroactive premiums and have coverage back to the original date. It is important not to let your health insurance to lapse more than 63 days, because health insurers cannot deny coverage to someone with a preexisting condition if insurance was lapsed within that time frame; longer than that, and they can. Price individual policies as well, and compare. The new stimulus package includes a provision for COBRA premiums to be subsidized up to 65% of the premium cost for up to 9 months. To be eligible, you must have been involuntarily terminated on or after September 1, 2008 and December 31, 2009. If you lost your job during that period, and were covered under the health plan at that time, you will get another chance to elect COBRA and take advantage of this new subsidy. Your former employer should be contacting you. If you are offered a severance package, and it does allow for you to collect unemployment simultaneously, apply for unemployment right away, so you

don’t lose any time you are entitled to. This is the time to put the new budget into play. If you are collecting both unemployment and severance pay, you may find that you have more than enough income for the time being. Don’t spend the difference, save it, to fund your own continuation of your severance. If it looks like your sources of income will run out before you find a new job, make those deeper cuts in the budget, and call your creditors to ask for forbearance on your loans and credit cards, explaining the situation. If you have a retirement plan to rollover into an IRA, take time to consider your options before making any decisions. Don’t lock yourself into an annuity or a “B share” mutual fund with a surrender period—in other words, no long term commitments with the money (other than keeping it inside an IRA and not in your hands); stay flexible. Don’t cash in 401(k) or retirement accounts unless you have run out of options. Tap into non retirement accounts first, such as savings accounts or CDs, or borrow from a cash value life insurance policy if you have one. Access that line of credit, work part time, or look to family for help if possible. If you have no choice but to access your retirement account, something called a 72(t) may help; it is a way to take substantially equal periodic payments from an IRA without incurring an early withdrawal penalty (consult a tax or financial professional first). Stock options normally have a time limit after termination in which to exercise them, but there can be significant tax consequences and the decision should not be made without individualized professional advice. For any of these issues, a few hours invested with an objective planner can not only keep you from making expensive mistakes, but can help you sort out your choices while keeping emotion out of the decisions. The Alliance of Cambridge Advisors (www.acaplanners.org) and the Garrett Planning Network (www. garrettplanning.com) are good places to start.

April/May 2009 www.PoconoParent Magazine.com

Start by continuing to build that emergency fund. If your company has discontinued the 401(k) match, a job loss seems inevitable, and you have very little resources other than your retirement account, you may want to consider suspending your contributions and saving outside of your 401(k), first in a Roth IRA if you are eligible, and after you reach the maximum, to your emergency fund. If you feel that you will have to access your retirement funds during the period of unemployment, it is better to have it outside of a retirement account, rather than possibly being subject to an early withdrawal penalty. Plan a new budget for a time of unemployment, taking into consideration reduced commuting and child care costs, but increased job hunting expenses.

will be subject to income tax, and, depending on your age, possibly an early withdrawal penalty. How much is the full amount of your health insurance premium? Can you elect to “port” your life insurance benefits so that you own them?

ASK DR. WATERS

A Great Looking Lawn without Breaking Your Back or Wallet I

t’s a hard concept for some people to grasp, but in the Pocono region the best time for most lawn maintenance is mid-to-late September. For a healthy lawn the Fall is ideal for dethatching, applying fertilizer, reseeding and aerating your lawn. Fall is also the best time to apply certain herbicides. The Fall is when broad leaf weeds such as dandelions germinate. One of the secrets to a great lawn is making it easy to maintain. People should enjoy their yards and landscapes, not spend countless hours maintaining them. One easy answer is to simply reduce the amount of area requiring maintenance (managed areas). Natural areas (an area that you just let grow) can be beautifully upgraded with a few packages of wildflower seeds. Wildflowers add that “wow-factor” to an area and require very little maintenance. Natural areas also tend to attract birds and butterflies which help reduce insect and bug populations. Bird houses are great for bug reduction too. Do you have areas with little or poor growth? Under-performing managed areas can be eliminated by adding ground covering or with ornamental landscaping. Even moss should be considered as ground cover especially in low sunlight or wet areas where other plants don’t grow well. Lower maintenance can also be achieved by less watering. Using less water saves you money and time by slowing plant growth. Automatic sprinklers are convenient but they can’t ask the question “does the lawn need to be watered”? Grass should spring back, so if you clearly see your foot prints after walking on the grass it’s time to water. Less water also causes root

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systems to dig deeper and search for water making them heartier. When is the smartest time to water? Early morning just after the sun comes up is when the pros water. Midday watering is extremely wasteful as most water will evaporate. Landscaping fabric and mulch are inexpensive and great for holding in moisture. Don’t waste time picking up the clippings. Lawn experts agree that grass clippings keep lawns healthy by retaining water and increasing nutrients.

Fertilizers

Fertilizing is only affective when grass is actively growing. There are two growth periods for grass in the Poconos. The first period is after Winter dormancy and the second is in the Fall. If applying fertilizer in the spring only apply fertilizer after you have mowed at least three times. Adding fertilizer too early will only increase the size of your weeds! With our short growing season, two applications of fertilizer is the maximum and most people can get away with just one in the Fall. Understanding the numbers

is important. Fertilizers will have something like 29-3-4 on the package. The first number represents nitrogen (29), the second number phosphorus (3), and finally potassium (4). The key number is the first one. Nitrogen is what promotes growth. Time-release products are more expensive but yield far better results.

One of the secrets to a great lawn is making it easy to maintain Herbicides

Spring is the time to attack grassy pests like Crabgrass. Fall is the best time to control broad leaf weeds like dandelions. Remember that children and pets play in yards so any herbicide or fertilizer use should be kept to an absolute minimum. Always read the label! Overwhelming any plant with a product is wasteful and ineffective. Excessive herbicide or fertilizer will reduce your results.

Thatch

A level of thatch up to ½ inch is good. Think of it as

To check the depth of your thatch layer just dig out a small amount out with a trowel. Do this in several locations to get a good average. Good yard practices such as leaving the grass clippings, watering in the early morning and controlling weeds will greatly reduce the accumulation of thatch. If you need to dethatch there are two ways either manually with a thatching rake or by using a power dethatcher. Dethatching is stressful to your lawn so doing so in conjunction with reseeding and/or fertilizing are important options to consider with your Fall maintenance.

Mowing

Almost everyone has a parent, uncle or friend who swears by the “worm killer” setting on their mower (the lowest possible mowing height). It’s a lawn not golf green! Without question three inches is the best cutting height. Cutting grass too short increases lawn burn, drought and greatly increases the spread of weeds. Tall thick grass actually chokes out most weeds. The root structure of grass is equal to the grass height. Taller grass is greener, heartier and holds a lot more moisture. Most people have rotary mowers which actually tears grass blades instead of cutting the grass like old fashioned push mowers. This is why it is important to sharpen your mowing blade each season. A mulching blade is also a good investment. If all goes well I will be showing weekly pictures of my own lawn on the Dr. Waters website (www. DrWaters.org) at my new house. Of course I will be incorporating the strategies mentioned within the article. If you get bored at work check it out! As always, take care and if you have questions please do no hesitate to contact me by e-mail at drwaters@verizon.net.

April/May 2009 www.PoconoParent Magazine.com

Contrary to popular belief leaving grass clippings on your lawn does not create thatch. Thatch is the buildup of dead grass roots and stems over time (everything but the leaves). Grass clipping break down quickly and give back valuable nutrients.

natures own brand of mulch. A thin layer helps hold in moisture and protects against heat damage. However thatch greater than ½ inch will act as a barrier preventing adequate amounts of moisture, air and nutrients from getting to the root system. Excess thatch will also encourage unwanted pests like Cinch bugs and other insects.

Total Family Care Designed for

www.PoconoParent Magazine.com April/May 2009

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By Nina De Santo, Holistic Mom

e bring home a wide variety of products that can contribute to making our family sick and our homes filled with potentially harmful toxicants.Â Today, American homes contain gallons of toxic substances, most in the form of cleaning products. The average home contains over 1,500 hazardous compounds and out of those, 150 chemicals found in the average home have been linked to allergies, birth defects, cancer and psychological abnormalities. Conventional disinfectants can contain phenol and cresol. Phenol and cresol are corrosive and can cause diarrhea, fainting, dizziness and kidney and liver damage. Conventional furniture and floor polishes can contain nitrobenzene. Nitrobenzene can cause skin discoloration, shallow breathing, vomiting and death, and is associated with cancer and birth defects. There are numerous toxic chemicals hidden in your cleaning products. Luckily, there are a number of safe and healthy alternatives to these products, which allow you to make informed and wise choices in your marketplace to seriously reduce the amounts of chemicals you invite into your home. One of the most beneficial ways to limit your exposure to toxic substances is to use either store bought non-toxic cleaning products or better yet, make your own! If purchasing cleaning products, here are some important factors to keep in mind. Use gentle castile soap and water. Castile soaps have been shown to keep surfaces as free of bacteria as antibacterial soaps do. In fact, antibacterial soaps and disposable

wipes have not proven any more effective than regular soap in preventing infections among average consumers, but raise significant concerns about developing resistant bacteria. Also, triclosan commonly used in antibacterial products may be problematic. Reduce the need for anti-bacterial soaps by frequently washing your hands. Many local, online, and discount stores carry safer cleaning products that are very effective without harsh chemicals or fumes. . Look for products made with organic botanical oils, paraben-free, preservative-free, petroleum-free, vegetable-derived surfactants and ingredients labeled nontoxic, bio-based, chlorine-free, organic, phosphate-free, and/or biodegradable. Be careful – the term “non-toxic” and “Natural” are not regulated. Look for specific claims and product ingredients. Read your Labels! Cleaning products are not the only dangers in your home. Did you know that indoor air pollution is linked to

a host of health effects? Common indoor air pollutants which are exacerbated by smoke, mildew, and gas, include formaldehyde, carbon monoxide, secondhand smoke, asbestos, lead, and volatile and semivolatile organic compounds. You can take some simple steps insuring the optimal quality of the air in your home. Ventilate the home by opening windows everyday, even for a short time. It is the second best pollution reduction strategy in your home after prevention. Populate your home with indoor plants, which absorb air impurities. Areca palm, lady palm, bamboo palm, rubber plant, and Boston fern are great examples. Use air cleaners and purifiers with approved HEPA filters. Change your vacuum bag, and be sure it has a clean filter to prevent the spreading of dust, which can be redistributed into the air. When indoor pollutants do decrease air quality, use non-toxic techniques to scent the house, such as placing orange slices, lemon slices, cloves, or any other herbs in boiling water

on the stove or mist essential oils to purify and scent the air. A great alternative to store bought deodorizing sprays is making your own by mixing distilled water, a little baking soda and some essential oils in a spray bottle. Shake and mist into the air. You’ll be pleasantly surprised how great this works in

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www.PoconoParent Magazine.com April/May 2009

sur suggested uses: hard n floors, windows countertops and kitche neutralizing odors and freshening and mirrors up the air in your home. Option 1 vinegar 2 cups white distilled Making your own cleaning products 2 cups water essential oil is fun and easy! You can make your 20-30 or more drops of own non-toxic cleaning products (optional) wave until by using simple ingredients found Tip: Warming in micro aning power for cle ost bo ll wi t in most households; baking soda, barely ho ve in a glass wa tough jobs. Only micro lemon juice, washing soda, vinegar, container. Borax, salt, toothpaste, cornstarch, Option 2 table salt, castile soap and essential ons of baking Dissolve four tablespo oils. Making your own products is water. Wash rm wa soda in a quart of cost effective which will save you and rinse. Favorite!**** tons of money! Option 3****Nina’s 1 cup of hot water These are some all natural 1 tsp washing soda recipes for cleaning 2 teaspoons of borax p 1/2 tsp liquid castile soa products. And they 1/4 cup vinegar really do work! 7 drops lemon oil 3 drops of lavender oil 3 drops tea tree oil redients in a Quick Wipe-Up Put all of the above ing s ke well and then Lightly apply ba 16 oz spray bottle sha king soda to a da with hot water. m ttle p sponge. Wipe an fill remainder of bo d rinse. u can store it for Shake well and use! Yo future use.

Creamy Soft Scrub

suggested uses: Use this creamy soft scrub on kitchen counters, stoves, bathroom sinks, etc. 2 cups baking soda ½ cup liquid castile soap* 4 teaspoons vegetable glycerin (acts as a preservative) 5 drops antibacterial essential oil such as lavender, tea tree, rosemary or any scent you prefer (optional) Mix together and store in a sealed glass jar, shelf life of 2 years. Tips: For exceptionally tough jobs spray with vinegar first—full strength—let sit and follow with scrub. Dry soft scrubs can be made with baking soda or salt (or combination of both) with 10-15 drops essential oil to scent Paste: Mix three parts of baking soda with one part of warm water (adjusting for consistency). Clean and rinse.

ner Drain Opgesoda

½ cup bakin ar d ½ cup vineg da down the drain an at so g si in d let t for Pour bak ar. Cover an ing water. eg in v h it w il follow with bo utes. Flush g by least 30 min from cloggin er ow your sh . rs ai Tip: Prevent h h n trap to catc using a drai

Laundry Detergent

1 cup soap flakes Furniture Poli 1/2 cup washing soda sh 1/4 cup olive oi 1/2 cup Borax l 1/4 cup white Grating your favorite pure vegetable soap distilled vinega r 20-30 drops lem with a cheese grater will make soap flakes. on essential oi glass a in l store and r togethe Sh ents ake well before Mix ingredi using (2 teaspoons le container. Use 1 tablespoon per load (2 for mon juice may be substituted for heavily soiled laundry), wash in warm or lemon oil but th en m ust be stored in cold water. refrigerator) Dip a clean, dr This standard recipe can be adjusted for soft y cloth into the polish and rub woo water by using 1 cup soap flakes, 1/4 cup d in the directio hard For borax. n of cup 1/2 th e grain. Use a washing soda and soft brush to w ork the polish into water, use 1 cup soap flakes, 1 cup washing corners or tight places. soda, and 1 cup borax. Tips: To remove Note: Borax should not be ingested. water spots rub well Tips: Add 1/2 cup white distilled vinegar to rinse with toothpaste. To re move scratches as a fabric softener. For a whitener, use hydrogen use 1 part lemon juice and 1 part oil, rub with soft clo peroxide rather than bleach. Soak your dingy th. with washer the in minutes 30 for white clothes 1/2 cup 20% peroxide. Launder as usual.

Toilet Bowl Cleaner

Option 1 le with vinegar, let soak for at least 30 Sprinkle toilet bowl with baking soda, drizz minutes and scrub with toilet brush. Option 2 at least 30 minutes. Swish with a Put ¼ cup borax in toilet bowl and let sit for pine oil can be added for increased toilet brush and then scrub. A few drops of to pine oil.) ic disinfecting. (Note: some people are allerg scrubbing, especially on persistent easy for make to while a Tip: Let ingredients soak for stains like toilet bowl rings

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presents

April/May 2009 www.PoconoParent Magazine.com

wonderful artisits that r ou to ks an th ial ec sp a e like to giv PoconoParent Magazine would play your talents and dis to d ou pr ry ve e ar e W . blished submitted their work to be pu e good work. encourage you to keep up th

Colin, 8

Vanessa, 8

or artist in your family, email r ite wr g un yo g rin pi as an ve If you ha nsidered for future issues of co be to us to s ion iss bm su your PoconoParent Magazine at

Teen

pring has sprung! I love the springtime. It means that school is almost over and summer is almost here! Softball season starts, and we spend a lot more time outdoors. This is good. No more winter clothes, no more coats and hats, just sweaters and sweatshirts. Spring is probably my favorite time of year. Even thought I love being off for the summer, I like when the weather is cooler, the birds’ just start singing, and the flowers start to bloom. It feels like a new start. It’s such a happy time. My mom and I like to garden in the springtime. We plant flowers in the front yard, and the vegetable garden in the back. This year for Mother’s Day, I’m going to surprise her with new garden tools- shh, don’t tell her! If you haven’t ever tried to garden, you should try to this Spring. It’s really fun! Well, enjoy the nice weather, and keep counting those days until summer break!

Sara,14

SPRING! Tween S

pringtime means that summer’s almost here! It stays light outside longer, so I get to play outside later after school. The birds start chirping in the morning, and the trees start to get blossoms. The weather in the Spring is not too hot, and not too cold. It’s just right! My dad cleans out the garage and my mom does Spring cleaning in the house every year at this time. I like when the grass starts to grow, and the smell it makes when my dad mows it. My mom plants flowers all around the house in the springtime too. They’re pretty. I get my bike out and ride around the neighborhood, and everyone is outside. That’s why I like spring!

Want to write for

Lets us know. Amanda,11 We are always looking for new writers. Please feel free to Email us at editor@poconoparent.com

PoconoParent Magazine

Health& Medical Resources Family Practice

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www.PoconoParent Magazine.com April/May 2009

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