Speaking English Like a Native
Lesson 23 REQUESTING A BANK LOAN Ivan meets with Gina, a loan officer at L&S Bank, about getting a loan to start a new coffee shop. When Gina reviews his financial forecasts and suggests some changes, Ivan is angry at first but then decides to go along with it. Ivan: I'm here to see about getting a $ 100,000 loan to start a Coffee Shack franchise. Gina: I see from your application that you've already got two franchise businesses under your belt — both Subway sandwich shops. That's certainly
nothing to sneeze at. Ivan: Thank you. Now that I know the franchise business inside and out, I'd like to expand. Gina: Well, Subway is a sandwich shop. Now you're talking about a coffee house. That's an entirely different animal. Ivan: Sure, there may be a thing or two to learn, but it should be more or less
a no-brainer. Gina: I see from your business plan that you're basing all of your profit estimates on the profits you made from one of your Subway shops. I don't think that's right. You're comparing apples to oranges. Ivan: Apples? Oranges? I didn't know we were talking about fruit now. Maybe I should open up a fruit smoothie shop instead! Gina: Haha. Well, at least you haven't lost your sense of humour! Ivan: Well, seriously, what do you want me to do? Gina: Go back to the drawing board. Make some new calculations based on selling coffee, not sandwiches. Then the loan will be in the bag.
Polar English
Speaking Business
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English Like a Native
