ATTORNEY HANNAH GROSS ENJOINMENT IN FRAUD, COLLUSION, DECEIT by PRAYER WARRIOR

USPS CERTIFIED MAIL _________________________________________ Posted at: http://issuu.com/prayerwarriorsneeded/docs/faxed_finalee_december_16_apartment_harassmen_atto?mode=window&viewMode=singlePage

3230 Cruger Avenue 6B Bronx New York 10467 December 16, 2012

HANNAH S. GROSS, ATTORNEY REGISTRATION NUMBER 1776319 Gross & Stabile LLP 9 W Prospect Ave Ste 406 Mount Vernon, NY 10550-2048 (914) 699-1919 Fax: (914) 669-6106 RE: ATTORNEY HANNAH S. GROSS CRIMINAL FRAUD, COLLUSION AND DECEPTION: NOTICE TO SEIZE AND DESIST FRAUDULENT, ABUSIVE AND DECEITFUL DEBT COLLECTION PRACTICES OFFICIAL NOTICE THAT VERNON DANIELS DOES NOT LIVE AT 3230 CRUGER AVENUE 6B OFFICIAL NOTICE THAT MIRIAM SNYDER HAS A PRIVATE RENTAL CONTRACT WITH VERNON DANIELS ONLY NOTICE THAT MIRIAM SNYDER HAS NO CONTRACT FOR PAST OR PRESENT MAINTANENCE FEES NOTICE OF DISPUTE OF ALLEGED DEBT AND REQUEST FOR VALIDATION, INCLUDING ATTORNEY GROSS’ BINDING CONTRACT NOTICE OF UNREGULATED APARTMENT VIOLATIONS: NO REFRIGERATOR AND NO OVEN, UNINHABITABLE CONDITIONS AND NOTICE TO CURE VIOLATIONS NOTICE OF PURE FRAUD AND COLLUSION: NO CONTRACT BETWEEN MIRIAM SNYDER, HANNAH GROSS AND THE FICTITIOUS CREDITOR/CORPORATION ATTACHED RENTAL PAYMENT RECEIPTS EXEMPLIFYING ADDITIONAL FRAUD IN HANNAH GROSS FRAUDULENT COLLUSION RENTAL/MAINTENANCE CLAIMS HANNAH GROSS OBSTRUCTION OF THE FAIR DEBT COLLECTION PRACTICES ACT SPECIFICALLY:  § 1692 D ANY CONDUCT THE NATURAL CONSEQUENCE OF WHICH IS TO HARASS, OPPRESS, OR ABUSE ANY PERSON  § 1692 D(1) USED OR THREATENED THE USE OF VIOLENCE OR OTHER CRIMINAL MEANS TO HARM THE CONSUMER OR HIS/HER PROPERTY  FALSE OR MISLEADING REPRESENTATIONS IN COMMUNICATIONS  § 1692 E ANY OTHER FALSE, DECEPTIVE, OR MISLEADING REPRESENTATION OR MEANS IN CONNECTION WITH THE DEBT COLLECTION  § 1692 E(2) CHARACTER, AMOUNT, OR LEGAL STATUS OF THE ALLEGED DEBT  § 1692 E(3) ANY INDIVIDUAL IS AN ATTORNEY OR THAT ANY COMMUNICATION IS FROM AN ATTORNEY  § 1692 E(4) NONPAYMENT OF ANY DEBT WILL RESULT IN THE ARREST OR IMPRISONMENT OF ANY PERSON OR SEIZURE

USPS CERTIFIED MAIL _________________________________________  § 1692 E(5) THREATEN TO TAKE ANY ACTION THAT CANNOT LEGALLY BE TAKEN  § 1692 E(10) ANY FALSE REPRESENTATION OR DECEPTIVE MEANS TO COLLECT A DEBT OR OBTAIN INFORMATION ABOUT A CONSUMER  § 1692 E(11) COMMUNICATION FAIL TO CONTAIN THE MINI-MIRANDA WARNING: "THIS IS AN ATTEMPT TO COLLECT A DEBT… COMMUNICATION IS FROM A DEBT COLLECTOR.”  § 1692 E(12) DEBT HAS BEEN TURNED OVER TO INNOCENT PURCHASERS FOR VALUE  § 1692 E(13) DOCUMENTS ARE LEGAL PROCESS WHEN THEY ARE NOT UNFAIR PRACTICES  § 1692 F ANY UNFAIR OR UNCONSCIONABLE MEANS TO COLLECT OR ATTEMPT TO COLLECT THE ALLEGED DEBT  § 1692 F(1) ATTEMPT TO COLLECT ANY AMOUNT NOT AUTHORIZED BY THE AGREEMENT CREATING THE DEBT OR PERMITTED BY LAW

Dear Attorney Gross License Number 1776319: I am responding to your debt collection letter pursuant to TITLE VIII - DEBT COLLECTION PRACTICES, specifically the Fair Debt Collection Practices Act. I am responding to you as a debt collector pursuant to your use of the mail for the principal purpose of which is the collection of alleged debts, directly or indirectly, specifically, debts alleged to be owed or due another. December 13, 2012 I received your attached harassment and debt collection letter addressed to me, dated December 5, 2012. Consequently, I write this letter in response to such and pursuant to each and every protection embedded in the New York State and Federal Fair Debt Collection Practices Act, as well as the laws cited below. Foremost, you are interfering with a private rental lease/contract when you have no authority to do so. You are interfering with my right to privacy, comfort, and the quiet enjoyment of the apartment. I have no contract with you or anyone else you are alleging to represent. Your letter disguised as a notice to cure was not signed by anyone having any contractual rights. You are misrepresenting the law and I advise you to discontinue such, particularly at the expense of criminally trying to make me homeless. Your unauthorized conveyance of fraud letter is harassing and threatening. Consequently, I urge you to seize such practices before your fraudulent debt collection actions are reported to appropriate licensing authorities, consumer protection authorities and the police.

USPS CERTIFIED MAIL _________________________________________ To make sure you understand the law clearly, please note I dispute the alleged debt in full and I respectfully request validation of your alleged debts pursuant to the Fair Debt Collections Practices Act,: ยง 809 Validation of debts. Please be advised that I am not refusing to pay, but I need the proof requested in this correspondence. I would like to settle this account as soon as possible and I may have a counter claim to set-off or indemnify the disputed balance, this is why I am sending you this request for validation and dispute letter. Pursuant to the Fair Debt Collection Practices Act (FDCPA), I am requesting validation of your authority to collect and seeking validation of the alleged debt. I am requesting proof that I am the party in fact you are asking to pay this debt. Also, I would like to see the contractual obligation which you allege binds me, Miriam Snyder, to your debt collection allegations. I seek the written contract you allege or presume exists. Please note that I do not wish to speak to you under any circumstances; therefore, anything you wish to say to me must be in writing. Phone calls and other communication will be recorded, ignored and considered a non-response until you can provide adequate validation of this alleged debt. Please let me remind you of what constitutes legal validation. To this end, please provide me with the following: 1. What the money you say I owe is for; 2. Explain, show and verify how you calculated what you say I owe; 3. Provide me with copies of any papers that show I agreed to pay what you say I owe; 4. Provide a verification or copy of any judgment if one exists; 5. Identify the original creditor; 6. Prove the Statute of Limitations has not expired on this alleged account; 7. Provide me with your debt collection license numbers and Registered Agent status. 8. Please provide verification from Vernon Daniels that you are authorized to act for him as I do not have any contract, agreement or trust with the corporation, you or anyone in the cc: part of your attached letter. 9. Please provide verification that my landlord Vernon Daniels has authorized you to collect the alleged rental fees for him.

USPS CERTIFIED MAIL _________________________________________ 10. Please provide proof that HANNAH S. GROSS or any member of her entourage owns the alleged debt/or has been assigned the fictitious debt and provide proof of how the fictitious debt connects to the tenant, Miriam Snyder. This is basic contract law.

11. In the bottom of your December 5, 2012 letter to me, Miriam Snyder, you

reference a loan. Please provide the contract showing the terms of the loan with Miriam Snyder.

12.

Provide the contract showing the alleged debt exists in Miriam Snyder’s name.

13. Please provide a copy of each written notice that has been sent to me informing me of the sale or transfer or assignment of the rental collection of fees by you. 14. Please verify that you know and understand that collecting on this alleged non validated debt, without providing procedurally proper validation of this created out of thin air fraudulent debt constitutes criminal fraud, as such criminal charges will be filed accordingly. In summary, I have no contract with Attorney Gross and or any other entity associated with her fraud. Please note that from the date of receipt of this letter, Ms. Gross is granted ten (10) days to reply directly to the issues, proof requested and questions put forth in order to validate her claim of this alleged debt. If after the ten (10) day period she does not reply directly to these questions, this silence shall serve as valid proof that this is a fraudulent/imaginary account that has no origination and you may not pursue this fraudulent/imaginary account further, without penalty. Please take special notice to: N.Y. Gen. Bus. Law §§ 349(a), 350-a(1) which prohibits deceptive practices, particularly with intent to steal one’s property and or property rights. N.Y. Gen. Bus. Law § 349(a) prohibits deception “in the conduct of any business, trade or commerce.” This language includes real estate, and several decisions have applied the statute to real estate transactions. In Banks v. Consumer Home Mortg., Inc., 2003 WL 21251584 (E.D.N.Y. 2003), a federal district court found fraud perpetrated in connection with the purchase of a home. Also, in Frazier v. Priest, 141 Misc.2d 775, 534 N.Y.S.2d 846 (N.Y. City Ct. 1988), a trial court applied New York’s UDAP statute to leases.

USPS CERTIFIED MAIL _________________________________________ Please take further special notice to: N.Y. Judiciary Law § 487 inter alia provide that an attorney is guilty of a misdemeanor and is liable for treble damages to the aggrieved party if the attorney:". . . is guilty of any deceit or collusion, or consents to any deceit or collusion, with the intent to deceive the court or any party." See McKinney's Judiciary Law § 487; see also Oakes v. Muka, 56 A.D.3d 1057, 868 N.Y.S.2d 796 (3d Dept. 2008). Also see, NYC Admin Code § 27- 2115.Tenant recourse against harassment, and please visit: http://pubadvocate.nyc.gov/landlord-watchlist/tenant-rights and http://pubadvocate.nyc.gov/landlordwatchlist/buildings?keyword=3230+CRUGER+AVENUE+& neighborhood%5B%5D=88&infraction= To this end, be advised that no funds will be directed to Attorney Gross as she has no contract and or authority to collect anything and is criminally acting as a third party debt collection abuser. Payments will continue to the tenant management office. Please see the rent and postal receipt exhibits attached. Finally, this is an attempt to correct Attorney Gross’ erroneous records; any information obtained shall be used for that purpose. Ms. Gross’ reply to this validation and dispute letter is awaited. I seek to continue to pay my rent and to be left alone, free from continuous fraud, harassment and malice. Prosecution will occur should I continue to be assaulted me with this type of life threatening legal abuse and debt collection collusion, deceit and misrepresentations. Stop the harassment. I have included 8 exhibits to counteract Attorney Gross’ attached created out of thin air, malicious, emotionally distressful, fraud, deceit, collusion and harassing debt allegations. Guide your actions. Thank you. Sincerely,

Miriam Snyder, Rent Paying Tenant Xc: NYC Public Advocate There is no Board of Directors Tenant Managing Agent, Mr. Schnider NYS Bar Association Grievance Committee