ECMC UNREGULATED STUDENT LOAN FRAUD, FORGERIES AND GARNISHMENT by PRAYER WARRIOR

FRAUD AND FORGERIES PGS 12-20 3230 Cruger Avenue 6B Bronx, NY 10467 October 12, 2012 Mr. Hilton Austin Loan Analyst Fax 312 730 1456 TOP Social Security Hardship Refund and Hearing Branch Po Box 61735 Chicago, Illinois 60661-61735 Dear Mr. Austin: Thank you for speaking with me this morning. Attached in exhibit 1 you will find the U.S. Mail certified receipt for an undue hardship refund and hearing for the over 300 dollars stolen from my retirement check of October 2012. The receipt is dated October 5, 2012. This is my second request for a hearing as ECMC has ignored several other timely requests. I have received no due process. I am being treated like a slave by ECMC and ask that an end to this inhumane treatment and an end to their student loan forged promissory notes and fraud judgment Ponzi schemes. I was not supposed to be garnished. I received no garnishment notice. I received threat of garnishment about July 25, 2012. I was told I had 30 days to dispute and request validation. I did such in a timely manner. I was told I had 60 days from the notice of threat of garnishment to request a hearing. As such, after I received their above noted forged promissory notes and fraudulent judgment, I requested a hearing. Please see exhibit 2, the certified US mail receipts illustrating my dispute and request for hearing was sent on September 24, 2012. The comprehensive files sent to ECMC and authorities will all communications between ECMC and I are posted at: PLEASE SEE THE FRAUD JUDGMENT ON PAGE 44-45 AND THE FORGED PROMISSORY NOTE ON PAGES 22- 30 AND 37-49. http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo w&viewMode=singlePage

Exhibit 3 attached to this fax is one U.S. mail return receipt I received from the US Department of Justice. Exhibits 4-11 include the fraud judgment and forged promissory notes I received from ECMC. The legal reasons the judgment is considered fraud are listed on the pages. ECMCâ&#x20AC;&#x2122;S fraud based judgment is 2 pages. These are exhibits 4and 5. I have the clean copy ECMC sent me. The forged promissory notes are included as exhibits 6-11. They are forged because they are endorsed by someone other than me. They have an unauthorized signature. Additionally, under the 1

law, legal endorsement must be notarized. ECMC’s endorsements have no notarizations. There is no date of endorsement. There is no corporate seal and the robo-stamped signature exemplifies an unauthorized signature. These are not lawful loan documents. They are promissory note Ponzi scheme documents consistent with the promissory Ponzi scheme definition pursuant to the North American Securities Administrators Association posted at: Laws Provide Con Artists with Personal Economic Growth Plan ... http://www.nasaa.org/14679/laws-provide-con-artists-with-personal-economic-growth-plan/ Attached as exhibit 12, is the signed unauthorized signature loan discharge application. I am resubmitting this again. Attached as exhibit 13, is the signed request for hearing. I am resubmitting this again. This exhibit is 2 pages. Attached as exhibit 13 and 14, are the signed Economic Hardship Deferrment Request and the Unemployment Deferrment. I am submitting these forms under duress because I have been criminally garnished with no due process regarding this forged promissory note alleged debt. I am resubmitting the signed undue hardship application. I believe I am being exploited and forced to partake in this fraud to make it look like the issue at hand is finances when the real issue at hand is I am faced with fraudulent documents by ECMC and no one has put ECMC’s standing or lawful right to any money from me in writing. I was garnished as a form of punishment for disputing this unenforceable alleged debt. Again, I am asking for a U.S Department of Education letter/document explaining the role of ECMC in this matter as well as explaining i) who is the current holder and owner of the original note; ii) who is the current Trustee and how they became Trustee; iii) who is the current Beneficiary and how they became Beneficiary; iv) how the alleged loan was funded and by whom; v) whether money was laundered by the purported ‘funders’ to fund terrorists activities; vi) where the funds to finance the alleged loan were obtained from; vi) who the funds to finance the alleged loan were obtained from. I am asking for such in the furtherance of justice, to resolve this matter, to understand the role of ECMC, and to stop terroristic acts, pursuant to Public Law 107-56, 115 Stat. 272 (U.S.A. P.A.T.R.I.O.T. Act). I seek the documents requested and a hearing as stated in my affirmed affidavit dated September 23, 2012. Above all, I seek stoppage of the garnishment at least until the requested documents are produced and a hearing is granted, as the garnishment is being used as penalty for exercising my God given rights to protect myself from terroristic acts inflicted to advance my financial, emotional and physical demise.

Finally, I was repeatedly asked why is no one helping me while the forged promissory notes and the fraudulent judgment are indisputable. Please see the attached. I believe, the administrative US Department of Education due process laws are being intentionally corrupted to force me to court because ECMC has been guaranteed a judicial win despite having the attached fraud. I say this because I have filed several complaints against the NYS chief judge and the judiciary as well as law departments have been used to harm/destroy me repeatedly. I am being criminally set up to put the forgeries and judgment fraud under judicial discretion by way of authorities and the US Department of education disregarding ECMCâ&#x20AC;&#x2122;s criminal possession of usurious, forged and fraudulent alleged loan records. Please see samples of these documented judicial conspiracies against rights crimes here on pages 56- 66, exhibit 19: http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?m ode=window&viewMode=singlePage I am a victim of legal abuse syndrome and law departments and the courts are used to advance the assassination of oneâ&#x20AC;&#x2122;s life and finances. Law departments are used to disregard laws to induce law suits while the perpetrator of the crimes is covered by the judiciary. This is a form of terrorism that must and will end in Godâ&#x20AC;&#x2122;s time but needs to be exposed here as it is being implemented. There is no other reason as to why forged promissory notes and a fraudulent judgment, with no motion or affidavit could be used to garnish me and premeditate the theft of over 40,000 dollars not owed. Instead of the administrative remedies being enforced to stop the crimes, I was garnished as punishment for documenting the crimes and the penal laws that substantiate forgery and the fraudulent judgment simulation crimes. I am living through this modernized slavery and ask that someone in authority mandates enforcement of the administrative remedies to stop the use of forged endorsements, promissory notes and fraudulent judgments to steal money from innocent people. Finally, I ask that you find the over 145 page affidavit sent with the attached documents and respond with a hearing date and stoppage of the garnishment as the garnishment is not warranted and is being used in a retaliatory fashion to further harm, punish and attempt to silence me for exposing documented ECMC student loan fraud.

EXTRA SIGNATURE PAGE FOR CLICKABLE LINKS I should not be garnished at the expense of ECMC’s documented fraud and forgeries. If this was a legitimate debt, where are the legitimate loan and court documents? I did not send forgeries to ECMC, ECMC sent me forgeries. I have done everything humanely possible to stop these theft of income based on fraud crimes. I seek to be treated the way anyone reading this would want to be treated. I seek due process rights enforced. I seek an end to the garnishment until at minimum ECMC’s standing is secured and evidence submitted substantiating the alleged debt is on the record. At present, there is no such evidence. I am being treated like a slave and resent it. My money has been criminally stolen from me in an organized crime fashion while authorities watch and have done nothing. This should not be happening. ECMC sent me the attached fraudulent documents and I expect them to be held accountable for their criminal possession of forged and fraud based usurious loan and court documents. Professional assistance is greatly needed to stop this terrorism embedded in the use of indisputable fraud and forgery, to exploit legal abuse victims, all advancing a documented and deadly conspiracy against rights. This matter can be resolved via review and ending the use of the forged and fraudulent ECMC documents, and or a hearing with forensic document examiners, expert witnesses and equal protection of the law. I should not be forced to court because of a deliberate denial of due process rights and equal protection of the law rights at this level. This type of treatment exemplifies past practices of slavery. The attached forgeries, lawless endorsements, and simulated fraud based judgment, must not be overlooked at this level. I seek what I am entitled to; stop the garnishment until a hearing is had. Please remove this matter from ECMC as they have defrauded and harmed me already. Thank you for your time in partaking in the anticipated advancement of America via equal rights enforcement. Again, thank you. Sincerely, Miriam Snyder PLEASE SEE THE COMPREHENSIVE AFFIDAVIT FILED WITH THE US DEPARTMENT OF EDUCATION DOCUMENTING ECMC CRIMINAL ACTIVITIES AND DOCUMENTS. THE US DEPARTMENT OF EDUCATION LAW DEPARTMENT WAS SUPPOSED TO STOP ECMC AND ORDER THE LOWER LEVELS NOT TO PARTAKE IN FURTHER ENFORCING THIS NON ENFORCEABLE ALLEGED DEBT BASED ON ECMC’S DEFRAUD DOCUMENTS. INSTEAD THE OPPOSITE OCCURRED. I WAS GARNISHED AS PART OF TOP DOWN ORGANIZED CRIME WHILE I DID EVERYTHING HUMANELY POSSIBLE TO STOP THESE CRIMES. PLEASE SEE: http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=window&viewMode =singlePage Attached 15 exhibits

EXHIBIT 1 SECOND REQUEST TO STOP GARNISHMENT AND REQUEST FOR HEARING MAILED OCTOBER 5, 2012

http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo w&viewMode=singlePage

EXHIBIT 2 TIMELY WITHIN 60 DAYS OF NOTICE, REQUEST FOR HEARING MAILED SEPTEMBER 24, 2012 4 PAGES

http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo w&viewMode=singlePage

EXHIBIT 3 US DEPARTMENT OF EDUCATION US MAIL RECEIPT REQUEST FOR HEARING BEFORE GARNISHMENT http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2012?mode=windo w&viewMode=singlePage

EXHIBIT 4

$16,694.97

(BLANK COPY OF THE EXHIBIT IS AVAILABLE)

FRUADULENT, NON -VALID, MISREPRESENTING, DECEITFUL, MALICIOUS, CRIMINAL SCHEME TO DEFRAUD AND EXTORT DEFAULT JUDGMENT WITH NO ATTORNEY CERTIFICATION OR SIGNATURE, NO COURT STAMP, NO COURT SEAL, NO MOTION OR AFFIDAVIT, THE COURTS ARE BEING USED TO TERRORIZE INNOCENT PEOPLE ECMC MR. BOYLE

US Code Section 1028: Fraud and related activity in connection with identification documents, authentication features, and information

190.45 - Possession of usurious loan records. 190.50 Unlawful collection practices. 190.55 Making a false statement of credit terms. 190.60 Scheme to defraud in the second degree. 190.65 - Scheme to defraud in the first degree. New York Laws: Penal : (185.00 185.15) Frauds On Creditors 185.05 - Fraud

http://law.justia.com/ newyork/codes/penal/ pen0190.65_190.65.h

involving a security

tml

interest.

175.20 - Tampering with public records in the second degree. 175.25 - Tampering with public records in the first degree. 175.30 - Offering a false instrument for filing in the second degree. 175.35 - Offering a false instrument for filing in the first degree

EXHIBIT 5 FRUADULENT, NON VALID, MISREPRESENTING, DECEITFUL, MALICIOUS, CRIMINAL SCHEME TO DEFRAUD AND EXTORT DEFAULT JUDGMENT PART 2 WITH NO COURT CLERK SEAL, NO CERTIFICATION OR SIGNATURE, NO COURT STAMP, NO MOTION OR AFFIDAVIT S 170.10 Forgery in the THE NYS COURTS ARE BEING second degree. USED AS A HOMELAND TERRORISM 2012

A person is guilty of forgery in the second degree when, with intent to defraud, deceive or injure another, he falsely makes, completes or alters a written instrument which is or purports to be, or which is

SATANIST’S/CRIMINAL’S HAVEN FOR: 18 USC 3130----3730 MONEY LAUNDERING 18 USC 1341 FRAUDS AND SWINDLES, 18 USC 1512 ENGAGING IN MISLEADING CONDUCT

calculated to

18 USC 1503 INTIMIDATE WITNESSES,

become or to represent if completed:

18 USC SEC 1509 IMPEDING DUE EXERCISE OF RIGHTS BY ATTEMPTING TO PREVENT, OBSTRUCT, IMPEDE, AND INTERFERE WITH SAME,

2. A public record, or an instrument filed or required or authorized by law to be filed in or with a public office or public servant; or 3. A written instrument officially issued or created by a public office, public servant or governmental instrumentality; _______________________

18 U.S.C. SEC. 1962 RACKETEERING BY CONDUCTING AN ONGOING ENTERPRISE OF BRIBERY, EXTORTION, OR THREATS OF SAME, 18 USC SEC 371 CONSPIRACY TO OFFEND AND DEFRAUD THE UNITED STATES 18 USC 1927 THROUGH 18 USC 1967 (RICO) RACKETEERING, INFLUENCE, CORRUPTION, ORGANIZATION ACT

US Code - Section 1028:

Fraud and related activity in connection with identification documents, authentication features, and information

18 USC 1960, 1901, 1905, 1911, 1952, 1956, 1957, 1961, 1962, 1963, 1964 (RICO) CIVIL RICO- CONTINUOS CRIMINAL ENTERPRISE ACT (CCE)

http://law.justia.com/new

U.S. CODE TITLE 10, INTERFERENCE WITH STATE AND FEDERAL LAWS 18 U.S.C. SEC. 2381 TREASON AGAINST THE AMERICAN PEOPLE BY LEVYING WAR AGAINST THEIR CONSTITUTION OR AIDING ITS ENEMIES, 18 USC 241 CONSPIRACY AGAINST RIGHTS OF SOVEREIGN, FREE, GOD CREATED, SPIRIT AND

SOUL BEINGS,

york/codes/penal/pen019 0.65_190.65.html

EXHIBIT 6 FORGED ECMC STUDENT LOAN BANK ENDORSEMENT I AFFIRM UNDER PENALTY OF PERJURY THAT, MIRIM SNYDER DID NOT SIGN, AUTHORIZE OR CONSENT TO THE BELOW PROMISSARY NOTE FORGED ENDORSEMENT THE BELOW IS CRIMINAL FORGERY AND COLLUSION BETWEEN ECMC BOYLE AND VOLPE DESPERATE SECURIZATION SCHEME TO DEFRAUD

170.00 Forgery; definitions of terms. 170.05 Forgery in the third degree.

Article 175 - OFFENSES INVOLVING FALSE WRITTEN

170.10 Forgery in the second degree.

STATEMENTS 175.00 -

170.15 Forgery in the first degree.

Definitions of terms. 175.05 -

170.20 Criminal possession of a

Falsifying business records in the second degree. 175.10 -

forged instrument in the third

Falsifying business records in the

degree.

first degree. 175.15 - Falsifying business records; defense.

170.25 Criminal possession of a

175.20 - Tampering with public

forged instrument in the second

records in the second degree.

degree

175.25 - Tampering with public records in the first degree.

"Complete written instrument"

175.30 - Offering a false

means one which purports to

instrument for filing in the second degree. 175.35 -

be a genuine written instrument

Offering a false instrument for

fully drawn with respect to

filing in the first degree. 175.40

every essential feature thereof.

- Issuing a false certificate. 175.45 - Issuing a false financial

An endorsement,

statement.

attestation, acknowledgment or other

Criminal usury in the second degree. 190.42 - Criminal usury in the first degree. 190.45 Possession of usurious loan records. 190.50 - Unlawful collection practices. 190.55 Making a false statement of credit terms. 190.60 - Scheme to defraud in the second degree. 190.65 - Scheme to defraud in the first degree. New York Laws: Penal : (185.00 - 185.15) Frauds On Creditors 185.05 - Fraud involving a

similar signature or statement is deemed both a complete

ROBO-STAMPED JOHN written VOLPE instrument in itself and a part

Article 190 OTHER FRAUDS

of the main instrument in which it is

190.23 - False personation. 190.25 contained or to which it Criminal impersonation attaches. in the second degree. 190.26 - Criminal impersonation in the first degree

security interest.

NO NOTARY â&#x20AC;&#x201C; REQUIRED FOR LEGAL ENDORSEMENT NO DATE OF ENDORSEMENT NO CORPORATE SEAL ROBO-STAMPED FORGED, UNAUTHORIZED SIGNATURE

EXHIBIT 7 FORGED PROMISSORY NOTE 170.00 Forgery; definitions of terms. 170.05 Forgery in the third degree. 170.10 Forgery in the second degree. 170.15 Forgery in the first degree. 170.20 Criminal possession of a forged instrument in the third degree. 170.25 Criminal possession of a forged instrument in the second degree "Complete written instrument" means one which purports to be a genuine written instrument fully drawn with respect to every essential feature thereof.

An endorsement,

attestation, acknowledgment or other

FORGED PROMISSORY NOTE NO NOTARY â&#x20AC;&#x201C; REQUIRED FOR LEGAL ENDORSEMENT NO DATE OF ENDORSEMENT NO CORPORATE SEAL ROBO-STAMPED FORGED, UNAUTHORIZED SIGNATURE

185.05 Fraud Involving A Security Interest; 190.40 - Criminal usury in the second degree. 190.42 - Criminal usury in the first degree. 190.45 - Possession of usurious loan records. 190.50 - Unlawful collection practices. 190.55 - Making a false statement of credit terms. 190.60 - Scheme to defraud in the second degree. 190.65 - Scheme to defraud in the first degree.

EXHIBIT 8 FORGED PROMISSORY NOTE 170.00 Forgery; definitions of terms. 170.05 Forgery in the third degree. 170.10 Forgery in the second degree. 170.15 Forgery in the first degree. 170.20 Criminal possession of a forged instrument in the third degree. 170.25 Criminal possession of a forged instrument in the second degree "Complete written instrument" means one which purports to be a genuine written instrument fully drawn with respect to every essential feature thereof.

An endorsement,

attestation,

acknowledgment or other

FORGED PROMISSORY NOTE NO NOTARY â&#x20AC;&#x201C; REQUIRED FOR LEGAL ENDORSEMENT NO DATE OF ENDORSEMENT NO CORPORATE SEAL ROBO-STAMPED- FORGED, UNAUTHORIZED SIGNATURE

FORGED/ALTERED/NON VALID/CRIMINAL PROMMISSORY NOTE EXHIBIT 9 170.00 Forgery; definitions of terms. 170.05 Forgery in the third degree. 170.10 Forgery in the second degree. 170.15 Forgery in the first degree. 170.20 Criminal possession of a forged instrument in the third degree. 170.25 Criminal possession of a forged instrument in the second degree "Complete written instrument" means one which purports to be a genuine written instrument fully drawn with respect to every essential feature thereof.

An endorsement, attestation,

acknowledgment or other

FORGED PROMISSORY NOTE NO NOTARY â&#x20AC;&#x201C; REQUIRED FOR LEGAL ENDORSEMENT NO DATE OF ENDORSEMENT NO CORPORATE SEAL ROBO-STAMPED- FORGED, UNAUTHORIZED SIGNATURE

EXHIBIT 10 FORGED PROMISSORY NOTE 170.00 Forgery; definitions of terms. 170.05 Forgery in the third degree. 170.10 Forgery in the second degree. 170.15 Forgery in the first degree. 170.20 Criminal possession of a forged instrument in the third degree. 170.25 Criminal possession of a forged instrument in the second degree "Complete written instrument" means one which purports to be a genuine written instrument fully drawn with respect to every essential feature thereof. An endorsement, attestation, acknowledgment or other

FORGED PROMISSORY NOTE NO NOTARY â&#x20AC;&#x201C; REQUIRED FOR LEGAL ENDORSEMENT NO DATE OF ENDORSEMENT NO CORPORATE SEAL ROBO-STAMPED- FORGED, UNAUTHORIZED SIGNATURE

185.05 Fraud Involving A Security Interest;

190.40 - Criminal usury in the second degree. 190.42 - Criminal usury in the first degree. 190.45 - Possession of usurious loan records. 190.50 - Unlawful collection practices. 190.55 - Making a false statement of credit terms. 190.60 - Scheme to defraud in the second degree. 190.65 - Scheme to defraud in the first degree.

EXHIBIT 11 FORGED PROMISSORY NOTE 170.00 Forgery; definitions of terms. 170.05 Forgery in the third degree. 170.10 Forgery in the second degree. 170.15 Forgery in the first degree. 170.20 Criminal possession of a forged instrument in the third degree. 170.25 Criminal possession of a forged instrument in the second degree "Complete written instrument" means one which purports to be a genuine written instrument fully drawn with respect to every essential feature thereof. An endorsement, attestation, acknowledgment or other

FORGED PROMISSORY NOTE NO NOTARY â&#x20AC;&#x201C; REQUIRED FOR LEGAL ENDORSEMENT NO DATE OF ENDORSEMENT NO CORPORATE SEAL ROBO-STAMPED- FORGED, UNAUTHORIZED SIGNATURE

EXHIBIT 12 SIGNED UNAUTHORIZED SIGNATURE LOAN DISCHARGE APPLICATION

EXHIBIT 13 SIGNED SEP 23, 2012 REQUEST FOR HEARING ( 2 PAGES)

EXHIBIT 14 ECONOMIC HARDSHIP DEFERRMENT REQUEST DUE TO DUE PROCESS DENIALS EMBEDDED IN THE CRIMINAL GARNISHMENT

EXHIBIT 15

3230 Cruger Avenue 6B Bronx, NY 10467 October 4, 2012 Attn: Social Security Hardship Refund and Hearing Branch Po Box 61735 Chicago, Illinois 60661-61735

Dear U.S Department of Education Hardship Hearing Representative: I write this additional letter seeking a hardship hearing and refund. Attached you will find the certified receipts dated September 24, 2012 with the request for hardship review and financial disclosure forms sent to multiple US Department of Education offices, including ECMC. I asked that this loan be returned to the original creditor as ECMC practices are criminal and malicious towards me. I cannot work with ECMC because of the attached fraud and the hostility they have demonstrated towards financially assassinating me without legal standing, cause or reason. ECMC is acting as a revenge for hire mafiosa entity stemming with sending me forged promissory notes and a fraudulent judgment, with no motion or affidavit. Please see the fraud judgment on the attached specifically, pages 22-23 and the forged promissory notes on pages 2429 and exhibit 23. I am being financially raped at the expense of fraud and I am being forced to entertain ECMCâ&#x20AC;&#x2122;s crimes and fictional administration via their unregulated Possession of usurious loan records .Please note that in good faith, I asked ECMC to validate their alleged student loan debt and they sent me multitudes of fraud as documented in the attached criminal report. Despite such, in the attached documents in Exhibit 21 you will find my: 1. Hearing Request 2. Unemployment and Undue Economic Hardship Forms Please note these forms were sent within the 60 day grace period from being notified and I was still maliciously garnished with no due process. In Exhibit 22, you will find the financial disclosure forms. I have attached with this the below documents that financially disclose undue hardship. 1. October 2012 Gas and Electricity Turn Off Notice and bill for $1,805.00 and a August 17, 2012 electricity shut off notice 25

2. Backed up rent for 6 years and Current Month to Month Lease for 1,000.00 a month. Please note I was blacklisted for the last 6 years and was criminally made unable to pay rent. But God! I owe the apartment owner Vernon Daniels past due rent for over 6 years, which is over $49,000.00. He chose to not to enjoin in this assassination plan. He refused to make me homeless as part of this murder plan. He is due backed rent money. Please see the attached past due rental bill for my apartment for $49, 821.84. I rent from the owner Mr. Daniels and his standing with the apartment has been jeopardized because of the undue hardship blacklisting I detail in the attached criminal report. The attached Social Security Earnings Record, exhibit 22 shows that I have been income blacklisted since 2007. I have had zero income since 2007 and this exemplifies undue economic hardship as I must repay all the people who helped me eat and live during that horrific multiple years of zero income. I believe I am a victim of ECMC discrimination and slavery practices because there is no rational reason for their use of usurious loan records to garnish me and there is no reason for their ongoing harassment and phone calls. I have asked them to keep everything in writing, cease phone calls, and they maliciously continue to harass me via phone calls. Up to yesterday October 4, 2012 ECMC called my phone despite stealing/garnishing my money based on a fraudulent judgment and forged promissory notes and being told to cease all phone calls and to keep all ECMC communications in writing. I have attached extensive documentation and expert testimony regarding the multiple income lynching’s inflicted in my life to induce me into poverty and undue economic hardship. Consequently ECMC’s criminal acts verify the assassination program components I have detailed. I believe I am entitled to some relief. Please stop the garnishment and please refund the money taken from me as I have documented and detailed indisputable inflicted undue economic hardship. Until ECMC is prosecuted, I need the garnishment to stop. Upon their prosecution, I seek loan discharge based on their fraud and forgeries. Consequently until the documented and attached ECMC student loan fraud and forgery crimes are stopped I may be forced to pay something. Consequently, under duress, I can pay a minimum of 20 dollars a month because the over 6 years of blacklisting/unemployment has destroyed my financial health. I have attached over 145 pages of documented income lynching’s and blacklisting’s inflicted on me and such exemplifies past, present and ongoing induced poverty and undue economic hardship programming and infiltrations. I am in an assassination program and ECMC was used to advance the induced poverty and undue economic hardship programming. 26

To this end, I respectfully request that this account be taken back from ECMC for their ongoing crimes, malice and hostility towards me, particularly for their sending to me forged and fraud bank and court documents. Please see In exhibit 25 A, I have attached the Department of Treasury letter dated July 25, 2012 notifying me of the garnishment possibility. I filed my request for hearing and hardship papers September 24 2012, which is within the 60 day period and I was still maliciously garnished and mad unable to eat. Please note I was forced to public assistance with a double Masterâ&#x20AC;&#x2122;s degree in education administration and in bilingual education because of the prioritization of this criminally insane income lynching and blacklisting program .I am criminally not allowed to work. I am income blacklisted. Please see exhibit 25, multiple jobs I got, received exemplary ratings, yet my income was lynched to induce economic hardship repetitiously. Because of these crimes, I was forced to receiving public assistance benefits up to September 2012 and sent the attached exhibit 22 and page 3 in exhibit 25A documenting such and was still garnished. I am in an induced poverty, induced undue economic hardship murder program and seek entities to not partake in this financial assassination. The crimes come from and are ordered from law departments. I am not being allowed to work or use my education since suing a union. Please see the multitudes of documents verifying such in exhibit 25. I am not being allowed to have income to survive. I am in an assassination program and ask this office to please stop the garnishment and refund monies taken due to the indisputable induced undue economic hardship files I have submitted. In summary I have not worked in over 6 years despite sending out millions of resume, being willing able, ready and wanting to work. Since these crimes were implemented I was forced to public assistance and just got off of it July 25, 2012 and was summons the garnishment on the same day as if someone is programming the system to keep me impoverished and unable to eat. I have no interest in government programs. I rather work and pay my bills. I am not given this opportunity. I have been made relentlessly, criminally and maliciously unable to work and earn meaningful income. The last 6 years of my life with zero income were deadly and exemplifies induced unwarranted, but real, undue economic hardship. In closing, I have attached the complete file I sent in to ECMC that was disregarded and such effectuated an unwarranted and malicious garnishment. Please the attached or the below link: 27

http://issuu.com/prayerwarriorsneeded/docs/student_loan_affidavit_with_exhibits_sep_20_2 012?mode=window&viewMode=singlePage Please stop the garnishment and refund the money taken from me so I can eat and pay some of my back dated bills. Please have the attached fraudulent judgment and forged promissory notes investigated as I am a victim of documented unauthorized student loan signatures and as such I am entitled to discharge. Please see pages 24- 29 and exhibit 23. Please remove ECMC from this matter as I take their crimes, assaults and harassment as dangerous. They have created a hostile environment. If an EEOC complaint is needed, against ECMC, please let me know. Until such investigations happen, please stop the garnishments based on the documented undue economic hardship and I will do whatever is needed to facilitate such. Thank you for your time, consideration, investigations, and professional assistance.

Sincerely,

Miriam Snyder