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LUXURY HOMES PG. 18-19
CHECK OUT THIS BEAUTIFUL WINTER GARDEN HOME! 105 DOE RUN DR | PG. 18
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TABLE OF CONTENTS A/C SERVICE AND REPAIR U.S.H.A.C Sunshine Air & Plumbing My AC Solution
HOME WARRANTY 4 8 2 99
APPLIANCE REPAIR Xpertise Appliance Repair Services Dryer Vent
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2-10 Home Warranty In & Out Professional Services
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Up and Coming Neighborhoods in Central Florida
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How to get the Best Mortgage Rate
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The Pros and Cons of Flipping a Home
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Law Offices of Barry L. Miller MORTGAGE LENDER
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CJPainting123 PEST CONTROL PLUMBING
CREDIT REPAIR SERVICES
Associated Piping Services 6
Rescore Your Life ELECTRICAL CONTRACTOR Apollo Electrical Services Sanford Carpet & Flooring AA Same Day Garage Door Services Inc.
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Homes For Sale
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East Coast Properties
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Luxury Listings
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Rental Homes and Condos
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Ready 2 Inspect LLC
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Elite Home Inspections
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ROOFING Compass Roofing Services SOLAR
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Brite Ray Solar
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TITLE COMPANY The Closing Agent
HOME RESTORATION Anys Home Restoration
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Commercial & Land
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BAA Inspections
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REAL ESTATE SERVICES
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HOME INSPECTIONS
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FLOORING GARAGE DOOR SERVICES
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GenNext Funding LLC
Sterling Pest Control 8
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Citizen’s Bank PAINTING SERVICES
COMMERCIAL & RESIDENTIAL CLEANING Solid Rock Cleaning Company
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LEGAL SERVICES
ARTICLES Buying instead of Renting in Florida 2022
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LAWN CARE
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HOME STAGING Systematic Home Staging
-Network with Associates & Clients -Network with Existing Members -Access to our Off ice Locations -Present at Company Meetings
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-Various Membership Levels -Color Magazine Ad -Strategic Retail Distribution -Internet Advertising
For more information, contact Tony Legakis, 321-594-0070, Premium Partners Recruiting or contact Adriana Nelson, Designer and Editor of Premium Properties Magazine Information contained herein deemed reliable, however not warranted or guaranteed. Equal housing opportunity. Member FAR.
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We are the NEXT GENERATION in home financing. NMLS: 1725955
Get Pre-Approved Today! Scan the QR Code To Learn More
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First Time Homebuyers Investment Second Homes Veterans
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Police & Fire Essential Workers Foreign Nationals And Much More!
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MADE READY TO TURN DREAMS INTO HOMES Citizens offers competitive interest rates, prequalifications and a variety of mortgage products.
Ed Powell NMLS ID #1451724 Mortgage Sales Manager 828-736-6190 ed.powell@citizensbank.com lo.citizensbank.com/epowell
Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). All loans are subject to approval. Equal Housing Lender. 1509050_HL21_EdPowell_LOAd
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BUYING INSTEAD OF RENTING IN FLORIDA 2022
2022 is here! Now that we are in a new year, we have so much ahead of us and the real estate market is constantly changing. Prices have gone up for homes due to the heavy competition, but so has rent due to inflation. Is your leasing contract about to end and you are not sure if you should buy or rent? Keep reading below and we will break down why buying a home now is your best option.
INTEREST RATES So one of the biggest changes has been interest rates. They are still fairly low compared to what it has been in previous years, meaning you would pay less over the life of the loan now then you would’ve in 2019. This is a huge incentive for getting a home in this time because according to real estate professionals, it won’t always be this low. Rates fluctuate just like the real estate market does, so get in there, and get the best rate possible for your future dream home.
RENT HAS GONE UP In addition to everyday things going up in price such as food and gas, rent prices have also gone up. In fact, this is the highest economic increase in price that economists have seen in the last few decades. Crazy, right? While there is controversy of whether or not these prices are here to stay, rent will continue to rise in Florida due to so many people relocating to the sunshine state. The monthly rent prices are currently just as expensive if not more expensive than the average mortgage! From lower interest rates to rent going up, now is the time to buy and start collecting equity on your home.
THE FREEDOM OF OWNING A HOME We get it, when you rent, it is less expensive to get in and doesn’t come with the responsibility of owning a home, but there are so many benefits that come from owning a home. For example, you have a lot more freedom in decorating your space and making it your own. You also have the freedom to invest in your property and make a profit out of it. From building an ADU in the backyard to renting out 1 room in the home, or maybe renting out the whole house when you’re on vacation, you have the freedom to do that when you own the home, and if done right, you can even invest enough money to pay the mortgage! A lot comes with owning your own home, but the best part is, it is yours, and the possibilities you can do with it and the land, are endless.
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THE MARKET IS GRADUALLY BALANCING OUT Although the market has been crazy since 2020, it generally fluctuates throughout the years and the market is more balanced today than it was a year and a half ago. We know that the thought of buying a home right now is intimidating with all the competition, but with the right real estate agent, the right mindset and patience, you can definitely find the right home for you!
PROGRAMS AVAILABLE Even though with down payments, closing costs and so much more when getting a home, it may not be as expensive as you think. There are so many programs out there that assist with down payment, and only require 3.5% down and so much more! Owning a home is doable, just make sure to save as much as possible.
Need some official home services? We encourage you to look at zurkel.com that offers local services rated the best in all of Florida! Any questions? Please feel free to reach out to us: Premium Properties Real Estate Services 564 N Semoran Blvd Orlando, FL 32807 Interested in buying, selling or renting? We are here to help! Call us (407) 380-2800 or visit PremiumProperties.com
- Adriana Nelson
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CHECK OUT OUR CENTRAL FLORIDA PROPERTIES
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SCAN ME
725 S RUSHING AVE
1427 CABOT DR
856 N ATMORE CIR
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Zurkel provides you with a smart set of tools to showcase your business and connect to your Central Florida community. Check it out at Zurkel.com
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John McLaughlin 2553 Park Drive Sanford - Florida - 32746 Cell: (407) 446-2133 Store: (407) 322-3241 John@SanfordCarpet.com www.SanfordCarpet.com
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CHECK OUT OUR EAST COAST PROPERTIES Check out our exclusive list of East Coast Properties on the market right now! BREVARDPREMIUMPROPERTIES.COM
Melbourne Beach 3830 South Highway A1A, Suite A5 Melbourne Beach, Fl 32951 (321-372-7046)
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333 W OSCEOLA LN W
160 S SHEPARD DR 2
Cocoa Beach 5675 N. Atlantic Ave. Suite 102 Cocoa Beach, Fl 32931 (321-613-4650)
SCAN ME
6500 FALCON WAY 19
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CHAD BORDNER, CPI
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UP AND COMING NEIGHBORHOODS IN CENTRAL FLORIDA
From people relocating from up north to escape the cold. to moving to America from other countries and so much more, there are so many people that are moving to Central Florida! If you are also thinking of relocating here, we want to inform you of all the up and coming neighborhoods in the area! Keep reading for more.
LAKE NONA This is a thriving suburb located just 20 minutes from Downtown Orlando. This area is not only modern and welcoming, but it has amazing schools, low crime rates, and popular local events. This is the perfect area to raise a family and be a part of one of the fastest growing areas. There is also tons of new construction, contemporary homes since this area is still greatly expanding and has amazing scenic walkways, great parks and tons of shopping and restaurant options. Places like the Nona Social and Laureate Park bring in locals and visitors alike!
THORNTON PARK This area is located in the heart of Orlando, right near Lake Eola and the downtown Orlando area. It is full of local bustling boutiques, modern restaurants and specialty shops. It also has great walking trails and tons of local events. If you’re into soccer, it is right near the Orlando city soccer stadium, and the local farmer’s market that is held on the weekend boosts local food, art and wellness. They are also known for amazing schools and luxury style condominiums.
THE MILK DISTRICT This area has a lot of culture, and boosts a strong music and arts atmosphere. Located just 5 minutes from downtown Orlando, it is in an amazing location. It is also right next to Plaza Live, the area’s oldest theatre, where they highlight local talent such as bands and underground artists. Most of the people that live in this area rent, and it has some cool vegan spots. Market on South is also a great farmers market here, full of local eateries and plants.
AUDUBON PARK This area is known for its nature, eateries, and local gardeners, bakers, etc. This area features Harry P. Leu Gardens, a great venue for walking the trails, hosting a wedding, or just to enjoy the flowers and butterfly garden. Most homes in this area are affordable bungalows. As you can see, there is alot of amazing opportunities and great living to experience here in Central Florida! Come on out and check out these areas, and if you decide to make your stay permanent in one of these areas, don’t forget to reach out to one of our amazing realtors to help you get in your new home!
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A BETTER WAY TO SELL
REAL ESTATE Since 1999
RESIDENTIAL PROPERTY MANAGEMENT COMMERCIAL BUSINESS BROKERAGE
NO FEES NO FRANCHISE FEES We don't charge a fee to use our name for your success. We know people buy from people. NO MONTHLY FEES Use our technology, office, signs, agent support, and so much more!
OUR SERVICES PRINT MARKETING: Postcards, Flyers, Business Cards, Personal Marketing Material, and so much more!
TECHNOLOGY: Matterport,Video Marketing, Social Media, Virtual Tours, Virtual Staging, Photography
Education: We are focused on staying up-to-date with everything real estate. Our mentors provide assistance from start to finish for your first 3 sales.
WE ARE LOOKING TO GROW & WE NEED YOU! We have been in the business for more than 20 years, so we know what agents need from their brokerage. We want agents to have resources available to 15 use whenever they needPREMIUM it! PARTNERS . 407-380-2800 . PremiumProperties.com
CALL US: TONY LEGAKIS (321) 594-0070 564 N Semoran Blvd Orlando, Fl 32807
HOW TO GET THE BEST MORTGAGE RATE
One thing we all want when buying a home is the best mortgage rate we can get. We get it. If you’re buying a house for the f irst time, you probably have no idea what the mortgage process looks like or how to even navigate getting the best rate you can get. Keep reading and we will walk you through how to do exactly that!
HOW MUCH HOUSE CAN YOU AFFORD Before even getting to the mortgage step, it is imperative to know how much of a mortgage you can actually afford. The last situation you would want to be in is not having the f inancial means to pay it every month. The way to do this is to really look at your expenses and then get pre-approved with a lender. This will give you a sneak peek into the loan amount you could get for your future mortgage.
GET A FIXED RATE MORTGAGE OR AN ADJUSTABLE RATE MORTGAGE? A f ixed rate mortgage is a mortgage option where the interest rate will stay the same for the life of the loan. An adjustable rate mortgage is when the interest rate changes over time. The adjustable rate option usually has low introductory fees, but that will increase after that fee ends. Make sure you do your research on the pros and cons of both options so that you make the right decisions for you!
GET OTHER OPINIONS Don’t just get one, shop around for loans. Different mortgage lenders offer different rates, so you want to see what’s out there so that you have options. Luckily, if you apply for multiple in a certain time period, your credit will factor that you’re shopping around and it won’t effect it too much.
ELIGIBLE FOR ANY SPECIAL PROGRAMS? Are you a f irst time homebuyer? Did you serve in the military? Are you a teacher? If any of these apply to you there is a special program for you so that you can get down payment assistance (or even no money down in some cases) to go towards closing on your home.
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Even if you are looking at homes in a rural area, there is a special program for that too! Talk to your realtor to f ind out what you can qualify for so that you can save as much money as possible and get into your new home!
CLOSING COSTS AND DOWN PAYMENTS There are so many fees that go into closing on a home (and a lot of paperwork). A part of what will determine how much your down payment and closing costs are will vary depending on if you qualified for a special program (like the ones we discussed above), your credit, if the seller is willing to cover closing costs, and much more. Typically they will be a certain percentage of the purchase price depending on the loan that you get. For example, an FHA loan is a popular option, especially for first time homebuyers and those with lower credit scores because it is easier to qualify for. This loan only requires 3% down. Just like everything else, make sure you do your research and get an amazing real estate agent to help you every step of the way! A home is the biggest purchase you’ll likely do in your lifetime. Getting the best mortgage rate will require some work and talking to multiple people, but it doesn’t have to be hard. Once you have the right realtor representing you, they will work with you to reach your mortgage goals.
-Adriana Nelson
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PREMIUM PROPERTIES LUXURY HOMES 6986 PHILLIPS RESERVE CT, ORLANDO, FL 32819 5 Bedrm | 4/1 Bath | 3,859 Sq Ft O5992513 | $1,195,000
Amazing location home in the Heart of Dr. Phillips walking distance to Universal, shopping Centers and all major attractions. Oversized backyard and covered Heated Pool and Spa Fenced backyard covered with Bamboo Trees and built Fire Pit over $100,000 upgrades after Originally built. There is a Coal burning Sauna with Private bathroom.
OZAN CIFCI
Direct: 407-782-4866 ozancifci@yahoo.com
145 DOE RUN DR, WINTER GARDEN, FL 34787 4 Bedrm | 4 Bath |4,356 SqFt O5992519 | $619,900
Come see this Beautiful move-in Ready home. 2 Master Suites plus a Loft and a Bonus room. Kitchen has 2 pantries & Corian counters. New Roof and 2 New AC units in 2019. Sits on an Oversized Conservation lot with plans for Pool.
LASHON REID Direct 561-307-6501 lreid.sells@gmail.com
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PREMIUM PROPERTIES LUXURY HOMES 340 HAMMOCK OAK CIR, DEBARY, FL 32713 4 Bedrm | 3 Bath | 3,059 Sq Ft O5964601 | $669,000
6790 BAY SHORE DRIVE, SAINT CLOUD, FL 34771 5 Bedrm | 3/1 Bath | 3,012 Sq Ft O5991498 | $750,000
Over 3,000 sq. ft. home which exhibit’s a refine elegance surely to influence any buyer. Upon entering, you will find architectural characteristics that were carefully selected. The foyer and formal rooms seamlessly flow under soaring 12’ tray & coffered ceilings, and an abundance of natural light. The gourmet kitchen features custom wood cabinetry.
You deserve to enjoy this spacious 5 bedroom 3.5 baths home located on a bit of Florida paradise. The home is very open and inviting. It boasts a guest suite of two bedrooms with a private bath. Many new updates such as new ceiling fans, new doors & interior trim, new lighting, new under sink filtration system, new whole house water filter softener system, and more!
JACOB EASON
Direct: 352-360-3494 jacob.eason.realtor@gmail.com
CINDY LEE MOORE Direct: 407-922-7355 cindyleem2@gmail.com
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CHECK OUT OUR LAND & COMMERCIAL PROPERTIES
SCAN ME
Concord Rd.
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Westbrock Rd.
2039 N 6th St
Check out our listings at: PremiumOrlandoProperties.com Also, check out our Commercial Property Site: CommercialPropertyOrlando.com
SCAN ME
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THE PROS AND CONS OF FLIPPING A HOME
More and more people are investing in real estate. Not only does real estate present the opportunity to own a home, but you can make a lot of money off of it too! Many people flip homes for a living and love doing it. Looking to invest in real estate yourself? Here we will outline the pros and cons of flipping homes as another source of income.
THE PROS MAKE A QUICK PROFIT The good thing about flipping homes is that you can flip and make a lump some of cash in a short amount of time, if done right. There will probably be times where there are many renovations to f inish and it ends up being a project that takes longer than anticipated but with more simple flips and less complicated renovations, this is a great pro that encourages people to get into it. LEARN MORE ABOUT REAL ESTATE AND THE PROCESS OF FLIPPING Of course, since you’re in the business and actively experiencing the process, you will learn so much about flipping homes and real estate in general. You’ll learn the terms, know the steps to do it eff icently, and know who to call for what issues. This insight will make you a better flipper and in turn, can make you more and cost you less. BETTER UNDERSTANDING OF THE LOCAL MARKET Before you purchase a property, you should always do some market research to make sure that you are making a good business decision. How much repair does it need? Are there similar homes on the market that will cost you less to spruce up? Is it decently priced? Understanding the local market will help you answer all of these questions (and don’t forget to conf ide in your real estate agent for these answers as well). But also, ask your realtor for helpful resources to learn and empower yourself throughout the process so that you will feel more conf ident in your purchase decisions. INCREASE YOUR NETWORK Just like we stated before, when you’re in the business, you will learn who to call for what issues. A list of some of the people that you will add to your network are local realtors, contractors, inspectors, lawyers, other investors, etc. It is vital that you network in any business, especially ones where you cannot get the job done without these professionals on hand.
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Also, at the end of the day, one of the biggest pluses is having that pride and conf idence that you can envision creating more value in a home and achieve the level of f inancial returns that you can when flipping real estate.
THE CONS UNANTICIPATED EXPENSES Sure, you can make a grand budgeting plan, do everything by the book and even splurge on some things, and STILL have unanticipated costs and go overbudget. From things like building permits and maybe having to negotiate some things monetarily with the seller, and so much more, a lot of little things can eat into your bottom line, so make sure to budget for more than what you anticipate to offset some of the unexpected costs. TAX INCREASES So you revamp the home, put in new appliances, and make it look like it’s a new construction property. Because of this, the city can increase property taxes on that home, making it just a little bit harder to sell to the next person, or if you have to pay it yourself. The other thing is, you’ll have to pay capital gains tax on all of your property investments, but you can however, postpone it with a 1031-exchange. Make sure you do your research on tax laws and incentives for investors and house flippers. STRESS Just like anything you do for a living (or even part time), there is always the potential for stress. In this business, you will stress about f inding the right property. With so many factors that go into making a good business investment, it can wear on you. There is also stress involved when you anticipate the costs, and the process itself. This includes making sure things come to life for your vision, to dealing with all the people involved, to f inding the right buyer when it is all said and done. Make sure to have self-care in the process, plan accordingly, and get the right team to decrease moments of stress as much as possible. HOLDING COSTS The longer you hold the home, the more it costs you. Even with renovations, you still have to pay the mortgage, taxes, maintenance, etc. The longer you own it, the more it eats into prof it, so work eff iciently and renovate and sell as soon as possible! -Adriana Nelson
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CHECK OUT OUR RENTAL PROPERTIES
SCAN ME
987 Benjamin Trail
We have a great list of not only From Downtown Orlando commercial properties, but also to Kissimmee tobuild Eustis, we have residential lots to your dream homes all over Central Florida! homes! Scan the QR Code below to see our most Check out the link below or up-to-date list of available rental scan the QR code! properties!
14448 Huntcliff Park Way
333 Little Springs Lane
Check out our move-in ready rentals: PremiumRentalMgmt.com If you’re interested in renting your home through us, learn more about our services here: PremiumRentalMgmt.com/Property-Owners
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8 LOCATIONS SERVING CENTRAL FLORIDA AND THE SURROUNDING AREAS Main Off ice: 564 N. Semoran Blvd., Orlando, FL 32807 Lake Mary: 4227 W. Lake Mary Blvd., Lake Mary, FL 32746 Lake Nona: 10645 Narcoossee Rd., Orlando, FL 32832 Cocoa Beach: 5675 N. Atlantic Ave. # 102, Cocoa Beach, FL 32931 Melbourne Beach: 3830 South Highway A1A, Suite A5 Melbourne Beach, FL 32951 Seminole Towne Center: 200 Towne Center Cir, Sanford, FL 32771 Dr. Phillips: 7521 W Sand Lake Rd., Orlando FL 32819 Altamonte Mall: 451 E Altamonte Dr. Altamonte Springs, FL 32701
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