COVERAGE CORNER
ENJOY MY GREAT OUTDOORS By Kevin C. Amrhein, CIC For all the terrors unleased by COVID-19, there are silver-linings. As evidence, take the often-reported quantifiable investment spikes in wellness/personal care. Similarly, another commonly referenced “upside” to the pandemic is society’s booming interest in outdoor activities. As tourist-dependent cities and the travel industry that services them experienced massive declines in traffic, expenditures on recreational activities and equipment have risen. If you’ve searched online for an ideal spot to take the family glamping (or
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for you traditional-types, camping), you may have stumbled across Hipcamp.com, yet another tech platform designed to capitalize on society’s shifting interest to peer-topeer economics. Think Airbnb but for property owners looking for renters to stay on their property – such as a vacant lot, backyard, farm, or pasture – for a daily fee. Renters may come in the form of a camper/RV or as individuals with gear. It’s an interesting idea. But this is a column about insurance, so without further ado … MARCH 2021
“Just What in the H#ll Are They Doing Out There?” Unapproved use of firearms. Unsupervised fires. Improper disposal of waste. Dogs – whether allowed via the rental agreement or not – that attack resident animals. Property damage. Booze. These and many other risks should concern owners. Should any act result in a claim, there might be insurance. Or there might not be. Let’s dive in:
