Our Business Model

PrivateInvest Capital Partnership.

PrivateInvest is not a transactional based business. We like recurrent revenue and recurrent business. Our capital partnership platform for select borrowers establishes repeat business and we become their capital partner. The borrowers focus on project delivery, and we focus on funding and structuring their finance. Credit knowledge is enhanced, which further mitigates risk, and the future pipeline of loans is understood becoming recurrent business. This becomes scalable for all parties.

This equally applies to our capital origination. With over 50% of our investors investing with us more than once. We like sticky money!

Too often fund managers scale their business and continue to source larger institutional capital cheques – loans increase in size and investors that supported the business, initially fall away. PrivateInvest is striving to take our investors on the full journey. This is one of reasons we stay in the “unloved sector” of loans in the range of $3 million to $25 million. Our investment business model is producing above industry average risk-adjusted returns and combines the best of large and small-sized financial service providers to deliver a personalised service to both investors and borrowers.

Since inception, PrivateInvest spent the first two years developing the non-bank lending business model and grew it methodically. This involved building the right team which have an impressive experience and skillset.

Shareholders of the Investment and Facility Manager invested significantly, providing seed funding for the Fund and established the PrivateInvest Wholesale Funding Line of Credit. It is now ready to scale in a measured way based on a solid established platform.

We invite you to become part of the increasing market share in the non-bank lending sector. As we grow in scale, the strategic objective for PrivateInvest is to maintain our BIG ENOUGH. SMALL ENOUGH. market position. PrivateInvest does not have to be the “biggest in town”, just strive to be the best in class and sector. Our objective is to be an optimum business model. The definition of “optimum“ is: best, most likely to bring success or advantage. This benefits all stakeholders.