CENTRAL | OKLAHOMA | VOL. 3
Your ace in the hole.
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FE ATURES 4
Luxury Living Ideas
16
Senior Living
35 Countdown to Retirement 39 Exciting Travel Destinations
TOURNAMENT SCHEDULES
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22
PGA Tournaments
26
LPGA Tournaments
28
Grand Slam Tennis Tournaments - US Open
30
Grand Slam Tennis Tournaments - French
32
Grand Slam Tennis Tournaments - Australian
34
Grand Slam Tennis Tournaments - Wimbledon
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Recommended Service Directory
4
FPO
We’ll help show you the way to financial security. No map necessary.
Contact me to make a plan that lets you focus on being good at life. Sundy Corbin Agent, New York Life Insurance Company 3030 NW Expressway, Suite 1800 Oklahoma City, OK 73112 Cell: 405-821-9447 scorbin@nyl.com https://www.newyorklife.com/agent/scorbin SMRU1710429 (Exp.07/30/2020) Š2020 New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010
Insure. Prepare. Retire.
CENTRAL | OKLAHOMA | VOL. 3
LUXURY
LIVING IDE AS OPEN FLOOR PLANS
A Luxurious home is not just well appointed, it is one where the amenities allow you to feel spoiled. Pools, saunas, in-home gyms, backyard tennis courts, game rooms, and wine cellars are a few things that come to mind.
With a new decade comes new interior design trends, so there is no better time than now to update the home. Not that trends like white kitchens and accent walls will disappear entirely but there will be an evolution and individuality and creativity will reign. Unique pieces will be important as well as unusual materials with an emphasis on environmental sustainability. People want their homes to make them happy and to reflect their personalities. They are also thinking more long term and buying more for quality as they become more ecologically conscious.
(... continued on page 6)
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CENTRAL | OKLAHOMA | VOL. 3
WALL COLORS Simple changes can make a big impact and paint is one of the simplest. 2020 appears to be the year for colored walls, ceilings and even cabinetry. We will be seeing fewer white walls and lots more color. Pantone picks classic blue as the color of 2020 while Sherwin-Williams picks navy. Benjamin Moore has chosen a soft rosy pinkish color. The theme for all three is the creation of a relaxing environment.
WALLPAPER Wallpaper is also making a comeback, particularly for powder rooms and foyers. With wallpaper of every style, from bold, modern statements to subtle classics, don’t be surprised to see wallpaper used more frequently on ceilings, not just in the bathroom. Expect to see large scale patterns, bold colors and even metallic accents, that best displays the homeonwers style and personality.
(... continued on page 8)
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CENTRAL | OKLAHOMA | VOL. 3
KITCHENS With the trend toward open floor plans, the kitchen has become an extension of the main living space, encouraging interaction and entertainment. This trend supports a casual yet connected lifestyle as well as informal dining.
IN-HOME CABINETRY AND APPLIANCES People are experimenting with colorful cabinetry and appliances and even two-toned cabinetry. Counter islands for seating are essential with this design as they increase the intimacy of the kitchen. LED lighting, big sinks, stainless steel appliances are still in.
(... continued on page 12)
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CENTRAL | OKLAHOMA | VOL. 3
ACCENT PIECES Accent pieces are an easy way to update the homes dĂŠcor. People want to connect with nature in their homes by adding plants, handmade items, natural materials, and original artwork. The big story for 2020 is anything goes if it is done right and reflects the homeowners individuality.
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CENTRAL | OKLAHOMA | VOL. 3
r o i n e S
g n i v i L
RETIRE WITHOUT CHANGING YOUR LIFESTYLE
Senior Independent Living is a hot topic these days considering our aging population of healthy vibrant older people. These communities are often the best option for active adults over 55 who want a built-in sense of community and privacy. Meant for people with few medical needs or assistance requirements, they offer an opportunity to live amongst other active seniors either in apartments, cottages, villas or even small homes such as in the 55 plus communities. Independent living community staff take care of the grounds and common areas and housekeeping may be an option as well. The mission of independent senior living is an active social, fun-filled community where residents can relax and enjoy life.
AMENITIES While residents live independently, most communities offer amenities, activities and services. Amenities differ from one type of independent living to another. Often, recreational centers or clubhouses are available on-site to offer opportunities to connect with peers and participate in community activities such as continuing education classes, movie nights, holiday gatherings, card games etc.. (... continued on page 18) 16
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CENTRAL | OKLAHOMA | VOL. 3
Activities: They may also offer amenities such as a swimming pool, fitness center, tennis courts, golf course or other clubs. Other services may include on-site spas, beauty and barber salons, housekeeping and laundry services as well as transportation services. Dining: Some offer menu plans where a certain number of meals are included for shared dining as well as the option of in-home meal preparation.
WHAT TO CONSIDER The reasons to move to senior independent living are many and varied. Some people want less responsibility for maintaining a home and love the conveniences offered. Others move in for purely social reasons and in order to expand their circle of friends. Sometimes it is a good option for snow-birds who don’t want the responsibility of maintaining two homes. Some things to consider before making the leap to senior independent living are the state of one’s health, both physically and mentally, the right location so as to maintain the support system you have and the financial implications of any move.
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Senior Independent Living is a great option for many older adults who want to maintain their independence while minimizing their responsibilities for a private home. If considering a senior independent living situation, it is important to plan ahead and give yourself time and space to cope with change. Ultimately, it can make life easier and more fun in retirement.
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2020 PGA TOURNAMENT SCHEDULE
* Schedule subject to change
DATES
TOURNAMENT
DEFENDING CHAMPION
JAN 2 - 5
Sentry Tournament of Champions
Justin Thomas
JAN 9 - 12
Sony Open in Hawaii
Cameron Smith
JAN 16 - 19
Desert Classic
Andrew Landry
JAN 23 - 26
Farmers Insurance Open
Marc Leishman
JAN 30 - FEB 2
Waste Management Phoenix Open
Webb Simpson
FEB 6 - 9
AT&T Pebble Beach Pro-Am
Nick Taylor
FEB 13 - 16
The Genesis Invitational
Adam Scott
FEB 20 - 23
Puerto Rico Open
Viktor Hovland
FEB 20 - 23
World Golf Championships-Mexico Championship
Patrick Reed
FEB 27 - MAR 1
The Honda Classic
Sungjae Im
MAR 5 - 8
Arnold Palmer Invitational presented by Mastercard
Tyrrell Hatton
MAR 12 - 15
THE PLAYERS Championship
Rory McIlroy
MAR 19 - 22
Valspar Championship
Paul Casey
MAR 26 - 29
World Golf Championships-Dell Technologies Match Play
Kevin Kisner
APR 2 - 5
Valero Texas Open
Corey Conners
APR 23 - 26
[ CANCELED ]
Zurich Classic of New Orleans TPC Louisiana, Avondale, LA
$1,051,200
APR 30 - MAY 3
Wells Fargo Championship
Max Homa
MAY 7 - 10
AT&T Byron Nelson
Sung Kang
MAY 17
TaylorMade Driving Relief
MAY 24
Capital One’s The Match: Champions for Charity
JUN 11 - 14
Charles Schwab Challenge
Kevin Na
JUN 11 - 14
RBC Canadian Open
Rory McIlroy
JUN 18 - 21
[ ORIG Apr 16-19 ]
RBC Heritage Harbour Town GL, Hilton Head, SC
$1,242,000
JUN 25 - 28
Travelers Championship
Chez Reavie
JUL 2 - 5
Rocket Mortgage Classic
Nate Lashley
JUL 9 - 12
John Deere Classic
Dylan Frittelli
JUL 9 - 12
Tournament TBD
JUL 16 - 19
Barbasol Championship
[ CANCELED ] [ CANCELED ] [ CANCELED ] [ CANCELED ]
[ CANCELED ] [ CANCELED ]
[ ORIG May 21-24 ] [ CANCELED ]
[ ORIG May 28-31 ] [ CANCELED ]
[ CANCELED ]
Plantation Course, Kapalua, Maui, HI Waialae CC, Honolulu, HI Stadium Course, La Quinta, CA
Torrey Pines GC (South), San Diego, CA TPC Scottsdale, Scottsdale, AZ
Pebble Beach GL, Pebble Beach, CA Riviera CC, Pacific Palisades, CA Coco Beach Golf & CC, Rio Grande, PUR Club de Golf Chapultepec, Mexico City, MEX
PGA National (Champion), Palm Beach Gardens, FL Bay Hill Club & Lodge, Orlando, FL
TPC Sawgrass, Ponte Vedra Beach, FL Innisbrook Resort (Copperhead), Palm Harbor, FL Austin Country Club, Austin, TX
TPC San Antonio - AT&T Oaks, San Antonio, TX
Quail Hollow Club, Charlotte, NC Trinity Forest Golf Club, Dallas, TX
$1,340,000 $1,188,000 $1,206,000 $1,350,000 $1,314,000 $1,404,000 $1,674,000 $540,000
$1,820,000 $1,260,000 $1,674,000 $2,250,000 $1,206,000 $1,745,000 $1,350,000
R. Palmer / J. Rahm
$1,422,000 $1,422,000
Seminole Golf Club, Juno Beach, FL Medalist Golf Club, Hobe Sound, FL Colonial CC, Fort Worth, TX
St. George’s G&CC, Toronto, ON, CAN
TPC River Highlands, Cromwell, CT Detroit Golf Club, Detroit, MI TPC Deere Run, Silvis, IL
Keene Trace Golf Club, Nicholasville, KY
$1,314,000 $1,368,000 C.T. Pan
$1,296,000 $1,314,000 $1,080,000
Jim Herman
$630,000
(. . .continued on page 24) 22
2020 PGA TOURNAMENT SCHEDULE DATES
TOURNAMENT
DEFENDING CHAMPION
JUL 16 - 19
The Memorial Tournament presented by Nationwide
Patrick Cantlay
JUL 16 - 19
The Open Championship
Shane Lowry
JUL 23 - 26
3M Open
Matthew Wolff
JUL 30 - AUG 2
World Golf Championships - Fed Ex St. Jude Invitational
Brooks Koepka
JUL 30 - AUG 2
Barracuda Championship
Collin Morikawa
JUL 30 - AUG 2
Olympic Men’s Golf Competition
Justin Rose
AUG 6 - 9
PGA Championship
Brooks Koepka
AUG 13 - 16
Wyndham Championship
J.T. Poston
AUG 20 - 23
THE NORTHERN TRUST
Patrick Reed
AUG 27 - 30
BMW Championship
Justin Thomas
SEP 4 - 7
TOUR Championship
Rory McIlroy
SEP 10 - 13
Safeway Open
Cameron Champ
SEP 17 - 20
U.S. Open
Gary Woodland
SEP 25 - 27
Ryder Cup
Whistling Straits, Hokler, WI
EUROPE
SEP 24 - 27
Corales Puntacana Resort & Club Championship
Graeme McDowell
OCT 1 - 4
Sanderson Farms Championship
Sebastian Munoz
OCT 8 - 11
Shriners Hospitals for Children Open
Kevin Na
OCT 15 - 18
The CJ Cup @ Nine Bridges
Justin Thomas
OCT 22 - 25
Zozo Championship
Tiger Woods
OCT 29 - NOV 1
World Golf Championships - HSBC Championship
Rory McIlroy
OCT 29 - NOV 1
Bermuda Championship
Brendon Todd
NOV 5-8
Houston Open
Lanto Griffin
NOV 12 - 15
Masters Tournament
Tiger Woods
NOV 19 - 22
The RSM Classic
Tyler Duncan
DEC 3 - 6
Mayakoba Golf Classic
Brendon Todd
DEC 3 - 6
Hero World Challenge
Henrik Stenson
DEC 11 - 13
QBE Shootout
Rory Sabbatini, Kevin Tway
[ ORIG Jun 4-7 ] [ CANCELED ]
[ ORIG Jul 2-5 ]
[ ORIG Jul 2-5 ] [ POSTPONED ]
[ ORIG May 14-17 ] [ ORIG Aug 6-9 ] [ ORIG Aug 13-16 ] [ ORIG Aug 20-23 ] [ ORIG Aug 27-30 ]
[ ORIG Jun 18-21 ]
[ ORIG Mar 26-29 ]
[ ORIG Apr 9-12 ]
24
* Schedule subject to change
Muirfield Village GC, Dublin, OH
Royal St. George’s GC, Sandwich, Kent, ENG TPC Twin Cities, Blaine, MN TPC Southwind, Memphis, TN
Tahoe Mt. Club (Old Greenwood), Truckee, CA Kasumigaseki Country Club, Saitama, JPN TPC Harding Park, San Francisco, CA Sedgefield CC, Greensboro, NC TPC Boston, Norton, MA
Olympia Fields CC (North), Olympia Fields, IL East Lake GC, Atlanta, GA Silverado Resort and Spa North, Napa, CA Winged Foot GC, Mamaroneck, NY
Corales Golf Club, Punta Cana, DOM CC of Jackson, Jackson, MS
TPC Summerlin, Las Vegas, NV Nine Bridges, Jeju Island, KOR
Accordia Golf Narashino CC, Chiba, JPN Sheshan Int’l GC, Shanghai, CHN
Port Royal GC, Southampton, BER Memorial Park Golf Course, Houston, TX Augusta National GC, Augusta, GA Sea Island Resort (Seaside), Sea Island, GA El Camaleon GC, Playa del Carmen, MEX Albany, New Providence, BAH Tiburon GC, Naples, FL
$1,638,000 $1,935,000 $1,152,000
$1,745,000 $630,000
$1,980,000 $1,116,000 $1,665,000 $1,665,000
$1,188,000 $2,250,000
$540,000
$1,188,000 $1,260,000 $1,755,000 $1,755,000 $1,745,000 $540,000
$1,350,000 $2,070,000 $1,188,000 $1,296,000 $1,000,000 $435,000
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2020 LPGA TOURNAMENT SCHEDULE DATES MAR 26 - 29
[POSTPONED]
APR 2 - APR 5
[POSTPONED]
APR 15 - 18
[POSTPONED]
APR 23 - 26
[POSTPONED]
APR 30 - MAY 3 [POSTPONED]
MAY 14 - 17
[POSTPONED]
MAY 21 - 24
[CANCELED]
MAY 29 - 31
[POSTPONED]
JUN 4 - 7
[POSTPONED]
JUL 15 - 18
[CANCELED]
JUL 23 - 26 AUG 6 - 9 AUG 13 - 16 AUG 20 - 23 AUG 27-30
[CANCELED]
AUG 28 - 30
[ORIG Jun 19-21]
SEP 3 - SEP 6 SEP 10-13
[ORIG Apr 2-5]
SEP 17 - 20
[ORIG Sep 10-13]
SEP 24 - 27
[ORIG Mar 26-29]
OCT 1 - 4
[CANCELED]
OCT 2 - 4
[ORIG May 29-31]
OCT 8 - 11
[ORIG Jun 25-28]
OCT 15 - 18 OCT 22 - 25 OCT 29 - NOV 1 NOV 6 - 8 NOV 19 - 22
[ORIG May 14-17]
DEC 3 - 6 DEC 10 - 13
[ORIG Jun 4-7]
DEC 17 - 20
26
TOURNAMENT
Kia Classic Aviara GC, Carlsbad, CA 92009 ANA Inspiration Mission Hills CC, Rancho Mirage, CA 92270 LOTTE Championship Ko Olina GC, Oahu, HI 96707 Hugel-Air Premia LA Open Wilshire CC, Los Angeles, CA 90004 LPGA MEDIHEAL Championship Lake Merced GC, Daly City, CA 94015 Pelican Women’s Championship presented by DEX Imaging Pure Silk Championship Kingsmill Resort, Williamsburg, VA 23185 ShopRite LPGA Classic Presented by Acer presented by Acer U.S. Women’s Open Championship conducted by the USGA Dow Great Lakes Bay Invitational Midland CC, Midland, MI 48642 Marathon Classic Highland Meadows GC, Sylvania, OH 43560 The Evian Championship Evian Resort GC, 74500 Evian-les-Bains, France Aberdeen Standard Investments Ladies Scottish Open The Renaissance Club, North Berwick, Scotland EH39 5HS AIG Women’s British Open Royal Troon Golf Club, Troon, Scotland UL International Crown Centurion Club, St. Albans, England Walmart NW Arkansas Championship Pinnacle CC, Rogers, AR 72758 CP Women’s Open Magna Golf Club, Ontario, Canada L4G 7C3 ANA Inspiration Mission Hills CC, Rancho Mirage, CA 92270 Cambia Portland Classic Columbia Edgewater CC, Portland, OR 97211 Kia Classic Aviara GC, Carlsbad, CA 92009 Meijer LPGA Classic For Simply Give Blythefield CC, Grand Rapids, MI 49305 ShopRite LPGA Classic Presented by Acer Galloway, NJ KPMG Women’s PGA Championship Aronimink Golf Club, Pennsylvania Buick LPGA Shanghai
Shanghai Qizhong Garden GC, Minhang District, Shanghai, China
BMW Ladies Championship LPGA International Busan, South Korea Swinging Skirts LPGA Taiwan Championship TOTO Japan Classic Seta Golf Course-North, Shiga, Japan Pelican Women’s Championship presented by DEX Imaging Volunteers of America Classic Old American GC, The Colony, TX 75056 U.S. Women’s Open Championship conducted by the USGA CME Group Tour Championship Ritz Carlton Golf Resort-Tiburon GC, Naples, FL 34109
* Schedule subject to change PURSE
DEFENDING CHAMPION
$1,800,000
(Nasa Hataoka)
$3,100,000
(Jin Young Ko)
$2,000,000
(Brooke Henderson)
$1,500,000
(Minjee Lee)
$1,800,000
(Sei Young Kim)
$1,750,000
(Inaugural Year)
$1,300,000
(Bronte Law)
$1,750,000
(Lexi Thompson)
$5,500,000
(Jeonguen Lee6)
$2,300,000
(Cydney Clanton) (Jasmine Suwannapura)
$1,850,000
(Sei Young Kim)
$4,100,000
(Jin Young Ko)
$1,500,000
(Mi Jung Hur)
$4,500,000*
(Hinako Shibuno)
$1,600,000
(Team Korea)
$2,000,000
(Sung Hyun Park)
$2,350,000
(Jin Young Ko)
$3,100,000
(Jin Young Ko)
$1,300,000
(Hannah Green)
$1,800,000
(Nasa Hataoka)
$2,300,000
(Brooke Henderson)
$1,750,000
(Lexi Thompson)
$4,300,000
(Hannah Green)
$2,100,000
(Danielle Kang)
$2,000,000
(Inaugural Year)
$2,200,000
(Nelly Korda)
$1,500,000
(Nasa Hataoka)
$1,750,000
(Inaugural Year)
$1,400,000
(Cheyenne Knight)
$5,500,000
(Jeonguen Lee6)
$5,000,000
(Lexi Thompson)
27
2020 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
SESSION
28
DATE
SCHEDULE
PLAY START
MATCHES
1
Mon 31 Aug
Day
11:00 AM
Men’s / Women’s R1
2
Mon 31 Aug
Night
7:00 PM
Men’s / Women’s R1
3
Tue 1 Sep
Day
11:00 AM
Men’s / Women’s R1
4
Tue 1 Sep
Night
7:00 PM
Men’s / Women’s R1
5
Wed 2 Sep
Day
11:00 AM
Men’s / Women’s R2
6
Wed 2 Sep
Night
7:00 PM
Men’s / Women’s R2
7
Thu 3 Sep
Day
11:00 AM
Men’s / Women’s R2
8
Thu 3 Sep
Night
7:00 PM
Men’s / Women’s R2
9
Fri 4 Sep
Day
11:00 AM
Men’s / Women’s R3
10
Fri 4 Sep
Night
7:00 PM
Men’s / Women’s R3
11
Sat 5 Sep
Day
11:00 AM
Men’s / Women’s R3
12
Sat 5 Sep
Night
7:00 PM
Men’s / Women’s R3
13
Sun 6 Sep
Day
11:00 AM
Men’s / Women’s Round of 16
14
Sun 6 Sep
Night
7:00 PM
Men’s / Women’s Round of 16
15
Mon 7 Sep
Day
11:00 AM
Men’s / Women’s Round of 16
16
Mon 7 Sep
Night
7:00 PM
Men’s / Women’s Round of 16
17
Tue 8 Sep
Day
11:00 AM
Men’s / Women’s Quarterfinals
18
Tue 8 Sep
Night
7:00 PM
Men’s / Women’s Quarterfinals
19
Wed 9 Sep
Day
11:00 AM
Men’s / Women’s Quarterfinals
20
Wed 9 Sep
Night
7:00 PM
Men’s / Women’s Quarterfinals
21
Thu 10 Sep
Night
7:00 PM
Women’s Semifinals
22
Fri 11 Sep
Day
12:00 PM
Men’s Semifinals
23
Sat 12 Sep
Day
12:00 PM
Women’s Final
24
Sun 13 Sep
Day
1:00 PM
Men’s Final
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2020 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
DATE
30
PLAY START
SESSION
MON SEPT 21
11:00 AM
Qualifying - Mens Singles
TUE SEPT 22
11:00 AM
Qualifying - Ladies / Mens Singles
WED SEPT 23
11:00 AM
Qualifying - Ladies / Mens Singles
THU SEPT 24
11:00 AM
Qualifying - Ladies / Mens Singles
FRI SEPT 25
11:00 AM
Qualifying - Ladies / Mens Singles
SAT SEPT 26
11:00 AM
Charity Day - Exhibition Matches
SUN SEPT 27
11:00 AM
1st Round - Ladies / Mens Singles
MON SEPT 28
10:30 AM
1st Round - Ladies / Mens Singles
TUES SEPT 29
10:30 AM
1st Round - Ladies / Mens Singles 1st Round - Mens Doubles
WED SEPT 30
10:30 AM
2nd Round - Ladies / Mens Singles 1st Round - Ladies / Mens & Mixed Doubles
THU OCT 1
10:30 AM
2nd Round - Ladies / Mens Singles 1st Round Ladies & Mixed Doubles 2nd Round Mens Doubles
FRI OCT 2
10:30 AM
3rd Round - Ladies / Mens Singles 2nd Round - Ladies / Mens Doubles 1st Round - Mixed Doubles
SAT OCT 3
10:30 AM
3rd Round - Ladies / Mens Singles 2nd Round - Ladies & Mixed Doubles 3rd Round - Mens Doubles
Sun Oct 4
10:30 AM
4th Round - Ladies / Mens Singles 3rd Round - Ladies / Mens Doubles 2nd Round Mixed 1st Round Juniors Singles
MON OCT 5
10:30 AM
4th Round - Ladies / Mens Singles Qtr Finals - Mens & Mixed Doubles 3rd Round - Ladies Doubles 1st & 2nd Round - Juniors Singles, 1st Round Juniors Doubles
TUES OCT 6
10:30 AM
Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies / Mens / Mixed Doubles 2nd Round - Juniors Singles, 1st & 2nd Round - Juniors Doubles
WED OCT 7
10:30 AM
Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies Doubles Semi Finals - Mixed Doubles 3rd Round - Juniors Singles, 2nd Round Juniors Doubles
THU OCT 8
10:30 AM
Day - Finals - Mixed Doubles, Evening - Semi Finals - Ladies Singles Semi Finals - Mens Doubles Qtr Finals - Juniors Singles & Doubles
FRI OCT 9
10:30 AM
Day / Evening - Semi Finals - Mens Singles Semi Finals - Ladies Doubles Semi Finals - Juniors Singles & Doubles
SAT OCT 10
10:30 AM
Day - Finals - Mens Doubles Evening - Finals - Ladies Singles Finals - Juniors Singles & Doubles
SUN OCT 11
10:30 AM
Day - Finals - Ladies Doubles Evening - Finals - Mens Singles
31
2021 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
Date
Session
Wed - Fri 1/13-15
Rod Laver
Margaret Court
Outside Courts
11:00am
11:00am
10:00am
Sat / Sun 1/16-17 Mon 1/18 Tue 1/19 Wed 1/20 Thu 1/21 Fri 1/22 Sat 1/23 Sun 1/24 Mon 1/25 Tue 1/26 Wed 1/27 Thu 1/28 Fri 1/29 Sat 1/30 Sun 1/31
32
Featured Matches Qualifying Rounds
NO PLAY Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am –
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
1st round 1st round 2nd round 2nd round 3rd round 3rd round 4th round 4th round Quarterfinals Quarterfinals
Day
11:00am
11:00am
11:00am
Women’s Semifinals
Night
7:00pm
–
–
1st Men’s Semifinals
Twilight
3:00pm
4:00 pm
3:00pm
2nd Men’s Semifinals
–
–
–
–
Twilight
11:00am
7:30pm
11:15am
–
–
–
–
Twilight
2:00pm
4:00pm
no play
–
–
–
–
Women’s Finals Men’s Finals
33
2021 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
PLEASE NOTE: The Main Board of the All England Club (AELTC) and the Committee of Management of The Championships have decided to cancel the 2020 Wimbledon Championships due to COVID-19 and a concern for public health. The 2021 Wimbledon Championships will take place from June 28 – July 11, 2021.
DATE
34
PLAY START
SESSION
Mon Jun 28
11:00 AM
First Round
Tues Jun 29
11:00 AM
First Round
Wed Jun 30
11:00 AM
Second Round
Thu Jul 1
11:00 AM
Second Round
Fri Jul 2
11:00 AM
Third Round
Sat Jul 3
11:00 AM
Third Round
Sun Jul 4
–
Mon Jul 5
11:00 AM
Round of 16
Tue Jul 6
11:00 AM
Womens Quarterfinals
Wed Jul 7
11:00 AM
Mens Quarterfinals
Thu Jul 8
11:00 AM
Womens Semifinals
Fri Jul 9
11:00 AM
Mens Semifinals
Sat Jul 10
11:00 AM
Womens Finals
Sun Jul 11
11:00 AM
Mens Finals
No Play
CENTRAL | OKLAHOMA | VOL. 3
The Countdown
To Retirement
M oney See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement
is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less.
• .Do a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point.
• .Don’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.
S ave
the easy way
If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.
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Pad your nest egg If you already have healthy savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account.
•
Why do it You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement. If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.
Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt.
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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds; a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age. Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.) • Series I inflation-protected savings bonds (sold at treasurydirect.gov)
Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. .Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.
• Why do it: Only about half of workers cruise their way to a planned, voluntary
retirement; the rest of us exit prematurely, often as a result of job loss or burnout. But you still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.
• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.
• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin.com/ learning and get online access to thousands of business, creative and technology courses for $30 per month. Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html
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RECOMMENDED SERVICE DIRECTORY
ATTORNEYS Wyatt Law Office..................................23
EQUESTRIAN CENTER Cadence Equestrian Center................29
AUTO DEALERSHIP Allstar Motors.......................................27
FAMILY ACTIVITIES Cadence Equestrian Center................29
AUTO REPAIR Richards Car Care................................13
FINANCIAL SERVICES Cowan Financial Services LLC.............10
BANK Oklahoma State Bank........ Front Inside Cover
GYM We Rock the Spectrum Kids Gym.......10
BREWERY & TAP ROOM Elk Valley Brewing Company..............25
INSURANCE CPC Insurance........................................ 1
CIVIL ENGINEERING Cedar Creek Inc....................................25
INVISIBLE FENCE Invisible Fence of Oklahoma City.......31
COMMUNITY ORGANIZATION YWCA Oklahoma City...........................29
IT SERVICES NvYA Technology LLC................ Back Cover
COUNSELING Wyatt Group Counseling............... 20-21
KIDS ACTIVITIES Cadence Equestrian Center................29
CREDIT UNION Credit Union One of Oklahoma.........17
LIFE INSURANCE Sundy Corbin- New York Insurance Company................................................. 3
CRIMINAL DEFENSE Wyatt Law Office..................................23 CUSTOM HOMES Richardson homes LLC........................33 DOG TRAINING Buddys Dog School Inc........................31 EMPLOYMENT LAW Ward Glass Attorneys............................ 7
LONG TERM CARE INSURANCE Sundy Corbin- New York Insurance Company................................................. 3 MEDICAL MALPRACTICE Ward Glass Attorneys............................ 7 MEDICARE SUPPLEMENTS Sundy Corbin- New York Insurance Company................................................. 3
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T R E N D I N G L O C AT I O N S F O R A G R E AT VA C AT I O N
EXCITING TRAVEL
Destinations To avoid the crowds of mass tourism, consider travel into pristine natural environments and indigenous cultural communities. Below are just a few interesting suggestions.
1. Cuba: Although most people are particularly interested in Havana for its classic cars, Cuban culture and colonial architecture, there is so much more to see on this Caribbean island. Leave the city to explore the majestic mountains, tropical jungles, national parks, and nature reserves, which offer a diverse array of wildlife. 2. Cape Verde: The archipelago of Cape Verde, off the west coast of Africa, includes 10 islands and offers a diverse variety of ecosystems. Eastern islands are flat and barren while those in the west include cloud-capped mountains and volcanic cones. There are high cliffs, black-sand beaches, wind-sculpted landscapes with forest-covered hills in the island’s interiors. Cape Verde is listed as one of the top ten Ethical Destinations due to its commitment to clean energy, human rights, conservation and cultural preservation. 3. Botswana: Over the last 50 years, Botswana has prioritized conservation and the protection of its wildlife with the establishment of the Moremi Nature Reserve in 1963, resulting in amazing attractions for animal lovers. Explore (... continued on page 41)
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RECOMMENDED SERVICE DIRECTORY
NONPROFIT American Red Cross...............................................................................................19 Central Oklahoma Habitat for Humaity...............................................................11 PAIN MANAGEMENT Oklahoma Pain Center...........................................................................................15 Oklahoma Pain Treatment Centers......................................................................29 PET ADOPTION Because of You Chihuahua Rescue......................................................................31 PHARMACY Oklahoma Specialty Pharmacy..............................................................................15 PRIVATE SCHOOL Bishop McGuinness Catholic High School.............................................................5 RISK MANAGEMENT Bridge RM................................................................................................................27 SHEET METAL Redland Sheet Metal................................................................................................9 SUBSTANCE ABUSE TREAMENT & NEUROFEEDBACK Wyatt Group Counseling.................................................................................. 20-21 THEATRE Carpenter Square Theatre.....................................................................................10 TRIAL ATTORNEYS Ward Glass Attorneys...............................................................................................7 WOMEN’S EMPOWERMENT YWCA Oklahoma City..............................................................................................29
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the Okavango Delta via canoe, view the 120,000 elephants in Chobe National Park and a traditional Big 5 safari experience at Moremi. While you are in Botswana, try to include a visit to Victoria Falls, one of the seven natural wonders of the world where you can canoe with the elephants, swim in Devil’s Pool and hike the Batoka Gorge.
tered around the 4th century ruins of a Roman Palace complex. Croatia’s beaches are busy in the summer and the island of Hvar is known for its yachts and celebrities. There is also Plitvice Lakes National Park known for its turquoise lakes and dramatic waterfalls.
4. Croatia: For a small country, there is much to experience and explore including ten UNESCO World Heritage Sites. Encompassing more than a thousand islands in the Adriatic Sea, the major coastal city of Dubrovnik is known for its massive 16th century walls encircling an Old Town with Gothic and Renaissance buildings. The town of Split is cen41
