Connecticut 5

INTERIOR DESIGN IDEAS

After the last eighteen months, many people are now seriously considering updating their homes - creating new spaces, changing color schemes, furniture and even artwork. It’s become clear that home décor has an impact on emotions and well-being.

An emphasis on natural light, good ventilation, and biophilic (connection with nature) design have gained in popularity. This is accomplished with the use of indoor plants, skylights, and open indoor-outdoor floorplans. Another noted concern is on climate change; many are now considering sustainability and which materials are best to use for the health of our planet.

Homeowners want spaces that reflect their personalities, interests, hobbies, and history. Outdoor spaces are being treated as integral parts of the home, creating additional rooms to expand a family’s living and entertainment spaces. Stylish furniture is being chosen to be compatible with the indoor space.

Vintage and antique furniture are also making a comeback due to the widespread interest in sustainability. Lamps are important, not just for lighting, but also as art or a statement piece.

The styles of the 70’s have made a resurgence, but with a twist. More muted and earthy tones have replaced bright orange, along with rounded furniture and multiple patterned fabrics.

CHOOSING COLORS IS AN IMPORTANT ELEMENT FOR THE DESIGN OF ANY HOME.

This year Pantone has named “Very Peri” its color of the year. “Very Peri” is a bold blue with violet-red undertones, often called periwinkle. Periwinkle represents serenity and calmness as well as vibrancy and excitement.

According to Pantone, “Veri Peri”

helps us embrace this altered landscape of possibilities, opening us up to a new vision as we re-write our lives: rekindling gratitude for some of the qualities that blue represents complemented by a new perspective that resonates today, Very Peri places the future ahead in a new light.

These are transformative times and “Very Peri is a symbol of the global zeitgeist of the moment and the transition we are going through.”

Expect to see Very Peri in many different shades and uses. It can be used as an accent color for pillows, glassware, accent chairs, area rugs or art.

Or one can try periwinkle patterned wallpaper to create excitement on walls, ceilings or even cabinets.

Etsy has named Emerald Green their color of the year. It is a reminder of nature and works well on walls, bedding, pillows, and art.

Other paint companies have chosen a more neutral color palettethis year in the belief that calm is needed after the uncertainty of the last two years. Either way, bright cheerful colors are sometimes exactly what we need.

TIME TO

It is time to start thinking about traveling again. Why not go somewhere historic and fun. Learn about Incan civilization at Machu Picchu in Peru or Mayan civilization in Mexico.

MACHU PICCHU PERU

Machu Picchu, or the lost city as it is often referred to, is a bucketlist type of destination. As a world heritage site and one of the new Seven Wonders of the world, it is often considered to be the most spectacular urban creation of the Incan civilization.

It was built as a sacred site around 1430 by the 9th Incan king without

the use of mortar. The stonework for the buildings is so well put together that there are no gaps in the joins. Instead, stones were cut to fit together. The stones can weigh as much as 50 tons and were transported without wheels. Rather, they were pushed up the hill by hundreds of men.

Visit the semi-circular Temple of the Sun which is built around an enormous boulder. See the Temple of the Moon and its

ceremonial shrine built into a cave with niches that most likely held mummies. There is also a museum which explains how and why Machu Picchu was built. Located 8000 feet above sea level and deep in the tropical forest, it offers amazing architecture, incredible scenery and an abundance of unusual flora and fauna.

There are 2 ways to arrive at Machu Picchu. One can travel by train from either Cusco or the Sacred Valley. Cusco is the easiest and the voyage takes 3.5 hours along the Urubamba River in the Sacred Valley. There is a hotel on site with a restaurant as well as luxury hotels in Cusco. Cusco is filled with historic sites from Incan and colonial times as well as restaurants, shopping and people watching.

YUCATAN PENINSULA MEXICO

Along the Yucatan Peninsula, there are many historic sites built by the ancient Mayan people. One of the most popular is Tulum which is a well-preserved 13th century walled city situated on tall cliffs overlooking the Caribbean Sea. It is easily accessed from Cancun. Visit El Castillo, the temple of the Frescoes and the Temple of the

Descending God or explore the underground caverns of LabnaHa Eco Park and consider snorkeling in the caves of Cenote Dos Ojos.

A day trip from Tulum takes you to the city of Chichen Itza, another of the new Seven Wonders of the World. It is one of the largest and best preserved architectural sites in the world. There are many ancient Mayan structures including the famous El Castillo pyramid which dominates the center of the site. It is 98 feet tall. There is also an ancient

sports arena, the Osario Pyramid and the Temple of the Warriors. The city was built over centuries going back as far as 600 ad and grew until the 1600’s when it was conquered by the Spanish.

Along with the historic sites on the Yucatan Peninsula, there are wonderful places to stayCancun for a city feel and Playa del Carmen for a small-town vibe and there is no shortage of allinclusive beach resorts.

Identity theft is when someone uses your personal or financial information without your permission. They might steal your name and address, credit card or bank account numbers, Social Security number or medical insurance account numbers. The information could then be used to make purchases, get new cards in your name, open a phone, electricity, or gas account, or even steal your tax refund or medical benefits

No one wants to be the subject of identity theft. If it happens to you, there are steps you can take, and the government is there to help at Identitytheft.com.

The important thing is to take all the necessary steps to prevent it.

Keep your financial records, Social Security and Medicare cards and any other documents that have personal information in a secure place. If getting rid of them, be sure to shred them.

Do not give out your Social Security number other than to the IRS, your bank, and your employ er without asking why they need it. If they have a valid reason, try offering just the last 4 digits.

If you are logging in to an online account, use a strong pass word.

Do not give your personal in formation to someone who calls, emails, or texts you. They could be a scammer trying to steal your information.

In addition to taking steps to protect your information, there are things to do to detect identity theft.

Track what bills you owe and when they are due. If you stop getting a bill, that could be a sign someone changed your address or other information

Review your bills for charges that don’t belong to you

Check your bank account for withdrawals not made by you

Get and review your credit reports, as accounts you don’t recognize could be a sign of identity theft.

Many companies sell identity theft protection services that may include credit monitoring, identity monitoring, identity recovery services, and identity theft insurance. These services may be offered by your bank or credit union, credit card provider, employer’s benefits program, or insurance company. Also, there are credit monitoring services like Equifax, Experian, and TransUnion that offer these services as well.

Identity monitoring services may notify you of a change of address request, court or arrest records, orders for new utility, cable or wire services, application for a payday loan, information on websites that sell stolen identity information.

Most will not notify you if someone uses your information to file a tax return and collect your refund, get Medicare benefits, get Medicaid benefits, get welfare benefits, claim Social Security benefits, or even claim unemployment benefits.

If you discover that someone is misusing your personal information visit:

www .I dent I ty t heft . gov

Courtesy of Federal Trade Commission

TOURNAMENT SCHEDULE

DATES

JAN 6 - 9, 2022

JAN 13 - 16, 2022

JAN 20 - 23, 2022

JAN 27 - 30, 2022

FEB 3 - 6, 2022

FEB 10 - 13, 2022

FEB 17 - 20, 2022

FEB 24 - 27, 2022

MAR 3 - 6, 2022

MAR 3 - 6, 2022

MAR 10 - 13, 2022

MAR 17 - 20, 2022

MAR 23 - 27, 2022

MAR 24 - 27, 2022

MAR 31 - APR 3, 2022

APR 7 - 10, 2022

APR 14 - 17, 2022

APR 21 - 24, 2022

APR 28 - MAY 1, 2022

MAY 5 - 8, 2022

TOURNAMENT

Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI

Sony Open in Hawaii Waialae Country Club, Honolulu, HI

The American Express PGA WEST (Stadium), La Quinta, CA

Farmers Insurance Open Torrey Pines (South), San Diego, CA

AT&T Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA

Waste Management Phoenix Open TPC Scottsdale, Scottsdale, AZ

The Genesis Invitational

The Riviera Country Club, Pacific Palisades, CA

The Honda Classic PGA National (Champion), Palm Beach Gardens, FL

Puerto Rico Open Grand Reserve Country Club, Rio Grande, PUR

* Schedule subject to change

DEFENDING CHAMPION

Harris English $1,340,000

Kevin Na $1,188,000

Si Woo Kim $1,206,000

Patrick Reed $1,350,000

Daniel Berger $1,404,000

Brooks Koepka $1,314,000

Max Homa $1,674,000

Matt Jones $1,260,000

Branden Grace $540,000

Arnold Palmer Invitational presented by Mastercard Bay Hill Club & Lodge, Orlando, FL Bryson DeChambeau $1,674,000

THE PLAYERS Championship TPC Sawgrass, Ponte Vedra Beach, FL

Valspar Championship Innisbrook Resort (Copperhead), Palm Harbor, FL

World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX

Corales Puntacana Resort & Club Championship Corales Golf Course, Punta Cana, DOM

Valero Texas Open TPC San Antonio (Oaks Course), San Antonio, TX

Masters Tournament Augusta National Golf Club, Augusta, GA

RBC Heritage Harbour Town Golf Links, Hilton Head, SC

Zurich Classic of New Orleans TPC Louisiana, Avondale, LA

Mexico Championship

Wells Fargo Championship TPC Potomac at Avenel Farm, Potomac, MD

Justin Thomas $2,700,000

Sam Burns $1,242,000

Billy Horschel $1,820,000

Joel Dahmen $540,000

Jordan Spieth $1,386,000

Hideki Matsuyama $2,070,000

Stewart Cink $1,278,000

M. Leishman / C. Smith $1,069,300

Rory McIlroy $1,458,000

DATES

MAY 12 - 15, 2022

TOURNAMENT SCHEDULE

TOURNAMENT

AT&T Byron Nelson TPC Craig Ranch, McKinney, TX

MAY 19 - 22, 2022

MAY 26 - 29, 2022

JUN 2 - 5, 2022

JUN 9 - 12, 2022

JUN 16 - 19, 2022

JUN 23 - 26, 2022

JUN 30 - JUL 3, 2022

JUL 7 - 10, 2022

JUL 7 - 10, 2022

JUL 14 - 17, 2022

JUL 14 - 17, 2022

JUL 21 - 24, 2022

JUL 28 - 31, 2022

AUG 4 - 7, 2022

AUG 11 - 14, 2022

AUG 18 - 21, 2022

AUG 25 - 28, 2022

PGA Championship Southern Hills CC, Tulsa, OK

Charles Schwab Challenge Colonial Country Club, Fort Worth, TX

the Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH

RBC Canadian Open St. George's G&CC, Toronto, ON, CAN

U.S. Open The Country Club, ,

Travelers Championship TPC River Highlands, Cromwell, CT

John Deere Classic TPC Deere Run, Silvis, IL

Barbasol Championship Keene Trace Golf Club, Nicholasville, KY

Genesis Scottish Open

Barracuda Championship Tahoe Mt. Club (Old Greenwood), Truckee, CA

The Open Championship St. Andrews Links (Old Course), Fife, SCO

3M Open TPC Twin Cities, Blaine, MN

Rocket Mortgage Classic Detroit Golf Club, Detroit, MI

Wyndham Championship Sedgefield Country Club, Greensboro, NC

FedEx St. Jude Championship TPC Southwind, Memphis, TN

BMW Championship Wilmington Country Club, Wilmington, DE

TOUR Championship East Lake Golf Club, Atlanta, GA

Schedule subject to change

DEFENDING CHAMPION

K.H. Lee $1,458,000

Phil Mickelson $2,160,000

Jason Kokrak $1,350,000

Patrick Cantlay $1,674,000

Rory McIlroy $1,368,000

Jon Rahm $2,250,000

Harris English $1,332,000

Lucas Glover $1,116,000

Seamus Power $630,000

Erik van Rooyen $630,000

Collin Morikawa $2,070,000

Cameron Champ $1,188,000

Cam Davis $1,350,000

Kevin Kisner $1,152,000

Dustin Johnson $1,710,000

Jon Rahm $1,710,000

Dustin Johnson

2022 LPGA

TOURNAMENT SCHEDULE

* Schedule subject to change

** Purse subject to change

DATES TOURNAMENT PURSE

Jan. 20-23

Jan. 27-30

Feb. 4-6 / 11-13

March 3-6

March 10-13

March 24-27

March 31 - April 3

April 13-16

April 21-24

April 28 - May 1

May 12-15

May 25-29

June 2-5

June 10-12

June 16-19

June 23-26

July 13-16

July 21-24

July 28-31

Hilton Grand Vacations Tournament of Champions Lake Nona G. and C.C., Orlando, Florida $1.2M

Gainbridge LPGA at Boca Rio Boca Rio G.C., Boca Raton, Florida $2M

LPGA Drive On Championship Florida location to be announced $1.5M

HSBC Women's World Championship Sentosa G.C., Singapore $1.7M

Honda LPGA Thailand Siam C.C., Pattaya, Chonburi, Thailand $1.6M

JTBC Classic presented by Barbasol Aviara G.C., Carlsbad, California $1.5M

The Chevron Championship Mission Hills C.C., Rancho Mirage, California $5M

LOTTE Championship Hawaii location to be announced $2M

JTBC LA Open Wilshire C.C., Los Angeles, California $1.5M

JTBC Championship at Palos Verdes Palos Verdes G.C., Palos Verdes Estates, California $1.5M

Cognizant Founders Cup New Jersey location to be announced $3M

Bank of Hope LPGA Match-Play Hosted by Shadow Creek Shadow Creek, Las Vegas, Nevada $1.5M

U.S. Women's Open Pine Needles Lodge and G.C., Southern Pines, North Carolina $5.5M**

ShopRite LPGA Classic presented by Acer Seaview, A Dolce Hotel (Bay Course), Galloway, New Jersey $1.75M

Meijer LPGA Classic for Simply Give Blythefield C.C., Grand Rapids, Michigan $2.5M

KPMG Women's PGA Championship Congressional C.C., Bethesda, Maryland $4.5M

Dow Great Lakes Bay Invitational Midland C.C., Midland, Michigan $2.5M

Amundi Evian Championship Evian Resort G.C., Evian-les-Bains, France $4.5M

Trust Golf Women's Scottish Open Dundonald Links, Ayrshire, Scotland $2M

AIG Women's Open Muirfield, East Lothian, Scotland $6.8M Aug. 11-14

Aug. 4-7

ISPS Handa World Invitational Galgorme Castle G.C., and Massereene G.C., Antrim, Northern Ireland $1.5M Aug. 25-28

CP Women's Open Ottawa Hunt and G.C., Ottawa, Ontario, Canada $2.35M Sept. 1-4

Dana Open presented by Marathon Highland Meadows G.C., Sylvania, Ohio $1.75M Sept. 8-11

Kroger Queen City Championship presented by P&G Kenwood Country Club, Cincinnati, Ohio $1.75M Sept. 15-18

Portland Classic Oregon location to be announced $1.4M Sept. 23-25

Walmart NW Arkansas Championship presented by P&G Pinnacle Country Club, Rogers, Arkansas $2.3M Sept. 29 - Oct. 2

Oct. 6-9

Oct. 13-16

Volunteers of America Classic Old American G.C., The Colony, Texas $1.5M

LPGA MEDIHEAL Championship

The Saticoy Club, Somis, California $1.8M

Buick LPGA Shanghai Qizhong Garden G.C., Shanghai, People's Republic of China $2.1M

BMW Ladies Championship Korean location to be announced $2M Oct. 27-30

Oct. 20-23

Taiwan Swinging Skirts LPGA Miramar G.C., New Taipei City, Chinese Taipei $2.2M Nov. 3-6

TOTO Japan Classic Seta Golf Course, Shiga, Japan $2M Nov. 10-13

Pelican Women's Championship Pelican G.C., Belleair, Florida $2M Nov. 17-20

CME Group Tour Championship Tiburon G.C., Naples, Florida $7M

SESSIONDATE

1

2022 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change ** Start Times Listed in EST

SCHEDULE PLAY START MATCHES

Sun 29 Aug Day 11.00am Men’s / Women’s 1st Round

2 Sun 29 Aug Night 7.00pm Men’s / Women’s 1st Round

3 Mon 30 Aug Day 11.00am Men’s / Women’s 1st Round

4 Mon 30 Aug Night 7.00pm Men’s / Women’s 1st Round

5

Tue 31 Aug Day 11.00am Men’s / Women’s 2nd Round

6

Tue 31 Aug Night 7.00pm Men’s / Women’s 2nd Round

7

Wed 1 Sep Day 11.00am Men’s / Women’s 2nd Round

8 Wed 1 Sep Night 7.00pm Men’s / Women’s 2nd Round

9

Thu 2 Sep Day 11.00am Men’s / Women’s 3rd Round

10 Thu 2 Sep Night 7.00pm Men’s / Women’s 3rd Round

11

12

Fri 3 Sep Day 11.00am Men’s / Women’s 3rd Round

Fri 3 Sep Night 7.00pm Men’s / Women’s 3rd Round

13 Sat 4 Sep Day 11.00am Men’s / Women’s Round of 16

14 Sat 4 Sep Night 7.00pm Men’s / Women’s Round of 16

15 Sun 5 Sep Day 11.00am Men’s / Women’s Round of 16 16 Sun 5 Sep Night 7.00pm Men’s / Women’s Round of 16 17 Mon 6 Sep Day 12.00pm Men’s / Women’s Quarterfinals 18 Mon 6 Sep Night 7.00pm Men’s / Women’s Quarterfinals 19

Tue 7 Sep Day 12.00pm Men’s / Women’s Quarterfinals 20

Tue 7 Sep Night 7.00pm Men’s / Women’s Quarterfinals 21 Wed 8 Sep Day 12.00pm

Women’s Semifinals Men’s / Women’s Doubles Semifinals 22

Thu 9 Sep Day 12.00pm

Men’s / Mixed Doubles Finals Men’s Semifinal 1 23

Thu 9 Sep Night 7.00pm Men’s Semifinal 2 24 Fri 10 Sep Day 12:00 PM

Mixed / Men’s Doubles Finals Women’s Final 25 Sat 11 Sep Day 1:00 PM

Men's Final Women’s Doubles Final

GRAND SLAM

TOURNAMENT SCHEDULE

DATE PLAY START SESSION

MAY 22 - SUN Day - 11:00 AM1st Round

MAY 23 - MONDay - 11:00 AM 1st Round

MAY 23 - MONEvening - 9:00 PM 1st Round

MAY 24 - TUE Day - 11:00 AM 1st Round

MAY 24 - TUEEvening - 9:00 PM 1st Round

MAY 25 - WEDDay - 11:00 AM 2nd Round

MAY 25 - WEDEvening - 9:00 PM 2nd Round

MAY 26 - THU Day - 11:00 AM 2nd Round

MAY 26 - THUEvening - 9:00 PM 2nd Round

MAY 27 - FRI Day - 11:00 AM 3rd Round

MAY 27 - FRI Evening - 9:00 PM 3rd Round

MAY 28 - SAT Day - 11:00 AM 3rd Round

MAY 28 - SATEvening - 9:00 PM 3rd Round

MAY 29 - SUN Day - 11:00 AM 4th Round

MAY 29 - SUNEvening - 9:00 PM 4th Round

MAY 30 - MONDay - 11:00 AM 4th Round

MAY 30 - MONEvening - 9:00 PM 4th Round

MAY 31 - TUE Day - 12:00 PM Quarterfinals

MAY 31 - TUEEvening - 5:00 PM Quarterfinals

JUN 01 - WED Day - 12:00 PM Quarterfinals

JUN 01 - WEDEvening - 9:00 PM Quarterfinals

JUN 02 - THU Day - 2:00 PM Semifinals

JUN 03 - FRI Day - 3:00 PM Semifinals

JUN 04 - SAT Day - 3:00 PM

Women's Singles Final, Men's Doubles Final

JUN 05 - SUN Day - 3:00 PMMen's Singles Final

Session Date

TOURNAMENT SCHEDULE

TimeFeatured Matches

1Mon,January17,202211:00AMMen'sandWomen's1stRound

2Mon,January17,20227:00PMMen'sandWomen's1stRound

3Tue,January18,202211:00AMMen'sandWomen's1stRound

4Tue,January18,20227:00PMMen'sandWomen's1stRound

5Wed,January19,202211:00AMMen'sandWomen's2ndRound

6Wed,January19,20227:00PMMen'sandWomen's2ndRound

7Thu,January20,202211:00AMMen'sandWomen's2ndRound

8Thu,January20,20227:00PMMen'sandWomen's2ndRound

9Fri,January21,202211:00AMMen'sandWomen's3rdRound

10Fri,January21,20227:00PMMen'sandWomen's3rdRound

11Sat,January22,202211:00AMMen'sandWomen's3rdRound

12Sat,January22,20227:00PMMen'sandWomen's3rdRound

13Sun,January23,202211:00AMMen'sandWomen's4thRound

14Sun,January23,20227:00PMMen'sandWomen's4thRound

15Mon,January24,202211:00AMMen'sandWomen's4thRound

16Mon,January24,20227:00PMMen'sandWomen's4thRound

17Tue,January25,202211:00AM

Men's and Women's Quarterfinals

18Tue,January25,20227:00PM Men's and Women's Quarterfinals

19Wed,January26,202211:00AM

20Wed,January26,20227:30PM

Men's and Women's Quarterfinals

Men's and Women's Quarterfinals

21Thu,January27,202211:00AM Women's Semifinals

22Thu,January27,20227:30PM Men's Semifinal

23Fri,January28,20223:00PM

24Sat,January29,20224:00PM

25Sun,January30,20224:00PM

Mixed Doubles Semi / Women's Doubles Final / Men's Singles SemiFinal

Men's Doubles Final / Women's Singles Final

Mixed Doubles Final / Men's Singles Final

TOURNAMENT SCHEDULE

DATE PLAY START SESSION

Mon, Jun 27 11:00 AMMen's & Ladies' 1st Round

Tues, Jun 28 11:00 AMMen's & Ladies' 1st Round

Wed, Jun 29 11:00 AMMen's & Ladies' 2nd Round

Thurs, Jun 30 11:00 AMMen's & Ladies' 2nd Round

Fri, July 01 11:00 AMMen's & Ladies' 3rd Round

Sat, July 02 11:00 AMMen's & Ladies' 3rd Round

Sun, July 03 11:00 AMMen's & Ladies' 4th Round

Mon, July 04 11:00 AMMen's & Ladies' 4th Round

Tues, July 05 11:00 AM Ladies' Singles Quarterfinals

Wed, July 06 11:00 AM Men's Singles Quarterfinals

Thurs, July 07 1:00 PM Ladies' Singles Semifinals

Fri, July 08 1:00 PM Men's Singles Semifinals

Sat, July 09 2:00 PM

Ladies' Singles Final, Men's Doubles Final, Ladies' Doubles Final

Sun, July 10 2:00 PM

Men's Singles Final, Mixed Doubles Final

PHILANTHROPY OR CHARITY

According to the Dictionary, charity and philanthropy are two different things.

CHARITY

Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.

PHILANTHROPY

Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.

Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions.

Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society. Recently, there have been changes to the tax code regarding charitable giving.

Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They

also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.

Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources. There are over 700 community foundations in the United States.

Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.

REAL

REAL

WEALTH

REAL

WOMENS