Magazine - Jan 2020
Magazine - January 2020
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Welcome to Since the day Karan Sharma turned 18, he read an abundance of real estate investment books as he had a great aspiration to be a millionaire. After reading a steady stream of success stories, he decided to wander down the path of property to achieve his dream. In 2008, Karan purchased his first property in Australia and has been actively buying and selling since. “Real estate is, in my opinion, a safe investment as everyone works to earn food and shelter,” he says. “Therefore, investing in property was an ideal way for me to achieve both cash flow and capital growth.” Karan’s current portfolio is roughly worth $4m ($4.8m including overseas) and, if he was to go and sell tomorrow, his bank loans would be $2.7m. However, at present, the net cash flow a year is positive at $6,000 ($11,000 including overseas). Raised in a middle class family, and with a father who worked as a banker, Karan was always told about the real estate opportunities his father had missed out on. With his father’s regrets in mind, Karan went on to do well in school and obtained a bachelor’s degree in business, majoring in accounting and finance, from the University of Western Sydney. “To learn more about the real estate market, I studied for the full real estate licence,” he says. “My childhood was really basic, and this always motivated me to be rich so my kids can enjoy a lavish lifestyle when they grow up. While I don’t have any children yet, I am confident in my strategy of setting up a successful portfolio before settling down and getting married.” Looking abroad Living in Australia, Karan decided to kick-start his portfolio in a market close to home, but once he began to accumulate decent equity in India he decided to invest in Australia and India both and take advantage of the rapid growth both the markets were experiencing. “I believe in the numbers game – the more you buy, the more growth you can make per investment,” he says. “These opportunities came up via a network of Indian investors I knew here in Sydney so I decided to give it a crack. Networking has definitely been a positive influence on my decisions.” With experience in both markets, Karan has deemed Australia as the much safer country to invest in due to the highly regulated legal system. “Builders, developers and real estate agents are monitored constantly, so I definitely feel safer buying in Australia,” he says. “But that doesn’t stop me from investing small and short-term in overseas markets. The builders in India often take longer than promised to finish a project, but in my case it worked as a blessing in disguise, as it gave me 2 more time to pay off the property without borrowing from the banks.”
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PAIG Accounting Building Buyers Agent Development Financial Planning Financial Immigration Insurance Legal Property Management Property Recue Valuation PAIG Academy PAIG Technologies
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www.hashtagportal.com.au
#Portal makes property stock marketing fast and scalable
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What We Offer
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What we do: As buyers agents, PAIG helps investors search, evaluate and negotiate the purchasing of a property on behalf of a buyer. We work as licensed professionals who work with the buyer exclusively to help them make smarter decisions in term of their real estate. What we offer: At PAIG, we offer the following levels of service: •The full search service - this is where PAIG considers the needs of the client and then actively searches the markets and shortlists properties that meets those needs furthermore evaluating and negotiating the recommended property for the investor •The negotiation only service - this occurs when the client finds the property and engages us to evaluate and negotiate a private treaty. Why choose us? At PAIG we have a wide range of properties via the network we have developed with our contacts. By using us, you are able to leverage your time by using our professional negotiating skills so we can obtain the lowest possible price for you without the hassle. We eliminate the frustration and stress of being shown the wrong properties by only showing you the right type of property in locations with good prospects for capital growth. We can help you grow your investment portfolio faster. At PAIG, we have a diverse range of business to business partners that can cater to your needs in the event our in-house services are unable to assist you.
100 Harris St, NSW2009 karan@paig.com.au www.paig.com.au
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What we do: At PAIG, our development services cater to a wide range of services catering to adding value to your land. When you decide to join PAIG for your development services We offer a complete, end-to-end solution for all of your development needs, from architects to engineers and we offer a wide-range of tailored services done by our expert representatives What we Offer: •Structural engineering •Geotechnical engineering •Environmental engineering •Bushfire threat assessment •Civil engineering •Landscape architects/designers •Hydraulic services Why choose us? PAIG offers a wide range of services to cater towards specifically helping our clients in their pursuits with their property. Our team offers personalised service tailoring our experience to meeting the needs of our clients. We have a wide range of business to business partners that are able to assist you in your needs in the event our in-house team is unable to.
100 Harris St, NSW2009 karan@paig.com.au www.paig.com.au
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Global Intelligence Management helps you work out an investment portfolio and retain the same till you retire. They are market experts with a wide range of investment options, some of which are here for your perusal. GI management specialises in premium investments, where the agency attempts to service its customers with an all-round proposition - helping customers with strategy, advice, investments, mortgages as well as accounting. Building a property portfolio is not always easy, even if one has the funds to invest. Getting trusted advice, as well as professional services, is hard. Most investment houses do not have the kinds of options that GIM does, with close to three thousand properties to invest on, across Australia. GIM understands that time, location and quality of the property are keys to a successful investment. Their strategy to find prospective properties was revealing. They monitor market trends and statistics and are precise about the time and place to invest. They organise free seminars to provide such advice which can then be substantiated with one-on-one consulting. GIM’s consultation helped clients understand the nuances of property investment. They have a huge range of properties, and their profound knowledge of the stock assures me that they would be able to choose the best investment for me. Moreover, with a large client base overseas, GI Management understands the nitty-gritty of investing in real estate in Australia.
313, 3 Spring Street Sydney, NSW 2000 Australia 15
What we do: PAIG offers the complete solution for your financial planning work that is required in real estate investments. Here at Pro-Active Investment Group, we recognise that achieving financial goals is complex and we can help simplify the process to try and provide you with the knowledge of being able to protect yourself from the We recognise that achieving your financial goals can be complex, as is the knowledge to be able to protect yourself against potential unknowns that may arise. What we offer: •Specialised Financial Planning Advice •SMSF specific advice •Personal Risk Insurance •Business Risk Insurance •Holistic Financial Planning Advice •Superannuation and SMSF •Wealth Creation and Investment •Retirement Planning •Estate Planning •Social Security •Personal Risk Insurance Why Choose us? The Pro-Active Investment Group specialists always uphold the interests of our clients when we deliver advice on financial planning engagements. Our specialists cater to your needs to the highest standard to ensure trust and professionalism with you. We tailor our services so that we are able to provide a comprehensive service including personalised advice and strategies that service to build wealth and manage risk, while holding ourselves to the highest professional standards throughout the process.
100 Harris St, NSW2009 karan@paig.com.au www.paig.com.au
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Sydney House & Land Sales is an independent agent who works closely with a selection of builders to ensure you get the best deal possible. Our Free consultation is just that. We will have an initial discussion and if necessary we will arrange an appointment to visit to you at your property. We will then introduce you to the builder that best suits your needs and budget. We will work with you every step of the way. You will not be alone on this journey with Sydney House & Land Sales on your side.
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What we do: PAIG understands the need for protection, peace of mind and security and that is why PAIG Insurance Services is dedicated to ensuring that everything that is important to you is secure, whether that be your home, car, travel and even life insurance. PAIG Insurance Services partner with our clients to inform and educate with the ultimate goal of saving you money on insurance whilst providing you with an adequate level of cover. We personalise our approach to your needs so you can be sure that we understand what is right for you. We know that cost is a consideration so we have secured deals with insurance providers all across Australia and PAIG now has set eyes on reducing insurance premiums for our members. What we offer: •Commercial Insurance •Personal Insurance •Liability Insurance •Construction •Engineering •Marine Cargo Why choose us? Unlike any other insurance provider, we canvas the market to find you the lowest premiums without compromising your level of cover. We do this by partnering with industry experts to provide our group with an affordable level of cover.When it comes to claims, we handle all aspect of the claim for the group, and ensure a straightforward experience when putting through with a claim
100 Harris St, NSW2009 karan@paig.com.au www.paig.com.au
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What we offer
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What We Do
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What we do: If you are in serious financial trouble and need to sell your home, PAIG offers our property rescue services that allows us to take the stress off your back. We are able to assess your situation and discuss the options that are available to you. What we offer: •Find you investors who are approved with finances to buy your property •Organise short term funding •Rescue your deposits from builders and developers Why choose us? PAIG ensures that we will help you find the right solution for your property. We do not worry about your financial situation or the reason for your selling your home but we, however, treat you with the personalised service that you deserve in the time of stress and anxiety. We engage you in every part of the process, ensuring a customised experience that gives you peace of mind.
100 Harris St, NSW2009 karan@paig.com.au www.paig.com.au
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What we do: PAIG valuation services offers a valuation service that provides a valuation on all your property types. What we offer: •Investment Valuations •Development Valuations •Asset, plant and machinery valuations •Corporate real estate valuations •Mortgage valuations •Government Valuations •Insurance Valuations •Occupancy Valuations •Sustainability Valuations •Research Valuations Why choose us? Our team has the necessary experience from being in the field to be able to accurately value your property. The Pro-Active Investment Group can order a valuation of Residential Properties for only $75 as a fee for our Investors within our Group using the Banks Approved Valuers.
100 Harris St, NSW2009 karan@paig.com.au www.paig.com.au
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Magazine - Jan 2020
EVOLUTION IN TRANSACTING REAL ESTATE SERVICES
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100 Harris St, NSW2009 karan@paig.com.au www.paig.com.au