profitepaper pakistantoday 22th february, 2012

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Bulls tumble records as index climbs up 26 points Page 03

profit.com.pk

Wednesday, 22 February, 2012

MCB profits grow 15 per cent in 2011 LAHORE

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STAFF REPORT

he Board of Directors of MCB Bank Ltd declared cash dividend of Rs3.0 (December 31, 2010: cash dividend Rs3.0 per share) and bonus issue of 10 per cent (December 31, 2010: 10 per cent) for the period ended December 31, 2011, in addition to interim cash dividends of Rs9.0 already paid. The Board of Directors met under the Chairmanship of Mr Mian Mohammad Mansha, on February 21, 2012 to review the annual performance of the Bank and approve the financial statements for the year ended December 31, 2011. earnings per share (ePS) as of December 31, 2011 came to Rs23.23 compared to Rs20.18 for last year. Return on assets improved to 3.18 per cent (2010: 3.13 per cent), whereas, return on equity improved to 26.23 per cent (2010: 25.91 per cent). Financial year 2011 proved to be a year of record performance for MCB Bank Limited as it reported 20 per cent and 15 per cent increase in profit before tax (PBT) and profit after tax (PAT) respectively, with its asset base registering an increase of 15 per cent over December 31, 2010. The Bank achieved the milestone of being the first bank in the Pakistan banking industry to post profit before tax in excess

Rs248.135 billion with a decrease of 9 per cent over 2010, mainly on account of conversion of commodity financing/circular debt exposure to risk free government securities. The deposit base of the Bank went up by 14 per cent, with 11 per cent and 16 per cent increase reported in current and saving deposits respectively, maintaining the CASA percentage at 81 per cent.

of Rs30 billion with PBT reported at Rs31.483 billion and PAT reported at Rs19.425 billion. Net Interest Income of the Bank increased by 21 per cent over last year with non markup income increasing by 29 per cent to Rs8.112 billion. On the operating expenses side, gross administrative expenses (excluding the impact of pension fund reversal) increased with a controlled growth of 15 per cent over last year. Provisions for the period were reported at Rs3.654 billion with a nominal increase of two per cent over last year. The asset base of the Bank grew to Rs653.233 billion from Rs567.553 billion as at year end 2010. The investment portfolio increased considerably by Rs103.6 billion over December 2010 with higher concentration in risk free government securities. Advances (gross) of the Bank were reported at

Budget 2012-13

PM directs to focus on provision of services to common people ISLAMABAD nni

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RIMe Minister Syed Yusuf Raza Gilani has asked the Advisor on Finance Dr Abdul hafeez Sheikh to prepare the next budget 2012-13 which should focus on provision of services to the common people (health, education, clean drinking water and civic amenities), sustained growth and giving top priority to job creation for the youth of Pakistan. he was talking to him during a briefing on the state of economy and the preparation for the forthcoming budget at the prime minister house here on Tuesday. Gilani stated it was heartening to note that the country’s economy had shown remarkable resilience in the face of global recession on both sides of the Atlantic, terrorism and unprecedented floods in the province of Sindh. The advisor informed the prime minister that the tax revenues up to February 17, 2012, have showed an increase of 26 per cent over the same period last year due to expansion of tax coverage, better enforcement and other administrative measures. The exports and remittances also remained strong in the first seven months of the fiscal year, the Advisor added. Prime minister was also informed that releases for the Public Sector Development Programme have been according to the plans and the annual PSDP will achieve 100 per cent utilisation of Rs300 billion budgeted for the year. The government has also continued to remain fiscally prudent and government expenditures have been in control. The global challenges emerging in the world especially in the euro zone and their possible impact were also discussed. It was decided that the forthcoming budget must continue with the approach of preserving economic stability, checking inflation (which has now come down to single digit) and creating jobs while protecting the vulnerable groups through social safety net programmes.

Ghee prices jump up by Rs6-7/kg LAHORE

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iMRAn ADnAn

OOkING oil and ghee prices have witnessed a steep increase of Rs6-7 per kg during the last four days, as edible oil industry in the country has shut down its operations in protest against organised extortion of transporters. Ghee dealers believe if this situation persists for few more days, the market would get dry resultantly and prices would further jump up. Speaking to Profit, a ghee dealer at Akbari Market, Mubashir Afzal, said profiteers had started manipulating cooking oil and ghee market. he disclosed during the last four days, ghee prices had witnessed a jump of Rs7 per kg after which A-category 16kilogram ghee tin was hovering between Rs2,760

to Rs2,770, while Bcategory ghee was being sold at Rs2,520 per 16 kg tin in wholesale. he revealed investors, hoarders and profiteers, all were on money making spree in Akbari Market. “They buy stock in the evening and sell them on inflated prices in the morning as new supply is stopped due to ghee industry strike. however, dealers still have some stocks available, which would hardly last for a couple of days,” he maintained. Another dealer said panic buying was also being witnessed in the markets. he said if the supply was not restored immediately, ghee prices could swell further. On the other hand, Pakistan Vanapati Manufacturer

Manufacturers Association (PVMA) Chairman Abdul Waheed said the entire ghee and cooking oil industry had shut down its operation across Pakistan against blackmailing of transporters, but nobody was paying heed to the issue. he said domestic ghee industry was in the grip transport and tanker mafia, which had paralysed the transportation of imported edible oil from Port Qasim, karachi to upcountry destinations. Ghee industry had been victimised by constant unilateral increase in transportation rates, black mailing and pilferage of cargo since long, he underscored. The burning of four NLC tankers

The entire ghee and cooking oil industry had shut down its operation across Pakistan against blackmailing of transporters, but nobody was paying heed to the issue

loaded with edible oil worth Rs30 million by tanker mafia on February 17, created a wave of fear and uncertainty among ghee manufacturers. The tanker mafia had further flouted the judgment of honourable Sind high Court, karachi dated February 15, 2012, he maintained. he pointed out public exchequer had to incur a loss of Rs1.5 billion due to industry closure during the last five days. In addition, some 50,000 daily wagers had been jobless throughout the country. Ghee manufacturers would continue their agitation till industry reservations were not addressed, he exclaimed. Responding to a query, he estimated some 230,000 tonnes of oil had been stuck at ports, whereas, some 50,000 tonnes of shortage had been created in the market due to the industry shut down. he appealed the chief justice of Pakistan to take suo motu notice of this issue and provide relief to the domestic industry.


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Wednesday, 22 February, 2012

news

WAPDA to provide alternate accommodations in Thor Valley

High powered delegation to visit I Malaysia next week Leading Pakistani businessmen to focus on selected sectors for enhancing bilateral trade g

KARACHI

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STAFF REPORT

high powered business delegation from Pakistan is going to visit Malaysia on February 26 to seek further opportunities of trade. The two countries which are signatories of a Free Trade Agreement are moving forward to enhance bilateral trade from $2 to $4 billion, through exploring new ways of trade. The important delegation, sources said, would focus on some selected sectors including rice, surgical and pharmaceutical goods, textile, halal food, etc. The delegation led by Chief executive of Trade Development Authority of Pakistan (TDAP) will hold separate meetings with the heads of various associations, including Malaysian Textile Manufacturers Association, halal Industry Development Corporation, Malaysian Organisation of Pharmaceutical Industries, Association of Private hospitals of Malaysia and Jasmine Food Corporation of the foreign country. Pakistan-Malaysia Business Forum was also scheduled to be held on February 28, which on the Pakistani end would be addressed by Tariq Iqbal Puri, Ce of TDAP, Bashir Janmohammad Chairman Pakistan Malaysia Business Council of FPCCI, khawar Anwar khwaja, Chief executive Grays of Cambridge Limited and hassan A Bilgirami Ce and Director Islamic Bank and others. Besides, the meetings and interactions

were also scheduled to be held with various ministries and government officials in Malaysia, sources added. The business interaction was also aimed to double the existing trade figures in the next few years and seek further deals in agricultural products, technological sharing and search of new markets in each country. Bilateral trade has increased by 34 per cent in 2010, totaling $2.5 billion, compared to a trade volume of $1.86 billion in the fiscal year 2009. The jump in bilateral trade was observed after the FTA was signed by the two countries in 2007. It is worth mentioning here that a major player in trade between the two countries was the import of palm oil from Malaysia and the bilateral trade was in favour of the foreign country. Pakistan imports palm oil worth $1 billion annually and due to a 15 per cent concession duty given to Malaysian palm oil, its share in total palm oil imports has risen to 70 per cent from 55 per cent.

LAHORE STAFF REPORT

N a major departure from existing practice in land acquisition and resettlement, Pakistan Water and Power Development Authority (WAPDA) has decided to provide temporary housing facilities to all families whose lands have been acquired in Thor Valley for construction of Diamer Basha Dam. The provision of temporary accommodation, in accordance with the weather requirements of the area, is in addition to the full payment for the land and establishment of permanent townships in five years. WAPDA authority during its recent meeting took this decision, which would benefit 131 families whose lands have been acquired for establishing WAPDA’s offices and residen-

tial structures. This momentous decision would on the one hand provide adequate shelter to the affectees and would also be in line with the safeguard policies of the donors. The amount is to be paid to each family for construction of alternate accommodation comprising of a bedroom along with toilet, and would be released in three installments. The first installment through cheque would be delivered within 10 days. WAPDA authority also decided to provide free medical coverage through an ambulance and doctors, not only the affected families, but also to the far flung villages of Diamer district. It was also decided that a poultry scheme for women would be launched besides establishing veterinary camps in the area. In order to facilitate the locals, pony tracks would also be developed in the valley.

It is pertinent to mention that Diamer Basha Dam Project was formally initiated by the Prime Minister in October last year. For $12 billion project, the process to acquire land is in progress, while 12 contracts for construction of WAPDA offices, colonies, contractor camps, roads infrastructure, etc, in the project area have already been awarded. Diamer Basha Dam is a multi-purpose project with the objectives to store water for irrigation, mitigate floods and generate low-cost and environment-friendly hydel electricity. On completion, the project will store 8.1 Million Acre Feet (MAF) of water besides generating 4500 MW electricity. The project will add about 20 billion units of electricity annually to the national grid and the annual benefits of the project have been estimated to be about $2.3 billion.

PSO receivables balloon to Rs195 billion KARACHI STAFF REPORT

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DDING to the financial woes of Pakistan State Oil (PSO) which also owes billions or rupees to refiners and other fuel suppliers, the receivables of the state owned oil marketing company has ballooned to Rs195 billion as on Tuesday. however, the company’s official sources claimed that despite financial constraints, PSO, the leading energy company of the nation, continues to fulfill the energy needs of the country in a responsible manner. As of date, PSO is supplying approximately 16,000 MTs of furnace oil per day to its credit customers i.e. WAPDA/ GeNCOs, hUBCO and kAPCO.

Palm oil imports from Indonesia have declined to 30 from 45 per cent.

Furthermore, PSO is supplying an estimated 3,000 MTs of fuel oil on a daily basis to its cash customers i.e. IPPs. The supplies to cash customers/IPPs may vary as per the orders placed and payments received. keeping in view the national interest, PSO has continued this fuel supply even while the company labours under a debt of Rs195 billion, out of which Rs170 billion is owed by the power sector alone. In addition to the normal supplies to power sector, the company maintains adequate fuel oil reserves which are sufficient to meet the energy needs of the country for a period of 25 days. PSO has also prudently chalked out oil import plans for the upcoming months in order to ensure that no product shortage occurs at any point in time. PSO, as a responsible corporate citizen is cognisant of its responsibilities and continues to meet the energy demands of the nation in a timely manner.

PMeX announces first trades LCCI shows strong resentment in Sugar Futures Contract to govt over load-shedding KARACHI

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STAFF REPORT

AkISTAN Mercantile exchange (PMeX) Limited announced the commencement of trading in the Sugar Futures Contract, this week. The trading started in the February contract and PMeX has currently three contracts for the months of March, April and May, respectively. The sugar contract launch marks a big step forward in the domestic commodities portfolio of PMeX. PMeX Sugar Futures are deliverable contracts and the trading unit for the contract is 10 metric tonnes. Primary advantage of the contract is to provide market participants with opportunities to trade and hedge over a transparent platform. Millers, processors and traders get the superior advantage of PMeX settlement guarantee mechanism whereby, participants can eliminate counterparty risk from their trading. On this occasion, Mr Samir Ahmed, MD PMeX said, “Over the next five years, PMeX will focus on developing our domestic agricultural

markets. The main objective will be to initially list all the major domestic agricultural products on the exchange. This will be followed by an extensive marketing plan to create awareness of the immense benefits that an active futures market offers for growers, consumers, traders and processors of agricultural commodities in Pakistan.” he further added the intention is to follow the best international practices in terms of transparency, fairness and open access so that all players in the value chain can be equally benefited. In order to achieve the set out objectives, PMeX is planning to open offices near the major agricultural zones of the country for easy access and trust building to take place between the exchange and the agricultural stakeholders. The initial plan is to open four offices during 2012 in the approved areas. PMeX will continue to follow tight risk management procedures and controls that it has pioneered in Pakistan and that have stood it in good stead, especially in recent times of immense volatility in the international markets.

LAHORE

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STAFF REPORT

AhORe Chamber of Commerce and Industry (LCCI) Tuesday took a strong exception to the government for 10 to 12 hours unscheduled power cuts and its failure to honour its commitment regarding two days weekly provision of gas to the industry because of which the industrial productions and trading activities have nose-divided to their lowest levels. In a statement issued here, LCCI President Irfan Qaiser Sheikh, Senior Vice President kashif Younis Meher and Vice President Saeeda Nazar said the government should come up with a clear cut energy policy, as haphazard hours long power outages and two day provision of gas after every ten days instead of weekly two days gas supply were causing undue and unprecedented loss to both the trade and industry. They said the economy was fast heading towards the point on no return. LCCI office-bearers said

they were unable to understand why the concerned departments were reluctant to take all the stakeholders into confidence on the energy situation. “When the government is unable to bridge the gap between the demand and supply, it should at least take all the stakeholders into confidence and announce a proper schedule for both the trade and industry so that they could readjust their working hours according to that schedule.” LCCI office-bearers said the power outages for the industry or the industrial areas should be scheduled with at least a three hour gap as in most of the industrial units or in case of heavy machinery, a machine usually takes 40-45 minutes for full functioning after the start up and if the power breaks would be on hourly based, no industry would be able to survive. They said LCCI had received a number of complaints wherein repeated unscheduled power cuts caused huge machinery loss and the whole unit had gone bankrupt. LCCI office-bearers said it is not the production loss alone,

but the loss of export orders as well, since a large number of importers from US and eU countries were now placing their orders to the other regional countries. On-time delivery of an export order is a prerequisite to win any new order, but unfortunately Pakistan’s exportoriented industry in general and the industry in Punjab in particular are unable to ensure on-time delivery to their foreign buyers because of acute power shortage, they added. LCCI office-bearers said same was the case with commercial activity, as only because of the low production, a number of businessmen were planning to shift their businesses to other countries; therefore, it would be wise on part of the government to take both the trade and industry into confidence over energy situation. They also urged Prime Minister Yousaf Raza Gillani to ensure implementation of a proper power outage plan for the sake of industry otherwise, it would be impossible for the government to have an economic turnaround.


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Wednesday, 22 February, 2012

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news

MoU signed with Handicrafts Association LAHORE STAFF REPORT

Me Business Support Fund, Ministry of Finance signs an MoU with handicrafts Association of Pakistan. Under this memorandum, BSF will build the capacity of handicrafts Association of Pakistan through organising various training programmes, open house sessions and marketing events. Furthermore, BSF will also help handicrafts As-

S

sociation in managing their website and Pakistan’s first handicrafts’ portal. BSF will also provide its conference hall to the handicrafts Association for arranging different events, seminars, workshops, meetings, etc. The MoU was signed in a ceremony held in the BSF office on 21st February, 2011. Syed Saquib Mohyuddin CeO SMe Business Support Fund and Mrs Shireen Arshad khan, Chairperson handicrafts Association of Pakistan, signed the MoU. While talking on the occasion, Syed Saquib Mohyuddin men-

tioned that the handicraft sector has immense potential in terms of export development and creating employment. he said it is the need of the hour to take serious initiative for the development of this sector. he also mentioned these capacity building programmes would educate members of association which would help them in enhancing their business profitability and ensuring sustainability. BSF will help handicrafts Association in creating links with the donors and other stake holders, he reiterated.

Major Gainers Company UniLever Pak Ltd. Colgate Palmolive Wyeth Pak Limited Island Textile Mithchells XD

Open 5550.00 750.10 730.03 194.76 108.47

High 5800.00 785.80 765.98 202.00 113.89

Low 5550.00 784.80 702.00 186.00 113.89

Close 5650.00 784.80 748.02 200.42 113.89

Change 100.00 34.70 17.99 5.66 5.42

Turnover 75 105 3,116 446 502

800.00 3348.00 2800.00 212.00 188.18 176.00

768.30 3270.00 2800.00 201.40 177.07 174.00

768.30 3280.24 2800.00 204.03 179.39 174.09

-40.43 -18.13 -8.20 -7.97 -6.35 -3.67

193 28 13 3,005 1,798,308 3,606

11.08 7.25 4.13 26.59 2.35

10.01 7.71 4.28 25.50 2.74

10.24 0.04 0.17 26.59 0.44

Major Losers Siemens Pakistan Nestle PakistanXD Rafhan Product Service Industries MCB Bank Ltd Atlas Battery Ltd.

808.73 3298.37 2808.20 212.00 185.74 177.76

Volume Leaders

Bulls tumble records as index climbs up 26 points KARACHI STAFF REPORT

he karachi stock market finished bullish on Tuesday with trading volumes hitting the record level on the back of what the analysts said investors’ positive sentiments about record corporate earnings announcements. The day saw the benchmark 100-share index finishing up by 0.21 per cent or gaining 26.55 points to close at 12,544.45 points compared to 12,517.90 points of Monday. “The stocks stayed bullish lead by oil, cement and banking stocks amid record trade volumes as investors speculate on record corporate earnings announcements,” said Ashen Mehanti, a director at Arif habib Securities. The day saw the trading volumes at the ready-counter peaking to record level of 332.473 million shares as against 232.851 million shares of

T

-0.15 42,908,100 25,142,166 22,951,337 1.26 20,495,348 16,177,540

Interbank Rates US Dollar UK Pound Japanese Yen Euro

the previous day. The trading value also remained in the green zone and surged to R 6.681 billion against Rs4.628 billion of the last session. The intraday high and low were, respectively, counted at 12,606.22 and 12,475.67 points. The market capitalisation grew to Rs3.273 trillion against Rs3.264 trillion the bourse had witnessed on Monday. Of the total 343 traded scrips, 166 gained, 101 lost and 76 remained unchanged.

The free-float kSe-30 index also gained 16.40 points and closed at 11,689.62 points against 11,673.22 points of the previous day. Jahangir Siddique Company continued to remain on the top and counted its traded shares at 42.908 million with the opening and closing rates, respectively, standing at Rs10.39 and Rs10.24. On the future market, the turnover registered a remarkable increase and surged to Rs17.319 million shares against

Rs10.092 million shares last session. “easing political outlook, higher global commodities after Iran cutoff oil exports to Britain and France, recovery in global stocks on Greece debt deal and renewed foreign interest in Pakistan bourse played a catalyst role in bullish sentiments at kSe,” said Mehanti. This, the senior analyst said, was despite concerns for state protests lodged against US resolution on Balochistan rights on self determination.

‘Swedish technology could save 40pc energy’

PSO continues furnace oil supplies to the power sector KARACHI: Despite financial constraints, Pakistan State Oil (PSO), the leading energy company of the nation, continues to fulfill the energy needs of the country in a responsible manner. As of date, PSO is supplying approximately 16,000 MTs of furnace oil per day to its credit customers’ i.e WAPDA/ GeNCOs, hUBCO and kAPCO. Furthermore, PSO is supplying an estimated 3,000 MTs of fuel oil on a daily basis to its cash customers i.e. the IPPs. The supplies to cash customers/IPPs may vary as per the orders placed and payments received. keeping in view the national interest, PSO has continued this fuel supply even while the company labors under a debt of Rs195 billion, out of which Rs170 billion is owed by the power sector alone. PRESS RELEASE

uBl Omni nominated for the gSMA global Mobile Awards 2012

LAHORE iMRAn ADnAn

AkISTAN should take advantage of Swedish energy saving technologies that could easily reduce energy consumption by 40 per cent. Thermal and green technologies are also fast developing, which are not only energy efficient, but also reduce carbon emissions for healthier environment. These observations were made by the Swedish steel magnate, Per Malmer, who visited Lahore on a three-day business visit. Speaking to a selected group of journalist here on Tuesday, he said there were so many sectors in Pakistan where energy could be saved through innovation and adoption of modern technologies. he indicated his company was supplying steel related products and technologies to various steel manufacturing units in Pakistan that helped them to reduce energy consumption and make these units more competitive. In addition, Swedish water purification and cleaning technology also had great recognition around the world. Responding to a question, Malmer said Pakistan had a good potential of exports in leather, agriculture and food products to eu-

US Dollar

90.8892 144.0775 1.1384 120.5100

Buy

Sell

90.70

1,746.05

Euro

119.44

17.44

Great Britain Pound

142.66

25.03

Japanese Yen

1.1310

324.7260

Canadian Dollar

90.41

240.34

Hong Kong Dollar

11.51

0.11

UAE Dirham

24.68

7.57

Saudi Riyal

24.17

235.26

Australian Dollar

96.06

90.73

CORPORATE CORNER

INTERVIEW OF PER MALMER

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Jah.Sidd. Co. 10.39 Azgard Nine 7.67 8.42 Fauji Cement 4.11 4.43 D.G.K.Cement 25.33 TRG Pakistan Ltd. 2.30 2.90

ropean Union (eU) and other Scandinavian markets. “Pakistani mangos are really popular in europe,” he said and added, however, Pakistani exports were not being encouraged properly despite chamber and trade bodies’ efforts. he underlined that more and more businessmen delegations should be exchanged between both countries to increase volume of bilateral trade and stronger ties. Malmer said though every country had some trade barriers to protect the local industry, but these barriers encourage inefficiencies. “In the free market economy only quality products and competitive prices will sustain, no other measure, including quotas, could help countries to protect their markets,” he stressed. Answering a question, Swedish industrialist said his perception about Pakistan had changed entirely in just a couple of days, as he met friendly people here. Though, Pakistan and Sweden had entirely different cultures, he said, but he still saw similarities. Malmer pointed out he had been inspired from the strong family bonds present in the Pakistani society that could not be compared with Sweden or any other western country. however, youth of both countries had a similar lifestyle and thinking, he observed.

KARACHI: United Bank Limited’s Branchless Banking Division, Omni is an established name in G2P Payments Services. It is one of the largest Branchless Banking cash disbursement initiatives to date and has proved to be a quick and transparent mechanism for the way cash disbursements are made by the Government of Pakistan and not-for-profit organizations to below-the-povertyline segments of the population and people in need of humanitarian assistance. PRESS RELEASE

Four Brothers group’s Bt cotton variety tarzan-1 approved LAHORE: Punjab Seed Council has officially approved the high profiled BT Cotton variety Tarzan-1 of Pakistan’s foremost agricultural organization, Four Brothers Group Pakistan, for general cultivation. The decision was taken in a meeting of the council held here in Lahore chaired by Ahmed Ali Aulakh. The farmer community now can have more benefits through this modern variety of cotton. This BT cotton variety is prepared by the group’s scientist’s profuse leaf hairiness with low attack of Jassid. PRESS RELEASE

Ahsan Rial, CeO, health Consortium of Canada, Representative of Sunnybrookes hospital, Canada, will visit the University of Management and Technology on February 21, 2012 on the invitation of Dr hasan Sohaib Murad, Rector UMT, to explore possibilities of establishing world class bilateral relations in the fields of business education, skill development and provision of health facilities on the Canadian model. PRESS RELEASE

Hashmi Media Institute inaugurated ISLAMABAD: Mrs Shamsa hashmi, the wife of the advertising legend (late) Syed haseen hashmi, inaugurated hashmi Media Institute today. Their son and the CeO of Orient Advertising (Pvt.) Ltd., Syed Mahmood hashmi, and the grandson, Syed Arsalan hashmi, accompanied her. They were joined by the elder son, S Masood hashmi, CeO of Orient-M McCANN erickson, sons-in-law: Waqar h haideri, Payam h Siddiqui, Rizwan Siddiqui, daughters, and other family members. The family prayed for their predecessor in view that the launch ceremony coincided with the 77th birthday of late Syed haseen hashmi. PRESS RELEASE

KARACHi:The Chairman Pakistan Japan Business forum Mr Abdul Kader Jaffer, hosted a dinner in honour of Federal Minister of Water and Power, Mr naveed Qamar, at his residence. Picture shows Mr Majyd Aziz, Syed Sallauddin Haider, Mr Ajmal Farooqui, Mr Hamza, and Ms Shaheena,with other prominent guests. PRESS RELEASE

York university team to visit uMt to discuss split degree programmes LAHORE: A three-member delegation from Canada, comprising of Joseph Palumbo, executive Director, Schulich School of Business, York University, Canada, Otto Schmidt, Principal Consultant Accent on Skills, Canada, and Mohammed

RAWALPinDi: Guard Group will establish Guard Auto Zone at 270 CSD Shops spread all over the county. Documents of agreements are being exchanged between Major General ® Anwar Saeed Khan Managing Director CSD and Mr Sheryar Ali Malik Senior Executive Guard Group/Project Director Guard Auto Zones at CSD Headquarters Rawalpindi. PRESS RELEASE


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