LifeandHomes Central NY June 2023

Before Homeownership Was A Dream

June is finally here and it's National Homeownership Month. Common now, home ownership wasn't even a dream for most families not so long ago.

Did you know that prior to the 1800's, most Americans had no real way of owning a home? Mortgages only became common after the US banking system was birthed as a result of the 1860s National Bank Acts.

According to National Today, during the Great Depression banks didn't have money to lend and the average borrower didn’t have cash. Most people couldn’t afford to buy homes and those who did own one often failed to pay their debt. To stabilize the housing market, the U.S. government stepped in and created the Home Owners’ Loan Corporation (1933), the Federal Housing Administration (1934), and the Federal National Mortgage Association (now known as Fannie Mae) in 1938. These institutions took homeownership to new heights and helped prevent a crash in the housing market.

The entire US housing market was boosted again by the implementation of the G.I. Bill of 1944, which provided subsidized mortgages for veterans of World War II, and The Fair Housing Act, banning discrimination in housing, which was passed in 1968.

Rising interest rates and inventory shortages are current causes for concern but, as proven in our history, help can be found even in a challenging market. Experienced real estate professionals, like those found within this issue and at LifeandHomes.com can help find the best deals for your budget and direct you to other assistance programs to help you move toward fulfilling your home ownership dream.

LifeandHomes is proud to be a source of empowering resources and a part of impacting our local housing markets.

Table of Contents

TIPS For Creating The Ultimate Summer Outdoor

Entertaining Space

Summer is a prime opportunity to unwind while enjoying backyards with family and friends. To set the stage for outdoor summer entertaining, National Association of Landscape Professionals recommends the following lawn and landscape essentials: Your real estate broker can help you here. But Get the coolest gadgets– Lawn care technology has never been more efficient or user-friendly. From trimmers, leaf blowers and edgers with interchangeable batteries to propane mowers that reduce fuel and maintenance needs, lawn care technology now defines the “cutting” in cutting-edge. For those looking to spend less time maintaining and more time relaxing, consider a robotic mower – a battery-operated, automatic lawn trimmer perfect for a variety of yards.

Stunning landscape lighting – New lighting technology helps families enjoy their outdoor spaces 24/7 if desired! Controlled by a smart phone, landscape lighting allows homeowners to switch on various zones, dim for the perfect mood or shine a spot light to ward off intruders. High-powered solar lights now make lighting solutions easier. With a collection of models, styles and functions, solar lights are a practical option for those looking for a high-tech and well-lit property and they even add a sense of whimsy coming in a host of colors.

Take your kitchen outside – Homeowners are trading in their cart grills for luxury builtin models. With features such as pizza ovens, hibachi grills, smokers and industrial ranges, homeowners enjoy endless entertaining opportunities.

Transform your entertaining space – Patios and decks provide the foundations for outdoor living. Landscape professionals can now offer an array of styles and materials, including native stones, woods, metals and composites that make these party platforms pop. Add a pergola, statement focal points and landscape lighting to further transform an outdoor space.

Add Fire (or Water) – Fire pits and fireplaces are among the hottest trends in landscaping. If water is your preferred element, ponds, fountains and waterfalls are creative ways to add a focal point to a yard and can help drown out noise from nearby roads or neighbors.

If creating an inviting outdoor gathering place to make memories this summer is on your list, consult with a professional regarding lawn care and landscape guidance for their property. For more tips visit LoveYourLandscape.org. (PR)

Aging U.S. Homes AdditionalRequire Investment

A report released by the Harvard Joint Center for Housing Studies shows that the nation’s homes are older today than at any time ever recorded and in growing need of critical replacements and maintenance. Greater investment is also needed to better prepare against disasters, improve energy efficiency, and meet the accessibility needs of an aging population.

Unfortunately, many homeowners have Most homes lack features that make them accessible for people with limited mobility. Nearly 2 million homeowners aged 55 and over pursued projects for accessibility in 2020 and 2021, but many more will need to make these modifications as the number of older adults and

multigenerational households increase in the coming decades. “The need for accessibility improvements will be especially high in the Northeast and Midwest, regions of the country with relatively older homes,” says Abbe Will of the Remodeling Futures Program at the Center. “These modifications can be costly, and filling the growing need will require greater investments in programs that offer grants or lowcost loans to lower-income households.”

“While many homes require critical replacements and repairs, those most in need of updates are often occupied by households least able to afford the expense,” says Chris Herbert, Managing Director of the Center. “Deteriorating homes threaten the health and safety of older, lower-income homeowners, while the burden of high improvement and repair costs jeopardizes the current stock of affordable housing.” On average, homeowners with incomes of less than $32,000 in 2021 spent the equivalent of 20 percent of their incomes on improvements and maintenance, almost twice the share for all owners.

Although home remodeling faces many headwinds in the near term, including rising interest rates, declining home sales, and labor and material supply constraints, the market is more reliant on need-to-do projects than during the boom of the mid-2000s. Ultimately, there will always be a need to improve and repair the nation’s homes, and a demand for the industry that fills that need. (jchs.harvard.edu/pressreleases)

Real Estate Tip of the Day Selling a home?

Will a buyer know the use of that room you're storing all the kid's toys in?

•Set up rooms in your home as their intended purpose.

• You don't want potential buyers to think the home cannot accomodate their lifestyle.

ILION $159,500

Get Ready for Summer! Cool o in the pool, relax around the deck or catch some shade on the patio. The central air will keep you comfortable inside this 4 bedroom, 2 bath beauty. MUTIPLE OFFERSPENDING IN JUST TWO DAYS!!

55 E. Main Street, Mohawk, NY 13407

(315) 866-7702

www.CNYValleyRealty.com

LITTLE FALLS $119,500

You’ll love the country setting of this 3 bedroom, 2 bath manufactured home just outside town. One acre lot includes two car garage, screen porch, patio and great views. UNDER CONTRACT IN JUST DAYS!! CALL US TO LIST YOUR HOME!

Valerie Duncan

Lic. Assoc. RE Broker

Geri Simonette-Hendrix

Lic. Assoc. RE Broker

Michael Steele

Lic. RE Salesperson

SPRING MARKET IS ALREADY HOT!!

Call

FRANKFORT- NEW LISTING - $69,500 READY TO BUILD- 7.8 Acre country lot with driveway, survey, and drilled well. Part open & woods- great views.

HERKIMER - SALE PENDING - $35,000 0.27 Acre village lot-Includes a two-car garage with electric, great for storage, workshop, hobbies.

MOHAWK- 1.5 Acres - SOLD - $24,500 Includes adorable one-room cabin with electric, knotty pine interior and nice views.

SALISBURY- SALE PENDING- $189,500 218 Acres.

315-868-6924

315-868-4833

315-941-0890

Clyde Diedrich/ Lic. RE Broker

315-868-4339

TERRACE HILL ESTATES $74,000

Spacious manufactured home located in a quiet park. This Model year 2000 home features 3 bedrooms, 2 baths, a large living room with replace, dining area, kitchen and laundry.

ILION $178,500

Spectacular ranch o ering 3 bedrooms, 1 ½ baths, living room, dining area, kitchen, updated bath and part nished basement. Relax on the back patio and enjoy the private yard.

MOHAWK $99,900

Spacious two family home with a 3 BR unit on 1st floor and a 2 BR unit upstairs. Separate electric. Both units are rented. Oversized lot with plenty of parking. Boost Your Portfolio. CALL US TO LIST YOUR HOME!

ILION $84,500

Affordable village home with 3 bedrooms, 2 full baths, spacious living room, dining room and kitchen. Modern interior with newer fixtures and flooring.

Selling Miles of Real Estate One Yard At a Time

117 Main Street, Boonville NY 13309

CONSTABLEVILLE

5517 HIGHMARKET RD $219,900

Tug Hill living and beautiful views to take in! Spacious 4 bed, 2 bath home just outside the village limits gives you a peaceful country setting to enjoy; yet backyard access to the world class snowmobile and ATV trail system! Enter from the 24X24 ft deck to the cute breakfast nook area. Large bright kitchen and dining combo for entertaining. Kitchenmaid cabinets give tons of storage room. Opens right into the Living area to enjoy the spectacular views and warm up next to the pellet stove. Roomy bedrooms can also be converted to an office or other bonus room.

12074 STATE ROUTE 26 $69,000

Opportunity awaits at this building lot with a drilled well, septic system, driveway, and large 28x40 insulated garage! Seconds outside of West Leyden, NY and directly located next to snowmobile trail C4A and just a mile out from ATV trail head at the West Leyden Pavilion and Ball Field. Make this into anything you need!

BOONVILLE

303 MAIN STREET $124,900

Charming village Home! This delightful 1.5-story home o ers 3 bedrooms and 1.5 bathrooms, providing ample space for comfortable living. Enjoy the ease of rst oor living with laundry o the kitchen and a possible rst oor bedroom. There is a lift chair to help with the ease of going to and from the 1st and 2nd oor. It has a prime location in the small village of Boonville. This home also features a quaint Side Yard and a newly built 1 stall Garage.

Spacious, meticulously maintained, Italianate home located on Main Street. This light lled home contains a dining room, eat in kitchen, o ce and living room on the rst oor. Sliding glass doors o from the kitchen lead to a backyard deck. A small wood burning stove creates a cozy nook in the kitchen. The living room contains high ceilings and a replace. A grand staircase leads you upstairs to three bedrooms, two full bathrooms and a laundry room. Within walking distance to Erwin Park and the Black River Canal trial for hiking, biking, and snowmobiling.

Gorgeous three to four bedroom home with 2.5 Baths. Spacious gourmet kitchen with island, breakfast bar, dining nook, granite counter-tops, and abundant cabinets. Formal dining room, living room with gas fireplace, french doors lead to private patio. Stunning wood molding throughout. Bedrooms include a primary suite with viewable gas fireplace between bedroom and bath suite, sitting area. Two well-sized bedrooms along with an office with closet that could be a fourth bedroom. Basement offers a family room, extra room, and storage room. Many extras.

$535,000 | MLS #S1466610

Your own private club. Other possibilities include a coffee/tea or

6611 Martin Street, Rome

908-912, 914 Erie Blvd. W., Rome

# S1412321

-07 Bedford Street, Rome

Oneida lake frontage is probably all that needs to be said!! But as a bonus it comes with a two-bedroom, one bath cottage with living room, kitchen with dining area, an attached garage along with public water and sewer, all built in 2017. There is 260’ of lake frontage on 2.44 Acres with plenty of room for expansion or building.

Ava $125,000 10476 State Route 26 - 3 bdrm 1.5 bath home on 2.2 acres of the West Branch of the Mohawk River. The backyard is a magical place for adults & children. 2 car gar & garage/pole barn for 6+ cars & shed back.

Diana P. Raymond** 315-725-4239

Blossvale $164,900 2300 Eckel Rd - Manufactured 3 bdrm 2 bath home on 10.16 acres w/a barn for all your toys. Many updates, newer kit, updated ooring, appliances & more. Very close to Oneida Lake.

Joann Koberstein** 315-527-5806

Cold Brook $299,000 1116 Gray Wilmurt Rd - Nestled in the serene ADKs situated on a double 2.4 acre lot & is ready for your outdoor usage. Peaceful 2 bdrm, possibly 3 bdrm, home o ers a quiet retreat from the hustle & bustle of city living. Michele M. Martinez * 315-982-1918

Rome $129,900 513 Mayberry Road - 3 bdrm cape spacious kit w/Craftmade cabinets & plenty of counter space 1st laundry living

1 bdrm; 1C is a 1 bed & has separate side door. 2nd : 2A is 2 bed & occupied; 2B 1 bdrm.

Merima Smajic** 315-272-3730

Whitesboro $105,000 63 Westmoreland St - 3 bdrm, 1 bath home w/eat in kit, large living/dining rm, 1 bdrm on rst along w/additional family rm/den, o ce & rst laundry hookups.

Tessa Trevisani* 315-534-4152

Sellers: Pre-Listing Home Inspections give you the upper hand on your sale by

1. Knowing ahead of time what could be wrong with your house.

2. Allow you to repair items on your time/budget which can allow for a higher asking price with less chances for renegotiating later.

3. A buyer that has seen that the house has been inspected/repaired is more confident in their purchase making for a smoother transaction.

Buyers who waived their inspection:

Just because you waived the home inspection, does not mean your house is safe for you & your family. It’s never too late to get a thorough home inspection and learn about how your home works and is maintained. Knowing how your home works and is maintained is key to minimizing repair costs down the road.

RUSSIA $178,000

359 Pardee Rd- Seasonal living on Lake Gay with water frontage. An A-frame, 1-owner home was built w/great craftmanship. 3BR, 1BA, applianced kitchen and 1st flr laundry. 2nd flr loft BR w/balcony. Available dock, row boat, and grilling area. This is a 10-acre lake, 1355 ft. deep, trolling motors only. Seasonal road, generator power.

NEW HARTFORD $35,000

NEWLISTING PRICEREDUCED

Acres, 100’ road frontage. Utilities avail. New hartford schools. MLS#S1383488 & MLS#S1383498

NEWLISTING

11102 Bell Hill Rd- Meticulously maintained 3BR, 1BA, 1,040 sf split level home sits on quiet country road

Meet Javon, a dynamic real estate agent who knows how to hustle and make deals happen. Javon’s passion for real estate extends beyond just helping clients find their dream homes; he’s also an experienced investor with several properties of his own. With his sharp eye for detail and knowledge of the industry, Javon is the go-to guy for all your real estate needs.

Javon’s journey to becoming a successful real estate agent is a testament to his hard work and dedication. After graduating from Buffalo State University with a degree in Sociology, Javon pursued his passion for business and real estate. He currently owns a restaurant called Roosters in Utica, NY that serves up mouthwatering smash burgers. When he’s not closing deals or whipping up delicious meals, you can find Javon hitting the links at his local golf course, working out at the gym, or educating people on the possibilities of homeownership or real estate investing.

Javon is a family man at heart and a devoted Christian. He’s married to his loving wife and has a beautiful baby daughter who fills his life with joy. Javon’s friendly and upbeat personality makes him a pleasure to work with, and he always goes above and beyond to ensure his client’s satisfaction. If you’re looking for a real estate agent who is knowledgeable, reliable, and a pleasure to work with, look no further than Javon!”

O: 315-853-7251 | C: 315-991-5302

JP@pondrashomes.com

WESTMORELAND $49,000

Humphrey Road - Looking for NYS Thruway convenience? Located in an area of newer homes, this acreage has road frontage with high Thruway visibilit. Great spot for advertising options near exit 32. 4.60 acres with frontage on 3 roads.

on 3.63 acres! Complete interior has been freshly painted by a professional contractor. Sit on the wraparound deck relaxing while looking over the panoramic view of the Mohawk Valley. MLS#S11472212

177 Rt 365 - Have your own slice of Adirondack paradise! 2BR, 1BA, single wide mobile home, circa 2008, sitting on a private 1 acre lot. Just minutes from Hinkley Reservoir. Pride of ownership in this immaculately kept home. Remsen school district and close to many hiking trails and bodies of water!

Camden $54,900 16 Elm Street- A “Two Family handyman home with separate heat & electric for each apartment with great bones to work with! MLS#S1469064

New Office Email: hometownteam@rawilkesrealestate.com New Office Website: www.rawilkesrealestate.com

14.2 acre surveyed recreational lots for seasonal use on a picturesque one lane minimum maintenance dirt road in the Town of Florence. All lots offer at least 226’ of road frontage, most are wooded & have great places to build camps or set up an RV’s. MLS#S1413251

Camden $209,900

9 2nd Street- Such a Charming Camden Village home that’s move in ready! All the work has already been done here, o ers 3 bedrooms, 1 ½ baths, main level laundry & family room with a great fenced in back yard, 2 car garage & shed! MLS#S1459740

Camden $226,900 7 Voorhees Ave- Queen Anne Home expertly remodeled with so much skill & care! Move in condition

For Lease: 350 Leland Ave. N. Utica 1,500, 1,900 & 7,050 End Cap ± SF Available. Great North Utica location. End-cap visibility from NYS Thruway Exit 31 with 107,000 ± AADT.

For Lease: 2002 Glenwood Avenue, Oneida Located at the signalized intersection of NYS Routes 5 & 16 in the heart of Oneida’s retail corridor. 1,500-54,000 +/- SF available. Key tenants: Big Lots,

For Lease: 125 Business Park Drive, Utica

2,500-15,000 ± SF of office space within the Utica Business Park for lease. Located on the first floor of building. Close proximity to Slocum Dickson.

For Lease: 6 Rhoads Drive, Utica

2,300-43,000 ± SF Medical/office/flex space located in Utica Business Park. Landlord will sub divide and build to suit. On-site parking.

For Lease: 555 French Road, Utica Office building in highly desirable location. Close proximity to Slocum Dickson Medical Group, Utica University and St. Luke’s Hospital.

For Lease: 2644 Genesee Street, Utica Newly constructed office or retail space immediately available for lease.

For Lease: 6 Rhoads Drive, Utica 2,300-43,000 ± SF Medical/office/flex space located in Utica Business Park. Landlord will sub divide and build to suit. On-site parking.

For Lease: 4488 Commercial Drive, New Hartford

Retail space available for lease on a busy mixed-use corridor. Space offers a stock room, loading dock, high ceilings in showroom and on-site parking.

For Lease: 2520 Oneida Street, Utica

Three-bay heated garage immediately available with non-exclusive use to the adjacent lot. 12’ ceilings and 10’ overhead doors. Conveniently located in South Utica.

For Sale: 317 S. Peterboro Street, Canastota Zoning possibilities for residential, professional office space or a combination. Second floor is currently a rented 2-bedroom apartment.

For Sale: 1724 Oriskany Street W., Utica Current floor plan consists of office space on the first floor and residential on the second floor. Great location for retail, office and or residential.

For Lease: 5584 NYS Route 26, Vernon Newly renovated space with fully built-out kitchen with brand new stainless-steel appliances. Conveniently located 5 ± miles from Turning Stone Resort & Casino.

For Sale or Lease: 8000 State Route 12, Barneveld

Located in the heart of the business district is this wellmaintained Key Bank location equipped with a drivethru window. Ample parking, roofing replaced in 2021.

For Lease: 37 Central Avenue, Ilion Remodeled office space located within the Central Plaza in Downtown Ilion and adjacent to Remington Federal Credit Union. Immediately available.

RESIDENTIAL DIVISION

5 Oxford Road New Hartford, New York 13413 (315) 736.1555 • PaviaRealEstate.com

1008 Woodland Drive, Sylvan Beach

Completely updated year-round 3- bedroom. 2.5 bath home with new flooring, high end kitchen appliances fireplaced living, private master suite on 2 nd floor. Situated on Sylvan Inlet, large deck on the water, easy access to Oneida Lake & Fish Creek.

803 Johnson Ave., Herkimer

Lovely & spacious Colonial Style home offering 4 bedrooms, 2.5 bath baths, laundry area on first floor, beautiful hardwood floors. Close to Herkimer County Community College (HCCC) & Bassett Healthcare Facility.

3 Crown Lane, Whitesboro

Beautifully maintained 3 bedroom 2 bath ranch in the sought after neighborhood of Strawberry Fields, open concept main floor, 1st floor laundry, master bath, private fully fenced yard, large deck with electric awning for those sunny afternoons, finished basement.

Samantha Madderom Licensed R.E. Salesperson

Amber Platt Licensed R.E. Salesperson

1509 Park Ave. Sylvan Beach ~RENTAL~

3 bedroom 2 bath beachfront retreat is available for short term rental October 2022 to April 2023. This property does come fully furnished! Sit and enjoy the fabulous sunsets on the huge deck! There is nothing but sand between you and the water!

52 Buck Lake Road, Boonville ~RENTAL~

Tucked away on a gorgeous crystal clear spring fed private lake is this exceptional property available for rent. 3 bedrooms, 2 full and 2 half baths, soaring ceilings with custom double sided stone fireplace, enjoy a summer cocktail at the amazing hand carved bar.

2 Tywdem Terrace, New Hartford New Hartford ranch available! 3 Bedrooms 2 Full Baths. Large primary suite with walk-in closet and full bath. Updated kitchen with stainless steel appliances, granite counter tops & breakfast bar.

Renovated 1890’s farmhouse with 3-bedroom 2.5 bath that has been brought down to the studs and completely renovated. Each and every finish was handpicked by the seller. No expense was spared in the high-end finishes throughout this property.

Beautifully built home consists of 4 bedrooms and 3.5 bathrooms with large Situated on 60 +/- acres with 2-stall heated garage and an additional oversized detached heated garage. Gorgeous backyard with covered deck overlooking a heated in ground pool.

Updated Ilion home featuring 5 bedrooms, 1.5 baths. Fenced in yard to surround the in-ground pool! The many updates include windows, electrical, plumbing, pool pump, liner and fence along with new concrete surrounding the pool.

Howard Hanna

LifeandHomes Howard Hanna

Amodio Realty, Inc. Pays it Forward by Giving Back

Real Estate Rebate Program Honors Local Heroes

BY RICHARD BARRETT Aug. 2018

Amodio Realty Inc., located in the Town of Lee, wanted to show its appreciation to the military, law enforcement, firefighters, first responders, health care professionals, and teachers for their service to country and community, but wanted to do it in a way that went beyond mere words.

So the small family real estate agency, staffed by Stephen Amodio (Broker/Owner), his wife Betsy (President/Owner), and their daughter, Lucciana, decided to do something extraordinary with their business after learning about Heroes Home Advantage and a courageous woman named Michele Ladd, its founder.

Stephen Amodio, a former Marine whose own family includes many community heroes, heard about Ladd’s noble mission of honoring hometown heroes by offering discounts and rebates on real estate services, and he wanted to get on board. He did his due diligence first, spending nine months researching and speaking with other realtors nationwide who were already participating.

Amodio Realty, Inc. joined the Heroes Home Advantage program in January of 2017 and is currently working with about a half dozen heroes. He has closed on several properties already, but explained that it’s not about being pressured to obtain listings, move properties and meet sales quotas. It’s about giving back. He discovered through census tract records that in the tri-county area he exclusively serves -- Herkimer, Madison and Oneida Counties --

these categories of community heroes when combined comprise 50% of their total population.

“We can never repay our heroes for their service, but we can honor them with a small token of our appreciation,” Amodio said. “We are looking for opportunities to honor local community heroes. That is our goal.”

Amodio Realty gives 25% of earned commission directly to the hero, (up to $5000 per transaction), when we close on the sale and/or purchase of their residential or commercial property.

“It’s a small gesture in comparison to the their daily sacrifices and service to our community and country,” he said.

He also works closely with a comprehensive, likeminded network of community partners who offer additional rebates and discounts on their related products and services. The savings to heroes when all is said and done can be thousands of dollars.

As word of mouth about the program spreads, Amodio envisions adding a half-dozen sales staff and expanding his cadre of committed community business partners even further. He graciously welcomes those who respect the program’s mission and embrace its spirit of honoring community heroes for their contributions.

“We’re hungry for more hero partners,” he said. “The door is wide open to virtually any business, but we discourage people from using the program to leverage their business and not follow through on their promises.” There are no fees involved, no catches, and no restrictions on how Amodio’s rebate can be used. The program is open to all qualified active, retired and volunteer heroes, both buyers and sellers, including first-time home buyers.

Amodio can’t hide his enthusiasm for the program and the people it serves.

“We’re enjoying doing this,” he admitted. “We always get a great reception.”

Heroes Home Advantage has representation in 40 states. For more information, visit AmodioRealty.com or HeroesHomeAdvantage.com

Article written by Richard Barrett

Editor,

Accent Magazine Reprinted and edited with permission Special Thanks to Jason Gulla with Gulla Graphics

High-Quality Local Amish-Made

Custom Cabinets At Affordable Prices

Dreaming of the look of custom cabinetry but disappointed with the options at local big box stores? Our local Amish artisans are pleased to offer handmade cabinets, crafted in small local family shops, superior in quality, at prices often lower than the factory-made items found at big box stores.

You’ll admire the quality and uniqueness of custom handcrafted cabinets created by local Amish master craftsmen.

These expert craftsmen will work directly with you from design & layout to custom creation and installation of cabinetry that is both artistically pleasing and exceptionally functional for your kitchen, dining, bath, office, or other specialty areas.

Made to order with a variety of select wood types, cabinet styles, and finishes available, each custom piece will be a timeless product designed to last a lifetime.

You won’t find cabinets this well-built at such reasonable prices. Don’t settle for ordinary cabinets! Call Us Today!

Fulton County Small Business Symposium

Hosted by Fulton County Center for Regional Growth

Learn from the Experts, Network with Businesses & Agencies

Tuesday, June 13, 2023 • 4:30 - 7 p.m.• Holiday Inn, 308 N. Comrie Ave. Johnstown NY 12095

This FREE event is designed to put Fulton County small businesses in the same room as the experts. It also allows business owners time to ask questions of local, regional, and state agencies, and network with other businesses. The format includes participants visiting vendor tables and networking, as well as listening to presentations on business development and marketing.

• 4:30 to 5:25 p.m., Visit Vendor Tables and Network (The experts are here for you! Come meet them and ask questions one-on-one)

• 5:25 – 5:30 p.m., Ron Peters, President & CEO of CRG (Welcome Remarks)

• 5:30 – 5:50 p.m., Greg Chanese from the Small Business Development Center (What Is the Small Business Development Center and How Can It Help Your Business Grow)

• 5:50 – 6:10 p.m., Betsy Emery from Emery Designs (Best Marketing Strategies, How to Have a Better Footprint in the Digital World for Your Business)

• 6:10 to 7 p.m., Q&A, a word from our sponsors (Community Bank, Community Loan Fund, First Choice Financial Credit Union, Pursuit Lending), and more networking. We hope to see you there! RSVP to Jennifer Donovan at (518) 725-7700 ext. 4 or JennD@fccrg.org.

throughout. A solid, dry basement for storage. If you are looking to rent, look no further.

121 Putnam Place, Frankfort $232,000 3 Bedrooms | 1.5 Baths | 1796 Sq. Ft

Enjoy comfort and convenience in this beautiful Raised Ranch! This 1796 square feet home has a spacious yard, lovely deck, and covered patio. The main level features living room, dining combo, nicely updated kitchen with stainless steel appliances, 3 bright bedroom,s and 1.5 baths. Lower level offers a cozy spacious area to relax plus a laundry, refrigerator, and stove. Need extra flex space? The additional room is bright and boasts a gas fireplace.

Looking to invest in real estate? Now is the time. Offering a 2800 square feet 2 unit property that boasts its 3 stall garage plus an additional lot. Each floor features updated bathroom and eat-in kitchens with generous cabinetry. Formal dining room, living room, 3 bedroom and 1 full bath complete the floor plan. Warm colored woodwork, French doors and hardwoods throughout. Newer windows, newer mechanicals, 13 year old roof. Private back porch for each. Look to the full attic for expansion potential. Convenient location to hospitals, SUNY, trendy downtown, all points East and West.

in a prime location. This property boasts 2416 square feet and can accommodate professional offices, a single family home or both!! Fabulous windows, woodworking, fireplaces hardwood plus fresh paint throughout. This property has 2.5 baths. A kitchen featuring cherry cabinetry with stainless steel appliances plus internet port and Wi-Fi

MLS BROKER/AGENT DIRECTORY

Our Newest Listings

Amy Abdoo

Lic. R. E. Broker 315-794-2653

BLON316@AOL.com

Dominion Homes Real Estate Brokerage

Pamela Allen Lic. R.E. Salesperson 315-717-7530 pfallen0314@gmail.com

Bruce Ward & Company, Inc.

Katie Babcock Lic. R.E. Salesperson 315-269-3003

kbabcocksells@gmail.com

Miner Realty & Property Management

Sharon Baisley

Lic. R.E. Broker 315-429-9754 sbaisley@hbegroup.com

United Country Real Estate/ HBE Group Inc.

Karen Basile Lic. R.E. Broker 315-351-6401

kbasile11@yahoo.com

Tree Light Realty

Chris Buck Luxury Apartment Complex (315) 617-3300

rentals@thedeltaapartments.com

The Delta Apartments

John “JACK” Carlin Lic. R. E. Broker 315-429-3395 unitedcountry@hbegroup.com

United Country Real Estate/HBE Group Inc.

Michelle Colosimo Lic. Associate R. E. Broker/Office Manager 315-335-9530 mcolosimosells@gmail.com

Miner Realty & Property Management LLC

For

Jeanette Denney Lic. Associate R. E. Broker/Office Manager 315-240-3814 jdsellsrealty@tobringyouhome.com

Berkshire Hathaway HomeServices – Utica Office

Clyde Diedrich Lic. R.E. Broker 315-868-4339 rcentur3@twcny.rr.com

Diedrich Associates Valley Realty

David Drapalski Lic. R.E. Assoc Broker 315-868-3233 superdd527@aol.com

Bruce Ward & Company, Inc.

Valerie Duncan NY Licensed Assoc. R.E. Broker 315-868-6924 V77duncan@gmail.com

DIEDRICH ASSOCIATES VALLEY REALTY

Janet L. Giacovelli Lic. R.E. Salesperson 315-404-7108 janetgiacovelli@howardhanna.com

Howard Hanna Utica/New Hartford

Azza Giorgi Lic. Assoc. RE Broker 315- 534-2709 azzagiorgi@gmail.com

Howard Hanna CNY IncUtica/New Hartford Office, NY

Bruce Graham Lic. R.E. Broker (315) 696-5758 bgraham13@twc.com

Bruce Graham Real Estate, LLC

Christopher Greene Lic. R. E. Salesperson 315-225-6037 cgreenesells@gmail.com

Virkler Real Estate

Gina Hartman Licensed R.E. Salesperson 315-717-5249 ginahartman55@yahoo.com

Bruce Ward & Co, Inc.

$40 per member monthly

Ryan Hastings Lic. R. E. Salesperson 315-219-3116

ryan@centralnewyork.com

Coldwell Banker Faith Properties

Patricia Kelly Lic. R.E. Salesperson 315-717-2421

bward@brucewardusa.com

Bruce Ward & Company, Inc.

Robert Kerr Lic. Associate R. E. Broker 315-240-9868

Agentbobk@gmail.com

Miner Realty & Property Management LLC

Thomas F. Koehler

Lic. R. E. Broker/Modular Home Dealer 315-891-3254

Koehler RE/ New Homes Modular

Joseph I. Krongold

Lic. Associate R. E. Broker CIREC, CBR, SRES, PSA, C2EX 518-867-1299

josephkrongold@howardhanna.com

Howard Hanna - Clifton Park

Kuyahoora Luxury Lodge & Resort Lic. R.E. Broker 315-741-2202

guestservice@kuyahooraresort.com

Vacation Rentals

Elise LaGrange Lic. R.E. Broker 315-369-5440

elise@adkhearthside.com

ADK Hearthside Realty

Robert Lawless Lic. R.E. Broker (315) 724-7474

boblawlessrealestate@gmail.com

Lawless Real Estate

Fred Macchia Lic. R. E. Broker 315-292-0373

fmccim@hotmail.com

1st Rome Realty

davidplisi7@gmail.com

LifeandHomes Marketing Listing Service

John Macri Lic. R. E. Salesperson 315-866-2521

jmacri40@yahoo.com

Joe Macri Realty

Mike Miner Team NY Licensed R. E. Broker 315-271-5145

admin@miner-realty.com

Miner Realty & Property Management LLC

Donna Morris Licensed R.E. Salesperson 315-534-3987

donnamorris@howardhanna.com

Howard Hanna CNY Inc. Utica/New Hartford Office

Monica Munford Lic. R.E. Salesperson 315-822-6666 pmumford@twcny.rr.com

Bruce Ward & Company, Inc.

Robert Paul Lic. R.E. Salesperson 315-717-3527

rpaul07@yahoo.com

Bruce Ward & Company, Inc.

Art Pratt GRI, Lic. R.E. Broker 315-366-3600

PrattRealty@ArtPratt.com

Pratt Realty

Matthew Pryputniewicz NY Licensed R.E. Salesperson/ Commercial Director 315-794-3305

mattrealty@msn.com

Berkshire Hathaway CNY Realty

Paul Sacco Lic. RE Salesperson (315) 525-1377

paulsacco1013@gmail.com

Howard Hanna Utica/ New Hartford

Alex Sen NY Licensed R.E. Broker 315-725-7167

asensre@gmail.com

Senshine Real Estate LLC

Joel Siegfried Lic. R. E. Broker 315-796-2258 joelsiegfried@gmail.com SBG, Inc.

smithtonya247@gmail.com Van Billings Real Estate, LLC

Michelle Gorea Thompson Lic. R. E. Salesperson 315-794-3260 saratogaunion@aol.com Coldwell Banker Faith Properties - John Brown Tream

$40

LifeandHomes Marketing Listing Service

LifeandHomes Product & Service

Flooring

MIKE’S FLOOR STORE Mike SanFilippo Owner

LifeandHomes Product & Service Directory

SUPERIOR QUALITY HOME INSPECTIONS

315-794-1565

Insurance

Home Inspections for Buyers & Sellers. Radon testing, septic system dye testing & well water flow/well water quality testing. Patrick Rightmier. NYS Lic 16000066870. www.sqhi1.com

REAL ESTATE INSPECTIONS, LLC

315-868-8287

Comprehensive Residential Inspections, Real Estate Inspections, Septic Dye Tests, Radon Testing , Water Flow Testing, Water quality testing. Al zennamo. www.alshomeinspections.com

Modular Homes

KD HOMES

315-841-8700

Member Since 11/13

Featuring Bill Lake Homes. A different kind of home built with pride & integrity by professionals. www. kdhomesny.com

PROTECT NY INSURANCE AGENCY

315-795-4900

Homeowners, Automobile, Business, Landlord Insurance. Jordan Roorda, Principal Agent. www.ProtectNY.com

315-792-8021 Member

Since 12/21 Mortgages

Painting

URBANIK’S PAINT CO.

315-724-5129

315-336-0400

Member Since 07/15

Largest selection of paint and wallcovering in Central NY. Rentals: floor sanders, polishers, airless sprayers, power washers, edgers. 1420 Oriskany St. Utica

Conditioning/Pumps AMBER WATER PROS

315-484-5959

Member Since 12/21

For over 53 years …We've helped customers with superior services, including well drilling, pump installation, water conditioning and more. Water Emergency? Call or Text us 24/7.

18-Hole Golf Course With Fully Functioning Operations Offered at $4,200,000

A rare nd in Upstate NY with so much history behind it. Family-owned and operated since its inception, this 18-hole 177-acre golf course, with its mature trees and rolling hills, is absolutely breathtaking and o ers endless opportunities for the next owner.

The course bene ts from the massive, vaulted ceiling clubhouse featuring storage over the main bar kitchen, a Pro Shop on the lower level, convenient locker rooms, and 6 bathrooms/2 with handicap accessibility. Exit the walkout basement from the locker rooms directly to the pool. Reimagine

that space and bring the pool back to its heyday. The potential for this outdoor entertaining space is nearly unlimited.

Guests enjoy the original bar area which is in pristine condition with built-in oak refrigerators, classic design, and function. The state-of-the-art kitchen and spacious celebration space are designed to accommodate events large or small.

Now o ering guided showings of this one-of-a-kind gem. Proof of Finances is required before any con rmed showing. Call Jamie today to reserve your private showing. C: 518-929-4475