SEPTEMBER 20, 2020
See page 4 for details!
4507-C Main Highway Breaux Bridge, LA 70517
Suzanne D’Ambrosio, Realtor, ABR, PSA Call/Text 337.541.0291 Office 337.233.9700 sdambrosio@latterblum.com
Always Building 2000 Kaliste Saloom Rd • Suite 101 • Lafayette, LA • Main: 337.233.9700 www.latter-blum.com
NEW
NEW
NEW
NEW
NEW Please visit our open houses this weekend. While attending open houses it’s encouraged that you follow CDC
114 Marietta Drive Fairway Village 3BR/2BA - 1207 LA - $150,000
NEW
103 Spring View Drive Copper Meadows Phase IV 3BR/2BA - 1825 LA - $275,000
NEW
103 Smith-Reed Road Clark Sherwood Farms 3BR/2.5BA - 3713 LA - $680,000
NEW
113 Charles Drive Holiday Park 4BR/2.5BA - 1982 LA - $188,000
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305 5th Street Riverside Addition 2BR/2BA - 1490 LA - $163,000
NEW
403 Comanche Drive Frenchmans Creek 4BR/3BA - 2882 LA - $425,000
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303 Riner Drive Drive Judice Oaks 4BR/2BA - 1720 LA - $256,000
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604 Canaan Drive Verot Oaks 3BR/2.5BA - 2365 LA - $285,000
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126 La Rue Rouge Village Quest 3BR/1BA - 1140 LA - $109,900
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2308 W Landry Street Boudreaux 3BR/1.5BA - 2138 LA - $139,500
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guidelines when entering the homes listed below. Thanks for taking time to visit our open houses and our agents are waiting to assist you.
OPEN HOUSES Sept. 20, 2020
1:00pm - 2:30pm
114 Pettigrove Drive..............................$205,000 ....................Kimberly Lafleur
1:00pm - 3:00pm
703 Palfrey Parkway Sugar Mill Pond 3BR/3BA - 2159 LA - $380,000
309 Montego Bay Drive Sugar Mill Pond 3BR/2.5BA - 1940 LA - $378,300
400 Breaux Road 3BR/2BA - 1800 LA $269,000
101 Appaloosa Street West Winds Park Phase II 3BR/2BA - 1525 LA - $119,000
206 Seychelles Lane Island Oaks Plantation 4BR/2.5BA - 2367 LA - $389,000
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125 Croft Row Stonehaven On The River 3BR/2BA - 2070 LA - $300,000
417 Estelle Drive Leigh Hgts 3BR/2BA - 1573 LA - $184,500
1009 Domingue Street Pecan Acres 3BR/1BA - 1493 LA - $129,000
300 Oak Hill Lane Sugarland Estates 4BR/3BA - 2251 LA - $239,900
105 Commons Drive Commons 4BR/2BA - 1876 LA - $250,000
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303 Beacon Dr........................................$199,990.....................Brennan Billeaud 141 Milan Circle......................................$239,000........................... Ben McGehee 120 Brookside Drive.............................$289,000 ..............................Joel Bacque 1376 Burton Plantation.......................$290,000...................... Courtney Simar 104 Forestwood .....................................$419,900 ....................Elena Ladmirault
1:30pm - 3:30pm
403 Comanche Drive...........................$425,000 ............................... Allen Duhe
2:00pm - 4:00pm
300 Clay Ridge Dr.................................$215,000 ...........................Jenny Benson 218 Debby Drive ....................................$230,000 ............. Donna Christianson 604 Canaan Dr.......................................$285,000 ...............................Laura Cope 206 Seychelles........................................$389,000 .................Heathyr McDaniel 104 Abaco ................................................$455,000 ...............................Amy Braun 127 Princeton Woods Loop................$835,000 ........................ Dona Zeringue 2315 Belle Ruelle....................................$575,000......................... Nanette Fisher
2:00pm - 5:00pm
104 Rue De Frejus .................................$422,345...................................Joe Bailey
3:00pm - 5:00pm
103 Patrick Street, .................................$199,500 .......................Theresa LaCour
114 Phelps Drive Ella Trace 3BR/2BA - 1915 LA - $320,000
2315 Belle Ruelle Belle Terre 4BR/3.5BA - 3972 LA - $575,000
111 Estate Drive Country Estates 3BR/2.5BA - 2792 LA - $259,500
208 San Jose Street Acadian Acres 2BR/1BA - 1109 LA - $108,000
309 Richland Avenue River Ranch 4BR/3.5BA - 2906 LA - $649,000
1085 River Ridge Road River Ridge Estates 3BR/2BA - 1758 LA - $350,000
314 Bellevue Plantation Road Oak Trace 3BR/2BA - 1805 LA - $210,000
127 Princeton Woods Loop River Ranch 4BR/4.5BA - 4011 LA - $835,000
136 Fletcher Lane Fair Oaks Court 3BR/2BA - 1977 LA - $425,000
122 Club View Drive Club View 3BR/2.5BA - 2718 LA - $539,000
402 Caravan Drive Acadiana Place 4BR/3BA - 2650 LA - $311,000
109 Louisa Boulevard Cornay Add 3BR/2.5BA - 1977 LA - $319,900
116 Claremont Circle Vermilion Oaks 4BR/3BA - 2816 LA - $379,000
103 Arapahoe Drive Delmar Estates West 4BR/3.5BA - 3070 LA - $395,000
2 | SEPTEMBER 20, 2020 | ACADIA HOMEFINDER WWW.THEADVERTISER.COM
800 S 246 CALYPSO CUNNINGHAM NEW
100 W LA AVE
.43 AC 622 E D ST
IAL ERCNG M M I C O L IS T
CE
PRI
22 AC. E JEFF DAVIS
ING
IST
DL
LAN
To Submit an Open House Call: 337.289.6454
OPEN SUNDAY 1:00-3:00PM $
329,000
LATTER & BLUM STACEY ARCENEAUX 337-257-7234
3528SF, 4B/3.5B, 4 ACRES
$383,000
3990SF RETAIL; 4458SF WAREHOUSE; SOLID BRICK CONSTR; HIGH TRAFFIC $350,000
4 AC. E JEFF DAVIS
2 LOTS. NO MOBILE.
$18,000
20AC @ END OF E G ST
Licensed in Louisiana
S
4.04 AC, IN CITY LIMITS, COMMERCIAL; SFR; MULTI-FAMILY
$121,200
Marianne Dupuis 337-581-0379 Amy Gossen 337-581-4378
SINGLE RESIDENCE OR SUBDIVISION
$180,000
3.15 ALONG I-10 - NEXT TO FROG CITY TRAVEL PLAZA, $210,000
www.alcRealEstate.com
$25,000/ACRE
.54 AC E H ST IF LE IAB ONE T O S NEG LD A SO
ING
END
P ALE
RES/MULTI-FAMILY USE, CAN BE DIVIDED
Licensed in Louisiana
2 LARGE LOTS. NO MOBILE. SEPARATELY
$30,000
102 1ST ST, DUSON 1 MI FROM I-10, 11,700SF $2800/MONTH FOR LEASE
facebook.com/alcRealEstate
Residential • Commercial • Land
LA-1000706341
111 HAVEN ESTATE LN
3BR/2BALooking for a home situated a 1/2 acre of property, inside Lafayette, with limited restrictions? You’ve found it! This solidly built, Builders personal home can be yours! The spacious 3 bedroom, 2 bathroom, plus office home is great for entertaining. The office/flex space could easily be used as a 4th bedroom.The additional 580sf building has a completed, full bathroom, washer/dryer connections, plumbing, electrical, finished sheetrock & ready converted into a pool house or extra living space. Directions: Johnston St, right at W Broussard Rd, right onto Touchet Rd, right onto Haven Estate, house on left.
ACADIANA HOMEFINDER WWW.THEADVERTISER.COM | SEPTEMBER 20, 2020 | 3
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92
339 89
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Iberia Parish
CALL TODAY FOR VIEWING!
W 4507-C Main Highway Breaux Bridge, LA 70517 Couret Farms Subdivision 3 BR, 1 BA – 1,669 SF $199,900 Listed by Debbie Greene Cell 337.962.6945 Office337.233.9700
Debbiegreene@latterblum.com Licensed in Louisiana LA-1000707195
elcome to the ‘’Farm’’ as the family has affectionately called it. This is 3.23 acres of pure peace and quiet. As you drive down the private road you come upon a Victorian farmhouse built in 1898 built from plans from a Sears & Robuck mail order catalog. The sturdy cypress built home stands grand in stature. If you love Victorian homes you will love this home with original details. Awesome detail work inside the home, the original wood front door, beautiful wainscoting, wood floors. There are 3 bedrooms, 1 bath with a small bonus room that could be an office or being used a closet but can be used for other things, there were plans drawn up to renovate which will be given to the buyer. 2000 Kaliste Saloom Rd Ste 101, Lafayette, LA 70508
4 | SEPTEMBER 20, 2020 | ACADIA HOMEFINDER WWW.THEADVERTISER.COM
Find the home of your dreams... Just Ask
ALLEN Allen DuhÉ www.JustAskAllen.com
OPEN SATURDAY 1:00 - 3:00 PM AND SUNDAY 1:30 - 3:30 PM
OPEN SATURDAY 2:00 - 4:00 PM
2315 Belle Ruelle, New Iberia - $575,000 4 BR/3 BA/1 Partial BA - 3,972 Sq. Ft. Large 4 bedrooms, 3 baths & 1/2 bath plus a bonus room and separate office. This home features wide open spaces and plenty of parking to house all your vehicles. Co listed and hosted by Nanette Fisher.
403 Comanche Drive, Lafayette - $425,000 4 BR/3BA - 2882 Sq. Ft. Gorgeously appointed in the European manner, this home combines Tuscany charm with wonderful appointments - heart pine floors, gorgeous cabinets, beautifully detailed ceilings, and a great outdoor living area. Upstairs is a large room which could be another bedroom.
127 Princeton Woods Loops $835,000 - River Ranch 4 BR/4.5 BA - 4,011 Sq. Ft Enter through the doors of 127 Princeton Woods Loop and step into a world of spacious rooms and boundless amenities. From the large foyer,step into the living room, with its antique long-leaf pine floor and bank of windows overlooking the outdoor living area.
223 Country Club Drive New Iberia - $550,000 - Daigre 3 BR/2 BA/1 HB - 3,481 Sq. Ft.
606 Kyle Landry Lane New Iberia - $372,500 4 BR/4.5 BA - 2,880 Sq. Ft. - 1.28 acres.
212 Gleneagles Circle - Broussard $67,500 - Phase II of Le Triomphe LOT SIZE 67.52x153.5x67.5x151.9 +/-
OPEN SUNDAY 2:00 - 4:00 PM
N E W L IS T IN G!
337-254-7812 Cell • 337-291-4724 Direct 233-9700 Office • www.JustAskAllen.com aduhe@latterblum.com 2000 Kaliste Saloom Rd. #101, Lafayette, LA 70508
Allen DuhÉ Realtor®, GRI, CRS Licensed in Louisiana
ACADIANA HOMEFINDER WWW.THEADVERTISER.COM | SEPTEMBER 20, 2020 | 5
NEW LISTING
136 FLETCHER LANE, LAFAYETTE - AREA G2 3 BR / 2 BA - 1,977 SQ. FT. - $425,000 301 OLD SETTLEMENT LAFAYETTE - AREA N 3 BR / 2.1 BA - 3,333 SQ. FT.. $575,000
Direct: 337.267.4108 Cell: 337.654.6881 SoldbyCharlie@cox.net 2000 Kaliste Saloom Rd. • Suite 101 • Lafayette, LA 70508 • 337.233.9700 • Licensed in Louisiana 6 | SEPTEMBER 20, 2020 | ACADIA HOMEFINDER WWW.THEADVERTISER.COM
LA-1000706384
I Want To Be Your Realtor
232 PRINCETON WOODS LOOP LAFAYETTE - AREA G1 5 BR / 6.2 BA - 7,000 SQ. FT. $4,900,000
120 SHANNON RD. LAFAYETTE – AREA G2 5 BR / 4.1 BA - 6,550 SQ. FT. $2,495,500
101 RUTHWOOD DRIVE LAFAYETTE - AREA N 5 BR / 4 BA - 3,729 SQ. FT. $455,000
117 THIBODEAUX DRIVE, LAFAYETTE AREA G2 4 BR / 4.1 BA - 5,700 SQ. FT. $1,995,000
1806 BONIN ROAD YOUNGSVILLE 5 BR / 3.5 BA - 4,269 SQ. FT. $1,725,000
203 MAIN STREET BROUSSARD – AREA 4 BR / 4.5 BA – 5,785 SQ. FT. $1,385,000
104 SHANNON RD. LAFAYETTE - AREA 5 BR / 6 BA - 5,800 SQ. FT. $1,275,000
600 RICHLAND AVENUE LAFAYETTE – AREA G1 5 BR / 4.5 BA – 4,175 SQ. FT. $995,000
123 SHANNON RD LAFAYETTE – AREA G2 6 BR / 4.1 BA – 7,450 SQ. FT. $2,950,000
210 PRINCETON WOODS LOOP LAFAYETTE – AREA G1 4 BR / 5.5 BA - 3,896 SQ. FT. $899,500
NEW LISTING
145 VITAL STREET LAFAYETTE - AREA G3 3 BR / 2 BA - 1,815 SQ. FT. $192,500
514 PRINCETON WOODS LOOP LAFAYETTE - AREA G1 3 BR / 3.5 BA - 4,100 SQ. FT. $1,750,000
607 RICHLAND LAFAYETTE - AREA G1 3 BR / 2.1 BA - 3,035 SQ. FT. $665,000
906 RICHLAND AVE.
6 BR / 5.2 BA - 6,465 SQ. FT. - $2,565,000
NEW LISTING
SALE PENDING
NEW LISTING
NEW PRICE
308 N STATE ST. ABBEVILLE - AREA V1 3 BR / 2.1 BA - 2,420 SQ. FT. $239,900
101 TEMPLETON DR LAFAYETTE – AREA G1 4 BR / 4.2 BA – 5,124 SQ. FT. $1,250,000
125 GIRARD WOODS RD., LAFAYETTE – AREA G1 4 BR / 3 BA – 3,490 SQ. FT. $645,000
301 OLD SETTLEMENT, LAFAYETTE- AREA N
LAFAYETTE- AREA G1
3 BR / 2.1 BA - 3,333 SQ. FT. - $545,000
Direct: 337.267.4108 Cell: 337.654.6881 SoldbyCharlie@cox.net 2000 Kaliste Saloom Rd. • Suite 101 • Lafayette, LA 70508 • 337.233.9700 • Licensed in Louisiana
LA-1000706385
ACADIANA HOMEFINDER WWW.THEADVERTISER.COM | SEPTEMBER 20, 2020 | 7
103 Riverbriar Road Lafayette, LA 70503 $1,900,000
128 Thruway Road, Broussard, LA
This Mediterranean style home has 5 bedrooms and 7.5 baths! The master bedroom is over 1900 sqft with access to the pool and the 4-car garage boasts an additional apartment.
$3,500/Month 4,700 sqft Office warehouse with one acre fenced and stabilized yard. Corner lot with access from three points.
308 Westgate Rd., Lafayette, LA $375,000 PRICE IMPROVEMENT
Contact: Peggy Richard Grace Phone: 337-319-3355
Operating coin laundry located on large commercial lot. Expand on it to create your own strip center.
216 Choctaw Road, Lafayette, LA 70501 $290,000 This home boasts 4 bedrooms and 2.5 baths with 2,650 sqft of living area. Additonally, it has a beautiful pool and a perfectly landscaped front yard.
Land for Sale Highway 90 East, New Iberia, LA 70560 $880,000 15.89 acres This parcel of land has 559 feet of Highway 90 Frontage Road access. It is located on the corner of Hulin Road and Frontage Road.
Land for Sale Ambassador Caffery Parkway (corner lot), Lafayette, LA 70506 $490,000 2.97 acres This commercial tract of land is located on a high traffic corridor along Ambassador Caffery. Utilities are located on this tract, and it is a “shovel ready� parcel.
Peggy Richard Grace
Contact: Trabais Montgomery Phone: 337-371-9851
744 Piat Road, Youngsville, LA 70592 $499,900 This 3 bedroom and 2.5 bath home with 2,907 sqft of living area on roughly 5 acres of land was built in 1851. Also, it has a pool, guest house, gazebo, and large stock pond! Contact: Stephanie Brailsford Phone: 337-607-9781
Office: 337-981-9881 Cell: 337-319-3355 peggyrichardgrace.com
1223 Camellia Blvd., Suite 100 Lafayette, LA 70508 Office: 337-981-9881 8 | SEPTEMBER 20, 2020 | ACADIA HOMEFINDER WWW.THEADVERTISER.COM
OPEN HOUSE 1-3PM
111 Haven Estate, Lafayette, LA | 3 BR/ 2BA - 2,379 SF | $329,000 44.29 ACRES
AVAILABLE FOR LEASE
POOL & BONUS ROOM
0 HWY 720, DUSON, LA | 44.29 ACRES | $531,480
105 Woodbine Dr., Lafayette, LA | 5 BR / 3 BA - 4,000 SF | $589,000
407 Arabella Blvd, Lafayette, LA | 4 BR - 3.2 BA - 3,759 SF | $899,500
.94 ACRES
LA-1000707181
124 Keith David Dr., Lafayette , LA | .94 Acres | $145,000
2.01 ACRES
2300 Youngsville Hwy | Lots 2A & 2B, LA | $899,000
109 Avenleigh Dr., Lafayette, LA | 4 BR / 4 BA - 3,366 SF | $539,000
201 Settlers Trace Blvd., 3406, Lafayette, LA |$235,000
1.17 ACRES
2300 Youngsville Hwy | Lot 2A, LA | $549,000
0 Hwy 720 B, Duson, LA|13.38 Acres| $160,500
Stacey Arceneaux
Latter & Blum
337-257-7234 (cell) staceyarceneaux@me.com staceyarceneaux.com
2000 Kaliste Saloom Rd., STE 101 Lafayette, LA 70508 337.233.9700
0 Hwy 720 A, Duson, LA| 31.55 Acres| $378,540
ACADIANA HOMEFINDER WWW.THEADVERTISER.COM | SEPTEMBER 20, 2020 | 9
GENERAL COUNSEL® Debi Smith
2701 Johnston St. Suite 219 OPEN HOUSE TODAY! 1-3PM
203 Longpointe Rd- Youngsville4Bd/2Ba home in desirable neighborhood - 1,802 sqft- $242,500 CENTRALLY LOCATED!
182 Emerite- off Johnston St. – Great midcity location, over 2,000 sf, 3Bed/2bath, living, dining, den, island kitchen, privacy fenced- $189,900
HANDYMAN SPECIAL!
Kathy Benoit
Stephanie Hanks
Jay Smith
Broker
981-4595 AUCTION TERMS!
205 Range Dr- Off E Broussard- 4Bd/2Ba home with expanded patio area- 1,681 sqft- $209,900 END UNIT!
113 Bayou #109- off W Pinhook- 2Bd/2Ba Contemporary Condo w/ access to everything- 1165 sqft- $149,000 UNIQUE OPPORTUNITY!
512 Jefferson- off Evangeline Thruway3Bd/2ba home in historic area- 1,959 sqft- $119,900
Teurlings–Near Teurlings High-1.86 Acres -141x472x174x451-$89,900
COMMERCIAL PROPERTY
FEATURED RENTAL
IDEAL LOCATION!
230 Marcon Dr-Off N University- Commercial Building in ideal location with 4 offices3,035 sqft- $239,000
108 Lyons 4 Bd/2 ba, sep living, family room, and eat-in kitchen, cov patio, oak trees, fenced, pets yes- $1,200
FEATURED RENTAL
FEATURED RENTAL
RENTALS
Is your rental vacant? We have tenants! Do you need one? We run credit reports, check references, and more. Or if you have tenants and are tired of the hassle, we can provide professional management. Are you interested in filling your vacancy or in having someone else handle your ownership headaches, call Jay Smith 981-5601 108 Lyons, 4 Bed/2 bath, sep living, family room, and eat-in kitchen, cov patio, oak trees, fenced, pets yes- $1,200 215 Stanley Rd, Carencro - almost an acre, cross fenced, 3Bed/2bath, open floor plan, garage, trees, pets yes - $1,100 519 St Thomas, Saint Streets- 2 or 3bed/1bath, large living room, eat-in kitchen, pets yes- $1,050 8899 Fusilier #18, Maurice - Clean, clean, clean- 3Bed/2bath mobile home, dishwasher, washer and dryer - $850 706 Picard #14, MiltonQuiet area, 2Bed/1bath, CH/A, fridge, range, W/D connections, pets YES -$700
215 Stanley Rd- Carencro - almost an acre, cross fenced, 3Bd/2ba, open floor plan, garage, pets yes, - $1,100
519 St Thomas-Saint Streets- 2 or 3bd/1ba, large living room, eat-in kitchen, pets yes- $1,050
302 Loire, off Gloria Switch- 2Bed/1.5 bath townhouse, living/dining combo, fridge, range $600
FEATURED RENTAL
FEATURED RENTAL
COMMERCIAL
302 Loire- off Gloria Switch- 2Bd/1.5 ba townhouse, living/dining combo, fridge, range - $600
407 Brook Ave, formerly Saint Street Inn- Excellent location by Olde Tyme GroceryMain building is 1200 sf, back building is 200 sfincludes restaurant and bar fixtures - $1,500
8899 Fusilier #18-Maurice - 3Bd/2ba mobile home, dishwasher, washer and dryer - $850
10 | SEPTEMBER 20, 2020 | ACADIA HOMEFINDER WWW.THEADVERTISER.COM
Stephen J. Oats
General Counsel® answers are provided by the Law Firm of Oats & Marino, which is general counsel to individuals, businesses and government entities throughout the state of Louisiana. The information contained in this article is intended to be general in nature. Before any action is taken based upon this information, it is essential that competent, individual, professional service be obtained. Send Questions for this column to General Counsel®, 100 E. Vermilion St., Suite 400, Lafayette, LA 70501 or e-mail your questions to generalcounsel@oatsmarino.com. Sorry, no personal replies.
RESTORING YOUR GOOD NAME AFTER EXPERIENCING IDENTITY THEFT Q: I READ YOUR ARTICLE A FEW SUNDAYS AGO REGARDING IDENTITY THEFT, AND WAS WONDERING HOW DOES A PERSON WHO HAS BEEN A VICTIM RESTORE THEIR GOOD NAME? A: The Federal Trade Commission (FTC) has a form called the ID Theft Affidavit, which is designed to help people like you restore your name and credit. The ID Theft Affidavit is used to report information to various businesses, and it simplifies the process of disputing charges with companies where a new account was opened in your name. This form is available at the FTC’s Web site, www. consumer.gov/idtheft or www.ftc.gov/bcp/ edu/microsites/idtheft/. The FTC also has a toll-free Identity Theft Hotline at 877-IDTHEFT (877-4384338) that you can call if you have been the victim of identity theft. Counselors are available to help answer your questions and to help you resolve the problems you are facing. Identify theft is becoming increasingly common, but there are a few steps you can take to make sure it doesn’t happen to you again. For example, be careful when giving out personal information, especially your Social Security number. Also, don’t give out information over the phone, via the Internet, or via the mail unless you initiate the contact or unless you are absolutely sure you are dealing with a reputable company and authorized representative of that company. When setting up personal identification numbers or passwords, avoid using easily obtainable information like your mother’s maiden name, your date of birth, or the last four digits of your Social Security
number. You should also take steps to make sure your incoming and outgoing mail is never stolen. For more information, check out the electronic brochure on the FTC’s website called Detect, Deter and Defend. You can get a copy of the brochure on line at www.ftc.gov/bcp/edu/ microsites/idtheft/. If you suspect your identity has been stolen, you should immediately contact the fraud departments of each of the three major credit bureaus and make a report. You can request that a “fraud alert” be placed on your file and that no new credit be given without your approval. All three bureaus have anti-fraud departments that can assist you. The three (3) bureaus are: • Equifax (call 800-525-6285, write to P.O. Box 740241, Atlanta, Ga. 30374, or visit www.equifax. com); • Experian (call 888-397-3742, write to P.O. Box 949, Allen, Texas 75013, or visit www. experian.com); and • Trans Union (call 800-680-7289, write to Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, Calif. 92634, or visit www.transunion.com. When you contact the credit bureaus, be sure to order a copy of your credit report from each one and check to make sure no fraudulent accounts were overlooked.
THINGS TO KNOW ABOUT SAVING FOR RETIREMENT Q: I AM A YOUNG PROFESSIONAL WITH A FAMILY. MY NEW EMPLOYER OFFERS A 401K PROGRAM BUT I AM EMBARRASSED TO ADMIT THAT I DON’T KNOW MUCH ABOUT A 401K OTHER THAN I WANT TO RETIRE SOME DAY AND WHO KNOWS IF SOCIAL SECURITY WILL BE AROUND! ANY ADVICE BEFORE I BEGIN SHOPPING A 401K PLAN? A: First things first, the earlier you start saving in a 401k the better off you will be years down the road. If you are new to your career and paycheck, get in the habit of contributing now and you won’t even miss the money! Here are a few things to keep in mind while considering participation in a 401k. You will benefit from tax breaks. Your money contributed is pre-tax money from your salary which lowers your taxable income and helps cut that tax bill. There is a limit to how much cash you can set aside. The IRS sets an annual limit of $17,500 unless you are 50 or older, then you can contribute an extra $5,400.
Does your employer match your contribution? Many companies will match an employee’s contribution up to a certain percentage. If you cannot contribute the maximum amount, try to at least contribute to take full advantage of your employer’s match. Its free money! Pay attention to hidden fees, such as investment fees, administrative fees, etc. The federal government issued a new rule that requires companies to do a better job of disclosing all of the fees you pay for your 401k. You should consult your benefits manager for details on your 401k and the plan’s costs. Good luck!
ACADIANA HOMEFINDER WWW.THEADVERTISER.COM | SEPTEMBER 20, 2020 | 11
12 | SEPTEMBER 20, 2020 | ACADIA HOMEFINDER WWW.THEADVERTISER.COM
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WHEN WE EMBRACE DIVERSITY, WE BUILD
STRONGER COMMUNITIES. Studies show that diversity helps broaden children’s social networks by creating opportunities for interaction across racial and ethnic lines. And that in turn contributes to greater tolerance, fair-mindedness and openness. Housing discrimination deters the creation of diverse communities. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. To file a discrimination complaint or to learn more about fair housing and diverse communities, contact HUD or your local fair housing center.
Visit hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (English/Español) FAIR HOUSING IS YOUR RIGHT. USE IT!
SCAN HERE FOR MORE INFO A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance.
14 | SEPTEMBER 20, 2020 | ACADIA HOMEFINDER WWW.THEADVERTISER.COM
ACADIAN HOME BUILDERS ASSOCIATION
By Jeff Wood, President, Acadian Home Builders Association
Home Purchasing Plans Largely Unchanged in 2020
The spread of coronavirus upended almost everything in 2020 with lockdowns and other public health interventions disrupting daily life. How did the pandemic affect potential home buyers this year? According to a recent National Association of Home Builders (NAHB) Housing Trends Report, online survey results showed the spread of COVID-19 did not change home purchasing plans for many Americans this year. According to the report, the share of Americans who are considering the purchase of a home in the next 12 months was 11 percent in the second quarter of 2020, essentially flat when compared to the same quarter in 2019 (12 percent). The survey finding indicates that the overall propensity of Americans who want to buy a home has not been impacted by the pandemic. However, generational differences among potential home buyers was stark. In the second quarter of 2020, millennials — adults 24 to 39 years old — were the generation most likely to want to buy a home (19 percent), a sentiment slightly higher than a year earlier (17 percent). In contrast, Boomers, adults 56 to 74 years old, were the least likely to plan for a home purchase (five percent). Home purchasing plans by region were similar. The share of survey respondents who were prospective home buyers was unchanged in the Northeast (10 percent) and South (12 percent), essentially flat in the West (13 percent), and just slightly lower in the Midwest (down from 11 percent to nine percent) from the previous year. One of the challenges home buyers are encountering this year, in addition to affordability, is a delay in their home search due to the rising number of multiple offers on the same property. The survey found that nearly a third (30 percent) of active buyers reported getting outbid by another buyer in the second quarter of 2020, significantly higher than the comparable 18 percent share a year earlier. For house hunters who have been actively searching for a home for at least three months, more than half (51 percent) say they will continue looking for the “right” home in the same preferred location; while 37 percent will expand their search area; and less than a quarter (21 percent) is willing to accept a smaller/older home. For more information about home buying in Acadiana contact Acadian Home Builders Association at www. acadianhba.com Building a House? Is your builder LICENSED? Is your builder LOCAL? For a list of licensed, local contractors, visit www.acadianhba.com or contact AHBA at 337.981.3053. ACADIANA HOMEFINDER WWW.THEADVERTISER.COM | SEPTEMBER 20, 2020 | 15
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