SmartBudget - Simplify your bills

Managing money can be a little tricky at times. Whether you’re trying to save for a deposit and having trouble balancing your expenses or just trying to maintain a busy lifestyle.

Take the pressure off by tackling your bills with Queensland Country Bank’s bill paying and budgeting tool - SmartBudget. You’ll be able to pass over the stress involved in managing bills to SmartBudget, while you focus on living more of your life. Imagine that! Together with your SmartBudget Specialist, you can create a personal budget that handles all your nominated bills in the one place online. Features:

 No interest charged if your account is overdrawn when a number of bills are withdrawn at once*  No fees for BPAY® or direct debits  Control your bills across the year into weekly, fortnightly or monthly payments  Manage your bills in real-time with the online portal available on Internet Banking and the Mobile Banking App

*If the balance in your account is going to be negative in the first eight weeks (i.e. the dollar value of the bills that are due in the first 8 weeks plus the monthly service fee is more than your regular deposits) we will ask you to top-up the difference into your account. Your SmartBudget Account cannot have a debit balance of $5,000 at any time.

Queensland Country Bank’s Brand

Ambassador Glenn Mintern’s SmartBudget experience

“I first joined Queensland Country Bank in the early 2000s when we were struggling to save a deposit for a family home,” recalls Glenn. “There’s no doubt that using SmartBudget helped us achieve our financial goals, and over the years since. We’ve had our mortgages through Queensland Country Bank and they’ve been fantastic at assisting us as we’ve needed to do repairs or renovations on our home.”

To learn more visit queenslandcountry.bank/smartbudget