Queens Tribune Epaper

read this ad. i t m ay be t h e be s t t h i n g y o u ’ v e d on e f or y o u r h e a rt i n y e a r s .

Most don’t consider finding the right hospital for heart surgery an easy decision. But most don’t know that North Shore University Hospital is among the best for outstanding cardiac care. It has been rated as having the best outcomes in Emergency Angioplasty for the second consecutive year, as well as the best in New York State for bypass and valve surgery. Which makes choosing the place for superior cardiac care a lot easier when the New York State Department of Health has

Page 2 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

already done it for you. For more information visit northshorelij.com/cardio.

Source: New York State Hospital Observed and Risk Adjusted In-Hospital Mortality Rates for PIC, and Adult Cardiac Surgery Report Cards. 2005-2007 discharges. Published April 2010. Results based on statistical significance.

STAYING LEAN The past few years have been financially tough for us all. We’ve learned how to do more with less, picking up tips along the way from friends, relatives, fellow business owners and just about anybody who can offer us that nugget of advice to help us save a buck.

Well, the economic gurus say things are getting better, and finances certainly do seem to be improving. Property values are back on the rise, there’s a little more shopping going on and people have adapted, figuring out ways to stretch their dollars to make them last.

This special edition shares some of the tips and tricks learned to help individuals, families and businesses keep their heads above water, and offers some guidance for the future. Things are getting better out there, but we all just need to continue to tread with caution. As an example, this special monthly edition, typically printed with a slightly more expensive glossy cover, is one way that we at the Tribune have cut back – it’s tight, concise and has the less expensive paper cover.

We’re all doing what we can to save a little more. Turn the page and learn how you can save as well.

Shoppers flock weekly to the Aqueduct Flea Market, where bargains have, for some, become a way of life.

Photo by Ira Cohen

TABLE OF

CONTENTS

SAVING AT HOME Organizing Your Stuff ...................Page 6 Refinancing ...................................Page 6 Saving For Education ...................Page 6 Picking The Right Bank ...............Page 8 Saving On Utilities ........................Page 8 How To Make A Budget................Page 10 Renting Vs. Buying........................Page 12 Cleaning Up Your Credit ...............Page 15 Selling Gold ...................................Page 17 Yard Sales & Flea Markets ..........Page 19 Reusing Household Items ...........Page 19 SPENDING MONEY TO SAVE Buying A New Car .........................Page 20 New Windows & Doors ................Page 20 Go Back To School ........................Page 23 Buy A New House .........................Page 23

Join A Price Club ...........................Page 19 Shop At The Dollar Store .............Page 25 Find Great Bargains .....................Page 25 Outlet Shopping ............................Page 26 Got An Extra $100? ......................Page 28 Fixing Up Your Car ........................Page 28 Grocery Store Comparison ..........Page 30 DINING & TRAVEL Travel On A Budget .......................Page 33 Use Savings Cards ........................Page 34 Clipping Coupons ..........................Page 34 Shop Online For Deals .................Page 36 YOUR BUSINESS Get Yourself Networked ...............Page 39 Sublet Extra Space .......................Page 39 Rent Somewhere Else..................Page 39

Cover Design & Piggysphere By Tania Y. Betancourt

Save Through Efficiency...............Page 41 The Chamber Can Help ................Page 41 Manage Your Inventory ................Page 41 Advertising Works ........................Page 42 Hire Interns ....................................Page 44 Discounts Bring Back Customers .....................................Page 44 Save On Operations......................Page 44 Think Ink ........................................Page 44 The Sky’s The Limit ......................Page 66 THIS WEEK’S QUEENS TRIBUNE Queens Deadline ..........................Page 47 Leisure............................................Page 51 Not For Publication .......................Page 52 Edit & Letters ................................Page 54 QConfidential ................................Page 65

A worker at Crystal Windows and Doors in Flushing makes energy-efficient windows that can help homeowners save big bucks on heating and cooling costs.

Photo by Ira Cohen

The Queens Tribune (USPS 964-480) is published weekly every Thursday for $12 per year by Tribco, LLC, 174-15 Horace Harding Expwy., Fresh Meadows, NY 11365. Periodical Postage Paid at Flushing, NY. POSTMASTER: Send address changes to the Queens Tribune, 174-15 Horace Harding Expwy., Fresh Meadows, NY 11365.

WHY I BELIEVE IN NEW YORK’S FUTURE ll. And at affect us a th s m le b ro p rious ment problems — se r state govern u o , g in rt u h .

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www.andrewcuomo.com Paid for by Cuomo Duffy 2010 Inc., Richard Sirota, Treasurer.

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 5

ANDREW CUOMO FOR GOVERNOR. VOTE TUESDAY, NOVEMBER 2ND.

All Your Stuff Carries An Extra Cost

By DOMENICK RAFTER Call it costly clutter.

You may not realize it, but that junk drawer is costing you money, so is that mess on your bureau, and that disorganized storage unit that you do not even know what is in it. If you are pinching every penny now and you have a cluttered mess, cleaning it up – organizing yourself – can save you more than a few cents.

Dawn Falcone, a professional organizer from Jackson Heights and president of Dawn Falcone Lifestyles, said it is not surprising so many people have so much stuff. Besides the fact that we are all space-deficient living in New York City, our culture also invites us to collect.

“We’ve been raised to be consumers,” she said.

Indeed, we are always told the best way to help the economy is to go shopping, but even then, there is a limit to how much shopping you need to do before you just have too much stuff.

Disorganization, Falcone said, can cost you money. You may end up paying bills late because you misplaced them, you may be late for work because you can not find your keys, or you may miss important appointments because you misplaced that lost address you wrote on a post-it.

First thing, Falcone said, is to make sure what you have is organized, otherwise you may be spending money where you don’t have to.

“When your home is cluttered, you don’t know what you have and you end up buying things you don’t need,” she said.

When you’re disorganized, it is easy to misplace something. You may end up buying something you thought you misplaced, only to have it turn up.

Often the missing items turn up where people are not looking, like in storage units, which Falcone said are often the biggest problems for her clients. She said the units are often forgotten about and are cluttered with items people do not need.

“These storage units cost money to rent, and if you don’t need them, that’s wasted money,” she said.

Many times she found that her clients do not need any items in the storage units they have rented and are wastefully paying for that unit. Getting rid of that unit would save you money, and opens a spot for someone who really does need it.

Now what do you do with that extra stuff you do not need? Sell it, Falcone sugAn organized home may help save you money – gested, and make some and also looks nice, too. money back. In Jackson

Page 6 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

Refinancing For Gain

By DOMENICK RAFTER For homeowners looking to save some money on their mortgages, refinancing is a popular option these days. Refinancing is usually done to take advantage of a lower interest rate, consolidate other debts into one load, reduce monthly payments, alter risk or free up cash. There may also be tax advantages in refinancing. In most situations, it means the mortgage would be longer term, however.

Rates are the lowest in history, at 4.25 percent, making it an opportune time to refinance, but qualifying may be difficult, especially in the current economic climate.

“There are still a lot of unqualified borrowers out there who can’t qualify,” said John Lagoudis, an Astoria mortgage banker.

Qualifying for refinancing depends on the value of your home, how much you can afford and the debt you owe. If you are unemployed, you can not qualify because you have no income to pay off your debt. How-

ever, if you have little debt, your home values are not low and you are employed with a good income, it could be easy to qualify to refinance.

If you do not meet those criteria at the moment, good conditions for refinancing will likely continue for the foreseeable future because of persistent low rates.

“I don’t think the government has a choice but to further lower rates,” Lagoudis said, noting the housing market needs to stay afloat in order to keep the economy from sinking into recession again.

Lagoudis said in the wake of the subprime mortgage crisis, Fannie Mae and Freddie Mac changed some of the rules to prevent another collapse and because of them; the thresholds a borrower needs to reach to refinance are higher. That higher threshold means conditions that would be qualifying a few years ago would not be qualifying today. While that makes it harder for someone to refinance, it would also prevent defaulting on a mortgage.

Heights, she said, there is a listserv set up to sell unwanted or unneeded stuff, or donate the items for a tax write-off.

Refrigerators, Falcone said, are a common problem for people who are disorganized. Much like in other situations, people often can not see what is in the back of the refrigerator and buy items they already have, leading to a clutter that includes three jars of mayonnaise when you only need one.

Falcone suggests taking steps to deal with that, such as wrapping leftover food in clear plastic wrap or in clear containers so you can see what is in it. People normally won’t bother

to open up something wrapped in tin foil, but if they see it they’re more likely to eat it.

Another suggestion Falcone has for those living with limited space is to find items that serve a dual purpose. Buy a coffee table or an ottoman that has a place for storage, for example.

Or most of all, just do not buy things you need. Falcone said stores like BJs and Costco invite us to buy in bulk when we do not really need to.

“If you’re going to live in New York City and in an apartment, you’re going to need to do with less than the average American,” she said.

Tax-Deferred Savings For The Kid’s College

By JOSEPH OROVIC GOT KIDS? WANT THEM TO SUCCEED? Then you are probably thinking of setting aside a bit for their college education.

Fortunately, there are two types of tax-deferred accounts which allow for investment towards education without giving up money to the government.

Custodial accounts, for all their good, remain entombed until a child becomes 18 years old, at which point it is technically their money. The beauty of an education savings account? It ties the funds to education expenses only. Now grab a napkin mom and dad, you’re starting to drool.

The two options, a Coverdell Education Savings Account and a 529 Plan, offer a tax-free shelter that allows money to grow until it is withdrawn and used for qualified education expenses, according to the IRS. Though they have many similarities, their biggest difference is the breadth of expenses they cover.

A 529 plan works in conjunction with the state, allowing parents and family members to contribute up to $5,000 tax-deductible each towards a child’s education savings account.

The State limits the types of funds available to account holders, but has several options available depending on their need, income and aversion toward market volatility, according to Astoria Federal Retail Finance Services Director Frank Burkowitz.

“I wish I would’ve had it when my kids went to school,” he said.

When the time comes to begin withdrawing from the account, the plan accepts a very broad definition of an “education expense.” Aside from tuition, cell phones, computers, and room and board are all considered education expenses.

“This is a tremendous opportunity,” Burkowitz said. “There really aren’t bear traps here.”

The beneficiaries have no age

limit, and contributors have no gross income limit. The beneficiary status is transferable to nearly anyone looking to spend on college, from younger siblings to your spouse.

A Coverdell Account, formerly known as an Education IRA, bears many of the properties of its former namesake. It offers a tax-deferred haven for savings until the money is actually withdrawn.

Adults, usually parents, establish a beneficiary, who can receive funds from various Coverdell Accounts established for them. Regardless of the total number of accounts, each beneficiary can only receive $2,000 a year towards their funds.

The money can go towards a mutual fund or set-rate account established for the child, depending on the institution you decide to keep the money with. When the time comes to cash out, the funds can be withdrawn tax free if used towards qualifying expenses.

And therein lies the difference between the two types of accounts.

The Coverdell Accounts cover a wide range of expenses, much like a 529. From textbooks to even laptops or cell phones, depending on the expense, most costs incurred will be covered by the plan.

Coverdell accounts do have gross income limits though. If you’re single and make $95,000 or married and make over $190,000 filing a joint tax return, you are not eligible to start an account.

Coverdell also limits beneficiaries to kids under 18 years old. But it allows flexibility, where any member of your immediate family can become a beneficiary, should your stellar brainiac child get a scholarship.

What separates the two education savings accounts most is the flexibility in funds. Whereas 529s limit your family of investments to what the State mandates, Coverdells only limit you to the funds available through your financial institution of choice.

Shop Around For Low Banking Fees

By JESSICA ABLAMSKY Anyone who ever overdrawn their account knows that bank fees can really add up. Unless you keep your hard earned cash under your mattress, the options in our fair borough are nearly endless, from the mega-banks that nearly brought the U.S. economy to its knees, to the local banks where (gasp) you can actually call a branch and get an answer.

If you are shopping around for a new checking account provider, here are a few banks to compare.

TD Bank Checking: monthly fees range from $0-$25 (if minimum balance is not maintained) Convenience Checking: • No minimum daily balance requirement for first year, then $100 • No minimum to open • $15 monthly maintenance fee, or $0 with minimum daily balance • Free first order of checks • No fee for out-of-network ATMs • Free online banking and bill pay • Free TD Bank Visa debit card with Visa rewards • Overdraft protection: $35 per transaction that overdraws your account more than $5. One-time $20 fee with negative balance for more than 10 consecutive business days.

Flushing Savings Bank Checking: monthly fees range from $0 to $10 (if minimum balance is not maintained) Totally Free Checking:

• $100 minimum balance to open • No minimum balance • Free online banking and bill pay • First checks free • MasterCard check card • Out of network ATM fee: $1.50/ $3 international • Overdraft protection: No monthly charge; $35.00 fee per overdraft transaction.

Queens County Savings Bank Checking: $0 monthly fee Absolutely Free Checking: • No minimum balance • Free online banking and bill pay • Visa check card and rewards • $1.50 for non-New York Community Bank ATMs • Overdraft: $20 per overdraft transaction Capital One Bank Checking: $0 monthly fee Rewards Checking: • $50 to open • No minimum balance • Free online banking and bill pay • MasterCard check card and rewards • Out-of-network ATM fee: $2 • Overdraft: up to $35 per overdraft transaction Maspeth Federal Savings and Loan Checking: $0 • $1 to open • No minimum balance • Free online banking and bill pay • Free Checks • ATM or Visa Check Card

Writing checks does not have to cost a lot if you shop around for a good deal.

• Out of Network Fee: no fee • Overdraft Protection: link your

savings and checking accounts, $5 per transaction

Page 8 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

Bundles, Going Green Add To Savings

By ANGY ALTAMIRANO cooling, indirect or heat pump hot-water. Con Edison even has Turning off a light in a room a handy "Energy Toolkit" that alyou are not using can save the planet and put a lot of money back lows customers to use calculators in your pocket. "Going Green" is to estimate their savings when and if they decide to "go green" everywhere, and saving energy can and conserve energy. reduce your bills. Saving money on utilities at home is not hard Also working to save energy once you look into the deals given and provide customers with the by the local cable and internet best electricity and gas is Naproviders. tional Grid, which is trying its "The Power of Green," is one of best to help people save and use the first slogans you see when you less energy. On the company's arrive at Con Edison's Web site.

Web site, they offer 20 ways to This power will allow you to save use energy smartly, in which the both energy and the environment energy experts at National Grid you inhabit. The site provides cusprovide their customers with their tomers with ways they can save ensuggestions on helping to save ergy, ultimately reducing their enon energy costs. The experts even Changing to energy efficient bulbs is one step suggest switching to natural gas, ergy bills and saving the planet.

Customers can now "Pay It toward reducing utility costs. which is the cleanest burning fosGreen" by saving time, money and sil fuel. trees with Con Edison's e*bill, a com- ways you can do so. Under "the Power If this sounds intriguing, National pletely paperless way to pay your Con of Green" link, you will find energy- Grid can set up a no-cost, no-obligaEdison bills. Also, for a limited time efficiency tips- ways to preserve en- tion appointment to give customers through Nov. 10, signing up to use ergy in both residential and business an estimate on the installation and the e*bill will automatically enter you locations. A program that is available bills thereafter. To receive the best ofin a lottery to win one of two Apple to help customers use less energy is fers, and make sure your gas heating iPads. one in which residential customers gets to you in the most efficient way, If that is not enough, and you still who live in a one- to four-family home you can contact National Grid with wanted to find new ways to reduce your can receive up to $1,000 in rebates any questions. energy bills, Con Edison has lists of for installing high-efficiency heating, With new televisions and comput-

ers appearing, no household can go without cable and internet. With these, you have the top three TV, Internet and Phone providers Verizon, Time Warner Cable and Directv.

Starting with Verizon, you can save by bundling up and purchasing bundles of TV, internet and phone or just high-speed internet and phone.

The "Triple Play" bundles range from $85-$95 per month, and come with worry-free guarantees, wireless routers at no cost and other details included with the offers. But, if you don't like the bundles Verizon provides, you have the option of making your own, where you can choose the services and then the channels and internet speed that fits your needs.

From Time Warner Cable, the same kind of bundles exist, yet their triple play bundle costs about $100 per month and around the same price for the double bundles. If bundles for Time Warner are not your thing, then they have their regular retail rates.

Basic cable service is about $20, with extras available to be included.

Offer such as the bundles could in the long run be more money saving than purchasing single services.

To reserve your space call 357-7400

Tribune Professional Guide

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 9

How To Make And Stick To A Budget Having a family and maintaining a steady, foolproof budget can oftentimes be a difficult, stress-inducing process. Here are some tips about how to budget your money wisely for the economical benefit of your household.

Hold on to every financial statement you can. This includes bank statements, investment accounts, recent utility bills and any information regarding a source of income or expense. The key for this process is to create a monthly average, so the more information you can round up the better.

Record each and every source of your income. If you are self-employed or have any miscellaneous sources of income, be sure to record these as well. If your income is in the form of a regular paycheck where taxes are automatically deducted, then using the net income, or take home pay, amount is fine. Record this total income as a monthly amount.

Create a list of monthly expenses. Write down a list of all the

expected expenses you plan to incur over the course of a month. This includes a mortgage payment, car payments, auto insurance, groceries, utilities, entertainment, dry cleaning, auto insurance, retirement or college savings and essentially everything you spend money on. Make sure to categorize them in an easily readable and relatable manner.

Break expenses into two categories: fixed and variable. Fixed expenses are those that stay relatively the same each month and are required parts of your way of living.

They included expenses such as your mortgage or rent, car payments, cable and/or internet service, trash pickup, credit card payments and so on. These expenses for the most part are essential, yet not likely to change in the budget.

Variable expenses are the type that will change from month to month and include items such as groceries, gasoline, entertainment, eating out and gifts, to name a few. This category will be important when making adjustments.

Total your monthly income and monthly expenses. If your end result shows more income than expenses you are off to a good start.

This means you can prioritize this excess to other areas of your budget, such as retirement savings or paying more on credit cards to eliminate that debt faster. If you are showing a higher expense column than income, it means some changes will have to be made.

Make adjustments to expenses. If you have accurately identified and listed all of your expenses, the ultimate goal would be to have your income and expense columns to be equal. This means all of your income

is accounted for and budgeted for a specific expense. If you are in a situation where expenses are higher than income, you should look at your variable expenses to find areas to cut.

Since these expenses are typically non-essential, it should be easy to shave a few dollars in a few areas to bring you closer to your income.

Review your budget monthly. It is important to review your budget on a regular basis to make sure you are staying on track. After the first month take a minute to sit down and compare the actual expenses versus what you had created in the budget.

This will show you where you did well and where you may need to improve.

Monthly Budget Planner

Page 10 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

Things To Know 1. Budgets are a necessary evil.

They’re the only practical way to get a grip on your spending - and to make sure your money is being used the way you want it to be used.

2. Creating a budget generally requires three steps.

- Identify how you’re spending money now.

- Evaluate your current spending and set goals that take into account your long-term financial objectives.

- Track your spending to make sure it stays within those guidelines.

3. Use software to save grief.

If you use a personal-finance program such as Quicken or Microsoft Money, the built-in budget-making tools can create your budget for you.

4. Don’t drive yourself nuts.

One drawback of monitoring your spending by computer is that it encourages overzealous attention to detail. Once you determine which categories of spending can and should be cut (or expanded), concentrate on those categories and worry less about other aspects of your spending.

5. Watch out for cash leakage.

If withdrawals from the ATM machine evaporate from your pocket without apparent explanation, it’s time to keep better records. In general, if you find yourself returning to the ATM more than once a week or so, you need to examine where that cash is going.

6. Spending beyond your limit is dangerous.

But if you do, you have got plenty of company. Government figures show that many households with total income of $50,000 or less are spending more than they bring in.

This doesn’t make you an automatic candidate for bankruptcy - but it is definitely a sign you need to make some serious spending cuts.

7. Beware of luxuries dressed up as necessities.

If your income does not cover your costs, then some of your spending is probably for luxuries - even if you’ve been considering them to be filling a real need.

8. Tithe yourself.

Aim to spend no more than 90 percent of your income. That way, you’ll have the other 10 percent left to save for your big-picture items.

9. Don’t count on windfalls.

When projecting the amount of money you can live on, don’t include dollars that you can’t be sure you will receive, such as year-end bonuses, tax refunds or investment gains.

10. Beware of spending creep.

As your annual income climbs from raises, promotions and smart investing, do not start spending for luxuries until you are sure that you are staying ahead of inflation. It is better to use those income increases as an excuse to save more.

The above chart is a basic spreadsheet for calculating a monthly household budget. Feel free to clip it out, copy it and use it to help keep track of monthly expenses.

To Rent Or To Buy? That’s A Big Question

CLINICAL TRIAL FOR MEN WITH PROSTATE CANCER The North Shore-LIJ Health System’s Department of Radiation Medicine is pleased to offer a clinical trial for men with prostate cancer to receive Robotic Stereotactic Radiosurgery.

If it is determined that you are eligible for the trial and you consent, you will receive five radiation treatments. Follow up will include physical exams and blood tests (PSA’s) on a regular schedule.

For more information about this clinical trial, please call (718) 470-7190, Ext. 66773, or visit us online at northshorelij.com/radmed.

Clinical NSLIJ 0839 sponsored by North Shore-LIJ Health System.

Page 12 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

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By JASON BANREY If you are living in Queens, most likely you are either renting a space to live or paying a mortgage on the home you are living in. If you do not fit in either of those two categories, it is going to be a cold winter for you.

The debate between renting and buying has been going on for ages, and in a era when everyone is looking to save as much money as possible, it can be difficult to choose between the two.

No need to fear, there are options for prospective buyers looking to get into a nice space that won’t break the bank.

Micheal Terry is a Certified Financial Planner with MTP Advisors in Maspeth. He has been in financial planning business since 1998, helping Queens’ residents make the right decisions when it comes to renting and buying.

According to Terry, a variety of factors go into the decisions facing buyers and renters, all based on a mix of different circumstances. Generally he recommends buying a home because it pays off in the long run.

But for individuals who cannot meet the necessary down payment and who do not have a good credit score, options may be limited.

Seeing a financial planner can help individuals make sense out of what their financial capabilities are when considering where they want to go.

“What happens all too often is people buy a house and it turns out being too expensive for them.” said Terry.

Renting, overall, has fewer initial costs than owning a home. Typically rent is steady for the average renter.

Although rent may increase due to inflation, tenants usually sign an agreement that states their steady monthly price.

Individuals just out of college may not have too many options either, which makes renting the only viable decision, after considering moving back in to their parents’ house.

Buying a house presents a long list of costs. For example, the purchase

price of the home, a down payment, a loan amount (if you are lending from the bank), loan interest rates, homeowner’s insurance, property taxes and maintenance costs – just to name a few.

Terry stresses it all depends on the individual. If you have enough money for the down payment and your credit score is good, buying a home will give you a sense of ownership and provide you with an investment that may reap gains in the long run.

“If you can’t pay the down payment you will not get the mortgage.” said Terry. “It’s harder to get a mortgage now. Banks should ease up a bit in the coming years when it comes to giving out loans. But that transition will be slow.”

Terry is optimistic about mortgage trends in Queens and is standing by to help individuals make the right decisions.

Whether you are looking to rent or buy, Queens has plenty of space that is looking to be occupied. “Although I wouldn’t say it’s cheaper, but [Queens has] places with value, space, transportation, good conditions, good buildings, etc,” said Adriano Hultman, Associate Broker for Prudential Douglas Elliman Real Estate.

Many neighborhoods in Queens are experiencing rejuvenation.

“Astoria, Long Island City, Forest Hills, Sunnyside, Woodside, Flushing, Bayside, Elmhurst and others offer great living conditions.” said Hultman.

In one of these areas the average rental per month can range from $1,100 in low end to $1,900 or more in a one-bedroom, brand-new elevator building. “As far as price of apartments go, there are co-ops in the market from $140,000 or less and one-bed condos from $240,000 up to $600,000.” said Hultman.

Renting is renting, and you’ve got to live somewhere. However, in the long run, buying a home will give buyers a sense of ownership in a growing borough that has something for everyone.

The decision to rent or buy your home rests solely in the hands of the tenant.

Tips To Keep Credit Scores In Check must first focus on paying down that

By DOMENICK RAFTER Now more than ever, it is impor- debt. Devise a plan to pay down debt tant to have good credit. As a result over time, as much as you realistically of the financial crisis, rules have been can per month. Every time your debt tightened and those with even aver- decreases, your credit rating inage credit could have a hard time creases. Even if your credit rating increases, getting loans or mortgages.

Credit scores can be bad for a number of reasons, but the major one is debt. Financially, you bit off more than you could chew. Banks are wary of giving loans to customers who have a history of racking up debt they can not pay back, so if you are planning to buy a car, or a house, or even doing a home renovation, a good credit score is important.

There are a variety of ways to improve your credit score.

Some are easy to do, like cutting down on unnecessary spending beyond what you have, while others are more difficult and require commitment and sacrifice.

First and foremost, don’t add to your debt. If you’re already $5,000 to $10,000 in debt, don’t add any more unless it is for something that Taking a close look at your credit report can is a necessity. You help improve credit scores.

D o n o t m a x o u t y o u r credit your history of bad credit could come back to haunt you. The best scenario cards, professional credit counsewould be to decrease your debt to $0 lors suggest, and instead spread your balance across a few credit and sustain it for a period of time.

A n - other factor in bad credit cards. Since having more credit scores is paying bills late. Al- cards is good for your score, as long ways pay your bills on time, as they are paid off on time, it is even if you are just paying the good to have a few and spread your minimum payment. Late pay- charges among them. According to ments can stay on your credit Queens Credit Repair’s Ways to Imreports for up to seven years. prove Your Credit, your credit score Keep track of payment due can be hurt if your balance is more dates on a calendar and be sure than 70 percent of your credit limit on a single account. to have your payThe damage to your ment in the mail at score is less if that least a week before “Keep old cards active number is 30 or 50 it is due. since 15 percent of percent. Below 30 Queens Credit d o e s n’ t Repair, a Elmhurstyour credit score is your p e rc e n t n e g a t i v e l y affect based credit counselcredit life span, the your score unless the ing service, suggests amount of credit that balance is not paid as one way to improve you’ve accumulated off in full. credit is to avoid closCredit repair couning credit cards that over time. The more selors also suggest you pay off. That credit, the better, so that people keep a could hurt your credit long as you pay it off.” record of their credit score since it increases your debt to credit raQueens Credit statements to immedidispute any tio. They suggest Repair ately questionable charges, keeping old cards acand check your credit tive, since 15 percent profile often so you of your credit score is your credit life span, the amount of can immediately react to negative credit that you have accumulated changes in your credit score. Your over time. The more credit the bet- credit profile is available for free from the major credit bureaus. ter, so long as you pay it off.

Just register with the Queens Air Services Development Office (ASDO) and you’ll be given the opportunity to secure contracts from aviation industry buyers at John F. Kennedy International and LaGuardia airports.

ASDO, funded by The Port Authority of New York and New Jersey and its airline partners, has helped hundreds of businesses compete for contracts worth millions of dollars. It also sponsors business building workshops and seminars for local vendors. Sign up today. Call Dolores Hofman at 718-244-6852 or visit ASDOonline.com.

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www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 15

There’s a better way to get contracts from airports in Queens.

Use Care Turning Jewelry Into Cash

By ANGY ALTAMIRANO Nowadays people are looking to turn their beautiful golden jewelry into large sums of cash, selling them to buyers who specialize in purchasing gold. Yet, why do it, and exactly what guarantees you receive the best deals in payment?

One New York-based company that buys gold and other jewelry is Global Gold and Silver. This company has two locations; one in Manhattan’s Diamond District and another in Brooklyn. The company provides interested sellers with price lists on its Web site, and also with advice when it comes to dealing with selling gold in general, whether it is with them or others.

The tips are those that should be followed by any person looking to sell. When selling gold you should not just go with the first offer you find – do your homework. Check the credibility of the companies or stores, because you can never be too sure when it comes to expensive jewelry and your cash. Use Google; search for the company’s name and also search for reviews, not only depending on those provided on the company’s Web site.

Check for licenses, because every reputable gold and jewelry buyer is required to be licensed. Make sure the companies could accommodate consumers both online and also in person. Be aware of companies that do not show their current prices or promise to pay 85 percent or more of the gold value. Also, when shipping your gold, make sure you ship only via FedEx, and make sure it is insured. Do not take any extra risk when it comes to shipping your valuables, or your money.

For example, if you were to sell to Global Gold and Silver Company, your goods are insured for $1,000 and only shipped via FedEx. You must be aware that genuine gold and jewelry buyers will pay between 65-85 percent of the gold value, which varies per day.

J&B Gold Buyers in Richmond Hill and Goldrush in Ozone Park have tried to add incentives to their buying programs, with giveaways of items like flat screen televisions and Apple iPads to help entice sellers to pick them

over some of their counterparts.

Selling to a gold company isn’t the only option for your jeweled abundance. You can also decide to sell to pawn shops, local jewelers, eBay and even on Craigslist. Selling to a pawn shop might work well for somebody looking for some fast cash who hopes to turn around and get the family heirlooms back after picking up some needed short-term help.

Gonzalo Rojas, a jeweler at Benoit Jewelers in Manhattan, both sells and buys gold. Rojas said

the reason people should sell their gold is because gold is at its highest price now and a lot of people need to sell to get out of difficult times.

“You rely on the honesty of the jewelers and companies,” said Rojas. He recommended that if and when you decide to sell your gold, you should go to a jeweler, jewelry store or company that you know well or have received a good amount information on. If you do not do this, then you risk the chance of stealing or being given less than what you should get.

RE-ELECT Congressman Gary

Ackerman

VOTE NOVEMBER 2ND Many people have started to sell their old gold for cash, as the price of gold is now at an all-time high.

Paid for by Ackerman for Congress, Bob Barnett, Treasurer

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 17

OUR FIGHTER IN CONGRESS

Sales In Yards, At Markets, Online

B E

H S Q A J W

Photo by Domenick Rafter

parts. If something is in

By DOMENICK RAFTER a box, ask the seller to For those looking for someopen the box to make thing simple at low prices, flea sure all parts are markets and yard sales, if you present. If possible, try don’t mind secondhand stuff, are on jackets or coats bea place to browse and find hidden fore you buy them to treasures. make sure the fit is A buyer looking for a bargain right. could find it at flea markets. At AqFlea markets and ueduct Racetrack – home to yard sales are not comQueens’ most prominent flea marmon in the winter ket Tuesdays, Saturdays and Sunmonths, nor would you days – buyers can browse not only want to shop at one in fashions, but also accessories, a snowstorm, but that’s housewares, jewelry, music and where the Internet even seasonings and leave with comes in. Since its bags of merchandise for less than launch in 1995, eBay $100. has become the go-to Aqueduct’s flea market charges site for cost-conscious $2 admission with ample parking, shoppers seeking secthough if you live close enough, ond-hand items. Nearly walking is advised. Often, to avoid everything that you can the parking fee, people illegally think of can be found park in the adjacent Home Depot on eBay, with the excepparking lot and face getting tion of certain items the towed, not a good idea for somesite bans, such as toone looking to save money.

Yard sales, like mini-flea mar- Yard sales like this in Ozone Park can be a good place to find interesting gifts and some bacco, alcohol, firearms, Nazi paraphernakets, also offer an array of goods, needed household goods. lia, forged documents albeit secondhand. Queens is also known for being home to flea-mar- weekend selling items she no longer rollerblades, which she sold for a or live animals.

Though the Web site still sells ket-like yard sales called “block needed, including books, video higher price. By Sunday, she had sales,” where multiple houses on the games, old pocketbooks and toys. earned $405.50 and cleared most of most of its items through its signature auctions, where products are ofsame street hold simultaneous yard Most of the items on the series of the tables. tables that lined the sidewalk in front The concern many have with yard ten sold at very low prices, their “Buy sales.

Yard sales are also good ways to of her grandmother’s 104 th Street sales and flea markets is the quality it Now” feature is perfect for custommake some extra money for those garage sold for only a few bucks, ex- of the products they are buying. ers who need an item immediately holding them. In Ozone Park, Nicole cept for what she termed “big ticket Thoroughly check all items you are and don’t mind paying slightly more, Avery looked to make $400 over one items,” like an old pair of buying for cracks, stains, or missing though usually still less than retail.

F

Household Products Get Second Life are painting, or use it as tablecloth for a picnic table. Your guests and family will not know the difference, unless they recognize the polka-dot prints from their last visit to the bathroom.

Wine Corks: Wine lovers do not discard those precious, pieces of cylindrical joy. They can be sliced into thin disks and glued to the inside corners of cabinets. Not only will this protect your wooden cabinets, it will muffle the sound of slamming doors when your child goes in and out looking for their favorite cereal.

Empty Jars: Empty jars can be a great item for anyone to store items.

They can be used to store nuts, bolts and screws. You can keep an empty jar on top of your desk for paper clips, rubber bands and pens.

As opposed to using them for storage, you can be more creative and decorate the lid and jar with an assortment of items and fill with candy, bath salts, or any other item you wish and give as a gift.

An English author once said, “Happiness is making the most of what you have.” In these cases, it also means a happier second life for those household items that would normally fill the city dump.

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 19

By JASON BANREY You can also keep a Stop! Do not get rid of set of plastic bags in that empty ketchup bottle, your car to get rid of acwine cork and shower curcumulating trash. The tain. They all have the prosplastic bags will also pect of a second life. Everyhelp you to get rid of one is entitled to a second those pesky French fries chance, so why not grant the that find their way to same opportunity to our the bottom of your seat household items? and between your cushEvery day many of us get ions. rid of typical household One popular suggesitems that seem not to have tion for college students any more use to us. With a is to reuse them as trash little imagination and ingecan liners. This can be nuity, you can bring new life done in the kitchen, to almost any object in your bathroom and your bedhouse. room.

Here are some suggesFor those who fight tions on how you can turn A wine cork can be sliced up and reused to help quiet cabinet the good fight against your household belongings doors. dry skin and moisturize into reusable recycled goods. frequently, applying loKetchup Bottle: For pancake lov- handy instrument to help scrub tion to hands and wrapping in bags ers who have trouble making the per- stains on clothing, and clean in be- will help to hold in moisture. Sounds fect pancake, a ketchup bottle can be tween cracks and crevices on sneak- weird, but after your wife continues the key to preparing the perfect ers and bathroom tiles. to do it religiously, you will begin to golden circles of the fluffy stuff. First, Plastic Bags: With the snow sea- appreciate the softer side of reusing thoroughly wash out the bottle, mak- son coming up, you can use the plas- the extra bags. ing sure it is ketchup free. Then load tic bags over your children’s snow Shower Curtain: Shower curtains if up with you favorite pancake mix. boots to keep their feet dry. Another can become a bit grimy over time, If you can’t finish it all, close the cap helpful winter use that will reduce but they can be cleaned and revived. and store it back in the fridge. the need to scrape ice in the morn- Soak the curtain in vinegar and waToothbrushes: For those hard to ing is to tie bags around rearview ter for several hours to clean it, and reach areas, a toothbrush can be a mirrors and windshield wipers. then use it as a drop cloth when you

Save Some Dough With New Wheels

By JOSEPH OROVIC Is your sloppy jalopy emitting a black cloud from its exhaust pipe?

Does maintaining your car cost as much as rent? It may be time to cash in that junker for a new vehicle.

Before heading to a dealer, your best bet to save some precious cash is stopping to do your homework.

The Greater New York Automobile Dealers Association, based in Whitestone, recommends hefty research before making a long-term investment in a car.

First and foremost, understand the limitations of your income range. A 2011 Rolls Royce probably is not in the cards for you. Instead, research trade publications and car magazines to decipher which new models best suit your needs. Stop by dealerships and pick up brochures for any models on hand you might be interested in.

Be ready for some deals.

“Car buyers are in a really great position right now,” said GNYADA President Mark Schienberg.

The financial and automotive crisis left the industry in tatters. Translation: Now is an ideal time to take advantage.

“Now is a really great time to buy a new car,” Schienberg said.

“The automakers are still providing good incentives, rebates and lease programs to stimulate sales and encourage people to upgrade

their new cars.”

Before driving off the lot, research your choice extensively, making sure the car has a reputation for reliability and safety – it’s probably the biggest money-saver in the long term.

After your test drive, it’s time to consider your financing options. And here you can deviate down two drastically different roads. The main question is “Lease or buy?”

GNYADA breaks down the decision fairly simply: Do you want own the car for a prolonged period of time, make changes to the vehicle or drive more than 15,000 miles a year?

If so, buy. Otherwise, if having a newer model and putting low mileage with lower payments over the long term sounds more appealing, lease.

Should you decide to buy, there are several financing options available. First is your standard deviation of payments for the value of the car over a term. The interest rate on the loan will generally be reflective of your credit standing, so make sure your credit score is up to par.

You can also opt for balloon payments, which offer more flexibility when approaching the end of the loan’s term. The monthly payments lower with the car’s depreciating value, which allow for smaller dents in your bank account. It presents a nice option for lower monthly pay-

ments; but at the end of the loan’s term you have a decision to make: refinance the remaining balance; pay it off outright; sell the vehicle to pay off the remainder; or hand it back to the dealer and pay a disposal fee.

Be sure to negotiate with a dealer – the suggested retail price does not

represent a firm value.

Also, in keeping with a long term investment, research the vehicle’s potential insurance rate and cost of ownership – including maintenance and gas mileage. Always be sure the monthly cost of keeping the car fits within your budget.

Replacing a gas guzzler with a fuel efficient new car, like the Nissan Juke, can mean plenty of savings.

Page 20 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

New Windows Can Equal Big Savings

By JOSEPH OROVIC This issue is filled with aroundthe-house tips for saving cash, but you may overlook what lies beyond your door. Specifically, keeping what is outside your door from coming in.

Looking out the window, you may check the weather but never consider how much of it is sneaking into your home.

The doors and windows of your

house may be one of the least obvious ways to save on energy bills. Over the long term, the return on investment for a new set of vinyl windows and doors pays off.

“The public is not being educated enough about the importance of having energy-saving windows,” said Steven Yu, a spokesman for Flushing’s Crystal Windows and Glass.

According to Yu, installing energy-saving windows and doors could save up to 15 percent on energy bills.

Most new windows should qualify for an Energy Star label, which ensures you’re getting the most out of your air conditioning and heating units within your home. The federal government is currently running a tax rebate on installing Energy Star windows – but the tax break ends Dec. 31.

Most of Crystal’s products use Low E glass with argon filling, which provide insulation against the outside elements.

Yu said many consumers are not inquisitive enough when buying windows.

“One of the most common New windows can help bring down heating mistakes is never asking what and cooling costs, and qualify for a tax window they are getting,” Yu credit. said. “What brand is the win-

dow? Does it have Low-E glass? Does it quality for the energy tax credit?”

Now is an especially opportune time to upgrade your windows.

“Not only do they qualify for federal energy tax credit until end of 2010,” Yu said, “with the energy-saving glass package they would also save on heating bills during the winter and cooling bills during the summer.”

Many are also adverse to the installation process itself. According to Yu, while Crystal only produces windows, they recommend installers with a solid background and history of good workmanship. And don’t worry, you won’t have gaping holes in your walls. Installation typically takes up to two days for an average home.

At the Crystal Windows’ state-of-the-art facility, Energy Star windows are manufactured every day.

Vote Tuesday

FIGHTER FOR THE MIDDLE CLASS The son of a school teacher, Anthony lives in Queens. He went to work with Chuck Schumer to deliver real reform for the Middle Class.

AN INDEPENDENT VOICE FOR US Anthony is working to create good jobs here at home, protect our Social Security, support our schools and always defend Israel.

Vote Tuesday, November 2 ANTHONY WEINER IS ENDORSED BY:

Joint Council 16

Paid for by Friends of Weiner

Local 3

WWW.ANTHONYWEINER.COM | 718-600-4692

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 21

Democratic Party t Independence Party t Working Families Party

Head Back To School For A Better Job

By JASON BANREY Going to college is not just for the youngsters nowadays. In recent years many adults have decided to return back to college in an effort to advance their careers, find new ones or follow their dreams.

Sometimes referred to as non-traditional students, these adults differ from your average student in the sense that they are not enrolled in colleges or universities full-time, are typically older than 25, may have children and are considered financially independent.

Investing in a college degree can have its advantages in an evolving workplace where many companies are asking their employees to do more with less. Within an everchanging technological world, some adults are finding their skills are no longer sufficient.

These non-traditional students are typically continuing their education in the hopes of earning a degree that can increase their prospective salary and help broaden their career opportunities, ultimately al-

lowing them to compete among a diversifying workforce.

According to the Dept. of Labor’s Bureau of Labor Statistics, changes in consumer demand, improvements in technology, and many other factors will contribute to the continually changing employment structure of the U.S. economy.

Published by the DOL, the U.S. Occupational Outlook Handbook 2010-2011 Edition, provides job outlook trends for hundreds of different occupations and includes employment projections through 2018.

So which degrees promise a profitable return after sacrificing a couple of years in college?

According to the handbook, there are a range of industries with large wage and employment growth developing in the next eight years.

The management, scientific and technical consulting services industry are predicted to receive the most significant increase in wages and salary in the professional and business services category, with an increase of more than 82 percent.

Training in the healthcare and social assistance sector is also expected to be beneficial in the near future. The services for the elderly and persons with disabilities will increase by more than 73 percent and home health care services are expected to increase by about 46 percent.

If you are currently attending college and enrolled in an engineering degree program, you are promised a good return on your investment. According to PayScale.com, these specific engineering degrees include petroleum, aerospace, chemical, electrical and environmental engineering.

The growing development of “green” technology will bring an increase in “green jobs,” where energy companies will look to professionals in this field to help them develop their opportunities as the energy sector continues to evolve.

Many of these degrees require at least two to four years of study, which a lot of adults cannot dedicate themselves to.

To accommodate this population, colleges and universities offer re-entry student services and campus childcare centers, as well as flexible course scheduling with classes one night per week, on the weekends, or in an accelerated format.

Students can also now complete their degree programs online. After surveying nearly 500 members of the Society for Human Resource Management, it was concluded that the majority of hiring officials found there was a greater approval of an accredited online degree. Although employers do acknowledge accredited online degrees favorably, they want to see an integration of traditional learning that takes place within a college.

For those who are looking to attend college with the goal of strictly receiving a degree and a competitive salary, here are some other fast-growing occupations that are worth taking a look into: Financial examiners, skin care specialists, athletic trainers, dental hygienists, veterinarians and physician’s assistants.

It’s A Buyers’ Market – So Shop Around home, and will expose any flaws the seller or a broker may be trying to mask.

Come to terms with certain characteristics of a potential home – namely location.

“The colors of the walls are not the most important thing,” Beaudoin said, adding buyers often get too caught up in superficial things to truly assess Now is the great time to take advantage of the home. a buyers’ market.

Aside from the actual price cost overall. of the home and closing costs, keep Then, as in all major decisions, an eye to the future and any loomtrust your judgment but also find ing expenses. Questions like, “Is the someone who knows more than you. house a handyman special, or reNamely, a licensed engineer (and not cently renovated?” should be forea house inspector), Beaudoin said. most in your mind.

“Engineers are much more qualiCertain installations, like a boiler fied than people that are just house over a hot water heater, could end inspectors,” she said. up costing big bucks in the longer The engineer can give you a much term. The engineer you hire should fairer and realistic assessment of a be able to accurately assess the true

life left in a boiler, as well as the cost of replacing it.

The cheaper price may be reflected in the amount of work that needs to be done, Beaudoin said.

Oftentimes, buyers favor homes already in decent condition.

“In this kind of market, sometimes you might have to pay a little more for a place that’s completely renovated,” she said. “There’s a lack of sales.”

And, as always, do your research before making an offer that is obviously somewhat lower than the asking price. But tread lightly and do not lowball, Beaudoin said, as it may sour a seller and have them completely ignore any counter offers in the future.

“It’s a buyers’ market,” she said.

“I’ve had some sellers think it’s a sellers’ market and they definitely need a refresher course.”

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 23

By JOSEPH OROVIC Looking to buy a new home? According to Queens real estate maven Michele Beaudoin, put down the real estate ads and get your priorities straight.

Before buying a house, or any other major purchase, know what you can afford.

“To save money in buying a house, first of all, know how much you have to spend,” she said. “That’ll help you through your process in selecting a house: process of elimination.”

Keeping an eye on your budget will bring your search back down to reality, and limit your options in a good way.

Beaudoin advises to meet with a mortgage broker – not a bank – and explore the amounts you can get for a mortgage, what sort of financial instruments are available to you, and how much your down payment will

Page 24 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

LEGAL NOTICE Notice of Formation of Dee & Dee Properties LLC. Arts. of Org. filed with Secy. Of State of NY (SSNY) on 2/9/06. Office location: Queens Co. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: T h e L L C , 4 3 - 1 0 9 4 th S t . , Elmhurst, NY 11373. Purpose: any lawful activities. _________________________________________________________________ Notice of Formation of GANGLAND MUSIC GROUP LLC, a limited liability company. Articles of Organization was filed with Secretary of State of New York (SSNY) on 9/07/2010. Office location: Queens County.

SSNY has been designated as agent of the LLC upon whom process served against it may be served. SSNY shall mail a copy of any process against the LLC to: 1502 Mott Avenue, Far Rockaway, NY 11691 Purpose: any lawful act or activity. _________________________________________________________________ PROGENY II, LLC a domestic Limited Liability Company (LLC), filed with the Sec of State of NY on 4/2/10. NY Office location: Queens.

SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail a copy of any process against the LLC served upon him/her to The LLC, Attn: Tarik Williams, 23123 129 th Ave., Laurelton, NY 11413. General Purposes. _________________________________________________________________ Notice of Formation of GMD 1435 LLC. Arts. of Org. filed with NY Dept. of State on 1/ 5/10.

Office location: Queens County. Sec. of State designated as agent of LLC upon whom process against it may be served and shall mail process to the principal business address: 31-19 79th St., East Elmhurst, NY 11370. Purpose: any lawful activity. _________________________________________________________________ Notice of Formation of HELLBENDERS HOLDINGS, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 09/ 14/10. Office location: Queens County. Princ. office of LLC: c/o Circle of Confusion, 107-23 71st Rd.Ste. 300, Forest Hills, NY 11375. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to the LLC at the addr. of its princ. office. Purpose: Any lawful activity. _________________________________________________________________ Notice of Formation of Achieve PT, OT, SLP, PLLC. Arts. of Org. filed with NY Dept. of State on 8/30/10.

Office location: Queens County. Sec. of State designated as agent of PLLC upon whom process against it may be served and shall mail process to the principal business addr.: 141-02 68th Dr., Flushing, NY 11367. Purpose: practice physical therapy, occupational therapy and speechlanguage pathology _________________________________________________________________ Notice of formation of IVY TEAM LLC, a limited liability company. Arts. of Org. filed with the Secy. of State of NY(SSNY) on 09/09/2010.

Office located in Queens

LEGAL NOTICE County. SSNY had been designated for service of process. SSNY shall mail a copy of any process served against the LLC to c/o THE LLC, 13434 Cherry Avenue, Flushing, NY 11355. Purpose: any lawful purpose. _________________________________________________________________ VISUAL FACTOR LLC a domestic Limited Liability Company (LLC), filed with the Sec of State of NY on 06/18/10.

NY Office location: Queens County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process against the LLC served upon him/her to The LLC, 66-36 Yellowstone, 18B, Forest Hills, NY 11375.

General Purposes. _________________________________________________________________ SUMMONS AND NOTICE OF OBJECT OF ACTION STATE OF NEW YORK SUPREME COURT: COUNTY OF QUEENS ACTION TO FORECLOSE A MORTGAGE INDEX NO.: 33559/09 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE Plaintiff, vs. PHYLLIS C. BELL, HALVERT LAWSON, ET, AL. Defendant(s). MORTGAGED PREMISES: 160-19 78TH AVENUE QUEENS, NY 11366 SBL #: BLOCK 6839 LOT 41 TO THE ABOVE NAMED DEFENDANT: You are hereby summoned to answer the Complaint in this action, and to serve a copy of your answer, or, if the Complaint is not served with this Summons, to serve a notice of appearance, on the Plaintiff(s) attorney(s) within twenty days after the service of this Summons, exclusive of the day of service (or within 30 days after the service is complete if this Summons is not personally delivered to you within the State of New York). In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. The Attorney for Plaintiff has an office for business in the County of Erie. Trial to be held in the County of Queens. The basis of the venue designated above is the location of the Mortgaged Premises. Dated this 27th day of September, 2010, TO: PHYLLIS C. BELL and HALVERT LAWSON, Defendant(s) In this Action.

The foregoing Summons is served upon you by publication, pursuant to an order of HON. DICCIA T. PINEDAKIRWAN of the Supreme Court of the State of New York, dated the 7 th day of September, 2010 and filed with the Complaint in the Office of the Queens County Clerk, in the City of Jamaica.

The object of this action is to foreclose a mortgage upon the premises described below, executed by PHYLLIS C. BELL and HALVERT LAWSON dated the 26th day of September, 2005, to secure the sum of $460,500.00, and recorded at Instrument No. 2005000608101 in the Office of the City Register of the City of New York, on the 31st day of October, 2005; which mortgage was duly assigned by assignment dated the 7th day of December,

LEGAL NOTICE 2009, and sent for recording in the Office of the City Register of the City of New York; The property in question is described as follows: 160-19 78TH AVENUE, QUEENS, NY 11366 SEE FOLLOWING DESCRIPTION ALL that certain plot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being in the 3rd Ward, of the Borough and County of Queens, City and State of New York, known and designated as lots numbered 14 and 15 in Block 14 on a certain map entitled, “Map of North Jamaica, 3rd Ward. Borough of Queens, New York City, surveyed in 1922 by Evans Bros. C.S. and filed in the office of the clerk of the County of Queens on Apri1 28, 1922 as Map No. 4108 bounded and described as follows: BEGINNING at a point on the northerly side of 78th Avenue, distant 160 feet easterly from the corner formed by the intersection of the northerly side of 78th Avenue with the easterly side of 160th Street; thence running northerly at right angles to 78th Avenue, 100 feet; thence Easterly parallel with 78th Avenue, 40 feet; thence Southerly again at right angles to 78th Avenue, 100 feet to the northerly side of 78th Avenue; thence westerly along the northerly side of 78th Avenue 40 feet to the point or place of BEGINNING. HELP FOR HOMEOWNERS IN FORECLOSURE NEW YORK STATE LAW REQUIRES THAT WE SEND YOU THIS NOTICE ABOUT THE FORECLOSURE PROCESS. PLEASE READ IT CAREFULLY. SUMMONS AND COMPLAINT YOU ARE IN DANGER OF LOSING YOUR HOME. IF YOU FAIL TO RESPOND TO THE SUMMONS AND COMPLAINT IN THIS FORECLOSURE ACTION, YOU MAY LOSE YOUR HOME. PLEASE READ THE SUMMONS AND COMPLAINT CAREFULLY. YOU SHOULD IMMEDIATELY CONTACT AN ATTORNEY OR YOUR LOCAL LEGAL AID OFFICE TO OBTAIN ADVICE ON HOW TO PROTECT YOURSELF. SOURCES OF INFORMATION AND ASSISTANCE The state encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agencies and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process. To locate an entity near you, you may call the toll-free helpline maintained by the New York State Banking Department at 1-877-BANK-NYS (1-877-226-5697) or visit the department’s website at WWW.BANKING.STATE.NY.US. FORECLOSURE RESCUE SCAMS Be careful of people who approach you with offers to “save” your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeowner’s distress. You should be extremely careful

LEGAL NOTICE about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. § 1303 NOTICE NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DATED: September 27, 2010 Steven J. Baum, P.C., Attorney(s) For Plaintiff(s), 220 Northpointe Parkway Suite G, Amherst, NY 14228 The law firm of Steven J. Baum, P.C. and the attorneys whom it employs are debt collectors who are attempting to collect a debt.

Any information obtained by them will be used for that purpose. _________________________________________________________________ File No.: 2010-995/A CITATION THE PEOPLE OF THE STATE OF NEW YORK BY THE GRACE OF GOD, FREE AND INDEPENDENT To: Halina Krowiak, Andrzej Wojtowicz, Michal Wojtowicz, Urszula Blok, Boguslaw Wojtowicz, Marta Bryniarska, Attorney General Of The State of New York, The unknown distributees, legatees, devisees, heirs at law and assignees of ANIELA MAZUR, deceased, or their estates, if any there be, whose names, places of residence and post office addresses are unknown to the petitioner and cannot with due diligence be ascertained. Being the persons interested as creditors, legatees, distributees or otherwise in the Estate of ANIELA MAZUR, deceased, who at the time of death was a resident of 36-54 33rd Street, Long Island City, in the County of Queens, State of New York.

SEND GREETING: Upon the petition of LOIS M. ROSENBLATT, Public Administrator of Queens County, who maintains her office at 88-11 Sutphin Boulevard, Jamaica, Queens County, New York 11435, as Administrator of the Estate of ANIELA MAZUR, deceased, you and each of you are hereby cited to show cause before the Surrogate at the Surrogate’s Court of the County of Queens, to be held at the

LEGAL NOTICE

LEGAL NOTICE

Queens General Courth o u s e , 6 th F l o o r , 8 8 - 1 1 Sutphin Boulevard, Jamaica, City and State of New York, on the 18th day of NOVEMBER, 2010 at 9:30 o’clock in the forenoon, why the Account of Proceedings of the Public Administrator of Queens County, as Administrator of the Estate of said deceased, a copy of which is attached, should not be judicially settled, and why the Surrogate should not fix and allow a reasonable amount of compensation to GERARD J. SWEENEY, ESQ., for legal services rendered to petitioner herein in the amount of $13,324.70 and that the Court fix the fair and reasonable additional fee for any services to be rendered by GERARD J. SWEENEY, ESQ., hereafter in connection with proceedings on kinship, claims etc., prior to entry of a final Decree on this accounting in the amount of 6% of assets or income collected after the date of the within accounting; and why the Surrogate should not fix and allow an amount equal to one percent on said Schedules of the total assets on Schedules A, A1, and A2 plus any additional monies received subsequent to the date of this account, as the fair and reasonable amount payable to the Office of the Public Administrator for the expenses of said office pursuant to S.C.P.A. §1106(4); and why each of you claiming to be a distributee of the decedent should not establish proof of your kinship; and why the balance of said funds should not be paid to said alleged distributees upon proof of kinship, or deposited with the Commissioner of Finance of the City of New York should said alleged distributees default herein, or fail to establish proof of kinship, Dated, Attested and Sealed 28th day of September, 2010 HON. ROBERT L. NAHMAN Surrogate, Queens County Margaret M. Gribbon Clerk of the Surrogate’s Court GERARD J. SWEENEY, ESQ. (718) 4599000 95-25 Queens Boulevard 11 th Floor Rego Park, New York 11374 This citation is served upon you as required by law. You are not obliged to appear in person.

If you fail to appear it will be assumed that you do not object to the relief requested unless you file formal legal, verified objections. You have a right to have an attorney-atlaw appear for you. Accounting Citation _________________________________________________________________

with the Secretary of State of New York (SSNY) on 09/02/ 2010. Office location: Queens County. SSNY is designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail a copy of any process served upon him/ her against the LLC to 41-40 Union St., Apt. 5T, Flushing, NY, 11355. Purpose: any lawful purpose. _________________________________________________________________ NYC CRUISES LLC, a domestic Limited Liability Company (LLC), filed with the Sec of State of NY on 9/3/10. NY Office location: Queens County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of any process against the LLC served upon him/her to T h e L L C , 8 6 - 3 4 9 4 th S t . , Woodhaven, NY 11421. General Purposes. _________________________________________________________________ Notice of formation of L2H HOME, LLC Arts. of Org. filed with Secy. Of State of NY (SSNY) on 09/21/2010 Office location: Queens County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 3370 Prince St Ste 102 Flushing NY 11354. Purpose: any lawful activities. _________________________________________________________________ ARTICLES OF ORGANIZATION OF K&P Investing, LLC (Insert name of Limited Liability Company) Under Section 203 of the Limited Liability Company Law FIRST: The name of the limited liability company is: K&P Investing, LLC SECOND: The county within this state in which the office of the limited liability company is to be located is: Queens THIRD: The Secretary of State is designated as agent of the limited liability company upon whom process against it may be served.

The address within or without this state to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is: 83-30 98 th Street, Apt. 2M Woodhaven, NY 11421 /S/ Wioletta Orzol (print or type name of organizer) ________________________________________________________________

Notice of Formation (LLC).

Name: CHJS LLC Articles of Organization filed with NY Dept. of State on 3/16/10.

Office location: Queens COUNTY. NY DOS shall mail copy of process to: 9602 ROOSEVELT AVENUE, CORONA, NEW YORK, 11368.

Purpose: Any lawful activity. _________________________________________________________________ Notice of Formation of ASX PROPERTIES, LLC, a Limited Liability Company (LLC). Articles of Organization filed

Notice of Formation of Ozone Park Petroleum Realty LLC. Arts. of Org. filed with Secy. Of State of NY (SSNY) on 10/1/10. Office location: Queens County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: c/ o The LLC, 88-44 101 Avenue, Ozone Park, NY 11461.

Purpose: any lawful activity.

To Place Your Legal Advertisement, Call the Tribune at (718) 357-7400 Ext. 149 or E-Mail Your Copy to the Tribune at: legals@queenstribune.com

Price Club Memberships Pay Benefits

By JOSEPH OROVIC Why buy toilet paper nine rolls at a time when you can get three months-worth at wholesale prices?

Price clubs have become ubiquitous around the borough, with big box retailers like Costco and BJ’s Wholesale popping up around Queens like zits on a 13-year-old’s face.

Most price clubs around the borough gather profits by culling memberships rather than marking up prices, passing along savings on bulk items to consumers.

A membership at Costco costs $50 for its Gold Star package – essentially a pass to savings. The higher tiers of membership packages come at a steeper price in exchange for rewards. Getting into the entry-level Inner Circle of BJ’s will cost $45.

According to price club lovers hailing the virtues of bulk buying, their back-of-the-envelope math sees them saving anywhere from $200 to $400 on a single trip, making the cost of membership negligible.

BJ’s has three locations within the borough, in College Point, Flushing and Middle Village. Costco can be found in Long Island City and Rego Park.

Early adopters of the price club mentality will remember the dark ages, when Costco was simply a haven for dishwashing liquid, paper towels and batteries. Selections have expanded to include furniture, pharmaceuticals and tires.

The borough has its own offshoot of the wholesale model, minus the cost of membership.

Zahner’s Cash & Carry, at 62-35 30th Ave. in Woodside, offers a warehouse-like selection of food, glassware and kitchen supplies.

The shop’s unique access to bulk restaurant supplies gives you a chance to buy, for example, four gallons of dishwasher detergent for $35.

The savings of joining a price club and shopping wholesale speak for themselves. The only question is, do you have space in your home for all the items?

BJ’s recently opened its newest Queens Location, at the Sky View Center in Flushing.

Same Stuff – Cheaper

Photo by Tania Y. Betancourt

The staff are not unfriendly but do not go out of their way to help, after all, it is a discount store. This chain also offers seasonal goods, house décor, and in some locations, clothing. The Web site is well maintained and relatively modern, though no prices are displayed, there is a “print coupon” option available at familydollar.com.

Budget 99 Cents, 160th Street & Union Turnpike: Conveniently located along the Q46 line on Union Turnpike, this relatively new establishment stocks goods from every department with the majority of the stock at 99 cents to $1.29. In addition to a lengthy kitchen and hardware section, this store stocks a medley of spices ranging from marjoram to basil to star anise. Glassware and even electronics are sold here along with bathroom furnishings.

99 Cent Shopping on Hillside Avenue: From 181st Street down to 160th, there are quite a few 99 cent stores worth noting. On the corner of 181st STreet, a store called Party World 99 cents has a vast assortment of party/holiday decorations, favors and supplies, as well as common household necessities like clothespins, shower curtains and detergents.

Almost every item is 99 cents, and they have party favors catering to almost any occasion, from baby showers to bar mitzvahs to quinceañeras.

In addition, Sam’s 99 Cents Store at 179-03 Hillside Ave. is much like a typical grocery store with its wide array of global food products and snacks, as well as having a good-sized Flushing’s Family Dollar is a discount-store icon collection of toys and party in Queens. goods as well.

The Queens Chamber of Commerce cuts the ribbon at the new Costco in Rego Park.

Use Store, Mall Sites To Get Extra Savings

By JESSICA ABLAMSKY The crisp fall air and Halloween costumes everywhere can only mean one thing – the happiest, and most expensive, time of year is rapidly approaching. We know that money is tight and nobody’s Christmas list has gotten any shorter, so here are some tips to save you money this giftgiving season that will pay off all year long.

Do you have a favorite store or brand? Maybe one that tends to be a little bit pricey? Save yourself future bucks by going online and searching for their Web site. They will probably have a nifty subscribe feature somewhere at the top of the page. Signing up for e-mails will land you a heads up on future sales, as well as coupons not available anywhere else.

Among the biggest places to shop are the borough’s many indoor malls and outdoor strips. Before you brave the ubiquitous traffic, take a moment to check out the Web sites for the Queens Center Mall and The Shops at Atlas Park, shopqueenscenter.com,

and theshopsatatlaspark.com, respectively. Sign up for their e-mail lists to get news about upcoming sales, events and more.

If you do not want one more piece of mall clogging your inbox, click on the Queens Center “shopping” link, then go to “sales & coupons,” which will yield a list of every store’s upcoming sales and associated coupons. Even easier to find on the Atlas Park Web site, just click on “events & sales,” featured on every page.

Not to be overlooked, The Bay Terrace outdoor shopping center and the Queens Crossing Mall have Web sites at bayterrace.com and queenscrossing.com, which we trust you to navigate.

Second-hand stores can provide a great bargain on gently used items, like Instant Replay in Forest Hills. In business 35 years, the store specializes in vintage costume jewelry and high-end, designer purses.

“Chanel, Gucci, all the names,” said owner Marc Pine. “They’re second hand, but they’re still good.”

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 25

By TERRY CHAO With the recent economic climate and overall GDP of the United States at an all-time low, it should come as no surprise that more and more people have started shopping at dollar stores. Here is a list of popular dollar stores and what they have to offer in terms of variety, quality and overall atmosphere.

Family Dollar: since 1958, this popular discount chain has many convenient locations including Flushing and Queens Village. The store stocks mainstream brands and products running the gamut from S.C. Johnson, Nestle, Unilever, etc.

There is an extensive grocery and food section that includes bread, milk and eggs in most stores. Bath and body products are also available at discounted prices.

Take note that not everything in the store is a dollar, as the name of the store may imply, rather, popular products are usually just a little bit cheaper than mainstream prices, probably $2-$3 less than the pharmacy. However, the quality level of the store’s overall selection is relatively high, there are no dodgy expired/about to expire goods on the shelves and the store is quite organized and well-maintained.

Outlets, Malls Abound Outside Boro

By TERRY CHAO Outlet store shopping and massive malls have long been a mainstay for shoppers who don't want to spend a fortune but still seek quality, namebrand products. Here are some outlets and shopping center outside of Queens and what they have to offer.

Tanger in Deer Park Boasting more than 90 different shops and a Regal Cinema off the L.I.E., this outlet is a bit smaller than its Riverhead counterpart but still worth the approximate 45-minute drive from Queens.

With sales and specials changing weekly, and brand names such as J. Crew, Juicy Couture and Calvin Klein at up to 70 percent off, all in a relaxing, nouveau riche township setting, this locale is ideal for holiday or just spontaneous shopping trips. This particular Tanger locvation is also hosting events such as "Stroller Stride," "Farmers Market at the Arches" and "Tour Bus and LIRR Train Program." More information at tangeroutlet.com/deerpark/events.

Page 26 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

Tanger in Riverhead A farther drive than the Deer Park location, this outlet has more than 165 brand name outlets. As with all Tanger locations, special offers and events are posted on their user-friendly Web site,

tangeroutlet.com. This, as well as the other Tanger outlet, hosts seasonal festivities including a Halloween Trick or Treat Event, and both offer additional discounts for AAA and AARP cardholders.

Simon Property Group Malls This chain of malls has a variety of locations around Long Island, including Roosevelt Field, Smith Haven, Walt Whitman, and The Mall at the Source in Westbury. As part of a franchise, these malls are uniform in quality and featured stores include Michael Kors, Apple Computer, Coach, and hundreds more.

Each mall has different daily events and promotions, so be sure to check the website of the specific location you are planning to visit in advance.

Visit simon.com to plan your shopping trip.

The Broadway Mall Located in Hicksville, this mall opened in 1956 on the site of a former boys' orphanage and a dairy and vegetable farm operated by the Catholic Church. It has more than 100 stores and a multiplex. Owned by the Vornado company, this mall has daily events and promotions including a breast cancer fundraiser, Halloween Family Fun day, and Classic Car Cruise nights where historic-model

cars as well as vintage Police and Fire Department vehicles come on display.

Admission is two cans of food towards Island Harvest. Additional information can be found at broadwaymall.com.

Green Acres Mall Also owned by Vornado, Green Acres is one of the more wellknown shopping centers, having been around for more than 50 years. At 1.8 million square feet of enclosed space, Green The Tanger Outlet in Riverhead is a mainstay of the Acres has plenty to offer suburban shopping experience.

- including Wal-Mart and hosts events such as "Mall-O- named "Miracle Mile." Originally a Ween" which includes costume and humble community-based shopping pumpkin-painting contests, games, center created in 1956 by the Castagna crafts, and giveaways. In addition, Realty family, it transformed into a some stores will participate in the high-end boutique-lined 220,000"Trick or Treat Spooktacular". There square-foot site with 60 retail stores is a weekly FDNY recruiting event ev- framed by beautiful gardens designed ery Monday from Nov. 1 to Dec. 30. by Oheme van Sweden.

For more information, go to Comparable to Rodeo Drive and greenacresmallonline.com.

Fifth Avenue, the Americana features brands such as Prada, Gucci, Dior, Americana Manhasset Cartier and Louis Vuitton, and also Finally, for the shopper with a bit hosts monthly events such as trunk more cash to burn, don't hesitate to shows, breast cancer fundraising, and visit the stately Americana Manhasset American Wine Week. To learn more shopping strip, along the fondly go to americanamanhasset.com.

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 27

An Extra $100, What Would You Do?

By ANGY ALTAMIRANO In today’s economy, money is scarce, when you suddenly find an extra $100 in your pocket, what will you spend it on?

Walking around two major shopping centers in Queens, you can find people from all walks of life.

Queens Center Mall in Elmhurst is booming with customers at every day and every hour, window shopping, strolling with friends or actually spending money in the 70-plus stores. Going from one store to another, you will find people rummaging the shelves and aisles for this season’s new fashions. Many found it surprising to be asked what they would do with an extra $100, but a brave few were open to exploring the question.

Fe Montano, a visiting tourist from the Philippines, laughed when asked the question and said “I would spend it, because I’m here in New York to shop.” Yet, if thrust back into her normal environment back at home, she would save it for the future.

Melissa Jimenez, 18, and Kiara Agiamonte, 17, were shopping together at Forever 21 when approached by the Queens Tribune. “I would use it on shopping” said Jimenez. They laughed and agreed

What would you do with 100 bucks? that. Given the opportunity, they would both spend it.

Eric E., 22, a Long Island resident and Queens student, said, “I would save it because the economy is so bad right now.”

A couple doors down from Queens Center Mall is Queens Place. This mall is a lot smaller than its neighbor, yet still brings in an abundance customers every day to stores like Daffy’s, Target, Best Buy and DSW.

Jhowee Chiang, 20, of Rego Park, was browsing the clothing section of Target. “I would save the $100, because being a poor college student you never know when the $100 might come in handy,” said Chiang, a fashion college student in Manhattan.

Nestor Molina, 16, was walking around Best Buy, looking at the large CD section of the store. When approached with the question, Molina laughed about the possibility. “I

would put it towards a guitar amp I have been looking at and because I already have money for clothes, I would save the $100 for the amp,” he said.

Got any thoughts on what you would do with $100? Send us an email at editor@queenstribune.com , and let us know. We’ll print some of the responses in an upcoming edition. You can also drop us a note a facebook.com/QueensTrib.

Page 28 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

Simple Tips To Save While Driving

By JOSEPH OROVIC In the vast expanse of mindless, everyday expenses, probably the greatest may be carting you to work and back every day.

Our cars, beloved as they are, represent a major dent in our bank accounts. And due to the habitual nature of their upkeep, even the slightest change in spending habits and maintenance can expand savings in the long run.

A tire shop in Corona is on the forefront of technology just hitting the mainstream, which could amount to a decent investment in long term gas mileage while saving the environment.

The folks at 106th Street Tire and Wheel offer a nitrogen fill for tires, instead of the usual plain air. Used by the likes of NASCAR, Jay Leno and Air Force One, nitrogen fills have been a well-kept secret from the mainstream. Christian Lucero, 106th Street’s Chief Operating Officer, hopes that will change.

For $8 per tire, drivers can see a 4-10 percent savings per gas tank.

Due to nitrogen’s different atomic properties, the fill lasts at least three times longer, prolonging the life of your tires, minimizing blowouts, is noncorrosive and improves handling.

Accord to AAA spokesman Robert Sinclair Jr., a change in routine can also spell beaucoup bucks in the long term – and the advice is so head-

tires? Be honest.

According to Sinclair, do not need feed into dipstick mania. Most cars can go between 5,000 and 7,000 miles without an oil change. But do monitor your tire pressure with some fervency.

“Tires are critical,” he said. “It’s where the rubber meets the road.”

Keep an eye out for fluctuations in tire Checking your tire pressure is a great way to keep pressure, especially car costs down. during seasonal slappingly simple you’ll reconsider changes when temperature spikes and dips can cause air in tires to exthat hybrid vehicle.

Sinclair immediately said drivers pand or contract. Proper tire preswaste a lot of money on higher-grade sure leads to better gas mileage and prolonged life of the tires. gasoline their cars do not need.

Want to save even some more “People buy premium gas thinking they’re giving their car some sort cash? Invest in a yeomen’s tool kit of treat like to a dog,” he said. “The and latex gloves, because getting car neither knows nor appreciates even a little dirty can save you a lot of cash. the difference.”

Take the time to learn how to Save yourself some cash by sticking to the manufacturer’s recom- properly change your oil, air filter, windshield wipers and top off your mended octane level.

Drivers also have the perverse own fluids. They are common fixes tendency to prioritize maintenance and maintenance issues that shops are glad to cash in on at your exneeds in a rather arbitrary way.

Q u i c k q u i z : Yo u b e l i e v e i n pense.

Another tip: lighten up. Your car, changing your oil every 3,000 miles do or die, but when was the last that is (though, if you are morbidly time you balanced and rotated your obese you technically do force your

car to work harder, therefore using more gas. Put down the double deepfried cheese burgers with butter sauce every now and then – it’ll make your car, and you, live longer.)

But if your car doubles as a mobile storage unit, you are robbing yourself of critical gas efficiency, according to Sinclair.

“The old junk in the trunk syndrome,” he said “Lighten the load as much as possible. Don’t carry around all your worldly possessions with you.”

This includes the pile of travel gear you tied to the top of your minivan for the family’s weekend getaway.

You might also want to lighten up on the pedals, if you happen to be a lead foot. According to AAA, the cost of driving increases for every five miles an hour over 50 mph you drive.

And should ye be of the “last-secondbrake-user” species, slow down.

Think about it: the more time you lay off the brake, the more time you keep your engine turning at a more efficient rate.

Lastly, and probably most obvious, is to drive less. This does not mean forsaking your 20-minute commute for an hour-long trip via public transportation, Sinclair said. But if you need to stop and pick up some groceries, consolidate that trip into your commute.

For more tips from AAA, check out AAA.com.

LEGAL NOTICE

LEGAL NOTICE

LEGAL NOTICE

LEGAL NOTICE

LEGAL NOTICE

Notice of Formation of ASTORIA HOLDING GROUP, LLC. Arts. of Org. filed with Sec’y of State of NY (SSNY) on 9/27/2010. Office location: Queens County. SSNY designated as agent of LLC upon whom process may be served.

SSNY shall mail copy of process to: 89-01 Astoria Boulevard, East Elmhurst, NY 11369. Purpose: any lawful purpose. ________________________________________________________________ SUPPLEMENTAL SUMMONS AND NOTICE–SUPREME COURT OF THE STATE OF NEW YORK, COUNTY OF SUFFOLK –SUNTRUST MORTGAGE, INC. against THEMBA R. MSIMANGA, SILE BEST CONSTRUCTION CORP., its legal representatives, creditors, assignees, grantees, trustees, trustees in bankruptcy, receivers, lienors and successors in interest, officers and directors of said corporation and all persons or entities claiming through, by, or under any of them who have an interest in or lien upon the premises described in the complaint herein, all of whom and whose places of residence or principal places of business are unknown to the plaintiff , NEW YORK CITY ENVIRONMENTAL CONTROL BOARD, NEW YORK TRANSIT ADJUDICATION BUREAU, NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE, JOHN DOE #1 through “JOHN DOE#12,” the last twelve names being fictitious and unknown to plaintiff, the persons or parties intended being the tenants, occupants, persons or corporations, if any, having or claiming an interest in or lien upon the premises, described in the complaint, Defendants-Index no. 816/ 10. Plaintiff designates Queens County as the place of trial situs of the real property. To the above named Defendants–YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or , if the complaint is not served with this summons, to serve a notice of appearance on the Plaintiff’s Attorney within 20 days after the service of this summons, exclusive of the day of service (or within 30 days after the service is complete if this summons is not personally delivered to you within the State of New York) in the event the United States of America is made a party defendant, the time to answer for the said United States of America shall not expire until (60) days after service of the Summons; and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. HELP FOR HOMEOWNERS IN FORECLOSURE; New York State law requires that we send you this notice about the foreclosure process. Please read it carefully. Mortgage foreclosure is a complex process.

Some people may approach you about “saving” your home. You should be ex-

tremely careful about such promises. The state encourages you to become informed about your options in foreclosure. There are Government agencies, legal aid entities and other non-profit organizations that you may contact for information about foreclosure while you are working with your lender during this process. To locate an entity near you, you may call the tollfree helpline maintained by the New York State Banking Department at 1-877-226-5697 or visit the department’s website at: http:// www.banking.state.ny.us/.

The State does not guarantee the advice of these agencies.

The Banking department shall post on its website or otherwise make readily available the name and contact information of government agencies or non-profit organizations that may be contacted for information about the foreclosure process, including maintaining a toll-free help-line to disseminate the information required by this section. We are attempting to collect a debt. Any information obtained will be used for that purpose. The foregoing summons is served upon you by publication pursuant to an order of the Honorable Diccia T. Pineda-Kirwan filed on September 14, 2010. The object of this action is to foreclose a mortgage and covering the premises known as 11-18 Foam Place, Far Rockaway, NY located at Block 15545 and Lot 8 formerly part of Lot 7, Borough and County of Queens, City and State of New York.

Dated: May 11, 2010 Berkman, Henoch, Peterson & Peddy, P.C., Attorney for Plaintiff, By: Gerry Careccia Leonti, Esq., 100 Garden City Plaza, Garden City, NY 11530 (516) 222-6200. ________________________________________________________________ SUMMONS AND NOTICE OF OBJECT OF ACTION ACTION TO FORECLOSE A MORTGAGE STATE OF NEW YORK SUPREME COURT: COUNTY OF QUEENS U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, ON BEHALF OF THE HOLDERS OF THE CSMC MORTGAGEBACKED PASS-THROUGH CERTIFICATES, SERIES 20071 Plaintiff, vs.

MABLE MORRISON, ET., AL. Defendant(s). TO THE ABOVE NAMED DEFENDANT: INDEX NO.: 13074/ 10 MORTGAGED PREMISES: 2907 FALCON AVENUE A/K/A 2907 FALCON AVENUE FAR ROCKAWAY, NY 11691 SBL #: BLOCK 15742 L O T 100 Y o u a r e hereby summoned to answer the Complaint in this action, and to serve a copy of your answer, or, if the Complaint is not served with this Summons, to serve a notice of appearance, on the Plaintiff(s) attorney(s) within twenty days after the service of this Summons, exclusive of the day of service (or within 30 days after the service is complete if this Summons is not personally delivered to you within the State of New York). In case of your failure to appear or answer, judgment will be

taken against you by default for the relief demanded in the Complaint. The Attorney for Plaintiff has an office for business in the County of Erie. Trial to be held in the County of Queens. The basis of the venue designated above is the location of the Mortgaged Premises. Dated this 4th day of October, 2010, TO: MABLE MORRISON, Defendant(s) In this Action.

The foregoing Summons is served upon you by publication, pursuant to an order of HON. JOSEPH G. GOLIA of the Supreme Court of the State of New York, dated the 28 th day of September, 2010 and filed with the Complaint in the Office of the Queens County Clerk, in the City of Jamaica. The object of this action is to foreclose a mortgage upon the premises described below, executed by MABLE MORRISON dated the 23rd day of August, 2006 secure the sum of $432,000.00, and recorded at Instrument No. 2006000530620 in the Office of the City Register of the City of New York, on the 20th day of September, 2006; which mortgage was duly assigned by assignment dated the 30th day of December, 2009, and recorded on the 24th day of February, 2010, in the Office of the City Register of the City of New York at Instrument No. 2010000063771; The property in question is described as follows: 2907 FALCON AVENUE A/K/A 2907 FALCON AVENUE, FAR ROCKAWAY, NY 11691 SEE FOLLOWING DESCRIPTION ALL that certain plot, piece or parcel of land, situate, lying and being in the Borough and County of Queens, City and State of New York, bounded and described as follows: BEGINNING at a point on the southerly side of Falcon Avenue distant 45.40 feet westerly from the corner formed by the intersection of the westerly side of Hartman Lane and the southerly side of Falcon Avenue; RUNNING THENCE southerly at an interior angle of 82 degrees 1 minute 54 seconds 33.13 feet to a point; THENCE southerly at an interior angle of 180 degrees 38 minutes 8 seconds 50.00 feet; THENCE westerly at an interior angle of 97 degrees 19 minutes 58 seconds a distance of 25.14 feet; THENCE northerly and part of the distance through a party wall 82.40 feet to the southerly side of Falcon Avenue; THENCE easterly along the southerly side of Falcon Avenue 36.12 feet to the point or place of BEGINNING. HELP FOR HOMEOWNERS IN FORECLOSURE NEW YORK STATE LAW REQUIRES THAT WE SEND YOU THIS NOTICE ABOUT THE FORECLOSURE PROCESS. PLEASE READ IT CAREFULLY. SUMMONS AND COMPLAINT YOU ARE IN DANGER OF LOSING YOUR HOME. IF YOU FAIL TO RESPOND TO THE SUMMONS AND COMPLAINT IN THIS FORECLOSURE ACTION, YOU MAY LOSE YOUR

HOME. PLEASE READ THE SUMMONS AND COMPLAINT CAREFULLY. YOU SHOULD IMMEDIATELY CONTACT AN ATTORNEY OR YOUR LOCAL LEGAL AID OFFICE TO OBTAIN ADVICE ON HOW TO PROTECT YOURSELF. SOURCES OF INFORMATION AND ASSISTANCE The state encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agencies and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process. To locate an entity near you, you may call the tollfree helpline maintained by the New York State Banking Department at 1-877-BANKNYS (1-877-226-5697) or visit the department’s website at WWW.BANKING.STATE.NY.US. FORECLOSURE RESCUE SCAMS Be careful of people who approach you with offers to “save” your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeowner’s distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. § 1303 NOTICE NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DATED: October 4, 2010 Steven J. Baum, P.C. Attorney(s) For Plaintiff(s) 220 Northpointe Parkway Suite G Amherst, NY 14228 The law firm of Steven J. Baum, P.C. and the attorneys whom it employs are debt collectors who are

attempting to collect a debt.

Any information obtained by them will be used for that purpose. ________________________________________________________________ Notice of Formation of 30-05 23 STREET L.L.C. Arts. of Org. filed with Secy. of State of NY (SSNY) on 09/14/10.

Office location: Queens County. Princ. office of LLC: 420 Jericho Tnpk., Ste. 327, Jericho, NY 11753. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC at the addr. of its princ. office. Purpose: Any lawful activity. _________________________________________________________________ ARTICLES OF ORGANIZATION OF 86-12 53 AVE, LLC (Insert name of Limited Liability Company) Under Section 203 of the Limited Liability Company Law FIRST: The name of the limited liability company is: 86-12 53 AVE, LLC SECOND: The county within this state in which the office of the limited liability company is to be located is: QUEENS COUNTY, NEW YORK THIRD: The Secretary of State is designated as agent of the limited liability company upon whom process against it may be served. The address within or without this state to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is: 106 WILLOW ROAD, WOODMERE, NEW YORK 11598 Fishel Chervinsky (signature of organizer) FISHEL CHERVINSKY (print or type name of organizer) ________________________________________________________________ Notice of Formation Bagheria, LLC art. of org. filed Secy. Of State NY (SSNY) 9/16/10. Off. Loc. In Queens Co. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail copy of process to: 48-07 30 th Ave., Astoria, NY 11103. Purpose: Any lawful purpose, managed by 1 or more members. _______________________________________________________________ Notice is hereby given that an Order entered by the Civil Court, Queens County on 10/8/10, bearing Index Number NC-000980-10/QU, a copy of which may be examined at the Office of the Clerk, located at 89-17 Sutphin Boulevard, Jamaica, NY 11435, grants me the right to: Assume the name of (First) Chong (Middle) Soo (Last) Cho My present name is (First) James (Middle) Chong Soo (Last) Cho aka Chong Soo Cho My present address is 77-17 24 th Avenue, Jackson Heights, NY 11370 My place of birth is Seoul, Korea My date of birth is August 04,1944. ________________________________________________________________ NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY. NAME: 42-11 PROP-

ERTY LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 08/27/10.

Office location: Queens County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, 42-11 158 th Street, Flushing, New York 11358. Purpose: For any lawful purpose. ________________________________________________________________ Notice of Formation of VINTAGE VINE LANDSCAPE DESIGN, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/15/10. Office location: Queens County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: The LLC, 144-70 Village Road, Ste. 760, Jamaica, NY 11435. Purpose: any lawful activity. ________________________________________________________________ NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY. NAME: YORK STUDIOS LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 09/16/10.

Office location: Queens County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, 34-02 Laurel Hill Boulevard, Maspeth, New York 11378. Purpose: For any lawful purpose. ________________________________________________________________ Notice is hereby given that an Order entered by the Civil Court, Queens County on 9/ 20/10, bearing Index Number NC-000130-10/QU, a copy of which may be examined at the Office of the Clerk, located at 89-17 Sutphin Boulevard, Jamaica, NY 11435, grants me the right to: Assume the name of (First) Andrew (Last) Kang My present name is (First) Andrew (Last) Kwang (infant) My present address is 15-61 216 Street, Bayside, NY 11360 My place of birth is New York, NY My date of birth is November 21, 1994 ________________________________________________________________ Notice is hereby given that an Order entered by the Civil Court, Queens County on 9/ 14/10, bearing Index Number NC-000801-10/QU, a copy of which may be examined at the Office of the Clerk, located at 89-17 Sutphin Boulevard, Jamaica, NY 11435, grants me the right to: Assume the name of (First) Shih (Middle) Ching (Last) Kuo My present name is (First) Shih (Middle) Ching (Last) Harwell aka Shih-Ching Harwell aka Shih Ching Kuo Harwell My present address is 42-42 Colden Street, D2, Flushing, NY 11355 My place of birth is Taipei, Taiwan My date of birth is March 12, 1976

To Place Your Legal Advertisement, Call the Tribune at (718) 357-7400 Ext. 149 or E-Mail Your Copy to the Tribune at: legals@queenstribune.com

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 29

LEGAL NOTICE

An Apple A Day – But From Where?

By ANGY ALTAMIRANO Money is tight, but you and your kids need to eat. You may already browse the specials, check the circular and cut the coupons, but sometimes it seems that your food dollars just don’t go as far as they used to.

The costs of basic ingredients like flour, eggs and milk haven’t just gone up individually, but as ingredient components to all your processed foods. Also, fuel costs have increased, an equal increase has hit your groceries – from soup to nuts.

We took a look at a typical shopping cart of groceries at four stores in Queens to get a comparison of what a shopper could expect to pay. Here’s what we found.

Clockwise from top l.: Key Food, Met Foods, Western Beef and Associated.

Page 30 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

Super Associated When you arrive at the Super Associated Supermarket, you notice the outdoor produce section that allows you to enjoy the outdoors while choosing some of your produce. The section continues on indoors, where a light sweater is needed because the air runs a little cool inside the supermarket to keep the products fresh for purchase.

The rest of the market provides customers with a large selection of items, from seafood in the back to fresh cut meats. When it comes to paying for your grocery items, Super Associated has express lines and a large number of standard cash registers that process customers quickly, so the wait time is not

155-15 Aguilar Ave. Flushing Saturday, Oct. 23, 10:30 a.m.

Macintosh Apples, .49/lb., 2.5 lbs Sweet Tangelo Tangerines, 5/$1 Iceberg head of Lettuce Box of Strawberries Fresh Tomatoes, .99/lb, 2 lbs Bonita Bananas .79/lb, 3 lbs 2lb bag yellow onions Cream-O-Land Dairy Vitamin D Milk 2/$4.99 Dutch Country Bread 2/$5 Jar of JIF peanut butter Cheerios Super “A” (store brand) Apple Juice Barilla Angel Hair pasta Prego Traditional Tomato Sauce Can, Chunky chicken noodle soup Roll, Bounty paper towel 2-liter bottle, Diet Coke Total

$1.22 $1.00 $0.79 $2.99 $1.98 $2.37 $1.29 $4.99 $3.69 $3.39 $4.19 $1.29 $1.59 $3.09 $2.89 $1.19 $1.49 $39.44

excessive. Lines are also shorter during the weekend in the early morning.

Super Associated has a 5 percent senior citizen discount every Tuesday until 2 p.m. The supermarket itself is large, so there should be no problem finding specific groceries, but if you have trouble, don’t be afraid to ask one of the many knowledgeable employees.

Met Food Met Food is a bit smaller than the other supermarkets visited, yet it provides customers with a good selection of items to choose from. Its size is convenient for small, comfortable grocery shopping, especially on an early Saturday afternoon.

The aisles are well organized so

84-05 Parsons Blvd. Jamaica Saturday, Oct. 23, 11:30 a.m.

Red Apples 88 cents per lb – 2 lbs Sweet Tangelo Tangerines, 5/$1 Iceberg head of Lettuce Box of Strawberries Fresh Tomatoes, .99/lb, 2 lbs Bag of bananas. .59/lb, 3.5 lbs 3 lb bag of onions 1 gallon of milk Dutch Country bread Jar of JIF peanut butter Cheerios Met Food brand Apple Juice SanGiorgio Angel Hair pasta (sale) Prego Traditional Tomato Sauce Can, Chunky chicken noodle soup Roll, Bounty paper towel 2-liter bottle, Diet Coke Total

$1.76 $1.00 $1.79 $2.50 $1.98 $2.06 $2.49 $3.79 $3.69 $3.49 $4.19 $1.49 $0.99 $3.29 $3.29 $2.59 $1.79 $42.18

you don’t have to dig to find any of your items. The cashiers go out of their way to make sure the customers are pleased with their service.

This is not an over-the-top, extravagant supermarket, but it gets its job done by providing you with your needed items and the space to shop around in.

Western Beef Western Beef is the largest of all the supermarkets visited. On a Friday afternoon, it has a ridiculous number of customers, but the supermarket itself is big enough to make sure that customers aren’t playing bumper carts. Western Beef has a large variety of international foods, most ranging from countries across South and Central America. You can try new things or stick to what you know best.

44-44 College Point Blvd., Flushing Friday, Oct. 22, 3 p.m.

Apples $1.49 per lb – 2 ¼ lbs $3.35 Sweet Tangelo Tangerines, 10/$1.99 $1.99 Iceberg head of lettuce $0.99 Box of Strawberries $2.99 Ripe slicing tomatoes 79 cents per lb – 2 lbs $1.58 Delmonte bananas 59 cents per lb – 3 ½ lbs $2.07 3 lb bag of onions $1.99 1 gallon of milk $3.99 Dutch Country bread $3.69 Jar of JIF peanut butter $2.99 Cheerios $3.79 Western Beef Apple Juice $2.99 Barilla angel hair pasta $1.49 Prego Traditional Tomato Sauce $2.99 Can, Chunky chicken noodle soup $2.75 Roll, Bounty paper towel $2.40 2-liter bottle, Diet Coke $1.58 Total $43.62

Do not forget to bring a sweater because the entire meat, dairy and anything-youwould-have-to-refrigerate department is located inside a large walk-in refrigerator. The moment you enter you feel the cold temperature, which might motivate you to move through quickly.

Western Beef allows you to have any of your bulk meat cut for free at their butcher counter.

Whether you are looking to go grocery shopping for a large party or just for your everyday consumption, Western Beef has what you are looking for. There is decent parking, and lines do not run too long. Wait time can vary depending on what time you get to the supermarket. In any situation, the shorter lines are in the mornings and early afternoons, while they get longer in the later afternoons and on the weekend.

Key Food This Key Food supermarket is located in a small outdoor shopping center with a few clothes stores and a Blockbuster nearby. Key Food is nicely organized with the produce section located right when you walk in, with everything kept in order. The aisles are big enough for movement and everything is nicely organized for customer convenience. The refrigerated section is in the back, so the entire supermarket is not freezing. When it comes to checkout, you can choose between paying with an actual cashier or do your own selfcheckout. The self-checkout makes the lines smaller, and allows customers with groceries to get through quicker.

79-15 Main St., Flushing Saturday, Oct. 23, 12:30 p.m.

Apples $1.59 per lb – 1 ½ lbs Sweet Tangelo Tangerines, 4/$2 Iceberg head of Lettuce Box of Strawberries Fresh Tomatoes, 1.79/lb, 2 lbs bag of bananas 79 cents per lb – 3 lbs 3 lb bag of onions 1 gallon of milk Dutch Country bread Jar of JIF peanut butter Cheerios Key Food Apple Juice Barilla angel hair pasta Prego Traditional Tomato Sauce Can, Chunky chicken noodle soup Roll, Bounty paper towel 2-liter bottle, Diet Coke Total

$2.39 $2.00 $1.79 $2.49 $3.58 $2.37 $2.49 $3.79 $1.67 $2.99 $3.99 $1.49 $1.59 $3.19 $3.19 $2.49 $1.89 $43.39

Low-Cost Options For Travel Savings

By JESSICA ABLAMSKY Feel like getting away from it all, but don't have much cash to spare?

We feel your pain. Here are some travel tips to help you get the most bang for your buck.

Perhaps no one knows travel better than AAA, the nation's largest provider of leisure travel.

"We always recommend that people use a travel agent," said AAA New York Spokesman Robert Sinclair, Jr. What is the benefit of using a travel agent in the digital age?

"The computer systems that travel agents have scan a lot of different providers," he said. "Very often the deals that they might see on airfare are very fleeting. They are available right at that moment for some reason."

While you labor on, clicking link after link, a good travel agent can scan multiple providers at once - potentially saving you money and time.

When looking for a good deal on airfare, hotels or rental car, do not overlook the benefits provided by organizations like AAA, and AARP. "Those organization's members generally get pretty good discounts on all aspects of travel, particularly rental cars, but also all services," he said.

Large providers of travel services like to use large organizations like AAA. "It gives them the ability to tap into

Looking to take off? Call a travel agent for great deals and fewer headaches. a very large base of people," he said.

To save a few bucks, ditch baggage fees by flying with airlines that have not yet instituted them, such as JetBlue and Southwest.

No can do? Before you pack, check the airline's baggage guidelines. Going over the weight limit can cost $50-$100 per bag, even on JetBlue.

If the travel bug bites at the last minute, make sure to check sites such as Expedia, Hotwire and

Orbitz, which sometimes offer steep discounts to popular destinations in the off season, or to less prominent U.S. cities. While trolling for deals, take a moment to sign up for e-mail alerts, which can pay off in the form of upcoming sales on airfare and package vacations. To learn more about Travel Web sites, see our story on Page 36.

Deals are not just for the fly by night crowd. Planning ahead can pay off big time. Instead of staying at the

Hilton, consider a budget motel.

Chains such as Motel 6 and Super 8 do not deserve their flea-bitten reputation, and offer pleasant accommodations for a more affordable rate.

If a motel is still a budget-breaking proposition, consider a hostel.

Seriously. Not just for the college set, the classic backpacking-through-Europe style dormitories are always an option, but so too are private rooms.

Wherever you head, look for free attractions. A little bit of Googling will reveal any number of no-cost destinations in whichever city you are itching to see.

During domestic travel, do not overlook National Monuments, National Parks and State Parks; they hold a lot of beauty preserved for the public benefit, all for low or no cost.

For those planning a trip on the open road, do not forget basic maintenance. Changing your oil now is better than paying for a new engine later.

"We recommend things like making sure the vehicle is in good running condition, that maintenance is performed, as a vehicle will perform most efficiently when it is well-maintained," Sinclair said.

When the tank gets low in the middle of nowhere, unless there are multiple gas stations in sight, try to avoid stopping at the first station off the highway. They can be pricey.

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 33

Get The Card, Start Getting Savings

By TERRY CHAO Savings cards have long been every budget-conscious shopper’s secret weapon. More often than not, a savvy shopper will have a wallet-full of cards to their favorite stores, and those who are allergic to a stuffed wallet, a la George Costanza, can put a mini-version of their card in key fob form. Here are some of the more popular savings and club cards as well as membership information.

Costco: This popular chain of wholesale grocery and household items requires a paid membership that comes in various levels of discounts and rewards. There are Gold Star and Business level, and then the Executive membership, which contains extended benefits to the holder, such as exclusive discounts on certain items and services and annual 2 percent cash back.

This program is recommended if you have a family or live with many people, since the size of the products are much larger than what you would find at a typical grocery/supermarket retailer. That being said, the prices are only cheaper by a negligible amount, but in the long run may pay off the more you buy. Keep in mind the expiration dates, as oftentimes we may lose track of what we bought and end up wasting a lot of food. With the right plan of attack, this type of membership can be beneficial.

CVS: Arguably one of the more rewarding drugstore programs, the Extracare card entitles members to in-store discounts, 2 percent cash back on everything you buy, and a $1 “Extrabucks” (a system that is very

Customer cards like this issued by CVS offer discounts for those who use them. similar to store credit) on every two prescriptions purchased in-store and online. Each receipt printed at the store contains valuable exclusive coupons, as well as your Extrabucks if earned on that purchase. Though you must wait one day before the Extrabucks can be used, the discount is very substantial as it can be applied to any item and purchase made in CVS. In addition, CVS has partnered with Upromise in an effort to make college more affordable for families.

Once signed up, CVS will donate 3 percent back on all non-prescription purchases made into your Upromise account.

Duane Reade: Having recently undergone a franchise-wide makeover, this chain has on-site skin and makeup professionals in dedicated booths, wider aisles and brighter lighting. The rewards program has also changed, from one point for every dollar with a certificate earned at the 100-point mark to

two points a dollar and a certificate for every 500 points, a slight downgrade, but still agreeable. No coupons are necessary to get the store deal, but without a membership, the discounts will not apply. FlexRewards membership is free, you can redeem points whenever you desire and the points do not expire. You can apply in-store, or online and the card will be mailed to you.

Starbucks: This popular coffee chain now offers a rewards membership based on “stars,” which are earned each time you make a purchase. The biggest caveat is that one must “reload” their card in order to garner rewards, meaning the card starts out as a loaded gift card that has the ability to be part of the free “My Starbucks Rewards” program.

Benefits include a free drink on your birthday at the most basic level. At five stars you get free select syrups and milk options, free refills on coffee and tea, free beverage with a “Whole Bean” coffee bean purchase

and free “trial” offers. As you accumulate stars you get free drinks, a “special gold card” sent to you, and “personalized offers.” Not so bad if you’re a consistent consumer of Starbuck’s products.

DSW: If you are a shoe lover, this card is too good to pass up. The free membership is point-based, with a $10 rewards certificate to use on any purchase after earning 1,500 points (10 points per $1 spent on regular merchandise and 5 for clearance).

The retailer typically has special events, allowing members to earn double or triple points on certain days and certain products, as well as bonus points at different times of the year.

A $5 certificate is automatically sent out for your birthday month, and email offers are sent periodically.

The Premier Rewards program is automatically available to regular members once 6,000 points have been earned in a single calendar year. Premier benefits include 50 percent more points, free next-day shipping, $10 birthday certificates, two triple points events per year, priority attention, a personalized card and points banking. Points are subtracted for every return or exchange, but a secret: don’t tell them you have a rewards card in that situation.

If you are a student, be sure to take advantage of a student savings card at studentadvantage.com. Individuals 50 and over, make sure to apply for an AARP card at aarp.org/ and start saving today. Also, if you qualify, AAA is a great organization to be a part of, visit aaany.com/ for more information.

Page 34 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

Surfing The Web For Coupon Deals

By JASON BANREY Saving money by clipping coupons out of the newspaper has become a thing of the past. No longer do you have to pick up a bulky Sunday newspaper and sift through unwanted coupons like your grandmother use to.

CouponSurfer.com provides coupon enthusiasts with an interactive virtual site to surf through an assortment of coupons that can be redeemed or used at online retailers or be printed and taken into participating stores and outlets.

Partially based in Queens, the coupon-crazed company launched in 1998 after noticing an emerging market for online coupons. Starting by offering users coupons for toys and office supplies, they gradually expanded the number of offers for items as they began to work more with advertisers and popular retailers.

Since then, the online business has helped hundreds of customers save money on not only toys and of-

fice supplies but books, music, electronics and travel, just to name a few.

Buzz of the site’s benefits began to spread through word of mouth, organic searches and businesses highlighting their online service.

When the recession hit, CEO Adam Schwartz was not worried that his business would be affected, and actually felt the service his company provided would profit from the economic downturn.

“We saw a huge uptick in 2008.

When the economy began to go badly, we saw a lot of new users. Finding out how easy it was to use, customers began to stay. We had a 50 percent uptick within about a month,” said Schwartz.

Before users are able to take advantage of the available deals, they will be asked to sign up for the service. As opposed to other coupon sites that offer similar services, CouponSurfer.com only asks users for a short list of information before they show you the coupons.

Simple information is needed; an

email address, name, create a password, gender, state and zip code.

They don’t look for confidential information.

Once logged on, users have the option of choosing between two types of coupons. The first is just like a traditional coupon, only it needs to be printed out by the user and taken in to the physical store to be redeemed.

The other is an online coupon which can be redeemed just by clicking it.

Once the user clicks, he or she is taken to the specified retailer’s Web site (i.e. Buy.com) where they can use the coupon to make a purchase via the internet.

Consumers can also be alerted several times a week about new available coupons for items that interest them most. By selecting a list of items they are particularly interested in and submitting it to the site, CouponSurfer.com will then send users an e-mail of available coupons.

After starting off with only five or six merchants for customers to choose from, the scissor-free site now

has expanded to some of their users’ favorite retailers, providing them with the products they love.

In recent years retailers have jumped at the opportunity of making their coupons available on CouponSurfer.com. By saving businesses money, the site offers them the ability “to cost effectively acquire new customers, increase order size and boost customer loyalty.”

“It’s easy to gauge how many people are looking at their coupons and how many people are using them, how many are women how many are men,” Schwartz said.

“Without giving out customers’ personal information, we are able to help businesses provide customers with the coupons they want.”

Schwartz attributes the site’s success to its easy-to-use interface, ability to maintain customer privacy and the close connection CouponSurfer.com has developed with popular retailers.

To learn more, go to couponsurfer.com.

Page 36 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

Scan, Click, Buy, Fly: Travel Sites Can Help

By ANGY ALTAMIRANO The best part of planning a trip is coming up with the idea in your head and imagining yourself on a beautiful beach. Reality hits, however, when the actual planning must begin and the best deals for flight tickets, hotel reservations and accommodations have to be found to make imagination a reality.

For years, travel Web sites have been providing people deals on their travel plans, offering short-term discounts on flights, hotel bookings and even packages that included both in one price. You can concentrate on the specific location you would like to visit or just skim the Web sites for possible openings.

Planning your vacation through these sites can bring you savings and put some extra money back in your pocket for souvenirs or personal expenses on your trip.

Searching through the Web, you can find sites such as Travelocity (the top dog of travel Web sites), Expedia, Orbitz, Kayak and Hotwire. Each provides you with deals, packages and individual flight and hotel bookings.

Travelocity, live since 1996, has a wider selection than some other sites. This site, whose spokesman is a garden gnome, provides you with the option of vacation packages, flights, hotels, cars, cruises, activities you can do while in your specific location and - most importantly - deals. Travelocity even has a tab dedicated to those last minute travelers who need to find vacation packages. To look for travel deals, all you have to do is go under the tab and either browse their offers or specify their selection to your specific destination.

Deals include cheaper rates in certain months or within a fixed amount of time from the day you buy. You can play around with the price ranges in the deals section and see what Travelocity has in store for you. If you are not traveling any time soon but would like to receive offer alerts and special travel incentive offers from Travelocity, all you have to do is create a free account on the site and they will be e-mailed to you.

Expedia provides the same options as Travelocity, adding in Business

Travel for those looking to make a quick trip to see a client or stash money in the Caymans. This site also has a feature called Trend Tracker, where picking from the list of top destinations allows you to see the least expensive times to travel. The Trend Trackers gives you an estimate of the best time, based on airfare and hotels, and the best season to go to each destination. For any future offers and deals, you can also sign up for the best deals to be delivered to your e-mail.

Orbitz also provides prices for hotels, flights and the same luxuries as the other travel sites. Currently in its Fall Hotel Sale, the site is offering free nights and up to 40 percent off in savings at hotels around the world. The icing on the cake, if you book by Nov. 7, you receive two $250 coupons towards future travels. Orbitz even has a "Low Price Guarantee" which guarantees their prices to be the lowest online, or you get a refund of the difference plus a $50 discount on a future hotel booking. Terms and conditions a p p l y, s o c h e c k them out.

Kayak is simpler than the other sites. Search for what you are looking for and check if any of the results match. It provides you with options to search hotels, flights, vacation packages and deals, depending on when you search. It's a low-budget site.

Hotwire is more of a "last-minute" travel site that works with vendors to help them fill in seats on flights, hotel rooms and rental cars that would otherwise not be sold. In turn, Hotwire customers receive them for lower prices. When using Hotwire, you search their openings and look for the dates they provide to match the ones you would like to travel in.

Don't worry, that does not mean you are limited. Hotwire has a wide range of availabilities.

Looking through these travel Web sites might take some time in picking the best offers, yet when all is booked and your itinerary is complete you can go off and enjoy your cheaper, yet still fun, vacation.

Want to know more about traditional travel booking? Check out the story on Page 33.

An Explosion of Feeling!!

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www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 37

By JESSICA ABLAMSKY Marketing professionals agree that networking is not just a luxury for business owners with extra time on their hands. Whether you run a third generation family business or are just starting up, with consumers still in belt-tightening mode, networking is more important now than ever.

“It’s always been essential,” said Angela Gozzi, president of Queensbased AG Media Corp. “I think in these times it’s even more essential.”

Step One is to become a member of the Queens Chamber of Commerce, and any business improvement district in your area.

“Those are really the people who are out there doing all the work for the small businesses in the neighborhood,” she said.

Membership in organizations like the Chamber can have other tangible benefits, like being recommended to the many people who call them looking for a advice.

To raise your business’s profile, Gozzi recommends going to as many events as time will allow.

“This is just a different type of way to meet people who are looking for

Photo by Brian M. Rafferty

Get Connected For More Customers

Vendors met hundreds of potential customers at February’s AG Media Corp Bridal Expo. your services,” she said. “It gets you in contact with different kinds of people. Somewhere down the line you will need them.”

As an advertising/event planning agency, AG Media holds food tastings, and expos for Bridal and Sweet 16 vendors. Before attending something similar, Gozzi recommends doing the necessary research.

“I think the first thing you need

Office Space Surplus?

Why Not Rent It Out?

Ditch The Storefront For Business Savings

By DOMENICK RAFTER Do you really need to bankrupt your company in order to have that lucrative space on Queens Boulevard? Is a space that size really necessary? Would you get just the same amount of business if you moved your office off the beaten path?

In tough economic times, businesses often have to reevaluate every expense to pinch each and every penny. One of the things they could look at is their location. Having a storefront or an office on a busy commercial strip does improve your business’ chances of being successful; it may not be necessary for already established businesses. “ Well-known businesses don’t need to be as visible because people will seek you out,” said Michele Beaudoin, a Jackson Heights Realtor.

Beaudoin notes that her business is hidden upstairs on a commercial strip off 37th Avenue in Jackson Heights, not directly on the busy

strip. She has the ability to be tucked away in less pricey office space because she already has a reputation in the neighborhood and people seek her out.

“If I opened a new office in Long Island City, I’d want to be right on Vernon Boulevard,” she explained.

“New businesses and those who are not well known need to be in the public eye.”

Having a lucrative location could be a “double-edged sword,” because while a good location could bring in more customers, it also brings in people less serious about doing business with you. Since being in a less-well-known location means people will have to seek you out, those people tend to be more serious.

“Those people are actually looking for you,” Beaudoin said. “I’m sure I’d get more business if I was downstairs and in front, but they would be far less serious consumers than the clientele I have now.”

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 39

cerns that need to be addressed.

By DOMENICK RAFTER “When you share office space, you For businesses with a little extra room, subletting office space to an- have to trust the person you’re sharother small business is an easy way ing with,” she said, noting that many to earn some extra income, and make industries are competitive and shardo with unused space. The move can ing office space with other similar be symbiotic for a startup business businesses can lead to ideas and leads that only needs a small space and has being stolen.

“The office is out there in the tight budget to start out with.

Sometimes one desk is all a per- open,” Beaudoin said. “It’s really son needs. Rather than rent out a hard to keep certain ideas under whole office, renting out an unused wraps when you’re sharing space.”

Law firms, interior designers, and desk in a larger office can not only save money for the start-up, but also tech companies often take advantage for the larger business that has the of shared office space setups, and those situations can work because extra space.

A new idea popping up in office similar operations in an industry can buildings are shared offices; office use each other for learning and exspace that comes already equipped perience purposes.

“It can work,” Beaudoin said; with telephone, Internet, and mail services and may share a conference “other people learning from other room and receptionist with other people’s experience.” small businesses. The shared office space eliminates the need to rent out space bigger than a business needs and thus more expensive, while all the businesses sharing the space split the cost of services.

Jackson Heights Realtor Michele Beaudoin, who started her business in subleased office space, said subletting or sharing office space is a great idea for small businesses looking to save money, Sometimes a desk in someone else’s office is all a but there are certain con- business needs.

to do before you participate in one is go to one or two,” she said. “Speak to different people about what you should do to have the most productive day when you do decide to go.

Just listen to how other people speak to you.”

Those events attract large audiences, and participation is important. The idea is to speak to as many potential clients as possible.

“If you’re looking to reach out to consumers, the best thing is to have a table at events so that you can present your product to them,” she said. “Have your five-second, 10-second pitch ready to go, so you are ready to meet as many people as you can in the limited time that you have.”

And do not forget to take down contact information.

“You definitely have to know who you are looking to reach out to and what you are looking to reach out with,” she said. “It’s also more important to show a value, and show what makes you different from the person down the street. In these times, everybody is looking for a discount.”

Social media can be an invaluable tool, but it is important to do it right, said Dave Kerpen, CEO of Likeable Media, a marketing firm that specializes in social media and word of mouth.

Before sharing an update on Facebook or Twitter, ask yourself one thing: as a consumer, would you want that information?

“I think if companies did that with all forms of marketing they would be a lot better off,” he said.

A lot of businesses are struggling with how to use social media, and they are doing it wrong, he said. The idea is to get people engaged, which will not happen through a traditional hard sales tactics.

“Let’s say you have a pizzeria,” Kerpen said. The wrong way to use Facebook would be update your status with, “Come in right now, the pizza is really hot.”

Better would be to ask, “What’s your favorite topping?”

“That would get people talking, which would get people in the door,” he said.

His No. 1 tip is to listen.

“Use social media to listen to your customers and give them what they need,” Kerpen said.

Page 40 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

LEGAL NOTICE

LEGAL NOTICE

LEGAL NOTICE

LEGAL NOTICE

LEGAL NOTICE

LEGAL NOTICE

SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF QUEENS INDEX NO: 5655/2010 DATE FILED: 3-5-10 SUMMONS NYCTL 2009-A TRUST AND THE BANK OF NEW YORK, AS COLLATERAL AGENT AND CUSTODIAN FOR NYCTL 2009-A TRUST, Plaintiffs, against- RODNEY RUSSELL; WILLIE SEA RUSSELL A/K/A WILLIESEA RUSSELL; WILLIAM WILLIAMS; RODNEY RUSSELL, AS ADMINISTRATOR OF THE ESTATE OF WILLIESEA RUSSELL A/K/A WILLIE SEA RUSSELL; CITY OF NEW YORK ENVIRONMENTAL CONTROL BOARD; UNITED STATES OF AMERICA; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE; AVCO SECURITY CORPORATION OF NEW YORK; CRIMINAL COURT OF THE CITY OF NEW YORK; PALISADES COLLECTION LLC; AUTO FACTORS INC.; FLEET BANK; LYDIA WILLIAMS; MRC RECEIVABLES CORP.; CITY OF NEW YORK PARKING VIOLATIONS BUREAU; “JOHN DOE # 1” through “JOHN DOE #100”, the last 100 names being fictitious and unknown to plaintiffs, the persons or parties intended being the owners, tenants, occupants, persons or corporations, if any, having or claiming an interest in or lien upon the premises, described in the complaint, and if any of the aforesaid individual captioned defendants, if any, be dead, their respective heirsat-law, next of kin, executors, administrators, trustees, devisees, legatees, assignees, lienors, creditors, and successors in interest, and generally all persons having or claiming under, by, or through any of the aforesaid individual captioned defendants, if any, if they be dead, whether by purchase, inheritance, lien or otherwise, including any right, title or interest in and to the real property described in the complaint herein, all of who and whose names and places of residence are unknown to the plaintiffs; Defendants. TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the complaint in this action, to serve a copy of your answer, or, if the complaint is not served with the summons, to serve notice of appearance, on the plaintiffs’ attorney within twenty (20) days after the service of this summons, exclusive of the date of service (or within thirty (30) days after the service is complete if this summons is not personally delivered to you within the State of New York), and in case of failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. Plaintiffs designate Queens County as the place of trial. The basis of venue is the location of the subject property. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the tax lien

holder who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property.

Sending a payment to the tax lien holder will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (TAX LIEN HOLDER) AND FILING THE ANSWER WITH THE COURT. Dated: March 3, 2010 LEVY & LEVY Attorneys for Plaintiffs 12 Tulip Drive Great Neck, NY 11021 (516) 487-6655 BY: JOSHUA LEVY, ESQ. File No.: 1382544 TO THE ABOVE NAMED DEFENDANTS: The foregoing Summons is served upon you by publication pursuant to an Order of the Hon. J.G. Golia, a Justice of the Supreme Court, Queens County dated Sept. 12, 2010 and filed with the complaint and other papers in the Queens County Clerk’s Office, Jamaica, NY. The object of the action is to foreclose a tax lien and to recover the amount of the tax lien and all of the interest, penalties, additions and expenses to real property k/a Block 1373, Lot19. dated: Oct. 20, 2010. LEVY & LEVY, Attys. For Pltf., #79213 ________________________________________________________________ PROBATE CITATION File No. 2010-2104 SURROGATE’S COURT – QUEENS COUNTY CITATION THE PEOPLE OF THE STATE OF NEW YORK, By the Grace of God Free and Independent TO: Joseph F. Yung a/k/a Joseph Yung, Joseph Anthony Yung, Joseph Anthony Lettieri if living and if dead, to his heirs at law, next of kin and distributees whose names and places of residence are unknown and if he died subsequent to the decedent herein, to his executors, administrators, legatees, devisees, assignees and successors in interest whose name and places of residence are unknown and to all other heirs at law, next of kin and distributees of Joseph Yung, the decedent herein, whose names and places of residence are unknown and cannot after diligent inquiry be ascertained A petition having been duly filed by Gladys Grenham who is domiciled at 5105 North Park Dr. Pennsauken NJ 08109 and by Suzanne Ennis 5 Blueberry Ridge Rd E. Setauket, New York 11733 YOU ARE HEREBY CITED TO SHOW CAUSE before the Surrogate’s Court, Queens County, at 88-11 Sutphin Boulevard, Jamaica, New York, on the 2 day of December, 2010 at 9:30 A.M. of that day, why a decree should not be made in the estate of LUCILLE YUNG a/k/a LUCILLE M. YUNG lately domiciled at 66-63 79 th Place, Middle Village, NY 11379 admitting to probate a Will dated September 28, 2006 a copy of which is attached, as the Will of LUCILLE

YUNG deceased, relating to real and personal property, and directing that [X] Letters Testamentary issue to: Gladys Grenham and Suzanne Ennis (State any further relief requested) OCT 12 2010 (Seal) HON. ROBERT L. NAHMAN Surrogate MARGARET M. GRIBBON Chief Clerk MICHAEL J. FALCO Attorney for Petitioner 718-458-0085 Telephone Number 69-64 Grand Avenue, Maspeth, New York 11378 Address of Attorney [Note: This citation is served upon you as required by law. You are not required to appear. If you fail to appear it will be assumed you do not object to the relief requested. You have a right to have an attorney appear for you.] ________________________________________________________________ Notice is hereby given that an Order entered by the Civil Court, Queens County on 10/ 12/10, bearing Index Number NC-000977-10/QU, a copy of which may be examined at the Office of the Clerk, located at 89-17 Sutphin Boulevard, Jamaica, NY 11435, grants me the right to: Assume the name of (First) Zhanna (Last) Nizo My present name is (First) Zhanna (Last) Niyazov My present address is 62-10 99th Street, Apt. #2E, Rego Park, NY 11374 My place of birth is Russia My date of birth is March 22, 1970 ________________________________________________________________ Notice is hereby given that an Order entered by the Civil Court, Queens County on 8/ 11/10, bearing Index Number NC-000652-10/QU, a copy of which may be examined at the Office of the Clerk, located at 89-17 Sutphin Boulevard, Jamaica, NY 11435, grants me the right to: Assume the name of (First) Rita (Middle) Priscilla (Last) Brawley-Yacono My present name is (First) Rita (Middle) Priscilla (Last) Brawley aka Rita Priscilla Yacono aka Rita Priscilla Brawley-Yacono aka Rita Yacono My present address is 189-14 Crocheron Avenue, Apt. #202, Flushing, NY 11358 My place of birth is Queens, NY My date of birth is June 20, 1979 ________________________________________________________________ Notice of Formation of YANCUI’S LAUNDROMAT L.L.C., a domestic LLC. Arts. of Org. filed with the SSNY on 09/16/2010. Office location: Queens County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of process to: The LLC, 41-96 Gleane Street, Apt #A-5, Elmhurst, NY 11373. Purpose: Any Lawful Purpose. ________________________________________________________________ SUMMONS AND NOTICE OF OBJECT OF ACTION STATE OF NEW YORK SUPREME COURT: COUNTY OF QUEENS ACTION TO FORECLOSE A MORTGAGE INDEX NO.: 33687/09 WELLS FARGO BANK, N.A. Plaintiff, vs.

MARIA G. RODRIGUEZ, ET, AL. Defendant(s). MORTGAGED PREMISES: 84-19 90TH STREET WOODHAVEN, NY 11421 SBL #: BLOCK 8877 LOT 42 TO THE ABOVE NAMED DEFENDANT: You

are hereby summoned to answer the Complaint in this action, and to serve a copy of your answer, or, if the Complaint is not served with this Summons, to serve a notice of appearance, on the Plaintiff(s) attorney(s) within twenty days after the service of this Summons, exclusive of the day of service (or within 30 days after the service is complete if this Summons is not personally delivered to you within the State of New York). In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint.

The Attorney for Plaintiff has an office for business in the County of Erie. Trial to be held in the County of Queens.

The basis of the venue designated above is the location of the Mortgaged Premises.

Dated this 19th day of October, 2010, TO: MARIA G. RODRIGUEZ, Defendant(s) In this Action. The foregoing Summons is served upon you by publication, pursuant to an order of HON. DUANE A. HART of the Supreme Court of the State of New York, dated the 28th day of September, 2010 and filed with the Complaint in the Office of the Queens County Clerk, in the City of Jamaica. The object of this action is to foreclose a mortgage upon the premises described below, executed

by MARIA G. RODRIGUEZ dated the 11th day of April, 2008, to secure the sum of $533,850.00, and recorded at Instrument No. 2008000206071 in the Office of the City Register of the City of New York, on the 21 st day of May, 2008; which mortgage was duly assigned by assignment dated the 30 th day of November, 2009, and sent for recording in the Office of the City Register of the City of New York; The property in question is described as follows: 84-19 90TH STREET, WOODHAVEN, NY 11421 SEE FOLLOWING DESCRIPTION Block 8877 and Lot 42 ALL that certain plot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being in the Fourth Ward of the Borough of Queens, County of Queens, City and State of New York, known and designated on a certain map entitled, “Map of Belmont Park partly in the Town of Jamaica and partly in the Town of Newtown, Queens County, belonging to the Suburban Homestead Association” surveyed and drawn September 1890 by James F. Deehan, filed in the Office of the Clerk of the County of Queens on April 10, 1891 as Map Number 761, as and by the Lot Number 353 and bounded and described as follows: BEGINNING at a point on the Easterly side of 90 th Street formerly Woodland Avenue, distant 260 feet Northerly from the corner formed by the intersection of the Easterly side of Woodland Avenue with the Northerly side of 85 th Road, formerly Ferriss Street; RUNNING THENCE Easterly parallel with 85 th Road, and part

of the distance through a party wall, 99.62 feet; THENCE Northerly, nearly parallel with 90 th Street, 20 feet; THENCE Westerly again parallel with 85 th Road and part of the distance through a party wall, 99.40 feet to the Easterly side of 90 th Street; THENCE Southerly along the Easterly side of 90 th Street, 20 feet to the point or place of BEGINNING. Premises known as 84-19 90 th Street, Woodhaven, New York HELP FOR HOMEOWNERS IN FORECLOSURE NEW YORK STATE LAW REQUIRES THAT WE SEND YOU THIS NOTICE ABOUT THE FORECLOSURE PROCESS. PLEASE READ IT CAREFULLY. SUMMONS AND COMPLAINT YOU ARE IN DANGER OF LOSING YOUR HOME. IF YOU FAIL TO RESPOND TO THE SUMMONS AND COMPLAINT IN THIS FORECLOSURE ACTION, YOU MAY LOSE YOUR HOME. PLEASE READ THE SUMMONS AND COMPLAINT CAREFULLY. YOU SHOULD IMMEDIATELY CONTACT AN ATTORNEY OR YOUR LOCAL LEGAL AID OFFICE TO OBTAIN ADVICE ON HOW TO PROTECT YOURSELF. SOURCES OF INFORMATION AND ASSISTANCE The state encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agencies and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process. To locate an entity near you, you may call the toll-free helpline maintained by the New York State Banking Department at 1-877-BANK-NYS (1-877-226-5697) or visit the department’s website at WWW.BANKING.STATE.NY.US. FORECLOSURE RESCUE SCAMS Be careful of people who approach you with offers to “save” your home.

There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeowner’s distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. § 1303 NOTICE NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to an-

swer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DATED: October 19, 2010 Steven J. Baum, P.C., Attorney(s) For Plaintiff(s), 220 Northpointe Parkway Suite G, Amherst, NY 14228 The law firm of Steven J. Baum, P.C. and the attorneys whom it employs are debt collectors who are attempting to collect a debt.

Any information obtained by them will be used for that purpose. ________________________________________________________________ Notice is hereby given that an order entered by the Civil Court, Queens County, on the 13th day of October, 2010, bearing Index Number N986/2010, a copy of which may be examined at the office of the clerk, located at 89-17 Sutphin Boulevard, Jamaica, New York, in room number 357 grants me the right to assume the name of Paul Hsien-Chung Wang.

My present address is 87-10 51st Avenue, Apt. 7T, Elmhurst, NY 11373, County of Queens; my date of my birth is December 5, 1971; the place of my birth is Taipei, Republic of China; my present name is Hsien-Chung Wang a.k.a Paul Hsien-Chung Wang. ________________________________________________________________ Notice is hereby given that an Order entered by the Civil Court, Queens County on 9/ 28/10, bearing Index Number NC-000906-10/QU, a copy of which may be examined at the Office of the Clerk, located at 89-17 Sutphin Boulevard, Jamaica, NY 11435, grants me the right to: Assume the name of (First) Aliza (Middle) Aza (Last) Shamuelova My present name is (First) Aza (Last) Shamuelov aka Aliza Shamuelova My present address is 64-35 Yellowstone Boulevard, Apt. 2F, Forest Hills, NY 11375 My place of birth is Uzbekistan My date of birth is March 18, 1992 _______________________________________________________________ Notice is hereby given that an order entered by the Civil Court of Queens County, on the 17 th day of September, 2010, bearing Index No. 852/2010, a copy of which may be examined at the office of the clerk, located at 89-17 Sutphin Boulevard, Jamaica, N.Y. grants the Minor the right, to assume the name Emily Ariel Hernandez-Avila.

Her present address is 80-04 213th Street, Hollis Hills, NY 11427; The date of birth is September 24, 1996; her present name is Emily Ariel Hernandez. Place of birth is Nassau County, NY.

You Can E-Mail Your Legal Copy to legals@queenstribune.com To Place Your Legal Advertisement or call the Tribune at (718) 357-7400 Ext. 149

Gain Success Through Organization

By DOMENICK RAFTER Disorganization at home isn't the only place where a mess will cost you money. Sometimes that costly clutter extends to the office, affecting not only your ability to do your job, but

also your business' ability to thrive.

A mess is a bad first impression. It could be a turnoff to those who wish to do business with you. Signing a contract with a client is much harder if they have to navigate through boxes of papers and office supplies just to get from the receptionist to your office. A client may not trust you with an important job if they deem you disorganized.

"Lack of organization could cost you clients," said Dawn Falcone, a Jackson Heights professional organizer and president of Dawn Falcone Lifestyles.

Why would somebody trust their investment of time and/or money in someone who can't keep files in file cabinets or has clutter scattered all over his or her desk?

Losing business is not the only way a company could be hurt - they could literally lose money.

While organizing for Being literally buried under your work can lead to added a client of her, an acexpenses. Clean up and save. countant, she found

Chamber Offers Boro Host Of Business Aid

Photo by Tania Betancourt

multiple uses, like an all-in-one printer, copier, fax machine to save on space and money. Install shelving along any wall space, and make use of filing cabinets with files folders. Have a shredder handy if possible to deal with unnecessary and outdated papers, so that they don't stack up on desks or common spaces.

A common problem for offices is wires. Although modern technology has moved in the direction of wireless, the entanglement of telephone, power and network cables can not only be an ugly cluttered mess, but a danger. Employees could trip over the wires and sustain serious injury or even be electrocuted by frayed power cords. Bundling the cords together in plastic tubing, or tie wires, against a wall if possible, to keep them from snagging and out of the way of foot traffic, will increase safety.

Controlling Inventory Keeps Costs In Check

By JASON BANREY Not many small family businesses can say they have survived 14 recessions. However, one Queens business has endured the test of time, remaining afloat within the current unstable economy that is effecting even the biggest corporations.

The Alfano name has been in the plumbing business for more than 80 years. With an easy "pencil and paper," approach they have developed a simple method towards running their operations in a technological world where most companies are inputting everything into computers.

Peter and Karla Alfano of Alfano Queens Plumbing Parts have successfully carried on the family business just by paying attention to one important factor- controlling their inventory.

Insufficient management of inventory means lost sales, costly, time-consuming back orders and a decrease in cash flow.

Here are some suggestions from the Alfanos that can help small businesses maintain cash flow, reduce the cost of running operations and ultimately help navigate through uncertain economic waters, all just by staying on top of your company's stock room.

Never under order: "If you don't have it, you can't sell it," said Peter Alfano. Keeping an accurate catalog of your stock can help you monitor the sales trends of your inventory, helping to give an idea of how much inventory needs to be purchased on a monthly basis.

Don't over buy: Just because a distributor gives you a good price doesn't mean you need to buy more inventory than you need. Overstocking can lead to having too much inventory that has the potential to become obsolete, leaving it unsellable. An uncertain economy produces unclear consumer

Karla and Peter Alfano in front of some of their inventory. purchasing trends and "as fast as it gets busy, that's as fast as it gets slow."

Alfano said.

The pen is mightier than the software: Compared to larger businesses that have computer software that monitor's inventory and raise red flags when inventory is low, the Alfanos visually check their inventory with a pencil and paper. "In our case, our red flag is us. We know our product line and we're pretty archaic here. But it works." Alfano said. Keeping a historical record of order sheets will help business owners monitor fluctuations in sales of items in their inventories.

Although the Alfanos are comfortable with their old-fashioned techniques, they have already begun to embrace and incorporate new-age technology into their business, remaining steady in Corona as a parts supply company for nearly 30 years after five decades of being a plumbing business.

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 41

zations that may benefit Chamber

By JESSICA ABLAMSKY Whether you are a small business members.

As an agency whose main interest owner with a handful of employees or a corporate magnate, the Queens is in promoting Queens, and businesses in the borough, Chamber of Commerce Conslato said, "We are the offers services that will voice of the business comhelp grow your business. munity, and we are very in Nearly 100 years old, tune to legislation on the the Chamber is 1,200 city, state and federal level members strong. From that may affect businesses." advocacy work to semiOne of their current nars, membership offers priorities is expanding benefits for businesses of opportunities abroad for any size, said Chamber businesses in Queens.

President Carol Conslato.

"We live in the most diA quick look at the verse community and the group's Web site proves her point. Listed on the Borough President United States," she said.

Chamber events calendar Helen Marshall "Many of [Queens'] foreignfor the month of October addresses the Queens born [residents] have very were three to four events Chamber of Commerce. strong ties to their homeland, so there are opporeach week, from the ongoing "Breakfast before Business" semi- tunities to set up business opportuninars, to a workshop on legal consid- ties."

The Chamber can also provide assiserations on hiring and immigration.

"We have programs running every tance in meeting U.S.-based challenges.

"Often businesses come to us with single week," she said. "That type of programming is very common for the Cham- problems they are having, or regulaber to offer to our members. People can tions that they are having trouble understanding," Conslato said. "We can make new contacts, meet new clients."

In addition to Chamber-sponsored work with them in trying to address happenings, also featured on the Web their concerns, maybe with some agensite are events through other organi- cies. We can intervene with them."

dozens of checks, thought lost, that hadn't been cashed.

"My client cashed them and made some money," she explained.

Another costly factor in a disorganized office is time spent finding important documents or sorting through a mess, which cuts down on productivity.

"Time is money," Falcone said.

"The more time you spend having employees searching for missing documents, the less productive they are."

Often, Falcone said, offices are forced to spend money to bring in a professional consultant to help organize their office space, which, at a time when budgets are being squeezed, could eat up money that could otherwise be utilized to expand business or hire a new employee.

One of the solutions, Falcone said, is to find office supplies that have

Tough Times? Advertising Works!

Page 42 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

By ALAN GOLDSHER As Dirty Harry Callahan in film, actor Clint Eastwood epitomized a no-nonsense philosophy on right and wrong. While lines like “Feel Lucky Punk” and “Go Ahead, Make My Day” live in the annals of pop culture, my favorite Dirty Harry line was “Opinions Are Like $%*#@, Everybody Has One.” When I speak with local businesses – as well as many corporations – about advertising in our community newspaper, they may say things like “we don’t have a budget” or “newspaper advertising doesn’t work.” Sometimes they say “I tried your newspaper and it didn’t work.”

Believe me, after 25 years in the business, working at a dozen different publications in three states, I have heard the same things at each and every paper. Often a logical response is “well, it works for so and so,” or “you should try to get a budget together and give us a try.”

Since we want the business, we try to persuade these clients to advertise.

Their hesitation may come from their past experiences, or from fear it may not work, or from a concern that they in fact do not have a budget for advertising. At the end of the day, all of these points are moot. The bottom line is this - you have to ask for the business to get the business.

What does this mean? Why is advertising in a “sluggish” economy so important? Let me try to explain.

First off, imagine if you will an advertising campaign for an ice company. They have an unlimited marketing budget to sell their ice, and are highly motivated. They hire a very clever ad agency to design a print campaign – “7 Reasons You’ll Like Our Ice” – and purchase 10 full pages in the local newspaper. Are they going to sell much ice? Maybe, if it is summertime in Queens.

But this ice company decided to target residents of Juneau, Alaska – in January. Will they sell any ice? Of course not.

To sell any given consumer a product or service, the advertisement must explain the value in no uncertain terms, create interest to a defined audience as to how this product or service can have a positive impact on their lives, and must have a “call to action,” a strong offer, with clearly stated contact information.

In difficult times such as ours, a natural instinct for many consumers

is to spend less – some because they are cautious, others because they have little or no money. But still others (the smart ones) are out snapping up bargains, or making purchases that will save them money in the long run.

When a recession hits, and this being the third that I’ve witnessed in my 25 years in advertising, there are major shifts in businesses, with many closing. But others thrive, and they do so by maintaining or even increasing their exposure to the public through advertising – to get a “bigger slice of a shrinking pie.” If you think of the WalMarts, McDonalds’ and Bob’s Discount Furniture’s of the world, whose example are you going to follow?

If there are fewer businesses advertising and open, and fewer buyers out spending, are you going to accomplish more by crawling into a hole, or by shouting loud and clear to those who still have money about how great your products and services are? Only one of these choices makes sense.

This Space Could Be YOURS!

The key is knowing how and what to advertise. You won’t set the world on fire by running an ad that simply confirms your existence, or with just your logo and a list of items you carry, services you perform and your address, hours, phone number and Web site. You have to ask for the business.

Your print ad should directly address the consumer (reader) with a strong, memorable and descriptive headline, good images and, above all a “call to action” – either an enduring or limited-time-only offer of value.

A call to action should be understandable and credible. It should be timely (remember the ice company?) and relevant to the readers who will see it and hopefully respond.

When a business owner invests so much in staffing, signage, product, displays and overhead, why not invest a little in inviting people to see what you have to offer, and where you are located, with a powerful “invitation?”

The early bird may catch the worm, but the smartest ones will often catch many worms that otherwise might go to the “bird across the street” - if, they peck and squawk harder and louder, allow them to stand out amongst their flock.

Alan Goldsher is the Advertising Manager for the Queens Tribune Newspapers.

Interns Save Costs And Help Business

By JESSICA ABLAMSKY In a tough economy, real world work experience is more important now than ever. A must have for any college or graduate student, when wellmanaged, an internship program provides a mutually beneficial experience for both students and employers.

Recognizing the value of “experiential learning,” local schools, such as St. John’s University, place a high priority on placing willing students in internships, which run the gambit from unpaid and uncredited to a small stipend plus college credit.

The benefit to local businesses is clear: a pool of well-educated talent prepared to work for low or no pay.

“Interns aren’t just supposed to just be making copies and getting coffee,” said Denise Hopkins, executive director of career services for St. John’s. “An internship really needs to have tangible learning outcomes.”

Neither should an intern take the place of a paid employee, said Jennifer Friary, associate director of employer engagement.

“That’s actually not legal and it’s not ethical,” she said.

It is also a practice which unions frown upon, Hopkins is quick to point out.

Although internship programs vary as much as individual jobs, most agree that some generalities can be made. A good internship program will have a training period, provide an overview of the company, include close supervision and have a well-defined outcome in terms of skills gained.

“There are internships that do

have some prerequisites,” she said.

“They might be looking for certain majors. October is a really heavy time for accounting firms. They look for junior and senior level accounting majors.”

Some companies use interns as a regular part of their hiring practice.

“They can try to work with the student before they hire them, so they can see if the student is a good fit with their company,” she said. “If they are, they can hire them for a fulltime position.”

One of the benefits of interns to businesses is their temporary nature.

If a particular student is not working out, there is no need for a “you’re fired” speech.

“For anyone who has ever been a manager as I have, separation from employment is difficult,” she said.

Organizations with limited resources, such as nonprofits and some government agencies, receive a high benefit from interns.

“Nonprofit organizations benefit greatly from a low-cost labor pool, and again, because it’s mutually beneficial, we support that,” Hopkins said.

There are some industries that have traditionally had strong internship programs, and others where they are not as common, but the university has seen a growing interest in interns.

One potential area of growth is a sector that could benefit greatly – the City’s small businesses. Although St. John’s sees some postings from small businesses, it is less common.

The student would benefit, because fewer employees means a more handson, multifaceted experience. The chal-

Page 44 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

The Best Biz Savings Are In Small Packages

By DOMENICK RAFTER We’ve all seen those commercials.

A businessman wins a contest; he gets a special deal on phone and Internet service for his office. Instead of being excited, the businessman realizes he doesn’t need a plan that big or with options he or she won’t use.

Finding the right plan for your business can be like finding the perfect fitting pair of jeans or the right pizza. It takes time and often the perfect plan doesn’t exist.

Telecommunications companies have a range of plans for small and large businesses. The deals often include multiple local numbers for specific employees, one toll-free number, a fax number and with some plans, unlimited domestic calls.

Pro v i d e r s l i ke AT & T o f f e r “bundled” plans where telephone and Internet plans show up on one bill. However, sometimes this may lead you to have options you do not need. Some providers who do allow you to bundle will also allow you to pick and choose from local, long distance plan options and Internet services to form a plan that works for

you so you are not left with options you don’t need. For example, if your business does not do business internationally, you may not need an international calling plan, even if it comes included in a “bundled” plan.

A question that often dogs a business owner looking for a telephone and Internet plan is the projection of growth. A plan that works for your business now may be too small in two years. Thankfully, most providers allow a business owner to add more telephone lines at low prices, allowing businesses to be flexible with their plans. If your business grows, your plan will grow with you.

Like all other purchases, shop around and ask questions. The best deal is rarely ever the first one. Also, bring someone experienced with you, maybe another business owner, especially those who recently started up a business, as they may provide the most recent slice of reality. If possible, get opinions from other business owners about their experiences picking out a plan. An educated consumer saves money.

lenge for the employer would be providing the right kind of supervision.

The effort could prove worthwhile.

Most students could provide a level of technological expertise that some business owners lack, Hopkins said.

“Most of our students could sweep right in and build a Web site,” she said. “I do think the effort in setting

up an internship program is front heavy. Once you set up the parameters of an internship, it gets easier every time.”

For more information about obtaining student interns through St. John's University, email internships@stjohns.edu or call (718) 990-6375.

Rewarding Customers With Special Discounts

By TERRY CHAO Austin Street has long been what many Queens residents have come to consider as a little piece of Manhattan in a casual setting. Boasting boutiques, fine dining and hole-in-thewall gems nestled in the peaceful neighborhood of Forest Hills, the humble shopping strip is worthy of even the pickiest of shoppers. We found out how some of the longer-running stores keep the customers coming and business thriving.

Tsakiris Mallas: This high-end shoe boutique boasts a selection of fine Italian-made shoes. They pride themselves on “good customer service, fair prices, and good quality.” They periodically have sales ranging from 20-70 percent off, and have been around for 20 years.

Business has not been so good for this retailer, but deals and great service keep the customers coming back.

Martha’s Country Bakery: A popular neighborhood fixture prides itself on “good service.” Though they typically don’t offer any specials, they will make exceptions for large orders (for example, they’ll give 15 percent off an order of 200 cupcakes – and they are really good cupcakes). The company has called Austin Street home for three years and say that “business is good.”

Soleil: An eclectic home furniture

and décor store that does not rely on advertisements, Soleil also prides itself on “excellent customer service, focusing on their interests and needs” and has kept its doors open for 14 years.

Montasy Comics: This comic book store, which also sells gaming cards and memorabilia, harbors a very closeknit relationship with its dedicated clientele, which ranges from ages 960. New comics come in every Wednesday, including reorders of popular titles. There are consistent sales on back issues, which range from 30 percent off after a week to 50 percent off after a month on the shelf.

Though their industry has been increasingly threatened with the advent of digital comics and apps, there is still a draw and appeal to certain consumers. Customers can resell their comics and can also sell their card collections in their display case, minus a 20-30 percent commission fee.

Though business is a bit slower with the younger customers attending school, Montasy Comics still has a steady business with their older clientele, who also tend to be more consistent customers.

Good customer service seems to be the status quo for good business. Now if only we had more cash to burn in the first place…

Think Ink – And Save Refilling ink printer cartridges can be a dirty job, but one company has no problem getting their hands filthy to help Queens businesses and households save a few hundred dollars.

Cartridge World’s various locations in Queens have provided residents and business owners with a quick and easy solution that promises to help keep the Earth green while keeping your green in your pocket.

Many people don’t know that most printer cartridges can be easily refilled. Jared Mohamed, General Manager of Cartridge World in Flushing, educates Queens’ customers about the available options they have when it comes to refilling empty cartridges.

“Buying a brand new cartridge can be twice the price. It can be a savings of anywhere from $20 to $50 on an ink cartridge. On laser [cartridges] you’re talking about anywhere from $30 to $200 savings on a single car-

tridge.” said Mohamed.

And that savings can add up. Amanda Trigl of Crystal Ray Medical PC in Rego Park discovered Cartridge World back in 2007 and since then has not only saved time but hundreds of dollars.

“Their prices are extremely reasonable,” Trigl said. “They give great service to small businesses, and are prompt. We save hundreds of dollars a month. In the long run it saves us time and money.”

Stocking as many popular cartridges as possible on location makes it easy for customers to easily swap their empty cartridge for a full one that is in stock. If one is not available they can fill your cartridge, in a process that only takes about 10 to 15 minutes, while you wait.

Cartridge World also delivers. Any order over $75 is delivered free, and is typically lower than the average businesses delivery, Mohamed said.

LEGAL NOTICE

LEGAL NOTICE

LEGAL NOTICE

LEGAL NOTICE

LEGAL NOTICE

LEGAL NOTICE

NOTICE is hereby given that an order entered by the Civil Court, Queens County, on the 15 day of October, 2010, bearing Index # 1000/10, a copy of which may be examined at the Office of the Clerk, located at 89-17 Sutphin Boulevard, Jamaica, New York 11435, grants James Anthony Kilcullen the right to assume the name of James Anthony Celauro. His present name is James Anthony Kilcullen. The date of birth is March 27, 1990.

The place of birth is Brooklyn, New York. His present address is 159-24 98 th Street, Howard Beach, New York 11414

served upon him or her is: c/o H. GERSTEN, CPA 10818 QUEENS BLVD. 8 th FL, STE 6 FOREST HILLS, NY 11375 Natalya Malakova (signature of organizer) Natalya Malakova (print or type name of organizer ________________________________________________________________

on Wednesday, November 10, 2010 at 2:00 p.m., at 66 John Street, 11 th floor, on a petition from Syvros Restaurant Corp, to continue to, maintain, and operate an unenclosed sidewalk café at 29-05 23 rd Avenue, in the Borough of Queens, for a term of two years. REQUEST FOR A COPY OF THE PROPOSED REVOCABLE CONSENT MAY BE ADDRESSED TO DEPT. OF CONSUMER AFFAIRS, 42 BROADWAY, NEW YORK NY 10004 ATTN: FOIL OFFICER ________________________________________________________________

tact PETER M. WOLF, ESQ. of Kew Gardens, N.Y. Attorney for the Guardian 12510 Queens Boulevard Kew Gardens, N.Y. 11415 (718) 261-7580 ________________________________________________________________

City and State of New York.

Queens County is designated as the basis of venue because the real property which is the subject of this action is located within the County of Queens. The relief sought in this action is the determination of claims to the subject real property pursuant to Article 15 of the Real Property Actions and Proceedings Law to determine ownership to the prem i s e s 5 9 - 3 0 6 0 th L a n e , Maspeth, County of Queens, City and State of New York. Dated, Maspeth, New York January 8 th , 2010 BARBARA PRYOR, P.C. Attorney for the Plaintiff Office and P.O. Address: 6549 Grand Avenue Maspeth, New York 11378 Telephone No.: 718-894-0297 NOTICE: To the above named Defendants – The foregoing Summons is served upon you by publication pursuant to the Order of Hon. DAVID

ELLIOT, a Justice of the Supreme Court, State of New York, dated Oct.13, 2010 and on file with the County Clerk, County of Queens, 88-11 Sutphin Blvd. Jamaica, NY. Barbara Pryor , P.C., Atty. For Pltf. ________________________________________________________________ Notice is hereby given that an Order entered by the Civil Court, Queens County on 9/30/10, bearing Index Number NC-000936-10/ QU, a copy of which may be examined at the Office of the Clerk, located at 89-17 Sutphin Boulevard, Jamaica, NY 11435, grants me the right to: Assume the name of (First) Andrew (Middle) Colin (Last) Smith My present name is (First) Colin (Middle) Andrew (Last) Smith aka Colin A. Smith My present address is 90-35 77th Street, Woodhaven, NY 11421 My place of birth is Guyana My date of birth is March 13, 1986

________________________________________________________________ ARTICLES OF ORGANIZATION OF ENMA, LLC (Insert name of Limited Liability Company) Under Section 203 of the Limited Liability Company Law FIRST: The name of the limited liability company is: ENMA, LLC SECOND: The county within this state in which the office of the limited liability company is to be located is: Queens THIRD: The Secretary of State is designated as agent of the limited liability company upon whom process against it may be served.

The address within or without this state to which the Secretary of State shall mail a copy of any process against the limited liability company

ARTICLES OF ORGANIZATION OF S & D International Wholesale LLC (Insert name of Limited Liability Company) Under Section 203 of the Limited Liability Company Law FIRST: The name of the limited liability company is: S & D International Wholesale LLC SECOND: The county, within this state, in which the office of the limited liability company is to be located is: Queens THIRD: The Secretary of State is designated as agent of the limited liability company upon whom process against it may be served. The address within or without this state to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is: Kandzhanov/Boris Mikhail 97-30 57 th Ave 3B Corona, NY 11368 USA Boris Mikhail (print or type name of organizer) ________________________________________________________________ PUBLIC NOTICE NOTICE IS HEREBY GIVEN, PURSUANT TO LAW, that the NYC Dept. of Consumer Affairs will hold a Public Hearing

SUPREME COURT – QUEENS COUNTY In the Matter of the Application of PETER M. WOLF, as Guardian of the Person and Property of DANIEL GERALD O’LEARY, an incapacitated person to sell certain real property pursuant to an order of this court dated October 20, 2010 by Hon. Lawrence v. Cullen, a Justice of this Court, an application to sell premises 4717 50 th Avenue Woodside, N.Y. 11377 Block 2291 Lot 53 County of Queens, being a plot 19 feet by 100 feet will be made on the 14 th day of December 2010, at 9:30 A.M. at I.A.S. Part 25g of the Supreme Court at 8811 Sutphin Boulevard Jamaica, N.Y. 11435. Said property is presently under contract, subject to the approval of the court, for the price of $580,000.00. Con-

SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF QUEENS PETER BALTUSIS, Plaintiff, -againstJEANETTE HOFFMAN, JOHN C. ROTTECK, and ADELAIDE ROTTECK, if living, and if dead, any and all persons being their heirs at law or claiming in any way through them to any interest in the real property described in the complaint in this action, Defendants. SUMMONS WITH NOTICE and VERIFIED COMPLAINT Index No. 3790-10 TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer on the attorney for the Plaintiff within twenty (20) days after the service of this summons, exclusive of the date of service, or within thirty days (30) after service is complete if this summons is not personally delivered to you within the State of New York. In the event you fail to appear or answer, a judgment will be taken against you for default for the relief demanded in the complaint.

The plaintiff resides at 5930 60 th Lane, Maspeth, New York, County of Queens,

To Place Your Legal Advertisement, Call the Tribune at (718) 357-7400 Ext. 149 or E-Mail Your Copy to legals@queenstribune.com

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 45

Queens Deadline

Prosecutors To Inspect AEG Swindle ney Preet Bharara and Manhattan DA Cyrus R. Vance, Jr. for appropriate action and referring Sampson, Smith and Senate Secretary Angelo Aponte to the Legislative Ethics Commission.

Groundbreaking on Resorts World New

to the decision makers.

According to the IG, Paterson's office ignored expert advice from the state Budget Director and Division of the Lottery, which urged them to disregard AEG's bid, and the governor's assistant David Johnson allegedly advocated for AEG and communicated with AEG principals during the process. Senate leaders leaked bid analyses to AEG lobbyists, which gave them an advantage. The report added that Senate Democratic Conference Leader John Sampson (D-Brooklyn) likely pressured AEG to include a New York City contractor in the deal before he would select AEG as the winner. Former Senate Majority Leader Malcolm Smith (D-St.Albans) still advocated for AEG despite recusing himself from the process. He was kept updated during the process through e-mail correspondence.

Sampson admitted that "mistakes were made," but blamed the chaotic bidding process put in place before he became leader of the Democratic caucus, and said he remained certain further investigation would reveal no wrongdoing on his part. The IG also criticized Silver, who was skeptical of AEG, for not being more involved in the process, although the report did say Silver was "the best informed" of those involved in the process.

The report may not be the final chapter in the AEG saga. The Inspector General's Office forwarded its report to United States Attor-

York, the result of a later winning VLT bid

by Genting New York, was expected to be held Thursday, Oct. 28.

Reach Reporter Domenick Rafter at drafter@queenstribune.com or (78) 3577400. Ext. 125.

Teachers Fume Over Ratings Data Release

By JESSICA ABLAMSKY The United Federation of Teachers filed suit in a Manhattan court to block the City Dept. of Education from releasing teacher assessment data in response to a Freedom of Information Act request from the New York Post.

"Today we agreed to delay the release of this data until the scheduled court hearing on Nov. 24," said DOE Spokesman Natalie Ravitz. "We continue to believe that it is our obligation, under the law, to provide this data, but will await the court's ruling after a full briefing."

The teacher's union hailed the DOE decision as a victory.

"We're glad that parents won't be subjected to more unreliable information from the DOE," said UFT President Michael Mulgrew. "Our teachers can now focus on the real task of moving education forward."

UFT officials contend that the assessment, which is based on student performance on standardized tests, uses unreliable and untested data, the accuracy of which is unproven. Taking into account factors such as poverty, race and gender, the assessment attempts to calculate how many points a teacher added to their student's test scores.

The DOE has used the data since 2008.

"We believe this data is valuable and that it is an indicator of a teacher's effectiveness," Ravitz said. "That is why we use the data in

Tribune Photo by Brian M. Rafferty

By DOMENICK RAFTER A report issued by the state Inspector General on the failed Aqueduct Entertainment Group bid to develop the "racino" at Aqueduct Racetrack casts a dark shadow over Gov. David Paterson and state legislative leaders, blaming them for the failed bid and alleging that favoritism played a role in AEG's selection last January.

The 300-page report concludes that AEG should have never been considered, and called the process a "political free-for-all" marked by unfair advantages and more than $100,000 in campaign donations.

"This process was doomed from the start, and at each turn, our state leaders abdicated their public duty, failed to impose ethical restraints and focused on political gain at a cost of millions to New Yorkers," Inspector General Joseph Fisch said. "Unfortunately, and shamefully, consideration of what was in the public's best interest, rather than the political interest of the decision makers, was a matter of militant indifference to them."

The report, which comes after eight months of investigations, criticized the selection process, created in 2008 by then-Gov. Eliot Spitzer, then-Senate Majority Leader Joseph Bruno and Assembly Speaker Sheldon Silver (D-Manhattan), during which Fisch said a statute was removed that restricted lobbying and allowed campaign cash to flow

a number of ways, including when we decide whether to award a teacher lifetime tenure.

Value-added data doesn't tell the whole story of a teacher. But when teachers consistently perform at the top or the bottom, year after year, that is surely important."

Teachers argue that in many cases, the data is inaccurate, adding to teachers the responsibility of students they do not teach while omitting others they do.

At the monthly meeting of the Community Education Council for District 24 in Western Queens Tuesday night, a string of teachers showed up to express their displeasure with the possibility that the data would be released. Deputy Chancellor Shael Suransky explained to the board and UFT members present that the DOE was awaiting a Nov. 24 court decision to release the data, though the agency could choose to make it public earlier if it chose.

The District 24 UFT representative showed the board a 2008 letter signed by a former deputy chancellor that stated that the DOE would do what it could to prevent the release of the data if it were sought by a Freedom of Information Law request. The letter fell short of stating that the DOE believed it would not have to release the information.

Reach Reporter Jessica Ablamsky at jablamsky@queenstribune.com or (718) 357-7400, Ext. 124.

Queens Cop Lauded For Crimefighting Skill The process that briefly landed AEG a contrac t at Aqueduc t has now been referred for criminal investigation.

By DOMENICK RAFTER New York City OTB and Gov. David Paterson have reached a deal that would allow the betting hall operator to emerge from bankruptcy, but some, like Mayor Mike Bloomberg, are blasting the deal.

According to the proposed deal, the 68 OTB parlors will remain open after creditors Yonkers Racing Corporation and New York Racing Association will forgive nearly $65 million in exchange for control of some of OTB's operations and changes in the state law to help VLT operators generate revenue that would have to be approved by the state legislature. "[The deal] will support and stimulate future financial health for the racing industry," said Eric Adams (D-Brooklyn), chairman of the state Senate Racing, Wagering, and Gaming committee.

The deal would cause the layoffs of 500 OTB employees and force the corporation to give up its telephone and internet betting operations.

Mayor Bloomberg said he would fight the decision.

"The plan requires legislative and legal approvals and we are going to fight, using all available options, to ensure it does not become a reality," the mayor said.

He said he wanted the City to be removed completely from the OTB business and have the state take it over.

"We had a clear agreement that the State could take over the operation, as long as the State assumed all assets and liabilities of OTB," he said.

Reach Reporter Domenick Rafter at drafter@queenstribune.com or (718) 3577400, Ext. 125.

Photo by Dan Miller

Paterson 'Saves' OTB; Mayor Vows To Fight

Brooklyn resident.

Jones opened fire and shot the gun out of Cox's hand.

On Tuesday, Jones, who is assigned to the forensic unit in South Queens, was promoted to detective for her heroics by Mayor Mike Bloomberg and Police Commissioner Ray Kelly.

On hand were "Jonesey's" police colleagues of from Queens as well as her commander, Chief Detective Aubry, who said he was "very proud" of his new detective.

Newly sworn-in Det. Feris Jones raises her shooting hand to take her oath before Police Commissioner Ray Kelly (c.) and Mayor Mike Bloomberg.

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 47

By DR. DAN MILLER On Saturday night, Police Officer Feris "Jonesey" Jones was off-duty and having her hair done at a beauty salon in the Clinton Hill section of Brooklyn when a gun-toting bandit entered Sabine's Hallway Beauty Salon, announced a holdup and forced officer Jones and three other patrons into a bathroom.

When Jones identified herself as a cop, Winston Cox immediately opened fired, sending four bullets her way, but missing the

Queens Today SECTION EDITOR: REGINA VOGEL

Send typed announcements for your club or organization’s events at least TWO weeks in advance to “Queens Today” Editor, Queens Tribune, 174-15 Horace Harding Expressway, Fresh Meadows, NY 11365. Send faxes to 357-9417, c/o Regina.

IF YOUR ORGANIZATION MEETS ON A REGULAR BASIS, SEND ALL DATES FOR THE ENTIRE YEAR.

SENIORS FREE LUNCH Saturday, Oc tober 30 a t Church of the Resurrection in Kew Gardens. 847-2649 reservations.

STAY WELL Mondays at 10 at the Central library. Tuesdays at 2 at the Flushing library and Wednesdays at 10 at the East Elmhurst library. Special exercises and relaxation techniques.

AARP 1405 Mondays, November 1, 15, December 6, 20 Flushing AARP 1405 meets at the B ow n e Str e e t C o m m u n i t y Church, 143-11 Roosevelt Avenue at 1.

AARP 3654 Tuesday, November 2 AARP chapter 3654 meets in Bayside. 423-9416.

STARS Wednesday, November 3 at 10:30 at the Hollis library.

Friday, November 5 at 10:30 at the Queens Village library.

Come join this theatrical group.

THEATER

MEETINGS SIBLINGS BEREAVEMENT Mondays, November 1, December 6 St. Adalbert’s bereavement group for the loss of a sibling in Elmhurst. 4292005.

TOASTMASTERS Mondays, November 1, 15, 29, December 13, 20 learn communication and leadership skills in Kew Gardens.

646-269-1577.

FRESH MEADOW CAMERA Tuesdays the Fresh Meadows Camera Club meets.

917-612-3463.

ADVANCED WRITERS Tuesdays at 6:30 at the Terrace Diner at Bay Terrace Shopping Center and also t h e l a s t Tu e s d ay o f t h e month in the Communit y Room in Panera Bread at Bay Terrace Shopping.

TALK OF THE TOWN Tuesdays, November 2, 16, December 7, 21 learn the art of public speaking in St. Albans. 527-5889.

AMERICAN LEGION Tuesdays, November 2, 16, December 7, 21 Edward McKee Post 131 meets in Whitestone. 767-4323.

HAM RADIO CLUB Tuesdays, November 2, December 7 the Emergency Communications Service meets in Briarwood. 3576851.

TOASTMASTERS Wednesdays, November 3, 17, December 1, 15 learn the art of public speaking at the Voices of Rochdale Toastmasters Club in Jamaica. 9780732.

FLUSHING CAMERA Wednesdays, November 3, 17, December 1, 15 Flushing Camera Club meets at Flushing Hospital. 441-6210.

KNIGHTS OF PY THIAS

RELIGIOUS SCHOLAR IN RESIDENCE Friday and Saturday, Oc tober 29, 30 the Young Israel of New Hyde Park will feature Rabbi Moshe Tessone on “Sephardic Communities in America: Their History, C u sto m s a n d Tra d i t i o n s . ” 343-0496.

REFORM TEMPLE Wednesday, November 3 Rabbi David Ellenson, President of Hebrew Union College, will speak at the Reform Temple of Forest Hills, 71-11 112 th Street at 7:30.

261-2900.

MISCELLANEOUS PICK PUMPKINS Through Oc tober 31 pick your own pumpkin at the Queens Count y Farm Museum on weekends from 114. 73-50 Little Neck Parkway. $5 grapefruit size, larger can be decorated. Free admission. 347-FARM. PET BLESSING S a t u r d ay, O c to b e r 3 0 a blessing of the pets will take place on the front steps of Emanuel Church, Woodhaven Blvd. and 91 st Avenue at 11.

ENTERTAINMENT

Wednesdays, November 3, 17, December 1, 15 Queensview Lodge 433 meets in Whitestone. 7464428.

BEREAVEMENT SUPPORT Wednesday, November 3, Tu e s d a y, N o ve m b e r 1 6 , Wednesday, December 1, Tuesday, December 21 Bereavement Support Group at Holy Family, 175-20 174 th Street, Fresh Meadows. 9692448.

CATHOLIC VETS Thursdays, November 4, December 2 St. Margaret’s Post 1172 meets in Middle Village. 326-1135.

QUEENS CENTRAL ROTARY Thursdays 6:30-8:30 Come learn if Rotary is for you.

465-2914; me1nc@aol.com HORIZONS CLUB Thursday, November 4 Horizons Club, for those 55 and over, meet for a lecture on “The World of Opera and Broadway” at noon at the Re fo r m Te m p l e o f F o r e st Hills, 71-11 112 th Street. $3 includes coffee and cake.

261-2900.

NAL Friday, November 5 the National Art League meets for a demonstration on Painting Fall Landscapes at 8 at the league, 44-21 Douglaston Parkway. Free.

WOMAN’S GROUP Fridays the Woman’s Group of Jamaica Estates meets at noon. 461-3193 for info.

ALUMNI CARDOZO 84-85 Saturday, November 6 at the Marriott in Melville. 800655-7971.

CARDOZO 90 Saturday, November 13 at the Marriott in Melville. 800655-7971.

FLEA MARKETS OUTDOOR FLEA Saturdays and Sundays until November 28 St. Nicholas of Tolentine from 9-5 at the intersection of Parsons Blvd. and Union Turnpike, Jamaica.

RUMMAGE SALE Friday, Oc tober 29 from 79pm and Saturday, October 30 from 10-2 at Messiah Lutheran Church, 42-15 165 th Street, Flushing.

FALL FESTIVAL Saturday, Oc tober 30 a t the Salvation Army, 45-18 Broadway from 12-3. Thrift sale, kids’ performance, raffles, games, food, fun and more.

RUMMAGE SALE November 3 from 9-4 at the Bellerose Jewish Center, 254-04 Union Turnpike, Floral Park.

HARVEST FESTIVAL Saturday, November 6 108:30 and Sunday, November 7 12-3:30. Church of the Resurrection Annual Fair, 85-09 118 th Street, Kew Gardens. Dinner Saturday 5:30-8:00. 847-2649 information.

AMAZING MAZE Through Sunday, November 7 a 3-acre corn maze at Queens Count y Farm Museum. $8 adults, $5 children.

347-3276 information and times.

COSTUME PART Y Saturday, Oc tober 30 1 st Annual International Halloween Remixed Costume Part y at Flushing Town Hall. 4637700, ext. 222. $35. Adults only.

FALL FESTIVAL Saturday, Oc tober 30 a t the Salvation Army, 45-18 Broadway from 12-3. Thrift sale, kids’ performance, raffles, games, food, fun and more.

GOTHIC ROCK S a t u r d a y, O c t o b e r 3 0 Imbolg performs at 2 at the Flushing library.

HAUNTED HOUSE Saturday and Sunday, October 30, 31 from 4-7 at the Queens Count y Farm Museum. Hayrides, mulled cider, pumpkins and apples. $4, $2 hayrides. 347-3276, ext. 304.

BELLA ITALIA MIA Saturday, Oc tober 30 13 t h Annual Celebration with entertainment and food. $25 members, $35 others. $10 11-18, free under 11. Call 426-1240.

HALLOWEEN MUSIC Saturday, Oc tober 30 Halloween Music for Organ, Costume Parade and Food at the Communit y Church of Douglaston. Free for costumed participants, $5 others. 11am. 229-2169.

HALLOWEEN FEST Sunday, Oc tober 31 Halloween Fest-On-Mall on the grass mall on 203rd Street and 42 nd Avenue in Bayside from 4 - 7 . Fre e . Tre a t s , st o r i e s , mask making, fun and more.

KIDS’ FALL FEST S u n d a y, O c to b e r 31 Children’s Fall Festival at the Queens Count y Farm Museum from 11-4. $5. 73-50 Little Neck Parkway, Floral Park. 347-FARM. STAMP SHOW Sundays, Oc tober 31, November 21, December 26 Bayside Stamp Show at the Ramada Hotel, 220-33 Northern Blvd., Bayside 10-4:30.

645-7659.

BINGO Tuesdays at 7:15 at American Mart yrs Church, church basement, 216-01 Union Tu r n p i k e , B a y s i d e . 4 6 4 4 5 8 2 . Tu e s d a y s a t 7 : 1 5 (doors open 6) at the Rego Park Jewish Center, 97-30 Queens Blvd. 459-1000.$3 admission includes 12 games.

CYNTHIA OZICK Tu e s d a y, N ove m b e r 2 Cynthia Ozick reads at 7 at Queens College. 793-8080.

RECEPTION Thursday, November 4 curator’s talk and opening re c e p t i o n 5 - 8 fo r “ Vo i c e s Envisioned: Memories Made in Northern Ireland” at the Queens College Art Center.

997-3770.

ADULT STORY TIME Thursday, November 4 at 1 at the Steinway library.

RUSSIAN CLASSICS

Thursday, November 4 at 6:30 at the Forest Hills library.

SONGS OF NY Friday, November 5 Broadway and Nightclub Songs of NY at 2 at the Whitestone library.

SONG HEE LEE Friday, November 5 Song Hee Lee Dance Company and Yien at Flushing Town Hall. 463-7700, ext. 222. $20.

LIVE JAZZ Fridays through December 24 live jazz at 180-25 Linden Blvd., St. Albans. 347262-1169.

BILL JACOBS ENSEMBLE Saturday, November 6 jazz at York College Performing Arts Center in Jamaica. $20.

262-3750.

DEEPAVALI Saturday, November 6 12:30 Indian crafts featuring Mehendi. 2:00 folk and contemporary music with live musicians. Jackson Heights library.

KUAN YIN Saturday, November 6 Kuan Yin’s Compassion at the Flushing library at 2.

FILM SCREENING Saturday, November 6 at 3 Queens Lesbian and Gay Pride Committee’s film screening of “8: The Mormon Proposition” at the LIC library.

BROADWAY MUSIC Saturday, November 6 “Broadway Musicals: The Biggest Hit and the Biggest Flop of the Season 19592009” at 3:30 at the Broadway library.

CLASSICAL CONCERT Saturday, November 6 at 2 at the Forest Hills library.

VIJAY IYER Saturday, November 6 one of today’s most acclaimed young jazz composers and pianist at 7:30 at Flushing Town Hall. Reservations 4637700, ext. 222. Free.

CARACUMBE Sunday, November 7 AfroPeruvian ensemble at 3 at the Central library.

A FAR CRY Sunday, November 7 selfconducted chamber orchestra performs at Queens College at 2. $36. 793-8080.

ORGANIST Sunday, November 7 Dr. David K. Lamb, international concert organist performs at the Communit y Church of Douglaston. 229-2169 tickets.

GLENN MOHR CHORALE Sunday, November 7 “Jeanne Jugan: The Hidden Heart” will be performed at Queen of Peace Chapel in Queens Village at 3. 4641800.

HEALTH NARCOTICS ANONYMOUS 7 days a week. 932-6244. www.westernqueensna.org.

WAITANKUNG Sundays at 2. Waitankung is a great total-body workout.

Join these ancient Chinese exercise classes in the Flushing Hospital/Medical Center auditorium on 45 th Avenue between Parsons and Burling. Free. Jimmy 7-10pm 347-2156 information.

CANCER SUPPORT Mondays, November 1, December 6 Franklin Hospital’s Cancer Support Group meets at 2 in the Cafeteria.

516-256-6478.

PARKINSON Mondays, November 1, December 6 at the Reform Temple of Forest Hills. 4404200.

RECOVERY, INC. Monday, November 1 anxiet y, fear, obsession, temper and more at 5:45 at the Forest Hills library.

DANCE FOR HEALTH Monday, November 1 at 6 at the Baisley Park library.

CANCER ACTION Monday, November 1 Baisley Park Cancer Action Council at the library at 6.

ZUMBA Mondays, November 1, 8, 15 at the Lef ferts librar y.

Register.

TAI CHI Mondays and Thursdays at 11 at the Cardiac Health Center in Fresh Meadows.

670-1695. $5 a class.

CAREGIVERS SUPPORT E ve r y Tu e s d a y We ste r n Queens Caregiver Network in Sunnyside. 784-6173, ext.

431.

ZUMBA Tuesday, November 4 at the Bellerose librar y. Register.

CAREGIVER WORKSHOP Wednesday, November 3 at the Briarwood library at 2.

MEDITATION Wednesday, November 3 The Ultimate Peaceful Experience at 6 at the Flushing library.

OA Thursdays at the Howard Beach library at 10:30.

HATHA YOGA Thursday, November 4 at the Queensboro Hill library at 6:30. Wear comfortable clothing, bring a mat.

MEMORY LOSS Fridays Couples with one partner experiencing memory loss meet at the Samuel Field Y. 225-6750, ext. 236.

OA Fridays 6:30-8:30 at Unit y Center of Flushing, 42-11 1 5 5 th S t r e e t . S a t u r d a y s 10:30-noon at Resurrection Ascension, Feely Hall, 85-18 61 st Road, Rego Park. Beginners meeting except the last Friday of each month, which is a writing meeting.

CO-DEPENDENTS ANON. Fridays 10-11:45 at Resurrection Ascension Pastoral C e n t e r , 8 5 - 1 8 6 1 st R o a d , Rego Park. Women only.

REDUCE STRESS Saturdays, November 6, December 4 at the Poppenhusen Institute. Tea and talk. 358-0067.

BLOOD DRIVE Sunday, November 7 from 9-2:15 at the Young Israel of New Hyde Park, 264-15 77 th Avenue.

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 49

MILKMILK LEMONADE Through November 13 at Good Shepherd, 30-44 Crescent Street, Astoria. $18 adults, $12 students and seniors. 212-352-3101.

ONE RIDE Through November 7 dance musical at Queens Theatre. 760-0064.

CROSSINGS Saturday and Sunday, October 30, 31 based on real life interviews with NYC immigrants at Queens Theatre in the Park. 760-0064 reservations. Free.

DINOSAURS Saturday, November 6 “Dances with Dinosaurs” will be performed at 8 at Queens Theatre in the Park. 7600064. Free tickets; reservations required.

SWEET CHARITY Saturdays, November 6, 13, 20 at 8 and Sundays, November 7, 14, 21 at 3. FSF Communit y Theatre Group presents the musical “Sweet Charit y” Free Synagogue of Flushing. $16. 229-8547.

MAME Saturdays, November 6, 13, 20 at 8 and Sundays November 7, 14, 21 at 3 at Bay Terrace Jewish Center, 130 0 2 0 9 th S t r e e t , B a y s i d e . $18. 428-6363.

Queens Today

Queens Today

Queens Today YOUTH

EDUCATION/GAMES/CRAFTS WOMEN & WORK Free job training program for women at Queens College.

997-4899.

PUBLIC SPEAKING Saturday, Oc tober 30 learn to communicate effectively at Elmhurst Hospital. 646436-7940.

SCRABBLE CLUB Saturdays at 10 at Count Basie Jr. HS, 132 nd Street and Guy R. Brewer Blvd. 8865236.

KNIT AND CROCHET Saturdays at the Seaside library at 2:30.

PET OWNERS Sundays (not on holidays) from 1-4 free workshops on pet behavior at Crocheron Park in Bayside (weather permitting). 454-5800.

KNIT & CROCHET Mondays at 4 at the Douglaston/Little Neck library, 249-01 Northern Blvd.

ADULT CHESS Mondays at 6 at the Queens Village library.

COMPUTER CLASS Monday, November 1 at the Douglaston/Little Neck librar y. Register.

GET YOUR YARNS OUT! Tuesdays after evening Minyan at 8, knitters, crochet-

ers, needlepointers, and others meet at the Forest Hills Jewish Center. 263-7000, ext. 200.

OPEN BRIDGE Tuesdays at 8 at the Forest Hills Jewish Center. Call 2637000 for fees.

BASIC COMPUTER Tuesday, November 2 at the Baisley Park library. Register.

BASIC COMPUTER Tuesday, November 2 at 10 at the LIC library.

ESOL CLASS Tuesday, November 10 biweekly intermediate instruction at 10 at the Queens Village library.

COMPUTER CLASS Tu e s d ay, N ov e m b e r 2 i n English and Spanish at the Arverne librar y.

BEGINNERS PC Tuesday, November 2 at the Bellerose librar y. Register.

E-MAIL Tuesday, November 2 at the McGoldrick library. Register.

COMPUTER BASICS Tuesday, November 2 at the Astoria library at 11 and at the Queensboro Hill library.

Register.

COMPUTER CLASS Tuesday, November 2 at the Rosedale library at 11.

Page 50 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

TEENS CHESS CLUB Saturdays at the Flushing library at 2.

KNIT & CROCHET Mondays at the Douglaston/ Little Neck library at 4.

HOMEWORK HELP Monday-Friday, November 1-5 at 3 at the Baisley Park library.

TEEN GAMING Monday, Tuesday, Wednesday and Thursday, November 1, 2, 3, 4 at the Fresh Meadows library at 3:30.

COLLEGE BOUND CLUB Monday, November 1 at 4 at the Central library.

LAPTOPS FOR TEENS Monday-Thursday, November 1-4 at the Hollis library.

Register.

COLLEGE CLUB Monday, November 1 – Paying for College at 5 at the Pomonok library.

TEEN BOGGLE Tuesday November 2 at the Arverne, Briarwood, Flushing, Lefrak Cit y, Pomonok and Sunnyside libraries.

Register.

CROCHETING Tuesday, November 2 at the Bayside library. Register.

INTERNET SAFETY Tuesday, November 2 at the Forest Hills library. Register.

BOGGLE Tuesday, November 2 at 4 at the Pomonok library.

TRAIN BRAIN Tuesday, November 2 at the Queens Village library at 4.

TEEN TUESDAY Tuesday, November 2 at 4 at the Seaside library.

VOCABULARY BUILDING Tuesday, November 2 at the South Ozone Park librar y.

Register.

JEWELRY Tuesday, November 2 at the St. Albans library at 4.

TEEN GAMES Wednesday, November 3 at the Central library at 4.

TEEN GAME DAY Wednesday, November 3 at the Kew Gardens Hills library at 4.

GAME DAY Wednesday, November 3 at the St. Albans library at 4.

CHESS Wednesdays at 3:30 at the Queens Village library.

B’NAI B’RITH YOUTH Thursdays for high school s t u d e n t s a t Te m p l e B e t h S h o l o m , 1 7 2 nd S t r e e t a n d Northern Blvd., Flushing at 7:30.

WII Thursday, November 4 at the Bayside library at 3:30.

CRAZY CROCHET Thursday, November 4 at the Laurelton library at 3:45.

GIRL SCOUTS Thursday, November 4 at 4 at the Queens Village library.

TEEN NIGHT Thursday, November 4 at the Arverne library at 5:15.

CHESS CLUB Thursday, November 4 a t the East Flushing library. Register.

GAME DAY Friday, November 5 at the Bay Terrace library at 2:30.

GAME DAY Friday, November 5 at the Bellerose library at 4.

GAME TIME Friday, November 5 at the Seaside library at 4.

WII Friday, November 5 at the Lefrak Cit y library at 4:30.

GAME PLAYERS Fridays at the Hillcrest library at 2.

WRITING WORKSHOP Saturday, November 6 at the Steinway library. Register.

BEGINNERS PC Tuesday, November 2 at the Bellerose librar y. Register.

ADULT SCRABBLE Tuesday, November 2 at 1 at the Fresh Meadows library.

CHAIR YOGA Tuesdays, November 2, December 7, January 4 at the East Elmhurst library. Register.

SCRABBLE CLUB Tuesdays in November 3:305:30 at the East Flushing library.

INTRO COMPUTERS Tuesday, November 2 at the Central library. Register.

BASIC COMPUTERS Wednesday, November 3 at the Woodside library at 10:30.

SCRABBLE/CHESS Thursdays at 4 at the Windsor Park library, 79-50 Bell Blvd., Bayside.

QUILTING CLASSES Thursdays 10-2 at the Maria Rose Doll Museum in St. Albans. 917-817-8653 to register.

KNIT/CROCHET Thursdays at 6 and Fridays at 10:30 at the Fresh Meadows library.

QUILTERS Thursdays at 1:30 at the East Elmhurst library.

ADULT CHESS Thursdays at 6 at the Queens Village library.

OPEN BRIDGE Thursdays from 8-10pm at the Forest Hills Jewish Center. $12 per player. 2756615 to register.

INTER. COMPUTER Thursday, November 4 at the LIC library at 10.

INTRO COMPUTERS Thursday, November 4 at the Pomonok library. Register.

BASIC COMPUTER Thursday, November 4 at the Queensboro Hill library.

359-8332 to register.

CHESS & BOARD GAMES Thursday, November 4 at 2 at the Seaside library.

WRITER’S WORKSHOP Thursday, November 4 at the Bayside library. Register.

HOLIDAY ORNAMENTS Thursday, November 4 at the Cambria Heights library at 6.

COMPUTER CLASS Thursday, November 4 at the Rosedale library at 6.

KNIT & CROCHET Friday, November 5 at 10:30 at the Fresh Meadows library.

COMPUTER CLASS Friday, November 5 at the Middle Village library. Register.

GAMES Friday, November 5 at 11 at the Rosedale library.

COMPUTER COURSE Friday, November 5 at the Ozone Park library. Register.

DEFENSIVE DRIVING Saturday, November 6 at St. Mel’s in Flushing. 3609720.

PUBLIC SPEAKING Saturdays, November 6, 20, December 4, 18 learn to communicate effectively at Elmhurst Hospital. 646-4367940.

QUEENS LIBRARIES Many branches of the Queensborough Library offer toddler and pre-school programs. Contact your local branch for dates.

ALLEY POND Alley Pond Environmental center in Douglaston presents Sunny Bunnies for those 3-4, Wee Sprouts for those 18-23 months, Toddler Time for those 24-35 months and Fledglings for those 3-4 Through December. Call 229-4000 for exact schedule.

CHESS CLUB Saturdays at the Flushing library at 2.

SCIENCE LAB Saturday, Oc tober 30 at 11 at the Central library.

MATH HELP Saturdays, October 30, November 6 at the Flushing library at 10.

S TORY TIMES Saturdays at 11 and Tuesdays at 10:30 weekly story times at 7 at Barnes & Noble, 1 7 6 - 6 0 Un i o n Tu r n p i ke , Fresh Meadows.

BABIES Saturday, Oc tober 30 Babies in Queens library at 10:30 at the Cambria Heights library.

PUMPKIN PATCH Saturday, Oc tober 30 for those 5-6 at Alley Pond Environmental Center. 229-4000 to register.

HALLOWEEN Sunday, October 31 Halloween part y at Flushing Town Hall. 463-7700, ext. 222.

TRICK O’TREATERS Monday, November 1 for those 18 months-4 at Alley Pond Environmental Center.

229-4000.

PICTURE BOOK Monday, November 1 Circle of Friends: Picture Book Program for 3-5 Year Olds at 11:15 at the Glen Oaks library.

HOMEWORK HELP Monday-Friday, November 1-5 at 3 at the Astoria library.

And at the Baisley Park library.

CRAFT KIDS Monday, November 1 at the Flushing library at 3.

MATH Monday, November 1 at the Hollis library at 3:30.

SEWING CLUB Monday, November 1 at the LIC library. Register.

STORY TELLING Monday, November 1 at the Rosedale library at 4.

TWEEN TIME Monday, November 1 at the Arverne library at 4:15.

KNIT & CROCHET Mondays at 4 at the Douglaston/Little Neck lib ra r y. B r i n g n e e d l e s a n d yarn.

ENGLISH GRAMMAR Tuesday, November 2 at the Hollis library at 3:30.

YOGA FOR KIDS Tuesday, November 2 at the Queensboro Hill library. Register.

ARTS & CRAFTS Tuesday, November 2 at the Auburndale library at 4.

CROCHETING Tuesday, November 2 at the Bayside library. Register.

INTERNET SAFETY

Tuesday, November 2 at the Forest Hills library. Register.

WATER COLOR Tuesday, November 2 at the Laurelton library. Register.

VOCABULARY WORKSHOP Tuesday, November 2 at the South Ozone Park librar y.

Register.

CHESS Wednesdays at the Queens Village library at 3:30.

BABY CRAWL Wednesday, November 3 at 1:30 at the Forest Hills library.

YOGA FOR KIDS Wednesday, November 3 at the North Hills library. Register.

ANIMALS ALIVE Wednesday, November 3 at the Flushing librar y. Register.

STAINED GL ASS Wednesday, November 3 at the LIC library. Register.

KIDS TIME Wednesday, November 3 at the Seaside library at 4.

YOGA WORKSHOP Wednesday, November 3 at the Lefrak City library. Register.

WII PLAY Thursday, November 4 at the Bayside library. Register.

YOGA WORKSHOP Thursday, November 4 at the Forest Hills library. Register.

GIRL SCOUTS Thursday, November 4 at the Queens Village library at 4.

STORY TELLING Thursday, November 4 at the Ridgewood library at 4.

GIRLS & BOYS CLUB Thursday, November 4 at the Astoria library at 4:45.

S TORY T I M E Friday, November 5 Japanese Storytime and Craft at the Briarwood library at 10:30.

YOGA & ME Friday, November 5 for preschoolers at the Douglaston/ Little Neck library. Register.

COLORING AND CRAFTS Friday, November 5 at the Queensboro Hill library at 10:30.

GAME DAY Friday, November 5 at the Bay Terrace library at 2:30.

YOGA FOR KIDS Friday, November 5 at the C a m b r i a H e i g h t s l i b ra r y.

Register.

GAME DAY Friday, November 5 at the Queensboro Hill library at 3.

YOGA AND ME Friday, November 5 at the Douglaston/Little Neck library for those 6-12. Register.

GAME DAY Friday, November 5 at the Maspeth library at 3:30.

FLASH FRIDAY Friday, November 5 at the Ozone Park library at 3:30.

GAME DAY Friday, November 5 at the Queens Village library at 3:30.

RAIN FOREST Friday, November 5 Rain Forest Butterflies at 3:30 at the Woodside library.

ARTS & CRAFTS Friday, November 5 at the East Flushing library. Register.

GAME PLAYERS Friday, November 5 at the Hillcrest library at 4.

GAME TIME Friday, November 5 at the Seaside library at 4.

MATH Friday, November 5 at 4:30 at the Hollis library.

STORY TELLING Friday, November 5 at the Woodhaven library at 4:30.

SCIENCE FAIR CLINIC Saturday, November 6 at the Central library at 2.

PARENTS DRAMA PROGRAM Starting Saturday, Oc tober 30 a d r a m a p r o g r a m f o r those 5-11 will begin at the YWCA. 353-4553, ext. 18.

YOGA FOR PARENTS Monday, November 1 at the C a m b r i a H e i g h t s l i b ra r y.

Register.

OPEN HOUSE Thursday, November 4 a t 6pm. Open House for high school with the Renaissance Charter School in Jackson Heights. 803-0060.

CAR SEAT Friday, November 5 Is Your Child’s Car Seat Safe? At noon at the Glendale library.

AHEAD Friday, November 5 at 1:30 at t he Fore st Hills librar y.

Meeting for parents who home-school their children.

TALKS JAPANESE THEATER Saturday, Oc tober 30 at 2 at the Flushing library.

GRANT SEEKING Monday, November 1 Basics at 2 at the Central library.

OWN BUSINESS Monday, November 1 Financial Literacy for Starting Your Own Business at the Broadway library at 6.

ARCHITECTURE & YOU Monday, November 1 Michelangelo at 6 at the Flushing library.

CHASING GHOSTS Monday, November 1 at the Peninsula library at 6.

FORECLOSURE PROCESS Monday, November 1 at 6 at the Seaside library.

INVESTMENT PLANS Monday, November 1 End of Year Tax and Investment Planning Program at 6 at the Steinway library.

AUTHOR TALK Tuesday, November 2 Judy Yung speaks about “A n gel Island: Immigrant Gateway to America” at 6 at the Flushing librar y.

REFORM TEMPLE Wednesday, November 3 Rabbi David Ellenson, President of Hebrew Union College, will speak at the Reform Temple of Forest Hills, 71-11 112 th Street at 7:30.

261-2900.

MASPETH BOOK Thursday, November 4 “Look Again” at the Maspeth library at 6.

FLUSHING BOOK Friday, November 5 “The Alchemist” at 1 at the Flushing librar y.

Leisure

Mason: He’s Rude, But What A Mensch

Scary Fun At Ft. Tilden “Boo!” is the word from the Rockaway Art ists Alliance as they prepare for their Grimm and Scary Tales, a three-day interactive Halloween extravaganza.

On Friday, Saturday and Sunday Oct. 29-31, from 6-9 p.m. R A A w i ll op en the doors to a winding and dark haunted forest maze, all conjured up within the walls o f t h e i r T - 7 g a l l e r y b u i l d i n g a t Fo r t Tilden. The event is free and open to children of all ages. (Donations are welcomed.) Parking is also free and available.

The likes of Little Bo Creep, the Big Bad Wolf, the Two or T hree Lit tle Pigs, Hansel and Gretel and Lit tle Dead Riding Hood will roam the spooky twists and turns in the woods. Sights, sounds, music and special effects will bedazzle visitors and bring to life the Ginger Bread House and Mother Hubbard’s sinister Shoe.

Brave souls should not be surprised, according to R A A pre sident Geoff Rawling, to come face to face w ith an ominous Toll Troll or scuttling spiders, or feel the brush of a mysterious large Crow as it soars over their heads.

Noting the “amazing amount of

volunteerism,” Rawling describes how 3040 enthusiastic Halloween helpers have been working to bring this dazzling fright to light. With appropriate clangs and bangs and bumps in the night, this haunted host have spent weeks constructing, inventing, improvising, imagining and stirring “their own ideas and creativity” into the turning caldron t hat is the Grimm and Scar y Tales extravaganza.

Ghoulish guides, petrif ying per formers, creepy costumed characters, hidden hands and even live musicians will add to the illusion and breathe it into ghostly life.

Pre v ious Rockaway Ar t is t s Al lia nce events have drawn thousands into the likes of a scar y circus, a dank and haunted ship and an Egyptian tomb complete with secret passages, descending ceilings and flying boulders.

Like its predecessors, the RR A’s Grimm and Scary Tales promises thrills, chills, spills and haunting fun. For all who dare to enter, a scar y time is guaranteed for all.

For further RAA information and directions call (718) 474-0861, e-mail info@raa116.org , go to rockawayartistsalliance.org or visit RAA on Facebook.

bustle of 30th Avenue and the ample space around this street corner café is charming and there’s something about the outdoors that make digesting easier – and you’ll be doing plenty of that.

Get the skirt steak, made from silver medallion black angus meat from the local butcher; it is definitely a specialty. The rest The Grand Café tries to be all things to of the food was tasty and there is plenty of variety on the menu. Being in all people – so long as the word casual is in there somewhere. The RESTAURANT Astoria, the Grand Café offers good eggplant, hummus and arrestaurant bills itself as high end tichoke spinach, as well as a wide casual food and it cer tainly delivvariety of desserts and great speers, serving great food to somecialty drinks. The salads were one in short s or a suit. The intefresh and robust as well. rior of the restaurant is split The prices are “casual” as among many different zones, inwell, in that they are no deep discluding booths, large tables and counts, but the high quality food more intimate tables for two, but makes the cost reasonable. all of these disparate elements are The Grand Café also features held together by the tasteful interior design, which is both creative and not a private room with a separate side entrance, wh ich is perfect for baby showers overwhelming.

But do yourself a favor and sit outside if or corporate functions.

—Br ian Rafferty the weather is worth it. The breeze, the Grand Café 37-01 30th Ave., Astor ia (718) 777-7321 Cuisine: Moder n Diner Hours: Mon-Thurs 8 a.m. to 2 a.m., Fr i-Sun 8 a.m. to 3 a.m.

Parking: Street

REVIEW

A Museum Halloween This Saturday, the Queens Museum of Art has some scar y fun lined up for families with a great bargain as well.

For $75 per family, from 2-5 p.m., some out to the museum and join the artists, ghouls and guests who will transform the museum for a Halloween spooktacular benefit, guaranteed to “scare the ar t out of you.”

Families are encouraged to come in costume to take part in the fiendish fun, which includes artist-led spooky tours of museum’s biggest and smallest exhibitions; the opportunity to embellish and accessorize your own costume or star t from scratch; a chance to learn unear thly skateboarding tricks w ith Zoo York skate pros; a chance to create your own candy collecting carr yall; a hair-raising photo booth with spine chilling backdrops; tempting tricks and treats for kids and adults; and a chance to show off your ghoulish good looks in a costume parade.

The ticket price is good for a family of

up to six with two adults – it’s only an extra five bucks per adult or child.

In addition to the day’s fun, the ticket gets you a one-year family membership, 20 percent discount at the gift shop, entry into a raffle for a week of QMA summer camp, and a signed Rodney Torres skateboard.

Come early to the Flushing Meadows Skate Park at 1 p.m. to catch a skateboarding demonstration with professional skateboarder Rodney Torres and the Zoo York crew.

For more information call Debra Wimpfheimer (718) 592-9700, Ext. 141 or email dw@queensmuseum.org.

Mets Trick Or Tweet!

By BRIAN M. RAFFERTY The New York Mets will actually be doing something positive for their fans this October, though perhaps not in the way most would wish.

No, our Boys of Summer may not have made it to the big dance this year (or even the junior prom), but pint-sized Mets fans will have a chance to hang out with their favorite walking bobblehead, Mr. Met, as he travels through par ts of Queens in the late morning and early afternoon of Halloween.

Though our favorite mascot is keeping mum about his exact location, he’s urging f a n s t o f o l l o w h i m o n Tw i t t e r @NewYorkMet s to get tweet s giving away his exact locat ions in Northeastern Queens, where he’ll join kids for trick-or-treating and Halloween fun.

Want to see Mr. Met on Halloween? Follow him on Twitter.

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 51

A Grand Old Time

Theater in the Park without a big smile on their faces including, 90-yearold Rose Hurwitz of Forest Hills, who was brought to the theater by he r d a u g h t e r, g r a n d daughter and niece, Dawn Ackerman, Miriam Ber fas and Debbie Hurwitz. Jackie posed for a birthday photo with the three generations of Hurwitzes just before he left the stage.

Star t ing t h is weekend and running through Nov. 7, Queens Theatre in the Park will present “One Ride,” a rip-roaring, spankingnew dance musical from the creators of “Swango!” The powerful and passionate stor y is told through the songs Jackie Mason at Queens Theater in the Park. of countr y legend Chris LeDoux and the breathtaking choreography of Robert Royston, the show, senior, and student discounts), and are available at queenstheatre.org or by man behind QTIP’s “Swango!”

Tickets are $34-$40 (with varying multi- phone at (718) 760-0064.

Photo by Brian M. Rafferty

proud, if he were still alive. This is quite surprising since he comes from a family of rabbis that date back four generations, including his father, grandfather, great grandfather and great, great grandfather – as are his three brothers. It is no surprise that Jackie was also ordained as a rabbi at the age of 25. Three years later he left the synagogue saying, “Somebody in the family had to make a living.”

Mason made fun of President Barack Obama as well as Jews and Puerto Ricans in par ticular, relying on t he Catski lls shtick.

Having heard Jackie Mason over the years, I couldn’t stop laughing, although much of his show was off-color and very disre spectful to cer tain par ts of the community He was generously apologetic for his remarks, explaining that it was all humor and not intended to insult anyone.

We had a chance to speak with some of the theater goers, and not one left Queens

Photo by Dan Miller

By DAN MILLER The incomparable Jackie Mason, the ageless rock star of comedy, visited Queens this past weekend for two shows at Queens Theatre in the Park and did not disappoint the hundreds of laugh seekers who at tended one – and in some cases both – of his per formances.

Mason was one of the super stars of comedy in the early 1960’s, until he made the mistake of ticking off Ed Sullivan on a live television broadcast of the Ed Sullivan Show in front of a national television audience.

The t wo Jackie Mason showcase per formances were filled with brand new material.

In fact Mason, handsome in his formal black tux, held a list of new material he said he wanted to try out for customer s who pay big money to hear him perform.

Mason was very funny, although also a bit filthy. The number of F words could fill up a book that would make Lenny Bruce

NYS State Senate: You Can Bet They’re Up To No Good

By MICHAEL SCHENKLER How much more do we need?

The release last week of the State Inspector General’s 308-page report on the Aqueduct Racino bidding and selection process comes as a surprise to an insider. It should not surprise the people either.

State Senate Democratic leaders manipulated the choice of who would build the Aqueduct Racino by leaking information to and showing favoritism for a troubled bidder that was donating to Democratic candidates and had ties to key polit ical figures – including

Queens power-broker minister former Congressman Floyd Flake, State Inspector General Joseph Fisch said in the report released last week.

The Tribune and the dailies reported regularly during the multiyear process that it was rotten and the people complicit in it clearly had motives other than what was good for the people of the State of New York.

The report conveyed the reality that the Senate Democrats led the Democrat-controlled New York State government with total disregard for honesty, integrity or serving the people. It painted a picture of the Assembly Speaker more intent on political posturing than public service and of a Governor either corrupt or inept.

Because of the bizarre process approved by the legislature delegating the decision making to the “three men in a room,” we have no idea of what is criminal and what just stinks or both.

We hope that those elected

who tried to deal this multi-billion dollar effort to their best financial interests are indicted and face the music. But whether criminal or not, we don’t need those who corrupted the process to remain in government.

And sadly, we don’t need those that allowed the process to be corrupted and sat silently by, to remain in government.

I’m not sure how far-reaching my last statement is.

But anyone in the Senate Leadership is suspect.

Perhaps the entire Democratic Senate caucus knew or should have known.

Perhaps even the Republican Senators knew or should have known.

Perhaps the entire Assembly knew or should have known.

Likewise, the sad, accidental Governor and a portion of his very large staff knew or should have known.

What does this all mean?

Albany is corrupt.

Not maybe but absolutely; and those who are not corrupt remain silent.

Last week, I rejected the candidacy of a member of the State Senate leadership, Eric Schneiderman, who is the Democratic candidate for At torney General. He was stupid, silent or complicit in one of the biggest at tempted hijackings in the histor y of the State of New York.

Inspector General Joseph Fisch – appointed by the Dems – accused those elected to run the State of badly mishandling the selecton of the operator to build and run the Aqueduct Racino. And Eric Schneiderman was one of the boys.

He is now stating that he is returning the $76,000 in contributions to his AG campaign made by the three State Senators most involved in the attempted hijacking: Senate Dem Majority Leader John Sampson, Senator Eric Adams who chaired the Senate Racing, Gam-

ing and Wagering Committee and Queens’ ow n Senate President Malcolm Smith.

The N Y Time s quoted Schneiderman as saying: “The allegations repor ted today are beyond disturbing — they are horrendous.”

Sorry Mr. Schneiderman, it very well may be the job of the next AG to prosecute some of the elected bastards who tried to betray the public trust. And sir, you sat too damn close to the rats and you smell of cheese.

The Republican Senate caucus called the conduct “criminal” and if you ask their former leader Joe Bruno who was allowed to self-deal for years, the Republicans Senators should know.

There is no simple answer.

Albany is corrupt.

Albany is corrupting.

And sending the same jokers back is prolonging the joke on the people.

Shame on us all.

MSchenkler@QueensTribune.com

Page 52 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

Monserrate Indicted For Dragooning Employees Of Nonprofitt

By HENRY STERN The other shoe dropped last week for Hiram Monserrate. The first State Senator to be expelled from that body since 1781, Monserrate was indicted by a Federal grand jury for using employees of a non-profit group he sponsored while a Cit y Councilmember to labor on behalf of his unsuccessful campaign for the Henry State Senate in 2006.

The t wo federal charge s against Monserrate stem from his relationship with the Latino Initiative for Better Resources and Empowerment Inc., (LIBRE), a now defunct social services agency to which Monserrate was closely linked. He secured City funding for LIBRE to operate.

The indictment allege s that Monserrate used employees of the tax-exempt organization to register voters and collect signatures to get him on the ballot in his failed Senate bid against John Sabini.

LIBRE is the latest nonprofit to come under scrutiny for its subordination to the elected official who secured its funding. It joins the Ridgewood Bushwick Senior Citizens Council, founded by Vito Lopez, and Espada’s Soundview Health Center in the Bronx.

Monserrate’s relationship with LIBRE was intimate. Over his seven years in the Council, Monserrate steered more than $2.7 million in City discretionary and capital funds to LIBRE, including more than $2 million for a communit y center, which was never built.

Monserrate’s connection with LIBRE ran deeper than money. According to the indictment,

Monserrate “played an important role in selecting LIBRE’s staff and the members of its board of directors.”

The chair of LIBRE’s board of directors alluded to in the indictment is current Councilmember Julissa Ferreras, Monserrate’s former chief of staff and his ha nd-picked succe ssor for his former Council Stern seat which he resigned when he was elected to the Senate. For those who have not followed Queens politics, it would be understandable to overlook the connection between Ferreras and Monserrate. Ferreras carefully distanced herself from Monserrate during her Febr uary 2009 campaign to replace him on the Council, presumably because at the time he was under inve st igat ion for slashing his girlfriend’s face.

Currently, Ferreras lists no mention of her association with Monserrate or LIBRE in her bio on the City Council’s Web site, despite the fact that they were her principal qualifications for election.

Monserrate’s relationship with Ferreras has soured along with his polit ical a nd personal for tune s since he appeared at her 2009 victory party. Last month, Ferreras claimed that Monserrate was responsible for the slashing of her tires, several vulgar notes left on her car, and an assortment of other allegations of harassment.

It does not appear from published reports that Ferreras ever fi led for mal charge s against Monserrate.

Councilmember Ferreras failed to return several phone calls seeking comment and

clarifications for this column, but she did issue a statement to the media saying that she has “been cooperating with authorities from the very beginning.”

The newly unsealed indictment implicates not only Monserrate, who surrendered to authorities, it alleges a conspiracy where others colluded with Monserrate to skirt the campaign finance laws. The coconspirators are unnamed in the indictment, but presumably one of the people involved is former LIBRE executive director Javier Cardenas, who Manhat tan U.S. Attorney Preet Bharara announced had pleaded guilty to conspiracy and mail-fraud charges and is cooperating against Monserrate.

According to the indictment, around May 2006, Monserrate sent an email from a personal email account to an unnamed member of his Council staff requesting a database of voters LIBRE had newly registered, apparently at Monserrate’s request. A month or two later, “Monserrate stamped numerous LIBRE checks that were thereafter issued to individuals who had participated in LIBRE’s voterregistration and petition-gathering activities with a signature stamp of the person who was then the chair of LIBRE’s board of directors,” The chair of LIBRE’s board of directors at the time was Councilmember Ferreras.

The check stamping allegation, which is detailed in the indictment, raises the question of who really was in charge of LIBRE’s finances.

In an Oct. 18, 2008 Times article about LIBRE’s suspiciously slipshod accounting practices, Monserrate referred all questions about LIBRE’s accounting practices to Ferreras,

saying, “She’s the person to have the conversation with,” he said. “I wasn’t the director. I don’t know what paperwork was there, what books were there.”

Contacted at the time for comment, Ferreras said LIBRE’s records were in the organization’s offices.

“I personally don’t keep the records,” Ferreras told the Times.

As Monserrate’s case advances it is likely that we will learn more about LIBRE and what, if anything, Councilmember Ferreras knew about her former boss’s alleged manipulation of the nonprofit. What is for certain is that no matter how hard Speaker Christine Quinn tries to leave the slush fund scandal in the Council’s past, the investigation is still very much ongoing and just how many of her members were involved is still yet to be determined. Another Coun-

cilman who was elevated to chair the Civil Rights Committee, Larry Seabrook of the Bronx, is currently under a 13-count indictment for a litany of corruption charges, and former Councilmember Miguel Martinez of Manhattan is already serving time in Federal prison.

It gives us no satisfaction to watch one elected official after another done in by their greed and contempt for the law. This parade of corrupt politicians denigrates New Yorkers’ faith in local government, and fur ther degrades the reputation of the City Council.

We continue to encourage our prosecutors, Federal, State and Local, to pursue every elected official who has abused the public trust until all of them are rooted out.

Regrettably, the only way to keep some of our legislators’ hands out of our pockets is with handcuffs.

Not 4 Publication.com by Dom Nunziato

Edit Page In Our Opinion:

It’s Not A Train As we approach the holiday season, people’s minds often turn to thoughts of the expense – presents, traveling, hosting – that can add up quickly. As a time of celebration, November and December often lead to the misery of bills and mounting debt come January.

The last couple of years have taught us to be more cautious when spending, and we have adjusted, trying to part ways with the debt-increasing habits of old. As the economy continues to improve, we need to be sure to not slip into old patterns, and to take the lessons learned on savings and thrift and apply those to our future endeavors.

Be cautious; failure to heed all we have learned will result in a wreck, sending us back into a spiraling debt. And that light we are seeing at the end of the tunnel? Let’s try to make sure that it’s not a train.

In Your Opinion:

Page 54 Tribune Oct. 28 - Nov. 3, 2010 • www.queenstribune.com

Return Gar y To The Editor: This Nov. 2 election is very crucial and critical in many ways. It’s crucial and critical because of what’s at stake. As a Democrat, our party is fighting to hold on to gains made in the past two national elections, the last of which ushered in big change in American body politics.

In 2008, Americans went to the polls and voted en masse for a minority, the first African American President and Commander-in-Chief of the free world. We celebrated that gain and felt the satisfaction about America as a land of the free and home of the brave. For some, we embraced our diversity and inclusion by one bold move. That was a very proud moment in our history.

Today, as we have seen, the gains made by the symbolism of one magical moment is threatened by a new type of politics that is obstructionist and uncompromising in style.

Democratic overtures to help revive and resuscitate the economy, and return the vibrancy of the banking system, were met with all types of challenges. But regardless, one man has stood by the vision to help right our wrongs and help the President and Congress make the changes we need to restore sanity in our politics, help institute measure to create green and other type of jobs to put Americans back to work.

As an astute observer of what goes on in Congress, I have paid very close attention to what U.S. Rep. Gary Ackerman is doing and has done for the Fifth District, and come up with the impression that he is one of the most effective leaders and legislators our state has had in a very long time.

The choice is clear. Gary Ackerman for Congress. He combines his effective leadership and experience to continue fighting for us. His unparalleled devotion to his work has earned my support and vote. I encourage you to support him on Nov. 2 so he can return to Washington to continue fighting to stop more home foreclosures, helping to bring resources for our schools and improving the job market. With an efficient staff at his office handling constituency work, Gary is ever ready to address any type of concerns that his constituents brings. Those of you who have had the opportunity to meet Gary know he is someone who will listen to concerns brought to him and will deliver results.

In the final analysis, I want to see us preserve the Democratic majority in Congress. And we need Gary Ackerman to join his colleagues and President Obama in restoring confidence in our government and improving the economic climate by creating more jobs, improving our position and addressing the immigration issue. Our neighborhood also needs more resources for schools and our youths, as well as loans for small businesses.

Over the years, we know Gary has delivered for us. Now is time to stand with him so he can continue to champion our cause. Vote Ackerman for Congress on Nov. 2 George Onuorah, Elmhurst

With Pride To The Editor: I am writing in support of the candidacy of Tony Avella who, I feel, is someone who really cares

Michael Schenkler Publisher/Editor-in-Chief

about his constituents, unlike Frank Padavan. My husband and I have been homeowners in Bayside since 1984, having married in Provincetown, Mass. in 2009 after 30 years together. I find it depressingly ironic to see Frank Padavan’s lawn signs and newspaper advertisements extolling that, “Nobody Cares Like Frank.” It should go on to include, “unless you are a member of the LGBT community.”

In keeping with a list of other outdated and out-of-step positions, particularly on social issues, Padavan is definitely not a friend of those of us who share the same pride and interest in keeping Bayside one of the most livable and desirable neighborhoods in the city, yet continue to be denied the more than 1,300 rights and privileges that our heterosexual neighbors enjoy.

Tony Avella, on the other hand, has consistently demonstrated his commitment to the LGBT community and warmly addressed the supporters of Marriage Equality prior to our walk across the Brooklyn Bridge on Sept. 26. I want to encourage more of my less outspoken neighbors, irrespective of their own sexual orientation, to do the right thing on Election Day and cast a heartfelt vote to end this bigotry once and for all.

That would truly be a change and a most welcome step in the right direction.

Kenn Agata, Bayside

Vote Green To The Editor: I encourage voters to take a close look at all their choices on the ballot this year for Governor. Democrats and Republicans have led New York into its current state of dysfunction; why should we think either of the current two major party candidates will do any better?

Green Party candidate Howie Hawkins offers real solutions to our economic crisis that will provide jobs, protect the environment and put us on the path towards sustainable prosperity.

His “Green New Deal” calls for an investment in a clean energy future, a state bank and a full employment economy. He puts focus on education, housing, health care and reforming Albany.

The Green Party doesn’t accept campaign contributions from corporations, but does ask for votes from New Yorkers seeking an independent choice. This November, help build an ongoing challenge to the politicians who have failed us again and again – vote Green!

Lynne Serpe, Astoria Marcia Moxam Comrie, Contributing Editor Reporters: Sasha Austrie, Harley Benson, Joseph Orovic, Domenick Rafter, Jessica Ablamsky

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It’s All Over To The Editor The Nov. 2 General Election day returns are already in for the “Incumbant Reps Face Challengers” (Domenick Rafter, Oct. 21).

In Queens’ Congressional contests, (5th CD) district incumbent Democrat Congressman Gary Ackerman will not break a sweat triumphing over GOP challenger James Milano. Republicans squandered a great opportunity by not running Elizabeth Berney, who ran against Ackerman in the 2008 election. If given the opportunity, she could have built her campaign on name recognition, experience, fund raising and volunteers from her first try. It is difficult for Republicans to attract quality candidates when they tend to eat their own.

In my home district, Milano’s investments in bus stop shelters and yard signs are not going to beat an experienced pro like Ackerman. The last Republican Congressman from Queens was Seymour Halperin who, after the 1972 reapportionment, declined to run against Democrat Lester Wolff of Great Neck when both were merged into one Queens/ Nassau district. In 1982, GOP Congressman John LeBoutillier briefly recaptured this seat for one term.

Incumbent Democratic Congress members Meeks vs. Republican Asher Taub (6th CD); Joe Crowley vs. Kenneth Reynolds (7th CD); Anthony Weiner vs. Robert Turner who is running a spirited if under-funded campaign (9th CD); and Carolyn Maloney vs. Ryan Brumberg (14th CD) have already had their respective tickets punched for another two year term. The last GOP Congressman from the 14th CD was Bill Green. He lost this Manhattan/Queens district in 1992 to Maloney.

With less than three weeks to Election Day, GOP challengers Milano, Taub, Reynolds, Turner and Brumberg failed to raise $500,000 or more each. This amount of money is necessary to afford weekly television and radio media buys, newspaper ads, telephone banks, door-todoor canvassing, along with numerous district mailings. Without these tools, they haven’t been competitive and will have no chance to defeat their respective Democratic incumbent Congress members who also have overwhelming Democratic to Republican registered voter numbers.

Larry Penner, Great Neck

President Michael Mulgrew seeks to keep the performance ratings of 12,000 teachers secret. Parents and the public need to know who is the good, the bad and the ugly in public education. We need to know who is doing a good job and who isn’t.

Students’ education is on the line – especially where bad teachers aren’t properly doing their job. Teachers need to be held accountable.

Fred R. Bedell Jr., Glen Oaks

Deport Them To The Editor: What punishment is sufficient and just for two American-born traitors that decided that they can steal New York State pension funds to bankroll Israel? New York State is broke and Gov. David Paterson has been telling us this for the longest time. Since the guillotine is not done in the Unted States, proper punishment for their treason would be deportation.

Alan Hevesi and Eliott Broidy are guilty of treason, therefore, strip them of their citizenship and passport and deport them to Israel immediately. It is beyond obscene that arrogant Hevesi gets to keep his annual state pension after his disgraceful actions. What message is this to the people? A slap on the wrist for their disgusting actions?

When will politicians and thieves be truly accountable for their hideous acts of betrayal against the American people?

Four years in prison for these pieces of scum is an insult to the New York State taxpayers. And no, it’s not okay to send Israel or any other foreign country unauthorized government funds because they feel that country is an ally.

Plus, now Andrew Hevesi is in government office to continue the family traditional of scamming and thieving. How much will he rob the people to send to Israel??

Vic Reale, Queens

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Models Of Queens

Bobbling Balls Jared and Jay Macchierole etched their name among the list of infamous baseball fans interfering with plays at the wall.

The duo fumbled a deep shot by second baseman Robinson Cano, helping it over the wall and away from the glove of Texas Rangers outfielder Nelson Cruz. Or not.

It depends on who you ask.

The homer gave the Yankees an early 1-0 lead, but the Yankees lost in the end, 10-3.

The duo swore the ball had cleared the wall without them giving it a hand. We hope they’re right.

Two brothers from Queens shouldn’t be helping the Yankees in any way.

Or they had to do a lot better than they did.

Brothers Jared and Jay Macchierole get in the way.

Fitty Rocks!

Reby’s Return Let’s face it, we love Reby Sky. She’s a gal from Queens who has made a name for herself in the pages of this paper, national magazines, on TV, on radio, playing in the Lingerie Football League, as the football “Giant Girl”, and just being an all-around fun girl to hang with.

Most recently, she worked on a special project with DAZ Productions, which generates computerized rendering for video games, to create a 3-D version of herself from a compilation of hundreds of photos. The CGI Reby can be downloaded by video game de-

velopers and integrated into their on the popular Mexican wrestling games. show. “I follow a lot of wrestling And this gal has always been and have never seen some of the into having the kind of fun you’d things these guys can do.” expect from a college- Reby Sky While training to perage guy, but with much Rego Park haps enter the ring herbetter clothing (or lack self one day, Reby is takAge: 24 thereof). ing her love of wresting “I think I have a lot in Height: 5’ 6" to another set of airwaves. common with the typical Weight: 105" “I’ll be working as a American man,” she Stats: 34-24-36 manager in a few indy said in a July 2010 Playboy inter- shows with Connecticut Wresview, citing her love of pro wres- tling Entertainment and you can tling, football and video games. hear me every Wednesday from 2“That, coupled with my eager- 4 p.m. on Sirius XM satellite raness to please, makes me a pretty dio on the pro wrestling show, fun chick to be around.”

‘Busted Open.’”

Today, she’s a backstage inWant to know more? C’mon, terviewer and commentator for who doesn’t? Check her out at MTV2’s Lucha Libre USA, based Rebysky.com.

Back in March, 50 Cent revealed that his world travels with the GUnit inspired him to experiment with new styles of music, most notably rock, for his upcoming album Black Magic. Eager fans may have to wait a little bit longer to hear those musical stylings.

Ensconced in America, 50 canned the new stuff in favor of the same old thing.

“There are some pieces that are really exciting to me, so I want to put them out as soon as possible. But the whole body of work, the whole concept of that actual album, it may not be my next album,” he told the Brazilian edition of Rolling Stone.

The chart-topping Queens native scored his last No. 1 hit with 2004’s Candy Shop, including the memorable chorus “I’ll take you to the candy shop. I’ll let you lick the lollipop.”

Don’t ever change, 50.

On The Prowl Former Corona resident Madonna was recently spotted in Manhattan’s Meatpacking district getting cozy with choreographer Brahim Rachiki, who is either 33 or 24, depending on your source.

After shaking her groove thing for at least an hour, the two were caught holding hands and kissing in a private area of trendy nightclub SL. This isn’t Madge’s first foray into cougar habitat. The Material Girl recently called it quits with 23year-old Brazilian model Jesus Luz, whose mother is 14 years her junior.

We applaud Madonna’s success both on, and off, the billboard charts.

Queens blogging juror Bruce Slutsky

Always On Social media is all the craze.

People are twittering and facebooking every aspect of their lives. Nothing is off limits or too sacred. How about legal proceedings?

Bruce Slutsky, a Queens juror, documented his courtroom experience on his blog.

Slutsky, a Flushing resident, gave the details of the legal proceedings and at times lamented the process.

John Clark, a law professor at the University of Texas at Tyler, stumbled across the blog and alerted the courts. Slutlsky was called in for questioning and was kept on as juror as he didn’t give up the specifics.

Is this merely the beginning?

Could you imagine being a juror on an OJ Simpson-size trial in the era of blogs, Twitter and Facebook?

We’ll be following.

www.queenstribune.com • Oct. 28 - Nov. 3, 2010 Tribune Page 65

Our Unholy Lady Of Corona’s newest boy toy, Brahim Rachiki

Despite all the complaining and whining and threats to move, a new survey found that 84 percent are “satisfied” or “very satisfied” with the city as a place to live. Only 4 percent said they were not at all satisfied. Also, 82 percent said they were “satisfied” or “very satisfied” with their neighborhood in the city where they live, so you can have your Don’t mind the 7 train stare.

McMansions, Howard Beach – Confidentially, New York . . . we’re happy in our four-room Elmhurst walkup.

Yes, okay, the fact that the Belt Parkway is always backed up for eight hours a day is annoying, but having a multitude of radio stations in the biggest city in the country makes life in traffic much more enjoyable.

Yes, we don’t wake up looking forward to staring at someone’s crotch on the 7 train as they stand in front of us the whole way from Flushing to Grand Central, but at least we got a seat, right?

Yes, it is annoying to have to move our car because of alternate side parking, but it gives us a reason to run those errands we probably wouldn’t normally do So to the 4 percent that doesn’t like it here, don’t let the toll booth gate on the George Washington Bridge hit your car trunk on the way out.

Photo: Ira Cohen

We Love This Place Guess what? New Yorkers like New York.

Queens is home to great ideas and to the people who know how to turn those ideas into savings, plans and the future.

This economic hole we have been in has gotten smaller, and we are on our way out. Take the tips you’ve picked up from us, from your friends and from your fellow business owners, and step forward, confident in the knowledge that things are looking up.

We are Queens; we can only keep rising.

THE SKY’S THE LIMIT