Make sure you know your budget
Make sure you've got your finances sorted
Inexperienced borrowers
Don't sugar coat reality and a bad credit rating
It's best to be honest here
Lenders consult
Don't assume your assets substitute your income
Consider your borrowing capacity
Repay the loan through a regular income
Make sure you choose a qualified advisor
Make a living from offering advice
Property advisor may not come cheap
Be very careful to select your mortgage broker
Understand your mortgage options
A mortgage insurance involved, if you have less than 20% deposit
Never underestimate the costs involved in buying a property
Make sure you adequately research or check out the home first hand
Dedicated research and good old fashioned haggling are just as good
Check before you settle on a property
Keep your eyes open for any 'Cover ups'
Make your mortgage repayment strategy
If you can afford to make more regular repayments on your home loan, go for it
Decide whether you're buying for living or buying for investment
Think about your prospective rental market needs and wants
Ensure your property is distinguished
Thank You