CommonwealthSocial Franchise Prospectus by Ravenskirk Legal

Green Finance delivering Bottom Up Funding for Infrastructure.

Research and Development

Inventor Enterprise

Zero Carbon Pensions

Local Administration

Mutual Insurance

Social Order

Social Enterprise World wide users Energy, Food, Transport Habitation

Green Fund Investors

Fund Governance

Mutual Insurance

National Security

Technology Applicators The Legal framework of community user groups.

A wholesome society exists when the whole Community takes shape, therein lives the strength of the Individual Soul. - Motto of Social Ethics.

Community Capital Framework

Connected Balanced Resilient Prudent

The incorporation of species and materials adapted or suited to the area, e.g. reflect the local area in gardens and landscaping

Identification between people and place expressed through friendship, culture and local traditions, e.g. hold community events in a public building or place

Secure and diverse forms of tenancy and community management of assets, e.g. enable the community to create housing and services suited to their needs

Delightful places that people love and want to be in, e.g. craft buildings that consider local styles, materials, climate and context and give a distinct local character

ecosystems

social exchange

integrated

interconnected

Local ecosystems remain whole by retaining and creating links. e.g. maintain wildlife corridors and natural water courses

A network of social and community organisations that promote connections between people, e.g. support clubs, sports teams, cafés, and volunteer opportunities

Accessible capital and local goods as well as supported commercial hubs and local trading, e.g. facilitate local markets and supply chains

Neighbourhoods with linked walkable streets allowing access to public spaces and transportation, e.g. develop logical routes where all daily needs are within a five-minute walk

biodiverse habitat

mixed

diverse

proportional

A sustainable relationship between man, animals and plants, e.g. produce diverse crops around a town for food security

An inclusive, diverse and mixed population that is tolerant and respectful, e.g. provide homes that the community can afford

A mixed local economy and a mixed profile of investment, e.g. make local goods available and affordable

Places with beautiful and wellscaled architecture and a mix of building types, e.g. design a high street with decorated shop fronts

regenerative

local governance

adaptable

durable

The ability for the natural environment to respond and adapt to changes in climate and human activity, e.g. include natural drainage systems to reduce the risk of flooding

Local planning and organising frameworks and life-long education opportunities, e.g. promote education and skills training opportunities for all ages

A flexible economic framework with a broad range of economic activities at different scales, e.g. build new housing in phases, using a sustainable growth model

Building types, spaces and uses that are suited for the region that can adapt and change over time, e.g. plan houses that could become flats, businesses or small shops

conservation

access to services

reinvestment

preservation

The protection, management and enhancement of natural resources, e.g. use sustainably harvested timber and other natural materials

Safe community facilities and amenities for people, e.g. maintain a centrally located library and health and job centres

Frugal financial planning with a vision of quality giving long-term returns. e.g. incorporate timely maintenance and community reinvestment schemes

A priority to refurbish and renovate with recycled and lasting materials and renewable resources, e.g. use passive cooling and heating and employ renewable energy sources

Sustainable Urban Drainage, Upton, UK Masterplan by The Prince’s Foundation

The Library, Rose Town, Jamaica, Masterplan by The Prince’s Foundation

Local commerce in the market at Brownsword Hall, Poundbury

A high-density, mixed-use neighbourhood in Waterloo

Prudent

Built place-making

Resilient

Financial stewardship

Balanced

Social belonging

Connected

Natural native

Rooted

How the principle of community capital works at diﬀerent scales

SATORI Systems™ Social Security Authorised Technology Operating Regulatory Insurance SATORI Systems operate Life and Healthcare Services in the context of Fair Trade Chambers of Commerce and Access to Justice Legal Insurance. These Four Services – Commerce – Law – Life and Healthcare form part of the Community Capital Development Foundation Blueprint for National and Regional Economic and Environmental Resilience. SATORI Systems ™ introduce: 1. Wellbeing and Life Quality as components of informing Economic Policy based on a Sustainability Reading of Development Economics. 2. The National Policy Guideline is informed by Conservative Asset Management Principle – Stewardship Economics – for the Development of Natural Capital in line with Rio Nation objectives and United Nations Principles of Responsible Investment. 3. SATORI Systems are licensed to local and regional authorities – working in partnership with Life and Pension Providers – Insurers and Investors in Infrastructure as a Service. 4. The Seven Areas of Infrastructure Investment are: Communications – Construction – Healthcare – Education – Energy – Conservation – Transport – Agriculture and Housing. 5. Just as Pension Funds currently invest in completed buildings for income – so too the Pension Fund can invest in the provision of Public Utility in return for Rental Income – according to the Eco-polis – Agro-polis model for Urban and Economic Regeneration according to the needs of Food Security and Energy Security – indicated by The World Future Council – www.futurepolicy.org. 6. Integrated Banking and Insurance Services enable Ethical Banking in line with Mutual Values – to regenerate local Economy in line with Global Alliance for Banking Values. 7. The whole is overseen by Systems and Services, Software and Support from Visegrad Data Security Institute and Renaissance Council – working in conjunction with selected Legal Service Providers – Auditors – Systems and Software Support Providers and Cloud Service Providers.

Systems 1. VITRUVIAN SYSTEMS™ – Design and Build – Construction and Finance 2. HIPPOCRATIC SYSTEMS™ – Healthcare and Healthcare Technology 3. CICERO SYSTEMS™ – Legal Services – Mediation – Language Services and CPD 4. AGRICOLA SYSTEMS™ – Town & Country Systems for Food Security and Energy Security 5. Terra Madre Systems™ – for: Agricultural Technology, Seed, Topsoil Renovation - Waste and Water Treatment and Technology. 6. SATORI Systems™ provide for: Social Security – Fraud Prevention – CPD – Insurance – KPI – Life Assurance – Zero Carbon Pensions and Revenue Collection. Enterprise Enterprise Services are provided by LEONIDAS™ Systems – Legal Enterprise Norms – Insurance – Design and Security – Distribution and Supply. Integrated Distribution and Supply Systems are put in place through regional transport, logistical and food and energy distribution hubs and network enabling each region to focus on its Manufacture and Production – capability, resources, licensing, insurance and maintenance. Zero Carbon Pensions provide a basis for the Non-Dominium Registration of Open Source Technology for Energy, Management, Finance, Investment, Agriculture, Healthcare, Cloud and Town and Country Systems based on the Convergence of Science, Capital, Agriculture and Technology. Insurance Protocol This Non-Dominium Settlement of Asset is made between Nation States through the vehicle of International Protocol – see Open Government Protocol – and signed up to Region by Region for those who accord with Terra Firma Methodology. Stable State Adherence to Protocol is designed to attract Inward Investment to their region so as to enable asset-backed Currency – Universal Insurance – Collection of Revenues and Distribution of Benefits in such manner as accords with the principles of insurers for Stable State Governance and Stable State Prosperity. See: Swords to Ploughshares.

@The Hub, Bush House, Prince Street, Bristol. Social Enterprise workspace and “hot-desking”

We live in the Creative Age. Do we? Well, according to Nomura, the Japanese finance house, there have been four distinct phases to modern human progress in the last 2,500 years: the Agricultural Age, the Industrial Age, the Information Age, and the Age we now find ourselves in! Our prosperity is defined by the Age we live in, and our individual responses to our environment. First came the Age of Agriculture. Wealth creation depended on one’s capacity to till the soil, grow crops, tend livestock, and yield produce from the land. Then can the Age of Industry. Progress depended on technology and machinery. Those in charge of technology and factories were the key wealth creators. Then came the Age of Information: That is all about data, computers and word processing. Witness the power of Microsoft, inventors of Word 1.0. Now their founder is the wealthiest man on the Planet. But it doesn’t stop there. The Information Age is over, and we are now entering the very start of the Creative Age. It’s not all about data and it’s not just about information, but what you do with it that defines your prosperity. And that calls for creativity! Just one thing, though. How many companies, with their forecasts and projections, data and analysis even care about creativity? Some may think being creative is just about a little bit of “creative” accounting. This can, in the end destroy not only companies but the lives of those connected. Witness Enron and bank failure scenarios to illustrate the consequences of overactive financial fantasy. See: Roger Bootle – “Money for Nothing”. Some would say that as a result of a singular failure of imagination, our quality of life in our towns and workplaces, and in the countryside is actually at risk. This is where Social Entrepreneurship comes in. Social Entrepreneurs are entrepreneurs with a social conscience, committed to making a difference. But we can’t do it all on our own, that’s where community comes in. You can find us at The Hub, Bush House, 72, Prince Street (3rd Floor, The Arnolfini Building) next to the harbourside. Those who join the Hub Community, as entrepreneurs or member can rediscover the freedom to be, think and act as if People and Nature matter. A Hub is a place to meet, chat, join discussion groups or attend 3rd Floor workshops and seminars on the themes that affect People and Planet.

@The Hub, Bush House, Prince Street, Bristol. Social Enterprise workspace and “hot-desking”

Zen and The Gentle Art of Civilisation – see Interconnections – issue 3 – Management journal Ethics and Communications. Anglia Ruskin University Ethical systems, spiritual disciplines, religious traditions show no shortage of ways to tell us how to behave and what we should do. The challenge is to develop a critique amongst competing claims for loyalty to allow resilience and adaptability that make sense of the challenges of living in complex multicultural society. We need societies that can self-organise and resolve disputes without escalation of conflict. At the same time they need to be able to design appropriate non-disruptive strategies. Clearly, what is needed is access to awareness of how to harmonise, and lead a life of choice and meaning that accords with the lived needs of man, woman, child, community and Nature. A common feature of ethical principles is an underpinning that includes attaching value to that which is beneficial for the health of body and mind and prohibition of that which is harmful. The religions of the world agree on the importance of the health and welfare of people, young and old, of the natural world and the need to maintain respect for the resources that are the support of life-giving systems. This gives us a clue as to how to enable consensus between competing claims. By focussing on what is “good for” the physical needs of people and planet we can come to appreciate the thinking behind the ethical judgment that often accompanies prescriptions for living. At the same time we need to be aware of the limitations of “judgement-style” thinking that allows no appeal to reason, intuition, logic, feeling, choice or experience, or the felt needs of individuals and future generations. Here, there are methods, strategies that we can learn from the worlds of complex problem solving; we need to learn to be adept at holding a polarity of views and allowing a creative solution to emerge as a matter of course. Dealing with paradox is an essential part of effective thinking in the scientific or technical disciplines as it is in the fields of communication, leadership and education. Far from being beyond human capability, it is the innate gift that we can learn to draw on, and which will be needed to lead happier, saner lives. By viewing life on Earth, and the life systems that the Earth supports, as a complex adaptive system we can come towards seeing in clear focus the strategies and level of readiness that we need to cultivate if the challenge of adaptation is not to overwhelm us with its complexity. There is a characteristic of self-organising natural systems that evidences its ability to self-regulate when provided with care and supported according to its energy needs. Health, in order to be maintained, demands a supply of natural non-toxic energy.

Zen and The Gentle Art of Civilisation – see Interconnections – issue 3 – Management journal Ethics and Communications. Anglia Ruskin University These life systems or natural systems (eco-systems) can easily become dysfunctional when denied appropriate care. When instability occurs, the result can be a change that brings a greater degree of adaptation or resilience - when the system is overloaded break down can occur and the result is overwhelming chaos. When there is food shortage, riots occur. When denied support, manipulated or interfered with the delicate balance of homeostasis can break down and dysfunction ensues. Clearly, we have to be aware of the fragility of living systems and ecosystems on which life in our towns and cities depends. This kind of awareness is essential to avoid the kinds of natural catastrophes that are the hallmarks of living adaptive systems. A key feature that is often overlooked is that a complex system, such as: a society, an economy, a community, an enterprise all behave like living systems. It is overlooked that the outcomes of economic activity are governed by perception and awareness, which are the key feature of living systems. This is where predictive models and models based on mechanistic, logico-deductive principle fail to provide satisfactory explanatory power. Turmoil in world stock markets and economic instability that we see around us in recent months are all evidence of a systemic failure to grasp the nature of economic and financial activity as essentially purposeful self-directed activity, governed by mind and awareness for which no amount of number-crunching or bean-counting can help to restore stability. This highlights the essential feature of effective economic thinking at both macro-and micro-level. Equipped with an understanding of complex adaptive systems, the role of economic understanding can be practised and taught simply by enabling investors and entrepreneurs evaluate and appraise on a continual basis the stability or instability of any proposed course of action, investment, project or undertaking, This is part of the characteristics of mindful economics or conscious capitalism and the work of East-West sanctuary, drawing on the principles of Chaordic Systems thinking that references part of the work of Dee Hock in setting up the VISA network as a collaboration between banks and shops, traders and financial institutions, enabling customers pay for goods and services, anywhere without cash. Chaordic principles identify the “givens” of human life as the ground of economic activity. Chaordic principles work from the testable realities of what people need, and what is required to meet those needs. A key component of this understanding means addressing the mis-match between real need and perceived need. This is an area where mindfulness and awareness, personal knowledge and reflection – contemplative enquiry have an important (all-important) part to play. In this process, the road to economic leadership and financial independence is a personal journey an undertaking of psyche and awareness of the lived experience. This journey has relevance for the stressed executive or aspiring business school graduate or wants to view the world with informed awareness, without needless stress or anxiety. The principles of adaptive enterprise require a mix of capabilities and responsibilities that can be found in cultivating awareness, enabling feedback loops to inform the stability of

Zen and The Gentle Art of Civilisation – see Interconnections – issue 3 – Management journal Ethics and Communications. Anglia Ruskin University the adaptive process, and a capacity to rely less on predetermined outcomes, but allow for a multiplicity of outcomes at the same time. This is the characteristic of natural systems and “flow”. Flow is found in the brain activity that accompanies complex human problem solving and behaviour at the same time. A brain surgeon performing in the operating theatre can experience flow mental state as readily can a rock-climber ascending a vertical cliff-face Flow state characterises the performance of any challenging task, from flying an aeroplane, to driving a car, to riding a bicycle. An important feature of flow state requires that we mention the fact that it demands physical engagement. It is a mental state that demands embodied awareness. It is not purely intellectual and “in the head”. Contemplative activity can just as readily be in the flow, that is, contemplative activity that includes embodied awareness and is informed by what the physical body is telling us. \What is needed – simply – is to enable complex chaotic disorder to self-organise, to ‘flow” into stable self organising healthy outcomes to the benefit of people and life on Earth. To enable this flow to come about requires us all to do less, rather than more and to take action not to obstruct to process of living systems to adapt. Far from being passive, the call is for a response of care and attention, above all else, listening to the needs of those around us, cultivating the respect and loyalty of workers and customers through a commitment to awareness and responsibility. Thus we see a demand for traditional loyalty combined with values that may not be readily found in the corporate workplace hitherto, but which can be highly successful in realising the rewards of adaptive business. The final part of this essay takes a brief look at the obstacles that have occurred to prevent the flow state being readily realised in an organised post industrial society. By being aware of the obstacles we can then be in a position to address these blockages to enable prosperity to flow Adaptation is much easier to realise immediately at the micro economic level, whereas at the macro-economic level the benefits are strategic and include the needs of future generations. Indeed, adaptation at household level is key if the household is to meet the challenge of sustaining itself . It is further up the ladder that the export of problems manifests itself, hence instability can readily manifest at macro-economic level when sustainability is not sufficiently clear in economic participants. One feature of Buddhist Economics and Mindful Economics is to address the root cause of prosperity and adaptation to enact the principles of Chaordic awareness – cultivating order out chaos – realising the rewards of creative endeavour and engaging in continuous improvement – kai-zen.

Zen and The Gentle Art of Civilisation – see Interconnections – issue 3 – Management journal Ethics and Communications. Anglia Ruskin University The following extract is adapted from Are We Doomed? New Scientist 5 April 2008-10-18 “From the time our ancestors started to settle down and build cities, problems arose”. Business addresses the demand to solve the problems, although without a clear understanding of sustainability and the agents of unsustainable activity, can unwittingly and inevitably spawn further problems as the outcome of their actions. This destabilises the entire local system on which they may depend for goodwill. “If crops fail because rain is unpredictable, the solution is to build irrigation canals. When they silt up, the solution is to organise clearing crews. When there are too many for ad hoc repairs, install a management bureaucracy and tax people to pay for it. When they complain invent tax inspectors and a system to record sums paid. This much the Sumerians knew.” Clearly this strategy shows that problems are not solved, but exported to another level. Exporting the problem and increasing complexity, produce diminishing returns and can generate alarming strains. This danger point is reached when all the energy and resources available to a society are required to meet its level of complexity. Western industrial complex society has become bigger and more complex than any before it, by exploiting fossil fuels, oil and coal, sources of energy not hitherto available to it. Since their discovery it is unclear whether the lessons of previously unstable civilisations have been studied, learned or appropriately understood. It is an important observation that demand on resources has become unprecedented in recent weeks to maintain current levels of complexity, without addressing the issues of practical ethics which can be used to inform both scale and sustainability as components of future resilience. This is a fragile and brittle state to be in, for institutions can break down and order collapses. The instability arises when we abandon human-scale selforganisation and abandon self-regulation for industrial scale models of growth - with no capacity for selfgovernment and no limits to restraint, or regard for the conditions on which its prosperity depends. Chaordic principles enable a cluster of values to inform investment criteria and enable the varying levels of complexity to inform one another enabling capital and resources to flow where they can yield maximum benefit and realise appropriate long-term reward. This impulse requires a mix of new thinking and fresh awareness, combined with a conservative impulse to identify blockages, with the consequence being resilient adaptation, including the capacity to deliver benefits for future generations. By enabling that which is useful and contributing to the health of the system, that which is toxic or harmful can be readily identified and released in such a way as not to contaminate or contribute to toxic culture.

Zen and The Gentle Art of Civilisation – see Interconnections – issue 3 – Management journal Ethics and Communications. Anglia Ruskin University

The benefit is to realise order from disparate elements (to bring order out of chaos). The failure to grasp the nature of the complex adaptive process can result in strain for the system that is felt at the individual level. Stress management, people-ready organisation and continued responsive awareness have never been more important. Reading List -

The Upside of Down – Catastrophe, Creativity and The Renewal of Civilization Thomas Homer-Dixon

The Gods That Failed.co.uk

The storyofstuff.com

Peak Everything – Richard Heinberg

Globality – Competing with Everyone, Everywhere - for Everything: Boston Consulting Group

Payback – The Shadow Side of Wealth – Margaret Atwood

First as Tragedy, Then as Farce – Slavoj Zizek

Economics As If People Mattered – E.F. Schumacher

Spiritual Compass – Satish Kumar

New Renaissance – Maurice Ash

Transition Handbook – Rob Hopkins

Money, Sex, War & Karma – notes on a Buddhist Revolution - David Loy

By invitation Residential retreats, workshops and seminars on: Orthodox Ecology, Dharma & Society, Language & Consciousness, Leadership and Resilience. -

The work that Re-connects – Joanna Macy The Shambhala Handbook - Chogyam Trungpa Negotiation & Diplomacy – (by invitation) Zen & The Art of Making a Living – Laurence Boldt

Recommended venues include: -

The Spirit Of Life Centre, Kalamata, Greece East-West Sanctuary, Budapest, Hungary

See: Schumacher Society: “Salmon Economics”. See: Terra Firma Economics – Marcus Incledon-Webber

We hear a lot about endangered species these days. Loss of habitat, pesticides, soil depletion, industrialised agriculture, global warming and climate change all contribute to a culture where corporate control of our food lies with supermarkets, GM companies, technocrats and absent bureaucrats, all determined by blind forces of consumption beyond control. What happens when appetite runs unchecked? The answer is ill-health. st

The business opportunity for 21 Century is the Repair Business - repair to damaged eco-systems and repair to damaged lives – damage wreaked by the havoc that drink, drugs and deprivation have as a cumulative effect on individuals and their families when societal support systems fail. Repair & Recycle – Salvage – Clean & Grow. The planet’s life-support systems are threatened with toxicity through the degradation of natural water systems, pollution, waste, pesticides and urban development. The plundering of natural habitat, home to the great species means that those at both ends of the food chain are threatened with extinction. Conservation has never been more pressing. More than a matter of stewardship or sound management – more urgent than that – conservation has become a matter of survival, as well as an issue of providing the capacity to feed ourselves. With population growth at an ever-increasing rate the land and the planetary life support systems – clean air, fresh water and fertile soil are threatened. The capacity to grow food for oneself and one’s family, and to sell the surplus is the basis of civilised life- enabling the individual to contribute in a meaningful way to community and society at large. This much the Sumerians knew, and their government and taxcollection systems were founded on such stability. It is man who is now the endangered species – not through being in a minority – but by being in the unstable state of not being in a position to address the needs of life. The need to respond to save the lungs of the world and safeguard the health of people and nature is The Amazon Imperative. The smart money is in the repair business – re-use, re-cycle, repair, “detox”, process; plant or discard. We work with Conservation Charities and NGOs to provide projects that: 1. Conserve Natural Habitat 2. Provide a secure livelihood for local people 3. We work with local authorities to attract stable inward investment for urban-rural synergy. We work with Fauna-Flora, RSPB, Marine Conservation Council, A Roche, Campaign for the Protection of Rural England, Royal Society of the Arts and British Terra Madre. A twin approach is called for. 1. In terms of education – a mind-set is called for to recognise the switch from “Extractive Mode” – the Strategy of the Opportunist – to “Supportive Mode” - Cultivation, Protection, Stewardship.

2. This switch in attitude marks the distinction between those who plunder – “get what you can, while you can” - and those who lead a responsible lifestyle founded on addressing the real needs of the situation, leadership – shown through the ability to deal with - de-risk or address an otherwise unpredictable array of hazards, both natural and man-made. To respond to the sea-change we work with a number of leading conservation and climate change organisations to help them a) Generate revenues b) Deliver learning opportunity c) Safeguard livelihoods We do this through Conservation and Community Regeneration projects that support skill-share, eradicate poverty and contribute to resilience in local economy through people living in tune with the needs of the land and in defence of People and Nature. A Greener Future Introducing the values of Resurgence Trust – See: “New Renaissance” by Maurice Ash. We introduce you to four NGOs to provide stable future outcomes for individuals and their families to adjust to the st changes that the 21 Century brings. We work with Royal Agricultural College, Grow Africa, New Directions Foundation and African Seed Capital Fund to alternately invest for change, realise stable self-governing systems, grow food and conserve natural habitat – doing all three at once – work that would be beyond the scope of any one organisation on its own. We adopt a considered approach to taking the diplomatic and regulatory issues that surround capacity building, local accountability and developing resilience in local economy. We work with ethical sector sponsors and education providers in building the support services and realising the capacity and networks for sustainable community and development of social capital. We work with central and local government to create the conditions for eradication of poverty and tackling inner city urban deprivation through the twin aims of urban conservation, skill share and re-skilling. We work with local land partners on Community Supported Agriculture to produce food for local markets in the urban hinterland. See Sustainable Cities – by Herbert Girardet. We create the conditions for inward investment in the areas of research and Green Technology – Community Owned Renewable Energy, natural power and social capital through knowledge transfer and links with the Converging World.

Fair Trade Economic Foundation – Cloud Migration – Courseware – available under license

We enable our student members to earn and learn. In return for access to study – learners can engage in applied practical vocational learning in the workplace without incurring debts on an Earn As-You-Learn Study Model. Cost to work provider = £0. Benefit to work provider = £4,000. p.a. (minimum) Students Develop Their Own Body of Work and Graduate with Alumni membership – available by subscription – to access career support and enterprise support – CPD and continuous improvement – lifelong learning. We serve undergraduate and postgraduate education in the areas of Asian and European Studies – Cultural Enterprise, Finance, Business, Risk Assessment, Accounting, Actuarial or Law for the purposes of professional or academic life in a consulting, advisory, management or executive leadership role – as part of professional qualification. The Study Programme is founded on the 9 Capitals as informed by the work of Adam Smith – The Wealth of Nations in line with the principles and purposes of wealth generation, capital creation and asset management as understood by the Principal exponents of The Scottish Enlightenment. The Study Programme is available via Virtual Hub Central – Fair Trade Economic Foundation – Knowledge Base - available via monthly VPN rental. Organisations, NGOs, management consultancies, enterprise support agencies, language schools and Campus authorities can set up their own Virtual Campus in conjunction with The Ideal NGO to deliver tutorial support, print books, deliver learning and provide CPD to local firms, banks and insurance companies, local authorities and professional firms by subscription. We welcome applications from business schools and tutors who want to deploy courseware – and charge admissions to the Campus by the tutorial rate for language learning and extra tuition. The Study Programme accords with the Fair Trade Wealth of Nations Agenda as well as the principles of Schumacher Economics – Economics As If People Mattered. The Fair Trade Programme is informed by Eco-capitalism – Socio-capitalism and the real politik of State Capitalism.

See Open Society Initiative – participating cities See Fair Trade Economic Foundation – participating organizations

Fair Trade Economic Foundation – Cloud Migration – Courseware – available under license

Fair Trade for Wealth of Nations is designed to serve the needs of trade development agencies, local authorities and those who seek to attract capital for inward investment. At the same time – the Programme degree course leads to a qualification that provides enterprise support for projects that the graduate is engaged in. We provide ideas incubation and Ethical Support for Green Projects. We support projects that are environmental, educational, ethical, social and sustainable. We supply study reports and market research on European and Asian capital cities for provision of banking and insurance services. The study is informed by Unified Field Perspective that integrates the commercial, legal, technical and financial aspects of one project in the context of capital development – intellectual capital, human capital and resilience in local economy through the creation of social capital. Unified Field Perspective informs and is informed by Integrated Policy Perspective – which two perspectives enable banking practice – Integrated Banking Practice – to de-risk loans and financial arrangements through integrated insurance underwriting – loan guarantees – understanding the business and ensuring a robust business model at outset through sound forecast. We work according to Japanese principles and Western business practice as part of our East – West Integrated Financial Services model for best practice in banking and insurance for the development of capital – Human Capital – Social Capital and Natural Capital – see Schumacher Banking – Schedule of Services. The fees you earn As a member user you pay your building owner or landlord a rental for office space for workspace, tuition space, classrooms or serviced business workspace for students to access Appropriate Learning Environment. The model we use is Hub-operation Integrated Business Practice – Hub IBP. Virtual Hub enables Proprietors to act as a Hub organisation – delivering enterprise services, career support, CPD and tuition through a mix of classroom-based, self-managed study and a mix of online/offline study and instruction. See Open Society Initiative – participating cities See Fair Trade Economic Foundation – participating organizations

Fair Trade Economic Foundation – Cloud Migration – Courseware – available under license

Besides the office space rental + cost of fixtures and fittings the only cost you bear is the rental of the VPN to connect you to Virtual Hub Central and the mother university or enterprise sponsor organisation of which you may or may not be a part of. Subscriptions Students pay a monthly fee for tuition, or work in return for an agreed wage to cover the costs of their learning, and subscribe on completion of studies to the Alumni membership Option – supported by Schumacher Capital Partners. This arrangement enables a split of subscription income between yourself and Schumacher as instructor or learning provider and Schumacher Capital Partners career support, enterprise support provider, respectively. The next step See; Blueprint for a Green Capital – Zurich – Stockholm – Seoul – Tokyo – London – Paris – Munich – St Petersburg – Berlin – Amsterdam – Madrid – Lisbon and Porto. Leonidas Communications is a communications agency that specializes in translation – multi-lingual support and localization. Territories Fair Trade Study Programme in Eunomia is available in all major European and Asian languages – encourages European integration for the purposes of the free movement of people, goods and services, currency stability and the needs of local economy. CPD and knowledge transfer – Knowledge Economy - in connection with university and local authority enables Town & Gown arrangements for technology, science, investment and stable state prosperity in line with the twin aims of Stable State Economics and Stable State Governance.

See Open Society Initiative – participating cities See Fair Trade Economic Foundation – participating organizations

Fair Trade Economic Foundation – Cloud Migration – Courseware – available under license

Apply for services 1. 2. 3. 4. 5. 6. 7. 8.

We develop courseware for schools and organisations We develop course books for universities to sell undergraduate and graduate study books The curricula design service is made available to subscribing institutions and organisations. We provide i-pad applications for education and education management, e-book design and development, e-book conversion and e-book publishing and marketing. Contact us directly to use our services. Apply for territory – indicate the city or cities where you want to franchise learning. Funding is available. See: “Swords to Ploughshares”.

See Open Society Initiative – participating cities See Fair Trade Economic Foundation – participating organizations

From Education to Employment The questions around from Education to Employment are as much a matter for governments as they are for parents. Students who do not discover their aptitudes and capabilities risk becoming a social cost and liability for social service providers as well as a missed opportunity for relationship. The key to successful transition relies on Four Framing Considerations: 1. What is the Nature and Structure of Educational Engagement? 2. Are the Transition Structures in place from continuity providers – e.g. financial service providers, insurance companies, relationship managers and stakeholders? 3. To what extent are missed opportunies a failure of “reading the marketplace” – navigation, signposting, literacy and understanding? 4. The question that arises – to what extent can it be in the interest of financial service providers to sponsor coherence in local economy and facilitate appropriate navigation. The Navigation Navigation of the route from Education to Employment calls for interest to be engaged at an early level by stakeholders, namely the parents, educators, employers and students themselves. This engagement is best effected by those who have access and vested interest in long-term relationship building with the economic players – the life assurance companies, the pension providers, the funders of local infrastructure, the investors, local authorities themselves in the context of providing an appropriate, relevant education for an educated workforce to design next-generation successful enterprise – culture – societal renewal, organisation, service provision and community that serves the needs of People and Nature – People and Place. The Holders of the Vision The Holders of the Vision bodies of Governance, Law that is government, local elected representative or

are the Trustees – the Elders – the and Fiscal Responsibility – whether government, elder, trusted advisor, custodian of value.

Accordingly The Blueprint for Education to Employment is held by Community Capital Development Foundation and Requests for Proposal are invited by investors, pension funds, financial service providers and education providers on appropriate measures that may be taken to address current impasse – with or without the assistance of Community Capital Development Foundation, The Global Alliance of Banking on Values, United Nations – Principles of Responsible Investment – employers and social service providers, the Rockefeller Foundation – World Future Council and UNICEF. Interested parties are invited to submit proposals for sustainability in the areas of:  Provision of Energy  Provision of Financial Services  Provision of Education  Provision of Employment  Provision of Career Support  Provision of Social Service  Provision of Healthcare  Fashion, Design, Culture, Music, Dance and Song According to the criteria indicated for provision of tender on a regional, sub-regional or national basis accordance with the guidelines for co-operation with Sustainable Banking – according to UN Principle and Earth Charter.

At the start of the 21st century, humanity is becoming a predominantly urban species and this represents a fundamental, systemic change in the relationship between humans and nature. Today the ecological footprints of cities cover much of the Earth’s surface, and urban energy use is intimately linked to climate change. The challenge we now face is no longer just to create sustainable cities but truly regenerative cities: To assure that they do not just become resource-efficient and low-carbon-emitting, but that they positively enhance rather than undermine the ecosystem services they receive from beyond their boundaries. Creating regenerative cities primarily means this: To develop comprehensive political, financial, and technical strategies to assure a restorative relationship between cities and the ecosystems from which they draw resources for their sustenance.

"Agropolis" © Herbert Girardet/Rick Lawrence "Agropolis": the traditional town embedded in its local landscape Towns and cities cannot exist in isolation from nature. They need sustenance for their people and this requires elaborate resource supply arrangements. In his book "The Isolated State", the 19th century German economist and geographer Johann Heinrich von Thünen described how traditional human settlements were systemically linked to their local landscapes via a range of concentric rings representing various modes of cultivation. In the absence of efficient transport systems, cities depended on nearby market gardens, orchards, forests, arable and grazing land, and local water supplies for their sustenance. I have chosen to use the term "Agropolis" for this traditional type of human settlement. The rise of "Petropolis" All this changed fundamentally with the industrial revolution. The new fossil fuel-based technologies severed the intimate linkage between towns and cities and their local hinterland. The modern city can be described as "Petropolis": all its key functions – production, consumption, and transport – are powered by massive injections of non-renewable fossil fuels. Cities were no longer centers of civilization but of mobilization, making long-distance access to resources possible as never before; they increasingly relied on globalized production as well as consumption. But with much of the "easy" coal, oil, and gas now used up, and with climate change and other forms of pollution an ever-growing concern, Petropolis is becoming an increasingly precarious habitat for humanity. The concept of Petropolis needs to be challenged fundamentally as its systemic flaws become increasingly apparent. The challenge now is for us to face up to the environmental impacts of modern urban living before it fatally undermines the health of our planet home. The

"planetary boundaries" that are becoming evident in the face of global industrialization, urbanization, and population growth have major implications for urban decision-making.

"Petropolis" © Herbert Girardet/Rick Lawrence From Petropolis to Ecopolis At the start of the 21st century, a primary task for city people and urban policymakers is to try and map out what is necessary in order to try and expand the parameters of what can become politically possible. We want urban environments that are free from pollution and waste accumulation, but we also need to get to grips with the impacts of cities beyond their boundaries. And we want our cities to provide pleasant spaces for work, recreation and human interaction, and efficient mobility. Can we create human habitats that satisfy the needs of people whilst also assuring ecological resilience?

"Ecopolis" © Herbert Girardet/Rick Lawrence This is where the concept of "Ecopolis" – an ecologically as well as economically restorative city – becomes relevant. It proposes a new integration of the human habitat within its local environment. A new emphasis on regional food needs to be augmented with local, renewable, modern energy supplies. Renewable energy technologies allow us to bring the energy economy home, back to the urban region, from far-flung oil fields and coal mines. Already many smaller towns across Europe have substantial supplies of wind power, biogas, and solar energy from their local region. Both, Europe and the United States are experiencing the rapid growth of farmers’ markets and community-supported agriculture. Currently, such developments are mainly driven by private initiatives. The challenge we face is to initiate public policies that contribute to the emergence of environmentally regenerative cities, and to create new businesses and jobs from greening the urban economy.

The ecological, economic, and social externalities of our urban systems need to be addressed in new ways. Cities exist by taking resources from nature. Ecopolis will actively help to regenerate natural systems from which it draws resources. To initiate projects for restoring the health of forests, soils, and aquatic ecosystems that have been damaged by urban resource demands certainly goes beyond strictly urban policy parameters. Creating frameworks for appropriate action will involve both political and business decisions â&#x20AC;&#x201C; with a spectrum ranging from transnational to national, regional, and local levels of decision-making. The following list of policies is based on proposals I made for Adelaide eight years ago, which were scrutinized and largely implemented by the government of South Australia under Premier Mike Rann. Metropolitan Adelaide, with a population of over a million people, has become a global leader in initiating regenerative urban development: Efficient use of energy Make efficient energy use by all sectors a key focus of urban planning and management Modify building codes to make resource-efficient building practice the norm Create energy sufficiency standards to limit per capita energy consumption "Solar city" development Introduce feed-in tariffs for renewable energy, enabling owners to sell electricity to the grid at preferential rates Support renewable energy development as an important new manufacturing industry Water security "Waterproof" cities by encouraging water efficiency and rainwater collection in households and businesses Make wastewater recycling and reuse a central plank of water policy Zero waste Develop new industries for processing organic wastes into soil-enhancing materials Implement policies for the cost-effective reprocessing of all technical wastes Use zero-waste policy to create new green businesses and jobs Local food Encourage local peri-urban food production for local markets Encourage farmersâ&#x20AC;&#x2122; markets and community-supported agriculture Sustainable transport Create new pedestrian zones wherever possible Create a comprehensive network of dedicated cycle lanes across cities

Encourage public transport by improving its attractiveness, frequency, and flexibility Stimulate development of new electric- and fuel-cell vehicle technology Encourage car-sharing as a key feature of urban transport Nature and the city Encourage tree planting for biodiversity and soil erosion control in and around the city Make carbon sequestration a key aspect of peri-urban tree planting Develop initiatives to help restore forests in remoter areas Green business Boost green business by effective use of government procurement Encourage resource efficiency in all businesses Create â&#x20AC;&#x153;green business incubatorsâ&#x20AC;? across the city A culture of restorative urbanization Ensure that it is addressed through education, the media, and public events Ensure that all citizens have a stake in restorative development Produce regular reports on implementation of eco-restoration policies and practices The challenge now is to initiate a mutual learning process in which cities across the world can exchange experiences and information about best policies and practices of regenerative urbanism. It seems to me that the Heinrich BĂśll Foundation could make a major contribution to this vitally important process.

H.M. Treasury is Commanded to Address the Source of economic instability and take appropriate measures as may be practicable, effective and timely in accord with the requirements of independent sovereign nations to govern their own affairs and make provision for their people – economic dependents – fulfil their obligations and address their own needs for economic security – economic stability – stable state politics – stable state governance – revenue collection – wealth generation – harmony at home and overseas – ability to attract inward investment – capacity for export – trade and commercial exchange – the maintenance of good diplomatic relations with the Commonwealth and the Maintenance of the defence of the Interests of People and Nature in Accord with the Common Weal. Green New Deal Swords to Ploughshares Inclusive Capitalism Addressing Climate Change

The Green New Deal is a package of policy proposals that aims to address global warming, and financial crises. It echoes the New Deal, the social and economic programs launched by US President Franklin D. Roosevelt in the wake of the Wall Street Crash of 1929 and the onset of the Great Depression.[1] The proposals of the Green New Deal generally echo the recommendations of UN-mandated organizations like ICLEI or the TEEB, of global NGOs, and of the Basel II and related monetary accords, especially as these relate to reforms to measurement of fundamental ecosystem risk and financial liabilities.       

Government-led investment in energy efficiency and microgeneration Low-carbon infrastructure redevelopment as a job creation strategy A directed windfall tax on the profits of oil and gas companies (already established in Norway) with expanding renewable energy and energy efficiency investment Further financial incentives for green investment and reduced energy usage, including reduction of private bank interest rates for green investment Break up large financial institutions into smaller units to facilitate more explicit and detailed fundamental risk management, as opposed to an approach based on sheer size and diversifying into every activity regardless of its harms Re-regulation of international finance including capital controls, increased scrutiny of financial derivatives, likely along the lines of Basel II Prevent corporate tax evasion by demanding financial reporting and by clamping down on tax havens.

The reinsurance industry and The Economist have also consistently expressed support for the general principles of consistent global carbon and emissions charges, for metrics of ecosystem destabilization risk and a generally high value on nature's services which underlie human valuation. www.issuu.com/zencafes

1. All of the above proposals are ready to be carried out by an investment house – finance broking service provider – bank or Chamber of Commerce. 2. By instituting Fair Trade Chamber of Commerce Methodology a flexible, scalable, modular, ethical and sustainable finance broking or banking operation can use Integrated Banking and Insurance Services (IBIS) together with Cloud-based management of services by subscription. www.issuu.com/zencafes 3. Life Assurance and Zero Carbon Pensions can be used to engage in Fair Trade Sustainable investment strategy with individuals and their organisations in the context of Regional and Local Regeneration – Development of Community Capital – Conservative Asset Management Principle and Risk Management – Terra Firma Estate Management Principle. www.newdirectionsfoundation.org 4. This GREEN NEW DEAL aspect of INCLUSIVE CAPITALISM uses Mutual Banking and owner-managed investment broking operations to enable Fair Trade Chambers of Commerce be used as a Social Franchise – in the context of Business Licensing, Registration, Validation and sustainable financial services operation – banking – insurance – finance broking – asset management for Partnership with Regional, Local or Central Authority. www.worldfoodsystems.com Several of the proposals have already been implemented in one or more G8 or G20 countries including Norway, South Korea, the UK, US and European Union. The financial proposals echo some already underway at the IMF, World Bank, BIS and ECB to better reflect ecosystem valuations and reduce systematic incentives to invest in "dirty" over "clean" industries. For Those Who Want To Know More Social franchising is the application of the principles of commercial franchising to promote social benefit rather than private profit. In the first sense, it refers to a contractual relationship wherein an independent coordinating organization (usually anon-governmental organization, but occasionally a governmental body or private company[2]) offers individual independent operators the ability join into a franchise network for the provision of selected services over a specified area in accordance with an overall blueprint devised by the franchisor.[3] Once joining the network, operators are given the right to employ previously tested incentives including: professional training, use of brands or brand advertisements, subsidized or proprietary supplies and equipment, support services, and access to professional advice.[4] Members also gain beneficial spin-off effects such as increased consumer volume and improved reputation due to brand affiliation.[1] Franchisees must adhere to a range of requirements including: providing socially beneficial services, meeting quality and pricing standards, undergoing mandatory education on provision of services, subjecting outlets toquality assurance mechanisms, reporting service and sales statistics, and occasionally, paying fixed or profit-share fees.[1][5] Social franchises have

been used for primary health services, pharmaceutical sales of essential drugs, HIV testing and counseling, and reproductive health services in the developing world. As has been indicated to Bank of England there is a question of National Economic Security that calls to be addressed. This is evidenced by Gresham’s Law – the which phenomenon is occasioned by a Black Hole at the centre of economy – described on page 69 of Will Hutton’s work “The State We’re In” and the work of Robert Cooper – “The Breaking of Nations”. The Repair of Nations is addressed in the published works of Eunomia – indicated for the attention of suitable authority that represents the interests of Crown, Law and People. For it is by addressing these Three Estates – the Fourth Estate – The Church and the needs of The Fifth Estate – governed by Terra Firma Estate Management Principle (Stewardship of Natural Resource) that arrangements can be made to deal with present impasse. The security situation is highlighted on the Front Page of The Daily Telegraph of Thursday June 19th 2014 as The Prime Minister indicates that Holy War is due to strike mainland Britain. That this is due to the attrition of eternal values on which the Five Pillars of Islam are founded eludes the understanding of economists in the sway of Schumpeter who wrote that equality, liberty and democracy are as ethereal chimera as the gods of the Ancient Greeks. The question of Value, Meaning, Understanding, Purpose and Currency Value is treated fully in Eunomia for the realisation of Stable State Governance. “Dealing with Complexity” – is its title. The Complex is The Industrial-Military Complex that dominates the mind and attention of those with time and money, weaponry and ambition for destruction –the which is a psychological issue and of no more concern for those concerned with the administration of Justice and the Regulation of Balance than any other imbalance that attends conflict, breach of law, disturbance of the peace or error of calculation. That an integrated Science of Understanding – indicated by Unified Field Perspective stands ready to address the situation is all that needs to be conveyed – to suitable Expert Witness. One suitably expert in such matters of public import is indicated as The Founder of the Prince’s International Sustainability Unit – being a Body that has done research in this area and seeks to build consensus around practical action to deal with climate change, bio-diversity and the Care of Terra Firma. 1. Social Franchisees working with Leaders in Sustainably – can realise convergence in macroand micro economic understanding and to balance risk-averse behaviour (conservation) with risk-taking behaviour (gambling). 2. Social Franchisees can govern appropriate balance and repair Black Hole through Business Licensing, Registration, Validation and Granting of insurance and deployment of suitable Financial Register as is called for by Andrew Haldane – Chief Economist at The Bank of England.

3. Integrated Back-office Systems and Services (I-BOSS) â&#x201E;˘ Technology stand ready with SATORI Systemsâ&#x201E;˘. Which technology stands ready to be deployed by Nudge Digital (Government Contractors) who stand at the disposal of those with sufficient capacity to warrant suitable attention.

A mutual savings bank is a financial institution chartered by a central or regional government, without capital stock, that is owned by its members who subscribe to a common fund. From this fund claims, loans, etc., are paid. Profits after deductions are shared between the members. The institution is intended to provide a safe place for individual members to save and to invest those savings inmortgages, loans, stocks, bonds and other securities and to share in any profits or losses that result. The members own the business. A second application of social franchising is as a means of enabling social enterprises and the social economy to create more employment for disadvantaged people and achieve social aims. This is done principally by enabling joint working and knowledge sharing and transfer. The European Social Franchising Network has identified over 60 social franchises of this type in Europe, which employ over 13,000 people and more recently in 2012 The International Centre for Social Franchising identified 140.[6] The largest of these is De Kringwinkel in Flanders employing 5,000 people. Others, like the Le Mat hotel and tourism social franchise or the School for Social Entrepreneurs operate in more than one country. Social franchising provides an opportunity to rapidly grow the sector to the benefit of disadvantaged people and society more generally.

Mutual savings banks were designed to stimulate savings by individuals; the exclusive function of these banks is to protect deposits, make limited, secure investments, and provide depositors with interest. Unlike commercial banks, savings banks have no stockholders; the entirety of profits beyond the upkeep of the bank belongs to the depositors of the mutual savings bank. Mutual savings banks prioritize security, and as a result, have historically been characteristically conservative in their investments. This conservatism is what allowed mutual savings banks to remain stable throughout the turbulent period of the Great Depression, despite the failing of commercial banks and savings and loan associations. Anthroposophy, a philosophy founded by Rudolf Steiner, postulates the existence of an objective, intellectually comprehensible spiritual world accessible to direct experience through inner development. More specifically, it aims to develop faculties of perceptive imagination, inspiration and intuition through cultivating a form of thinking independent of sensory experience,[1][2] and to present the results thus derived in a manner subject to rational verification. In its investigations of the spiritual world, anthroposophy aims to attain the precision and clarity attained by the natural sciences in their investigations of the physical world.[1] Anthroposophical ideas have been applied practically in many areas including Steiner/Waldorf education, special education (most prominently through the Camphill Movement), biodynamic agriculture, medicine, ethical banking, organizational development, and the arts.[1][3][4][5][6] The Anthroposophical Society has its international center at the Goetheanum in Dornach, Switzerland. Ernst Friedrich "Fritz" Schumacher (16 August 1911 â&#x20AC;&#x201C; 4 September 1977) was an internationally influential economic thinker, statistician and economist in Britain, serving as Chief Economic Advisor to the UK National Coal Board for two decades.[1] His ideas became popularized in much of the English-speaking world during the 1970s. He is best known for his critique of Western economies and his proposals for human-scale, decentralized and appropriate technologies. According to The Times Literary Supplement, his 1973 book Small Is Beautiful: a study of economics as if people mattered is among the 100 most influential books published since World War II,[2] and was soon translated into many languages, bringing him international fame. Schumacher's basic development theories have been summed up in the catch-phrases Intermediate Size and Intermediate Technology. In 1977 he published A Guide For The Perplexed as a critique of materialist scientism and as an exploration of the nature and organization of knowledge. Together with long-time friends and associates like Professor Mansur Hoda, Schumacher founded the Intermediate Technology Development Group (now Practical Action) in 1966.

Triodos Bank N.V. is a bank based in the Netherlands with branches inBelgium, Germany, United Kingdom and Spain. It is a pioneer in ethical banking. Triodos Bank finances companies which it thinks add cultural value and benefit both people and the environment. The name Triodos is derived from the Greek "τρὶ ὁδος - tri hodos," meaning "three-way approach" (people, planet, profit). Triodos Bank's balance sheet was worth EUR 5.3 billion by the end of 2012.[1] Triodos is unusual in that it only lends to businesses and charities judged to be of social or ecological benefit. This "positive screening" extends its policies beyond those of ethical banks which solely avoid investing in companies judged to be doing harm ("negative screening").[2] The Bank uses money deposited by close to 100,000 savers and lends it to hundreds of organisations, such as fair trade initiatives, organic farms, cultural and arts initiatives, renewable energy projects, and social enterprises. Savers can open conventional savings accounts, as well as ethical funds and venture capital. Triodos also has an active international department, supporting microfinance initiatives across the developing world. Triodos is the only commercial bank in the UK to provide an annual list of all the loans the bank has made.[3] In 1980 Triodos launched the first "green fund", a fund for environmentally friendly projects, on the Amsterdam Stock Exchange.[4] Friends of the Earth in the Netherlands claims that transferring 10,000 euros in savings from a "climate laggard" such as ABN Amro to Triodos will effectively result in a carbon dioxide emissions saving equivalent to what would be achieved by not driving a car for six months. [5] The bank compensates 100% of its own CO2 emissions.[6] As of the end of 2012, Triodos Bank had more than 437,000 customers. [1] About half of these are in the Netherlands, and a quarter in Spain.[7] The bank was founded as an anthroposophical initiative.[8] The bank's statutes were committed to anthroposophical principles until 1999, but in later years, the bank has broadened its appeal. The bank operations and customer relations are mainly based on the web, but adapt to local customs. In Spain, for example, physical offices are preferred by the clients and therefore several commercial offices have been opened in the major towns.

Berlin Technology Hub works on the Basis of Four Agreements: 1. Ordinary People in Ordinary Streets paying Life Assurance, Pension Savings and Insurance Premiums. 2. Services for which insurance is reliant on: Technology & Services – Technology Supply and Maintenance Services Insurance of Technology. 3. Berlin Technology Hub provides: Technology By Rental – with SLA. 4. Software As a Service for Billing Engines – to enable those supplying Technology and Services broker payments directly to the sponsoring insurer.

ACADEMOCRACY is a Student Subscription Service that gives Students, Graduates and Professionals a voice to be heard in the commercial world, in their community, or in their global community of influence. ACADEMOCRACY is an legal and commercial services (for LIFE) insurance service that: 1. Provides Educational Support, CPD and Commercial Training in the context of further education, university or the workplace 2. Provides Career Support and Enterprise Support for those working in the context of self-employment, enterprise or traditional employment 3. Delivers financial and insurance cover for:  

Commercial and professional liability Legal Disputes (Access To Justice)

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Healthcare Life Assurance Pension Plan Savings plan for one’s children and dependents

We work with universities and Town and Gown Supporters (Local authorities) universities, companies and financial support providers in the context of Regional Planning and Career Participation in the community Provision of: Licensing of IP, Mediation, Dispute Settlement, Arbitration, Knowledge Exchange, Technology Transfer and Knowledge Economy. By participating in insurance and financial planning graduates have access to their own Community of Interest in the context of a Firm, Specialisation Geographic Region through Social Media Network. Social Media Network is the perfect media for universities to deliver services by subscription to their Alumni. Firms can apply to us to set up their own Campus Services, Learning Programmes, CPD and Continuous improvement for the purposes of: internship, research, CPD and kai-zen. For opportunities to take the benefits of ACADEMOCRACY WORLDWIDE – talk to us directly. 

For Law Firms to access the Franchise to Engage in Mediation and Dispute Settlement – contact us directly.

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For individuals to take the Commercial Training Opportunity that enables you to gain a certificate to practice as a mediator or dispute settler - apply to us directly. To register your interest in Technology Licensing Agreements as an Insurer – contact us for details of the ACADEMOCRACY System Rental – Software as a Service Billing Engine for the collection of insurance premium. To Register Your Interest in the ACADEMOCRACY Legal and Mediation Services Access for Justice Franchise – apply now for territorial availability.

A White Paper on Commonwealth Charter and 3-Fold Logic An Enquiry Into Economic Dependency, Enforced Slavery And The Liberation of Meaning

FID: DEF The Defence of Meaning in Currency And The Reversal of Gresham’s Law

A Guide to Judicious Understanding Commonwealth is founded on the intersection of Crown, Law and People – coming together to serve the needs of People on the Ground and address the needs of the Next Generation through the application of Law – the administration of Justice and the resolution of conflict – which Three Agreements are matched by a Fourth Edict: “Do unto others as you would have done unto you.” This Rational injunction – addressing enlightened self-interest proceeds only and cannot proceed unless accompanied by the notion of Fairness. For which we have Fair Trade, British Justice System and Traidcraft supporting those motives and initiatives that would have us pay a fair price for a fair day’s work, and receive fair wages in return for the same. Judicious Understanding explores the distinction in the Gap of understanding between: “I See it, don’t Get it” And “I Get it, don’t See it” Which relates to perception contingent upon a Third Component in this Two Fold arrangement of Sense and Data Interpretation and that is dependent upon Value. Perception and Recognition of Value is that which holds the key to accurate understanding. This is the first Step of The Noble EightFold Path. Value is the Undistributed Middle that is seen as a Fallacy and evidence of Fallacious Reasoning by Reductive Materialism based as that is on Aristotelian Reductionism that seeks to reduce all to essence independent of context – the which is necessary for the Discernment of Meaning.

On this Blind Insistence on Essence the Theory of Competing Interests stands. With the Observation that Context is necessary for Exegesis, the Theory turns to Dust and with it the House of Cards that is founded on Theory falls to the Ground. Enforced Obeisance to Aristotelian order thus comes to be replaced by the Call and Command and Appeal to Reason, Understanding and Value of Empirical Knowledge. For Lord Shiva is Come as the Destroyer of Illusion â&#x20AC;&#x201C; Thus Spake The Voice of The Dharma.