Innovative Finance - Club of Athens by Ravenskirk Legal

Green Finance delivering Bottom Up Funding for Infrastructure.

Research and Development

Inventor Enterprise

Zero Carbon Pensions

Local Administration

Mutual Insurance

Social Order

Social Enterprise World wide users Energy, Food, Transport Habitation

Green Fund Investors

Fund Governance

Mutual Insurance

National Security

Technology Applicators The Legal framework of community user groups.

A wholesome society exists when the whole Community takes shape, therein lives the strength of the Individual Soul. - Motto of Social Ethics.

Community Capital Framework

Connected Balanced Resilient Prudent

The incorporation of species and materials adapted or suited to the area, e.g. reflect the local area in gardens and landscaping

Identification between people and place expressed through friendship, culture and local traditions, e.g. hold community events in a public building or place

Secure and diverse forms of tenancy and community management of assets, e.g. enable the community to create housing and services suited to their needs

Delightful places that people love and want to be in, e.g. craft buildings that consider local styles, materials, climate and context and give a distinct local character

ecosystems

social exchange

integrated

interconnected

Local ecosystems remain whole by retaining and creating links. e.g. maintain wildlife corridors and natural water courses

A network of social and community organisations that promote connections between people, e.g. support clubs, sports teams, cafés, and volunteer opportunities

Accessible capital and local goods as well as supported commercial hubs and local trading, e.g. facilitate local markets and supply chains

Neighbourhoods with linked walkable streets allowing access to public spaces and transportation, e.g. develop logical routes where all daily needs are within a five-minute walk

biodiverse habitat

mixed

diverse

proportional

A sustainable relationship between man, animals and plants, e.g. produce diverse crops around a town for food security

An inclusive, diverse and mixed population that is tolerant and respectful, e.g. provide homes that the community can afford

A mixed local economy and a mixed profile of investment, e.g. make local goods available and affordable

Places with beautiful and wellscaled architecture and a mix of building types, e.g. design a high street with decorated shop fronts

regenerative

local governance

adaptable

durable

The ability for the natural environment to respond and adapt to changes in climate and human activity, e.g. include natural drainage systems to reduce the risk of flooding

Local planning and organising frameworks and life-long education opportunities, e.g. promote education and skills training opportunities for all ages

A flexible economic framework with a broad range of economic activities at different scales, e.g. build new housing in phases, using a sustainable growth model

Building types, spaces and uses that are suited for the region that can adapt and change over time, e.g. plan houses that could become flats, businesses or small shops

conservation

access to services

reinvestment

preservation

The protection, management and enhancement of natural resources, e.g. use sustainably harvested timber and other natural materials

Safe community facilities and amenities for people, e.g. maintain a centrally located library and health and job centres

Frugal financial planning with a vision of quality giving long-term returns. e.g. incorporate timely maintenance and community reinvestment schemes

A priority to refurbish and renovate with recycled and lasting materials and renewable resources, e.g. use passive cooling and heating and employ renewable energy sources

Sustainable Urban Drainage, Upton, UK Masterplan by The Prince’s Foundation

The Library, Rose Town, Jamaica, Masterplan by The Prince’s Foundation

Local commerce in the market at Brownsword Hall, Poundbury

A high-density, mixed-use neighbourhood in Waterloo

Prudent

Built place-making

Resilient

Financial stewardship

Balanced

Social belonging

Connected

Natural native

Rooted

How the principle of community capital works at diﬀerent scales

A White Paper on Commonwealth Charter and 3-Fold Logic An Enquiry Into Economic Dependency, Enforced Slavery And The Liberation of Meaning

FID: DEF The Defence of Meaning in Currency And The Reversal of Gresham’s Law

A Guide to Judicious Understanding Commonwealth is founded on the intersection of Crown, Law and People – coming together to serve the needs of People on the Ground and address the needs of the Next Generation through the application of Law – the administration of Justice and the resolution of conflict – which Three Agreements are matched by a Fourth Edict: “Do unto others as you would have done unto you.” This Rational injunction – addressing enlightened self-interest proceeds only and cannot proceed unless accompanied by the notion of Fairness. For which we have Fair Trade, British Justice System and Traidcraft supporting those motives and initiatives that would have us pay a fair price for a fair day’s work, and receive fair wages in return for the same. Judicious Understanding explores the distinction in the Gap of understanding between: “I See it, don’t Get it” And “I Get it, don’t See it” Which relates to perception contingent upon a Third Component in this Two Fold arrangement of Sense and Data Interpretation and that is dependent upon Value. Perception and Recognition of Value is that which holds the key to accurate understanding. This is the first Step of The Noble EightFold Path. Value is the Undistributed Middle that is seen as a Fallacy and evidence of Fallacious Reasoning by Reductive Materialism based as that is on Aristotelian Reductionism that seeks to reduce all to essence independent of context – the which is necessary for the Discernment of Meaning.

On this Blind Insistence on Essence the Theory of Competing Interests stands. With the Observation that Context is necessary for Exegesis, the Theory turns to Dust and with it the House of Cards that is founded on Theory falls to the Ground. Enforced Obeisance to Aristotelian order thus comes to be replaced by the Call and Command and Appeal to Reason, Understanding and Value of Empirical Knowledge. For Lord Shiva is Come as the Destroyer of Illusion â&#x20AC;&#x201C; Thus Spake The Voice of The Dharma.

Sustainable Agriculture The Seed of Life A Blueprint for the Convergence of Fair Trade, Agro-Economy, Agro-Ecology and Law

The Seed of Life provides a 9-fold model for: 1. Insurance 2. Terra Firma Estate Management Principle – Conservative Asset Management (Stewardship) 3. Family Agriculture & Community – The Convenience of the People Representing Crown, Law and People to come together through The Four Agreements 1. 2. 3. 4. 5. 6.

Land Nature – Climate Animal Crop Through the Intersection of Technology And Seed.

This 9-fold arrangement holds the key for the Practice of The Four Agreements – the intersection of Agro-Economy, Agro-Ecology, Fair Trade and Law to provide the basis of Universal Education indicated by UNICEF – The Convention on the Rights of Each Child. 

Conservation



Healthcare



Economy



Energy



Technology



Agriculture



Housing

come together in the CHEETAH Agreements that local and regional authorities can access in order to: 1. 2. 3. 4.

Create the conditions to attract inward investment Enable Green Finance for Infrastructure – Zero Carbon Pensions Transition to Low-Carbon Economy Realise and Practice Inclusive Capitalism. Transition to Inclusive Capitalism

This Transition is effected by The Five Pillars Authority – Farming – Forestry – Fisheries – Finance and Food. The Five Pillars Rest on Four Agreements – Prinzip & Praxis and on the intersection of 1. Principle 2. Promise 3. Contract 4. The Sign 5. The Way 1. The Principle is Conservative Asset Management Principle 2. The Promise is the Constitution and Governance Charter of your organisation 3. The Contract is The Service Level Agreement that enables the realisation of Corporate Public Responsibility 4. The sign of Validation is realised through a mix of Statutory and Voluntary Insurance 5. The Way is realised through the Principles and Practice of Responsible Investment. www.issuu.com/zencafes a. To Access Conservative Asset Management Principle – see: Earth Charter b. To Access Next-generation Governance Documentation and Constitution for Public – Private Policy and Practice – contact IDEAL NGO c. IDEAL NGO integrates: Insurance – Investment – Design – Defence – Energy – Education – Economy – Enterprise with Agriculture – Accounting and Law. d. These Services for your organisation are available in the Service Level Agreement – Cloud-based services for aligning your business strategy – corporate public responsibility – with your IT strategy – and aligning your Communications Strategy with your IT arrangement – serving the needs of your clients through stakeholder engagement and the leveraging of brand value through technology transfer and Knowledge Economy. Enable your organisation become a Learning Organisation engage in continuous improvement – kai-zen. See:  The Future of Management  The Individualised Corporation  The work of Peter Senge – The Learning Organisation  The work of Goldman Sachs Strategy Unit  Good Business, Flow, Leadership and the Making of Meaning  Theory U  Zen and the Art of Making a Living

The Service Level Agreement enables Your Organisation Pursue the Four Truths a. Principle – United Nations Principles of Responsible Investment b. Practice – Conservative Asset Management Principle c. Methodology – Distributed Learning – The Learning Organisation d. Objective – Continuous Improvement – Adaptive Leadership Through the Eight Fold Path 1. Adaptation - Understanding 2. Influence – Fair Trade Agreement 3. Wealth Generation through Defence of Value:– Governance – Operations – Law and Design – the New G-O-L-D standard 4. Service – Customer Centric Organisation as indicated by Theodore Levitt – editor of Harvard Business School Review 5. Practice – Inclusive Capitalism 6. Safeguarding of The Needs of the Next Generation 7. Generation of Community Capital 8. Reporting, Accountability, Transparency, Governance and Accountability The whole of which realises Justice – Balance and Fair Trade – realised through the Swords to Ploughshares agreement that can be downloaded by accessing: a. The Protocol – The Demand - Principle b. The Values – The Response – The Promise c. The Practice – Investment ensuring the Future – The Contract d. The Objective – Safeguarding against conflict – see Resources Future by The Royal Institute of International Affairs – Chatham House – The Sign e. The Way of which is engaged in by those who invest in a sustainable future – see Economics As If the Future Mattered by Diana Coyle of Enlightenment Economics – Co-chair of BBC Trust. 2. Parties to the Agreement include WWF UNICEF Fauna-Flora Business in the Community Transition to Low Carbon Economy is realised in the context of Support Organisations  Amigos  Howard-Higgins Agricultural Systems  Nathan Cummings Foundation  Seedbed Conservation Trust  Infrastructure as an Investment – CHEETAH Agreements  Kew  Nudge Digital  Bird and Bird  Print and Publishing Support

         

Green Films TV Zen Cafes – Chambers of Commerce Housing and Manufacture – Berlin Technology Hub Design – Royal Institute of British Architects The Environmental Institute of Sweden Engineers without Borders Leadership in Sustainability – Cambridge – and others The UN Habitat Programme World Future Council The Eco-polis – Agro-polis Model

The Seven-step Route to Harmony 1. To order Conservative Asset Management Principle – see The Earth Charter 2. To Transition to Inclusive Capitalism – address your interests with a Conservative Policy Statement for Wealth Generation in accord with UN Principles of Responsible Investment 3. Address your Governance and Constitution for Transition 4. On completion of which you receive access to The Service Level Agreement 5. Insure against claim for misappropriation of asset or externalisation of cost 6. Invest for the future and engage in adaptive leadership – whether as an individual or organisation 7. Access support services as part of The Social Contract

Inclusive capitalism is a term composed of two complementary meanings: (1) poverty is a significant, systemic problem in countries which have already embraced or are transitioning towards capitalistic economies, and (2) companies and non-governmental organizations can sell goods and services to low-income people, which may lead to targeted poverty alleviation strategies, including improving peopleâ&#x20AC;&#x2122;s nutrition, health care, education, employment and environment, but not their political power. In ecology, sustainability is how biological systems remain diverse and productive. Long-lived and healthy wetlands and forests are examples of sustainable biological systems. In more general terms, sustainability is the endurance of systems and processes. The organizing principle for sustainability is sustainable development, which includes the four interconnected domains: ecology, economics, politics and culture.[1] Sustainability science is the study of sustainable development and environmental science. Healthy ecosystems and environments are necessary to the survival of humans and other organisms. Ways of reducing negative human impact areenvironmentally-friendly chemical engineering, environmental resources management and environmental protection. Information is gained from green chemistry, earth science, environmental science and conservation biology.Ecological economics studies the fields of academic research that aim to address human economies and natural ecosystems.

Green Finance delivering Bottom Up Funding for Infrastructure.

Research and Development

Inventor Enterprise

Zero Carbon Pensions

Local Administration

Mutual Insurance

Social Order

Social Enterprise World wide users Energy, Food, Transport Habitation

Green Fund Investors

Fund Governance

Mutual Insurance

National Security

Technology Applicators The Legal framework of community user groups.

A wholesome society exists when the whole Community takes shape, therein lives the strength of the Individual Soul. - Motto of Social Ethics.

Community Capital Framework

Connected Balanced Resilient Prudent

The incorporation of species and materials adapted or suited to the area, e.g. reflect the local area in gardens and landscaping

Identification between people and place expressed through friendship, culture and local traditions, e.g. hold community events in a public building or place

Secure and diverse forms of tenancy and community management of assets, e.g. enable the community to create housing and services suited to their needs

Delightful places that people love and want to be in, e.g. craft buildings that consider local styles, materials, climate and context and give a distinct local character

ecosystems

social exchange

integrated

interconnected

Local ecosystems remain whole by retaining and creating links. e.g. maintain wildlife corridors and natural water courses

A network of social and community organisations that promote connections between people, e.g. support clubs, sports teams, cafés, and volunteer opportunities

Accessible capital and local goods as well as supported commercial hubs and local trading, e.g. facilitate local markets and supply chains

Neighbourhoods with linked walkable streets allowing access to public spaces and transportation, e.g. develop logical routes where all daily needs are within a five-minute walk

biodiverse habitat

mixed

diverse

proportional

A sustainable relationship between man, animals and plants, e.g. produce diverse crops around a town for food security

An inclusive, diverse and mixed population that is tolerant and respectful, e.g. provide homes that the community can afford

A mixed local economy and a mixed profile of investment, e.g. make local goods available and affordable

Places with beautiful and wellscaled architecture and a mix of building types, e.g. design a high street with decorated shop fronts

regenerative

local governance

adaptable

durable

The ability for the natural environment to respond and adapt to changes in climate and human activity, e.g. include natural drainage systems to reduce the risk of flooding

Local planning and organising frameworks and life-long education opportunities, e.g. promote education and skills training opportunities for all ages

A flexible economic framework with a broad range of economic activities at different scales, e.g. build new housing in phases, using a sustainable growth model

Building types, spaces and uses that are suited for the region that can adapt and change over time, e.g. plan houses that could become flats, businesses or small shops

conservation

access to services

reinvestment

preservation

The protection, management and enhancement of natural resources, e.g. use sustainably harvested timber and other natural materials

Safe community facilities and amenities for people, e.g. maintain a centrally located library and health and job centres

Frugal financial planning with a vision of quality giving long-term returns. e.g. incorporate timely maintenance and community reinvestment schemes

A priority to refurbish and renovate with recycled and lasting materials and renewable resources, e.g. use passive cooling and heating and employ renewable energy sources

Sustainable Urban Drainage, Upton, UK Masterplan by The Prince’s Foundation

The Library, Rose Town, Jamaica, Masterplan by The Prince’s Foundation

Local commerce in the market at Brownsword Hall, Poundbury

A high-density, mixed-use neighbourhood in Waterloo

Prudent

Built place-making

Resilient

Financial stewardship

Balanced

Social belonging

Connected

Natural native

Rooted

How the principle of community capital works at diﬀerent scales

Zen and The Gentle Art of Civilisation – see Interconnections – issue 3 – Management journal Ethics and Communications. Anglia Ruskin University Ethical systems, spiritual disciplines, religious traditions show no shortage of ways to tell us how to behave and what we should do. The challenge is to develop a critique amongst competing claims for loyalty to allow resilience and adaptability that make sense of the challenges of living in complex multicultural society. We need societies that can self-organise and resolve disputes without escalation of conflict. At the same time they need to be able to design appropriate non-disruptive strategies. Clearly, what is needed is access to awareness of how to harmonise, and lead a life of choice and meaning that accords with the lived needs of man, woman, child, community and Nature. A common feature of ethical principles is an underpinning that includes attaching value to that which is beneficial for the health of body and mind and prohibition of that which is harmful. The religions of the world agree on the importance of the health and welfare of people, young and old, of the natural world and the need to maintain respect for the resources that are the support of life-giving systems. This gives us a clue as to how to enable consensus between competing claims. By focussing on what is “good for” the physical needs of people and planet we can come to appreciate the thinking behind the ethical judgment that often accompanies prescriptions for living. At the same time we need to be aware of the limitations of “judgement-style” thinking that allows no appeal to reason, intuition, logic, feeling, choice or experience, or the felt needs of individuals and future generations. Here, there are methods, strategies that we can learn from the worlds of complex problem solving; we need to learn to be adept at holding a polarity of views and allowing a creative solution to emerge as a matter of course. Dealing with paradox is an essential part of effective thinking in the scientific or technical disciplines as it is in the fields of communication, leadership and education. Far from being beyond human capability, it is the innate gift that we can learn to draw on, and which will be needed to lead happier, saner lives. By viewing life on Earth, and the life systems that the Earth supports, as a complex adaptive system we can come towards seeing in clear focus the strategies and level of readiness that we need to cultivate if the challenge of adaptation is not to overwhelm us with its complexity. There is a characteristic of self-organising natural systems that evidences its ability to self-regulate when provided with care and supported according to its energy needs. Health, in order to be maintained, demands a supply of natural non-toxic energy.

Zen and The Gentle Art of Civilisation – see Interconnections – issue 3 – Management journal Ethics and Communications. Anglia Ruskin University These life systems or natural systems (eco-systems) can easily become dysfunctional when denied appropriate care. When instability occurs, the result can be a change that brings a greater degree of adaptation or resilience - when the system is overloaded break down can occur and the result is overwhelming chaos. When there is food shortage, riots occur. When denied support, manipulated or interfered with the delicate balance of homeostasis can break down and dysfunction ensues. Clearly, we have to be aware of the fragility of living systems and ecosystems on which life in our towns and cities depends. This kind of awareness is essential to avoid the kinds of natural catastrophes that are the hallmarks of living adaptive systems. A key feature that is often overlooked is that a complex system, such as: a society, an economy, a community, an enterprise all behave like living systems. It is overlooked that the outcomes of economic activity are governed by perception and awareness, which are the key feature of living systems. This is where predictive models and models based on mechanistic, logico-deductive principle fail to provide satisfactory explanatory power. Turmoil in world stock markets and economic instability that we see around us in recent months are all evidence of a systemic failure to grasp the nature of economic and financial activity as essentially purposeful self-directed activity, governed by mind and awareness for which no amount of number-crunching or bean-counting can help to restore stability. This highlights the essential feature of effective economic thinking at both macro-and micro-level. Equipped with an understanding of complex adaptive systems, the role of economic understanding can be practised and taught simply by enabling investors and entrepreneurs evaluate and appraise on a continual basis the stability or instability of any proposed course of action, investment, project or undertaking, This is part of the characteristics of mindful economics or conscious capitalism and the work of East-West sanctuary, drawing on the principles of Chaordic Systems thinking that references part of the work of Dee Hock in setting up the VISA network as a collaboration between banks and shops, traders and financial institutions, enabling customers pay for goods and services, anywhere without cash. Chaordic principles identify the “givens” of human life as the ground of economic activity. Chaordic principles work from the testable realities of what people need, and what is required to meet those needs. A key component of this understanding means addressing the mis-match between real need and perceived need. This is an area where mindfulness and awareness, personal knowledge and reflection – contemplative enquiry have an important (all-important) part to play. In this process, the road to economic leadership and financial independence is a personal journey an undertaking of psyche and awareness of the lived experience. This journey has relevance for the stressed executive or aspiring business school graduate or wants to view the world with informed awareness, without needless stress or anxiety. The principles of adaptive enterprise require a mix of capabilities and responsibilities that can be found in cultivating awareness, enabling feedback loops to inform the stability of

Zen and The Gentle Art of Civilisation – see Interconnections – issue 3 – Management journal Ethics and Communications. Anglia Ruskin University the adaptive process, and a capacity to rely less on predetermined outcomes, but allow for a multiplicity of outcomes at the same time. This is the characteristic of natural systems and “flow”. Flow is found in the brain activity that accompanies complex human problem solving and behaviour at the same time. A brain surgeon performing in the operating theatre can experience flow mental state as readily can a rock-climber ascending a vertical cliff-face Flow state characterises the performance of any challenging task, from flying an aeroplane, to driving a car, to riding a bicycle. An important feature of flow state requires that we mention the fact that it demands physical engagement. It is a mental state that demands embodied awareness. It is not purely intellectual and “in the head”. Contemplative activity can just as readily be in the flow, that is, contemplative activity that includes embodied awareness and is informed by what the physical body is telling us. \What is needed – simply – is to enable complex chaotic disorder to self-organise, to ‘flow” into stable self organising healthy outcomes to the benefit of people and life on Earth. To enable this flow to come about requires us all to do less, rather than more and to take action not to obstruct to process of living systems to adapt. Far from being passive, the call is for a response of care and attention, above all else, listening to the needs of those around us, cultivating the respect and loyalty of workers and customers through a commitment to awareness and responsibility. Thus we see a demand for traditional loyalty combined with values that may not be readily found in the corporate workplace hitherto, but which can be highly successful in realising the rewards of adaptive business. The final part of this essay takes a brief look at the obstacles that have occurred to prevent the flow state being readily realised in an organised post industrial society. By being aware of the obstacles we can then be in a position to address these blockages to enable prosperity to flow Adaptation is much easier to realise immediately at the micro economic level, whereas at the macro-economic level the benefits are strategic and include the needs of future generations. Indeed, adaptation at household level is key if the household is to meet the challenge of sustaining itself . It is further up the ladder that the export of problems manifests itself, hence instability can readily manifest at macro-economic level when sustainability is not sufficiently clear in economic participants. One feature of Buddhist Economics and Mindful Economics is to address the root cause of prosperity and adaptation to enact the principles of Chaordic awareness – cultivating order out chaos – realising the rewards of creative endeavour and engaging in continuous improvement – kai-zen.

Zen and The Gentle Art of Civilisation – see Interconnections – issue 3 – Management journal Ethics and Communications. Anglia Ruskin University The following extract is adapted from Are We Doomed? New Scientist 5 April 2008-10-18 “From the time our ancestors started to settle down and build cities, problems arose”. Business addresses the demand to solve the problems, although without a clear understanding of sustainability and the agents of unsustainable activity, can unwittingly and inevitably spawn further problems as the outcome of their actions. This destabilises the entire local system on which they may depend for goodwill. “If crops fail because rain is unpredictable, the solution is to build irrigation canals. When they silt up, the solution is to organise clearing crews. When there are too many for ad hoc repairs, install a management bureaucracy and tax people to pay for it. When they complain invent tax inspectors and a system to record sums paid. This much the Sumerians knew.” Clearly this strategy shows that problems are not solved, but exported to another level. Exporting the problem and increasing complexity, produce diminishing returns and can generate alarming strains. This danger point is reached when all the energy and resources available to a society are required to meet its level of complexity. Western industrial complex society has become bigger and more complex than any before it, by exploiting fossil fuels, oil and coal, sources of energy not hitherto available to it. Since their discovery it is unclear whether the lessons of previously unstable civilisations have been studied, learned or appropriately understood. It is an important observation that demand on resources has become unprecedented in recent weeks to maintain current levels of complexity, without addressing the issues of practical ethics which can be used to inform both scale and sustainability as components of future resilience. This is a fragile and brittle state to be in, for institutions can break down and order collapses. The instability arises when we abandon human-scale selforganisation and abandon self-regulation for industrial scale models of growth - with no capacity for selfgovernment and no limits to restraint, or regard for the conditions on which its prosperity depends. Chaordic principles enable a cluster of values to inform investment criteria and enable the varying levels of complexity to inform one another enabling capital and resources to flow where they can yield maximum benefit and realise appropriate long-term reward. This impulse requires a mix of new thinking and fresh awareness, combined with a conservative impulse to identify blockages, with the consequence being resilient adaptation, including the capacity to deliver benefits for future generations. By enabling that which is useful and contributing to the health of the system, that which is toxic or harmful can be readily identified and released in such a way as not to contaminate or contribute to toxic culture.

Zen and The Gentle Art of Civilisation – see Interconnections – issue 3 – Management journal Ethics and Communications. Anglia Ruskin University

The benefit is to realise order from disparate elements (to bring order out of chaos). The failure to grasp the nature of the complex adaptive process can result in strain for the system that is felt at the individual level. Stress management, people-ready organisation and continued responsive awareness have never been more important. Reading List -

The Upside of Down – Catastrophe, Creativity and The Renewal of Civilization Thomas Homer-Dixon

The Gods That Failed.co.uk

The storyofstuff.com

Peak Everything – Richard Heinberg

Globality – Competing with Everyone, Everywhere - for Everything: Boston Consulting Group

Payback – The Shadow Side of Wealth – Margaret Atwood

First as Tragedy, Then as Farce – Slavoj Zizek

Economics As If People Mattered – E.F. Schumacher

Spiritual Compass – Satish Kumar

New Renaissance – Maurice Ash

Transition Handbook – Rob Hopkins

Money, Sex, War & Karma – notes on a Buddhist Revolution - David Loy

By invitation Residential retreats, workshops and seminars on: Orthodox Ecology, Dharma & Society, Language & Consciousness, Leadership and Resilience. -

The work that Re-connects – Joanna Macy The Shambhala Handbook - Chogyam Trungpa Negotiation & Diplomacy – (by invitation) Zen & The Art of Making a Living – Laurence Boldt

Recommended venues include: -

The Spirit Of Life Centre, Kalamata, Greece East-West Sanctuary, Budapest, Hungary

See: Schumacher Society: “Salmon Economics”. See: Terra Firma Economics – Marcus Incledon-Webber

Are you familiar with Unified Field Perspective? Field Perspective works on the Principle of Unified Field Theory; UFP is informed by Principles of Harmonics – sound, light and radio (electro-magnetic) waves and thus has implications for broadcast and security. It means that those who speak from a shared perspective know what the other is talking about. Societal reform, economic management, financial security, systems security, wealth generation and asset management are all areas within its jurisdiction. UFP is not theoretical – it is a Perspective – one informed by experience, understanding, values, priorities, tradition and insight of an understanding that is informed by land and estate management. The movement of goods and people plays a crucial role, as do: navigation, Command Dynamics - the provision of services, the collection of taxes, generation of wealth, agriculture and town and country interface around the theme of maritime power, export and trade and stable governance, currency and the principle and practice of civic participation. UFP is essentially informed by the twin principles of military/commercial experience and deployment of technology and economic and financial management to combine to form a perspective on Stable State Governance and Stable State Economics – managing the transition from unstable state economics to stable state management. UFP is essentially a military governance principle informed by the paradox that the only way to de risk unstable state technology is to oppose destructive use of destructive technology by understanding both its limitations and the limits of understanding of those who control it. Ones does so by eliminating the source of error, namely by instruction, demonstration of intent (Theatre) and commitment to serve. Appropriate use of appropriate technology requires insight into the way to eliminate the source of conflict is to remove the cause of suffering – such as that is rooted in the four mental defilements of: greed, hatred, fear and delusion. Such is the failure of imagination that fails to see beyond that which immediately presents and to take as real that which is merely a passing phenomenon, which, as a mental chimera in the mind of the enemy, left unchallenged, can develop into a complex with life of its own. Error, treated aright, can be squarely dealt with in terms of dealing with manifest and actual realities rather than in thrall to perceived realities. This is the basis of the Cantillon Principle.

A stock market run on the twin towers of greed and fear is going to crop up against the limitations of its own understanding. Besides saving money, time expense effort and eliminating waste UFP informs risk and risk management and therefore directly impacts on insurance, investment and technology , use of applications thereof and application and understanding thereof. This brings us to the four Framing Questions of Resource Management that shape UFP in the mind of the individual. How can I generate wealth – create value? How do I manage what I have? How do I eliminate waste? How do I participate in civic society? These Four Questions are managed from the Six-point Star at the heart of UFP – to provide a methodology of Resource Allocation that Balances the Books. 1. 2. 3. 4. 5. 6.

Wealth generation and asset management Diplomacy and Negotiation Harvest and Yield – Granary Store and Insurance Technology – Green Energy – Broadcast Technology Technology for Security – City Walls Food security – Energy security

1 through to 6= Economic security = sovereign wealth= Financial Management Reading List Saving Capitalism from Itself – Roger Bootle The Breaking of Nations – Robert Cooper The Party is Over – Richard Heinberg Peak Everything – Richard Heinberg Earth Democracy – Vandana Shiva Soil not Oil – Vandana Shiva Power, Purpose and Principle – Ketan Patel. Goldman Sachs The Individualised Corporation – Sumantra Ghoshal The Support Economy - Zuboff The Divided Brain and the Making of The Western World – Iain McGilchrist The Passion of the Western Mind – Richard Tarnas Economics as If People Mattered – E.F. Schumacher Catastrophe, Creativity and the Renewal of Civilisation – Thomas Homer-Dixon Guns, Germs and Steel – Jared Diamond

Good Business, Flow, Leadership and the Making of Meaning -Mihaly Csikszentmihalyi The Evolving Self - Mihaly Csikszentmihalyi The Art of Strategy – The Art of War – Sun Tzu

You will note that it is from an East-West military/commercial, economic and medical (systems-aware) perspective that informs best practice – which disciplines and experience are found in Hungarian and Hellenic tradition – Hippocratic Tradition – Eunomia – Law and Order – and Agricultural Technology. These traditions are accessible to those who learn Hungarian or speak Hungarian from birth, are native Greek speakers and are descended from the bloodstock of Alexander the Great or the bloodstock of Attila the Hun with his archers on horseback. Given the free for all that attends free trade – it has to be pointed out that open competition for scarce resources is not freedom, it is the antithesis thereof, leading as it does to tyranny and oppression. Where there is social injustice how can there be peace? Peace is the condition for wealth creation – for how can one set up generating a livelihood amid instability and without basis in economically secure foundation? The task is to put an end to those who engage in meaningless activity, if that is all they know, and by providing bases in commerce, education, welfare, healthcare and security establish a field in which those who choose to participate in civil society are given the support to make the most of their abilities and contribute what they can. Participation in New Economic Development Initiative and Green Energy investment are areas for those who seek to integrate and harmonise taxation with revenue generation to de -risk insecurity and to support the application of technology and new science. See Conjectures and Refutations and examine Open Society initiatives as envisioned by Prof Karl Popper in such a way as may be fully appreciated by the educated layman and practised by the artisan or agricultural producer.

An economy founded on wealth, real wealth and committed to sustainable wealth generation is superior to an economy founded on debt and based on unused energy. While a civilization based on renewable sources of energy – wind, wave, solar, geothermal, tidal and forestry shows signs of longevity, a civilization based on finite sources of energy cannot but meet, eventually its own demise. This is not due to anything other than advances in technology – advances in technology that see ready and unlimited power production when allied to appropriately de-risked and stable sources of finance that address the needs of Social Welfare, Social Dividend, The Common Pool and Return on investment. A combination of Technology, Energy, Investment and Infrastructure Spend calls to be allied into a Framing Paradigm – The Four Agreements – informed by and informing the wider strategy of Capital Generation, Investment Security, Environment and Social Dividend – payable to the Common Pool and realized in terms of increased Food Security and Energy Security. Thus we see that the entire arrangement rests on Design Principle – which Design Principle informs and is informed by the needs of Man and Nature, Community and Capital to realize productive and collaborative ends through the conjunction of Wealth Generation, Food Production and Food Distribution, Technology and Energy. Such a model for allowing insurance to be the battery of the Economy – where circuitry is in place to realign 15% of excess cash for investment through de-risked funding at the base of the pyramid – the Repair Business – Renovating and Renewing the Conditions for creating, attracting and managing wealth through attention to Community Capital, Soil Capital, Knowledge Capital and Natural Capital of which financial Capital is but one – and the expression of asset realizable in liquid form. The most important Capitals – fertility in the top soil and healthy structure of DNA exist without any tradable form other than through the use of selective breeding for resilience in local strains – which agriculturalists have been doing ever since farming first started in Mesopotamia with the Sumerians.

Green Finance – de-risked investment that pays a return on investment through pre-calculated return through Bottom of the Pyramid infrastructure as an investment creates a polarity for Economy where Insurance rather than the fictitious creation of value through printing money holds the power through Conservative Asset Management Principle. This Stewardship Economic addresses the Sustainability of Design, Auditing, Accounting Principle and Relationship of Trust – to enable a reciprocity of arrangement where otherwise there is purely coercion and extraction in an opportunistic competition for scarce resources based entirely on the outcome of conflicting forces where brute strength prevails. This Governance issue – a call to recognize value and the value attached to clean air and fresh water, healthy source of food and ability to provide for the future without incurring debt on future generations – is in line with the Principles and Practice of Eco-capitalism and calls for The Appreciation and hence Reversal of Gresham’s Law that degrades that which is of value – namely currency. The Currency – the Current – powered by the Battery – the Insurer – addresses the needs of the Common Pool by taking an Architectural and Design-led Perspective that is in line with the needs of the modern-day metropolis to feed and sustain its population with energy security at the top of its agenda. This architectural view is realized through appreciating the interdependent dynamic that relates to Cyber Governance – relation with IT and Solar Energy as sources of power – and managing the intermediary stage of access to energy for the purposes of wealth generation through the appropriate deployment of technology. Thus – through use of tool – one can address the related areas of:  Housing  Healthcare  Pensions  Transport  Finance  Energy  Education  Design

This Eight-fold model is encapsulated in Vitruvian Principle and Principle of Taoist Economy that provides a Methodology for the Integration of The Science of Mathematics, The Mathematics of Insurance and the Assurance of Mathematics based on Flow – Capital Flow and Flow Management Systems through Governance and Support, Software and IT, Accounting and Auditing and Financial Services. Conclusion A new generation of financial products and services based on Safe Haven Investment, backed up by Insurance Guarantee with Enterprise Support and Career Support services available by subscription and licensed to design principle, education, qualification, technical validation, kite-mark and consumer protection complete the picture of what is required for Stable State Governance based on Stable State Economics to realize Stable State Prosperity through appropriate management of Stable State Currency – Fid: Def – through a move to Recognise That which is Of Value through a move known otherwise as The Reversal of Gresham’s Law or Green New Deal.

At the start of the 21st century, humanity is becoming a predominantly urban species and this represents a fundamental, systemic change in the relationship between humans and nature. Today the ecological footprints of cities cover much of the Earth’s surface, and urban energy use is intimately linked to climate change. The challenge we now face is no longer just to create sustainable cities but truly regenerative cities: To assure that they do not just become resource-efficient and low-carbon-emitting, but that they positively enhance rather than undermine the ecosystem services they receive from beyond their boundaries. Creating regenerative cities primarily means this: To develop comprehensive political, financial, and technical strategies to assure a restorative relationship between cities and the ecosystems from which they draw resources for their sustenance.

"Agropolis" © Herbert Girardet/Rick Lawrence "Agropolis": the traditional town embedded in its local landscape Towns and cities cannot exist in isolation from nature. They need sustenance for their people and this requires elaborate resource supply arrangements. In his book "The Isolated State", the 19th century German economist and geographer Johann Heinrich von Thünen described how traditional human settlements were systemically linked to their local landscapes via a range of concentric rings representing various modes of cultivation. In the absence of efficient transport systems, cities depended on nearby market gardens, orchards, forests, arable and grazing land, and local water supplies for their sustenance. I have chosen to use the term "Agropolis" for this traditional type of human settlement. The rise of "Petropolis" All this changed fundamentally with the industrial revolution. The new fossil fuel-based technologies severed the intimate linkage between towns and cities and their local hinterland. The modern city can be described as "Petropolis": all its key functions – production, consumption, and transport – are powered by massive injections of non-renewable fossil fuels. Cities were no longer centers of civilization but of mobilization, making long-distance access to resources possible as never before; they increasingly relied on globalized production as well as consumption. But with much of the "easy" coal, oil, and gas now used up, and with climate change and other forms of pollution an ever-growing concern, Petropolis is becoming an increasingly precarious habitat for humanity. The concept of Petropolis needs to be challenged fundamentally as its systemic flaws become increasingly apparent. The challenge now is for us to face up to the environmental impacts of modern urban living before it fatally undermines the health of our planet home. The

"planetary boundaries" that are becoming evident in the face of global industrialization, urbanization, and population growth have major implications for urban decision-making.

"Petropolis" © Herbert Girardet/Rick Lawrence From Petropolis to Ecopolis At the start of the 21st century, a primary task for city people and urban policymakers is to try and map out what is necessary in order to try and expand the parameters of what can become politically possible. We want urban environments that are free from pollution and waste accumulation, but we also need to get to grips with the impacts of cities beyond their boundaries. And we want our cities to provide pleasant spaces for work, recreation and human interaction, and efficient mobility. Can we create human habitats that satisfy the needs of people whilst also assuring ecological resilience?

"Ecopolis" © Herbert Girardet/Rick Lawrence This is where the concept of "Ecopolis" – an ecologically as well as economically restorative city – becomes relevant. It proposes a new integration of the human habitat within its local environment. A new emphasis on regional food needs to be augmented with local, renewable, modern energy supplies. Renewable energy technologies allow us to bring the energy economy home, back to the urban region, from far-flung oil fields and coal mines. Already many smaller towns across Europe have substantial supplies of wind power, biogas, and solar energy from their local region. Both, Europe and the United States are experiencing the rapid growth of farmers’ markets and community-supported agriculture. Currently, such developments are mainly driven by private initiatives. The challenge we face is to initiate public policies that contribute to the emergence of environmentally regenerative cities, and to create new businesses and jobs from greening the urban economy.

The ecological, economic, and social externalities of our urban systems need to be addressed in new ways. Cities exist by taking resources from nature. Ecopolis will actively help to regenerate natural systems from which it draws resources. To initiate projects for restoring the health of forests, soils, and aquatic ecosystems that have been damaged by urban resource demands certainly goes beyond strictly urban policy parameters. Creating frameworks for appropriate action will involve both political and business decisions â&#x20AC;&#x201C; with a spectrum ranging from transnational to national, regional, and local levels of decision-making. The following list of policies is based on proposals I made for Adelaide eight years ago, which were scrutinized and largely implemented by the government of South Australia under Premier Mike Rann. Metropolitan Adelaide, with a population of over a million people, has become a global leader in initiating regenerative urban development: Efficient use of energy Make efficient energy use by all sectors a key focus of urban planning and management Modify building codes to make resource-efficient building practice the norm Create energy sufficiency standards to limit per capita energy consumption "Solar city" development Introduce feed-in tariffs for renewable energy, enabling owners to sell electricity to the grid at preferential rates Support renewable energy development as an important new manufacturing industry Water security "Waterproof" cities by encouraging water efficiency and rainwater collection in households and businesses Make wastewater recycling and reuse a central plank of water policy Zero waste Develop new industries for processing organic wastes into soil-enhancing materials Implement policies for the cost-effective reprocessing of all technical wastes Use zero-waste policy to create new green businesses and jobs Local food Encourage local peri-urban food production for local markets Encourage farmersâ&#x20AC;&#x2122; markets and community-supported agriculture Sustainable transport Create new pedestrian zones wherever possible Create a comprehensive network of dedicated cycle lanes across cities

Encourage public transport by improving its attractiveness, frequency, and flexibility Stimulate development of new electric- and fuel-cell vehicle technology Encourage car-sharing as a key feature of urban transport Nature and the city Encourage tree planting for biodiversity and soil erosion control in and around the city Make carbon sequestration a key aspect of peri-urban tree planting Develop initiatives to help restore forests in remoter areas Green business Boost green business by effective use of government procurement Encourage resource efficiency in all businesses Create â&#x20AC;&#x153;green business incubatorsâ&#x20AC;? across the city A culture of restorative urbanization Ensure that it is addressed through education, the media, and public events Ensure that all citizens have a stake in restorative development Produce regular reports on implementation of eco-restoration policies and practices The challenge now is to initiate a mutual learning process in which cities across the world can exchange experiences and information about best policies and practices of regenerative urbanism. It seems to me that the Heinrich BĂśll Foundation could make a major contribution to this vitally important process.

In order to arrive at an adequately principled basis for European co-operation it is necessary to arrive at a politically integrated view of: economy, democracy, justice, society, medicine, science, culture and law. This conjunction of eight areas of life can be determined according to our notion of Truth. If our definition of Truth is not water tight then our treatment of economy and the positions held around the eight areas become the object of competing interests. Democracy suffers without an adequate socio-economic and political philosophical justification of Truth. The concept of Truth is embedded within a Trinity of Justice, Meaning and Value inherent in Principle – out of which emerges Understanding – which is framed by Purpose and Meaning and Law (Natural Law – Principle). Without according these reference points along two axes of meaning - Necessity and Intent - then it is hard to accommodate the respective competing interests that seek to use recourse to might, money, weaponry and trickery rather than responsibility to achieve their own ends. The whole is brought together by Economic Defence Principles – informed by an informing Unified Field Perspective which integrates Science and Law – Currency and Land into a Principle of Military Science and Stable State Governance that derives its legitimacy from the conjunction of Natural Law and Consent. This consent is based on the primacy of being at liberty to derive benefit from environment, society, neighbour and Nature based on principles of: care, cultivation, diligence, responsibility, respect (healthcare, housing, access to energy, access to food and welfare, pension rights) and defence of trade, in return for which taxation is paid. The right to earn a livelihood or pursue a vocation is central to the civilised life just as are necessary for the realisation of this end access to healthcare, access to clean water, land rights, access to justice, social contract to live in accord with Law and conscience and to exercise a duty of care to neighbour and Nature based on respect for Life and respect for the conditions of Life – for Life is our Wealth – indeed our only Wealth is Life itself. Thus we can approach an integrated set of principles for Stable State Governance based on the practical needs to address economic demand for: trade, enterprise, currency, law and the right to work.

Looking at the work of Adam Curtis – Whatever Happened to our Dream of Freedom – The Trap – we can see how reductive, materialistic science, devoid and uninformed of a concept of Truth degenerates into a struggle between competing interests. Without an overarching principle of Value and Meaning than Science degenerates into an unholy struggle just as Currency, Language and Law can become debased when not upheld. The cause for this phenomenon of Bad money driving out Good Money (Gresham’s Law) – is dealt with in the work by Sedlacek – The Economics of Good and Evil. It is clear that a Gold Standard is called for to avoid the relativisation of the important components of Civil Society. Gresham’s Law indicates that expedience when not upheld by enforceable standards results in debasement of currency. That Gold Standard is found in a notion of Dharma (Truth) Dharma has the Sanskrit root dhri, which means "that without which nothing can stand".[1] or "that which maintains the stability and harmony of the universe." We thus see that informed by a negative conception of Truth – that which does not deceive – we can arrive at a clear and informed practical position for future European co-operation based on Enlightenment values that inform and are informed by 3-fold Logic, structural integration, the integration of Mind, Body and Meaning and derive for their validity on the imperative for Man to live in Harmony with Man and Nature. This perspective can come from an understanding of Defence and Natural Law based on Conservation Principles – the conservation of Life –the Hippocratic Oath “to do no harm” in accord with the needs of Survival – determined as they are by the exigencies we find ourselves in proximity too, having to make do with limited resources and not incur a legacy of debt to be imposed on future generations if we are to live without our means and balance the books. So much comes from Adam Smith – The Wealth of Nations and is informed by works subsequent to that opus – and Smith’s second work: Theory of Moral Sentiments. Points of Reference  The Corporation.com  Economics of Good and Evil

                    

Economics as If People Mattered The Breaking of Nations Good Business, Flow, Leadership and the Making of Meaning The Evolving Self Leadership and the New Science Capitalism – a Love Story The Tao of Physics The Art of War Why Societies Collapse Taoist Economy The Future of Management Zen and the Art of Civilisation The Last Hours of Ancient Sunlight Zen and the Art of Making a Living Business without Borders For People and for Profit The Trouble with Markets – Saving Capitalism from Itself Money for Nothing – Financial Fantasy and the Economy of the Future The Upside of Down – Catastrophe, Creativity and the Renewal of Civilisation Eco-capitalism Eunomia

Protocol Her Majesty commands her ministers to make all such best effort and due haste to ensure stable state provision of health and healthcare services as are necessary for upholding and maintaining The Common Weal – comprised as that is of the health, wealth and prosperity of her subjects and those of foreign dominion. In witness whereof her Majesty’s Royal Colleges – The Royal College of Physicians and The Royal Agricultural College of Cirencester make all such observance as may be necessary for the upholding and maintenance of standards as shall ensure the same. In observation of which it is deemed appropriate for those holding Royal Charter to inform ministers and insurers alike of that which will impede, delay, obstruct or otherwise hinder in whatsoever way that which is necessary for the management and maintenance of appropriate levels of care and risk, failure of which to observe both brings with it injury, suffering, discomfort, pain or loss of life which may or may not result in material loss to insurers who stand to lose in the failure of adequate levels of care necessary to provide for patient well-being, recovery, satisfaction, comfort and well-being.

In observance of which standards as are necessary to uphold, it is observed that to allow unchecked that which predates, is hostile to, derives benefit from or otherwise extracts from the stable state management, administration, smooth-running, governance and performance of a place of care, healing and recovery is a failure of duty on behalf of those charged to be responsible for healthcare and the adequate provision thereof. Her Majesty commands her ministers to uphold and respect the sanctity of life and for physicians to have Respect for Life and Respect for the Conditions Of Life â&#x20AC;&#x201C; to practice beneficence and to do no harm as is in accord with Hippocratic Tradition. In observance of which Hippocratic Tradition it is called to have Duty of Care for Earth on which all sentient life depends, for people, the needs of the patient, the community, the society in which he or she is citizen or child and needs of family in which he or she may be entrusted in care. The call for Defend Life and the Living systems and Natural Resources on which we depend for food, fresh air, clean water and fertile soil call for a duty to protect from the predation or extraction for profit of that which is toxic, poisonous, inimical or otherwise unfriendly to the maintenance of health, wealth, prosperity and well-being consisting as that does in a balance â&#x20AC;&#x201C; the balance of the physical system of which mind, body and dimension of meaning participate to enter into the life well-lived, the life of the citizen, and the dimension of meaning that is part and parcel of the civilized life, raising as that does man from animal while enabling sentient life to participate in the Balance of Nature on which all Life depends.

Scottish & Commonwealth Insurers’ Open Network – introducing Berlin Technology Hub and specialists in Agro-Economy to develop systems and license know-how in Agricultural Production and Technology to the developing World Club of Athens – a Commonwealth Government Advisory Practice integrating: Science, Capital, Agriculture & Technology..

World food crisis? The obvious question then is, how do we avert this food crisis and how do we feed the population especially those in the cities? In the 1960s when we were faced with the same prospect, the answer was given by the industrialised agricultural technique. This was facilitated by the use of chemical fertilizers and insecticides, improved seed varieties especially hybrids, expansion of irrigation facilities, and chopping down of forests to give way to agricultural areas. But after decades of this activity, people now realize that the response has met constraints. In particular, the use of chemical fertilizers, insecticides, and fungicides has poisoned not only our soils but also our farmers and consumers. The outbreak of a number of cancer cases and birth defects seems to have been caused partly to these chemicals. The phenomenon of large-scale, monocrop farming has exacerbated the use of such chemicals in agriculture. Such agribusiness enterprises established thousands of miles away from consumers also led to the necessity of a transportation system to bring these products from thousands of miles away. Definitely, these have contributed to the carbon build-up in the atmosphere. It has been pointed out that agriculture is the second-biggest contributor to greenhouse gases. Yes, it is crops, not cars, that have the bigger share to these gases in the atmosphere. These and other factors have led to what we now refer to as climate change.

Alternative Production Systems There is therefore a need to look at alternative production systems to feed our growing cities. One of the possible solutions to this problem is what is referred to as Agro-polis/ Eco-polis. ©Commonwealth Institute of Strategic Policy Studies 2013 For Club of Athens – Institute of Investment Policy

The concept captures the imagination since it combines agriculture (agro) and the city (polis). Agro and polis are Greek words. Agro-polis refers to an agricultural-food system linked to urban areas, like cities or town centres to provide food security in these areas. An Agro-polis can be facilitated by food production areas in and around urban centres. As such, it shall hope to achieve the following objectives: 1.) Lessen food prices. Much of what consumers pay at the retail outlets are costs due to bringing that product from the farm to the store. These include transportation, spoilage and shrinkage of products, and most especially mark-ups of middlemen involved in the food chain. In the case of vegetables from Benguet, studies have shown that at least five middlemen have handled that product from the time it was bought at the farm until it reaches the consumer. 2.) Lessen the food miles. When farm products are grown near the areas where they are consumed, we actually save on transportation cost. This would mean a higher farm-gate price for the grower and a lower price for the consumer. 3.) Lessen the carbon footprint. With fewer miles travelled from its source to the consumer, it would mean less carbon (from gasoline or diesel burned) emission. And if that meat, vegetable, or fruit is grown organically, then there is even lesser carbon footprint overall. This is good for the environment. Other benefits are also to be reaped from this system. It generates livelihood opportunities, especially the urban poor who can now grow these products in the cities. In many towns and cities we can see so many idle lots owned by the government and the private sector. Urban poor who can be relocated outside the metro area can be given training on urban or peri-urban agriculture so they will have a livelihood when they are finally resettled. Growing plants in the cities and perimeter areas of the metropolis will even help capture carbon emissions generated in the cities. It also means fresh produce for consumers.

©Commonwealth Institute of Strategic Policy Studies 2013 For Club of Athens – Institute of Investment Policy

Introducing World Future Council The issues The issues relating to Food Security and Energy Security are addressed in the World Future Council www.futurepolicy.org Eco-polis Agro-polis Green City Model. Participating Cities Cities that seek to participate in Green City Investment have a simple three step procedure:: 1. Apply for funding to receive Green City Infrastructure Investment for Food Security 2. Sign up to Conservation Charter for Value attached to Living Systems and Natural Resources 3. Address Energy Security Benefits for Members 1. Cities that sign up to The World Future Council model receive access to their own Local TV Broadcast Station 2. Citizens and enterprises have access to integrated Banking and Insurance Services 3. Enterprise. Businesses and organisations have access to integrated Back-Office Systems for Enterprise Support. 4. Universities receive curricula Design and Course Development Services – access to Broadcast and chance to participate in Research, Science, Technology, Capital Creation, Agriculture, Renewable Energy and Investment. The City – Energy Security A company of men is dependent upon supply lines (access to Energy) when in the field – so too is the city corporation dependent on its supply of energy. This corporation is none other than the City Corporation – the Municipal Corporation whose Momentum in Creating Capital depends on its 

Know-How (Science)



Access to Capital – Finance



Food – Agriculture



Technology – Use Of.

©Commonwealth Institute of Strategic Policy Studies 2013 For Club of Athens – Institute of Investment Policy



Strategy for Natural Capital creation



Services and Revenues

Integrated corporate and municipal strategy makes use of Integrated Science – Capital – Agriculture and Technology to deliver best practice. Essential to these Four Agreements being effective are: energy security and food security - which find coherent expression in the Green City Model – Ecopolis – Agro-polis – which modern day polis holds the key to effective municipal coherence in terms of revenue – governance – energy – finance and sustainable technology – dependent as all these Five Aspects are on Design. 

Soclal Franchise - A Design-informed Model – Open Capital for Open Society

1. Franchising Inclusive Capitalism (Big Society) in accord with the Green Imperative. The Sustainable City State can plug into: 

Open Capital for



Transition to low-carbon technology (Energy Security)



Local agriculture (Food Security)



Making use of Know-how (Science) embedded in the Sustainable City Free-state Open Society Eco-polis Design Model. Zero Carbon Pensions

Allied to design of the city state – Science – Technology – Capital and Agriculture are Pension-led models for addressing the needs of the population through recurring revenues created from investment in low-carbon technology. This design-led Finance Strategy is called Zero Carbon Pensions and provides a useful starting point for Social Franchise (dissemination of best practice according to the Sustainable City Model). The Sustainable City addresses: 

Governance



Finance



Pensions



Food as well as Energy and Technology in an Integrated Scientific Perspective.

The same Systems’ Thinking can also inform 12 Areas under the heading Sustainable City Design

1. Transport 2. Healthcare 3. Environmental Services 4. Accounting Principles 5. Governance (Eunomia) 6. Education 7. Security 8. Defence 9. Social Services 10. Development of Natural Capital 11. The above are informed by Integrated Insurance Principles to de-risk Enterprise Lending and provide for Zero Carbon Pensions.



This is made possible by IBIS – Integrated Banking and Insurance Software 12 Collection of Revenues and Governance are addressed through Chambers of Commerce Strategy.



Chambers of Commerce Strategy are powered by Integrated Back-Office Systems – iBoS.

Both( 11) and (12) IBIS and iBoS are available from Nudge Digital. Items 1-10 are dealt with in the Eunomia Series on Sustainable City Governance – Social Franchise Package – Prinzip – Praxis – Methodology and Overview. It is for the City Corporation to state its desired objectives in an independent statement of interest and value (The City Protocol) to create the Protocol of Understanding that enables City Governance proceed on a Sustainable Basis.

Participating City Corporations 1. Eco-polis – agro-polis cities 2. Bristol Green Capital 3. Cities informed by Berlin Technology Hub – The Four agreements 4. City of London Corporation 5. Red Dragon Cities 6. Taoist Economy

Invincibility lies in the defence; the possibility of victory in the attack. Sun Tzu

Tools A Civilisation for its expression is dependent upon its Determinate Principle. That Determinate Principle applies to its tools – how those tools are used and how the products of those tools are used and deployed. The problem with The Stone Age was not the Technology – The Stone Age ended, presumably, because they ran out of stones? No. Rather, the problem was Stone Age Man himself – he was just a bit to, well, you know, “limited”. Stone Age Man hit an evolutionary cul-de-sac. Ages since have been defined by their Technological Use – The Agricultural Age, The Age of Empire, the Industrial Age – The Information Age – The Post-industrial Age – The Creative Age. Our problem is not supply of information – it is what we do with that information that counts. The question of policy formation, strategy design, revenue collection and balancing the books is simply a matter of integrating the appropriate intelligence and acting accordingly. Methodology When that enterprise falters – the question is – is the underlying intelligence-gathering methodology or the interpretation of that data or the acting on the results at fault? If all three fail – this is a systemic weakness that requires informing by a reliably integrated Methodology for data gathering, processing, decision-making and acting upon so as to produce a return that balances the books. Such a methodology may not be available from banking – get what you can while you can, predicated upon Poverty Mentality as it is, but can be found in Insurance Methodology – The Common Pool – the Sharing of Responsibility – informed as that is by Strategic Understanding and Unified Field Perspective. Unified Field Perspective is capable of integrated Governance – fit for Eco-capitalism – Stable State Capitalism – Stable State Governance and Stable State Prosperity. In the practical art of war, the best thing of all is to take the enemy's country whole and intact; to shatter and destroy it is not so good. Sun Tzu

Invincibility lies in the defence; the possibility of victory in the attack. Sun Tzu

Results When we see the results of best practice expressed in this way we look for a Methodology that encapsulates the principles of best practice and communicates them in a form that people can observe, follow and derive the benefit of the results of so acting thereupon. This is found in Big Society – Open Society. Big Society When Big society is seen as a desired end – the question is what are the tools that it needs to use to realize its ends? The answer is: Goodwill – (Principles) and Action: –1. Capital – 2. Healthcare – 3.Education – 4. Technology – 5. Science – 6.Capital 7.Agriculture and 8. Investment. Principles By setting out the Principles one can generate The Goodwill – and set out by Integrated Action to be judged by the effect of Integrating 1-8 through use of Capital realized in Investment Strategy. Open Capital In practical terms Open Capital for Open Society provides a means for policy formation and strategy design to be integrated around long-term needs – (Energy) finding expression through long-term planning (Pensions) and immediate action – feeding the nation. Thus the “daily bread” provides when used with appropriate finance use the creation of the necessary capital creation (Natural Capital) to ensure sustainable futures and Stable state Prosperity. Sustainability In Defence Requiring as this does, a cultural shift into sustainable use of tools – words, finance, food, healthcare, technology, law and accounting – the necessary foresight and planning is found in Defence methodology – informed as that is by Unified Field Perspective, risk assessment and risk management though actuarial and ethically-approved Open Accounting Standard. In the practical art of war, the best thing of all is to take the enemy's country whole and intact; to shatter and destroy it is not so good. Sun Tzu

Invincibility lies in the defence; the possibility of victory in the attack. Sun Tzu

Unified Field Perspective The Big Society thus stands capable of being communicated as a formula and franchised worldwide through The necessary statement of Principle (Protocol) 1. The creation of Goodwill – mobilizing the population 2. Appropriate use of Finance – Open Capital for Open Society 3. Appropriate land use 4. Development of Human capital and Natural Capital (Economics as if people mattered 5. Balancing the books – Stewardship 6. Ethically informed Accounting principle 7. Conservative Asset Management Policy 8. Insurance as Governance Insurance as Governance Thus one effectively de-risks the future and provides safe haven investment opportunity to attract inward investment and create the conditions for long-tem wealth generation and Stable State Prosperity.

In the practical art of war, the best thing of all is to take the enemy's country whole and intact; to shatter and destroy it is not so good. Sun Tzu

Invincibility lies in the defence; the possibility of victory in the attack. Sun Tzu

Reading List  Why Societies Collapse – Jared Diamond  The Economics of Good and Evil - Sedlacek  The Future of Management – Gary Hamel  Economics As If People Mattered - Schumacher  The State To Come – Will Hutton  The Breaking of Nations - Robert Cooper  Beyond The Nation State – Kenichi Ohmae  Power, Purpose & Principle – Goldman Sachs Strategy Unit – Ketan Patel

In the practical art of war, the best thing of all is to take the enemy's country whole and intact; to shatter and destroy it is not so good. Sun Tzu

www.clubofathens.org Greece as a Technology Hub Introducing the work of: MIT Enterprise Forum The Prague Security Studies Institute Institute of Strategic Policy Studies Dynamixx.co.uk Movement for Open Government WIKI-Government Systems

HARMONICS An Introduction Harmony is at the root and source of: Dharma, Justice, Design, Language, Nature, Science, Art – Mathematics and Civilisation. As Pythagoras indicated – The results of Mathematical Proportion apply to all spheres of our life including: Management, Leadership, Intelligence, Adaptation, Economy, Finance and Flow. We introduce 7 works for Management Education based on our understanding of Language and Leadership for Management of Enterprise, Community, Nation or Government. WIKI-Government Systems and Services, Software and Support are underpinned by our commitment to Deep Democracy through Finance and Technology, Investment, Defence, Energy, Agriculture and Law. The work we do IDEAL NGO provides for Safe-haven investment in Green City Infrastructure for Pension Funds and Institutional Investors in a number of Key Regions:  Europe  Asia  Latin America  The Commonwealth  Russia  North America  Africa. Contact us Directly for details of aligning Finance with Technology through the deployment of Assets and Resources for the development of the Four Capitals: Community Capital, Human Capital, Knowledge Capital and Natural Capital in line with RIO Nation objectives. See: Swords to Ploughshares: www.clubofathens.org. Addressing The Knowledge Capital Base of: 1. Yourself as an individual 2. People and their organizations

Wiki – Government Systems for Finance and Design, Technology and Capital. Open Capital for Open Society www.nsfairtrade.org

www.clubofathens.org

Knowledge Capital The Seven Works we introduce to you are: 1. Good Business, Flow, Leadership and the Making of Meaning 2. The Evolving Self 3. Economics As If People Mattered 4. The Economics of Good and Evil 5. Eunomia Vols 1-12 6. Lingua Vista – Language and Management Systems based on the Harmony of Language and Mathematics – Economics and Ecology 7. Terra Firma Economics By way of introduction to our Management and Leadership Series of Titles we enable Kindle Download of an introductory work: Zen & The Art of Civilisation – Cultural Enterprise – a Handbook for Commercial Ecologists. We run retreats and seminars on Zen and the Art of Making a Living by Laurence Boldt at selected venues and Hub locations for those who want to access subscription services and enterprise support for ideas incubation and “Ethical Support for Green Projects”. See: Schedule of Services – Offer of Service – School of Writers and SCENE – Social & Cultural Enterprise in the New Economy. For organizations in the New Economy 1. We offer bespoke Management Degree Course programmes in languages, leadership, economy, design, web services and communications. 2. Our Degree Programmes are bespoke and made and branded to suit your organizations brand and recruitment strategy for lifelong learning, continuous improvement and kaizen. We work with https://iversity.org and universities worldwide in creating the next generation of learning programmes for the NOOWEB Learning Platform based on Language, Communications, Leadership and Harmonics Economy. 3. Subscription Services Plug you into Our Systems, Services, Software and Support. We are open to application from Sponsors, Patrons, Fellows and Partners who seek to be of influence in the world of Design, Communications, IT, Investment, Infrastructure, Education Technology and Healthcare. 4. The Entry-level services available for individuals are ideas incubation and Ethical Support for Green Projects (by subscription) for those who learn a language with us, Wiki – Government Systems for Finance and Design, Technology and Capital. Open Capital for Open Society www.nsfairtrade.org

www.clubofathens.org enroll on a management course or attend a retreat seminar. 5. Entry-level services for organizations are defined for those whose remit is: environmental, ethical, educational, social or sustainable. The Next Step 6. Go to www.isp-studies.org and select your subscription for support, services, software and systems. For Those Who WANT TO Know More – The role of AI 



 

Our Language Learning Systems for Foreign Language Learning are available in: Russia, China, Japan, Europe, Latin America, The Commonwealth, Africa and North America. We provide Management Handbooks for your organization or Campus to deliver Graduate Level Learning and CPD based on Harmonics and New Economy for the next generation of professional. Language Systems enabling Open Source Communication are available on a bespoke basis according to your defined needs. We welcome campus wide collaboration in Green Technology and AI applications for those who seek to replicate Harmonics Economy on a local, regional or national basis.

What We Offer Working with Open Capital for Open Society we enable National Partners to align Finance with Technology with National Need and Design (Capital Generation) in the areas of development of: Community Capital, Human Capital, Natural Capital and Soil Capital through the application of Green Finance at the Source of Opportunity (Need) through deployment of financial investment and technology at community level (Green City Partnerships) in accord with the Eco-polis – Agro-polis model of World Future Council. Green 1. 2. 3.

City Partnerships offer: Access to Finance Triple-Bottom Line Accounting Green New Deal contracts for National players to sign up local authorities through Fair Trade Chambers of Commerce and licensing of WIKI-Government Systems for Deep Democracy.

Wiki – Government Systems for Finance and Design, Technology and Capital. Open Capital for Open Society www.nsfairtrade.org

www.clubofathens.org The Four Agreements The Four Agreements enable the alignment of Finance with Technology through: 1. Integrated Banking and Insurance Services 2. Infrastructure as an investment (Safe Haven Destination for funds in Green City Infrastructure) 3. Zero Carbon Pensions – investment in renewable energy and solar-powered Chambers of Commerce. 4. Integrated Taxation based on local revenues collected through registered and licensed enterprise with each Fair Trade Chamber of Commerce. Principles – Natural Capital The above is in accord with the call to Address Gresham’s Law through the integration of macro- and micro-understanding of economy and to enable risk-averse enterprise lending be underpinned by insurance and Conservative Asset Management Principle distinct from risk-prone debt-based economy that is not informed by the Science of Economy and Finance – Commercial Ecology and the development of Natural Capital. See: Eco-capitalism – Wiki-pedia and Taoist Economy. The model The model is based on The Seed of Life – 7 Components The Seven Components are: 1. Design – Open Source Design for Green City Planning based on Vitruvian and Taoist Principles of Sustainability – Technology and Finance providing the medium of Man and Society to work in Harmony with Nature for the creation of Eco-capital – Natural Capital – in line with the needs of the RIO Nations and United Nations accord for Responsible Investment. 2. IT – The Provision of Chamber of Commerce functionality through Triple-Bottom-Line Accounting and deployment of Finance for Safe Haven Investment. Systems, Services, Software and Support are provided on license to those who subscribe to Chamber of Commerce Functionality – available through Software As a Service. 3. Finance – Integrated Banking and Insurance Services complement Insurance – backed Back-Office Systems and Insurance Based Asset Management, IBIS – IBBOS and IBAM are available through Nudge Digital Software as a Service. 4. Funding – Investment comes in the shape of non-debt finance seeking Safe Haven Investment and Return on Investment. We work with Pension Funds, insurers, savers, investors and financial service providers to enable Bottom Of the Pyramid Funding to go into renewable energy projects, IT infrastructure, social assets, agricultural assets, transport, healthcare and education to provide Wiki – Government Systems for Finance and Design, Technology and Capital. Open Capital for Open Society www.nsfairtrade.org

www.clubofathens.org for food security and energy security in accord with the need to develop Human Capital, Community Capital, Natural Capital and Soil Capital – replenishing depleted top soil to create fertile conditions for Agro-Economy. 5. WIKI – Government Systems include access to electoral voting systems through civic participation and Social Contract for Unified Integrated Taxation based on Stewardship of Natural Resources and Eco-capitalism based on the safeguard of value through understanding of Gresham’s Law. 6. Security. Financial Security – Identity Security – Swords to Ploughshares and de-escalation of conflict is enabled through Insurance Backed Legally Integrated Normative Knowledge – I BLINK that provides for Insurance based corporate governance, professional and commercial liability coverage and access to conflict resolution, justice and healthcare. 7. Norms and Standards – Qualifications and Education are provided by: https://iversity.org and North-South Fair Trade Economic Partnerships for Chamber of Commerce operations – Solar Energy and Renewable Resource management through CPD and kai-zen. Each local authority The local authority is enabled to access the CHEETAH license agreement for Conservation – Housing – Energy – Education – Technology – Agriculture and Healthcare by signing up to subscription services delivered by Service Providers in conjunction with Infrastructure as an investment – and Fair Trade Chambers of Commerce services delivered on a Regional Basis by appropriate IT service providers. Design Design Partners capable of working with BIM Open Source are invited to participate on a regional or national basis with Finance Service Providers and Fair Trade Economic Partners through the medium of Nudge Digital and Berlin Technology Hub and the Fair Trade Chamber of Commerce partnership license.

Wiki – Government Systems for Finance and Design, Technology and Capital. Open Capital for Open Society www.nsfairtrade.org

www.clubofathens.org

License is available to subscribers as part of a Service Level Agreement for the provision of hosting, support, software, services and systems for WIKI-Government that can be made available to local authorities on a regional or national basis in conjunction with services for education and software support.

Wiki â&#x20AC;&#x201C; Government Systems for Finance and Design, Technology and Capital. Open Capital for Open Society www.nsfairtrade.org

www.berlintechnologyhub.uk

Berlin Technology Hub About Us Berlin Technology Hub is a Development and Technology Deployment Specialist working as a Communications Agency for Finance and Insurance Service Providers in: Africa, Europe, The Americas, Asia and The Commonwealth. Our Products and Services Our Service Offering is indicated in the Commonwealth Social Franchise – Green New Deal – that indicates the role of Innovative Finance in Sustainable Technology Deployment. Our Regional and National Partners For those who apply successfully to receive territorial rights to license Sustainable Technology, you receive a share of all Rental Income from Rental of Technology. Technology These technologies are indicated in the SHIRE™ Agreements: 1. Secure IT and Medical Technology 2. Housing and Healthcare 3. Servers and IT Infrastructure servicing insurance and investment 4. Regeneration 5. Energy, Education, Enterprise and Economy The Next Step Funding in the form of Social Resource is made available to those individuals and organisations that sign up to the CHEETAH™ Agreements. The CHEETAH™ Agreements cover: Conservation – Capital – Housing – Healthcare – Energy – Education – Technology Agriculture and Housing. By signing up to a CHEETAH™ Agreement you can access SATORI Systems™ – Socially Approved Technology Operating Regional Insurance – for Commercial and Healthcare, Liability and Savings, Pension Plans, Life Assurance and Welfare covered by a mix of Statutory and Voluntary Insurance. Education A key part of the work we do revolves around Knowledge Economy and Technology Transfer. We invite universities and research institutes to work with us on the integration of Science to address the key problems of the day: Climate Change, Food Security, Energy Security, Healthcare and Poverty. See our White Paper on Risk and Risk Management.

www.berlintechnologyhub.uk

Security We introduce the work of Lloyd’s Insurers of London and reinsurance providers to reduce exposure to downside loss through appropriate risk management and insurance cover. Leadership in Sustainability as well as language training courses are available under licence from The School of Writers.com Working with Us We have an ongoing requirement for Agents and Universities, Local Authorities and National Partners who want to co-operate in the areas of Innovative Finance, and deploy Sustainable Financial Services in the context of Development – Green City Development according to the UN Habitat Programme and Ecopolis – Agro-polis model of World Future Council. Careers You are invited to apply for a language learning course to learn English as a Foreign Language – or the Second Language of your choice – working from any location in The Hub Network – www.the-hub.net successful completion of which entitles you to apply to enrol on the Leadership in Sustainability Programme – a 10-month or two-year Graduate or Post-graduate Programme to introduce you to the principles and practice of Unified Field Perspective – Integrative Science – Economics, Ecology, Fair Trade and Conflict Resolution (Legal and Accountancy Training are also options). Graduates Our graduates receive certification and the options of Career Support and Enterprise Support to pursue their chosen field on interest on an independent, freelance or contractual basis any one or more of the following: International Development Healthcare Hospitality Communications IT Technology Sustainability Environmental Services Agriculture Tourism Education Innovative Finance Security Risk Management

www.berlintechnologyhub.uk

Customer Services Project Management Leadership Enterprise Support Urban Planning Rural Development Training Corporate Services Law Accountancy Consulting Strategy Creative Services Cultural Enterprise Physical Fitness – Sports and Physiotherapy Medicine Community Healthcare Social Services Mentoring Architecture Engineering Forestry Land Management Construction Design Education PR Context We operate in the context of UN Principles of Responsible Investment – the UN Habitat Programme – UNIDO – UNICEF and UNHCR for Regional and Global Security through the integration of: Innovative Finance Insurance Energy, Education, Enterprise and Economy Law Development Services These FIELD™ Services integrate Design and Engineering with Construction and Technology for the successful deployment of: Machinery, Land, Capital and Labour through: Unified Field Perspective.

There are three kinds of intelligence: one kind understands things for itself, the other appreciates what others can understand, the third understands neither for itself nor through others. This first kind is excellent, the second good, and the third kind useless.

It is not open to question that, by closer co-ordination, the existing social insurance services could be made at once more beneficial and more intelligible to those whom they serve and more economical in their administration. The Social Contract An overview of the Principle Considerations, Determinant Conditions and Implications Of Contract of Social Insurance Determined by and according to Principles of Open Government Open Capital for Open Society 20. Under the scheme of social insurance, which forms the main feature of this plan, every citizen of working age contributes in his appropriate class according to the security that he needs, or as a married woman will have contributions made by the husband. Each will be covered for all his needs by a single weekly contribution on no more than two insurance documents. All the principal cash payments â&#x20AC;&#x201C; for unemployment, disability and retirement will continue so long as the need lasts, without means test, and will be paid from Social Insurance Fund built up by contributions from the insured persons, from their employers, if any, and from the State. This is in accord with two views as to the lines on which the problem of income maintenance should be approached.

21. The first view is that benefit in return for contributions, rather than free allowances from the State, is what the people of Europe desire. This desire is shown both by the established success of compulsory insurance, and by the phenomenal growth of voluntary insurance against sickness, against death and for endowment, and most recently for hospital treatment. Men should be either treated generously or destroyed, because they take revenge for slight injuries - for heavy ones they cannot.

It is shown in another way by the strength of popular objection to any kind of means test. This objection springs not so much from a desire to get everything for nothing, as from resentment at a provision which appears to penalise what people have come to regard as the duty and pleasure of thrift, of putting pennies away for a rainy day. Management of oneâ&#x20AC;&#x2122;s income is an essential element of a citizenâ&#x20AC;&#x2122;s freedom. Payment of a substantial part of the cost of benefit as a contribution irrespective of the means of the contributor is the firm basis of a claim to benefit irrespective of means. 22. The second view is that whatever money is required for provision of insurance benefits, so long as they are needed, should come from Insurance to which the recipients have contributed and to which they may be required to make larger contributions if the Insurance proves inadequate. The plan adopted since 1930 and sometimes suggested for should take this burden off contribution down, is wrong

in regard to prolonged unemployment prolonged disability, that the State insurance, in order to keep the in principle.

The insured persons should not feel that income for idleness, however caused, can come from a bottomless purse. The Government should not feel that by paying doles it can avoid the major responsibility off seeing that unemployment and disease are reduced to the minimum. The place for direct expenditure and organisation by the State is in maintaining employment of the labour and other productive resources of the country, and in preventing and combating disease, not in patching an incomplete scheme of insurance. 23. As part of The Social Contract between electorate and elected The Elected State cannot be excluded altogether from giving direct assistance to individuals in need, after examination of their means. However comprehensive an insurance scheme, some, through physical infirmity, can never contribute at all and some will fall through the meshes of any insurance. Men should be either treated generously or destroyed, because they take revenge for slight injuries - for heavy ones they cannot.

The making of insurance benefit without means test unlimited in duration involves of itself that conditions must be imposed at some stage or another as to how men in receipt of benefit shall use their time, so as to fit themselves or to keep themselves fit for service; imposition of any condition means that the condition may not be fulfilled and that a case of assistance may arise. Moreover for one of the main purposes of social insuranceprovision for old age or retirement-the contributory principle implies contribution for a substantial number of years; in the introduction of adequate contributory pensions there must be a period of transition during which those who have not qualified for pension by contribution but are in need have their needs met by assistance pensions. National assistance is an essential subsidiary method in the whole Basis of Social Security, and the work of the Assistance Board shows that assistance subject to means test can be administered with sympathetic justice and discretion taking full account of individual circumstances. But the scope of assistance will be narrowed from the beginning and will diminish throughout the transition period for pensions. The Basis of social insurance is designed of itself when in full operation to guarantee the income needed for subsistence in all normal cases. The Basis is described as a scheme of insurance, because it preserves the contributory principle. It is described as social insurance to mark important distinctions from voluntary insurance. In the first place, while adjustment of premiums to risks is of the essence of voluntary insurance, since without this individuals would not of their own will insure, this adjustment is not essential in insurance which is made compulsory by the power of the State. In the second place, in providing for actuarial risks such as those of death, old age or sickness, it is necessary in voluntary insurance to fund contributions paid in early life in order to provide for the increasing risks of later life and to accumulate reserves against individual liabilities. The State with its power of compelling successive generations of citizens to become insured and its power of taxation is not under the necessity of accumulating reserves for actuarial risks and has not, in fact, adopted this method in the past. The second of Men should be either treated generously or destroyed, because they take revenge for slight injuries - for heavy ones they cannot.

these two distinctions is one of financial practice only; the first raises important questions of policy and equity. Though the State, in conducting compulsory insurance, is not under the necessity of varying the premium according to the risk, it may decide as a matter of policy to do so. 24. When State insurance began in Britain, it was felt that compulsory insurance should be like voluntary insurance in adjusting premiums to risks. This was secured in health insurance by the system of Approved Societies. It was intended to be secured in unemployment insurance by variation of contribution rates between industries as soon as accurate valuation became possible, by encouragement of special schemes of insurance by industry, and by return of contributions to individuals who made no claims. In the still earlier institution of workmenâ&#x20AC;&#x2122;s compensation, adjustment of premiums to industrial risks was a necessary consequence of the form in which provision for industrial accidents was made, by placing liability on employers individually and leaving them to insure voluntarily against their liability. In the years since 1912, there has been an unmistakable movement of public opinion away from these original ideas, that is to say, away from the principle of adjusting premiums to risks in compulsory insurance and in favour of pooling risks. This change has been most marked and most complete in regard to unemployment, where, in the general scheme, insurance by industry, in place of covering a large part of the field, has been reduced to historical exceptions; today the common argument is that the volume of unemployment in an industry is not to any effective extent within its control; that all industries depend upon one another, and that those which are fortunate in being regular should share the cost of unemployment in those which are less regular. The same tendency of opinion in favour of pooling of social risks has shown itself in the views expressed by the great majority of witnesses to the present Committee in regard to health insurance. In regard to compensation for the insurance excluded, the argument has been put by The Conservation and Renewable Energy Men should be either treated generously or destroyed, because they take revenge for slight injuries - for heavy ones they cannot.

Sectors that since other industries cannot exist without Energy and Natural Resource, they have proposed that dues from local Conservation and Renewable Energy Asset Management Funds (CREAM revenues, rather than fall to The State, should bear the cost of otherwise excluded industrial accidents and disease in areas that would otherwise fall to State cost. 26. There is here an issue of principle and practice on which strong arguments can be advanced on each side by reasonable men and women. But the general tendency of public opinion seems clear. After trial of a different principle, it has been found to accord best with the sentiments of the British people that in insurance organised by the community by use of compulsory power, each individual should stand in on the same terms; none should claim to pay less because he is healthier or has more regular employment. In accord with that view, the proposals of the Report mark another step forward to the development of State insurance as a new type of human institution, differing both from the former methods of preventing or alleviating distress and from voluntary insurance. The term â&#x20AC;&#x153;social insuranceâ&#x20AC;? to describe this institution implies both that it is compulsory and that men and women stand together with their fellows to address the needs of the next generation, the excluded and the needs of the environment. The term implies a pooling of risks except so far as separation of risks serves a social purpose. There may be reasons of social policy for adjusting premiums to risks, in order to give a stimulus for avoidance of danger, as in the case of industrial accident and disease. There is no longer an admitted claim of the individual citizen to share in national insurance and yet to stand outside The Social Contract, keeping the advantage of his individual lower risk whether of unemployment or of disease or accident.

Men should be either treated generously or destroyed, because they take revenge for slight injuries - for heavy ones they cannot.

www.marketfocusreports.wordpress.com Green Finance I The War of the Worlds is perpetuated by - the Clash of Sacred and Secular Cultures. A Stock Market Global Economy run on the twin towers of greed and fear cannot but meet its own opposition from those who place Meaning as Primary. The clash of self-interest and selfless state cuts across this divide – disintegrating the Nation State as the financial self-interest of organisations – fulfilling their obligations to distant shareholders extract cash from local circulation and benefit from it entering (unstable) global flows of currency that can be transferred around the world at the touch of a button – with highly de-stabilising effects.

This is a banking issue – it is a financial governance issue. This is the issue of The Breaking of Nations by Robert Cooper – it is a national security issue. Countries that abandon their right to sovereign decision abandon their right to selfdetermination and thus abandon the cornerstone of economic defense – which is a matter of national security that no amount of computer “security” software can address without tacking the underlying causes of cyber attack – which are as ideological as they are malicious. The redress – is to integrate the disparate interests of self-interest, secular, sacred and corrupt around a central component of Governance, Accounting, Law and Meaning through Social Contract in defence of currency. This action informed by Principle-led Accounting as indicated by The Institute of Chartered Accountants (Scotland) and their “Chinese” rules – so named as to engage with Taoist Economy paves the way forward for a principle of Open Society – Accounting, Reporting, Governance and Accountability oppose the self-interest of organizations – both public and private sector – into a dimension of meaning and adherence to governance principle that informs and is informed by Stable State Economics – Stable State Prosperity – enabling Stable State Governance through Stable State Currency. The issue is essentially one of Currency and the Reversal of the Degradation of Currency through an understanding of Gresham’s Law.

www.leocreativeagencylondon.wordpress.com

www.marketfocusreports.wordpress.com Green Finance II Nation states – in their requirement for social funding are advised to direct funding to the base of the pyramid such that local community needs can be addressed. Funding infrastructure projects – schools, hospitals, energy, transport and education requires an educative component – qualifications – standards – CPD – tests for professional and commercial competency for professional insurance requirements – to ensure that the stability of any proposed course of action, project, undertaking or enterprise is seen as fair and honest, decent and lawful at outset – duly recognized as such, licensed, registered, insured and financed so that de-risked it can proceed with or without resources or additional capacity building – to set about to create a return for investors from day one. Debt Debt is not necessarily an essential component of enterprise activity – whereas private ownership, partnership finance and Green Funding can provide alternatives for investors who seek a safe haven for investment – renewable energy projects where the customer are already laid out in advance and their needs calculable within parameters. By the same token, transport and infrastructure projects such as: healthcare, public transport systems, schools, hospitals and housing can be calculated to provide a monthly income as an annuity or perpetuity and linked to pension fund arrangement for the benefit of local authorities – provided that Four Agreements are followed. The Four Agreements 1. Cash is injected without debt at the base of the pyramid. 2. The services and support within the infrastructure project are calculated to be paid without excessive opportunistic profit element – de-risked in effect through calculation. 3. Rental incomes provide a return on investment that produce a revenue stream over time – sufficient to provide for a pension. 4. The arrangement is carried out without incurring debt. 5. This zero-debt arrangement works – provided that an appropriate sovereign fund is in place – managed and governed according to ethical, educational, environmental and social standards – Economics As If People Mattered and that the money invested is at Grass Roots level – and is not injected top down – to extract what can be made from the greatest number in the shortest possible time with the least effort – which model requires addressing if Sustainability is an issue. 6. Green Funding lies for its advantage in providing for de-risking of conflict situations – for example – it can build schools and hospitals in war-torn countries, provide for agriculture and technology for those earning a livelihood on the margins of society by providing access to medicine, seeds, healthcare, mobile phone technology and renewable energy – solar – wind, wave, tidal and geothermal.

www.leocreativeagencylondon.wordpress.com

www.marketfocusreports.wordpress.com 7. Green Funding can provide advanced cities with access to clean technology by enabling National Public Organisations address the need for Sustainability through Green Finance – in combination with selected NGOs and service providers, Green Finance and Pension Mutual Fund specialists working in conjunction with Renewable Energy Specialists and Governance for Green Funding in line with the Eco-polis – Agro-polis model. 8. The Governance for Green Funding works through Four Agreements 1. – Following the UN Environmental Programme – The UN Programme for Responsible Investment and the UN Programme – 2. / Developing Natural Capital – Human Capital – Social Capital – Soil Capital – following the principles of Eco-capitalism 3. / Seeing a Need – Meeting a Need – Economics As If People Mattered through use of Sustainable Technology – Wealth of Nations 4. / Producing a non-toxic rental stream - Zero Carbon Pensions – Green Pensions UN Principles of Sustainable Insurance.

New Directions Foundation.org The above Methodology is defined by New Directions Foundation combination of: 1. Science – Pure Science – Pure Maths – Stable State 3-fold Logic 2. Capital – The Trust Partnership – The RIO Nations 3. Agriculture – Royal Agricultural College 4. Technology - Renewable Energy Technology  Backed up by Governance and Understanding – The SCOPE Agreement from Schumacher Capital Partners The SCOPE Partnership The Strategic Co-operative Partnership in Enterprise designed as a component of bringing together  European  Commonwealth  UN  RIO Nations into Common Accord for the development of Natural Capital through valuing Natural Resource and the Rights of People to Earn a Livelihood – free from the tyranny of

www.leocreativeagencylondon.wordpress.com

www.marketfocusreports.wordpress.com debt, enslavement, toxic addiction and enforced dependency. Following instead the route taken by the Open Society – engaged in:  Sustainable Technology Development – Technology Transfer – Knowledge Economy and Development of Human Capital through Zero Carbon Pensions and Social Contract of Understanding with National Funding Directive – approved by: The Sovereign Head of State.

www.leocreativeagencylondon.wordpress.com

"Every city should provide ways and means whereby the ambitions of the populace may find an outlet, especially a city which proposes to avail itself of the populace in important undertakings". Machiavelli Discourse 4 - That which makes the Republic both Free and Powerful.

e-Government is about using the tools and systems made possible by Information and Communication Technologies (ICTs) to provide better public services to citizens and businesses. ICTs are already widely used by government bodies, just as in enterprises, but e-Government involves much more than just the tools. Effective e-Government also involves rethinking organisations and processes, and changing behaviour so that public services are delivered more efficiently to the people who need to use them. Implemented well, e-Government enables all citizens, enterprises and organisations to carry out their business with government more easily, more quickly and at lower cost. In the European Union’s internal market, people are able to move freely – either for work or for private reasons – and consequently they have to be able to deal easily with public services outside their home country more and more. If eGovernment services are to provide significant added value to citizens and business, then it is crucial that different government bodies, both within a country and in different EU Member States, are able to share information efficiently and co-operate in serving citizens. e-Government on the fast track e-Government has developed significantly in recent years and is now seen as a tangible reality by millions of citizens. The impact of e-Government is being felt by citizens and companies well beyond government services, with tools such as electronic identity helping citizens and business in everyday activities across society. However, much more still needs to be done. In May 2010, the European Commission revealed its Digital Agenda for Europe (DAE), a major roadmap defining the key roles that the use of ICT will have to play if Europe wants to succeed in its ambitions for a flourishing digital economy by 2020. ICT systems are now at the heart of government processes, but efforts are still needed to ensure they continue to improve the delivery of government services. Benefits of e-Government e-Government can help to make public services more efficient and easier to access for citizens, businesses and governments. The potential cost savings are massive. In Denmark, for example, electronic invoicing saves taxpayers €150 million and businesses €50 million a year. If introduced across the EU, annual savings could exceed €50 billions. In Italy alone, e-procurement systems cut over €3 billion in costs. Effective e-Government will also improve governance and enable citizens to become more involved in the activities of their governments. Moreover, the freedoms of the Union’s internal market mean more and more citizens and businesses dealing with public bodies outside their home countries. " Men are inclined to think that they cannot hold securely what they possess unless they get more at others' expense". Machiavelli – The Discourses Book 1 - The Best Form of Government - Discourse 5 – Whether the Safeguarding of Liberty can be safely entrusted to the Populace

Whether they seek planning permission to build a new factory or a licence to get married, individuals and firms must be treated fairly and seamlessly wherever they are in the EU. This requires governments to cooperate via e-Government tools that can process data from any member states The Determinate Principles of Civilisation The civilised state depends upon seven fundamentals: 1. Relationship with other – Customer – Neighbour – Nature – The Future unborn. 2. Use of technology, tool, weapon. 3. Use of the product of that technology, tool or weapon – the creation of Community Capital and Natural Capital to sustain Civil Society. 4. Adequate means of defence to ensure against predation, oppression, tyranny and exploitation and to safeguard the polis for the benefit of citizens. 5. The self-governing polis demands the ability to sustain itself, manage healthy activity – feed, house and clothe the population and to educate citizens in the ways of the world and the mores of the land. 6. Survival is dependent upon adaptive intelligence – supply lines and their management and strategic advantage in not encroaching upon the future supply lines of prosperity yet to come by short term financial advantage – such as selling one’s plough before sowing seed. 7. Creating the conditions for Swords to Ploughshares means diligent regard to prosperity and future generations – enabling such weighty considerations to outweigh the immediate gains to be had from pillage and plunder, robbery and piracy – that known by any other name may pass for calculated self-interest at the expense of the realisation of Nature. E-Government Rules of Integrated Policy Perspective – an 11-fold model 1. Integrated Data means re-thinking relational databases to enable relational data to be integrated into economic decisions. 2. Economic Decisions call to be informed by holistic awareness of Environmental Social Responsibility – Corporate Social Governance and financial yield. Balancing the books and creating a sustainable return is realised by Conservative Asset Management Principle and insurance – backed Asset Management – see Integrated Banking and insurance Services. " Men are inclined to think that they cannot hold securely what they possess unless they get more at others' expense". Machiavelli – The Discourses Book 1 - The Best Form of Government - Discourse 5 – Whether the Safeguarding of Liberty can be safely entrusted to the Populace

3. Financial Governance needs to accord with Accounting Principle that rewards long-term investment and does not reward destruction of value. This conservation of currency is called The Reversal of Gresham’s Law. 4. Stable State Governance can only come about through Stable State prosperity. This calls for sustainable use of technology, Green Finance and distribution of benefits (the welfare state) that can only be addressed through integrative Planning Policy using The Four Securities – The Four Agreements – The Social Contract and Democracy with Accountability – The Open Society. 5. Open Capital for Open Society calls for Education and Governance to inform legitimate enterprise – EAGLE Strategy. 6. Security of borders does not call automatically for porous borders that do not prevent adequately the threat of cyber attack, human trafficking, the import and export of toxins and weapons. 7. De-risked Enterprise calls for Economic Security realised by Chambers of Commerce Strategy. 8. The Commonwealth Charter introduces the possibility of common standards for Governance through insurance, Accounting and Reporting and Consumer Protection through e-government sharing of information. 9. Stewardship and provenance of finance are as important as use of and deployment of technology. 10. Supply lines call to be integrated to enable food security and energy security in the self-sustaining city state. 11. Appropriate use of land and appropriate use of technology provide for Food For Cities and food for health by means of integrated healthcare – IBLICK. Conclusion The above is realised through the use of infrastructure as an investment – integrated healthcare policy – risk-management strategy and Conservative Asset Management – The Wealth of Nations. Integrated Public Policy can be realised through National insurance – Zero Carbon Pensions.

" Men are inclined to think that they cannot hold securely what they possess unless they get more at others' expense". Machiavelli – The Discourses Book 1 - The Best Form of Government - Discourse 5 – Whether the Safeguarding of Liberty can be safely entrusted to the Populace

" Men are inclined to think that they cannot hold securely what they possess unless they get more at others' expense". Machiavelli â&#x20AC;&#x201C; The Discourses Book 1 - The Best Form of Government - Discourse 5 â&#x20AC;&#x201C; Whether the Safeguarding of Liberty can be safely entrusted to the Populace

As the Evidence Indicates – the National Security Strategy falls short of fulfilling intent with Effective Action. In order to govern – Maintain Law and Order – Collect Revenues – Distribute Benefits and Secure Borders – clear methodology around the use of coercion calls to be deployed.

AGRICOLA Systems™ – Services – Software and Support integrate:  Accounting – Auditing – Actuarial Science – Agro-Economy  Governance  Regulatory Systems  Insurance  Cultivation – Commerce  Operating  Legal  Authority AGRICOLA SYSTEMS™ are designed to be used with agriculture, earth and soil systems, cultivation, commercial and food logistics to quantify, validate and manage FOOD & WATER Security. CICERO Systems™ Designed for Use in Cities around  Commerce  Insurance  Communications  Enterprise  Regeneration  Open Capital for Open Society Cicero Systems™ register legal and commercial trade agreements, undertakings, contracts and arrangements with registered lawyers for the purposes of Law.

Green New Deal Fair Trade Chambers of Commerce – Access to Justice – Dispute Settlement, reconciliation and mediation through nonlitigating strategy integrating Justice and  Distributive Networks – WIKI Government™.  AGRICOLA Systems™  Cicero Systems™, Software, Services and Support &  Fair Trade Chambers of Commerce™ Are available as part of the “Governance-In-A-Box” ™ Suite of Services from Visegrad Data Security Institute (Cirencester, Stockholm, Prague and Accra). For those who want to know more This methodology is available as Licensed Know How in the areas of: 1. Land Systems – Terra Madre™ Principles 2. Agriculture – Horticulture Earth and Soil Systems™ 3. Property – Terra Firma Management and Estate Management™ 4. Banking – Integrated Banking and Revenue™ Collection 5. Food & Energy Security – The Eco-polis – Agro-polis – Rio-polis™ Model of World Future Council & Rio Nations. 6. Technology 7. Healthcare For: Economic & Environmental Resilience

This Know-How is made Available through The Network and is integrated around ELEMENTARY™ Agriculture Systems ™  E- Energy  L- Law  E- Education  M – Banking and Finance – Currency and Economy – Revenues - Money  E- Enterprise  N- Norms – Insurance and Justice, Technical and Validating  T – Technology and Engineering  A – Accounting – Auditing – Actuarial Science  R- Regulation – Standards, Validation, KPIs, insurance and Compliance  Y – Yalta – International Know-How – available under licence This know how is made available to those who seek to mobilise for Conservation as they would mobilise for war. This ELEMENTARY™ Methodology for Land™, Agriculture™, Property™, Banking™ and Security™ is available as Patents, Secrets, Methodologies, Systems, Services, Software and Support delivered according to Defence of the Realm.

Methodology Methodology for those who seek to reward responsible behaviour and would Step up to Serve to Defend the Creation and Regeneration of Community Capital through Business-In-TheCommunity by means of AGRICOLA & CICERO Systems & Software™. The AGRICOLA & Cicero™ Handbooks are available on signature of Licence Agreement for Manufacturing and IP for those who sign Collaborative, agency, Partnership, Co-venture or Joint Venture with us and our partners to ensure Economic & Environmental Resilience. The Seven Securities of Harmonics Economy are constituted of: – Food Security – Energy Security – Healthcare security and Economic Security, Bio-Organic Security Systems – Environmental Security – leading to Security of Community Capital. – Security is available on a town by town – city by city basis in accord with Terra Madre Principles of Earth Charter – Terra Firma Estate Management Principle and Conservative asset Management Principle in line with The Four Agreements: 1. Key insurers’ terms and conditions – 2. World Future Council model for Eco-polis, Agro-polis, Rio-polis™ and 3. United Nations Principles of Responsible Investment in line with 4. Rio Nations commitment for development of Natural Capital.