CHRIS OEY RELATIONSHIPS FIRST

Finding the right finance solution can be tricky at all ends of the spectrum, from home property purchases to obtaining strategic advice around debt structuring for complex transactions.

Enter Chris Oey. He assists his clients to secure access to credit now and in the future, from individual borrowers to subsidiaries of international corporations wanting to do business in Australia.

have access to the entire market of lenders including private lending funds and

As Director and Head of Debt Advisory of Lumen Capital Solutions, Chris has had extensive exposure to all levels of business and corporate banking within the ‘Big 4’ Australian financial institutions in Australia.

With over 50+ years of experience between himself and his partner Laura, have been able to place most if not all of their client’s finance requests - even during the pandemic.

“During our time with the Big 4 banks we had to say ‘no’ to many clients who needed our help. As finance brokers, we are now able to access the entire spectrum of lenders, and the nonbank market continues to grow as the mainstream lenders tighten their credit policy even more, worried about the impact of COVID.,” says Chris.

His journey began with a desire to provide our clients and network of contacts the depth and breadth of financing solutions outside of a single bank brand and credit appetite. “I take great pride in being able to facilitate and assist with the financial success of my clients. As a trusted adviser, I understand that just like banking, business is about people,” he says.

The banking industry has, over time, lost the people relationship aspect. This is just one fundamental element of his work Chris is passionate about changing.

“I love getting back to basics and just putting our client’s needs at the core of what we do. I also love the fact that we essentially act as our client’s bankers, providing a solid and stable link into the banking world where staff changes and internal restructures seem to be the one constant.”

“Reconnecting with old colleagues has been an added bonus too! We find we can get better results because they know us and how we operate.”

Chris’s clients are generally business owners, property investors/developers, and small corporates, simply due to his background, experience, and the contacts he’s nurtured over the years. His services cover all the different types of lending from home loans, to equipment finance, domestic/ international trade, cash flow lending, property...the list goes on!

So what makes Chris Oey and Lumen Capital Solutions stand out from the crowd?

“We invest the time at the start to put together a professional and compelling finance proposal, so that

all the banker has to do is essentially present the application to their credit team. We provide strategic advice and guidance to our clients from a financing perspective, and use our networks to further add-value - for example, introduce new sources of business and suppliers.”

If you are looking at getting all your financial ducks in a row, Chris highly recommends you plan well in advance. “Not only is it taking longer to complete a loan application at the moment, but the paradox of banking and finance is that when you or your business needs finance the most, it is usually the most difficult for the banks to say ‘yes’.”

Chris welcomes you to contact him if you believe he can add value to you and your organisation.

0420790900