GREATER BATON ROUGE, LA
TOP 9
HOME & LIFESTYLE GUIDE Volume 13, Issue 5
Reverse Mortgage
MYTHS CREATIVE LIVING
Elegance, Privacy and Sophistication on Highland Road FRENCH QUARTER STYLE LAKEFRONT HOME ON 1/2 ACRE WITH POOL
COVER HOME Text R890652 to 52187 Or See Page 8 for more details. For Advertising Call Jan Autin 985-264-8748
RealEstateBook.com
Request FREE MAGAZINES online, or call 800-841-3401
Listing Agent: Toni House Cell 225-964-6535 RE/MAX Professional Office 225-615-7755
Each Office Independently Owned and Operated Licensed in Louisiana
Licensed in Louisiana
More Info: Text RBBDVSY to 52187 12463 BECO RD, ST AMANT Enjoy tranquil country living on this great 2.86 acre tract of land! 5BR/2BA, 3900+sf LA. 24x20 metal workshop & 20x30 RV/Boat port.
More Info: Text RBBDPHS to 52187 18121 BILL MORGAN RD, PRAIRIEVILLE Great home on 1.14 acres w/stocked pond in quiet area. Updated 3BR/2BA + handicap accessible In-law/Guest House w/kit & bath.
More Info: Text R827602 to 52187 17212 GEORGE ONEAL RD, BATON ROUGE Country living in the city! 1.23 acres with nicely updated 3BR/2.5BA. Includes 20x30 metal bldg with roll up door & 16x30 awning for RV or boat.
More Info: Text RBBCCMW to 52187 4302 NOBLE CANE DR, BATON ROUGE Large, corner lot. Fireplace, cathedral ceiling, granite counters. Triple split plan 3BR/2BA. Updated after 2016 flood. Great invest. property.
More Info: Text RBBCCNP to 52187 18155 LAKE HARBOR LN, PRAIRIEVILLE Spacious Country French style 4BR/3BA with lake views. Scored concrete floors, vltd ceiling, cypress cabinetry. Backyard w/ bulkhead.
More Info: Text R836217 to 52187 15405 LA HWY 16, FRENCH SETTLEMENT Lovely home on 2.43 acres. Great community. Excellent school system. 3BR/2BA, high ceilings, beadboard walls, and two fireplaces.
More Info: Text RBBDTDX to 52187 44037 BERTRAND RD, ST AMANT Enjoy life in the country! Nicely updated 4BR/2BA home on just under 3/4 acre lot with double carport & outdoor party area.
More Info: Text RBBDTDY to 52187 18565 HOPE VILLA DR, PRAIRIEVILLE Great location. Excellent schools. 3BR/2BA on large corner tree shaded lot. Diamond in the rough and ready for your special touch!
More Info: Text RBBCVJH to 52187 14379 L KELLER RD, ST AMANT GREEN ACRES is the place to be! Acadian style home in a country setting on 1.26 acres. 4BR/3BA, stocked pond, add'l bldgs, garden.
More Info: Text RBBDXJP to 52187 16325 OLE HOMESTEAD LN, PRAIRIEVILLE Desirable Ole Homestead S/D. Great 4BR/3BA on half acre+ lot. Nicely updated, fireplace, wood lam flooring, in-law ste. w/bath. Comm. pool.
More Info: Text R851571 to 52187 16414 JAY RD, PRAIRIEVILLE Corner lot on half-acre in highly desired Ole Homestead S/D. Spacious 4BR/2BA, fireplace, built-ins. Extended brick patio & fenced-in backyard.
More Info: Text RBBCCNG to 52187 14132 LEBEAU RD, ST AMANT Great 3BR/2BA older home in the country on 1 acre lot. House has been maintained but does need updating. Covered patio 14 X 16.7. Large storage building.
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More Info.Text RBBDVTW to 52187 17837 CREEK HOLLOW RD, BATON ROUGE 1.9 ACRE Estate Home in The Woods. Beautiful 5BR/5.5BA, game room, media room, office. Pool and spa, outdoor living room w/fireplace & outdoor kitchen. 3 car garage! $875,000
More Info.Text RBBDYJC to 52187 5911 WILDFLOWER RD, BATON ROUGE CUSTOM 4BR/3BA on a beautiful 1.27 ACRE ESTATE LOT in The Woods S/D! Wood floors, built-ins, updated baths. Master ste w/frpl. Private fenced yard. New roof. $465,000
More Info.Text RBBCRZF to 52187 7752 MADEWOOD AVE, BATON ROUGE RENOVATED 5BR/3BA on 1.7 ACRES. 2 MASTER SUITES! New cabinets. NO carpet! Huge master ste. Outdoor kit ready for finishing. $10k towards landscaping/closing cost! $385,000
More Info.Text RBBCSFM to 52187 155 SEYBURN DR, BATON ROUGE Beautiful 3BR/2BA plus OFFICE/STUDY off Highland Rd near Kenilworth! Lg Kitchen, SLAB GRANITE, ISLAND. FIREPLACE, new flooring. Fenced yard, porch & patio. $315,000
More Info.Text RBBDZDX to 52187 37240 CORVETTE DR, PRAIRIEVILLE ON THE LAKE! Beautiful 3BR/2BA plus OFFICE on private, serene setting in Bullion Crossing. Open floor plan, SLAB GRANITE counters, WOOD FLOORS. Porch, patio, fenced yard. $239,900
More Info.Text RBBCSKJ to 52187 512 CHESTERFIELD DR, BATON ROUGE RENOVATED in STYLE! Beautiful 4BR/2.5BA plus STUDY. SLAB GRANITE counters, new cabinets, flooring, freshly painted. Built-ins, fireplace. New roof in 2018. $197,999
More Info.Text RBBDWKP to 52187 8724 FIELD DR, BATON ROUGE Great Opportunity! 3BR/1.5BA on .57 ACRE LOT near Bluebonnet & Jefferson Hwy. Updated kitchen. Freshly painted. WOOD FLOORS in living areas & ALL Bedrooms. $189,900
More Info.Text RBBCSGW to 52187 413 WINTERHAVEN DR, BATON ROUGE UPDATED 3BR/2BA home in Westhaven Subdivision. Open floor plan w/high ceilings and lots of natural light. NEW flooring & paint. Large kitchen. Split floor plan. $169,900
More Info.Text RBBDXVV to 52187 7723 ONEAL RD, BATON ROUGE Beautiful 4BR/2BA home in Antioch Villa! UPDATED Kitchen, SLAB GRANITE, wood lam floors, paint, windows & much more! Rear patio/porch, WORKSHOP. $164,900
More Info.Text RBBDRHD to 52187 1038 HAMMOND MANOR, BATON ROUGE Beautifully RENOVATED home. Open floor plan 3BR/2BA, NEW kitchen, appliances, roof, floors, windows, AC and wrought iron gate. Looks better than new! $145,000
More Info.Text RBBDRFV to 52187 1829 STONEGATE CT, BATON ROUGE DID NOT FLOOD! Recently RENOVATED Garden Home. 2BR/2BA +STUDY. SLAB GRANITE, SS APPLIANCES. Beautiful wood lam & brick floors. Owner/Agent. $139,900
More Info.Text RBBDWBC to 52187 1710 BRIGHTSIDE DR, BATON ROUGE Don't pay rent when you can own this 2BR condo on the LSU bus route! Wood lam & ceramic tile flooring. Spacious kitchen, laundry room, and enclosed patio. $85,000
T h e Ga s pa r d T e a m Linda & scoTT Gaspard
WiTh mary diBenedeTTo & cindy carroLL
225.298.6889
www.TheGaspardTeam.com Homes@TheGaspardTeam.com RE/MAX First | 4750 Sherwood Common Blvd. Baton Rouge, LA 70816 Office 225.291.1234 | Independently Owned and Operated | Licensed in Louisiana
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10149 W ROBERT WILSON RD, GONZALES Under Construction! Beautiful custom built 4BR/3BA loaded with amenities. High ceilings, brick arch, cypress beams. Ventless fireplace. California style garage. $366,900 MLS:2018008957 FOR MORE INFO ON THIS LISTING CONTACT: NICOLE ROWELL 225-936-4250
37422 PRAIRIE DR, PRAIRIEVILLE Recently remodeled 5BR/2BA in Prairie Oaks. Updated kitchen, new appliances, paint, & much more. Easy access to I-10, great schools. $334,900 MLS:2018008046 FOR MORE INFO ON THIS LISTING CONTACT: RICKY GAUTREAU 225-715-7256
37200 SILLS DR, PRAIRIEVILLE Move-in ready, very convenient location! 3BR/2BA, large family room, upgraded appliance pkg, kit island w/granite, handscraped wood floors, lg fenced yard, covered patio. $248,500 MLS:2018009368 FOR MORE INFO ON THIS LISTING CONTACT: MONA MORALES 225-333-9118
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14357 STONEGATE MANOR DR Gorgeous home. Open floor plan, 4BR/2BA, fireplace, slab granite, ss appliances, custom cabinets. Wood floors. Fenced yard. Great location. $255,000 MLS:2018010480 FOR MORE INFO ON THIS LISTING CONTACT: MONA MORALES 225-333-9118
1013 E BONNIE ST, GONZALES Attractive brick 3BR/3BA in newer section of popular Park Vista Subd. Game room & exercise room. MBR w/ his & her closets & baths! $209,900 MLS:2018007233 FOR MORE INFO ON THIS LISTING CONTACT: RANDY ANDERSON 225-921-9777
23364 FLETCHER ISLE RD, PONCHATOULA Waterfront home by the Tangipahoa River. As a camp or full-time home this 2BR/2BA home affords you with peace and quiet. Did NOT flood! $199,900 MLS:2016016516 FOR MORE INFO ON THIS LISTING CONTACT: ERIN KING 225-681-0161
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5979 ARDEN PL, BATON ROUGE Beautiful 2BR/1BA cottage in the heart of mid-city, so many amenities within walking distance! Orig HW floors, builtins, new windows. Fenced yard, deck. $200,000 MLS:2018010384 FOR MORE INFO ON THIS LISTING CONTACT: ERIN KING 225-681-0161
17766 H S BRIGNAC DR, FRENCH SETTLEMENT Gorgeous, well maintained 3BR/2BA, open floor plan, wood burning FP. Custom cabinets, lg master suite. Covered patio. No flood insurance required. $174,500 MLS:2018011211 FOR MORE INFO ON THIS LISTING CONTACT: NICOLE ROWELL 225-936-4250
2021 BRIGHTSIDE VIEW DR, BATON ROUGE 2BR/2.5BA townhome in great condition near LSU. Washer & dryer to remain. Ceramic floors downstairs, carpet up. Nice pool w/cabana & on-site security. $100,900 MLS:2018001018 FOR MORE INFO ON THIS LISTING CONTACT: RICKY GAUTREAU 225-715-7256
Page 5 Livingston Office: 1113 S. Range Ave, Suite 140 Denham Springs, LA 70726 225-791-1919 Baton Rouge Office: 14452 Airline Hwy Baton Rouge, LA 70817 225-292-1000 Licensed by the State of Louisiana Each Office Independently Owned & Operated
TRICIA JOHNSTON ABR, SRS
225-754-2000
Tricia@TriciaJohnston.com
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8429 OAKBROOK BATON ROUGE Off Perkins Rd. .85 Acre Lot 6BR/3.5BA 4,363 SF Living Area Call Kim Daigle For More Photos Text R895543 to 52187 225-773-4109
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LOT 46 HUNTERS WAY, DENHAM SPRINGS Cleared and filled residential lot in beautiful, popular Pirie Landing. .41 Acre Call Tricia Johnston For More Photos Text RBBDSSG to 52187 225-754-2000
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140 OCEAN DR, BATON ROUGE End-unit Condo; Fireplace; Vaulted ceiling; Built-ins; Fenced back patio. 2BR/2BA 1,275 Living Area Call Tricia Johnston For More Photos Text RBBDQCB to 52187 225-754-2000
7415 VICE PRESIDENT DR, BATON ROUGE Completely Renovated; Fenced yard; Dbl carport. 3BR/2BA 1,553 Living Area Call Tricia Johnston For More Photos Text RBBDQCF to 52187 225-754-2000
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38441 SWEET MAGNOLIA DR, PRAIRIEVILLE Custom Built; Bonus Room; Pool; 2 Decks; Cul-de-sac Lot. 4BR/2.5BA 2,352 Living Area Call Tricia Johnston For More Photos Text RBBDQCC to 52187 225-754-2000
TWO NEW LISTINGS! 1386 HARCO DRIVE Fully Renovated/No Carpet 3BR/1.5BA; 1,643 Living Area; $122,000 •-•-•-•-•-•-•-•-•-•-•-•-•-•-•-•-•-•-•-•-•-•-•-• 10930 RAY DRIVE Slab Granite/Stainless Appliances 3BR/2BA; 1,344 Living Area; $168,000 Call Tricia 225-754-2000
Sheila Goins 225-921-2427
sgoins@cjbrown.com
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1113 S. Range Ave, Ste 140, Denham Springs, LA 70726 Office 225-791-1919
More Info: Text RBBCWGD to 52187
More Info: Text R899857 to 52187
More Info: Text RBBCWGG to 52187
17863 SUMA LAKE DR, LIVINGSTON Closets to die for! Beautiful custom 3BR/2.5BA on corner lot. Soaring ceiling, open shelving, fireplace. Slab granite counters, ss appliances. Master bedroom downstairs, 2 bedrooms and loft upstairs. Large 3-car garage. Seller offers to pay $5,000 in closing cost. $264,000
17735 NINE OAKS AVE, BATON ROUGE Why rent when you can own for less? Wonderful 3BR/2BA, spacious, open & split floor plan. Formal LR w/ fireplace. Master w/3 closets. Fenced yard. Great location just off Old Jefferson & Highland Rd. Did NOT Flood! NO flood ins. reqd. $189,000
JOE MAY RD, DENHAM SPRINGS Approximately 145 feet of frontage on Joe May Road. Predominately Zone X out of 100 year flood zone. Did NOT flood in Great Flood of 2016! 111.52 Acres.
Each Office Independently Owned and Operated. Licensed by the State of Louisiana.
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Crystal Bonin Broker/Owner (225)276-7779 crystal@crystalbonin.com
Zachary, LA 70791 Office: 225-301-7088 Fax: 225-570-2587
Text the code on photo to 25678 to see more photos! Licensed by the State of Louisiana
Text 90212 to 25678 for Price/Photos
Text 89978 to 25678 for Price/Photos
Text 86675 to 25678 for Price/Photos
6948 FLEUR DE LIS, ZACHARY Clairmont New 4BR/3BA +Office
3293 MEADOW GROVE AVENUE, ZACHARY 3BR/2BA +Bonus/Ofc
2749 CARNOUSTIE, ZACHARY 5BR/3.5BA. Pool. Owner/Agent.
Text 79216 to 25678 for Price/Photos
Text 87514 to 25678 for Price/Photos
Text 84765 to 25678 for Price/Photos
1214 KINGS VIEW CIR, JACKSON 4BR/3BA. 7.77 Ac. Pool. Guest Hs.
1595 ROYAL TROON COURT, ZACHARY 4BR/3.5BA. Corner Lot.
2663 MUIRFIELD DR, ZACHARY 4BR/3BA. Fairway & Water View.
Text 82300 to 25678 for Price/Photos
Text 87638 to 25678 for Price/Photos
Text 84766 to 25678 for Price/Photos
2378 S. TURNBERRY, ZACHARY Copper Mill 4BR/3BA. Water View.
2897 GARDEN GATE AVENUE, ZACHARY 4BR/3BA. Corner Lot.
3538 SPANISH TRL, ZACHARY 3BR/3BA. Office. Water View.
Text 86460 to 25678 for Price/Photos
Text 85048 to 25678 for Price/Photos
Text 76832 to 25678 for Price/Photos
1526 BERWICK BEND, ZACHARY Copper Mill 4BR/3BA. Water View.
1206 MILLS POINTE, ZACHARY 3BR/2.5BA. Sunroom. In-grnd Pool.
3291 ST ANN DRIVE, ZACHARY 3BR/2BA. Bonus. Golf Course View.
Text 88692 to 25678 for Price/Photos
Text 90372 to 25678 for Price/Photos
Text 90213 to 25678 for Price/Photos
13246 DORSET AVENUE, BATON ROUGE Jackson Plc 4BR/2+2BA.
2101 S TURNBERRY AVENUE, ZACHARY Copper Mill 3BR/2.5BA
5406 BOGEY, ZACHARY Fennwood 4BR/2BA, Pool, Rec Rm
Get YOUR Homes value for FREE by texting 38057 to 888-264-1910
crystalboninrealty.com
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Kara Horne (225) 276-7765
Stacey Brown (225)939-1176
Natasha Johnson Courtney Stalder (225) 614-7863 (832)247-6673
Laura O'Brien (225)315-5088
Text 89243 to 25678 for Price/Photos
Text 88934 to 25678 for Price/Photos
Text 76895 to 25678 for Price/Photos
15313 ROGERS ROAD, SAINT FRANCISVILLE 30+ Acres, Pond
2967 AUDUBON CT, ZACHARY 4BR/3BA, Lake View, Comm Pool
30688 DUNN RD, DENHAM SPRINGS Lake Front 3BR/2BA
Text 87700 to 25678 for Price/Photos
Text 90358 to 25678 for Price/Photos
Text 89242 to 25678 for Price/Photos
7164 BURTCLIFF DRIVE, BATON ROUGE 4BR/2.5BA .39 Acre Lot
7042 PRIDE PORT HUDSON, ZACHARY New 3BR/2BA +Bonus
10592 MIRANDY LN, ST FRAN Lake Front 2BR/2BA, Includes Boat
Text 90359 to 25678 for Price/Photos
Text 87197 to 25678 for Price/Photos
Text 85907 to 25678 for Price/Photos
8909 WORTHINGTON ESTATES, BATON ROUGE Renvtd 3BR/2BA
25302 WHITE LAKE AVENUE, LIVINGSTON 3BR/2BA Waterfront
10114 LOVETT RD, BATON ROUGE 4BR/3BA 1.3 Acres
Text 89198 to 25678 for Price/Photos
Text 79521 to 25678 for Price/Photos
Text 82432 to 25678 for Price/Photos
10600 LAKES BLVD, BATON ROUGE 3BR/3BA Condo, Gated
10165 BLACK OAK DR, BATON ROUGE 3BR/1BA 1/2 Acre Lot
1022 MCLEMORE DRIVE, BATON ROUGE Updated 3BR/2BA
Doug Bickley Phone: 225-214-5154 cell: 225-936-5243 toll free: 866-290-4106 Email: DBickley@gmfslending.com Web: www.gmfslending.com/doug.bickley NMLS#: 96576
4561 Durham Place Baton Rouge, LA 70816
crystalboninrealty.com
ON THE COVER
Page 8
HOME & LIFESTYLE GUIDE
Baton Rouge, LA Jan Autin Publisher 985-264-8748
trebbr@charter.net
Amanda Rich Production
graphics@realestatebookla.com
For More Information Text R890652 to 52187 GREATER BATON ROUGE, LA
TOP 9
HOME & LIFESTYLE GUIDE Volume 13, Issue 5
Reverse Mortgage
MYTHS CREATIVE LIVING
Elegance, Privacy and Sophistication on Highland Road FRENCH QUARTER STYLE LAKEFRONT HOME ON 1/2 ACRE WITH POOL
COVER HOME Text R890652 to 52187 Or See Page 8 for more details. For Advertising Call Jan Autin 985-264-8748
RealEstateBook.com
Request FREE MAGAZINES online, or call 800-841-3401
Listing Agent: Toni House Cell 225-964-6535 RE/MAX Professional Office 225-615-7755
Each Office Independently Owned and Operated Licensed in Louisiana
22901.13.5.001.indd 1
7/11/18 10:03 PM
NEXT ISSUE SUBMISSION DEADLINE IS:
TUESDAY, JULY 31
The perfect combination of p r i v a cy a n d e l e g a n c e o f f Highland Road. The stunning entry will steal your heart and that's only the beginning! Formal dining and living rooms. Combined den/bfast & kitchen areas. Newer appliances & granite counters. Downstairs master suite, 3 bedrooms, 2.5 baths upstairs. Office, workshop, storage. Beautiful rear yard features pergola, pool and spa backs to shared lake. 4BR/3.5BA
10234 Knox Hill Ct, Baton Rouge $822,000
Another Quality Publication from:
2305 Newpoint Pkwy Lawrenceville, GA 30043 Phone: 770-962-7220
“All real estate advertised herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preferences, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.”
5/2018
225-615-7755 8556 Jefferson Hwy, Ste A Baton Rouge, LA 70809 Toni House Each Office Independently Owned 225-964-6535 and Operated Toni@houseknowshomes.com Licensed in Louisiana
Jonnette
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Kinler REALTORÂŽ
225-413-1148 jonnette@eatel.net
Licensed in the State of Louisiana 225-267-7447, Prairieville, LA 70769
MORE INFO: TEXT R889650 TO 52187
13107 OAK KNOLL DR, GEISMAR Highly motivated sellers have priced this lovely 4BR/2BA home for quick sale. **NO CARPET** Spacious master suite with his/hers closets & vanities, oversized jetted whirlpool tub and separate shower. The kitchen has a corner sink with double window views. Tall ceilings throughout, Crown Molding, Custom Cabinets, Built-Ins and Lots of Natural Light. Rear parking, plenty of driveway space and back porch. NO Flood.
MORE INFO: TEXT R875390 TO 52187
14390 ESSEN TERRACE DR, GONZALES Immaculate home in excellent condition!! 3BR/2BA with custom finishes throughout, including plantation shutters, solid wood custom cabinetry, crown molding, stainless appliances, open kitchen-dining-living floorplan, pantry, huge master suite and a great room with bar perfect for entertaining. Landscaped front & back yards with fountain, back up generator, over-sized garage with storage. New price! $249,900
MORE INFO: TEXT R666252 TO 52187
STARTING IN THE $180'S! Beautiful, Quality New Construction in Orleans Place Subdivision, Gonzales. Walk to library, park and more! Premium amenities throughout, solid flooring (no carpet!), tall ceilings. Kitchen featuring custom cabinets, 3 cm slab granite, and stainless steel appliances. Super convenient location, near schools, parks, restaurants, and shopping. You will love living here!
TOP 9 REVERSE
MORTGAGE MYTHS SEPARATING FACT FROM FICTION Recent headlines pointing to the detriments of reverse mortgages aren’t getting the story straight. A leading reverse mortgage lender, Generation Mortgage Company, wants to separate fact from fiction. “Because so many Americans over the age of 62 are facing significant financial stress due to dropping retirement and savings account balances, as well as higher healthcare costs, many groups are targeting seniors under the guise of helping them,” said Scott Peters, CEO and President of Generation Mortgage. “HECM reverse mortgages are Federal Housing Administration-insured products and are heavily scrutinized by regulators and legislators looking to protect seniors’ best interests. As a result, more than 600,000 American seniors have obtained reverse mortgages that have enriched their lives by allowing them to stay in their homes and pay off their bills.”
THE MOST COMMON REVERSE MORTGAGE MYTHS INCLUDE: Myth: If I take out a reverse mortgage the lender will own my home. Fact: False. Homeowners still retain title and ownership to their homes during the life of the loan, and can choose to sell the home at any time. As long as the house is maintained and property taxes and homeowners insurance are paid, the loan cannot be called due. Myth: My children will be responsible for the repayment of the loan. Fact: False. Reverse mortgages are non-recourse loans. That means, if the property is sold to pay-off the loan when the homeowner passes away or decides to leave the home for other reasons, there will be no mortgage debt for the family and heirs to repay. The maximum amount owed is the current market value of the house. If the homeowner’s heirs want to keep the home, they would pay the balance in-full to the reverse mortgage lender. Myth: I can’t get a reverse mortgage if I have an existing mortgage. Fact: False. With enough equity, you may be able to pay off your existing mortgage or other debt with the reverse mortgage. The reverse mortgage must be in a first lien position, so any existing mortgage must be paid off. Seniors who take out reverse mortgages are free to do anything they want with their reverse mortgage proceeds. Paying off an existing mortgage is the number one reason most seniors take out a reverse mortgage. Myth: Only low-income seniors get reverse mortgages. Fact: False. Although some seniors may have a greater need than others for the monthly proceeds or lump sum funds reverse mortgages offer, most simply prefer to be free of monthly mortgage payments. Without monthly mortgage payments, many homeowners find they can maintain their existing quality of life and build their savings to help with future expenses. A growing number of people who have no immediate need are taking out these loans so that they have a financial cushion for future expenses.
Myth: If I outlive my life expectancy, the lender will evict me. Fact: False. Reverse mortgage lenders put no time limit on how long seniors can stay in their homes. Since homeowners still own the property, lenders cannot evict them, provided they follow the program guidelines. Myth: There are no objective advisors available to seniors trying to decide if a reverse mortgage suits their needs. Fact: False. Borrowers are required to work with independent, third party counselors approved by the U.S. Department of Housing and Urban Development (HUD) in their local communities. This educational session helps them make the right decision for their unique situations. Myth: There are restrictions on how reverse mortgage proceeds may be used. Fact: False. There are no restrictions. The cash proceeds from the reverse mortgage can be used for virtually any purpose and borrowers should be cautious of lenders attempting to cross sell other products. Many seniors have used reverse mortgages to pay off debt, help their kids, make ends meet or to have a financial reserve. Myth: Reverse mortgage lenders take advantage of seniors. Fact: False. Seniors who have been victims of reverse mortgage lending schemes are extreme exceptions and typically victims of unsavory lenders. As a consumer, you should only work with lenders who are Better Business Bureau and National Reverse Mortgage Lenders Association (NRMLA) members and adhere to those organizations’ strict Code of Ethics and Standards for Trust. Myth: I’ve heard I won’t qualify for a reverse mortgage because of my limited income. Fact: Unlike a traditional mortgage where mortgage payments must be made each month, a reverse mortgage pays you. Because of this, many seniors who do not qualify for traditional financing are eligible for a reverse mortgage.
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Bridgette Hardy MBA, REALTOR®
225-335-1663
bridgetteh@novakrealtyllc.com Office 225-778-7070 2834 S. Sherwood Forest Blvd Suite B-3 Baton Rouge, LA 70816 Licensed in Louisiana
Diamond White
225-663-9275 dwhite@cjbrown.com OFFICE: 225-292-1000 14452 Airline Hwy. Baton Rouge, LA 70817
Independently Owned & Operated Licensed in Louisiana For More Info/Photos Text R742454 to 52187
More Info: Text RBBDVHJ to 52187
5141 NICHOLSON DR #46, BATON ROUGE - Spacious townhome! Corner unit, 3BR/2BA, tile flooring, fireplace. Large bedrooms. Community pool. Near LSU, shops and restaurants. $140,000
More Info: Text RBBCCMM to 52187
OLESON ST, BATON ROUGE - Vacant land in multi-use, highly visible, high traffic area. Close to busy intersection of Nicholson & Brightside. Zoned A3.1 for condos or apts. Near LSU & Tiger Stadium. $160,000
12266 LEONIDAS DR, BATON ROUGE Great home for a first time homebuyer or investor! Brick 3BR/1BA in established neighborhood. Laminate & tile flooring throughout. Easy access to interstate. Close to community park and BR Zoo. Did NOT flood in 2016! $55,000
CALL 225-810-4287 TODAY NMLS # 1094177
T HE BES T F IN AN CIN G IN L OUISIAN A!
W I L L B E AT A N Y W R I T T E N C O M P E T I T O R P R I C I N G .
LAUNCHING OUR LUXURY MORTGAGE LINE. $250,000, & UP GUARANTEED BEST PRICING!
INTELLIGENT MORTGAGE THE SMARTEST INVESTMENT YOU CAN MAKE IN HOME FINANCING
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$288,500
$429,900
$424,900
For Photos Text RBBDKSY to 52187
For Photos Text RBBDKJW to 52187
For Photos Text RBBDVZR to 52187
13117 OAK KNOLL DR, GEISMAR Pretty open floorplan home in Lakes at Dutchtown. 4BR/3BA, wood floors, fireplace, built-ins, granite counters. Fenced yard and covered patio.
19019 WILDLIFE WAY DR, BATON ROUGE Beautiful 4BR/3BA home with saltwater gunite pool. MBR w/attached office. Wood floors, granite counters, butler's pantry. 2 car garage and boat port.
9021 GLENFIELD DR, BATON ROUGE Beautiful, well maintained, 4BR/3BA home in Woodridge S/D. Antique pine beams, 14' ceiling, top of the line appliances, cypress cabinets, 3-way split floor plan.
Mary Lobos C: 225-268-0501 Coldwell Banker ONE O: 225-925-2500
$189,900
Blaise Roy C: 225-939-1769 Dawson Gray Real Estate O: 225-325-5555
$330,000
Reba Brannon C: 225-572-3461 Century 21 Investment Realty O: 225-291-2121
$459,900
For Photos Text R897235 to 52187
For Photos Text RBBCXZB to 52187
For Photos Text R897333 to 52187
5690 MAGNOLIA DE CHRISTOPHE DR, ST GABRIEL New Construction in Magnolia Springs near LSU Campus, Gonzales, Geismar. 3BR/2BA, 1700+ sf living. 100% financing opportunity!
488 MAXINE DR, BATON ROUGE Wonderfully maintained Kenilworth home completely updated and mother in law suite! 5BR/3BA. Formal LR & Den. Patio & lush, spacious backyard.
5112 PECAN LN, JARREAU Waterfront! Large home on False River in a quiet subdivision. 5BR/2.5BA, over 3000 sqft of living area, boat launch, sea wall. Huge kitchen. Fantastic views.
Marcia Plummer C: 225-810-5806 Keller Williams Realty Red Stick Partners O: 225-768-1800
Kimberly Ludwig C: 985-235-9030 Keller Williams Realty Red Stick Partners O: 225-768-1800
Grace Lanoha C: 225-936-6652 Plantation Realty of Pointe Coupee O: 225-627-5162
Licensed by the State of Louisiana. Each office is independently owned and operated.
OM R F S G U B N BA E M O H YOUR
HOW TO
While spiders and bugs are part of a natural ecosystem, when they invade your home, they’re often less than welcome. If you suspect something crawly is moving in, consider the following advice:
Caulking can go a long way to shoo bugs away. Seal tiny cracks and holes near your doors and windows and along baseboards with a strong tape that can be found at your local hardware store. Store food in airtight containers (or keep it in the refrigerator). This is especially true for grains and sweets. In addition, be sure to clean up after you cook so that there are no crumbs around to tempt bugs.
compost piles and yard waste. Never stack firewood against your home for the same reason. Be aware of Federal laws that dictate that insecticidal products be registered. Guidelines allow the Environmental Protection Agency to evaluate a pesticide’s chemical toxicity to humans, pets and other organisms, as well as the pesticide’s environmental risks.
Follow instructions on product labels. In addition to always using the appropriate dose, take care to use the correct product for the job at hand. For instance, a pesticide registered for agricultural use wouldn’t be appropriate to use indoors. And for those seeking a pesticide that doesn’t remain in the environment for Keep your yard free of debris. This will very long, a product containing essengo a long way toward ensuring that pests tial oils should be considered. don’t find shelter in your firewood stacks, Reduce clutter. Not only is clutter a nuisance, it can also provide shelter for insects. In addition to getting rid of clutter, take the time to clean kitchen and bathtub drains, as they can be another breeding place.
Here are more specifics about certain types of pests to guide you. Mosquitoes. Not only are mosquitoes incredibly annoying as they buzz about—and bite—but they can transmit serious pathogens that cause diseases like Zika and West Nile viruses. Eliminate all sources of standing or stagnant water. Empty and replace water in planters, bird baths and pet dishes. Keep other water-prone areas like gutters clear. Finally, set up a perimeter around your home that you’ll spray to keep insects away during spring and summer months.
Termites. Keep the area under and around your house free from wood debris, above and below ground. Stack firewood away from the house and off the ground. Damp soil also puts your home at risk, as termites prefer moist soil. If you find termites in your yard, use a termite killer. If they manage to infest your home, call a professional to assess the damage, identify the termite species responsible, and eliminate the colony. Ants. Not only can ants cause structural damage to your home, they can also be a nuisance and crawl inside in search of food. Ants tend to follow trails along the perimeter of the home (baseboards, the edges of countertops), and can use wires and pipes as a highway system within walls. Follow their trails to find and treat the nest. Like cockroaches, baits are also an effective strategy for killing ants.
Bed bugs. These pests are very hard to eliminate from the home. Treatment typically requires a multi-pronged approach including mechanical and chemical control, as well as preventative measures that help avoid a re-infestation. When traveling, make sure to check your luggage and clothes, as bed bugs are known to hitch a ride with you back home. Never put a suitcase on the bed in a hotel, just in case. Houseflies. Flies are also a major carrier of more than 100 disease-causing Cockroaches. To prevent cockroaches, pathogens, collecting them on their legs store food in tightly-sealed contain- and mouth when feeding. Sanitation ers, seal cracks in your home and re- is the best way to prevent flies. Elimiplace torn window screens. Treat your nate breeding sites and sources of food, home’s perimeter with a spray, many of and make sure your trash can has a which will last up to 12 months. Baits tight-fitting lid and is cleaned regularly. are another effective strategy because Keep screens on your home’s windows cockroaches are nocturnal (often feed- and doors, and repair if damaged. If you ing at night) and may be difficult to con- see them near your home, you can kill tact during the day. The benefit of using them on contact with various products. bait is that the roaches do all the work, spreading the bait to kill other roaches By following these tips, and working in hiding. with your trusted pest-control provider, you will ensure that your house remains bug free.
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SP E C I AL PRE SA L E P RIC IN G O N LOTS ! W
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Nestled on the north side of Rollins Road, providing easy access to shopping and restaurants on each of Zachary’s north/south corridors; Highway 19 and Old Scenic Highway. With its natural southern Louisiana charm and French theme throughout, Clairmont is sure to evoke a relaxing and peaceful ambiance
227 Home Sites Over 20 Acres of Green Space Two Stocked 5 Acre Lakes Resident’s Pavillion Children’s Park Nearly a Mile of Walking Trails Zachary Schools Highly Restricted Development
Contact: Crystal Bonin, Crystal Bonin Realty Cell: 225-276-7779 | Office: 225-301-7088 Licensed in Louisiana
crystal@crystalbonin.com www.crystalboninrealty.com
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LOTS READY TO BUILD ON JULY 2018
R O L L I N S RO A D , ZA CHA RY , LA 70791
www.clairmontzachary.com crystal@crystalbonin.com Cell: 225-276-7779 www.crystalboninrealty.com Office: 225-301-7088
• LOCALLY OWNED • FULL SERVICE TITLE COMPANY • COMMERCIAL AND RESIDENTIAL Baton Rouge: 1800 City Farm Drive, Building 3 Baton Rouge, LA 70806 225-751-9101
www.cypresstitle.com Zachary: 4470 Main Street, Suite C Zachary, LA 70791 225-490-8780
Prairieville: 16044 Hwy 73, Building 106 Suite A Prairieville, LA 70769 225-490-8790
Lauri Evans Kitchen, Attorney 225-490-8780 lauri@cypresstitle.com
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Text RBBDYHQ to 52187
Text RBBBGPQ to 52187
430 CHESTERFIELD DR, BATON ROUGE Completely Remodeled! 3BR/2BA, formal dining room, sunroom. Freshly painted inside & out, slab granite counters, Lakeshore Pecan lam wood and ceramic tile flooring, all new ss appliances, & much more. $199,900
1703 E BAYOU RD, DONALDSONVILLE Grab this 3BR/2BA home and take up where the seller left off! Almost completely renovated. Open floor plan. New kitchen & appliances, plumbing, electrical, refinished original oak floors. Large double carport. $107,900
CHRIS CRAMER
225.288.7916 - 888.378.0923 cramer58@gmail.com Licensed by the State of Louisiana
2798 O’Neal Ln, Ste B4 Baton Rouge, LA 70816 225-932-9552
SEARCH FOR YOUR NEXT HOME ON THE GO! Whether you’re driving around, flipping through magazines or searching online, it’s now easier than ever to find your dream home.
Text the code listed on the sign rider or in the magazine to 52187. You’ll immediately receive a response that links to more photos and property details, all of which can be viewed from your mobile device.
The Real Estate Book makes it simple and convenient to interact with your favorite listings and connect with qualified real estate agents.
TRY IT TODAY!
Page 19
13345WoodridgeAve.com
Manchac Crossing S/D - Prairieville
Gated Community - 3BR/2BA Condo
100% FINANCING for qualified Buyers
MOTIVATED SELLER
More Info: Text R797015 to 52187
More Info: Text R822863 to 52187
More Info: Text R700733 to 52187
CONVENIENT to the new Women's Hospital, & Airline Hwy! Large 4BR/3.5BA well maintained home in desirable Woodridge Subdivision with lots of bells and whistles! Antique wood beams, brick archway, custom fireplace, custom cabinetry, wet bar, lots of storage, sun-room, and in-law suite. GE Monogram premium grade SS appliances in kitchen. 27 KW whole house generator, 3-HD security cameras. Patio and 8ft privacy fenced back yard.
IMMACULATE HOME in very desirable subdivision of Manchac Crossing! Fresh paint inside and out. Updated kitchen with granite counters, upgraded appliances include top of the line stainless steel stove/oven, SS microwave and SS dishwasher. Open floorplan, ceramic and wood floors throughout - NO carpet! Room off garage has AC and is being used as an office. Huge fenced backyard, with extra large tiled patio for outside enjoyment!
LOCATION LOCATION! Convenient to I-10, shopping, dining, entertainment, everything! Spacious 3 BR Floorplan features a Large open Kitchen/dining area. Freshly painted throughout, new wood laminate flooring in living and master - large master bath - new carpet in 2 BR. Complete with refrigerator, washer and dryer! Large closets too! An attached 2 car-garage. MOVE-IN READY! Low maintenance for easy living! Very well maintained complex with strong HOA! Don't miss this opportunity!
Shannon Andre
225-939-5338
Licensed in the State of Louisiana
Text TIGERTOWN TO 52187 to View All Available Listings
17461 JEFFERSON HWY STE A,BATON ROUGE, LA 70817
225-755-7022 | WWW.SHANNONANDRE.COM
Text RBBBFMC to 52187 for more info. 43071 DOCKSIDE DR, PRAIRIEVILLE A must see! Waterfront, beautiful triple split plan 4BR/3BA on cul-de-sac lot. Fireplace, granite counters, wood floors. Peaceful setting.
Text RBBBFLW to 52187 for more info. 6171 LANDIS DR, BATON ROUGE Great investment opportunity or perfect for a first time home buyer. Hurry now, this one won't last long!
Text RBBDSSH to 52187 for more info. 274 HIGHLAND MEADOWS, JACKSON Better than new spacious 3BR/2.5BA plus office/extra bdrm in beautiful E.Feliciana. Lg circular driveway, back porch, workshop and beautiful scenery.
Text RBBCXLF to 52187 for more info. 7325 LOG RD, ST GABRIEL Great studio completely remodeled. Spacious floor plan and even includes sunroom! Located on many acres. Family land. Quiet living in the country!
Text RBBCJDP to 52187 for more info. 41268 LA HWY 42, PRAIRIEVILLE Like New! Beautiful updated 3BR/2BA on lg lot. Wood lam & tile flrs, granite counters. Fenced yard, patio & wrkshp. New windows, AC & water heater.
Text RBBBFLJ to 52187 for more info. Z2B MCKAY LN, ETHEL 57 Acres! Wonderful large site to build your dream home in the country! Call for more details.
GET GREENER PLUMBING, TODAY You may be greening up your cleaning products or your eating habits, but have you stopped to consider your plumbing? Read the following green plumbing tips, and reach out to your local, trusted plumber to help implement them.
INSULATE WATER PIPES. Heating water for homes can account for as much as 30 percent of residential energy consumption. By insulating the pipes and using high-grade pipe insulation, it can lower the energy expenditure needed to heat your water. Your plumber can install insulation on your pipes and save you money in the process. INSTALL WATER SAVING FEATURES. In older homes, plumbing features such as faucets, showerheads and toilets are as historic as the homes themselves. By replacing these dated units with modern, energy-efficient counterparts, you can reduce leaks, conserve water and reduce your energy bill. • Newer and more efficient toilets can cut down the amount of water used by as much as 80 percent. A low-flow toilet only uses 1.28 gallons of water per flush, whereas a full-flow toilet uses 3.5 gallons per flush. A dual-flush toilet uses only 1.6 gallons for solid waste and only 0.8 gallons for liquid waste. A
newer toilet can translate to a potential savings of 10,000 gallons of water each year. Newer toilets essentially pay for themselves, so get your plumber to install one today. • Install a tankless water heater, which uses much less energy than a standard water heater. Instead of wasting energy keeping a huge reservoir of hot water at all times, a tankless water heater heats the water only as it is needed. • Replacing a traditional showerhead with a low-flow showerhead will reduce the traditional water usage by around 50-70 percent. The homeowner can also get their plumber to install an even greener shower product, the steam shower. While traditional showers use 25 gallons of water per shower, a steam shower uses around 1 gallon of water per shower.
INSPECT YOUR HOME PLUMBING FOR LEAKS. Detecting leaks can be a difficult task, and in some cases, small leaks can be unnoticeable to an untrained homeowner. Hire a professional to help you hunt down hard to spot leaks. Contact your plumber today, and together you can implement these tips to save money and the environment. Your plumber might also have additional green plumbing solutions they can bring to your home.
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Sandy S. Chambers 225-975-2327 smschambers@gmail.com
More Info: Text RBBDQZF to 52187
13365 W LAKESHORE DR, PRAIRIEVILLE Lakefront 4BR/3BA triple split floorplan in sought after Lakes at Ascension. Bulkhead installed, freshly painted, all new flooring, gorgeous home. Huge master suite. Living rm w/fireplace. Cypress cabinets, large island. Oversized garage. Great schools. Never flooded. $370,000 !
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More Info: Text RBBDWVK to 52187 43225 SYCAMORE BEND AVE, GONZALES 4BR/3BA home with open floor plan perfect for entertaining! Above market amenities, below market price! Updated throughout. Granite surround fireplace, fresh paint, new storage building/workshop, large privacy fenced yard. $279,500
More Info: Text RBBDWKD to 52187 44404 KAYTAIN CROSSING, SORRENTO Gorgeous, beautifully renovated 3BR/2BA home features open concept kitchen, dining, family room and formal living room. Upgraded light fixtures, porcelain wood look tile flooring. Master suite has 3 walk-in closets. Huge rear covered patio with bricked flooring. $215,000
More Info: Text RBBCRBB to 52187 1555 TASAJILLO DR, ST GABRIEL Move-in ready 3BR/2BA home in Spanish Lakes. Freshly painted. Open floor plan. No carpet! Kitchen has center island, beautiful cypress beams on ceiling, computer nook and bar area. Landscaping and sodded front yard. Covered rear porch and additional storage in garage. $228,000
More Info: Text RBBDTFG to 52187 14278 WHISPERING OAKS DR, GONZALES Beautiful 3BR/2BA home with unique floor plan in quiet, one street neighborhood. Wood floors in all areas except wet areas. New roof less than 4 yrs, fresh paint throughout. Extended driveway. Did NOT flood, No flood insurance reqd. Up to $4,000 in closing costs with reasonable offer. $177,000
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More Info: Text RBBCQZZ to 52187 809 SUMMER BREEZE DR #601, BATON ROUGE 3BR/2BA condo in Summerwood Villas, a gated community. Master suite in rear of unit features double vanity, whirlpool tub, walk-in shower. All appliances included. Fireplace. Porcelain wood-look flooring throughout. 2 car garage. $1,400/MONTH
More Info: Text RBBDVTF to 52187 809 SUMMER BREEZE DR #603, BATON ROUGE 3BR/2BA condo in Summerwoods, a gated community. No carpet! Porcelain wood-look flooring, ceramic tile in kitchen and baths. Master suite with whirlpool tub, dual vanity. Kitchen features island with breakfast bar. 2 car garage. $1,400/MONTH
Office: 225-744-0044
17111 Commerce Centre Dr. Prairieville, LA 70769 Licensed in Louisiana | Each Office Independently Owned and Operated
STUDY REVEALS BEST TECHNIQUE FOR PRICING A HOME The best technique for pricing a home when listing it for sale is setting the asking price just below a round number, according to recent research published by the Journal of Housing Research. These findings will help real estate professionals and anyone else selling their home develop more informed listing and marketing strategies to better suit sellers’ needs. The results of this study take a lot of guess work out of the marketing of homes for real estate professionals. The study looked at 1,000 buyers in Virginia considering a pool of more than 370,000 listings. The researchers were able to determine the impact of “rounded pricing” listing strategies versus “just below pricing” listing strategies. “Our study suggests that by using the just below pricing strategy sellers can price their home slightly higher without driving away potential buyers,” says Eli Beracha, Ph.D., of Florida International University, who conducted the study with Michael J. Seiler, Ph.D., of The College of William & Mary. “As a result, they end up selling their house for more.” How does dropping your asking price ever so slightly impact the final outcome? “On average, buyers are more attracted to a house priced at $199,000 than to a house priced at $200,000 and it appears that ‘just
below’ pricing works out favorably for sellers in terms of their bottom line,” Beracha explains. “Based on our research, the ‘just below’ pricing strategy yields a selling price that is, on average, roughly 2.5 to 3 percent higher, $5,000 to $6,000 on a $200,000 house, compared with a rounded pricing listing strategy.” While residential real estate agents may disagree on the appropriate pricing strategy to use when listing residential real estate for sale, the researchers found that homebuyers more often prefer homes priced using a “just below” pricing strategy. This preference allows sellers to list their home for a higher initial listing price. On the other hand, due to the demand effect, rounded priced homes typically have shorter time on the market and a lower discount relative to listing price. Their findings suggest that sellers’ ability to set higher listing prices for properties using a “just below” pricing strategy outweighs the lower discount and shorter time on the market associated with similar rounded priced strategy homes. “We tested the age-old debate concerning the best technique to price a home when listing it for sale,” Seiler says. “We find that using a price just below a round number works best, particularly in connection to the left-most digit in the price. So, $199,000 works better than $200,000.”
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Raina DiGiulio Johnson BROKER/OWNER, REALTOR, ABR, CRS
225-931-9693 Cell 225-768-0888 rainadjohnson@gmail.com
www.rainajohnson.com g
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2916 Belle Cherie Ave. Baton Rouge, LA 70820 Licensed by the State of Louisiana
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Text RBBDSBD to 52187
25540 PLANTATION AVE, DENHAM SPRINGS Complete modern, beautiful renovation in one of Denham Springs' nicest neighborhoods! 4BR/2BA + new bonus room addition. Large lot with inground POOL!
8460 HARRIS RD, DENHAM SPRINGS Motivated seller, NEW PRICE!! PRIVATE country RETREAT w/ peaceful POND on 3.97 acres! Beautifully restored 3BR/2.5BA +new bonus room. Large RV port/storage bldg. 0
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Text RBBDSSS to 52187
18016 W RIVERVIEW ST, PORT VINCENT Wow! Live on the Amite River with beautiful VIEWS!! Quality construction. Tons of character. 3BR/2BA. New boat house! Quiet hidden jewel community of Sandy Ridge.
7080 KODIAK DR, BATON ROUGE Great Location!! Unique, sleek modern community in Essen Lane area, near Mall of LA, Perkins Row, I-10 & I-12 and LSU! Energy efficient 3BR/2.5BA. Fenced yard.
Text RBBCDGG to 52187
Text RBBCDWV to 52187
990 STANFORD AVE, BATON ROUGE Premier front corner condo in Crescent at University Lake overlooking pool & LSU Lakes! 3BR/3BA. Wraparound balcony. Kit. w/dbl islands, Wolf & Sub-Zero appliances.
12763 WARWICK AVE, BATON ROUGE WOW, beautiful total renovation! 4BR/2.5BA with open, flexible floorplan, fireplace, MBR w/sitting rm/office. Added guest suite w/kitchenette & bath. Corner lot.
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Text RBBCDFX to 52187
921 W TONY ST, GONZALES Great buy in quiet community close to Tanger Outlet Mall, St. Elizabeth's Hospital, I-10! 2BR/2BA downstairs condo. Fireplace, lam & ceramic floors. Freshly painted.
9560 ANGUS AVE, ZACHARY Three 8-plexes. Excellent investment with a great rental history. All 2BR/1BA with Washer & Dryer connections. Great location with Zachary schools!
Page 24
Kurt Mikesell 225-268-0755 lsu4190@hotmail.com
Office: 225-380-1919 142 Del Norte Ave, Denham Springs, LA 70726 Licensed in the State of Louisiana
More Info: Text
RBBCBGL to 52187
13680 HARTMAN LN, WALKER
Completely remodeled home in the heart of Walker. 3BR/2BA, ceramic & laminate flooring, tons of closet space, new roof. Separate carport and workshop. 2 minutes from the interstate, great location! A must see! $169,900
More Info: Text
RBBCBGH to 52187
7772 JEFFERSON PLACE BLVD, BATON ROUGE
Conveniently located condo in Baton Rouge. Second floor unit featuring 2BR/2BA, granite counters, screen in porch. 1278 sf living area. Community pool. Near park. Easy access to I-12 & I-10. $169,900
Page 25
eXp Realty
Debbie Pacas
Office 225-412-9982 2900 Westfork Dr, Ste 401 Baton Rouge, FL 70827
225-235-0165
debbie@pacasteam.com debbiepacas.com
Licensed in Louisiana Each Office Independently Owned and Operated
More Info: Text RBBDXWP to 52187
32946 CANE MARKET ROAD, WALKER Beautiful 10.3 acres with an updated 3BR/2BA home, extra wide carport, 2 storage bldgs - one w/utilities; garden, hen house. Approx 4-5 acres are cleared, fenced, and electric gate for entry. $465,000
More Info: Text RBBDRTC to 52187
16151 INDIGO RIDGE AVE, BATON ROUGE Spacious 4BR/2.5BA family home on beautiful corner landscaped lot with a courtyard and Gunite pool. Formal DR, kit w/keeping rm, high ceiling, master ste. w/ his/hers WI closets & sinks. 2 car garage + storage. $365,000
More Info: Text RBBDXDF to 52187
13319 W MILL GROVE DRIVE, GONAZALES Great home for entertaining! Open, triple split floor plan, 4BR/3BA, plantation shutters, high ceiling, wood & tile floors, gas fireplace, built-ins. Granite counters, Cypress cabinets. Covered patio & fenced yard. $295,000
More Info: Text RBBDWWV to 52187
9120 CEDAR SPRINGS AVE, DENHAM SPRINGS A jewel of a home. Gorgeous renovation from studs, living area has been opened, beautiful new kitchen w/granite, ss appliances. New windows, doors, A/C, and so much more. New roof in 2012. Two story, 4BR/2BA. Fenced yard. $180,000
imee Terito A REALTOR
DO YOU EAT, SHOP, & BUY GAS LOCALLY?
®
(225) 773-1377 aterito@kw.com
S O D O E S YO U R N EXT C L I E N T
95%
of our magazines are picked up monthly by local home buyers and sellers
www.aterito.kwrealty.com 14685 GRAPEVINE DR, BATON ROUGE Custom 4BR/3BA RE home on the lake. Central School District. Gourmet kitchen, Rec room, brick arches & cypress beams. More Info: Text RBBCDKQ to 52187 $365,000 16022 MAGNOLIA D! TRACE PARKWAY, CE U BATON ROUGE D RE Beautiful, upgraded 4BR/3BA home with water views. Fenced backyard, extended patio with hot tub. Priced under More Info: Text RBBCYHK to 52187 appraisal!! $370,000 !
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Keller Williams Realty, Red Stick Partners 8686 Bluebonnet Blvd Baton Rouge, LA 70810 Office: (225)768-1800 Each Office Independently Owned and Operated
Get started with a Targeted Marketing Strategy today. 17M027A-032917
Licensed Realtor, Louisiana, USA 17M027 _TREB_shop_eat_buy_flyer-Digest-B.indd 1
3/29/17 1:11 PM
KNOW WHAT GOES INTO YOUR CREDIT SCORE You’re probably well aware of how important your credit score is. A good score grants you access to loans and favorable interest rates for a mortgage, and opens up many different possibilities for a healthy financial future. But do you know how your credit score is determined? Be aware of the factors used in credit-scoring models so you can work towards achieving a higher credit score, and therefore a better interest rate from your lender. Here are some of the top factors:
ON-TIME PAYMENT PERCENTAGE
HARD INQUIRIES
This is the percentage of payments you’ve made on time during your credit history. This plays a big role in determining your creditworthiness, so just a couple of late payments could significantly impact your score for the worse. An easy way to avoid late payments? Set up automatic bill pay or create calendar reminders for bill due dates.
When you apply for a credit card, mortgage or auto loan, a hard credit inquiry is initiated on your credit report. One hard inquiry will usually have little impact, but multiple inquiries can have a larger impact. A soft inquiry is when you check your rate to see what you qualify for. If you’re unsure, check with your potential creditor or lender before applying to see if they will do a hard or soft pull.
CREDIT CARD UTILIZATION This is a percentage that is calculated by taking the total of your credit card balances and dividing that number by your total credit card limits. This will show creditors how much of your total available credit you are already using. The lower your credit card utilization, the higher your credit score.
TOTAL ACCOUNTS Consumers with more accounts (or more lines of credit) often have higher credit scores because it indicates that more lenders are willing to give them credit. Having a good mix of different types of credit is good for overall credit health as well. But be prudent: Only apply for credit you actually need.
AVERAGE AGE OF OPEN CREDIT LINES The longer your credit history and the older your accounts the better. That’s why it’s a good idea to keep older cards open and active, and to start applying for credit at a young age.
DEROGATORY MARKS Derogatory marks are negative items on your credit report like collections, tax liens or bankruptcy. These records can stay on your credit report for 7 to 10 years. If you have one on your credit report, it can show a lender that you may have mismanaged your credit in the past. The best way to overcome derogatory marks is to start rebuilding healthy credit again. This will gradually weigh in your favor.
Page 27
The Certified Residential Specialist (CRS) is the highest Designation awarded to sales associates in the residential sales field.
CAROLYN WEBBER 225-907-7166 cwebber@remax.net RE/MAX Real Estate Group 225-768-7600
CATHY CRADDOCK 225-603-7611 cathymc10@cox.net Mike Walker & Associates 225-291-1117
CAROLYN SPICER 225-324-3456 cspicer@gardnerrealtors.com Gardner Realtors 225-296-0500
PAT WATTAM 225-978-6688 pat@patwattam.com RE/MAX First 225-291-1234
LINDA FREDERICKS 225-603-9040 linda@hahmail.com Home After Home 225-341-2752
SUSAN GUERIN VICKI SPURLOCK 225-806-3553 225-324-2900 susan.guerin@exprealty.com vicki@locationsrealestate.com eXp Realty Locations Real Estate 225-412-9982 ext. 198 225-928-2222
DIANNE ADAMS 225-806-8979 dianne@dianneadams.com RE/MAX Professional 225-615-7755
JODIE B. STRAIN 225-975-1838 jstrain@cjbrown.com C.J. Brown Realtors 225-292-1000
LINDA DAY 225-938-6374 lday@cjbrown.com C.J. Brown Realtors 225-292-1000
CRS is the symbol of excellence in residential real estate. Our members have proven they have the experience, training and commitment to be among the best in their profession. Since 1977 the Council of Residential Specialists has been conferring the CRS Designation to agents to meet its stringent requirements. The Council of Residential Specialists is an affiliate of the NATIONAL ASSOCIATION OF REALTORS® Each Office is Independently Owned and Operated. Licensed by the State of Louisiana.
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Vanessa Lonzo Meladine Bonton 225-769-9609
REALTOR®
REALTOR®
225-329-7667
225-571-3453
8231 Summa Avenue, Baton Rouge LA
Licensed by the State of Louisiana
Text R897358 to 52187
Text R644909 to 52187
BAKER $115,000
CENTRAL $175,000
2230 N MAGNOLIA 4 Bedroom, 2 Bath Home In Bakerfield Kitchen/Dining Combo, Large Windows, Bedrooms With Ceiling Fan, Ceramic Tile Throughout. Huge Backyard. Vanessa Lonzo 225-329-7667
10012 GOLDEN GATE AVE Beautiful Renovated Home In Carmel Acres 4BR/3BA, Updated Kitchen & Baths, New Flooring. Spacious Rooms. Fenced Yard & Covered Patio. Meladine Bonton 225-571-3453
SAME DAY AP ROVALS SEMINAR WHOLESALE PRICING “PROVIDING RATES IN YOUR BEST INTEREST” Home Buyer
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Ceegee Hilton 225-803-0218
Ceegee Realty, LLC 225-928-7777
10033 Mammoth Ave. Baton Rouge, LA 70814 Licensed in Louisiana
Text R869970 to 52187
37201 OVERLAND TR, PRAIRIEVILLE Custom built, beautiful home in Prairie Oaks. 4BR/4BA+2HB, office, game room. Master Ste w/ fireplace. Prewired for pool, plumbed for outdoor kitchen. Many extras. A must see! $429,900
Text R611546 to 52187
18146 MANCHAC PLACE DRIVE, PRAIRIEVILLE Gorgeous 2 story French Provincial style home in Manchac Place Subdiv. 4BR/2.5BA, Master Ste. w/12' ceiling downstairs. 2-car garage, cov'd patio. Beautiful landscaping. $343,900
FREE
Saturday, February 24th Saturday, July 28th 10:00 AM 10:00 AM Register Online at: www.CeegeeRealty.com or call: 225.928.7777
OPEN HOUSE Sunday, Jul 29, 2PM
Ceegee Realty, LLC “Opening Doors to Your Future”
10033 Mammoth Ave. Baton Rouge, LA 70814 ceegeehomeseminar.indd 3
1/19/18 1:41 PM
AREAHOMELENDING.COM
J A S O N G UE R I N , O WNE R PURCHAS E RE F I N ANCE NE W CONS T RUCTI O N I N VE S T ME N T RENOVATION LOANS INCLUDING FHA 203K 225.663.2500
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Local Appraisers/On Site Processing
✓1 Year Tax Returns for Self Employed Borrowers ✓ USDA/Rural Development with Reduced Cost ✓ VA Loans including Jumbo Loan sizes ✓ Tax Transcripts from IRS No Longer Required with Most Approvals ✓ CAFA Down Payment Assistance Programs
NMLS#1 3052
Area Home Lending NMLS #75386
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SAME DAY APPROVALS WHOLESALE PRICING “PROVIDING RATES IN YOUR BEST INTEREST” PURCHASE
REFINANCE
NEW CONSTRUCTION
Area Home Lending NMLS #75386
INVESTMENT
JASON GUERIN, OWNER NMLS#113052
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RETIRING? d THINK beyon THE BEACH Starting to think about where your post-career phase of life might take you? A lot of people look at warm weather locations like Florida or Myrtle Beach, S.C., where they can play golf or be near the beach. But what if a house on the golf course or a beach community isn’t what comes to mind when you think about retirement? Well, don’t worry, you’re not alone. With about 4 million baby boomers retiring each year, it’s no surprise that the location options are expanding. While warm weather states such as Florida, Arizona, Texas and Georgia are still top choices, more and more of today’s retirees are opting for hardier climates - with states like Colorado, Pennsylvania and Maine making Forbes’ 2017 list of best places to retire. Also growing in popularity are urban locations, as many retirees are choosing to stay in the city they’ve lived in for years or choosing to downsize by moving to an apartment in an urban center. Cities offer high walkability scores, boundless options for entertainment and culture, plenty of restaurants to go out to eat at or order out from, and quick access to affordable public transportation and plenty of quality healthcare.
If city life is your option for retirement, do your research and talk to local real estate professionals to rate any city you’re considering on the following factors: AFFORDABILITY SAFETY CONVENIENCE AGING-FRIENDLY HOUSING OPTIONS ACCESS AND SAFETY OF PUBLIC TRANSPORTATION COMMUNITY ENGAGEMENT CULTURAL OFFERINGS
Of course, pedestrian-friendly streets and a strong local economy are important as well. Some cites that meet these criteria are also in warmer locals, such as Florida cities Tampa, Orlando, and Miami. Scottsdale, AZ; Austin, TX; Atlanta, GA; and Denver, CO are also attractive choices. So retirees are able to live in a friendly climate, while also having all of the convenience that city life offers. Remember, city life can be within your reach, no matter what your age. Consult The Real Estate Book in the locations you’re interested in living to find the perfect place to spend your golden years.
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9278 REDWOOD LAKE BLVD, ZACHARY Qualifies for 100% Rural Development financing! Beautiful 3BR/2BA open & airy, movein ready home in the top-rated ZACHARY SCHOOL DISTRICT! Spacious rooms, lg privacy fenced yard. Located in quiet Redwood Lake S/D featuring lighted sidewalks & stocked lakes, convenient to shopping, parks, schools & more! MLS:2018011013 $195,100
Lori McCallum 225-938-8922 lorimccallum.realtor@gmail.com Licensed in Louisiana
5223 Commerce Street Saint Francisville, LA 70775 225-245-5152
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Text RBBBFYJ to 52187
40396 EMMY AVE, PRAIRIEVILLE Desirable Shadows of Ascension Subdivision. Beautifully maintained home on corner lot. 5BR/3BA, high ceilings, hardwood floors, fireplace, built-ins. Fenced yard. Michelle Lafleur 225-207-0147
Text RBBCDPL to 52187
1006 JASON DR, DENHAM SPRINGS Move-in ready! 4BR/3BA, approx 3122 sf living area. Add'l 382 SF Mother-In-Law Suite. Livingston Schools. Woodburning fireplace. Qualifies for 0% down RD Loan! Monique Epps 225-202-1710
CARRIE LANDS
Text RBBBYNR to 52187
16613 JOOR RD, ZACHARY 7.5 acres with 2 ponds in Central School District! Bring your horses! Updated 4BR/3.5BA. Den w/FP, huge game room. Lg metal barn/shop on slab w/220 amp electric. Laurie Jones 225-938-7326
Text R845694 to 52187
1474 HOOD AVE, BATON ROUGE Precious Southdowns home. Spacious open floor plan, 3BR/2BA, updated chef's kitchen, large master suite, huge living room & den w/frpl. Magnificent oaks in fenced backyard. Laurie Jones 225-938-7326
Text RBBBTNG to 52187
LMS, LRS, LSE, LSS REALTOR®
225-369-0886 CELL 225-296-0500 OFFICE CLands@GardnerRealtors.com www.CLands.GardnerRealtors.com
2509 RIVERVIEW DR, DENHAM SPRINGS Rare Find! Fabulous renovation of this home on 2 acres on the Amite River! 2BR/2.5BA + bonus room. New kitchen, baths, flooring & much more. Breath taking views! Laurie Jones 225-938-7326
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