50+Living of Western NC
Common Symptoms of
STRESS IN WOMEN ARE YOU
READY FOR
TAX
SEASON? GIVE THE GIFT OF
BUTTERNUT SQUASH
LIFE:
SOUP
DONATE
BLOOD
50pluslivingWNC.com
January 2024
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50+ Living | January 2024
Saving Energy Today Will Make Tomorrow
BRIGHT
Install a smart thermostat: Installing a smart thermostat can help you save energy by automatically adjusting the temperature based on your schedule. By setting the thermostat to lower temperatures during the night or when you are away, you can save energy and reduce your heating costs. Use energy-efficient appliances: When buying new appliances, look for the Energy Star certification. This indicates that the appliance is more energy-efficient and will help you save money on your utility bill. Properly insulate your home: Proper insulation is crucial in reducing energy loss. Make sure your walls, roof, and windows are properly insulated to maintain a comfortable temperature inside your home. Use natural light: Try to maximize natural light in your home to reduce the need for artificial lighting during the day. Not only is it free, but it also helps improve your mood and productivity. Dry clothes naturally: Using a clothes dryer consumes a lot of energy. Instead, hang your clothes outside or use a drying rack indoors to dry your clothes naturally.
I
n today’s world, saving energy is essential not only for ensuring a sustainable future for our planet but also for cutting down on energy costs at home. With the increasing demand for energy, it is important to conserve energy wherever possible. By adopting energy-saving measures at home, we can not only reduce our carbon footprint but also save money on utility bills. Here are some tips that can help you save energy at home: Use energy-efficient lighting: One of the easiest ways to save energy at home is by switching to energy-efficient lighting. LED lighting is a much better option than incandescent bulbs as they use 75% less energy and last 25 times longer. Unplug devices when not in use: Appliances and electronic devices continue to consume energy even when turned off. To avoid this, unplug devices when they are not in use. This includes your phone chargers, desktop computers, and other electronic devices.
Reduce water usage: Water heating accounts for a large portion of your energy bills. Reducing your water usage can help you save energy and reduce your utility bills. Fixing leaks, taking shorter showers, and running your washing machine on cold water are some ways to reduce your water usage. Plant trees and shrubs: Planting trees and shrubs around your home can help regulate the temperature inside your home. They provide shade during hot summer days, and act as a barrier against cold winds during winter. Use renewable energy sources: With the advancement of technology, there are many renewable energy options available that can help power your home. Installing solar panels or wind turbines can help you generate clean energy and reduce your dependence on grid power. In conclusion, incorporating energy-saving measures into your daily routine can help you save money on your utility bills and reduce your carbon footprint. From reducing water usage to using energy-efficient appliances, there are many ways to make your home more energy-efficient. By making small changes, we can all contribute to a sustainable future for our planet.
January 2024 | 50+ Living
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CONTENTS
50pluslivingWNC.com
50+Living of Western NC
Estate Sales
WNC Bridge
SERVICES
FOUNDATION A PARTNERSHIP FOR HEALTH
WNCbridge.org
Common Symptoms of
STRESS IN WOMEN ARE YOU
READY FOR
TAX
SEASON? GIVE THE GIFT OF
LIFE:
DONATE
DOWNSIZING? MOVING? RELOCATING? HANDLING AN ESTATE?
BUTTERNUT SQUASH
SOUP
BLOOD
50pluslivingWNC.com
January 2024
3 Saving Energy Today Will Make Tomorrow Bright
5 May Your Heart and Your Closet Be Full 7 What is Your Favorite Hobby? 8 Give The Gift of Life: Donate Blood 10 Paving The Way To A New Path 11 Butternut Squash Soup
WHATEVER THE CIRCUMSTANCES, HOME TRANSITIONS CAN BE STRESSFUL. Our experienced team is here for you. We have helped thousands of area clients pack, move, and liquidate furnishings, household items, jewelry, and artwork. Whether you’re moving, settling an estate, or just want to streamline your life, we can make the process easier.
CALL FOR A FREE IN-HOME OR VIRTUAL CONSULTATION 828.575.2509 option 2
16 The Local Music Makers 18 How to Keep Your Pets Safe This Winter 20 Common Symptoms of Stress in Women 22 Dry January: A Month without Alcohol 23 Hot Chocolate
in Biltmore Village
SHOP OUR UPCOMING ESTATE SALES! DEC <30-2 14-16
JAN 4–6 18–20
FEB 1–3 15–17 29-2>
Click on SHOP at
WNCbridge.org to sign up for upcoming sale notifications
SALE DAYS | THURSDAY– SATURDAY 10–4:30 SALE WEEK PREVIEWS | WEDNESDAY 1 – 3 Each sale is different, offering something for every taste and budget!
12 Lifestyle & Resource Guide 14 Are You Ready For Tax Season?
75 FAIRVIEW ROAD
WNC Bridge FOUNDATION
We are looking for
VOLUNTEERS
WNC Bridge Foundation Estate Sales and Thrift Stores are friendly, upbeat places to volunteer. Folks of all walks and ages are making a positive impact in our community. Choose your own adventure! Interact with customers and clients by packing estates, stocking shelves, ringing up purchases. Or work in the wings sorting donations and organizing housewares, rugs, furniture, art, linens, clothing, and other hidden treasures. Determine your own schedule—a couple of hours, a couple of days, or more.
WANT TO KNOW MORE ABOUT VOLUNTEERING AND THE WORK OF WNC BRIDGE FOUNDATION? Call 828.277.4888 or go to WNCbridge.org and click on the Volunteer link. 2023/24
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50+ Living | January 2024
May Your HEART and Your Closet
BE FULL Donate clothes that are still in good condition to local charities or organizations that accept clothing donations. You can also consider selling items that are still in excellent condition on online platforms such as Poshmark, Mercari, and Depop. For clothes that are no longer wearable or in good condition, consider discarding them in an environmentally sustainable way. Check with your local waste management facility for guidance on how to recycle or dispose of your clothes safely. Once you have decided what to keep, organize your closet so that you can easily access and find your clothes. You can organize by category, color, or style. For example, arrange your clothes according to seasons, putting your winter clothes away during the summer and vice versa.
C
leaning out your closet can be a daunting and overwhelming task, especially when you have accumulated a lot of clothes over time. However, it is an essential activity, and it does not have to be a stressful experience. Start by planning and organizing your closet. Before you dive in, it is essential to have a plan and strategy for what you want to achieve. Decide what items of clothing, shoes, and accessories you want to keep, donate, or discard. You can start by emptying your entire closet, and then sorting through each item individually. Consider creating three piles: one for items you want to keep, another for donations, and a third for discard. When sorting through your clothes, consider your lifestyle, your personal style, and what you enjoy wearing. Ask yourself whether you have worn an item in the past year, if it still fits, if it is in good condition, and if you will wear it again. If the answer is no, then it is time to let it go.
Invest in storage solutions that work for your space and your needs. Consider using hangers, shelving, and baskets to maximize your storage space. You can also add a shoe rack or an over-the-door shoe organizer to keep your shoes organized and easy to access. Regularly clean out your closet. Cleaning out your closet is not a one-time event; it is an ongoing process. Set aside time every few months to reevaluate your wardrobe and get rid of items that no longer serve you. This will help keep your closet organized and clutter-free. In summary, cleaning out your closet is a necessary part of maintaining an organized and functional wardrobe. It does not have to be a stressful experience if done with a plan and strategy. Start by creating piles for what you want to keep, donate, or discard. Donate clothes in good condition to charity, sell online, and recycle or dispose of clothes near the end of their life. Organize your closet in a way that works for you, and invest in storage solutions that work for your space and needs. Lastly, regularly clean out your closet to keep it organized and clutter-free. With these steps, you can achieve a clean and organized closet that makes getting dressed easy and enjoyable. January 2024 | 50+ Living
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50+Living of Western NC
PUBLISHER Tammy Sheppard tsheppard.avlmedia@gmail.com WEB DESIGN Alphie Hyorth CONTRIBUTING WRITERS Peggy Ratusz Laurie Richardone ADVERTISING INQUIRIES Mike Demos 828.273.0098 mikedemos@aol.com Bridget Hepler 828.551.9893 brisdon00@gmail.com
happy
New Year
AVL Media Inc. P.O. Box 18416 | Asheville, NC 28814
828.230.7537
h All advertising published in 50+Living of Western NC is believed to be truthful and accurate. However AVL Media, Inc. assumes no responsibility and shall have no liability whatsoever for errors, including without limitation, typographical errors or omissions in 50+Living of Western NC. Any reference made to AVL Media, Inc. is not to be construed as making any representation, warranty or guarantee concerning the information on properties advertised in 50+Living of Western NC. The content of all ads contained herein are solely the responsibility of the advertiser. The opinions and statements contained in advertising or elsewhere in this publication are those of the authors of such opinions and are not necessarily those of AVL Media, Inc. AVL Media, Inc. reserves the right to edit or refuse any advertising submitted to this publication
50pluslivingWNC.com 6
50+ Living | January 2024
Think about your skills
What is Your
Favorite Hobby?
Another way to find a new hobby is to think about your existing skills. What are you good at? What do you love doing? If you’re good with your hands, for example, you might want to try woodworking or pottery. If you enjoy cooking, you might want to experiment with new recipes or take a cooking class. By leveraging your existing skills and passions, you can find a new hobby that’s both enjoyable and rewarding. Look for inspiration Inspiration can come from anywhere. Take some time to search online and find inspiration for new hobbies. Watch YouTube videos, read blogs, and browse social media to discover new hobbies that appeal to you. You may even find some local hobby groups or clubs that you can join. Trial and error Finding a new hobby is often a process of trial and error. You may have to try several hobbies before you find the one that’s just right for you. Don’t be afraid to experiment and explore different options until you find something that you really enjoy. Keep an open mind
H
obbies are a great way to unwind after a long day, to get away from the hustle and bustle of everyday life, and to recharge your batteries. They provide you with a sense of purpose, help you to relax, and they can also broaden your horizons and help you to develop new skills. However, finding the right hobby can be a challenge. So, if you’re looking to find your new favorite hobby, here are some tips to help you get started. Try something new One of the best ways to find a new hobby is to try something new. This could be anything from learning a new language, trying a new sport, or taking up a new craft. Trying something new is a great way to discover your interests, passions, and talents. And who knows, you may even stumble upon your new favorite hobby in the process. Consider your interests Your interests are a good place to start when it comes to finding a new hobby. If you’re interested in art, for example, you could try painting or drawing. If you enjoy being outdoors, you might want to take up hiking, camping, or gardening. By taking an interest-based approach to finding a new hobby, you’re more likely to enjoy it and stick with it.
It’s important to keep an open mind when looking for a new hobby. Don’t limit yourself to activities you’re already familiar with or that you think you’ll enjoy. You may be surprised by how much you enjoy something unexpected. Make time for your hobby Once you’ve found your new hobby, it’s important to make time for it. Schedule it into your week just like you would any other appointment or commitment. By making time for your hobby, you’ll be more likely to stick with it and enjoy all the benefits it has to offer. Share your hobby Sharing your hobby with others is a great way to make new friends and connect with like-minded people. Consider joining a local hobby group or club, or sharing your hobby on social media. You may be surprised by how many people share your interests and passions. Finding your new favorite hobby doesn’t have to be a daunting task. By trying something new, considering your interests and existing skills, looking for inspiration, being open-minded, and making time for your hobby, you’ll be well on your way to discovering a new activity that you love. Remember, hobbies are a great way to relax, unwind, and recharge, so take the time to find the one that’s just right for you. January 2024 | 50+ Living
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Give The Gift of Life: Donate Blood
N
ational Blood Donor Month is an annual event that draws attention to the importance of blood donation. This month-long event seeks to raise awareness about the critical need for blood donations not only in the United States but all over the world. The month of January has been designated as National Blood Donor Month since 1970 to highlight the importance of donating blood and to ensure that there is an adequate supply of blood available for patients in need.
Blood donation is a simple, safe, and effective way to save lives. A single donation can save up to three lives, which can make a world of difference for those in need. Donated blood is used for a variety of purposes, including traumatic injuries, surgeries, cancer treatments, and chronic medical conditions.
Every two seconds, someone in the United States needs blood, and nearly 7% of the population will need a transfusion at some point in their lives. Approximately 36,000 units of red blood cells and 7,000 units of platelets are needed every day in the U.S. for patients with cancer, sickle cell disease, and other illnesses and injuries.
The need for blood donors is especially critical during times of crisis, such as natural disasters or a pandemic. The COVID-19 pandemic has highlighted the importance of blood donation as a vital public health measure. The pandemic has led to blood shortages, as many blood drives have been canceled due to social distancing requirements and fear of transmission. However, the need for blood donations remains high, and blood donor centers have implemented safety measures to ensure that donors are safe and protected against the transmission of infections.
Despite the growing need for blood and blood products, there is a steady decline in the number of donors each year. According to the American Red Cross, the number of blood donors has dropped by 80,000 in recent years. This decline presents a significant challenge because blood cannot be manufactured - it can only come from volunteer donors.
National Blood Donor Month serves as a reminder that blood donation is a year-round necessity. It’s not just a one-time event, but rather an ongoing commitment that can save lives and make a difference. The month-long event is aimed at promoting blood donation, celebrating blood donors, and recognizing the impact of blood donations on the lives of patients.
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50+ Living | January 2024
Donating blood is a selfless act that requires minimal effort and time, but can have a significant impact on someone’s life. However, several myths associated with blood donation prevent people from donating blood. Common myths include various beliefs such as that donating blood is painful, that it can make people sick, or that certain groups of people cannot donate blood. These myths are often unfounded, and donating blood is a straightforward and safe process that can save lives. In reality, donating blood is a straightforward and safe process that does not cause any significant pain or discomfort. The process can take as little as 45 minutes, and the actual blood donation process typically lasts less than 10 minutes. After the donation, donors receive refreshments, and they are monitored for approximately 15 minutes to ensure that they are feeling well. There are no negative health effects associated with donating blood, and donors can return to their normal activities soon after donating. In conclusion, National Blood Donor Month serves an important purpose in raising awareness about the critical need for blood donations. The need for blood donors has increased, and every donation can save up to three lives. Blood donation is a simple, safe, and effective way to make a difference in someone’s life. However, myths and
misconceptions often prevent people from donating blood, and it is important to dispel these myths and encourage more people to donate blood. National Blood Donor Month provides an opportunity to celebrate and recognize the impact of blood donations on patients’ lives and the critical role that donors play in ensuring that there is an adequate supply of blood for everyone who needs it.
January 2024 | 50+ Living
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Paving The Way To A New Path by Laurie Richardone
The beginning of the new year can be the time we aspire for new challenges. Whether it is starting a new business, relationship, or wanting to have better health. I believe the most significant question to ask, when starting something, or taking a new path is why? Knowing the why behind choosing to do something sets us up for success. It supports us to go the distance in creating something new because our heart is in it. However, even if the passion is there, starting something new can feel daunting. Yet, exciting. I believe it is because we are thinking of the many things we have to do, in order to get to where we want to go, in addition to having that thing we desire. There are some elements that would be beneficial to put in place to have a smooth journey. For example: • Is my desire strong enough? • Shifting our perspective from what we have to do, to who we have to be; it will encourage us to be more open to the tasks ahead. • Keep it in the present moment. It creates some space, and takes the pressure off. I have discovered that taking consistent simple actions have helped pave the way to a new vision. Remember, it is a journey. It can change. And, it’s ok to pivot. I find, when I ask myself questions like what am I passionate about at this time in my life, and identifying what that is, has allowed me to take a turn and travel a new path. • Stay open, flexible, and pay attention to opportunities. • Know your strengths and limitations, and learn how to delegate. • Once you get clarity around something, ask the universe for help. Oftentimes we run into people that could be of support. It doesn’t have to be hard; however, it does take some courage. Stepping into the unknown can feel frightening before it morphs into that which we strive for. So how do we set ourselves up for success? Reduce complexity - Take simple steps that you know are realistic, given your personality, or the way you learn new things. One of the traps to moving in a new direction is, we compare ourselves to others. Comparison is the thief of Joy. And, remember …there is no one that does what you do in the way that you do it! I would like to close with a paraphrase from Carlos Castaneda’s book. The Teachings of Don Juan…. Anything is one of a million paths. Therefore you must keep in mind that a path is only a path. If you feel you should not follow it, you must not stay with it under any conditions. There is no affront to oneself, or to others, in dropping it if that is what your heart tells you to do. Ask the question? Does this path have a heart? If it does then the path is a good one, if it doesn’t, then it is of no use. And know that all paths lead to nowhere. Wishing you a fruitful journey in 2024 If you are a curious person join me on my Podcast ~ a taste for all seasons Listen to the latest episode ~ Slowing Down All episodes are on LaurieRichardone.com ~ or wherever you listen to your podcasts. Laurie Richardone is an inspirational seasonal chef and certified wellness coach. To work with Laurie, visit LaurieRichardone.com/contact
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50+ Living | January 2024
This next level savory soup has all the elements we crave in an autumn soup. It pairs well with my Green Chile Cornbread. Serves 4 2 large butternut squash, or 4 small 2 tbsp. olive oil 1 tsp. sea salt, or to taste 2 sprigs thyme tucked into squash when roasting 2 garlic cloves, smashed 2 tbsp. raw honey 1 tsp. fresh ginger 3 cups vegetable stock, or store bought Pacific Organic Vegetable Stock 1/8 tsp. freshly grated nutmeg 1/4 cup chopped pistachios, toasted 1 cup shiitake mushrooms, chopped a squeeze of fresh lemon chopped chives to finish soup red chili powder to finish soup (or smoked paprika) 2 tbsp. unsalted butter, browned, optional 1/4 cup plain yogurt, optional Preheat the oven to 400 degrees. Squash Method ~ Cook’s note: Squash can be roasted a day ahead. Line a small baking sheet with parchment paper. Cut the smaller end of the squash off. Cut squash in half and scoop out and discard seeds. Brush each half inside with about 1 tsp. of the oil. Sprinkle with salt and pepper and tuck a sprig of thyme into each. Place cut-side-down and roast until tender, 30- 45 minutes. Let cool, then scoop out and reserve the flesh. In a medium sized pot, add the remainder of olive oil. Add minced garlic, and minced ginger. Saute for 4 minutes. Add the cooked squash,1 tsp. salt. Cook for 3 minutes. Add warm stock. Add raw honey. Bring to a simmer and cook for 10 minutes. Reserve some of the stock to add in if thinner consistency is desired. Shiitake Mushroom Method ~ Small chop on shiitake. Saute in butter or olive oil until tender. Salt and pepper to taste. Squeeze of lemon. Set aside.
Butternut Squash Soup Pour the soup in a food processor, or high powered blender. Blend until desired consistency is reached. Add more warm stock if needed. Add brown butter, if using. Fold it into the soup. Toasted Pistachios ~ In a small hot dry pan, add pistachios and shake the pan frequently so they don’t burn. When they start to smell nutty they are done. About 4 minutes. Chop the nuts into small pieces. To Finish ~ Ladle the soup into four warm serving bowls. Top with shiitake mushrooms. Add a dollop of yogurt, if using. Add toasted pistachios. Sprinkle red chili powder, and chopped chives. Grate nutmeg on top. Drizzle with fresh lemon. Stores up to 4 days.
Brown Butter Method ~ Heat a skillet over medium heat. When the pan is hot, add the butter. Rotate the skillet over the heat as necessary to brown the butter evenly. As soon as the butter is a hazelnut brown, it’s finished. Fold it into the soup after you blend it.
Laurie Richardone is a seasonal gluten free chef and certified health coach. To work with Laurie, visit LaurieRichardone.com January 2024 | 50+ Living
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Lifestyle & Resource guide HEALTH & WELLNESS
HEALTH & WELLNESS
Beauty Bin
Zachary S. Holcombe, D.M.D.
Dry Bar & Day Spa. Asheville’s One-Stop Shop for ALL your Beauty Needs. Helping every client look and feel as beautiful on the outside as they are on the inside. www.beauty.bin.com
General Dentistry. Whatever dentistry you’re in need of, you’ll feel comfortable with our team. Being patient-centered means that your positive experience, in every detail, is our primary concern. www.DentalAsheville.com
117 Sweeten Creek Rd, Asheville 828-417-9915
Elite Hearing Centers of America Tammie Crawford 145 Weaver Blvd, Weaverville 828-484-9201
Suite B-2, 1944 Hendersonville Road, Asheville 828-684-3939
HOME & REAL ESTATE
We carry the industry’s leading manufacturers of hearing aids at some of the most affordable prices. www.elitehearingcenters.com
Asheville Realty & Associates - Bob Ray
Ingles Pharmacy
I specialize in Senior Real Estate Representation. I am an Asheville native with 28 years experience in our market. www.ASHREAL.com Bob@ashreal.com, call, text, or email me.
Prescriptions ready when you need them, every time. www.ingles-pharmacy.com
The Lodge at Mills River
5593 Old Haywood Rd, Mills River 828-684-4857
Make your rehabilitation or long-term stay at a skilled nursing facility a positive experience. We offer our residents a warm community dedicated to seeing them achieve their health goals. www.sanstonehealth.com/lodgeatmillsriver
The Medical Loan Closet Of Henderson County, Inc. 1225 7th Ave. East, Hendersonville 828-692-9005
Days: Tuesday and Friday Only Hours: 12:30-4:30 We meet short term needs for durable medical equipment at a nominal cost. Beyond the cost savings, we strive to provide a compassionate environment which reduces the stress of inherently stressful situations for clients.
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50+ Living | January 2024
1308-A Patton Avenue, Asheville 828-507-7853
Blue Ridge Properties Group 22 N. Main Street, Weaverville 828-658-5200
“We’ve got agents who remember encyclopedias, the Eagles and life before Netflix. They’ve kept up with technology but haven’t forgotten how to interact with real people. They have experience, extensive area knowledge and are just plain fun to work with. Looking to buy or sell, give us a call!”
Century 21 Mountain Lifestyles - Martha Lowe 1210 Hendersonville Road, Asheville 828-777-4364
“I love homes and I love people”! My experience includes 34 years in banking as well as 20 years in real estate. I want to earn your business.
HOME & REAL ESTATE
FOOD & DINING
Century 21 Mountain Lifestyles - Owen Fields Baked Pie Company 1210 Hendersonville Road, Asheville 828-777-5447
2011 Asheville Realtor of the Year. Specializing in estate sales. Available nights and weekends.
Norma Clayton Realty
262 S. Caldwell St., Brevard 828-384-1806
Your HomeTown Realtor in Brevard. A team of real estate professionals dedicated to helping you find your perfect place. Let us show you why we love calling Transylvania County home. www.brevardrealty.net
4 Long Shoals Rd, Arden 828-333-4366
Our pies are made daily with the freshest and highest quality ingredients. We think our customers deserve only the best! www.bakedpiecompany.com
LIFESTYLE
5 Little Monkeys Quilt & Sew 32 N. Main St, Weaverville. 828-484-7200
Quinn Anderson Real Estate Solutions
Fabric, Supplies, Longarm Quilting and Machine Service. Our passion is supporting all people in their desire to learn to sew and quilt.
I specialize in Mars Hill Real Estate. A quiet, relaxed community with a vibrant main street with shopping and dining. Home to Mars Hill University.
Asheville Cotton Co.
94 Anderson St, Mars Hill 828-206-9658
RE/MAX Results - Elizabeth Jones 115 N. Main St., Weaverville 828-226-2269
With years of experience working with Buyers, Sellers and Small Commercial it is my goal to complete transactions with well satisfied customers! I will work hard to earn your trust and build lasting relationships. Let me be your Real Estate Go-To Expert!
1378 Hendersonville Rd, Asheville 828-277-4100
With the help of a super friendly, knowledgeable and talented staff, the shop now boasts more than 10,000 bolts of quilting cotton, representing more than twenty major brands. We offer a variety of classes, bringing in both local and national teachers. www.ashevillecottonco.com
Stephens Upholstering Co.
WNC Bridge Foundation Estate Sales & Services
220 Weavervile Rd, Asheville 828-645-3422
We are a community-based charitable organization that works to provide funds to support and assist in meeting the many health challenges that face the people of WNC. www. WNC bridge.org
Thyme In The Garden
75 Fairview Rd, Asheville 828-575-2509
Get furniture upholstery, drapery fabrics, blinds, and hardware right here. www.stephensupholstery.com
190 Weaverville Hwy, Asheville. 828-658-3700
A unique garden and gift shop offering whimsy to the refined, bringing the outdoors in. January 2024 | 50+ Living
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Are You Ready For TAX SEASON?
I
t is time to start thinking about tax season once again. For many, this can be a daunting task. Whether you are a seasoned taxpayer or a first-time filer, preparing your taxes can be an overwhelming experience that often leads to anxiety and stress. However, with the right preparation, you can make the process much smoother and reduce the headache that comes with tax season. Organize your documents The first step to preparing for tax season is to gather and organize all of your tax documents. It is important to make sure that you have all of the necessary paperwork before you begin filing. Some of the documents you will need include W-2s, 1099s, receipts for deductions, and statements for investments. Once you have gathered your paperwork, it is important to organize it in a way that makes it easy to access and understand. You can keep the documents stored in a file, either on your computer or a hard copy stored in a safe location. If you have a business or are a freelancer, it is even more important to keep business and personal expenses separate. Use accounting software, such as Quickbooks, to help you
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50+ Living | January 2024
keep track of your income and expenses throughout the year, reducing the need for a frenzied rush in the lead up to tax season. Understand your forms It is also important to understand the different tax forms you may need to use when filing your taxes. For example, if you are a small business owner, you will need to fill out a Schedule C form to report your business income and expenses. If you own a home, you may need to fill out a Schedule A form to report your mortgage interest and property taxes. Each form comes with its own set of requirements and instructions, so it is important to read them carefully in order to correctly prepare your taxes. Know your deductions and credits The tax code is filled with various deductions and credits that can help reduce your tax liability. It is important to check for eligible deductions and credits that can reduce your overall tax liability. These may include deductions for charitable donations, student loan interest, or healthcare expenses. There are also credits available for certain expenditures, such
as education or home improvements. Take time to research what tax credits and deductions may be available to you. Consider hiring a professional While it is possible to prepare taxes on your own, there are many advantages to hiring a professional. Tax professionals have a thorough understanding of the tax code and can help maximize your deductions and credits. They also keep upto-date with changes to the tax code, which can be extensive each year. Additionally, if you do not have the time to dedicate to preparing your taxes or feel overwhelmed by the task, hiring a tax professional can take the workload off your shoulders.
Preparing for tax season can be a daunting task for many taxpayers. However, with the right preparation and organization, tax season can be a hassle-free experience. Taking the time to gather and organize documents, understanding the different tax forms, knowing your deductions and credits, considering hiring a professional, and planning ahead for payments can help reduce the stress and make filing taxes much simpler. Hopefully, this article has provided helpful tips to make your tax season experience a breeze.
Plan ahead for payments Finally, it is important to plan ahead for tax payments. If you owe money to the government, it is likely you will need to make estimated tax payments throughout the year. These payments can be made online through the IRS website or by mail. Additionally, if you are unable to make a payment, it is important to communicate with the IRS and make arrangements to avoid late fees and penalties.
January 2024 | 50+ Living
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The Local Music Makers The Synchronicity of Souls
L
et me introduce you to my marvelous friends, Andy & Ruthie Hunter. These two have been making music together in some way shape or form since she was 14 and he was 18. Their love story is for the ages and could easily be made into a movie. Ruthie’s desire to purchase and learn to play the banjo was the magic force behind some truly significant life changing serendipity. Native Ashevillain Andy’s musical interests, pursuits and affiliations puts him at the beginning of what is considered the local music “heyday.” He is an instrumental character, one of our founding fathers in the history of live music in Asheville. Sadly, one of our iconic music stores is closing soon after 56 years in business; and this is especially poignant to mention since Andy & Ruthie’s story begins at one. Ruthie began taking banjo lessons with (Rev) Bucky Hanks (Midnight Plowboys, Piney Mountain Boys) over at Moritz Music (which co-owner John Moritz would change to Musician’s Workshop). But she needed to purchase a banjo first. While still in high school Andy worked at Pick ‘n’ Grin Music Store which was located over at Westgate Shopping
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50+ Living | January 2024
By Peggy Ratusz
Center that the infamous Pruett brothers, Marc (banjo player and founding member of Balsam Range) and Matt owned. Ruthie and her “hippie” mother (who is just over 100 years of age now) entered the store back in 1974. “My mom purchased my first banjo from Andy over at Pick ‘n’ Grin ten years before we could have imagined we’d be married one day!” For a decade, the two would see each other in passing, make small talk. But when Pick ‘n’ Grin moved to Merrimon Avenue, so did Bucky the banjo instructor, and Ruthie followed him there to continue her study in banjo and guitar. It was Ruthie’s desires yet again that would finally get them together. “I wanted to buy a Gibson Banjo RB250 and they had one over at the store that I kept eyeing until one day Charlie Hyde sold it to me for a price I couldn’t pass up. At the same time my cat had had kittens and I had just two more to find homes for. I was juggling a lot, going to UNCA evening classes, working all day and I needed to get rid of these kittens.” So before she walked out the door, she made an adoption pitch to both Charlie and Andy. They both turned her down. Still, Andy mustered up the courage to call her later that evening on the pretense of finding out how she liked the banjo. “She thought I’d changed my mind about the kitten,” says Andy. Finally after several minutes of chit-chat Ruthie
finally asks him, “Are you calling about the cat?” Andy says, “No….I was just wondering if you’d like to go with me to see a movie.” It was on that first date that they discovered that her favorite movie To Kill a Mockingbird was his favorite book. Thirteen years into their marriage their son came along and they named him Atticus. During and after high school, Andy played in different bands and one he remembers fondly was called Southern Fried. They were the ‘house band’ at a dance club, The Derby, five nights a week 9pm-1am for two years. “As young musicians we all realized what a great boot camp it was to land this gig.” While she loved learning music, (later taking banjo lessons from Marc Purett’s wife Anita Pruett) singing (in private) and playing, Ruthie’s stage fright kept her at first, from pursuing anything more than porch picks and high school string band. Her shyness was so profound that it wasn’t until many years into their marriage that Andy discovered Ruthie could sing. The “hippie churches” they were members of on and off were where they would marry their styles and join together, their love of playing music. Though you will find the two of them in a duo configuration at bars and breweries around town, you can also find video footage of their intimate living room songs by visiting their Facebook profile pages. Their renditions of songs by a myriad of 70’s hit makers run the gamut between Country Classics, Country Rock Classics, Soul tunes and Blues. Their full band Soul Blue is a six year old cover band playing here and in Atlanta. Founding members of Soul Blue include Peter Chakales on drums and Phillip Ashley on bass. While Andy, Phillip and Peter still play together in the popular band Zydeco YaYa and Phillip plays in Twinz with Jack and Jim Mascari, their current bass player is Jeff Lautier and they’ve added Rick Callahan on guitar. The Cork & Keg is our “Home”, Ruthie says and owner/ operator “Hunt (Mallett) is so kind to us.” Hunt, Andy and Ruthie have known each other for nearly 25 years.
The dance community in Asheville and Hendersonville are highly supportive of bands like Soul Blue. So if you go to hear them play, you’ll be entertained by some fine area swing dancers too. Playing a “charismatic and entertaining” mix of Classic Soul/Blues & R&B, their approach to the music of the iconic artists they cover creates a chemistry of love and fun. Ruthie’s beautiful voice is nostalgic and unique sounding at the same time, as she adds her special sauce to songs we know and love. The musicianship of the band is golden and these top notch players will buoy your blues to soulful heights whether you come to dance or just come to listen. Look for them at The Cork & Keg of course, Asheville Guitar Bar, Jack of the Wood, Sierra Nevada Brewing and more venues to be added. You can keep up with them via their Facebook music profile page: https://www.facebook.com/BlueBird6917/ “It’s still so funny to us, how Andy was there when both of my banjos were purchased, and he changed my strings and repaired my instruments for years before God’s unbeknownst-to-us plan unfolded.” Soul Blue Schedule: Cork & Keg: February 17th, March 16th and April 13th 8pm-10:30pm
Peggy Ratusz is a vocal coach, song interpreter, and songwriter. For vocal coaching email her at peggymarie43@gmail.com January 2024 | 50+ Living
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How to Keep Your Pets Safe This Winter
Provide proper shelter Make sure your pets have a warm, dry and draft-free space to snuggle up in during the colder months. This is especially important for outdoor pets, who can suffer from hypothermia or frostbite when left in the cold for extended periods of time. A cozy shelter with insulation and bedding will help keep them warm and comfortable, and don’t forget to check on them frequently to ensure their safety. Dress them accordingly Some pets, especially those with short or thin fur, may need extra protection from the cold. Consider investing in a warm coat or sweater to keep them cozy on walks or outside playtime. Just be sure to choose a size and style that fits well and won’t cause discomfort or restriction of movement. Keep them hydrated Just because it’s cold outside doesn’t mean your pets don’t need access to fresh water. Make sure they have plenty of clean water to drink, and keep it out of reach of freezing temperatures. If you’re worried about it freezing, consider using a heated water bowl or changing the water frequently throughout the day. Adjust their diet Winter can be a time of decreased activity for some pets, which means they may not need as much food as they did during the summer months. Talk to your veterinarian about adjusting your pet’s diet to ensure they get the right amount of nutrition and calories for their activity level and size.
W
inter can be a tricky season for our furry friends. With cold temperatures, icy conditions and shorter days, there are many hazards that can put their health and safety at risk. But with a little extra care and attention, we can make sure our beloved pets stay healthy, happy and safe during these colder months. Here are some ways to keep your pets safe this winter: Keep them indoors While it may seem obvious, one of the most important things you can do to keep your pets safe during winter is to keep them indoors as much as possible. This goes especially for pets that are not used to cold temperatures, such as cats and smaller dogs. Even if they are comfortable outside, they should not be left unattended for extended periods of time.
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Monitor their paws Snow and ice can be harsh on your pet’s paws. Make sure to regularly check their paws for any cuts, cracks, or injuries, and wipe them down after they’ve been outside to remove any salt or chemicals that may cause irritation. You may also want to consider using protective pet boots to help keep their paws safe from the harsh winter elements. Don’t leave them in the car As temperatures drop, it may be tempting to leave your pet in the car while you run errands. However, this can be extremely dangerous. In cold weather, cars can act as refrigerators, quickly causing pets to become hypothermic or worse. It is always best to leave your pets at home when running errands.
Watch for signs of hypothermia
Keep pets away from frozen water
Hypothermia is a serious condition that can occur when your pet’s body temperature drops below normal. Symptoms may include shivering, lethargy, and a slow heart rate. If you suspect your pet may be suffering from hypothermia, seek veterinary care immediately.
If you live near a body of water that freezes over during the winter, be sure to keep your pets away from it. Even if the ice looks solid, it can be dangerous and may not support your pet’s weight. A fall through the ice can be life-threatening, so always err on the side of caution.
Use caution with space heaters
Plan for emergencies
If you’re using a space heater to keep your home warm, make sure it’s in a safe location where your pet can’t accidentally knock it over, causing a fire hazard. You may also want to consider using a pet-friendly heating pad or bed instead for added safety.
Finally, it’s important to have a plan in place in case of any winter emergencies. Make sure you have an emergency kit on hand that includes supplies like extra food, water, and medications for your pet. You should also have a plan in place for what you’ll do if you need to evacuate in the event of a natural disaster or other emergency.
Avoid antifreeze Antifreeze contains a highly toxic substance called ethylene glycol, which can be fatal to pets if ingested. Make sure to keep antifreeze containers out of reach of your pets, and if you spill any on the ground, clean it up immediately. You may also want to consider using pet-friendly antifreeze alternatives that are less toxic.
By following these tips, you’ll be well on your way to keeping your furry friends safe and healthy this winter. Remember to always put their safety and well-being first, and they’ll be sure to thank you with plenty of tail wags and cuddles. “You can judge a man’s true character by the way he treats his fellow animals.” Paul McCartney
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Stress, if not managed properly, can have a significant impact on a woman’s physical and emotional health. Physical symptoms of stress can include headaches, fatigue, muscle tension, and difficulty sleeping. Stress can also affect the body’s immune system, making women more susceptible to illnesses, such as colds, flu, and infections. Women under stress also tend to have higher levels of the hormone cortisol, which can lead to weight gain, high blood pressure, and an increased risk of heart disease. The emotional symptoms of stress are equally concerning, and they can take a toll on overall mental well-being. Women under stress are more likely to experience anxiety, irritability, depression, and mood swings. They may also find it challenging to concentrate, make decisions, and remember things. This can lead to a decrease in productivity, affecting both personal and professional life. Stress can also have an impact on women’s reproductive health. For instance, high levels of stress hormones such as cortisol and adrenaline can disrupt menstrual cycles. This disruption can lead to changes in the timing of periods, periods that are heavier or lighter than normal, and can even cause missed periods, which can add an additional layer of anxiety and stress to a woman’s life.
Common Symptoms of Stress in Women
S
tress is a normal part of everyday life, but when it becomes chronic, it can take a toll on emotional and physical well-being. Stress can affect people of all ages and genders, but women are more likely to experience it than men. Studies show that women experience stress at higher levels and more frequently than men. Women have many responsibilities, and the pressure to balance work, family, and personal needs can quickly become overwhelming. Despite this, many women often ignore their symptoms, not realizing the effects that chronic stress can have on their health. In this article, we will delve deeper into the common symptoms of stress in women and how they can be managed.
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One of the most pressing issues with stress is that it can cause a vicious cycle. Women who experience stress levels can also develop sleeping problems or insomnia, leading to fatigue, irritability, and even worsened sleep routines. This disrupted sleep cycle can further elevate stress levels which can lead to more health problems. It is crucial to identify the signs of stress to prevent these symptoms from becoming chronic. Some of the most common signs of stress in women include frequent headaches, muscular pain, difficulty sleeping, racing heart, sweating, and irritability. Women experiencing high levels of stress may also find it challenging to focus, complete tasks, and enjoy life. Fortunately, there are many ways that women can manage their stress levels effectively. Exercise is one of the most effective ways to reduce stress and maintain good health. Physical activity releases endorphins, which are natural mood-enhancers and can significantly reduce stress levels. Activities such as yoga, running, and swimming can be especially helpful.
Self-care and relaxation techniques can also be extremely helpful in managing stress levels. Women should prioritize their needs and take time to engage in activities that they enjoy, such as getting a massage, reading a book, watching a film, among others. These activities can help relax the mind and body, alleviate tension, and improve overall well-being. Women can also look to natural remedies to relieve stress, such as consuming herbal teas. Tea, for example, can be calming and help reduce stress and anxiety. Chamomile tea has natural relaxing properties and can help to calm the mind, promote better sleep, and alleviate anxiety. Seeking help from a mental health professional can also help women manage their stress levels successfully. Counselors, psychologists, and therapists can help women to identify
their stress triggers and develop personal strategies to manage their stress levels. Learning healthy coping mechanisms and ways of relaxation can go a long way toward reducing, and even preventing, the physical and emotional symptoms of stress. Stress is an unfortunate reality for many women. While stress may never be entirely eliminated from our lives, understanding the signs of stress and how to manage it can go a long way toward preventing it from negatively affecting our lives. Women must prioritize their health and wellness and seek professional advice when stress levels become too much to bear. By being proactive, women can find ways to manage and relieve stress and promote a healthier, happier life. By being proactive, women can find ways to manage and relieve stress and promote a healthier, happier life.
“Yesterday is gone. Tomorrow has not yet come. We have only today. Let us begin.” Mother Teresa
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see it as an opportunity to prove to themselves that they are capable of achieving something challenging. This may reflect a sense of discipline, self-control and help boost one’s selfesteem. Some people may participate to raise awareness of the impact of alcohol on their health and to support others who might be struggling with alcoholism. There are numerous benefits of Dry January, as a study conducted by the University of Sussex found that quitting alcohol consumption for even a month can positively impact people’s physical and mental health. The research showed that 71 percent of people who took part in Dry January reported improved sleep quality, while 67 percent reported having more energy throughout the day. A staggering 58 percent found that their weight reduced, while their skin improved, with regard to tone and texture. Moreover, social research indicates that individuals who participate in Dry January are more positive about their relationship with alcohol which becomes more conscious and intentional.
A Month without
ALCOHOL
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ry January is fast becoming a global cultural phenomenon. The concept of abstaining from alcohol for the entire month of January has made a gigantic impact on people’s health, both physically and mentally. It is a chance for people to reset and let their bodies fully recover from the excesses of the festive season. The idea of Dry January began in the United Kingdom ten years ago, and since then, it has spread rapidly to other parts of the world. The simple concept of spending a month without alcohol has gained popularity to the extent that it has grown to become a significant social movement. The reasons why people participate in Dry January are varied. Some people feel that it is a way to feel healthier, energized, and refreshed after the holiday season. Others
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The impact of alcohol on the body is evident, as alcohol can affect not only our social and mental welfare but also our physical health. Several studies have shown that excessive alcohol consumption increases the risk of several health complications that include liver disease, cancer, high blood pressure, and heart disease. These risks increase the longer that heavy drinking continues, affecting both adults and youth. Dry January offers an opportunity for the body to recuperate and to assess one’s relationship with alcohol. It is common knowledge that alcohol contributes to road accidents, fatalities, violence and other significant societal challenges affecting several demographics. Dry January represents an opportunity for individuals to reflect and reassess their relationship with alcohol and how it relates to their social behaviors. Drinking alcohol often lowers inhibitions, which can lead to destructive behavior, drunkenness, and increased risk of harm. Taking up a challenge like Dry January provides a sense of self-reflection and helps us instill a sense of self-consciousness and the role it plays in determining social welfare. Aside from the individual benefits, Dry January can also be a means of supporting others with alcoholism and substance abuse problems. For those who have an addiction to alcohol, total abstinence may be the best option, as it helps break the addiction cycle. Thus, Dry January becomes a kind of awareness-raising and mobilization among family, friends, communities, and organizations working to reduce the harm of alcoholism.
Moreover, The benefit and impact of Dry January have not gone unnoticed among governments and non-skeletal organizations. In some countries, activities have been organized to increase awareness about dry January and promote the idea of quitting alcohol for a month. Examples include provision of dry January calendars with activities to fill a typically ‘drinking’ night, dry January app trackers to motivate abstaining from drinking alcohol and social media campaigns focused on raising global awareness of the event to include more people.
boosts self-esteem, and a sustainable relationship with alcohol, which becomes less reactionary and more mindful. Nevertheless, Dry January may not be for everyone, as some individuals have significant alcohol dependence and may need medical interventions. It is important to note that Dry January can lead to the acquisition of long-term habits and acceptance of the idea of quitting alcohol consumption altogether. Therefore, Dry January should be seen as a means of promoting responsible alcohol consumption, selfreflection and maintaining a healthy lifestyle.
In conclusion, though Dry January may seem like a simple act, it has a much bigger impact on the individual’s physical, mental, and social well-being. It encourages self-discipline,
HOT CHOCOLATE
Here’s how you can make your very own cup of hot chocolate: INGREDIENTS: 1 cup milk (or non-dairy milk) 1/4 cup chopped chocolate (your choice of chocolate) 1 tsp sugar (optional) pinch of salt (optional) whipped cream or marshmallows (optional) INSTRUCTIONS: Start by heating the milk in a pot on medium heat, stirring occasionally to prevent the milk from scorching. Do not let the milk boil. Once the milk is heated through, add the chopped chocolate to the pot and stir until the chocolate has melted and the mixture is smooth. If you like your hot chocolate on the sweeter side, add a teaspoon of sugar and mix until it dissolves. For a balanced flavor, add a pinch of salt to enhance the chocolate flavor. Pour the hot chocolate into a mug and top with whipped cream or marshmallows if desired. Serve your hot chocolate immediately and enjoy! Pro tip: If you want to add an extra touch of flavor to your hot chocolate, try adding a dash of vanilla extract or a sprinkle of cinnamon, nutmeg, or a pinch of cayenne pepper to the mixture.
Overall, making your own hot chocolate at home is a Hot chocolate is a classic, rich and indulgent drink perfect simple and enjoyable process that yields a delicious and for colder evenings or mornings. It is easy to make at home satisfying result. Give it a try and treat yourself to a warm with few ingredients and the results are simply delicious. and decadent cup of hot chocolate!
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