WNC HOMES & Real Estate Vol. 33 ISSUE 11

WE OFFER A REAL SOLUTION TO THOSE DESIRING TO SELL PROPERTY, AND TO BE ASSURED OF GETTING THE BEST PRICE AND THE BEST TERMS.

Many of our properties sell within 14 days, and often for well over asking price.

Unlike other frms, we do not represent both seller and buyer on the same property. This means you get true representation, which allows us to promote YOUR best interests without  trying to balance our obligation between parties.  We carefully screen all potential buyers, so clients do not have to worry about unqualifed buyers, and inconvenient or unannounced showings.

Our clients are able to pick their own closing and moving dates.  That’s why at Owners Only Real Estate you get to Choose Your Move!  Owners Only Real Estate ofers a 100% satisfaction guarantee, allowing you to cancel the contract at any time if you are not thrilled with our service.  We’re that confdent that we will exceed your expectations! CHOOSE YOUR MOVE WITH www.OwnersOnlyRE.com

Family Compound

CANDLER Incredible opportunity to own a family compound or income producing property! In a stunning mountain setting, this property ofers it all! Over 28 acres with pasture, views, privacy and plenty of room! There’s an open foor plan, beautiful wood foors, stainless appliances, 2 car garage, and so much more..How much more? Well how about another home? That’s right, this ofering includes a 2/2 home with beautiful views of its own! If you’ve been looking for that unique mountain retreat then the search ends HERE! Prequal req. to view. Call today for your personal showing. $675,000

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RICEVILLE FOREST - PRIVATE MOUNTAIN HAVEN

289 Independence Blvd, Asheville NC

This private mountain haven, tucked away at the top of Riceville Forest, welcomes anyone looking for a peaceful retreat. As soon as you hit the driveway, enjoy mountain views of autumn foliage, spring blossoms, and summer greenery. Just 10 minutes to amenities and 20 minutes to downtown Asheville. The natural beauty continues when you step inside, with picture windows framing the idyllic setting. Relax in the airy great room with vaulted ceilings, woodstove, and access to an expansive deck that extends the entire length of the back of the home. Primary on main has an ensuite bathroom, and two upstairs bedrooms plus a fex space provide privacy and room to spread out. Lower level with a separate entrance has endless possibilities with a full bathroom, covered patio, and tons of storage. Nature lovers can enjoy hiking and biking from their front door, accessing the MTS Trail or taking a drive along the Blue Ridge Parkway. 2-car garage provides additional space for all kinds of toys. $950,000 3 BEDS 4.5 BATHS 4,114 TOTAL HLA | MLS#3866981 the Cover

Stephen G Duncan (828) 777-5718

stepheng@beverly-hanks.com

“For more than 25 years, Stephen has been a full-time licensed broker. He has been recognized as a member of the Chairman’s Club who sold over $10 million last year. Steve appreciates the trust his clients have placed in him and strives to accomplish their goals by treating them as a professional and a friend.”

EASTMOOR

Contemporary home in Eastmoor community of East Asheville. Wooded natural setting with large deck across front of home. Open main foor with eat-in kitchen, formal dining room, great room with vaulted ceilings and a stone freplace and gas logs. Large primary bedroom on main level ofers direct access to spacious deck. Lower level provides two additional bedrooms, large laundry room, a sauna room, double garage and a lower level patio. Home ofers a driveway up to the main level door as well as large turn-pad for parking and getting access in and out of double garage. Near VA Hospital and convenient to the Blue Ridge Parkway US Hwy 70 entrance, Asheville and Black Mountain. $650,000

WEST ASHEVILLE

New home Construction located conveniently to West Asheville. Two-Story traditional home with 3 bedrooms, 2 1/2 baths with a Covered Rocking Chair Front Porch. Primary Bedroom with private bath, plus two additional bedrooms and hall bath plus laundry are on the second level. Main Level has an open foor plan, Kitchen, with the eat-in area, breakfast bar and kitchen island, a den/family living room, plus half bath. Note: There is not an activated HOA at this time but deed restrictions are recorded and apply for the development. Currently, the owner/developer is not charging any fees. Taxes $375,000

RUTHERFORD COUNTY - Near Equestrian Center  Traditional ranch layout, original but exceptionally maintained and includes added spacious rear deck, upgrades and recent painting, roof, landscaping, fooring, updated grout on original ceramic tile in baths, recent water proofng basement, and more. Located just west of downtown Rutherfordton, country setting on level 1.48 acre tract in county with custom hand constructed fre pit. Open foor plan with dining area, spacious kitchen, den with built-ins and fully functional stone freplace. Laundry on the Main. Accent walls of 100+ year old wood siding from former home place. Many unique features that make this home functional with historic touches and country charm. Full Basement with inside and exterior entry for storage or shop and has an operational woodstove. Nice views of felds and located near Tryon International Equestrian Center, Lake Lure and Chimney Rock. MLS #3898153 $300,000

Exceptional views on this fairly fat build pad with 180 degree views make this an exceptional fnd. Formerly Queens Gap. Slight upslope drive way. Underground Electrical, please verify location! City Water. $189,000

Views of the side of the clif with long range views add to the uniqueness of they private lot close to the top of the ridge. Formerly Queens Gap. Minor down slope drive make this an easy build & easy to position to capture exceptional views. Abundance of wildlife. Underground Electrical, please verify location! City Water. $189,000

Breath taking views and great privacy for the 5.6 ac lot at about 2400 ft Elevation. Pad on the top is fat and very buildable. Long drive to property gives a very private location. In the back of former Queens Gap. There is a dirt Rd to the property. Approximately 150 Ft to the lot into McDowell City. $699,000

Pie shaped lot wihtWesterly views to this lot in the Former Queens Gap. The views are some of the best in this gated community. Fairly easy build with slop downward from the road. Suited for a walk out with great views form every level. Underground Electrical, please verify location! City Water. $189,000

DOWNTOWN MARION

Multiple businesses as a part of this 2.7 acre tract in downtown Marion. Includes a 4-bay carwash (approx. 1888 sf), 3 retail buildings (approx. 3,165 sf) that are fully rented with 5 tenants, & 31 Storage Buildings (approx. 12,490 sf) with 117 storage units (95%+ rented at any given time). Storage units are (75) 10x10’s, (32) 5x10’s, (1)10x15, (3) 9x14, (4) 14x27, (1)12x15 and (1) 12x12. Multiple buildings constructed at various times & owner owned property since 1986. The property also includes undeveloped areas. Pad # 1 = approx. 20x200; Pad # 2 = 50x15; Pad # 3 = 10x95 and Pad # 4 = 6,200 sf (various length x width measurements). Storage Units renting range from $ 50/mo. to as much as $ 125/mo. Retail spaces vary per month. Currently this is a hands-on owner operated group of businesses. $1,250,000

SOUTH ASHEVILLE

INVESTMENT ACREAGE for a South Asheville residential development. Few remaining tracts of land in this poplar south location. Zoned RS4, with nearly 6 acres (5.94+/- acres) in South Asheville near schools, shopping, and other amenities. Convenient location across from TC Roberson High School on Springside Road. Seller removing two homes allowing for clear property. Gently sloping property with utilities in area. (Utility access will need to be determined based on developers needs.) Property fronts along Springside Road providing excellent visibility and is partially surrounded by well established residential subdivision, (Oak Forest). Property does border a small creek on east border. Property includes two tracts (5.629 surveyed + .31 acre per tax data). Two homes have been removed creating a structure free property. $1,200,000

I-40 AT SUGAR HILL ROAD

Visible from I-40 and Sugar Hill Road, a 2.1 acre commercial tract located at the I-40 / Sugar Hill Road exit. Predominantly level and mostly cleared tract. Access to utilities available, including Water/Sewer, but must be verifed by potential buyer for their particular needs. Property access to Worley Road and connects to primary highway Sugar Hill Road. This highway is a primary corridor providing direct access to downtown Marion. The tract is across from a major Marion/McDowell County shopping center. Currently Zoned C-2, General Business District. The sewer lift station is not on the property and the City of Marion will retain easement access. Listing Agent will assist with showing as needed. $600,000

BIG SKY -  FORMERLY QUEENS GAP

Rendering. Actual model may vary slightly.

WEST ASHEVILLE Fully Updated 3/2 Bungalow on a quiet street a short stroll from Malvern Hills Park ofers unmatched outdoor spaces. Tis acre lot is a gardeners dream with irrigation. Exterior features top-of-class curb appeal, mature landscaping, abundant of-street parking, covered porch and new multi-level back deck. Te open concept living room and remodeled kitchen open to private deck. Te large backyard with patio/frepit and privacy fence, solar-heated pool, and chicken coop. Fully remodeled inside and out. Large family room, 857 sqf basement & bonus room. Updated and move-in ready including custom pantry & walk-in closets in the private master bedroom with en suite bath. $675,000 MLS:3899575 www.rewnc.net/657446 Call Paul Harkrider 828-458-0844

WALKABLE WEST ASHEVILLE Charming 3BR, 1.5 bathDutch Colonial in walkable part of West Asheville with 2 car garage and of street parking. Convenient to Patton Avenue and Haywood Road. Tis home has a gas furnace and air conditioning, an open foor plan on the main level with freplace in living area, a large modern kitchen with center island, a relaxing covered front porch and a level fenced back yard for entertaining or gardening. Lower level fnished area features family room or ofce space as well as ample storage in unfnished portion. $745,000 MLS:3901445 www.rewnc.net/657438 Call Mark Mathews 828-691-1317

THIS IS A UNIQUE LAKE JUNALUSKA premier residential building lot on a gentle level ridge with excellent public road access. Te location is a short distance from the magnifcent lake and all the quality amenities of the Lake Junaluska Conference Center. Tis property is comprised of 3 adjoining tax lots for a total of .8 acres. Te property is a nice balance of native hardwood forest and a level building site. Public water is available. A septic system will be required. $138,000 MLS:3893029 www.rewnc.net/106026 Call Bill Palas 828-691-7194

THIS IS A RARE OPPORTUNITY to own a desirable building lot in the Grove Park Community just north of the Grove Park Inn and Golf Course. Tis gently laying .34 acre lot is just recently subdivided from Ottari Hospital/ Coburn Apartments property which is on the National Historic Registry. Tis property has excellent access to utilities including public water and sewer. $452,000 MLS:3878106 www.rewnc.net/106025 Call Bill Palas 828-691-7194

BRICK RANCH WITH MOUNTAIN VIEWS Expansive brick home on a large, grassy acre with mountain views. House has a huge kitchen with island and gas cooktop, large freplace and dining area. A living room and den on the main foor including two full baths and a primary bedroom. Upstairs is a split bedroom with a full bath and tons of storage. Mud room opens up to a massive fenced in backyard with patio space and small chicken coop. Would make a great vacation rental. Private well. Minutes to Weaverville, French Broad River and Asheville. $399,000 MLS:3862532 www.rewnc.net/658304 Call Gray Tolson 828-279-4058

TUCKED AWAY IN THE SWANNANOA VALLEY, less than 15 min from Downtown Asheville, single level home with breathtaking views of the surrounding mountains. Vaulted ceilings and an open foor plan bring spaciousness to this wellbuilt home. 3 large beds and 2 full baths & generous closets on the main foor as well as oversized laundry, 2 car garage with workshop & large bonus room over garage. Soak in the scenery from your fully screened dream porch with pastoral views of the valley, neighboring farm and the Blue Ridge Parkway. High efciency mini split system and separate heat pump combine with 5.5 kW solar panels to provide low energy costs for years to come. Mature, thoughtful landscaping surrounds the property with decorative shrubs, perennial fowers and raised vegetable beds. A nature lovers paradise! $599,900 MLS:3875570 www.rewnc.net/658298 Call Mahalia Kennedy 843-452-3241

GATED COMMUNITY IN CANE CREEK VALLEY Five Bedroom, Six Bath home in gated community with a dramatic two story great room, wood foors, ceramic tile, stone freplace, gourmet island kitchen with butler pantry, an ofce, main level luxurious master suite with freplace, recirculating tankless water heaters, inviting covered porches, a game room, home theater, bonus room and bathroom with steam shower and so much more located on quiet private street in the Cane Creek valley. $1,725,000 MLS:3871180 www.rewnc.net/655881 Call Mark Mathews 828-691-1317

THIS 5.67 ACRE TRACT is a compilation of four tax parcels adjoining the Haw Creek Public Park, located between Arco Rd and Avon Rd in East Asheville.  Te property has access of of Arco Rd (public paved street) and access of of a shared private gravel drive accessed of of Avon Rd.  Tis unique property, with RS4 zoning, can accommodate a single family home development up to 30 homes.  Te property has access to electric, gas, phone, & cable. Small creek running thru the middle of the property.  5 min east of downtown Asheville. Te property has a modest 3 bed older farm house along with a gar apt., both rented out (in good condition with solid tenants).  Appointment only.  No Drive-Bys. $1,130,000 MLS:3593684 www.rewnc.net/532432 Call Bill Palas 828-691-7194

GROVE PARK BUILDING LOT Located at the north end of Charlotte Street corridor in the Grove Park community, a great walkable scene - short distance to amenities including parks, restaurants, pubs, and grocery stores.  RS4 Zoning allows for a home ofce use such as accountant, architect, attorney, counselor, or therapist.  Triving downtown Asheville is just a half mile to the south. $382,000 MLS:3746996 www.rewnc.net/577502 Call Bill Palas 828-691-7194

THREE LOTS IN WALKABLE WEST ASHEVILLE Excellent development opportunity in one of Asheville’s prime locations!  Quiet neighborhood just a short walk to all the action of Haywood Rd. City water and sewer available.  Southern exposure!  Perfect for spec builders or your Asheville dream home. $279,000 MLS:3786942 www.rewnc.net/601118

RIVERWIND COMMUNITY, Adjoining Blue Ridge Parkway and French Broad River. A natural wooded setting with creeks and views complement this restricted residential community designed around environmental protection and enjoyment.

Call Gray Tolson 828-279-4058 Asheville,

Tis unique development is located southwest of Asheville in the Bent Creek/ Avery Creek Community, close to the USFS Arboretum. Just 12 minutes to downtown Asheville and 10 minutes to Asheville Airport make for an ideal convenient location. For folks wanting to enjoy our great outdoor activities such as hiking, mountain biking, and trail running, this is the ideal location to build your private mountain home. Tis is one of several lots for sale within Riverwind Development. $183,150 MLS:3485957 www.rewnc.net/106027

Call Gray Tolson 828-279-4058

WOODED 7 ACRE TRACT Only 10 minutes from Asheville!  Conveniently located to town yet just outside city limits, come build your dream house or luxury short term vacation rental.  Ideally located of state maintained road with views of the mountains and southern exposure.  No HOA! $149,000 MLS:3722225 www.rewnc.net/588300

Call Gray Tolson 828-279-4058

PERHAPS you are downsizing now that the kids have left home. Maybe you are the executor of an estate that needs to be settled. Or perhaps you simply want to eliminate some clutter. Whatever the circumstances, our experienced team can make the process easier. We have helped thousands of area clients pack, move, and liquidate furnishings, household items, and artwork.

Proceeds from estate sales are divided equally between the seller and WNC Bridge Foundation Estate Sales and Services. There are no additional fees for our services. All proceeds support WNC Bridge Foundation’s You’re Special Fund, Children’s Services Fund, WNC Greatest Needs Fund, Health Scholarships, and Rathbun House in-home virtual consultation option 2 Asheville,

WNC Bridge Estate Sales and Thrift Stores are friendly, upbeat places to volunteer. Folks from all ages and backgrounds are making a positive impact in our community. For information call 828.575.2509 or go to WNCbridge.org and click on the Volunteer link.

Scan this QR code to sign up for estate sale info and photos. Or go to WNCbridge.org/shop/estate to sign up and follow us on Facebook.

What to do if your mortgage application is denied

(StatePoint) If you dream of homeown ership, having your mortgage application denied can be devastating. If this happen to you, it’s important to remember you’re not alone. Thirteen percent of all purchase mortgage applications -- a total of nearly 650,000 -- were denied in 2020, according to federal government data.

Before quickly reapplying for a loan, it’s important to frst understand the rea sons your loan was denied. The lender is required to disclose that information to you within 30 days of its decision. You can also call your lender for further explana tion. Having this knowledge will help you work toward building your eligibility for a mortgage.

In some instances, the situation involves a quick fx, such as providing missing or incomplete documentation. However, if the reasons cited for your application denial involve down payment cost, a low credit score, an adverse credit history or a high debt-to-income ratio, here are six steps you

can take toward recovery:

1. Consult a Housing Counselor. Consid er speaking to a community-based credit counselor or a HUD-certifed housing coun selor. They can help you create a plan to increase your savings, decrease your debt, improve your credit, access down payment assistance or take advantage of frst-time homebuyer programs.

2. Improve Your Credit. Good credit demonstrates responsible money manage ment and gives you more purchasing pow er, opening doors to better loan terms and products. Visit creditsmart.freddiemac.com to access Freddie Mac’s CreditSmart suite of free fnancial education resources.

3. Pay Down Debt. In the application process, lenders will look at your recur ring monthly debts, such as car payments, student loans and credit card loans. By low ering or paying down monthly debts, you can build a positive credit history and lower your debt-to-income ratio. Not sure where to start? Tackle your debt with the highest

interest rate frst.

4. Obtain Gift Funds. If you’re short on money for your down payment, you may be able to use gift funds from a family mem ber to decrease the amount you need to borrow.

5. Find a Co-Signer. A co-signer applies for the loan with you, agreeing to take re sponsibility for the loan should you default. The co-signer’s credit, income and debts will be evaluated to make sure they can assume payments if necessary. In addition to ensuring your co-signer has good credit, you should make sure they are aware of this responsibility and have suffcient income to cover the payment.

6. Look for a Lower-Cost Home. Remem ber, you should only borrow an amount you feel comfortable repaying. You may need to look for a lower-cost home than you’re fnancially prepared to purchase and maintain.

For more information and additional resources, visit myhome.freddiemac.com.

Fine Homes & Design

Fine Homes & Design is a luxury homes magazine that focuses on areas like Biltmore Forest, Biltmore Lake, Biltmore Park, Te Ramble, Walnut Cove, Southclif, and others. We showcase exceptional homes, estates, products and services. In addition to our gallery of homes, we include articles to help you fnd the lifestyle and community that you are seeking, including arts and area amenities.

Fine Homes & Design is a quarterly publication with a demographic of sophisticated home buyers and sellers who desire and have the means to experience the fner things in life. We will connect you with those in need of your products and services, whether it is Luxury Real Estate, a High End Development, Interior Design, Appliances, Kitchen Cabinets, Landscaping, or other Lifestyle Enhancing services. We serve Asheville, Hendersonville, Brevard, Waynesville, Mars Hill, Burnsville and Lake Lure. For more information or to view the digital magazine visit: FineHomesofWNC.com

Designing your garden for better mental health

(StatePoint) Gardening is not only a means for beautifying outdoor spaces and growing delicious foods. According to those who spend significant time in the yard, getting outside can also support your well being.

“Gardening is good for the mind, it’s good for the soul and it’s good for the body,” said legendary football coach, Vince Dooley. “I enjoy coming out to garden, and when I finish, I feel like I’ve done something, and I feel good.”

Landscape architect Doug Scott of Redeem Your Ground recently visited Dooley in Athens, Ga. to discuss gardening and men tal health. Here are some of the insights they shared:

Health Benefits

• Active benefits: Gardening exercises the body and clears the mind. Studies show that increased outdoor exposure leads to fewer long-term health problems, helping improve cardiovascular fitness, flexibility, strength, and dexterity—all leading to bet ter mental health. Simply planting, growing, harvesting and maintaining plants gives you

a direct emotional boost. Why? Gardening helps foster nurturing instincts and restores a sense of hope and purpose, ultimately improving self-esteem.

• Passive benefits: Don’t have a green thumb? Don’t worry. Scientific evidence proves that just being in nature has positive impacts on stress levels and brain chemistry. It can also lower blood pressure, increase concentration and improve mood. What’s more, being outdoors offers a deeper sense of belonging and a new sense of purpose outside the daily grind.

Designing Your Garden Scott advises designing your garden to reflect how you want to live outside. He typically builds “rooms” connected by meandering paths for resting, unwinding, and feeling restored. However, your out door spaces don’t always need to be quiet. They can encourage activity as well. If you enjoy company, create gathering spaces. Or, if you have hobbies that can be done outdoors like exercising, painting or writing, you can set aside areas for them.

Finally, Scott recommends designing your

garden to awaken your five senses. Here’s how:

1. Sight: Choose calming colors, or those that bring you joy. The simple sight of a breathtaking array of plants or an arrange ment of favorite flowers is bound to give your mental health a boost.

2. Taste: Growing your own food will pro vide you with an incredibly rewarding har vest. Not only will you be able to enhance meals with the fruits of your labor, you’ll get the personal satisfaction of a job well done.

3. Hearing: Among the plants and flowers, add fixtures, such as wind chimes and water features, that’ll produce soothing sounds. And with the new habitat you’ve created, you’ll enjoy bird song, too!

4. Touch: From the light, feathery textures of petals to the rough surfaces of bark or bush stems, touch offers a deeper sense of connection to nature.

5. Smell: You may already use aromather apy indoors. Take this concept outside by growing fragrant flowers and herbs, so you can literally “stop to smell the roses.”