Statistik bppdan edisi des 2005 by Reasuransi Internasional Indonesia

DAFTAR ISI TABEL GABUNGAN GRAFIK BAGIAN I RISK AND LOSS PROFILE 2002

Halaman

I.1

ALL CLASS OF BUSINESS

I.2

GROUP BY CLASS OF BUSINESS I.2.1 CLASS OF BUSINESS FIRE I.2.2 CLASS OF BUSINESS IAR I.2.3 CLASS OF BUSINESS LOP I.2.4 CLASS OF BUSINESS EQ

2 3 4 5

GROUP BY OCCUPATION CODE I.3.1 OCCUPATION CODE 20 I.3.2 OCCUPATION CODE 21 I.3.3 OCCUPATION CODE 22 I.3.4 OCCUPATION CODE 23 I.3.5 OCCUPATION CODE 24 I.3.6 OCCUPATION CODE 25 I.3.7 OCCUPATION CODE 26 I.3.8 OCCUPATION CODE 27 I.3.9 OCCUPATION CODE 28 I.3.10 OCCUPATION CODE 29 I.3.11 OCCUPATION CODE 30 I.3.12 OCCUPATION CODE 31 I.3.13 OCCUPATION CODE 32 I.3.14 OCCUPATION CODE 40

6 7 8 9 10 11 12 13 14 15 16 17 18 19

GROUP BY PROVINCE I.4.1 PROVINCE NANGROE ACEH DARUSSALAM I.4.2 PROVINCE SUMATERA UTARA I.4.3 PROVINCE SUMATERA BARAT I.4.4 PROVINCE RIAU I.4.5 PROVINCE JAMBI I.4.6 PROVINCE SUMATERA SELATAN I.4.7 PROVINCE BENGKULU I.4.8 PROVINCE LAMPUNG I.4.9 PROVINCE DKI JAKARTA I.4.10 PROVINCE JAWA BARAT I.4.11 PROVINCE JAWA TENGAH I.4.12 PROVINCE DI YOGYAKARTA I.4.13 PROVINCE JAWA TIMUR I.4.14 PROVINCE KALIMANTAN BARAT I.4.15 PROVINCE KALIMANTAN TENGAH I.4.16 PROVINCE KALIMANTAN SELATAN I.4.17 PROVINCE KALIMANTAN TIMUR I.4.18 PROVINCE SULAWESI UTARA I.4.19 PROVINCE SULAWESI TENGAH I.4.20 PROVINCE SULAWESI SELATAN I.4.21 PROVINCE SULAWESI TENGGARA I.4.22 PROVINCE BALI I.4.23 PROVINCE NUSA TENGGARA BARAT I.4.24 PROVINCE NUSA TENGGARA TIMUR I.4.25 PROVINCE MALUKU I.4.26 PROVINCE IRIAN JAYA

20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45

I.3

I.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN II RISK AND LOSS PROFILE 2003

Halaman

II.1

ALL CLASS OF BUSINESS

II.2

GROUP BY CLASS OF BUSINESS II.2.1 CLASS OF BUSINESS FIRE II.2.2 CLASS OF BUSINESS IAR II.2.3 CLASS OF BUSINESS LOP II.2.4 CLASS OF BUSINESS EQ

47 48 49 50

GROUP BY OCCUPATION CODE II.3.1 OCCUPATION CODE 20 II.3.2 OCCUPATION CODE 21 II.3.3 OCCUPATION CODE 22 II.3.4 OCCUPATION CODE 23 II.3.5 OCCUPATION CODE 24 II.3.6 OCCUPATION CODE 25 II.3.7 OCCUPATION CODE 26 II.3.8 OCCUPATION CODE 27 II.3.9 OCCUPATION CODE 28 II.3.10 OCCUPATION CODE 29 II.3.11 OCCUPATION CODE 30 II.3.12 OCCUPATION CODE 31 II.3.13 OCCUPATION CODE 32 II.3.14 OCCUPATION CODE 40

51 52 53 54 55 56 57 58 59 60 61 62 63 64

GROUP BY PROVINCE II.4.1 PROVINCE NANGROE ACEH DARUSSALAM II.4.2 PROVINCE SUMATERA UTARA II.4.3 PROVINCE SUMATERA BARAT II.4.4 PROVINCE RIAU II.4.5 PROVINCE JAMBI II.4.6 PROVINCE SUMATERA SELATAN II.4.7 PROVINCE BENGKULU II.4.8 PROVINCE LAMPUNG II.4.9 PROVINCE DKI JAKARTA II.4.10 PROVINCE JAWA BARAT II.4.11 PROVINCE JAWA TENGAH II.4.12 PROVINCE DI YOGYAKARTA II.4.13 PROVINCE JAWA TIMUR II.4.14 PROVINCE KALIMANTAN BARAT II.4.15 PROVINCE KALIMANTAN TENGAH II.4.16 PROVINCE KALIMANTAN SELATAN II.4.17 PROVINCE KALIMANTAN TIMUR II.4.18 PROVINCE SULAWESI UTARA II.4.19 PROVINCE SULAWESI TENGAH II.4.20 PROVINCE SULAWESI SELATAN II.4.21 PROVINCE SULAWESI TENGGARA II.4.22 PROVINCE BALI II.4.23 PROVINCE NUSA TENGGARA BARAT II.4.24 PROVINCE NUSA TENGGARA TIMUR II.4.25 PROVINCE MALUKU II.4.26 PROVINCE IRIAN JAYA

65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90

II.3

II.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN III RISK AND LOSS PROFILE 2004

Halaman

III.1

ALL CLASS OF BUSINESS

III.2

GROUP BY CLASS OF BUSINESS III.2.1 CLASS OF BUSINESS FIRE III.2.2 CLASS OF BUSINESS IAR III.2.3 CLASS OF BUSINESS LOP III.2.4 CLASS OF BUSINESS EQ

92 93 94 95

GROUP BY OCCUPATION CODE III.3.1 OCCUPATION CODE 20 III.3.2 OCCUPATION CODE 21 III.3.3 OCCUPATION CODE 22 III.3.4 OCCUPATION CODE 23 III.3.5 OCCUPATION CODE 24 III.3.6 OCCUPATION CODE 25 III.3.7 OCCUPATION CODE 26 III.3.8 OCCUPATION CODE 27 III.3.9 OCCUPATION CODE 28 III.3.10 OCCUPATION CODE 29 III.3.11 OCCUPATION CODE 30 III.3.12 OCCUPATION CODE 31 III.3.13 OCCUPATION CODE 32 III.3.14 OCCUPATION CODE 40

96 97 98 99 100 101 102 103 104 105 106 107 108 109

GROUP BY PROVINCE III.4.1 PROVINCE NANGROE ACEH DARUSSALAM III.4.2 PROVINCE SUMATERA UTARA III.4.3 PROVINCE SUMATERA BARAT III.4.4 PROVINCE RIAU III.4.5 PROVINCE JAMBI III.4.6 PROVINCE SUMATERA SELATAN III.4.7 PROVINCE BENGKULU III.4.8 PROVINCE LAMPUNG III.4.9 PROVINCE DKI JAKARTA III.4.10 PROVINCE JAWA BARAT III.4.11 PROVINCE JAWA TENGAH III.4.12 PROVINCE DI YOGYAKARTA III.4.13 PROVINCE JAWA TIMUR III.4.14 PROVINCE KALIMANTAN BARAT III.4.15 PROVINCE KALIMANTAN TENGAH III.4.16 PROVINCE KALIMANTAN SELATAN III.4.17 PROVINCE KALIMANTAN TIMUR III.4.18 PROVINCE SULAWESI UTARA III.4.19 PROVINCE SULAWESI TENGAH III.4.20 PROVINCE SULAWESI SELATAN III.4.21 PROVINCE SULAWESI TENGGARA III.4.22 PROVINCE BALI III.4.23 PROVINCE NUSA TENGGARA BARAT III.4.24 PROVINCE NUSA TENGGARA TIMUR III.4.25 PROVINCE MALUKU III.4.26 PROVINCE IRIAN JAYA

110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135

III.3

III.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN IV RISK AND LOSS PROFILE 2005

Halaman

IV.1

ALL CLASS OF BUSINESS

136

IV.2

GROUP BY CLASS OF BUSINESS IV.2.1 CLASS OF BUSINESS FIRE IV.2.2 CLASS OF BUSINESS IAR IV.2.3 CLASS OF BUSINESS LOP IV.2.4 CLASS OF BUSINESS EQ

137 138 139 140

GROUP BY OCCUPATION CODE IV.3.1 OCCUPATION CODE 20 IV.3.2 OCCUPATION CODE 21 IV.3.3 OCCUPATION CODE 22 IV.3.4 OCCUPATION CODE 23 IV.3.5 OCCUPATION CODE 24 IV.3.6 OCCUPATION CODE 25 IV.3.7 OCCUPATION CODE 26 IV.3.8 OCCUPATION CODE 27 IV.3.9 OCCUPATION CODE 28 IV.3.10 OCCUPATION CODE 29 IV.3.11 OCCUPATION CODE 30 IV.3.12 OCCUPATION CODE 31 IV.3.13 OCCUPATION CODE 32 IV.3.14 OCCUPATION CODE 40

141 142 143 144 145 146 147 148 149 150 151 152 153 154

GROUP BY PROVINCE IV.4.1 PROVINCE NANGROE ACEH DARUSSALAM IV.4.2 PROVINCE SUMATERA UTARA IV.4.3 PROVINCE SUMATERA BARAT IV.4.4 PROVINCE RIAU IV.4.5 PROVINCE JAMBI IV.4.6 PROVINCE SUMATERA SELATAN IV.4.7 PROVINCE BENGKULU IV.4.8 PROVINCE LAMPUNG IV.4.9 PROVINCE DKI JAKARTA IV.4.10 PROVINCE JAWA BARAT IV.4.11 PROVINCE JAWA TENGAH IV.4.12 PROVINCE DI YOGYAKARTA IV.4.13 PROVINCE JAWA TIMUR IV.4.14 PROVINCE KALIMANTAN BARAT IV.4.15 PROVINCE KALIMANTAN TENGAH IV.4.16 PROVINCE KALIMANTAN SELATAN IV.4.17 PROVINCE KALIMANTAN TIMUR IV.4.18 PROVINCE SULAWESI UTARA IV.4.19 PROVINCE SULAWESI TENGAH IV.4.20 PROVINCE SULAWESI SELATAN IV.4.21 PROVINCE SULAWESI TENGGARA IV.4.22 PROVINCE BALI IV.4.23 PROVINCE NUSA TENGGARA BARAT IV.4.24 PROVINCE NUSA TENGGARA TIMUR IV.4.25 PROVINCE MALUKU IV.4.26 PROVINCE IRIAN JAYA

155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180

IV.3

IV.4

BAGIAN V EXAMPLE FOR REAL OCCUPATION CODE PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30

Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30 Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable REINDO Phones (62) (021) 3924762, 3911431, 334208 Fax (62) (021) 3924769, 3911431

PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2002 - 2005 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2002 TO 2005 Premium and Claim in Million Rp

UY 2002 OCCUPATION CODE

Number Policies

Number Claim

Premium

UY 2003 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2004 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2005 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

Claim Incurred

% LOSS RATIO

20 - (Mining,Drilling…etc)

250

5,549.20

3,271.17

1.62

340

17,837.81

4,749.98

26.63

409

10,163.60

8,561.25

84.23

416

5,019.33

813.92

21 - (Stones, Earth…etc)

909

17,126.06

14,947.34

87.28

995

18,243.75

1,752.68

9.61

1,161

20,198.25

19,786.57

97.96

951

9,093.50

840.80

9.25

22 - (Metals)

4,024

110

70,654.72

40,255.63

56.98

4,623

112

69,662.82

34,730.44

49.86

5,140

122

70,174.44

26,319.09

37.51

4,393

30,110.63

3,618.46

12.02

23 - (Chemical/Oils/Gas)

4,508

160

88,424.44

34,807.70

39.96

5,236

165

100,287.68

53,584.46

53.43

5,624

165

109,412.36

75,890.92

69.36

5,145

55,354.96

9,531.65

17.22

24 - (Textiles)

8,612

187

81,429.88

41,369.79

50.80

9,516

227

86,465.46

50,365.90

58.25

9,982

252

80,364.27

190,142.33

236.60

8,837

47,182.02

20,647.47

43.76

25 - (Paper,Leather,Rubber)

5,311

162

81,356.46

59,143.64

72.70

5,971

115

86,279.24

30,802.26

35.70

6,387

120

72,785.28

49,596.01

68.14

5,940

43,643.00

59,411.49

136.13

26 - (Wood,Bamboo,Rattan)

4,257

105

69,314.53

42,293.35

61.02

4,759

161

105,913.61

112,831.22

106.53

5,464

124

122,513.96

73,940.46

60.35

5,291

64,604.17

11,194.47

17.33

27 - (Nutritional,Drinks…etc)

7,628

124

52,858.42

10,226.69

19.35

9,105

174

66,432.04

16,532.54

24.89

11,735

192

70,474.62

52,773.89

74.88

10,990

41,990.61

10,061.94

22.96

145

2,623.50

136.81

5.21

166

5,101.50

355.58

6.97

206

4,837.75

8,254.64

170.63

107

2,361.47

148.95

6.31

29 - (Transport,Traffic…etc)

395,069

1,471

552,572.75

202,303.80

36.61

473,161

1,903

679,069.62

309,899.99

45.64

607,067

1,962

858,445.31

408,609.27

47.60

573,446

680

598,630.45

128,972.16

21.54

30 - (Estate Plantation Risk)

155

1,504.22

2,191.40

145.68

284

3,194.18

756.41

23.68

178

4,020.08

332.79

8.28

108

2,765.08

102.36

3.70

31 - (Estate Plantation Risk)

293

5,046.33

1,538.71

30.49

857

209

27,216.53

6,679.48

24.54

452

199

16,181.20

11,449.58

70.76

283

6,594.20

308.99

4.69

28 - (Power and Heating)

32 - (Recreation Place) 40 - (Non Estate Plantation)

16.22

874.01

109.13

12.49

278

5,871.35

727.82

12.40

107

5,953.97

551.34

9.26

2,243.66

224.75

10.02

113

2,174.74

256.54

11.80

2,365.83

217.88

9.21

933.12

191.68

20.54

101

1,272.63

7.00

0.55

623,986.64

48.98

1,446,458.21

926,399.82

64.05

245,884.41

26.99

431,372

2,401

1,031,509.26

452,851.70

43.90

515,356

3,147

1,273,941.42

653,977

3,232

616,069

986

910,865.71

Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Desember 2005 (Data Position Until 15 Desember 2005) 2. Claim Incurred 2002 : Rp. 414.279.063.253,83,- (Settled = 1.708 Kasus) , Rp. 38.572.636.746,17,- (Os Claim = 693 Kasus) 2003 : Rp. 553.572.734.289,69,- (Settled = 2,049 Kasus) , Rp. 70.413.905.710,31,- (Os Claim = 1.098 Kasus) 2004 : Rp. 570.698.730.014,40,- (Settled = 1.843 Kasus) , Rp. 355.701.079.985,60,- (Os Claim = 1.389 Kasus) 2005 : Rp. 68.178.577.273,95,- (Settled = 445 Kasus) , Rp. 177.705.832.726,50,- (Os Claim = 541 Kasus) 3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2002 : Rp. 1.511.609.986,92,- (Freq Claim = 703) dan Klaim Flood Rp. 610.068.326,14,- (Freq Claim = 76) 2003 : Rp. 823.227.132,52,- (Freq Claim = 581) 2004 : Rp. 557.952.190,40,- (Freq Claim = 376) 2005 : Rp. 469.991.935,47,- (Freq Claim = 281)

PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2002 - 2005 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2002 TO 2005 Premium and Claim in Million Rp

UY 2002 PROVINCE CODE

01 - ( Nangroe Aceh Darussalam ) 02 - ( Sumatera Utara ) 03 - ( Sumatera Barat ) 04 - ( Riau ) 05 - ( Jambi ) 06 - ( Sumatera Selatan )

Number Policies

Number Claim

Premium

UY 2003 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2004 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2005 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

Claim Incurred

% LOSS RATIO

4,161

37,692.37

3,870.51

10.27

2,547

6,261.03

3,224.52

51.50

3,119

7,696.58

582.34

7.57

3,019

5,282.73

38.33

0.73

25,815

118

46,496.86

10,847.14

23.33

33,152

134

80,152.09

50,641.63

63.18

43,837

171

76,608.26

47,143.73

61.54

40,346

53,390.19

4,824.71

9.04

7,694

6,241.60

1,989.80

31.88

12,607

10,510.54

6,222.86

59.21

16,908

15,420.10

6,413.30

41.59

16,124

15,073.81

1,330.16

8.82

15,141

32,295.36

8,293.88

25.68

18,740

39,289.67

50,518.03

128.58

23,977

48,025.40

7,226.76

15.05

26,846

43,248.45

3,078.12

7.12

3,521

6,898.97

4,545.90

65.89

4,900

11,370.77

31,434.26

276.45

7,125

11,397.29

2,447.73

253.00

6,690

7,903.50

3,192.52

40.39

10,762

18,856.20

11,454.43

60.75

12,879

23,455.59

16,527.15

70.46

16,809

23,174.90

9,111.54

39.32

14,645

18,029.01

7,565.58

41.96

07 - ( Bengkulu )

2,306

1,497.09

1,697.44

113.38

2,372

2,720.09

1,469.92

54.04

3,004

2,457.60

1,132.48

46.08

3,693

3,622.29

423.00

11.68

08 - ( Lampung )

5,804

11,899.77

2,448.45

20.58

7,690

15,406.52

4,979.23

32.32

10,799

16,874.23

19,994.51

118.49

10,245

21,517.93

3,309.75

15.38

128,472

760

293,334.47

133,275.19

45.43

149,080

958

360,898.46

174,012.61

48.22

170,472

877

407,838.70

176,737.63

43.34

143,047

354

220,428.76

79,309.65

35.98

10 - ( Jawa Barat )

87,110

545

271,883.38

103,414.59

38.04

106,263

651

341,091.91

127,497.51

37.38

136,927

790

358,875.98

445,788.60

124.22

126,425

196

202,700.18 107,371.95

52.97

11 - ( Jawa Tengah )

23,224

139

53,986.45

9,132.49

16.92

30,452

270

67,695.76

34,833.83

51.46

44,207

313

79,675.99

30,458.61

38.23

50,411

59,738.31

6,195.15

3,122

4,727.54

611.70

12.94

4,727

7,585.35

4,949.17

65.25

6,670

9,356.41

3,942.73

42.14

6,539

6,530.36

2.70

0.04

13 - ( Jawa Timur )

42,115

236

115,385.71

75,291.14

65.25

53,260

445

161,645.30

45,868.79

28.38

68,767

348

176,405.22

125,755.80

71.29

68,023

105,231.62

13,672.29

12.99

14 - ( Kalimantan Barat )

09 - ( DKI . Jakarta )

12 - ( DI . Yogyakarta )

10.37

19,622

112

23,687.55

17,834.61

75.29

18,434

114

21,121.76

12,944.37

61.28

21,964

106

27,005.85

10,680.49

39.55

20,790

22,723.01

3,567.99

15.70

15 - ( Kalimantan Tengah )

2,792

4,935.10

6,855.82

138.92

2,734

6,646.75

1,917.21

28.84

3,192

5,822.49

2,830.07

48.61

3,629

6,213.65

2,186.44

35.19

16 - ( Kalimantan Selatan )

6,973

18,093.62

9,314.17

51.48

7,174

13,472.28

10,996.28

81.62

7,818

15,789.71

7,313.85

46.32

8,329

9,859.07

814.82

8.26

17 - ( Kalimantan Timur )

9,734

26,309.21

13,525.13

51.41

10,683

36,302.20

25,457.13

70.13

14,579

34,071.88

8,429.91

24.74

15,097

33,684.50

473.15

1.40

18 - ( Sulawesi Utara )

6,333

7,254.34

5,551.07

76.52

6,588

9,255.66

4,633.84

50.06

10,095

14,434.26

4,173.86

28.92

8,492

10,764.08

255.18

2.37

19 - ( Sulawesi Tengah )

3,776

4,147.11

1,420.49

34.25

4,041

5,579.65

1,059.46

18.99

4,455

7,161.08

1,646.36

22.99

3,887

6,092.38

291.06

4.78

20 - ( Sulawesi Selatan )

7,853

12,775.72

14,405.10

112.75

9,885

15,546.67

2,240.97

14.41

15,072

20,651.48

851.50

4.12

16,633

21,506.56

857.46

3.99

21 - ( Sulawesi Tenggara )

1,310

1,106.28

48.78

4.41

935

1,803.04

385.08

21.36

1,668

1,842.58

981.45

53.27

2,186

2,456.71

40.00

1.63

22 - ( Bali )

7,812

16,729.85

13,288.14

79.43

9,742

21,196.71

5,175.30

24.42

13,161

68,101.54

6,897.00

10.13

11,241

18,158.30

2,299.80

12.67

23 - ( Nusa Tenggara Barat )

1,696

2,527.56

390.21

15.44

2,337

3,200.08

624.10

19.50

3,763

3,990.55

82.95

2.08

3,515

3,520.86

595.79

16.92

24 - ( Nusa Tenggara Timur )

1,758

2,824.09

59.50

2.11

1,911

3,376.51

697.40

20.65

2,287

3,418.51

870.11

25.45

2,606

3,713.27

80.07

2.16

792

6,515.08

2,382.00

36.56

909

2,723.76

1,120.89

41.15

1,001

3,775.65

70.00

1.85

954

2,901.18

0.00

1,674

3,407.99

903.99

26.53

1,314

5,633.27

4,555.13

80.86

2,301

6,586.02

4,836.49

73.44

2,657

6,575.08

4,108.75

62.42

431,372

2,401

1,031,509.27

623,986.67

48.98

245,884.42

26.99

25 - ( Maluku ) 26 - ( Irian Jaya )

452,851.67

43.90

515,356

3,147

1,273,941.42

653,977

3,232

1,446,458.26

926,399.80

64.05

616,069

986

910,865.79

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

The Growth Of Number Policies UY 2002-2005 650,000

600,000

550,000

500,000

450,000

number policies

400,000

UY 2002 350,000

UY 2003 UY 2004 UY 2005

300,000

250,000

200,000

150,000

100,000

50,000

0 20

Occupation code

The Growth Of Premium UY 2002-2005 900,000.00 850,000.00 800,000.00 750,000.00 700,000.00 650,000.00 600,000.00

Premium ( in million Rp)

550,000.00 500,000.00 450,000.00 400,000.00

UY 2002 UY 2003

350,000.00

UY 2004 UY 2005

300,000.00 250,000.00 200,000.00 150,000.00 100,000.00 50,000.00 0.00 20

Occupation Code

Growth of Number Claim UY 2002-2005 2,000

1,800

1,600

1,400

1,200

Number Claim

UY 2002 UY 2003 UY 2004 UY 2005

1,000

800

600

400

200

0 20

Occupation Code

The Growth Of Claim UY 2002-2005 450,000.00

400,000.00

350,000.00

Claim Incurred

( In Million Rupiahs)

300,000.00

250,000.00

UY 2002 UY 2003

200,000.00

UY 2004 UY 2005

150,000.00

100,000.00

50,000.00

0.00 20

Occupation Code

The Growth of Loss Ratio UY 2002-2005 250

200

% Ratio

150

UY 2002 UY 2003 UY 2004 UY 2005 100

0 20

Occupation Code

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable REINDO Phones (62) (021) 3927345, 3911431, 334208, 331004 Fax (62) (021) 3924769, 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM

01/01/2002

15/12/2005

DATE

15/02/2006

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

87,195 78,663 89,205 47,816 46,805 21,739 16,179 11,888 6,535 3,604 2,940 3,348 2,376 2,948 1,910 3,005 2,628 1,120 1,061 407 431,372

87,195 165,858 255,063 302,879 349,684 371,423 387,602 399,490 406,025 409,629 412,569 415,917 418,293 421,241 423,151 426,156 428,784 429,904 430,965 431,372

BAND

CUM.

20.21 20.21 18.24 38.45 20.68 59.13 11.08 70.21 10.85 81.06 5.04 86.10 3.75 89.85 2.76 92.61 1.51 94.12 0.84 94.96 0.68 95.64 0.78 96.42 0.55 96.97 0.68 97.65 0.44 98.09 0.70 98.79 0.61 99.40 0.26 99.66 0.25 99.91 0.09 100.00

PERCENTAGE rp

43,247.71 19,345.04 38,596.65 33,666.38 53,352.11 35,986.00 40,481.54 39,569.69 29,750.67 20,011.54 18,918.00 25,442.73 24,408.28 38,596.20 29,769.34 70,801.13 103,733.86 93,810.70 165,553.15 106,468.53 1,031,509.26

43,247.71 62,592.75 101,189.40 134,855.78 188,207.89 224,193.89 264,675.43 304,245.12 333,995.79 354,007.33 372,925.33 398,368.07 422,776.35 461,372.55 491,141.88 561,943.01 665,676.87 759,487.57 925,040.73 1,031,509.26

BAND

CUM.

4.19 4.19 1.88 6.07 3.74 9.81 3.26 13.07 5.17 18.25 3.49 21.73 3.92 25.66 3.84 29.50 2.88 32.38 1.94 34.32 1.83 36.15 2.47 38.62 2.37 40.99 3.74 44.73 2.89 47.61 6.86 54.48 10.06 64.53 9.09 73.63 16.05 89.68 10.32 100.00

PERCENTAGE f

260 171 207 148 175 101 94 75 71 52 59 57 36 94 68 165 174 137 165 92

260 431 638 786 961 1,062 1,156 1,231 1,302 1,354 1,413 1,470 1,506 1,600 1,668 1,833 2,007 2,144 2,309 2,401

BAND

CUM.

10.83 10.83 7.12 17.95 8.62 26.57 6.16 32.74 7.29 40.02 4.21 44.23 3.92 48.15 3.12 51.27 2.96 54.23 2.17 56.39 2.46 58.85 2.37 61.22 1.50 62.72 3.92 66.64 2.83 69.47 6.87 76.34 7.25 83.59 5.71 89.30 6.87 96.17 3.83 100.00

2,401

PERCENTAGE rp

28,241.25 12,903.54 12,799.14 12,751.29 32,122.01 14,734.04 16,008.77 11,848.66 15,073.53 8,934.35 31,626.10 14,563.98 11,108.44 35,007.87 5,189.50 55,366.32 36,910.56 22,692.06 50,307.78 24,662.51 452,851.68

BAND

CUM.

PERCENTAGE BAND

CUM

28,241.25 6.24 6.24 65.30 41,144.79 2.85 9.09 66.70 53,943.93 2.83 11.91 33.16 66,695.22 2.82 14.73 37.88 98,817.23 7.09 21.82 60.21 113,551.27 3.25 25.07 40.94 129,560.03 3.54 28.61 39.55 141,408.69 2.62 31.23 29.94 156,482.22 3.33 34.55 50.67 165,416.57 1.97 36.53 44.65 197,042.68 6.98 43.51 167.17 211,606.65 3.22 46.73 57.24 222,715.09 2.45 49.18 45.51 257,722.96 7.73 56.91 90.70 262,912.46 1.15 58.06 17.43 318,278.78 12.23 70.28 78.20 355,189.34 8.15 78.43 35.58 377,881.40 5.01 83.44 24.19 428,189.18 11.11 94.55 30.39 452,851.68 5.45 100.00 23.16

65.30 65.73 53.31 49.46 52.50 50.65 48.95 46.48 46.85 46.73 52.84 53.12 52.68 55.86 53.53 56.64 53.36 49.75 46.29 43.90 43.90

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.511.609.986,92, - Freq. Klaim 703 dan klaim Flood Rp 610.068.326,14,- Freq Claim=76 ) ( Data not Include Claim Fire no Policy Rp. 1511.609.986,92 - Freq Claim 703 and Claim Flood Rp 610.068.326,14,- Freq Claim =76 )

Page 1 of 180

RISK AND LOSS PROFILE 2002 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2002

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

83,458 77,160 86,560 45,512 43,753 19,722 14,289 9,892 5,202 2,693 2,147 2,362 1,519 1,796 994 1,396 918 333 267 105 400,078

83,458 160,618 247,178 292,690 336,443 356,165 370,454 380,346 385,548 388,241 390,388 392,750 394,269 396,065 397,059 398,455 399,373 399,706 399,973 400,078

BAND

CUM.

20.86 20.86 19.29 40.15 21.64 61.78 11.38 73.16 10.94 84.09 4.93 89.02 3.57 92.60 2.47 95.07 1.30 96.37 0.67 97.04 0.54 97.58 0.59 98.17 0.38 98.55 0.45 99.00 0.25 99.25 0.35 99.59 0.23 99.82 0.08 99.91 0.07 99.97 0.03 100.00

PERCENTAGE rp

26,399.54 18,489.87 36,559.89 31,871.91 49,064.73 32,645.37 35,403.05 34,441.52 24,662.98 15,724.10 15,113.32 19,202.37 17,083.60 25,309.52 17,892.30 40,011.56 43,307.96 31,221.62 51,096.85 38,069.92 603,571.99

26,399.54 44,889.41 81,449.30 113,321.21 162,385.95 195,031.32 230,434.37 264,875.89 289,538.87 305,262.97 320,376.29 339,578.66 356,662.26 381,971.78 399,864.07 439,875.63 483,183.59 514,405.21 565,502.07 603,571.99

BAND

4.37 3.06 6.06 5.28 8.13 5.41 5.87 5.71 4.09 2.61 2.50 3.18 2.83 4.19 2.96 6.63 7.18 5.17 8.47 6.31

PERCENTAGE

CUM.

4.37 7.44 13.49 18.78 26.90 32.31 38.18 43.88 47.97 50.58 53.08 56.26 59.09 63.29 66.25 72.88 80.05 85.23 93.69 100.00

171 159 171 117 121 69 71 57 55 37 37 39 17 52 44 69 53 50 33 34 1,456

171 330 501 618 739 808 879 936 991 1,028 1,065 1,104 1,121 1,173 1,217 1,286 1,339 1,389 1,422 1,456

BAND

CUM.

11.74 11.74 10.92 22.66 11.74 34.41 8.04 42.45 8.31 50.76 4.74 55.49 4.88 60.37 3.91 64.29 3.78 68.06 2.54 70.60 2.54 73.15 2.68 75.82 1.17 76.99 3.57 80.56 3.02 83.59 4.74 88.32 3.64 91.96 3.43 95.40 2.27 97.66 2.34 100.00

PERCENTAGE rp

11,221.17 8,383.41 12,049.26 11,533.11 19,289.25 13,802.76 14,240.47 11,126.51 13,391.05 8,505.43 27,512.83 11,583.72 9,381.18 23,302.37 3,302.65 39,731.92 15,859.45 11,459.90 3,766.59 14,369.45 283,812.46

11,221.17 19,604.57 31,653.83 43,186.94 62,476.19 76,278.95 90,519.42 101,645.94 115,036.98 123,542.41 151,055.25 162,638.97 172,020.15 195,322.52 198,625.17 238,357.08 254,216.53 265,676.42 269,443.02 283,812.46

BAND

3.95 2.95 4.25 4.06 6.80 4.86 5.02 3.92 4.72 3.00 9.69 4.08 3.31 8.21 1.16 14.00 5.59 4.04 1.33 5.06

PERCENTAGE

CUM.

BAND

CUM

3.95 6.91 11.15 15.22 22.01 26.88 31.89 35.81 40.53 43.53 53.22 57.31 60.61 68.82 69.98 83.98 89.57 93.61 94.94 100.00

42.51 45.34 32.96 36.19 39.31 42.28 40.22 32.31 54.30 54.09 182.04 60.32 54.91 92.07 18.46 99.30 36.62 36.71 7.37 37.74

42.51 43.67 38.86 38.11 38.47 39.11 39.28 38.37 39.73 40.47 47.15 47.89 48.23 51.14 49.67 54.19 52.61 51.65 47.65 47.02 47.02

Page 2 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2002

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTA L

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,257 1,063 1,979 1,722 2,237 1,424 1,311 1,280 862 583 489 617 536 743 524 1,000 1,031 493 439 126 20,716

2,257 3,320 5,299 7,021 9,258 10,682 11,993 13,273 14,135 14,718 15,207 15,824 16,360 17,103 17,627 18,627 19,658 20,151 20,590 20,716

BAND

CUM.

10.89 10.89 5.13 16.03 9.55 25.58 8.31 33.89 10.80 44.69 6.87 51.56 6.33 57.89 6.18 64.07 4.16 68.23 2.81 71.05 2.36 73.41 2.98 76.39 2.59 78.97 3.59 82.56 2.53 85.09 4.83 89.92 4.98 94.89 2.38 97.27 2.12 99.39 0.61 100.00

PERCENTAGE rp

14,045.48 753.08 1,844.03 1,623.90 3,929.25 3,008.28 4,600.95 4,436.86 4,530.09 3,613.34 3,378.87 5,538.76 6,600.11 12,139.87 9,915.02 27,712.92 54,484.58 58,994.10 105,960.06 58,902.45 386,012.01

14,045.48 14,798.56 16,642.59 18,266.49 22,195.74 25,204.03 29,804.98 34,241.83 38,771.93 42,385.26 45,764.14 51,302.89 57,903.01 70,042.88 79,957.90 107,670.82 162,155.40 221,149.50 327,109.56 386,012.01

BAND

CUM.

3.64 3.64 0.20 3.83 0.48 4.31 0.42 4.73 1.02 5.75 0.78 6.53 1.19 7.72 1.15 8.87 1.17 10.04 0.94 10.98 0.88 11.86 1.43 13.29 1.71 15.00 3.14 18.15 2.57 20.71 7.18 27.89 14.11 42.01 15.28 57.29 27.45 84.74 15.26 100.00

PERCENTAGE f

89 12 36 31 54 32 23 18 16 15 22 18 19 42 24 95 121 87 131 58 943

89 101 137 168 222 254 277 295 311 326 348 366 385 427 451 546 667 754 885 943

BAND

CUM.

9.44 1.27 3.82 3.29 5.73 3.39 2.44 1.91 1.70 1.59 2.33 1.91 2.01 4.45 2.55 10.07 12.83 9.23 13.89 6.15

9.44 10.71 14.53 17.82 23.54 26.94 29.37 31.28 32.98 34.57 36.90 38.81 40.83 45.28 47.83 57.90 70.73 79.96 93.85 100.00

PERCENTAGE rp

17,020.09 4,520.13 749.89 1,218.18 12,832.76 931.28 1,768.29 722.15 1,682.48 428.92 4,113.27 2,980.26 1,727.25 11,705.50 1,886.84 15,629.26 21,051.11 11,232.16 45,061.13 10,293.06 167,554.01

17,020.09 21,540.21 22,290.10 23,508.28 36,341.04 37,272.32 39,040.61 39,762.76 41,445.24 41,874.16 45,987.43 48,967.69 50,694.94 62,400.44 64,287.29 79,916.54 100,967.66 112,199.82 157,260.95 167,554.01

BAND

CUM.

10.16 10.16 2.70 12.86 0.45 13.30 0.73 14.03 7.66 21.69 0.56 22.24 1.06 23.30 0.43 23.73 1.00 24.74 0.26 24.99 2.45 27.45 1.78 29.23 1.03 30.26 6.99 37.24 1.13 38.37 9.33 47.70 12.56 60.26 6.70 66.96 26.89 93.86 6.14 100.00

PERCENTAGE BAND

121.18 600.22 40.67 75.02 326.60 30.96 38.43 16.28 37.14 11.87 121.73 53.81 26.17 96.42 19.03 56.40 38.64 19.04 42.53 17.47

CUM

121.18 145.56 133.93 128.70 163.73 147.88 130.99 116.12 106.89 98.79 100.49 95.45 87.55 89.09 80.40 74.22 62.27 50.73 48.08 43.41 43.41

Page 3 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2002

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6 8 3 5 6 5 14 29 29 22 12 13 11 24 21 30 45 17 20 3 323

6 14 17 22 28 33 47 76 105 127 139 152 163 187 208 238 283 300 320 323

BAND

CUM.

1.86 1.86 2.48 4.33 0.93 5.26 1.55 6.81 1.86 8.67 1.55 10.22 4.33 14.55 8.98 23.53 8.98 32.51 6.81 39.32 3.72 43.03 4.02 47.06 3.41 50.46 7.43 57.89 6.50 64.40 9.29 73.68 13.93 87.62 5.26 92.88 6.19 99.07 0.93 100.00

PERCENTAGE rp

71.68 3.11 1.15 2.15 5.77 8.78 35.64 113.62 194.98 158.09 99.03 128.29 105.77 232.83 265.88 798.15 1,698.52 471.94 2,027.38 1,246.21 7,668.97

71.68 74.79 75.94 78.09 83.86 92.64 128.28 241.91 436.89 594.97 694.01 822.30 928.07 1,160.90 1,426.78 2,224.93 3,923.45 4,395.38 6,422.76 7,668.97

BAND

0.93 0.04 0.01 0.03 0.08 0.11 0.46 1.48 2.54 2.06 1.29 1.67 1.38 3.04 3.47 10.41 22.15 6.15 26.44 16.25

CUM.

0.93 0.98 0.99 1.02 1.09 1.21 1.67 3.15 5.70 7.76 9.05 10.72 12.10 15.14 18.60 29.01 51.16 57.31 83.75 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 2

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 2

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 5.15 5.15 0.00 50.00 0.00 5.15 0.00 50.00 0.00 5.15 50.00 100.00 1,480.05 1,485.21 0.00 100.00 0.00 1,485.21 1,485.21

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.35 0.00 0.00 99.65 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.35 0.35 0.35 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.65 0.00 0.00 73.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.23 0.13 0.12 23.12 19.37 19.37

Page 4 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM

01/01/2002

15/12/2005

DATE

15/02/2006

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,474 1,474 432 1,906 663 2,569 577 3,146 809 3,955 588 4,543 565 5,108 687 5,795 442 6,237 306 6,543 292 6,835 356 7,191 310 7,501 385 7,886 371 8,257 579 8,836 634 9,470 277 9,747 335 10,082 173 10,255 10,255

BAND

CUM.

14.37 14.37 4.21 18.59 6.47 25.05 5.63 30.68 7.89 38.57 5.73 44.30 5.51 49.81 6.70 56.51 4.31 60.82 2.98 63.80 2.85 66.65 3.47 70.12 3.02 73.14 3.75 76.90 3.62 80.52 5.65 86.16 6.18 92.35 2.70 95.05 3.27 98.31 1.69 100.00

PERCENTAGE rp

2,731.01 98.97 191.59 168.42 352.35 323.56 441.90 577.69 362.61 516.02 326.77 573.32 618.80 913.97 1,696.14 2,278.50 4,242.79 3,123.05 6,468.87 8,249.95 34,256.29

2,731.01 2,829.98 3,021.57 3,189.99 3,542.34 3,865.90 4,307.80 4,885.49 5,248.10 5,764.12 6,090.90 6,664.22 7,283.02 8,196.99 9,893.13 12,171.64 16,414.43 19,537.48 26,006.34 34,256.29

BAND

7.97 0.29 0.56 0.49 1.03 0.94 1.29 1.69 1.06 1.51 0.95 1.67 1.81 2.67 4.95 6.65 12.39 9.12 18.88 24.08

CUM.

7.97 8.26 8.82 9.31 10.34 11.29 12.58 14.26 15.32 16.83 17.78 19.45 21.26 23.93 28.88 35.53 47.92 57.03 75.92 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0000

Page 5 of 180

RISK AND LOSS PROFILE 2002 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

29 14 21 18 22 14 12 15 6 10 12 8 7 12 3 8 7 12 15 5 250

29 43 64 82 104 118 130 145 151 161 173 181 188 200 203 211 218 230 245 250

BAND

CUM.

11.60 11.60 5.60 17.20 8.40 25.60 7.20 32.80 8.80 41.60 5.60 47.20 4.80 52.00 6.00 58.00 2.40 60.40 4.00 64.40 4.80 69.20 3.20 72.40 2.80 75.20 4.80 80.00 1.20 81.20 3.20 84.40 2.80 87.20 4.80 92.00 6.00 98.00 2.00 100.00

PERCENTAGE rp

65.86 2.64 8.38 145.13 17.48 20.17 21.60 47.54 28.37 27.98 46.17 71.57 52.49 129.30 21.17 165.77 255.24 888.57 1,357.21 2,176.57 5,549.20

65.86 68.49 76.88 222.01 239.49 259.66 281.26 328.80 357.17 385.15 431.32 502.88 555.37 684.66 705.83 871.61 1,126.84 2,015.42 3,372.62 5,549.20

BAND

1.19 0.05 0.15 2.62 0.32 0.36 0.39 0.86 0.51 0.50 0.83 1.29 0.95 2.33 0.38 2.99 4.60 16.01 24.46 39.22

CUM.

1.19 1.23 1.39 4.00 4.32 4.68 5.07 5.93 6.44 6.94 7.77 9.06 10.01 12.34 12.72 15.71 20.31 36.32 60.78 100.00

PERCENTAGE f

1 0 1 0 0 0 1 0 0 2 0 1 0 1 0 0 1 2 2 2 14

CUM.

PERCENTAGE

BAND

1 1 2 2 2 2 3 3 3 5 5 6 6 7 7 7 8 10 12 14

7.14 7.14 75.64 0.00 7.14 0.00 7.14 14.29 10.17 0.00 14.29 0.00 0.00 14.29 0.00 0.00 14.29 0.00 7.14 21.43 797.84 0.00 21.43 0.00 0.00 21.43 0.00 14.29 35.71 352.16 0.00 35.71 0.00 7.14 42.86 6.08 0.00 42.86 0.00 7.14 50.00 2.33 0.00 50.00 0.00 0.00 50.00 0.00 7.14 57.14 49.97 14.29 71.43 1,105.40 14.29 85.71 166.72 14.29 100.00 704.88 3,271.17

75.64 75.64 85.81 85.81 85.81 85.81 883.64 883.64 883.64 1,235.80 1,235.80 1,241.88 1,241.88 1,244.21 1,244.21 1,244.21 1,294.17 2,399.57 2,566.29 3,271.17

BAND

CUM.

2.31 2.31 0.00 2.31 0.31 2.62 0.00 2.62 0.00 2.62 0.00 2.62 24.39 27.01 0.00 27.01 0.00 27.01 10.77 37.78 0.00 37.78 0.19 37.96 0.00 37.96 0.07 38.04 0.00 38.04 0.00 38.04 1.53 39.56 33.79 73.36 5.10 78.45 21.55 100.00

PERCENTAGE BAND

114.85 0.00 121.32 0.00 0.00 0.00 3,693.84 0.00 0.00 1,258.67 0.00 8.49 0.00 1.80 0.00 0.00 19.58 124.40 12.28 32.38

CUM

114.85 110.43 111.62 38.65 35.83 33.05 314.17 268.75 247.40 320.86 286.52 246.95 223.61 181.73 176.28 142.75 114.85 119.06 76.09 58.95 58.95

Page 6 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2002

15/12/2005

DATE

15/02/2006

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

129 55 50 43 49 36 44 41 37 23 31 19 31 42 30 67 76 23 56 27 909

129 184 234 277 326 362 406 447 484 507 538 557 588 630 660 727 803 826 882 909

BAND

CUM.

14.19 14.19 6.05 20.24 5.50 25.74 4.73 30.47 5.39 35.86 3.96 39.82 4.84 44.66 4.51 49.17 4.07 53.25 2.53 55.78 3.41 59.19 2.09 61.28 3.41 64.69 4.62 69.31 3.30 72.61 7.37 79.98 8.36 88.34 2.53 90.87 6.16 97.03 2.97 100.00

PERCENTAGE rp

551.67 551.67 9.76 561.43 21.50 582.93 31.60 614.54 85.62 700.16 43.26 743.42 80.48 823.90 167.69 991.60 104.10 1,095.70 82.54 1,178.24 85.39 1,263.63 82.13 1,345.76 231.77 1,577.53 270.85 1,848.39 204.97 2,053.36 995.70 3,049.05 2,164.06 5,213.11 1,259.96 6,473.07 3,865.84 10,338.91 6,787.15 17,126.06 17,126.06

BAND

3.22 0.06 0.13 0.18 0.50 0.25 0.47 0.98 0.61 0.48 0.50 0.48 1.35 1.58 1.20 5.81 12.64 7.36 22.57 39.63

CUM.

3.22 3.28 3.40 3.59 4.09 4.34 4.81 5.79 6.40 6.88 7.38 7.86 9.21 10.79 11.99 17.80 30.44 37.80 60.37 100.00

PERCENTAGE f

2 2 1 0 0 0 0 1 0 0 0 3 0 2 0 2 6 2 2 2 25

2 4 5 5 5 5 5 6 6 6 6 9 9 11 11 13 19 21 23 25

BAND

CUM.

8.00 8.00 8.00 16.00 4.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 4.00 24.00 0.00 24.00 0.00 24.00 0.00 24.00 12.00 36.00 0.00 36.00 8.00 44.00 0.00 44.00 8.00 52.00 24.00 76.00 8.00 84.00 8.00 92.00 8.00 100.00

PERCENTAGE rp

614.69 17.48 59.13 0.00 0.00 0.00 0.00 9.71 0.00 0.00 0.00 1.47 0.00 778.59 0.00 1,471.73 9,768.64 1,296.19 885.59 44.12 14,947.34

614.69 632.16 691.30 691.30 691.30 691.30 691.30 701.01 701.01 701.01 701.01 702.48 702.48 1,481.07 1,481.07 2,952.79 12,721.43 14,017.63 14,903.22 14,947.34

BAND

4.11 0.12 0.40 0.00 0.00 0.00 0.00 0.06 0.00 0.00 0.00 0.01 0.00 5.21 0.00 9.85 65.35 8.67 5.92 0.30

PERCENTAGE

CUM.

BAND

CUM

4.11 4.23 4.62 4.62 4.62 4.62 4.62 4.69 4.69 4.69 4.69 4.70 4.70 9.91 9.91 19.75 85.11 93.78 99.70 100.00

111.42 179.13 275.06 0.00 0.00 0.00 0.00 5.79 0.00 0.00 0.00 1.79 0.00 287.46 0.00 147.81 451.40 102.88 22.91 0.65

111.42 112.60 118.59 112.49 98.73 92.99 83.91 70.69 63.98 59.50 55.48 52.20 44.53 80.13 72.13 96.84 244.03 216.55 144.15 87.28 87.28

Page 7 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2002

15/12/2005

DATE

15/02/2006

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

343 225 310 206 313 241 236 250 173 129 117 177 128 164 131 278 281 141 149 32 4,024

343 568 878 1,084 1,397 1,638 1,874 2,124 2,297 2,426 2,543 2,720 2,848 3,012 3,143 3,421 3,702 3,843 3,992 4,024

BAND

CUM.

PERCENTAGE rp

8.52 8.52 625.06 625.06 5.59 14.12 57.00 682.05 7.70 21.82 135.40 817.45 5.12 26.94 122.91 940.36 7.78 34.72 468.37 1,408.73 5.99 40.71 552.48 1,961.21 5.86 46.57 413.04 2,374.26 6.21 52.78 579.94 2,954.20 4.30 57.08 691.16 3,645.36 3.21 60.29 457.76 4,103.12 2.91 63.20 556.86 4,659.97 4.40 67.59 927.58 5,587.55 3.18 70.78 802.11 6,389.66 4.08 74.85 1,301.22 7,690.89 3.26 78.11 1,402.98 9,093.87 6.91 85.01 5,281.31 14,375.18 6.98 92.00 8,843.07 23,218.25 3.50 95.50 11,418.60 34,636.86 3.70 99.20 21,687.31 56,324.17 0.80 100.00 14,330.55 70,654.72 70,654.72

BAND

0.88 0.08 0.19 0.17 0.66 0.78 0.58 0.82 0.98 0.65 0.79 1.31 1.14 1.84 1.99 7.47 12.52 16.16 30.69 20.28

PERCENTAGE

CUM.

0.88 0.97 1.16 1.33 1.99 2.78 3.36 4.18 5.16 5.81 6.60 7.91 9.04 10.89 12.87 20.35 32.86 49.02 79.72 100.00

2 2 0 2 0 2 1 3 1 4 2 6 1 7 2 9 0 9 1 10 0 10 4 14 2 16 3 19 4 23 16 39 18 57 16 73 10 83 27 110 110

BAND

CUM.

1.82 1.82 0.00 1.82 0.00 1.82 0.91 2.73 0.91 3.64 1.82 5.45 0.91 6.36 1.82 8.18 0.00 8.18 0.91 9.09 0.00 9.09 3.64 12.73 1.82 14.55 2.73 17.27 3.64 20.91 14.55 35.45 16.36 51.82 14.55 66.36 9.09 75.45 24.55 100.00

PERCENTAGE rp

65.97 0.00 0.00 0.00 45.37 14.27 1.65 584.30 0.00 0.75 0.00 260.13 36.11 159.55 405.22 3,143.13 12,961.12 4,276.84 14,635.94 3,665.28 40,255.63

65.97 65.97 65.97 65.97 111.34 125.60 127.25 711.55 711.55 712.30 712.30 972.43 1,008.54 1,168.09 1,573.31 4,716.45 17,677.57 21,954.41 36,590.35 40,255.63

BAND

0.16 0.00 0.00 0.00 0.11 0.04 0.00 1.45 0.00 0.00 0.00 0.65 0.09 0.40 1.01 7.81 32.20 10.62 36.36 9.11

CUM.

0.16 0.16 0.16 0.16 0.28 0.31 0.32 1.77 1.77 1.77 1.77 2.42 2.51 2.90 3.91 11.72 43.91 54.54 90.89 100.00

PERCENTAGE BAND

10.55 0.00 0.00 0.00 9.69 2.58 0.40 100.75 0.00 0.16 0.00 28.04 4.50 12.26 28.88 59.51 146.57 37.46 67.49 25.58

CUM

10.55 9.67 8.07 7.02 7.90 6.40 5.36 24.09 19.52 17.36 15.29 17.40 15.78 15.19 17.30 32.81 76.14 63.38 64.96 56.98 56.98

Page 8 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2002

15/12/2005

DATE

15/02/2006

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

297 147 235 184 374 294 343 393 283 188 166 183 151 250 156 263 273 142 125 61 4,508

297 444 679 863 1,237 1,531 1,874 2,267 2,550 2,738 2,904 3,087 3,238 3,488 3,644 3,907 4,180 4,322 4,447 4,508

BAND

CUM.

6.59 6.59 3.26 9.85 5.21 15.06 4.08 19.14 8.30 27.44 6.52 33.96 7.61 41.57 8.72 50.29 6.28 56.57 4.17 60.74 3.68 64.42 4.06 68.48 3.35 71.83 5.55 77.37 3.46 80.83 5.83 86.67 6.06 92.72 3.15 95.87 2.77 98.65 1.35 100.00

PERCENTAGE rp

4,696.87 212.53 181.21 220.83 1,014.99 670.47 1,238.12 1,413.55 1,268.59 1,300.77 1,149.81 1,650.04 1,942.18 3,650.19 2,766.95 7,023.10 12,071.07 12,702.10 20,111.53 13,139.53

4,696.87 4,909.40 5,090.61 5,311.44 6,326.43 6,996.90 8,235.02 9,648.57 10,917.15 12,217.92 13,367.74 15,017.78 16,959.96 20,610.15 23,377.10 30,400.21 42,471.28 55,173.38 75,284.91 88,424.44

88,424.44

BAND

5.31 0.24 0.20 0.25 1.15 0.76 1.40 1.60 1.43 1.47 1.30 1.87 2.20 4.13 3.13 7.94 13.65 14.36 22.74 14.86

CUM.

5.31 5.55 5.76 6.01 7.15 7.91 9.31 10.91 12.35 13.82 15.12 16.98 19.18 23.31 26.44 34.38 48.03 62.40 85.14 100.00

PERCENTAGE f

16 2 2 1 10 3 5 12 8 3 4 6 3 10 10 14 12 11 23 5 160

16 18 20 21 31 34 39 51 59 62 66 72 75 85 95 109 121 132 155 160

BAND

CUM.

10.00 10.00 1.25 11.25 1.25 12.50 0.63 13.13 6.25 19.38 1.88 21.25 3.13 24.38 7.50 31.88 5.00 36.88 1.88 38.75 2.50 41.25 3.75 45.00 1.88 46.88 6.25 53.13 6.25 59.38 8.75 68.13 7.50 75.63 6.88 82.50 14.38 96.88 3.13 100.00

PERCENTAGE rp

2,676.41 13.64 32.61 121.82 935.37 2,945.18 1,002.59 1,595.79 1,860.25 121.84 2,636.20 3,893.92 73.97 5,638.05 147.16 219.71 1,583.31 877.27 7,502.19 930.42 34,807.70

2,676.41 2,690.05 2,722.66 2,844.48 3,779.85 6,725.03 7,727.62 9,323.41 11,183.65 11,305.50 13,941.70 17,835.62 17,909.59 23,547.64 23,694.80 23,914.51 25,497.81 26,375.09 33,877.27 34,807.70

BAND

7.69 0.04 0.09 0.35 2.69 8.46 2.88 4.58 5.34 0.35 7.57 11.19 0.21 16.20 0.42 0.63 4.55 2.52 21.55 2.67

CUM.

7.69 7.73 7.82 8.17 10.86 19.32 22.20 26.79 32.13 32.48 40.05 51.24 51.45 67.65 68.07 68.70 73.25 75.77 97.33 100.00

PERCENTAGE BAND

56.98 6.42 17.99 55.17 92.16 439.27 80.98 112.89 146.64 9.37 229.27 235.99 3.81 154.46 5.32 3.13 13.12 6.91 37.30 7.08

CUM

56.98 54.79 53.48 53.55 59.75 96.11 93.84 96.63 102.44 92.53 104.29 118.76 105.60 114.25 101.36 78.67 60.04 47.80 45.00 39.36 39.36

Page 9 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2002

15/12/2005

DATE

15/02/2006

Textiles

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

838 831 1,207 806 1,130 683 534 469 284 187 163 185 147 208 145 251 249 129 115 51 8,612

838 1,669 2,876 3,682 4,812 5,495 6,029 6,498 6,782 6,969 7,132 7,317 7,464 7,672 7,817 8,068 8,317 8,446 8,561 8,612

BAND

CUM.

PERCENTAGE rp

9.73 9.73 1,566.45 1,566.45 9.65 19.38 401.18 1,967.63 14.02 33.40 903.83 2,871.46 9.36 42.75 974.36 3,845.82 13.12 55.88 1,740.79 5,586.62 7.93 63.81 1,481.41 7,068.03 6.20 70.01 2,435.03 9,503.05 5.45 75.45 1,933.70 11,436.75 3.30 78.75 1,644.40 13,081.15 2.17 80.92 1,338.14 14,419.29 1.89 82.81 1,159.53 15,578.81 2.15 84.96 1,657.34 17,236.16 1.71 86.67 2,175.76 19,411.91 2.42 89.08 3,835.91 23,247.82 1.68 90.77 3,075.13 26,322.95 2.91 93.68 6,413.10 32,736.05 2.89 96.57 11,650.24 44,386.29 1.50 98.07 10,128.25 54,514.53 1.34 99.41 18,136.98 72,651.51 0.59 100.00 8,778.37 81,429.88 81,429.88

BAND

1.92 0.49 1.11 1.20 2.14 1.82 2.99 2.37 2.02 1.64 1.42 2.04 2.67 4.71 3.78 7.88 14.31 12.44 22.27 10.78

PERCENTAGE

CUM.

1.92 2.42 3.53 4.72 6.86 8.68 11.67 14.04 16.06 17.71 19.13 21.17 23.84 28.55 32.33 40.20 54.51 66.95 89.22 100.00

16 3 4 2 6 6 6 3 1 1 8 4 2 22 17 16 15 33 16 6 187

16 19 23 25 31 37 43 46 47 48 56 60 62 84 101 117 132 165 181 187

BAND

CUM.

PERCENTAGE rp

8.56 8.56 6,075.07 6,075.07 1.60 10.16 96.46 6,171.53 2.14 12.30 480.37 6,651.91 1.07 13.37 182.55 6,834.46 3.21 16.58 10,142.20 16,976.66 3.21 19.79 1,078.67 18,055.32 3.21 22.99 785.81 18,841.13 1.60 24.60 793.64 19,634.77 0.53 25.13 511.29 20,146.06 0.53 25.67 0.50 20,146.56 4.28 29.95 448.07 20,594.63 2.14 32.09 2,103.66 22,698.29 1.07 33.16 17.70 22,715.99 11.76 44.92 4,724.83 27,440.82 9.09 54.01 844.98 28,285.80 8.56 62.57 357.08 28,642.88 8.02 70.59 793.29 29,436.17 17.65 88.24 2,780.17 32,216.34 8.56 96.79 8,337.95 40,554.30 3.21 100.00 815.49 41,369.79 41,369.79

BAND

14.68 0.23 1.16 0.44 24.52 2.61 1.90 1.92 1.24 0.00 1.08 5.09 0.04 11.42 2.04 0.86 1.92 6.72 20.15 1.97

PERCENTAGE

CUM.

BAND

CUM

14.68 14.92 16.08 16.52 41.04 43.64 45.54 47.46 48.70 48.70 49.78 54.87 54.91 66.33 68.37 69.24 71.15 77.87 98.03 100.00

387.83 24.04 53.15 18.74 582.62 72.81 32.27 41.04 31.09 0.04 38.64 126.93 0.81 123.17 27.48 5.57 6.81 27.45 45.97 9.29

387.83 313.65 231.66 177.71 303.88 255.45 198.26 171.68 154.01 139.72 132.20 131.69 117.02 118.04 107.46 87.50 66.32 59.10 55.82 50.80 50.80

Page 10 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2002

15/12/2005

DATE

15/02/2006

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

476 419 632 468 621 400 298 324 235 147 121 175 156 197 129 193 170 66 62 22 5,311

476 895 1,527 1,995 2,616 3,016 3,314 3,638 3,873 4,020 4,141 4,316 4,472 4,669 4,798 4,991 5,161 5,227 5,289 5,311

BAND

CUM.

PERCENTAGE rp

8.96 8.96 2,487.46 2,487.46 7.89 16.85 236.16 2,723.62 11.90 28.75 514.16 3,237.78 8.81 37.56 693.52 3,931.30 11.69 49.26 1,342.44 5,273.74 7.53 56.79 1,069.00 6,342.74 5.61 62.40 1,083.66 7,426.41 6.10 68.50 1,562.87 8,989.28 4.42 72.92 1,437.69 10,426.97 2.77 75.69 1,091.31 11,518.28 2.28 77.97 981.26 12,499.54 3.30 81.27 2,014.30 14,513.84 2.94 84.20 2,597.65 17,111.50 3.71 87.91 3,496.95 20,608.45 2.43 90.34 3,288.44 23,896.88 3.63 93.97 6,219.91 30,116.79 3.20 97.18 10,780.90 40,897.70 1.24 98.42 7,851.77 48,749.47 1.17 99.59 18,853.92 67,603.39 0.41 100.00 13,753.07 81,356.46 81,356.46

BAND

3.06 0.29 0.63 0.85 1.65 1.31 1.33 1.92 1.77 1.34 1.21 2.48 3.19 4.30 4.04 7.65 13.25 9.65 23.17 16.90

CUM.

3.06 3.35 3.98 4.83 6.48 7.80 9.13 11.05 12.82 14.16 15.36 17.84 21.03 25.33 29.37 37.02 50.27 59.92 83.10 100.00

PERCENTAGE f

8 0 1 5 8 2 1 8 7 2 3 5 4 10 6 10 25 17 29 11 162

8 8 9 14 22 24 25 33 40 42 45 50 54 64 70 80 105 122 151 162

BAND

CUM.

PERCENTAGE rp

4.94 4.94 1,647.16 0.00 4.94 0.00 0.62 5.56 204.37 3.09 8.64 164.82 4.94 13.58 3,609.33 1.23 14.81 194.81 0.62 15.43 175.96 4.94 20.37 507.33 4.32 24.69 2,347.40 1.23 25.93 498.19 1.85 27.78 8,655.47 3.09 30.86 3,682.29 2.47 33.33 2,620.01 6.17 39.51 6,119.39 3.70 43.21 1,627.44 6.17 49.38 5,322.04 15.43 64.81 2,789.40 10.49 75.31 5,132.97 17.90 93.21 11,877.62 6.79 100.00 1,967.63 59,143.64

1,647.16 1,647.16 1,851.53 2,016.36 5,625.68 5,820.50 5,996.46 6,503.79 8,851.19 9,349.38 18,004.85 21,687.14 24,307.15 30,426.54 32,053.97 37,376.01 40,165.41 45,298.39 57,176.00 59,143.64

BAND

2.79 0.00 0.35 0.28 6.10 0.33 0.30 0.86 3.97 0.84 14.63 6.23 4.43 10.35 2.75 9.00 4.72 8.68 20.08 3.33

CUM.

2.79 2.79 3.13 3.41 9.51 9.84 10.14 11.00 14.97 15.81 30.44 36.67 41.10 51.45 54.20 63.20 67.91 76.59 96.67 100.00

PERCENTAGE BAND

66.22 0.00 39.75 23.77 268.86 18.22 16.24 32.46 163.28 45.65 882.07 182.81 100.86 174.99 49.49 85.56 25.87 65.37 63.00 14.31

CUM

66.22 60.48 57.19 51.29 106.67 91.77 80.75 72.35 84.89 81.17 144.04 149.42 142.05 147.64 134.13 124.10 98.21 92.92 84.58 72.70 72.70

Page 11 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 26

DATA POSITION FROM

01/01/2002

15/12/2005

DATE

15/02/2006

PROCESSING

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

664 366 423 318 379 253 295 267 207 106 117 148 106 136 94 173 111 50 31 13 4,257

664 1,030 1,453 1,771 2,150 2,403 2,698 2,965 3,172 3,278 3,395 3,543 3,649 3,785 3,879 4,052 4,163 4,213 4,244 4,257

BAND

CUM.

PERCENTAGE rp

15.60 15.60 3,629.94 3,629.94 8.60 24.20 311.99 3,941.93 9.94 34.13 583.24 4,525.17 7.47 41.60 655.14 5,180.31 8.90 50.51 1,344.11 6,524.43 5.94 56.45 1,280.79 7,805.22 6.93 63.38 1,791.18 9,596.40 6.27 69.65 2,200.54 11,796.95 4.86 74.51 2,102.67 13,899.62 2.49 77.00 1,462.64 15,362.26 2.75 79.75 1,793.85 17,156.11 3.48 83.23 2,840.19 19,996.30 2.49 85.72 2,510.09 22,506.38 3.19 88.91 3,910.13 26,416.52 2.21 91.12 3,011.27 29,427.79 4.06 95.18 10,302.00 39,729.78 2.61 97.79 9,297.81 49,027.60 1.17 98.97 6,862.40 55,889.99 0.73 99.69 13,109.92 68,999.91 0.31 100.00 314.62 69,314.53 69,314.53

BAND

5.24 0.45 0.84 0.95 1.94 1.85 2.58 3.17 3.03 2.11 2.59 4.10 3.62 5.64 4.34 14.86 13.41 9.90 18.91 0.45

PERCENTAGE

CUM.

5.24 5.69 6.53 7.47 9.41 11.26 13.84 17.02 20.05 22.16 24.75 28.85 32.47 38.11 42.46 57.32 70.73 80.63 99.55 100.00

10 2 1 3 3 2 7 3 4 2 6 2 3 7 5 24 12 6 2 1 105

BAND

CUM.

PERCENTAGE rp

10 9.52 9.52 1,200.10 1,200.10 12 1.90 11.43 240.16 1,440.26 13 0.95 12.38 0.00 1,440.26 16 2.86 15.24 475.92 1,916.17 19 2.86 18.10 594.09 2,510.26 21 1.90 20.00 577.55 3,087.81 28 6.67 26.67 785.86 3,873.67 31 2.86 29.52 422.14 4,295.81 35 3.81 33.33 1,559.79 5,855.60 37 1.90 35.24 1,686.40 7,542.00 43 5.71 40.95 415.81 7,957.80 45 1.90 42.86 2,242.83 10,200.63 48 2.86 45.71 21.51 10,222.14 55 6.67 52.38 4,906.17 15,128.31 60 4.76 57.14 395.76 15,524.07 84 22.86 80.00 20,070.34 35,594.41 96 11.43 91.43 2,390.46 37,984.87 102 5.71 97.14 3,125.07 41,109.94 104 1.90 99.05 923.08 42,033.03 105 0.95 100.00 260.32 42,293.35 42,293.35

BAND

CUM.

2.84 2.84 0.57 3.41 0.00 3.41 1.13 4.53 1.40 5.94 1.37 7.30 1.86 9.16 1.00 10.16 3.69 13.85 3.99 17.83 0.98 18.82 5.30 24.12 0.05 24.17 11.60 35.77 0.94 36.71 47.46 84.16 5.65 89.81 7.39 97.20 2.18 99.38 0.62 100.00

PERCENTAGE BAND

CUM

33.06 76.98 0.00 72.64 44.20 45.09 43.87 19.18 74.18 115.30 23.18 78.97 0.86 125.47 13.14 194.82 25.71 45.54 7.04 82.74

33.06 36.54 31.83 36.99 38.47 39.56 40.37 36.41 42.13 49.09 46.38 51.01 45.42 57.27 52.75 89.59 77.48 73.56 60.92 61.02 61.02

Page 12 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,614 784 902 625 747 425 383 349 242 178 117 184 141 196 119 190 209 98 88 37 7,628

1,614 2,398 3,300 3,925 4,672 5,097 5,480 5,829 6,071 6,249 6,366 6,550 6,691 6,887 7,006 7,196 7,405 7,503 7,591 7,628

BAND

CUM.

21.16 21.16 10.28 31.44 11.82 43.26 8.19 51.46 9.79 61.25 5.57 66.82 5.02 71.84 4.58 76.42 3.17 79.59 2.33 81.92 1.53 83.46 2.41 85.87 1.85 87.72 2.57 90.29 1.56 91.85 2.49 94.34 2.74 97.08 1.28 98.36 1.15 99.51 0.49 100.00

PERCENTAGE rp

4,113.14 268.18 632.12 607.26 1,241.83 872.33 1,406.57 1,090.14 1,529.24 865.62 802.00 1,499.50 1,437.17 3,049.43 1,877.46 3,998.56 8,513.83 7,467.25 7,383.05 4,203.76 52,858.42

4,113.14 4,381.31 5,013.43 5,620.69 6,862.52 7,734.85 9,141.42 10,231.56 11,760.80 12,626.42 13,428.42 14,927.92 16,365.09 19,414.52 21,291.98 25,290.54 33,804.37 41,271.62 48,654.67 52,858.42

BAND

7.78 0.51 1.20 1.15 2.35 1.65 2.66 2.06 2.89 1.64 1.52 2.84 2.72 5.77 3.55 7.56 16.11 14.13 13.97 7.95

CUM.

7.78 8.29 9.48 10.63 12.98 14.63 17.29 19.36 22.25 23.89 25.40 28.24 30.96 36.73 40.28 47.85 63.95 78.08 92.05 100.00

PERCENTAGE f

9 8 4 8 11 4 4 2 8 4 6 5 7 2 4 10 16 7 4 1 124

BAND

CUM.

9 17 21 29 40 44 48 50 58 62 68 73 80 82 86 96 112 119 123 124

7.26 7.26 6.45 13.71 3.23 16.94 6.45 23.39 8.87 32.26 3.23 35.48 3.23 38.71 1.61 40.32 6.45 46.77 3.23 50.00 4.84 54.84 4.03 58.87 5.65 64.52 1.61 66.13 3.23 69.35 8.06 77.42 12.90 90.32 5.65 95.97 3.23 99.19 0.81 100.00

PERCENTAGE rp

207.40 207.40 291.57 498.97 334.51 833.48 566.85 1,400.33 1,935.39 3,335.72 333.39 3,669.11 16.22 3,685.33 1,289.06 4,974.39 858.28 5,832.67 123.28 5,955.95 677.77 6,633.71 516.83 7,150.54 198.28 7,348.82 13.98 7,362.80 51.63 7,414.44 354.89 7,769.33 557.98 8,327.31 418.08 8,745.39 1,481.30 10,226.69 0.00 10,226.69 10,226.69

BAND

2.03 2.85 3.27 5.54 18.92 3.26 0.16 12.60 8.39 1.21 6.63 5.05 1.94 0.14 0.50 3.47 5.46 4.09 14.48 0.00

CUM.

2.03 4.88 8.15 13.69 32.62 35.88 36.04 48.64 57.03 58.24 64.87 69.92 71.86 72.00 72.50 75.97 81.43 85.52 100.00 100.00

PERCENTAGE BAND

5.04 108.72 52.92 93.35 155.85 38.22 1.15 118.25 56.12 14.24 84.51 34.47 13.80 0.46 2.75 8.88 6.55 5.60 20.06 0.00

CUM

5.04 11.39 16.62 24.91 48.61 47.44 40.31 48.62 49.59 47.17 49.40 47.90 44.91 37.92 34.82 30.72 24.63 21.19 21.02 19.35 19.35

Page 13 0f 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 28

DATA POSITION FROM

01/01/2002

15/12/2005

DATE

15/02/2006

PROCESSING

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4 5 8 5 10 6 9 8 6 7 7 5 7 7 7 17 16 2 9 0 145

4 9 17 22 32 38 47 55 61 68 75 80 87 94 101 118 134 136 145 145

BAND

CUM.

2.76 2.76 3.45 6.21 5.52 11.72 3.45 15.17 6.90 22.07 4.14 26.21 6.21 32.41 5.52 37.93 4.14 42.07 4.83 46.90 4.83 51.72 3.45 55.17 4.83 60.00 4.83 64.83 4.83 69.66 11.72 81.38 11.03 92.41 1.38 93.79 6.21 100.00 0.00 100.00

PERCENTAGE rp

713.33 0.35 3.01 2.52 9.41 9.04 7.72 13.31 11.12 26.79 42.80 30.82 45.84 27.58 55.92 315.43 368.41 93.61 846.50 0.00 2,623.50

713.33 713.67 716.69 719.21 728.62 737.66 745.38 758.69 769.80 796.60 839.40 870.21 916.05 943.64 999.55 1,314.98 1,683.39 1,777.00 2,623.50 2,623.50

BAND

27.19 0.01 0.11 0.10 0.36 0.34 0.29 0.51 0.42 1.02 1.63 1.17 1.75 1.05 2.13 12.02 14.04 3.57 32.27 0.00

CUM.

27.19 27.20 27.32 27.41 27.77 28.12 28.41 28.92 29.34 30.36 32.00 33.17 34.92 35.97 38.10 50.12 64.17 67.73 100.00 100.00

PERCENTAGE f

0 0 0 0 2 0 0 0 0 1 0 0 0 0 0 0 1 0 0 0 4

BAND

0 0 0 0 2 2 2 2 2 3 3 3 3 3 3 3 4 4 4 4

0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 75.00 75.00 75.00 75.00 75.00 75.00 75.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 99.50 0.00 0.00 0.00 0.00 35.00 0.00 0.00 0.00 0.00 0.00 0.00 2.31 0.00 0.00 0.00

0.00 0.00 0.00 0.00 99.50 99.50 99.50 99.50 99.50 134.50 134.50 134.50 134.50 134.50 134.50 134.50 136.81 136.81 136.81 136.81

BAND

0.00 0.00 0.00 0.00 72.73 0.00 0.00 0.00 0.00 25.58 0.00 0.00 0.00 0.00 0.00 0.00 1.69 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 72.73 1,057.08 72.73 0.00 72.73 0.00 72.73 0.00 72.73 0.00 98.31 130.62 98.31 0.00 98.31 0.00 98.31 0.00 98.31 0.00 98.31 0.00 98.31 0.00 100.00 0.63 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 13.66 13.49 13.35 13.12 12.93 16.88 16.02 15.46 14.68 14.25 13.46 10.23 8.13 7.70 5.21 5.21

136.81

5.21 Page 14 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 29

01/01/2002

15/12/2005

DATE

15/02/2006

DATA POSITION FROM

PROCESSING

Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

82,737 75,780 85,351 45,108 43,096 19,354 13,980 9,735 5,039 2,611 2,068 2,239 1,495 1,708 1,072 1,526 1,180 439 396 155 395,069

82,737 158,517 243,868 288,976 332,072 351,426 365,406 375,141 380,180 382,791 384,859 387,098 388,593 390,301 391,373 392,899 394,079 394,518 394,914 395,069

BAND

CUM.

20.94 20.94 19.18 40.12 21.60 61.73 11.42 73.15 10.91 84.05 4.90 88.95 3.54 92.49 2.46 94.96 1.28 96.23 0.66 96.89 0.52 97.42 0.57 97.98 0.38 98.36 0.43 98.79 0.27 99.06 0.39 99.45 0.30 99.75 0.11 99.86 0.10 99.96 0.04 100.00

PERCENTAGE rp

24,352.71 17,826.45 35,471.53 30,144.03 46,020.18 29,797.89 31,828.23 30,361.19 20,772.26 13,167.05 12,194.69 14,472.29 12,514.47 18,605.72 13,394.90 29,108.39 36,558.58 33,757.46 59,269.23 42,955.48

24,352.71 42,179.15 77,650.69 107,794.72 153,814.90 183,612.80 215,441.03 245,802.22 266,574.48 279,741.53 291,936.22 306,408.51 318,922.98 337,528.71 350,923.61 380,032.00 416,590.58 450,348.04 509,617.27 552,572.75

552,572.75

BAND

CUM.

4.41 4.41 3.23 7.63 6.42 14.05 5.46 19.51 8.33 27.84 5.39 33.23 5.76 38.99 5.49 44.48 3.76 48.24 2.38 50.63 2.21 52.83 2.62 55.45 2.26 57.72 3.37 61.08 2.42 63.51 5.27 68.78 6.62 75.39 6.11 81.50 10.73 92.23 7.77 100.00

PERCENTAGE f

187 154 190 128 134 80 66 42 41 32 32 26 15 37 19 72 65 38 76 37 1,471

187 341 531 659 793 873 939 981 1,022 1,054 1,086 1,112 1,127 1,164 1,183 1,255 1,320 1,358 1,434 1,471

BAND

CUM.

12.71 12.71 10.47 23.18 12.92 36.10 8.70 44.80 9.11 53.91 5.44 59.35 4.49 63.83 2.86 66.69 2.79 69.48 2.18 71.65 2.18 73.83 1.77 75.59 1.02 76.61 2.52 79.13 1.29 80.42 4.89 85.32 4.42 89.73 2.58 92.32 5.17 97.48 2.52 100.00

PERCENTAGE rp

14,395.25 12,244.23 11,544.66 11,239.33 14,760.76 9,295.18 12,381.64 6,586.69 7,918.01 6,105.80 18,792.79 1,818.26 8,140.85 12,664.98 1,640.57 24,410.87 6,008.12 1,600.77 4,480.69 16,274.36 202,303.80

14,395.25 26,639.48 38,184.14 49,423.47 64,184.22 73,479.41 85,861.05 92,447.73 100,365.74 106,471.55 125,264.33 127,082.59 135,223.44 147,888.43 149,529.00 173,939.87 179,947.99 181,548.76 186,029.44 202,303.80

BAND

CUM.

PERCENTAGE BAND

7.12 7.12 59.11 6.05 13.17 68.69 5.71 18.87 32.55 5.56 24.43 37.29 7.30 31.73 32.07 4.59 36.32 31.19 6.12 42.44 38.90 3.26 45.70 21.69 3.91 49.61 38.12 3.02 52.63 46.37 9.29 61.92 154.11 0.90 62.82 12.56 4.02 66.84 65.05 6.26 73.10 68.07 0.81 73.91 12.25 12.07 85.98 83.86 2.97 88.95 16.43 0.79 89.74 4.74 2.21 91.96 7.56 8.04 100.00 37.89

CUM

59.11 63.16 49.17 45.85 41.73 40.02 39.85 37.61 37.65 38.06 42.91 41.47 42.40 43.82 42.61 45.77 43.20 40.31 36.50 36.61 36.61

Page 15 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 30

DATA POSITION FROM

01/01/2002

15/12/2005

DATE

15/02/2006

PROCESSING

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

23 8 31 9 21 11 8 10 2 4 5 5 2 4 1 7 1 2 0 1 155

23 31 62 71 92 103 111 121 123 127 132 137 139 143 144 151 152 154 154 155

BAND

CUM.

14.84 14.84 5.16 20.00 20.00 40.00 5.81 45.81 13.55 59.35 7.10 66.45 5.16 71.61 6.45 78.06 1.29 79.35 2.58 81.94 3.23 85.16 3.23 88.39 1.29 89.68 2.58 92.26 0.65 92.90 4.52 97.42 0.65 98.06 1.29 99.35 0.00 99.35 0.65 100.00

PERCENTAGE rp

12.65 3.43 20.80 13.21 32.37 37.84 39.97 60.35 76.21 37.54 26.51 50.44 40.19 53.60 339.10 266.35 23.51 369.73 0.00 0.40 1,504.22

12.65 16.08 36.88 50.08 82.45 120.29 160.26 220.62 296.83 334.37 360.89 411.32 451.52 505.12 844.22 1,110.57 1,134.08 1,503.82 1,503.82 1,504.22

BAND

0.84 0.23 1.38 0.88 2.15 2.52 2.66 4.01 5.07 2.50 1.76 3.35 2.67 3.56 22.54 17.71 1.56 24.58 0.00 0.03

CUM.

0.84 1.07 2.45 3.33 5.48 8.00 10.65 14.67 19.73 22.23 23.99 27.34 30.02 33.58 56.12 73.83 75.39 99.97 99.97 100.00

PERCENTAGE f

4 0 1 0 0 0 1 0 0 0 0 0 0 0 1 0 0 4 0 0 11

4 4 5 5 5 5 6 6 6 6 6 6 6 6 7 7 7 11 11 11

BAND

CUM.

36.36 36.36 0.00 36.36 9.09 45.45 0.00 45.45 0.00 45.45 0.00 45.45 9.09 54.55 0.00 54.55 0.00 54.55 0.00 54.55 0.00 54.55 0.00 54.55 0.00 54.55 0.00 54.55 9.09 63.64 0.00 63.64 0.00 63.64 36.36 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

33.16 0.00 90.00 0.00 0.00 0.00 5.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.73 0.00 0.00 2,057.60 0.00 0.00 2,191.40

33.16 33.16 123.16 123.16 123.16 123.16 129.07 129.07 129.07 129.07 129.07 129.07 129.07 129.07 133.80 133.80 133.80 2,191.40 2,191.40 2,191.40

BAND

1.51 0.00 4.11 0.00 0.00 0.00 0.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.22 0.00 0.00 93.89 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

1.51 1.51 5.62 5.62 5.62 5.62 5.89 5.89 5.89 5.89 5.89 5.89 5.89 5.89 6.11 6.11 6.11 100.00 100.00 100.00

262.14 0.00 432.72 0.00 0.00 0.00 14.79 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.39 0.00 0.00 556.51 0.00 0.00

262.14 206.27 333.99 245.92 149.37 102.38 80.54 58.50 43.48 38.60 35.76 31.38 28.59 25.55 15.85 12.05 11.80 145.72 145.72 145.68 145.68

Page 16 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 31

DATA POSITION FROM

01/01/2002

15/12/2005

DATE

15/02/2006

PROCESSING

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

25 16 21 13 24 17 22 11 7 12 6 10 1 11 9 18 42 11 14 3 293

25 41 62 75 99 116 138 149 156 168 174 184 185 196 205 223 265 276 290 293

BAND

CUM.

PERCENTAGE rp

8.53 8.53 422.78 5.46 13.99 5.83 7.17 21.16 9.28 4.44 25.60 27.34 8.19 33.79 24.66 5.80 39.59 86.27 7.51 47.10 99.65 3.75 50.85 78.11 2.39 53.24 52.37 4.10 57.34 139.30 2.05 59.39 33.14 3.41 62.80 89.60 0.34 63.14 9.06 3.75 66.89 131.10 3.07 69.97 151.19 6.14 76.11 464.78 14.33 90.44 2,475.05 3.75 94.20 423.44 4.78 98.98 294.36 1.02 100.00 29.04 5,046.33

422.78 428.61 437.89 465.22 489.88 576.15 675.80 753.91 806.29 945.59 978.73 1,068.32 1,077.38 1,208.48 1,359.67 1,824.45 4,299.49 4,722.93 5,017.29 5,046.33

BAND

8.38 0.12 0.18 0.54 0.49 1.71 1.97 1.55 1.04 2.76 0.66 1.78 0.18 2.60 3.00 9.21 49.05 8.39 5.83 0.58

CUM.

8.38 8.49 8.68 9.22 9.71 11.42 13.39 14.94 15.98 18.74 19.39 21.17 21.35 23.95 26.94 36.15 85.20 93.59 99.42 100.00

PERCENTAGE f

5 0 1 0 0 1 1 2 2 4 0 0 0 0 2 0 3 1 1 0 23

BAND

5 21.74 5 0.00 6 4.35 6 0.00 6 0.00 7 4.35 8 4.35 10 8.70 12 8.70 16 17.39 16 0.00 16 0.00 16 0.00 16 0.00 18 8.70 18 0.00 21 13.04 22 4.35 23 4.35 23 0.00

CUM.

21.74 21.74 26.09 26.09 26.09 30.43 34.78 43.48 52.17 69.57 69.57 69.57 69.57 69.57 78.26 78.26 91.30 95.65 100.00 100.00

PERCENTAGE rp

1,250.41 0.00 3.00 0.00 0.00 55.00 25.00 60.00 18.52 10.44 0.00 0.00 0.00 0.00 72.00 0.00 5.96 21.69 16.70 0.00 1,538.71

1,250.41 1,250.41 1,253.41 1,253.41 1,253.41 1,308.41 1,333.41 1,393.41 1,411.93 1,422.36 1,422.36 1,422.36 1,422.36 1,422.36 1,494.36 1,494.36 1,500.32 1,522.01 1,538.71 1,538.71

BAND

81.26 0.00 0.19 0.00 0.00 3.57 1.62 3.90 1.20 0.68 0.00 0.00 0.00 0.00 4.68 0.00 0.39 1.41 1.09 0.00

CUM.

81.26 81.26 81.46 81.46 81.46 85.03 86.66 90.56 91.76 92.44 92.44 92.44 92.44 92.44 97.12 97.12 97.51 98.91 100.00 100.00

PERCENTAGE BAND

CUM

295.76 0.00 32.33 0.00 0.00 63.76 25.09 76.81 35.36 7.49 0.00 0.00 0.00 0.00 47.62 0.00 0.24 5.12 5.67 0.00

295.76 291.74 286.24 269.42 255.86 227.10 197.31 184.82 175.11 150.42 145.33 133.14 132.02 117.70 109.91 81.91 34.90 32.23 30.67 30.49 30.49

Page 17 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 32

DATA POSITION FROM

01/01/2002

15/12/2005

DATE

15/02/2006

PROCESSING

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4 9 5 5 12 0 10 7 7 1 9 4 2 6 9 6 2 0 0 0 98

BAND

4 13 18 23 35 35 45 52 59 60 69 73 75 81 90 96 98 98 98 98

4.08 9.18 5.10 5.10 12.24 0.00 10.20 7.14 7.14 1.02 9.18 4.08 2.04 6.12 9.18 6.12 2.04 0.00 0.00 0.00

CUM.

4.08 13.27 18.37 23.47 35.71 35.71 45.92 53.06 60.20 61.22 70.41 74.49 76.53 82.65 91.84 97.96 100.00 100.00 100.00 100.00

PERCENTAGE rp

8.87 9.20 108.91 25.39 5.11 0.00 11.59 42.58 13.72 10.33 43.18 23.92 36.78 61.76 117.96 110.96 243.74 0.00 0.00 0.00 874.01

8.87 18.07 126.98 152.37 157.48 157.48 169.07 211.65 225.37 235.70 278.88 302.80 339.58 401.34 519.31 630.26 874.01 874.01 874.01 874.01

BAND

1.01 1.05 12.46 2.90 0.58 0.00 1.33 4.87 1.57 1.18 4.94 2.74 4.21 7.07 13.50 12.70 27.89 0.00 0.00 0.00

CUM.

1.01 2.07 14.53 17.43 18.02 18.02 19.34 24.22 25.79 26.97 31.91 34.65 38.85 45.92 59.42 72.11 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 1 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 3

BAND

0 0 1 1 1 1 2 2 2 2 2 3 3 3 3 3 3 3 3 3

0.00 0.00 33.33 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 33.33 33.33 33.33 33.33 66.67 66.67 66.67 66.67 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 40.32 0.00 0.00 0.00 30.29 0.00 0.00 0.00 0.00 38.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 109.13

0.00 0.00 40.32 40.32 40.32 40.32 70.61 70.61 70.61 70.61 70.61 109.13 109.13 109.13 109.13 109.13 109.13 109.13 109.13 109.13

BAND

0.00 0.00 36.95 0.00 0.00 0.00 27.76 0.00 0.00 0.00 0.00 35.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 36.95 36.95 36.95 36.95 64.70 64.70 64.70 64.70 64.70 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 37.02 0.00 0.00 0.00 261.31 0.00 0.00 0.00 0.00 161.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 31.75 26.46 25.60 25.60 41.76 33.36 31.33 29.96 25.32 36.04 32.14 27.19 21.01 17.31 12.49 12.49 12.49 12.49 12.49

Page 18 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2002

15/12/2005

DATE

15/02/2006

PROCESSING

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 4 9 8 7 5 5 9 7 1 1 6 2 7 5 8 11 5 1 0 113

12 16 25 33 40 45 50 59 66 67 68 74 76 83 88 96 107 112 113 113

BAND

CUM.

10.62 10.62 3.54 14.16 7.96 22.12 7.08 29.20 6.19 35.40 4.42 39.82 4.42 44.25 7.96 52.21 6.19 58.41 0.88 59.29 0.88 60.18 5.31 65.49 1.77 67.26 6.19 73.45 4.42 77.88 7.08 84.96 9.73 94.69 4.42 99.12 0.88 100.00 0.00 100.00

PERCENTAGE rp

0.94 0.37 3.27 3.13 4.73 65.04 24.68 18.18 18.76 3.76 2.80 33.01 12.74 72.45 61.89 135.77 488.35 587.55 637.31 0.00 2,174.74

0.94 1.31 4.57 7.71 12.44 77.48 102.16 120.34 139.10 142.86 145.67 178.68 191.42 263.87 325.76 461.53 949.88 1,537.43 2,174.74 2,174.74

BAND

0.04 0.02 0.15 0.14 0.22 2.99 1.13 0.84 0.86 0.17 0.13 1.52 0.59 3.33 2.85 6.24 22.46 27.02 29.31 0.00

CUM.

0.04 0.06 0.21 0.35 0.57 3.56 4.70 5.53 6.40 6.57 6.70 8.22 8.80 12.13 14.98 21.22 43.68 70.69 100.00 100.00

PERCENTAGE f

0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 0 0 0 2

BAND

0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 240.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 100.00 16.54 256.54 100.00 0.00 256.54 100.00 0.00 256.54 100.00 0.00 256.54 100.00 0.00 256.54 256.54

BAND

0.00 0.00 0.00 0.00 0.00 93.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.45 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

0.00 0.00 0.00 0.00 0.00 93.55 93.55 93.55 93.55 93.55 93.55 93.55 93.55 93.55 93.55 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 368.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.18 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 309.75 234.92 199.44 172.54 167.99 164.76 134.32 125.38 90.95 73.67 55.58 27.01 16.69 11.80 11.80 11.80

Page 19 of 180

RISK AND LOSS PROFILE 2002 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,186 920 844 356 345 122 100 70 49 20 17 28 10 17 17 29 17 8 4 2 4,161

1,186 2,106 2,950 3,306 3,651 3,773 3,873 3,943 3,992 4,012 4,029 4,057 4,067 4,084 4,101 4,130 4,147 4,155 4,159 4,161

BAND

CUM.

28.50 28.50 22.11 50.61 20.28 70.90 8.56 79.45 8.29 87.74 2.93 90.68 2.40 93.08 1.68 94.76 1.18 95.94 0.48 96.42 0.41 96.83 0.67 97.50 0.24 97.74 0.41 98.15 0.41 98.56 0.70 99.25 0.41 99.66 0.19 99.86 0.10 99.95 0.05 100.00

PERCENTAGE rp

188.84 356.94 593.95 360.91 615.96 336.16 320.83 248.73 445.41 177.77 116.11 250.89 64.08 143.59 310.53 1,078.04 865.32 768.94 560.46 29,888.89 37,692.37

188.84 545.79 1,139.74 1,500.65 2,116.61 2,452.77 2,773.60 3,022.33 3,467.74 3,645.51 3,761.62 4,012.51 4,076.60 4,220.19 4,530.72 5,608.77 6,474.08 7,243.02 7,803.48 37,692.37

BAND

0.50 0.95 1.58 0.96 1.63 0.89 0.85 0.66 1.18 0.47 0.31 0.67 0.17 0.38 0.82 2.86 2.30 2.04 1.49 79.30

CUM.

0.50 1.45 3.02 3.98 5.62 6.51 7.36 8.02 9.20 9.67 9.98 10.65 10.82 11.20 12.02 14.88 17.18 19.22 20.70 100.00

PERCENTAGE f

2 3 1 0 3 2 1 1 1 0 0 2 0 0 0 2 0 2 0 8 28

2 5 6 6 9 11 12 13 14 14 14 16 16 16 16 18 18 20 20 28

BAND

CUM.

7.14 7.14 10.71 17.86 3.57 21.43 0.00 21.43 10.71 32.14 7.14 39.29 3.57 42.86 3.57 46.43 3.57 50.00 0.00 50.00 0.00 50.00 7.14 57.14 0.00 57.14 0.00 57.14 0.00 57.14 7.14 64.29 0.00 64.29 7.14 71.43 0.00 71.43 28.57 100.00

PERCENTAGE rp

26.80 144.29 55.72 0.00 353.76 61.22 29.40 32.86 35.02 0.00 0.00 29.67 0.00 0.00 0.00 45.34 0.00 5.05 0.00 3,051.38 3,870.51

26.80 171.09 226.82 226.82 580.58 641.80 671.20 704.06 739.08 739.08 739.08 768.75 768.75 768.75 768.75 814.09 814.09 819.14 819.14 3,870.51

BAND

CUM.

0.69 0.69 3.73 4.42 1.44 5.86 0.00 5.86 9.14 15.00 1.58 16.58 0.76 17.34 0.85 18.19 0.90 19.10 0.00 19.10 0.00 19.10 0.77 19.86 0.00 19.86 0.00 19.86 0.00 19.86 1.17 21.03 0.00 21.03 0.13 21.16 0.00 21.16 78.84 100.00

PERCENTAGE BAND

14.19 40.42 9.38 0.00 57.43 18.21 9.16 13.21 7.86 0.00 0.00 11.83 0.00 0.00 0.00 4.21 0.00 0.66 0.00 10.21

CUM

14.19 31.35 19.90 15.11 27.43 26.17 24.20 23.30 21.31 20.27 19.65 19.16 18.86 18.22 16.97 14.51 12.57 11.31 10.50 10.27 10.27

Page 20 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,064 5,293 6,650 3,287 2,766 1,068 831 525 287 141 129 149 113 125 87 131 98 30 31 10 25,815

4,064 9,357 16,007 19,294 22,060 23,128 23,959 24,484 24,771 24,912 25,041 25,190 25,303 25,428 25,515 25,646 25,744 25,774 25,805 25,815

BAND

CUM.

15.74 15.74 20.50 36.25 25.76 62.01 12.73 74.74 10.71 85.45 4.14 89.59 3.22 92.81 2.03 94.84 1.11 95.96 0.55 96.50 0.50 97.00 0.58 97.58 0.44 98.02 0.48 98.50 0.34 98.84 0.51 99.35 0.38 99.72 0.12 99.84 0.12 99.96 0.04 100.00

PERCENTAGE rp

2,118.97 1,168.61 2,762.77 2,328.98 3,260.08 1,928.32 2,381.59 1,994.87 1,677.90 950.91 988.50 1,296.65 1,299.29 1,779.30 1,620.20 4,231.15 5,433.79 3,113.40 3,987.21 2,174.37 46,496.86

2,118.97 3,287.58 6,050.35 8,379.33 11,639.41 13,567.73 15,949.32 17,944.19 19,622.09 20,573.00 21,561.50 22,858.15 24,157.44 25,936.74 27,556.94 31,788.09 37,221.88 40,335.28 44,322.49 46,496.86

BAND

CUM.

4.56 4.56 2.51 7.07 5.94 13.01 5.01 18.02 7.01 25.03 4.15 29.18 5.12 34.30 4.29 38.59 3.61 42.20 2.05 44.25 2.13 46.37 2.79 49.16 2.79 51.95 3.83 55.78 3.48 59.27 9.10 68.37 11.69 80.05 6.70 86.75 8.58 95.32 4.68 100.00

PERCENTAGE f

13 10 8 9 5 3 4 2 4 6 5 1 3 6 2 3 21 6 7 0 118

13 23 31 40 45 48 52 54 58 64 69 70 73 79 81 84 105 111 118 118

BAND

CUM.

11.02 11.02 8.47 19.49 6.78 26.27 7.63 33.90 4.24 38.14 2.54 40.68 3.39 44.07 1.69 45.76 3.39 49.15 5.08 54.24 4.24 58.47 0.85 59.32 2.54 61.86 5.08 66.95 1.69 68.64 2.54 71.19 17.80 88.98 5.08 94.07 5.93 100.00 0.00 100.00

PERCENTAGE rp

669.61 624.97 267.42 576.87 572.19 41.75 1,736.94 887.18 86.48 70.30 3,991.01 4.38 20.39 59.94 49.30 197.92 241.13 472.98 276.38 0.00 10,847.14

669.61 1,294.58 1,562.00 2,138.87 2,711.06 2,752.81 4,489.75 5,376.93 5,463.42 5,533.72 9,524.73 9,529.11 9,549.50 9,609.44 9,658.74 9,856.66 10,097.79 10,570.77 10,847.14 10,847.14

BAND

6.17 5.76 2.47 5.32 5.28 0.38 16.01 8.18 0.80 0.65 36.79 0.04 0.19 0.55 0.45 1.82 2.22 4.36 2.55 0.00

CUM.

6.17 11.93 14.40 19.72 24.99 25.38 41.39 49.57 50.37 51.02 87.81 87.85 88.04 88.59 89.04 90.87 93.09 97.45 100.00 100.00

PERCENTAGE BAND

31.60 53.48 9.68 24.77 17.55 2.17 72.93 44.47 5.15 7.39 403.75 0.34 1.57 3.37 3.04 4.68 4.44 15.19 6.93 0.00

CUM

31.60 39.38 25.82 25.53 23.29 20.29 28.15 29.96 27.84 26.90 44.17 41.69 39.53 37.05 35.05 31.01 27.13 26.21 24.47 23.33 23.33

Page 21 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,574 2,087 1,941 806 647 217 163 88 32 21 19 26 12 17 10 16 14 4 0 0 7,694

1,574 3,661 5,602 6,408 7,055 7,272 7,435 7,523 7,555 7,576 7,595 7,621 7,633 7,650 7,660 7,676 7,690 7,694 7,694 7,694

BAND

CUM.

20.46 20.46 27.13 47.58 25.23 72.81 10.48 83.29 8.41 91.69 2.82 94.52 2.12 96.63 1.14 97.78 0.42 98.19 0.27 98.47 0.25 98.71 0.34 99.05 0.16 99.21 0.22 99.43 0.13 99.56 0.21 99.77 0.18 99.95 0.05 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

336.56 366.58 660.20 495.78 728.47 337.50 400.13 246.31 166.38 108.41 107.57 207.94 107.67 135.01 225.74 321.48 933.01 356.86 0.00 0.00 6,241.60

336.56 703.14 1,363.34 1,859.12 2,587.59 2,925.09 3,325.22 3,571.53 3,737.91 3,846.31 3,953.88 4,161.82 4,269.49 4,404.51 4,630.24 4,951.73 5,884.74 6,241.60 6,241.60 6,241.60

BAND

5.39 5.87 10.58 7.94 11.67 5.41 6.41 3.95 2.67 1.74 1.72 3.33 1.73 2.16 3.62 5.15 14.95 5.72 0.00 0.00

CUM.

5.39 11.27 21.84 29.79 41.46 46.86 53.28 57.22 59.89 61.62 63.35 66.68 68.40 70.57 74.18 79.33 94.28 100.00 100.00 100.00

PERCENTAGE f

3 2 5 2 3 3 1 2 0 0 0 0 0 0 0 0 1 0 0 0 22

BAND

3 5 10 12 15 18 19 21 21 21 21 21 21 21 21 21 22 22 22 22

13.64 9.09 22.73 9.09 13.64 13.64 4.55 9.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 0.00 0.00 0.00

CUM.

13.64 22.73 45.45 54.55 68.18 81.82 86.36 95.45 95.45 95.45 95.45 95.45 95.45 95.45 95.45 95.45 100.00 100.00 100.00 100.00

PERCENTAGE rp

80.00 118.33 287.49 330.54 424.98 537.48 25.00 60.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 125.97 0.00 0.00 0.00 1,989.80

80.00 198.33 485.83 816.37 1,241.35 1,778.83 1,803.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,989.80 1,989.80 1,989.80 1,989.80

BAND

4.02 5.95 14.45 16.61 21.36 27.01 1.26 3.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.33 0.00 0.00 0.00

CUM.

4.02 9.97 24.42 41.03 62.39 89.40 90.65 93.67 93.67 93.67 93.67 93.67 93.67 93.67 93.67 93.67 100.00 100.00 100.00 100.00

PERCENTAGE BAND

23.77 32.28 43.55 66.67 58.34 159.25 6.25 24.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.50 0.00 0.00 0.00

CUM

23.77 28.21 35.63 43.91 47.97 60.81 54.25 52.19 49.86 48.46 47.14 44.78 43.65 42.32 40.25 37.64 33.81 31.88 31.88 31.88 31.88

Page 22 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,513 3,441 3,936 1,809 1,437 544 371 273 117 88 64 80 49 83 40 87 104 37 59 9 15,141

2,513 5,954 9,890 11,699 13,136 13,680 14,051 14,324 14,441 14,529 14,593 14,673 14,722 14,805 14,845 14,932 15,036 15,073 15,132 15,141

BAND

CUM.

16.60 16.60 22.73 39.32 26.00 65.32 11.95 77.27 9.49 86.76 3.59 90.35 2.45 92.80 1.80 94.60 0.77 95.38 0.58 95.96 0.42 96.38 0.53 96.91 0.32 97.23 0.55 97.78 0.26 98.05 0.57 98.62 0.69 99.31 0.24 99.55 0.39 99.94 0.06 100.00

PERCENTAGE rp

1,909.20 820.40 1,909.67 1,669.83 2,258.61 1,291.37 1,206.57 1,073.69 647.13 556.78 380.01 555.35 405.40 851.19 630.76 2,469.97 3,566.02 2,344.05 7,206.64 542.71 32,295.36

1,909.20 2,729.60 4,639.26 6,309.10 8,567.70 9,859.08 11,065.65 12,139.34 12,786.47 13,343.25 13,723.26 14,278.61 14,684.02 15,535.21 16,165.97 18,635.94 22,201.96 24,546.01 31,752.65 32,295.36

BAND

5.91 2.54 5.91 5.17 6.99 4.00 3.74 3.32 2.00 1.72 1.18 1.72 1.26 2.64 1.95 7.65 11.04 7.26 22.31 1.68

CUM.

5.91 8.45 14.37 19.54 26.53 30.53 34.26 37.59 39.59 41.32 42.49 44.21 45.47 48.10 50.06 57.70 68.75 76.00 98.32 100.00

PERCENTAGE f

10 6 9 6 5 1 3 1 0 0 2 3 0 1 3 0 4 3 3 0 60

BAND

10 16 25 31 36 37 40 41 41 41 43 46 46 47 50 50 54 57 60 60

CUM.

16.67 16.67 10.00 26.67 15.00 41.67 10.00 51.67 8.33 60.00 1.67 61.67 5.00 66.67 1.67 68.33 0.00 68.33 0.00 68.33 3.33 71.67 5.00 76.67 0.00 76.67 1.67 78.33 5.00 83.33 0.00 83.33 6.67 90.00 5.00 95.00 5.00 100.00 0.00 100.00

PERCENTAGE rp

120.14 291.93 1,136.48 641.57 945.92 1.79 1,031.06 58.39 0.00 0.00 3,320.44 23.74 0.00 125.62 51.67 0.00 36.24 190.71 318.18 0.00 8,293.88

120.14 412.07 1,548.55 2,190.12 3,136.04 3,137.83 4,168.88 4,227.27 4,227.27 4,227.27 7,547.71 7,571.45 7,571.45 7,697.07 7,748.74 7,748.74 7,784.98 7,975.69 8,293.88 8,293.88

BAND

PERCENTAGE

CUM.

BAND

1.45 1.45 3.52 4.97 13.70 18.67 7.74 26.41 11.40 37.81 0.02 37.83 12.43 50.26 0.70 50.97 0.00 50.97 0.00 50.97 40.03 91.00 0.29 91.29 0.00 91.29 1.51 92.80 0.62 93.43 0.00 93.43 0.44 93.86 2.30 96.16 3.84 100.00 0.00 100.00

6.29 35.58 59.51 38.42 41.88 0.14 85.45 5.44 0.00 0.00 873.77 4.27 0.00 14.76 8.19 0.00 1.02 8.14 4.42 0.00

CUM

6.29 15.10 33.38 34.71 36.60 31.83 37.67 34.82 33.06 31.68 55.00 53.03 51.56 49.55 47.93 41.58 35.06 32.49 26.12 25.68 25.68

Page 23 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

730 716 772 419 385 137 84 63 49 14 21 22 15 28 8 26 21 5 3 3 3,521

730 1,446 2,218 2,637 3,022 3,159 3,243 3,306 3,355 3,369 3,390 3,412 3,427 3,455 3,463 3,489 3,510 3,515 3,518 3,521

BAND

20.73 20.34 21.93 11.90 10.93 3.89 2.39 1.79 1.39 0.40 0.60 0.62 0.43 0.80 0.23 0.74 0.60 0.14 0.09 0.09

CUM.

20.73 41.07 62.99 74.89 85.83 89.72 92.10 93.89 95.29 95.68 96.28 96.90 97.33 98.13 98.35 99.09 99.69 99.83 99.91 100.00

PERCENTAGE rp

248.51 253.88 446.84 417.03 566.80 326.53 234.78 249.94 260.34 144.72 134.41 247.94 142.02 490.26 198.07 1,116.59 703.46 707.85 7.96 1.04 6,898.97

248.51 502.39 949.24 1,366.26 1,933.07 2,259.60 2,494.37 2,744.31 3,004.65 3,149.37 3,283.78 3,531.72 3,673.74 4,164.00 4,362.08 5,478.67 6,182.13 6,889.97 6,897.93 6,898.97

BAND

3.60 3.68 6.48 6.04 8.22 4.73 3.40 3.62 3.77 2.10 1.95 3.59 2.06 7.11 2.87 16.18 10.20 10.26 0.12 0.02

CUM.

3.60 7.28 13.76 19.80 28.02 32.75 36.16 39.78 43.55 45.65 47.60 51.19 53.25 60.36 63.23 79.41 89.61 99.87 99.98 100.00

PERCENTAGE f

0 8 5 3 2 0 1 0 0 0 0 0 0 0 1 7 1 2 0 0 30

0 8 13 16 18 18 19 19 19 19 19 19 19 19 20 27 28 30 30 30

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 26.67 26.67 468.21 16.67 43.33 242.80 10.00 53.33 27.34 6.67 60.00 276.27 0.00 60.00 0.00 3.33 63.33 26.37 0.00 63.33 0.00 0.00 63.33 0.00 0.00 63.33 0.00 0.00 63.33 0.00 0.00 63.33 0.00 0.00 63.33 0.00 0.00 63.33 0.00 3.33 66.67 331.17 23.33 90.00 1,662.95 3.33 93.33 1,487.50 6.67 100.00 23.29 0.00 100.00 0.00 0.00 100.00 0.00 4,545.90

0.00 468.21 711.01 738.36 1,014.62 1,014.62 1,040.99 1,040.99 1,040.99 1,040.99 1,040.99 1,040.99 1,040.99 1,040.99 1,372.16 3,035.11 4,522.61 4,545.90 4,545.90 4,545.90

BAND

CUM.

0.00 0.00 10.30 10.30 5.34 15.64 0.60 16.24 6.08 22.32 0.00 22.32 0.58 22.90 0.00 22.90 0.00 22.90 0.00 22.90 0.00 22.90 0.00 22.90 0.00 22.90 0.00 22.90 7.29 30.18 36.58 66.77 32.72 99.49 0.51 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

0.00 184.42 54.34 6.56 48.74 0.00 11.23 0.00 0.00 0.00 0.00 0.00 0.00 0.00 167.20 148.93 211.46 3.29 0.00 0.00

CUM

0.00 93.20 74.90 54.04 52.49 44.90 41.73 37.93 34.65 33.05 31.70 29.48 28.34 25.00 31.46 55.40 73.16 65.98 65.90 65.89 65.89

Page 24 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,394 2,226 2,586 1,213 975 398 300 187 111 50 45 48 31 41 32 45 39 19 10 12 10,762

2,394 4,620 7,206 8,419 9,394 9,792 10,092 10,279 10,390 10,440 10,485 10,533 10,564 10,605 10,637 10,682 10,721 10,740 10,750 10,762

BAND

CUM.

22.24 22.24 20.68 42.93 24.03 66.96 11.27 78.23 9.06 87.29 3.70 90.99 2.79 93.77 1.74 95.51 1.03 96.54 0.46 97.01 0.42 97.43 0.45 97.87 0.29 98.16 0.38 98.54 0.30 98.84 0.42 99.26 0.36 99.62 0.18 99.80 0.09 99.89 0.11 100.00

PERCENTAGE rp

1,084.51 569.99 1,264.02 1,227.40 1,541.51 815.41 905.33 595.18 563.58 268.07 253.21 490.21 317.48 433.12 423.33 801.61 1,606.43 1,215.46 1,059.57 3,420.77 18,856.20

1,084.51 1,654.51 2,918.52 4,145.92 5,687.43 6,502.84 7,408.17 8,003.35 8,566.93 8,835.00 9,088.21 9,578.42 9,895.90 10,329.02 10,752.35 11,553.96 13,160.39 14,375.85 15,435.42 18,856.20

BAND

5.75 3.02 6.70 6.51 8.18 4.32 4.80 3.16 2.99 1.42 1.34 2.60 1.68 2.30 2.25 4.25 8.52 6.45 5.62 18.14

PERCENTAGE

CUM.

5.75 8.77 15.48 21.99 30.16 34.49 39.29 42.44 45.43 46.85 48.20 50.80 52.48 54.78 57.02 61.27 69.79 76.24 81.86 100.00

4 8 8 14 6 3 4 5 1 1 0 1 0 0 1 0 1 3 0 1 61

4 12 20 34 40 43 47 52 53 54 54 55 55 55 56 56 57 60 60 61

BAND

CUM.

6.56 6.56 13.11 19.67 13.11 32.79 22.95 55.74 9.84 65.57 4.92 70.49 6.56 77.05 8.20 85.25 1.64 86.89 1.64 88.52 0.00 88.52 1.64 90.16 0.00 90.16 0.00 90.16 1.64 91.80 0.00 91.80 1.64 93.44 4.92 98.36 0.00 98.36 1.64 100.00

PERCENTAGE rp

407.08 318.02 466.04 1,419.54 1,604.44 856.03 1,946.27 547.77 1,340.25 666.77 0.00 5.51 0.00 0.00 483.87 0.00 146.21 1,014.06 0.00 232.58 11,454.43

407.08 725.10 1,191.14 2,610.68 4,215.12 5,071.15 7,017.42 7,565.18 8,905.44 9,572.20 9,572.20 9,577.71 9,577.71 9,577.71 10,061.58 10,061.58 10,207.79 11,221.85 11,221.85 11,454.43

BAND

CUM.

3.55 3.55 2.78 6.33 4.07 10.40 12.39 22.79 14.01 36.80 7.47 44.27 16.99 61.26 4.78 66.05 11.70 77.75 5.82 83.57 0.00 83.57 0.05 83.62 0.00 83.62 0.00 83.62 4.22 87.84 0.00 87.84 1.28 89.12 8.85 97.97 0.00 97.97 2.03 100.00

PERCENTAGE BAND

37.54 55.79 36.87 115.65 104.08 104.98 214.98 92.03 237.81 248.73 0.00 1.12 0.00 0.00 114.30 0.00 9.10 83.43 0.00 6.80

CUM

37.54 43.83 40.81 62.97 74.11 77.98 94.73 94.53 103.95 108.34 105.33 99.99 96.78 92.73 93.58 87.08 77.56 78.06 72.70 60.75 60.75

Page 25 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

876 588 423 159 138 39 23 21 9 3 2 2 6 5 0 7 3 0 1 1 2,306

876 1,464 1,887 2,046 2,184 2,223 2,246 2,267 2,276 2,279 2,281 2,283 2,289 2,294 2,294 2,301 2,304 2,304 2,305 2,306

BAND

CUM.

37.99 37.99 25.50 63.49 18.34 81.83 6.90 88.73 5.98 94.71 1.69 96.40 1.00 97.40 0.91 98.31 0.39 98.70 0.13 98.83 0.09 98.92 0.09 99.00 0.26 99.26 0.22 99.48 0.00 99.48 0.30 99.78 0.13 99.91 0.00 99.91 0.04 99.96 0.04 100.00

PERCENTAGE rp

138.88 192.52 277.70 203.18 222.12 90.16 83.23 38.29 37.53 7.47 1.68 21.81 40.10 33.34 0.00 13.01 93.00 0.00 2.98 0.09 1,497.09

138.88 331.41 609.11 812.28 1,034.40 1,124.56 1,207.79 1,246.08 1,283.60 1,291.08 1,292.76 1,314.57 1,354.67 1,388.01 1,388.01 1,401.02 1,494.02 1,494.02 1,497.00 1,497.09

BAND

9.28 12.86 18.55 13.57 14.84 6.02 5.56 2.56 2.51 0.50 0.11 1.46 2.68 2.23 0.00 0.87 6.21 0.00 0.20 0.01

CUM.

9.28 22.14 40.69 54.26 69.09 75.12 80.68 83.23 85.74 86.24 86.35 87.81 90.49 92.71 92.71 93.58 99.79 99.79 99.99 100.00

PERCENTAGE f

3 1 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0 0 0 0 6

BAND

3 4 4 4 4 5 5 5 5 5 5 5 5 6 6 6 6 6 6 6

50.00 16.67 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

50.00 66.67 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

103.50 90.00 0.00 0.00 0.00 10.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,493.08 0.00 0.00 0.00 0.00 0.00 0.00 1,697.44

103.50 193.50 193.50 193.50 193.50 204.35 204.35 204.35 204.35 204.35 204.35 204.35 204.35 1,697.44 1,697.44 1,697.44 1,697.44 1,697.44 1,697.44 1,697.44

BAND

6.10 5.30 0.00 0.00 0.00 0.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 87.96 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

6.10 11.40 11.40 11.40 11.40 12.04 12.04 12.04 12.04 12.04 12.04 12.04 12.04 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

74.52 46.75 0.00 0.00 0.00 12.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,478.12 0.00 0.00 0.00 0.00 0.00 0.00

CUM

74.52 58.39 31.77 23.82 18.71 18.17 16.92 16.40 15.92 15.83 15.81 15.55 15.09 122.29 122.29 121.16 113.62 113.62 113.39 113.38 113.38

Page 26 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,285 1,109 1,160 624 608 265 208 147 81 43 38 41 46 41 18 35 29 8 16 2 5,804

1,285 2,394 3,554 4,178 4,786 5,051 5,259 5,406 5,487 5,530 5,568 5,609 5,655 5,696 5,714 5,749 5,778 5,786 5,802 5,804

BAND

CUM.

22.14 22.14 19.11 41.25 19.99 61.23 10.75 71.98 10.48 82.46 4.57 87.03 3.58 90.61 2.53 93.14 1.40 94.54 0.74 95.28 0.65 95.93 0.71 96.64 0.79 97.43 0.71 98.14 0.31 98.45 0.60 99.05 0.50 99.55 0.14 99.69 0.28 99.97 0.03 100.00

PERCENTAGE rp

631.94 265.15 606.52 484.72 739.71 500.89 591.56 512.16 355.25 222.74 268.82 235.60 380.74 372.22 187.22 1,109.68 1,319.71 1,448.34 1,575.56 91.24 11,899.77

631.94 897.08 1,503.60 1,988.32 2,728.03 3,228.92 3,820.48 4,332.65 4,687.90 4,910.64 5,179.46 5,415.06 5,795.80 6,168.02 6,355.23 7,464.92 8,784.63 10,232.97 11,808.53 11,899.77

BAND

5.31 2.23 5.10 4.07 6.22 4.21 4.97 4.30 2.99 1.87 2.26 1.98 3.20 3.13 1.57 9.33 11.09 12.17 13.24 0.77

CUM.

5.31 7.54 12.64 16.71 22.93 27.13 32.11 36.41 39.39 41.27 43.53 45.51 48.71 51.83 53.41 62.73 73.82 85.99 99.23 100.00

PERCENTAGE f

1 3 2 0 5 0 4 0 5 2 2 0 5 0 0 0 2 1 0 0 32

1 4 6 6 11 11 15 15 20 22 24 24 29 29 29 29 31 32 32 32

BAND

3.13 9.38 6.25 0.00 15.63 0.00 12.50 0.00 15.63 6.25 6.25 0.00 15.63 0.00 0.00 0.00 6.25 3.13 0.00 0.00

CUM.

3.13 12.50 18.75 18.75 34.38 34.38 46.88 46.88 62.50 68.75 75.00 75.00 90.63 90.63 90.63 90.63 96.88 100.00 100.00 100.00

PERCENTAGE rp

21.89 183.12 32.82 0.00 491.75 0.00 9.31 0.00 580.51 49.96 105.06 0.00 132.91 0.00 0.00 0.00 763.51 77.61 0.00 0.00 2,448.45

21.89 205.02 237.84 237.84 729.59 729.59 738.90 738.90 1,319.41 1,369.37 1,474.42 1,474.42 1,607.33 1,607.33 1,607.33 1,607.33 2,370.84 2,448.45 2,448.45 2,448.45

BAND

CUM.

0.89 0.89 7.48 8.37 1.34 9.71 0.00 9.71 20.08 29.80 0.00 29.80 0.38 30.18 0.00 30.18 23.71 53.89 2.04 55.93 4.29 60.22 0.00 60.22 5.43 65.65 0.00 65.65 0.00 65.65 0.00 65.65 31.18 96.83 3.17 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

3.46 69.06 5.41 0.00 66.48 0.00 1.57 0.00 163.41 22.43 39.08 0.00 34.91 0.00 0.00 0.00 57.85 5.36 0.00 0.00

CUM

3.46 22.85 15.82 11.96 26.74 22.60 19.34 17.05 28.15 27.89 28.47 27.23 27.73 26.06 25.29 21.53 26.99 23.93 20.73 20.58 20.58

Page 27 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

13,523 17,372 27,742 18,126 19,490 9,596 6,905 4,981 2,580 1,390 1,079 1,159 775 900 590 866 698 305 306 89 128,472

13,523 30,895 58,637 76,763 96,253 105,849 112,754 117,735 120,315 121,705 122,784 123,943 124,718 125,618 126,208 127,074 127,772 128,077 128,383 128,472

BAND

10.53 13.52 21.59 14.11 15.17 7.47 5.37 3.88 2.01 1.08 0.84 0.90 0.60 0.70 0.46 0.67 0.54 0.24 0.24 0.07

CUM.

10.53 24.05 45.64 59.75 74.92 82.39 87.77 91.64 93.65 94.73 95.57 96.47 97.08 97.78 98.24 98.91 99.46 99.69 99.93 100.00

PERCENTAGE rp

9,848.95 3,489.49 9,109.18 9,577.90 16,257.52 12,400.42 14,252.30 14,979.36 10,135.23 7,123.51 6,571.21 7,806.37 7,034.62 11,107.60 8,530.02 18,557.78 23,825.18 27,176.33 47,746.78 27,804.70 293,334.47

9,848.95 13,338.43 22,447.61 32,025.51 48,283.04 60,683.46 74,935.76 89,915.13 100,050.36 107,173.87 113,745.08 121,551.45 128,586.07 139,693.68 148,223.70 166,781.48 190,606.66 217,782.99 265,529.77 293,334.47

BAND

CUM.

3.36 3.36 1.19 4.55 3.11 7.65 3.27 10.92 5.54 16.46 4.23 20.69 4.86 25.55 5.11 30.65 3.46 34.11 2.43 36.54 2.24 38.78 2.66 41.44 2.40 43.84 3.79 47.62 2.91 50.53 6.33 56.86 8.12 64.98 9.26 74.24 16.28 90.52 9.48 100.00

PERCENTAGE f

73 41 63 50 53 51 33 21 25 18 18 23 10 28 14 51 46 32 75 35

73 114 177 227 280 331 364 385 410 428 446 469 479 507 521 572 618 650 725 760

760

BAND

CUM.

9.61 9.61 5.39 15.00 8.29 23.29 6.58 29.87 6.97 36.84 6.71 43.55 4.34 47.89 2.76 50.66 3.29 53.95 2.37 56.32 2.37 58.68 3.03 61.71 1.32 63.03 3.68 66.71 1.84 68.55 6.71 75.26 6.05 81.32 4.21 85.53 9.87 95.39 4.61 100.00

PERCENTAGE rp

2,984.87 6,073.91 4,072.01 4,538.33 5,709.53 6,783.95 4,835.67 1,951.14 5,441.72 1,172.73 13,605.72 6,941.36 7,823.94 14,128.92 1,869.56 13,327.00 13,395.88 1,512.75 4,862.58 12,243.61 133,275.19

2,984.87 9,058.78 13,130.80 17,669.12 23,378.65 30,162.60 34,998.28 36,949.41 42,391.13 43,563.86 57,169.59 64,110.95 71,934.89 86,063.81 87,933.37 101,260.38 114,656.25 116,169.00 121,031.59 133,275.19

BAND

2.24 4.56 3.06 3.41 4.28 5.09 3.63 1.46 4.08 0.88 10.21 5.21 5.87 10.60 1.40 10.00 10.05 1.14 3.65 9.19

PERCENTAGE

CUM.

BAND

CUM

2.24 6.80 9.85 13.26 17.54 22.63 26.26 27.72 31.81 32.69 42.90 48.10 53.97 64.58 65.98 75.98 86.03 87.16 90.81 100.00

30.31 174.06 44.70 47.38 35.12 54.71 33.93 13.03 53.69 16.46 207.05 88.92 111.22 127.20 21.92 71.81 56.23 5.57 10.18 44.03

30.31 67.91 58.50 55.17 48.42 49.70 46.70 41.09 42.37 40.65 50.26 52.74 55.94 61.61 59.32 60.71 60.15 53.34 45.58 45.43 45.43

Page 28 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

20,162 16,913 18,013 8,502 7,516 3,335 2,565 1,985 1,191 747 600 765 580 781 549 981 942 421 408 154 87,110

20,162 37,075 55,088 63,590 71,106 74,441 77,006 78,991 80,182 80,929 81,529 82,294 82,874 83,655 84,204 85,185 86,127 86,548 86,956 87,110

BAND

CUM.

23.15 23.15 19.42 42.56 20.68 63.24 9.76 73.00 8.63 81.63 3.83 85.46 2.94 88.40 2.28 90.68 1.37 92.05 0.86 92.90 0.69 93.59 0.88 94.47 0.67 95.14 0.90 96.03 0.63 96.66 1.13 97.79 1.08 98.87 0.48 99.35 0.47 99.82 0.18 100.00

PERCENTAGE rp

9,669.91 3,247.32 6,633.14 5,766.18 8,803.75 5,713.25 6,539.77 6,536.40 5,417.54 4,325.51 3,735.07 6,096.09 6,722.33 10,862.03 8,324.30 23,025.36 40,701.69 33,340.81 61,904.18 14,518.74 271,883.38

9,669.91 12,917.23 19,550.37 25,316.55 34,120.30 39,833.55 46,373.32 52,909.73 58,327.27 62,652.78 66,387.84 72,483.94 79,206.26 90,068.29 98,392.59 121,417.95 162,119.64 195,460.45 257,364.64 271,883.38

BAND

3.56 1.19 2.44 2.12 3.24 2.10 2.41 2.40 1.99 1.59 1.37 2.24 2.47 4.00 3.06 8.47 14.97 12.26 22.77 5.34

CUM.

3.56 4.75 7.19 9.31 12.55 14.65 17.06 19.46 21.45 23.04 24.42 26.66 29.13 33.13 36.19 44.66 59.63 71.89 94.66 100.00

PERCENTAGE f

45 29 37 19 44 14 10 13 10 7 12 15 5 34 12 53 65 50 43 28 545

45 74 111 130 174 188 198 211 221 228 240 255 260 294 306 359 424 474 517 545

BAND

CUM.

8.26 8.26 5.32 13.58 6.79 20.37 3.49 23.85 8.07 31.93 2.57 34.50 1.83 36.33 2.39 38.72 1.83 40.55 1.28 41.83 2.20 44.04 2.75 46.79 0.92 47.71 6.24 53.94 2.20 56.15 9.72 65.87 11.93 77.80 9.17 86.97 7.89 94.86 5.14 100.00

PERCENTAGE rp

8,466.28 1,593.04 2,182.31 940.65 1,330.35 3,407.01 1,264.77 2,664.95 1,596.75 492.15 2,578.26 4,238.34 85.07 10,359.26 801.90 10,233.26 16,745.65 14,033.26 17,082.23 3,319.10 103,414.59

8,466.28 10,059.32 12,241.63 13,182.28 14,512.63 17,919.64 19,184.41 21,849.36 23,446.11 23,938.26 26,516.52 30,754.86 30,839.93 41,199.19 42,001.09 52,234.35 68,980.00 83,013.26 100,095.50 103,414.59

BAND

CUM.

8.19 8.19 1.54 9.73 2.11 11.84 0.91 12.75 1.29 14.03 3.29 17.33 1.22 18.55 2.58 21.13 1.54 22.67 0.48 23.15 2.49 25.64 4.10 29.74 0.08 29.82 10.02 39.84 0.78 40.61 9.90 50.51 16.19 66.70 13.57 80.27 16.52 96.79 3.21 100.00

PERCENTAGE BAND

87.55 49.06 32.90 16.31 15.11 59.63 19.34 40.77 29.47 11.38 69.03 69.53 1.27 95.37 9.63 44.44 41.14 42.09 27.59 22.86

CUM.

87.55 77.88 62.62 52.07 42.53 44.99 41.37 41.30 40.20 38.21 39.94 42.43 38.94 45.74 42.69 43.02 42.55 42.47 38.89 38.04 38.04

Page 29 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,220 3,958 3,656 1,818 1,965 1,057 821 676 409 202 188 220 159 206 141 182 178 84 58 26 23,224

7,220 11,178 14,834 16,652 18,617 19,674 20,495 21,171 21,580 21,782 21,970 22,190 22,349 22,555 22,696 22,878 23,056 23,140 23,198 23,224

BAND

CUM.

31.09 31.09 17.04 48.13 15.74 63.87 7.83 71.70 8.46 80.16 4.55 84.71 3.54 88.25 2.91 91.16 1.76 92.92 0.87 93.79 0.81 94.60 0.95 95.55 0.68 96.23 0.89 97.12 0.61 97.73 0.78 98.51 0.77 99.28 0.36 99.64 0.25 99.89 0.11 100.00

PERCENTAGE rp

2,970.91 959.29 1,870.39 1,495.11 2,578.91 2,120.90 2,394.58 2,565.85 2,083.96 1,155.48 1,348.00 1,749.48 1,945.17 2,838.35 2,216.82 3,493.33 4,541.71 5,785.17 7,070.52 2,802.51 53,986.45

2,970.91 3,930.20 5,800.59 7,295.70 9,874.61 11,995.52 14,390.10 16,955.94 19,039.91 20,195.39 21,543.39 23,292.87 25,238.05 28,076.40 30,293.22 33,786.55 38,328.25 44,113.42 51,183.94 53,986.45

BAND

CUM.

5.50 5.50 1.78 7.28 3.46 10.74 2.77 13.51 4.78 18.29 3.93 22.22 4.44 26.66 4.75 31.41 3.86 35.27 2.14 37.41 2.50 39.91 3.24 43.15 3.60 46.75 5.26 52.01 4.11 56.11 6.47 62.58 8.41 71.00 10.72 81.71 13.10 94.81 5.19 100.00

PERCENTAGE f

10 4 8 4 7 4 8 6 2 5 6 1 3 8 19 9 6 16 12 1

10 7.19 7.19 14 2.88 10.07 22 5.76 15.83 26 2.88 18.71 33 5.04 23.74 37 2.88 26.62 45 5.76 32.37 51 4.32 36.69 53 1.44 38.13 58 3.60 41.73 64 4.32 46.04 65 0.72 46.76 68 2.16 48.92 76 5.76 54.68 95 13.67 68.35 104 6.47 74.82 110 4.32 79.14 126 11.51 90.65 138 8.63 99.28 139 0.72 100.00

139

BAND

CUM.

PERCENTAGE rp

181.23 244.81 367.92 518.73 659.21 606.98 114.30 26.72 68.06 3,124.78 1,147.26 11.90 296.73 116.21 165.65 168.02 13.87 83.28 956.50 260.32 9,132.49

181.23 426.04 793.96 1,312.69 1,971.91 2,578.89 2,693.19 2,719.91 2,787.97 5,912.75 7,060.01 7,071.91 7,368.64 7,484.84 7,650.50 7,818.52 7,832.39 7,915.67 8,872.17 9,132.49

BAND

CUM.

1.98 1.98 2.68 4.67 4.03 8.69 5.68 14.37 7.22 21.59 6.65 28.24 1.25 29.49 0.29 29.78 0.75 30.53 34.22 64.74 12.56 77.31 0.13 77.44 3.25 80.69 1.27 81.96 1.81 83.77 1.84 85.61 0.15 85.76 0.91 86.68 10.47 97.15 2.85 100.00

PERCENTAGE BAND

6.10 25.52 19.67 34.70 25.56 28.62 4.77 1.04 3.27 270.43 85.11 0.68 15.25 4.09 7.47 4.81 0.31 1.44 13.53 9.29

CUM

6.10 10.84 13.69 17.99 19.97 21.50 18.72 16.04 14.64 29.28 32.77 30.36 29.20 26.66 25.25 23.14 20.44 17.94 17.33 16.92 16.92

Page 30 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

721 591 546 307 346 125 105 101 56 44 25 29 18 37 11 22 26 6 4 2 3,122

721 1,312 1,858 2,165 2,511 2,636 2,741 2,842 2,898 2,942 2,967 2,996 3,014 3,051 3,062 3,084 3,110 3,116 3,120 3,122

BAND

CUM.

23.09 23.09 18.93 42.02 17.49 59.51 9.83 69.35 11.08 80.43 4.00 84.43 3.36 87.80 3.24 91.03 1.79 92.83 1.41 94.23 0.80 95.04 0.93 95.96 0.58 96.54 1.19 97.73 0.35 98.08 0.70 98.78 0.83 99.62 0.19 99.81 0.13 99.94 0.06 100.00

PERCENTAGE rp

266.50 112.24 209.63 197.42 374.09 192.33 240.65 369.13 187.05 218.26 116.95 88.01 147.85 376.10 159.29 332.28 478.20 97.80 461.61 102.15 4,727.54

266.50 378.74 588.37 785.79 1,159.89 1,352.21 1,592.86 1,961.99 2,149.04 2,367.30 2,484.25 2,572.26 2,720.11 3,096.21 3,255.50 3,587.78 4,065.98 4,163.78 4,625.39 4,727.54

BAND

5.64 2.37 4.43 4.18 7.91 4.07 5.09 7.81 3.96 4.62 2.47 1.86 3.13 7.96 3.37 7.03 10.12 2.07 9.76 2.16

CUM.

5.64 8.01 12.45 16.62 24.53 28.60 33.69 41.50 45.46 50.07 52.55 54.41 57.54 65.49 68.86 75.89 86.01 88.08 97.84 100.00

PERCENTAGE f

1 1 3 2 1 0 0 1 0 0 0 0 2 0 0 0 2 0 0 0 13

BAND

1 2 5 7 8 8 8 9 9 9 9 9 11 11 11 11 13 13 13 13

7.69 7.69 23.08 15.38 7.69 0.00 0.00 7.69 0.00 0.00 0.00 0.00 15.38 0.00 0.00 0.00 15.38 0.00 0.00 0.00

CUM.

7.69 15.38 38.46 53.85 61.54 61.54 61.54 69.23 69.23 69.23 69.23 69.23 84.62 84.62 84.62 84.62 100.00 100.00 100.00 100.00

PERCENTAGE rp

109.29 17.50 112.24 100.75 70.30 0.00 0.00 75.67 0.00 0.00 0.00 0.00 76.82 0.00 0.00 0.00 49.13 0.00 0.00 0.00 611.70

109.29 126.79 239.04 339.78 410.08 410.08 410.08 485.75 485.75 485.75 485.75 485.75 562.57 562.57 562.57 562.57 611.70 611.70 611.70 611.70

BAND

17.87 2.86 18.35 16.47 11.49 0.00 0.00 12.37 0.00 0.00 0.00 0.00 12.56 0.00 0.00 0.00 8.03 0.00 0.00 0.00

CUM.

17.87 20.73 39.08 55.55 67.04 67.04 67.04 79.41 79.41 79.41 79.41 79.41 91.97 91.97 91.97 91.97 100.00 100.00 100.00 100.00

PERCENTAGE BAND

41.01 15.59 53.54 51.03 18.79 0.00 0.00 20.50 0.00 0.00 0.00 0.00 51.96 0.00 0.00 0.00 10.27 0.00 0.00 0.00

CUM

41.01 33.48 40.63 43.24 35.36 30.33 25.74 24.76 22.60 20.52 19.55 18.88 20.68 18.17 17.28 15.68 15.04 14.69 13.22 12.94 12.94

Page 31 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

10,199 6,878 7,471 4,071 4,130 2,204 1,752 1,403 837 481 387 435 323 387 259 363 272 118 92 53 42,115

10,199 17,077 24,548 28,619 32,749 34,953 36,705 38,108 38,945 39,426 39,813 40,248 40,571 40,958 41,217 41,580 41,852 41,970 42,062 42,115

BAND

24.22 16.33 17.74 9.67 9.81 5.23 4.16 3.33 1.99 1.14 0.92 1.03 0.77 0.92 0.61 0.86 0.65 0.28 0.22 0.13

CUM.

24.22 40.55 58.29 67.95 77.76 82.99 87.15 90.49 92.47 93.62 94.53 95.57 96.33 97.25 97.87 98.73 99.38 99.66 99.87 100.00

PERCENTAGE rp

4,994.54 1,476.13 3,073.56 2,623.88 4,830.28 3,590.15 4,437.69 4,714.15 4,175.80 2,770.18 2,852.24 3,477.21 3,189.30 5,315.20 4,552.71 9,721.23 11,918.24 10,674.70 17,293.17 9,705.33 115,385.71

4,994.54 6,470.67 9,544.23 12,168.11 16,998.39 20,588.54 25,026.23 29,740.38 33,916.18 36,686.36 39,538.60 43,015.81 46,205.12 51,520.32 56,073.03 65,794.26 77,712.51 88,387.21 105,680.38 115,385.71

BAND

4.33 1.28 2.66 2.27 4.19 3.11 3.85 4.09 3.62 2.40 2.47 3.01 2.76 4.61 3.95 8.42 10.33 9.25 14.99 8.41

PERCENTAGE

CUM.

4.33 5.61 8.27 10.55 14.73 17.84 21.69 25.77 29.39 31.79 34.27 37.28 40.04 44.65 48.60 57.02 67.35 76.60 91.59 100.00

34 3 13 8 13 6 10 12 11 9 8 3 4 11 13 25 13 10 16 14

34 37 50 58 71 77 87 99 110 119 127 130 134 145 158 183 196 206 222 236

236

BAND

14.41 1.27 5.51 3.39 5.51 2.54 4.24 5.08 4.66 3.81 3.39 1.27 1.69 4.66 5.51 10.59 5.51 4.24 6.78 5.93

CUM.

PERCENTAGE rp

14.41 6,891.52 15.68 66.47 21.19 410.08 24.58 442.82 30.08 4,349.01 32.63 646.48 36.86 1,217.85 41.95 478.46 46.61 2,460.59 50.42 1,422.05 53.81 705.84 55.08 1.47 56.78 502.47 61.44 6,658.47 66.95 1,267.17 77.54 14,081.97 83.05 2,455.97 87.29 1,261.32 94.07 25,332.31 100.00 4,638.85 75,291.14

6,891.52 6,957.99 7,368.07 7,810.89 12,159.89 12,806.37 14,024.22 14,502.68 16,963.27 18,385.32 19,091.15 19,092.62 19,595.09 26,253.55 27,520.72 41,602.69 44,058.66 45,319.98 70,652.29 75,291.14

BAND

CUM.

9.15 9.15 0.09 9.24 0.54 9.79 0.59 10.37 5.78 16.15 0.86 17.01 1.62 18.63 0.64 19.26 3.27 22.53 1.89 24.42 0.94 25.36 0.00 25.36 0.67 26.03 8.84 34.87 1.68 36.55 18.70 55.26 3.26 58.52 1.68 60.19 33.65 93.84 6.16 100.00

PERCENTAGE BAND

137.98 4.50 13.34 16.88 90.04 18.01 27.44 10.15 58.93 51.33 24.75 0.04 15.75 125.27 27.83 144.86 20.61 11.82 146.49 47.80

CUM

137.98 107.53 77.20 64.19 71.54 62.20 56.04 48.76 50.02 50.11 48.28 44.39 42.41 50.96 49.08 63.23 56.69 51.27 66.85 65.25 65.25

Page 32 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,080 6,344 3,516 1,117 823 230 176 102 60 20 17 27 17 14 10 21 26 7 7 8 19,622

7,080 13,424 16,940 18,057 18,880 19,110 19,286 19,388 19,448 19,468 19,485 19,512 19,529 19,543 19,553 19,574 19,600 19,607 19,614 19,622

BAND

CUM.

36.08 36.08 32.33 68.41 17.92 86.33 5.69 92.02 4.19 96.22 1.17 97.39 0.90 98.29 0.52 98.81 0.31 99.11 0.10 99.22 0.09 99.30 0.14 99.44 0.09 99.53 0.07 99.60 0.05 99.65 0.11 99.76 0.13 99.89 0.04 99.92 0.04 99.96 0.04 100.00

PERCENTAGE rp

4,344.27 3,161.36 3,611.71 1,866.28 2,400.10 918.45 893.46 602.34 452.75 128.57 226.16 408.73 344.58 595.88 252.91 431.40 1,530.06 744.14 697.59 76.81 23,687.55

4,344.27 7,505.63 11,117.33 12,983.62 15,383.72 16,302.17 17,195.63 17,797.97 18,250.72 18,379.29 18,605.45 19,014.18 19,358.76 19,954.64 20,207.55 20,638.95 22,169.01 22,913.15 23,610.74 23,687.55

BAND

18.34 13.35 15.25 7.88 10.13 3.88 3.77 2.54 1.91 0.54 0.95 1.73 1.45 2.52 1.07 1.82 6.46 3.14 2.94 0.32

PERCENTAGE

CUM.

BAND

18.34 31.69 46.93 54.81 64.94 68.82 72.59 75.14 77.05 77.59 78.55 80.27 81.73 84.24 85.31 87.13 93.59 96.73 99.68 100.00

31 29 21 12 2 1 3 1 3 0 1 1 0 0 0 0 0 4 3 0

31 60 81 93 95 96 99 100 103 103 104 105 105 105 105 105 105 109 112 112

27.68 27.68 25.89 53.57 18.75 72.32 10.71 83.04 1.79 84.82 0.89 85.71 2.68 88.39 0.89 89.29 2.68 91.96 0.00 91.96 0.89 92.86 0.89 93.75 0.00 93.75 0.00 93.75 0.00 93.75 0.00 93.75 0.00 93.75 3.57 97.32 2.68 100.00 0.00 100.00

112

CUM.

PERCENTAGE rp

1,698.47 1,458.75 1,775.42 1,000.49 1,737.47 0.62 1,830.36 50.00 1,661.99 0.00 1,989.88 2,242.83 0.00 0.00 0.00 0.00 0.00 1,938.74 449.60 0.00 17,834.61

1,698.47 3,157.22 4,932.64 5,933.13 7,670.60 7,671.22 9,501.58 9,551.58 11,213.57 11,213.57 13,203.45 15,446.28 15,446.28 15,446.28 15,446.28 15,446.28 15,446.28 17,385.02 17,834.61 17,834.61

BAND

PERCENTAGE

CUM.

BAND

9.52 9.52 8.18 17.70 9.95 27.66 5.61 33.27 9.74 43.01 0.00 43.01 10.26 53.28 0.28 53.56 9.32 62.88 0.00 62.88 11.16 74.03 12.58 86.61 0.00 86.61 0.00 86.61 0.00 86.61 0.00 86.61 0.00 86.61 10.87 97.48 2.52 100.00 0.00 100.00

39.10 46.14 49.16 53.61 72.39 0.07 204.86 8.30 367.08 0.00 879.85 548.73 0.00 0.00 0.00 0.00 0.00 260.53 64.45 0.00

CUM

39.10 42.06 44.37 45.70 49.86 47.06 55.26 53.67 61.44 61.01 70.97 81.24 79.79 77.41 76.44 74.84 69.68 75.87 75.54 75.29 75.29

Page 33 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

941 580 485 228 280 104 60 39 19 8 4 10 5 4 2 10 9 1 3 0 2,792

941 1,521 2,006 2,234 2,514 2,618 2,678 2,717 2,736 2,744 2,748 2,758 2,763 2,767 2,769 2,779 2,788 2,789 2,792 2,792

BAND

CUM.

33.70 33.70 20.77 54.48 17.37 71.85 8.17 80.01 10.03 90.04 3.72 93.77 2.15 95.92 1.40 97.31 0.68 97.99 0.29 98.28 0.14 98.42 0.36 98.78 0.18 98.96 0.14 99.10 0.07 99.18 0.36 99.53 0.32 99.86 0.04 99.89 0.11 100.00 0.00 100.00

PERCENTAGE rp

526.32 261.27 408.06 321.37 612.53 312.49 255.43 215.14 164.17 24.67 20.28 171.17 215.73 120.84 18.52 478.22 719.98 83.60 5.30 0.00 4,935.10

526.32 787.59 1,195.65 1,517.02 2,129.56 2,442.05 2,697.48 2,912.62 3,076.79 3,101.46 3,121.74 3,292.91 3,508.64 3,629.49 3,648.01 4,126.22 4,846.21 4,929.81 4,935.10 4,935.10

BAND

10.66 5.29 8.27 6.51 12.41 6.33 5.18 4.36 3.33 0.50 0.41 3.47 4.37 2.45 0.38 9.69 14.59 1.69 0.11 0.00

CUM.

10.66 15.96 24.23 30.74 43.15 49.48 54.66 59.02 62.35 62.84 63.26 66.72 71.10 73.54 73.92 83.61 98.20 99.89 100.00 100.00

PERCENTAGE f

7 6 4 2 1 0 1 0 1 0 0 1 1 0 0 2 0 0 0 0 26

BAND

CUM.

7 26.92 26.92 13 23.08 50.00 17 15.38 65.38 19 7.69 73.08 20 3.85 76.92 20 0.00 76.92 21 3.85 80.77 21 0.00 80.77 22 3.85 84.62 22 0.00 84.62 22 0.00 84.62 23 3.85 88.46 24 3.85 92.31 24 0.00 92.31 24 0.00 92.31 26 7.69 100.00 26 0.00 100.00 26 0.00 100.00 26 0.00 100.00 26 0.00 100.00

PERCENTAGE rp

177.41 340.41 501.75 255.39 315.00 0.00 356.22 0.00 20.05 0.00 0.00 0.00 2,151.33 0.00 0.00 2,738.26 0.00 0.00 0.00 0.00 6,855.82

177.41 517.82 1,019.57 1,274.96 1,589.96 1,589.96 1,946.18 1,946.18 1,966.23 1,966.23 1,966.23 1,966.23 4,117.56 4,117.56 4,117.56 6,855.82 6,855.82 6,855.82 6,855.82 6,855.82

BAND

2.59 4.97 7.32 3.73 4.59 0.00 5.20 0.00 0.29 0.00 0.00 0.00 31.38 0.00 0.00 39.94 0.00 0.00 0.00 0.00

CUM.

2.59 7.55 14.87 18.60 23.19 23.19 28.39 28.39 28.68 28.68 28.68 28.68 60.06 60.06 60.06 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

33.71 130.29 122.96 79.47 51.43 0.00 139.46 0.00 12.21 0.00 0.00 0.00 997.22 0.00 0.00 572.60 0.00 0.00 0.00 0.00

33.71 65.75 85.27 84.04 74.66 65.11 72.15 66.82 63.91 63.40 62.99 59.71 117.35 113.45 112.87 166.15 141.47 139.07 138.92 138.92 138.92

Page 34 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,652 1,444 1,077 479 511 221 161 126 68 38 31 35 21 27 15 19 17 15 14 2 6,973

2,652 4,096 5,173 5,652 6,163 6,384 6,545 6,671 6,739 6,777 6,808 6,843 6,864 6,891 6,906 6,925 6,942 6,957 6,971 6,973

BAND

CUM.

38.03 38.03 20.71 58.74 15.45 74.19 6.87 81.06 7.33 88.38 3.17 91.55 2.31 93.86 1.81 95.67 0.98 96.64 0.54 97.19 0.44 97.63 0.50 98.14 0.30 98.44 0.39 98.82 0.22 99.04 0.27 99.31 0.24 99.56 0.22 99.77 0.20 99.97 0.03 100.00

PERCENTAGE rp

964.60 964.60 377.92 1,342.52 595.59 1,938.11 466.50 2,404.61 875.51 3,280.13 572.74 3,852.87 703.12 4,555.99 616.75 5,172.74 431.75 5,604.48 194.93 5,799.41 212.65 6,012.06 338.07 6,350.13 187.17 6,537.30 359.72 6,897.02 332.86 7,229.88 637.58 7,867.47 980.19 8,847.66 1,951.27 10,798.92 7,033.14 17,832.06 261.56 18,093.62 18,093.62

BAND

5.33 2.09 3.29 2.58 4.84 3.17 3.89 3.41 2.39 1.08 1.18 1.87 1.03 1.99 1.84 3.52 5.42 10.78 38.87 1.45

CUM.

5.33 7.42 10.71 13.29 18.13 21.29 25.18 28.59 30.97 32.05 33.23 35.10 36.13 38.12 39.96 43.48 48.90 59.68 98.55 100.00

PERCENTAGE f

7 2 2 1 4 1 2 2 0 0 1 2 0 1 0 0 4 7 2 0 38

7 9 11 12 16 17 19 21 21 21 22 24 24 25 25 25 29 36 38 38

BAND

CUM.

18.42 18.42 5.26 23.68 5.26 28.95 2.63 31.58 10.53 42.11 2.63 44.74 5.26 50.00 5.26 55.26 0.00 55.26 0.00 55.26 2.63 57.89 5.26 63.16 0.00 63.16 2.63 65.79 0.00 65.79 0.00 65.79 10.53 76.32 18.42 94.74 5.26 100.00 0.00 100.00

PERCENTAGE rp

1,950.03 231.88 16.53 38.03 862.11 240.00 19.04 1,974.94 0.00 0.00 1.66 50.56 0.00 218.11 0.00 0.00 709.18 2,079.01 923.08 0.00 9,314.17

1,950.03 2,181.91 2,198.44 2,236.47 3,098.58 3,338.58 3,357.62 5,332.56 5,332.56 5,332.56 5,334.23 5,384.79 5,384.79 5,602.90 5,602.90 5,602.90 6,312.08 8,391.09 9,314.17 9,314.17

BAND

CUM.

20.94 20.94 2.49 23.43 0.18 23.60 0.41 24.01 9.26 33.27 2.58 35.84 0.20 36.05 21.20 57.25 0.00 57.25 0.00 57.25 0.02 57.27 0.54 57.81 0.00 57.81 2.34 60.15 0.00 60.15 0.00 60.15 7.61 67.77 22.32 90.09 9.91 100.00 0.00 100.00

PERCENTAGE BAND

CUM

202.16 61.36 2.78 8.15 98.47 41.90 2.71 320.22 0.00 0.00 0.78 14.96 0.00 60.63 0.00 0.00 72.35 106.55 13.12 0.00

202.16 162.52 113.43 93.01 94.47 86.65 73.70 103.09 95.15 91.95 88.73 84.80 82.37 81.24 77.50 71.22 71.34 77.70 52.23 51.48 51.48

Page 35 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,880 1,977 2,152 1,095 1,050 432 334 228 132 55 72 64 42 52 36 50 42 19 14 8 9,734

1,880 3,857 6,009 7,104 8,154 8,586 8,920 9,148 9,280 9,335 9,407 9,471 9,513 9,565 9,601 9,651 9,693 9,712 9,726 9,734

BAND

CUM.

19.31 19.31 20.31 39.62 22.11 61.73 11.25 72.98 10.79 83.77 4.44 88.21 3.43 91.64 2.34 93.98 1.36 95.34 0.57 95.90 0.74 96.64 0.66 97.30 0.43 97.73 0.53 98.26 0.37 98.63 0.51 99.15 0.43 99.58 0.20 99.77 0.14 99.92 0.08 100.00

PERCENTAGE rp

725.96 592.63 1,250.54 1,176.31 1,767.72 1,144.58 958.78 920.26 522.90 348.19 345.60 402.05 498.58 685.24 299.86 744.04 1,079.36 1,404.23 5,517.62 5,924.74 26,309.21

725.96 1,318.60 2,569.14 3,745.45 5,513.17 6,657.75 7,616.53 8,536.79 9,059.69 9,407.88 9,753.49 10,155.54 10,654.12 11,339.36 11,639.22 12,383.27 13,462.63 14,866.85 20,384.47 26,309.21

BAND

2.76 2.25 4.75 4.47 6.72 4.35 3.64 3.50 1.99 1.32 1.31 1.53 1.90 2.60 1.14 2.83 4.10 5.34 20.97 22.52

CUM.

2.76 5.01 9.77 14.24 20.96 25.31 28.95 32.45 34.44 35.76 37.07 38.60 40.50 43.10 44.24 47.07 51.17 56.51 77.48 100.00

PERCENTAGE f

6 5 4 3 4 2 4 1 3 1 1 1 0 2 0 1 2 1 0 2 43

BAND

CUM.

6 13.95 13.95 11 11.63 25.58 15 9.30 34.88 18 6.98 41.86 22 9.30 51.16 24 4.65 55.81 28 9.30 65.12 29 2.33 67.44 32 6.98 74.42 33 2.33 76.74 34 2.33 79.07 35 2.33 81.40 35 0.00 81.40 37 4.65 86.05 37 0.00 86.05 38 2.33 88.37 40 4.65 93.02 41 2.33 95.35 41 0.00 95.35 43 4.65 100.00

PERCENTAGE rp

4,170.87 321.91 391.79 690.30 1,252.08 11.20 518.00 0.80 323.05 1,721.93 7.41 996.36 0.00 1,844.26 0.00 471.68 637.11 0.00 0.00 166.39 13,525.13

4,170.87 4,492.78 4,884.57 5,574.87 6,826.95 6,838.15 7,356.15 7,356.95 7,680.00 9,401.93 9,409.33 10,405.69 10,405.69 12,249.95 12,249.95 12,721.63 13,358.74 13,358.74 13,358.74 13,525.13

BAND

CUM.

30.84 30.84 2.38 33.22 2.90 36.11 5.10 41.22 9.26 50.48 0.08 50.56 3.83 54.39 0.01 54.39 2.39 56.78 12.73 69.51 0.05 69.57 7.37 76.94 0.00 76.94 13.64 90.57 0.00 90.57 3.49 94.06 4.71 98.77 0.00 98.77 0.00 98.77 1.23 100.00

PERCENTAGE BAND

CUM

574.53 54.32 31.33 58.68 70.83 0.98 54.03 0.09 61.78 494.54 2.14 247.82 0.00 269.14 0.00 63.39 59.03 0.00 0.00 2.81

574.53 340.72 190.12 148.84 123.83 102.71 96.58 86.18 84.77 99.94 96.47 102.46 97.67 108.03 105.25 102.73 99.23 89.86 65.53 51.41 51.41

Page 36 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,691 1,243 1,206 623 633 326 224 152 73 34 20 19 26 32 8 9 8 3 1 2 6,333

1,691 2,934 4,140 4,763 5,396 5,722 5,946 6,098 6,171 6,205 6,225 6,244 6,270 6,302 6,310 6,319 6,327 6,330 6,331 6,333

BAND

CUM.

PERCENTAGE rp

26.70 26.70 1,104.19 19.63 46.33 277.55 19.04 65.37 552.47 9.84 75.21 437.91 10.00 85.20 825.14 5.15 90.35 656.77 3.54 93.89 708.47 2.40 96.29 624.69 1.15 97.44 395.11 0.54 97.98 214.98 0.32 98.29 133.89 0.30 98.59 186.44 0.41 99.01 297.82 0.51 99.51 314.26 0.13 99.64 132.72 0.14 99.78 144.96 0.13 99.91 153.62 0.05 99.95 73.28 0.02 99.97 3.82 0.03 100.00 16.26 7,254.34

1,104.19 1,381.74 1,934.21 2,372.12 3,197.27 3,854.03 4,562.50 5,187.19 5,582.30 5,797.28 5,931.17 6,117.61 6,415.43 6,729.69 6,862.41 7,007.37 7,160.99 7,234.27 7,238.08 7,254.34

BAND

15.22 3.83 7.62 6.04 11.37 9.05 9.77 8.61 5.45 2.96 1.85 2.57 4.11 4.33 1.83 2.00 2.12 1.01 0.05 0.22

CUM.

15.22 19.05 26.66 32.70 44.07 53.13 62.89 71.50 76.95 79.91 81.76 84.33 88.44 92.77 94.60 96.60 98.71 99.72 99.78 100.00

PERCENTAGE f

3 5 5 4 1 1 0 0 0 0 2 1 0 0 0 0 1 0 0 0 23

BAND

3 8 13 17 18 19 19 19 19 19 21 22 22 22 22 22 23 23 23 23

13.04 21.74 21.74 17.39 4.35 4.35 0.00 0.00 0.00 0.00 8.70 4.35 0.00 0.00 0.00 0.00 4.35 0.00 0.00 0.00

CUM.

13.04 34.78 56.52 73.91 78.26 82.61 82.61 82.61 82.61 82.61 91.30 95.65 95.65 95.65 95.65 95.65 100.00 100.00 100.00 100.00

PERCENTAGE rp

56.75 158.96 279.88 607.85 261.45 0.00 0.00 0.00 0.00 0.00 4,167.28 11.51 0.00 0.00 0.00 0.00 7.39 0.00 0.00 0.00 5,551.07

56.75 215.71 495.59 1,103.44 1,364.89 1,364.89 1,364.89 1,364.89 1,364.89 1,364.89 5,532.17 5,543.68 5,543.68 5,543.68 5,543.68 5,543.68 5,551.07 5,551.07 5,551.07 5,551.07

BAND

1.02 2.86 5.04 10.95 4.71 0.00 0.00 0.00 0.00 0.00 75.07 0.21 0.00 0.00 0.00 0.00 0.13 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

1.02 5.14 3.89 57.27 8.93 50.66 19.88 138.81 24.59 31.69 24.59 0.00 24.59 0.00 24.59 0.00 24.59 0.00 24.59 0.00 99.66 3,112.37 99.87 6.17 99.87 0.00 99.87 0.00 99.87 0.00 99.87 0.00 100.00 4.81 100.00 0.00 100.00 0.00 100.00 0.00

CUM

5.14 15.61 25.62 46.52 42.69 35.41 29.92 26.31 24.45 23.54 93.27 90.62 86.41 82.38 80.78 79.11 77.52 76.73 76.69 76.52 76.52

Page 37 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,049 714 745 375 399 201 107 76 35 18 12 14 6 7 3 12 2 1 0 0 3,776

1,049 1,763 2,508 2,883 3,282 3,483 3,590 3,666 3,701 3,719 3,731 3,745 3,751 3,758 3,761 3,773 3,775 3,776 3,776 3,776

BAND

CUM.

27.78 27.78 18.91 46.69 19.73 66.42 9.93 76.35 10.57 86.92 5.32 92.24 2.83 95.07 2.01 97.09 0.93 98.01 0.48 98.49 0.32 98.81 0.37 99.18 0.16 99.34 0.19 99.52 0.08 99.60 0.32 99.92 0.05 99.97 0.03 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

164.99 197.86 429.10 365.62 614.26 420.69 357.67 273.93 146.96 95.29 96.69 133.86 67.36 69.17 42.37 361.76 87.03 222.50 0.00 0.00 4,147.11

164.99 362.85 791.96 1,157.58 1,771.84 2,192.53 2,550.20 2,824.12 2,971.08 3,066.37 3,163.06 3,296.92 3,364.28 3,433.46 3,475.82 3,837.58 3,924.60 4,147.11 4,147.11 4,147.11

BAND

3.98 4.77 10.35 8.82 14.81 10.14 8.62 6.61 3.54 2.30 2.33 3.23 1.62 1.67 1.02 8.72 2.10 5.37 0.00 0.00

CUM.

3.98 8.75 19.10 27.91 42.72 52.87 61.49 68.10 71.64 73.94 76.27 79.50 81.12 82.79 83.81 92.54 94.63 100.00 100.00 100.00

PERCENTAGE f

1 1 1 0 2 1 1 2 0 0 0 0 0 0 0 0 0 0 0 0 9

BAND

1 2 3 3 5 6 7 9 9 9 9 9 9 9 9 9 9 9 9 9

11.11 11.11 11.11 0.00 22.22 11.11 11.11 22.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

11.11 22.22 33.33 33.33 55.56 66.67 77.78 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

29.25 90.00 149.56 0.00 289.51 409.66 290.70 161.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,420.49

29.25 119.25 268.81 268.81 558.33 967.98 1,258.68 1,420.49 1,420.49 1,420.49 1,420.49 1,420.49 1,420.49 1,420.49 1,420.49 1,420.49 1,420.49 1,420.49 1,420.49 1,420.49

BAND

2.06 6.34 10.53 0.00 20.38 28.84 20.46 11.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

2.06 8.39 18.92 18.92 39.31 68.14 88.61 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

17.73 45.49 34.85 0.00 47.13 97.38 81.28 59.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

17.73 32.86 33.94 23.22 31.51 44.15 49.36 50.30 47.81 46.32 44.91 43.09 42.22 41.37 40.87 37.02 36.19 34.25 34.25 34.25 34.25

Page 38 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,085 1,679 1,653 747 629 248 233 142 88 55 48 53 36 41 29 37 21 12 6 11 7,853

2,085 3,764 5,417 6,164 6,793 7,041 7,274 7,416 7,504 7,559 7,607 7,660 7,696 7,737 7,766 7,803 7,824 7,836 7,842 7,853

BAND

CUM.

26.55 26.55 21.38 47.93 21.05 68.98 9.51 78.49 8.01 86.50 3.16 89.66 2.97 92.63 1.81 94.44 1.12 95.56 0.70 96.26 0.61 96.87 0.67 97.54 0.46 98.00 0.52 98.52 0.37 98.89 0.47 99.36 0.27 99.63 0.15 99.78 0.08 99.86 0.14 100.00

PERCENTAGE rp

431.77 445.51 905.78 751.84 970.94 624.95 781.15 593.99 421.01 271.20 297.77 387.43 193.75 703.44 388.65 675.26 770.58 1,021.37 328.61 1,810.71 12,775.72

431.77 877.29 1,783.06 2,534.90 3,505.84 4,130.79 4,911.94 5,505.93 5,926.94 6,198.14 6,495.91 6,883.34 7,077.09 7,780.52 8,169.18 8,844.43 9,615.02 10,636.39 10,965.00 12,775.72

BAND

CUM.

3.38 3.49 7.09 5.88 7.60 4.89 6.11 4.65 3.30 2.12 2.33 3.03 1.52 5.51 3.04 5.29 6.03 7.99 2.57 14.17

3.38 6.87 13.96 19.84 27.44 32.33 38.45 43.10 46.39 48.52 50.85 53.88 55.39 60.90 63.94 69.23 75.26 83.25 85.83 100.00

PERCENTAGE f

2 0 0 3 2 2 0 1 1 1 0 0 2 0 1 2 1 0 0 0 18

2 2 2 5 7 9 9 10 11 12 12 12 14 14 15 17 18 18 18 18

BAND

11.11 0.00 0.00 16.67 11.11 11.11 0.00 5.56 5.56 5.56 0.00 0.00 11.11 0.00 5.56 11.11 5.56 0.00 0.00 0.00

CUM.

11.11 11.11 11.11 27.78 38.89 50.00 50.00 55.56 61.11 66.67 66.67 66.67 77.78 77.78 83.33 94.44 100.00 100.00 100.00 100.00

PERCENTAGE rp

52.50 0.00 0.00 131.83 433.98 652.29 0.00 1,500.00 126.58 111.98 0.00 0.00 8.78 0.00 126.66 11,236.55 23.95 0.00 0.00 0.00 14,405.10

52.50 52.50 52.50 184.33 618.31 1,270.60 1,270.60 2,770.60 2,897.18 3,009.16 3,009.16 3,009.16 3,017.95 3,017.95 3,144.60 14,381.15 14,405.10 14,405.10 14,405.10 14,405.10

BAND

0.36 0.00 0.00 0.92 3.01 4.53 0.00 10.41 0.88 0.78 0.00 0.00 0.06 0.00 0.88 78.00 0.17 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.36 12.16 0.36 0.00 0.36 0.00 1.28 17.53 4.29 44.70 8.82 104.37 8.82 0.00 19.23 252.53 20.11 30.07 20.89 41.29 20.89 0.00 20.89 0.00 20.95 4.53 20.95 0.00 21.83 32.59 99.83 1,664.04 100.00 3.11 100.00 0.00 100.00 0.00 100.00 0.00

CUM

12.16 5.98 2.94 7.27 17.64 30.76 25.87 50.32 48.88 48.55 46.32 43.72 42.64 38.79 38.49 162.60 149.82 135.43 131.37 112.75 112.75

Page 39 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 21

DATA POSITION FROM : TO PROCESSING

01/01/2002

15/12/2005

DATE :

15/02/2006

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

324 305 277 152 115 48 52 12 5 3 1 6 4 1 1 0 2 1 1 0

324 629 906 1,058 1,173 1,221 1,273 1,285 1,290 1,293 1,294 1,300 1,304 1,305 1,306 1,306 1,308 1,309 1,310 1,310

1,310

BAND

CUM.

24.73 24.73 23.28 48.02 21.15 69.16 11.60 80.76 8.78 89.54 3.66 93.21 3.97 97.18 0.92 98.09 0.38 98.47 0.23 98.70 0.08 98.78 0.46 99.24 0.31 99.54 0.08 99.62 0.08 99.69 0.00 99.69 0.15 99.85 0.08 99.92 0.08 100.00 0.00 100.00

PERCENTAGE rp

35.65 81.23 165.85 138.47 166.82 126.77 136.81 25.86 21.21 8.79 15.60 62.42 19.90 28.93 0.30 0.00 2.00 68.61 1.05 0.00 1,106.28

35.65 116.88 282.73 421.20 588.02 714.79 851.60 877.46 898.67 907.46 923.06 985.48 1,005.39 1,034.32 1,034.62 1,034.62 1,036.62 1,105.23 1,106.28 1,106.28

BAND

3.22 7.34 14.99 12.52 15.08 11.46 12.37 2.34 1.92 0.79 1.41 5.64 1.80 2.62 0.03 0.00 0.18 6.20 0.09 0.00

CUM.

3.22 10.57 25.56 38.07 53.15 64.61 76.98 79.32 81.23 82.03 83.44 89.08 90.88 93.50 93.52 93.52 93.70 99.91 100.00 100.00

PERCENTAGE f

0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1

0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 48.78 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.78

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 48.78 100.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00

PERCENTAGE BAND

0.00 0.00 29.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 17.25 11.58 8.30 6.82 5.73 5.56 5.43 5.38 5.28 4.95 4.85 4.72 4.71 4.71 4.71 4.41 4.41 4.41 4.41

Page 40 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,645 1,207 1,319 862 886 502 379 340 167 91 72 78 54 68 32 35 37 12 19 7 7,812

1,645 2,852 4,171 5,033 5,919 6,421 6,800 7,140 7,307 7,398 7,470 7,548 7,602 7,670 7,702 7,737 7,774 7,786 7,805 7,812

BAND

CUM.

21.06 21.06 15.45 36.51 16.88 53.39 11.03 64.43 11.34 75.77 6.43 82.19 4.85 87.05 4.35 91.40 2.14 93.54 1.16 94.70 0.92 95.62 1.00 96.62 0.69 97.31 0.87 98.18 0.41 98.59 0.45 99.04 0.47 99.51 0.15 99.67 0.24 99.91 0.09 100.00

PERCENTAGE rp

253.30 294.06 581.70 628.51 1,077.53 809.98 881.26 1,009.22 634.12 451.71 428.48 596.03 529.39 709.50 434.37 648.83 1,433.02 1,011.20 2,601.67 1,715.97 16,729.85

253.30 547.36 1,129.06 1,757.57 2,835.10 3,645.08 4,526.34 5,535.56 6,169.68 6,621.39 7,049.87 7,645.90 8,175.29 8,884.78 9,319.15 9,967.98 11,401.01 12,412.21 15,013.88 16,729.85

BAND

1.51 1.76 3.48 3.76 6.44 4.84 5.27 6.03 3.79 2.70 2.56 3.56 3.16 4.24 2.60 3.88 8.57 6.04 15.55 10.26

CUM.

1.51 3.27 6.75 10.51 16.95 21.79 27.06 33.09 36.88 39.58 42.14 45.70 48.87 53.11 55.70 59.58 68.15 74.19 89.74 100.00

PERCENTAGE f

2 2 3 3 7 4 2 3 2 2 1 2 0 2 0 4 1 0 4 3 47

BAND

CUM.

2 4 7 10 17 21 23 26 28 30 31 33 33 35 35 39 40 40 44 47

4.26 4.26 4.26 8.51 6.38 14.89 6.38 21.28 14.89 36.17 8.51 44.68 4.26 48.94 6.38 55.32 4.26 59.57 4.26 63.83 2.13 65.96 4.26 70.21 0.00 70.21 4.26 74.47 0.00 74.47 8.51 82.98 2.13 85.11 0.00 85.11 8.51 93.62 6.38 100.00

PERCENTAGE rp

8.00 5.54 0.59 227.26 9,714.56 10.03 123.68 91.24 1,241.40 101.71 6.28 6.35 0.00 4.00 0.00 846.95 43.34 0.00 106.91 750.30 13,288.14

8.00 13.54 14.12 241.38 9,955.94 9,965.98 10,089.65 10,180.89 11,422.30 11,524.00 11,530.29 11,536.64 11,536.64 11,540.64 11,540.64 12,387.59 12,430.93 12,430.93 12,537.85 13,288.14

BAND

CUM.

0.06 0.06 0.04 0.10 0.00 0.11 1.71 1.82 73.11 74.92 0.08 75.00 0.93 75.93 0.69 76.62 9.34 85.96 0.77 86.72 0.05 86.77 0.05 86.82 0.00 86.82 0.03 86.85 0.00 86.85 6.37 93.22 0.33 93.55 0.00 93.55 0.80 94.35 5.65 100.00

PERCENTAGE BAND

3.16 1.88 0.10 36.16 901.55 1.24 14.03 9.04 195.77 22.52 1.47 1.07 0.00 0.56 0.00 130.54 3.02 0.00 4.11 43.72

CUM

3.16 2.47 1.25 13.73 351.17 273.41 222.91 183.92 185.14 174.04 163.55 150.89 141.12 129.89 123.84 124.27 109.03 100.15 83.51 79.43 79.43

Page 41 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

575 386 217 128 151 56 54 33 19 8 16 10 11 16 0 7 5 2 2 0

575 961 1,178 1,306 1,457 1,513 1,567 1,600 1,619 1,627 1,643 1,653 1,664 1,680 1,680 1,687 1,692 1,694 1,696 1,696

1,696

BAND

CUM.

33.90 33.90 22.76 56.66 12.79 69.46 7.55 77.00 8.90 85.91 3.30 89.21 3.18 92.39 1.95 94.34 1.12 95.46 0.47 95.93 0.94 96.88 0.59 97.46 0.65 98.11 0.94 99.06 0.00 99.06 0.41 99.47 0.29 99.76 0.12 99.88 0.12 100.00 0.00 100.00

PERCENTAGE rp

72.95 113.31 124.33 107.78 241.02 128.29 236.94 113.05 114.73 68.02 95.60 56.55 147.37 115.63 0.00 168.60 58.50 78.79 486.09 0.00 2,527.56

72.95 186.26 310.59 418.37 659.40 787.68 1,024.62 1,137.67 1,252.40 1,320.42 1,416.02 1,472.58 1,619.95 1,735.57 1,735.57 1,904.18 1,962.68 2,041.47 2,527.56 2,527.56

BAND

2.89 4.48 4.92 4.26 9.54 5.08 9.37 4.47 4.54 2.69 3.78 2.24 5.83 4.57 0.00 6.67 2.31 3.12 19.23 0.00

CUM.

2.89 7.37 12.29 16.55 26.09 31.16 40.54 45.01 49.55 52.24 56.02 58.26 64.09 68.67 68.67 75.34 77.65 80.77 100.00 100.00

PERCENTAGE f

1 1 1 0 2 0 0 0 1 0 0 0 0 0 0 6 1 0 0 0 13

BAND

CUM.

1 7.69 7.69 2 7.69 15.38 3 7.69 23.08 3 0.00 23.08 5 15.38 38.46 5 0.00 38.46 5 0.00 38.46 5 0.00 38.46 6 7.69 46.15 6 0.00 46.15 6 0.00 46.15 6 0.00 46.15 6 0.00 46.15 6 0.00 46.15 6 0.00 46.15 12 46.15 92.31 13 7.69 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00

PERCENTAGE rp

0.00 1.98 1.50 0.00 4.14 0.00 0.00 0.00 7.29 0.00 0.00 0.00 0.00 0.00 0.00 356.42 18.88 0.00 0.00 0.00 390.21

0.00 1.98 3.48 3.48 7.62 7.62 7.62 7.62 14.91 14.91 14.91 14.91 14.91 14.91 14.91 371.33 390.21 390.21 390.21 390.21

BAND

0.00 0.51 0.38 0.00 1.06 0.00 0.00 0.00 1.87 0.00 0.00 0.00 0.00 0.00 0.00 91.34 4.84 0.00 0.00 0.00

CUM.

0.00 0.51 0.89 0.89 1.95 1.95 1.95 1.95 3.82 3.82 3.82 3.82 3.82 3.82 3.82 95.16 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 1.75 1.21 0.00 1.72 0.00 0.00 0.00 6.35 0.00 0.00 0.00 0.00 0.00 0.00 211.39 32.27 0.00 0.00 0.00

CUM

0.00 1.06 1.12 0.83 1.16 0.97 0.74 0.67 1.19 1.13 1.05 1.01 0.92 0.86 0.86 19.50 19.88 19.11 15.44 15.44 15.44

Page 42 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

346 339 366 214 234 103 56 29 26 11 13 3 4 2 1 2 5 0 0 4 1,758

346 685 1,051 1,265 1,499 1,602 1,658 1,687 1,713 1,724 1,737 1,740 1,744 1,746 1,747 1,749 1,754 1,754 1,754 1,758

BAND

CUM.

19.68 19.68 19.28 38.96 20.82 59.78 12.17 71.96 13.31 85.27 5.86 91.13 3.19 94.31 1.65 95.96 1.48 97.44 0.63 98.07 0.74 98.81 0.17 98.98 0.23 99.20 0.11 99.32 0.06 99.37 0.11 99.49 0.28 99.77 0.00 99.77 0.00 99.77 0.23 100.00

PERCENTAGE rp

51.65 130.11 274.29 268.25 469.02 240.40 217.57 132.22 133.90 72.37 63.70 9.38 25.28 8.28 3.50 80.55 106.23 0.00 0.00 537.38 2,824.09

51.65 181.76 456.04 724.30 1,193.32 1,433.72 1,651.29 1,783.51 1,917.42 1,989.78 2,053.48 2,062.86 2,088.14 2,096.42 2,099.92 2,180.47 2,286.71 2,286.71 2,286.71 2,824.09

BAND

1.83 4.61 9.71 9.50 16.61 8.51 7.70 4.68 4.74 2.56 2.26 0.33 0.90 0.29 0.12 2.85 3.76 0.00 0.00 19.03

CUM.

1.83 6.44 16.15 25.65 42.26 50.77 58.47 63.15 67.90 70.46 72.71 73.05 73.94 74.23 74.36 77.21 80.97 80.97 80.97 100.00

PERCENTAGE f

0 1 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3

BAND

CUM.

0 0.00 0.00 1 33.33 33.33 3 66.67 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00

PERCENTAGE rp

0.00 59.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 59.50

BAND

CUM.

0.00 0.00 0.00 59.50 100.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00

PERCENTAGE BAND

0.00 45.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 32.74 13.05 8.21 4.99 4.15 3.60 3.34 3.10 2.99 2.90 2.88 2.85 2.84 2.83 2.73 2.60 2.60 2.60 2.11 2.11

Page 43 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

126 99 122 96 121 83 46 38 21 6 2 7 1 9 6 1 5 1 1 1 792

126 225 347 443 564 647 693 731 752 758 760 767 768 777 783 784 789 790 791 792

BAND

CUM.

15.91 15.91 12.50 28.41 15.40 43.81 12.12 55.93 15.28 71.21 10.48 81.69 5.81 87.50 4.80 92.30 2.65 94.95 0.76 95.71 0.25 95.96 0.88 96.84 0.13 96.97 1.14 98.11 0.76 98.86 0.13 98.99 0.63 99.62 0.13 99.75 0.13 99.87 0.13 100.00

PERCENTAGE rp

14.08 28.78 61.97 85.63 200.36 194.95 138.48 138.09 91.82 42.33 4.64 63.41 8.62 60.20 384.31 6.18 450.06 2.79 1.64 4,536.75 6,515.08

14.08 42.86 104.83 190.46 390.82 585.77 724.26 862.35 954.16 996.49 1,001.14 1,064.55 1,073.17 1,133.36 1,517.67 1,523.85 1,973.90 1,976.69 1,978.33 6,515.08

BAND

0.22 0.44 0.95 1.31 3.08 2.99 2.13 2.12 1.41 0.65 0.07 0.97 0.13 0.92 5.90 0.09 6.91 0.04 0.03 69.63

CUM.

0.22 0.66 1.61 2.92 6.00 8.99 11.12 13.24 14.65 15.30 15.37 16.34 16.47 17.40 23.29 23.39 30.30 30.34 30.37 100.00

PERCENTAGE f

0 0 0 0 0 1 2 1 0 0 0 0 0 0 1 0 0 0 0 0 5

BAND

0 0 0 0 0 1 3 4 4 4 4 4 4 4 5 5 5 5 5 5

0.00 0.00 0.00 0.00 0.00 20.00 40.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 20.00 60.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 456.69 633.85 1,286.74 0.00 0.00 0.00 0.00 0.00 0.00 4.73 0.00 0.00 0.00 0.00 0.00 2,382.00

0.00 0.00 0.00 0.00 0.00 456.69 1,090.54 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27 2,382.00 2,382.00 2,382.00 2,382.00 2,382.00 2,382.00

BAND

0.00 0.00 0.00 0.00 0.00 19.17 26.61 54.02 0.00 0.00 0.00 0.00 0.00 0.00 0.20 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 19.17 45.78 99.80 99.80 99.80 99.80 99.80 99.80 99.80 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 234.26 457.70 931.81 0.00 0.00 0.00 0.00 0.00 0.00 1.23 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 77.96 150.57 275.67 249.15 238.56 237.46 223.31 221.52 209.75 156.95 156.31 120.67 120.50 120.40 36.56 36.56

Page 44 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

354 254 330 203 225 78 69 51 14 13 18 18 12 7 5 12 8 1 1 1

354 608 938 1,141 1,366 1,444 1,513 1,564 1,578 1,591 1,609 1,627 1,639 1,646 1,651 1,663 1,671 1,672 1,673 1,674

1,674

BAND

CUM.

21.15 21.15 15.17 36.32 19.71 56.03 12.13 68.16 13.44 81.60 4.66 86.26 4.12 90.38 3.05 93.43 0.84 94.27 0.78 95.04 1.08 96.12 1.08 97.19 0.72 97.91 0.42 98.33 0.30 98.63 0.72 99.34 0.48 99.82 0.06 99.88 0.06 99.94 0.06 100.00

PERCENTAGE rp

149.74 104.91 217.69 203.58 353.32 191.56 223.38 180.10 67.13 60.68 103.15 103.65 76.65 87.79 99.97 152.24 377.45 119.20 0.00 535.81 3,407.99

149.74 254.65 472.34 675.92 1,029.24 1,220.79 1,444.17 1,624.28 1,691.41 1,752.09 1,855.24 1,958.89 2,035.54 2,123.32 2,223.29 2,375.53 2,752.99 2,872.18 2,872.18 3,407.99

BAND

4.39 3.08 6.39 5.97 10.37 5.62 6.55 5.28 1.97 1.78 3.03 3.04 2.25 2.58 2.93 4.47 11.08 3.50 0.00 15.72

CUM.

4.39 7.47 13.86 19.83 30.20 35.82 42.38 47.66 49.63 51.41 54.44 57.48 59.73 62.30 65.24 69.70 80.78 84.28 84.28 100.00

PERCENTAGE f

1 0 1 3 3 0 0 0 1 0 0 0 1 0 1 0 2 0 0 0 13

1 1 2 5 8 8 8 8 9 9 9 9 10 10 11 11 13 13 13 13

BAND

7.69 0.00 7.69 23.08 23.08 0.00 0.00 0.00 7.69 0.00 0.00 0.00 7.69 0.00 7.69 0.00 15.38 0.00 0.00 0.00

CUM.

7.69 7.69 15.38 38.46 61.54 61.54 61.54 61.54 69.23 69.23 69.23 69.23 76.92 76.92 84.62 84.62 100.00 100.00 100.00 100.00

PERCENTAGE rp

35.76 0.00 0.00 263.00 463.99 0.00 0.00 0.00 83.79 0.00 0.00 0.00 10.00 0.00 37.83 0.00 9.63 0.00 0.00 0.00 903.99

35.76 35.76 35.76 298.75 762.75 762.75 762.75 762.75 846.53 846.53 846.53 846.53 856.53 856.53 894.36 894.36 903.99 903.99 903.99 903.99

BAND

3.96 0.00 0.00 29.09 51.33 0.00 0.00 0.00 9.27 0.00 0.00 0.00 1.11 0.00 4.18 0.00 1.07 0.00 0.00 0.00

CUM.

3.96 3.96 3.96 33.05 84.38 84.38 84.38 84.38 93.64 93.64 93.64 93.64 94.75 94.75 98.93 98.93 100.00 100.00 100.00 100.00

PERCENTAGE BAND

23.88 0.00 0.00 129.18 131.32 0.00 0.00 0.00 124.81 0.00 0.00 0.00 13.05 0.00 37.84 0.00 2.55 0.00 0.00 0.00

CUM

23.88 14.04 7.57 44.20 74.11 62.48 52.82 46.96 50.05 48.32 45.63 43.21 42.08 40.34 40.23 37.65 32.84 31.47 31.47 26.53 26.53

Page 45 of 180

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2003

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 91,231 91,231 75 93,119 184,350 150 107,934 292,284 250 59,334 351,618 400 59,623 411,241 625 28,092 439,333 875 20,190 459,523 1,250 14,954 474,477 8,288 482,765 1,750 4,643 487,408 2,250 3,641 491,049 2,750 4,285 495,334 3,500 3,051 498,385 4,500 3,809 502,194 6,250 2,489 504,683 8,750 3,956 508,639 15,000 3,341 511,980 35,000 1,537 513,517 75,000 1,450 514,967 300,000 389 515,356 515,356

BAND

CUM.

17.70 17.70 18.07 35.77 20.94 56.71 11.51 68.23 11.57 79.80 5.45 85.25 3.92 89.17 2.90 92.07 1.61 93.68 0.90 94.58 0.71 95.28 0.83 96.11 0.59 96.71 0.74 97.45 0.48 97.93 0.77 98.70 0.65 99.34 0.30 99.64 0.28 99.92 0.08 100.00

PERCENTAGE rp

53,154.82 53,154.82 21,816.78 74,971.60 45,222.16 120,193.76 40,308.87 160,502.63 64,262.18 224,764.81 45,507.06 270,271.87 46,859.76 317,131.62 50,710.86 367,842.49 36,040.54 403,883.02 24,083.23 427,966.25 26,000.73 453,966.98 33,286.95 487,253.93 30,318.78 517,572.71 44,509.27 562,081.98 42,402.03 604,484.01 96,019.28 700,503.29 147,389.31 847,892.60 112,656.01 960,548.61 193,741.10 1,154,289.70 119,651.72 1,273,941.42 1,273,941.42

BAND

CUM.

4.17 4.17 1.71 5.89 3.55 9.43 3.16 12.60 5.04 17.64 3.57 21.22 3.68 24.89 3.98 28.87 2.83 31.70 1.89 33.59 2.04 35.63 2.61 38.25 2.38 40.63 3.49 44.12 3.33 47.45 7.54 54.99 11.57 66.56 8.84 75.40 15.21 90.61 9.39 100.00

PERCENTAGE f

244 199 277 155 197 134 117 104 117 54 98 84 120 109 147 218 271 160 205 137 3,147

244 443 720 875 1,072 1,206 1,323 1,427 1,544 1,598 1,696 1,780 1,900 2,009 2,156 2,374 2,645 2,805 3,010 3,147

BAND

CUM.

7.75 7.75 6.32 14.08 8.80 22.88 4.93 27.80 6.26 34.06 4.26 38.32 3.72 42.04 3.30 45.34 3.72 49.06 1.72 50.78 3.11 53.89 2.67 56.56 3.81 60.37 3.46 63.84 4.67 68.51 6.93 75.44 8.61 84.05 5.08 89.13 6.51 95.65 4.35 100.00

PERCENTAGE rp

31,938.57 9,477.92 21,071.65 10,437.33 29,825.53 13,278.03 14,996.62 16,148.73 20,032.20 9,891.90 35,391.92 9,207.54 18,781.31 48,297.24 26,704.55 67,389.97 68,559.83 55,530.29 65,708.61 51,316.89 623,986.64

31,938.57 41,416.48 62,488.13 72,925.46 102,750.99 116,029.03 131,025.65 147,174.38 167,206.58 177,098.48 212,490.40 221,697.94 240,479.26 288,776.49 315,481.05 382,871.02 451,430.85 506,961.14 572,669.75 623,986.64

BAND

CUM.

PERCENTAGE BAND

5.12 5.12 60.09 1.52 6.64 43.44 3.38 10.01 46.60 1.67 11.69 25.89 4.78 16.47 46.41 2.13 18.59 29.18 2.40 21.00 32.00 2.59 23.59 31.84 3.21 26.80 55.58 1.59 28.38 41.07 5.67 34.05 136.12 1.48 35.53 27.66 3.01 38.54 61.95 7.74 46.28 108.51 4.28 50.56 62.98 10.80 61.36 70.18 10.99 72.35 46.52 8.90 81.25 49.29 10.53 91.78 33.92 8.22 100.00 42.89

CUM

60.09 55.24 51.99 45.44 45.71 42.93 41.32 40.01 41.40 41.38 46.81 45.50 46.46 51.38 52.19 54.66 53.24 52.78 49.61 48.98 48.98

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 823.227.132,52, - Freq. Klaim 581 ) ( Data not Include Claim Fire no Policy Rp. 823.227.132,52 - Freq Claim 581 )

Page 46 of 180

RISK AND LOSS PROFILE 2003 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2003

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

87,721 91,273 104,280 56,399 55,371 25,294 17,777 12,381 6,590 3,473 2,584 2,923 1,987 2,247 1,349 1,916 1,287 438 437 100 475,827

87,721 178,994 283,274 339,673 395,044 420,338 438,115 450,496 457,086 460,559 463,143 466,066 468,053 470,300 471,649 473,565 474,852 475,290 475,727 475,827

BAND

CUM.

18.44 18.44 19.18 37.62 21.92 59.53 11.85 71.39 11.64 83.02 5.32 88.34 3.74 92.07 2.60 94.68 1.38 96.06 0.73 96.79 0.54 97.33 0.61 97.95 0.42 98.37 0.47 98.84 0.28 99.12 0.40 99.52 0.27 99.80 0.09 99.89 0.09 99.98 0.02 100.00

PERCENTAGE rp

28,395.29 20,965.10 42,827.78 38,217.48 58,970.13 41,362.69 41,157.58 44,386.90 30,353.44 19,451.64 20,177.62 24,514.95 21,434.68 30,481.42 27,567.74 55,723.74 59,762.45 36,215.55 64,933.35 32,486.24 739,385.76

28,395.29 49,360.38 92,188.16 130,405.64 189,375.77 230,738.46 271,896.04 316,282.94 346,636.38 366,088.02 386,265.64 410,780.59 432,215.27 462,696.69 490,264.42 545,988.17 605,750.62 641,966.17 706,899.52 739,385.76

BAND

3.84 2.84 5.79 5.17 7.98 5.59 5.57 6.00 4.11 2.63 2.73 3.32 2.90 4.12 3.73 7.54 8.08 4.90 8.78 4.39

PERCENTAGE

CUM.

3.84 6.68 12.47 17.64 25.61 31.21 36.77 42.78 46.88 49.51 52.24 55.56 58.46 62.58 66.31 73.84 81.93 86.82 95.61 100.00

169 167 197 116 142 105 76 66 87 43 66 47 85 59 86 99 96 39 47 20 1,812

169 336 533 649 791 896 972 1,038 1,125 1,168 1,234 1,281 1,366 1,425 1,511 1,610 1,706 1,745 1,792 1,812

BAND

CUM.

9.33 9.33 9.22 18.54 10.87 29.42 6.40 35.82 7.84 43.65 5.79 49.45 4.19 53.64 3.64 57.28 4.80 62.09 2.37 64.46 3.64 68.10 2.59 70.70 4.69 75.39 3.26 78.64 4.75 83.39 5.46 88.85 5.30 94.15 2.15 96.30 2.59 98.90 1.10 100.00

PERCENTAGE rp

20,391.62 8,581.00 17,374.98 9,617.75 19,329.77 11,838.98 13,522.88 12,103.43 18,349.21 7,403.15 10,883.56 8,083.34 17,178.35 41,755.39 15,187.86 47,392.48 44,684.46 26,155.19 8,886.76 9,729.77

20,391.62 28,972.62 46,347.60 55,965.35 75,295.11 87,134.09 100,656.97 112,760.40 131,109.62 138,512.76 149,396.33 157,479.66 174,658.01 216,413.40 231,601.25 278,993.73 323,678.19 349,833.38 358,720.13 368,449.91

BAND

5.53 2.33 4.72 2.61 5.25 3.21 3.67 3.28 4.98 2.01 2.95 2.19 4.66 11.33 4.12 12.86 12.13 7.10 2.41 2.64

PERCENTAGE

CUM.

BAND

5.53 7.86 12.58 15.19 20.44 23.65 27.32 30.60 35.58 37.59 40.55 42.74 47.40 58.74 62.86 75.72 87.85 94.95 97.36 100.00

71.81 40.93 40.57 25.17 32.78 28.62 32.86 27.27 60.45 38.06 53.94 32.97 80.14 136.99 55.09 85.05 74.77 72.22 13.69 29.95

368,449.91

CUM

71.81 58.70 50.27 42.92 39.76 37.76 37.02 35.65 37.82 37.84 38.68 38.34 40.41 46.77 47.24 51.10 53.43 54.49 50.75 49.83 49.83

Page 47 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2003

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,474 1,231 2,580 2,136 3,026 1,929 1,668 1,731 1,072 716 676 849 696 1,006 712 1,301 1,261 616 534 150 26,364

2,474 3,705 6,285 8,421 11,447 13,376 15,044 16,775 17,847 18,563 19,239 20,088 20,784 21,790 22,502 23,803 25,064 25,680 26,214 26,364

BAND

CUM.

9.38 9.38 4.67 14.05 9.79 23.84 8.10 31.94 11.48 43.42 7.32 50.74 6.33 57.06 6.57 63.63 4.07 67.69 2.72 70.41 2.56 72.97 3.22 76.19 2.64 78.83 3.82 82.65 2.70 85.35 4.93 90.29 4.78 95.07 2.34 97.41 2.03 99.43 0.57 100.00

PERCENTAGE rp

20,507.00 703.70 1,492.57 1,825.38 4,667.60 3,437.17 4,812.19 5,056.78 4,410.66 3,647.25 4,611.32 7,045.63 7,442.64 11,195.84 11,654.72 31,208.71 67,186.95 52,614.02 84,698.71 61,296.44 389,515.28

20,507.00 21,210.70 22,703.28 24,528.66 29,196.26 32,633.43 37,445.63 42,502.40 46,913.06 50,560.31 55,171.63 62,217.26 69,659.90 80,855.74 92,510.46 123,719.17 190,906.11 243,520.13 328,218.84 389,515.28

BAND

5.26 0.18 0.38 0.47 1.20 0.88 1.24 1.30 1.13 0.94 1.18 1.81 1.91 2.87 2.99 8.01 17.25 13.51 21.74 15.74

CUM.

5.26 5.45 5.83 6.30 7.50 8.38 9.61 10.91 12.04 12.98 14.16 15.97 17.88 20.76 23.75 31.76 49.01 62.52 84.26 100.00

PERCENTAGE f

75 32 80 39 55 29 41 37 30 11 32 35 35 50 61 119 175 119 158 117 1,330

75 107 187 226 281 310 351 388 418 429 461 496 531 581 642 761 936 1,055 1,213 1,330

BAND

CUM.

5.64 5.64 2.41 8.05 6.02 14.06 2.93 16.99 4.14 21.13 2.18 23.31 3.08 26.39 2.78 29.17 2.26 31.43 0.83 32.26 2.41 34.66 2.63 37.29 2.63 39.92 3.76 43.68 4.59 48.27 8.95 57.22 13.16 70.38 8.95 79.32 11.88 91.20 8.80 100.00

PERCENTAGE rp

11,546.94 896.92 3,696.67 819.58 10,495.77 1,439.06 1,473.74 2,925.13 1,682.99 2,488.76 24,508.36 1,037.18 1,602.97 6,541.85 11,516.70 19,997.50 23,875.37 29,266.71 56,821.86 41,587.12 254,221.14

11,546.94 12,443.86 16,140.54 16,960.12 27,455.88 28,894.94 30,368.67 33,293.81 34,976.79 37,465.55 61,973.90 63,011.08 64,614.05 71,155.90 82,672.60 102,670.09 126,545.46 155,812.17 212,634.03 254,221.14

BAND

4.54 0.35 1.45 0.32 4.13 0.57 0.58 1.15 0.66 0.98 9.64 0.41 0.63 2.57 4.53 7.87 9.39 11.51 22.35 16.36

PERCENTAGE

CUM.

BAND

CUM

4.54 4.89 6.35 6.67 10.80 11.37 11.95 13.10 13.76 14.74 24.38 24.79 25.42 27.99 32.52 40.39 49.78 61.29 83.64 100.00

56.31 127.46 247.67 44.90 224.86 41.87 30.63 57.85 38.16 68.24 531.48 14.72 21.54 58.43 98.82 64.08 35.54 55.63 67.09 67.85

56.31 58.67 71.09 69.14 94.04 88.54 81.10 78.33 74.56 74.10 112.33 101.28 92.76 88.00 89.37 82.99 66.29 63.98 64.78 65.27 65.27

Page 48 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2003

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 1 9 6 6 6 8 27 28 9 9 13 12 26 35 59 84 49 34 2 435

12 13 22 28 34 40 48 75 103 112 121 134 146 172 207 266 350 399 433 435

BAND

CUM.

2.76 2.76 0.23 2.99 2.07 5.06 1.38 6.44 1.38 7.82 1.38 9.20 1.84 11.03 6.21 17.24 6.44 23.68 2.07 25.75 2.07 27.82 2.99 30.80 2.76 33.56 5.98 39.54 8.05 47.59 13.56 61.15 19.31 80.46 11.26 91.72 7.82 99.54 0.46 100.00

PERCENTAGE rp

225.37 225.37 0.24 225.61 40.81 266.42 1.81 268.23 4.81 273.04 7.03 280.07 16.60 296.67 67.77 364.44 66.68 431.12 58.02 489.14 34.06 523.20 70.91 594.12 77.18 671.29 188.41 859.71 370.22 1,229.93 1,105.46 2,335.39 3,375.16 5,710.55 2,927.44 8,637.99 2,888.64 11,526.62 22.35 11,548.97 11,548.97

BAND

1.95 0.00 0.35 0.02 0.04 0.06 0.14 0.59 0.58 0.50 0.29 0.61 0.67 1.63 3.21 9.57 29.22 25.35 25.01 0.19

CUM.

1.95 1.95 2.31 2.32 2.36 2.43 2.57 3.16 3.73 4.24 4.53 5.14 5.81 7.44 10.65 20.22 49.45 74.79 99.81 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 0 0 0 1 1 1 1 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,120.17 0.00 0.00 0.00 76.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,196.93

0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,120.17 1,120.17 1,120.17 1,120.17 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 93.59 0.00 0.00 0.00 6.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 93.59 1,652.82 93.59 0.00 93.59 0.00 93.59 0.00 100.00 108.25 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 307.37 259.83 229.01 214.10 201.46 178.30 139.23 97.32 51.25 20.96 13.86 10.38 10.36 10.36

Page 49 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM

01/01/2003

15/12/2005

DATE

15/02/2006

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,024 614 1,065 793 1,220 863 737 815 598 445 372 500 356 530 393 680 709 434 445 137 12,730

1,024 1,638 2,703 3,496 4,716 5,579 6,316 7,131 7,729 8,174 8,546 9,046 9,402 9,932 10,325 11,005 11,714 12,148 12,593 12,730

BAND

CUM.

8.04 8.04 4.82 12.87 8.37 21.23 6.23 27.46 9.58 37.05 6.78 43.83 5.79 49.62 6.40 56.02 4.70 60.71 3.50 64.21 2.92 67.13 3.93 71.06 2.80 73.86 4.16 78.02 3.09 81.11 5.34 86.45 5.57 92.02 3.41 95.43 3.50 98.92 1.08 100.00

PERCENTAGE rp

4,027.16 4,027.16 147.75 4,174.90 860.99 5,035.90 264.19 5,300.09 619.64 5,919.73 700.18 6,619.90 873.38 7,493.29 1,199.42 8,692.70 1,209.75 9,902.46 926.32 10,828.78 1,177.74 12,006.51 1,655.45 13,661.97 1,364.29 15,026.25 2,643.59 17,669.84 2,809.35 20,479.20 7,981.38 28,460.57 17,064.75 45,525.32 20,899.00 66,424.31 41,220.40 107,644.72 25,846.69 133,491.41 133,491.41

BAND

3.02 0.11 0.64 0.20 0.46 0.52 0.65 0.90 0.91 0.69 0.88 1.24 1.02 1.98 2.10 5.98 12.78 15.66 30.88 19.36

CUM.

3.02 3.13 3.77 3.97 4.43 4.96 5.61 6.51 7.42 8.11 8.99 10.23 11.26 13.24 15.34 21.32 34.10 49.76 80.64 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 2 0 0 3

BAND

0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 3 3 3

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 10.26 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 66.67 100.00 108.39 118.65 0.00 100.00 0.00 118.65 0.00 100.00 0.00 118.65 118.65

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.65 0.00 0.00 0.00 0.00 0.00 91.35 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.65 8.65 8.65 8.65 8.65 8.65 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.62 0.00 0.00 0.00 0.00 0.00 0.52 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.08 0.07 0.06 0.05 0.04 0.02 0.18 0.11 0.00 0000

Page 50 of 180

RISK AND LOSS PROFILE 2003 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

18 20 35 13 25 14 18 12 14 19 12 8 12 18 10 16 20 18 30 8 340

18 38 73 86 111 125 143 155 169 188 200 208 220 238 248 264 284 302 332 340

BAND

CUM.

5.29 5.29 5.88 11.18 10.29 21.47 3.82 25.29 7.35 32.65 4.12 36.76 5.29 42.06 3.53 45.59 4.12 49.71 5.59 55.29 3.53 58.82 2.35 61.18 3.53 64.71 5.29 70.00 2.94 72.94 4.71 77.65 5.88 83.53 5.29 88.82 8.82 97.65 2.35 100.00

PERCENTAGE rp

460.56 28.76 16.58 9.40 17.67 20.43 37.49 62.23 36.07 85.13 31.73 51.58 75.20 168.11 178.01 304.86 1,895.58 1,068.07 5,427.04 7,863.30 17,837.81

460.56 489.32 505.90 515.30 532.97 553.39 590.88 653.12 689.19 774.32 806.05 857.63 932.83 1,100.94 1,278.95 1,583.81 3,479.39 4,547.46 9,974.50 17,837.81

BAND

2.58 0.16 0.09 0.05 0.10 0.11 0.21 0.35 0.20 0.48 0.18 0.29 0.42 0.94 1.00 1.71 10.63 5.99 30.42 44.08

CUM.

2.58 2.74 2.84 2.89 2.99 3.10 3.31 3.66 3.86 4.34 4.52 4.81 5.23 6.17 7.17 8.88 19.51 25.49 55.92 100.00

PERCENTAGE f

0 0 0 1 0 0 1 0 0 0 0 1 0 3 1 0 1 4 1 14 27

BAND

0 0 0 1 1 1 2 2 2 2 2 3 3 6 7 7 8 12 13 27

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 3.70 3.70 0.00 3.70 0.00 3.70 3.70 7.41 0.00 7.41 0.00 7.41 0.00 7.41 0.00 7.41 3.70 11.11 0.00 11.11 11.11 22.22 3.70 25.93 0.00 25.93 3.70 29.63 14.81 44.44 3.70 48.15 51.85 100.00

PERCENTAGE rp

0.00 0.00 0.00 34.16 0.00 0.00 193.23 0.00 0.00 0.00 0.00 15.50 0.00 176.25 56.44 0.00 9.68 1,769.29 123.27 2,372.16 4,749.98

0.00 0.00 0.00 34.16 34.16 34.16 227.39 227.39 227.39 227.39 227.39 242.89 242.89 419.14 475.58 475.58 485.26 2,254.56 2,377.82 4,749.98

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.72 0.72 0.00 0.72 0.00 0.72 4.07 4.79 0.00 4.79 0.00 4.79 0.00 4.79 0.00 4.79 0.33 5.11 0.00 5.11 3.71 8.82 1.19 10.01 0.00 10.01 0.20 10.22 37.25 47.46 2.60 50.06 49.94 100.00

PERCENTAGE BAND

0.00 0.00 0.00 363.30 0.00 0.00 515.43 0.00 0.00 0.00 0.00 30.04 0.00 104.84 31.71 0.00 0.51 165.65 2.27 30.17

CUM

0.00 0.00 0.00 6.63 6.41 6.17 38.48 34.82 32.99 29.37 28.21 28.32 26.04 38.07 37.19 30.03 13.95 49.58 23.84 26.63 26.63

Page 51 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2003

15/12/2005

DATE

15/02/2006

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

BAND

130 52 61 44 59 46 55 44 45 23 30 29 34 50 27 68 74 38 63 23

130 182 243 287 346 392 447 491 536 559 589 618 652 702 729 797 871 909 972 995

13.07 13.07 5.23 18.29 6.13 24.42 4.42 28.84 5.93 34.77 4.62 39.40 5.53 44.92 4.42 49.35 4.52 53.87 2.31 56.18 3.02 59.20 2.91 62.11 3.42 65.53 5.03 70.55 2.71 73.27 6.83 80.10 7.44 87.54 3.82 91.36 6.33 97.69 2.31 100.00

995

CUM.

PERCENTAGE rp

1,721.08 10.77 20.07 58.91 69.51 65.90 89.53 101.35 119.75 56.38 100.53 140.23 195.63 386.56 208.08 951.37 2,167.91 1,716.20 6,769.57 3,294.44 18,243.75

1,721.08 1,731.85 1,751.92 1,810.83 1,880.34 1,946.24 2,035.76 2,137.11 2,256.86 2,313.24 2,413.77 2,554.00 2,749.63 3,136.19 3,344.27 4,295.64 6,463.54 8,179.75 14,949.31 18,243.75

BAND

CUM.

9.43 0.06 0.11 0.32 0.38 0.36 0.49 0.56 0.66 0.31 0.55 0.77 1.07 2.12 1.14 5.21 11.88 9.41 37.11 18.06

9.43 9.49 9.60 9.93 10.31 10.67 11.16 11.71 12.37 12.68 13.23 14.00 15.07 17.19 18.33 23.55 35.43 44.84 81.94 100.00

PERCENTAGE f

2 0 1 0 0 0 0 0 1 0 0 0 1 1 0 0 4 4 1 3 18

2 2 3 3 3 3 3 3 4 4 4 4 5 6 6 6 10 14 15 18

BAND

CUM.

11.11 11.11 0.00 11.11 5.56 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 5.56 22.22 0.00 22.22 0.00 22.22 0.00 22.22 5.56 27.78 5.56 33.33 0.00 33.33 0.00 33.33 22.22 55.56 22.22 77.78 5.56 83.33 16.67 100.00

PERCENTAGE rp

12.23 0.00 2.11 0.00 0.00 0.00 0.00 0.00 47.58 0.00 0.00 0.00 0.42 1,500.00 0.00 0.00 2.67 3.04 0.55 184.08 1,752.68

12.23 12.23 14.34 14.34 14.34 14.34 14.34 14.34 61.92 61.92 61.92 61.92 62.34 1,562.34 1,562.34 1,562.34 1,565.00 1,568.05 1,568.60 1,752.68

PERCENTAGE

BAND

CUM.

BAND

0.70 0.00 0.12 0.00 0.00 0.00 0.00 0.00 2.71 0.00 0.00 0.00 0.02 85.58 0.00 0.00 0.15 0.17 0.03 10.50

0.70 0.70 0.82 0.82 0.82 0.82 0.82 0.82 3.53 3.53 3.53 3.53 3.56 89.14 89.14 89.14 89.29 89.47 89.50 100.00

0.71 0.00 10.51 0.00 0.00 0.00 0.00 0.00 39.73 0.00 0.00 0.00 0.21 388.04 0.00 0.00 0.12 0.18 0.01 5.59

CUM

0.71 0.71 0.82 0.79 0.76 0.74 0.70 0.67 2.74 2.68 2.57 2.42 2.27 49.82 46.72 36.37 24.21 19.17 10.49 9.61 9.61

Page 52 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2003

15/12/2005

DATE

15/02/2006

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

380 206 313 233 367 279 278 287 206 141 131 203 144 212 165 335 332 165 192 54 4,623

380 586 899 1,132 1,499 1,778 2,056 2,343 2,549 2,690 2,821 3,024 3,168 3,380 3,545 3,880 4,212 4,377 4,569 4,623

BAND

CUM.

PERCENTAGE rp

8.22 8.22 1,564.59 1,564.59 4.46 12.68 47.02 1,611.62 6.77 19.45 108.88 1,720.50 5.04 24.49 123.82 1,844.31 7.94 32.42 450.19 2,294.51 6.04 38.46 657.13 2,951.63 6.01 44.47 478.36 3,429.99 6.21 50.68 1,039.01 4,468.99 4.46 55.14 549.34 5,018.33 3.05 58.19 484.42 5,502.75 2.83 61.02 577.71 6,080.46 4.39 65.41 911.58 6,992.04 3.11 68.53 830.99 7,823.03 4.59 73.11 1,945.92 9,768.95 3.57 76.68 1,761.51 11,530.46 7.25 83.93 6,229.25 17,759.71 7.18 91.11 10,794.67 28,554.38 3.57 94.68 10,453.54 39,007.92 4.15 98.83 24,167.96 63,175.87 1.17 100.00 6,486.95 69,662.82 69,662.82

BAND

2.25 0.07 0.16 0.18 0.65 0.94 0.69 1.49 0.79 0.70 0.83 1.31 1.19 2.79 2.53 8.94 15.50 15.01 34.69 9.31

CUM.

2.25 2.31 2.47 2.65 3.29 4.24 4.92 6.42 7.20 7.90 8.73 10.04 11.23 14.02 16.55 25.49 40.99 56.00 90.69 100.00

PERCENTAGE f

2 1 2 0 2 4 2 1 2 4 1 2 9 3 3 6 28 15 11 14

2 3 5 5 7 11 13 14 16 20 21 23 32 35 38 44 72 87 98 112

112

BAND

CUM.

PERCENTAGE rp

1.79 1.79 166.08 0.89 2.68 1.40 1.79 4.46 14.24 0.00 4.46 0.00 1.79 6.25 117.98 3.57 9.82 684.92 1.79 11.61 51.72 0.89 12.50 19.25 1.79 14.29 1,739.60 3.57 17.86 43.75 0.89 18.75 10.05 1.79 20.54 1,627.14 8.04 28.57 430.68 2.68 31.25 180.36 2.68 33.93 5,831.55 5.36 39.29 542.37 25.00 64.29 19,908.91 13.39 77.68 1,064.83 9.82 87.50 910.71 12.50 100.00 1,384.92 34,730.44

166.08 167.48 181.72 181.72 299.69 984.62 1,036.33 1,055.58 2,795.18 2,838.93 2,848.98 4,476.12 4,906.79 5,087.16 10,918.70 11,461.08 31,369.99 32,434.81 33,345.52 34,730.44

BAND

0.48 0.00 0.04 0.00 0.34 1.97 0.15 0.06 5.01 0.13 0.03 4.69 1.24 0.52 16.79 1.56 57.32 3.07 2.62 3.99

PERCENTAGE

CUM.

BAND

CUM

0.48 0.48 0.52 0.52 0.86 2.84 2.98 3.04 8.05 8.17 8.20 12.89 14.13 14.65 31.44 33.00 90.32 93.39 96.01 100.00

10.61 2.98 13.08 0.00 26.21 104.23 10.81 1.85 316.67 9.03 1.74 178.50 51.83 9.27 331.05 8.71 184.43 10.19 3.77 21.35

10.61 10.39 10.56 9.85 13.06 33.36 30.21 23.62 55.70 51.59 46.85 64.02 62.72 52.07 94.69 64.53 109.86 83.15 52.78 49.86 49.86

Page 53 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2003

15/12/2005

DATE

15/02/2006

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

318 161 255 212 400 345 385 439 299 252 216 252 177 298 195 324 350 172 146 40 5,236

318 479 734 946 1,346 1,691 2,076 2,515 2,814 3,066 3,282 3,534 3,711 4,009 4,204 4,528 4,878 5,050 5,196 5,236

BAND

CUM.

6.07 6.07 3.07 9.15 4.87 14.02 4.05 18.07 7.64 25.71 6.59 32.30 7.35 39.65 8.38 48.03 5.71 53.74 4.81 58.56 4.13 62.68 4.81 67.49 3.38 70.87 5.69 76.57 3.72 80.29 6.19 86.48 6.68 93.16 3.28 96.45 2.79 99.24 0.76 100.00

PERCENTAGE rp

2,751.36 118.33 195.51 279.88 682.45 724.11 1,539.68 1,602.81 1,567.08 1,464.56 2,216.43 2,160.36 1,985.59 3,797.17 3,732.14 7,567.15 14,600.49 16,245.24 19,562.70 17,494.64 100,287.68

2,751.36 2,869.68 3,065.19 3,345.08 4,027.53 4,751.64 6,291.32 7,894.13 9,461.21 10,925.76 13,142.20 15,302.56 17,288.15 21,085.32 24,817.45 32,384.61 46,985.10 63,230.33 82,793.04 100,287.68

BAND

2.74 0.12 0.19 0.28 0.68 0.72 1.54 1.60 1.56 1.46 2.21 2.15 1.98 3.79 3.72 7.55 14.56 16.20 19.51 17.44

PERCENTAGE

CUM.

BAND

2.74 2.86 3.06 3.34 4.02 4.74 6.27 7.87 9.43 10.89 13.10 15.26 17.24 21.02 24.75 32.29 46.85 63.05 82.56 100.00

11 1 1 1 4 1 7 6 4 6 9 15 6 7 9 18 27 17 14 1

11 12 13 14 18 19 26 32 36 42 51 66 72 79 88 106 133 150 164 165

6.67 6.67 0.61 7.27 0.61 7.88 0.61 8.48 2.42 10.91 0.61 11.52 4.24 15.76 3.64 19.39 2.42 21.82 3.64 25.45 5.45 30.91 9.09 40.00 3.64 43.64 4.24 47.88 5.45 53.33 10.91 64.24 16.36 80.61 10.30 90.91 8.48 99.39 0.61 100.00

165

CUM.

PERCENTAGE rp

273.88 2.29 200.00 20.02 1,254.59 667.54 29.66 1,293.49 293.97 1,857.18 2,157.49 1,103.47 3,298.70 1,011.09 220.09 2,053.17 9,971.80 2,641.34 25,202.69 31.99 53,584.46

273.88 276.17 476.17 496.19 1,750.78 2,418.32 2,447.99 3,741.47 4,035.45 5,892.62 8,050.11 9,153.58 12,452.28 13,463.37 13,683.46 15,736.63 25,708.44 28,349.78 53,552.47 53,584.46

BAND

0.51 0.00 0.37 0.04 2.34 1.25 0.06 2.41 0.55 3.47 4.03 2.06 6.16 1.89 0.41 3.83 18.61 4.93 47.03 0.06

CUM.

0.51 0.52 0.89 0.93 3.27 4.51 4.57 6.98 7.53 11.00 15.02 17.08 23.24 25.13 25.54 29.37 47.98 52.91 99.94 100.00

PERCENTAGE BAND

CUM

9.95 1.93 102.29 7.15 183.84 92.19 1.93 80.70 18.76 126.81 97.34 51.08 166.13 26.63 5.90 27.13 68.30 16.26 128.83 0.18

9.95 9.62 15.53 14.83 43.47 50.89 38.91 47.40 42.65 53.93 61.25 59.82 72.03 63.85 55.14 48.59 54.72 44.84 64.68 53.43 53.43

Page 54 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2003

15/12/2005

DATE

15/02/2006

Textiles

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

739 868 1,295 925 1,288 739 568 533 344 217 158 236 182 259 176 332 331 162 138 26 9,516

739 1,607 2,902 3,827 5,115 5,854 6,422 6,955 7,299 7,516 7,674 7,910 8,092 8,351 8,527 8,859 9,190 9,352 9,490 9,516

BAND

CUM.

7.77 7.77 9.12 16.89 13.61 30.50 9.72 40.22 13.54 53.75 7.77 61.52 5.97 67.49 5.60 73.09 3.61 76.70 2.28 78.98 1.66 80.64 2.48 83.12 1.91 85.04 2.72 87.76 1.85 89.61 3.49 93.10 3.48 96.57 1.70 98.28 1.45 99.73 0.27 100.00

PERCENTAGE rp

4,689.76 349.16 1,206.35 1,024.03 2,603.28 1,642.97 1,793.35 2,182.12 1,997.47 1,371.98 1,133.87 2,171.77 1,906.24 3,503.12 3,694.90 8,688.36 14,266.50 12,602.25 16,769.30 2,868.66 86,465.46

4,689.76 5,038.93 6,245.28 7,269.31 9,872.59 11,515.57 13,308.92 15,491.03 17,488.51 18,860.49 19,994.36 22,166.13 24,072.37 27,575.49 31,270.39 39,958.75 54,225.25 66,827.51 83,596.80 86,465.46

BAND

CUM.

5.42 5.42 0.40 5.83 1.40 7.22 1.18 8.41 3.01 11.42 1.90 13.32 2.07 15.39 2.52 17.92 2.31 20.23 1.59 21.81 1.31 23.12 2.51 25.64 2.20 27.84 4.05 31.89 4.27 36.17 10.05 46.21 16.50 62.71 14.57 77.29 19.39 96.68 3.32 100.00

PERCENTAGE f

16 4 3 7 10 2 1 7 3 2 4 8 7 8 11 38 48 21 25 2 227

BAND

CUM.

16 20 23 30 40 42 43 50 53 55 59 67 74 82 93 131 179 200 225 227

7.05 7.05 1.76 8.81 1.32 10.13 3.08 13.22 4.41 17.62 0.88 18.50 0.44 18.94 3.08 22.03 1.32 23.35 0.88 24.23 1.76 25.99 3.52 29.52 3.08 32.60 3.52 36.12 4.85 40.97 16.74 57.71 21.15 78.85 9.25 88.11 11.01 99.12 0.88 100.00

PERCENTAGE rp

772.00 182.96 128.08 559.43 7,471.29 486.82 0.21 324.43 376.00 1.91 279.43 34.05 411.29 88.87 389.70 12,189.00 7,075.39 3,885.88 15,661.79 47.37 50,365.90

772.00 954.96 1,083.03 1,642.46 9,113.75 9,600.57 9,600.79 9,925.22 10,301.22 10,303.12 10,582.56 10,616.61 11,027.90 11,116.77 11,506.47 23,695.47 30,770.87 34,656.75 50,318.54 50,365.90

BAND

1.53 0.36 0.25 1.11 14.83 0.97 0.00 0.64 0.75 0.00 0.55 0.07 0.82 0.18 0.77 24.20 14.05 7.72 31.10 0.09

CUM.

1.53 1.90 2.15 3.26 18.10 19.06 19.06 19.71 20.45 20.46 21.01 21.08 21.90 22.07 22.85 47.05 61.09 68.81 99.91 100.00

PERCENTAGE BAND

16.46 52.40 10.62 54.63 287.00 29.63 0.01 14.87 18.82 0.14 24.64 1.57 21.58 2.54 10.55 140.29 49.59 30.83 93.40 1.65

CUM

16.46 18.95 17.34 22.59 92.31 83.37 72.14 64.07 58.90 54.63 52.93 47.90 45.81 40.31 36.80 59.30 56.75 51.86 60.19 58.25 58.25

Page 55 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2003

15/12/2005

DATE

15/02/2006

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

470 455 686 498 642 447 378 384 296 157 152 207 157 204 174 245 202 106 80 31 5,971

470 925 1,611 2,109 2,751 3,198 3,576 3,960 4,256 4,413 4,565 4,772 4,929 5,133 5,307 5,552 5,754 5,860 5,940 5,971

BAND

CUM.

PERCENTAGE rp

7.87 7.87 2,538.66 2,538.66 7.62 15.49 195.60 2,734.27 11.49 26.98 537.26 3,271.53 8.34 35.32 628.12 3,899.64 10.75 46.07 1,240.52 5,140.16 7.49 53.56 1,192.21 6,332.37 6.33 59.89 1,409.53 7,741.90 6.43 66.32 1,889.34 9,631.23 4.96 71.28 1,768.14 11,399.38 2.63 73.91 1,055.87 12,455.25 2.55 76.45 1,795.79 14,251.04 3.47 79.92 2,386.89 16,637.93 2.63 82.55 2,101.04 18,738.97 3.42 85.97 3,261.75 22,000.71 2.91 88.88 3,367.17 25,367.88 4.10 92.98 8,501.38 33,869.26 3.38 96.37 10,653.15 44,522.41 1.78 98.14 9,445.63 53,968.04 1.34 99.48 12,943.74 66,911.78 0.52 100.00 19,367.45 86,279.24 86,279.24

BAND

2.94 0.23 0.62 0.73 1.44 1.38 1.63 2.19 2.05 1.22 2.08 2.77 2.44 3.78 3.90 9.85 12.35 10.95 15.00 22.45

CUM.

2.94 3.17 3.79 4.52 5.96 7.34 8.97 11.16 13.21 14.44 16.52 19.28 21.72 25.50 29.40 39.26 51.60 62.55 77.55 100.00

PERCENTAGE f

9 2 0 2 6 5 1 2 0 6 0 4 1 8 2 21 21 7 13 5 115

BAND

CUM.

9 7.83 7.83 11 1.74 9.57 11 0.00 9.57 13 1.74 11.30 19 5.22 16.52 24 4.35 20.87 25 0.87 21.74 27 1.74 23.48 27 0.00 23.48 33 5.22 28.70 33 0.00 28.70 37 3.48 32.17 38 0.87 33.04 46 6.96 40.00 48 1.74 41.74 69 18.26 60.00 90 18.26 78.26 97 6.09 84.35 110 11.30 95.65 115 4.35 100.00

PERCENTAGE rp

2,101.69 17.38 0.00 136.79 2,045.03 356.49 8.75 971.38 0.00 2,866.48 0.00 47.45 34.08 1,300.40 535.50 9,419.63 9,132.37 543.50 170.05 1,115.29 30,802.26

2,101.69 2,119.07 2,119.07 2,255.86 4,300.89 4,657.37 4,666.12 5,637.50 5,637.50 8,503.98 8,503.98 8,551.43 8,585.52 9,885.92 10,421.42 19,841.05 28,973.42 29,516.93 29,686.98 30,802.26

BAND

6.82 0.06 0.00 0.44 6.64 1.16 0.03 3.15 0.00 9.31 0.00 0.15 0.11 4.22 1.74 30.58 29.65 1.76 0.55 3.62

PERCENTAGE

CUM.

BAND

6.82 6.88 6.88 7.32 13.96 15.12 15.15 18.30 18.30 27.61 27.61 27.76 27.87 32.09 33.83 64.41 94.06 95.83 96.38 100.00

82.79 8.88 0.00 21.78 164.85 29.90 0.62 51.41 0.00 271.48 0.00 1.99 1.62 39.87 15.90 110.80 85.72 5.75 1.31 5.76

CUM

82.79 77.50 64.77 57.85 83.67 73.55 60.27 58.53 49.45 68.28 59.67 51.40 45.82 44.93 41.08 58.58 65.08 54.69 44.37 35.70 35.70

Page 56 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2003

15/12/2005

DATE

15/02/2006

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

530 374 493 334 435 285 295 328 251 153 142 171 153 178 115 193 158 83 81 7 4,759

530 904 1,397 1,731 2,166 2,451 2,746 3,074 3,325 3,478 3,620 3,791 3,944 4,122 4,237 4,430 4,588 4,671 4,752 4,759

BAND

CUM.

PERCENTAGE rp

11.14 11.14 4,834.93 7.86 19.00 270.07 10.36 29.35 655.32 7.02 36.37 665.83 9.14 45.51 1,849.97 5.99 51.50 1,198.03 6.20 57.70 1,774.69 6.89 64.59 2,635.89 5.27 69.87 2,558.79 3.21 73.08 1,766.39 2.98 76.07 3,242.33 3.59 79.66 3,006.55 3.21 82.87 3,604.36 3.74 86.61 4,343.79 2.42 89.03 3,508.41 4.06 93.09 8,759.15 3.32 96.41 20,422.89 1.74 98.15 9,243.84 1.70 99.85 26,844.48 0.15 100.00 4,727.92 105,913.61

4,834.93 5,105.00 5,760.32 6,426.14 8,276.11 9,474.14 11,248.83 13,884.72 16,443.51 18,209.90 21,452.23 24,458.78 28,063.14 32,406.93 35,915.34 44,674.49 65,097.38 74,341.22 101,185.70 105,913.61

BAND

CUM.

4.56 4.56 0.25 4.82 0.62 5.44 0.63 6.07 1.75 7.81 1.13 8.95 1.68 10.62 2.49 13.11 2.42 15.53 1.67 17.19 3.06 20.25 2.84 23.09 3.40 26.50 4.10 30.60 3.31 33.91 8.27 42.18 19.28 61.46 8.73 70.19 25.35 95.54 4.46 100.00

PERCENTAGE f

5 0 1 4 7 5 4 6 8 2 6 9 12 13 12 17 20 14 16 0

5 5 6 10 17 22 26 32 40 42 48 57 69 82 94 111 131 145 161 161

161

BAND

CUM.

3.11 3.11 0.00 3.11 0.62 3.73 2.48 6.21 4.35 10.56 3.11 13.66 2.48 16.15 3.73 19.88 4.97 24.84 1.24 26.09 3.73 29.81 5.59 35.40 7.45 42.86 8.07 50.93 7.45 58.39 10.56 68.94 12.42 81.37 8.70 90.06 9.94 100.00 0.00 100.00

PERCENTAGE rp

8,824.61 0.00 111.72 948.39 2,588.08 1,603.97 763.61 1,763.67 2,843.82 504.93 194.92 455.88 6,081.96 23,911.64 6,419.54 7,464.16 8,912.96 30,111.79 9,325.55 0.00 112,831.22

8,824.61 8,824.61 8,936.33 9,884.71 12,472.79 14,076.76 14,840.38 16,604.05 19,447.87 19,952.81 20,147.73 20,603.61 26,685.56 50,597.21 57,016.75 64,480.91 73,393.87 103,505.67 112,831.22 112,831.22

BAND

CUM.

7.82 7.82 0.00 7.82 0.10 7.92 0.84 8.76 2.29 11.05 1.42 12.48 0.68 13.15 1.56 14.72 2.52 17.24 0.45 17.68 0.17 17.86 0.40 18.26 5.39 23.65 21.19 44.84 5.69 50.53 6.62 57.15 7.90 65.05 26.69 91.73 8.27 100.00 0.00 100.00

PERCENTAGE BAND

CUM

182.52 0.00 17.05 142.44 139.90 133.88 43.03 66.91 111.14 28.59 6.01 15.16 168.74 550.48 182.98 85.22 43.64 325.75 34.74 0.00

182.52 172.86 155.14 153.82 150.71 148.58 131.93 119.59 118.27 109.57 93.92 84.24 95.09 156.13 158.75 144.33 112.74 139.23 111.51 106.53 106.53

Page 57 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,579 895 1,087 719 924 559 477 444 315 226 174 219 191 250 179 295 309 131 96 36 9,105

1,579 2,474 3,561 4,280 5,204 5,763 6,240 6,684 6,999 7,225 7,399 7,618 7,809 8,059 8,238 8,533 8,842 8,973 9,069 9,105

BAND

CUM.

17.34 17.34 9.83 27.17 11.94 39.11 7.90 47.01 10.15 57.16 6.14 63.29 5.24 68.53 4.88 73.41 3.46 76.87 2.48 79.35 1.91 81.26 2.41 83.67 2.10 85.77 2.75 88.51 1.97 90.48 3.24 93.72 3.39 97.11 1.44 98.55 1.05 99.60 0.40 100.00

PERCENTAGE rp

6,320.58 240.71 611.78 674.34 1,005.53 1,483.06 1,138.63 1,418.03 1,238.33 1,134.52 935.58 1,548.15 1,960.05 2,886.71 2,744.56 7,712.62 12,559.84 6,876.91 10,862.05 3,080.05 66,432.04

6,320.58 6,561.29 7,173.07 7,847.42 8,852.95 10,336.01 11,474.64 12,892.67 14,131.00 15,265.52 16,201.10 17,749.26 19,709.31 22,596.01 25,340.57 33,053.19 45,613.03 52,489.94 63,351.99 66,432.04

BAND

9.51 0.36 0.92 1.02 1.51 2.23 1.71 2.13 1.86 1.71 1.41 2.33 2.95 4.35 4.13 11.61 18.91 10.35 16.35 4.64

CUM.

9.51 9.88 10.80 11.81 13.33 15.56 17.27 19.41 21.27 22.98 24.39 26.72 29.67 34.01 38.15 49.75 68.66 79.01 95.36 100.00

PERCENTAGE f

15 0 7 5 0 20 11 21 6 4 5 7 7 9 9 11 22 3 12 0 174

15 15 22 27 27 47 58 79 85 89 94 101 108 117 126 137 159 162 174 174

BAND

CUM.

8.62 8.62 0.00 8.62 4.02 12.64 2.87 15.52 0.00 15.52 11.49 27.01 6.32 33.33 12.07 45.40 3.45 48.85 2.30 51.15 2.87 54.02 4.02 58.05 4.02 62.07 5.17 67.24 5.17 72.41 6.32 78.74 12.64 91.38 1.72 93.10 6.90 100.00 0.00 100.00

PERCENTAGE rp

219.45 0.00 608.09 333.35 0.00 127.26 1,691.75 1,498.59 2,403.84 50.33 1,768.51 328.88 276.86 3,363.10 195.42 421.86 1,418.55 81.27 1,745.41 0.00 16,532.54

219.45 219.45 827.55 1,160.90 1,160.90 1,288.16 2,979.91 4,478.50 6,882.34 6,932.67 8,701.18 9,030.07 9,306.92 12,670.02 12,865.45 13,287.30 14,705.85 14,787.13 16,532.54 16,532.54

BAND

1.33 0.00 3.68 2.02 0.00 0.77 10.23 9.06 14.54 0.30 10.70 1.99 1.67 20.34 1.18 2.55 8.58 0.49 10.56 0.00

PERCENTAGE

CUM.

BAND

1.33 1.33 5.01 7.02 7.02 7.79 18.02 27.09 41.63 41.93 52.63 54.62 56.29 76.64 77.82 80.37 88.95 89.44 100.00 100.00

3.47 0.00 99.40 49.43 0.00 8.58 148.58 105.68 194.12 4.44 189.03 21.24 14.13 116.50 7.12 5.47 11.29 1.18 16.07 0.00

CUM

3.47 3.34 11.54 14.79 13.11 12.46 25.97 34.74 48.70 45.41 53.71 50.88 47.22 56.07 50.77 40.20 32.24 28.17 26.10 24.89 24.89

Page 58 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2003

15/12/2005

DATE

15/02/2006

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 4 10 4 12 5 8 8 5 7 7 12 6 8 4 28 19 2 2 3 166

12 16 26 30 42 47 55 63 68 75 82 94 100 108 112 140 159 161 163 166

BAND

CUM.

7.23 7.23 2.41 9.64 6.02 15.66 2.41 18.07 7.23 25.30 3.01 28.31 4.82 33.13 4.82 37.95 3.01 40.96 4.22 45.18 4.22 49.40 7.23 56.63 3.61 60.24 4.82 65.06 2.41 67.47 16.87 84.34 11.45 95.78 1.20 96.99 1.20 98.19 1.81 100.00

PERCENTAGE rp

210.49 3.23 1.96 3.20 13.15 5.99 8.02 9.02 9.33 13.64 17.59 28.93 17.66 33.56 32.85 359.52 690.28 165.96 206.95 3,270.14 5,101.50

210.49 213.71 215.67 218.88 232.03 238.02 246.05 255.06 264.40 278.04 295.63 324.57 342.23 375.79 408.64 768.16 1,458.44 1,624.40 1,831.36 5,101.50

BAND

4.13 0.06 0.04 0.06 0.26 0.12 0.16 0.18 0.18 0.27 0.34 0.57 0.35 0.66 0.64 7.05 13.53 3.25 4.06 64.10

CUM.

4.13 4.19 4.23 4.29 4.55 4.67 4.82 5.00 5.18 5.45 5.80 6.36 6.71 7.37 8.01 15.06 28.59 31.84 35.90 100.00

PERCENTAGE f

0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 1 0 0 0 3

BAND

0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 2 3 3 3 3

0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 66.67 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 36.38 319.03 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.16 0.16 0.16 0.16 0.16 0.16 0.16 0.16 0.16 36.55 355.58 355.58 355.58 355.58

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.23 89.72 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 10.28 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 2.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.12 46.22 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.07 0.06 0.06 0.06 0.06 0.05 0.05 0.04 0.04 4.76 24.38 21.89 19.42 6.97

355.58

6.97 Page 59 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 29

01/01/2003

15/12/2005

DATE

15/02/2006

DATA POSITION FROM

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

86,846 90,013 103,631 56,305 55,372 25,294 17,660 12,413 6,450 3,405 2,586 2,895 1,943 2,211 1,368 1,993 1,426 585 605 160 473,161

86,846 176,859 280,490 336,795 392,167 417,461 435,121 447,534 453,984 457,389 459,975 462,870 464,813 467,024 468,392 470,385 471,811 472,396 473,001 473,161

BAND

CUM.

18.35 18.35 19.02 37.38 21.90 59.28 11.90 71.18 11.70 82.88 5.35 88.23 3.73 91.96 2.62 94.58 1.36 95.95 0.72 96.67 0.55 97.21 0.61 97.83 0.41 98.24 0.47 98.70 0.29 98.99 0.42 99.41 0.30 99.71 0.12 99.84 0.13 99.97 0.03 100.00

PERCENTAGE rp

27,164.87 20,357.76 41,951.09 36,727.30 56,011.36 38,210.72 38,138.72 39,197.75 25,157.04 16,106.60 14,841.17 20,032.62 16,180.93 21,839.24 19,404.39 38,889.16 51,795.53 38,187.76 67,838.41 51,037.20 679,069.62

27,164.87 47,522.63 89,473.72 126,201.02 182,212.37 220,423.09 258,561.82 297,759.57 322,916.61 339,023.21 353,864.39 373,897.01 390,077.94 411,917.18 431,321.56 470,210.72 522,006.25 560,194.01 628,032.42 679,069.62

BAND

CUM.

4.00 4.00 3.00 7.00 6.18 13.18 5.41 18.58 8.25 26.83 5.63 32.46 5.62 38.08 5.77 43.85 3.70 47.55 2.37 49.92 2.19 52.11 2.95 55.06 2.38 57.44 3.22 60.66 2.86 63.52 5.73 69.24 7.63 76.87 5.62 82.49 9.99 92.48 7.52 100.00

PERCENTAGE f

179 191 262 135 167 96 88 60 47 29 32 37 32 44 44 96 88 69 109 98 1,903

179 370 632 767 934 1,030 1,118 1,178 1,225 1,254 1,286 1,323 1,355 1,399 1,443 1,539 1,627 1,696 1,805 1,903

BAND

CUM.

9.41 9.41 10.04 19.44 13.77 33.21 7.09 40.30 8.78 49.08 5.04 54.13 4.62 58.75 3.15 61.90 2.47 64.37 1.52 65.90 1.68 67.58 1.94 69.52 1.68 71.20 2.31 73.52 2.31 75.83 5.04 80.87 4.62 85.50 3.63 89.12 5.73 94.85 5.15 100.00

PERCENTAGE rp

19,089.96 9,273.89 20,007.42 8,405.19 16,343.48 9,205.87 12,125.52 10,260.66 11,640.19 4,563.32 29,983.97 5,390.22 7,183.40 16,106.72 11,638.35 34,512.84 10,384.42 15,088.96 12,514.51 46,181.10 309,899.99

BAND

CUM.

PERCENTAGE BAND

19,089.96 6.16 6.16 70.27 28,363.86 2.99 9.15 45.55 48,371.27 6.46 15.61 47.69 56,776.46 2.71 18.32 22.89 73,119.94 5.27 23.59 29.18 82,325.81 2.97 26.57 24.09 94,451.33 3.91 30.48 31.79 104,711.99 3.31 33.79 26.18 116,352.17 3.76 37.55 46.27 120,915.50 1.47 39.02 28.33 150,899.46 9.68 48.69 202.03 156,289.69 1.74 50.43 26.91 163,473.09 2.32 52.75 44.39 179,579.81 5.20 57.95 73.75 191,218.16 3.76 61.70 59.98 225,731.00 11.14 72.84 88.75 236,115.42 3.35 76.19 20.05 251,204.38 4.87 81.06 39.51 263,718.89 4.04 85.10 18.45 309,899.99 14.90 100.00 90.49

CUM

70.27 59.68 54.06 44.99 40.13 37.35 36.53 35.17 36.03 35.67 42.64 41.80 41.91 43.60 44.33 48.01 45.23 44.84 41.99 45.64 45.64

Page 60 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2003

15/12/2005

DATE

15/02/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

71 19 20 19 32 28 16 10 16 5 7 8 9 8 3 5 6 1 1 0 284

71 90 110 129 161 189 205 215 231 236 243 251 260 268 271 276 282 283 284 284

BAND

25.00 6.69 7.04 6.69 11.27 9.86 5.63 3.52 5.63 1.76 2.46 2.82 3.17 2.82 1.06 1.76 2.11 0.35 0.35 0.00

CUM.

25.00 31.69 38.73 45.42 56.69 66.55 72.18 75.70 81.34 83.10 85.56 88.38 91.55 94.37 95.42 97.18 99.30 99.65 100.00 100.00

PERCENTAGE rp

10.73 8.98 141.96 37.19 138.14 97.78 107.41 75.51 120.37 101.02 67.96 153.13 191.29 175.52 56.44 244.09 415.11 478.68 878.26 0.00 3,194.18

10.73 1.74 143.70 106.51 31.63 129.40 236.81 312.32 432.69 533.71 601.67 754.80 946.09 1,121.60 1,178.04 1,422.13 1,837.24 2,315.93 3,194.18 3,194.18

BAND

0.34 0.28 4.44 1.16 4.32 3.06 3.36 2.36 3.77 3.16 2.13 4.79 5.99 5.49 1.77 7.64 13.00 14.99 27.50 0.00

CUM.

0.34 0.05 4.50 3.33 0.99 4.05 7.41 9.78 13.55 16.71 18.84 23.63 29.62 35.11 36.88 44.52 57.52 72.50 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 3 3 0 8

BAND

0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 2 2 5 8 8

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 12.50 0.00 12.50 0.00 12.50 12.50 25.00 0.00 25.00 37.50 62.50 37.50 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 204.95 0.00 0.00 0.00 365.88 0.00 131.50 54.07 0.00 756.41

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 204.95 204.95 204.95 204.95 570.83 570.83 702.33 756.41 756.41

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.10 0.00 0.00 0.00 48.37 0.00 17.38 7.15 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.10 27.10 27.10 27.10 75.47 75.47 92.85 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 133.84 0.00 0.00 0.00 149.90 0.00 27.47 6.16 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.15 21.66 18.27 17.40 40.14 31.07 30.33 23.68 23.68 23.68

Page 61 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2003

15/12/2005

DATE

15/02/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

92 30 32 13 49 40 42 34 26 30 18 38 29 86 55 88 78 64 13 0 857

92 122 154 167 216 256 298 332 358 388 406 444 473 559 614 702 780 844 857 857

BAND

10.74 3.50 3.73 1.52 5.72 4.67 4.90 3.97 3.03 3.50 2.10 4.43 3.38 10.04 6.42 10.27 9.10 7.47 1.52 0.00

CUM.

10.74 14.24 17.97 19.49 25.20 29.87 34.77 38.74 41.77 45.27 47.37 51.81 55.19 65.23 71.65 81.91 91.02 98.48 100.00 100.00

PERCENTAGE rp

928.75 140.43 40.41 60.21 160.52 193.76 318.89 435.09 800.21 382.04 965.31 623.60 1,082.83 1,543.25 3,278.05 6,655.95 4,331.19 4,422.73 853.31 0.00 27,216.53

928.75 1,069.18 1,109.59 1,169.80 1,330.32 1,524.08 1,842.97 2,278.06 3,078.27 3,460.31 4,425.62 5,049.22 6,132.05 7,675.30 10,953.35 17,609.30 21,940.49 26,363.22 27,216.53 27,216.53

BAND

3.41 0.52 0.15 0.22 0.59 0.71 1.17 1.60 2.94 1.40 3.55 2.29 3.98 5.67 12.04 24.46 15.91 16.25 3.14 0.00

CUM.

3.41 3.93 4.08 4.30 4.89 5.60 6.77 8.37 11.31 12.71 16.26 18.55 22.53 28.20 40.25 64.70 80.61 96.86 100.00 100.00

PERCENTAGE f

5 0 0 0 1 1 1 0 43 1 38 0 41 3 56 6 10 3 0 0 209

5 5 5 5 6 7 8 8 51 52 90 90 131 134 190 196 206 209 209 209

BAND

2.39 0.00 0.00 0.00 0.48 0.48 0.48 0.00 20.57 0.48 18.18 0.00 19.62 1.44 26.79 2.87 4.78 1.44 0.00 0.00

CUM.

2.39 2.39 2.39 2.39 2.87 3.35 3.83 3.83 24.40 24.88 43.06 43.06 62.68 64.11 90.91 93.78 98.56 100.00 100.00 100.00

PERCENTAGE rp

478.65 0.00 0.00 0.00 5.09 145.16 132.00 0.00 469.32 4.00 901.36 0.00 1,014.38 273.44 1,417.96 303.55 1,325.69 208.88 0.00 0.00 6,679.48

478.65 478.65 478.65 478.65 483.75 628.90 760.90 760.90 1,230.22 1,234.22 2,135.59 2,135.59 3,149.97 3,423.41 4,841.37 5,144.92 6,470.61 6,679.48 6,679.48 6,679.48

BAND

7.17 0.00 0.00 0.00 0.08 2.17 1.98 0.00 7.03 0.06 13.49 0.00 15.19 4.09 21.23 4.54 19.85 3.13 0.00 0.00

CUM.

7.17 7.17 7.17 7.17 7.24 9.42 11.39 11.39 18.42 18.48 31.97 31.97 47.16 51.25 72.48 77.03 96.87 100.00 100.00 100.00

PERCENTAGE BAND

51.54 0.00 0.00 0.00 3.17 74.92 41.39 0.00 58.65 1.05 93.38 0.00 93.68 17.72 43.26 4.56 30.61 4.72 0.00 0.00

CUM

51.54 44.77 43.14 40.92 36.36 41.26 41.29 33.40 39.96 35.67 48.26 42.30 51.37 44.60 44.20 29.22 29.49 25.34 24.54 24.54 24.54

Page 62 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 32

DATA POSITION FROM PROCESSING

01/01/2003

15/12/2005

DATE

15/02/2006

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

35 19 13 12 17 7 9 14 13 8 8 6 12 24 17 29 30 5 0 0 278

35 54 67 79 96 103 112 126 139 147 155 161 173 197 214 243 273 278 278 278

BAND

CUM.

PERCENTAGE rp

12.59 12.59 14.39 14.39 6.83 19.42 44.96 59.35 4.68 24.10 17.21 76.56 4.32 28.42 14.93 91.49 6.12 34.53 19.39 110.88 2.52 37.05 9.62 120.50 3.24 40.29 23.40 143.90 5.04 45.32 57.14 201.04 4.68 50.00 54.03 255.07 2.88 52.88 60.67 315.74 2.88 55.76 74.73 390.47 2.16 57.91 69.58 460.05 4.32 62.23 172.85 632.89 8.63 70.86 612.19 1,245.09 6.12 76.98 402.51 1,647.59 10.43 87.41 1,078.98 2,726.57 10.79 98.20 2,269.74 4,996.31 1.80 100.00 875.04 5,871.35 0.00 100.00 0.00 5,871.35 0.00 100.00 0.00 5,871.35 5,871.35

BAND

0.25 0.77 0.29 0.25 0.33 0.16 0.40 0.97 0.92 1.03 1.27 1.19 2.94 10.43 6.86 18.38 38.66 14.90 0.00 0.00

CUM.

0.25 1.01 1.30 1.56 1.89 2.05 2.45 3.42 4.34 5.38 6.65 7.84 10.78 21.21 28.06 46.44 85.10 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 3 0 4 10 0 3 1 0 0 0 22

0 0 0 0 0 0 0 1 1 1 4 4 8 18 18 21 22 22 22 22

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 0.00 0.00 13.64 0.00 18.18 45.45 0.00 13.64 4.55 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 17.26 4.55 0.00 4.55 0.00 18.18 96.19 18.18 0.00 36.36 49.54 81.82 385.36 81.82 0.00 95.45 81.12 100.00 98.35 100.00 0.00 100.00 0.00 100.00 0.00 727.82

0.00 0.00 0.00 0.00 0.00 0.00 0.00 17.26 17.26 17.26 113.45 113.45 162.99 548.36 548.36 629.48 727.82 727.82 727.82 727.82

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.37 0.00 0.00 13.22 0.00 6.81 52.95 0.00 11.15 13.51 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.37 2.37 2.37 15.59 15.59 22.39 75.34 75.34 86.49 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 30.21 0.00 0.00 128.71 0.00 28.66 62.95 0.00 7.52 4.33 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.59 6.77 5.47 29.05 24.66 25.75 44.04 33.28 23.09 14.57 12.40 12.40 12.40 12.40

Page 63 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 40

DATA POSITION FROM PROCESSING

01/01/2003

15/12/2005

DATE

15/02/2006

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

11 3 3 3 1 4 1 4 8 0 0 1 2 3 1 5 6 5 3 1 65

BAND

11 14 17 20 21 25 26 30 38 38 38 39 41 44 45 50 56 61 64 65

CUM.

16.92 16.92 4.62 21.54 4.62 26.15 4.62 30.77 1.54 32.31 6.15 38.46 1.54 40.00 6.15 46.15 12.31 58.46 0.00 58.46 0.00 58.46 1.54 60.00 3.08 63.08 4.62 67.69 1.54 69.23 7.69 76.92 9.23 86.15 7.69 93.85 4.62 98.46 1.54 100.00

PERCENTAGE rp

34.48 1.01 1.69 1.69 0.51 5.37 2.05 5.59 64.58 0.00 0.00 1.97 14.12 12.39 33.03 77.46 526.42 874.13 617.32 160.98 2,365.83

34.48 33.47 31.79 30.09 29.58 24.21 22.16 16.57 48.01 48.01 48.01 49.98 64.10 76.48 109.51 186.97 713.39 1,587.53 2,204.85 2,365.83

BAND

1.46 0.04 0.07 0.07 0.02 0.23 0.09 0.24 2.73 0.00 0.00 0.08 0.60 0.52 1.40 3.27 22.25 36.95 26.09 6.80

CUM.

1.46 1.41 1.34 1.27 1.25 1.02 0.94 0.70 2.03 2.03 2.03 2.11 2.71 3.23 4.63 7.90 30.15 67.10 93.20 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

0 0 0 0 0 0 0 0 3 0 0 0 0 0 0 0 0 0 0 0

0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 3 100.00 100.00 217.88 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00

217.88

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 217.88 217.88 217.88 217.88 217.88 217.88 217.88 217.88 217.88 217.88 217.88 217.88

PERCENTAGE

BAND

CUM.

BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 337.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 453.85 453.85 453.85 435.97 339.93 284.87 198.96 116.53 30.54 13.72 9.88 9.21 9.21

Page 64 of 180

RISK AND LOSS PROFILE 2003 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

448 632 726 289 208 86 54 22 12 3 5 9 7 6 7 4 16 4 5 4 2,547

448 1,080 1,806 2,095 2,303 2,389 2,443 2,465 2,477 2,480 2,485 2,494 2,501 2,507 2,514 2,518 2,534 2,538 2,543 2,547

BAND

CUM.

17.59 17.59 24.81 42.40 28.50 70.91 11.35 82.25 8.17 90.42 3.38 93.80 2.12 95.92 0.86 96.78 0.47 97.25 0.12 97.37 0.20 97.57 0.35 97.92 0.27 98.19 0.24 98.43 0.27 98.70 0.16 98.86 0.63 99.49 0.16 99.65 0.20 99.84 0.16 100.00

PERCENTAGE rp

80.90 197.88 548.43 343.61 410.07 261.88 186.00 83.49 44.48 26.71 8.43 109.91 47.73 117.02 76.77 135.04 1,034.31 456.60 51.07 2,040.72 6,261.03

80.90 278.78 827.21 1,170.82 1,580.89 1,842.77 2,028.76 2,112.25 2,156.73 2,183.44 2,191.87 2,301.78 2,349.51 2,466.53 2,543.30 2,678.34 3,712.65 4,169.24 4,220.32 6,261.03

BAND

1.29 3.16 8.76 5.49 6.55 4.18 2.97 1.33 0.71 0.43 0.13 1.76 0.76 1.87 1.23 2.16 16.52 7.29 0.82 32.59

CUM.

1.29 4.45 13.21 18.70 25.25 29.43 32.40 33.74 34.45 34.87 35.01 36.76 37.53 39.39 40.62 42.78 59.30 66.59 67.41 100.00

PERCENTAGE f

0 2 5 0 2 1 0 0 0 0 0 1 0 0 0 0 5 0 0 0 16

BAND

0 2 7 7 9 10 10 10 10 10 10 11 11 11 11 11 16 16 16 16

0.00 12.50 31.25 0.00 12.50 6.25 0.00 0.00 0.00 0.00 0.00 6.25 0.00 0.00 0.00 0.00 31.25 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 12.50 77.03 43.75 637.47 43.75 0.00 56.25 1,066.47 62.50 41.49 62.50 0.00 62.50 0.00 62.50 0.00 62.50 0.00 62.50 0.00 68.75 204.95 68.75 0.00 68.75 0.00 68.75 0.00 68.75 0.00 100.00 1,197.11 100.00 0.00 100.00 0.00 100.00 0.00 3,224.52

0.00 77.03 714.50 714.50 1,780.97 1,822.46 1,822.46 1,822.46 1,822.46 1,822.46 1,822.46 2,027.41 2,027.41 2,027.41 2,027.41 2,027.41 3,224.52 3,224.52 3,224.52 3,224.52

BAND

0.00 2.39 19.77 0.00 33.07 1.29 0.00 0.00 0.00 0.00 0.00 6.36 0.00 0.00 0.00 0.00 37.13 0.00 0.00 0.00

CUM.

0.00 2.39 22.16 22.16 55.23 56.52 56.52 56.52 56.52 56.52 56.52 62.87 62.87 62.87 62.87 62.87 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 38.93 116.23 0.00 260.07 15.84 0.00 0.00 0.00 0.00 0.00 186.47 0.00 0.00 0.00 0.00 115.74 0.00 0.00 0.00

CUM

0.00 27.63 86.38 61.03 112.66 98.90 89.83 86.28 84.50 83.47 83.15 88.08 86.29 82.20 79.72 75.70 86.85 77.34 76.40 51.50 51.50

Page 65 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,243 6,461 8,558 4,283 3,682 1,360 1,052 653 352 218 165 190 172 170 122 205 151 73 30 12 33,152

5,243 11,704 20,262 24,545 28,227 29,587 30,639 31,292 31,644 31,862 32,027 32,217 32,389 32,559 32,681 32,886 33,037 33,110 33,140 33,152

BAND

CUM.

PERCENTAGE rp

15.82 15.82 2,083.54 19.49 35.30 1,490.21 25.81 61.12 3,779.39 12.92 74.04 3,185.57 11.11 85.14 4,392.94 4.10 89.25 2,337.50 3.17 92.42 3,009.15 1.97 94.39 2,378.82 1.06 95.45 1,909.14 0.66 96.11 1,204.04 0.50 96.61 1,879.36 0.57 97.18 1,805.71 0.52 97.70 2,269.27 0.51 98.21 2,247.46 0.37 98.58 2,508.02 0.62 99.20 5,862.11 0.46 99.65 17,315.33 0.22 99.87 5,384.04 0.09 99.96 5,237.78 0.04 100.00 9,872.70 80,152.09

2,083.54 3,573.75 7,353.15 10,538.72 14,931.66 17,269.16 20,278.30 22,657.12 24,566.27 25,770.31 27,649.67 29,455.38 31,724.65 33,972.12 36,480.14 42,342.24 59,657.58 65,041.61 70,279.39 80,152.09

BAND

2.60 1.86 4.72 3.97 5.48 2.92 3.75 2.97 2.38 1.50 2.34 2.25 2.83 2.80 3.13 7.31 21.60 6.72 6.53 12.32

CUM.

2.60 4.46 9.17 13.15 18.63 21.55 25.30 28.27 30.65 32.15 34.50 36.75 39.58 42.38 45.51 52.83 74.43 81.15 87.68 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

10 8 17 11 11 4 6 4 4 3 3 5 2 4 10 23 7 2 0 0

10 7.46 7.46 214.47 18 5.97 13.43 415.65 35 12.69 26.12 751.53 46 8.21 34.33 932.24 57 8.21 42.54 746.22 61 2.99 45.52 79.73 67 4.48 50.00 1,626.37 71 2.99 52.99 1,926.77 75 2.99 55.97 2,069.21 78 2.24 58.21 944.94 81 2.24 60.45 3,267.87 86 3.73 64.18 777.00 88 1.49 65.67 26.55 92 2.99 68.66 19,621.51 102 7.46 76.12 10,656.72 125 17.16 93.28 6,271.93 132 5.22 98.51 267.59 134 1.49 100.00 45.33 134 0.00 100.00 0.00 134 0.00 100.00 0.00

134

50,641.63

214.47 630.13 1,381.66 2,313.90 3,060.12 3,139.85 4,766.22 6,692.99 8,762.20 9,707.13 12,975.00 13,752.00 13,778.55 33,400.06 44,056.78 50,328.71 50,596.30 50,641.63 50,641.63 50,641.63

BAND

CUM.

0.42 0.42 0.82 1.24 1.48 2.73 1.84 4.57 1.47 6.04 0.16 6.20 3.21 9.41 3.80 13.22 4.09 17.30 1.87 19.17 6.45 25.62 1.53 27.16 0.05 27.21 38.75 65.95 21.04 87.00 12.38 99.38 0.53 99.91 0.09 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

10.29 27.89 19.88 29.26 16.99 3.41 54.05 81.00 108.38 78.48 173.88 43.03 1.17 873.05 424.91 106.99 1.55 0.84 0.00 0.00

CUM

10.29 17.63 18.79 21.96 20.49 18.18 23.50 29.54 35.67 37.67 46.93 46.69 43.43 98.32 120.77 118.86 84.81 77.86 72.06 63.18 63.18

Page 66 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,953 3,088 3,042 1,299 1,083 389 283 169 80 35 20 49 17 24 16 22 23 13 0 2 12,607

2,953 6,041 9,083 10,382 11,465 11,854 12,137 12,306 12,386 12,421 12,441 12,490 12,507 12,531 12,547 12,569 12,592 12,605 12,605 12,607

BAND

CUM.

23.42 23.42 24.49 47.92 24.13 72.05 10.30 82.35 8.59 90.94 3.09 94.03 2.24 96.27 1.34 97.61 0.63 98.25 0.28 98.52 0.16 98.68 0.39 99.07 0.13 99.21 0.19 99.40 0.13 99.52 0.17 99.70 0.18 99.88 0.10 99.98 0.00 99.98 0.02 100.00

PERCENTAGE rp

297.06 297.06 533.80 830.86 1,014.09 1,844.95 784.36 2,629.31 1,174.88 3,804.19 651.34 4,455.52 633.62 5,089.14 529.65 5,618.79 269.50 5,888.29 152.28 6,040.57 121.19 6,161.76 306.80 6,468.57 121.15 6,589.72 251.18 6,840.90 216.08 7,056.98 572.16 7,629.13 1,261.52 8,890.65 1,312.66 10,203.31 0.00 10,203.31 307.23 10,510.54 10,510.54

BAND

2.83 5.08 9.65 7.46 11.18 6.20 6.03 5.04 2.56 1.45 1.15 2.92 1.15 2.39 2.06 5.44 12.00 12.49 0.00 2.92

CUM.

2.83 7.91 17.55 25.02 36.19 42.39 48.42 53.46 56.02 57.47 58.62 61.54 62.70 65.09 67.14 72.59 84.59 97.08 97.08 100.00

PERCENTAGE f

8 2 5 1 4 1 1 0 0 0 0 0 0 0 0 2 3 1 0 0 28

8 10 15 16 20 21 22 22 22 22 22 22 22 22 22 24 27 28 28 28

BAND

28.57 7.14 17.86 3.57 14.29 3.57 3.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.14 10.71 3.57 0.00 0.00

CUM.

28.57 35.71 53.57 57.14 71.43 75.00 78.57 78.57 78.57 78.57 78.57 78.57 78.57 78.57 78.57 85.71 96.43 100.00 100.00 100.00

PERCENTAGE rp

436.64 162.75 897.69 22.58 1,329.27 0.00 132.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 389.69 2,852.24 0.00 0.00 0.00 6,222.86

436.64 599.39 1,497.08 1,519.66 2,848.93 2,848.93 2,980.93 2,980.93 2,980.93 2,980.93 2,980.93 2,980.93 2,980.93 2,980.93 2,980.93 3,370.62 6,222.86 6,222.86 6,222.86 6,222.86

BAND

7.02 2.62 14.43 0.36 21.36 0.00 2.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.26 45.83 0.00 0.00 0.00

CUM.

7.02 9.63 24.06 24.42 45.78 45.78 47.90 47.90 47.90 47.90 47.90 47.90 47.90 47.90 47.90 54.17 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

146.99 30.49 88.52 2.88 113.14 0.00 20.83 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 68.11 226.10 0.00 0.00 0.00

146.99 72.14 81.14 57.80 74.89 63.94 58.57 53.05 50.62 49.35 48.38 46.08 45.24 43.58 42.24 44.18 69.99 60.99 60.99 59.21 59.21

Page 67 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,775 4,027 4,942 2,326 1,899 761 489 332 188 143 78 114 74 118 78 135 122 59 56 24 18,740

2,775 6,802 11,744 14,070 15,969 16,730 17,219 17,551 17,739 17,882 17,960 18,074 18,148 18,266 18,344 18,479 18,601 18,660 18,716 18,740

BAND

CUM.

14.81 14.81 21.49 36.30 26.37 62.67 12.41 75.08 10.13 85.21 4.06 89.27 2.61 91.88 1.77 93.66 1.00 94.66 0.76 95.42 0.42 95.84 0.61 96.45 0.39 96.84 0.63 97.47 0.42 97.89 0.72 98.61 0.65 99.26 0.31 99.57 0.30 99.87 0.13 100.00

PERCENTAGE rp

1,564.23 1,017.78 2,513.52 2,207.03 3,041.16 1,800.52 1,547.35 1,379.94 515.05 876.12 501.01 755.06 624.18 1,196.16 1,155.32 2,881.47 3,953.92 3,501.82 4,997.52 3,260.52 39,289.67

1,564.23 2,582.01 5,095.53 7,302.56 10,343.72 12,144.24 13,691.59 15,071.53 15,586.57 16,462.70 16,963.70 17,718.76 18,342.94 19,539.10 20,694.42 23,575.89 27,529.81 31,031.63 36,029.15 39,289.67

BAND

3.98 2.59 6.40 5.62 7.74 4.58 3.94 3.51 1.31 2.23 1.28 1.92 1.59 3.04 2.94 7.33 10.06 8.91 12.72 8.30

CUM.

3.98 6.57 12.97 18.59 26.33 30.91 34.85 38.36 39.67 41.90 43.18 45.10 46.69 49.73 52.67 60.01 70.07 78.98 91.70 100.00

PERCENTAGE f

9 5 8 10 6 5 4 2 0 0 1 0 1 1 2 8 9 6 2 1 80

BAND

9 14 22 32 38 43 47 49 49 49 50 50 51 52 54 62 71 77 79 80

CUM.

11.25 11.25 6.25 17.50 10.00 27.50 12.50 40.00 7.50 47.50 6.25 53.75 5.00 58.75 2.50 61.25 0.00 61.25 0.00 61.25 1.25 62.50 0.00 62.50 1.25 63.75 1.25 65.00 2.50 67.50 10.00 77.50 11.25 88.75 7.50 96.25 2.50 98.75 1.25 100.00

PERCENTAGE rp

713.38 132.95 1,135.46 931.96 1,435.19 2,503.26 1,916.91 115.49 0.00 0.00 6.50 0.00 3.33 2.38 18.08 10,871.53 19,175.64 11,299.89 85.17 170.91 50,518.03

713.38 846.33 1,981.80 2,913.75 4,348.94 6,852.20 8,769.11 8,884.60 8,884.60 8,884.60 8,891.10 8,891.10 8,894.44 8,896.81 8,914.89 19,786.42 38,962.06 50,261.95 50,347.12 50,518.03

BAND

PERCENTAGE

CUM.

BAND

1.41 1.41 0.26 1.68 2.25 3.92 1.84 5.77 2.84 8.61 4.96 13.56 3.79 17.36 0.23 17.59 0.00 17.59 0.00 17.59 0.01 17.60 0.00 17.60 0.01 17.61 0.00 17.61 0.04 17.65 21.52 39.17 37.96 77.13 22.37 99.49 0.17 99.66 0.34 100.00

45.61 13.06 45.17 42.23 47.19 139.03 123.88 8.37 0.00 0.00 1.30 0.00 0.53 0.20 1.56 377.29 484.98 322.69 1.70 5.24

CUM

45.61 32.78 38.89 39.90 42.04 56.42 64.05 58.95 57.00 53.97 52.41 50.18 48.49 45.53 43.08 83.93 141.53 161.97 139.74 128.58 128.58

Page 68 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,230 1,062 1,057 511 419 155 121 89 42 24 28 21 20 19 21 35 18 16 10 2 4,900

1,230 2,292 3,349 3,860 4,279 4,434 4,555 4,644 4,686 4,710 4,738 4,759 4,779 4,798 4,819 4,854 4,872 4,888 4,898 4,900

BAND

CUM.

25.10 25.10 21.67 46.78 21.57 68.35 10.43 78.78 8.55 87.33 3.16 90.49 2.47 92.96 1.82 94.78 0.86 95.63 0.49 96.12 0.57 96.69 0.43 97.12 0.41 97.53 0.39 97.92 0.43 98.35 0.71 99.06 0.37 99.43 0.33 99.76 0.20 99.96 0.04 100.00

PERCENTAGE rp

216.88 359.06 632.66 516.74 699.95 395.75 408.63 318.97 255.81 161.09 213.41 306.42 293.26 157.15 411.21 900.83 1,309.46 1,706.69 2,089.59 17.20 11,370.77

216.88 575.94 1,208.60 1,725.35 2,425.29 2,821.05 3,229.67 3,548.64 3,804.46 3,965.55 4,178.96 4,485.37 4,778.64 4,935.78 5,346.99 6,247.83 7,557.29 9,263.98 11,353.57 11,370.77

BAND

1.91 3.16 5.56 4.54 6.16 3.48 3.59 2.81 2.25 1.42 1.88 2.69 2.58 1.38 3.62 7.92 11.52 15.01 18.38 0.15

CUM.

1.91 5.07 10.63 15.17 21.33 24.81 28.40 31.21 33.46 34.87 36.75 39.45 42.03 43.41 47.02 54.95 66.46 81.47 99.85 100.00

PERCENTAGE f

3 3 3 1 0 0 0 0 2 0 1 0 3 0 1 1 3 7 0 2 30

BAND

3 6 9 10 10 10 10 10 12 12 13 13 16 16 17 18 21 28 28 30

CUM.

10.00 10.00 10.00 20.00 10.00 30.00 3.33 33.33 0.00 33.33 0.00 33.33 0.00 33.33 0.00 33.33 6.67 40.00 0.00 40.00 3.33 43.33 0.00 43.33 10.00 53.33 0.00 53.33 3.33 56.67 3.33 60.00 10.00 70.00 23.33 93.33 0.00 93.33 6.67 100.00

PERCENTAGE rp

80.09 206.13 514.41 3.37 0.00 0.00 0.00 0.00 522.18 0.00 8.20 0.00 489.64 0.00 46.27 22.18 125.51 29,212.66 0.00 203.61 31,434.26

80.09 286.22 800.63 804.00 804.00 804.00 804.00 804.00 1,326.18 1,326.18 1,334.38 1,334.38 1,824.03 1,824.03 1,870.30 1,892.47 2,017.98 31,230.65 31,230.65 31,434.26

BAND

CUM.

PERCENTAGE BAND

0.25 0.25 36.93 0.66 0.91 57.41 1.64 2.55 81.31 0.01 2.56 0.65 0.00 2.56 0.00 0.00 2.56 0.00 0.00 2.56 0.00 0.00 2.56 0.00 1.66 4.22 204.13 0.00 4.22 0.00 0.03 4.24 3.84 0.00 4.24 0.00 1.56 5.80 166.96 0.00 5.80 0.00 0.15 5.95 11.25 0.07 6.02 2.46 0.40 6.42 9.58 92.93 99.35 1,711.65 0.00 99.35 0.00 0.65 100.00 1,183.81

CUM

36.93 49.70 66.24 46.60 33.15 28.50 24.89 22.66 34.86 33.44 31.93 29.75 38.17 36.96 34.98 30.29 26.70 337.12 275.07 276.45 276.45

Page 69 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,395 2,621 3,140 1,526 1,270 568 429 258 155 66 65 78 52 58 39 61 53 33 8 4 12,879

2,395 5,016 8,156 9,682 10,952 11,520 11,949 12,207 12,362 12,428 12,493 12,571 12,623 12,681 12,720 12,781 12,834 12,867 12,875 12,879

BAND

CUM.

18.60 18.60 20.35 38.95 24.38 63.33 11.85 75.18 9.86 85.04 4.41 89.45 3.33 92.78 2.00 94.78 1.20 95.99 0.51 96.50 0.50 97.00 0.61 97.61 0.40 98.01 0.45 98.46 0.30 98.77 0.47 99.24 0.41 99.65 0.26 99.91 0.06 99.97 0.03 100.00

PERCENTAGE rp

2,235.23 602.41 1,468.77 1,297.79 1,681.71 1,140.29 1,215.38 1,020.95 773.88 305.66 447.17 691.62 523.33 682.73 542.07 1,674.03 3,098.20 2,332.88 1,048.45 673.02 23,455.59

2,235.23 2,837.64 4,306.42 5,604.20 7,285.91 8,426.20 9,641.58 10,662.53 11,436.41 11,742.08 12,189.25 12,880.87 13,404.20 14,086.93 14,629.00 16,303.03 19,401.24 21,734.11 22,782.57 23,455.59

BAND

9.53 2.57 6.26 5.53 7.17 4.86 5.18 4.35 3.30 1.30 1.91 2.95 2.23 2.91 2.31 7.14 13.21 9.95 4.47 2.87

CUM.

9.53 12.10 18.36 23.89 31.06 35.92 41.11 45.46 48.76 50.06 51.97 54.92 57.15 60.06 62.37 69.51 82.71 92.66 97.13 100.00

PERCENTAGE f

9 1 9 5 6 2 3 0 1 0 0 1 0 1 3 2 6 5 1 1 56

BAND

9 10 19 24 30 32 35 35 36 36 36 37 37 38 41 43 49 54 55 56

CUM.

16.07 16.07 1.79 17.86 16.07 33.93 8.93 42.86 10.71 53.57 3.57 57.14 5.36 62.50 0.00 62.50 1.79 64.29 0.00 64.29 0.00 64.29 1.79 66.07 0.00 66.07 1.79 67.86 5.36 73.21 3.57 76.79 10.71 87.50 8.93 96.43 1.79 98.21 1.79 100.00

PERCENTAGE rp

8,717.76 51.93 893.54 547.29 653.67 859.90 887.48 0.00 40.47 0.00 0.00 75.21 0.00 59.15 79.96 499.11 415.94 896.64 73.37 1,775.73 16,527.15

8,717.76 8,769.70 9,663.23 10,210.52 10,864.19 11,724.10 12,611.58 12,611.58 12,652.05 12,652.05 12,652.05 12,727.26 12,727.26 12,786.42 12,866.38 13,365.48 13,781.42 14,678.06 14,751.43 16,527.15

BAND

CUM.

52.75 52.75 0.31 53.06 5.41 58.47 3.31 61.78 3.96 65.74 5.20 70.94 5.37 76.31 0.00 76.31 0.24 76.55 0.00 76.55 0.00 76.55 0.46 77.01 0.00 77.01 0.36 77.37 0.48 77.85 3.02 80.87 2.52 83.39 5.43 88.81 0.44 89.26 10.74 100.00

PERCENTAGE BAND

390.02 8.62 60.84 42.17 38.87 75.41 73.02 0.00 5.23 0.00 0.00 10.87 0.00 8.66 14.75 29.81 13.43 38.43 7.00 263.84

CUM

390.02 309.05 224.39 182.19 149.11 139.14 130.80 118.28 110.63 107.75 103.80 98.81 94.95 90.77 87.95 81.98 71.03 67.53 64.75 70.46 70.46

Page 70 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

815 619 471 152 148 59 24 19 16 4 5 9 4 6 1 7 12 0 0 1 2,372

815 1,434 1,905 2,057 2,205 2,264 2,288 2,307 2,323 2,327 2,332 2,341 2,345 2,351 2,352 2,359 2,371 2,371 2,371 2,372

BAND

CUM.

34.36 34.36 26.10 60.46 19.86 80.31 6.41 86.72 6.24 92.96 2.49 95.45 1.01 96.46 0.80 97.26 0.67 97.93 0.17 98.10 0.21 98.31 0.38 98.69 0.17 98.86 0.25 99.11 0.04 99.16 0.30 99.45 0.51 99.96 0.00 99.96 0.00 99.96 0.04 100.00

PERCENTAGE rp

299.57 209.13 321.13 181.34 280.41 114.94 78.52 49.57 56.42 32.52 22.34 50.05 16.46 114.55 10.00 197.68 434.40 0.00 0.00 251.05 2,720.09

299.57 508.71 829.83 1,011.17 1,291.58 1,406.52 1,485.04 1,534.61 1,591.03 1,623.55 1,645.89 1,695.95 1,712.41 1,826.96 1,836.97 2,034.64 2,469.04 2,469.04 2,469.04 2,720.09

BAND

11.01 7.69 11.81 6.67 10.31 4.23 2.89 1.82 2.07 1.20 0.82 1.84 0.61 4.21 0.37 7.27 15.97 0.00 0.00 9.23

CUM.

11.01 18.70 30.51 37.17 47.48 51.71 54.60 56.42 58.49 59.69 60.51 62.35 62.95 67.17 67.53 74.80 90.77 90.77 90.77 100.00

PERCENTAGE f

2 3 5 0 2 1 0 0 1 1 0 0 0 1 0 0 0 0 0 0 16

BAND

2 5 10 10 12 13 13 13 14 15 15 15 15 16 16 16 16 16 16 16

12.50 18.75 31.25 0.00 12.50 6.25 0.00 0.00 6.25 6.25 0.00 0.00 0.00 6.25 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

12.50 31.25 62.50 62.50 75.00 81.25 81.25 81.25 87.50 93.75 93.75 93.75 93.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

32.04 294.43 463.31 0.00 485.38 8.11 0.00 0.00 8.08 0.00 0.00 0.00 0.00 178.55 0.00 0.00 0.00 0.00 0.00 0.00 1,469.92

32.04 326.47 789.79 789.79 1,275.17 1,283.29 1,283.29 1,283.29 1,291.37 1,291.37 1,291.37 1,291.37 1,291.37 1,469.92 1,469.92 1,469.92 1,469.92 1,469.92 1,469.92 1,469.92

BAND

2.18 20.03 31.52 0.00 33.02 0.55 0.00 0.00 0.55 0.00 0.00 0.00 0.00 12.15 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

2.18 22.21 53.73 53.73 86.75 87.30 87.30 87.30 87.85 87.85 87.85 87.85 87.85 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

10.70 140.79 144.28 0.00 173.10 7.06 0.00 0.00 14.32 0.00 0.00 0.00 0.00 155.87 0.00 0.00 0.00 0.00 0.00 0.00

CUM

10.70 64.18 95.17 78.11 98.73 91.24 86.41 83.62 81.17 79.54 78.46 76.14 75.41 80.46 80.02 72.24 59.53 59.53 59.53 54.04 54.04

Page 71 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,500 1,638 1,616 822 835 365 263 173 90 64 50 34 59 44 30 55 33 9 10 0 7,690

1,500 3,138 4,754 5,576 6,411 6,776 7,039 7,212 7,302 7,366 7,416 7,450 7,509 7,553 7,583 7,638 7,671 7,680 7,690 7,690

BAND

CUM.

19.51 19.51 21.30 40.81 21.01 61.82 10.69 72.51 10.86 83.37 4.75 88.11 3.42 91.53 2.25 93.78 1.17 94.95 0.83 95.79 0.65 96.44 0.44 96.88 0.77 97.65 0.57 98.22 0.39 98.61 0.72 99.32 0.43 99.75 0.12 99.87 0.13 100.00 0.00 100.00

PERCENTAGE rp

675.03 326.32 680.31 644.07 1,427.77 674.68 742.84 612.24 428.02 408.52 360.48 312.06 850.49 454.19 640.17 1,253.74 1,339.82 1,363.61 2,212.13 0.00 15,406.52

675.03 1,001.36 1,681.67 2,325.74 3,753.51 4,428.19 5,171.03 5,783.28 6,211.30 6,619.83 6,980.31 7,292.36 8,142.86 8,597.05 9,237.22 10,490.96 11,830.78 13,194.39 15,406.52 15,406.52

BAND

4.38 2.12 4.42 4.18 9.27 4.38 4.82 3.97 2.78 2.65 2.34 2.03 5.52 2.95 4.16 8.14 8.70 8.85 14.36 0.00

PERCENTAGE F

BAND

CUM.

PERCENTAGE

CUM.

4.38 6.50 10.92 15.10 24.36 28.74 33.56 37.54 40.32 42.97 45.31 47.33 52.85 55.80 59.96 68.09 76.79 85.64 100.00 100.00

4 1 2 4 5 2 3 3 1 7 0 2 10 4 1 0 0 1 2 0

4 7.69 7.69 91.89 5 1.92 9.62 75.00 7 3.85 13.46 1,202.17 11 7.69 21.15 266.47 16 9.62 30.77 2,096.23 18 3.85 34.62 262.49 21 5.77 40.38 59.75 24 5.77 46.15 463.26 25 1.92 48.08 3.83 32 13.46 61.54 230.91 32 0.00 61.54 0.00 34 3.85 65.38 18.48 44 19.23 84.62 140.44 48 7.69 92.31 38.79 49 1.92 94.23 18.54 49 0.00 94.23 0.00 49 0.00 94.23 0.00 50 1.92 96.15 11.00 52 3.85 100.00 0.00 52 0.00 100.00 0.00

4,979.23

91.89 166.89 1,369.05 1,635.52 3,731.75 3,994.24 4,053.99 4,517.25 4,521.07 4,751.98 4,751.98 4,770.46 4,910.90 4,949.69 4,968.23 4,968.23 4,968.23 4,979.23 4,979.23 4,979.23

BAND

CUM.

1.85 1.85 1.51 3.35 24.14 27.50 5.35 32.85 42.10 74.95 5.27 80.22 1.20 81.42 9.30 90.72 0.08 90.80 4.64 95.44 0.00 95.44 0.37 95.81 2.82 98.63 0.78 99.41 0.37 99.78 0.00 99.78 0.00 99.78 0.22 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

13.61 22.98 176.71 41.37 146.82 38.91 8.04 75.67 0.89 56.52 0.00 5.92 16.51 8.54 2.90 0.00 0.00 0.81 0.00 0.00

CUM

13.61 16.67 81.41 70.32 99.42 90.20 78.40 78.11 72.79 71.78 68.08 65.42 60.31 57.57 53.78 47.36 41.99 37.74 32.32 32.32 32.32

Page 72 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

DKI JAKARTA

NUMBER OF POLICIES

SUM INSURED BAND

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY (In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

13,039 18,582 31,151 21,600 24,182 12,041 8,464 6,240 3,276 1,711 1,273 1,468 974 1,224 778 1,148 907 406 510 106 149,080

13,039 31,621 62,772 84,372 108,554 120,595 129,059 135,299 138,575 140,286 141,559 143,027 144,001 145,225 146,003 147,151 148,058 148,464 148,974 149,080

BAND

8.75 12.46 20.90 14.49 16.22 8.08 5.68 4.19 2.20 1.15 0.85 0.98 0.65 0.82 0.52 0.77 0.61 0.27 0.34 0.07

CUM.

8.75 21.21 42.11 56.60 72.82 80.89 86.57 90.76 92.95 94.10 94.96 95.94 96.59 97.41 97.94 98.71 99.31 99.59 99.93 100.00

PERCENTAGE rp

15,932.01 3,804.02 9,879.32 11,017.97 18,120.74 14,761.07 15,640.03 19,054.08 12,126.72 7,480.56 6,716.09 10,459.90 8,208.99 12,688.49 10,864.75 25,210.41 32,219.59 26,064.68 67,259.02 33,389.99 360,898.46

BAND

CUM.

15,932.01 4.41 4.41 19,736.03 1.05 5.47 29,615.35 2.74 8.21 40,633.33 3.05 11.26 58,754.07 5.02 16.28 73,515.14 4.09 20.37 89,155.16 4.33 24.70 108,209.24 5.28 29.98 120,335.97 3.36 33.34 127,816.53 2.07 35.42 134,532.62 1.86 37.28 144,992.52 2.90 40.18 153,201.51 2.27 42.45 165,890.00 3.52 45.97 176,754.76 3.01 48.98 201,965.17 6.99 55.96 234,184.77 8.93 64.89 260,249.45 7.22 72.11 327,508.47 18.64 90.75 360,898.46 9.25 100.00

PERCENTAGE f

70 64 77 64 68 47 41 33 33 16 26 29 19 28 20 56 48 44 93 82

70 134 211 275 343 390 431 464 497 513 539 568 587 615 635 691 739 783 876 958

958

BAND

CUM.

7.31 7.31 6.68 13.99 8.04 22.03 6.68 28.71 7.10 35.80 4.91 40.71 4.28 44.99 3.44 48.43 3.44 51.88 1.67 53.55 2.71 56.26 3.03 59.29 1.98 61.27 2.92 64.20 2.09 66.28 5.85 72.13 5.01 77.14 4.59 81.73 9.71 91.44 8.56 100.00

PERCENTAGE rp

13,844.24 2,778.89 4,164.53 4,210.52 3,697.46 2,976.78 4,027.90 3,647.71 6,267.43 5,760.51 26,189.00 1,432.20 7,019.17 3,552.20 1,846.01 18,910.63 8,983.62 2,862.57 8,071.08 43,770.16 174,012.61

PERCENTAGE

13,844.24 16,623.13 20,787.66 24,998.18 28,695.64 31,672.42 35,700.32 39,348.03 45,615.46 51,375.97 77,564.97 78,997.17 86,016.34 89,568.54 91,414.55 110,325.18 119,308.80 122,171.37 130,242.45 174,012.61

7.96 7.96 1.60 9.55 2.39 11.95 2.42 14.37 2.12 16.49 1.71 18.20 2.31 20.52 2.10 22.61 3.60 26.21 3.31 29.52 15.05 44.57 0.82 45.40 4.03 49.43 2.04 51.47 1.06 52.53 10.87 63.40 5.16 68.56 1.65 70.21 4.64 74.85 25.15 100.00

86.90 73.05 42.15 38.22 20.40 20.17 25.75 19.14 51.68 77.01 389.94 13.69 85.51 28.00 16.99 75.01 27.88 10.98 12.00 131.09

86.90 84.23 70.19 61.52 48.84 43.08 40.04 36.36 37.91 40.20 57.66 54.48 56.15 53.99 51.72 54.63 50.95 46.94 39.77 48.22 48.22

Page 73 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

21,107 21,083 22,649 11,202 10,021 4,346 3,248 2,464 1,460 940 817 937 728 978 684 1,218 1,164 568 499 150 106,263

21,107 42,190 64,839 76,041 86,062 90,408 93,656 96,120 97,580 98,520 99,337 100,274 101,002 101,980 102,664 103,882 105,046 105,614 106,113 106,263

BAND

CUM.

19.86 19.86 19.84 39.70 21.31 61.02 10.54 71.56 9.43 80.99 4.09 85.08 3.06 88.14 2.32 90.45 1.37 91.83 0.88 92.71 0.77 93.48 0.88 94.36 0.69 95.05 0.92 95.97 0.64 96.61 1.15 97.76 1.10 98.85 0.53 99.39 0.47 99.86 0.14 100.00

PERCENTAGE rp

13,443.51 3,814.22 8,075.47 7,098.21 10,871.64 7,311.56 7,776.74 8,478.76 6,299.74 5,113.63 5,771.68 7,573.43 6,765.44 11,444.23 10,329.02 26,591.21 46,270.07 44,724.37 60,680.20 42,658.80 341,091.91

13,443.51 17,257.73 25,333.20 32,431.41 43,303.04 50,614.60 58,391.34 66,870.10 73,169.84 78,283.47 84,055.14 91,628.57 98,394.01 109,838.24 120,167.26 146,758.47 193,028.54 237,752.91 298,433.10 341,091.91

BAND

CUM.

3.94 3.94 1.12 5.06 2.37 7.43 2.08 9.51 3.19 12.70 2.14 14.84 2.28 17.12 2.49 19.60 1.85 21.45 1.50 22.95 1.69 24.64 2.22 26.86 1.98 28.85 3.36 32.20 3.03 35.23 7.80 43.03 13.57 56.59 13.11 69.70 17.79 87.49 12.51 100.00

PERCENTAGE f

40 29 54 30 37 12 18 20 9 11 13 17 12 29 19 53 99 50 53 46 651

BAND

CUM.

40 6.14 6.14 69 4.45 10.60 123 8.29 18.89 153 4.61 23.50 190 5.68 29.19 202 1.84 31.03 220 2.76 33.79 240 3.07 36.87 249 1.38 38.25 260 1.69 39.94 273 2.00 41.94 290 2.61 44.55 302 1.84 46.39 331 4.45 50.84 350 2.92 53.76 403 8.14 61.90 502 15.21 77.11 552 7.68 84.79 605 8.14 92.93 651 7.07 100.00

2,154.00 668.95 1,855.03 777.45 2,013.18 1,016.94 1,436.00 2,954.83 1,726.94 612.21 785.37 5,235.11 4,084.61 4,320.47 9,184.38 13,911.57 18,901.34 5,671.64 45,779.35 4,408.11 127,497.51

2,154.00 2,822.95 4,677.98 5,455.43 7,468.61 8,485.56 9,921.56 12,876.39 14,603.33 15,215.54 16,000.91 21,236.02 25,320.64 29,641.10 38,825.49 52,737.06 71,638.39 77,310.04 123,089.39 127,497.51

PERCENTAGE

BAND

CUM.

1.69 1.69 0.52 2.21 1.45 3.67 0.61 4.28 1.58 5.86 0.80 6.66 1.13 7.78 2.32 10.10 1.35 11.45 0.48 11.93 0.62 12.55 4.11 16.66 3.20 19.86 3.39 23.25 7.20 30.45 10.91 41.36 14.82 56.19 4.45 60.64 35.91 96.54 3.46100.00

16.02 17.54 22.97 10.95 18.52 13.91 18.47 34.85 27.41 11.97 13.61 69.12 60.37 37.75 88.92 52.32 40.85 12.68 75.44 10.33

CUM

16.02 16.36 18.47 16.82 17.25 16.77 16.99 19.26 19.96 19.44 19.04 23.18 25.73 26.99 32.31 35.93 37.11 32.52 41.25 37.38 37.38

Page 74 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

8,372 5,734 5,117 2,539 2,708 1,417 1,080 858 582 292 242 270 208 269 181 246 178 90 52 17 30,452

8,372 14,106 19,223 21,762 24,470 25,887 26,967 27,825 28,407 28,699 28,941 29,211 29,419 29,688 29,869 30,115 30,293 30,383 30,435 30,452

BAND

CUM.

27.49 27.49 18.83 46.32 16.80 63.13 8.34 71.46 8.89 80.36 4.65 85.01 3.55 88.56 2.82 91.37 1.91 93.28 0.96 94.24 0.79 95.04 0.89 95.92 0.68 96.61 0.88 97.49 0.59 98.09 0.81 98.89 0.58 99.48 0.30 99.77 0.17 99.94 0.06 100.00

PERCENTAGE rp

3,501.65 1,233.82 2,609.49 1,937.94 4,185.12 2,866.31 2,926.30 3,143.89 2,930.72 1,622.45 1,597.73 2,081.44 2,350.03 3,459.92 3,409.91 7,887.09 6,986.64 5,714.27 6,146.38 1,104.66 67,695.76

3,501.65 4,735.47 7,344.96 9,282.90 13,468.02 16,334.33 19,260.63 22,404.52 25,335.24 26,957.69 28,555.42 30,636.86 32,986.89 36,446.81 39,856.72 47,743.81 54,730.45 60,444.71 66,591.10 67,695.76

BAND

5.17 1.82 3.85 2.86 6.18 4.23 4.32 4.64 4.33 2.40 2.36 3.07 3.47 5.11 5.04 11.65 10.32 8.44 9.08 1.63

CUM.

PERCENTAGE f

5.17 7.00 10.85 13.71 19.89 24.13 28.45 33.10 37.43 39.82 42.18 45.26 48.73 53.84 58.88 70.53 80.85 89.29 98.37 100.00

21 6 11 8 15 9 10 7 9 3 5 18 20 12 16 34 29 24 13 0 270

21 27 38 46 61 70 80 87 96 99 104 122 142 154 170 204 233 257 270 270

BAND

CUM.

7.78 7.78 2.22 10.00 4.07 14.07 2.96 17.04 5.56 22.59 3.33 25.93 3.70 29.63 2.59 32.22 3.33 35.56 1.11 36.67 1.85 38.52 6.67 45.19 7.41 52.59 4.44 57.04 5.93 62.96 12.59 75.56 10.74 86.30 8.89 95.19 4.81 100.00 0.00 100.00

PERCENTAGE rp

2,556.13 141.64 822.12 309.49 8,183.44 1,609.98 1,329.77 736.00 1,622.43 45.53 233.53 370.53 3,099.84 3,791.11 457.88 1,312.61 7,537.85 224.86 449.09 0.00 34,833.83

2,556.13 2,697.77 3,519.89 3,829.38 12,012.82 13,622.80 14,952.57 15,688.57 17,311.00 17,356.53 17,590.06 17,960.60 21,060.44 24,851.55 25,309.42 26,622.03 34,159.88 34,384.74 34,833.83 34,833.83

BAND

PERCENTAGE

CUM.

BAND

7.34 7.34 0.41 7.74 2.36 10.10 0.89 10.99 23.49 34.49 4.62 39.11 3.82 42.93 2.11 45.04 4.66 49.70 0.13 49.83 0.67 50.50 1.06 51.56 8.90 60.46 10.88 71.34 1.31 72.66 3.77 76.43 21.64 98.07 0.65 98.71 1.29 100.00 0.00 100.00

73.00 11.48 31.51 15.97 195.54 56.17 45.44 23.41 55.36 2.81 14.62 17.80 131.91 109.57 13.43 16.64 107.89 3.94 7.31 0.00

CUM

73.00 56.97 47.92 41.25 89.20 83.40 77.63 70.02 68.33 64.38 61.60 58.62 63.84 68.19 63.50 55.76 62.41 56.89 52.31 51.46 51.46

Page 75 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,090 990 904 481 469 214 127 111 65 38 34 40 28 37 17 31 29 10 11 1 4,727

1,090 2,080 2,984 3,465 3,934 4,148 4,275 4,386 4,451 4,489 4,523 4,563 4,591 4,628 4,645 4,676 4,705 4,715 4,726 4,727

BAND

CUM.

PERCENTAGE rp

23.06 23.06 281.90 20.94 44.00 148.13 19.12 63.13 312.09 10.18 73.30 282.33 9.92 83.22 549.88 4.53 87.75 324.58 2.69 90.44 250.90 2.35 92.79 400.28 1.38 94.16 295.80 0.80 94.97 192.66 0.72 95.68 155.81 0.85 96.53 177.92 0.59 97.12 216.45 0.78 97.91 365.52 0.36 98.27 239.55 0.66 98.92 784.11 0.61 99.53 1,005.95 0.21 99.75 424.26 0.23 99.98 1,284.34 0.02 100.00 107.11 7,585.35

281.90 430.03 742.12 1,024.45 1,574.33 1,898.91 2,149.81 2,550.09 2,845.88 3,038.54 3,194.35 3,372.27 3,588.71 3,954.24 4,193.79 4,977.90 5,983.85 6,408.12 7,692.46 7,585.35

BAND

3.72 1.95 4.11 3.72 7.25 4.28 3.31 5.28 3.90 2.54 2.05 2.35 2.85 4.82 3.16 10.34 13.26 5.59 16.93 1.41

CUM.

3.72 5.67 9.78 13.51 20.75 25.03 28.34 33.62 37.52 40.06 42.11 44.46 47.31 52.13 55.29 65.63 78.89 84.48 101.41 100.00

PERCENTAGE f

1 1 2 1 2 1 1 1 0 0 0 0 0 2 1 1 0 0 2 0 16

BAND

1 2 4 5 7 8 9 10 10 10 10 10 10 12 13 14 14 14 16 16

CUM.

PERCENTAGE rp

6.25 6.25 33.96 33.96 6.25 12.50 3.76 37.72 12.50 25.00 25.98 63.70 6.25 31.25 2.06 65.75 12.50 43.75 123.17 188.92 6.25 50.00 25.26 214.18 6.25 56.25 60.01 274.20 6.25 62.50 36.45 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 12.50 75.00 4,350.29 4,660.94 6.25 81.25 155.23 4,816.16 6.25 87.50 10.12 4,826.28 0.00 87.50 0.00 4,826.28 0.00 87.50 0.00 4,826.28 12.50 100.00 122.89 4,949.17 0.00 100.00 0.00 4,949.17 4,949.17

BAND

CUM.

PERCENTAGE BAND

0.69 0.69 12.05 0.08 0.76 2.54 0.52 1.29 8.32 0.04 1.33 0.73 2.49 3.82 22.40 0.51 4.33 7.78 1.21 5.54 23.92 0.74 6.28 9.11 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 87.90 94.18 1,190.16 3.14 97.31 64.80 0.20 97.52 1.29 0.00 97.52 0.00 0.00 97.52 0.00 2.48 100.00 9.57 0.00 100.00 0.00

CUM

12.05 8.77 8.58 6.42 12.00 11.28 12.75 12.18 10.92 10.22 9.72 9.21 8.66 117.87 114.84 96.95 80.66 75.32 64.34 65.25 65.25

Page 76 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

10,821 9,089 9,750 5,370 5,631 3,029 2,321 1,883 1,081 634 511 626 428 541 331 506 390 135 150 33 53,260

10,821 19,910 29,660 35,030 40,661 43,690 46,011 47,894 48,975 49,609 50,120 50,746 51,174 51,715 52,046 52,552 52,942 53,077 53,227 53,260

BAND

CUM.

20.32 20.32 17.07 37.38 18.31 55.69 10.08 65.77 10.57 76.34 5.69 82.03 4.36 86.39 3.54 89.92 2.03 91.95 1.19 93.14 0.96 94.10 1.18 95.28 0.80 96.08 1.02 97.10 0.62 97.72 0.95 98.67 0.73 99.40 0.25 99.66 0.28 99.94 0.06 100.00

PERCENTAGE rp

4,590.14 1,846.28 3,838.42 3,369.77 5,827.03 4,964.20 5,326.79 5,906.82 5,364.08 3,609.92 4,203.98 5,017.33 5,134.55 7,507.58 8,728.70 16,325.58 21,214.12 11,538.22 20,974.13 16,357.65 161,645.30

4,590.14 6,436.42 10,274.84 13,644.61 19,471.64 24,435.84 29,762.63 35,669.44 41,033.52 44,643.45 48,847.42 53,864.75 58,999.30 66,506.88 75,235.58 91,561.17 112,775.29 124,313.51 145,287.65 161,645.30

BAND

CUM.

2.84 2.84 1.14 3.98 2.37 6.36 2.08 8.44 3.60 12.05 3.07 15.12 3.30 18.41 3.65 22.07 3.32 25.38 2.23 27.62 2.60 30.22 3.10 33.32 3.18 36.50 4.64 41.14 5.40 46.54 10.10 56.64 13.12 69.77 7.14 76.91 12.98 89.88 10.12 100.00

PERCENTAGE f

15 7 17 5 13 12 20 13 48 10 46 7 48 20 62 27 42 14 19 0 445

15 22 39 44 57 69 89 102 150 160 206 213 261 281 343 370 412 426 445 445

BAND

CUM.

3.37 3.37 1.57 4.94 3.82 8.76 1.12 9.89 2.92 12.81 2.70 15.51 4.49 20.00 2.92 22.92 10.79 33.71 2.25 35.96 10.34 46.29 1.57 47.87 10.79 58.65 4.49 63.15 13.93 77.08 6.07 83.15 9.44 92.58 3.15 95.73 4.27 100.00 0.00 100.00

PERCENTAGE rp

1,089.52 345.17 713.21 254.79 2,879.81 1,203.69 1,191.38 2,737.19 1,993.94 2,218.11 3,895.46 251.81 3,849.15 3,260.30 2,218.71 6,375.20 3,566.97 4,354.59 3,469.80 0.00 45,868.79

1,089.52 1,434.69 2,147.89 2,402.69 5,282.50 6,486.18 7,677.57 10,414.76 12,408.69 14,626.81 18,522.27 18,774.08 22,623.22 25,883.53 28,102.24 34,477.44 38,044.41 42,399.00 45,868.79 45,868.79

BAND

2.38 0.75 1.55 0.56 6.28 2.62 2.60 5.97 4.35 4.84 8.49 0.55 8.39 7.11 4.84 13.90 7.78 9.49 7.56 0.00

CUM.

2.38 3.13 4.68 5.24 11.52 14.14 16.74 22.71 27.05 31.89 40.38 40.93 49.32 56.43 61.27 75.17 82.94 92.44 100.00 100.00

PERCENTAGE BAND

23.74 18.70 18.58 7.56 49.42 24.25 22.37 46.34 37.17 61.44 92.66 5.02 74.97 43.43 25.42 39.05 16.81 37.74 16.54 0.00

CUM

23.74 22.29 20.90 17.61 27.13 26.54 25.80 29.20 30.24 32.76 37.92 34.85 38.34 38.92 37.35 37.66 33.73 34.11 31.57 28.38 28.38

Page 77 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,263 5,817 3,415 1,103 925 326 202 139 57 39 27 31 18 12 16 17 15 3 6 3 18,434

6,263 12,080 15,495 16,598 17,523 17,849 18,051 18,190 18,247 18,286 18,313 18,344 18,362 18,374 18,390 18,407 18,422 18,425 18,431 18,434

BAND

CUM.

33.98 33.98 31.56 65.53 18.53 84.06 5.98 90.04 5.02 95.06 1.77 96.83 1.10 97.92 0.75 98.68 0.31 98.99 0.21 99.20 0.15 99.34 0.17 99.51 0.10 99.61 0.07 99.67 0.09 99.76 0.09 99.85 0.08 99.93 0.02 99.95 0.03 99.98 0.02 100.00

PERCENTAGE rp

3,576.08 3,030.50 3,274.10 1,796.86 2,246.25 998.16 859.90 718.58 373.24 296.16 359.11 406.42 291.92 213.68 592.88 326.08 832.86 116.57 812.46 0.04 21,121.76

3,576.08 6,606.58 9,880.68 11,677.54 13,923.79 14,921.94 15,781.84 16,500.42 16,873.66 17,169.82 17,528.93 17,935.35 18,227.27 18,440.95 19,033.83 19,359.91 20,192.76 20,309.34 21,121.80 21,121.76

BAND

16.93 14.35 15.50 8.51 10.63 4.73 4.07 3.40 1.77 1.40 1.70 1.92 1.38 1.01 2.81 1.54 3.94 0.55 3.85 0.00

CUM.

16.93 31.28 46.78 55.29 65.92 70.65 74.72 78.12 79.89 81.29 82.99 84.91 86.30 87.31 90.11 91.66 95.60 96.15 100.00 100.00

PERCENTAGE f

28 38 24 5 1 7 0 0 3 0 0 0 0 0 0 3 1 0 4 0 114

BAND

CUM.

28 24.56 24.56 66 33.33 57.89 90 21.05 78.95 95 4.39 83.33 96 0.88 84.21 103 6.14 90.35 103 0.00 90.35 103 0.00 90.35 106 2.63 92.98 106 0.00 92.98 106 0.00 92.98 106 0.00 92.98 106 0.00 92.98 106 0.00 92.98 106 0.00 92.98 109 2.63 95.61 110 0.88 96.49 110 0.00 96.49 114 3.51 100.00 114 0.00 100.00

PERCENTAGE rp

836.91 2,329.27 2,940.92 924.64 0.40 712.65 0.00 0.00 226.35 0.00 0.00 0.00 0.00 0.00 0.00 162.81 6.65 0.00 4,804.59 0.00 12,944.37

836.91 3,166.17 6,107.10 7,031.73 7,031.33 7,743.98 7,743.98 7,743.98 7,970.33 7,970.33 7,970.33 7,970.33 7,970.33 7,970.33 7,970.33 8,133.14 8,139.78 8,139.78 12,944.37 12,944.37

BAND

CUM.

6.47 6.47 17.99 24.46 22.72 47.18 7.14 54.32 0.00 54.32 5.51 59.83 0.00 59.83 0.00 59.83 1.75 61.57 0.00 61.57 0.00 61.57 0.00 61.57 0.00 61.57 0.00 61.57 0.00 61.57 1.26 62.83 0.05 62.88 0.00 62.88 37.12 100.00 0.00 100.00

PERCENTAGE BAND

23.40 76.86 89.82 51.46 0.02 71.40 0.00 0.00 60.64 0.00 0.00 0.00 0.00 0.00 0.00 49.93 0.80 0.00 591.36 0.00

CUM

23.40 47.92 61.81 60.22 50.50 51.90 49.07 46.93 47.24 46.42 45.47 44.44 43.73 43.22 41.87 42.01 40.31 40.08 61.28 61.28 61.28

Page 78 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

875 581 464 215 237 114 73 44 32 15 7 12 2 15 11 15 9 8 4 1 2,734

875 1,456 1,920 2,135 2,372 2,486 2,559 2,603 2,635 2,650 2,657 2,669 2,671 2,686 2,697 2,712 2,721 2,729 2,733 2,734

BAND

CUM.

PERCENTAGE rp

32.00 32.00 232.24 21.25 53.26 262.98 16.97 70.23 380.06 7.86 78.09 311.29 8.67 86.76 538.58 4.17 90.93 332.33 2.67 93.60 258.22 1.61 95.21 438.44 1.17 96.38 320.58 0.55 96.93 66.60 0.26 97.18 45.18 0.44 97.62 171.04 0.07 97.70 6.76 0.55 98.24 173.67 0.40 98.65 181.05 0.55 99.20 390.09 0.33 99.52 483.98 0.29 99.82 501.10 0.15 99.96 1,395.62 0.04 100.00 156.94 6,646.75

232.24 495.22 875.29 1,186.58 1,725.16 2,057.48 2,315.70 2,754.14 3,074.72 3,141.32 3,186.51 3,357.55 3,364.31 3,537.97 3,719.02 4,109.11 4,593.09 5,094.19 6,489.81 6,646.75

BAND

3.49 3.96 5.72 4.68 8.10 5.00 3.88 6.60 4.82 1.00 0.68 2.57 0.10 2.61 2.72 5.87 7.28 7.54 21.00 2.36

CUM.

3.49 7.45 13.17 17.85 25.95 30.95 34.84 41.44 46.26 47.26 47.94 50.51 50.62 53.23 55.95 61.82 69.10 76.64 97.64 100.00

PERCENTAGE f

3 2 2 2 1 1 0 0 2 0 0 0 0 1 0 0 0 0 3 0 17

BAND

3 5 7 9 10 11 11 11 13 13 13 13 13 14 14 14 14 14 17 17

17.65 11.76 11.76 11.76 5.88 5.88 0.00 0.00 11.76 0.00 0.00 0.00 0.00 5.88 0.00 0.00 0.00 0.00 17.65 0.00

CUM.

17.65 29.41 41.18 52.94 58.82 64.71 64.71 64.71 76.47 76.47 76.47 76.47 76.47 82.35 82.35 82.35 82.35 82.35 100.00 100.00

PERCENTAGE rp

61.21 148.08 138.56 600.90 368.49 145.16 0.00 0.00 43.58 0.00 0.00 0.00 0.00 39.39 0.00 0.00 0.00 0.00 371.84 0.00 1,917.21

61.21 209.28 347.85 948.75 1,317.24 1,462.39 1,462.39 1,462.39 1,505.98 1,505.98 1,505.98 1,505.98 1,505.98 1,545.37 1,545.37 1,545.37 1,545.37 1,545.37 1,917.21 1,917.21

BAND

CUM.

3.19 3.19 7.72 10.92 7.23 18.14 31.34 49.49 19.22 68.71 7.57 76.28 0.00 76.28 0.00 76.28 2.27 78.55 0.00 78.55 0.00 78.55 0.00 78.55 0.00 78.55 2.05 80.61 0.00 80.61 0.00 80.61 0.00 80.61 0.00 80.61 19.39 100.00 0.00 100.00

PERCENTAGE BAND

26.35 56.31 36.46 193.03 68.42 43.68 0.00 0.00 13.60 0.00 0.00 0.00 0.00 22.68 0.00 0.00 0.00 0.00 26.64 0.00

CUM

26.35 42.26 39.74 79.96 76.35 71.08 63.15 53.10 48.98 47.94 47.26 44.85 44.76 43.68 41.55 37.61 33.65 30.34 29.54 28.84 28.84

Page 79 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,336 1,566 1,199 556 584 279 181 125 80 40 28 38 16 32 18 26 32 21 16 1 7,174

2,336 3,902 5,101 5,657 6,241 6,520 6,701 6,826 6,906 6,946 6,974 7,012 7,028 7,060 7,078 7,104 7,136 7,157 7,173 7,174

BAND

CUM.

32.56 32.56 21.83 54.39 16.71 71.10 7.75 78.85 8.14 86.99 3.89 90.88 2.52 93.41 1.74 95.15 1.12 96.26 0.56 96.82 0.39 97.21 0.53 97.74 0.22 97.96 0.45 98.41 0.25 98.66 0.36 99.02 0.45 99.47 0.29 99.76 0.22 99.99 0.01 100.00

PERCENTAGE rp

734.63 386.60 607.06 478.19 861.37 610.68 613.13 598.46 516.90 242.62 162.88 342.35 168.44 447.93 318.74 626.45 1,559.69 1,123.37 3,041.74 31.06 13,472.28

734.63 1,121.22 1,728.29 2,206.47 3,067.85 3,678.52 4,291.66 4,890.12 5,407.02 5,649.64 5,812.52 6,154.87 6,323.31 6,771.24 7,089.97 7,716.43 9,276.11 10,399.48 13,441.22 13,472.28

BAND

5.45 2.87 4.51 3.55 6.39 4.53 4.55 4.44 3.84 1.80 1.21 2.54 1.25 3.32 2.37 4.65 11.58 8.34 22.58 0.23

CUM.

5.45 8.32 12.83 16.38 22.77 27.30 31.86 36.30 40.13 41.94 43.14 45.69 46.94 50.26 52.63 57.28 68.85 77.19 99.77 100.00

PERCENTAGE f

4 1 2 0 4 0 1 1 0 0 0 0 0 1 1 1 2 0 2 0 20

BAND

4 5 7 7 11 11 12 13 13 13 13 13 13 14 15 16 18 18 20 20

CUM.

20.00 20.00 5.00 25.00 10.00 35.00 0.00 35.00 20.00 55.00 0.00 55.00 5.00 60.00 5.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 5.00 70.00 5.00 75.00 5.00 80.00 10.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00

PERCENTAGE rp

114.11 114.11 0.00 114.11 155.38 269.49 0.00 269.49 47.36 316.85 0.00 316.85 0.63 317.48 1,117.17 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 55.50 1,490.15 48.75 1,538.90 7,600.50 9,139.39 269.27 9,408.66 0.00 9,408.66 1,587.62 10,996.28 0.00 10,996.28 10,996.28

BAND

CUM.

PERCENTAGE BAND

1.04 1.04 15.53 0.00 1.04 0.00 1.41 2.45 25.60 0.00 2.45 0.00 0.43 2.88 5.50 0.00 2.88 0.00 0.01 2.89 0.10 10.16 13.05 186.67 0.00 13.05 0.00 0.00 13.05 0.00 0.00 13.05 0.00 0.00 13.05 0.00 0.00 13.05 0.00 0.50 13.55 12.39 0.44 13.99 15.29 69.12 83.11 1,213.26 2.45 85.56 17.26 0.00 85.56 0.00 14.44 100.00 52.19 0.00 100.00 0.00

CUM

15.53 10.18 15.59 12.21 10.33 8.61 7.40 29.34 26.53 25.39 24.68 23.31 22.69 22.01 21.71 118.44 101.43 90.47 81.81 81.62 81.62

Page 80 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,747 2,049 2,424 1,316 1,259 597 396 274 138 57 61 79 36 57 34 55 50 22 24 8 10,683

1,747 3,796 6,220 7,536 8,795 9,392 9,788 10,062 10,200 10,257 10,318 10,397 10,433 10,490 10,524 10,579 10,629 10,651 10,675 10,683

BAND

CUM.

16.35 16.35 19.18 35.53 22.69 58.22 12.32 70.54 11.79 82.33 5.59 87.92 3.71 91.62 2.56 94.19 1.29 95.48 0.53 96.01 0.57 96.58 0.74 97.32 0.34 97.66 0.53 98.19 0.32 98.51 0.51 99.03 0.47 99.49 0.21 99.70 0.22 99.93 0.07 100.00

PERCENTAGE rp

1,171.77 677.38 1,327.03 1,337.95 2,064.44 1,599.99 1,335.64 1,349.05 706.46 443.83 1,734.44 559.08 382.46 632.17 587.11 1,259.55 2,196.27 2,022.98 8,965.34 5,949.25 36,302.20

1,171.77 1,849.15 3,176.17 4,514.12 6,578.56 8,178.56 9,514.20 10,863.25 11,569.71 12,013.54 13,747.99 14,307.07 14,689.53 15,321.70 15,908.81 17,168.36 19,364.64 21,387.61 30,352.95 36,302.20

BAND

3.23 1.87 3.66 3.69 5.69 4.41 3.68 3.72 1.95 1.22 4.78 1.54 1.05 1.74 1.62 3.47 6.05 5.57 24.70 16.39

CUM.

3.23 5.09 8.75 12.43 18.12 22.53 26.21 29.92 31.87 33.09 37.87 39.41 40.46 42.21 43.82 47.29 53.34 58.92 83.61 100.00

PERCENTAGE f

4 15 12 1 6 1 2 1 2 1 0 0 2 2 1 2 3 2 3 1 61

BAND

4 19 31 32 38 39 41 42 44 45 45 45 47 49 50 52 55 57 60 61

CUM.

6.56 6.56 24.59 31.15 19.67 50.82 1.64 52.46 9.84 62.30 1.64 63.93 3.28 67.21 1.64 68.85 3.28 72.13 1.64 73.77 0.00 73.77 0.00 73.77 3.28 77.05 3.28 80.33 1.64 81.97 3.28 85.25 4.92 90.16 3.28 93.44 4.92 98.36 1.64 100.00

PERCENTAGE rp

348.76 1,172.01 1,937.64 20.25 2,252.68 2.14 930.07 215.44 3,782.42 43.53 0.00 0.00 4.10 9,001.00 1,621.32 16.64 3,227.31 684.31 165.51 31.99

348.76 1,520.77 3,458.41 3,478.66 5,731.34 5,733.48 6,663.55 6,878.99 10,661.42 10,704.95 10,704.95 10,704.95 10,709.05 19,710.05 21,331.37 21,348.00 24,575.31 25,259.63 25,425.14 25,457.13

BAND

CUM.

PERCENTAGE BAND

1.37 1.37 29.76 4.60 5.97 173.02 7.61 13.59 146.01 0.08 13.66 1.51 8.85 22.51 109.12 0.01 22.52 0.13 3.65 26.18 69.63 0.85 27.02 15.97 14.86 41.88 535.40 0.17 42.05 9.81 0.00 42.05 0.00 0.00 42.05 0.00 0.02 42.07 1.07 35.36 77.42 1,423.82 6.37 83.79 276.15 0.07 83.86 1.32 12.68 96.54 146.94 2.69 99.22 33.83 0.65 99.87 1.85 0.13 100.00 0.54

CUM

29.76 82.24 108.89 77.06 87.12 70.10 70.04 63.32 92.15 89.11 77.87 74.82 72.90 128.64 134.09 124.35 126.91 118.10 83.76 70.13

25,457.13

70.13

Page 81 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,513 1,268 1,299 662 694 375 244 180 90 47 41 48 35 35 14 20 8 4 9 2 6,588

1,513 2,781 4,080 4,742 5,436 5,811 6,055 6,235 6,325 6,372 6,413 6,461 6,496 6,531 6,545 6,565 6,573 6,577 6,586 6,588

BAND

CUM.

22.97 22.97 19.25 42.21 19.72 61.93 10.05 71.98 10.53 82.51 5.69 88.21 3.70 91.91 2.73 94.64 1.37 96.01 0.71 96.72 0.62 97.34 0.73 98.07 0.53 98.60 0.53 99.13 0.21 99.35 0.30 99.65 0.12 99.77 0.06 99.83 0.14 99.97 0.03 100.00

PERCENTAGE rp

257.54 271.70 604.02 499.12 883.06 773.23 689.09 689.66 414.46 240.89 336.16 360.73 330.09 364.52 147.26 236.04 283.10 300.78 1,415.94 158.27 9,255.66

257.54 529.24 1,133.26 1,632.38 2,515.44 3,288.67 3,977.76 4,667.42 5,081.88 5,322.77 5,658.93 6,019.66 6,349.75 6,714.27 6,861.52 7,097.56 7,380.67 7,681.44 9,097.38 9,255.66

BAND

2.78 2.94 6.53 5.39 9.54 8.35 7.45 7.45 4.48 2.60 3.63 3.90 3.57 3.94 1.59 2.55 3.06 3.25 15.30 1.71

CUM.

2.78 5.72 12.24 17.64 27.18 35.53 42.98 50.43 54.91 57.51 61.14 65.04 68.60 72.54 74.13 76.68 79.74 82.99 98.29 100.00

PERCENTAGE f

3 1 6 1 3 7 1 0 0 0 0 1 0 0 0 0 0 0 0 0 23

BAND

3 4 10 11 14 21 22 22 22 22 22 23 23 23 23 23 23 23 23 23

13.04 4.35 26.09 4.35 13.04 30.43 4.35 0.00 0.00 0.00 0.00 4.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

13.04 17.39 43.48 47.83 60.87 91.30 95.65 95.65 95.65 95.65 95.65 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

323.24 19.04 1,028.54 220.00 1,120.19 1,123.67 611.31 0.00 0.00 0.00 0.00 187.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,633.84

323.24 342.28 1,370.82 1,590.82 2,711.01 3,834.68 4,445.99 4,445.99 4,445.99 4,445.99 4,445.99 4,633.84 4,633.84 4,633.84 4,633.84 4,633.84 4,633.84 4,633.84 4,633.84 4,633.84

BAND

6.98 0.41 22.20 4.75 24.17 24.25 13.19 0.00 0.00 0.00 0.00 4.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

6.98 7.39 29.58 34.33 58.50 82.75 95.95 95.95 95.95 95.95 95.95 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

125.51 7.01 170.28 44.08 126.85 145.32 88.71 0.00 0.00 0.00 0.00 52.08 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

125.51 64.67 120.96 97.45 107.77 116.60 111.77 95.26 87.49 83.53 78.57 76.98 72.98 69.01 67.53 65.29 62.78 60.33 50.94 50.06 50.06

Page 82 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

978 835 812 386 422 222 145 106 47 27 10 17 11 9 2 7 3 0 1 1 4,041

978 1,813 2,625 3,011 3,433 3,655 3,800 3,906 3,953 3,980 3,990 4,007 4,018 4,027 4,029 4,036 4,039 4,039 4,040 4,041

BAND

CUM.

24.20 24.20 20.66 44.87 20.09 64.96 9.55 74.51 10.44 84.95 5.49 90.45 3.59 94.04 2.62 96.66 1.16 97.82 0.67 98.49 0.25 98.74 0.42 99.16 0.27 99.43 0.22 99.65 0.05 99.70 0.17 99.88 0.07 99.95 0.00 99.95 0.02 99.98 0.02 100.00

PERCENTAGE rp

236.75 239.23 486.45 416.15 724.98 552.03 524.79 281.25 246.47 180.10 101.14 130.81 111.01 164.58 122.33 135.87 128.54 0.00 575.49 221.69 5,579.65

236.75 475.99 962.44 1,378.59 2,103.57 2,655.60 3,180.39 3,461.64 3,708.11 3,888.20 3,989.34 4,120.15 4,231.16 4,395.73 4,518.07 4,653.94 4,782.48 4,782.48 5,357.96 5,579.65

BAND

4.24 4.29 8.72 7.46 12.99 9.89 9.41 5.04 4.42 3.23 1.81 2.34 1.99 2.95 2.19 2.44 2.30 0.00 10.31 3.97

CUM.

4.24 8.53 17.25 24.71 37.70 47.59 57.00 62.04 66.46 69.69 71.50 73.84 75.83 78.78 80.97 83.41 85.71 85.71 96.03 100.00

PERCENTAGE f

1 4 3 3 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 14

BAND

1 5 8 11 12 13 13 13 13 13 13 13 13 13 13 13 13 13 13 14

7.14 28.57 21.43 21.43 7.14 7.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.14

CUM.

7.14 35.71 57.14 78.57 85.71 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 100.00

PERCENTAGE rp

37.50 254.91 181.57 357.64 14.62 168.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 44.71 1,059.46

37.50 292.41 473.98 831.62 846.25 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,059.46

BAND

3.54 24.06 17.14 33.76 1.38 15.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.22

PERCENTAGE

CUM.

BAND

3.54 27.60 44.74 78.49 79.87 95.78 95.78 95.78 95.78 95.78 95.78 95.78 95.78 95.78 95.78 95.78 95.78 95.78 95.78 100.00

15.84 106.55 37.33 85.94 2.02 30.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.17

CUM

15.84 61.43 49.25 60.32 40.23 38.21 31.91 29.31 27.37 26.10 25.44 24.63 23.98 23.08 22.46 21.80 21.22 21.22 18.94 18.99 18.99

Page 83 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,043 2,199 2,194 1,050 907 414 319 201 130 72 60 71 47 47 23 38 40 14 11 5 9,885

2,043 4,242 6,436 7,486 8,393 8,807 9,126 9,327 9,457 9,529 9,589 9,660 9,707 9,754 9,777 9,815 9,855 9,869 9,880 9,885

BAND

CUM.

20.67 20.67 22.25 42.91 22.20 65.11 10.62 75.73 9.18 84.91 4.19 89.09 3.23 92.32 2.03 94.36 1.32 95.67 0.73 96.40 0.61 97.01 0.72 97.72 0.48 98.20 0.48 98.67 0.23 98.91 0.38 99.29 0.40 99.70 0.14 99.84 0.11 99.95 0.05 100.00

PERCENTAGE rp

444.27 539.06 1,167.12 1,031.41 1,310.21 930.18 982.41 952.73 681.36 460.17 427.54 662.23 417.00 496.93 368.44 700.70 1,595.32 1,029.00 352.06 998.53 15,546.67

444.27 983.33 2,150.45 3,181.86 4,492.07 5,422.25 6,404.66 7,357.39 8,038.75 8,498.92 8,926.46 9,588.69 10,005.69 10,502.62 10,871.06 11,571.76 13,167.08 14,196.08 14,548.14 15,546.67

BAND

2.86 3.47 7.51 6.63 8.43 5.98 6.32 6.13 4.38 2.96 2.75 4.26 2.68 3.20 2.37 4.51 10.26 6.62 2.26 6.42

CUM.

2.86 6.33 13.83 20.47 28.89 34.88 41.20 47.32 51.71 54.67 57.42 61.68 64.36 67.56 69.93 74.43 84.69 91.31 93.58 100.00

PERCENTAGE f

0 0 0 1 2 2 1 0 1 0 1 0 0 0 1 1 2 0 0 0 12

BAND

0 0 0 1 3 5 6 6 7 7 8 8 8 8 9 10 12 12 12 12

0.00 0.00 0.00 8.33 16.67 16.67 8.33 0.00 8.33 0.00 8.33 0.00 0.00 0.00 8.33 8.33 16.67 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 8.33 25.00 41.67 50.00 50.00 58.33 58.33 66.67 66.67 66.67 66.67 75.00 83.33 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 25.00 4.48 222.22 35.37 0.00 1,715.64 0.00 0.95 0.00 0.00 0.00 78.43 36.24 122.65 0.00 0.00 0.00 2,240.97

0.00 0.00 0.00 25.00 29.48 251.70 287.07 287.07 2,002.70 2,002.70 2,003.65 2,003.65 2,003.65 2,003.65 2,082.08 2,118.32 2,240.97 2,240.97 2,240.97 2,240.97

BAND

0.00 0.00 0.00 1.12 0.20 9.92 1.58 0.00 76.56 0.00 0.04 0.00 0.00 0.00 3.50 1.62 5.47 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 1.12 1.32 11.23 12.81 12.81 89.37 89.37 89.41 89.41 89.41 89.41 92.91 94.53 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 2.42 0.34 23.89 3.60 0.00 251.80 0.00 0.22 0.00 0.00 0.00 21.29 5.17 7.69 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.79 0.66 4.64 4.48 3.90 24.91 23.56 22.45 20.90 20.03 19.08 19.15 18.31 17.02 15.79 15.40 14.41 14.41

Page 84 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 21

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

232 247 187 90 73 37 21 15 3 2 0 9 4 3 1 1 1 2 6 1 935

BAND

232 479 666 756 829 866 887 902 905 907 907 916 920 923 924 925 926 928 934 935

CUM.

24.81 24.81 26.42 51.23 20.00 71.23 9.63 80.86 7.81 88.66 3.96 92.62 2.25 94.87 1.60 96.47 0.32 96.79 0.21 97.01 0.00 97.01 0.96 97.97 0.43 98.40 0.32 98.72 0.11 98.82 0.11 98.93 0.11 99.04 0.21 99.25 0.64 99.89 0.11 100.00

PERCENTAGE rp

56.35 52.75 103.79 98.58 101.33 95.72 64.77 49.57 12.46 14.70 0.00 60.88 15.60 21.27 0.05 31.38 13.86 180.87 829.12 0.00 1,803.04

56.35 109.10 212.89 311.47 412.80 508.52 573.29 622.86 635.32 650.01 650.01 710.89 726.50 747.76 747.81 779.20 793.06 973.92 1,803.04 1,803.04

BAND

3.13 2.93 5.76 5.47 5.62 5.31 3.59 2.75 0.69 0.82 0.00 3.38 0.87 1.18 0.00 1.74 0.77 10.03 45.98 0.00

CUM.

3.13 6.05 11.81 17.27 22.89 28.20 31.80 34.55 35.24 36.05 36.05 39.43 40.29 41.47 41.48 43.22 43.98 54.02 100.00 100.00

PERCENTAGE f

1 2 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5

1 3 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5

BAND

CUM.

20.00 40.00 20.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20.00 60.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

9.11 13.62 20.10 0.00 342.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 385.08

9.11 22.72 42.83 42.83 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08

BAND

2.37 3.54 5.22 0.00 88.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

2.37 5.90 11.12 11.12 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

16.16 25.81 19.37 0.00 337.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

16.16 20.83 20.12 13.75 93.29 75.73 67.17 61.82 60.61 59.24 59.24 54.17 53.01 51.50 51.49 49.42 48.56 39.54 21.36 21.36 21.36

Page 85 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,901 1,613 1,699 988 1,280 590 416 396 204 108 75 97 72 72 43 65 57 33 25 8 9,742

1,901 3,514 5,213 6,201 7,481 8,071 8,487 8,883 9,087 9,195 9,270 9,367 9,439 9,511 9,554 9,619 9,676 9,709 9,734 9,742

BAND

CUM.

19.51 19.51 16.56 36.07 17.44 53.51 10.14 63.65 13.14 76.79 6.06 82.85 4.27 87.12 4.06 91.18 2.09 93.28 1.11 94.39 0.77 95.15 1.00 96.15 0.74 96.89 0.74 97.63 0.44 98.07 0.67 98.74 0.59 99.32 0.34 99.66 0.26 99.92 0.08 100.00

PERCENTAGE rp

680.80 332.54 722.65 730.80 1,428.52 992.47 852.93 1,162.54 833.03 534.55 512.87 703.52 685.45 868.32 674.01 1,053.07 1,855.46 2,096.13 3,527.54 949.51 21,196.71

680.80 1,013.34 1,735.99 2,466.79 3,895.31 4,887.78 5,740.71 6,903.25 7,736.28 8,270.83 8,783.70 9,487.22 10,172.67 11,040.99 11,715.00 12,768.07 14,623.53 16,719.66 20,247.20 21,196.71

BAND

3.21 1.57 3.41 3.45 6.74 4.68 4.02 5.48 3.93 2.52 2.42 3.32 3.23 4.10 3.18 4.97 8.75 9.89 16.64 4.48

CUM.

3.21 4.78 8.19 11.64 18.38 23.06 27.08 32.57 36.50 39.02 41.44 44.76 47.99 52.09 55.27 60.24 68.99 78.88 95.52 100.00

PERCENTAGE f

3 1 3 1 3 13 2 3 1 0 1 2 3 3 9 3 10 2 8 0 71

BAND

3 4 7 8 11 24 26 29 30 30 31 33 36 39 48 51 61 63 71 71

CUM.

4.23 4.23 1.41 5.63 4.23 9.86 1.41 11.27 4.23 15.49 18.31 33.80 2.82 36.62 4.23 40.85 1.41 42.25 0.00 42.25 1.41 43.66 2.82 46.48 4.23 50.70 4.23 54.93 12.68 67.61 4.23 71.83 14.08 85.92 2.82 88.73 11.27 100.00 0.00 100.00

PERCENTAGE rp

142.41 85.00 110.90 28.40 52.82 303.66 2.03 1,577.16 9.70 0.00 0.00 17.17 64.47 26.60 274.28 88.39 1,650.29 13.71 728.31 0.00 5,175.30

142.41 227.41 338.32 366.72 419.54 723.20 725.23 2,302.39 2,312.09 2,312.09 2,312.09 2,329.26 2,393.73 2,420.33 2,694.61 2,783.00 4,433.28 4,446.99 5,175.30 5,175.30

BAND

CUM.

2.75 2.75 1.64 4.39 2.14 6.54 0.55 7.09 1.02 8.11 5.87 13.97 0.04 14.01 30.47 44.49 0.19 44.68 0.00 44.68 0.00 44.68 0.33 45.01 1.25 46.25 0.51 46.77 5.30 52.07 1.71 53.77 31.89 85.66 0.26 85.93 14.07 100.00 0.00 100.00

PERCENTAGE BAND

20.92 25.56 15.35 3.89 3.70 30.60 0.24 135.66 1.16 0.00 0.00 2.44 9.41 3.06 40.69 8.39 88.94 0.65 20.65 0.00

CUM

20.92 22.44 19.49 14.87 10.77 14.80 12.63 33.35 29.89 27.95 26.32 24.55 23.53 21.92 23.00 21.80 30.32 26.60 25.56 24.42 24.42

Page 86 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

848 598 332 127 133 68 57 47 28 21 9 16 10 11 4 11 11 3 3 0 2,337

848 1,446 1,778 1,905 2,038 2,106 2,163 2,210 2,238 2,259 2,268 2,284 2,294 2,305 2,309 2,320 2,331 2,334 2,337 2,337

BAND

36.29 25.59 14.21 5.43 5.69 2.91 2.44 2.01 1.20 0.90 0.39 0.68 0.43 0.47 0.17 0.47 0.47 0.13 0.13 0.00

CUM.

36.29 61.87 76.08 81.51 87.21 90.12 92.55 94.57 95.76 96.66 97.05 97.73 98.16 98.63 98.80 99.27 99.74 99.87 100.00 100.00

PERCENTAGE rp

90.69 152.86 216.92 129.11 221.77 196.32 181.76 244.79 131.20 103.91 41.39 100.15 108.83 154.60 70.58 180.83 162.38 249.88 462.12 0.00 3,200.08

90.69 243.55 460.48 589.59 811.35 1,007.68 1,189.43 1,434.22 1,565.43 1,669.34 1,710.72 1,810.88 1,919.71 2,074.30 2,144.88 2,325.71 2,488.09 2,737.97 3,200.08 3,200.08

BAND

2.83 4.78 6.78 4.03 6.93 6.13 5.68 7.65 4.10 3.25 1.29 3.13 3.40 4.83 2.21 5.65 5.07 7.81 14.44 0.00

CUM.

2.83 7.61 14.39 18.42 25.35 31.49 37.17 44.82 48.92 52.17 53.46 56.59 59.99 64.82 67.03 72.68 77.75 85.56 100.00 100.00

PERCENTAGE f

2 1 4 0 0 4 0 15 0 1 0 0 0 0 0 0 2 0 0 0 29

BAND

2 3 7 7 7 11 11 26 26 27 27 27 27 27 27 27 29 29 29 29

6.90 3.45 13.79 0.00 0.00 13.79 0.00 51.72 0.00 3.45 0.00 0.00 0.00 0.00 0.00 0.00 6.90 0.00 0.00 0.00

CUM.

6.90 10.34 24.14 24.14 24.14 37.93 37.93 89.66 89.66 93.10 93.10 93.10 93.10 93.10 93.10 93.10 100.00 100.00 100.00 100.00

PERCENTAGE rp

18.87 6.08 283.32 0.00 0.00 7.39 0.00 33.01 0.00 15.56 0.00 0.00 0.00 0.00 0.00 0.00 259.88 0.00 0.00 0.00 624.10

18.87 24.95 308.27 308.27 308.27 315.66 315.66 348.67 348.67 364.22 364.22 364.22 364.22 364.22 364.22 364.22 624.10 624.10 624.10 624.10

BAND

3.02 0.97 45.40 0.00 0.00 1.18 0.00 5.29 0.00 2.49 0.00 0.00 0.00 0.00 0.00 0.00 41.64 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

3.02 4.00 49.39 49.39 49.39 50.58 50.58 55.87 55.87 58.36 58.36 58.36 58.36 58.36 58.36 58.36 100.00 100.00 100.00 100.00

20.81 3.97 130.61 0.00 0.00 3.76 0.00 13.48 0.00 14.97 0.00 0.00 0.00 0.00 0.00 0.00 160.04 0.00 0.00 0.00

CUM

20.81 10.24 66.95 52.29 37.99 31.33 26.54 24.31 22.27 21.82 21.29 20.11 18.97 17.56 16.98 15.66 25.08 22.79 19.50 19.50 19.50

Page 87 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

382 379 392 201 255 111 65 44 29 16 9 0 4 7 3 2 6 2 4 0 1,911

382 761 1,153 1,354 1,609 1,720 1,785 1,829 1,858 1,874 1,883 1,883 1,887 1,894 1,897 1,899 1,905 1,907 1,911 1,911

BAND

CUM.

19.99 19.99 19.83 39.82 20.51 60.33 10.52 70.85 13.34 84.20 5.81 90.01 3.40 93.41 2.30 95.71 1.52 97.23 0.84 98.06 0.47 98.53 0.00 98.53 0.21 98.74 0.37 99.11 0.16 99.27 0.10 99.37 0.31 99.69 0.10 99.79 0.21 100.00 0.00 100.00

PERCENTAGE rp

54.77 152.72 323.71 280.37 565.49 331.32 298.40 227.26 205.78 132.82 78.19 0.00 23.34 76.32 15.08 33.77 193.91 0.22 383.04 0.00 3,376.51

54.77 207.49 531.20 811.57 1,377.06 1,708.37 2,006.77 2,234.04 2,439.82 2,572.64 2,650.82 2,650.82 2,674.16 2,750.48 2,765.56 2,799.34 2,993.25 2,993.46 3,376.51 3,376.51

BAND

1.62 4.52 9.59 8.30 16.75 9.81 8.84 6.73 6.09 3.93 2.32 0.00 0.69 2.26 0.45 1.00 5.74 0.01 11.34 0.00

CUM.

1.62 6.14 15.73 24.04 40.78 50.60 59.43 66.16 72.26 76.19 78.51 78.51 79.20 81.46 81.91 82.91 88.65 88.66 100.00 100.00

PERCENTAGE f

1 1 2 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5

BAND

1 2 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5

20.00 20.00 40.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

20.00 40.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

25.33 84.00 154.83 0.00 433.24 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 697.40

25.33 109.33 264.15 264.15 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40

BAND

3.63 12.04 22.20 0.00 62.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

3.63 15.68 37.88 37.88 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

46.24 55.00 47.83 0.00 76.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

46.24 52.69 49.73 32.55 50.64 40.82 34.75 31.22 28.58 27.11 26.31 26.31 26.08 25.36 25.22 24.91 23.30 23.30 20.65 20.65 20.65

Page 88 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

135 153 152 107 110 78 45 51 22 18 6 6 6 3 6 2 6 1 0 2 909

BAND

135 288 440 547 657 735 780 831 853 871 877 883 889 892 898 900 906 907 907 909

CUM.

14.85 14.85 16.83 31.68 16.72 48.40 11.77 60.18 12.10 72.28 8.58 80.86 4.95 85.81 5.61 91.42 2.42 93.84 1.98 95.82 0.66 96.48 0.66 97.14 0.66 97.80 0.33 98.13 0.66 98.79 0.22 99.01 0.66 99.67 0.11 99.78 0.00 99.78 0.22 100.00

PERCENTAGE rp

38.30 45.77 112.96 134.02 223.49 225.42 161.39 300.98 123.32 69.13 52.75 48.53 115.34 34.28 83.49 55.07 283.54 10.89 0.00 605.07 2,723.76

38.30 84.07 197.03 331.05 554.54 779.96 941.35 1,242.33 1,365.65 1,434.78 1,487.53 1,536.07 1,651.41 1,685.69 1,769.18 1,824.25 2,107.79 2,118.68 2,118.68 2,723.76

BAND

1.41 1.68 4.15 4.92 8.21 8.28 5.93 11.05 4.53 2.54 1.94 1.78 4.23 1.26 3.07 2.02 10.41 0.40 0.00 22.21

CUM.

1.41 3.09 7.23 12.15 20.36 28.64 34.56 45.61 50.14 52.68 54.61 56.40 60.63 61.89 64.95 66.98 77.39 77.79 77.79 100.00

PERCENTAGE f

2 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 3 7

BAND

2 2 2 3 3 3 4 4 4 4 4 4 4 4 4 4 4 4 4 7

28.57 0.00 0.00 14.29 0.00 0.00 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 42.86

CUM.

28.57 28.57 28.57 42.86 42.86 42.86 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 100.00

PERCENTAGE rp

57.00 0.00 0.00 2.28 0.00 0.00 149.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 911.67 1,120.89

57.00 57.00 57.00 59.28 59.28 59.28 209.21 209.21 209.21 209.21 209.21 209.21 209.21 209.21 209.21 209.21 209.21 209.21 209.21 1,120.89

BAND

PERCENTAGE

CUM.

BAND

5.09 5.09 0.00 5.09 0.00 5.09 0.20 5.29 0.00 5.29 0.00 5.29 13.38 18.67 0.00 18.67 0.00 18.67 0.00 18.67 0.00 18.67 0.00 18.67 0.00 18.67 0.00 18.67 0.00 18.67 0.00 18.67 0.00 18.67 0.00 18.67 0.00 18.67 81.33 100.00

148.83 0.00 0.00 1.70 0.00 0.00 92.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 150.67

CUM

148.83 67.80 28.93 17.91 10.69 7.60 22.22 16.84 15.32 14.58 14.06 13.62 12.67 12.41 11.83 11.47 9.93 9.87 9.87 41.15 41.15

Page 89 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

190 188 242 133 189 91 71 61 29 9 15 16 19 12 9 24 7 8 0 1 1,314

190 378 620 753 942 1,033 1,104 1,165 1,194 1,203 1,218 1,234 1,253 1,265 1,274 1,298 1,305 1,313 1,313 1,314

BAND

14.46 14.31 18.42 10.12 14.38 6.93 5.40 4.64 2.21 0.68 1.14 1.22 1.45 0.91 0.68 1.83 0.53 0.61 0.00 0.08

CUM.

14.46 28.77 47.18 57.31 71.69 78.61 84.02 88.66 90.87 91.55 92.69 93.91 95.36 96.27 96.96 98.78 99.32 99.92 99.92 100.00

PERCENTAGE rp

378.97 89.63 223.18 198.29 429.39 264.61 295.11 340.08 205.91 111.59 150.39 93.56 241.22 174.81 109.45 714.90 357.07 500.14 0.00 755.00 5,633.27

378.97 468.59 691.77 890.06 1,319.45 1,584.06 1,879.17 2,219.25 2,425.17 2,536.75 2,687.14 2,780.70 3,021.93 3,196.73 3,306.18 4,021.07 4,378.14 4,878.28 4,878.28 5,633.27

BAND

6.73 1.59 3.96 3.52 7.62 4.70 5.24 6.04 3.66 1.98 2.67 1.66 4.28 3.10 1.94 12.69 6.34 8.88 0.00 13.40

CUM.

6.73 8.32 12.28 15.80 23.42 28.12 33.36 39.40 43.05 45.03 47.70 49.36 53.64 56.75 58.69 71.38 77.72 86.60 86.60 100.00

PERCENTAGE f

0 1 3 0 3 1 2 1 0 1 1 1 0 0 0 1 0 2 0 0 17

BAND

0 1 4 4 7 8 10 11 11 12 13 14 14 14 14 15 15 17 17 17

0.00 5.88 17.65 0.00 17.65 5.88 11.76 5.88 0.00 5.88 5.88 5.88 0.00 0.00 0.00 5.88 0.00 11.76 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 5.88 11.63 11.63 23.53 43.44 55.07 23.53 0.00 55.07 41.18 480.30 535.36 47.06 5.00 540.36 58.82 599.69 1,140.06 64.71 588.26 1,728.32 64.71 0.00 1,728.32 70.59 20.60 1,748.92 76.47 1,005.04 2,753.96 82.35 637.23 3,391.18 82.35 0.00 3,391.18 82.35 0.00 3,391.18 82.35 0.00 3,391.18 88.24 910.85 4,302.03 88.24 0.00 4,302.03 100.00 253.10 4,555.13 100.00 0.00 4,555.13 100.00 0.00 4,555.13 4,555.13

BAND

CUM.

0.00 0.00 0.26 0.26 0.95 1.21 0.00 1.21 10.54 11.75 0.11 11.86 13.17 25.03 12.91 37.94 0.00 37.94 0.45 38.39 22.06 60.46 13.99 74.45 0.00 74.45 0.00 74.45 0.00 74.45 20.00 94.44 0.00 94.44 5.56 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

0.00 12.97 19.46 0.00 111.86 1.89 203.21 172.97 0.00 18.46 668.28 681.08 0.00 0.00 0.00 127.41 0.00 50.61 0.00 0.00

CUM

0.00 2.48 7.96 6.19 40.57 34.11 60.67 77.88 71.27 68.94 102.49 121.95 112.22 106.08 102.57 106.99 98.26 93.38 93.38 80.86 80.86

Page 90 of 180

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2004

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 124,235 124,235 75 122,305 246,540 150 135,435 381,975 250 73,933 455,908 400 74,689 530,597 625 34,725 565,322 875 24,805 590,127 1,250 17,667 607,794 9,842 617,636 1,750 5,370 623,006 2,250 4,306 627,312 2,750 4,783 632,095 3,500 3,459 635,554 4,500 4,226 639,780 6,250 2,701 642,481 8,750 4,227 646,708 15,000 3,504 650,212 35,000 1,627 651,839 75,000 1,591 653,430 300,000 547 653,977 653,977

BAND

CUM.

19.00 19.00 18.70 37.70 20.71 58.41 11.31 69.71 11.42 81.13 5.31 86.44 3.79 90.24 2.70 92.94 1.50 94.44 0.82 95.26 0.66 95.92 0.73 96.65 0.53 97.18 0.65 97.83 0.41 98.24 0.65 98.89 0.54 99.42 0.25 99.67 0.24 99.92 0.08 100.00

PERCENTAGE rp

BAND

CUM.

68,162.41 68,162.41 4.71 4.71 29,658.51 97,820.92 2.05 6.76 59,225.19 157,046.11 4.09 10.86 52,675.27 209,721.38 3.64 14.50 85,976.49 295,697.88 5.94 20.44 66,816.63 362,514.51 4.62 25.06 65,469.01 427,983.52 4.53 29.59 67,086.62 495,070.14 4.64 34.23 49,809.75 544,879.89 3.44 37.67 27,356.65 572,236.54 1.89 39.56 26,559.87 598,796.41 1.84 41.40 40,151.07 638,947.48 2.78 44.17 31,665.49 670,612.97 2.19 46.36 50,922.01 721,534.97 3.52 49.88 37,586.00 759,120.97 2.60 52.48 87,988.71 847,109.69 6.08 58.56 129,851.27 976,960.96 8.98 67.54 105,255.42 1,082,216.38 7.28 74.82 217,692.91 1,299,909.29 15.05 89.87 146,548.94 1,446,458.23 10.13 100.00 1,446,458.23

PERCENTAGE f

275 169 237 139 196 110 110 118 122 69 42 208 62 161 128 228 229 155 203 271 3,232

275 444 681 820 1,016 1,126 1,236 1,354 1,476 1,545 1,587 1,795 1,857 2,018 2,146 2,374 2,603 2,758 2,961 3,232

BAND

CUM.

PERCENTAGE rp

BAND

8.51 8.51 62,575.65 62,575.65 6.75 5.23 13.74 13,261.26 75,836.91 1.43 7.33 21.07 15,224.51 91,061.42 1.64 4.30 25.37 24,916.11 115,977.53 2.69 6.06 31.44 37,160.07 153,137.59 4.01 3.40 34.84 12,775.94 165,913.53 1.38 3.40 38.24 16,164.05 182,077.58 1.74 3.65 41.89 16,376.23 198,453.82 1.77 3.77 45.67 15,957.38 214,411.20 1.72 2.13 47.80 17,494.69 231,905.89 1.89 1.30 49.10 6,167.08 238,072.97 0.67 6.44 55.54 12,378.26 250,451.24 1.34 1.92 57.46 10,875.83 261,327.07 1.17 4.98 62.44 29,326.60 290,653.67 3.17 3.96 66.40 44,928.84 335,582.51 4.85 7.05 73.45 87,112.06 422,694.57 9.40 7.09 80.54 130,350.02 553,044.59 14.07 4.80 85.33 80,368.54 633,413.13 8.68 6.28 91.62 156,309.12 789,722.25 16.87 8.38 100.00 136,677.56 926,399.81 14.75 926,399.81

CUM.

PERCENTAGE BAND

6.75 91.80 8.19 44.71 9.83 25.71 12.52 47.30 16.53 43.22 17.91 19.12 19.65 24.69 21.42 24.41 23.14 32.04 25.03 63.95 25.70 23.22 27.03 30.83 28.21 34.35 31.37 57.59 36.22 119.54 45.63 99.00 59.70 100.38 68.37 76.36 85.25 71.80 100.00 93.26

CUM

91.80 77.53 57.98 55.30 51.79 45.77 42.54 40.09 39.35 40.53 39.76 39.20 38.97 40.28 44.21 49.90 56.61 58.53 60.75 64.05 64.05

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 557.952.190,40 - Freq. Klaim 376 ) ( Data not Include Claim Fire no Policy Rp. 557.952.190,40 - Freq Claim 376)

Page 91 of 180

RISK AND LOSS PROFILE 2004 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2004

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

119,947 120,290 131,510 70,723 69,765 31,620 22,172 15,098 8,096 4,174 3,177 3,370 2,303 2,680 1,503 2,075 1,453 571 513 99 611,139

119,947 240,237 371,747 442,470 512,235 543,855 566,027 581,125 589,221 593,395 596,572 599,942 602,245 604,925 606,428 608,503 609,956 610,527 611,040 611,139

BAND

CUM.

19.63 19.63 19.68 39.31 21.52 60.83 11.57 72.40 11.42 83.82 5.17 88.99 3.63 92.62 2.47 95.09 1.32 96.41 0.68 97.10 0.52 97.62 0.55 98.17 0.38 98.54 0.44 98.98 0.25 99.23 0.34 99.57 0.24 99.81 0.09 99.90 0.08 99.98 0.02 100.00

PERCENTAGE rp

43,827.62 28,783.97 57,239.14 50,352.18 81,124.15 62,928.50 60,127.23 59,925.66 40,641.19 22,745.60 21,732.03 32,666.92 23,683.36 37,674.03 25,179.62 52,843.92 62,256.94 38,472.01 96,548.06 69,737.88 968,490.03

43,827.62 72,611.59 129,850.73 180,202.92 261,327.07 324,255.57 384,382.80 444,308.46 484,949.65 507,695.25 529,427.28 562,094.21 585,777.57 623,451.60 648,631.22 701,475.14 763,732.08 802,204.09 898,752.15 968,490.03

BAND

4.53 2.97 5.91 5.20 8.38 6.50 6.21 6.19 4.20 2.35 2.24 3.37 2.45 3.89 2.60 5.46 6.43 3.97 9.97 7.20

PERCENTAGE

CUM.

4.53 7.50 13.41 18.61 26.98 33.48 39.69 45.88 50.07 52.42 54.67 58.04 60.48 64.37 66.97 72.43 78.86 82.83 92.80 100.00

165 146 190 107 141 78 85 71 85 34 31 139 32 91 58 113 68 51 66 19 1,770

165 311 501 608 749 827 912 983 1,068 1,102 1,133 1,272 1,304 1,395 1,453 1,566 1,634 1,685 1,751 1,770

BAND

CUM.

9.32 9.32 8.25 17.57 10.73 28.31 6.05 34.35 7.97 42.32 4.41 46.72 4.80 51.53 4.01 55.54 4.80 60.34 1.92 62.26 1.75 64.01 7.85 71.86 1.81 73.67 5.14 78.81 3.28 82.09 6.38 88.47 3.84 92.32 2.88 95.20 3.73 98.93 1.07 100.00

PERCENTAGE rp

16,514.07 12,391.26 13,623.70 23,717.77 12,398.57 10,803.31 15,606.23 12,917.12 14,462.73 8,087.93 2,977.16 9,817.82 8,100.89 21,503.45 14,143.02 61,898.43 18,577.57 54,172.93 86,767.75 4,651.42

16,514.07 28,905.34 42,529.04 66,246.81 78,645.37 89,448.68 105,054.91 117,972.03 132,434.76 140,522.69 143,499.85 153,317.68 161,418.57 182,922.02 197,065.04 258,963.47 277,541.04 331,713.97 418,481.72 423,133.14

BAND

3.90 2.93 3.22 5.61 2.93 2.55 3.69 3.05 3.42 1.91 0.70 2.32 1.91 5.08 3.34 14.63 4.39 12.80 20.51 1.10

PERCENTAGE

CUM.

BAND

3.90 6.83 10.05 15.66 18.59 21.14 24.83 27.88 31.30 33.21 33.91 36.23 38.15 43.23 46.57 61.20 65.59 78.39 98.90 100.00

37.68 43.05 23.80 47.10 15.28 17.17 25.96 21.56 35.59 35.56 13.70 30.05 34.20 57.08 56.17 117.13 29.84 140.81 89.87 6.67

423,133.14

CUM

37.68 39.81 32.75 36.76 30.09 27.59 27.33 26.55 27.31 27.68 27.10 27.28 27.56 29.34 30.38 36.92 36.34 41.35 46.56 43.69 43.69

Page 92 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2004

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,084 1,476 3,068 2,388 3,379 2,197 1,933 1,851 1,250 794 756 942 801 1,049 806 1,402 1,331 649 656 283 30,095

3,084 4,560 7,628 10,016 13,395 15,592 17,525 19,376 20,626 21,420 22,176 23,118 23,919 24,968 25,774 27,176 28,507 29,156 29,812 30,095

BAND

CUM.

10.25 10.25 4.90 15.15 10.19 25.35 7.93 33.28 11.23 44.51 7.30 51.81 6.42 58.23 6.15 64.38 4.15 68.54 2.64 71.17 2.51 73.69 3.13 76.82 2.66 79.48 3.49 82.96 2.68 85.64 4.66 90.30 4.42 94.72 2.16 96.88 2.18 99.06 0.94 100.00

PERCENTAGE rp

18,767.06 784.55 1,758.59 1,878.51 4,037.46 3,145.76 4,434.98 6,100.73 7,804.18 3,846.07 4,060.13 5,838.76 6,532.05 10,552.88 9,931.88 27,106.37 48,989.59 44,683.60 83,822.81 55,002.02 349,077.98

18,767.06 19,551.62 21,310.21 23,188.71 27,226.17 30,371.93 34,806.91 40,907.64 48,711.82 52,557.89 56,618.02 62,456.78 68,988.84 79,541.72 89,473.60 116,579.97 165,569.55 210,253.16 294,075.96 349,077.98

BAND

5.38 0.22 0.50 0.54 1.16 0.90 1.27 1.75 2.24 1.10 1.16 1.67 1.87 3.02 2.85 7.77 14.03 12.80 24.01 15.76

CUM.

5.38 5.60 6.10 6.64 7.80 8.70 9.97 11.72 13.95 15.06 16.22 17.89 19.76 22.79 25.63 33.40 47.43 60.23 84.24 100.00

PERCENTAGE f

110 23 47 32 55 31 24 46 36 32 11 68 29 70 70 114 160 101 135 252 1,446

110 133 180 212 267 298 322 368 404 436 447 515 544 614 684 798 958 1,059 1,194 1,446

BAND

CUM.

7.61 7.61 1.59 9.20 3.25 12.45 2.21 14.66 3.80 18.46 2.14 20.61 1.66 22.27 3.18 25.45 2.49 27.94 2.21 30.15 0.76 30.91 4.70 35.62 2.01 37.62 4.84 42.46 4.84 47.30 7.88 55.19 11.07 66.25 6.98 73.24 9.34 82.57 17.43 100.00

PERCENTAGE rp

46,061.58 869.99 1,600.81 1,198.34 24,761.50 1,912.43 548.10 3,459.11 1,449.52 8,408.65 3,189.92 2,369.78 2,774.94 7,823.15 30,785.82 24,883.36 111,424.33 24,137.86 68,412.26 132,026.14

46,061.58 46,931.57 48,532.38 49,730.72 74,492.22 76,404.65 76,952.75 80,411.87 81,861.39 90,270.04 93,459.96 95,829.74 98,604.68 106,427.83 137,213.65 162,097.01 273,521.35 297,659.21 366,071.47 498,097.61

BAND

9.25 0.17 0.32 0.24 4.97 0.38 0.11 0.69 0.29 1.69 0.64 0.48 0.56 1.57 6.18 5.00 22.37 4.85 13.73 26.51

PERCENTAGE

CUM.

BAND

CUM

9.25 9.42 9.74 9.98 14.96 15.34 15.45 16.14 16.43 18.12 18.76 19.24 19.80 21.37 27.55 32.54 54.91 59.76 73.49 100.00

245.44 110.89 91.03 63.79 613.29 60.79 12.36 56.70 18.57 218.63 78.57 40.59 42.48 74.13 309.97 91.80 227.44 54.02 81.62 240.04

245.44 240.04 227.74 214.46 273.61 251.56 221.08 196.57 168.05 171.75 165.07 153.43 142.93 133.80 153.36 139.04 165.20 141.57 124.48 142.69

498,097.61

142.69

Page 93 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2004

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

11 5 1 4 10 6 12 16 15 15 6 14 5 12 18 50 28 21 15 0 264

11 16 17 21 31 37 49 65 80 95 101 115 120 132 150 200 228 249 264 264

BAND

CUM.

4.17 4.17 1.89 6.06 0.38 6.44 1.52 7.95 3.79 11.74 2.27 14.02 4.55 18.56 6.06 24.62 5.68 30.30 5.68 35.98 2.27 38.26 5.30 43.56 1.89 45.45 4.55 50.00 6.82 56.82 18.94 75.76 10.61 86.36 7.95 94.32 5.68 100.00 0.00 100.00

PERCENTAGE rp

173.73 0.16 0.21 1.21 5.30 2.88 13.76 18.09 25.87 40.64 16.93 67.75 21.83 61.40 157.03 958.10 749.49 1,785.12 2,842.31 0.00 6,941.80

173.73 173.89 174.09 175.30 180.60 183.48 197.24 215.33 241.20 281.84 298.77 366.52 388.35 449.75 606.77 1,564.88 2,314.37 4,099.49 6,941.80 6,941.80

BAND

2.50 0.00 0.00 0.02 0.08 0.04 0.20 0.26 0.37 0.59 0.24 0.98 0.31 0.88 2.26 13.80 10.80 25.72 40.94 0.00

CUM.

2.50 2.50 2.51 2.53 2.60 2.64 2.84 3.10 3.47 4.06 4.30 5.28 5.59 6.48 8.74 22.54 33.34 59.06 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 2 0 0 0 0 0 0 0 2 0 0 4

BAND

0 0 0 0 0 0 0 0 0 2 2 2 2 2 2 2 2 4 4 4

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 50.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 348.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,054.88 0.00 0.00 2,403.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 348.11 348.11 348.11 348.11 348.11 348.11 348.11 348.11 2,403.00 2,403.00 2,403.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 85.51 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.49 14.49 14.49 14.49 14.49 14.49 14.49 14.49 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 856.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 115.11 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 123.51 116.51 94.98 89.64 77.40 57.37 22.25 15.04 58.62 34.62 34.62 34.62

Page 94 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2004

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,193 534 856 818 1,535 902 688 702 481 387 367 457 350 485 374 700 692 386 407 165 12,479

1,193 1,727 2,583 3,401 4,936 5,838 6,526 7,228 7,709 8,096 8,463 8,920 9,270 9,755 10,129 10,829 11,521 11,907 12,314 12,479

BAND

CUM.

9.56 9.56 4.28 13.84 6.86 20.70 6.56 27.25 12.30 39.55 7.23 46.78 5.51 52.30 5.63 57.92 3.85 61.78 3.10 64.88 2.94 67.82 3.66 71.48 2.80 74.28 3.89 78.17 3.00 81.17 5.61 86.78 5.55 92.32 3.09 95.42 3.26 98.68 1.32 100.00

PERCENTAGE rp

5,393.99 89.83 227.25 443.37 809.59 739.49 893.05 1,042.14 1,338.50 724.34 750.79 1,577.63 1,428.24 2,633.69 2,317.47 7,080.32 17,855.26 20,314.69 34,479.73 21,809.04 121,948.42

5,393.99 5,483.82 5,711.08 6,154.45 6,964.04 7,703.53 8,596.58 9,638.72 10,977.22 11,701.56 12,452.34 14,029.97 15,458.21 18,091.91 20,409.38 27,489.70 45,344.96 65,659.65 100,139.38 121,948.42

BAND

4.42 0.07 0.19 0.36 0.66 0.61 0.73 0.85 1.10 0.59 0.62 1.29 1.17 2.16 1.90 5.81 14.64 16.66 28.27 17.88

CUM.

4.42 4.50 4.68 5.05 5.71 6.32 7.05 7.90 9.00 9.60 10.21 11.50 12.68 14.84 16.74 22.54 37.18 53.84 82.12 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 1 1 1 2 1 3 1 4 1 5 0 5 1 6 1 7 0 7 0 7 1 8 1 9 1 10 2 12 0 12 12

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.33 8.33 8.33 16.67 8.33 25.00 8.33 33.33 8.33 41.67 0.00 41.67 8.33 50.00 8.33 58.33 0.00 58.33 0.00 58.33 8.33 66.67 8.33 75.00 8.33 83.33 16.67 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 60.20 9.72 0.00 45.14 650.00 0.00 190.66 0.00 0.00 0.00 330.27 348.13 2.86 1,129.10 0.00 2,766.06

0.00 0.00 0.00 0.00 0.00 60.20 69.92 69.92 115.05 765.05 765.05 955.71 955.71 955.71 955.71 1,285.98 1,634.10 1,636.96 2,766.06 2,766.06

BAND

0.00 0.00 0.00 0.00 0.00 2.18 0.35 0.00 1.63 23.50 0.00 6.89 0.00 0.00 0.00 11.94 12.59 0.10 40.82 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 2.18 2.53 2.53 4.16 27.66 27.66 34.55 34.55 34.55 34.55 46.49 59.08 59.18 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 8.14 1.09 0.00 3.37 89.74 0.00 12.08 0.00 0.00 0.00 4.66 1.95 0.01 3.27 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.78 0.81 0.73 1.05 6.54 6.14 6.81 6.18 5.28 4.68 4.68 3.60 2.49 2.76 0.02 0000

Page 95 of 180

RISK AND LOSS PROFILE 2004 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

39 16 34 20 36 23 32 27 14 15 7 12 10 18 12 20 19 16 29 10 409

39 55 89 109 145 168 200 227 241 256 263 275 285 303 315 335 354 370 399 409

BAND

CUM.

9.54 9.54 3.91 13.45 8.31 21.76 4.89 26.65 8.80 35.45 5.62 41.08 7.82 48.90 6.60 55.50 3.42 58.92 3.67 62.59 1.71 64.30 2.93 67.24 2.44 69.68 4.40 74.08 2.93 77.02 4.89 81.91 4.65 86.55 3.91 90.46 7.09 97.56 2.44 100.00

PERCENTAGE rp

174.59 174.59 4.35 178.94 10.22 189.16 10.93 200.09 44.30 244.39 24.68 269.06 71.95 341.01 127.72 468.73 29.75 498.48 35.57 534.05 20.76 554.82 62.47 617.29 77.33 694.62 181.13 875.75 145.26 1,021.00 376.06 1,397.06 1,064.23 2,461.29 1,138.62 3,599.91 4,048.91 7,648.82 2,514.78 10,163.60 10,163.60

BAND

1.72 0.04 0.10 0.11 0.44 0.24 0.71 1.26 0.29 0.35 0.20 0.61 0.76 1.78 1.43 3.70 10.47 11.20 39.84 24.74

CUM.

1.72 1.76 1.86 1.97 2.40 2.65 3.36 4.61 4.90 5.25 5.46 6.07 6.83 8.62 10.05 13.75 24.22 35.42 75.26 100.00

PERCENTAGE f

9 0 0 0 0 1 0 1 0 0 0 0 0 1 0 5 2 3 3 0 25

BAND

9 9 9 9 9 10 10 11 11 11 11 11 11 12 12 17 19 22 25 25

CUM.

36.00 36.00 0.00 36.00 0.00 36.00 0.00 36.00 0.00 36.00 4.00 40.00 0.00 40.00 4.00 44.00 0.00 44.00 0.00 44.00 0.00 44.00 0.00 44.00 0.00 44.00 4.00 48.00 0.00 48.00 20.00 68.00 8.00 76.00 12.00 88.00 12.00 100.00 0.00 100.00

PERCENTAGE rp

512.99 0.00 0.00 0.00 0.00 82.36 0.00 150.00 0.00 0.00 0.00 0.00 0.00 11.05 0.00 706.33 178.85 2,042.15 4,877.51 0.00 8,561.25

512.99 512.99 512.99 512.99 512.99 595.35 595.35 745.35 745.35 745.35 745.35 745.35 745.35 756.41 756.41 1,462.74 1,641.59 3,683.74 8,561.25 8,561.25

BAND

CUM.

5.99 5.99 0.00 5.99 0.00 5.99 0.00 5.99 0.00 5.99 0.96 6.95 0.00 6.95 1.75 8.71 0.00 8.71 0.00 8.71 0.00 8.71 0.00 8.71 0.00 8.71 0.13 8.84 0.00 8.84 8.25 17.09 2.09 19.17 23.85 43.03 56.97 100.00 0.00 100.00

PERCENTAGE BAND

CUM

293.82 0.00 0.00 0.00 0.00 333.78 0.00 117.45 0.00 0.00 0.00 0.00 0.00 6.10 0.00 187.83 16.81 179.35 120.46 0.00

293.82 286.68 271.20 256.38 209.91 221.27 174.58 159.02 149.52 139.57 134.34 120.75 107.30 86.37 74.08 104.70 66.70 102.33 111.93 84.23 84.23

Page 96 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2005

DATE

15/02/2006

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

153 64 96 59 77 51 56 51 39 29 31 52 33 40 34 73 97 43 57 26 1,161

153 217 313 372 449 500 556 607 646 675 706 758 791 831 865 938 1,035 1,078 1,135 1,161

BAND

CUM.

13.18 13.18 5.51 18.69 8.27 26.96 5.08 32.04 6.63 38.67 4.39 43.07 4.82 47.89 4.39 52.28 3.36 55.64 2.50 58.14 2.67 60.81 4.48 65.29 2.84 68.13 3.45 71.58 2.93 74.50 6.29 80.79 8.35 89.15 3.70 92.85 4.91 97.76 2.24 100.00

PERCENTAGE rp

1,674.30 1,674.30 13.75 1,688.04 53.30 1,741.34 38.30 1,779.65 75.45 1,855.10 67.39 1,922.49 77.53 2,000.02 97.23 2,097.26 85.15 2,182.41 88.95 2,271.36 152.03 2,423.39 217.18 2,640.57 141.50 2,782.08 252.46 3,034.54 268.68 3,303.22 1,098.36 4,401.58 2,253.59 6,655.17 1,797.86 8,453.04 4,967.84 13,420.87 6,777.38 20,198.25 20,198.25

BAND

8.29 0.07 0.26 0.19 0.37 0.33 0.38 0.48 0.42 0.44 0.75 1.08 0.70 1.25 1.33 5.44 11.16 8.90 24.60 33.55

CUM.

8.29 8.36 8.62 8.81 9.18 9.52 9.90 10.38 10.80 11.25 12.00 13.07 13.77 15.02 16.35 21.79 32.95 41.85 66.45 100.00

PERCENTAGE f

3 0 1 1 1 0 0 0 1 1 1 0 1 1 0 2 5 5 7 6 36

3 3 4 5 6 6 6 6 7 8 9 9 10 11 11 13 18 23 30 36

BAND

CUM.

8.33 8.33 0.00 8.33 2.78 11.11 2.78 13.89 2.78 16.67 0.00 16.67 0.00 16.67 0.00 16.67 2.78 19.44 2.78 22.22 2.78 25.00 0.00 25.00 2.78 27.78 2.78 30.56 0.00 30.56 5.56 36.11 13.89 50.00 13.89 63.89 19.44 83.33 16.67 100.00

PERCENTAGE rp

356.49 0.00 4.75 0.65 110.40 0.00 0.00 0.00 300.00 100.00 18.20 0.00 4.93 1,101.42 0.00 1,024.11 439.51 366.20 4,319.50 11,640.40 19,786.57

356.49 356.49 361.24 361.89 472.29 472.29 472.29 472.29 772.29 872.29 890.49 890.49 895.42 1,996.84 1,996.84 3,020.96 3,460.47 3,826.67 8,146.17 19,786.57

BAND

1.80 0.00 0.02 0.00 0.56 0.00 0.00 0.00 1.52 0.51 0.09 0.00 0.02 5.57 0.00 5.18 2.22 1.85 21.83 58.83

PERCENTAGE

CUM.

BAND

1.80 1.80 1.83 1.83 2.39 2.39 2.39 2.39 3.90 4.41 4.50 4.50 4.53 10.09 10.09 15.27 17.49 19.34 41.17 100.00

21.29 0.00 8.91 1.71 146.33 0.00 0.00 0.00 352.31 112.43 11.97 0.00 3.49 436.27 0.00 93.24 19.50 20.37 86.95 171.75

CUM

21.29 21.12 20.74 20.33 25.46 24.57 23.61 22.52 35.39 38.40 36.75 33.72 32.19 65.80 60.45 68.63 52.00 45.27 60.70 97.96 97.96

Page 97 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2005

DATE

15/02/2006

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

350 226 366 308 477 355 323 300 234 148 123 213 172 237 189 385 311 164 213 46 5,140

350 576 942 1,250 1,727 2,082 2,405 2,705 2,939 3,087 3,210 3,423 3,595 3,832 4,021 4,406 4,717 4,881 5,094 5,140

BAND

CUM.

PERCENTAGE rp

6.81 6.81 2,487.02 2,487.02 4.40 11.21 46.49 2,533.51 7.12 18.33 125.22 2,658.73 5.99 24.32 161.75 2,820.48 9.28 33.60 598.95 3,419.42 6.91 40.51 427.50 3,846.92 6.28 46.79 9,342.78 13,189.70 5.84 52.63 603.23 13,792.93 4.55 57.18 3,255.91 17,048.84 2.88 60.06 567.66 17,616.50 2.39 62.45 1,278.19 18,894.69 4.14 66.60 1,228.51 20,123.19 3.35 69.94 1,417.87 21,541.06 4.61 74.55 1,838.75 23,379.81 3.68 78.23 2,080.30 25,460.12 7.49 85.72 4,901.73 30,361.85 6.05 91.77 8,560.99 38,922.83 3.19 94.96 7,657.13 46,579.96 4.14 99.11 17,547.11 64,127.07 0.89 100.00 6,047.38 70,174.44 70,174.44

BAND

3.54 0.07 0.18 0.23 0.85 0.61 13.31 0.86 4.64 0.81 1.82 1.75 2.02 2.62 2.96 6.99 12.20 10.91 25.00 8.62

PERCENTAGE

CUM.

3.54 3.61 3.79 4.02 4.87 5.48 18.80 19.66 24.29 25.10 26.93 28.68 30.70 33.32 36.28 43.27 55.47 66.38 91.38 100.00

0 0 1 0 2 1 5 4 3 3 1 2 4 10 6 14 17 12 33 4

0 0 1 1 3 4 9 13 16 19 20 22 26 36 42 56 73 85 118 122

122

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.82 0.82 7.85 0.00 0.82 0.00 1.64 2.46 63.36 0.82 3.28 7.21 4.10 7.38 92.67 3.28 10.66 1,673.66 2.46 13.11 37.26 2.46 15.57 19.59 0.82 16.39 30.97 1.64 18.03 245.79 3.28 21.31 127.56 8.20 29.51 1,014.42 4.92 34.43 235.85 11.48 45.90 1,300.52 13.93 59.84 1,641.52 9.84 69.67 15,391.87 27.05 96.72 4,135.05 3.28 100.00 293.94 26,319.09

0.00 0.00 7.85 7.85 71.21 78.42 171.09 1,844.75 1,882.01 1,901.60 1,932.57 2,178.36 2,305.92 3,320.34 3,556.19 4,856.71 6,498.24 21,890.10 26,025.15 26,319.09

BAND

0.00 0.00 0.03 0.00 0.24 0.03 0.35 6.36 0.14 0.07 0.12 0.93 0.48 3.85 0.90 4.94 6.24 58.48 15.71 1.12

CUM.

0.00 0.00 0.03 0.03 0.27 0.30 0.65 7.01 7.15 7.23 7.34 8.28 8.76 12.62 13.51 18.45 24.69 83.17 98.88 100.00

PERCENTAGE BAND

0.00 0.00 6.27 0.00 10.58 1.69 0.99 277.45 1.14 3.45 2.42 20.01 9.00 55.17 11.34 26.53 19.17 201.01 23.57 4.86

CUM

0.00 0.00 0.30 0.28 2.08 2.04 1.30 13.37 11.04 10.79 10.23 10.83 10.70 14.20 13.97 16.00 16.70 46.99 40.58 37.51 37.51

Page 98 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2005

DATE

15/02/2006

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

319 161 299 225 426 383 402 409 327 257 245 292 202 308 242 400 364 167 155 41 5,624

319 480 779 1,004 1,430 1,813 2,215 2,624 2,951 3,208 3,453 3,745 3,947 4,255 4,497 4,897 5,261 5,428 5,583 5,624

BAND

CUM.

5.67 5.67 2.86 8.53 5.32 13.85 4.00 17.85 7.57 25.43 6.81 32.24 7.15 39.38 7.27 46.66 5.81 52.47 4.57 57.04 4.36 61.40 5.19 66.59 3.59 70.18 5.48 75.66 4.30 79.96 7.11 87.07 6.47 93.55 2.97 96.51 2.76 99.27 0.73 100.00

PERCENTAGE rp

6,071.94 6,071.94 84.23 6,156.17 241.99 6,398.16 297.26 6,695.42 781.76 7,477.18 868.63 8,345.81 1,670.42 10,016.23 1,615.94 11,632.17 1,896.68 13,528.85 1,432.17 14,961.01 1,707.08 16,668.09 2,349.52 19,017.61 2,197.48 21,215.09 4,843.22 26,058.31 3,956.93 30,015.24 8,826.92 38,842.16 14,914.57 53,756.73 11,641.34 65,398.07 23,151.23 88,549.30 20,863.05 109,412.36 109,412.36

BAND

5.55 0.08 0.22 0.27 0.71 0.79 1.53 1.48 1.73 1.31 1.56 2.15 2.01 4.43 3.62 8.07 13.63 10.64 21.16 19.07

PERCENTAGE

CUM.

BAND

5.55 5.63 5.85 6.12 6.83 7.63 9.15 10.63 12.37 13.67 15.23 17.38 19.39 23.82 27.43 35.50 49.13 59.77 80.93 100.00

10 6 4 1 17 3 4 6 6 7 2 2 5 8 18 26 12 14 10 4

10 16 20 21 38 41 45 51 57 64 66 68 73 81 99 125 137 151 161 165

6.06 6.06 3.64 9.70 2.42 12.12 0.61 12.73 10.30 23.03 1.82 24.85 2.42 27.27 3.64 30.91 3.64 34.55 4.24 38.79 1.21 40.00 1.21 41.21 3.03 44.24 4.85 49.09 10.91 60.00 15.76 75.76 7.27 83.03 8.48 91.52 6.06 97.58 2.42 100.00

165

CUM.

PERCENTAGE rp

14,446.88 3,492.40 116.53 0.85 695.97 110.16 895.61 1,233.94 1,576.04 2,078.18 20.58 95.13 3,949.57 4,581.72 4,330.98 2,606.65 5,077.81 1,154.21 4,047.82 25,379.89 75,890.92

14,446.88 17,939.28 18,055.82 18,056.67 18,752.64 18,862.80 19,758.41 20,992.35 22,568.39 24,646.57 24,667.15 24,762.27 28,711.84 33,293.56 37,624.54 40,231.19 45,308.99 46,463.20 50,511.02 75,890.92

BAND

19.04 4.60 0.15 0.00 0.92 0.15 1.18 1.63 2.08 2.74 0.03 0.13 5.20 6.04 5.71 3.43 6.69 1.52 5.33 33.44

CUM.

PERCENTAGE BAND

19.04 237.93 23.64 4,146.22 23.79 48.16 23.79 0.29 24.71 89.03 24.86 12.68 26.04 53.62 27.66 76.36 29.74 83.09 32.48 145.11 32.50 1.21 32.63 4.05 37.83 179.73 43.87 94.60 49.58 109.45 53.01 29.53 59.70 34.05 61.22 9.91 66.56 17.48 100.00 121.65

CUM

237.93 291.40 282.20 269.69 250.80 226.02 197.26 180.47 166.82 164.74 147.99 130.21 135.34 127.77 125.35 103.58 84.29 71.05 57.04 69.36 69.36

Page 99 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2005

DATE

15/02/2006

Textiles

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

830 862 1,249 981 1,283 794 666 562 394 221 227 252 189 270 222 337 286 155 177 25 9,982

830 1,692 2,941 3,922 5,205 5,999 6,665 7,227 7,621 7,842 8,069 8,321 8,510 8,780 9,002 9,339 9,625 9,780 9,957 9,982

BAND

CUM.

8.31 8.31 8.64 16.95 12.51 29.46 9.83 39.29 12.85 52.14 7.95 60.10 6.67 66.77 5.63 72.40 3.95 76.35 2.21 78.56 2.27 80.84 2.52 83.36 1.89 85.25 2.70 87.96 2.22 90.18 3.38 93.56 2.87 96.42 1.55 97.98 1.77 99.75 0.25 100.00

PERCENTAGE rp

4,906.08 336.09 943.92 1,054.58 1,786.10 1,766.43 1,869.89 2,399.10 2,314.28 1,979.00 1,616.86 1,946.17 1,824.07 3,300.46 1,662.58 7,381.94 9,666.60 10,656.54 18,611.93 4,341.64 80,364.27

4,906.08 5,242.17 6,186.09 7,240.68 9,026.78 10,793.21 12,663.10 15,062.20 17,376.48 19,355.47 20,972.33 22,918.51 24,742.58 28,043.04 29,705.62 37,087.56 46,754.16 57,410.70 76,022.62 80,364.27

BAND

6.10 0.42 1.17 1.31 2.22 2.20 2.33 2.99 2.88 2.46 2.01 2.42 2.27 4.11 2.07 9.19 12.03 13.26 23.16 5.40

PERCENTAGE

CUM.

BAND

6.10 6.52 7.70 9.01 11.23 13.43 15.76 18.74 21.62 24.08 26.10 28.52 30.79 34.89 36.96 46.15 58.18 71.44 94.60 100.00

27 0 3 3 4 2 6 9 4 5 2 13 4 17 16 31 58 29 19 0

27 27 30 33 37 39 45 54 58 63 65 78 82 99 115 146 204 233 252 252

10.71 10.71 0.00 10.71 1.19 11.90 1.19 13.10 1.59 14.68 0.79 15.48 2.38 17.86 3.57 21.43 1.59 23.02 1.98 25.00 0.79 25.79 5.16 30.95 1.59 32.54 6.75 39.29 6.35 45.63 12.30 57.94 23.02 80.95 11.51 92.46 7.54 100.00 0.00 100.00

252

CUM.

PERCENTAGE rp

24,318.82 0.00 93.41 377.04 33.23 39.22 2,043.93 2,472.97 1,347.16 5,559.26 10.77 2,188.75 87.34 2,129.97 5,102.78 9,917.93 74,202.84 33,613.91 26,602.99 0.00 190,142.33

24,318.82 24,318.82 24,412.23 24,789.28 24,822.50 24,861.72 26,905.66 29,378.63 30,725.79 36,285.05 36,295.82 38,484.57 38,571.91 40,701.88 45,804.66 55,722.59 129,925.43 163,539.34 190,142.33 190,142.33

BAND

12.79 0.00 0.05 0.20 0.02 0.02 1.07 1.30 0.71 2.92 0.01 1.15 0.05 1.12 2.68 5.22 39.02 17.68 13.99 0.00

CUM.

12.79 12.79 12.84 13.04 13.05 13.08 14.15 15.45 16.16 19.08 19.09 20.24 20.29 21.41 24.09 29.31 68.33 86.01 100.00 100.00

PERCENTAGE BAND

495.69 0.00 9.90 35.75 1.86 2.22 109.31 103.08 58.21 280.91 0.67 112.46 4.79 64.54 306.92 134.35 767.62 315.43 142.94 0.00

CUM

495.69 463.91 394.63 342.36 274.99 230.35 212.47 195.05 176.82 187.47 173.07 167.92 155.89 145.14 154.20 150.25 277.89 284.86 250.11 236.60 236.60

Page 100 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2005

DATE

15/02/2006

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

473 472 713 487 780 473 417 432 344 186 176 187 180 205 190 263 205 105 75 24 6,387

473 945 1,658 2,145 2,925 3,398 3,815 4,247 4,591 4,777 4,953 5,140 5,320 5,525 5,715 5,978 6,183 6,288 6,363 6,387

BAND

CUM.

7.41 7.41 7.39 14.80 11.16 25.96 7.62 33.58 12.21 45.80 7.41 53.20 6.53 59.73 6.76 66.49 5.39 71.88 2.91 74.79 2.76 77.55 2.93 80.48 2.82 83.29 3.21 86.50 2.97 89.48 4.12 93.60 3.21 96.81 1.64 98.45 1.17 99.62 0.38 100.00

PERCENTAGE rp

5,390.96 281.43 563.96 547.03 1,441.87 1,145.85 1,687.92 2,103.91 1,901.11 1,309.89 1,739.97 1,999.66 2,364.01 2,884.21 3,624.04 10,250.72 10,522.45 8,430.33 10,072.24 4,523.72 72,785.28

5,390.96 5,672.39 6,236.35 6,783.38 8,225.25 9,371.10 11,059.02 13,162.94 15,064.05 16,373.93 18,113.91 20,113.57 22,477.57 25,361.79 28,985.83 39,236.55 49,759.00 58,189.33 68,261.56 72,785.28

BAND

7.41 0.39 0.77 0.75 1.98 1.57 2.32 2.89 2.61 1.80 2.39 2.75 3.25 3.96 4.98 14.08 14.46 11.58 13.84 6.22

PERCENTAGE BAND

CUM.

PERCENTAGE

CUM.

7.41 7.79 8.57 9.32 11.30 12.87 15.19 18.08 20.70 22.50 24.89 27.63 30.88 34.84 39.82 53.91 68.36 79.95 93.78 100.00

9 3 3 1 3 3 4 7 5 5 3 4 3 5 18 13 14 7 7 3

9 7.50 7.50 974.28 12 2.50 10.00 108.99 15 2.50 12.50 232.59 16 0.83 13.33 204.42 19 2.50 15.83 111.53 22 2.50 18.33 660.65 26 3.33 21.67 384.18 33 5.83 27.50 269.26 38 4.17 31.67 251.75 43 4.17 35.83 821.56 46 2.50 38.33 603.91 50 3.33 41.67 647.42 53 2.50 44.17 367.05 58 4.17 48.33 242.47 76 15.00 63.33 15,193.69 89 10.83 74.17 1,873.87 103 11.67 85.83 10,389.07 110 5.83 91.67 1,017.46 117 5.83 97.50 15,225.18 120 2.50 100.00 16.67

120

49,596.01

974.28 1,083.27 1,315.86 1,520.28 1,631.81 2,292.46 2,676.64 2,945.90 3,197.65 4,019.21 4,623.12 5,270.55 5,637.60 5,880.07 21,073.76 22,947.64 33,336.70 34,354.16 49,579.34 49,596.01

BAND

1.96 0.22 0.47 0.41 0.22 1.33 0.77 0.54 0.51 1.66 1.22 1.31 0.74 0.49 30.63 3.78 20.95 2.05 30.70 0.03

PERCENTAGE

CUM.

BAND

1.96 2.18 2.65 3.07 3.29 4.62 5.40 5.94 6.45 8.10 9.32 10.63 11.37 11.86 42.49 46.27 67.22 69.27 99.97 100.00

18.07 38.73 41.24 37.37 7.73 57.66 22.76 12.80 13.24 62.72 34.71 32.38 15.53 8.41 419.25 18.28 98.73 12.07 151.16 0.37

CUM

18.07 19.10 21.10 22.41 19.84 24.46 24.20 22.38 21.23 24.55 25.52 26.20 25.08 23.18 72.70 58.49 67.00 59.04 72.63 68.14 68.14

Page 101 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2005

DATE

15/02/2006

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

BAND

CUM.

PERCENTAGE rp

698 466 590 358 503 362 327 326 238 155 156 207 166 200 117 190 201 90 97 17

698 12.77 12.77 4,700.21 1,164 8.53 21.30 401.14 1,754 10.80 32.10 690.33 2,112 6.55 38.65 722.69 2,615 9.21 47.86 1,552.48 2,977 6.63 54.48 1,627.49 3,304 5.98 60.47 1,981.51 3,630 5.97 66.43 2,596.27 3,868 4.36 70.79 2,416.80 4,023 2.84 73.63 1,745.86 4,179 2.86 76.48 2,147.97 4,386 3.79 80.27 3,649.28 4,552 3.04 83.31 3,372.78 4,752 3.66 86.97 6,172.34 4,869 2.14 89.11 4,304.52 5,059 3.48 92.59 9,317.02 5,260 3.68 96.27 13,080.20 5,350 1.65 97.91 9,248.75 5,447 1.78 99.69 34,025.87 5,464 0.31 100.00 18,760.45

5,464

122,513.96

4,700.21 5,101.36 5,791.68 6,514.38 8,066.86 9,694.35 11,675.85 14,272.12 16,688.92 18,434.77 20,582.74 24,232.02 27,604.80 33,777.14 38,081.66 47,398.68 60,478.89 69,727.64 103,753.51 122,513.96

BAND

CUM.

3.84 3.84 0.33 4.16 0.56 4.73 0.59 5.32 1.27 6.58 1.33 7.91 1.62 9.53 2.12 11.65 1.97 13.62 1.43 15.05 1.75 16.80 2.98 19.78 2.75 22.53 5.04 27.57 3.51 31.08 7.60 38.69 10.68 49.36 7.55 56.91 27.77 84.69 15.31 100.00

PERCENTAGE f

11 2 5 3 1 1 7 6 5 3 2 10 6 10 6 19 13 5 9 0 124

11 13 18 21 22 23 30 36 41 44 46 56 62 72 78 97 110 115 124 124

BAND

CUM.

8.87 8.87 1.61 10.48 4.03 14.52 2.42 16.94 0.81 17.74 0.81 18.55 5.65 24.19 4.84 29.03 4.03 33.06 2.42 35.48 1.61 37.10 8.06 45.16 4.84 50.00 8.06 58.06 4.84 62.90 15.32 78.23 10.48 88.71 4.03 92.74 7.26 100.00 0.00 100.00

PERCENTAGE rp

1,260.76 110.29 170.66 263.60 148.35 94.89 2,402.66 332.53 505.45 349.80 43.00 1,116.97 907.50 5,020.70 665.34 13,011.08 10,800.41 8,721.50 28,014.96 0.00 73,940.46

1,260.76 1,371.05 1,541.71 1,805.32 1,953.67 2,048.56 4,451.22 4,783.75 5,289.20 5,639.01 5,682.01 6,798.97 7,706.48 12,727.17 13,392.51 26,403.59 37,204.00 45,925.50 73,940.46 73,940.46

BAND

CUM.

1.71 1.71 0.15 1.85 0.23 2.09 0.36 2.44 0.20 2.64 0.13 2.77 3.25 6.02 0.45 6.47 0.68 7.15 0.47 7.63 0.06 7.68 1.51 9.20 1.23 10.42 6.79 17.21 0.90 18.11 17.60 35.71 14.61 50.32 11.80 62.11 37.89 100.00 0.00 100.00

PERCENTAGE BAND

26.82 27.49 24.72 36.48 9.56 5.83 121.25 12.81 20.91 20.04 2.00 30.61 26.91 81.34 15.46 139.65 82.57 94.30 82.33 0.00

CUM

26.82 26.88 26.62 27.71 24.22 21.13 38.12 33.52 31.69 30.59 27.61 28.06 27.92 37.68 35.17 55.71 61.52 65.86 71.27 60.35 60.35

Page 102 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,046 1,222 1,427 978 1,114 638 542 635 410 275 199 316 224 359 198 411 348 164 116 113 11,735

2,046 3,268 4,695 5,673 6,787 7,425 7,967 8,602 9,012 9,287 9,486 9,802 10,026 10,385 10,583 10,994 11,342 11,506 11,622 11,735

BAND

CUM.

17.44 17.44 10.41 27.85 12.16 40.01 8.33 48.34 9.49 57.84 5.44 63.27 4.62 67.89 5.41 73.30 3.49 76.80 2.34 79.14 1.70 80.84 2.69 83.53 1.91 85.44 3.06 88.50 1.69 90.18 3.50 93.69 2.97 96.65 1.40 98.05 0.99 99.04 0.96 100.00

PERCENTAGE rp

3,315.43 347.61 712.05 676.31 1,288.00 1,092.34 1,272.93 2,103.86 1,602.42 1,445.71 943.53 1,771.59 1,705.32 3,910.09 2,095.74 6,338.60 13,791.10 10,260.96 10,532.82 5,268.22

3,315.43 3,663.04 4,375.09 5,051.41 6,339.40 7,431.74 8,704.67 10,808.53 12,410.94 13,856.66 14,800.19 16,571.78 18,277.09 22,187.19 24,282.93 30,621.53 44,412.63 54,673.58 65,206.40 70,474.62

70,474.62

BAND

4.70 0.49 1.01 0.96 1.83 1.55 1.81 2.99 2.27 2.05 1.34 2.51 2.42 5.55 2.97 8.99 19.57 14.56 14.95 7.48

CUM.

4.70 5.20 6.21 7.17 9.00 10.55 12.35 15.34 17.61 19.66 21.00 23.51 25.93 31.48 34.46 43.45 63.02 77.58 92.52 100.00

PERCENTAGE f

15 0 3 5 11 10 10 7 19 8 2 6 6 25 3 20 24 9 5 4 192

15 15 18 23 34 44 54 61 80 88 90 96 102 127 130 150 174 183 188 192

BAND

CUM.

7.81 7.81 0.00 7.81 1.56 9.38 2.60 11.98 5.73 17.71 5.21 22.92 5.21 28.13 3.65 31.77 9.90 41.67 4.17 45.83 1.04 46.88 3.13 50.00 3.13 53.13 13.02 66.15 1.56 67.71 10.42 78.13 12.50 90.63 4.69 95.31 2.60 97.92 2.08 100.00

PERCENTAGE rp

1,102.23 0.00 16.91 410.34 1,325.31 250.65 371.29 167.26 607.69 355.12 1,338.74 816.82 414.42 10,617.90 1,941.62 27,198.72 2,139.01 1,385.95 99.90 2,214.04 52,773.89

1,102.23 1,102.23 1,119.14 1,529.47 2,854.78 3,105.43 3,476.72 3,643.98 4,251.67 4,606.79 5,945.52 6,762.34 7,176.76 17,794.66 19,736.28 46,934.99 49,074.00 50,459.95 50,559.85 52,773.89

BAND

2.09 0.00 0.03 0.78 2.51 0.47 0.70 0.32 1.15 0.67 2.54 1.55 0.79 20.12 3.68 51.54 4.05 2.63 0.19 4.20

PERCENTAGE

CUM.

BAND

CUM

2.09 2.09 2.12 2.90 5.41 5.88 6.59 6.90 8.06 8.73 11.27 12.81 13.60 33.72 37.40 88.94 92.99 95.62 95.80 100.00

33.25 0.00 2.37 60.67 102.90 22.95 29.17 7.95 37.92 24.56 141.89 46.11 24.30 271.55 92.65 429.10 15.51 13.51 0.95 42.03

33.25 30.09 25.58 30.28 45.03 41.79 39.94 33.71 34.26 33.25 40.17 40.81 39.27 80.20 81.28 153.27 110.50 92.29 77.54 74.88 74.88

Page 103 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 28

DATA POSITION FROM

01/01/2004

15/12/2005

DATE

15/02/2006

PROCESSING

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

13 3 11 1 9 5 13 16 7 4 11 19 6 11 5 20 23 7 17 5 206

13 16 27 28 37 42 55 71 78 82 93 112 118 129 134 154 177 184 201 206

BAND

CUM.

6.31 6.31 1.46 7.77 5.34 13.11 0.49 13.59 4.37 17.96 2.43 20.39 6.31 26.70 7.77 34.47 3.40 37.86 1.94 39.81 5.34 45.15 9.22 54.37 2.91 57.28 5.34 62.62 2.43 65.05 9.71 74.76 11.17 85.92 3.40 89.32 8.25 97.57 2.43 100.00

PERCENTAGE rp

242.21 0.23 11.88 0.75 11.62 2.46 50.85 57.86 9.96 12.15 14.41 54.88 26.24 77.72 43.01 232.61 667.46 443.96 2,113.57 763.92 4,837.75

242.21 242.44 254.32 255.07 266.68 269.14 319.99 377.86 387.82 399.97 414.38 469.26 495.50 573.22 616.22 848.84 1,516.30 1,960.26 4,073.84 4,837.75

BAND

5.01 0.00 0.25 0.02 0.24 0.05 1.05 1.20 0.21 0.25 0.30 1.13 0.54 1.61 0.89 4.81 13.80 9.18 43.69 15.79

CUM.

5.01 5.01 5.26 5.27 5.51 5.56 6.61 7.81 8.02 8.27 8.57 9.70 10.24 11.85 12.74 17.55 31.34 40.52 84.21 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 5

BAND

0 0 0 0 0 0 0 1 1 1 1 1 1 2 2 2 3 4 5 5

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 547.62 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 20.00 40.00 400.00 0.00 40.00 0.00 0.00 40.00 0.00 20.00 60.00 36.30 20.00 80.00 7,121.25 20.00 100.00 149.47 0.00 100.00 0.00 8,254.64

0.00 0.00 0.00 0.00 0.00 0.00 0.00 547.62 547.62 547.62 547.62 547.62 547.62 947.62 947.62 947.62 983.92 8,105.17 8,254.64 8,254.64

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.63 0.00 0.00 0.00 0.00 0.00 4.85 0.00 0.00 0.44 86.27 1.81 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.63 6.63 6.63 6.63 6.63 6.63 11.48 11.48 11.48 11.92 98.19 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 946.39 0.00 0.00 0.00 0.00 0.00 514.67 0.00 0.00 5.44 1,604.01 7.07 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 144.93 141.20 136.92 132.16 116.70 110.52 165.32 153.78 111.64 64.89 413.47 202.63 170.63 170.63

Page 104 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 29

01/01/2004

15/12/2005

DATE

15/02/2006

DATA POSITION FROM

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

119,222 118,776 130,609 70,490 69,940 31,599 21,981 14,865 7,808 4,053 3,116 3,201 2,248 2,543 1,462 2,058 1,544 686 632 234 607,067

119,222 237,998 368,607 439,097 509,037 540,636 562,617 577,482 585,290 589,343 592,459 595,660 597,908 600,451 601,913 603,971 605,515 606,201 606,833 607,067

BAND

19.64 19.57 21.51 11.61 11.52 5.21 3.62 2.45 1.29 0.67 0.51 0.53 0.37 0.42 0.24 0.34 0.25 0.11 0.10 0.04

CUM.

19.64 39.20 60.72 72.33 83.85 89.06 92.68 95.13 96.41 97.08 97.59 98.12 98.49 98.91 99.15 99.49 99.74 99.86 99.96 100.00

PERCENTAGE rp

37,477.05 28,086.14 55,959.21 49,052.74 78,280.19 59,663.94 47,207.62 55,130.66 35,669.26 18,501.62 16,634.73 25,253.43 18,037.74 25,596.08 18,816.63 35,390.33 48,831.98 41,286.57 87,018.73 76,550.68 858,445.31

37,477.05 65,563.18 121,522.40 170,575.14 248,855.33 308,519.26 355,726.88 410,857.54 446,526.80 465,028.41 481,663.14 506,916.57 524,954.32 550,550.40 569,367.03 604,757.35 653,589.34 694,875.91 781,894.64 858,445.31

BAND

CUM.

4.37 4.37 3.27 7.64 6.52 14.16 5.71 19.87 9.12 28.99 6.95 35.94 5.50 41.44 6.42 47.86 4.16 52.02 2.16 54.17 1.94 56.11 2.94 59.05 2.10 61.15 2.98 64.13 2.19 66.33 4.12 70.45 5.69 76.14 4.81 80.95 10.14 91.08 8.92 100.00

PERCENTAGE f

187 157 214 125 157 87 73 75 49 35 27 74 30 52 60 65 81 67 97 250 1,962

187 344 558 683 840 927 1,000 1,075 1,124 1,159 1,186 1,260 1,290 1,342 1,402 1,467 1,548 1,615 1,712 1,962

BAND

CUM.

9.53 9.53 8.00 17.53 10.91 28.44 6.37 34.81 8.00 42.81 4.43 47.25 3.72 50.97 3.82 54.79 2.50 57.29 1.78 59.07 1.38 60.45 3.77 64.22 1.53 65.75 2.65 68.40 3.06 71.46 3.31 74.77 4.13 78.90 3.41 82.31 4.94 87.26 12.74 100.00

PERCENTAGE rp

19,228.45 9,497.82 14,556.27 23,659.19 34,671.93 11,387.14 9,797.76 9,248.30 10,163.21 7,149.60 3,729.98 5,177.07 4,951.52 3,685.45 17,365.72 26,221.96 23,327.19 9,268.90 68,389.20 97,132.62 408,609.27

19,228.45 28,726.27 43,282.54 66,941.73 101,613.66 113,000.79 122,798.56 132,046.86 142,210.07 149,359.67 153,089.66 158,266.73 163,218.25 166,903.70 184,269.41 210,491.37 233,818.56 243,087.46 311,476.65 408,609.27

BAND

CUM.

4.71 4.71 2.32 7.03 3.56 10.59 5.79 16.38 8.49 24.87 2.79 27.65 2.40 30.05 2.26 32.32 2.49 34.80 1.75 36.55 0.91 37.47 1.27 38.73 1.21 39.94 0.90 40.85 4.25 45.10 6.42 51.51 5.71 57.22 2.27 59.49 16.74 76.23 23.77 100.00

PERCENTAGE BAND

CUM

51.31 33.82 26.01 48.23 44.29 19.09 20.75 16.78 28.49 38.64 22.42 20.50 27.45 14.40 92.29 74.09 47.77 22.45 78.59 126.89

51.31 43.81 35.62 39.24 40.83 36.63 34.52 32.14 31.85 32.12 31.78 31.22 31.09 30.32 32.36 34.81 35.77 34.98 39.84 47.60 47.60

Page 105 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2005

DATE

15/02/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 15 9 14 17 22 14 12 11 6 6 5 9 7 3 8 5 1 2 0 178

12 27 36 50 67 89 103 115 126 132 138 143 152 159 162 170 175 176 178 178

BAND

CUM.

6.74 6.74 8.43 15.17 5.06 20.22 7.87 28.09 9.55 37.64 12.36 50.00 7.87 57.87 6.74 64.61 6.18 70.79 3.37 74.16 3.37 77.53 2.81 80.34 5.06 85.39 3.93 89.33 1.69 91.01 4.49 95.51 2.81 98.31 0.56 98.88 1.12 100.00 0.00 100.00

PERCENTAGE rp

8.32 5.11 6.03 28.44 75.48 78.06 92.44 84.23 118.38 57.40 75.89 114.39 141.33 443.93 130.48 671.73 541.82 371.69 974.93 0.00 4,020.08

8.32 13.43 19.46 47.90 123.38 201.44 293.88 378.11 496.49 553.88 629.78 744.17 885.49 1,329.42 1,459.90 2,131.63 2,673.45 3,045.15 4,020.08 4,020.08

BAND

0.21 0.13 0.15 0.71 1.88 1.94 2.30 2.10 2.94 1.43 1.89 2.85 3.52 11.04 3.25 16.71 13.48 9.25 24.25 0.00

CUM.

0.21 0.33 0.48 1.19 3.07 5.01 7.31 9.41 12.35 13.78 15.67 18.51 22.03 33.07 36.32 53.02 66.50 75.75 100.00 100.00

PERCENTAGE f

0 0 1 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 7 0 10

BAND

0 0 1 1 1 1 1 1 2 2 2 2 3 3 3 3 3 3 10 10

CUM.

0.00 0.00 0.00 0.00 10.00 10.00 0.00 10.00 0.00 10.00 0.00 10.00 0.00 10.00 0.00 10.00 10.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 10.00 30.00 0.00 30.00 0.00 30.00 0.00 30.00 0.00 30.00 0.00 30.00 70.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 11.20 0.00 0.00 0.00 0.00 0.00 9.36 0.00 0.00 0.00 8.74 0.00 0.00 0.00 0.00 0.00 303.48 0.00 332.79

0.00 0.00 11.20 11.20 11.20 11.20 11.20 11.20 20.56 20.56 20.56 20.56 29.30 29.30 29.30 29.30 29.30 29.30 332.79 332.79

BAND

0.00 0.00 3.37 0.00 0.00 0.00 0.00 0.00 2.81 0.00 0.00 0.00 2.63 0.00 0.00 0.00 0.00 0.00 91.19 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 3.37 3.37 3.37 3.37 3.37 3.37 6.18 6.18 6.18 6.18 8.81 8.81 8.81 8.81 8.81 8.81 100.00 100.00

0.00 0.00 185.72 0.00 0.00 0.00 0.00 0.00 7.91 0.00 0.00 0.00 6.19 0.00 0.00 0.00 0.00 0.00 31.13 0.00

CUM

0.00 0.00 57.56 23.38 9.08 5.56 3.81 2.96 4.14 3.71 3.26 2.76 3.31 2.20 2.01 1.37 1.10 0.96 8.28 8.28 8.28

Page 106 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2005

DATE

15/02/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

60 9 20 11 23 18 22 25 9 13 7 17 10 14 12 48 92 26 14 2 452

60 69 89 100 123 141 163 188 197 210 217 234 244 258 270 318 410 436 450 452

BAND

CUM.

13.27 13.27 1.99 15.27 4.42 19.69 2.43 22.12 5.09 27.21 3.98 31.19 4.87 36.06 5.53 41.59 1.99 43.58 2.88 46.46 1.55 48.01 3.76 51.77 2.21 53.98 3.10 57.08 2.65 59.73 10.62 70.35 20.35 90.71 5.75 96.46 3.10 99.56 0.44 100.00

PERCENTAGE rp

1,643.17 7.05 9.68 84.19 35.29 45.33 117.01 133.81 432.93 123.37 202.99 1,361.40 144.37 1,078.59 120.84 2,751.64 5,148.15 1,732.38 880.01 129.00 16,181.20

1,643.17 1,650.22 1,659.91 1,744.10 1,779.38 1,824.72 1,941.73 2,075.53 2,508.47 2,631.84 2,834.83 4,196.23 4,340.59 5,419.18 5,540.02 8,291.66 13,439.81 15,172.19 16,052.21 16,181.20

BAND

10.15 0.04 0.06 0.52 0.22 0.28 0.72 0.83 2.68 0.76 1.25 8.41 0.89 6.67 0.75 17.01 31.82 10.71 5.44 0.80

PERCENTAGE

CUM.

10.15 10.20 10.26 10.78 11.00 11.28 12.00 12.83 15.50 16.26 17.52 25.93 26.82 33.49 34.24 51.24 83.06 93.76 99.20 100.00

4 0 0 0 0 2 1 2 29 1 2 95 0 29 0 30 2 2 0 0

4 4 4 4 4 6 7 9 38 39 41 136 136 165 165 195 197 199 199 199

199

BAND

CUM.

2.01 2.01 0.00 2.01 0.00 2.01 0.00 2.01 0.00 2.01 1.01 3.02 0.50 3.52 1.01 4.52 14.57 19.10 0.50 19.60 1.01 20.60 47.74 68.34 0.00 68.34 14.57 82.91 0.00 82.91 15.08 97.99 1.01 98.99 1.01 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

374.75 0.00 0.00 0.00 0.00 143.67 175.94 280.68 1,159.46 1,051.81 370.94 2,003.33 0.00 463.64 0.00 3,121.51 2,117.53 186.34 0.00 0.00 11,449.58

374.75 374.75 374.75 374.75 374.75 518.42 694.35 975.03 2,134.50 3,186.30 3,557.24 5,560.57 5,560.57 6,024.21 6,024.21 9,145.71 11,263.24 11,449.58 11,449.58 11,449.58

BAND

3.27 0.00 0.00 0.00 0.00 1.25 1.54 2.45 10.13 9.19 3.24 17.50 0.00 4.05 0.00 27.26 18.49 1.63 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

3.27 3.27 3.27 3.27 3.27 4.53 6.06 8.52 18.64 27.83 31.07 48.57 48.57 52.62 52.62 79.88 98.37 100.00 100.00 100.00

22.81 0.00 0.00 0.00 0.00 316.93 150.36 209.76 267.82 852.53 182.74 147.15 0.00 42.99 0.00 113.44 41.13 10.76 0.00 0.00

22.81 22.71 22.58 21.49 21.06 28.41 35.76 46.98 85.09 121.07 125.48 132.51 128.11 111.16 108.74 110.30 83.81 75.46 71.33 70.76 70.76

Page 107 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 32

DATA POSITION FROM

01/01/2004

15/12/2005

DATE

15/02/2006

PROCESSING

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3 10 4 1 4 1 8 6 5 5 2 6 7 11 8 12 7 1 6 0 107

3 13 17 18 22 23 31 37 42 47 49 55 62 73 81 93 100 101 107 107

BAND

CUM.

2.80 2.80 9.35 12.15 3.74 15.89 0.93 16.82 3.74 20.56 0.93 21.50 7.48 28.97 5.61 34.58 4.67 39.25 4.67 43.93 1.87 45.79 5.61 51.40 6.54 57.94 10.28 68.22 7.48 75.70 11.21 86.92 6.54 93.46 0.93 94.39 5.61 100.00 0.00 100.00

PERCENTAGE rp

4.46 42.98 20.16 0.29 5.02 2.64 25.32 25.40 31.82 36.99 25.46 69.36 170.74 263.92 174.52 365.48 681.51 330.74 3,677.14 0.00 5,953.97

4.46 47.44 67.60 67.88 72.90 75.54 100.87 126.26 158.09 195.08 220.54 289.91 460.65 724.57 899.09 1,264.58 1,946.09 2,276.83 5,953.97 5,953.97

BAND

0.07 0.72 0.34 0.00 0.08 0.04 0.43 0.43 0.53 0.62 0.43 1.17 2.87 4.43 2.93 6.14 11.45 5.55 61.76 0.00

CUM.

0.07 0.80 1.14 1.14 1.22 1.27 1.69 2.12 2.66 3.28 3.70 4.87 7.74 12.17 15.10 21.24 32.69 38.24 100.00 100.00

PERCENTAGE f

0 1 2 0 0 0 0 0 0 1 0 2 2 2 0 3 0 0 5 0 18

0 1 3 3 3 3 3 3 3 4 4 6 8 10 10 13 13 13 18 18

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 5.56 5.56 51.75 51.75 11.11 16.67 14.34 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 5.56 22.22 9.77 75.87 0.00 22.22 0.00 75.87 11.11 33.33 86.98 162.85 11.11 44.44 57.18 220.03 11.11 55.56 57.86 277.90 0.00 55.56 0.00 277.90 16.67 72.22 129.38 407.27 0.00 72.22 0.00 407.27 0.00 72.22 0.00 407.27 27.78 100.00 144.06 551.34 0.00 100.00 0.00 551.34 551.34

BAND

0.00 9.39 2.60 0.00 0.00 0.00 0.00 0.00 0.00 1.77 0.00 15.78 10.37 10.50 0.00 23.47 0.00 0.00 26.13 0.00

PERCENTAGE

CUM.

BAND

CUM

0.00 9.39 11.99 11.99 11.99 11.99 11.99 11.99 11.99 13.76 13.76 29.54 39.91 50.40 50.40 73.87 73.87 73.87 100.00 100.00

0.00 120.42 71.14 0.00 0.00 0.00 0.00 0.00 0.00 26.41 0.00 125.40 33.49 21.92 0.00 35.40 0.00 0.00 3.92 0.00

0.00 109.10 97.78 97.37 90.67 87.49 65.53 52.35 41.81 38.89 34.40 56.17 47.77 38.35 30.91 32.21 20.93 17.89 9.26 9.26 9.26

Page 108 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2004

15/12/2005

DATE

15/02/2006

PROCESSING

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

17 3 8 0 0 1 2 1 2 3 0 4 3 3 7 2 2 2 1 4 65

BAND

17 20 28 28 28 29 31 32 34 37 37 41 44 47 54 56 58 60 61 65

CUM.

26.15 26.15 4.62 30.77 12.31 43.08 0.00 43.08 0.00 43.08 1.54 44.62 3.08 47.69 1.54 49.23 3.08 52.31 4.62 56.92 0.00 56.92 6.15 63.08 4.62 67.69 4.62 72.31 10.77 83.08 3.08 86.15 3.08 89.23 3.08 92.31 1.54 93.85 6.15 100.00

PERCENTAGE rp

66.66 1.93 122.76 0.00 0.00 3.90 0.84 7.40 45.30 20.32 0.00 73.22 44.72 79.10 162.48 85.56 126.60 258.55 70.58 8.72 933.12

66.66 68.59 54.17 54.17 54.17 50.27 49.43 42.03 3.27 23.59 23.59 96.81 141.53 220.63 383.11 468.67 595.27 853.82 924.40 933.12

BAND

7.14 0.21 13.16 0.00 0.00 0.42 0.09 0.79 4.85 2.18 0.00 7.85 4.79 8.48 17.41 9.17 13.57 27.71 7.56 0.93

CUM.

7.14 7.35 5.81 5.81 5.81 5.39 5.30 4.50 0.35 2.53 2.53 10.37 15.17 23.64 41.06 50.23 63.79 91.50 99.07 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 2

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 2 2

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 50.00 0.00 50.00 50.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.88 92.88 0.00 92.88 0.00 92.88 98.80 191.68 0.00 191.68 0.00 191.68 191.68

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 0.00 0.00 51.54 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 48.46 48.46 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 57.16 0.00 0.00 38.21 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 24.24 19.82 15.60 22.45 20.74 20.54 20.54

Page 109 of 180

RISK AND LOSS PROFILE 2004 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

482 862 826 368 275 119 50 41 17 4 3 13 8 10 3 9 14 2 7 6 3,119

482 1,344 2,170 2,538 2,813 2,932 2,982 3,023 3,040 3,044 3,047 3,060 3,068 3,078 3,081 3,090 3,104 3,106 3,113 3,119

BAND

CUM.

15.45 15.45 27.64 43.09 26.48 69.57 11.80 81.37 8.82 90.19 3.82 94.00 1.60 95.61 1.31 96.92 0.55 97.47 0.13 97.60 0.10 97.69 0.42 98.11 0.26 98.36 0.32 98.69 0.10 98.78 0.29 99.07 0.45 99.52 0.06 99.58 0.22 99.81 0.19 100.00

PERCENTAGE rp

132.83 379.07 610.72 433.12 457.52 275.62 183.02 245.52 74.01 16.16 40.69 192.99 50.98 674.54 74.43 252.06 887.11 74.42 678.73 1,963.02 7,696.58

132.83 511.91 1,122.63 1,555.75 2,013.27 2,288.89 2,471.91 2,717.43 2,791.44 2,807.60 2,848.29 3,041.28 3,092.26 3,766.80 3,841.23 4,093.29 4,980.40 5,054.83 5,733.56 7,696.58

BAND

1.73 4.93 7.94 5.63 5.94 3.58 2.38 3.19 0.96 0.21 0.53 2.51 0.66 8.76 0.97 3.27 11.53 0.97 8.82 25.51

CUM.

1.73 6.65 14.59 20.21 26.16 29.74 32.12 35.31 36.27 36.48 37.01 39.51 40.18 48.94 49.91 53.18 64.71 65.68 74.49 100.00

PERCENTAGE f

0 1 3 2 0 1 1 0 0 0 0 0 0 0 0 0 1 0 0 0 9

BAND

0 1 4 6 6 7 8 8 8 8 8 8 8 8 8 8 9 9 9 9

0.00 11.11 33.33 22.22 0.00 11.11 11.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 0.00 0.00 0.00

CUM.

0.00 11.11 44.44 66.67 66.67 77.78 88.89 88.89 88.89 88.89 88.89 88.89 88.89 88.89 88.89 88.89 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 100.00 114.97 169.87 0.00 11.75 77.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 107.99 0.00 0.00 0.00 582.34

0.00 100.00 214.97 384.84 384.84 396.59 474.35 474.35 474.35 474.35 474.35 474.35 474.35 474.35 474.35 474.35 582.34 582.34 582.34 582.34

BAND

0.00 17.17 19.74 29.17 0.00 2.02 13.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.54 0.00 0.00 0.00

CUM.

0.00 17.17 36.92 66.08 66.08 68.10 81.46 81.46 81.46 81.46 81.46 81.46 81.46 81.46 81.46 81.46 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 26.38 18.83 39.22 0.00 4.26 42.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.17 0.00 0.00 0.00

CUM

0.00 19.53 19.15 24.74 19.12 17.33 19.19 17.46 16.99 16.90 16.65 15.60 15.34 12.59 12.35 11.59 11.69 11.52 10.16 7.57 7.57

Page 110 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 7,836 75 8,550 150 11,017 250 5,505 400 4,742 625 1,812 875 1,282 853 1,250 445 1,750 239 2,250 178 2,750 267 3,500 201 4,500 213 6,250 153 8,750 237 15,000 188 35,000 70 75,000 36 300,000 13 43,837

7,836 16,386 27,403 32,908 37,650 39,462 40,744 41,597 42,042 42,281 42,459 42,726 42,927 43,140 43,293 43,530 43,718 43,788 43,824 43,837

BAND

CUM.

PERCENTAGE rp

17.88 17.88 2,874.97 19.50 37.38 2,044.94 25.13 62.51 4,830.19 12.56 75.07 4,047.11 10.82 85.89 5,713.20 4.13 90.02 3,131.55 2.92 92.94 3,401.90 1.95 94.89 3,013.21 1.02 95.91 2,367.77 0.55 96.45 1,279.28 0.41 96.86 1,925.32 0.61 97.47 2,292.31 0.46 97.92 2,087.90 0.49 98.41 3,322.21 0.35 98.76 2,837.78 0.54 99.30 6,998.88 0.43 99.73 11,661.24 0.16 99.89 5,305.76 0.08 99.97 6,766.70 0.03 100.00 706.01 76,608.26

2,874.97 4,919.92 9,750.11 13,797.22 19,510.42 22,641.97 26,043.87 29,057.08 31,424.85 32,704.13 34,629.45 36,921.76 39,009.66 42,331.87 45,169.66 52,168.54 63,829.78 69,135.54 75,902.25 76,608.26

BAND

CUM.

3.75 3.75 2.67 6.42 6.31 12.73 5.28 18.01 7.46 25.47 4.09 29.56 4.44 34.00 3.93 37.93 3.09 41.02 1.67 42.69 2.51 45.20 2.99 48.20 2.73 50.92 4.34 55.26 3.70 58.96 9.14 68.10 15.22 83.32 6.93 90.25 8.83 99.08 0.92 100.00

PERCENTAGE f

11 16 12 6 12 6 7 9 5 3 2 9 5 2 5 42 8 3 6 2 171

11 27 39 45 57 63 70 79 84 87 89 98 103 105 110 152 160 163 169 171

BAND

CUM.

6.43 9.36 7.02 3.51 7.02 3.51 4.09 5.26 2.92 1.75 1.17 5.26 2.92 1.17 2.92 24.56 4.68 1.75 3.51 1.17

6.43 15.79 22.81 26.32 33.33 36.84 40.94 46.20 49.12 50.88 52.05 57.31 60.23 61.40 64.33 88.89 93.57 95.32 98.83 100.00

PERCENTAGE rp

287.11 5,005.75 568.74 267.17 1,457.48 1,605.92 1,172.10 366.42 1,514.54 173.01 59.09 248.37 625.04 12.35 2,466.84 6,279.04 2,293.20 8,141.31 14,584.44 15.80 47,143.73

287.11 5,292.86 5,861.61 6,128.77 7,586.25 9,192.17 10,364.27 10,730.69 12,245.23 12,418.24 12,477.33 12,725.70 13,350.74 13,363.09 15,829.92 22,108.96 24,402.17 32,543.48 47,127.92 47,143.73

BAND

CUM.

0.61 0.61 10.62 11.23 1.21 12.43 0.57 13.00 3.09 16.09 3.41 19.50 2.49 21.98 0.78 22.76 3.21 25.97 0.37 26.34 0.13 26.47 0.53 26.99 1.33 28.32 0.03 28.35 5.23 33.58 13.32 46.90 4.86 51.76 17.27 69.03 30.94 99.97 0.03 100.00

PERCENTAGE BAND

9.99 244.79 11.77 6.60 25.51 51.28 34.45 12.16 63.96 13.52 3.07 10.83 29.94 0.37 86.93 89.71 19.67 153.44 215.53 2.24

CUM

9.99 107.58 60.12 44.42 38.88 40.60 39.80 36.93 38.97 37.97 36.03 34.47 34.22 31.57 35.05 42.38 38.23 47.07 62.09 61.54 61.54

Page 111 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,838 4,273 3,934 1,747 1,472 556 427 231 112 61 35 52 30 28 19 38 28 17 7 3 16,908

3,838 8,111 12,045 13,792 15,264 15,820 16,247 16,478 16,590 16,651 16,686 16,738 16,768 16,796 16,815 16,853 16,881 16,898 16,905 16,908

BAND

CUM.

22.70 22.70 25.27 47.97 23.27 71.24 10.33 81.57 8.71 90.28 3.29 93.57 2.53 96.09 1.37 97.46 0.66 98.12 0.36 98.48 0.21 98.69 0.31 98.99 0.18 99.17 0.17 99.34 0.11 99.45 0.22 99.67 0.17 99.84 0.10 99.94 0.04 99.98 0.02 100.00

PERCENTAGE rp

492.54 800.46 1,173.20 1,020.79 1,713.58 943.87 1,008.54 762.10 389.78 314.28 219.57 398.06 287.67 264.54 251.51 765.74 1,434.74 2,132.50 722.78 323.85 15,420.10

492.54 1,293.00 2,466.20 3,487.00 5,200.58 6,144.45 7,152.98 7,915.09 8,304.87 8,619.15 8,838.72 9,236.78 9,524.44 9,788.99 10,040.49 10,806.23 12,240.97 14,373.47 15,096.25 15,420.10

BAND

3.19 5.19 7.61 6.62 11.11 6.12 6.54 4.94 2.53 2.04 1.42 2.58 1.87 1.72 1.63 4.97 9.30 13.83 4.69 2.10

CUM.

3.19 8.39 15.99 22.61 33.73 39.85 46.39 51.33 53.86 55.90 57.32 59.90 61.77 63.48 65.11 70.08 79.38 93.21 97.90 100.00

PERCENTAGE f

6 2 7 3 7 0 4 3 0 1 2 0 0 3 0 1 2 2 1 0 44

6 8 15 18 25 25 29 32 32 33 35 35 35 38 38 39 41 43 44 44

BAND

CUM.

13.64 13.64 4.55 18.18 15.91 34.09 6.82 40.91 15.91 56.82 0.00 56.82 9.09 65.91 6.82 72.73 0.00 72.73 2.27 75.00 4.55 79.55 0.00 79.55 0.00 79.55 6.82 86.36 0.00 86.36 2.27 88.64 4.55 93.18 4.55 97.73 2.27 100.00 0.00 100.00

PERCENTAGE rp

283.39 109.49 347.13 260.13 1,298.26 0.00 870.51 360.21 0.00 1,051.81 370.94 0.00 0.00 942.70 0.00 1.36 34.91 265.43 217.05 0.00 6,413.30

283.39 392.88 740.00 1,000.14 2,298.40 2,298.40 3,168.91 3,529.12 3,529.12 4,580.93 4,951.86 4,951.86 4,951.86 5,894.56 5,894.56 5,895.91 5,930.83 6,196.25 6,413.30 6,413.30

BAND

CUM.

4.42 4.42 1.71 6.13 5.41 11.54 4.06 15.59 20.24 35.84 0.00 35.84 13.57 49.41 5.62 55.03 0.00 55.03 16.40 71.43 5.78 77.21 0.00 77.21 0.00 77.21 14.70 91.91 0.00 91.91 0.02 91.93 0.54 92.48 4.14 96.62 3.38 100.00 0.00 100.00

PERCENTAGE BAND

57.54 13.68 29.59 25.48 75.76 0.00 86.31 47.27 0.00 334.67 168.93 0.00 0.00 356.35 0.00 0.18 2.43 12.45 30.03 0.00

CUM

57.54 30.38 30.01 28.68 44.20 37.41 44.30 44.59 42.49 53.15 56.02 53.61 51.99 60.22 58.71 54.56 48.45 43.11 42.48 41.59 41.59

Page 112 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,650 4,871 6,082 3,255 2,690 1,032 683 463 238 141 102 121 79 133 62 119 120 64 54 18 23,977

3,650 8,521 14,603 17,858 20,548 21,580 22,263 22,726 22,964 23,105 23,207 23,328 23,407 23,540 23,602 23,721 23,841 23,905 23,959 23,977

BAND

CUM.

15.22 15.22 20.32 35.54 25.37 60.90 13.58 74.48 11.22 85.70 4.30 90.00 2.85 92.85 1.93 94.78 0.99 95.78 0.59 96.36 0.43 96.79 0.50 97.29 0.33 97.62 0.55 98.18 0.26 98.44 0.50 98.93 0.50 99.43 0.27 99.70 0.23 99.92 0.08 100.00

PERCENTAGE rp

4,150.14 1,141.54 3,053.19 3,185.70 4,227.42 2,270.22 2,145.15 1,788.74 1,319.68 936.87 759.27 794.69 757.61 1,274.77 932.18 2,383.68 4,425.88 4,164.02 7,449.00 865.65 48,025.40

4,150.14 5,291.68 8,344.87 11,530.58 15,758.00 18,028.21 20,173.36 21,962.10 23,281.78 24,218.65 24,977.92 25,772.61 26,530.21 27,804.99 28,737.16 31,120.85 35,546.72 39,710.75 47,159.75 48,025.40

BAND

8.64 2.38 6.36 6.63 8.80 4.73 4.47 3.72 2.75 1.95 1.58 1.65 1.58 2.65 1.94 4.96 9.22 8.67 15.51 1.80

CUM.

8.64 11.02 17.38 24.01 32.81 37.54 42.01 45.73 48.48 50.43 52.01 53.66 55.24 57.90 59.84 64.80 74.02 82.69 98.20 100.00

PERCENTAGE f

11 7 8 5 15 7 0 1 1 4 0 1 2 2 2 5 6 5 5 1

11 18 26 31 46 53 53 54 55 59 59 60 62 64 66 71 77 82 87 88

BAND

12.50 7.95 9.09 5.68 17.05 7.95 0.00 1.14 1.14 4.55 0.00 1.14 2.27 2.27 2.27 5.68 6.82 5.68 5.68 1.14

CUM.

12.50 20.45 29.55 35.23 52.27 60.23 60.23 61.36 62.50 67.05 67.05 68.18 70.45 72.73 75.00 80.68 87.50 93.18 98.86 100.00

PERCENTAGE rp

1,140.65 393.67 592.09 920.99 591.50 475.83 0.00 0.45 13.00 355.50 0.00 150.00 188.01 96.95 98.42 693.18 458.68 251.80 736.42 69.61 7,226.76

1,140.65 1,534.32 2,126.41 3,047.40 3,638.90 4,114.73 4,114.73 4,115.18 4,128.18 4,483.68 4,483.68 4,633.68 4,821.70 4,918.64 5,017.06 5,710.25 6,168.92 6,420.73 7,157.14 7,226.76

BAND

CUM.

15.78 15.78 5.45 21.23 8.19 29.42 12.74 42.17 8.18 50.35 6.58 56.94 0.00 56.94 0.01 56.94 0.18 57.12 4.92 62.04 0.00 62.04 2.08 64.12 2.60 66.72 1.34 68.06 1.36 69.42 9.59 79.02 6.35 85.36 3.48 88.85 10.19 99.04 0.96 100.00

PERCENTAGE BAND

27.48 34.49 19.39 28.91 13.99 20.96 0.00 0.03 0.99 37.95 0.00 18.88 24.82 7.61 10.56 29.08 10.36 6.05 9.89 8.04

CUM

27.48 28.99 25.48 26.43 23.09 22.82 20.40 18.74 17.73 18.51 17.95 17.98 18.17 17.69 17.46 18.35 17.35 16.17 15.18 15.05 15.05

Page 113 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,168 1,485 1,492 689 601 226 159 86 50 23 21 22 12 23 6 22 21 7 6 6 7,125

2,168 3,653 5,145 5,834 6,435 6,661 6,820 6,906 6,956 6,979 7,000 7,022 7,034 7,057 7,063 7,085 7,106 7,113 7,119 7,125

BAND

CUM.

30.43 30.43 20.84 51.27 20.94 72.21 9.67 81.88 8.44 90.32 3.17 93.49 2.23 95.72 1.21 96.93 0.70 97.63 0.32 97.95 0.29 98.25 0.31 98.55 0.17 98.72 0.32 99.05 0.08 99.13 0.31 99.44 0.29 99.73 0.10 99.83 0.08 99.92 0.08 100.00

PERCENTAGE rp

435.31 499.81 930.85 655.78 898.42 472.09 483.24 363.28 210.47 174.49 167.44 276.73 206.12 277.20 280.73 895.92 1,617.33 1,050.48 824.10 677.52 11,397.29

435.31 935.11 1,865.96 2,521.74 3,420.16 3,892.25 4,375.49 4,738.78 4,949.24 5,123.74 5,291.18 5,567.91 5,774.03 6,051.22 6,331.95 7,227.87 8,845.20 9,895.67 10,719.77 11,397.29

BAND

3.82 4.39 8.17 5.75 7.88 4.14 4.24 3.19 1.85 1.53 1.47 2.43 1.81 2.43 2.46 7.86 14.19 9.22 7.23 5.94

CUM.

3.82 8.20 16.37 22.13 30.01 34.15 38.39 41.58 43.42 44.96 46.42 48.85 50.66 53.09 55.56 63.42 77.61 86.82 94.06 100.00

PERCENTAGE f

0 4 6 3 2 2 2 0 0 0 0 1 0 1 0 0 0 3 0 0 24

BAND

0 4 10 13 15 17 19 19 19 19 19 20 20 21 21 21 21 24 24 24

CUM.

0.00 0.00 16.67 16.67 25.00 41.67 12.50 54.17 8.33 62.50 8.33 70.83 8.33 79.17 0.00 79.17 0.00 79.17 0.00 79.17 0.00 79.17 4.17 83.33 0.00 83.33 4.17 87.50 0.00 87.50 0.00 87.50 0.00 87.50 12.50 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 265.34 576.56 251.97 218.68 469.08 183.32 0.00 0.00 0.00 0.00 59.09 0.00 3.45 0.00 0.00 0.00 420.24 0.00 0.00 2,447.73

0.00 265.34 841.90 1,093.87 1,312.55 1,781.64 1,964.96 1,964.96 1,964.96 1,964.96 1,964.96 2,024.04 2,024.04 2,027.49 2,027.49 2,027.49 2,027.49 2,447.73 2,447.73 2,447.73

BAND

CUM.

0.00 0.00 10.84 10.84 23.55 34.39 10.29 44.69 8.93 53.62 19.16 72.79 7.49 80.28 0.00 80.28 0.00 80.28 0.00 80.28 0.00 80.28 2.41 82.69 0.00 82.69 0.14 82.83 0.00 82.83 0.00 82.83 0.00 82.83 17.17 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

0.00 53.09 61.94 38.42 24.34 99.36 37.94 0.00 0.00 0.00 0.00 21.35 0.00 1.24 0.00 0.00 0.00 40.00 0.00 0.00

CUM

0.00 28.37 45.12 43.38 38.38 45.77 44.91 41.47 39.70 38.35 37.14 36.35 35.05 33.51 32.02 28.05 22.92 24.74 22.83 21.48 21.48

Page 114 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 2 50 3 100 4 200 5 300 6 500 7 750 8 1,000 9 1,500 10 2,000 11 2,500 12 3,000 13 4,000 14 5,000 15 7,500 16 10,000 17 20,000 18 50,000 19 100,000 20 500,000

50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,084 3,404 3,910 1,845 1,482 680 476 303 163 77 57 54 55 42 40 50 32 39 8 8 16,809

4,084 7,488 11,398 13,243 14,725 15,405 15,881 16,184 16,347 16,424 16,481 16,535 16,590 16,632 16,672 16,722 16,754 16,793 16,801 16,809

BAND

CUM.

24.30 24.30 20.25 44.55 23.26 67.81 10.98 78.79 8.82 87.60 4.05 91.65 2.83 94.48 1.80 96.28 0.97 97.25 0.46 97.71 0.34 98.05 0.32 98.37 0.33 98.70 0.25 98.95 0.24 99.18 0.30 99.48 0.19 99.67 0.23 99.90 0.05 99.95 0.05 100.00

PERCENTAGE rp

1,871.40 789.06 1,892.92 1,540.20 2,099.71 1,333.93 1,873.53 1,157.03 866.80 400.76 407.96 485.58 463.45 781.08 465.31 1,378.67 1,147.39 2,572.26 1,003.93 643.93 23,174.90

1,871.40 2,660.46 4,553.38 6,093.57 8,193.28 9,527.21 11,400.74 12,557.77 13,424.57 13,825.33 14,233.29 14,718.87 15,182.33 15,963.41 16,428.71 17,807.39 18,954.78 21,527.04 22,530.97 23,174.90

BAND

8.08 3.40 8.17 6.65 9.06 5.76 8.08 4.99 3.74 1.73 1.76 2.10 2.00 3.37 2.01 5.95 4.95 11.10 4.33 2.78

CUM.

8.08 11.48 19.65 26.29 35.35 41.11 49.19 54.19 57.93 59.66 61.42 63.51 65.51 68.88 70.89 76.84 81.79 92.89 97.22 100.00

PERCENTAGE f

4 7 8 3 6 1 2 1 0 1 1 0 0 0 1 2 1 3 6 2 49

CUM.

PERCENTAGE

BAND

4 11 19 22 28 29 31 32 32 33 34 34 34 34 35 37 38 41 47 49

8.16 8.16 401.96 14.29 22.45 255.07 16.33 38.78 594.15 6.12 44.90 464.05 12.24 57.14 814.62 2.04 59.18 503.05 4.08 63.27 69.51 2.04 65.31 116.58 0.00 65.31 0.00 2.04 67.35 227.57 2.04 69.39 1.09 0.00 69.39 0.00 0.00 69.39 0.00 0.00 69.39 0.00 2.04 71.43 14.76 4.08 75.51 751.50 2.04 77.55 452.24 6.12 83.67 201.69 12.24 95.92 160.84 4.08 100.00 4,082.85 9,111.54

401.96 657.03 1,251.18 1,715.23 2,529.85 3,032.90 3,102.42 3,218.99 3,218.99 3,446.56 3,447.65 3,447.65 3,447.65 3,447.65 3,462.42 4,213.92 4,666.16 4,867.85 5,028.69 9,111.54

BAND

CUM.

4.41 4.41 2.80 7.21 6.52 13.73 5.09 18.82 8.94 27.77 5.52 33.29 0.76 34.05 1.28 35.33 0.00 35.33 2.50 37.83 0.01 37.84 0.00 37.84 0.00 37.84 0.00 37.84 0.16 38.00 8.25 46.25 4.96 51.21 2.21 53.43 1.77 55.19 44.81 100.00

PERCENTAGE BAND

21.48 32.33 31.39 30.13 38.80 37.71 3.71 10.08 0.00 56.78 0.27 0.00 0.00 0.00 3.17 54.51 39.41 7.84 16.02 634.05

CUM

21.48 24.70 27.48 28.15 30.88 31.83 27.21 25.63 23.98 24.93 24.22 23.42 22.71 21.60 21.08 23.66 24.62 22.61 22.32 39.32 39.32

Page 115 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

996 833 587 204 190 69 45 27 17 6 3 5 4 2 1 6 8 0 0 1 3,004

996 1,829 2,416 2,620 2,810 2,879 2,924 2,951 2,968 2,974 2,977 2,982 2,986 2,988 2,989 2,995 3,003 3,003 3,003 3,004

BAND

CUM.

33.16 33.16 27.73 60.89 19.54 80.43 6.79 87.22 6.32 93.54 2.30 95.84 1.50 97.34 0.90 98.24 0.57 98.80 0.20 99.00 0.10 99.10 0.17 99.27 0.13 99.40 0.07 99.47 0.03 99.50 0.20 99.70 0.27 99.97 0.00 99.97 0.00 99.97 0.03 100.00

PERCENTAGE rp

117.45 239.66 379.54 232.00 342.57 178.12 121.99 65.77 122.05 18.14 14.74 29.64 30.28 14.23 5.30 139.58 402.47 0.00 0.00 4.05 2,457.60

117.45 357.11 736.65 968.66 1,311.23 1,489.35 1,611.34 1,677.12 1,799.17 1,817.31 1,832.05 1,861.69 1,891.97 1,906.20 1,911.49 2,051.08 2,453.55 2,453.55 2,453.55 2,457.60

BAND

4.78 9.75 15.44 9.44 13.94 7.25 4.96 2.68 4.97 0.74 0.60 1.21 1.23 0.58 0.22 5.68 16.38 0.00 0.00 0.16

CUM.

4.78 14.53 29.97 39.41 53.35 60.60 65.57 68.24 73.21 73.95 74.55 75.75 76.98 77.56 77.78 83.46 99.84 99.84 99.84 100.00

PERCENTAGE f

1 3 6 2 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 14

BAND

CUM.

1 7.14 7.14 4 21.43 28.57 10 42.86 71.43 12 14.29 85.71 12 0.00 85.71 12 0.00 85.71 12 0.00 85.71 12 0.00 85.71 13 7.14 92.86 13 0.00 92.86 13 0.00 92.86 14 7.14 100.00 14 0.00 100.00 14 0.00 100.00 14 0.00 100.00 14 0.00 100.00 14 0.00 100.00 14 0.00 100.00 14 0.00 100.00 14 0.00 100.00

PERCENTAGE rp

50.00 187.21 640.26 212.21 0.00 0.00 0.00 0.00 2.40 0.00 0.00 40.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,132.48

50.00 237.21 877.47 1,089.68 1,089.68 1,089.68 1,089.68 1,089.68 1,092.08 1,092.08 1,092.08 1,132.48 1,132.48 1,132.48 1,132.48 1,132.48 1,132.48 1,132.48 1,132.48 1,132.48

BAND

4.42 16.53 56.54 18.74 0.00 0.00 0.00 0.00 0.21 0.00 0.00 3.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

4.42 20.95 77.48 96.22 96.22 96.22 96.22 96.22 96.43 96.43 96.43 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

42.57 78.12 168.69 91.47 0.00 0.00 0.00 0.00 1.97 0.00 0.00 136.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

42.57 66.43 119.12 112.49 83.10 73.16 67.63 64.97 60.70 60.09 59.61 60.83 59.86 59.41 59.25 55.21 46.16 46.16 46.16 46.08 46.08

Page 116 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,234 2,367 2,299 1,114 1,146 465 326 228 131 77 46 58 55 60 37 65 39 23 19 10 10,799

2,234 4,601 6,900 8,014 9,160 9,625 9,951 10,179 10,310 10,387 10,433 10,491 10,546 10,606 10,643 10,708 10,747 10,770 10,789 10,799

BAND

CUM.

20.69 20.69 21.92 42.61 21.29 63.89 10.32 74.21 10.61 84.82 4.31 89.13 3.02 92.15 2.11 94.26 1.21 95.47 0.71 96.18 0.43 96.61 0.54 97.15 0.51 97.66 0.56 98.21 0.34 98.56 0.60 99.16 0.36 99.52 0.21 99.73 0.18 99.91 0.09 100.00

PERCENTAGE rp

466.20 503.48 1,664.54 868.09 1,399.98 809.11 865.11 902.81 681.32 423.99 295.37 472.14 354.11 693.11 531.04 1,337.25 1,286.14 1,665.33 1,563.61 91.51 16,874.23

466.20 969.68 2,634.22 3,502.31 4,902.29 5,711.39 6,576.51 7,479.31 8,160.63 8,584.62 8,879.99 9,352.12 9,706.23 10,399.34 10,930.38 12,267.63 13,553.78 15,219.10 16,782.71 16,874.23

BAND

2.76 2.98 9.86 5.14 8.30 4.79 5.13 5.35 4.04 2.51 1.75 2.80 2.10 4.11 3.15 7.92 7.62 9.87 9.27 0.54

CUM.

2.76 5.75 15.61 20.76 29.05 33.85 38.97 44.32 48.36 50.87 52.62 55.42 57.52 61.63 64.78 72.70 80.32 90.19 99.46 100.00

PERCENTAGE f

4 0 3 0 2 2 1 6 3 2 3 5 3 4 0 9 11 4 1 0 63

BAND

4 4 7 7 9 11 12 18 21 23 26 31 34 38 38 47 58 62 63 63

6.35 0.00 4.76 0.00 3.17 3.17 1.59 9.52 4.76 3.17 4.76 7.94 4.76 6.35 0.00 14.29 17.46 6.35 1.59 0.00

CUM.

PERCENTAGE rp

6.35 140.71 140.71 6.35 0.00 140.71 11.11 209.03 349.74 11.11 0.00 349.74 14.29 11.00 360.74 17.46 17.55 378.29 19.05 5.50 383.79 28.57 281.38 665.17 33.33 319.14 984.31 36.51 22.07 1,006.38 41.27 1,017.07 2,023.45 49.21 802.54 2,825.99 53.97 386.10 3,212.09 60.32 117.71 3,329.80 60.32 0.00 3,329.80 74.60 14,036.40 17,366.20 92.06 1,348.61 18,714.82 98.41 1,273.84 19,988.66 100.00 5.85 19,994.51 100.00 0.00 19,994.51 19,994.51

BAND

0.70 0.00 1.05 0.00 0.06 0.09 0.03 1.41 1.60 0.11 5.09 4.01 1.93 0.59 0.00 70.20 6.74 6.37 0.03 0.00

CUM.

PERCENTAGE BAND

0.70 30.18 0.70 0.00 1.75 12.56 1.75 0.00 1.80 0.79 1.89 2.17 1.92 0.64 3.33 31.17 4.92 46.84 5.03 5.21 10.12 344.34 14.13 169.98 16.06 109.03 16.65 16.98 16.65 0.00 86.85 1,049.65 93.60 104.86 99.97 76.49 100.00 0.37 100.00 0.00

CUM

30.18 14.51 13.28 9.99 7.36 6.62 5.84 8.89 12.06 11.72 22.79 30.22 33.09 32.02 30.46 141.56 138.08 131.34 119.14 118.49 118.49

Page 117 of 180

CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 09

RISK AND LOSS PROFILE 2004

DKI JAKARTA

DATA POSITION FROM TO PROCESSING

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

DATE

CLAIM SEVERITY ( In Million Rp)

01/01/2004

15/12/2005

15/02/2006 LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

17,960 20,604 33,731 24,246 28,088 13,824 9,773 6,867 3,712 1,994 1,511 1,581 1,109 1,333 832 1,240 1,002 437 496 132 170,472

17,960 38,564 72,295 96,541 124,629 138,453 148,226 155,093 158,805 160,799 162,310 163,891 165,000 166,333 167,165 168,405 169,407 169,844 170,340 170,472

BAND

CUM.

10.54 10.54 12.09 22.62 19.79 42.41 14.22 56.63 16.48 73.11 8.11 81.22 5.73 86.95 4.03 90.98 2.18 93.16 1.17 94.33 0.89 95.21 0.93 96.14 0.65 96.79 0.78 97.57 0.49 98.06 0.73 98.79 0.59 99.38 0.26 99.63 0.29 99.92 0.08 100.00

PERCENTAGE rp

14,321.91 4,282.88 10,961.42 12,771.85 26,414.95 16,243.83 17,190.63 18,486.89 18,099.86 8,767.24 7,421.45 14,418.96 8,620.71 14,218.43 10,635.07 23,087.82 32,097.20 27,709.82 91,489.39 30,598.40 407,838.70

14,321.91 18,604.80 29,566.22 42,338.07 68,753.01 84,996.84 102,187.47 120,674.36 138,774.22 147,541.46 154,962.91 169,381.86 178,002.57 192,221.00 202,856.07 225,943.89 258,041.09 285,750.91 377,240.30 407,838.70

BAND

CUM.

3.51 3.51 1.05 4.56 2.69 7.25 3.13 10.38 6.48 16.86 3.98 20.84 4.22 25.06 4.53 29.59 4.44 34.03 2.15 36.18 1.82 38.00 3.54 41.53 2.11 43.65 3.49 47.13 2.61 49.74 5.66 55.40 7.87 63.27 6.79 70.06 22.43 92.50 7.50 100.00

PERCENTAGE f

97 45 74 43 57 38 41 40 24 23 7 55 15 29 42 47 41 43 91 25 877

BAND

CUM.

97 11.06 11.06 142 5.13 16.19 216 8.44 24.63 259 4.90 29.53 316 6.50 36.03 354 4.33 40.36 395 4.68 45.04 435 4.56 49.60 459 2.74 52.34 482 2.62 54.96 489 0.80 55.76 544 6.27 62.03 559 1.71 63.74 588 3.31 67.05 630 4.79 71.84 677 5.36 77.19 718 4.68 81.87 761 4.90 86.77 852 10.38 97.15 877 2.85 100.00

PERCENTAGE rp

9,175.84 1,847.52 5,311.33 16,413.00 2,638.50 4,259.03 5,779.19 5,011.31 8,104.89 6,620.35 130.26 1,724.80 6,222.13 3,583.75 4,715.05 37,008.11 9,864.12 1,743.29 41,512.66 5,072.47 176,737.63

9,175.84 11,023.36 16,334.69 32,747.69 35,386.19 39,645.22 45,424.40 50,435.72 58,540.61 65,160.96 65,291.22 67,016.03 73,238.16 76,821.91 81,536.97 118,545.08 128,409.20 130,152.49 171,665.16 176,737.63

BAND

CUM.

5.19 5.19 1.05 6.24 3.01 9.24 9.29 18.53 1.49 20.02 2.41 22.43 3.27 25.70 2.84 28.54 4.59 33.12 3.75 36.87 0.07 36.94 0.98 37.92 3.52 41.44 2.03 43.47 2.67 46.13 20.94 67.07 5.58 72.66 0.99 73.64 23.49 97.13 2.87 100.00

PERCENTAGE BAND

CUM

64.07 43.14 48.45 128.51 9.99 26.22 33.62 27.11 44.78 75.51 1.76 11.96 72.18 25.20 44.33 160.29 30.73 6.29 45.37 16.58

64.07 59.25 55.25 77.35 51.47 46.64 44.45 41.79 42.18 44.16 42.13 39.57 41.14 39.97 40.19 52.47 49.76 45.55 45.51 43.34 43.34

Page 118 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

28,755 28,758 29,049 14,105 12,740 5,448 3,971 2,865 1,709 995 920 1,051 816 1,088 793 1,314 1,208 598 589 155 136,927

28,755 57,513 86,562 100,667 113,407 118,855 122,826 125,691 127,400 128,395 129,315 130,366 131,182 132,270 133,063 134,377 135,585 136,183 136,772 136,927

BAND

CUM.

21.00 21.00 21.00 42.00 21.21 63.22 10.30 73.52 9.30 82.82 3.98 86.80 2.90 89.70 2.09 91.79 1.25 93.04 0.73 93.77 0.67 94.44 0.77 95.21 0.60 95.80 0.79 96.60 0.58 97.18 0.96 98.14 0.88 99.02 0.44 99.46 0.43 99.89 0.11 100.00

PERCENTAGE rp

21,640.84 5,801.46 11,333.96 9,390.36 13,768.81 8,290.46 9,253.91 13,789.66 10,089.26 5,579.67 6,081.95 7,832.12 8,049.11 11,314.11 10,802.59 23,381.03 42,550.45 37,038.30 58,832.35 44,055.57 358,875.98

21,640.84 27,442.30 38,776.25 48,166.62 61,935.42 70,225.88 79,479.79 93,269.45 103,358.71 108,938.38 115,020.33 122,852.45 130,901.56 142,215.68 153,018.27 176,399.31 218,949.76 255,988.06 314,820.41 358,875.98

BAND

6.03 1.62 3.16 2.62 3.84 2.31 2.58 3.84 2.81 1.55 1.69 2.18 2.24 3.15 3.01 6.52 11.86 10.32 16.39 12.28

PERCENTAGE

CUM.

6.03 7.65 10.80 13.42 17.26 19.57 22.15 25.99 28.80 30.36 32.05 34.23 36.48 39.63 42.64 49.15 61.01 71.33 87.72 100.00

56 18 43 32 39 14 13 26 22 15 11 26 17 42 38 77 80 53 50 118

56 74 117 149 188 202 215 241 263 278 289 315 332 374 412 489 569 622 672 790

790

BAND

CUM.

7.09 7.09 2.28 9.37 5.44 14.81 4.05 18.86 4.94 23.80 1.77 25.57 1.65 27.22 3.29 30.51 2.78 33.29 1.90 35.19 1.39 36.58 3.29 39.87 2.15 42.03 5.32 47.34 4.81 52.15 9.75 61.90 10.13 72.03 6.71 78.73 6.33 85.06 14.94 100.00

PERCENTAGE rp

26,626.39 561.88 1,710.00 1,419.61 25,102.99 888.77 3,587.56 3,682.34 1,107.59 7,537.54 2,374.06 2,649.61 2,447.68 8,573.62 19,616.96 15,380.46 92,184.88 55,500.07 85,224.08 89,612.50 445,788.60

26,626.39 27,188.27 28,898.27 30,317.87 55,420.86 56,309.64 59,897.20 63,579.54 64,687.13 72,224.67 74,598.73 77,248.34 79,696.02 88,269.65 107,886.61 123,267.07 215,451.95 270,952.02 356,176.10 445,788.60

BAND

CUM.

5.97 5.97 0.13 6.10 0.38 6.48 0.32 6.80 5.63 12.43 0.20 12.63 0.80 13.44 0.83 14.26 0.25 14.51 1.69 16.20 0.53 16.73 0.59 17.33 0.55 17.88 1.92 19.80 4.40 24.20 3.45 27.65 20.68 48.33 12.45 60.78 19.12 79.90 20.10 100.00

PERCENTAGE BAND

123.04 9.69 15.09 15.12 182.32 10.72 38.77 26.70 10.98 135.09 39.03 33.83 30.41 75.78 181.59 65.78 216.65 149.85 144.86 203.41

CUM

123.04 99.07 74.53 62.94 89.48 80.18 75.36 68.17 62.59 66.30 64.86 62.88 60.88 62.07 70.51 69.88 98.40 105.85 113.14 124.22 124.22

Page 119 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12,565 9,198 7,835 3,673 3,695 1,924 1,429 1,093 618 348 267 285 211 301 187 228 167 87 62 34 44,207

12,565 21,763 29,598 33,271 36,966 38,890 40,319 41,412 42,030 42,378 42,645 42,930 43,141 43,442 43,629 43,857 44,024 44,111 44,173 44,207

BAND

CUM.

PERCENTAGE rp

28.42 28.42 4,358.75 20.81 49.23 2,062.72 17.72 66.95 3,132.70 8.31 75.26 2,532.24 8.36 83.62 4,767.48 4.35 87.97 16,106.56 3.23 91.21 3,317.82 2.47 93.68 3,685.24 1.40 95.08 2,806.05 0.79 95.86 1,807.03 0.60 96.47 1,802.83 0.64 97.11 2,976.98 0.48 97.59 2,242.09 0.68 98.27 3,691.60 0.42 98.69 1,604.59 0.52 99.21 5,052.86 0.38 99.59 5,549.02 0.20 99.78 4,692.12 0.14 99.92 5,431.72 0.08 100.00 2,055.61 79,675.99

4,358.75 6,421.47 9,554.17 12,086.41 16,853.89 32,960.44 36,278.26 39,963.50 42,769.55 44,576.57 46,379.40 49,356.38 51,598.47 55,290.07 56,894.66 61,947.53 67,496.55 72,188.67 77,620.39 79,675.99

BAND

5.47 2.59 3.93 3.18 5.98 20.22 4.16 4.63 3.52 2.27 2.26 3.74 2.81 4.63 2.01 6.34 6.96 5.89 6.82 2.58

CUM.

5.47 8.06 11.99 15.17 21.15 41.37 45.53 50.16 53.68 55.95 58.21 61.95 64.76 69.39 71.41 77.75 84.71 90.60 97.42 100.00

PERCENTAGE f

11 2 7 8 24 12 7 12 7 7 2 54 4 23 17 10 37 18 9 42 313

BAND

11 3.51 13 0.64 20 2.24 28 2.56 52 7.67 64 3.83 71 2.24 83 3.83 90 2.24 97 2.24 99 0.64 153 17.25 157 1.28 180 7.35 197 5.43 207 3.19 244 11.82 262 5.75 271 2.88 313 13.42

CUM.

3.51 4.15 6.39 8.95 16.61 20.45 22.68 26.52 28.75 30.99 31.63 48.88 50.16 57.51 62.94 66.13 77.96 83.71 86.58 100.00

PERCENTAGE rp

4,575.91 105.14 260.36 317.80 479.62 822.21 578.05 1,832.94 197.46 155.12 1,166.18 1,546.56 100.10 3,189.59 2,252.41 240.18 9,240.52 471.28 2,425.64 501.54 30,458.61

4,575.91 4,681.06 4,941.41 5,259.22 5,738.84 6,561.05 7,139.11 8,972.05 9,169.51 9,324.62 10,490.80 12,037.37 12,137.47 15,327.05 17,579.47 17,819.64 27,060.16 27,531.43 29,957.07 30,458.61

BAND

CUM.

15.02 15.02 0.35 15.37 0.85 16.22 1.04 17.27 1.57 18.84 2.70 21.54 1.90 23.44 6.02 29.46 0.65 30.10 0.51 30.61 3.83 34.44 5.08 39.52 0.33 39.85 10.47 50.32 7.40 57.72 0.79 58.50 30.34 88.84 1.55 90.39 7.96 98.35 1.65 100.00

PERCENTAGE BAND

104.98 5.10 8.31 12.55 10.06 5.10 17.42 49.74 7.04 8.58 64.69 51.95 4.46 86.40 140.37 4.75 166.53 10.04 44.66 24.40

CUM

104.98 72.90 51.72 43.51 34.05 19.91 19.68 22.45 21.44 20.92 22.62 24.39 23.52 27.72 30.90 28.77 40.09 38.14 38.59 38.23 38.23

Page 120 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,653 1,472 1,280 612 574 337 192 162 87 53 38 45 29 39 18 24 29 11 10 5 6,670

1,653 3,125 4,405 5,017 5,591 5,928 6,120 6,282 6,369 6,422 6,460 6,505 6,534 6,573 6,591 6,615 6,644 6,655 6,665 6,670

BAND

CUM.

24.78 24.78 22.07 46.85 19.19 66.04 9.18 75.22 8.61 83.82 5.05 88.88 2.88 91.75 2.43 94.18 1.30 95.49 0.79 96.28 0.57 96.85 0.67 97.53 0.43 97.96 0.58 98.55 0.27 98.82 0.36 99.18 0.43 99.61 0.16 99.78 0.15 99.93 0.07 100.00

PERCENTAGE rp

287.94 252.62 462.44 349.25 672.63 449.24 381.79 453.69 284.96 279.21 183.99 269.56 284.56 441.27 207.99 249.66 1,903.67 480.30 827.67 633.96 9,356.41

287.94 540.56 1,003.00 1,352.25 2,024.88 2,474.12 2,855.91 3,309.60 3,594.56 3,873.77 4,057.76 4,327.32 4,611.88 5,053.15 5,261.14 5,510.80 7,414.47 7,894.78 8,722.45 9,356.41

BAND

3.08 2.70 4.94 3.73 7.19 4.80 4.08 4.85 3.05 2.98 1.97 2.88 3.04 4.72 2.22 2.67 20.35 5.13 8.85 6.78

PERCENTAGE

CUM.

3.08 5.78 10.72 14.45 21.64 26.44 30.52 35.37 38.42 41.40 43.37 46.25 49.29 54.01 56.23 58.90 79.24 84.38 93.22 100.00

0 0 1 1 0 1 1 0 0 1 0 0 0 2 0 0 4 2 3 77

0 0 1 2 2 3 4 4 4 5 5 5 5 7 7 7 11 13 16 93

BAND

0.00 0.00 1.08 1.08 0.00 1.08 1.08 0.00 0.00 1.08 0.00 0.00 0.00 2.15 0.00 0.00 4.30 2.15 3.23 82.80

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 1.08 3.46 2.15 1.16 2.15 0.00 3.23 27.42 4.30 1,077.28 4.30 0.00 4.30 0.00 5.38 0.09 5.38 0.00 5.38 0.00 5.38 0.00 7.53 9.21 7.53 0.00 7.53 0.00 11.83 166.32 13.98 764.14 17.20 164.88 100.00 1,728.78 3,942.73

0.00 0.00 3.46 4.62 4.62 32.04 1,109.31 1,109.31 1,109.31 1,109.41 1,109.41 1,109.41 1,109.41 1,118.61 1,118.61 1,118.61 1,284.93 2,049.07 2,213.95 3,942.73

BAND

CUM.

0.00 0.00 0.00 0.00 0.09 0.09 0.03 0.12 0.00 0.12 0.70 0.81 27.32 28.14 0.00 28.14 0.00 28.14 0.00 28.14 0.00 28.14 0.00 28.14 0.00 28.14 0.23 28.37 0.00 28.37 0.00 28.37 4.22 32.59 19.38 51.97 4.18 56.15 43.85 100.00

PERCENTAGE BAND

0.00 0.00 0.75 0.33 0.00 6.10 282.17 0.00 0.00 0.03 0.00 0.00 0.00 2.09 0.00 0.00 8.74 159.09 19.92 272.69

CUM

0.00 0.00 0.34 0.34 0.23 1.29 38.84 33.52 30.86 28.64 27.34 25.64 24.06 22.14 21.26 20.30 17.33 25.95 25.38 42.14 42.14

Page 121 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 2 50 3 100 4 200 5 300 6 500 7 750 8 1,000 9 1,500 10 2,000 11 2,500 12 3,000 13 4,000 14 5,000 15 7,500 16 10,000 17 20,000 18 50,000 19 100,000 20 500,000

50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

13,179 12,151 13,441 7,053 7,622 3,789 2,957 2,265 1,347 768 664 711 494 582 354 569 382 162 186 91 68,767

13,179 25,330 38,771 45,824 53,446 57,235 60,192 62,457 63,804 64,572 65,236 65,947 66,441 67,023 67,377 67,946 68,328 68,490 68,676 68,767

BAND

CUM.

19.16 19.16 17.67 36.83 19.55 56.38 10.26 66.64 11.08 77.72 5.51 83.23 4.30 87.53 3.29 90.82 1.96 92.78 1.12 93.90 0.97 94.87 1.03 95.90 0.72 96.62 0.85 97.46 0.51 97.98 0.83 98.81 0.56 99.36 0.24 99.60 0.27 99.87 0.13 100.00

PERCENTAGE rp

6,931.70 2,699.18 5,566.52 4,689.27 7,712.66 5,536.28 15,014.33 6,698.63 5,782.48 3,489.42 3,714.08 5,339.67 4,531.92 8,814.64 5,323.27 15,730.09 15,458.18 11,161.94 24,889.81 17,321.11 176,405.22

BAND

CUM.

6,931.70 3.93 3.93 9,630.88 1.53 5.46 15,197.40 3.16 8.62 19,886.68 2.66 11.27 27,599.34 4.37 15.65 33,135.62 3.14 18.78 48,149.95 8.51 27.30 54,848.58 3.80 31.09 60,631.07 3.28 34.37 64,120.49 1.98 36.35 67,834.57 2.11 38.45 73,174.25 3.03 41.48 77,706.17 2.57 44.05 86,520.81 5.00 49.05 91,844.08 3.02 52.06 107,574.17 8.92 60.98 123,032.36 8.76 69.74 134,194.30 6.33 76.07 159,084.11 14.11 90.18 176,405.22 9.82 100.00

PERCENTAGE f

25 9 13 4 11 9 14 13 41 4 8 46 12 44 12 28 23 8 20 4 348

25 34 47 51 62 71 85 98 139 143 151 197 209 253 265 293 316 324 344 348

BAND

CUM.

7.18 7.18 2.59 9.77 3.74 13.51 1.15 14.66 3.16 17.82 2.59 20.40 4.02 24.43 3.74 28.16 11.78 39.94 1.15 41.09 2.30 43.39 13.22 56.61 3.45 60.06 12.64 72.70 3.45 76.15 8.05 84.20 6.61 90.80 2.30 93.10 5.75 98.85 1.15 100.00

PERCENTAGE rp

15,835.57 193.82 242.07 253.67 1,792.60 142.86 1,516.46 880.89 4,176.19 17.42 423.00 1,084.76 518.11 11,961.49 14,690.80 12,416.82 12,562.39 5,704.27 5,748.62 35,594.00 125,755.80

BAND

CUM.

15,835.57 12.59 12.59 16,029.39 0.15 12.75 16,271.47 0.19 12.94 16,525.14 0.20 13.14 18,317.74 1.43 14.57 18,460.59 0.11 14.68 19,977.06 1.21 15.89 20,857.95 0.70 16.59 25,034.13 3.32 19.91 25,051.55 0.01 19.92 25,474.55 0.34 20.26 26,559.31 0.86 21.12 27,077.41 0.41 21.53 39,038.91 9.51 31.04 53,729.70 11.68 42.73 66,146.53 9.87 52.60 78,708.92 9.99 62.59 84,413.19 4.54 67.12 90,161.80 4.57 71.70 125,755.80 28.30 100.00

PERCENTAGE BAND

CUM

228.45 7.18 4.35 5.41 23.24 2.58 10.10 13.15 72.22 0.50 11.39 20.32 11.43 135.70 275.97 78.94 81.27 51.10 23.10 205.49

228.45 166.44 107.07 83.10 66.37 55.71 41.49 38.03 41.29 39.07 37.55 36.30 34.85 45.12 58.50 61.49 63.97 62.90 56.68 71.29 71.29

Page 122 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million)

0 50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000

50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,472 6,779 4,285 1,384 1,059 307 223 129 82 33 23 39 23 21 9 30 47 12 4 3 21,964

7,472 14,251 18,536 19,920 20,979 21,286 21,509 21,638 21,720 21,753 21,776 21,815 21,838 21,859 21,868 21,898 21,945 21,957 21,961 21,964

BAND

34.02 30.86 19.51 6.30 4.82 1.40 1.02 0.59 0.37 0.15 0.10 0.18 0.10 0.10 0.04 0.14 0.21 0.05 0.02 0.01

CUM.

34.02 64.88 84.39 90.69 95.52 96.91 97.93 98.52 98.89 99.04 99.14 99.32 99.43 99.52 99.56 99.70 99.91 99.97 99.99 100.00

PERCENTAGE rp

4,824.23 3,450.96 4,315.53 3,013.19 2,744.73 1,151.99 1,053.85 674.37 567.80 343.81 282.76 351.16 297.07 382.16 234.59 777.72 1,692.65 454.51 363.28 29.48 27,005.85

4,824.23 8,275.19 12,590.72 15,603.91 18,348.64 19,500.63 20,554.48 21,228.85 21,796.66 22,140.47 22,423.23 22,774.39 23,071.45 23,453.61 23,688.20 24,465.93 26,158.58 26,613.09 26,976.37 27,005.85

BAND

17.86 12.78 15.98 11.16 10.16 4.27 3.90 2.50 2.10 1.27 1.05 1.30 1.10 1.42 0.87 2.88 6.27 1.68 1.35 0.11

PERCENTAGE

CUM.

17.86 30.64 46.62 57.78 67.94 72.21 76.11 78.61 80.71 81.98 83.03 84.33 85.43 86.85 87.72 90.59 96.86 98.55 99.89 100.00

30 28 17 8 4 1 2 0 1 0 0 4 1 3 0 4 1 2 0 0

30 58 75 83 87 88 90 90 91 91 91 95 96 99 99 103 104 106 106 106

106

BAND

28.30 26.42 16.04 7.55 3.77 0.94 1.89 0.00 0.94 0.00 0.00 3.77 0.94 2.83 0.00 3.77 0.94 1.89 0.00 0.00

CUM.

28.30 54.72 70.75 78.30 82.08 83.02 84.91 84.91 85.85 85.85 85.85 89.62 90.57 93.40 93.40 97.17 98.11 100.00 100.00 100.00

PERCENTAGE rp

2,650.72 1,962.51 954.74 2,419.39 230.93 630.00 64.07 0.00 4.31 0.00 0.00 50.39 278.35 20.51 0.00 7.60 407.89 999.08 0.00 0.00 10,680.49

2,650.72 4,613.24 5,567.98 7,987.37 8,218.29 8,848.29 8,912.37 8,912.37 8,916.67 8,916.67 8,916.67 8,967.07 9,245.42 9,265.93 9,265.93 9,273.53 9,681.41 10,680.49 10,680.49 10,680.49

BAND

24.82 18.37 8.94 22.65 2.16 5.90 0.60 0.00 0.04 0.00 0.00 0.47 2.61 0.19 0.00 0.07 3.82 9.35 0.00 0.00

CUM.

24.82 43.19 52.13 74.78 76.95 82.85 83.45 83.45 83.49 83.49 83.49 83.96 86.56 86.76 86.76 86.83 90.65 100.00 100.00 100.00

PERCENTAGE BAND

CUM

54.95 56.87 22.12 80.29 8.41 54.69 6.08 0.00 0.76 0.00 0.00 14.35 93.70 5.37 0.00 0.98 24.10 219.81 0.00 0.00

54.95 55.75 44.22 51.19 44.79 45.37 43.36 41.98 40.91 40.27 39.77 39.37 40.07 39.51 39.12 37.90 37.01 40.13 39.59 39.55 39.55

Page 123 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

980 695 564 303 284 120 94 47 24 18 5 12 4 7 10 16 7 2 0 0 3,192

980 1,675 2,239 2,542 2,826 2,946 3,040 3,087 3,111 3,129 3,134 3,146 3,150 3,157 3,167 3,183 3,190 3,192 3,192 3,192

BAND

CUM.

30.70 30.70 21.77 52.47 17.67 70.14 9.49 79.64 8.90 88.53 3.76 92.29 2.94 95.24 1.47 96.71 0.75 97.46 0.56 98.03 0.16 98.18 0.38 98.56 0.13 98.68 0.22 98.90 0.31 99.22 0.50 99.72 0.22 99.94 0.06 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

335.76 288.88 433.73 500.58 662.15 359.01 335.54 191.86 177.34 88.76 19.47 238.13 104.95 73.87 255.54 867.21 561.84 327.88 0.00 0.00 5,822.49

335.76 624.63 1,058.36 1,558.94 2,221.09 2,580.10 2,915.64 3,107.50 3,284.84 3,373.60 3,393.07 3,631.20 3,736.15 3,810.02 4,065.56 4,932.76 5,494.60 5,822.49 5,822.49 5,822.49

BAND

5.77 4.96 7.45 8.60 11.37 6.17 5.76 3.30 3.05 1.52 0.33 4.09 1.80 1.27 4.39 14.89 9.65 5.63 0.00 0.00

CUM.

5.77 10.73 18.18 26.77 38.15 44.31 50.08 53.37 56.42 57.94 58.28 62.37 64.17 65.44 69.83 84.72 94.37 100.00 100.00 100.00

PERCENTAGE f

5 6 4 3 2 1 0 0 0 1 0 0 0 0 2 0 0 0 0 0 24

BAND

5 11 15 18 20 21 21 21 21 22 22 22 22 22 24 24 24 24 24 24

20.83 25.00 16.67 12.50 8.33 4.17 0.00 0.00 0.00 4.17 0.00 0.00 0.00 0.00 8.33 0.00 0.00 0.00 0.00 0.00

CUM.

20.83 45.83 62.50 75.00 83.33 87.50 87.50 87.50 87.50 91.67 91.67 91.67 91.67 91.67 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

120.61 526.71 509.76 452.69 914.04 19.62 0.00 0.00 0.00 187.50 0.00 0.00 0.00 0.00 99.13 0.00 0.00 0.00 0.00 0.00 2,830.07

120.61 647.33 1,157.09 1,609.78 2,523.82 2,543.44 2,543.44 2,543.44 2,543.44 2,730.94 2,730.94 2,730.94 2,730.94 2,730.94 2,830.07 2,830.07 2,830.07 2,830.07 2,830.07 2,830.07

BAND

4.26 18.61 18.01 16.00 32.30 0.69 0.00 0.00 0.00 6.63 0.00 0.00 0.00 0.00 3.50 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

4.26 22.87 40.89 56.88 89.18 89.87 89.87 89.87 89.87 96.50 96.50 96.50 96.50 96.50 100.00 100.00 100.00 100.00 100.00 100.00

35.92 182.33 117.53 90.43 138.04 5.46 0.00 0.00 0.00 211.23 0.00 0.00 0.00 0.00 38.79 0.00 0.00 0.00 0.00 0.00

CUM

35.92 103.63 109.33 103.26 113.63 98.58 87.23 81.85 77.43 80.95 80.49 75.21 73.10 71.68 69.61 57.37 51.51 48.61 48.61 48.61 48.61

Page 124 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,355 1,788 1,333 607 655 349 206 147 98 42 40 41 20 27 14 25 23 18 20 10 7,818

2,355 4,143 5,476 6,083 6,738 7,087 7,293 7,440 7,538 7,580 7,620 7,661 7,681 7,708 7,722 7,747 7,770 7,788 7,808 7,818

BAND

CUM.

30.12 30.12 22.87 52.99 17.05 70.04 7.76 77.81 8.38 86.19 4.46 90.65 2.63 93.28 1.88 95.17 1.25 96.42 0.54 96.96 0.51 97.47 0.52 97.99 0.26 98.25 0.35 98.59 0.18 98.77 0.32 99.09 0.29 99.39 0.23 99.62 0.26 99.87 0.13 100.00

PERCENTAGE rp

708.88 445.28 629.94 480.01 943.66 741.73 694.34 548.86 512.14 224.71 263.54 295.73 222.50 475.23 252.86 864.02 1,159.29 1,377.83 3,784.10 1,165.06 15,789.71

708.88 1,154.16 1,784.10 2,264.11 3,207.77 3,949.50 4,643.84 5,192.70 5,704.84 5,929.55 6,193.09 6,488.82 6,711.32 7,186.55 7,439.41 8,303.43 9,462.72 10,840.55 14,624.65 15,789.71

BAND

4.49 2.82 3.99 3.04 5.98 4.70 4.40 3.48 3.24 1.42 1.67 1.87 1.41 3.01 1.60 5.47 7.34 8.73 23.97 7.38

CUM.

4.49 7.31 11.30 14.34 20.32 25.01 29.41 32.89 36.13 37.55 39.22 41.10 42.50 45.51 47.12 52.59 59.93 68.66 92.62 100.00

PERCENTAGE f

3 1 3 3 0 1 2 0 1 1 0 2 1 2 2 0 0 2 0 0 24

BAND

3 4 7 10 10 11 13 13 14 15 15 17 18 20 22 22 22 24 24 24

CUM.

12.50 12.50 4.17 16.67 12.50 29.17 12.50 41.67 0.00 41.67 4.17 45.83 8.33 54.17 0.00 54.17 4.17 58.33 4.17 62.50 0.00 62.50 8.33 70.83 4.17 75.00 8.33 83.33 8.33 91.67 0.00 91.67 0.00 91.67 8.33 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

91.50 87.85 220.00 346.10 0.00 506.38 118.15 0.00 133.07 21.69 0.00 609.99 24.69 460.86 195.00 0.00 0.00 4,498.56 0.00 0.00

91.50 179.35 399.35 745.45 745.45 1,251.83 1,369.99 1,369.99 1,503.06 1,524.75 1,524.75 2,134.74 2,159.44 2,620.29 2,815.29 2,815.29 2,815.29 7,313.85 7,313.85 7,313.85

BAND

CUM.

1.25 1.25 1.20 2.45 3.01 5.46 4.73 10.19 0.00 10.19 6.92 17.12 1.62 18.73 0.00 18.73 1.82 20.55 0.30 20.85 0.00 20.85 8.34 29.19 0.34 29.53 6.30 35.83 2.67 38.49 0.00 38.49 0.00 38.49 61.51 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

12.91 19.73 34.92 72.10 0.00 68.27 17.02 0.00 25.98 9.65 0.00 206.27 11.10 96.98 77.12 0.00 0.00 326.50 0.00 0.00

12.91 15.54 22.38 32.92 23.24 31.70 29.50 26.38 26.35 25.71 24.62 32.90 32.18 36.46 37.84 33.91 29.75 67.47 50.01 46.32

7,313.85

46.32

Page 125 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,377 2,942 3,260 1,814 1,714 781 597 386 186 82 75 79 43 59 34 51 52 16 20 11 14,579

2,377 5,319 8,579 10,393 12,107 12,888 13,485 13,871 14,057 14,139 14,214 14,293 14,336 14,395 14,429 14,480 14,532 14,548 14,568 14,579

BAND

16.30 20.18 22.36 12.44 11.76 5.36 4.09 2.65 1.28 0.56 0.51 0.54 0.29 0.40 0.23 0.35 0.36 0.11 0.14 0.08

CUM.

16.30 36.48 58.84 71.29 83.04 88.40 92.50 95.14 96.42 96.98 97.50 98.04 98.33 98.74 98.97 99.32 99.68 99.79 99.92 100.00

PERCENTAGE rp

1,014.11 970.97 2,059.56 1,707.96 2,958.49 2,134.43 2,164.52 1,793.23 1,118.49 597.63 608.87 611.79 433.38 976.40 362.69 874.99 2,022.97 1,901.15 7,158.95 2,601.30 34,071.88

1,014.11 1,985.08 4,044.63 5,752.60 8,711.09 10,845.52 13,010.04 14,803.27 15,921.76 16,519.38 17,128.25 17,740.04 18,173.42 19,149.82 19,512.51 20,387.50 22,410.47 24,311.62 31,470.57 34,071.88

BAND

2.98 2.85 6.04 5.01 8.68 6.26 6.35 5.26 3.28 1.75 1.79 1.80 1.27 2.87 1.06 2.57 5.94 5.58 21.01 7.63

PERCENTAGE

CUM.

2.98 5.83 11.87 16.88 25.57 31.83 38.18 43.45 46.73 48.48 50.27 52.07 53.34 56.20 57.27 59.84 65.77 71.35 92.37 100.00

2 11 6 4 4 1 1 1 0 0 0 0 0 2 1 2 5 1 5 0

2 13 19 23 27 28 29 30 30 30 30 30 30 32 33 35 40 41 46 46

BAND

CUM.

4.35 4.35 23.91 28.26 13.04 41.30 8.70 50.00 8.70 58.70 2.17 60.87 2.17 63.04 2.17 65.22 0.00 65.22 0.00 65.22 0.00 65.22 0.00 65.22 0.00 65.22 4.35 69.57 2.17 71.74 4.35 76.09 10.87 86.96 2.17 89.13 10.87 100.00 0.00 100.00

PERCENTAGE rp

78.26 1,013.29 998.46 241.91 259.70 355.97 102.15 1,038.24 0.00 0.00 0.00 0.00 0.00 322.58 668.86 267.41 246.62 34.88 2,801.59 0.00 8,429.91

78.26 1,091.55 2,090.01 2,331.92 2,591.62 2,947.58 3,049.73 4,087.97 4,087.97 4,087.97 4,087.97 4,087.97 4,087.97 4,410.55 5,079.41 5,346.82 5,593.44 5,628.32 8,429.91 8,429.91

BAND

CUM.

0.93 0.93 12.02 12.95 11.84 24.79 2.87 27.66 3.08 30.74 4.22 34.97 1.21 36.18 12.32 48.49 0.00 48.49 0.00 48.49 0.00 48.49 0.00 48.49 0.00 48.49 3.83 52.32 7.93 60.25 3.17 63.43 2.93 66.35 0.41 66.77 33.23 100.00 0.00 100.00

PERCENTAGE BAND

CUM

7.72 104.36 48.48 14.16 8.78 16.68 4.72 57.90 0.00 0.00 0.00 0.00 0.00 33.04 184.42 30.56 12.19 1.83 39.13 0.00

7.72 54.99 51.67 40.54 29.75 27.18 23.44 27.62 25.68 24.75 23.87 23.04 22.49 23.03 26.03 26.23 24.96 23.15 26.79 24.74 24.74

Page 126 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,150 2,028 2,118 1,031 1,008 560 365 298 178 63 48 54 64 53 19 20 16 11 6 5 10,095

2,150 4,178 6,296 7,327 8,335 8,895 9,260 9,558 9,736 9,799 9,847 9,901 9,965 10,018 10,037 10,057 10,073 10,084 10,090 10,095

BAND

CUM.

21.30 21.30 20.09 41.39 20.98 62.37 10.21 72.58 9.99 82.57 5.55 88.11 3.62 91.73 2.95 94.68 1.76 96.44 0.62 97.07 0.48 97.54 0.53 98.08 0.63 98.71 0.53 99.24 0.19 99.43 0.20 99.62 0.16 99.78 0.11 99.89 0.06 99.95 0.05 100.00

PERCENTAGE rp

556.53 499.54 934.89 811.84 1,413.24 1,275.40 1,255.78 1,373.94 941.57 508.71 329.09 653.20 694.65 568.28 190.88 364.74 421.43 380.97 729.51 530.09 14,434.26

556.53 1,056.07 1,990.95 2,802.80 4,216.04 5,491.44 6,747.21 8,121.15 9,062.72 9,571.43 9,900.51 10,553.72 11,248.36 11,816.65 12,007.53 12,372.26 12,793.70 13,174.67 13,904.18 14,434.26

BAND

3.86 3.46 6.48 5.62 9.79 8.84 8.70 9.52 6.52 3.52 2.28 4.53 4.81 3.94 1.32 2.53 2.92 2.64 5.05 3.67

CUM.

3.86 7.32 13.79 19.42 29.21 38.04 46.74 56.26 62.79 66.31 68.59 73.12 77.93 81.87 83.19 85.71 88.63 91.27 96.33 100.00

PERCENTAGE f

1 4 3 2 1 2 1 2 0 2 3 0 0 0 0 0 0 0 1 0 22

BAND

1 5 8 10 11 13 14 16 16 18 21 21 21 21 21 21 21 21 22 22

4.55 18.18 13.64 9.09 4.55 9.09 4.55 9.09 0.00 9.09 13.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 0.00

CUM.

4.55 22.73 36.36 45.45 50.00 59.09 63.64 72.73 72.73 81.82 95.45 95.45 95.45 95.45 95.45 95.45 95.45 95.45 100.00 100.00

PERCENTAGE rp

5.00 292.21 243.66 159.98 323.81 787.42 106.60 1,156.54 0.00 339.04 610.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 149.47 0.00 4,173.86

5.00 297.21 540.87 700.86 1,024.66 1,812.08 1,918.68 3,075.23 3,075.23 3,414.27 4,024.39 4,024.39 4,024.39 4,024.39 4,024.39 4,024.39 4,024.39 4,024.39 4,173.86 4,173.86

BAND

PERCENTAGE

CUM.

BAND

0.12 0.12 7.00 7.12 5.84 12.96 3.83 16.79 7.76 24.55 18.87 43.41 2.55 45.97 27.71 73.68 0.00 73.68 8.12 81.80 14.62 96.42 0.00 96.42 0.00 96.42 0.00 96.42 0.00 96.42 0.00 96.42 0.00 96.42 0.00 96.42 3.58 100.00 0.00 100.00

0.90 58.50 26.06 19.71 22.91 61.74 8.49 84.18 0.00 66.65 185.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.49 0.00

CUM

0.90 28.14 27.17 25.01 24.30 33.00 28.44 37.87 33.93 35.67 40.65 38.13 35.78 34.06 33.52 32.53 31.46 30.55 30.02 28.92 28.92

Page 127 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

980 1,053 862 410 441 247 157 126 48 30 22 25 10 22 3 13 5 0 0 1 4,455

980 2,033 2,895 3,305 3,746 3,993 4,150 4,276 4,324 4,354 4,376 4,401 4,411 4,433 4,436 4,449 4,454 4,454 4,454 4,455

BAND

CUM.

22.00 22.00 23.64 45.63 19.35 64.98 9.20 74.19 9.90 84.09 5.54 89.63 3.52 93.15 2.83 95.98 1.08 97.06 0.67 97.73 0.49 98.23 0.56 98.79 0.22 99.01 0.49 99.51 0.07 99.57 0.29 99.87 0.11 99.98 0.00 99.98 0.00 99.98 0.02 100.00

PERCENTAGE rp

195.74 327.32 587.26 532.42 786.12 668.13 531.04 723.36 253.06 246.07 208.44 189.10 121.64 798.81 687.48 257.50 43.55 0.00 0.00 4.05 7,161.08

195.74 523.06 1,110.31 1,642.73 2,428.86 3,096.99 3,628.02 4,351.38 4,604.44 4,850.51 5,058.95 5,248.05 5,369.69 6,168.50 6,855.98 7,113.48 7,157.03 7,157.03 7,157.03 7,161.08

BAND

2.73 4.57 8.20 7.43 10.98 9.33 7.42 10.10 3.53 3.44 2.91 2.64 1.70 11.15 9.60 3.60 0.61 0.00 0.00 0.06

CUM.

2.73 7.30 15.50 22.94 33.92 43.25 50.66 60.76 64.30 67.73 70.65 73.29 74.98 86.14 95.74 99.34 99.94 99.94 99.94 100.00

PERCENTAGE f

1 4 4 4 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 16

BAND

1 5 9 13 13 14 15 15 16 16 16 16 16 16 16 16 16 16 16 16

6.25 25.00 25.00 25.00 0.00 6.25 6.25 0.00 6.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

6.25 31.25 56.25 81.25 81.25 87.50 93.75 93.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

11.25 306.92 745.47 318.39 0.00 22.92 238.91 0.00 2.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,646.36

11.25 318.17 1,063.64 1,382.03 1,382.03 1,404.95 1,643.86 1,643.86 1,646.36 1,646.36 1,646.36 1,646.36 1,646.36 1,646.36 1,646.36 1,646.36 1,646.36 1,646.36 1,646.36 1,646.36

BAND

0.68 18.64 45.28 19.34 0.00 1.39 14.51 0.00 0.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.68 19.33 64.61 83.94 83.94 85.34 99.85 99.85 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

5.75 93.77 126.94 59.80 0.00 3.43 44.99 0.00 0.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

5.75 60.83 95.80 84.13 56.90 45.36 45.31 37.78 35.76 33.94 32.54 31.37 30.66 26.69 24.01 23.14 23.00 23.00 23.00 22.99 22.99

Page 128 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,598 3,537 3,197 1,505 1,256 563 427 297 161 82 83 104 55 58 32 42 37 10 12 16 15,072

3,598 7,135 10,332 11,837 13,093 13,656 14,083 14,380 14,541 14,623 14,706 14,810 14,865 14,923 14,955 14,997 15,034 15,044 15,056 15,072

BAND

CUM.

23.87 23.87 23.47 47.34 21.21 68.55 9.99 78.54 8.33 86.87 3.74 90.61 2.83 93.44 1.97 95.41 1.07 96.48 0.54 97.02 0.55 97.57 0.69 98.26 0.36 98.63 0.38 99.01 0.21 99.22 0.28 99.50 0.25 99.75 0.07 99.81 0.08 99.89 0.11 100.00

PERCENTAGE rp

588.97 970.26 1,922.52 1,648.95 2,012.92 1,303.20 1,348.78 1,265.59 930.65 439.63 601.97 740.75 560.94 539.59 538.96 684.12 1,004.39 678.26 1,481.92 1,389.10 20,651.48

588.97 1,559.23 3,481.75 5,130.70 7,143.63 8,446.83 9,795.61 11,061.19 11,991.84 12,431.48 13,033.44 13,774.20 14,335.14 14,874.73 15,413.69 16,097.81 17,102.20 17,780.47 19,262.39 20,651.48

BAND

2.85 4.70 9.31 7.98 9.75 6.31 6.53 6.13 4.51 2.13 2.91 3.59 2.72 2.61 2.61 3.31 4.86 3.28 7.18 6.73

CUM.

2.85 7.55 16.86 24.84 34.59 40.90 47.43 53.56 58.07 60.20 63.11 66.70 69.41 72.03 74.64 77.95 82.81 86.10 93.27 100.00

PERCENTAGE f

2 1 2 1 2 0 2 1 0 0 1 0 0 0 0 1 0 0 0 0 13

BAND

2 3 5 6 8 8 10 11 11 11 12 12 12 12 12 13 13 13 13 13

15.38 7.69 15.38 7.69 15.38 0.00 15.38 7.69 0.00 0.00 7.69 0.00 0.00 0.00 0.00 7.69 0.00 0.00 0.00 0.00

CUM.

15.38 23.08 38.46 46.15 61.54 61.54 76.92 84.62 84.62 84.62 92.31 92.31 92.31 92.31 92.31 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

50.55 46.88 79.04 20.71 50.92 0.00 45.50 519.91 0.00 0.00 8.00 0.00 0.00 0.00 0.00 30.00 0.00 0.00 0.00 0.00 851.50

50.55 97.42 176.46 197.17 248.09 248.09 293.59 813.50 813.50 813.50 821.50 821.50 821.50 821.50 821.50 851.50 851.50 851.50 851.50 851.50

BAND

5.94 5.51 9.28 2.43 5.98 0.00 5.34 61.06 0.00 0.00 0.94 0.00 0.00 0.00 0.00 3.52 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

5.94 11.44 20.72 23.16 29.14 29.14 34.48 95.54 95.54 95.54 96.48 96.48 96.48 96.48 96.48 100.00 100.00 100.00 100.00 100.00

8.58 4.83 4.11 1.26 2.53 0.00 3.37 41.08 0.00 0.00 1.33 0.00 0.00 0.00 0.00 4.39 0.00 0.00 0.00 0.00

CUM

8.58 6.25 5.07 3.84 3.47 2.94 3.00 7.35 6.78 6.54 6.30 5.96 5.73 5.52 5.33 5.29 4.98 4.79 4.42 4.12 4.12

Page 129 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 21

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

280 373 353 195 203 105 63 40 10 13 9 11 8 2 1 0 1 1 0 0 1,668

280 653 1,006 1,201 1,404 1,509 1,572 1,612 1,622 1,635 1,644 1,655 1,663 1,665 1,666 1,666 1,667 1,668 1,668 1,668

BAND

CUM.

16.79 16.79 22.36 39.15 21.16 60.31 11.69 72.00 12.17 84.17 6.29 90.47 3.78 94.24 2.40 96.64 0.60 97.24 0.78 98.02 0.54 98.56 0.66 99.22 0.48 99.70 0.12 99.82 0.06 99.88 0.00 99.88 0.06 99.94 0.06 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

34.16 98.69 226.37 267.45 388.20 202.69 206.34 134.12 41.29 53.85 11.91 109.56 46.75 9.08 7.62 0.00 0.00 4.49 0.00 0.00 1,842.58

34.16 132.85 359.22 626.67 1,014.87 1,217.56 1,423.89 1,558.02 1,599.31 1,653.16 1,665.07 1,774.63 1,821.38 1,830.46 1,838.08 1,838.08 1,838.08 1,842.58 1,842.58 1,842.58

BAND

1.85 5.36 12.29 14.52 21.07 11.00 11.20 7.28 2.24 2.92 0.65 5.95 2.54 0.49 0.41 0.00 0.00 0.24 0.00 0.00

CUM.

1.85 7.21 19.50 34.01 55.08 66.08 77.28 84.56 86.80 89.72 90.37 96.31 98.85 99.34 99.76 99.76 99.76 100.00 100.00 100.00

PERCENTAGE f

0 0 4 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 6

BAND

0 0 4 4 4 5 5 5 5 5 5 6 6 6 6 6 6 6 6 6

0.00 0.00 66.67 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 202.82 0.00 0.00 587.97 0.00 0.00 0.00 0.00 0.00 190.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 981.45

0.00 0.00 202.82 202.82 202.82 790.79 790.79 790.79 790.79 790.79 790.79 981.45 981.45 981.45 981.45 981.45 981.45 981.45 981.45 981.45

BAND

0.00 0.00 20.67 0.00 0.00 59.91 0.00 0.00 0.00 0.00 0.00 19.43 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 20.67 20.67 20.67 80.57 80.57 80.57 80.57 80.57 80.57 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 89.60 0.00 0.00 290.09 0.00 0.00 0.00 0.00 0.00 174.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 56.46 32.37 19.99 64.95 55.54 50.76 49.45 47.84 47.49 55.30 53.89 53.62 53.40 53.40 53.40 53.27 53.27 53.27 53.27

Page 130 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,478 2,352 2,279 1,349 1,743 919 556 440 256 140 105 99 83 88 52 83 52 29 47 11 13,161

2,478 4,830 7,109 8,458 10,201 11,120 11,676 12,116 12,372 12,512 12,617 12,716 12,799 12,887 12,939 13,022 13,074 13,103 13,150 13,161

BAND

CUM.

PERCENTAGE rp

18.83 18.83 842.05 17.87 36.70 516.66 17.32 54.02 968.47 10.25 64.27 919.71 13.24 77.51 1,892.47 6.98 84.49 1,466.71 4.22 88.72 1,281.13 3.34 92.06 7,500.92 1.95 94.01 1,106.66 1.06 95.07 763.02 0.80 95.87 651.80 0.75 96.62 657.12 0.63 97.25 637.15 0.67 97.92 843.83 0.40 98.31 791.79 0.63 98.94 1,261.36 0.40 99.34 1,348.16 0.22 99.56 1,536.92 0.36 99.92 3,366.02 0.08 100.00 39,749.60 68,101.54

842.05 1,358.71 2,327.18 3,246.88 5,139.35 6,606.06 7,887.19 15,388.12 16,494.77 17,257.79 17,909.59 18,566.72 19,203.86 20,047.69 20,839.48 22,100.84 23,449.00 24,985.92 28,351.95 68,101.54

BAND

1.24 0.76 1.42 1.35 2.78 2.15 1.88 11.01 1.63 1.12 0.96 0.96 0.94 1.24 1.16 1.85 1.98 2.26 4.94 58.37

CUM.

1.24 2.00 3.42 4.77 7.55 9.70 11.58 22.60 24.22 25.34 26.30 27.26 28.20 29.44 30.60 32.45 34.43 36.69 41.63 100.00

PERCENTAGE f

4 0 3 1 2 1 1 2 2 3 2 2 2 2 6 0 8 6 5 0 52

BAND

4 4 7 8 10 11 12 14 16 19 21 23 25 27 33 33 41 47 52 52

7.69 0.00 5.77 1.92 3.85 1.92 1.92 3.85 3.85 5.77 3.85 3.85 3.85 3.85 11.54 0.00 15.38 11.54 9.62 0.00

CUM.

7.69 7.69 13.46 15.38 19.23 21.15 23.08 26.92 30.77 36.54 40.38 44.23 48.08 51.92 63.46 63.46 78.85 90.38 100.00 100.00

PERCENTAGE rp

980.23 0.00 100.40 2.40 59.07 565.87 4.30 1,118.57 345.14 135.98 7.27 39.96 85.62 31.85 110.60 0.00 633.52 98.64 2,577.59 0.00 6,897.00

980.23 980.23 1,080.62 1,083.03 1,142.10 1,707.97 1,712.27 2,830.84 3,175.97 3,311.95 3,319.22 3,359.18 3,444.80 3,476.65 3,587.25 3,587.25 4,220.77 4,319.41 6,897.00 6,897.00

BAND

CUM.

14.21 14.21 0.00 14.21 1.46 15.67 0.03 15.70 0.86 16.56 8.20 24.76 0.06 24.83 16.22 41.04 5.00 46.05 1.97 48.02 0.11 48.13 0.58 48.70 1.24 49.95 0.46 50.41 1.60 52.01 0.00 52.01 9.19 61.20 1.43 62.63 37.37 100.00 0.00 100.00

PERCENTAGE BAND

116.41 0.00 10.37 0.26 3.12 38.58 0.34 14.91 31.19 17.82 1.12 6.08 13.44 3.77 13.97 0.00 46.99 6.42 76.58 0.00

CUM

116.41 72.14 46.44 33.36 22.22 25.85 21.71 18.40 19.25 19.19 18.53 18.09 17.94 17.34 17.21 16.23 18.00 17.29 24.33 10.13 10.13

Page 131 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,341 933 604 283 243 104 79 59 33 17 11 12 11 10 2 6 7 4 1 3 3,763

1,341 2,274 2,878 3,161 3,404 3,508 3,587 3,646 3,679 3,696 3,707 3,719 3,730 3,740 3,742 3,748 3,755 3,759 3,760 3,763

BAND

CUM.

35.64 35.64 24.79 60.43 16.05 76.48 7.52 84.00 6.46 90.46 2.76 93.22 2.10 95.32 1.57 96.89 0.88 97.77 0.45 98.22 0.29 98.51 0.32 98.83 0.29 99.12 0.27 99.39 0.05 99.44 0.16 99.60 0.19 99.79 0.11 99.89 0.03 99.92 0.08 100.00

PERCENTAGE rp

787.56 223.14 329.29 290.41 374.15 306.37 292.54 221.10 254.24 144.01 84.84 93.12 110.11 113.36 52.80 135.88 81.18 48.00 40.93 7.51 3,990.55

787.56 1,010.70 1,339.99 1,630.40 2,004.55 2,310.92 2,603.46 2,824.56 3,078.81 3,222.82 3,307.66 3,400.78 3,510.89 3,624.25 3,677.05 3,812.93 3,894.11 3,942.11 3,983.04 3,990.55

BAND

19.74 5.59 8.25 7.28 9.38 7.68 7.33 5.54 6.37 3.61 2.13 2.33 2.76 2.84 1.32 3.41 2.03 1.20 1.03 0.19

CUM.

19.74 25.33 33.58 40.86 50.23 57.91 65.24 70.78 77.15 80.76 82.89 85.22 87.98 90.82 92.14 95.55 97.58 98.79 99.81 100.00

PERCENTAGE f

0 0 0 1 3 7 5 1 13 0 0 0 0 0 0 0 0 0 0 0 30

BAND

0 0 0 1 4 11 16 17 30 30 30 30 30 30 30 30 30 30 30 30

0.00 0.00 0.00 3.33 10.00 23.33 16.67 3.33 43.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 3.33 13.33 36.67 53.33 56.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 2.90 6.73 16.12 9.59 10.45 37.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 2.90 9.63 25.75 35.34 45.79 82.95 82.95 82.95 82.95 82.95 82.95 82.95 82.95 82.95 82.95 82.95 82.95

82.95

BAND

0.00 0.00 0.00 3.50 8.11 19.44 11.56 12.59 44.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 3.50 11.61 31.05 42.61 55.20 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 1.00 1.80 5.26 3.28 4.72 14.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.18 0.48 1.11 1.36 1.62 2.69 2.57 2.51 2.44 2.36 2.29 2.26 2.18 2.13 2.10 2.08 2.08 2.08

Page 132 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

386 483 505 269 287 129 86 52 37 15 14 5 5 5 4 1 3 0 0 1 2,287

386 869 1,374 1,643 1,930 2,059 2,145 2,197 2,234 2,249 2,263 2,268 2,273 2,278 2,282 2,283 2,286 2,286 2,286 2,287

BAND

CUM.

16.88 16.88 21.12 38.00 22.08 60.08 11.76 71.84 12.55 84.39 5.64 90.03 3.76 93.79 2.27 96.06 1.62 97.68 0.66 98.34 0.61 98.95 0.22 99.17 0.22 99.39 0.22 99.61 0.17 99.78 0.04 99.83 0.13 99.96 0.00 99.96 0.00 99.96 0.04 100.00

PERCENTAGE rp

77.69 180.58 345.28 319.33 581.07 381.83 337.19 296.51 282.17 133.36 161.27 24.08 63.20 50.10 50.46 23.29 107.06 0.00 0.00 4.05 3,418.51

77.69 258.26 603.54 922.87 1,503.94 1,885.77 2,222.96 2,519.47 2,801.65 2,935.01 3,096.28 3,120.35 3,183.55 3,233.65 3,284.11 3,307.40 3,414.46 3,414.46 3,414.46 3,418.51

BAND

2.27 5.28 10.10 9.34 17.00 11.17 9.86 8.67 8.25 3.90 4.72 0.70 1.85 1.47 1.48 0.68 3.13 0.00 0.00 0.12

CUM.

2.27 7.55 17.66 27.00 43.99 55.16 65.03 73.70 81.96 85.86 90.57 91.28 93.13 94.59 96.07 96.75 99.88 99.88 99.88 100.00

PERCENTAGE f

0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 50.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 322.30 0.00 547.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 870.11

0.00 0.00 0.00 0.00 322.30 322.30 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11

BAND

0.00 0.00 0.00 0.00 37.04 0.00 62.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 37.04 37.04 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 55.47 0.00 162.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 21.43 17.09 39.14 34.54 31.06 29.65 28.10 27.88 27.33 26.91 26.49 26.31 25.48 25.48 25.48 25.45 25.45

Page 133 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

157 158 154 82 131 78 67 68 34 19 6 9 7 7 8 6 5 2 0 3 1,001

157 315 469 551 682 760 827 895 929 948 954 963 970 977 985 991 996 998 998 1,001

BAND

CUM.

PERCENTAGE rp

15.68 15.68 58.87 15.78 31.47 48.62 15.38 46.85 104.50 8.19 55.04 88.48 13.09 68.13 256.32 7.79 75.92 216.52 6.69 82.62 263.16 6.79 89.41 391.88 3.40 92.81 192.90 1.90 94.71 118.36 0.60 95.30 76.39 0.90 96.20 92.11 0.70 96.90 116.02 0.70 97.60 74.40 0.80 98.40 49.89 0.60 99.00 23.62 0.50 99.50 226.85 0.20 99.70 252.29 0.00 99.70 0.00 0.30 100.00 1,124.48 3,775.65

58.87 107.48 211.98 300.46 556.78 773.30 1,036.46 1,428.34 1,621.23 1,739.59 1,815.98 1,908.10 2,024.11 2,098.51 2,148.40 2,172.02 2,398.87 2,651.17 2,651.17 3,775.65

BAND

1.56 1.29 2.77 2.34 6.79 5.73 6.97 10.38 5.11 3.13 2.02 2.44 3.07 1.97 1.32 0.63 6.01 6.68 0.00 29.78

CUM.

1.56 2.85 5.61 7.96 14.75 20.48 27.45 37.83 42.94 46.07 48.10 50.54 53.61 55.58 56.90 57.53 63.54 70.22 70.22 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

PERCENTAGE

CUM.

100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

70.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

70.00 100.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00

70.00

BAND

PERCENTAGE

CUM.

BAND

100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

118.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

118.91 65.13 33.02 23.30 12.57 9.05 6.75 4.90 4.32 4.02 3.85 3.67 3.46 3.34 3.26 3.22 2.92 2.64 2.64 1.85 1.85

Page 134 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

281 356 438 285 348 182 115 94 49 30 20 28 23 13 8 13 11 5 1 1 2,301

281 637 1,075 1,360 1,708 1,890 2,005 2,099 2,148 2,178 2,198 2,226 2,249 2,262 2,270 2,283 2,294 2,299 2,300 2,301

BAND

CUM.

12.21 12.21 15.47 27.68 19.04 46.72 12.39 59.10 15.12 74.23 7.91 82.14 5.00 87.14 4.09 91.22 2.13 93.35 1.30 94.65 0.87 95.52 1.22 96.74 1.00 97.74 0.56 98.31 0.35 98.65 0.56 99.22 0.48 99.70 0.22 99.91 0.04 99.96 0.04 100.00

PERCENTAGE rp

55.88 140.74 375.68 379.16 774.04 567.75 463.88 558.29 336.97 208.18 224.85 315.79 290.64 235.15 158.65 201.01 761.07 245.84 288.40 4.05 6,586.02

55.88 196.62 572.30 951.46 1,725.50 2,293.25 2,757.12 3,315.41 3,652.38 3,860.56 4,085.41 4,401.21 4,691.85 4,927.00 5,085.65 5,286.66 6,047.73 6,293.57 6,581.97 6,586.02

BAND

0.85 2.14 5.70 5.76 11.75 8.62 7.04 8.48 5.12 3.16 3.41 4.79 4.41 3.57 2.41 3.05 11.56 3.73 4.38 0.06

CUM.

0.85 2.99 8.69 14.45 26.20 34.82 41.86 50.34 55.46 58.62 62.03 66.83 71.24 74.81 77.22 80.27 91.83 95.56 99.94 100.00

PERCENTAGE f

0 0 0 0 2 1 1 0 0 1 0 1 0 0 0 0 1 0 0 0 7

BAND

0 0 0 0 2 3 4 4 4 5 5 6 6 6 6 6 7 7 7 7

0.00 0.00 0.00 0.00 28.57 14.29 14.29 0.00 0.00 14.29 0.00 14.29 0.00 0.00 0.00 0.00 14.29 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 28.57 42.86 57.14 57.14 57.14 71.43 71.43 85.71 85.71 85.71 85.71 85.71 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 587.33 60.20 9.72 0.00 0.00 650.00 0.00 3,181.12 0.00 0.00 0.00 0.00 348.13 0.00 0.00 0.00 4,836.49

0.00 0.00 0.00 0.00 587.33 647.52 657.24 657.24 657.24 1,307.24 1,307.24 4,488.36 4,488.36 4,488.36 4,488.36 4,488.36 4,836.49 4,836.49 4,836.49 4,836.49

BAND

0.00 0.00 0.00 0.00 12.14 1.24 0.20 0.00 0.00 13.44 0.00 65.77 0.00 0.00 0.00 0.00 7.20 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 12.14 13.39 13.59 13.59 13.59 27.03 27.03 92.80 92.80 92.80 92.80 92.80 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 75.88 10.60 2.10 0.00 0.00 312.24 0.00 1,007.34 0.00 0.00 0.00 0.00 45.74 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 34.04 28.24 23.84 19.82 17.99 33.86 32.00 101.98 95.66 91.10 88.26 84.90 79.97 76.85 73.48 73.44 73.44

Page 135 of 180

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2005

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 113,915 113,915 75 115,583 229,498 150 126,359 355,857 250 69,871 425,728 400 72,064 497,792 625 33,951 531,743 875 24,226 555,969 1,250 17,488 573,457 9,667 583,124 1,750 5,468 588,592 2,250 4,196 592,788 2,750 4,553 597,341 3,500 3,242 600,583 4,500 3,803 604,386 6,250 2,472 606,858 8,750 3,728 610,586 15,000 2,834 613,420 35,000 1,156 614,576 75,000 1,107 615,683 300,000 386 616,069 616,069

BAND

CUM.

18.49 18.49 18.76 37.25 20.51 57.76 11.34 69.10 11.70 80.80 5.51 86.31 3.93 90.24 2.84 93.08 1.57 94.65 0.89 95.54 0.68 96.22 0.74 96.96 0.53 97.49 0.62 98.10 0.40 98.50 0.61 99.11 0.46 99.57 0.19 99.76 0.18 99.94 0.06 100.00

PERCENTAGE rp

27,859.86 27,760.56 54,071.25 48,727.02 76,951.73 52,331.46 53,387.31 52,733.45 38,456.18 27,089.34 23,474.12 30,864.85 27,759.84 40,735.43 32,150.75 67,456.18 87,707.46 44,920.83 66,126.56 30,301.53

27,859.86 55,620.42 109,691.66 158,418.68 235,370.41 287,701.88 341,089.19 393,822.64 432,278.82 459,368.16 482,842.29 513,707.14 541,466.97 582,202.41 614,353.16 681,809.34 769,516.80 814,437.63 880,564.19 910,865.72

910,865.72

BAND

CUM.

3.06 3.06 3.05 6.11 5.94 12.04 5.35 17.39 8.45 25.84 5.75 31.59 5.86 37.45 5.79 43.24 4.22 47.46 2.97 50.43 2.58 53.01 3.39 56.40 3.05 59.45 4.47 63.92 3.53 67.45 7.41 74.85 9.63 84.48 4.93 89.41 7.26 96.67 3.33 100.00

PERCENTAGE f

85 97 103 37 63 44 31 50 27 15 22 31 55 25 20 69 119 37 36 20

85 182 285 322 385 429 460 510 537 552 574 605 660 685 705 774 893 930 966 986

986

BAND

CUM.

8.62 8.62 9.84 18.46 10.45 28.90 3.75 32.66 6.39 39.05 4.46 43.51 3.14 46.65 5.07 51.72 2.74 54.46 1.52 55.98 2.23 58.22 3.14 61.36 5.58 66.94 2.54 69.47 2.03 71.50 7.00 78.50 12.07 90.57 3.75 94.32 3.65 97.97 2.03 100.00

PERCENTAGE rp

5,181.35 6,164.26 8,104.96 4,046.88 9,551.17 4,687.64 4,653.41 11,121.60 12,348.03 3,663.42 4,904.36 15,170.61 3,825.96 24,814.83 3,730.77 24,708.24 53,019.97 10,393.54 22,872.53 12,920.89 245,884.41

5,181.35 11,345.62 19,450.58 23,497.46 33,048.63 37,736.27 42,389.67 53,511.27 65,859.30 69,522.72 74,427.08 89,597.68 93,423.64 118,238.46 121,969.24 146,677.47 199,697.45 210,090.99 232,963.52 245,884.41

BAND

CUM.

2.11 2.11 2.51 4.61 3.30 7.91 1.65 9.56 3.88 13.44 1.91 15.35 1.89 17.24 4.52 21.76 5.02 26.78 1.49 28.27 1.99 30.27 6.17 36.44 1.56 37.99 10.09 48.09 1.52 49.60 10.05 59.65 21.56 81.22 4.23 85.44 9.30 94.75 5.25 100.00

PERCENTAGE BAND

CUM

18.60 22.21 14.99 8.31 12.41 8.96 8.72 21.09 32.11 13.52 20.89 49.15 13.78 60.92 11.60 36.63 60.45 23.14 34.59 42.64

18.60 20.40 17.73 14.83 14.04 13.12 12.43 13.59 15.24 15.13 15.41 17.44 17.25 20.31 19.85 21.51 25.95 25.80 26.46 26.99 26.99

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 469.991.935,47 - Freq. Klaim 281 ) ( Data not Include Claim Fire no Policy Rp. 469.991.935,47 - Freq Claim 281 )

Page 136 of 180

RISK AND LOSS PROFILE 2005 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2005

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

110,897 113,765 122,840 67,013 67,847 31,173 21,450 14,843 7,799 4,120 3,071 3,251 2,158 2,399 1,374 1,841 1,234 409 445 155 578,084

110,897 224,662 347,502 414,515 482,362 513,535 534,985 549,828 557,627 561,747 564,818 568,069 570,227 572,626 574,000 575,841 577,075 577,484 577,929 578,084

BAND

CUM.

19.18 19.18 19.68 38.86 21.25 60.11 11.59 71.70 11.74 83.44 5.39 88.83 3.71 92.54 2.57 95.11 1.35 96.46 0.71 97.17 0.53 97.71 0.56 98.27 0.37 98.64 0.41 99.06 0.24 99.29 0.32 99.61 0.21 99.83 0.07 99.90 0.08 99.97 0.03 100.00

PERCENTAGE rp

24,057.75 27,330.98 52,838.63 47,148.20 73,521.18 49,380.43 48,466.36 46,714.54 33,193.07 21,620.30 19,274.84 24,595.37 20,681.11 30,343.69 21,738.37 42,341.21 44,320.62 18,102.34 22,085.19 6,089.93 673,844.10

24,057.75 51,388.74 104,227.37 151,375.57 224,896.75 274,277.17 322,743.53 369,458.07 402,651.14 424,271.44 443,546.28 468,141.65 488,822.76 519,166.44 540,904.81 583,246.02 627,566.64 645,668.98 667,754.17 673,844.10

BAND

3.57 4.06 7.84 7.00 10.91 7.33 7.19 6.93 4.93 3.21 2.86 3.65 3.07 4.50 3.23 6.28 6.58 2.69 3.28 0.90

CUM.

3.57 7.63 15.47 22.46 33.38 40.70 47.90 54.83 59.75 62.96 65.82 69.47 72.54 77.05 80.27 86.56 93.13 95.82 99.10 100.00

PERCENTAGE f

77 92 86 34 50 30 19 33 18 8 15 16 40 10 13 36 32 10 14 3 636

BAND

77 169 255 289 339 369 388 421 439 447 462 478 518 528 541 577 609 619 633 636

CUM.

12.11 12.11 14.47 26.57 13.52 40.09 5.35 45.44 7.86 53.30 4.72 58.02 2.99 61.01 5.19 66.19 2.83 69.03 1.26 70.28 2.36 72.64 2.52 75.16 6.29 81.45 1.57 83.02 2.04 85.06 5.66 90.72 5.03 95.75 1.57 97.33 2.20 99.53 0.47 100.00

PERCENTAGE rp

4,813.64 6,025.46 7,783.77 3,966.15 8,797.37 4,496.25 3,833.41 10,776.03 10,925.89 2,803.56 4,179.58 11,346.56 3,504.27 19,612.25 3,510.63 5,604.56 47,413.97 3,454.31 738.72 185.58 163,771.94

4,813.64 10,839.09 18,622.86 22,589.02 31,386.39 35,882.63 39,716.04 50,492.07 61,417.96 64,221.51 68,401.10 79,747.66 83,251.93 102,864.19 106,374.81 111,979.37 159,393.34 162,847.65 163,586.36 163,771.94

BAND

2.94 3.68 4.75 2.42 5.37 2.75 2.34 6.58 6.67 1.71 2.55 6.93 2.14 11.98 2.14 3.42 28.95 2.11 0.45 0.11

PERCENTAGE

CUM.

BAND

CUM

2.94 6.62 11.37 13.79 19.16 21.91 24.25 30.83 37.50 39.21 41.77 48.69 50.83 62.81 64.95 68.38 97.33 99.44 99.89 100.00

20.01 22.05 14.73 8.41 11.97 9.11 7.91 23.07 32.92 12.97 21.68 46.13 16.94 64.63 16.15 13.24 106.98 19.08 3.34 3.05

20.01 21.09 17.87 14.92 13.96 13.08 12.31 13.67 15.25 15.14 15.42 17.03 17.03 19.81 19.67 19.20 25.40 25.22 24.50 24.30 24.30

Page 137 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2005

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,000 1,310 2,499 2,087 2,928 1,819 1,787 1,693 1,128 792 635 770 637 834 601 1,134 941 419 355 142 24,511

2,000 3,310 5,809 7,896 10,824 12,643 14,430 16,123 17,251 18,043 18,678 19,448 20,085 20,919 21,520 22,654 23,595 24,014 24,369 24,511

BAND

CUM.

8.16 8.16 5.34 13.50 10.20 23.70 8.51 32.21 11.95 44.16 7.42 51.58 7.29 58.87 6.91 65.78 4.60 70.38 3.23 73.61 2.59 76.20 3.14 79.34 2.60 81.94 3.40 85.35 2.45 87.80 4.63 92.42 3.84 96.26 1.71 97.97 1.45 99.42 0.58 100.00

PERCENTAGE rp

2,009.91 362.55 996.00 1,328.20 2,811.38 2,310.48 4,079.15 5,003.56 4,272.72 4,487.14 3,357.50 4,860.02 5,752.28 8,492.35 7,716.88 19,746.88 28,214.28 19,075.88 29,311.51 14,508.66 168,697.33

2,009.91 2,372.47 3,368.46 4,696.67 7,508.04 9,818.52 13,897.67 18,901.23 23,173.96 27,661.10 31,018.61 35,878.62 41,630.90 50,123.25 57,840.12 77,587.00 105,801.28 124,877.16 154,188.67 168,697.33

BAND

CUM.

1.19 1.19 0.21 1.41 0.59 2.00 0.79 2.78 1.67 4.45 1.37 5.82 2.42 8.24 2.97 11.20 2.53 13.74 2.66 16.40 1.99 18.39 2.88 21.27 3.41 24.68 5.03 29.71 4.57 34.29 11.71 45.99 16.72 62.72 11.31 74.02 17.38 91.40 8.60 100.00

PERCENTAGE f

8 5 17 3 13 14 11 16 9 7 7 15 14 15 6 33 87 26 22 17 345

8 13 30 33 46 60 71 87 96 103 110 125 139 154 160 193 280 306 328 345

BAND

CUM.

2.32 1.45 4.93 0.87 3.77 4.06 3.19 4.64 2.61 2.03 2.03 4.35 4.06 4.35 1.74 9.57 25.22 7.54 6.38 4.93

2.32 3.77 8.70 9.57 13.33 17.39 20.58 25.22 27.83 29.86 31.88 36.23 40.29 44.64 46.38 55.94 81.16 88.70 95.07 100.00

PERCENTAGE rp

367.71 138.81 321.19 80.72 753.80 191.39 757.33 345.57 1,422.14 859.86 724.77 3,824.04 296.68 5,202.57 120.15 19,103.68 5,606.01 2,709.45 22,133.81 12,735.31 77,695.02

BAND

CUM.

367.71 0.47 0.47 506.52 0.18 0.65 827.71 0.41 1.07 908.44 0.10 1.17 1,662.24 0.97 2.14 1,853.63 0.25 2.39 2,610.97 0.97 3.36 2,956.53 0.44 3.81 4,378.68 1.83 5.64 5,238.54 1.11 6.74 5,963.31 0.93 7.68 9,787.35 4.92 12.60 10,084.04 0.38 12.98 15,286.61 6.70 19.68 15,406.76 0.15 19.83 34,510.44 24.59 44.42 40,116.44 7.22 51.63 42,825.90 3.49 55.12 64,959.71 28.49 83.61 77,695.02 16.39 100.00

PERCENTAGE BAND

18.30 38.29 32.25 6.08 26.81 8.28 18.57 6.91 33.28 19.16 21.59 78.68 5.16 61.26 1.56 96.74 19.87 14.20 75.51 87.78

CUM

18.30 21.35 24.57 19.34 22.14 18.88 18.79 15.64 18.89 18.94 19.22 27.28 24.22 30.50 26.64 44.48 37.92 34.29 42.13 46.06 46.06

Page 138 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2005

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7 3 4 3 13 7 5 13 10 6 7 7 8 13 11 18 28 16 6 0 185

7 10 14 17 30 37 42 55 65 71 78 85 93 106 117 135 163 179 185 185

BAND

CUM.

3.78 3.78 1.62 5.41 2.16 7.57 1.62 9.19 7.03 16.22 3.78 20.00 2.70 22.70 7.03 29.73 5.41 35.14 3.24 38.38 3.78 42.16 3.78 45.95 4.32 50.27 7.03 57.30 5.95 63.24 9.73 72.97 15.14 88.11 8.65 96.76 3.24 100.00 0.00 100.00

PERCENTAGE rp

26.00 0.29 1.31 1.88 7.65 2.06 5.48 19.00 27.96 12.57 8.18 16.37 20.06 67.83 64.95 94.14 296.05 81.00 49.40 0.00 802.18

26.00 26.29 27.60 29.48 37.13 39.19 44.67 63.67 91.63 104.20 112.38 128.75 148.81 216.64 281.59 375.73 671.78 752.78 802.18 802.18

BAND

3.24 0.04 0.16 0.23 0.95 0.26 0.68 2.37 3.49 1.57 1.02 2.04 2.50 8.46 8.10 11.74 36.91 10.10 6.16 0.00

CUM.

3.24 3.28 3.44 3.68 4.63 4.88 5.57 7.94 11.42 12.99 14.01 16.05 18.55 27.01 35.10 46.84 83.74 93.84 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 2

BAND

0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 2 2 2

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 50.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 4,229.78 0.00 0.00 4,254.78

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 25.00 25.00 25.00 25.00 4,254.78 4,254.78 4,254.78

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.59 0.00 0.00 0.00 0.00 99.41 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.59 0.59 0.59 0.59 0.59 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 124.63 0.00 0.00 0.00 0.00 5,221.76 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.80 11.54 8.88 6.65 3.72 565.21 530.40 530.40 530.40

Page 139 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2005

15/12/2005

DATE

15/02/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,011 505 1,016 768 1,276 952 984 939 730 550 483 525 439 557 486 735 631 312 301 89 13,289

1,011 1,516 2,532 3,300 4,576 5,528 6,512 7,451 8,181 8,731 9,214 9,739 10,178 10,735 11,221 11,956 12,587 12,899 13,200 13,289

BAND

CUM.

7.61 7.61 3.80 11.41 7.65 19.05 5.78 24.83 9.60 34.43 7.16 41.60 7.40 49.00 7.07 56.07 5.49 61.56 4.14 65.70 3.63 69.34 3.95 73.29 3.30 76.59 4.19 80.78 3.66 84.44 5.53 89.97 4.75 94.72 2.35 97.07 2.27 99.33 0.67 100.00

PERCENTAGE rp

1,766.19 66.73 235.31 248.73 611.53 638.50 836.32 996.36 962.43 969.32 833.60 1,393.09 1,306.40 1,831.57 2,630.56 5,273.96 14,876.51 7,661.61 14,680.46 9,702.93 67,522.10

1,766.19 1,832.93 2,068.23 2,316.97 2,928.49 3,566.99 4,403.31 5,399.67 6,362.10 7,331.42 8,165.02 9,558.12 10,864.51 12,696.08 15,326.64 20,600.59 35,477.11 43,138.71 57,819.17 67,522.10

BAND

2.62 0.10 0.35 0.37 0.91 0.95 1.24 1.48 1.43 1.44 1.23 2.06 1.93 2.71 3.90 7.81 22.03 11.35 21.74 14.37

CUM.

2.62 2.71 3.06 3.43 4.34 5.28 6.52 8.00 9.42 10.86 12.09 14.16 16.09 18.80 22.70 30.51 52.54 63.89 85.63 100.00

PERCENTAGE f

0 0 0 0 0 0 1 1 0 0 0 0 0 0 1 0 0 0 0 0 3

0 0 0 0 0 0 1 2 2 2 2 2 2 2 3 3 3 3 3 3

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 33.33 66.67 66.67 66.67 66.67 66.67 66.67 66.67 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 62.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 162.67

0.00 0.00 0.00 0.00 0.00 0.00 62.67 62.67 62.67 62.67 62.67 62.67 62.67 62.67 162.67 162.67 162.67 162.67 162.67 162.67

BAND

0.00 0.00 0.00 0.00 0.00 0.00 38.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 61.48 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 38.52 38.52 38.52 38.52 38.52 38.52 38.52 38.52 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 7.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.80 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 1.42 1.16 0.99 0.85 0.77 0.66 0.58 0.49 1.06 0.79 0.46 0.38 0.28 0.00 0000

Page 140 of 180

RISK AND LOSS PROFILE 2005 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

40 17 31 22 29 24 34 27 16 12 17 15 13 25 15 24 20 16 15 4 416

40 57 88 110 139 163 197 224 240 252 269 284 297 322 337 361 381 397 412 416

BAND

CUM.

PERCENTAGE rp

9.62 9.62 83.85 4.09 13.70 8.36 7.45 21.15 8.47 5.29 26.44 8.87 6.97 33.41 22.10 5.77 39.18 32.60 8.17 47.36 56.26 6.49 53.85 59.42 3.85 57.69 52.73 2.88 60.58 31.91 4.09 64.66 63.72 3.61 68.27 100.95 3.13 71.39 77.99 6.01 77.40 211.81 3.61 81.01 138.78 5.77 86.78 521.07 4.81 91.59 585.08 3.85 95.43 756.02 3.61 99.04 1,828.41 0.96 100.00 370.92 5,019.33

83.85 92.21 100.68 109.55 131.65 164.25 220.51 279.93 332.67 364.57 428.29 529.25 607.24 819.05 957.83 1,478.90 2,063.98 2,820.00 4,648.41 5,019.33

BAND

1.67 0.17 0.17 0.18 0.44 0.65 1.12 1.18 1.05 0.64 1.27 2.01 1.55 4.22 2.76 10.38 11.66 15.06 36.43 7.39

CUM.

1.67 1.84 2.01 2.18 2.62 3.27 4.39 5.58 6.63 7.26 8.53 10.54 12.10 16.32 19.08 29.46 41.12 56.18 92.61 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 2 1 0 6

BAND

0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 2 3 5 6 6

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 16.67 33.33 16.67 50.00 33.33 83.33 16.67 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 450.00 0.00 0.00 0.00 0.00 150.00 7.02 202.50 4.40 0.00 813.92

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 450.00 450.00 450.00 450.00 450.00 600.00 607.02 809.52 813.92 813.92

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 55.29 55.29 706.18 0.00 55.29 0.00 0.00 55.29 0.00 0.00 55.29 0.00 0.00 55.29 0.00 18.43 73.72 28.79 0.86 74.58 1.20 24.88 99.46 26.79 0.54 100.00 0.24 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 105.07 85.03 74.11 54.94 46.98 40.57 29.41 28.71 17.51 16.22 16.22

Page 141 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2005

DATE

15/02/2006

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

147 53 90 47 63 49 44 46 30 25 33 26 16 38 30 62 63 32 40 17 951

147 200 290 337 400 449 493 539 569 594 627 653 669 707 737 799 862 894 934 951

BAND

CUM.

PERCENTAGE rp

15.46 15.46 146.81 5.57 21.03 9.46 9.46 30.49 32.77 4.94 35.44 27.44 6.62 42.06 57.22 5.15 47.21 69.46 4.63 51.84 66.67 4.84 56.68 98.82 3.15 59.83 81.05 2.63 62.46 100.43 3.47 65.93 169.66 2.73 68.66 147.64 1.68 70.35 120.61 4.00 74.34 216.46 3.15 77.50 327.53 6.52 84.02 860.37 6.62 90.64 1,481.19 3.36 94.01 763.96 4.21 98.21 2,017.47 1.79 100.00 2,298.50 9,093.50

146.81 156.27 189.03 216.47 273.69 343.15 409.81 508.63 589.68 690.11 859.77 1,007.41 1,128.02 1,344.49 1,672.01 2,532.38 4,013.56 4,777.52 6,795.00 9,093.50

BAND

1.61 0.10 0.36 0.30 0.63 0.76 0.73 1.09 0.89 1.10 1.87 1.62 1.33 2.38 3.60 9.46 16.29 8.40 22.19 25.28

CUM.

1.61 1.72 2.08 2.38 3.01 3.77 4.51 5.59 6.48 7.59 9.45 11.08 12.40 14.79 18.39 27.85 44.14 52.54 74.72 100.00

PERCENTAGE f

2 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 5 2 0 0 11

BAND

2 2 2 3 4 4 4 4 4 4 4 4 4 4 4 4 9 11 11 11

CUM.

18.18 18.18 0.00 18.18 0.00 18.18 9.09 27.27 9.09 36.36 0.00 36.36 0.00 36.36 0.00 36.36 0.00 36.36 0.00 36.36 0.00 36.36 0.00 36.36 0.00 36.36 0.00 36.36 0.00 36.36 0.00 36.36 45.45 81.82 18.18 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

30.44 0.00 0.00 3.61 250.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 138.54 418.22 0.00 0.00 840.80

30.44 30.44 30.44 34.04 284.04 284.04 284.04 284.04 284.04 284.04 284.04 284.04 284.04 284.04 284.04 284.04 422.58 840.80 840.80 840.80

BAND

3.62 0.00 0.00 0.43 29.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.48 49.74 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

3.62 3.62 3.62 4.05 33.78 33.78 33.78 33.78 33.78 33.78 33.78 33.78 33.78 33.78 33.78 33.78 50.26 100.00 100.00 100.00

20.73 0.00 0.00 13.15 436.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.35 54.74 0.00 0.00

20.73 19.48 16.10 15.73 103.78 82.78 69.31 55.84 48.17 41.16 33.04 28.20 25.18 21.13 16.99 11.22 10.53 17.60 12.37 9.25 9.25

Page 142 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2005

DATE

15/02/2006

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

254 228 303 236 384 276 299 276 230 154 102 194 189 211 148 306 278 134 149 42

254 482 785 1,021 1,405 1,681 1,980 2,256 2,486 2,640 2,742 2,936 3,125 3,336 3,484 3,790 4,068 4,202 4,351 4,393

4,393

BAND

CUM.

5.78 5.78 5.19 10.97 6.90 17.87 5.37 23.24 8.74 31.98 6.28 38.27 6.81 45.07 6.28 51.35 5.24 56.59 3.51 60.10 2.32 62.42 4.42 66.83 4.30 71.14 4.80 75.94 3.37 79.31 6.97 86.27 6.33 92.60 3.05 95.65 3.39 99.04 0.96 100.00

PERCENTAGE rp

684.15 45.98 98.19 124.77 439.09 285.23 495.63 623.37 738.41 504.87 429.52 865.59 1,147.26 1,634.05 1,496.27 4,260.58 6,150.19 3,292.09 6,072.54 722.87 30,110.63

684.15 730.13 828.32 953.09 1,392.18 1,677.40 2,173.03 2,796.40 3,534.81 4,039.68 4,469.20 5,334.79 6,482.05 8,116.10 9,612.37 13,872.95 20,023.13 23,315.22 29,387.75 30,110.63

BAND

2.27 0.15 0.33 0.41 1.46 0.95 1.65 2.07 2.45 1.68 1.43 2.87 3.81 5.43 4.97 14.15 20.43 10.93 20.17 2.40

CUM.

2.27 2.42 2.75 3.17 4.62 5.57 7.22 9.29 11.74 13.42 14.84 17.72 21.53 26.95 31.92 46.07 66.50 77.43 97.60 100.00

PERCENTAGE f

0 0 1 0 0 0 1 0 1 1 0 0 1 1 1 3 7 4 7 2 30

0 0 1 1 1 1 2 2 3 4 4 4 5 6 7 10 17 21 28 30

BAND

0.00 0.00 3.33 0.00 0.00 0.00 3.33 0.00 3.33 3.33 0.00 0.00 3.33 3.33 3.33 10.00 23.33 13.33 23.33 6.67

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 3.33 21.70 3.33 0.00 3.33 0.00 3.33 0.00 6.67 503.77 6.67 0.00 10.00 1,675.00 13.33 40.55 13.33 0.00 13.33 0.00 16.67 0.75 20.00 85.41 23.33 60.00 33.33 48.62 56.67 461.36 70.00 383.15 93.33 167.19 100.00 170.96 3,618.46

0.00 0.00 21.70 21.70 21.70 21.70 525.47 525.47 2,200.47 2,241.02 2,241.02 2,241.02 2,241.77 2,327.18 2,387.18 2,435.80 2,897.16 3,280.31 3,447.50 3,618.46

BAND

0.00 0.00 0.60 0.00 0.00 0.00 13.92 0.00 46.29 1.12 0.00 0.00 0.02 2.36 1.66 1.34 12.75 10.59 4.62 4.72

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.60 22.10 0.60 0.00 0.60 0.00 0.60 0.00 14.52 101.64 14.52 0.00 60.81 226.84 61.93 8.03 61.93 0.00 61.93 0.00 61.95 0.07 64.31 5.23 65.97 4.01 67.32 1.14 80.07 7.50 90.65 11.64 95.28 2.75 100.00 23.65

CUM

0.00 0.00 2.62 2.28 1.56 1.29 24.18 18.79 62.25 55.48 50.14 42.01 34.58 28.67 24.83 17.56 14.47 14.07 11.73 12.02 12.02

Page 143 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2005

DATE

15/02/2006

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

211 112 234 358 445 384 393 417 297 210 209 265 173 291 192 328 327 138 120 41 5,145

211 323 557 915 1,360 1,744 2,137 2,554 2,851 3,061 3,270 3,535 3,708 3,999 4,191 4,519 4,846 4,984 5,104 5,145

BAND

CUM.

PERCENTAGE rp

4.10 4.10 1,256.62 2.18 6.28 81.23 4.55 10.83 174.67 6.96 17.78 455.25 8.65 26.43 726.32 7.46 33.90 787.06 7.64 41.54 1,133.06 8.10 49.64 1,565.81 5.77 55.41 1,379.01 4.08 59.49 1,173.00 4.06 63.56 1,503.19 5.15 68.71 1,909.97 3.36 72.07 1,690.45 5.66 77.73 3,327.88 3.73 81.46 2,587.57 6.38 87.83 6,380.91 6.36 94.19 10,155.47 2.68 96.87 4,353.25 2.33 99.20 5,863.20 0.80 100.00 8,851.04 55,354.96

1,256.62 1,337.84 1,512.51 1,967.76 2,694.07 3,481.13 4,614.20 6,180.01 7,559.02 8,732.02 10,235.21 12,145.19 13,835.64 17,163.52 19,751.09 26,132.00 36,287.47 40,640.72 46,503.92 55,354.96

BAND

2.27 0.15 0.32 0.82 1.31 1.42 2.05 2.83 2.49 2.12 2.72 3.45 3.05 6.01 4.67 11.53 18.35 7.86 10.59 15.99

CUM.

2.27 2.42 2.73 3.55 4.87 6.29 8.34 11.16 13.66 15.77 18.49 21.94 24.99 31.01 35.68 47.21 65.55 73.42 84.01 100.00

PERCENTAGE f

1 0 0 0 1 0 1 4 1 0 3 4 7 1 2 7 3 3 5 0 43

BAND

1 1 1 1 2 2 3 7 8 8 11 15 22 23 25 32 35 38 43 43

CUM.

2.33 2.33 0.00 2.33 0.00 2.33 0.00 2.33 2.33 4.65 0.00 4.65 2.33 6.98 9.30 16.28 2.33 18.60 0.00 18.60 6.98 25.58 9.30 34.88 16.28 51.16 2.33 53.49 4.65 58.14 16.28 74.42 6.98 81.40 6.98 88.37 11.63 100.00 0.00 100.00

PERCENTAGE rp

700.00 0.00 0.00 0.00 75.00 0.00 300.00 864.63 7.00 0.00 148.01 22.91 4.97 72.00 11.00 1,332.65 3,355.79 79.76 2,557.93 0.00 9,531.65

700.00 700.00 700.00 700.00 775.00 775.00 1,075.00 1,939.63 1,946.63 1,946.63 2,094.64 2,117.54 2,122.51 2,194.51 2,205.51 3,538.16 6,893.96 6,973.71 9,531.65 9,531.65

BAND

7.34 0.00 0.00 0.00 0.79 0.00 3.15 9.07 0.07 0.00 1.55 0.24 0.05 0.76 0.12 13.98 35.21 0.84 26.84 0.00

CUM.

7.34 7.34 7.34 7.34 8.13 8.13 11.28 20.35 20.42 20.42 21.98 22.22 22.27 23.02 23.14 37.12 72.33 73.16 100.00 100.00

PERCENTAGE BAND

55.71 0.00 0.00 0.00 10.33 0.00 26.48 55.22 0.51 0.00 9.85 1.20 0.29 2.16 0.43 20.89 33.04 1.83 43.63 0.00

CUM

55.71 52.32 46.28 35.57 28.77 22.26 23.30 31.39 25.75 22.29 20.47 17.44 15.34 12.79 11.17 13.54 19.00 17.16 20.50 17.22 17.22

Page 144 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2005

DATE

15/02/2006

Textiles

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

708 789 1,259 881 1,125 727 583 503 352 220 169 230 189 190 140 289 252 104 109 18 8,837

708 1,497 2,756 3,637 4,762 5,489 6,072 6,575 6,927 7,147 7,316 7,546 7,735 7,925 8,065 8,354 8,606 8,710 8,819 8,837

BAND

CUM.

8.01 8.01 8.93 16.94 14.25 31.19 9.97 41.16 12.73 53.89 8.23 62.11 6.60 68.71 5.69 74.40 3.98 78.39 2.49 80.88 1.91 82.79 2.60 85.39 2.14 87.53 2.15 89.68 1.58 91.26 3.27 94.53 2.85 97.39 1.18 98.56 1.23 99.80 0.20 100.00

PERCENTAGE rp

1,105.51 294.27 797.20 906.09 1,612.51 1,456.38 1,707.16 1,897.32 1,685.60 1,238.46 1,036.62 1,719.11 1,625.43 2,343.51 1,942.73 5,459.32 8,109.84 4,150.38 7,617.02 477.56 47,182.02

1,105.51 1,399.78 2,196.98 3,103.07 4,715.58 6,171.96 7,879.12 9,776.45 11,462.05 12,700.51 13,737.13 15,456.24 17,081.67 19,425.18 21,367.91 26,827.23 34,937.06 39,087.44 46,704.46 47,182.02

BAND

2.34 0.62 1.69 1.92 3.42 3.09 3.62 4.02 3.57 2.62 2.20 3.64 3.45 4.97 4.12 11.57 17.19 8.80 16.14 1.01

CUM.

2.34 2.97 4.66 6.58 9.99 13.08 16.70 20.72 24.29 26.92 29.12 32.76 36.20 41.17 45.29 56.86 74.05 82.84 98.99 100.00

PERCENTAGE f

3 0 4 2 1 3 1 3 1 1 1 8 2 1 0 6 10 6 6 3 62

BAND

3 3 7 9 10 13 14 17 18 19 20 28 30 31 31 37 47 53 59 62

CUM.

4.84 4.84 0.00 4.84 6.45 11.29 3.23 14.52 1.61 16.13 4.84 20.97 1.61 22.58 4.84 27.42 1.61 29.03 1.61 30.65 1.61 32.26 12.90 45.16 3.23 48.39 1.61 50.00 0.00 50.00 9.68 59.68 16.13 75.81 9.68 85.48 9.68 95.16 4.84 100.00

PERCENTAGE rp

35.12 0.00 511.21 135.74 15.00 21.87 6.25 586.01 2.30 2.00 1.77 7,062.05 2,997.69 2.00 0.00 410.28 470.77 5,932.63 696.30 1,758.47 20,647.47

35.12 35.12 546.33 682.07 697.07 718.94 725.19 1,311.20 1,313.50 1,315.50 1,317.28 8,379.33 11,377.02 11,379.02 11,379.02 11,789.30 12,260.08 18,192.70 18,889.01 20,647.47

BAND

0.17 0.00 2.48 0.66 0.07 0.11 0.03 2.84 0.01 0.01 0.01 34.20 14.52 0.01 0.00 1.99 2.28 28.73 3.37 8.52

CUM.

0.17 0.17 2.65 3.30 3.38 3.48 3.51 6.35 6.36 6.37 6.38 40.58 55.10 55.11 55.11 57.10 59.38 88.11 91.48 100.00

PERCENTAGE BAND

3.18 0.00 64.13 14.98 0.93 1.50 0.37 30.89 0.14 0.16 0.17 410.80 184.42 0.09 0.00 7.52 5.80 142.94 9.14 368.22

CUM

3.18 2.51 24.87 21.98 14.78 11.65 9.20 13.41 11.46 10.36 9.59 54.21 66.60 58.58 53.25 43.95 35.09 46.54 40.44 43.76 43.76

Page 145 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2005

DATE

15/02/2006

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

454 440 673 476 695 471 397 421 282 204 166 180 162 231 142 233 164 86 48 15 5,940

454 894 1,567 2,043 2,738 3,209 3,606 4,027 4,309 4,513 4,679 4,859 5,021 5,252 5,394 5,627 5,791 5,877 5,925 5,940

BAND

CUM.

7.64 7.64 7.41 15.05 11.33 26.38 8.01 34.39 11.70 46.09 7.93 54.02 6.68 60.71 7.09 67.79 4.75 72.54 3.43 75.98 2.79 78.77 3.03 81.80 2.73 84.53 3.89 88.42 2.39 90.81 3.92 94.73 2.76 97.49 1.45 98.94 0.81 99.75 0.25 100.00

PERCENTAGE rp

1,136.09 176.02 472.38 533.95 1,132.96 1,075.77 1,402.69 1,765.46 1,550.39 1,446.91 1,114.09 1,711.01 1,777.03 3,015.46 2,612.97 5,682.34 6,613.13 4,848.73 4,419.10 1,156.52 43,643.00

1,136.09 1,312.11 1,784.48 2,318.43 3,451.39 4,527.16 5,929.85 7,695.32 9,245.70 10,692.61 11,806.70 13,517.71 15,294.75 18,310.20 20,923.17 26,605.52 33,218.65 38,067.38 42,486.48 43,643.00

BAND

2.60 0.40 1.08 1.22 2.60 2.46 3.21 4.05 3.55 3.32 2.55 3.92 4.07 6.91 5.99 13.02 15.15 11.11 10.13 2.65

CUM.

2.60 3.01 4.09 5.31 7.91 10.37 13.59 17.63 21.18 24.50 27.05 30.97 35.05 41.95 47.94 60.96 76.11 87.22 97.35 100.00

PERCENTAGE f

1 0 2 0 0 0 0 2 1 1 2 2 0 2 1 5 5 3 0 0 27

BAND

CUM.

PERCENTAGE rp

1 3.70 3.70 209.12 209.12 1 0.00 3.70 0.00 209.12 3 7.41 11.11 326.34 535.47 3 0.00 11.11 0.00 535.47 3 0.00 11.11 0.00 535.47 3 0.00 11.11 0.00 535.47 3 0.00 11.11 0.00 535.47 5 7.41 18.52 531.14 1,066.61 6 3.70 22.22 35.85 1,102.46 7 3.70 25.93 0.33 1,102.79 9 7.41 33.33 158.51 1,261.30 11 7.41 40.74 4,985.00 6,246.30 11 0.00 40.74 0.00 6,246.30 13 7.41 48.15 6,238.88 12,485.18 14 3.70 51.85 0.00 12,485.18 19 18.52 70.37 1,799.46 14,284.64 24 18.52 88.89 42,205.99 56,490.63 27 11.11 100.00 2,920.86 59,411.49 27 0.00 100.00 0.00 59,411.49 27 0.00 100.00 0.00 59,411.49 59,411.49

BAND

0.35 0.00 0.55 0.00 0.00 0.00 0.00 0.89 0.06 0.00 0.27 8.39 0.00 10.50 0.00 3.03 71.04 4.92 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

0.35 0.35 0.90 0.90 0.90 0.90 0.90 1.80 1.86 1.86 2.12 10.51 10.51 21.01 21.01 24.04 95.08 100.00 100.00 100.00

18.41 0.00 69.09 0.00 0.00 0.00 0.00 30.09 2.31 0.02 14.23 291.35 0.00 206.90 0.00 31.67 638.21 60.24 0.00 0.00

18.41 15.94 30.01 23.10 15.51 11.83 9.03 13.86 11.92 10.31 10.68 46.21 40.84 68.19 59.67 53.69 170.06 156.07 139.84 136.13 136.13

Page 146 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2005

DATE

15/02/2006

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

701 546 591 361 488 362 265 348 203 145 133 170 150 188 105 226 152 55 75 27 5,291

701 1,247 1,838 2,199 2,687 3,049 3,314 3,662 3,865 4,010 4,143 4,313 4,463 4,651 4,756 4,982 5,134 5,189 5,264 5,291

BAND

CUM.

13.25 13.25 10.32 23.57 11.17 34.74 6.82 41.56 9.22 50.78 6.84 57.63 5.01 62.63 6.58 69.21 3.84 73.05 2.74 75.79 2.51 78.30 3.21 81.52 2.84 84.35 3.55 87.90 1.98 89.89 4.27 94.16 2.87 97.03 1.04 98.07 1.42 99.49 0.51 100.00

PERCENTAGE rp

1,791.22 386.54 741.16 719.93 1,464.25 1,506.55 1,520.31 2,708.63 2,059.77 1,721.43 1,757.13 2,775.37 2,937.24 5,498.09 3,152.69 9,245.23 9,253.67 5,786.21 9,221.39 357.36 64,604.17

1,791.22 2,177.76 2,918.92 3,638.85 5,103.10 6,609.66 8,129.97 10,838.60 12,898.36 14,619.79 16,376.93 19,152.30 22,089.53 27,587.62 30,740.31 39,985.53 49,239.21 55,025.42 64,246.81 64,604.17

BAND

CUM.

2.77 2.77 0.60 3.37 1.15 4.52 1.11 5.63 2.27 7.90 2.33 10.23 2.35 12.58 4.19 16.78 3.19 19.97 2.66 22.63 2.72 25.35 4.30 29.65 4.55 34.19 8.51 42.70 4.88 47.58 14.31 61.89 14.32 76.22 8.96 85.17 14.27 99.45 0.55 100.00

PERCENTAGE f

2 0 0 1 2 1 1 6 1 2 0 1 0 2 3 5 0 0 2 0 29

2 2 2 3 5 6 7 13 14 16 16 17 17 19 22 27 27 27 29 29

BAND

CUM.

6.90 6.90 0.00 6.90 0.00 6.90 3.45 10.34 6.90 17.24 3.45 20.69 3.45 24.14 20.69 44.83 3.45 48.28 6.90 55.17 0.00 55.17 3.45 58.62 0.00 58.62 6.90 65.52 10.34 75.86 17.24 93.10 0.00 93.10 0.00 93.10 6.90 100.00 0.00 100.00

PERCENTAGE rp

8.61 0.00 0.00 10.57 528.21 661.95 800.00 1,573.36 1,620.00 141.64 0.00 25.47 0.00 17.50 173.49 5,459.28 0.00 0.00 174.39 0.00 11,194.47

8.61 8.61 8.61 19.18 547.39 1,209.34 2,009.34 3,582.70 5,202.70 5,344.34 5,344.34 5,369.81 5,369.81 5,387.31 5,560.80 11,020.08 11,020.08 11,020.08 11,194.47 11,194.47

BAND

CUM.

0.08 0.00 0.00 0.09 4.72 5.91 7.15 14.05 14.47 1.27 0.00 0.23 0.00 0.16 1.55 48.77 0.00 0.00 1.56 0.00

0.08 0.08 0.08 0.17 4.89 10.80 17.95 32.00 46.48 47.74 47.74 47.97 47.97 48.12 49.67 98.44 98.44 98.44 100.00 100.00

PERCENTAGE BAND

0.48 0.00 0.00 1.47 36.07 43.94 52.62 58.09 78.65 8.23 0.00 0.92 0.00 0.32 5.50 59.05 0.00 0.00 1.89 0.00

CUM

0.48 0.40 0.29 0.53 10.73 18.30 24.72 33.06 40.34 36.56 32.63 28.04 24.31 19.53 18.09 27.56 22.38 20.03 17.42 17.33 17.33

Page 147 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,292 1,375 1,418 904 1,004 649 471 478 366 222 196 267 186 281 203 269 262 93 43 11 10,990

2,292 3,667 5,085 5,989 6,993 7,642 8,113 8,591 8,957 9,179 9,375 9,642 9,828 10,109 10,312 10,581 10,843 10,936 10,979 10,990

BAND

CUM.

PERCENTAGE rp

20.86 20.86 1,179.75 12.51 33.37 333.23 12.90 46.27 629.55 8.23 54.49 592.31 9.14 63.63 1,050.71 5.91 69.54 1,029.55 4.29 73.82 1,014.76 4.35 78.17 1,313.55 3.33 81.50 1,284.79 2.02 83.52 928.46 1.78 85.30 1,015.67 2.43 87.73 1,358.13 1.69 89.43 1,515.96 2.56 91.98 2,412.44 1.85 93.83 2,434.23 2.45 96.28 4,169.73 2.38 98.66 12,796.44 0.85 99.51 4,976.80 0.39 99.90 1,314.20 0.10 100.00 640.37 41,990.61

1,179.75 1,512.98 2,142.53 2,734.83 3,785.55 4,815.09 5,829.85 7,143.41 8,428.19 9,356.65 10,372.31 11,730.44 13,246.40 15,658.85 18,093.07 22,262.80 35,059.24 40,036.05 41,350.24 41,990.61

BAND

2.81 0.79 1.50 1.41 2.50 2.45 2.42 3.13 3.06 2.21 2.42 3.23 3.61 5.75 5.80 9.93 30.47 11.85 3.13 1.53

CUM.

2.81 3.60 5.10 6.51 9.02 11.47 13.88 17.01 20.07 22.28 24.70 27.94 31.55 37.29 43.09 53.02 83.49 95.35 98.47 100.00

PERCENTAGE f

2 3 5 2 0 6 5 1 3 3 1 2 36 4 2 4 4 5 0 0 88

BAND

2 5 10 12 12 18 23 24 27 30 31 33 69 73 75 79 83 88 88 88

CUM.

2.27 2.27 3.41 5.68 5.68 11.36 2.27 13.64 0.00 13.64 6.82 20.45 5.68 26.14 1.14 27.27 3.41 30.68 3.41 34.09 1.14 35.23 2.27 37.50 40.91 78.41 4.55 82.95 2.27 85.23 4.55 89.77 4.55 94.32 5.68 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

34.83 34.83 129.08 163.91 314.03 477.95 402.81 880.75 0.00 880.75 26.68 907.43 985.06 1,892.50 1,330.00 3,222.50 320.50 3,543.00 234.41 3,777.41 1,314.95 5,092.35 75.00 5,167.35 135.03 5,302.38 77.50 5,379.88 3,158.40 8,538.28 173.13 8,711.41 1,205.00 9,916.41 145.53 10,061.94 0.00 10,061.94 0.00 10,061.94 10,061.94

BAND

0.35 1.28 3.12 4.00 0.00 0.27 9.79 13.22 3.19 2.33 13.07 0.75 1.34 0.77 31.39 1.72 11.98 1.45 0.00 0.00

PERCENTAGE

CUM.

BAND

0.35 1.63 4.75 8.75 8.75 9.02 18.81 32.03 35.21 37.54 50.61 51.36 52.70 53.47 84.86 86.58 98.55 100.00 100.00 100.00

2.95 38.74 49.88 68.01 0.00 2.59 97.07 101.25 24.95 25.25 129.47 5.52 8.91 3.21 129.75 4.15 9.42 2.92 0.00 0.00

CUM

2.95 10.83 22.31 32.20 23.27 18.85 32.46 45.11 42.04 40.37 49.10 44.05 40.03 34.36 47.19 39.13 28.28 25.13 24.33 23.96 23.96

Page 148 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2005

DATE

15/02/2006

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3 4 7 4 9 4 8 14 0 2 5 7 3 2 5 10 9 2 8 1 107

3 7 14 18 27 31 39 53 53 55 60 67 70 72 77 87 96 98 106 107

BAND

CUM.

2.80 2.80 3.74 6.54 6.54 13.08 3.74 16.82 8.41 25.23 3.74 28.97 7.48 36.45 13.08 49.53 0.00 49.53 1.87 51.40 4.67 56.07 6.54 62.62 2.80 65.42 1.87 67.29 4.67 71.96 9.35 81.31 8.41 89.72 1.87 91.59 7.48 99.07 0.93 100.00

PERCENTAGE rp

0.24 0.39 11.03 3.09 9.56 3.01 8.65 26.02 0.00 5.97 17.01 28.52 23.69 15.03 63.45 183.98 199.90 178.72 1,560.87 22.32 2,361.47

0.24 0.64 11.66 14.76 24.32 27.33 35.99 62.01 62.01 67.98 84.99 113.51 137.20 152.23 215.68 399.65 599.55 778.28 2,339.15 2,361.47

BAND

0.01 0.02 0.47 0.13 0.40 0.13 0.37 1.10 0.00 0.25 0.72 1.21 1.00 0.64 2.69 7.79 8.47 7.57 66.10 0.95

CUM.

0.01 0.03 0.49 0.62 1.03 1.16 1.52 2.63 2.63 2.88 3.60 4.81 5.81 6.45 9.13 16.92 25.39 32.96 99.05 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 2 0 0 3

BAND

0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 3 3 3

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 137.78 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 66.67 100.00 11.17 0.00 100.00 0.00 0.00 100.00 0.00 148.95

0.00 0.00 0.00 0.00 0.00 0.00 0.00 137.78 137.78 137.78 137.78 137.78 137.78 137.78 137.78 137.78 137.78 148.95 148.95 148.95

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.50 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.50 92.50 92.50 92.50 92.50 92.50 92.50 92.50 92.50 92.50 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 529.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.25 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 222.20 222.20 202.69 162.12 121.38 100.43 90.51 63.88 34.48 22.98 19.14 6.37 6.31 6.31

Page 149 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 29

01/01/2005

15/12/2005

DATE

15/02/2006

DATA POSITION FROM

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

109,050 111,984 121,732 66,551 67,803 30,982 21,710 14,923 7,868 4,254 3,151 3,176 2,149 2,314 1,464 1,937 1,244 462 490 202 573,446

109,050 221,034 342,766 409,317 477,120 508,102 529,812 544,735 552,603 556,857 560,008 563,184 565,333 567,647 569,111 571,048 572,292 572,754 573,244 573,446

BAND

CUM.

19.02 19.02 19.53 38.54 21.23 59.77 11.61 71.38 11.82 83.20 5.40 88.61 3.79 92.39 2.60 94.99 1.37 96.37 0.74 97.11 0.55 97.66 0.55 98.21 0.37 98.59 0.40 98.99 0.26 99.24 0.34 99.58 0.22 99.80 0.08 99.88 0.09 99.96 0.04 100.00

PERCENTAGE rp

20,421.18 26,394.88 51,092.57 45,307.77 70,411.73 46,004.22 45,879.88 42,500.53 29,402.62 19,766.06 16,197.66 19,905.07 16,698.83 21,329.27 16,346.34 28,458.71 27,813.46 13,838.59 25,520.42 15,340.67

20,421.18 46,816.06 97,908.62 143,216.39 213,628.13 259,632.34 305,512.22 348,012.74 377,415.36 397,181.42 413,379.09 433,284.16 449,982.99 471,312.26 487,658.60 516,117.31 543,930.77 557,769.36 583,289.78 598,630.45

598,630.45

BAND

CUM.

3.41 3.41 4.41 7.82 8.53 16.36 7.57 23.92 11.76 35.69 7.68 43.37 7.66 51.04 7.10 58.13 4.91 63.05 3.30 66.35 2.71 69.05 3.33 72.38 2.79 75.17 3.56 78.73 2.73 81.46 4.75 86.22 4.65 90.86 2.31 93.17 4.26 97.44 2.56 100.00

PERCENTAGE f

74 93 91 31 58 34 22 32 19 7 14 14 8 14 11 35 83 10 15 15 680

74 167 258 289 347 381 403 435 454 461 475 489 497 511 522 557 640 650 665 680

BAND

CUM.

10.88 10.88 13.68 24.56 13.38 37.94 4.56 42.50 8.53 51.03 5.00 56.03 3.24 59.26 4.71 63.97 2.79 66.76 1.03 67.79 2.06 69.85 2.06 71.91 1.18 73.09 2.06 75.15 1.62 76.76 5.15 81.91 12.21 94.12 1.47 95.59 2.21 97.79 2.21 100.00

PERCENTAGE

BAND

CUM

20.39 22.84 13.57 7.71 12.33 8.65 4.49 13.63 29.55 16.41 17.48 15.07 4.04 85.90 2.01 53.13 18.24 2.17 75.52 71.65

20.39 21.77 17.49 14.40 13.72 12.82 11.57 11.82 13.20 13.36 13.52 13.59 13.24 16.53 16.04 18.08 18.09 17.70 20.23 21.54

CUM.

4,163.23 4,163.23 3.23 3.23 6,028.18 10,191.41 4.67 7.90 6,931.69 17,123.10 5.37 13.28 3,494.16 20,617.25 2.71 15.99 8,682.96 29,300.21 6.73 22.72 3,977.14 33,277.35 3.08 25.80 2,058.32 35,335.67 1.60 27.40 5,792.32 41,127.99 4.49 31.89 8,687.38 49,815.37 6.74 38.62 3,244.48 53,059.86 2.52 41.14 2,831.12 55,890.97 2.20 43.34 3,000.18 58,891.16 2.33 45.66 674.97 59,566.12 0.52 46.19 18,321.54 77,887.66 14.21 60.39 327.88 78,215.55 0.25 60.65 15,119.96 93,335.51 11.72 72.37 5,073.14 98,408.65 3.93 76.30 299.73 98,708.38 0.23 76.53 19,272.31 117,980.69 14.94 91.48 10,991.47 128,972.16 8.52 100.00 128,972.16

21.54

Page 150 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2005

DATE

15/02/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4 11 5 12 5 6 6 9 5 7 6 5 1 8 7 7 4 0 0 0 108

4 15 20 32 37 43 49 58 63 70 76 81 82 90 97 104 108 108 108 108

BAND

3.70 10.19 4.63 11.11 4.63 5.56 5.56 8.33 4.63 6.48 5.56 4.63 0.93 7.41 6.48 6.48 3.70 0.00 0.00 0.00

CUM.

PERCENTAGE rp

3.70 5.07 13.89 4.68 18.52 5.00 29.63 21.46 34.26 11.73 39.81 25.95 45.37 52.08 53.70 82.30 58.33 83.87 64.81 80.30 70.37 103.08 75.00 130.93 75.93 23.83 83.33 240.73 89.81 357.72 96.30 475.98 100.001,060.36 100.00 0.00 100.00 0.00 100.00 0.00 2,765.08

5.07 9.75 14.75 36.21 47.94 73.89 125.97 208.27 292.14 372.45 475.53 606.46 630.29 871.02 1,228.74 1,704.72 2,765.08 2,765.08 2,765.08 2,765.08

BAND

0.18 0.17 0.18 0.78 0.42 0.94 1.88 2.98 3.03 2.90 3.73 4.74 0.86 8.71 12.94 17.21 38.35 0.00 0.00 0.00

CUM.

0.18 0.35 0.53 1.31 1.73 2.67 4.56 7.53 10.57 13.47 17.20 21.93 22.79 31.50 44.44 61.65 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 102.36 0.00 0.00 0.00 102.36

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 102.36 102.36 102.36 102.36

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.65 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.70 3.70 3.70 3.70 3.70

Page 151 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2005

DATE

15/02/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 8 11 13 9 16 10 23 11 8 4 12 4 18 16 23 47 27 7 4 283

12 20 31 44 53 69 79 102 113 121 125 137 141 159 175 198 245 272 279 283

BAND

CUM.

4.24 4.24 2.83 7.07 3.89 10.95 4.59 15.55 3.18 18.73 5.65 24.38 3.53 27.92 8.13 36.04 3.89 39.93 2.83 42.76 1.41 44.17 4.24 48.41 1.41 49.82 6.36 56.18 5.65 61.84 8.13 69.96 16.61 86.57 9.54 96.11 2.47 98.59 1.41 100.00

PERCENTAGE rp

21.95 2.65 4.63 14.15 9.11 53.04 28.57 79.99 57.86 66.28 13.14 140.67 40.31 363.97 595.86 1,105.87 2,756.27 1,052.23 134.34 53.31 6,594.20

21.95 24.60 29.24 43.39 52.50 105.54 134.10 214.09 271.96 338.24 351.38 492.05 532.36 896.33 1,492.19 2,598.06 5,354.33 6,406.56 6,540.89 6,594.20

BAND

0.33 0.04 0.07 0.21 0.14 0.80 0.43 1.21 0.88 1.01 0.20 2.13 0.61 5.52 9.04 16.77 41.80 15.96 2.04 0.81

CUM.

0.33 0.37 0.44 0.66 0.80 1.60 2.03 3.25 4.12 5.13 5.33 7.46 8.07 13.59 22.63 39.40 81.20 97.15 99.19 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0 0 2

BAND

0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 306.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.64 0.00 0.00 0.00 0.00 308.99

0.00 0.00 0.00 0.00 0.00 0.00 0.00 306.35 306.35 306.35 306.35 306.35 306.35 306.35 306.35 308.99 308.99 308.99 308.99 308.99

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 99.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.85 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 99.15 99.15 99.15 99.15 99.15 99.15 99.15 99.15 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 382.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.24 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 143.09 112.65 90.57 87.19 62.26 57.55 34.18 20.53 11.89 5.77 4.82 4.72 4.69 4.69

Page 152 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 32

DATA POSITION FROM

01/01/2005

15/12/2005

DATE

15/02/2006

PROCESSING

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3 3 0 3 2 1 4 2 4 3 4 6 4 2 3 6 6 3 2 0 61

BAND

3 6 6 9 11 12 16 18 22 25 29 35 39 41 44 50 56 59 61 61

CUM.

4.92 4.92 4.92 9.84 0.00 9.84 4.92 14.75 3.28 18.03 1.64 19.67 6.56 26.23 3.28 29.51 6.56 36.07 4.92 40.98 6.56 47.54 9.84 57.38 6.56 63.93 3.28 67.21 4.92 72.13 9.84 81.97 9.84 91.80 4.92 96.72 3.28 100.00 0.00 100.00

PERCENTAGE rp

3.45 15.22 0.00 4.76 1.03 2.64 14.57 4.66 24.07 18.65 42.93 71.88 47.95 47.00 74.52 297.81 501.69 727.03 343.81 0.00 2,243.66

3.45 18.67 18.67 23.43 24.47 27.11 41.68 46.33 70.41 89.05 131.98 203.86 251.81 298.81 373.33 671.14 1,172.82 1,899.85 2,243.66 2,243.66

BAND

0.15 0.68 0.00 0.21 0.05 0.12 0.65 0.21 1.07 0.83 1.91 3.20 2.14 2.09 3.32 13.27 22.36 32.40 15.32 0.00

CUM.

0.15 0.83 0.83 1.04 1.09 1.21 1.86 2.07 3.14 3.97 5.88 9.09 11.22 13.32 16.64 29.91 52.27 84.68 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 2 0 0 0 0 3

BAND

0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 3 3 3 3 3

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 66.67 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 12.55 12.55 33.33 0.00 12.55 33.33 0.00 12.55 100.00 212.20 224.75 100.00 0.00 224.75 100.00 0.00 224.75 100.00 0.00 224.75 100.00 0.00 224.75 224.75

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.58 0.00 0.00 94.42 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.58 5.58 5.58 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 26.17 0.00 0.00 71.26 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.98 4.20 3.36 33.49 19.16 11.83 10.02 10.02 10.02

Page 153 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2005

15/12/2005

DATE

15/02/2006

PROCESSING

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

36 13 5 3 3 0 2 1 3 2 1 0 3 4 2 8 6 4 1 4 101

36 49 54 57 60 60 62 63 66 68 69 69 72 76 78 86 92 96 97 101

BAND

CUM.

35.64 35.64 12.87 48.51 4.95 53.47 2.97 56.44 2.97 59.41 0.00 59.41 1.98 61.39 0.99 62.38 2.97 65.35 1.98 67.33 0.99 68.32 0.00 68.32 2.97 71.29 3.96 75.25 1.98 77.23 7.92 85.15 5.94 91.09 3.96 95.05 0.99 96.04 3.96 100.00

PERCENTAGE rp

23.94 23.94 7.68 31.61 3.65 35.26 7.18 42.44 3.42 45.86 0.00 45.86 7.02 52.88 7.57 60.45 56.01 116.46 6.62 123.08 10.69 133.77 0.00 133.77 33.25 167.02 79.73 246.75 20.11 266.86 354.30 621.16 230.78 851.94 196.83 1,048.77 213.78 1,262.56 10.08 1,272.63 1,272.63

BAND

1.88 0.60 0.29 0.56 0.27 0.00 0.55 0.59 4.40 0.52 0.84 0.00 2.61 6.26 1.58 27.84 18.13 15.47 16.80 0.79

CUM.

1.88 2.48 2.77 3.34 3.60 3.60 4.15 4.75 9.15 9.67 10.51 10.51 13.12 19.39 20.97 48.81 66.94 82.41 99.21 100.00

PERCENTAGE f

0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

CUM.

0 0.00 0.00 1 100.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

PERCENTAGE rp

0.00 7.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.00

0.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00

PERCENTAGE

BAND

CUM.

BAND

0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 91.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 22.14 19.85 16.49 15.26 15.26 13.24 11.58 6.01 5.69 5.23 5.23 4.19 2.84 2.62 1.13 0.82 0.67 0.55 0.55 0.55

Page 154 of 180

RISK AND LOSS PROFILE 2005 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

NANGGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

924 745 632 303 209 86 43 20 10 3 4 10 5 3 1 8 7 2 1 3 3,019

924 1,669 2,301 2,604 2,813 2,899 2,942 2,962 2,972 2,975 2,979 2,989 2,994 2,997 2,998 3,006 3,013 3,015 3,016 3,019

BAND

CUM.

30.61 30.61 24.68 55.28 20.93 76.22 10.04 86.25 6.92 93.18 2.85 96.03 1.42 97.45 0.66 98.11 0.33 98.44 0.10 98.54 0.13 98.68 0.33 99.01 0.17 99.17 0.10 99.27 0.03 99.30 0.26 99.57 0.23 99.80 0.07 99.87 0.03 99.90 0.10 100.00

PERCENTAGE rp

135.09 313.43 485.35 362.70 375.44 252.74 140.52 65.75 36.78 14.60 9.49 111.93 34.64 14.76 102.55 158.73 274.56 10.66 1,321.50 1,061.50 5,282.73

135.09 448.52 933.87 1,296.58 1,672.02 1,924.76 2,065.27 2,131.03 2,167.81 2,182.41 2,191.90 2,303.83 2,338.47 2,353.22 2,455.77 2,614.51 2,889.07 2,899.73 4,221.23 5,282.73

BAND

2.56 5.93 9.19 6.87 7.11 4.78 2.66 1.24 0.70 0.28 0.18 2.12 0.66 0.28 1.94 3.00 5.20 0.20 25.02 20.09

CUM.

2.56 8.49 17.68 24.54 31.65 36.43 39.09 40.34 41.04 41.31 41.49 43.61 44.27 44.55 46.49 49.49 54.69 54.89 79.91 100.00

PERCENTAGE f

0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2

0.00 50.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 21.77 0.00 16.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 38.33

0.00 21.77 21.77 38.33 38.33 38.33 38.33 38.33 38.33 38.33 38.33 38.33 38.33 38.33 38.33 38.33 38.33 38.33 38.33 38.33

BAND

0.00 56.80 0.00 43.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 56.80 56.80 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 6.95 0.00 4.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 4.85 2.33 2.96 2.29 1.99 1.86 1.80 1.77 1.76 1.75 1.66 1.64 1.63 1.56 1.47 1.33 1.32 0.91 0.73 0.73

Page 155 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,670 7,202 10,116 5,278 4,814 1,849 1,282 883 533 262 196 263 177 227 144 209 156 48 22 15 40,346

6,670 13,872 23,988 29,266 34,080 35,929 37,211 38,094 38,627 38,889 39,085 39,348 39,525 39,752 39,896 40,105 40,261 40,309 40,331 40,346

BAND

CUM.

16.53 16.53 17.85 34.38 25.07 59.46 13.08 72.54 11.93 84.47 4.58 89.05 3.18 92.23 2.19 94.42 1.32 95.74 0.65 96.39 0.49 96.87 0.65 97.53 0.44 97.97 0.56 98.53 0.36 98.88 0.52 99.40 0.39 99.79 0.12 99.91 0.05 99.96 0.04 100.00

PERCENTAGE rp

1,777.10 1,584.34 3,862.17 3,587.57 5,050.22 2,906.59 3,192.36 2,868.36 2,154.64 1,648.91 1,337.46 2,026.66 1,311.59 2,576.56 2,172.52 4,482.90 6,088.88 2,016.33 1,224.52 1,520.50 53,390.19

1,777.10 3,361.45 7,223.61 10,811.19 15,861.41 18,768.00 21,960.35 24,828.71 26,983.35 28,632.27 29,969.72 31,996.38 33,307.97 35,884.53 38,057.05 42,539.96 48,628.84 50,645.17 51,869.69 53,390.19

BAND

3.33 2.97 7.23 6.72 9.46 5.44 5.98 5.37 4.04 3.09 2.51 3.80 2.46 4.83 4.07 8.40 11.40 3.78 2.29 2.85

CUM.

3.33 6.30 13.53 20.25 29.71 35.15 41.13 46.50 50.54 53.63 56.13 59.93 62.39 67.21 71.28 79.68 91.08 94.86 97.15 100.00

PERCENTAGE f

3 5 2 2 5 0 4 3 0 0 1 2 0 0 0 4 3 3 2 0 39

3 8 10 12 17 17 21 24 24 24 25 27 27 27 27 31 34 37 39 39

BAND

7.69 12.82 5.13 5.13 12.82 0.00 10.26 7.69 0.00 0.00 2.56 5.13 0.00 0.00 0.00 10.26 7.69 7.69 5.13 0.00

CUM.

7.69 20.51 25.64 30.77 43.59 43.59 53.85 61.54 61.54 61.54 64.10 69.23 69.23 69.23 69.23 79.49 87.18 94.87 100.00 100.00

PERCENTAGE rp

279.90 307.59 36.94 328.00 428.67 0.00 288.15 120.93 0.00 0.00 91.05 40.94 0.00 0.00 0.00 472.16 1,046.20 55.20 1,328.97 0.00 4,824.71

279.90 587.50 624.44 952.44 1,381.11 1,381.11 1,669.25 1,790.18 1,790.18 1,790.18 1,881.23 1,922.17 1,922.17 1,922.17 1,922.17 2,394.33 3,440.53 3,495.73 4,824.71 4,824.71

BAND

CUM.

5.80 5.80 6.38 12.18 0.77 12.94 6.80 19.74 8.88 28.63 0.00 28.63 5.97 34.60 2.51 37.10 0.00 37.10 0.00 37.10 1.89 38.99 0.85 39.84 0.00 39.84 0.00 39.84 0.00 39.84 9.79 49.63 21.68 71.31 1.14 72.45 27.55 100.00 0.00 100.00

PERCENTAGE BAND

15.75 19.41 0.96 9.14 8.49 0.00 9.03 4.22 0.00 0.00 6.81 2.02 0.00 0.00 0.00 10.53 17.18 2.74 108.53 0.00

CUM

15.75 17.48 8.64 8.81 8.71 7.36 7.60 7.21 6.63 6.25 6.28 6.01 5.77 5.36 5.05 5.63 7.08 6.90 9.30 9.04 9.04

Page 156 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,258 3,657 3,613 1,724 1,542 613 497 331 208 109 99 87 81 85 60 97 35 16 10 2 16,124

3,258 6,915 10,528 12,252 13,794 14,407 14,904 15,235 15,443 15,552 15,651 15,738 15,819 15,904 15,964 16,061 16,096 16,112 16,122 16,124

BAND

CUM.

20.21 20.21 22.68 42.89 22.41 65.29 10.69 75.99 9.56 85.55 3.80 89.35 3.08 92.43 2.05 94.49 1.29 95.78 0.68 96.45 0.61 97.07 0.54 97.61 0.50 98.11 0.53 98.64 0.37 99.01 0.60 99.61 0.22 99.83 0.10 99.93 0.06 99.99 0.01 100.00

PERCENTAGE rp

482.19 723.25 1,226.32 1,062.49 1,601.84 982.63 1,025.41 807.33 523.37 302.96 239.14 312.28 355.45 295.78 298.27 886.52 1,011.63 1,834.28 1,056.35 46.32 15,073.81

482.19 1,205.44 2,431.76 3,494.25 5,096.09 6,078.72 7,104.13 7,911.46 8,434.83 8,737.80 8,976.93 9,289.22 9,644.67 9,940.45 10,238.71 11,125.23 12,136.86 13,971.14 15,027.50 15,073.81

BAND

3.20 4.80 8.14 7.05 10.63 6.52 6.80 5.36 3.47 2.01 1.59 2.07 2.36 1.96 1.98 5.88 6.71 12.17 7.01 0.31

CUM.

3.20 8.00 16.13 23.18 33.81 40.33 47.13 52.48 55.96 57.97 59.55 61.62 63.98 65.95 67.92 73.81 80.52 92.68 99.69 100.00

PERCENTAGE f

0 1 2 0 1 0 3 3 0 0 0 0 0 1 1 1 1 1 0 0 15

BAND

0 1 3 3 4 4 7 10 10 10 10 10 10 11 12 13 14 15 15 15

CUM.

0.00 0.00 6.67 6.67 13.33 20.00 0.00 20.00 6.67 26.67 0.00 26.67 20.00 46.67 20.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 6.67 73.33 6.67 80.00 6.67 86.67 6.67 93.33 6.67 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 4.00 130.62 0.00 0.00 0.00 274.32 662.13 0.00 0.00 0.00 0.00 0.00 25.00 100.00 16.42 75.00 42.68 0.00 0.00 1,330.16

0.00 4.00 134.62 134.62 134.62 134.62 408.94 1,071.07 1,071.07 1,071.07 1,071.07 1,071.07 1,071.07 1,096.07 1,196.07 1,212.49 1,287.49 1,330.16 1,330.16 1,330.16

BAND

PERCENTAGE

CUM.

BAND

0.00 0.00 0.30 0.30 9.82 10.12 0.00 10.12 0.00 10.12 0.00 10.12 20.62 30.74 49.78 80.52 0.00 80.52 0.00 80.52 0.00 80.52 0.00 80.52 0.00 80.52 1.88 82.40 7.52 89.92 1.23 91.15 5.64 96.79 3.21 100.00 0.00 100.00 0.00 100.00

0.00 0.55 10.65 0.00 0.00 0.00 26.75 82.01 0.00 0.00 0.00 0.00 0.00 8.45 33.53 1.85 7.41 2.33 0.00 0.00

CUM

0.00 0.33 5.54 3.85 2.64 2.21 5.76 13.54 12.70 12.26 11.93 11.53 11.11 11.03 11.68 10.90 10.61 9.52 8.85 8.82 8.82

Page 157 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,342 5,408 6,452 3,602 3,176 1,157 778 565 274 183 121 128 94 113 64 123 131 68 52 15 26,846

4,342 9,750 16,202 19,804 22,980 24,137 24,915 25,480 25,754 25,937 26,058 26,186 26,280 26,393 26,457 26,580 26,711 26,779 26,831 26,846

BAND

CUM.

16.17 16.17 20.14 36.32 24.03 60.35 13.42 73.77 11.83 85.60 4.31 89.91 2.90 92.81 2.10 94.91 1.02 95.93 0.68 96.61 0.45 97.06 0.48 97.54 0.35 97.89 0.42 98.31 0.24 98.55 0.46 99.01 0.49 99.50 0.25 99.75 0.19 99.94 0.06 100.00

PERCENTAGE rp

1,254.96 1,341.55 3,380.00 3,580.55 5,024.66 2,596.96 2,375.12 2,380.26 1,387.63 1,044.77 904.79 1,012.71 853.90 1,276.86 711.96 2,420.10 5,319.46 3,753.44 2,394.30 234.48 43,248.45

1,254.96 2,596.51 5,976.51 9,557.06 14,581.72 17,178.68 19,553.80 21,934.06 23,321.69 24,366.45 25,271.25 26,283.96 27,137.86 28,414.72 29,126.67 31,546.78 36,866.23 40,619.68 43,013.98 43,248.45

BAND

CUM.

2.90 2.90 3.10 6.00 7.82 13.82 8.28 22.10 11.62 33.72 6.00 39.72 5.49 45.21 5.50 50.72 3.21 53.92 2.42 56.34 2.09 58.43 2.34 60.77 1.97 62.75 2.95 65.70 1.65 67.35 5.60 72.94 12.30 85.24 8.68 93.92 5.54 99.46 0.54 100.00

PERCENTAGE f

0 6 6 4 1 0 1 0 0 1 1 1 1 1 0 0 3 0 0 0

0 6 12 16 17 17 18 18 18 19 20 21 22 23 23 23 26 26 26 26

BAND

0.00 23.08 23.08 15.38 3.85 0.00 3.85 0.00 0.00 3.85 3.85 3.85 3.85 3.85 0.00 0.00 11.54 0.00 0.00 0.00

CUM.

0.00 23.08 46.15 61.54 65.38 65.38 69.23 69.23 69.23 73.08 76.92 80.77 84.62 88.46 88.46 88.46 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 515.00 636.12 705.78 450.00 0.00 2.00 0.00 0.00 300.00 41.37 54.00 125.39 58.50 0.00 0.00 189.96 0.00 0.00 0.00 3,078.12

0.00 515.00 1,151.12 1,856.89 2,306.89 2,306.89 2,308.89 2,308.89 2,308.89 2,608.89 2,650.27 2,704.27 2,829.66 2,888.16 2,888.16 2,888.16 3,078.12 3,078.12 3,078.12 3,078.12

BAND

0.00 16.73 20.67 22.93 14.62 0.00 0.06 0.00 0.00 9.75 1.34 1.75 4.07 1.90 0.00 0.00 6.17 0.00 0.00 0.00

CUM.

0.00 16.73 37.40 60.33 74.94 74.94 75.01 75.01 75.01 84.76 86.10 87.85 91.93 93.83 93.83 93.83 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 38.39 18.82 19.71 8.96 0.00 0.08 0.00 0.00 28.71 4.57 5.33 14.68 4.58 0.00 0.00 3.57 0.00 0.00 0.00

CUM

0.00 19.83 19.26 19.43 15.82 13.43 11.81 10.53 9.90 10.71 10.49 10.29 10.43 10.16 9.92 9.16 8.35 7.58 7.16 7.12 7.12

Page 158 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,625 1,435 1,624 705 594 235 144 106 51 35 24 22 13 16 10 25 12 11 3 0 6,690

1,625 3,060 4,684 5,389 5,983 6,218 6,362 6,468 6,519 6,554 6,578 6,600 6,613 6,629 6,639 6,664 6,676 6,687 6,690 6,690

BAND

CUM.

24.29 21.45 24.28 10.54 8.88 3.51 2.15 1.58 0.76 0.52 0.36 0.33 0.19 0.24 0.15 0.37 0.18 0.16 0.04 0.00

24.29 45.74 70.01 80.55 89.43 92.94 95.10 96.68 97.44 97.97 98.33 98.65 98.85 99.09 99.24 99.61 99.79 99.96 100.00 100.00

PERCENTAGE rp

282.97 440.92 1,007.03 727.09 897.02 512.44 463.16 392.87 311.01 180.43 187.30 212.74 115.72 186.84 127.05 583.89 500.46 541.15 233.40 0.00 7,903.50

282.97 723.89 1,730.93 2,458.02 3,355.04 3,867.48 4,330.63 4,723.51 5,034.52 5,214.95 5,402.25 5,614.99 5,730.71 5,917.54 6,044.59 6,628.49 7,128.95 7,670.10 7,903.50 7,903.50

BAND

3.58 5.58 12.74 9.20 11.35 6.48 5.86 4.97 3.94 2.28 2.37 2.69 1.46 2.36 1.61 7.39 6.33 6.85 2.95 0.00

CUM.

3.58 9.16 21.90 31.10 42.45 48.93 54.79 59.76 63.70 65.98 68.35 71.04 72.51 74.87 76.48 83.87 90.20 97.05 100.00 100.00

PERCENTAGE f

1 0 0 1 0 2 1 1 0 0 0 0 0 0 0 0 1 0 0 0 7

1 1 1 2 2 4 5 6 6 6 6 6 6 6 6 6 7 7 7 7

BAND

CUM.

14.29 0.00 0.00 14.29 0.00 28.57 14.29 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 0.00 0.00 0.00

14.29 14.29 14.29 28.57 28.57 57.14 71.43 85.71 85.71 85.71 85.71 85.71 85.71 85.71 85.71 85.71 100.00 100.00 100.00 100.00

PERCENTAGE rp

30.63 0.00 0.00 10.57 0.00 748.95 800.00 1,500.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 102.36 0.00 0.00 0.00 3,192.52

30.63 30.63 30.63 41.20 41.20 790.15 1,590.15 3,090.15 3,090.15 3,090.15 3,090.15 3,090.15 3,090.15 3,090.15 3,090.15 3,090.15 3,192.52 3,192.52 3,192.52 3,192.52

BAND

0.96 0.00 0.00 0.33 0.00 23.46 25.06 46.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.21 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.96 0.96 0.96 1.29 1.29 24.75 49.81 96.79 96.79 96.79 96.79 96.79 96.79 96.79 96.79 96.79 100.00 100.00 100.00 100.00

10.83 0.00 0.00 1.45 0.00 146.15 172.73 381.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.45 0.00 0.00 0.00

CUM

10.83 4.23 1.77 1.68 1.23 20.43 36.72 65.42 61.38 59.26 57.20 55.03 53.92 52.22 51.12 46.62 44.78 41.62 40.39 40.39 40.39

Page 159 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 2 50 3 100 4 200 5 300 6 500 7 750 8 1,000 9 1,500 10 2,000 11 2,500 12 3,000 13 4,000 14 5,000 15 7,500 16 10,000 17 20,000 18 50,000 19 100,000 20 500,000

50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,765 2,910 3,619 1,770 1,510 643 495 325 166 84 65 49 42 42 42 51 37 14 11 5 14,645

2,765 5,675 9,294 11,064 12,574 13,217 13,712 14,037 14,203 14,287 14,352 14,401 14,443 14,485 14,527 14,578 14,615 14,629 14,640 14,645

BAND

18.88 19.87 24.71 12.09 10.31 4.39 3.38 2.22 1.13 0.57 0.44 0.33 0.29 0.29 0.29 0.35 0.25 0.10 0.08 0.03

CUM.

18.88 38.75 63.46 75.55 85.86 90.25 93.63 95.85 96.98 97.56 98.00 98.33 98.62 98.91 99.19 99.54 99.80 99.89 99.97 100.00

PERCENTAGE rp

1,052.86 601.06 1,685.97 1,346.16 2,015.81 1,169.27 1,485.99 1,119.96 752.09 629.15 432.94 322.42 376.36 443.82 694.91 1,133.11 1,176.78 451.25 1,158.31 19.22 18,029.01

1,052.86 1,653.92 3,339.89 4,686.05 6,701.86 7,871.14 9,357.13 10,477.09 11,229.18 11,858.33 12,291.27 12,613.69 12,990.05 13,433.86 14,128.77 15,261.89 16,438.66 16,889.91 18,048.23 18,029.01

BAND

CUM.

5.84 3.33 9.35 7.47 11.18 6.49 8.24 6.21 4.17 3.49 2.40 1.79 2.09 2.46 3.85 6.28 6.53 2.50 6.42 0.11

5.84 9.17 18.53 25.99 37.17 43.66 51.90 58.11 62.28 65.77 68.17 69.96 72.05 74.51 78.37 84.65 91.18 93.68 100.11 100.00

PERCENTAGE f

5 4 8 0 0 2 1 0 2 0 0 0 0 0 1 0 0 0 0 0 23

5 9 17 17 17 19 20 20 22 22 22 22 22 22 23 23 23 23 23 23

BAND

21.74 17.39 34.78 0.00 0.00 8.70 4.35 0.00 8.70 0.00 0.00 0.00 0.00 0.00 4.35 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

21.74 1,441.31 39.13 335.95 73.91 1,173.95 73.91 0.00 73.91 0.00 82.61 514.12 86.96 800.00 86.96 0.00 95.65 3,200.00 95.65 0.00 95.65 0.00 95.65 0.00 95.65 0.00 95.65 0.00 100.00 100.24 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 7,565.58

1,441.31 1,777.27 2,951.22 2,951.22 2,951.22 3,465.34 4,265.34 4,265.34 7,465.34 7,465.34 7,465.34 7,465.34 7,465.34 7,465.34 7,565.58 7,565.58 7,565.58 7,565.58 7,565.58 7,565.58

BAND

19.05 4.44 15.52 0.00 0.00 6.80 10.57 0.00 42.30 0.00 0.00 0.00 0.00 0.00 1.32 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

19.05 23.49 39.01 39.01 39.01 45.80 56.38 56.38 98.68 98.68 98.68 98.68 98.68 98.68 100.00 100.00 100.00 100.00 100.00 100.00

136.90 136.90 55.89 107.46 69.63 88.36 0.00 62.98 0.00 44.04 43.97 44.03 53.84 45.58 0.00 40.71 425.48 66.48 0.00 62.95 0.00 60.74 0.00 59.18 0.00 57.47 0.00 55.57 14.42 53.55 0.00 49.57 0.00 46.02 0.00 44.79 0.00 41.92 0.00 41.96 41.96

Page 160 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 1,186 75 1,000 745 150 275 250 235 400 81 625 43 875 28 1,250 25 1,750 14 2,250 7 2,750 10 3,500 7 4,500 13 6,250 2 8,750 6 15,000 11 35,000 4 75,000 1 300,000 0 3,693

1,186 2,186 2,931 3,206 3,441 3,522 3,565 3,593 3,618 3,632 3,639 3,649 3,656 3,669 3,671 3,677 3,688 3,692 3,693 3,693

BAND

CUM.

32.11 32.11 27.08 59.19 20.17 79.37 7.45 86.81 6.36 93.18 2.19 95.37 1.16 96.53 0.76 97.29 0.68 97.97 0.38 98.35 0.19 98.54 0.27 98.81 0.19 99.00 0.35 99.35 0.05 99.40 0.16 99.57 0.30 99.86 0.11 99.97 0.03 100.00 0.00 100.00

PERCENTAGE rp

168.53 319.17 494.07 313.29 465.54 183.59 132.59 132.61 115.10 52.38 20.72 85.61 17.44 157.91 10.53 162.79 572.05 177.06 41.31 0.00 3,622.29

168.53 487.69 981.76 1,295.05 1,760.59 1,944.18 2,076.77 2,209.39 2,324.49 2,376.87 2,397.59 2,483.20 2,500.64 2,658.55 2,669.07 2,831.87 3,403.91 3,580.98 3,622.29 3,622.29

BAND

CUM.

4.65 4.65 8.81 13.46 13.64 27.10 8.65 35.75 12.85 48.60 5.07 53.67 3.66 57.33 3.66 60.99 3.18 64.17 1.45 65.62 0.57 66.19 2.36 68.55 0.48 69.03 4.36 73.39 0.29 73.68 4.49 78.18 15.79 93.97 4.89 98.86 1.14 100.00 0.00 100.00

PERCENTAGE f

2 0 2 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 5

BAND

CUM.

2 40.00 40.00 2 0.00 40.00 4 40.00 80.00 4 0.00 80.00 4 0.00 80.00 4 0.00 80.00 4 0.00 80.00 4 0.00 80.00 5 20.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00

PERCENTAGE rp

54.00 0.00 359.00 0.00 0.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 423.00

54.00 54.00 413.00 413.00 413.00 413.00 413.00 413.00 423.00 423.00 423.00 423.00 423.00 423.00 423.00 423.00 423.00 423.00 423.00 423.00

BAND

CUM.

12.77 0.00 84.87 0.00 0.00 0.00 0.00 0.00 2.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12.77 12.77 97.64 97.64 97.64 97.64 97.64 97.64 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

32.04 0.00 72.66 0.00 0.00 0.00 0.00 0.00 8.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

32.04 11.07 42.07 31.89 23.46 21.24 19.89 18.69 18.20 17.80 17.64 17.03 16.92 15.91 15.85 14.94 12.43 11.81 11.68 11.68 11.68 Page 161 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,953 2,206 2,185 1,043 1,074 442 378 263 159 94 56 63 45 69 65 81 55 13 1 0 10,245

1,953 4,159 6,344 7,387 8,461 8,903 9,281 9,544 9,703 9,797 9,853 9,916 9,961 10,030 10,095 10,176 10,231 10,244 10,245 10,245

BAND

CUM.

19.06 19.06 21.53 40.60 21.33 61.92 10.18 72.10 10.48 82.59 4.31 86.90 3.69 90.59 2.57 93.16 1.55 94.71 0.92 95.63 0.55 96.17 0.61 96.79 0.44 97.23 0.67 97.90 0.63 98.54 0.79 99.33 0.54 99.86 0.13 99.99 0.01 100.00 0.00 100.00

PERCENTAGE rp

378.17 401.98 860.71 729.80 1,251.23 805.89 890.35 860.86 628.09 380.09 222.96 504.80 364.62 880.97 838.42 2,182.68 8,139.85 1,194.55 1.93 0.00 21,517.93

378.17 780.14 1,640.86 2,370.66 3,621.89 4,427.77 5,318.12 6,178.98 6,807.06 7,187.15 7,410.12 7,914.91 8,279.54 9,160.50 9,998.92 12,181.60 20,321.45 21,516.00 21,517.93 21,517.93

BAND

1.76 1.87 4.00 3.39 5.81 3.75 4.14 4.00 2.92 1.77 1.04 2.35 1.69 4.09 3.90 10.14 37.83 5.55 0.01 0.00

CUM.

1.76 3.63 7.63 11.02 16.83 20.58 24.71 28.72 31.63 33.40 34.44 36.78 38.48 42.57 46.47 56.61 94.44 99.99 100.00 100.00

PERCENTAGE f

2 0 0 0 0 1 1 3 1 1 1 1 0 1 0 3 1 0 0 0 16

BAND

2 2 2 2 2 3 4 7 8 9 10 11 11 12 12 15 16 16 16 16

12.50 0.00 0.00 0.00 0.00 6.25 6.25 18.75 6.25 6.25 6.25 6.25 0.00 6.25 0.00 18.75 6.25 0.00 0.00 0.00

CUM.

12.50 12.50 12.50 12.50 12.50 18.75 25.00 43.75 50.00 56.25 62.50 68.75 68.75 75.00 75.00 93.75 100.00 100.00 100.00 100.00

PERCENTAGE rp

47.88 0.00 0.00 0.00 0.00 573.50 747.92 1,366.00 28.50 131.85 2.08 1.70 0.00 63.35 0.00 96.97 250.00 0.00 0.00 0.00 3,309.75

47.88 47.88 47.88 47.88 47.88 621.38 1,369.30 2,735.30 2,763.80 2,895.65 2,897.73 2,899.43 2,899.43 2,962.78 2,962.78 3,059.75 3,309.75 3,309.75 3,309.75 3,309.75

BAND

1.45 0.00 0.00 0.00 0.00 17.33 22.60 41.27 0.86 3.98 0.06 0.05 0.00 1.91 0.00 2.93 7.55 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

1.45 1.45 1.45 1.45 1.45 18.77 41.37 82.64 83.50 87.49 87.55 87.60 87.60 89.52 89.52 92.45 100.00 100.00 100.00 100.00

12.66 0.00 0.00 0.00 0.00 71.16 84.00 158.68 4.54 34.69 0.93 0.34 0.00 7.19 0.00 4.44 3.07 0.00 0.00 0.00

CUM

12.66 6.14 2.92 2.02 1.32 14.03 25.75 44.27 40.60 40.29 39.11 36.63 35.02 32.34 29.63 25.12 16.29 15.38 15.38 15.38 15.38

Page 162 of 180

CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 09

RISK AND LOSS PROFILE 2005

DKI JAKARTA

DATA POSITION FROM TO PROCESSING

NUMBER OF POLICIES

SUM INSURED BAND

CLAIM FREQUENCY

ORIGINAL PREMIUM (In Million Rp)

DATE

CLAIM SEVERITY(in Million Rp)

01/01/2005

15/12/2005

15/02/2006 LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12,288 15,013 27,847 20,861 25,559 12,755 9,051 6,401 3,426 1,840 1,405 1,461 1,011 1,087 692 974 685 263 321 107 143,047

12,288 27,301 55,148 76,009 101,568 114,323 123,374 129,775 133,201 135,041 136,446 137,907 138,918 140,005 140,697 141,671 142,356 142,619 142,940 143,047

BAND

8.59 10.50 19.47 14.58 17.87 8.92 6.33 4.47 2.40 1.29 0.98 1.02 0.71 0.76 0.48 0.68 0.48 0.18 0.22 0.07

CUM.

8.59 19.09 38.55 53.14 71.00 79.92 86.25 90.72 93.12 94.40 95.39 96.41 97.11 97.87 98.36 99.04 99.52 99.70 99.93 100.00

PERCENTAGE f

5,109.60 3,034.09 8,551.66 10,075.53 19,456.33 14,308.74 14,959.39 15,348.31 11,447.46 7,829.79 6,701.52 9,179.53 7,492.64 10,011.41 7,915.21 15,043.38 15,218.93 10,324.39 15,391.96 13,028.89 220,428.76

5,109.60 8,143.69 16,695.35 26,770.88 46,227.21 60,535.95 75,495.34 90,843.65 102,291.11 110,120.90 116,822.43 126,001.96 133,494.59 143,506.00 151,421.21 166,464.59 181,683.52 192,007.91 207,399.87 220,428.76

BAND

2.32 1.38 3.88 4.57 8.83 6.49 6.79 6.96 5.19 3.55 3.04 4.16 3.40 4.54 3.59 6.82 6.90 4.68 6.98 5.91

CUM.

2.32 3.69 7.57 12.14 20.97 27.46 34.25 41.21 46.41 49.96 53.00 57.16 60.56 65.10 68.69 75.52 82.42 87.11 94.09 100.00

PERCENTAGE f

33 28 45 12 22 15 9 16 8 4 8 9 4 7 8 20 69 8 16 13 354

BAND

CUM.

33 61 106 118 140 155 164 180 188 192 200 209 213 220 228 248 317 325 341 354

9.32 9.32 7.91 17.23 12.71 29.94 3.39 33.33 6.21 39.55 4.24 43.79 2.54 46.33 4.52 50.85 2.26 53.11 1.13 54.24 2.26 56.50 2.54 59.04 1.13 60.17 1.98 62.15 2.26 64.41 5.65 70.06 19.49 89.55 2.26 91.81 4.52 96.33 3.67 100.00

PERCENTAGE rp

1,795.60 1,802.09 3,701.01 1,181.53 2,514.04 1,018.11 115.25 3,722.31 1,739.91 294.82 757.58 2,834.22 4.30 14,156.57 159.03 3,902.80 4,427.90 4,458.36 18,019.29 12,704.92 79,309.65

1,795.60 3,597.69 7,298.71 8,480.24 10,994.28 12,012.39 12,127.64 15,849.95 17,589.86 17,884.68 18,642.25 21,476.47 21,480.77 35,637.35 35,796.38 39,699.18 44,127.08 48,585.44 66,604.74 79,309.65

PERCENTAGE

BAND

CUM.

BAND

2.26 2.27 4.67 1.49 3.17 1.28 0.15 4.69 2.19 0.37 0.96 3.57 0.01 17.85 0.20 4.92 5.58 5.62 22.72 16.02

2.26 4.54 9.20 10.69 13.86 15.15 15.29 19.98 22.18 22.55 23.51 27.08 27.08 44.93 45.13 50.06 55.64 61.26 83.98 100.00

35.14 59.39 43.28 11.73 12.92 7.12 0.77 24.25 15.20 3.77 11.30 30.88 0.06 141.40 2.01 25.94 29.09 43.18 117.07 97.51

CUM

35.14 44.18 43.72 31.68 23.78 19.84 16.06 17.45 17.20 16.24 15.96 17.04 16.09 24.83 23.64 23.85 24.29 25.30 32.11 35.98 35.98

Page 163 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

24,844 26,557 27,064 13,524 12,269 5,601 3,938 2,819 1,631 1,004 845 987 741 971 637 1,118 946 422 407 100 126,425

24,844 51,401 78,465 91,989 104,258 109,859 113,797 116,616 118,247 119,251 120,096 121,083 121,824 122,795 123,432 124,550 125,496 125,918 126,325 126,425

BAND

CUM.

19.65 19.65 21.01 40.66 21.41 62.06 10.70 72.76 9.70 82.47 4.43 86.90 3.11 90.01 2.23 92.24 1.29 93.53 0.79 94.33 0.67 94.99 0.78 95.77 0.59 96.36 0.77 97.13 0.50 97.63 0.88 98.52 0.75 99.27 0.33 99.60 0.32 99.92 0.08 100.00

PERCENTAGE rp

5,921.65 5,361.23 10,155.76 8,707.09 12,344.58 8,451.35 8,735.76 8,529.06 6,486.57 4,952.86 4,797.62 6,614.39 6,726.02 9,807.23 8,188.28 19,142.40 25,184.14 13,991.63 22,208.81 6,393.68 202,700.10

5,921.65 11,282.88 21,438.64 30,145.73 42,490.31 50,941.66 59,677.42 68,206.48 74,693.05 79,645.91 84,443.54 91,057.93 97,783.95 107,591.18 115,779.46 134,921.85 160,105.99 174,097.62 196,306.42 202,700.10

BAND

2.92 2.64 5.01 4.30 6.09 4.17 4.31 4.21 3.20 2.44 2.37 3.26 3.32 4.84 4.04 9.44 12.42 6.90 10.96 3.15

CUM.

2.92 5.57 10.58 14.87 20.96 25.13 29.44 33.65 36.85 39.29 41.66 44.92 48.24 53.08 57.12 66.56 78.99 85.89 96.85 100.00

PERCENTAGE f

7 9 21 9 18 5 2 10 8 3 5 9 5 9 5 21 17 15 11 7 196

7 16 37 46 64 69 71 81 89 92 97 106 111 120 125 146 163 178 189 196

BAND

CUM.

3.57 3.57 4.59 8.16 10.71 18.88 4.59 23.47 9.18 32.65 2.55 35.20 1.02 36.22 5.10 41.33 4.08 45.41 1.53 46.94 2.55 49.49 4.59 54.08 2.55 56.63 4.59 61.22 2.55 63.78 10.71 74.49 8.67 83.16 7.65 90.82 5.61 96.43 3.57 100.00

PERCENTAGE rp

736.47 409.47 278.00 451.50 4,601.40 132.33 402.21 1,048.10 5,493.17 2,497.30 304.23 7,120.08 3,172.69 10,368.43 227.50 18,531.39 45,795.88 5,147.02 438.80 215.97 107,371.95

736.47 1,145.94 1,423.94 1,875.44 6,476.84 6,609.17 7,011.37 8,059.47 13,552.65 16,049.95 16,354.18 23,474.26 26,646.95 37,015.38 37,242.88 55,774.27 101,570.15 106,717.17 107,155.97 107,371.95

BAND

CUM.

0.69 0.69 0.38 1.07 0.26 1.33 0.42 1.75 4.29 6.03 0.12 6.16 0.37 6.53 0.98 7.51 5.12 12.62 2.33 14.95 0.28 15.23 6.63 21.86 2.95 24.82 9.66 34.47 0.21 34.69 17.26 51.94 42.65 94.60 4.79 99.39 0.41 99.80 0.20 100.00

PERCENTAGE BAND

12.44 7.64 2.74 5.19 37.27 1.57 4.60 12.29 84.69 50.42 6.34 107.65 47.17 105.72 2.78 96.81 181.84 36.79 1.98 3.38

CUM

12.44 10.16 6.64 6.22 15.24 12.97 11.75 11.82 18.14 20.15 19.37 25.78 27.25 34.40 32.17 41.34 63.44 61.30 54.59 52.97 52.97

Page 164 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

15,832 11,087 8,411 3,837 3,923 1,949 1,407 1,100 649 394 289 320 199 251 192 250 177 78 54 12 50,411

15,832 26,919 35,330 39,167 43,090 45,039 46,446 47,546 48,195 48,589 48,878 49,198 49,397 49,648 49,840 50,090 50,267 50,345 50,399 50,411

BAND

CUM.

31.41 31.41 21.99 53.40 16.68 70.08 7.61 77.70 7.78 85.48 3.87 89.34 2.79 92.13 2.18 94.32 1.29 95.60 0.78 96.39 0.57 96.96 0.63 97.59 0.39 97.99 0.50 98.49 0.38 98.87 0.50 99.36 0.35 99.71 0.15 99.87 0.11 99.98 0.02 100.00

PERCENTAGE rp

2,443.34 2,411.34 3,631.93 2,751.90 4,335.83 3,292.23 3,636.73 3,434.90 2,738.76 2,165.45 1,693.97 2,319.02 1,964.25 3,275.46 2,491.64 4,987.56 5,966.31 3,509.37 2,493.93 194.38 59,738.31

2,443.34 4,854.69 8,486.62 11,238.52 15,574.35 18,866.57 22,503.30 25,938.20 28,676.96 30,842.41 32,536.38 34,855.40 36,819.66 40,095.12 42,586.75 47,574.31 53,540.63 57,050.00 59,543.92 59,738.31

BAND

4.09 4.04 6.08 4.61 7.26 5.51 6.09 5.75 4.58 3.62 2.84 3.88 3.29 5.48 4.17 8.35 9.99 5.87 4.17 0.33

CUM.

4.09 8.13 14.21 18.81 26.07 31.58 37.67 43.42 48.00 51.63 54.46 58.35 61.63 67.12 71.29 79.64 89.63 95.50 99.67 100.00

PERCENTAGE f

5 1 0 0 1 5 3 4 2 3 2 2 8 4 5 6 12 6 1 0 70

BAND

5 7.14 6 1.43 6 0.00 6 0.00 7 1.43 12 7.14 15 4.29 19 5.71 21 2.86 24 4.29 26 2.86 28 2.86 36 11.43 40 5.71 45 7.14 51 8.57 63 17.14 69 8.57 70 1.43 70 0.00

CUM.

7.14 8.57 8.57 8.57 10.00 17.14 21.43 27.14 30.00 34.29 37.14 40.00 51.43 57.14 64.29 72.86 90.00 98.57 100.00 100.00

PERCENTAGE rp

22.56 19.01 0.00 0.00 5.00 722.17 630.00 422.51 9.06 138.90 0.19 3.62 5.72 80.50 3,144.00 149.92 443.74 274.25 123.98 0.00 6,195.15

22.56 41.57 41.57 41.57 46.57 768.74 1,398.74 1,821.25 1,830.32 1,969.21 1,969.41 1,973.02 1,978.74 2,059.24 5,203.25 5,353.17 5,796.91 6,071.17 6,195.15 6,195.15

BAND

CUM.

0.36 0.36 0.31 0.67 0.00 0.67 0.00 0.67 0.08 0.75 11.66 12.41 10.17 22.58 6.82 29.40 0.15 29.54 2.24 31.79 0.00 31.79 0.06 31.85 0.09 31.94 1.30 33.24 50.75 83.99 2.42 86.41 7.16 93.57 4.43 98.00 2.00 100.00 0.00 100.00

PERCENTAGE BAND

0.92 0.79 0.00 0.00 0.12 21.94 17.32 12.30 0.33 6.41 0.01 0.16 0.29 2.46 126.18 3.01 7.44 7.81 4.97 0.00

CUM

0.92 0.86 0.49 0.37 0.30 4.07 6.22 7.02 6.38 6.38 6.05 5.66 5.37 5.14 12.22 11.25 10.83 10.64 10.40 10.37 10.37

Page 165 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,687 1,485 1,202 573 606 300 191 143 83 58 44 32 33 28 18 29 13 6 5 3 6,539

1,687 3,172 4,374 4,947 5,553 5,853 6,044 6,187 6,270 6,328 6,372 6,404 6,437 6,465 6,483 6,512 6,525 6,531 6,536 6,539

BAND

CUM.

25.80 25.80 22.71 48.51 18.38 66.89 8.76 75.65 9.27 84.92 4.59 89.51 2.92 92.43 2.19 94.62 1.27 95.89 0.89 96.77 0.67 97.45 0.49 97.94 0.50 98.44 0.43 98.87 0.28 99.14 0.44 99.59 0.20 99.79 0.09 99.88 0.08 99.95 0.05 100.00

PERCENTAGE rp

274.91 275.52 453.11 346.37 655.61 422.77 358.19 414.37 322.52 303.78 264.06 215.79 280.67 353.45 175.97 498.93 373.41 162.21 290.18 88.53 6,530.36

274.91 550.43 1,003.55 1,349.92 2,005.53 2,428.30 2,786.49 3,200.86 3,523.38 3,827.16 4,091.21 4,307.01 4,587.68 4,941.13 5,117.10 5,616.03 5,989.44 6,151.65 6,441.83 6,530.36

BAND

4.21 4.22 6.94 5.30 10.04 6.47 5.49 6.35 4.94 4.65 4.04 3.30 4.30 5.41 2.69 7.64 5.72 2.48 4.44 1.36

CUM.

4.21 8.43 15.37 20.67 30.71 37.18 42.67 49.02 53.95 58.61 62.65 65.95 70.25 75.66 78.36 86.00 91.72 94.20 98.64 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.70

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.70 100.00 100.00 2.70 0.00 100.00 2.70 0.00 100.00 2.70 0.00 100.00 2.70 0.00 100.00 2.70 0.00 100.00 2.70 0.00 100.00 2.70 0.00 100.00 2.70 0.00 100.00 2.70 0.00 100.00 2.70 0.00 100.00 2.70 0.00 100.00 2.70 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.65 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.08 0.08 0.07 0.07 0.06 0.06 0.05 0.05 0.05 0.05 0.04 0.04 0.04 0.04

Page 166 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 2 50 3 100 4 200 5 300 6 500 7 750 8 1,000 9 1,500 10 2,000 11 2,500 12 3,000 13 4,000 14 5,000 15 7,500 16 10,000 17 20,000 18 50,000 19 100,000 20 500,000

50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14,332 13,090 12,460 6,760 7,079 3,772 2,770 2,189 1,245 757 556 624 435 529 322 464 330 123 113 73 68,023

14,332 27,422 39,882 46,642 53,721 57,493 60,263 62,452 63,697 64,454 65,010 65,634 66,069 66,598 66,920 67,384 67,714 67,837 67,950 68,023

BAND

CUM.

21.07 21.07 19.24 40.31 18.32 58.63 9.94 68.57 10.41 78.97 5.55 84.52 4.07 88.59 3.22 91.81 1.83 93.64 1.11 94.75 0.82 95.57 0.92 96.49 0.64 97.13 0.78 97.91 0.47 98.38 0.68 99.06 0.49 99.55 0.18 99.73 0.17 99.89 0.11 100.00

PERCENTAGE rp

3,005.96 2,749.30 4,862.23 4,464.20 7,120.43 5,295.92 5,552.67 6,579.93 4,667.91 3,684.97 3,107.30 4,143.07 3,827.69 6,349.38 4,917.80 9,471.07 10,296.72 4,056.45 7,482.55 3,596.06 105,231.62

3,005.96 5,755.26 10,617.49 15,081.69 22,202.12 27,498.04 33,050.71 39,630.65 44,298.56 47,983.53 51,090.82 55,233.90 59,061.59 65,410.97 70,328.77 79,799.84 90,096.56 94,153.01 101,635.56 105,231.62

BAND

2.86 2.61 4.62 4.24 6.77 5.03 5.28 6.25 4.44 3.50 2.95 3.94 3.64 6.03 4.67 9.00 9.78 3.85 7.11 3.42

CUM.

2.86 5.47 10.09 14.33 21.10 26.13 31.41 37.66 42.10 45.60 48.55 52.49 56.13 62.16 66.83 75.83 85.62 89.47 96.58 100.00

PERCENTAGE f

6 8 2 2 4 3 3 7 3 3 2 5 2 2 0 6 8 4 6 0 76

6 14 16 18 22 25 28 35 38 41 43 48 50 52 52 58 66 70 76 76

BAND

CUM.

7.89 7.89 10.53 18.42 2.63 21.05 2.63 23.68 5.26 28.95 3.95 32.89 3.95 36.84 9.21 46.05 3.95 50.00 3.95 53.95 2.63 56.58 6.58 63.16 2.63 65.79 2.63 68.42 0.00 68.42 7.89 76.32 10.53 86.84 5.26 92.11 7.89 100.00 0.00 100.00

PERCENTAGE rp

188.72 232.75 4.86 193.00 279.50 79.02 534.77 639.13 110.81 300.55 1,319.84 5,055.03 412.05 62.47 0.00 220.53 661.75 416.03 2,961.48 0.00 13,672.29

188.72 421.47 426.33 619.33 898.83 977.84 1,512.61 2,151.75 2,262.55 2,563.10 3,882.95 8,937.98 9,350.03 9,412.50 9,412.50 9,633.03 10,294.78 10,710.81 13,672.29 13,672.29

BAND

CUM.

1.38 1.38 1.70 3.08 0.04 3.12 1.41 4.53 2.04 6.57 0.58 7.15 3.91 11.06 4.67 15.74 0.81 16.55 2.20 18.75 9.65 28.40 36.97 65.37 3.01 68.39 0.46 68.84 0.00 68.84 1.61 70.46 4.84 75.30 3.04 78.34 21.66 100.00 0.00 100.00

PERCENTAGE BAND

CUM

6.28 8.47 0.10 4.32 3.93 1.49 9.63 9.71 2.37 8.16 42.48 122.01 10.76 0.98 0.00 2.33 6.43 10.26 39.58 0.00

6.28 7.32 4.02 4.11 4.05 3.56 4.58 5.43 5.11 5.34 7.60 16.18 15.83 14.39 13.38 12.07 11.43 11.38 13.45 12.99 12.99

Page 167 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 2 50 3 100 4 200 5 300 6 500 7 750 8 1,000 9 1,500 10 2,000 11 2,500 12 3,000 13 4,000 14 5,000 15 7,500 16 10,000 17 20,000 18 50,000 19 100,000 20 500,000

50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,848 6,731 4,601 1,501 1,114 339 253 141 68 26 29 30 21 19 14 22 20 9 3 1 20,790

5,848 12,579 17,180 18,681 19,795 20,134 20,387 20,528 20,596 20,622 20,651 20,681 20,702 20,721 20,735 20,757 20,777 20,786 20,789 20,790

BAND

CUM.

28.13 28.13 32.38 60.51 22.13 82.64 7.22 89.86 5.36 95.21 1.63 96.84 1.22 98.06 0.68 98.74 0.33 99.07 0.13 99.19 0.14 99.33 0.14 99.48 0.10 99.58 0.09 99.67 0.07 99.74 0.11 99.84 0.10 99.94 0.04 99.98 0.01 100.00 0.00 100.00

PERCENTAGE rp

2,045.98 3,514.09 4,707.75 2,657.01 3,014.45 1,309.54 1,095.78 717.28 474.65 249.88 338.72 288.57 300.78 591.88 145.13 236.04 577.90 430.45 24.63 2.49 22,723.01

2,045.98 5,560.07 10,267.82 12,924.84 15,939.29 17,248.83 18,344.61 19,061.89 19,536.53 19,786.42 20,125.13 20,413.71 20,714.48 21,306.37 21,451.49 21,687.53 22,265.44 22,695.89 22,720.52 22,723.01

BAND

9.00 15.46 20.72 11.69 13.27 5.76 4.82 3.16 2.09 1.10 1.49 1.27 1.32 2.60 0.64 1.04 2.54 1.89 0.11 0.01

PERCENTAGE

CUM.

9.00 24.47 45.19 56.88 70.15 75.91 80.73 83.89 85.98 87.08 88.57 89.84 91.16 93.77 94.40 95.44 97.99 99.88 99.99 100.00

6 23 7 1 1 0 0 0 0 0 0 0 0 0 0 2 0 0 0 0 40

BAND

6 29 36 37 38 38 38 38 38 38 38 38 38 38 38 40 40 40 40 40

15.00 57.50 17.50 2.50 2.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.00 0.00 0.00 0.00 0.00

CUM.

15.00 72.50 90.00 92.50 95.00 95.00 95.00 95.00 95.00 95.00 95.00 95.00 95.00 95.00 95.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

252.00 1,740.30 882.06 85.49 360.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 248.14 0.00 0.00 0.00 0.00 3,567.99

252.00 1,992.30 2,874.36 2,959.85 3,319.85 3,319.85 3,319.85 3,319.85 3,319.85 3,319.85 3,319.85 3,319.85 3,319.85 3,319.85 3,319.85 3,567.99 3,567.99 3,567.99 3,567.99 3,567.99

BAND

7.06 48.78 24.72 2.40 10.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.95 0.00 0.00 0.00 0.00

CUM.

7.06 55.84 80.56 82.96 93.05 93.05 93.05 93.05 93.05 93.05 93.05 93.05 93.05 93.05 93.05 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

12.32 49.52 18.74 3.22 11.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 105.13 0.00 0.00 0.00 0.00

12.32 35.83 27.99 22.90 20.83 19.25 18.10 17.42 16.99 16.78 16.50 16.26 16.03 15.58 15.48 16.45 16.02 15.72 15.70 15.70 15.70

Page 168 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,112 857 666 305 303 140 82 46 33 14 9 9 6 10 5 16 12 3 1 0 3,629

1,112 1,969 2,635 2,940 3,243 3,383 3,465 3,511 3,544 3,558 3,567 3,576 3,582 3,592 3,597 3,613 3,625 3,628 3,629 3,629

BAND

CUM.

30.64 30.64 23.62 54.26 18.35 72.61 8.40 81.01 8.35 89.36 3.86 93.22 2.26 95.48 1.27 96.75 0.91 97.66 0.39 98.04 0.25 98.29 0.25 98.54 0.17 98.70 0.28 98.98 0.14 99.12 0.44 99.56 0.33 99.89 0.08 99.97 0.03 100.00 0.00 100.00

PERCENTAGE rp

498.29 345.18 554.58 408.26 632.70 397.73 285.39 230.80 208.61 54.40 43.58 73.39 62.18 346.61 50.80 939.06 797.37 208.75 75.96 0.00 6,213.65

498.29 843.47 1,398.06 1,806.31 2,439.02 2,836.75 3,122.14 3,352.93 3,561.54 3,615.94 3,659.52 3,732.91 3,795.09 4,141.70 4,192.50 5,131.56 5,928.93 6,137.69 6,213.65 6,213.65

BAND

8.02 5.56 8.93 6.57 10.18 6.40 4.59 3.71 3.36 0.88 0.70 1.18 1.00 5.58 0.82 15.11 12.83 3.36 1.22 0.00

CUM.

8.02 13.57 22.50 29.07 39.25 45.65 50.25 53.96 57.32 58.19 58.89 60.08 61.08 66.65 67.47 82.59 95.42 98.78 100.00 100.00

PERCENTAGE f

1 1 1 1 1 1 0 0 0 0 0 1 0 0 0 2 0 0 0 0 9

1 2 3 4 5 6 6 6 6 6 6 7 7 7 7 9 9 9 9 9

BAND

CUM.

11.11 11.11 11.11 11.11 11.11 11.11 0.00 0.00 0.00 0.00 0.00 11.11 0.00 0.00 0.00 22.22 0.00 0.00 0.00 0.00

11.11 22.22 33.33 44.44 55.56 66.67 66.67 66.67 66.67 66.67 66.67 77.78 77.78 77.78 77.78 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

45.00 90.00 180.00 300.00 82.56 492.89 0.00 0.00 0.00 0.00 0.00 35.55 0.00 0.00 0.00 960.44 0.00 0.00 0.00 0.00 2,186.44

45.00 135.00 315.00 615.00 697.56 1,190.45 1,190.45 1,190.45 1,190.45 1,190.45 1,190.45 1,226.00 1,226.00 1,226.00 1,226.00 2,186.44 2,186.44 2,186.44 2,186.44 2,186.44

BAND

2.06 4.12 8.23 13.72 3.78 22.54 0.00 0.00 0.00 0.00 0.00 1.63 0.00 0.00 0.00 43.93 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

2.06 6.17 14.41 28.13 31.90 54.45 54.45 54.45 54.45 54.45 54.45 56.07 56.07 56.07 56.07 100.00 100.00 100.00 100.00 100.00

9.03 26.07 32.46 73.48 13.05 123.92 0.00 0.00 0.00 0.00 0.00 48.44 0.00 0.00 0.00 102.28 0.00 0.00 0.00 0.00

CUM

9.03 16.01 22.53 34.05 28.60 41.97 38.13 35.50 33.43 32.92 32.53 32.84 32.30 29.60 29.24 42.61 36.88 35.62 35.19 35.19 35.19

Page 169 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,506 1,942 1,450 628 703 369 251 166 76 48 40 20 22 28 8 23 21 12 10 6 8,329

2,506 4,448 5,898 6,526 7,229 7,598 7,849 8,015 8,091 8,139 8,179 8,199 8,221 8,249 8,257 8,280 8,301 8,313 8,323 8,329

BAND

CUM.

PERCENTAGE rp

30.09 30.09 513.60 23.32 53.40 482.56 17.41 70.81 617.50 7.54 78.35 516.42 8.44 86.79 1,024.29 4.43 91.22 810.64 3.01 94.24 692.42 1.99 96.23 683.98 0.91 97.14 382.43 0.58 97.72 267.12 0.48 98.20 297.05 0.24 98.44 191.02 0.26 98.70 296.45 0.34 99.04 470.97 0.10 99.14 130.41 0.28 99.41 768.51 0.25 99.66 908.84 0.14 99.81 493.94 0.12 99.93 258.43 0.07 100.00 52.49 9,859.07

513.60 996.15 1,613.65 2,130.08 3,154.37 3,965.01 4,657.43 5,341.42 5,723.84 5,990.97 6,288.01 6,479.03 6,775.49 7,246.45 7,376.86 8,145.37 9,054.21 9,548.16 9,806.59 9,859.07

BAND

CUM.

5.21 5.21 4.89 10.10 6.26 16.37 5.24 21.61 10.39 31.99 8.22 40.22 7.02 47.24 6.94 54.18 3.88 58.06 2.71 60.77 3.01 63.78 1.94 65.72 3.01 68.72 4.78 73.50 1.32 74.82 7.79 82.62 9.22 91.84 5.01 96.85 2.62 99.47 0.53 100.00

PERCENTAGE f

5 2 1 1 3 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 14

5 7 8 9 12 13 14 14 14 14 14 14 14 14 14 14 14 14 14 14

BAND

35.71 14.29 7.14 7.14 21.43 7.14 7.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

35.71 50.00 57.14 64.29 85.71 92.86 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

55.73 17.53 200.00 15.35 126.21 350.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

55.73 73.26 273.26 288.61 414.82 764.82 814.82 814.82 814.82 814.82 814.82 814.82 814.82 814.82 814.82 814.82 814.82 814.82 814.82 814.82

814.82

BAND

6.84 2.15 24.55 1.88 15.49 42.95 6.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

6.84 8.99 33.54 35.42 50.91 93.86 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

10.85 3.63 32.39 2.97 12.32 43.18 7.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

10.85 7.35 16.93 13.55 13.15 19.29 17.49 15.25 14.24 13.60 12.96 12.58 12.03 11.24 11.05 10.00 9.00 8.53 8.31 8.26 8.26

Page 170 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,166 3,083 3,356 1,832 1,973 843 647 409 197 95 78 73 47 68 35 47 53 28 57 10 15,097

2,166 5,249 8,605 10,437 12,410 13,253 13,900 14,309 14,506 14,601 14,679 14,752 14,799 14,867 14,902 14,949 15,002 15,030 15,087 15,097

BAND

14.35 20.42 22.23 12.13 13.07 5.58 4.29 2.71 1.30 0.63 0.52 0.48 0.31 0.45 0.23 0.31 0.35 0.19 0.38 0.07

CUM.

14.35 34.77 57.00 69.13 82.20 87.79 92.07 94.78 96.09 96.71 97.23 97.71 98.03 98.48 98.71 99.02 99.37 99.56 99.93 100.00

PERCENTAGE rp

615.55 880.79 1,817.48 1,738.66 3,106.17 2,267.49 2,282.91 1,977.35 1,172.32 594.64 542.70 569.09 538.22 744.44 688.96 1,241.84 1,950.72 702.52 8,336.96 1,915.69 33,684.50

615.55 1,496.34 3,313.82 5,052.48 8,158.65 10,426.13 12,709.04 14,686.40 15,858.71 16,453.35 16,996.05 17,565.15 18,103.37 18,847.81 19,536.77 20,778.61 22,729.33 23,431.85 31,768.81 33,684.50

BAND

1.83 2.61 5.40 5.16 9.22 6.73 6.78 5.87 3.48 1.77 1.61 1.69 1.60 2.21 2.05 3.69 5.79 2.09 24.75 5.69

CUM.

1.83 4.44 9.84 15.00 24.22 30.95 37.73 43.60 47.08 48.85 50.46 52.15 53.74 55.95 58.00 61.69 67.48 69.56 94.31 100.00

PERCENTAGE f

4 2 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 8

BAND

4 6 6 7 7 7 7 7 7 7 7 7 7 7 7 8 8 8 8 8

50.00 25.00 0.00 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 0.00 0.00 0.00 0.00

CUM.

50.00 75.00 75.00 87.50 87.50 87.50 87.50 87.50 87.50 87.50 87.50 87.50 87.50 87.50 87.50 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

84.31 149.00 0.00 189.84 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00

84.31 233.31 233.31 423.15 423.15 423.15 423.15 423.15 423.15 423.15 423.15 423.15 423.15 423.15 423.15 473.15 473.15 473.15 473.15 473.15

BAND

17.82 31.49 0.00 40.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.57 0.00 0.00 0.00 0.00

CUM.

17.82 49.31 49.31 89.43 89.43 89.43 89.43 89.43 89.43 89.43 89.43 89.43 89.43 89.43 89.43 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

13.70 16.92 0.00 10.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.03 0.00 0.00 0.00 0.00

473.15

13.70 15.59 7.04 8.38 5.19 4.06 3.33 2.88 2.67 2.57 2.49 2.41 2.34 2.25 2.17 2.28 2.08 2.02 1.49 1.40 1.40

Page 171 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,762 1,762 1,695 854 830 489 347 273 154 70 55 41 51 39 19 34 8 4 0 5 8,492

1,762 3,524 5,219 6,073 6,903 7,392 7,739 8,012 8,166 8,236 8,291 8,332 8,383 8,422 8,441 8,475 8,483 8,487 8,487 8,492

BAND

CUM.

20.75 20.75 20.75 41.50 19.96 61.46 10.06 71.51 9.77 81.29 5.76 87.05 4.09 91.13 3.21 94.35 1.81 96.16 0.82 96.99 0.65 97.63 0.48 98.12 0.60 98.72 0.46 99.18 0.22 99.40 0.40 99.80 0.09 99.89 0.05 99.94 0.00 99.94 0.06 100.00

PERCENTAGE rp

290.05 411.15 770.44 711.74 1,147.30 1,069.17 1,114.62 1,124.07 854.33 447.70 386.48 330.51 587.84 489.25 239.40 546.05 117.41 94.06 0.00 32.52 10,764.08

290.05 701.20 1,471.65 2,183.38 3,330.69 4,399.86 5,514.48 6,638.55 7,492.88 7,940.58 8,327.05 8,657.56 9,245.40 9,734.64 9,974.04 10,520.09 10,637.50 10,731.56 10,731.56 10,764.08

BAND

2.69 3.82 7.16 6.61 10.66 9.93 10.36 10.44 7.94 4.16 3.59 3.07 5.46 4.55 2.22 5.07 1.09 0.87 0.00 0.30

CUM.

2.69 6.51 13.67 20.28 30.94 40.88 51.23 61.67 69.61 73.77 77.36 80.43 85.89 90.44 92.66 97.73 98.82 99.70 99.70 100.00

PERCENTAGE f

0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 50.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 117.39 0.00 0.00 0.00 0.00 137.78 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 255.18

0.00 0.00 117.39 117.39 117.39 117.39 117.39 255.18 255.18 255.18 255.18 255.18 255.18 255.18 255.18 255.18 255.18 255.18 255.18 255.18

BAND

0.00 0.00 46.00 0.00 0.00 0.00 0.00 54.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 46.00 46.00 46.00 46.00 46.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 15.24 0.00 0.00 0.00 0.00 12.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 7.98 5.38 3.52 2.67 2.13 3.84 3.41 3.21 3.06 2.95 2.76 2.62 2.56 2.43 2.40 2.38 2.38 2.37 2.37

Page 172 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

709 864 764 327 437 263 175 113 68 36 21 35 18 27 5 13 7 1 2 2 3,887

709 1,573 2,337 2,664 3,101 3,364 3,539 3,652 3,720 3,756 3,777 3,812 3,830 3,857 3,862 3,875 3,882 3,883 3,885 3,887

BAND

CUM.

18.24 18.24 22.23 40.47 19.66 60.12 8.41 68.54 11.24 79.78 6.77 86.54 4.50 91.05 2.91 93.95 1.75 95.70 0.93 96.63 0.54 97.17 0.90 98.07 0.46 98.53 0.69 99.23 0.13 99.36 0.33 99.69 0.18 99.87 0.03 99.90 0.05 99.95 0.05 100.00

PERCENTAGE rp

143.93 253.02 479.97 397.55 793.57 674.21 617.47 479.75 409.66 263.82 166.35 181.54 172.33 462.75 181.36 259.53 124.71 4.72 20.59 5.56 6,092.38

143.93 396.95 876.92 1,274.47 2,068.04 2,742.24 3,359.71 3,839.46 4,249.12 4,512.94 4,679.29 4,860.82 5,033.15 5,495.90 5,677.26 5,936.79 6,061.51 6,066.23 6,086.82 6,092.38

BAND

2.36 4.15 7.88 6.53 13.03 11.07 10.14 7.87 6.72 4.33 2.73 2.98 2.83 7.60 2.98 4.26 2.05 0.08 0.34 0.09

CUM.

2.36 6.52 14.39 20.92 33.94 45.01 55.15 63.02 69.74 74.08 76.81 79.79 82.61 90.21 93.19 97.45 99.49 99.57 99.91 100.00

PERCENTAGE f

0 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3

BAND

0 1 1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3

0.00 33.33 0.00 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 33.33 33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 85.00 0.00 64.00 142.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 291.06

0.00 85.00 85.00 149.00 291.06 291.06 291.06 291.06 291.06 291.06 291.06 291.06 291.06 291.06 291.06 291.06 291.06 291.06 291.06 291.06

BAND

0.00 29.20 0.00 21.99 48.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 29.20 29.20 51.19 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 33.59 0.00 16.10 17.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 21.41 9.69 11.69 14.07 10.61 8.66 7.58 6.85 6.45 6.22 5.99 5.78 5.30 5.13 4.90 4.80 4.80 4.78 4.78 4.78

Page 173 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,734 3,916 3,542 1,764 1,453 651 465 341 189 91 78 123 63 62 45 51 38 10 6 11 16,633

3,734 7,650 11,192 12,956 14,409 15,060 15,525 15,866 16,055 16,146 16,224 16,347 16,410 16,472 16,517 16,568 16,606 16,616 16,622 16,633

BAND

CUM.

22.45 22.45 23.54 45.99 21.30 67.29 10.61 77.89 8.74 86.63 3.91 90.54 2.80 93.34 2.05 95.39 1.14 96.52 0.55 97.07 0.47 97.54 0.74 98.28 0.38 98.66 0.37 99.03 0.27 99.30 0.31 99.61 0.23 99.84 0.06 99.90 0.04 99.93 0.07 100.00

PERCENTAGE rp

601.42 1,105.93 2,022.20 1,965.93 2,415.61 1,615.76 1,506.27 1,353.06 1,035.06 514.60 488.83 837.24 544.51 627.94 649.80 859.32 1,455.59 183.30 948.16 776.03 21,506.56

601.42 1,707.36 3,729.56 5,695.48 8,111.09 9,726.85 11,233.13 12,586.18 13,621.25 14,135.85 14,624.68 15,461.92 16,006.43 16,634.37 17,284.16 18,143.49 19,599.08 19,782.38 20,730.54 21,506.56

BAND

2.80 5.14 9.40 9.14 11.23 7.51 7.00 6.29 4.81 2.39 2.27 3.89 2.53 2.92 3.02 4.00 6.77 0.85 4.41 3.61

CUM.

2.80 7.94 17.34 26.48 37.71 45.23 52.23 58.52 63.34 65.73 68.00 71.89 74.43 77.35 80.37 84.36 91.13 91.98 96.39 100.00

PERCENTAGE f

5 2 2 0 3 1 1 0 0 0 1 0 0 0 0 2 1 0 0 0 18

BAND

5 7 9 9 12 13 14 14 14 14 15 15 15 15 15 17 18 18 18 18

27.78 11.11 11.11 0.00 16.67 5.56 5.56 0.00 0.00 0.00 5.56 0.00 0.00 0.00 0.00 11.11 5.56 0.00 0.00 0.00

CUM.

27.78 38.89 50.00 50.00 66.67 72.22 77.78 77.78 77.78 77.78 83.33 83.33 83.33 83.33 83.33 94.44 100.00 100.00 100.00 100.00

PERCENTAGE rp

147.23 266.38 205.00 0.00 101.73 26.56 7.60 0.00 0.00 0.00 29.26 0.00 0.00 0.00 0.00 51.70 22.00 0.00 0.00 0.00 857.46

147.23 413.62 618.62 618.62 720.34 746.90 754.50 754.50 754.50 754.50 783.76 783.76 783.76 783.76 783.76 835.46 857.46 857.46 857.46 857.46

BAND

17.17 31.07 23.91 0.00 11.86 3.10 0.89 0.00 0.00 0.00 3.41 0.00 0.00 0.00 0.00 6.03 2.57 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

17.17 48.24 72.15 72.15 84.01 87.11 87.99 87.99 87.99 87.99 91.40 91.40 91.40 91.40 91.40 97.43 100.00 100.00 100.00 100.00

24.48 24.09 10.14 0.00 4.21 1.64 0.50 0.00 0.00 0.00 5.99 0.00 0.00 0.00 0.00 6.02 1.51 0.00 0.00 0.00

CUM

24.48 24.23 16.59 10.86 8.88 7.68 6.72 5.99 5.54 5.34 5.36 5.07 4.90 4.71 4.53 4.60 4.37 4.33 4.14 3.99 3.99

Page 174 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 21

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

458 513 423 253 241 114 71 55 17 12 4 10 6 2 3 0 2 1 0 1 2,186

458 971 1,394 1,647 1,888 2,002 2,073 2,128 2,145 2,157 2,161 2,171 2,177 2,179 2,182 2,182 2,184 2,185 2,185 2,186

BAND

CUM.

20.95 20.95 23.47 44.42 19.35 63.77 11.57 75.34 11.02 86.37 5.22 91.58 3.25 94.83 2.52 97.35 0.78 98.12 0.55 98.67 0.18 98.86 0.46 99.31 0.27 99.59 0.09 99.68 0.14 99.82 0.00 99.82 0.09 99.91 0.05 99.95 0.00 99.95 0.05 100.00

PERCENTAGE rp

42.95 117.64 239.59 281.15 460.64 306.77 220.34 279.31 100.17 78.73 33.35 72.70 42.38 23.48 20.04 0.00 66.38 70.00 0.00 1.09 2,456.71

42.95 160.59 400.18 681.33 1,141.97 1,448.74 1,669.07 1,948.39 2,048.56 2,127.28 2,160.64 2,233.33 2,275.71 2,299.19 2,319.23 2,319.23 2,385.62 2,455.62 2,455.62 2,456.71

BAND

1.75 4.79 9.75 11.44 18.75 12.49 8.97 11.37 4.08 3.20 1.36 2.96 1.72 0.96 0.82 0.00 2.70 2.85 0.00 0.04

CUM.

1.75 6.54 16.29 27.73 46.48 58.97 67.94 79.31 83.39 86.59 87.95 90.91 92.63 93.59 94.40 94.40 97.11 99.96 99.96 100.00

PERCENTAGE f

0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

PERCENTAGE

CUM.

0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 40.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 40.00 100.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00 40.00 0.00 100.00

40.00

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 16.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 10.00 5.87 3.50 2.76 2.40 2.05 1.95 1.88 1.85 1.79 1.76 1.74 1.72 1.72 1.68 1.63 1.63 1.63 1.63

Page 175 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,027 2,188 1,983 1,149 1,321 637 542 449 214 152 90 101 77 75 64 71 57 10 24 10 11,241

2,027 4,215 6,198 7,347 8,668 9,305 9,847 10,296 10,510 10,662 10,752 10,853 10,930 11,005 11,069 11,140 11,197 11,207 11,231 11,241

BAND

CUM.

18.03 18.03 19.46 37.50 17.64 55.14 10.22 65.36 11.75 77.11 5.67 82.78 4.82 87.60 3.99 91.59 1.90 93.50 1.35 94.85 0.80 95.65 0.90 96.55 0.68 97.23 0.67 97.90 0.57 98.47 0.63 99.10 0.51 99.61 0.09 99.70 0.21 99.91 0.09 100.00

PERCENTAGE rp

380.12 510.05 863.01 903.53 1,610.39 1,061.24 1,197.38 1,324.60 892.55 770.68 541.46 755.85 810.36 968.71 869.72 1,132.16 1,040.89 318.15 1,059.69 1,147.74 18,158.30

380.12 890.17 1,753.18 2,656.72 4,267.10 5,328.35 6,525.73 7,850.34 8,742.88 9,513.56 10,055.02 10,810.87 11,621.23 12,589.94 13,459.66 14,591.82 15,632.71 15,950.87 17,010.56 18,158.30

BAND

2.09 2.81 4.75 4.98 8.87 5.84 6.59 7.29 4.92 4.24 2.98 4.16 4.46 5.33 4.79 6.23 5.73 1.75 5.84 6.32

CUM.

2.09 4.90 9.66 14.63 23.50 29.34 35.94 43.23 48.15 52.39 55.37 59.54 64.00 69.33 74.12 80.36 86.09 87.84 93.68 100.00

PERCENTAGE f

0 1 2 0 2 8 1 1 1 0 0 1 1 0 0 1 3 0 0 0 22

BAND

0 1 3 3 5 13 14 15 16 16 16 17 18 18 18 19 22 22 22 22

0.00 4.55 9.09 0.00 9.09 36.36 4.55 4.55 4.55 0.00 0.00 4.55 4.55 0.00 0.00 4.55 13.64 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 4.55 87.85 13.64 160.00 13.64 0.00 22.73 460.00 59.09 29.99 63.64 1.20 68.18 1,500.00 72.73 6.58 72.73 0.00 72.73 0.00 77.27 25.47 81.82 15.77 81.82 0.00 81.82 0.00 86.36 7.78 100.00 5.17 100.00 0.00 100.00 0.00 100.00 0.00 2,299.80

0.00 87.85 247.85 247.85 707.85 737.84 739.04 2,239.04 2,245.62 2,245.62 2,245.62 2,271.08 2,286.86 2,286.86 2,286.86 2,294.63 2,299.80 2,299.80 2,299.80 2,299.80

BAND

0.00 3.82 6.96 0.00 20.00 1.30 0.05 65.22 0.29 0.00 0.00 1.11 0.69 0.00 0.00 0.34 0.22 0.00 0.00 0.00

CUM.

0.00 3.82 10.78 10.78 30.78 32.08 32.13 97.36 97.64 97.64 97.64 98.75 99.44 99.44 99.44 99.78 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 17.22 18.54 0.00 28.56 2.83 0.10 113.24 0.74 0.00 0.00 3.37 1.95 0.00 0.00 0.69 0.50 0.00 0.00 0.00

CUM

0.00 9.87 14.14 9.33 16.59 13.85 11.33 28.52 25.69 23.60 22.33 21.01 19.68 18.16 16.99 15.73 14.71 14.42 13.52 12.67 12.67

Page 176 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,054 853 648 306 250 142 78 59 43 15 15 10 10 11 5 5 8 2 0 1 3,515

1,054 1,907 2,555 2,861 3,111 3,253 3,331 3,390 3,433 3,448 3,463 3,473 3,483 3,494 3,499 3,504 3,512 3,514 3,514 3,515

BAND

CUM.

29.99 29.99 24.27 54.25 18.44 72.69 8.71 81.39 7.11 88.51 4.04 92.55 2.22 94.77 1.68 96.44 1.22 97.67 0.43 98.09 0.43 98.52 0.28 98.81 0.28 99.09 0.31 99.40 0.14 99.54 0.14 99.69 0.23 99.91 0.06 99.97 0.00 99.97 0.03 100.00

PERCENTAGE rp

124.15 202.30 422.31 287.35 380.89 306.69 244.65 214.95 181.28 120.48 154.08 80.51 314.49 96.65 90.99 32.97 154.55 9.85 0.00 101.72 3,520.86

124.15 326.45 748.76 1,036.11 1,417.00 1,723.68 1,968.34 2,183.28 2,364.57 2,485.05 2,639.13 2,719.64 3,034.13 3,130.78 3,221.77 3,254.74 3,409.29 3,419.14 3,419.14 3,520.86

BAND

3.53 5.75 11.99 8.16 10.82 8.71 6.95 6.10 5.15 3.42 4.38 2.29 8.93 2.74 2.58 0.94 4.39 0.28 0.00 2.89

CUM.

3.53 9.27 21.27 29.43 40.25 48.96 55.91 62.01 67.16 70.58 74.96 77.24 86.18 88.92 91.51 92.44 96.83 97.11 97.11 100.00

PERCENTAGE f

0 1 0 1 0 0 0 0 0 0 0 0 34 0 0 0 0 0 0 0 36

BAND

0 1 1 2 2 2 2 2 2 2 2 2 36 36 36 36 36 36 36 36

0.00 2.78 0.00 2.78 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 94.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 2.78 2.78 5.56 5.56 5.56 5.56 5.56 5.56 5.56 5.56 5.56 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.50 0.00 505.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 90.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 595.79

0.00 0.50 0.50 505.76 505.76 505.76 505.76 505.76 505.76 505.76 505.76 505.76 595.79 595.79 595.79 595.79 595.79 595.79 595.79 595.79

BAND

0.00 0.08 0.00 84.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.08 0.08 84.89 84.89 84.89 84.89 84.89 84.89 84.89 84.89 84.89 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.25 0.00 175.84 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.15 0.07 48.81 35.69 29.34 25.69 23.17 21.39 20.35 19.16 18.60 19.64 19.03 18.49 18.31 17.48 17.43 17.43 16.92 16.92

Page 177 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

405 551 568 294 333 171 95 72 44 20 21 11 8 6 1 2 1 0 1 2 2,606

405 956 1,524 1,818 2,151 2,322 2,417 2,489 2,533 2,553 2,574 2,585 2,593 2,599 2,600 2,602 2,603 2,603 2,604 2,606

BAND

CUM.

15.54 15.54 21.14 36.68 21.80 58.48 11.28 69.76 12.78 82.54 6.56 89.10 3.65 92.75 2.76 95.51 1.69 97.20 0.77 97.97 0.81 98.77 0.42 99.19 0.31 99.50 0.23 99.73 0.04 99.77 0.08 99.85 0.04 99.88 0.00 99.88 0.04 99.92 0.08 100.00

PERCENTAGE rp

59.42 176.52 387.31 322.29 690.82 459.38 365.11 362.34 288.83 104.35 168.75 67.83 56.62 63.78 22.29 60.96 24.00 0.00 30.00 2.67 3,713.27

59.42 235.94 623.25 945.54 1,636.35 2,095.73 2,460.84 2,823.18 3,112.00 3,216.35 3,385.10 3,452.94 3,509.56 3,573.34 3,595.63 3,656.59 3,680.59 3,680.59 3,710.59 3,713.27

BAND

1.60 4.75 10.43 8.68 18.60 12.37 9.83 9.76 7.78 2.81 4.54 1.83 1.52 1.72 0.60 1.64 0.65 0.00 0.81 0.07

CUM.

1.60 6.35 16.78 25.46 44.07 56.44 66.27 76.03 83.81 86.62 91.16 92.99 94.51 96.23 96.83 98.47 99.12 99.12 99.93 100.00

PERCENTAGE f

0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

PERCENTAGE

CUM.

0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 80.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 80.07 100.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00 80.07 0.00

80.07

BAND

CUM.

0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 45.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 33.93 12.85 8.47 4.89 3.82 3.25 2.84 2.57 2.49 2.37 2.32 2.28 2.24 2.23 2.19 2.18 2.18 2.16 2.16 2.16

Page 178 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

103 138 167 92 121 84 66 73 42 19 12 10 8 7 8 1 2 0 0 1 954

BAND

103 241 408 500 621 705 771 844 886 905 917 927 935 942 950 951 953 953 953 954

CUM.

10.80 10.80 14.47 25.26 17.51 42.77 9.64 52.41 12.68 65.09 8.81 73.90 6.92 80.82 7.65 88.47 4.40 92.87 1.99 94.86 1.26 96.12 1.05 97.17 0.84 98.01 0.73 98.74 0.84 99.58 0.10 99.69 0.21 99.90 0.00 99.90 0.00 99.90 0.10 100.00

PERCENTAGE rp

190.24 40.84 122.09 110.11 262.66 210.07 268.44 404.04 271.95 168.44 102.24 109.03 84.71 97.42 102.50 104.92 134.65 0.00 0.00 116.83 2,901.18

190.24 231.09 353.18 463.28 725.94 936.01 1,204.45 1,608.49 1,880.44 2,048.88 2,151.13 2,260.15 2,344.86 2,442.28 2,544.79 2,649.70 2,784.36 2,784.36 2,784.36 2,901.18

BAND

6.56 1.41 4.21 3.80 9.05 7.24 9.25 13.93 9.37 5.81 3.52 3.76 2.92 3.36 3.53 3.62 4.64 0.00 0.00 4.03

CUM.

6.56 7.97 12.17 15.97 25.02 32.26 41.52 55.44 64.82 70.62 74.15 77.90 80.82 84.18 87.72 91.33 95.97 95.97 95.97 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 179 of 180

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

325 390 526 311 395 226 137 118 62 33 33 24 22 15 11 8 10 8 2 1 2,657

325 715 1,241 1,552 1,947 2,173 2,310 2,428 2,490 2,523 2,556 2,580 2,602 2,617 2,628 2,636 2,646 2,654 2,656 2,657

BAND

CUM.

12.23 12.23 14.68 26.91 19.80 46.71 11.70 58.41 14.87 73.28 8.51 81.78 5.16 86.94 4.44 91.38 2.33 93.71 1.24 94.96 1.24 96.20 0.90 97.10 0.83 97.93 0.56 98.49 0.41 98.91 0.30 99.21 0.38 99.59 0.30 99.89 0.08 99.96 0.04 100.00

PERCENTAGE rp

66.81 163.28 410.69 372.30 817.71 661.65 548.30 647.35 612.43 264.34 291.27 246.60 227.99 121.14 314.27 120.74 231.26 382.29 73.08 1.59 6,575.08

66.81 230.09 640.78 1,013.08 1,830.79 2,492.44 3,040.74 3,688.09 4,300.52 4,564.85 4,856.13 5,102.72 5,330.71 5,451.86 5,766.12 5,886.86 6,118.12 6,500.41 6,573.49 6,575.08

BAND

1.02 2.48 6.25 5.66 12.44 10.06 8.34 9.85 9.31 4.02 4.43 3.75 3.47 1.84 4.78 1.84 3.52 5.81 1.11 0.02

CUM.

1.02 3.50 9.75 15.41 27.84 37.91 46.25 56.09 65.41 69.43 73.86 77.61 81.07 82.92 87.70 89.53 93.05 98.86 99.98 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 0 0 0 0 1 1 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,750.00 0.00 2,358.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,108.75

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,750.00 1,750.00 4,108.75 4,108.75 4,108.75 4,108.75 4,108.75 4,108.75 4,108.75 4,108.75 4,108.75 4,108.75

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 42.59 0.00 57.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 42.59 42.59 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 285.75 0.00 809.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 40.69 38.34 84.61 80.52 77.08 75.36 71.26 69.80 67.16 63.21 62.50 62.49 62.49

Page 180 of 180

FOR OCCUPATION CODE : 23001 2465 2623 29313 29412

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 23001

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

26 5 8 5 12 15 14 9 19 12 9 10 13 27 13 26 44 21 26 15 329

26 31 39 44 56 71 85 94 113 125 134 144 157 184 197 223 267 288 314 329

BAND

CUM.

7.90 7.90 1.52 9.42 2.43 11.85 1.52 13.37 3.65 17.02 4.56 21.58 4.26 25.84 2.74 28.57 5.78 34.35 3.65 37.99 2.74 40.73 3.04 43.77 3.95 47.72 8.21 55.93 3.95 59.88 7.90 67.78 13.37 81.16 6.38 87.54 7.90 95.44 4.56 100.00

PERCENTAGE rp

229.64 1.50 3.17 2.25 13.79 34.04 22.16 19.08 64.81 141.09 44.21 60.66 106.50 263.20 142.78 510.91 1,754.22 1,743.86 3,340.94 1,227.05 9,596.22

229.64 231.13 234.30 236.56 250.34 284.38 306.54 325.62 260.81 401.90 446.11 506.77 613.27 876.47 1,019.25 1,530.16 3,284.37 5,028.23 8,369.17 9,596.22

BAND

2.39 0.02 0.03 0.02 0.14 0.35 0.23 0.20 0.68 1.47 0.46 0.63 1.11 2.74 1.49 5.32 18.28 18.17 34.82 12.79

CUM.

2.39 2.41 2.44 2.47 2.61 2.96 3.19 3.39 2.72 4.19 4.65 5.28 6.39 9.13 10.62 15.95 34.23 52.40 87.21 100.00

PERCENTAGE f

1 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 3 2 8

BAND

1 1 1 1 2 2 2 2 2 3 3 3 3 3 3 3 3 3 6 8

CUM.

PERCENTAGE rp

12.50 12.50 0.00 0.00 0.00 12.50 0.00 0.00 0.00 12.50 0.00 0.00 0.00 12.50 0.00 0.00 12.50 25.00 49.04 49.04 0.00 25.00 0.00 49.04 0.00 25.00 0.00 49.04 0.00 25.00 0.00 49.04 0.00 25.00 0.00 49.04 12.50 37.50 8.92 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 37.50 75.00 5,322.73 5,380.69 25.00 100.00 763.66 6,144.35 6,144.35

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.80 0.80 0.00 0.80 0.00 0.80 0.00 0.80 0.00 0.80 0.15 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 86.63 87.57 12.43 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 355.65 0.00 0.00 0.00 0.00 6.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 159.32 62.24

CUM

0.00 0.00 0.00 0.00 19.59 17.24 16.00 15.06 18.80 14.42 12.99 11.44 9.45 6.61 5.69 3.79 1.76 1.15 64.29 64.03 64.03

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 2465

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

Garmen Factories ( Konveksi )

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

560 655 949 624 817 462 340 220 132 68 63 58 49 59 49 79 63 20 16 11 5,294

560 1,215 2,164 2,788 3,605 4,067 4,407 4,627 4,759 4,827 4,890 4,948 4,997 5,056 5,105 5,184 5,247 5,267 5,283 5,294

BAND

CUM.

10.58 10.58 12.37 22.95 17.93 40.88 11.79 52.66 15.43 68.10 8.73 76.82 6.42 83.25 4.16 87.40 2.49 89.89 1.28 91.18 1.19 92.37 1.10 93.46 0.93 94.39 1.11 95.50 0.93 96.43 1.49 97.92 1.19 99.11 0.38 99.49 0.30 99.79 0.21 100.00

PERCENTAGE rp

921.56 254.99 673.80 666.38 1,252.42 1,022.39 1,178.93 929.46 877.99 619.01 476.15 594.21 741.75 990.94 1,020.17 2,456.87 2,930.08 1,538.77 1,347.70 637.64 21,131.23

921.56 1,176.56 1,850.36 2,516.74 3,769.16 4,791.55 5,970.48 6,899.94 7,777.93 8,396.94 8,873.09 9,467.31 10,209.06 11,200.00 12,220.17 14,677.04 17,607.12 19,145.89 20,493.59 21,131.23

BAND

4.36 1.21 3.19 3.15 5.93 4.84 5.58 4.40 4.15 2.93 2.25 2.81 3.51 4.69 4.83 11.63 13.87 7.28 6.38 3.02

CUM.

4.36 5.57 8.76 11.91 17.84 22.68 28.25 32.65 36.81 39.74 41.99 44.80 48.31 53.00 57.83 69.46 83.32 90.60 96.98 100.00

PERCENTAGE f

6 3 3 1 4 2 3 2 1 0 0 0 1 2 0 5 5 0 3 0 41

BAND

CUM.

6 14.63 14.63 9 7.32 21.95 12 7.32 29.27 13 2.44 31.71 17 9.76 41.46 19 4.88 46.34 22 7.32 53.66 24 4.88 58.54 25 2.44 60.98 25 0.00 60.98 25 0.00 60.98 25 0.00 60.98 26 2.44 63.41 28 4.88 68.29 28 0.00 68.29 33 12.20 80.49 38 12.20 92.68 38 0.00 92.68 41 7.32 100.00 41 0.00 100.00

PERCENTAGE rp

5,974.86 96.46 366.72 3.43 10,135.11 492.94 106.67 788.78 511.29 0.00 0.00 0.00 12.99 7.34 0.00 200.69 48.01 0.00 52.72 0.00 18,798.01

5,974.86 6,071.32 6,438.04 6,441.47 16,576.58 17,069.52 17,176.19 17,964.97 18,476.26 18,476.26 18,476.26 18,476.26 18,489.25 18,496.58 18,496.58 18,697.28 18,745.29 18,745.29 18,798.01 18,798.01

BAND

CUM.

31.78 31.78 0.51 32.30 1.95 34.25 0.02 34.27 53.92 88.18 2.62 90.80 0.57 91.37 4.20 95.57 2.72 98.29 0.00 98.29 0.00 98.29 0.00 98.29 0.07 98.36 0.04 98.40 0.00 98.40 1.07 99.46 0.26 99.72 0.00 99.72 0.28 100.00 0.00 100.00

PERCENTAGE BAND

CUM

648.34 37.83 54.43 0.51 809.24 48.21 9.05 84.86 58.23 0.00 0.00 0.00 1.75 0.74 0.00 8.17 1.64 0.00 3.91 0.00

648.34 516.02 347.94 255.95 439.80 356.24 287.69 260.36 237.55 220.04 208.23 195.16 181.11 165.15 151.36 127.39 106.46 97.91 91.73 88.96 88.96

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 2623

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

Manufacture of plywood provided carried out in plywood

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14 0 8 6 9 7 22 17 10 6 14 6 7 14 14 28 29 17 13 1 242

14 14 22 28 37 44 66 83 93 99 113 119 126 140 154 182 211 228 241 242

BAND

CUM.

5.79 5.79 0.00 5.79 3.31 9.09 2.48 11.57 3.72 15.29 2.89 18.18 9.09 27.27 7.02 34.30 4.13 38.43 2.48 40.91 5.79 46.69 2.48 49.17 2.89 52.07 5.79 57.85 5.79 63.64 11.57 75.21 11.98 87.19 7.02 94.21 5.37 99.59 0.41 100.00

PERCENTAGE rp

150.44 150.44 0.00 150.44 7.85 158.28 7.20 165.48 19.42 184.90 23.35 208.25 84.24 292.49 112.81 405.30 73.82 479.12 20.39 499.51 89.19 588.70 50.37 639.07 94.81 733.88 277.71 1,011.59 220.52 1,232.11 1,058.86 2,290.96 2,306.48 4,597.44 2,410.89 7,008.33 6,810.47 13,818.81 25.66 13,844.47 13,844.47

BAND

1.09 0.00 0.06 0.05 0.14 0.17 0.61 0.81 0.53 0.15 0.64 0.36 0.68 2.01 1.59 7.65 16.66 17.41 49.19 0.19

CUM.

1.09 1.09 1.14 1.20 1.34 1.50 2.11 2.93 3.46 3.61 4.25 4.62 5.30 7.31 8.90 16.55 33.21 50.62 99.81 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 3 2 2 0 10

BAND

0 0 0 0 0 0 0 0 0 0 1 1 2 2 3 3 6 8 10 10

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.00 10.00 0.00 10.00 10.00 20.00 0.00 20.00 10.00 30.00 0.00 30.00 30.00 60.00 20.00 80.00 20.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.66 0.00 3.76 0.00 37.83 0.00 150.98 988.47 923.08 0.00 2,105.78

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.66 1.66 5.42 5.42 43.24 43.24 194.23 1,182.70 2,105.78 2,105.78

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.08 0.08 0.00 0.08 0.18 0.26 0.00 0.26 1.80 2.05 0.00 2.05 7.17 9.22 46.94 56.16 43.84 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.86 0.00 3.96 0.00 17.15 0.00 6.55 41.00 13.55 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.28 0.26 0.74 0.54 3.51 1.89 4.22 16.88 15.24 15.21 15.21

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

Departmen Stores, Supermarkets, Shopping centre to warranty C

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,928 1,566 1,219 641 848 376 324 250 143 87 105 120 85 172 97 150 116 32 23 10 10,292

3,928 5,494 6,713 7,354 8,202 8,578 8,902 9,152 9,295 9,382 9,487 9,607 9,692 9,864 9,961 10,111 10,227 10,259 10,282 10,292

BAND

CUM.

38.17 38.17 15.22 53.38 11.84 65.23 6.23 71.45 8.24 79.69 3.65 83.35 3.15 86.49 2.43 88.92 1.39 90.31 0.85 91.16 1.02 92.18 1.17 93.34 0.83 94.17 1.67 95.84 0.94 96.78 1.46 98.24 1.13 99.37 0.31 99.68 0.22 99.90 0.10 100.00

PERCENTAGE rp

3,136.16 771.91 1,301.89 907.15 1,716.86 1,081.36 1,573.23 1,413.49 1,119.01 993.00 918.04 1,091.40 1,102.20 3,292.40 2,217.66 5,325.09 5,997.28 6,565.47 2,306.94 370.69 43,201.24

3,136.16 3,908.07 5,209.96 6,117.11 7,833.97 8,915.33 10,488.56 11,902.06 13,021.07 14,014.07 14,932.11 16,023.51 17,125.71 20,418.11 22,635.76 27,960.85 33,958.13 40,523.61 42,830.55 43,201.24

BAND

7.26 1.79 3.01 2.10 3.97 2.50 3.64 3.27 2.59 2.30 2.13 2.53 2.55 7.62 5.13 12.33 13.88 15.20 5.34 0.86

CUM.

7.26 9.05 12.06 14.16 18.13 20.64 24.28 27.55 30.14 32.44 34.56 37.09 39.64 47.26 52.40 64.72 78.60 93.80 99.14 100.00

PERCENTAGE f

22 10 5 15 11 5 9 4 1 6 2 0 1 9 3 18 8 4 1 0 134

BAND

CUM.

22 16.42 16.42 32 7.46 23.88 37 3.73 27.61 52 11.19 38.81 63 8.21 47.01 68 3.73 50.75 77 6.72 57.46 81 2.99 60.45 82 0.75 61.19 88 4.48 65.67 90 1.49 67.16 90 0.00 67.16 91 0.75 67.91 100 6.72 74.63 103 2.24 76.87 121 13.43 90.30 129 5.97 96.27 133 2.99 99.25 134 0.75 100.00 134 0.00 100.00

PERCENTAGE rp

5,118.13 4,710.68 374.30 1,633.10 3,182.39 1,632.27 3,225.79 1,677.75 1,340.25 1,903.85 2,686.61 0.00 10.00 2,191.52 553.42 17,736.55 245.59 131.40 6.36 0.00

5,118.13 9,828.80 10,203.10 11,836.21 15,018.60 16,650.86 19,876.65 21,554.40 22,894.65 24,798.50 27,485.11 27,485.11 27,495.11 29,686.63 30,240.05 47,976.60 48,222.19 48,353.59 48,359.95 48,359.95

48,359.95

BAND

CUM.

10.58 10.58 9.74 20.32 0.77 21.10 3.38 24.48 6.58 31.06 3.38 34.43 6.67 41.10 3.47 44.57 2.77 47.34 3.94 51.28 5.56 56.83 0.00 56.83 0.02 56.86 4.53 61.39 1.14 62.53 36.68 99.21 0.51 99.72 0.27 99.99 0.01 100.00 0.00 100.00

PERCENTAGE BAND

CUM

163.20 610.26 28.75 180.03 185.36 150.95 205.04 118.70 119.77 191.73 292.65 0.00 0.91 66.56 24.96 333.08 4.10 2.00 0.28 0.00

163.20 251.50 195.84 193.49 191.71 186.77 189.51 181.10 175.83 176.95 184.07 171.53 160.55 145.39 133.59 171.58 142.00 119.32 112.91 111.94 111.94

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 29412

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2005

15/02/2006

Hotels, Motels, Inss & the like as 3 stars or high

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

13 5 3 3 6 8 9 8 10 2 2 7 13 14 16 46 29 22 20 11 247

13 18 21 24 30 38 47 55 65 67 69 76 89 103 119 165 194 216 236 247

BAND

CUM.

5.26 5.26 2.02 7.29 1.21 8.50 1.21 9.72 2.43 12.15 3.24 15.38 3.64 19.03 3.24 22.27 4.05 26.32 0.81 27.13 0.81 27.94 2.83 30.77 5.26 36.03 5.67 41.70 6.48 48.18 18.62 66.80 11.74 78.54 8.91 87.45 8.10 95.55 4.45 100.00

PERCENTAGE rp

412.40 0.36 2.71 1.10 3.46 6.83 18.92 13.77 21.96 2.25 2.82 14.83 27.95 62.78 110.15 608.01 809.54 698.29 2,543.72 477.05 5,838.91

412.40 412.77 415.48 416.58 420.04 426.87 445.78 459.55 481.52 483.77 486.59 501.42 529.37 592.15 702.30 1,310.31 2,119.84 2,818.14 5,361.86 5,838.91

BAND

7.06 0.01 0.05 0.02 0.06 0.12 0.32 0.24 0.38 0.04 0.05 0.25 0.48 1.08 1.89 10.41 13.86 11.96 43.56 8.17

CUM.

7.06 7.07 7.12 7.13 7.19 7.31 7.63 7.87 8.25 8.29 8.33 8.59 9.07 10.14 12.03 22.44 36.31 48.26 91.83 100.00

PERCENTAGE f

3 0 0 0 0 0 0 0 0 0 0 0 0 0 1 8 6 3 7 2 30

BAND

3 3 3 3 3 3 3 3 3 3 3 3 3 3 4 12 18 21 28 30

CUM.

PERCENTAGE rp

10.00 10.00 409.56 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 0.00 10.00 0.00 409.56 3.33 13.33 3.69 413.25 26.67 40.00 1,313.59 1,726.84 20.00 60.00 517.39 2,244.23 10.00 70.00 22.45 2,266.68 23.33 93.33 140.99 2,407.67 6.67 100.00 0.00 2,407.67 2,407.67

BAND

CUM.

17.01 17.01 0.00 17.01 0.00 17.01 0.00 17.01 0.00 17.01 0.00 17.01 0.00 17.01 0.00 17.01 0.00 17.01 0.00 17.01 0.00 17.01 0.00 17.01 0.00 17.01 0.00 17.01 0.15 17.16 54.56 71.72 21.49 93.21 0.93 94.14 5.86 100.00 0.00 100.00

PERCENTAGE BAND

CUM

99.31 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.35 216.05 63.91 3.22 5.54 0.00

99.31 99.22 98.58 98.32 97.50 95.95 91.87 89.12 85.06 84.66 84.17 81.68 77.37 69.16 58.84 131.79 105.87 80.43 44.90 41.23 41.23

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 23001

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14 7 9 3 5 13 20 13 15 11 14 22 3 28 18 29 42 20 32 8 326

14 21 30 33 38 51 71 84 99 110 124 146 149 177 195 224 266 286 318 326

BAND

CUM.

4.29 4.29 2.15 6.44 2.76 9.20 0.92 10.12 1.53 11.66 3.99 15.64 6.13 21.78 3.99 25.77 4.60 30.37 3.37 33.74 4.29 38.04 6.75 44.79 0.92 45.71 8.59 54.29 5.52 59.82 8.90 68.71 12.88 81.60 6.13 87.73 9.82 97.55 2.45 100.00

PERCENTAGE rp

80.40 80.40 2.10 82.50 3.29 85.78 1.56 87.35 4.47 91.82 16.71 108.53 35.25 143.78 42.55 186.32 69.12 255.45 42.17 297.61 72.10 369.71 116.23 485.93 26.08 512.01 241.99 754.01 191.96 945.96 588.55 1,534.51 1,462.97 2,997.48 1,635.32 4,632.80 4,297.26 8,930.06 1,573.32 10,503.39 10,503.39

BAND

0.77 0.02 0.03 0.01 0.04 0.16 0.34 0.41 0.66 0.40 0.69 1.11 0.25 2.30 1.83 5.60 13.93 15.57 40.91 14.98

CUM.

0.77 0.79 0.82 0.83 0.87 1.03 1.37 1.77 2.43 2.83 3.52 4.63 4.87 7.18 9.01 14.61 28.54 44.11 85.02 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 0 1 0 6 0 1 0 9

BAND

0 0 0 0 0 0 0 1 1 1 1 1 1 1 2 2 8 8 9 9

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 11.11 22.22 0.00 22.22 66.67 88.89 0.00 88.89 11.11 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.12 0.00 367.47 0.00 178.47 0.00 596.05

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.12 50.12 417.58 417.58 596.05 596.05

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.39 8.39 0.00 8.39 0.00 8.39 0.00 8.39 0.00 8.39 0.00 8.39 0.00 8.39 0.02 8.41 0.00 8.41 61.65 70.06 0.00 70.06 29.94 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 117.51 0.00 0.00 0.00 0.00 0.00 0.00 0.06 0.00 25.12 0.00 4.15 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 26.83 19.57 16.80 13.52 10.29 9.77 6.63 5.30 3.27 13.93 9.01 6.67 5.67 5.67

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 2465

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

Garmen Factories ( Konveksi )

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

468 673 1,015 710 912 495 355 276 180 88 71 93 72 97 67 124 103 38 28 8 5,873

468 1,141 2,156 2,866 3,778 4,273 4,628 4,904 5,084 5,172 5,243 5,336 5,408 5,505 5,572 5,696 5,799 5,837 5,865 5,873

BAND

CUM.

7.97 7.97 11.46 19.43 17.28 36.71 12.09 48.80 15.53 64.33 8.43 72.76 6.04 78.80 4.70 83.50 3.06 86.57 1.50 88.06 1.21 89.27 1.58 90.86 1.23 92.08 1.65 93.73 1.14 94.87 2.11 96.99 1.75 98.74 0.65 99.39 0.48 99.86 0.14 100.00

PERCENTAGE rp

1,041.70 264.83 707.35 746.52 1,408.15 1,125.68 1,177.65 1,080.37 1,054.59 643.57 468.98 790.39 788.42 1,215.00 1,256.07 3,867.16 3,838.78 2,510.50 2,048.38 369.97 25,664.12

1,041.70 1,306.54 2,013.89 2,760.41 4,168.55 5,294.23 6,471.88 7,552.25 8,606.84 9,250.41 9,719.39 10,509.78 11,298.20 12,513.20 13,769.27 17,636.44 21,475.21 23,985.71 26,034.09 25,664.12

BAND

4.06 1.03 2.76 2.91 5.49 4.39 4.59 4.21 4.11 2.51 1.83 3.08 3.07 4.73 4.89 15.07 14.96 9.78 7.98 1.44

CUM.

4.06 5.09 7.85 10.76 16.24 20.63 25.22 29.43 33.54 36.04 37.87 40.95 44.02 48.76 53.65 68.72 83.68 93.46 101.44 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

4 4 2 7 3 2 0 3 0 0 2 1 3 1 2 3 9 3 9 0

4 6.90 6.90 317.62 8 6.90 13.79 182.96 10 3.45 17.24 128.05 17 12.07 29.31 559.43 20 5.17 34.48 500.00 22 3.45 37.93 486.82 22 0.00 37.93 0.00 25 5.17 43.10 310.27 25 0.00 43.10 0.00 25 0.00 43.10 0.00 27 3.45 46.55 277.58 28 1.72 48.28 7.20 31 5.17 53.45 183.53 32 1.72 55.17 8.50 34 3.45 58.62 275.25 37 5.17 63.79 7,546.25 46 15.52 79.31 867.78 49 5.17 84.48 43.09 58 15.52 100.00 453.90 58 0.00 100.00 0.00

12,148.22

317.62 500.58 628.63 1,188.06 1,688.06 2,174.88 2,174.88 2,485.14 2,485.14 2,485.14 2,762.72 2,769.92 2,953.45 2,961.95 3,237.20 10,783.45 11,651.23 11,694.32 12,148.22 12,148.22

BAND

CUM.

2.61 2.61 1.51 4.12 1.05 5.17 4.61 9.78 4.12 13.90 4.01 17.90 0.00 17.90 2.55 20.46 0.00 20.46 0.00 20.46 2.28 22.74 0.06 22.80 1.51 24.31 0.07 24.38 2.27 26.65 62.12 88.77 7.14 95.91 0.35 96.26 3.74 100.00 0.00 100.00

PERCENTAGE BAND

30.49 69.09 18.10 74.94 35.51 43.25 0.00 28.72 0.00 0.00 59.19 0.91 23.28 0.70 21.91 195.14 22.61 1.72 22.16 0.00

CUM

30.49 38.31 31.21 43.04 40.50 41.08 33.61 32.91 28.87 26.87 28.42 26.36 26.14 23.67 23.51 61.14 54.25 48.76 46.66 47.34 47.34

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 2623

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

Manufacture of plywood provided carried out in plywood

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

23 1 4 8 7 7 16 15 13 6 12 7 12 17 14 34 31 34 49 3 313

23 24 28 36 43 50 66 81 94 100 112 119 131 148 162 196 227 261 310 313

BAND

CUM.

PERCENTAGE rp

7.35 7.35 1,094.48 1,094.48 0.32 7.67 0.15 1,094.63 1.28 8.95 4.29 1,098.93 2.56 11.50 9.55 1,108.48 2.24 13.74 397.35 1,505.83 2.24 15.97 16.42 1,522.25 5.11 21.09 46.52 1,568.77 4.79 25.88 89.29 1,658.06 4.15 30.03 74.08 1,732.14 1.92 31.95 30.39 1,762.52 3.83 35.78 70.03 1,832.55 2.24 38.02 90.17 1,922.72 3.83 41.85 165.76 2,088.48 5.43 47.28 278.73 2,367.21 4.47 51.76 232.36 2,599.57 10.86 62.62 1,166.97 3,766.54 9.90 72.52 1,787.93 5,554.47 10.86 83.39 3,563.70 9,118.17 15.65 99.04 15,027.41 24,145.58 0.96 100.00 4,690.65 28,836.23 28,836.23

BAND

3.80 0.00 0.01 0.03 1.38 0.06 0.16 0.31 0.26 0.11 0.24 0.31 0.57 0.97 0.81 4.05 6.20 12.36 52.11 16.27

PERCENTAGE

CUM.

3.80 3.80 3.81 3.84 5.22 5.28 5.44 5.75 6.01 6.11 6.36 6.67 7.24 8.21 9.01 13.06 19.26 31.62 83.73 100.00

3 0 0 0 2 0 0 0 0 1 0 0 0 2 0 3 4 5 13 0

3 9.09 9.09 3 0.00 9.09 3 0.00 9.09 3 0.00 9.09 5 6.06 15.15 5 0.00 15.15 5 0.00 15.15 5 0.00 15.15 5 0.00 15.15 6 3.03 18.18 6 0.00 18.18 6 0.00 18.18 6 0.00 18.18 8 6.06 24.24 8 0.00 24.24 11 9.09 33.33 15 12.12 45.45 20 15.15 60.61 33 39.39 100.00 33 0.00 100.00

BAND

CUM.

PERCENTAGE rp

8,628.14 0.00 0.00 0.00 1,978.89 0.00 0.00 0.00 0.00 414.31 0.00 0.00 0.00 31.05 0.00 162.81 722.90 20,452.26 7,970.58 0.00 40,360.95

8,628.14 8,628.14 8,628.14 8,628.14 10,607.03 10,607.03 10,607.03 10,607.03 10,607.03 11,021.34 11,021.34 11,021.34 11,021.34 11,052.39 11,052.39 11,215.20 11,938.10 32,390.36 40,360.95 40,360.95

BAND

CUM.

PERCENTAGE BAND

21.38 21.38 788.33 0.00 21.38 0.00 0.00 21.38 0.00 0.00 21.38 0.00 4.90 26.28 498.02 0.00 26.28 0.00 0.00 26.28 0.00 0.00 26.28 0.00 0.00 26.28 0.00 1.03 27.31 1,363.53 0.00 27.31 0.00 0.00 27.31 0.00 0.00 27.31 0.00 0.08 27.38 11.14 0.00 27.38 0.00 0.40 27.79 13.95 1.79 29.58 40.43 50.67 80.25 573.91 19.75 100.00 53.04 0.00 100.00 0.00

CUM

788.33 788.22 785.14 778.38 704.40 696.80 676.14 639.73 612.37 625.32 601.42 573.22 527.72 466.90 425.16 297.76 214.93 355.23 167.16 139.97 139.97

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

Departmen Stores, Supermarkets, Shopping centre to warranty C

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,093 2,165 2,263 977 900 472 333 339 184 144 99 99 86 159 103 245 179 82 72 12 13,006

4,093 6,258 8,521 9,498 10,398 10,870 11,203 11,542 11,726 11,870 11,969 12,068 12,154 12,313 12,416 12,661 12,840 12,922 12,994 13,006

BAND

CUM.

PERCENTAGE rp

31.47 31.47 3,872.57 3,872.57 16.65 48.12 897.06 4,769.63 17.40 65.52 1,538.30 6,307.93 7.51 73.03 1,375.43 7,683.36 6.92 79.95 1,944.87 9,628.23 3.63 83.58 1,308.39 10,936.62 2.56 86.14 1,506.52 12,443.14 2.61 88.74 1,570.93 14,014.07 1.41 90.16 1,158.00 15,172.07 1.11 91.27 1,011.16 16,183.23 0.76 92.03 979.29 17,162.52 0.76 92.79 1,495.93 18,658.44 0.66 93.45 1,117.16 19,775.60 1.22 94.67 2,667.67 22,443.27 0.79 95.46 2,453.18 24,896.45 1.88 97.35 8,239.43 33,135.88 1.38 98.72 11,144.74 44,280.62 0.63 99.35 9,932.52 54,213.14 0.55 99.91 14,551.76 68,764.90 0.09 100.00 5,222.33 73,987.23 73,987.23

BAND

5.23 1.21 2.08 1.86 2.63 1.77 2.04 2.12 1.57 1.37 1.32 2.02 1.51 3.61 3.32 11.14 15.06 13.42 19.67 7.06

CUM.

5.23 6.45 8.53 10.38 13.01 14.78 16.82 18.94 20.51 21.87 23.20 25.22 26.73 30.33 33.65 44.79 59.85 73.27 92.94 100.00

PERCENTAGE f

14 10 17 5 10 9 4 1 4 2 3 2 4 8 6 14 14 7 10 2 146

BAND

CUM.

14 9.59 9.59 24 6.85 16.44 41 11.64 28.08 46 3.42 31.51 56 6.85 38.36 65 6.16 44.52 69 2.74 47.26 70 0.68 47.95 74 2.74 50.68 76 1.37 52.05 79 2.05 54.11 81 1.37 55.48 85 2.74 58.22 93 5.48 63.70 99 4.11 67.81 113 9.59 77.40 127 9.59 86.99 134 4.79 91.78 144 6.85 98.63 146 1.37 100.00

PERCENTAGE rp

7,324.38 435.42 1,425.46 256.24 1,907.47 403.42 871.34 18.66 468.98 451.78 223.85 2,907.48 6,317.58 5,920.76 8,235.39 4,332.37 1,052.41 333.35 147.92 178.96 43,213.22

7,324.38 7,759.80 9,185.27 9,441.51 11,348.98 11,752.40 12,623.74 12,642.39 13,111.37 13,563.15 13,787.00 16,694.48 23,012.06 28,932.83 37,168.22 41,500.59 42,552.99 42,886.34 43,034.26 43,213.22

BAND

CUM.

16.95 16.95 1.01 17.96 3.30 21.26 0.59 21.85 4.41 26.26 0.93 27.20 2.02 29.21 0.04 29.26 1.09 30.34 1.05 31.39 0.52 31.90 6.73 38.63 14.62 53.25 13.70 66.95 19.06 86.01 10.03 96.04 2.44 98.47 0.77 99.24 0.34 99.59 0.41 100.00

PERCENTAGE BAND

CUM

189.13 48.54 92.66 18.63 98.08 30.83 57.84 1.19 40.50 44.68 22.86 194.36 565.51 221.95 335.70 52.58 9.44 3.36 1.02 3.43

189.13 162.69 145.61 122.88 117.87 107.46 101.45 90.21 86.42 83.81 80.33 89.47 116.37 128.92 149.29 125.24 96.10 79.11 62.58 58.41 58.41

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 29412

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/12/2005

15/02/2006

Hotels, Motels, Inss & the like as 3 stars or high

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

22 7 8 6 8 11 13 13 9 5 6 12 17 16 21 53 37 49 50 15 378

22 29 37 43 51 62 75 88 97 102 108 120 137 153 174 227 264 313 363 378

BAND

CUM.

5.82 5.82 1.85 7.67 2.12 9.79 1.59 11.38 2.12 13.49 2.91 16.40 3.44 19.84 3.44 23.28 2.38 25.66 1.32 26.98 1.59 28.57 3.17 31.75 4.50 36.24 4.23 40.48 5.56 46.03 14.02 60.05 9.79 69.84 12.96 82.80 13.23 96.03 3.97 100.00

PERCENTAGE rp

863.91 863.91 0.75 864.65 3.11 867.76 2.23 869.99 4.52 874.52 10.10 884.62 20.08 904.70 26.88 931.58 10.87 942.45 5.09 947.53 20.08 967.62 47.40 1,015.02 83.89 1,098.90 79.67 1,178.57 154.04 1,332.61 729.42 2,062.03 1,195.64 3,257.67 2,402.29 5,659.96 5,674.38 11,334.34 1,681.63 13,015.97 13,015.97

BAND

6.64 0.01 0.02 0.02 0.03 0.08 0.15 0.21 0.08 0.04 0.15 0.36 0.64 0.61 1.18 5.60 9.19 18.46 43.60 12.92

CUM.

6.64 6.64 6.67 6.68 6.72 6.80 6.95 7.16 7.24 7.28 7.43 7.80 8.44 9.05 10.24 15.84 25.03 43.48 87.08 100.00

PERCENTAGE f

0 0 0 0 0 0 1 0 0 0 0 0 0 0 3 8 3 3 13 2 33

BAND

CUM.

PERCENTAGE rp

0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 1 3.03 3.03 11.48 11.48 1 0.00 3.03 0.00 11.48 1 0.00 3.03 0.00 11.48 1 0.00 3.03 0.00 11.48 1 0.00 3.03 0.00 11.48 1 0.00 3.03 0.00 11.48 1 0.00 3.03 0.00 11.48 1 0.00 3.03 0.00 11.48 4 9.09 12.12 5.35 16.83 12 24.24 36.36 10,748.10 10,764.93 15 9.09 45.45 201.65 10,966.59 18 9.09 54.55 306.70 11,273.28 31 39.39 93.94 699.75 11,973.03 33 6.06 100.00 183.19 12,156.22 12,156.22

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.09 0.09 57.16 0.00 0.09 0.00 0.00 0.09 0.00 0.00 0.09 0.00 0.00 0.09 0.00 0.00 0.09 0.00 0.00 0.09 0.00 0.00 0.09 0.00 0.04 0.14 3.48 88.42 88.55 1,473.52 1.66 90.21 16.87 2.52 92.74 12.77 5.76 98.49 12.33 1.51 100.00 10.89

CUM

0.00 0.00 0.00 0.00 0.00 0.00 1.27 1.23 1.22 1.21 1.19 1.13 1.04 0.97 1.26 522.06 336.64 199.18 105.64 93.39 93.39

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 23001

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

15 4 7 6 10 12 17 19 14 14 16 22 5 36 22 38 40 24 30 8 359

15 19 26 32 42 54 71 90 104 118 134 156 161 197 219 257 297 321 351 359

BAND

CUM.

4.18 4.18 1.11 5.29 1.95 7.24 1.67 8.91 2.79 11.70 3.34 15.04 4.74 19.78 5.29 25.07 3.90 28.97 3.90 32.87 4.46 37.33 6.13 43.45 1.39 44.85 10.03 54.87 6.13 61.00 10.58 71.59 11.14 82.73 6.69 89.42 8.36 97.77 2.23 100.00

PERCENTAGE rp

118.69 118.69 0.47 119.16 2.08 121.25 2.03 123.28 5.51 128.79 14.44 143.23 26.14 169.37 99.44 268.81 51.47 320.27 60.98 381.25 52.05 433.30 119.71 553.01 43.40 596.41 188.43 784.84 275.49 1,060.33 596.70 1,657.03 1,322.57 2,979.60 1,588.17 4,567.77 3,749.15 8,316.92 2,065.56 10,382.48 10,382.48

BAND

1.14 0.00 0.02 0.02 0.05 0.14 0.25 0.96 0.50 0.59 0.50 1.15 0.42 1.81 2.65 5.75 12.74 15.30 36.11 19.89

CUM.

1.14 1.15 1.17 1.19 1.24 1.38 1.63 2.59 3.08 3.67 4.17 5.33 5.74 7.56 10.21 15.96 28.70 44.00 80.11 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 2 1 1 0 6

BAND

1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 4 5 6 6

CUM.

PERCENTAGE rp

16.67 16.67 44.92 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 16.67 33.33 17.63 62.55 0.00 33.33 0.00 62.55 0.00 33.33 0.00 62.55 0.00 33.33 0.00 62.55 0.00 33.33 0.00 62.55 33.33 66.67 67.36 129.90 16.67 83.33 237.21 367.11 16.67 100.00 1,826.07 2,193.19 0.00 100.00 0.00 2,193.19 2,193.19

BAND

CUM.

2.05 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.80 2.85 0.00 2.85 0.00 2.85 0.00 2.85 0.00 2.85 3.07 5.92 10.82 16.74 83.26 100.00 0.00 100.00

PERCENTAGE BAND

37.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.72 0.00 0.00 0.00 0.00 5.09 14.94 48.71 0.00

CUM

37.85 37.70 37.05 36.44 34.88 31.36 26.52 16.71 14.03 11.78 10.37 11.31 10.49 7.97 5.90 3.77 4.36 8.04 26.37 21.12 21.12

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 2465

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

Garmen Factories ( Konveksi )

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

546 684 991 734 890 534 439 304 201 100 111 85 75 104 90 152 77 42 34 11 6,204

546 1,230 2,221 2,955 3,845 4,379 4,818 5,122 5,323 5,423 5,534 5,619 5,694 5,798 5,888 6,040 6,117 6,159 6,193 6,204

BAND

CUM.

8.80 8.80 11.03 19.83 15.97 35.80 11.83 47.63 14.35 61.98 8.61 70.58 7.08 77.66 4.90 82.56 3.24 85.80 1.61 87.41 1.79 89.20 1.37 90.57 1.21 91.78 1.68 93.46 1.45 94.91 2.45 97.36 1.24 98.60 0.68 99.27 0.55 99.82 0.18 100.00

PERCENTAGE rp

1,342.76 257.78 812.95 744.76 1,230.01 1,182.94 1,277.11 1,307.10 1,098.65 573.03 728.71 688.60 793.86 1,581.30 1,146.32 3,256.60 2,280.96 2,302.30 1,400.39 289.36 24,295.51

1,342.76 1,600.54 2,413.49 3,158.25 4,388.27 5,571.21 6,848.33 8,155.43 9,254.08 9,827.11 10,555.83 11,244.42 12,038.28 13,619.59 14,765.90 18,022.50 20,303.46 22,605.76 24,006.15 24,295.51

BAND

5.53 1.06 3.35 3.07 5.06 4.87 5.26 5.38 4.52 2.36 3.00 2.83 3.27 6.51 4.72 13.40 9.39 9.48 5.76 1.19

CUM.

5.53 6.59 9.93 13.00 18.06 22.93 28.19 33.57 38.09 40.45 43.45 46.28 49.55 56.06 60.78 74.18 83.57 93.04 98.81 100.00

PERCENTAGE f

7 0 3 1 3 1 3 6 2 2 1 1 1 1 3 6 9 9 5 0 64

BAND

CUM.

7 10.94 10.94 7 0.00 10.94 10 4.69 15.63 11 1.56 17.19 14 4.69 21.88 15 1.56 23.44 18 4.69 28.13 24 9.38 37.50 26 3.13 40.63 28 3.13 43.75 29 1.56 45.31 30 1.56 46.88 31 1.56 48.44 32 1.56 50.00 35 4.69 54.69 41 9.38 64.06 50 14.06 78.13 59 14.06 92.19 64 7.81 100.00 64 0.00 100.00

PERCENTAGE rp

21,036.93 0.00 93.41 230.88 22.50 9.22 1,453.98 2,168.13 1,320.46 5,459.19 6.37 5.40 1.82 28.90 39.91 2,835.96 43,331.83 109.02 8,273.02 0.00 86,426.93

21,036.93 21,036.93 21,130.34 21,361.22 21,383.72 21,392.94 22,846.92 25,015.05 26,335.50 31,794.69 31,801.06 31,806.47 31,808.29 31,837.18 31,877.10 34,713.06 78,044.89 78,153.91 86,426.93 86,426.93

BAND

CUM.

PERCENTAGE BAND

CUM

24.34 24.34 1,566.69 1,566.69 0.00 24.34 0.00 1,314.37 0.11 24.45 11.49 875.51 0.27 24.72 31.00 676.36 0.03 24.74 1.83 487.29 0.01 24.75 0.78 383.99 1.68 26.43 113.85 333.61 2.51 28.94 165.87 306.73 1.53 30.47 120.19 284.58 6.32 36.79 952.68 323.54 0.01 36.80 0.87 301.27 0.01 36.80 0.78 282.86 0.00 36.80 0.23 264.23 0.03 36.84 1.83 233.76 0.05 36.88 3.48 215.88 3.28 40.16 87.08 192.61 50.14 90.30 1,899.72 384.39 0.13 90.43 4.74 345.73 9.57 100.00 590.76 360.02 0.00 100.00 0.00 355.73 355.73

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 2623

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

Manufacture of plywood provided carried out in plywood

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

17 2 2 6 11 9 9 18 12 11 12 23 12 28 22 29 52 35 39 7 356

17 19 21 27 38 47 56 74 86 97 109 132 144 172 194 223 275 310 349 356

BAND

CUM.

PERCENTAGE rp

4.78 4.78 1,209.19 1,209.19 0.56 5.34 1.22 1,210.41 0.56 5.90 3.43 1,213.84 1.69 7.58 7.69 1,221.53 3.09 10.67 20.69 1,242.23 2.53 13.20 29.73 1,271.96 2.53 15.73 28.81 1,300.77 5.06 20.79 91.12 1,391.89 3.37 24.16 64.60 1,456.49 3.09 27.25 125.11 1,581.61 3.37 30.62 70.26 1,651.87 6.46 37.08 351.07 2,002.94 3.37 40.45 113.69 2,116.63 7.87 48.31 575.54 2,692.17 6.18 54.49 349.20 3,041.36 8.15 62.64 1,057.69 4,099.06 14.61 77.25 1,964.78 6,063.83 9.83 87.08 2,910.41 8,974.25 10.96 98.03 11,538.06 20,512.31 1.97 100.00 2,753.88 23,266.19 23,266.19

BAND

5.20 0.01 0.01 0.03 0.09 0.13 0.12 0.39 0.28 0.54 0.30 1.51 0.49 2.47 1.50 4.55 8.44 12.51 49.59 11.84

CUM.

5.20 5.20 5.22 5.25 5.34 5.47 5.59 5.98 6.26 6.80 7.10 8.61 9.10 11.57 13.07 17.62 26.06 38.57 88.16 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 1 0 1 0 3 0 3 2 1 2 0 14

BAND

CUM.

0 0 0 0 0 0 0 1 1 2 2 3 3 6 6 9 11 12 14 14

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.14 7.14 0.00 7.14 7.14 14.29 0.00 14.29 7.14 21.43 0.00 21.43 21.43 42.86 0.00 42.86 21.43 64.29 14.29 78.57 7.14 85.71 14.29 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 121.37 0.00 594.83 0.00 1,082.79 0.00 55.39 1,830.38 4,261.35 47.48 0.00 7,993.60

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 121.37 121.37 716.20 716.20 1,799.00 1,799.00 1,854.39 3,684.78 7,946.12 7,993.60 7,993.60

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.52 1.52 0.00 1.52 7.44 8.96 0.00 8.96 13.55 22.51 0.00 22.51 0.69 23.20 22.90 46.10 53.31 99.41 0.59 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 97.01 0.00 169.43 0.00 188.14 0.00 5.24 93.16 146.42 0.41 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.67 7.35 35.76 33.84 66.82 59.15 45.24 60.77 88.54 38.97 34.36 34.36

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

Departmen Stores, Supermarkets, Shopping centre to warranty C

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,299 2,349 2,165 1,010 1,068 480 477 348 194 112 99 135 169 233 100 164 169 56 64 11 13,702

4,299 6,648 8,813 9,823 10,891 11,371 11,848 12,196 12,390 12,502 12,601 12,736 12,905 13,138 13,238 13,402 13,571 13,627 13,691 13,702

BAND

CUM.

31.37 31.37 17.14 48.52 15.80 64.32 7.37 71.69 7.79 79.48 3.50 82.99 3.48 86.47 2.54 89.01 1.42 90.42 0.82 91.24 0.72 91.96 0.99 92.95 1.23 94.18 1.70 95.88 0.73 96.61 1.20 97.81 1.23 99.04 0.41 99.45 0.47 99.92 0.08 100.00

PERCENTAGE rp

5,311.41 931.95 1,479.63 1,191.40 3,616.39 1,142.97 1,692.79 1,521.73 1,282.67 941.15 969.84 1,578.49 1,817.70 3,875.35 2,728.94 4,079.22 6,590.62 5,804.58 6,750.68 1,662.46 54,969.98

5,311.41 6,243.37 7,723.00 8,914.39 12,530.79 13,673.76 15,366.55 16,888.28 18,170.95 19,112.10 20,081.95 21,660.44 23,478.14 27,353.49 30,082.42 34,161.64 40,752.26 46,556.84 53,307.52 54,969.98

BAND

9.66 1.70 2.69 2.17 6.58 2.08 3.08 2.77 2.33 1.71 1.76 2.87 3.31 7.05 4.96 7.42 11.99 10.56 12.28 3.02

CUM.

9.66 11.36 14.05 16.22 22.80 24.87 27.95 30.72 33.06 34.77 36.53 39.40 42.71 49.76 54.73 62.15 74.14 84.70 96.98 100.00

PERCENTAGE f

19 3 8 3 4 4 3 4 3 0 4 3 2 10 8 3 7 8 4 3 103

BAND

CUM.

19 18.45 18.45 22 2.91 21.36 30 7.77 29.13 33 2.91 32.04 37 3.88 35.92 41 3.88 39.81 44 2.91 42.72 48 3.88 46.60 51 2.91 49.51 51 0.00 49.51 55 3.88 53.40 58 2.91 56.31 60 1.94 58.25 70 9.71 67.96 78 7.77 75.73 81 2.91 78.64 88 6.80 85.44 96 7.77 93.20 100 3.88 97.09 103 2.91 100.00

PERCENTAGE rp

4,837.69 265.45 969.01 91.63 155.09 26.80 1,344.32 41.16 1,226.98 0.00 1,949.55 3,296.58 15.08 901.84 334.33 2.89 493.26 2,043.00 20,302.34 199.73

4,837.69 5,103.14 6,072.15 6,163.78 6,318.87 6,345.68 7,690.00 7,731.16 8,958.14 8,958.14 10,907.69 14,204.28 14,219.35 15,121.19 15,455.52 15,458.40 15,951.67 17,994.66 38,297.00 38,496.73

38,496.73

BAND

CUM.

12.57 12.57 0.69 13.26 2.52 15.77 0.24 16.01 0.40 16.41 0.07 16.48 3.49 19.98 0.11 20.08 3.19 23.27 0.00 23.27 5.06 28.33 8.56 36.90 0.04 36.94 2.34 39.28 0.87 40.15 0.01 40.16 1.28 41.44 5.31 46.74 52.74 99.48 0.52 100.00

PERCENTAGE BAND

91.08 28.48 65.49 7.69 4.29 2.34 79.41 2.70 95.66 0.00 201.02 208.84 0.83 23.27 12.25 0.07 7.48 35.20 300.75 12.01

CUM

91.08 81.74 78.62 69.14 50.43 46.41 50.04 45.78 49.30 46.87 54.32 65.58 60.56 55.28 51.38 45.25 39.14 38.65 71.84 70.03 70.03

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 29412

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2005

15/02/2006

Hotels, Motels, Inss & the like as 3 stars or high

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14 9 9 8 6 8 12 14 13 8 12 19 18 18 18 42 57 62 70 21 438

14 23 32 40 46 54 66 80 93 101 113 132 150 168 186 228 285 347 417 438

BAND

CUM.

PERCENTAGE rp

3.20 3.20 335.90 335.90 2.05 5.25 0.88 336.77 2.05 7.31 2.11 338.88 1.83 9.13 2.50 341.39 1.37 10.50 16.77 358.16 1.83 12.33 6.94 365.10 2.74 15.07 15.25 380.36 3.20 18.26 24.55 404.91 2.97 21.23 40.44 445.35 1.83 23.06 27.22 472.57 2.74 25.80 42.36 514.93 4.34 30.14 58.17 573.09 4.11 34.25 106.39 679.48 4.11 38.36 109.93 789.41 4.11 42.47 131.46 920.87 9.59 52.05 647.54 1,568.42 13.01 65.07 1,139.69 2,708.11 14.16 79.22 2,028.51 4,736.62 15.98 95.21 4,798.52 9,535.14 4.79 100.00 40,698.98 50,234.12 50,234.12

BAND

0.67 0.00 0.00 0.00 0.03 0.01 0.03 0.05 0.08 0.05 0.08 0.12 0.21 0.22 0.26 1.29 2.27 4.04 9.55 81.02

CUM.

0.67 0.67 0.67 0.68 0.71 0.73 0.76 0.81 0.89 0.94 1.03 1.14 1.35 1.57 1.83 3.12 5.39 9.43 18.98 100.00

PERCENTAGE f

2 0 0 0 0 0 0 0 0 0 1 0 0 5 1 4 9 8 10 2 42

BAND

2 2 2 2 2 2 2 2 2 2 3 3 3 8 9 13 22 30 40 42

CUM.

4.76 4.76 0.00 4.76 0.00 4.76 0.00 4.76 0.00 4.76 0.00 4.76 0.00 4.76 0.00 4.76 0.00 4.76 0.00 4.76 2.38 7.14 0.00 7.14 0.00 7.14 11.90 19.05 2.38 21.43 9.52 30.95 21.43 52.38 19.05 71.43 23.81 95.24 4.76 100.00

PERCENTAGE rp

340.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.08 0.00 0.00 85.51 41.64 126.87 648.32 665.76 320.72 213.91 2,449.53

340.73 340.73 340.73 340.73 340.73 340.73 340.73 340.73 340.73 340.73 346.81 346.81 346.81 432.31 473.95 600.81 1,249.13 1,914.90 2,235.61 2,449.53

BAND

CUM.

13.91 13.91 0.00 13.91 0.00 13.91 0.00 13.91 0.00 13.91 0.00 13.91 0.00 13.91 0.00 13.91 0.00 13.91 0.00 13.91 0.25 14.16 0.00 14.16 0.00 14.16 3.49 17.65 1.70 19.35 5.18 24.53 26.47 50.99 27.18 78.17 13.09 91.27 8.73 100.00

PERCENTAGE BAND

CUM

101.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.35 0.00 0.00 77.79 31.67 19.59 56.89 32.82 6.68 0.53

101.44 101.17 100.54 99.81 95.13 93.32 89.58 84.15 76.51 72.10 67.35 60.51 51.04 54.76 51.47 38.31 46.13 40.43 23.45 4.88 4.88

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 23001

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14 6 6 6 28 11 13 15 19 10 7 14 8 38 16 33 47 13 26 5 335

14 20 26 32 60 71 84 99 118 128 135 149 157 195 211 244 291 304 330 335

BAND

CUM.

4.18 4.18 1.79 5.97 1.79 7.76 1.79 9.55 8.36 17.91 3.28 21.19 3.88 25.07 4.48 29.55 5.67 35.22 2.99 38.21 2.09 40.30 4.18 44.48 2.39 46.87 11.34 58.21 4.78 62.99 9.85 72.84 14.03 86.87 3.88 90.75 7.76 98.51 1.49 100.00

PERCENTAGE rp

314.68 11.40 0.90 24.22 14.51 7.97 5.91 25.38 81.48 39.42 18.51 49.14 48.78 266.13 130.26 424.13 1,252.56 277.32 556.34 73.46 3,610.70

314.68 326.08 326.99 351.20 365.71 373.68 367.78 393.16 474.64 514.06 532.56 581.70 630.48 896.61 1,026.87 1,451.00 2,703.57 2,980.89 3,537.23 3,610.70

BAND

8.72 0.32 0.03 0.67 0.40 0.22 0.16 0.70 2.26 1.09 0.51 1.36 1.35 7.37 3.61 11.75 34.69 7.68 15.41 2.03

CUM.

8.72 9.03 9.06 9.73 10.13 10.35 10.19 10.89 13.15 14.24 14.75 16.11 17.46 24.83 28.44 40.19 74.88 82.56 97.97 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 1 0 0 0 0 0 0 1 0 1 1 0 5

BAND

1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 3 3 4 5 5

CUM.

20.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 20.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 20.00 60.00 0.00 60.00 20.00 80.00 20.00 100.00 0.00 100.00

PERCENTAGE rp

700.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.00 0.00 0.00 0.00 0.00 0.00 0.00 250.00 0.00 50.50 28.49 0.00 1,035.99

700.00 700.00 700.00 700.00 700.00 700.00 700.00 700.00 707.00 707.00 707.00 707.00 707.00 707.00 707.00 957.00 957.00 1,007.50 1,035.99 1,035.99

BAND

CUM.

67.57 67.57 0.00 67.57 0.00 67.57 0.00 67.57 0.00 67.57 0.00 67.57 0.00 67.57 0.00 67.57 0.68 68.24 0.00 68.24 0.00 68.24 0.00 68.24 0.00 68.24 0.00 68.24 0.00 68.24 24.13 92.38 0.00 92.38 4.88 97.25 2.75 100.00 0.00 100.00

PERCENTAGE BAND

CUM

222.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.59 0.00 0.00 0.00 0.00 0.00 0.00 58.94 0.00 18.21 5.12 0.00

222.45 214.67 214.08 199.32 191.41 187.32 190.33 178.04 148.96 137.53 132.75 121.54 112.14 78.85 68.85 65.95 35.40 33.80 29.29 28.69 28.69

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 2465

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

Garmen Factories ( Konveksi )

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

496 607 1,000 654 798 501 391 280 189 104 80 83 66 61 43 113 78 22 22 2 5,590

496 1,103 2,103 2,757 3,555 4,056 4,447 4,727 4,916 5,020 5,100 5,183 5,249 5,310 5,353 5,466 5,544 5,566 5,588 5,590

BAND

CUM.

8.87 8.87 10.86 19.73 17.89 37.62 11.70 49.32 14.28 63.60 8.96 72.56 6.99 79.55 5.01 84.56 3.38 87.94 1.86 89.80 1.43 91.23 1.48 92.72 1.18 93.90 1.09 94.99 0.77 95.76 2.02 97.78 1.40 99.18 0.39 99.57 0.39 99.96 0.04 100.00

PERCENTAGE rp

564.59 213.28 635.07 689.14 1,185.63 1,055.00 1,189.19 1,115.26 964.87 618.43 558.96 647.57 635.65 812.68 590.88 2,333.48 2,511.59 783.83 2,167.02 26.04 19,298.16

564.59 777.86 1,412.94 2,102.08 3,287.71 4,342.71 5,531.90 6,647.16 7,612.03 8,230.46 8,789.42 9,436.99 10,072.65 10,885.33 11,476.21 13,809.68 16,321.27 17,105.11 19,272.12 19,298.16

BAND

2.93 1.11 3.29 3.57 6.14 5.47 6.16 5.78 5.00 3.20 2.90 3.36 3.29 4.21 3.06 12.09 13.01 4.06 11.23 0.13

CUM.

2.93 4.03 7.32 10.89 17.04 22.50 28.67 34.44 39.44 42.65 45.55 48.90 52.19 56.41 59.47 71.56 84.57 88.64 99.87 100.00

PERCENTAGE f

2 0 4 2 1 1 0 2 0 1 0 6 0 0 0 3 3 3 0 0 28

CUM.

PERCENTAGE

BAND

2 2 6 8 9 10 10 12 12 13 13 19 19 19 19 22 25 28 28 28

7.14 7.14 34.12 0.00 7.14 0.00 14.29 21.43 511.21 7.14 28.57 135.74 3.57 32.14 15.00 3.57 35.71 18.00 0.00 35.71 0.00 7.14 42.86 582.29 0.00 42.86 0.00 3.57 46.43 2.00 0.00 46.43 0.00 21.43 67.86 3,633.96 0.00 67.86 0.00 0.00 67.86 0.00 0.00 67.86 0.00 10.71 78.57 32.21 10.71 89.29 10.25 10.71 100.00 499.01 0.00 100.00 0.00 0.00 100.00 0.00 5,473.78

34.12 34.12 545.33 681.07 696.07 714.07 714.07 1,296.36 1,296.36 1,298.36 1,298.36 4,932.32 4,932.32 4,932.32 4,932.32 4,964.53 4,974.77 5,473.78 5,473.78 5,473.78

BAND

CUM.

0.62 0.62 0.00 0.62 9.34 9.96 2.48 12.44 0.27 12.72 0.33 13.05 0.00 13.05 10.64 23.68 0.00 23.68 0.04 23.72 0.00 23.72 66.39 90.11 0.00 90.11 0.00 90.11 0.00 90.11 0.59 90.70 0.19 90.88 9.12 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

6.04 0.00 80.50 19.70 1.27 1.71 0.00 52.21 0.00 0.32 0.00 561.17 0.00 0.00 0.00 1.38 0.41 63.66 0.00 0.00

CUM

6.04 4.39 38.60 32.40 21.17 16.44 12.91 19.50 17.03 15.78 14.77 52.27 48.97 45.31 42.98 35.95 30.48 32.00 28.40 28.36 28.36

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 2623

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

Manufacture of plywood provided carried out in plywood

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

11 2 4 7 14 3 10 11 7 6 4 14 9 23 18 34 34 16 21 5 253

11 13 17 24 38 41 51 62 69 75 79 93 102 125 143 177 211 227 248 253

BAND

CUM.

4.35 4.35 0.79 5.14 1.58 6.72 2.77 9.49 5.53 15.02 1.19 16.21 3.95 20.16 4.35 24.51 2.77 27.27 2.37 29.64 1.58 31.23 5.53 36.76 3.56 40.32 9.09 49.41 7.11 56.52 13.44 69.96 13.44 83.40 6.32 89.72 8.30 98.02 1.98 100.00

PERCENTAGE rp

277.84 0.93 5.54 10.17 26.24 8.80 32.37 56.40 54.66 37.83 22.43 136.80 82.15 438.59 372.29 869.31 1,509.78 1,034.88 2,976.96 238.92 8,192.91

277.84 278.77 284.31 294.48 320.72 329.52 361.90 418.30 472.95 510.79 533.22 670.02 752.17 1,190.76 1,563.06 2,432.37 3,942.15 4,977.03 7,953.99 8,192.91

BAND

3.39 0.01 0.07 0.12 0.32 0.11 0.40 0.69 0.67 0.46 0.27 1.67 1.00 5.35 4.54 10.61 18.43 12.63 36.34 2.92

CUM.

3.39 3.40 3.47 3.59 3.91 4.02 4.42 5.11 5.77 6.23 6.51 8.18 9.18 14.53 19.08 29.69 48.12 60.75 97.08 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 1 2 2 0 0 0 0 5

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 20.00 20.00 3 40.00 60.00 5 40.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.50 148.89 248.14 0.00 0.00 0.00 0.00 399.53

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.50 151.39 399.53 399.53 399.53 399.53 399.53

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.63 37.27 62.11 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.63 37.89 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.57 39.99 28.54 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.21 9.69 16.43 10.13 8.03 5.02 4.88 4.88

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

Departmen Stores, Supermarkets, Shopping centre to warranty C

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,716 1,821 1,620 836 787 396 379 258 178 105 95 102 99 107 87 164 113 39 31 10 9,943

2,716 4,537 6,157 6,993 7,780 8,176 8,555 8,813 8,991 9,096 9,191 9,293 9,392 9,499 9,586 9,750 9,863 9,902 9,933 9,943

BAND

CUM.

27.32 27.32 18.31 45.63 16.29 61.92 8.41 70.33 7.92 78.25 3.98 82.23 3.81 86.04 2.59 88.64 1.79 90.43 1.06 91.48 0.96 92.44 1.03 93.46 1.00 94.46 1.08 95.53 0.87 96.41 1.65 98.06 1.14 99.20 0.39 99.59 0.31 99.90 0.10 100.00

PERCENTAGE rp

967.51 612.09 1,128.61 1,049.80 1,512.53 934.49 1,265.62 1,117.69 1,051.44 756.95 812.42 1,086.50 1,153.72 1,416.26 1,476.16 3,147.50 2,889.66 2,136.89 2,894.55 100.81 27,511.22

967.51 1,579.61 2,708.22 3,758.02 5,270.56 6,205.05 7,470.67 8,588.36 9,639.80 10,396.75 11,209.17 12,295.67 13,449.40 14,865.65 16,341.81 19,489.31 22,378.97 24,515.86 27,410.41 27,511.22

BAND

3.52 2.22 4.10 3.82 5.50 3.40 4.60 4.06 3.82 2.75 2.95 3.95 4.19 5.15 5.37 11.44 10.50 7.77 10.52 0.37

CUM.

3.52 5.74 9.84 13.66 19.16 22.55 27.16 31.22 35.04 37.79 40.74 44.69 48.89 54.03 59.40 70.84 81.34 89.11 99.63 100.00

PERCENTAGE f

3 5 8 0 0 3 2 0 2 0 1 0 1 1 0 0 4 3 2 0 35

BAND

CUM.

PERCENTAGE rp

3 8.57 8.57 780.00 780.00 8 14.29 22.86 337.30 1,117.30 16 22.86 45.71 1,215.15 2,332.46 16 0.00 45.71 0.00 2,332.46 16 0.00 45.71 0.00 2,332.46 19 8.57 54.29 525.18 2,857.64 21 5.71 60.00 802.21 3,659.85 21 0.00 60.00 0.00 3,659.85 23 5.71 65.71 3,200.00 6,859.85 23 0.00 65.71 0.00 6,859.85 24 2.86 68.57 8.50 6,868.34 24 0.00 68.57 0.00 6,868.34 25 2.86 71.43 399.50 7,267.84 26 2.86 74.29 25.00 7,292.84 26 0.00 74.29 0.00 7,292.84 26 0.00 74.29 0.00 7,292.84 30 11.43 85.71 155.98 7,448.82 33 8.57 94.29 56.59 7,505.40 35 5.71 100.00 286.22 7,791.62 35 0.00 100.00 0.00 7,791.62 7,791.62

BAND

CUM.

10.01 10.01 4.33 14.34 15.60 29.94 0.00 29.94 0.00 29.94 6.74 36.68 10.30 46.97 0.00 46.97 41.07 88.04 0.00 88.04 0.11 88.15 0.00 88.15 5.13 93.28 0.32 93.60 0.00 93.60 0.00 93.60 2.00 95.60 0.73 96.33 3.67 100.00 0.00 100.00

PERCENTAGE BAND

80.62 55.11 107.67 0.00 0.00 56.20 63.38 0.00 304.35 0.00 1.05 0.00 34.63 1.77 0.00 0.00 5.40 2.65 9.89 0.00

CUM

80.62 70.73 86.13 62.07 44.25 46.05 48.99 42.61 71.16 65.98 61.27 55.86 54.04 49.06 44.63 37.42 33.28 30.61 28.43 28.32 28.32

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 29412

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2005

15/02/2006

Hotels, Motels, Inss & the like as 3 stars or high

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 7 9 5 5 5 13 15 14 3 10 15 23 16 22 39 53 26 30 11 333

12 19 28 33 38 43 56 71 85 88 98 113 136 152 174 213 266 292 322 333

BAND

CUM.

3.60 3.60 2.10 5.71 2.70 8.41 1.50 9.91 1.50 11.41 1.50 12.91 3.90 16.82 4.50 21.32 4.20 25.53 0.90 26.43 3.00 29.43 4.50 33.93 6.91 40.84 4.80 45.65 6.61 52.25 11.71 63.96 15.92 79.88 7.81 87.69 9.01 96.70 3.30 100.00

PERCENTAGE rp

95.38 0.75 1.90 4.04 1.06 4.03 21.92 42.79 36.04 4.65 30.04 38.55 125.02 99.75 184.58 524.75 1,099.00 370.28 797.26 257.05 3,738.85

95.38 96.13 98.03 102.07 103.12 107.15 129.07 171.87 207.91 212.56 242.60 281.15 406.17 505.93 690.51 1,215.26 2,314.25 2,684.53 3,481.79 3,738.85

BAND

2.55 0.02 0.05 0.11 0.03 0.11 0.59 1.14 0.96 0.12 0.80 1.03 3.34 2.67 4.94 14.04 29.39 9.90 21.32 6.88

CUM.

2.55 2.57 2.62 2.73 2.76 2.87 3.45 4.60 5.56 5.69 6.49 7.52 10.86 13.53 18.47 32.50 61.90 71.80 93.12 100.00

PERCENTAGE f

0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 6 5 1 0 0 14

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 7.14 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 2 7.14 14.29 8 42.86 57.14 13 35.71 92.86 14 7.14 100.00 14 0.00 100.00 14 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 350.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.24 129.00 327.96 10.99 0.00 0.00 918.19

0.00 0.00 0.00 0.00 0.00 350.00 350.00 350.00 350.00 350.00 350.00 350.00 350.00 350.00 450.24 579.24 907.20 918.19 918.19 918.19

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 38.12 38.12 8,689.00 0.00 38.12 0.00 0.00 38.12 0.00 0.00 38.12 0.00 0.00 38.12 0.00 0.00 38.12 0.00 0.00 38.12 0.00 0.00 38.12 0.00 0.00 38.12 0.00 10.92 49.04 54.30 14.05 63.08 24.58 35.72 98.80 29.84 1.20 100.00 2.97 0.00 100.00 0.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 326.64 271.17 203.65 168.34 164.66 144.27 124.49 86.17 69.18 65.20 47.66 39.20 34.20 26.37 24.56 24.56