DAFTAR ISI TABEL GABUNGAN GRAFIK BAGIAN I RISK AND LOSS PROFILE 2003
Halaman
I.1
ALL CLASS OF BUSINESS
1
I.2
GROUP BY CLASS OF BUSINESS I.2.1 CLASS OF BUSINESS FIRE I.2.2 CLASS OF BUSINESS IAR I.2.3 CLASS OF BUSINESS LOP I.2.4 CLASS OF BUSINESS EQ
2 3 4 5
GROUP BY OCCUPATION CODE I.3.1 OCCUPATION CODE 20 I.3.2 OCCUPATION CODE 21 I.3.3 OCCUPATION CODE 22 I.3.4 OCCUPATION CODE 23 I.3.5 OCCUPATION CODE 24 I.3.6 OCCUPATION CODE 25 I.3.7 OCCUPATION CODE 26 I.3.8 OCCUPATION CODE 27 I.3.9 OCCUPATION CODE 28 I.3.10 OCCUPATION CODE 29 I.3.11 OCCUPATION CODE 30 I.3.12 OCCUPATION CODE 31 I.3.13 OCCUPATION CODE 32 I.3.14 OCCUPATION CODE 40
6 7 8 9 10 11 12 13 14 15 16 17 18 19
GROUP BY PROVINCE I.4.1 PROVINCE NANGROE ACEH DARUSSALAM I.4.2 PROVINCE SUMATERA UTARA I.4.3 PROVINCE SUMATERA BARAT I.4.4 PROVINCE RIAU I.4.5 PROVINCE JAMBI I.4.6 PROVINCE SUMATERA SELATAN I.4.7 PROVINCE BENGKULU I.4.8 PROVINCE LAMPUNG I.4.9 PROVINCE DKI JAKARTA I.4.10 PROVINCE JAWA BARAT I.4.11 PROVINCE JAWA TENGAH I.4.12 PROVINCE DI YOGYAKARTA I.4.13 PROVINCE JAWA TIMUR I.4.14 PROVINCE KALIMANTAN BARAT I.4.15 PROVINCE KALIMANTAN TENGAH I.4.16 PROVINCE KALIMANTAN SELATAN I.4.17 PROVINCE KALIMANTAN TIMUR I.4.18 PROVINCE SULAWESI UTARA I.4.19 PROVINCE SULAWESI TENGAH I.4.20 PROVINCE SULAWESI SELATAN I.4.21 PROVINCE SULAWESI TENGGARA I.4.22 PROVINCE BALI I.4.23 PROVINCE NUSA TENGGARA BARAT I.4.24 PROVINCE NUSA TENGGARA TIMUR I.4.25 PROVINCE MALUKU I.4.26 PROVINCE IRIAN JAYA I.4.27 PROVINCE MALUKU UTARA I.4.28 PROVINCE IRIAN JAYA BARAT I.4.29 PROVINCE BANTEN I.4.30 PROVINCE BANGKA BELITUNG I.4.31 PROVINCE GORONTALO I.4.32 PROVINCE KEPULAUAN RIAU
20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51
I.3
I.4
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
BAGIAN II RISK AND LOSS PROFILE 2004
Halaman
II.1
ALL CLASS OF BUSINESS
52
II.2
GROUP BY CLASS OF BUSINESS II.2.1 CLASS OF BUSINESS FIRE II.2.2 CLASS OF BUSINESS IAR II.2.3 CLASS OF BUSINESS LOP II.2.4 CLASS OF BUSINESS EQ
53 54 55 56
GROUP BY OCCUPATION CODE II.3.1 OCCUPATION CODE 20 II.3.2 OCCUPATION CODE 21 II.3.3 OCCUPATION CODE 22 II.3.4 OCCUPATION CODE 23 II.3.5 OCCUPATION CODE 24 II.3.6 OCCUPATION CODE 25 II.3.7 OCCUPATION CODE 26 II.3.8 OCCUPATION CODE 27 II.3.9 OCCUPATION CODE 28 II.3.10 OCCUPATION CODE 29 II.3.11 OCCUPATION CODE 30 II.3.12 OCCUPATION CODE 31 II.3.13 OCCUPATION CODE 32 II.3.14 OCCUPATION CODE 40
57 58 59 60 61 62 63 64 65 66 67 68 69 70
GROUP BY PROVINCE II.4.1 PROVINCE NANGROE ACEH DARUSSALAM II.4.2 PROVINCE SUMATERA UTARA II.4.3 PROVINCE SUMATERA BARAT II.4.4 PROVINCE RIAU II.4.5 PROVINCE JAMBI II.4.6 PROVINCE SUMATERA SELATAN II.4.7 PROVINCE BENGKULU II.4.8 PROVINCE LAMPUNG II.4.9 PROVINCE DKI JAKARTA II.4.10 PROVINCE JAWA BARAT II.4.11 PROVINCE JAWA TENGAH II.4.12 PROVINCE DI YOGYAKARTA II.4.13 PROVINCE JAWA TIMUR II.4.14 PROVINCE KALIMANTAN BARAT II.4.15 PROVINCE KALIMANTAN TENGAH II.4.16 PROVINCE KALIMANTAN SELATAN II.4.17 PROVINCE KALIMANTAN TIMUR II.4.18 PROVINCE SULAWESI UTARA II.4.19 PROVINCE SULAWESI TENGAH II.4.20 PROVINCE SULAWESI SELATAN II.4.21 PROVINCE SULAWESI TENGGARA II.4.22 PROVINCE BALI II.4.23 PROVINCE NUSA TENGGARA BARAT II.4.24 PROVINCE NUSA TENGGARA TIMUR II.4.25 PROVINCE MALUKU II.4.26 PROVINCE IRIAN JAYA II.4.27 PROVINCE MALUKU UTARA II.4.28 PROVINCE IRIAN JAYA BARAT II.4.29 PROVINCE BANTEN II.4.30 PROVINCE BANGKA BELITUNG II.4.31 PROVINCE GORONTALO II.4.32 PROVINCE KEPULAUAN RIAU
71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102
II.3
II.4
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
BAGIAN III RISK AND LOSS PROFILE 2005
Halaman
III.1
ALL CLASS OF BUSINESS
103
III.2
GROUP BY CLASS OF BUSINESS III.2.1 CLASS OF BUSINESS FIRE III.2.2 CLASS OF BUSINESS IAR III.2.3 CLASS OF BUSINESS LOP III.2.4 CLASS OF BUSINESS EQ
104 105 106 107
GROUP BY OCCUPATION CODE III.3.1 OCCUPATION CODE 20 III.3.2 OCCUPATION CODE 21 III.3.3 OCCUPATION CODE 22 III.3.4 OCCUPATION CODE 23 III.3.5 OCCUPATION CODE 24 III.3.6 OCCUPATION CODE 25 III.3.7 OCCUPATION CODE 26 III.3.8 OCCUPATION CODE 27 III.3.9 OCCUPATION CODE 28 III.3.10 OCCUPATION CODE 29 III.3.11 OCCUPATION CODE 30 III.3.12 OCCUPATION CODE 31 III.3.13 OCCUPATION CODE 32 III.3.14 OCCUPATION CODE 40
108 109 110 111 112 113 114 115 116 117 118 119 120 121
GROUP BY PROVINCE III.4.1 PROVINCE NANGROE ACEH DARUSSALAM III.4.2 PROVINCE SUMATERA UTARA III.4.3 PROVINCE SUMATERA BARAT III.4.4 PROVINCE RIAU III.4.5 PROVINCE JAMBI III.4.6 PROVINCE SUMATERA SELATAN III.4.7 PROVINCE BENGKULU III.4.8 PROVINCE LAMPUNG III.4.9 PROVINCE DKI JAKARTA III.4.10 PROVINCE JAWA BARAT III.4.11 PROVINCE JAWA TENGAH III.4.12 PROVINCE DI YOGYAKARTA III.4.13 PROVINCE JAWA TIMUR III.4.14 PROVINCE KALIMANTAN BARAT III.4.15 PROVINCE KALIMANTAN TENGAH III.4.16 PROVINCE KALIMANTAN SELATAN III.4.17 PROVINCE KALIMANTAN TIMUR III.4.18 PROVINCE SULAWESI UTARA III.4.19 PROVINCE SULAWESI TENGAH III.4.20 PROVINCE SULAWESI SELATAN III.4.21 PROVINCE SULAWESI TENGGARA III.4.22 PROVINCE BALI III.4.23 PROVINCE NUSA TENGGARA BARAT III.4.24 PROVINCE NUSA TENGGARA TIMUR III.4.25 PROVINCE MALUKU III.4.26 PROVINCE IRIAN JAYA III.4.27 PROVINCE MALUKU UTARA III.4.28 PROVINCE IRIAN JAYA BARAT III.4.29 PROVINCE BANTEN III.4.30 PROVINCE BANGKA BELITUNG III.4.31 PROVINCE GORONTALO III.4.32 PROVINCE KEPULAUAN RIAU
122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153
III.3
III.4
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
BAGIAN IV RISK AND LOSS PROFILE 2006
Halaman
IV.1
ALL CLASS OF BUSINESS
154
IV.2
GROUP BY CLASS OF BUSINESS IV.2.1 CLASS OF BUSINESS FIRE IV.2.2 CLASS OF BUSINESS IAR IV.2.3 CLASS OF BUSINESS LOP IV.2.4 CLASS OF BUSINESS EQ
155 156 157 158
GROUP BY OCCUPATION CODE IV.3.1 OCCUPATION CODE 20 IV.3.2 OCCUPATION CODE 21 IV.3.3 OCCUPATION CODE 22 IV.3.4 OCCUPATION CODE 23 IV.3.5 OCCUPATION CODE 24 IV.3.6 OCCUPATION CODE 25 IV.3.7 OCCUPATION CODE 26 IV.3.8 OCCUPATION CODE 27 IV.3.9 OCCUPATION CODE 28 IV.3.10 OCCUPATION CODE 29 IV.3.11 OCCUPATION CODE 30 IV.3.12 OCCUPATION CODE 31 IV.3.13 OCCUPATION CODE 32 IV.3.14 OCCUPATION CODE 40
159 160 161 162 163 164 165 166 167 168 169 170 171 172
GROUP BY PROVINCE IV.4.1 PROVINCE NANGROE ACEH DARUSSALAM IV.4.2 PROVINCE SUMATERA UTARA IV.4.3 PROVINCE SUMATERA BARAT IV.4.4 PROVINCE RIAU IV.4.5 PROVINCE JAMBI IV.4.6 PROVINCE SUMATERA SELATAN IV.4.7 PROVINCE BENGKULU IV.4.8 PROVINCE LAMPUNG IV.4.9 PROVINCE DKI JAKARTA IV.4.10 PROVINCE JAWA BARAT IV.4.11 PROVINCE JAWA TENGAH IV.4.12 PROVINCE DI YOGYAKARTA IV.4.13 PROVINCE JAWA TIMUR IV.4.14 PROVINCE KALIMANTAN BARAT IV.4.15 PROVINCE KALIMANTAN TENGAH IV.4.16 PROVINCE KALIMANTAN SELATAN IV.4.17 PROVINCE KALIMANTAN TIMUR IV.4.18 PROVINCE SULAWESI UTARA IV.4.19 PROVINCE SULAWESI TENGAH IV.4.20 PROVINCE SULAWESI SELATAN IV.4.21 PROVINCE SULAWESI TENGGARA IV.4.22 PROVINCE BALI IV.4.23 PROVINCE NUSA TENGGARA BARAT IV.4.24 PROVINCE NUSA TENGGARA TIMUR IV.4.25 PROVINCE MALUKU IV.4.26 PROVINCE IRIAN JAYA IV.4.27 PROVINCE MALUKU UTARA IV.4.28 PROVINCE IRIAN JAYA BARAT IV.4.29 PROVINCE BANTEN IV.4.30 PROVINCE BANGKA BELITUNG IV.4.31 PROVINCE GORONTALO IV.4.32 PROVINCE KEPULAUAN RIAU
173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204
IV.3
IV.4
BAGIAN V EXAMPLE FOR REAL OCCUPATION CODE PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30
Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2003 - 2006 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2003 TO 2006 Premium and Claim in Million Rp
UY 2003 OCCUPATION CODE
Number Policies
Number Claim
Premium
UY 2004 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2005 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2006 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
Claim Incurred
% LOSS RATIO
20 - (Mining,Drilling…etc)
339
27
17,834.93
4,749.98
26.63
411
54
10,488.36
22,504.99
214.57
597
19
20,880.95
30,769.52
147.36
634
13
4,911.95
2,721.89
21 - (Stones, Earth…etc)
996
18
18,255.63
16,933.11
92.76
1,162
40
21,166.27
19,780.87
93.45
1,548
42
16,067.44
2,931.00
18.24
1,145
7
5,637.86
1,033.13
18.32
22 - (Metals)
4,623
112
69,659.18
33,229.12
47.70
5,147
142
70,603.81
31,295.26
44.33
6,332
121
213,404.87
31,035.68
14.54
5,125
46
30,309.55
22,541.86
74.37
23 - (Chemical/Oils/Gas)
5,236
167
100,418.30
56,103.16
55.87
5,627
184
109,344.63
82,855.73
75.77
7,261
158
90,818.63
49,588.94
54.60
5,966
41
59,665.51
122,927.93
206.03
24 - (Textiles)
9,519
232
86,475.98
48,010.72
55.52
9,994
297
79,819.01
129,617.03
162.39
11,469
209
73,497.69
70,652.20
96.13
9,758
44
45,939.69
75,210.04
163.71
25 - (Paper,Leather,Rubber)
5,975
115
86,831.56
31,274.13
36.02
6,396
129
75,393.69
96,691.44
128.25
8,135
101
167,326.12
50,998.90
30.48
6,721
39
40,579.37
17,505.99
43.14
26 - (Wood,Bamboo,Rattan)
4,762
164
106,339.92
114,715.79
107.88
5,470
134
122,503.37
83,866.57
68.46
7,232
142
89,276.71
12,389.14
13.88
5,622
42
60,665.83
37,314.86
61.51
27 - (Nutritional,Drinks…etc)
9,113
176
66,341.31
16,652.44
25.10
11,658
216
75,187.20
53,198.51
70.75
16,919
216
67,327.45
33,109.29
49.18
13,186
55
43,489.14
19,732.52
45.37
167
3
6,724.68
587.26
8.73
206
5
4,837.65
13,843.99
286.17
276
8
3,696.55
7,409.18
200.44
356
0
3,783.09
0.00
0.00
29 - (Transport,Traffic…etc)
473,234
1,925
679,294.18
304,531.59
44.83
609,387
2,203
1,000,175.34
424,145.72
42.41
736,542
2,604
809,390.40
449,579.70
55.55
595,113
670
630,685.48
172,756.71
27.39
30 - (Estate Plantation Risk)
284
8
3,194.18
756.41
23.68
178
13
4,020.08
1,186.27
29.51
119
3
2,818.57
168.94
5.99
105
5
2,147.96
447.94
20.85
31 - (Estate Plantation Risk)
857
209
27,216.53
6,608.25
24.28
451
200
16,093.81
11,435.11
71.05
403
17
8,134.25
560.61
6.89
399
14
18,913.73
348.87
1.84
32 - (Recreation Place)
278
22
5,871.35
796.67
13.57
107
18
5,953.97
551.34
9.26
62
5
1,958.85
516.78
26.38
120
5
2,488.96
83.50
3.35
65
3
2,365.83
56.75
2.40
61
2
777.02
191.68
24.67
142
8
1,436.60
145.69
10.14
268
11
1,470.52
1,033.71
70.30
971,164.51
60.84
1,566,035.08
739,855.57
473,658.95
49.82
28 - (Power and Heating)
40 - (Non Estate Plantation)
515,448
3,181
1,276,823.56
635,005.38
49.73 656,255
Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Desember 2006 (Data Position Until 15 Dec 2006) 2. Claim Incurred 2003 : Rp. 585.402.365.631,60,- (Settled = 2.118 Kasus) , Rp. 49.603.014.468,40,2004 : Rp. 858.888.439.155,21,- (Settled = 2.271 Kasus) , Rp. 112.276.070.844,79,2005 : Rp. 409.581.752.816,73,- (Settled = 2.125 Kasus) , Rp. 330.273.817.183,27,2006 : Rp. 105.890.395.376,41,- (Settled = 440 Kasus) , Rp. 367.768.554.623,59,3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2003 : Rp. 1.406.550.627,01,- (Freq Claim = 608) 2004 : Rp. 1.499.072.310,37,- (Freq Claim = 427) 2005 : Rp. 777.797.811,75,- (Freq Claim = 375) 2006 : Rp. 1.639.057.626,66,- (Freq Claim = 297)
3,637
1,596,364.21
797,037
3,653
47.24 644,518
992
950,688.64
(Os Claim = 1.063 Kasus) (Os Claim = 1.366 Kasus) (Os Claim = 1.528 Kasus) (Os Claim = 552 Kasus)
i
55.41
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2003 - 2006 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2003 TO 2006 Premium and Claim in Million Rp
UY 2003 PROVINCE CODE
01 - Nangroe Aceh Darussalam
Number Policies
Number Claim
Premium
UY 2004 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2005 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2006 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
Claim Incurred
% LOSS RATIO
2,547
16
6,261.03
3,224.52
51.50
3,127
12
7,696.91
956.19
12.42
4,001
13
6,495.55
1,217.86
18.75
3,380
2
4,717.20
670.00
14.20
02 - Sumatera Utara
33,208
137
80,185.84
52,906.77
65.98
44,080
191
77,653.81
99,275.10
127.84
51,592
150
72,216.17
30,088.72
41.66
41,829
58
51,358.99
15,524.98
30.23
03 - Sumatera Barat
12,553
28
10,449.69
6,215.11
59.48
16,797
47
15,658.41
6,053.39
38.66
20,066
44
18,705.66
6,413.66
34.29
15,233
8
13,984.15
1,113.90
7.97
04 - Riau
12,596
55
22,079.76
7,686.86
34.81
15,513
105
31,289.93
7,270.54
23.24
24,205
93
37,163.61
18,716.41
50.36
19,995
12
28,111.56
3,267.93
11.62
05 - Jambi
4,902
30
11,383.11
33,280.39
292.37
7,123
26
11,434.38
2,478.80
21.68
8,882
37
11,250.89
2,790.35
24.80
7,803
10
9,118.80
549.47
6.03
12,236
55
22,278.02
16,098.86
72.26
16,047
56
23,752.71
12,505.90
52.65
17,482
150
22,415.32
50,932.52
227.22
14,958
66
19,418.78
78,451.75
404.00
07 - Bengkulu
2,372
16
2,720.09
1,469.93
54.04
3,000
15
2,458.47
1,137.88
46.28
4,942
11
4,582.75
664.31
14.50
3,535
1
3,419.63
75.00
2.19
08 - Lampung
7,691
52
15,404.70
4,979.23
32.32
10,810
67
17,000.05
22,373.21
131.61
13,078
49
25,373.26
4,779.64
18.84
11,559
7
15,523.56
569.75
3.67 22.87
06 - Sumatera Selatan
149,100
965
361,594.07 170,480.31
47.15
170,828
971
511,710.09
220,625.23
43.12
185,167
1,192
588,600.34
196,748.59
33.43
147,614
264
231,744.80
53,004.07
10 - Jawa Barat
09 - DKI . Jakarta
75,919
474
227,193.50
97,726.47
43.01
100,358
699
259,777.48
285,129.26
109.76
119,280
552
207,117.05
94,372.10
45.56
96,921
148
151,281.82
30,444.89
20.12
11 - Jawa Tengah
30,463
272
67,686.71
34,627.80
51.16
44,144
334
79,274.15
33,300.02
42.01
65,968
336
83,480.76
28,155.26
33.73
53,002
50
61,473.39
107,214.02
174.41 335.00
12 - DI . Yogyakarta
4,728
16
7,573.50
4,949.17
65.35
6,678
112
9,329.74
3,747.01
40.16
8,333
80
8,999.45
65,325.70
725.89
6,716
31
7,171.56
24,024.64
13 - Jawa Timur
53,282
450
163,511.67
42,930.29
26.26
68,767
392
186,680.80
137,411.15
73.61
87,691
276
149,293.43
61,983.41
41.52
73,960
93
119,878.61
52,593.30
43.87
14 - Kalimantan Barat
18,431
119
21,106.91
13,192.28
62.50
21,965
109
27,211.77
12,030.66
44.21
24,072
114
29,316.71
23,209.45
79.17
20,851
39
25,910.79
3,704.40
14.30
15 - Kalimantan Tengah
2,735
17
6,646.72
1,930.96
29.05
3,189
28
5,820.96
3,543.67
60.88
4,740
29
7,892.14
4,646.80
58.88
4,079
5
6,068.78
765.29
12.61
16 - Kalimantan Selatan
7,177
20
13,472.54
11,022.79
81.82
7,831
26
15,814.12
9,210.20
58.24
11,116
50
14,599.52
10,120.06
69.32
9,649
30
13,514.46
2,013.19
14.90
17 - Kalimantan Timur
10,685
61
36,302.42
25,457.13
70.13
14,633
48
34,020.00
8,343.08
24.52
19,160
44
56,898.41
30,779.58
54.10
14,812
12
31,916.69
3,505.54
10.98
18 - Sulawesi Utara
5,682
21
7,895.22
4,099.52
51.92
8,670
19
13,355.70
3,161.39
23.67
9,031
8
12,785.04
1,947.75
15.23
5,837
8
10,466.33
1,638.08
15.65
19 - Sulawesi Tengah
4,041
14
5,579.65
1,059.46
18.99
4,459
19
7,253.49
7,800.40
107.54
5,088
7
7,327.04
4,385.96
59.86
4,079
2
6,596.07
3,356.25
50.88
20 - Sulawesi Selatan
9,891
12
15,556.55
2,240.97
14.41
15,084
15
20,623.31
1,005.51
4.88
22,219
44
28,159.75
5,635.00
20.01
17,363
9
20,347.56
240.94
1.18
937
5
1,803.36
385.08
21.35
1,668
6
1,819.28
944.74
51.93
3,069
8
12,655.72
10,830.47
85.58
2,515
5
3,229.62
274.66
8.50
22 - Bali
9,743
72
21,191.08
5,180.80
24.45
13,165
59
68,118.97
6,309.93
9.26
15,813
82
25,716.17
5,813.14
22.61
12,913
10
22,061.71
990.78
4.49
23 - Nusa Tenggara Barat
2,338
29
3,200.19
624.10
19.50
3,764
31
3,999.68
100.45
2.51
5,044
43
4,943.22
871.03
17.62
3,545
2
4,396.68
102.92
2.34
24 - Nusa Tenggara Timur
1,913
5
3,376.76
697.40
20.65
2,287
2
3,421.55
870.11
25.43
3,287
7
5,053.63
795.04
15.73
2,627
1
3,840.81
250.00
6.51
21 - Sulawesi Tenggara
25 - Maluku
540
6
1,879.86
1,575.76
83.82
602
1
2,653.55
63.58
2.40
809
0
2,234.93
0.00
0.00
846
0
1,826.54
0.00
0.00
26 - Irian Jaya
966
11
3,696.08
3,835.60
103.77
1,813
7
4,928.81
4,164.65
84.50
2,717
4
6,916.05
3,824.31
55.30
2,458
1
5,751.59
2,874.20
49.97
27 - Maluku Utara
368
1
843.45
17.00
2.02
401
0
1,123.91
0.00
0.00
496
0
1,491.71
0.00
0.00
487
0
1,259.53
0.00
0.00
28 - Irian Jaya Barat
350
6
1,941.03
719.53
37.07
497
1
1,679.26
348.13
20.73
835
1
1,931.31
89.62
4.64
1,451
1
2,245.34
4.50
0.20 153.95
30,357
187
114,328.02
42,880.41
37.51
38,286
205
130,362.67
76,487.11
58.67
45,441
183
89,376.50
63,043.63
70.54
33,112
106
55,780.21
85,875.21
30 - Bangka Belitung
29 - Banten
645
2
1,085.77
82.64
7.61
774
0
723.38
0.00
0.00
1,439
2
1,586.03
107.64
6.79
1,477
1
1,910.41
130.00
6.80
31 - Gorontalo
907
2
1,365.26
534.32
39.14
1,420
6
1,502.19
2,811.59
187.17
2,026
3
1,607.65
18.31
1.14
1,171
5
1,537.68
222.32
14.46
17,230.92
42,893.92
248.94
11,549.25
58.18
32 - Kepulauan Riau
6,145
25
515,448
3,181
1,276,823.48 635,005.38
49.73
Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Desember 2006 (Data Position Until 15 Dec 2006) 2. Claim Incurred 2003 : Rp. 585.402.365.631,60,- (Settled = 2.118 Kasus) , Rp. 49.603.014.468,40,2004 : Rp. 858.888.439.155,21,- (Settled = 2.271 Kasus) , Rp. 112.276.070.844,79,2005 : Rp. 409.581.752.816,73,- (Settled = 2.125 Kasus) , Rp. 330.273.817.183,27,2006 : Rp. 105.890.395.376,41,- (Settled = 440 Kasus) , Rp. 367.768.554.623,59,3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2003 : Rp. 1.406.550.627,01,- (Freq Claim = 608) 2004 : Rp. 1.499.072.310,37,- (Freq Claim = 427) 2005 : Rp. 777.797.811,75,- (Freq Claim = 375) 2006 : Rp. 1.639.057.626,66,- (Freq Claim = 297)
8,475 656,255
28 3,637
(Os Claim = 1.063 (Os Claim = 1.366 (Os Claim = 1.528 (Os Claim = 552
18,214.36 1,596,363.89
1,705.64
9.36
971,164.52
60.84
9,948 797,037
41 3,653
19,849.32 1,566,035.09
739,855.57
47.24
8,741 644,518
5 992
14,824.97 950,688.62
206.96
1.40
473,658.94
49.82
Kasus) Kasus) Kasus) Kasus)
ii
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 3920101 Ext.3163/3164 Fax No.: 3911432
Growth Of Policy From 2003-2006
750,000
700,000
650,000
600,000
550,000
500,000
Number of policy
450,000
UY 2003 UY 2004
400,000
UY 2005 UY 2006 350,000
300,000
250,000
200,000
150,000
100,000
50,000
0 20
21
22
23
24
25
26
27
28
Occupation code
29
30
31
32
40
Growth Of Premium From 2003-2006
1,000,000.00
900,000.00
800,000.00 UY 2003
Premium ( in million Rp)
UY 2004 700,000.00
UY 2005 UY 2006
600,000.00
500,000.00
400,000.00
300,000.00
200,000.00
100,000.00
0.00 20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth of Number Claim From 2003-2006 3,000
2,500
UY 2003 UY 2004 2,000
UY 2005
Number of Claim
UY 2006
1,500
1,000
500
0
20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth Of Claim From 2003-2006 500,000.00
450,000.00
400,000.00
UY 2003
350,000.00
UY 2004 UY 2005
Claim Incurred ( in million rupiah )
UY 2006 300,000.00
250,000.00
200,000.00
150,000.00
100,000.00
50,000.00
0.00 20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth of Loss Ratio From 2003-2006 350
300
250
UY 2003 UY 2004 UY 2005 UY 2006
% Ratio
200
150
100
50
0 20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth Of Policy From 2003-2006 200,000
175,000
UY 2003 UY 2004 UY 2005 UY 2006
Number of policy
150,000
125,000
100,000
75,000
50,000
25,000
0 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth Of Premium From 2003-2006 600,000.00
500,000.00
UY 2003
400,000.00
UY 2004 UY 2005
Premium
( in million Rp)
UY 2006
300,000.00
200,000.00
100,000.00
0.00 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
19
Occupation Code
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth of Number Claim From 2003-2006
1,200 1,100 1,000
UY 2003 UY 2004 UY 2005 UY 2006
Number of Claim
900 800 700 600 500 400 300 200 100 0 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth Of Claim From 2003-2006
350,000.00
Claim Incurred ( in million rupiah )
300,000.00
UY 2003 UY 2004 UY 2005 UY 2006
250,000.00
200,000.00
150,000.00
100,000.00
50,000.00
0.00 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth of Loss Ratio From 2003-2006 800
700
600
UY 2003 UY 2004 UY 2005 UY 2006
% Ratio
500
400
300
200
100
0 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
91,235 93,129 107,932 59,341 59,635 28,098 20,205 14,970 8,296 4,644 3,644 4,289 3,051 3,810 2,490 3,956 3,342 1,537 1,450 394 515,448
F
91,235 184,364 292,296 351,637 411,272 439,370 459,575 474,545 482,841 487,485 491,129 495,418 498,469 502,279 504,769 508,725 512,067 513,604 515,054 515,448
BAND
CUM.
17.70 17.70 18.07 35.77 20.94 56.71 11.51 68.22 11.57 79.79 5.45 85.24 3.92 89.16 2.90 92.06 1.61 93.67 0.90 94.58 0.71 95.28 0.83 96.11 0.59 96.71 0.74 97.45 0.48 97.93 0.77 98.70 0.65 99.34 0.30 99.64 0.28 99.92 0.08 100.00
PERCENTAGE rp
52,877.15 21,802.29 45,169.90 40,298.11 64,242.31 45,503.55 46,891.84 54,288.97 38,178.05 24,061.71 26,507.45 33,319.70 30,299.86 45,428.64 42,734.30 96,074.90 147,530.16 112,682.04 193,487.80 115,444.80
RP
52,877.15 74,679.44 119,849.35 160,147.46 224,389.77 269,893.33 316,785.17 371,074.14 409,252.19 433,313.90 459,821.35 493,141.06 523,440.92 568,869.56 611,603.86 707,678.76 855,208.92 967,890.96 1,161,378.76 1,276,823.56
1,276,823.56
BAND
CUM.
4.14 4.14 1.71 5.85 3.54 9.39 3.16 12.54 5.03 17.57 3.56 21.14 3.67 24.81 4.25 29.06 2.99 32.05 1.88 33.94 2.08 36.01 2.61 38.62 2.37 41.00 3.56 44.55 3.35 47.90 7.52 55.42 11.55 66.98 8.83 75.80 15.15 90.96 9.04 100.00
PERCENTAGE f
245 201 280 156 198 135 118 105 119 54 98 84 121 109 151 223 274 163 208 139 3,181
F
245 446 726 882 1,080 1,215 1,333 1,438 1,557 1,611 1,709 1,793 1,914 2,023 2,174 2,397 2,671 2,834 3,042 3,181
BAND
CUM.
7.70 7.70 6.32 14.02 8.80 22.82 4.90 27.73 6.22 33.95 4.24 38.20 3.71 41.91 3.30 45.21 3.74 48.95 1.70 50.64 3.08 53.73 2.64 56.37 3.80 60.17 3.43 63.60 4.75 68.34 7.01 75.35 8.61 83.97 5.12 89.09 6.54 95.63 4.37 100.00
PERCENTAGE rp
32,173.14 9,600.23 21,487.60 10,538.97 29,338.89 13,245.14 14,968.88 16,645.57 19,883.45 9,879.25 35,338.43 8,792.81 19,070.69 46,725.82 28,718.06 57,327.38 68,457.23 57,238.63 67,984.52 67,590.67 635,005.37
RP
BAND
CUM.
PERCENTAGE BAND
32,173.14 5.07 5.07 60.85 41,773.37 1.51 6.58 44.03 63,260.97 3.38 9.96 47.57 73,799.94 1.66 11.62 26.15 103,138.83 4.62 16.24 45.67 116,383.97 2.09 18.33 29.11 131,352.85 2.36 20.69 31.92 147,998.42 2.62 23.31 30.66 167,881.87 3.13 26.44 52.08 177,761.12 1.56 27.99 41.06 213,099.55 5.57 33.56 133.32 221,892.36 1.38 34.94 26.39 240,963.05 3.00 37.95 62.94 287,688.87 7.36 45.30 102.86 316,406.93 4.52 49.83 67.20 373,734.31 9.03 58.86 59.67 442,191.54 10.78 69.64 46.40 499,430.17 9.01 78.65 50.80 567,414.69 10.71 89.36 35.14 635,005.37 10.64 100.00 58.55
CUM
60.85 55.94 52.78 46.08 45.96 43.12 41.46 39.88 41.02 41.02 46.34 45.00 46.03 50.57 51.73 52.81 51.71 51.60 48.86 49.73 49.73
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.406.650.627,01,- Freq. Klaim 608 ( Data not Include Claim Fire no Policy Rp. 1.406.650.627,01 - Freq Claim 608 )
Page 1 of 204
RISK AND LOSS PROFILE 2003 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
87,730 91,281 104,279 56,400 55,379 25,293 17,780 12,385 6,590 3,473 2,584 2,924 1,987 2,247 1,350 1,916 1,287 438 437 105 475,865
F
87,730 179,011 283,290 339,690 395,069 420,362 438,142 450,527 457,117 460,590 463,174 466,098 468,085 470,332 471,682 473,598 474,885 475,323 475,760 475,865
BAND
CUM.
18.44 18.44 19.18 37.62 21.91 59.53 11.85 71.38 11.64 83.02 5.32 88.34 3.74 92.07 2.60 94.68 1.38 96.06 0.73 96.79 0.54 97.33 0.61 97.95 0.42 98.37 0.47 98.84 0.28 99.12 0.40 99.52 0.27 99.79 0.09 99.89 0.09 99.98 0.02 100.00
PERCENTAGE rp
28,316.72 20,953.42 42,793.83 38,186.65 58,955.31 41,356.78 41,156.58 44,389.74 30,346.37 19,429.70 20,177.62 24,515.06 21,434.68 30,483.31 27,568.01 55,716.75 59,768.65 36,261.14 64,992.05 32,950.70 739,753.05
RP
28,316.72 49,270.14 92,063.97 130,250.62 189,205.93 230,562.70 271,719.29 316,109.02 346,455.39 365,885.09 386,062.71 410,577.76 432,012.44 462,495.76 490,063.77 545,780.52 605,549.16 641,810.30 706,802.34 739,753.05
BAND
3.83 2.83 5.78 5.16 7.97 5.59 5.56 6.00 4.10 2.63 2.73 3.31 2.90 4.12 3.73 7.53 8.08 4.90 8.79 4.45
PERCENTAGE
CUM.
f
3.83 6.66 12.45 17.61 25.58 31.17 36.73 42.73 46.83 49.46 52.19 55.50 58.40 62.52 66.25 73.78 81.86 86.76 95.55 100.00
170 169 199 117 143 105 76 67 87 43 66 47 85 59 88 101 98 40 49 20 1,829
F
170 339 538 655 798 903 979 1,046 1,133 1,176 1,242 1,289 1,374 1,433 1,521 1,622 1,720 1,760 1,809 1,829
BAND
CUM.
9.29 9.29 9.24 18.53 10.88 29.41 6.40 35.81 7.82 43.63 5.74 49.37 4.16 53.53 3.66 57.19 4.76 61.95 2.35 64.30 3.61 67.91 2.57 70.48 4.65 75.12 3.23 78.35 4.81 83.16 5.52 88.68 5.36 94.04 2.19 96.23 2.68 98.91 1.09 100.00
PERCENTAGE rp
20,631.87 8,703.31 17,778.08 9,719.40 18,847.99 12,513.22 13,522.88 12,600.26 18,188.09 7,390.49 10,830.07 7,663.01 17,354.05 40,198.22 17,144.21 37,335.50 44,851.16 25,893.34 8,825.40 9,727.47 359,718.03
RP
20,631.87 29,335.18 47,113.26 56,832.66 75,680.65 88,193.87 101,716.75 114,317.01 132,505.10 139,895.59 150,725.67 158,388.68 175,742.73 215,940.95 233,085.15 270,420.65 315,271.81 341,165.16 349,990.56 359,718.03
BAND
5.74 2.42 4.94 2.70 5.24 3.48 3.76 3.50 5.06 2.05 3.01 2.13 4.82 11.17 4.77 10.38 12.47 7.20 2.45 2.70
PERCENTAGE
CUM.
BAND
CUM
5.74 8.16 13.10 15.80 21.04 24.52 28.28 31.78 36.84 38.89 41.90 44.03 48.86 60.03 64.80 75.18 87.64 94.84 97.30 100.00
72.86 41.54 41.54 25.45 31.97 30.26 32.86 28.39 59.93 38.04 53.67 31.26 80.96 131.87 62.19 67.01 75.04 71.41 13.58 29.52
72.86 59.54 51.17 43.63 40.00 38.25 37.43 36.16 38.25 38.23 39.04 38.58 40.68 46.69 47.56 49.55 52.06 53.16 49.52 48.63 48.63
Page 2 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2003
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,471 1,233 2,579 2,142 3,030 1,937 1,680 1,742 1,079 717 679 852 696 1,007 712 1,300 1,261 615 534 150 26,416
F
2,471 3,704 6,283 8,425 11,455 13,392 15,072 16,814 17,893 18,610 19,289 20,141 20,837 21,844 22,556 23,856 25,117 25,732 26,266 26,416
BAND
CUM.
9.35 9.35 4.67 14.02 9.76 23.78 8.11 31.89 11.47 43.36 7.33 50.70 6.36 57.06 6.59 63.65 4.08 67.74 2.71 70.45 2.57 73.02 3.23 76.25 2.63 78.88 3.81 82.69 2.70 85.39 4.92 90.31 4.77 95.08 2.33 97.41 2.02 99.43 0.57 100.00
PERCENTAGE rp
20,382.77 700.89 1,474.27 1,845.46 4,667.94 3,440.26 4,845.28 8,628.44 5,548.56 3,647.67 5,118.03 7,078.28 7,423.72 12,113.33 11,985.86 31,201.91 67,336.90 52,596.15 84,277.54 56,009.14 390,322.40
RP
20,382.77 21,083.66 22,557.93 24,403.39 29,071.33 32,511.59 37,356.87 45,985.31 51,533.87 55,181.54 60,299.58 67,377.86 74,801.58 86,914.90 98,900.76 130,102.67 197,439.57 250,035.72 334,313.26 390,322.40
BAND
CUM.
5.22 5.22 0.18 5.40 0.38 5.78 0.47 6.25 1.20 7.45 0.88 8.33 1.24 9.57 2.21 11.78 1.42 13.20 0.93 14.14 1.31 15.45 1.81 17.26 1.90 19.16 3.10 22.27 3.07 25.34 7.99 33.33 17.25 50.58 13.48 64.06 21.59 85.65 14.35 100.00
PERCENTAGE f
75 32 81 39 55 30 42 37 32 11 32 35 36 50 63 122 176 121 159 119 1,347
F
75 107 188 227 282 312 354 391 423 434 466 501 537 587 650 772 948 1,069 1,228 1,347
BAND
CUM.
5.57 2.38 6.01 2.90 4.08 2.23 3.12 2.75 2.38 0.82 2.38 2.60 2.67 3.71 4.68 9.06 13.07 8.98 11.80 8.83
5.57 7.94 13.96 16.85 20.94 23.16 26.28 29.03 31.40 32.22 34.60 37.19 39.87 43.58 48.26 57.31 70.38 79.36 91.17 100.00
PERCENTAGE rp
11,541.27 896.92 3,709.52 819.58 10,490.90 731.92 1,446.00 2,925.13 1,695.37 2,488.76 24,508.36 1,042.77 1,716.65 6,527.60 11,573.85 19,991.88 23,606.06 31,236.89 59,159.12 57,863.21 273,971.75
RP
11,541.27 12,438.19 16,147.71 16,967.28 27,458.19 28,190.10 29,636.10 32,561.23 34,256.60 36,745.36 61,253.71 62,296.48 64,013.13 70,540.73 82,114.58 102,106.47 125,712.53 156,949.42 216,108.54 273,971.75
BAND
CUM.
4.21 4.21 0.33 4.54 1.35 5.89 0.30 6.19 3.83 10.02 0.27 10.29 0.53 10.82 1.07 11.88 0.62 12.50 0.91 13.41 8.95 22.36 0.38 22.74 0.63 23.36 2.38 25.75 4.22 29.97 7.30 37.27 8.62 45.89 11.40 57.29 21.59 78.88 21.12 100.00
PERCENTAGE BAND
56.62 127.97 251.62 44.41 224.74 21.28 29.84 33.90 30.56 68.23 478.86 14.73 23.12 53.89 96.56 64.07 35.06 59.39 70.20 103.31
CUM
56.62 58.99 71.58 69.53 94.45 86.71 79.33 70.81 66.47 66.59 101.58 92.46 85.58 81.16 83.03 78.48 63.67 62.77 64.64 70.19 70.19
Page 3 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
12 1 9 6 6 6 8 27 28 9 9 13 12 26 35 59 84 49 34 2 435
12 13 22 28 34 40 48 75 103 112 121 134 146 172 207 266 350 399 433 435
BAND
CUM.
2.76 2.76 0.23 2.99 2.07 5.06 1.38 6.44 1.38 7.82 1.38 9.20 1.84 11.03 6.21 17.24 6.44 23.68 2.07 25.75 2.07 27.82 2.99 30.80 2.76 33.56 5.98 39.54 8.05 47.59 13.56 61.15 19.31 80.46 11.26 91.72 7.82 99.54 0.46 100.00
PERCENTAGE rp
RP
225.37 225.37 0.24 225.61 40.81 266.42 1.81 268.23 4.81 273.04 7.03 280.07 16.60 296.67 67.77 364.44 66.68 431.12 58.02 489.14 34.06 523.20 70.91 594.12 77.18 671.29 188.41 859.71 370.22 1,229.93 1,105.46 2,335.39 3,375.16 5,710.55 2,927.44 8,637.99 2,997.81 11,635.80 22.35 11,658.15 11,658.15
BAND
1.93 0.00 0.35 0.02 0.04 0.06 0.14 0.58 0.57 0.50 0.29 0.61 0.66 1.62 3.18 9.48 28.95 25.11 25.71 0.19
CUM.
1.93 1.94 2.29 2.30 2.34 2.40 2.54 3.13 3.70 4.20 4.49 5.10 5.76 7.37 10.55 20.03 48.98 74.09 99.81 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 2
BAND
0 0 0 0 0 0 0 1 1 1 1 2 2 2 2 2 2 2 2 2
0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 1,120.17 50.00 0.00 50.00 0.00 50.00 0.00 100.00 76.76 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 1,196.93
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,120.17 1,120.17 1,120.17 1,120.17 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 93.59 0.00 0.00 0.00 6.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 93.59 1,652.82 93.59 0.00 93.59 0.00 93.59 0.00 100.00 108.25 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 307.37 259.83 229.01 214.10 201.46 178.30 139.23 97.32 51.25 20.96 13.86 10.29 10.27 10.27
Page 4 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,022 614 1,065 793 1,220 862 737 816 599 445 372 500 356 530 393 681 710 435 445 137 12,732
F
1,022 1,636 2,701 3,494 4,714 5,576 6,313 7,129 7,728 8,173 8,545 9,045 9,401 9,931 10,324 11,005 11,715 12,150 12,595 12,732
BAND
CUM.
8.03 8.03 4.82 12.85 8.36 21.21 6.23 27.44 9.58 37.02 6.77 43.80 5.79 49.58 6.41 55.99 4.70 60.70 3.50 64.19 2.92 67.11 3.93 71.04 2.80 73.84 4.16 78.00 3.09 81.09 5.35 86.44 5.58 92.01 3.42 95.43 3.50 98.92 1.08 100.00
PERCENTAGE rp
RP
3,952.29 3,952.29 147.75 4,100.03 860.99 4,961.03 264.19 5,225.22 614.26 5,839.47 699.49 6,538.97 873.38 7,412.35 1,203.02 8,615.37 2,216.43 10,831.81 926.32 11,758.13 1,177.74 12,935.86 1,655.45 14,591.32 1,364.29 15,955.60 2,643.59 18,599.19 2,810.21 21,409.40 8,050.79 29,460.19 17,049.45 46,509.64 20,897.32 67,406.95 41,220.40 108,627.36 26,462.60 135,089.96 135,089.96
BAND
2.93 0.11 0.64 0.20 0.45 0.52 0.65 0.89 1.64 0.69 0.87 1.23 1.01 1.96 2.08 5.96 12.62 15.47 30.51 19.59
CUM.
2.93 3.04 3.67 3.87 4.32 4.84 5.49 6.38 8.02 8.70 9.58 10.80 11.81 13.77 15.85 21.81 34.43 49.90 80.41 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 2 0 0 3
BAND
0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 3 3 3
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 10.26 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 66.67 100.00 108.39 118.65 0.00 100.00 0.00 118.65 0.00 100.00 0.00 118.65 118.65
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.65 0.00 0.00 0.00 0.00 0.00 91.35 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.65 8.65 8.65 8.65 8.65 8.65 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.62 0.00 0.00 0.00 0.00 0.00 0.52 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.07 0.06 0.06 0.05 0.03 0.02 0.18 0.11 0.00 00.00
Page 5 of 204
RISK AND LOSS PROFILE 2003 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
18 20 34 13 25 14 18 13 14 19 12 8 12 18 10 16 20 18 30 7 339
18 38 72 85 110 124 142 155 169 188 200 208 220 238 248 264 284 302 332 339
BAND
CUM.
5.31 5.31 5.90 11.21 10.03 21.24 3.83 25.07 7.37 32.45 4.13 36.58 5.31 41.89 3.83 45.72 4.13 49.85 5.60 55.46 3.54 59.00 2.36 61.36 3.54 64.90 5.31 70.21 2.95 73.16 4.72 77.88 5.90 83.78 5.31 89.09 8.85 97.94 2.06 100.00
PERCENTAGE rp
RP
460.56 460.56 28.76 489.32 13.70 503.02 9.40 512.42 17.67 530.09 20.43 550.51 37.49 588.00 2,905.83 3,493.83 36.07 3,529.90 85.13 3,615.04 31.73 3,646.77 51.58 3,698.35 75.20 3,773.55 168.11 3,941.66 178.01 4,119.67 304.86 4,424.53 1,895.58 6,320.11 1,068.07 7,388.18 5,427.04 12,815.22 5,019.71 17,834.93 17,834.93
BAND
2.58 0.16 0.08 0.05 0.10 0.11 0.21 16.29 0.20 0.48 0.18 0.29 0.42 0.94 1.00 1.71 10.63 5.99 30.43 28.15
PERCENTAGE f
F
BAND
2.58 2.74 2.82 2.87 2.97 3.09 3.30 19.59 19.79 20.27 20.45 20.74 21.16 22.10 23.10 24.81 35.44 41.43 71.85 100.00
0 0 0 1 0 0 1 0 0 0 0 1 0 3 1 0 1 4 1 14
0 0 0 1 1 1 2 2 2 2 2 3 3 6 7 7 8 12 13 27
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.70 3.70 34.16 0.00 3.70 0.00 0.00 3.70 0.00 3.70 7.41 193.23 0.00 7.41 0.00 0.00 7.41 0.00 0.00 7.41 0.00 0.00 7.41 0.00 3.70 11.11 15.50 0.00 11.11 0.00 11.11 22.22 176.25 3.70 25.93 56.44 0.00 25.93 0.00 3.70 29.63 9.68 14.81 44.44 1,769.29 3.70 48.15 123.27 51.85 100.00 2,372.16
27
CUM.
PERCENTAGE
CUM.
rp
4,749.98
RP
0.00 0.00 0.00 34.16 34.16 34.16 227.39 227.39 227.39 227.39 227.39 242.89 242.89 419.14 475.58 475.58 485.26 2,254.56 2,377.82 4,749.98
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.72 0.72 0.00 0.72 0.00 0.72 4.07 4.79 0.00 4.79 0.00 4.79 0.00 4.79 0.00 4.79 0.33 5.11 0.00 5.11 3.71 8.82 1.19 10.01 0.00 10.01 0.20 10.22 37.25 47.46 2.60 50.06 49.94 100.00
PERCENTAGE BAND
0.00 0.00 0.00 363.30 0.00 0.00 515.43 0.00 0.00 0.00 0.00 30.04 0.00 104.84 31.71 0.00 0.51 165.65 2.27 47.26
CUM
0.00 0.00 0.00 6.67 6.44 6.21 38.67 6.51 6.44 6.29 6.24 6.57 6.44 10.63 11.54 10.75 7.68 30.52 18.55 26.63 26.63
Page 6 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
130 52 61 44 59 46 55 44 45 23 30 29 34 50 27 68 74 38 63 24 996
F
130 182 243 287 346 392 447 491 536 559 589 618 652 702 729 797 871 909 972 996
BAND
CUM.
13.05 13.05 5.22 18.27 6.12 24.40 4.42 28.82 5.92 34.74 4.62 39.36 5.52 44.88 4.42 49.30 4.52 53.82 2.31 56.12 3.01 59.14 2.91 62.05 3.41 65.46 5.02 70.48 2.71 73.19 6.83 80.02 7.43 87.45 3.82 91.27 6.33 97.59 2.41 100.00
PERCENTAGE rp
RP
1,721.08 1,721.08 10.77 1,731.85 20.07 1,751.92 58.91 1,810.83 69.51 1,880.34 65.90 1,946.24 89.53 2,035.76 101.35 2,137.11 119.75 2,256.86 56.38 2,313.24 100.53 2,413.77 140.23 2,554.00 195.63 2,749.63 386.56 3,136.19 208.08 3,344.27 951.37 4,295.64 2,167.91 6,463.54 1,716.20 8,179.75 6,769.57 14,949.31 3,306.32 18,255.63 18,255.63
BAND
9.43 0.06 0.11 0.32 0.38 0.36 0.49 0.56 0.66 0.31 0.55 0.77 1.07 2.12 1.14 5.21 11.88 9.40 37.08 18.11
CUM.
9.43 9.49 9.60 9.92 10.30 10.66 11.15 11.71 12.36 12.67 13.22 13.99 15.06 17.18 18.32 23.53 35.41 44.81 81.89 100.00
PERCENTAGE f
F
2 0 1 0 0 0 0 0 1 0 0 0 1 1 0 0 4 4 1 3 18
2 2 3 3 3 3 3 3 4 4 4 4 5 6 6 6 10 14 15 18
BAND
CUM.
PERCENTAGE rp
11.11 11.11 12.23 0.00 11.11 0.00 5.56 16.67 2.11 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 5.56 22.22 47.58 0.00 22.22 0.00 0.00 22.22 0.00 0.00 22.22 0.00 5.56 27.78 0.42 5.56 33.33 524.39 0.00 33.33 0.00 0.00 33.33 0.00 22.22 55.56 2.67 22.22 77.78 3.04 5.56 83.33 0.55 16.67 100.00 16,340.12 16,933.11
RP
12.23 12.23 14.34 14.34 14.34 14.34 14.34 14.34 61.92 61.92 61.92 61.92 62.34 586.73 586.73 586.73 589.39 592.44 592.99 16,933.11
BAND
0.07 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.28 0.00 0.00 0.00 0.00 3.10 0.00 0.00 0.02 0.02 0.00 96.50
PERCENTAGE
CUM.
BAND
0.07 0.07 0.08 0.08 0.08 0.08 0.08 0.08 0.37 0.37 0.37 0.37 0.37 3.46 3.46 3.46 3.48 3.50 3.50 100.00
0.71 0.00 10.51 0.00 0.00 0.00 0.00 0.00 39.73 0.00 0.00 0.00 0.21 135.66 0.00 0.00 0.12 0.18 0.01 494.21
CUM
0.71 0.71 0.82 0.79 0.76 0.74 0.70 0.67 2.74 2.68 2.57 2.42 2.27 18.71 17.54 13.66 9.12 7.24 3.97 92.76 92.76
Page 7 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 22
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
Metals
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
380 206 313 233 367 279 278 287 206 141 131 204 144 212 165 334 332 165 192 54 4,623
F
380 586 899 1,132 1,499 1,778 2,056 2,343 2,549 2,690 2,821 3,025 3,169 3,381 3,546 3,880 4,212 4,377 4,569 4,623
BAND
CUM.
PERCENTAGE rp
RP
8.22 8.22 1,564.59 1,564.59 4.46 12.68 47.02 1,611.62 6.77 19.45 108.88 1,720.50 5.04 24.49 123.82 1,844.31 7.94 32.42 450.19 2,294.51 6.04 38.46 657.13 2,951.63 6.01 44.47 478.36 3,429.99 6.21 50.68 1,039.01 4,468.99 4.46 55.14 549.34 5,018.33 3.05 58.19 484.42 5,502.75 2.83 61.02 577.71 6,080.46 4.41 65.43 923.01 7,003.47 3.11 68.55 830.99 7,834.46 4.59 73.13 1,945.92 9,780.38 3.57 76.70 1,761.51 11,541.89 7.22 83.93 6,210.90 17,752.78 7.18 91.11 10,794.67 28,547.45 3.57 94.68 10,453.54 39,000.99 4.15 98.83 24,171.24 63,172.23 1.17 100.00 6,486.95 69,659.18 69,659.18
BAND
2.25 0.07 0.16 0.18 0.65 0.94 0.69 1.49 0.79 0.70 0.83 1.33 1.19 2.79 2.53 8.92 15.50 15.01 34.70 9.31
PERCENTAGE
CUM.
f
2.25 2.31 2.47 2.65 3.29 4.24 4.92 6.42 7.20 7.90 8.73 10.05 11.25 14.04 16.57 25.49 40.98 55.99 90.69 100.00
2 2 1 3 2 5 0 5 2 7 4 11 2 13 1 14 2 16 4 20 1 21 2 23 9 32 3 35 3 38 6 44 28 72 15 87 11 98 14 112 112
F
BAND
CUM.
1.79 1.79 0.89 2.68 1.79 4.46 0.00 4.46 1.79 6.25 3.57 9.82 1.79 11.61 0.89 12.50 1.79 14.29 3.57 17.86 0.89 18.75 1.79 20.54 8.04 28.57 2.68 31.25 2.68 33.93 5.36 39.29 25.00 64.29 13.39 77.68 9.82 87.50 12.50 100.00
PERCENTAGE rp
166.08 1.40 14.24 0.00 117.98 114.21 51.72 19.25 1,739.60 26.22 10.05 1,206.81 430.68 180.36 5,831.55 548.38 19,908.91 1,064.83 767.55 1,029.31 33,229.12
RP
166.08 167.48 181.72 181.72 299.69 413.91 465.62 484.87 2,224.47 2,250.69 2,260.74 3,467.56 3,898.23 4,078.60 9,910.14 10,458.53 30,367.44 31,432.26 32,199.81 33,229.12
BAND
0.50 0.00 0.04 0.00 0.36 0.34 0.16 0.06 5.24 0.08 0.03 3.63 1.30 0.54 17.55 1.65 59.91 3.20 2.31 3.10
CUM.
0.50 0.50 0.55 0.55 0.90 1.25 1.40 1.46 6.69 6.77 6.80 10.44 11.73 12.27 29.82 31.47 91.39 94.59 96.90 100.00
PERCENTAGE BAND
10.61 2.98 13.08 0.00 26.21 17.38 10.81 1.85 316.67 5.41 1.74 130.75 51.83 9.27 331.05 8.83 184.43 10.19 3.18 15.87
CUM
10.61 10.39 10.56 9.85 13.06 14.02 13.58 10.85 44.33 40.90 37.18 49.51 49.76 41.70 85.86 58.91 106.38 80.59 50.97 47.70 47.70
Page 8 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
317 161 255 212 401 345 385 439 299 252 216 252 177 298 195 324 350 172 146 40 5,236
F
317 478 733 945 1,346 1,691 2,076 2,515 2,814 3,066 3,282 3,534 3,711 4,009 4,204 4,528 4,878 5,050 5,196 5,236
BAND
CUM.
6.05 6.05 3.07 9.13 4.87 14.00 4.05 18.05 7.66 25.71 6.59 32.30 7.35 39.65 8.38 48.03 5.71 53.74 4.81 58.56 4.13 62.68 4.81 67.49 3.38 70.87 5.69 76.57 3.72 80.29 6.19 86.48 6.68 93.16 3.28 96.45 2.79 99.24 0.76 100.00
PERCENTAGE rp
RP
2,750.65 2,750.65 118.73 2,869.38 195.51 3,064.90 279.88 3,344.78 683.95 4,028.73 724.36 4,753.09 1,539.68 6,292.77 1,602.81 7,895.58 1,567.08 9,462.66 1,464.56 10,927.22 2,216.43 13,143.65 2,160.36 15,304.01 1,985.59 17,289.60 3,797.17 21,086.77 3,732.14 24,818.91 7,567.15 32,386.06 14,606.68 46,992.74 16,259.04 63,251.79 19,671.88 82,923.67 17,494.64 100,418.30 100,418.30
BAND
2.74 0.12 0.19 0.28 0.68 0.72 1.53 1.60 1.56 1.46 2.21 2.15 1.98 3.78 3.72 7.54 14.55 16.19 19.59 17.42
CUM.
2.74 2.86 3.05 3.33 4.01 4.73 6.27 7.86 9.42 10.88 13.09 15.24 17.22 21.00 24.72 32.25 46.80 62.99 82.58 100.00
PERCENTAGE f
F
11 1 1 1 4 1 7 6 4 6 9 15 6 7 10 18 27 18 14 1 167
11 12 13 14 18 19 26 32 36 42 51 66 72 79 89 107 134 152 166 167
BAND
CUM.
6.59 6.59 0.60 7.19 0.60 7.78 0.60 8.38 2.40 10.78 0.60 11.38 4.19 15.57 3.59 19.16 2.40 21.56 3.59 25.15 5.39 30.54 8.98 39.52 3.59 43.11 4.19 47.31 5.99 53.29 10.78 64.07 16.17 80.24 10.78 91.02 8.38 99.40 0.60 100.00
PERCENTAGE rp
273.88 2.29 200.00 20.02 1,254.59 667.54 29.66 1,293.49 293.97 1,857.18 2,083.48 1,103.47 3,298.70 1,011.09 1,967.39 2,053.17 9,971.80 2,867.82 25,821.62 31.99 56,103.16
RP
273.88 276.17 476.17 496.19 1,750.78 2,418.32 2,447.99 3,741.47 4,035.45 5,892.62 7,976.11 9,079.57 12,378.28 13,389.36 15,356.75 17,409.92 27,381.72 30,249.55 56,071.17 56,103.16
BAND
0.49 0.00 0.36 0.04 2.24 1.19 0.05 2.31 0.52 3.31 3.71 1.97 5.88 1.80 3.51 3.66 17.77 5.11 46.03 0.06
CUM.
0.49 0.49 0.85 0.88 3.12 4.31 4.36 6.67 7.19 10.50 14.22 16.18 22.06 23.87 27.37 31.03 48.81 53.92 99.94 100.00
PERCENTAGE BAND
9.96 1.93 102.29 7.15 183.43 92.16 1.93 80.70 18.76 126.81 94.00 51.08 166.13 26.63 52.71 27.13 68.27 17.64 131.26 0.18
CUM
9.96 9.62 15.54 14.83 43.46 50.88 38.90 47.39 42.65 53.93 60.68 59.33 71.59 63.50 61.88 53.76 58.27 47.82 67.62 55.87 55.87
Page 9 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
Textiles
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
741 868 1,294 926 1,288 739 568 533 344 217 158 236 181 259 176 332 332 161 139 27 9,519
F
741 1,609 2,903 3,829 5,117 5,856 6,424 6,957 7,301 7,518 7,676 7,912 8,093 8,352 8,528 8,860 9,192 9,353 9,492 9,519
BAND
CUM.
7.78 7.78 9.12 16.90 13.59 30.50 9.73 40.22 13.53 53.76 7.76 61.52 5.97 67.49 5.60 73.09 3.61 76.70 2.28 78.98 1.66 80.64 2.48 83.12 1.90 85.02 2.72 87.74 1.85 89.59 3.49 93.08 3.49 96.56 1.69 98.26 1.46 99.72 0.28 100.00
PERCENTAGE rp
4,708.21 349.16 1,187.55 1,043.86 2,603.28 1,642.97 1,793.35 2,182.12 1,997.47 1,371.98 1,133.87 2,171.77 1,886.47 3,503.12 3,694.90 8,688.36 14,431.47 12,546.12 16,666.66 2,873.27 86,475.98
RP
4,708.21 5,057.38 6,244.92 7,288.78 9,892.07 11,535.04 13,328.39 15,510.51 17,507.98 18,879.97 20,013.83 22,185.60 24,072.07 27,575.20 31,270.10 39,958.46 54,389.93 66,936.05 83,602.71 86,475.98
BAND
5.44 0.40 1.37 1.21 3.01 1.90 2.07 2.52 2.31 1.59 1.31 2.51 2.18 4.05 4.27 10.05 16.69 14.51 19.27 3.32
PERCENTAGE
CUM.
f
5.44 5.85 7.22 8.43 11.44 13.34 15.41 17.94 20.25 21.83 23.14 25.66 27.84 31.89 36.16 46.21 62.90 77.40 96.68 100.00
16 4 4 7 10 3 1 7 3 2 4 8 8 8 11 39 48 22 25 2 232
F
16 20 24 31 41 44 45 52 55 57 61 69 77 85 96 135 183 205 230 232
BAND
CUM.
6.90 6.90 1.72 8.62 1.72 10.34 3.02 13.36 4.31 17.67 1.29 18.97 0.43 19.40 3.02 22.41 1.29 23.71 0.86 24.57 1.72 26.29 3.45 29.74 3.45 33.19 3.45 36.64 4.74 41.38 16.81 58.19 20.69 78.88 9.48 88.36 10.78 99.14 0.86 100.00
PERCENTAGE rp
772.00 182.96 127.86 509.43 6,971.92 512.95 0.21 324.43 376.00 1.91 279.43 34.05 418.79 88.87 352.43 10,252.14 7,055.30 3,624.03 16,078.63 47.37 48,010.72
RP
772.00 954.96 1,082.82 1,592.24 8,564.17 9,077.12 9,077.33 9,401.76 9,777.76 9,779.67 10,059.10 10,093.15 10,511.94 10,600.81 10,953.25 21,205.38 28,260.68 31,884.72 47,963.35 48,010.72
BAND
1.61 0.38 0.27 1.06 14.52 1.07 0.00 0.68 0.78 0.00 0.58 0.07 0.87 0.19 0.73 21.35 14.70 7.55 33.49 0.10
PERCENTAGE
CUM.
BAND
1.61 1.99 2.26 3.32 17.84 18.91 18.91 19.58 20.37 20.37 20.95 21.02 21.89 22.08 22.81 44.17 58.86 66.41 99.90 100.00
16.40 52.40 10.77 48.80 267.81 31.22 0.01 14.87 18.82 0.14 24.64 1.57 22.20 2.54 9.54 118.00 48.89 28.89 96.47 1.65
CUM
16.40 18.88 17.34 21.85 86.58 78.69 68.11 60.62 55.85 51.80 50.26 45.49 43.67 38.44 35.03 53.07 51.96 47.63 57.37 55.52 55.52
Page 10 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
469 455 686 498 642 448 379 388 298 157 153 207 157 205 175 245 202 106 79 26 5,975
F
469 924 1,610 2,108 2,750 3,198 3,577 3,965 4,263 4,420 4,573 4,780 4,937 5,142 5,317 5,562 5,764 5,870 5,949 5,975
BAND
CUM.
PERCENTAGE rp
7.85 7.85 2,512.14 7.62 15.46 195.60 11.48 26.95 537.26 8.33 35.28 628.12 10.74 46.03 1,240.52 7.50 53.52 1,194.55 6.34 59.87 1,433.49 6.49 66.36 2,619.34 4.99 71.35 3,806.67 2.63 73.97 1,055.87 2.56 76.54 2,299.13 3.46 80.00 2,386.89 2.63 82.63 2,101.04 3.43 86.06 4,179.23 2.93 88.99 3,702.31 4.10 93.09 8,501.38 3.38 96.47 10,676.77 1.77 98.24 9,445.63 1.32 99.56 12,621.92 0.44 100.00 15,693.70 86,831.56
RP
2,512.14 2,707.74 3,245.00 3,873.12 5,113.63 6,308.18 7,741.67 10,361.01 14,167.68 15,223.55 17,522.68 19,909.57 22,010.61 26,189.84 29,892.15 38,393.54 49,070.31 58,515.94 71,137.86 86,831.56
BAND
2.89 0.23 0.62 0.72 1.43 1.38 1.65 3.02 4.38 1.22 2.65 2.75 2.42 4.81 4.26 9.79 12.30 10.88 14.54 18.07
CUM.
2.89 3.12 3.74 4.46 5.89 7.26 8.92 11.93 16.32 17.53 20.18 22.93 25.35 30.16 34.43 44.22 56.51 67.39 81.93 100.00
PERCENTAGE f
F
9 2 0 2 6 5 1 2 0 6 0 4 1 8 2 21 21 7 13 5 115
9 11 11 13 19 24 25 27 27 33 33 37 38 46 48 69 90 97 110 115
BAND
CUM.
7.83 7.83 1.74 9.57 0.00 9.57 1.74 11.30 5.22 16.52 4.35 20.87 0.87 21.74 1.74 23.48 0.00 23.48 5.22 28.70 0.00 28.70 3.48 32.17 0.87 33.04 6.96 40.00 1.74 41.74 18.26 60.00 18.26 78.26 6.09 84.35 11.30 95.65 4.35 100.00
PERCENTAGE rp
2,101.69 17.38 0.00 136.79 2,045.03 356.49 8.75 971.38 0.00 2,866.48 0.00 47.45 34.08 1,300.40 535.50 9,419.63 9,132.37 543.50 170.05 1,587.16 31,274.13
RP
2,101.69 2,119.07 2,119.07 2,255.86 4,300.89 4,657.37 4,666.12 5,637.50 5,637.50 8,503.98 8,503.98 8,551.43 8,585.52 9,885.92 10,421.42 19,841.05 28,973.42 29,516.93 29,686.98 31,274.13
BAND
6.72 0.06 0.00 0.44 6.54 1.14 0.03 3.11 0.00 9.17 0.00 0.15 0.11 4.16 1.71 30.12 29.20 1.74 0.54 5.07
CUM.
6.72 6.78 6.78 7.21 13.75 14.89 14.92 18.03 18.03 27.19 27.19 27.34 27.45 31.61 33.32 63.44 92.64 94.38 94.93 100.00
PERCENTAGE BAND
83.66 8.88 0.00 21.78 164.85 29.84 0.61 37.08 0.00 271.48 0.00 1.99 1.62 31.12 14.46 110.80 85.53 5.75 1.35 10.11
CUM
83.66 78.26 65.30 58.24 84.11 73.83 60.27 54.41 39.79 55.86 48.53 42.95 39.01 37.75 34.86 51.68 59.04 50.44 41.73 36.02 36.02
Page 11 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 26
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
Wood, Bamboo and Rattan
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
528 374 493 334 436 285 295 328 252 153 142 171 153 178 115 194 158 84 81 8 4,762
F
528 902 1,395 1,729 2,165 2,450 2,745 3,073 3,325 3,478 3,620 3,791 3,944 4,122 4,237 4,431 4,589 4,673 4,754 4,762
BAND
CUM.
11.09 11.09 7.85 18.94 10.35 29.29 7.01 36.31 9.16 45.46 5.98 51.45 6.19 57.64 6.89 64.53 5.29 69.82 3.21 73.04 2.98 76.02 3.59 79.61 3.21 82.82 3.74 86.56 2.41 88.98 4.07 93.05 3.32 96.37 1.76 98.13 1.70 99.83 0.17 100.00
PERCENTAGE rp
RP
4,674.71 4,674.71 270.07 4,944.78 655.32 5,600.10 665.83 6,265.92 1,853.35 8,119.28 1,198.03 9,317.30 1,774.69 11,092.00 2,635.89 13,727.88 2,648.99 16,376.88 1,766.39 18,143.27 3,242.33 21,385.60 3,006.55 24,392.15 3,604.36 27,996.51 4,343.79 32,340.30 3,511.26 35,851.55 8,823.08 44,674.63 20,422.89 65,097.53 9,242.16 74,339.68 26,844.48 101,184.16 5,155.75 106,339.92 106,339.92
PERCENTAGE
BAND
CUM.
f
4.40 0.25 0.62 0.63 1.74 1.13 1.67 2.48 2.49 1.66 3.05 2.83 3.39 4.08 3.30 8.30 19.21 8.69 25.24 4.85
4.40 4.65 5.27 5.89 7.64 8.76 10.43 12.91 15.40 17.06 20.11 22.94 26.33 30.41 33.71 42.01 61.22 69.91 95.15 100.00
4 0 1 4 7 5 4 6 9 2 6 9 12 13 13 17 22 14 16 0 164
F
BAND
CUM.
4 2.44 2.44 4 0.00 2.44 5 0.61 3.05 9 2.44 5.49 16 4.27 9.76 21 3.05 12.80 25 2.44 15.24 31 3.66 18.90 40 5.49 24.39 42 1.22 25.61 48 3.66 29.27 57 5.49 34.76 69 7.32 42.07 82 7.93 50.00 95 7.93 57.93 112 10.37 68.29 134 13.41 81.71 148 8.54 90.24 164 9.76 100.00 164 0.00 100.00
PERCENTAGE rp
8,814.73 0.00 111.72 948.39 2,588.08 1,603.97 763.61 1,763.67 2,853.70 504.93 205.79 455.88 6,184.02 23,326.50 6,628.59 7,464.16 9,213.57 31,958.92 9,325.55 0.00 114,715.79
RP
8,814.73 8,814.73 8,926.45 9,874.83 12,462.91 14,066.88 14,830.50 16,594.17 19,447.87 19,952.81 20,158.59 20,614.47 26,798.49 50,124.98 56,753.58 64,217.74 73,431.31 105,390.23 114,715.79 114,715.79
BAND
CUM.
7.68 7.68 0.00 7.68 0.10 7.78 0.83 8.61 2.26 10.86 1.40 12.26 0.67 12.93 1.54 14.47 2.49 16.95 0.44 17.39 0.18 17.57 0.40 17.97 5.39 23.36 20.33 43.69 5.78 49.47 6.51 55.98 8.03 64.01 27.86 91.87 8.13 100.00 0.00 100.00
PERCENTAGE BAND
188.56 0.00 17.05 142.44 139.64 133.88 43.03 66.91 107.73 28.59 6.35 15.16 171.57 537.01 188.78 84.60 45.11 345.80 34.74 0.00
CUM
188.56 178.26 159.40 157.60 153.50 150.98 133.70 120.88 118.75 109.97 94.26 84.51 95.72 154.99 158.30 143.75 112.80 141.77 113.37 107.88 107.88
Page 12 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,581 896 1,087 719 927 557 478 445 316 226 174 219 191 250 180 294 309 131 96 37 9,113
F
1,581 2,477 3,564 4,283 5,210 5,767 6,245 6,690 7,006 7,232 7,406 7,625 7,816 8,066 8,246 8,540 8,849 8,980 9,076 9,113
BAND
CUM.
PERCENTAGE rp
17.35 17.35 6,233.85 9.83 27.18 240.71 11.93 39.11 611.78 7.89 47.00 674.34 10.17 57.17 1,007.76 6.11 63.28 1,480.59 5.25 68.53 1,138.83 4.88 73.41 1,418.03 3.47 76.88 1,252.88 2.48 79.36 1,134.52 1.91 81.27 935.58 2.40 83.67 1,548.15 2.10 85.77 1,960.05 2.74 88.51 2,886.71 1.98 90.49 2,744.83 3.23 93.71 7,699.10 3.39 97.10 12,522.79 1.44 98.54 6,908.68 1.05 99.59 10,862.05 0.41 100.00 3,080.05 66,341.31
RP
6,233.85 6,474.56 7,086.35 7,760.69 8,768.45 10,249.04 11,387.87 12,805.90 14,058.79 15,193.31 16,128.89 17,677.04 19,637.09 22,523.80 25,268.63 32,967.73 45,490.52 52,399.21 63,261.26 66,341.31
BAND
9.40 0.36 0.92 1.02 1.52 2.23 1.72 2.14 1.89 1.71 1.41 2.33 2.95 4.35 4.14 11.61 18.88 10.41 16.37 4.64
CUM.
9.40 9.76 10.68 11.70 13.22 15.45 17.17 19.30 21.19 22.90 24.31 26.65 29.60 33.95 38.09 49.69 68.57 78.98 95.36 100.00
PERCENTAGE f
15 0 7 5 0 20 11 21 6 4 5 7 7 9 10 12 22 3 12 0 176
F
BAND
CUM.
15 15 22 27 27 47 58 79 85 89 94 101 108 117 127 139 161 164 176 176
8.52 8.52 0.00 8.52 3.98 12.50 2.84 15.34 0.00 15.34 11.36 26.70 6.25 32.95 11.93 44.89 3.41 48.30 2.27 50.57 2.84 53.41 3.98 57.39 3.98 61.36 5.11 66.48 5.68 72.16 6.82 78.98 12.50 91.48 1.70 93.18 6.82 100.00 0.00 100.00
PERCENTAGE rp
219.45 0.00 608.09 333.35 0.00 127.26 1,659.98 1,498.59 2,403.84 50.33 1,775.59 328.88 387.44 3,363.10 216.66 434.61 1,418.55 81.27 1,745.41 0.00 16,652.44
RP
219.45 219.45 827.55 1,160.90 1,160.90 1,288.16 2,948.15 4,446.74 6,850.58 6,900.91 8,676.50 9,005.39 9,392.83 12,755.93 12,972.59 13,407.21 14,825.76 14,907.03 16,652.44 16,652.44
BAND
1.32 0.00 3.65 2.00 0.00 0.76 9.97 9.00 14.44 0.30 10.66 1.97 2.33 20.20 1.30 2.61 8.52 0.49 10.48 0.00
CUM.
1.32 1.32 4.97 6.97 6.97 7.74 17.70 26.70 41.14 41.44 52.10 54.08 56.41 76.60 77.90 80.51 89.03 89.52 100.00 100.00
PERCENTAGE BAND
3.52 0.00 99.40 49.43 0.00 8.60 145.76 105.68 191.86 4.44 189.78 21.24 19.77 116.50 7.89 5.65 11.33 1.18 16.07 0.00
CUM
3.52 3.39 11.68 14.96 13.24 12.57 25.89 34.72 48.73 45.42 53.79 50.94 47.83 56.63 51.34 40.67 32.59 28.45 26.32 25.10 25.10
Page 13 0f 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 28
DATA POSITION FROM
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
12 4 10 4 12 5 8 8 5 7 7 12 6 8 4 28 19 2 2 4 167
12 16 26 30 42 47 55 63 68 75 82 94 100 108 112 140 159 161 163 167
BAND
CUM.
PERCENTAGE rp
7.19 7.19 210.49 2.40 9.58 0.23 5.99 15.57 1.96 2.40 17.96 3.20 7.19 25.15 13.15 2.99 28.14 5.99 4.79 32.93 8.02 4.79 37.72 9.02 2.99 40.72 9.33 4.19 44.91 13.64 4.19 49.10 17.59 7.19 56.29 28.93 3.59 59.88 17.66 4.79 64.67 33.56 2.40 67.07 32.85 16.77 83.83 359.52 11.38 95.21 690.28 1.20 96.41 165.96 1.20 97.60 206.95 2.40 100.00 4,896.32 6,724.68
RP
210.49 210.71 212.67 215.88 229.03 235.02 243.05 252.06 261.40 275.04 292.63 321.57 339.23 372.79 405.64 765.16 1,455.44 1,621.40 1,828.36 6,724.68
BAND
3.13 0.00 0.03 0.05 0.20 0.09 0.12 0.13 0.14 0.20 0.26 0.43 0.26 0.50 0.49 5.35 10.26 2.47 3.08 72.81
CUM.
3.13 3.13 3.16 3.21 3.41 3.49 3.61 3.75 3.89 4.09 4.35 4.78 5.04 5.54 6.03 11.38 21.64 24.11 27.19 100.00
PERCENTAGE f
F
0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 1 0 0 0 3
BAND
0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 2 3 3 3 3
0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.16 0.16 33.33 0.00 0.16 33.33 0.00 0.16 33.33 0.00 0.16 33.33 0.00 0.16 33.33 0.00 0.16 33.33 0.00 0.16 33.33 0.00 0.16 33.33 0.00 0.16 66.67 36.38 36.55 100.00 550.71 587.26 100.00 0.00 587.26 100.00 0.00 587.26 100.00 0.00 587.26 587.26
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.20 93.78 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 6.22 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 2.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.12 79.78 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.07 0.07 0.06 0.06 0.06 0.05 0.05 0.04 0.04 4.78 40.35 36.22 32.12 8.73 8.73
Page 14 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 29
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
86,850 90,022 103,631 56,311 55,379 25,301 17,673 12,423 6,454 3,406 2,588 2,898 1,944 2,211 1,367 1,994 1,426 585 605 166 473,234
F
86,850 176,872 280,503 336,814 392,193 417,494 435,167 447,590 454,044 457,450 460,038 462,936 464,880 467,091 468,458 470,452 471,878 472,463 473,068 473,234
BAND
CUM.
18.35 18.35 19.02 37.38 21.90 59.27 11.90 71.17 11.70 82.88 5.35 88.22 3.73 91.96 2.63 94.58 1.36 95.94 0.72 96.66 0.55 97.21 0.61 97.82 0.41 98.23 0.47 98.70 0.29 98.99 0.42 99.41 0.30 99.71 0.12 99.84 0.13 99.96 0.04 100.00
PERCENTAGE rp
27,142.93 20,345.86 41,920.52 36,696.72 55,984.37 38,207.10 38,146.65 39,202.26 25,151.27 16,085.09 14,844.55 20,053.94 16,181.78 21,841.13 19,398.39 38,912.72 51,778.65 38,226.02 67,897.11 51,277.12 679,294.18
RP
27,142.93 47,488.79 89,409.32 126,106.03 182,090.40 220,297.50 258,444.15 297,646.41 322,797.68 338,882.77 353,727.32 373,781.26 389,963.04 411,804.17 431,202.56 470,115.28 521,893.93 560,119.95 628,017.06 679,294.18
BAND
CUM.
4.00 4.00 3.00 6.99 6.17 13.16 5.40 18.56 8.24 26.81 5.62 32.43 5.62 38.05 5.77 43.82 3.70 47.52 2.37 49.89 2.19 52.07 2.95 55.02 2.38 57.41 3.22 60.62 2.86 63.48 5.73 69.21 7.62 76.83 5.63 82.46 10.00 92.45 7.55 100.00
PERCENTAGE f
181 193 264 136 168 96 89 61 48 29 32 37 32 44 45 99 89 70 112 100 1,925
F
181 374 638 774 942 1,038 1,127 1,188 1,236 1,265 1,297 1,334 1,366 1,410 1,455 1,554 1,643 1,713 1,825 1,925
BAND
CUM.
9.40 9.40 10.03 19.43 13.71 33.14 7.06 40.21 8.73 48.94 4.99 53.92 4.62 58.55 3.17 61.71 2.49 64.21 1.51 65.71 1.66 67.38 1.92 69.30 1.66 70.96 2.29 73.25 2.34 75.58 5.14 80.73 4.62 85.35 3.64 88.99 5.82 94.81 5.19 100.00
PERCENTAGE rp
19,334.42 9,396.20 20,423.58 8,556.83 16,356.21 9,703.80 12,129.55 10,757.49 11,642.69 4,568.19 29,986.54 5,395.81 7,188.20 16,110.31 11,711.53 26,368.35 9,769.62 15,051.87 13,897.81 46,182.58 304,531.59
RP
19,334.42 28,730.62 49,154.20 57,711.03 74,067.24 83,771.05 95,900.60 106,658.09 118,300.78 122,868.97 152,855.51 158,251.32 165,439.52 181,549.83 193,261.36 219,629.71 229,399.33 244,451.20 258,349.01 304,531.59
BAND
CUM.
PERCENTAGE BAND
6.35 6.35 71.23 3.09 9.43 46.18 6.71 16.14 48.72 2.81 18.95 23.32 5.37 24.32 29.22 3.19 27.51 25.40 3.98 31.49 31.80 3.53 35.02 27.44 3.82 38.85 46.29 1.50 40.35 28.40 9.85 50.19 202.00 1.77 51.97 26.91 2.36 54.33 44.42 5.29 59.62 73.76 3.85 63.46 60.37 8.66 72.12 67.76 3.21 75.33 18.87 4.94 80.27 39.38 4.56 84.83 20.47 15.17 100.00 90.06
CUM
71.23 60.50 54.98 45.76 40.68 38.03 37.11 35.83 36.65 36.26 43.21 42.34 42.42 44.09 44.82 46.72 43.96 43.64 41.14 44.83 44.83
Page 15 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 30
DATA POSITION FROM
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
71 19 20 19 32 28 16 10 16 5 7 8 9 8 3 5 6 1 1 0 284
71 90 110 129 161 189 205 215 231 236 243 251 260 268 271 276 282 283 284 284
BAND
CUM.
25.00 25.00 6.69 31.69 7.04 38.73 6.69 45.42 11.27 56.69 9.86 66.55 5.63 72.18 3.52 75.70 5.63 81.34 1.76 83.10 2.46 85.56 2.82 88.38 3.17 91.55 2.82 94.37 1.06 95.42 1.76 97.18 2.11 99.30 0.35 99.65 0.35 100.00 0.00 100.00
PERCENTAGE rp
10.73 8.98 141.96 37.19 138.14 97.78 107.41 75.51 120.37 101.02 67.96 153.13 191.29 175.52 56.44 244.09 415.11 478.68 878.26 0.00 3,194.18
RP
10.73 1.74 143.70 106.51 31.63 129.40 236.81 312.32 432.69 533.71 601.67 754.80 946.09 1,121.60 1,178.04 1,422.13 1,837.24 2,315.93 3,194.18 3,194.18
BAND
0.34 0.28 4.44 1.16 4.32 3.06 3.36 2.36 3.77 3.16 2.13 4.79 5.99 5.49 1.77 7.64 13.00 14.99 27.50 0.00
CUM.
0.34 0.05 4.50 3.33 0.99 4.05 7.41 9.78 13.55 16.71 18.84 23.63 29.62 35.11 36.88 44.52 57.52 72.50 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 3 3 0 8
BAND
0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 2 2 5 8 8
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 12.50 0.00 12.50 0.00 12.50 12.50 25.00 0.00 25.00 37.50 62.50 37.50 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 204.95 0.00 0.00 0.00 365.88 0.00 131.50 54.07 0.00 756.41
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 204.95 204.95 204.95 204.95 570.83 570.83 702.33 756.41 756.41
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.10 0.00 0.00 0.00 48.37 0.00 17.38 7.15 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.10 27.10 27.10 27.10 75.47 75.47 92.85 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 133.84 0.00 0.00 0.00 149.90 0.00 27.47 6.16 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.15 21.66 18.27 17.40 40.14 31.07 30.33 23.68 23.68 23.68
Page 16 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 31
DATA POSITION FROM
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
92 30 32 13 49 40 42 34 26 30 18 38 29 86 55 88 78 64 13 0 857
92 122 154 167 216 256 298 332 358 388 406 444 473 559 614 702 780 844 857 857
BAND
CUM.
10.74 10.74 3.50 14.24 3.73 17.97 1.52 19.49 5.72 25.20 4.67 29.87 4.90 34.77 3.97 38.74 3.03 41.77 3.50 45.27 2.10 47.37 4.43 51.81 3.38 55.19 10.04 65.23 6.42 71.65 10.27 81.91 9.10 91.02 7.47 98.48 1.52 100.00 0.00 100.00
PERCENTAGE rp
RP
928.75 140.43 40.41 60.21 160.52 193.76 318.89 435.09 800.21 382.04 965.31 623.60 1,082.83 1,543.25 3,278.05 6,655.95 4,331.19 4,422.73 853.31 0.00
928.75 1,069.18 1,109.59 1,169.80 1,330.32 1,524.08 1,842.97 2,278.06 3,078.27 3,460.31 4,425.62 5,049.22 6,132.05 7,675.30 10,953.35 17,609.30 21,940.49 26,363.22 27,216.53 27,216.53
27,216.53
BAND
3.41 0.52 0.15 0.22 0.59 0.71 1.17 1.60 2.94 1.40 3.55 2.29 3.98 5.67 12.04 24.46 15.91 16.25 3.14 0.00
PERCENTAGE
CUM.
f
F
BAND
CUM.
3.41 3.93 4.08 4.30 4.89 5.60 6.77 8.37 11.31 12.71 16.26 18.55 22.53 28.20 40.25 64.70 80.61 96.86 100.00 100.00
5 0 0 0 1 1 1 0 43 1 38 0 41 3 56 6 10 3 0 0
5 5 5 5 6 7 8 8 51 52 90 90 131 134 190 196 206 209 209 209
2.39 0.00 0.00 0.00 0.48 0.48 0.48 0.00 20.57 0.48 18.18 0.00 19.62 1.44 26.79 2.87 4.78 1.44 0.00 0.00
2.39 2.39 2.39 2.39 2.87 3.35 3.83 3.83 24.40 24.88 43.06 43.06 62.68 64.11 90.91 93.78 98.56 100.00 100.00 100.00
209
PERCENTAGE rp
478.65 0.00 0.00 0.00 5.09 158.91 132.00 0.00 469.32 4.00 901.36 0.00 1,009.98 259.19 1,417.96 303.55 1,325.69 142.54 0.00 0.00 6,608.25
RP
478.65 478.65 478.65 478.65 483.75 642.65 774.65 774.65 1,243.97 1,247.97 2,149.34 2,149.34 3,159.32 3,418.51 4,836.47 5,140.02 6,465.71 6,608.25 6,608.25 6,608.25
BAND
7.24 0.00 0.00 0.00 0.08 2.40 2.00 0.00 7.10 0.06 13.64 0.00 15.28 3.92 21.46 4.59 20.06 2.16 0.00 0.00
CUM.
7.24 7.24 7.24 7.24 7.32 9.72 11.72 11.72 18.82 18.89 32.53 32.53 47.81 51.73 73.19 77.78 97.84 100.00 100.00 100.00
PERCENTAGE BAND
51.54 0.00 0.00 0.00 3.17 82.01 41.39 0.00 58.65 1.05 93.38 0.00 93.27 16.80 43.26 4.56 30.61 3.22 0.00 0.00
CUM
51.54 44.77 43.14 40.92 36.36 42.17 42.03 34.00 40.41 36.07 48.57 42.57 51.52 44.54 44.16 29.19 29.47 25.07 24.28 24.28 24.28
Page 17 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 32
DATA POSITION FROM
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
35 19 13 12 17 7 9 14 13 8 8 6 12 24 17 29 30 5 0 0 278
35 54 67 79 96 103 112 126 139 147 155 161 173 197 214 243 273 278 278 278
BAND
12.59 6.83 4.68 4.32 6.12 2.52 3.24 5.04 4.68 2.88 2.88 2.16 4.32 8.63 6.12 10.43 10.79 1.80 0.00 0.00
CUM.
12.59 19.42 24.10 28.42 34.53 37.05 40.29 45.32 50.00 52.88 55.76 57.91 62.23 70.86 76.98 87.41 98.20 100.00 100.00 100.00
PERCENTAGE rp
14.39 44.96 17.21 14.93 19.39 9.62 23.40 57.14 54.03 60.67 74.73 69.58 172.85 612.19 402.51 1,078.98 2,269.74 875.04 0.00 0.00 5,871.35
RP
14.39 59.35 76.56 91.49 110.88 120.50 143.90 201.04 255.07 315.74 390.47 460.05 632.89 1,245.09 1,647.59 2,726.57 4,996.31 5,871.35 5,871.35 5,871.35
BAND
0.25 0.77 0.29 0.25 0.33 0.16 0.40 0.97 0.92 1.03 1.27 1.19 2.94 10.43 6.86 18.38 38.66 14.90 0.00 0.00
CUM.
0.25 1.01 1.30 1.56 1.89 2.05 2.45 3.42 4.34 5.38 6.65 7.84 10.78 21.21 28.06 46.44 85.10 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 1 0 0 3 0 4 10 0 3 1 0 0 0 22
0 0 0 0 0 0 0 1 1 1 4 4 8 18 18 21 22 22 22 22
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 0.00 0.00 13.64 0.00 18.18 45.45 0.00 13.64 4.55 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 4.55 4.55 18.18 18.18 36.36 81.82 81.82 95.45 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 17.26 0.00 0.00 96.19 0.00 118.39 385.36 0.00 81.12 98.35 0.00 0.00 0.00 796.67
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 17.26 17.26 17.26 113.45 113.45 231.84 617.20 617.20 698.32 796.67 796.67 796.67 796.67
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.17 0.00 0.00 12.07 0.00 14.86 48.37 0.00 10.18 12.34 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.17 2.17 2.17 14.24 14.24 29.10 77.47 77.47 87.66 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 30.21 0.00 0.00 128.71 0.00 68.49 62.95 0.00 7.52 4.33 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.59 6.77 5.47 29.05 24.66 36.63 49.57 37.46 25.61 15.95 13.57 13.57 13.57 13.57
Page 18 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 40
DATA POSITION FROM
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
11 3 3 3 1 4 1 4 8 0 0 1 2 3 1 5 6 5 3 1 65
BAND
11 14 17 20 21 25 26 30 38 38 38 39 41 44 45 50 56 61 64 65
CUM.
16.92 16.92 4.62 21.54 4.62 26.15 4.62 30.77 1.54 32.31 6.15 38.46 1.54 40.00 6.15 46.15 12.31 58.46 0.00 58.46 0.00 58.46 1.54 60.00 3.08 63.08 4.62 67.69 1.54 69.23 7.69 76.92 9.23 86.15 7.69 93.85 4.62 98.46 1.54 100.00
PERCENTAGE rp
34.48 1.01 1.69 1.69 0.51 5.37 2.05 5.59 64.58 0.00 0.00 1.97 14.12 12.39 33.03 77.46 526.42 874.13 617.32 160.98 2,365.83
RP
34.48 33.47 31.79 30.09 29.58 24.21 22.16 16.57 48.01 48.01 48.01 49.98 64.10 76.48 109.51 186.97 713.39 1,587.53 2,204.85 2,365.83
BAND
1.46 0.04 0.07 0.07 0.02 0.23 0.09 0.24 2.73 0.00 0.00 0.08 0.60 0.52 1.40 3.27 22.25 36.95 26.09 6.80
CUM.
1.46 1.41 1.34 1.27 1.25 1.02 0.94 0.70 2.03 2.03 2.03 2.11 2.71 3.23 4.63 7.90 30.15 67.10 93.20 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 3 0 0 0 0 0 0 0 0 0 0 0 3
BAND
CUM.
0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 3 100.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 56.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 56.75
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 87.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 118.22 118.22 118.22 113.56 88.55 74.20 51.83 30.36 7.96 3.58 2.57 2.40 2.40
Page 19 of 204
RISK AND LOSS PROFILE 2003 GROUP BY PROVINCE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 3920101 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
448 632 726 289 208 86 54 22 12 3 5 9 7 6 7 4 16 4 5 4 2,547
F
448 1,080 1,806 2,095 2,303 2,389 2,443 2,465 2,477 2,480 2,485 2,494 2,501 2,507 2,514 2,518 2,534 2,538 2,543 2,547
BAND
CUM.
17.59 17.59 24.81 42.40 28.50 70.91 11.35 82.25 8.17 90.42 3.38 93.80 2.12 95.92 0.86 96.78 0.47 97.25 0.12 97.37 0.20 97.57 0.35 97.92 0.27 98.19 0.24 98.43 0.27 98.70 0.16 98.86 0.63 99.49 0.16 99.65 0.20 99.84 0.16 100.00
PERCENTAGE rp
80.90 197.88 548.43 343.61 410.07 261.88 186.00 83.49 44.48 26.71 8.43 109.91 47.73 117.02 76.77 135.04 1,034.31 456.60 51.07 2,040.72 6,261.03
RP
80.90 278.78 827.21 1,170.82 1,580.89 1,842.77 2,028.76 2,112.25 2,156.73 2,183.44 2,191.87 2,301.78 2,349.51 2,466.53 2,543.30 2,678.34 3,712.65 4,169.24 4,220.32 6,261.03
BAND
1.29 3.16 8.76 5.49 6.55 4.18 2.97 1.33 0.71 0.43 0.13 1.76 0.76 1.87 1.23 2.16 16.52 7.29 0.82 32.59
CUM.
1.29 4.45 13.21 18.70 25.25 29.43 32.40 33.74 34.45 34.87 35.01 36.76 37.53 39.39 40.62 42.78 59.30 66.59 67.41 100.00
PERCENTAGE f
F
0 2 5 0 2 1 0 0 0 0 0 1 0 0 0 0 5 0 0 0 16
0 2 7 7 9 10 10 10 10 10 10 11 11 11 11 11 16 16 16 16
BAND
0.00 12.50 31.25 0.00 12.50 6.25 0.00 0.00 0.00 0.00 0.00 6.25 0.00 0.00 0.00 0.00 31.25 0.00 0.00 0.00
CUM.
0.00 12.50 43.75 43.75 56.25 62.50 62.50 62.50 62.50 62.50 62.50 68.75 68.75 68.75 68.75 68.75 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 77.03 637.47 0.00 1,066.47 41.49 0.00 0.00 0.00 0.00 0.00 204.95 0.00 0.00 0.00 0.00 1,197.11 0.00 0.00 0.00 3,224.52
RP
0.00 77.03 714.50 714.50 1,780.97 1,822.46 1,822.46 1,822.46 1,822.46 1,822.46 1,822.46 2,027.41 2,027.41 2,027.41 2,027.41 2,027.41 3,224.52 3,224.52 3,224.52 3,224.52
BAND
0.00 2.39 19.77 0.00 33.07 1.29 0.00 0.00 0.00 0.00 0.00 6.36 0.00 0.00 0.00 0.00 37.13 0.00 0.00 0.00
CUM.
0.00 2.39 22.16 22.16 55.23 56.52 56.52 56.52 56.52 56.52 56.52 62.87 62.87 62.87 62.87 62.87 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 38.93 116.23 0.00 260.07 15.84 0.00 0.00 0.00 0.00 0.00 186.47 0.00 0.00 0.00 0.00 115.74 0.00 0.00 0.00
CUM
0.00 27.63 86.38 61.03 112.66 98.90 89.83 86.28 84.50 83.47 83.15 88.08 86.29 82.20 79.72 75.70 86.85 77.34 76.40 51.50 51.50
Page 20 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,251 6,475 8,570 4,292 3,689 1,363 1,054 653 352 218 165 190 172 170 122 205 151 74 30 12 33,208
F
5,251 11,726 20,296 24,588 28,277 29,640 30,694 31,347 31,699 31,917 32,082 32,272 32,444 32,614 32,736 32,941 33,092 33,166 33,196 33,208
BAND
CUM.
PERCENTAGE rp
15.81 15.81 2,078.80 19.50 35.31 1,492.31 25.81 61.12 3,783.10 12.92 74.04 3,198.00 11.11 85.15 4,396.47 4.10 89.26 2,347.92 3.17 92.43 3,017.12 1.97 94.40 2,378.82 1.06 95.46 1,909.14 0.66 96.11 1,204.04 0.50 96.61 1,879.36 0.57 97.18 1,805.71 0.52 97.70 2,269.27 0.51 98.21 2,247.46 0.37 98.58 2,508.02 0.62 99.20 5,862.11 0.45 99.65 17,315.33 0.22 99.87 5,382.36 0.09 99.96 5,237.78 0.04 100.00 9,872.70 80,185.84
RP
2,078.80 3,571.12 7,354.22 10,552.23 14,948.69 17,296.62 20,313.73 22,692.55 24,601.70 25,805.74 27,685.10 29,490.81 31,760.08 34,007.55 36,515.56 42,377.67 59,693.01 65,075.36 70,313.14 80,185.84
BAND
CUM.
2.59 2.59 1.86 4.45 4.72 9.17 3.99 13.16 5.48 18.64 2.93 21.57 3.76 25.33 2.97 28.30 2.38 30.68 1.50 32.18 2.34 34.53 2.25 36.78 2.83 39.61 2.80 42.41 3.13 45.54 7.31 52.85 21.59 74.44 6.71 81.16 6.53 87.69 12.31 100.00
PERCENTAGE f
11 8 17 11 11 4 7 4 4 3 3 5 2 4 11 23 7 2 0 0 137
F
11 19 36 47 58 62 69 73 77 80 83 88 90 94 105 128 135 137 137 137
BAND
CUM.
PERCENTAGE rp
8.03 8.03 462.47 5.84 13.87 415.65 12.41 26.28 751.53 8.03 34.31 932.24 8.03 42.34 746.22 2.92 45.26 79.73 5.11 50.36 1,630.40 2.92 53.28 1,926.77 2.92 56.20 2,069.21 2.19 58.39 944.94 2.19 60.58 3,267.87 3.65 64.23 777.00 1.46 65.69 26.55 2.92 68.61 19,621.51 8.03 76.64 12,404.02 16.79 93.43 6,271.93 5.11 98.54 191.70 1.46 100.00 387.03 0.00 100.00 0.00 0.00 100.00 0.00 52,906.77
RP
462.47 878.13 1,629.66 2,561.90 3,308.12 3,387.85 5,018.25 6,945.01 9,014.22 9,959.16 13,227.03 14,004.03 14,030.58 33,652.09 46,056.11 52,328.04 52,519.74 52,906.77 52,906.77 52,906.77
BAND
0.87 0.79 1.42 1.76 1.41 0.15 3.08 3.64 3.91 1.79 6.18 1.47 0.05 37.09 23.45 11.85 0.36 0.73 0.00 0.00
CUM.
0.87 1.66 3.08 4.84 6.25 6.40 9.49 13.13 17.04 18.82 25.00 26.47 26.52 63.61 87.05 98.91 99.27 100.00 100.00 100.00
PERCENTAGE BAND
22.25 27.85 19.87 29.15 16.97 3.40 54.04 81.00 108.38 78.48 173.88 43.03 1.17 873.05 494.57 106.99 1.11 7.19 0.00 0.00
CUM
22.25 24.59 22.16 24.28 22.13 19.59 24.70 30.60 36.64 38.59 47.78 47.49 44.18 98.95 126.13 123.48 87.98 81.30 75.24 65.98 65.98
Page 21 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,944 3,075 3,029 1,291 1,077 386 281 169 80 35 20 49 17 24 16 22 23 13 0 2 12,553
F
2,944 6,019 9,048 10,339 11,416 11,802 12,083 12,252 12,332 12,367 12,387 12,436 12,453 12,477 12,493 12,515 12,538 12,551 12,551 12,553
BAND
CUM.
23.45 23.45 24.50 47.95 24.13 72.08 10.28 82.36 8.58 90.94 3.07 94.02 2.24 96.26 1.35 97.60 0.64 98.24 0.28 98.52 0.16 98.68 0.39 99.07 0.14 99.20 0.19 99.39 0.13 99.52 0.18 99.70 0.18 99.88 0.10 99.98 0.00 99.98 0.02 100.00
PERCENTAGE rp
RP
295.17 295.17 527.98 823.15 1,001.33 1,824.48 769.48 2,593.96 1,167.77 3,761.73 640.91 4,402.65 625.65 5,028.30 529.65 5,557.95 269.50 5,827.45 152.28 5,979.73 121.19 6,100.92 306.80 6,407.72 121.15 6,528.87 251.18 6,780.05 216.08 6,996.13 572.16 7,568.29 1,261.52 8,829.81 1,312.66 10,142.47 0.00 10,142.47 307.23 10,449.69 10,449.69
BAND
2.82 5.05 9.58 7.36 11.18 6.13 5.99 5.07 2.58 1.46 1.16 2.94 1.16 2.40 2.07 5.48 12.07 12.56 0.00 2.94
CUM.
2.82 7.88 17.46 24.82 36.00 42.13 48.12 53.19 55.77 57.22 58.38 61.32 62.48 64.88 66.95 72.43 84.50 97.06 97.06 100.00
PERCENTAGE f
8 2 5 1 4 1 1 0 0 0 0 0 0 0 0 2 3 1 0 0 28
F
BAND
CUM.
8 10 15 16 20 21 22 22 22 22 22 22 22 22 22 24 27 28 28 28
28.57 28.57 7.14 35.71 17.86 53.57 3.57 57.14 14.29 71.43 3.57 75.00 3.57 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 7.14 85.71 10.71 96.43 3.57 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
428.89 162.75 897.69 22.58 1,329.27 0.00 132.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 389.69 2,852.24 0.00 0.00 0.00 6,215.11
RP
428.89 591.64 1,489.33 1,511.91 2,841.18 2,841.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 3,362.87 6,215.11 6,215.11 6,215.11 6,215.11
BAND
6.90 2.62 14.44 0.36 21.39 0.00 2.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.27 45.89 0.00 0.00 0.00
CUM.
6.90 9.52 23.96 24.33 45.71 45.71 47.84 47.84 47.84 47.84 47.84 47.84 47.84 47.84 47.84 54.11 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
145.31 30.83 89.65 2.93 113.83 0.00 21.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 68.11 226.10 0.00 0.00 0.00
145.31 71.88 81.63 58.29 75.53 64.53 59.13 53.49 51.02 49.72 48.73 46.40 45.54 43.85 42.50 44.43 70.39 61.28 61.28 59.48 59.48
Page 22 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
RIAU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,048 2,949 3,549 1,447 1,120 452 280 188 105 73 40 53 40 53 37 67 46 32 14 3 12,596
F
2,048 4,997 8,546 9,993 11,113 11,565 11,845 12,033 12,138 12,211 12,251 12,304 12,344 12,397 12,434 12,501 12,547 12,579 12,593 12,596
BAND
CUM.
16.26 16.26 23.41 39.67 28.18 67.85 11.49 79.33 8.89 88.23 3.59 91.81 2.22 94.04 1.49 95.53 0.83 96.36 0.58 96.94 0.32 97.26 0.42 97.68 0.32 98.00 0.42 98.42 0.29 98.71 0.53 99.25 0.37 99.61 0.25 99.87 0.11 99.98 0.02 100.00
PERCENTAGE rp
754.43 849.59 1,938.95 1,466.48 1,796.50 1,122.25 987.73 776.16 2,580.29 477.84 269.11 319.08 347.12 570.88 584.93 1,693.33 1,528.77 1,965.24 1,738.28 312.80 22,079.76
RP
754.43 1,604.02 3,542.97 5,009.45 6,805.94 7,928.19 8,915.92 9,692.09 12,272.38 12,750.22 13,019.33 13,338.41 13,685.53 14,256.41 14,841.34 16,534.67 18,063.44 20,028.68 21,766.96 22,079.76
BAND
3.42 3.85 8.78 6.64 8.14 5.08 4.47 3.52 11.69 2.16 1.22 1.45 1.57 2.59 2.65 7.67 6.92 8.90 7.87 1.42
CUM.
3.42 7.26 16.05 22.69 30.82 35.91 40.38 43.90 55.58 57.75 58.96 60.41 61.98 64.57 67.22 74.89 81.81 90.71 98.58 100.00
PERCENTAGE f
F
9 3 8 8 5 4 2 2 0 0 1 0 1 1 2 0 5 3 0 1 55
BAND
9 12 20 28 33 37 39 41 41 41 42 42 43 44 46 46 51 54 54 55
CUM.
16.36 16.36 5.45 21.82 14.55 36.36 14.55 50.91 9.09 60.00 7.27 67.27 3.64 70.91 3.64 74.55 0.00 74.55 0.00 74.55 1.82 76.36 0.00 76.36 1.82 78.18 1.82 80.00 3.64 83.64 0.00 83.64 9.09 92.73 5.45 98.18 0.00 98.18 1.82 100.00
PERCENTAGE rp
713.38 129.85 1,135.46 710.31 1,413.36 1,794.35 673.56 115.49 0.00 0.00 6.50 0.00 3.33 2.38 18.08 0.00 69.03 730.87 0.00 170.91 7,686.86
RP
713.38 843.23 1,978.70 2,689.01 4,102.37 5,896.72 6,570.28 6,685.77 6,685.77 6,685.77 6,692.27 6,692.27 6,695.60 6,697.98 6,716.05 6,716.05 6,785.08 7,515.95 7,515.95 7,686.86
BAND
PERCENTAGE
CUM.
BAND
9.28 9.28 1.69 10.97 14.77 25.74 9.24 34.98 18.39 53.37 23.34 76.71 8.76 85.47 1.50 86.98 0.00 86.98 0.00 86.98 0.08 87.06 0.00 87.06 0.04 87.10 0.03 87.14 0.24 87.37 0.00 87.37 0.90 88.27 9.51 97.78 0.00 97.78 2.22 100.00
94.56 15.28 58.56 48.44 78.67 159.89 68.19 14.88 0.00 0.00 2.42 0.00 0.96 0.42 3.09 0.00 4.52 37.19 0.00 54.64
CUM
94.56 52.57 55.85 53.68 60.28 74.38 73.69 68.98 54.48 52.44 51.40 50.17 48.92 46.98 45.25 40.62 37.56 37.53 34.53 34.81 34.81
Page 23 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2007
:
15/02/2007
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,230 1,064 1,057 511 419 155 121 89 42 24 28 21 20 19 21 35 18 16 10 2 4,902
F
1,230 2,294 3,351 3,862 4,281 4,436 4,557 4,646 4,688 4,712 4,740 4,761 4,781 4,800 4,821 4,856 4,874 4,890 4,900 4,902
BAND
25.09 21.71 21.56 10.42 8.55 3.16 2.47 1.82 0.86 0.49 0.57 0.43 0.41 0.39 0.43 0.71 0.37 0.33 0.20 0.04
CUM.
25.09 46.80 68.36 78.78 87.33 90.49 92.96 94.78 95.63 96.12 96.70 97.12 97.53 97.92 98.35 99.06 99.43 99.76 99.96 100.00
PERCENTAGE rp
RP
216.88 216.88 359.30 576.18 632.66 1,208.84 516.74 1,725.58 699.95 2,425.53 395.75 2,821.28 408.63 3,229.91 319.33 3,549.23 255.81 3,805.05 161.09 3,966.14 213.41 4,179.55 306.42 4,485.96 293.26 4,779.23 157.15 4,936.38 411.21 5,347.59 900.83 6,248.42 1,321.21 7,569.62 1,706.69 9,276.32 2,089.59 11,365.91 17.20 11,383.11 11,383.11
BAND
1.91 3.16 5.56 4.54 6.15 3.48 3.59 2.81 2.25 1.42 1.87 2.69 2.58 1.38 3.61 7.91 11.61 14.99 18.36 0.15
CUM.
1.91 5.06 10.62 15.16 21.31 24.78 28.37 31.18 33.43 34.84 36.72 39.41 41.99 43.37 46.98 54.89 66.50 81.49 99.85 100.00
PERCENTAGE f
F
3 3 3 1 0 0 0 0 2 0 1 0 3 0 1 1 3 7 0 2 30
3 6 9 10 10 10 10 10 12 12 13 13 16 16 17 18 21 28 28 30
BAND
CUM.
PERCENTAGE rp
RP
10.00 10.00 80.09 80.09 10.00 20.00 206.13 286.22 10.00 30.00 514.41 800.63 3.33 33.33 3.37 804.00 0.00 33.33 0.00 804.00 0.00 33.33 0.00 804.00 0.00 33.33 0.00 804.00 0.00 33.33 0.00 804.00 6.67 40.00 522.18 1,326.18 0.00 40.00 0.00 1,326.18 3.33 43.33 8.20 1,334.38 0.00 43.33 0.00 1,334.38 10.00 53.33 488.64 1,823.03 0.00 53.33 0.00 1,823.03 3.33 56.67 46.27 1,869.30 3.33 60.00 22.18 1,891.47 10.00 70.00 125.51 2,016.98 23.33 93.33 31,059.79 33,076.77 0.00 93.33 0.00 33,076.77 6.67 100.00 203.61 33,280.39 33,280.39
BAND
CUM.
PERCENTAGE BAND
0.24 0.24 36.93 0.62 0.86 57.37 1.55 2.41 81.31 0.01 2.42 0.65 0.00 2.42 0.00 0.00 2.42 0.00 0.00 2.42 0.00 0.00 2.42 0.00 1.57 3.98 204.13 0.00 3.98 0.00 0.02 4.01 3.84 0.00 4.01 0.00 1.47 5.48 166.62 0.00 5.48 0.00 0.14 5.62 11.25 0.07 5.68 2.46 0.38 6.06 9.50 93.33 99.39 1,819.88 0.00 99.39 0.00 0.61 100.00 1,183.81
CUM
36.93 49.68 66.23 46.59 33.15 28.50 24.89 22.65 34.85 33.44 31.93 29.75 38.14 36.93 34.96 30.27 26.65 356.57 291.02 292.37 292.37
Page 24 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,278 2,486 3,022 1,463 1,201 533 398 236 148 61 63 68 47 48 35 56 53 28 8 4 12,236
F
2,278 4,764 7,786 9,249 10,450 10,983 11,381 11,617 11,765 11,826 11,889 11,957 12,004 12,052 12,087 12,143 12,196 12,224 12,232 12,236
BAND
CUM.
18.62 18.62 20.32 38.93 24.70 63.63 11.96 75.59 9.82 85.40 4.36 89.76 3.25 93.01 1.93 94.94 1.21 96.15 0.50 96.65 0.51 97.16 0.56 97.72 0.38 98.10 0.39 98.50 0.29 98.78 0.46 99.24 0.43 99.67 0.23 99.90 0.07 99.97 0.03 100.00
PERCENTAGE rp
2,134.40 576.28 1,419.70 1,251.63 1,605.42 1,076.03 1,134.51 989.32 759.22 291.75 436.65 643.31 492.42 564.69 509.69 1,616.23 3,103.63 1,951.67 1,048.45 673.02 22,278.02
RP
2,134.40 2,710.68 4,130.38 5,382.01 6,987.43 8,063.46 9,197.97 10,187.28 10,946.50 11,238.26 11,674.91 12,318.22 12,810.64 13,375.32 13,885.01 15,501.25 18,604.88 20,556.55 21,605.00 22,278.02
BAND
9.58 2.59 6.37 5.62 7.21 4.83 5.09 4.44 3.41 1.31 1.96 2.89 2.21 2.53 2.29 7.25 13.93 8.76 4.71 3.02
CUM.
9.58 12.17 18.54 24.16 31.36 36.19 41.29 45.73 49.14 50.45 52.41 55.29 57.50 60.04 62.33 69.58 83.51 92.27 96.98 100.00
PERCENTAGE f
F
9 1 9 5 7 2 3 0 0 0 0 1 0 1 3 2 6 4 1 1 55
9 10 19 24 31 33 36 36 36 36 36 37 37 38 41 43 49 53 54 55
BAND
CUM.
16.36 16.36 1.82 18.18 16.36 34.55 9.09 43.64 12.73 56.36 3.64 60.00 5.45 65.45 0.00 65.45 0.00 65.45 0.00 65.45 0.00 65.45 1.82 67.27 0.00 67.27 1.82 69.09 5.45 74.55 3.64 78.18 10.91 89.09 7.27 96.36 1.82 98.18 1.82 100.00
PERCENTAGE rp
8,717.76 51.93 893.54 547.29 671.27 859.90 887.48 0.00 0.00 0.00 0.00 75.21 0.00 59.15 79.96 499.11 415.94 491.22 73.37 1,775.73 16,098.86
RP
8,717.76 8,769.70 9,663.23 10,210.52 10,881.79 11,741.69 12,629.17 12,629.17 12,629.17 12,629.17 12,629.17 12,704.38 12,704.38 12,763.54 12,843.50 13,342.60 13,758.54 14,249.76 14,323.13 16,098.86
BAND
CUM.
54.15 54.15 0.32 54.47 5.55 60.02 3.40 63.42 4.17 67.59 5.34 72.93 5.51 78.45 0.00 78.45 0.00 78.45 0.00 78.45 0.00 78.45 0.47 78.91 0.00 78.91 0.37 79.28 0.50 79.78 3.10 82.88 2.58 85.46 3.05 88.51 0.46 88.97 11.03 100.00
PERCENTAGE BAND
408.44 9.01 62.94 43.73 41.81 79.91 78.23 0.00 0.00 0.00 0.00 11.69 0.00 10.48 15.69 30.88 13.40 25.17 7.00 263.84
CUM
408.44 323.52 233.96 189.72 155.73 145.62 137.30 123.97 115.37 112.38 108.17 103.13 99.17 95.43 92.50 86.07 73.95 69.32 66.30 72.26 72.26
Page 25 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
815 619 471 152 148 59 24 19 16 4 5 9 4 6 1 7 12 0 0 1 2,372
F
815 1,434 1,905 2,057 2,205 2,264 2,288 2,307 2,323 2,327 2,332 2,341 2,345 2,351 2,352 2,359 2,371 2,371 2,371 2,372
BAND
CUM.
34.36 34.36 26.10 60.46 19.86 80.31 6.41 86.72 6.24 92.96 2.49 95.45 1.01 96.46 0.80 97.26 0.67 97.93 0.17 98.10 0.21 98.31 0.38 98.69 0.17 98.86 0.25 99.11 0.04 99.16 0.30 99.45 0.51 99.96 0.00 99.96 0.00 99.96 0.04 100.00
PERCENTAGE rp
299.57 209.13 321.13 181.34 280.41 114.94 78.52 49.57 56.42 32.52 22.34 50.05 16.46 114.55 10.00 197.68 434.40 0.00 0.00 251.05 2,720.09
RP
299.57 508.71 829.83 1,011.17 1,291.58 1,406.52 1,485.04 1,534.61 1,591.03 1,623.55 1,645.89 1,695.95 1,712.41 1,826.96 1,836.97 2,034.64 2,469.04 2,469.04 2,469.04 2,720.09
BAND
11.01 7.69 11.81 6.67 10.31 4.23 2.89 1.82 2.07 1.20 0.82 1.84 0.61 4.21 0.37 7.27 15.97 0.00 0.00 9.23
CUM.
11.01 18.70 30.51 37.17 47.48 51.71 54.60 56.42 58.49 59.69 60.51 62.35 62.95 67.17 67.53 74.80 90.77 90.77 90.77 100.00
PERCENTAGE f
F
2 3 5 0 2 1 0 0 1 1 0 0 0 1 0 0 0 0 0 0 16
2 5 10 10 12 13 13 13 14 15 15 15 15 16 16 16 16 16 16 16
BAND
12.50 18.75 31.25 0.00 12.50 6.25 0.00 0.00 6.25 6.25 0.00 0.00 0.00 6.25 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
12.50 31.25 62.50 62.50 75.00 81.25 81.25 81.25 87.50 93.75 93.75 93.75 93.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
32.04 294.43 463.31 0.00 485.38 8.12 0.00 0.00 8.08 0.00 0.00 0.00 0.00 178.55 0.00 0.00 0.00 0.00 0.00 0.00 1,469.93
RP
32.04 326.47 789.79 789.79 1,275.17 1,283.30 1,283.30 1,283.30 1,291.38 1,291.38 1,291.38 1,291.38 1,291.38 1,469.93 1,469.93 1,469.93 1,469.93 1,469.93 1,469.93 1,469.93
BAND
2.18 20.03 31.52 0.00 33.02 0.55 0.00 0.00 0.55 0.00 0.00 0.00 0.00 12.15 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
2.18 22.21 53.73 53.73 86.75 87.30 87.30 87.30 87.85 87.85 87.85 87.85 87.85 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
10.70 140.79 144.28 0.00 173.10 7.07 0.00 0.00 14.32 0.00 0.00 0.00 0.00 155.87 0.00 0.00 0.00 0.00 0.00 0.00
CUM
10.70 64.18 95.17 78.11 98.73 91.24 86.42 83.62 81.17 79.54 78.46 76.14 75.41 80.46 80.02 72.25 59.53 59.53 59.53 54.04 54.04
Page 26 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,500 1,638 1,616 821 836 365 263 174 90 64 50 34 59 44 30 55 33 9 10 0 7,691
F
1,500 3,138 4,754 5,575 6,411 6,776 7,039 7,213 7,303 7,367 7,417 7,451 7,510 7,554 7,584 7,639 7,672 7,681 7,691 7,691
BAND
CUM.
19.50 19.50 21.30 40.80 21.01 61.81 10.67 72.49 10.87 83.36 4.75 88.10 3.42 91.52 2.26 93.78 1.17 94.96 0.83 95.79 0.65 96.44 0.44 96.88 0.77 97.65 0.57 98.22 0.39 98.61 0.72 99.32 0.43 99.75 0.12 99.87 0.13 100.00 0.00 100.00
PERCENTAGE rp
675.03 326.32 680.00 638.20 1,433.65 674.68 742.84 612.24 428.02 408.52 360.48 312.06 850.49 454.19 640.17 1,252.22 1,339.82 1,363.61 2,212.13 0.00 15,404.70
RP
675.03 1,001.36 1,681.36 2,319.56 3,753.21 4,427.89 5,170.73 5,782.97 6,211.00 6,619.52 6,980.00 7,292.06 8,142.55 8,596.74 9,236.92 10,489.14 11,828.96 13,192.57 15,404.70 15,404.70
BAND
4.38 2.12 4.41 4.14 9.31 4.38 4.82 3.97 2.78 2.65 2.34 2.03 5.52 2.95 4.16 8.13 8.70 8.85 14.36 0.00
PERCENTAGE
CUM.
f
4.38 6.50 10.91 15.06 24.36 28.74 33.57 37.54 40.32 42.97 45.31 47.34 52.86 55.81 59.96 68.09 76.79 85.64 100.00 100.00
4 1 2 4 5 2 3 3 1 7 0 2 10 4 1 0 0 1 2 0 52
F
4 5 7 11 16 18 21 24 25 32 32 34 44 48 49 49 49 50 52 52
BAND
7.69 1.92 3.85 7.69 9.62 3.85 5.77 5.77 1.92 13.46 0.00 3.85 19.23 7.69 1.92 0.00 0.00 1.92 3.85 0.00
CUM.
PERCENTAGE rp
7.69 91.89 9.62 75.00 13.46 1,202.17 21.15 266.47 30.77 2,096.23 34.62 262.49 40.38 59.75 46.15 463.26 48.08 3.83 61.54 230.91 61.54 0.00 65.38 18.48 84.62 140.44 92.31 38.79 94.23 18.54 94.23 0.00 94.23 0.00 96.15 11.00 100.00 0.00 100.00 0.00 4,979.23
RP
91.89 166.89 1,369.05 1,635.52 3,731.75 3,994.24 4,053.99 4,517.25 4,521.07 4,751.98 4,751.98 4,770.46 4,910.90 4,949.69 4,968.23 4,968.23 4,968.23 4,979.23 4,979.23 4,979.23
BAND
CUM.
1.85 1.85 1.51 3.35 24.14 27.50 5.35 32.85 42.10 74.95 5.27 80.22 1.20 81.42 9.30 90.72 0.08 90.80 4.64 95.44 0.00 95.44 0.37 95.81 2.82 98.63 0.78 99.41 0.37 99.78 0.00 99.78 0.00 99.78 0.22 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
13.61 22.98 176.79 41.75 146.22 38.91 8.04 75.67 0.89 56.52 0.00 5.92 16.51 8.54 2.90 0.00 0.00 0.81 0.00 0.00
CUM
13.61 16.67 81.43 70.51 99.43 90.21 78.40 78.11 72.79 71.79 68.08 65.42 60.31 57.58 53.79 47.37 42.00 37.74 32.32 32.32 32.32
Page 27 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
13,046 18,583 31,149 21,600 24,184 12,043 8,465 6,242 3,277 1,712 1,273 1,469 974 1,224 777 1,148 908 406 510 110 149,100
F
13,046 31,629 62,778 84,378 108,562 120,605 129,070 135,312 138,589 140,301 141,574 143,043 144,017 145,241 146,018 147,166 148,074 148,480 148,990 149,100
BAND
8.75 12.46 20.89 14.49 16.22 8.08 5.68 4.19 2.20 1.15 0.85 0.99 0.65 0.82 0.52 0.77 0.61 0.27 0.34 0.07
CUM.
8.75 21.21 42.10 56.59 72.81 80.89 86.57 90.75 92.95 94.10 94.95 95.94 96.59 97.41 97.93 98.70 99.31 99.58 99.93 100.00
PERCENTAGE rp
15,952.94 3,800.59 9,853.83 11,008.69 18,112.99 14,764.19 15,638.13 19,047.21 12,139.86 7,487.09 6,718.45 10,480.63 8,208.99 12,690.39 10,858.75 25,205.72 32,217.24 26,064.68 67,426.90 33,916.81 361,594.07
RP
15,952.94 19,753.53 29,607.36 40,616.04 58,729.04 73,493.22 89,131.35 108,178.56 120,318.42 127,805.51 134,523.96 145,004.59 153,213.58 165,903.97 176,762.73 201,968.44 234,185.68 260,250.37 327,677.26 361,594.07
BAND
CUM.
4.41 4.41 1.05 5.46 2.73 8.19 3.04 11.23 5.01 16.24 4.08 20.32 4.32 24.65 5.27 29.92 3.36 33.27 2.07 35.35 1.86 37.20 2.90 40.10 2.27 42.37 3.51 45.88 3.00 48.88 6.97 55.86 8.91 64.76 7.21 71.97 18.65 90.62 9.38 100.00
PERCENTAGE f
F
70 64 78 64 68 47 41 33 33 16 26 29 19 28 21 58 48 44 96 82
70 134 212 276 344 391 432 465 498 514 540 569 588 616 637 695 743 787 883 965
965
BAND
CUM.
7.25 7.25 6.63 13.89 8.08 21.97 6.63 28.60 7.05 35.65 4.87 40.52 4.25 44.77 3.42 48.19 3.42 51.61 1.66 53.26 2.69 55.96 3.01 58.96 1.97 60.93 2.90 63.83 2.18 66.01 6.01 72.02 4.97 76.99 4.56 81.55 9.95 91.50 8.50 100.00
PERCENTAGE rp
13,844.24 2,778.89 4,215.65 4,122.74 3,697.46 2,801.38 4,027.90 3,647.71 6,267.43 5,765.38 26,189.00 1,437.79 7,013.73 2,967.06 1,863.43 14,660.00 9,228.21 2,862.57 9,319.57 43,770.16 170,480.31
RP
13,844.24 16,623.13 20,838.78 24,961.52 28,658.98 31,460.37 35,488.26 39,135.98 45,403.40 51,168.79 77,357.79 78,795.58 85,809.31 88,776.37 90,639.80 105,299.80 114,528.01 117,390.58 126,710.15 170,480.31
BAND
8.12 1.63 2.47 2.42 2.17 1.64 2.36 2.14 3.68 3.38 15.36 0.84 4.11 1.74 1.09 8.60 5.41 1.68 5.47 25.67
CUM.
PERCENTAGE BAND
CUM
8.12 86.78 9.75 73.12 12.22 42.78 14.64 37.45 16.81 20.41 18.45 18.97 20.82 25.76 22.96 19.15 26.63 51.63 30.01 77.00 45.38 389.81 46.22 13.72 50.33 85.44 52.07 23.38 53.17 17.16 61.77 58.16 67.18 28.64 68.86 10.98 74.33 13.82 100.00 129.05
86.78 84.15 70.38 61.46 48.80 42.81 39.82 36.18 37.74 40.04 57.50 54.34 56.01 53.51 51.28 52.14 48.90 45.11 38.67 47.15 47.15
Page 28 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
16,200 15,237 15,545 7,573 7,042 3,130 2,368 1,789 1,023 659 565 606 487 688 499 839 780 430 364 95 75,919
F
16,200 31,437 46,982 54,555 61,597 64,727 67,095 68,884 69,907 70,566 71,131 71,737 72,224 72,912 73,411 74,250 75,030 75,460 75,824 75,919
BAND
CUM.
21.34 21.34 20.07 41.41 20.48 61.88 9.98 71.86 9.28 81.14 4.12 85.26 3.12 88.38 2.36 90.73 1.35 92.08 0.87 92.95 0.74 93.69 0.80 94.49 0.64 95.13 0.91 96.04 0.66 96.70 1.11 97.80 1.03 98.83 0.57 99.40 0.48 99.87 0.13 100.00
PERCENTAGE rp
7,713.56 2,946.93 5,963.74 5,039.15 7,671.99 5,573.50 5,089.39 9,220.36 4,317.74 3,558.18 4,030.07 4,946.28 4,398.43 8,141.91 7,101.65 18,492.95 31,812.85 33,159.63 42,580.30 15,434.88 227,193.50
RP
7,713.56 10,660.50 16,624.24 21,663.39 29,335.38 34,908.87 39,998.27 49,218.63 53,536.37 57,094.56 61,124.62 66,070.90 70,469.33 78,611.24 85,712.89 104,205.84 136,018.69 169,178.32 211,758.62 227,193.50
BAND
3.40 1.30 2.62 2.22 3.38 2.45 2.24 4.06 1.90 1.57 1.77 2.18 1.94 3.58 3.13 8.14 14.00 14.60 18.74 6.79
CUM.
3.40 4.69 7.32 9.54 12.91 15.37 17.61 21.66 23.56 25.13 26.90 29.08 31.02 34.60 37.73 45.87 59.87 74.46 93.21 100.00
PERCENTAGE f
F
29 21 46 22 30 9 13 13 10 10 10 10 12 25 17 39 52 42 34 30 474
29 50 96 118 148 157 170 183 193 203 213 223 235 260 277 316 368 410 444 474
BAND
CUM.
6.12 6.12 4.43 10.55 9.70 20.25 4.64 24.89 6.33 31.22 1.90 33.12 2.74 35.86 2.74 38.61 2.11 40.72 2.11 42.83 2.11 44.94 2.11 47.05 2.53 49.58 5.27 54.85 3.59 58.44 8.23 66.67 10.97 77.64 8.86 86.50 7.17 93.67 6.33 100.00
PERCENTAGE rp
1,689.04 233.62 1,114.25 826.34 1,914.26 309.18 1,299.72 1,767.10 1,739.32 580.21 286.99 1,280.40 4,048.89 2,316.49 1,645.73 8,764.87 16,016.63 3,508.47 29,537.61 18,847.34 97,726.47
RP
1,689.04 1,922.66 3,036.91 3,863.25 5,777.51 6,086.69 7,386.42 9,153.52 10,892.85 11,473.06 11,760.05 13,040.45 17,089.34 19,405.83 21,051.55 29,816.42 45,833.05 49,341.52 78,879.13 97,726.47
BAND
CUM.
1.73 1.73 0.24 1.97 1.14 3.11 0.85 3.95 1.96 5.91 0.32 6.23 1.33 7.56 1.81 9.37 1.78 11.15 0.59 11.74 0.29 12.03 1.31 13.34 4.14 17.49 2.37 19.86 1.68 21.54 8.97 30.51 16.39 46.90 3.59 50.49 30.22 80.71 19.29 100.00
PERCENTAGE BAND
CUM.
21.90 7.93 18.68 16.40 24.95 5.55 25.54 19.17 40.28 16.31 7.12 25.89 92.05 28.45 23.17 47.40 50.35 10.58 69.37 122.11
21.90 18.04 18.27 17.83 19.69 17.44 18.47 18.60 20.35 20.09 19.24 19.74 24.25 24.69 24.56 28.61 33.70 29.17 37.25 43.01 43.01
Page 29 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
8,371 5,736 5,118 2,540 2,709 1,419 1,083 859 583 292 242 270 208 269 181 246 178 90 52 17 30,463
F
8,371 14,107 19,225 21,765 24,474 25,893 26,976 27,835 28,418 28,710 28,952 29,222 29,430 29,699 29,880 30,126 30,304 30,394 30,446 30,463
BAND
CUM.
27.48 27.48 18.83 46.31 16.80 63.11 8.34 71.45 8.89 80.34 4.66 85.00 3.56 88.55 2.82 91.37 1.91 93.29 0.96 94.25 0.79 95.04 0.89 95.93 0.68 96.61 0.88 97.49 0.59 98.09 0.81 98.89 0.58 99.48 0.30 99.77 0.17 99.94 0.06 100.00
PERCENTAGE rp
3,480.54 1,233.65 2,596.21 1,938.25 4,185.12 2,866.55 2,950.60 3,144.09 2,931.05 1,622.45 1,597.73 2,081.44 2,350.03 3,459.92 3,410.04 7,887.09 6,986.64 5,714.27 6,146.38 1,104.66 67,686.71
RP
3,480.54 4,714.19 7,310.40 9,248.64 13,433.76 16,300.31 19,250.91 22,395.01 25,326.06 26,948.51 28,546.25 30,627.69 32,977.71 36,437.63 39,847.68 47,734.76 54,721.40 60,435.67 66,582.05 67,686.71
BAND
CUM.
5.14 5.14 1.82 6.96 3.84 10.80 2.86 13.66 6.18 19.85 4.24 24.08 4.36 28.44 4.65 33.09 4.33 37.42 2.40 39.81 2.36 42.17 3.08 45.25 3.47 48.72 5.11 53.83 5.04 58.87 11.65 70.52 10.32 80.85 8.44 89.29 9.08 98.37 1.63 100.00
PERCENTAGE f
F
22 6 11 8 15 9 10 7 9 3 5 18 20 12 17 34 29 24 13 0
22 8.09 8.09 28 2.21 10.29 39 4.04 14.34 47 2.94 17.28 62 5.51 22.79 71 3.31 26.10 81 3.68 29.78 88 2.57 32.35 97 3.31 35.66 100 1.10 36.76 105 1.84 38.60 123 6.62 45.22 143 7.35 52.57 155 4.41 56.99 172 6.25 63.24 206 12.50 75.74 235 10.66 86.40 259 8.82 95.22 272 4.78 100.00 272 0.00 100.00
272
BAND
CUM.
PERCENTAGE rp
2,560.33 141.64 818.43 309.49 7,684.07 1,607.65 1,329.77 736.00 1,622.43 45.53 159.52 370.53 3,202.90 3,784.88 493.79 1,312.24 7,774.64 224.86 449.09 0.00 34,627.80
RP
2,560.33 2,701.97 3,520.40 3,829.89 11,513.96 13,121.61 14,451.38 15,187.38 16,809.81 16,855.34 17,014.86 17,385.39 20,588.30 24,373.18 24,866.96 26,179.21 33,953.85 34,178.71 34,627.80 34,627.80
BAND
CUM.
7.39 7.39 0.41 7.80 2.36 10.17 0.89 11.06 22.19 33.25 4.64 37.89 3.84 41.73 2.13 43.86 4.69 48.54 0.13 48.68 0.46 49.14 1.07 50.21 9.25 59.46 10.93 70.39 1.43 71.81 3.79 75.60 22.45 98.05 0.65 98.70 1.30 100.00 0.00 100.00
PERCENTAGE BAND
73.56 11.48 31.52 15.97 183.60 56.08 45.07 23.41 55.35 2.81 9.98 17.80 136.29 109.39 14.48 16.64 111.28 3.94 7.31 0.00
CUM
73.56 57.32 48.16 41.41 85.71 80.50 75.07 67.82 66.37 62.55 59.60 56.76 62.43 66.89 62.41 54.84 62.05 56.55 52.01 51.16 51.16
Page 30 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,089 990 904 481 469 214 127 111 66 38 34 40 28 37 17 31 29 10 11 2 4,728
F
1,089 2,079 2,983 3,464 3,933 4,147 4,274 4,385 4,451 4,489 4,523 4,563 4,591 4,628 4,645 4,676 4,705 4,715 4,726 4,728
BAND
CUM.
PERCENTAGE rp
23.03 23.03 281.06 20.94 43.97 148.13 19.12 63.09 312.09 10.17 73.27 282.33 9.92 83.19 549.88 4.53 87.71 325.56 2.69 90.40 250.90 2.35 92.75 400.28 1.40 94.14 296.13 0.80 94.95 192.66 0.72 95.66 155.81 0.85 96.51 177.92 0.59 97.10 216.45 0.78 97.88 365.52 0.36 98.24 239.55 0.66 98.90 784.11 0.61 99.51 1,005.95 0.21 99.73 424.26 0.23 99.96 1,284.34 0.04 100.00 119.44 7,573.50
RP
281.06 429.19 741.28 1,023.61 1,573.50 1,899.06 2,149.95 2,550.23 2,846.36 3,039.02 3,194.83 3,372.75 3,589.20 3,954.72 4,194.27 4,978.38 5,984.33 6,408.60 7,692.94 7,573.50
BAND
3.71 1.96 4.12 3.73 7.26 4.30 3.31 5.29 3.91 2.54 2.06 2.35 2.86 4.83 3.16 10.35 13.28 5.60 16.96 1.58
CUM.
3.71 5.67 9.79 13.52 20.78 25.08 28.39 33.67 37.58 40.13 42.18 44.53 47.39 52.22 55.38 65.73 79.02 84.62 101.58 100.00
PERCENTAGE f
F
1 1 2 1 2 1 1 1 0 0 0 0 0 2 1 1 0 0 2 0 16
1 2 4 5 7 8 9 10 10 10 10 10 10 12 13 14 14 14 16 16
BAND
CUM.
PERCENTAGE rp
6.25 6.25 33.96 6.25 12.50 3.76 12.50 25.00 25.98 6.25 31.25 2.06 12.50 43.75 123.17 6.25 50.00 25.26 6.25 56.25 60.01 6.25 62.50 36.45 0.00 62.50 0.00 0.00 62.50 0.00 0.00 62.50 0.00 0.00 62.50 0.00 0.00 62.50 0.00 12.50 75.00 4,350.29 6.25 81.25 155.23 6.25 87.50 10.12 0.00 87.50 0.00 0.00 87.50 0.00 12.50 100.00 122.89 0.00 100.00 0.00 4,949.17
RP
33.96 37.72 63.70 65.75 188.92 214.18 274.20 310.65 310.65 310.65 310.65 310.65 310.65 4,660.94 4,816.16 4,826.28 4,826.28 4,826.28 4,949.17 4,949.17
BAND
CUM.
PERCENTAGE BAND
0.69 0.69 12.08 0.08 0.76 2.54 0.52 1.29 8.32 0.04 1.33 0.73 2.49 3.82 22.40 0.51 4.33 7.76 1.21 5.54 23.92 0.74 6.28 9.11 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 87.90 94.18 1,190.16 3.14 97.31 64.80 0.20 97.52 1.29 0.00 97.52 0.00 0.00 97.52 0.00 2.48 100.00 9.57 0.00 100.00 0.00
CUM
12.08 8.79 8.59 6.42 12.01 11.28 12.75 12.18 10.91 10.22 9.72 9.21 8.66 117.86 114.83 96.94 80.65 75.31 64.33 65.35 65.35
Page 31 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
10,825 9,091 9,747 5,368 5,636 3,028 2,326 1,887 1,082 634 512 627 429 541 332 507 391 135 149 35 53,282
F
10,825 19,916 29,663 35,031 40,667 43,695 46,021 47,908 48,990 49,624 50,136 50,763 51,192 51,733 52,065 52,572 52,963 53,098 53,247 53,282
BAND
20.32 17.06 18.29 10.07 10.58 5.68 4.37 3.54 2.03 1.19 0.96 1.18 0.81 1.02 0.62 0.95 0.73 0.25 0.28 0.07
CUM.
20.32 37.38 55.67 65.75 76.32 82.01 86.37 89.91 91.94 93.13 94.10 95.27 96.08 97.09 97.72 98.67 99.40 99.65 99.93 100.00
PERCENTAGE rp
4,583.33 1,847.56 3,840.68 3,357.68 5,836.22 4,960.73 5,328.48 6,539.84 5,364.37 3,581.88 4,204.48 5,017.33 5,135.39 7,507.58 8,728.84 16,347.94 21,354.16 11,576.49 20,815.07 17,583.61 163,511.67
RP
4,583.33 6,430.89 10,271.58 13,629.26 19,465.48 24,426.21 29,754.69 36,294.53 41,658.90 45,240.78 49,445.26 54,462.59 59,597.99 67,105.57 75,834.41 92,182.35 113,536.50 125,112.99 145,928.06 163,511.67
BAND
2.80 1.13 2.35 2.05 3.57 3.03 3.26 4.00 3.28 2.19 2.57 3.07 3.14 4.59 5.34 10.00 13.06 7.08 12.73 10.75
PERCENTAGE
CUM.
f
F
2.80 3.93 6.28 8.34 11.90 14.94 18.20 22.20 25.48 27.67 30.24 33.31 36.45 41.04 46.38 56.38 69.44 76.52 89.25 100.00
15 8 16 5 13 12 20 13 48 10 46 7 48 20 63 28 43 14 19 2
15 23 39 44 57 69 89 102 150 160 206 213 261 281 344 372 415 429 448 450
450
BAND
3.33 1.78 3.56 1.11 2.89 2.67 4.44 2.89 10.67 2.22 10.22 1.56 10.67 4.44 14.00 6.22 9.56 3.11 4.22 0.44
CUM.
3.33 5.11 8.67 9.78 12.67 15.33 19.78 22.67 33.33 35.56 45.78 47.33 58.00 62.44 76.44 82.67 92.22 95.33 99.56 100.00
PERCENTAGE rp
1,089.52 404.29 654.08 254.79 2,879.81 1,203.69 1,159.62 2,737.19 1,993.94 2,218.11 3,898.03 251.81 4,034.40 3,270.12 2,431.58 2,396.14 3,586.14 4,262.84 3,469.80 734.39 42,930.29
RP
1,089.52 1,493.81 2,147.89 2,402.69 5,282.50 6,486.18 7,645.80 10,382.99 12,376.93 14,595.04 18,493.07 18,744.89 22,779.29 26,049.41 28,480.99 30,877.13 34,463.27 38,726.10 42,195.90 42,930.29
BAND
CUM.
2.54 2.54 0.94 3.48 1.52 5.00 0.59 5.60 6.71 12.30 2.80 15.11 2.70 17.81 6.38 24.19 4.64 28.83 5.17 34.00 9.08 43.08 0.59 43.66 9.40 53.06 7.62 60.68 5.66 66.34 5.58 71.92 8.35 80.28 9.93 90.21 8.08 98.29 1.71 100.00
PERCENTAGE BAND
23.77 21.88 17.03 7.59 49.34 24.26 21.76 41.85 37.17 61.93 92.71 5.02 78.56 43.56 27.86 14.66 16.79 36.82 16.67 4.18
CUM
23.77 23.23 20.91 17.63 27.14 26.55 25.70 28.61 29.71 32.26 37.40 34.42 38.22 38.82 37.56 33.50 30.35 30.95 28.92 26.26 26.26
Page 32 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,262 5,817 3,417 1,103 923 325 202 139 56 39 27 31 18 12 16 17 15 3 6 3 18,431
F
6,262 12,079 15,496 16,599 17,522 17,847 18,049 18,188 18,244 18,283 18,310 18,341 18,359 18,371 18,387 18,404 18,419 18,422 18,428 18,431
BAND
CUM.
33.98 33.98 31.56 65.54 18.54 84.08 5.98 90.06 5.01 95.07 1.76 96.83 1.10 97.93 0.75 98.68 0.30 98.99 0.21 99.20 0.15 99.34 0.17 99.51 0.10 99.61 0.07 99.67 0.09 99.76 0.09 99.85 0.08 99.93 0.02 99.95 0.03 99.98 0.02 100.00
PERCENTAGE rp
3,575.91 3,028.63 3,275.08 1,793.63 2,238.37 994.68 859.90 718.58 367.59 296.16 359.11 406.42 291.92 213.68 592.88 326.08 839.31 116.57 812.46 0.04 21,106.91
RP
3,575.91 6,604.54 9,879.62 11,673.25 13,911.63 14,906.30 15,766.20 16,484.77 16,852.36 17,148.52 17,507.63 17,914.05 18,205.97 18,419.65 19,012.53 19,338.61 20,177.91 20,294.49 21,106.95 21,106.91
BAND
16.94 14.35 15.52 8.50 10.60 4.71 4.07 3.40 1.74 1.40 1.70 1.93 1.38 1.01 2.81 1.54 3.98 0.55 3.85 0.00
PERCENTAGE
CUM.
f
F
16.94 31.29 46.81 55.31 65.91 70.62 74.70 78.10 79.84 81.25 82.95 84.87 86.26 87.27 90.08 91.62 95.60 96.15 100.00 100.00
28 39 26 5 1 7 0 0 3 0 0 0 0 0 0 3 3 0 4 0
28 23.53 23.53 67 32.77 56.30 93 21.85 78.15 98 4.20 82.35 99 0.84 83.19 106 5.88 89.08 106 0.00 89.08 106 0.00 89.08 109 2.52 91.60 109 0.00 91.60 109 0.00 91.60 109 0.00 91.60 109 0.00 91.60 109 0.00 91.60 109 0.00 91.60 112 2.52 94.12 115 2.52 96.64 115 0.00 96.64 119 3.36 100.00 119 0.00 100.00
119
BAND
CUM.
PERCENTAGE rp
836.91 2,345.27 3,328.16 924.64 0.40 712.65 0.00 0.00 65.22 0.00 0.00 0.00 0.00 0.00 0.00 162.81 12.44 0.00 4,804.59 0.00 13,192.28
RP
836.91 3,182.17 6,510.34 7,434.97 7,434.57 8,147.22 8,147.22 8,147.22 8,212.44 8,212.44 8,212.44 8,212.44 8,212.44 8,212.44 8,212.44 8,375.25 8,387.69 8,387.69 13,192.28 13,192.28
BAND
PERCENTAGE
CUM.
BAND
6.34 6.34 17.78 24.12 25.23 49.35 7.01 56.36 0.00 56.36 5.40 61.76 0.00 61.76 0.00 61.76 0.49 62.25 0.00 62.25 0.00 62.25 0.00 62.25 0.00 62.25 0.00 62.25 0.00 62.25 1.23 63.49 0.09 63.58 0.00 63.58 36.42 100.00 0.00 100.00
23.40 77.44 101.62 51.55 0.02 71.65 0.00 0.00 17.74 0.00 0.00 0.00 0.00 0.00 0.00 49.93 1.48 0.00 591.36 0.00
CUM
23.40 48.18 65.90 63.69 53.44 54.66 51.68 49.42 48.73 47.89 46.91 45.84 45.11 44.59 43.19 43.31 41.57 41.33 62.50 62.50 62.50
Page 33 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
875 581 464 216 237 114 73 44 32 15 7 12 2 15 11 15 9 8 4 1 2,735
F
875 1,456 1,920 2,136 2,373 2,487 2,560 2,604 2,636 2,651 2,658 2,670 2,672 2,687 2,698 2,713 2,722 2,730 2,734 2,735
BAND
CUM.
31.99 31.99 21.24 53.24 16.97 70.20 7.90 78.10 8.67 86.76 4.17 90.93 2.67 93.60 1.61 95.21 1.17 96.38 0.55 96.93 0.26 97.18 0.44 97.62 0.07 97.70 0.55 98.24 0.40 98.65 0.55 99.20 0.33 99.52 0.29 99.82 0.15 99.96 0.04 100.00
PERCENTAGE rp
232.24 262.98 380.06 311.33 538.58 332.33 258.22 438.44 320.58 66.60 45.18 171.04 6.76 173.67 181.05 390.09 483.98 501.10 1,395.62 156.94 6,646.79
RP
232.24 495.22 875.29 1,186.62 1,725.20 2,057.52 2,315.74 2,754.18 3,074.76 3,141.37 3,186.55 3,357.59 3,364.35 3,538.02 3,719.06 4,109.16 4,593.13 5,094.23 6,489.85 6,646.79
BAND
3.49 3.96 5.72 4.68 8.10 5.00 3.88 6.60 4.82 1.00 0.68 2.57 0.10 2.61 2.72 5.87 7.28 7.54 21.00 2.36
CUM.
3.49 7.45 13.17 17.85 25.96 30.96 34.84 41.44 46.26 47.26 47.94 50.51 50.62 53.23 55.95 61.82 69.10 76.64 97.64 100.00
PERCENTAGE f
3 2 2 2 1 1 0 0 2 0 0 0 0 1 0 0 0 0 3 0 17
F
BAND
CUM.
3 5 7 9 10 11 11 11 13 13 13 13 13 14 14 14 14 14 17 17
17.65 17.65 11.76 29.41 11.76 41.18 11.76 52.94 5.88 58.82 5.88 64.71 0.00 64.71 0.00 64.71 11.76 76.47 0.00 76.47 0.00 76.47 0.00 76.47 0.00 76.47 5.88 82.35 0.00 82.35 0.00 82.35 0.00 82.35 0.00 82.35 17.65 100.00 0.00 100.00
PERCENTAGE rp
61.21 148.08 138.56 600.90 368.49 158.91 0.00 0.00 43.58 0.00 0.00 0.00 0.00 39.39 0.00 0.00 0.00 0.00 371.84 0.00 1,930.96
RP
61.21 209.28 347.85 948.75 1,317.24 1,476.14 1,476.14 1,476.14 1,519.73 1,519.73 1,519.73 1,519.73 1,519.73 1,559.12 1,559.12 1,559.12 1,559.12 1,559.12 1,930.96 1,930.96
BAND
CUM.
3.17 3.17 7.67 10.84 7.18 18.01 31.12 49.13 19.08 68.22 8.23 76.45 0.00 76.45 0.00 76.45 2.26 78.70 0.00 78.70 0.00 78.70 0.00 78.70 0.00 78.70 2.04 80.74 0.00 80.74 0.00 80.74 0.00 80.74 0.00 80.74 19.26 100.00 0.00 100.00
PERCENTAGE BAND
26.35 56.31 36.46 193.01 68.42 47.82 0.00 0.00 13.60 0.00 0.00 0.00 0.00 22.68 0.00 0.00 0.00 0.00 26.64 0.00
CUM
26.35 42.26 39.74 79.95 76.35 71.74 63.74 53.60 49.43 48.38 47.69 45.26 45.17 44.07 41.92 37.94 33.94 30.61 29.75 29.05 29.05
Page 34 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,337 1,566 1,199 556 584 281 181 125 80 40 28 38 16 32 18 26 32 21 16 1 7,177
F
2,337 3,903 5,102 5,658 6,242 6,523 6,704 6,829 6,909 6,949 6,977 7,015 7,031 7,063 7,081 7,107 7,139 7,160 7,176 7,177
BAND
CUM.
32.56 32.56 21.82 54.38 16.71 71.09 7.75 78.84 8.14 86.97 3.92 90.89 2.52 93.41 1.74 95.15 1.11 96.27 0.56 96.82 0.39 97.21 0.53 97.74 0.22 97.97 0.45 98.41 0.25 98.66 0.36 99.02 0.45 99.47 0.29 99.76 0.22 99.99 0.01 100.00
PERCENTAGE rp
RP
734.77 734.77 386.52 1,121.29 607.06 1,728.35 478.19 2,206.54 861.37 3,067.91 610.88 3,678.79 613.13 4,291.92 598.46 4,890.39 516.90 5,407.29 242.62 5,649.91 162.88 5,812.79 342.35 6,155.13 168.44 6,323.57 447.93 6,771.50 318.74 7,090.24 626.45 7,716.69 1,559.69 9,276.38 1,123.37 10,399.75 3,041.74 13,441.48 31.06 13,472.54 13,472.54
BAND
5.45 2.87 4.51 3.55 6.39 4.53 4.55 4.44 3.84 1.80 1.21 2.54 1.25 3.32 2.37 4.65 11.58 8.34 22.58 0.23
CUM.
5.45 8.32 12.83 16.38 22.77 27.31 31.86 36.30 40.14 41.94 43.15 45.69 46.94 50.26 52.63 57.28 68.85 77.19 99.77 100.00
PERCENTAGE f
F
4 1 2 0 4 0 1 1 0 0 0 0 0 1 1 1 2 0 2 0 20
4 5 7 7 11 11 12 13 13 13 13 13 13 14 15 16 18 18 20 20
BAND
CUM.
20.00 20.00 5.00 25.00 10.00 35.00 0.00 35.00 20.00 55.00 0.00 55.00 5.00 60.00 5.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 5.00 70.00 5.00 75.00 5.00 80.00 10.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00
PERCENTAGE rp
RP
114.11 114.11 0.00 114.11 155.38 269.49 0.00 269.49 47.36 316.85 0.00 316.85 0.63 317.48 1,117.17 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 41.25 1,475.90 48.75 1,524.65 7,600.50 9,125.14 310.03 9,435.17 0.00 9,435.17 1,587.62 11,022.79 0.00 11,022.79 11,022.79
BAND
CUM.
PERCENTAGE BAND
CUM
1.04 1.04 15.53 0.00 1.04 0.00 1.41 2.44 25.60 0.00 2.44 0.00 0.43 2.87 5.50 0.00 2.87 0.00 0.01 2.88 0.10 10.14 13.02 186.67 0.00 13.02 0.00 0.00 13.02 0.00 0.00 13.02 0.00 0.00 13.02 0.00 0.00 13.02 0.00 0.37 13.39 9.21 0.44 13.83 15.29 68.95 82.78 1,213.26 2.81 85.60 19.88 0.00 85.60 0.00 14.40 100.00 52.19 0.00 100.00 0.00
15.53 10.18 15.59 12.21 10.33 8.61 7.40 29.34 26.53 25.39 24.68 23.31 22.69 21.80 21.50 118.25 101.71 90.72 82.01 81.82 81.82
Page 35 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,747 2,050 2,424 1,317 1,259 597 396 274 138 57 61 79 36 58 34 55 50 22 24 7 10,685
F
1,747 3,797 6,221 7,538 8,797 9,394 9,790 10,064 10,202 10,259 10,320 10,399 10,435 10,493 10,527 10,582 10,632 10,654 10,678 10,685
BAND
CUM.
16.35 16.35 19.19 35.54 22.69 58.22 12.33 70.55 11.78 82.33 5.59 87.92 3.71 91.62 2.56 94.19 1.29 95.48 0.53 96.01 0.57 96.58 0.74 97.32 0.34 97.66 0.54 98.20 0.32 98.52 0.51 99.04 0.47 99.50 0.21 99.71 0.22 99.93 0.07 100.00
PERCENTAGE rp
1,171.77 677.55 1,327.03 1,338.00 2,064.44 1,599.99 1,335.64 1,349.05 706.46 443.83 1,734.44 559.08 382.46 1,549.66 587.11 1,259.55 2,196.27 2,022.98 8,965.34 5,031.77 36,302.42
RP
1,171.77 1,849.32 3,176.34 4,514.34 6,578.78 8,178.78 9,514.42 10,863.47 11,569.93 12,013.76 13,748.21 14,307.29 14,689.75 16,239.41 16,826.51 18,086.07 20,282.34 22,305.32 31,270.66 36,302.42
BAND
3.23 1.87 3.66 3.69 5.69 4.41 3.68 3.72 1.95 1.22 4.78 1.54 1.05 4.27 1.62 3.47 6.05 5.57 24.70 13.86
PERCENTAGE
CUM.
f
3.23 5.09 8.75 12.44 18.12 22.53 26.21 29.92 31.87 33.09 37.87 39.41 40.46 44.73 46.35 49.82 55.87 61.44 86.14 100.00
4 15 12 1 6 1 2 1 2 1 0 0 2 2 1 2 3 2 3 1 61
F
BAND
CUM.
4 6.56 6.56 19 24.59 31.15 31 19.67 50.82 32 1.64 52.46 38 9.84 62.30 39 1.64 63.93 41 3.28 67.21 42 1.64 68.85 44 3.28 72.13 45 1.64 73.77 45 0.00 73.77 45 0.00 73.77 47 3.28 77.05 49 3.28 80.33 50 1.64 81.97 52 3.28 85.25 55 4.92 90.16 57 3.28 93.44 60 4.92 98.36 61 1.64 100.00
PERCENTAGE rp
348.76 1,172.01 1,937.64 20.25 2,252.68 2.14 930.07 215.44 3,782.42 43.53 0.00 0.00 4.10 9,001.00 1,621.32 16.64 3,227.31 684.31 165.51 31.99 25,457.13
RP
348.76 1,520.77 3,458.41 3,478.66 5,731.34 5,733.48 6,663.55 6,878.99 10,661.42 10,704.95 10,704.95 10,704.95 10,709.05 19,710.05 21,331.37 21,348.00 24,575.31 25,259.63 25,425.14 25,457.13
BAND
CUM.
1.37 1.37 4.60 5.97 7.61 13.59 0.08 13.66 8.85 22.51 0.01 22.52 3.65 26.18 0.85 27.02 14.86 41.88 0.17 42.05 0.00 42.05 0.00 42.05 0.02 42.07 35.36 77.42 6.37 83.79 0.07 83.86 12.68 96.54 2.69 99.22 0.65 99.87 0.13 100.00
PERCENTAGE BAND
CUM
29.76 172.98 146.01 1.51 109.12 0.13 69.63 15.97 535.40 9.81 0.00 0.00 1.07 580.84 276.15 1.32 146.94 33.83 1.85 0.64
29.76 82.23 108.88 77.06 87.12 70.10 70.04 63.32 92.15 89.11 77.86 74.82 72.90 121.37 126.77 118.04 121.17 113.24 81.31 70.13 70.13
Page 36 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,211 1,086 1,139 586 629 322 216 166 82 41 38 46 33 33 14 19 8 4 7 2 5,682
F
1,211 2,297 3,436 4,022 4,651 4,973 5,189 5,355 5,437 5,478 5,516 5,562 5,595 5,628 5,642 5,661 5,669 5,673 5,680 5,682
BAND
CUM.
21.31 21.31 19.11 40.43 20.05 60.47 10.31 70.78 11.07 81.85 5.67 87.52 3.80 91.32 2.92 94.24 1.44 95.69 0.72 96.41 0.67 97.08 0.81 97.89 0.58 98.47 0.58 99.05 0.25 99.30 0.33 99.63 0.14 99.77 0.07 99.84 0.12 99.96 0.04 100.00
PERCENTAGE rp
230.29 235.18 533.86 427.74 776.01 661.06 620.73 627.20 379.38 206.14 308.59 335.43 286.24 336.45 147.26 220.84 283.10 300.78 820.67 158.27 7,895.22
RP
230.29 465.47 999.33 1,427.08 2,203.09 2,864.15 3,484.87 4,112.08 4,491.46 4,697.60 5,006.19 5,341.63 5,627.86 5,964.31 6,111.56 6,332.40 6,615.51 6,916.28 7,736.95 7,895.22
BAND
2.92 2.98 6.76 5.42 9.83 8.37 7.86 7.94 4.81 2.61 3.91 4.25 3.63 4.26 1.87 2.80 3.59 3.81 10.39 2.00
CUM.
2.92 5.90 12.66 18.08 27.90 36.28 44.14 52.08 56.89 59.50 63.41 67.66 71.28 75.54 77.41 80.21 83.79 87.60 98.00 100.00
PERCENTAGE f
F
3 1 6 1 2 6 1 0 0 0 0 1 0 0 0 0 0 0 0 0 21
BAND
CUM.
3 14.29 14.29 4 4.76 19.05 10 28.57 47.62 11 4.76 52.38 13 9.52 61.90 19 28.57 90.48 20 4.76 95.24 20 0.00 95.24 20 0.00 95.24 20 0.00 95.24 20 0.00 95.24 21 4.76 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00
PERCENTAGE rp
323.24 19.04 1,028.54 220.00 957.79 751.76 611.31 0.00 0.00 0.00 0.00 187.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,099.52
RP
323.24 342.28 1,370.82 1,590.82 2,548.61 3,300.36 3,911.67 3,911.67 3,911.67 3,911.67 3,911.67 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52
BAND
7.88 0.46 25.09 5.37 23.36 18.34 14.91 0.00 0.00 0.00 0.00 4.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
7.88 8.35 33.44 38.80 62.17 80.51 95.42 95.42 95.42 95.42 95.42 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
140.36 8.10 192.66 51.43 123.42 113.72 98.48 0.00 0.00 0.00 0.00 56.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
140.36 73.53 137.17 111.47 115.68 115.23 112.25 95.13 87.09 83.27 78.14 76.75 72.84 68.73 67.08 64.74 61.97 59.27 52.99 51.92 51.92
Page 37 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
978 835 812 386 422 222 145 106 47 27 10 17 11 9 2 7 3 0 1 1 4,041
F
978 1,813 2,625 3,011 3,433 3,655 3,800 3,906 3,953 3,980 3,990 4,007 4,018 4,027 4,029 4,036 4,039 4,039 4,040 4,041
BAND
CUM.
24.20 24.20 20.66 44.87 20.09 64.96 9.55 74.51 10.44 84.95 5.49 90.45 3.59 94.04 2.62 96.66 1.16 97.82 0.67 98.49 0.25 98.74 0.42 99.16 0.27 99.43 0.22 99.65 0.05 99.70 0.17 99.88 0.07 99.95 0.00 99.95 0.02 99.98 0.02 100.00
PERCENTAGE rp
236.75 239.23 486.45 416.15 724.98 552.03 524.79 281.25 246.47 180.10 101.14 130.81 111.01 164.58 122.33 135.87 128.54 0.00 575.49 221.69 5,579.65
RP
236.75 475.99 962.44 1,378.59 2,103.57 2,655.60 3,180.39 3,461.64 3,708.11 3,888.20 3,989.34 4,120.15 4,231.16 4,395.73 4,518.07 4,653.94 4,782.48 4,782.48 5,357.96 5,579.65
BAND
4.24 4.29 8.72 7.46 12.99 9.89 9.41 5.04 4.42 3.23 1.81 2.34 1.99 2.95 2.19 2.44 2.30 0.00 10.31 3.97
CUM.
4.24 8.53 17.25 24.71 37.70 47.59 57.00 62.04 66.46 69.69 71.50 73.84 75.83 78.78 80.97 83.41 85.71 85.71 96.03 100.00
PERCENTAGE f
F
1 4 3 3 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 14
1 5 8 11 12 13 13 13 13 13 13 13 13 13 13 13 13 13 13 14
BAND
7.14 28.57 21.43 21.43 7.14 7.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.14
CUM.
7.14 35.71 57.14 78.57 85.71 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 100.00
PERCENTAGE rp
37.50 254.91 181.57 357.64 14.62 168.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 44.71 1,059.46
RP
37.50 292.41 473.98 831.62 846.25 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,059.46
BAND
CUM.
3.54 3.54 24.06 27.60 17.14 44.74 33.76 78.49 1.38 79.87 15.91 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 4.22 100.00
PERCENTAGE BAND
15.84 106.55 37.33 85.94 2.02 30.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.17
CUM
15.84 61.43 49.25 60.32 40.23 38.21 31.91 29.31 27.37 26.10 25.44 24.63 23.98 23.08 22.46 21.80 21.22 21.22 18.94 18.99 18.99
Page 38 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,043 2,199 2,194 1,052 908 414 320 201 131 72 60 71 47 47 23 38 40 14 11 6 9,891
F
2,043 4,242 6,436 7,488 8,396 8,810 9,130 9,331 9,462 9,534 9,594 9,665 9,712 9,759 9,782 9,820 9,860 9,874 9,885 9,891
BAND
CUM.
20.66 20.66 22.23 42.89 22.18 65.07 10.64 75.71 9.18 84.89 4.19 89.07 3.24 92.31 2.03 94.34 1.32 95.66 0.73 96.39 0.61 97.00 0.72 97.72 0.48 98.19 0.48 98.67 0.23 98.90 0.38 99.28 0.40 99.69 0.14 99.83 0.11 99.94 0.06 100.00
PERCENTAGE rp
444.21 538.68 1,164.97 1,031.42 1,310.30 930.18 982.58 952.73 681.70 460.17 427.54 662.23 417.00 496.93 368.44 700.70 1,595.32 1,029.00 352.06 1,010.41 15,556.55
RP
444.21 982.88 2,147.85 3,179.27 4,489.57 5,419.75 6,402.32 7,355.06 8,036.75 8,496.92 8,924.47 9,586.70 10,003.69 10,500.62 10,869.06 11,569.76 13,165.08 14,194.08 14,546.14 15,556.55
BAND
CUM.
2.86 3.46 7.49 6.63 8.42 5.98 6.32 6.12 4.38 2.96 2.75 4.26 2.68 3.19 2.37 4.50 10.25 6.61 2.26 6.50
2.86 6.32 13.81 20.44 28.86 34.84 41.16 47.28 51.66 54.62 57.37 61.62 64.31 67.50 69.87 74.37 84.63 91.24 93.50 100.00
PERCENTAGE f
F
0 0 0 1 2 2 1 0 1 0 1 0 0 0 1 1 2 0 0 0 12
0 0 0 1 3 5 6 6 7 7 8 8 8 8 9 10 12 12 12 12
BAND
0.00 0.00 0.00 8.33 16.67 16.67 8.33 0.00 8.33 0.00 8.33 0.00 0.00 0.00 8.33 8.33 16.67 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 8.33 25.00 41.67 50.00 50.00 58.33 58.33 66.67 66.67 66.67 66.67 75.00 83.33 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 25.00 4.48 222.22 35.37 0.00 1,715.64 0.00 0.95 0.00 0.00 0.00 78.43 36.24 122.65 0.00 0.00 0.00 2,240.97
RP
0.00 0.00 0.00 25.00 29.48 251.70 287.07 287.07 2,002.70 2,002.70 2,003.65 2,003.65 2,003.65 2,003.65 2,082.08 2,118.32 2,240.97 2,240.97 2,240.97 2,240.97
BAND
0.00 0.00 0.00 1.12 0.20 9.92 1.58 0.00 76.56 0.00 0.04 0.00 0.00 0.00 3.50 1.62 5.47 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 1.12 1.32 11.23 12.81 12.81 89.37 89.37 89.41 89.41 89.41 89.41 92.91 94.53 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 2.42 0.34 23.89 3.60 0.00 251.67 0.00 0.22 0.00 0.00 0.00 21.29 5.17 7.69 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.79 0.66 4.64 4.48 3.90 24.92 23.57 22.45 20.90 20.03 19.08 19.16 18.31 17.02 15.79 15.41 14.41 14.41
Page 39 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 21
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
232 246 188 90 73 39 21 15 3 2 0 9 4 3 1 1 1 2 6 1 937
F
BAND
232 478 666 756 829 868 889 904 907 909 909 918 922 925 926 927 928 930 936 937
CUM.
24.76 24.76 26.25 51.01 20.06 71.08 9.61 80.68 7.79 88.47 4.16 92.64 2.24 94.88 1.60 96.48 0.32 96.80 0.21 97.01 0.00 97.01 0.96 97.97 0.43 98.40 0.32 98.72 0.11 98.83 0.11 98.93 0.11 99.04 0.21 99.25 0.64 99.89 0.11 100.00
PERCENTAGE rp
56.35 52.19 104.47 98.58 101.33 95.92 64.77 49.57 12.46 14.70 0.00 60.88 15.60 21.27 0.05 31.38 13.86 180.87 829.12 0.00 1,803.36
RP
56.35 108.54 213.01 311.58 412.92 508.84 573.61 623.18 635.64 650.33 650.33 711.21 726.82 748.08 748.13 779.52 793.38 974.24 1,803.36 1,803.36
BAND
3.12 2.89 5.79 5.47 5.62 5.32 3.59 2.75 0.69 0.81 0.00 3.38 0.87 1.18 0.00 1.74 0.77 10.03 45.98 0.00
CUM.
3.12 6.02 11.81 17.28 22.90 28.22 31.81 34.56 35.25 36.06 36.06 39.44 40.30 41.48 41.49 43.23 43.99 54.02 100.00 100.00
PERCENTAGE f
F
1 2 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5
BAND
1 3 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5
20.00 40.00 20.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
20.00 60.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
9.11 13.62 20.10 0.00 342.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 385.08
RP
9.11 22.72 42.83 42.83 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08
BAND
2.37 3.54 5.22 0.00 88.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
2.37 5.90 11.12 11.12 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
16.16 26.09 19.24 0.00 337.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
16.16 20.94 20.11 13.74 93.26 75.68 67.13 61.79 60.58 59.21 59.21 54.14 52.98 51.48 51.47 49.40 48.54 39.53 21.35 21.35 21.35
Page 40 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
BALI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,898 1,612 1,701 987 1,282 590 416 397 205 108 75 97 72 72 43 65 57 33 25 8 9,743
F
1,898 3,510 5,211 6,198 7,480 8,070 8,486 8,883 9,088 9,196 9,271 9,368 9,440 9,512 9,555 9,620 9,677 9,710 9,735 9,743
BAND
CUM.
19.48 19.48 16.55 36.03 17.46 53.48 10.13 63.61 13.16 76.77 6.06 82.83 4.27 87.10 4.07 91.17 2.10 93.28 1.11 94.39 0.77 95.16 1.00 96.15 0.74 96.89 0.74 97.63 0.44 98.07 0.67 98.74 0.59 99.32 0.34 99.66 0.26 99.92 0.08 100.00
PERCENTAGE rp
673.42 332.26 722.28 730.53 1,430.14 993.26 852.93 1,162.80 833.03 534.55 512.87 703.52 685.45 868.32 674.01 1,053.07 1,855.46 2,096.13 3,527.54 949.51 21,191.08
RP
673.42 1,005.69 1,727.96 2,458.50 3,888.63 4,881.89 5,734.82 6,897.62 7,730.65 8,265.20 8,778.07 9,481.59 10,167.04 11,035.36 11,709.37 12,762.44 14,617.90 16,714.02 20,241.57 21,191.08
BAND
3.18 1.57 3.41 3.45 6.75 4.69 4.02 5.49 3.93 2.52 2.42 3.32 3.23 4.10 3.18 4.97 8.76 9.89 16.65 4.48
PERCENTAGE
CUM.
f
F
BAND
3.18 4.75 8.15 11.60 18.35 23.04 27.06 32.55 36.48 39.00 41.42 44.74 47.98 52.08 55.26 60.23 68.98 78.87 95.52 100.00
3 1 3 1 3 13 2 3 1 0 1 2 3 3 9 4 10 2 8 0
3 4 7 8 11 24 26 29 30 30 31 33 36 39 48 52 62 64 72 72
4.17 4.17 1.39 5.56 4.17 9.72 1.39 11.11 4.17 15.28 18.06 33.33 2.78 36.11 4.17 40.28 1.39 41.67 0.00 41.67 1.39 43.06 2.78 45.83 4.17 50.00 4.17 54.17 12.50 66.67 5.56 72.22 13.89 86.11 2.78 88.89 11.11 100.00 0.00 100.00
72
CUM.
PERCENTAGE rp
142.41 85.00 110.90 28.40 52.82 303.66 2.03 1,577.16 9.70 0.00 7.08 17.17 64.47 26.60 274.28 182.98 1,554.11 13.71 728.31 0.00 5,180.80
RP
142.41 227.41 338.32 366.72 419.54 723.20 725.23 2,302.39 2,312.09 2,312.09 2,319.17 2,336.34 2,400.82 2,427.42 2,701.69 2,884.67 4,438.78 4,452.49 5,180.80 5,180.80
BAND
CUM.
2.75 2.75 1.64 4.39 2.14 6.53 0.55 7.08 1.02 8.10 5.86 13.96 0.04 14.00 30.44 44.44 0.19 44.63 0.00 44.63 0.14 44.76 0.33 45.10 1.24 46.34 0.51 46.85 5.29 52.15 3.53 55.68 30.00 85.68 0.26 85.94 14.06 100.00 0.00 100.00
PERCENTAGE BAND
21.15 25.58 15.35 3.89 3.69 30.57 0.24 135.64 1.16 0.00 1.38 2.44 9.41 3.06 40.69 17.38 83.76 0.65 20.65 0.00
CUM
21.15 22.61 19.58 14.92 10.79 14.81 12.65 33.38 29.91 27.97 26.42 24.64 23.61 22.00 23.07 22.60 30.37 26.64 25.59 24.45 24.45
Page 41 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
848 598 332 127 133 69 57 47 28 21 9 16 10 11 4 11 11 3 3 0
848 1,446 1,778 1,905 2,038 2,107 2,164 2,211 2,239 2,260 2,269 2,285 2,295 2,306 2,310 2,321 2,332 2,335 2,338 2,338
2,338
BAND
CUM.
36.27 36.27 25.58 61.85 14.20 76.05 5.43 81.48 5.69 87.17 2.95 90.12 2.44 92.56 2.01 94.57 1.20 95.77 0.90 96.66 0.38 97.05 0.68 97.73 0.43 98.16 0.47 98.63 0.17 98.80 0.47 99.27 0.47 99.74 0.13 99.87 0.13 100.00 0.00 100.00
PERCENTAGE rp
90.69 152.86 216.92 129.11 221.77 196.42 181.76 244.79 131.20 103.91 41.39 100.15 108.83 154.60 70.58 180.83 162.38 249.88 462.12 0.00 3,200.19
RP
90.69 243.55 460.48 589.59 811.35 1,007.78 1,189.53 1,434.32 1,565.53 1,669.44 1,710.83 1,810.98 1,919.81 2,074.40 2,144.98 2,325.81 2,488.19 2,738.07 3,200.19 3,200.19
BAND
2.83 4.78 6.78 4.03 6.93 6.14 5.68 7.65 4.10 3.25 1.29 3.13 3.40 4.83 2.21 5.65 5.07 7.81 14.44 0.00
PERCENTAGE
CUM.
f
2.83 7.61 14.39 18.42 25.35 31.49 37.17 44.82 48.92 52.17 53.46 56.59 59.99 64.82 67.03 72.68 77.75 85.56 100.00 100.00
2 1 4 0 0 4 0 15 0 1 0 0 0 0 0 0 2 0 0 0 29
F
BAND
CUM.
2 6.90 6.90 3 3.45 10.34 7 13.79 24.14 7 0.00 24.14 7 0.00 24.14 11 13.79 37.93 11 0.00 37.93 26 51.72 89.66 26 0.00 89.66 27 3.45 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 29 6.90 100.00 29 0.00 100.00 29 0.00 100.00 29 0.00 100.00
PERCENTAGE rp
18.87 6.08 283.32 0.00 0.00 7.39 0.00 33.01 0.00 15.56 0.00 0.00 0.00 0.00 0.00 0.00 259.88 0.00 0.00 0.00 624.10
RP
18.87 24.95 308.27 308.27 308.27 315.66 315.66 348.67 348.67 364.22 364.22 364.22 364.22 364.22 364.22 364.22 624.10 624.10 624.10 624.10
BAND
3.02 0.97 45.40 0.00 0.00 1.18 0.00 5.29 0.00 2.49 0.00 0.00 0.00 0.00 0.00 0.00 41.64 0.00 0.00 0.00
CUM.
3.02 4.00 49.39 49.39 49.39 50.58 50.58 55.87 55.87 58.36 58.36 58.36 58.36 58.36 58.36 58.36 100.00 100.00 100.00 100.00
PERCENTAGE BAND
20.81 3.97 130.61 0.00 0.00 3.76 0.00 13.48 0.00 14.97 0.00 0.00 0.00 0.00 0.00 0.00 160.04 0.00 0.00 0.00
CUM
20.81 10.24 66.95 52.29 37.99 31.32 26.54 24.31 22.27 21.82 21.29 20.11 18.97 17.56 16.98 15.66 25.08 22.79 19.50 19.50 19.50
Page 42 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
NUSA TEGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
382 379 392 201 256 111 66 44 29 16 9 0 4 7 3 2 6 2 4 0 1,913
382 761 1,153 1,354 1,610 1,721 1,787 1,831 1,860 1,876 1,885 1,885 1,889 1,896 1,899 1,901 1,907 1,909 1,913 1,913
BAND
CUM.
19.97 19.97 19.81 39.78 20.49 60.27 10.51 70.78 13.38 84.16 5.80 89.96 3.45 93.41 2.30 95.71 1.52 97.23 0.84 98.07 0.47 98.54 0.00 98.54 0.21 98.75 0.37 99.11 0.16 99.27 0.10 99.37 0.31 99.69 0.10 99.79 0.21 100.00 0.00 100.00
PERCENTAGE rp
54.77 152.72 323.71 280.37 565.57 331.32 298.57 227.26 205.78 132.82 78.19 0.00 23.34 76.32 15.08 33.77 193.91 0.22 383.04 0.00 3,376.76
RP
54.77 207.49 531.20 811.57 1,377.14 1,708.46 2,007.02 2,234.29 2,440.07 2,572.89 2,651.08 2,651.08 2,674.42 2,750.74 2,765.82 2,799.59 2,993.50 2,993.72 3,376.76 3,376.76
BAND
1.62 4.52 9.59 8.30 16.75 9.81 8.84 6.73 6.09 3.93 2.32 0.00 0.69 2.26 0.45 1.00 5.74 0.01 11.34 0.00
CUM.
1.62 6.14 15.73 24.03 40.78 50.59 59.44 66.17 72.26 76.19 78.51 78.51 79.20 81.46 81.91 82.91 88.65 88.66 100.00 100.00
PERCENTAGE f
F
1 1 2 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5
BAND
1 2 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5
20.00 20.00 40.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
20.00 40.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
25.33 84.00 154.83 0.00 433.24 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 697.40
RP
25.33 109.33 264.15 264.15 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40
BAND
3.63 12.04 22.20 0.00 62.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
3.63 15.68 37.88 37.88 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
46.24 55.00 47.83 0.00 76.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
46.24 52.69 49.73 32.55 50.64 40.82 34.75 31.21 28.58 27.11 26.31 26.31 26.08 25.35 25.21 24.91 23.30 23.30 20.65 20.65 20.65
Page 43 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
78 94 101 64 63 42 24 19 15 13 2 4 2 3 6 1 6 1 0 2 540
F
78 172 273 337 400 442 466 485 500 513 515 519 521 524 530 531 537 538 538 540
BAND
CUM.
14.44 14.44 17.41 31.85 18.70 50.56 11.85 62.41 11.67 74.07 7.78 81.85 4.44 86.30 3.52 89.81 2.78 92.59 2.41 95.00 0.37 95.37 0.74 96.11 0.37 96.48 0.56 97.04 1.11 98.15 0.19 98.33 1.11 99.44 0.19 99.63 0.00 99.63 0.37 100.00
PERCENTAGE rp
30.18 27.87 77.60 79.70 124.72 112.42 62.43 103.34 76.02 51.56 32.36 40.71 19.99 34.28 83.49 23.68 283.54 10.89 0.00 605.07 1,879.86
RP
30.18 58.04 135.64 215.34 340.06 452.48 514.91 618.25 694.27 745.84 778.20 818.91 838.90 873.18 956.67 980.35 1,263.89 1,274.79 1,274.79 1,879.86
BAND
1.61 1.48 4.13 4.24 6.63 5.98 3.32 5.50 4.04 2.74 1.72 2.17 1.06 1.82 4.44 1.26 15.08 0.58 0.00 32.19
CUM.
1.61 3.09 7.22 11.46 18.09 24.07 27.39 32.89 36.93 39.68 41.40 43.56 44.63 46.45 50.89 52.15 67.23 67.81 67.81 100.00
PERCENTAGE f
F
1 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 3 6
BAND
1 1 1 2 2 2 3 3 3 3 3 3 3 3 3 3 3 3 3 6
16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00
CUM.
16.67 16.67 16.67 33.33 33.33 33.33 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00
PERCENTAGE rp
40.00 0.00 0.00 2.28 0.00 0.00 149.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,383.54 1,575.76
RP
40.00 40.00 40.00 42.28 42.28 42.28 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 1,575.76
BAND
CUM.
2.54 2.54 0.00 2.54 0.00 2.54 0.14 2.68 0.00 2.68 0.00 2.68 9.52 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 87.80 100.00
PERCENTAGE BAND
132.55 0.00 0.00 2.86 0.00 0.00 240.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 228.66
CUM
132.55 68.91 29.49 19.63 12.43 9.34 37.33 31.09 27.69 25.77 24.70 23.47 22.91 22.01 20.09 19.61 15.21 15.08 15.08 83.82 83.82
Page 44 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
123 138 184 106 144 69 44 38 23 7 13 12 15 10 6 20 7 7 0 0 966
F
BAND
123 261 445 551 695 764 808 846 869 876 889 901 916 926 932 952 959 966 966 966
CUM.
12.73 12.73 14.29 27.02 19.05 46.07 10.97 57.04 14.91 71.95 7.14 79.09 4.55 83.64 3.93 87.58 2.38 89.96 0.72 90.68 1.35 92.03 1.24 93.27 1.55 94.82 1.04 95.86 0.62 96.48 2.07 98.55 0.72 99.28 0.72 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
57.13 62.80 176.42 164.30 332.41 192.69 182.22 207.29 155.02 90.62 140.77 59.14 192.42 138.30 89.53 607.30 357.07 490.65 0.00 0.00 3,696.08
RP
57.13 119.93 296.35 460.66 793.06 985.75 1,167.97 1,375.26 1,530.28 1,620.90 1,761.67 1,820.82 2,013.23 2,151.53 2,241.06 2,848.37 3,205.43 3,696.08 3,696.08 3,696.08
BAND
1.55 1.70 4.77 4.45 8.99 5.21 4.93 5.61 4.19 2.45 3.81 1.60 5.21 3.74 2.42 16.43 9.66 13.27 0.00 0.00
CUM.
1.55 3.24 8.02 12.46 21.46 26.67 31.60 37.21 41.40 43.85 47.66 49.26 54.47 58.21 60.63 77.06 86.73 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 3 1 1 1 0 1 1 0 0 0 0 1 0 2 0 0 11
0 0 0 0 3 4 5 6 6 7 8 8 8 8 8 9 9 11 11 11
BAND
0.00 0.00 0.00 0.00 27.27 9.09 9.09 9.09 0.00 9.09 9.09 0.00 0.00 0.00 0.00 9.09 0.00 18.18 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.27 480.30 480.30 36.36 5.00 485.30 45.45 572.46 1,057.76 54.55 588.26 1,646.01 54.55 0.00 1,646.01 63.64 20.60 1,666.61 72.73 1,005.04 2,671.65 72.73 0.00 2,671.65 72.73 0.00 2,671.65 72.73 0.00 2,671.65 72.73 0.00 2,671.65 81.82 910.85 3,582.50 81.82 0.00 3,582.50 100.00 253.10 3,835.60 100.00 0.00 3,835.60 100.00 0.00 3,835.60 3,835.60
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.52 12.52 0.13 12.65 14.92 27.58 15.34 42.91 0.00 42.91 0.54 43.45 26.20 69.65 0.00 69.65 0.00 69.65 0.00 69.65 0.00 69.65 23.75 93.40 0.00 93.40 6.60 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 144.49 2.59 314.16 283.78 0.00 22.73 713.96 0.00 0.00 0.00 0.00 149.98 0.00 51.58 0.00 0.00
CUM
0.00 0.00 0.00 0.00 60.56 49.23 90.56 119.69 107.56 102.82 151.65 146.73 132.70 124.17 119.21 125.77 111.76 103.77 103.77 103.77 103.77
Page 45 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
57 59 50 43 47 36 21 32 7 5 4 2 4 0 0 1 0 0 0 0 368
BAND
57 116 166 209 256 292 313 345 352 357 361 363 367 367 367 368 368 368 368 368
15.49 16.03 13.59 11.68 12.77 9.78 5.71 8.70 1.90 1.36 1.09 0.54 1.09 0.00 0.00 0.27 0.00 0.00 0.00 0.00
CUM.
15.49 31.52 45.11 56.79 69.57 79.35 85.05 93.75 95.65 97.01 98.10 98.64 99.73 99.73 99.73 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
RP
8.12 17.90 34.92 54.31 98.77 113.00 98.97 197.64 47.29 17.57 20.39 7.82 95.35 0.00 0.00 31.38 0.00 0.00 0.00 0.00
8.12 26.03 60.94 115.25 214.03 327.03 425.99 623.63 670.93 688.49 708.89 716.71 812.06 812.06 812.06 843.45 843.45 843.45 843.45 843.45
843.45
BAND
0.96 2.12 4.14 6.44 11.71 13.40 11.73 23.43 5.61 2.08 2.42 0.93 11.31 0.00 0.00 3.72 0.00 0.00 0.00 0.00
CUM.
0.96 3.09 7.23 13.66 25.38 38.77 50.51 73.94 79.55 81.63 84.05 84.97 96.28 96.28 96.28 100.00 100.00 100.00 100.00 100.00
PERCENTAGE f
F
1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
PERCENTAGE
CUM.
rp
RP
100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
17.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17.00 100.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00
17.00
BAND
CUM.
PERCENTAGE BAND
209.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
209.33 65.32 27.89 14.75 7.94 5.20 3.99 2.73 2.53 2.47 2.40 2.37 2.09 2.09 2.09 2.02 2.02 2.02 2.02 2.02 2.02
Page 46 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
67 50 58 28 46 22 27 23 6 2 2 4 4 2 3 4 0 1 0 1 350
BAND
67 117 175 203 249 271 298 321 327 329 331 335 339 341 344 348 348 349 349 350
CUM.
19.14 19.14 14.29 33.43 16.57 50.00 8.00 58.00 13.14 71.14 6.29 77.43 7.71 85.14 6.57 91.71 1.71 93.43 0.57 94.00 0.57 94.57 1.14 95.71 1.14 96.86 0.57 97.43 0.86 98.29 1.14 99.43 0.00 99.43 0.29 99.71 0.00 99.71 0.29 100.00
PERCENTAGE rp
321.84 24.15 46.76 40.41 97.06 71.92 112.89 132.79 50.89 20.96 9.62 34.42 48.80 36.51 19.91 107.60 0.00 9.49 0.00 755.00 1,941.03
RP
321.84 345.99 392.75 433.16 530.23 602.15 715.04 847.83 898.72 919.69 929.31 963.73 1,012.53 1,049.04 1,068.95 1,176.55 1,176.55 1,186.04 1,186.04 1,941.03
BAND
16.58 1.24 2.41 2.08 5.00 3.71 5.82 6.84 2.62 1.08 0.50 1.77 2.51 1.88 1.03 5.54 0.00 0.49 0.00 38.90
CUM.
16.58 17.83 20.23 22.32 27.32 31.02 36.84 43.68 46.30 47.38 47.88 49.65 52.16 54.05 55.07 60.61 60.61 61.10 61.10 100.00
PERCENTAGE f
F
0 1 3 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 6
BAND
0 1 4 4 4 4 5 5 5 5 5 6 6 6 6 6 6 6 6 6
0.00 16.67 50.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 16.67 66.67 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 11.63 43.44 0.00 0.00 0.00 27.24 0.00 0.00 0.00 0.00 637.23 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 719.53
RP
0.00 11.63 55.07 55.07 55.07 55.07 82.30 82.30 82.30 82.30 82.30 719.53 719.53 719.53 719.53 719.53 719.53 719.53 719.53 719.53
BAND
0.00 1.62 6.04 0.00 0.00 0.00 3.79 0.00 0.00 0.00 0.00 88.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 1.62 48.14 7.65 92.90 7.65 0.00 7.65 0.00 7.65 0.00 11.44 24.13 11.44 0.00 11.44 0.00 11.44 0.00 11.44 0.00 100.00 1,851.41 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 3.36 14.02 12.71 10.39 9.14 11.51 9.71 9.16 8.95 8.86 74.66 71.06 68.59 67.31 61.16 61.16 60.67 60.67 37.07 37.07
Page 47 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,906 5,849 7,102 3,632 2,978 1,215 884 681 438 281 253 332 240 290 186 379 383 137 136 55 30,357
F
4,906 10,755 17,857 21,489 24,467 25,682 26,566 27,247 27,685 27,966 28,219 28,551 28,791 29,081 29,267 29,646 30,029 30,166 30,302 30,357
BAND
CUM.
16.16 16.16 19.27 35.43 23.39 58.82 11.96 70.79 9.81 80.60 4.00 84.60 2.91 87.51 2.24 89.76 1.44 91.20 0.93 92.12 0.83 92.96 1.09 94.05 0.79 94.84 0.96 95.80 0.61 96.41 1.25 97.66 1.26 98.92 0.45 99.37 0.45 99.82 0.18 100.00
PERCENTAGE rp
RP
5,568.79 5,568.79 865.67 6,434.47 2,109.37 8,543.83 2,077.82 10,621.65 3,190.52 13,812.17 1,735.87 15,548.04 2,694.47 18,242.51 2,199.77 20,442.28 2,072.19 22,514.47 1,555.44 24,069.91 2,244.95 26,314.87 2,627.74 28,942.61 2,347.24 31,289.85 3,302.32 34,592.17 3,565.36 38,157.53 8,156.10 46,313.62 14,436.78 60,750.40 11,522.41 72,272.81 17,834.51 90,107.32 24,220.70 114,328.02 114,328.02
BAND
4.87 0.76 1.85 1.82 2.79 1.52 2.36 1.92 1.81 1.36 1.96 2.30 2.05 2.89 3.12 7.13 12.63 10.08 15.60 21.19
PERCENTAGE
CUM.
f
4.87 5.63 7.47 9.29 12.08 13.60 15.96 17.88 19.69 21.05 23.02 25.32 27.37 30.26 33.38 40.51 53.14 63.22 78.81 100.00
10 8 9 9 7 4 5 8 1 1 3 7 1 4 2 15 47 11 19 16 187
F
10 18 27 36 43 47 52 60 61 62 65 72 73 77 79 94 141 152 171 187
BAND
5.35 4.28 4.81 4.81 3.74 2.14 2.67 4.28 0.53 0.53 1.60 3.74 0.53 2.14 1.07 8.02 25.13 5.88 10.16 8.56
CUM.
5.35 9.63 14.44 19.25 22.99 25.13 27.81 32.09 32.62 33.16 34.76 38.50 39.04 41.18 42.25 50.27 75.40 81.28 91.44 100.00
PERCENTAGE rp
455.08 430.82 781.17 134.74 94.06 838.83 136.28 1,684.56 0.00 14.47 509.24 3,534.39 43.22 1,028.37 7,538.66 3,214.33 2,407.06 2,137.68 17,269.17 628.29 42,880.41
RP
455.08 885.90 1,667.07 1,801.81 1,895.87 2,734.70 2,870.98 4,555.54 4,555.54 4,570.01 5,079.25 8,613.64 8,656.86 9,685.23 17,223.88 20,438.21 22,845.27 24,982.95 42,252.12 42,880.41
BAND
PERCENTAGE
CUM.
BAND
1.06 1.06 1.00 2.07 1.82 3.89 0.31 4.20 0.22 4.42 1.96 6.38 0.32 6.70 3.93 10.62 0.00 10.62 0.03 10.66 1.19 11.85 8.24 20.09 0.10 20.19 2.40 22.59 17.58 40.17 7.50 47.66 5.61 53.28 4.99 58.26 40.27 98.53 1.47 100.00
8.17 49.77 37.03 6.48 2.95 48.32 5.06 76.58 0.00 0.93 22.68 134.50 1.84 31.14 211.44 39.41 16.67 18.55 96.83 2.59
CUM
8.17 13.77 19.51 16.96 13.73 17.59 15.74 22.28 20.23 18.99 19.30 29.76 27.67 28.00 45.14 44.13 37.61 34.57 46.89 37.51 37.51
Page 48 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
118 135 118 63 70 35 31 22 7 5 2 10 5 10 4 5 0 5 0 0 645
F
BAND
118 253 371 434 504 539 570 592 599 604 606 616 621 631 635 640 640 645 645 645
CUM.
18.29 18.29 20.93 39.22 18.29 57.52 9.77 67.29 10.85 78.14 5.43 83.57 4.81 88.37 3.41 91.78 1.09 92.87 0.78 93.64 0.31 93.95 1.55 95.50 0.78 96.28 1.55 97.83 0.62 98.45 0.78 99.22 0.00 99.22 0.78 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
8.33 25.10 47.36 45.93 74.54 64.26 80.87 31.63 14.67 13.91 10.52 48.31 30.92 118.04 32.39 57.80 0.00 381.21 0.00 0.00 1,085.77
RP
8.33 33.43 80.79 126.72 201.26 265.52 346.38 378.02 392.68 406.59 417.11 465.42 496.33 614.37 646.76 704.56 704.56 1,085.77 1,085.77 1,085.77
BAND
0.77 2.31 4.36 4.23 6.87 5.92 7.45 2.91 1.35 1.28 0.97 4.45 2.85 10.87 2.98 5.32 0.00 35.11 0.00 0.00
CUM.
0.77 3.08 7.44 11.67 18.54 24.45 31.90 34.82 36.17 37.45 38.42 42.87 45.71 56.58 59.57 64.89 64.89 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 2
BAND
0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 2 2 2
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 40.47 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 42.17 0.00 0.00 82.64
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 40.47 40.47 40.47 40.47 40.47 40.47 40.47 40.47 40.47 82.64 82.64 82.64
BAND
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.97 48.97 0.00 48.97 0.00 48.97 0.00 48.97 0.00 48.97 0.00 48.97 0.00 48.97 0.00 48.97 0.00 48.97 51.03 100.00 0.00 100.00 0.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 275.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.06 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.31 9.95 9.70 8.70 8.15 6.59 6.26 5.74 5.74 7.61 7.61 7.61 7.61
Page 49 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
302 182 159 77 64 53 28 15 8 6 4 2 2 2 0 1 0 0 2 0 907
F
BAND
302 484 643 720 784 837 865 880 888 894 898 900 902 904 904 905 905 905 907 907
CUM.
33.30 33.30 20.07 53.36 17.53 70.89 8.49 79.38 7.06 86.44 5.84 92.28 3.09 95.37 1.65 97.02 0.88 97.91 0.66 98.57 0.44 99.01 0.22 99.23 0.22 99.45 0.22 99.67 0.00 99.67 0.11 99.78 0.00 99.78 0.00 99.78 0.22 100.00 0.00 100.00
PERCENTAGE rp
27.25 37.01 69.75 72.29 100.61 112.17 68.36 72.23 35.08 34.75 28.08 25.30 43.85 28.07 0.00 15.20 0.00 0.00 595.27 0.00 1,365.26
RP
27.25 64.26 134.01 206.29 306.91 419.07 487.44 559.67 594.75 629.50 657.57 682.87 726.72 754.79 754.79 769.99 769.99 769.99 1,365.26 1,365.26
BAND
2.00 2.71 5.11 5.29 7.37 8.22 5.01 5.29 2.57 2.55 2.06 1.85 3.21 2.06 0.00 1.11 0.00 0.00 43.60 0.00
CUM.
2.00 4.71 9.82 15.11 22.48 30.70 35.70 40.99 43.56 46.11 48.16 50.02 53.23 55.29 55.29 56.40 56.40 56.40 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2
BAND
0 0 0 0 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2
0.00 0.00 0.00 0.00 50.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
rp
RP
0.00 0.00 0.00 0.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 162.40 371.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 162.40 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32
534.32
BAND
0.00 0.00 0.00 0.00 30.39 69.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 30.39 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 161.41 331.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 52.92 127.50 109.62 95.47 89.84 84.88 81.26 78.25 73.52 70.79 70.79 69.39 69.39 69.39 39.14 39.14 39.14
Page 50 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/12/2006
:
15/02/2007
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
726 1,078 1,395 879 779 309 209 144 85 70 38 62 34 65 41 67 76 27 42 19 6,145
F
726 1,804 3,199 4,078 4,857 5,166 5,375 5,519 5,604 5,674 5,712 5,774 5,808 5,873 5,914 5,981 6,057 6,084 6,126 6,145
BAND
CUM.
11.81 11.81 17.54 29.36 22.70 52.06 14.30 66.36 12.68 79.04 5.03 84.07 3.40 87.47 2.34 89.81 1.38 91.20 1.14 92.34 0.62 92.95 1.01 93.96 0.55 94.52 1.06 95.57 0.67 96.24 1.09 97.33 1.24 98.57 0.44 99.01 0.68 99.69 0.31 100.00
PERCENTAGE rp
807.72 167.33 573.98 736.69 1,244.39 678.27 560.16 603.77 26.72 398.28 231.90 447.41 277.06 625.28 570.39 1,169.79 2,425.15 1,568.36 3,262.52 909.20 17,230.92
RP
807.72 975.04 1,549.03 2,285.72 3,530.11 4,208.38 4,768.54 5,372.31 5,345.59 5,743.87 5,975.77 6,423.18 6,700.23 7,325.51 7,895.90 9,065.69 11,490.84 13,059.20 16,321.72 17,230.92
BAND
4.69 0.97 3.33 4.28 7.22 3.94 3.25 3.50 0.16 2.31 1.35 2.60 1.61 3.63 3.31 6.79 14.07 9.10 18.93 5.28
CUM.
4.69 5.66 8.99 13.27 20.49 24.42 27.67 31.18 31.02 33.33 34.68 37.28 38.88 42.51 45.82 52.61 66.69 75.79 94.72 100.00
PERCENTAGE f
F
0 2 0 2 1 1 2 0 0 0 0 0 0 0 0 8 4 3 2 0 25
0 2 2 4 5 6 8 8 8 8 8 8 8 8 8 16 20 23 25 25
BAND
0.00 8.00 0.00 8.00 4.00 4.00 8.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 32.00 16.00 12.00 8.00 0.00
CUM.
0.00 8.00 8.00 16.00 20.00 24.00 32.00 32.00 32.00 32.00 32.00 32.00 32.00 32.00 32.00 64.00 80.00 92.00 100.00 100.00
PERCENTAGE rp
0.00 54.80 0.00 227.45 21.82 708.92 1,243.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10,876.78 19,106.61 10,569.01 85.17 0.00 42,893.92
RP
0.00 54.80 54.80 282.25 304.07 1,012.99 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 13,133.12 32,239.74 42,808.75 42,893.92 42,893.92
BAND
PERCENTAGE
CUM.
BAND
0.00 0.00 0.13 0.13 0.00 0.13 0.53 0.66 0.05 0.71 1.65 2.36 2.90 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 25.36 30.62 44.54 75.16 24.64 99.80 0.20 100.00 0.00 100.00
0.00 32.75 0.00 30.87 1.75 104.52 221.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 929.81 787.85 673.89 2.61 0.00
CUM
0.00 5.62 3.54 12.35 8.61 24.07 47.32 42.00 42.21 39.28 37.76 35.13 33.68 30.80 28.58 144.87 280.57 327.81 262.80 248.94 248.94
Page 51 of 204
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
PERCENTAGE f
1 0 50 25 125,107 2 50 100 75 122,989 3 100 200 150 135,842 4 74,077 200 300 250 5 74,794 300 500 400 6 34,744 500 750 625 7 24,826 750 1,000 875 8 17,699 1,000 1,500 1,250 9 9,871 1,500 2,000 1,750 10 5,394 2,000 2,500 2,250 11 4,331 2,500 3,000 2,750 12 4,831 3,000 4,000 3,500 13 3,458 4,000 5,000 4,500 14 4,247 5,000 7,500 6,250 15 2,710 7,500 10,000 8,750 16 4,223 10,000 20,000 15,000 17 3,503 20,000 50,000 35,000 18 1,622 50,000 100,000 75,000 19 100,000 1,571 500,000 300,000 20 500,000 Up 416 TOTAL
656,255
F
125,107 248,096 383,938 458,015 532,809 567,553 592,379 610,078 619,949 625,343 629,674 634,505 637,963 642,210 644,920 649,143 652,646 654,268 655,839 656,255
BAND
CUM.
19.06 19.06 18.74 37.80 20.70 58.50 11.29 69.79 11.40 81.19 5.29 86.48 3.78 90.27 2.70 92.96 1.50 94.47 0.82 95.29 0.66 95.95 0.74 96.69 0.53 97.21 0.65 97.86 0.41 98.27 0.64 98.92 0.53 99.45 0.25 99.70 0.24 99.94 0.06 100.00
PERCENTAGE rp
RP
75,526.04 29,475.49 58,970.24 52,591.61 86,235.88 66,999.40 65,246.19 67,306.38 49,963.66 27,433.19 26,610.92 40,656.63 31,707.23 51,235.47 38,203.55 87,587.09 128,568.20 106,037.95 216,333.68 289,675.42
75,526.04 105,001.53 163,971.77 216,563.38 302,799.26 369,798.67 435,044.86 502,351.23 552,314.89 579,748.08 606,359.00 647,015.63 678,722.86 729,958.32 768,161.87 855,748.96 984,317.16 1,090,355.10 1,306,688.79 1,596,364.21
1,596,364.21
BAND
CUM.
4.73 4.73 1.85 6.58 3.69 10.27 3.29 13.57 5.40 18.97 4.20 23.17 4.09 27.25 4.22 31.47 3.13 34.60 1.72 36.32 1.67 37.98 2.55 40.53 1.99 42.52 3.21 45.73 2.39 48.12 5.49 53.61 8.05 61.66 6.64 68.30 13.55 81.85 18.15 100.00
PERCENTAGE f
334 185 248 152 247 117 116 131 126 77 48 228 72 175 146 247 259 193 215 321 3,637
F
334 519 767 919 1,166 1,283 1,399 1,530 1,656 1,733 1,781 2,009 2,081 2,256 2,402 2,649 2,908 3,101 3,316 3,637
BAND
CUM.
PERCENTAGE rp
9.18 9.18 47,377.60 5.09 14.27 15,833.55 6.82 21.09 14,538.22 4.18 25.27 23,482.72 6.79 32.06 33,984.10 3.22 35.28 12,923.30 3.19 38.47 17,027.12 3.60 42.07 19,057.07 3.46 45.53 17,568.18 2.12 47.65 14,786.47 1.32 48.97 7,964.97 6.27 55.24 16,061.77 1.98 57.22 16,832.84 4.81 62.03 54,157.97 4.01 66.04 43,751.96 6.79 72.83 91,152.09 7.12 79.96 75,888.27 5.31 85.26 101,482.16 5.91 91.17 169,493.36 8.83 100.00 177,800.81 971,164.50
RP
47,377.60 63,211.14 77,749.36 101,232.08 135,216.18 148,139.48 165,166.60 184,223.67 201,791.85 216,578.32 224,543.29 240,605.05 257,437.89 311,595.86 355,347.82 446,499.91 522,388.18 623,870.34 793,363.69 971,164.50
BAND
CUM.
PERCENTAGE BAND
4.88 4.88 62.73 1.63 6.51 53.72 1.50 8.01 24.65 2.42 10.42 44.65 3.50 13.92 39.41 1.33 15.25 19.29 1.75 17.01 26.10 1.96 18.97 28.31 1.81 20.78 35.16 1.52 22.30 53.90 0.82 23.12 29.93 1.65 24.77 39.51 1.73 26.51 53.09 5.58 32.08 105.70 4.51 36.59 114.52 9.39 45.98 104.07 7.81 53.79 59.03 10.45 64.24 95.70 17.45 81.69 78.35 18.31 100.00 61.38
CUM
62.73 60.20 47.42 46.74 44.66 40.06 37.97 36.67 36.54 37.36 37.03 37.19 37.93 42.69 46.26 52.18 53.07 57.22 60.72 60.84 60.84
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.499.072.310,37, - Freq. Klaim 608 ( Data not Include Claim Fire no Policy Rp. 1.499.072.310,37 - Freq Claim 608 )
Page 52 of 204
RISK AND LOSS PROFILE 2004 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2004
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
120,765 120,944 131,927 70,858 69,892 31,655 22,213 15,119 8,114 4,187 3,178 3,379 2,294 2,675 1,503 2,062 1,431 563 491 99 613,349
F
120,765 241,709 373,636 444,494 514,386 546,041 568,254 583,373 591,487 595,674 598,852 602,231 604,525 607,200 608,703 610,765 612,196 612,759 613,250 613,349
BAND
CUM.
19.69 19.69 19.72 39.41 21.51 60.92 11.55 72.47 11.40 83.87 5.16 89.03 3.62 92.65 2.46 95.11 1.32 96.44 0.68 97.12 0.52 97.64 0.55 98.19 0.37 98.56 0.44 99.00 0.25 99.24 0.34 99.58 0.23 99.81 0.09 99.90 0.08 99.98 0.02 100.00
PERCENTAGE rp
51,039.11 28,589.70 56,998.48 50,121.17 80,877.60 62,932.57 60,002.30 59,959.02 40,771.16 22,575.41 21,755.64 32,829.88 23,479.99 37,642.29 25,214.51 51,822.85 60,249.01 38,174.48 93,105.49 69,122.12 967,262.77
RP
51,039.11 79,628.81 136,627.29 186,748.46 267,626.06 330,558.62 390,560.93 450,519.94 491,291.11 513,866.52 535,622.16 568,452.04 591,932.03 629,574.32 654,788.83 706,611.68 766,860.69 805,035.17 898,140.65 967,262.77
BAND
5.28 2.96 5.89 5.18 8.36 6.51 6.20 6.20 4.22 2.33 2.25 3.39 2.43 3.89 2.61 5.36 6.23 3.95 9.63 7.15
PERCENTAGE
CUM.
f
5.28 8.23 14.13 19.31 27.67 34.17 40.38 46.58 50.79 53.13 55.38 58.77 61.20 65.09 67.70 73.05 79.28 83.23 92.85 100.00
216 157 197 117 186 82 87 80 88 39 35 147 37 95 67 122 76 61 55 22 1,966
F
216 373 570 687 873 955 1,042 1,122 1,210 1,249 1,284 1,431 1,468 1,563 1,630 1,752 1,828 1,889 1,944 1,966
BAND
CUM.
10.99 10.99 7.99 18.97 10.02 28.99 5.95 34.94 9.46 44.40 4.17 48.58 4.43 53.00 4.07 57.07 4.48 61.55 1.98 63.53 1.78 65.31 7.48 72.79 1.88 74.67 4.83 79.50 3.41 82.91 6.21 89.11 3.87 92.98 3.10 96.08 2.80 98.88 1.12 100.00
PERCENTAGE rp
20,592.71 14,856.23 12,909.29 22,327.26 13,040.94 10,875.36 16,152.68 15,490.85 16,102.12 8,029.42 4,766.09 13,249.46 15,119.08 20,540.81 12,918.78 62,865.70 13,075.65 64,883.42 69,478.99 5,609.88
RP
20,592.71 35,448.94 48,358.22 70,685.49 83,726.43 94,601.79 110,754.47 126,245.32 142,347.44 150,376.86 155,142.96 168,392.42 183,511.50 204,052.31 216,971.09 279,836.79 292,912.44 357,795.86 427,274.85 432,884.73
BAND
4.76 3.43 2.98 5.16 3.01 2.51 3.73 3.58 3.72 1.85 1.10 3.06 3.49 4.75 2.98 14.52 3.02 14.99 16.05 1.30
PERCENTAGE
CUM.
BAND
4.76 8.19 11.17 16.33 19.34 21.85 25.59 29.16 32.88 34.74 35.84 38.90 42.39 47.14 50.12 64.64 67.67 82.65 98.70 100.00
40.35 51.96 22.65 44.55 16.12 17.28 26.92 25.84 39.49 35.57 21.91 40.36 64.39 54.57 51.24 121.31 21.70 169.97 74.62 8.12
432,884.73
CUM
40.35 44.52 35.39 37.85 31.28 28.62 28.36 28.02 28.97 29.26 28.96 29.62 31.00 32.41 33.14 39.60 38.20 44.44 47.57 44.75 44.75
Page 53 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2004
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,096 1,498 3,049 2,392 3,357 2,170 1,914 1,850 1,250 794 767 977 804 1,062 815 1,411 1,344 661 663 201 30,075
F
3,096 4,594 7,643 10,035 13,392 15,562 17,476 19,326 20,576 21,370 22,137 23,114 23,918 24,980 25,795 27,206 28,550 29,211 29,874 30,075
BAND
CUM.
10.29 10.29 4.98 15.28 10.14 25.41 7.95 33.37 11.16 44.53 7.22 51.74 6.36 58.11 6.15 64.26 4.16 68.42 2.64 71.06 2.55 73.61 3.25 76.85 2.67 79.53 3.53 83.06 2.71 85.77 4.69 90.46 4.47 94.93 2.20 97.13 2.20 99.33 0.67 100.00
PERCENTAGE rp
19,198.39 772.03 1,730.80 2,018.38 4,452.76 3,270.54 4,348.02 6,085.07 7,763.46 4,079.13 4,012.28 5,985.22 6,689.39 10,723.96 10,421.76 27,309.75 49,314.29 45,840.73 85,717.45 187,857.96 487,591.38
RP
19,198.39 19,970.42 21,701.22 23,719.60 28,172.36 31,442.90 35,790.93 41,876.00 49,639.45 53,718.58 57,730.86 63,716.09 70,405.48 81,129.43 91,551.20 118,860.95 168,175.25 214,015.97 299,733.42 487,591.38
BAND
3.94 0.16 0.35 0.41 0.91 0.67 0.89 1.25 1.59 0.84 0.82 1.23 1.37 2.20 2.14 5.60 10.11 9.40 17.58 38.53
CUM.
3.94 4.10 4.45 4.86 5.78 6.45 7.34 8.59 10.18 11.02 11.84 13.07 14.44 16.64 18.78 24.38 34.49 43.89 61.47 100.00
PERCENTAGE f
118 28 51 35 61 34 27 50 37 35 13 80 34 80 79 123 182 126 158 299 1,650
F
118 146 197 232 293 327 354 404 441 476 489 569 603 683 762 885 1,067 1,193 1,351 1,650
BAND
CUM.
7.15 7.15 1.70 8.85 3.09 11.94 2.12 14.06 3.70 17.76 2.06 19.82 1.64 21.45 3.03 24.48 2.24 26.73 2.12 28.85 0.79 29.64 4.85 34.48 2.06 36.55 4.85 41.39 4.79 46.18 7.45 53.64 11.03 64.67 7.64 72.30 9.58 81.88 18.12 100.00
PERCENTAGE rp
26,784.89 977.32 1,628.93 1,155.46 20,943.16 1,987.75 643.04 3,517.88 1,420.92 5,790.44 3,198.88 2,621.65 1,713.76 33,617.16 30,833.18 27,473.02 62,464.50 33,176.35 98,885.27 172,190.93 531,024.46
RP
26,784.89 27,762.21 29,391.13 30,546.59 51,489.75 53,477.49 54,120.53 57,638.42 59,059.34 64,849.78 68,048.65 70,670.30 72,384.06 106,001.22 136,834.40 164,307.41 226,771.91 259,948.26 358,833.53 531,024.46
BAND
5.04 0.18 0.31 0.22 3.94 0.37 0.12 0.66 0.27 1.09 0.60 0.49 0.32 6.33 5.81 5.17 11.76 6.25 18.62 32.43
PERCENTAGE
CUM.
BAND
CUM
5.04 5.23 5.53 5.75 9.70 10.07 10.19 10.85 11.12 12.21 12.81 13.31 13.63 19.96 25.77 30.94 42.70 48.95 67.57 100.00
139.52 126.59 94.11 57.25 470.34 60.78 14.79 57.81 18.30 141.95 79.73 43.80 25.62 313.48 295.85 100.60 126.67 72.37 115.36 91.66
139.52 139.02 135.44 128.78 182.77 170.08 151.21 137.64 118.98 120.72 117.87 110.91 102.81 130.66 149.46 138.23 134.84 121.46 119.72 108.91 108.91
Page 54 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
11 5 1 4 10 6 12 16 15 15 6 14 5 12 18 50 28 21 15 0 264
11 16 17 21 31 37 49 65 80 95 101 115 120 132 150 200 228 249 264 264
BAND
4.17 1.89 0.38 1.52 3.79 2.27 4.55 6.06 5.68 5.68 2.27 5.3 1.89 4.55 6.82 18.94 10.61 7.95 5.68 0
CUM.
4.17 6.06 6.44 7.95 11.74 14.02 18.56 24.62 30.3 35.98 38.26 43.56 45.45 50 56.82 75.76 86.36 94.32 100 100
PERCENTAGE rp
173.73 0.16 0.17 1.21 5.3 2.88 13.76 18.09 25.37 45.06 16.93 66.84 21.83 61.4 157.1 958.1 749.49 1,778.97 2,842.31 0 6,938.68
RP
173.73 173.89 174.06 175.27 180.56 183.45 197.2 215.29 240.66 285.72 302.65 369.49 391.32 452.72 609.81 1,567.92 2,317.41 4,096.38 6,938.68 6,938.68
BAND
2.5 0 0 0.02 0.08 0.04 0.2 0.26 0.37 0.65 0.24 0.96 0.31 0.88 2.26 13.81 10.8 25.64 40.96 0
CUM.
2.5 2.51 2.51 2.53 2.6 2.64 2.84 3.1 3.47 4.12 4.36 5.33 5.64 6.52 8.79 22.6 33.4 59.04 100 100
PERCENTAGE f
F
0 0 0 0 0 0 1 0 0 2 0 0 0 0 0 0 0 2 0 0 5
BAND
0 0 0 0 0 0 1 1 1 3 3 3 3 3 3 3 3 5 5 5
0 0 0 0 0 0 20 0 0 40 0 0 0 0 0 0 0 40 0 0
CUM.
0 0 0 0 0 0 20 20 20 60 60 60 60 60 60 60 60 100 100 100
PERCENTAGE rp
0 0 0 0 0 0 221.68 0 0 714.81 0 0 0 0 0 0 0 3,392.83 0 0 4,329.32
RP
0 0 0 0 0 0 221.68 221.68 221.68 936.5 936.5 936.5 936.5 936.5 936.5 936.5 936.5 4,329.32 4,329.32 4,329.32
BAND
0 0 0 0 0 0 5.12 0 0 16.51 0 0 0 0 0 0 0 78.37 0 0
CUM.
PERCENTAGE BAND
0 0 0 0 0 0 0 0 0 0 0 0 5.12 1,611.58 5.12 0 5.12 0 21.63 1,586.37 21.63 0 21.63 0 21.63 0 21.63 0 21.63 0 21.63 0 21.63 0 100 190.72 100 0 100 0
CUM
0 0 0 0 0 0 112.41 102.97 92.12 327.77 309.43 253.46 239.32 206.86 153.57 59.73 40.41 105.69 62.39 62.39 62.39
Page 55 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,235 542 865 823 1,535 913 687 714 492 398 380 461 355 498 374 700 700 377 402 116 12,567
F
1,235 1,777 2,642 3,465 5,000 5,913 6,600 7,314 7,806 8,204 8,584 9,045 9,400 9,898 10,272 10,972 11,672 12,049 12,451 12,567
BAND
9.83 4.31 6.88 6.55 12.21 7.27 5.47 5.68 3.92 3.17 3.02 3.67 2.82 3.96 2.98 5.57 5.57 3 3.2 0.92
CUM.
9.83 14.14 21.02 27.57 39.79 47.05 52.52 58.2 62.12 65.28 68.31 71.97 74.8 78.76 81.74 87.31 92.88 95.88 99.08 100
PERCENTAGE rp
RP
5,114.82 5,114.82 113.61 5,228.42 240.78 5,469.21 450.85 5,920.06 900.22 6,820.28 793.41 7,613.70 882.11 8,495.80 1,244.20 9,740.00 1,403.67 11,143.67 733.59 11,877.26 826.06 12,703.32 1,774.69 14,478.01 1,516.02 15,994.03 2,807.82 18,801.86 2,410.17 21,212.03 7,496.38 28,708.41 18,255.40 46,963.82 20,243.77 67,207.59 34,668.44 101,876.03 32,695.34 134,571.37 134,571.37
BAND
3.8 0.08 0.18 0.34 0.67 0.59 0.66 0.92 1.04 0.55 0.61 1.32 1.13 2.09 1.79 5.57 13.57 15.04 25.76 24.3
CUM.
3.8 3.89 4.06 4.4 5.07 5.66 6.31 7.24 8.28 8.83 9.44 10.76 11.89 13.97 15.76 21.33 34.9 49.94 75.7 100
PERCENTAGE f
F
0 0 0 0 0 1 1 1 1 1 0 1 1 0 0 2 1 4 2 0 16
0 0 0 0 0 1 2 3 4 5 5 6 7 7 7 9 10 14 16 16
BAND
0 0 0 0 0 6.25 6.25 6.25 6.25 6.25 0 6.25 6.25 0 0 12.5 6.25 25 12.5 0
CUM.
0 0 0 0 0 6.25 12.5 18.75 25 31.25 31.25 37.5 43.75 43.75 43.75 56.25 62.5 87.5 100 100
PERCENTAGE rp
0 0 0 0 0 60.2 9.72 48.34 45.14 251.8 0 190.66 0 0 0 813.37 348.13 29.56 1,129.10 0
RP
0 0 0 0 0 60.2 69.92 118.25 163.39 415.18 415.18 605.84 605.84 605.84 605.84 1,419.21 1,767.33 1,796.90 2,926.00 2,926.00
BAND
0 0 0 0 0 2.06 0.33 1.65 1.54 8.61 0 6.52 0 0 0 27.8 11.9 1.01 38.59 0
PERCENTAGE
CUM.
BAND
0 0 0 0 0 2.06 2.39 4.04 5.58 14.19 14.19 20.71 20.71 20.71 20.71 48.5 60.4 61.41 100 100
CUM
0 0 0 0 0 7.59 1.1 3.88 3.22 34.32 0 10.74 0 0 0 10.85 1.91 0.15 3.26 0
2,926.00
0 0 0 0 0 0.79 0.82 1.21 1.47 3.5 3.27 4.18 3.79 3.22 2.86 4.94 3.76 2.67 2.87 0.02 0.02
Page 56 of 204
RISK AND LOSS PROFILE 2004 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
40 16 34 20 36 23 32 27 15 15 7 12 10 18 12 20 19 16 29 10 411
40 56 90 110 146 169 201 228 243 258 265 277 287 305 317 337 356 372 401 411
BAND
CUM.
9.73 9.73 3.89 13.63 8.27 21.90 4.87 26.76 8.76 35.52 5.60 41.12 7.79 48.91 6.57 55.47 3.65 59.12 3.65 62.77 1.70 64.48 2.92 67.40 2.43 69.83 4.38 74.21 2.92 77.13 4.87 82.00 4.62 86.62 3.89 90.51 7.06 97.57 2.43 100.00
PERCENTAGE rp
174.64 4.35 10.22 10.93 44.30 24.68 71.95 127.72 45.54 35.57 20.76 62.47 77.33 181.13 145.26 376.06 1,064.23 1,138.62 4,048.91 2,823.72 10,488.36
RP
174.64 178.99 189.20 200.13 244.43 269.11 341.06 468.77 514.31 549.88 570.64 633.11 710.44 891.57 1,036.83 1,412.89 2,477.11 3,615.74 7,664.64 10,488.36
BAND
1.67 0.04 0.10 0.10 0.42 0.24 0.69 1.22 0.43 0.34 0.20 0.60 0.74 1.73 1.38 3.59 10.15 10.86 38.60 26.92
PERCENTAGE F
BAND
CUM.
PERCENTAGE
CUM.
f
rp
1.67 1.71 1.80 1.91 2.33 2.57 3.25 4.47 4.90 5.24 5.44 6.04 6.77 8.50 9.89 13.47 23.62 34.47 73.08 100.00
9 0 0 0 0 1 0 1 1 0 0 0 0 1 0 6 2 3 3 27
9 16.67 16.67 476.49 9 0.00 16.67 0.00 9 0.00 16.67 0.00 9 0.00 16.67 0.00 9 0.00 16.67 0.00 10 1.85 18.52 82.36 10 0.00 18.52 0.00 11 1.85 20.37 118.20 12 1.85 22.22 0.00 12 0.00 22.22 0.00 12 0.00 22.22 0.00 12 0.00 22.22 0.00 12 0.00 22.22 0.00 13 1.85 24.07 11.05 13 0.00 24.07 0.00 19 11.11 35.19 753.10 21 3.70 38.89 475.57 24 5.56 44.44 2,042.15 27 5.56 50.00 3,109.78 54 50.00 100.00 15,436.28
54
22,504.99
RP
476.49 476.49 476.49 476.49 476.49 558.85 558.85 677.06 677.06 677.06 677.06 677.06 677.06 688.11 688.11 1,441.21 1,916.78 3,958.93 7,068.71 22,504.99
BAND
CUM.
2.12 2.12 0.00 2.12 0.00 2.12 0.00 2.12 0.00 2.12 0.37 2.48 0.00 2.48 0.53 3.01 0.00 3.01 0.00 3.01 0.00 3.01 0.00 3.01 0.00 3.01 0.05 3.06 0.00 3.06 3.35 6.40 2.11 8.52 9.07 17.59 13.82 31.41 68.59 100.00
PERCENTAGE BAND
CUM
272.85 0.00 0.00 0.00 0.00 333.78 0.00 92.55 0.00 0.00 0.00 0.00 0.00 6.10 0.00 200.26 44.69 179.35 76.81 546.67
272.85 266.22 251.84 238.09 194.94 207.67 163.86 144.43 131.64 123.13 118.65 106.94 95.30 77.18 66.37 102.00 77.38 109.49 92.22 214.57 214.57
Page 57 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
155 64 96 59 77 51 56 51 39 29 31 52 33 40 34 72 96 43 57 27 1,162
F
155 219 315 374 451 502 558 609 648 677 708 760 793 833 867 939 1,035 1,078 1,135 1,162
BAND
CUM.
13.34 13.34 5.51 18.85 8.26 27.11 5.08 32.19 6.63 38.81 4.39 43.20 4.82 48.02 4.39 52.41 3.36 55.77 2.50 58.26 2.67 60.93 4.48 65.40 2.84 68.24 3.44 71.69 2.93 74.61 6.20 80.81 8.26 89.07 3.70 92.77 4.91 97.68 2.32 100.00
PERCENTAGE rp
RP
1,719.47 1,719.47 13.75 1,733.22 53.30 1,786.52 38.30 1,824.82 75.45 1,900.27 67.39 1,967.66 77.53 2,045.20 97.23 2,142.43 85.15 2,227.58 88.95 2,316.53 152.03 2,468.56 217.18 2,685.75 141.50 2,827.25 252.46 3,079.71 268.68 3,348.39 1,087.60 4,435.99 2,221.90 6,657.89 1,793.09 8,450.98 4,944.84 13,395.82 7,770.45 21,166.27 21,166.27
BAND
CUM.
8.12 0.06 0.25 0.18 0.36 0.32 0.37 0.46 0.40 0.42 0.72 1.03 0.67 1.19 1.27 5.14 10.50 8.47 23.36 36.71
8.12 8.19 8.44 8.62 8.98 9.30 9.66 10.12 10.52 10.94 11.66 12.69 13.36 14.55 15.82 20.96 31.46 39.93 63.29 100.00
PERCENTAGE f
F
3 0 1 1 1 0 0 0 1 1 1 0 1 1 0 3 6 5 7 8 40
3 3 4 5 6 6 6 6 7 8 9 9 10 11 11 14 20 25 32 40
BAND
CUM.
7.50 7.50 0.00 7.50 2.50 10.00 2.50 12.50 2.50 15.00 0.00 15.00 0.00 15.00 0.00 15.00 2.50 17.50 2.50 20.00 2.50 22.50 0.00 22.50 2.50 25.00 2.50 27.50 0.00 27.50 7.50 35.00 15.00 50.00 12.50 62.50 17.50 80.00 20.00 100.00
PERCENTAGE rp
379.10 0.00 2.85 0.65 110.40 0.00 0.00 0.00 229.78 59.57 18.20 0.00 4.93 1,101.42 0.00 3,390.73 275.66 173.68 4,319.50 9,714.39 19,780.87
RP
379.10 379.10 381.95 382.60 493.01 493.01 493.01 493.01 722.79 782.36 800.56 800.56 805.50 1,906.92 1,906.92 5,297.65 5,573.30 5,746.98 10,066.48 19,780.87
PERCENTAGE
BAND
CUM.
BAND
CUM
1.92 0.00 0.01 0.00 0.56 0.00 0.00 0.00 1.16 0.30 0.09 0.00 0.02 5.57 0.00 17.14 1.39 0.88 21.84 49.11
1.92 1.92 1.93 1.93 2.49 2.49 2.49 2.49 3.65 3.96 4.05 4.05 4.07 9.64 9.64 26.78 28.18 29.05 50.89 100.00
22.05 0.00 5.35 1.71 146.33 0.00 0.00 0.00 269.85 66.98 11.97 0.00 3.49 436.27 0.00 311.76 12.41 9.69 87.35 125.02
22.05 21.87 21.38 20.97 25.94 25.06 24.11 23.01 32.45 33.77 32.43 29.81 28.49 61.92 56.95 119.42 83.71 68.00 75.15 93.45 93.45
Page 58 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 22
DATA POSITION FROM
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Metals
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
380 227 368 310 477 355 321 303 237 146 122 212 171 238 191 382 303 165 194 45 5,147
F
380 607 975 1,285 1,762 2,117 2,438 2,741 2,978 3,124 3,246 3,458 3,629 3,867 4,058 4,440 4,743 4,908 5,102 5,147
BAND
CUM.
7.38 7.38 4.41 11.79 7.15 18.94 6.02 24.97 9.27 34.23 6.90 41.13 6.24 47.37 5.89 53.25 4.60 57.86 2.84 60.70 2.37 63.07 4.12 67.18 3.32 70.51 4.62 75.13 3.71 78.84 7.42 86.26 5.89 92.15 3.21 95.36 3.77 99.13 0.87 100.00
PERCENTAGE rp
5,386.67 54.80 126.49 257.30 598.95 423.31 9,341.20 611.97 3,351.66 530.43 1,245.38 1,284.24 1,350.58 1,889.77 2,197.26 4,684.02 8,241.08 7,763.50 15,561.78 5,703.44 70,603.81
RP
5,386.67 5,441.46 5,567.96 5,825.25 6,424.20 6,847.51 16,188.70 16,800.67 20,152.33 20,682.76 21,928.14 23,212.38 24,562.96 26,452.73 28,649.99 33,334.01 41,575.09 49,338.59 64,900.37 70,603.81
BAND
7.63 0.08 0.18 0.36 0.85 0.60 13.23 0.87 4.75 0.75 1.76 1.82 1.91 2.68 3.11 6.63 11.67 11.00 22.04 8.08
PERCENTAGE
CUM.
f
F
7.63 7.71 7.89 8.25 9.10 9.70 22.93 23.80 28.54 29.29 31.06 32.88 34.79 37.47 40.58 47.21 58.89 69.88 91.92 100.00
21 0 1 0 3 1 5 4 3 4 1 2 5 11 9 14 18 18 16 6
21 21 22 22 25 26 31 35 38 42 43 45 50 61 70 84 102 120 136 142
142
BAND
CUM.
PERCENTAGE rp
RP
14.79 14.79 247.56 247.56 0.00 14.79 0.00 247.56 0.70 15.49 7.85 255.41 0.00 15.49 0.00 255.41 2.11 17.61 65.08 320.50 0.70 18.31 7.21 327.70 3.52 21.83 92.67 420.37 2.82 24.65 1,673.66 2,094.04 2.11 26.76 37.26 2,131.30 2.82 29.58 21.83 2,153.12 0.70 30.28 30.97 2,184.09 1.41 31.69 245.79 2,429.88 3.52 35.21 130.35 2,560.23 7.75 42.96 802.67 3,362.90 6.34 49.30 134.59 3,497.49 9.86 59.15 1,543.46 5,040.95 12.68 71.83 817.69 5,858.65 12.68 84.51 22,064.13 27,922.78 11.27 95.77 2,832.21 30,754.99 4.23 100.00 540.27 31,295.26 31,295.26
BAND
0.79 0.00 0.03 0.00 0.21 0.02 0.30 5.35 0.12 0.07 0.10 0.79 0.42 2.56 0.43 4.93 2.61 70.50 9.05 1.73
CUM.
0.79 0.79 0.82 0.82 1.02 1.05 1.34 6.69 6.81 6.88 6.98 7.76 8.18 10.75 11.18 16.11 18.72 89.22 98.27 100.00
PERCENTAGE BAND
4.60 0.00 6.21 0.00 10.87 1.70 0.99 273.49 1.11 4.12 2.49 19.14 9.65 42.47 6.13 32.95 9.92 284.20 18.20 9.47
CUM
4.60 4.55 4.59 4.38 4.99 4.79 2.60 12.46 10.58 10.41 9.96 10.47 10.42 12.71 12.21 15.12 14.09 56.59 47.39 44.33 44.33
Page 59 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
337 161 301 225 426 384 403 411 326 260 246 292 202 308 244 389 357 163 152 40 5,627
F
337 498 799 1,024 1,450 1,834 2,237 2,648 2,974 3,234 3,480 3,772 3,974 4,282 4,526 4,915 5,272 5,435 5,587 5,627
BAND
CUM.
5.99 5.99 2.86 8.85 5.35 14.20 4.00 18.20 7.57 25.77 6.82 32.59 7.16 39.75 7.30 47.06 5.79 52.85 4.62 57.47 4.37 61.84 5.19 67.03 3.59 70.62 5.47 76.10 4.34 80.43 6.91 87.35 6.34 93.69 2.90 96.59 2.70 99.29 0.71 100.00
PERCENTAGE rp
RP
7,712.91 7,712.91 84.27 7,797.18 254.16 8,051.34 297.42 8,348.76 781.76 9,130.52 902.70 10,033.22 1,727.87 11,761.10 1,620.18 13,381.28 1,891.53 15,272.81 1,467.40 16,740.21 1,722.24 18,462.44 2,388.73 20,851.17 2,197.48 23,048.65 4,842.79 27,891.44 4,019.95 31,911.38 8,513.33 40,424.71 14,198.07 54,622.77 11,530.35 66,153.12 22,832.92 88,986.04 20,358.58 109,344.63 109,344.63
BAND
7.05 0.08 0.23 0.27 0.71 0.83 1.58 1.48 1.73 1.34 1.58 2.18 2.01 4.43 3.68 7.79 12.98 10.54 20.88 18.62
CUM.
7.05 7.13 7.36 7.64 8.35 9.18 10.76 12.24 13.97 15.31 16.88 19.07 21.08 25.51 29.18 36.97 49.95 60.50 81.38 100.00
PERCENTAGE f
15 6 4 1 17 3 5 6 6 7 4 4 7 9 23 28 11 14 10 4 184
F
BAND
CUM.
15 21 25 26 43 46 51 57 63 70 74 78 85 94 117 145 156 170 180 184
8.15 8.15 3.26 11.41 2.17 13.59 0.54 14.13 9.24 23.37 1.63 25.00 2.72 27.72 3.26 30.98 3.26 34.24 3.80 38.04 2.17 40.22 2.17 42.39 3.80 46.20 4.89 51.09 12.50 63.59 15.22 78.80 5.98 84.78 7.61 92.39 5.43 97.83 2.17 100.00
PERCENTAGE rp
15,390.93 3,492.40 135.80 0.85 560.31 103.61 1,117.29 1,050.00 1,576.04 2,444.88 64.54 105.21 4,007.96 5,749.22 5,691.98 6,698.94 2,156.35 1,413.87 5,234.18 25,861.36 82,855.73
RP
15,390.93 18,883.33 19,019.13 19,019.98 19,580.29 19,683.90 20,801.19 21,851.20 23,427.24 25,872.12 25,936.66 26,041.87 30,049.82 35,799.04 41,491.02 48,189.97 50,346.32 51,760.19 56,994.37 82,855.73
BAND
18.58 4.22 0.16 0.00 0.68 0.13 1.35 1.27 1.90 2.95 0.08 0.13 4.84 6.94 6.87 8.09 2.60 1.71 6.32 31.21
CUM.
PERCENTAGE BAND
18.58 199.55 22.79 4,144.54 22.95 53.43 22.96 0.29 23.63 71.67 23.76 11.48 25.11 64.66 26.37 64.81 28.27 83.32 31.23 166.61 31.30 3.75 31.43 4.40 36.27 182.39 43.21 118.72 50.08 141.59 58.16 78.69 60.76 15.19 62.47 12.26 68.79 22.92 100.00 127.03
CUM
199.55 242.18 236.22 227.82 214.45 196.19 176.86 163.30 153.39 154.55 140.48 124.89 130.38 128.35 130.02 119.21 92.17 78.24 64.05 75.77 75.77
Page 60 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
Textiles
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
846 862 1,250 980 1,286 791 665 562 394 216 228 251 189 270 221 344 285 158 170 26 9,994
F
846 1,708 2,958 3,938 5,224 6,015 6,680 7,242 7,636 7,852 8,080 8,331 8,520 8,790 9,011 9,355 9,640 9,798 9,968 9,994
BAND
CUM.
PERCENTAGE rp
RP
8.47 8.47 6,029.15 6,029.15 8.63 17.09 336.09 6,365.23 12.51 29.60 972.29 7,337.53 9.81 39.40 1,053.08 8,390.61 12.87 52.27 1,790.31 10,180.92 7.91 60.19 1,745.54 11,926.46 6.65 66.84 1,866.47 13,792.93 5.62 72.46 2,409.69 16,202.62 3.94 76.41 2,308.30 18,510.92 2.16 78.57 1,653.96 20,164.87 2.28 80.85 1,628.80 21,793.67 2.51 83.36 1,935.49 23,729.16 1.89 85.25 1,824.07 25,553.23 2.70 87.95 3,353.70 28,906.93 2.21 90.16 1,652.03 30,558.96 3.44 93.61 7,451.13 38,010.09 2.85 96.46 9,539.08 47,549.17 1.58 98.04 10,624.31 58,173.47 1.70 99.74 17,539.47 75,712.95 0.26 100.00 4,106.06 79,819.01 79,819.01
BAND
7.55 0.42 1.22 1.32 2.24 2.19 2.34 3.02 2.89 2.07 2.04 2.42 2.29 4.20 2.07 9.34 11.95 13.31 21.97 5.14
CUM.
7.55 7.97 9.19 10.51 12.76 14.94 17.28 20.30 23.19 25.26 27.30 29.73 32.01 36.22 38.29 47.62 59.57 72.88 94.86 100.00
PERCENTAGE f
F
30 0 3 3 4 1 6 9 4 5 3 14 4 27 20 35 62 37 29 1 297
30 30 33 36 40 41 47 56 60 65 68 82 86 113 133 168 230 267 296 297
BAND
CUM.
10.10 10.10 0.00 10.10 1.01 11.11 1.01 12.12 1.35 13.47 0.34 13.80 2.02 15.82 3.03 18.86 1.35 20.20 1.68 21.89 1.01 22.90 4.71 27.61 1.35 28.96 9.09 38.05 6.73 44.78 11.78 56.57 20.88 77.44 12.46 89.90 9.76 99.66 0.34 100.00
PERCENTAGE rp
3,549.86 0.00 93.41 377.04 33.23 9.22 2,042.34 2,487.03 1,347.16 2,803.56 16.17 3,100.76 87.34 26,225.09 5,587.17 7,097.89 19,875.82 38,829.37 15,342.43 712.13 129,617.03
RP
3,549.86 3,549.86 3,643.27 4,020.31 4,053.54 4,062.76 6,105.10 8,592.13 9,939.29 12,742.86 12,759.03 15,859.79 15,947.13 42,172.22 47,759.39 54,857.28 74,733.10 113,562.47 128,904.90 129,617.03
BAND
2.74 0.00 0.07 0.29 0.03 0.01 1.58 1.92 1.04 2.16 0.01 2.39 0.07 20.23 4.31 5.48 15.33 29.96 11.84 0.55
CUM.
2.74 2.74 2.81 3.10 3.13 3.13 4.71 6.63 7.67 9.83 9.84 12.24 12.30 32.54 36.85 42.32 57.66 87.61 99.45 100.00
PERCENTAGE BAND
58.88 0.00 9.61 35.80 1.86 0.53 109.42 103.21 58.36 169.51 0.99 160.21 4.79 781.98 338.20 95.26 208.36 365.48 87.47 17.34
CUM
58.88 55.77 49.65 47.91 39.82 34.07 44.26 53.03 53.69 63.19 58.54 66.84 62.41 145.89 156.29 144.32 157.17 195.21 170.25 162.39 162.39
Page 61 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
483 469 712 486 777 472 419 434 344 188 174 187 181 206 194 258 204 104 75 29 6,396
F
483 952 1,664 2,150 2,927 3,399 3,818 4,252 4,596 4,784 4,958 5,145 5,326 5,532 5,726 5,984 6,188 6,292 6,367 6,396
BAND
CUM.
PERCENTAGE rp
RP
7.55 7.55 5,557.98 5,557.98 7.33 14.88 280.81 5,838.80 11.13 26.02 563.55 6,402.34 7.60 33.61 546.51 6,948.85 12.15 45.76 1,520.42 8,469.27 7.38 53.14 1,293.18 9,762.45 6.55 59.69 1,640.78 11,403.23 6.79 66.48 2,113.56 13,516.79 5.38 71.86 1,933.12 15,449.91 2.94 74.80 1,451.66 16,901.58 2.72 77.52 1,611.49 18,513.07 2.92 80.44 2,117.03 20,630.09 2.83 83.27 2,552.29 23,182.38 3.22 86.49 3,098.57 26,280.95 3.03 89.52 3,665.91 29,946.87 4.03 93.56 10,045.89 39,992.76 3.19 96.75 10,368.40 50,361.16 1.63 98.37 8,250.79 58,611.95 1.17 99.55 10,103.31 68,715.26 0.45 100.00 6,678.43 75,393.69 75,393.69
BAND
7.37 0.37 0.75 0.72 2.02 1.72 2.18 2.80 2.56 1.93 2.14 2.81 3.39 4.11 4.86 13.32 13.75 10.94 13.40 8.86
CUM.
7.37 7.74 8.49 9.22 11.23 12.95 15.12 17.93 20.49 22.42 24.56 27.36 30.75 34.86 39.72 53.05 66.80 77.74 91.14 100.00
PERCENTAGE f
F
12 3 3 1 3 5 5 7 4 5 2 4 3 6 19 13 15 6 10 3 129
BAND
CUM.
PERCENTAGE rp
RP
12 9.30 9.30 1,164.20 1,164.20 15 2.33 11.63 108.99 1,273.19 18 2.33 13.95 232.59 1,505.78 19 0.78 14.73 204.42 1,710.20 22 2.33 17.05 111.53 1,821.72 27 3.88 20.93 756.45 2,578.17 32 3.88 24.81 409.57 2,987.74 39 5.43 30.23 269.26 3,257.00 43 3.10 33.33 226.36 3,483.36 48 3.88 37.21 438.93 3,922.29 50 1.55 38.76 599.02 4,521.31 54 3.10 41.86 698.68 5,219.99 57 2.33 44.19 367.05 5,587.04 63 4.65 48.84 247.37 5,834.41 82 14.73 63.57 19,104.72 24,939.13 95 10.08 73.64 1,960.16 26,899.29 110 11.63 85.27 10,205.60 37,104.90 116 4.65 89.92 1,012.15 38,117.04 126 7.75 97.67 58,557.73 96,674.77 129 2.33 100.00 16.67 96,691.44 96,691.44
BAND
1.20 0.11 0.24 0.21 0.12 0.78 0.42 0.28 0.23 0.45 0.62 0.72 0.38 0.26 19.76 2.03 10.55 1.05 60.56 0.02
PERCENTAGE
CUM.
BAND
CUM
1.20 1.32 1.56 1.77 1.88 2.67 3.09 3.37 3.60 4.06 4.68 5.40 5.78 6.03 25.79 27.82 38.37 39.42 99.98 100.00
20.95 38.81 41.27 37.40 7.34 58.50 24.96 12.74 11.71 30.24 37.17 33.00 14.38 7.98 521.14 19.51 98.43 12.27 579.59 0.25
20.95 21.81 23.52 24.61 21.51 26.41 26.20 24.10 22.55 23.21 24.42 25.30 24.10 22.20 83.28 67.26 73.68 65.03 140.69 128.25 128.25
Page 62 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 26
DATA POSITION FROM
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Wood, Bamboo and Rattan
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
709 466 589 359 505 362 326 325 238 157 155 209 166 200 117 189 197 90 94 17 5,470
F
709 1,175 1,764 2,123 2,628 2,990 3,316 3,641 3,879 4,036 4,191 4,400 4,566 4,766 4,883 5,072 5,269 5,359 5,453 5,470
BAND
CUM.
PERCENTAGE rp
RP
12.96 12.96 5,715.54 5,715.54 8.52 21.48 401.14 6,116.69 10.77 32.25 688.63 6,805.32 6.56 38.81 722.80 7,528.12 9.23 48.04 1,553.54 9,081.66 6.62 54.66 1,601.14 10,682.80 5.96 60.62 1,977.38 12,660.18 5.94 66.56 2,595.65 15,255.83 4.35 70.91 2,501.39 17,757.22 2.87 73.78 1,825.07 19,582.29 2.83 76.62 2,108.13 21,690.42 3.82 80.44 3,633.14 25,323.56 3.03 83.47 3,387.34 28,710.90 3.66 87.13 6,119.42 34,830.33 2.14 89.27 4,350.42 39,180.74 3.46 92.72 9,146.53 48,327.27 3.60 96.33 12,922.42 61,249.69 1.65 97.97 9,285.43 70,535.12 1.72 99.69 33,207.79 103,742.91 0.31 100.00 18,760.45 122,503.37 122,503.37
BAND
CUM.
4.67 4.67 0.33 4.99 0.56 5.56 0.59 6.15 1.27 7.41 1.31 8.72 1.61 10.33 2.12 12.45 2.04 14.50 1.49 15.99 1.72 17.71 2.97 20.67 2.77 23.44 5.00 28.43 3.55 31.98 7.47 39.45 10.55 50.00 7.58 57.58 27.11 84.69 15.31 100.00
PERCENTAGE f
F
13 2 5 3 1 1 7 6 5 5 2 11 7 11 8 19 15 6 7 0 134
13 15 20 23 24 25 32 38 43 48 50 61 68 79 87 106 121 127 134 134
BAND
CUM.
9.70 9.70 1.49 11.19 3.73 14.93 2.24 17.16 0.75 17.91 0.75 18.66 5.22 23.88 4.48 28.36 3.73 32.09 3.73 35.82 1.49 37.31 8.21 45.52 5.22 50.75 8.21 58.96 5.97 64.93 14.18 79.10 11.19 90.30 4.48 94.78 5.22 100.00 0.00 100.00
PERCENTAGE rp
2,056.97 110.29 176.06 263.60 148.35 94.89 2,402.66 380.87 504.55 461.48 49.83 1,106.24 943.82 5,427.63 679.17 12,926.21 15,183.70 10,031.68 30,918.56 0.00 83,866.57
RP
2,056.97 2,167.26 2,343.31 2,606.92 2,755.27 2,850.15 5,252.82 5,633.69 6,138.24 6,599.73 6,649.56 7,755.80 8,699.61 14,127.25 14,806.42 27,732.63 42,916.33 52,948.01 83,866.57 83,866.57
BAND
CUM.
2.45 2.45 0.13 2.58 0.21 2.79 0.31 3.11 0.18 3.29 0.11 3.40 2.86 6.26 0.45 6.72 0.60 7.32 0.55 7.87 0.06 7.93 1.32 9.25 1.13 10.37 6.47 16.84 0.81 17.65 15.41 33.07 18.10 51.17 11.96 63.13 36.87 100.00 0.00 100.00
PERCENTAGE BAND
35.99 27.49 25.57 36.47 9.55 5.93 121.51 14.67 20.17 25.29 2.36 30.45 27.86 88.70 15.61 141.32 117.50 108.04 93.11 0.00
CUM
35.99 35.43 34.43 34.63 30.34 26.68 41.49 36.93 34.57 33.70 30.66 30.63 30.30 40.56 37.79 57.39 70.07 75.07 80.84 68.46 68.46
Page 63 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,039 1,225 1,411 967 1,090 618 526 627 413 285 205 315 227 363 206 433 372 168 118 50 11,658
F
2,039 3,264 4,675 5,642 6,732 7,350 7,876 8,503 8,916 9,201 9,406 9,721 9,948 10,311 10,517 10,950 11,322 11,490 11,608 11,658
BAND
CUM.
17.49 17.49 10.51 28.00 12.10 40.10 8.29 48.40 9.35 57.75 5.30 63.05 4.51 67.56 5.38 72.94 3.54 76.48 2.44 78.92 1.76 80.68 2.70 83.38 1.95 85.33 3.11 88.45 1.77 90.21 3.71 93.93 3.19 97.12 1.44 98.56 1.01 99.57 0.43 100.00
PERCENTAGE rp
3,360.29 381.40 682.46 663.97 1,220.58 1,078.70 1,211.77 2,042.74 1,584.00 1,626.83 1,037.19 1,773.31 1,750.27 3,912.58 2,193.06 6,903.73 15,132.24 11,540.00 12,294.80 4,797.26 75,187.20
RP
3,360.29 3,741.69 4,424.15 5,088.12 6,308.70 7,387.41 8,599.18 10,641.92 12,225.92 13,852.75 14,889.94 16,663.25 18,413.53 22,326.11 24,519.16 31,422.90 46,555.14 58,095.14 70,389.94 75,187.20
BAND
4.47 0.51 0.91 0.88 1.62 1.43 1.61 2.72 2.11 2.16 1.38 2.36 2.33 5.20 2.92 9.18 20.13 15.35 16.35 6.38
CUM.
4.47 4.98 5.88 6.77 8.39 9.83 11.44 14.15 16.26 18.42 19.80 22.16 24.49 29.69 32.61 41.79 61.92 77.27 93.62 100.00
PERCENTAGE f
F
15 1 3 6 11 11 12 9 19 8 2 6 6 26 4 22 32 10 9 4 216
15 16 19 25 36 47 59 68 87 95 97 103 109 135 139 161 193 203 212 216
BAND
CUM.
PERCENTAGE rp
RP
6.94 6.94 1,087.56 1,087.56 0.46 7.41 41.00 1,128.56 1.39 8.80 16.91 1,145.47 2.78 11.57 437.34 1,582.81 5.09 16.67 788.77 2,371.58 5.09 21.76 299.95 2,671.53 5.56 27.31 413.82 3,085.35 4.17 31.48 615.90 3,701.25 8.80 40.28 581.58 4,282.83 3.70 43.98 601.66 4,884.49 0.93 44.91 1,338.74 6,223.23 2.78 47.69 816.82 7,040.04 2.78 50.46 414.42 7,454.46 12.04 62.50 10,699.18 18,153.64 1.85 64.35 88.94 18,242.58 10.19 74.54 27,421.31 45,663.88 14.81 89.35 2,439.54 48,103.43 4.63 93.98 1,422.06 49,525.49 4.17 98.15 421.68 49,947.17 1.85 100.00 3,251.34 53,198.51 53,198.51
BAND
2.04 0.08 0.03 0.82 1.48 0.56 0.78 1.16 1.09 1.13 2.52 1.54 0.78 20.11 0.17 51.55 4.59 2.67 0.79 6.11
PERCENTAGE
CUM.
BAND
CUM
2.04 2.12 2.15 2.98 4.46 5.02 5.80 6.96 8.05 9.18 11.70 13.23 14.01 34.12 34.29 85.84 90.42 93.10 93.89 100.00
32.37 10.75 2.48 65.87 64.62 27.81 34.15 30.15 36.72 36.98 129.07 46.06 23.68 273.46 4.06 397.20 16.12 12.32 3.43 67.77
32.37 30.16 25.89 31.11 37.59 36.16 35.88 34.78 35.03 35.26 41.79 42.25 40.48 81.31 74.40 145.32 103.33 85.25 70.96 70.75 70.75
Page 64 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 28
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
14 3 11 1 9 5 13 16 7 4 11 18 6 11 6 20 23 7 17 4 206
BAND
CUM.
14 6.80 6.80 17 1.46 8.25 28 5.34 13.59 29 0.49 14.08 38 4.37 18.45 43 2.43 20.87 56 6.31 27.18 72 7.77 34.95 79 3.40 38.35 83 1.94 40.29 94 5.34 45.63 112 8.74 54.37 118 2.91 57.28 129 5.34 62.62 135 2.91 65.53 155 9.71 75.24 178 11.17 86.41 185 3.40 89.81 202 8.25 98.06 206 1.94 100.00
PERCENTAGE rp
243.02 0.23 11.88 0.75 11.62 2.46 50.85 57.86 9.96 12.15 14.41 53.98 26.24 77.72 373.40 232.61 667.46 443.96 2,113.57 433.52 4,837.65
RP
243.02 243.25 255.12 255.87 267.49 269.95 320.80 378.66 388.63 400.78 415.18 469.16 495.40 573.12 946.52 1,179.13 1,846.60 2,290.56 4,404.14 4,837.65
BAND
5.02 0.00 0.25 0.02 0.24 0.05 1.05 1.20 0.21 0.25 0.30 1.12 0.54 1.61 7.72 4.81 13.80 9.18 43.69 8.96
CUM.
5.02 5.03 5.27 5.29 5.53 5.58 6.63 7.83 8.03 8.28 8.58 9.70 10.24 11.85 19.57 24.37 38.17 47.35 91.04 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 5
BAND
0 0 0 0 0 0 0 1 1 1 1 1 1 2 2 2 3 4 5 5
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 20.00 40.00 0.00 40.00 0.00 40.00 20.00 60.00 20.00 80.00 20.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 547.62 0.00 0.00 0.00 0.00 0.00 400.00 0.00 0.00 36.30 12,710.60 149.47 0.00 13,843.99
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 547.62 547.62 547.62 547.62 547.62 547.62 947.62 947.62 947.62 983.92 13,694.52 13,843.99 13,843.99
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.96 0.00 0.00 0.00 0.00 0.00 2.89 0.00 0.00 0.26 91.81 1.08 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.96 3.96 3.96 3.96 3.96 3.96 6.85 6.85 6.85 7.11 98.92 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 946.39 0.00 0.00 0.00 0.00 0.00 514.67 0.00 0.00 5.44 2,862.98 7.07 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 144.62 140.91 136.64 131.90 116.72 110.54 165.35 100.12 80.37 53.28 597.87 314.34 286.17 286.17
Page 65 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 29
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
120,012 119,459 131,029 70,644 70,067 31,641 22,019 14,899 7,831 4,068 3,137 3,251 2,244 2,559 1,455 2,046 1,541 679 642 164 609,387
F
120,012 239,471 370,500 441,144 511,211 542,852 564,871 579,770 587,601 591,669 594,806 598,057 600,301 602,860 604,315 606,361 607,902 608,581 609,223 609,387
BAND
CUM.
19.69 19.69 19.60 39.30 21.50 60.80 11.59 72.39 11.50 83.89 5.19 89.08 3.61 92.69 2.44 95.14 1.29 96.42 0.67 97.09 0.51 97.61 0.53 98.14 0.37 98.51 0.42 98.93 0.24 99.17 0.34 99.50 0.25 99.76 0.11 99.87 0.11 99.97 0.03 100.00
PERCENTAGE rp
RP
37,903.76 37,903.76 27,861.59 65,765.35 55,694.15 121,459.50 48,887.63 170,347.13 78,523.17 248,870.30 59,730.37 308,600.67 47,044.78 355,645.45 55,378.92 411,024.37 35,624.58 446,648.95 18,510.26 465,159.21 16,766.14 481,925.35 25,572.71 507,498.06 17,981.65 525,479.70 25,655.85 551,135.55 18,749.26 569,884.81 35,271.78 605,156.59 47,715.22 652,871.82 41,107.28 693,979.09 88,083.63 782,062.72 218,112.62 1,000,175.34 1,000,175.34
BAND
CUM.
3.79 3.79 2.79 6.58 5.57 12.14 4.89 17.03 7.85 24.88 5.97 30.85 4.70 35.56 5.54 41.10 3.56 44.66 1.85 46.51 1.68 48.18 2.56 50.74 1.80 52.54 2.57 55.10 1.87 56.98 3.53 60.51 4.77 65.28 4.11 69.39 8.81 78.19 21.81 100.00
PERCENTAGE f
212 172 225 137 207 92 75 86 53 40 31 89 35 51 62 74 93 90 111 268 2,203
F
212 384 609 746 953 1,045 1,120 1,206 1,259 1,299 1,330 1,419 1,454 1,505 1,567 1,641 1,734 1,824 1,935 2,203
BAND
CUM.
PERCENTAGE rp
9.62 9.62 22,675.18 7.81 17.43 12,029.11 10.21 27.64 13,847.22 6.22 33.86 22,198.81 9.40 43.26 32,166.42 4.18 47.44 11,425.96 3.40 50.84 10,372.82 3.90 54.74 11,633.85 2.41 57.15 11,896.62 1.82 58.97 6,892.96 1.41 60.37 5,476.56 4.04 64.41 7,887.44 1.59 66.00 10,529.59 2.32 68.32 2,972.84 2.81 71.13 12,372.51 3.36 74.49 26,109.39 4.22 78.71 21,732.48 4.09 82.80 11,497.33 5.04 87.83 48,160.27 12.17 100.00 122,268.37 424,145.72
RP
BAND
PERCENTAGE
CUM.
22,675.18 5.35 5.35 34,704.29 2.84 8.18 48,551.50 3.26 11.45 70,750.31 5.23 16.68 102,916.73 7.58 24.26 114,342.69 2.69 26.96 124,715.51 2.45 29.40 136,349.36 2.74 32.15 148,245.98 2.80 34.95 155,138.94 1.63 36.58 160,615.51 1.29 37.87 168,502.94 1.86 39.73 179,032.53 2.48 42.21 182,005.37 0.70 42.91 194,377.88 2.92 45.83 220,487.28 6.16 51.98 242,219.76 5.12 57.11 253,717.08 2.71 59.82 301,877.35 11.35 71.17 424,145.72 28.83 100.00
BAND
CUM
59.82 43.17 24.86 45.41 40.96 19.13 22.05 21.01 33.39 37.24 32.66 30.84 58.56 11.59 65.99 74.02 45.55 27.97 54.68 56.06
59.82 52.77 39.97 41.53 41.35 37.05 35.07 33.17 33.19 33.35 33.33 33.20 34.07 33.02 34.11 36.43 37.10 36.56 38.60 42.41 42.41
Page 66 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 30
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
12 15 9 14 17 22 14 12 11 6 6 5 9 7 3 8 5 1 2 0 178
BAND
12 27 36 50 67 89 103 115 126 132 138 143 152 159 162 170 175 176 178 178
CUM.
6.74 6.74 8.43 15.17 5.06 20.22 7.87 28.09 9.55 37.64 12.36 50.00 7.87 57.87 6.74 64.61 6.18 70.79 3.37 74.16 3.37 77.53 2.81 80.34 5.06 85.39 3.93 89.33 1.69 91.01 4.49 95.51 2.81 98.31 0.56 98.88 1.12 100.00 0.00 100.00
PERCENTAGE rp
8.32 5.11 6.03 28.44 75.48 78.06 92.44 84.23 118.38 57.40 75.89 114.39 141.33 443.93 130.48 671.73 541.82 371.69 974.93 0.00 4,020.08
RP
8.32 13.43 19.46 47.90 123.38 201.44 293.88 378.11 496.49 553.88 629.78 744.17 885.49 1,329.42 1,459.90 2,131.63 2,673.45 3,045.15 4,020.08 4,020.08
BAND
CUM.
0.21 0.21 0.13 0.33 0.15 0.48 0.71 1.19 1.88 3.07 1.94 5.01 2.30 7.31 2.10 9.41 2.94 12.35 1.43 13.78 1.89 15.67 2.85 18.51 3.52 22.03 11.04 33.07 3.25 36.32 16.71 53.02 13.48 66.50 9.25 75.75 24.25 100.00 0.00 100.00
PERCENTAGE f
F
0 0 1 0 0 0 0 0 1 0 0 0 2 0 0 0 2 0 7 0 13
BAND
0 0 1 1 1 1 1 1 2 2 2 2 4 4 4 4 6 6 13 13
CUM.
0.00 0.00 0.00 0.00 7.69 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 7.69 15.38 0.00 15.38 0.00 15.38 0.00 15.38 15.38 30.77 0.00 30.77 0.00 30.77 0.00 30.77 15.38 46.15 0.00 46.15 53.85 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 11.20 0.00 0.00 0.00 0.00 0.00 9.36 0.00 0.00 0.00 290.19 0.00 0.00 0.00 572.03 0.00 303.48 0.00 1,186.27
RP
0.00 0.00 11.20 11.20 11.20 11.20 11.20 11.20 20.56 20.56 20.56 20.56 310.75 310.75 310.75 310.75 882.78 882.78 1,186.27 1,186.27
BAND
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.94 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.79 1.73 0.00 1.73 0.00 1.73 0.00 1.73 24.46 26.20 0.00 26.20 0.00 26.20 0.00 26.20 48.22 74.42 0.00 74.42 25.58 100.00 0.00 100.00
0.00 0.00 185.72 0.00 0.00 0.00 0.00 0.00 7.91 0.00 0.00 0.00 205.34 0.00 0.00 0.00 105.58 0.00 31.13 0.00
CUM
0.00 0.00 57.56 23.38 9.08 5.56 3.81 2.96 4.14 3.71 3.26 2.76 35.09 23.37 21.29 14.58 33.02 28.99 29.51 29.51 29.51
Page 67 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 31
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
60 9 20 11 23 18 22 25 9 13 7 17 9 14 12 48 92 26 14 2 451
60 69 89 100 123 141 163 188 197 210 217 234 243 257 269 317 409 435 449 451
BAND
CUM.
13.30 13.30 2.00 15.30 4.43 19.73 2.44 22.17 5.10 27.27 3.99 31.26 4.88 36.14 5.54 41.69 2.00 43.68 2.88 46.56 1.55 48.12 3.77 51.88 2.00 53.88 3.10 56.98 2.66 59.65 10.64 70.29 20.40 90.69 5.76 96.45 3.10 99.56 0.44 100.00
PERCENTAGE rp
1,643.17 7.05 9.68 84.19 35.29 45.33 117.01 133.81 432.93 123.37 202.99 1,361.40 56.98 1,078.59 120.84 2,751.64 5,148.15 1,732.38 880.01 129.00 16,093.81
RP
1,643.17 1,650.22 1,659.91 1,744.10 1,779.38 1,824.72 1,941.73 2,075.53 2,508.47 2,631.84 2,834.83 4,196.23 4,253.20 5,331.79 5,452.63 8,204.27 13,352.42 15,084.80 15,964.82 16,093.81
BAND
10.21 0.04 0.06 0.52 0.22 0.28 0.73 0.83 2.69 0.77 1.26 8.46 0.35 6.70 0.75 17.10 31.99 10.76 5.47 0.80
CUM.
10.21 10.25 10.31 10.84 11.06 11.34 12.07 12.90 15.59 16.35 17.61 26.07 26.43 33.13 33.88 50.98 82.97 93.73 99.20 100.00
PERCENTAGE f
F
4 0 0 0 0 2 1 2 29 1 2 96 0 29 0 30 2 2 0 0 200
4 4 4 4 4 6 7 9 38 39 41 137 137 166 166 196 198 200 200 200
BAND
CUM.
2.00 2.00 0.00 2.00 0.00 2.00 0.00 2.00 0.00 2.00 1.00 3.00 0.50 3.50 1.00 4.50 14.50 19.00 0.50 19.50 1.00 20.50 48.00 68.50 0.00 68.50 14.50 83.00 0.00 83.00 15.00 98.00 1.00 99.00 1.00 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
349.75 0.00 0.00 0.00 0.00 143.67 175.94 280.68 1,159.46 1,051.81 370.94 2,013.86 0.00 463.64 0.00 3,121.51 2,117.53 186.34 0.00 0.00 11,435.11
RP
349.75 349.75 349.75 349.75 349.75 493.42 669.35 950.03 2,109.50 3,161.30 3,532.24 5,546.09 5,546.09 6,009.73 6,009.73 9,131.24 11,248.77 11,435.11 11,435.11 11,435.11
BAND
3.06 0.00 0.00 0.00 0.00 1.26 1.54 2.45 10.14 9.20 3.24 17.61 0.00 4.05 0.00 27.30 18.52 1.63 0.00 0.00
PERCENTAGE
CUM.
BAND
CUM
3.06 3.06 3.06 3.06 3.06 4.31 5.85 8.31 18.45 27.65 30.89 48.50 48.50 52.56 52.56 79.85 98.37 100.00 100.00 100.00
21.29 0.00 0.00 0.00 0.00 316.93 150.36 209.76 267.82 852.53 182.74 147.93 0.00 42.99 0.00 113.44 41.13 10.76 0.00 0.00
21.29 21.19 21.07 20.05 19.66 27.04 34.47 45.77 84.10 120.12 124.60 132.17 130.40 112.72 110.22 111.30 84.25 75.81 71.63 71.05 71.05
Page 68 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 32
DATA POSITION FROM
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up T O TA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
3 10 4 1 4 1 8 6 5 5 2 6 7 11 8 12 7 1 6 0 107
3 13 17 18 22 23 31 37 42 47 49 55 62 73 81 93 100 101 107 107
BAND
CUM.
2.80 2.80 9.35 12.15 3.74 15.89 0.93 16.82 3.74 20.56 0.93 21.50 7.48 28.97 5.61 34.58 4.67 39.25 4.67 43.93 1.87 45.79 5.61 51.40 6.54 57.94 10.28 68.22 7.48 75.70 11.21 86.92 6.54 93.46 0.93 94.39 5.61 100.00 0.00 100.00
PERCENTAGE rp
4.46 42.98 20.16 0.29 5.02 2.64 25.32 25.40 31.82 36.99 25.46 69.36 170.74 263.92 174.52 365.48 681.51 330.74 3,677.14 0.00 5,953.97
RP
4.46 47.44 67.60 67.88 72.90 75.54 100.87 126.26 158.09 195.08 220.54 289.91 460.65 724.57 899.09 1,264.58 1,946.09 2,276.83 5,953.97 5,953.97
BAND
0.07 0.72 0.34 0.00 0.08 0.04 0.43 0.43 0.53 0.62 0.43 1.17 2.87 4.43 2.93 6.14 11.45 5.55 61.76 0.00
CUM.
0.07 0.80 1.14 1.14 1.22 1.27 1.69 2.12 2.66 3.28 3.70 4.87 7.74 12.17 15.10 21.24 32.69 38.24 100.00 100.00
PERCENTAGE f
F
0 1 2 0 0 0 0 0 0 1 0 2 2 2 0 3 0 0 5 0 18
0 1 3 3 3 3 3 3 3 4 4 6 8 10 10 13 13 13 18 18
BAND
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 5.56 5.56 51.75 51.75 11.11 16.67 14.34 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 5.56 22.22 9.77 75.87 0.00 22.22 0.00 75.87 11.11 33.33 86.98 162.85 11.11 44.44 57.18 220.03 11.11 55.56 57.86 277.90 0.00 55.56 0.00 277.90 16.67 72.22 129.38 407.27 0.00 72.22 0.00 407.27 0.00 72.22 0.00 407.27 27.78 100.00 144.06 551.34 0.00 100.00 0.00 551.34 551.34
BAND
0.00 9.39 2.60 0.00 0.00 0.00 0.00 0.00 0.00 1.77 0.00 15.78 10.37 10.50 0.00 23.47 0.00 0.00 26.13 0.00
PERCENTAGE
CUM.
BAND
CUM
0.00 9.39 11.99 11.99 11.99 11.99 11.99 11.99 11.99 13.76 13.76 29.54 39.91 50.40 50.40 73.87 73.87 73.87 100.00 100.00
0.00 120.42 71.14 0.00 0.00 0.00 0.00 0.00 0.00 26.41 0.00 125.40 33.49 21.92 0.00 35.40 0.00 0.00 3.92 0.00
0.00 109.10 97.78 97.37 90.67 87.49 65.53 52.35 41.81 38.89 34.40 56.17 47.77 38.35 30.91 32.21 20.93 17.89 9.26 9.26 9.26
Page 69 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 40
DATA POSITION FROM
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
17 3 8 0 0 1 2 1 2 2 0 4 4 2 7 2 2 1 1 2 61
BAND
17 20 28 28 28 29 31 32 34 36 36 40 44 46 53 55 57 58 59 61
CUM.
27.87 27.87 4.92 32.79 13.11 45.90 0.00 45.90 0.00 45.90 1.64 47.54 3.28 50.82 1.64 52.46 3.28 55.74 3.28 59.02 0.00 59.02 6.56 65.57 6.56 72.13 3.28 75.41 11.48 86.89 3.28 90.16 3.28 93.44 1.64 95.08 1.64 96.72 3.28 100.00
PERCENTAGE rp
66.66 1.93 122.76 0.00 0.00 3.90 0.84 7.40 45.30 13.16 0.00 73.22 49.43 65.03 162.48 85.56 126.60 125.80 70.58 1.89 777.02
RP
66.66 68.59 54.17 54.17 54.17 50.27 49.43 42.03 3.27 16.43 16.43 89.64 139.07 204.11 366.59 452.15 578.75 704.55 775.13 777.02
BAND
8.58 0.25 15.80 0.00 0.00 0.50 0.11 0.95 5.83 1.69 0.00 9.42 6.36 8.37 20.91 11.01 16.29 16.19 9.08 0.24
CUM.
8.58 8.83 6.97 6.97 6.97 6.47 6.36 5.41 0.42 2.11 2.11 11.54 17.90 26.27 47.18 58.19 74.48 90.67 99.76 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 2
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 2 2
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 50.00 0.00 50.00 50.00 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.88 92.88 0.00 92.88 0.00 92.88 98.80 191.68 0.00 191.68 0.00 191.68 191.68
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 0.00 0.00 51.54 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 48.46 48.46 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 57.16 0.00 0.00 78.54 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.34 20.54 16.05 27.21 24.73 24.67 24.67
Page 70 of 204
RISK AND LOSS PROFILE 2004 GROUP BY PROVINCE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
485 862 828 369 275 119 50 43 17 4 3 14 8 10 3 9 14 2 7 5 3,127
F
485 1,347 2,175 2,544 2,819 2,938 2,988 3,031 3,048 3,052 3,055 3,069 3,077 3,087 3,090 3,099 3,113 3,115 3,122 3,127
BAND
CUM.
15.51 15.51 27.57 43.08 26.48 69.56 11.80 81.36 8.79 90.15 3.81 93.96 1.60 95.55 1.38 96.93 0.54 97.47 0.13 97.60 0.10 97.70 0.45 98.15 0.26 98.40 0.32 98.72 0.10 98.82 0.29 99.10 0.45 99.55 0.06 99.62 0.22 99.84 0.16 100.00
PERCENTAGE rp
132.91 379.07 611.39 432.70 457.52 275.62 183.02 245.52 74.01 16.16 40.69 197.04 50.98 674.54 74.43 252.06 887.11 74.42 678.73 1,958.97 7,696.91
RP
132.91 511.98 1,123.38 1,556.08 2,013.60 2,289.22 2,472.24 2,717.76 2,791.77 2,807.93 2,848.62 3,045.66 3,096.64 3,771.18 3,845.61 4,097.67 4,984.78 5,059.21 5,737.94 7,696.91
BAND
1.73 4.93 7.94 5.62 5.94 3.58 2.38 3.19 0.96 0.21 0.53 2.56 0.66 8.76 0.97 3.27 11.53 0.97 8.82 25.45
CUM.
1.73 6.65 14.60 20.22 26.16 29.74 32.12 35.31 36.27 36.48 37.01 39.57 40.23 49.00 49.96 53.24 64.76 65.73 74.55 100.00
PERCENTAGE f
F
0 2 3 2 2 1 1 0 0 0 0 0 0 0 0 0 1 0 0 0 12
0 2 5 7 9 10 11 11 11 11 11 11 11 11 11 11 12 12 12 12
BAND
0.00 16.67 25.00 16.67 16.67 8.33 8.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.33 0.00 0.00 0.00
CUM.
0.00 16.67 41.67 58.33 75.00 83.33 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 144.58 131.12 202.54 280.45 11.75 77.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 107.99 0.00 0.00 0.00 956.19
RP
0.00 144.58 275.70 478.24 758.69 770.44 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 956.19 956.19 956.19 956.19
BAND
0.00 15.12 13.71 21.18 29.33 1.23 8.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.29 0.00 0.00 0.00
CUM.
0.00 15.12 28.83 50.01 79.34 80.57 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 38.14 21.45 46.81 61.30 4.26 42.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.17 0.00 0.00 0.00
CUM
0.00 28.24 24.54 30.73 37.68 33.66 34.31 31.21 30.38 30.21 29.78 27.85 27.39 22.49 22.06 20.70 19.18 18.90 16.66 12.42 12.42
Page 71 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
7,899 8,589 11,054 5,531 4,767 1,833 1,288 862 448 241 185 267 200 218 157 233 194 71 37 6 44,080
F
7,899 16,488 27,542 33,073 37,840 39,673 40,961 41,823 42,271 42,512 42,697 42,964 43,164 43,382 43,539 43,772 43,966 44,037 44,074 44,080
BAND
CUM.
PERCENTAGE rp
17.92 17.92 2,930.33 19.49 37.40 2,050.00 25.08 62.48 4,831.66 12.55 75.03 4,052.63 10.81 85.84 5,704.38 4.16 90.00 3,183.27 2.92 92.92 3,438.59 1.96 94.88 3,044.86 1.02 95.90 2,365.24 0.55 96.44 1,280.89 0.42 96.86 1,944.11 0.61 97.47 2,300.93 0.45 97.92 1,999.27 0.49 98.42 3,374.35 0.36 98.77 2,843.20 0.53 99.30 6,799.29 0.44 99.74 11,939.32 0.16 99.90 5,557.50 0.08 99.99 7,068.44 0.01 100.00 945.55 77,653.81
RP
2,930.33 4,980.33 9,812.00 13,864.63 19,569.01 22,752.28 26,190.87 29,235.73 31,600.97 32,881.86 34,825.97 37,126.90 39,126.17 42,500.52 45,343.71 52,143.00 64,082.32 69,639.82 76,708.26 77,653.81
BAND
CUM.
3.77 3.77 2.64 6.41 6.22 12.64 5.22 17.85 7.35 25.20 4.10 29.30 4.43 33.73 3.92 37.65 3.05 40.69 1.65 42.34 2.50 44.85 2.96 47.81 2.57 50.39 4.35 54.73 3.66 58.39 8.76 67.15 15.38 82.52 7.16 89.68 9.10 98.78 1.22 100.00
PERCENTAGE f
15 19 12 6 13 6 7 10 5 5 2 10 6 2 9 43 9 4 6 2 191
F
15 34 46 52 65 71 78 88 93 98 100 110 116 118 127 170 179 183 189 191
BAND
CUM.
7.85 7.85 9.95 17.80 6.28 24.08 3.14 27.23 6.81 34.03 3.14 37.17 3.66 40.84 5.24 46.07 2.62 48.69 2.62 51.31 1.05 52.36 5.24 57.59 3.14 60.73 1.05 61.78 4.71 66.49 22.51 89.01 4.71 93.72 2.09 95.81 3.14 98.95 1.05 100.00
PERCENTAGE rp
340.25 5,063.81 574.75 267.17 1,894.71 1,605.92 1,172.10 814.76 1,514.54 181.57 59.09 254.46 651.07 12.35 4,886.56 6,787.45 2,681.53 13,804.78 56,692.44 15.80 99,275.10
RP
340.25 5,404.06 5,978.81 6,245.98 8,140.69 9,746.61 10,918.71 11,733.47 13,248.01 13,429.58 13,488.67 13,743.13 14,394.20 14,406.55 19,293.10 26,080.56 28,762.09 42,566.86 99,259.30 99,275.10
BAND
0.34 5.10 0.58 0.27 1.91 1.62 1.18 0.82 1.53 0.18 0.06 0.26 0.66 0.01 4.92 6.84 2.70 13.91 57.11 0.02
CUM.
0.34 5.44 6.02 6.29 8.20 9.82 11.00 11.82 13.34 13.53 13.59 13.84 14.50 14.51 19.43 26.27 28.97 42.88 99.98 100.00
PERCENTAGE BAND
CUM
11.61 247.02 11.90 6.59 33.22 50.45 34.09 26.76 64.03 14.18 3.04 11.06 32.57 0.37 171.87 99.83 22.46 248.40 802.05 1.67
11.61 108.51 60.93 45.05 41.60 42.84 41.69 40.13 41.92 40.84 38.73 37.02 36.79 33.90 42.55 50.02 44.88 61.12 129.40 127.84 127.84
Page 72 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,804 4,247 3,912 1,734 1,461 548 424 232 112 65 35 55 28 27 20 36 29 19 7 2 16,797
F
3,804 8,051 11,963 13,697 15,158 15,706 16,130 16,362 16,474 16,539 16,574 16,629 16,657 16,684 16,704 16,740 16,769 16,788 16,795 16,797
BAND
CUM.
22.65 22.65 25.28 47.93 23.29 71.22 10.32 81.54 8.70 90.24 3.26 93.50 2.52 96.03 1.38 97.41 0.67 98.08 0.39 98.46 0.21 98.67 0.33 99.00 0.17 99.17 0.16 99.33 0.12 99.45 0.21 99.66 0.17 99.83 0.11 99.95 0.04 99.99 0.01 100.00
PERCENTAGE rp
481.14 788.34 1,151.62 1,007.49 1,683.91 931.25 996.69 761.07 386.73 317.98 219.57 423.56 276.98 262.34 245.33 747.13 1,473.01 2,461.68 722.78 319.80 15,658.41
RP
481.14 1,269.48 2,421.10 3,428.59 5,112.50 6,043.75 7,040.44 7,801.51 8,188.25 8,506.22 8,725.80 9,149.36 9,426.34 9,688.69 9,934.02 10,681.15 12,154.16 14,615.83 15,338.61 15,658.41
BAND
3.07 5.03 7.35 6.43 10.75 5.95 6.37 4.86 2.47 2.03 1.40 2.71 1.77 1.68 1.57 4.77 9.41 15.72 4.62 2.04
CUM.
3.07 8.11 15.46 21.90 32.65 38.60 44.96 49.82 52.29 54.32 55.73 58.43 60.20 61.88 63.44 68.21 77.62 93.34 97.96 100.00
PERCENTAGE f
F
7 2 7 3 7 0 4 4 0 1 2 0 0 3 0 1 2 3 1 0 47
BAND
CUM.
7 14.89 14.89 9 4.26 19.15 16 14.89 34.04 19 6.38 40.43 26 14.89 55.32 26 0.00 55.32 30 8.51 63.83 34 8.51 72.34 34 0.00 72.34 35 2.13 74.47 37 4.26 78.72 37 0.00 78.72 37 0.00 78.72 40 6.38 85.11 40 0.00 85.11 41 2.13 87.23 43 4.26 91.49 46 6.38 97.87 47 2.13 100.00 47 0.00 100.00
PERCENTAGE rp
323.39 109.49 347.13 260.13 842.49 0.00 870.51 376.96 0.00 1,051.81 370.94 0.00 0.00 942.70 0.00 1.36 34.91 284.13 237.45 0.00 6,053.39
RP
323.39 432.88 780.00 1,040.14 1,882.63 1,882.63 2,753.14 3,130.10 3,130.10 4,181.91 4,552.85 4,552.85 4,552.85 5,495.54 5,495.54 5,496.90 5,531.81 5,815.94 6,053.39 6,053.39
BAND
CUM.
5.34 5.34 1.81 7.15 5.73 12.89 4.30 17.18 13.92 31.10 0.00 31.10 14.38 45.48 6.23 51.71 0.00 51.71 17.38 69.08 6.13 75.21 0.00 75.21 0.00 75.21 15.57 90.78 0.00 90.78 0.02 90.81 0.58 91.38 4.69 96.08 3.92 100.00 0.00 100.00
PERCENTAGE BAND
67.21 13.89 30.14 25.82 50.03 0.00 87.34 49.53 0.00 330.78 168.93 0.00 0.00 359.34 0.00 0.18 2.37 11.54 32.85 0.00
CUM
67.21 34.10 32.22 30.34 36.82 31.15 39.10 40.12 38.23 49.16 52.18 49.76 48.30 56.72 55.32 51.46 45.51 39.79 39.47 38.66 38.66
Page 73 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
RIAU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,399 3,369 4,175 2,057 1,637 589 390 254 137 72 48 65 36 60 27 51 69 41 30 7 15,513
F
2,399 5,768 9,943 12,000 13,637 14,226 14,616 14,870 15,007 15,079 15,127 15,192 15,228 15,288 15,315 15,366 15,435 15,476 15,506 15,513
BAND
CUM.
15.46 15.46 21.72 37.18 26.91 64.09 13.26 77.35 10.55 87.91 3.80 91.70 2.51 94.22 1.64 95.86 0.88 96.74 0.46 97.20 0.31 97.51 0.42 97.93 0.23 98.16 0.39 98.55 0.17 98.72 0.33 99.05 0.44 99.50 0.26 99.76 0.19 99.95 0.05 100.00
PERCENTAGE rp
1,884.69 874.32 2,210.11 2,021.27 2,560.70 1,348.61 1,356.23 984.60 750.78 472.66 404.11 413.30 344.30 663.56 349.37 1,204.24 3,473.12 4,052.64 5,825.56 95.77 31,289.93
RP
1,884.69 2,759.01 4,969.12 6,990.39 9,551.09 10,899.70 12,255.93 13,240.53 13,991.31 14,463.97 14,868.08 15,281.38 15,625.67 16,289.24 16,638.61 17,842.84 21,315.97 25,368.60 31,194.17 31,289.93
BAND
6.02 2.79 7.06 6.46 8.18 4.31 4.33 3.15 2.40 1.51 1.29 1.32 1.10 2.12 1.12 3.85 11.10 12.95 18.62 0.31
CUM.
6.02 8.82 15.88 22.34 30.52 34.83 39.17 42.32 44.72 46.23 47.52 48.84 49.94 52.06 53.18 57.02 68.12 81.08 99.69 100.00
PERCENTAGE f
F
7 7 9 5 48 5 0 0 0 1 0 2 2 1 0 3 6 3 6 0 105
7 14 23 28 76 81 81 81 81 82 82 84 86 87 87 90 96 99 105 105
BAND
CUM.
6.67 6.67 6.67 13.33 8.57 21.90 4.76 26.67 45.71 72.38 4.76 77.14 0.00 77.14 0.00 77.14 0.00 77.14 0.95 78.10 0.00 78.10 1.90 80.00 1.90 81.90 0.95 82.86 0.00 82.86 2.86 85.71 5.71 91.43 2.86 94.29 5.71 100.00 0.00 100.00
PERCENTAGE rp
470.58 396.89 705.93 1,164.85 720.39 169.73 0.00 0.00 0.00 1.60 0.00 139.27 188.01 95.77 0.00 542.98 475.75 191.84 2,006.95 0.00 7,270.54
RP
470.58 867.47 1,573.40 2,738.25 3,458.64 3,628.37 3,628.37 3,628.37 3,628.37 3,629.97 3,629.97 3,769.24 3,957.25 4,053.02 4,053.02 4,596.00 5,071.75 5,263.59 7,270.54 7,270.54
BAND
PERCENTAGE
CUM.
BAND
6.47 6.47 5.46 11.93 9.71 21.64 16.02 37.66 9.91 47.57 2.33 49.91 0.00 49.91 0.00 49.91 0.00 49.91 0.02 49.93 0.00 49.93 1.92 51.84 2.59 54.43 1.32 55.75 0.00 55.75 7.47 63.21 6.54 69.76 2.64 72.40 27.60 100.00 0.00 100.00
24.97 45.39 31.94 57.63 28.13 12.59 0.00 0.00 0.00 0.34 0.00 33.70 54.61 14.43 0.00 45.09 13.70 4.73 34.45 0.00
CUM
24.97 31.44 31.66 39.17 36.21 33.29 29.61 27.40 25.93 25.10 24.41 24.67 25.33 24.88 24.36 25.76 23.79 20.75 23.31 23.24 23.24
Page 74 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,176 1,483 1,491 689 600 222 159 86 50 23 21 24 12 22 7 21 21 7 6 3 7,123
F
2,176 3,659 5,150 5,839 6,439 6,661 6,820 6,906 6,956 6,979 7,000 7,024 7,036 7,058 7,065 7,086 7,107 7,114 7,120 7,123
BAND
30.55 20.82 20.93 9.67 8.42 3.12 2.23 1.21 0.70 0.32 0.29 0.34 0.17 0.31 0.10 0.29 0.29 0.10 0.08 0.04
CUM.
30.55 51.37 72.30 81.97 90.40 93.51 95.75 96.95 97.66 97.98 98.27 98.61 98.78 99.09 99.19 99.48 99.78 99.87 99.96 100.00
PERCENTAGE rp
RP
436.99 436.99 499.49 936.49 930.12 1,866.61 658.10 2,524.71 897.94 3,422.65 463.27 3,885.92 495.16 4,381.08 363.64 4,744.72 210.47 4,955.18 174.49 5,129.68 171.48 5,301.16 272.22 5,573.38 218.67 5,792.04 276.41 6,068.45 323.13 6,391.58 871.79 7,263.37 1,631.06 8,894.43 1,050.48 9,944.91 824.10 10,769.01 665.37 11,434.38 11,434.38
BAND
3.82 4.37 8.13 5.76 7.85 4.05 4.33 3.18 1.84 1.53 1.50 2.38 1.91 2.42 2.83 7.62 14.26 9.19 7.21 5.82
CUM.
3.82 8.19 16.32 22.08 29.93 33.98 38.31 41.50 43.34 44.86 46.36 48.74 50.65 53.07 55.90 63.52 77.79 86.97 94.18 100.00
PERCENTAGE f
F
1 5 6 3 2 2 2 0 0 0 0 1 0 1 0 0 0 3 0 0 26
1 6 12 15 17 19 21 21 21 21 21 22 22 23 23 23 23 26 26 26
BAND
CUM.
3.85 3.85 19.23 23.08 23.08 46.15 11.54 57.69 7.69 65.38 7.69 73.08 7.69 80.77 0.00 80.77 0.00 80.77 0.00 80.77 0.00 80.77 3.85 84.62 0.00 84.62 3.85 88.46 0.00 88.46 0.00 88.46 0.00 88.46 11.54 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
15.10 281.31 576.56 251.97 218.68 469.08 183.32 0.00 0.00 0.00 0.00 59.09 0.00 3.45 0.00 0.00 0.00 420.24 0.00 0.00 2,478.80
RP
15.10 296.40 872.96 1,124.94 1,343.62 1,812.70 1,996.02 1,996.02 1,996.02 1,996.02 1,996.02 2,055.11 2,055.11 2,058.56 2,058.56 2,058.56 2,058.56 2,478.80 2,478.80 2,478.80
BAND
CUM.
0.61 0.61 11.35 11.96 23.26 35.22 10.17 45.38 8.82 54.20 18.92 73.13 7.40 80.52 0.00 80.52 0.00 80.52 0.00 80.52 0.00 80.52 2.38 82.91 0.00 82.91 0.14 83.05 0.00 83.05 0.00 83.05 0.00 83.05 16.95 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
3.45 56.32 61.99 38.29 24.35 101.25 37.02 0.00 0.00 0.00 0.00 21.71 0.00 1.25 0.00 0.00 0.00 40.00 0.00 0.00
CUM
3.45 31.65 46.77 44.56 39.26 46.65 45.56 42.07 40.28 38.91 37.65 36.87 35.48 33.92 32.21 28.34 23.14 24.93 23.02 21.68 21.68
Page 75 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,897 3,235 3,752 1,768 1,409 647 448 281 156 72 55 57 48 39 37 55 32 45 10 4 16,047
F
3,897 7,132 10,884 12,652 14,061 14,708 15,156 15,437 15,593 15,665 15,720 15,777 15,825 15,864 15,901 15,956 15,988 16,033 16,043 16,047
BAND
CUM.
24.28 24.28 20.16 44.44 23.38 67.83 11.02 78.84 8.78 87.62 4.03 91.66 2.79 94.45 1.75 96.20 0.97 97.17 0.45 97.62 0.34 97.96 0.36 98.32 0.30 98.62 0.24 98.86 0.23 99.09 0.34 99.43 0.20 99.63 0.28 99.91 0.06 99.98 0.02 100.00
PERCENTAGE rp
1,831.59 756.72 1,819.90 1,465.59 1,993.37 1,286.04 1,721.45 1,085.44 947.38 526.61 401.74 498.06 417.85 759.84 398.94 1,510.27 1,046.78 2,914.46 1,765.43 605.26 23,752.71
RP
1,831.59 2,588.31 4,408.20 5,873.80 7,867.17 9,153.21 10,874.67 11,960.11 12,907.48 13,434.09 13,835.83 14,333.89 14,751.73 15,511.57 15,910.52 17,420.78 18,467.56 21,382.02 23,147.45 23,752.71
BAND
7.71 3.19 7.66 6.17 8.39 5.41 7.25 4.57 3.99 2.22 1.69 2.10 1.76 3.20 1.68 6.36 4.41 12.27 7.43 2.55
CUM.
7.71 10.90 18.56 24.73 33.12 38.54 45.78 50.35 54.34 56.56 58.25 60.35 62.11 65.30 66.98 73.34 77.75 90.02 97.45 100.00
PERCENTAGE f
F
4 7 8 4 6 1 3 1 0 2 1 0 0 0 0 4 1 4 8 2 56
4 11 19 23 29 30 33 34 34 36 37 37 37 37 37 41 42 46 54 56
BAND
CUM.
7.14 7.14 12.50 19.64 14.29 33.93 7.14 41.07 10.71 51.79 1.79 53.57 5.36 58.93 1.79 60.71 0.00 60.71 3.57 64.29 1.79 66.07 0.00 66.07 0.00 66.07 0.00 66.07 0.00 66.07 7.14 73.21 1.79 75.00 7.14 82.14 14.29 96.43 3.57 100.00
PERCENTAGE rp
401.96 254.46 591.37 465.90 1,242.43 503.05 769.51 116.58 0.00 231.86 1.09 0.00 0.00 0.00 0.00 264.39 452.24 328.84 2,799.36 4,082.85 12,505.90
RP
401.96 656.42 1,247.79 1,713.69 2,956.12 3,459.17 4,228.69 4,345.26 4,345.26 4,577.13 4,578.22 4,578.22 4,578.22 4,578.22 4,578.22 4,842.60 5,294.85 5,623.69 8,423.05 12,505.90
BAND
CUM.
3.21 3.21 2.03 5.25 4.73 9.98 3.73 13.70 9.93 23.64 4.02 27.66 6.15 33.81 0.93 34.75 0.00 34.75 1.85 36.60 0.01 36.61 0.00 36.61 0.00 36.61 0.00 36.61 0.00 36.61 2.11 38.72 3.62 42.34 2.63 44.97 22.38 67.35 32.65 100.00
PERCENTAGE BAND
21.95 33.63 32.49 31.79 62.33 39.12 44.70 10.74 0.00 44.03 0.27 0.00 0.00 0.00 0.00 17.51 43.20 11.28 158.57 674.56
CUM
21.95 25.36 28.31 29.18 37.58 37.79 38.89 36.33 33.66 34.07 33.09 31.94 31.04 29.51 28.77 27.80 28.67 26.30 36.39 52.65 52.65
Page 76 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
996 833 586 203 189 69 44 27 17 6 3 6 4 2 1 6 8 0 0 0 3,000
F
996 1,829 2,415 2,618 2,807 2,876 2,920 2,947 2,964 2,970 2,973 2,979 2,983 2,985 2,986 2,992 3,000 3,000 3,000 3,000
BAND
33.20 27.77 19.53 6.77 6.30 2.30 1.47 0.90 0.57 0.20 0.10 0.20 0.13 0.07 0.03 0.20 0.27 0.00 0.00 0.00
CUM.
33.20 60.97 80.50 87.27 93.57 95.87 97.33 98.23 98.80 99.00 99.10 99.30 99.43 99.50 99.53 99.73 100.00 100.00 100.00 100.00
PERCENTAGE rp
119.52 239.66 379.32 231.48 340.90 178.12 121.96 67.02 122.05 18.14 14.74 33.69 30.28 14.23 5.30 139.58 402.47 0.00 0.00 0.00 2,458.47
RP
119.52 359.18 738.50 969.99 1,310.88 1,489.01 1,610.96 1,677.99 1,800.03 1,818.18 1,832.92 1,866.61 1,896.89 1,911.12 1,916.41 2,056.00 2,458.47 2,458.47 2,458.47 2,458.47
BAND
4.86 9.75 15.43 9.42 13.87 7.25 4.96 2.73 4.96 0.74 0.60 1.37 1.23 0.58 0.22 5.68 16.37 0.00 0.00 0.00
CUM.
4.86 14.61 30.04 39.45 53.32 60.57 65.53 68.25 73.22 73.96 74.56 75.93 77.16 77.74 77.95 83.63 100.00 100.00 100.00 100.00
PERCENTAGE f
F
1 3 6 2 0 0 0 0 1 0 0 2 0 0 0 0 0 0 0 0 15
1 4 10 12 12 12 12 12 13 13 13 15 15 15 15 15 15 15 15 15
BAND
6.67 20.00 40.00 13.33 0.00 0.00 0.00 0.00 6.67 0.00 0.00 13.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
6.67 26.67 66.67 80.00 80.00 80.00 80.00 80.00 86.67 86.67 86.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
50.00 187.21 640.26 212.21 0.00 0.00 0.00 0.00 2.40 0.00 0.00 45.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,137.88
RP
50.00 237.21 877.47 1,089.68 1,089.68 1,089.68 1,089.68 1,089.68 1,092.08 1,092.08 1,092.08 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88
BAND
4.39 16.45 56.27 18.65 0.00 0.00 0.00 0.00 0.21 0.00 0.00 4.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
4.39 20.85 77.11 95.76 95.76 95.76 95.76 95.76 95.97 95.97 95.97 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
41.83 78.12 168.79 91.67 0.00 0.00 0.00 0.00 1.97 0.00 0.00 135.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
41.83 66.04 118.82 112.34 83.13 73.18 67.64 64.94 60.67 60.06 59.58 60.96 59.99 59.54 59.38 55.34 46.28 46.28 46.28 46.28 46.28
Page 77 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,233 2,366 2,300 1,115 1,146 467 327 231 133 77 48 58 55 62 37 67 41 23 19 5 10,810
F
2,233 4,599 6,899 8,014 9,160 9,627 9,954 10,185 10,318 10,395 10,443 10,501 10,556 10,618 10,655 10,722 10,763 10,786 10,805 10,810
BAND
CUM.
20.66 20.66 21.89 42.54 21.28 63.82 10.31 74.14 10.60 84.74 4.32 89.06 3.02 92.08 2.14 94.22 1.23 95.45 0.71 96.16 0.44 96.60 0.54 97.14 0.51 97.65 0.57 98.22 0.34 98.57 0.62 99.19 0.38 99.57 0.21 99.78 0.18 99.95 0.05 100.00
PERCENTAGE rp
465.40 507.15 1,656.27 869.29 1,399.15 806.69 865.26 896.49 681.32 423.99 299.92 476.05 353.30 693.11 531.04 1,385.22 1,436.59 1,719.60 1,455.52 78.69 17,000.05
RP
465.40 972.55 2,628.83 3,498.12 4,897.26 5,703.95 6,569.22 7,465.70 8,147.02 8,571.00 8,870.93 9,346.97 9,700.28 10,393.39 10,924.43 12,309.65 13,746.24 15,465.84 16,921.36 17,000.05
BAND
2.74 2.98 9.74 5.11 8.23 4.75 5.09 5.27 4.01 2.49 1.76 2.80 2.08 4.08 3.12 8.15 8.45 10.12 8.56 0.46
PERCENTAGE
CUM.
f
2.74 5.72 15.46 20.58 28.81 33.55 38.64 43.92 47.92 50.42 52.18 54.98 57.06 61.14 64.26 72.41 80.86 90.98 99.54 100.00
4 1 4 0 3 2 1 6 4 2 3 5 3 4 0 9 11 4 1 0 67
F
4 5 9 9 12 14 15 21 25 27 30 35 38 42 42 51 62 66 67 67
BAND
5.97 1.49 5.97 0.00 4.48 2.99 1.49 8.96 5.97 2.99 4.48 7.46 4.48 5.97 0.00 13.43 16.42 5.97 1.49 0.00
CUM.
5.97 7.46 13.43 13.43 17.91 20.90 22.39 31.34 37.31 40.30 44.78 52.24 56.72 62.69 62.69 76.12 92.54 98.51 100.00 100.00
PERCENTAGE rp
126.05 2,282.93 225.39 0.00 99.63 15.43 5.50 281.38 320.30 22.07 1,017.07 802.54 386.10 117.71 0.00 14,036.40 1,355.02 1,273.84 5.85 0.00 22,373.21
RP
126.05 2,408.98 2,634.37 2,634.37 2,734.00 2,749.43 2,754.93 3,036.31 3,356.60 3,378.67 4,395.74 5,198.29 5,584.39 5,702.10 5,702.10 19,738.50 21,093.52 22,367.36 22,373.21 22,373.21
BAND
CUM.
PERCENTAGE BAND
0.56 0.56 27.08 10.20 10.77 450.15 1.01 11.77 13.61 0.00 11.77 0.00 0.45 12.22 7.12 0.07 12.29 1.91 0.02 12.31 0.64 1.26 13.57 31.39 1.43 15.00 47.01 0.10 15.10 5.21 4.55 19.65 339.11 3.59 23.23 168.59 1.73 24.96 109.28 0.53 25.49 16.98 0.00 25.49 0.00 62.74 88.22 1,013.30 6.06 94.28 94.32 5.69 99.97 74.08 0.03 100.00 0.40 0.00 100.00 0.00
CUM
27.08 247.70 100.21 75.31 55.83 48.20 41.94 40.67 41.20 39.42 49.55 55.61 57.57 54.86 52.20 160.35 153.45 144.62 132.22 131.61 131.61
Page 78 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
18,034 20,647 33,800 24,300 28,105 13,840 9,779 6,876 3,733 2,007 1,522 1,603 1,112 1,345 834 1,238 1,004 430 495 124 170,828
F
18,034 38,681 72,481 96,781 124,886 138,726 148,505 155,381 159,114 161,121 162,643 164,246 165,358 166,703 167,537 168,775 169,779 170,209 170,704 170,828
BAND
10.56 12.09 19.79 14.22 16.45 8.10 5.72 4.03 2.19 1.17 0.89 0.94 0.65 0.79 0.49 0.72 0.59 0.25 0.29 0.07
CUM.
10.56 22.64 42.43 56.65 73.11 81.21 86.93 90.96 93.14 94.32 95.21 96.15 96.80 97.59 98.07 98.80 99.39 99.64 99.93 100.00
PERCENTAGE rp
15,946.36 4,252.68 10,962.65 12,861.88 26,788.07 16,209.94 17,027.01 18,291.50 18,063.83 8,933.35 7,441.54 14,625.55 8,631.10 14,366.69 10,962.93 22,838.73 31,267.50 27,277.20 91,962.64 132,998.95 511,710.09
RP
15,946.36 20,199.03 31,161.68 44,023.56 70,811.62 87,021.57 104,048.58 122,340.08 140,403.91 149,337.26 156,778.80 171,404.35 180,035.44 194,402.13 205,365.06 228,203.79 259,471.30 286,748.50 378,711.14 511,710.09
BAND
CUM.
3.12 3.12 0.83 3.95 2.14 6.09 2.51 8.60 5.24 13.84 3.17 17.01 3.33 20.33 3.57 23.91 3.53 27.44 1.75 29.18 1.45 30.64 2.86 33.50 1.69 35.18 2.81 37.99 2.14 40.13 4.46 44.60 6.11 50.71 5.33 56.04 17.97 74.01 25.99 100.00
PERCENTAGE f
127 46 76 46 59 37 45 41 26 23 11 67 18 36 47 51 48 56 84 27 971
F
BAND
CUM.
127 13.08 13.08 173 4.74 17.82 249 7.83 25.64 295 4.74 30.38 354 6.08 36.46 391 3.81 40.27 436 4.63 44.90 477 4.22 49.12 503 2.68 51.80 526 2.37 54.17 537 1.13 55.30 604 6.90 62.20 622 1.85 64.06 658 3.71 67.77 705 4.84 72.61 756 5.25 77.86 804 4.94 82.80 860 5.77 88.57 944 8.65 97.22 971 2.78 100.00
PERCENTAGE rp
10,795.71 1,803.92 4,694.37 13,778.28 2,518.71 4,169.38 6,020.36 4,980.62 9,999.22 6,221.30 2,077.23 1,985.42 5,044.02 29,150.53 4,553.19 37,366.36 5,826.04 2,015.07 42,588.24 25,037.27 220,625.23
RP
10,795.71 12,599.63 17,293.99 31,072.27 33,590.98 37,760.36 43,780.73 48,761.35 58,760.57 64,981.87 67,059.10 69,044.52 74,088.54 103,239.07 107,792.26 145,158.61 150,984.65 152,999.72 195,587.96 220,625.23
BAND
4.89 0.82 2.13 6.25 1.14 1.89 2.73 2.26 4.53 2.82 0.94 0.90 2.29 13.21 2.06 16.94 2.64 0.91 19.30 11.35
CUM.
PERCENTAGE BAND
CUM
4.89 67.70 5.71 42.42 7.84 42.82 14.08 107.12 15.23 9.40 17.12 25.72 19.84 35.36 22.10 27.23 26.63 55.35 29.45 69.64 30.40 27.91 31.29 13.58 33.58 58.44 46.79 202.90 48.86 41.53 65.79 163.61 68.43 18.63 69.35 7.39 88.65 46.31 100.00 18.83
67.70 62.38 55.50 70.58 47.44 43.39 42.08 39.86 41.85 43.51 42.77 40.28 41.15 53.11 52.49 63.61 58.19 53.36 51.65 43.12 43.12
Page 79 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
22,488 21,681 20,830 9,755 8,942 3,889 2,902 2,083 1,195 696 611 697 547 744 575 921 830 454 422 96 100,358
F
22,488 44,169 64,999 74,754 83,696 87,585 90,487 92,570 93,765 94,461 95,072 95,769 96,316 97,060 97,635 98,556 99,386 99,840 100,262 100,358
BAND
CUM.
22.41 22.41 21.60 44.01 20.76 64.77 9.72 74.49 8.91 83.40 3.88 87.27 2.89 90.16 2.08 92.24 1.19 93.43 0.69 94.12 0.61 94.73 0.69 95.43 0.55 95.97 0.74 96.71 0.57 97.29 0.92 98.20 0.83 99.03 0.45 99.48 0.42 99.90 0.10 100.00
PERCENTAGE rp
16,084.47 4,389.23 8,398.94 6,762.00 10,068.64 6,054.34 6,964.52 11,244.88 7,898.85 3,782.01 3,929.12 5,043.08 5,226.03 7,622.76 7,267.80 15,723.70 27,289.13 28,935.71 43,987.33 33,104.95 259,777.48
RP
16,084.47 20,473.70 28,872.64 35,634.65 45,703.29 51,757.63 58,722.15 69,967.02 77,865.87 81,647.88 85,576.99 90,620.07 95,846.11 103,468.86 110,736.66 126,460.36 153,749.49 182,685.19 226,672.53 259,777.48
BAND
6.19 1.69 3.23 2.60 3.88 2.33 2.68 4.33 3.04 1.46 1.51 1.94 2.01 2.93 2.80 6.05 10.50 11.14 16.93 12.74
CUM.
6.19 7.88 11.11 13.72 17.59 19.92 22.60 26.93 29.97 31.43 32.94 34.88 36.90 39.83 42.63 48.68 59.19 70.32 87.26 100.00
PERCENTAGE f
F
51 13 38 23 34 12 8 23 19 15 7 18 14 39 39 56 67 54 53 116
51 64 102 125 159 171 179 202 221 236 243 261 275 314 353 409 476 530 583 699
699
BAND
CUM.
7.30 7.30 1.86 9.16 5.44 14.59 3.29 17.88 4.86 22.75 1.72 24.46 1.14 25.61 3.29 28.90 2.72 31.62 2.15 33.76 1.00 34.76 2.58 37.34 2.00 39.34 5.58 44.92 5.58 50.50 8.01 58.51 9.59 68.10 7.73 75.82 7.58 83.40 16.60 100.00
PERCENTAGE rp
5,001.13 324.90 1,374.63 669.03 20,873.72 600.89 1,460.02 3,295.20 772.61 4,789.23 232.03 2,786.36 263.63 6,985.45 7,439.01 14,373.83 26,485.49 46,644.22 52,395.04 88,362.87 285,129.26
RP
5,001.13 5,326.02 6,700.66 7,369.69 28,243.41 28,844.29 30,304.32 33,599.51 34,372.12 39,161.35 39,393.38 42,179.74 42,443.36 49,428.81 56,867.82 71,241.64 97,727.14 144,371.36 196,766.40 285,129.26
BAND
CUM.
1.75 1.75 0.11 1.87 0.48 2.35 0.23 2.58 7.32 9.91 0.21 10.12 0.51 10.63 1.16 11.78 0.27 12.05 1.68 13.73 0.08 13.82 0.98 14.79 0.09 14.89 2.45 17.34 2.61 19.94 5.04 24.99 9.29 34.27 16.36 50.63 18.38 69.01 30.99 100.00
PERCENTAGE BAND
CUM.
31.09 31.09 7.40 26.01 16.37 23.21 9.89 20.68 207.31 61.80 9.92 55.73 20.96 51.61 29.30 48.02 9.78 44.14 126.63 47.96 5.91 46.03 55.25 46.55 5.04 44.28 91.64 47.77 102.36 51.35 91.42 56.34 97.06 63.56 161.20 79.03 119.11 86.81 266.92 109.76 109.76
Page 80 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
12,583 9,196 7,827 3,665 3,684 1,919 1,427 1,085 611 352 268 280 208 299 186 229 162 84 61 18 44,144
F
12,583 21,779 29,606 33,271 36,955 38,874 40,301 41,386 41,997 42,349 42,617 42,897 43,105 43,404 43,590 43,819 43,981 44,065 44,126 44,144
BAND
CUM.
PERCENTAGE rp
28.50 28.50 4,367.67 20.83 49.34 2,064.41 17.73 67.07 3,136.58 8.30 75.37 2,507.26 8.35 83.71 4,732.60 4.35 88.06 16,128.34 3.23 91.29 3,322.39 2.46 93.75 3,690.43 1.38 95.14 2,773.92 0.80 95.93 1,780.84 0.61 96.54 1,788.68 0.63 97.18 2,945.77 0.47 97.65 2,228.39 0.68 98.32 3,681.58 0.42 98.75 1,602.77 0.52 99.26 5,070.24 0.37 99.63 5,485.87 0.19 99.82 4,649.20 0.14 99.96 5,386.06 0.04 100.00 1,931.15 79,274.15
RP
4,367.67 6,432.08 9,568.67 12,075.93 16,808.53 32,936.87 36,259.26 39,949.69 42,723.61 44,504.45 46,293.13 49,238.90 51,467.28 55,148.87 56,751.63 61,821.87 67,307.74 71,956.94 77,343.01 79,274.15
BAND
CUM.
5.51 5.51 2.60 8.11 3.96 12.07 3.16 15.23 5.97 21.20 20.35 41.55 4.19 45.74 4.66 50.39 3.50 53.89 2.25 56.14 2.26 58.40 3.72 62.11 2.81 64.92 4.64 69.57 2.02 71.59 6.40 77.98 6.92 84.91 5.86 90.77 6.79 97.56 2.44 100.00
PERCENTAGE f
F
13 3 10 8 26 13 7 14 7 7 2 55 4 24 17 12 41 19 10 42
13 3.89 3.89 16 0.90 4.79 26 2.99 7.78 34 2.40 10.18 60 7.78 17.96 73 3.89 21.86 80 2.10 23.95 94 4.19 28.14 101 2.10 30.24 108 2.10 32.34 110 0.60 32.93 165 16.47 49.40 169 1.20 50.60 193 7.19 57.78 210 5.09 62.87 222 3.59 66.47 263 12.28 78.74 282 5.69 84.43 292 2.99 87.43 334 12.57 100.00
334
BAND
CUM.
PERCENTAGE rp
6,102.22 110.14 289.89 310.96 563.85 819.51 578.05 2,688.29 196.56 401.66 1,166.18 1,550.26 100.10 3,190.24 2,260.94 254.80 9,289.81 477.97 2,447.04 501.54 33,300.02
RP
6,102.22 6,212.36 6,502.25 6,813.21 7,377.06 8,196.57 8,774.62 11,462.91 11,659.47 12,061.14 13,227.32 14,777.58 14,877.68 18,067.92 20,328.87 20,583.67 29,873.47 30,351.44 32,798.49 33,300.02
BAND
CUM.
18.32 18.32 0.33 18.66 0.87 19.53 0.93 20.46 1.69 22.15 2.46 24.61 1.74 26.35 8.07 34.42 0.59 35.01 1.21 36.22 3.50 39.72 4.66 44.38 0.30 44.68 9.58 54.26 6.79 61.05 0.77 61.81 27.90 89.71 1.44 91.15 7.35 98.49 1.51 100.00
PERCENTAGE BAND
139.71 5.34 9.24 12.40 11.91 5.08 17.40 72.84 7.09 22.55 65.20 52.63 4.49 86.65 141.07 5.03 169.34 10.28 45.43 25.97
CUM
139.71 96.58 67.95 56.42 43.89 24.89 24.20 28.69 27.29 27.10 28.57 30.01 28.91 32.76 35.82 33.30 44.38 42.18 42.41 42.01 42.01
Page 81 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,655 1,473 1,288 614 574 334 191 161 89 53 38 45 28 39 18 23 29 11 10 5 6,678
F
1,655 3,128 4,416 5,030 5,604 5,938 6,129 6,290 6,379 6,432 6,470 6,515 6,543 6,582 6,600 6,623 6,652 6,663 6,673 6,678
BAND
CUM.
PERCENTAGE rp
24.78 24.78 287.95 22.06 46.84 251.69 19.29 66.13 460.09 9.19 75.32 345.74 8.60 83.92 669.91 5.00 88.92 443.08 2.86 91.78 380.94 2.41 94.19 453.49 1.33 95.52 324.06 0.79 96.32 246.39 0.57 96.89 183.99 0.67 97.56 265.22 0.42 97.98 284.36 0.58 98.56 437.70 0.27 98.83 207.99 0.34 99.18 249.23 0.43 99.61 1,904.08 0.16 99.78 480.30 0.15 99.93 827.67 0.07 100.00 625.84 9,329.74
RP
287.95 539.64 999.74 1,345.48 2,015.39 2,458.47 2,839.41 3,292.90 3,616.96 3,863.35 4,047.34 4,312.56 4,596.92 5,034.63 5,242.62 5,491.85 7,395.93 7,876.23 8,703.90 9,329.74
BAND
3.09 2.70 4.93 3.71 7.18 4.75 4.08 4.86 3.47 2.64 1.97 2.84 3.05 4.69 2.23 2.67 20.41 5.15 8.87 6.71
CUM.
3.09 5.78 10.72 14.42 21.60 26.35 30.43 35.29 38.77 41.41 43.38 46.22 49.27 53.96 56.19 58.86 79.27 84.42 93.29 100.00
PERCENTAGE f
F
0 0 1 1 1 1 1 0 0 2 0 0 0 2 0 0 4 2 3 94 112
0 0 1 2 3 4 5 5 5 7 7 7 7 9 9 9 13 15 18 112
BAND
CUM.
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.89 0.89 3.46 0.89 1.79 1.16 0.89 2.68 25.00 0.89 3.57 27.42 0.89 4.46 1,077.28 0.00 4.46 0.00 0.00 4.46 0.00 1.79 6.25 16.62 0.00 6.25 0.00 0.00 6.25 0.00 0.00 6.25 0.00 1.79 8.04 9.21 0.00 8.04 0.00 0.00 8.04 0.00 3.57 11.61 166.32 1.79 13.39 764.14 2.68 16.07 178.19 83.93 100.00 1,478.22 3,747.01
RP
0.00 0.00 3.46 4.62 29.62 57.04 1,134.31 1,134.31 1,134.31 1,150.94 1,150.94 1,150.94 1,150.94 1,160.14 1,160.14 1,160.14 1,326.46 2,090.60 2,268.79 3,747.01
BAND
CUM.
0.00 0.00 0.00 0.00 0.09 0.09 0.03 0.12 0.67 0.79 0.73 1.52 28.75 30.27 0.00 30.27 0.00 30.27 0.44 30.72 0.00 30.72 0.00 30.72 0.00 30.72 0.25 30.96 0.00 30.96 0.00 30.96 4.44 35.40 20.39 55.79 4.76 60.55 39.45 100.00
PERCENTAGE BAND
0.00 0.00 0.75 0.34 3.73 6.19 282.79 0.00 0.00 6.75 0.00 0.00 0.00 2.10 0.00 0.00 8.73 159.09 21.53 236.20
CUM
0.00 0.00 0.35 0.34 1.47 2.32 39.95 34.45 31.36 29.79 28.44 26.69 25.04 23.04 22.13 21.12 17.94 26.54 26.07 40.16 40.16
Page 82 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
13,202 12,155 13,434 7,056 7,636 3,777 2,957 2,266 1,348 766 668 717 493 593 354 572 374 163 180 56 68,767
F
13,202 25,357 38,791 45,847 53,483 57,260 60,217 62,483 63,831 64,597 65,265 65,982 66,475 67,068 67,422 67,994 68,368 68,531 68,711 68,767
BAND
19.20 17.68 19.54 10.26 11.10 5.49 4.30 3.30 1.96 1.11 0.97 1.04 0.72 0.86 0.51 0.83 0.54 0.24 0.26 0.08
CUM.
19.20 36.87 56.41 66.67 77.77 83.27 87.57 90.86 92.82 93.94 94.91 95.95 96.67 97.53 98.04 98.88 99.42 99.66 99.92 100.00
PERCENTAGE rp
7,719.96 2,691.17 5,527.01 4,699.20 7,739.15 5,516.64 14,981.45 7,030.42 5,810.79 3,484.40 3,829.66 5,371.02 4,549.52 8,740.40 5,411.74 15,844.20 14,960.25 11,296.20 23,641.35 27,836.27 186,680.80
RP
7,719.96 10,411.14 15,938.14 20,637.35 28,376.50 33,893.13 48,874.58 55,905.00 61,715.79 65,200.19 69,029.85 74,400.88 78,950.39 87,690.79 93,102.53 108,946.73 123,906.98 135,203.19 158,844.54 186,680.80
BAND
4.14 1.44 2.96 2.52 4.15 2.96 8.03 3.77 3.11 1.87 2.05 2.88 2.44 4.68 2.90 8.49 8.01 6.05 12.66 14.91
PERCENTAGE
CUM.
f
F
4.14 5.58 8.54 11.05 15.20 18.16 26.18 29.95 33.06 34.93 36.98 39.85 42.29 46.97 49.87 58.36 66.37 72.42 85.09 100.00
25 9 13 5 15 11 15 18 40 6 10 46 14 44 15 32 25 20 23 6
25 34 47 52 67 78 93 111 151 157 167 213 227 271 286 318 343 363 386 392
392
BAND
6.38 2.30 3.32 1.28 3.83 2.81 3.83 4.59 10.20 1.53 2.55 11.73 3.57 11.22 3.83 8.16 6.38 5.10 5.87 1.53
CUM.
6.38 8.67 11.99 13.27 17.09 19.90 23.72 28.32 38.52 40.05 42.60 54.34 57.91 69.13 72.96 81.12 87.50 92.60 98.47 100.00
PERCENTAGE rp
16,316.37 189.55 197.56 298.99 1,820.69 254.74 1,439.94 1,021.84 3,973.42 69.75 428.65 1,084.76 835.87 11,754.58 18,679.93 14,800.69 11,456.22 5,618.79 4,512.67 42,656.13 137,411.15
RP
16,316.37 16,505.92 16,703.48 17,002.47 18,823.16 19,077.90 20,517.84 21,539.68 25,513.10 25,582.85 26,011.50 27,096.26 27,932.13 39,686.71 58,366.64 73,167.34 84,623.56 90,242.35 94,755.02 137,411.15
BAND
CUM.
11.87 11.87 0.14 12.01 0.14 12.16 0.22 12.37 1.32 13.70 0.19 13.88 1.05 14.93 0.74 15.68 2.89 18.57 0.05 18.62 0.31 18.93 0.79 19.72 0.61 20.33 8.55 28.88 13.59 42.48 10.77 53.25 8.34 61.58 4.09 65.67 3.28 68.96 31.04 100.00
PERCENTAGE BAND
211.35 7.04 3.57 6.36 23.53 4.62 9.61 14.53 68.38 2.00 11.19 20.20 18.37 134.49 345.17 93.41 76.58 49.74 19.09 153.24
CUM
211.35 158.54 104.80 82.39 66.33 56.29 41.98 38.53 41.34 39.24 37.68 36.42 35.38 45.26 62.69 67.16 68.30 66.75 59.65 73.61 73.61
Page 83 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
7,471 6,782 4,282 1,386 1,059 306 227 127 81 34 22 41 24 22 11 28 46 11 4 1 21,965
F
7,471 14,253 18,535 19,921 20,980 21,286 21,513 21,640 21,721 21,755 21,777 21,818 21,842 21,864 21,875 21,903 21,949 21,960 21,964 21,965
BAND
CUM.
34.01 34.01 30.88 64.89 19.49 84.38 6.31 90.69 4.82 95.52 1.39 96.91 1.03 97.94 0.58 98.52 0.37 98.89 0.15 99.04 0.10 99.14 0.19 99.33 0.11 99.44 0.10 99.54 0.05 99.59 0.13 99.72 0.21 99.93 0.05 99.98 0.02 100.00 0.00 100.00
PERCENTAGE rp
4,865.60 3,448.03 4,308.53 3,014.59 2,745.68 1,158.06 1,054.35 667.95 567.73 356.03 270.74 359.25 373.73 502.00 467.47 630.51 1,624.46 412.40 363.28 21.38 27,211.77
RP
4,865.60 8,313.63 12,622.16 15,636.75 18,382.42 19,540.49 20,594.84 21,262.79 21,830.52 22,186.55 22,457.29 22,816.54 23,190.28 23,692.28 24,159.75 24,790.25 26,414.71 26,827.11 27,190.39 27,211.77
BAND
17.88 12.67 15.83 11.08 10.09 4.26 3.87 2.45 2.09 1.31 0.99 1.32 1.37 1.84 1.72 2.32 5.97 1.52 1.34 0.08
PERCENTAGE
CUM.
f
F
17.88 30.55 46.38 57.46 67.55 71.81 75.68 78.14 80.22 81.53 82.53 83.85 85.22 87.07 88.78 91.10 97.07 98.59 99.92 100.00
31 28 17 8 5 1 2 0 2 0 0 4 1 3 0 4 1 2 0 0
31 28.44 28.44 59 25.69 54.13 76 15.60 69.72 84 7.34 77.06 89 4.59 81.65 90 0.92 82.57 92 1.83 84.40 92 0.00 84.40 94 1.83 86.24 94 0.00 86.24 94 0.00 86.24 98 3.67 89.91 99 0.92 90.83 102 2.75 93.58 102 0.00 93.58 106 3.67 97.25 107 0.92 98.17 109 1.83 100.00 109 0.00 100.00 109 0.00 100.00
109
BAND
CUM.
PERCENTAGE rp
3,431.03 1,971.34 956.86 2,681.63 314.06 630.00 64.07 0.00 34.31 0.00 0.00 106.78 312.01 118.56 0.00 3.05 407.89 999.08 0.00 0.00 12,030.66
RP
3,431.03 5,402.37 6,359.23 9,040.86 9,354.92 9,984.92 10,048.99 10,048.99 10,083.30 10,083.30 10,083.30 10,190.08 10,502.09 10,620.65 10,620.65 10,623.70 11,031.58 12,030.66 12,030.66 12,030.66
BAND
PERCENTAGE
CUM.
BAND
28.52 28.52 16.39 44.91 7.95 52.86 22.29 75.15 2.61 77.76 5.24 83.00 0.53 83.53 0.00 83.53 0.29 83.81 0.00 83.81 0.00 83.81 0.89 84.70 2.59 87.29 0.99 88.28 0.00 88.28 0.03 88.31 3.39 91.70 8.30 100.00 0.00 100.00 0.00 100.00
70.52 57.17 22.21 88.96 11.44 54.40 6.08 0.00 6.04 0.00 0.00 29.72 83.49 23.62 0.00 0.48 25.11 242.26 0.00 0.00
CUM
70.52 64.98 50.38 57.82 50.89 51.10 48.79 47.26 46.19 45.45 44.90 44.66 45.29 44.83 43.96 42.85 41.76 44.85 44.25 44.21 44.21
Page 84 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
983 695 562 302 284 119 95 45 24 18 5 12 4 7 9 16 7 2 0 0 3,189
F
983 1,678 2,240 2,542 2,826 2,945 3,040 3,085 3,109 3,127 3,132 3,144 3,148 3,155 3,164 3,180 3,187 3,189 3,189 3,189
BAND
CUM.
30.82 30.82 21.79 52.62 17.62 70.24 9.47 79.71 8.91 88.62 3.73 92.35 2.98 95.33 1.41 96.74 0.75 97.49 0.56 98.06 0.16 98.21 0.38 98.59 0.13 98.71 0.22 98.93 0.28 99.22 0.50 99.72 0.22 99.94 0.06 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
336.55 288.55 430.78 500.51 662.15 359.04 338.20 187.72 177.34 88.76 19.47 238.13 104.95 73.87 254.62 867.21 565.23 327.88 0.00 0.00 5,820.96
RP
336.55 625.10 1,055.88 1,556.39 2,218.54 2,577.58 2,915.78 3,103.50 3,280.84 3,369.60 3,389.07 3,627.20 3,732.15 3,806.02 4,060.64 4,927.84 5,493.07 5,820.96 5,820.96 5,820.96
BAND
5.78 4.96 7.40 8.60 11.38 6.17 5.81 3.22 3.05 1.52 0.33 4.09 1.80 1.27 4.37 14.90 9.71 5.63 0.00 0.00
CUM.
5.78 10.74 18.14 26.74 38.11 44.28 50.09 53.32 56.36 57.89 58.22 62.31 64.12 65.38 69.76 84.66 94.37 100.00 100.00 100.00
PERCENTAGE f
5 7 4 6 2 1 0 0 0 1 0 0 0 0 2 0 0 0 0 0 28
F
BAND
5 12 16 22 24 25 25 25 25 26 26 26 26 26 28 28 28 28 28 28
17.86 25.00 14.29 21.43 7.14 3.57 0.00 0.00 0.00 3.57 0.00 0.00 0.00 0.00 7.14 0.00 0.00 0.00 0.00 0.00
CUM.
17.86 42.86 57.14 78.57 85.71 89.29 89.29 89.29 89.29 92.86 92.86 92.86 92.86 92.86 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
95.61 588.81 509.76 743.61 914.04 19.62 0.00 0.00 0.00 554.20 0.00 0.00 0.00 0.00 118.01 0.00 0.00 0.00 0.00 0.00 3,543.67
RP
95.61 684.43 1,194.19 1,937.80 2,851.84 2,871.46 2,871.46 2,871.46 2,871.46 3,425.66 3,425.66 3,425.66 3,425.66 3,425.66 3,543.67 3,543.67 3,543.67 3,543.67 3,543.67 3,543.67
BAND
2.70 16.62 14.39 20.98 25.79 0.55 0.00 0.00 0.00 15.64 0.00 0.00 0.00 0.00 3.33 0.00 0.00 0.00 0.00 0.00
CUM.
2.70 19.31 33.70 54.68 80.48 81.03 81.03 81.03 81.03 96.67 96.67 96.67 96.67 96.67 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
28.41 204.06 118.34 148.57 138.04 5.46 0.00 0.00 0.00 624.35 0.00 0.00 0.00 0.00 46.35 0.00 0.00 0.00 0.00 0.00
28.41 109.49 113.10 124.51 128.55 111.40 98.48 92.52 87.52 101.66 101.08 94.44 91.79 90.01 87.27 71.91 64.51 60.88 60.88 60.88 60.88
Page 85 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,362 1,793 1,333 608 657 349 206 144 99 41 40 42 20 27 15 26 24 18 20 7 7,831
F
2,362 4,155 5,488 6,096 6,753 7,102 7,308 7,452 7,551 7,592 7,632 7,674 7,694 7,721 7,736 7,762 7,786 7,804 7,824 7,831
BAND
CUM.
30.16 30.16 22.90 53.06 17.02 70.08 7.76 77.84 8.39 86.23 4.46 90.69 2.63 93.32 1.84 95.16 1.26 96.42 0.52 96.95 0.51 97.46 0.54 98.00 0.26 98.25 0.34 98.60 0.19 98.79 0.33 99.12 0.31 99.43 0.23 99.66 0.26 99.91 0.09 100.00
PERCENTAGE rp
RP
666.07 666.07 447.88 1,113.95 628.67 1,742.62 485.98 2,228.60 917.17 3,145.78 765.97 3,911.74 694.34 4,606.08 539.89 5,145.97 507.84 5,653.81 224.57 5,878.37 263.54 6,141.92 284.96 6,426.88 222.50 6,649.38 475.23 7,124.61 253.68 7,378.28 895.91 8,274.20 1,245.49 9,519.68 1,377.83 10,897.51 3,784.10 14,681.61 1,132.50 15,814.12 15,814.12
BAND
4.21 2.83 3.98 3.07 5.80 4.84 4.39 3.41 3.21 1.42 1.67 1.80 1.41 3.01 1.60 5.67 7.88 8.71 23.93 7.16
CUM.
4.21 7.04 11.02 14.09 19.89 24.74 29.13 32.54 35.75 37.17 38.84 40.64 42.05 45.05 46.66 52.32 60.20 68.91 92.84 100.00
PERCENTAGE f
F
3 2 3 4 0 1 2 0 1 1 0 2 1 2 2 0 0 2 0 0 26
3 5 8 12 12 13 15 15 16 17 17 19 20 22 24 24 24 26 26 26
BAND
CUM.
11.54 11.54 7.69 19.23 11.54 30.77 15.38 46.15 0.00 46.15 3.85 50.00 7.69 57.69 0.00 57.69 3.85 61.54 3.85 65.38 0.00 65.38 7.69 73.08 3.85 76.92 7.69 84.62 7.69 92.31 0.00 92.31 0.00 92.31 7.69 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
36.57 40.64 188.87 496.10 0.00 506.38 118.15 0.00 133.07 21.69 0.00 609.99 24.69 616.98 195.00 0.00 0.00 6,222.06 0.00 0.00 9,210.20
RP
36.57 77.21 266.08 762.18 762.18 1,268.56 1,386.72 1,386.72 1,519.79 1,541.48 1,541.48 2,151.47 2,176.17 2,793.15 2,988.15 2,988.15 2,988.15 9,210.20 9,210.20 9,210.20
BAND
CUM.
0.40 0.40 0.44 0.84 2.05 2.89 5.39 8.28 0.00 8.28 5.50 13.77 1.28 15.06 0.00 15.06 1.44 16.50 0.24 16.74 0.00 16.74 6.62 23.36 0.27 23.63 6.70 30.33 2.12 32.44 0.00 32.44 0.00 32.44 67.56 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
CUM
5.49 9.07 30.04 102.08 0.00 66.11 17.02 0.00 26.20 9.66 0.00 214.06 11.10 129.83 76.87 0.00 0.00 451.58 0.00 0.00
5.49 6.93 15.27 34.20 24.23 32.43 30.11 26.95 26.88 26.22 25.10 33.48 32.73 39.20 40.50 36.11 31.39 84.52 62.73 58.24 58.24
Page 86 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,393 2,966 3,269 1,815 1,717 778 600 384 185 80 75 79 43 59 35 50 51 22 24 8 14,633
F
2,393 5,359 8,628 10,443 12,160 12,938 13,538 13,922 14,107 14,187 14,262 14,341 14,384 14,443 14,478 14,528 14,579 14,601 14,625 14,633
BAND
CUM.
16.35 16.35 20.27 36.62 22.34 58.96 12.40 71.37 11.73 83.10 5.32 88.42 4.10 92.52 2.62 95.14 1.26 96.41 0.55 96.95 0.51 97.46 0.54 98.00 0.29 98.30 0.40 98.70 0.24 98.94 0.34 99.28 0.35 99.63 0.15 99.78 0.16 99.95 0.05 100.00
PERCENTAGE rp
1,035.79 967.99 2,057.66 1,711.09 2,958.77 2,122.49 2,164.36 1,797.71 1,089.94 597.54 608.87 606.22 433.38 976.40 391.59 885.59 2,022.96 1,901.15 7,122.71 2,568.10 34,020.33
RP
1,035.79 2,003.79 4,061.44 5,772.53 8,731.30 10,853.79 13,018.15 14,815.85 15,905.79 16,503.33 17,112.20 17,718.43 18,151.81 19,128.21 19,519.80 20,405.40 22,428.36 24,329.51 31,452.23 34,020.33
BAND
3.04 2.85 6.05 5.03 8.70 6.24 6.36 5.28 3.20 1.76 1.79 1.78 1.27 2.87 1.15 2.60 5.95 5.59 20.94 7.55
PERCENTAGE
CUM.
f
3.04 5.89 11.94 16.97 25.66 31.90 38.27 43.55 46.75 48.51 50.30 52.08 53.36 56.23 57.38 59.98 65.93 71.51 92.45 100.00
3 11 6 4 4 1 1 1 0 0 0 0 0 2 1 3 5 1 5 0 48
F
3 14 20 24 28 29 30 31 31 31 31 31 31 33 34 37 42 43 48 48
BAND
CUM.
6.25 6.25 22.92 29.17 12.50 41.67 8.33 50.00 8.33 58.33 2.08 60.42 2.08 62.50 2.08 64.58 0.00 64.58 0.00 64.58 0.00 64.58 0.00 64.58 0.00 64.58 4.17 68.75 2.08 70.83 6.25 77.08 10.42 87.50 2.08 89.58 10.42 100.00 0.00 100.00
PERCENTAGE rp
108.86 1,024.85 798.46 241.91 259.70 355.97 102.15 1,038.24 0.00 0.00 0.00 0.00 0.00 359.77 668.86 297.49 250.34 34.88 2,801.59 0.00 8,343.08
RP
108.86 1,133.71 1,932.17 2,174.08 2,433.78 2,789.74 2,891.89 3,930.13 3,930.13 3,930.13 3,930.13 3,930.13 3,930.13 4,289.90 4,958.76 5,256.26 5,506.60 5,541.49 8,343.08 8,343.08
BAND
CUM.
1.30 1.30 12.28 13.59 9.57 23.16 2.90 26.06 3.11 29.17 4.27 33.44 1.22 34.66 12.44 47.11 0.00 47.11 0.00 47.11 0.00 47.11 0.00 47.11 0.00 47.11 4.31 51.42 8.02 59.44 3.57 63.00 3.00 66.00 0.42 66.42 33.58 100.00 0.00 100.00
PERCENTAGE BAND
10.51 105.87 38.80 14.14 8.78 16.77 4.72 57.75 0.00 0.00 0.00 0.00 0.00 36.85 170.80 33.59 12.38 1.83 39.33 0.00
CUM
10.51 56.58 47.57 37.66 27.87 25.70 22.21 26.53 24.71 23.81 22.97 22.18 21.65 22.43 25.40 25.76 24.55 22.78 26.53 24.52 24.52
Page 87 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,773 1,682 1,874 919 881 478 311 265 154 57 38 52 60 49 19 21 16 10 7 4 8,670
F
1,773 3,455 5,329 6,248 7,129 7,607 7,918 8,183 8,337 8,394 8,432 8,484 8,544 8,593 8,612 8,633 8,649 8,659 8,666 8,670
BAND
CUM.
20.45 20.45 19.40 39.85 21.61 61.46 10.60 72.06 10.16 82.23 5.51 87.74 3.59 91.33 3.06 94.38 1.78 96.16 0.66 96.82 0.44 97.25 0.60 97.85 0.69 98.55 0.57 99.11 0.22 99.33 0.24 99.57 0.18 99.76 0.12 99.87 0.08 99.95 0.05 100.00
PERCENTAGE rp
522.86 432.70 824.60 705.89 1,239.07 1,086.37 1,098.31 1,216.41 783.39 474.22 267.62 626.64 589.87 540.40 190.88 396.41 421.43 350.75 1,061.84 526.04 13,355.70
RP
522.86 955.55 1,780.16 2,486.05 3,725.12 4,811.49 5,909.80 7,126.21 7,909.60 8,383.82 8,651.44 9,278.09 9,867.96 10,408.36 10,599.24 10,995.65 11,417.08 11,767.83 12,829.67 13,355.70
BAND
3.91 3.24 6.17 5.29 9.28 8.13 8.22 9.11 5.87 3.55 2.00 4.69 4.42 4.05 1.43 2.97 3.16 2.63 7.95 3.94
CUM.
3.91 7.15 13.33 18.61 27.89 36.03 44.25 53.36 59.22 62.77 64.78 69.47 73.89 77.93 79.36 82.33 85.48 88.11 96.06 100.00
PERCENTAGE f
1 4 3 2 0 2 0 1 0 2 2 0 0 0 0 0 0 0 2 0 19
F
BAND
CUM.
1 5 8 10 10 12 12 13 13 15 17 17 17 17 17 17 17 17 19 19
5.26 5.26 21.05 26.32 15.79 42.11 10.53 52.63 0.00 52.63 10.53 63.16 0.00 63.16 5.26 68.42 0.00 68.42 10.53 78.95 10.53 89.47 0.00 89.47 0.00 89.47 0.00 89.47 0.00 89.47 0.00 89.47 0.00 89.47 0.00 89.47 10.53 100.00 0.00 100.00
PERCENTAGE rp
5.00 292.21 243.66 159.98 0.00 787.42 0.00 888.23 0.00 339.04 21.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 424.47 0.00 3,161.39
RP
5.00 297.21 540.87 700.86 700.86 1,488.27 1,488.27 2,376.50 2,376.50 2,715.54 2,736.92 2,736.92 2,736.92 2,736.92 2,736.92 2,736.92 2,736.92 2,736.92 3,161.39 3,161.39
BAND
CUM.
0.16 0.16 9.24 9.40 7.71 17.11 5.06 22.17 0.00 22.17 24.91 47.08 0.00 47.08 28.10 75.17 0.00 75.17 10.72 85.90 0.68 86.57 0.00 86.57 0.00 86.57 0.00 86.57 0.00 86.57 0.00 86.57 0.00 86.57 0.00 86.57 13.43 100.00 0.00 100.00
PERCENTAGE BAND
0.96 67.53 29.55 22.66 0.00 72.48 0.00 73.02 0.00 71.49 7.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 39.98 0.00
CUM
0.96 31.10 30.38 28.19 18.81 30.93 25.18 33.35 30.05 32.39 31.64 29.50 27.74 26.30 25.82 24.89 23.97 23.26 24.64 23.67 23.67
Page 88 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
980 1,052 863 410 442 249 156 127 47 31 22 26 10 22 3 13 5 1 0 0 4,459
F
980 2,032 2,895 3,305 3,747 3,996 4,152 4,279 4,326 4,357 4,379 4,405 4,415 4,437 4,440 4,453 4,458 4,459 4,459 4,459
BAND
CUM.
21.98 21.98 23.59 45.57 19.35 64.92 9.19 74.12 9.91 84.03 5.58 89.62 3.50 93.12 2.85 95.96 1.05 97.02 0.70 97.71 0.49 98.21 0.58 98.79 0.22 99.01 0.49 99.51 0.07 99.57 0.29 99.87 0.11 99.98 0.02 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
195.52 326.25 579.03 533.07 785.97 667.98 529.08 694.84 239.64 260.98 208.44 193.15 121.64 798.81 687.48 257.50 43.55 130.56 0.00 0.00 7,253.49
RP
195.52 521.77 1,100.80 1,633.87 2,419.84 3,087.82 3,616.90 4,311.73 4,551.37 4,812.35 5,020.79 5,213.95 5,335.58 6,134.39 6,821.87 7,079.38 7,122.92 7,253.49 7,253.49 7,253.49
BAND
2.70 4.50 7.98 7.35 10.84 9.21 7.29 9.58 3.30 3.60 2.87 2.66 1.68 11.01 9.48 3.55 0.60 1.80 0.00 0.00
CUM.
2.70 7.19 15.18 22.53 33.36 42.57 49.86 59.44 62.75 66.35 69.22 71.88 73.56 84.57 94.05 97.60 98.20 100.00 100.00 100.00
PERCENTAGE f
F
1 4 4 5 0 1 1 0 1 0 0 1 1 0 0 0 0 0 0 0 19
1 5 9 14 14 15 16 16 17 17 17 18 19 19 19 19 19 19 19 19
BAND
5.26 21.05 21.05 26.32 0.00 5.26 5.26 0.00 5.26 0.00 0.00 5.26 5.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
5.26 11.25 11.25 26.32 297.03 308.28 47.37 745.47 1,053.75 73.68 370.22 1,423.97 73.68 0.00 1,423.97 78.95 22.92 1,446.89 84.21 238.91 1,685.80 84.21 0.00 1,685.80 89.47 2.50 1,688.30 89.47 0.00 1,688.30 89.47 0.00 1,688.30 94.74 2,369.66 4,057.95 100.00 3,742.44 7,800.40 100.00 0.00 7,800.40 100.00 0.00 7,800.40 100.00 0.00 7,800.40 100.00 0.00 7,800.40 100.00 0.00 7,800.40 100.00 0.00 7,800.40 100.00 0.00 7,800.40 7,800.40
BAND
0.14 3.81 9.56 4.75 0.00 0.29 3.06 0.00 0.03 0.00 0.00 30.38 47.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.14 5.75 3.95 91.04 13.51 128.74 18.26 69.45 18.26 0.00 18.55 3.43 21.61 45.16 21.61 0.00 21.64 1.04 21.64 0.00 21.64 0.00 52.02 1,226.82 100.00 3,076.77 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
5.75 59.08 95.73 87.15 58.85 46.86 46.61 39.10 37.09 35.08 33.63 77.83 146.20 127.16 114.34 110.18 109.51 107.54 107.54 107.54 107.54
Page 89 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,612 3,540 3,198 1,499 1,261 561 423 303 161 81 84 106 54 57 31 43 38 9 12 11 15,084
F
3,612 7,152 10,350 11,849 13,110 13,671 14,094 14,397 14,558 14,639 14,723 14,829 14,883 14,940 14,971 15,014 15,052 15,061 15,073 15,084
BAND
CUM.
23.95 23.95 23.47 47.41 21.20 68.62 9.94 78.55 8.36 86.91 3.72 90.63 2.80 93.44 2.01 95.45 1.07 96.51 0.54 97.05 0.56 97.61 0.70 98.31 0.36 98.67 0.38 99.05 0.21 99.25 0.29 99.54 0.25 99.79 0.06 99.85 0.08 99.93 0.07 100.00
PERCENTAGE rp
582.07 969.59 1,923.00 1,639.20 2,026.74 1,301.41 1,326.85 1,307.95 944.00 433.35 566.41 725.35 525.86 578.41 541.36 747.44 1,038.00 645.34 1,481.92 1,319.05 20,623.31
RP
582.07 1,551.67 3,474.67 5,113.87 7,140.61 8,442.02 9,768.86 11,076.81 12,020.81 12,454.16 13,020.57 13,745.92 14,271.78 14,850.19 15,391.56 16,139.00 17,177.00 17,822.34 19,304.26 20,623.31
BAND
2.82 4.70 9.32 7.95 9.83 6.31 6.43 6.34 4.58 2.10 2.75 3.52 2.55 2.80 2.63 3.62 5.03 3.13 7.19 6.40
CUM.
2.82 7.52 16.85 24.80 34.62 40.93 47.37 53.71 58.29 60.39 63.14 66.65 69.20 72.01 74.63 78.26 83.29 86.42 93.60 100.00
PERCENTAGE f
F
2 2 2 1 2 0 2 1 0 1 1 0 0 0 0 1 0 0 0 0 15
2 4 6 7 9 9 11 12 12 13 14 14 14 14 14 15 15 15 15 15
BAND
13.33 13.33 13.33 6.67 13.33 0.00 13.33 6.67 0.00 6.67 6.67 0.00 0.00 0.00 0.00 6.67 0.00 0.00 0.00 0.00
CUM.
13.33 26.67 40.00 46.67 60.00 60.00 73.33 80.00 80.00 86.67 93.33 93.33 93.33 93.33 93.33 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
50.55 118.08 79.04 20.71 50.92 0.00 45.50 519.91 0.00 82.80 8.00 0.00 0.00 0.00 0.00 30.00 0.00 0.00 0.00 0.00 1,005.51
RP
50.55 168.63 247.67 268.38 319.30 319.30 364.79 884.71 884.71 967.51 975.51 975.51 975.51 975.51 975.51 1,005.51 1,005.51 1,005.51 1,005.51 1,005.51
BAND
5.03 11.74 7.86 2.06 5.06 0.00 4.52 51.71 0.00 8.23 0.80 0.00 0.00 0.00 0.00 2.98 0.00 0.00 0.00 0.00
CUM.
5.03 16.77 24.63 26.69 31.75 31.75 36.28 87.99 87.99 96.22 97.02 97.02 97.02 97.02 97.02 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
8.68 12.18 4.11 1.26 2.51 0.00 3.43 39.75 0.00 19.11 1.41 0.00 0.00 0.00 0.00 4.01 0.00 0.00 0.00 0.00
CUM
8.68 10.87 7.13 5.25 4.47 3.78 3.73 7.99 7.36 7.77 7.49 7.10 6.84 6.57 6.34 6.23 5.85 5.64 5.21 4.88 4.88
Page 90 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 21
DATA POSITION FROM : TO PROCESSING
01/01/2004
:
15/12/2006
DATE :
15/02/2007
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
281 373 353 197 203 103 63 40 9 13 10 11 7 2 1 0 1 1 0 0
281 654 1,007 1,204 1,407 1,510 1,573 1,613 1,622 1,635 1,645 1,656 1,663 1,665 1,666 1,666 1,667 1,668 1,668 1,668
1,668
BAND
CUM.
16.85 16.85 22.36 39.21 21.16 60.37 11.81 72.18 12.17 84.35 6.18 90.53 3.78 94.30 2.40 96.70 0.54 97.24 0.78 98.02 0.60 98.62 0.66 99.28 0.42 99.70 0.12 99.82 0.06 99.88 0.00 99.88 0.06 99.94 0.06 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
34.05 98.55 228.19 267.34 387.57 198.88 206.34 123.79 35.40 53.85 8.62 109.56 45.95 9.08 7.62 0.00 0.00 4.49 0.00 0.00 1,819.28
RP
34.05 132.60 360.79 628.13 1,015.70 1,214.58 1,420.92 1,544.70 1,580.10 1,633.95 1,642.57 1,752.13 1,798.08 1,807.16 1,814.79 1,814.79 1,814.79 1,819.28 1,819.28 1,819.28
BAND
1.87 5.42 12.54 14.69 21.30 10.93 11.34 6.80 1.95 2.96 0.47 6.02 2.53 0.50 0.42 0.00 0.00 0.25 0.00 0.00
CUM.
1.87 7.29 19.83 34.53 55.83 66.76 78.10 84.91 86.85 89.81 90.29 96.31 98.83 99.33 99.75 99.75 99.75 100.00 100.00 100.00
PERCENTAGE f
F
0 0 4 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 6
BAND
0 0 4 4 4 5 5 5 5 5 5 6 6 6 6 6 6 6 6 6
0.00 0.00 66.67 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 166.12 0.00 0.00 587.97 0.00 0.00 0.00 0.00 0.00 190.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 944.74
RP
0.00 0.00 166.12 166.12 166.12 754.09 754.09 754.09 754.09 754.09 754.09 944.74 944.74 944.74 944.74 944.74 944.74 944.74 944.74 944.74
BAND
0.00 0.00 17.58 0.00 0.00 62.24 0.00 0.00 0.00 0.00 0.00 20.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 17.58 17.58 17.58 79.82 79.82 79.82 79.82 79.82 79.82 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 72.80 0.00 0.00 295.64 0.00 0.00 0.00 0.00 0.00 174.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 46.04 26.45 16.35 62.09 53.07 48.82 47.72 46.15 45.91 53.92 52.54 52.28 52.06 52.06 52.06 51.93 51.93 51.93 51.93
Page 91 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
BALI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,484 2,353 2,282 1,349 1,740 921 556 440 257 140 104 97 83 88 52 82 52 29 48 8 13,165
F
2,484 4,837 7,119 8,468 10,208 11,129 11,685 12,125 12,382 12,522 12,626 12,723 12,806 12,894 12,946 13,028 13,080 13,109 13,157 13,165
BAND
CUM.
PERCENTAGE rp
18.87 18.87 844.00 17.87 36.74 517.02 17.33 54.08 968.54 10.25 64.32 917.07 13.22 77.54 1,883.42 7.00 84.53 1,474.78 4.22 88.76 1,281.01 3.34 92.10 7,501.53 1.95 94.05 1,094.34 1.06 95.12 776.32 0.79 95.91 706.86 0.74 96.64 652.31 0.63 97.27 637.15 0.67 97.94 843.83 0.39 98.34 791.79 0.62 98.96 1,237.28 0.39 99.35 1,348.16 0.22 99.57 1,536.92 0.36 99.94 3,366.67 0.06 100.00 39,739.98 68,118.97
RP
844.00 1,361.01 2,329.55 3,246.62 5,130.04 6,604.82 7,885.84 15,387.36 16,481.71 17,258.03 17,964.89 18,617.20 19,254.35 20,098.17 20,889.96 22,127.24 23,475.40 25,012.32 28,378.99 68,118.97
BAND
1.24 0.76 1.42 1.35 2.76 2.17 1.88 11.01 1.61 1.14 1.04 0.96 0.94 1.24 1.16 1.82 1.98 2.26 4.94 58.34
PERCENTAGE
CUM.
f
F
BAND
1.24 2.00 3.42 4.77 7.53 9.70 11.58 22.59 24.20 25.34 26.37 27.33 28.27 29.50 30.67 32.48 34.46 36.72 41.66 100.00
4 0 3 1 2 2 1 2 2 3 2 2 2 3 6 0 11 6 7 0
4 4 7 8 10 12 13 15 17 20 22 24 26 29 35 35 46 52 59 59
6.78 6.78 0.00 6.78 5.08 11.86 1.69 13.56 3.39 16.95 3.39 20.34 1.69 22.03 3.39 25.42 3.39 28.81 5.08 33.90 3.39 37.29 3.39 40.68 3.39 44.07 5.08 49.15 10.17 59.32 0.00 59.32 18.64 77.97 10.17 88.14 11.86 100.00 0.00 100.00
59
CUM.
PERCENTAGE rp
980.23 0.00 100.40 3.81 59.07 575.37 4.30 1,118.57 274.92 135.98 7.27 39.96 85.62 50.84 156.00 0.00 501.23 98.64 2,117.74 0.00 6,309.93
RP
980.23 980.23 1,080.62 1,084.43 1,143.50 1,718.87 1,723.17 2,841.73 3,116.65 3,252.63 3,259.90 3,299.86 3,385.48 3,436.32 3,592.33 3,592.33 4,093.55 4,192.19 6,309.93 6,309.93
BAND
CUM.
15.53 15.53 0.00 15.53 1.59 17.13 0.06 17.19 0.94 18.12 9.12 27.24 0.07 27.31 17.73 45.04 4.36 49.39 2.16 51.55 0.12 51.66 0.63 52.30 1.36 53.65 0.81 54.46 2.47 56.93 0.00 56.93 7.94 64.87 1.56 66.44 33.56 100.00 0.00 100.00
PERCENTAGE BAND
116.14 0.00 10.37 0.42 3.14 39.01 0.34 14.91 25.12 17.52 1.03 6.13 13.44 6.03 19.70 0.00 37.18 6.42 62.90 0.00
CUM
116.14 72.02 46.39 33.40 22.29 26.02 21.85 18.47 18.91 18.85 18.15 17.72 17.58 17.10 17.20 16.23 17.44 16.76 22.23 9.26 9.26
Page 92 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,341 933 605 283 243 105 79 59 32 17 11 13 11 10 2 5 7 4 1 3 3,764
F
1,341 2,274 2,879 3,162 3,405 3,510 3,589 3,648 3,680 3,697 3,708 3,721 3,732 3,742 3,744 3,749 3,756 3,760 3,761 3,764
BAND
CUM.
35.63 35.63 24.79 60.41 16.07 76.49 7.52 84.01 6.46 90.46 2.79 93.25 2.10 95.35 1.57 96.92 0.85 97.77 0.45 98.22 0.29 98.51 0.35 98.86 0.29 99.15 0.27 99.42 0.05 99.47 0.13 99.60 0.19 99.79 0.11 99.89 0.03 99.92 0.08 100.00
PERCENTAGE rp
787.56 223.14 329.29 290.41 373.98 307.91 292.54 221.10 252.57 144.01 84.84 97.17 110.11 113.36 52.80 135.70 81.18 48.00 40.93 13.07 3,999.68
RP
787.56 1,010.70 1,339.99 1,630.40 2,004.38 2,312.29 2,604.84 2,825.93 3,078.51 3,222.52 3,307.36 3,404.53 3,514.64 3,628.00 3,680.80 3,816.50 3,897.68 3,945.67 3,986.60 3,999.68
BAND
19.69 5.58 8.23 7.26 9.35 7.70 7.31 5.53 6.31 3.60 2.12 2.43 2.75 2.83 1.32 3.39 2.03 1.20 1.02 0.33
PERCENTAGE
CUM.
f
19.69 25.27 33.50 40.76 50.11 57.81 65.13 70.65 76.97 80.57 82.69 85.12 87.87 90.71 92.03 95.42 97.45 98.65 99.67 100.00
1 0 0 1 3 7 5 1 13 0 0 0 0 0 0 0 0 0 0 0 31
F
BAND
CUM.
1 3.23 3.23 1 0.00 3.23 1 0.00 3.23 2 3.23 6.45 5 9.68 16.13 12 22.58 38.71 17 16.13 54.84 18 3.23 58.06 31 41.94 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00
PERCENTAGE rp
17.50 0.00 0.00 2.90 6.73 16.12 9.59 10.45 37.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.45
RP
17.50 17.50 17.50 20.40 27.13 43.25 52.84 63.29 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45
BAND
17.42 0.00 0.00 2.89 6.70 16.05 9.55 10.40 36.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
17.42 17.42 17.42 20.31 27.01 43.06 52.61 63.01 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
2.22 0.00 0.00 1.00 1.80 5.24 3.28 4.72 14.71 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
2.22 1.73 1.31 1.25 1.35 1.87 2.03 2.24 3.26 3.12 3.04 2.95 2.86 2.77 2.73 2.63 2.58 2.55 2.52 2.51 2.51
Page 93 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
NUSA TEGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
386 483 505 269 287 129 86 51 37 16 14 6 5 5 4 1 3 0 0 0 2,287
386 869 1,374 1,643 1,930 2,059 2,145 2,196 2,233 2,249 2,263 2,269 2,274 2,279 2,283 2,284 2,287 2,287 2,287 2,287
BAND
16.88 21.12 22.08 11.76 12.55 5.64 3.76 2.23 1.62 0.70 0.61 0.26 0.22 0.22 0.17 0.04 0.13 0.00 0.00 0.00
CUM.
16.88 38.00 60.08 71.84 84.39 90.03 93.79 96.02 97.64 98.34 98.95 99.21 99.43 99.65 99.83 99.87 100.00 100.00 100.00 100.00
PERCENTAGE rp
78.01 180.58 346.05 320.96 581.07 381.83 337.19 292.74 282.17 137.45 161.27 28.12 63.20 50.10 50.46 23.29 107.06 0.00 0.00 0.00 3,421.55
RP
78.01 258.59 604.64 925.60 1,506.67 1,888.50 2,225.69 2,518.43 2,800.61 2,938.05 3,099.32 3,127.45 3,190.64 3,240.75 3,291.21 3,314.49 3,421.55 3,421.55 3,421.55 3,421.55
BAND
2.28 5.28 10.11 9.38 16.98 11.16 9.85 8.56 8.25 4.02 4.71 0.82 1.85 1.46 1.47 0.68 3.13 0.00 0.00 0.00
CUM.
2.28 7.56 17.67 27.05 44.03 55.19 65.05 73.60 81.85 85.87 90.58 91.40 93.25 94.72 96.19 96.87 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 2
BAND
CUM.
0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 50.00 50.00 1 0.00 50.00 2 50.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 322.30 0.00 547.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 870.11
RP
0.00 0.00 0.00 0.00 322.30 322.30 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11
BAND
0.00 0.00 0.00 0.00 37.04 0.00 62.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 37.04 37.04 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 55.47 0.00 162.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 21.39 17.07 39.09 34.55 31.07 29.62 28.07 27.82 27.27 26.85 26.44 26.25 25.43 25.43 25.43 25.43 25.43
Page 94 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
121 95 93 55 71 44 28 28 21 8 3 5 2 6 8 6 4 2 0 2 602
F
121 216 309 364 435 479 507 535 556 564 567 572 574 580 588 594 598 600 600 602
BAND
CUM.
20.10 20.10 15.78 35.88 15.45 51.33 9.14 60.47 11.79 72.26 7.31 79.57 4.65 84.22 4.65 88.87 3.49 92.36 1.33 93.69 0.50 94.19 0.83 95.02 0.33 95.35 1.00 96.35 1.33 97.67 1.00 98.67 0.66 99.34 0.33 99.67 0.00 99.67 0.33 100.00
PERCENTAGE rp
50.85 25.04 56.59 54.60 146.89 109.27 99.92 151.16 99.74 50.98 34.55 39.40 19.99 46.58 49.89 23.62 221.75 252.29 0.00 1,120.43 2,653.55
RP
50.85 75.89 132.49 187.09 333.98 443.24 543.16 694.32 794.06 845.04 879.59 918.99 938.98 985.57 1,035.45 1,059.07 1,280.83 1,533.12 1,533.12 2,653.55
BAND
1.92 0.94 2.13 2.06 5.54 4.12 3.77 5.70 3.76 1.92 1.30 1.48 0.75 1.76 1.88 0.89 8.36 9.51 0.00 42.22
CUM.
1.92 2.86 4.99 7.05 12.59 16.70 20.47 26.17 29.92 31.85 33.15 34.63 35.39 37.14 39.02 39.91 48.27 57.78 57.78 100.00
PERCENTAGE f
F
1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
CUM.
100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
63.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 63.58
RP
BAND
CUM.
63.58 100.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00
PERCENTAGE BAND
125.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
125.02 83.77 47.99 33.98 19.04 14.34 11.71 9.16 8.01 7.52 7.23 6.92 6.77 6.45 6.14 6.00 4.96 4.15 4.15 2.40 2.40
Page 95 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
235 261 349 242 269 151 84 68 39 27 14 20 16 9 6 9 9 5 0 0
235 496 845 1,087 1,356 1,507 1,591 1,659 1,698 1,725 1,739 1,759 1,775 1,784 1,790 1,799 1,808 1,813 1,813 1,813
1,813
BAND
CUM.
12.96 12.96 14.40 27.36 19.25 46.61 13.35 59.96 14.84 74.79 8.33 83.12 4.63 87.76 3.75 91.51 2.15 93.66 1.49 95.15 0.77 95.92 1.10 97.02 0.88 97.90 0.50 98.40 0.33 98.73 0.50 99.23 0.50 99.72 0.28 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
48.26 100.95 314.70 318.81 582.46 479.35 339.54 396.56 264.20 173.17 191.54 227.33 216.37 151.06 77.03 113.09 688.54 245.84 0.00 0.00 4,928.81
RP
48.26 149.21 463.91 782.73 1,365.19 1,844.54 2,184.08 2,580.64 2,844.84 3,018.01 3,209.54 3,436.88 3,653.25 3,804.31 3,881.34 3,994.44 4,682.97 4,928.81 4,928.81 4,928.81
BAND
0.98 2.05 6.38 6.47 11.82 9.73 6.89 8.05 5.36 3.51 3.89 4.61 4.39 3.06 1.56 2.29 13.97 4.99 0.00 0.00
CUM.
0.98 3.03 9.41 15.88 27.70 37.42 44.31 52.36 57.72 61.23 65.12 69.73 74.12 77.19 78.75 81.04 95.01 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 2 1 1 0 0 1 0 2 0 0 0 0 0 0 0 0 7
BAND
0 0 0 0 2 3 4 4 4 5 5 7 7 7 7 7 7 7 7 7
0.00 0.00 0.00 0.00 28.57 14.29 14.29 0.00 0.00 14.29 0.00 28.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.57 587.33 587.33 42.86 60.20 647.52 57.14 9.72 657.24 57.14 0.00 657.24 57.14 0.00 657.24 71.43 251.80 909.04 71.43 0.00 909.04 100.00 3,255.61 4,164.65 100.00 0.00 4,164.65 100.00 0.00 4,164.65 100.00 0.00 4,164.65 100.00 0.00 4,164.65 100.00 0.00 4,164.65 100.00 0.00 4,164.65 100.00 0.00 4,164.65 100.00 0.00 4,164.65 4,164.65
BAND
0.00 0.00 0.00 0.00 14.10 1.45 0.23 0.00 0.00 6.05 0.00 78.17 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.10 100.84 15.55 12.56 15.78 2.86 15.78 0.00 15.78 0.00 21.83 145.41 21.83 0.00 100.00 1,432.09 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 43.02 35.10 30.09 25.47 23.10 30.12 28.32 121.18 114.00 109.47 107.30 104.26 88.93 84.50 84.50 84.50 84.50
Page 96 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
36 63 60 28 61 35 39 40 13 11 3 5 5 1 0 0 1 0 0 0 401
BAND
36 99 159 187 248 283 322 362 375 386 389 394 399 400 400 400 401 401 401 401
8.98 15.71 14.96 6.98 15.21 8.73 9.73 9.98 3.24 2.74 0.75 1.25 1.25 0.25 0.00 0.00 0.25 0.00 0.00 0.00
CUM.
8.98 24.69 39.65 46.63 61.85 70.57 80.30 90.27 93.52 96.26 97.01 98.25 99.50 99.75 99.75 99.75 100.00 100.00 100.00 100.00
PERCENTAGE rp
8.02 23.58 44.06 38.19 109.88 108.14 163.24 240.72 93.16 67.38 41.84 56.76 96.03 27.82 0.00 0.00 5.10 0.00 0.00 0.00 1,123.91
RP
8.02 31.59 75.65 113.84 223.73 331.87 495.10 735.82 828.98 896.36 938.20 994.96 1,090.99 1,118.81 1,118.81 1,118.81 1,123.91 1,123.91 1,123.91 1,123.91
BAND
0.71 2.10 3.92 3.40 9.78 9.62 14.52 21.42 8.29 6.00 3.72 5.05 8.54 2.48 0.00 0.00 0.45 0.00 0.00 0.00
CUM.
0.71 2.81 6.73 10.13 19.91 29.53 44.05 65.47 73.76 79.75 83.48 88.53 97.07 99.55 99.55 99.55 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 97 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
46 95 89 42 83 32 33 27 11 4 6 9 7 4 2 4 2 0 1 0 497
BAND
46 141 230 272 355 387 420 447 458 462 468 477 484 488 490 494 496 496 497 497
CUM.
9.26 9.26 19.11 28.37 17.91 46.28 8.45 54.73 16.70 71.43 6.44 77.87 6.64 84.51 5.43 89.94 2.21 92.15 0.80 92.96 1.21 94.16 1.81 95.98 1.41 97.38 0.80 98.19 0.40 98.59 0.80 99.40 0.40 99.80 0.00 99.80 0.20 100.00 0.00 100.00
PERCENTAGE rp
7.62 35.42 60.98 54.54 197.54 89.29 126.31 163.53 75.21 33.10 33.32 92.51 74.26 93.04 93.73 87.92 72.53 0.00 288.40 0.00 1,679.26
RP
7.62 43.04 104.02 158.57 356.11 445.40 571.71 735.25 810.45 843.55 876.87 969.38 1,043.64 1,136.68 1,230.41 1,318.33 1,390.86 1,390.86 1,679.26 1,679.26
BAND
0.45 2.11 3.63 3.25 11.76 5.32 7.52 9.74 4.48 1.97 1.98 5.51 4.42 5.54 5.58 5.24 4.32 0.00 17.17 0.00
CUM.
0.45 2.56 6.19 9.44 21.21 26.52 34.05 43.78 48.26 50.23 52.22 57.73 62.15 67.69 73.27 78.51 82.83 82.83 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 348.13 0.00 0.00 0.00 348.13
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 348.13 100.00 100.00 348.13 0.00 100.00 348.13 0.00 100.00 348.13 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 479.96 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.03 25.03 20.73 20.73 20.73
Page 98 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,962 7,655 8,527 4,427 3,857 1,577 1,083 797 518 304 311 356 274 343 219 391 376 131 143 35 38,286
F
6,962 14,617 23,144 27,571 31,428 33,005 34,088 34,885 35,403 35,707 36,018 36,374 36,648 36,991 37,210 37,601 37,977 38,108 38,251 38,286
BAND
CUM.
18.18 18.18 19.99 38.18 22.27 60.45 11.56 72.01 10.07 82.09 4.12 86.21 2.83 89.04 2.08 91.12 1.35 92.47 0.79 93.26 0.81 94.08 0.93 95.01 0.72 95.72 0.90 96.62 0.57 97.19 1.02 98.21 0.98 99.19 0.34 99.54 0.37 99.91 0.09 100.00
PERCENTAGE rp
RP
10,288.14 10,288.14 1,278.88 11,567.02 2,772.62 14,339.63 2,518.27 16,857.90 3,679.15 20,537.05 2,404.35 22,941.40 2,337.83 25,279.24 2,614.29 27,893.53 2,255.47 30,148.99 1,597.31 31,746.30 2,050.95 33,797.25 3,018.26 36,815.51 2,891.38 39,706.89 3,738.71 43,445.60 3,450.46 46,896.06 7,470.01 54,366.07 14,696.35 69,062.41 7,689.59 76,752.01 12,236.94 88,988.95 41,373.72 130,362.67 130,362.67
BAND
7.89 0.98 2.13 1.93 2.82 1.84 1.79 2.01 1.73 1.23 1.57 2.32 2.22 2.87 2.65 5.73 11.27 5.90 9.39 31.74
PERCENTAGE
CUM.
f
7.89 8.87 11.00 12.93 15.75 17.60 19.39 21.40 23.13 24.35 25.93 28.24 30.46 33.33 35.97 41.70 52.98 58.88 68.26 100.00
22 8 8 12 7 5 5 4 4 1 4 10 5 8 6 26 26 8 5 31 205
F
22 30 38 50 57 62 67 71 75 76 80 90 95 103 109 135 161 169 174 205
BAND
10.73 3.90 3.90 5.85 3.41 2.44 2.44 1.95 1.95 0.49 1.95 4.88 2.44 3.90 2.93 12.68 12.68 3.90 2.44 15.12
CUM.
10.73 14.63 18.54 24.39 27.80 30.24 32.68 34.63 36.59 37.07 39.02 43.90 46.34 50.24 53.17 65.85 78.54 82.44 84.88 100.00
PERCENTAGE rp
2,066.52 278.58 396.56 878.66 37.68 397.53 2,125.94 113.18 302.67 59.57 1,987.30 781.15 5,193.28 747.84 4,696.04 2,264.67 16,049.36 22,243.66 270.37 15,596.52 76,487.11
RP
2,066.52 2,345.11 2,741.67 3,620.33 3,658.01 4,055.53 6,181.47 6,294.66 6,597.33 6,656.90 8,644.21 9,425.36 14,618.64 15,366.47 20,062.51 22,327.18 38,376.55 60,620.21 60,890.58 76,487.11
BAND
PERCENTAGE
CUM.
BAND
2.70 2.70 0.36 3.07 0.52 3.58 1.15 4.73 0.05 4.78 0.52 5.30 2.78 8.08 0.15 8.23 0.40 8.63 0.08 8.70 2.60 11.30 1.02 12.32 6.79 19.11 0.98 20.09 6.14 26.23 2.96 29.19 20.98 50.17 29.08 79.26 0.35 79.61 20.39 100.00
20.09 21.78 14.30 34.89 1.02 16.53 90.94 4.33 13.42 3.73 96.90 25.88 179.61 20.00 136.10 30.32 109.21 289.27 2.21 37.70
CUM
20.09 20.27 19.12 21.48 17.81 17.68 24.45 22.57 21.88 20.97 25.58 25.60 36.82 35.37 42.78 41.07 55.57 78.98 68.42 58.67 58.67
Page 99 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
188 172 161 79 71 34 24 19 8 5 1 0 8 1 2 1 0 0 0 0 774
F
BAND
188 360 521 600 671 705 729 748 756 761 762 762 770 771 773 774 774 774 774 774
24.29 22.22 20.80 10.21 9.17 4.39 3.10 2.45 1.03 0.65 0.13 0.00 1.03 0.13 0.26 0.13 0.00 0.00 0.00 0.00
CUM.
24.29 46.51 67.31 77.52 86.69 91.09 94.19 96.64 97.67 98.32 98.45 98.45 99.48 99.61 99.87 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
RP
55.11 30.95 72.64 66.05 100.85 53.97 81.06 60.93 34.76 14.38 5.96 0.00 48.09 20.45 35.91 42.27 0.00 0.00 0.00 0.00
55.11 86.06 158.69 224.74 325.59 379.56 460.62 521.55 556.31 570.69 576.65 576.65 624.75 645.20 681.11 723.38 723.38 723.38 723.38 723.38
723.38
BAND
7.62 4.28 10.04 9.13 13.94 7.46 11.21 8.42 4.80 1.99 0.82 0.00 6.65 2.83 4.96 5.84 0.00 0.00 0.00 0.00
CUM.
7.62 11.90 21.94 31.07 45.01 52.47 63.68 72.10 76.90 78.89 79.72 79.72 86.37 89.19 94.16 100.00 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 100 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
375 347 244 111 125 80 53 33 25 6 9 4 4 3 0 0 0 1 0 0
375 722 966 1,077 1,202 1,282 1,335 1,368 1,393 1,399 1,408 1,412 1,416 1,419 1,419 1,419 1,419 1,420 1,420 1,420
1,420
BAND
CUM.
26.41 26.41 24.44 50.85 17.18 68.03 7.82 75.85 8.80 84.65 5.63 90.28 3.73 94.01 2.32 96.34 1.76 98.10 0.42 98.52 0.63 99.15 0.28 99.44 0.28 99.72 0.21 99.93 0.00 99.93 0.00 99.93 0.00 99.93 0.07 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
33.54 67.36 110.39 102.44 157.18 186.30 132.14 152.51 163.39 34.49 55.69 49.00 113.38 13.82 0.00 0.00 0.00 130.56 0.00 0.00 1,502.19
RP
33.54 100.90 211.29 313.73 470.91 657.22 789.36 941.86 1,105.25 1,139.74 1,195.43 1,244.43 1,357.81 1,371.63 1,371.63 1,371.63 1,371.63 1,502.19 1,502.19 1,502.19
BAND
2.23 4.48 7.35 6.82 10.46 12.40 8.80 10.15 10.88 2.30 3.71 3.26 7.55 0.92 0.00 0.00 0.00 8.69 0.00 0.00
CUM.
2.23 6.72 14.07 20.89 31.35 43.75 52.55 62.70 73.58 75.87 79.58 82.84 90.39 91.31 91.31 91.31 91.31 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 0 1 3 0 0 1 0 0 0 0 0 0 0 0 0 6
BAND
0 0 0 0 1 1 2 5 5 5 6 6 6 6 6 6 6 6 6 6
0.00 0.00 0.00 0.00 16.67 0.00 16.67 50.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 16.67 16.67 33.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 323.81 0.00 106.60 1,792.43 0.00 0.00 588.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,811.59
RP
0.00 0.00 0.00 0.00 323.81 323.81 430.41 2,222.84 2,222.84 2,222.84 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59
BAND
0.00 0.00 0.00 0.00 11.52 0.00 3.79 63.75 0.00 0.00 20.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.52 206.01 11.52 0.00 15.31 80.67 79.06 1,175.32 79.06 0.00 79.06 0.00 100.00 1,057.18 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 68.76 49.27 54.53 236.00 201.12 195.03 235.20 225.93 207.07 204.98 204.98 204.98 204.98 187.17 187.17 187.17 187.17
Page 101 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/12/2006
:
15/02/2007
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,227 1,513 1,916 1,200 1,058 440 294 215 104 67 54 59 42 72 35 66 54 26 27 6 8,475
F
1,227 2,740 4,656 5,856 6,914 7,354 7,648 7,863 7,967 8,034 8,088 8,147 8,189 8,261 8,296 8,362 8,416 8,442 8,469 8,475
BAND
CUM.
14.48 14.48 17.85 32.33 22.61 54.94 14.16 69.10 12.48 81.58 5.19 86.77 3.47 90.24 2.54 92.78 1.23 94.01 0.79 94.80 0.64 95.43 0.70 96.13 0.50 96.63 0.85 97.47 0.41 97.89 0.78 98.67 0.64 99.30 0.31 99.61 0.32 99.93 0.07 100.00
PERCENTAGE rp
2,397.45 269.09 838.24 1,137.94 1,664.08 918.81 788.91 815.70 593.96 457.41 361.04 387.02 408.34 614.98 582.81 1,137.68 1,190.12 514.94 2,441.27 694.59 18,214.36
RP
2,397.45 2,666.54 3,504.77 4,642.72 6,306.80 7,225.60 8,014.52 8,830.21 9,424.18 9,881.58 10,242.62 10,629.64 11,037.98 11,652.96 12,235.77 13,373.45 14,563.57 15,078.51 17,519.77 18,214.36
BAND
13.16 1.48 4.60 6.25 9.14 5.04 4.33 4.48 3.26 2.51 1.98 2.12 2.24 3.38 3.20 6.25 6.53 2.83 13.40 3.81
CUM.
13.16 14.64 19.24 25.49 34.63 39.67 44.00 48.48 51.74 54.25 56.23 58.36 60.60 63.98 67.18 73.42 79.96 82.78 96.19 100.00
PERCENTAGE f
F
5 2 1 0 2 3 0 1 1 3 0 0 1 1 2 2 0 2 1 1 28
5 7 8 8 10 13 13 14 15 18 18 18 19 20 22 24 24 26 27 28
BAND
17.86 7.14 3.57 0.00 7.14 10.71 0.00 3.57 3.57 10.71 0.00 0.00 3.57 3.57 7.14 7.14 0.00 7.14 3.57 3.57
PERCENTAGE
CUM.
rp
17.86 25.00 28.57 28.57 35.71 46.43 46.43 50.00 53.57 64.29 64.29 64.29 67.86 71.43 78.57 85.71 85.71 92.86 96.43 100.00
568.16 72.81 0.60 0.00 7.72 316.92 0.00 0.45 4.50 353.90 0.00 0.00 6.00 2.00 98.42 128.62 0.00 59.96 15.96 69.61 1,705.64
RP
568.16 640.97 641.57 641.57 649.29 966.21 966.21 966.66 971.16 1,325.06 1,325.06 1,325.06 1,331.06 1,333.06 1,431.48 1,560.10 1,560.10 1,620.06 1,636.03 1,705.64
BAND
PERCENTAGE
CUM.
BAND
33.31 33.31 4.27 37.58 0.04 37.61 0.00 37.61 0.45 38.07 18.58 56.65 0.00 56.65 0.03 56.67 0.26 56.94 20.75 77.69 0.00 77.69 0.00 77.69 0.35 78.04 0.12 78.16 5.77 83.93 7.54 91.47 0.00 91.47 3.52 94.98 0.94 95.92 4.08 100.00
23.70 27.06 0.07 0.00 0.46 34.49 0.00 0.06 0.76 77.37 0.00 0.00 1.47 0.32 16.89 11.31 0.00 11.64 0.65 10.02
CUM
23.70 24.04 18.31 13.82 10.30 13.37 12.06 10.95 10.30 13.41 12.94 12.47 12.06 11.44 11.70 11.67 10.71 10.74 9.34 9.36 9.36
Page 102 of 204
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
150,191 145,876 158,203 87,835 91,701 44,612 31,562 23,504 13,403 7,471 5,814 6,652 4,623 5,723 3,744 5,999 4,960 2,152 2,304 708 797,037
F
150,191 296,067 454,270 542,105 633,806 678,418 709,980 733,484 746,887 754,358 760,172 766,824 771,447 777,170 780,914 786,913 791,873 794,025 796,329 797,037
BAND
CUM.
18.84 18.84 18.30 37.15 19.85 56.99 11.02 68.02 11.51 79.52 5.60 85.12 3.96 89.08 2.95 92.03 1.68 93.71 0.94 94.65 0.73 95.37 0.83 96.21 0.58 96.79 0.72 97.51 0.47 97.98 0.75 98.73 0.62 99.35 0.27 99.62 0.29 99.91 0.09 100.00
PERCENTAGE rp
50,161.05 34,731.25 66,656.79 60,721.81 95,575.29 67,414.39 67,050.11 67,760.68 51,336.89 34,442.91 30,495.94 42,624.10 36,511.96 55,458.20 50,762.16 98,553.77 128,956.47 74,243.61 105,744.34 346,833.37
RP
BAND
CUM.
50,161.05 3.20 3.20 84,892.30 2.22 5.42 151,549.09 4.26 9.68 212,270.90 3.88 13.55 307,846.19 6.10 19.66 375,260.58 4.30 23.96 442,310.69 4.28 28.24 510,071.37 4.33 32.57 561,408.26 3.28 35.85 595,851.17 2.20 38.05 626,347.11 1.95 40.00 668,971.21 2.72 42.72 705,483.17 2.33 45.05 760,941.37 3.54 48.59 811,703.53 3.24 51.83 910,257.30 6.29 58.12 1,039,213.77 8.23 66.36 1,113,457.37 4.74 71.10 1,219,201.71 6.75 77.85 1,566,035.08 22.15 100.00
1,566,035.08
PERCENTAGE f
345 243 276 114 238 155 115 126 90 65 76 107 118 115 89 250 412 193 372 154 3,653
F
BAND
345 9.44 588 6.65 864 7.56 978 3.12 1,216 6.52 1,371 4.24 1,486 3.15 1,612 3.45 1,702 2.46 1,767 1.78 1,843 2.08 1,950 2.93 2,068 3.23 2,183 3.15 2,272 2.44 2,522 6.84 2,934 11.28 3,127 5.28 3,499 10.18 3,653 4.22
CUM.
9.44 16.10 23.65 26.77 33.29 37.53 40.68 44.13 46.59 48.37 50.45 53.38 56.61 59.76 62.20 69.04 80.32 85.60 95.78 100.00
PERCENTAGE rp
19,470.72 12,562.28 20,212.71 13,987.05 32,272.38 26,304.44 24,401.22 21,914.29 43,196.55 10,700.06 16,378.81 35,500.32 33,066.89 34,159.73 5,825.28 62,492.74 83,200.40 56,088.87 87,145.92 100,974.92 739,855.56
RP
19,470.72 32,033.00 52,245.71 66,232.76 98,505.13 124,809.57 149,210.80 171,125.09 214,321.64 225,021.70 241,400.51 276,900.83 309,967.72 344,127.45 349,952.72 412,445.46 495,645.86 551,734.73 638,880.64 739,855.56
BAND
2.63 1.70 2.73 1.89 4.36 3.56 3.30 2.96 5.84 1.45 2.21 4.80 4.47 4.62 0.79 8.45 11.25 7.58 11.78 13.65
CUM.
2.63 4.33 7.06 8.95 13.31 16.87 20.17 23.13 28.97 30.41 32.63 37.43 41.90 46.51 47.30 55.75 66.99 74.57 86.35 100.00
PERCENTAGE BAND
38.82 36.17 30.32 23.03 33.77 39.02 36.39 32.34 84.14 31.07 53.71 83.29 90.56 61.60 11.48 63.41 64.52 75.55 82.41 29.11
CUM
38.82 37.73 34.47 31.20 32.00 33.26 33.73 33.55 38.18 37.76 38.54 41.39 43.94 45.22 43.11 45.31 47.69 49.55 52.40 47.24 47.24
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 777.797.811,75 - Freq. Klaim 375 ( Data not Include Claim Fire no Policy Rp. 777.797.811,75 - Freq Claim 375)
Page 103 of 204
RISK AND LOSS PROFILE 2005 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2005
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
144,210 142,443 152,417 83,232 84,538 39,608 27,104 19,103 10,299 5,326 4,092 4,349 2,860 3,292 1,925 2,695 1,896 705 764 184 731,042
F
144,210 286,653 439,070 522,302 606,840 646,448 673,552 692,655 702,954 708,280 712,372 716,721 719,581 722,873 724,798 727,493 729,389 730,094 730,858 731,042
BAND
CUM.
19.73 19.73 19.48 39.21 20.85 60.06 11.39 71.45 11.56 83.01 5.42 88.43 3.71 92.14 2.61 94.75 1.41 96.16 0.73 96.89 0.56 97.45 0.59 98.04 0.39 98.43 0.45 98.88 0.26 99.15 0.37 99.51 0.26 99.77 0.10 99.87 0.10 99.97 0.03 100.00
PERCENTAGE rp
41,630.63 33,755.60 64,464.52 58,183.79 90,216.27 61,841.23 60,031.59 58,434.14 42,977.12 26,515.60 24,421.65 31,942.33 26,256.66 38,829.64 28,581.41 56,886.15 60,293.20 24,425.42 29,711.89 28,449.23 887,848.07
RP
41,630.63 75,386.23 139,850.75 198,034.54 288,250.81 350,092.04 410,123.63 468,557.77 511,534.90 538,050.49 562,472.15 594,414.48 620,671.14 659,500.77 688,082.18 744,968.34 805,261.54 829,686.95 859,398.84 887,848.07
BAND
4.69 3.80 7.26 6.55 10.16 6.97 6.76 6.58 4.84 2.99 2.75 3.60 2.96 4.37 3.22 6.41 6.79 2.75 3.35 3.20
PERCENTAGE
CUM.
f
4.69 8.49 15.75 22.31 32.47 39.43 46.19 52.77 57.62 60.60 63.35 66.95 69.91 74.28 77.50 83.91 90.70 93.45 96.80 100.00
284 213 231 96 165 101 83 83 47 35 42 52 67 51 39 122 119 54 75 24 1,983
F
284 497 728 824 989 1,090 1,173 1,256 1,303 1,338 1,380 1,432 1,499 1,550 1,589 1,711 1,830 1,884 1,959 1,983
BAND
CUM.
14.32 14.32 10.74 25.06 11.65 36.71 4.84 41.55 8.32 49.87 5.09 54.97 4.19 59.15 4.19 63.34 2.37 65.71 1.77 67.47 2.12 69.59 2.62 72.21 3.38 75.59 2.57 78.16 1.97 80.13 6.15 86.28 6.00 92.28 2.72 95.01 3.78 98.79 1.21 100.00
PERCENTAGE rp
16,411.42 12,322.39 19,309.68 13,807.90 28,327.31 20,620.46 22,133.05 19,651.03 19,919.13 9,162.36 13,125.50 27,287.34 26,392.81 25,334.54 3,645.44 28,522.98 45,207.14 17,021.42 44,890.75 24,315.79
RP
16,411.42 28,733.81 48,043.49 61,851.39 90,178.70 110,799.16 132,932.22 152,583.24 172,502.38 181,664.74 194,790.24 222,077.58 248,470.39 273,804.94 277,450.38 305,973.35 351,180.50 368,201.91 413,092.67 437,408.45
PERCENTAGE
BAND
CUM.
BAND
3.75 2.82 4.41 3.16 6.48 4.71 5.06 4.49 4.55 2.09 3.00 6.24 6.03 5.79 0.83 6.52 10.34 3.89 10.26 5.56
3.75 6.57 10.98 14.14 20.62 25.33 30.39 34.88 39.44 41.53 44.53 50.77 56.81 62.60 63.43 69.95 80.29 84.18 94.44 100.00
39.42 36.50 29.95 23.73 31.40 33.34 36.87 33.63 46.35 34.55 53.75 85.43 100.52 65.25 12.75 50.14 74.98 69.69 151.09 85.47
437,408.45
CUM
39.42 38.12 34.35 31.23 31.28 31.65 32.41 32.56 33.72 33.76 34.63 37.36 40.03 41.52 40.32 41.07 43.61 44.38 48.07 49.27 49.27
Page 104 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2005
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,186 2,590 4,188 3,302 4,764 3,320 2,975 2,944 2,021 1,349 1,062 1,476 1,072 1,492 1,072 2,019 1,846 875 911 259 43,723
F
4,186 6,776 10,964 14,266 19,030 22,350 25,325 28,269 30,290 31,639 32,701 34,177 35,249 36,741 37,813 39,832 41,678 42,553 43,464 43,723
BAND
CUM.
9.57 9.57 5.92 15.50 9.58 25.08 7.55 32.63 10.90 43.52 7.59 51.12 6.80 57.92 6.73 64.65 4.62 69.28 3.09 72.36 2.43 74.79 3.38 78.17 2.45 80.62 3.41 84.03 2.45 86.48 4.62 91.10 4.22 95.32 2.00 97.32 2.08 99.41 0.59 100.00
PERCENTAGE rp
5,158.63 850.02 1,764.52 2,021.48 4,170.05 4,268.34 5,686.11 7,599.28 6,538.69 6,300.20 4,725.07 8,344.66 8,096.30 13,009.45 18,047.55 30,997.99 44,129.48 35,731.85 49,862.32 295,752.20 553,054.21
RP
5,158.63 6,008.64 7,773.17 9,794.65 13,964.70 18,233.04 23,919.15 31,518.43 38,057.12 44,357.33 49,082.40 57,427.06 65,523.36 78,532.81 96,580.37 127,578.36 171,707.84 207,439.70 257,302.02 553,054.21
BAND
0.93 0.15 0.32 0.37 0.75 0.77 1.03 1.37 1.18 1.14 0.85 1.51 1.46 2.35 3.26 5.60 7.98 6.46 9.02 53.48
CUM.
0.93 1.09 1.41 1.77 2.53 3.30 4.32 5.70 6.88 8.02 8.87 10.38 11.85 14.20 17.46 23.07 31.05 37.51 46.52 100.00
PERCENTAGE f
F
53 30 45 14 72 52 30 39 42 29 32 54 48 63 46 124 285 136 291 119 1,604
53 83 128 142 214 266 296 335 377 406 438 492 540 603 649 773 1,058 1,194 1,485 1,604
BAND
CUM.
3.30 3.30 1.87 5.17 2.81 7.98 0.87 8.85 4.49 13.34 3.24 16.58 1.87 18.45 2.43 20.89 2.62 23.50 1.81 25.31 2.00 27.31 3.37 30.67 2.99 33.67 3.93 37.59 2.87 40.46 7.73 48.19 17.77 65.96 8.48 74.44 18.14 92.58 7.42 100.00
PERCENTAGE rp
2,584.13 239.89 903.03 179.14 3,445.07 5,676.43 2,149.67 1,809.47 4,572.45 1,533.10 2,471.84 7,812.98 6,499.31 8,795.19 2,075.25 31,028.12 21,367.05 34,333.47 32,688.67 57,292.63
RP
2,584.13 2,824.03 3,727.06 3,906.20 7,351.27 13,027.70 15,177.37 16,986.84 21,559.29 23,092.38 25,564.22 33,377.20 39,876.51 48,671.70 50,746.95 81,775.08 103,142.12 137,475.59 170,164.26 227,456.89
BAND
1.14 0.11 0.40 0.08 1.51 2.50 0.95 0.80 2.01 0.67 1.09 3.43 2.86 3.87 0.91 13.64 9.39 15.09 14.37 25.19
PERCENTAGE
CUM.
BAND
1.14 1.24 1.64 1.72 3.23 5.73 6.67 7.47 9.48 10.15 11.24 14.67 17.53 21.40 22.31 35.95 45.35 60.44 74.81 100.00
50.09 28.22 51.18 8.86 82.61 132.99 37.81 23.81 69.93 24.33 52.31 93.63 80.28 67.61 11.50 100.10 48.42 96.09 65.56 19.37
227,456.89
CUM
50.09 47.00 47.95 39.88 52.64 71.45 63.45 53.89 56.65 52.06 52.08 58.12 60.86 61.98 52.54 64.10 60.07 66.27 66.13 41.13 41.13
Page 105 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
66 7 8 8 20 12 19 21 19 10 11 15 13 21 28 39 60 22 15 1 415
66 73 81 89 109 121 140 161 180 190 201 216 229 250 278 317 377 399 414 415
BAND
CUM.
15.90 15.90 1.69 17.59 1.93 19.52 1.93 21.45 4.82 26.27 2.89 29.16 4.58 33.73 5.06 38.80 4.58 43.37 2.41 45.78 2.65 48.43 3.61 52.05 3.13 55.18 5.06 60.24 6.75 66.99 9.40 76.39 14.46 90.84 5.30 96.14 3.61 99.76 0.24 100.00
PERCENTAGE rp
17.17 0.55 1.86 3.94 8.40 3.65 12.77 27.11 35.16 16.82 21.52 27.46 24.93 88.55 164.53 236.03 692.73 178.07 375.58 0.00 1,936.83
RP
17.17 17.71 19.57 23.51 31.91 35.56 48.34 75.45 110.60 127.42 148.94 176.39 201.32 289.87 454.41 690.44 1,383.17 1,561.24 1,936.83 1,936.83
BAND
0.89 0.03 0.10 0.20 0.43 0.19 0.66 1.40 1.82 0.87 1.11 1.42 1.29 4.57 8.49 12.19 35.77 9.19 19.39 0.00
CUM.
0.89 0.91 1.01 1.21 1.65 1.84 2.50 3.90 5.71 6.58 7.69 9.11 10.39 14.97 23.46 35.65 71.41 80.61 100.00 100.00
PERCENTAGE f
F
1 0 0 0 1 0 0 0 1 0 0 0 1 0 1 1 0 1 0 0 7
BAND
1 1 1 1 2 2 2 2 3 3 3 3 4 4 5 6 6 7 7 7
CUM.
14.29 14.29 0.00 14.29 0.00 14.29 0.00 14.29 14.29 28.57 0.00 28.57 0.00 28.57 0.00 28.57 14.29 42.86 0.00 42.86 0.00 42.86 0.00 42.86 14.29 57.14 0.00 57.14 14.29 71.43 14.29 85.71 0.00 85.71 14.29 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 500.00 0.00 0.00 0.00 18,704.97 0.00 0.00 0.00 27.42 0.00 20.00 76.64 0.00 4,229.78 0.00 0.00
RP
0.00 0.00 0.00 0.00 500.00 500.00 500.00 500.00 19,204.97 19,204.97 19,204.97 19,204.97 19,232.39 19,232.39 19,252.39 19,329.03 19,329.03 23,558.81 23,558.81 23,558.81
BAND
0.00 0.00 0.00 0.00 2.12 0.00 0.00 0.00 79.40 0.00 0.00 0.00 0.12 0.00 0.08 0.33 0.00 17.95 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.12 5,955.19 2.12 0.00 2.12 0.00 2.12 0.00 81.52 53,206.63 81.52 0.00 81.52 0.00 81.52 0.00 81.64 109.99 81.64 0.00 81.72 12.16 82.05 32.47 82.05 0.00 100.00 2,375.36 100.00 0.00 100.00 0.00
23,558.81
CUM
0.00 0.00 0.00 0.00 1,566.92 1,405.98 1,034.44 662.72 17,364.09 15,072.22 12,894.75 10,887.70 9,552.97 6,634.75 4,236.82 2,799.52 1,397.44 1,508.98 1,216.36 1,216.36 1,216.36
Page 106 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,729 836 1,590 1,293 2,379 1,672 1,464 1,436 1,064 786 649 812 678 918 719 1,246 1,158 550 614 264 21,857
F
1,729 2,565 4,155 5,448 7,827 9,499 10,963 12,399 13,463 14,249 14,898 15,710 16,388 17,306 18,025 19,271 20,429 20,979 21,593 21,857
BAND
CUM.
7.91 7.91 3.82 11.74 7.27 19.01 5.92 24.93 10.88 35.81 7.65 43.46 6.70 50.16 6.57 56.73 4.87 61.60 3.60 65.19 2.97 68.16 3.72 71.88 3.10 74.98 4.20 79.18 3.29 82.47 5.70 88.17 5.30 93.47 2.52 95.98 2.81 98.79 1.21 100.00
PERCENTAGE rp
3,354.62 125.09 425.89 512.60 1,180.57 1,301.16 1,319.64 1,700.15 1,785.92 1,610.29 1,327.70 2,309.65 2,134.07 3,530.55 3,968.67 10,433.59 23,841.05 13,908.27 25,794.54 22,631.94 123,195.96
RP
3,354.62 3,479.71 3,905.60 4,418.20 5,598.77 6,899.93 8,219.57 9,919.72 11,705.64 13,315.93 14,643.63 16,953.28 19,087.35 22,617.90 26,586.57 37,020.16 60,861.21 74,769.48 100,564.02 123,195.96
PERCENTAGE
CUM.
f
F
BAND
2.72 0.10 0.35 0.42 0.96 1.06 1.07 1.38 1.45 1.31 1.08 1.87 1.73 2.87 3.22 8.47 19.35 11.29 20.94 18.37
2.72 2.82 3.17 3.59 4.54 5.60 6.67 8.05 9.50 10.81 11.89 13.76 15.49 18.36 21.58 30.05 49.40 60.69 81.63 100.00
7 0 0 4 0 2 2 4 0 1 2 1 2 1 3 3 8 2 6 11
7 7 7 11 11 13 15 19 19 20 22 23 25 26 29 32 40 42 48 59
11.86 11.86 475.16 475.16 0.00 11.86 0.00 475.16 0.00 11.86 0.00 475.16 6.78 18.64 0.00 475.16 0.00 18.64 0.00 475.16 3.39 22.03 7.55 482.71 3.39 25.42 118.51 601.22 6.78 32.20 453.79 1,055.00 0.00 32.20 0.00 1,055.00 1.69 33.90 4.60 1,059.61 3.39 37.29 781.47 1,841.07 1.69 38.98 400.00 2,241.07 3.39 42.37 147.35 2,388.42 1.69 44.07 30.00 2,418.42 5.08 49.15 84.58 2,503.00 5.08 54.24 2,865.00 5,368.00 13.56 67.80 16,626.21 21,994.21 3.39 71.19 504.20 22,498.41 10.17 81.36 9,566.50 32,064.91 18.64 100.00 19,366.50 51,431.41
59
CUM.
PERCENTAGE
BAND
rp
51,431.41
RP
BAND
0.92 0.00 0.00 0.00 0.00 0.01 0.23 0.88 0.00 0.01 1.52 0.78 0.29 0.06 0.16 5.57 32.33 0.98 18.60 37.66
CUM.
0.92 0.92 0.92 0.92 0.92 0.94 1.17 2.05 2.05 2.06 3.58 4.36 4.64 4.70 4.87 10.44 42.76 43.74 62.34 100.00
PERCENTAGE BAND
14.16 0.00 0.00 0.00 0.00 0.58 8.98 26.69 0.00 0.29 58.86 17.32 6.90 0.85 2.13 27.46 69.74 3.63 37.09 0.86
CUM
14.16 13.66 12.17 10.75 8.49 7.00 7.31 10.64 9.01 7.96 12.57 13.22 12.51 10.69 9.41 14.50 36.14 30.09 31.89 0.42 00.42
Page 107 of 204
RISK AND LOSS PROFILE 2005 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
51 27 43 29 37 36 46 34 22 20 16 25 17 30 20 36 31 25 35 17 597
51 78 121 150 187 223 269 303 325 345 361 386 403 433 453 489 520 545 580 597
BAND
CUM.
PERCENTAGE rp
8.54 8.54 123.81 4.52 13.07 8.54 7.20 20.27 12.27 4.86 25.13 13.85 6.20 31.32 29.40 6.03 37.35 44.52 7.71 45.06 77.05 5.70 50.75 119.70 3.69 54.44 67.20 3.35 57.79 50.44 2.68 60.47 62.61 4.19 64.66 136.13 2.85 67.50 106.51 5.03 72.53 233.13 3.35 75.88 188.99 6.03 81.91 735.57 5.19 87.10 764.65 4.19 91.29 937.34 5.86 97.15 3,444.46 2.85 100.00 13,724.75 20,880.95
RP
123.81 132.36 144.63 158.48 187.88 232.40 309.45 429.15 496.35 546.79 609.40 745.53 852.04 1,085.18 1,274.17 2,009.74 2,774.39 3,711.74 7,156.20 20,880.95
BAND
0.59 0.04 0.06 0.07 0.14 0.21 0.37 0.57 0.32 0.24 0.30 0.65 0.51 1.12 0.91 3.52 3.66 4.49 16.50 65.73
CUM.
0.59 0.63 0.69 0.76 0.90 1.11 1.48 2.06 2.38 2.62 2.92 3.57 4.08 5.20 6.10 9.62 13.29 17.78 34.27 100.00
PERCENTAGE f
0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 3 3 3 4 3 19
F
BAND
CUM.
0 0 0 0 0 0 0 0 0 1 2 3 3 3 3 6 9 12 16 19
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.26 5.26 5.26 10.53 5.26 15.79 0.00 15.79 0.00 15.79 0.00 15.79 15.79 31.58 15.79 47.37 15.79 63.16 21.05 84.21 15.79 100.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.25 3.25 450.00 453.25 759.60 1,212.85 0.00 1,212.85 0.00 1,212.85 0.00 1,212.85 112.93 1,325.78 198.06 1,523.83 417.72 1,941.55 20,014.81 21,956.36 8,813.16 30,769.52 30,769.52
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 1.46 1.47 2.47 3.94 0.00 3.94 0.00 3.94 0.00 3.94 0.37 4.31 0.64 4.95 1.36 6.31 65.05 71.36 28.64 100.00
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.44 718.71 558.00 0.00 0.00 0.00 15.35 25.90 44.56 581.07 64.21
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.59 74.38 162.68 142.35 111.77 95.19 65.97 54.92 52.31 306.82 147.36 147.36
Page 108 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
248 67 117 61 90 65 71 67 40 42 44 49 32 62 46 103 148 64 93 39 1,548
F
248 315 432 493 583 648 719 786 826 868 912 961 993 1,055 1,101 1,204 1,352 1,416 1,509 1,548
BAND
CUM.
16.02 16.02 4.33 20.35 7.56 27.91 3.94 31.85 5.81 37.66 4.20 41.86 4.59 46.45 4.33 50.78 2.58 53.36 2.71 56.07 2.84 58.91 3.17 62.08 2.07 64.15 4.01 68.15 2.97 71.12 6.65 77.78 9.56 87.34 4.13 91.47 6.01 97.48 2.52 100.00
PERCENTAGE rp
RP
1,512.04 1,512.04 15.47 1,527.52 38.16 1,565.68 34.16 1,599.84 78.54 1,678.38 82.35 1,760.72 93.98 1,854.70 138.35 1,993.05 96.00 2,089.05 138.74 2,227.79 160.81 2,388.60 210.32 2,598.92 158.66 2,757.58 312.05 3,069.63 408.93 3,478.56 1,203.87 4,682.43 2,347.50 7,029.93 1,339.60 8,369.53 3,196.42 11,565.95 4,501.50 16,067.44 16,067.44
BAND
9.41 0.10 0.24 0.21 0.49 0.51 0.58 0.86 0.60 0.86 1.00 1.31 0.99 1.94 2.55 7.49 14.61 8.34 19.89 28.02
CUM.
9.41 9.51 9.74 9.96 10.45 10.96 11.54 12.40 13.00 13.87 14.87 16.18 17.16 19.10 21.65 29.14 43.75 52.09 71.98 100.00
PERCENTAGE f
F
5 1 0 1 3 0 1 2 0 0 1 0 0 0 1 5 9 5 5 3 42
BAND
5 6 6 7 10 10 11 13 13 13 14 14 14 14 15 20 29 34 39 42
CUM.
PERCENTAGE rp
11.90 11.90 34.41 2.38 14.29 5.00 0.00 14.29 0.00 2.38 16.67 3.61 7.14 23.81 98.41 0.00 23.81 0.00 2.38 26.19 11.71 4.76 30.95 23.57 0.00 30.95 0.00 0.00 30.95 0.00 2.38 33.33 9.71 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 2.38 35.71 113.12 11.90 47.62 42.90 21.43 69.05 637.14 11.90 80.95 455.27 11.90 92.86 1,086.49 7.14 100.00 409.66 2,931.00
RP
34.41 39.41 39.41 43.01 141.42 141.42 153.13 176.70 176.70 176.70 186.41 186.41 186.41 186.41 299.52 342.42 979.57 1,434.84 2,521.33 2,931.00
BAND
1.17 0.17 0.00 0.12 3.36 0.00 0.40 0.80 0.00 0.00 0.33 0.00 0.00 0.00 3.86 1.46 21.74 15.53 37.07 13.98
PERCENTAGE
CUM.
BAND
1.17 1.34 1.34 1.47 4.83 4.83 5.22 6.03 6.03 6.03 6.36 6.36 6.36 6.36 10.22 11.68 33.42 48.95 86.02 100.00
2.28 32.31 0.00 10.56 125.30 0.00 12.46 17.04 0.00 0.00 6.04 0.00 0.00 0.00 27.66 3.56 27.14 33.99 33.99 9.10
CUM
2.28 2.58 2.52 2.69 8.43 8.03 8.26 8.87 8.46 7.93 7.80 7.17 6.76 6.07 8.61 7.31 13.93 17.14 21.80 18.24 18.24
Page 109 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 22
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Metals
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
426 288 411 331 488 393 369 387 308 196 155 244 249 307 229 475 461 240 292 83 6,332
F
426 714 1,125 1,456 1,944 2,337 2,706 3,093 3,401 3,597 3,752 3,996 4,245 4,552 4,781 5,256 5,717 5,957 6,249 6,332
BAND
CUM.
PERCENTAGE rp
6.73 6.73 1,778.06 4.55 11.28 56.61 6.49 17.77 154.84 5.23 22.99 199.93 7.71 30.70 540.99 6.21 36.91 401.01 5.83 42.74 625.19 6.11 48.85 766.29 4.86 53.71 921.72 3.10 56.81 622.11 2.45 59.25 711.51 3.85 63.11 1,094.73 3.93 67.04 1,441.74 4.85 71.89 2,293.01 3.62 75.51 2,016.41 7.50 83.01 5,848.66 7.28 90.29 8,840.13 3.79 94.08 5,464.89 4.61 98.69 9,585.40 1.31 100.00 170,041.65 213,404.87
RP
1,778.06 1,834.67 1,989.51 2,189.44 2,730.42 3,131.43 3,756.62 4,522.91 5,444.64 6,066.75 6,778.26 7,873.00 9,314.74 11,607.74 13,624.15 19,472.81 28,312.94 33,777.83 43,363.22 213,404.87
BAND
0.83 0.03 0.07 0.09 0.25 0.19 0.29 0.36 0.43 0.29 0.33 0.51 0.68 1.07 0.94 2.74 4.14 2.56 4.49 79.68
CUM.
0.83 0.86 0.93 1.03 1.28 1.47 1.76 2.12 2.55 2.84 3.18 3.69 4.36 5.44 6.38 9.12 13.27 15.83 20.32 100.00
PERCENTAGE f
F
6 1 1 0 0 3 4 1 3 3 0 4 6 3 3 16 23 17 18 9 121
6 7 8 8 8 11 15 16 19 22 22 26 32 35 38 54 77 94 112 121
BAND
CUM.
4.96 4.96 0.83 5.79 0.83 6.61 0.00 6.61 0.00 6.61 2.48 9.09 3.31 12.40 0.83 13.22 2.48 15.70 2.48 18.18 0.00 18.18 3.31 21.49 4.96 26.45 2.48 28.93 2.48 31.40 13.22 44.63 19.01 63.64 14.05 77.69 14.88 92.56 7.44 100.00
PERCENTAGE rp
288.17 92.58 21.70 0.00 0.00 845.33 608.15 8.81 1,523.20 62.98 0.00 264.25 2,209.17 118.12 74.26 777.89 4,257.13 3,913.38 8,990.58 6,980.00 31,035.68
RP
288.17 380.74 402.44 402.44 402.44 1,247.77 1,855.92 1,864.72 3,387.92 3,450.90 3,450.90 3,715.15 5,924.32 6,042.43 6,116.69 6,894.59 11,151.72 15,065.10 24,055.68 31,035.68
BAND
0.93 0.30 0.07 0.00 0.00 2.72 1.96 0.03 4.91 0.20 0.00 0.85 7.12 0.38 0.24 2.51 13.72 12.61 28.97 22.49
PERCENTAGE
CUM.
BAND
0.93 1.23 1.30 1.30 1.30 4.02 5.98 6.01 10.92 11.12 11.12 11.97 19.09 19.47 19.71 22.22 35.93 48.54 77.51 100.00
16.21 163.54 14.01 0.00 0.00 210.80 97.27 1.15 165.26 10.12 0.00 24.14 153.23 5.15 3.68 13.30 48.16 71.61 93.79 4.10
CUM
16.21 20.75 20.23 18.38 14.74 39.85 49.40 41.23 62.22 56.88 50.91 47.19 63.60 52.06 44.90 35.41 39.39 44.60 55.47 14.54 14.54
Page 110 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
542 161 330 433 542 468 507 540 396 281 290 369 238 394 279 491 489 224 221 66 7,261
F
542 703 1,033 1,466 2,008 2,476 2,983 3,523 3,919 4,200 4,490 4,859 5,097 5,491 5,770 6,261 6,750 6,974 7,195 7,261
BAND
CUM.
7.46 7.46 2.22 9.68 4.54 14.23 5.96 20.19 7.46 27.65 6.45 34.10 6.98 41.08 7.44 48.52 5.45 53.97 3.87 57.84 3.99 61.84 5.08 66.92 3.28 70.20 5.43 75.62 3.84 79.47 6.76 86.23 6.73 92.96 3.08 96.05 3.04 99.09 0.91 100.00
PERCENTAGE rp
3,622.69 96.68 218.55 520.79 1,110.74 988.18 1,501.46 2,028.06 1,855.04 1,552.81 1,915.31 2,664.62 2,218.90 4,171.29 3,902.75 8,818.01 14,349.39 6,127.35 9,356.60 23,799.43 90,818.63
RP
3,622.69 3,719.37 3,937.92 4,458.71 5,569.45 6,557.63 8,059.09 10,087.15 11,942.19 13,495.00 15,410.30 18,074.92 20,293.82 24,465.12 28,367.87 37,185.87 51,535.26 57,662.61 67,019.21 90,818.63
BAND
3.99 0.11 0.24 0.57 1.22 1.09 1.65 2.23 2.04 1.71 2.11 2.93 2.44 4.59 4.30 9.71 15.80 6.75 10.30 26.21
CUM.
3.99 4.10 4.34 4.91 6.13 7.22 8.87 11.11 13.15 14.86 16.97 19.90 22.35 26.94 31.24 40.95 56.75 63.49 73.79 100.00
PERCENTAGE f
11 0 1 0 0 9 4 7 6 0 8 16 20 6 6 29 15 7 11 2 158
F
BAND
CUM.
11 11 12 12 12 21 25 32 38 38 46 62 82 88 94 123 138 145 156 158
6.96 6.96 0.00 6.96 0.63 7.59 0.00 7.59 0.00 7.59 5.70 13.29 2.53 15.82 4.43 20.25 3.80 24.05 0.00 24.05 5.06 29.11 10.13 39.24 12.66 51.90 3.80 55.70 3.80 59.49 18.35 77.85 9.49 87.34 4.43 91.77 6.96 98.73 1.27 100.00
PERCENTAGE rp
2,854.75 0.00 8.08 0.00 0.00 2,978.12 241.31 275.92 3.73 0.00 255.34 5,347.30 583.51 550.59 571.40 18,292.96 3,727.78 1,321.06 3,450.06 9,127.05 49,588.94
RP
2,854.75 2,854.75 2,862.82 2,862.82 2,862.82 5,840.94 6,082.25 6,358.17 6,361.90 6,361.90 6,617.23 11,964.53 12,548.04 13,098.63 13,670.03 31,962.99 35,690.77 37,011.83 40,461.89 49,588.94
BAND
5.76 0.00 0.02 0.00 0.00 6.01 0.49 0.56 0.01 0.00 0.51 10.78 1.18 1.11 1.15 36.89 7.52 2.66 6.96 18.41
CUM.
5.76 5.76 5.77 5.77 5.77 11.78 12.27 12.82 12.83 12.83 13.34 24.13 25.30 26.41 27.57 64.46 71.97 74.64 81.59 100.00
PERCENTAGE BAND
78.80 0.00 3.69 0.00 0.00 301.37 16.07 13.61 0.20 0.00 13.33 200.68 26.30 13.20 14.64 207.45 25.98 21.56 36.87 38.35
CUM
78.80 76.75 72.70 64.21 51.40 89.07 75.47 63.03 53.27 47.14 42.94 66.19 61.83 53.54 48.19 85.95 69.26 64.19 60.37 54.60 54.60
Page 111 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Textiles
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
911 980 1,547 1,073 1,370 910 729 632 445 274 229 326 229 307 217 437 378 207 235 33 11,469
F
911 1,891 3,438 4,511 5,881 6,791 7,520 8,152 8,597 8,871 9,100 9,426 9,655 9,962 10,179 10,616 10,994 11,201 11,436 11,469
BAND
CUM.
PERCENTAGE rp
RP
7.94 7.94 1,950.60 1,950.60 8.54 16.49 363.27 2,313.87 13.49 29.98 1,018.05 3,331.92 9.36 39.33 1,110.26 4,442.18 11.95 51.28 1,950.73 6,392.90 7.93 59.21 1,895.93 8,288.84 6.36 65.57 2,060.03 10,348.87 5.51 71.08 2,281.01 12,629.88 3.88 74.96 2,092.42 14,722.30 2.39 77.35 1,707.54 16,429.84 2.00 79.34 1,329.13 17,758.97 2.84 82.19 2,265.20 20,024.17 2.00 84.18 1,867.28 21,891.45 2.68 86.86 3,321.09 25,212.54 1.89 88.75 2,782.82 27,995.36 3.81 92.56 7,751.89 35,747.26 3.30 95.86 10,458.59 46,205.85 1.80 97.66 8,024.49 54,230.34 2.05 99.71 17,145.34 71,375.68 0.29 100.00 2,122.01 73,497.69 73,497.69
BAND
2.65 0.49 1.39 1.51 2.65 2.58 2.80 3.10 2.85 2.32 1.81 3.08 2.54 4.52 3.79 10.55 14.23 10.92 23.33 2.89
PERCENTAGE f
F
BAND
2.65 3.15 4.53 6.04 8.70 11.28 14.08 17.18 20.03 22.35 24.16 27.24 29.79 34.30 38.09 48.64 62.87 73.79 97.11 100.00
19 0 6 2 3 6 3 5 2 2 6 19 3 8 2 25 36 32 26 4
19 19 25 27 30 36 39 44 46 48 54 73 76 84 86 111 147 179 205 209
9.09 9.09 581.13 0.00 9.09 0.00 2.87 11.96 754.12 0.96 12.92 135.74 1.44 14.35 518.03 2.87 17.22 4,181.61 1.44 18.66 57.56 2.39 21.05 1,747.10 0.96 22.01 10.86 0.96 22.97 1,907.89 2.87 25.84 388.24 9.09 34.93 10,031.49 1.44 36.36 3,025.23 3.83 40.19 890.93 0.96 41.15 81.72 11.96 53.11 999.06 17.22 70.33 14,718.76 15.31 85.65 9,084.62 12.44 98.09 19,874.40 1.91 100.00 1,685.43
209
CUM.
PERCENTAGE
CUM.
rp
70,652.20
RP
581.13 581.13 1,335.25 1,470.99 1,989.02 6,170.62 6,228.18 7,975.29 7,964.42 9,872.31 10,260.55 20,292.04 23,317.27 24,208.20 24,289.92 25,288.98 40,007.75 49,092.37 68,966.77 70,652.20
BAND
0.82 0.00 1.07 0.19 0.73 5.92 0.08 2.47 0.02 2.70 0.55 14.20 4.28 1.26 0.12 1.41 20.83 12.86 28.13 2.39
CUM.
0.82 0.82 1.89 2.08 2.82 8.73 8.82 11.29 11.27 13.97 14.52 28.72 33.00 34.26 34.38 35.79 56.63 69.48 97.61 100.00
PERCENTAGE BAND
29.79 0.00 74.08 12.23 26.56 220.56 2.79 76.59 0.52 111.73 29.21 442.85 162.01 26.83 2.94 12.89 140.73 113.21 115.92 79.43
CUM
29.79 25.11 40.07 33.11 31.11 74.44 60.18 63.15 54.10 60.09 57.78 101.34 106.51 96.02 86.76 70.74 86.59 90.53 96.63 96.13 96.13
Page 112 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
652 663 954 607 888 615 513 542 377 261 220 248 218 303 212 362 248 120 93 39 8,135
F
652 1,315 2,269 2,876 3,764 4,379 4,892 5,434 5,811 6,072 6,292 6,540 6,758 7,061 7,273 7,635 7,883 8,003 8,096 8,135
BAND
CUM.
8.01 8.01 8.15 16.16 11.73 27.89 7.46 35.35 10.92 46.27 7.56 53.83 6.31 60.14 6.66 66.80 4.63 71.43 3.21 74.64 2.70 77.34 3.05 80.39 2.68 83.07 3.72 86.80 2.61 89.40 4.45 93.85 3.05 96.90 1.48 98.38 1.14 99.52 0.48 100.00
PERCENTAGE rp
2,958.52 274.79 624.78 651.13 1,418.18 1,298.99 1,735.82 2,159.24 2,080.92 1,736.75 1,504.18 2,319.37 2,377.39 3,778.58 3,694.31 8,309.43 10,339.67 10,989.42 1,040.99 108,033.65 167,326.12
RP
2,958.52 3,233.31 3,858.09 4,509.22 5,927.41 7,226.40 8,962.21 11,121.46 13,202.37 14,939.12 16,443.30 18,762.67 21,140.07 24,918.65 28,612.96 36,922.39 47,262.06 58,251.48 59,292.47 167,326.12
BAND
1.77 0.16 0.37 0.39 0.85 0.78 1.04 1.29 1.24 1.04 0.90 1.39 1.42 2.26 2.21 4.97 6.18 6.57 0.62 64.56
PERCENTAGE
CUM.
f
1.77 1.93 2.31 2.69 3.54 4.32 5.36 6.65 7.89 8.93 9.83 11.21 12.63 14.89 17.10 22.07 28.25 34.81 35.44 100.00
8 8 7.92 7.92 2 10 1.98 9.90 5 15 4.95 14.85 0 15 0.00 14.85 3 18 2.97 17.82 2 20 1.98 19.80 1 21 0.99 20.79 2 23 1.98 22.77 6 29 5.94 28.71 6 35 5.94 34.65 6 41 5.94 40.59 3 44 2.97 43.56 1 45 0.99 44.55 6 51 5.94 50.50 8 59 7.92 58.42 21 80 20.79 79.21 11 91 10.89 90.10 7 98 6.93 97.03 0 98 0.00 97.03 3 101 2.97 100.00 101
F
BAND
CUM.
PERCENTAGE rp
346.45 187.07 487.69 0.00 936.42 529.19 100.47 531.14 173.73 266.61 653.12 2,546.66 37.50 6,408.71 983.44 4,534.70 21,346.46 3,322.30 0.00 7,607.26 50,998.90
RP
346.45 533.52 1,021.21 1,021.21 1,957.63 2,486.81 2,587.28 3,118.42 3,292.15 3,558.76 4,211.88 6,758.54 6,796.04 13,204.75 14,188.19 18,722.89 40,069.35 43,391.64 43,391.64 50,998.90
BAND
0.68 0.37 0.96 0.00 1.84 1.04 0.20 1.04 0.34 0.52 1.28 4.99 0.07 12.57 1.93 8.89 41.86 6.51 0.00 14.92
PERCENTAGE
CUM.
BAND
0.68 1.05 2.00 2.00 3.84 4.88 5.07 6.11 6.46 6.98 8.26 13.25 13.33 25.89 27.82 36.71 78.57 85.08 85.08 100.00
11.71 68.08 78.06 0.00 66.03 40.74 5.79 24.60 8.35 15.35 43.42 109.80 1.58 169.61 26.62 54.57 206.45 30.23 0.00 7.04
CUM
11.71 16.50 26.47 22.65 33.03 34.41 28.87 28.04 24.94 23.82 25.61 36.02 32.15 52.99 49.59 50.71 84.78 74.49 73.18 30.48 30.48
Page 113 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable REINDO Phones (62) (021) 3927345, 3911431, 334208, 331004 Fax (62) (021) 3924769, 3911432
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 26
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Wood, Bamboo and Rattan
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
942 730 759 497 642 475 359 459 284 208 174 232 204 268 170 309 244 112 141 23
942 1,672 2,431 2,928 3,570 4,045 4,404 4,863 5,147 5,355 5,529 5,761 5,965 6,233 6,403 6,712 6,956 7,068 7,209 7,232
7,232
BAND
13.03 10.09 10.50 6.87 8.88 6.57 4.96 6.35 3.93 2.88 2.41 3.21 2.82 3.71 2.35 4.27 3.37 1.55 1.95 0.32
CUM.
PERCENTAGE rp
13.03 4,439.01 23.12 531.33 33.61 961.73 40.49 1,038.40 49.36 1,897.87 55.93 2,061.29 60.90 1,970.66 67.24 3,550.74 71.17 2,576.08 74.05 2,301.66 76.45 2,328.66 79.66 3,546.23 82.48 3,779.84 86.19 6,994.17 88.54 4,843.54 92.81 11,936.06 96.18 12,811.82 97.73 7,812.30 99.68 12,946.13 100.00 949.19 89,276.71
RP
4,439.01 4,970.33 5,932.07 6,970.47 8,868.34 10,929.63 12,900.29 16,451.03 19,027.11 21,328.77 23,657.42 27,203.65 30,983.49 37,977.66 42,821.20 54,757.27 67,569.09 75,381.39 88,327.52 89,276.71
BAND
CUM.
4.97 4.97 0.60 5.57 1.08 6.64 1.16 7.81 2.13 9.93 2.31 12.24 2.21 14.45 3.98 18.43 2.89 21.31 2.58 23.89 2.61 26.50 3.97 30.47 4.23 34.71 7.83 42.54 5.43 47.96 13.37 61.33 14.35 75.69 8.75 84.44 14.50 98.94 1.06 100.00
PERCENTAGE f
7 2 3 2 4 4 3 9 4 4 5 7 8 9 3 14 12 9 32 1 142
F
7 9 12 14 18 22 25 34 38 42 47 54 62 71 74 88 100 109 141 142
BAND
CUM.
PERCENTAGE rp
4.93 4.93 263.53 1.41 6.34 12.43 2.11 8.45 43.62 1.41 9.86 701.20 2.82 12.68 753.71 2.82 15.49 588.83 2.11 17.61 524.12 6.34 23.94 1,294.18 2.82 26.76 1,505.43 2.82 29.58 284.59 3.52 33.10 3,843.79 4.93 38.03 416.95 5.63 43.66 20,659.61 6.34 50.00 1,634.92 2.11 52.11 399.13 9.86 61.97 1,667.67 8.45 70.42 806.57 6.34 76.76 6,934.47 22.54 99.30 30,398.21 0.70 100.00 452.59 12,389.14
RP
BAND
CUM.
PERCENTAGE BAND
263.53 2.13 2.13 5.94 275.97 0.10 2.23 2.34 319.59 0.35 2.58 4.54 1,020.79 5.66 8.24 67.53 1,774.50 6.08 14.32 39.71 2,363.33 4.75 19.08 28.57 2,887.45 4.23 23.31 26.60 4,181.63 10.45 33.75 36.45 5,687.06 12.15 45.90 58.44 5,971.65 2.30 48.20 12.36 9,815.44 31.03 79.23 165.06 10,232.39 3.37 82.59 11.76 30,892.00 166.76 249.35 546.57 32,526.92 13.20 262.54 23.38 32,926.06 3.22 265.77 8.24 34,593.73 13.46 279.23 13.97 35,400.30 6.51 285.74 6.30 42,334.76 55.97 341.71 88.76 11,936.55 245.36 96.35 234.81 12,389.14 3.65 100.00 47.68
CUM
5.94 5.55 5.39 14.64 20.01 21.62 22.38 25.42 29.89 28.00 41.49 37.61 99.70 85.65 76.89 63.18 52.39 56.16 13.51 13.88 13.88
Page 114 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,219 1,964 2,039 1,245 1,450 918 680 758 564 341 309 457 323 493 366 573 657 273 206 84 16,919
F
3,219 5,183 7,222 8,467 9,917 10,835 11,515 12,273 12,837 13,178 13,487 13,944 14,267 14,760 15,126 15,699 16,356 16,629 16,835 16,919
BAND
CUM.
19.03 19.03 11.61 30.63 12.05 42.69 7.36 50.04 8.57 58.61 5.43 64.04 4.02 68.06 4.48 72.54 3.33 75.87 2.02 77.89 1.83 79.72 2.70 82.42 1.91 84.33 2.91 87.24 2.16 89.40 3.39 92.79 3.88 96.67 1.61 98.29 1.22 99.50 0.50 100.00
PERCENTAGE rp
2,123.86 535.02 883.13 855.68 1,452.91 1,358.05 1,313.43 1,894.41 1,804.71 1,225.68 1,340.50 2,195.08 2,167.88 3,517.86 3,443.56 7,442.46 19,287.37 8,674.71 3,873.00 1,938.17 67,327.45
RP
2,123.86 2,658.88 3,542.01 4,397.68 5,850.60 7,208.64 8,522.07 10,416.48 12,221.18 13,446.86 14,787.36 16,982.43 19,150.32 22,668.18 26,111.74 33,554.19 52,841.56 61,516.27 65,389.28 67,327.45
BAND
3.15 0.79 1.31 1.27 2.16 2.02 1.95 2.81 2.68 1.82 1.99 3.26 3.22 5.22 5.11 11.05 28.65 12.88 5.75 2.88
CUM.
3.15 3.95 5.26 6.53 8.69 10.71 12.66 15.47 18.15 19.97 21.96 25.22 28.44 33.67 38.78 49.84 78.48 91.37 97.12 100.00
PERCENTAGE f
F
17 4 8 5 2 11 10 8 7 5 5 5 40 13 8 19 23 18 4 4
17 21 29 34 36 47 57 65 72 77 82 87 127 140 148 167 190 208 212 216
216
BAND
CUM.
7.87 7.87 1.85 9.72 3.70 13.43 2.31 15.74 0.93 16.67 5.09 21.76 4.63 26.39 3.70 30.09 3.24 33.33 2.31 35.65 2.31 37.96 2.31 40.28 18.52 58.80 6.02 64.81 3.70 68.52 8.80 77.31 10.65 87.96 8.33 96.30 1.85 98.15 1.85 100.00
PERCENTAGE rp
3,492.24 196.58 851.13 551.53 131.36 116.30 3,093.61 1,657.80 2,290.08 1,072.67 428.54 323.01 233.57 394.80 675.61 2,384.64 1,228.27 5,417.54 1,346.57 7,223.42 33,109.29
RP
3,492.24 3,688.82 4,539.96 5,091.49 5,222.85 5,339.15 8,432.76 10,090.56 12,380.64 13,453.31 13,881.85 14,204.86 14,438.44 14,833.24 15,508.85 17,893.49 19,121.76 24,539.30 25,885.87 33,109.29
BAND
10.55 0.59 2.57 1.67 0.40 0.35 9.34 5.01 6.92 3.24 1.29 0.98 0.71 1.19 2.04 7.20 3.71 16.36 4.07 21.82
PERCENTAGE
CUM.
BAND
CUM
10.55 11.14 13.71 15.38 15.77 16.13 25.47 30.48 37.39 40.63 41.93 42.90 43.61 44.80 46.84 54.04 57.75 74.12 78.18 100.00
164.43 36.74 96.38 64.46 9.04 8.56 235.54 87.51 126.90 87.52 31.97 14.72 10.77 11.22 19.62 32.04 6.37 62.45 34.77 372.69
164.43 138.74 128.17 115.78 89.27 74.07 98.95 96.87 101.30 100.05 93.88 83.64 75.40 65.44 59.39 53.33 36.19 39.89 39.59 49.18 49.18
Page 115 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 28
DATA POSITION FROM
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
5 4 10 5 11 4 9 17 0 5 8 17 9 32 10 32 39 7 27 25 276
5 9 19 24 35 39 48 65 65 70 78 95 104 136 146 178 217 224 251 276
BAND
CUM.
1.81 1.81 1.45 3.26 3.62 6.88 1.81 8.70 3.99 12.68 1.45 14.13 3.26 17.39 6.16 23.55 0.00 23.55 1.81 25.36 2.90 28.26 6.16 34.42 3.26 37.68 11.59 49.28 3.62 52.90 11.59 64.49 14.13 78.62 2.54 81.16 9.78 90.94 9.06 100.00
PERCENTAGE rp
3.34 0.39 12.56 3.21 11.97 2.78 9.43 32.23 0.00 12.70 19.48 29.92 38.08 77.92 84.35 261.80 670.98 234.44 1,996.67 194.29 3,696.55
RP
3.34 3.74 16.30 19.51 31.48 34.26 43.70 75.92 75.92 88.63 108.10 138.03 176.11 254.03 338.37 600.17 1,271.15 1,505.59 3,502.26 3,696.55
BAND
0.09 0.01 0.34 0.09 0.32 0.08 0.26 0.87 0.00 0.34 0.53 0.81 1.03 2.11 2.28 7.08 18.15 6.34 54.01 5.26
CUM.
0.09 0.10 0.44 0.53 0.85 0.93 1.18 2.05 2.05 2.40 2.92 3.73 4.76 6.87 9.15 16.24 34.39 40.73 94.74 100.00
PERCENTAGE f
F
0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 1 1 3 1 0 8
BAND
0 0 0 0 0 0 1 2 2 2 2 2 2 2 2 3 4 7 8 8
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 12.50 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 12.50 37.50 12.50 50.00 37.50 87.50 12.50 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 10.09 166.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 46.41 2.37 123.05 7,060.58 0.00 7,409.18
RP
0.00 0.00 0.00 0.00 0.00 0.00 10.09 176.77 176.77 176.77 176.77 176.77 176.77 176.77 176.77 223.18 225.55 348.60 7,409.18 7,409.18
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.14 2.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.63 0.03 1.66 95.29 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.14 2.39 2.39 2.39 2.39 2.39 2.39 2.39 2.39 3.01 3.04 4.71 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 107.02 517.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 17.73 0.35 52.49 353.62 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 23.10 232.82 232.82 199.45 163.52 128.07 100.37 69.59 52.24 37.19 17.74 23.15 211.55 200.44 200.44
Page 116 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 29
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
143,108 140,951 151,967 83,516 86,150 40,698 28,254 20,029 10,942 5,818 4,349 4,660 3,086 3,490 2,161 3,119 2,177 827 946 294 736,542
F
143,108 284,059 436,026 519,542 605,692 646,390 674,644 694,673 705,615 711,433 715,782 720,442 723,528 727,018 729,179 732,298 734,475 735,302 736,248 736,542
BAND
CUM.
19.43 19.43 19.14 38.57 20.63 59.20 11.34 70.54 11.70 82.23 5.53 87.76 3.84 91.60 2.72 94.32 1.49 95.80 0.79 96.59 0.59 97.18 0.63 97.81 0.42 98.23 0.47 98.71 0.29 99.00 0.42 99.42 0.30 99.72 0.11 99.83 0.13 99.96 0.04 100.00
PERCENTAGE rp
31,543.34 32,815.13 62,717.25 56,240.42 87,044.68 59,183.37 57,547.96 54,599.32 39,616.91 24,915.65 20,924.58 27,803.52 22,162.76 29,972.01 28,355.55 43,752.60 43,912.22 22,136.51 42,695.20 21,451.43 809,390.40
RP
31,543.34 64,358.47 127,075.72 183,316.14 270,360.82 329,544.19 387,092.15 441,691.47 481,308.38 506,224.03 527,148.61 554,952.13 577,114.88 607,086.89 635,442.44 679,195.04 723,107.26 745,243.78 787,938.98 809,390.40
BAND
CUM.
3.90 3.90 4.05 7.95 7.75 15.70 6.95 22.65 10.75 33.40 7.31 40.72 7.11 47.83 6.75 54.57 4.89 59.47 3.08 62.54 2.59 65.13 3.44 68.56 2.74 71.30 3.70 75.01 3.50 78.51 5.41 83.91 5.43 89.34 2.73 92.07 5.27 97.35 2.65 100.00
PERCENTAGE f
272 232 252 104 223 120 88 89 62 44 43 52 39 68 48 113 276 90 264 125 2,604
F
272 504 756 860 1,083 1,203 1,291 1,380 1,442 1,486 1,529 1,581 1,620 1,688 1,736 1,849 2,125 2,215 2,479 2,604
BAND
CUM.
10.45 10.45 8.91 19.35 9.68 29.03 3.99 33.03 8.56 41.59 4.61 46.20 3.38 49.58 3.42 53.00 2.38 55.38 1.69 57.07 1.65 58.72 2.00 60.71 1.50 62.21 2.61 64.82 1.84 66.67 4.34 71.01 10.60 81.61 3.46 85.06 10.14 95.20 4.80 100.00
PERCENTAGE rp
11,610.04 12,061.62 18,046.38 12,594.97 29,834.45 17,065.07 19,754.21 15,885.27 37,711.25 7,102.07 10,325.07 15,811.06 6,305.76 24,112.96 2,746.85 33,254.49 36,120.41 24,979.47 55,581.95 58,676.35 449,579.70
RP
11,610.04 23,671.66 41,718.04 54,313.01 84,147.46 101,212.53 120,966.74 136,852.01 174,563.25 181,665.32 191,990.39 207,801.46 214,107.22 238,220.17 240,967.02 274,221.51 310,341.92 335,321.40 390,903.35 449,579.70
BAND
CUM.
PERCENTAGE BAND
2.58 2.58 36.81 2.68 5.27 36.76 4.01 9.28 28.77 2.80 12.08 22.39 6.64 18.72 34.27 3.80 22.51 28.83 4.39 26.91 34.33 3.53 30.44 29.09 8.39 38.83 95.19 1.58 40.41 28.50 2.30 42.70 49.34 3.52 46.22 56.87 1.40 47.62 28.45 5.36 52.99 80.45 0.61 53.60 9.69 7.40 61.00 76.01 8.03 69.03 82.26 5.56 74.59 112.84 12.36 86.95 130.18 13.05 100.00 273.53
CUM
36.81 36.78 32.83 29.63 31.12 30.71 31.25 30.98 36.27 35.89 36.42 37.44 37.10 39.24 37.92 40.37 42.92 44.99 49.61 55.55 55.55
Page 117 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 30
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
7 11 6 14 5 6 6 11 5 7 7 5 2 9 7 7 4 0 0 0 119
7 18 24 38 43 49 55 66 71 78 85 90 92 101 108 115 119 119 119 119
BAND
5.88 9.24 5.04 11.76 4.20 5.04 5.04 9.24 4.20 5.88 5.88 4.20 1.68 7.56 5.88 5.88 3.36 0.00 0.00 0.00
CUM.
PERCENTAGE rp
5.88 8.05 15.13 4.68 20.17 5.37 31.93 27.63 36.13 11.73 41.18 25.95 46.22 52.08 55.46 93.24 59.66 83.87 65.55 80.30 71.43 112.02 75.63 130.93 77.31 34.18 84.87 254.48 90.76 357.72 96.64 475.98 100.00 1,060.36 100.00 0.00 100.00 0.00 100.00 0.00 2,818.57
RP
8.05 12.72 18.10 45.73 57.45 83.41 135.49 228.73 312.60 392.90 504.92 635.85 670.03 924.51 1,282.23 1,758.21 2,818.57 2,818.57 2,818.57 2,818.57
BAND
0.29 0.17 0.19 0.98 0.42 0.92 1.85 3.31 2.98 2.85 3.97 4.65 1.21 9.03 12.69 16.89 37.62 0.00 0.00 0.00
CUM.
0.29 0.45 0.64 1.62 2.04 2.96 4.81 8.12 11.09 13.94 17.91 22.56 23.77 32.80 45.49 62.38 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 1 0 0 0 3
BAND
0 0 0 0 0 0 0 0 0 0 1 1 1 2 2 2 3 3 3 3
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 33.33 66.67 66.67 66.67 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 41.58 0.00 0.00 102.36 0.00 0.00 0.00 168.94
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 25.00 25.00 66.58 66.58 66.58 168.94 168.94 168.94 168.94
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.80 0.00 0.00 24.61 0.00 0.00 60.59 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.80 14.80 14.80 39.41 39.41 39.41 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 22.32 0.00 0.00 16.34 0.00 0.00 9.65 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.95 3.93 3.73 7.20 5.19 3.79 5.99 5.99 5.99 5.99 5.99
Page 118 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 31
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
34 12 16 17 17 19 10 25 12 10 6 11 7 18 21 36 72 43 12 5 403
34 46 62 79 96 115 125 150 162 172 178 189 196 214 235 271 343 386 398 403
BAND
CUM.
PERCENTAGE rp
8.44 8.44 68.00 2.98 11.41 5.04 3.97 15.38 6.76 4.22 19.60 13.58 4.22 23.82 16.23 4.71 28.54 64.18 2.48 31.02 33.73 6.20 37.22 85.86 2.98 40.20 61.78 2.48 42.68 65.77 1.49 44.17 33.10 2.73 46.90 145.65 1.74 48.64 66.59 4.47 53.10 378.70 5.21 58.31 608.60 8.93 67.25 1,313.74 17.87 85.11 3,407.46 10.67 95.78 1,490.84 2.98 98.76 191.35 1.24 100.00 77.31 8,134.25
RP
68.00 73.04 79.80 93.38 109.61 173.79 207.52 293.37 355.15 420.92 454.02 599.66 666.26 1,044.95 1,653.55 2,967.29 6,374.75 7,865.59 8,056.94 8,134.25
BAND
0.84 0.06 0.08 0.17 0.20 0.79 0.41 1.06 0.76 0.81 0.41 1.79 0.82 4.66 7.48 16.15 41.89 18.33 2.35 0.95
CUM.
0.84 0.90 0.98 1.15 1.35 2.14 2.55 3.61 4.37 5.17 5.58 7.37 8.19 12.85 20.33 36.48 78.37 96.70 99.05 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 2 0 0 0 0 0 1 9 1 2 2 0 0 17
BAND
0 0 0 0 0 0 0 2 2 2 2 2 2 3 12 13 15 17 17 17
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.76 11.76 0.00 11.76 0.00 11.76 0.00 11.76 0.00 11.76 0.00 11.76 5.88 17.65 52.94 70.59 5.88 76.47 11.76 88.24 11.76 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 323.82 0.00 0.00 0.00 0.00 0.00 7.12 51.95 2.64 55.08 120.00 0.00 0.00 560.61
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 323.82 323.82 323.82 323.82 323.82 323.82 330.94 382.89 385.53 440.61 560.61 560.61 560.61
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 57.76 0.00 0.00 0.00 0.00 0.00 1.27 9.27 0.47 9.82 21.41 0.00 0.00
PERCENTAGE
CUM.
BAND
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 57.76 57.76 57.76 57.76 57.76 57.76 59.03 68.30 68.77 78.59 100.00 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 377.16 0.00 0.00 0.00 0.00 0.00 1.88 8.54 0.20 1.62 8.05 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 110.38 91.18 76.93 71.32 54.00 48.60 31.67 23.16 12.99 6.91 7.13 6.96 6.89 6.89
Page 119 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 32
DATA POSITION FROM
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up T O TA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
3 3 0 3 2 1 4 2 4 3 4 7 4 2 3 6 6 3 2 0 62
BAND
3 6 6 9 11 12 16 18 22 25 29 36 40 42 45 51 57 60 62 62
CUM.
4.84 4.84 4.84 9.68 0.00 9.68 4.84 14.52 3.23 17.74 1.61 19.35 6.45 25.81 3.23 29.03 6.45 35.48 4.84 40.32 6.45 46.77 11.29 58.06 6.45 64.52 3.23 67.74 4.84 72.58 9.68 82.26 9.68 91.94 4.84 96.77 3.23 100.00 0.00 100.00
PERCENTAGE rp
3.45 15.22 0.00 4.76 1.03 2.64 14.57 4.66 24.07 18.65 42.93 71.88 47.95 47.00 74.52 297.81 501.69 727.03 59.00 0.00 1,958.85
RP
3.45 18.67 18.67 23.43 24.47 27.11 41.68 46.33 70.41 89.05 131.98 203.86 251.81 298.81 373.33 671.14 1,172.82 1,899.85 1,958.85 1,958.85
BAND
0.18 0.78 0.00 0.24 0.05 0.13 0.74 0.24 1.23 0.95 2.19 3.67 2.45 2.40 3.80 15.20 25.61 37.12 3.01 0.00
CUM.
0.18 0.95 0.95 1.20 1.25 1.38 2.13 2.37 3.59 4.55 6.74 10.41 12.86 15.25 19.06 34.26 59.87 96.99 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 3 0 0 0 0 5
BAND
0 0 0 0 0 0 0 0 0 0 0 0 1 1 2 5 5 5 5 5
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 0.00 20.00 60.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 12.55 12.55 20.00 0.00 12.55 40.00 127.80 140.35 100.00 376.43 516.78 100.00 0.00 516.78 100.00 0.00 516.78 100.00 0.00 516.78 100.00 0.00 516.78 516.78
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.43 0.00 24.73 72.84 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.43 2.43 27.16 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 26.17 0.00 171.50 126.40 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.98 4.20 37.59 77.00 44.06 27.20 26.38 26.38 26.38
Page 120 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 40
DATA POSITION FROM
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
43 15 4 4 9 4 5 1 4 5 3 2 5 8 3 13 6 7 1 0 142
43 58 62 66 75 79 84 85 89 94 97 99 104 112 115 128 134 141 142 142
BAND
CUM.
30.28 30.28 10.56 40.85 2.82 43.66 2.82 46.48 6.34 52.82 2.82 55.63 3.52 59.15 0.70 59.86 2.82 62.68 3.52 66.20 2.11 68.31 1.41 69.72 3.52 73.24 5.63 78.87 2.11 80.99 9.15 90.14 4.23 94.37 4.93 99.30 0.70 100.00 0.00 100.00
PERCENTAGE rp
RP
26.27 26.27 9.09 35.36 3.33 38.69 8.00 46.69 10.29 56.98 5.16 62.14 14.72 76.86 7.57 84.43 56.17 140.61 14.11 154.72 11.14 165.86 10.52 176.38 44.18 220.56 106.91 327.47 0.13 327.60 405.89 733.49 204.64 938.13 284.69 1,222.81 213.78 1,436.60 0.00 1,436.60 1,436.60
BAND
1.83 0.63 0.23 0.56 0.72 0.36 1.02 0.53 3.91 0.98 0.78 0.73 3.08 7.44 0.01 28.25 14.24 19.82 14.88 0.00
CUM.
1.83 2.46 2.69 3.25 3.97 4.33 5.35 5.88 9.79 10.77 11.55 12.28 15.35 22.79 22.80 51.06 65.30 85.12 100.00 100.00
PERCENTAGE f
F
0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 7 0 8
BAND
0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 8 8
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 12.50 12.50 7.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 87.50 100.00 138.69 145.69 0.00 100.00 0.00 145.69 145.69
BAND
0.00 4.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 95.20 0.00
PERCENTAGE
CUM.
BAND
0.00 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 100.00 100.00
0.00 77.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 64.87 0.00
CUM
0.00 19.80 18.09 14.99 12.29 11.27 9.11 8.29 4.98 4.52 4.22 3.97 3.17 2.14 2.14 0.95 0.75 0.57 10.14 10.14 10.14
Page 121 of 204
RISK AND LOSS PROFILE 2005 GROUP BY PROVINCE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,186 965 821 388 295 128 64 43 16 11 10 15 8 8 5 8 17 8 2 3 4,001
F
1,186 2,151 2,972 3,360 3,655 3,783 3,847 3,890 3,906 3,917 3,927 3,942 3,950 3,958 3,963 3,971 3,988 3,996 3,998 4,001
BAND
CUM.
29.64 29.64 24.12 53.76 20.52 74.28 9.70 83.98 7.37 91.35 3.20 94.55 1.60 96.15 1.07 97.23 0.40 97.63 0.27 97.90 0.25 98.15 0.37 98.53 0.20 98.73 0.20 98.93 0.12 99.05 0.20 99.25 0.42 99.68 0.20 99.88 0.05 99.93 0.07 100.00
PERCENTAGE rp
171.87 392.56 605.45 429.39 493.52 323.36 194.88 126.14 41.06 40.14 34.41 127.87 69.98 50.01 143.28 188.11 455.14 221.21 1,325.66 1,061.50 6,495.55
RP
171.87 564.43 1,169.88 1,599.28 2,092.79 2,416.15 2,611.03 2,737.18 2,778.23 2,818.38 2,852.79 2,980.66 3,050.64 3,100.65 3,243.93 3,432.05 3,887.18 4,108.40 5,434.05 6,495.55
BAND
2.65 6.04 9.32 6.61 7.60 4.98 3.00 1.94 0.63 0.62 0.53 1.97 1.08 0.77 2.21 2.90 7.01 3.41 20.41 16.34
CUM.
2.65 8.69 18.01 24.62 32.22 37.20 40.20 42.14 42.77 43.39 43.92 45.89 46.97 47.74 49.94 52.84 59.84 63.25 83.66 100.00
PERCENTAGE f
F
1 4 2 3 1 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 13
1 5 7 10 11 11 11 12 12 12 13 13 13 13 13 13 13 13 13 13
BAND
7.69 30.77 15.38 23.08 7.69 0.00 0.00 7.69 0.00 0.00 7.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
7.69 38.46 53.85 76.92 84.62 84.62 84.62 92.31 92.31 92.31 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
1.85 182.87 52.75 511.17 438.47 0.00 0.00 5.50 0.00 0.00 25.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,217.86
RP
1.85 184.72 237.47 748.64 1,187.10 1,187.10 1,187.10 1,192.60 1,192.60 1,192.60 1,217.86 1,217.86 1,217.86 1,217.86 1,217.86 1,217.86 1,217.86 1,217.86 1,217.86 1,217.86
BAND
0.15 15.02 4.33 41.97 36.00 0.00 0.00 0.45 0.00 0.00 2.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.15 15.17 19.50 61.47 97.47 97.47 97.47 97.93 97.93 97.93 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
1.08 46.58 8.71 119.04 88.85 0.00 0.00 4.36 0.00 0.00 73.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
1.08 32.73 20.30 46.81 56.72 49.13 45.46 43.57 42.93 42.32 42.69 40.86 39.92 39.28 37.54 35.48 31.33 29.64 22.41 18.75 18.75
Page 122 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
8,674 9,099 12,580 6,647 6,012 2,411 1,646 1,153 703 362 291 395 249 340 202 336 304 111 53 24 51,592
F
8,674 17,773 30,353 37,000 43,012 45,423 47,069 48,222 48,925 49,287 49,578 49,973 50,222 50,562 50,764 51,100 51,404 51,515 51,568 51,592
BAND
CUM.
16.81 16.81 17.64 34.45 24.38 58.83 12.88 71.72 11.65 83.37 4.67 88.04 3.19 91.23 2.23 93.47 1.36 94.83 0.70 95.53 0.56 96.10 0.77 96.86 0.48 97.34 0.66 98.00 0.39 98.40 0.65 99.05 0.59 99.64 0.22 99.85 0.10 99.95 0.05 100.00
PERCENTAGE rp
2,545.09 1,993.57 4,775.02 4,466.14 6,142.26 3,726.60 3,981.39 3,534.89 2,790.06 1,741.92 1,783.26 2,707.82 1,957.92 3,651.90 3,000.50 6,833.33 9,998.03 3,115.03 1,832.09 1,639.34 72,216.17
RP
2,545.09 4,538.66 9,313.68 13,779.81 19,922.07 23,648.67 27,630.06 31,164.96 33,955.02 35,696.94 37,480.19 40,188.01 42,145.94 45,797.84 48,798.34 55,631.68 65,629.71 68,744.74 70,576.83 72,216.17
BAND
CUM.
3.52 3.52 2.76 6.28 6.61 12.90 6.18 19.08 8.51 27.59 5.16 32.75 5.51 38.26 4.89 43.16 3.86 47.02 2.41 49.43 2.47 51.90 3.75 55.65 2.71 58.36 5.06 63.42 4.15 67.57 9.46 77.03 13.84 90.88 4.31 95.19 2.54 97.73 2.27 100.00
PERCENTAGE f
15 12 12 10 13 3 12 8 1 1 1 4 3 3 12 11 13 6 7 3 150
F
15 27 39 49 62 65 77 85 86 87 88 92 95 98 110 121 134 140 147 150
BAND
CUM.
PERCENTAGE rp
10.00 10.00 1,900.63 8.00 18.00 646.19 8.00 26.00 511.78 6.67 32.67 1,015.88 8.67 41.33 805.81 2.00 43.33 51.04 8.00 51.33 1,996.26 5.33 56.67 1,142.85 0.67 57.33 5.90 0.67 58.00 823.13 0.67 58.67 91.05 2.67 61.33 359.69 2.00 63.33 69.04 2.00 65.33 85.80 8.00 73.33 107.61 7.33 80.67 1,123.19 8.67 89.33 872.93 4.00 93.33 290.31 4.67 98.00 16,992.54 2.00 100.00 1,197.09 30,088.72
RP
1,900.63 2,546.82 3,058.60 4,074.48 4,880.29 4,931.33 6,927.59 8,070.44 8,076.34 8,899.46 8,990.51 9,350.20 9,419.24 9,505.04 9,612.65 10,735.84 11,608.77 11,899.08 28,891.63 30,088.72
BAND
6.32 2.15 1.70 3.38 2.68 0.17 6.63 3.80 0.02 2.74 0.30 1.20 0.23 0.29 0.36 3.73 2.90 0.96 56.47 3.98
CUM.
6.32 8.46 10.17 13.54 16.22 16.39 23.02 26.82 26.84 29.58 29.88 31.08 31.30 31.59 31.95 35.68 38.58 39.55 96.02 100.00
PERCENTAGE BAND
74.68 32.41 10.72 22.75 13.12 1.37 50.14 32.33 0.21 47.25 5.11 13.28 3.53 2.35 3.59 16.44 8.73 9.32 927.49 73.02
CUM
74.68 56.11 32.84 29.57 24.50 20.85 25.07 25.90 23.79 24.93 23.99 23.27 22.35 20.75 19.70 19.30 17.69 17.31 40.94 41.66 41.66
Page 123 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,983 4,601 4,514 2,134 1,935 750 610 419 258 134 116 112 94 105 77 125 52 24 14 9 20,066
F
3,983 8,584 13,098 15,232 17,167 17,917 18,527 18,946 19,204 19,338 19,454 19,566 19,660 19,765 19,842 19,967 20,019 20,043 20,057 20,066
BAND
CUM.
19.85 19.85 22.93 42.78 22.50 65.27 10.63 75.91 9.64 85.55 3.74 89.29 3.04 92.33 2.09 94.42 1.29 95.70 0.67 96.37 0.58 96.95 0.56 97.51 0.47 97.98 0.52 98.50 0.38 98.88 0.62 99.51 0.26 99.77 0.12 99.89 0.07 99.96 0.04 100.00
PERCENTAGE rp
514.59 824.56 1,412.63 1,215.50 1,910.29 1,130.63 1,237.06 1,029.83 648.63 446.41 289.91 446.18 415.55 396.83 478.18 1,079.74 1,391.90 1,969.82 1,441.26 426.13 18,705.66
RP
514.59 1,339.16 2,751.79 3,967.29 5,877.58 7,008.21 8,245.27 9,275.11 9,923.74 10,370.16 10,660.06 11,106.25 11,521.80 11,918.63 12,396.81 13,476.55 14,868.45 16,838.27 18,279.53 18,705.66
BAND
2.75 4.41 7.55 6.50 10.21 6.04 6.61 5.51 3.47 2.39 1.55 2.39 2.22 2.12 2.56 5.77 7.44 10.53 7.70 2.28
CUM.
2.75 7.16 14.71 21.21 31.42 37.47 44.08 49.58 53.05 55.44 56.99 59.37 61.60 63.72 66.27 72.05 79.49 90.02 97.72 100.00
PERCENTAGE f
F
4 2 9 1 6 2 5 4 0 0 1 1 0 2 1 1 2 2 0 1 44
BAND
CUM.
4 9.09 9.09 6 4.55 13.64 15 20.45 34.09 16 2.27 36.36 22 13.64 50.00 24 4.55 54.55 29 11.36 65.91 33 9.09 75.00 33 0.00 75.00 33 0.00 75.00 34 2.27 77.27 35 2.27 79.55 35 0.00 79.55 37 4.55 84.09 38 2.27 86.36 39 2.27 88.64 41 4.55 93.18 43 4.55 97.73 43 0.00 97.73 44 2.27 100.00
PERCENTAGE rp
52.79 6.12 879.43 55.16 949.68 619.77 557.84 1,664.57 0.00 0.00 68.64 8.00 0.00 41.75 28.99 348.58 36.63 1,083.52 0.00 12.19 6,413.66
RP
52.79 58.91 938.34 993.50 1,943.18 2,562.95 3,120.79 4,785.37 4,785.37 4,785.37 4,854.00 4,862.00 4,862.00 4,903.75 4,932.75 5,281.32 5,317.95 6,401.48 6,401.48 6,413.66
BAND
CUM.
0.82 0.82 0.10 0.92 13.71 14.63 0.86 15.49 14.81 30.30 9.66 39.96 8.70 48.66 25.95 74.61 0.00 74.61 0.00 74.61 1.07 75.68 0.12 75.81 0.00 75.81 0.65 76.46 0.45 76.91 5.43 82.34 0.57 82.92 16.89 99.81 0.00 99.81 0.19 100.00
PERCENTAGE BAND
10.26 0.74 62.25 4.54 49.71 54.82 45.09 161.64 0.00 0.00 23.68 1.79 0.00 10.52 6.06 32.28 2.63 55.01 0.00 2.86
CUM
10.26 4.40 34.10 25.04 33.06 36.57 37.85 51.59 48.22 46.15 45.53 43.78 42.20 41.14 39.79 39.19 35.77 38.02 35.02 34.29 34.29
Page 124 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
RIAU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,466 5,122 5,950 3,046 2,545 913 625 410 230 127 102 104 84 91 59 107 111 66 40 7 24,205
F
4,466 9,588 15,538 18,584 21,129 22,042 22,667 23,077 23,307 23,434 23,536 23,640 23,724 23,815 23,874 23,981 24,092 24,158 24,198 24,205
BAND
CUM.
18.45 18.45 21.16 39.61 24.58 64.19 12.58 76.78 10.51 87.29 3.77 91.06 2.58 93.65 1.69 95.34 0.95 96.29 0.52 96.81 0.42 97.24 0.43 97.67 0.35 98.01 0.38 98.39 0.24 98.63 0.44 99.07 0.46 99.53 0.27 99.81 0.17 99.97 0.03 100.00
PERCENTAGE rp
1,051.83 1,330.57 3,198.31 3,105.65 3,863.10 2,022.54 1,926.70 1,511.76 1,144.40 723.21 680.93 842.31 689.91 1,140.22 503.55 1,900.65 5,158.00 3,009.99 3,224.20 135.78 37,163.61
RP
1,051.83 2,382.40 5,580.71 8,686.36 12,549.46 14,571.99 16,498.69 18,010.46 19,154.85 19,878.06 20,558.99 21,401.31 22,091.22 23,231.43 23,734.98 25,635.63 30,793.63 33,803.63 37,027.83 37,163.61
BAND
2.83 3.58 8.61 8.36 10.39 5.44 5.18 4.07 3.08 1.95 1.83 2.27 1.86 3.07 1.35 5.11 13.88 8.10 8.68 0.37
CUM.
2.83 6.41 15.02 23.37 33.77 39.21 44.39 48.46 51.54 53.49 55.32 57.59 59.44 62.51 63.87 68.98 82.86 90.96 99.63 100.00
PERCENTAGE f
F
7 10 14 7 29 2 2 1 0 2 1 4 1 0 1 2 7 0 3 0 93
BAND
7 17 31 38 67 69 71 72 72 74 75 79 80 80 81 83 90 90 93 93
CUM.
7.53 7.53 10.75 18.28 15.05 33.33 7.53 40.86 31.18 72.04 2.15 74.19 2.15 76.34 1.08 77.42 0.00 77.42 2.15 79.57 1.08 80.65 4.30 84.95 1.08 86.02 0.00 86.02 1.08 87.10 2.15 89.25 7.53 96.77 0.00 96.77 3.23 100.00 0.00 100.00
PERCENTAGE rp
166.38 679.72 1,184.51 1,132.36 1,281.03 630.72 718.02 4.00 0.00 178.55 41.37 4,047.20 2,153.32 0.00 11.85 378.46 345.02 0.00 5,763.88 0.00 18,716.41
RP
166.38 846.10 2,030.61 3,162.96 4,444.00 5,074.72 5,792.75 5,796.75 5,796.75 5,975.29 6,016.67 10,063.87 12,217.19 12,217.19 12,229.04 12,607.50 12,952.53 12,952.53 18,716.41 18,716.41
BAND
CUM.
0.89 0.89 3.63 4.52 6.33 10.85 6.05 16.90 6.84 23.74 3.37 27.11 3.84 30.95 0.02 30.97 0.00 30.97 0.95 31.93 0.22 32.15 21.62 53.77 11.50 65.28 0.00 65.28 0.06 65.34 2.02 67.36 1.84 69.20 0.00 69.20 30.80 100.00 0.00 100.00
PERCENTAGE BAND
15.82 51.08 37.04 36.46 33.16 31.18 37.27 0.26 0.00 24.69 6.08 480.49 312.12 0.00 2.35 19.91 6.69 0.00 178.77 0.00
CUM
15.82 35.51 36.39 36.41 35.41 34.83 35.11 32.19 30.26 30.06 29.27 47.02 55.30 52.59 51.52 49.18 42.06 38.32 50.55 50.36 50.36
Page 125 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,310 1,879 2,015 891 778 324 201 135 78 41 35 36 24 28 14 35 24 21 9 4 8,882
F
2,310 4,189 6,204 7,095 7,873 8,197 8,398 8,533 8,611 8,652 8,687 8,723 8,747 8,775 8,789 8,824 8,848 8,869 8,878 8,882
BAND
26.01 21.16 22.69 10.03 8.76 3.65 2.26 1.52 0.88 0.46 0.39 0.41 0.27 0.32 0.16 0.39 0.27 0.24 0.10 0.05
CUM.
26.01 47.16 69.85 79.88 88.64 92.29 94.55 96.07 96.95 97.41 97.80 98.21 98.48 98.80 98.95 99.35 99.62 99.85 99.95 100.00
PERCENTAGE rp
RP
593.78 593.78 555.16 1,148.94 1,187.71 2,336.65 922.40 3,259.05 1,097.11 4,356.16 686.04 5,042.20 556.39 5,598.58 467.52 6,066.11 436.69 6,502.79 211.93 6,714.72 278.54 6,993.27 396.55 7,389.82 209.65 7,599.47 416.60 8,016.07 191.96 8,208.03 811.59 9,019.62 945.23 9,964.85 725.15 10,689.99 399.19 11,089.19 161.71 11,250.89 11,250.89
BAND
5.28 4.93 10.56 8.20 9.75 6.10 4.95 4.16 3.88 1.88 2.48 3.52 1.86 3.70 1.71 7.21 8.40 6.45 3.55 1.44
PERCENTAGE
CUM.
f
F
5.28 10.21 20.77 28.97 38.72 44.82 49.76 53.92 57.80 59.68 62.16 65.68 67.55 71.25 72.95 80.17 88.57 95.01 98.56 100.00
7 4 10 3 0 2 2 2 0 0 1 0 0 0 1 1 2 2 0 0
7 11 21 24 24 26 28 30 30 30 31 31 31 31 32 33 35 37 37 37
37
BAND
CUM.
18.92 18.92 10.81 29.73 27.03 56.76 8.11 64.86 0.00 64.86 5.41 70.27 5.41 75.68 5.41 81.08 0.00 81.08 0.00 81.08 2.70 83.78 0.00 83.78 0.00 83.78 0.00 83.78 2.70 86.49 2.70 89.19 5.41 94.59 5.41 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
175.15 172.80 914.39 256.40 0.00 97.21 183.91 511.55 0.00 0.00 68.64 0.00 0.00 0.00 17.94 90.00 182.36 120.00 0.00 0.00 2,790.35
RP
175.15 347.96 1,262.35 1,518.75 1,518.75 1,615.95 1,799.87 2,311.41 2,311.41 2,311.41 2,380.05 2,380.05 2,380.05 2,380.05 2,397.99 2,487.99 2,670.35 2,790.35 2,790.35 2,790.35
BAND
CUM.
6.28 6.28 6.19 12.47 32.77 45.24 9.19 54.43 0.00 54.43 3.48 57.91 6.59 64.50 18.33 82.84 0.00 82.84 0.00 82.84 2.46 85.30 0.00 85.30 0.00 85.30 0.00 85.30 0.64 85.94 3.23 89.16 6.54 95.70 4.30 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
29.50 31.13 76.99 27.80 0.00 14.17 33.05 109.42 0.00 0.00 24.64 0.00 0.00 0.00 9.34 11.09 19.29 16.55 0.00 0.00
CUM
29.50 30.29 54.02 46.60 34.86 32.05 32.15 38.10 35.54 34.42 34.03 32.21 31.32 29.69 29.22 27.58 26.80 26.10 25.16 24.80 24.80
Page 126 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,380 3,496 4,223 2,090 1,736 777 579 401 193 102 79 65 57 59 61 70 58 29 18 9 17,482
F
3,380 6,876 11,099 13,189 14,925 15,702 16,281 16,682 16,875 16,977 17,056 17,121 17,178 17,237 17,298 17,368 17,426 17,455 17,473 17,482
BAND
CUM.
19.33 19.33 20.00 39.33 24.16 63.49 11.96 75.44 9.93 85.37 4.44 89.82 3.31 93.13 2.29 95.42 1.10 96.53 0.58 97.11 0.45 97.56 0.37 97.94 0.33 98.26 0.34 98.60 0.35 98.95 0.40 99.35 0.33 99.68 0.17 99.85 0.10 99.95 0.05 100.00
PERCENTAGE rp
1,525.84 710.75 1,877.48 1,545.91 2,192.58 1,330.26 1,628.88 1,430.33 832.33 664.12 510.20 407.56 451.88 566.47 802.03 1,369.03 1,672.36 1,150.56 1,389.87 356.87 22,415.32
RP
1,525.84 2,236.59 4,114.07 5,659.97 7,852.55 9,182.81 10,811.69 12,242.02 13,074.36 13,738.48 14,248.68 14,656.24 15,108.12 15,674.59 16,476.62 17,845.66 19,518.02 20,668.58 22,058.45 22,415.32
BAND
6.81 3.17 8.38 6.90 9.78 5.93 7.27 6.38 3.71 2.96 2.28 1.82 2.02 2.53 3.58 6.11 7.46 5.13 6.20 1.59
PERCENTAGE
CUM.
f
6.81 9.98 18.35 25.25 35.03 40.97 48.23 54.61 58.33 61.29 63.57 65.38 67.40 69.93 73.51 79.61 87.07 92.21 98.41 100.00
22 19 19 15 27 10 15 5 3 1 2 0 1 1 2 2 1 4 1 0 150
F
22 41 60 75 102 112 127 132 135 136 138 138 139 140 142 144 145 149 150 150
BAND
CUM.
PERCENTAGE rp
14.67 14.67 2,332.17 12.67 27.33 1,672.49 12.67 40.00 2,724.90 10.00 50.00 3,093.61 18.00 68.00 8,655.86 6.67 74.67 5,558.21 10.00 84.67 10,996.70 3.33 88.00 2,790.17 2.00 90.00 5,375.53 0.67 90.67 1,710.00 1.33 92.00 2,639.09 0.00 92.00 0.00 0.67 92.67 37.56 0.67 93.33 27.15 1.33 94.67 66.41 1.33 96.00 84.85 0.67 96.67 2.61 2.67 99.33 2,938.41 0.67 100.00 226.80 0.00 100.00 0.00 50,932.52
RP
2,332.17 4,004.66 6,729.56 9,823.17 18,479.03 24,037.24 35,033.94 37,824.11 43,199.64 44,909.64 47,548.73 47,548.73 47,586.29 47,613.44 47,679.85 47,764.70 47,767.31 50,705.72 50,932.52 50,932.52
BAND
CUM.
4.58 4.58 3.28 7.86 5.35 13.21 6.07 19.29 16.99 36.28 10.91 47.19 21.59 68.79 5.48 74.26 10.55 84.82 3.36 88.17 5.18 93.36 0.00 93.36 0.07 93.43 0.05 93.48 0.13 93.61 0.17 93.78 0.01 93.79 5.77 99.55 0.45 100.00 0.00 100.00
PERCENTAGE BAND
152.84 235.31 145.14 200.12 394.78 417.83 675.11 195.07 645.84 257.48 517.27 0.00 8.31 4.79 8.28 6.20 0.16 255.39 16.32 0.00
CUM
152.84 179.05 163.57 173.56 235.33 261.76 324.04 308.97 330.42 326.89 333.71 324.43 314.97 303.76 289.38 267.65 244.73 245.33 230.90 227.22 227.22
Page 127 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 1,593 75 1,343 956 150 367 250 310 400 115 625 71 875 44 1,250 33 1,750 17 2,250 11 2,750 14 3,500 11 4,500 21 6,250 7 8,750 11 15,000 11 35,000 6 75,000 1 300,000 0 4,942
F
1,593 2,936 3,892 4,259 4,569 4,684 4,755 4,799 4,832 4,849 4,860 4,874 4,885 4,906 4,913 4,924 4,935 4,941 4,942 4,942
BAND
CUM.
32.23 32.23 27.18 59.41 19.34 78.75 7.43 86.18 6.27 92.45 2.33 94.78 1.44 96.22 0.89 97.11 0.67 97.77 0.34 98.12 0.22 98.34 0.28 98.62 0.22 98.85 0.42 99.27 0.14 99.41 0.22 99.64 0.22 99.86 0.12 99.98 0.02 100.00 0.00 100.00
PERCENTAGE rp
234.96 401.07 589.56 387.89 568.28 246.97 197.33 172.95 140.60 57.82 30.22 109.80 57.30 157.80 99.05 243.89 572.62 273.31 41.31 0.00 4,582.75
RP
234.96 636.03 1,225.60 1,613.49 2,181.77 2,428.75 2,626.08 2,799.03 2,939.63 2,997.45 3,027.67 3,137.47 3,194.77 3,352.57 3,451.62 3,695.51 4,268.13 4,541.44 4,582.75 4,582.75
BAND
5.13 8.75 12.86 8.46 12.40 5.39 4.31 3.77 3.07 1.26 0.66 2.40 1.25 3.44 2.16 5.32 12.50 5.96 0.90 0.00
CUM.
5.13 13.88 26.74 35.21 47.61 53.00 57.30 61.08 64.15 65.41 66.07 68.46 69.71 73.16 75.32 80.64 93.13 99.10 100.00 100.00
PERCENTAGE f
F
4 2 2 1 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 11
4 6 8 9 10 10 10 10 11 11 11 11 11 11 11 11 11 11 11 11
BAND
36.36 18.18 18.18 9.09 9.09 0.00 0.00 0.00 9.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
36.36 54.55 72.73 81.82 90.91 90.91 90.91 90.91 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
96.00 100.00 246.00 209.81 2.50 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 664.31
RP
96.00 196.00 442.00 651.81 654.31 654.31 654.31 654.31 664.31 664.31 664.31 664.31 664.31 664.31 664.31 664.31 664.31 664.31 664.31 664.31
BAND
14.45 15.05 37.03 31.58 0.38 0.00 0.00 0.00 1.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
14.45 29.50 66.54 98.12 98.49 98.49 98.49 98.49 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
40.86 24.93 41.73 54.09 0.44 0.00 0.00 0.00 7.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
40.86 30.82 36.06 40.40 29.99 26.94 24.92 23.38 22.60 22.16 21.94 21.17 20.79 19.81 19.25 17.98 15.56 14.63 14.50 14.50 14.50
Page 128 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,526 2,797 2,682 1,311 1,348 581 484 344 209 124 64 101 70 99 89 117 86 25 16 5 13,078
F
2,526 5,323 8,005 9,316 10,664 11,245 11,729 12,073 12,282 12,406 12,470 12,571 12,641 12,740 12,829 12,946 13,032 13,057 13,073 13,078
BAND
CUM.
19.31 19.31 21.39 40.70 20.51 61.21 10.02 71.23 10.31 81.54 4.44 85.98 3.70 89.68 2.63 92.32 1.60 93.91 0.95 94.86 0.49 95.35 0.77 96.12 0.54 96.66 0.76 97.42 0.68 98.10 0.89 98.99 0.66 99.65 0.19 99.84 0.12 99.96 0.04 100.00
PERCENTAGE rp
495.94 508.77 1,052.58 895.03 1,509.66 994.87 1,083.23 1,040.52 791.20 482.14 262.93 667.59 472.79 1,040.14 1,051.30 2,602.44 8,742.68 1,417.22 202.64 59.57 25,373.26
RP
495.94 1,004.71 2,057.29 2,952.32 4,461.98 5,456.85 6,540.08 7,580.60 8,371.80 8,853.94 9,116.88 9,784.47 10,257.26 11,297.41 12,348.71 14,951.14 23,693.83 25,111.05 25,313.70 25,373.26
BAND
1.95 2.01 4.15 3.53 5.95 3.92 4.27 4.10 3.12 1.90 1.04 2.63 1.86 4.10 4.14 10.26 34.46 5.59 0.80 0.23
CUM.
1.95 3.96 8.11 11.64 17.59 21.51 25.78 29.88 32.99 34.89 35.93 38.56 40.43 44.52 48.67 58.92 93.38 98.97 99.77 100.00
PERCENTAGE f
F
2 1 1 1 1 1 1 5 5 2 3 2 2 9 5 4 4 0 0 0 49
2 3 4 5 6 7 8 13 18 20 23 25 27 36 41 45 49 49 49 49
BAND
4.08 2.04 2.04 2.04 2.04 2.04 2.04 10.20 10.20 4.08 6.12 4.08 4.08 18.37 10.20 8.16 8.16 0.00 0.00 0.00
CUM.
4.08 6.12 8.16 10.20 12.24 14.29 16.33 26.53 36.73 40.82 46.94 51.02 55.10 73.47 83.67 91.84 100.00 100.00 100.00 100.00
PERCENTAGE rp
45.01 60.00 82.75 577.92 11.58 540.88 747.92 742.49 302.97 144.85 263.95 40.30 93.49 322.96 242.41 367.55 192.61 0.00 0.00 0.00 4,779.64
RP
45.01 105.01 187.76 765.68 777.26 1,318.14 2,066.06 2,808.55 3,111.52 3,256.37 3,520.32 3,560.62 3,654.12 3,977.07 4,219.48 4,587.03 4,779.64 4,779.64 4,779.64 4,779.64
BAND
0.94 1.26 1.73 12.09 0.24 11.32 15.65 15.53 6.34 3.03 5.52 0.84 1.96 6.76 5.07 7.69 4.03 0.00 0.00 0.00
CUM.
0.94 2.20 3.93 16.02 16.26 27.58 43.23 58.76 65.10 68.13 73.65 74.50 76.45 83.21 88.28 95.97 100.00 100.00 100.00 100.00
PERCENTAGE BAND
9.08 11.79 7.86 64.57 0.77 54.37 69.04 71.36 38.29 30.04 100.39 6.04 19.77 31.05 23.06 14.12 2.20 0.00 0.00 0.00
CUM
9.08 10.45 9.13 25.93 17.42 24.16 31.59 37.05 37.17 36.78 38.61 36.39 35.62 35.20 34.17 30.68 20.17 19.03 18.88 18.84 18.84
Page 129 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
18,324 19,543 34,414 25,556 31,742 16,207 11,679 8,393 4,625 2,478 1,922 2,110 1,383 1,568 1,026 1,588 1,233 508 679 189 185,167
F
18,324 37,867 72,281 97,837 129,579 145,786 157,465 165,858 170,483 172,961 174,883 176,993 178,376 179,944 180,970 182,558 183,791 184,299 184,978 185,167
BAND
9.90 10.55 18.59 13.80 17.14 8.75 6.31 4.53 2.50 1.34 1.04 1.14 0.75 0.85 0.55 0.86 0.67 0.27 0.37 0.10
CUM.
9.90 20.45 39.04 52.84 69.98 78.73 85.04 89.57 92.07 93.41 94.45 95.59 96.33 97.18 97.73 98.59 99.26 99.53 99.90 100.00
PERCENTAGE rp
9,602.20 3,959.98 10,736.09 12,403.32 23,967.67 18,121.43 19,114.15 19,840.61 15,477.35 9,867.33 8,708.72 12,809.91 9,538.55 13,272.95 17,086.36 23,043.64 24,797.84 15,191.06 29,913.12 291,148.06 588,600.34
RP
9,602.20 13,562.18 24,298.28 36,701.59 60,669.26 78,790.69 97,904.84 117,745.45 133,222.80 143,090.13 151,798.86 164,608.76 174,147.32 187,420.27 204,506.63 227,550.27 252,348.11 267,539.16 297,452.28 588,600.34
BAND
CUM.
1.63 1.63 0.67 2.30 1.82 4.13 2.11 6.24 4.07 10.31 3.08 13.39 3.25 16.63 3.37 20.00 2.63 22.63 1.68 24.31 1.48 25.79 2.18 27.97 1.62 29.59 2.26 31.84 2.90 34.74 3.91 38.66 4.21 42.87 2.58 45.45 5.08 50.54 49.46 100.00
PERCENTAGE f
F
BAND
CUM.
88 88 7.38 7.38 44 132 3.69 11.07 94 226 7.89 18.96 20 246 1.68 20.64 64 310 5.37 26.01 56 366 4.70 30.70 29 395 2.43 33.14 40 435 3.36 36.49 23 458 1.93 38.42 24 482 2.01 40.44 18 500 1.51 41.95 29 529 2.43 44.38 15 544 1.26 45.64 37 581 3.10 48.74 20 601 1.68 50.42 56 657 4.70 55.12 219 876 18.37 73.49 51 927 4.28 77.77 150 1,077 12.58 90.35 115 1,192 9.65 100.00 1,192
PERCENTAGE rp
3,868.05 2,347.14 7,038.33 1,693.31 6,433.44 6,403.92 1,689.68 6,101.55 21,307.92 2,441.92 2,437.36 4,611.49 1,812.71 10,146.93 1,955.86 10,139.29 14,066.67 15,807.94 24,327.01 52,118.09 196,748.59
RP
3,868.05 6,215.19 13,253.52 14,946.83 21,380.26 27,784.19 29,473.87 35,575.42 56,883.34 59,325.25 61,762.61 66,374.10 68,186.80 78,333.73 80,289.59 90,428.88 104,495.54 120,303.48 144,630.50 196,748.59
BAND
1.97 1.19 3.58 0.86 3.27 3.25 0.86 3.10 10.83 1.24 1.24 2.34 0.92 5.16 0.99 5.15 7.15 8.03 12.36 26.49
CUM.
PERCENTAGE BAND
1.97 40.28 3.16 59.27 6.74 65.56 7.60 13.65 10.87 26.84 14.12 35.34 14.98 8.84 18.08 30.75 28.91 137.67 30.15 24.75 31.39 27.99 33.74 36.00 34.66 19.00 39.81 76.45 40.81 11.45 45.96 44.00 53.11 56.73 61.15 104.06 73.51 81.33 100.00 17.90
CUM
40.28 45.83 54.55 40.73 35.24 35.26 30.10 30.21 42.70 41.46 40.69 40.32 39.15 41.80 39.26 39.74 41.41 44.97 48.62 33.43 33.43
Page 130 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
25,540 25,121 23,816 11,614 11,049 5,268 3,734 2,795 1,612 1,011 779 932 713 984 694 1,265 1,073 546 598 136 119,280
F
25,540 50,661 74,477 86,091 97,140 102,408 106,142 108,937 110,549 111,560 112,339 113,271 113,984 114,968 115,662 116,927 118,000 118,546 119,144 119,280
BAND
CUM.
21.41 21.41 21.06 42.47 19.97 62.44 9.74 72.18 9.26 81.44 4.42 85.86 3.13 88.99 2.34 91.33 1.35 92.68 0.85 93.53 0.65 94.18 0.78 94.96 0.60 95.56 0.82 96.38 0.58 96.97 1.06 98.03 0.90 98.93 0.46 99.38 0.50 99.89 0.11 100.00
PERCENTAGE rp
9,377.10 5,371.13 9,344.49 7,783.20 11,146.40 8,017.82 8,129.65 7,987.41 6,002.15 4,799.23 4,115.88 5,615.97 5,071.03 8,599.42 7,477.47 17,886.80 24,357.49 15,164.94 27,251.81 13,617.65 207,117.05
RP
9,377.10 14,748.24 24,092.73 31,875.93 43,022.33 51,040.15 59,169.80 67,157.21 73,159.36 77,958.59 82,074.47 87,690.43 92,761.47 101,360.89 108,838.36 126,725.16 151,082.65 166,247.58 193,499.40 207,117.05
BAND
4.53 2.59 4.51 3.76 5.38 3.87 3.93 3.86 2.90 2.32 1.99 2.71 2.45 4.15 3.61 8.64 11.76 7.32 13.16 6.57
CUM.
4.53 7.12 11.63 15.39 20.77 24.64 28.57 32.42 35.32 37.64 39.63 42.34 44.79 48.94 52.55 61.19 72.95 80.27 93.43 100.00
PERCENTAGE f
F
61 35 35 8 30 19 3 17 14 8 12 18 10 19 19 72 44 60 48 20 552
61 96 131 139 169 188 191 208 222 230 242 260 270 289 308 380 424 484 532 552
BAND
CUM.
11.05 11.05 6.34 17.39 6.34 23.73 1.45 25.18 5.43 30.62 3.44 34.06 0.54 34.60 3.08 37.68 2.54 40.22 1.45 41.67 2.17 43.84 3.26 47.10 1.81 48.91 3.44 52.36 3.44 55.80 13.04 68.84 7.97 76.81 10.87 87.68 8.70 96.38 3.62 100.00
PERCENTAGE rp
3,635.46 849.12 640.41 1,265.16 4,667.15 4,499.02 26.97 2,593.30 760.32 4,063.72 2,716.95 7,925.03 3,736.57 7,492.25 2,130.07 9,435.89 39,794.63 20,039.08 28,668.11 6,769.11 94,372.10
RP
3,635.46 4,484.58 5,124.99 6,390.15 11,057.30 15,556.32 15,583.29 18,176.58 18,936.91 23,000.63 25,717.58 33,642.60 37,379.18 44,871.42 47,001.49 56,437.39 96,232.02 116,271.10 87,602.99 94,372.10
BAND
CUM.
3.85 3.85 0.90 4.75 0.68 5.43 1.34 6.77 4.95 11.72 4.77 16.48 0.03 16.51 2.75 19.26 0.81 20.07 4.31 24.37 2.88 27.25 8.40 35.65 3.96 39.61 7.94 47.55 2.26 49.80 10.00 59.80 42.17 101.97 21.23 123.20 30.38 92.83 7.17 100.00
PERCENTAGE BAND
CUM.
38.77 15.81 6.85 16.26 41.87 56.11 0.33 32.47 12.67 84.67 66.01 141.12 73.68 87.13 28.49 52.75 163.38 132.14 105.20 49.71
38.77 30.41 21.27 20.05 25.70 30.48 26.34 27.07 25.88 29.50 31.33 38.37 40.30 44.27 43.18 44.54 63.69 69.94 45.27 45.56 45.56
Page 131 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
20,268 13,994 10,774 5,037 5,246 2,759 1,922 1,579 934 549 425 446 291 395 263 427 322 157 149 31 65,968
F
20,268 34,262 45,036 50,073 55,319 58,078 60,000 61,579 62,513 63,062 63,487 63,933 64,224 64,619 64,882 65,309 65,631 65,788 65,937 65,968
BAND
CUM.
30.72 30.72 21.21 51.94 16.33 68.27 7.64 75.90 7.95 83.86 4.18 88.04 2.91 90.95 2.39 93.35 1.42 94.76 0.83 95.59 0.64 96.24 0.68 96.92 0.44 97.36 0.60 97.96 0.40 98.35 0.65 99.00 0.49 99.49 0.24 99.73 0.23 99.95 0.05 100.00
PERCENTAGE rp
4,173.34 3,114.12 4,588.50 3,583.89 5,737.72 4,469.27 4,380.40 4,864.03 3,790.37 2,674.35 2,315.30 3,051.23 2,651.24 4,553.22 3,164.69 7,495.85 8,060.24 5,659.29 4,712.84 440.88 83,480.76
RP
4,173.34 7,287.46 11,875.96 15,459.85 21,197.57 25,666.84 30,047.23 34,911.27 38,701.64 41,375.99 43,691.29 46,742.52 49,393.76 53,946.98 57,111.67 64,607.52 72,667.76 78,327.05 83,039.88 83,480.76
BAND
CUM.
5.00 5.00 3.73 8.73 5.50 14.23 4.29 18.52 6.87 25.39 5.35 30.75 5.25 35.99 5.83 41.82 4.54 46.36 3.20 49.56 2.77 52.34 3.66 55.99 3.18 59.17 5.45 64.62 3.79 68.41 8.98 77.39 9.66 87.05 6.78 93.83 5.65 99.47 0.53 100.00
PERCENTAGE f
F
33 7 10 3 6 13 11 13 15 5 15 14 19 14 12 24 34 20 67 1
33 9.82 9.82 40 2.08 11.90 50 2.98 14.88 53 0.89 15.77 59 1.79 17.56 72 3.87 21.43 83 3.27 24.70 96 3.87 28.57 111 4.46 33.04 116 1.49 34.52 131 4.46 38.99 145 4.17 43.15 164 5.65 48.81 178 4.17 52.98 190 3.57 56.55 214 7.14 63.69 248 10.12 73.81 268 5.95 79.76 335 19.94 99.70 336 0.30 100.00
336
BAND
CUM.
PERCENTAGE rp
3,112.74 181.84 365.98 708.50 498.57 1,493.42 1,119.40 1,393.58 202.41 145.24 2,790.75 307.80 21.30 201.12 470.44 1,296.73 7,354.22 965.19 5,073.43 452.59 28,155.26
RP
3,112.74 3,294.59 3,660.57 4,369.07 4,867.63 6,361.05 7,480.46 8,874.04 9,076.45 9,221.69 12,012.43 12,320.23 12,341.53 12,542.65 13,013.09 14,309.82 21,664.04 22,629.23 27,702.67 28,155.26
BAND
CUM.
11.06 11.06 0.65 11.70 1.30 13.00 2.52 15.52 1.77 17.29 5.30 22.59 3.98 26.57 4.95 31.52 0.72 32.24 0.52 32.75 9.91 42.66 1.09 43.76 0.08 43.83 0.71 44.55 1.67 46.22 4.61 50.82 26.12 76.94 3.43 80.37 18.02 98.39 1.61 100.00
PERCENTAGE BAND
74.59 5.84 7.98 19.77 8.69 33.42 25.55 28.65 5.34 5.43 120.53 10.09 0.80 4.42 14.87 17.30 91.24 17.06 107.65 102.66
CUM
74.59 45.21 30.82 28.26 22.96 24.78 24.90 25.42 23.45 22.29 27.49 26.36 24.99 23.25 22.79 22.15 29.81 28.89 33.36 33.73 33.73
Page 132 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,090 1,782 1,496 729 775 427 255 203 127 81 67 57 47 52 30 47 38 13 11 6 8,333
F
2,090 3,872 5,368 6,097 6,872 7,299 7,554 7,757 7,884 7,965 8,032 8,089 8,136 8,188 8,218 8,265 8,303 8,316 8,327 8,333
BAND
CUM.
25.08 25.08 21.38 46.47 17.95 64.42 8.75 73.17 9.30 82.47 5.12 87.59 3.06 90.65 2.44 93.09 1.52 94.61 0.97 95.58 0.80 96.39 0.68 97.07 0.56 97.64 0.62 98.26 0.36 98.62 0.56 99.18 0.46 99.64 0.16 99.80 0.13 99.93 0.07 100.00
PERCENTAGE rp
399.65 329.35 537.11 440.96 793.90 610.97 463.45 480.55 478.62 415.71 344.24 339.89 332.65 655.44 250.84 620.25 627.17 379.06 351.50 148.14 8,999.45
RP
399.65 729.00 1,266.11 1,707.07 2,500.97 3,111.94 3,575.39 4,055.93 4,534.55 4,950.26 5,294.50 5,634.40 5,967.05 6,622.49 6,873.33 7,493.58 8,120.75 8,499.80 8,851.30 8,999.45
BAND
4.44 3.66 5.97 4.90 8.82 6.79 5.15 5.34 5.32 4.62 3.83 3.78 3.70 7.28 2.79 6.89 6.97 4.21 3.91 1.65
PERCENTAGE
CUM.
f
4.44 8.10 14.07 18.97 27.79 34.58 39.73 45.07 50.39 55.01 58.83 62.61 66.30 73.59 76.38 83.27 90.24 94.45 98.35 100.00
1 2 1 5 1 2 3 2 0 2 3 2 4 1 2 3 10 2 32 2 80
F
1 3 4 9 10 12 15 17 17 19 22 24 28 29 31 34 44 46 78 80
BAND
CUM.
1.25 1.25 2.50 3.75 1.25 5.00 6.25 11.25 1.25 12.50 2.50 15.00 3.75 18.75 2.50 21.25 0.00 21.25 2.50 23.75 3.75 27.50 2.50 30.00 5.00 35.00 1.25 36.25 2.50 38.75 3.75 42.50 12.50 55.00 2.50 57.50 40.00 97.50 2.50 100.00
PERCENTAGE rp
0.00 17.10 233.53 18.62 5.97 1.06 34.00 382.50 0.00 34.68 201.71 818.99 992.38 200.00 70.00 11,415.00 15,835.44 2,500.00 16,423.22 16,141.50 65,325.70
RP
0.00 17.10 250.63 269.25 275.22 276.29 310.29 692.79 692.79 727.46 929.17 1,748.16 2,740.54 2,940.54 3,010.54 14,425.54 30,260.97 32,760.97 49,184.20 65,325.70
BAND
CUM.
0.00 0.00 0.03 0.03 0.36 0.38 0.03 0.41 0.01 0.42 0.00 0.42 0.05 0.47 0.59 1.06 0.00 1.06 0.05 1.11 0.31 1.42 1.25 2.68 1.52 4.20 0.31 4.50 0.11 4.61 17.47 22.08 24.24 46.32 3.83 50.15 25.14 75.29 24.71 100.00
PERCENTAGE BAND
0.00 5.19 43.48 4.22 0.75 0.17 7.34 79.60 0.00 8.34 58.60 240.96 298.32 30.51 27.91 1,840.40 2,524.91 659.53 4,672.34 10,896.10
CUM
0.00 2.35 19.80 15.77 11.00 8.88 8.68 17.08 15.28 14.70 17.55 31.03 45.93 44.40 43.80 192.51 372.64 385.43 555.67 725.89 725.89
Page 133 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
18,251 16,058 15,606 8,516 9,070 5,022 3,637 3,000 1,771 1,030 762 929 651 817 524 787 635 241 249 135 87,691
F
18,251 34,309 49,915 58,431 67,501 72,523 76,160 79,160 80,931 81,961 82,723 83,652 84,303 85,120 85,644 86,431 87,066 87,307 87,556 87,691
BAND
20.81 18.31 17.80 9.71 10.34 5.73 4.15 3.42 2.02 1.17 0.87 1.06 0.74 0.93 0.60 0.90 0.72 0.27 0.28 0.15
CUM.
20.81 39.12 56.92 66.63 76.98 82.70 86.85 90.27 92.29 93.47 94.33 95.39 96.14 97.07 97.67 98.56 99.29 99.56 99.85 100.00
PERCENTAGE rp
5,176.57 3,444.55 6,097.65 5,694.28 9,042.77 7,155.92 7,074.60 8,453.07 6,357.87 4,698.31 4,118.48 5,938.16 5,179.48 8,844.60 7,000.20 14,735.66 16,799.32 12,367.54 6,137.13 4,977.28 149,293.43
RP
5,176.57 8,621.12 14,718.77 20,413.04 29,455.82 36,611.74 43,686.34 52,139.41 58,497.28 63,195.59 67,314.06 73,252.22 78,431.70 87,276.31 94,276.51 109,012.17 125,811.49 138,179.02 144,316.15 149,293.43
BAND
3.47 2.31 4.08 3.81 6.06 4.79 4.74 5.66 4.26 3.15 2.76 3.98 3.47 5.92 4.69 9.87 11.25 8.28 4.11 3.33
PERCENTAGE
CUM.
f
F
3.47 5.77 9.86 13.67 19.73 24.52 29.26 34.92 39.18 42.33 45.09 49.07 52.54 58.46 63.15 73.02 84.27 92.56 96.67 100.00
22 11 6 6 9 13 12 11 12 10 4 18 9 12 7 29 34 22 23 6
22 33 39 45 54 67 79 90 102 112 116 134 143 155 162 191 225 247 270 276
276
BAND
7.97 3.99 2.17 2.17 3.26 4.71 4.35 3.99 4.35 3.62 1.45 6.52 3.26 4.35 2.54 10.51 12.32 7.97 8.33 2.17
CUM.
PERCENTAGE rp
7.97 823.98 11.96 288.54 14.13 39.95 16.30 34.61 19.57 1,436.61 24.28 1,669.70 28.62 2,840.32 32.61 1,409.07 36.96 3,419.75 40.58 1,045.73 42.03 156.68 48.55 15,408.80 51.81 4,627.93 56.16 617.85 58.70 595.37 69.20 2,323.00 81.52 1,420.34 89.49 7,065.57 97.83 4,379.08 100.00 12,380.54 61,983.41
RP
823.98 1,112.52 1,152.47 1,187.08 2,623.69 4,293.39 7,133.71 8,542.78 11,962.52 13,008.26 13,164.94 28,573.75 33,201.68 33,819.52 34,414.89 36,737.89 38,158.23 45,223.80 49,602.88 61,983.41
BAND
CUM.
1.33 1.33 0.47 1.79 0.06 1.86 0.06 1.92 2.32 4.23 2.69 6.93 4.58 11.51 2.27 13.78 5.52 19.30 1.69 20.99 0.25 21.24 24.86 46.10 7.47 53.57 1.00 54.56 0.96 55.52 3.75 59.27 2.29 61.56 11.40 72.96 7.06 80.03 19.97 100.00
PERCENTAGE BAND
15.92 8.38 0.66 0.61 15.89 23.33 40.15 16.67 53.79 22.26 3.80 259.49 89.35 6.99 8.51 15.76 8.45 57.13 71.35 248.74
CUM
15.92 12.90 7.83 5.82 8.91 11.73 16.33 16.38 20.45 20.58 19.56 39.01 42.33 38.75 36.50 33.70 30.33 32.73 34.37 41.52 41.52
Page 134 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,850 7,572 5,298 1,724 1,325 415 307 167 92 36 37 40 31 25 25 43 47 15 21 2 24,072
F
6,850 14,422 19,720 21,444 22,769 23,184 23,491 23,658 23,750 23,786 23,823 23,863 23,894 23,919 23,944 23,987 24,034 24,049 24,070 24,072
BAND
CUM.
28.46 28.46 31.46 59.91 22.01 81.92 7.16 89.08 5.50 94.59 1.72 96.31 1.28 97.59 0.69 98.28 0.38 98.66 0.15 98.81 0.15 98.97 0.17 99.13 0.13 99.26 0.10 99.36 0.10 99.47 0.18 99.65 0.20 99.84 0.06 99.90 0.09 99.99 0.01 100.00
PERCENTAGE rp
3,962.66 3,948.95 5,365.81 3,076.67 3,491.32 1,531.37 1,302.72 780.65 710.52 335.23 329.09 349.16 347.83 323.44 340.76 642.88 1,168.06 587.72 201.19 520.69 29,316.71
RP
3,962.66 7,911.61 13,277.41 16,354.08 19,845.40 21,376.77 22,679.49 23,460.14 24,170.66 24,505.88 24,834.98 25,184.14 25,531.96 25,855.40 26,196.17 26,839.05 28,007.11 28,594.83 28,796.02 29,316.71
BAND
13.52 13.47 18.30 10.49 11.91 5.22 4.44 2.66 2.42 1.14 1.12 1.19 1.19 1.10 1.16 2.19 3.98 2.00 0.69 1.78
PERCENTAGE
CUM.
f
F
13.52 26.99 45.29 55.78 67.69 72.92 77.36 80.02 82.45 83.59 84.71 85.90 87.09 88.19 89.36 91.55 95.53 97.54 98.22 100.00
23 49 23 2 7 1 0 1 0 1 0 0 0 0 0 5 0 0 2 0
23 20.18 20.18 72 42.98 63.16 95 20.18 83.33 97 1.75 85.09 104 6.14 91.23 105 0.88 92.11 105 0.00 92.11 106 0.88 92.98 106 0.00 92.98 107 0.88 93.86 107 0.00 93.86 107 0.00 93.86 107 0.00 93.86 107 0.00 93.86 107 0.00 93.86 112 4.39 98.25 112 0.00 98.25 112 0.00 98.25 114 1.75 100.00 114 0.00 100.00
114
BAND
CUM.
PERCENTAGE rp
882.57 3,212.61 2,409.22 163.84 1,441.96 13.00 0.00 440.21 0.00 3.25 0.00 0.00 0.00 0.00 0.00 521.65 0.00 0.00 14,121.16 0.00
RP
882.57 4,095.17 6,504.39 6,668.23 8,110.19 8,123.19 8,123.19 8,563.39 8,563.39 8,566.64 8,566.64 8,566.64 8,566.64 8,566.64 8,566.64 9,088.30 9,088.30 9,088.30 23,209.45 23,209.45
BAND
3.80 13.84 10.38 0.71 6.21 0.06 0.00 1.90 0.00 0.01 0.00 0.00 0.00 0.00 0.00 2.25 0.00 0.00 60.84 0.00
CUM.
PERCENTAGE BAND
3.80 22.27 17.64 81.35 28.02 44.90 28.73 5.33 34.94 41.30 35.00 0.85 35.00 0.00 36.90 56.39 36.90 0.00 36.91 0.97 36.91 0.00 36.91 0.00 36.91 0.00 36.91 0.00 36.91 0.00 39.16 81.14 39.16 0.00 39.16 0.00 100.00 7,018.75 100.00 0.00
23,209.45
CUM
22.27 51.76 48.99 40.77 40.87 38.00 35.82 36.50 35.43 34.96 34.49 34.02 33.55 33.13 32.70 33.86 32.45 31.78 80.60 79.17 79.17
Page 135 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,401 1,120 878 403 394 182 108 63 43 21 18 17 7 22 6 32 16 7 2 0 4,740
F
1,401 2,521 3,399 3,802 4,196 4,378 4,486 4,549 4,592 4,613 4,631 4,648 4,655 4,677 4,683 4,715 4,731 4,738 4,740 4,740
BAND
CUM.
PERCENTAGE rp
29.56 29.56 378.44 23.63 53.19 444.23 18.52 71.71 732.99 8.50 80.21 514.41 8.31 88.52 809.82 3.84 92.36 490.44 2.28 94.64 348.29 1.33 95.97 292.10 0.91 96.88 266.40 0.44 97.32 68.62 0.38 97.70 74.56 0.36 98.06 124.11 0.15 98.21 95.93 0.46 98.67 462.39 0.13 98.80 50.80 0.68 99.47 1,304.08 0.34 99.81 1,079.82 0.15 99.96 272.75 0.04 100.00 81.96 0.00 100.00 0.00 7,892.14
RP
378.44 822.67 1,555.66 2,070.06 2,879.88 3,370.32 3,718.62 4,010.72 4,277.12 4,345.74 4,420.30 4,544.41 4,640.33 5,102.72 5,153.52 6,457.61 7,537.43 7,810.18 7,892.14 7,892.14
BAND
4.80 5.63 9.29 6.52 10.26 6.21 4.41 3.70 3.38 0.87 0.94 1.57 1.22 5.86 0.64 16.52 13.68 3.46 1.04 0.00
CUM.
4.80 10.42 19.71 26.23 36.49 42.70 47.12 50.82 54.19 55.06 56.01 57.58 58.80 64.66 65.30 81.82 95.51 98.96 100.00 100.00
PERCENTAGE f
8 6 5 2 2 1 1 0 0 0 0 1 0 0 0 3 0 0 0 0 29
F
BAND
8 14 19 21 23 24 25 25 25 25 25 26 26 26 26 29 29 29 29 29
27.59 20.69 17.24 6.90 6.90 3.45 3.45 0.00 0.00 0.00 0.00 3.45 0.00 0.00 0.00 10.34 0.00 0.00 0.00 0.00
CUM.
27.59 48.28 65.52 72.41 79.31 82.76 86.21 86.21 86.21 86.21 86.21 89.66 89.66 89.66 89.66 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
187.67 403.51 1,058.52 838.62 355.71 532.59 225.00 0.00 0.00 0.00 0.00 35.55 0.00 0.00 0.00 1,009.62 0.00 0.00 0.00 0.00 4,646.80
RP
187.67 591.18 1,649.70 2,488.32 2,844.03 3,376.63 3,601.63 3,601.63 3,601.63 3,601.63 3,601.63 3,637.18 3,637.18 3,637.18 3,637.18 4,646.80 4,646.80 4,646.80 4,646.80 4,646.80
BAND
4.04 8.68 22.78 18.05 7.66 11.46 4.84 0.00 0.00 0.00 0.00 0.77 0.00 0.00 0.00 21.73 0.00 0.00 0.00 0.00
CUM.
4.04 12.72 35.50 53.55 61.20 72.67 77.51 77.51 77.51 77.51 77.51 78.27 78.27 78.27 78.27 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
49.59 90.83 144.41 163.03 43.93 108.59 64.60 0.00 0.00 0.00 0.00 28.64 0.00 0.00 0.00 77.42 0.00 0.00 0.00 0.00
49.59 71.86 106.04 120.20 98.76 100.19 96.85 89.80 84.21 82.88 81.48 80.04 78.38 71.28 70.58 71.96 61.65 59.50 58.88 58.88 58.88
Page 136 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,311 2,536 1,936 862 909 489 328 216 110 71 54 43 36 47 21 50 35 27 26 9 11,116
F
3,311 5,847 7,783 8,645 9,554 10,043 10,371 10,587 10,697 10,768 10,822 10,865 10,901 10,948 10,969 11,019 11,054 11,081 11,107 11,116
BAND
CUM.
29.79 29.79 22.81 52.60 17.42 70.02 7.75 77.77 8.18 85.95 4.40 90.35 2.95 93.30 1.94 95.24 0.99 96.23 0.64 96.87 0.49 97.36 0.39 97.74 0.32 98.07 0.42 98.49 0.19 98.68 0.45 99.13 0.31 99.44 0.24 99.69 0.23 99.92 0.08 100.00
PERCENTAGE rp
698.38 607.60 806.83 695.79 1,289.56 1,067.42 893.30 809.43 503.51 380.47 319.47 337.29 401.51 637.16 243.88 1,257.05 1,265.01 1,240.13 994.78 150.96 14,599.52
RP
698.38 1,305.97 2,112.81 2,808.60 4,098.16 5,165.58 6,058.88 6,868.31 7,371.82 7,752.29 8,071.76 8,409.05 8,810.55 9,447.71 9,691.59 10,948.64 12,213.65 13,453.78 14,448.56 14,599.52
BAND
4.78 4.16 5.53 4.77 8.83 7.31 6.12 5.54 3.45 2.61 2.19 2.31 2.75 4.36 1.67 8.61 8.66 8.49 6.81 1.03
CUM.
4.78 8.95 14.47 19.24 28.07 35.38 41.50 47.04 50.49 53.10 55.29 57.60 60.35 64.71 66.38 74.99 83.66 92.15 98.97 100.00
PERCENTAGE f
9 11 3 6 6 2 3 0 1 0 1 0 0 0 0 0 2 0 6 0 50
F
9 20 23 29 35 37 40 40 41 41 42 42 42 42 42 42 44 44 50 50
BAND
CUM.
18.00 18.00 22.00 40.00 6.00 46.00 12.00 58.00 12.00 70.00 4.00 74.00 6.00 80.00 0.00 80.00 2.00 82.00 0.00 82.00 2.00 84.00 0.00 84.00 0.00 84.00 0.00 84.00 0.00 84.00 0.00 84.00 4.00 88.00 0.00 88.00 12.00 100.00 0.00 100.00
PERCENTAGE rp
RP
892.73 892.73 438.90 1,331.63 183.66 1,515.29 579.00 2,094.29 617.45 2,711.73 534.60 3,246.33 362.99 3,609.33 0.00 3,609.33 1,355.18 4,964.51 0.00 4,964.51 1,214.07 6,178.57 0.00 6,178.57 0.00 6,178.57 0.00 6,178.57 0.00 6,178.57 0.00 6,178.57 151.06 6,329.63 0.00 6,329.63 3,790.43 10,120.06 0.00 10,120.06 10,120.06
BAND
CUM.
8.82 8.82 4.34 13.16 1.81 14.97 5.72 20.69 6.10 26.80 5.28 32.08 3.59 35.67 0.00 35.67 13.39 49.06 0.00 49.06 12.00 61.05 0.00 61.05 0.00 61.05 0.00 61.05 0.00 61.05 0.00 61.05 1.49 62.55 0.00 62.55 37.45 100.00 0.00 100.00
PERCENTAGE BAND
127.83 72.24 22.76 83.21 47.88 50.08 40.64 0.00 269.15 0.00 380.03 0.00 0.00 0.00 0.00 0.00 11.94 0.00 381.03 0.00
CUM
127.83 101.96 71.72 74.57 66.17 62.85 59.57 52.55 67.34 64.04 76.55 73.48 70.13 65.40 63.75 56.43 51.82 47.05 70.04 69.32 69.32
Page 137 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,850 3,804 4,227 2,261 2,440 1,068 809 533 270 132 108 128 71 96 57 76 83 43 85 19 19,160
F
2,850 6,654 10,881 13,142 15,582 16,650 17,459 17,992 18,262 18,394 18,502 18,630 18,701 18,797 18,854 18,930 19,013 19,056 19,141 19,160
BAND
CUM.
PERCENTAGE rp
14.87 14.87 2,011.67 19.85 34.73 1,077.65 22.06 56.79 2,173.77 11.80 68.59 2,032.10 12.73 81.33 3,690.19 5.57 86.90 2,783.53 4.22 91.12 2,725.20 2.78 93.90 2,370.92 1.41 95.31 1,483.60 0.69 96.00 759.45 0.56 96.57 722.04 0.67 97.23 844.07 0.37 97.60 613.30 0.50 98.11 878.06 0.30 98.40 1,157.24 0.40 98.80 1,647.26 0.43 99.23 2,711.56 0.22 99.46 1,263.56 0.44 99.90 11,347.20 0.10 100.00 14,606.06 56,898.41
RP
2,011.67 3,089.31 5,263.08 7,295.18 10,985.37 13,768.90 16,494.09 18,865.02 20,348.62 21,108.07 21,830.10 22,674.17 23,287.47 24,165.53 25,322.77 26,970.04 29,681.59 30,945.15 42,292.35 56,898.41
BAND
3.54 1.89 3.82 3.57 6.49 4.89 4.79 4.17 2.61 1.33 1.27 1.48 1.08 1.54 2.03 2.90 4.77 2.22 19.94 25.67
PERCENTAGE F
BAND
CUM.
PERCENTAGE
CUM.
f
rp
3.54 5.43 9.25 12.82 19.31 24.20 28.99 33.16 35.76 37.10 38.37 39.85 40.93 42.47 44.51 47.40 52.17 54.39 74.33 100.00
7 3 2 2 4 1 0 1 1 0 0 1 0 1 1 2 4 3 10 1
7 15.91 15.91 256.26 10 6.82 22.73 229.75 12 4.55 27.27 84.57 14 4.55 31.82 404.04 18 9.09 40.91 516.11 19 2.27 43.18 37.98 19 0.00 43.18 0.00 20 2.27 45.45 80.00 21 2.27 47.73 1.55 21 0.00 47.73 0.00 21 0.00 47.73 0.00 22 2.27 50.00 759.60 22 0.00 50.00 0.00 23 2.27 52.27 1,071.43 24 2.27 54.55 20.00 26 4.55 59.09 1,098.03 30 9.09 68.18 63.59 33 6.82 75.00 2,424.35 43 22.73 97.73 21,358.58 44 2.27 100.00 2,373.75
44
30,779.58
RP
256.26 486.01 570.57 974.62 1,490.72 1,528.70 1,528.70 1,608.70 1,610.25 1,610.25 1,610.25 2,369.85 2,369.85 3,441.28 3,461.28 4,559.31 4,622.90 7,047.25 28,405.83 30,779.58
BAND
PERCENTAGE
CUM.
BAND
0.83 0.83 0.75 1.58 0.27 1.85 1.31 3.17 1.68 4.84 0.12 4.97 0.00 4.97 0.26 5.23 0.01 5.23 0.00 5.23 0.00 5.23 2.47 7.70 0.00 7.70 3.48 11.18 0.06 11.25 3.57 14.81 0.21 15.02 7.88 22.90 69.39 92.29 7.71 100.00
12.74 21.32 3.89 19.88 13.99 1.36 0.00 3.37 0.10 0.00 0.00 89.99 0.00 122.02 1.73 66.66 2.35 191.87 188.23 16.25
CUM
12.74 15.73 10.84 13.36 13.57 11.10 9.27 8.53 7.91 7.63 7.38 10.45 10.18 14.24 13.67 16.91 15.57 22.77 67.17 54.10 54.10
Page 138 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,622 1,728 1,931 957 913 569 380 328 173 89 60 59 60 55 18 50 19 9 7 4 9,031
F
1,622 3,350 5,281 6,238 7,151 7,720 8,100 8,428 8,601 8,690 8,750 8,809 8,869 8,924 8,942 8,992 9,011 9,020 9,027 9,031
BAND
CUM.
17.96 17.96 19.13 37.09 21.38 58.48 10.60 69.07 10.11 79.18 6.30 85.48 4.21 89.69 3.63 93.32 1.92 95.24 0.99 96.22 0.66 96.89 0.65 97.54 0.66 98.21 0.61 98.82 0.20 99.01 0.55 99.57 0.21 99.78 0.10 99.88 0.08 99.96 0.04 100.00
PERCENTAGE rp
407.15 431.84 845.87 817.75 1,272.33 1,143.41 1,232.52 1,255.10 880.62 523.96 366.24 501.74 590.96 649.28 201.25 889.20 351.35 253.50 68.03 102.93 12,785.04
RP
407.15 838.99 1,684.86 2,502.61 3,774.95 4,918.36 6,150.88 7,405.97 8,286.59 8,810.56 9,176.79 9,678.53 10,269.50 10,918.78 11,120.03 12,009.23 12,360.57 12,614.08 12,682.11 12,785.04
BAND
3.18 3.38 6.62 6.40 9.95 8.94 9.64 9.82 6.89 4.10 2.86 3.92 4.62 5.08 1.57 6.95 2.75 1.98 0.53 0.81
CUM.
3.18 6.56 13.18 19.57 29.53 38.47 48.11 57.93 64.81 68.91 71.78 75.70 80.32 85.40 86.98 93.93 96.68 98.66 99.19 100.00
PERCENTAGE f
F
0 1 1 1 0 0 2 1 0 1 0 0 0 0 0 0 0 0 1 0 8
BAND
0 1 2 3 3 3 5 6 6 7 7 7 7 7 7 7 7 7 8 8
CUM.
0.00 0.00 12.50 12.50 12.50 25.00 12.50 37.50 0.00 37.50 0.00 37.50 25.00 62.50 12.50 75.00 0.00 75.00 12.50 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 12.50 100.00 0.00 100.00
PERCENTAGE rp
0.00 4.56 132.80 231.68 0.00 0.00 61.64 166.67 0.00 21.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,329.30 0.00 1,947.75
RP
0.00 4.56 137.36 369.03 369.03 369.03 430.68 597.35 597.35 618.45 618.45 618.45 618.45 618.45 618.45 618.45 618.45 618.45 1,947.75 1,947.75
BAND
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.23 0.23 1.06 6.82 7.05 15.70 11.89 18.95 28.33 0.00 18.95 0.00 0.00 18.95 0.00 3.16 22.11 5.00 8.56 30.67 13.28 0.00 30.67 0.00 1.08 31.75 4.03 0.00 31.75 0.00 0.00 31.75 0.00 0.00 31.75 0.00 0.00 31.75 0.00 0.00 31.75 0.00 0.00 31.75 0.00 0.00 31.75 0.00 0.00 31.75 0.00 68.25 100.00 1,953.85 0.00 100.00 0.00
CUM
0.00 0.54 8.15 14.75 9.78 7.50 7.00 8.07 7.21 7.02 6.74 6.39 6.02 5.66 5.56 5.15 5.00 4.90 15.36 15.23 15.23
Page 139 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
938 1,115 991 447 576 328 218 159 91 50 29 41 24 36 6 18 17 1 3 0 5,088
F
938 2,053 3,044 3,491 4,067 4,395 4,613 4,772 4,863 4,913 4,942 4,983 5,007 5,043 5,049 5,067 5,084 5,085 5,088 5,088
BAND
CUM.
PERCENTAGE rp
18.44 18.44 177.81 21.91 40.35 307.88 19.48 59.83 593.45 8.79 68.61 497.67 11.32 79.93 1,007.67 6.45 86.38 770.49 4.28 90.66 717.19 3.13 93.79 620.96 1.79 95.58 453.62 0.98 96.56 339.24 0.57 97.13 180.85 0.81 97.94 198.73 0.47 98.41 212.33 0.71 99.12 514.54 0.12 99.23 186.12 0.35 99.59 291.55 0.33 99.92 200.99 0.02 99.94 4.72 0.06 100.00 51.22 0.00 100.00 0.00 7,327.04
RP
177.81 485.69 1,079.14 1,576.81 2,584.48 3,354.97 4,072.16 4,693.12 5,146.74 5,485.98 5,666.83 5,865.56 6,077.90 6,592.43 6,778.55 7,070.11 7,271.09 7,275.81 7,327.04 7,327.04
BAND
2.43 4.20 8.10 6.79 13.75 10.52 9.79 8.47 6.19 4.63 2.47 2.71 2.90 7.02 2.54 3.98 2.74 0.06 0.70 0.00
CUM.
2.43 6.63 14.73 21.52 35.27 45.79 55.58 64.05 70.24 74.87 77.34 80.05 82.95 89.97 92.51 96.49 99.24 99.30 100.00 100.00
PERCENTAGE f
F
0 1 1 1 1 1 0 0 0 0 0 0 0 1 0 0 1 0 0 0 7
BAND
0 1 2 3 4 5 5 5 5 5 5 5 5 6 6 6 7 7 7 7
0.00 14.29 14.29 14.29 14.29 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 0.00 0.00 14.29 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 14.29 61.87 61.87 28.57 54.55 116.42 42.86 64.00 180.42 57.14 142.06 322.48 71.43 308.42 630.90 71.43 0.00 630.90 71.43 0.00 630.90 71.43 0.00 630.90 71.43 0.00 630.90 71.43 0.00 630.90 71.43 0.00 630.90 71.43 0.00 630.90 85.71 3,245.07 3,875.96 85.71 0.00 3,875.96 85.71 0.00 3,875.96 100.00 510.00 4,385.96 100.00 0.00 4,385.96 100.00 0.00 4,385.96 100.00 0.00 4,385.96 4,385.96
BAND
0.00 1.41 1.24 1.46 3.24 7.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 73.99 0.00 0.00 11.63 0.00 0.00 0.00
CUM.
0.00 1.41 2.65 4.11 7.35 14.38 14.38 14.38 14.38 14.38 14.38 14.38 14.38 88.37 88.37 88.37 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
0.00 20.09 9.19 12.86 14.10 40.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 630.68 0.00 0.00 253.75 0.00 0.00 0.00
0.00 12.74 10.79 11.44 12.48 18.80 15.49 13.44 12.26 11.50 11.13 10.76 10.38 58.79 57.18 54.82 60.32 60.28 59.86 59.86 59.86
Page 140 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,025 5,257 4,703 2,258 1,929 864 584 452 270 129 120 189 87 98 61 75 71 16 17 14 22,219
F
5,025 10,282 14,985 17,243 19,172 20,036 20,620 21,072 21,342 21,471 21,591 21,780 21,867 21,965 22,026 22,101 22,172 22,188 22,205 22,219
BAND
CUM.
22.62 22.62 23.66 46.28 21.17 67.44 10.16 77.60 8.68 86.29 3.89 90.18 2.63 92.80 2.03 94.84 1.22 96.05 0.58 96.63 0.54 97.17 0.85 98.02 0.39 98.42 0.44 98.86 0.27 99.13 0.34 99.47 0.32 99.79 0.07 99.86 0.08 99.94 0.06 100.00
PERCENTAGE rp
808.61 1,394.93 2,487.54 2,388.92 2,943.25 2,004.84 1,793.91 1,613.13 1,278.65 629.86 694.12 1,238.53 743.12 1,047.94 813.43 1,284.29 2,108.92 255.83 1,083.37 1,546.59 28,159.75
RP
808.61 2,203.54 4,691.08 7,080.00 10,023.25 12,028.09 13,822.00 15,435.13 16,713.77 17,343.63 18,037.75 19,276.28 20,019.39 21,067.33 21,880.76 23,165.05 25,273.97 25,529.79 26,613.16 28,159.75
BAND
CUM.
2.87 4.95 8.83 8.48 10.45 7.12 6.37 5.73 4.54 2.24 2.46 4.40 2.64 3.72 2.89 4.56 7.49 0.91 3.85 5.49
2.87 7.83 16.66 25.14 35.59 42.71 49.08 54.81 59.35 61.59 64.06 68.45 71.09 74.81 77.70 82.26 89.75 90.66 94.51 100.00
PERCENTAGE f
F
7 5 6 1 4 2 3 2 2 1 1 2 0 0 0 2 2 3 0 1 44
7 12 18 19 23 25 28 30 32 33 34 36 36 36 36 38 40 43 43 44
BAND
CUM.
15.91 15.91 11.36 27.27 13.64 40.91 2.27 43.18 9.09 52.27 4.55 56.82 6.82 63.64 4.55 68.18 4.55 72.73 2.27 75.00 2.27 77.27 4.55 81.82 0.00 81.82 0.00 81.82 0.00 81.82 4.55 86.36 4.55 90.91 6.82 97.73 0.00 97.73 2.27 100.00
PERCENTAGE rp
163.98 364.26 500.27 15.00 603.15 1,475.46 496.38 61.45 1,490.16 40.80 29.26 11.62 0.00 0.00 0.00 51.70 59.72 46.78 0.00 225.00 5,635.00
RP
163.98 528.24 1,028.51 1,043.51 1,646.66 3,122.12 3,618.50 3,679.95 5,170.12 5,210.92 5,240.17 5,251.79 5,251.79 5,251.79 5,251.79 5,303.49 5,363.22 5,410.00 5,410.00 5,635.00
BAND
CUM.
2.91 2.91 6.46 9.37 8.88 18.25 0.27 18.52 10.70 29.22 26.18 55.41 8.81 64.21 1.09 65.31 26.44 91.75 0.72 92.47 0.52 92.99 0.21 93.20 0.00 93.20 0.00 93.20 0.00 93.20 0.92 94.12 1.06 95.18 0.83 96.01 0.00 96.01 3.99 100.00
PERCENTAGE BAND
20.28 26.11 20.11 0.63 20.49 73.59 27.67 3.81 116.54 6.48 4.22 0.94 0.00 0.00 0.00 4.03 2.83 18.29 0.00 14.55
CUM
20.28 23.97 21.92 14.74 16.43 25.96 26.18 23.84 30.93 30.05 29.05 27.24 26.23 24.93 24.00 22.89 21.22 21.19 20.33 20.01 20.01
Page 141 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 21
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
667 730 608 305 322 165 102 73 26 17 5 13 7 3 8 5 7 2 0 4 3,069
F
667 1,397 2,005 2,310 2,632 2,797 2,899 2,972 2,998 3,015 3,020 3,033 3,040 3,043 3,051 3,056 3,063 3,065 3,065 3,069
BAND
CUM.
21.73 21.73 23.79 45.52 19.81 65.33 9.94 75.27 10.49 85.76 5.38 91.14 3.32 94.46 2.38 96.84 0.85 97.69 0.55 98.24 0.16 98.40 0.42 98.83 0.23 99.06 0.10 99.15 0.26 99.41 0.16 99.58 0.23 99.80 0.07 99.87 0.00 99.87 0.13 100.00
PERCENTAGE rp
RP
84.11 84.11 177.49 261.59 339.18 600.77 351.31 952.08 605.69 1,557.77 455.40 2,013.17 337.90 2,351.07 343.51 2,694.58 116.61 2,811.19 116.87 2,928.07 32.27 2,960.34 68.59 3,028.93 62.88 3,091.82 24.03 3,115.85 101.13 3,216.98 48.14 3,265.11 182.21 3,447.33 70.35 3,517.68 0.00 3,517.68 9,138.04 12,655.72 12,655.72
BAND
0.66 1.40 2.68 2.78 4.79 3.60 2.67 2.71 0.92 0.92 0.26 0.54 0.50 0.19 0.80 0.38 1.44 0.56 0.00 72.20
CUM.
0.66 2.07 4.75 7.52 12.31 15.91 18.58 21.29 22.21 23.14 23.39 23.93 24.43 24.62 25.42 25.80 27.24 27.80 27.80 100.00
PERCENTAGE f
F
0 0 2 1 2 0 1 1 0 0 0 0 0 0 0 0 0 0 0 1 8
BAND
0 0 2 3 5 5 6 7 7 7 7 7 7 7 7 7 7 7 7 8
CUM.
0.00 0.00 0.00 0.00 25.00 25.00 12.50 37.50 25.00 62.50 0.00 62.50 12.50 75.00 12.50 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 12.50 100.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 53.63 53.63 40.00 93.63 813.67 907.29 0.00 907.29 1,127.81 2,035.10 12.50 2,047.60 0.00 2,047.60 0.00 2,047.60 0.00 2,047.60 0.00 2,047.60 0.00 2,047.60 0.00 2,047.60 0.00 2,047.60 0.00 2,047.60 0.00 2,047.60 0.00 2,047.60 0.00 2,047.60 8,782.88 10,830.47 10,830.47
BAND
CUM.
0.00 0.00 0.00 0.00 0.50 0.50 0.37 0.86 7.51 8.38 0.00 8.38 10.41 18.79 0.12 18.91 0.00 18.91 0.00 18.91 0.00 18.91 0.00 18.91 0.00 18.91 0.00 18.91 0.00 18.91 0.00 18.91 0.00 18.91 0.00 18.91 0.00 18.91 81.09 100.00
PERCENTAGE BAND
0.00 0.00 15.81 11.39 134.34 0.00 333.77 3.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 96.11
CUM
0.00 0.00 8.93 9.83 58.24 45.07 86.56 75.99 72.84 69.93 69.17 67.60 66.23 65.72 63.65 62.71 59.40 58.21 58.21 85.58 85.58
Page 142 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
BALI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,659 2,888 2,746 1,656 1,924 1,074 753 647 353 218 118 156 118 128 88 104 94 28 40 21 15,813
F
2,659 5,547 8,293 9,949 11,873 12,947 13,700 14,347 14,700 14,918 15,036 15,192 15,310 15,438 15,526 15,630 15,724 15,752 15,792 15,813
BAND
CUM.
16.82 16.82 18.26 35.08 17.37 52.44 10.47 62.92 12.17 75.08 6.79 81.88 4.76 86.64 4.09 90.73 2.23 92.96 1.38 94.34 0.75 95.09 0.99 96.07 0.75 96.82 0.81 97.63 0.56 98.19 0.66 98.84 0.59 99.44 0.18 99.61 0.25 99.87 0.13 100.00
PERCENTAGE rp
543.52 732.13 1,134.93 1,183.74 2,096.70 1,576.39 1,605.14 1,794.75 1,379.43 1,030.99 696.80 1,136.28 1,075.03 1,471.31 1,063.35 1,487.22 1,571.57 773.54 2,061.49 1,301.83 25,716.17
RP
543.52 1,275.65 2,410.58 3,594.32 5,691.02 7,267.41 8,872.55 10,667.30 12,046.74 13,077.73 13,774.53 14,910.81 15,985.84 17,457.15 18,520.50 20,007.73 21,579.30 22,352.84 24,414.33 25,716.17
BAND
2.11 2.85 4.41 4.60 8.15 6.13 6.24 6.98 5.36 4.01 2.71 4.42 4.18 5.72 4.13 5.78 6.11 3.01 8.02 5.06
PERCENTAGE
CUM.
f
F
BAND
2.11 4.96 9.37 13.98 22.13 28.26 34.50 41.48 46.84 50.85 53.56 57.98 62.16 67.88 72.02 77.80 83.91 86.92 94.94 100.00
1 2 3 2 8 13 3 2 2 3 0 1 4 1 0 7 10 5 12 3
1 3 6 8 16 29 32 34 36 39 39 40 44 45 45 52 62 67 79 82
1.22 1.22 2.44 3.66 3.66 7.32 2.44 9.76 9.76 19.51 15.85 35.37 3.66 39.02 2.44 41.46 2.44 43.90 3.66 47.56 0.00 47.56 1.22 48.78 4.88 53.66 1.22 54.88 0.00 54.88 8.54 63.41 12.20 75.61 6.10 81.71 14.63 96.34 3.66 100.00
82
CUM.
PERCENTAGE rp
28.50 257.74 105.45 83.30 855.03 78.11 101.20 1,593.61 12.33 2.68 0.00 25.47 193.65 6.87 0.00 238.25 178.51 47.83 1,482.43 522.19 5,813.14
RP
28.50 286.24 391.69 474.98 1,330.01 1,408.13 1,509.33 3,102.94 3,115.27 3,117.95 3,117.95 3,143.42 3,337.07 3,343.94 3,343.94 3,582.19 3,760.70 3,808.53 5,290.96 5,813.14
BAND
CUM.
0.49 0.49 4.43 4.92 1.81 6.74 1.43 8.17 14.71 22.88 1.34 24.22 1.74 25.96 27.41 53.38 0.21 53.59 0.05 53.64 0.00 53.64 0.44 54.07 3.33 57.41 0.12 57.52 0.00 57.52 4.10 61.62 3.07 64.69 0.82 65.52 25.50 91.02 8.98 100.00
PERCENTAGE BAND
5.24 35.20 9.29 7.04 40.78 4.96 6.30 88.79 0.89 0.26 0.00 2.24 18.01 0.47 0.00 16.02 11.36 6.18 71.91 40.11
CUM
5.24 22.44 16.25 13.21 23.37 19.38 17.01 29.09 25.86 23.84 22.64 21.08 20.88 19.16 18.06 17.90 17.43 17.04 21.67 22.61 22.61
Page 143 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,416 1,225 949 442 388 209 115 107 65 17 25 19 12 17 8 7 11 3 1 8 5,044
F
1,416 2,641 3,590 4,032 4,420 4,629 4,744 4,851 4,916 4,933 4,958 4,977 4,989 5,006 5,014 5,021 5,032 5,035 5,036 5,044
BAND
CUM.
28.07 28.07 24.29 52.36 18.81 71.17 8.76 79.94 7.69 87.63 4.14 91.77 2.28 94.05 2.12 96.17 1.29 97.46 0.34 97.80 0.50 98.30 0.38 98.67 0.24 98.91 0.34 99.25 0.16 99.41 0.14 99.54 0.22 99.76 0.06 99.82 0.02 99.84 0.16 100.00
PERCENTAGE rp
185.84 301.17 550.69 410.42 567.56 441.80 344.80 390.80 255.71 133.17 194.80 106.51 326.88 177.43 129.12 45.41 183.57 59.11 0.37 138.08 4,943.22
RP
185.84 487.01 1,037.70 1,448.12 2,015.68 2,457.48 2,802.28 3,193.08 3,448.79 3,581.95 3,776.75 3,883.27 4,210.14 4,387.57 4,516.69 4,562.10 4,745.66 4,804.77 4,805.14 4,943.22
BAND
3.76 6.09 11.14 8.30 11.48 8.94 6.98 7.91 5.17 2.69 3.94 2.15 6.61 3.59 2.61 0.92 3.71 1.20 0.01 2.79
PERCENTAGE
CUM.
f
3.76 9.85 20.99 29.29 40.78 49.71 56.69 64.60 69.77 72.46 76.40 78.56 85.17 88.76 91.37 92.29 96.00 97.20 97.21 100.00
1 2 1 1 1 0 0 0 0 0 0 0 35 0 0 0 0 2 0 0 43
F
BAND
CUM.
1 2.33 2.33 3 4.65 6.98 4 2.33 9.30 5 2.33 11.63 6 2.33 13.95 6 0.00 13.95 6 0.00 13.95 6 0.00 13.95 6 0.00 13.95 6 0.00 13.95 6 0.00 13.95 6 0.00 13.95 41 81.40 95.35 41 0.00 95.35 41 0.00 95.35 41 0.00 95.35 41 0.00 95.35 43 4.65 100.00 43 0.00 100.00 43 0.00 100.00
PERCENTAGE rp
9.82 25.72 32.47 139.32 326.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 164.21 0.00 0.00 0.00 0.00 172.97 0.00 0.00 871.03
RP
9.82 35.53 68.00 207.32 533.84 533.84 533.84 533.84 533.84 533.84 533.84 533.84 698.05 698.05 698.05 698.05 698.05 871.03 871.03 871.03
BAND
CUM.
1.13 1.13 2.95 4.08 3.73 7.81 15.99 23.80 37.49 61.29 0.00 61.29 0.00 61.29 0.00 61.29 0.00 61.29 0.00 61.29 0.00 61.29 0.00 61.29 18.85 80.14 0.00 80.14 0.00 80.14 0.00 80.14 0.00 80.14 19.86 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
5.28 8.54 5.90 33.94 57.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.24 0.00 0.00 0.00 0.00 292.64 0.00 0.00
CUM
5.28 7.30 6.55 14.32 26.48 21.72 19.05 16.72 15.48 14.90 14.13 13.75 16.58 15.91 15.45 15.30 14.71 18.13 18.13 17.62 17.62
Page 144 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
NUSA TEGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
524 628 702 358 415 239 141 107 62 31 24 17 10 13 2 7 6 0 1 0 3,287
524 1,152 1,854 2,212 2,627 2,866 3,007 3,114 3,176 3,207 3,231 3,248 3,258 3,271 3,273 3,280 3,286 3,286 3,287 3,287
BAND
CUM.
15.94 15.94 19.11 35.05 21.36 56.40 10.89 67.30 12.63 79.92 7.27 87.19 4.29 91.48 3.26 94.74 1.89 96.62 0.94 97.57 0.73 98.30 0.52 98.81 0.30 99.12 0.40 99.51 0.06 99.57 0.21 99.79 0.18 99.97 0.00 99.97 0.03 100.00 0.00 100.00
PERCENTAGE rp
81.36 199.43 447.30 402.98 827.97 635.05 542.27 500.29 397.69 174.02 206.10 122.04 66.38 79.98 51.81 176.96 112.01 0.00 30.00 0.00 5,053.63
RP
81.36 280.79 728.09 1,131.07 1,959.03 2,594.09 3,136.36 3,636.65 4,034.33 4,208.35 4,414.45 4,536.49 4,602.87 4,682.85 4,734.66 4,911.62 5,023.63 5,023.63 5,053.63 5,053.63
BAND
1.61 3.95 8.85 7.97 16.38 12.57 10.73 9.90 7.87 3.44 4.08 2.41 1.31 1.58 1.03 3.50 2.22 0.00 0.59 0.00
CUM.
1.61 5.56 14.41 22.38 38.76 51.33 62.06 71.96 79.83 83.27 87.35 89.77 91.08 92.66 93.69 97.19 99.41 99.41 100.00 100.00
PERCENTAGE f
F
1 3 2 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 7
BAND
1 4 6 6 6 6 6 6 6 7 7 7 7 7 7 7 7 7 7 7
14.29 42.86 28.57 0.00 0.00 0.00 0.00 0.00 0.00 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
14.29 57.14 85.71 85.71 85.71 85.71 85.71 85.71 85.71 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
600.00 88.18 98.87 0.00 0.00 0.00 0.00 0.00 0.00 8.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 795.04
RP
600.00 688.18 787.04 787.04 787.04 787.04 787.04 787.04 787.04 795.04 795.04 795.04 795.04 795.04 795.04 795.04 795.04 795.04 795.04 795.04
BAND
75.47 11.09 12.44 0.00 0.00 0.00 0.00 0.00 0.00 1.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
75.47 86.56 98.99 98.99 98.99 98.99 98.99 98.99 98.99 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
737.51 44.21 22.10 0.00 0.00 0.00 0.00 0.00 0.00 4.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
737.51 245.09 108.10 69.58 40.18 30.34 25.09 21.64 19.51 18.89 18.01 17.53 17.27 16.98 16.79 16.19 15.83 15.83 15.73 15.73 15.73
Page 145 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
113 137 130 81 109 70 43 42 25 6 8 5 5 11 10 7 4 0 1 2 809
F
113 250 380 461 570 640 683 725 750 756 764 769 774 785 795 802 806 806 807 809
BAND
CUM.
13.97 13.97 16.93 30.90 16.07 46.97 10.01 56.98 13.47 70.46 8.65 79.11 5.32 84.43 5.19 89.62 3.09 92.71 0.74 93.45 0.99 94.44 0.62 95.06 0.62 95.67 1.36 97.03 1.24 98.27 0.87 99.13 0.49 99.63 0.00 99.63 0.12 99.75 0.25 100.00
PERCENTAGE rp
191.18 34.40 86.15 86.93 216.49 151.54 162.33 186.99 130.78 56.72 87.18 42.58 47.63 84.11 102.86 138.57 220.61 0.00 86.72 121.16 2,234.93
RP
191.18 225.58 311.73 398.66 615.15 766.69 929.02 1,116.00 1,246.78 1,303.51 1,390.69 1,433.27 1,480.90 1,565.01 1,667.87 1,806.44 2,027.05 2,027.05 2,113.77 2,234.93
BAND
8.55 1.54 3.85 3.89 9.69 6.78 7.26 8.37 5.85 2.54 3.90 1.91 2.13 3.76 4.60 6.20 9.87 0.00 3.88 5.42
CUM.
8.55 10.09 13.95 17.84 27.52 34.30 41.57 49.93 55.79 58.32 62.23 64.13 66.26 70.03 74.63 80.83 90.70 90.70 94.58 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 146 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
329 374 522 349 366 247 140 124 77 39 36 26 21 21 15 11 11 8 0 1
329 703 1,225 1,574 1,940 2,187 2,327 2,451 2,528 2,567 2,603 2,629 2,650 2,671 2,686 2,697 2,708 2,716 2,716 2,717
2,717
BAND
CUM.
12.11 12.11 13.77 25.87 19.21 45.09 12.85 57.93 13.47 71.40 9.09 80.49 5.15 85.65 4.56 90.21 2.83 93.04 1.44 94.48 1.32 95.80 0.96 96.76 0.77 97.53 0.77 98.31 0.55 98.86 0.40 99.26 0.40 99.67 0.29 99.96 0.00 99.96 0.04 100.00
PERCENTAGE rp
411.74 158.07 407.80 426.06 749.21 739.51 593.03 667.11 676.00 315.97 270.77 237.88 253.02 204.31 283.79 92.58 288.56 138.16 0.00 2.46 6,916.05
RP
411.74 569.81 977.61 1,403.67 2,152.88 2,892.40 3,485.43 4,152.54 4,828.54 5,144.51 5,415.28 5,653.16 5,906.17 6,110.49 6,394.28 6,486.86 6,775.42 6,913.58 6,913.58 6,916.05
BAND
5.95 2.29 5.90 6.16 10.83 10.69 8.57 9.65 9.77 4.57 3.92 3.44 3.66 2.95 4.10 1.34 4.17 2.00 0.00 0.04
CUM.
5.95 8.24 14.14 20.30 31.13 41.82 50.40 60.04 69.82 74.39 78.30 81.74 85.40 88.35 92.46 93.79 97.97 99.96 99.96 100.00
PERCENTAGE f
F
1 0 0 0 0 0 0 0 1 0 1 0 0 1 0 0 0 0 0 0 4
BAND
1 1 1 1 1 1 1 1 2 2 3 3 3 4 4 4 4 4 4 4
25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 25.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
25.00 13.71 13.71 25.00 0.00 13.71 25.00 0.00 13.71 25.00 0.00 13.71 25.00 0.00 13.71 25.00 0.00 13.71 25.00 0.00 13.71 25.00 0.00 13.71 50.00 1,343.83 1,357.54 50.00 0.00 1,357.54 75.00 2,456.78 3,814.31 75.00 0.00 3,814.31 75.00 0.00 3,814.31 100.00 10.00 3,824.31 100.00 0.00 3,824.31 100.00 0.00 3,824.31 100.00 0.00 3,824.31 100.00 0.00 3,824.31 100.00 0.00 3,824.31 100.00 0.00 3,824.31 3,824.31
BAND
0.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 35.14 0.00 64.24 0.00 0.00 0.26 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.36 0.36 0.36 0.36 0.36 0.36 0.36 0.36 35.50 35.50 99.74 99.74 99.74 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
3.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 198.79 0.00 907.33 0.00 0.00 4.89 0.00 0.00 0.00 0.00 0.00 0.00
CUM
3.33 2.41 1.40 0.98 0.64 0.47 0.39 0.33 28.11 26.39 70.44 67.47 64.58 62.59 59.81 58.95 56.44 55.32 55.32 55.30 55.30
Page 147 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
46 70 72 38 71 35 43 52 27 17 8 7 7 2 1 0 0 0 0 0 496
BAND
46 116 188 226 297 332 375 427 454 471 479 486 493 495 496 496 496 496 496 496
9.27 14.11 14.52 7.66 14.31 7.06 8.67 10.48 5.44 3.43 1.61 1.41 1.41 0.40 0.20 0.00 0.00 0.00 0.00 0.00
CUM.
9.27 23.39 37.90 45.56 59.88 66.94 75.60 86.09 91.53 94.96 96.57 97.98 99.40 99.80 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
9.25 23.31 53.46 47.84 165.19 99.47 171.59 317.71 207.51 134.15 45.18 65.97 100.29 20.40 30.40 0.00 0.00 0.00 0.00 0.00 1,491.71
RP
9.25 32.55 86.02 133.85 299.05 398.52 570.11 887.81 1,095.32 1,229.47 1,274.65 1,340.62 1,440.91 1,461.31 1,491.71 1,491.71 1,491.71 1,491.71 1,491.71 1,491.71
BAND
0.62 1.56 3.58 3.21 11.07 6.67 11.50 21.30 13.91 8.99 3.03 4.42 6.72 1.37 2.04 0.00 0.00 0.00 0.00 0.00
CUM.
0.62 2.18 5.77 8.97 20.05 26.72 38.22 59.52 73.43 82.42 85.45 89.87 96.59 97.96 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 148 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
103 138 163 80 122 67 42 45 15 4 11 12 9 7 5 3 6 1 2 0 835
F
BAND
103 241 404 484 606 673 715 760 775 779 790 802 811 818 823 826 832 833 835 835
CUM.
12.34 12.34 16.53 28.86 19.52 48.38 9.58 57.96 14.61 72.57 8.02 80.60 5.03 85.63 5.39 91.02 1.80 92.81 0.48 93.29 1.32 94.61 1.44 96.05 1.08 97.13 0.84 97.96 0.60 98.56 0.36 98.92 0.72 99.64 0.12 99.76 0.24 100.00 0.00 100.00
PERCENTAGE rp
14.13 38.10 105.75 84.84 246.03 178.56 153.39 233.94 134.25 35.56 103.03 103.68 74.55 59.76 130.76 50.68 93.19 18.00 73.08 0.00 1,931.31
RP
14.13 52.24 157.99 242.83 488.86 667.43 820.81 1,054.75 1,189.00 1,224.56 1,327.60 1,431.28 1,505.83 1,565.59 1,696.35 1,747.04 1,840.22 1,858.22 1,931.31 1,931.31
BAND
0.73 1.97 5.48 4.39 12.74 9.25 7.94 12.11 6.95 1.84 5.33 5.37 3.86 3.09 6.77 2.62 4.83 0.93 3.78 0.00
CUM.
0.73 2.70 8.18 12.57 25.31 34.56 42.50 54.61 61.56 63.41 68.74 74.11 77.97 81.06 87.83 90.46 95.28 96.22 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
PERCENTAGE
CUM.
rp
RP
0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 89.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 89.62 100.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00
89.62
BAND
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 36.43 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 18.33 13.43 10.92 8.50 7.54 7.32 6.75 6.26 5.95 5.72 5.28 5.13 4.87 4.82 4.64 4.64 4.64
Page 149 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
7,599 8,390 9,799 5,535 4,888 2,125 1,432 1,062 724 401 406 481 364 474 311 506 484 198 211 51 45,441
F
7,599 15,989 25,788 31,323 36,211 38,336 39,768 40,830 41,554 41,955 42,361 42,842 43,206 43,680 43,991 44,497 44,981 45,179 45,390 45,441
BAND
CUM.
16.72 16.72 18.46 35.19 21.56 56.75 12.18 68.93 10.76 79.69 4.68 84.36 3.15 87.52 2.34 89.85 1.59 91.45 0.88 92.33 0.89 93.22 1.06 94.28 0.80 95.08 1.04 96.12 0.68 96.81 1.11 97.92 1.07 98.99 0.44 99.42 0.46 99.89 0.11 100.00
PERCENTAGE rp
3,447.59 1,505.71 3,262.80 3,209.74 4,498.73 2,887.72 2,846.51 3,056.97 2,662.62 1,924.50 2,036.18 3,025.23 3,732.07 4,483.77 4,112.42 9,056.04 11,716.00 7,206.26 9,867.90 4,837.72 89,376.50
RP
3,447.59 4,953.30 8,216.11 11,425.85 15,924.58 18,812.30 21,658.81 24,715.78 27,378.40 29,302.90 31,339.08 34,364.31 38,096.39 42,580.16 46,692.58 55,748.62 67,464.63 74,670.89 84,538.78 89,376.50
BAND
3.86 1.68 3.65 3.59 5.03 3.23 3.18 3.42 2.98 2.15 2.28 3.38 4.18 5.02 4.60 10.13 13.11 8.06 11.04 5.41
PERCENTAGE
CUM.
f
3.86 5.54 9.19 12.78 17.82 21.05 24.23 27.65 30.63 32.79 35.06 38.45 42.62 47.64 52.24 62.38 75.48 83.55 94.59 100.00
18 6 10 11 10 3 4 9 7 2 7 8 14 8 5 26 16 11 8 0 183
F
18 24 34 45 55 58 62 71 78 80 87 95 109 117 122 148 164 175 183 183
BAND
9.84 3.28 5.46 6.01 5.46 1.64 2.19 4.92 3.83 1.09 3.83 4.37 7.65 4.37 2.73 14.21 8.74 6.01 4.37 0.00
CUM.
9.84 13.11 18.58 24.59 30.05 31.69 33.88 38.80 42.62 43.72 47.54 51.91 59.56 63.93 66.67 80.87 89.62 95.63 100.00 100.00
PERCENTAGE rp
218.43 259.30 478.67 782.24 1,280.53 1,424.99 1,086.44 818.72 5,689.46 35.39 1,141.77 1,005.01 19,039.33 2,995.68 65.50 22,570.95 1,052.20 2,586.90 512.12 0.00 63,043.63
RP
218.43 477.73 956.40 1,738.64 3,019.17 4,444.15 5,530.59 6,349.31 12,038.77 12,074.16 13,215.93 14,220.95 33,260.28 36,255.96 36,321.47 58,892.41 59,944.61 62,531.51 63,043.63 63,043.63
BAND
PERCENTAGE
CUM.
0.35 0.35 0.41 0.76 0.76 1.52 1.24 2.76 2.03 4.79 2.26 7.05 1.72 8.77 1.30 10.07 9.02 19.10 0.06 19.15 1.81 20.96 1.59 22.56 30.20 52.76 4.75 57.51 0.10 57.61 35.80 93.42 1.67 95.08 4.10 99.19 0.81 100.00 0.00 100.00
BAND
6.34 17.22 14.67 24.37 28.46 49.35 38.17 26.78 213.68 1.84 56.07 33.22 510.15 66.81 1.59 249.24 8.98 35.90 5.19 0.00
CUM
6.34 9.64 11.64 15.22 18.96 23.62 25.54 25.69 43.97 41.20 42.17 41.38 87.31 85.15 77.79 105.64 88.85 83.74 74.57 70.54 70.54
Page 150 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
272 281 325 148 153 84 68 35 22 8 7 6 8 7 3 4 5 2 0 1
272 553 878 1,026 1,179 1,263 1,331 1,366 1,388 1,396 1,403 1,409 1,417 1,424 1,427 1,431 1,436 1,438 1,438 1,439
1,439
BAND
CUM.
18.90 18.90 19.53 38.43 22.59 61.01 10.28 71.30 10.63 81.93 5.84 87.77 4.73 92.49 2.43 94.93 1.53 96.46 0.56 97.01 0.49 97.50 0.42 97.92 0.56 98.47 0.49 98.96 0.21 99.17 0.28 99.44 0.35 99.79 0.14 99.93 0.00 99.93 0.07 100.00
PERCENTAGE rp
75.59 52.81 153.00 121.83 202.21 159.28 170.95 98.30 112.13 43.14 68.26 25.68 46.54 67.89 8.83 40.20 71.12 65.86 0.00 2.43 1,586.03
RP
75.59 128.40 281.40 403.23 605.44 764.72 935.66 1,033.96 1,146.09 1,189.23 1,257.48 1,283.16 1,329.70 1,397.59 1,406.42 1,446.62 1,517.73 1,583.60 1,583.60 1,586.03
BAND
4.77 3.33 9.65 7.68 12.75 10.04 10.78 6.20 7.07 2.72 4.30 1.62 2.93 4.28 0.56 2.53 4.48 4.15 0.00 0.15
CUM.
4.77 8.10 17.74 25.42 38.17 48.22 58.99 65.19 72.26 74.98 79.28 80.90 83.84 88.12 88.68 91.21 95.69 99.85 99.85 100.00
PERCENTAGE f
F
0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2
BAND
0 0 0 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2
0.00 0.00 0.00 50.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 73.52 0.00 34.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 107.64
RP
0.00 0.00 0.00 73.52 73.52 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64
BAND
0.00 0.00 0.00 68.30 0.00 31.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
0.00 0.00 0.00 68.30 68.30 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
BAND
0.00 0.00 0.00 60.34 0.00 21.42 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 18.23 12.14 14.08 11.50 10.41 9.39 9.05 8.56 8.39 8.10 7.70 7.65 7.44 7.09 6.80 6.80 6.79 6.79
Page 151 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
655 520 301 134 155 77 67 36 32 14 13 5 7 2 3 2 1 0 1 1
655 1,175 1,476 1,610 1,765 1,842 1,909 1,945 1,977 1,991 2,004 2,009 2,016 2,018 2,021 2,023 2,024 2,024 2,025 2,026
2,026
BAND
CUM.
32.33 32.33 25.67 58.00 14.86 72.85 6.61 79.47 7.65 87.12 3.80 90.92 3.31 94.23 1.78 96.00 1.58 97.58 0.69 98.27 0.64 98.91 0.25 99.16 0.35 99.51 0.10 99.61 0.15 99.75 0.10 99.85 0.05 99.90 0.00 99.90 0.05 99.95 0.05 100.00
PERCENTAGE rp
42.21 79.23 117.07 93.97 184.70 179.75 149.85 139.02 208.82 66.54 69.75 41.28 79.47 23.41 63.27 29.50 8.61 0.00 30.63 0.56 1,607.65
RP
42.21 121.44 238.51 332.48 517.18 696.92 846.78 985.80 1,194.62 1,261.16 1,330.91 1,372.19 1,451.66 1,475.07 1,538.34 1,567.84 1,576.46 1,576.46 1,607.09 1,607.65
BAND
2.63 4.93 7.28 5.85 11.49 11.18 9.32 8.65 12.99 4.14 4.34 2.57 4.94 1.46 3.94 1.84 0.54 0.00 1.91 0.03
CUM.
2.63 7.55 14.84 20.68 32.17 43.35 52.67 61.32 74.31 78.45 82.79 85.35 90.30 91.75 95.69 97.52 98.06 98.06 99.97 100.00
PERCENTAGE f
F
1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3
BAND
1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3
33.33 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
rp
33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.98 11.97 5.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.31
RP
0.98 12.96 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31
BAND
5.36 65.39 29.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
5.36 70.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
2.33 15.11 4.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
2.33 10.67 7.68 5.51 3.54 2.63 2.16 1.86 1.53 1.45 1.38 1.33 1.26 1.24 1.19 1.17 1.16 1.16 1.14 1.14 1.14
Page 152 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/12/2006
:
15/02/2007
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,220 1,563 2,075 1,471 1,461 623 375 337 137 104 64 72 57 92 45 76 79 37 47 13 9,948
F
1,220 2,783 4,858 6,329 7,790 8,413 8,788 9,125 9,262 9,366 9,430 9,502 9,559 9,651 9,696 9,772 9,851 9,888 9,935 9,948
BAND
CUM.
12.26 12.26 15.71 27.98 20.86 48.83 14.79 63.62 14.69 78.31 6.26 84.57 3.77 88.34 3.39 91.73 1.38 93.10 1.05 94.15 0.64 94.79 0.72 95.52 0.57 96.09 0.92 97.01 0.45 97.47 0.76 98.23 0.79 99.02 0.37 99.40 0.47 99.87 0.13 100.00
PERCENTAGE rp
767.03 280.19 989.84 1,405.27 2,245.41 1,281.74 991.11 1,349.38 547.10 551.82 526.23 593.89 544.30 903.38 441.50 1,261.16 2,045.30 1,389.94 1,543.75 190.96 19,849.32
RP
767.03 1,047.22 2,037.06 3,442.33 5,687.75 6,969.48 7,960.60 9,309.98 9,857.08 10,408.89 10,935.13 11,529.02 12,073.32 12,976.70 13,418.21 14,679.37 16,724.67 18,114.61 19,658.36 19,849.32
BAND
3.86 1.41 4.99 7.08 11.31 6.46 4.99 6.80 2.76 2.78 2.65 2.99 2.74 4.55 2.22 6.35 10.30 7.00 7.78 0.96
CUM.
3.86 5.28 10.26 17.34 28.65 35.11 40.11 46.90 49.66 52.44 55.09 58.08 60.82 65.38 67.60 73.95 84.26 91.26 99.04 100.00
PERCENTAGE f
F
1 0 1 0 4 7 3 0 2 1 4 2 1 5 1 0 7 0 2 0 41
1 1 2 2 6 13 16 16 18 19 23 25 26 31 32 32 39 39 41 41
BAND
2.44 0.00 2.44 0.00 9.76 17.07 7.32 0.00 4.88 2.44 9.76 4.88 2.44 12.20 2.44 0.00 17.07 0.00 4.88 0.00
CUM.
2.44 2.44 4.88 4.88 14.63 31.71 39.02 39.02 43.90 46.34 56.10 60.98 63.41 75.61 78.05 78.05 95.12 95.12 100.00 100.00
PERCENTAGE rp
5.84 0.00 100.00 0.00 43.89 300.21 28.75 0.00 1,919.25 1.03 35.50 135.76 125.39 7,694.90 42.82 0.00 1,081.87 0.00 34.04 0.00 11,549.25
RP
5.84 5.84 105.84 105.84 149.74 449.95 478.70 478.70 2,397.94 2,398.97 2,434.47 2,570.23 2,695.62 10,390.52 10,433.34 10,433.34 11,515.21 11,515.21 11,549.25 11,549.25
BAND
PERCENTAGE
CUM.
0.05 0.05 0.00 0.05 0.87 0.92 0.00 0.92 0.38 1.30 2.60 3.90 0.25 4.14 0.00 4.14 16.62 20.76 0.01 20.77 0.31 21.08 1.18 22.25 1.09 23.34 66.63 89.97 0.37 90.34 0.00 90.34 9.37 99.71 0.00 99.71 0.29 100.00 0.00 100.00
BAND
0.76 0.00 10.10 0.00 1.95 23.42 2.90 0.00 350.80 0.19 6.75 22.86 23.04 851.79 9.70 0.00 52.90 0.00 2.20 0.00
CUM
0.76 0.56 5.20 3.07 2.63 6.46 6.01 5.14 24.33 23.05 22.26 22.29 22.33 80.07 77.76 71.07 68.85 63.57 58.75 58.18 58.18
Page 153 of 204
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
F
25 109,131 109,131 75 108,819 217,950 150 127,085 345,035 250 75,718 420,753 400 80,186 500,939 625 39,104 540,043 875 28,314 568,357 1,250 21,457 589,814 1,750 11,950 601,764 6,471 608,235 2,250 5,193 613,428 2,750 6,184 619,612 3,500 3,962 623,574 4,500 4,922 628,496 6,250 3,215 631,711 8,750 4,701 636,412 15,000 3,976 640,388 35,000 1,778 642,166 75,000 1,735 643,901 300,000 617 644,518 644,518
BAND
CUM.
16.93 16.93 16.88 33.82 19.72 53.53 11.75 65.28 12.44 77.72 6.07 83.79 4.39 88.18 3.33 91.51 1.85 93.37 1.00 94.37 0.81 95.18 0.96 96.14 0.61 96.75 0.76 97.51 0.50 98.01 0.73 98.74 0.62 99.36 0.28 99.64 0.27 99.90 0.10 100.00
PERCENTAGE rp
39,319.91 25,126.71 51,557.52 49,207.23 79,849.52 56,513.47 59,202.18 57,712.04 42,552.06 27,177.29 28,915.25 36,701.62 29,854.02 47,416.49 36,015.80 73,751.22 80,689.06 43,380.10 56,332.14 29,415.01
RP
39,319.91 64,446.62 116,004.13 165,211.37 245,060.89 301,574.36 360,776.54 418,488.59 461,040.64 488,217.93 517,133.18 553,834.80 583,688.82 631,105.30 667,121.11 740,872.32 821,561.38 864,941.48 921,273.62 950,688.63
950,688.63
BAND
CUM.
4.14 4.14 2.64 6.78 5.42 12.20 5.18 17.38 8.40 25.78 5.94 31.72 6.23 37.95 6.07 44.02 4.48 48.50 2.86 51.35 3.04 54.40 3.86 58.26 3.14 61.40 4.99 66.38 3.79 70.17 7.76 77.93 8.49 86.42 4.56 90.98 5.93 96.91 3.09 100.00
PERCENTAGE f
F
125 74 81 40 67 52 40 37 26 15 13 28 30 45 33 45 57 50 102 32
125 199 280 320 387 439 479 516 542 557 570 598 628 673 706 751 808 858 960 992
992
BAND
CUM.
PERCENTAGE rp
12.60 12.60 106,260.52 7.46 20.06 4,563.75 8.17 28.23 6,155.96 4.03 32.26 6,772.42 6.75 39.01 10,119.84 5.24 44.25 8,174.40 4.03 48.29 6,319.92 3.73 52.02 8,526.95 2.62 54.64 5,891.66 1.51 56.15 7,282.43 1.31 57.46 1,797.42 2.82 60.28 6,581.79 3.02 63.31 6,024.23 4.54 67.84 13,571.57 3.33 71.17 11,904.56 4.54 75.71 25,988.01 5.75 81.45 111,328.36 5.04 86.49 25,716.93 10.28 96.77 55,459.03 3.23 100.00 45,219.21 473,658.94
RP
106,260.52 110,824.27 116,980.22 123,752.64 133,872.48 142,046.87 148,366.79 156,893.74 162,785.40 170,067.83 171,865.26 178,447.05 184,471.28 198,042.85 209,947.41 235,935.42 347,263.77 372,980.70 428,439.73 473,658.94
BAND
CUM.
PERCENTAGE BAND
CUM
22.43 22.43 270.25 270.25 0.96 23.40 18.16 171.96 1.30 24.70 11.94 100.84 1.43 26.13 13.76 74.91 2.14 28.26 12.67 54.63 1.73 29.99 14.46 47.10 1.33 31.32 10.68 41.12 1.80 33.12 14.77 37.49 1.24 34.37 13.85 35.31 1.54 35.91 26.80 34.83 0.38 36.28 6.22 33.23 1.39 37.67 17.93 32.22 1.27 38.95 20.18 31.60 2.87 41.81 28.62 31.38 2.51 44.32 33.05 31.47 5.49 49.81 35.24 31.85 23.50 73.32 137.97 42.27 5.43 78.74 59.28 43.12 11.71 90.45 98.45 46.51 9.55 100.00 153.73 49.82 49.82
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.639.057.626,66- Freq. Klaim 297 ( Data not Include Claim Fire no Policy Rp. 1.639.057.626,66- Freq Claim 297 )
Page 154 of 204
RISK AND LOSS PROFILE 2006 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
99,870 105,686 120,613 70,510 72,442 33,779 23,272 16,474 8,612 4,383 3,384 3,655 2,295 2,676 1,546 2,004 1,459 489 455 179 573,783
F
99,870 205,556 326,169 396,679 469,121 502,900 526,172 542,646 551,258 555,641 559,025 562,680 564,975 567,651 569,197 571,201 572,660 573,149 573,604 573,783
BAND
CUM.
17.41 17.41 18.42 35.82 21.02 56.85 12.29 69.13 12.63 81.76 5.89 87.65 4.06 91.70 2.87 94.57 1.50 96.07 0.76 96.84 0.59 97.43 0.64 98.06 0.40 98.46 0.47 98.93 0.27 99.20 0.35 99.55 0.25 99.80 0.09 99.89 0.08 99.97 0.03 100.00
PERCENTAGE rp
25,102.55 24,455.71 49,447.54 46,551.74 73,717.70 50,803.77 51,094.35 47,919.43 33,959.08 20,440.62 20,011.44 25,860.97 20,839.65 30,557.70 20,970.62 39,493.41 37,092.97 14,517.73 19,956.60 7,535.61 660,329.20
RP
25,102.55 49,558.26 99,005.81 145,557.55 219,275.25 270,079.02 321,173.37 369,092.80 403,051.88 423,492.50 443,503.94 469,364.91 490,204.56 520,762.26 541,732.88 581,226.29 618,319.27 632,836.99 652,793.59 660,329.20
BAND
3.80 3.70 7.49 7.05 11.16 7.69 7.74 7.26 5.14 3.10 3.03 3.92 3.16 4.63 3.18 5.98 5.62 2.20 3.02 1.14
CUM.
3.80 7.51 14.99 22.04 33.21 40.90 48.64 55.90 61.04 64.13 67.16 71.08 74.24 78.86 82.04 88.02 93.64 95.84 98.86 100.00
PERCENTAGE f
F
86 65 62 28 50 30 25 20 16 12 12 18 21 27 12 26 25 18 19 4 576
BAND
86 151 213 241 291 321 346 366 382 394 406 424 445 472 484 510 535 553 572 576
CUM.
14.93 14.93 11.28 26.22 10.76 36.98 4.86 41.84 8.68 50.52 5.21 55.73 4.34 60.07 3.47 63.54 2.78 66.32 2.08 68.40 2.08 70.49 3.13 73.61 3.65 77.26 4.69 81.94 2.08 84.03 4.51 88.54 4.34 92.88 3.13 96.01 3.30 99.31 0.69 100.00
PERCENTAGE rp
94,829.11 4,232.63 5,508.82 5,661.99 8,833.14 5,426.86 5,112.85 6,928.18 4,415.73 7,239.85 1,747.42 5,912.08 5,793.16 12,244.40 2,312.39 14,067.24 86,354.94 8,659.32 990.34 39,991.29 326,261.74
RP
94,829.11 99,061.74 104,570.56 110,232.55 119,065.69 124,492.55 129,605.40 136,533.58 140,949.31 148,189.16 149,936.58 155,848.66 161,641.82 173,886.22 176,198.61 190,265.85 276,620.79 285,280.11 286,270.45 326,261.74
BAND
29.07 1.30 1.69 1.74 2.71 1.66 1.57 2.12 1.35 2.22 0.54 1.81 1.78 3.75 0.71 4.31 26.47 2.65 0.30 12.26
PERCENTAGE
CUM.
BAND
29.07 30.36 32.05 33.79 36.49 38.16 39.72 41.85 43.20 45.42 45.96 47.77 49.54 53.30 54.01 58.32 84.78 87.44 87.74 100.00
377.77 17.31 11.14 12.16 11.98 10.68 10.01 14.46 13.00 35.42 8.73 22.86 27.80 40.07 11.03 35.62 232.81 59.65 4.96 530.70
CUM
377.77 199.89 105.62 75.73 54.30 46.09 40.35 36.99 34.97 34.99 33.81 33.20 32.97 33.39 32.52 32.74 44.74 45.08 43.85 49.41 49.41
Page 155 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2006
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,107 2,005 4,096 3,391 5,173 3,440 3,275 3,151 2,049 1,275 1,029 1,377 952 1,345 930 1,562 1,450 740 663 195 44,205
F
6,107 8,112 12,208 15,599 20,772 24,212 27,487 30,638 32,687 33,962 34,991 36,368 37,320 38,665 39,595 41,157 42,607 43,347 44,010 44,205
BAND
CUM.
13.82 13.82 4.54 18.35 9.27 27.62 7.67 35.29 11.70 46.99 7.78 54.77 7.41 62.18 7.13 69.31 4.64 73.94 2.88 76.83 2.33 79.16 3.12 82.27 2.15 84.42 3.04 87.47 2.10 89.57 3.53 93.10 3.28 96.39 1.67 98.06 1.50 99.56 0.44 100.00
PERCENTAGE rp
7,500.31 497.28 1,632.65 1,961.08 4,782.58 4,203.86 6,351.03 7,443.18 6,469.43 4,929.11 7,141.72 7,268.43 6,424.18 12,903.84 10,814.63 24,607.58 29,595.42 18,873.70 19,899.60 8,891.68 192,191.26
RP
7,500.31 7,997.59 9,630.24 11,591.32 16,373.89 20,577.75 26,928.78 34,371.95 40,841.39 45,770.50 52,912.22 60,180.64 66,604.82 79,508.66 90,323.28 114,930.87 144,526.29 163,399.98 183,299.58 192,191.26
BAND
CUM.
3.90 3.90 0.26 4.16 0.85 5.01 1.02 6.03 2.49 8.52 2.19 10.71 3.30 14.01 3.87 17.88 3.37 21.25 2.56 23.82 3.72 27.53 3.78 31.31 3.34 34.66 6.71 41.37 5.63 47.00 12.80 59.80 15.40 75.20 9.82 85.02 10.35 95.37 4.63 100.00
PERCENTAGE f
F
33 8 17 11 16 18 15 15 8 3 1 10 8 17 21 18 31 31 80 25 386
33 41 58 69 85 103 118 133 141 144 145 155 163 180 201 219 250 281 361 386
BAND
CUM.
8.55 2.07 4.40 2.85 4.15 4.66 3.89 3.89 2.07 0.78 0.26 2.59 2.07 4.40 5.44 4.66 8.03 8.03 20.73 6.48
8.55 10.62 15.03 17.88 22.02 26.68 30.57 34.46 36.53 37.31 37.56 40.16 42.23 46.63 52.07 56.74 64.77 72.80 93.52 100.00
PERCENTAGE rp
6,707.05 310.78 617.13 1,098.43 1,273.18 2,354.65 1,207.07 1,448.77 1,451.85 42.58 50.00 669.72 133.78 1,277.17 9,592.17 11,703.89 24,744.58 16,557.61 53,449.19 4,769.73 139,459.33
RP
BAND
CUM.
6,707.05 4.81 4.81 7,017.83 0.22 5.03 7,634.96 0.44 5.47 8,733.39 0.79 6.26 10,006.57 0.91 7.18 12,361.22 1.69 8.86 13,568.29 0.87 9.73 15,017.06 1.04 10.77 16,468.91 1.04 11.81 16,511.49 0.03 11.84 16,561.49 0.04 11.88 17,231.20 0.48 12.36 17,364.99 0.10 12.45 18,642.16 0.92 13.37 28,234.33 6.88 20.25 39,938.22 8.39 28.64 64,682.80 17.74 46.38 81,240.41 11.87 58.25 134,689.60 38.33 96.58 139,459.33 3.42 100.00
PERCENTAGE BAND
CUM
89.42 62.50 37.80 56.01 26.62 56.01 19.01 19.46 22.44 0.86 0.70 9.21 2.08 9.90 88.70 47.56 83.61 87.73 268.59 53.64
89.42 87.75 79.28 75.34 61.11 60.07 50.39 43.69 40.32 36.07 31.30 28.63 26.07 23.45 31.26 34.75 44.76 49.72 73.48 72.56 72.56
Page 156 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
10 5 8 4 6 5 3 3 5 6 6 225 10 8 7 16 23 9 11 4
10 15 23 27 33 38 41 44 49 55 61 286 296 304 311 327 350 359 370 374
374
BAND
CUM.
2.67 2.67 1.34 4.01 2.14 6.15 1.07 7.22 1.60 8.82 1.34 10.16 0.80 10.96 0.80 11.76 1.34 13.10 1.60 14.71 1.60 16.31 60.16 76.47 2.67 79.14 2.14 81.28 1.87 83.16 4.28 87.43 6.15 93.58 2.41 95.99 2.94 98.93 1.07 100.00
PERCENTAGE rp
26.82 0.33 2.24 84.48 3.04 4.05 3.79 1.56 13.98 17.71 16.60 978.14 56.04 22.88 10.83 33.55 130.92 48.28 57.17 22.02 1,534.44
RP
26.82 27.15 29.40 113.87 116.91 120.96 124.76 126.31 140.29 158.00 174.60 1,152.73 1,208.78 1,231.66 1,242.49 1,276.04 1,406.96 1,455.24 1,512.41 1,534.44
BAND
1.75 0.02 0.15 5.51 0.20 0.26 0.25 0.10 0.91 1.15 1.08 63.75 3.65 1.49 0.71 2.19 8.53 3.15 3.73 1.44
CUM.
1.75 1.77 1.92 7.42 7.62 7.88 8.13 8.23 9.14 10.30 11.38 75.12 78.78 80.27 80.97 83.16 91.69 94.84 98.56 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 2 3
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 3
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 0.00 33.33 66.67 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 500.00 0.00 189.79 689.79
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 500.00 500.00 689.79
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 72.49 0.00 27.51
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 72.49 72.49 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,035.64 0.00 861.70
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.36 33.06 44.95 44.95
Page 157 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,144 1,123 2,368 1,813 2,565 1,880 1,764 1,829 1,284 807 774 927 705 893 732 1,119 1,044 540 606 239 26,156
F
3,144 4,267 6,635 8,448 11,013 12,893 14,657 16,486 17,770 18,577 19,351 20,278 20,983 21,876 22,608 23,727 24,771 25,311 25,917 26,156
BAND
CUM.
12.02 12.02 4.29 16.31 9.05 25.37 6.93 32.30 9.81 42.11 7.19 49.29 6.74 56.04 6.99 63.03 4.91 67.94 3.09 71.02 2.96 73.98 3.54 77.53 2.70 80.22 3.41 83.64 2.80 86.44 4.28 90.71 3.99 94.70 2.06 96.77 2.32 99.09 0.91 100.00
PERCENTAGE rp
6,690.23 173.38 475.08 609.94 1,346.21 1,501.79 1,753.01 2,347.88 2,109.56 1,789.85 1,745.49 2,594.09 2,534.14 3,932.07 4,219.72 9,616.67 13,869.74 9,940.39 16,418.77 12,965.70 96,633.73
RP
6,690.23 6,863.61 7,338.69 7,948.63 9,294.84 10,796.62 12,549.64 14,897.52 17,007.08 18,796.94 20,542.43 23,136.52 25,670.66 29,602.73 33,822.45 43,439.12 57,308.87 67,249.26 83,668.03 96,633.73
BAND
6.92 0.18 0.49 0.63 1.39 1.55 1.81 2.43 2.18 1.85 1.81 2.68 2.62 4.07 4.37 9.95 14.35 10.29 16.99 13.42
CUM.
6.92 7.10 7.59 8.23 9.62 11.17 12.99 15.42 17.60 19.45 21.26 23.94 26.56 30.63 35.00 44.95 59.31 69.59 86.58 100.00
PERCENTAGE f
F
6 1 2 1 1 4 0 2 2 0 0 0 1 1 0 1 1 0 3 1 27
6 7 9 10 11 15 15 17 19 19 19 19 20 21 21 22 23 23 26 27
BAND
CUM.
22.22 3.70 7.41 3.70 3.70 14.81 0.00 7.41 7.41 0.00 0.00 0.00 3.70 3.70 0.00 3.70 3.70 0.00 11.11 3.70
22.22 25.93 33.33 37.04 40.74 55.56 55.56 62.96 70.37 70.37 70.37 70.37 74.07 77.78 77.78 81.48 85.19 85.19 96.30 100.00
PERCENTAGE rp
4,724.36 20.35 30.00 12.00 13.52 392.88 0.00 150.00 24.08 0.00 0.00 0.00 97.28 50.00 0.00 216.88 228.84 0.00 1,019.50 268.40 7,248.08
RP
4,724.36 4,744.71 4,774.71 4,786.71 4,800.23 5,193.11 5,193.11 5,343.11 5,367.18 5,367.18 5,367.18 5,367.18 5,464.47 5,514.47 5,514.47 5,731.35 5,960.18 5,960.18 6,979.68 7,248.08
BAND
65.18 0.28 0.41 0.17 0.19 5.42 0.00 2.07 0.33 0.00 0.00 0.00 1.34 0.69 0.00 2.99 3.16 0.00 14.07 3.70
CUM.
65.18 65.46 65.88 66.04 66.23 71.65 71.65 73.72 74.05 74.05 74.05 74.05 75.39 76.08 76.08 79.07 82.23 82.23 96.30 100.00
PERCENTAGE BAND
70.62 11.73 6.31 1.97 1.00 26.16 0.00 6.39 1.14 0.00 0.00 0.00 3.84 1.27 0.00 2.26 1.65 0.00 6.21 0.02
CUM
70.62 69.13 65.06 60.22 51.64 48.10 41.38 35.87 31.56 28.55 26.13 23.20 21.29 18.63 16.30 13.19 10.40 8.86 8.34 0.08 00.08
Page 158 of 204
RISK AND LOSS PROFILE 2006 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
95 21 33 27 50 21 32 29 21 11 16 31 23 26 23 34 47 30 39 25 634
95 116 149 176 226 247 279 308 329 340 356 387 410 436 459 493 540 570 609 634
BAND
CUM.
14.98 14.98 3.31 18.30 5.21 23.50 4.26 27.76 7.89 35.65 3.31 38.96 5.05 44.01 4.57 48.58 3.31 51.89 1.74 53.63 2.52 56.15 4.89 61.04 3.63 64.67 4.10 68.77 3.63 72.40 5.36 77.76 7.41 85.17 4.73 89.91 6.15 96.06 3.94 100.00
PERCENTAGE rp
587.29 4.94 28.99 135.20 35.41 17.78 47.09 77.42 45.13 25.80 97.78 141.06 139.65 145.87 196.89 598.29 1,115.83 436.86 633.15 401.52 4,911.95
RP
587.29 592.23 621.22 756.41 791.83 809.60 856.69 934.11 979.24 1,005.03 1,102.82 1,243.88 1,383.53 1,529.40 1,726.29 2,324.58 3,440.42 3,877.28 4,510.43 4,911.95
BAND
11.96 0.10 0.59 2.75 0.72 0.36 0.96 1.58 0.92 0.53 1.99 2.87 2.84 2.97 4.01 12.18 22.72 8.89 12.89 8.17
CUM.
11.96 12.06 12.65 15.40 16.12 16.48 17.44 19.02 19.94 20.46 22.45 25.32 28.17 31.14 35.14 47.33 70.04 78.94 91.83 100.00
PERCENTAGE f
F
8 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 2 0 13
BAND
CUM.
8 61.54 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 9 7.69 69.23 10 7.69 76.92 10 0.00 76.92 11 7.69 84.62 13 15.38 100.00 13 0.00 100.00
PERCENTAGE rp
309.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.51 79.61 0.00 1,970.21 359.47 0.00 2,721.89
RP
309.10 309.10 309.10 309.10 309.10 309.10 309.10 309.10 309.10 309.10 309.10 309.10 309.10 309.10 312.60 392.21 392.21 2,362.42 2,721.89 2,721.89
BAND
CUM.
PERCENTAGE BAND
11.36 11.36 52.63 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 0.13 11.48 1.78 2.92 14.41 13.31 0.00 14.41 0.00 72.38 86.79 450.99 13.21 100.00 56.78 0.00 100.00 0.00
CUM
52.63 52.19 49.76 40.86 39.04 38.18 36.08 33.09 31.56 30.75 28.03 24.85 22.34 20.21 18.11 16.87 11.40 60.93 60.35 55.41 55.41
Page 159 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
143 55 107 58 86 63 64 56 36 33 36 48 26 45 36 69 82 41 39 22 1,145
F
143 198 305 363 449 512 576 632 668 701 737 785 811 856 892 961 1,043 1,084 1,123 1,145
BAND
CUM.
PERCENTAGE rp
12.49 12.49 262.59 4.80 17.29 12.12 9.34 26.64 30.97 5.07 31.70 27.93 7.51 39.21 90.76 5.50 44.72 61.40 5.59 50.31 102.87 4.89 55.20 146.03 3.14 58.34 95.10 2.88 61.22 109.95 3.14 64.37 149.08 4.19 68.56 210.59 2.27 70.83 135.15 3.93 74.76 325.25 3.14 77.90 351.09 6.03 83.93 755.87 7.16 91.09 1,052.03 3.58 94.67 574.57 3.41 98.08 840.47 1.92 100.00 304.02 5,637.86
RP
262.59 274.70 305.68 333.61 424.37 485.78 588.65 734.68 829.78 939.73 1,088.81 1,299.40 1,434.55 1,759.81 2,110.89 2,866.76 3,918.80 4,493.37 5,333.84 5,637.86
BAND
4.66 0.21 0.55 0.50 1.61 1.09 1.82 2.59 1.69 1.95 2.64 3.74 2.40 5.77 6.23 13.41 18.66 10.19 14.91 5.39
CUM.
4.66 4.87 5.42 5.92 7.53 8.62 10.44 13.03 14.72 16.67 19.31 23.05 25.44 31.21 37.44 50.85 69.51 79.70 94.61 100.00
PERCENTAGE f
F
2 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 1 1 0 7
BAND
2 2 2 2 2 2 2 2 2 2 2 2 3 3 3 4 5 6 7 7
CUM.
28.57 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 14.29 42.86 0.00 42.86 0.00 42.86 14.29 57.14 14.29 71.43 14.29 85.71 14.29 100.00 0.00 100.00
PERCENTAGE rp
101.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.35 0.00 0.00 216.88 90.00 113.94 498.49 0.00 1,033.13
RP
101.48 101.48 101.48 101.48 101.48 101.48 101.48 101.48 101.48 101.48 101.48 101.48 113.83 113.83 113.83 330.71 420.71 534.65 1,033.13 1,033.13
BAND
9.82 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.20 0.00 0.00 20.99 8.71 11.03 48.25 0.00
CUM.
9.82 9.82 9.82 9.82 9.82 9.82 9.82 9.82 9.82 9.82 9.82 9.82 11.02 11.02 11.02 32.01 40.72 51.75 100.00 100.00
PERCENTAGE BAND
38.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.14 0.00 0.00 28.69 8.55 19.83 59.31 0.00
CUM
38.64 36.94 33.20 30.42 23.91 20.89 17.24 13.81 12.23 10.80 9.32 7.81 7.93 6.47 5.39 11.54 10.74 11.90 19.37 18.32 18.32
Page 160 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 22
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Metals
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
357 232 314 249 356 285 312 358 241 191 158 211 193 272 192 345 331 236 210 82
357 589 903 1,152 1,508 1,793 2,105 2,463 2,704 2,895 3,053 3,264 3,457 3,729 3,921 4,266 4,597 4,833 5,043 5,125
5,125
BAND
CUM.
6.97 6.97 4.53 11.49 6.13 17.62 4.86 22.48 6.95 29.42 5.56 34.99 6.09 41.07 6.99 48.06 4.70 52.76 3.73 56.49 3.08 59.57 4.12 63.69 3.77 67.45 5.31 72.76 3.75 76.51 6.73 83.24 6.46 89.70 4.60 94.30 4.10 98.40 1.60 100.00
PERCENTAGE rp
1,539.44 51.24 146.56 137.96 250.29 314.68 515.07 689.16 660.96 684.41 770.74 1,021.06 1,064.46 1,981.21 1,757.48 4,393.62 5,278.96 3,799.20 4,010.55 1,242.50 30,309.55
RP
1,539.44 1,590.68 1,737.24 1,875.20 2,125.49 2,440.17 2,955.25 3,644.40 4,305.36 4,989.77 5,760.51 6,781.58 7,846.03 9,827.24 11,584.72 15,978.34 21,257.30 25,056.50 29,067.05 30,309.55
BAND
5.08 0.17 0.48 0.46 0.83 1.04 1.70 2.27 2.18 2.26 2.54 3.37 3.51 6.54 5.80 14.50 17.42 12.53 13.23 4.10
PERCENTAGE
CUM.
f
5.08 5.25 5.73 6.19 7.01 8.05 9.75 12.02 14.20 16.46 19.01 22.37 25.89 32.42 38.22 52.72 70.13 82.67 95.90 100.00
5 1 0 0 0 0 3 0 0 0 0 1 2 1 2 2 5 14 9 1 46
F
5 6 6 6 6 6 9 9 9 9 9 10 12 13 15 17 22 36 45 46
BAND
10.87 2.17 0.00 0.00 0.00 0.00 6.52 0.00 0.00 0.00 0.00 2.17 4.35 2.17 4.35 4.35 10.87 30.43 19.57 2.17
CUM.
10.87 13.04 13.04 13.04 13.04 13.04 19.57 19.57 19.57 19.57 19.57 21.74 26.09 28.26 32.61 36.96 47.83 78.26 97.83 100.00
PERCENTAGE rp
RP
4,856.67 4,856.67 70.00 4,926.67 0.00 4,926.67 0.00 4,926.67 0.00 4,926.67 0.00 4,926.67 14.84 4,941.51 0.00 4,941.51 0.00 4,941.51 0.00 4,941.51 0.00 4,941.51 875.00 5,816.51 390.00 6,206.51 500.00 6,706.51 13.04 6,719.56 8.87 6,728.43 303.82 7,032.25 952.55 7,984.80 14,556.63 22,541.44 0.42 22,541.86 22,541.86
BAND
21.55 0.31 0.00 0.00 0.00 0.00 0.07 0.00 0.00 0.00 0.00 3.88 1.73 2.22 0.06 0.04 1.35 4.23 64.58 0.00
CUM.
PERCENTAGE BAND
21.55 315.48 21.86 136.61 21.86 0.00 21.86 0.00 21.86 0.00 21.86 0.00 21.92 2.88 21.92 0.00 21.92 0.00 21.92 0.00 21.92 0.00 25.80 85.70 27.53 36.64 29.75 25.24 29.81 0.74 29.85 0.20 31.20 5.76 35.42 25.07 100.00 362.96 100.00 0.03
CUM
315.48 309.72 283.59 262.73 231.79 201.90 167.21 135.59 114.78 99.03 85.78 85.77 79.10 68.24 58.00 42.11 33.08 31.87 77.55 74.37 74.37
Page 161 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
410 110 234 221 418 407 407 480 319 243 265 303 229 333 266 422 411 176 207 105 5,966
F
410 520 754 975 1,393 1,800 2,207 2,687 3,006 3,249 3,514 3,817 4,046 4,379 4,645 5,067 5,478 5,654 5,861 5,966
BAND
6.87 1.84 3.92 3.70 7.01 6.82 6.82 8.05 5.35 4.07 4.44 5.08 3.84 5.58 4.46 7.07 6.89 2.95 3.47 1.76
CUM.
6.87 8.72 12.64 16.34 23.35 30.17 36.99 45.04 50.39 54.46 58.90 63.98 67.82 73.40 77.86 84.93 91.82 94.77 98.24 100.00
PERCENTAGE rp
2,142.07 57.06 231.19 279.57 721.25 997.93 1,083.63 1,658.18 1,442.40 1,211.90 1,492.30 2,050.43 1,950.67 3,638.06 3,281.63 7,295.37 8,816.26 4,755.91 4,238.66 12,321.06 59,665.51
RP
2,142.07 2,199.13 2,430.32 2,709.89 3,431.14 4,429.07 5,512.69 7,170.87 8,613.27 9,825.17 11,317.47 13,367.90 15,318.57 18,956.63 22,238.26 29,533.62 38,349.88 43,105.79 47,344.45 59,665.51
BAND
3.59 0.10 0.39 0.47 1.21 1.67 1.82 2.78 2.42 2.03 2.50 3.44 3.27 6.10 5.50 12.23 14.78 7.97 7.10 20.65
PERCENTAGE
CUM.
f
3.59 3.69 4.07 4.54 5.75 7.42 9.24 12.02 14.44 16.47 18.97 22.40 25.67 31.77 37.27 49.50 64.27 72.25 79.35 100.00
F
5 1 0 1 0 2 0 0 2 1 0 0 1 1 5 6 8 2 5 1 41
5 6 6 7 7 9 9 9 11 12 12 12 13 14 19 25 33 35 40 41
BAND
CUM.
12.20 12.20 2.44 14.63 0.00 14.63 2.44 17.07 0.00 17.07 4.88 21.95 0.00 21.95 0.00 21.95 4.88 26.83 2.44 29.27 0.00 29.27 0.00 29.27 2.44 31.71 2.44 34.15 12.20 46.34 14.63 60.98 19.51 80.49 4.88 85.37 12.20 97.56 2.44 100.00
PERCENTAGE rp
55,388.55 20.56 0.00 200.00 0.00 37.81 0.00 0.00 12.66 2,500.00 0.00 0.00 4,500.00 13.96 1,160.10 7,186.05 47,014.64 4,754.51 139.07 0.00 122,927.93
RP
55,388.55 55,409.11 55,409.11 55,609.11 55,609.11 55,646.93 55,646.93 55,646.93 55,659.59 58,159.59 58,159.59 58,159.59 62,659.59 62,673.54 63,833.65 71,019.70 118,034.34 122,788.85 122,927.93 122,927.93
BAND
45.06 0.02 0.00 0.16 0.00 0.03 0.00 0.00 0.01 2.03 0.00 0.00 3.66 0.01 0.94 5.85 38.25 3.87 0.11 0.00
CUM.
PERCENTAGE BAND
CUM
45.06 2,585.74 2,585.74 45.07 36.04 2,519.59 45.07 0.00 2,279.91 45.24 71.54 2,052.08 45.24 0.00 1,620.72 45.27 3.79 1,256.40 45.27 0.00 1,009.43 45.27 0.00 776.01 45.28 0.88 646.21 47.31 206.29 591.94 47.31 0.00 513.89 47.31 0.00 435.07 50.97 230.69 409.04 50.98 0.38 330.62 51.93 35.35 287.04 57.77 98.50 240.47 96.02 533.27 307.78 99.89 99.97 284.85 100.00 3.28 259.65 100.00 0.00 206.03 206.03
Page 162 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Textiles
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
751 717 1,281 1,005 1,240 816 642 566 366 247 218 255 200 253 166 315 326 156 163 75 9,758
F
751 1,468 2,749 3,754 4,994 5,810 6,452 7,018 7,384 7,631 7,849 8,104 8,304 8,557 8,723 9,038 9,364 9,520 9,683 9,758
BAND
CUM.
7.70 7.70 7.35 15.04 13.13 28.17 10.30 38.47 12.71 51.18 8.36 59.54 6.58 66.12 5.80 71.92 3.75 75.67 2.53 78.20 2.23 80.44 2.61 83.05 2.05 85.10 2.59 87.69 1.70 89.39 3.23 92.62 3.34 95.96 1.60 97.56 1.67 99.23 0.77 100.00
PERCENTAGE rp
1,535.67 305.86 801.77 951.37 1,761.26 1,610.48 2,622.45 1,965.16 1,557.72 1,199.49 1,178.95 1,784.84 1,375.23 2,442.73 1,904.62 4,937.30 7,562.62 4,072.70 4,042.31 2,327.13 45,939.69
RP
1,535.67 1,841.53 2,643.31 3,594.68 5,355.94 6,966.42 9,588.88 11,554.04 13,111.76 14,311.25 15,490.20 17,275.05 18,650.28 21,093.01 22,997.63 27,934.93 35,497.55 39,570.24 43,612.56 45,939.69
BAND
3.34 0.67 1.75 2.07 3.83 3.51 5.71 4.28 3.39 2.61 2.57 3.89 2.99 5.32 4.15 10.75 16.46 8.87 8.80 5.07
CUM.
3.34 4.01 5.75 7.82 11.66 15.16 20.87 25.15 28.54 31.15 33.72 37.60 40.60 45.91 50.06 60.81 77.27 86.14 94.93 100.00
PERCENTAGE f
F
5 0 0 0 1 0 3 2 2 0 0 2 1 3 3 7 9 2 2 2 44
BAND
5 5 5 5 6 6 9 11 13 13 13 15 16 19 22 29 38 40 42 44
CUM.
PERCENTAGE rp
11.36 11.36 13,511.69 0.00 11.36 0.00 0.00 11.36 0.00 0.00 11.36 0.00 2.27 13.64 450.00 0.00 13.64 0.00 6.82 20.45 57.83 4.55 25.00 501.00 4.55 29.55 2,660.22 0.00 29.55 0.00 0.00 29.55 0.00 4.55 34.09 438.08 2.27 36.36 0.40 6.82 43.18 128.97 6.82 50.00 17.12 15.91 65.91 3,077.28 20.45 86.36 1,240.79 4.55 90.91 249.24 4.55 95.45 11,019.25 4.55 100.00 41,858.16 75,210.04
RP
13,511.69 13,511.69 13,511.69 13,511.69 13,961.69 13,961.69 14,019.52 14,520.52 17,180.74 17,180.74 17,180.74 17,618.82 17,619.22 17,748.20 17,765.31 20,842.59 22,083.38 22,332.63 33,351.88 75,210.04
BAND
17.97 0.00 0.00 0.00 0.60 0.00 0.08 0.67 3.54 0.00 0.00 0.58 0.00 0.17 0.02 4.09 1.65 0.33 14.65 55.66
CUM.
PERCENTAGE BAND
17.97 879.85 17.97 0.00 17.97 0.00 17.97 0.00 18.56 25.55 18.56 0.00 18.64 2.21 19.31 25.49 22.84 170.78 22.84 0.00 22.84 0.00 23.43 24.54 23.43 0.03 23.60 5.28 23.62 0.90 27.71 62.33 29.36 16.41 29.69 6.12 44.34 272.60 100.00 1,798.70
CUM
879.85 733.72 511.17 375.88 260.68 200.41 146.21 125.67 131.03 120.05 110.91 101.99 94.47 84.14 77.25 74.61 62.21 56.44 76.47 163.71 163.71
Page 163 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
550 443 666 512 738 500 405 454 335 220 181 241 175 265 175 321 263 117 130 30 6,721
F
550 993 1,659 2,171 2,909 3,409 3,814 4,268 4,603 4,823 5,004 5,245 5,420 5,685 5,860 6,181 6,444 6,561 6,691 6,721
BAND
CUM.
8.18 8.18 6.59 14.77 9.91 24.68 7.62 32.30 10.98 43.28 7.44 50.72 6.03 56.75 6.75 63.50 4.98 68.49 3.27 71.76 2.69 74.45 3.59 78.04 2.60 80.64 3.94 84.59 2.60 87.19 4.78 91.97 3.91 95.88 1.74 97.62 1.93 99.55 0.45 100.00
PERCENTAGE rp
2,187.60 185.72 457.50 521.69 1,162.85 991.06 1,178.64 1,740.63 1,655.28 1,326.27 1,281.31 1,989.33 1,640.41 3,232.15 2,983.29 6,399.50 6,525.13 2,010.22 2,636.13 474.66 40,579.37
RP
2,187.60 2,373.32 2,830.83 3,352.51 4,515.36 5,506.43 6,685.07 8,425.69 10,080.97 11,407.24 12,688.55 14,677.89 16,318.29 19,550.44 22,533.73 28,933.23 35,458.36 37,468.58 40,104.71 40,579.37
BAND
5.39 0.46 1.13 1.29 2.87 2.44 2.90 4.29 4.08 3.27 3.16 4.90 4.04 7.97 7.35 15.77 16.08 4.95 6.50 1.17
CUM.
5.39 5.85 6.98 8.26 11.13 13.57 16.47 20.76 24.84 28.11 31.27 36.17 40.21 48.18 55.53 71.30 87.38 92.33 98.83 100.00
PERCENTAGE f
F
6 1 0 1 2 1 0 0 0 1 3 1 1 4 2 4 4 1 3 4 39
6 7 7 8 10 11 11 11 11 12 15 16 17 21 23 27 31 32 35 39
BAND
CUM.
15.38 15.38 2.56 17.95 0.00 17.95 2.56 20.51 5.13 25.64 2.56 28.21 0.00 28.21 0.00 28.21 0.00 28.21 2.56 30.77 7.69 38.46 2.56 41.03 2.56 43.59 10.26 53.85 5.13 58.97 10.26 69.23 10.26 79.49 2.56 82.05 7.69 89.74 10.26 100.00
PERCENTAGE rp
2,725.99 758.07 0.00 1,000.00 646.59 1.00 0.00 0.00 0.00 923.47 73.74 600.00 10.00 3,610.27 1,463.72 2,478.84 852.09 96.09 528.66 1,737.47 17,505.99
RP
2,725.99 3,484.05 3,484.05 4,484.05 5,130.65 5,131.65 5,131.65 5,131.65 5,131.65 6,055.11 6,128.85 6,728.85 6,738.85 10,349.12 11,812.84 14,291.68 15,143.77 15,239.86 15,768.52 17,505.99
BAND
15.57 4.33 0.00 5.71 3.69 0.01 0.00 0.00 0.00 5.28 0.42 3.43 0.06 20.62 8.36 14.16 4.87 0.55 3.02 9.93
PERCENTAGE
CUM.
BAND
CUM
15.57 19.90 19.90 25.61 29.31 29.31 29.31 29.31 29.31 34.59 35.01 38.44 38.49 59.12 67.48 81.64 86.51 87.06 90.07 100.00
124.61 408.18 0.00 191.69 55.60 0.10 0.00 0.00 0.00 69.63 5.75 30.16 0.61 111.70 49.06 38.73 13.06 4.78 20.05 366.05
124.61 146.80 123.08 133.75 113.63 93.19 76.76 60.90 50.90 53.08 48.30 45.84 41.30 52.94 52.42 49.40 42.71 40.67 39.32 43.14 43.14
Page 164 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 26
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Wood, Bamboo and Rattan
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
723 563 584 399 484 322 297 318 222 151 153 209 144 228 149 235 220 110 94 17 5,622
F
723 1,286 1,870 2,269 2,753 3,075 3,372 3,690 3,912 4,063 4,216 4,425 4,569 4,797 4,946 5,181 5,401 5,511 5,605 5,622
BAND
CUM.
12.86 12.86 10.01 22.87 10.39 33.26 7.10 40.36 8.61 48.97 5.73 54.70 5.28 59.98 5.66 65.64 3.95 69.58 2.69 72.27 2.72 74.99 3.72 78.71 2.56 81.27 4.06 85.33 2.65 87.98 4.18 92.16 3.91 96.07 1.96 98.03 1.67 99.70 0.30 100.00
PERCENTAGE rp
1,713.81 440.69 763.72 743.04 1,359.58 1,369.96 1,482.92 2,212.39 1,938.62 1,505.57 1,886.51 2,570.07 2,661.01 6,345.92 3,446.38 8,620.51 8,805.11 5,107.19 7,120.64 572.20 60,665.83
RP
1,713.81 2,154.49 2,918.22 3,661.26 5,020.83 6,390.79 7,873.72 10,086.10 12,024.72 13,530.29 15,416.80 17,986.87 20,647.88 26,993.80 30,440.18 39,060.70 47,865.80 52,972.99 60,093.63 60,665.83
BAND
2.82 0.73 1.26 1.22 2.24 2.26 2.44 3.65 3.20 2.48 3.11 4.24 4.39 10.46 5.68 14.21 14.51 8.42 11.74 0.94
CUM.
2.82 3.55 4.81 6.04 8.28 10.53 12.98 16.63 19.82 22.30 25.41 29.65 34.04 44.50 50.18 64.39 78.90 87.32 99.06 100.00
PERCENTAGE f
F
3 2 1 0 1 0 2 1 2 3 1 4 1 1 3 4 4 4 4 1 42
3 5 6 6 7 7 9 10 12 15 16 20 21 22 25 29 33 37 41 42
BAND
CUM.
7.14 7.14 4.76 11.90 2.38 14.29 0.00 14.29 2.38 16.67 0.00 16.67 4.76 21.43 2.38 23.81 4.76 28.57 7.14 35.71 2.38 38.10 9.52 47.62 2.38 50.00 2.38 52.38 7.14 59.52 9.52 69.05 9.52 78.57 9.52 88.10 9.52 97.62 2.38 100.00
PERCENTAGE rp
2,746.85 46.46 5.00 0.00 100.00 0.00 8.42 24.79 658.89 241.42 1.69 3,553.60 50.00 3.00 26.00 716.41 22,704.32 6,047.59 368.24 12.18 37,314.86
RP
2,746.85 2,793.31 2,798.31 2,798.31 2,898.31 2,898.31 2,906.73 2,931.52 3,590.41 3,831.83 3,833.52 7,387.12 7,437.12 7,440.12 7,466.12 8,182.53 30,886.85 36,934.44 37,302.68 37,314.86
BAND
7.36 0.12 0.01 0.00 0.27 0.00 0.02 0.07 1.77 0.65 0.00 9.52 0.13 0.01 0.07 1.92 60.85 16.21 0.99 0.03
CUM.
7.36 7.49 7.50 7.50 7.77 7.77 7.79 7.86 9.62 10.27 10.27 19.80 19.93 19.94 20.01 21.93 82.77 98.98 99.97 100.00
PERCENTAGE BAND
CUM
160.28 10.54 0.65 0.00 7.36 0.00 0.57 1.12 33.99 16.04 0.09 138.27 1.88 0.05 0.75 8.31 257.85 118.41 5.17 2.13
160.28 129.65 95.89 76.43 57.73 45.35 36.92 29.06 29.86 28.32 24.87 41.07 36.02 27.56 24.53 20.95 64.53 69.72 62.07 61.51 61.51
Page 165 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,418 1,521 1,650 1,033 1,123 745 566 620 442 249 259 346 260 382 261 452 482 216 124 37 13,186
F
2,418 3,939 5,589 6,622 7,745 8,490 9,056 9,676 10,118 10,367 10,626 10,972 11,232 11,614 11,875 12,327 12,809 13,025 13,149 13,186
BAND
CUM.
18.34 18.34 11.53 29.87 12.51 42.39 7.83 50.22 8.52 58.74 5.65 64.39 4.29 68.68 4.70 73.38 3.35 76.73 1.89 78.62 1.96 80.59 2.62 83.21 1.97 85.18 2.90 88.08 1.98 90.06 3.43 93.49 3.66 97.14 1.64 98.78 0.94 99.72 0.28 100.00
PERCENTAGE rp
1,678.95 381.72 687.69 653.86 1,040.88 617.72 1,065.60 1,561.84 1,393.73 953.28 1,202.00 2,005.26 2,434.27 2,812.87 2,687.49 6,374.48 8,580.38 4,474.07 2,255.61 627.44 43,489.14
RP
1,678.95 2,060.66 2,748.35 3,402.21 4,443.09 5,060.81 6,126.41 7,688.25 9,081.99 10,035.27 11,237.27 13,242.53 15,676.81 18,489.67 21,177.17 27,551.64 36,132.02 40,606.09 42,861.70 43,489.14
BAND
3.86 0.88 1.58 1.50 2.39 1.42 2.45 3.59 3.20 2.19 2.76 4.61 5.60 6.47 6.18 14.66 19.73 10.29 5.19 1.44
CUM.
3.86 4.74 6.32 7.82 10.22 11.64 14.09 17.68 20.88 23.08 25.84 30.45 36.05 42.52 48.70 63.35 83.08 93.37 98.56 100.00
PERCENTAGE f
F
6 1 3 0 5 0 1 0 0 2 1 1 10 5 1 5 3 6 5 0 55
BAND
6 7 10 10 15 15 16 16 16 18 19 20 30 35 36 41 44 50 55 55
CUM.
PERCENTAGE rp
10.91 10.91 706.48 1.82 12.73 24.04 5.45 18.18 88.68 0.00 18.18 0.00 9.09 27.27 195.20 0.00 27.27 0.00 1.82 29.09 9.99 0.00 29.09 0.00 0.00 29.09 0.00 3.64 32.73 543.99 1.82 34.55 0.00 1.82 36.36 10.44 18.18 54.55 662.40 9.09 63.64 108.03 1.82 65.45 5.82 9.09 74.55 11,072.84 5.45 80.00 408.36 10.91 90.91 174.68 9.09 100.00 5,721.56 0.00 100.00 0.00 19,732.52
RP
706.48 730.52 819.20 819.20 1,014.39 1,014.39 1,024.38 1,024.38 1,024.38 1,568.37 1,568.37 1,578.82 2,241.22 2,349.25 2,355.07 13,427.91 13,836.27 14,010.95 19,732.52 19,732.52
BAND
3.58 0.12 0.45 0.00 0.99 0.00 0.05 0.00 0.00 2.76 0.00 0.05 3.36 0.55 0.03 56.11 2.07 0.89 29.00 0.00
PERCENTAGE
CUM.
BAND
3.58 3.70 4.15 4.15 5.14 5.14 5.19 5.19 5.19 7.95 7.95 8.00 11.36 11.91 11.93 68.05 70.12 71.00 100.00 100.00
42.08 6.30 12.89 0.00 18.75 0.00 0.94 0.00 0.00 57.06 0.00 0.52 27.21 3.84 0.22 173.71 4.76 3.90 253.66 0.00
CUM
42.08 35.45 29.81 24.08 22.83 20.04 16.72 13.32 11.28 15.63 13.96 11.92 14.30 12.71 11.12 48.74 38.29 34.50 46.04 45.37 45.37
Page 166 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 28
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
16 3 9 9 14 3 11 16 5 3 6 13 8 35 12 26 46 12 39 70 356
16 19 28 37 51 54 65 81 86 89 95 108 116 151 163 189 235 247 286 356
BAND
CUM.
4.49 4.49 0.84 5.34 2.53 7.87 2.53 10.39 3.93 14.33 0.84 15.17 3.09 18.26 4.49 22.75 1.40 24.16 0.84 25.00 1.69 26.69 3.65 30.34 2.25 32.58 9.83 42.42 3.37 45.79 7.30 53.09 12.92 66.01 3.37 69.38 10.96 80.34 19.66 100.00
PERCENTAGE rp
129.68 0.23 2.35 3.67 13.85 2.73 11.53 33.21 4.73 11.34 10.96 32.22 11.99 177.47 120.49 281.25 806.88 205.42 595.95 1,327.15 3,783.09
RP
129.68 129.90 132.26 135.92 149.77 152.50 164.03 197.23 201.96 213.30 224.26 256.48 268.47 445.94 566.43 847.68 1,654.56 1,859.98 2,455.94 3,783.09
BAND
3.43 0.01 0.06 0.10 0.37 0.07 0.30 0.88 0.12 0.30 0.29 0.85 0.32 4.69 3.18 7.43 21.33 5.43 15.75 35.08
CUM.
3.43 3.43 3.50 3.59 3.96 4.03 4.34 5.21 5.34 5.64 5.93 6.78 7.10 11.79 14.97 22.41 43.74 49.17 64.92 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 167 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 29
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
103,584 105,108 122,166 72,186 75,642 35,912 25,546 18,514 9,933 5,096 3,885 4,487 2,680 3,037 1,894 2,414 1,628 624 633 144 595,113
F
103,584 208,692 330,858 403,044 478,686 514,598 540,144 558,658 568,591 573,687 577,572 582,059 584,739 587,776 589,670 592,084 593,712 594,336 594,969 595,113
BAND
CUM.
17.41 17.41 17.66 35.07 20.53 55.60 12.13 67.73 12.71 80.44 6.03 86.47 4.29 90.76 3.11 93.87 1.67 95.54 0.86 96.40 0.65 97.05 0.75 97.81 0.45 98.26 0.51 98.77 0.32 99.09 0.41 99.49 0.27 99.76 0.10 99.87 0.11 99.98 0.02 100.00
PERCENTAGE rp
27,861.73 23,600.57 48,285.70 45,735.36 73,369.48 50,400.79 50,980.80 47,453.43 33,588.69 19,993.61 20,604.29 24,482.76 18,122.51 24,325.41 17,969.78 32,203.84 27,631.52 14,339.77 21,251.86 8,483.59 630,685.48
RP
27,861.73 51,462.30 99,748.00 145,483.36 218,852.84 269,253.63 320,234.43 367,687.86 401,276.54 421,270.15 441,874.44 466,357.20 484,479.71 508,805.12 526,774.90 558,978.75 586,610.27 600,950.04 622,201.89 630,685.48
BAND
CUM.
4.42 4.42 3.74 8.16 7.66 15.82 7.25 23.07 11.63 34.70 7.99 42.69 8.08 50.78 7.52 58.30 5.33 63.63 3.17 66.80 3.27 70.06 3.88 73.94 2.87 76.82 3.86 80.67 2.85 83.52 5.11 88.63 4.38 93.01 2.27 95.29 3.37 98.65 1.35 100.00
PERCENTAGE f
F
85 66 77 38 58 49 31 33 19 8 8 19 12 21 8 13 14 18 70 23 670
85 151 228 266 324 373 404 437 456 464 472 491 503 524 532 545 559 577 647 670
BAND
CUM.
12.69 12.69 9.85 22.54 11.49 34.03 5.67 39.70 8.66 48.36 7.31 55.67 4.63 60.30 4.93 65.22 2.84 68.06 1.19 69.25 1.19 70.45 2.84 73.28 1.79 75.07 3.13 78.21 1.19 79.40 1.94 81.34 2.09 83.43 2.69 86.12 10.45 96.57 3.43 100.00
PERCENTAGE rp
25,913.72 3,550.27 6,062.28 5,572.42 8,728.05 8,135.58 6,228.84 7,704.57 2,550.05 3,073.56 1,721.99 1,104.66 388.15 9,044.43 8,394.12 1,009.61 38,567.68 11,328.10 22,067.65 1,610.98 172,756.71
RP
BAND
CUM.
PERCENTAGE BAND
25,913.72 15.00 15.00 93.01 29,463.99 2.06 17.06 15.04 35,526.27 3.51 20.56 12.56 41,098.69 3.23 23.79 12.18 49,826.74 5.05 28.84 11.90 57,962.32 4.71 33.55 16.14 64,191.16 3.61 37.16 12.22 71,895.73 4.46 41.62 16.24 74,445.78 1.48 43.09 7.59 77,519.34 1.78 44.87 15.37 79,241.33 1.00 45.87 8.36 80,345.99 0.64 46.51 4.51 80,734.14 0.22 46.73 2.14 89,778.57 5.24 51.97 37.18 98,172.69 4.86 56.83 46.71 99,182.30 0.58 57.41 3.14 137,749.98 22.32 79.74 139.58 149,078.08 6.56 86.29 79.00 171,145.73 12.77 99.07 103.84 172,756.71 0.93 100.00 18.99
CUM
93.01 57.25 35.62 28.25 22.77 21.53 20.05 19.55 18.55 18.40 17.93 17.23 16.66 17.64 18.64 17.74 23.48 24.81 27.51 27.39 27.39
Page 168 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 30
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
7 10 6 3 10 8 8 5 5 6 5 4 2 6 3 4 11 1 1 0 105
7 17 23 26 36 44 52 57 62 68 73 77 79 85 88 92 103 104 105 105
BAND
CUM.
6.67 6.67 9.52 16.19 5.71 21.90 2.86 24.76 9.52 34.29 7.62 41.90 7.62 49.52 4.76 54.29 4.76 59.05 5.71 64.76 4.76 69.52 3.81 73.33 1.90 75.24 5.71 80.95 2.86 83.81 3.81 87.62 10.48 98.10 0.95 99.05 0.95 100.00 0.00 100.00
PERCENTAGE rp
445.91 23.32 7.86 0.90 16.70 30.54 43.04 44.51 37.86 89.11 118.22 132.80 28.35 233.85 64.22 178.30 817.01 280.59 446.70 0.00 2,147.96
RP
445.91 422.59 414.72 413.83 397.13 366.59 323.54 279.03 241.18 152.07 33.85 98.94 127.30 361.15 425.37 603.66 1,420.68 1,701.26 2,147.96 2,147.96
BAND
20.76 1.09 0.37 0.04 0.78 1.42 2.00 2.07 1.76 4.15 5.50 6.18 1.32 10.89 2.99 8.30 38.04 13.06 20.80 0.00
CUM.
20.76 19.67 19.31 19.27 18.49 17.07 15.06 12.99 11.23 7.08 1.58 4.61 5.93 16.81 19.80 28.10 66.14 79.20 100.00 100.00
PERCENTAGE f
F
0 2 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 1 0 0 5
BAND
0 2 2 2 2 2 2 3 3 3 3 3 3 3 3 3 4 5 5 5
CUM.
0.00 0.00 40.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 20.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 20.00 80.00 20.00 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 94.35 0.00 0.00 0.00 0.00 0.00 296.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.00 30.00 0.00 0.00 447.94
RP
0.00 94.35 94.35 94.35 94.35 94.35 94.35 390.94 390.94 390.94 390.94 390.94 390.94 390.94 390.94 390.94 417.94 447.94 447.94 447.94
BAND
0.00 21.06 0.00 0.00 0.00 0.00 0.00 66.21 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.03 6.70 0.00 0.00
PERCENTAGE
CUM.
BAND
CUM
0.00 21.06 21.06 21.06 21.06 21.06 21.06 87.28 87.28 87.28 87.28 87.28 87.28 87.28 87.28 87.28 93.30 100.00 100.00 100.00
0.00 0.00 404.61 22.33 0.00 22.75 0.00 22.80 0.00 23.76 0.00 25.74 0.00 29.16 666.35 140.11 0.00 162.10 0.00 257.08 0.00 1,154.79 0.00 395.11 0.00 307.11 0.00 108.25 0.00 91.91 0.00 64.76 3.30 29.42 10.69 26.33 0.00 20.85 0.00 20.85 20.85
Page 169 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 31
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
22 11 9 9 12 10 11 31 12 9 8 21 4 19 19 21 84 35 44 8 399
22 33 42 51 63 73 84 115 127 136 144 165 169 188 207 228 312 347 391 399
BAND
CUM.
5.51 5.51 2.76 8.27 2.26 10.53 2.26 12.78 3.01 15.79 2.51 18.30 2.76 21.05 7.77 28.82 3.01 31.83 2.26 34.09 2.01 36.09 5.26 41.35 1.00 42.36 4.76 47.12 4.76 51.88 5.26 57.14 21.05 78.20 8.77 86.97 11.03 97.99 2.01 100.00
PERCENTAGE rp
RP
109.10 109.10 45.73 154.82 4.52 159.35 8.52 167.87 17.17 185.04 76.57 261.61 27.50 289.11 101.70 390.81 76.34 467.15 38.27 505.43 109.95 615.37 148.02 763.40 81.85 845.24 1,580.47 2,425.71 759.20 3,184.91 1,093.48 4,278.39 2,758.34 7,036.72 2,456.89 9,493.62 8,086.38 17,580.00 1,333.73 18,913.73 18,913.73
BAND
0.58 0.24 0.02 0.05 0.09 0.40 0.15 0.54 0.40 0.20 0.58 0.78 0.43 8.36 4.01 5.78 14.58 12.99 42.75 7.05
CUM.
0.58 0.82 0.84 0.89 0.98 1.38 1.53 2.07 2.47 2.67 3.25 4.04 4.47 12.83 16.84 22.62 37.20 50.19 92.95 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 8 2 0 3 0 1 0 14
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 8 10 10 13 13 14 14
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 57.14 57.14 14.29 71.43 0.00 71.43 21.43 92.86 0.00 92.86 7.14 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 136.05 9.75 0.00 3.07 0.00 200.00 0.00 348.87
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 136.05 145.80 145.80 148.87 148.87 348.87 348.87
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 39.00 2.80 0.00 0.88 0.00 57.33 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 39.00 41.79 41.79 42.67 42.67 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.61 1.28 0.00 0.11 0.00 2.47 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.61 4.58 3.41 2.12 1.57 1.98 1.84 1.84
Page 170 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 32
DATA POSITION FROM
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up T O TA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
4 3 7 3 5 3 4 7 5 2 2 7 8 9 7 8 22 13 1 0 120
4 7 14 17 22 25 29 36 41 43 45 52 60 69 76 84 106 119 120 120
BAND
CUM.
3.33 3.33 2.50 5.83 5.83 11.67 2.50 14.17 4.17 18.33 2.50 20.83 3.33 24.17 5.83 30.00 4.17 34.17 1.67 35.83 1.67 37.50 5.83 43.33 6.67 50.00 7.50 57.50 5.83 63.33 6.67 70.00 18.33 88.33 10.83 99.17 0.83 100.00 0.00 100.00
PERCENTAGE rp
1.47 7.80 13.64 1.03 5.41 4.66 8.85 13.51 10.39 6.79 4.38 58.37 80.13 89.66 257.80 280.90 776.55 794.62 73.00 0.00 2,488.96
RP
1.47 9.27 22.92 23.95 29.36 34.02 42.87 56.38 66.77 73.56 77.93 136.30 216.43 306.09 563.89 844.79 1,621.35 2,415.96 2,488.96 2,488.96
BAND
0.06 0.31 0.55 0.04 0.22 0.19 0.36 0.54 0.42 0.27 0.18 2.35 3.22 3.60 10.36 11.29 31.20 31.93 2.93 0.00
CUM.
0.06 0.37 0.92 0.96 1.18 1.37 1.72 2.27 2.68 2.96 3.13 5.48 8.70 12.30 22.66 33.94 65.14 97.07 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 3 0 0 0 5
BAND
0 0 0 0 0 0 0 0 0 0 0 0 1 2 2 2 5 5 5 5
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 0.00 0.00 60.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 40.00 40.00 40.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.92 26.85 0.00 0.00 45.73 0.00 0.00 0.00 83.50
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.92 37.78 37.78 37.78 83.50 83.50 83.50 83.50
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.08 32.16 0.00 0.00 54.76 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.08 45.24 45.24 45.24 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.63 29.95 0.00 0.00 5.89 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.05 12.34 6.70 4.47 5.15 3.46 3.35 3.35 3.35
Page 171 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 40
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
51 22 19 4 8 9 9 3 8 10 1 8 10 12 12 35 23 11 11 2 268
51 73 92 96 104 113 122 125 133 143 144 152 162 174 186 221 244 255 266 268
BAND
CUM.
19.03 19.03 8.21 27.24 7.09 34.33 1.49 35.82 2.99 38.81 3.36 42.16 3.36 45.52 1.12 46.64 2.99 49.63 3.73 53.36 0.37 53.73 2.99 56.72 3.73 60.45 4.48 64.93 4.48 69.40 13.06 82.46 8.58 91.04 4.10 95.15 4.10 99.25 0.75 100.00
PERCENTAGE rp
16.42 9.72 95.04 7.14 4.63 17.17 32.18 14.89 45.11 21.51 8.78 74.80 128.33 85.57 235.44 338.50 162.44 72.11 100.73 0.00 1,470.52
RP
16.42 26.14 121.18 128.32 132.95 150.12 182.31 197.20 242.31 263.82 272.59 347.39 475.72 561.29 796.73 1,135.24 1,297.68 1,369.78 1,470.52 1,470.52
BAND
1.12 0.66 6.46 0.49 0.32 1.17 2.19 1.01 3.07 1.46 0.60 5.09 8.73 5.82 16.01 23.02 11.05 4.90 6.85 0.00
CUM.
1.12 1.78 8.24 8.73 9.04 10.21 12.40 13.41 16.48 17.94 18.54 23.62 32.35 38.17 54.18 77.20 88.25 93.15 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 1 0 0 0 0 0 6 2 2 0 0 0 11
0 0 0 0 0 0 0 0 1 1 1 1 1 1 7 9 11 11 11 11
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.09 0.00 0.00 0.00 0.00 0.00 54.55 18.18 18.18 0.00 0.00 0.00
CUM.
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.09 9.84 9.09 0.00 9.09 0.00 9.09 0.00 9.09 0.00 9.09 0.00 63.64 811.38 81.82 141.62 100.00 70.87 100.00 0.00 100.00 0.00 100.00 0.00 1,033.71
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.84 9.84 9.84 9.84 9.84 9.84 821.22 962.84 1,033.71 1,033.71 1,033.71 1,033.71
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.95 0.00 0.00 0.00 0.00 0.00 78.49 13.70 6.86 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.95 0.95 0.95 0.95 0.95 0.95 79.44 93.14 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 21.81 0.00 0.00 0.00 0.00 0.00 344.62 41.84 43.63 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.06 3.73 3.61 2.83 2.07 1.75 103.07 84.81 79.66 75.47 70.30 70.30 70.30
Page 172 of 204
RISK AND LOSS PROFILE 2006 GROUP BY PROVINCE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
672 752 801 401 345 139 107 57 18 10 3 14 11 9 5 8 16 7 4 1 3,380
F
672 1,424 2,225 2,626 2,971 3,110 3,217 3,274 3,292 3,302 3,305 3,319 3,330 3,339 3,344 3,352 3,368 3,375 3,379 3,380
BAND
CUM.
19.88 19.88 22.25 42.13 23.70 65.83 11.86 77.69 10.21 87.90 4.11 92.01 3.17 95.18 1.69 96.86 0.53 97.40 0.30 97.69 0.09 97.78 0.41 98.20 0.33 98.52 0.27 98.79 0.15 98.93 0.24 99.17 0.47 99.64 0.21 99.85 0.12 99.97 0.03 100.00
PERCENTAGE rp
161.93 317.93 619.14 491.56 642.27 350.69 372.71 210.11 50.65 46.56 4.84 69.26 61.88 29.59 54.61 114.57 425.81 163.33 202.15 327.58 4,717.20
RP
161.93 479.86 1,099.00 1,590.57 2,232.83 2,583.53 2,956.24 3,166.35 3,217.00 3,263.56 3,268.40 3,337.66 3,399.54 3,429.13 3,483.74 3,598.32 4,024.13 4,187.46 4,389.62 4,717.20
BAND
3.43 6.74 13.13 10.42 13.62 7.43 7.90 4.45 1.07 0.99 0.10 1.47 1.31 0.63 1.16 2.43 9.03 3.46 4.29 6.94
CUM.
3.43 10.17 23.30 33.72 47.33 54.77 62.67 67.12 68.20 69.18 69.29 70.76 72.07 72.69 73.85 76.28 85.31 88.77 93.06 100.00
PERCENTAGE f
F
0 0 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 2
BAND
0 0 0 0 0 0 1 1 1 2 2 2 2 2 2 2 2 2 2 2
0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 600.00 0.00 0.00 70.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 670.00
RP
0.00 0.00 0.00 0.00 0.00 0.00 600.00 600.00 600.00 670.00 670.00 670.00 670.00 670.00 670.00 670.00 670.00 670.00 670.00 670.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 89.55 0.00 0.00 10.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 89.55 89.55 89.55 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 160.98 0.00 0.00 150.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 20.30 18.95 18.65 20.53 20.50 20.07 19.71 19.54 19.23 18.62 16.65 16.00 15.26 14.20 14.20
Page 173 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,295 6,942 10,078 5,914 5,429 2,138 1,504 992 567 281 244 321 160 248 154 196 232 67 30 37 41,829
F
6,295 13,237 23,315 29,229 34,658 36,796 38,300 39,292 39,859 40,140 40,384 40,705 40,865 41,113 41,267 41,463 41,695 41,762 41,792 41,829
BAND
CUM.
15.05 15.05 16.60 31.65 24.09 55.74 14.14 69.88 12.98 82.86 5.11 87.97 3.60 91.56 2.37 93.93 1.36 95.29 0.67 95.96 0.58 96.55 0.77 97.31 0.38 97.70 0.59 98.29 0.37 98.66 0.47 99.13 0.55 99.68 0.16 99.84 0.07 99.91 0.09 100.00
PERCENTAGE rp
1,951.24 1,518.12 3,570.49 3,623.18 5,251.06 3,357.63 3,393.58 2,859.05 2,345.03 740.02 1,709.76 2,242.90 1,436.75 3,134.98 1,998.95 3,771.57 6,276.64 1,271.79 494.93 411.30 51,358.99
RP
1,951.24 3,469.37 7,039.86 10,663.04 15,914.09 19,271.72 22,665.30 25,524.36 27,869.39 28,609.42 30,319.18 32,562.08 33,998.83 37,133.81 39,132.76 42,904.33 49,180.97 50,452.76 50,947.69 51,358.99
BAND
CUM.
3.80 3.80 2.96 6.76 6.95 13.71 7.05 20.76 10.22 30.99 6.54 37.52 6.61 44.13 5.57 49.70 4.57 54.26 1.44 55.70 3.33 59.03 4.37 63.40 2.80 66.20 6.10 72.30 3.89 76.19 7.34 83.54 12.22 95.76 2.48 98.24 0.96 99.20 0.80 100.00
PERCENTAGE f
10 1 4 4 5 4 1 0 0 1 1 2 0 4 9 6 6 0 0 0 58
F
10 11 15 19 24 28 29 29 29 30 31 33 33 37 46 52 58 58 58 58
BAND
17.24 1.72 6.90 6.90 8.62 6.90 1.72 0.00 0.00 1.72 1.72 3.45 0.00 6.90 15.52 10.34 10.34 0.00 0.00 0.00
CUM.
17.24 18.97 25.86 32.76 41.38 48.28 50.00 50.00 50.00 51.72 53.45 56.90 56.90 63.79 79.31 89.66 100.00 100.00 100.00 100.00
PERCENTAGE rp
1,169.29 1.92 186.79 214.84 414.75 792.71 0.00 0.00 0.00 2,500.00 0.00 12.89 0.00 326.04 2,268.86 7,547.96 88.93 0.00 0.00 0.00 15,524.98
RP
1,169.29 1,171.21 1,358.00 1,572.84 1,987.59 2,780.30 2,780.30 2,780.30 2,780.30 5,280.30 5,280.30 5,293.20 5,293.20 5,619.23 7,888.09 15,436.05 15,524.98 15,524.98 15,524.98 15,524.98
BAND
7.53 0.01 1.20 1.38 2.67 5.11 0.00 0.00 0.00 16.10 0.00 0.08 0.00 2.10 14.61 48.62 0.57 0.00 0.00 0.00
CUM.
7.53 7.54 8.75 10.13 12.80 17.91 17.91 17.91 17.91 34.01 34.01 34.09 34.09 36.19 50.81 99.43 100.00 100.00 100.00 100.00
PERCENTAGE BAND
59.93 0.13 5.23 5.93 7.90 23.61 0.00 0.00 0.00 337.83 0.00 0.57 0.00 10.40 113.50 200.13 1.42 0.00 0.00 0.00
CUM
59.93 33.76 19.29 14.75 12.49 14.43 12.27 10.89 9.98 18.46 17.42 16.26 15.57 15.13 20.16 35.98 31.57 30.77 30.47 30.23 30.23
Page 174 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,483 3,258 3,531 1,884 1,705 643 549 359 182 118 94 87 53 69 46 86 43 27 9 7 15,233
F
2,483 5,741 9,272 11,156 12,861 13,504 14,053 14,412 14,594 14,712 14,806 14,893 14,946 15,015 15,061 15,147 15,190 15,217 15,226 15,233
BAND
CUM.
16.30 16.30 21.39 37.69 23.18 60.87 12.37 73.24 11.19 84.43 4.22 88.65 3.60 92.25 2.36 94.61 1.19 95.81 0.77 96.58 0.62 97.20 0.57 97.77 0.35 98.12 0.45 98.57 0.30 98.87 0.56 99.44 0.28 99.72 0.18 99.89 0.06 99.95 0.05 100.00
PERCENTAGE rp
414.46 628.13 1,138.71 1,055.66 1,718.96 1,053.97 1,236.22 999.35 593.62 362.79 300.69 542.33 285.16 309.08 229.89 673.08 799.30 872.16 719.71 50.89 13,984.15
RP
414.46 1,042.58 2,181.30 3,236.95 4,955.91 6,009.89 7,246.11 8,245.46 8,839.08 9,201.86 9,502.56 10,044.89 10,330.04 10,639.12 10,869.01 11,542.09 12,341.38 13,213.55 13,933.26 13,984.15
BAND
2.96 4.49 8.14 7.55 12.29 7.54 8.84 7.15 4.24 2.59 2.15 3.88 2.04 2.21 1.64 4.81 5.72 6.24 5.15 0.36
CUM.
2.96 7.46 15.60 23.15 35.44 42.98 51.82 58.96 63.21 65.80 67.95 71.83 73.87 76.08 77.72 82.54 88.25 94.49 99.64 100.00
PERCENTAGE f
F
2 0 0 1 1 1 2 0 0 0 0 0 0 0 0 1 0 0 0 0 8
BAND
2 2 2 3 4 5 7 7 7 7 7 7 7 7 7 8 8 8 8 8
25.00 0.00 0.00 12.50 12.50 12.50 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 0.00 0.00 0.00 0.00
CUM.
25.00 25.00 25.00 37.50 50.00 62.50 87.50 87.50 87.50 87.50 87.50 87.50 87.50 87.50 87.50 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
37.99 0.00 0.00 173.93 2.67 20.00 870.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.31 0.00 0.00 0.00 0.00 1,113.90
RP
37.99 37.99 37.99 211.92 214.59 234.59 1,104.59 1,104.59 1,104.59 1,104.59 1,104.59 1,104.59 1,104.59 1,104.59 1,104.59 1,113.90 1,113.90 1,113.90 1,113.90 1,113.90
BAND
3.41 0.00 0.00 15.61 0.24 1.80 78.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.84 0.00 0.00 0.00 0.00
CUM.
3.41 3.41 3.41 19.03 19.26 21.06 99.16 99.16 99.16 99.16 99.16 99.16 99.16 99.16 99.16 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
9.17 0.00 0.00 16.48 0.16 1.90 70.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.38 0.00 0.00 0.00 0.00
CUM
9.17 3.64 1.74 6.55 4.33 3.90 15.24 13.40 12.50 12.00 11.62 11.00 10.69 10.38 10.16 9.65 9.03 8.43 7.99 7.97 7.97
Page 175 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
RIAU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,333 4,041 4,935 2,698 2,261 840 566 352 205 114 78 121 68 79 45 79 98 49 28 5 19,995
F
3,333 7,374 12,309 15,007 17,268 18,108 18,674 19,026 19,231 19,345 19,423 19,544 19,612 19,691 19,736 19,815 19,913 19,962 19,990 19,995
BAND
CUM.
16.67 16.67 20.21 36.88 24.68 61.56 13.49 75.05 11.31 86.36 4.20 90.56 2.83 93.39 1.76 95.15 1.03 96.18 0.57 96.75 0.39 97.14 0.61 97.74 0.34 98.08 0.40 98.48 0.23 98.70 0.40 99.10 0.49 99.59 0.25 99.83 0.14 99.97 0.03 100.00
PERCENTAGE rp
846.57 942.24 2,478.87 2,621.10 3,427.81 1,913.29 1,735.96 1,324.71 1,192.03 699.97 469.29 872.49 448.49 1,048.29 503.77 1,358.90 2,992.82 2,071.22 1,087.00 76.75 28,111.56
RP
846.57 1,788.81 4,267.68 6,888.78 10,316.59 12,229.87 13,965.83 15,290.54 16,482.57 17,182.54 17,651.83 18,524.33 18,972.81 20,021.11 20,524.88 21,883.77 24,876.60 26,947.82 28,034.81 28,111.56
BAND
3.01 3.35 8.82 9.32 12.19 6.81 6.18 4.71 4.24 2.49 1.67 3.10 1.60 3.73 1.79 4.83 10.65 7.37 3.87 0.27
CUM.
3.01 6.36 15.18 24.51 36.70 43.50 49.68 54.39 58.63 61.12 62.79 65.90 67.49 71.22 73.01 77.85 88.49 95.86 99.73 100.00
PERCENTAGE f
F
1 3 0 0 2 1 0 0 0 0 0 0 0 0 0 1 1 0 3 0 12
BAND
1 4 4 4 6 7 7 7 7 7 7 7 7 7 7 8 9 9 12 12
CUM.
8.33 8.33 25.00 33.33 0.00 33.33 0.00 33.33 16.67 50.00 8.33 58.33 0.00 58.33 0.00 58.33 0.00 58.33 0.00 58.33 0.00 58.33 0.00 58.33 0.00 58.33 0.00 58.33 0.00 58.33 8.33 66.67 8.33 75.00 0.00 75.00 25.00 100.00 0.00 100.00
PERCENTAGE rp
50.00 191.29 0.00 0.00 333.67 42.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.67 0.00 2,600.30 0.00 3,267.93
RP
50.00 241.29 241.29 241.29 574.96 616.96 616.96 616.96 616.96 616.96 616.96 616.96 616.96 616.96 616.96 666.96 667.63 667.63 3,267.93 3,267.93
BAND
CUM.
1.53 1.53 5.85 7.38 0.00 7.38 0.00 7.38 10.21 17.59 1.29 18.88 0.00 18.88 0.00 18.88 0.00 18.88 0.00 18.88 0.00 18.88 0.00 18.88 0.00 18.88 0.00 18.88 0.00 18.88 1.53 20.41 0.02 20.43 0.00 20.43 79.57 100.00 0.00 100.00
PERCENTAGE BAND
5.91 20.30 0.00 0.00 9.73 2.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.68 0.02 0.00 239.22 0.00
CUM
5.91 13.49 5.65 3.50 5.57 5.04 4.42 4.03 3.74 3.59 3.50 3.33 3.25 3.08 3.01 3.05 2.68 2.48 11.66 11.62 11.62
Page 176 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,748 1,764 1,872 856 699 288 174 144 63 31 29 30 12 20 14 22 21 9 6 1 7,803
F
1,748 3,512 5,384 6,240 6,939 7,227 7,401 7,545 7,608 7,639 7,668 7,698 7,710 7,730 7,744 7,766 7,787 7,796 7,802 7,803
BAND
22.40 22.61 23.99 10.97 8.96 3.69 2.23 1.85 0.81 0.40 0.37 0.38 0.15 0.26 0.18 0.28 0.27 0.12 0.08 0.01
CUM.
22.40 45.01 69.00 79.97 88.93 92.62 94.85 96.69 97.50 97.90 98.27 98.65 98.81 99.06 99.24 99.53 99.79 99.91 99.99 100.00
PERCENTAGE rp
395.90 507.68 1,100.24 814.18 1,053.68 588.02 529.36 438.37 385.49 170.54 157.49 229.78 91.09 217.72 149.88 661.39 768.15 604.02 208.72 47.10 9,118.80
RP
395.90 903.58 2,003.82 2,818.00 3,871.68 4,459.70 4,989.07 5,427.43 5,812.93 5,983.46 6,140.95 6,370.74 6,461.83 6,679.55 6,829.42 7,490.82 8,258.96 8,862.98 9,071.70 9,118.80
BAND
4.34 5.57 12.07 8.93 11.56 6.45 5.81 4.81 4.23 1.87 1.73 2.52 1.00 2.39 1.64 7.25 8.42 6.62 2.29 0.52
CUM.
4.34 9.91 21.97 30.90 42.46 48.91 54.71 59.52 63.75 65.62 67.34 69.86 70.86 73.25 74.89 82.15 90.57 97.19 99.48 100.00
PERCENTAGE f
F
1 4 1 0 1 1 0 1 0 0 0 0 0 0 0 1 0 0 0 0 10
1 5 6 6 7 8 8 9 9 9 9 9 9 9 9 10 10 10 10 10
BAND
10.00 40.00 10.00 0.00 10.00 10.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00
CUM.
10.00 50.00 60.00 60.00 70.00 80.00 80.00 90.00 90.00 90.00 90.00 90.00 90.00 90.00 90.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
RP
15.19 271.71 180.00 0.00 35.00 0.00 0.00 7.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 40.44 0.00 0.00 0.00 0.00
15.19 286.91 466.91 466.91 501.91 501.91 501.91 509.04 509.04 509.04 509.04 509.04 509.04 509.04 509.04 549.47 549.47 549.47 549.47 549.47
549.47
BAND
2.76 49.45 32.76 0.00 6.37 0.00 0.00 1.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.36 0.00 0.00 0.00 0.00
CUM.
2.76 52.21 84.97 84.97 91.34 91.34 91.34 92.64 92.64 92.64 92.64 92.64 92.64 92.64 92.64 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
3.84 53.52 16.36 0.00 3.32 0.00 0.00 1.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.11 0.00 0.00 0.00 0.00
CUM
3.84 31.75 23.30 16.57 12.96 11.25 10.06 9.38 8.76 8.51 8.29 7.99 7.88 7.62 7.45 7.34 6.65 6.20 6.06 6.03 6.03
Page 177 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,508 2,694 3,527 1,972 1,803 712 538 380 210 84 80 74 51 77 50 76 61 32 20 9 14,958
F
2,508 5,202 8,729 10,701 12,504 13,216 13,754 14,134 14,344 14,428 14,508 14,582 14,633 14,710 14,760 14,836 14,897 14,929 14,949 14,958
BAND
CUM.
16.77 16.77 18.01 34.78 23.58 58.36 13.18 71.54 12.05 83.59 4.76 88.35 3.60 91.95 2.54 94.49 1.40 95.90 0.56 96.46 0.53 96.99 0.49 97.49 0.34 97.83 0.51 98.34 0.33 98.68 0.51 99.18 0.41 99.59 0.21 99.81 0.13 99.94 0.06 100.00
PERCENTAGE rp
1,006.55 510.18 1,537.96 1,481.31 2,222.03 1,209.48 1,362.53 1,130.14 900.85 366.40 510.39 451.83 529.20 819.48 522.83 1,357.82 1,484.58 1,427.25 492.92 95.05 19,418.78
RP
1,006.55 1,516.73 3,054.69 4,536.00 6,758.03 7,967.51 9,330.04 10,460.18 11,361.03 11,727.43 12,237.82 12,689.65 13,218.85 14,038.33 14,561.17 15,918.98 17,403.56 18,830.82 19,323.73 19,418.78
BAND
5.18 2.63 7.92 7.63 11.44 6.23 7.02 5.82 4.64 1.89 2.63 2.33 2.73 4.22 2.69 6.99 7.65 7.35 2.54 0.49
PERCENTAGE
CUM.
f
5.18 7.81 15.73 23.36 34.80 41.03 48.05 53.87 58.51 60.39 63.02 65.35 68.07 72.29 74.98 81.98 89.62 96.97 99.51 100.00
9 2 8 10 17 10 2 2 1 0 0 0 0 1 0 1 2 1 0 0 66
F
9 11 19 29 46 56 58 60 61 61 61 61 61 62 62 63 65 66 66 66
BAND
CUM.
13.64 13.64 3.03 16.67 12.12 28.79 15.15 43.94 25.76 69.70 15.15 84.85 3.03 87.88 3.03 90.91 1.52 92.42 0.00 92.42 0.00 92.42 0.00 92.42 0.00 92.42 1.52 93.94 0.00 93.94 1.52 95.45 3.03 98.48 1.52 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
57,033.52 117.62 1,115.06 2,596.30 4,367.12 4,619.51 1,781.73 1,236.38 999.66 0.00 0.00 0.00 0.00 2,138.90 0.00 2,100.95 244.99 100.00 0.00 0.00 78,451.75
RP
57,033.52 57,151.14 58,266.20 60,862.50 65,229.62 69,849.14 71,630.86 72,867.24 73,866.90 73,866.90 73,866.90 73,866.90 73,866.90 76,005.81 76,005.81 78,106.76 78,351.75 78,451.75 78,451.75 78,451.75
BAND
CUM.
72.70 72.70 0.15 72.85 1.42 74.27 3.31 77.58 5.57 83.15 5.89 89.03 2.27 91.31 1.58 92.88 1.27 94.16 0.00 94.16 0.00 94.16 0.00 94.16 0.00 94.16 2.73 96.88 0.00 96.88 2.68 99.56 0.31 99.87 0.13 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
5,666.24 23.05 72.50 175.27 196.54 381.94 130.77 109.40 110.97 0.00 0.00 0.00 0.00 261.01 0.00 154.73 16.50 7.01 0.00 0.00
CUM
5,666.24 3,768.06 1,907.44 1,341.77 965.22 876.67 767.74 696.62 650.18 629.86 603.60 582.10 558.80 541.42 521.98 490.65 450.21 416.61 405.99 404.00 404.00
Page 178 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 1,062 863 75 768 150 304 250 273 400 92 625 41 875 35 1,250 20 1,750 11 2,250 7 2,750 13 3,500 6 4,500 12 6,250 4 8,750 8 15,000 13 35,000 2 75,000 1 300,000 0 3,535
F
1,062 1,925 2,693 2,997 3,270 3,362 3,403 3,438 3,458 3,469 3,476 3,489 3,495 3,507 3,511 3,519 3,532 3,534 3,535 3,535
BAND
CUM.
30.04 30.04 24.41 54.46 21.73 76.18 8.60 84.78 7.72 92.50 2.60 95.11 1.16 96.27 0.99 97.26 0.57 97.82 0.31 98.13 0.20 98.33 0.37 98.70 0.17 98.87 0.34 99.21 0.11 99.32 0.23 99.55 0.37 99.92 0.06 99.97 0.03 100.00 0.00 100.00
PERCENTAGE rp
160.66 250.72 442.94 324.40 418.44 215.68 122.12 133.60 79.78 50.08 27.15 93.19 14.00 193.66 15.04 366.76 445.08 17.24 49.09 0.00 3,419.63
RP
160.66 411.38 854.32 1,178.72 1,597.16 1,812.84 1,934.96 2,068.56 2,148.34 2,198.42 2,225.57 2,318.76 2,332.77 2,526.43 2,541.46 2,908.22 3,353.29 3,370.54 3,419.63 3,419.63
BAND
4.70 7.33 12.95 9.49 12.24 6.31 3.57 3.91 2.33 1.46 0.79 2.73 0.41 5.66 0.44 10.73 13.02 0.50 1.44 0.00
CUM.
4.70 12.03 24.98 34.47 46.71 53.01 56.58 60.49 62.82 64.29 65.08 67.81 68.22 73.88 74.32 85.04 98.06 98.56 100.00 100.00
PERCENTAGE f
F
0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
PERCENTAGE
CUM.
rp
0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 75.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 75.00
RP
BAND
0.00 0.00 75.00 100.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00
CUM.
0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 29.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 18.23 8.78 6.36 4.70 4.14 3.88 3.63 3.49 3.41 3.37 3.23 3.22 2.97 2.95 2.58 2.24 2.23 2.19 2.19 2.19
Page 179 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,939 2,342 2,430 1,230 1,313 552 415 334 180 115 86 94 76 94 59 125 104 34 30 7 11,559
F
1,939 4,281 6,711 7,941 9,254 9,806 10,221 10,555 10,735 10,850 10,936 11,030 11,106 11,200 11,259 11,384 11,488 11,522 11,552 11,559
BAND
CUM.
16.77 16.77 20.26 37.04 21.02 58.06 10.64 68.70 11.36 80.06 4.78 84.83 3.59 88.42 2.89 91.31 1.56 92.87 0.99 93.87 0.74 94.61 0.81 95.42 0.66 96.08 0.81 96.89 0.51 97.40 1.08 98.49 0.90 99.39 0.29 99.68 0.26 99.94 0.06 100.00
PERCENTAGE rp
480.69 417.86 904.80 741.03 1,399.66 856.82 913.17 932.47 639.53 452.29 365.20 433.16 501.66 593.01 779.57 2,364.22 1,646.26 851.18 196.65 54.32 15,523.56
RP
480.69 898.55 1,803.35 2,544.38 3,944.04 4,800.86 5,714.03 6,646.50 7,286.03 7,738.32 8,103.52 8,536.68 9,038.35 9,631.36 10,410.93 12,775.15 14,421.41 15,272.59 15,469.24 15,523.56
BAND
3.10 2.69 5.83 4.77 9.02 5.52 5.88 6.01 4.12 2.91 2.35 2.79 3.23 3.82 5.02 15.23 10.60 5.48 1.27 0.35
CUM.
3.10 5.79 11.62 16.39 25.41 30.93 36.81 42.82 46.94 49.85 52.20 54.99 58.22 62.04 67.07 82.30 92.90 98.38 99.65 100.00
PERCENTAGE f
F
2 0 0 0 1 0 0 1 0 0 0 0 0 1 0 1 1 0 0 0 7
BAND
2 2 2 2 3 3 3 4 4 4 4 4 4 5 5 6 7 7 7 7
28.57 0.00 0.00 0.00 14.29 0.00 0.00 14.29 0.00 0.00 0.00 0.00 0.00 14.29 0.00 14.29 14.29 0.00 0.00 0.00
CUM.
28.57 28.57 28.57 28.57 42.86 42.86 42.86 57.14 57.14 57.14 57.14 57.14 57.14 71.43 71.43 85.71 100.00 100.00 100.00 100.00
PERCENTAGE rp
70.00 0.00 0.00 0.00 35.00 0.00 0.00 74.05 0.00 0.00 0.00 0.00 0.00 5.70 0.00 165.00 220.00 0.00 0.00 0.00 569.75
RP
70.00 70.00 70.00 70.00 105.00 105.00 105.00 179.05 179.05 179.05 179.05 179.05 179.05 184.75 184.75 349.75 569.75 569.75 569.75 569.75
BAND
12.29 0.00 0.00 0.00 6.14 0.00 0.00 13.00 0.00 0.00 0.00 0.00 0.00 1.00 0.00 28.96 38.61 0.00 0.00 0.00
CUM.
12.29 12.29 12.29 12.29 18.43 18.43 18.43 31.43 31.43 31.43 31.43 31.43 31.43 32.43 32.43 61.39 100.00 100.00 100.00 100.00
PERCENTAGE BAND
14.56 0.00 0.00 0.00 2.50 0.00 0.00 7.94 0.00 0.00 0.00 0.00 0.00 0.96 0.00 6.98 13.36 0.00 0.00 0.00
CUM
14.56 7.79 3.88 2.75 2.66 2.19 1.84 2.69 2.46 2.31 2.21 2.10 1.98 1.92 1.77 2.74 3.95 3.73 3.68 3.67 3.67
Page 180 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
13,387 13,153 25,540 21,148 26,702 13,799 10,230 7,474 4,118 2,102 1,625 1,938 1,227 1,318 859 1,168 847 384 451 144 147,614
F
13,387 26,540 52,080 73,228 99,930 113,729 123,959 131,433 135,551 137,653 139,278 141,216 142,443 143,761 144,620 145,788 146,635 147,019 147,470 147,614
BAND
9.07 8.91 17.30 14.33 18.09 9.35 6.93 5.06 2.79 1.42 1.10 1.31 0.83 0.89 0.58 0.79 0.57 0.26 0.31 0.10
CUM.
9.07 17.98 35.28 49.61 67.70 77.04 83.98 89.04 91.83 93.25 94.35 95.67 96.50 97.39 97.97 98.76 99.34 99.60 99.90 100.00
PERCENTAGE rp
10,127.19 3,064.27 7,847.24 10,176.14 19,130.68 14,576.74 16,125.64 16,078.17 12,006.28 8,040.74 7,091.56 10,075.18 7,717.58 10,537.48 8,604.34 17,024.02 15,263.38 10,682.66 19,347.73 8,227.80 231,744.80
RP
10,127.19 13,191.45 21,038.69 31,214.83 50,345.52 64,922.26 81,047.90 97,126.07 109,132.35 117,173.09 124,264.65 134,339.82 142,057.40 152,594.88 161,199.22 178,223.24 193,486.62 204,169.28 223,517.01 231,744.80
BAND
CUM.
4.37 4.37 1.32 5.69 3.39 9.08 4.39 13.47 8.26 21.72 6.29 28.01 6.96 34.97 6.94 41.91 5.18 47.09 3.47 50.56 3.06 53.62 4.35 57.97 3.33 61.30 4.55 65.85 3.71 69.56 7.35 76.90 6.59 83.49 4.61 88.10 8.35 96.45 3.55 100.00
PERCENTAGE f
F
29 22 22 8 20 20 19 13 7 5 4 10 6 11 7 7 5 10 29 10
29 10.98 10.98 51 8.33 19.32 73 8.33 27.65 81 3.03 30.68 101 7.58 38.26 121 7.58 45.83 140 7.20 53.03 153 4.92 57.95 160 2.65 60.61 165 1.89 62.50 169 1.52 64.02 179 3.79 67.80 185 2.27 70.08 196 4.17 74.24 203 2.65 76.89 210 2.65 79.55 215 1.89 81.44 225 3.79 85.23 254 10.98 96.21 264 3.79 100.00
264
BAND
CUM.
PERCENTAGE rp
16,445.86 1,043.62 1,382.59 481.87 2,457.72 960.11 1,498.09 2,040.13 1,746.22 2,566.47 1,146.24 790.39 147.35 6,452.66 313.01 156.69 497.88 5,144.30 7,049.46 683.40 53,004.07
RP
16,445.86 17,489.48 18,872.08 19,353.94 21,811.67 22,771.78 24,269.86 26,309.99 28,056.21 30,622.68 31,768.92 32,559.31 32,706.67 39,159.33 39,472.33 39,629.02 40,126.90 45,271.21 52,320.67 53,004.07
BAND
31.03 1.97 2.61 0.91 4.64 1.81 2.83 3.85 3.29 4.84 2.16 1.49 0.28 12.17 0.59 0.30 0.94 9.71 13.30 1.29
CUM.
PERCENTAGE BAND
31.03 162.39 33.00 34.06 35.60 17.62 36.51 4.74 41.15 12.85 42.96 6.59 45.79 9.29 49.64 12.69 52.93 14.54 57.77 31.92 59.94 16.16 61.43 7.84 61.71 1.91 73.88 61.24 74.47 3.64 74.77 0.92 75.71 3.26 85.41 48.16 98.71 36.44 100.00 8.31
CUM
162.39 132.58 89.70 62.00 43.32 35.08 29.95 27.09 25.71 26.13 25.57 24.24 23.02 25.66 24.49 22.24 20.74 22.17 23.41 22.87 22.87
Page 181 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
18,225 18,403 19,616 10,368 10,067 4,857 3,531 2,671 1,520 901 733 927 623 841 608 1,002 931 447 496 154 96,921
F
18,225 36,628 56,244 66,612 76,679 81,536 85,067 87,738 89,258 90,159 90,892 91,819 92,442 93,283 93,891 94,893 95,824 96,271 96,767 96,921
BAND
CUM.
18.80 18.80 18.99 37.79 20.24 58.03 10.70 68.73 10.39 79.11 5.01 84.13 3.64 87.77 2.76 90.53 1.57 92.09 0.93 93.02 0.76 93.78 0.96 94.74 0.64 95.38 0.87 96.25 0.63 96.87 1.03 97.91 0.96 98.87 0.46 99.33 0.51 99.84 0.16 100.00
PERCENTAGE rp
6,632.91 3,498.57 6,885.85 5,955.77 9,594.12 6,859.30 8,512.98 6,999.41 5,334.24 3,779.12 5,985.27 5,271.13 4,372.24 7,039.73 6,649.25 14,152.93 16,247.06 8,210.42 11,326.59 7,974.94 151,281.82
RP
6,632.91 10,131.48 17,017.33 22,973.10 32,567.22 39,426.52 47,939.50 54,938.91 60,273.15 64,052.27 70,037.54 75,308.66 79,680.90 86,720.63 93,369.88 107,522.81 123,769.86 131,980.28 143,306.87 151,281.82
BAND
4.38 2.31 4.55 3.94 6.34 4.53 5.63 4.63 3.53 2.50 3.96 3.48 2.89 4.65 4.40 9.36 10.74 5.43 7.49 5.27
CUM.
4.38 6.70 11.25 15.19 21.53 26.06 31.69 36.32 39.84 42.34 46.30 49.78 52.67 57.32 61.72 71.07 81.81 87.24 94.73 100.00
PERCENTAGE f
F
15 6 7 5 6 3 4 5 5 2 1 6 4 8 5 11 19 22 9 5 148
15 21 28 33 39 42 46 51 56 58 59 65 69 77 82 93 112 134 143 148
BAND
CUM.
10.14 10.14 4.05 14.19 4.73 18.92 3.38 22.30 4.05 26.35 2.03 28.38 2.70 31.08 3.38 34.46 3.38 37.84 1.35 39.19 0.68 39.86 4.05 43.92 2.70 46.62 5.41 52.03 3.38 55.41 7.43 62.84 12.84 75.68 14.86 90.54 6.08 96.62 3.38 100.00
PERCENTAGE rp
3,135.24 958.62 302.06 1,596.66 296.89 43.27 180.40 125.32 477.85 935.99 3.75 1,510.44 47.28 472.31 30.16 2,668.18 2,316.11 1,483.16 11,855.35 2,005.87 30,444.89
RP
3,135.24 4,093.85 4,395.91 5,992.57 6,289.46 6,332.74 6,513.13 6,638.46 7,116.31 8,052.29 8,056.04 9,566.48 9,613.75 10,086.06 10,116.22 12,784.40 15,100.52 16,583.67 28,439.03 30,444.89
BAND
CUM.
10.30 10.30 3.15 13.45 0.99 14.44 5.24 19.68 0.98 20.66 0.14 20.80 0.59 21.39 0.41 21.80 1.57 23.37 3.07 26.45 0.01 26.46 4.96 31.42 0.16 31.58 1.55 33.13 0.10 33.23 8.76 41.99 7.61 49.60 4.87 54.47 38.94 93.41 6.59 100.00
PERCENTAGE BAND
CUM.
47.27 27.40 4.39 26.81 3.09 0.63 2.12 1.79 8.96 24.77 0.06 28.65 1.08 6.71 0.45 18.85 14.26 18.06 104.67 25.15
47.27 40.41 25.83 26.09 19.31 16.06 13.59 12.08 11.81 12.57 11.50 12.70 12.07 11.63 10.83 11.89 12.20 12.57 19.84 20.12 20.12
Page 182 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
15,755 10,730 8,686 4,191 4,584 2,282 1,733 1,360 784 478 350 391 280 379 216 308 265 97 85 48 53,002
F
15,755 26,485 35,171 39,362 43,946 46,228 47,961 49,321 50,105 50,583 50,933 51,324 51,604 51,983 52,199 52,507 52,772 52,869 52,954 53,002
BAND
CUM.
29.73 29.73 20.24 49.97 16.39 66.36 7.91 74.27 8.65 82.91 4.31 87.22 3.27 90.49 2.57 93.05 1.48 94.53 0.90 95.44 0.66 96.10 0.74 96.83 0.53 97.36 0.72 98.08 0.41 98.48 0.58 99.07 0.50 99.57 0.18 99.75 0.16 99.91 0.09 100.00
PERCENTAGE rp
3,151.98 2,046.81 3,415.81 2,810.48 4,907.19 3,480.76 3,568.67 3,794.39 2,858.43 2,038.60 2,003.97 2,448.75 2,136.97 3,441.33 2,471.61 5,210.71 5,704.47 2,245.98 1,398.01 2,338.48 61,473.39
RP
3,151.98 5,198.80 8,614.60 11,425.08 16,332.28 19,813.04 23,381.71 27,176.10 30,034.53 32,073.12 34,077.10 36,525.85 38,662.81 42,104.14 44,575.75 49,786.46 55,490.93 57,736.91 59,134.91 61,473.39
BAND
CUM.
5.13 5.13 3.33 8.46 5.56 14.01 4.57 18.59 7.98 26.57 5.66 32.23 5.81 38.04 6.17 44.21 4.65 48.86 3.32 52.17 3.26 55.43 3.98 59.42 3.48 62.89 5.60 68.49 4.02 72.51 8.48 80.99 9.28 90.27 3.65 93.92 2.27 96.20 3.80 100.00
PERCENTAGE f
F
7 1 2 2 0 1 2 3 1 1 0 3 0 3 2 5 5 7 2 3 50
7 8 10 12 12 13 15 18 19 20 20 23 23 26 28 33 38 45 47 50
PERCENTAGE
BAND
CUM.
rp
14.00 2.00 4.00 4.00 0.00 2.00 4.00 6.00 2.00 2.00 0.00 6.00 0.00 6.00 4.00 10.00 10.00 14.00 4.00 6.00
14.00 9,956.90 9,956.90 16.00 43.68 10,000.58 20.00 73.70 10,074.27 24.00 11.78 10,086.06 24.00 0.00 10,086.06 26.00 48.84 10,134.90 30.00 1.15 10,136.05 36.00 208.01 10,344.06 38.00 1,150.00 11,494.06 40.00 633.49 12,127.56 40.00 0.00 12,127.56 46.00 101.32 12,228.88 46.00 0.00 12,228.88 52.00 94.59 12,323.47 56.00 53.00 12,376.47 66.00 969.13 13,345.60 76.00 38,134.90 51,480.50 90.00 13,504.12 64,984.62 94.00 359.05 65,343.67 100.00 41,870.34 107,214.01 107,214.01
RP
BAND
CUM.
PERCENTAGE BAND
CUM
9.29 9.29 315.89 0.04 9.33 2.13 0.07 9.40 2.16 0.01 9.41 0.42 0.00 9.41 0.00 0.05 9.45 1.40 0.00 9.45 0.03 0.19 9.65 5.48 1.07 10.72 40.23 0.59 11.31 31.08 0.00 11.31 0.00 0.09 11.41 4.14 0.00 11.41 0.00 0.09 11.49 2.75 0.05 11.54 2.14 0.90 12.45 18.60 35.57 48.02 668.51 12.60 60.61 601.26 0.33 60.95 25.68 39.05 100.00 1,790.50
315.89 192.36 116.94 88.28 61.76 51.15 43.35 38.06 38.27 37.81 35.59 33.48 31.63 29.27 27.77 26.81 92.77 112.55 110.50 174.41
1
74.41
Page 183 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,468 1,269 1,208 628 694 404 321 200 127 89 42 69 33 44 24 43 25 15 13 0 6,716
F
1,468 2,737 3,945 4,573 5,267 5,671 5,992 6,192 6,319 6,408 6,450 6,519 6,552 6,596 6,620 6,663 6,688 6,703 6,716 6,716
BAND
CUM.
21.86 21.86 18.90 40.75 17.99 58.74 9.35 68.09 10.33 78.42 6.02 84.44 4.78 89.22 2.98 92.20 1.89 94.09 1.33 95.41 0.63 96.04 1.03 97.07 0.49 97.56 0.66 98.21 0.36 98.57 0.64 99.21 0.37 99.58 0.22 99.81 0.19 100.00 0.00 100.00
PERCENTAGE rp
442.55 223.95 377.01 322.74 654.95 517.78 573.54 512.57 416.06 361.60 204.84 370.74 223.14 376.15 163.88 378.94 271.71 166.19 613.21 0.00 7,171.56
RP
442.55 666.51 1,043.52 1,366.26 2,021.21 2,538.99 3,112.53 3,625.10 4,041.15 4,402.76 4,607.60 4,978.33 5,201.48 5,577.63 5,741.51 6,120.45 6,392.16 6,558.35 7,171.56 7,171.56
BAND
6.17 3.12 5.26 4.50 9.13 7.22 8.00 7.15 5.80 5.04 2.86 5.17 3.11 5.25 2.29 5.28 3.79 2.32 8.55 0.00
CUM.
6.17 9.29 14.55 19.05 28.18 35.40 43.40 50.55 56.35 61.39 64.25 69.42 72.53 77.77 80.06 85.34 89.13 91.45 100.00 100.00
PERCENTAGE f
F
5 2 3 0 4 3 0 2 2 0 0 0 2 3 0 0 0 1 4 0 31
5 7 10 10 14 17 17 19 21 21 21 21 23 26 26 26 26 27 31 31
BAND
CUM.
PERCENTAGE rp
16.13 16.13 4,229.00 6.45 22.58 40.98 9.68 32.26 36.83 0.00 32.26 0.00 12.90 45.16 426.74 9.68 54.84 538.00 0.00 54.84 0.00 6.45 61.29 58.00 6.45 67.74 24.08 0.00 67.74 0.00 0.00 67.74 0.00 0.00 67.74 0.00 6.45 74.19 175.03 9.68 83.87 153.98 0.00 83.87 0.00 0.00 83.87 0.00 0.00 83.87 0.00 3.23 87.10 3,150.00 12.90 100.00 15,192.00 0.00 100.00 0.00 24,024.64
RP
4,229.00 4,269.98 4,306.81 4,306.81 4,733.55 5,271.55 5,271.55 5,329.55 5,353.63 5,353.63 5,353.63 5,353.63 5,528.66 5,682.64 5,682.64 5,682.64 5,682.64 8,832.64 24,024.64 24,024.64
BAND
CUM.
PERCENTAGE BAND
17.60 17.60 955.59 0.17 17.77 18.30 0.15 17.93 9.77 0.00 17.93 0.00 1.78 19.70 65.16 2.24 21.94 103.91 0.00 21.94 0.00 0.24 22.18 11.32 0.10 22.28 5.79 0.00 22.28 0.00 0.00 22.28 0.00 0.00 22.28 0.00 0.73 23.01 78.44 0.64 23.65 40.93 0.00 23.65 0.00 0.00 23.65 0.00 0.00 23.65 0.00 13.11 36.76 1,895.40 63.24 100.00 2,477.47 0.00 100.00 0.00
CUM
955.59 640.65 412.72 315.23 234.19 207.62 169.37 147.02 132.48 121.60 116.19 107.54 106.29 101.88 98.97 92.85 88.90 134.68 335.00 335.00 335.00
Page 184 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
14,249 12,322 13,106 7,570 8,320 4,582 3,262 2,880 1,593 949 734 845 561 696 476 703 566 259 218 69 73,960
F
14,249 26,571 39,677 47,247 55,567 60,149 63,411 66,291 67,884 68,833 69,567 70,412 70,973 71,669 72,145 72,848 73,414 73,673 73,891 73,960
BAND
19.27 16.66 17.72 10.24 11.25 6.20 4.41 3.89 2.15 1.28 0.99 1.14 0.76 0.94 0.64 0.95 0.77 0.35 0.29 0.09
CUM.
19.27 35.93 53.65 63.88 75.13 81.33 85.74 89.63 91.78 93.07 94.06 95.20 95.96 96.90 97.55 98.50 99.26 99.61 99.91 100.00
PERCENTAGE rp
4,301.69 2,463.77 5,067.07 4,720.71 7,888.17 6,122.37 6,271.13 7,308.36 5,264.61 3,770.19 3,748.42 4,917.76 5,016.53 8,328.90 6,403.76 12,291.57 11,783.53 5,367.83 6,566.88 2,275.36 119,878.61
RP
4,301.69 6,765.47 11,832.54 16,553.25 24,441.42 30,563.79 36,834.92 44,143.27 49,407.88 53,178.07 56,926.49 61,844.25 66,860.78 75,189.68 81,593.45 93,885.02 105,668.55 111,036.37 117,603.25 119,878.61
BAND
3.59 2.06 4.23 3.94 6.58 5.11 5.23 6.10 4.39 3.15 3.13 4.10 4.18 6.95 5.34 10.25 9.83 4.48 5.48 1.90
PERCENTAGE
CUM.
f
3.59 5.64 9.87 13.81 20.39 25.50 30.73 36.82 41.21 44.36 47.49 51.59 55.77 62.72 68.06 78.32 88.15 92.62 98.10 100.00
8 4 6 0 3 3 4 3 4 1 2 3 13 12 4 6 4 3 10 0 93
F
8 12 18 18 21 24 28 31 35 36 38 41 54 66 70 76 80 83 93 93
BAND
8.60 4.30 6.45 0.00 3.23 3.23 4.30 3.23 4.30 1.08 2.15 3.23 13.98 12.90 4.30 6.45 4.30 3.23 10.75 0.00
CUM.
PERCENTAGE rp
8.60 7,726.27 12.90 291.09 19.35 386.66 19.35 0.00 22.58 640.29 25.81 516.95 30.11 81.24 33.33 509.30 37.63 1,169.17 38.71 10.00 40.86 25.43 44.09 603.60 58.06 740.07 70.97 3,667.63 75.27 89.52 81.72 11,397.76 86.02 22,780.07 89.25 187.80 100.00 1,770.45 100.00 0.00 52,593.30
RP
7,726.27 8,017.35 8,404.02 8,404.02 9,044.30 9,561.26 9,642.50 10,151.80 11,320.97 11,330.97 11,356.40 11,960.01 12,700.07 16,367.71 16,457.22 27,854.98 50,635.05 50,822.85 52,593.30 52,593.30
BAND
CUM.
14.69 14.69 0.55 15.24 0.74 15.98 0.00 15.98 1.22 17.20 0.98 18.18 0.15 18.33 0.97 19.30 2.22 21.53 0.02 21.54 0.05 21.59 1.15 22.74 1.41 24.15 6.97 31.12 0.17 31.29 21.67 52.96 43.31 96.28 0.36 96.63 3.37 100.00 0.00 100.00
PERCENTAGE BAND
179.61 11.81 7.63 0.00 8.12 8.44 1.30 6.97 22.21 0.27 0.68 12.27 14.75 44.04 1.40 92.73 193.32 3.50 26.96 0.00
CUM
179.61 118.50 71.02 50.77 37.00 31.28 26.18 23.00 22.91 21.31 19.95 19.34 18.99 21.77 20.17 29.67 47.92 45.77 44.72 43.87 43.87
Page 185 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,750 6,855 5,109 1,656 1,282 380 270 186 87 29 38 32 22 32 16 30 32 15 24 6 20,851
F
4,750 11,605 16,714 18,370 19,652 20,032 20,302 20,488 20,575 20,604 20,642 20,674 20,696 20,728 20,744 20,774 20,806 20,821 20,845 20,851
BAND
CUM.
22.78 22.78 32.88 55.66 24.50 80.16 7.94 88.10 6.15 94.25 1.82 96.07 1.29 97.37 0.89 98.26 0.42 98.68 0.14 98.82 0.18 99.00 0.15 99.15 0.11 99.26 0.15 99.41 0.08 99.49 0.14 99.63 0.15 99.78 0.07 99.86 0.12 99.97 0.03 100.00
PERCENTAGE rp
1,716.21 3,394.12 4,987.63 2,755.58 3,196.99 1,376.74 1,249.24 889.93 535.22 215.11 335.73 266.97 249.28 1,833.61 440.69 478.03 672.72 801.98 476.86 38.14 25,910.79
RP
1,716.21 5,110.33 10,097.96 12,853.54 16,050.53 17,427.27 18,676.52 19,566.45 20,101.67 20,316.78 20,652.51 20,919.49 21,168.76 23,002.37 23,443.07 23,921.09 24,593.81 25,395.79 25,872.66 25,910.79
BAND
6.62 13.10 19.25 10.63 12.34 5.31 4.82 3.43 2.07 0.83 1.30 1.03 0.96 7.08 1.70 1.84 2.60 3.10 1.84 0.15
PERCENTAGE
CUM.
f
6.62 19.72 38.97 49.61 61.95 67.26 72.08 75.51 77.58 78.41 79.71 80.74 81.70 88.78 90.48 92.32 94.92 98.01 99.85 100.00
9 13 10 0 1 0 1 0 1 2 0 1 0 0 0 0 0 1 0 0 39
F
BAND
CUM.
9 23.08 23.08 22 33.33 56.41 32 25.64 82.05 32 0.00 82.05 33 2.56 84.62 33 0.00 84.62 34 2.56 87.18 34 0.00 87.18 35 2.56 89.74 37 5.13 94.87 37 0.00 94.87 38 2.56 97.44 38 0.00 97.44 38 0.00 97.44 38 0.00 97.44 38 0.00 97.44 38 0.00 97.44 39 2.56 100.00 39 0.00 100.00 39 0.00 100.00
PERCENTAGE rp
467.89 891.14 1,244.56 0.00 413.10 0.00 9.99 0.00 208.89 218.84 0.00 250.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3,704.40
RP
467.89 1,359.02 2,603.58 2,603.58 3,016.68 3,016.68 3,026.67 3,026.67 3,235.56 3,454.40 3,454.40 3,704.40 3,704.40 3,704.40 3,704.40 3,704.40 3,704.40 3,704.40 3,704.40 3,704.40
BAND
12.63 24.06 33.60 0.00 11.15 0.00 0.27 0.00 5.64 5.91 0.00 6.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
12.63 36.69 70.28 70.28 81.44 81.44 81.70 81.70 87.34 93.25 93.25 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
27.26 26.26 24.95 0.00 12.92 0.00 0.80 0.00 39.03 101.74 0.00 93.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
27.26 26.59 25.78 20.26 18.79 17.31 16.21 15.47 16.10 17.00 16.73 17.71 17.50 16.10 15.80 15.49 15.06 14.59 14.32 14.30 14.30
Page 186 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,038 1,023 789 371 370 174 90 62 43 20 14 18 8 9 8 16 13 8 3 2 4,079
F
1,038 2,061 2,850 3,221 3,591 3,765 3,855 3,917 3,960 3,980 3,994 4,012 4,020 4,029 4,037 4,053 4,066 4,074 4,077 4,079
BAND
CUM.
25.45 25.45 25.08 50.53 19.34 69.87 9.10 78.97 9.07 88.04 4.27 92.30 2.21 94.51 1.52 96.03 1.05 97.08 0.49 97.57 0.34 97.92 0.44 98.36 0.20 98.55 0.22 98.77 0.20 98.97 0.39 99.36 0.32 99.68 0.20 99.88 0.07 99.95 0.05 100.00
PERCENTAGE rp
506.38 368.18 623.81 435.35 699.36 446.13 295.95 223.61 189.15 92.13 117.94 158.66 157.87 112.77 81.18 514.98 812.23 129.46 75.44 28.20 6,068.78
RP
506.38 874.56 1,498.37 1,933.71 2,633.07 3,079.20 3,375.15 3,598.76 3,787.91 3,880.04 3,997.98 4,156.65 4,314.52 4,427.29 4,508.47 5,023.45 5,835.67 5,965.14 6,040.58 6,068.78
BAND
8.34 6.07 10.28 7.17 11.52 7.35 4.88 3.68 3.12 1.52 1.94 2.61 2.60 1.86 1.34 8.49 13.38 2.13 1.24 0.46
CUM.
8.34 14.41 24.69 31.86 43.39 50.74 55.62 59.30 62.42 63.93 65.88 68.49 71.09 72.95 74.29 82.78 96.16 98.29 99.54 100.00
PERCENTAGE f
F
0 1 3 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5
BAND
CUM.
0 0.00 0.00 1 20.00 20.00 4 60.00 80.00 5 20.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00 5 0.00 100.00
PERCENTAGE rp
0.00 24.04 540.00 201.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 765.29
RP
0.00 24.04 564.04 765.29 765.29 765.29 765.29 765.29 765.29 765.29 765.29 765.29 765.29 765.29 765.29 765.29 765.29 765.29 765.29 765.29
BAND
0.00 3.14 70.56 26.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 3.14 73.70 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 6.53 86.57 46.23 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 2.75 37.64 39.58 29.06 24.85 22.67 21.27 20.20 19.72 19.14 18.41 17.74 17.29 16.97 15.23 13.11 12.83 12.67 12.61 12.61
Page 187 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,561 2,054 1,903 871 806 427 277 205 115 72 44 53 33 44 33 50 27 31 34 9 9,649
F
2,561 4,615 6,518 7,389 8,195 8,622 8,899 9,104 9,219 9,291 9,335 9,388 9,421 9,465 9,498 9,548 9,575 9,606 9,640 9,649
BAND
CUM.
26.54 26.54 21.29 47.83 19.72 67.55 9.03 76.58 8.35 84.93 4.43 89.36 2.87 92.23 2.12 94.35 1.19 95.54 0.75 96.29 0.46 96.75 0.55 97.30 0.34 97.64 0.46 98.09 0.34 98.44 0.52 98.95 0.28 99.23 0.32 99.55 0.35 99.91 0.09 100.00
PERCENTAGE rp
504.68 501.76 769.73 635.78 1,047.55 924.66 722.74 752.88 510.15 450.78 299.07 357.02 339.57 573.42 484.80 1,096.62 603.43 1,227.26 1,454.36 258.19 13,514.46
RP
504.68 1,006.44 1,776.17 2,411.95 3,459.50 4,384.16 5,106.90 5,859.78 6,369.94 6,820.72 7,119.79 7,476.80 7,816.37 8,389.80 8,874.59 9,971.22 10,574.65 11,801.91 13,256.26 13,514.46
BAND
3.73 3.71 5.70 4.70 7.75 6.84 5.35 5.57 3.77 3.34 2.21 2.64 2.51 4.24 3.59 8.11 4.47 9.08 10.76 1.91
CUM.
3.73 7.45 13.14 17.85 25.60 32.44 37.79 43.36 47.13 50.47 52.68 55.32 57.84 62.08 65.67 73.78 78.25 87.33 98.09 100.00
PERCENTAGE f
12 9 3 0 1 1 0 0 0 0 0 0 1 0 0 0 0 0 3 0 30
F
12 21 24 24 25 26 26 26 26 26 26 26 27 27 27 27 27 27 30 30
BAND
CUM.
40.00 40.00 30.00 70.00 10.00 80.00 0.00 80.00 3.33 83.33 3.33 86.67 0.00 86.67 0.00 86.67 0.00 86.67 0.00 86.67 0.00 86.67 0.00 86.67 3.33 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00
PERCENTAGE rp
269.15 458.06 264.60 0.00 380.00 312.80 0.00 0.00 0.00 0.00 0.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 308.59 0.00 2,013.19
RP
269.15 727.20 991.80 991.80 1,371.80 1,684.60 1,684.60 1,684.60 1,684.60 1,684.60 1,684.60 1,684.60 1,704.60 1,704.60 1,704.60 1,704.60 1,704.60 1,704.60 2,013.19 2,013.19
BAND
CUM.
13.37 13.37 22.75 36.12 13.14 49.27 0.00 49.27 18.88 68.14 15.54 83.68 0.00 83.68 0.00 83.68 0.00 83.68 0.00 83.68 0.00 83.68 0.00 83.68 0.99 84.67 0.00 84.67 0.00 84.67 0.00 84.67 0.00 84.67 0.00 84.67 15.33 100.00 0.00 100.00
PERCENTAGE BAND
53.33 91.29 34.38 0.00 36.28 33.83 0.00 0.00 0.00 0.00 0.00 0.00 5.89 0.00 0.00 0.00 0.00 0.00 21.22 0.00
CUM
53.33 72.25 55.84 41.12 39.65 38.42 32.99 28.75 26.45 24.70 23.66 22.53 21.81 20.32 19.21 17.10 16.12 14.44 15.19 14.90 14.90
Page 188 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,823 2,787 3,171 1,869 2,011 938 716 510 262 113 102 108 63 82 53 70 59 26 27 22 14,812
F
1,823 4,610 7,781 9,650 11,661 12,599 13,315 13,825 14,087 14,200 14,302 14,410 14,473 14,555 14,608 14,678 14,737 14,763 14,790 14,812
BAND
CUM.
12.31 12.31 18.82 31.12 21.41 52.53 12.62 65.15 13.58 78.73 6.33 85.06 4.83 89.89 3.44 93.34 1.77 95.11 0.76 95.87 0.69 96.56 0.73 97.29 0.43 97.71 0.55 98.26 0.36 98.62 0.47 99.10 0.40 99.49 0.18 99.67 0.18 99.85 0.15 100.00
PERCENTAGE rp
885.95 637.30 1,484.80 1,572.81 2,901.47 2,104.85 2,237.89 2,039.25 1,367.80 623.14 647.81 796.85 606.08 733.06 620.46 1,648.13 1,923.50 1,155.26 3,755.13 4,175.15 31,916.69
RP
885.95 1,523.25 3,008.06 4,580.86 7,482.34 9,587.19 11,825.07 13,864.32 15,232.13 15,855.26 16,503.08 17,299.93 17,906.01 18,639.06 19,259.52 20,907.66 22,831.16 23,986.42 27,741.55 31,916.69
BAND
2.78 2.00 4.65 4.93 9.09 6.59 7.01 6.39 4.29 1.95 2.03 2.50 1.90 2.30 1.94 5.16 6.03 3.62 11.77 13.08
CUM.
2.78 4.77 9.42 14.35 23.44 30.04 37.05 43.44 47.72 49.68 51.71 54.20 56.10 58.40 60.34 65.51 71.53 75.15 86.92 100.00
PERCENTAGE f
F
3 1 2 1 2 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 12
BAND
CUM.
3 25.00 25.00 4 8.33 33.33 6 16.67 50.00 7 8.33 58.33 9 16.67 75.00 10 8.33 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 11 8.33 91.67 11 0.00 91.67 12 8.33 100.00 12 0.00 100.00 12 0.00 100.00
PERCENTAGE rp
1,248.15 68.71 3.56 9.00 60.92 72.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 72.50 0.00 1,970.21 0.00 0.00 3,505.54
RP
1,248.15 1,316.86 1,320.42 1,329.42 1,390.33 1,462.83 1,462.83 1,462.83 1,462.83 1,462.83 1,462.83 1,462.83 1,462.83 1,462.83 1,462.83 1,535.33 1,535.33 3,505.54 3,505.54 3,505.54
BAND
PERCENTAGE
CUM.
35.61 35.61 1.96 37.57 0.10 37.67 0.26 37.92 1.74 39.66 2.07 41.73 0.00 41.73 0.00 41.73 0.00 41.73 0.00 41.73 0.00 41.73 0.00 41.73 0.00 41.73 0.00 41.73 0.00 41.73 2.07 43.80 0.00 43.80 56.20 100.00 0.00 100.00 0.00 100.00
BAND
CUM
140.88 10.78 0.24 0.57 2.10 3.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.40 0.00 170.54 0.00 0.00
140.88 86.45 43.90 29.02 18.58 15.26 12.37 10.55 9.60 9.23 8.86 8.46 8.17 7.85 7.60 7.34 6.72 14.61 12.64 10.98 10.98
Page 189 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
820 987 1,188 690 716 428 288 257 129 60 49 51 33 58 27 28 12 5 7 4 5,837
F
820 1,807 2,995 3,685 4,401 4,829 5,117 5,374 5,503 5,563 5,612 5,663 5,696 5,754 5,781 5,809 5,821 5,826 5,833 5,837
BAND
CUM.
PERCENTAGE rp
14.05 14.05 771.90 16.91 30.96 225.91 20.35 51.31 483.03 11.82 63.13 453.99 12.27 75.40 829.68 7.33 82.73 848.95 4.93 87.66 866.67 4.40 92.07 942.09 2.21 94.28 593.29 1.03 95.31 373.97 0.84 96.15 331.95 0.87 97.02 416.37 0.57 97.58 292.98 0.99 98.58 532.29 0.46 99.04 232.90 0.48 99.52 654.76 0.21 99.73 129.25 0.09 99.81 157.83 0.12 99.93 1,286.52 0.07 100.00 42.00 10,466.33
RP
771.90 997.81 1,480.84 1,934.83 2,764.51 3,613.46 4,480.13 5,422.22 6,015.51 6,389.48 6,721.42 7,137.80 7,430.78 7,963.06 8,195.96 8,850.73 8,979.98 9,137.81 10,424.33 10,466.33
BAND
7.38 2.16 4.62 4.34 7.93 8.11 8.28 9.00 5.67 3.57 3.17 3.98 2.80 5.09 2.23 6.26 1.23 1.51 12.29 0.40
CUM.
7.38 9.53 14.15 18.49 26.41 34.52 42.81 51.81 57.47 61.05 64.22 68.20 71.00 76.08 78.31 84.56 85.80 87.31 99.60 100.00
PERCENTAGE f
F
0 1 1 0 0 2 1 2 0 0 0 0 0 0 0 0 0 0 1 0 8
BAND
0 1 2 2 2 4 5 7 7 7 7 7 7 7 7 7 7 7 8 8
CUM.
0.00 0.00 12.50 12.50 12.50 25.00 0.00 25.00 0.00 25.00 25.00 50.00 12.50 62.50 25.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 12.50 100.00 0.00 100.00
PERCENTAGE rp
0.00 3.77 1.25 0.00 0.00 202.50 837.96 542.59 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 1,638.08
RP
0.00 3.77 5.02 5.02 5.02 207.52 1,045.48 1,588.08 1,588.08 1,588.08 1,588.08 1,588.08 1,588.08 1,588.08 1,588.08 1,588.08 1,588.08 1,588.08 1,638.08 1,638.08
BAND
CUM.
0.00 0.00 0.23 0.23 0.08 0.31 0.00 0.31 0.00 0.31 12.36 12.67 51.16 63.82 33.12 96.95 0.00 96.95 0.00 96.95 0.00 96.95 0.00 96.95 0.00 96.95 0.00 96.95 0.00 96.95 0.00 96.95 0.00 96.95 0.00 96.95 3.05 100.00 0.00 100.00
PERCENTAGE BAND
0.00 1.67 0.26 0.00 0.00 23.85 96.69 57.59 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.89 0.00
CUM
0.00 0.38 0.34 0.26 0.18 5.74 23.34 29.29 26.40 24.85 23.63 22.25 21.37 19.94 19.38 17.94 17.68 17.38 15.71 15.65 15.65
Page 190 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
756 825 766 397 443 277 181 139 84 53 22 41 21 29 8 17 14 5 1 0 4,079
F
756 1,581 2,347 2,744 3,187 3,464 3,645 3,784 3,868 3,921 3,943 3,984 4,005 4,034 4,042 4,059 4,073 4,078 4,079 4,079
BAND
CUM.
18.53 18.53 20.23 38.76 18.78 57.54 9.73 67.27 10.86 78.13 6.79 84.92 4.44 89.36 3.41 92.77 2.06 94.83 1.30 96.13 0.54 96.67 1.01 97.67 0.51 98.19 0.71 98.90 0.20 99.09 0.42 99.51 0.34 99.85 0.12 99.98 0.02 100.00 0.00 100.00
PERCENTAGE rp
151.27 243.08 447.04 436.00 746.47 730.48 635.51 579.45 421.56 343.10 159.50 394.66 208.37 354.27 200.99 226.01 180.20 117.61 20.51 0.00 6,596.07
RP
151.27 394.35 841.39 1,277.39 2,023.85 2,754.33 3,389.84 3,969.29 4,390.86 4,733.96 4,893.46 5,288.12 5,496.49 5,850.75 6,051.74 6,277.75 6,457.96 6,575.56 6,596.07 6,596.07
BAND
2.29 3.69 6.78 6.61 11.32 11.07 9.63 8.78 6.39 5.20 2.42 5.98 3.16 5.37 3.05 3.43 2.73 1.78 0.31 0.00
CUM.
2.29 5.98 12.76 19.37 30.68 41.76 51.39 60.18 66.57 71.77 74.19 80.17 83.33 88.70 91.75 95.17 97.91 99.69 100.00 100.00
PERCENTAGE f
F
0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 2
BAND
0 0 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2
0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
0.00 0.00 0.00 0.00 50.00 56.25 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 100.00 3,300.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 3,356.25
RP
0.00 0.00 56.25 56.25 56.25 56.25 56.25 56.25 56.25 56.25 56.25 3,356.25 3,356.25 3,356.25 3,356.25 3,356.25 3,356.25 3,356.25 3,356.25 3,356.25
BAND
0.00 0.00 1.68 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 98.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 1.68 1.68 1.68 1.68 1.68 1.68 1.68 1.68 1.68 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
0.00 0.00 12.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 836.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 6.69 4.40 2.78 2.04 1.66 1.42 1.28 1.19 1.15 63.47 61.06 57.36 55.46 53.46 51.97 51.04 50.88 50.88 50.88
Page 191 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,826 3,935 3,456 1,905 1,657 748 499 415 217 85 89 146 83 88 58 58 56 20 18 4 17,363
F
3,826 7,761 11,217 13,122 14,779 15,527 16,026 16,441 16,658 16,743 16,832 16,978 17,061 17,149 17,207 17,265 17,321 17,341 17,359 17,363
BAND
CUM.
22.04 22.04 22.66 44.70 19.90 64.60 10.97 75.57 9.54 85.12 4.31 89.43 2.87 92.30 2.39 94.69 1.25 95.94 0.49 96.43 0.51 96.94 0.84 97.78 0.48 98.26 0.51 98.77 0.33 99.10 0.33 99.44 0.32 99.76 0.12 99.87 0.10 99.98 0.02 100.00
PERCENTAGE rp
526.39 1,099.11 1,716.30 1,743.57 2,351.95 1,622.76 1,352.82 1,463.83 1,019.19 398.88 466.21 916.63 763.38 786.94 633.22 810.95 1,167.41 393.52 786.80 327.72 20,347.56
RP
526.39 1,625.50 3,341.80 5,085.37 7,437.31 9,060.07 10,412.89 11,876.71 12,895.90 13,294.78 13,761.00 14,677.63 15,441.00 16,227.95 16,861.17 17,672.11 18,839.52 19,233.04 20,019.84 20,347.56
BAND
CUM.
2.59 5.40 8.43 8.57 11.56 7.98 6.65 7.19 5.01 1.96 2.29 4.50 3.75 3.87 3.11 3.99 5.74 1.93 3.87 1.61
2.59 7.99 16.42 24.99 36.55 44.53 51.18 58.37 63.38 65.34 67.63 72.13 75.89 79.75 82.87 86.85 92.59 94.52 98.39 100.00
PERCENTAGE f
F
1 1 2 0 0 1 0 0 2 0 0 0 1 0 0 0 0 0 1 0 9
BAND
1 2 4 4 4 5 5 5 7 7 7 7 8 8 8 8 8 8 9 9
CUM.
11.11 11.11 11.11 22.22 22.22 44.44 0.00 44.44 0.00 44.44 11.11 55.56 0.00 55.56 0.00 55.56 22.22 77.78 0.00 77.78 0.00 77.78 0.00 77.78 11.11 88.89 0.00 88.89 0.00 88.89 0.00 88.89 0.00 88.89 0.00 88.89 11.11 100.00 0.00 100.00
PERCENTAGE rp
RP
20.00 25.00 109.50 0.00 0.00 5.19 0.00 0.00 19.67 0.00 0.00 0.00 59.08 0.00 0.00 0.00 0.00 0.00 2.50 0.00
20.00 45.00 154.50 154.50 154.50 159.69 159.69 159.69 179.37 179.37 179.37 179.37 238.44 238.44 238.44 238.44 238.44 238.44 240.94 240.94
240.94
BAND
CUM.
8.30 8.30 10.38 18.68 45.45 64.12 0.00 64.12 0.00 64.12 2.15 66.28 0.00 66.28 0.00 66.28 8.17 74.44 0.00 74.44 0.00 74.44 0.00 74.44 24.52 98.96 0.00 98.96 0.00 98.96 0.00 98.96 0.00 98.96 0.00 98.96 1.04 100.00 0.00 100.00
PERCENTAGE BAND
3.80 2.27 6.38 0.00 0.00 0.32 0.00 0.00 1.93 0.00 0.00 0.00 7.74 0.00 0.00 0.00 0.00 0.00 0.32 0.00
CUM
3.80 2.77 4.62 3.04 2.08 1.76 1.53 1.34 1.39 1.35 1.30 1.22 1.54 1.47 1.41 1.35 1.27 1.24 1.20 1.18 1.18
Page 192 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 21
DATA POSITION FROM : TO PROCESSING
01/01/2006
:
15/12/2006
DATE :
15/02/2007
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
461 559 502 279 302 138 93 83 28 16 9 13 7 3 4 6 6 1 0 5
461 1,020 1,522 1,801 2,103 2,241 2,334 2,417 2,445 2,461 2,470 2,483 2,490 2,493 2,497 2,503 2,509 2,510 2,510 2,515
2,515
BAND
CUM.
18.33 18.33 22.23 40.56 19.96 60.52 11.09 71.61 12.01 83.62 5.49 89.11 3.70 92.80 3.30 96.10 1.11 97.22 0.64 97.85 0.36 98.21 0.52 98.73 0.28 99.01 0.12 99.13 0.16 99.28 0.24 99.52 0.24 99.76 0.04 99.80 0.00 99.80 0.20 100.00
PERCENTAGE rp
57.12 118.12 281.44 315.20 527.51 342.16 301.06 348.65 153.62 149.48 63.55 88.07 82.22 49.60 42.80 72.87 87.06 70.00 0.00 79.09 3,229.62
RP
57.12 175.24 456.69 771.89 1,299.39 1,641.55 1,942.61 2,291.26 2,444.89 2,594.36 2,657.91 2,745.98 2,828.20 2,877.80 2,920.60 2,993.47 3,080.53 3,150.53 3,150.53 3,229.62
BAND
1.77 3.66 8.71 9.76 16.33 10.59 9.32 10.80 4.76 4.63 1.97 2.73 2.55 1.54 1.33 2.26 2.70 2.17 0.00 2.45
CUM.
1.77 5.43 14.14 23.90 40.23 50.83 60.15 70.95 75.70 80.33 82.30 85.02 87.57 89.11 90.43 92.69 95.38 97.55 97.55 100.00
PERCENTAGE f
F
0 2 2 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5
BAND
0 2 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5
0.00 40.00 40.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 40.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 57.50 7.16 210.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 274.66
RP
0.00 57.50 64.66 274.66 274.66 274.66 274.66 274.66 274.66 274.66 274.66 274.66 274.66 274.66 274.66 274.66 274.66 274.66 274.66 274.66
BAND
0.00 20.93 2.61 76.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 20.93 23.54 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 48.68 2.54 66.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 32.81 14.16 35.58 21.14 16.73 14.14 11.99 11.23 10.59 10.33 10.00 9.71 9.54 9.40 9.18 8.92 8.72 8.72 8.50 8.50
Page 193 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
BALI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,948 2,028 2,150 1,286 1,581 953 786 632 368 215 170 194 97 153 86 105 82 29 42 8 12,913
F
1,948 3,976 6,126 7,412 8,993 9,946 10,732 11,364 11,732 11,947 12,117 12,311 12,408 12,561 12,647 12,752 12,834 12,863 12,905 12,913
BAND
CUM.
15.09 15.09 15.71 30.79 16.65 47.44 9.96 57.40 12.24 69.64 7.38 77.02 6.09 83.11 4.89 88.00 2.85 90.85 1.66 92.52 1.32 93.84 1.50 95.34 0.75 96.09 1.18 97.27 0.67 97.94 0.81 98.75 0.64 99.39 0.22 99.61 0.33 99.94 0.06 100.00
PERCENTAGE rp
610.91 413.02 882.47 864.50 1,628.22 1,407.07 1,549.52 1,728.65 1,349.81 1,013.16 843.88 1,068.32 866.31 1,352.36 1,110.49 1,075.52 1,368.99 535.68 1,388.36 1,004.48 22,061.71
RP
610.91 1,023.92 1,906.39 2,770.89 4,399.11 5,806.18 7,355.69 9,084.34 10,434.15 11,447.32 12,291.20 13,359.52 14,225.83 15,578.19 16,688.68 17,764.21 19,133.19 19,668.88 21,057.23 22,061.71
BAND
2.77 1.87 4.00 3.92 7.38 6.38 7.02 7.84 6.12 4.59 3.83 4.84 3.93 6.13 5.03 4.88 6.21 2.43 6.29 4.55
CUM.
2.77 4.64 8.64 12.56 19.94 26.32 33.34 41.18 47.30 51.89 55.71 60.56 64.48 70.61 75.65 80.52 86.73 89.15 95.45 100.00
PERCENTAGE f
1 0 0 0 0 0 0 1 1 0 2 1 0 1 0 0 0 0 3 0 10
F
BAND
CUM.
1 1 1 1 1 1 1 2 3 3 5 6 6 7 7 7 7 7 10 10
10.00 10.00 0.00 10.00 0.00 10.00 0.00 10.00 0.00 10.00 0.00 10.00 0.00 10.00 10.00 20.00 10.00 30.00 0.00 30.00 20.00 50.00 10.00 60.00 0.00 60.00 10.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 30.00 100.00 0.00 100.00
PERCENTAGE rp
101.33 0.00 0.00 0.00 0.00 0.00 0.00 54.85 40.21 0.00 12.00 5.50 0.00 245.80 0.00 0.00 0.00 0.00 531.09 0.00 990.78
RP
101.33 101.33 101.33 101.33 101.33 101.33 101.33 156.17 196.39 196.39 208.38 213.88 213.88 459.68 459.68 459.68 459.68 459.68 990.78 990.78
BAND
CUM.
10.23 10.23 0.00 10.23 0.00 10.23 0.00 10.23 0.00 10.23 0.00 10.23 0.00 10.23 5.54 15.76 4.06 19.82 0.00 19.82 1.21 21.03 0.56 21.59 0.00 21.59 24.81 46.40 0.00 46.40 0.00 46.40 0.00 46.40 0.00 46.40 53.60 100.00 0.00 100.00
PERCENTAGE BAND
16.59 0.00 0.00 0.00 0.00 0.00 0.00 3.17 2.98 0.00 1.42 0.51 0.00 18.18 0.00 0.00 0.00 0.00 38.25 0.00
CUM
16.59 9.90 5.32 3.66 2.30 1.75 1.38 1.72 1.88 1.72 1.70 1.60 1.50 2.95 2.75 2.59 2.40 2.34 4.71 4.49 4.49
Page 194 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
745 799 692 348 359 192 101 104 68 19 28 16 15 29 5 8 12 4 1 0
745 1,544 2,236 2,584 2,943 3,135 3,236 3,340 3,408 3,427 3,455 3,471 3,486 3,515 3,520 3,528 3,540 3,544 3,545 3,545
3,545
BAND
CUM.
21.02 21.02 22.54 43.55 19.52 63.07 9.82 72.89 10.13 83.02 5.42 88.43 2.85 91.28 2.93 94.22 1.92 96.14 0.54 96.67 0.79 97.46 0.45 97.91 0.42 98.34 0.82 99.15 0.14 99.29 0.23 99.52 0.34 99.86 0.11 99.97 0.03 100.00 0.00 100.00
PERCENTAGE rp
164.22 194.53 392.24 355.32 490.89 423.33 288.38 410.72 269.66 79.85 227.96 319.53 145.96 306.97 72.48 33.42 168.81 37.26 15.13 0.00 4,396.68
RP
164.22 358.75 750.99 1,106.31 1,597.21 2,020.54 2,308.92 2,719.64 2,989.31 3,069.15 3,297.12 3,616.65 3,762.61 4,069.58 4,142.06 4,175.48 4,344.29 4,381.56 4,396.68 4,396.68
BAND
3.74 4.42 8.92 8.08 11.17 9.63 6.56 9.34 6.13 1.82 5.18 7.27 3.32 6.98 1.65 0.76 3.84 0.85 0.34 0.00
CUM.
3.74 8.16 17.08 25.16 36.33 45.96 52.52 61.86 67.99 69.81 74.99 82.26 85.58 92.56 94.21 94.97 98.81 99.66 100.00 100.00
PERCENTAGE f
F
1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2
BAND
CUM.
1 50.00 50.00 1 0.00 50.00 1 0.00 50.00 2 50.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00
PERCENTAGE rp
18.99 0.00 0.00 83.93 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 102.92
RP
18.99 18.99 18.99 102.92 102.92 102.92 102.92 102.92 102.92 102.92 102.92 102.92 102.92 102.92 102.92 102.92 102.92 102.92 102.92 102.92
BAND
18.45 0.00 0.00 81.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
18.45 18.45 18.45 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
11.56 0.00 0.00 23.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
11.56 5.29 2.53 9.30 6.44 5.09 4.46 3.78 3.44 3.35 3.12 2.85 2.74 2.53 2.48 2.46 2.37 2.35 2.34 2.34 2.34
Page 195 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
NUSA TEGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
358 503 554 328 326 193 113 100 41 27 24 16 9 14 4 9 5 2 1 0 2,627
358 861 1,415 1,743 2,069 2,262 2,375 2,475 2,516 2,543 2,567 2,583 2,592 2,606 2,610 2,619 2,624 2,626 2,627 2,627
BAND
CUM.
13.63 13.63 19.15 32.78 21.09 53.86 12.49 66.35 12.41 78.76 7.35 86.11 4.30 90.41 3.81 94.21 1.56 95.77 1.03 96.80 0.91 97.72 0.61 98.33 0.34 98.67 0.53 99.20 0.15 99.35 0.34 99.70 0.19 99.89 0.08 99.96 0.04 100.00 0.00 100.00
PERCENTAGE rp
54.98 147.61 349.06 350.04 599.76 494.84 399.92 433.08 254.15 142.29 220.42 86.22 48.11 94.80 34.82 76.11 27.59 3.53 23.50 0.00 3,840.81
RP
54.98 202.59 551.65 901.69 1,501.45 1,996.28 2,396.20 2,829.28 3,083.43 3,225.71 3,446.13 3,532.35 3,580.46 3,675.26 3,710.07 3,786.19 3,813.77 3,817.31 3,840.81 3,840.81
BAND
1.43 3.84 9.09 9.11 15.62 12.88 10.41 11.28 6.62 3.70 5.74 2.24 1.25 2.47 0.91 1.98 0.72 0.09 0.61 0.00
CUM.
1.43 5.27 14.36 23.48 39.09 51.98 62.39 73.66 80.28 83.99 89.72 91.97 93.22 95.69 96.60 98.58 99.30 99.39 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 250.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 250.00
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 250.00 100.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00 250.00 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 62.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 10.43 8.84 8.11 7.75 7.25 7.08 6.98 6.80 6.74 6.60 6.56 6.55 6.51 6.51 6.51
Page 196 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
99 148 166 89 99 62 50 40 26 13 2 12 4 6 13 11 4 1 1 0 846
F
99 247 413 502 601 663 713 753 779 792 794 806 810 816 829 840 844 845 846 846
BAND
CUM.
11.70 11.70 17.49 29.20 19.62 48.82 10.52 59.34 11.70 71.04 7.33 78.37 5.91 84.28 4.73 89.01 3.07 92.08 1.54 93.62 0.24 93.85 1.42 95.27 0.47 95.74 0.71 96.45 1.54 97.99 1.30 99.29 0.47 99.76 0.12 99.88 0.12 100.00 0.00 100.00
PERCENTAGE rp
12.06 37.71 102.31 92.19 179.21 156.24 161.95 196.32 145.14 116.25 8.61 143.37 62.51 21.59 88.10 203.05 59.34 24.23 16.35 0.00 1,826.54
RP
12.06 49.77 152.07 244.26 423.48 579.72 741.67 937.99 1,083.13 1,199.37 1,207.98 1,351.35 1,413.87 1,435.46 1,523.56 1,726.61 1,785.95 1,810.18 1,826.54 1,826.54
BAND
0.66 2.06 5.60 5.05 9.81 8.55 8.87 10.75 7.95 6.36 0.47 7.85 3.42 1.18 4.82 11.12 3.25 1.33 0.90 0.00
CUM.
0.66 2.72 8.33 13.37 23.18 31.74 40.61 51.35 59.30 65.66 66.13 73.98 77.41 78.59 83.41 94.53 97.78 99.10 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 197 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
270 333 440 336 339 223 176 97 71 36 31 36 20 17 13 8 5 4 2 1
270 603 1,043 1,379 1,718 1,941 2,117 2,214 2,285 2,321 2,352 2,388 2,408 2,425 2,438 2,446 2,451 2,455 2,457 2,458
2,458
BAND
CUM.
10.98 10.98 13.55 24.53 17.90 42.43 13.67 56.10 13.79 69.89 9.07 78.97 7.16 86.13 3.95 90.07 2.89 92.96 1.46 94.43 1.26 95.69 1.46 97.15 0.81 97.97 0.69 98.66 0.53 99.19 0.33 99.51 0.20 99.72 0.16 99.88 0.08 99.96 0.04 100.00
PERCENTAGE rp
78.01 99.04 269.16 395.04 678.72 665.30 767.01 480.11 424.53 290.35 232.55 346.17 219.22 183.30 250.42 167.52 60.83 69.26 75.04 0.00 5,751.59
RP
78.01 177.05 446.21 841.25 1,519.97 2,185.27 2,952.28 3,432.39 3,856.91 4,147.26 4,379.81 4,725.99 4,945.21 5,128.52 5,378.94 5,546.46 5,607.29 5,676.55 5,751.59 5,751.59
BAND
1.36 1.72 4.68 6.87 11.80 11.57 13.34 8.35 7.38 5.05 4.04 6.02 3.81 3.19 4.35 2.91 1.06 1.20 1.30 0.00
CUM.
1.36 3.08 7.76 14.63 26.43 37.99 51.33 59.68 67.06 72.11 76.15 82.17 85.98 89.17 93.52 96.43 97.49 98.70 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,874.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,874.20
RP
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,874.20 100.00 2,874.20 0.00 2,874.20 0.00 2,874.20 0.00 2,874.20 0.00 2,874.20 0.00 2,874.20 0.00 2,874.20 0.00 2,874.20 0.00 2,874.20 0.00 2,874.20 0.00 2,874.20 0.00 2,874.20 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 598.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 83.74 74.52 69.30 65.62 60.82 58.12 56.04 53.43 51.82 51.26 50.63 49.97 49.97 49.97
Page 198 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
46 65 98 33 62 64 31 34 20 10 3 11 5 1 3 1 0 0 0 0 487
BAND
46 111 209 242 304 368 399 433 453 463 466 477 482 483 486 487 487 487 487 487
9.45 13.35 20.12 6.78 12.73 13.14 6.37 6.98 4.11 2.05 0.62 2.26 1.03 0.21 0.62 0.21 0.00 0.00 0.00 0.00
CUM.
9.45 22.79 42.92 49.69 62.42 75.56 81.93 88.91 93.02 95.07 95.69 97.95 98.97 99.18 99.79 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
27.29 13.21 47.15 37.52 106.49 120.36 109.21 213.89 147.71 87.65 37.35 92.40 108.93 10.62 60.07 39.70 0.00 0.00 0.00 0.00 1,259.53
RP
27.29 40.49 87.64 125.16 231.65 352.01 461.22 675.11 822.82 910.47 947.82 1,040.22 1,149.15 1,159.76 1,219.83 1,259.53 1,259.53 1,259.53 1,259.53 1,259.53
BAND
2.17 1.05 3.74 2.98 8.45 9.56 8.67 16.98 11.73 6.96 2.97 7.34 8.65 0.84 4.77 3.15 0.00 0.00 0.00 0.00
CUM.
2.17 3.21 6.96 9.94 18.39 27.95 36.62 53.60 65.33 72.29 75.25 82.59 91.24 92.08 96.85 100.00 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 199 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
241 272 342 153 156 99 54 40 27 13 10 11 8 10 2 7 5 1 0 0
241 513 855 1,008 1,164 1,263 1,317 1,357 1,384 1,397 1,407 1,418 1,426 1,436 1,438 1,445 1,450 1,451 1,451 1,451
1,451
BAND
CUM.
16.61 16.61 18.75 35.35 23.57 58.92 10.54 69.47 10.75 80.22 6.82 87.04 3.72 90.76 2.76 93.52 1.86 95.38 0.90 96.28 0.69 96.97 0.76 97.73 0.55 98.28 0.69 98.97 0.14 99.10 0.48 99.59 0.34 99.93 0.07 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
30.08 50.16 117.28 114.53 259.97 272.89 183.35 190.78 169.90 56.23 54.62 56.70 59.90 130.36 31.21 169.69 72.25 225.44 0.00 0.00 2,245.34
RP
30.08 80.24 197.52 312.05 572.02 844.91 1,028.26 1,219.04 1,388.94 1,445.17 1,499.79 1,556.49 1,616.38 1,746.75 1,777.96 1,947.65 2,019.90 2,245.34 2,245.34 2,245.34
BAND
1.34 2.23 5.22 5.10 11.58 12.15 8.17 8.50 7.57 2.50 2.43 2.53 2.67 5.81 1.39 7.56 3.22 10.04 0.00 0.00
CUM.
1.34 3.57 8.80 13.90 25.48 37.63 45.80 54.29 61.86 64.36 66.80 69.32 71.99 77.79 79.18 86.74 89.96 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.50
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.50 100.00 100.00 4.50 0.00 100.00 4.50 0.00 100.00 4.50 0.00 100.00 4.50 0.00 100.00 4.50 0.00 100.00 4.50 0.00 100.00 4.50 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.28 0.26 0.25 0.23 0.22 0.20 0.20 0.20 0.20
Page 200 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,745 5,292 7,105 4,365 3,942 1,798 1,196 952 570 311 360 419 310 386 258 389 360 153 151 50 33,112
F
4,745 10,037 17,142 21,507 25,449 27,247 28,443 29,395 29,965 30,276 30,636 31,055 31,365 31,751 32,009 32,398 32,758 32,911 33,062 33,112
BAND
CUM.
14.33 14.33 15.98 30.31 21.46 51.77 13.18 64.95 11.91 76.86 5.43 82.29 3.61 85.90 2.88 88.77 1.72 90.50 0.94 91.44 1.09 92.52 1.27 93.79 0.94 94.72 1.17 95.89 0.78 96.67 1.17 97.84 1.09 98.93 0.46 99.39 0.46 99.85 0.15 100.00
PERCENTAGE rp
2,324.61 847.13 2,100.92 2,234.15 3,234.13 2,101.12 2,272.16 2,666.85 1,953.64 1,345.20 1,715.05 2,583.59 2,234.26 3,493.31 2,491.48 5,775.96 8,161.15 3,407.97 3,507.92 1,329.61 55,780.21
RP
2,324.61 3,171.74 5,272.66 7,506.80 10,740.94 12,842.05 15,114.21 17,781.06 19,734.70 21,079.90 22,794.96 25,378.55 27,612.81 31,106.12 33,597.59 39,373.56 47,534.71 50,942.68 54,450.60 55,780.21
BAND
4.17 1.52 3.77 4.01 5.80 3.77 4.07 4.78 3.50 2.41 3.07 4.63 4.01 6.26 4.47 10.35 14.63 6.11 6.29 2.38
PERCENTAGE
CUM.
f
4.17 5.69 9.45 13.46 19.26 23.02 27.10 31.88 35.38 37.79 40.87 45.50 49.50 55.77 60.23 70.59 85.22 91.33 97.62 100.00
6 0 1 4 3 0 1 3 2 2 3 1 2 1 6 4 13 4 36 14 106
F
6 6 7 11 14 14 15 18 20 22 25 26 28 29 35 39 52 56 92 106
BAND
5.66 0.00 0.94 3.77 2.83 0.00 0.94 2.83 1.89 1.89 2.83 0.94 1.89 0.94 5.66 3.77 12.26 3.77 33.96 13.21
CUM.
5.66 5.66 6.60 10.38 13.21 13.21 14.15 16.98 18.87 20.75 23.58 24.53 26.42 27.36 33.02 36.79 49.06 52.83 86.79 100.00
PERCENTAGE rp
4,202.35 0.00 150.00 1,050.85 255.96 0.00 22.03 797.00 55.90 347.64 610.00 7.64 4,830.92 13.96 9,150.03 810.10 46,999.27 177.33 15,734.64 659.60 85,875.21
RP
4,202.35 4,202.35 4,352.35 5,403.20 5,659.16 5,659.16 5,681.20 6,478.19 6,534.09 6,881.73 7,491.73 7,499.37 12,330.30 12,344.26 21,494.28 22,304.38 69,303.64 69,480.97 85,215.61 85,875.21
BAND
PERCENTAGE
CUM.
4.89 4.89 0.00 4.89 0.17 5.07 1.22 6.29 0.30 6.59 0.00 6.59 0.03 6.62 0.93 7.54 0.07 7.61 0.40 8.01 0.71 8.72 0.01 8.73 5.63 14.36 0.02 14.37 10.66 25.03 0.94 25.97 54.73 80.70 0.21 80.91 18.32 99.23 0.77 100.00
BAND
180.78 0.00 7.14 47.04 7.91 0.00 0.97 29.89 2.86 25.84 35.57 0.30 216.22 0.40 367.25 14.03 575.89 5.20 448.55 49.61
CUM
180.78 132.49 82.55 71.98 52.69 44.07 37.59 36.43 33.11 32.65 32.87 29.55 44.65 39.68 63.98 56.65 145.80 136.39 156.50 153.95 153.95
Page 201 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
184 238 323 189 200 108 73 57 29 12 10 13 11 8 5 5 2 5 4 1
184 422 745 934 1,134 1,242 1,315 1,372 1,401 1,413 1,423 1,436 1,447 1,455 1,460 1,465 1,467 1,472 1,476 1,477
1,477
BAND
CUM.
12.46 12.46 16.11 28.57 21.87 50.44 12.80 63.24 13.54 76.78 7.31 84.09 4.94 89.03 3.86 92.89 1.96 94.85 0.81 95.67 0.68 96.34 0.88 97.22 0.74 97.97 0.54 98.51 0.34 98.85 0.34 99.19 0.14 99.32 0.34 99.66 0.27 99.93 0.07 100.00
PERCENTAGE rp
41.93 46.89 141.13 144.23 267.40 193.58 158.64 206.35 119.32 45.78 62.47 51.76 73.10 110.64 43.17 49.40 7.96 121.71 6.76 18.18 1,910.41
RP
41.93 88.82 229.95 374.18 641.57 835.15 993.80 1,200.15 1,319.47 1,365.26 1,427.72 1,479.49 1,552.58 1,663.22 1,706.39 1,755.79 1,763.75 1,885.47 1,892.23 1,910.41
BAND
2.19 2.45 7.39 7.55 14.00 10.13 8.30 10.80 6.25 2.40 3.27 2.71 3.83 5.79 2.26 2.59 0.42 6.37 0.35 0.95
CUM.
2.19 4.65 12.04 19.59 33.58 43.72 52.02 62.82 69.07 71.46 74.73 77.44 81.27 87.06 89.32 91.91 92.32 98.69 99.05 100.00
PERCENTAGE f
F
0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
CUM.
0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 130.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 130.00
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 130.00 100.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00 130.00 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 90.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 34.74 20.26 15.57 13.08 10.83 9.85 9.52 9.11 8.79 8.37 7.82 7.62 7.40 7.37 6.89 6.87 6.80 6.80
Page 202 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
184 230 277 122 112 68 57 46 19 15 16 11 6 2 5 0 1 0 0 0
184 414 691 813 925 993 1,050 1,096 1,115 1,130 1,146 1,157 1,163 1,165 1,170 1,170 1,171 1,171 1,171 1,171
1,171
BAND
15.71 19.64 23.65 10.42 9.56 5.81 4.87 3.93 1.62 1.28 1.37 0.94 0.51 0.17 0.43 0.00 0.09 0.00 0.00 0.00
CUM.
15.71 35.35 59.01 69.43 78.99 84.80 89.67 93.60 95.22 96.50 97.87 98.80 99.32 99.49 99.91 99.91 100.00 100.00 100.00 100.00
PERCENTAGE rp
14.82 44.31 122.77 86.36 133.91 132.54 164.84 168.52 104.32 86.08 92.24 125.59 101.63 13.65 114.48 0.00 31.63 0.00 0.00 0.00 1,537.68
RP
14.82 59.14 181.90 268.26 402.17 534.71 699.55 868.07 972.39 1,058.47 1,150.71 1,276.30 1,377.93 1,391.58 1,506.06 1,506.06 1,537.68 1,537.68 1,537.68 1,537.68
BAND
0.96 2.88 7.98 5.62 8.71 8.62 10.72 10.96 6.78 5.60 6.00 8.17 6.61 0.89 7.44 0.00 2.06 0.00 0.00 0.00
CUM.
0.96 3.85 11.83 17.45 26.15 34.77 45.49 56.45 63.24 68.84 74.83 83.00 89.61 90.50 97.94 97.94 100.00 100.00 100.00 100.00
PERCENTAGE f
F
2 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 5
BAND
2 2 3 4 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5
40.00 0.00 20.00 20.00 0.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
rp
RP
40.00 40.00 60.00 80.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
1.69 0.00 21.30 12.00 0.00 0.00 187.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
1.69 1.69 22.99 34.99 34.99 34.99 222.32 222.32 222.32 222.32 222.32 222.32 222.32 222.32 222.32 222.32 222.32 222.32 222.32 222.32
222.32
BAND
0.76 0.00 9.58 5.40 0.00 0.00 84.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
0.76 0.76 10.34 15.74 15.74 15.74 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
BAND
11.42 0.00 17.35 13.90 0.00 0.00 113.65 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
11.42 2.86 12.64 13.04 8.70 6.54 31.78 25.61 22.86 21.00 19.32 17.42 16.13 15.98 14.76 14.76 14.46 14.46 14.46 14.46 14.46
Page 203 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/12/2006
:
15/02/2007
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,152 1,353 1,956 1,267 1,228 506 292 260 159 69 67 59 46 65 54 59 59 39 28 23 8,741
F
1,152 2,505 4,461 5,728 6,956 7,462 7,754 8,014 8,173 8,242 8,309 8,368 8,414 8,479 8,533 8,592 8,651 8,690 8,718 8,741
BAND
CUM.
13.18 13.18 15.48 28.66 22.38 51.04 14.49 65.53 14.05 79.58 5.79 85.37 3.34 88.71 2.97 91.68 1.82 93.50 0.79 94.29 0.77 95.06 0.67 95.73 0.53 96.26 0.74 97.00 0.62 97.62 0.67 98.30 0.67 98.97 0.45 99.42 0.32 99.74 0.26 100.00
PERCENTAGE rp
766.79 255.28 853.11 1,046.84 1,660.81 1,046.95 767.73 1,056.37 757.28 388.99 419.44 414.22 399.65 653.56 434.64 932.02 1,045.92 950.81 739.87 234.70 14,824.97
RP
766.79 1,022.07 1,875.17 2,922.02 4,582.83 5,629.78 6,397.51 7,453.88 8,211.16 8,600.15 9,019.59 9,433.80 9,833.46 10,487.02 10,921.66 11,853.68 12,899.60 13,850.41 14,590.27 14,824.97
BAND
5.17 1.72 5.75 7.06 11.20 7.06 5.18 7.13 5.11 2.62 2.83 2.79 2.70 4.41 2.93 6.29 7.06 6.41 4.99 1.58
CUM.
5.17 6.89 12.65 19.71 30.91 37.97 43.15 50.28 55.39 58.01 60.84 63.63 66.33 70.74 73.67 79.96 87.01 93.43 98.42 100.00
PERCENTAGE f
F
1 0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 5
BAND
1 1 3 3 3 3 3 3 3 3 3 3 3 3 3 3 4 4 5 5
20.00 0.00 40.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 0.00 20.00 0.00
CUM.
20.00 20.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 80.00 80.00 100.00 100.00
PERCENTAGE rp
61.72 0.00 94.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 45.54 0.00 5.60 0.00 206.96
RP
61.72 61.72 155.82 155.82 155.82 155.82 155.82 155.82 155.82 155.82 155.82 155.82 155.82 155.82 155.82 155.82 201.36 201.36 206.96 206.96
BAND
PERCENTAGE
CUM.
29.82 29.82 0.00 29.82 45.47 75.29 0.00 75.29 0.00 75.29 0.00 75.29 0.00 75.29 0.00 75.29 0.00 75.29 0.00 75.29 0.00 75.29 0.00 75.29 0.00 75.29 0.00 75.29 0.00 75.29 0.00 75.29 22.01 97.30 0.00 97.30 2.70 100.00 0.00 100.00
BAND
8.05 0.00 11.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.35 0.00 0.76 0.00
CUM
8.05 6.04 8.31 5.33 3.40 2.77 2.44 2.09 1.90 1.81 1.73 1.65 1.58 1.49 1.43 1.31 1.56 1.45 1.42 1.40 1.40
Page 204 of 204
FOR OCCUPATION CODE: 23001 2601 2723 29313 29371
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 23001
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
14 7 9 3 5 13 20 13 15 11 14 22 3 28 18 29 42 20 32 8 326
14 21 30 33 38 51 71 84 99 110 124 146 149 177 195 224 266 286 318 326
BAND
CUM.
4.29 4.29 2.15 6.44 2.76 9.20 0.92 10.12 1.53 11.66 3.99 15.64 6.13 21.78 3.99 25.77 4.60 30.37 3.37 33.74 4.29 38.04 6.75 44.79 0.92 45.71 8.59 54.29 5.52 59.82 8.90 68.71 12.88 81.60 6.13 87.73 9.82 97.55 2.45 100.00
PERCENTAGE rp
RP
80.40 80.40 2.10 82.50 3.29 85.78 1.56 87.35 4.47 91.82 16.71 108.53 35.25 143.78 42.55 186.32 69.12 255.45 42.17 297.61 72.10 369.71 116.23 485.93 26.08 512.01 241.99 754.01 191.96 945.96 588.55 1,534.51 1,462.97 2,997.48 1,635.32 4,632.80 4,297.26 8,930.06 1,573.32 10,503.39 10,503.39
BAND
0.77 0.02 0.03 0.01 0.04 0.16 0.34 0.41 0.66 0.40 0.69 1.11 0.25 2.30 1.83 5.60 13.93 15.57 40.91 14.98
CUM.
0.77 0.79 0.82 0.83 0.87 1.03 1.37 1.77 2.43 2.83 3.52 4.63 4.87 7.18 9.01 14.61 28.54 44.11 85.02 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 1 0 0 0 0 0 0 1 0 6 0 1 0 9
0 0 0 0 0 0 0 1 1 1 1 1 1 1 2 2 8 8 9 9
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 0.00 0.00 0.00 0.00 0.00 0.00 11.11 0.00 66.67 0.00 11.11 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 11.11 11.11 11.11 11.11 11.11 11.11 22.22 22.22 88.89 88.89 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.12 0.00 367.47 0.00 178.47 0.00 596.05
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.12 50.12 417.58 417.58 596.05 596.05
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.39 0.00 0.00 0.00 0.00 0.00 0.00 0.02 0.00 61.65 0.00 29.94 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.39 8.39 8.39 8.39 8.39 8.39 8.39 8.41 8.41 70.06 70.06 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 117.51 0.00 0.00 0.00 0.00 0.00 0.00 0.06 0.00 25.12 0.00 4.15 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 26.83 19.57 16.80 13.52 10.29 9.77 6.63 5.30 3.27 13.93 9.01 6.67 5.67 5.67
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 23001
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
19 4 7 6 10 12 17 19 14 14 16 22 5 36 22 38 38 24 28 8 359
F
BAND
CUM.
19 23 30 36 46 58 75 94 108 122 138 160 165 201 223 261 299 323 351 359
5.29 5.29 1.11 6.41 1.95 8.36 1.67 10.03 2.79 12.81 3.34 16.16 4.74 20.89 5.29 26.18 3.90 30.08 3.90 33.98 4.46 38.44 6.13 44.57 1.39 45.96 10.03 55.99 6.13 62.12 10.58 72.70 10.58 83.29 6.69 89.97 7.80 97.77 2.23 100.00
PERCENTAGE rp
RP
412.64 412.64 0.47 413.11 2.08 415.20 2.19 417.38 5.51 422.90 14.97 437.87 26.14 464.01 99.51 563.52 51.47 614.98 60.98 675.96 52.05 728.01 121.81 849.82 43.40 893.22 188.43 1,081.65 280.74 1,362.39 596.70 1,959.09 1,271.82 3,230.91 1,600.73 4,831.64 3,521.77 8,353.41 2,067.29 10,420.70 10,420.70
BAND
3.96 0.00 0.02 0.02 0.05 0.14 0.25 0.95 0.49 0.59 0.50 1.17 0.42 1.81 2.69 5.73 12.20 15.36 33.80 19.84
CUM.
3.96 3.96 3.98 4.01 4.06 4.20 4.45 5.41 5.90 6.49 6.99 8.16 8.57 10.38 13.07 18.80 31.00 46.37 80.16 100.00
PERCENTAGE f
F
2 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 2 1 1 0 7
BAND
2 2 2 2 2 2 2 2 2 2 2 3 3 3 3 3 5 6 7 7
28.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 0.00 0.00 0.00 0.00 28.57 14.29 14.29 0.00
CUM.
28.57 28.57 28.57 28.57 28.57 28.57 28.57 28.57 28.57 28.57 28.57 42.86 42.86 42.86 42.86 42.86 71.43 85.71 100.00 100.00
PERCENTAGE rp
91.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 17.63 0.00 0.00 0.00 0.00 67.36 237.21 1,826.07 0.00 2,240.19
RP
91.92 91.92 91.92 91.92 91.92 91.92 91.92 91.92 91.92 91.92 91.92 109.55 109.55 109.55 109.55 109.55 176.90 414.11 2,240.19 2,240.19
BAND
4.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.79 0.00 0.00 0.00 0.00 3.01 10.59 81.51 0.00
CUM.
4.10 4.10 4.10 4.10 4.10 4.10 4.10 4.10 4.10 4.10 4.10 4.89 4.89 4.89 4.89 4.89 7.90 18.49 100.00 100.00
PERCENTAGE BAND
22.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.47 0.00 0.00 0.00 0.00 5.30 14.82 51.85 0.00
CUM
22.28 22.25 22.14 22.02 21.74 20.99 19.81 16.31 14.95 13.60 12.63 12.89 12.26 10.13 8.04 5.59 5.48 8.57 26.82 21.50 21.50
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 23001
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
27 6 16 13 29 16 17 22 24 12 17 24 9 53 20 41 71 29 37 4 487
F
BAND
CUM.
27 33 49 62 91 107 124 146 170 182 199 223 232 285 305 346 417 446 483 487
5.54 5.54 1.23 6.78 3.29 10.06 2.67 12.73 5.95 18.69 3.29 21.97 3.49 25.46 4.52 29.98 4.93 34.91 2.46 37.37 3.49 40.86 4.93 45.79 1.85 47.64 10.88 58.52 4.11 62.63 8.42 71.05 14.58 85.63 5.95 91.58 7.60 99.18 0.82 100.00
PERCENTAGE rp
499.87 11.40 3.51 26.37 13.95 10.08 3.49 35.45 87.36 40.20 32.71 74.82 51.48 310.15 178.17 425.63 2,004.21 728.63 782.15 120.98 5,440.61
RP
499.87 511.27 514.78 541.15 555.10 565.17 568.66 604.11 691.47 731.67 764.38 839.20 890.68 1,200.83 1,379.00 1,804.64 3,808.84 4,537.48 5,319.63 5,440.61
BAND
9.19 0.21 0.06 0.48 0.26 0.19 0.06 0.65 1.61 0.74 0.60 1.38 0.95 5.70 3.27 7.82 36.84 13.39 14.38 2.22
CUM.
9.19 9.40 9.46 9.95 10.20 10.39 10.45 11.10 12.71 13.45 14.05 15.42 16.37 22.07 25.35 33.17 70.01 83.40 97.78 100.00
PERCENTAGE f
F
1 0 0 0 0 0 0 0 1 0 0 0 0 1 1 4 1 1 3 0 13
1 1 1 1 1 1 1 1 2 2 2 2 2 3 4 8 9 10 13 13
BAND
7.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.69 0.00 0.00 0.00 0.00 7.69 7.69 30.77 7.69 7.69 23.08 0.00
CUM.
7.69 7.69 7.69 7.69 7.69 7.69 7.69 7.69 15.38 15.38 15.38 15.38 15.38 23.08 30.77 61.54 69.23 76.92 100.00 100.00
PERCENTAGE rp
631.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.20 0.00 0.00 0.00 0.00 455.42 437.28 3,614.11 189.90 29.96 154.63 0.00 5,514.81
RP
631.32 631.32 631.32 631.32 631.32 631.32 631.32 631.32 633.52 633.52 633.52 633.52 633.52 1,088.93 1,526.22 5,140.33 5,330.23 5,360.18 5,514.81 5,514.81
BAND
11.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.04 0.00 0.00 0.00 0.00 8.26 7.93 65.53 3.44 0.54 2.80 0.00
PERCENTAGE
CUM.
BAND
CUM
11.45 11.45 11.45 11.45 11.45 11.45 11.45 11.45 11.49 11.49 11.49 11.49 11.49 19.75 27.67 93.21 96.65 97.20 100.00 100.00
126.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.52 0.00 0.00 0.00 0.00 146.84 245.42 849.12 9.48 4.11 19.77 0.00
126.30 123.48 122.64 116.66 113.73 111.70 111.02 104.50 91.62 86.59 82.88 75.49 71.13 90.68 110.68 284.84 139.94 118.13 103.67 101.36 101.36
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 23001
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
40 1 2 7 9 5 8 17 13 5 9 9 13 27 19 27 40 15 21 12 299
F
BAND
CUM.
40 41 43 50 59 64 72 89 102 107 116 125 138 165 184 211 251 266 287 299
13.38 13.38 0.33 13.71 0.67 14.38 2.34 16.72 3.01 19.73 1.67 21.40 2.68 24.08 5.69 29.77 4.35 34.11 1.67 35.79 3.01 38.80 3.01 41.81 4.35 46.15 9.03 55.18 6.35 61.54 9.03 70.57 13.38 83.95 5.02 88.96 7.02 95.99 4.01 100.00
PERCENTAGE rp
261.02 0.37 0.40 1.73 16.13 6.19 6.56 36.46 28.74 21.58 26.76 48.81 66.30 191.98 180.55 262.17 837.86 353.67 371.03 161.54 2,879.86
RP
261.02 261.40 261.79 263.52 279.65 285.84 292.40 328.86 357.60 379.18 405.94 454.75 521.05 713.03 893.59 1,155.76 1,993.62 2,347.29 2,718.32 2,879.86
BAND
9.06 0.01 0.01 0.06 0.56 0.22 0.23 1.27 1.00 0.75 0.93 1.69 2.30 6.67 6.27 9.10 29.09 12.28 12.88 5.61
CUM.
9.06 9.08 9.09 9.15 9.71 9.93 10.15 11.42 12.42 13.17 14.10 15.79 18.09 24.76 31.03 40.13 69.23 81.51 94.39 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 0 0 1 1 0 4
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 2 2 3 4 4
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 25.00 25.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 75.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.52 0.00 0.00 4,747.50 40.00 0.00 4,888.02
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.52 100.52 100.52 4,848.02 4,888.02 4,888.02
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.06 0.00 0.00 97.13 0.82 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.06 55.67 2.06 0.00 2.06 0.00 99.18 1,342.34 100.00 10.78 100.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.25 8.70 5.04 206.54 179.82 169.73 169.73
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 2601
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
Sawmills panglong (saw mills with manual manufacture only)
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
123 95 125 63 89 64 58 69 50 24 33 32 25 21 13 22 13 4 4 1 928
F
123 218 343 406 495 559 617 686 736 760 793 825 850 871 884 906 919 923 927 928
BAND
CUM.
13.25 13.25 10.24 23.49 13.47 36.96 6.79 43.75 9.59 53.34 6.90 60.24 6.25 66.49 7.44 73.92 5.39 79.31 2.59 81.90 3.56 85.45 3.45 88.90 2.69 91.59 2.26 93.86 1.40 95.26 2.37 97.63 1.40 99.03 0.43 99.46 0.43 99.89 0.11 100.00
PERCENTAGE rp
404.95 83.59 174.74 171.89 371.25 299.76 502.64 841.39 630.34 326.64 1,801.23 552.02 1,071.61 493.39 492.76 1,341.60 1,358.65 725.33 498.02 24.30 11,170.05
RP
404.95 488.53 663.27 835.16 1,206.41 1,506.17 2,008.81 2,850.20 3,480.54 3,807.17 5,608.41 6,160.43 7,232.04 7,725.43 8,218.19 9,559.79 10,918.45 11,643.78 11,145.76 11,170.05
BAND
3.63 0.75 1.56 1.54 3.32 2.68 4.50 7.53 5.64 2.92 16.13 4.94 9.59 4.42 4.41 12.01 12.16 6.49 4.46 0.22
CUM.
3.63 4.37 5.94 7.48 10.80 13.48 17.98 25.52 31.16 34.08 50.21 55.15 64.74 69.16 73.57 85.58 97.75 104.24 99.78 100.00
PERCENTAGE f
0 0 1 0 1 4 0 0 1 0 1 0 0 4 2 2 2 4 0 0 22
F
BAND
CUM.
0 0 1 1 2 6 6 6 7 7 8 8 8 12 14 16 18 22 22 22
0.00 0.00 0.00 0.00 4.55 4.55 0.00 4.55 4.55 9.09 18.18 27.27 0.00 27.27 0.00 27.27 4.55 31.82 0.00 31.82 4.55 36.36 0.00 36.36 0.00 36.36 18.18 54.55 9.09 63.64 9.09 72.73 9.09 81.82 18.18 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 111.72 0.00 107.96 1,592.42 0.00 0.00 47.40 0.00 0.95 0.00 0.00 4,282.37 52.81 21.79 548.34 1,756.32 0.00 0.00 8,522.07
RP
0.00 0.00 111.72 111.72 219.68 1,812.10 1,812.10 1,812.10 1,859.50 1,859.50 1,860.45 1,860.45 1,860.45 6,142.82 6,195.63 6,217.41 6,765.75 8,522.07 8,522.07 8,522.07
BAND
0.00 0.00 1.31 0.00 1.27 18.69 0.00 0.00 0.56 0.00 0.01 0.00 0.00 50.25 0.62 0.26 6.43 20.61 0.00 0.00
PERCENTAGE
CUM.
BAND
CUM
0.00 0.00 1.31 1.31 2.58 21.26 21.26 21.26 21.82 21.82 21.83 21.83 21.83 72.08 72.70 72.96 79.39 100.00 100.00 100.00
0.00 0.00 63.93 0.00 29.08 531.23 0.00 0.00 7.52 0.00 0.05 0.00 0.00 867.94 10.72 1.62 40.36 242.14 0.00 0.00
0.00 0.00 16.84 13.38 18.21 120.31 90.21 63.58 53.43 48.84 33.17 30.20 25.73 79.51 75.39 65.04 61.97 73.19 76.46 76.29 76.29
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 2601
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
Sawmills panglong (saw mills with manual manufacture only)
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
188 128 129 70 104 65 67 61 44 28 37 42 26 22 19 27 25 7 4 2 1,095
F
188 316 445 515 619 684 751 812 856 884 921 963 989 1,011 1,030 1,057 1,082 1,089 1,093 1,095
BAND
CUM.
17.17 17.17 11.69 28.86 11.78 40.64 6.39 47.03 9.50 56.53 5.94 62.47 6.12 68.58 5.57 74.16 4.02 78.17 2.56 80.73 3.38 84.11 3.84 87.95 2.37 90.32 2.01 92.33 1.74 94.06 2.47 96.53 2.28 98.81 0.64 99.45 0.37 99.82 0.18 100.00
PERCENTAGE rp
528.50 145.41 203.18 187.48 410.88 435.43 594.40 629.94 713.19 494.10 572.00 909.43 641.18 1,330.30 1,288.45 2,129.29 1,912.28 537.20 963.09 49.48 14,675.21
RP
528.50 673.92 877.10 1,064.58 1,475.46 1,910.89 2,505.29 3,135.23 3,848.41 4,342.51 4,914.52 5,823.95 6,465.12 7,795.43 9,083.88 11,213.16 13,125.45 13,662.65 14,625.73 14,675.21
BAND
3.60 0.99 1.38 1.28 2.80 2.97 4.05 4.29 4.86 3.37 3.90 6.20 4.37 9.06 8.78 14.51 13.03 3.66 6.56 0.34
CUM.
3.60 4.59 5.98 7.25 10.05 13.02 17.07 21.36 26.22 29.59 33.49 39.69 44.05 53.12 61.90 76.41 89.44 93.10 99.66 100.00
PERCENTAGE f
0 0 1 2 0 0 2 0 0 2 1 4 0 3 1 4 2 0 0 0 22
F
BAND
0 0 1 3 3 3 5 5 5 7 8 12 12 15 16 20 22 22 22 22
0.00 0.00 4.55 9.09 0.00 0.00 9.09 0.00 0.00 9.09 4.55 18.18 0.00 13.64 4.55 18.18 9.09 0.00 0.00 0.00
CUM.
0.00 0.00 4.55 13.64 13.64 13.64 22.73 22.73 22.73 31.82 36.36 54.55 54.55 68.18 72.73 90.91 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 73.69 165.41 0.00 0.00 149.65 0.00 0.00 231.86 8.00 405.95 0.00 1,015.46 2.25 260.94 214.34 0.00 0.00 0.00 2,527.57
RP
0.00 0.00 73.69 239.10 239.10 239.10 388.76 388.76 388.76 620.62 628.62 1,034.57 1,034.57 2,050.03 2,052.28 2,313.22 2,527.57 2,527.57 2,527.57 2,527.57
BAND
0.00 0.00 2.92 6.54 0.00 0.00 5.92 0.00 0.00 9.17 0.32 16.06 0.00 40.18 0.09 10.32 8.48 0.00 0.00 0.00
CUM.
0.00 0.00 2.92 9.46 9.46 9.46 15.38 15.38 15.38 24.55 24.87 40.93 40.93 81.11 81.20 91.52 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 36.27 88.23 0.00 0.00 25.18 0.00 0.00 46.93 1.40 44.64 0.00 76.33 0.17 12.25 11.21 0.00 0.00 0.00
CUM
0.00 0.00 8.40 22.46 16.21 12.51 15.52 12.40 10.10 14.29 12.79 17.76 16.00 26.30 22.59 20.63 19.26 18.50 17.28 17.22 17.22
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 2601
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Sawmills panglong (saw mills with manual manufacture only)
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
276 159 177 105 135 88 79 97 62 37 33 32 30 35 22 40 31 6 10 1 1,455
F
276 435 612 717 852 940 1,019 1,116 1,178 1,215 1,248 1,280 1,310 1,345 1,367 1,407 1,438 1,444 1,454 1,455
BAND
CUM.
18.97 18.97 10.93 29.90 12.16 42.06 7.22 49.28 9.28 58.56 6.05 64.60 5.43 70.03 6.67 76.70 4.26 80.96 2.54 83.51 2.27 85.77 2.20 87.97 2.06 90.03 2.41 92.44 1.51 93.95 2.75 96.70 2.13 98.83 0.41 99.24 0.69 99.93 0.07 100.00
PERCENTAGE rp
376.56 158.71 266.95 228.74 510.42 463.03 552.23 914.77 579.88 499.91 482.54 414.44 684.71 1,173.33 942.42 2,407.06 2,546.71 934.98 1,073.99 25.28 15,236.63
RP
376.56 535.27 802.22 1,030.95 1,541.37 2,004.41 2,556.64 3,471.40 4,051.28 4,551.19 5,033.73 5,448.17 6,132.88 7,306.20 8,248.62 10,655.68 13,202.38 14,137.36 15,211.35 15,236.63
BAND
2.47 1.04 1.75 1.50 3.35 3.04 3.62 6.00 3.81 3.28 3.17 2.72 4.49 7.70 6.19 15.80 16.71 6.14 7.05 0.17
CUM.
2.47 3.51 5.27 6.77 10.12 13.16 16.78 22.78 26.59 29.87 33.04 35.76 40.25 47.95 54.14 69.93 86.65 92.79 99.83 100.00
PERCENTAGE f
F
1 0 1 1 2 1 2 1 0 2 0 1 0 0 0 2 0 0 1 0 15
1 1 2 3 5 6 8 9 9 11 11 12 12 12 12 14 14 14 15 15
BAND
6.67 0.00 6.67 6.67 13.33 6.67 13.33 6.67 0.00 13.33 0.00 6.67 0.00 0.00 0.00 13.33 0.00 0.00 6.67 0.00
CUM.
6.67 6.67 13.33 20.00 33.33 40.00 53.33 60.00 60.00 73.33 73.33 80.00 80.00 80.00 80.00 93.33 93.33 93.33 100.00 100.00
PERCENTAGE rp
8.91 0.00 16.64 690.63 151.12 25.36 340.21 68.92 0.00 142.95 0.00 3.62 0.00 0.00 0.00 85.31 0.00 0.00 207.62 0.00 1,741.31
RP
8.91 8.91 25.55 716.19 867.31 892.67 1,232.88 1,301.80 1,301.80 1,444.75 1,444.75 1,448.37 1,448.37 1,448.37 1,448.37 1,533.69 1,533.69 1,533.69 1,741.31 1,741.31
BAND
0.51 0.00 0.96 39.66 8.68 1.46 19.54 3.96 0.00 8.21 0.00 0.21 0.00 0.00 0.00 4.90 0.00 0.00 11.92 0.00
PERCENTAGE
CUM.
BAND
0.51 0.51 1.47 41.13 49.81 51.26 70.80 74.76 74.76 82.97 82.97 83.18 83.18 83.18 83.18 88.08 88.08 88.08 100.00 100.00
2.37 0.00 6.23 301.93 29.61 5.48 61.61 7.53 0.00 28.60 0.00 0.87 0.00 0.00 0.00 3.54 0.00 0.00 19.33 0.00
CUM
2.37 1.67 3.19 69.47 56.27 44.54 48.22 37.50 32.13 31.74 28.70 26.58 23.62 19.82 17.56 14.39 11.62 10.85 11.45 11.43 11.43
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 2601
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Sawmills panglong (saw mills with manual manufacture only)
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
198 122 120 80 100 61 54 67 40 30 14 18 25 28 18 29 28 4 4 2 1,042
F
198 320 440 520 620 681 735 802 842 872 886 904 929 957 975 1,004 1,032 1,036 1,040 1,042
BAND
CUM.
19.00 19.00 11.71 30.71 11.52 42.23 7.68 49.90 9.60 59.50 5.85 65.36 5.18 70.54 6.43 76.97 3.84 80.81 2.88 83.69 1.34 85.03 1.73 86.76 2.40 89.16 2.69 91.84 1.73 93.57 2.78 96.35 2.69 99.04 0.38 99.42 0.38 99.81 0.19 100.00
PERCENTAGE rp
238.07 90.38 187.48 185.73 304.58 325.43 348.77 555.88 417.87 281.48 241.67 288.37 476.19 696.11 471.10 1,289.32 1,391.31 255.23 27.34 72.30 8,144.62
RP
238.07 328.45 515.94 701.67 1,006.25 1,331.68 1,680.45 2,236.33 2,654.20 2,935.68 3,177.35 3,465.71 3,941.91 4,638.02 5,109.12 6,398.44 7,789.75 8,044.98 8,072.32 8,144.62
BAND
2.92 1.11 2.30 2.28 3.74 4.00 4.28 6.83 5.13 3.46 2.97 3.54 5.85 8.55 5.78 15.83 17.08 3.13 0.34 0.89
CUM.
2.92 4.03 6.33 8.62 12.35 16.35 20.63 27.46 32.59 36.04 39.01 42.55 48.40 56.95 62.73 78.56 95.64 98.78 99.11 100.00
PERCENTAGE f
0 2 0 0 1 0 1 0 1 1 1 1 0 0 0 1 2 0 1 0 12
CUM.
PERCENTAGE
F
BAND
rp
0 2 2 2 3 3 4 4 5 6 7 8 8 8 8 9 11 11 12 12
0.00 0.00 0.00 16.67 16.67 46.46 0.00 16.67 0.00 0.00 16.67 0.00 8.33 25.00 100.00 0.00 25.00 0.00 8.33 33.33 0.00 0.00 33.33 0.00 8.33 41.67 450.00 8.33 50.00 200.00 8.33 58.33 1.69 8.33 66.67 3,300.00 0.00 66.67 0.00 0.00 66.67 0.00 0.00 66.67 0.00 8.33 75.00 560.00 16.67 91.67 22,660.00 0.00 91.67 0.00 8.33 100.00 12.18 0.00 100.00 0.00 27,330.33
RP
0.00 46.46 46.46 46.46 146.46 146.46 146.46 146.46 596.46 796.46 798.15 4,098.15 4,098.15 4,098.15 4,098.15 4,658.15 27,318.15 27,318.15 27,330.33 27,330.33
BAND
0.00 0.17 0.00 0.00 0.37 0.00 0.00 0.00 1.65 0.73 0.01 12.07 0.00 0.00 0.00 2.05 82.91 0.00 0.04 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.17 51.40 0.17 0.00 0.17 0.00 0.54 32.83 0.54 0.00 0.54 0.00 0.54 0.00 2.18 107.69 2.91 71.05 2.92 0.70 14.99 1,144.38 14.99 0.00 14.99 0.00 14.99 0.00 17.04 43.43 99.96 1,628.68 99.96 0.00 100.00 44.54 100.00 0.00
CUM
0.00 14.14 9.00 6.62 14.55 11.00 8.72 6.55 22.47 27.13 25.12 118.25 103.96 88.36 80.21 72.80 350.69 339.57 338.57 335.56 335.56
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 2723
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
Processed food factories (bihun,mie,kerepuk) etc
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
120 88 94 88 92 56 58 64 31 28 17 18 13 25 21 29 33 25 25 14 939
F
120 208 302 390 482 538 596 660 691 719 736 754 767 792 813 842 875 900 925 939
BAND
CUM.
12.78 12.78 9.37 22.15 10.01 32.16 9.37 41.53 9.80 51.33 5.96 57.29 6.18 63.47 6.82 70.29 3.30 73.59 2.98 76.57 1.81 78.38 1.92 80.30 1.38 81.68 2.66 84.35 2.24 86.58 3.09 89.67 3.51 93.18 2.66 95.85 2.66 98.51 1.49 100.00
PERCENTAGE rp
461.01 16.12 40.75 175.76 79.41 131.80 130.55 255.52 152.38 307.67 115.35 130.69 100.66 485.74 398.87 532.90 937.92 819.09 2,869.69 735.79 8,877.63
RP
461.01 477.12 517.87 693.63 773.04 904.83 1,035.39 1,290.90 1,443.28 1,750.95 1,866.29 1,996.98 2,097.63 2,583.38 2,982.25 3,515.14 4,453.07 5,272.16 8,141.84 8,877.63
BAND
5.19 0.18 0.46 1.98 0.89 1.48 1.47 2.88 1.72 3.47 1.30 1.47 1.13 5.47 4.49 6.00 10.56 9.23 32.32 8.29
CUM.
5.19 5.37 5.83 7.81 8.71 10.19 11.66 14.54 16.26 19.72 21.02 22.49 23.63 29.10 33.59 39.60 50.16 59.39 91.71 100.00
PERCENTAGE f
0 0 2 0 0 0 2 0 0 0 0 0 0 2 0 2 1 0 7 0 16
F
BAND
CUM.
0 0 2 2 2 2 4 4 4 4 4 4 4 6 6 8 9 9 16 16
0.00 0.00 0.00 0.00 12.50 12.50 0.00 12.50 0.00 12.50 0.00 12.50 12.50 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 12.50 37.50 0.00 37.50 12.50 50.00 6.25 56.25 0.00 56.25 43.75 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 241.16 0.00 0.00 0.00 88.68 0.00 0.00 0.00 0.00 0.00 0.00 1,292.39 0.00 13.73 19.39 0.00 633.19 0.00 2,288.55
RP
0.00 0.00 241.16 241.16 241.16 241.16 329.84 329.84 329.84 329.84 329.84 329.84 329.84 1,622.24 1,622.24 1,635.97 1,655.36 1,655.36 2,288.55 2,288.55
BAND
0.00 0.00 10.54 0.00 0.00 0.00 3.88 0.00 0.00 0.00 0.00 0.00 0.00 56.47 0.00 0.60 0.85 0.00 27.67 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 10.54 10.54 10.54 10.54 14.41 14.41 14.41 14.41 14.41 14.41 14.41 70.88 70.88 71.48 72.33 72.33 100.00 100.00
0.00 0.00 591.84 0.00 0.00 0.00 67.93 0.00 0.00 0.00 0.00 0.00 0.00 266.06 0.00 2.58 2.07 0.00 22.06 0.00
CUM
0.00 0.00 46.57 34.77 31.20 26.65 31.86 25.55 22.85 18.84 17.67 16.52 15.72 62.80 54.40 46.54 37.17 31.40 28.11 25.78 25.78
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 2723
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
Processed food factories (bihun,mie,kerupuk) etc
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
138 104 125 78 106 57 50 71 40 31 24 36 23 26 20 31 31 16 13 9 1,029
F
138 242 367 445 551 608 658 729 769 800 824 860 883 909 929 960 991 1,007 1,020 1,029
BAND
CUM.
13.41 13.41 10.11 23.52 12.15 35.67 7.58 43.25 10.30 53.55 5.54 59.09 4.86 63.95 6.90 70.85 3.89 74.73 3.01 77.75 2.33 80.08 3.50 83.58 2.24 85.81 2.53 88.34 1.94 90.28 3.01 93.29 3.01 96.31 1.55 97.86 1.26 99.13 0.87 100.00
PERCENTAGE rp
145.52 83.24 44.47 58.16 100.01 184.60 140.01 243.45 145.83 175.73 178.62 252.39 251.09 202.12 143.26 626.40 804.39 319.69 564.51 663.22 5,326.69
RP
145.52 228.76 273.23 331.39 431.40 616.00 756.01 999.46 1,145.28 1,321.02 1,499.63 1,752.02 2,003.10 2,205.23 2,348.49 2,974.89 3,779.27 4,098.97 4,663.47 5,326.69
BAND
2.73 1.56 0.83 1.09 1.88 3.47 2.63 4.57 2.74 3.30 3.35 4.74 4.71 3.79 2.69 11.76 15.10 6.00 10.60 12.45
CUM.
2.73 4.29 5.13 6.22 8.10 11.56 14.19 18.76 21.50 24.80 28.15 32.89 37.61 41.40 44.09 55.85 70.95 76.95 87.55 100.00
PERCENTAGE f
F
0 1 0 0 0 0 0 0 0 0 0 0 1 2 0 1 0 0 1 0 6
BAND
0 1 1 1 1 1 1 1 1 1 1 1 2 4 4 5 5 5 6 6
CUM.
0.00 0.00 16.67 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 16.67 33.33 33.33 66.67 0.00 66.67 16.67 83.33 0.00 83.33 0.00 83.33 16.67 100.00 0.00 100.00
PERCENTAGE rp
0.00 41.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.17 22.25 0.00 0.67 0.00 0.00 20.00 0.00 84.08
RP
0.00 41.00 41.00 41.00 41.00 41.00 41.00 41.00 41.00 41.00 41.00 41.00 41.17 63.41 63.41 64.08 64.08 64.08 84.08 84.08
BAND
0.00 48.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.20 26.46 0.00 0.79 0.00 0.00 23.79 0.00
CUM.
0.00 48.76 48.76 48.76 48.76 48.76 48.76 48.76 48.76 48.76 48.76 48.76 48.96 75.42 75.42 76.21 76.21 76.21 100.00 100.00
PERCENTAGE BAND
0.00 49.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.07 11.01 0.00 0.11 0.00 0.00 3.54 0.00
CUM
0.00 17.92 15.01 12.37 9.50 6.66 5.42 4.10 3.58 3.10 2.73 2.34 2.06 2.88 2.70 2.15 1.70 1.56 1.80 1.58 1.58
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 2723
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Processed food factories (bihun,mie,kerupuk) etc
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
193 132 168 104 138 70 54 68 39 29 23 39 26 30 9 36 27 15 23 18 1,241
F
193 325 493 597 735 805 859 927 966 995 1,018 1,057 1,083 1,113 1,122 1,158 1,185 1,200 1,223 1,241
BAND
CUM.
15.55 15.55 10.64 26.19 13.54 39.73 8.38 48.11 11.12 59.23 5.64 64.87 4.35 69.22 5.48 74.70 3.14 77.84 2.34 80.18 1.85 82.03 3.14 85.17 2.10 87.27 2.42 89.69 0.73 90.41 2.90 93.31 2.18 95.49 1.21 96.70 1.85 98.55 1.45 100.00
PERCENTAGE rp
179.61 32.76 50.92 48.27 115.56 97.14 101.44 159.60 123.33 106.50 110.14 230.17 172.61 301.87 97.30 443.34 272.72 137.09 126.49 162.91 3,069.78
RP
179.61 212.37 263.30 311.57 427.13 524.27 625.71 785.32 908.65 1,015.15 1,125.29 1,355.46 1,528.07 1,829.94 1,927.24 2,370.58 2,643.29 2,780.38 2,906.87 3,069.78
BAND
5.85 1.07 1.66 1.57 3.76 3.16 3.30 5.20 4.02 3.47 3.59 7.50 5.62 9.83 3.17 14.44 8.88 4.47 4.12 5.31
CUM.
5.85 6.92 8.58 10.15 13.91 17.08 20.38 25.58 29.60 33.07 36.66 44.15 49.78 59.61 62.78 77.22 86.11 90.57 94.69 100.00
PERCENTAGE f
3 0 3 0 2 0 3 1 0 1 0 2 1 1 0 2 0 0 0 1 20
F
BAND
CUM.
3 3 6 6 8 8 11 12 12 13 13 15 16 17 17 19 19 19 19 20
15.00 0.00 15.00 0.00 10.00 0.00 15.00 5.00 0.00 5.00 0.00 10.00 5.00 5.00 0.00 10.00 0.00 0.00 0.00 5.00
15.00 15.00 30.00 30.00 40.00 40.00 55.00 60.00 60.00 65.00 65.00 75.00 80.00 85.00 85.00 95.00 95.00 95.00 95.00 100.00
PERCENTAGE rp
2,625.75 0.00 160.21 0.00 131.36 0.00 1,408.32 906.18 0.00 823.13 0.00 248.64 2.50 50.20 0.00 275.58 0.00 0.00 0.00 994.93 7,626.80
RP
2,625.75 2,625.75 2,785.96 2,785.96 2,917.32 2,917.32 4,325.64 5,231.82 5,231.82 6,054.94 6,054.94 6,303.59 6,306.09 6,356.29 6,356.29 6,631.87 6,631.87 6,631.87 6,631.87 7,626.80
BAND
34.43 0.00 2.10 0.00 1.72 0.00 18.47 11.88 0.00 10.79 0.00 3.26 0.03 0.66 0.00 3.61 0.00 0.00 0.00 13.05
CUM.
PERCENTAGE BAND
CUM
34.43 1,461.90 1,461.90 34.43 0.00 1,236.38 36.53 314.61 1,058.10 36.53 0.00 894.17 38.25 113.67 683.01 38.25 0.00 556.45 56.72 1,388.26 691.31 68.60 567.77 666.20 68.60 0.00 575.78 79.39 772.92 596.46 79.39 0.00 538.08 82.65 108.02 465.05 82.68 1.45 412.68 83.34 16.63 347.35 83.34 0.00 329.81 86.95 62.16 279.76 86.95 0.00 250.89 86.95 0.00 238.52 86.95 0.00 228.14 100.00 610.72 248.45 248.45
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 2723
DATA POSITION FROM
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
PROCESSING
Processed food factories (bihun,mie,kerupuk) etc
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
136 111 140 83 123 73 52 67 42 21 23 36 26 25 14 25 21 12 9 1 1,040
F
136 247 387 470 593 666 718 785 827 848 871 907 933 958 972 997 1,018 1,030 1,039 1,040
BAND
CUM.
13.08 13.08 10.67 23.75 13.46 37.21 7.98 45.19 11.83 57.02 7.02 64.04 5.00 69.04 6.44 75.48 4.04 79.52 2.02 81.54 2.21 83.75 3.46 87.21 2.50 89.71 2.40 92.12 1.35 93.46 2.40 95.87 2.02 97.88 1.15 99.04 0.87 99.90 0.10 100.00
PERCENTAGE rp
127.40 18.84 45.12 36.95 97.94 100.17 94.46 147.66 112.16 82.66 102.51 202.24 162.30 237.58 151.62 323.39 238.82 163.43 70.69 8.29 2,524.22
RP
127.40 146.24 191.36 228.31 326.25 426.42 520.87 668.53 780.69 863.34 965.85 1,168.09 1,330.40 1,567.98 1,719.60 2,043.00 2,281.81 2,445.24 2,515.93 2,524.22
BAND
5.05 0.75 1.79 1.46 3.88 3.97 3.74 5.85 4.44 3.27 4.06 8.01 6.43 9.41 6.01 12.81 9.46 6.47 2.80 0.33
CUM.
5.05 5.79 7.58 9.04 12.92 16.89 20.64 26.48 30.93 34.20 38.26 46.28 52.71 62.12 68.12 80.94 90.40 96.87 99.67 100.00
PERCENTAGE f
F
0 0 1 0 1 0 0 0 0 1 0 0 0 2 0 1 1 0 0 0 7
0 0 1 1 2 2 2 2 2 3 3 3 3 5 5 6 7 7 7 7
PERCENTAGE
BAND
CUM.
rp
0.00 0.00 14.29 0.00 14.29 0.00 0.00 0.00 0.00 14.29 0.00 0.00 0.00 28.57 0.00 14.29 14.29 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 14.29 13.70 13.70 14.29 0.00 13.70 28.57 133.50 147.20 28.57 0.00 147.20 28.57 0.00 147.20 28.57 0.00 147.20 28.57 0.00 147.20 42.86 531.47 678.67 42.86 0.00 678.67 42.86 0.00 678.67 42.86 0.00 678.67 71.43 76.20 754.87 71.43 0.00 754.87 85.71 10,781.27 11,536.14 100.00 1.62 11,537.76 100.00 0.00 11,537.76 100.00 0.00 11,537.76 100.00 0.00 11,537.76 11,537.76
RP
BAND
0.00 0.00 0.12 0.00 1.16 0.00 0.00 0.00 0.00 4.61 0.00 0.00 0.00 0.66 0.00 93.44 0.01 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.12 30.35 0.12 0.00 1.28 136.31 1.28 0.00 1.28 0.00 1.28 0.00 1.28 0.00 5.88 642.98 5.88 0.00 5.88 0.00 5.88 0.00 6.54 32.07 6.54 0.00 99.99 3,333.80 100.00 0.68 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 0.00 7.16 6.00 45.12 34.52 28.26 22.02 18.85 78.61 70.27 58.10 51.01 48.14 43.90 564.67 505.64 471.85 458.59 457.08 457.08
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 29313
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
Departemen stores supermakets shopping centre to Warranty C
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,093 2,165 2,263 977 900 472 333 339 184 144 99 99 86 159 103 245 179 82 72 12 13,006
F
4,093 6,258 8,521 9,498 10,398 10,870 11,203 11,542 11,726 11,870 11,969 12,068 12,154 12,313 12,416 12,661 12,840 12,922 12,994 13,006
BAND
CUM.
PERCENTAGE rp
RP
31.47 31.47 3,872.57 3,872.57 16.65 48.12 897.06 4,769.63 17.40 65.52 1,538.30 6,307.93 7.51 73.03 1,375.43 7,683.36 6.92 79.95 1,944.87 9,628.23 3.63 83.58 1,308.39 10,936.62 2.56 86.14 1,506.52 12,443.14 2.61 88.74 1,570.93 14,014.07 1.41 90.16 1,158.00 15,172.07 1.11 91.27 1,011.16 16,183.23 0.76 92.03 979.29 17,162.52 0.76 92.79 1,495.93 18,658.44 0.66 93.45 1,117.16 19,775.60 1.22 94.67 2,667.67 22,443.27 0.79 95.46 2,453.18 24,896.45 1.88 97.35 8,239.43 33,135.88 1.38 98.72 11,144.74 44,280.62 0.63 99.35 9,932.52 54,213.14 0.55 99.91 14,551.76 68,764.90 0.09 100.00 5,222.33 73,987.23 73,987.23
BAND
5.23 1.21 2.08 1.86 2.63 1.77 2.04 2.12 1.57 1.37 1.32 2.02 1.51 3.61 3.32 11.14 15.06 13.42 19.67 7.06
PERCENTAGE
CUM.
f
5.23 6.45 8.53 10.38 13.01 14.78 16.82 18.94 20.51 21.87 23.20 25.22 26.73 30.33 33.65 44.79 59.85 73.27 92.94 100.00
14 10 17 5 10 9 4 1 4 2 3 2 4 8 6 16 14 7 10 2 148
F
14 24 41 46 56 65 69 70 74 76 79 81 85 93 99 115 129 136 146 148
BAND
CUM.
9.46 6.76 11.49 3.38 6.76 6.08 2.70 0.68 2.70 1.35 2.03 1.35 2.70 5.41 4.05 10.81 9.46 4.73 6.76 1.35
9.46 16.22 27.70 31.08 37.84 43.92 46.62 47.30 50.00 51.35 53.38 54.73 57.43 62.84 66.89 77.70 87.16 91.89 98.65 100.00
PERCENTAGE rp
7,324.38 435.42 1,436.05 256.04 1,907.47 402.92 871.34 18.66 468.98 451.78 223.85 2,913.07 6,323.41 5,930.58 8,235.39 187.22 1,052.41 333.35 151.72 178.96 39,102.99
RP
7,324.38 7,759.80 9,195.85 9,451.90 11,359.37 11,762.29 12,633.62 12,652.28 13,121.26 13,573.04 13,796.89 16,709.96 23,033.37 28,963.95 37,199.34 37,386.56 38,438.97 38,772.32 38,924.04 39,102.99
BAND
18.73 1.11 3.67 0.65 4.88 1.03 2.23 0.05 1.20 1.16 0.57 7.45 16.17 15.17 21.06 0.48 2.69 0.85 0.39 0.46
PERCENTAGE
CUM.
BAND
CUM
18.73 19.84 23.52 24.17 29.05 30.08 32.31 32.36 33.56 34.71 35.28 42.73 58.90 74.07 95.13 95.61 98.30 99.15 99.54 100.00
189.13 48.54 93.35 18.62 98.08 30.79 57.84 1.19 40.50 44.68 22.86 194.73 566.03 222.31 335.70 2.27 9.44 3.36 1.04 3.43
189.13 162.69 145.78 123.02 117.98 107.55 101.53 90.28 86.48 83.87 80.39 89.56 116.47 129.05 149.42 112.83 86.81 71.52 56.60 52.85 52.85
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 29313
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
Departemen stores supermakets shopping centre to Warranty C
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,294 2,345 2,167 1,012 1,070 489 481 348 196 112 98 139 168 235 100 162 169 56 63 11 13,715
F
4,294 6,639 8,806 9,818 10,888 11,377 11,858 12,206 12,402 12,514 12,612 12,751 12,919 13,154 13,254 13,416 13,585 13,641 13,704 13,715
BAND
CUM.
31.31 31.31 17.10 48.41 15.80 64.21 7.38 71.59 7.80 79.39 3.57 82.95 3.51 86.46 2.54 89.00 1.43 90.43 0.82 91.24 0.71 91.96 1.01 92.97 1.22 94.20 1.71 95.91 0.73 96.64 1.18 97.82 1.23 99.05 0.41 99.46 0.46 99.92 0.08 100.00
PERCENTAGE rp
5,291.26 910.67 1,449.24 1,185.68 3,628.12 1,183.56 1,710.82 1,519.18 1,281.88 944.92 928.06 1,598.53 1,832.85 3,925.63 2,726.85 4,068.68 6,582.37 5,822.27 6,730.75 1,662.46 54,983.77
RP
5,291.26 6,201.93 7,651.17 8,836.85 12,464.97 13,648.53 15,359.35 16,878.52 18,160.40 19,105.32 20,033.39 21,631.91 23,464.76 27,390.40 30,117.25 34,185.93 40,768.29 46,590.57 53,321.31 54,983.77
BAND
9.62 1.66 2.64 2.16 6.60 2.15 3.11 2.76 2.33 1.72 1.69 2.91 3.33 7.14 4.96 7.40 11.97 10.59 12.24 3.02
PERCENTAGE
CUM.
f
9.62 11.28 13.92 16.07 22.67 24.82 27.93 30.70 33.03 34.75 36.44 39.34 42.68 49.82 54.77 62.17 74.15 84.74 96.98 100.00
19 4 8 4 4 4 4 6 3 0 4 4 3 11 8 5 9 9 4 3 116
F
19 23 31 35 39 43 47 53 56 56 60 64 67 78 86 91 100 109 113 116
PERCENTAGE
BAND
CUM.
rp
16.38 3.45 6.90 3.45 3.45 3.45 3.45 5.17 2.59 0.00 3.45 3.45 2.59 9.48 6.90 4.31 7.76 7.76 3.45 2.59
16.38 4,819.12 4,819.12 19.83 265.45 5,084.57 26.72 769.01 5,853.58 30.17 104.14 5,957.72 33.62 155.09 6,112.81 37.07 26.80 6,139.61 40.52 2,044.32 8,183.93 45.69 66.94 8,250.87 48.28 1,226.98 9,477.85 48.28 0.00 9,477.85 51.72 1,949.55 11,427.41 55.17 3,371.07 14,798.48 57.76 15.48 14,813.96 67.24 901.48 15,715.43 74.14 334.32 16,049.76 78.45 17.62 16,067.38 86.21 581.00 16,648.38 93.97 2,053.34 18,701.72 97.41 20,890.01 39,591.73 100.00 210.82 39,802.55 39,802.55
RP
BAND
12.11 0.67 1.93 0.26 0.39 0.07 5.14 0.17 3.08 0.00 4.90 8.47 0.04 2.26 0.84 0.04 1.46 5.16 52.48 0.53
PERCENTAGE
CUM.
BAND
12.11 12.77 14.71 14.97 15.36 15.43 20.56 20.73 23.81 23.81 28.71 37.18 37.22 39.48 40.32 40.37 41.83 46.99 99.47 100.00
91.08 29.15 53.06 8.78 4.27 2.26 119.49 4.41 95.72 0.00 210.07 210.89 0.84 22.96 12.26 0.43 8.83 35.27 310.37 12.68
CUM
91.08 81.98 76.51 67.42 49.04 44.98 53.28 48.88 52.19 49.61 57.04 68.41 63.13 57.38 53.29 47.00 40.84 40.14 74.25 72.39 72.39
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 29313
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Departemen stores supermakets shopping centre to Warranty C
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,866 2,365 1,996 1,078 1,245 622 528 358 398 128 202 155 136 197 152 281 198 71 73 13 14,062
F
3,866 6,231 8,227 9,305 10,550 11,172 11,700 12,058 12,456 12,584 12,786 12,941 13,077 13,274 13,426 13,707 13,905 13,976 14,049 14,062
BAND
CUM.
27.49 27.49 16.82 44.31 14.19 58.51 7.67 66.17 8.85 75.02 4.42 79.45 3.75 83.20 2.55 85.75 2.83 88.58 0.91 89.49 1.44 90.93 1.10 92.03 0.97 93.00 1.40 94.40 1.08 95.48 2.00 97.48 1.41 98.88 0.50 99.39 0.52 99.91 0.09 100.00
PERCENTAGE rp
1,651.56 811.91 1,402.20 1,281.75 1,953.99 1,258.26 1,546.42 1,382.79 1,849.41 854.93 965.65 1,398.43 1,386.84 2,532.54 2,307.28 5,822.62 5,562.15 3,892.52 4,960.76 100.75 42,922.75
RP
1,651.56 2,463.47 3,865.67 5,147.42 7,101.40 8,359.66 9,906.08 11,288.87 13,138.28 13,993.21 14,958.86 16,357.29 17,744.13 20,276.68 22,583.96 28,406.58 33,968.72 37,861.24 42,822.01 42,922.75
BAND
3.85 1.89 3.27 2.99 4.55 2.93 3.60 3.22 4.31 1.99 2.25 3.26 3.23 5.90 5.38 13.57 12.96 9.07 11.56 0.23
PERCENTAGE
CUM.
f
3.85 5.74 9.01 11.99 16.54 19.48 23.08 26.30 30.61 32.60 34.85 38.11 41.34 47.24 52.62 66.18 79.14 88.21 99.77 100.00
16 16 19 15 32 14 12 4 3 1 3 4 3 8 9 4 18 5 20 2 208
F
16 32 51 66 98 112 124 128 131 132 135 139 142 150 159 163 181 186 206 208
BAND
CUM.
7.69 7.69 9.13 7.21 15.38 6.73 5.77 1.92 1.44 0.48 1.44 1.92 1.44 3.85 4.33 1.92 8.65 2.40 9.62 0.96
7.69 15.38 24.52 31.73 47.12 53.85 59.62 61.54 62.98 63.46 64.90 66.83 68.27 72.12 76.44 78.37 87.02 89.42 99.04 100.00
PERCENTAGE rp
1,759.85 927.06 2,901.08 3,095.97 9,975.85 5,834.58 8,706.75 2,759.73 5,375.53 1,710.00 3,797.07 4,138.00 133.17 165.00 120.39 50.31 414.25 47.64 1,414.84 2.50 53,329.57
RP
1,759.85 2,686.91 5,587.99 8,683.96 18,659.82 24,494.40 33,201.14 35,960.87 41,336.40 43,046.40 46,843.47 50,981.47 51,114.65 51,279.64 51,400.04 51,450.35 51,864.60 51,912.24 53,327.07 53,329.57
BAND
3.30 1.74 5.44 5.81 18.71 10.94 16.33 5.17 10.08 3.21 7.12 7.76 0.25 0.31 0.23 0.09 0.78 0.09 2.65 0.00
PERCENTAGE
CUM.
BAND
CUM
3.30 5.04 10.48 16.28 34.99 45.93 62.26 67.43 77.51 80.72 87.84 95.60 95.85 96.16 96.38 96.48 97.25 97.34 100.00 100.00
106.56 114.18 206.90 241.54 510.54 463.70 563.03 199.58 290.66 200.02 393.21 295.90 9.60 6.52 5.22 0.86 7.45 1.22 28.52 2.48
106.56 109.07 144.55 168.71 262.76 293.01 335.16 318.55 314.63 307.62 313.15 311.67 288.07 252.90 227.60 181.12 152.68 137.11 124.53 124.25 124.25
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 29313
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Departemen stores supermakets shopping centre to Warranty C
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,101 1,705 1,874 826 805 418 312 215 152 75 69 310 86 122 106 120 126 51 43 5 10,521
F
3,101 4,806 6,680 7,506 8,311 8,729 9,041 9,256 9,408 9,483 9,552 9,862 9,948 10,070 10,176 10,296 10,422 10,473 10,516 10,521
BAND
CUM.
29.47 29.47 16.21 45.68 17.81 63.49 7.85 71.34 7.65 78.99 3.97 82.97 2.97 85.93 2.04 87.98 1.44 89.42 0.71 90.13 0.66 90.79 2.95 93.74 0.82 94.55 1.16 95.71 1.01 96.72 1.14 97.86 1.20 99.06 0.48 99.54 0.41 99.95 0.05 100.00
PERCENTAGE rp
1,322.76 639.31 1,213.12 989.65 1,447.93 881.99 997.44 963.94 826.52 505.14 660.62 1,991.87 912.79 1,543.99 1,411.71 2,143.79 2,936.74 1,659.38 734.90 89.93 23,873.51
RP
1,322.76 1,962.06 3,175.18 4,164.83 5,612.76 6,494.74 7,492.18 8,456.13 9,282.65 9,787.79 10,448.41 12,440.27 13,353.06 14,897.05 16,308.76 18,452.55 21,389.30 23,048.68 23,783.58 23,873.51
BAND
5.54 2.68 5.08 4.15 6.06 3.69 4.18 4.04 3.46 2.12 2.77 8.34 3.82 6.47 5.91 8.98 12.30 6.95 3.08 0.38
PERCENTAGE
CUM.
f
F
BAND
CUM.
5.54 8.22 13.30 17.45 23.51 27.20 31.38 35.42 38.88 41.00 43.77 52.11 55.93 62.40 68.31 77.29 89.59 96.55 99.62 100.00
3 2 7 8 14 8 1 1 1 0 0 5 1 1 0 0 0 2 5 0
3 5 12 20 34 42 43 44 45 45 45 50 51 52 52 52 52 54 59 59
5.08 3.39 11.86 13.56 23.73 13.56 1.69 1.69 1.69 0.00 0.00 8.47 1.69 1.69 0.00 0.00 0.00 3.39 8.47 0.00
5.08 8.47 20.34 33.90 57.63 71.19 72.88 74.58 76.27 76.27 76.27 84.75 86.44 88.14 88.14 88.14 88.14 91.53 100.00 100.00
59
PERCENTAGE rp
897.60 74.95 975.33 2,171.70 3,973.18 4,042.87 801.42 1.75 999.66 0.00 0.00 752.05 27.27 2,138.90 0.00 0.00 0.00 41.95 80.49 0.00 16,979.12
RP
897.60 972.55 1,947.88 4,119.58 8,092.75 12,135.63 12,937.04 12,938.79 13,938.45 13,938.45 13,938.45 14,690.51 14,717.77 16,856.68 16,856.68 16,856.68 16,856.68 16,898.63 16,979.12 16,979.12
BAND
5.29 0.44 5.74 12.79 23.40 23.81 4.72 0.01 5.89 0.00 0.00 4.43 0.16 12.60 0.00 0.00 0.00 0.25 0.47 0.00
PERCENTAGE
CUM.
BAND
CUM
5.29 5.73 11.47 24.26 47.66 71.47 76.19 76.20 82.09 82.09 82.09 86.52 86.68 99.28 99.28 99.28 99.28 99.53 100.00 100.00
67.86 11.72 80.40 219.44 274.40 458.38 80.35 0.18 120.95 0.00 0.00 37.76 2.99 138.53 0.00 0.00 0.00 2.53 10.95 0.00
67.86 49.57 61.35 98.91 144.19 186.85 172.67 153.01 150.16 142.41 133.40 118.09 110.22 113.15 103.36 91.35 78.81 73.32 71.39 71.12 71.12
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 29371
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/12/2006
DATE
:
15/02/2007
Subject To Warranty A
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,727 3,973 5,347 4,030 5,129 3,139 2,568 2,178 1,421 752 624 765 473 569 391 485 309 109 73 14 37,076
F
4,727 8,700 14,047 18,077 23,206 26,345 28,913 31,091 32,512 33,264 33,888 34,653 35,126 35,695 36,086 36,571 36,880 36,989 37,062 37,076
BAND
CUM.
12.75 12.75 10.72 23.47 14.42 37.89 10.87 48.76 13.83 62.59 8.47 71.06 6.93 77.98 5.87 83.86 3.83 87.69 2.03 89.72 1.68 91.40 2.06 93.46 1.28 94.74 1.53 96.28 1.05 97.33 1.31 98.64 0.83 99.47 0.29 99.77 0.20 99.96 0.04 100.00
PERCENTAGE rp
3,787.06 1,211.24 2,814.09 3,159.42 6,247.98 5,248.38 6,076.77 7,106.50 6,106.22 3,916.15 3,848.71 5,361.10 3,854.49 6,027.99 5,308.01 8,547.65 9,491.66 6,334.30 2,750.30 5,171.16 92,026.83
RP
3,787.06 4,998.29 7,812.39 10,971.80 17,219.78 22,468.16 28,544.93 35,651.42 41,757.64 45,673.78 49,522.50 54,883.60 58,738.09 64,766.08 70,074.09 78,621.73 88,113.39 94,447.70 97,198.00 92,026.83
BAND
4.12 1.32 3.06 3.43 6.79 5.70 6.60 7.72 6.64 4.26 4.18 5.83 4.19 6.55 5.77 9.29 10.31 6.88 2.99 5.62
PERCENTAGE
CUM.
f
4.12 5.43 8.49 11.92 18.71 24.41 31.02 38.74 45.38 49.63 53.81 59.64 63.83 70.38 76.15 85.43 95.75 102.63 105.62 100.00
20 12 18 13 14 8 12 11 10 5 3 4 3 5 9 10 8 8 12 9 194
F
20 32 50 63 77 85 97 108 118 123 126 130 133 138 147 157 165 173 185 194
BAND
CUM.
10.31 6.19 9.28 6.70 7.22 4.12 6.19 5.67 5.15 2.58 1.55 2.06 1.55 2.58 4.64 5.15 4.12 4.12 6.19 4.64
10.31 16.49 25.77 32.47 39.69 43.81 50.00 55.67 60.82 63.40 64.95 67.01 68.56 71.13 75.77 80.93 85.05 89.18 95.36 100.00
PERCENTAGE rp
4,637.96 571.05 1,841.67 889.58 1,292.75 237.92 1,217.98 3,551.60 5,325.49 2,090.11 23,544.19 114.65 489.92 57.07 1,086.61 1,038.39 121.04 899.27 4,804.18 9,072.41 62,883.83
RP
4,637.96 5,209.01 7,050.68 7,940.27 9,233.01 9,470.93 10,688.91 14,240.50 19,565.99 21,656.10 45,200.29 45,314.94 45,804.86 45,861.93 46,948.54 47,986.93 48,107.97 49,007.24 53,811.42 62,883.83
BAND
7.38 0.91 2.93 1.41 2.06 0.38 1.94 5.65 8.47 3.32 37.44 0.18 0.78 0.09 1.73 1.65 0.19 1.43 7.64 14.43
CUM.
7.38 8.28 11.21 12.63 14.68 15.06 17.00 22.65 31.11 34.44 71.88 72.06 72.84 72.93 74.66 76.31 76.50 77.93 85.57 100.00
PERCENTAGE BAND
CUM
122.47 122.47 47.15 104.22 65.44 90.25 28.16 72.37 20.69 53.62 4.53 42.15 20.04 37.45 49.98 39.94 87.21 46.86 53.37 47.41 611.74 91.27 2.14 82.57 12.71 77.98 0.95 70.81 20.47 67.00 12.15 61.04 1.28 54.60 14.20 51.89 174.68 55.36 175.44 68.33 68.33
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 29371
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/12/2006
DATE
:
15/02/2007
Subject To Warranty A
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,951 4,768 6,638 4,849 6,066 3,641 3,082 2,502 1,578 876 707 742 514 614 378 418 298 79 71 16 43,788
F
5,951 10,719 17,357 22,206 28,272 31,913 34,995 37,497 39,075 39,951 40,658 41,400 41,914 42,528 42,906 43,324 43,622 43,701 43,772 43,788
BAND
CUM.
13.59 13.59 10.89 24.48 15.16 39.64 11.07 50.71 13.85 64.57 8.32 72.88 7.04 79.92 5.71 85.63 3.60 89.24 2.00 91.24 1.61 92.85 1.69 94.55 1.17 95.72 1.40 97.12 0.86 97.99 0.95 98.94 0.68 99.62 0.18 99.80 0.16 99.96 0.04 100.00
PERCENTAGE rp
5,239.71 1,484.46 3,356.93 3,844.47 8,321.45 6,032.75 7,113.94 8,240.05 7,038.02 4,361.82 4,297.07 5,399.92 4,482.49 6,586.76 5,229.46 7,598.21 9,150.38 4,185.64 4,096.91 1,301.08 107,361.55
RP
5,239.71 6,724.17 10,081.11 13,925.58 22,247.03 28,279.77 35,393.71 43,633.76 50,671.78 55,033.61 59,330.68 64,730.60 69,213.09 75,799.85 81,029.32 88,627.53 97,777.91 101,963.56 106,060.47 107,361.55
BAND
4.88 1.38 3.13 3.58 7.75 5.62 6.63 7.68 6.56 4.06 4.00 5.03 4.18 6.14 4.87 7.08 8.52 3.90 3.82 1.21
CUM.
4.88 6.26 9.39 12.97 20.72 26.34 32.97 40.64 47.20 51.26 55.26 60.29 64.47 70.60 75.47 82.55 91.07 94.97 98.79 100.00
PERCENTAGE f
19 13 13 11 10 11 10 16 6 8 6 3 3 10 6 8 10 5 10 136 314
F
19 32 45 56 66 77 87 103 109 117 123 126 129 139 145 153 163 168 178 314
BAND
CUM.
6.05 4.14 4.14 3.50 3.18 3.50 3.18 5.10 1.91 2.55 1.91 0.96 0.96 3.18 1.91 2.55 3.18 1.59 3.18 43.31
6.05 10.19 14.33 17.83 21.02 24.52 27.71 32.80 34.71 37.26 39.17 40.13 41.08 44.27 46.18 48.73 51.91 53.50 56.69 100.00
PERCENTAGE rp
3,886.50 2,911.50 904.14 588.85 1,476.07 2,310.51 894.79 4,046.39 2,260.50 2,301.29 3,001.52 103.88 89.15 380.16 1,551.28 974.76 909.17 170.94 657.32 1,979.76 31,398.50
RP
3,886.50 6,798.00 7,702.15 8,291.00 9,767.07 12,077.58 12,972.37 17,018.76 19,279.27 21,580.56 24,582.08 24,685.96 24,775.11 25,155.27 26,706.55 27,681.31 28,590.48 28,761.42 29,418.74 31,398.50
BAND
12.38 9.27 2.88 1.88 4.70 7.36 2.85 12.89 7.20 7.33 9.56 0.33 0.28 1.21 4.94 3.10 2.90 0.54 2.09 6.31
PERCENTAGE
CUM.
BAND
12.38 21.65 24.53 26.41 31.11 38.47 41.32 54.20 61.40 68.73 78.29 78.62 78.91 80.12 85.06 88.16 91.06 91.60 93.69 100.00
74.17 196.13 26.93 15.32 17.74 38.30 12.58 49.11 32.12 52.76 69.85 1.92 1.99 5.77 29.66 12.83 9.94 4.08 16.04 152.16
CUM
74.17 101.10 76.40 59.54 43.90 42.71 36.65 39.00 38.05 39.21 41.43 38.14 35.80 33.19 32.96 31.23 29.24 28.21 27.74 29.25 29.25
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 29371
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/12/2006
DATE
:
15/02/2007
Subject To Warranty A
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
8,191 6,283 8,331 5,936 7,804 4,627 3,927 3,325 2,145 1,220 967 1,066 744 910 564 774 461 128 98 16 57,517
F
8,191 14,474 22,805 28,741 36,545 41,172 45,099 48,424 50,569 51,789 52,756 53,822 54,566 55,476 56,040 56,814 57,275 57,403 57,501 57,517
BAND
CUM.
PERCENTAGE rp
14.24 14.24 4,708.45 10.92 25.16 1,803.64 14.48 39.65 4,056.98 10.32 49.97 4,338.85 13.57 63.54 8,406.74 8.04 71.58 7,117.75 6.83 78.41 8,279.66 5.78 84.19 9,560.30 3.73 87.92 7,904.34 2.12 90.04 5,176.19 1.68 91.72 5,076.49 1.85 93.58 6,867.35 1.29 94.87 5,499.48 1.58 96.45 8,539.58 0.98 97.43 11,968.02 1.35 98.78 11,107.29 0.80 99.58 8,349.07 0.22 99.80 3,165.93 0.17 99.97 5,595.30 0.03 100.00 1,011.68 128,533.08
RP
4,708.45 6,512.09 10,569.07 14,907.92 23,314.66 30,432.41 38,712.07 48,272.37 56,176.72 61,352.91 66,429.39 73,296.74 78,796.22 87,335.80 99,303.82 110,411.11 118,760.18 121,926.10 127,521.40 128,533.08
BAND
3.66 1.40 3.16 3.38 6.54 5.54 6.44 7.44 6.15 4.03 3.95 5.34 4.28 6.64 9.31 8.64 6.50 2.46 4.35 0.79
CUM.
3.66 5.07 8.22 11.60 18.14 23.68 30.12 37.56 43.71 47.73 51.68 57.03 61.30 67.95 77.26 85.90 92.40 94.86 99.21 100.00
PERCENTAGE f
19 10 20 10 8 12 10 18 10 4 13 17 5 15 6 23 121 1 6 1 329
F
19 29 49 59 67 79 89 107 117 121 134 151 156 171 177 200 321 322 328 329
BAND
CUM.
PERCENTAGE rp
5.78 5.78 1,316.49 3.04 8.81 1,192.75 6.08 14.89 1,705.57 3.04 17.93 738.04 2.43 20.36 542.88 3.65 24.01 943.09 3.04 27.05 2,432.67 5.47 32.52 5,684.74 3.04 35.56 1,331.29 1.22 36.78 39.96 3.95 40.73 2,848.33 5.17 45.90 2,591.79 1.52 47.42 2,930.33 4.56 51.98 19,822.56 1.82 53.80 194.12 6.99 60.79 14,270.31 36.78 97.57 1,647.77 0.30 97.87 20.00 1.82 99.70 634.15 0.30 100.00 2,500.00 63,386.84
RP
1,316.49 2,509.24 4,214.80 4,952.84 5,495.72 6,438.82 8,871.49 14,556.23 15,887.52 15,927.49 18,775.81 21,367.60 24,297.93 44,120.49 44,314.61 58,584.92 60,232.69 60,252.69 60,886.84 63,386.84
BAND
CUM.
2.08 2.08 1.88 3.96 2.69 6.65 1.16 7.81 0.86 8.67 1.49 10.16 3.84 14.00 8.97 22.96 2.10 25.06 0.06 25.13 4.49 29.62 4.09 33.71 4.62 38.33 31.27 69.61 0.31 69.91 22.51 92.42 2.60 95.02 0.03 95.06 1.00 96.06 3.94 100.00
PERCENTAGE BAND
27.96 66.13 42.04 17.01 6.46 13.25 29.38 59.46 16.84 0.77 56.11 37.74 53.28 232.13 1.62 128.48 19.74 0.63 11.33 247.11
CUM
27.96 38.53 39.88 33.22 23.57 21.16 22.92 30.15 28.28 25.96 28.26 29.15 30.84 50.52 44.63 53.06 50.72 49.42 47.75 49.32 49.32
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 29371
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/12/2006
DATE
:
15/02/2007
Subject To Warranty A
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,372 5,043 7,081 5,191 6,955 4,167 3,652 3,214 1,965 1,117 929 990 701 780 491 633 362 113 79 8 49,843
F
6,372 11,415 18,496 23,687 30,642 34,809 38,461 41,675 43,640 44,757 45,686 46,676 47,377 48,157 48,648 49,281 49,643 49,756 49,835 49,843
BAND
CUM.
12.78 12.78 10.12 22.90 14.21 37.11 10.41 47.52 13.95 61.48 8.36 69.84 7.33 77.16 6.45 83.61 3.94 87.55 2.24 89.80 1.86 91.66 1.99 93.65 1.41 95.05 1.56 96.62 0.99 97.60 1.27 98.87 0.73 99.60 0.23 99.83 0.16 99.98 0.02 100.00
PERCENTAGE rp
4,549.85 1,786.26 3,268.50 3,685.85 7,511.24 6,191.88 7,392.11 8,521.88 6,976.07 4,776.33 4,553.71 5,626.88 4,810.00 6,670.73 5,030.53 8,998.24 5,919.15 2,137.01 2,569.22 401.75 101,377.19
RP
4,549.85 6,336.11 9,604.60 13,290.45 20,801.69 26,993.58 34,385.69 42,907.57 49,883.63 54,659.96 59,213.67 64,840.55 69,650.55 76,321.28 81,351.82 90,350.06 96,269.21 98,406.23 100,975.45 101,377.19
BAND
CUM.
4.49 4.49 1.76 6.25 3.22 9.47 3.64 13.11 7.41 20.52 6.11 26.63 7.29 33.92 8.41 42.32 6.88 49.21 4.71 53.92 4.49 58.41 5.55 63.96 4.74 68.70 6.58 75.28 4.96 80.25 8.88 89.12 5.84 94.96 2.11 97.07 2.53 99.60 0.40 100.00
PERCENTAGE f
6 5 9 1 4 3 1 6 5 0 1 1 2 4 0 1 2 4 1 0 56
PERCENTAGE
F
BAND
CUM.
rp
6 11 20 21 25 28 29 35 40 40 41 42 44 48 48 49 51 55 56 56
10.71 8.93 16.07 1.79 7.14 5.36 1.79 10.71 8.93 0.00 1.79 1.79 3.57 7.14 0.00 1.79 3.57 7.14 1.79 0.00
10.71 1,037.05 19.64 277.59 35.71 877.96 37.50 130.00 44.64 742.13 50.00 448.84 51.79 187.33 62.50 3,048.30 71.43 1,248.90 71.43 0.00 73.21 92.26 75.00 3.22 78.57 119.00 85.71 4,701.54 85.71 0.00 87.50 52.22 91.07 37,983.20 98.21 182.17 100.00 7.00 100.00 0.00 51,138.72
RP
1,037.05 1,314.65 2,192.61 2,322.61 3,064.74 3,513.58 3,700.92 6,749.22 7,998.11 7,998.11 8,090.37 8,093.59 8,212.59 12,914.13 12,914.13 12,966.35 50,949.55 51,131.72 51,138.72 51,138.72
BAND
2.03 0.54 1.72 0.25 1.45 0.88 0.37 5.96 2.44 0.00 0.18 0.01 0.23 9.19 0.00 0.10 74.27 0.36 0.01 0.00
PERCENTAGE
CUM.
BAND
2.03 2.57 4.29 4.54 5.99 6.87 7.24 13.20 15.64 15.64 15.82 15.83 16.06 25.25 25.25 25.36 99.63 99.99 100.00 100.00
22.79 15.54 26.86 3.53 9.88 7.25 2.53 35.77 17.90 0.00 2.03 0.06 2.47 70.48 0.00 0.58 641.70 8.52 0.27 0.00
CUM
22.79 20.75 22.83 17.48 14.73 13.02 10.76 15.73 16.03 14.63 13.66 12.48 11.79 16.92 15.87 14.35 52.92 51.96 50.64 50.44 50.44