Statistik bppdan edisi des 2007 by Reasuransi Internasional Indonesia

DAFTAR ISI TABEL GABUNGAN BAGIAN I RISK AND LOSS PROFILE 2004

Halaman

I.1

ALL CLASS OF BUSINESS

I.2

GROUP BY CLASS OF BUSINESS I.2.1 CLASS OF BUSINESS FIRE I.2.2 CLASS OF BUSINESS IAR I.2.3 CLASS OF BUSINESS LOP I.2.4 CLASS OF BUSINESS EQ

2 3 4 5

GROUP BY OCCUPATION CODE I.3.1 OCCUPATION CODE 20 I.3.2 OCCUPATION CODE 21 I.3.3 OCCUPATION CODE 22 I.3.4 OCCUPATION CODE 23 I.3.5 OCCUPATION CODE 24 I.3.6 OCCUPATION CODE 25 I.3.7 OCCUPATION CODE 26 I.3.8 OCCUPATION CODE 27 I.3.9 OCCUPATION CODE 28 I.3.10 OCCUPATION CODE 29 I.3.11 OCCUPATION CODE 30 I.3.12 OCCUPATION CODE 31 I.3.13 OCCUPATION CODE 32 I.3.14 OCCUPATION CODE 40

6 7 8 9 10 11 12 13 14 15 16 17 18 19

GROUP BY PROVINCE I.4.1 PROVINCE NANGROE ACEH DARUSSALAM I.4.2 PROVINCE SUMATERA UTARA I.4.3 PROVINCE SUMATERA BARAT I.4.4 PROVINCE RIAU I.4.5 PROVINCE JAMBI I.4.6 PROVINCE SUMATERA SELATAN I.4.7 PROVINCE BENGKULU I.4.8 PROVINCE LAMPUNG I.4.9 PROVINCE DKI JAKARTA I.4.10 PROVINCE JAWA BARAT I.4.11 PROVINCE JAWA TENGAH I.4.12 PROVINCE DI YOGYAKARTA I.4.13 PROVINCE JAWA TIMUR I.4.14 PROVINCE KALIMANTAN BARAT I.4.15 PROVINCE KALIMANTAN TENGAH I.4.16 PROVINCE KALIMANTAN SELATAN I.4.17 PROVINCE KALIMANTAN TIMUR I.4.18 PROVINCE SULAWESI UTARA I.4.19 PROVINCE SULAWESI TENGAH I.4.20 PROVINCE SULAWESI SELATAN I.4.21 PROVINCE SULAWESI TENGGARA I.4.22 PROVINCE BALI I.4.23 PROVINCE NUSA TENGGARA BARAT I.4.24 PROVINCE NUSA TENGGARA TIMUR I.4.25 PROVINCE MALUKU I.4.26 PROVINCE IRIAN JAYA I.4.27 PROVINCE MALUKU UTARA I.4.28 PROVINCE IRIAN JAYA BARAT I.4.29 PROVINCE BANTEN I.4.30 PROVINCE BANGKA BELITUNG I.4.31 PROVINCE GORONTALO I.4.32 PROVINCE KEPULAUAN RIAU

20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51

I.3

I.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN II RISK AND LOSS PROFILE 2005

Halaman

II.1

ALL CLASS OF BUSINESS

II.2

GROUP BY CLASS OF BUSINESS II.2.1 CLASS OF BUSINESS FIRE II.2.2 CLASS OF BUSINESS IAR II.2.3 CLASS OF BUSINESS LOP II.2.4 CLASS OF BUSINESS EQ

53 54 55 56

GROUP BY OCCUPATION CODE II.3.1 OCCUPATION CODE 20 II.3.2 OCCUPATION CODE 21 II.3.3 OCCUPATION CODE 22 II.3.4 OCCUPATION CODE 23 II.3.5 OCCUPATION CODE 24 II.3.6 OCCUPATION CODE 25 II.3.7 OCCUPATION CODE 26 II.3.8 OCCUPATION CODE 27 II.3.9 OCCUPATION CODE 28 II.3.10 OCCUPATION CODE 29 II.3.11 OCCUPATION CODE 30 II.3.12 OCCUPATION CODE 31 II.3.13 OCCUPATION CODE 32 II.3.14 OCCUPATION CODE 40

57 58 59 60 61 62 63 64 65 66 67 68 69 70

GROUP BY PROVINCE II.4.1 PROVINCE NANGROE ACEH DARUSSALAM II.4.2 PROVINCE SUMATERA UTARA II.4.3 PROVINCE SUMATERA BARAT II.4.4 PROVINCE RIAU II.4.5 PROVINCE JAMBI II.4.6 PROVINCE SUMATERA SELATAN II.4.7 PROVINCE BENGKULU II.4.8 PROVINCE LAMPUNG II.4.9 PROVINCE DKI JAKARTA II.4.10 PROVINCE JAWA BARAT II.4.11 PROVINCE JAWA TENGAH II.4.12 PROVINCE DI YOGYAKARTA II.4.13 PROVINCE JAWA TIMUR II.4.14 PROVINCE KALIMANTAN BARAT II.4.15 PROVINCE KALIMANTAN TENGAH II.4.16 PROVINCE KALIMANTAN SELATAN II.4.17 PROVINCE KALIMANTAN TIMUR II.4.18 PROVINCE SULAWESI UTARA II.4.19 PROVINCE SULAWESI TENGAH II.4.20 PROVINCE SULAWESI SELATAN II.4.21 PROVINCE SULAWESI TENGGARA II.4.22 PROVINCE BALI II.4.23 PROVINCE NUSA TENGGARA BARAT II.4.24 PROVINCE NUSA TENGGARA TIMUR II.4.25 PROVINCE MALUKU II.4.26 PROVINCE IRIAN JAYA II.4.27 PROVINCE MALUKU UTARA II.4.28 PROVINCE IRIAN JAYA BARAT II.4.29 PROVINCE BANTEN II.4.30 PROVINCE BANGKA BELITUNG II.4.31 PROVINCE GORONTALO II.4.32 PROVINCE KEPULAUAN RIAU

71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102

II.3

II.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN III RISK AND LOSS PROFILE 2006

Halaman

III.1

ALL CLASS OF BUSINESS

103

III.2

GROUP BY CLASS OF BUSINESS III.2.1 CLASS OF BUSINESS FIRE III.2.2 CLASS OF BUSINESS IAR III.2.3 CLASS OF BUSINESS LOP III.2.4 CLASS OF BUSINESS EQ

104 105 106 107

GROUP BY OCCUPATION CODE III.3.1 OCCUPATION CODE 20 III.3.2 OCCUPATION CODE 21 III.3.3 OCCUPATION CODE 22 III.3.4 OCCUPATION CODE 23 III.3.5 OCCUPATION CODE 24 III.3.6 OCCUPATION CODE 25 III.3.7 OCCUPATION CODE 26 III.3.8 OCCUPATION CODE 27 III.3.9 OCCUPATION CODE 28 III.3.10 OCCUPATION CODE 29 III.3.11 OCCUPATION CODE 30 III.3.12 OCCUPATION CODE 31 III.3.13 OCCUPATION CODE 32 III.3.14 OCCUPATION CODE 40

108 109 110 111 112 113 114 115 116 117 118 119 120 121

GROUP BY PROVINCE III.4.1 PROVINCE NANGROE ACEH DARUSSALAM III.4.2 PROVINCE SUMATERA UTARA III.4.3 PROVINCE SUMATERA BARAT III.4.4 PROVINCE RIAU III.4.5 PROVINCE JAMBI III.4.6 PROVINCE SUMATERA SELATAN III.4.7 PROVINCE BENGKULU III.4.8 PROVINCE LAMPUNG III.4.9 PROVINCE DKI JAKARTA III.4.10 PROVINCE JAWA BARAT III.4.11 PROVINCE JAWA TENGAH III.4.12 PROVINCE DI YOGYAKARTA III.4.13 PROVINCE JAWA TIMUR III.4.14 PROVINCE KALIMANTAN BARAT III.4.15 PROVINCE KALIMANTAN TENGAH III.4.16 PROVINCE KALIMANTAN SELATAN III.4.17 PROVINCE KALIMANTAN TIMUR III.4.18 PROVINCE SULAWESI UTARA III.4.19 PROVINCE SULAWESI TENGAH III.4.20 PROVINCE SULAWESI SELATAN III.4.21 PROVINCE SULAWESI TENGGARA III.4.22 PROVINCE BALI III.4.23 PROVINCE NUSA TENGGARA BARAT III.4.24 PROVINCE NUSA TENGGARA TIMUR III.4.25 PROVINCE MALUKU III.4.26 PROVINCE IRIAN JAYA III.4.27 PROVINCE MALUKU UTARA III.4.28 PROVINCE IRIAN JAYA BARAT III.4.29 PROVINCE BANTEN III.4.30 PROVINCE BANGKA BELITUNG III.4.31 PROVINCE GORONTALO III.4.32 PROVINCE KEPULAUAN RIAU

122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153

III.3

III.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN IV RISK AND LOSS PROFILE 2007

Halaman

IV.1

ALL CLASS OF BUSINESS

154

IV.2

GROUP BY CLASS OF BUSINESS IV.2.1 CLASS OF BUSINESS FIRE IV.2.2 CLASS OF BUSINESS IAR IV.2.3 CLASS OF BUSINESS LOP IV.2.4 CLASS OF BUSINESS EQ

155 156 157 158

GROUP BY OCCUPATION CODE IV.3.1 OCCUPATION CODE 20 IV.3.2 OCCUPATION CODE 21 IV.3.3 OCCUPATION CODE 22 IV.3.4 OCCUPATION CODE 23 IV.3.5 OCCUPATION CODE 24 IV.3.6 OCCUPATION CODE 25 IV.3.7 OCCUPATION CODE 26 IV.3.8 OCCUPATION CODE 27 IV.3.9 OCCUPATION CODE 28 IV.3.10 OCCUPATION CODE 29 IV.3.11 OCCUPATION CODE 30 IV.3.12 OCCUPATION CODE 31 IV.3.13 OCCUPATION CODE 32 IV.3.14 OCCUPATION CODE 40

159 160 161 162 163 164 165 166 167 168 169 170 171 172

GROUP BY PROVINCE IV.4.1 PROVINCE NANGROE ACEH DARUSSALAM IV.4.2 PROVINCE SUMATERA UTARA IV.4.3 PROVINCE SUMATERA BARAT IV.4.4 PROVINCE RIAU IV.4.5 PROVINCE JAMBI IV.4.6 PROVINCE SUMATERA SELATAN IV.4.7 PROVINCE BENGKULU IV.4.8 PROVINCE LAMPUNG IV.4.9 PROVINCE DKI JAKARTA IV.4.10 PROVINCE JAWA BARAT IV.4.11 PROVINCE JAWA TENGAH IV.4.12 PROVINCE DI YOGYAKARTA IV.4.13 PROVINCE JAWA TIMUR IV.4.14 PROVINCE KALIMANTAN BARAT IV.4.15 PROVINCE KALIMANTAN TENGAH IV.4.16 PROVINCE KALIMANTAN SELATAN IV.4.17 PROVINCE KALIMANTAN TIMUR IV.4.18 PROVINCE SULAWESI UTARA IV.4.19 PROVINCE SULAWESI TENGAH IV.4.20 PROVINCE SULAWESI SELATAN IV.4.21 PROVINCE SULAWESI TENGGARA IV.4.22 PROVINCE BALI IV.4.23 PROVINCE NUSA TENGGARA BARAT IV.4.24 PROVINCE NUSA TENGGARA TIMUR IV.4.25 PROVINCE MALUKU IV.4.26 PROVINCE IRIAN JAYA IV.4.27 PROVINCE MALUKU UTARA IV.4.28 PROVINCE IRIAN JAYA BARAT IV.4.29 PROVINCE BANTEN IV.4.30 PROVINCE BANGKA BELITUNG IV.4.31 PROVINCE GORONTALO IV.4.32 PROVINCE KEPULAUAN RIAU

173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204

IV.3

IV.4

GRAFIK BAGIAN V EXAMPLE FOR REAL OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

TABEL GABUNGAN

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id

PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2004 - 2007 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2004 TO 2007 Premium and Claim in Million Rp

UY 2004 OCCUPATION CODE

Number Policies

Number Claim

Premium

UY 2005 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2006 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2007 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

Claim Incurred

% LOSS RATIO

411

10,488.36

21,085.72

201.04

599

20,749.02

33,350.48

160.73

988

8,261.90

66,821.93

808.80

736

6,167.06

187,010.88

21 - (Stones, Earth…etc)

1,162

21,166.27

18,233.63

86.14

1,554

16,038.70

3,907.47

24.36

1,809

9,007.46

31,848.67

353.58

1,351

7,721.20

1,591.76

20.62

22 - (Metals)

5,148

146

70,674.57

31,052.38

43.94

6,356

135

213,735.21

30,451.72

14.25

7,628

211

43,460.05

309,640.56

712.47

6,124

32,494.52

6,411.05

19.73

23 - (Chemical/Oils/Gas)

5,628

185

109,388.17

81,462.89

74.47

7,609

195

90,567.79

43,917.67

48.49

9,922

245

83,532.35

285,200.31

341.42

7,019

57,562.81

63,615.08

110.51

24 - (Textiles)

9,994

304

79,782.71

125,324.64

157.08

11,481

275

73,518.66

86,747.52

117.99

13,426

333

61,270.62

371,474.14

606.28

11,418

47,405.99

10,196.26

21.51

25 - (Paper,Leather,Rubber)

6,398

136

75,482.41

95,944.25

127.11

8,140

114

167,411.22

72,349.12

43.22

9,255

229

54,683.27

180,712.11

330.47

7,436

46,063.87

2,456.99

5.33

26 - (Wood,Bamboo,Rattan)

5,471

141

122,504.78

82,419.43

67.28

7,243

164

89,325.84

14,325.28

16.04

7,559

140

77,629.45

195,374.05

251.68

5,837

60,365.57

3,931.73

6.51

11,661

219

75,237.32

52,538.86

69.83

17,060

249

66,598.24

30,016.46

45.07

19,934

301

66,758.20

127,644.59

191.20

15,291

46,356.92

6,395.31

13.80

20 - (Mining,Drilling…etc)

27 - (Nutritional,Drinks…etc)

3,032.42

206

4,837.65

13,208.13

273.03

281

3,683.18

8,814.98

239.33

584

47,255.00

34,902.50

73.86

367

7,749.28

76,214.97

983.51

29 - (Transport,Traffic…etc)

609,707

2,271

990,215.36

429,664.93

43.39

739,194

3,021

807,890.11

530,409.29

65.65

802,306

3,672

835,933.22

732,451.28

87.62

712,336

497

810,538.11

105,626.58

13.03

30 - (Estate Plantation Risk)

178

4,020.08

1,159.79

28.85

119

2,818.57

1,246.63

44.23

131

2,325.58

855.82

36.80

106

983.34

0.00

31 - (Estate Plantation Risk)

451

200

16,093.81

11,164.11

69.37

404

8,100.20

693.11

8.56

537

19,694.26

1,610.52

8.18

301

4,698.45

407.36

8.67

32 - (Recreation Place)

107

5,953.97

551.34

9.26

1,936.35

571.96

29.54

122

2,563.57

252.19

9.84

154

5,911.95

0.00

777.02

191.68

24.67

142

1,436.60

145.69

10.14

463

3,169.50

2,412.23

76.11

821

1,603.85

0.00

856,947.38

54.80

1,315,544.43

2,341,200.90

463,857.97

40.85

28 - (Power and Heating)

40 - (Non Estate Plantation)

656,583

3,738

1,586,622.48 964,001.78

60.76 800,244

4,276

1,563,809.69

874,664

5,324

177.96 769,297

694

1,135,622.92

Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Des 2007 (Data Position Until 15 Des 2007) 2. Claim Incurred 2004 : Rp. 872.604.055.562,20,- (Settled = 2,349 Kasus) , Rp. 91.397.734.437,80,- (Os Claim = 1,389 Kasus) 2005 : Rp. 677.753.599.701,01,- (Settled = 2,739 Kasus) , Rp. 179.193.760.298,99,- (Os Claim = 1,537 Kasus) 2006 : Rp. 1.214.068.985.951,14,- (Settled = 3.549 Kasus) , Rp. 1.127.131.904.048,86,- (Os Claim = 1.775 Kasus) 2007 : Rp. 118.706.906.819,69,- (Settled = 410 Kasus) , Rp. 345.151.063.180,31,- (Os Claim = 284 Kasus) 3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2004 : Rp. 1.457.873.971,67,- (Freq Claim = 355) 2005 : Rp. 663.419.848,74,- (Freq Claim = 311) 2006 : Rp. 1.401.395.268,10,- (Freq Claim = 301) 2007 : Rp. 173.589.229,57,- (Freq Claim = 28)

PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2004 - 2007 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2004 TO 2007 UY 2004 PROVINCE CODE

01 - Nangroe Aceh Darussalam

Number Policies

Number Claim

Premium

UY 2005 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2006 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2007 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

Claim Incurred

% LOSS RATIO

3,127

7,699.12

956.19

12.42

4,007

6,488.84

1,382.73

21.31

4,948

6,799.06

1,391.56

20.47

5,332

8,089.46

0.00

02 - Sumatera Utara

44,081

194

77,651.35

95,541.78

123.04

51,665

182

71,711.89

42,939.44

59.88

55,662

181

69,295.88

84,219.26

121.54

47,153

58,054.68

21,885.94

37.70

03 - Sumatera Barat

16,799

15,659.30

6,253.47

39.93

20,080

18,823.20

8,036.06

42.69

18,398

17,149.39

9,581.80

55.87

18,844

16,766.71

7,347.97

43.82

04 - Riau

15,523

107

31,260.37

7,277.28

23.28

24,226

104

36,339.06

21,558.14

59.32

25,365

34,083.81

10,114.78

29.68

24,529

30,716.33

2,310.20

7.52

7,123

11,434.38

2,478.80

21.68

8,891

11,224.67

2,975.18

26.51

10,390

12,595.72

2,001.97

15.89

9,500

9,753.31

30.22

0.31

16,049

23,737.78

12,088.80

50.93

17,517

188

22,476.74

59,853.31

266.29

20,910

126

29,746.33

97,648.73

328.27

18,768

23,192.27

804.21

3.47 19.80

05 - Jambi 06 - Sumatera Selatan 07 - Bengkulu

3,000

2,458.47

1,137.88

46.28

4,940

4,589.08

21,314.68

464.47

5,271

4,698.69

11,230.58

239.02

4,819

3,740.72

740.74

08 - Lampung

10,972

17,018.65

22,366.74

131.42

13,251

25,381.22

5,063.21

19.95

15,641

21,308.19

12,473.07

58.54

13,412

18,982.00

27.00

0.14

09 - DKI . Jakarta

170,852

991

501,985.93

218,260.98

43.48

186,597

1,343

587,204.91

204,421.90

34.81

197,896

2,375

308,815.94

1,035,868.84

335.43

171,224

308

264,660.49

219,119.65

82.79

10 - Jawa Barat

100,384

735

259,764.99

289,946.27

111.62

119,643

686

206,951.69

94,800.99

45.81

131,888

855

250,173.56

396,300.79

158.41

112,607

170,174.45

94,130.51

55.31

44,219

339

79,374.56

36,019.57

45.38

66,260

409

83,814.55

36,230.21

43.23

73,567

291

85,070.62

191,210.67

224.77

63,490

85,150.13

1,806.85

2.12

6,678

112

9,328.61

3,695.74

39.62

8,364

8,912.19

105,776.94

1,186.88

9,432

9,391.11

9,273.03

98.74

8,374

9,726.72

63.94

0.66

13 - Jawa Timur

68,776

405

186,689.08

131,016.86

70.18

88,011

329

149,315.75

61,959.30

41.50

104,734

318

161,669.68

116,283.79

71.93

84,958

128,063.57

12,519.05

9.78

14 - Kalimantan Barat

21,966

113

27,199.70

12,018.53

44.19

24,073

128

29,355.72

25,592.07

87.18

25,366

31,977.99

14,192.09

44.38

24,726

33,214.32

760.09

2.29

15 - Kalimantan Tengah

3,190

5,842.74

3,537.48

60.54

4,746

7,894.05

4,809.11

60.92

5,455

8,082.41

4,680.19

57.91

5,207

7,178.49

400.25

5.58

16 - Kalimantan Selatan

7,831

15,822.69

9,450.45

59.73

11,135

14,642.96

8,928.71

60.98

12,904

17,620.18

26,587.80

150.89

11,315

13,488.60

199.71

1.48

11 - Jawa Tengah 12 - DI . Yogyakarta

17 - Kalimantan Timur

14,634

34,022.32

8,203.94

24.11

19,174

56,909.65

33,839.67

59.46

19,793

39,929.80

10,982.27

27.50

18,673

35,258.08

4,054.74

11.50

18 - Sulawesi Utara

8,673

13,397.33

3,147.25

23.49

9,058

12,774.59

2,079.49

16.28

8,753

14,576.30

2,553.43

17.52

8,173

11,863.10

623.05

5.25

19 - Sulawesi Tengah

4,459

7,239.32

7,869.95

108.71

5,092

7,357.47

6,199.83

84.27

5,646

8,628.85

6,010.75

69.66

4,763

7,744.91

0.00

20 - Sulawesi Selatan

15,086

20,497.28

1,011.37

4.93

22,237

28,002.95

6,475.52

23.12

23,483

29,454.44

6,712.41

22.79

21,055

28,042.10

37.80

0.13

21 - Sulawesi Tenggara

1,669

1,819.42

944.74

51.93

3,071

12,657.05

9,456.89

74.72

3,445

4,397.39

1,385.22

31.50

3,145

3,576.65

0.00

13,166

68,100.06

6,295.48

9.24

15,904

25,703.04

5,863.86

22.81

18,920

17,931.69

34,169.96

190.56

15,622

35,178.11

1,072.39

3.05

23 - Nusa Tenggara Barat

3,764

3,999.68

100.45

2.51

5,076

4,937.97

1,039.63

21.05

5,862

6,204.71

3,921.41

63.20

5,113

7,749.39

213.48

2.75

24 - Nusa Tenggara Timur

2,288

3,422.00

870.11

25.43

3,300

5,055.70

796.89

15.76

3,636

5,389.61

269.59

5.00

3,390

4,575.40

0.00

602

2,653.55

63.58

2.40

814

2,257.20

355.06

15.73

1,195

2,722.04

154.63

5.68

1,121

2,420.36

0.00

1,813

4,928.81

4,233.29

85.89

2,723

6,916.44

5,359.86

77.49

3,280

8,275.61

4,816.15

58.20

2,867

6,460.30

0.00

27 - Maluku Utara

401

1,123.91

0.00

498

1,492.07

154.77

10.37

699

1,736.64

131.66

7.58

715

1,827.08

0.00

28 - Irian Jaya Barat

497

1,679.26

348.13

20.73

839

1,931.20

89.62

4.64

1,734

2,770.41

872.95

31.51

1,708

2,636.69

0.00

38,291

211

130,373.83

74,285.52

56.98

45,599

207

89,616.48

61,198.84

68.29

45,053

420

78,359.86

233,315.98

297.75

41,399

70,762.72

88,521.53

125.10

774

723.38

0.00

1,450

1,630.80

107.64

6.60

1,985

2,629.06

206.84

7.87

2,026

2,994.50

2,087.39

69.71

31 - Gorontalo

1,420

1,504.06

2,811.59

186.93

2,031

1,591.00

18.31

1.15

1,618

1,958.80

1,175.84

60.03

1,874

2,411.37

0.00

32 - Kepulauan Riau

8,476

18,210.56

1,769.59

9.72

9,972

19,849.60

18,269.51

92.04

11,735

22,100.65

11,462.86

51.87

13,395

31,169.83

5,101.29

16.37

656,583

3,738

856,947.37

54.80

463,858.00

40.85

22 - Bali

25 - Maluku 26 - Irian Jaya

29 - Banten 30 - Bangka Belitung

1,586,622.49 964,001.81

60.76

800,244

4,276

1,563,809.73

874,664

5,324

1,315,544.42

2,341,200.90

177.96

769,297

694

1,135,622.84

RISK AND LOSS PROFILE 2004

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2004

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DATA POSITION FROM

0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL

PERCENTAGE f

25 125,346 75 122,953 150 135,907 250 74,113 400 74,816 625 34,754 875 24,833 1,250 17,699 1,750 9,871 2,250 5,395 2,750 4,331 3,500 4,829 4,500 3,450 6,250 4,248 8,750 2,710 15,000 4,219 35,000 3,499 75,000 1,623 300,000 1,571 416 656,583

125,346 248,299 384,206 458,319 533,135 567,889 592,722 610,421 620,292 625,687 630,018 634,847 638,297 642,545 645,255 649,474 652,973 654,596 656,167 656,583

BAND

CUM.

19.09 19.09 18.73 37.82 20.70 58.52 11.29 69.80 11.39 81.20 5.29 86.49 3.78 90.27 2.70 92.97 1.50 94.47 0.82 95.29 0.66 95.95 0.74 96.69 0.53 97.21 0.65 97.86 0.41 98.27 0.64 98.92 0.53 99.45 0.25 99.70 0.24 99.94 0.06 100.00

PERCENTAGE rp

76,849.94 76,849.94 29,386.63 106,236.57 58,889.70 165,126.27 52,563.40 217,689.67 84,515.28 302,204.95 67,005.83 369,210.78 65,247.67 434,458.45 67,254.64 501,713.09 45,806.22 547,519.31 27,426.03 574,945.34 26,630.69 601,576.03 36,607.59 638,183.62 31,628.19 669,811.81 51,217.38 721,029.19 38,219.35 759,248.53 87,412.66 846,661.20 128,381.79 975,042.99 106,182.53 1,081,225.52 215,769.39 1,296,994.92 289,627.57 1,586,622.49 1,586,622.49

BAND

CUM.

4.84 4.84 1.85 6.70 3.71 10.41 3.31 13.72 5.33 19.05 4.22 23.27 4.11 27.38 4.24 31.62 2.89 34.51 1.73 36.24 1.68 37.92 2.31 40.22 1.99 42.22 3.23 45.44 2.41 47.85 5.51 53.36 8.09 61.45 6.69 68.15 13.60 81.75 18.25 100.00

PERCENTAGE f

336 188 253 156 250 118 118 131 127 80 48 230 72 176 149 251 272 205 231 347 3,738

336 524 777 933 1,183 1,301 1,419 1,550 1,677 1,757 1,805 2,035 2,107 2,283 2,432 2,683 2,955 3,160 3,391 3,738

BAND

CUM.

8.99 8.99 5.03 14.02 6.77 20.79 4.17 24.96 6.69 31.65 3.16 34.80 3.16 37.96 3.50 41.47 3.40 44.86 2.14 47.00 1.28 48.29 6.15 54.44 1.93 56.37 4.71 61.08 3.99 65.06 6.71 71.78 7.28 79.05 5.48 84.54 6.18 90.72 9.28 100.00

PERCENTAGE rp

45,428.73 15,921.61 14,623.20 23,715.37 34,103.40 12,883.76 17,123.53 18,839.86 17,528.99 14,864.35 7,850.41 13,770.41 16,618.96 52,682.49 42,774.86 89,307.18 81,899.43 103,699.19 164,681.80 175,684.26 964,001.79

45,428.73 61,350.34 75,973.54 99,688.91 133,792.31 146,676.07 163,799.60 182,639.46 200,168.45 215,032.80 222,883.21 236,653.62 253,272.58 305,955.07 348,729.93 438,037.11 519,936.54 623,635.73 788,317.53 964,001.79

BAND

CUM.

PERCENTAGE BAND

4.71 4.71 59.11 1.65 6.36 54.18 1.52 7.88 24.83 2.46 10.34 45.12 3.54 13.88 40.35 1.34 15.22 19.23 1.78 16.99 26.24 1.95 18.95 28.01 1.82 20.76 38.27 1.54 22.31 54.20 0.81 23.12 29.48 1.43 24.55 37.62 1.72 26.27 52.54 5.46 31.74 102.86 4.44 36.18 111.92 9.26 45.44 102.17 8.50 53.94 63.79 10.76 64.69 97.66 17.08 81.78 76.32 18.22 100.00 60.66

CUM

59.11 57.75 46.01 45.79 44.27 39.73 37.70 36.40 36.56 37.40 37.05 37.08 37.81 42.43 45.93 51.74 53.32 57.68 60.78 60.76 60.76

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.457.873.971,67, - Freq. Klaim 355 ( Data not Include Claim Fire no Policy Rp. 1.457.873.971,67 - Freq Claim 355 )

Page 1 of 204

RISK AND LOSS PROFILE 2004 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2004

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

121,000 120,908 131,992 70,892 69,913 31,665 22,220 15,118 8,116 4,188 3,176 3,379 2,288 2,675 1,504 2,058 1,425 564 490 99 613,670

121,000 241,908 373,900 444,792 514,705 546,370 568,590 583,708 591,824 596,012 599,188 602,567 604,855 607,530 609,034 611,092 612,517 613,081 613,571 613,670

BAND

CUM.

19.72 19.72 19.70 39.42 21.51 60.93 11.55 72.48 11.39 83.87 5.16 89.03 3.62 92.65 2.46 95.12 1.32 96.44 0.68 97.12 0.52 97.64 0.55 98.19 0.37 98.56 0.44 99.00 0.25 99.24 0.34 99.58 0.23 99.81 0.09 99.90 0.08 99.98 0.02 100.00

PERCENTAGE rp

52,342.11 28,500.75 56,917.86 50,087.17 79,156.37 62,939.52 60,003.74 59,906.65 36,619.70 22,568.52 21,726.23 28,791.40 23,414.78 37,616.89 25,221.89 51,668.57 59,898.94 38,256.71 92,570.72 69,071.96 957,280.47

52,342.11 80,842.85 137,760.72 187,847.88 267,004.26 329,943.78 389,947.52 449,854.17 486,473.87 509,042.39 530,768.63 559,560.02 582,974.80 620,591.69 645,813.57 697,482.14 757,381.08 795,637.79 888,208.51 957,280.47

BAND

5.47 2.98 5.95 5.23 8.27 6.57 6.27 6.26 3.83 2.36 2.27 3.01 2.45 3.93 2.63 5.40 6.26 4.00 9.67 7.22

PERCENTAGE

CUM.

5.47 8.45 14.39 19.62 27.89 34.47 40.73 46.99 50.82 53.18 55.45 58.45 60.90 64.83 67.46 72.86 79.12 83.11 92.78 100.00

217 160 202 120 189 83 87 80 89 39 35 148 37 95 68 124 81 64 54 45 2,017

217 377 579 699 888 971 1,058 1,138 1,227 1,266 1,301 1,449 1,486 1,581 1,649 1,773 1,854 1,918 1,972 2,017

BAND

CUM.

10.76 10.76 7.93 18.69 10.01 28.71 5.95 34.66 9.37 44.03 4.12 48.14 4.31 52.45 3.97 56.42 4.41 60.83 1.93 62.77 1.74 64.50 7.34 71.84 1.83 73.67 4.71 78.38 3.37 81.76 6.15 87.90 4.02 91.92 3.17 95.09 2.68 97.77 2.23 100.00

PERCENTAGE rp

20,508.13 14,951.41 13,010.66 22,552.86 13,166.53 10,837.53 16,224.67 15,288.47 16,088.11 8,053.11 4,766.05 11,037.96 14,893.94 20,471.04 12,903.25 62,202.41 14,559.25 67,687.50 68,728.51 5,889.23 433,820.60

20,508.13 35,459.54 48,470.20 71,023.06 84,189.59 95,027.12 111,251.79 126,540.26 142,628.37 150,681.48 155,447.53 166,485.48 181,379.42 201,850.46 214,753.71 276,956.11 291,515.36 359,202.86 427,931.37 433,820.60

BAND

4.73 3.45 3.00 5.20 3.04 2.50 3.74 3.52 3.71 1.86 1.10 2.54 3.43 4.72 2.97 14.34 3.36 15.60 15.84 1.36

PERCENTAGE

CUM.

BAND

4.73 8.17 11.17 16.37 19.41 21.90 25.64 29.17 32.88 34.73 35.83 38.38 41.81 46.53 49.50 63.84 67.20 82.80 98.64 100.00

39.18 52.46 22.86 45.03 16.63 17.22 27.04 25.52 43.93 35.68 21.94 38.34 63.61 54.42 51.16 120.39 24.31 176.93 74.24 8.53

CUM

39.18 43.86 35.18 37.81 31.53 28.80 28.53 28.13 29.32 29.60 29.29 29.75 31.11 32.53 33.25 39.71 38.49 45.15 48.18 45.32 45.32

Page 2 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2004

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,098 1,498 3,049 2,393 3,357 2,170 1,914 1,850 1,249 794 768 976 803 1,062 814 1,411 1,346 661 664 201 30,078

3,098 4,596 7,645 10,038 13,395 15,565 17,479 19,329 20,578 21,372 22,140 23,116 23,919 24,981 25,795 27,206 28,552 29,213 29,877 30,078

BAND

CUM.

10.30 10.30 4.98 15.28 10.14 25.42 7.96 33.37 11.16 44.53 7.21 51.75 6.36 58.11 6.15 64.26 4.15 68.42 2.64 71.06 2.55 73.61 3.24 76.85 2.67 79.52 3.53 83.05 2.71 85.76 4.69 90.45 4.48 94.93 2.20 97.12 2.21 99.33 0.67 100.00

PERCENTAGE rp

19,215.45 772.12 1,730.88 2,022.03 4,452.76 3,270.01 4,348.07 6,085.41 7,759.54 4,078.85 4,043.09 5,978.56 6,682.34 10,723.96 10,406.41 27,300.02 49,442.94 45,908.13 85,687.95 187,857.31 487,765.84

19,215.45 19,987.56 21,718.45 23,740.47 28,193.24 31,463.25 35,811.32 41,896.73 49,656.26 53,735.12 57,778.21 63,756.77 70,439.12 81,163.08 91,569.49 118,869.51 168,312.45 214,220.58 299,908.53 487,765.84

BAND

3.94 0.16 0.35 0.41 0.91 0.67 0.89 1.25 1.59 0.84 0.83 1.23 1.37 2.20 2.13 5.60 10.14 9.41 17.57 38.51

PERCENTAGE

CUM.

3.94 4.10 4.45 4.87 5.78 6.45 7.34 8.59 10.18 11.02 11.85 13.07 14.44 16.64 18.77 24.37 34.51 43.92 61.49 100.00

119 28 51 36 61 34 29 50 37 38 13 81 34 81 81 125 190 134 175 302 1,699

119 147 198 234 295 329 358 408 445 483 496 577 611 692 773 898 1,088 1,222 1,397 1,699

BAND

CUM.

7.00 7.00 1.65 8.65 3.00 11.65 2.12 13.77 3.59 17.36 2.00 19.36 1.71 21.07 2.94 24.01 2.18 26.19 2.24 28.43 0.77 29.19 4.77 33.96 2.00 35.96 4.77 40.73 4.77 45.50 7.36 52.85 11.18 64.04 7.89 71.92 10.30 82.22 17.78 100.00

PERCENTAGE rp

24,920.60 970.20 1,612.54 1,162.51 20,936.87 1,986.03 667.46 3,503.05 1,395.75 5,775.99 3,084.36 2,541.80 1,725.03 32,211.45 29,871.61 26,291.40 66,992.05 32,350.12 94,824.19 169,795.03 522,618.04

24,920.60 25,890.80 27,503.34 28,665.85 49,602.72 51,588.75 52,256.21 55,759.27 57,155.01 62,931.00 66,015.36 68,557.16 70,282.19 102,493.64 132,365.24 158,656.65 225,648.70 257,998.82 352,823.01 522,618.04

BAND

4.77 0.19 0.31 0.22 4.01 0.38 0.13 0.67 0.27 1.11 0.59 0.49 0.33 6.16 5.72 5.03 12.82 6.19 18.14 32.49

PERCENTAGE

CUM.

BAND

CUM

4.77 4.95 5.26 5.49 9.49 9.87 10.00 10.67 10.94 12.04 12.63 13.12 13.45 19.61 25.33 30.36 43.18 49.37 67.51 100.00

129.69 125.65 93.16 57.49 470.20 60.73 15.35 57.56 17.99 141.61 76.29 42.52 25.81 300.37 287.05 96.31 135.49 70.47 110.66 90.39

129.69 129.53 126.64 120.75 175.94 163.97 145.92 133.09 115.10 117.11 114.26 107.53 99.78 126.28 144.55 133.47 134.07 120.44 117.64 107.15 107.15

Page 3 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2004

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

11 5 1 4 10 6 12 16 15 15 6 14 5 12 18 50 28 21 15 0 264

11 16 17 21 31 37 49 65 80 95 101 115 120 132 150 200 228 249 264 264

BAND

CUM.

4.17 4.17 1.89 6.06 0.38 6.44 1.52 7.95 3.79 11.74 2.27 14.02 4.55 18.56 6.06 24.62 5.68 30.30 5.68 35.98 2.27 38.26 5.30 43.56 1.89 45.45 4.55 50.00 6.82 56.82 18.94 75.76 10.61 86.36 7.95 94.32 5.68 100.00 0.00 100.00

PERCENTAGE rp

173.73 0.16 0.17 1.21 5.30 2.88 13.76 18.09 25.37 45.06 16.93 66.84 21.83 61.40 157.10 958.10 749.49 1,778.97 2,842.31 0.00 6,938.68

173.73 173.89 174.06 175.27 180.56 183.45 197.20 215.29 240.66 285.72 302.65 369.49 391.32 452.72 609.81 1,567.92 2,317.41 4,096.38 6,938.68 6,938.68

BAND

2.50 0.00 0.00 0.02 0.08 0.04 0.20 0.26 0.37 0.65 0.24 0.96 0.31 0.88 2.26 13.81 10.80 25.64 40.96 0.00

CUM.

2.50 2.51 2.51 2.53 2.60 2.64 2.84 3.10 3.47 4.12 4.36 5.33 5.64 6.52 8.79 22.60 33.40 59.04 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 1 0 0 2 0 0 0 0 0 0 0 2 0 0 5

BAND

0 0 0 0 0 0 1 1 1 3 3 3 3 3 3 3 3 5 5 5

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 0.00 20.00 0.00 20.00 40.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 40.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 221.68 0.00 0.00 714.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3,391.08 0.00 0.00 4,327.58

0.00 0.00 0.00 0.00 0.00 0.00 221.68 221.68 221.68 936.50 936.50 936.50 936.50 936.50 936.50 936.50 936.50 4,327.58 4,327.58 4,327.58

BAND

0.00 0.00 0.00 0.00 0.00 0.00 5.12 0.00 0.00 16.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 78.36 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 5.12 5.12 5.12 21.64 21.64 21.64 21.64 21.64 21.64 21.64 21.64 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 1,611.58 0.00 0.00 1,586.37 0.00 0.00 0.00 0.00 0.00 0.00 0.00 190.62 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 112.41 102.97 92.12 327.77 309.43 253.46 239.32 206.86 153.57 59.73 40.41 105.64 62.37 62.37 62.37

Page 4 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM

01/01/2004

15/12/2007

DATE

15/02/2008

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,237 542 865 824 1,536 913 687 715 491 398 381 460 354 499 374 700 700 377 402 116 12,571

1,237 1,779 2,644 3,468 5,004 5,917 6,604 7,319 7,810 8,208 8,589 9,049 9,403 9,902 10,276 10,976 11,676 12,053 12,455 12,571

BAND

CUM.

9.84 9.84 4.31 14.15 6.88 21.03 6.55 27.59 12.22 39.81 7.26 47.07 5.46 52.53 5.69 58.22 3.91 62.13 3.17 65.29 3.03 68.32 3.66 71.98 2.82 74.80 3.97 78.77 2.98 81.74 5.57 87.31 5.57 92.88 3.00 95.88 3.20 99.08 0.92 100.00

PERCENTAGE rp

5,118.66 5,118.66 113.61 5,232.26 240.78 5,473.05 453.00 5,926.05 900.85 6,826.90 793.41 7,620.31 882.11 8,502.41 1,244.49 9,746.91 1,401.61 11,148.52 733.59 11,882.11 844.43 12,726.54 1,770.79 14,497.33 1,509.24 16,006.57 2,815.14 18,821.71 2,433.95 21,255.66 7,485.96 28,741.63 18,290.43 47,032.05 20,238.73 67,270.78 34,668.42 101,939.20 32,698.30 134,637.50 134,637.50

BAND

3.80 0.08 0.18 0.34 0.67 0.59 0.66 0.92 1.04 0.54 0.63 1.32 1.12 2.09 1.81 5.56 13.58 15.03 25.75 24.29

CUM.

3.80 3.89 4.07 4.40 5.07 5.66 6.32 7.24 8.28 8.83 9.45 10.77 11.89 13.98 15.79 21.35 34.93 49.96 75.71 100.00

PERCENTAGE f

0 0 0 0 0 1 1 1 1 1 0 1 1 0 0 2 1 5 2 0 17

BAND

0 0 0 0 0 1 2 3 4 5 5 6 7 7 7 9 10 15 17 17

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.88 5.88 60.20 60.20 5.88 11.76 9.72 69.92 5.88 17.65 48.34 118.25 5.88 23.53 45.14 163.39 5.88 29.41 320.44 483.82 0.00 29.41 0.00 483.82 5.88 35.29 190.66 674.48 5.88 41.18 0.00 674.48 0.00 41.18 0.00 674.48 0.00 41.18 0.00 674.48 11.76 52.94 813.371,487.85 5.88 58.82 348.131,835.97 29.41 88.24 270.502,106.47 11.76 100.001,129.103,235.57 0.00 100.00 0.003,235.57 3,235.57

BAND

0.00 0.00 0.00 0.00 0.00 1.86 0.30 1.49 1.39 9.90 0.00 5.89 0.00 0.00 0.00 25.14 10.76 8.36 34.90 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 1.86 2.16 3.65 5.05 14.95 14.95 20.85 20.85 20.85 20.85 45.98 56.74 65.10 100.00 100.00

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 7.59 1.10 3.88 3.22 43.68 0.00 10.77 0.00 0.00 0.00 10.87 1.90 1.34 3.26 0.00

0.00 0.00 0.00 0.00 0.00 0.79 0.82 1.21 1.47 4.07 3.80 4.65 4.21 3.58 3.17 5.18 3.90 3.13 3.17 0.02 0000

Page 5 of 204

RISK AND LOSS PROFILE 2004 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

40 16 34 20 36 23 32 27 15 15 7 12 10 18 12 20 19 16 29 10 411

40 56 90 110 146 169 201 228 243 258 265 277 287 305 317 337 356 372 401 411

BAND

CUM.

9.73 9.73 3.89 13.63 8.27 21.90 4.87 26.76 8.76 35.52 5.60 41.12 7.79 48.91 6.57 55.47 3.65 59.12 3.65 62.77 1.70 64.48 2.92 67.40 2.43 69.83 4.38 74.21 2.92 77.13 4.87 82.00 4.62 86.62 3.89 90.51 7.06 97.57 2.43 100.00

PERCENTAGE rp

174.64 174.64 4.35 178.99 10.22 189.20 10.93 200.13 44.30 244.43 24.68 269.11 71.95 341.06 127.72 468.77 45.54 514.31 35.57 549.88 20.76 570.64 62.47 633.11 77.33 710.44 181.13 891.57 145.26 1,036.83 376.06 1,412.89 1,064.23 2,477.11 1,138.62 3,615.74 4,048.91 7,664.64 2,823.72 10,488.36 10,488.36

BAND

1.67 0.04 0.10 0.10 0.42 0.24 0.69 1.22 0.43 0.34 0.20 0.60 0.74 1.73 1.38 3.59 10.15 10.86 38.60 26.92

CUM.

1.67 1.71 1.80 1.91 2.33 2.57 3.25 4.47 4.90 5.24 5.44 6.04 6.77 8.50 9.89 13.47 23.62 34.47 73.08 100.00

PERCENTAGE f

9 0 0 0 0 1 0 1 1 0 0 0 0 1 0 7 2 3 4 29 58

BAND

CUM.

PERCENTAGE rp

9 15.52 15.52 476.48 476.48 9 0.00 15.52 0.00 476.48 9 0.00 15.52 0.00 476.48 9 0.00 15.52 0.00 476.48 9 0.00 15.52 0.00 476.48 10 1.72 17.24 82.36 558.84 10 0.00 17.24 0.00 558.84 11 1.72 18.97 180.11 738.95 12 1.72 20.69 0.00 738.95 12 0.00 20.69 0.00 738.95 12 0.00 20.69 0.00 738.95 12 0.00 20.69 0.00 738.95 12 0.00 20.69 0.00 738.95 13 1.72 22.41 11.05 750.00 13 0.00 22.41 0.00 750.00 20 12.07 34.48 746.89 1,496.89 22 3.45 37.93 474.12 1,971.02 25 5.17 43.10 2,038.32 4,009.34 29 6.90 50.00 3,089.83 7,099.17 58 50.00 100.00 13,986.56 21,085.72 21,085.72

BAND

CUM.

2.26 2.26 0.00 2.26 0.00 2.26 0.00 2.26 0.00 2.26 0.39 2.65 0.00 2.65 0.85 3.50 0.00 3.50 0.00 3.50 0.00 3.50 0.00 3.50 0.00 3.50 0.05 3.56 0.00 3.56 3.54 7.10 2.25 9.35 9.67 19.01 14.65 33.67 66.33 100.00

PERCENTAGE BAND

272.84 0.00 0.00 0.00 0.00 333.78 0.00 141.02 0.00 0.00 0.00 0.00 0.00 6.10 0.00 198.61 44.55 179.02 76.31 495.32

CUM

272.84 266.21 251.83 238.08 194.93 207.66 163.86 157.63 143.68 134.38 129.49 116.72 104.01 84.12 72.34 105.95 79.57 110.89 92.62 201.04 201.04

Page 6 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2007

DATE

15/02/2008

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

155 64 96 59 77 51 56 51 39 29 31 52 33 40 34 72 96 43 57 27 1,162

155 219 315 374 451 502 558 609 648 677 708 760 793 833 867 939 1,035 1,078 1,135 1,162

BAND

CUM.

13.34 13.34 5.51 18.85 8.26 27.11 5.08 32.19 6.63 38.81 4.39 43.20 4.82 48.02 4.39 52.41 3.36 55.77 2.50 58.26 2.67 60.93 4.48 65.40 2.84 68.24 3.44 71.69 2.93 74.61 6.20 80.81 8.26 89.07 3.70 92.77 4.91 97.68 2.32 100.00

PERCENTAGE rp

1,719.47 1,719.47 13.75 1,733.22 53.30 1,786.52 38.30 1,824.82 75.45 1,900.27 67.39 1,967.66 77.53 2,045.20 97.23 2,142.43 85.15 2,227.58 88.95 2,316.53 152.03 2,468.56 217.18 2,685.75 141.50 2,827.25 252.46 3,079.71 268.68 3,348.39 1,087.60 4,435.99 2,221.90 6,657.89 1,793.09 8,450.98 4,944.84 13,395.82 7,770.45 21,166.27 21,166.27

BAND

8.12 0.06 0.25 0.18 0.36 0.32 0.37 0.46 0.40 0.42 0.72 1.03 0.67 1.19 1.27 5.14 10.50 8.47 23.36 36.71

CUM.

8.12 8.19 8.44 8.62 8.98 9.30 9.66 10.12 10.52 10.94 11.66 12.69 13.36 14.55 15.82 20.96 31.46 39.93 63.29 100.00

PERCENTAGE f

3 0 1 1 1 0 0 0 1 1 1 0 1 1 0 3 6 5 7 8 40

3 3 4 5 6 6 6 6 7 8 9 9 10 11 11 14 20 25 32 40

BAND

CUM.

PERCENTAGE rp

7.50 7.50 361.56 0.00 7.50 0.00 2.50 10.00 2.71 2.50 12.50 0.65 2.50 15.00 110.40 0.00 15.00 0.00 0.00 15.00 0.00 0.00 15.00 0.00 2.50 17.50 229.78 2.50 20.00 59.57 2.50 22.50 18.20 0.00 22.50 0.00 2.50 25.00 4.93 2.50 27.50 1,046.32 0.00 27.50 0.00 7.50 35.00 3,206.95 15.00 50.00 274.00 12.50 62.50 171.71 17.50 80.00 2,260.33 20.00 100.00 10,486.52 18,233.63

361.56 361.56 364.26 364.92 475.32 475.32 475.32 475.32 705.10 764.68 782.88 782.88 787.81 1,834.13 1,834.13 5,041.08 5,315.07 5,486.78 7,747.11 18,233.63

BAND

1.98 0.00 0.01 0.00 0.61 0.00 0.00 0.00 1.26 0.33 0.10 0.00 0.03 5.74 0.00 17.59 1.50 0.94 12.40 57.51

PERCENTAGE

CUM.

BAND

CUM

1.98 1.98 2.00 2.00 2.61 2.61 2.61 2.61 3.87 4.19 4.29 4.29 4.32 10.06 10.06 27.65 29.15 30.09 42.49 100.00

21.03 0.00 5.08 1.71 146.33 0.00 0.00 0.00 269.85 66.98 11.97 0.00 3.49 414.44 0.00 294.87 12.33 9.58 45.71 134.95

21.03 20.86 20.39 20.00 25.01 24.16 23.24 22.19 31.65 33.01 31.71 29.15 27.86 59.56 54.78 113.64 79.83 64.92 57.83 86.14 86.14

Page 7 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2007

DATE

15/02/2008

Metals

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

386 227 368 310 477 355 321 301 237 146 122 212 171 238 191 383 300 165 194 44 5,148

386 613 981 1,291 1,768 2,123 2,444 2,745 2,982 3,128 3,250 3,462 3,633 3,871 4,062 4,445 4,745 4,910 5,104 5,148

BAND

CUM.

PERCENTAGE rp

7.50 7.50 6,277.01 6,277.01 4.41 11.91 54.35 6,331.36 7.15 19.06 126.49 6,457.86 6.02 25.08 257.30 6,715.15 9.27 34.34 598.95 7,314.10 6.90 41.24 423.31 7,737.41 6.24 47.47 9,341.20 17,078.60 5.85 53.32 542.81 17,621.41 4.60 57.93 3,351.66 20,973.07 2.84 60.76 530.43 21,503.50 2.37 63.13 1,245.38 22,748.88 4.12 67.25 1,278.96 24,027.84 3.32 70.57 1,350.58 25,378.41 4.62 75.19 1,889.77 27,268.18 3.71 78.90 2,197.26 29,465.44 7.44 86.34 4,705.22 34,170.66 5.83 92.17 8,050.75 42,221.41 3.21 95.38 7,756.51 49,977.92 3.77 99.15 15,220.43 65,198.35 0.85 100.00 5,476.22 70,674.57 70,674.57

BAND

8.88 0.08 0.18 0.36 0.85 0.60 13.22 0.77 4.74 0.75 1.76 1.81 1.91 2.67 3.11 6.66 11.39 10.97 21.54 7.75

CUM.

8.88 8.96 9.14 9.50 10.35 10.95 24.17 24.93 29.68 30.43 32.19 34.00 35.91 38.58 41.69 48.35 59.74 70.72 92.25 100.00

PERCENTAGE f

21 0 1 0 3 1 5 4 3 4 1 2 5 12 9 14 20 18 17 6 146

21 21 22 22 25 26 31 35 38 42 43 45 50 62 71 85 105 123 140 146

BAND

CUM.

PERCENTAGE rp

14.38 14.38 237.23 237.23 0.00 14.38 0.00 237.23 0.68 15.07 7.85 245.08 0.00 15.07 0.00 245.08 2.05 17.12 62.36 307.45 0.68 17.81 7.21 314.65 3.42 21.23 92.67 407.33 2.74 23.97 1,673.66 2,080.99 2.05 26.03 37.02 2,118.00 2.74 28.77 21.83 2,139.83 0.68 29.45 30.97 2,170.80 1.37 30.82 236.36 2,407.16 3.42 34.25 130.35 2,537.51 8.22 42.47 864.06 3,401.56 6.16 48.63 133.60 3,535.16 9.59 58.22 868.51 4,403.67 13.70 71.92 973.35 5,377.02 12.33 84.25 22,056.93 27,433.95 11.64 95.89 3,100.13 30,534.09 4.11 100.00 518.30 31,052.38 31,052.38

BAND

0.76 0.00 0.03 0.00 0.20 0.02 0.30 5.39 0.12 0.07 0.10 0.76 0.42 2.78 0.43 2.80 3.13 71.03 9.98 1.67

PERCENTAGE

CUM.

BAND

0.76 0.76 0.79 0.79 0.99 1.01 1.31 6.70 6.82 6.89 6.99 7.75 8.17 10.95 11.38 14.18 17.32 88.35 98.33 100.00

3.78 0.00 6.21 0.00 10.41 1.70 0.99 308.33 1.10 4.12 2.49 18.48 9.65 45.72 6.08 18.46 12.09 284.37 20.37 9.46

CUM

3.78 3.75 3.80 3.65 4.20 4.07 2.39 11.81 10.10 9.95 9.54 10.02 10.00 12.47 12.00 12.89 12.74 54.89 46.83 43.94 43.94

Page 8 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2007

DATE

15/02/2008

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

344 161 301 225 426 384 403 411 326 260 246 292 202 308 243 385 355 165 151 40 5,628

344 505 806 1,031 1,457 1,841 2,244 2,655 2,981 3,241 3,487 3,779 3,981 4,289 4,532 4,917 5,272 5,437 5,588 5,628

BAND

CUM.

6.11 6.11 2.86 8.97 5.35 14.32 4.00 18.32 7.57 25.89 6.82 32.71 7.16 39.87 7.30 47.17 5.79 52.97 4.62 57.59 4.37 61.96 5.19 67.15 3.59 70.74 5.47 76.21 4.32 80.53 6.84 87.37 6.31 93.67 2.93 96.61 2.68 99.29 0.71 100.00

PERCENTAGE rp

8,005.94 8,005.94 84.27 8,090.20 254.16 8,344.36 297.42 8,641.78 781.76 9,423.54 902.70 10,326.24 1,727.87 12,054.12 1,620.18 13,674.30 1,890.97 15,565.27 1,466.64 17,031.91 1,722.24 18,754.15 2,388.73 21,142.87 2,197.48 23,340.35 4,842.79 28,183.14 4,009.71 32,192.85 8,379.90 40,572.75 14,085.23 54,657.99 11,612.87 66,270.85 22,758.73 89,029.58 20,358.58 109,388.17 109,388.17

BAND

7.32 0.08 0.23 0.27 0.71 0.83 1.58 1.48 1.73 1.34 1.57 2.18 2.01 4.43 3.67 7.66 12.88 10.62 20.81 18.61

CUM.

7.32 7.40 7.63 7.90 8.61 9.44 11.02 12.50 14.23 15.57 17.14 19.33 21.34 25.76 29.43 37.09 49.97 60.58 81.39 100.00

PERCENTAGE f

15 6 4 1 17 3 5 6 6 7 4 4 7 9 23 28 12 14 10 4 185

CUM.

PERCENTAGE

BAND

15 21 25 26 43 46 51 57 63 70 74 78 85 94 117 145 157 171 181 185

8.11 8.11 14,742.68 14,742.68 3.24 11.35 3,492.40 18,235.08 2.16 13.51 135.80 18,370.88 0.54 14.05 0.85 18,371.73 9.19 23.24 560.31 18,932.05 1.62 24.86 103.61 19,035.65 2.70 27.57 1,117.29 20,152.94 3.24 30.81 1,050.00 21,202.95 3.24 34.05 1,575.99 22,778.93 3.78 37.84 2,432.24 25,211.17 2.16 40.00 64.56 25,275.73 2.16 42.16 105.21 25,380.94 3.78 45.95 4,007.96 29,388.89 4.86 50.81 5,641.78 35,030.68 12.43 63.24 5,682.88 40,713.55 15.14 78.38 6,696.63 47,410.19 6.49 84.86 3,288.62 50,698.80 7.57 92.43 1,021.28 51,720.09 5.41 97.84 5,142.83 56,862.92 2.16 100.00 24,599.97 81,462.89 81,462.89

BAND

18.10 4.29 0.17 0.00 0.69 0.13 1.37 1.29 1.93 2.99 0.08 0.13 4.92 6.93 6.98 8.22 4.04 1.25 6.31 30.20

CUM.

PERCENTAGE BAND

18.10 184.15 22.38 4,144.54 22.55 53.43 22.55 0.29 23.24 71.67 23.37 11.48 24.74 64.66 26.03 64.81 27.96 83.34 30.95 165.84 31.03 3.75 31.16 4.40 36.08 182.39 43.00 116.50 49.98 141.73 58.20 79.91 62.24 23.35 63.49 8.79 69.80 22.60 100.00 120.83

CUM

184.15 225.40 220.16 212.59 200.90 184.34 167.19 155.06 146.34 148.02 134.77 120.04 125.91 124.30 126.47 116.85 92.76 78.04 63.87 74.47 74.47

Page 9 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2007

DATE

15/02/2008

Textiles

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

851 862 1,250 980 1,285 792 665 562 394 216 227 251 185 270 222 344 284 158 170 26 9,994

851 1,713 2,963 3,943 5,228 6,020 6,685 7,247 7,641 7,857 8,084 8,335 8,520 8,790 9,012 9,356 9,640 9,798 9,968 9,994

BAND

CUM.

PERCENTAGE rp

8.52 8.52 6,078.66 6,078.66 8.63 17.14 335.92 6,414.58 12.51 29.65 972.29 7,386.88 9.81 39.45 1,053.08 8,439.96 12.86 52.31 1,787.49 10,227.45 7.92 60.24 1,748.42 11,975.87 6.65 66.89 1,866.07 13,841.94 5.62 72.51 2,409.69 16,251.63 3.94 76.46 2,308.30 18,559.93 2.16 78.62 1,653.96 20,213.89 2.27 80.89 1,622.85 21,836.73 2.51 83.40 1,935.49 23,772.22 1.85 85.25 1,779.71 25,551.93 2.70 87.95 3,353.70 28,905.63 2.22 90.17 1,645.77 30,551.40 3.44 93.62 7,451.13 38,002.53 2.84 96.46 9,510.34 47,512.87 1.58 98.04 10,624.31 58,137.18 1.70 99.74 17,539.47 75,676.65 0.26 100.00 4,106.06 79,782.71 79,782.71

BAND

7.62 0.42 1.22 1.32 2.24 2.19 2.34 3.02 2.89 2.07 2.03 2.43 2.23 4.20 2.06 9.34 11.92 13.32 21.98 5.15

CUM.

7.62 8.04 9.26 10.58 12.82 15.01 17.35 20.37 23.26 25.34 27.37 29.80 32.03 36.23 38.29 47.63 59.55 72.87 94.85 100.00

PERCENTAGE f

32 0 3 3 4 1 6 9 4 5 3 14 4 27 21 35 63 38 31 1 304

32 32 35 38 42 43 49 58 62 67 70 84 88 115 136 171 234 272 303 304

BAND

CUM.

10.53 10.53 0.00 10.53 0.99 11.51 0.99 12.50 1.32 13.82 0.33 14.14 1.97 16.12 2.96 19.08 1.32 20.39 1.64 22.04 0.99 23.03 4.61 27.63 1.32 28.95 8.88 37.83 6.91 44.74 11.51 56.25 20.72 76.97 12.50 89.47 10.20 99.67 0.33 100.00

PERCENTAGE rp

3,498.78 0.00 93.41 377.04 33.23 9.22 2,042.34 2,480.66 1,347.16 2,803.80 16.17 789.08 87.34 24,980.65 5,289.19 7,003.41 19,954.48 38,818.29 15,424.04 276.34

3,498.78 3,498.78 3,592.19 3,969.23 4,002.46 4,011.68 6,054.02 8,534.68 9,881.84 12,685.64 12,701.82 13,490.89 13,578.24 38,558.89 43,848.08 50,851.49 70,805.97 109,624.26 125,048.30 125,324.64

125,324.64

BAND

2.79 0.00 0.07 0.30 0.03 0.01 1.63 1.98 1.07 2.24 0.01 0.63 0.07 19.93 4.22 5.59 15.92 30.97 12.31 0.22

PERCENTAGE

CUM.

BAND

CUM

2.79 2.79 2.87 3.17 3.19 3.20 4.83 6.81 7.88 10.12 10.14 10.76 10.83 30.77 34.99 40.58 56.50 87.47 99.78 100.00

57.56 0.00 9.61 35.80 1.86 0.53 109.45 102.94 58.36 169.52 1.00 40.77 4.91 744.87 321.38 93.99 209.82 365.37 87.94 6.73

57.56 54.54 48.63 47.03 39.13 33.50 43.74 52.52 53.24 62.76 58.17 56.75 53.14 133.40 143.52 133.81 149.02 188.56 165.24 157.08 157.08

Page 10 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2007

DATE

15/02/2008

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

484 469 712 486 777 473 419 434 344 188 174 186 181 206 194 258 204 105 75 29 6,398

484 953 1,665 2,151 2,928 3,401 3,820 4,254 4,598 4,786 4,960 5,146 5,327 5,533 5,727 5,985 6,189 6,294 6,369 6,398

BAND

CUM.

PERCENTAGE rp

7.56 7.56 5,566.98 5,566.98 7.33 14.90 280.81 5,847.80 11.13 26.02 563.55 6,411.34 7.60 33.62 546.51 6,957.85 12.14 45.76 1,520.42 8,478.27 7.39 53.16 1,293.18 9,771.45 6.55 59.71 1,641.53 11,412.98 6.78 66.49 2,113.56 13,526.54 5.38 71.87 1,933.12 15,459.66 2.94 74.80 1,451.66 16,911.33 2.72 77.52 1,611.49 18,522.82 2.91 80.43 2,108.03 20,630.84 2.83 83.26 2,552.29 23,183.13 3.22 86.48 3,098.57 26,281.70 3.03 89.51 3,665.91 29,947.62 4.03 93.54 10,044.75 39,992.36 3.19 96.73 10,369.72 50,362.08 1.64 98.37 8,338.59 58,700.67 1.17 99.55 10,103.31 68,803.98 0.45 100.00 6,678.43 75,482.41 75,482.41

BAND

7.38 0.37 0.75 0.72 2.01 1.71 2.17 2.80 2.56 1.92 2.13 2.79 3.38 4.11 4.86 13.31 13.74 11.05 13.38 8.85

CUM.

7.38 7.75 8.49 9.22 11.23 12.95 15.12 17.92 20.48 22.40 24.54 27.33 30.71 34.82 39.67 52.98 66.72 77.77 91.15 100.00

PERCENTAGE f

12 3 3 1 3 5 5 7 4 5 2 4 3 6 19 14 16 11 10 3 136

BAND

CUM.

PERCENTAGE rp

12 8.82 8.82 1,148.39 1,148.39 15 2.21 11.03 108.99 1,257.37 18 2.21 13.24 232.59 1,489.96 19 0.74 13.97 204.42 1,694.38 22 2.21 16.18 111.53 1,805.91 27 3.68 19.85 756.45 2,562.36 32 3.68 23.53 409.57 2,971.92 39 5.15 28.68 269.26 3,241.18 43 2.94 31.62 226.36 3,467.54 48 3.68 35.29 438.93 3,906.48 50 1.47 36.76 599.02 4,505.49 54 2.94 39.71 698.68 5,204.17 57 2.21 41.91 367.05 5,571.23 63 4.41 46.32 247.37 5,818.60 82 13.97 60.29 18,524.40 24,343.00 96 10.29 70.59 2,002.72 26,345.72 112 11.76 82.35 9,818.41 36,164.12 123 8.09 90.44 4,057.99 40,222.11 133 7.35 97.79 55,705.95 95,928.06 136 2.21 100.00 16.20 95,944.25 95,944.25

BAND

1.20 0.11 0.24 0.21 0.12 0.79 0.43 0.28 0.24 0.46 0.62 0.73 0.38 0.26 19.31 2.09 10.23 4.23 58.06 0.02

PERCENTAGE

CUM.

BAND

CUM

1.20 1.31 1.55 1.77 1.88 2.67 3.10 3.38 3.61 4.07 4.70 5.42 5.81 6.06 25.37 27.46 37.69 41.92 99.98 100.00

20.63 38.81 41.27 37.40 7.34 58.50 24.95 12.74 11.71 30.24 37.17 33.14 14.38 7.98 505.31 19.94 94.68 48.67 551.36 0.24

20.63 21.50 23.24 24.35 21.30 26.22 26.04 23.96 22.43 23.10 24.32 25.23 24.03 22.14 81.29 65.88 71.81 68.52 139.42 127.11 127.11

Page 11 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2007

DATE

15/02/2008

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

709 466 589 359 506 362 326 325 238 157 155 209 166 200 117 189 197 90 94 17 5,471

709 1,175 1,764 2,123 2,629 2,991 3,317 3,642 3,880 4,037 4,192 4,401 4,567 4,767 4,884 5,073 5,270 5,360 5,454 5,471

BAND

CUM.

PERCENTAGE rp

12.96 12.96 5,715.54 5,715.54 8.52 21.48 401.14 6,116.69 10.77 32.24 688.63 6,805.32 6.56 38.80 722.80 7,528.12 9.25 48.05 1,554.95 9,083.08 6.62 54.67 1,601.14 10,684.22 5.96 60.63 1,977.38 12,661.60 5.94 66.57 2,595.65 15,257.25 4.35 70.92 2,501.39 17,758.64 2.87 73.79 1,825.07 19,583.71 2.83 76.62 2,108.13 21,691.84 3.82 80.44 3,633.14 25,324.98 3.03 83.48 3,387.34 28,712.32 3.66 87.13 6,119.42 34,831.75 2.14 89.27 4,350.42 39,182.16 3.45 92.73 9,146.53 48,328.69 3.60 96.33 12,922.42 61,251.11 1.65 97.97 9,285.43 70,536.54 1.72 99.69 33,207.79 103,744.33 0.31 100.00 18,760.45 122,504.78 122,504.78

BAND

CUM.

4.67 4.67 0.33 4.99 0.56 5.56 0.59 6.15 1.27 7.41 1.31 8.72 1.61 10.34 2.12 12.45 2.04 14.50 1.49 15.99 1.72 17.71 2.97 20.67 2.77 23.44 5.00 28.43 3.55 31.98 7.47 39.45 10.55 50.00 7.58 57.58 27.11 84.69 15.31 100.00

PERCENTAGE f

14 2 5 3 1 1 7 6 5 5 2 11 7 11 8 19 17 10 7 0 141

BAND

CUM.

14 9.93 9.93 16 1.42 11.35 21 3.55 14.89 24 2.13 17.02 25 0.71 17.73 26 0.71 18.44 33 4.96 23.40 39 4.26 27.66 44 3.55 31.21 49 3.55 34.75 51 1.42 36.17 62 7.80 43.97 69 4.96 48.94 80 7.80 56.74 88 5.67 62.41 107 13.48 75.89 124 12.06 87.94 134 7.09 95.04 141 4.96 100.00 141 0.00 100.00

PERCENTAGE rp

2,121.77 110.29 176.06 263.60 148.35 94.89 2,402.66 380.87 333.13 461.48 49.83 1,076.48 943.82 5,364.89 679.17 12,751.88 14,953.65 10,139.94 29,966.66 0.00 82,419.43

2,121.77 2,232.06 2,408.11 2,671.72 2,820.07 2,914.95 5,317.62 5,698.49 6,031.62 6,493.10 6,542.93 7,619.41 8,563.23 13,928.13 14,607.30 27,359.18 42,312.83 52,452.77 82,419.43 82,419.43

BAND

CUM.

2.57 2.57 0.13 2.71 0.21 2.92 0.32 3.24 0.18 3.42 0.12 3.54 2.92 6.45 0.46 6.91 0.40 7.32 0.56 7.88 0.06 7.94 1.31 9.24 1.15 10.39 6.51 16.90 0.82 17.72 15.47 33.20 18.14 51.34 12.30 63.64 36.36 100.00 0.00 100.00

PERCENTAGE BAND

37.12 27.49 25.57 36.47 9.54 5.93 121.51 14.67 13.32 25.29 2.36 29.63 27.86 87.67 15.61 139.42 115.72 109.20 90.24 0.00

CUM

37.12 36.49 35.39 35.49 31.05 27.28 42.00 37.35 33.96 33.16 30.16 30.09 29.82 39.99 37.28 56.61 69.08 74.36 79.44 67.28 67.28

Page 12 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,042 1,225 1,411 970 1,090 618 526 627 411 285 206 314 227 364 205 431 374 166 119 50 11,661

2,042 3,267 4,678 5,648 6,738 7,356 7,882 8,509 8,920 9,205 9,411 9,725 9,952 10,316 10,521 10,952 11,326 11,492 11,611 11,661

BAND

CUM.

17.51 17.51 10.51 28.02 12.10 40.12 8.32 48.43 9.35 57.78 5.30 63.08 4.51 67.59 5.38 72.97 3.52 76.49 2.44 78.94 1.77 80.70 2.69 83.40 1.95 85.34 3.12 88.47 1.76 90.22 3.70 93.92 3.21 97.13 1.42 98.55 1.02 99.57 0.43 100.00

PERCENTAGE rp

3,370.85 381.01 680.97 669.71 1,220.58 1,078.70 1,211.81 2,043.38 1,578.43 1,626.83 1,080.50 1,768.38 1,750.27 3,919.90 2,180.62 6,860.06 15,244.74 11,458.90 12,314.40 4,797.26 75,237.32

3,370.85 3,751.86 4,432.83 5,102.54 6,323.13 7,401.83 8,613.64 10,657.02 12,235.45 13,862.28 14,942.77 16,711.16 18,461.43 22,381.33 24,561.95 31,422.01 46,666.76 58,125.66 70,440.06 75,237.32

BAND

4.48 0.51 0.91 0.89 1.62 1.43 1.61 2.72 2.10 2.16 1.44 2.35 2.33 5.21 2.90 9.12 20.26 15.23 16.37 6.38

CUM.

4.48 4.99 5.89 6.78 8.40 9.84 11.45 14.16 16.26 18.42 19.86 22.21 24.54 29.75 32.65 41.76 62.03 77.26 93.62 100.00

PERCENTAGE f

16 1 3 6 11 11 12 9 19 8 2 6 6 26 5 22 33 10 9 4 219

16 17 20 26 37 48 60 69 88 96 98 104 110 136 141 163 196 206 215 219

BAND

CUM.

PERCENTAGE rp

7.31 7.31 954.14 0.46 7.76 64.00 1.37 9.13 16.91 2.74 11.87 430.39 5.02 16.89 788.77 5.02 21.92 299.95 5.48 27.40 412.11 4.11 31.51 397.95 8.68 40.18 581.58 3.65 43.84 601.66 0.91 44.75 1,338.74 2.74 47.49 816.82 2.74 50.23 412.36 11.87 62.10 10,675.21 2.28 64.38 96.02 10.05 74.43 27,419.40 15.07 89.50 2,455.24 4.57 94.06 1,415.56 4.11 98.17 267.59 1.83 100.00 3,094.48 52,538.86

954.14 1,018.14 1,035.05 1,465.43 2,254.20 2,554.15 2,966.26 3,364.21 3,945.79 4,547.45 5,886.19 6,703.01 7,115.36 17,790.57 17,886.59 45,305.99 47,761.23 49,176.79 49,444.38 52,538.86

BAND

1.82 0.12 0.03 0.82 1.50 0.57 0.78 0.76 1.11 1.15 2.55 1.55 0.78 20.32 0.18 52.19 4.67 2.69 0.51 5.89

PERCENTAGE

CUM.

BAND

CUM

1.82 1.94 1.97 2.79 4.29 4.86 5.65 6.40 7.51 8.66 11.20 12.76 13.54 33.86 34.04 86.23 90.91 93.60 94.11 100.00

28.31 16.80 2.48 64.26 64.62 27.81 34.01 19.48 36.85 36.98 123.90 46.19 23.56 272.33 4.40 399.70 16.11 12.35 2.17 64.51

28.31 27.14 23.35 28.72 35.65 34.51 34.44 31.57 32.25 32.80 39.39 40.11 38.54 79.49 72.82 144.19 102.35 84.60 70.19 69.83 69.83

Page 13 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2007

DATE

15/02/2008

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14 3 11 1 9 5 13 16 7 4 11 18 6 11 6 20 23 7 17 4 206

14 17 28 29 38 43 56 72 79 83 94 112 118 129 135 155 178 185 202 206

BAND

CUM.

PERCENTAGE rp

6.80 6.80 243.02 243.02 1.46 8.25 0.23 243.25 5.34 13.59 11.88 255.12 0.49 14.08 0.75 255.87 4.37 18.45 11.62 267.49 2.43 20.87 2.46 269.95 6.31 27.18 50.85 320.80 7.77 34.95 57.86 378.66 3.40 38.35 9.96 388.63 1.94 40.29 12.15 400.78 5.34 45.63 14.41 415.18 8.74 54.37 53.98 469.16 2.91 57.28 26.24 495.40 5.34 62.62 77.72 573.12 2.91 65.53 373.40 946.52 9.71 75.24 232.61 1,179.13 11.17 86.41 667.46 1,846.60 3.40 89.81 443.96 2,290.56 8.25 98.06 2,113.57 4,404.14 1.94 100.00 433.52 4,837.65 4,837.65

BAND

5.02 0.00 0.25 0.02 0.24 0.05 1.05 1.20 0.21 0.25 0.30 1.12 0.54 1.61 7.72 4.81 13.80 9.18 43.69 8.96

CUM.

5.02 5.03 5.27 5.29 5.53 5.58 6.63 7.83 8.03 8.28 8.58 9.70 10.24 11.85 19.57 24.37 38.17 47.35 91.04 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 5

BAND

0 0 0 0 0 0 0 1 1 1 1 1 1 2 2 2 3 4 5 5

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 547.62 547.62 0.00 20.00 0.00 547.62 0.00 20.00 0.00 547.62 0.00 20.00 0.00 547.62 0.00 20.00 0.00 547.62 0.00 20.00 0.00 547.62 20.00 40.00 400.00 947.62 0.00 40.00 0.00 947.62 0.00 40.00 0.00 947.62 20.00 60.00 36.30 983.92 20.00 80.00 12,074.743,058.66 20.00 100.00 149.473,208.13 0.00 100.00 0.003,208.13 13,208.13

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.15 0.00 0.00 0.00 0.00 0.00 3.03 0.00 0.00 0.27 91.42 1.13 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.15 946.39 4.15 0.00 4.15 0.00 4.15 0.00 4.15 0.00 4.15 0.00 7.17 514.67 7.17 0.00 7.17 0.00 7.45 5.44 98.87 2,719.76 100.00 7.07 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 144.62 140.91 136.64 131.90 116.72 110.54 165.35 100.12 80.37 53.28 570.11 299.90 273.03 273.03

Page 14 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 29

01/01/2004

15/12/2007

DATE

15/02/2008

DATA POSITION FROM

PROCESSING

Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entertainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

120,229 119,423 131,094 70,677 70,089 31,649 22,026 14,901 7,833 4,069 3,137 3,251 2,240 2,559 1,456 2,047 1,541 679 642 165 609,707

120,229 239,652 370,746 441,423 511,512 543,161 565,187 580,088 587,921 591,990 595,127 598,378 600,618 603,177 604,633 606,680 608,221 608,900 609,542 609,707

BAND

CUM.

19.72 19.72 19.59 39.31 21.50 60.81 11.59 72.40 11.50 83.89 5.19 89.09 3.61 92.70 2.44 95.14 1.28 96.43 0.67 97.09 0.51 97.61 0.53 98.14 0.37 98.51 0.42 98.93 0.24 99.17 0.34 99.50 0.25 99.76 0.11 99.87 0.11 99.97 0.03 100.00

PERCENTAGE rp

37,975.21 27,773.74 55,615.11 48,853.67 76,803.97 59,733.93 47,045.86 55,395.71 31,473.27 18,503.86 16,748.56 21,542.88 17,946.96 25,630.44 18,793.99 35,254.40 47,746.90 41,169.63 87,915.28 218,291.99 990,215.36

37,975.21 65,748.94 121,364.05 170,217.72 247,021.69 306,755.62 353,801.48 409,197.19 440,670.45 459,174.32 475,922.88 497,465.76 515,412.72 541,043.17 559,837.16 595,091.56 642,838.46 684,008.09 771,923.37 990,215.36

BAND

CUM.

3.84 3.84 2.80 6.64 5.62 12.26 4.93 17.19 7.76 24.95 6.03 30.98 4.75 35.73 5.59 41.32 3.18 44.50 1.87 46.37 1.69 48.06 2.18 50.24 1.81 52.05 2.59 54.64 1.90 56.54 3.56 60.10 4.82 64.92 4.16 69.08 8.88 77.96 22.04 100.00

PERCENTAGE f

210 175 230 141 210 93 77 86 54 43 31 91 35 51 63 76 98 92 123 292 2,271

210 385 615 756 966 1,059 1,136 1,222 1,276 1,319 1,350 1,441 1,476 1,527 1,590 1,666 1,764 1,856 1,979 2,271

BAND

CUM.

PERCENTAGE rp

9.25 9.25 21,807.97 7.71 16.95 12,094.18 10.13 27.08 13,932.34 6.21 33.29 22,438.41 9.25 42.54 32,288.44 4.10 46.63 11,386.41 3.39 50.02 10,470.95 3.79 53.81 11,579.05 2.38 56.19 12,029.16 1.89 58.08 6,983.25 1.37 59.45 5,361.99 4.01 63.45 7,947.95 1.54 64.99 10,317.78 2.25 67.24 2,929.65 2.77 70.01 12,276.72 3.35 73.36 25,359.91 4.32 77.68 27,008.18 4.05 81.73 11,619.29 5.42 87.14 49,127.43 12.86 100.00 122,705.89 429,664.93

BAND

CUM.

21,807.97 5.08 5.08 33,902.14 2.81 7.89 47,834.48 3.24 11.13 70,272.89 5.22 16.36 102,561.33 7.51 23.87 113,947.74 2.65 26.52 124,418.69 2.44 28.96 135,997.74 2.69 31.65 148,026.90 2.80 34.45 155,010.14 1.63 36.08 160,372.13 1.25 37.32 168,320.08 1.85 39.17 178,637.86 2.40 41.58 181,567.51 0.68 42.26 193,844.23 2.86 45.12 219,204.14 5.90 51.02 246,212.33 6.29 57.30 257,831.61 2.70 60.01 306,959.04 11.43 71.44 429,664.93 28.56 100.00

PERCENTAGE BAND

57.43 43.55 25.05 45.93 42.04 19.06 22.26 20.90 38.22 37.74 32.01 36.89 57.49 11.43 65.32 71.93 56.57 28.22 55.88 56.21

CUM

57.43 51.56 39.41 41.28 41.52 37.15 35.17 33.24 33.59 33.76 33.70 33.84 34.66 33.56 34.63 36.84 38.30 37.69 39.77 43.39 43.39

Page 15 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2007

DATE

15/02/2008

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 15 9 14 17 22 14 12 11 6 6 5 9 7 3 8 5 1 2 0 178

BAND

12 27 36 50 67 89 103 115 126 132 138 143 152 159 162 170 175 176 178 178

CUM.

6.74 6.74 8.43 15.17 5.06 20.22 7.87 28.09 9.55 37.64 12.36 50.00 7.87 57.87 6.74 64.61 6.18 70.79 3.37 74.16 3.37 77.53 2.81 80.34 5.06 85.39 3.93 89.33 1.69 91.01 4.49 95.51 2.81 98.31 0.56 98.88 1.12 100.00 0.00 100.00

PERCENTAGE rp

8.32 5.11 6.03 28.44 75.48 78.06 92.44 84.23 118.38 57.40 75.89 114.39 141.33 443.93 130.48 671.73 541.82 371.69 974.93 0.00 4,020.08

8.32 13.43 19.46 47.90 123.38 201.44 293.88 378.11 496.49 553.88 629.78 744.17 885.49 1,329.42 1,459.90 2,131.63 2,673.45 3,045.15 4,020.08 4,020.08

BAND

CUM.

0.21 0.21 0.13 0.33 0.15 0.48 0.71 1.19 1.88 3.07 1.94 5.01 2.30 7.31 2.10 9.41 2.94 12.35 1.43 13.78 1.89 15.67 2.85 18.51 3.52 22.03 11.04 33.07 3.25 36.32 16.71 53.02 13.48 66.50 9.25 75.75 24.25 100.00 0.00 100.00

PERCENTAGE f

0 0 1 0 0 0 0 0 1 0 0 0 2 0 0 0 2 0 7 0 13

BAND

0 0 1 1 1 1 1 1 2 2 2 2 4 4 4 4 6 6 13 13

CUM.

0.00 0.00 0.00 0.00 7.69 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 7.69 15.38 0.00 15.38 0.00 15.38 0.00 15.38 15.38 30.77 0.00 30.77 0.00 30.77 0.00 30.77 15.38 46.15 0.00 46.15 53.85 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 11.20 0.00 0.00 0.00 0.00 0.00 9.36 0.00 0.00 0.00 290.19 0.00 0.00 0.00 545.55 0.00 303.48 0.00 1,159.79

0.00 0.00 11.20 11.20 11.20 11.20 11.20 11.20 20.56 20.56 20.56 20.56 310.75 310.75 310.75 310.75 856.31 856.31 1,159.79 1,159.79

BAND

CUM.

0.00 0.00 0.00 0.00 0.97 0.97 0.00 0.97 0.00 0.97 0.00 0.97 0.00 0.97 0.00 0.97 0.81 1.77 0.00 1.77 0.00 1.77 0.00 1.77 25.02 26.79 0.00 26.79 0.00 26.79 0.00 26.79 47.04 73.83 0.00 73.83 26.17 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 185.72 0.00 0.00 0.00 0.00 0.00 7.91 0.00 0.00 0.00 205.34 0.00 0.00 0.00 100.69 0.00 31.13 0.00

CUM

0.00 0.00 57.56 23.38 9.08 5.56 3.81 2.96 4.14 3.71 3.26 2.76 35.09 23.37 21.29 14.58 32.03 28.12 28.85 28.85 28.85

Page 16 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2007

DATE

15/02/2008

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million)

0 50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000

50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

60 9 20 11 23 18 22 25 9 13 7 17 9 14 12 48 92 26 14 2 451

60 69 89 100 123 141 163 188 197 210 217 234 243 257 269 317 409 435 449 451

BAND

CUM.

13.30 13.30 2.00 15.30 4.43 19.73 2.44 22.17 5.10 27.27 3.99 31.26 4.88 36.14 5.54 41.69 2.00 43.68 2.88 46.56 1.55 48.12 3.77 51.88 2.00 53.88 3.10 56.98 2.66 59.65 10.64 70.29 20.40 90.69 5.76 96.45 3.10 99.56 0.44 100.00

PERCENTAGE rp

1,643.17 7.05 9.68 84.19 35.29 45.33 117.01 133.81 432.93 123.37 202.99 1,361.40 56.98 1,078.59 120.84 2,751.64 5,148.15 1,732.38 880.01 129.00 16,093.81

1,643.17 1,650.22 1,659.91 1,744.10 1,779.38 1,824.72 1,941.73 2,075.53 2,508.47 2,631.84 2,834.83 4,196.23 4,253.20 5,331.79 5,452.63 8,204.27 13,352.42 15,084.80 15,964.82 16,093.81

BAND

10.21 0.04 0.06 0.52 0.22 0.28 0.73 0.83 2.69 0.77 1.26 8.46 0.35 6.70 0.75 17.10 31.99 10.76 5.47 0.80

CUM.

10.21 10.25 10.31 10.84 11.06 11.34 12.07 12.90 15.59 16.35 17.61 26.07 26.43 33.13 33.88 50.98 82.97 93.73 99.20 100.00

PERCENTAGE f

4 0 0 0 0 2 1 2 29 1 2 96 0 29 0 30 2 2 0 0 200

4 4 4 4 4 6 7 9 38 39 41 137 137 166 166 196 198 200 200 200

BAND

CUM.

2.00 2.00 0.00 2.00 0.00 2.00 0.00 2.00 0.00 2.00 1.00 3.00 0.50 3.50 1.00 4.50 14.50 19.00 0.50 19.50 1.00 20.50 48.00 68.50 0.00 68.50 14.50 83.00 0.00 83.00 15.00 98.00 1.00 99.00 1.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

79.75 0.00 0.00 0.00 0.00 143.67 175.94 280.68 1,159.46 1,051.81 370.94 2,012.86 0.00 463.64 0.00 3,121.51 2,117.53 186.34 0.00 0.00 11,164.11

79.75 79.75 79.75 79.75 79.75 223.42 399.35 680.03 1,839.50 2,891.30 3,262.24 5,275.10 5,275.10 5,738.73 5,738.73 8,860.24 10,977.77 11,164.11 11,164.11 11,164.11

BAND

0.71 0.00 0.00 0.00 0.00 1.29 1.58 2.51 10.39 9.42 3.32 18.03 0.00 4.15 0.00 27.96 18.97 1.67 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

0.71 0.71 0.71 0.71 0.71 2.00 3.58 6.09 16.48 25.90 29.22 47.25 47.25 51.40 51.40 79.36 98.33 100.00 100.00 100.00

4.85 0.00 0.00 0.00 0.00 316.93 150.36 209.76 267.82 852.53 182.74 147.85 0.00 42.99 0.00 113.44 41.13 10.76 0.00 0.00

4.85 4.83 4.80 4.57 4.48 12.24 20.57 32.76 73.33 109.86 115.08 125.71 124.03 107.63 105.25 108.00 82.22 74.01 69.93 69.37 69.37

Page 17 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 32

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2007

DATE

15/02/2008

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3 10 4 1 4 1 8 6 5 5 2 6 7 11 8 12 7 1 6 0 107

3 13 17 18 22 23 31 37 42 47 49 55 62 73 81 93 100 101 107 107

BAND

CUM.

PERCENTAGE rp

2.80 2.80 4.46 9.35 12.15 42.98 3.74 15.89 20.16 0.93 16.82 0.29 3.74 20.56 5.02 0.93 21.50 2.64 7.48 28.97 25.32 5.61 34.58 25.40 4.67 39.25 31.82 4.67 43.93 36.99 1.87 45.79 25.46 5.61 51.40 69.36 6.54 57.94 170.74 10.28 68.22 263.92 7.48 75.70 174.52 11.21 86.92 365.48 6.54 93.46 681.51 0.93 94.39 330.74 5.61 100.00 3,677.14 0.00 100.00 0.00 5,953.97

4.46 47.44 67.60 67.88 72.90 75.54 100.87 126.26 158.09 195.08 220.54 289.91 460.65 724.57 899.09 1,264.58 1,946.09 2,276.83 5,953.97 5,953.97

BAND

0.07 0.72 0.34 0.00 0.08 0.04 0.43 0.43 0.53 0.62 0.43 1.17 2.87 4.43 2.93 6.14 11.45 5.55 61.76 0.00

CUM.

0.07 0.80 1.14 1.14 1.22 1.27 1.69 2.12 2.66 3.28 3.70 4.87 7.74 12.17 15.10 21.24 32.69 38.24 100.00 100.00

PERCENTAGE f

0 1 2 0 0 0 0 0 0 1 0 2 2 2 0 3 0 0 5 0 18

0 1 3 3 3 3 3 3 3 4 4 6 8 10 10 13 13 13 18 18

BAND

CUM.

0.00 0.00 5.56 5.56 11.11 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 5.56 22.22 0.00 22.22 11.11 33.33 11.11 44.44 11.11 55.56 0.00 55.56 16.67 72.22 0.00 72.22 0.00 72.22 27.78 100.00 0.00 100.00

PERCENTAGE rp

0.00 51.75 14.34 0.00 0.00 0.00 0.00 0.00 0.00 9.77 0.00 86.98 57.18 57.86 0.00 129.38 0.00 0.00 144.06 0.00 551.34

0.00 51.75 66.10 66.10 66.10 66.10 66.10 66.10 66.10 75.87 75.87 162.85 220.03 277.90 277.90 407.27 407.27 407.27 551.34 551.34

BAND

0.00 9.39 2.60 0.00 0.00 0.00 0.00 0.00 0.00 1.77 0.00 15.78 10.37 10.50 0.00 23.47 0.00 0.00 26.13 0.00

PERCENTAGE

CUM.

BAND

0.00 9.39 11.99 11.99 11.99 11.99 11.99 11.99 11.99 13.76 13.76 29.54 39.91 50.40 50.40 73.87 73.87 73.87 100.00 100.00

0.00 120.42 71.14 0.00 0.00 0.00 0.00 0.00 0.00 26.41 0.00 125.40 33.49 21.92 0.00 35.40 0.00 0.00 3.92 0.00

CUM

0.00 109.10 97.78 97.37 90.67 87.49 65.53 52.35 41.81 38.89 34.40 56.17 47.77 38.35 30.91 32.21 20.93 17.89 9.26 9.26 9.26

Page 18 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 40

DATA POSITION FROM PROCESSING

01/01/2004

15/12/2007

DATE

15/02/2008

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

17 3 8 0 0 1 2 1 2 2 0 4 4 2 7 2 2 1 1 2 61

BAND

17 20 28 28 28 29 31 32 34 36 36 40 44 46 53 55 57 58 59 61

CUM.

27.87 27.87 4.92 32.79 13.11 45.90 0.00 45.90 0.00 45.90 1.64 47.54 3.28 50.82 1.64 52.46 3.28 55.74 3.28 59.02 0.00 59.02 6.56 65.57 6.56 72.13 3.28 75.41 11.48 86.89 3.28 90.16 3.28 93.44 1.64 95.08 1.64 96.72 3.28 100.00

PERCENTAGE rp

66.66 1.93 122.76 0.00 0.00 3.90 0.84 7.40 45.30 13.16 0.00 73.22 49.43 65.03 162.48 85.56 126.60 125.80 70.58 1.89 777.02

66.66 68.59 54.17 54.17 54.17 50.27 49.43 42.03 3.27 16.43 16.43 89.64 139.07 204.11 366.59 452.15 578.75 704.55 775.13 777.02

BAND

8.58 0.25 15.80 0.00 0.00 0.50 0.11 0.95 5.83 1.69 0.00 9.42 6.36 8.37 20.91 11.01 16.29 16.19 9.08 0.24

CUM.

8.58 8.83 6.97 6.97 6.97 6.47 6.36 5.41 0.42 2.11 2.11 11.54 17.90 26.27 47.18 58.19 74.48 90.67 99.76 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 2

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 2 2

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 50.00 0.00 50.00 50.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.88 92.88 0.00 92.88 0.00 92.88 98.80 191.68 0.00 191.68 0.00 191.68 191.68

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 0.00 0.00 51.54 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 48.46 48.46 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 57.16 0.00 0.00 78.54 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.34 20.54 16.05 27.21 24.73 24.67 24.67

Page 19 of 204

RISK AND LOSS PROFILE 2004 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

485 861 829 369 275 119 50 43 17 4 3 14 8 10 3 9 14 2 7 5 3,127

485 1,346 2,175 2,544 2,819 2,938 2,988 3,031 3,048 3,052 3,055 3,069 3,077 3,087 3,090 3,099 3,113 3,115 3,122 3,127

BAND

CUM.

15.51 15.51 27.53 43.04 26.51 69.56 11.80 81.36 8.79 90.15 3.81 93.96 1.60 95.55 1.38 96.93 0.54 97.47 0.13 97.60 0.10 97.70 0.45 98.15 0.26 98.40 0.32 98.72 0.10 98.82 0.29 99.10 0.45 99.55 0.06 99.62 0.22 99.84 0.16 100.00

PERCENTAGE rp

132.91 376.97 615.71 432.70 457.52 275.62 183.02 245.52 74.01 16.16 40.69 197.04 50.98 674.54 74.43 252.06 887.11 74.42 678.73 1,958.97 7,699.12

132.91 509.87 1,125.59 1,558.29 2,015.82 2,291.44 2,474.45 2,719.98 2,793.98 2,810.15 2,850.83 3,047.87 3,098.85 3,773.39 3,847.82 4,099.89 4,987.00 5,061.42 5,740.15 7,699.12

BAND

1.73 4.90 8.00 5.62 5.94 3.58 2.38 3.19 0.96 0.21 0.53 2.56 0.66 8.76 0.97 3.27 11.52 0.97 8.82 25.44

CUM.

1.73 6.62 14.62 20.24 26.18 29.76 32.14 35.33 36.29 36.50 37.03 39.59 40.25 49.01 49.98 53.25 64.77 65.74 74.56 100.00

PERCENTAGE f

0 2 3 2 2 1 1 0 0 0 0 0 0 0 0 0 1 0 0 0 12

0 2 5 7 9 10 11 11 11 11 11 11 11 11 11 11 12 12 12 12

BAND

0.00 16.67 25.00 16.67 16.67 8.33 8.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.33 0.00 0.00 0.00

CUM.

0.00 16.67 41.67 58.33 75.00 83.33 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 144.58 131.12 202.54 280.45 11.75 77.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 107.99 0.00 0.00 0.00 956.19

0.00 144.58 275.70 478.24 758.69 770.44 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 956.19 956.19 956.19 956.19

BAND

0.00 15.12 13.71 21.18 29.33 1.23 8.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.29 0.00 0.00 0.00

CUM.

0.00 15.12 28.83 50.01 79.34 80.57 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 38.35 21.30 46.81 61.30 4.26 42.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.17 0.00 0.00 0.00

CUM

0.00 28.36 24.49 30.69 37.64 33.62 34.28 31.18 30.36 30.18 29.75 27.83 27.37 22.48 22.04 20.69 19.17 18.89 16.66 12.42 12.42

Page 20 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,897 8,588 11,056 5,532 4,768 1,833 1,288 862 448 241 185 267 200 218 157 233 194 71 37 6 44,081

7,897 16,485 27,541 33,073 37,841 39,674 40,962 41,824 42,272 42,513 42,698 42,965 43,165 43,383 43,540 43,773 43,967 44,038 44,075 44,081

BAND

CUM.

PERCENTAGE rp

17.91 17.91 2,929.37 19.48 37.40 2,041.99 25.08 62.48 4,806.14 12.55 75.03 4,050.54 10.82 85.84 5,700.94 4.16 90.00 3,181.30 2.92 92.92 3,438.59 1.96 94.88 3,044.86 1.02 95.90 2,374.84 0.55 96.44 1,280.89 0.42 96.86 1,944.11 0.61 97.47 2,300.93 0.45 97.92 1,999.27 0.49 98.42 3,374.35 0.36 98.77 2,843.20 0.53 99.30 6,799.29 0.44 99.74 11,938.11 0.16 99.90 5,588.66 0.08 99.99 7,068.44 0.01 100.00 945.55 77,651.35

2,929.37 4,971.36 9,777.50 13,828.04 19,528.97 22,710.27 26,148.86 29,193.72 31,568.57 32,849.45 34,793.57 37,094.49 39,093.76 42,468.11 45,311.31 52,110.60 64,048.70 69,637.36 76,705.80 77,651.35

BAND

CUM.

3.77 3.77 2.63 6.40 6.19 12.59 5.22 17.81 7.34 25.15 4.10 29.25 4.43 33.67 3.92 37.60 3.06 40.65 1.65 42.30 2.50 44.81 2.96 47.77 2.57 50.35 4.35 54.69 3.66 58.35 8.76 67.11 15.37 82.48 7.20 89.68 9.10 98.78 1.22 100.00

PERCENTAGE f

15 19 14 6 13 6 7 10 5 5 2 10 6 2 9 43 9 5 6 2 194

15 34 48 54 67 73 80 90 95 100 102 112 118 120 129 172 181 186 192 194

BAND

CUM.

PERCENTAGE rp

7.73 7.73 340.25 9.79 17.53 5,056.70 7.22 24.74 608.29 3.09 27.84 267.17 6.70 34.54 1,894.71 3.09 37.63 1,605.92 3.61 41.24 1,172.10 5.15 46.39 597.45 2.58 48.97 1,514.54 2.58 51.55 181.57 1.03 52.58 59.09 5.15 57.73 254.46 3.09 60.82 651.07 1.03 61.86 12.35 4.64 66.49 4,886.56 22.16 88.66 6,662.18 4.64 93.30 2,698.60 2.58 95.88 13,154.40 3.09 98.97 53,909.05 1.03 100.00 15.33 95,541.78

340.25 5,396.95 6,005.24 6,272.40 8,167.12 9,773.03 10,945.13 11,542.58 13,057.12 13,238.69 13,297.78 13,552.24 14,203.31 14,215.66 19,102.22 25,764.40 28,463.00 41,617.40 95,526.45 95,541.78

PERCENTAGE

BAND

CUM.

BAND

CUM

0.36 5.29 0.64 0.28 1.98 1.68 1.23 0.63 1.59 0.19 0.06 0.27 0.68 0.01 5.11 6.97 2.82 13.77 56.42 0.02

0.36 5.65 6.29 6.57 8.55 10.23 11.46 12.08 13.67 13.86 13.92 14.18 14.87 14.88 19.99 26.97 29.79 43.56 99.98 100.00

11.62 247.64 12.66 6.60 33.24 50.48 34.09 19.62 63.77 14.18 3.04 11.06 32.57 0.37 171.87 97.98 22.60 235.38 762.67 1.62

11.62 108.56 61.42 45.36 41.82 43.03 41.86 39.54 41.36 40.30 38.22 36.53 36.33 33.47 42.16 49.44 44.44 59.76 124.54 123.04 123.04

Page 21 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,803 4,247 3,915 1,734 1,461 548 424 232 112 65 35 55 28 27 20 36 29 19 7 2 16,799

3,803 8,050 11,965 13,699 15,160 15,708 16,132 16,364 16,476 16,541 16,576 16,631 16,659 16,686 16,706 16,742 16,771 16,790 16,797 16,799

BAND

CUM.

22.64 22.64 25.28 47.92 23.30 71.22 10.32 81.55 8.70 90.24 3.26 93.51 2.52 96.03 1.38 97.41 0.67 98.08 0.39 98.46 0.21 98.67 0.33 99.00 0.17 99.17 0.16 99.33 0.12 99.45 0.21 99.66 0.17 99.83 0.11 99.95 0.04 99.99 0.01 100.00

PERCENTAGE rp

480.97 789.30 1,153.03 1,008.44 1,683.91 928.99 996.69 761.07 386.73 317.98 219.57 423.56 276.98 262.34 245.33 747.13 1,473.01 2,461.68 722.78 319.80 15,659.30

480.97 1,270.27 2,423.30 3,431.74 5,115.65 6,044.64 7,041.33 7,802.40 8,189.14 8,507.11 8,726.68 9,150.25 9,427.23 9,689.58 9,934.91 10,682.04 12,155.04 14,616.72 15,339.50 15,659.30

BAND

3.07 5.04 7.36 6.44 10.75 5.93 6.36 4.86 2.47 2.03 1.40 2.70 1.77 1.68 1.57 4.77 9.41 15.72 4.62 2.04

CUM.

3.07 8.11 15.48 21.92 32.67 38.60 44.97 49.83 52.30 54.33 55.73 58.43 60.20 61.88 63.44 68.22 77.62 93.34 97.96 100.00

PERCENTAGE f

7 2 7 3 7 0 4 4 0 1 2 0 0 3 0 1 2 4 1 0 48

BAND

CUM.

7 14.58 14.58 9 4.17 18.75 16 14.58 33.33 19 6.25 39.58 26 14.58 54.17 26 0.00 54.17 30 8.33 62.50 34 8.33 70.83 34 0.00 70.83 35 2.08 72.92 37 4.17 77.08 37 0.00 77.08 37 0.00 77.08 40 6.25 83.33 40 0.00 83.33 41 2.08 85.42 43 4.17 89.58 47 8.33 97.92 48 2.08 100.00 48 0.00 100.00

PERCENTAGE rp

323.39 109.49 347.13 260.13 842.49 0.00 870.51 376.96 0.00 1,051.81 370.94 0.00 0.00 901.85 0.00 1.36 34.91 525.06 237.45 0.00 6,253.47

323.39 432.88 780.00 1,040.14 1,882.63 1,882.63 2,753.14 3,130.10 3,130.10 4,181.91 4,552.85 4,552.85 4,552.85 5,454.69 5,454.69 5,456.05 5,490.96 6,016.02 6,253.47 6,253.47

BAND

CUM.

5.17 5.17 1.75 6.92 5.55 12.47 4.16 16.63 13.47 30.11 0.00 30.11 13.92 44.03 6.03 50.05 0.00 50.05 16.82 66.87 5.93 72.81 0.00 72.81 0.00 72.81 14.42 87.23 0.00 87.23 0.02 87.25 0.56 87.81 8.40 96.20 3.80 100.00 0.00 100.00

PERCENTAGE BAND

67.24 13.87 30.11 25.80 50.03 0.00 87.34 49.53 0.00 330.78 168.93 0.00 0.00 343.76 0.00 0.18 2.37 21.33 32.85 0.00

CUM

67.24 34.08 32.19 30.31 36.80 31.15 39.10 40.12 38.22 49.16 52.17 49.76 48.29 56.29 54.90 51.08 45.17 41.16 40.77 39.93 39.93

Page 22 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,399 3,369 4,182 2,060 1,637 589 390 254 137 72 48 65 36 60 27 51 69 41 30 7 15,523

2,399 5,768 9,950 12,010 13,647 14,236 14,626 14,880 15,017 15,089 15,137 15,202 15,238 15,298 15,325 15,376 15,445 15,486 15,516 15,523

BAND

CUM.

15.45 15.45 21.70 37.16 26.94 64.10 13.27 77.37 10.55 87.91 3.79 91.71 2.51 94.22 1.64 95.86 0.88 96.74 0.46 97.20 0.31 97.51 0.42 97.93 0.23 98.16 0.39 98.55 0.17 98.72 0.33 99.05 0.44 99.50 0.26 99.76 0.19 99.95 0.05 100.00

PERCENTAGE rp

1,883.85 872.28 2,204.62 2,015.58 2,560.70 1,348.61 1,346.00 984.60 750.78 472.66 404.11 408.01 344.30 663.56 349.37 1,204.24 3,473.12 4,052.64 5,825.56 95.77 31,260.37

1,883.85 2,756.14 4,960.76 6,976.34 9,537.05 10,885.66 12,231.66 13,216.26 13,967.04 14,439.69 14,843.81 15,251.82 15,596.11 16,259.68 16,609.05 17,813.28 21,286.40 25,339.04 31,164.61 31,260.37

BAND

6.03 2.79 7.05 6.45 8.19 4.31 4.31 3.15 2.40 1.51 1.29 1.31 1.10 2.12 1.12 3.85 11.11 12.96 18.64 0.31

CUM.

6.03 8.82 15.87 22.32 30.51 34.82 39.13 42.28 44.68 46.19 47.48 48.79 49.89 52.01 53.13 56.98 68.09 81.06 99.69 100.00

PERCENTAGE f

7 7 9 6 49 5 0 0 0 1 0 2 2 1 0 3 6 3 6 0 107

7 14 23 29 78 83 83 83 83 84 84 86 88 89 89 92 98 101 107 107

BAND

CUM.

6.54 6.54 6.54 13.08 8.41 21.50 5.61 27.10 45.79 72.90 4.67 77.57 0.00 77.57 0.00 77.57 0.00 77.57 0.93 78.50 0.00 78.50 1.87 80.37 1.87 82.24 0.93 83.18 0.00 83.18 2.80 85.98 5.61 91.59 2.80 94.39 5.61 100.00 0.00 100.00

PERCENTAGE rp

470.58 396.89 705.93 1,181.75 725.40 162.10 0.00 0.00 0.00 1.60 0.00 139.27 188.01 90.98 0.00 542.98 465.38 189.76 2,016.65 0.00 7,277.28

470.58 867.47 1,573.40 2,755.15 3,480.55 3,642.65 3,642.65 3,642.65 3,642.65 3,644.25 3,644.25 3,783.52 3,971.53 4,062.51 4,062.51 4,605.49 5,070.87 5,260.63 7,277.28 7,277.28

BAND

CUM.

6.47 6.47 5.45 11.92 9.70 21.62 16.24 37.86 9.97 47.83 2.23 50.06 0.00 50.06 0.00 50.06 0.00 50.06 0.02 50.08 0.00 50.08 1.91 51.99 2.58 54.57 1.25 55.82 0.00 55.82 7.46 63.29 6.39 69.68 2.61 72.29 27.71 100.00 0.00 100.00

PERCENTAGE BAND

24.98 45.50 32.02 58.63 28.33 12.02 0.00 0.00 0.00 0.34 0.00 34.13 54.61 13.71 0.00 45.09 13.40 4.68 34.62 0.00

CUM

24.98 31.47 31.72 39.49 36.50 33.46 29.78 27.56 26.08 25.24 24.55 24.81 25.46 24.99 24.46 25.85 23.82 20.76 23.35 23.28 23.28

Page 23 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 2,176 75 1,483 150 1,491 689 250 600 400 222 625 159 875 86 1,250 50 1,750 23 2,250 21 2,750 24 3,500 12 4,500 22 6,250 7 8,750 21 15,000 21 35,000 7 75,000 6 300,000 3 7,123

2,176 3,659 5,150 5,839 6,439 6,661 6,820 6,906 6,956 6,979 7,000 7,024 7,036 7,058 7,065 7,086 7,107 7,114 7,120 7,123

BAND

30.55 20.82 20.93 9.67 8.42 3.12 2.23 1.21 0.70 0.32 0.29 0.34 0.17 0.31 0.10 0.29 0.29 0.10 0.08 0.04

CUM.

30.55 51.37 72.30 81.97 90.40 93.51 95.75 96.95 97.66 97.98 98.27 98.61 98.78 99.09 99.19 99.48 99.78 99.87 99.96 100.00

PERCENTAGE rp

436.99 436.99 499.49 936.49 930.12 1,866.61 658.10 2,524.71 897.94 3,422.65 463.27 3,885.92 495.16 4,381.08 363.64 4,744.72 210.47 4,955.18 174.49 5,129.68 171.48 5,301.16 272.22 5,573.38 218.67 5,792.04 276.41 6,068.45 323.13 6,391.58 871.79 7,263.37 1,631.06 8,894.43 1,050.48 9,944.91 824.10 10,769.01 665.37 11,434.38 11,434.38

BAND

3.82 4.37 8.13 5.76 7.85 4.05 4.33 3.18 1.84 1.53 1.50 2.38 1.91 2.42 2.83 7.62 14.26 9.19 7.21 5.82

CUM.

3.82 8.19 16.32 22.08 29.93 33.98 38.31 41.50 43.34 44.86 46.36 48.74 50.65 53.07 55.90 63.52 77.79 86.97 94.18 100.00

PERCENTAGE f

1 5 6 3 2 2 2 0 0 0 0 1 0 1 0 0 0 3 0 0 26

1 6 12 15 17 19 21 21 21 21 21 22 22 23 23 23 23 26 26 26

BAND

CUM.

3.85 3.85 19.23 23.08 23.08 46.15 11.54 57.69 7.69 65.38 7.69 73.08 7.69 80.77 0.00 80.77 0.00 80.77 0.00 80.77 0.00 80.77 3.85 84.62 0.00 84.62 3.85 88.46 0.00 88.46 0.00 88.46 0.00 88.46 11.54 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

15.10 281.31 576.56 251.97 218.68 469.08 183.32 0.00 0.00 0.00 0.00 59.09 0.00 3.45 0.00 0.00 0.00 420.24 0.00 0.00 2,478.80

15.10 296.40 872.96 1,124.94 1,343.62 1,812.70 1,996.02 1,996.02 1,996.02 1,996.02 1,996.02 2,055.11 2,055.11 2,058.56 2,058.56 2,058.56 2,058.56 2,478.80 2,478.80 2,478.80

BAND

CUM.

0.61 0.61 11.35 11.96 23.26 35.22 10.17 45.38 8.82 54.20 18.92 73.13 7.40 80.52 0.00 80.52 0.00 80.52 0.00 80.52 0.00 80.52 2.38 82.91 0.00 82.91 0.14 83.05 0.00 83.05 0.00 83.05 0.00 83.05 16.95 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

3.45 56.32 61.99 38.29 24.35 101.25 37.02 0.00 0.00 0.00 0.00 21.71 0.00 1.25 0.00 0.00 0.00 40.00 0.00 0.00

CUM

3.45 31.65 46.77 44.56 39.26 46.65 45.56 42.07 40.28 38.91 37.65 36.87 35.48 33.92 32.21 28.34 23.14 24.93 23.02 21.68 21.68

Page 24 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,899 3,234 3,753 1,768 1,409 646 448 282 156 72 55 57 48 39 37 55 32 45 10 4 16,049

3,899 7,133 10,886 12,654 14,063 14,709 15,157 15,439 15,595 15,667 15,722 15,779 15,827 15,866 15,903 15,958 15,990 16,035 16,045 16,049

BAND

CUM.

24.29 24.29 20.15 44.45 23.38 67.83 11.02 78.85 8.78 87.63 4.03 91.65 2.79 94.44 1.76 96.20 0.97 97.17 0.45 97.62 0.34 97.96 0.36 98.32 0.30 98.62 0.24 98.86 0.23 99.09 0.34 99.43 0.20 99.63 0.28 99.91 0.06 99.98 0.02 100.00

PERCENTAGE rp

1,831.51 754.41 1,808.07 1,463.42 1,993.22 1,283.61 1,721.45 1,089.49 947.38 526.61 401.74 498.06 417.85 759.84 398.94 1,510.27 1,046.78 2,914.46 1,765.43 605.26 23,737.78

1,831.51 2,585.92 4,393.99 5,857.41 7,850.62 9,134.23 10,855.69 11,945.18 12,892.55 13,419.16 13,820.90 14,318.96 14,736.80 15,496.64 15,895.59 17,405.85 18,452.63 21,367.09 23,132.52 23,737.78

BAND

7.72 3.18 7.62 6.16 8.40 5.41 7.25 4.59 3.99 2.22 1.69 2.10 1.76 3.20 1.68 6.36 4.41 12.28 7.44 2.55

CUM.

7.72 10.89 18.51 24.68 33.07 38.48 45.73 50.32 54.31 56.53 58.22 60.32 62.08 65.28 66.96 73.33 77.74 90.01 97.45 100.00

PERCENTAGE f

4 7 8 4 6 1 3 1 0 2 1 0 0 0 0 4 1 4 8 2 56

4 11 19 23 29 30 33 34 34 36 37 37 37 37 37 41 42 46 54 56

BAND

CUM.

7.14 7.14 12.50 19.64 14.29 33.93 7.14 41.07 10.71 51.79 1.79 53.57 5.36 58.93 1.79 60.71 0.00 60.71 3.57 64.29 1.79 66.07 0.00 66.07 0.00 66.07 0.00 66.07 0.00 66.07 7.14 73.21 1.79 75.00 7.14 82.14 14.29 96.43 3.57 100.00

PERCENTAGE rp

131.96 254.46 577.12 465.90 1,242.43 503.05 841.50 116.58 0.00 231.86 1.09 0.00 0.00 0.00 0.00 264.39 452.24 328.84 2,798.76 3,878.60 12,088.80

131.96 386.42 963.54 1,429.44 2,671.87 3,174.92 4,016.43 4,133.00 4,133.00 4,364.87 4,365.96 4,365.96 4,365.96 4,365.96 4,365.96 4,630.35 5,082.59 5,411.44 8,210.20 12,088.80

BAND

CUM.

1.09 1.09 2.10 3.20 4.77 7.97 3.85 11.82 10.28 22.10 4.16 26.26 6.96 33.22 0.96 34.19 0.00 34.19 1.92 36.11 0.01 36.12 0.00 36.12 0.00 36.12 0.00 36.12 0.00 36.12 2.19 38.30 3.74 42.04 2.72 44.76 23.15 67.92 32.08 100.00

PERCENTAGE BAND

CUM

7.20 33.73 31.92 31.84 62.33 39.19 48.88 10.70 0.00 44.03 0.27 0.00 0.00 0.00 0.00 17.51 43.20 11.28 158.53 640.81

7.20 14.94 21.93 24.40 34.03 34.76 37.00 34.60 32.06 32.53 31.59 30.49 29.63 28.17 27.47 26.60 27.54 25.33 35.49 50.93 50.93

Page 25 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

996 833 586 203 189 69 44 27 17 6 3 6 4 2 1 6 8 0 0 0 3,000

996 1,829 2,415 2,618 2,807 2,876 2,920 2,947 2,964 2,970 2,973 2,979 2,983 2,985 2,986 2,992 3,000 3,000 3,000 3,000

BAND

33.20 27.77 19.53 6.77 6.30 2.30 1.47 0.90 0.57 0.20 0.10 0.20 0.13 0.07 0.03 0.20 0.27 0.00 0.00 0.00

CUM.

33.20 60.97 80.50 87.27 93.57 95.87 97.33 98.23 98.80 99.00 99.10 99.30 99.43 99.50 99.53 99.73 100.00 100.00 100.00 100.00

PERCENTAGE rp

119.52 239.66 379.32 231.48 340.90 178.12 121.96 67.02 122.05 18.14 14.74 33.69 30.28 14.23 5.30 139.58 402.47 0.00 0.00 0.00 2,458.47

119.52 359.18 738.50 969.99 1,310.88 1,489.01 1,610.96 1,677.99 1,800.03 1,818.18 1,832.92 1,866.61 1,896.89 1,911.12 1,916.41 2,056.00 2,458.47 2,458.47 2,458.47 2,458.47

BAND

4.86 9.75 15.43 9.42 13.87 7.25 4.96 2.73 4.96 0.74 0.60 1.37 1.23 0.58 0.22 5.68 16.37 0.00 0.00 0.00

CUM.

4.86 14.61 30.04 39.45 53.32 60.57 65.53 68.25 73.22 73.96 74.56 75.93 77.16 77.74 77.95 83.63 100.00 100.00 100.00 100.00

PERCENTAGE f

1 3 6 2 0 0 0 0 1 0 0 2 0 0 0 0 0 0 0 0 15

1 4 10 12 12 12 12 12 13 13 13 15 15 15 15 15 15 15 15 15

BAND

6.67 20.00 40.00 13.33 0.00 0.00 0.00 0.00 6.67 0.00 0.00 13.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

6.67 26.67 66.67 80.00 80.00 80.00 80.00 80.00 86.67 86.67 86.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

50.00 187.21 640.26 212.21 0.00 0.00 0.00 0.00 2.40 0.00 0.00 45.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,137.88

50.00 237.21 877.47 1,089.68 1,089.68 1,089.68 1,089.68 1,089.68 1,092.08 1,092.08 1,092.08 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88

BAND

4.39 16.45 56.27 18.65 0.00 0.00 0.00 0.00 0.21 0.00 0.00 4.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

4.39 20.85 77.11 95.76 95.76 95.76 95.76 95.76 95.97 95.97 95.97 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

41.83 78.12 168.79 91.67 0.00 0.00 0.00 0.00 1.97 0.00 0.00 135.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

41.83 66.04 118.82 112.34 83.13 73.18 67.64 64.94 60.67 60.06 59.58 60.96 59.99 59.54 59.38 55.34 46.28 46.28 46.28 46.28 46.28

Page 26 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,312 2,420 2,322 1,120 1,148 467 327 231 133 77 49 59 55 62 37 65 41 23 19 5 10,972

2,312 4,732 7,054 8,174 9,322 9,789 10,116 10,347 10,480 10,557 10,606 10,665 10,720 10,782 10,819 10,884 10,925 10,948 10,967 10,972

BAND

CUM.

21.07 21.07 22.06 43.13 21.16 64.29 10.21 74.50 10.46 84.96 4.26 89.22 2.98 92.20 2.11 94.30 1.21 95.52 0.70 96.22 0.45 96.66 0.54 97.20 0.50 97.70 0.57 98.27 0.34 98.61 0.59 99.20 0.37 99.57 0.21 99.78 0.17 99.95 0.05 100.00

PERCENTAGE rp

470.75 512.07 1,658.29 875.90 1,402.27 806.69 863.08 896.49 681.32 424.47 343.23 481.67 353.30 693.11 525.92 1,341.55 1,436.59 1,719.60 1,453.66 78.69 17,018.65

470.75 982.82 2,641.11 3,517.01 4,919.28 5,725.97 6,589.05 7,485.53 8,166.85 8,591.32 8,934.55 9,416.23 9,769.53 10,462.64 10,988.56 12,330.12 13,766.70 15,486.30 16,939.96 17,018.65

BAND

2.77 3.01 9.74 5.15 8.24 4.74 5.07 5.27 4.00 2.49 2.02 2.83 2.08 4.07 3.09 7.88 8.44 10.10 8.54 0.46

PERCENTAGE

CUM.

2.77 5.77 15.52 20.67 28.91 33.65 38.72 43.98 47.99 50.48 52.50 55.33 57.40 61.48 64.57 72.45 80.89 91.00 99.54 100.00

4 1 4 0 3 2 1 6 4 2 3 5 3 4 0 9 11 4 1 0 67

4 5 9 9 12 14 15 21 25 27 30 35 38 42 42 51 62 66 67 67

BAND

5.97 1.49 5.97 0.00 4.48 2.99 1.49 8.96 5.97 2.99 4.48 7.46 4.48 5.97 0.00 13.43 16.42 5.97 1.49 0.00

CUM.

PERCENTAGE rp

5.97 126.02 126.02 7.46 2,282.93 2,408.95 13.43 225.39 2,634.34 13.43 0.00 2,634.34 17.91 99.63 2,733.97 20.90 15.43 2,749.40 22.39 5.50 2,754.90 31.34 280.57 3,035.47 37.31 320.30 3,355.77 40.30 22.07 3,377.84 44.78 1,017.07 4,394.91 52.24 802.54 5,197.45 56.72 384.54 5,581.99 62.69 117.71 5,699.70 62.69 0.00 5,699.70 76.12 14,032.32 19,732.03 92.54 1,355.02 21,087.05 98.51 1,273.84 22,360.89 100.00 5.85 22,366.74 100.00 0.00 22,366.74 22,366.74

BAND

CUM.

PERCENTAGE BAND

CUM

0.56 0.56 26.77 10.21 10.77 445.82 1.01 11.78 13.59 0.00 11.78 0.00 0.45 12.22 7.10 0.07 12.29 1.91 0.02 12.32 0.64 1.25 13.57 31.30 1.43 15.00 47.01 0.10 15.10 5.20 4.55 19.65 296.32 3.59 23.24 166.62 1.72 24.96 108.84 0.53 25.48 16.98 0.00 25.48 0.00 62.74 88.22 1,045.98 6.06 94.28 94.32 5.70 99.97 74.08 0.03 100.00 0.40 0.00 100.00 0.00

26.77 245.11 99.74 74.90 55.58 48.02 41.81 40.55 41.09 39.32 49.19 55.20 57.14 54.48 51.87 160.03 153.17 144.39 132.04 131.42 131.42

Page 27 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

18,041 20,647 33,804 24,303 28,109 13,843 9,781 6,876 3,733 2,008 1,522 1,602 1,112 1,345 834 1,237 1,005 432 495 123 170,852

18,041 38,688 72,492 96,795 124,904 138,747 148,528 155,404 159,137 161,145 162,667 164,269 165,381 166,726 167,560 168,797 169,802 170,234 170,729 170,852

BAND

10.56 12.08 19.79 14.22 16.45 8.10 5.72 4.02 2.18 1.18 0.89 0.94 0.65 0.79 0.49 0.72 0.59 0.25 0.29 0.07

CUM.

10.56 22.64 42.43 56.65 73.11 81.21 86.93 90.96 93.14 94.32 95.21 96.15 96.80 97.59 98.07 98.80 99.39 99.64 99.93 100.00

PERCENTAGE rp

16,123.75 4,249.79 10,953.94 12,850.53 25,098.18 16,209.57 17,032.43 18,292.89 13,906.20 8,925.70 7,441.54 10,586.72 8,631.10 14,354.04 10,997.65 22,806.85 31,331.77 27,379.97 92,043.88 132,769.43 501,985.93

16,123.75 20,373.54 31,327.48 44,178.01 69,276.19 85,485.77 102,518.19 120,811.08 134,717.28 143,642.98 151,084.52 161,671.24 170,302.34 184,656.37 195,654.03 218,460.88 249,792.65 277,172.63 369,216.50 501,985.93

BAND

CUM.

3.21 3.21 0.85 4.06 2.18 6.24 2.56 8.80 5.00 13.80 3.23 17.03 3.39 20.42 3.64 24.07 2.77 26.84 1.78 28.61 1.48 30.10 2.11 32.21 1.72 33.93 2.86 36.79 2.19 38.98 4.54 43.52 6.24 49.76 5.45 55.22 18.34 73.55 26.45 100.00

PERCENTAGE f

123 48 77 46 59 37 45 41 26 24 11 68 18 36 47 52 51 58 96 28 991

BAND

CUM.

123 12.41 12.41 171 4.84 17.26 248 7.77 25.03 294 4.64 29.67 353 5.95 35.62 390 3.73 39.35 435 4.54 43.90 476 4.14 48.03 502 2.62 50.66 526 2.42 53.08 537 1.11 54.19 605 6.86 61.05 623 1.82 62.87 659 3.63 66.50 706 4.74 71.24 758 5.25 76.49 809 5.15 81.63 867 5.85 87.49 963 9.69 97.17 991 2.83 100.00

PERCENTAGE rp

9,888.00 1,825.91 4,708.26 13,781.20 2,518.48 4,168.70 6,017.74 5,068.87 10,054.76 6,195.30 2,077.23 1,936.37 5,052.61 27,888.74 4,470.80 36,624.07 6,990.98 2,105.88 43,212.21 23,674.90 218,260.98

9,888.00 11,713.90 16,422.16 30,203.36 32,721.84 36,890.53 42,908.27 47,977.14 58,031.90 64,227.20 66,304.43 68,240.80 73,293.41 101,182.15 105,652.95 142,277.02 149,268.00 151,373.87 194,586.08 218,260.98

BAND

4.53 0.84 2.16 6.31 1.15 1.91 2.76 2.32 4.61 2.84 0.95 0.89 2.31 12.78 2.05 16.78 3.20 0.96 19.80 10.85

CUM.

PERCENTAGE BAND

4.53 61.33 5.37 42.96 7.52 42.98 13.84 107.24 14.99 10.03 16.90 25.72 19.66 35.33 21.98 27.71 26.59 72.30 29.43 69.41 30.38 27.91 31.27 18.29 33.58 58.54 46.36 194.29 48.41 40.65 65.19 160.58 68.39 22.31 69.35 7.69 89.15 46.95 100.00 17.83

CUM

61.33 57.50 52.42 68.37 47.23 43.15 41.85 39.71 43.08 44.71 43.89 42.21 43.04 54.79 54.00 65.13 59.76 54.61 52.70 43.48 43.48

Page 28 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

22,494 21,675 20,844 9,766 8,949 3,897 2,902 2,081 1,195 696 610 697 543 745 574 917 827 452 424 96 100,384

22,494 44,169 65,013 74,779 83,728 87,625 90,527 92,608 93,803 94,499 95,109 95,806 96,349 97,094 97,668 98,585 99,412 99,864 100,288 100,384

BAND

CUM.

22.41 22.41 21.59 44.00 20.76 64.76 9.73 74.49 8.91 83.41 3.88 87.29 2.89 90.18 2.07 92.25 1.19 93.44 0.69 94.14 0.61 94.75 0.69 95.44 0.54 95.98 0.74 96.72 0.57 97.29 0.91 98.21 0.82 99.03 0.45 99.48 0.42 99.90 0.10 100.00

PERCENTAGE rp

16,865.22 4,378.51 8,389.03 6,774.74 10,085.68 6,058.88 6,957.49 11,178.33 7,898.62 3,782.01 3,923.16 5,043.08 5,181.68 7,630.07 7,223.13 15,591.92 27,109.15 28,816.35 43,770.69 33,107.26 259,764.99

16,865.22 21,243.73 29,632.76 36,407.50 46,493.18 52,552.06 59,509.55 70,687.88 78,586.50 82,368.51 86,291.67 91,334.74 96,516.42 104,146.49 111,369.63 126,961.54 154,070.69 182,887.04 226,657.73 259,764.99

BAND

6.49 1.69 3.23 2.61 3.88 2.33 2.68 4.30 3.04 1.46 1.51 1.94 1.99 2.94 2.78 6.00 10.44 11.09 16.85 12.75

CUM.

6.49 8.18 11.41 14.02 17.90 20.23 22.91 27.21 30.25 31.71 33.22 35.16 37.16 40.09 42.87 48.88 59.31 70.40 87.25 100.00

PERCENTAGE f

55 13 40 23 34 13 8 23 19 15 7 18 14 40 40 56 69 55 55 138

55 68 108 131 165 178 186 209 228 243 250 268 282 322 362 418 487 542 597 735

735

BAND

CUM.

7.48 7.48 1.77 9.25 5.44 14.69 3.13 17.82 4.63 22.45 1.77 24.22 1.09 25.31 3.13 28.44 2.59 31.02 2.04 33.06 0.95 34.01 2.45 36.46 1.90 38.37 5.44 43.81 5.44 49.25 7.62 56.87 9.39 66.26 7.48 73.74 7.48 81.22 18.78 100.00

PERCENTAGE rp

5,055.90 347.89 1,433.53 667.78 20,854.46 571.03 1,460.02 3,210.73 601.06 4,776.37 232.04 774.68 261.41 6,915.03 7,145.15 14,261.45 31,791.88 46,209.24 51,993.71 91,382.90 289,946.27

5,055.90 5,403.79 6,837.32 7,505.10 28,359.56 28,930.59 30,390.62 33,601.35 34,202.41 38,978.79 39,210.83 39,985.51 40,246.91 47,161.94 54,307.09 68,568.54 100,360.42 146,569.66 198,563.37 289,946.27

BAND

CUM.

1.74 1.74 0.12 1.86 0.49 2.36 0.23 2.59 7.19 9.78 0.20 9.98 0.50 10.48 1.11 11.59 0.21 11.80 1.65 13.44 0.08 13.52 0.27 13.79 0.09 13.88 2.38 16.27 2.46 18.73 4.92 23.65 10.96 34.61 15.94 50.55 17.93 68.48 31.52 100.00

PERCENTAGE BAND

CUM.

29.98 29.98 7.95 25.44 17.09 23.07 9.86 20.61 206.77 61.00 9.42 55.05 20.98 51.07 28.72 47.53 7.61 43.52 126.29 47.32 5.91 45.44 15.36 43.78 5.04 41.70 90.63 45.28 98.92 48.76 91.47 54.01 117.27 65.14 160.36 80.14 118.79 87.60 276.02 111.62 111.62

Page 29 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12,616 9,225 7,839 3,667 3,683 1,919 1,428 1,086 611 352 268 280 206 299 186 229 162 85 60 18 44,219

12,616 21,841 29,680 33,347 37,030 38,949 40,377 41,463 42,074 42,426 42,694 42,974 43,180 43,479 43,665 43,894 44,056 44,141 44,201 44,219

BAND

CUM.

PERCENTAGE rp

28.53 28.53 4,648.80 20.86 49.39 2,066.56 17.73 67.12 3,148.14 8.29 75.41 2,503.28 8.33 83.74 4,722.01 4.34 88.08 16,131.74 3.23 91.31 3,322.38 2.46 93.77 3,690.45 1.38 95.15 2,773.92 0.80 95.95 1,780.84 0.61 96.55 1,788.68 0.63 97.18 2,945.77 0.47 97.65 2,207.54 0.68 98.33 3,681.58 0.42 98.75 1,602.77 0.52 99.27 5,069.14 0.37 99.63 5,485.87 0.19 99.82 4,733.96 0.14 99.96 5,140.00 0.04 100.00 1,931.15 79,374.56

4,648.80 6,715.36 9,863.50 12,366.78 17,088.78 33,220.52 36,542.90 40,233.35 43,007.27 44,788.11 46,576.79 49,522.56 51,730.09 55,411.67 57,014.44 62,083.58 67,569.45 72,303.41 77,443.41 79,374.56

BAND

CUM.

5.86 5.86 2.60 8.46 3.97 12.43 3.15 15.58 5.95 21.53 20.32 41.85 4.19 46.04 4.65 50.69 3.49 54.18 2.24 56.43 2.25 58.68 3.71 62.39 2.78 65.17 4.64 69.81 2.02 71.83 6.39 78.22 6.91 85.13 5.96 91.09 6.48 97.57 2.43 100.00

PERCENTAGE f

14 3 10 9 26 13 7 14 7 7 2 55 4 24 17 12 42 21 10 42 339

BAND

CUM.

14 4.13 4.13 17 0.88 5.01 27 2.95 7.96 36 2.65 10.62 62 7.67 18.29 75 3.83 22.12 82 2.06 24.19 96 4.13 28.32 103 2.06 30.38 110 2.06 32.45 112 0.59 33.04 167 16.22 49.26 171 1.18 50.44 195 7.08 57.52 212 5.01 62.54 224 3.54 66.08 266 12.39 78.47 287 6.19 84.66 297 2.95 87.61 339 12.39 100.00

PERCENTAGE rp

6,058.53 110.14 289.89 312.12 555.85 819.34 578.05 2,688.29 196.56 401.66 1,166.18 1,550.26 100.10 3,186.79 2,259.80 254.80 9,078.81 3,464.76 2,446.08 501.54 36,019.57

6,058.53 6,168.67 6,458.56 6,770.69 7,326.53 8,145.87 8,723.92 11,412.22 11,608.78 12,010.44 13,176.62 14,726.89 14,826.99 18,013.78 20,273.58 20,528.38 29,607.19 33,071.95 35,518.03 36,019.57

BAND

CUM.

16.82 16.82 0.31 17.13 0.80 17.93 0.87 18.80 1.54 20.34 2.27 22.62 1.60 24.22 7.46 31.68 0.55 32.23 1.12 33.34 3.24 36.58 4.30 40.89 0.28 41.16 8.85 50.01 6.27 56.28 0.71 56.99 25.21 82.20 9.62 91.82 6.79 98.61 1.39 100.00

PERCENTAGE BAND

130.32 5.33 9.21 12.47 11.77 5.08 17.40 72.84 7.09 22.55 65.20 52.63 4.53 86.56 140.99 5.03 165.49 73.19 47.59 25.97

CUM

130.32 91.86 65.48 54.75 42.87 24.52 23.87 28.37 26.99 26.82 28.29 29.74 28.66 32.51 35.56 33.07 43.82 45.74 45.86 45.38 45.38

Page 30 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,653 1,473 1,290 614 574 334 191 161 89 53 38 45 28 39 18 23 29 11 10 5 6,678

1,653 3,126 4,416 5,030 5,604 5,938 6,129 6,290 6,379 6,432 6,470 6,515 6,543 6,582 6,600 6,623 6,652 6,663 6,673 6,678

BAND

CUM.

PERCENTAGE rp

24.75 24.75 287.42 22.06 46.81 249.14 19.32 66.13 461.12 9.19 75.32 345.74 8.60 83.92 669.91 5.00 88.92 444.00 2.86 91.78 380.94 2.41 94.19 453.49 1.33 95.52 324.06 0.79 96.32 246.39 0.57 96.89 183.99 0.67 97.56 265.22 0.42 97.98 284.36 0.58 98.56 437.70 0.27 98.83 207.99 0.34 99.18 249.23 0.43 99.61 1,904.08 0.16 99.78 480.30 0.15 99.93 827.67 0.07 100.00 625.84 9,328.61

287.42 536.57 997.69 1,343.43 2,013.34 2,457.33 2,838.27 3,291.76 3,615.82 3,862.22 4,046.20 4,311.43 4,595.79 5,033.49 5,241.48 5,490.72 7,394.79 7,875.10 8,702.77 9,328.61

BAND

3.08 2.67 4.94 3.71 7.18 4.76 4.08 4.86 3.47 2.64 1.97 2.84 3.05 4.69 2.23 2.67 20.41 5.15 8.87 6.71

CUM.

3.08 5.75 10.69 14.40 21.58 26.34 30.43 35.29 38.76 41.40 43.37 46.22 49.27 53.96 56.19 58.86 79.27 84.42 93.29 100.00

PERCENTAGE f

0 0 1 1 1 1 1 0 0 2 0 0 0 2 0 0 4 2 3 94 112

0 0 1 2 3 4 5 5 5 7 7 7 7 9 9 9 13 15 18 112

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.89 0.89 3.46 3.46 0.89 1.79 1.16 4.62 0.89 2.68 25.00 29.62 0.89 3.57 27.42 57.04 0.89 4.46 1,077.28 1,134.31 0.00 4.46 0.00 1,134.31 0.00 4.46 0.00 1,134.31 1.79 6.25 16.62 1,150.94 0.00 6.25 0.00 1,150.94 0.00 6.25 0.00 1,150.94 0.00 6.25 0.00 1,150.94 1.79 8.04 9.21 1,160.14 0.00 8.04 0.00 1,160.14 0.00 8.04 0.00 1,160.14 3.57 11.61 163.36 1,323.51 1.79 13.39 764.14 2,087.65 2.68 16.07 175.23 2,262.88 83.93 100.00 1,432.86 3,695.74 3,695.74

BAND

CUM.

0.00 0.00 0.00 0.00 0.09 0.09 0.03 0.13 0.68 0.80 0.74 1.54 29.15 30.69 0.00 30.69 0.00 30.69 0.45 31.14 0.00 31.14 0.00 31.14 0.00 31.14 0.25 31.39 0.00 31.39 0.00 31.39 4.42 35.81 20.68 56.49 4.74 61.23 38.77 100.00

PERCENTAGE BAND

0.00 0.00 0.75 0.34 3.73 6.18 282.79 0.00 0.00 6.75 0.00 0.00 0.00 2.10 0.00 0.00 8.58 159.09 21.17 228.95

CUM

0.00 0.00 0.35 0.34 1.47 2.32 39.96 34.46 31.37 29.80 28.44 26.70 25.04 23.05 22.13 21.13 17.90 26.51 26.00 39.62 39.62

Page 31 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

13,201 12,156 13,436 7,064 7,636 3,776 2,960 2,265 1,348 766 668 715 491 593 355 574 373 163 180 56 68,776

13,201 25,357 38,793 45,857 53,493 57,269 60,229 62,494 63,842 64,608 65,276 65,991 66,482 67,075 67,430 68,004 68,377 68,540 68,720 68,776

BAND

19.19 17.67 19.54 10.27 11.10 5.49 4.30 3.29 1.96 1.11 0.97 1.04 0.71 0.86 0.52 0.83 0.54 0.24 0.26 0.08

CUM.

19.19 36.87 56.40 66.68 77.78 83.27 87.57 90.87 92.83 93.94 94.91 95.95 96.66 97.53 98.04 98.88 99.42 99.66 99.92 100.00

PERCENTAGE rp

7,734.98 2,688.65 5,523.58 4,714.17 7,728.19 5,515.63 14,999.35 7,031.80 5,804.18 3,484.40 3,818.13 5,360.47 4,535.69 8,740.40 5,442.83 15,857.00 14,931.51 11,312.70 23,631.80 27,833.62 186,689.08

7,734.98 10,423.63 15,947.22 20,661.39 28,389.58 33,905.20 48,904.55 55,936.35 61,740.53 65,224.93 69,043.06 74,403.52 78,939.21 87,679.61 93,122.44 108,979.44 123,910.95 135,223.65 158,855.45 186,689.08

BAND

4.14 1.44 2.96 2.53 4.14 2.95 8.03 3.77 3.11 1.87 2.05 2.87 2.43 4.68 2.92 8.49 8.00 6.06 12.66 14.91

PERCENTAGE

CUM.

4.14 5.58 8.54 11.07 15.21 18.16 26.20 29.96 33.07 34.94 36.98 39.85 42.28 46.97 49.88 58.37 66.37 72.43 85.09 100.00

26 9 13 6 16 11 15 18 40 8 10 47 14 44 15 34 29 21 23 6

26 35 48 54 70 81 96 114 154 162 172 219 233 277 292 326 355 376 399 405

405

BAND

6.42 2.22 3.21 1.48 3.95 2.72 3.70 4.44 9.88 1.98 2.47 11.60 3.46 10.86 3.70 8.40 7.16 5.19 5.68 1.48

CUM.

6.42 8.64 11.85 13.33 17.28 20.00 23.70 28.15 38.02 40.00 42.47 54.07 57.53 68.40 72.10 80.49 87.65 92.84 98.52 100.00

PERCENTAGE rp

15,559.22 189.55 197.56 306.75 1,825.19 253.88 1,439.94 1,018.02 4,005.80 130.65 428.65 1,194.92 835.87 11,689.47 18,067.39 13,942.47 11,234.50 5,641.73 2,475.64 40,579.67 131,016.86

15,559.22 15,748.76 15,946.32 16,253.07 18,078.27 18,332.15 19,772.09 20,790.11 24,795.91 24,926.56 25,355.21 26,550.13 27,386.00 39,075.46 57,142.85 71,085.32 82,319.82 87,961.54 90,437.19 131,016.86

BAND

CUM.

11.88 11.88 0.14 12.02 0.15 12.17 0.23 12.41 1.39 13.80 0.19 13.99 1.10 15.09 0.78 15.87 3.06 18.93 0.10 19.03 0.33 19.35 0.91 20.26 0.64 20.90 8.92 29.82 13.79 43.61 10.64 54.26 8.57 62.83 4.31 67.14 1.89 69.03 30.97 100.00

PERCENTAGE BAND

CUM

201.15 7.05 3.58 6.51 23.62 4.60 9.60 14.48 69.02 3.75 11.23 22.29 18.43 133.74 331.95 87.93 75.24 49.87 10.48 145.79

201.15 151.09 99.99 78.66 63.68 54.07 40.43 37.17 40.16 38.22 36.72 35.68 34.69 44.57 61.36 65.23 66.43 65.05 56.93 70.18 70.18

Page 32 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,472 6,782 4,284 1,385 1,059 305 227 127 81 34 22 41 24 22 11 28 46 11 4 1 21,966

7,472 14,254 18,538 19,923 20,982 21,287 21,514 21,641 21,722 21,756 21,778 21,819 21,843 21,865 21,876 21,904 21,950 21,961 21,965 21,966

BAND

CUM.

34.02 34.02 30.87 64.89 19.50 84.39 6.31 90.70 4.82 95.52 1.39 96.91 1.03 97.94 0.58 98.52 0.37 98.89 0.15 99.04 0.10 99.14 0.19 99.33 0.11 99.44 0.10 99.54 0.05 99.59 0.13 99.72 0.21 99.93 0.05 99.98 0.02 100.00 0.00 100.00

PERCENTAGE rp

4,865.94 3,446.52 4,307.88 3,004.83 2,745.68 1,157.58 1,054.35 667.95 567.73 356.03 270.74 359.25 373.73 502.00 467.47 630.51 1,624.46 412.40 363.28 21.38

4,865.94 8,312.45 12,620.34 15,625.16 18,370.84 19,528.41 20,582.76 21,250.72 21,818.45 22,174.48 22,445.22 22,804.47 23,178.20 23,680.21 24,147.67 24,778.18 26,402.64 26,815.04 27,178.32 27,199.70

27,199.70

BAND

17.89 12.67 15.84 11.05 10.09 4.26 3.88 2.46 2.09 1.31 1.00 1.32 1.37 1.85 1.72 2.32 5.97 1.52 1.34 0.08

PERCENTAGE

CUM.

17.89 30.56 46.40 57.45 67.54 71.80 75.67 78.13 80.22 81.52 82.52 83.84 85.21 87.06 88.78 91.10 97.07 98.59 99.92 100.00

31 28 17 8 5 1 2 0 2 0 0 4 1 3 0 4 1 6 0 0 113

BAND

CUM.

31 27.43 27.43 59 24.78 52.21 76 15.04 67.26 84 7.08 74.34 89 4.42 78.76 90 0.88 79.65 92 1.77 81.42 92 0.00 81.42 94 1.77 83.19 94 0.00 83.19 94 0.00 83.19 98 3.54 86.73 99 0.88 87.61 102 2.65 90.27 102 0.00 90.27 106 3.54 93.81 107 0.88 94.69 113 5.31 100.00 113 0.00 100.00 113 0.00 100.00

PERCENTAGE rp

3,431.03 1,971.34 956.86 2,681.63 314.06 630.00 64.07 0.00 9.19 0.00 0.00 105.78 312.01 117.79 0.00 3.05 407.89 1,013.83 0.00 0.00 12,018.53

3,431.03 5,402.37 6,359.23 9,040.86 9,354.92 9,984.92 10,048.99 10,048.99 10,058.19 10,058.19 10,058.19 10,163.96 10,475.98 10,593.77 10,593.77 10,596.82 11,004.70 12,018.53 12,018.53 12,018.53

BAND

CUM.

28.55 28.55 16.40 44.95 7.96 52.91 22.31 75.22 2.61 77.84 5.24 83.08 0.53 83.61 0.00 83.61 0.08 83.69 0.00 83.69 0.00 83.69 0.88 84.57 2.60 87.17 0.98 88.15 0.00 88.15 0.03 88.17 3.39 91.56 8.44 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

70.51 57.20 22.21 89.24 11.44 54.42 6.08 0.00 1.62 0.00 0.00 29.44 83.49 23.46 0.00 0.48 25.11 245.84 0.00 0.00

CUM

70.51 64.99 50.39 57.86 50.92 51.13 48.82 47.29 46.10 45.36 44.81 44.57 45.20 44.74 43.87 42.77 41.68 44.82 44.22 44.19 44.19

Page 33 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

982 696 562 302 284 119 95 45 24 18 5 12 4 7 9 17 7 2 0 0 3,190

982 1,678 2,240 2,542 2,826 2,945 3,040 3,085 3,109 3,127 3,132 3,144 3,148 3,155 3,164 3,181 3,188 3,190 3,190 3,190

BAND

CUM.

30.78 30.78 21.82 52.60 17.62 70.22 9.47 79.69 8.90 88.59 3.73 92.32 2.98 95.30 1.41 96.71 0.75 97.46 0.56 98.03 0.16 98.18 0.38 98.56 0.13 98.68 0.22 98.90 0.28 99.18 0.53 99.72 0.22 99.94 0.06 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

336.67 289.02 430.78 500.51 662.15 359.04 338.20 187.72 177.34 88.76 19.47 238.13 104.95 73.87 254.62 888.40 565.23 327.88 0.00 0.00 5,842.74

336.67 625.68 1,056.46 1,556.98 2,219.13 2,578.16 2,916.36 3,104.08 3,281.43 3,370.19 3,389.66 3,627.79 3,732.74 3,806.61 4,061.22 4,949.63 5,514.86 5,842.74 5,842.74 5,842.74

BAND

5.76 4.95 7.37 8.57 11.33 6.15 5.79 3.21 3.04 1.52 0.33 4.08 1.80 1.26 4.36 15.21 9.67 5.61 0.00 0.00

CUM.

5.76 10.71 18.08 26.65 37.98 44.13 49.91 53.13 56.16 57.68 58.01 62.09 63.89 65.15 69.51 84.71 94.39 100.00 100.00 100.00

PERCENTAGE f

5 7 4 6 2 1 0 0 0 1 0 0 0 0 2 0 0 0 0 0 28

BAND

CUM.

5 12 16 22 24 25 25 25 25 26 26 26 26 26 28 28 28 28 28 28

17.86 25.00 14.29 21.43 7.14 3.57 0.00 0.00 0.00 3.57 0.00 0.00 0.00 0.00 7.14 0.00 0.00 0.00 0.00 0.00

17.86 42.86 57.14 78.57 85.71 89.29 89.29 89.29 89.29 92.86 92.86 92.86 92.86 92.86 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

95.61 588.81 503.57 743.61 914.04 19.62 0.00 0.00 0.00 554.20 0.00 0.00 0.00 0.00 118.01 0.00 0.00 0.00 0.00 0.00 3,537.48

95.61 684.43 1,188.00 1,931.60 2,845.65 2,865.27 2,865.27 2,865.27 2,865.27 3,419.47 3,419.47 3,419.47 3,419.47 3,419.47 3,537.48 3,537.48 3,537.48 3,537.48 3,537.48 3,537.48

BAND

2.70 16.65 14.24 21.02 25.84 0.55 0.00 0.00 0.00 15.67 0.00 0.00 0.00 0.00 3.34 0.00 0.00 0.00 0.00 0.00

CUM.

2.70 19.35 33.58 54.60 80.44 81.00 81.00 81.00 81.00 96.66 96.66 96.66 96.66 96.66 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

28.40 203.73 116.90 148.57 138.04 5.46 0.00 0.00 0.00 624.35 0.00 0.00 0.00 0.00 46.35 0.00 0.00 0.00 0.00 0.00

CUM

28.40 109.39 112.45 124.06 128.23 111.14 98.25 92.31 87.32 101.46 100.88 94.26 91.61 89.83 87.10 71.47 64.14 60.54 60.54 60.54 60.54

Page 34 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,363 1,792 1,334 607 656 350 206 144 99 41 40 42 20 27 15 26 24 18 20 7 7,831

2,363 4,155 5,489 6,096 6,752 7,102 7,308 7,452 7,551 7,592 7,632 7,674 7,694 7,721 7,736 7,762 7,786 7,804 7,824 7,831

BAND

CUM.

30.17 30.17 22.88 53.06 17.03 70.09 7.75 77.84 8.38 86.22 4.47 90.69 2.63 93.32 1.84 95.16 1.26 96.42 0.52 96.95 0.51 97.46 0.54 98.00 0.26 98.25 0.34 98.60 0.19 98.79 0.33 99.12 0.31 99.43 0.23 99.66 0.26 99.91 0.09 100.00

PERCENTAGE rp

668.44 668.44 449.56 1,118.01 630.40 1,748.41 485.61 2,234.02 910.88 3,144.89 775.38 3,920.27 694.34 4,614.61 539.93 5,154.54 507.84 5,662.38 224.57 5,886.95 263.54 6,150.49 284.96 6,435.45 222.50 6,657.95 475.23 7,133.18 253.68 7,386.86 895.91 8,282.77 1,245.49 9,528.26 1,377.83 10,906.08 3,784.10 14,690.19 1,132.50 15,822.69 15,822.69

BAND

4.22 2.84 3.98 3.07 5.76 4.90 4.39 3.41 3.21 1.42 1.67 1.80 1.41 3.00 1.60 5.66 7.87 8.71 23.92 7.16

CUM.

4.22 7.07 11.05 14.12 19.88 24.78 29.16 32.58 35.79 37.21 38.87 40.67 42.08 45.08 46.69 52.35 60.22 68.93 92.84 100.00

PERCENTAGE f

3 3 3 5 0 1 2 0 1 1 0 2 1 2 3 0 0 2 0 0 29

3 6 9 14 14 15 17 17 18 19 19 21 22 24 27 27 27 29 29 29

BAND

CUM.

10.34 10.34 10.34 20.69 10.34 31.03 17.24 48.28 0.00 48.28 3.45 51.72 6.90 58.62 0.00 58.62 3.45 62.07 3.45 65.52 0.00 65.52 6.90 72.41 3.45 75.86 6.90 82.76 10.34 93.10 0.00 93.10 0.00 93.10 6.90 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

36.57 90.83 188.87 708.21 0.00 506.38 118.15 0.00 133.07 21.69 0.00 580.24 24.69 616.98 202.70 0.00 0.00 6,222.06 0.00 0.00 9,450.45

36.57 127.40 316.27 1,024.48 1,024.48 1,530.86 1,649.02 1,649.02 1,782.09 1,803.78 1,803.78 2,384.02 2,408.71 3,025.69 3,228.39 3,228.39 3,228.39 9,450.45 9,450.45 9,450.45

BAND

CUM.

0.39 0.39 0.96 1.35 2.00 3.35 7.49 10.84 0.00 10.84 5.36 16.20 1.25 17.45 0.00 17.45 1.41 18.86 0.23 19.09 0.00 19.09 6.14 25.23 0.26 25.49 6.53 32.02 2.14 34.16 0.00 34.16 0.00 34.16 65.84 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

5.47 20.20 29.96 145.84 0.00 65.31 17.02 0.00 26.20 9.66 0.00 203.62 11.10 129.83 79.90 0.00 0.00 451.58 0.00 0.00

CUM

5.47 11.39 18.09 45.86 32.58 39.05 35.73 31.99 31.47 30.64 29.33 37.05 36.18 42.42 43.70 38.98 33.88 86.65 64.33 59.73 59.73

Page 35 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,391 2,962 3,273 1,815 1,719 778 600 384 186 80 75 79 43 59 35 50 51 22 23 9 14,634

2,391 5,353 8,626 10,441 12,160 12,938 13,538 13,922 14,108 14,188 14,263 14,342 14,385 14,444 14,479 14,529 14,580 14,602 14,625 14,634

BAND

CUM.

16.34 16.34 20.24 36.58 22.37 58.94 12.40 71.35 11.75 83.09 5.32 88.41 4.10 92.51 2.62 95.13 1.27 96.41 0.55 96.95 0.51 97.46 0.54 98.00 0.29 98.30 0.40 98.70 0.24 98.94 0.34 99.28 0.35 99.63 0.15 99.78 0.16 99.94 0.06 100.00

PERCENTAGE rp

1,036.06 966.67 2,058.92 1,710.85 2,961.17 2,122.49 2,164.36 1,797.71 1,089.56 597.54 608.87 606.22 433.38 976.40 391.59 885.59 2,022.96 1,901.15 6,940.71 2,750.11 34,022.32

1,036.06 2,002.73 4,061.64 5,772.50 8,733.67 10,856.15 13,020.51 14,818.22 15,907.78 16,505.32 17,114.19 17,720.41 18,153.80 19,130.20 19,521.79 20,407.39 22,430.34 24,331.50 31,272.20 34,022.32

BAND

3.05 2.84 6.05 5.03 8.70 6.24 6.36 5.28 3.20 1.76 1.79 1.78 1.27 2.87 1.15 2.60 5.95 5.59 20.40 8.08

CUM.

3.05 5.89 11.94 16.97 25.67 31.91 38.27 43.55 46.76 48.51 50.30 52.08 53.36 56.23 57.38 59.98 65.93 71.52 91.92 100.00

PERCENTAGE f

3 11 6 4 4 1 3 1 0 0 0 0 0 2 1 3 5 1 4 1 50

BAND

CUM.

3 6.00 6.00 14 22.00 28.00 20 12.00 40.00 24 8.00 48.00 28 8.00 56.00 29 2.00 58.00 32 6.00 64.00 33 2.00 66.00 33 0.00 66.00 33 0.00 66.00 33 0.00 66.00 33 0.00 66.00 33 0.00 66.00 35 4.00 70.00 36 2.00 72.00 39 6.00 78.00 44 10.00 88.00 45 2.00 90.00 49 8.00 98.00 50 2.00 100.00

PERCENTAGE rp

108.86 1,024.85 798.46 234.96 259.70 355.97 129.20 1,038.24 0.00 0.00 0.00 0.00 0.00 358.83 668.86 287.98 239.80 33.14 2,665.09 0.00 8,203.94

108.86 1,133.71 1,932.17 2,167.13 2,426.83 2,782.79 2,911.99 3,950.23 3,950.23 3,950.23 3,950.23 3,950.23 3,950.23 4,309.06 4,977.92 5,265.91 5,505.71 5,538.85 8,203.94 8,203.94

BAND

CUM.

1.33 1.33 12.49 13.82 9.73 23.55 2.86 26.42 3.17 29.58 4.34 33.92 1.57 35.50 12.66 48.15 0.00 48.15 0.00 48.15 0.00 48.15 0.00 48.15 0.00 48.15 4.37 52.52 8.15 60.68 3.51 64.19 2.92 67.11 0.40 67.51 32.49 100.00 0.00 100.00

PERCENTAGE BAND

10.51 106.02 38.78 13.73 8.77 16.77 5.97 57.75 0.00 0.00 0.00 0.00 0.00 36.75 170.80 32.52 11.85 1.74 38.40 0.00

CUM

10.51 56.61 47.57 37.54 27.79 25.63 22.36 26.66 24.83 23.93 23.08 22.29 21.76 22.52 25.50 25.80 24.55 22.76 26.23 24.11 24.11

Page 36 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,773 1,679 1,877 917 884 477 312 267 154 57 38 52 60 49 19 21 16 10 7 4 8,673

1,773 3,452 5,329 6,246 7,130 7,607 7,919 8,186 8,340 8,397 8,435 8,487 8,547 8,596 8,615 8,636 8,652 8,662 8,669 8,673

BAND

CUM.

20.44 20.44 19.36 39.80 21.64 61.44 10.57 72.02 10.19 82.21 5.50 87.71 3.60 91.31 3.08 94.38 1.78 96.16 0.66 96.82 0.44 97.26 0.60 97.86 0.69 98.55 0.56 99.11 0.22 99.33 0.24 99.57 0.18 99.76 0.12 99.87 0.08 99.95 0.05 100.00

PERCENTAGE rp

522.72 430.63 826.15 703.42 1,261.75 1,089.35 1,105.56 1,228.26 783.39 474.22 267.62 626.64 589.87 540.40 190.88 396.41 421.43 350.75 1,061.84 526.04 13,397.33

522.72 953.34 1,779.49 2,482.92 3,744.67 4,834.02 5,939.58 7,167.84 7,951.23 8,425.45 8,693.07 9,319.71 9,909.58 10,449.99 10,640.87 11,037.27 11,458.71 11,809.46 12,871.29 13,397.33

BAND

3.90 3.21 6.17 5.25 9.42 8.13 8.25 9.17 5.85 3.54 2.00 4.68 4.40 4.03 1.42 2.96 3.15 2.62 7.93 3.93

CUM.

3.90 7.12 13.28 18.53 27.95 36.08 44.33 53.50 59.35 62.89 64.89 69.56 73.97 78.00 79.43 82.38 85.53 88.15 96.07 100.00

PERCENTAGE f

1 4 3 2 1 2 0 1 0 2 2 0 0 0 0 0 0 0 2 0 20

BAND

CUM.

1 5 8 10 11 13 13 14 14 16 18 18 18 18 18 18 18 18 20 20

5.00 5.00 20.00 25.00 15.00 40.00 10.00 50.00 5.00 55.00 10.00 65.00 0.00 65.00 5.00 70.00 0.00 70.00 10.00 80.00 10.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00

PERCENTAGE rp

5.00 292.21 243.66 159.98 137.28 787.42 0.00 888.23 0.00 339.04 21.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 273.05 0.00 3,147.25

5.00 297.21 540.87 700.86 838.14 1,625.55 1,625.55 2,513.78 2,513.78 2,852.82 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 3,147.25 3,147.25

BAND

CUM.

0.16 0.16 9.28 9.44 7.74 17.19 5.08 22.27 4.36 26.63 25.02 51.65 0.00 51.65 28.22 79.87 0.00 79.87 10.77 90.64 0.68 91.32 0.00 91.32 0.00 91.32 0.00 91.32 0.00 91.32 0.00 91.32 0.00 91.32 0.00 91.32 8.68 100.00 0.00 100.00

PERCENTAGE BAND

0.96 67.86 29.49 22.74 10.88 72.28 0.00 72.32 0.00 71.49 7.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.72 0.00

CUM

0.96 31.18 30.39 28.23 22.38 33.63 27.37 35.07 31.61 33.86 33.06 30.84 29.00 27.50 27.01 26.04 25.08 24.34 24.45 23.49 23.49

Page 37 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

980 1,052 863 410 442 249 156 127 47 31 22 26 10 22 3 13 5 1 0 0 4,459

980 2,032 2,895 3,305 3,747 3,996 4,152 4,279 4,326 4,357 4,379 4,405 4,415 4,437 4,440 4,453 4,458 4,459 4,459 4,459

BAND

CUM.

21.98 21.98 23.59 45.57 19.35 64.92 9.19 74.12 9.91 84.03 5.58 89.62 3.50 93.12 2.85 95.96 1.05 97.02 0.70 97.71 0.49 98.21 0.58 98.79 0.22 99.01 0.49 99.51 0.07 99.57 0.29 99.87 0.11 99.98 0.02 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

195.43 326.20 579.03 533.07 778.24 667.98 522.78 694.84 239.64 260.98 208.44 193.15 121.64 798.81 687.48 257.50 43.55 130.56 0.00 0.00 7,239.32

195.43 521.63 1,100.66 1,633.73 2,411.97 3,079.95 3,602.73 4,297.57 4,537.21 4,798.19 5,006.63 5,199.78 5,321.42 6,120.23 6,807.71 7,065.21 7,108.76 7,239.32 7,239.32 7,239.32

BAND

2.70 4.51 8.00 7.36 10.75 9.23 7.22 9.60 3.31 3.61 2.88 2.67 1.68 11.03 9.50 3.56 0.60 1.80 0.00 0.00

CUM.

2.70 7.21 15.20 22.57 33.32 42.54 49.77 59.36 62.67 66.28 69.16 71.83 73.51 84.54 94.04 97.59 98.20 100.00 100.00 100.00

PERCENTAGE f

1 4 4 5 0 1 1 0 2 0 0 1 1 0 0 0 0 0 0 0 20

1 5 9 14 14 15 16 16 18 18 18 19 20 20 20 20 20 20 20 20

BAND

5.00 20.00 20.00 25.00 0.00 5.00 5.00 0.00 10.00 0.00 0.00 5.00 5.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

5.00 11.25 11.25 25.00 297.03 308.28 45.00 745.47 1,053.75 70.00 370.22 1,423.97 70.00 0.00 1,423.97 75.00 22.92 1,446.89 80.00 238.91 1,685.80 80.00 0.00 1,685.80 90.00 72.05 1,757.85 90.00 0.00 1,757.85 90.00 0.00 1,757.85 95.00 2,369.66 4,127.51 100.00 3,742.44 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 7,869.95

BAND

0.14 3.77 9.47 4.70 0.00 0.29 3.04 0.00 0.92 0.00 0.00 30.11 47.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.14 5.76 3.92 91.06 13.39 128.74 18.09 69.45 18.09 0.00 18.38 3.43 21.42 45.70 21.42 0.00 22.34 30.07 22.34 0.00 22.34 0.00 52.45 1,226.82 100.00 3,076.77 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

CUM

5.76 59.10 95.74 87.16 59.04 46.98 46.79 39.23 38.74 36.64 35.11 79.38 147.89 128.59 115.60 111.39 110.71 108.71 108.71 108.71 108.71

Page 38 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,738 3,437 3,175 1,503 1,259 561 423 303 161 81 84 106 54 57 31 43 38 9 12 11 15,086

3,738 7,175 10,350 11,853 13,112 13,673 14,096 14,399 14,560 14,641 14,725 14,831 14,885 14,942 14,973 15,016 15,054 15,063 15,075 15,086

BAND

CUM.

24.78 24.78 22.78 47.56 21.05 68.61 9.96 78.57 8.35 86.92 3.72 90.63 2.80 93.44 2.01 95.45 1.07 96.51 0.54 97.05 0.56 97.61 0.70 98.31 0.36 98.67 0.38 99.05 0.21 99.25 0.29 99.54 0.25 99.79 0.06 99.85 0.08 99.93 0.07 100.00

PERCENTAGE rp

592.35 918.69 1,890.52 1,622.09 1,992.84 1,301.41 1,326.85 1,306.29 944.00 433.35 566.41 725.35 525.86 578.41 541.13 747.44 1,038.00 645.34 1,481.92 1,319.05 20,497.28

592.35 1,511.03 3,401.56 5,023.64 7,016.48 8,317.89 9,644.73 10,951.02 11,895.02 12,328.37 12,894.78 13,620.12 14,145.99 14,724.40 15,265.53 16,012.97 17,050.97 17,696.31 19,178.23 20,497.28

BAND

2.89 4.48 9.22 7.91 9.72 6.35 6.47 6.37 4.61 2.11 2.76 3.54 2.57 2.82 2.64 3.65 5.06 3.15 7.23 6.44

CUM.

2.89 7.37 16.60 24.51 34.23 40.58 47.05 53.43 58.03 60.15 62.91 66.45 69.01 71.84 74.48 78.12 83.19 86.33 93.56 100.00

PERCENTAGE f

2 2 2 1 2 0 2 1 0 1 1 0 0 0 0 2 0 0 0 0 16

2 4 6 7 9 9 11 12 12 13 14 14 14 14 14 16 16 16 16 16

BAND

12.50 12.50 12.50 6.25 12.50 0.00 12.50 6.25 0.00 6.25 6.25 0.00 0.00 0.00 0.00 12.50 0.00 0.00 0.00 0.00

CUM.

12.50 25.00 37.50 43.75 56.25 56.25 68.75 75.00 75.00 81.25 87.50 87.50 87.50 87.50 87.50 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

50.55 118.08 79.04 20.71 50.92 0.00 45.50 519.91 0.00 82.80 8.00 0.00 0.00 0.00 0.00 35.87 0.00 0.00 0.00 0.00 1,011.37

50.55 168.63 247.67 268.38 319.30 319.30 364.79 884.71 884.71 967.51 975.51 975.51 975.51 975.51 975.51 1,011.37 1,011.37 1,011.37 1,011.37 1,011.37

BAND

5.00 11.68 7.81 2.05 5.03 0.00 4.50 51.41 0.00 8.19 0.79 0.00 0.00 0.00 0.00 3.55 0.00 0.00 0.00 0.00

CUM.

5.00 16.67 24.49 26.54 31.57 31.57 36.07 87.48 87.48 95.66 96.45 96.45 96.45 96.45 96.45 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

8.53 12.85 4.18 1.28 2.56 0.00 3.43 39.80 0.00 19.11 1.41 0.00 0.00 0.00 0.00 4.80 0.00 0.00 0.00 0.00

CUM

8.53 11.16 7.28 5.34 4.55 3.84 3.78 8.08 7.44 7.85 7.57 7.16 6.90 6.63 6.39 6.32 5.93 5.72 5.27 4.93 4.93

Page 39 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 21

DATA POSITION FROM : TO PROCESSING

01/01/2004

15/12/2007

DATE :

15/02/2008

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

282 373 353 197 203 103 63 40 9 13 10 11 7 2 1 0 1 1 0 0 1,669

282 655 1,008 1,205 1,408 1,511 1,574 1,614 1,623 1,636 1,646 1,657 1,664 1,666 1,667 1,667 1,668 1,669 1,669 1,669

BAND

CUM.

16.90 16.90 22.35 39.25 21.15 60.40 11.80 72.20 12.16 84.36 6.17 90.53 3.77 94.31 2.40 96.70 0.54 97.24 0.78 98.02 0.60 98.62 0.66 99.28 0.42 99.70 0.12 99.82 0.06 99.88 0.00 99.88 0.06 99.94 0.06 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

34.19 98.55 228.19 267.34 387.57 198.88 206.34 123.79 35.40 53.85 8.62 109.56 45.95 9.08 7.62 0.00 0.00 4.49 0.00 0.00 1,819.42

34.19 132.74 360.94 628.27 1,015.85 1,214.73 1,421.06 1,544.85 1,580.25 1,634.10 1,642.71 1,752.27 1,798.23 1,807.31 1,814.93 1,814.93 1,814.93 1,819.42 1,819.42 1,819.42

BAND

1.88 5.42 12.54 14.69 21.30 10.93 11.34 6.80 1.95 2.96 0.47 6.02 2.53 0.50 0.42 0.00 0.00 0.25 0.00 0.00

CUM.

1.88 7.30 19.84 34.53 55.83 66.76 78.11 84.91 86.85 89.81 90.29 96.31 98.83 99.33 99.75 99.75 99.75 100.00 100.00 100.00

PERCENTAGE f

0 0 4 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 6

BAND

0 0 4 4 4 5 5 5 5 5 5 6 6 6 6 6 6 6 6 6

0.00 0.00 66.67 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 166.12 0.00 0.00 587.97 0.00 0.00 0.00 0.00 0.00 190.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 944.74

0.00 0.00 166.12 166.12 166.12 754.09 754.09 754.09 754.09 754.09 754.09 944.74 944.74 944.74 944.74 944.74 944.74 944.74 944.74 944.74

BAND

0.00 0.00 17.58 0.00 0.00 62.24 0.00 0.00 0.00 0.00 0.00 20.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 17.58 17.58 17.58 79.82 79.82 79.82 79.82 79.82 79.82 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 72.80 0.00 0.00 295.64 0.00 0.00 0.00 0.00 0.00 174.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 46.02 26.44 16.35 62.08 53.06 48.81 47.72 46.15 45.90 53.92 52.54 52.27 52.05 52.05 52.05 51.93 51.93 51.93 51.93

Page 40 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

BALI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,481 2,352 2,285 1,350 1,743 921 556 440 255 140 104 97 83 88 52 82 52 29 48 8 13,166

2,481 4,833 7,118 8,468 10,211 11,132 11,688 12,128 12,383 12,523 12,627 12,724 12,807 12,895 12,947 13,029 13,081 13,110 13,158 13,166

BAND

CUM.

PERCENTAGE rp

18.84 18.84 843.22 17.86 36.71 514.52 17.36 54.06 966.53 10.25 64.32 921.34 13.24 77.56 1,890.14 7.00 84.55 1,474.78 4.22 88.77 1,281.01 3.34 92.12 7,501.53 1.94 94.05 1,088.77 1.06 95.12 776.32 0.79 95.91 700.57 0.74 96.64 652.31 0.63 97.27 637.15 0.67 97.94 831.07 0.39 98.34 791.79 0.62 98.96 1,237.28 0.39 99.35 1,348.16 0.22 99.57 1,536.92 0.36 99.94 3,366.67 0.06 100.00 39,739.98 68,100.06

843.22 1,357.74 2,324.28 3,245.62 5,135.76 6,610.54 7,891.55 15,393.08 16,481.85 17,258.17 17,958.74 18,611.05 19,248.19 20,079.26 20,871.05 22,108.33 23,456.49 24,993.41 28,360.08 68,100.06

BAND

1.24 0.76 1.42 1.35 2.78 2.17 1.88 11.02 1.60 1.14 1.03 0.96 0.94 1.22 1.16 1.82 1.98 2.26 4.94 58.36

PERCENTAGE

CUM.

1.24 1.99 3.41 4.77 7.54 9.71 11.59 22.60 24.20 25.34 26.37 27.33 28.26 29.48 30.65 32.46 34.44 36.70 41.64 100.00

4 0 3 1 2 2 1 2 2 3 2 2 2 3 7 0 11 6 7 0

4 4 7 8 10 12 13 15 17 20 22 24 26 29 36 36 47 53 60 60

BAND

CUM.

6.67 6.67 0.00 6.67 5.00 11.67 1.67 13.33 3.33 16.67 3.33 20.00 1.67 21.67 3.33 25.00 3.33 28.33 5.00 33.33 3.33 36.67 3.33 40.00 3.33 43.33 5.00 48.33 11.67 60.00 0.00 60.00 18.33 78.33 10.00 88.33 11.67 100.00 0.00 100.00

PERCENTAGE rp

980.23 0.00 100.40 3.81 59.07 574.89 4.30 1,118.57 274.92 135.98 7.21 39.96 85.62 49.89 158.50 0.00 494.79 96.95 2,110.40 0.00 6,295.48

980.23 980.23 1,080.62 1,084.43 1,143.50 1,718.39 1,722.69 2,841.26 3,116.18 3,252.16 3,259.37 3,299.33 3,384.95 3,434.84 3,593.34 3,593.34 4,088.13 4,185.08 6,295.48 6,295.48

BAND

CUM.

15.57 15.57 0.00 15.57 1.59 17.17 0.06 17.23 0.94 18.16 9.13 27.30 0.07 27.36 17.77 45.13 4.37 49.50 2.16 51.66 0.11 51.77 0.63 52.41 1.36 53.77 0.79 54.56 2.52 57.08 0.00 57.08 7.86 64.94 1.54 66.48 33.52 100.00 0.00 100.00

PERCENTAGE BAND

CUM

116.25 0.00 10.39 0.41 3.13 38.98 0.34 14.91 25.25 17.52 1.03 6.13 13.44 6.00 20.02 0.00 36.70 6.31 62.69 0.00

116.25 72.20 46.49 33.41 22.27 25.99 21.83 18.46 18.91 18.84 18.15 17.73 17.59 17.11 17.22 16.25 17.43 16.74 22.20 9.24 9.24

Page 41 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,341 933 605 283 243 105 79 59 32 17 11 13 11 10 2 5 7 4 1 3 3,764

1,341 2,274 2,879 3,162 3,405 3,510 3,589 3,648 3,680 3,697 3,708 3,721 3,732 3,742 3,744 3,749 3,756 3,760 3,761 3,764

BAND

CUM.

35.63 35.63 24.79 60.41 16.07 76.49 7.52 84.01 6.46 90.46 2.79 93.25 2.10 95.35 1.57 96.92 0.85 97.77 0.45 98.22 0.29 98.51 0.35 98.86 0.29 99.15 0.27 99.42 0.05 99.47 0.13 99.60 0.19 99.79 0.11 99.89 0.03 99.92 0.08 100.00

PERCENTAGE rp

787.56 223.14 329.29 290.41 373.98 307.91 292.54 221.10 252.57 144.01 84.84 97.17 110.11 113.36 52.80 135.70 81.18 48.00 40.93 13.07 3,999.68

787.56 1,010.70 1,339.99 1,630.40 2,004.38 2,312.29 2,604.84 2,825.93 3,078.51 3,222.52 3,307.36 3,404.53 3,514.64 3,628.00 3,680.80 3,816.50 3,897.68 3,945.67 3,986.60 3,999.68

BAND

19.69 5.58 8.23 7.26 9.35 7.70 7.31 5.53 6.31 3.60 2.12 2.43 2.75 2.83 1.32 3.39 2.03 1.20 1.02 0.33

PERCENTAGE

CUM.

19.69 25.27 33.50 40.76 50.11 57.81 65.13 70.65 76.97 80.57 82.69 85.12 87.87 90.71 92.03 95.42 97.45 98.65 99.67 100.00

1 0 0 1 3 7 5 1 13 0 0 0 0 0 0 0 0 0 0 0 31

BAND

CUM.

1 3.23 3.23 1 0.00 3.23 1 0.00 3.23 2 3.23 6.45 5 9.68 16.13 12 22.58 38.71 17 16.13 54.84 18 3.23 58.06 31 41.94 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00

PERCENTAGE rp

17.50 0.00 0.00 2.90 6.73 16.12 9.59 10.45 37.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.45

17.50 17.50 17.50 20.40 27.13 43.25 52.84 63.29 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45

BAND

17.42 0.00 0.00 2.89 6.70 16.05 9.55 10.40 36.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

17.42 17.42 17.42 20.31 27.01 43.06 52.61 63.01 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

2.22 0.00 0.00 1.00 1.80 5.24 3.28 4.72 14.71 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2.22 1.73 1.31 1.25 1.35 1.87 2.03 2.24 3.26 3.12 3.04 2.95 2.86 2.77 2.73 2.63 2.58 2.55 2.52 2.51 2.51

Page 42 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

386 483 505 269 288 129 86 51 37 16 14 6 5 5 4 1 3 0 0 0 2,288

386 869 1,374 1,643 1,931 2,060 2,146 2,197 2,234 2,250 2,264 2,270 2,275 2,280 2,284 2,285 2,288 2,288 2,288 2,288

BAND

16.87 21.11 22.07 11.76 12.59 5.64 3.76 2.23 1.62 0.70 0.61 0.26 0.22 0.22 0.17 0.04 0.13 0.00 0.00 0.00

CUM.

16.87 37.98 60.05 71.81 84.40 90.03 93.79 96.02 97.64 98.34 98.95 99.21 99.43 99.65 99.83 99.87 100.00 100.00 100.00 100.00

PERCENTAGE rp

78.01 180.58 346.05 320.96 581.52 381.83 337.19 292.74 282.17 137.45 161.27 28.12 63.20 50.10 50.46 23.29 107.06 0.00 0.00 0.00 3,422.00

78.01 258.59 604.64 925.60 1,507.12 1,888.95 2,226.14 2,518.88 2,801.05 2,938.50 3,099.77 3,127.89 3,191.09 3,241.19 3,291.65 3,314.94 3,422.00 3,422.00 3,422.00 3,422.00

BAND

2.28 5.28 10.11 9.38 16.99 11.16 9.85 8.55 8.25 4.02 4.71 0.82 1.85 1.46 1.47 0.68 3.13 0.00 0.00 0.00

CUM.

2.28 7.56 17.67 27.05 44.04 55.20 65.05 73.61 81.85 85.87 90.58 91.41 93.25 94.72 96.19 96.87 100.00 100.00 100.00 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 1 50.00 50.00 322.30 1 0.00 50.00 0.00 2 50.00 100.00 547.81 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00

870.11

0.00 0.00 0.00 0.00 322.30 322.30 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11

BAND

0.00 0.00 0.00 0.00 37.04 0.00 62.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 37.04 37.04 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 55.42 0.00 162.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 21.39 17.06 39.09 34.54 31.06 29.61 28.07 27.82 27.27 26.85 26.43 26.25 25.43 25.43 25.43 25.43 25.43

Page 43 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

121 95 93 55 71 44 28 28 21 8 3 5 2 6 8 6 4 2 0 2 602

121 216 309 364 435 479 507 535 556 564 567 572 574 580 588 594 598 600 600 602

BAND

CUM.

20.10 20.10 15.78 35.88 15.45 51.33 9.14 60.47 11.79 72.26 7.31 79.57 4.65 84.22 4.65 88.87 3.49 92.36 1.33 93.69 0.50 94.19 0.83 95.02 0.33 95.35 1.00 96.35 1.33 97.67 1.00 98.67 0.66 99.34 0.33 99.67 0.00 99.67 0.33 100.00

PERCENTAGE rp

50.85 25.04 56.59 54.60 146.89 109.27 99.92 151.16 99.74 50.98 34.55 39.40 19.99 46.58 49.89 23.62 221.75 252.29 0.00 1,120.43 2,653.55

50.85 75.89 132.49 187.09 333.98 443.24 543.16 694.32 794.06 845.04 879.59 918.99 938.98 985.57 1,035.45 1,059.07 1,280.83 1,533.12 1,533.12 2,653.55

BAND

1.92 0.94 2.13 2.06 5.54 4.12 3.77 5.70 3.76 1.92 1.30 1.48 0.75 1.76 1.88 0.89 8.36 9.51 0.00 42.22

CUM.

1.92 2.86 4.99 7.05 12.59 16.70 20.47 26.17 29.92 31.85 33.15 34.63 35.39 37.14 39.02 39.91 48.27 57.78 57.78 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

CUM.

100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

63.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 63.58

BAND

CUM.

63.58 100.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00

PERCENTAGE BAND

CUM

125.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

125.02 83.77 47.99 33.98 19.04 14.34 11.71 9.16 8.01 7.52 7.23 6.92 6.77 6.45 6.14 6.00 4.96 4.15 4.15 2.40 2.40

Page 44 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

235 261 349 242 269 151 84 68 39 27 14 20 16 9 6 9 9 5 0 0

235 496 845 1,087 1,356 1,507 1,591 1,659 1,698 1,725 1,739 1,759 1,775 1,784 1,790 1,799 1,808 1,813 1,813 1,813

1,813

BAND

CUM.

12.96 12.96 14.40 27.36 19.25 46.61 13.35 59.96 14.84 74.79 8.33 83.12 4.63 87.76 3.75 91.51 2.15 93.66 1.49 95.15 0.77 95.92 1.10 97.02 0.88 97.90 0.50 98.40 0.33 98.73 0.50 99.23 0.50 99.72 0.28 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

48.26 100.95 314.70 318.81 582.46 479.35 339.54 396.56 264.20 173.17 191.54 227.33 216.37 151.06 77.03 113.09 688.54 245.84 0.00 0.00 4,928.81

48.26 149.21 463.91 782.73 1,365.19 1,844.54 2,184.08 2,580.64 2,844.84 3,018.01 3,209.54 3,436.88 3,653.25 3,804.31 3,881.34 3,994.44 4,682.97 4,928.81 4,928.81 4,928.81

BAND

0.98 2.05 6.38 6.47 11.82 9.73 6.89 8.05 5.36 3.51 3.89 4.61 4.39 3.06 1.56 2.29 13.97 4.99 0.00 0.00

CUM.

0.98 3.03 9.41 15.88 27.70 37.42 44.31 52.36 57.72 61.23 65.12 69.73 74.12 77.19 78.75 81.04 95.01 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 2 1 1 0 0 1 0 2 0 0 0 0 0 0 0 0 7

BAND

0 0 0 0 2 3 4 4 4 5 5 7 7 7 7 7 7 7 7 7

0.00 0.00 0.00 0.00 28.57 14.29 14.29 0.00 0.00 14.29 0.00 28.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.57 587.33 587.33 42.86 60.20 647.52 57.14 9.72 657.24 57.14 0.00 657.24 57.14 0.00 657.24 71.43 320.44 977.68 71.43 0.00 977.68 100.00 3,255.61 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 4,233.29

BAND

0.00 0.00 0.00 0.00 13.87 1.42 0.23 0.00 0.00 7.57 0.00 76.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.87 100.84 15.30 12.56 15.53 2.86 15.53 0.00 15.53 0.00 23.10 185.05 23.10 0.00 100.00 1,432.09 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 43.02 35.10 30.09 25.47 23.10 32.39 30.46 123.17 115.88 111.28 109.07 105.98 90.40 85.89 85.89 85.89 85.89

Page 45 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

36 63 60 28 61 35 39 40 13 11 3 5 5 1 0 0 1 0 0 0 401

BAND

36 99 159 187 248 283 322 362 375 386 389 394 399 400 400 400 401 401 401 401

8.98 15.71 14.96 6.98 15.21 8.73 9.73 9.98 3.24 2.74 0.75 1.25 1.25 0.25 0.00 0.00 0.25 0.00 0.00 0.00

CUM.

8.98 24.69 39.65 46.63 61.85 70.57 80.30 90.27 93.52 96.26 97.01 98.25 99.50 99.75 99.75 99.75 100.00 100.00 100.00 100.00

PERCENTAGE rp

8.02 23.58 44.06 38.19 109.88 108.14 163.24 240.72 93.16 67.38 41.84 56.76 96.03 27.82 0.00 0.00 5.10 0.00 0.00 0.00 1,123.91

8.02 31.59 75.65 113.84 223.73 331.87 495.10 735.82 828.98 896.36 938.20 994.96 1,090.99 1,118.81 1,118.81 1,118.81 1,123.91 1,123.91 1,123.91 1,123.91

BAND

0.71 2.10 3.92 3.40 9.78 9.62 14.52 21.42 8.29 6.00 3.72 5.05 8.54 2.48 0.00 0.00 0.45 0.00 0.00 0.00

CUM.

0.71 2.81 6.73 10.13 19.91 29.53 44.05 65.47 73.76 79.75 83.48 88.53 97.07 99.55 99.55 99.55 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 46 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

46 95 89 42 83 32 33 27 11 4 6 9 7 4 2 4 2 0 1 0 497

BAND

46 141 230 272 355 387 420 447 458 462 468 477 484 488 490 494 496 496 497 497

CUM.

9.26 9.26 19.11 28.37 17.91 46.28 8.45 54.73 16.70 71.43 6.44 77.87 6.64 84.51 5.43 89.94 2.21 92.15 0.80 92.96 1.21 94.16 1.81 95.98 1.41 97.38 0.80 98.19 0.40 98.59 0.80 99.40 0.40 99.80 0.00 99.80 0.20 100.00 0.00 100.00

PERCENTAGE rp

7.62 35.42 60.98 54.54 197.54 89.29 126.31 163.53 75.21 33.10 33.32 92.51 74.26 93.04 93.73 87.92 72.53 0.00 288.40 0.00 1,679.26

7.62 43.04 104.02 158.57 356.11 445.40 571.71 735.25 810.45 843.55 876.87 969.38 1,043.64 1,136.68 1,230.41 1,318.33 1,390.86 1,390.86 1,679.26 1,679.26

BAND

0.45 2.11 3.63 3.25 11.76 5.32 7.52 9.74 4.48 1.97 1.98 5.51 4.42 5.54 5.58 5.24 4.32 0.00 17.17 0.00

CUM.

0.45 2.56 6.19 9.44 21.21 26.52 34.05 43.78 48.26 50.23 52.22 57.73 62.15 67.69 73.27 78.51 82.83 82.83 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 348.13 0.00 0.00 0.00 348.13

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 479.96 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.03 25.03 20.73 20.73 20.73

Page 47 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,957 7,658 8,528 4,429 3,860 1,579 1,083 797 518 304 311 356 274 343 219 391 375 131 143 35 38,291

6,957 14,615 23,143 27,572 31,432 33,011 34,094 34,891 35,409 35,713 36,024 36,380 36,654 36,997 37,216 37,607 37,982 38,113 38,256 38,291

BAND

CUM.

18.17 18.17 20.00 38.17 22.27 60.44 11.57 72.01 10.08 82.09 4.12 86.21 2.83 89.04 2.08 91.12 1.35 92.47 0.79 93.27 0.81 94.08 0.93 95.01 0.72 95.72 0.90 96.62 0.57 97.19 1.02 98.21 0.98 99.19 0.34 99.54 0.37 99.91 0.09 100.00

PERCENTAGE rp

10,342.24 10,342.24 1,271.94 11,614.18 2,764.13 14,378.30 2,504.97 16,883.27 3,679.74 20,563.01 2,398.08 22,961.09 2,334.87 25,295.96 2,614.29 27,910.25 2,255.47 30,165.72 1,597.31 31,763.03 2,051.20 33,814.22 3,018.26 36,832.48 2,891.38 39,723.87 3,738.71 43,462.58 3,450.46 46,913.04 7,470.01 54,383.05 14,651.17 69,034.22 7,718.35 76,752.57 12,247.54 89,000.11 41,373.72 130,373.83 130,373.83

BAND

7.93 0.98 2.12 1.92 2.82 1.84 1.79 2.01 1.73 1.23 1.57 2.32 2.22 2.87 2.65 5.73 11.24 5.92 9.39 31.73

PERCENTAGE

CUM.

7.93 8.91 11.03 12.95 15.77 17.61 19.40 21.41 23.14 24.36 25.94 28.25 30.47 33.34 35.98 41.71 52.95 58.87 68.27 100.00

22 8 8 12 7 5 5 4 4 1 4 10 5 8 6 26 29 8 6 33 211

22 30 38 50 57 62 67 71 75 76 80 90 95 103 109 135 164 172 178 211

BAND

10.43 3.79 3.79 5.69 3.32 2.37 2.37 1.90 1.90 0.47 1.90 4.74 2.37 3.79 2.84 12.32 13.74 3.79 2.84 15.64

CUM.

10.43 14.22 18.01 23.70 27.01 29.38 31.75 33.65 35.55 36.02 37.91 42.65 45.02 48.82 51.66 63.98 77.73 81.52 84.36 100.00

PERCENTAGE rp

2,031.35 278.58 395.65 878.66 37.68 397.53 2,125.94 114.12 302.67 59.57 1,872.79 471.11 4,974.59 721.37 4,696.04 2,262.06 16,035.16 22,195.35 288.51 14,146.80 74,285.52

2,031.35 2,309.93 2,705.59 3,584.25 3,621.93 4,019.45 6,145.39 6,259.51 6,562.18 6,621.76 8,494.54 8,965.66 13,940.25 14,661.62 19,357.66 21,619.72 37,654.87 59,850.22 60,138.73 74,285.52

BAND

CUM.

2.73 2.73 0.38 3.11 0.53 3.64 1.18 4.82 0.05 4.88 0.54 5.41 2.86 8.27 0.15 8.43 0.41 8.83 0.08 8.91 2.52 11.43 0.63 12.07 6.70 18.77 0.97 19.74 6.32 26.06 3.05 29.10 21.59 50.69 29.88 80.57 0.39 80.96 19.04 100.00

PERCENTAGE BAND

19.64 21.90 14.31 35.08 1.02 16.58 91.05 4.37 13.42 3.73 91.30 15.61 172.05 19.29 136.10 30.28 109.45 287.57 2.36 34.19

CUM

19.64 19.89 18.82 21.23 17.61 17.51 24.29 22.43 21.75 20.85 25.12 24.34 35.09 33.73 41.26 39.75 54.55 77.98 67.57 56.98 56.98

Page 48 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

188 172 161 79 71 34 24 19 8 5 1 0 8 1 2 1 0 0 0 0 774

BAND

188 360 521 600 671 705 729 748 756 761 762 762 770 771 773 774 774 774 774 774

24.29 22.22 20.80 10.21 9.17 4.39 3.10 2.45 1.03 0.65 0.13 0.00 1.03 0.13 0.26 0.13 0.00 0.00 0.00 0.00

CUM.

24.29 46.51 67.31 77.52 86.69 91.09 94.19 96.64 97.67 98.32 98.45 98.45 99.48 99.61 99.87 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

55.11 30.95 72.64 66.05 100.85 53.97 81.06 60.93 34.76 14.38 5.96 0.00 48.09 20.45 35.91 42.27 0.00 0.00 0.00 0.00

55.11 86.06 158.69 224.74 325.59 379.56 460.62 521.55 556.31 570.69 576.65 576.65 624.75 645.20 681.11 723.38 723.38 723.38 723.38 723.38

723.38

BAND

7.62 4.28 10.04 9.13 13.94 7.46 11.21 8.42 4.80 1.99 0.82 0.00 6.65 2.83 4.96 5.84 0.00 0.00 0.00 0.00

CUM.

7.62 11.90 21.94 31.07 45.01 52.47 63.68 72.10 76.90 78.89 79.72 79.72 86.37 89.19 94.16 100.00 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 49 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

375 344 247 111 125 80 53 33 25 6 9 4 4 3 0 0 0 1 0 0

375 719 966 1,077 1,202 1,282 1,335 1,368 1,393 1,399 1,408 1,412 1,416 1,419 1,419 1,419 1,419 1,420 1,420 1,420

1,420

BAND

CUM.

26.41 26.41 24.23 50.63 17.39 68.03 7.82 75.85 8.80 84.65 5.63 90.28 3.73 94.01 2.32 96.34 1.76 98.10 0.42 98.52 0.63 99.15 0.28 99.44 0.28 99.72 0.21 99.93 0.00 99.93 0.00 99.93 0.00 99.93 0.07 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

33.54 66.78 112.85 102.44 157.18 186.30 132.14 152.51 163.39 34.49 55.69 49.00 113.38 13.82 0.00 0.00 0.00 130.56 0.00 0.00 1,504.06

33.54 100.32 213.17 315.61 472.79 659.09 791.23 943.74 1,107.12 1,141.61 1,197.30 1,246.31 1,359.68 1,373.50 1,373.50 1,373.50 1,373.50 1,504.06 1,504.06 1,504.06

BAND

2.23 4.44 7.50 6.81 10.45 12.39 8.79 10.14 10.86 2.29 3.70 3.26 7.54 0.92 0.00 0.00 0.00 8.68 0.00 0.00

CUM.

2.23 6.67 14.17 20.98 31.43 43.82 52.61 62.75 73.61 75.90 79.60 82.86 90.40 91.32 91.32 91.32 91.32 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 1 0 1 3 0 0 1 0 0 0 0 0 0 0 0 0 6

BAND

0 0 0 0 1 1 2 5 5 5 6 6 6 6 6 6 6 6 6 6

0.00 0.00 0.00 0.00 16.67 0.00 16.67 50.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 16.67 16.67 33.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 323.81 0.00 106.60 1,792.43 0.00 0.00 588.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,811.59

0.00 0.00 0.00 0.00 323.81 323.81 430.41 2,222.84 2,222.84 2,222.84 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59

BAND

0.00 0.00 0.00 0.00 11.52 0.00 3.79 63.75 0.00 0.00 20.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.52 206.01 11.52 0.00 15.31 80.67 79.06 1,175.32 79.06 0.00 79.06 0.00 100.00 1,057.18 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 68.49 49.13 54.40 235.54 200.78 194.71 234.83 225.59 206.78 204.70 204.70 204.70 204.70 186.93 186.93 186.93 186.93

Page 50 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,227 1,513 1,917 1,200 1,058 440 294 214 105 67 54 59 42 72 35 66 54 26 27 6 8,476

1,227 2,740 4,657 5,857 6,915 7,355 7,649 7,863 7,968 8,035 8,089 8,148 8,190 8,262 8,297 8,363 8,417 8,443 8,470 8,476

BAND

CUM.

14.48 14.48 17.85 32.33 22.62 54.94 14.16 69.10 12.48 81.58 5.19 86.77 3.47 90.24 2.52 92.77 1.24 94.01 0.79 94.80 0.64 95.43 0.70 96.13 0.50 96.63 0.85 97.48 0.41 97.89 0.78 98.67 0.64 99.30 0.31 99.61 0.32 99.93 0.07 100.00

PERCENTAGE rp

2,397.67 269.07 838.89 1,138.74 1,653.44 918.81 788.55 813.45 597.33 457.41 361.04 387.02 408.34 614.98 582.81 1,137.68 1,194.56 514.94 2,441.27 694.59 18,210.56

2,397.67 2,666.73 3,505.62 4,644.36 6,297.81 7,216.61 8,005.16 8,818.60 9,415.94 9,873.35 10,234.39 10,621.40 11,029.74 11,644.73 12,227.53 13,365.21 14,559.78 15,074.71 17,515.98 18,210.56

BAND

13.17 1.48 4.61 6.25 9.08 5.05 4.33 4.47 3.28 2.51 1.98 2.13 2.24 3.38 3.20 6.25 6.56 2.83 13.41 3.81

CUM.

13.17 14.64 19.25 25.50 34.58 39.63 43.96 48.43 51.71 54.22 56.20 58.33 60.57 63.94 67.15 73.39 79.95 82.78 96.19 100.00

PERCENTAGE f

5 2 1 0 2 3 0 1 1 3 0 0 1 1 2 2 0 2 3 1 30

5 7 8 8 10 13 13 14 15 18 18 18 19 20 22 24 24 26 29 30

BAND

16.67 6.67 3.33 0.00 6.67 10.00 0.00 3.33 3.33 10.00 0.00 0.00 3.33 3.33 6.67 6.67 0.00 6.67 10.00 3.33

PERCENTAGE

CUM.

16.67 23.33 26.67 26.67 33.33 43.33 43.33 46.67 50.00 60.00 60.00 60.00 63.33 66.67 73.33 80.00 80.00 86.67 96.67 100.00

578.29 72.81 0.60 0.00 7.72 317.04 0.00 0.45 4.50 341.12 0.00 0.00 6.00 2.06 101.05 132.21 0.00 59.96 74.12 71.67 1,769.59

578.29 651.09 651.69 651.69 659.42 976.46 976.46 976.91 981.41 1,322.53 1,322.53 1,322.53 1,328.53 1,330.58 1,431.63 1,563.84 1,563.84 1,623.80 1,697.92 1,769.59

BAND

CUM.

32.68 32.68 4.11 36.79 0.03 36.83 0.00 36.83 0.44 37.26 17.92 55.18 0.00 55.18 0.03 55.21 0.25 55.46 19.28 74.74 0.00 74.74 0.00 74.74 0.34 75.08 0.12 75.19 5.71 80.90 7.47 88.37 0.00 88.37 3.39 91.76 4.19 95.95 4.05 100.00

PERCENTAGE BAND

24.12 27.06 0.07 0.00 0.47 34.51 0.00 0.06 0.75 74.58 0.00 0.00 1.47 0.33 17.34 11.62 0.00 11.64 3.04 10.32

CUM

24.12 24.42 18.59 14.03 10.47 13.53 12.20 11.08 10.42 13.39 12.92 12.45 12.04 11.43 11.71 11.70 10.74 10.77 9.69 9.72 9.72

Page 51 of 204

RISK AND LOSS PROFILE 2005

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2005

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DATA POSITION FROM

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

151,677 146,068 158,566 88,096 91,914 44,743 31,617 23,660 13,468 7,521 5,865 6,728 4,637 5,741 3,747 6,013 4,974 2,193 2,306 710 800,244

151,677 297,745 456,311 544,407 636,321 681,064 712,681 736,341 749,809 757,330 763,195 769,923 774,560 780,301 784,048 790,061 795,035 797,228 799,534 800,244

BAND

CUM.

18.95 18.95 18.25 37.21 19.81 57.02 11.01 68.03 11.49 79.52 5.59 85.11 3.95 89.06 2.96 92.01 1.68 93.70 0.94 94.64 0.73 95.37 0.84 96.21 0.58 96.79 0.72 97.51 0.47 97.98 0.75 98.73 0.62 99.35 0.27 99.62 0.29 99.91 0.09 100.00

PERCENTAGE rp

52,888.41 34,708.39 66,606.60 60,716.20 95,472.92 67,537.26 67,131.96 68,054.40 51,212.88 34,683.91 30,506.86 42,536.44 36,631.55 55,339.97 50,472.27 97,757.71 127,742.60 73,094.55 104,170.22 346,544.59

52,888.41 87,596.80 154,203.40 214,919.60 310,392.52 377,929.78 445,061.74 513,116.14 564,329.02 599,012.93 629,519.79 672,056.23 708,687.78 764,027.75 814,500.02 912,257.73 1,040,000.33 1,113,094.88 1,217,265.10 1,563,809.69

1,563,809.69

BAND

CUM.

3.38 3.38 2.22 5.60 4.26 9.86 3.88 13.74 6.11 19.85 4.32 24.17 4.29 28.46 4.35 32.81 3.27 36.09 2.22 38.30 1.95 40.26 2.72 42.98 2.34 45.32 3.54 48.86 3.23 52.08 6.25 58.34 8.17 66.50 4.67 71.18 6.66 77.84 22.16 100.00

PERCENTAGE f

449 317 360 143 262 157 139 139 112 71 77 121 134 136 104 281 471 246 426 131 4,276

449 766 1,126 1,269 1,531 1,688 1,827 1,966 2,078 2,149 2,226 2,347 2,481 2,617 2,721 3,002 3,473 3,719 4,145 4,276

BAND

CUM.

10.50 10.50 7.41 17.91 8.42 26.33 3.34 29.68 6.13 35.80 3.67 39.48 3.25 42.73 3.25 45.98 2.62 48.60 1.66 50.26 1.80 52.06 2.83 54.89 3.13 58.02 3.18 61.20 2.43 63.63 6.57 70.21 11.01 81.22 5.75 86.97 9.96 96.94 3.06 100.00

PERCENTAGE rp

33,964.01 14,772.03 22,922.78 16,197.79 34,199.97 23,680.82 31,134.31 24,632.91 50,950.04 12,715.91 16,373.11 43,097.05 32,264.44 35,170.55 12,363.23 66,861.32 88,717.43 60,311.05 153,295.59 83,323.03 856,947.36

BAND

CUM.

PERCENTAGE BAND

33,964.01 3.96 3.96 64.22 48,736.04 1.72 5.69 42.56 71,658.82 2.67 8.36 34.42 87,856.61 1.89 10.25 26.68 122,056.58 3.99 14.24 35.82 145,737.40 2.76 17.01 35.06 176,871.71 3.63 20.64 46.38 201,504.62 2.87 23.51 36.20 252,454.66 5.95 29.46 99.49 265,170.57 1.48 30.94 36.66 281,543.68 1.91 32.85 53.67 324,640.72 5.03 37.88 101.32 356,905.17 3.77 41.65 88.08 392,075.71 4.10 45.75 63.55 404,438.94 1.44 47.20 24.50 471,300.27 7.80 55.00 68.39 560,017.69 10.35 65.35 69.45 620,328.75 7.04 72.39 82.51 773,624.33 17.89 90.28 147.16 856,947.36 9.72 100.00 24.04

CUM

64.22 55.64 46.47 40.88 39.32 38.56 39.74 39.27 44.74 44.27 44.72 48.31 50.36 51.32 49.65 51.66 53.85 55.73 63.55 54.80 54.80

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 663.419.848,74,- Freq. Klaim 311 ( Data not Include Claim Fire no Policy Rp. 663.419.848,74 - Freq Claim 311 )

Page 52 of 204

RISK AND LOSS PROFILE 2005 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 391143 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2005

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

145,067 142,576 152,671 83,343 84,622 39,670 27,144 19,139 10,321 5,335 4,098 4,367 2,853 3,291 1,929 2,691 1,876 710 738 174 732,615

145,067 287,643 440,314 523,657 608,279 647,949 675,093 694,232 704,553 709,888 713,986 718,353 721,206 724,497 726,426 729,117 730,993 731,703 732,441 732,615

BAND

CUM.

19.80 19.80 19.46 39.26 20.84 60.10 11.38 71.48 11.55 83.03 5.41 88.44 3.71 92.15 2.61 94.76 1.41 96.17 0.73 96.90 0.56 97.46 0.60 98.05 0.39 98.44 0.45 98.89 0.26 99.16 0.37 99.52 0.26 99.78 0.10 99.88 0.10 99.98 0.02 100.00

PERCENTAGE rp

43,939.29 33,514.75 64,401.56 58,054.03 89,949.76 61,760.46 60,026.69 58,564.22 42,833.73 26,757.07 24,372.48 31,758.85 26,127.16 38,722.51 28,340.62 56,263.16 59,703.84 23,965.24 29,049.21 28,107.64 886,212.27

43,939.29 77,454.04 141,855.60 199,909.63 289,859.40 351,619.86 411,646.54 470,210.77 513,044.50 539,801.57 564,174.05 595,932.90 622,060.06 660,782.57 689,123.18 745,386.34 805,090.18 829,055.42 858,104.63 886,212.27

BAND

4.96 3.78 7.27 6.55 10.15 6.97 6.77 6.61 4.83 3.02 2.75 3.58 2.95 4.37 3.20 6.35 6.74 2.70 3.28 3.17

PERCENTAGE

CUM.

4.96 8.74 16.01 22.56 32.71 39.68 46.45 53.06 57.89 60.91 63.66 67.24 70.19 74.56 77.76 84.11 90.85 93.55 96.83 100.00

343 233 281 121 181 110 96 92 57 37 44 57 73 56 48 125 137 61 78 26

343 576 857 978 1,159 1,269 1,365 1,457 1,514 1,551 1,595 1,652 1,725 1,781 1,829 1,954 2,091 2,152 2,230 2,256

2,256

BAND

CUM.

15.20 15.20 10.33 25.53 12.46 37.99 5.36 43.35 8.02 51.37 4.88 56.25 4.26 60.51 4.08 64.58 2.53 67.11 1.64 68.75 1.95 70.70 2.53 73.23 3.24 76.46 2.48 78.95 2.13 81.07 5.54 86.61 6.07 92.69 2.70 95.39 3.46 98.85 1.15 100.00

PERCENTAGE rp

19,392.42 12,858.91 20,691.44 15,998.30 30,073.03 22,716.59 27,182.70 19,394.80 23,328.24 10,068.24 13,526.88 24,109.28 24,507.47 24,748.84 9,685.17 32,581.38 45,918.23 14,831.70 61,779.79 13,718.19 467,111.59

19,392.42 32,251.33 52,942.77 68,941.07 99,014.10 121,730.69 148,913.39 168,308.19 191,636.42 201,704.66 215,231.55 239,340.83 263,848.30 288,597.14 298,282.31 330,863.69 376,781.92 391,613.61 453,393.40 467,111.59

BAND

4.15 2.75 4.43 3.42 6.44 4.86 5.82 4.15 4.99 2.16 2.90 5.16 5.25 5.30 2.07 6.98 9.83 3.18 13.23 2.94

PERCENTAGE

CUM.

BAND

4.15 6.90 11.33 14.76 21.20 26.06 31.88 36.03 41.03 43.18 46.08 51.24 56.49 61.78 63.86 70.83 80.66 83.84 97.06 100.00

44.13 38.37 32.13 27.56 33.43 36.78 45.28 33.12 54.46 37.63 55.50 75.91 93.80 63.91 34.17 57.91 76.91 61.89 212.67 48.81

CUM

44.13 41.64 37.32 34.49 34.16 34.62 36.18 35.79 37.35 37.37 38.15 40.16 42.42 43.68 43.28 44.39 46.80 47.24 52.84 52.71 52.71

Page 53 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2005

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,525 2,614 4,219 3,393 4,868 3,377 3,015 3,047 2,076 1,389 1,106 1,513 1,086 1,512 1,060 2,032 1,880 899 942 277 44,830

4,525 7,139 11,358 14,751 19,619 22,996 26,011 29,058 31,134 32,523 33,629 35,142 36,228 37,740 38,800 40,832 42,712 43,611 44,553 44,830

BAND

CUM.

10.09 10.09 5.83 15.92 9.41 25.34 7.57 32.90 10.86 43.76 7.53 51.30 6.73 58.02 6.80 64.82 4.63 69.45 3.10 72.55 2.47 75.01 3.37 78.39 2.42 80.81 3.37 84.18 2.36 86.55 4.53 91.08 4.19 95.28 2.01 97.28 2.10 99.38 0.62 100.00

PERCENTAGE rp

5,547.78 1,067.22 1,732.65 2,074.92 4,217.04 4,384.22 5,756.40 7,659.43 6,678.08 6,278.99 4,727.94 8,316.72 8,303.62 13,041.33 17,915.41 30,671.96 43,537.86 35,522.27 49,601.12 295,888.09 552,923.05

5,547.78 6,615.00 8,347.65 10,422.57 14,639.61 19,023.83 24,780.23 32,439.66 39,117.74 45,396.73 50,124.68 58,441.39 66,745.01 79,786.33 97,701.75 128,373.71 171,911.57 207,433.84 257,034.96 552,923.05

BAND

CUM.

1.00 1.00 0.19 1.20 0.31 1.51 0.38 1.88 0.76 2.65 0.79 3.44 1.04 4.48 1.39 5.87 1.21 7.07 1.14 8.21 0.86 9.07 1.50 10.57 1.50 12.07 2.36 14.43 3.24 17.67 5.55 23.22 7.87 31.09 6.42 37.52 8.97 46.49 53.51 100.00

PERCENTAGE f

96 80 79 18 79 42 40 42 52 33 31 62 57 78 52 146 326 180 341 95 1,929

96 176 255 273 352 394 434 476 528 561 592 654 711 789 841 987 1,313 1,493 1,834 1,929

BAND

CUM.

4.98 4.15 4.10 0.93 4.10 2.18 2.07 2.18 2.70 1.71 1.61 3.21 2.95 4.04 2.70 7.57 16.90 9.33 17.68 4.92

4.98 9.12 13.22 14.15 18.25 20.43 22.50 24.68 27.37 29.08 30.69 33.90 36.86 40.90 43.60 51.17 68.07 77.40 95.08 100.00

PERCENTAGE rp

14,429.22 1,803.12 2,231.34 199.49 3,356.75 673.56 3,818.21 1,785.99 6,431.19 2,643.06 2,036.85 6,599.22 7,576.36 10,253.92 2,576.46 33,631.34 24,015.43 34,941.28 67,437.43 48,007.84 274,448.05

14,429.22 16,232.34 18,463.68 18,663.16 22,019.91 22,693.48 26,511.69 28,297.68 34,728.87 37,371.93 39,408.78 46,008.00 53,584.36 63,838.27 66,414.73 100,046.07 124,061.50 159,002.78 226,440.21 274,448.05

BAND

CUM.

5.26 5.26 0.66 5.91 0.81 6.73 0.07 6.80 1.22 8.02 0.25 8.27 1.39 9.66 0.65 10.31 2.34 12.65 0.96 13.62 0.74 14.36 2.40 16.76 2.76 19.52 3.74 23.26 0.94 24.20 12.25 36.45 8.75 45.20 12.73 57.94 24.57 82.51 17.49 100.00

PERCENTAGE BAND

260.09 168.95 128.78 9.61 79.60 15.36 66.33 23.32 96.30 42.09 43.08 79.35 91.24 78.63 14.38 109.65 55.16 98.36 135.96 16.23

CUM

260.09 245.39 221.18 179.06 150.41 119.29 106.99 87.23 88.78 82.32 78.62 78.73 80.28 80.01 67.98 77.93 72.17 76.65 88.10 49.64 49.64

Page 54 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2005

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

66 7 8 8 20 12 19 22 19 10 11 15 14 21 28 40 65 27 16 1 429

66 73 81 89 109 121 140 162 181 191 202 217 231 252 280 320 385 412 428 429

BAND

CUM.

15.38 15.38 1.63 17.02 1.86 18.88 1.86 20.75 4.66 25.41 2.80 28.21 4.43 32.63 5.13 37.76 4.43 42.19 2.33 44.52 2.56 47.09 3.50 50.58 3.26 53.85 4.90 58.74 6.53 65.27 9.32 74.59 15.15 89.74 6.29 96.04 3.73 99.77 0.23 100.00

PERCENTAGE rp

17.17 0.55 1.86 3.94 8.40 3.65 12.77 27.02 35.16 16.82 21.52 27.46 24.55 88.55 164.53 238.13 675.66 72.06 375.62 0.00 1,815.40

17.17 17.71 19.57 23.51 31.91 35.56 48.34 75.35 110.51 127.33 148.84 176.30 200.85 289.40 453.93 692.06 1,367.72 1,439.78 1,815.40 1,815.40

BAND

0.95 0.03 0.10 0.22 0.46 0.20 0.70 1.49 1.94 0.93 1.19 1.51 1.35 4.88 9.06 13.12 37.22 3.97 20.69 0.00

CUM.

0.95 0.98 1.08 1.30 1.76 1.96 2.66 4.15 6.09 7.01 8.20 9.71 11.06 15.94 25.00 38.12 75.34 79.31 100.00 100.00

PERCENTAGE f

1 0 0 0 1 0 0 0 1 0 0 0 1 0 1 1 0 1 0 0 7

BAND

1 1 1 1 2 2 2 2 3 3 3 3 4 4 5 6 6 7 7 7

CUM.

14.29 14.29 0.00 14.29 0.00 14.29 0.00 14.29 14.29 28.57 0.00 28.57 0.00 28.57 0.00 28.57 14.29 42.86 0.00 42.86 0.00 42.86 0.00 42.86 14.29 57.14 0.00 57.14 14.29 71.43 14.29 85.71 0.00 85.71 14.29 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 240.11 0.00 0.00 0.00 20,989.83 0.00 0.00 0.00 27.42 0.00 16.66 74.14 0.00 4,092.13 0.00 0.00 25,440.30

0.00 0.00 0.00 0.00 240.11 240.11 240.11 240.11 21,229.94 21,229.94 21,229.94 21,229.94 21,257.36 21,257.36 21,274.03 21,348.17 21,348.17 25,440.30 25,440.30 25,440.30

BAND

0.00 0.00 0.00 0.00 0.94 0.00 0.00 0.00 82.51 0.00 0.00 0.00 0.11 0.00 0.07 0.29 0.00 16.09 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.94 2,859.77 0.94 0.00 0.94 0.00 0.94 0.00 83.45 59,705.97 83.45 0.00 83.45 0.00 83.45 0.00 83.56 111.71 83.56 0.00 83.62 10.13 83.91 31.14 83.91 0.00 100.00 5,679.10 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 752.46 675.17 496.75 318.64 19,210.91 16,673.45 14,263.17 12,041.97 10,583.91 7,345.42 4,686.64 3,084.73 1,560.86 1,766.96 1,401.36 1,401.36 1,401.36

Page 55 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2005

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DATA POSITION FROM

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,019 871 1,668 1,352 2,404 1,684 1,439 1,452 1,052 787 650 833 684 917 730 1,250 1,153 557 610 258 22,370

2,019 2,890 4,558 5,910 8,314 9,998 11,437 12,889 13,941 14,728 15,378 16,211 16,895 17,812 18,542 19,792 20,945 21,502 22,112 22,370

BAND

CUM.

9.03 9.03 3.89 12.92 7.46 20.38 6.04 26.42 10.75 37.17 7.53 44.69 6.43 51.13 6.49 57.62 4.70 62.32 3.52 65.84 2.91 68.74 3.72 72.47 3.06 75.53 4.10 79.62 3.26 82.89 5.59 88.48 5.15 93.63 2.49 96.12 2.73 98.85 1.15 100.00

PERCENTAGE rp

3,384.18 3,384.18 125.87 3,510.05 470.53 3,980.58 583.30 4,563.88 1,297.73 5,861.61 1,388.93 7,250.53 1,336.10 8,586.63 1,803.73 10,390.36 1,665.92 12,056.28 1,631.03 13,687.31 1,384.92 15,072.22 2,433.41 17,505.64 2,176.23 19,681.87 3,487.58 23,169.45 4,051.71 27,221.16 10,584.46 37,805.62 23,825.25 61,630.87 13,534.98 75,165.85 25,144.26 100,310.12 22,548.86 122,858.98 122,858.98

BAND

2.75 0.10 0.38 0.47 1.06 1.13 1.09 1.47 1.36 1.33 1.13 1.98 1.77 2.84 3.30 8.62 19.39 11.02 20.47 18.35

CUM.

2.75 2.86 3.24 3.71 4.77 5.90 6.99 8.46 9.81 11.14 12.27 14.25 16.02 18.86 22.16 30.77 50.16 61.18 81.65 100.00

PERCENTAGE f

9 4 0 4 1 5 3 5 2 1 2 2 3 2 3 9 8 4 7 10 84

BAND

9 13 13 17 18 23 26 31 33 34 36 38 41 43 46 55 63 67 74 84

CUM.

10.71 10.71 4.76 15.48 0.00 15.48 4.76 20.24 1.19 21.43 5.95 27.38 3.57 30.95 5.95 36.90 2.38 39.29 1.19 40.48 2.38 42.86 2.38 45.24 3.57 48.81 2.38 51.19 3.57 54.76 10.71 65.48 9.52 75.00 4.76 79.76 8.33 88.10 11.90 100.00

PERCENTAGE rp

142.37 110.00 0.00 0.00 530.08 290.68 133.40 3,452.12 200.78 4.60 809.38 12,388.54 153.19 167.79 84.94 574.47 18,783.77 6,445.95 24,078.37 21,597.00 89,947.43

142.37 252.37 252.37 252.37 782.46 1,073.13 1,206.53 4,658.65 4,859.43 4,864.03 5,673.41 18,061.95 18,215.14 18,382.94 18,467.87 19,042.34 37,826.11 44,272.06 68,350.43 89,947.43

BAND

0.16 0.12 0.00 0.00 0.59 0.32 0.15 3.84 0.22 0.01 0.90 13.77 0.17 0.19 0.09 0.64 20.88 7.17 26.77 24.01

PERCENTAGE

CUM.

BAND

CUM

0.16 0.28 0.28 0.28 0.87 1.19 1.34 5.18 5.40 5.41 6.31 20.08 20.25 20.44 20.53 21.17 42.05 49.22 75.99 100.00

4.21 87.39 0.00 0.00 40.85 20.93 9.98 191.39 12.05 0.28 58.44 509.10 7.04 4.81 2.10 5.43 78.84 47.62 95.76 0.96

4.21 7.19 6.34 5.53 13.35 14.80 14.05 44.84 40.31 35.54 37.64 103.18 92.55 79.34 67.84 50.37 61.38 58.90 68.14 0.73 00.01

Page 56 of 204

RISK AND LOSS PROFILE 2005 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

49 27 43 28 37 36 46 34 22 20 18 23 18 31 20 35 31 25 35 21 599

49 76 119 147 184 220 266 300 322 342 360 383 401 432 452 487 518 543 578 599

BAND

CUM.

PERCENTAGE rp

105.94 8.18 8.18 105.94 4.51 12.69 8.54 114.48 7.18 19.87 12.27 126.75 4.67 24.54 13.66 140.40 6.18 30.72 29.40 169.80 6.01 36.73 44.52 214.32 7.68 44.41 77.05 291.37 5.68 50.08 119.70 411.07 3.67 53.76 67.20 478.27 3.34 57.10 50.44 528.71 3.01 60.10 66.69 595.40 3.84 63.94 132.05 727.45 3.01 66.94 108.71 836.17 5.18 72.12 246.25 1,082.41 3.34 75.46 188.79 1,271.21 5.84 81.30 722.46 1,993.66 5.18 86.48 776.93 2,770.59 4.17 90.65 937.50 3,708.09 5.84 96.49 3,235.69 6,943.78 3.51 100.00 13,805.23 20,749.02 20,749.02

BAND

0.51 0.04 0.06 0.07 0.14 0.21 0.37 0.58 0.32 0.24 0.32 0.64 0.52 1.19 0.91 3.48 3.74 4.52 15.59 66.53

CUM.

0.51 0.55 0.61 0.68 0.82 1.03 1.40 1.98 2.31 2.55 2.87 3.51 4.03 5.22 6.13 9.61 13.35 17.87 33.47 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 3 3 3 6 4 22

CUM.

PERCENTAGE

BAND

0 0 0 0 0 0 0 0 0 1 2 3 3 3 3 6 9 12 18 22

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 4.55 3.25 3.25 4.55 9.09 450.00 453.25 4.55 13.64 734.88 1,188.13 0.00 13.64 0.00 1,188.13 0.00 13.64 0.00 1,188.13 0.00 13.64 0.00 1,188.13 13.64 27.27 112.93 1,301.06 13.64 40.91 198.06 1,499.11 13.64 54.55 409.87 1,908.98 27.27 81.82 22,911.52 24,820.49 18.18 100.00 8,529.99 33,350.48 33,350.48

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 1.35 1.36 2.20 3.56 0.00 3.56 0.00 3.56 0.00 3.56 0.34 3.90 0.59 4.50 1.23 5.72 68.70 74.42 25.58 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.44 674.74 556.52 0.00 0.00 0.00 15.63 25.49 43.72 708.09 61.79

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.61 76.13 163.33 142.09 109.77 93.46 65.26 54.11 51.48 357.45 160.73 160.73

Page 57 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2007

DATE

15/02/2008

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

255 67 117 61 90 65 71 67 40 41 44 49 32 63 46 106 147 64 91 38 1,554

255 322 439 500 590 655 726 793 833 874 918 967 999 1,062 1,108 1,214 1,361 1,425 1,516 1,554

BAND

CUM.

16.41 16.41 4.31 20.72 7.53 28.25 3.93 32.18 5.79 37.97 4.18 42.15 4.57 46.72 4.31 51.03 2.57 53.60 2.64 56.24 2.83 59.07 3.15 62.23 2.06 64.29 4.05 68.34 2.96 71.30 6.82 78.12 9.46 87.58 4.12 91.70 5.86 97.55 2.45 100.00

PERCENTAGE rp

1,547.15 1,547.15 15.47 1,562.62 38.16 1,600.78 34.16 1,634.95 78.54 1,713.48 82.35 1,795.83 93.98 1,889.81 138.35 2,028.16 96.00 2,124.16 133.31 2,257.46 160.81 2,418.27 210.32 2,628.59 158.66 2,787.26 320.86 3,108.12 408.93 3,517.04 1,160.42 4,677.46 2,338.63 7,016.09 1,338.83 8,354.92 3,178.47 11,533.39 4,505.31 16,038.70 16,038.70

BAND

9.65 0.10 0.24 0.21 0.49 0.51 0.59 0.86 0.60 0.83 1.00 1.31 0.99 2.00 2.55 7.24 14.58 8.35 19.82 28.09

CUM.

9.65 9.74 9.98 10.19 10.68 11.20 11.78 12.65 13.24 14.08 15.08 16.39 17.38 19.38 21.93 29.16 43.74 52.09 71.91 100.00

PERCENTAGE f

5 1 0 1 3 0 1 2 0 0 1 0 0 0 1 5 9 6 7 5 47

5 6 6 7 10 10 11 13 13 13 14 14 14 14 15 20 29 35 42 47

BAND

CUM.

10.64 10.64 2.13 12.77 0.00 12.77 2.13 14.89 6.38 21.28 0.00 21.28 2.13 23.40 4.26 27.66 0.00 27.66 0.00 27.66 2.13 29.79 0.00 29.79 0.00 29.79 0.00 29.79 2.13 31.91 10.64 42.55 19.15 61.70 12.77 74.47 14.89 89.36 10.64 100.00

PERCENTAGE rp

34.41 5.00 0.00 3.61 98.41 0.00 11.71 28.76 0.00 0.00 9.71 0.00 0.00 0.00 113.12 41.91 623.78 512.11 1,107.92 1,317.02 3,907.47

34.41 39.41 39.41 43.01 141.42 141.42 153.13 181.89 181.89 181.89 191.60 191.60 191.60 191.60 304.72 346.63 970.41 1,482.53 2,590.45 3,907.47

BAND

0.88 0.13 0.00 0.09 2.52 0.00 0.30 0.74 0.00 0.00 0.25 0.00 0.00 0.00 2.89 1.07 15.96 13.11 28.35 33.71

PERCENTAGE

CUM.

BAND

0.88 1.01 1.01 1.10 3.62 3.62 3.92 4.66 4.66 4.66 4.90 4.90 4.90 4.90 7.80 8.87 24.83 37.94 66.29 100.00

2.22 32.31 0.00 10.56 125.30 0.00 12.46 20.79 0.00 0.00 6.04 0.00 0.00 0.00 27.66 3.61 26.67 38.25 34.86 29.23

CUM

2.22 2.52 2.46 2.63 8.25 7.88 8.10 8.97 8.56 8.06 7.92 7.29 6.87 6.16 8.66 7.41 13.83 17.74 22.46 24.36 24.36

Page 58 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2007

DATE

15/02/2008

Metals

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

474 291 412 334 490 395 367 392 309 195 156 244 248 308 225 471 457 242 275 71 6,356

474 765 1,177 1,511 2,001 2,396 2,763 3,155 3,464 3,659 3,815 4,059 4,307 4,615 4,840 5,311 5,768 6,010 6,285 6,356

BAND

CUM.

PERCENTAGE rp

7.46 7.46 2,506.16 2,506.16 4.58 12.04 57.67 2,563.83 6.48 18.52 146.43 2,710.26 5.25 23.77 209.45 2,919.72 7.71 31.48 548.06 3,467.78 6.21 37.70 389.34 3,857.12 5.77 43.47 620.74 4,477.87 6.17 49.64 884.05 5,361.92 4.86 54.50 941.40 6,303.32 3.07 57.57 617.11 6,920.43 2.45 60.02 723.88 7,644.31 3.84 63.86 1,094.73 8,739.04 3.90 67.76 1,440.42 10,179.46 4.85 72.61 2,291.96 12,471.42 3.54 76.15 1,973.31 14,444.73 7.41 83.56 5,818.71 20,263.44 7.19 90.75 8,653.67 28,917.11 3.81 94.56 5,435.86 34,352.97 4.33 98.88 9,517.39 43,870.37 1.12 100.00 169,864.84 213,735.21 213,735.21

BAND

1.17 0.03 0.07 0.10 0.26 0.18 0.29 0.41 0.44 0.29 0.34 0.51 0.67 1.07 0.92 2.72 4.05 2.54 4.45 79.47

PERCENTAGE

CUM.

1.17 1.20 1.27 1.37 1.62 1.80 2.10 2.51 2.95 3.24 3.58 4.09 4.76 5.83 6.76 9.48 13.53 16.07 20.53 100.00

9 9 1 10 1 11 0 11 0 11 2 13 5 18 1 19 4 23 3 26 0 26 4 30 6 36 4 40 4 44 18 62 23 85 18 103 24 127 8 135 135

BAND

CUM.

6.67 6.67 0.74 7.41 0.74 8.15 0.00 8.15 0.00 8.15 1.48 9.63 3.70 13.33 0.74 14.07 2.96 17.04 2.22 19.26 0.00 19.26 2.96 22.22 4.44 26.67 2.96 29.63 2.96 32.59 13.33 45.93 17.04 62.96 13.33 76.30 17.78 94.07 5.93 100.00

PERCENTAGE rp

417.04 92.58 21.70 0.00 0.00 439.61 623.96 8.81 1,675.89 62.98 0.00 271.97 2,209.17 185.15 94.86 6,509.92 1,472.52 3,889.30 11,497.00 979.28 30,451.72

417.04 509.62 531.31 531.31 531.31 970.92 1,594.88 1,603.69 3,279.58 3,342.56 3,342.56 3,614.52 5,823.69 6,008.84 6,103.70 12,613.62 14,086.14 17,975.43 29,472.44 30,451.72

BAND

1.37 0.30 0.07 0.00 0.00 1.44 2.05 0.03 5.50 0.21 0.00 0.89 7.25 0.61 0.31 21.38 4.84 12.77 37.75 3.22

CUM.

1.37 1.67 1.74 1.74 1.74 3.19 5.24 5.27 10.77 10.98 10.98 11.87 19.12 19.73 20.04 41.42 46.26 59.03 96.78 100.00

PERCENTAGE BAND

16.64 160.52 14.82 0.00 0.00 112.91 100.52 1.00 178.02 10.21 0.00 24.84 153.37 8.08 4.81 111.88 17.02 71.55 120.80 0.58

CUM

16.64 19.88 19.60 18.20 15.32 25.17 35.62 29.91 52.03 48.30 43.73 41.36 57.21 48.18 42.26 62.25 48.71 52.33 67.18 14.25 14.25

Page 59 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2007

DATE

15/02/2008

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

868 161 332 444 543 467 507 538 396 285 291 381 235 397 277 491 484 233 214 65 7,609

868 1,029 1,361 1,805 2,348 2,815 3,322 3,860 4,256 4,541 4,832 5,213 5,448 5,845 6,122 6,613 7,097 7,330 7,544 7,609

BAND

CUM.

11.41 11.41 2.12 13.52 4.36 17.89 5.84 23.72 7.14 30.86 6.14 37.00 6.66 43.66 7.07 50.73 5.20 55.93 3.75 59.68 3.82 63.50 5.01 68.51 3.09 71.60 5.22 76.82 3.64 80.46 6.45 86.91 6.36 93.27 3.06 96.33 2.81 99.15 0.85 100.00

PERCENTAGE rp

4,514.58 96.25 238.39 554.29 1,120.60 994.37 1,503.01 2,025.41 1,862.97 1,563.36 1,899.76 2,689.42 2,201.07 4,143.35 3,757.42 8,755.93 13,525.82 6,076.49 9,255.51 23,789.79 90,567.79

4,514.58 4,610.83 4,849.22 5,403.51 6,524.11 7,518.48 9,021.49 11,046.90 12,909.86 14,473.22 16,372.99 19,062.41 21,263.48 25,406.83 29,164.25 37,920.18 51,446.00 57,522.49 66,778.00 90,567.79

BAND

4.98 0.11 0.26 0.61 1.24 1.10 1.66 2.24 2.06 1.73 2.10 2.97 2.43 4.57 4.15 9.67 14.93 6.71 10.22 26.27

CUM.

4.98 5.09 5.35 5.97 7.20 8.30 9.96 12.20 14.25 15.98 18.08 21.05 23.48 28.05 32.20 41.87 56.80 63.51 73.73 100.00

PERCENTAGE f

14 0 1 0 0 10 4 8 7 0 8 21 25 7 8 29 25 11 14 3 195

14 14 15 15 15 25 29 37 44 44 52 73 98 105 113 142 167 178 192 195

BAND

CUM.

PERCENTAGE rp

7.18 7.18 2,878.84 0.00 7.18 0.00 0.51 7.69 8.08 0.00 7.69 0.00 0.00 7.69 0.00 5.13 12.82 3,464.41 2.05 14.87 241.31 4.10 18.97 276.18 3.59 22.56 3.88 0.00 22.56 0.00 4.10 26.67 234.73 10.77 37.44 2,894.67 12.82 50.26 637.00 3.59 53.85 558.38 4.10 57.95 578.81 14.87 72.82 17,551.17 12.82 85.64 4,707.63 5.64 91.28 946.25 7.18 98.46 3,424.60 1.54 100.00 5,511.73 43,917.67

2,878.84 2,878.84 2,886.91 2,886.91 2,886.91 6,351.33 6,592.64 6,868.82 6,872.70 6,872.70 7,107.42 10,002.09 10,639.10 11,197.48 11,776.28 29,327.45 34,035.08 34,981.33 38,405.94 43,917.67

BAND

6.56 0.00 0.02 0.00 0.00 7.89 0.55 0.63 0.01 0.00 0.53 6.59 1.45 1.27 1.32 39.96 10.72 2.15 7.80 12.55

PERCENTAGE

CUM.

BAND

6.56 6.56 6.57 6.57 6.57 14.46 15.01 15.64 15.65 15.65 16.18 22.77 24.23 25.50 26.81 66.78 77.50 79.65 87.45 100.00

63.77 0.00 3.39 0.00 0.00 348.40 16.06 13.64 0.21 0.00 12.36 107.63 28.94 13.48 15.40 200.45 34.80 15.57 37.00 23.17

CUM

63.77 62.44 59.53 53.43 44.25 84.48 73.08 62.18 53.24 47.49 43.41 52.47 50.03 44.07 40.38 77.34 66.16 60.81 57.51 48.49 48.49

Page 60 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2007

DATE

15/02/2008

Textiles

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

925 981 1,554 1,071 1,370 908 729 636 441 275 228 324 229 306 218 434 383 204 232 33 11,481

BAND

CUM.

PERCENTAGE rp

925 8.06 8.06 2,001.55 2,001.55 1,906 8.54 16.60 376.68 2,378.23 3,460 13.54 30.14 1,038.37 3,416.60 4,531 9.33 39.47 1,112.31 4,528.91 5,901 11.93 51.40 1,947.88 6,476.79 6,809 7.91 59.31 1,886.82 8,363.61 7,538 6.35 65.66 2,055.32 10,418.94 8,174 5.54 71.20 2,299.27 12,718.21 8,615 3.84 75.04 2,082.24 14,800.44 8,890 2.40 77.43 1,702.61 16,503.05 9,118 1.99 79.42 1,318.11 17,821.17 9,442 2.82 82.24 2,268.80 20,089.97 9,671 1.99 84.23 1,871.65 21,961.61 9,977 2.67 86.90 3,301.61 25,263.22 10,195 1.90 88.80 2,784.82 28,048.04 10,629 3.78 92.58 7,676.94 35,724.97 11,012 3.34 95.91 10,578.59 46,303.56 11,216 1.78 97.69 8,016.00 54,319.56 11,448 2.02 99.71 17,077.38 71,396.94 11,481 0.29 100.00 2,121.72 73,518.66 73,518.66

BAND

2.72 0.51 1.41 1.51 2.65 2.57 2.80 3.13 2.83 2.32 1.79 3.09 2.55 4.49 3.79 10.44 14.39 10.90 23.23 2.89

PERCENTAGE

CUM.

2.72 3.23 4.65 6.16 8.81 11.38 14.17 17.30 20.13 22.45 24.24 27.33 29.87 34.36 38.15 48.59 62.98 73.89 97.11 100.00

26 0 7 2 3 4 3 6 5 2 4 19 4 13 3 31 53 50 36 4 275

26 26 33 35 38 42 45 51 56 58 62 81 85 98 101 132 185 235 271 275

BAND

CUM.

PERCENTAGE rp

9.45 9.45 4,904.08 0.00 9.45 0.00 2.55 12.00 758.60 0.73 12.73 135.74 1.09 13.82 258.13 1.45 15.27 21.94 1.09 16.36 10.05 2.18 18.55 1,747.13 1.82 20.36 1,370.86 0.73 21.09 1,907.89 1.45 22.55 81.00 6.91 29.45 10,055.49 1.45 30.91 3,054.32 4.73 35.64 2,150.53 1.09 36.73 193.67 11.27 48.00 1,115.98 19.27 67.27 15,661.53 18.18 85.45 9,017.53 13.09 98.55 32,669.77 1.45 100.00 1,633.27 86,747.52

4,904.08 4,904.08 5,662.68 5,798.42 6,056.56 6,078.49 6,088.54 7,835.67 9,206.53 11,114.42 11,195.42 21,250.91 24,305.23 26,455.76 26,649.43 27,765.41 43,426.95 52,444.48 85,114.24 86,747.52

BAND

5.65 0.00 0.87 0.16 0.30 0.03 0.01 2.01 1.58 2.20 0.09 11.59 3.52 2.48 0.22 1.29 18.05 10.40 37.66 1.88

CUM.

5.65 5.65 6.53 6.68 6.98 7.01 7.02 9.03 10.61 12.81 12.91 24.50 28.02 30.50 30.72 32.01 50.06 60.46 98.12 100.00

PERCENTAGE BAND

245.01 0.00 73.06 12.20 13.25 1.16 0.49 75.99 65.84 112.06 6.15 443.21 163.19 65.14 6.95 14.54 148.05 112.49 191.30 76.98

CUM

245.01 206.21 165.74 128.03 93.51 72.68 58.44 61.61 62.20 67.35 62.82 105.78 110.67 104.72 95.01 77.72 93.79 96.55 119.21 117.99 117.99

Page 61 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2007

DATE

15/02/2008

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

661 661 951 606 886 617 512 543 380 263 220 248 218 306 210 360 249 118 91 40 8,140

661 1,322 2,273 2,879 3,765 4,382 4,894 5,437 5,817 6,080 6,300 6,548 6,766 7,072 7,282 7,642 7,891 8,009 8,100 8,140

BAND

CUM.

PERCENTAGE rp

8.12 8.12 2,731.28 2,731.28 8.12 16.24 272.17 3,003.45 11.68 27.92 620.48 3,623.93 7.44 35.37 647.23 4,271.16 10.88 46.25 1,504.23 5,775.40 7.58 53.83 1,470.21 7,245.61 6.29 60.12 1,805.39 9,050.99 6.67 66.79 2,171.86 11,222.85 4.67 71.46 2,257.39 13,480.24 3.23 74.69 1,759.10 15,239.34 2.70 77.40 1,507.29 16,746.63 3.05 80.44 2,346.12 19,092.75 2.68 83.12 2,373.55 21,466.31 3.76 86.88 3,835.44 25,301.74 2.58 89.46 3,675.28 28,977.02 4.42 93.88 8,337.29 37,314.31 3.06 96.94 10,368.11 47,682.43 1.45 98.39 10,781.71 58,464.14 1.12 99.51 934.13 59,398.27 0.49 100.00 108,012.95 167,411.22 167,411.22

BAND

1.63 0.16 0.37 0.39 0.90 0.88 1.08 1.30 1.35 1.05 0.90 1.40 1.42 2.29 2.20 4.98 6.19 6.44 0.56 64.52

CUM.

1.63 1.79 2.16 2.55 3.45 4.33 5.41 6.70 8.05 9.10 10.00 11.40 12.82 15.11 17.31 22.29 28.48 34.92 35.48 100.00

PERCENTAGE f

8 2 6 0 2 2 1 2 6 6 7 3 1 7 11 24 13 8 1 4 114

8 10 16 16 18 20 21 23 29 35 42 45 46 53 64 88 101 109 110 114

BAND

CUM.

PERCENTAGE rp

7.02 7.02 337.50 1.75 8.77 187.07 5.26 14.04 509.58 0.00 14.04 0.00 1.75 15.79 710.75 1.75 17.54 556.23 0.88 18.42 100.47 1.75 20.18 518.27 5.26 25.44 181.17 5.26 30.70 235.30 6.14 36.84 698.97 2.63 39.47 2,546.66 0.88 40.35 544.35 6.14 46.49 6,415.09 9.65 56.14 1,037.67 21.05 77.19 5,049.62 11.40 88.60 21,477.84 7.02 95.61 3,361.63 0.88 96.49 20,513.42 3.51 100.00 7,367.54 72,349.12

337.50 524.57 1,034.15 1,034.15 1,744.90 2,301.12 2,401.59 2,919.86 3,101.03 3,336.33 4,035.30 6,581.96 7,126.31 13,541.40 14,579.07 19,628.69 41,106.53 44,468.16 64,981.58 72,349.12

BAND

0.47 0.26 0.70 0.00 0.98 0.77 0.14 0.72 0.25 0.33 0.97 3.52 0.75 8.87 1.43 6.98 29.69 4.65 28.35 10.18

CUM.

PERCENTAGE BAND

CUM

0.47 12.36 0.73 68.73 1.43 82.13 1.43 0.00 2.41 47.25 3.18 37.83 3.32 5.56 4.04 23.86 4.29 8.03 4.61 13.38 5.58 46.37 9.10 108.55 9.85 22.93 18.72 167.26 20.15 28.23 27.13 60.57 56.82 207.15 61.46 31.18 89.82 2,195.99 100.00 6.82

12.36 17.47 28.54 24.21 30.21 31.76 26.53 26.02 23.00 21.89 24.10 34.47 33.20 53.52 50.31 52.60 86.21 76.06 109.40 43.22 43.22

Page 62 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 26

DATA POSITION FROM

01/01/2005

15/12/2007

DATE

15/02/2008

PROCESSING

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

955 730 761 499 646 475 360 461 283 210 174 231 205 265 166 310 240 111 138 23 7,243

955 1,685 2,446 2,945 3,591 4,066 4,426 4,887 5,170 5,380 5,554 5,785 5,990 6,255 6,421 6,731 6,971 7,082 7,220 7,243

BAND

CUM.

PERCENTAGE rp

13.19 13.19 4,688.31 4,688.31 10.08 23.26 531.33 5,219.64 10.51 33.77 1,007.14 6,226.79 6.89 40.66 1,057.22 7,284.01 8.92 49.58 1,905.19 9,189.20 6.56 56.14 2,059.08 11,248.28 4.97 61.11 1,974.69 13,222.97 6.36 67.47 3,568.51 16,791.47 3.91 71.38 2,546.93 19,338.40 2.90 74.28 2,362.11 21,700.50 2.40 76.68 2,311.98 24,012.48 3.19 79.87 3,551.96 27,564.44 2.83 82.70 3,776.85 31,341.29 3.66 86.36 6,952.13 38,293.42 2.29 88.65 4,767.73 43,061.15 4.28 92.93 11,817.93 54,879.08 3.31 96.24 12,795.34 67,674.43 1.53 97.78 7,797.36 75,471.78 1.91 99.68 12,921.82 88,393.60 0.32 100.00 932.24 89,325.84 89,325.84

BAND

5.25 0.59 1.13 1.18 2.13 2.31 2.21 3.99 2.85 2.64 2.59 3.98 4.23 7.78 5.34 13.23 14.32 8.73 14.47 1.04

PERCENTAGE

CUM.

5.25 5.84 6.97 8.15 10.29 12.59 14.80 18.80 21.65 24.29 26.88 30.86 35.09 42.87 48.21 61.44 75.76 84.49 98.96 100.00

24 2 3 6 6 4 3 10 4 5 5 7 9 9 4 21 12 10 19 1 164

BAND

CUM.

PERCENTAGE rp

BAND

CUM.

24 14.63 14.63 1,773.30 1,773.30 12.38 12.38 26 1.22 15.85 12.43 1,785.73 0.09 12.47 29 1.83 17.68 43.62 1,829.35 0.30 12.77 35 3.66 21.34 840.56 2,669.92 5.87 18.64 41 3.66 25.00 764.93 3,434.85 5.34 23.98 45 2.44 27.44 552.49 3,987.34 3.86 27.83 48 1.83 29.27 256.33 4,243.67 1.79 29.62 58 6.10 35.37 1,317.21 5,560.87 9.19 38.82 62 2.44 37.80 1,505.43 7,066.31 10.51 49.33 67 3.05 40.85 1,121.76 8,188.07 7.83 57.16 72 3.05 43.90 3,749.55 11,937.62 26.17 83.33 79 4.27 48.17 416.95 12,354.57 2.91 86.24 88 5.49 53.66 18,611.87 30,966.44 129.92 216.17 97 5.49 59.15 559.96 31,526.40 3.91 220.08 101 2.44 61.59 5,185.04 36,711.44 36.20 256.27 122 12.80 74.39 862.32 37,573.76 6.02 262.29 134 7.32 81.71 3,082.66 40,656.42 21.52 283.81 144 6.10 87.80 7,001.32 47,657.74 48.87 332.68 163 11.59 99.39 33,785.04 13,872.69 235.84 96.84 164 0.61 100.00 452.59 14,325.28 3.16 100.00 14,325.28

PERCENTAGE BAND

37.82 2.34 4.33 79.51 40.15 26.83 12.98 36.91 59.11 47.49 162.18 11.74 492.79 8.05 108.75 7.30 24.09 89.79 261.46 48.55

CUM

37.82 34.21 29.38 36.65 37.38 35.45 32.09 33.12 36.54 37.73 49.71 44.82 98.80 82.33 85.25 68.47 60.08 63.15 15.69 16.04 16.04

Page 63 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,226 1,971 2,078 1,289 1,482 936 691 767 559 345 301 454 324 497 371 565 660 277 192 75 17,060

3,226 5,197 7,275 8,564 10,046 10,982 11,673 12,440 12,999 13,344 13,645 14,099 14,423 14,920 15,291 15,856 16,516 16,793 16,985 17,060

BAND

CUM.

PERCENTAGE rp

18.91 18.91 2,113.70 11.55 30.46 535.14 12.18 42.64 907.70 7.56 50.20 877.97 8.69 58.89 1,461.71 5.49 64.37 1,437.11 4.05 68.42 1,318.82 4.50 72.92 1,972.79 3.28 76.20 1,801.73 2.02 78.22 1,226.26 1.76 79.98 1,310.39 2.66 82.64 2,224.00 1.90 84.54 2,184.71 2.91 87.46 3,528.69 2.17 89.63 3,470.00 3.31 92.94 7,353.11 3.87 96.81 19,478.93 1.62 98.43 8,568.75 1.13 99.56 2,967.17 0.44 100.00 1,859.55 66,598.24

2,113.70 2,648.84 3,556.54 4,434.51 5,896.22 7,333.34 8,652.16 10,624.95 12,426.68 13,652.94 14,963.33 17,187.33 19,372.05 22,900.74 26,370.73 33,723.84 53,202.78 61,771.52 64,738.69 66,598.24

BAND

3.17 0.80 1.36 1.32 2.19 2.16 1.98 2.96 2.71 1.84 1.97 3.34 3.28 5.30 5.21 11.04 29.25 12.87 4.46 2.79

CUM.

3.17 3.98 5.34 6.66 8.85 11.01 12.99 15.95 18.66 20.50 22.47 25.81 29.09 34.39 39.60 50.64 79.89 92.75 97.21 100.00

PERCENTAGE f

28 4 8 5 2 12 13 11 8 5 5 5 43 14 8 20 26 21 5 6 249

BAND

CUM.

28 32 40 45 47 59 72 83 91 96 101 106 149 163 171 191 217 238 243 249

11.24 11.24 1.61 12.85 3.21 16.06 2.01 18.07 0.80 18.88 4.82 23.69 5.22 28.92 4.42 33.33 3.21 36.55 2.01 38.55 2.01 40.56 2.01 42.57 17.27 59.84 5.62 65.46 3.21 68.67 8.03 76.71 10.44 87.15 8.43 95.58 2.01 97.59 2.41 100.00

PERCENTAGE rp

3,302.27 196.58 758.78 551.53 131.36 199.52 3,119.84 1,734.16 2,053.71 1,072.67 279.67 323.01 381.98 402.61 672.28 2,313.26 1,333.28 5,473.70 1,304.41 4,411.83 30,016.46

3,302.27 3,498.86 4,257.63 4,809.16 4,940.52 5,140.04 8,259.88 9,994.04 12,047.75 13,120.43 13,400.10 13,723.11 14,105.08 14,507.69 15,179.97 17,493.23 18,826.52 24,300.22 25,604.63 30,016.46

BAND

11.00 0.65 2.53 1.84 0.44 0.66 10.39 5.78 6.84 3.57 0.93 1.08 1.27 1.34 2.24 7.71 4.44 18.24 4.35 14.70

PERCENTAGE

CUM.

BAND

CUM

11.00 11.66 14.18 16.02 16.46 17.12 27.52 33.30 40.14 43.71 44.64 45.72 46.99 48.33 50.57 58.28 62.72 80.96 85.30 100.00

156.23 36.73 83.59 62.82 8.99 13.88 236.56 87.90 113.99 87.48 21.34 14.52 17.48 11.41 19.37 31.46 6.84 63.88 43.96 237.25

156.23 132.09 119.71 108.45 83.79 70.09 95.47 94.06 96.95 96.10 89.55 79.84 72.81 63.35 57.56 51.87 35.39 39.34 39.55 45.07 45.07

Page 64 0f 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2007

DATE

15/02/2008

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5 4 10 5 11 4 9 17 0 5 8 17 9 33 11 32 42 6 27 26 281

5 9 19 24 35 39 48 65 65 70 78 95 104 137 148 180 222 228 255 281

BAND

CUM.

1.78 1.78 1.42 3.20 3.56 6.76 1.78 8.54 3.91 12.46 1.42 13.88 3.20 17.08 6.05 23.13 0.00 23.13 1.78 24.91 2.85 27.76 6.05 33.81 3.20 37.01 11.74 48.75 3.91 52.67 11.39 64.06 14.95 79.00 2.14 81.14 9.61 90.75 9.25 100.00

PERCENTAGE rp

3.34 0.39 12.56 3.21 11.97 2.78 9.43 32.23 0.00 12.70 19.48 29.92 38.08 79.73 113.40 261.80 626.74 212.12 1,996.67 216.62 3,683.18

3.34 3.74 16.30 19.51 31.48 34.26 43.70 75.92 75.92 88.63 108.10 138.03 176.11 255.84 369.24 631.04 1,257.78 1,469.90 3,466.57 3,683.18

BAND

0.09 0.01 0.34 0.09 0.33 0.08 0.26 0.88 0.00 0.34 0.53 0.81 1.03 2.16 3.08 7.11 17.02 5.76 54.21 5.88

CUM.

0.09 0.10 0.44 0.53 0.85 0.93 1.19 2.06 2.06 2.41 2.94 3.75 4.78 6.95 10.02 17.13 34.15 39.91 94.12 100.00

PERCENTAGE f

0 0 0 0 0 0 1 1 0 0 0 0 0 0 2 1 1 3 3 0 12

0 0 0 0 0 0 1 2 2 2 2 2 2 2 4 5 6 9 12 12

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.33 8.33 8.33 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 16.67 33.33 8.33 41.67 8.33 50.00 25.00 75.00 25.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 10.09 166.67 0.00 0.00 0.00 0.00 0.00 0.00 499.29 20.79 2.30 123.05 7,992.79 0.00 8,814.98

0.00 0.00 0.00 0.00 0.00 0.00 10.09 176.77 176.77 176.77 176.77 176.77 176.77 176.77 676.05 696.84 699.14 822.19 8,814.98 8,814.98

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.11 1.89 0.00 0.00 0.00 0.00 0.00 0.00 5.66 0.24 0.03 1.40 90.67 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.11 2.01 2.01 2.01 2.01 2.01 2.01 2.01 7.67 7.91 7.93 9.33 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 107.02 517.15 0.00 0.00 0.00 0.00 0.00 0.00 440.30 7.94 0.37 58.01 400.31 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 23.10 232.82 232.82 199.45 163.52 128.07 100.37 69.09 183.09 110.43 55.59 55.94 254.29 239.33 239.33

Page 65 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 29

01/01/2005

15/12/2007

DATE

15/02/2008

DATA POSITION FROM

PROCESSING

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

144,169 141,136 152,282 83,719 86,327 40,807 28,301 20,166 11,013 5,857 4,405 4,732 3,101 3,498 2,170 3,149 2,193 860 996 313 739,194

144,169 285,305 437,587 521,306 607,633 648,440 676,741 696,907 707,920 713,777 718,182 722,914 726,015 729,513 731,683 734,832 737,025 737,885 738,881 739,194

BAND

CUM.

19.50 19.50 19.09 38.60 20.60 59.20 11.33 70.52 11.68 82.20 5.52 87.72 3.83 91.55 2.73 94.28 1.49 95.77 0.79 96.56 0.60 97.16 0.64 97.80 0.42 98.22 0.47 98.69 0.29 98.98 0.43 99.41 0.30 99.71 0.12 99.82 0.13 99.96 0.04 100.00

PERCENTAGE rp

32,472.73 32,781.08 62,569.68 56,152.23 86,826.70 59,070.90 57,558.87 54,650.92 39,331.14 25,078.07 20,989.29 27,630.13 22,283.69 29,852.87 28,406.37 43,401.51 43,425.69 21,427.37 42,621.84 21,359.04 807,890.11

32,472.73 65,253.81 127,823.49 183,975.72 270,802.41 329,873.32 387,432.19 442,083.10 481,414.24 506,492.31 527,481.60 555,111.73 577,395.43 607,248.29 635,654.66 679,056.17 722,481.86 743,909.23 786,531.08 807,890.11

BAND

CUM.

4.02 4.02 4.06 8.08 7.74 15.82 6.95 22.77 10.75 33.52 7.31 40.83 7.12 47.96 6.76 54.72 4.87 59.59 3.10 62.69 2.60 65.29 3.42 68.71 2.76 71.47 3.70 75.16 3.52 78.68 5.37 84.05 5.38 89.43 2.65 92.08 5.28 97.36 2.64 100.00

PERCENTAGE f

321 306 334 129 246 123 108 96 78 48 44 61 45 80 62 125 301 114 304 96 3,021

321 627 961 1,090 1,336 1,459 1,567 1,663 1,741 1,789 1,833 1,894 1,939 2,019 2,081 2,206 2,507 2,621 2,925 3,021

BAND

CUM.

10.63 10.63 10.13 20.75 11.06 31.81 4.27 36.08 8.14 44.22 4.07 48.30 3.57 51.87 3.18 55.05 2.58 57.63 1.59 59.22 1.46 60.68 2.02 62.69 1.49 64.18 2.65 66.83 2.05 68.88 4.14 73.02 9.96 82.99 3.77 86.76 10.06 96.82 3.18 100.00

PERCENTAGE rp

20,200.52 14,271.37 20,822.44 14,666.35 32,236.38 18,446.63 26,760.56 18,511.90 44,159.10 7,234.36 10,789.31 25,853.42 6,813.21 24,850.13 3,860.68 32,904.35 39,931.97 29,456.30 85,520.52 53,119.77 530,409.29

20,200.52 34,471.89 55,294.33 69,960.68 102,197.06 120,643.68 147,404.25 165,916.14 210,075.24 217,309.61 228,098.92 253,952.34 260,765.56 285,615.69 289,476.37 322,380.73 362,312.70 391,769.00 477,289.52 530,409.29

BAND

CUM.

3.81 3.81 2.69 6.50 3.93 10.42 2.77 13.19 6.08 19.27 3.48 22.75 5.05 27.79 3.49 31.28 8.33 39.61 1.36 40.97 2.03 43.00 4.87 47.88 1.28 49.16 4.69 53.85 0.73 54.58 6.20 60.78 7.53 68.31 5.55 73.86 16.12 89.99 10.01 100.00

PERCENTAGE BAND

CUM

62.21 43.54 33.28 26.12 37.13 31.23 46.49 33.87 112.28 28.85 51.40 93.57 30.57 83.24 13.59 75.81 91.95 137.47 200.65 248.70

62.21 52.83 43.26 38.03 37.74 36.57 38.05 37.53 43.64 42.90 43.24 45.75 45.16 47.03 45.54 47.47 50.15 52.66 60.68 65.65 65.65

Page 66 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2007

DATE

15/02/2008

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7 11 6 14 5 6 6 11 5 7 7 5 2 9 7 7 4 0 0 0 119

7 18 24 38 43 49 55 66 71 78 85 90 92 101 108 115 119 119 119 119

BAND

5.88 9.24 5.04 11.76 4.20 5.04 5.04 9.24 4.20 5.88 5.88 4.20 1.68 7.56 5.88 5.88 3.36 0.00 0.00 0.00

CUM.

PERCENTAGE rp

5.88 8.05 8.05 15.13 4.68 12.72 20.17 5.37 18.10 31.93 27.63 45.73 36.13 11.73 57.45 41.18 25.95 83.41 46.22 52.08 135.49 55.46 93.24 228.73 59.66 83.87 312.60 65.55 80.30 392.90 71.43 112.02 504.92 75.63 130.93 635.85 77.31 34.18 670.03 84.87 254.48 924.51 90.76 357.72 1,282.23 96.64 475.98 1,758.21 100.00 1,060.36 2,818.57 100.00 0.00 2,818.57 100.00 0.00 2,818.57 100.00 0.00 2,818.57 2,818.57

BAND

0.29 0.17 0.19 0.98 0.42 0.92 1.85 3.31 2.98 2.85 3.97 4.65 1.21 9.03 12.69 16.89 37.62 0.00 0.00 0.00

CUM.

0.29 0.45 0.64 1.62 2.04 2.96 4.81 8.12 11.09 13.94 17.91 22.56 23.77 32.80 45.49 62.38 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 1 0 0 0 4

BAND

0 0 0 0 0 0 0 0 0 1 2 2 2 3 3 3 4 4 4 4

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 25.00 0.00 0.00 25.00 0.00 0.00 25.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 1,077.69 50.00 25.00 50.00 0.00 50.00 0.00 75.00 41.58 75.00 0.00 75.00 0.00 100.00 102.36 100.00 0.00 100.00 0.00 100.00 0.00 1,246.63

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,077.69 1,102.69 1,102.69 1,102.69 1,144.27 1,144.27 1,144.27 1,246.63 1,246.63 1,246.63 1,246.63

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 86.45 2.01 0.00 0.00 3.34 0.00 0.00 8.21 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 86.45 1,342.06 88.45 22.32 88.45 0.00 88.45 0.00 91.79 16.34 91.79 0.00 91.79 0.00 100.00 9.65 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 274.29 218.39 173.42 164.57 123.77 89.24 65.08 44.23 44.23 44.23 44.23 44.23

Page 67 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 31

DATA POSITION FROM

01/01/2005

15/12/2007

DATE

15/02/2008

PROCESSING

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

37 10 16 19 16 22 9 25 12 10 6 11 7 18 20 34 72 43 12 5 404

37 47 63 82 98 120 129 154 166 176 182 193 200 218 238 272 344 387 399 404

BAND

CUM.

PERCENTAGE rp

9.16 9.16 165.89 2.48 11.63 4.68 3.96 15.59 6.72 4.70 20.30 14.07 3.96 24.26 15.58 5.45 29.70 66.02 2.23 31.93 33.29 6.19 38.12 85.86 2.97 41.09 61.78 2.48 43.56 65.77 1.49 45.05 33.10 2.72 47.77 145.65 1.73 49.50 67.83 4.46 53.96 378.70 4.95 58.91 493.86 8.42 67.33 1,294.45 17.82 85.15 3,407.46 10.64 95.79 1,490.84 2.97 98.76 191.35 1.24 100.00 77.31 8,100.20

165.89 170.57 177.29 191.36 206.94 272.96 306.25 392.11 453.88 519.65 552.75 698.39 766.23 1,144.92 1,638.79 2,933.23 6,340.70 7,831.54 8,022.89 8,100.20

BAND

2.05 0.06 0.08 0.17 0.19 0.82 0.41 1.06 0.76 0.81 0.41 1.80 0.84 4.68 6.10 15.98 42.07 18.41 2.36 0.95

CUM.

2.05 2.11 2.19 2.36 2.55 3.37 3.78 4.84 5.60 6.42 6.82 8.62 9.46 14.13 20.23 36.21 78.28 96.68 99.05 100.00

PERCENTAGE f

14 0 0 0 0 0 0 2 0 0 0 0 0 1 0 1 4 2 0 0 24

BAND

14 58.33 14 0.00 14 0.00 14 0.00 14 0.00 14 0.00 14 0.00 16 8.33 16 0.00 16 0.00 16 0.00 16 0.00 16 0.00 17 4.17 17 0.00 18 4.17 22 16.67 24 8.33 24 0.00 24 0.00

CUM.

58.33 58.33 58.33 58.33 58.33 58.33 58.33 66.67 66.67 66.67 66.67 66.67 66.67 70.83 70.83 75.00 91.67 100.00 100.00 100.00

PERCENTAGE rp

116.04 0.00 0.00 0.00 0.00 0.00 0.00 323.82 0.00 0.00 0.00 0.00 0.00 7.12 0.00 2.64 123.49 120.00 0.00 0.00 693.11

116.04 116.04 116.04 116.04 116.04 116.04 116.04 439.86 439.86 439.86 439.86 439.86 439.86 446.98 446.98 449.62 573.11 693.11 693.11 693.11

BAND

16.74 0.00 0.00 0.00 0.00 0.00 0.00 46.72 0.00 0.00 0.00 0.00 0.00 1.03 0.00 0.38 17.82 17.31 0.00 0.00

CUM.

16.74 16.74 16.74 16.74 16.74 16.74 16.74 63.46 63.46 63.46 63.46 63.46 63.46 64.49 64.49 64.87 82.69 100.00 100.00 100.00

PERCENTAGE BAND

CUM

69.95 0.00 0.00 0.00 0.00 0.00 0.00 377.16 0.00 0.00 0.00 0.00 0.00 1.88 0.00 0.20 3.62 8.05 0.00 0.00

69.95 68.03 65.45 60.64 56.07 42.51 37.89 112.18 96.91 84.65 79.58 62.98 57.41 39.04 27.28 15.33 9.04 8.85 8.64 8.56 8.56

Page 68 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 32

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2007

DATE

15/02/2008

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3 3 0 3 2 1 4 2 4 3 4 7 4 2 3 6 6 3 2 0 62

BAND

3 6 6 9 11 12 16 18 22 25 29 36 40 42 45 51 57 60 62 62

CUM.

4.84 4.84 4.84 9.68 0.00 9.68 4.84 14.52 3.23 17.74 1.61 19.35 6.45 25.81 3.23 29.03 6.45 35.48 4.84 40.32 6.45 46.77 11.29 58.06 6.45 64.52 3.23 67.74 4.84 72.58 9.68 82.26 9.68 91.94 4.84 96.77 3.23 100.00 0.00 100.00

PERCENTAGE rp

3.45 15.22 0.00 4.76 1.03 2.64 14.57 4.66 24.07 18.65 42.93 71.88 47.95 47.00 74.52 275.30 501.69 727.03 59.00 0.00 1,936.35

3.45 18.67 18.67 23.43 24.47 27.11 41.68 46.33 70.41 89.05 131.98 203.86 251.81 298.81 373.33 648.64 1,150.32 1,877.35 1,936.35 1,936.35

BAND

0.18 0.79 0.00 0.25 0.05 0.14 0.75 0.24 1.24 0.96 2.22 3.71 2.48 2.43 3.85 14.22 25.91 37.55 3.05 0.00

CUM.

0.18 0.96 0.96 1.21 1.26 1.40 2.15 2.39 3.64 4.60 6.82 10.53 13.00 15.43 19.28 33.50 59.41 96.95 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 3 0 0 0 0 6

BAND

0 0 0 0 0 0 0 0 0 0 1 1 2 2 3 6 6 6 6 6

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00 16.67 0.00 16.67 50.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 55.17 55.17 16.67 0.00 55.17 33.33 12.55 67.72 33.33 0.00 67.72 50.00 127.80 195.52 100.00 376.43 571.96 100.00 0.00 571.96 100.00 0.00 571.96 100.00 0.00 571.96 100.00 0.00 571.96 571.96

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.65 0.00 2.19 0.00 22.34 65.82 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.65 9.65 11.84 11.84 34.18 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 128.52 0.00 26.17 0.00 171.50 136.73 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 41.80 27.06 26.89 22.66 52.37 88.18 49.72 30.47 29.54 29.54 29.54

Page 69 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 40

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2007

DATE

15/02/2008

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

43 15 4 4 9 4 5 1 4 5 3 2 5 8 3 13 6 7 1 0 142

43 58 62 66 75 79 84 85 89 94 97 99 104 112 115 128 134 141 142 142

BAND

CUM.

30.28 30.28 10.56 40.85 2.82 43.66 2.82 46.48 6.34 52.82 2.82 55.63 3.52 59.15 0.70 59.86 2.82 62.68 3.52 66.20 2.11 68.31 1.41 69.72 3.52 73.24 5.63 78.87 2.11 80.99 9.15 90.14 4.23 94.37 4.93 99.30 0.70 100.00 0.00 100.00

PERCENTAGE rp

26.27 9.09 3.33 8.00 10.29 5.16 14.72 7.57 56.17 14.11 11.14 10.52 44.18 106.91 0.13 405.89 204.64 284.69 213.78 0.00 1,436.60

26.27 35.36 38.69 46.69 56.98 62.14 76.86 84.43 140.61 154.72 165.86 176.38 220.56 327.47 327.60 733.49 938.13 1,222.81 1,436.60 1,436.60

BAND

1.83 0.63 0.23 0.56 0.72 0.36 1.02 0.53 3.91 0.98 0.78 0.73 3.08 7.44 0.01 28.25 14.24 19.82 14.88 0.00

CUM.

1.83 2.46 2.69 3.25 3.97 4.33 5.35 5.88 9.79 10.77 11.55 12.28 15.35 22.79 22.80 51.06 65.30 85.12 100.00 100.00

PERCENTAGE f

0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 7 0 8

BAND

0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 8 8

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 12.50 12.50 7.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 87.50 100.00 138.69 145.69 0.00 100.00 0.00 145.69 145.69

BAND

0.00 4.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 95.20 0.00

CUM.

0.00 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 100.00 100.00

PERCENTAGE BAND

CUM

0.00 77.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 64.87 0.00

0.00 19.80 18.09 14.99 12.29 11.27 9.11 8.29 4.98 4.52 4.22 3.97 3.17 2.14 2.14 0.95 0.75 0.57 10.14 10.14 10.14

Page 70 of 204

RISK AND LOSS PROFILE 2005 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,188 963 823 387 299 130 64 43 16 10 10 15 8 8 5 8 17 8 2 3 4,007

1,188 2,151 2,974 3,361 3,660 3,790 3,854 3,897 3,913 3,923 3,933 3,948 3,956 3,964 3,969 3,977 3,994 4,002 4,004 4,007

BAND

CUM.

29.65 29.65 24.03 53.68 20.54 74.22 9.66 83.88 7.46 91.34 3.24 94.58 1.60 96.18 1.07 97.25 0.40 97.65 0.25 97.90 0.25 98.15 0.37 98.53 0.20 98.73 0.20 98.93 0.12 99.05 0.20 99.25 0.42 99.68 0.20 99.88 0.05 99.93 0.07 100.00

PERCENTAGE rp

173.01 392.17 602.94 429.49 493.40 323.45 194.88 126.14 41.06 35.13 34.41 127.87 69.98 50.01 143.28 188.11 455.14 221.21 1,325.66 1,061.50 6,488.84

173.01 565.18 1,168.12 1,597.61 2,091.01 2,414.46 2,609.34 2,735.49 2,776.54 2,811.67 2,846.08 2,973.95 3,043.94 3,093.95 3,237.23 3,425.34 3,880.48 4,101.69 5,427.34 6,488.84

BAND

2.67 6.04 9.29 6.62 7.60 4.98 3.00 1.94 0.63 0.54 0.53 1.97 1.08 0.77 2.21 2.90 7.01 3.41 20.43 16.36

CUM.

2.67 8.71 18.00 24.62 32.22 37.21 40.21 42.16 42.79 43.33 43.86 45.83 46.91 47.68 49.89 52.79 59.80 63.21 83.64 100.00

PERCENTAGE f

1 6 2 3 1 0 0 1 0 0 1 0 0 0 1 0 1 1 0 0 18

1 7 9 12 13 13 13 14 14 14 15 15 15 15 16 16 17 18 18 18

BAND

CUM.

5.56 5.56 33.33 38.89 11.11 50.00 16.67 66.67 5.56 72.22 0.00 72.22 0.00 72.22 5.56 77.78 0.00 77.78 0.00 77.78 5.56 83.33 0.00 83.33 0.00 83.33 0.00 83.33 5.56 88.89 0.00 88.89 5.56 94.44 5.56 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

1.85 258.80 52.75 511.17 438.47 0.00 0.00 5.50 0.00 0.00 24.43 0.00 0.00 0.00 1.00 0.00 28.09 60.68 0.00 0.00 1,382.73

1.85 260.65 313.40 824.56 1,263.03 1,263.03 1,263.03 1,268.53 1,268.53 1,268.53 1,292.97 1,292.97 1,292.97 1,292.97 1,293.96 1,293.96 1,322.05 1,382.73 1,382.73 1,382.73

BAND

CUM.

0.13 0.13 18.72 18.85 3.81 22.66 36.97 59.63 31.71 91.34 0.00 91.34 0.00 91.34 0.40 91.74 0.00 91.74 0.00 91.74 1.77 93.51 0.00 93.51 0.00 93.51 0.00 93.51 0.07 93.58 0.00 93.58 2.03 95.61 4.39 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

1.07 65.99 8.75 119.02 88.87 0.00 0.00 4.36 0.00 0.00 71.00 0.00 0.00 0.00 0.70 0.00 6.17 27.43 0.00 0.00

CUM

1.07 46.12 26.83 51.61 60.40 52.31 48.40 46.37 45.69 45.12 45.43 43.48 42.48 41.79 39.97 37.78 34.07 33.71 25.48 21.31 21.31

Page 71 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

8,703 9,104 12,606 6,652 6,010 2,425 1,646 1,158 700 356 294 404 247 337 196 334 307 109 52 25 51,665

8,703 17,807 30,413 37,065 43,075 45,500 47,146 48,304 49,004 49,360 49,654 50,058 50,305 50,642 50,838 51,172 51,479 51,588 51,640 51,665

BAND

CUM.

16.85 16.85 17.62 34.47 24.40 58.87 12.88 71.74 11.63 83.37 4.69 88.07 3.19 91.25 2.24 93.49 1.35 94.85 0.69 95.54 0.57 96.11 0.78 96.89 0.48 97.37 0.65 98.02 0.38 98.40 0.65 99.05 0.59 99.64 0.21 99.85 0.10 99.95 0.05 100.00

PERCENTAGE rp

2,724.39 1,980.64 4,767.01 4,483.58 6,141.41 3,715.16 3,987.37 3,541.73 2,788.74 1,739.53 1,776.61 2,766.64 1,954.53 3,666.57 2,836.68 6,797.97 9,509.83 3,042.41 1,826.26 1,664.83 71,711.89

2,724.39 4,705.03 9,472.04 13,955.63 20,097.03 23,812.19 27,799.56 31,341.29 34,130.02 35,869.55 37,646.16 40,412.80 42,367.34 46,033.91 48,870.59 55,668.55 65,178.38 68,220.79 70,047.05 71,711.89

BAND

CUM.

3.80 3.80 2.76 6.56 6.65 13.21 6.25 19.46 8.56 28.02 5.18 33.21 5.56 38.77 4.94 43.70 3.89 47.59 2.43 50.02 2.48 52.50 3.86 56.35 2.73 59.08 5.11 64.19 3.96 68.15 9.48 77.63 13.26 90.89 4.24 95.13 2.55 97.68 2.32 100.00

PERCENTAGE f

34 14 14 14 13 4 15 9 1 1 1 4 3 3 4 12 16 7 7 6 182

34 48 62 76 89 93 108 117 118 119 120 124 127 130 134 146 162 169 176 182

BAND

CUM.

18.68 18.68 7.69 26.37 7.69 34.07 7.69 41.76 7.14 48.90 2.20 51.10 8.24 59.34 4.95 64.29 0.55 64.84 0.55 65.38 0.55 65.93 2.20 68.13 1.65 69.78 1.65 71.43 2.20 73.63 6.59 80.22 8.79 89.01 3.85 92.86 3.85 96.70 3.30 100.00

PERCENTAGE rp

2,090.08 756.69 540.36 1,038.86 1,113.50 682.38 3,228.76 1,155.97 5.90 823.13 91.05 359.69 69.04 85.80 46.90 1,235.46 966.16 333.52 26,960.44 1,355.75 42,939.44

2,090.08 2,846.77 3,387.14 4,426.00 5,539.49 6,221.87 9,450.63 10,606.60 10,612.50 11,435.62 11,526.67 11,886.36 11,955.40 12,041.20 12,088.10 13,323.57 14,289.72 14,623.25 41,583.69 42,939.44

PERCENTAGE

BAND

CUM.

BAND

4.87 1.76 1.26 2.42 2.59 1.59 7.52 2.69 0.01 1.92 0.21 0.84 0.16 0.20 0.11 2.88 2.25 0.78 62.79 3.16

4.87 76.72 6.63 38.20 7.89 11.34 10.31 23.17 12.90 18.13 14.49 18.37 22.01 80.97 24.70 32.64 24.72 0.21 26.63 47.32 26.84 5.12 27.68 13.00 27.84 3.53 28.04 2.34 28.15 1.65 31.03 18.17 33.28 10.16 34.06 10.96 96.84 1,476.27 100.00 81.43

CUM

76.72 60.50 35.76 31.71 27.56 26.13 34.00 33.84 31.09 31.88 30.62 29.41 28.22 26.16 24.73 23.93 21.92 21.44 59.37 59.88 59.88

Page 72 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,993 4,596 4,507 2,144 1,939 750 609 421 255 137 116 116 93 104 78 124 51 24 14 9 20,080

3,993 8,589 13,096 15,240 17,179 17,929 18,538 18,959 19,214 19,351 19,467 19,583 19,676 19,780 19,858 19,982 20,033 20,057 20,071 20,080

BAND

CUM.

19.89 19.89 22.89 42.77 22.45 65.22 10.68 75.90 9.66 85.55 3.74 89.29 3.03 92.32 2.10 94.42 1.27 95.69 0.68 96.37 0.58 96.95 0.58 97.52 0.46 97.99 0.52 98.51 0.39 98.89 0.62 99.51 0.25 99.77 0.12 99.89 0.07 99.96 0.04 100.00

PERCENTAGE rp

515.97 820.71 1,415.51 1,218.66 1,912.28 1,131.71 1,238.97 1,027.54 648.17 444.19 289.31 465.12 406.12 396.56 499.10 1,141.92 1,375.81 1,864.11 1,585.31 426.13 18,823.20

515.97 1,336.69 2,752.19 3,970.85 5,883.13 7,014.83 8,253.81 9,281.35 9,929.52 10,373.71 10,663.02 11,128.14 11,534.26 11,930.82 12,429.92 13,571.84 14,947.65 16,811.76 18,397.07 18,823.20

BAND

2.74 4.36 7.52 6.47 10.16 6.01 6.58 5.46 3.44 2.36 1.54 2.47 2.16 2.11 2.65 6.07 7.31 9.90 8.42 2.26

PERCENTAGE

CUM.

2.74 7.10 14.62 21.10 31.25 37.27 43.85 49.31 52.75 55.11 56.65 59.12 61.28 63.38 66.04 72.10 79.41 89.31 97.74 100.00

5 2 10 2 7 2 6 5 0 0 1 1 0 2 1 2 2 2 0 1

5 9.80 9.80 7 3.92 13.73 17 19.61 33.33 19 3.92 37.25 26 13.73 50.98 28 3.92 54.90 34 11.76 66.67 39 9.80 76.47 39 0.00 76.47 39 0.00 76.47 40 1.96 78.43 41 1.96 80.39 41 0.00 80.39 43 3.92 84.31 44 1.96 86.27 46 3.92 90.20 48 3.92 94.12 50 3.92 98.04 50 0.00 98.04 51 1.96 100.00

BAND

CUM.

PERCENTAGE rp

90.33 6.12 906.29 312.96 1,387.71 619.77 614.81 2,469.65 0.00 0.00 68.64 1.79 0.00 41.75 28.99 354.91 36.63 1,083.52 0.00 12.19 8,036.06

90.33 96.45 1,002.74 1,315.70 2,703.41 3,323.18 3,937.99 6,407.64 6,407.64 6,407.64 6,476.28 6,478.07 6,478.07 6,519.82 6,548.81 6,903.72 6,940.35 8,023.87 8,023.87 8,036.06

BAND

CUM.

1.12 1.12 0.08 1.20 11.28 12.48 3.89 16.37 17.27 33.64 7.71 41.35 7.65 49.00 30.73 79.74 0.00 79.74 0.00 79.74 0.85 80.59 0.02 80.61 0.00 80.61 0.52 81.13 0.36 81.49 4.42 85.91 0.46 86.37 13.48 99.85 0.00 99.85 0.15 100.00

PERCENTAGE BAND

17.51 0.75 64.03 25.68 72.57 54.76 49.62 240.35 0.00 0.00 23.72 0.38 0.00 10.53 5.81 31.08 2.66 58.13 0.00 2.86

CUM

17.51 7.22 36.43 33.13 45.95 47.37 47.71 69.04 64.53 61.77 60.74 58.21 56.16 54.65 52.69 50.87 46.43 47.73 43.61 42.69 42.69

Page 73 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,473 5,123 5,953 3,057 2,542 914 626 413 228 129 101 102 84 89 64 105 111 66 39 7 24,226

4,473 9,596 15,549 18,606 21,148 22,062 22,688 23,101 23,329 23,458 23,559 23,661 23,745 23,834 23,898 24,003 24,114 24,180 24,219 24,226

BAND

CUM.

18.46 18.46 21.15 39.61 24.57 64.18 12.62 76.80 10.49 87.29 3.77 91.07 2.58 93.65 1.70 95.36 0.94 96.30 0.53 96.83 0.42 97.25 0.42 97.67 0.35 98.01 0.37 98.38 0.26 98.65 0.43 99.08 0.46 99.54 0.27 99.81 0.16 99.97 0.03 100.00

PERCENTAGE rp

1,083.49 1,327.94 3,200.93 3,096.11 3,866.43 2,025.95 1,929.90 1,507.57 1,153.09 724.01 680.38 818.83 671.74 1,133.09 536.50 1,864.42 5,098.34 2,754.46 2,730.10 135.78 36,339.06

1,083.49 2,411.43 5,612.36 8,708.46 12,574.90 14,600.84 16,530.74 18,038.31 19,191.41 19,915.41 20,595.79 21,414.62 22,086.36 23,219.45 23,755.95 25,620.37 30,718.72 33,473.18 36,203.28 36,339.06

BAND

2.98 3.65 8.81 8.52 10.64 5.58 5.31 4.15 3.17 1.99 1.87 2.25 1.85 3.12 1.48 5.13 14.03 7.58 7.51 0.37

CUM.

2.98 6.64 15.44 23.96 34.60 40.18 45.49 49.64 52.81 54.80 56.68 58.93 60.78 63.90 65.37 70.50 84.53 92.11 99.63 100.00

PERCENTAGE f

10 11 15 7 29 2 2 1 0 2 1 4 1 0 1 3 8 2 5 0 104

10 21 36 43 72 74 76 77 77 79 80 84 85 85 86 89 97 99 104 104

BAND

CUM.

9.62 9.62 10.58 20.19 14.42 34.62 6.73 41.35 27.88 69.23 1.92 71.15 1.92 73.08 0.96 74.04 0.00 74.04 1.92 75.96 0.96 76.92 3.85 80.77 0.96 81.73 0.00 81.73 0.96 82.69 2.88 85.58 7.69 93.27 1.92 95.19 4.81 100.00 0.00 100.00

PERCENTAGE rp

229.84 666.25 1,311.00 1,132.36 1,241.06 630.72 764.96 4.00 0.00 178.55 41.37 4,047.20 2,153.32 0.00 11.85 314.88 353.10 2,270.41 6,207.27 0.00 21,558.14

229.84 896.08 2,207.09 3,339.44 4,580.50 5,211.23 5,976.19 5,980.19 5,980.19 6,158.74 6,200.11 10,247.31 12,400.63 12,400.63 12,412.48 12,727.36 13,080.46 15,350.88 21,558.14 21,558.14

BAND

CUM.

1.07 1.07 3.09 4.16 6.08 10.24 5.25 15.49 5.76 21.25 2.93 24.17 3.55 27.72 0.02 27.74 0.00 27.74 0.83 28.57 0.19 28.76 18.77 47.53 9.99 57.52 0.00 57.52 0.05 57.58 1.46 59.04 1.64 60.68 10.53 71.21 28.79 100.00 0.00 100.00

PERCENTAGE BAND

21.21 50.17 40.96 36.57 32.10 31.13 39.64 0.27 0.00 24.66 6.08 494.27 320.56 0.00 2.21 16.89 6.93 82.43 227.36 0.00

CUM

21.21 37.16 39.33 38.35 36.43 35.69 36.15 33.15 31.16 30.92 30.10 47.85 56.15 53.41 52.25 49.68 42.58 45.86 59.55 59.32 59.32

Page 74 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 2,312 75 1,878 150 2,016 894 250 775 400 328 625 199 875 135 1,250 83 1,750 43 2,250 35 2,750 36 3,500 23 4,500 28 6,250 14 8,750 35 15,000 23 35,000 21 75,000 9 300,000 4 8,891

2,312 4,190 6,206 7,100 7,875 8,203 8,402 8,537 8,620 8,663 8,698 8,734 8,757 8,785 8,799 8,834 8,857 8,878 8,887 8,891

BAND

26.00 21.12 22.67 10.06 8.72 3.69 2.24 1.52 0.93 0.48 0.39 0.40 0.26 0.31 0.16 0.39 0.26 0.24 0.10 0.04

CUM.

26.00 47.13 69.80 79.86 88.57 92.26 94.50 96.02 96.95 97.44 97.83 98.23 98.49 98.81 98.97 99.36 99.62 99.85 99.96 100.00

PERCENTAGE rp

583.63 583.63 546.97 1,130.60 1,174.74 2,305.34 921.37 3,226.71 1,096.49 4,323.20 687.48 5,010.68 543.94 5,554.62 470.23 6,024.85 438.20 6,463.04 228.27 6,691.32 278.54 6,969.86 396.55 7,366.41 208.14 7,574.55 416.60 7,991.15 191.96 8,183.11 800.26 8,983.37 955.26 9,938.63 725.15 10,663.77 399.19 11,062.97 161.71 11,224.67 11,224.67

BAND

5.20 4.87 10.47 8.21 9.77 6.12 4.85 4.19 3.90 2.03 2.48 3.53 1.85 3.71 1.71 7.13 8.51 6.46 3.56 1.44

PERCENTAGE

CUM.

5.20 10.07 20.54 28.75 38.52 44.64 49.49 53.68 57.58 59.61 62.09 65.63 67.48 71.19 72.90 80.03 88.54 95.00 98.56 100.00

7 5 11 3 0 2 2 2 0 0 1 0 0 1 1 1 2 2 1 0

7 12 23 26 26 28 30 32 32 32 33 33 33 34 35 36 38 40 41 41

BAND

CUM.

PERCENTAGE rp

17.07 17.07 150.15 12.20 29.27 237.26 26.83 56.10 1,001.99 7.32 63.41 256.40 0.00 63.41 0.00 4.88 68.29 97.21 4.88 73.17 183.91 4.88 78.05 511.55 0.00 78.05 0.00 0.00 78.05 0.00 2.44 80.49 68.64 0.00 80.49 0.00 0.00 80.49 0.00 2.44 82.93 7.47 2.44 85.37 17.94 2.44 87.80 90.00 4.88 92.68 182.36 4.88 97.56 120.00 2.44 100.00 50.30 0.00 100.00 0.00 2,975.18

150.15 387.41 1,389.40 1,645.80 1,645.80 1,743.01 1,926.92 2,438.47 2,438.47 2,438.47 2,507.11 2,507.11 2,507.11 2,514.58 2,532.52 2,622.52 2,804.88 2,924.88 2,975.18 2,975.18

BAND

CUM.

5.05 5.05 7.97 13.02 33.68 46.70 8.62 55.32 0.00 55.32 3.27 58.58 6.18 64.77 17.19 81.96 0.00 81.96 0.00 81.96 2.31 84.27 0.00 84.27 0.00 84.27 0.25 84.52 0.60 85.12 3.03 88.15 6.13 94.28 4.03 98.31 1.69 100.00 0.00 100.00

PERCENTAGE BAND

CUM

25.73 43.38 85.29 27.83 0.00 14.14 33.81 108.79 0.00 0.00 24.64 0.00 0.00 1.79 9.34 11.25 19.09 16.55 12.60 0.00

25.73 34.27 60.27 51.01 38.07 34.79 34.69 40.47 37.73 36.44 35.97 34.03 33.10 31.47 30.95 29.19 28.22 27.43 26.89 26.51 26.51

Page 75 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,379 3,501 4,235 2,092 1,738 779 587 404 190 106 81 68 56 63 58 67 58 28 17 10 17,517

3,379 6,880 11,115 13,207 14,945 15,724 16,311 16,715 16,905 17,011 17,092 17,160 17,216 17,279 17,337 17,404 17,462 17,490 17,507 17,517

BAND

CUM.

19.29 19.29 19.99 39.28 24.18 63.45 11.94 75.40 9.92 85.32 4.45 89.76 3.35 93.12 2.31 95.42 1.08 96.51 0.61 97.11 0.46 97.57 0.39 97.96 0.32 98.28 0.36 98.64 0.33 98.97 0.38 99.35 0.33 99.69 0.16 99.85 0.10 99.94 0.06 100.00

PERCENTAGE rp

1,585.13 710.34 1,876.60 1,540.32 2,186.41 1,343.10 1,633.57 1,414.00 820.62 697.76 509.96 408.18 451.68 601.73 797.74 1,350.23 1,612.36 1,151.64 1,414.24 371.12 22,476.74

1,585.13 2,295.47 4,172.07 5,712.38 7,898.79 9,241.89 10,875.47 12,289.47 13,110.08 13,807.85 14,317.81 14,725.99 15,177.67 15,779.41 16,577.14 17,927.38 19,539.74 20,691.38 22,105.62 22,476.74

BAND

7.05 3.16 8.35 6.85 9.73 5.98 7.27 6.29 3.65 3.10 2.27 1.82 2.01 2.68 3.55 6.01 7.17 5.12 6.29 1.65

PERCENTAGE

CUM.

7.05 10.21 18.56 25.41 35.14 41.12 48.39 54.68 58.33 61.43 63.70 65.52 67.53 70.20 73.75 79.76 86.93 92.06 98.35 100.00

27 21 24 20 32 15 19 6 4 1 2 0 1 2 3 2 1 6 2 0 188

27 48 72 92 124 139 158 164 168 169 171 171 172 174 177 179 180 186 188 188

BAND

CUM.

PERCENTAGE rp

14.36 14.36 2,443.48 11.17 25.53 1,796.79 12.77 38.30 3,168.25 10.64 48.94 3,936.06 17.02 65.96 9,089.45 7.98 73.94 7,677.18 10.11 84.04 14,722.38 3.19 87.23 2,520.12 2.13 89.36 6,533.34 0.53 89.89 1,777.05 1.06 90.96 2,632.09 0.00 90.96 0.00 0.53 91.49 37.56 1.06 92.55 34.95 1.60 94.15 266.37 1.06 95.21 84.85 0.53 95.74 2.61 3.19 98.94 2,855.01 1.06 100.00 275.78 0.00 100.00 0.00 59,853.31

2,443.48 4,240.28 7,408.53 11,344.58 20,434.03 28,111.21 42,833.58 45,353.70 51,887.04 53,664.08 56,296.17 56,296.17 56,333.73 56,368.69 56,635.06 56,719.92 56,722.53 59,577.53 59,853.31 59,853.31

BAND

CUM.

4.08 4.08 3.00 7.08 5.29 12.38 6.58 18.95 15.19 34.14 12.83 46.97 24.60 71.56 4.21 75.77 10.92 86.69 2.97 89.66 4.40 94.06 0.00 94.06 0.06 94.12 0.06 94.18 0.45 94.62 0.14 94.76 0.00 94.77 4.77 99.54 0.46 100.00 0.00 100.00

PERCENTAGE BAND

CUM

154.15 252.95 168.83 255.54 415.72 571.60 901.24 178.23 796.15 254.68 516.13 0.00 8.32 5.81 33.39 6.28 0.16 247.91 19.50 0.00

154.15 184.72 177.57 198.60 258.70 304.17 393.86 369.05 395.78 388.65 393.19 382.29 371.16 357.23 341.65 316.39 290.29 287.93 270.76 266.29 266.29

Page 76 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 1,596 75 1,342 952 150 370 250 312 400 116 625 70 875 40 1,250 32 1,750 18 2,250 11 2,750 14 3,500 11 4,500 21 6,250 7 8,750 10 15,000 11 35,000 6 75,000 1 300,000 0 4,940

1,596 2,938 3,890 4,260 4,572 4,688 4,758 4,798 4,830 4,848 4,859 4,873 4,884 4,905 4,912 4,922 4,933 4,939 4,940 4,940

BAND

CUM.

32.31 32.31 27.17 59.47 19.27 78.74 7.49 86.23 6.32 92.55 2.35 94.90 1.42 96.32 0.81 97.13 0.65 97.77 0.36 98.14 0.22 98.36 0.28 98.64 0.22 98.87 0.43 99.29 0.14 99.43 0.20 99.64 0.22 99.86 0.12 99.98 0.02 100.00 0.00 100.00

PERCENTAGE rp

236.50 401.04 589.36 391.65 568.54 250.42 197.30 171.32 139.78 58.59 30.22 109.80 57.30 157.80 99.05 243.15 572.62 273.31 41.31 0.00 4,589.08

236.50 637.55 1,226.90 1,618.56 2,187.10 2,437.51 2,634.81 2,806.14 2,945.92 3,004.51 3,034.73 3,144.53 3,201.83 3,359.62 3,458.68 3,701.83 4,274.45 4,547.76 4,589.08 4,589.08

BAND

5.15 8.74 12.84 8.53 12.39 5.46 4.30 3.73 3.05 1.28 0.66 2.39 1.25 3.44 2.16 5.30 12.48 5.96 0.90 0.00

CUM.

5.15 13.89 26.74 35.27 47.66 53.12 57.41 61.15 64.19 65.47 66.13 68.52 69.77 73.21 75.37 80.67 93.14 99.10 100.00 100.00

PERCENTAGE f

4 3 2 1 1 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 13

4 7 9 10 11 11 11 11 12 12 12 12 12 12 12 12 12 12 13 13

BAND

30.77 23.08 15.38 7.69 7.69 0.00 0.00 0.00 7.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.69 0.00

CUM.

30.77 53.85 69.23 76.92 84.62 84.62 84.62 84.62 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 100.00 100.00

PERCENTAGE rp

96.00 96.00 190.00 286.00 246.00 532.00 257.06 789.06 2.20 791.26 0.00 791.26 0.00 791.26 0.00 791.26 10.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 20,513.42 21,314.68 0.00 21,314.68 21,314.68

BAND

0.45 0.89 1.15 1.21 0.01 0.00 0.00 0.00 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 96.24 0.00

PERCENTAGE

CUM.

BAND

0.45 1.34 2.50 3.70 3.71 3.71 3.71 3.71 3.76 3.76 3.76 3.76 3.76 3.76 3.76 3.76 3.76 3.76 100.00 100.00

40.59 47.38 41.74 65.63 0.39 0.00 0.00 0.00 7.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 496.57 0.00

CUM

40.59 44.86 43.36 48.75 36.18 32.46 30.03 28.20 27.20 26.67 26.40 25.48 25.03 23.85 23.17 21.64 18.75 17.62 464.47 464.47 464.47

Page 77 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,603 2,859 2,705 1,321 1,353 588 480 339 213 124 65 101 69 95 86 113 85 25 21 6 13,251

2,603 5,462 8,167 9,488 10,841 11,429 11,909 12,248 12,461 12,585 12,650 12,751 12,820 12,915 13,001 13,114 13,199 13,224 13,245 13,251

BAND

CUM.

19.64 19.64 21.58 41.22 20.41 61.63 9.97 71.60 10.21 81.81 4.44 86.25 3.62 89.87 2.56 92.43 1.61 94.04 0.94 94.97 0.49 95.46 0.76 96.23 0.52 96.75 0.72 97.46 0.65 98.11 0.85 98.97 0.64 99.61 0.19 99.80 0.16 99.95 0.05 100.00

PERCENTAGE rp

494.15 522.44 1,067.57 902.51 1,524.08 1,021.66 1,087.95 1,059.13 786.78 506.69 269.66 663.23 472.57 1,032.55 1,030.05 2,573.37 8,717.33 1,420.59 161.33 67.60 25,381.22

494.15 1,016.58 2,084.15 2,986.66 4,510.74 5,532.39 6,620.34 7,679.48 8,466.25 8,972.94 9,242.61 9,905.84 10,378.41 11,410.96 12,441.00 15,014.37 23,731.70 25,152.28 25,313.62 25,381.22

BAND

1.95 2.06 4.21 3.56 6.00 4.03 4.29 4.17 3.10 2.00 1.06 2.61 1.86 4.07 4.06 10.14 34.35 5.60 0.64 0.27

CUM.

1.95 4.01 8.21 11.77 17.77 21.80 26.08 30.26 33.36 35.35 36.42 39.03 40.89 44.96 49.02 59.16 93.50 99.10 99.73 100.00

PERCENTAGE f

2 1 1 1 1 1 2 6 5 2 3 2 4 9 5 4 4 0 0 0 53

2 3 4 5 6 7 9 15 20 22 25 27 31 40 45 49 53 53 53 53

BAND

3.77 1.89 1.89 1.89 1.89 1.89 3.77 11.32 9.43 3.77 5.66 3.77 7.55 16.98 9.43 7.55 7.55 0.00 0.00 0.00

CUM.

PERCENTAGE rp

3.77 44.17 5.66 60.00 7.55 82.75 9.43 577.92 11.32 11.58 13.21 540.88 16.98 1,057.51 28.30 872.49 37.74 157.93 41.51 144.85 47.17 115.08 50.94 40.30 58.49 240.76 75.47 322.96 84.91 242.41 92.45 367.55 100.00 184.07 100.00 0.00 100.00 0.00 100.00 0.00 5,063.21

44.17 104.17 186.92 764.84 776.42 1,317.30 2,374.81 3,247.30 3,405.23 3,550.08 3,665.16 3,705.46 3,946.22 4,269.18 4,511.58 4,879.13 5,063.21 5,063.21 5,063.21 5,063.21

BAND

0.87 1.19 1.63 11.41 0.23 10.68 20.89 17.23 3.12 2.86 2.27 0.80 4.76 6.38 4.79 7.26 3.64 0.00 0.00 0.00

CUM.

0.87 2.06 3.69 15.11 15.33 26.02 46.90 64.14 67.25 70.12 72.39 73.18 77.94 84.32 89.11 96.36 100.00 100.00 100.00 100.00

PERCENTAGE BAND

8.94 11.48 7.75 64.04 0.76 52.94 97.20 82.38 20.07 28.59 42.68 6.08 50.95 31.28 23.53 14.28 2.11 0.00 0.00 0.00

CUM

8.94 10.25 8.97 25.61 17.21 23.81 35.87 42.29 40.22 39.56 39.66 37.41 38.02 37.41 36.26 32.50 21.34 20.13 20.00 19.95 19.95

Page 78 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

18,912 19,691 34,564 25,653 31,888 16,272 11,685 8,445 4,652 2,481 1,935 2,137 1,394 1,571 1,038 1,604 1,249 536 690 200 186,597

18,912 38,603 73,167 98,820 130,708 146,980 158,665 167,110 171,762 174,243 176,178 178,315 179,709 181,280 182,318 183,922 185,171 185,707 186,397 186,597

BAND

10.14 10.55 18.52 13.75 17.09 8.72 6.26 4.53 2.49 1.33 1.04 1.15 0.75 0.84 0.56 0.86 0.67 0.29 0.37 0.11

CUM.

10.14 20.69 39.21 52.96 70.05 78.77 85.03 89.56 92.05 93.38 94.42 95.56 96.31 97.15 97.71 98.57 99.24 99.52 99.89 100.00

PERCENTAGE rp

10,019.03 4,178.73 10,643.35 12,382.35 23,898.92 18,082.55 19,004.04 19,912.09 15,226.05 9,958.35 8,702.73 12,639.64 9,788.52 13,256.61 17,230.43 22,665.03 24,474.35 14,741.37 29,196.44 291,204.33 587,204.91

10,019.03 14,197.75 24,841.11 37,223.46 61,122.38 79,204.93 98,208.97 118,121.06 133,347.11 143,305.46 152,008.19 164,647.83 174,436.35 187,692.96 204,923.39 227,588.42 252,062.77 266,804.14 296,000.58 587,204.91

BAND

CUM.

1.71 1.71 0.71 2.42 1.81 4.23 2.11 6.34 4.07 10.41 3.08 13.49 3.24 16.72 3.39 20.12 2.59 22.71 1.70 24.40 1.48 25.89 2.15 28.04 1.67 29.71 2.26 31.96 2.93 34.90 3.86 38.76 4.17 42.93 2.51 45.44 4.97 50.41 49.59 100.00

PERCENTAGE f

122 94 121 24 68 46 33 41 27 26 20 34 16 43 26 63 235 60 162 82 1,343

BAND

CUM.

122 9.08 9.08 216 7.00 16.08 337 9.01 25.09 361 1.79 26.88 429 5.06 31.94 475 3.43 35.37 508 2.46 37.83 549 3.05 40.88 576 2.01 42.89 602 1.94 44.83 622 1.49 46.31 656 2.53 48.85 672 1.19 50.04 715 3.20 53.24 741 1.94 55.17 804 4.69 59.87 1,039 17.50 77.36 1,099 4.47 81.83 1,261 12.06 93.89 1,343 6.11 100.00

PERCENTAGE rp

5,363.12 3,708.16 8,306.34 1,860.62 6,070.97 5,336.93 1,782.51 6,692.05 23,869.40 3,526.44 2,527.83 4,815.35 1,761.36 10,385.01 2,982.70 14,808.16 15,290.98 18,960.22 23,090.38 43,283.39 204,421.90

5,363.12 9,071.28 17,377.61 19,238.23 25,309.21 30,646.14 32,428.64 39,120.70 62,990.10 66,516.53 69,044.36 73,859.71 75,621.06 86,006.07 88,988.77 103,796.94 119,087.92 138,048.14 161,138.51 204,421.90

BAND

2.62 1.81 4.06 0.91 2.97 2.61 0.87 3.27 11.68 1.73 1.24 2.36 0.86 5.08 1.46 7.24 7.48 9.28 11.30 21.17

CUM.

PERCENTAGE BAND

2.62 53.53 4.44 88.74 8.50 78.04 9.41 15.03 12.38 25.40 14.99 29.51 15.86 9.38 19.14 33.61 30.81 156.77 32.54 35.41 33.78 29.05 36.13 38.10 36.99 17.99 42.07 78.34 43.53 17.31 50.78 65.33 58.26 62.48 67.53 128.62 78.83 79.09 100.00 14.86

CUM

53.53 63.89 69.96 51.68 41.41 38.69 33.02 33.12 47.24 46.42 45.42 44.86 43.35 45.82 43.43 45.61 47.25 51.74 54.44 34.81 34.81

Page 79 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

25,759 25,108 23,899 11,663 11,063 5,263 3,741 2,814 1,619 1,021 787 947 713 988 685 1,243 1,078 540 586 126 119,643

25,759 50,867 74,766 86,429 97,492 102,755 106,496 109,310 110,929 111,950 112,737 113,684 114,397 115,385 116,070 117,313 118,391 118,931 119,517 119,643

BAND

CUM.

21.53 21.53 20.99 42.52 19.98 62.49 9.75 72.24 9.25 81.49 4.40 85.88 3.13 89.01 2.35 91.36 1.35 92.72 0.85 93.57 0.66 94.23 0.79 95.02 0.60 95.62 0.83 96.44 0.57 97.01 1.04 98.05 0.90 98.95 0.45 99.40 0.49 99.89 0.11 100.00

PERCENTAGE rp

10,931.17 5,213.79 9,414.90 7,816.77 11,117.01 7,989.66 8,081.49 8,139.14 5,989.12 4,801.37 4,088.18 5,617.46 5,013.00 8,562.71 7,303.00 17,517.75 23,979.09 14,931.83 26,968.73 13,475.52 206,951.69

10,931.17 16,144.97 25,559.87 33,376.64 44,493.65 52,483.31 60,564.80 68,703.94 74,693.05 79,494.43 83,582.61 89,200.07 94,213.07 102,775.77 110,078.78 127,596.52 151,575.61 166,507.45 193,476.17 206,951.69

BAND

5.28 2.52 4.55 3.78 5.37 3.86 3.91 3.93 2.89 2.32 1.98 2.71 2.42 4.14 3.53 8.46 11.59 7.22 13.03 6.51

CUM.

5.28 7.80 12.35 16.13 21.50 25.36 29.27 33.20 36.09 38.41 40.39 43.10 45.52 49.66 53.19 61.66 73.24 80.46 93.49 100.00

PERCENTAGE f

76 38 72 10 32 18 5 18 20 8 12 21 12 24 24 75 58 74 67 22 686

76 114 186 196 228 246 251 269 289 297 309 330 342 366 390 465 523 597 664 686

BAND

CUM.

11.08 11.08 5.54 16.62 10.50 27.11 1.46 28.57 4.66 33.24 2.62 35.86 0.73 36.59 2.62 39.21 2.92 42.13 1.17 43.29 1.75 45.04 3.06 48.10 1.75 49.85 3.50 53.35 3.50 56.85 10.93 67.78 8.45 76.24 10.79 87.03 9.77 96.79 3.21 100.00

PERCENTAGE rp

7,905.30 896.46 801.43 1,313.28 4,413.86 410.10 1,012.32 1,559.99 2,150.42 4,056.46 2,640.67 8,854.71 3,907.89 8,704.56 2,197.47 7,193.72 40,592.07 17,464.33 22,050.69 776.63 94,800.99

7,905.30 8,801.76 9,603.19 10,916.47 15,330.34 15,740.44 16,752.76 18,312.76 20,463.18 24,519.64 27,160.31 36,015.02 39,922.91 48,627.47 50,824.94 58,018.66 98,610.73 116,075.06 94,024.36 94,800.99

BAND

CUM.

8.34 8.34 0.95 9.28 0.85 10.13 1.39 11.52 4.66 16.17 0.43 16.60 1.07 17.67 1.65 19.32 2.27 21.59 4.28 25.86 2.79 28.65 9.34 37.99 4.12 42.11 9.18 51.29 2.32 53.61 7.59 61.20 42.82 104.02 18.42 122.44 23.26 99.18 0.82 100.00

PERCENTAGE BAND

CUM.

72.32 17.19 8.51 16.80 39.70 5.13 12.53 19.17 35.91 84.49 64.59 157.63 77.96 101.66 30.09 41.07 169.28 116.96 81.76 5.76

72.32 54.52 37.57 32.71 34.46 29.99 27.66 26.65 27.40 30.84 32.50 40.38 42.38 47.31 46.17 45.47 65.06 69.71 48.60 45.81 45.81

Page 80 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

20,350 14,027 10,812 5,078 5,262 2,774 1,934 1,599 943 553 437 457 296 403 260 430 316 155 144 30 66,260

20,350 34,377 45,189 50,267 55,529 58,303 60,237 61,836 62,779 63,332 63,769 64,226 64,522 64,925 65,185 65,615 65,931 66,086 66,230 66,260

BAND

CUM.

30.71 30.71 21.17 51.88 16.32 68.20 7.66 75.86 7.94 83.80 4.19 87.99 2.92 90.91 2.41 93.32 1.42 94.75 0.83 95.58 0.66 96.24 0.69 96.93 0.45 97.38 0.61 97.99 0.39 98.38 0.65 99.03 0.48 99.50 0.23 99.74 0.22 99.95 0.05 100.00

PERCENTAGE rp

4,328.05 3,123.58 4,628.30 3,605.59 5,735.06 4,462.01 4,399.77 4,882.28 3,790.37 2,660.01 2,315.69 3,049.71 2,627.68 4,582.87 3,162.50 7,684.76 8,028.87 5,643.43 4,667.40 436.61 83,814.55

4,328.05 7,451.62 12,079.92 15,685.51 21,420.57 25,882.58 30,282.35 35,164.63 38,955.00 41,615.01 43,930.70 46,980.41 49,608.09 54,190.96 57,353.47 65,038.23 73,067.10 78,710.53 83,377.93 83,814.55

BAND

CUM.

5.16 5.16 3.73 8.89 5.52 14.41 4.30 18.71 6.84 25.56 5.32 30.88 5.25 36.13 5.83 41.96 4.52 46.48 3.17 49.65 2.76 52.41 3.64 56.05 3.14 59.19 5.47 64.66 3.77 68.43 9.17 77.60 9.58 87.18 6.73 93.91 5.57 99.48 0.52 100.00

PERCENTAGE f

42 11 11 8 9 13 13 16 20 6 13 17 24 15 13 26 43 35 73 1 409

BAND

CUM.

42 10.27 10.27 53 2.69 12.96 64 2.69 15.65 72 1.96 17.60 81 2.20 19.80 94 3.18 22.98 107 3.18 26.16 123 3.91 30.07 143 4.89 34.96 149 1.47 36.43 162 3.18 39.61 179 4.16 43.77 203 5.87 49.63 218 3.67 53.30 231 3.18 56.48 257 6.36 62.84 300 10.51 73.35 335 8.56 81.91 408 17.85 99.76 409 0.24 100.00

PERCENTAGE rp

9,716.24 291.84 374.50 851.86 511.55 1,485.42 1,156.94 1,449.39 225.50 982.41 2,311.38 305.69 36.34 184.70 487.05 1,529.09 5,590.61 1,118.40 7,168.72 452.59 36,230.21

9,716.24 10,008.09 10,382.59 11,234.45 11,746.00 13,231.42 14,388.36 15,837.75 16,063.24 17,045.66 19,357.04 19,662.73 19,699.06 19,883.76 20,370.81 21,899.90 27,490.50 28,608.90 35,777.62 36,230.21

BAND

CUM.

26.82 26.82 0.81 27.62 1.03 28.66 2.35 31.01 1.41 32.42 4.10 36.52 3.19 39.71 4.00 43.71 0.62 44.34 2.71 47.05 6.38 53.43 0.84 54.27 0.10 54.37 0.51 54.88 1.34 56.23 4.22 60.45 15.43 75.88 3.09 78.96 19.79 98.75 1.25 100.00

PERCENTAGE BAND

CUM

224.49 9.34 8.09 23.63 8.92 33.29 26.30 29.69 5.95 36.93 99.81 10.02 1.38 4.03 15.40 19.90 69.63 19.82 153.59 103.66

224.49 134.31 85.95 71.62 54.84 51.12 47.51 45.04 41.24 40.96 44.06 41.85 39.71 36.69 35.52 33.67 37.62 36.35 42.91 43.23 43.23

Page 81 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,109 1,784 1,504 727 776 428 253 204 128 81 71 57 47 52 28 48 37 13 11 6 8,364

2,109 3,893 5,397 6,124 6,900 7,328 7,581 7,785 7,913 7,994 8,065 8,122 8,169 8,221 8,249 8,297 8,334 8,347 8,358 8,364

BAND

CUM.

25.22 25.22 21.33 46.54 17.98 64.53 8.69 73.22 9.28 82.50 5.12 87.61 3.02 90.64 2.44 93.08 1.53 94.61 0.97 95.58 0.85 96.43 0.68 97.11 0.56 97.67 0.62 98.29 0.33 98.63 0.57 99.20 0.44 99.64 0.16 99.80 0.13 99.93 0.07 100.00

PERCENTAGE rp

401.97 329.51 536.18 434.08 763.58 611.50 460.00 474.30 458.22 415.71 342.52 339.99 332.65 664.78 239.54 630.64 617.68 379.45 350.12 129.78 8,912.19

401.97 731.47 1,267.65 1,701.73 2,465.30 3,076.81 3,536.81 4,011.10 4,469.32 4,885.03 5,227.56 5,567.55 5,900.20 6,564.98 6,804.52 7,435.16 8,052.84 8,432.28 8,782.40 8,912.19

BAND

4.51 3.70 6.02 4.87 8.57 6.86 5.16 5.32 5.14 4.66 3.84 3.81 3.73 7.46 2.69 7.08 6.93 4.26 3.93 1.46

PERCENTAGE

CUM.

4.51 8.21 14.22 19.09 27.66 34.52 39.69 45.01 50.15 54.81 58.66 62.47 66.20 73.66 76.35 83.43 90.36 94.62 98.54 100.00

3 2 1 5 2 2 4 2 0 2 3 2 5 5 1 5 11 3 33 1 92

BAND

3 5 6 11 13 15 19 21 21 23 26 28 33 38 39 44 55 58 91 92

CUM.

3.26 3.26 2.17 5.43 1.09 6.52 5.43 11.96 2.17 14.13 2.17 16.30 4.35 20.65 2.17 22.83 0.00 22.83 2.17 25.00 3.26 28.26 2.17 30.43 5.43 35.87 5.43 41.30 1.09 42.39 5.43 47.83 11.96 59.78 3.26 63.04 35.87 98.91 1.09 100.00

PERCENTAGE rp

26.62 26.62 12.10 38.73 233.53 272.25 18.62 290.87 532.99 823.87 1.06 824.93 64.85 889.78 2,716.80 3,606.58 0.00 3,606.58 34.68 3,641.26 154.76 3,796.02 11,891.74 15,687.76 1,081.10 16,768.86 136.30 16,905.15 66.91 16,972.06 8,959.33 25,931.40 18,783.07 44,714.46 3,269.53 47,983.99 39,420.95 87,404.94 18,372.00 105,776.94 105,776.94

BAND

0.03 0.01 0.22 0.02 0.50 0.00 0.06 2.57 0.00 0.03 0.15 11.24 1.02 0.13 0.06 8.47 17.76 3.09 37.27 17.37

CUM.

0.03 0.04 0.26 0.27 0.78 0.78 0.84 3.41 3.41 3.44 3.59 14.83 15.85 15.98 16.05 24.52 42.27 45.36 82.63 100.00

PERCENTAGE BAND

CUM

6.62 6.62 3.67 5.29 43.55 21.48 4.29 17.09 69.80 33.42 0.17 26.81 14.10 25.16 572.81 89.91 0.00 80.70 8.34 74.54 45.18 72.62 3,497.64 281.77 324.99 284.21 20.50 257.50 27.93 249.42 1,420.67 348.77 3,040.93 555.26 861.66 569.05 11,259.26 995.23 14,156.26 1,186.88 1,186.88

Page 82 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

18,382 16,075 15,649 8,530 9,084 5,046 3,644 3,025 1,784 1,030 763 930 655 826 516 791 633 251 262 135 88,011

18,382 34,457 50,106 58,636 67,720 72,766 76,410 79,435 81,219 82,249 83,012 83,942 84,597 85,423 85,939 86,730 87,363 87,614 87,876 88,011

BAND

20.89 18.26 17.78 9.69 10.32 5.73 4.14 3.44 2.03 1.17 0.87 1.06 0.74 0.94 0.59 0.90 0.72 0.29 0.30 0.15

CUM.

20.89 39.15 56.93 66.62 76.94 82.68 86.82 90.26 92.28 93.45 94.32 95.38 96.12 97.06 97.65 98.54 99.26 99.55 99.85 100.00

PERCENTAGE rp

5,362.41 3,436.92 6,123.14 5,711.44 9,035.60 7,176.30 7,139.49 8,469.69 6,372.17 4,750.09 4,139.98 5,939.87 5,244.93 8,760.59 6,863.26 14,599.82 16,912.82 12,464.74 5,969.12 4,843.37 149,315.75

5,362.41 8,799.33 14,922.47 20,633.91 29,669.51 36,845.81 43,985.29 52,454.99 58,827.16 63,577.24 67,717.22 73,657.10 78,902.03 87,662.62 94,525.88 109,125.70 126,038.52 138,503.26 144,472.39 149,315.75

BAND

3.59 2.30 4.10 3.83 6.05 4.81 4.78 5.67 4.27 3.18 2.77 3.98 3.51 5.87 4.60 9.78 11.33 8.35 4.00 3.24

PERCENTAGE

CUM.

3.59 5.89 9.99 13.82 19.87 24.68 29.46 35.13 39.40 42.58 45.35 49.33 52.84 58.71 63.31 73.08 84.41 92.76 96.76 100.00

22 11 6 7 9 17 13 14 14 11 5 18 13 14 12 36 40 28 26 13

22 33 39 46 55 72 85 99 113 124 129 147 160 174 186 222 262 290 316 329

329

BAND

6.69 3.34 1.82 2.13 2.74 5.17 3.95 4.26 4.26 3.34 1.52 5.47 3.95 4.26 3.65 10.94 12.16 8.51 7.90 3.95

CUM.

6.69 10.03 11.85 13.98 16.72 21.88 25.84 30.09 34.35 37.69 39.21 44.68 48.63 52.89 56.53 67.48 79.64 88.15 96.05 100.00

PERCENTAGE rp

711.37 250.79 39.95 78.62 1,211.66 1,731.88 2,842.42 1,462.28 4,050.35 1,031.89 197.87 10,766.49 5,287.18 787.90 5,352.55 3,061.06 1,512.00 7,134.59 4,590.18 9,858.28 61,959.30

711.37 962.16 1,002.11 1,080.73 2,292.39 4,024.27 6,866.69 8,328.97 12,379.31 13,411.21 13,609.07 24,375.56 29,662.74 30,450.64 35,803.19 38,864.24 40,376.24 47,510.84 52,101.02 61,959.30

BAND

CUM.

1.15 1.15 0.40 1.55 0.06 1.62 0.13 1.74 1.96 3.70 2.80 6.50 4.59 11.08 2.36 13.44 6.54 19.98 1.67 21.65 0.32 21.96 17.38 39.34 8.53 47.87 1.27 49.15 8.64 57.79 4.94 62.73 2.44 65.17 11.51 76.68 7.41 84.09 15.91 100.00

PERCENTAGE BAND

13.27 7.30 0.65 1.38 13.41 24.13 39.81 17.26 63.56 21.72 4.78 181.26 100.81 8.99 77.99 20.97 8.94 57.24 76.90 203.54

CUM

13.27 10.93 6.72 5.24 7.73 10.92 15.61 15.88 21.04 21.09 20.10 33.09 37.59 34.74 37.88 35.61 32.03 34.30 36.06 41.50 41.50

Page 83 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,855 7,572 5,295 1,727 1,329 411 310 165 95 36 37 37 30 24 25 42 46 15 20 2 24,073

6,855 14,427 19,722 21,449 22,778 23,189 23,499 23,664 23,759 23,795 23,832 23,869 23,899 23,923 23,948 23,990 24,036 24,051 24,071 24,073

BAND

CUM.

28.48 28.48 31.45 59.93 22.00 81.93 7.17 89.10 5.52 94.62 1.71 96.33 1.29 97.62 0.69 98.30 0.39 98.70 0.15 98.85 0.15 99.00 0.15 99.15 0.12 99.28 0.10 99.38 0.10 99.48 0.17 99.66 0.19 99.85 0.06 99.91 0.08 99.99 0.01 100.00

PERCENTAGE rp

3,979.95 3,946.67 5,354.41 3,073.09 3,495.61 1,529.59 1,396.83 780.45 746.79 335.23 329.09 347.92 348.87 324.75 345.45 529.11 1,185.58 587.72 197.93 520.69 29,355.72

3,979.95 7,926.62 13,281.03 16,354.12 19,849.73 21,379.32 22,776.15 23,556.60 24,303.39 24,638.61 24,967.71 25,315.63 25,664.49 25,989.24 26,334.69 26,863.79 28,049.38 28,637.09 28,835.03 29,355.72

BAND

13.56 13.44 18.24 10.47 11.91 5.21 4.76 2.66 2.54 1.14 1.12 1.19 1.19 1.11 1.18 1.80 4.04 2.00 0.67 1.77

PERCENTAGE

CUM.

13.56 27.00 45.24 55.71 67.62 72.83 77.59 80.25 82.79 83.93 85.05 86.24 87.43 88.53 89.71 91.51 95.55 97.55 98.23 100.00

29 51 26 2 7 1 0 1 0 1 0 0 0 0 3 5 0 0 2 0 128

BAND

CUM.

PERCENTAGE rp

BAND

CUM.

PERCENTAGE BAND

29 22.66 22.66 1,064.55 1,064.55 4.16 4.16 26.75 80 39.84 62.50 3,269.24 4,333.80 12.77 16.93 82.84 106 20.31 82.81 2,574.40 6,908.19 10.06 26.99 48.08 108 1.56 84.38 132.86 7,041.06 0.52 27.51 4.32 115 5.47 89.84 2,014.98 9,056.04 7.87 35.39 57.64 116 0.78 90.63 13.00 9,069.03 0.05 35.44 0.85 116 0.00 90.63 0.00 9,069.03 0.00 35.44 0.00 117 0.78 91.41 440.21 9,509.24 1.72 37.16 56.40 117 0.00 91.41 0.00 9,509.24 0.00 37.16 0.00 118 0.78 92.19 3.25 9,512.49 0.01 37.17 0.97 118 0.00 92.19 0.00 9,512.49 0.00 37.17 0.00 118 0.00 92.19 0.00 9,512.49 0.00 37.17 0.00 118 0.00 92.19 0.00 9,512.49 0.00 37.17 0.00 118 0.00 92.19 0.00 9,512.49 0.00 37.17 0.00 121 2.34 94.53 507.72 10,020.21 1.98 39.15 146.98 126 3.91 98.44 452.98 10,473.19 1.77 40.92 85.61 126 0.00 98.44 0.00 10,473.19 0.00 40.92 0.00 126 0.00 98.44 0.00 10,473.19 0.00 40.92 0.00 128 1.56 100.00 15,118.88 25,592.07 59.08 100.007,638.44 128 0.00 100.00 0.00 25,592.07 0.00 100.00 0.00 25,592.07

CUM

26.75 54.67 52.02 43.05 45.62 42.42 39.82 40.37 39.13 38.61 38.10 37.58 37.06 36.60 38.05 38.99 37.34 36.57 88.75 87.18 87.18

Page 84 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,402 1,124 878 406 394 180 110 64 43 20 18 19 7 20 6 30 16 7 2 0 4,746

1,402 2,526 3,404 3,810 4,204 4,384 4,494 4,558 4,601 4,621 4,639 4,658 4,665 4,685 4,691 4,721 4,737 4,744 4,746 4,746

BAND

CUM.

PERCENTAGE rp

29.54 29.54 386.48 386.48 23.68 53.22 448.17 834.65 18.50 71.72 731.36 1,566.01 8.55 80.28 520.45 2,086.47 8.30 88.58 810.61 2,897.07 3.79 92.37 490.09 3,387.16 2.32 94.69 348.67 3,735.84 1.35 96.04 292.76 4,028.60 0.91 96.94 266.26 4,294.86 0.42 97.37 68.50 4,363.36 0.38 97.75 75.14 4,438.51 0.40 98.15 111.20 4,549.71 0.15 98.29 95.93 4,645.63 0.42 98.71 472.66 5,118.30 0.13 98.84 50.80 5,169.10 0.63 99.47 1,286.72 6,455.82 0.34 99.81 1,083.52 7,539.34 0.15 99.96 272.75 7,812.09 0.04 100.00 81.96 7,894.05 0.00 100.00 0.00 7,894.05 7,894.05

BAND

4.90 5.68 9.26 6.59 10.27 6.21 4.42 3.71 3.37 0.87 0.95 1.41 1.22 5.99 0.64 16.30 13.73 3.46 1.04 0.00

CUM.

4.90 10.57 19.84 26.43 36.70 42.91 47.32 51.03 54.41 55.27 56.23 57.63 58.85 64.84 65.48 81.78 95.51 98.96 100.00 100.00

PERCENTAGE f

9 7 6 2 2 1 1 0 0 0 0 1 0 0 0 4 0 0 0 0 33

BAND

CUM.

9 16 22 24 26 27 28 28 28 28 28 29 29 29 29 33 33 33 33 33

27.27 21.21 18.18 6.06 6.06 3.03 3.03 0.00 0.00 0.00 0.00 3.03 0.00 0.00 0.00 12.12 0.00 0.00 0.00 0.00

27.27 48.48 66.67 72.73 78.79 81.82 84.85 84.85 84.85 84.85 84.85 87.88 87.88 87.88 87.88 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

203.61 468.51 1,071.47 838.62 355.71 532.59 303.01 0.00 0.00 0.00 0.00 35.55 0.00 0.00 0.00 1,000.03 0.00 0.00 0.00 0.00 4,809.11

203.61 672.12 1,743.59 2,582.21 2,937.92 3,470.52 3,773.53 3,773.53 3,773.53 3,773.53 3,773.53 3,809.08 3,809.08 3,809.08 3,809.08 4,809.11 4,809.11 4,809.11 4,809.11 4,809.11

BAND

4.23 9.74 22.28 17.44 7.40 11.07 6.30 0.00 0.00 0.00 0.00 0.74 0.00 0.00 0.00 20.79 0.00 0.00 0.00 0.00

CUM.

4.23 13.98 36.26 53.69 61.09 72.17 78.47 78.47 78.47 78.47 78.47 79.21 79.21 79.21 79.21 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

52.68 104.54 146.50 161.13 43.88 108.67 86.90 0.00 0.00 0.00 0.00 31.97 0.00 0.00 0.00 77.72 0.00 0.00 0.00 0.00

CUM

52.68 80.53 111.34 123.76 101.41 102.46 101.01 93.67 87.86 86.48 85.02 83.72 81.99 74.42 73.69 74.49 63.79 61.56 60.92 60.92 60.92

Page 85 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,316 2,540 1,940 865 912 491 328 222 109 73 57 40 34 44 21 51 33 26 25 8 11,135

3,316 5,856 7,796 8,661 9,573 10,064 10,392 10,614 10,723 10,796 10,853 10,893 10,927 10,971 10,992 11,043 11,076 11,102 11,127 11,135

BAND

CUM.

29.78 29.78 22.81 52.59 17.42 70.01 7.77 77.78 8.19 85.97 4.41 90.38 2.95 93.33 1.99 95.32 0.98 96.30 0.66 96.96 0.51 97.47 0.36 97.83 0.31 98.13 0.40 98.53 0.19 98.72 0.46 99.17 0.30 99.47 0.23 99.70 0.22 99.93 0.07 100.00

PERCENTAGE rp

805.90 613.32 809.23 692.47 1,288.76 1,071.72 943.95 798.31 502.85 383.86 339.91 315.02 395.70 636.07 243.49 1,246.76 1,204.26 1,238.21 991.43 121.74 14,642.96

805.90 1,419.22 2,228.45 2,920.92 4,209.68 5,281.40 6,225.35 7,023.66 7,526.50 7,910.36 8,250.27 8,565.30 8,961.00 9,597.07 9,840.56 11,087.32 12,291.58 13,529.79 14,521.22 14,642.96

BAND

5.50 4.19 5.53 4.73 8.80 7.32 6.45 5.45 3.43 2.62 2.32 2.15 2.70 4.34 1.66 8.51 8.22 8.46 6.77 0.83

PERCENTAGE

CUM.

5.50 9.69 15.22 19.95 28.75 36.07 42.51 47.97 51.40 54.02 56.34 58.49 61.20 65.54 67.20 75.72 83.94 92.40 99.17 100.00

13 11 4 6 7 2 3 0 1 0 1 0 0 0 0 0 3 0 7 0 58

13 24 28 34 41 43 46 46 47 47 48 48 48 48 48 48 51 51 58 58

BAND

CUM.

22.41 22.41 18.97 41.38 6.90 48.28 10.34 58.62 12.07 70.69 3.45 74.14 5.17 79.31 0.00 79.31 1.72 81.03 0.00 81.03 1.72 82.76 0.00 82.76 0.00 82.76 0.00 82.76 0.00 82.76 0.00 82.76 5.17 87.93 0.00 87.93 12.07 100.00 0.00 100.00

PERCENTAGE rp

997.76 415.31 255.66 636.88 819.90 534.60 95.20 0.00 1,355.18 0.00 1,904.12 0.00 0.00 0.00 0.00 0.00 218.41 0.00 1,695.70 0.00 8,928.71

997.76 1,413.07 1,668.73 2,305.61 3,125.50 3,660.10 3,755.30 3,755.30 5,110.48 5,110.48 7,014.60 7,014.60 7,014.60 7,014.60 7,014.60 7,014.60 7,233.01 7,233.01 8,928.71 8,928.71

BAND

CUM.

11.17 11.17 4.65 15.83 2.86 18.69 7.13 25.82 9.18 35.01 5.99 40.99 1.07 42.06 0.00 42.06 15.18 57.24 0.00 57.24 21.33 78.56 0.00 78.56 0.00 78.56 0.00 78.56 0.00 78.56 0.00 78.56 2.45 81.01 0.00 81.01 18.99 100.00 0.00 100.00

PERCENTAGE BAND

CUM

123.81 67.72 31.59 91.97 63.62 49.88 10.09 0.00 269.50 0.00 560.18 0.00 0.00 0.00 0.00 0.00 18.14 0.00 171.04 0.00

123.81 99.57 74.88 78.93 74.25 69.30 60.32 53.47 67.90 64.60 85.02 81.90 78.28 73.09 71.28 63.27 58.85 53.46 61.49 60.98 60.98

Page 86 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,909 3,780 4,204 2,249 2,444 1,066 810 532 271 136 107 131 70 94 61 75 80 46 88 21 19,174

2,909 6,689 10,893 13,142 15,586 16,652 17,462 17,994 18,265 18,401 18,508 18,639 18,709 18,803 18,864 18,939 19,019 19,065 19,153 19,174

BAND

CUM.

PERCENTAGE rp

15.17 15.17 2,041.19 19.71 34.89 1,042.27 21.93 56.81 2,153.86 11.73 68.54 2,024.32 12.75 81.29 3,687.72 5.56 86.85 2,776.35 4.22 91.07 2,734.33 2.77 93.85 2,371.43 1.41 95.26 1,483.96 0.71 95.97 774.27 0.56 96.53 717.05 0.68 97.21 843.68 0.37 97.57 604.23 0.49 98.07 879.54 0.32 98.38 1,157.03 0.39 98.77 1,648.14 0.42 99.19 2,715.32 0.24 99.43 1,242.02 0.46 99.89 11,439.89 0.11 100.00 14,573.05 56,909.65

2,041.19 3,083.46 5,237.32 7,261.64 10,949.36 13,725.71 16,460.04 18,831.47 20,315.43 21,089.70 21,806.75 22,650.43 23,254.66 24,134.20 25,291.23 26,939.37 29,654.69 30,896.71 42,336.60 56,909.65

BAND

3.59 1.83 3.78 3.56 6.48 4.88 4.80 4.17 2.61 1.36 1.26 1.48 1.06 1.55 2.03 2.90 4.77 2.18 20.10 25.61

CUM.

3.59 5.42 9.20 12.76 19.24 24.12 28.92 33.09 35.70 37.06 38.32 39.80 40.86 42.41 44.44 47.34 52.11 54.29 74.39 100.00

PERCENTAGE f

7 3 2 2 7 1 0 1 1 0 0 1 0 1 1 2 4 3 14 0 50

BAND

CUM.

PERCENTAGE rp

7 14.00 14.00 242.79 242.79 10 6.00 20.00 203.21 445.99 12 4.00 24.00 84.57 530.56 14 4.00 28.00 404.04 934.60 21 14.00 42.00 566.95 1,501.55 22 2.00 44.00 1.64 1,503.19 22 0.00 44.00 0.00 1,503.19 23 2.00 46.00 78.98 1,582.17 24 2.00 48.00 1.55 1,583.72 24 0.00 48.00 0.00 1,583.72 24 0.00 48.00 0.00 1,583.72 25 2.00 50.00 734.88 2,318.60 25 0.00 50.00 0.00 2,318.60 26 2.00 52.00 31.24 2,349.84 27 2.00 54.00 16.66 2,366.51 29 4.00 58.00 114.64 2,481.15 33 8.00 66.00 2,341.62 4,822.78 36 6.00 72.00 2,344.39 7,167.16 50 28.00 100.00 26,672.51 33,839.67 50 0.00 100.00 0.00 33,839.67 33,839.67

BAND

CUM.

0.72 0.72 0.60 1.32 0.25 1.57 1.19 2.76 1.68 4.44 0.00 4.44 0.00 4.44 0.23 4.68 0.00 4.68 0.00 4.68 0.00 4.68 2.17 6.85 0.00 6.85 0.09 6.94 0.05 6.99 0.34 7.33 6.92 14.25 6.93 21.18 78.82 100.00 0.00 100.00

PERCENTAGE BAND

11.89 19.50 3.93 19.96 15.37 0.06 0.00 3.33 0.10 0.00 0.00 87.10 0.00 3.55 1.44 6.96 86.24 188.76 233.15 0.00

CUM

11.89 14.46 10.13 12.87 13.71 10.95 9.13 8.40 7.80 7.51 7.26 10.24 9.97 9.74 9.36 9.21 16.26 23.20 79.93 59.46 59.46

Page 87 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,627 1,726 1,929 954 915 575 384 329 183 91 66 59 60 55 19 49 19 8 6 4 9,058

1,627 3,353 5,282 6,236 7,151 7,726 8,110 8,439 8,622 8,713 8,779 8,838 8,898 8,953 8,972 9,021 9,040 9,048 9,054 9,058

BAND

CUM.

17.96 17.96 19.05 37.02 21.30 58.31 10.53 68.85 10.10 78.95 6.35 85.29 4.24 89.53 3.63 93.17 2.02 95.19 1.00 96.19 0.73 96.92 0.65 97.57 0.66 98.23 0.61 98.84 0.21 99.05 0.54 99.59 0.21 99.80 0.09 99.89 0.07 99.96 0.04 100.00

PERCENTAGE rp

406.35 430.26 838.46 818.43 1,266.17 1,155.32 1,199.59 1,269.33 880.30 525.62 373.11 502.42 590.96 653.57 221.15 872.22 351.35 251.37 65.68 102.93

406.35 836.62 1,675.07 2,493.50 3,759.67 4,914.99 6,114.58 7,383.92 8,264.22 8,789.83 9,162.94 9,665.36 10,256.32 10,909.90 11,131.04 12,003.27 12,354.61 12,605.98 12,671.66 12,774.59

12,774.59

BAND

3.18 3.37 6.56 6.41 9.91 9.04 9.39 9.94 6.89 4.11 2.92 3.93 4.63 5.12 1.73 6.83 2.75 1.97 0.51 0.81

CUM.

3.18 6.55 13.11 19.52 29.43 38.47 47.87 57.80 64.69 68.81 71.73 75.66 80.29 85.40 87.13 93.96 96.71 98.68 99.19 100.00

PERCENTAGE f

0 1 1 1 0 0 2 1 0 1 0 0 0 1 0 0 0 0 1 0 9

BAND

0 1 2 3 3 3 5 6 6 7 7 7 7 8 8 8 8 8 9 9

CUM.

0.00 0.00 11.11 11.11 11.11 22.22 11.11 33.33 0.00 33.33 0.00 33.33 22.22 55.56 11.11 66.67 0.00 66.67 11.11 77.78 0.00 77.78 0.00 77.78 0.00 77.78 11.11 88.89 0.00 88.89 0.00 88.89 0.00 88.89 0.00 88.89 11.11 100.00 0.00 100.00

PERCENTAGE rp

0.00 4.56 132.80 231.68 0.00 0.00 61.64 166.67 0.00 21.11 0.00 0.00 0.00 175.00 0.00 0.00 0.00 0.00 1,286.04 0.00 2,079.49

0.00 4.56 137.36 369.03 369.03 369.03 430.68 597.35 597.35 618.45 618.45 618.45 618.45 793.45 793.45 793.45 793.45 793.45 2,079.49 2,079.49

BAND

CUM.

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.22 0.22 1.06 6.39 6.61 15.84 11.14 17.75 28.31 0.00 17.75 0.00 0.00 17.75 0.00 2.96 20.71 5.14 8.02 28.73 13.13 0.00 28.73 0.00 1.01 29.74 4.02 0.00 29.74 0.00 0.00 29.74 0.00 0.00 29.74 0.00 8.42 38.16 26.78 0.00 38.16 0.00 0.00 38.16 0.00 0.00 38.16 0.00 0.00 38.16 0.00 61.84 100.00 1,958.08 0.00 100.00 0.00

0.00 0.54 8.20 14.80 9.82 7.51 7.04 8.09 7.23 7.04 6.75 6.40 6.03 7.27 7.13 6.61 6.42 6.29 16.41 16.28 16.28

Page 88 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

938 1,117 989 447 576 330 218 159 93 51 28 42 24 35 6 18 16 1 4 0 5,092

938 2,055 3,044 3,491 4,067 4,397 4,615 4,774 4,867 4,918 4,946 4,988 5,012 5,047 5,053 5,071 5,087 5,088 5,092 5,092

BAND

CUM.

PERCENTAGE rp

176.44 18.42 18.42 176.44 21.94 40.36 304.67 481.10 19.42 59.78 588.24 1,069.34 8.78 68.56 487.85 1,557.19 11.31 79.87 1,003.19 2,560.39 6.48 86.35 781.37 3,341.76 4.28 90.63 718.22 4,059.98 3.12 93.75 618.96 4,678.94 1.83 95.58 445.30 5,124.24 1.00 96.58 336.15 5,460.39 0.55 97.13 179.96 5,640.35 0.82 97.96 234.36 5,874.71 0.47 98.43 212.01 6,086.72 0.69 99.12 514.30 6,601.02 0.12 99.23 186.12 6,787.14 0.35 99.59 291.69 7,078.82 0.31 99.90 199.89 7,278.71 0.02 99.92 4.72 7,283.43 0.08 100.00 74.03 7,357.47 0.00 100.00 0.00 7,357.47 7,357.47

BAND

2.40 4.14 8.00 6.63 13.64 10.62 9.76 8.41 6.05 4.57 2.45 3.19 2.88 6.99 2.53 3.96 2.72 0.06 1.01 0.00

CUM.

2.40 6.54 14.53 21.16 34.80 45.42 55.18 63.59 69.65 74.22 76.66 79.85 82.73 89.72 92.25 96.21 98.93 98.99 100.00 100.00

PERCENTAGE f

0 2 1 2 1 1 1 0 1 0 0 0 0 1 0 0 1 0 0 0 11

0 2 3 5 6 7 8 8 9 9 9 9 9 10 10 10 11 11 11 11

BAND

0.00 18.18 9.09 18.18 9.09 9.09 9.09 0.00 9.09 0.00 0.00 0.00 0.00 9.09 0.00 0.00 9.09 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 18.18 121.51 121.51 27.27 54.55 176.06 45.45 105.01 281.07 54.55 142.06 423.13 63.64 308.42 731.55 72.73 20.20 751.75 72.73 0.00 751.75 81.82 1,798.62 2,550.37 81.82 0.00 2,550.37 81.82 0.00 2,550.37 81.82 0.00 2,550.37 81.82 0.00 2,550.37 90.91 3,139.46 5,689.83 90.91 0.00 5,689.83 90.91 0.00 5,689.83 100.00 510.00 6,199.83 100.00 0.00 6,199.83 100.00 0.00 6,199.83 100.00 0.00 6,199.83 6,199.83

BAND

0.00 1.96 0.88 1.69 2.29 4.97 0.33 0.00 29.01 0.00 0.00 0.00 0.00 50.64 0.00 0.00 8.23 0.00 0.00 0.00

CUM.

0.00 1.96 2.84 4.53 6.82 11.80 12.13 12.13 41.14 41.14 41.14 41.14 41.14 91.77 91.77 91.77 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 39.88 9.27 21.52 14.16 39.47 2.81 0.00 403.91 0.00 0.00 0.00 0.00 610.43 0.00 0.00 255.14 0.00 0.00 0.00

CUM

0.00 25.26 16.46 18.05 16.53 21.89 18.52 16.07 49.77 46.71 45.22 43.41 41.90 86.20 83.83 80.38 85.18 85.12 84.27 84.27 84.27

Page 89 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,106 5,201 4,690 2,255 1,922 862 585 460 271 135 123 185 86 98 68 71 75 15 16 13 22,237

5,106 10,307 14,997 17,252 19,174 20,036 20,621 21,081 21,352 21,487 21,610 21,795 21,881 21,979 22,047 22,118 22,193 22,208 22,224 22,237

BAND

CUM.

22.96 22.96 23.39 46.35 21.09 67.44 10.14 77.58 8.64 86.23 3.88 90.10 2.63 92.73 2.07 94.80 1.22 96.02 0.61 96.63 0.55 97.18 0.83 98.01 0.39 98.40 0.44 98.84 0.31 99.15 0.32 99.46 0.34 99.80 0.07 99.87 0.07 99.94 0.06 100.00

PERCENTAGE rp

818.64 1,361.35 2,472.42 2,331.88 2,914.96 2,002.27 1,804.22 1,650.64 1,289.91 634.59 717.48 1,218.63 703.17 1,046.83 783.50 1,235.92 2,124.33 254.08 1,095.24 1,542.87 28,002.95

818.64 2,179.99 4,652.40 6,984.28 9,899.24 11,901.52 13,705.74 15,356.38 16,646.30 17,280.88 17,998.36 19,216.99 19,920.17 20,967.00 21,750.50 22,986.42 25,110.75 25,364.83 26,460.07 28,002.95

BAND

2.92 4.86 8.83 8.33 10.41 7.15 6.44 5.89 4.61 2.27 2.56 4.35 2.51 3.74 2.80 4.41 7.59 0.91 3.91 5.51

CUM.

2.92 7.78 16.61 24.94 35.35 42.50 48.94 54.84 59.44 61.71 64.27 68.62 71.14 74.87 77.67 82.09 89.67 90.58 94.49 100.00

PERCENTAGE f

7 5 6 2 4 3 6 3 2 1 1 2 0 0 0 2 2 4 0 1 51

7 12 18 20 24 27 33 36 38 39 40 42 42 42 42 44 46 50 50 51

BAND

CUM.

13.73 13.73 9.80 23.53 11.76 35.29 3.92 39.22 7.84 47.06 5.88 52.94 11.76 64.71 5.88 70.59 3.92 74.51 1.96 76.47 1.96 78.43 3.92 82.35 0.00 82.35 0.00 82.35 0.00 82.35 3.92 86.27 3.92 90.20 7.84 98.04 0.00 98.04 1.96 100.00

PERCENTAGE rp

125.27 318.76 450.27 183.47 603.15 775.46 1,888.28 105.92 1,486.58 40.80 29.26 11.62 0.00 0.00 0.00 51.70 59.72 120.27 0.00 225.00 6,475.52

125.27 444.03 894.29 1,077.76 1,680.91 2,456.38 4,344.65 4,450.57 5,937.15 5,977.95 6,007.21 6,018.83 6,018.83 6,018.83 6,018.83 6,070.53 6,130.25 6,250.52 6,250.52 6,475.52

BAND

CUM.

1.93 1.93 4.92 6.86 6.95 13.81 2.83 16.64 9.31 25.96 11.98 37.93 29.16 67.09 1.64 68.73 22.96 91.69 0.63 92.32 0.45 92.77 0.18 92.95 0.00 92.95 0.00 92.95 0.00 92.95 0.80 93.75 0.92 94.67 1.86 96.53 0.00 96.53 3.47 100.00

PERCENTAGE BAND

15.30 23.42 18.21 7.87 20.69 38.73 104.66 6.42 115.25 6.43 4.08 0.95 0.00 0.00 0.00 4.18 2.81 47.33 0.00 14.58

CUM

15.30 20.37 19.22 15.43 16.98 20.64 31.70 28.98 35.67 34.59 33.38 31.32 30.21 28.71 27.67 26.41 24.41 24.64 23.62 23.12 23.12

Page 90 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 21

DATA POSITION FROM : TO PROCESSING

01/01/2005

15/12/2007

DATE :

15/02/2008

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

666 732 608 304 320 165 103 74 29 16 5 13 7 3 8 5 7 2 0 4 3,071

666 1,398 2,006 2,310 2,630 2,795 2,898 2,972 3,001 3,017 3,022 3,035 3,042 3,045 3,053 3,058 3,065 3,067 3,067 3,071

BAND

CUM.

PERCENTAGE rp

21.69 21.69 84.00 23.84 45.52 177.32 19.80 65.32 339.18 9.90 75.22 351.30 10.42 85.64 602.77 5.37 91.01 455.40 3.35 94.37 335.08 2.41 96.78 352.17 0.94 97.72 115.46 0.52 98.24 116.74 0.16 98.40 32.27 0.42 98.83 68.59 0.23 99.06 62.88 0.10 99.15 24.03 0.26 99.41 101.13 0.16 99.58 48.14 0.23 99.80 182.21 0.07 99.87 70.35 0.00 99.87 0.00 0.13 100.00 9,138.04 12,657.05

84.00 261.32 600.49 951.79 1,554.56 2,009.96 2,345.03 2,697.21 2,812.66 2,929.40 2,961.67 3,030.27 3,093.15 3,117.18 3,218.31 3,266.45 3,448.66 3,519.01 3,519.01 12,657.05

BAND

0.66 1.40 2.68 2.78 4.76 3.60 2.65 2.78 0.91 0.92 0.25 0.54 0.50 0.19 0.80 0.38 1.44 0.56 0.00 72.20

CUM.

0.66 2.06 4.74 7.52 12.28 15.88 18.53 21.31 22.22 23.14 23.40 23.94 24.44 24.63 25.43 25.81 27.25 27.80 27.80 100.00

PERCENTAGE f

0 1 2 1 2 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 8

BAND

0 1 3 4 6 6 6 7 7 7 7 7 7 7 7 7 7 7 7 8

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 12.50 12.50 45.00 45.00 25.00 37.50 53.63 98.63 12.50 50.00 35.00 133.63 25.00 75.00 813.67 947.29 0.00 75.00 0.00 947.29 0.00 75.00 0.00 947.29 12.50 87.50 12.50 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 12.50 100.00 8,497.109,456.89 9,456.89

BAND

CUM.

0.00 0.00 0.48 0.48 0.57 1.04 0.37 1.41 8.60 10.02 0.00 10.02 0.00 10.02 0.13 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 89.85 100.00

PERCENTAGE BAND

0.00 25.38 15.81 9.96 134.99 0.00 0.00 3.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.99

CUM

0.00 17.22 16.42 14.04 60.94 47.13 40.40 35.58 34.12 32.76 32.41 31.67 31.03 30.79 29.82 29.38 27.83 27.27 27.27 74.72 74.72

Page 91 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

BALI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,713 2,894 2,748 1,676 1,925 1,073 754 652 353 221 119 157 117 128 87 105 93 28 40 21 15,904

2,713 5,607 8,355 10,031 11,956 13,029 13,783 14,435 14,788 15,009 15,128 15,285 15,402 15,530 15,617 15,722 15,815 15,843 15,883 15,904

BAND

CUM.

17.06 17.06 18.20 35.26 17.28 52.53 10.54 63.07 12.10 75.18 6.75 81.92 4.74 86.66 4.10 90.76 2.22 92.98 1.39 94.37 0.75 95.12 0.99 96.11 0.74 96.84 0.80 97.65 0.55 98.20 0.66 98.86 0.58 99.44 0.18 99.62 0.25 99.87 0.13 100.00

PERCENTAGE rp

540.76 733.25 1,127.83 1,178.33 2,099.30 1,565.47 1,606.35 1,783.29 1,376.49 1,036.51 722.95 1,133.00 1,073.91 1,433.64 1,062.41 1,522.52 1,570.18 773.54 2,061.49 1,301.83 25,703.04

540.76 1,274.01 2,401.84 3,580.17 5,679.47 7,244.93 8,851.28 10,634.57 12,011.06 13,047.57 13,770.52 14,903.51 15,977.42 17,411.06 18,473.46 19,995.98 21,566.17 22,339.71 24,401.20 25,703.04

BAND

2.10 2.85 4.39 4.58 8.17 6.09 6.25 6.94 5.36 4.03 2.81 4.41 4.18 5.58 4.13 5.92 6.11 3.01 8.02 5.06

PERCENTAGE

CUM.

2.10 4.96 9.34 13.93 22.10 28.19 34.44 41.37 46.73 50.76 53.58 57.98 62.16 67.74 71.87 77.80 83.91 86.91 94.94 100.00

1 2 4 2 8 13 3 2 2 3 0 3 5 1 0 10 10 5 12 3

1 3 7 9 17 30 33 35 37 40 40 43 48 49 49 59 69 74 86 89

BAND

CUM.

1.12 1.12 2.25 3.37 4.49 7.87 2.25 10.11 8.99 19.10 14.61 33.71 3.37 37.08 2.25 39.33 2.25 41.57 3.37 44.94 0.00 44.94 3.37 48.31 5.62 53.93 1.12 55.06 0.00 55.06 11.24 66.29 11.24 77.53 5.62 83.15 13.48 96.63 3.37 100.00

PERCENTAGE rp

28.50 257.74 56.85 83.30 855.03 78.11 79.26 1,593.61 12.33 2.68 0.00 59.96 196.79 6.87 0.00 315.43 236.50 45.99 1,464.80 490.10 5,863.86

28.50 286.24 343.09 426.39 1,281.42 1,359.53 1,438.79 3,032.40 3,044.73 3,047.41 3,047.41 3,107.37 3,304.16 3,311.03 3,311.03 3,626.46 3,862.97 3,908.96 5,373.75 5,863.86

BAND

CUM.

0.49 0.49 4.40 4.88 0.97 5.85 1.42 7.27 14.58 21.85 1.33 23.18 1.35 24.54 27.18 51.71 0.21 51.92 0.05 51.97 0.00 51.97 1.02 52.99 3.36 56.35 0.12 56.47 0.00 56.47 5.38 61.84 4.03 65.88 0.78 66.66 24.98 91.64 8.36 100.00

PERCENTAGE BAND

CUM

5.27 35.15 5.04 7.07 40.73 4.99 4.93 89.36 0.90 0.26 0.00 5.29 18.32 0.48 0.00 20.72 15.06 5.95 71.06 37.65

5.27 22.47 14.28 11.91 22.56 18.77 16.26 28.51 25.35 23.36 22.13 20.85 20.68 19.02 17.92 18.14 17.91 17.50 22.02 22.81 22.81

Page 92 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,418 1,224 950 443 393 211 123 112 66 17 25 23 15 18 8 7 11 3 1 8 5,076

1,418 2,642 3,592 4,035 4,428 4,639 4,762 4,874 4,940 4,957 4,982 5,005 5,020 5,038 5,046 5,053 5,064 5,067 5,068 5,076

BAND

CUM.

27.94 27.94 24.11 52.05 18.72 70.76 8.73 79.49 7.74 87.23 4.16 91.39 2.42 93.81 2.21 96.02 1.30 97.32 0.33 97.66 0.49 98.15 0.45 98.60 0.30 98.90 0.35 99.25 0.16 99.41 0.14 99.55 0.22 99.76 0.06 99.82 0.02 99.84 0.16 100.00

PERCENTAGE rp

185.85 301.12 550.82 410.42 567.33 442.33 343.82 386.59 256.19 133.17 194.80 105.15 325.09 178.47 129.12 46.59 183.57 59.11 0.37 138.08 4,937.97

185.85 486.97 1,037.79 1,448.21 2,015.54 2,457.87 2,801.69 3,188.27 3,444.47 3,577.63 3,772.43 3,877.58 4,202.67 4,381.14 4,510.26 4,556.84 4,740.41 4,799.52 4,799.89 4,937.97

BAND

3.76 6.10 11.15 8.31 11.49 8.96 6.96 7.83 5.19 2.70 3.94 2.13 6.58 3.61 2.61 0.94 3.72 1.20 0.01 2.80

PERCENTAGE

CUM.

3.76 9.86 21.02 29.33 40.82 49.78 56.74 64.57 69.75 72.45 76.40 78.53 85.11 88.72 91.34 92.28 96.00 97.20 97.20 100.00

1 3 1 1 1 0 0 0 1 0 0 0 35 0 0 0 1 2 0 0 46

BAND

CUM.

1 2.17 2.17 4 6.52 8.70 5 2.17 10.87 6 2.17 13.04 7 2.17 15.22 7 0.00 15.22 7 0.00 15.22 7 0.00 15.22 8 2.17 17.39 8 0.00 17.39 8 0.00 17.39 8 0.00 17.39 43 76.09 93.48 43 0.00 93.48 43 0.00 93.48 43 0.00 93.48 44 2.17 95.65 46 4.35 100.00 46 0.00 100.00 46 0.00 100.00

PERCENTAGE rp

9.82 9.82 43.88 53.70 32.47 86.17 139.32 225.48 326.52 552.00 0.00 552.00 0.00 552.00 0.00 552.00 152.68 704.69 0.00 704.69 0.00 704.69 0.00 704.69 164.21 868.90 0.00 868.90 0.00 868.90 0.00 868.90 2.87 871.77 167.86 1,039.63 0.00 1,039.63 0.00 1,039.63 1,039.63

BAND

CUM.

0.94 0.94 4.22 5.16 3.12 8.29 13.40 21.69 31.41 53.10 0.00 53.10 0.00 53.10 0.00 53.10 14.69 67.78 0.00 67.78 0.00 67.78 0.00 67.78 15.80 83.58 0.00 83.58 0.00 83.58 0.00 83.58 0.28 83.85 16.15 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

5.28 14.57 5.89 33.94 57.55 0.00 0.00 0.00 59.60 0.00 0.00 0.00 50.51 0.00 0.00 0.00 1.56 283.98 0.00 0.00

5.28 11.03 8.30 15.57 27.39 22.46 19.70 17.31 20.46 19.70 18.68 18.17 20.67 19.83 19.26 19.07 18.39 21.66 21.66 21.05 21.05

Page 93 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

530 631 704 359 415 240 141 107 62 31 24 17 10 13 2 7 6 0 1 0 3,300

530 1,161 1,865 2,224 2,639 2,879 3,020 3,127 3,189 3,220 3,244 3,261 3,271 3,284 3,286 3,293 3,299 3,299 3,300 3,300

BAND

CUM.

16.06 16.06 19.12 35.18 21.33 56.52 10.88 67.39 12.58 79.97 7.27 87.24 4.27 91.52 3.24 94.76 1.88 96.64 0.94 97.58 0.73 98.30 0.52 98.82 0.30 99.12 0.39 99.52 0.06 99.58 0.21 99.79 0.18 99.97 0.00 99.97 0.03 100.00 0.00 100.00

PERCENTAGE rp

83.22 198.14 448.08 403.62 827.97 635.09 542.27 500.32 397.69 174.02 206.10 122.04 66.38 79.98 51.81 176.96 112.01 0.00 30.00 0.00 5,055.70

83.22 281.36 729.44 1,133.07 1,961.03 2,596.12 3,138.39 3,638.71 4,036.40 4,210.42 4,416.52 4,538.56 4,604.94 4,684.92 4,736.73 4,913.69 5,025.70 5,025.70 5,055.70 5,055.70

BAND

1.65 3.92 8.86 7.98 16.38 12.56 10.73 9.90 7.87 3.44 4.08 2.41 1.31 1.58 1.02 3.50 2.22 0.00 0.59 0.00

CUM.

1.65 5.57 14.43 22.41 38.79 51.35 62.08 71.97 79.84 83.28 87.36 89.77 91.08 92.67 93.69 97.19 99.41 99.41 100.00 100.00

PERCENTAGE f

1 3 2 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 8

BAND

1 4 6 6 6 6 6 6 7 8 8 8 8 8 8 8 8 8 8 8

12.50 37.50 25.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

12.50 600.00 50.00 88.16 75.00 98.87 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 87.50 1.87 100.00 8.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 796.89

600.00 688.16 787.02 787.02 787.02 787.02 787.02 787.02 788.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89

BAND

75.29 11.06 12.41 0.00 0.00 0.00 0.00 0.00 0.23 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

75.29 86.35 98.76 98.76 98.76 98.76 98.76 98.76 99.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

720.98 44.49 22.06 0.00 0.00 0.00 0.00 0.00 0.47 4.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

720.98 244.58 107.89 69.46 40.13 30.32 25.08 21.63 19.54 18.93 18.04 17.56 17.31 17.01 16.82 16.22 15.86 15.86 15.76 15.76 15.76

Page 94 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

113 138 133 81 109 70 41 43 26 7 8 5 5 11 10 7 4 0 1 2 814

113 251 384 465 574 644 685 728 754 761 769 774 779 790 800 807 811 811 812 814

BAND

CUM.

13.88 13.88 16.95 30.84 16.34 47.17 9.95 57.13 13.39 70.52 8.60 79.12 5.04 84.15 5.28 89.43 3.19 92.63 0.86 93.49 0.98 94.47 0.61 95.09 0.61 95.70 1.35 97.05 1.23 98.28 0.86 99.14 0.49 99.63 0.00 99.63 0.12 99.75 0.25 100.00

PERCENTAGE rp

191.18 34.40 86.01 95.64 216.49 151.54 156.08 189.77 147.85 56.81 87.18 42.58 47.63 84.11 102.86 138.57 220.61 0.00 86.72 121.16 2,257.20

191.18 225.58 311.59 407.23 623.72 775.26 931.34 1,121.11 1,268.96 1,325.78 1,412.95 1,455.53 1,503.17 1,587.28 1,690.14 1,828.71 2,049.32 2,049.32 2,136.04 2,257.20

BAND

8.47 1.52 3.81 4.24 9.59 6.71 6.91 8.41 6.55 2.52 3.86 1.89 2.11 3.73 4.56 6.14 9.77 0.00 3.84 5.37

CUM.

8.47 9.99 13.80 18.04 27.63 34.35 41.26 49.67 56.22 58.74 62.60 64.48 66.59 70.32 74.88 81.02 90.79 90.79 94.63 100.00

PERCENTAGE f

0 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 0 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 163.66 0.00 0.00 191.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 355.06

0.00 0.00 0.00 0.00 0.00 163.66 163.66 163.66 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06

BAND

0.00 0.00 0.00 0.00 0.00 46.09 0.00 0.00 53.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 46.09 46.09 46.09 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 108.00 0.00 0.00 129.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 21.11 17.57 14.60 27.98 26.78 25.13 24.39 23.62 22.37 21.01 19.42 17.33 17.33 16.62 15.73 15.73

Page 95 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

329 376 522 350 368 247 140 124 78 39 36 26 21 21 15 11 11 8 0 1 2,723

329 705 1,227 1,577 1,945 2,192 2,332 2,456 2,534 2,573 2,609 2,635 2,656 2,677 2,692 2,703 2,714 2,722 2,722 2,723

BAND

CUM.

12.08 12.08 13.81 25.89 19.17 45.06 12.85 57.91 13.51 71.43 9.07 80.50 5.14 85.64 4.55 90.19 2.86 93.06 1.43 94.49 1.32 95.81 0.95 96.77 0.77 97.54 0.77 98.31 0.55 98.86 0.40 99.27 0.40 99.67 0.29 99.96 0.00 99.96 0.04 100.00

PERCENTAGE rp

411.74 158.33 407.80 426.07 749.29 739.51 593.03 667.11 676.04 315.97 270.77 237.88 253.02 204.31 283.79 92.58 288.56 138.16 0.00 2.46 6,916.44

411.74 570.07 977.87 1,403.95 2,153.24 2,892.75 3,485.78 4,152.89 4,828.93 5,144.90 5,415.68 5,653.55 5,906.57 6,110.88 6,394.67 6,487.26 6,775.82 6,913.98 6,913.98 6,916.44

BAND

5.95 2.29 5.90 6.16 10.83 10.69 8.57 9.65 9.77 4.57 3.91 3.44 3.66 2.95 4.10 1.34 4.17 2.00 0.00 0.04

CUM.

5.95 8.24 14.14 20.30 31.13 41.82 50.40 60.04 69.82 74.39 78.30 81.74 85.40 88.35 92.46 93.79 97.97 99.96 99.96 100.00

PERCENTAGE f

3 1 3 3 0 0 0 0 1 0 1 0 0 1 0 0 0 0 0 0 13

3 4 7 10 10 10 10 10 11 11 12 12 12 13 13 13 13 13 13 13

BAND

23.08 7.69 23.08 23.08 0.00 0.00 0.00 0.00 7.69 0.00 7.69 0.00 0.00 7.69 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

23.08 30.77 53.85 76.92 76.92 76.92 76.92 76.92 84.62 84.62 92.31 92.31 92.31 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

886.48 50.63 402.75 209.40 0.00 0.00 0.00 0.00 1,343.83 0.00 2,456.78 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 5,359.86

886.48 937.11 1,339.86 1,549.26 1,549.26 1,549.26 1,549.26 1,549.26 2,893.09 2,893.09 5,349.87 5,349.87 5,349.87 5,359.86 5,359.86 5,359.86 5,359.86 5,359.86 5,359.86 5,359.86

BAND

16.54 0.94 7.51 3.91 0.00 0.00 0.00 0.00 25.07 0.00 45.84 0.00 0.00 0.19 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

16.54 17.48 25.00 28.90 28.90 28.90 28.90 28.90 53.98 53.98 99.81 99.81 99.81 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

215.30 31.98 98.76 49.15 0.00 0.00 0.00 0.00 198.78 0.00 907.33 0.00 0.00 4.89 0.00 0.00 0.00 0.00 0.00 0.00

CUM

215.30 164.38 137.02 110.35 71.95 53.56 44.45 37.31 59.91 56.23 98.78 94.63 90.57 87.71 83.82 82.62 79.10 77.52 77.52 77.49 77.49

Page 96 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

46 71 73 38 70 35 44 52 27 17 8 7 7 2 1 0 0 0 0 0 498

BAND

46 117 190 228 298 333 377 429 456 473 481 488 495 497 498 498 498 498 498 498

9.24 14.26 14.66 7.63 14.06 7.03 8.84 10.44 5.42 3.41 1.61 1.41 1.41 0.40 0.20 0.00 0.00 0.00 0.00 0.00

CUM.

9.24 23.49 38.15 45.78 59.84 66.87 75.70 86.14 91.57 94.98 96.59 97.99 99.40 99.80 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

9.22 23.22 53.48 47.84 163.04 99.47 174.21 317.71 207.51 134.15 45.18 65.97 100.29 20.40 30.40 0.00 0.00 0.00 0.00 0.00 1,492.07

9.22 32.44 85.92 133.76 296.79 396.26 570.47 888.18 1,095.68 1,229.84 1,275.02 1,340.98 1,441.28 1,461.68 1,492.07 1,492.07 1,492.07 1,492.07 1,492.07 1,492.07

BAND

0.62 1.56 3.58 3.21 10.93 6.67 11.68 21.29 13.91 8.99 3.03 4.42 6.72 1.37 2.04 0.00 0.00 0.00 0.00 0.00

CUM.

0.62 2.17 5.76 8.96 19.89 26.56 38.23 59.53 73.43 82.42 85.45 89.87 96.60 97.96 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 121.80 0.00 0.00 0.00 0.00 32.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 154.77

0.00 0.00 0.00 0.00 121.80 121.80 121.80 121.80 121.80 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77

BAND

0.00 0.00 0.00 0.00 78.70 0.00 0.00 0.00 0.00 21.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 78.70 78.70 78.70 78.70 78.70 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 74.71 0.00 0.00 0.00 0.00 24.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 41.04 30.74 21.35 13.71 11.12 12.58 12.14 11.54 10.74 10.59 10.37 10.37 10.37 10.37 10.37 10.37 10.37

Page 97 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

103 138 164 81 122 67 42 47 15 4 11 12 9 7 5 3 6 1 2 0 839

BAND

103 241 405 486 608 675 717 764 779 783 794 806 815 822 827 830 836 837 839 839

CUM.

12.28 12.28 16.45 28.72 19.55 48.27 9.65 57.93 14.54 72.47 7.99 80.45 5.01 85.46 5.60 91.06 1.79 92.85 0.48 93.33 1.31 94.64 1.43 96.07 1.07 97.14 0.83 97.97 0.60 98.57 0.36 98.93 0.72 99.64 0.12 99.76 0.24 100.00 0.00 100.00

PERCENTAGE rp

14.13 38.10 105.76 84.86 246.03 178.34 153.39 234.02 134.25 35.56 103.03 103.68 74.55 59.78 130.76 50.68 93.19 18.00 73.08 0.00 1,931.20

14.13 52.24 158.00 242.86 488.89 667.23 820.61 1,054.63 1,188.88 1,224.44 1,327.47 1,431.16 1,505.70 1,565.48 1,696.24 1,746.93 1,840.12 1,858.12 1,931.20 1,931.20

BAND

0.73 1.97 5.48 4.39 12.74 9.23 7.94 12.12 6.95 1.84 5.34 5.37 3.86 3.10 6.77 2.62 4.83 0.93 3.78 0.00

CUM.

0.73 2.70 8.18 12.58 25.32 34.55 42.49 54.61 61.56 63.40 68.74 74.11 77.97 81.06 87.83 90.46 95.28 96.22 100.00 100.00

PERCENTAGE f

0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 89.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 89.62

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 89.62 100.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 36.43 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 18.33 13.43 10.92 8.50 7.54 7.32 6.75 6.26 5.95 5.72 5.28 5.13 4.87 4.82 4.64 4.64 4.64

Page 98 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,687 8,380 9,812 5,536 4,885 2,120 1,435 1,069 713 407 403 486 370 484 319 537 491 212 203 50 45,599

7,687 16,067 25,879 31,415 36,300 38,420 39,855 40,924 41,637 42,044 42,447 42,933 43,303 43,787 44,106 44,643 45,134 45,346 45,549 45,599

BAND

CUM.

16.86 16.86 18.38 35.24 21.52 56.75 12.14 68.89 10.71 79.61 4.65 84.26 3.15 87.40 2.34 89.75 1.56 91.31 0.89 92.20 0.88 93.09 1.07 94.15 0.81 94.96 1.06 96.03 0.70 96.73 1.18 97.90 1.08 98.98 0.46 99.45 0.45 99.89 0.11 100.00

PERCENTAGE rp

3,381.92 1,499.98 3,239.04 3,218.65 4,574.35 3,029.22 2,864.64 3,059.45 2,765.67 1,955.45 1,990.38 3,056.46 3,719.14 4,460.40 4,145.77 9,169.59 11,792.84 7,113.31 9,770.73 4,809.51 89,616.48

3,381.92 4,881.91 8,120.95 11,339.60 15,913.95 18,943.16 21,807.80 24,867.25 27,632.92 29,588.36 31,578.74 34,635.20 38,354.34 42,814.73 46,960.50 56,130.09 67,922.94 75,036.24 84,806.97 89,616.48

BAND

3.77 1.67 3.61 3.59 5.10 3.38 3.20 3.41 3.09 2.18 2.22 3.41 4.15 4.98 4.63 10.23 13.16 7.94 10.90 5.37

PERCENTAGE

CUM.

3.77 5.45 9.06 12.65 17.76 21.14 24.33 27.75 30.83 33.02 35.24 38.65 42.80 47.78 52.40 62.63 75.79 83.73 94.63 100.00

20 6 10 13 13 4 6 9 7 3 7 8 14 8 6 28 22 12 11 0 207

20 26 36 49 62 66 72 81 88 91 98 106 120 128 134 162 184 196 207 207

BAND

9.66 2.90 4.83 6.28 6.28 1.93 2.90 4.35 3.38 1.45 3.38 3.86 6.76 3.86 2.90 13.53 10.63 5.80 5.31 0.00

CUM.

9.66 12.56 17.39 23.67 29.95 31.88 34.78 39.13 42.51 43.96 47.34 51.21 57.97 61.84 64.73 78.26 88.89 94.69 100.00 100.00

PERCENTAGE rp

321.98 259.30 469.93 978.91 1,421.69 1,705.48 1,226.62 815.22 5,745.71 50.63 1,074.61 1,024.74 17,203.51 2,945.61 83.96 21,436.27 675.49 2,962.34 796.82 0.00 61,198.84

321.98 581.28 1,051.22 2,030.12 3,451.81 5,157.29 6,383.90 7,199.12 12,944.83 12,995.46 14,070.08 15,094.82 32,298.34 35,243.95 35,327.91 56,764.18 57,439.67 60,402.01 61,198.84 61,198.84

BAND

CUM.

0.53 0.53 0.42 0.95 0.77 1.72 1.60 3.32 2.32 5.64 2.79 8.43 2.00 10.43 1.33 11.76 9.39 21.15 0.08 21.23 1.76 22.99 1.67 24.67 28.11 52.78 4.81 57.59 0.14 57.73 35.03 92.75 1.10 93.86 4.84 98.70 1.30 100.00 0.00 100.00

PERCENTAGE BAND

CUM

9.52 17.29 14.51 30.41 31.08 56.30 42.82 26.65 207.75 2.59 53.99 33.53 462.57 66.04 2.03 233.78 5.73 41.65 8.16 0.00

9.52 11.91 12.94 17.90 21.69 27.23 29.27 28.95 46.85 43.92 44.56 43.58 84.21 82.32 75.23 101.13 84.57 80.50 72.16 68.29 68.29

Page 99 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

273 283 325 147 157 85 71 36 22 9 7 6 7 7 3 4 5 2 0 1

273 556 881 1,028 1,185 1,270 1,341 1,377 1,399 1,408 1,415 1,421 1,428 1,435 1,438 1,442 1,447 1,449 1,449 1,450

1,450

BAND

CUM.

18.83 18.83 19.52 38.34 22.41 60.76 10.14 70.90 10.83 81.72 5.86 87.59 4.90 92.48 2.48 94.97 1.52 96.48 0.62 97.10 0.48 97.59 0.41 98.00 0.48 98.48 0.48 98.97 0.21 99.17 0.28 99.45 0.34 99.79 0.14 99.93 0.00 99.93 0.07 100.00

PERCENTAGE rp

75.60 53.22 153.00 121.12 206.54 159.93 198.41 98.33 112.13 36.38 68.26 25.68 46.32 67.89 8.83 40.20 90.69 65.86 0.00 2.43 1,630.80

75.60 128.82 281.81 402.94 609.47 769.40 967.81 1,066.14 1,178.26 1,214.65 1,282.90 1,308.58 1,354.90 1,422.79 1,431.62 1,471.82 1,562.50 1,628.37 1,628.37 1,630.80

BAND

4.64 3.26 9.38 7.43 12.66 9.81 12.17 6.03 6.88 2.23 4.19 1.57 2.84 4.16 0.54 2.46 5.56 4.04 0.00 0.15

CUM.

4.64 7.90 17.28 24.71 37.37 47.18 59.35 65.38 72.25 74.48 78.67 80.24 83.08 87.25 87.79 90.25 95.81 99.85 99.85 100.00

PERCENTAGE f

0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 50.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 73.52 0.00 34.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 107.64

0.00 0.00 0.00 73.52 73.52 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64

BAND

0.00 0.00 0.00 68.30 0.00 31.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 68.30 68.30 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 60.70 0.00 21.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 18.25 12.06 13.99 11.12 10.10 9.14 8.86 8.39 8.23 7.94 7.57 7.52 7.31 6.89 6.61 6.61 6.60 6.60

Page 100 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

655 520 301 134 155 78 67 36 32 17 13 5 7 2 3 2 2 0 1 1

655 1,175 1,476 1,610 1,765 1,843 1,910 1,946 1,978 1,995 2,008 2,013 2,020 2,022 2,025 2,027 2,029 2,029 2,030 2,031

2,031

BAND

CUM.

32.25 32.25 25.60 57.85 14.82 72.67 6.60 79.27 7.63 86.90 3.84 90.74 3.30 94.04 1.77 95.81 1.58 97.39 0.84 98.23 0.64 98.87 0.25 99.11 0.34 99.46 0.10 99.56 0.15 99.70 0.10 99.80 0.10 99.90 0.00 99.90 0.05 99.95 0.05 100.00

PERCENTAGE rp

42.18 79.23 116.99 93.97 182.08 176.40 149.85 133.30 208.82 58.93 69.75 41.28 79.24 23.41 63.27 29.50 11.59 0.00 30.63 0.56 1,591.00

42.18 121.41 238.40 332.37 514.45 690.85 840.71 974.01 1,182.83 1,241.76 1,311.51 1,352.79 1,432.03 1,455.44 1,518.71 1,548.21 1,559.80 1,559.80 1,590.44 1,591.00

BAND

2.65 4.98 7.35 5.91 11.44 11.09 9.42 8.38 13.12 3.70 4.38 2.59 4.98 1.47 3.98 1.85 0.73 0.00 1.93 0.04

CUM.

2.65 7.63 14.98 20.89 32.34 43.42 52.84 61.22 74.35 78.05 82.43 85.03 90.01 91.48 95.46 97.31 98.04 98.04 99.96 100.00

PERCENTAGE f

1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3

BAND

1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3

33.33 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.98 11.97 5.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.31

0.98 12.96 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31

BAND

5.36 65.39 29.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

5.36 70.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

2.33 15.11 4.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

2.33 10.67 7.68 5.51 3.56 2.65 2.18 1.88 1.55 1.47 1.40 1.35 1.28 1.26 1.21 1.18 1.17 1.17 1.15 1.15 1.15

Page 101 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,232 1,570 2,076 1,476 1,462 624 373 337 137 105 64 74 55 90 45 77 77 37 48 13 9,972

1,232 2,802 4,878 6,354 7,816 8,440 8,813 9,150 9,287 9,392 9,456 9,530 9,585 9,675 9,720 9,797 9,874 9,911 9,959 9,972

BAND

CUM.

12.35 12.35 15.74 28.10 20.82 48.92 14.80 63.72 14.66 78.38 6.26 84.64 3.74 88.38 3.38 91.76 1.37 93.13 1.05 94.18 0.64 94.83 0.74 95.57 0.55 96.12 0.90 97.02 0.45 97.47 0.77 98.25 0.77 99.02 0.37 99.39 0.48 99.87 0.13 100.00

PERCENTAGE rp

814.75 280.60 990.13 1,401.98 2,231.50 1,276.92 970.37 1,355.28 547.07 552.30 526.23 618.00 533.40 893.34 441.50 1,274.39 2,023.41 1,391.64 1,535.81 190.96 19,849.60

814.75 1,095.35 2,085.48 3,487.46 5,718.96 6,995.87 7,966.24 9,321.52 9,868.60 10,420.90 10,947.13 11,565.13 12,098.54 12,991.88 13,433.38 14,707.77 16,731.19 18,122.83 19,658.63 19,849.60

BAND

4.10 1.41 4.99 7.06 11.24 6.43 4.89 6.83 2.76 2.78 2.65 3.11 2.69 4.50 2.22 6.42 10.19 7.01 7.74 0.96

CUM.

4.10 5.52 10.51 17.57 28.81 35.24 40.13 46.96 49.72 52.50 55.15 58.26 60.95 65.45 67.68 74.10 84.29 91.30 99.04 100.00

PERCENTAGE f

2 1 1 0 4 7 3 0 2 1 4 3 1 5 2 1 7 0 2 0 46

2 3 4 4 8 15 18 18 20 21 25 28 29 34 36 37 44 44 46 46

BAND

4.35 2.17 2.17 0.00 8.70 15.22 6.52 0.00 4.35 2.17 8.70 6.52 2.17 10.87 4.35 2.17 15.22 0.00 4.35 0.00

CUM.

4.35 6.52 8.70 8.70 17.39 32.61 39.13 39.13 43.48 45.65 54.35 60.87 63.04 73.91 78.26 80.43 95.65 95.65 100.00 100.00

PERCENTAGE rp

613.70 83.00 114.08 0.00 43.89 320.22 28.75 0.00 1,857.45 1.03 34.54 147.33 125.39 8,170.97 52.74 5,491.26 1,151.06 0.00 34.11 0.00 18,269.51

613.70 696.70 810.78 810.78 854.67 1,174.89 1,203.64 1,203.64 3,061.09 3,062.12 3,096.66 3,243.98 3,369.38 11,540.34 11,593.08 17,084.34 18,235.40 18,235.40 18,269.51 18,269.51

BAND

CUM.

3.36 3.36 0.45 3.81 0.62 4.44 0.00 4.44 0.24 4.68 1.75 6.43 0.16 6.59 0.00 6.59 10.17 16.76 0.01 16.76 0.19 16.95 0.81 17.76 0.69 18.44 44.72 63.17 0.29 63.46 30.06 93.51 6.30 99.81 0.00 99.81 0.19 100.00 0.00 100.00

PERCENTAGE BAND

75.32 29.58 11.52 0.00 1.97 25.08 2.96 0.00 339.52 0.19 6.56 23.84 23.51 914.65 11.95 430.89 56.89 0.00 2.22 0.00

CUM

75.32 63.61 38.88 23.25 14.94 16.79 15.11 12.91 31.02 29.38 28.29 28.05 27.85 88.83 86.30 116.16 108.99 100.62 92.93 92.04 92.04

Page 102 of 204

RISK AND LOSS PROFILE 2006

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

SUM INSURED BAND

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2006

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DATA POSITION FROM

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

156,562 141,525 166,087 99,463 107,336 53,359 38,538 30,072 16,843 9,403 7,391 8,872 5,811 7,438 4,791 7,360 6,419 3,069 3,260 1,065 874,664

156,562 298,087 464,174 563,637 670,973 724,332 762,870 792,942 809,785 819,188 826,579 835,451 841,262 848,700 853,491 860,851 867,270 870,339 873,599 874,664

BAND

CUM.

17.90 17.90 16.18 34.08 18.99 53.07 11.37 64.44 12.27 76.71 6.10 82.81 4.41 87.22 3.44 90.66 1.93 92.58 1.08 93.66 0.85 94.50 1.01 95.52 0.66 96.18 0.85 97.03 0.55 97.58 0.84 98.42 0.73 99.15 0.35 99.51 0.37 99.88 0.12 100.00

PERCENTAGE rp

61,393.18 31,702.31 65,214.34 61,039.72 102,383.82 73,861.76 73,678.40 75,781.81 55,755.39 34,832.35 35,183.77 49,413.47 39,262.92 63,201.18 46,926.25 142,681.61 107,840.50 65,027.32 85,317.34 45,046.98

61,393.18 93,095.49 158,309.84 219,349.56 321,733.38 395,595.13 469,273.53 545,055.34 600,810.72 635,643.08 670,826.85 720,240.32 759,503.24 822,704.42 869,630.67 1,012,312.28 1,120,152.78 1,185,180.10 1,270,497.45 1,315,544.43

1,315,544.43

BAND

CUM.

4.67 4.67 2.41 7.08 4.96 12.03 4.64 16.67 7.78 24.46 5.61 30.07 5.60 35.67 5.76 41.43 4.24 45.67 2.65 48.32 2.67 50.99 3.76 54.75 2.98 57.73 4.80 62.54 3.57 66.10 10.85 76.95 8.20 85.15 4.94 90.09 6.49 96.58 3.42 100.00

PERCENTAGE f

574 230 353 342 484 312 263 286 161 109 102 185 111 201 119 277 345 270 389 211 5,324

574 804 1,157 1,499 1,983 2,295 2,558 2,844 3,005 3,114 3,216 3,401 3,512 3,713 3,832 4,109 4,454 4,724 5,113 5,324

BAND

CUM.

10.78 10.78 4.32 15.10 6.63 21.73 6.42 28.16 9.09 37.25 5.86 43.11 4.94 48.05 5.37 53.42 3.02 56.44 2.05 58.49 1.92 60.41 3.47 63.88 2.08 65.97 3.78 69.74 2.24 71.98 5.20 77.18 6.48 83.66 5.07 88.73 7.31 96.04 3.96 100.00

PERCENTAGE rp

318,278.82 14,233.63 17,536.56 28,019.38 38,914.63 31,707.32 36,279.96 27,756.78 51,071.38 18,042.52 39,128.91 99,447.45 33,792.32 86,038.46 47,279.00 134,409.53 358,838.59 337,388.16 382,729.48 240,308.01 2,341,200.89

318,278.82 332,512.45 350,049.01 378,068.39 416,983.02 448,690.34 484,970.30 512,727.08 563,798.46 581,840.98 620,969.89 720,417.34 754,209.66 840,248.12 887,527.13 1,021,936.65 1,380,775.24 1,718,163.40 2,100,892.88 2,341,200.89

BAND

CUM.

13.59 13.59 0.61 14.20 0.75 14.95 1.20 16.15 1.66 17.81 1.35 19.16 1.55 20.71 1.19 21.90 2.18 24.08 0.77 24.85 1.67 26.52 4.25 30.77 1.44 32.21 3.67 35.89 2.02 37.91 5.74 43.65 15.33 58.98 14.41 73.39 16.35 89.74 10.26 100.00

PERCENTAGE BAND

CUM

518.43 44.90 26.89 45.90 38.01 42.93 49.24 36.63 91.60 51.80 111.21 201.26 86.07 136.13 100.75 94.20 332.75 518.84 448.60 533.46

518.43 357.17 221.12 172.36 129.61 113.42 103.34 94.07 93.84 91.54 92.57 100.02 99.30 102.13 102.06 100.95 123.27 144.97 165.36 177.96 177.96

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.401.395.268,10, - Freq. Klaim 301 ( Data not Include Claim Fire no Policy Rp. 1.401.395.268,10 - Freq Claim 301 )

Page 103 of 204

RISK AND LOSS PROFILE 2006 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2006

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

135,646 134,399 154,024 89,989 93,434 43,907 30,239 21,747 11,373 5,877 4,482 4,857 3,072 3,591 2,089 2,771 2,022 760 732 246 745,257

135,646 270,045 424,069 514,058 607,492 651,399 681,638 703,385 714,758 720,635 725,117 729,974 733,046 736,637 738,726 741,497 743,519 744,279 745,011 745,257

BAND

CUM.

18.20 18.20 18.03 36.24 20.67 56.90 12.07 68.98 12.54 81.51 5.89 87.41 4.06 91.46 2.92 94.38 1.53 95.91 0.79 96.70 0.60 97.30 0.65 97.95 0.41 98.36 0.48 98.84 0.28 99.12 0.37 99.50 0.27 99.77 0.10 99.87 0.10 99.97 0.03 100.00

PERCENTAGE rp

37,966.49 30,481.65 62,143.20 58,649.95 94,135.62 65,630.92 62,792.43 61,873.34 43,494.26 26,293.31 25,386.76 34,152.56 25,886.62 37,951.44 26,353.02 49,694.56 47,139.20 18,617.88 28,575.00 8,616.66 845,834.87

37,966.49 68,448.14 130,591.34 189,241.30 283,376.91 349,007.84 411,800.26 473,673.60 517,167.86 543,461.17 568,847.94 603,000.49 628,887.12 666,838.55 693,191.57 742,886.13 790,025.33 808,643.21 837,218.21 845,834.87

BAND

4.49 3.60 7.35 6.93 11.13 7.76 7.42 7.32 5.14 3.11 3.00 4.04 3.06 4.49 3.12 5.88 5.57 2.20 3.38 1.02

PERCENTAGE

CUM.

4.49 8.09 15.44 22.37 33.50 41.26 48.69 56.00 61.14 64.25 67.25 71.29 74.35 78.84 81.95 87.83 93.40 95.60 98.98 100.00

234 175 198 186 214 127 120 133 68 42 55 104 44 92 44 102 99 62 74 30 2,203

234 409 607 793 1,007 1,134 1,254 1,387 1,455 1,497 1,552 1,656 1,700 1,792 1,836 1,938 2,037 2,099 2,173 2,203

BAND

CUM.

10.62 10.62 7.94 18.57 8.99 27.55 8.44 36.00 9.71 45.71 5.76 51.48 5.45 56.92 6.04 62.96 3.09 66.05 1.91 67.95 2.50 70.45 4.72 75.17 2.00 77.17 4.18 81.34 2.00 83.34 4.63 87.97 4.49 92.46 2.81 95.28 3.36 98.64 1.36 100.00

PERCENTAGE rp

95,284.57 13,195.53 12,029.10 22,216.81 20,889.35 20,019.13 24,836.29 17,375.92 17,806.29 9,975.42 18,158.57 27,040.09 25,365.91 55,437.04 13,498.66 55,029.92 139,175.62 96,178.08 73,774.62 68,974.91 826,261.84

95,284.57 108,480.10 120,509.20 142,726.01 163,615.36 183,634.50 208,470.79 225,846.71 243,653.00 253,628.42 271,786.99 298,827.08 324,192.99 379,630.03 393,128.69 448,158.61 587,334.23 683,512.31 757,286.93 826,261.84

BAND

11.53 1.60 1.46 2.69 2.53 2.42 3.01 2.10 2.16 1.21 2.20 3.27 3.07 6.71 1.63 6.66 16.84 11.64 8.93 8.35

PERCENTAGE

CUM.

BAND

CUM

11.53 13.13 14.58 17.27 19.80 22.22 25.23 27.33 29.49 30.70 32.89 36.17 39.24 45.95 47.58 54.24 71.08 82.72 91.65 100.00

250.97 43.29 19.36 37.88 22.19 30.50 39.55 28.08 40.94 37.94 71.53 79.17 97.99 146.07 51.22 110.74 295.24 516.59 258.18 800.48

250.97 158.49 92.28 75.42 57.74 52.62 50.62 47.68 47.11 46.67 47.78 49.56 51.55 56.93 56.71 60.33 74.34 84.53 90.45 97.69 97.69

Page 104 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2006

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14,179 4,605 7,727 6,262 9,040 6,154 5,544 5,414 3,493 2,191 1,770 2,370 1,633 2,397 1,544 2,759 2,633 1,396 1,421 420 82,952

14,179 18,784 26,511 32,773 41,813 47,967 53,511 58,925 62,418 64,609 66,379 68,749 70,382 72,779 74,323 77,082 79,715 81,111 82,532 82,952

BAND

CUM.

17.09 17.09 5.55 22.64 9.32 31.96 7.55 39.51 10.90 50.41 7.42 57.83 6.68 64.51 6.53 71.04 4.21 75.25 2.64 77.89 2.13 80.02 2.86 82.88 1.97 84.85 2.89 87.74 1.86 89.60 3.33 92.92 3.17 96.10 1.68 97.78 1.71 99.49 0.51 100.00

PERCENTAGE rp

12,726.52 830.21 2,269.41 1,339.88 6,006.75 5,839.34 8,243.44 10,237.33 8,889.31 7,724.99 7,202.95 10,269.71 9,495.21 18,664.53 14,412.99 36,504.51 38,913.22 31,600.83 34,105.84 14,352.89 279,629.86

12,726.52 13,556.73 15,826.14 17,166.02 23,172.77 29,012.11 37,255.55 47,492.88 56,382.19 64,107.19 71,310.14 81,579.85 91,075.06 109,739.58 124,152.57 160,657.08 199,570.30 231,171.14 265,276.98 279,629.86

BAND

4.55 0.30 0.81 0.48 2.15 2.09 2.95 3.66 3.18 2.76 2.58 3.67 3.40 6.67 5.15 13.05 13.92 11.30 12.20 5.13

PERCENTAGE

CUM.

4.55 4.85 5.66 6.14 8.29 10.38 13.32 16.98 20.16 22.93 25.50 29.17 32.57 39.24 44.40 57.45 71.37 82.67 94.87 100.00

324 53 152 154 268 182 141 145 91 63 45 80 63 102 73 173 237 201 306 176 3,029

324 377 529 683 951 1,133 1,274 1,419 1,510 1,573 1,618 1,698 1,761 1,863 1,936 2,109 2,346 2,547 2,853 3,029

BAND

CUM.

10.70 10.70 1.75 12.45 5.02 17.46 5.08 22.55 8.85 31.40 6.01 37.41 4.66 42.06 4.79 46.85 3.00 49.85 2.08 51.93 1.49 53.42 2.64 56.06 2.08 58.14 3.37 61.51 2.41 63.92 5.71 69.63 7.82 77.45 6.64 84.09 10.10 94.19 5.81 100.00

PERCENTAGE rp

220,141.16 220,141.16 1,009.57 221,150.73 4,284.80 225,435.52 5,294.84 230,730.37 17,994.18 248,724.55 11,307.69 260,032.24 11,399.61 271,431.85 10,142.55 281,574.40 33,235.51 314,809.91 7,987.10 322,797.01 20,670.34 343,467.35 72,127.61 415,594.96 8,312.66 423,907.61 29,806.42 453,714.03 32,197.34 485,911.38 79,149.75 565,061.13 218,900.26 783,961.40 236,746.89 1,020,708.28 307,933.01 1,328,641.30 170,569.00 1,499,210.29 1,499,210.29

BAND

14.68 0.07 0.29 0.35 1.20 0.75 0.76 0.68 2.22 0.53 1.38 4.81 0.55 1.99 2.15 5.28 14.60 15.79 20.54 11.38

CUM.

PERCENTAGE BAND

CUM

14.68 1,729.78 1,729.78 14.75 121.60 1,631.30 15.04 188.81 1,424.45 15.39 395.17 1,344.11 16.59 299.57 1,073.35 17.34 193.65 896.29 18.10 138.29 728.57 18.78 99.07 592.88 21.00 373.88 558.35 21.53 103.39 503.53 22.91 286.97 481.65 27.72 702.33 509.43 28.28 87.55 465.45 30.26 159.70 413.45 32.41 223.39 391.38 37.69 216.82 351.72 52.29 562.53 392.82 68.08 749.18 441.54 88.62 902.87 500.85 100.00 1,188.40 536.14 536.14

Page 105 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2006

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

24 7 10 7 10 7 6 8 10 7 7 227 13 16 26 52 57 22 36 10

24 31 41 48 58 65 71 79 89 96 103 330 343 359 385 437 494 516 552 562

562

BAND

CUM.

4.27 4.27 1.25 5.52 1.78 7.30 1.25 8.54 1.78 10.32 1.25 11.57 1.07 12.63 1.42 14.06 1.78 15.84 1.25 17.08 1.25 18.33 40.39 58.72 2.31 61.03 2.85 63.88 4.63 68.51 9.25 77.76 10.14 87.90 3.91 91.81 6.41 98.22 1.78 100.00

PERCENTAGE rp

78.59 1.35 2.92 87.80 5.62 5.89 54.66 6.68 20.53 20.72 16.60 979.29 72.90 2.33 44.06 173.69 490.62 125.18 823.14 79.00 2,889.46

78.59 79.94 82.86 170.66 176.29 182.18 127.52 134.20 154.73 175.45 192.04 1,171.34 1,244.24 1,241.91 1,197.84 1,371.53 1,862.16 1,987.33 2,810.47 2,889.46

BAND

2.72 0.05 0.10 3.04 0.19 0.20 1.89 0.23 0.71 0.72 0.57 33.89 2.52 0.08 1.52 6.01 16.98 4.33 28.49 2.73

CUM.

2.72 2.77 2.87 5.91 6.10 6.30 4.41 4.64 5.35 6.07 6.65 40.54 43.06 42.98 41.46 47.47 64.45 68.78 97.27 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 2 6 3 12

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 3 9 12

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.33 8.33 0.00 8.33 16.67 25.00 50.00 75.00 25.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.97 0.00 2,500.00 52.38 498.66 3,064.01

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.97 12.97 2,512.97 2,565.35 3,064.01

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.42 0.00 81.59 1.71 16.27

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.42 0.42 82.02 83.73 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.47 0.00 1,997.20 6.36 631.24

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.95 0.70 126.45 91.28 106.04 106.04

Page 106 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2006

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,713 2,514 4,326 3,205 4,852 3,291 2,749 2,903 1,967 1,328 1,132 1,418 1,093 1,434 1,132 1,778 1,707 891 1,071 389 45,893

6,713 9,227 13,553 16,758 21,610 24,901 27,650 30,553 32,520 33,848 34,980 36,398 37,491 38,925 40,057 41,835 43,542 44,433 45,504 45,893

BAND

14.63 5.48 9.43 6.98 10.57 7.17 5.99 6.33 4.29 2.89 2.47 3.09 2.38 3.12 2.47 3.87 3.72 1.94 2.33 0.85

CUM.

14.63 20.11 29.53 36.52 47.09 54.26 60.25 66.57 70.86 73.75 76.22 79.31 81.69 84.82 87.28 91.16 94.88 96.82 99.15 100.00

PERCENTAGE rp

10,621.58 389.10 798.81 962.08 2,235.83 2,385.60 2,697.19 3,664.46 3,351.29 793.33 2,577.46 4,011.91 3,808.19 6,587.55 6,204.30 56,308.85 21,297.45 14,683.43 21,813.37 21,998.43 187,190.23

10,621.58 11,010.68 11,809.49 12,771.57 15,007.40 17,393.01 20,090.19 23,754.65 27,105.95 27,899.27 30,476.73 34,488.64 38,296.83 44,884.37 51,088.68 107,397.53 128,694.99 143,378.42 165,191.79 187,190.23

BAND

5.67 0.21 0.43 0.51 1.19 1.27 1.44 1.96 1.79 0.42 1.38 2.14 2.03 3.52 3.31 30.08 11.38 7.84 11.65 11.75

PERCENTAGE

CUM.

5.67 5.88 6.31 6.82 8.02 9.29 10.73 12.69 14.48 14.90 16.28 18.42 20.46 23.98 27.29 57.37 68.75 76.60 88.25 100.00

16 2 3 2 2 3 2 8 2 4 2 1 4 7 2 1 9 5 3 2 80

16 18 21 23 25 28 30 38 40 44 46 47 51 58 60 61 70 75 78 80

BAND

CUM.

20.00 20.00 2.50 22.50 3.75 26.25 2.50 28.75 2.50 31.25 3.75 35.00 2.50 37.50 10.00 47.50 2.50 50.00 5.00 55.00 2.50 57.50 1.25 58.75 5.00 63.75 8.75 72.50 2.50 75.00 1.25 76.25 11.25 87.50 6.25 93.75 3.75 97.50 2.50 100.00

PERCENTAGE rp

2,853.09 28.53 1,222.66 507.73 31.09 380.50 44.06 238.31 29.58 80.00 300.00 279.75 113.76 795.00 1,583.00 216.88 762.71 1,963.19 969.47 265.45 12,664.75

2,853.09 2,881.63 4,104.29 4,612.01 4,643.10 5,023.60 5,067.66 5,305.98 5,335.56 5,415.56 5,715.56 5,995.30 6,109.06 6,904.06 8,487.06 8,703.94 9,466.65 11,429.83 12,399.30 12,664.75

BAND

22.53 0.23 9.65 4.01 0.25 3.00 0.35 1.88 0.23 0.63 2.37 2.21 0.90 6.28 12.50 1.71 6.02 15.50 7.65 2.10

PERCENTAGE

CUM.

BAND

22.53 22.75 32.41 36.42 36.66 39.67 40.01 41.90 42.13 42.76 45.13 47.34 48.24 54.51 67.01 68.73 74.75 90.25 97.90 100.00

26.86 7.33 153.06 52.77 1.39 15.95 1.63 6.50 0.88 10.08 11.64 6.97 2.99 12.07 25.51 0.39 3.58 13.37 4.44 0.01

CUM

26.86 26.17 34.75 36.11 30.94 28.88 25.22 22.34 19.68 19.41 18.75 17.38 15.95 15.38 16.61 8.10 7.36 7.97 7.51 0.07 0000

Page 107 of 204

RISK AND LOSS PROFILE 2006 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

188 28 48 31 59 32 38 33 28 24 20 38 30 35 32 55 85 56 73 55 988

188 216 264 295 354 386 424 457 485 509 529 567 597 632 664 719 804 860 933 988

BAND

CUM.

19.03 19.03 2.83 21.86 4.86 26.72 3.14 29.86 5.97 35.83 3.24 39.07 3.85 42.91 3.34 46.26 2.83 49.09 2.43 51.52 2.02 53.54 3.85 57.39 3.04 60.43 3.54 63.97 3.24 67.21 5.57 72.77 8.60 81.38 5.67 87.04 7.39 94.43 5.57 100.00

PERCENTAGE rp

785.31 5.09 13.38 136.74 41.65 28.76 64.13 84.57 58.59 54.70 103.99 168.23 154.62 222.87 262.88 1,003.87 1,653.46 816.88 1,321.57 1,280.60 8,261.90

785.31 790.40 803.78 940.52 982.17 1,010.93 1,075.06 1,159.63 1,218.22 1,272.92 1,376.91 1,545.14 1,699.77 1,922.64 2,185.52 3,189.39 4,842.86 5,659.73 6,981.30 8,261.90

BAND

9.51 0.06 0.16 1.66 0.50 0.35 0.78 1.02 0.71 0.66 1.26 2.04 1.87 2.70 3.18 12.15 20.01 9.89 16.00 15.50

PERCENTAGE

CUM.

9.51 9.57 9.73 11.38 11.89 12.24 13.01 14.04 14.75 15.41 16.67 18.70 20.57 23.27 26.45 38.60 58.62 68.50 84.50 100.00

17 0 0 0 0 0 0 0 0 1 0 0 0 0 2 5 8 3 5 2 43

BAND

17 17 17 17 17 17 17 17 17 18 18 18 18 18 20 25 33 36 41 43

CUM.

39.53 39.53 0.00 39.53 0.00 39.53 0.00 39.53 0.00 39.53 0.00 39.53 0.00 39.53 0.00 39.53 0.00 39.53 2.33 41.86 0.00 41.86 0.00 41.86 0.00 41.86 0.00 41.86 4.65 46.51 11.63 58.14 18.60 76.74 6.98 83.72 11.63 95.35 4.65 100.00

PERCENTAGE rp

BAND

CUM.

PERCENTAGE BAND

CUM

9,637.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 688.95 0.00 0.00 0.00 0.00 534.04 4,360.16 45,040.31 2,207.66 3,131.93 1,220.90

9,637.98 14.42 14.42 1,227.28 1,227.28 9,637.98 0.00 14.42 0.00 1,219.38 9,637.98 0.00 14.42 0.00 1,199.08 9,637.98 0.00 14.42 0.00 1,024.75 9,637.98 0.00 14.42 0.00 981.29 9,637.98 0.00 14.42 0.00 953.38 9,637.98 0.00 14.42 0.00 896.50 9,637.98 0.00 14.42 0.00 831.13 9,637.98 0.00 14.42 0.00 791.15 10,326.93 1.03 15.45 1,259.56 811.28 10,326.93 0.00 15.45 0.00 750.01 10,326.93 0.00 15.45 0.00 668.35 10,326.93 0.00 15.45 0.00 607.55 10,326.93 0.00 15.45 0.00 537.12 10,860.97 0.80 16.25 203.15 496.95 15,221.13 6.53 22.78 434.33 477.24 60,261.45 67.40 90.18 2,724.00 1,244.34 62,469.10 3.30 93.49 270.26 1,103.75 65,601.03 4.69 98.17 236.99 939.67 66,821.93 1.83 100.00 95.34 808.80

66,821.93

808.80

Page 108 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2007

DATE

15/02/2008

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

238 80 124 89 109 80 90 76 54 51 52 72 51 75 69 113 162 72 105 47 1,809

238 318 442 531 640 720 810 886 940 991 1,043 1,115 1,166 1,241 1,310 1,423 1,585 1,657 1,762 1,809

BAND

CUM.

13.16 13.16 4.42 17.58 6.85 24.43 4.92 29.35 6.03 35.38 4.42 39.80 4.98 44.78 4.20 48.98 2.99 51.96 2.82 54.78 2.87 57.66 3.98 61.64 2.82 64.46 4.15 68.60 3.81 72.42 6.25 78.66 8.96 87.62 3.98 91.60 5.80 97.40 2.60 100.00

PERCENTAGE rp

537.96 19.81 38.95 41.44 100.58 88.45 130.97 166.90 121.12 152.78 184.62 236.83 195.92 372.26 490.50 1,098.36 1,665.18 831.02 1,504.60 1,029.22 9,007.46

537.96 557.77 596.72 638.16 738.73 827.18 958.15 1,125.05 1,246.17 1,398.95 1,583.57 1,820.39 2,016.31 2,388.57 2,879.08 3,977.43 5,642.61 6,473.64 7,978.24 9,007.46

BAND

5.97 0.22 0.43 0.46 1.12 0.98 1.45 1.85 1.34 1.70 2.05 2.63 2.18 4.13 5.45 12.19 18.49 9.23 16.70 11.43

CUM.

5.97 6.19 6.62 7.08 8.20 9.18 10.64 12.49 13.83 15.53 17.58 20.21 22.38 26.52 31.96 44.16 62.64 71.87 88.57 100.00

PERCENTAGE f

9 0 0 1 0 0 1 1 1 0 3 1 1 3 0 2 5 4 5 5 42

9 9 9 10 10 10 11 12 13 13 16 17 18 21 21 23 28 32 37 42

BAND

CUM.

PERCENTAGE rp

21.43 21.43 5,571.29 0.00 21.43 0.00 0.00 21.43 0.00 2.38 23.81 2.02 0.00 23.81 0.00 0.00 23.81 0.00 2.38 26.19 4.34 2.38 28.57 42.00 2.38 30.95 1.29 0.00 30.95 0.00 7.14 38.10 20.01 2.38 40.48 33.13 2.38 42.86 12.35 7.14 50.00 2,049.32 0.00 50.00 0.00 4.76 54.76 219.90 11.90 66.67 645.92 9.52 76.19 14,226.35 11.90 88.10 5,062.74 11.90 100.00 3,958.01 31,848.67

5,571.29 5,571.29 5,571.29 5,573.31 5,573.31 5,573.31 5,577.65 5,619.65 5,620.94 5,620.94 5,640.94 5,674.07 5,686.42 7,735.74 7,735.74 7,955.64 8,601.56 22,827.92 27,890.66 31,848.67

BAND

17.49 0.00 0.00 0.01 0.00 0.00 0.01 0.13 0.00 0.00 0.06 0.10 0.04 6.43 0.00 0.69 2.03 44.67 15.90 12.43

CUM.

PERCENTAGE BAND

17.49 1,035.63 17.49 0.00 17.49 0.00 17.50 4.87 17.50 0.00 17.50 0.00 17.51 3.31 17.64 25.16 17.65 1.06 17.65 0.00 17.71 10.84 17.82 13.99 17.85 6.31 24.29 550.51 24.29 0.00 24.98 20.02 27.01 38.79 71.68 1,711.91 87.57 336.48 100.00 384.57

CUM

1,035.63 998.85 933.66 873.35 754.44 673.77 582.13 499.50 451.06 401.80 356.22 311.69 282.02 323.86 268.69 200.02 152.44 352.63 349.58 353.58 353.58

Page 109 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2007

DATE

15/02/2008

Metals

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

697 306 431 329 517 423 389 499 337 260 212 303 263 390 269 551 579 374 374 125 7,628

697 1,003 1,434 1,763 2,280 2,703 3,092 3,591 3,928 4,188 4,400 4,703 4,966 5,356 5,625 6,176 6,755 7,129 7,503 7,628

BAND

CUM.

9.14 9.14 4.01 13.15 5.65 18.80 4.31 23.11 6.78 29.89 5.55 35.44 5.10 40.53 6.54 47.08 4.42 51.49 3.41 54.90 2.78 57.68 3.97 61.65 3.45 65.10 5.11 70.21 3.53 73.74 7.22 80.96 7.59 88.56 4.90 93.46 4.90 98.36 1.64 100.00

PERCENTAGE rp

2,665.22 101.51 195.11 167.63 413.04 407.21 574.77 907.27 861.41 816.16 907.44 1,379.44 1,346.01 2,489.89 2,280.07 5,857.85 8,126.76 5,229.07 7,115.98 1,618.22 43,460.05

2,665.22 2,766.73 2,961.84 3,129.47 3,542.51 3,949.72 4,524.49 5,431.76 6,293.17 7,109.33 8,016.76 9,396.20 10,742.22 13,232.10 15,512.18 21,370.03 29,496.79 34,725.85 41,841.83 43,460.05

BAND

6.13 0.23 0.45 0.39 0.95 0.94 1.32 2.09 1.98 1.88 2.09 3.17 3.10 5.73 5.25 13.48 18.70 12.03 16.37 3.72

PERCENTAGE

CUM.

6.13 6.37 6.82 7.20 8.15 9.09 10.41 12.50 14.48 16.36 18.45 21.62 24.72 30.45 35.69 49.17 67.87 79.90 96.28 100.00

24 2 1 3 0 0 4 2 0 3 2 7 4 8 5 17 26 30 56 17 211

24 26 27 30 30 30 34 36 36 39 41 48 52 60 65 82 108 138 194 211

BAND

11.37 0.95 0.47 1.42 0.00 0.00 1.90 0.95 0.00 1.42 0.95 3.32 1.90 3.79 2.37 8.06 12.32 14.22 26.54 8.06

CUM.

PERCENTAGE rp

11.37 18,082.96 18,082.96 12.32 242.33 18,325.30 12.80 58.35 18,383.65 14.22 977.44 19,361.09 14.22 0.00 19,361.09 14.22 0.00 19,361.09 16.11 520.25 19,881.34 17.06 1,103.18 20,984.52 17.06 0.00 20,984.52 18.48 5.84 20,990.35 19.43 217.71 21,208.06 22.75 1,892.54 23,100.60 24.64 937.13 24,037.73 28.44 7,497.21 31,534.94 30.81 1,583.84 33,118.78 38.86 29,407.31 62,526.10 51.18 13,024.38 75,550.47 65.40 25,678.43 101,228.91 91.94 185,394.25 286,623.16 100.00 23,017.40 309,640.56 309,640.56

BAND

CUM.

PERCENTAGE BAND

5.84 5.84 678.48 0.08 5.92 238.73 0.02 5.94 29.91 0.32 6.25 583.10 0.00 6.25 0.00 0.00 6.25 0.00 0.17 6.42 90.51 0.36 6.78 121.59 0.00 6.78 0.00 0.00 6.78 0.71 0.07 6.85 23.99 0.61 7.46 137.20 0.30 7.76 69.62 2.42 10.18 301.11 0.51 10.70 69.46 9.50 20.19 502.02 4.21 24.40 160.27 8.29 32.69 491.07 59.87 92.57 2,605.32 7.43 100.00 1,422.39

CUM

678.48 662.35 620.68 618.67 546.54 490.19 439.42 386.33 333.45 295.25 264.55 245.85 223.77 238.32 213.50 292.59 256.13 291.51 685.02 712.47 712.47

Page 110 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2007

DATE

15/02/2008

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

948 268 389 616 721 586 578 704 468 388 389 434 357 531 405 667 660 297 354 162 9,922

948 1,216 1,605 2,221 2,942 3,528 4,106 4,810 5,278 5,666 6,055 6,489 6,846 7,377 7,782 8,449 9,109 9,406 9,760 9,922

BAND

CUM.

9.55 9.55 2.70 12.26 3.92 16.18 6.21 22.38 7.27 29.65 5.91 35.56 5.83 41.38 7.10 48.48 4.72 53.19 3.91 57.11 3.92 61.03 4.37 65.40 3.60 69.00 5.35 74.35 4.08 78.43 6.72 85.15 6.65 91.81 2.99 94.80 3.57 98.37 1.63 100.00

PERCENTAGE rp

3,646.35 114.48 267.94 449.91 1,040.07 1,220.35 1,423.32 2,233.04 1,891.21 1,547.82 1,974.88 2,674.79 2,491.86 5,131.61 4,512.90 9,793.70 11,881.70 6,964.99 9,435.67 14,835.77 83,532.35

3,646.35 3,760.83 4,028.77 4,478.68 5,518.75 6,739.10 8,162.42 10,395.46 12,286.67 13,834.48 15,809.37 18,484.16 20,976.01 26,107.62 30,620.52 40,414.23 52,295.93 59,260.92 68,696.59 83,532.35

BAND

4.37 0.14 0.32 0.54 1.25 1.46 1.70 2.67 2.26 1.85 2.36 3.20 2.98 6.14 5.40 11.72 14.22 8.34 11.30 17.76

CUM.

4.37 4.50 4.82 5.36 6.61 8.07 9.77 12.44 14.71 16.56 18.93 22.13 25.11 31.25 36.66 48.38 62.61 70.94 82.24 100.00

PERCENTAGE f

28 1 1 5 7 5 7 8 15 4 6 13 8 15 14 30 38 15 20 5 245

28 29 30 35 42 47 54 62 77 81 87 100 108 123 137 167 205 220 240 245

BAND

CUM.

11.43 11.43 0.41 11.84 0.41 12.24 2.04 14.29 2.86 17.14 2.04 19.18 2.86 22.04 3.27 25.31 6.12 31.43 1.63 33.06 2.45 35.51 5.31 40.82 3.27 44.08 6.12 50.20 5.71 55.92 12.24 68.16 15.51 83.67 6.12 89.80 8.16 97.96 2.04 100.00

PERCENTAGE rp

74,839.55 20.56 49.75 735.65 216.63 257.10 1,546.06 738.44 3,909.78 2,225.19 1,542.63 3,881.34 9,758.12 7,500.87 4,745.47 26,551.74 74,954.95 13,871.66 55,241.48 2,613.34

74,839.55 74,860.11 74,909.86 75,645.51 75,862.14 76,119.25 77,665.31 78,403.75 82,313.53 84,538.73 86,081.36 89,962.69 99,720.81 107,221.68 111,967.14 138,518.89 213,473.84 227,345.50 282,586.97 285,200.31

285,200.31

BAND

26.24 0.01 0.02 0.26 0.08 0.09 0.54 0.26 1.37 0.78 0.54 1.36 3.42 2.63 1.66 9.31 26.28 4.86 19.37 0.92

CUM.

PERCENTAGE BAND

CUM

26.24 2,052.45 2,052.45 26.25 17.96 1,990.52 26.27 18.57 1,859.37 26.52 163.51 1,689.01 26.60 20.83 1,374.63 26.69 21.07 1,129.52 27.23 108.62 951.50 27.49 33.07 754.21 28.86 206.73 669.94 29.64 143.76 611.07 30.18 78.11 544.50 31.54 145.11 486.70 34.97 391.60 475.40 37.60 146.17 410.69 39.26 105.15 365.66 48.57 271.11 342.75 74.85 630.84 408.20 79.71 199.16 383.63 99.08 585.45 411.36 100.00 17.62 341.42 341.42

Page 111 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 24

DATA POSITION FROM

01/01/2006

15/12/2007

DATE

15/02/2008

PROCESSING

Textiles

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,146 899 1,641 1,335 1,647 1,068 859 730 523 339 300 364 274 349 248 506 491 279 310 118 13,426

1,146 2,045 3,686 5,021 6,668 7,736 8,595 9,325 9,848 10,187 10,487 10,851 11,125 11,474 11,722 12,228 12,719 12,998 13,308 13,426

BAND

CUM.

8.54 8.54 6.70 15.23 12.22 27.45 9.94 37.40 12.27 49.66 7.95 57.62 6.40 64.02 5.44 69.45 3.90 73.35 2.52 75.88 2.23 78.11 2.71 80.82 2.04 82.86 2.60 85.46 1.85 87.31 3.77 91.08 3.66 94.73 2.08 96.81 2.31 99.12 0.88 100.00

PERCENTAGE rp

2,798.40 369.66 1,000.04 1,227.77 2,247.35 2,034.19 2,146.68 2,430.45 2,132.28 1,543.90 1,518.54 2,322.76 1,801.76 3,004.37 2,609.55 6,992.21 9,213.98 6,126.20 6,989.12 2,761.42 61,270.62

2,798.40 3,168.06 4,168.10 5,395.87 7,643.22 9,677.41 11,824.08 14,254.54 16,386.82 17,930.71 19,449.26 21,772.01 23,573.77 26,578.15 29,187.69 36,179.90 45,393.87 51,520.07 58,509.19 61,270.62

BAND

4.57 0.60 1.63 2.00 3.67 3.32 3.50 3.97 3.48 2.52 2.48 3.79 2.94 4.90 4.26 11.41 15.04 10.00 11.41 4.51

PERCENTAGE

CUM.

4.57 5.17 6.80 8.81 12.47 15.79 19.30 23.26 26.74 29.26 31.74 35.53 38.47 43.38 47.64 59.05 74.09 84.09 95.49 100.00

30 0 3 5 4 3 10 7 7 3 4 13 8 23 17 33 63 56 32 12 333

30 30 33 38 42 45 55 62 69 72 76 89 97 120 137 170 233 289 321 333

BAND

CUM.

9.01 9.01 0.00 9.01 0.90 9.91 1.50 11.41 1.20 12.61 0.90 13.51 3.00 16.52 2.10 18.62 2.10 20.72 0.90 21.62 1.20 22.82 3.90 26.73 2.40 29.13 6.91 36.04 5.11 41.14 9.91 51.05 18.92 69.97 16.82 86.79 9.61 96.40 3.60 100.00

PERCENTAGE rp

127,802.18 0.00 332.33 387.49 3,817.77 298.41 292.08 2,076.74 7,775.07 284.93 1,185.25 46,664.65 3,320.83 17,594.09 1,427.88 10,266.67 43,203.46 11,633.92 22,125.86 70,984.54

127,802.18 127,802.18 128,134.50 128,521.99 132,339.76 132,638.16 132,930.24 135,006.98 142,782.05 143,066.98 144,252.24 190,916.89 194,237.72 211,831.81 213,259.69 223,526.36 266,729.82 278,363.74 300,489.60 371,474.14

371,474.14

BAND

CUM.

34.40 0.00 0.09 0.10 1.03 0.08 0.08 0.56 2.09 0.08 0.32 12.56 0.89 4.74 0.38 2.76 11.63 3.13 5.96 19.11

34.40 34.40 34.49 34.60 35.63 35.71 35.78 36.34 38.44 38.51 38.83 51.39 52.29 57.02 57.41 60.17 71.80 74.93 80.89 100.00

PERCENTAGE BAND

4,566.97 0.00 33.23 31.56 169.88 14.67 13.61 85.45 364.64 18.46 78.05 2,009.02 184.31 585.62 54.72 146.83 468.89 189.90 316.58 2,570.58

CUM

4,566.97 4,034.08 3,074.17 2,381.86 1,731.47 1,370.60 1,124.23 947.12 871.32 797.89 741.69 876.89 823.96 797.01 730.65 617.82 587.59 540.30 513.58 606.28 606.28

Page 112 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2007

DATE

15/02/2008

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

815 612 898 671 966 675 541 614 454 305 248 322 248 359 252 458 369 205 203 40 9,255

815 1,427 2,325 2,996 3,962 4,637 5,178 5,792 6,246 6,551 6,799 7,121 7,369 7,728 7,980 8,438 8,807 9,012 9,215 9,255

BAND

8.81 6.61 9.70 7.25 10.44 7.29 5.85 6.63 4.91 3.30 2.68 3.48 2.68 3.88 2.72 4.95 3.99 2.22 2.19 0.43

CUM.

8.81 15.42 25.12 32.37 42.81 50.10 55.95 62.58 67.49 70.78 73.46 76.94 79.62 83.50 86.22 91.17 95.16 97.37 99.57 100.00

PERCENTAGE rp

3,078.03 206.30 574.57 676.11 1,511.99 1,279.94 1,510.90 2,277.53 2,186.24 1,696.44 1,615.95 2,819.20 2,270.91 3,891.65 3,441.08 8,679.01 8,782.74 3,955.51 3,565.50 663.68 54,683.27

3,078.03 3,284.33 3,858.90 4,535.01 6,046.99 7,326.93 8,837.84 11,115.36 13,301.60 14,998.04 16,613.99 19,433.19 21,704.09 25,595.75 29,036.83 37,715.83 46,498.58 50,454.09 54,019.60 54,683.27

BAND

5.63 0.38 1.05 1.24 2.76 2.34 2.76 4.16 4.00 3.10 2.96 5.16 4.15 7.12 6.29 15.87 16.06 7.23 6.52 1.21

CUM.

5.63 6.01 7.06 8.29 11.06 13.40 16.16 20.33 24.32 27.43 30.38 35.54 39.69 46.81 53.10 68.97 85.03 92.27 98.79 100.00

PERCENTAGE f

24 2 2 4 12 12 1 5 3 6 11 11 10 16 13 28 24 23 13 9 229

BAND

24 26 28 32 44 56 57 62 65 71 82 93 103 119 132 160 184 207 220 229

10.48 0.87 0.87 1.75 5.24 5.24 0.44 2.18 1.31 2.62 4.80 4.80 4.37 6.99 5.68 12.23 10.48 10.04 5.68 3.93

PERCENTAGE

CUM.

10.48 11.35 12.23 13.97 19.21 24.45 24.89 27.07 28.38 31.00 35.81 40.61 44.98 51.97 57.64 69.87 80.35 90.39 96.07 100.00

7,243.22 34.45 8.97 1,791.60 2,215.39 609.22 277.11 2,108.13 481.75 1,225.38 14,991.38 8,918.83 1,529.89 6,140.45 7,471.41 18,545.69 62,421.48 30,549.50 2,678.97 11,469.29

7,243.22 7,277.67 7,286.64 9,078.24 11,293.63 11,902.85 12,179.97 14,288.10 14,769.84 15,995.22 30,986.60 39,905.44 41,435.33 47,575.78 55,047.20 73,592.88 136,014.36 166,563.85 169,242.82 180,712.11

180,712.11

BAND

4.01 0.02 0.00 0.99 1.23 0.34 0.15 1.17 0.27 0.68 8.30 4.94 0.85 3.40 4.13 10.26 34.54 16.91 1.48 6.35

CUM.

PERCENTAGE BAND

4.01 235.32 4.03 16.70 4.03 1.56 5.02 264.99 6.25 146.52 6.59 47.60 6.74 18.34 7.91 92.56 8.17 22.04 8.85 72.23 17.15 927.71 22.08 316.36 22.93 67.37 26.33 157.79 30.46 217.12 40.72 213.68 75.27 710.73 92.17 772.33 93.65 75.14 100.00 1,728.15

CUM

235.32 221.59 188.83 200.18 186.76 162.45 137.82 128.54 111.04 106.65 186.51 205.35 190.91 185.87 189.58 195.12 292.51 330.13 313.30 330.47 330.47

Page 113 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2007

DATE

15/02/2008

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,018 721 763 521 652 432 384 461 287 201 202 288 195 294 199 312 308 162 142 17 7,559

1,018 1,739 2,502 3,023 3,675 4,107 4,491 4,952 5,239 5,440 5,642 5,930 6,125 6,419 6,618 6,930 7,238 7,400 7,542 7,559

BAND

CUM.

PERCENTAGE rp

13.47 13.47 2,424.07 2,424.07 9.54 23.01 576.57 3,000.64 10.09 33.10 977.06 3,977.70 6.89 39.99 999.94 4,977.63 8.63 48.62 1,803.25 6,780.88 5.72 54.33 1,797.36 8,578.24 5.08 59.41 1,862.70 10,440.94 6.10 65.51 3,102.37 13,543.31 3.80 69.31 2,466.41 16,009.73 2.66 71.97 2,003.14 18,012.86 2.67 74.64 2,551.47 20,564.33 3.81 78.45 3,654.81 24,219.14 2.58 81.03 3,420.49 27,639.63 3.89 84.92 7,533.52 35,173.15 2.63 87.55 4,727.44 39,900.59 4.13 91.68 10,671.88 50,572.47 4.07 95.75 11,215.97 61,788.45 2.14 97.90 6,767.89 68,556.33 1.88 99.78 8,502.28 77,058.61 0.22 100.00 570.84 77,629.45 77,629.45

BAND

CUM.

3.12 3.12 0.74 3.87 1.26 5.12 1.29 6.41 2.32 8.73 2.32 11.05 2.40 13.45 4.00 17.45 3.18 20.62 2.58 23.20 3.29 26.49 4.71 31.20 4.41 35.60 9.70 45.31 6.09 51.40 13.75 65.15 14.45 79.59 8.72 88.31 10.95 99.26 0.74 100.00

PERCENTAGE f

11 3 3 1 2 2 3 10 5 6 5 17 6 5 6 12 24 7 11 1

11 14 17 18 20 22 25 35 40 46 51 68 74 79 85 97 121 128 139 140

140

BAND

CUM.

7.86 7.86 2.14 10.00 2.14 12.14 0.71 12.86 1.43 14.29 1.43 15.71 2.14 17.86 7.14 25.00 3.57 28.57 4.29 32.86 3.57 36.43 12.14 48.57 4.29 52.86 3.57 56.43 4.29 60.71 8.57 69.29 17.14 86.43 5.00 91.43 7.86 99.29 0.71 100.00

PERCENTAGE rp

12,469.73 70.85 77.94 20.44 109.75 267.60 9.40 619.99 1,917.98 1,128.20 545.56 9,507.92 712.00 4,027.54 11,449.19 2,311.31 57,854.73 77,373.56 14,888.58 11.78 195,374.05

BAND

CUM.

PERCENTAGE BAND

12,469.73 6.38 6.38 514.41 12,540.58 0.04 6.42 12.29 12,618.52 0.04 6.46 7.98 12,638.96 0.01 6.47 2.04 12,748.71 0.06 6.53 6.09 13,016.31 0.14 6.66 14.89 13,025.71 0.00 6.67 0.50 13,645.69 0.32 6.98 19.98 15,563.67 0.98 7.97 77.76 16,691.88 0.58 8.54 56.32 17,237.44 0.28 8.82 21.38 26,745.36 4.87 13.69 260.15 27,457.36 0.36 14.05 20.82 31,484.90 2.06 16.12 53.46 42,934.09 5.86 21.98 242.19 45,245.40 1.18 23.16 21.66 103,100.13 29.61 52.77 515.82 180,473.68 39.60 92.371,143.25 195,362.27 7.62 99.99 175.11 195,374.05 0.01 100.00 2.06

CUM

514.41 417.93 317.23 253.91 188.01 151.74 124.76 100.76 97.21 92.67 83.82 110.43 99.34 89.51 107.60 89.47 166.86 263.25 253.52 251.68 251.68

Page 114 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,551 2,008 2,230 1,449 1,683 1,056 864 978 714 424 407 588 424 659 434 825 838 411 292 99 19,934

3,551 5,559 7,789 9,238 10,921 11,977 12,841 13,819 14,533 14,957 15,364 15,952 16,376 17,035 17,469 18,294 19,132 19,543 19,835 19,934

BAND

CUM.

17.81 17.81 10.07 27.89 11.19 39.07 7.27 46.34 8.44 54.79 5.30 60.08 4.33 64.42 4.91 69.32 3.58 72.91 2.13 75.03 2.04 77.07 2.95 80.02 2.13 82.15 3.31 85.46 2.18 87.63 4.14 91.77 4.20 95.98 2.06 98.04 1.46 99.50 0.50 100.00

PERCENTAGE rp

3,098.32 558.94 941.03 932.89 1,438.34 605.29 1,497.98 2,222.07 2,172.65 1,357.56 1,710.89 3,618.50 2,393.28 4,284.04 3,749.94 9,528.21 13,197.82 7,552.21 4,735.76 1,162.49 66,758.20

3,098.32 3,657.26 4,598.29 5,531.17 6,969.51 7,574.80 9,072.78 11,294.85 13,467.50 14,825.06 16,535.95 20,154.45 22,547.73 26,831.77 30,581.71 40,109.92 53,307.74 60,859.95 65,595.72 66,758.20

BAND

4.64 0.84 1.41 1.40 2.15 0.91 2.24 3.33 3.25 2.03 2.56 5.42 3.58 6.42 5.62 14.27 19.77 11.31 7.09 1.74

CUM.

4.64 5.48 6.89 8.29 10.44 11.35 13.59 16.92 20.17 22.21 24.77 30.19 33.78 40.19 45.81 60.08 79.85 91.16 98.26 100.00

PERCENTAGE f

31 4 9 5 5 2 5 47 3 7 1 45 5 19 5 19 29 25 20 15 301

31 35 44 49 54 56 61 108 111 118 119 164 169 188 193 212 241 266 286 301

BAND

CUM.

PERCENTAGE rp

10.30 10.30 4,707.84 4,707.84 1.33 11.63 36.67 4,744.51 2.99 14.62 211.40 4,955.92 1.66 16.28 48.09 5,004.01 1.66 17.94 173.46 5,177.46 0.66 18.60 24.83 5,202.30 1.66 20.27 993.53 6,195.83 15.61 35.88 2,003.46 8,199.29 1.00 36.88 41.27 8,240.56 2.33 39.20 667.95 8,908.51 0.33 39.53 458.98 9,367.48 14.95 54.49 1,017.96 10,385.45 1.66 56.15 3,578.22 13,963.67 6.31 62.46 13,648.61 27,612.28 1.66 64.12 3,830.04 31,442.32 6.31 70.43 1,313.35 32,755.67 9.63 80.07 7,973.83 40,729.49 8.31 88.37 77,906.36 118,635.85 6.64 95.02 8,085.65 126,721.51 4.98 100.00 923.08 127,644.59 127,644.59

BAND

3.69 0.03 0.17 0.04 0.14 0.02 0.78 1.57 0.03 0.52 0.36 0.80 2.80 10.69 3.00 1.03 6.25 61.03 6.33 0.72

CUM.

PERCENTAGE BAND

3.69 151.95 3.72 6.56 3.88 22.47 3.92 5.16 4.06 12.06 4.08 4.10 4.85 66.32 6.42 90.16 6.46 1.90 6.98 49.20 7.34 26.83 8.14 28.13 10.94 149.51 21.63 318.59 24.63 102.14 25.66 13.78 31.91 60.42 92.94 1,031.57 99.28 170.74 100.00 79.41

CUM

151.95 129.73 107.78 90.47 74.29 68.68 68.29 72.59 61.19 60.09 56.65 51.53 61.93 102.91 102.81 81.66 76.40 194.93 193.19 191.20 191.20

Page 115 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2007

DATE

15/02/2008

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

51 14 13 11 24 5 17 21 5 21 21 19 11 49 17 43 66 19 66 91 584

51 65 78 89 113 118 135 156 161 182 203 222 233 282 299 342 408 427 493 584

BAND

CUM.

PERCENTAGE rp

8.73 8.73 366.16 2.40 11.13 3.57 2.23 13.36 7.74 1.88 15.24 4.42 4.11 19.35 18.13 0.86 20.21 9.08 2.91 23.12 14.55 3.60 26.71 51.21 0.86 27.57 4.73 3.60 31.16 20.18 3.60 34.76 12.14 3.25 38.01 43.88 1.88 39.90 22.51 8.39 48.29 246.10 2.91 51.20 131.22 7.36 58.56 41,186.96 11.30 69.86 955.85 3.25 73.12 375.09 11.30 84.42 2,448.19 15.58 100.00 1,333.28 47,255.00

366.16 369.73 377.47 381.89 400.01 409.09 423.64 474.86 479.58 499.76 511.91 555.78 578.30 824.40 955.62 42,142.58 43,098.43 43,473.52 45,921.72 47,255.00

BAND

0.77 0.01 0.02 0.01 0.04 0.02 0.03 0.11 0.01 0.04 0.03 0.09 0.05 0.52 0.28 87.16 2.02 0.79 5.18 2.82

CUM.

0.77 0.78 0.80 0.81 0.85 0.87 0.90 1.00 1.01 1.06 1.08 1.18 1.22 1.74 2.02 89.18 91.20 92.00 97.18 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 4 0 6

BAND

1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 6 6

CUM.

PERCENTAGE rp

16.67 16.67 14,467.95 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 16.67 33.33 1,929.20 0.00 33.33 0.00 66.67 100.00 18,505.34 0.00 100.00 0.00 34,902.50

14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 16,397.15 16,397.15 34,902.50 34,902.50

BAND

41.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.53 0.00 53.02 0.00

CUM.

PERCENTAGE BAND

41.45 3,951.30 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 41.45 0.00 46.98 201.83 46.98 0.00 100.00 755.88 100.00 0.00

CUM

3,951.30 3,913.15 3,832.90 3,788.53 3,616.86 3,536.59 3,415.13 3,046.81 3,016.79 2,894.96 2,826.28 2,603.16 2,501.82 1,754.96 1,513.98 34.33 38.05 37.72 76.00 73.86 73.86

Page 116 of 180

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 29

01/01/2006

15/12/2007

DATE

15/02/2008

DATA POSITION FROM

PROCESSING

Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

147,699 136,527 159,493 94,374 100,909 48,946 34,735 25,893 13,938 7,357 5,519 6,396 3,929 4,642 2,818 3,744 2,686 1,124 1,277 300 802,306

147,699 284,226 443,719 538,093 639,002 687,948 722,683 748,576 762,514 769,871 775,390 781,786 785,715 790,357 793,175 796,919 799,605 800,729 802,006 802,306

BAND

CUM.

18.41 18.41 17.02 35.43 19.88 55.31 11.76 67.07 12.58 79.65 6.10 85.75 4.33 90.08 3.23 93.30 1.74 95.04 0.92 95.96 0.69 96.65 0.80 97.44 0.49 97.93 0.58 98.51 0.35 98.86 0.47 99.33 0.33 99.66 0.14 99.80 0.16 99.96 0.04 100.00

PERCENTAGE rp

41,009.69 29,634.42 61,072.37 56,368.20 93,586.60 66,224.48 64,329.30 61,915.32 43,687.09 25,447.88 24,340.02 31,953.51 24,726.33 34,140.32 23,974.80 45,728.94 35,786.48 22,760.01 30,791.38 18,456.07 835,933.22

41,009.69 70,644.10 131,716.48 188,084.68 281,671.28 347,895.76 412,225.06 474,140.38 517,827.48 543,275.35 567,615.37 599,568.88 624,295.21 658,435.54 682,410.33 728,139.27 763,925.75 786,685.77 817,477.15 835,933.22

BAND

CUM.

4.91 4.91 3.55 8.45 7.31 15.76 6.74 22.50 11.20 33.70 7.92 41.62 7.70 49.31 7.41 56.72 5.23 61.95 3.04 64.99 2.91 67.90 3.82 71.72 2.96 74.68 4.08 78.77 2.87 81.63 5.47 87.10 4.28 91.39 2.72 94.11 3.68 97.79 2.21 100.00

PERCENTAGE f

373 217 333 318 454 288 231 204 124 75 67 78 67 87 45 124 114 105 223 145 3,672

373 590 923 1,241 1,695 1,983 2,214 2,418 2,542 2,617 2,684 2,762 2,829 2,916 2,961 3,085 3,199 3,304 3,527 3,672

BAND

CUM.

PERCENTAGE rp

10.16 10.16 42,956.42 5.91 16.07 13,808.42 9.07 25.14 16,783.20 8.66 33.80 24,056.65 12.36 46.16 32,381.63 7.84 54.00 30,250.16 6.29 60.29 32,631.61 5.56 65.85 18,660.19 3.38 69.23 36,898.36 2.04 71.27 11,782.79 1.82 73.09 20,156.33 2.12 75.22 27,531.08 1.82 77.04 13,870.00 2.37 79.41 27,085.52 1.23 80.64 14,381.09 3.38 84.01 40,899.04 3.10 87.12 51,035.05 2.86 89.98 83,559.40 6.07 96.05 67,614.68 3.95 100.00 126,109.67 732,451.28

BAND

CUM.

42,956.42 5.86 5.86 56,764.84 1.89 7.75 73,548.04 2.29 10.04 97,604.69 3.28 13.33 129,986.33 4.42 17.75 160,236.49 4.13 21.88 192,868.10 4.46 26.33 211,528.29 2.55 28.88 248,426.64 5.04 33.92 260,209.43 1.61 35.53 280,365.76 2.75 38.28 307,896.84 3.76 42.04 321,766.84 1.89 43.93 348,852.36 3.70 47.63 363,233.45 1.96 49.59 404,132.49 5.58 55.18 455,167.54 6.97 62.14 538,726.94 11.41 73.55 606,341.61 9.23 82.78 732,451.28 17.22 100.00

PERCENTAGE BAND

104.75 46.60 27.48 42.68 34.60 45.68 50.73 30.14 84.46 46.30 82.81 86.16 56.09 79.34 59.98 89.44 142.61 367.13 219.59 683.30

CUM

104.75 80.35 55.84 51.89 46.15 46.06 46.79 44.61 47.97 47.90 49.39 51.35 51.54 52.98 53.23 55.50 59.58 68.48 74.17 87.62 87.62

Page 117 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2007

DATE

15/02/2008

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

10 9 11 8 10 13 10 7 4 7 5 4 3 8 3 5 11 2 1 0 131

BAND

10 19 30 38 48 61 71 78 82 89 94 98 101 109 112 117 128 130 131 131

CUM.

7.63 7.63 6.87 14.50 8.40 22.90 6.11 29.01 7.63 36.64 9.92 46.56 7.63 54.20 5.34 59.54 3.05 62.60 5.34 67.94 3.82 71.76 3.05 74.81 2.29 77.10 6.11 83.21 2.29 85.50 3.82 89.31 8.40 97.71 1.53 99.24 0.76 100.00 0.00 100.00

PERCENTAGE rp

438.43 15.85 6.96 10.49 17.54 42.88 43.61 54.18 37.14 89.88 118.22 132.80 38.70 253.32 64.22 195.37 817.01 379.16 446.70 0.00 2,325.58

438.43 422.59 415.63 405.14 387.60 344.72 301.11 246.93 209.79 119.91 1.69 131.10 169.81 423.13 487.35 682.72 1,499.73 1,878.89 2,325.58 2,325.58

BAND

CUM.

18.85 18.85 0.68 18.17 0.30 17.87 0.45 17.42 0.75 16.67 1.84 14.82 1.88 12.95 2.33 10.62 1.60 9.02 3.86 5.16 5.08 0.07 5.71 5.64 1.66 7.30 10.89 18.19 2.76 20.96 8.40 29.36 35.13 64.49 16.30 80.79 19.21 100.00 0.00 100.00

PERCENTAGE f

2 1 0 0 0 0 1 1 0 4 3 0 0 0 0 0 2 1 0 0 15

BAND

2 3 3 3 3 3 4 5 5 9 12 12 12 12 12 12 14 15 15 15

CUM.

13.33 13.33 6.67 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 6.67 26.67 6.67 33.33 0.00 33.33 26.67 60.00 20.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 13.33 93.33 6.67 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

59.30 20.35 0.00 0.00 0.00 0.00 5.58 296.60 0.00 33.29 11.06 0.00 0.00 0.00 0.00 0.00 399.65 30.00 0.00 0.00 855.82

59.30 79.64 79.64 79.64 79.64 79.64 85.22 381.82 381.82 415.11 426.17 426.17 426.17 426.17 426.17 426.17 825.82 855.82 855.82 855.82

BAND

CUM.

6.93 6.93 2.38 9.31 0.00 9.31 0.00 9.31 0.00 9.31 0.00 9.31 0.65 9.96 34.66 44.61 0.00 44.61 3.89 48.50 1.29 49.80 0.00 49.80 0.00 49.80 0.00 49.80 0.00 49.80 0.00 49.80 46.70 96.49 3.51 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

13.52 13.52 128.37 18.85 0.00 19.16 0.00 19.66 0.00 20.55 0.00 23.10 12.79 28.30 547.39 154.63 0.00 182.00 37.04 346.19 9.35 25,217.16 0.00 325.06 0.00 250.97 0.00 100.72 0.00 87.44 0.00 62.42 48.92 55.06 7.91 45.55 0.00 36.80 0.00 36.80 36.80

Page 118 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2007

DATE

15/02/2008

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

40 11 13 18 18 21 16 40 14 9 13 24 6 20 20 34 117 44 50 9 537

40 51 64 82 100 121 137 177 191 200 213 237 243 263 283 317 434 478 528 537

BAND

CUM.

7.45 7.45 2.05 9.50 2.42 11.92 3.35 15.27 3.35 18.62 3.91 22.53 2.98 25.51 7.45 32.96 2.61 35.57 1.68 37.24 2.42 39.66 4.47 44.13 1.12 45.25 3.72 48.98 3.72 52.70 6.33 59.03 21.79 80.82 8.19 89.01 9.31 98.32 1.68 100.00

PERCENTAGE rp

547.37 45.73 5.31 11.93 19.93 85.09 32.33 116.48 84.05 38.27 132.47 156.27 87.30 1,350.89 206.87 1,223.97 3,610.27 2,499.74 8,104.57 1,335.41 19,694.26

547.37 593.10 598.41 610.34 630.27 715.36 747.69 864.17 948.22 986.49 1,118.96 1,275.23 1,362.54 2,713.43 2,920.30 4,144.27 7,754.54 10,254.28 18,358.85 19,694.26

BAND

2.78 0.23 0.03 0.06 0.10 0.43 0.16 0.59 0.43 0.19 0.67 0.79 0.44 6.86 1.05 6.21 18.33 12.69 41.15 6.78

CUM.

2.78 3.01 3.04 3.10 3.20 3.63 3.80 4.39 4.81 5.01 5.68 6.48 6.92 13.78 14.83 21.04 39.37 52.07 93.22 100.00

PERCENTAGE f

24 0 0 0 0 0 0 1 1 0 0 0 0 24 1 2 4 1 0 0 58

BAND

24 24 24 24 24 24 24 25 26 26 26 26 26 50 51 53 57 58 58 58

CUM.

41.38 41.38 0.00 41.38 0.00 41.38 0.00 41.38 0.00 41.38 0.00 41.38 0.00 41.38 1.72 43.10 1.72 44.83 0.00 44.83 0.00 44.83 0.00 44.83 0.00 44.83 41.38 86.21 1.72 87.93 3.45 91.38 6.90 98.28 1.72 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

440.40 0.00 0.00 0.00 0.00 0.00 0.00 108.06 20.26 0.00 0.00 0.00 0.00 468.00 92.71 8.93 120.85 351.32 0.00 0.00 1,610.52

440.40 440.40 440.40 440.40 440.40 440.40 440.40 548.45 568.71 568.71 568.71 568.71 568.71 1,036.71 1,129.42 1,138.34 1,259.19 1,610.52 1,610.52 1,610.52

BAND

27.35 0.00 0.00 0.00 0.00 0.00 0.00 6.71 1.26 0.00 0.00 0.00 0.00 29.06 5.76 0.55 7.50 21.81 0.00 0.00

CUM.

27.35 27.35 27.35 27.35 27.35 27.35 27.35 34.05 35.31 35.31 35.31 35.31 35.31 64.37 70.13 70.68 78.19 100.00 100.00 100.00

PERCENTAGE BAND

CUM

80.46 0.00 0.00 0.00 0.00 0.00 0.00 92.77 24.10 0.00 0.00 0.00 0.00 34.64 44.81 0.73 3.35 14.05 0.00 0.00

80.46 74.25 73.59 72.16 69.87 61.56 58.90 63.47 59.98 57.65 50.82 44.60 41.74 38.21 38.67 27.47 16.24 15.71 8.77 8.18 8.18

Page 119 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 32

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2007

DATE

15/02/2008

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4 3 7 3 5 3 4 7 5 2 2 7 8 9 7 10 22 12 2 0 122

4 7 14 17 22 25 29 36 41 43 45 52 60 69 76 86 108 120 122 122

BAND

3.28 2.46 5.74 2.46 4.10 2.46 3.28 5.74 4.10 1.64 1.64 5.74 6.56 7.38 5.74 8.20 18.03 9.84 1.64 0.00

PERCENTAGE

CUM.

3.28 5.74 11.48 13.93 18.03 20.49 23.77 29.51 33.61 35.25 36.89 42.62 49.18 56.56 62.30 70.49 88.52 98.36 100.00 100.00

1.47 7.80 13.64 1.03 5.41 4.66 8.85 13.51 10.39 6.79 4.38 58.37 80.13 89.66 257.80 321.33 776.55 646.51 255.29 0.00

1.47 9.27 22.92 23.95 29.36 34.02 42.87 56.38 66.77 73.56 77.93 136.30 216.43 306.09 563.89 885.22 1,661.77 2,308.29 2,563.57 2,563.57

2,563.57

BAND

0.06 0.30 0.53 0.04 0.21 0.18 0.35 0.53 0.41 0.26 0.17 2.28 3.13 3.50 10.06 12.53 30.29 25.22 9.96 0.00

CUM.

0.06 0.36 0.89 0.93 1.15 1.33 1.67 2.20 2.60 2.87 3.04 5.32 8.44 11.94 22.00 34.53 64.82 90.04 100.00 100.00

PERCENTAGE f

0 0 1 0 0 0 0 0 1 0 0 0 2 1 1 0 3 0 0 0 9

BAND

0 0 1 1 1 1 1 1 2 2 2 2 4 5 6 6 9 9 9 9

0.00 0.00 11.11 0.00 0.00 0.00 0.00 0.00 11.11 0.00 0.00 0.00 22.22 11.11 11.11 0.00 33.33 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 11.11 14.62 14.62 11.11 0.00 14.62 11.11 0.00 14.62 11.11 0.00 14.62 11.11 0.00 14.62 11.11 0.00 14.62 22.22 15.79 30.41 22.22 0.00 30.41 22.22 0.00 30.41 22.22 0.00 30.41 44.44 73.77 104.18 55.56 26.85 131.03 66.67 2.65 133.68 66.67 0.00 133.68 100.00 118.51 252.19 100.00 0.00 252.19 100.00 0.00 252.19 100.00 0.00 252.19 252.19

BAND

0.00 0.00 5.80 0.00 0.00 0.00 0.00 0.00 6.26 0.00 0.00 0.00 29.25 10.65 1.05 0.00 46.99 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 5.80 5.80 5.80 5.80 5.80 5.80 12.06 12.06 12.06 12.06 41.31 51.96 53.01 53.01 100.00 100.00 100.00 100.00

0.00 0.00 107.14 0.00 0.00 0.00 0.00 0.00 151.96 0.00 0.00 0.00 92.07 29.95 1.03 0.00 15.26 0.00 0.00 0.00

CUM

0.00 0.00 63.79 61.04 49.79 42.96 34.10 25.93 45.54 41.34 39.02 22.31 48.14 42.81 23.71 15.10 15.18 10.93 9.84 9.84 9.84

Page 120 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2006

15/12/2007

DATE

15/02/2008

PROCESSING

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

157 39 26 8 16 19 13 9 12 15 1 13 12 18 18 37 25 12 11 2 463

157 196 222 230 246 265 278 287 299 314 315 328 340 358 376 413 438 450 461 463

BAND

CUM.

33.91 33.91 8.42 42.33 5.62 47.95 1.73 49.68 3.46 53.13 4.10 57.24 2.81 60.04 1.94 61.99 2.59 64.58 3.24 67.82 0.22 68.03 2.81 70.84 2.59 73.43 3.89 77.32 3.89 81.21 7.99 89.20 5.40 94.60 2.59 97.19 2.38 99.57 0.43 100.00

PERCENTAGE rp

873.26 42.60 100.24 11.24 139.95 34.03 38.30 206.90 42.08 56.86 8.78 194.09 233.09 190.66 216.97 399.97 156.72 123.03 100.73 0.00 3,169.50

873.26 915.86 1,016.10 1,027.34 1,167.29 1,201.32 1,239.62 1,446.52 1,488.59 1,545.46 1,554.23 1,748.32 1,981.42 2,172.08 2,389.04 2,789.01 2,945.73 3,068.76 3,169.50 3,169.50

BAND

27.55 1.34 3.16 0.35 4.42 1.07 1.21 6.53 1.33 1.79 0.28 6.12 7.35 6.02 6.85 12.62 4.94 3.88 3.18 0.00

CUM.

27.55 28.90 32.06 32.41 36.83 37.90 39.11 45.64 46.97 48.76 49.04 55.16 62.52 68.53 75.38 88.00 92.94 96.82 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 1 0 0 0 0 0 10 5 4 0 0 0 20

BAND

0 0 0 0 0 0 0 0 1 1 1 1 1 1 11 16 20 20 20 20

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.00 0.00 0.00 0.00 0.00 0.00 50.00 25.00 20.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.00 9.84 5.00 0.00 5.00 0.00 5.00 0.00 5.00 0.00 5.00 0.00 55.001,760.69 80.00 525.42 100.00 116.28 100.00 0.00 100.00 0.00 100.00 0.00 2,412.23

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.84 9.84 9.84 9.84 9.84 9.84 1,770.53 2,295.95 2,412.23 2,412.23 2,412.23 2,412.23

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.41 0.00 0.00 0.00 0.00 0.00 72.99 21.78 4.82 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.41 0.41 0.41 0.41 0.41 0.41 73.40 95.18 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 23.38 0.00 0.00 0.00 0.00 0.00 811.50 131.37 74.19 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.66 0.64 0.63 0.56 0.50 0.45 74.11 82.32 81.89 78.61 76.11 76.11 76.11

Page 121 of 204

RISK AND LOSS PROFILE 2006 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

894 1,041 1,171 628 523 223 178 101 32 16 7 21 17 22 9 15 31 14 4 1 4,948

894 1,935 3,106 3,734 4,257 4,480 4,658 4,759 4,791 4,807 4,814 4,835 4,852 4,874 4,883 4,898 4,929 4,943 4,947 4,948

BAND

CUM.

18.07 18.07 21.04 39.11 23.67 62.77 12.69 75.46 10.57 86.03 4.51 90.54 3.60 94.14 2.04 96.18 0.65 96.83 0.32 97.15 0.14 97.29 0.42 97.72 0.34 98.06 0.44 98.50 0.18 98.69 0.30 98.99 0.63 99.62 0.28 99.90 0.08 99.98 0.02 100.00

PERCENTAGE rp

208.80 410.20 834.75 699.49 888.20 508.32 544.15 301.04 93.20 77.73 23.05 112.28 101.43 98.51 72.25 223.14 652.61 420.17 202.15 327.58 6,799.06

208.80 619.00 1,453.75 2,153.24 3,041.44 3,549.76 4,093.91 4,394.94 4,488.15 4,565.88 4,588.93 4,701.21 4,802.65 4,901.15 4,973.40 5,196.54 5,849.15 6,269.32 6,471.48 6,799.06

BAND

3.07 6.03 12.28 10.29 13.06 7.48 8.00 4.43 1.37 1.14 0.34 1.65 1.49 1.45 1.06 3.28 9.60 6.18 2.97 4.82

CUM.

3.07 9.10 21.38 31.67 44.73 52.21 60.21 64.64 66.01 67.15 67.49 69.15 70.64 72.09 73.15 76.43 86.03 92.21 95.18 100.00

PERCENTAGE f

1 1 1 0 3 2 1 0 1 0 0 0 0 0 0 0 0 0 0 0 10

1 2 3 3 6 8 9 9 10 10 10 10 10 10 10 10 10 10 10 10

BAND

10.00 10.00 10.00 0.00 30.00 20.00 10.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

10.00 20.00 30.00 30.00 60.00 80.00 90.00 90.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

27.00 15.46 44.80 0.00 447.55 234.83 600.00 0.00 21.93 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,391.56

27.00 42.46 87.25 87.25 534.80 769.63 1,369.63 1,369.63 1,391.56 1,391.56 1,391.56 1,391.56 1,391.56 1,391.56 1,391.56 1,391.56 1,391.56 1,391.56 1,391.56 1,391.56

BAND

1.94 1.11 3.22 0.00 32.16 16.88 43.12 0.00 1.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

1.94 3.05 6.27 6.27 38.43 55.31 98.42 98.42 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

12.93 3.77 5.37 0.00 50.39 46.20 110.26 0.00 23.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

12.93 6.86 6.00 4.05 17.58 21.68 33.46 31.16 31.01 30.48 30.32 29.60 28.97 28.39 27.98 26.78 23.79 22.20 21.50 20.47 20.47

Page 122 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

8,537 8,857 13,143 7,781 7,279 2,913 2,085 1,358 770 404 369 455 253 370 202 305 353 116 67 45 55,662

8,537 17,394 30,537 38,318 45,597 48,510 50,595 51,953 52,723 53,127 53,496 53,951 54,204 54,574 54,776 55,081 55,434 55,550 55,617 55,662

BAND

CUM.

15.34 15.34 15.91 31.25 23.61 54.86 13.98 68.84 13.08 81.92 5.23 87.15 3.75 90.90 2.44 93.34 1.38 94.72 0.73 95.45 0.66 96.11 0.82 96.93 0.45 97.38 0.66 98.05 0.36 98.41 0.55 98.96 0.63 99.59 0.21 99.80 0.12 99.92 0.08 100.00

PERCENTAGE rp

2,970.89 1,878.62 4,584.81 4,639.18 6,748.00 4,445.25 4,363.10 3,567.22 3,079.35 1,286.94 2,502.58 2,989.45 2,017.82 4,165.20 2,217.81 5,572.35 8,511.55 2,111.42 1,215.66 428.67 69,295.88

2,970.89 4,849.52 9,434.33 14,073.51 20,821.51 25,266.76 29,629.85 33,197.07 36,276.42 37,563.36 40,065.95 43,055.40 45,073.22 49,238.42 51,456.23 57,028.58 65,540.13 67,651.55 68,867.21 69,295.88

BAND

CUM.

4.29 4.29 2.71 7.00 6.62 13.61 6.69 20.31 9.74 30.05 6.41 36.46 6.30 42.76 5.15 47.91 4.44 52.35 1.86 54.21 3.61 57.82 4.31 62.13 2.91 65.04 6.01 71.06 3.20 74.26 8.04 82.30 12.28 94.58 3.05 97.63 1.75 99.38 0.62 100.00

PERCENTAGE f

31 8 14 10 12 7 11 4 4 8 5 7 1 7 11 13 15 3 7 3 181

31 39 53 63 75 82 93 97 101 109 114 121 122 129 140 153 168 171 178 181

BAND

CUM.

PERCENTAGE rp

17.13 17.13 15,278.21 4.42 21.55 254.06 7.73 29.28 941.59 5.52 34.81 287.73 6.63 41.44 734.63 3.87 45.30 1,262.50 6.08 51.38 2,847.65 2.21 53.59 232.50 2.21 55.80 1,070.92 4.42 60.22 2,119.60 2.76 62.98 65.02 3.87 66.85 72.49 0.55 67.40 17.50 3.87 71.27 2,837.14 6.08 77.35 3,161.30 7.18 84.53 7,459.22 8.29 92.82 38,522.28 1.66 94.48 194.56 3.87 98.34 4,981.15 1.66 100.00 1,879.20 84,219.26

15,278.21 15,532.28 16,473.86 16,761.59 17,496.22 18,758.72 21,606.38 21,838.87 22,909.80 25,029.40 25,094.42 25,166.91 25,184.41 28,021.55 31,182.85 38,642.07 77,164.35 77,358.91 82,340.06 84,219.26

PERCENTAGE

BAND

CUM.

BAND

CUM

18.14 0.30 1.12 0.34 0.87 1.50 3.38 0.28 1.27 2.52 0.08 0.09 0.02 3.37 3.75 8.86 45.74 0.23 5.91 2.23

18.14 18.44 19.56 19.90 20.77 22.27 25.65 25.93 27.20 29.72 29.80 29.88 29.90 33.27 37.03 45.88 91.62 91.85 97.77 100.00

514.26 13.52 20.54 6.20 10.89 28.40 65.27 6.52 34.78 164.70 2.60 2.42 0.87 68.12 142.54 133.86 452.59 9.21 409.75 438.38

514.26 320.28 174.62 119.10 84.03 74.24 72.92 65.79 63.15 66.63 62.63 58.45 55.87 56.91 60.60 67.76 117.74 114.35 119.56 121.54 121.54

Page 123 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,019 3,918 4,269 2,229 2,065 797 668 425 223 143 107 115 59 87 56 104 52 38 14 10 18,398

3,019 6,937 11,206 13,435 15,500 16,297 16,965 17,390 17,613 17,756 17,863 17,978 18,037 18,124 18,180 18,284 18,336 18,374 18,388 18,398

BAND

CUM.

16.41 16.41 21.30 37.71 23.20 60.91 12.12 73.02 11.22 84.25 4.33 88.58 3.63 92.21 2.31 94.52 1.21 95.73 0.78 96.51 0.58 97.09 0.63 97.72 0.32 98.04 0.47 98.51 0.30 98.82 0.57 99.38 0.28 99.66 0.21 99.87 0.08 99.95 0.05 100.00

PERCENTAGE rp

472.55 739.07 1,319.71 1,233.29 2,060.46 1,243.74 1,446.48 1,165.53 693.99 502.68 345.64 647.65 322.30 446.74 287.17 1,002.72 1,015.31 1,175.32 920.65 108.40 17,149.39

472.55 1,211.62 2,531.33 3,764.62 5,825.08 7,068.82 8,515.31 9,680.83 10,374.82 10,877.50 11,223.14 11,870.79 12,193.09 12,639.82 12,926.99 13,929.71 14,945.02 16,120.35 17,040.99 17,149.39

BAND

2.76 4.31 7.70 7.19 12.01 7.25 8.43 6.80 4.05 2.93 2.02 3.78 1.88 2.60 1.67 5.85 5.92 6.85 5.37 0.63

CUM.

2.76 7.07 14.76 21.95 33.97 41.22 49.65 56.45 60.50 63.43 65.44 69.22 71.10 73.70 75.38 81.23 87.15 94.00 99.37 100.00

PERCENTAGE f

3 6 4 6 5 2 7 8 0 4 3 3 2 5 1 1 2 1 0 0 63

BAND

CUM.

3 4.76 4.76 9 9.52 14.29 13 6.35 20.63 19 9.52 30.16 24 7.94 38.10 26 3.17 41.27 33 11.11 52.38 41 12.70 65.08 41 0.00 65.08 45 6.35 71.43 48 4.76 76.19 51 4.76 80.95 53 3.17 84.13 58 7.94 92.06 59 1.59 93.65 60 1.59 95.24 62 3.17 98.41 63 1.59 100.00 63 0.00 100.00 63 0.00 100.00

PERCENTAGE rp

47.99 163.72 271.56 283.76 93.36 803.09 2,124.22 334.59 0.00 121.56 330.00 3,674.62 16.48 870.00 50.00 9.31 325.00 62.55 0.00 0.00 9,581.80

47.99 211.71 483.27 767.03 860.39 1,663.47 3,787.69 4,122.29 4,122.29 4,243.84 4,573.84 8,248.47 8,264.94 9,134.94 9,184.94 9,194.25 9,519.25 9,581.80 9,581.80 9,581.80

BAND

CUM.

0.50 0.50 1.71 2.21 2.83 5.04 2.96 8.01 0.97 8.98 8.38 17.36 22.17 39.53 3.49 43.02 0.00 43.02 1.27 44.29 3.44 47.73 38.35 86.08 0.17 86.26 9.08 95.34 0.52 95.86 0.10 95.96 3.39 99.35 0.65 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

10.16 22.15 20.58 23.01 4.53 64.57 146.85 28.71 0.00 24.18 95.48 567.38 5.11 194.75 17.41 0.93 32.01 5.32 0.00 0.00

CUM

10.16 17.47 19.09 20.37 14.77 23.53 44.48 42.58 39.73 39.01 40.75 69.49 67.78 72.27 71.05 66.00 63.70 59.44 56.23 55.87 55.87

Page 124 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,411 4,946 6,102 3,394 2,866 1,125 716 497 268 145 109 158 81 116 59 118 131 70 44 9 25,365

4,411 9,357 15,459 18,853 21,719 22,844 23,560 24,057 24,325 24,470 24,579 24,737 24,818 24,934 24,993 25,111 25,242 25,312 25,356 25,365

BAND

CUM.

17.39 17.39 19.50 36.89 24.06 60.95 13.38 74.33 11.30 85.63 4.44 90.06 2.82 92.88 1.96 94.84 1.06 95.90 0.57 96.47 0.43 96.90 0.62 97.52 0.32 97.84 0.46 98.30 0.23 98.53 0.47 99.00 0.52 99.52 0.28 99.79 0.17 99.96 0.04 100.00

PERCENTAGE rp

1,002.89 1,133.25 3,013.27 3,164.49 4,103.07 2,384.46 2,129.45 1,733.11 1,406.89 755.61 643.23 1,170.46 513.09 1,222.69 577.93 1,742.04 3,726.65 1,735.85 1,830.90 94.45 34,083.81

1,002.89 2,136.14 5,149.41 8,313.90 12,416.98 14,801.44 16,930.89 18,664.01 20,070.90 20,826.51 21,469.74 22,640.19 23,153.28 24,375.98 24,953.91 26,695.95 30,422.60 32,158.45 33,989.35 34,083.81

BAND

2.94 3.32 8.84 9.28 12.04 7.00 6.25 5.08 4.13 2.22 1.89 3.43 1.51 3.59 1.70 5.11 10.93 5.09 5.37 0.28

CUM.

2.94 6.27 15.11 24.39 36.43 43.43 49.67 54.76 58.89 61.10 62.99 66.43 67.93 71.52 73.21 78.32 89.26 94.35 99.72 100.00

PERCENTAGE f

11 8 6 3 4 3 1 1 0 0 1 0 0 1 0 2 2 1 6 0 50

BAND

11 19 25 28 32 35 36 37 37 37 38 38 38 39 39 41 43 44 50 50

CUM.

22.00 22.00 16.00 38.00 12.00 50.00 6.00 56.00 8.00 64.00 6.00 70.00 2.00 72.00 2.00 74.00 0.00 74.00 0.00 74.00 2.00 76.00 0.00 76.00 0.00 76.00 2.00 78.00 0.00 78.00 4.00 82.00 4.00 86.00 2.00 88.00 12.00 100.00 0.00 100.00

PERCENTAGE rp

1,077.15 382.53 154.67 744.48 1,559.16 1,026.36 669.75 9.41 0.00 0.00 3.00 0.00 0.00 3,019.23 0.00 32.23 342.04 0.00 1,094.76 0.00 10,114.78

1,077.15 1,459.68 1,614.35 2,358.83 3,917.99 4,944.35 5,614.10 5,623.52 5,623.52 5,623.52 5,626.52 5,626.52 5,626.52 8,645.74 8,645.74 8,677.97 9,020.01 9,020.01 10,114.78 10,114.78

BAND

CUM.

10.65 10.65 3.78 14.43 1.53 15.96 7.36 23.32 15.41 38.74 10.15 48.88 6.62 55.50 0.09 55.60 0.00 55.60 0.00 55.60 0.03 55.63 0.00 55.63 0.00 55.63 29.85 85.48 0.00 85.48 0.32 85.80 3.38 89.18 0.00 89.18 10.82 100.00 0.00 100.00

PERCENTAGE BAND

CUM

107.40 33.76 5.13 23.53 38.00 43.04 31.45 0.54 0.00 0.00 0.47 0.00 0.00 246.93 0.00 1.85 9.18 0.00 59.79 0.00

107.40 68.33 31.35 28.37 31.55 33.40 33.16 30.13 28.02 27.00 26.21 24.85 24.30 35.47 34.65 32.51 29.65 28.05 29.76 29.68 29.68

Page 125 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,229 2,310 2,507 1,110 948 400 264 223 96 50 37 41 20 30 17 37 33 18 19 1 10,390

2,229 4,539 7,046 8,156 9,104 9,504 9,768 9,991 10,087 10,137 10,174 10,215 10,235 10,265 10,282 10,319 10,352 10,370 10,389 10,390

BAND

21.45 22.23 24.13 10.68 9.12 3.85 2.54 2.15 0.92 0.48 0.36 0.39 0.19 0.29 0.16 0.36 0.32 0.17 0.18 0.01

CUM.

21.45 43.69 67.82 78.50 87.62 91.47 94.01 96.16 97.08 97.56 97.92 98.32 98.51 98.80 98.96 99.32 99.63 99.81 99.99 100.00

PERCENTAGE rp

437.58 631.18 1,373.95 993.65 1,439.11 756.91 735.49 841.60 455.74 270.04 187.96 282.90 171.81 384.99 161.44 1,150.69 925.52 863.10 484.96 47.10 12,595.72

437.58 1,068.77 2,442.71 3,436.37 4,875.48 5,632.39 6,367.88 7,209.48 7,665.22 7,935.26 8,123.22 8,406.12 8,577.93 8,962.91 9,124.36 10,275.05 11,200.56 12,063.66 12,548.63 12,595.72

BAND

3.47 5.01 10.91 7.89 11.43 6.01 5.84 6.68 3.62 2.14 1.49 2.25 1.36 3.06 1.28 9.14 7.35 6.85 3.85 0.37

CUM.

3.47 8.49 19.39 27.28 38.71 44.72 50.56 57.24 60.86 63.00 64.49 66.74 68.10 71.16 72.44 81.58 88.92 95.78 99.63 100.00

PERCENTAGE f

3 5 3 0 1 1 2 2 0 0 1 0 0 0 0 2 0 0 0 0 20

3 8 11 11 12 13 15 17 17 17 18 18 18 18 18 20 20 20 20 20

BAND

15.00 25.00 15.00 0.00 5.00 5.00 10.00 10.00 0.00 0.00 5.00 0.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00

CUM.

15.00 40.00 55.00 55.00 60.00 65.00 75.00 85.00 85.00 85.00 90.00 90.00 90.00 90.00 90.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

57.20 316.19 389.16 0.00 9.20 0.00 654.34 276.17 0.00 0.00 218.83 0.00 0.00 0.00 0.00 80.87 0.00 0.00 0.00 0.00 2,001.97

57.20 373.39 762.55 762.55 771.75 771.75 1,426.09 1,702.27 1,702.27 1,702.27 1,921.10 1,921.10 1,921.10 1,921.10 1,921.10 2,001.97 2,001.97 2,001.97 2,001.97 2,001.97

BAND

2.86 15.79 19.44 0.00 0.46 0.00 32.68 13.79 0.00 0.00 10.93 0.00 0.00 0.00 0.00 4.04 0.00 0.00 0.00 0.00

CUM.

2.86 18.65 38.09 38.09 38.55 38.55 71.23 85.03 85.03 85.03 95.96 95.96 95.96 95.96 95.96 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

13.07 50.09 28.32 0.00 0.64 0.00 88.97 32.81 0.00 0.00 116.42 0.00 0.00 0.00 0.00 7.03 0.00 0.00 0.00 0.00

CUM

13.07 34.94 31.22 22.19 15.83 13.70 22.40 23.61 22.21 21.45 23.65 22.85 22.40 21.43 21.05 19.48 17.87 16.60 15.95 15.89 15.89

Page 126 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,649 3,752 4,811 2,677 2,481 1,016 750 565 287 120 105 125 69 105 84 102 91 63 44 14 20,910

3,649 7,401 12,212 14,889 17,370 18,386 19,136 19,701 19,988 20,108 20,213 20,338 20,407 20,512 20,596 20,698 20,789 20,852 20,896 20,910

BAND

CUM.

17.45 17.45 17.94 35.39 23.01 58.40 12.80 71.21 11.87 83.07 4.86 87.93 3.59 91.52 2.70 94.22 1.37 95.59 0.57 96.16 0.50 96.67 0.60 97.26 0.33 97.59 0.50 98.10 0.40 98.50 0.49 98.99 0.44 99.42 0.30 99.72 0.21 99.93 0.07 100.00

PERCENTAGE rp

1,565.17 692.35 1,985.73 1,890.86 2,866.09 1,541.18 1,834.60 1,576.95 1,159.11 530.43 634.44 629.86 572.30 982.33 773.17 1,604.61 1,893.82 1,973.86 4,839.51 199.98 29,746.33

1,565.17 2,257.51 4,243.24 6,134.10 9,000.19 10,541.37 12,375.97 13,952.92 15,112.03 15,642.46 16,276.90 16,906.76 17,479.06 18,461.39 19,234.56 20,839.17 22,732.98 24,706.85 29,546.36 29,746.33

BAND

5.26 2.33 6.68 6.36 9.64 5.18 6.17 5.30 3.90 1.78 2.13 2.12 1.92 3.30 2.60 5.39 6.37 6.64 16.27 0.67

PERCENTAGE

CUM.

5.26 7.59 14.26 20.62 30.26 35.44 41.61 46.91 50.80 52.59 54.72 56.84 58.76 62.06 64.66 70.06 76.42 83.06 99.33 100.00

20 7 13 16 23 12 3 6 3 2 0 0 1 2 1 1 9 2 5 0 126

20 27 40 56 79 91 94 100 103 105 105 105 106 108 109 110 119 121 126 126

BAND

CUM.

PERCENTAGE rp

15.87 15.87 51,126.08 5.56 21.43 339.05 10.32 31.75 1,363.72 12.70 44.44 2,661.59 18.25 62.70 5,973.72 9.52 72.22 4,412.88 2.38 74.60 2,476.77 4.76 79.37 837.09 2.38 81.75 1,052.07 1.59 83.33 151.43 0.00 83.33 0.00 0.00 83.33 0.00 0.79 84.13 677.20 1.59 85.71 5,257.92 0.79 86.51 119.25 0.79 87.30 2,100.94 7.14 94.44 482.17 1.59 96.03 163.44 3.97 100.00 18,453.43 0.00 100.00 0.00 97,648.73

51,126.08 51,465.13 52,828.85 55,490.44 61,464.15 65,877.03 68,353.80 69,190.89 70,242.96 70,394.39 70,394.39 70,394.39 71,071.59 76,329.50 76,448.75 78,549.69 79,031.86 79,195.30 97,648.73 97,648.73

BAND

CUM.

PERCENTAGE BAND

CUM

52.36 52.36 3,266.49 3,266.49 0.35 52.70 48.97 2,279.73 1.40 54.10 68.68 1,245.01 2.73 56.83 140.76 904.62 6.12 62.94 208.43 682.92 4.52 67.46 286.33 624.94 2.54 70.00 135.00 552.31 0.86 70.86 53.08 495.89 1.08 71.93 90.76 464.81 0.16 72.09 28.55 450.02 0.00 72.09 0.00 432.48 0.00 72.09 0.00 416.37 0.69 72.78 118.33 406.61 5.38 78.17 535.25 413.45 0.12 78.29 15.42 397.46 2.15 80.44 130.93 376.93 0.49 80.93 25.46 347.65 0.17 81.10 8.28 320.54 18.90 100.00 381.31 330.49 0.00 100.00 0.00 328.27 328.27

Page 127 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 1,666 75 1,296 150 1,097 434 250 391 400 136 625 70 875 44 1,250 27 1,750 16 2,250 16 2,750 14 3,500 10 4,500 16 6,250 8 8,750 9 15,000 15 35,000 5 75,000 1 300,000 0 5,271

1,666 2,962 4,059 4,493 4,884 5,020 5,090 5,134 5,161 5,177 5,193 5,207 5,217 5,233 5,241 5,250 5,265 5,270 5,271 5,271

BAND

CUM.

31.61 31.61 24.59 56.19 20.81 77.01 8.23 85.24 7.42 92.66 2.58 95.24 1.33 96.57 0.83 97.40 0.51 97.91 0.30 98.22 0.30 98.52 0.27 98.79 0.19 98.98 0.30 99.28 0.15 99.43 0.17 99.60 0.28 99.89 0.09 99.98 0.02 100.00 0.00 100.00

PERCENTAGE rp

362.55 323.66 616.95 439.92 594.88 296.55 175.54 151.81 100.20 61.84 49.21 188.68 125.07 196.98 73.73 363.56 482.23 46.24 49.09 0.00 4,698.69

362.55 686.21 1,303.17 1,743.09 2,337.96 2,634.52 2,810.06 2,961.87 3,062.07 3,123.90 3,173.12 3,361.79 3,486.87 3,683.85 3,757.57 4,121.13 4,603.36 4,649.59 4,698.69 4,698.69

BAND

7.72 6.89 13.13 9.36 12.66 6.31 3.74 3.23 2.13 1.32 1.05 4.02 2.66 4.19 1.57 7.74 10.26 0.98 1.04 0.00

CUM.

7.72 14.60 27.73 37.10 49.76 56.07 59.81 63.04 65.17 66.48 67.53 71.55 74.21 78.40 79.97 87.71 97.97 98.96 100.00 100.00

PERCENTAGE f

2 9 1 0 0 0 1 0 0 0 0 0 0 2 0 0 0 1 0 0 16

2 11 12 12 12 12 13 13 13 13 13 13 13 15 15 15 15 16 16 16

BAND

12.50 56.25 6.25 0.00 0.00 0.00 6.25 0.00 0.00 0.00 0.00 0.00 0.00 12.50 0.00 0.00 0.00 6.25 0.00 0.00

CUM.

PERCENTAGE rp

12.50 6,706.17 6,706.17 68.75 589.66 7,295.83 75.00 17.70 7,313.53 75.00 0.00 7,313.53 75.00 0.00 7,313.53 75.00 0.00 7,313.53 81.25 34.06 7,347.59 81.25 0.00 7,347.59 81.25 0.00 7,347.59 81.25 0.00 7,347.59 81.25 0.00 7,347.59 81.25 0.00 7,347.59 81.25 0.00 7,347.59 93.75 2,045.79 9,393.38 93.75 0.00 9,393.38 93.75 0.00 9,393.38 93.75 0.00 9,393.38 100.00 1,837.20 11,230.58 100.00 0.00 11,230.58 100.00 0.00 11,230.58 11,230.58

BAND

59.71 5.25 0.16 0.00 0.00 0.00 0.30 0.00 0.00 0.00 0.00 0.00 0.00 18.22 0.00 0.00 0.00 16.36 0.00 0.00

CUM.

PERCENTAGE BAND

CUM

59.71 1,849.72 1,849.72 64.96 182.18 1,063.20 65.12 2.87 561.21 65.12 0.00 419.57 65.12 0.00 312.82 65.12 0.00 277.60 65.42 19.40 261.47 65.42 0.00 248.07 65.42 0.00 239.96 65.42 0.00 235.21 65.42 0.00 231.56 65.42 0.00 218.56 65.42 0.00 210.72 83.64 1,038.58 254.99 83.64 0.00 249.99 83.64 0.00 227.93 83.64 0.00 204.05 100.00 3,973.56 241.54 100.00 0.00 239.02 100.00 0.00 239.02 239.02

Page 128 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,744 3,177 3,251 1,667 1,733 716 530 449 247 167 117 123 106 143 83 149 147 35 50 7 15,641

2,744 5,921 9,172 10,839 12,572 13,288 13,818 14,267 14,514 14,681 14,798 14,921 15,027 15,170 15,253 15,402 15,549 15,584 15,634 15,641

BAND

CUM.

17.54 17.54 20.31 37.86 20.79 58.64 10.66 69.30 11.08 80.38 4.58 84.96 3.39 88.34 2.87 91.22 1.58 92.79 1.07 93.86 0.75 94.61 0.79 95.40 0.68 96.07 0.91 96.99 0.53 97.52 0.95 98.47 0.94 99.41 0.22 99.64 0.32 99.96 0.04 100.00

PERCENTAGE rp

700.44 542.91 1,181.66 992.13 1,785.48 1,083.08 1,092.46 1,218.07 843.25 652.69 471.65 557.26 647.15 856.31 828.35 2,657.68 3,314.15 906.53 932.29 44.66 21,308.19

700.44 1,243.35 2,425.01 3,417.14 5,202.61 6,285.69 7,378.15 8,596.23 9,439.48 10,092.17 10,563.82 11,121.08 11,768.23 12,624.54 13,452.88 16,110.57 19,424.72 20,331.25 21,263.53 21,308.19

BAND

3.29 2.55 5.55 4.66 8.38 5.08 5.13 5.72 3.96 3.06 2.21 2.62 3.04 4.02 3.89 12.47 15.55 4.25 4.38 0.21

PERCENTAGE

CUM.

3.29 5.84 11.38 16.04 24.42 29.50 34.63 40.34 44.30 47.36 49.58 52.19 55.23 59.25 63.13 75.61 91.16 95.42 99.79 100.00

10 1 0 0 1 1 2 3 1 1 1 1 0 4 1 2 1 2 0 0 32

10 11 11 11 12 13 15 18 19 20 21 22 22 26 27 29 30 32 32 32

BAND

31.25 3.13 0.00 0.00 3.13 3.13 6.25 9.38 3.13 3.13 3.13 3.13 0.00 12.50 3.13 6.25 3.13 6.25 0.00 0.00

CUM.

31.25 34.38 34.38 34.38 37.50 40.63 46.88 56.25 59.38 62.50 65.63 68.75 68.75 81.25 84.38 90.63 93.75 100.00 100.00 100.00

PERCENTAGE rp

1,624.26 1,624.26 7.19 1,631.45 0.00 1,631.45 0.00 1,631.45 35.00 1,666.45 210.90 1,877.35 75.49 1,952.85 185.01 2,137.86 2.20 2,140.06 6.50 2,146.56 458.98 2,605.53 269.05 2,874.59 0.00 2,874.59 57.28 2,931.86 6.82 2,938.68 268.02 3,206.70 220.00 3,426.70 9,046.37 12,473.07 0.00 12,473.07 0.00 12,473.07 12,473.07

BAND

CUM.

13.02 13.02 0.06 13.08 0.00 13.08 0.00 13.08 0.28 13.36 1.69 15.05 0.61 15.66 1.48 17.14 0.02 17.16 0.05 17.21 3.68 20.89 2.16 23.05 0.00 23.05 0.46 23.51 0.05 23.56 2.15 25.71 1.76 27.47 72.53 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

231.89 1.32 0.00 0.00 1.96 19.47 6.91 15.19 0.26 1.00 97.31 48.28 0.00 6.69 0.82 10.08 6.64 997.91 0.00 0.00

231.89 131.21 67.28 47.74 32.03 29.87 26.47 24.87 22.67 21.27 24.66 25.85 24.43 23.22 21.84 19.90 17.64 61.35 58.66 58.54 58.54

Page 129 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

21,174 16,872 32,313 26,844 34,769 18,052 13,605 10,153 5,691 3,025 2,285 2,770 1,811 1,983 1,309 1,838 1,500 692 933 277 197,896

21,174 38,046 70,359 97,203 131,972 150,024 163,629 173,782 179,473 182,498 184,783 187,553 189,364 191,347 192,656 194,494 195,994 196,686 197,619 197,896

BAND

10.70 8.53 16.33 13.56 17.57 9.12 6.87 5.13 2.88 1.53 1.15 1.40 0.92 1.00 0.66 0.93 0.76 0.35 0.47 0.14

CUM.

10.70 19.23 35.55 49.12 66.69 75.81 82.68 87.81 90.69 92.22 93.37 94.77 95.69 96.69 97.35 98.28 99.04 99.39 99.86 100.00

PERCENTAGE rp

14,432.50 3,725.29 9,597.98 12,633.96 24,133.31 19,308.52 19,755.62 20,390.04 15,413.72 10,536.95 9,217.48 13,160.10 10,513.84 14,536.01 11,363.11 23,293.56 23,018.82 14,579.20 28,904.95 10,300.98 308,815.94

14,432.50 18,157.78 27,755.76 40,389.72 64,523.04 83,831.56 103,587.18 123,977.22 139,390.94 149,927.89 159,145.37 172,305.47 182,819.31 197,355.32 208,718.43 232,011.99 255,030.81 269,610.01 298,514.96 308,815.94

BAND

CUM.

4.67 4.67 1.21 5.88 3.11 8.99 4.09 13.08 7.81 20.89 6.25 27.15 6.40 33.54 6.60 40.15 4.99 45.14 3.41 48.55 2.98 51.53 4.26 55.80 3.40 59.20 4.71 63.91 3.68 67.59 7.54 75.13 7.45 82.58 4.72 87.30 9.36 96.66 3.34 100.00

PERCENTAGE f

208 66 142 206 321 206 160 143 88 49 50 56 45 60 36 107 98 88 175 71 2,375

BAND

PERCENTAGE

CUM.

208 8.76 8.76 274 2.78 11.54 416 5.98 17.52 622 8.67 26.19 943 13.52 39.71 1,149 8.67 48.38 1,309 6.74 55.12 1,452 6.02 61.14 1,540 3.71 64.84 1,589 2.06 66.91 1,639 2.11 69.01 1,695 2.36 71.37 1,740 1.89 73.26 1,800 2.53 75.79 1,836 1.52 77.31 1,943 4.51 81.81 2,041 4.13 85.94 2,129 3.71 89.64 2,304 7.37 97.01 2,375 2.99 100.00

166,073.39 166,073.39 7,570.65 173,644.04 5,236.84 178,880.88 8,583.16 187,464.04 18,665.46 206,129.50 10,893.13 217,022.63 14,814.13 231,836.76 16,255.70 248,092.46 21,981.49 270,073.95 11,377.73 281,451.68 18,245.95 299,697.63 12,658.13 312,355.76 4,622.49 316,978.25 15,913.62 332,891.87 18,232.93 351,124.79 59,014.35 410,139.15 142,818.00 552,957.15 94,726.50 647,683.65 254,152.64 901,836.28 134,032.56 1,035,868.84

1,035,868.84

BAND

CUM.

PERCENTAGE BAND

CUM

16.03 16.031,150.69 1,150.69 0.73 16.76 203.22 956.31 0.51 17.27 54.56 644.48 0.83 18.10 67.94 464.14 1.80 19.90 77.34 319.47 1.05 20.95 56.42 258.88 1.43 22.38 74.99 223.81 1.57 23.95 79.72 200.11 2.12 26.07 142.61 193.75 1.10 27.17 107.98 187.72 1.76 28.93 197.95 188.32 1.22 30.15 96.19 181.28 0.45 30.60 43.97 173.38 1.54 32.14 109.48 168.68 1.76 33.90 160.46 168.23 5.70 39.59 253.35 176.77 13.79 53.38 620.44 216.82 9.14 62.53 649.74 240.23 24.54 87.06 879.27 302.11 12.94 100.001,301.16 335.43 335.43

Page 130 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

25,924 23,719 25,492 13,787 13,665 6,681 4,813 3,769 2,140 1,311 1,064 1,315 939 1,283 914 1,619 1,510 794 899 250 131,888

25,924 49,643 75,135 88,922 102,587 109,268 114,081 117,850 119,990 121,301 122,365 123,680 124,619 125,902 126,816 128,435 129,945 130,739 131,638 131,888

BAND

CUM.

19.66 19.66 17.98 37.64 19.33 56.97 10.45 67.42 10.36 77.78 5.07 82.85 3.65 86.50 2.86 89.36 1.62 90.98 0.99 91.97 0.81 92.78 1.00 93.78 0.71 94.49 0.97 95.46 0.69 96.15 1.23 97.38 1.14 98.53 0.60 99.13 0.68 99.81 0.19 100.00

PERCENTAGE rp

11,478.13 4,495.61 8,671.67 7,429.45 12,066.35 8,741.31 9,346.08 9,392.79 6,988.82 5,108.46 5,034.32 6,903.50 5,961.06 9,902.94 8,775.24 60,045.07 22,830.28 13,764.26 17,005.56 16,232.68 250,173.56

BAND

CUM.

11,478.13 4.59 4.59 15,973.74 1.80 6.39 24,645.41 3.47 9.85 32,074.86 2.97 12.82 44,141.20 4.82 17.64 52,882.51 3.49 21.14 62,228.59 3.74 24.87 71,621.38 3.75 28.63 78,610.20 2.79 31.42 83,718.67 2.04 33.46 88,752.99 2.01 35.48 95,656.48 2.76 38.24 101,617.54 2.38 40.62 111,520.47 3.96 44.58 120,295.71 3.51 48.08 180,340.78 24.00 72.09 203,171.06 9.13 81.21 216,935.32 5.50 86.71 233,940.88 6.80 93.51 250,173.56 6.49 100.00

PERCENTAGE f

84 31 57 42 53 25 23 23 22 15 19 26 19 37 29 68 98 76 76 32 855

84 115 172 214 267 292 315 338 360 375 394 420 439 476 505 573 671 747 823 855

BAND

CUM.

9.82 9.82 3.63 13.45 6.67 20.12 4.91 25.03 6.20 31.23 2.92 34.15 2.69 36.84 2.69 39.53 2.57 42.11 1.75 43.86 2.22 46.08 3.04 49.12 2.22 51.35 4.33 55.67 3.39 59.06 7.95 67.02 11.46 78.48 8.89 87.37 8.89 96.26 3.74 100.00

PERCENTAGE rp

36,700.02 400.25 1,341.60 2,023.75 2,883.18 1,638.50 3,018.87 2,292.70 7,519.82 2,717.69 14,226.83 60,872.33 2,147.44 34,039.48 6,801.50 37,607.54 52,280.29 84,644.67 28,171.28 14,973.05 396,300.79

BAND

36,700.02 9.26 37,100.27 0.10 38,441.86 0.34 40,465.62 0.51 43,348.80 0.73 44,987.30 0.41 48,006.17 0.76 50,298.87 0.58 57,818.69 1.90 60,536.38 0.69 74,763.20 3.59 135,635.53 15.36 137,782.98 0.54 171,822.46 8.59 178,623.96 1.72 216,231.50 9.49 268,511.79 13.19 353,156.46 21.36 381,327.74 7.11 396,300.79 3.78

CUM.

9.26 9.36 9.70 10.21 10.94 11.35 12.11 12.69 14.59 15.28 18.87 34.23 34.77 43.36 45.07 54.56 67.75 89.11 96.22 100.00

PERCENTAGE BAND

CUM.

319.74 8.90 15.47 27.24 23.89 18.74 32.30 24.41 107.60 53.20 282.60 881.76 36.02 343.73 77.51 62.63 229.00 614.96 165.66 92.24

319.74 232.26 155.98 126.16 98.20 85.07 77.14 70.23 73.55 72.31 84.24 141.79 135.59 154.07 148.49 119.90 132.16 162.79 163.00 158.41 158.41

Page 131 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

22,392 13,998 11,686 5,728 6,249 3,277 2,437 2,056 1,187 698 502 614 400 563 329 543 450 187 180 91 73,567

22,392 36,390 48,076 53,804 60,053 63,330 65,767 67,823 69,010 69,708 70,210 70,824 71,224 71,787 72,116 72,659 73,109 73,296 73,476 73,567

BAND

CUM.

30.44 30.44 19.03 49.47 15.88 65.35 7.79 73.14 8.49 81.63 4.45 86.08 3.31 89.40 2.79 92.19 1.61 93.81 0.95 94.75 0.68 95.44 0.83 96.27 0.54 96.82 0.77 97.58 0.45 98.03 0.74 98.77 0.61 99.38 0.25 99.63 0.24 99.88 0.12 100.00

PERCENTAGE rp

4,638.30 2,694.95 4,450.86 2,290.78 6,213.95 4,502.21 4,578.25 5,406.41 3,946.52 736.27 2,428.48 3,539.34 2,893.96 4,320.50 3,594.60 7,889.51 8,570.54 4,862.41 3,219.92 4,292.87 85,070.62

4,638.30 7,333.25 11,784.11 14,074.89 20,288.84 24,791.05 29,369.29 34,775.70 38,722.22 39,458.49 41,886.96 45,426.30 48,320.27 52,640.77 56,235.37 64,124.87 72,695.42 77,557.83 80,777.75 85,070.62

BAND

CUM.

5.45 5.45 3.17 8.62 5.23 13.85 2.69 16.54 7.30 23.85 5.29 29.14 5.38 34.52 6.36 40.88 4.64 45.52 0.87 46.38 2.85 49.24 4.16 53.40 3.40 56.80 5.08 61.88 4.23 66.10 9.27 75.38 10.07 85.45 5.72 91.17 3.78 94.95 5.05 100.00

PERCENTAGE f

40 8 5 7 9 7 11 35 14 8 2 12 9 8 9 17 37 34 13 6 291

CUM.

PERCENTAGE

BAND

40 48 53 60 69 76 87 122 136 144 146 158 167 175 184 201 238 272 285 291

13.75 13.75 4,731.88 4,731.88 2.75 16.49 237.38 4,969.26 1.72 18.21 222.92 5,192.18 2.41 20.62 330.93 5,523.11 3.09 23.71 405.82 5,928.93 2.41 26.12 82.91 6,011.84 3.78 29.90 431.28 6,443.12 12.03 41.92 755.03 7,198.15 4.81 46.74 878.02 8,076.18 2.75 49.48 500.20 8,576.38 0.69 50.17 74.07 8,650.45 4.12 54.30 3,902.40 12,552.85 3.09 57.39 191.74 12,744.59 2.75 60.14 155.47 12,900.06 3.09 63.23 84.60 12,984.67 5.84 69.07 907.01 13,891.68 12.71 81.79 28,700.69 42,592.37 11.68 93.47 114,508.21 157,100.57 4.47 97.94 2,263.34 159,363.91 2.06 100.00 31,846.76 191,210.67 191,210.67

BAND

CUM.

PERCENTAGE BAND

2.47 2.47 102.02 0.12 2.60 8.81 0.12 2.72 5.01 0.17 2.89 14.45 0.21 3.10 6.53 0.04 3.14 1.84 0.23 3.37 9.42 0.39 3.76 13.97 0.46 4.22 22.25 0.26 4.49 67.94 0.04 4.52 3.05 2.04 6.56 110.26 0.10 6.67 6.63 0.08 6.75 3.60 0.04 6.79 2.35 0.47 7.27 11.50 15.01 22.28 334.88 59.89 82.16 2,354.97 1.18 83.34 70.29 16.66 100.00 741.85

CUM

102.02 67.76 44.06 39.24 29.22 24.25 21.94 20.70 20.86 21.74 20.65 27.63 26.38 24.51 23.09 21.66 58.59 202.56 197.29 224.77 224.77

Page 132 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,232 1,661 1,660 901 975 556 408 289 175 121 55 97 47 66 36 66 41 24 22 0 9,432

2,232 3,893 5,553 6,454 7,429 7,985 8,393 8,682 8,857 8,978 9,033 9,130 9,177 9,243 9,279 9,345 9,386 9,410 9,432 9,432

BAND

CUM.

23.66 23.66 17.61 41.27 17.60 58.87 9.55 68.43 10.34 78.76 5.89 84.66 4.33 88.98 3.06 92.05 1.86 93.90 1.28 95.19 0.58 95.77 1.03 96.80 0.50 97.30 0.70 98.00 0.38 98.38 0.70 99.08 0.43 99.51 0.25 99.77 0.23 100.00 0.00 100.00

PERCENTAGE rp

510.54 289.05 481.15 444.30 815.17 681.87 658.42 647.71 505.59 462.35 284.06 445.35 268.67 526.69 291.71 609.59 442.11 303.77 723.01 0.00 9,391.11

510.54 799.59 1,280.74 1,725.04 2,540.21 3,222.08 3,880.51 4,528.22 5,033.81 5,496.15 5,780.21 6,225.56 6,494.23 7,020.92 7,312.63 7,922.22 8,364.33 8,668.09 9,391.11 9,391.11

BAND

5.44 3.08 5.12 4.73 8.68 7.26 7.01 6.90 5.38 4.92 3.02 4.74 2.86 5.61 3.11 6.49 4.71 3.23 7.70 0.00

PERCENTAGE

CUM.

5.44 8.51 13.64 18.37 27.05 34.31 41.32 48.22 53.60 58.53 61.55 66.29 69.15 74.76 77.87 84.36 89.07 92.30 100.00 100.00

12 2 3 3 6 7 0 5 3 0 0 3 2 3 0 2 1 2 6 0 60

BAND

12 14 17 20 26 33 33 38 41 41 41 44 46 49 49 51 52 54 60 60

CUM.

20.00 20.00 3.33 23.33 5.00 28.33 5.00 33.33 10.00 43.33 11.67 55.00 0.00 55.00 8.33 63.33 5.00 68.33 0.00 68.33 0.00 68.33 5.00 73.33 3.33 76.67 5.00 81.67 0.00 81.67 3.33 85.00 1.67 86.67 3.33 90.00 10.00 100.00 0.00 100.00

PERCENTAGE rp

1,050.29 58.41 38.65 754.35 431.27 505.97 0.00 89.03 39.55 0.00 0.00 39.44 175.03 153.98 0.00 156.55 0.00 779.08 5,001.42 0.00 9,273.03

1,050.29 1,108.70 1,147.35 1,901.70 2,332.96 2,838.93 2,838.93 2,927.97 2,967.52 2,967.52 2,967.52 3,006.96 3,182.00 3,335.97 3,335.97 3,492.52 3,492.52 4,271.61 9,273.03 9,273.03

BAND

11.33 0.63 0.42 8.13 4.65 5.46 0.00 0.96 0.43 0.00 0.00 0.43 1.89 1.66 0.00 1.69 0.00 8.40 53.94 0.00

CUM.

11.33 11.96 12.37 20.51 25.16 30.61 30.61 31.58 32.00 32.00 32.00 32.43 34.31 35.98 35.98 37.66 37.66 46.06 100.00 100.00

PERCENTAGE BAND

205.72 20.21 8.03 169.79 52.91 74.20 0.00 13.75 7.82 0.00 0.00 8.86 65.15 29.23 0.00 25.68 0.00 256.47 691.75 0.00

CUM

205.72 138.66 89.58 110.24 91.84 88.11 73.16 64.66 58.95 53.99 51.34 48.30 49.00 47.51 45.62 44.09 41.75 49.28 98.74 98.74 98.74

Page 133 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

21,652 16,792 17,583 10,380 11,509 6,555 4,628 4,128 2,299 1,372 1,087 1,218 845 1,091 715 1,090 842 420 392 136 104,734

21,652 38,444 56,027 66,407 77,916 84,471 89,099 93,227 95,526 96,898 97,985 99,203 100,048 101,139 101,854 102,944 103,786 104,206 104,598 104,734

BAND

20.67 16.03 16.79 9.91 10.99 6.26 4.42 3.94 2.20 1.31 1.04 1.16 0.81 1.04 0.68 1.04 0.80 0.40 0.37 0.13

CUM.

20.67 36.71 53.49 63.41 74.39 80.65 85.07 89.01 91.21 92.52 93.56 94.72 95.53 96.57 97.25 98.29 99.09 99.50 99.87 100.00

PERCENTAGE rp

7,918.00 3,264.92 6,458.17 6,053.24 10,115.65 7,924.49 7,946.00 9,555.77 6,927.46 5,072.96 4,962.43 7,208.55 5,825.77 10,568.88 7,775.22 16,747.33 15,961.39 7,521.71 10,840.62 3,021.11 161,669.68

7,918.00 11,182.92 17,641.10 23,694.33 33,809.98 41,734.47 49,680.47 59,236.24 66,163.70 71,236.66 76,199.09 83,407.64 89,233.42 99,802.30 107,577.52 124,324.85 140,286.24 147,807.95 158,648.57 161,669.68

PERCENTAGE

BAND

CUM.

4.90 2.02 3.99 3.74 6.26 4.90 4.91 5.91 4.28 3.14 3.07 4.46 3.60 6.54 4.81 10.36 9.87 4.65 6.71 1.87

4.90 6.92 10.91 14.66 20.91 25.81 30.73 36.64 40.93 44.06 47.13 51.59 55.19 61.73 66.54 76.90 86.77 91.43 98.13 100.00

33 3 13 5 12 11 10 16 7 8 4 34 11 33 8 20 23 18 38 11

33 36 49 54 66 77 87 103 110 118 122 156 167 200 208 228 251 269 307 318

318

BAND

10.38 0.94 4.09 1.57 3.77 3.46 3.14 5.03 2.20 2.52 1.26 10.69 3.46 10.38 2.52 6.29 7.23 5.66 11.95 3.46

CUM.

PERCENTAGE rp

10.38 8,284.22 8,284.22 11.32 224.53 8,508.75 15.41 730.92 9,239.66 16.98 35.04 9,274.70 20.75 4,609.02 13,883.71 24.21 1,989.97 15,873.68 27.36 1,201.19 17,074.87 32.39 685.31 17,760.19 34.59 1,224.75 18,984.93 37.11 131.96 19,116.89 38.36 17.41 19,134.30 49.06 8,949.77 28,084.07 52.52 3,727.55 31,811.62 62.89 5,018.23 36,829.84 65.41 8,824.65 45,654.50 71.70 1,077.25 46,731.74 78.93 40,772.27 87,504.01 84.59 5,351.22 92,855.23 96.54 14,031.62 106,886.85 100.00 9,396.94 116,283.79 116,283.79

BAND

CUM.

7.12 7.12 0.19 7.32 0.63 7.95 0.03 7.98 3.96 11.94 1.71 13.65 1.03 14.68 0.59 15.27 1.05 16.33 0.11 16.44 0.01 16.45 7.70 24.15 3.21 27.36 4.32 31.67 7.59 39.26 0.93 40.19 35.06 75.25 4.60 79.85 12.07 91.92 8.08 100.00

PERCENTAGE BAND

CUM

104.63 104.63 6.88 76.09 11.32 52.38 0.58 39.14 45.56 41.06 25.11 38.03 15.12 34.37 7.17 29.98 17.68 28.69 2.60 26.84 0.35 25.11 124.15 33.67 63.98 35.65 47.48 36.90 113.50 42.44 6.43 37.59 255.44 62.38 71.14 62.82 129.44 67.37 311.04 71.93 71.93

Page 134 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,800 7,962 6,324 2,058 1,619 501 341 233 122 46 52 48 35 48 25 53 45 21 29 4 25,366

5,800 13,762 20,086 22,144 23,763 24,264 24,605 24,838 24,960 25,006 25,058 25,106 25,141 25,189 25,214 25,267 25,312 25,333 25,362 25,366

BAND

CUM.

22.87 22.87 31.39 54.25 24.93 79.18 8.11 87.30 6.38 93.68 1.98 95.66 1.34 97.00 0.92 97.92 0.48 98.40 0.18 98.58 0.20 98.79 0.19 98.98 0.14 99.11 0.19 99.30 0.10 99.40 0.21 99.61 0.18 99.79 0.08 99.87 0.11 99.98 0.02 100.00

PERCENTAGE rp

2,518.78 3,883.31 6,035.08 3,300.33 4,034.01 1,698.54 1,459.47 997.43 880.44 301.53 440.53 542.49 427.78 1,872.21 565.03 862.43 872.83 848.53 477.97 40.73 31,977.99

2,518.78 6,402.09 12,437.17 15,737.50 19,771.51 21,470.05 22,929.52 23,926.95 24,807.38 25,108.92 25,549.44 26,091.94 26,519.72 28,391.93 28,956.96 29,819.39 30,692.22 31,540.75 32,018.72 31,977.99

BAND

7.88 12.14 18.87 10.32 12.61 5.31 4.56 3.12 2.75 0.94 1.38 1.70 1.34 5.85 1.77 2.70 2.73 2.65 1.49 0.13

PERCENTAGE

CUM.

7.88 20.02 38.89 49.21 61.83 67.14 71.70 74.82 77.58 78.52 79.90 81.59 82.93 88.79 90.55 93.25 95.98 98.63 100.13 100.00

17 30 21 1 1 1 1 0 1 3 0 2 1 2 0 0 0 1 0 0 82

BAND

CUM.

17 20.73 20.73 47 36.59 57.32 68 25.61 82.93 69 1.22 84.15 70 1.22 85.37 71 1.22 86.59 72 1.22 87.80 72 0.00 87.80 73 1.22 89.02 76 3.66 92.68 76 0.00 92.68 78 2.44 95.12 79 1.22 96.34 81 2.44 98.78 81 0.00 98.78 81 0.00 98.78 81 0.00 98.78 82 1.22 100.00 82 0.00 100.00 82 0.00 100.00

PERCENTAGE rp

577.83 1,676.99 1,840.52 354.89 413.10 34.95 9.99 0.00 202.09 227.08 0.00 508.51 1,500.00 143.75 0.00 0.00 0.00 6,702.38 0.00 0.00 14,192.09

577.83 2,254.83 4,095.35 4,450.24 4,863.34 4,898.29 4,908.28 4,908.28 5,110.37 5,337.45 5,337.45 5,845.96 7,345.96 7,489.71 7,489.71 7,489.71 7,489.71 14,192.09 14,192.09 14,192.09

BAND

CUM.

4.07 4.07 11.82 15.89 12.97 28.86 2.50 31.36 2.91 34.27 0.25 34.51 0.07 34.58 0.00 34.58 1.42 36.01 1.60 37.61 0.00 37.61 3.58 41.19 10.57 51.76 1.01 52.77 0.00 52.77 0.00 52.77 0.00 52.77 47.23 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

22.94 43.18 30.50 10.75 10.24 2.06 0.68 0.00 22.95 75.31 0.00 93.74 350.65 7.68 0.00 0.00 0.00 789.89 0.00 0.00

CUM

22.94 35.22 32.93 28.28 24.60 22.81 21.41 20.51 20.60 21.26 20.89 22.41 27.70 26.38 25.86 25.12 24.40 45.00 44.32 44.38 44.38

Page 135 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,365 1,327 1,039 499 506 244 131 89 66 28 18 26 15 18 19 31 14 12 5 3 5,455

1,365 2,692 3,731 4,230 4,736 4,980 5,111 5,200 5,266 5,294 5,312 5,338 5,353 5,371 5,390 5,421 5,435 5,447 5,452 5,455

BAND

CUM.

25.02 25.02 24.33 49.35 19.05 68.40 9.15 77.54 9.28 86.82 4.47 91.29 2.40 93.69 1.63 95.33 1.21 96.54 0.51 97.05 0.33 97.38 0.48 97.86 0.27 98.13 0.33 98.46 0.35 98.81 0.57 99.38 0.26 99.63 0.22 99.85 0.09 99.95 0.05 100.00

PERCENTAGE rp

611.17 469.03 803.61 614.17 778.23 619.55 436.99 313.53 332.57 113.92 131.96 298.91 153.99 144.07 192.75 682.10 854.89 364.63 125.00 41.34 8,082.41

611.17 1,080.20 1,883.81 2,497.98 3,276.21 3,895.76 4,332.75 4,646.28 4,978.85 5,092.78 5,224.74 5,523.65 5,677.64 5,821.70 6,014.45 6,696.55 7,551.44 7,916.07 8,041.08 8,082.41

BAND

7.56 5.80 9.94 7.60 9.63 7.67 5.41 3.88 4.11 1.41 1.63 3.70 1.91 1.78 2.38 8.44 10.58 4.51 1.55 0.51

CUM.

7.56 13.36 23.31 30.91 40.54 48.20 53.61 57.49 61.60 63.01 64.64 68.34 70.25 72.03 74.41 82.85 93.43 97.94 99.49 100.00

PERCENTAGE f

2 4 5 2 2 0 1 0 0 0 0 2 1 1 0 3 0 0 0 0 23

BAND

CUM.

2 8.70 8.70 6 17.39 26.09 11 21.74 47.83 13 8.70 56.52 15 8.70 65.22 15 0.00 65.22 16 4.35 69.57 16 0.00 69.57 16 0.00 69.57 16 0.00 69.57 16 0.00 69.57 18 8.70 78.26 19 4.35 82.61 20 4.35 86.96 20 0.00 86.96 23 13.04 100.00 23 0.00 100.00 23 0.00 100.00 23 0.00 100.00 23 0.00 100.00

PERCENTAGE rp

322.94 217.84 650.50 222.16 418.70 0.00 31.74 0.00 0.00 0.00 0.00 24.00 2,233.38 170.00 0.00 388.94 0.00 0.00 0.00 0.00 4,680.19

322.94 540.77 1,191.27 1,413.43 1,832.13 1,832.13 1,863.87 1,863.87 1,863.87 1,863.87 1,863.87 1,887.87 4,121.24 4,291.24 4,291.24 4,680.19 4,680.19 4,680.19 4,680.19 4,680.19

BAND

6.90 4.65 13.90 4.75 8.95 0.00 0.68 0.00 0.00 0.00 0.00 0.51 47.72 3.63 0.00 8.31 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

CUM

6.90 52.84 11.55 46.44 25.45 80.95 30.20 36.17 39.15 53.80 39.15 0.00 39.82 7.26 39.82 0.00 39.82 0.00 39.82 0.00 39.82 0.00 40.34 8.03 88.06 1,450.35 91.69 118.00 91.69 0.00 100.00 57.02 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

52.84 50.06 63.24 56.58 55.92 47.03 43.02 40.12 37.44 36.60 35.67 34.18 72.59 73.71 71.35 69.89 61.98 59.12 58.20 57.91 57.91

Page 136 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,381 2,697 2,472 1,145 1,100 613 382 301 162 102 61 77 45 74 53 78 53 49 48 11 12,904

3,381 6,078 8,550 9,695 10,795 11,408 11,790 12,091 12,253 12,355 12,416 12,493 12,538 12,612 12,665 12,743 12,796 12,845 12,893 12,904

BAND

CUM.

26.20 26.20 20.90 47.10 19.16 66.26 8.87 75.13 8.52 83.66 4.75 88.41 2.96 91.37 2.33 93.70 1.26 94.96 0.79 95.75 0.47 96.22 0.60 96.81 0.35 97.16 0.57 97.74 0.41 98.15 0.60 98.75 0.41 99.16 0.38 99.54 0.37 99.91 0.09 100.00

PERCENTAGE rp

873.25 622.62 975.35 818.54 1,474.22 1,189.65 950.48 997.75 696.48 545.58 359.55 553.50 437.92 965.05 624.93 1,187.62 902.00 1,502.96 1,675.48 267.25 17,620.18

873.25 1,495.87 2,471.22 3,289.76 4,763.98 5,953.63 6,904.11 7,901.87 8,598.35 9,143.94 9,503.49 10,056.99 10,494.91 11,459.96 12,084.88 13,272.50 14,174.49 15,677.45 17,352.93 17,620.18

BAND

4.96 3.53 5.54 4.65 8.37 6.75 5.39 5.66 3.95 3.10 2.04 3.14 2.49 5.48 3.55 6.74 5.12 8.53 9.51 1.52

PERCENTAGE

CUM.

4.96 8.49 14.02 18.67 27.04 33.79 39.18 44.85 48.80 51.89 53.94 57.08 59.56 65.04 68.59 75.33 80.44 88.97 98.48 100.00

21 9 9 2 1 1 0 1 0 0 0 0 1 1 0 2 3 0 7 0 58

21 30 39 41 42 43 43 44 44 44 44 44 45 46 46 48 51 51 58 58

BAND

CUM.

PERCENTAGE rp

36.21 36.21 5,477.88 5,477.88 15.52 51.72 397.94 5,875.82 15.52 67.24 1,916.25 7,792.07 3.45 70.69 335.87 8,127.94 1.72 72.41 380.00 8,507.94 1.72 74.14 61.75 8,569.70 0.00 74.14 0.00 8,569.70 1.72 75.86 2.50 8,572.20 0.00 75.86 0.00 8,572.20 0.00 75.86 0.00 8,572.20 0.00 75.86 0.00 8,572.20 0.00 75.86 0.00 8,572.20 1.72 77.59 20.00 8,592.20 1.72 79.31 50.00 8,642.20 0.00 79.31 0.00 8,642.20 3.45 82.76 1,504.63 10,146.83 5.17 87.93 4,261.29 14,408.11 0.00 87.93 0.00 14,408.11 12.07 100.00 12,179.69 26,587.80 0.00 100.00 0.00 26,587.80 26,587.80

BAND

CUM.

20.60 20.60 1.50 22.10 7.21 29.31 1.26 30.57 1.43 32.00 0.23 32.23 0.00 32.23 0.01 32.24 0.00 32.24 0.00 32.24 0.00 32.24 0.00 32.24 0.08 32.32 0.19 32.50 0.00 32.50 5.66 38.16 16.03 54.19 0.00 54.19 45.81 100.00 0.00 100.00

PERCENTAGE BAND

627.30 63.91 196.47 41.03 25.78 5.19 0.00 0.25 0.00 0.00 0.00 0.00 4.57 5.18 0.00 126.69 472.43 0.00 726.94 0.00

CUM

627.30 392.80 315.31 247.07 178.59 143.94 124.12 108.48 99.70 93.75 90.20 85.24 81.87 75.41 71.51 76.45 101.65 91.90 153.22 150.89 150.89

Page 137 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,944 3,557 4,101 2,386 2,612 1,244 918 663 351 144 142 153 77 120 59 113 81 44 57 27 19,793

2,944 6,501 10,602 12,988 15,600 16,844 17,762 18,425 18,776 18,920 19,062 19,215 19,292 19,412 19,471 19,584 19,665 19,709 19,766 19,793

BAND

CUM.

14.87 14.87 17.97 32.84 20.72 53.56 12.05 65.62 13.20 78.82 6.29 85.10 4.64 89.74 3.35 93.09 1.77 94.86 0.73 95.59 0.72 96.31 0.77 97.08 0.39 97.47 0.61 98.08 0.30 98.37 0.57 98.94 0.41 99.35 0.22 99.58 0.29 99.86 0.14 100.00

PERCENTAGE rp

1,547.32 834.66 1,825.98 1,925.79 3,748.23 2,610.80 2,788.95 2,560.71 1,746.01 730.46 889.36 1,038.37 629.72 1,053.41 644.29 2,169.97 2,391.06 1,596.38 4,957.06 4,241.28 39,929.80

1,547.32 2,381.98 4,207.95 6,133.75 9,881.98 12,492.78 15,281.72 17,842.43 19,588.43 20,318.90 21,208.26 22,246.63 22,876.36 23,929.76 24,574.05 26,744.02 29,135.08 30,731.45 35,688.51 39,929.80

BAND

3.88 2.09 4.57 4.82 9.39 6.54 6.98 6.41 4.37 1.83 2.23 2.60 1.58 2.64 1.61 5.43 5.99 4.00 12.41 10.62

CUM.

3.88 5.97 10.54 15.36 24.75 31.29 38.27 44.68 49.06 50.89 53.11 55.71 57.29 59.93 61.54 66.98 72.97 76.96 89.38 100.00

PERCENTAGE f

15 7 5 5 2 1 1 1 1 0 0 1 0 1 0 1 0 1 1 0 43

15 22 27 32 34 35 36 37 38 38 38 39 39 40 40 41 41 42 43 43

BAND

CUM.

34.88 34.88 16.28 51.16 11.63 62.79 11.63 74.42 4.65 79.07 2.33 81.40 2.33 83.72 2.33 86.05 2.33 88.37 0.00 88.37 0.00 88.37 2.33 90.70 0.00 90.70 2.33 93.02 0.00 93.02 2.33 95.35 0.00 95.35 2.33 97.67 2.33 100.00 0.00 100.00

PERCENTAGE rp

7,362.19 7,362.19 454.38 7,816.56 142.04 7,958.61 466.93 8,425.53 60.92 8,486.45 70.14 8,556.59 245.44 8,802.03 141.38 8,943.41 6.88 8,950.29 0.00 8,950.29 0.00 8,950.29 17.07 8,967.36 0.00 8,967.36 4.83 8,972.19 0.00 8,972.19 70.14 9,042.33 0.00 9,042.33 1,906.10 10,948.42 33.85 10,982.27 0.00 10,982.27 10,982.27

BAND

CUM.

67.04 67.04 4.14 71.17 1.29 72.47 4.25 76.72 0.55 77.27 0.64 77.91 2.23 80.15 1.29 81.43 0.06 81.50 0.00 81.50 0.00 81.50 0.16 81.65 0.00 81.65 0.04 81.70 0.00 81.70 0.64 82.34 0.00 82.34 17.36 99.69 0.31 100.00 0.00 100.00

PERCENTAGE BAND

475.80 54.44 7.78 24.25 1.63 2.69 8.80 5.52 0.39 0.00 0.00 1.64 0.00 0.46 0.00 3.23 0.00 119.40 0.68 0.00

CUM

475.80 328.15 189.13 137.36 85.88 68.49 57.60 50.12 45.69 44.05 42.20 40.31 39.20 37.49 36.51 33.81 31.04 35.63 30.77 27.50 27.50

Page 138 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,249 1,458 1,773 990 1,036 642 434 390 198 114 74 86 47 107 50 48 24 8 20 5 8,753

1,249 2,707 4,480 5,470 6,506 7,148 7,582 7,972 8,170 8,284 8,358 8,444 8,491 8,598 8,648 8,696 8,720 8,728 8,748 8,753

BAND

CUM.

14.27 14.27 16.66 30.93 20.26 51.18 11.31 62.49 11.84 74.33 7.33 81.66 4.96 86.62 4.46 91.08 2.26 93.34 1.30 94.64 0.85 95.49 0.98 96.47 0.54 97.01 1.22 98.23 0.57 98.80 0.55 99.35 0.27 99.62 0.09 99.71 0.23 99.94 0.06 100.00

PERCENTAGE rp

854.12 309.38 681.71 633.37 1,167.99 1,297.58 1,337.75 1,343.82 837.82 555.28 453.41 685.00 381.41 1,019.24 354.69 782.68 277.01 153.43 1,401.21 49.41

854.12 1,163.50 1,845.21 2,478.57 3,646.57 4,944.15 6,281.89 7,625.72 8,463.54 9,018.82 9,472.23 10,157.24 10,538.65 11,557.89 11,912.57 12,695.25 12,972.27 13,125.69 14,526.90 14,576.30

14,576.30

BAND

5.86 2.12 4.68 4.35 8.01 8.90 9.18 9.22 5.75 3.81 3.11 4.70 2.62 6.99 2.43 5.37 1.90 1.05 9.61 0.34

CUM.

5.86 7.98 12.66 17.00 25.02 33.92 43.10 52.32 58.06 61.87 64.98 69.68 72.30 79.29 81.73 87.10 89.00 90.05 99.66 100.00

PERCENTAGE f

2 1 1 1 1 6 1 3 0 0 0 0 1 1 1 0 1 0 2 0 22

BAND

CUM.

2 9.09 9.09 3 4.55 13.64 4 4.55 18.18 5 4.55 22.73 6 4.55 27.27 12 27.27 54.55 13 4.55 59.09 16 13.64 72.73 16 0.00 72.73 16 0.00 72.73 16 0.00 72.73 16 0.00 72.73 17 4.55 77.27 18 4.55 81.82 19 4.55 86.36 19 0.00 86.36 20 4.55 90.91 20 0.00 90.91 22 9.09 100.00 22 0.00 100.00

PERCENTAGE rp

35.63 3.77 1.25 46.00 12.90 415.69 886.28 893.16 0.00 0.00 0.00 0.00 2.56 7.37 2.65 0.00 24.05 0.00 222.13 0.00 2,553.43

35.63 39.40 40.65 86.65 99.55 515.24 1,401.52 2,294.67 2,294.67 2,294.67 2,294.67 2,294.67 2,297.23 2,304.60 2,307.25 2,307.25 2,331.30 2,331.30 2,553.43 2,553.43

BAND

CUM.

1.40 1.40 0.15 1.54 0.05 1.59 1.80 3.39 0.51 3.90 16.28 20.18 34.71 54.89 34.98 89.87 0.00 89.87 0.00 89.87 0.00 89.87 0.00 89.87 0.10 89.97 0.29 90.26 0.10 90.36 0.00 90.36 0.94 91.30 0.00 91.30 8.70 100.00 0.00 100.00

PERCENTAGE BAND

4.17 1.22 0.18 7.26 1.10 32.04 66.25 66.46 0.00 0.00 0.00 0.00 0.67 0.72 0.75 0.00 8.68 0.00 15.85 0.00

CUM

4.17 3.39 2.20 3.50 2.73 10.42 22.31 30.09 27.11 25.44 24.23 22.59 21.80 19.94 19.37 18.17 17.97 17.76 17.58 17.52 17.52

Page 139 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,085 1,152 1,043 565 610 370 239 199 107 71 32 51 21 39 10 23 20 7 2 0 5,646

1,085 2,237 3,280 3,845 4,455 4,825 5,064 5,263 5,370 5,441 5,473 5,524 5,545 5,584 5,594 5,617 5,637 5,644 5,646 5,646

BAND

CUM.

PERCENTAGE rp

19.22 19.22 260.91 260.91 20.40 39.62 319.49 580.40 18.47 58.09 587.11 1,167.52 10.01 68.10 603.29 1,770.81 10.80 78.91 1,009.96 2,780.77 6.55 85.46 949.20 3,729.96 4.23 89.69 775.44 4,505.40 3.52 93.22 817.15 5,322.55 1.90 95.11 540.49 5,863.04 1.26 96.37 411.97 6,275.01 0.57 96.94 222.48 6,497.48 0.90 97.84 444.35 6,941.83 0.37 98.21 193.30 7,135.14 0.69 98.90 407.77 7,542.90 0.18 99.08 211.91 7,754.81 0.41 99.49 368.77 8,123.58 0.35 99.84 309.74 8,433.32 0.12 99.96 171.60 8,604.92 0.04 100.00 23.93 8,628.85 0.00 100.00 0.00 8,628.85 8,628.85

BAND

3.02 3.70 6.80 6.99 11.70 11.00 8.99 9.47 6.26 4.77 2.58 5.15 2.24 4.73 2.46 4.27 3.59 1.99 0.28 0.00

CUM.

3.02 6.73 13.53 20.52 32.23 43.23 52.21 61.68 67.95 72.72 75.30 80.45 82.69 87.41 89.87 94.14 97.73 99.72 100.00 100.00

PERCENTAGE f

0 0 1 1 3 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 8

BAND

0 0 1 2 5 5 5 6 6 6 7 8 8 8 8 8 8 8 8 8

0.00 0.00 12.50 12.50 37.50 0.00 0.00 12.50 0.00 0.00 12.50 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 12.50 56.25 56.25 25.00 112.95 169.20 62.50 80.37 249.57 62.50 0.00 249.57 62.50 0.00 249.57 75.00 1,052.54 1,302.10 75.00 0.00 1,302.10 75.00 0.00 1,302.10 87.50 2,036.83 3,338.94 100.00 2,671.81 6,010.75 100.00 0.00 6,010.75 100.00 0.00 6,010.75 100.00 0.00 6,010.75 100.00 0.00 6,010.75 100.00 0.00 6,010.75 100.00 0.00 6,010.75 100.00 0.00 6,010.75 100.00 0.00 6,010.75 6,010.75

BAND

0.00 0.00 0.94 1.88 1.34 0.00 0.00 17.51 0.00 0.00 33.89 44.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.94 2.81 4.15 4.15 4.15 21.66 21.66 21.66 55.55 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 9.58 18.72 7.96 0.00 0.00 128.81 0.00 0.00 915.53 601.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 4.82 9.55 8.97 6.69 5.54 24.46 22.21 20.75 51.39 86.59 84.24 79.69 77.51 73.99 71.27 69.85 69.66 69.66 69.66

Page 140 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,039 5,077 4,737 2,532 2,309 1,068 695 581 318 159 127 214 129 144 85 95 95 34 30 15 23,483

5,039 10,116 14,853 17,385 19,694 20,762 21,457 22,038 22,356 22,515 22,642 22,856 22,985 23,129 23,214 23,309 23,404 23,438 23,468 23,483

BAND

CUM.

21.46 21.46 21.62 43.08 20.17 63.25 10.78 74.03 9.83 83.86 4.55 88.41 2.96 91.37 2.47 93.85 1.35 95.20 0.68 95.88 0.54 96.42 0.91 97.33 0.55 97.88 0.61 98.49 0.36 98.85 0.40 99.26 0.40 99.66 0.14 99.81 0.13 99.94 0.06 100.00

PERCENTAGE rp

866.22 1,368.36 2,317.41 2,275.19 3,242.56 2,250.80 1,824.80 2,035.63 1,355.41 689.59 668.93 1,284.18 1,038.79 1,264.87 933.19 1,517.76 1,811.30 608.86 1,132.69 967.89 29,454.44

866.22 2,234.58 4,551.99 6,827.17 10,069.74 12,320.54 14,145.33 16,180.96 17,536.37 18,225.96 18,894.89 20,179.08 21,217.87 22,482.74 23,415.93 24,933.69 26,745.00 27,353.86 28,486.55 29,454.44

BAND

2.94 4.65 7.87 7.72 11.01 7.64 6.20 6.91 4.60 2.34 2.27 4.36 3.53 4.29 3.17 5.15 6.15 2.07 3.85 3.29

CUM.

2.94 7.59 15.45 23.18 34.19 41.83 48.02 54.94 59.54 61.88 64.15 68.51 72.04 76.33 79.50 84.65 90.80 92.87 96.71 100.00

PERCENTAGE f

4 5 6 1 3 6 2 2 3 1 1 1 1 0 0 0 1 0 8 2 47

4 9 15 16 19 25 27 29 32 33 34 35 36 36 36 36 37 37 45 47

BAND

CUM.

8.51 8.51 10.64 19.15 12.77 31.91 2.13 34.04 6.38 40.43 12.77 53.19 4.26 57.45 4.26 61.70 6.38 68.09 2.13 70.21 2.13 72.34 2.13 74.47 2.13 76.60 0.00 76.60 0.00 76.60 0.00 76.60 2.13 78.72 0.00 78.72 17.02 95.74 4.26 100.00

PERCENTAGE rp

249.97 175.63 247.60 282.25 318.53 691.63 676.75 40.92 20.54 35.00 4.29 103.06 59.08 0.00 0.00 0.00 1.21 0.00 17.00 3,788.98 6,712.41

249.97 425.60 673.20 955.44 1,273.97 1,965.60 2,642.35 2,683.26 2,703.80 2,738.80 2,743.09 2,846.14 2,905.22 2,905.22 2,905.22 2,905.22 2,906.43 2,906.43 2,923.43 6,712.41

BAND

CUM.

3.72 3.72 2.62 6.34 3.69 10.03 4.20 14.23 4.75 18.98 10.30 29.28 10.08 39.37 0.61 39.97 0.31 40.28 0.52 40.80 0.06 40.87 1.54 42.40 0.88 43.28 0.00 43.28 0.00 43.28 0.00 43.28 0.02 43.30 0.00 43.30 0.25 43.55 56.45 100.00

PERCENTAGE BAND

28.86 12.84 10.68 12.41 9.82 30.73 37.09 2.01 1.52 5.08 0.64 8.02 5.69 0.00 0.00 0.00 0.07 0.00 1.50 391.47

CUM

28.86 19.05 14.79 13.99 12.65 15.95 18.68 16.58 15.42 15.03 14.52 14.10 13.69 12.92 12.41 11.65 10.87 10.63 10.26 22.79 22.79

Page 141 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 21

DATA POSITION FROM : TO PROCESSING

01/01/2006

15/12/2007

DATE :

15/02/2008

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

607 781 686 378 405 192 136 110 40 28 12 21 10 5 5 9 6 3 0 11 3,445

607 1,388 2,074 2,452 2,857 3,049 3,185 3,295 3,335 3,363 3,375 3,396 3,406 3,411 3,416 3,425 3,431 3,434 3,434 3,445

BAND

CUM.

17.62 17.62 22.67 40.29 19.91 60.20 10.97 71.18 11.76 82.93 5.57 88.51 3.95 92.45 3.19 95.65 1.16 96.81 0.81 97.62 0.35 97.97 0.61 98.58 0.29 98.87 0.15 99.01 0.15 99.16 0.26 99.42 0.17 99.59 0.09 99.68 0.00 99.68 0.32 100.00

PERCENTAGE rp

121.07 160.63 365.76 441.11 713.92 462.07 441.21 424.00 209.29 169.37 71.59 110.35 123.80 54.84 31.13 86.87 87.06 112.20 0.00 211.12 4,397.39

121.07 281.69 647.46 1,088.57 1,802.48 2,264.55 2,705.77 3,129.77 3,339.06 3,508.43 3,580.02 3,690.36 3,814.16 3,869.00 3,900.14 3,987.01 4,074.07 4,186.27 4,186.27 4,397.39

BAND

2.75 3.65 8.32 10.03 16.24 10.51 10.03 9.64 4.76 3.85 1.63 2.51 2.82 1.25 0.71 1.98 1.98 2.55 0.00 4.80

CUM.

2.75 6.41 14.72 24.75 40.99 51.50 61.53 71.17 75.93 79.78 81.41 83.92 86.74 87.98 88.69 90.67 92.65 95.20 95.20 100.00

PERCENTAGE f

2 2 4 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 10

2 4 8 9 9 9 10 10 10 10 10 10 10 10 10 10 10 10 10 10

BAND

20.00 20.00 40.00 10.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

20.00 40.00 80.00 90.00 90.00 90.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

22.50 22.50 63.61 86.11 260.99 347.10 199.42 546.52 0.00 546.52 0.00 546.52 838.701,385.22 0.001,385.22 0.001,385.22 0.001,385.22 0.001,385.22 0.001,385.22 0.001,385.22 0.001,385.22 0.001,385.22 0.001,385.22 0.001,385.22 0.001,385.22 0.001,385.22 0.001,385.22 1,385.22

BAND

1.62 4.59 18.84 14.40 0.00 0.00 60.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

1.62 6.22 25.06 39.45 39.45 39.45 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

18.58 39.60 71.35 45.21 0.00 0.00 190.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

18.58 30.57 53.61 50.21 30.32 24.13 51.20 44.26 41.49 39.48 38.69 37.54 36.32 35.80 35.52 34.74 34.00 33.09 33.09 31.50 31.50

Page 142 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

BALI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,847 2,707 3,037 1,797 2,322 1,544 1,206 973 613 360 248 296 142 250 130 170 140 48 71 19 18,920

2,847 5,554 8,591 10,388 12,710 14,254 15,460 16,433 17,046 17,406 17,654 17,950 18,092 18,342 18,472 18,642 18,782 18,830 18,901 18,920

BAND

CUM.

15.05 15.05 14.31 29.36 16.05 45.41 9.50 54.90 12.27 67.18 8.16 75.34 6.37 81.71 5.14 86.86 3.24 90.10 1.90 92.00 1.31 93.31 1.56 94.87 0.75 95.62 1.32 96.95 0.69 97.63 0.90 98.53 0.74 99.27 0.25 99.52 0.38 99.90 0.10 100.00

PERCENTAGE rp

999.95 551.46 1,161.48 1,123.74 2,127.57 1,968.90 2,051.67 2,258.11 1,825.74 1,399.00 1,019.47 1,368.92 1,030.75 1,789.96 1,320.68 1,656.46 4,773.43 1,901.23 4,307.03 1,457.05 17,931.69

999.95 1,551.41 2,712.89 3,836.63 5,964.20 7,933.10 9,984.77 12,242.87 14,068.62 15,467.62 16,487.09 17,856.02 18,886.76 20,676.73 21,997.41 23,653.87 18,880.45 20,781.67 16,474.64 17,931.69

BAND

5.58 3.08 6.48 6.27 11.86 10.98 11.44 12.59 10.18 7.80 5.69 7.63 5.75 9.98 7.37 9.24 26.62 10.60 24.02 8.13

CUM.

5.58 8.65 15.13 21.40 33.26 44.24 55.68 68.28 78.46 86.26 91.94 99.58 105.33 115.31 122.67 131.91 105.29 115.89 91.87 100.00

PERCENTAGE f

5 2 1 3 1 4 8 5 5 2 5 1 2 7 3 6 8 6 8 6 88

5 7 8 11 12 16 24 29 34 36 41 42 44 51 54 60 68 74 82 88

BAND

CUM.

PERCENTAGE rp

5.68 5.68 168.05 2.27 7.95 78.31 1.14 9.09 0.88 3.41 12.50 131.10 1.14 13.64 22.50 4.55 18.18 6,519.14 9.09 27.27 852.34 5.68 32.95 73.65 5.68 38.64 15,048.04 2.27 40.91 16.19 5.68 46.59 242.13 1.14 47.73 5.50 2.27 50.00 2,710.66 7.95 57.95 364.54 3.41 61.36 1,680.20 6.82 68.18 1,346.52 9.09 77.27 3,171.86 6.82 84.09 1,318.97 9.09 93.18 225.34 6.82 100.00 194.04 34,169.96

168.05 246.36 247.24 378.34 400.84 6,919.97 7,772.32 7,845.97 22,894.01 22,910.20 23,152.33 23,157.83 25,868.49 26,233.03 27,913.23 29,259.75 32,431.61 33,750.59 33,975.92 34,169.96

BAND

CUM.

0.49 0.49 0.23 0.72 0.00 0.72 0.38 1.11 0.07 1.17 19.08 20.25 2.49 22.75 0.22 22.96 44.04 67.00 0.05 67.05 0.71 67.76 0.02 67.77 7.93 75.71 1.07 76.77 4.92 81.69 3.94 85.63 9.28 94.91 3.86 98.77 0.66 99.43 0.57 100.00

PERCENTAGE BAND

CUM

16.81 14.20 0.08 11.67 1.06 331.11 41.54 3.26 824.21 1.16 23.75 0.40 262.98 20.37 127.22 81.29 66.45 69.37 5.23 13.32

16.81 15.88 9.11 9.86 6.72 87.23 77.84 64.09 162.73 148.12 140.43 129.69 136.97 126.87 126.89 123.70 171.77 162.41 206.23 190.56 190.56

Page 143 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,281 1,345 1,182 570 547 302 169 169 96 27 37 33 23 28 13 9 16 11 3 1 5,862

1,281 2,626 3,808 4,378 4,925 5,227 5,396 5,565 5,661 5,688 5,725 5,758 5,781 5,809 5,822 5,831 5,847 5,858 5,861 5,862

BAND

CUM.

21.85 21.85 22.94 44.80 20.16 64.96 9.72 74.68 9.33 84.02 5.15 89.17 2.88 92.05 2.88 94.93 1.64 96.57 0.46 97.03 0.63 97.66 0.56 98.23 0.39 98.62 0.48 99.10 0.22 99.32 0.15 99.47 0.27 99.74 0.19 99.93 0.05 99.98 0.02 100.00

PERCENTAGE rp

268.51 288.09 564.93 508.04 717.30 609.52 412.14 577.11 328.62 129.91 271.68 383.95 134.01 313.23 136.57 42.78 250.61 166.71 101.00 0.00 6,204.71

268.51 556.60 1,121.53 1,629.58 2,346.88 2,956.39 3,368.53 3,945.64 4,274.26 4,404.17 4,675.85 5,059.80 5,193.81 5,507.04 5,643.61 5,686.39 5,937.01 6,103.71 6,204.71 6,204.71

BAND

4.33 4.64 9.10 8.19 11.56 9.82 6.64 9.30 5.30 2.09 4.38 6.19 2.16 5.05 2.20 0.69 4.04 2.69 1.63 0.00

PERCENTAGE F

BAND

CUM.

PERCENTAGE

CUM.

4.33 8.97 18.08 26.26 37.82 47.65 54.29 63.59 68.89 70.98 75.36 81.55 83.71 88.76 90.96 91.65 95.69 98.37 100.00 100.00

1 0 2 2 0 0 2 15 0 0 0 24 0 0 0 0 3 1 0 0

1 2.00 2.00 7.76 1 0.00 2.00 0.00 3 4.00 6.00 4.35 5 4.00 10.00 83.93 5 0.00 10.00 0.00 5 0.00 10.00 0.00 7 4.00 14.00 687.27 22 30.00 44.00 44.77 22 0.00 44.00 0.00 22 0.00 44.00 0.00 22 0.00 44.00 0.00 46 48.00 92.00 62.39 46 0.00 92.00 0.00 46 0.00 92.00 0.00 46 0.00 92.00 0.00 46 0.00 92.00 0.00 49 6.00 98.00 3,021.75 50 2.00 100.00 9.19 50 0.00 100.00 0.00 50 0.00 100.00 0.00

3,921.41

7.76 7.76 12.11 96.04 96.04 96.04 783.31 828.08 828.08 828.08 828.08 890.47 890.47 890.47 890.47 890.47 3,912.22 3,921.41 3,921.41 3,921.41

BAND

CUM.

PERCENTAGE BAND

0.20 0.20 2.89 0.00 0.20 0.00 0.11 0.31 0.77 2.14 2.45 16.52 0.00 2.45 0.00 0.00 2.45 0.00 17.53 19.98 166.76 1.14 21.12 7.76 0.00 21.12 0.00 0.00 21.12 0.00 0.00 21.12 0.00 1.59 22.71 16.25 0.00 22.71 0.00 0.00 22.71 0.00 0.00 22.71 0.00 0.00 22.71 0.00 77.06 99.77 1,205.76 0.23 100.00 5.51 0.00 100.00 0.00 0.00 100.00 0.00

CUM

2.89 1.39 1.08 5.89 4.09 3.25 23.25 20.99 19.37 18.80 17.71 17.60 17.14 16.17 15.78 15.66 65.90 64.25 63.20 63.20 63.20

Page 144 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

563 704 737 411 443 271 159 142 62 36 30 22 12 16 5 9 9 3 2 0 3,636

563 1,267 2,004 2,415 2,858 3,129 3,288 3,430 3,492 3,528 3,558 3,580 3,592 3,608 3,613 3,622 3,631 3,634 3,636 3,636

BAND

CUM.

15.48 15.48 19.36 34.85 20.27 55.12 11.30 66.42 12.18 78.60 7.45 86.06 4.37 90.43 3.91 94.33 1.71 96.04 0.99 97.03 0.83 97.85 0.61 98.46 0.33 98.79 0.44 99.23 0.14 99.37 0.25 99.61 0.25 99.86 0.08 99.94 0.06 100.00 0.00 100.00

PERCENTAGE rp

98.96 188.68 456.42 417.63 785.17 679.37 553.39 581.83 353.47 194.84 257.18 155.69 109.83 105.22 50.26 76.11 120.97 31.09 173.50 0.00 5,389.61

98.96 287.64 744.06 1,161.69 1,946.86 2,626.23 3,179.62 3,761.45 4,114.91 4,309.76 4,566.94 4,722.62 4,832.45 4,937.67 4,987.93 5,064.05 5,185.02 5,216.11 5,389.61 5,389.61

BAND

1.84 3.50 8.47 7.75 14.57 12.61 10.27 10.80 6.56 3.62 4.77 2.89 2.04 1.95 0.93 1.41 2.24 0.58 3.22 0.00

CUM.

1.84 5.34 13.81 21.55 36.12 48.73 59.00 69.79 76.35 79.96 84.74 87.62 89.66 91.61 92.55 93.96 96.20 96.78 100.00 100.00

PERCENTAGE f

0 1 1 0 0 0 1 0 0 0 0 0 0 2 0 0 0 1 0 0 6

BAND

0 1 2 2 2 2 3 3 3 3 3 3 3 5 5 5 5 6 6 6

CUM.

PERCENTAGE rp

0.00 0.00 0.00 16.67 16.67 81.16 16.67 33.33 9.52 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 16.67 50.00 129.27 0.00 50.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 33.33 83.33 49.64 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 16.67 100.00 0.00 0.00 100.00 0.00 0.00 100.00 0.00 269.59

0.00 81.16 90.69 90.69 90.69 90.69 219.95 219.95 219.95 219.95 219.95 219.95 219.95 269.59 269.59 269.59 269.59 269.59 269.59 269.59

BAND

0.00 30.11 3.53 0.00 0.00 0.00 47.95 0.00 0.00 0.00 0.00 0.00 0.00 18.41 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 30.11 33.64 33.64 33.64 33.64 81.59 81.59 81.59 81.59 81.59 81.59 81.59 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 43.02 2.09 0.00 0.00 0.00 23.36 0.00 0.00 0.00 0.00 0.00 0.00 47.18 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 28.22 12.19 7.81 4.66 3.45 6.92 5.85 5.35 5.10 4.82 4.66 4.55 5.46 5.40 5.32 5.20 5.17 5.00 5.00 5.00

Page 145 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

141 195 218 122 155 90 74 65 35 18 8 17 6 8 16 13 8 1 5 0 1,195

141 336 554 676 831 921 995 1,060 1,095 1,113 1,121 1,138 1,144 1,152 1,168 1,181 1,189 1,190 1,195 1,195

BAND

CUM.

11.80 11.80 16.32 28.12 18.24 46.36 10.21 56.57 12.97 69.54 7.53 77.07 6.19 83.26 5.44 88.70 2.93 91.63 1.51 93.14 0.67 93.81 1.42 95.23 0.50 95.73 0.67 96.40 1.34 97.74 1.09 98.83 0.67 99.50 0.08 99.58 0.42 100.00 0.00 100.00

PERCENTAGE rp

19.78 48.60 135.94 130.65 265.25 202.60 248.38 315.56 184.34 162.12 85.69 168.68 83.84 48.06 116.96 263.81 67.05 24.23 150.51 0.00 2,722.04

19.78 68.38 204.31 334.97 600.21 802.81 1,051.19 1,366.75 1,551.09 1,713.20 1,798.89 1,967.57 2,051.41 2,099.48 2,216.44 2,480.25 2,547.30 2,571.53 2,722.04 2,722.04

BAND

0.73 1.79 4.99 4.80 9.74 7.44 9.12 11.59 6.77 5.96 3.15 6.20 3.08 1.77 4.30 9.69 2.46 0.89 5.53 0.00

CUM.

0.73 2.51 7.51 12.31 22.05 29.49 38.62 50.21 56.98 62.94 66.09 72.28 75.36 77.13 81.43 91.12 93.58 94.47 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 154.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 154.63

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 154.63 100.00 100.00 154.63 0.00 100.00 154.63 0.00 100.00 154.63 0.00 100.00 154.63 0.00 100.00 154.63 0.00 100.00 154.63 0.00 100.00 154.63 0.00 100.00 154.63 0.00 100.00 154.63 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 180.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.60 7.86 7.54 7.37 6.98 6.23 6.07 6.01 5.68 5.68 5.68

Page 146 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

332 431 585 426 453 302 224 159 98 54 48 43 41 28 18 17 10 7 3 1 3,280

332 763 1,348 1,774 2,227 2,529 2,753 2,912 3,010 3,064 3,112 3,155 3,196 3,224 3,242 3,259 3,269 3,276 3,279 3,280

BAND

CUM.

10.12 10.12 13.14 23.26 17.84 41.10 12.99 54.09 13.81 67.90 9.21 77.10 6.83 83.93 4.85 88.78 2.99 91.77 1.65 93.41 1.46 94.88 1.31 96.19 1.25 97.44 0.85 98.29 0.55 98.84 0.52 99.36 0.30 99.66 0.21 99.88 0.09 99.97 0.03 100.00

PERCENTAGE rp

122.51 129.34 337.56 514.83 884.58 912.65 937.14 886.99 614.62 378.51 396.99 428.14 419.71 307.25 319.61 282.54 195.23 118.42 89.01 0.00 8,275.61

122.51 251.85 589.41 1,104.23 1,988.81 2,901.47 3,838.61 4,725.60 5,340.21 5,718.73 6,115.72 6,543.86 6,963.57 7,270.81 7,590.42 7,872.95 8,068.18 8,186.60 8,275.61 8,275.61

BAND

1.48 1.56 4.08 6.22 10.69 11.03 11.32 10.72 7.43 4.57 4.80 5.17 5.07 3.71 3.86 3.41 2.36 1.43 1.08 0.00

CUM.

1.48 3.04 7.12 13.34 24.03 35.06 46.38 57.10 64.53 69.10 73.90 79.07 84.15 87.86 91.72 95.13 97.49 98.92 100.00 100.00

PERCENTAGE f

0 2 3 0 2 0 3 1 0 2 0 0 1 0 0 0 0 0 0 0 14

0 2 5 5 7 7 10 11 11 13 13 13 14 14 14 14 14 14 14 14

BAND

0.00 14.29 21.43 0.00 14.29 0.00 21.43 7.14 0.00 14.29 0.00 0.00 7.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 14.29 118.13 118.13 35.71 157.20 275.33 35.71 0.00 275.33 50.00 262.61 537.93 50.00 0.00 537.93 71.43 1,528.57 2,066.51 78.57 66.98 2,133.48 78.57 0.00 2,133.48 92.86 63.26 2,196.74 92.86 0.00 2,196.74 92.86 0.00 2,196.74 100.00 2,619.41 4,816.15 100.00 0.00 4,816.15 100.00 0.00 4,816.15 100.00 0.00 4,816.15 100.00 0.00 4,816.15 100.00 0.00 4,816.15 100.00 0.00 4,816.15 100.00 0.00 4,816.15 4,816.15

BAND

0.00 2.45 3.26 0.00 5.45 0.00 31.74 1.39 0.00 1.31 0.00 0.00 54.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 2.45 5.72 5.72 11.17 11.17 42.91 44.30 44.30 45.61 45.61 45.61 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 91.33 46.57 0.00 29.69 0.00 163.11 7.55 0.00 16.71 0.00 0.00 624.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 46.90 46.71 24.93 27.05 18.54 53.83 45.15 39.95 38.41 35.92 33.57 69.16 66.24 63.45 61.17 59.69 58.83 58.20 58.20 58.20

Page 147 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

83 100 128 45 75 81 49 62 29 11 8 11 6 3 3 3 1 1 0 0 699

BAND

83 183 311 356 431 512 561 623 652 663 671 682 688 691 694 697 698 699 699 699

CUM.

11.87 11.87 14.31 26.18 18.31 44.49 6.44 50.93 10.73 61.66 11.59 73.25 7.01 80.26 8.87 89.13 4.15 93.28 1.57 94.85 1.14 95.99 1.57 97.57 0.86 98.43 0.43 98.86 0.43 99.28 0.43 99.71 0.14 99.86 0.14 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

30.17 19.92 62.65 45.68 129.55 157.79 193.13 319.35 199.67 93.35 89.92 92.40 112.68 35.48 60.07 86.57 2.21 6.06 0.00 0.00 1,736.64

30.17 50.08 112.73 158.41 287.96 445.75 638.89 958.23 1,157.90 1,251.25 1,341.16 1,433.56 1,546.24 1,581.72 1,641.80 1,728.37 1,730.58 1,736.64 1,736.64 1,736.64

BAND

1.74 1.15 3.61 2.63 7.46 9.09 11.12 18.39 11.50 5.38 5.18 5.32 6.49 2.04 3.46 4.99 0.13 0.35 0.00 0.00

CUM.

1.74 2.88 6.49 9.12 16.58 25.67 36.79 55.18 66.67 72.05 77.23 82.55 89.04 91.08 94.54 99.52 99.65 100.00 100.00 100.00

PERCENTAGE f

0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 3

BAND

0 0 1 1 1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3

0.00 0.00 33.33 0.00 0.00 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 33.33 33.33 33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 20.00 0.00 0.00 73.70 37.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 131.66

0.00 0.00 20.00 20.00 20.00 93.70 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66

BAND

0.00 0.00 15.19 0.00 0.00 55.97 28.84 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 15.19 15.19 15.19 71.16 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 31.92 0.00 0.00 46.71 19.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 17.74 12.63 6.95 21.02 20.61 13.74 11.37 10.52 9.82 9.18 8.52 8.32 8.02 7.62 7.61 7.58 7.58 7.58 7.58

Page 148 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

279 311 397 188 202 121 72 55 33 11 12 12 9 13 5 6 8 0 0 0 1,734

279 590 987 1,175 1,377 1,498 1,570 1,625 1,658 1,669 1,681 1,693 1,702 1,715 1,720 1,726 1,734 1,734 1,734 1,734

BAND

16.09 17.94 22.90 10.84 11.65 6.98 4.15 3.17 1.90 0.63 0.69 0.69 0.52 0.75 0.29 0.35 0.46 0.00 0.00 0.00

CUM.

16.09 34.03 56.92 67.76 79.41 86.39 90.54 93.71 95.62 96.25 96.94 97.64 98.15 98.90 99.19 99.54 100.00 100.00 100.00 100.00

PERCENTAGE rp

31.77 60.85 139.15 136.91 331.80 335.54 246.71 242.94 214.84 55.76 63.14 71.02 79.68 170.95 82.66 188.16 318.54 0.00 0.00 0.00 2,770.41

31.77 92.61 231.77 368.68 700.48 1,036.02 1,282.73 1,525.66 1,740.50 1,796.26 1,859.40 1,930.42 2,010.10 2,181.05 2,263.71 2,451.88 2,770.41 2,770.41 2,770.41 2,770.41

BAND

1.15 2.20 5.02 4.94 11.98 12.11 8.91 8.77 7.75 2.01 2.28 2.56 2.88 6.17 2.98 6.79 11.50 0.00 0.00 0.00

CUM.

1.15 3.34 8.37 13.31 25.28 37.40 46.30 55.07 62.82 64.84 67.12 69.68 72.56 78.73 81.71 88.50 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 1 1 0 0 1 0 0 0 1 0 0 0 0 0 0 0 4

BAND

0 0 0 0 1 2 2 2 3 3 3 3 4 4 4 4 4 4 4 4

0.00 0.00 0.00 0.00 25.00 25.00 0.00 0.00 25.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 25.00 50.00 50.00 50.00 75.00 75.00 75.00 75.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 293.56 479.96 0.00 0.00 94.94 0.00 0.00 0.00 4.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 872.95

0.00 0.00 0.00 0.00 293.56 773.51 773.51 773.51 868.45 868.45 868.45 868.45 872.95 872.95 872.95 872.95 872.95 872.95 872.95 872.95

BAND

0.00 0.00 0.00 0.00 33.63 54.98 0.00 0.00 10.88 0.00 0.00 0.00 0.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 33.63 88.61 88.61 88.61 99.48 99.48 99.48 99.48 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 88.47 143.04 0.00 0.00 44.19 0.00 0.00 0.00 5.65 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 41.91 74.66 60.30 50.70 49.90 48.35 46.71 44.99 43.43 40.02 38.56 35.60 31.51 31.51 31.51 31.51 31.51

Page 149 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,817 6,987 9,274 5,732 5,365 2,395 1,591 1,347 809 463 498 570 445 547 379 591 604 274 270 95 45,053

6,817 13,804 23,078 28,810 34,175 36,570 38,161 39,508 40,317 40,780 41,278 41,848 42,293 42,840 43,219 43,810 44,414 44,688 44,958 45,053

BAND

CUM.

15.13 15.13 15.51 30.64 20.58 51.22 12.72 63.95 11.91 75.86 5.32 81.17 3.53 84.70 2.99 87.69 1.80 89.49 1.03 90.52 1.11 91.62 1.27 92.89 0.99 93.87 1.21 95.09 0.84 95.93 1.31 97.24 1.34 98.58 0.61 99.19 0.60 99.79 0.21 100.00

PERCENTAGE rp

3,954.68 1,175.86 2,776.81 2,986.79 4,340.49 2,691.85 2,957.63 3,440.58 2,669.68 2,063.90 2,328.41 3,103.40 3,167.55 4,389.49 3,714.10 8,255.30 11,225.98 5,441.20 5,245.50 2,430.68 78,359.86

3,954.68 5,130.54 7,907.34 10,894.13 15,234.61 17,926.46 20,884.09 24,324.67 26,994.35 29,058.25 31,386.66 34,490.07 37,657.61 42,047.10 45,761.20 54,016.50 65,242.48 70,683.68 75,929.18 78,359.86

BAND

5.05 1.50 3.54 3.81 5.54 3.44 3.77 4.39 3.41 2.63 2.97 3.96 4.04 5.60 4.74 10.54 14.33 6.94 6.69 3.10

PERCENTAGE

CUM.

5.05 6.55 10.09 13.90 19.44 22.88 26.65 31.04 34.45 37.08 40.05 44.01 48.06 53.66 58.40 68.93 83.26 90.20 96.90 100.00

34 12 26 22 17 7 7 11 6 6 7 11 11 22 17 29 38 26 33 78 420

34 46 72 94 111 118 125 136 142 148 155 166 177 199 216 245 283 309 342 420

BAND

8.10 2.86 6.19 5.24 4.05 1.67 1.67 2.62 1.43 1.43 1.67 2.62 2.62 5.24 4.05 6.90 9.05 6.19 7.86 18.57

CUM.

8.10 10.95 17.14 22.38 26.43 28.10 29.76 32.38 33.81 35.24 36.90 39.52 42.14 47.38 51.43 58.33 67.38 73.57 81.43 100.00

PERCENTAGE rp

11,079.68 406.80 1,094.43 9,984.18 804.09 299.34 416.01 3,488.35 1,861.35 574.32 3,037.65 5,616.88 13,066.09 14,441.17 8,262.83 21,827.92 42,961.52 15,147.98 37,793.39 41,152.01 233,315.98

11,079.68 11,486.48 12,580.91 22,565.09 23,369.18 23,668.53 24,084.54 27,572.88 29,434.24 30,008.55 33,046.20 38,663.08 51,729.17 66,170.33 74,433.16 96,261.08 139,222.60 154,370.58 192,163.97 233,315.98

BAND

CUM.

PERCENTAGE BAND

4.75 4.75 280.17 0.17 4.92 34.60 0.47 5.39 39.41 4.28 9.67 334.28 0.34 10.02 18.53 0.13 10.14 11.12 0.18 10.32 14.07 1.50 11.82 101.39 0.80 12.62 69.72 0.25 12.86 27.83 1.30 14.16 130.46 2.41 16.57 180.99 5.60 22.17 412.50 6.19 28.36 328.99 3.54 31.90 222.47 9.36 41.26 264.41 18.41 59.67 382.70 6.49 66.16 278.39 16.20 82.36 720.49 17.64 100.00 1,693.03

CUM

280.17 223.88 159.10 207.13 153.40 132.03 115.32 113.35 109.04 103.27 105.29 112.10 137.37 157.37 162.66 178.21 213.39 218.40 253.08 297.75 297.75

Page 150 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

316 308 412 239 254 137 91 73 35 15 15 18 14 13 13 6 7 10 6 3

316 624 1,036 1,275 1,529 1,666 1,757 1,830 1,865 1,880 1,895 1,913 1,927 1,940 1,953 1,959 1,966 1,976 1,982 1,985

1,985

BAND

CUM.

15.92 15.92 15.52 31.44 20.76 52.19 12.04 64.23 12.80 77.03 6.90 83.93 4.58 88.51 3.68 92.19 1.76 93.95 0.76 94.71 0.76 95.47 0.91 96.37 0.71 97.08 0.65 97.73 0.65 98.39 0.30 98.69 0.35 99.04 0.50 99.55 0.30 99.85 0.15 100.00

PERCENTAGE rp

122.84 61.79 169.48 175.85 328.30 239.09 196.36 229.34 148.62 66.23 70.82 55.12 73.53 146.97 81.37 55.58 41.80 291.39 30.36 44.22 2,629.06

122.84 184.63 354.10 529.95 858.26 1,097.35 1,293.71 1,523.04 1,671.66 1,737.89 1,808.71 1,863.83 1,937.36 2,084.33 2,165.70 2,221.29 2,263.08 2,554.47 2,584.83 2,629.06

BAND

4.67 2.35 6.45 6.69 12.49 9.09 7.47 8.72 5.65 2.52 2.69 2.10 2.80 5.59 3.10 2.11 1.59 11.08 1.15 1.68

CUM.

4.67 7.02 13.47 20.16 32.65 41.74 49.21 57.93 63.58 66.10 68.80 70.89 73.69 79.28 82.38 84.49 86.08 97.16 98.32 100.00

PERCENTAGE f

0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 3

BAND

0 0 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3 3

0.00 0.00 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00

PERCENTAGE

CUM.

0.00 0.00 33.33 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 100.00 100.00

0.00 0.00 115.97 51.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 39.86 0.00 206.84

0.00 0.00 115.97 166.97 166.97 166.97 166.97 166.97 166.97 166.97 166.97 166.97 166.97 166.97 166.97 166.97 166.97 166.97 206.84 206.84

BAND

CUM.

0.00 0.00 0.00 0.00 56.07 56.07 24.66 80.73 0.00 80.73 0.00 80.73 0.00 80.73 0.00 80.73 0.00 80.73 0.00 80.73 0.00 80.73 0.00 80.73 0.00 80.73 0.00 80.73 0.00 80.73 0.00 80.73 0.00 80.73 0.00 80.73 19.27 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 68.43 29.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 131.28 0.00

CUM

0.00 0.00 32.75 31.51 19.46 15.22 12.91 10.96 9.99 9.61 9.23 8.96 8.62 8.01 7.71 7.52 7.38 6.54 8.00 7.87 7.87

Page 151 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

272 336 360 158 156 97 73 59 28 17 24 15 9 2 8 0 2 1 0 1

272 608 968 1,126 1,282 1,379 1,452 1,511 1,539 1,556 1,580 1,595 1,604 1,606 1,614 1,614 1,616 1,617 1,617 1,618

1,618

BAND

CUM.

16.81 16.81 20.77 37.58 22.25 59.83 9.77 69.59 9.64 79.23 6.00 85.23 4.51 89.74 3.65 93.39 1.73 95.12 1.05 96.17 1.48 97.65 0.93 98.58 0.56 99.13 0.12 99.26 0.49 99.75 0.00 99.75 0.12 99.88 0.06 99.94 0.00 99.94 0.06 100.00

PERCENTAGE rp

32.22 57.71 150.06 109.23 178.70 191.26 202.11 208.21 147.05 94.07 108.11 135.75 137.47 13.65 121.36 0.00 45.40 2.51 0.00 23.93 1,958.80

32.22 89.93 239.99 349.22 527.92 719.19 921.30 1,129.51 1,276.55 1,370.63 1,478.74 1,614.49 1,751.95 1,765.60 1,886.96 1,886.96 1,932.37 1,934.88 1,934.88 1,958.80

BAND

1.64 2.95 7.66 5.58 9.12 9.76 10.32 10.63 7.51 4.80 5.52 6.93 7.02 0.70 6.20 0.00 2.32 0.13 0.00 1.22

CUM.

1.64 4.59 12.25 17.83 26.95 36.72 47.03 57.66 65.17 69.97 75.49 82.42 89.44 90.14 96.33 96.33 98.65 98.78 98.78 100.00

PERCENTAGE f

2 0 2 1 0 0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 7

BAND

2 2 4 5 5 5 7 7 7 7 7 7 7 7 7 7 7 7 7 7

28.57 0.00 28.57 14.29 0.00 0.00 28.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

28.57 28.57 57.14 71.43 71.43 71.43 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

1.69 0.00 170.59 11.68 0.00 0.00 991.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,175.84

1.69 1.69 172.28 183.97 183.97 183.97 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84

BAND

0.14 0.00 14.51 0.99 0.00 0.00 84.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.14 0.14 14.65 15.65 15.65 15.65 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

5.25 0.00 113.68 10.69 0.00 0.00 490.77 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

5.25 1.88 71.79 52.68 34.85 25.58 127.63 104.10 92.11 85.79 79.52 72.83 67.12 66.60 62.31 62.31 60.85 60.77 60.77 60.03 60.03

Page 152 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,638 1,751 2,497 1,662 1,714 698 402 345 199 111 85 93 68 100 74 91 80 59 40 28 11,735

1,638 3,389 5,886 7,548 9,262 9,960 10,362 10,707 10,906 11,017 11,102 11,195 11,263 11,363 11,437 11,528 11,608 11,667 11,707 11,735

BAND

CUM.

13.96 13.96 14.92 28.88 21.28 50.16 14.16 64.32 14.61 78.93 5.95 84.87 3.43 88.30 2.94 91.24 1.70 92.94 0.95 93.88 0.72 94.61 0.79 95.40 0.58 95.98 0.85 96.83 0.63 97.46 0.78 98.24 0.68 98.92 0.50 99.42 0.34 99.76 0.24 100.00

PERCENTAGE rp

1,360.60 331.51 1,097.21 1,373.84 2,296.27 1,377.11 1,059.03 1,283.73 856.40 621.97 470.02 657.88 592.90 890.71 572.94 1,214.25 1,495.28 1,422.06 2,871.87 255.07 22,100.65

1,360.60 1,692.11 2,789.32 4,163.16 6,459.42 7,836.53 8,895.57 10,179.30 11,035.70 11,657.67 12,127.69 12,785.56 13,378.46 14,269.17 14,842.12 16,056.37 17,551.64 18,973.70 21,845.58 22,100.65

BAND

6.16 1.50 4.96 6.22 10.39 6.23 4.79 5.81 3.88 2.81 2.13 2.98 2.68 4.03 2.59 5.49 6.77 6.43 12.99 1.15

PERCENTAGE

CUM.

6.16 7.66 12.62 18.84 29.23 35.46 40.25 46.06 49.93 52.75 54.87 57.85 60.53 64.56 67.16 72.65 79.42 85.85 98.85 100.00

11 0 2 1 0 0 0 0 1 0 1 0 1 2 2 1 5 6 3 2 38

11 11 13 14 14 14 14 14 15 15 16 16 17 19 21 22 27 33 36 38

BAND

28.95 0.00 5.26 2.63 0.00 0.00 0.00 0.00 2.63 0.00 2.63 0.00 2.63 5.26 5.26 2.63 13.16 15.79 7.89 5.26

CUM.

28.95 28.95 34.21 36.84 36.84 36.84 36.84 36.84 39.47 39.47 42.11 42.11 44.74 50.00 55.26 57.89 71.05 86.84 94.74 100.00

PERCENTAGE rp

188.85 0.00 94.10 32.21 0.00 0.00 0.00 0.00 46.79 0.00 13.29 0.00 1.24 1,439.05 52.28 558.09 934.17 989.74 4,068.58 3,044.48 11,462.86

188.85 188.85 282.95 315.16 315.16 315.16 315.16 315.16 361.95 361.95 375.24 375.24 376.48 1,815.52 1,867.80 2,425.89 3,360.05 4,349.80 8,418.38 11,462.86

BAND

CUM.

PERCENTAGE BAND

1.65 1.65 13.88 0.00 1.65 0.00 0.82 2.47 8.58 0.28 2.75 2.34 0.00 2.75 0.00 0.00 2.75 0.00 0.00 2.75 0.00 0.00 2.75 0.00 0.41 3.16 5.46 0.00 3.16 0.00 0.12 3.27 2.83 0.00 3.27 0.00 0.01 3.28 0.21 12.55 15.84 161.56 0.46 16.29 9.12 4.87 21.16 45.96 8.15 29.31 62.47 8.63 37.95 69.60 35.49 73.44 141.67 26.56 100.00 1,193.58

CUM

13.88 11.16 10.14 7.57 4.88 4.02 3.54 3.10 3.28 3.10 3.09 2.93 2.81 12.72 12.58 15.11 19.14 22.93 38.54 51.87 51.87

Page 153 of 204

RISK AND LOSS PROFILE 2007

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

SUM INSURED BAND

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2007

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DATA POSITION FROM

PERCENTAGE f

25 123,679 123,679 75 123,256 246,935 150 150,786 397,721 250 93,071 490,792 400 99,758 590,550 625 49,681 640,231 875 35,014 675,245 1,250 26,858 702,103 1,750 15,192 717,295 2,250 7,989 725,284 2,750 6,499 731,783 3,500 7,296 739,079 4,500 4,934 744,013 6,250 6,005 750,018 8,750 3,773 753,791 15,000 5,858 759,649 35,000 4,619 764,268 75,000 2,184 766,452 300,000 2,045 768,497 800 769,297 769,297

BAND

CUM.

16.08 16.08 16.02 32.10 19.60 51.70 12.10 63.80 12.97 76.76 6.46 83.22 4.55 87.77 3.49 91.27 1.97 93.24 1.04 94.28 0.84 95.12 0.95 96.07 0.64 96.71 0.78 97.49 0.49 97.98 0.76 98.75 0.60 99.35 0.28 99.63 0.27 99.90 0.10 100.00

PERCENTAGE rp

44,614.98 44,614.98 28,742.78 73,357.76 60,345.98 133,703.74 62,655.12 196,358.86 98,959.64 295,318.49 69,519.89 364,838.39 70,441.62 435,280.01 76,608.26 511,888.27 51,067.46 562,955.73 35,672.49 598,628.22 32,501.36 631,129.58 41,944.66 673,074.25 33,828.05 706,902.29 56,496.47 763,398.76 40,145.93 803,544.70 84,763.92 888,308.61 87,451.97 975,760.58 49,019.61 1,024,780.19 54,227.48 1,079,007.67 56,615.25 1,135,622.92 1,135,622.92

BAND

CUM.

3.93 3.93 2.53 6.46 5.31 11.77 5.52 17.29 8.71 26.00 6.12 32.13 6.20 38.33 6.75 45.08 4.50 49.57 3.14 52.71 2.86 55.58 3.69 59.27 2.98 62.25 4.97 67.22 3.54 70.76 7.46 78.22 7.70 85.92 4.32 90.24 4.78 95.01 4.99 100.00

PERCENTAGE f

76 25 33 46 62 59 26 44 20 17 24 21 12 22 8 31 30 14 39 85 694

BAND

CUM.

76 10.95 10.95 101 3.60 14.55 134 4.76 19.31 180 6.63 25.94 242 8.93 34.87 301 8.50 43.37 327 3.75 47.12 371 6.34 53.46 391 2.88 56.34 408 2.45 58.79 432 3.46 62.25 453 3.03 65.27 465 1.73 67.00 487 3.17 70.17 495 1.15 71.33 526 4.47 75.79 556 4.32 80.12 570 2.02 82.13 609 5.62 87.75 694 12.25 100.00

PERCENTAGE rp

BAND

16,640.18 16,640.18 3.59 979.78 17,619.96 0.21 1,509.96 19,129.93 0.33 3,342.10 22,472.03 0.72 3,323.56 25,795.59 0.72 2,787.23 28,582.82 0.60 3,858.06 32,440.87 0.83 2,402.35 34,843.22 0.52 4,490.26 39,333.48 0.97 919.27 40,252.75 0.20 7,990.71 48,243.46 1.72 2,661.19 50,904.65 0.57 1,945.98 52,850.63 0.42 12,497.19 65,347.83 2.69 713.19 66,061.02 0.15 24,342.46 90,403.48 5.25 6,514.54 96,918.02 1.40 561.14 97,479.16 0.12 18,851.44 116,330.60 4.06 347,527.38 463,857.97 74.92 463,857.97

CUM.

PERCENTAGE BAND

3.59 37.30 3.80 3.41 4.12 2.50 4.84 5.33 5.56 3.36 6.16 4.01 6.99 5.48 7.51 3.14 8.48 8.79 8.68 2.58 10.40 24.59 10.97 6.34 11.39 5.75 14.09 22.12 14.24 1.78 19.49 28.72 20.89 7.45 21.01 1.14 25.08 34.76 100.00 613.84

CUM

37.30 24.02 14.31 11.44 8.73 7.83 7.45 6.81 6.99 6.72 7.64 7.56 7.48 8.56 8.22 10.18 9.93 9.51 10.78 40.85 40.85

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 173.589.229,57 - Freq. Klaim 28 ( Data not Include Claim Fire no Policy Rp. 173.589.229,57 - Freq Claim 28)

Page 154 of 204

RISK AND LOSS PROFILE 2007 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2007

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

110,013 117,862 142,887 86,278 89,348 41,924 27,921 20,037 10,514 5,169 3,943 4,190 2,631 2,971 1,629 2,190 1,424 568 518 261 672,278

110,013 227,875 370,762 457,040 546,388 588,312 616,233 636,270 646,784 651,953 655,896 660,086 662,717 665,688 667,317 669,507 670,931 671,499 672,017 672,278

BAND

CUM.

16.36 16.36 17.53 33.90 21.25 55.15 12.83 67.98 13.29 81.27 6.24 87.51 4.15 91.66 2.98 94.64 1.56 96.21 0.77 96.98 0.59 97.56 0.62 98.19 0.39 98.58 0.44 99.02 0.24 99.26 0.33 99.59 0.21 99.80 0.08 99.88 0.08 99.96 0.04 100.00

PERCENTAGE rp

29,418.79 26,400.36 57,793.50 59,214.73 91,450.13 61,949.99 60,363.72 64,226.24 39,888.83 27,413.15 23,670.04 28,981.29 21,992.83 31,709.94 22,542.74 40,180.98 37,299.14 14,839.84 13,428.87 10,938.80 763,703.92

29,418.79 55,819.15 113,612.65 172,827.38 264,277.52 326,227.51 386,591.23 450,817.48 490,706.31 518,119.46 541,789.49 570,770.79 592,763.61 624,473.55 647,016.29 687,197.27 724,496.41 739,336.25 752,765.12 763,703.92

BAND

3.85 3.46 7.57 7.75 11.97 8.11 7.90 8.41 5.22 3.59 3.10 3.79 2.88 4.15 2.95 5.26 4.88 1.94 1.76 1.43

CUM.

3.85 7.31 14.88 22.63 34.60 42.72 50.62 59.03 64.25 67.84 70.94 74.74 77.62 81.77 84.72 89.98 94.87 96.81 98.57 100.00

PERCENTAGE f

23 14 19 25 31 34 10 18 5 5 8 3 6 4 2 11 9 1 4 1 233

23 37 56 81 112 146 156 174 179 184 192 195 201 205 207 218 227 228 232 233

BAND

CUM.

9.87 9.87 6.01 15.88 8.15 24.03 10.73 34.76 13.30 48.07 14.59 62.66 4.29 66.95 7.73 74.68 2.15 76.82 2.15 78.97 3.43 82.40 1.29 83.69 2.58 86.27 1.72 87.98 0.86 88.84 4.72 93.56 3.86 97.42 0.43 97.85 1.72 99.57 0.43 100.00

PERCENTAGE rp

6,853.95 528.15 1,114.29 2,616.28 2,537.11 2,015.74 1,336.19 595.24 3,490.54 497.40 7,621.14 1,913.34 1,901.11 10,613.34 5.87 730.37 4,638.84 11.49 1,684.65 2.56 50,707.61

6,853.95 7,382.11 8,496.40 11,112.68 13,649.78 15,665.53 17,001.72 17,596.96 21,087.50 21,584.90 29,206.04 31,119.38 33,020.49 43,633.83 43,639.70 44,370.07 49,008.92 49,020.41 50,705.05 50,707.61

BAND

13.52 1.04 2.20 5.16 5.00 3.98 2.64 1.17 6.88 0.98 15.03 3.77 3.75 20.93 0.01 1.44 9.15 0.02 3.32 0.01

CUM.

13.52 14.56 16.76 21.92 26.92 30.89 33.53 34.70 41.59 42.57 57.60 61.37 65.12 86.05 86.06 87.50 96.65 96.67 99.99 100.00

PERCENTAGE BAND

23.30 2.00 1.93 4.42 2.77 3.25 2.21 0.93 8.75 1.81 32.20 6.60 8.64 33.47 0.03 1.82 12.44 0.08 12.54 0.02

CUM

23.30 13.23 7.48 6.43 5.16 4.80 4.40 3.90 4.30 4.17 5.39 5.45 5.57 6.99 6.74 6.46 6.76 6.63 6.74 6.64 6.64

Page 155 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2007

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

9,254 3,622 4,859 4,352 7,020 5,170 4,783 4,520 3,014 1,815 1,582 1,962 1,363 1,811 1,239 2,193 1,898 984 859 286 62,586

9,254 12,876 17,735 22,087 29,107 34,277 39,060 43,580 46,594 48,409 49,991 51,953 53,316 55,127 56,366 58,559 60,457 61,441 62,300 62,586

BAND

CUM.

14.79 14.79 5.79 20.57 7.76 28.34 6.95 35.29 11.22 46.51 8.26 54.77 7.64 62.41 7.22 69.63 4.82 74.45 2.90 77.35 2.53 79.88 3.13 83.01 2.18 85.19 2.89 88.08 1.98 90.06 3.50 93.57 3.03 96.60 1.57 98.17 1.37 99.54 0.46 100.00

PERCENTAGE rp

8,752.60 1,384.08 1,699.50 2,209.66 5,504.06 5,556.48 7,657.83 9,187.22 8,226.58 6,052.69 6,483.62 9,559.66 8,369.39 18,630.71 12,246.76 30,775.81 33,390.58 22,855.53 23,841.55 33,641.59 256,025.87

8,752.60 10,136.68 11,836.18 14,045.83 19,549.89 25,106.37 32,764.20 41,951.41 50,177.99 56,230.68 62,714.30 72,273.96 80,643.35 99,274.06 111,520.82 142,296.63 175,687.21 198,542.74 222,384.28 256,025.87

BAND

3.42 0.54 0.66 0.86 2.15 2.17 2.99 3.59 3.21 2.36 2.53 3.73 3.27 7.28 4.78 12.02 13.04 8.93 9.31 13.14

CUM.

3.42 3.96 4.62 5.49 7.64 9.81 12.80 16.39 19.60 21.96 24.50 28.23 31.50 38.78 43.56 55.58 68.62 77.55 86.86 100.00

PERCENTAGE f

44 9 12 20 28 20 16 25 15 11 16 18 6 18 6 20 19 13 33 83 432

BAND

44 53 65 85 113 133 149 174 189 200 216 234 240 258 264 284 303 316 349 432

CUM.

10.19 10.19 2.08 12.27 2.78 15.05 4.63 19.68 6.48 26.16 4.63 30.79 3.70 34.49 5.79 40.28 3.47 43.75 2.55 46.30 3.70 50.00 4.17 54.17 1.39 55.56 4.17 59.72 1.39 61.11 4.63 65.74 4.40 70.14 3.01 73.15 7.64 80.79 19.21 100.00

PERCENTAGE rp

8,214.32 240.75 385.36 720.93 743.69 654.27 2,521.86 1,801.60 999.72 421.86 369.57 747.86 44.87 1,883.85 707.33 23,612.09 1,100.69 549.65 16,009.36 347,324.82 409,054.46

8,214.32 8,455.07 8,840.44 9,561.36 10,305.05 10,959.33 13,481.19 15,282.79 16,282.52 16,704.38 17,073.95 17,821.81 17,866.68 19,750.53 20,457.85 44,069.94 45,170.64 45,720.29 61,729.65 409,054.46

BAND

2.01 0.06 0.09 0.18 0.18 0.16 0.62 0.44 0.24 0.10 0.09 0.18 0.01 0.46 0.17 5.77 0.27 0.13 3.91 84.91

CUM.

PERCENTAGE BAND

2.01 93.85 2.07 17.39 2.16 22.68 2.34 32.63 2.52 13.51 2.68 11.77 3.30 32.93 3.74 19.61 3.98 12.15 4.08 6.97 4.17 5.70 4.36 7.82 4.37 0.54 4.83 10.11 5.00 5.78 10.77 76.72 11.04 3.30 11.18 2.40 15.09 67.15 100.00 1,032.43

CUM

93.85 83.41 74.69 68.07 52.71 43.65 41.15 36.43 32.45 29.71 27.22 24.66 22.16 19.89 18.34 30.97 25.71 23.03 27.76 159.77 159.77

Page 156 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2007

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14 2 49 9 14 22 7 19 17 12 13 7 10 18 13 18 32 26 15 8 325

14 16 65 74 88 110 117 136 153 165 178 185 195 213 226 244 276 302 317 325

BAND

CUM.

4.31 4.31 0.62 4.92 15.08 20.00 2.77 22.77 4.31 27.08 6.77 33.85 2.15 36.00 5.85 41.85 5.23 47.08 3.69 50.77 4.00 54.77 2.15 56.92 3.08 60.00 5.54 65.54 4.00 69.54 5.54 75.08 9.85 84.92 8.00 92.92 4.62 97.54 2.46 100.00

PERCENTAGE rp

7.34 0.23 2.75 4.11 6.97 12.44 11.13 45.73 59.25 23.86 39.99 37.80 68.48 147.82 72.87 259.52 321.88 504.64 40.09 264.34 1,851.06

7.34 7.57 10.32 14.44 21.40 33.84 44.97 90.70 149.95 173.82 213.81 251.61 320.08 467.90 540.77 800.30 1,122.17 1,626.81 1,586.73 1,851.06

BAND

0.40 0.01 0.15 0.22 0.38 0.67 0.60 2.47 3.20 1.29 2.16 2.04 3.70 7.99 3.94 14.02 17.39 27.26 2.17 14.28

CUM.

0.40 0.41 0.56 0.78 1.16 1.83 2.43 4.90 8.10 9.39 11.55 13.59 17.29 25.28 29.21 43.23 60.62 87.89 85.72 100.00

PERCENTAGE f

0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 5.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.38

0.00 0.00 0.00 0.00 0.00 5.38 5.38 5.38 5.38 5.38 5.38 5.38 5.38 5.38 5.38 5.38 5.38 5.38 5.38 5.38

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 43.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 15.88 11.95 5.93 3.58 3.09 2.51 2.14 1.68 1.15 0.99 0.67 0.48 0.33 0.34 0.29 0.29

Page 157 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2007

15/12/2007

DATE

15/02/2008

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,398 1,770 2,991 2,432 3,376 2,565 2,303 2,282 1,647 993 961 1,137 930 1,205 892 1,457 1,265 606 653 245 34,108

4,398 6,168 9,159 11,591 14,967 17,532 19,835 22,117 23,764 24,757 25,718 26,855 27,785 28,990 29,882 31,339 32,604 33,210 33,863 34,108

BAND

CUM.

12.89 12.89 5.19 18.08 8.77 26.85 7.13 33.98 9.90 43.88 7.52 51.40 6.75 58.15 6.69 64.84 4.83 69.67 2.91 72.58 2.82 75.40 3.33 78.74 2.73 81.46 3.53 84.99 2.62 87.61 4.27 91.88 3.71 95.59 1.78 97.37 1.91 99.28 0.72 100.00

PERCENTAGE rp

6,436.24 958.12 850.23 1,226.61 1,998.48 2,000.98 2,408.94 3,149.07 2,892.80 2,182.79 2,307.72 3,365.91 3,397.35 6,008.00 5,283.56 13,547.60 16,440.37 10,819.61 16,997.14 11,770.52 114,042.06

6,436.24 7,394.36 8,244.59 9,471.21 11,469.69 13,470.67 15,879.61 19,028.67 21,921.47 24,104.26 26,411.98 29,777.90 33,175.25 39,183.25 44,466.81 58,014.41 74,454.79 85,274.39 102,271.54 114,042.06

BAND

5.64 0.84 0.75 1.08 1.75 1.75 2.11 2.76 2.54 1.91 2.02 2.95 2.98 5.27 4.63 11.88 14.42 9.49 14.90 10.32

CUM.

5.64 6.48 7.23 8.31 10.06 11.81 13.92 16.69 19.22 21.14 23.16 26.11 29.09 34.36 38.99 50.87 65.29 74.77 89.68 100.00

PERCENTAGE f

9 2 2 1 3 4 0 1 0 1 0 0 0 0 0 0 2 0 2 1 28

9 11 13 14 17 21 21 22 22 23 23 23 23 23 23 23 25 25 27 28

BAND

CUM.

PERCENTAGE rp

32.14 32.14 1,571.90 7.14 39.29 210.88 7.14 46.43 10.31 3.57 50.00 4.90 10.71 60.71 42.76 14.29 75.00 111.84 0.00 75.00 0.00 3.57 78.57 5.50 0.00 78.57 0.00 3.57 82.14 0.00 0.00 82.14 0.00 0.00 82.14 0.00 0.00 82.14 0.00 0.00 82.14 0.00 0.00 82.14 0.00 0.00 82.14 0.00 7.14 89.29 775.00 0.00 89.29 0.00 7.14 96.43 1,157.44 3.57 100.00 200.00 4,090.52

1,571.90 1,782.78 1,793.09 1,797.99 1,840.75 1,952.59 1,952.59 1,958.09 1,958.09 1,958.09 1,958.09 1,958.09 1,958.09 1,958.09 1,958.09 1,958.09 2,733.09 2,733.09 3,890.52 4,090.52

BAND

38.43 5.16 0.25 0.12 1.05 2.73 0.00 0.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.95 0.00 28.30 4.89

CUM.

38.43 43.58 43.84 43.95 45.00 47.73 47.73 47.87 47.87 47.87 47.87 47.87 47.87 47.87 47.87 47.87 66.82 66.82 95.11 100.00

PERCENTAGE BAND

24.42 22.01 1.21 0.40 2.14 5.59 0.00 0.17 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.71 0.00 6.81 0.02

CUM

24.42 24.11 21.75 18.98 16.05 14.50 12.30 10.29 8.93 8.12 7.41 6.58 5.90 5.00 4.40 3.38 3.67 3.21 3.80 0.04 0000

Page 158 of 204

RISK AND LOSS PROFILE 2007 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

100 28 29 30 45 33 29 22 30 20 24 29 29 25 19 47 59 43 51 44 736

100 128 157 187 232 265 294 316 346 366 390 419 448 473 492 539 598 641 692 736

BAND

CUM.

13.59 13.59 3.80 17.39 3.94 21.33 4.08 25.41 6.11 31.52 4.48 36.01 3.94 39.95 2.99 42.93 4.08 47.01 2.72 49.73 3.26 52.99 3.94 56.93 3.94 60.87 3.40 64.27 2.58 66.85 6.39 73.23 8.02 81.25 5.84 87.09 6.93 94.02 5.98 100.00

PERCENTAGE rp

646.16 71.46 8.96 14.55 27.42 38.09 64.77 42.68 82.55 48.42 95.21 147.65 153.95 155.06 158.41 639.66 715.45 837.98 488.43 1,730.20 6,167.06

646.16 717.63 726.59 741.14 768.56 806.65 871.42 914.10 996.65 1,045.07 1,140.28 1,287.93 1,441.88 1,596.94 1,755.34 2,395.01 3,110.46 3,948.43 4,436.86 6,167.06

BAND

10.48 1.16 0.15 0.24 0.44 0.62 1.05 0.69 1.34 0.79 1.54 2.39 2.50 2.51 2.57 10.37 11.60 13.59 7.92 28.06

CUM.

10.48 11.64 11.78 12.02 12.46 13.08 14.13 14.82 16.16 16.95 18.49 20.88 23.38 25.89 28.46 38.84 50.44 64.02 71.94 100.00

PERCENTAGE f

2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 4

BAND

2 50.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 3 25.00 4 25.00

CUM.

50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 75.00 100.00

PERCENTAGE rp

3,182.95 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 0.00 3,182.95 337.59 3,520.53 183,490.35 187,010.88 187,010.88

BAND

CUM.

PERCENTAGE BAND

1.70 1.70 492.59 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.00 1.70 0.00 0.18 1.88 69.12 98.12 100.00 10,605.15

CUM

492.59 443.54 438.07 429.47 414.14 394.59 365.26 348.21 319.36 304.57 279.14 247.14 220.75 199.32 181.33 132.90 102.33 80.61 79.35 3,032.42 3,032.42

Page 159 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2007

DATE

15/02/2008

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

176 62 105 77 88 84 76 102 45 40 35 58 30 62 39 78 78 49 53 14 1,351

176 238 343 420 508 592 668 770 815 855 890 948 978 1,040 1,079 1,157 1,235 1,284 1,337 1,351

BAND

CUM.

PERCENTAGE rp

13.03 13.03 267.49 4.59 17.62 40.19 7.77 25.39 43.13 5.70 31.09 37.52 6.51 37.60 59.39 6.22 43.82 77.62 5.63 49.44 110.06 7.55 56.99 199.77 3.33 60.33 156.82 2.96 63.29 130.84 2.59 65.88 149.11 4.29 70.17 239.91 2.22 72.39 180.05 4.59 76.98 381.90 2.89 79.87 258.73 5.77 85.64 979.34 5.77 91.41 1,000.61 3.63 95.04 527.02 3.92 98.96 629.96 1.04 100.00 2,251.75 7,721.20

267.49 307.68 350.80 388.32 447.72 525.33 635.39 835.17 991.99 1,122.83 1,271.94 1,511.85 1,691.90 2,073.80 2,332.53 3,311.87 4,312.47 4,839.49 5,469.45 7,721.20

BAND

3.46 0.52 0.56 0.49 0.77 1.01 1.43 2.59 2.03 1.69 1.93 3.11 2.33 4.95 3.35 12.68 12.96 6.83 8.16 29.16

CUM.

3.46 3.98 4.54 5.03 5.80 6.80 8.23 10.82 12.85 14.54 16.47 19.58 21.91 26.86 30.21 42.89 55.85 62.68 70.84 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 2 1 5

BAND

1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 4 5

CUM.

PERCENTAGE rp

20.00 20.00 4.06 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 20.00 40.00 30.55 0.00 40.00 0.00 0.00 40.00 0.00 0.00 40.00 0.00 0.00 40.00 0.00 0.00 40.00 0.00 0.00 40.00 0.00 0.00 40.00 0.00 0.00 40.00 0.00 0.00 40.00 0.00 40.00 80.00 1,538.66 20.00 100.00 18.49 1,591.76

4.06 4.06 4.06 4.06 4.06 4.06 4.06 4.06 34.61 34.61 34.61 34.61 34.61 34.61 34.61 34.61 34.61 34.61 1,573.27 1,591.76

BAND

0.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 96.66 1.16

PERCENTAGE

CUM.

BAND

0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 2.17 2.17 2.17 2.17 2.17 2.17 2.17 2.17 2.17 2.17 98.84 100.00

1.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 19.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 244.25 0.82

CUM

1.52 1.32 1.16 1.05 0.91 0.77 0.64 0.49 3.49 3.08 2.72 2.29 2.05 1.67 1.48 1.05 0.80 0.72 28.76 20.62 20.62

Page 160 of 180

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2007

DATE

15/02/2008

Metals

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

369 228 369 293 455 354 361 398 296 243 199 262 222 309 201 442 457 252 269 145 6,124

369 597 966 1,259 1,714 2,068 2,429 2,827 3,123 3,366 3,565 3,827 4,049 4,358 4,559 5,001 5,458 5,710 5,979 6,124

BAND

CUM.

6.03 6.03 3.72 9.75 6.03 15.77 4.78 20.56 7.43 27.99 5.78 33.77 5.89 39.66 6.50 46.16 4.83 51.00 3.97 54.96 3.25 58.21 4.28 62.49 3.63 66.12 5.05 71.16 3.28 74.44 7.22 81.66 7.46 89.12 4.11 93.24 4.39 97.63 2.37 100.00

PERCENTAGE rp

1,156.99 78.83 145.29 148.55 416.30 379.70 625.67 763.34 820.22 675.23 792.14 1,292.78 1,288.34 2,086.46 1,672.80 5,702.90 6,815.78 3,682.47 2,913.07 1,037.65 32,494.52

1,156.99 1,235.83 1,381.12 1,529.66 1,945.96 2,325.66 2,951.33 3,714.67 4,534.89 5,210.13 6,002.27 7,295.05 8,583.39 10,669.85 12,342.65 18,045.55 24,861.33 28,543.80 31,456.87 32,494.52

BAND

3.56 0.24 0.45 0.46 1.28 1.17 1.93 2.35 2.52 2.08 2.44 3.98 3.96 6.42 5.15 17.55 20.98 11.33 8.96 3.19

CUM.

3.56 3.80 4.25 4.71 5.99 7.16 9.08 11.43 13.96 16.03 18.47 22.45 26.41 32.84 37.98 55.53 76.51 87.84 96.81 100.00

PERCENTAGE f

4 0 1 0 0 0 0 1 1 2 0 1 0 3 0 4 6 3 2 1 29

BAND

4 4 5 5 5 5 5 6 7 9 9 10 10 13 13 17 23 26 28 29

CUM.

13.79 13.79 0.00 13.79 3.45 17.24 0.00 17.24 0.00 17.24 0.00 17.24 0.00 17.24 3.45 20.69 3.45 24.14 6.90 31.03 0.00 31.03 3.45 34.48 0.00 34.48 10.34 44.83 0.00 44.83 13.79 58.62 20.69 79.31 10.34 89.66 6.90 96.55 3.45 100.00

PERCENTAGE rp

4,941.99 0.00 45.26 0.00 0.00 0.00 0.00 4.50 17.38 184.93 0.00 80.74 0.00 911.38 0.00 7.58 152.26 45.37 17.11 2.56 6,411.05

4,941.99 4,941.99 4,987.24 4,987.24 4,987.24 4,987.24 4,987.24 4,991.74 5,009.12 5,194.05 5,194.05 5,274.80 5,274.80 6,186.18 6,186.18 6,193.76 6,346.02 6,391.38 6,408.49 6,411.05

BAND

77.09 0.00 0.71 0.00 0.00 0.00 0.00 0.07 0.27 2.88 0.00 1.26 0.00 14.22 0.00 0.12 2.37 0.71 0.27 0.04

PERCENTAGE

CUM.

BAND

CUM

77.09 77.09 77.79 77.79 77.79 77.79 77.79 77.86 78.13 81.02 81.02 82.28 82.28 96.49 96.49 96.61 98.99 99.69 99.96 100.00

427.14 0.00 31.15 0.00 0.00 0.00 0.00 0.59 2.12 27.39 0.00 6.25 0.00 43.68 0.00 0.13 2.23 1.23 0.59 0.25

427.14 399.89 361.10 326.04 256.29 214.44 168.98 134.38 110.46 99.69 86.53 72.31 61.45 57.98 50.12 34.32 25.53 22.39 20.37 19.73 19.73

Page 161 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2007

DATE

15/02/2008

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

463 133 249 251 475 469 490 537 389 272 294 340 284 422 292 542 496 241 247 133 7,019

463 596 845 1,096 1,571 2,040 2,530 3,067 3,456 3,728 4,022 4,362 4,646 5,068 5,360 5,902 6,398 6,639 6,886 7,019

BAND

CUM.

6.60 6.60 1.89 8.49 3.55 12.04 3.58 15.61 6.77 22.38 6.68 29.06 6.98 36.05 7.65 43.70 5.54 49.24 3.88 53.11 4.19 57.30 4.84 62.15 4.05 66.19 6.01 72.20 4.16 76.36 7.72 84.09 7.07 91.15 3.43 94.59 3.52 98.11 1.89 100.00

PERCENTAGE rp

2,203.58 118.12 191.94 253.87 637.02 798.66 1,185.19 1,676.70 1,659.86 1,581.12 1,601.40 2,190.10 2,431.50 4,152.22 3,448.33 8,059.58 10,188.15 4,096.26 3,780.52 7,308.69 57,562.81

2,203.58 2,321.69 2,513.64 2,767.51 3,404.53 4,203.19 5,388.38 7,065.07 8,724.94 10,306.06 11,907.46 14,097.56 16,529.06 20,681.28 24,129.61 32,189.19 42,377.33 46,473.59 50,254.12 57,562.81

BAND

3.83 0.21 0.33 0.44 1.11 1.39 2.06 2.91 2.88 2.75 2.78 3.80 4.22 7.21 5.99 14.00 17.70 7.12 6.57 12.70

CUM.

3.83 4.03 4.37 4.81 5.91 7.30 9.36 12.27 15.16 17.90 20.69 24.49 28.71 35.93 41.92 55.92 73.62 80.74 87.30 100.00

PERCENTAGE f

2 0 0 1 0 1 1 0 0 0 2 0 3 1 1 3 5 1 5 4 30

BAND

2 2 2 3 3 4 5 5 5 5 7 7 10 11 12 15 20 21 26 30

CUM.

6.67 6.67 0.00 6.67 0.00 6.67 3.33 10.00 0.00 10.00 3.33 13.33 3.33 16.67 0.00 16.67 0.00 16.67 0.00 16.67 6.67 23.33 0.00 23.33 10.00 33.33 3.33 36.67 3.33 40.00 10.00 50.00 16.67 66.67 3.33 70.00 16.67 86.67 13.33 100.00

PERCENTAGE rp

1,494.09 0.00 0.00 59.41 0.00 0.91 261.64 0.00 0.00 0.00 741.27 0.00 10.87 914.18 3.64 17,247.55 4,548.77 27.15 5,322.72 32,982.89 63,615.08

1,494.09 1,494.09 1,494.09 1,553.50 1,553.50 1,554.41 1,816.05 1,816.05 1,816.05 1,816.05 2,557.32 2,557.32 2,568.19 3,482.37 3,486.01 20,733.56 25,282.32 25,309.47 30,632.18 63,615.08

BAND

2.35 0.00 0.00 0.09 0.00 0.00 0.41 0.00 0.00 0.00 1.17 0.00 0.02 1.44 0.01 27.11 7.15 0.04 8.37 51.85

CUM.

2.35 2.35 2.35 2.44 2.44 2.44 2.85 2.85 2.85 2.85 4.02 4.02 4.04 5.47 5.48 32.59 39.74 39.79 48.15 100.00

PERCENTAGE BAND

CUM

67.80 0.00 0.00 23.40 0.00 0.11 22.08 0.00 0.00 0.00 46.29 0.00 0.45 22.02 0.11 214.00 44.65 0.66 140.79 451.28

67.80 64.35 59.44 56.13 45.63 36.98 33.70 25.70 20.81 17.62 21.48 18.14 15.54 16.84 14.45 64.41 59.66 54.46 60.95 110.51 110.51

Page 162 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2007

DATE

15/02/2008

Textiles

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

822 699 1,481 1,191 1,547 937 694 659 491 279 265 308 251 280 190 402 410 198 226 88 11,418

822 1,521 3,002 4,193 5,740 6,677 7,371 8,030 8,521 8,800 9,065 9,373 9,624 9,904 10,094 10,496 10,906 11,104 11,330 11,418

BAND

CUM.

7.20 7.20 6.12 13.32 12.97 26.29 10.43 36.72 13.55 50.27 8.21 58.48 6.08 64.56 5.77 70.33 4.30 74.63 2.44 77.07 2.32 79.39 2.70 82.09 2.20 84.29 2.45 86.74 1.66 88.40 3.52 91.93 3.59 95.52 1.73 97.25 1.98 99.23 0.77 100.00

PERCENTAGE rp

1,950.74 302.16 869.04 1,169.04 2,102.55 1,848.57 1,787.30 2,225.17 1,990.15 1,262.79 1,506.74 2,079.06 1,737.99 2,614.41 2,087.01 6,655.87 7,551.59 2,488.02 3,427.17 1,750.61 47,405.99

1,950.74 2,252.90 3,121.94 4,290.99 6,393.54 8,242.11 10,029.40 12,254.57 14,244.73 15,507.52 17,014.26 19,093.31 20,831.30 23,445.71 25,532.72 32,188.59 39,740.19 42,228.20 45,655.38 47,405.99

BAND

4.11 0.64 1.83 2.47 4.44 3.90 3.77 4.69 4.20 2.66 3.18 4.39 3.67 5.51 4.40 14.04 15.93 5.25 7.23 3.69

CUM.

4.11 4.75 6.59 9.05 13.49 17.39 21.16 25.85 30.05 32.71 35.89 40.28 43.94 49.46 53.86 67.90 83.83 89.08 96.31 100.00

PERCENTAGE f

4 0 0 0 1 2 2 4 1 0 1 2 0 3 1 1 4 2 4 1 33

BAND

4 4 4 4 5 7 9 13 14 14 15 17 17 20 21 22 26 28 32 33

CUM.

12.12 12.12 0.00 12.12 0.00 12.12 0.00 12.12 3.03 15.15 6.06 21.21 6.06 27.27 12.12 39.39 3.03 42.42 0.00 42.42 3.03 45.45 6.06 51.52 0.00 51.52 9.09 60.61 3.03 63.64 3.03 66.67 12.12 78.79 6.06 84.85 12.12 96.97 3.03 100.00

PERCENTAGE rp

689.39 0.00 0.00 0.00 24.13 178.04 2,105.00 605.42 25.09 0.00 0.00 44.31 0.00 5,870.51 142.82 164.78 37.06 237.79 71.93 0.00 10,196.26

689.39 689.39 689.39 689.39 713.51 891.55 2,996.54 3,601.97 3,627.05 3,627.05 3,627.05 3,671.37 3,671.37 9,541.88 9,684.70 9,849.48 9,886.54 10,124.33 10,196.26 10,196.26

BAND

6.76 0.00 0.00 0.00 0.24 1.75 20.64 5.94 0.25 0.00 0.00 0.43 0.00 57.58 1.40 1.62 0.36 2.33 0.71 0.00

PERCENTAGE

CUM.

BAND

6.76 6.76 6.76 6.76 7.00 8.74 29.39 35.33 35.57 35.57 35.57 36.01 36.01 93.58 94.98 96.60 96.96 99.29 100.00 100.00

35.34 0.00 0.00 0.00 1.15 9.63 117.78 27.21 1.26 0.00 0.00 2.13 0.00 224.54 6.84 2.48 0.49 9.56 2.10 0.00

CUM

35.34 30.60 22.08 16.07 11.16 10.82 29.88 29.39 25.46 23.39 21.32 19.23 17.62 40.70 37.93 30.60 24.88 23.98 22.33 21.51 21.51

Page 163 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2007

DATE

15/02/2008

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

628 448 726 591 795 560 414 527 378 244 204 263 190 289 207 337 296 134 166 39 7,436

628 1,076 1,802 2,393 3,188 3,748 4,162 4,689 5,067 5,311 5,515 5,778 5,968 6,257 6,464 6,801 7,097 7,231 7,397 7,436

BAND

CUM.

8.45 8.45 6.02 14.47 9.76 24.23 7.95 32.18 10.69 42.87 7.53 50.40 5.57 55.97 7.09 63.06 5.08 68.14 3.28 71.42 2.74 74.17 3.54 77.70 2.56 80.26 3.89 84.14 2.78 86.93 4.53 91.46 3.98 95.44 1.80 97.24 2.23 99.48 0.52 100.00

PERCENTAGE rp

2,021.62 449.01 513.42 606.25 1,145.05 1,171.25 1,183.19 2,004.88 1,862.26 1,464.73 1,269.48 2,062.87 1,725.91 3,320.06 2,968.75 6,293.16 7,914.37 2,584.36 3,217.13 2,286.13 46,063.87

2,021.62 2,470.63 2,984.06 3,590.31 4,735.36 5,906.62 7,089.80 9,094.68 10,956.94 12,421.67 13,691.15 15,754.02 17,479.92 20,799.98 23,768.73 30,061.89 37,976.26 40,560.62 43,777.74 46,063.87

BAND

4.39 0.97 1.11 1.32 2.49 2.54 2.57 4.35 4.04 3.18 2.76 4.48 3.75 7.21 6.44 13.66 17.18 5.61 6.98 4.96

CUM.

4.39 5.36 6.48 7.79 10.28 12.82 15.39 19.74 23.79 26.97 29.72 34.20 37.95 45.15 51.60 65.26 82.44 88.05 95.04 100.00

PERCENTAGE f

2 0 0 1 2 0 0 1 2 0 1 2 0 1 0 0 1 2 3 0 18

BAND

2 2 2 3 5 5 5 6 8 8 9 11 11 12 12 12 13 15 18 18

11.11 0.00 0.00 5.56 11.11 0.00 0.00 5.56 11.11 0.00 5.56 11.11 0.00 5.56 0.00 0.00 5.56 11.11 16.67 0.00

CUM.

11.11 11.11 11.11 16.67 27.78 27.78 27.78 33.33 44.44 44.44 50.00 61.11 61.11 66.67 66.67 66.67 72.22 83.33 100.00 100.00

PERCENTAGE rp

8.09 0.00 0.00 0.45 73.58 0.00 0.00 10.23 112.58 0.00 148.90 1,815.00 0.00 3.00 0.00 0.00 25.27 7.23 252.65 0.00 2,456.99

8.09 8.09 8.09 8.54 82.12 82.12 82.12 92.36 204.94 204.94 353.84 2,168.84 2,168.84 2,171.84 2,171.84 2,171.84 2,197.11 2,204.34 2,456.99 2,456.99

BAND

0.33 0.00 0.00 0.02 2.99 0.00 0.00 0.42 4.58 0.00 6.06 73.87 0.00 0.12 0.00 0.00 1.03 0.29 10.28 0.00

CUM.

0.33 0.33 0.33 0.35 3.34 3.34 3.34 3.76 8.34 8.34 14.40 88.27 88.27 88.39 88.39 88.39 89.42 89.72 100.00 100.00

PERCENTAGE BAND

0.40 0.00 0.00 0.07 6.43 0.00 0.00 0.51 6.05 0.00 11.73 87.98 0.00 0.09 0.00 0.00 0.32 0.28 7.85 0.00

CUM

0.40 0.33 0.27 0.24 1.73 1.39 1.16 1.02 1.87 1.65 2.58 13.77 12.41 10.44 9.14 7.22 5.79 5.43 5.61 5.33 5.33

Page 164 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

686 527 587 415 526 307 333 332 283 174 138 227 148 240 182 263 210 125 111 23 5,837

686 1,213 1,800 2,215 2,741 3,048 3,381 3,713 3,996 4,170 4,308 4,535 4,683 4,923 5,105 5,368 5,578 5,703 5,814 5,837

BAND

CUM.

11.75 11.75 9.03 20.78 10.06 30.84 7.11 37.95 9.01 46.96 5.26 52.22 5.70 57.92 5.69 63.61 4.85 68.46 2.98 71.44 2.36 73.81 3.89 77.69 2.54 80.23 4.11 84.34 3.12 87.46 4.51 91.97 3.60 95.56 2.14 97.70 1.90 99.61 0.39 100.00

PERCENTAGE rp

1,602.12 389.43 688.12 734.20 1,495.57 1,249.83 1,605.00 2,364.94 2,361.92 1,677.75 1,713.62 3,028.48 2,390.36 4,588.13 4,755.26 8,107.74 8,426.36 3,701.92 8,960.04 524.78 60,365.57

1,602.12 1,991.55 2,679.67 3,413.86 4,909.43 6,159.26 7,764.26 10,129.20 12,491.12 14,168.87 15,882.49 18,910.97 21,301.33 25,889.46 30,644.72 38,752.46 47,178.82 50,880.74 59,840.79 60,365.57

BAND

2.65 0.65 1.14 1.22 2.48 2.07 2.66 3.92 3.91 2.78 2.84 5.02 3.96 7.60 7.88 13.43 13.96 6.13 14.84 0.87

CUM.

2.65 3.30 4.44 5.66 8.13 10.20 12.86 16.78 20.69 23.47 26.31 31.33 35.29 42.89 50.77 64.20 78.16 84.29 99.13 100.00

PERCENTAGE f

1 0 3 1 1 1 0 1 0 0 1 0 2 0 0 2 3 0 1 0 17

BAND

1 1 4 5 6 7 7 8 8 8 9 9 11 11 11 13 16 16 17 17

CUM.

5.88 5.88 0.00 5.88 17.65 23.53 5.88 29.41 5.88 35.29 5.88 41.18 0.00 41.18 5.88 47.06 0.00 47.06 0.00 47.06 5.88 52.94 0.00 52.94 11.76 64.71 0.00 64.71 0.00 64.71 11.76 76.47 17.65 94.12 0.00 94.12 5.88 100.00 0.00 100.00

PERCENTAGE rp

42.50 0.00 204.53 324.45 109.82 481.01 0.00 29.71 0.00 0.00 3.65 0.00 1,382.09 0.00 0.00 153.51 600.45 0.00 600.00 0.00 3,931.73

42.50 42.50 247.03 571.48 681.30 1,162.31 1,162.31 1,192.02 1,192.02 1,192.02 1,195.68 1,195.68 2,577.77 2,577.77 2,577.77 2,731.28 3,331.73 3,331.73 3,931.73 3,931.73

BAND

1.08 0.00 5.20 8.25 2.79 12.23 0.00 0.76 0.00 0.00 0.09 0.00 35.15 0.00 0.00 3.90 15.27 0.00 15.26 0.00

CUM.

1.08 1.08 6.28 14.54 17.33 29.56 29.56 30.32 30.32 30.32 30.41 30.41 65.56 65.56 65.56 69.47 84.74 84.74 100.00 100.00

PERCENTAGE BAND

2.65 0.00 29.72 44.19 7.34 38.49 0.00 1.26 0.00 0.00 0.21 0.00 57.82 0.00 0.00 1.89 7.13 0.00 6.70 0.00

CUM

2.65 2.13 9.22 16.74 13.88 18.87 14.97 11.77 9.54 8.41 7.53 6.32 12.10 9.96 8.41 7.05 7.06 6.55 6.57 6.51 6.51

Page 165 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,569 1,702 1,911 1,176 1,423 891 710 754 526 332 304 348 289 446 324 591 510 250 174 61 15,291

2,569 4,271 6,182 7,358 8,781 9,672 10,382 11,136 11,662 11,994 12,298 12,646 12,935 13,381 13,705 14,296 14,806 15,056 15,230 15,291

BAND

CUM.

16.80 16.80 11.13 27.93 12.50 40.43 7.69 48.12 9.31 57.43 5.83 63.25 4.64 67.90 4.93 72.83 3.44 76.27 2.17 78.44 1.99 80.43 2.28 82.70 1.89 84.59 2.92 87.51 2.12 89.63 3.87 93.49 3.34 96.83 1.63 98.46 1.14 99.60 0.40 100.00

PERCENTAGE rp

1,787.54 717.07 750.17 697.80 1,380.13 1,135.12 1,244.06 1,776.27 1,468.64 1,083.00 1,324.42 1,803.12 1,702.90 3,657.68 3,099.20 7,294.50 7,890.66 4,128.21 2,214.03 1,202.40 46,356.92

1,787.54 2,504.61 3,254.78 3,952.58 5,332.71 6,467.83 7,711.88 9,488.15 10,956.79 12,039.80 13,364.22 15,167.34 16,870.24 20,527.93 23,627.12 30,921.62 38,812.28 42,940.49 45,154.52 46,356.92

BAND

3.86 1.55 1.62 1.51 2.98 2.45 2.68 3.83 3.17 2.34 2.86 3.89 3.67 7.89 6.69 15.74 17.02 8.91 4.78 2.59

CUM.

3.86 5.40 7.02 8.53 11.50 13.95 16.64 20.47 23.64 25.97 28.83 32.72 36.39 44.28 50.97 66.70 83.72 92.63 97.41 100.00

PERCENTAGE f

5 3 0 0 1 1 2 0 0 0 1 0 1 3 1 5 2 2 1 6 34

BAND

5 8 8 8 9 10 12 12 12 12 13 13 14 17 18 23 25 27 28 34

CUM.

14.71 14.71 8.82 23.53 0.00 23.53 0.00 23.53 2.94 26.47 2.94 29.41 5.88 35.29 0.00 35.29 0.00 35.29 0.00 35.29 2.94 38.24 0.00 38.24 2.94 41.18 8.82 50.00 2.94 52.94 14.71 67.65 5.88 73.53 5.88 79.41 2.94 82.35 17.65 100.00

PERCENTAGE rp

1,350.03 203.70 0.00 0.00 168.82 0.66 34.00 0.00 0.00 0.00 17.00 0.00 485.44 550.30 110.23 333.29 198.29 96.14 0.00 2,847.41 6,395.31

1,350.03 1,553.73 1,553.73 1,553.73 1,722.55 1,723.21 1,757.20 1,757.20 1,757.20 1,757.20 1,774.20 1,774.20 2,259.64 2,809.94 2,920.18 3,253.47 3,451.76 3,547.90 3,547.90 6,395.31

BAND

21.11 3.19 0.00 0.00 2.64 0.01 0.53 0.00 0.00 0.00 0.27 0.00 7.59 8.60 1.72 5.21 3.10 1.50 0.00 44.52

PERCENTAGE

CUM.

BAND

21.11 24.29 24.29 24.29 26.93 26.94 27.48 27.48 27.48 27.48 27.74 27.74 35.33 43.94 45.66 50.87 53.97 55.48 55.48 100.00

75.52 28.41 0.00 0.00 12.23 0.06 2.73 0.00 0.00 0.00 1.28 0.00 28.51 15.05 3.56 4.57 2.51 2.33 0.00 236.81

CUM

75.52 62.03 47.74 39.31 32.30 26.64 22.79 18.52 16.04 14.59 13.28 11.70 13.39 13.69 12.36 10.52 8.89 8.26 7.86 13.80 13.80

Page 166 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2007

DATE

15/02/2008

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

21 8 7 5 14 3 7 14 4 9 11 6 4 30 9 38 41 14 41 81 367

21 29 36 41 55 58 65 79 83 92 103 109 113 143 152 190 231 245 286 367

BAND

CUM.

5.72 5.72 2.18 7.90 1.91 9.81 1.36 11.17 3.81 14.99 0.82 15.80 1.91 17.71 3.81 21.53 1.09 22.62 2.45 25.07 3.00 28.07 1.63 29.70 1.09 30.79 8.17 38.96 2.45 41.42 10.35 51.77 11.17 62.94 3.81 66.76 11.17 77.93 22.07 100.00

PERCENTAGE rp

67.23 14.45 1.80 4.45 7.36 3.84 6.22 29.82 10.84 33.51 31.35 16.34 13.05 162.42 65.72 474.26 623.69 1,388.92 2,193.51 2,600.51 7,749.28

67.23 81.68 83.48 87.92 95.29 99.12 105.34 135.16 146.00 179.51 210.86 227.20 240.25 402.67 468.39 942.65 1,566.35 2,955.27 5,148.78 7,749.28

BAND

0.87 0.19 0.02 0.06 0.09 0.05 0.08 0.38 0.14 0.43 0.40 0.21 0.17 2.10 0.85 6.12 8.05 17.92 28.31 33.56

CUM.

0.87 1.05 1.08 1.13 1.23 1.28 1.36 1.74 1.88 2.32 2.72 2.93 3.10 5.20 6.04 12.16 20.21 38.14 66.44 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 3 6

BAND

1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 3 6

CUM.

16.67 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 33.33 50.00 50.00 100.00

PERCENTAGE rp

385.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 274.30 75,554.85 76,214.97

385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 660.12 76,214.97

BAND

0.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.36 99.13

CUM.

PERCENTAGE BAND

CUM

0.51 573.84 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.51 0.00 0.87 12.51 100.00 2,905.39

573.84 472.33 462.17 438.80 404.90 389.23 366.24 285.44 264.26 214.92 182.97 169.81 160.58 95.81 82.37 40.93 24.63 13.06 12.82 983.51 983.51

Page 167 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 29

01/01/2007

15/12/2007

DATE

15/02/2008

DATA POSITION FROM

PROCESSING

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

117,170 119,356 145,242 89,014 94,341 46,010 31,885 23,493 12,732 6,360 5,004 5,423 3,470 3,853 2,296 3,064 1,978 807 685 153 712,336

117,170 236,526 381,768 470,782 565,123 611,133 643,018 666,511 679,243 685,603 690,607 696,030 699,500 703,353 705,649 708,713 710,691 711,498 712,183 712,336

BAND

CUM.

16.45 16.45 16.76 33.20 20.39 53.59 12.50 66.09 13.24 79.33 6.46 85.79 4.48 90.27 3.30 93.57 1.79 95.35 0.89 96.25 0.70 96.95 0.76 97.71 0.49 98.20 0.54 98.74 0.32 99.06 0.43 99.49 0.28 99.77 0.11 99.88 0.10 99.98 0.02 100.00

PERCENTAGE rp

32,554.33 26,509.14 57,051.54 58,943.87 91,614.33 62,551.89 62,583.37 65,135.88 40,564.14 27,587.52 23,881.37 28,895.10 22,095.51 34,673.80 21,360.74 38,647.51 31,838.08 23,528.06 24,683.05 35,838.87 810,538.11

32,554.33 59,063.47 116,115.01 175,058.88 266,673.22 329,225.11 391,808.48 456,944.36 497,508.50 525,096.02 548,977.39 577,872.49 599,968.00 634,641.80 656,002.54 694,650.05 726,488.13 750,016.19 774,699.23 810,538.11

BAND

CUM.

4.02 4.02 3.27 7.29 7.04 14.33 7.27 21.60 11.30 32.90 7.72 40.62 7.72 48.34 8.04 56.38 5.00 61.38 3.40 64.78 2.95 67.73 3.56 71.29 2.73 74.02 4.28 78.30 2.64 80.93 4.77 85.70 3.93 89.63 2.90 92.53 3.05 95.58 4.42 100.00

PERCENTAGE f

54 22 29 43 57 41 21 29 15 15 18 16 6 11 5 16 9 4 18 68 497

54 76 105 148 205 246 267 296 311 326 344 360 366 377 382 398 407 411 429 497

BAND

CUM.

10.87 10.87 4.43 15.29 5.84 21.13 8.65 29.78 11.47 41.25 8.25 49.50 4.23 53.72 5.84 59.56 3.02 62.58 3.02 65.59 3.62 69.22 3.22 72.43 1.21 73.64 2.21 75.86 1.01 76.86 3.22 80.08 1.81 81.89 0.80 82.70 3.62 86.32 13.68 100.00

4,541.28 4,541.28 776.08 5,317.36 1,260.18 6,577.54 2,957.79 9,535.33 2,947.22 12,482.55 1,861.53 14,344.08 1,457.42 15,801.50 1,610.20 17,411.70 4,304.66 21,716.35 734.34 22,450.69 7,079.89 29,530.58 721.13 30,251.71 67.58 30,319.30 4,247.82 34,567.11 456.50 35,023.61 6,435.75 41,459.37 952.43 42,411.80 147.47 42,559.26 10,436.49 52,995.75 52,630.83 105,626.58 105,626.58

PERCENTAGE

BAND

CUM.

4.30 4.30 13.95 0.73 5.03 2.93 1.19 6.23 2.21 2.80 9.03 5.02 2.79 11.82 3.22 1.76 13.58 2.98 1.38 14.96 2.33 1.52 16.48 2.47 4.08 20.56 10.61 0.70 21.25 2.66 6.70 27.96 29.65 0.68 28.64 2.50 0.06 28.70 0.31 4.02 32.73 12.25 0.43 33.16 2.14 6.09 39.25 16.65 0.90 40.15 2.99 0.14 40.29 0.63 9.88 50.17 42.28 49.83 100.00 146.85

CUM

13.95 9.00 5.66 5.45 4.68 4.36 4.03 3.81 4.37 4.28 5.38 5.24 5.05 5.45 5.34 5.97 5.84 5.67 6.84 13.03 13.03

Page 168 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2007

DATE

15/02/2008

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

26 7 16 7 6 9 6 3 6 4 2 3 2 2 2 2 3 0 0 0 106

26 33 49 56 62 71 77 80 86 90 92 95 97 99 101 103 106 106 106 106

BAND

24.53 6.60 15.09 6.60 5.66 8.49 5.66 2.83 5.66 3.77 1.89 2.83 1.89 1.89 1.89 1.89 2.83 0.00 0.00 0.00

CUM.

PERCENTAGE rp

24.53 30.98 31.13 4.20 46.23 31.05 52.83 11.72 58.49 6.46 66.98 17.82 72.64 24.15 75.47 32.15 81.13 48.69 84.91 33.49 86.79 3.00 89.62 17.44 91.51 19.21 93.40 32.57 95.28 25.64 97.17 147.45 100.00 497.33 100.00 0.00 100.00 0.00 100.00 0.00 983.34

30.98 35.18 66.22 77.94 84.41 102.23 126.38 158.53 207.22 240.70 243.70 261.14 280.36 312.92 338.56 486.01 983.34 983.34 983.34 983.34

BAND

3.15 0.43 3.16 1.19 0.66 1.81 2.46 3.27 4.95 3.41 0.31 1.77 1.95 3.31 2.61 14.99 50.58 0.00 0.00 0.00

CUM.

3.15 3.58 6.73 7.93 8.58 10.40 12.85 16.12 21.07 24.48 24.78 26.56 28.51 31.82 34.43 49.42 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 169 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2007

DATE

15/02/2008

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

18 3 6 5 6 11 3 8 7 7 14 19 9 19 7 19 57 53 11 19 301

18 21 27 32 38 49 52 60 67 74 88 107 116 135 142 161 218 271 282 301

BAND

CUM.

5.98 5.98 1.00 6.98 1.99 8.97 1.66 10.63 1.99 12.62 3.65 16.28 1.00 17.28 2.66 19.93 2.33 22.26 2.33 24.58 4.65 29.24 6.31 35.55 2.99 38.54 6.31 44.85 2.33 47.18 6.31 53.49 18.94 72.43 17.61 90.03 3.65 93.69 6.31 100.00

PERCENTAGE rp

231.97 4.00 1.27 1.80 21.30 219.67 11.64 314.15 28.78 42.97 62.84 67.06 7.56 127.80 106.26 521.40 1,948.52 819.20 76.60 83.66 4,698.45

231.97 235.97 237.24 239.04 260.34 480.01 491.65 805.80 834.59 877.55 940.40 1,007.45 1,015.01 1,142.81 1,249.08 1,770.47 3,719.00 4,538.19 4,614.79 4,698.45

BAND

4.94 0.09 0.03 0.04 0.45 4.68 0.25 6.69 0.61 0.91 1.34 1.43 0.16 2.72 2.26 11.10 41.47 17.44 1.63 1.78

CUM.

4.94 5.02 5.05 5.09 5.54 10.22 10.46 17.15 17.76 18.68 20.02 21.44 21.60 24.32 26.58 37.68 79.15 96.59 98.22 100.00

PERCENTAGE f

0 0 0 0 0 13 0 8 0 0 0 0 0 0 0 0 0 0 0 0 21

BAND

0 0 0 0 0 13 13 21 21 21 21 21 21 21 21 21 21 21 21 21

0.00 0.00 0.00 0.00 0.00 61.90 0.00 38.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 61.90 61.90 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 265.08 0.00 142.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 407.36

0.00 0.00 0.00 0.00 0.00 265.08 265.08 407.36 407.36 407.36 407.36 407.36 407.36 407.36 407.36 407.36 407.36 407.36 407.36 407.36

BAND

0.00 0.00 0.00 0.00 0.00 65.07 0.00 34.93 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 65.07 65.07 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 120.67 0.00 45.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 55.22 53.92 50.55 48.81 46.42 43.32 40.43 40.13 35.65 32.61 23.01 10.95 8.98 8.83 8.67 8.67

Page 170 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 32

DATA POSITION FROM

01/01/2007

15/12/2007

DATE

15/02/2008

PROCESSING

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

21 11 13 2 16 1 0 6 2 4 1 2 1 16 3 17 21 11 6 0 154

21 32 45 47 63 64 64 70 72 76 77 79 80 96 99 116 137 148 154 154

BAND

CUM.

13.64 13.64 7.14 20.78 8.44 29.22 1.30 30.52 10.39 40.91 0.65 41.56 0.00 41.56 3.90 45.45 1.30 46.75 2.60 49.35 0.65 50.00 1.30 51.30 0.65 51.95 10.39 62.34 1.95 64.29 11.04 75.32 13.64 88.96 7.14 96.10 3.90 100.00 0.00 100.00

PERCENTAGE rp

15.15 29.53 26.00 1.44 14.61 1.62 0.00 35.69 3.00 41.42 22.29 26.74 13.17 286.20 90.22 576.98 1,924.23 1,163.17 1,640.49 0.00 5,911.95

15.15 44.68 70.68 72.12 86.72 88.35 88.35 124.03 127.03 168.46 190.75 217.49 230.66 516.86 607.08 1,184.06 3,108.29 4,271.46 5,911.95 5,911.95

BAND

0.26 0.50 0.44 0.02 0.25 0.03 0.00 0.60 0.05 0.70 0.38 0.45 0.22 4.84 1.53 9.76 32.55 19.67 27.75 0.00

CUM.

0.26 0.76 1.20 1.22 1.47 1.49 1.49 2.10 2.15 2.85 3.23 3.68 3.90 8.74 10.27 20.03 52.58 72.25 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 171 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2007

15/12/2007

DATE

15/02/2008

PROCESSING

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

610 44 45 14 21 12 6 3 3 1 4 8 5 12 2 16 3 7 5 0 821

610 654 699 713 734 746 752 755 758 759 763 771 776 788 790 806 809 816 821 821

BAND

CUM.

74.30 74.30 5.36 79.66 5.48 85.14 1.71 86.85 2.56 89.40 1.46 90.86 0.73 91.60 0.37 91.96 0.37 92.33 0.12 92.45 0.49 92.94 0.97 93.91 0.61 94.52 1.46 95.98 0.24 96.22 1.95 98.17 0.37 98.54 0.85 99.39 0.61 100.00 0.00 100.00

PERCENTAGE rp

79.07 15.19 24.26 30.06 32.14 26.20 11.01 6.84 9.59 9.70 48.38 78.01 68.55 257.77 48.87 663.56 117.15 74.03 3.49 0.00 1,603.85

79.07 94.26 118.52 148.58 180.72 206.92 217.93 224.76 234.35 244.04 292.42 370.44 438.99 696.75 745.62 1,409.19 1,526.33 1,600.36 1,603.85 1,603.85

BAND

4.93 0.95 1.51 1.87 2.00 1.63 0.69 0.43 0.60 0.60 3.02 4.86 4.27 16.07 3.05 41.37 7.30 4.62 0.22 0.00

CUM.

4.93 5.88 7.39 9.26 11.27 12.90 13.59 14.01 14.61 15.22 18.23 23.10 27.37 43.44 46.49 87.86 95.17 99.78 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 172 of 204

RISK AND LOSS PROFILE 2007 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

894 1,175 1,383 688 570 231 159 81 34 7 10 18 12 12 5 7 12 13 5 16 5,332

894 2,069 3,452 4,140 4,710 4,941 5,100 5,181 5,215 5,222 5,232 5,250 5,262 5,274 5,279 5,286 5,298 5,311 5,316 5,332

BAND

CUM.

16.77 16.77 22.04 38.80 25.94 64.74 12.90 77.64 10.69 88.33 4.33 92.67 2.98 95.65 1.52 97.17 0.64 97.81 0.13 97.94 0.19 98.12 0.34 98.46 0.23 98.69 0.23 98.91 0.09 99.01 0.13 99.14 0.23 99.36 0.24 99.61 0.09 99.70 0.30 100.00

PERCENTAGE rp

164.42 418.60 975.81 1,077.02 932.03 560.99 511.24 264.20 127.64 47.73 37.19 116.60 97.99 92.97 61.87 119.01 290.48 298.72 777.63 1,117.33 8,089.46

164.42 583.02 1,558.83 2,635.84 3,567.88 4,128.87 4,640.11 4,904.31 5,031.95 5,079.68 5,116.87 5,233.46 5,331.45 5,424.42 5,486.30 5,605.30 5,895.78 6,194.50 6,972.13 8,089.46

BAND

2.03 5.17 12.06 13.31 11.52 6.93 6.32 3.27 1.58 0.59 0.46 1.44 1.21 1.15 0.76 1.47 3.59 3.69 9.61 13.81

CUM.

2.03 7.21 19.27 32.58 44.11 51.04 57.36 60.63 62.20 62.79 63.25 64.69 65.91 67.06 67.82 69.29 72.88 76.57 86.19 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 173 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,530 6,981 11,178 7,125 6,619 2,613 1,869 1,223 679 356 291 353 218 273 153 259 248 102 61 22 47,153

6,530 13,511 24,689 31,814 38,433 41,046 42,915 44,138 44,817 45,173 45,464 45,817 46,035 46,308 46,461 46,720 46,968 47,070 47,131 47,153

BAND

CUM.

13.85 13.85 14.80 28.65 23.71 52.36 15.11 67.47 14.04 81.51 5.54 87.05 3.96 91.01 2.59 93.61 1.44 95.05 0.75 95.80 0.62 96.42 0.75 97.17 0.46 97.63 0.58 98.21 0.32 98.53 0.55 99.08 0.53 99.61 0.22 99.82 0.13 99.95 0.05 100.00

PERCENTAGE rp

2,608.59 1,546.79 3,744.36 3,940.92 6,019.50 3,584.60 3,838.62 3,404.55 2,412.77 1,681.42 1,811.14 2,321.63 1,849.45 2,949.39 1,918.28 4,229.15 6,646.41 2,125.12 1,203.47 218.54 58,054.68

2,608.59 4,155.38 7,899.74 11,840.66 17,860.16 21,444.76 25,283.38 28,687.93 31,100.69 32,782.11 34,593.25 36,914.87 38,764.32 41,713.71 43,631.99 47,861.14 54,507.55 56,632.66 57,836.14 58,054.68

BAND

CUM.

4.49 4.49 2.66 7.16 6.45 13.61 6.79 20.40 10.37 30.76 6.17 36.94 6.61 43.55 5.86 49.42 4.16 53.57 2.90 56.47 3.12 59.59 4.00 63.59 3.19 66.77 5.08 71.85 3.30 75.16 7.28 82.44 11.45 93.89 3.66 97.55 2.07 99.62 0.38 100.00

PERCENTAGE f

8 3 2 2 1 0 0 1 1 0 0 0 2 2 0 3 0 0 1 0 26

8 11 13 15 16 16 16 17 18 18 18 18 20 22 22 25 25 25 26 26

BAND

CUM.

PERCENTAGE rp

30.77 30.77 212.72 11.54 42.31 148.98 7.69 50.00 146.02 7.69 57.69 20.23 3.85 61.54 24.13 0.00 61.54 0.00 0.00 61.54 0.00 3.85 65.38 10.23 3.85 69.23 2.00 0.00 69.23 0.00 0.00 69.23 0.00 0.00 69.23 0.00 7.69 76.92 4.00 7.69 84.62 3,789.76 0.00 84.62 0.00 11.54 96.15 17,527.86 0.00 96.15 0.00 0.00 96.15 0.00 3.85 100.00 0.00 0.00 100.00 0.00 21,885.94

212.72 361.71 507.73 527.96 552.08 552.08 552.08 562.32 564.32 564.32 564.32 564.32 568.32 4,358.08 4,358.08 21,885.94 21,885.94 21,885.94 21,885.94 21,885.94

PERCENTAGE

BAND

CUM.

BAND

0.97 0.68 0.67 0.09 0.11 0.00 0.00 0.05 0.01 0.00 0.00 0.00 0.02 17.32 0.00 80.09 0.00 0.00 0.00 0.00

0.97 1.65 2.32 2.41 2.52 2.52 2.52 2.57 2.58 2.58 2.58 2.58 2.60 19.91 19.91 100.00 100.00 100.00 100.00 100.00

8.15 9.63 3.90 0.51 0.40 0.00 0.00 0.30 0.08 0.00 0.00 0.00 0.22 128.49 0.00 414.45 0.00 0.00 0.00 0.00

CUM

8.15 8.70 6.43 4.46 3.09 2.57 2.18 1.96 1.81 1.72 1.63 1.53 1.47 10.45 9.99 45.73 40.15 38.65 37.84 37.70 37.70

Page 174 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/02/2007

15/02/2008

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,253 3,580 4,853 2,728 2,230 806 756 456 261 136 133 141 116 101 66 98 61 38 25 6 18,844

2,253 5,833 10,686 13,414 15,644 16,450 17,206 17,662 17,923 18,059 18,192 18,333 18,449 18,550 18,616 18,714 18,775 18,813 18,838 18,844

BAND

CUM.

11.96 11.96 19.00 30.95 25.75 56.71 14.48 71.18 11.83 83.02 4.28 87.30 4.01 91.31 2.42 93.73 1.39 95.11 0.72 95.83 0.71 96.54 0.75 97.29 0.62 97.90 0.54 98.44 0.35 98.79 0.52 99.31 0.32 99.63 0.20 99.84 0.13 99.97 0.03 100.00

PERCENTAGE rp

475.14 614.13 1,320.88 1,247.45 2,057.81 1,166.84 1,543.69 1,252.90 750.94 517.58 393.85 589.66 402.38 448.03 266.87 1,133.48 923.30 756.32 818.86 86.61 16,766.71

475.14 1,089.27 2,410.15 3,657.60 5,715.41 6,882.25 8,425.94 9,678.84 10,429.77 10,947.36 11,341.20 11,930.86 12,333.24 12,781.27 13,048.14 14,181.62 15,104.92 15,861.24 16,680.10 16,766.71

BAND

2.83 3.66 7.88 7.44 12.27 6.96 9.21 7.47 4.48 3.09 2.35 3.52 2.40 2.67 1.59 6.76 5.51 4.51 4.88 0.52

CUM.

2.83 6.50 14.37 21.81 34.09 41.05 50.25 57.73 62.21 65.29 67.64 71.16 73.56 76.23 77.82 84.58 90.09 94.60 99.48 100.00

PERCENTAGE f

0 1 1 0 0 2 0 0 0 0 2 0 0 0 0 0 2 0 0 0 8

0 1 2 2 2 4 4 4 4 4 6 6 6 6 6 6 8 8 8 8

BAND

CUM.

0.00 12.50 12.50 0.00 0.00 25.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00

0.00 12.50 25.00 25.00 25.00 50.00 50.00 50.00 50.00 50.00 75.00 75.00 75.00 75.00 75.00 75.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 27.16 12.50 0.00 0.00 97.09 0.00 0.00 0.00 0.00 6,436.22 0.00 0.00 0.00 0.00 0.00 775.00 0.00 0.00 0.00 7,347.97

0.00 27.16 39.66 39.66 39.66 136.75 136.75 136.75 136.75 136.75 6,572.97 6,572.97 6,572.97 6,572.97 6,572.97 6,572.97 7,347.97 7,347.97 7,347.97 7,347.97

BAND

0.00 0.37 0.17 0.00 0.00 1.32 0.00 0.00 0.00 0.00 87.59 0.00 0.00 0.00 0.00 0.00 10.55 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.37 4.42 0.54 0.95 0.54 0.00 0.54 0.00 1.86 8.32 1.86 0.00 1.86 0.00 1.86 0.00 1.86 0.00 89.45 1,634.20 89.45 0.00 89.45 0.00 89.45 0.00 89.45 0.00 89.45 0.00 100.00 83.94 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 2.49 1.65 1.08 0.69 1.99 1.62 1.41 1.31 1.25 57.96 55.09 53.29 51.43 50.37 46.35 48.65 46.33 44.05 43.82 43.82

Page 175 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,568 4,134 5,834 3,583 3,059 1,123 690 467 239 131 107 115 65 71 61 102 86 62 23 9 24,529

4,568 8,702 14,536 18,119 21,178 22,301 22,991 23,458 23,697 23,828 23,935 24,050 24,115 24,186 24,247 24,349 24,435 24,497 24,520 24,529

BAND

CUM.

18.62 18.62 16.85 35.48 23.78 59.26 14.61 73.87 12.47 86.34 4.58 90.92 2.81 93.73 1.90 95.63 0.97 96.61 0.53 97.14 0.44 97.58 0.47 98.05 0.26 98.31 0.29 98.60 0.25 98.85 0.42 99.27 0.35 99.62 0.25 99.87 0.09 99.96 0.04 100.00

PERCENTAGE rp

1,396.34 1,026.14 2,655.03 2,951.49 4,360.73 2,154.56 2,005.58 1,560.77 1,003.35 705.36 610.75 869.17 495.14 731.95 771.24 1,902.10 2,941.27 895.43 1,549.51 130.46 30,716.33

1,396.34 2,422.48 5,077.51 8,029.00 12,389.73 14,544.29 16,549.86 18,110.63 19,113.98 19,819.34 20,430.09 21,299.26 21,794.39 22,526.34 23,297.58 25,199.68 28,140.94 29,036.37 30,585.88 30,716.33

BAND

4.55 3.34 8.64 9.61 14.20 7.01 6.53 5.08 3.27 2.30 1.99 2.83 1.61 2.38 2.51 6.19 9.58 2.92 5.04 0.42

CUM.

4.55 7.89 16.53 26.14 40.34 47.35 53.88 58.96 62.23 64.52 66.51 69.34 70.95 73.34 75.85 82.04 91.62 94.53 99.58 100.00

PERCENTAGE f

4 1 1 3 0 0 1 1 0 0 0 1 0 1 0 0 1 0 0 0 14

BAND

4 5 6 9 9 9 10 11 11 11 11 12 12 13 13 13 14 14 14 14

28.57 7.14 7.14 21.43 0.00 0.00 7.14 7.14 0.00 0.00 0.00 7.14 0.00 7.14 0.00 0.00 7.14 0.00 0.00 0.00

CUM.

28.57 35.71 42.86 64.29 64.29 64.29 71.43 78.57 78.57 78.57 78.57 85.71 85.71 92.86 92.86 92.86 100.00 100.00 100.00 100.00

PERCENTAGE rp

1,271.26 100.00 31.50 665.05 0.00 0.00 13.25 52.29 0.00 0.00 0.00 76.85 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 2,310.20

1,271.26 1,371.26 1,402.76 2,067.82 2,067.82 2,067.82 2,081.07 2,133.35 2,133.35 2,133.35 2,133.35 2,210.20 2,210.20 2,310.20 2,310.20 2,310.20 2,310.20 2,310.20 2,310.20 2,310.20

BAND

55.03 4.33 1.36 28.79 0.00 0.00 0.57 2.26 0.00 0.00 0.00 3.33 0.00 4.33 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

55.03 59.36 60.72 89.51 89.51 89.51 90.08 92.34 92.34 92.34 92.34 95.67 95.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

91.04 9.75 1.19 22.53 0.00 0.00 0.66 3.35 0.00 0.00 0.00 8.84 0.00 13.66 0.00 0.00 0.00 0.00 0.00 0.00

CUM

91.04 56.61 27.63 25.75 16.69 14.22 12.57 11.78 11.16 10.76 10.44 10.38 10.14 10.26 9.92 9.17 8.21 7.96 7.55 7.52 7.52

Page 176 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,098 2,010 2,271 1,176 939 336 215 162 69 38 31 30 20 20 20 21 18 14 9 3 9,500

2,098 4,108 6,379 7,555 8,494 8,830 9,045 9,207 9,276 9,314 9,345 9,375 9,395 9,415 9,435 9,456 9,474 9,488 9,497 9,500

BAND

22.08 21.16 23.91 12.38 9.88 3.54 2.26 1.71 0.73 0.40 0.33 0.32 0.21 0.21 0.21 0.22 0.19 0.15 0.09 0.03

CUM.

22.08 43.24 67.15 79.53 89.41 92.95 95.21 96.92 97.64 98.04 98.37 98.68 98.89 99.11 99.32 99.54 99.73 99.87 99.97 100.00

PERCENTAGE rp

338.82 579.03 1,327.53 984.36 1,264.84 713.06 574.71 443.32 314.02 218.65 164.11 247.38 192.30 246.59 261.76 538.36 558.81 319.71 408.34 57.59 9,753.31

338.82 917.85 2,245.38 3,229.74 4,494.58 5,207.64 5,782.35 6,225.67 6,539.69 6,758.34 6,922.45 7,169.83 7,362.14 7,608.72 7,870.48 8,408.85 8,967.66 9,287.37 9,695.72 9,753.31

BAND

3.47 5.94 13.61 10.09 12.97 7.31 5.89 4.55 3.22 2.24 1.68 2.54 1.97 2.53 2.68 5.52 5.73 3.28 4.19 0.59

CUM.

3.47 9.41 23.02 33.11 46.08 53.39 59.29 63.83 67.05 69.29 70.98 73.51 75.48 78.01 80.70 86.22 91.94 95.22 99.41 100.00

PERCENTAGE f

1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2

50.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

50.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

26.26 0.00 0.00 0.00 0.00 0.00 3.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 30.22

26.26 26.26 26.26 26.26 26.26 26.26 30.22 30.22 30.22 30.22 30.22 30.22 30.22 30.22 30.22 30.22 30.22 30.22 30.22 30.22

BAND

86.89 0.00 0.00 0.00 0.00 0.00 13.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

86.89 86.89 86.89 86.89 86.89 86.89 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

7.75 0.00 0.00 0.00 0.00 0.00 0.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

7.75 2.86 1.17 0.81 0.58 0.50 0.52 0.49 0.46 0.45 0.44 0.42 0.41 0.40 0.38 0.36 0.34 0.33 0.31 0.31 0.31

Page 177 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,073 3,149 4,226 2,577 2,310 1,031 766 489 259 115 100 108 64 96 73 103 86 48 67 28 18,768

3,073 6,222 10,448 13,025 15,335 16,366 17,132 17,621 17,880 17,995 18,095 18,203 18,267 18,363 18,436 18,539 18,625 18,673 18,740 18,768

BAND

CUM.

16.37 16.37 16.78 33.15 22.52 55.67 13.73 69.40 12.31 81.71 5.49 87.20 4.08 91.28 2.61 93.89 1.38 95.27 0.61 95.88 0.53 96.41 0.58 96.99 0.34 97.33 0.51 97.84 0.39 98.23 0.55 98.78 0.46 99.24 0.26 99.49 0.36 99.85 0.15 100.00

PERCENTAGE rp

945.09 625.11 1,603.67 1,600.02 2,482.44 1,690.97 1,799.31 1,356.04 996.80 509.95 530.79 643.66 398.89 999.42 703.57 1,387.03 1,686.97 1,042.09 2,033.32 157.12 23,192.27

945.09 1,570.20 3,173.87 4,773.90 7,256.34 8,947.31 10,746.62 12,102.66 13,099.46 13,609.41 14,140.20 14,783.86 15,182.75 16,182.17 16,885.75 18,272.77 19,959.74 21,001.83 23,035.15 23,192.27

BAND

4.08 2.70 6.91 6.90 10.70 7.29 7.76 5.85 4.30 2.20 2.29 2.78 1.72 4.31 3.03 5.98 7.27 4.49 8.77 0.68

CUM.

4.08 6.77 13.69 20.58 31.29 38.58 46.34 52.18 56.48 58.68 60.97 63.74 65.46 69.77 72.81 78.79 86.06 90.56 99.32 100.00

PERCENTAGE f

2 0 0 0 0 1 0 0 0 0 0 0 1 0 0 0 1 0 3 0 8

BAND

2 2 2 2 2 3 3 3 3 3 3 3 4 4 4 4 5 5 8 8

CUM.

25.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 12.50 37.50 0.00 37.50 0.00 37.50 0.00 37.50 0.00 37.50 0.00 37.50 0.00 37.50 12.50 50.00 0.00 50.00 0.00 50.00 0.00 50.00 12.50 62.50 0.00 62.50 37.50 100.00 0.00 100.00

PERCENTAGE rp

50.00 0.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 30.00 0.00 0.00 0.00 175.00 0.00 539.21 0.00 804.21

BAND

CUM.

50.00 50.00 50.00 50.00 50.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 90.00 90.00 90.00 90.00 265.00 265.00 804.21 804.21

6.22 6.22 0.00 6.22 0.00 6.22 0.00 6.22 0.00 6.22 1.24 7.46 0.00 7.46 0.00 7.46 0.00 7.46 0.00 7.46 0.00 7.46 0.00 7.46 3.73 11.19 0.00 11.19 0.00 11.19 0.00 11.19 21.76 32.95 0.00 32.95 67.05 100.00 0.00 100.00

PERCENTAGE BAND

5.29 0.00 0.00 0.00 0.00 0.59 0.00 0.00 0.00 0.00 0.00 0.00 7.52 0.00 0.00 0.00 10.37 0.00 26.52 0.00

CUM

5.29 3.18 1.58 1.05 0.69 0.67 0.56 0.50 0.46 0.44 0.42 0.41 0.59 0.56 0.53 0.49 1.33 1.26 3.49 3.47 3.47

Page 178 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 1,168 75 1,125 150 1,053 611 250 444 400 155 625 86 875 54 1,250 28 1,750 16 2,250 13 2,750 14 3,500 3 4,500 14 6,250 10 8,750 8 15,000 12 35,000 1 75,000 2 300,000 2 4,819

1,168 2,293 3,346 3,957 4,401 4,556 4,642 4,696 4,724 4,740 4,753 4,767 4,770 4,784 4,794 4,802 4,814 4,815 4,817 4,819

BAND

CUM.

24.24 24.24 23.35 47.58 21.85 69.43 12.68 82.11 9.21 91.33 3.22 94.54 1.78 96.33 1.12 97.45 0.58 98.03 0.33 98.36 0.27 98.63 0.29 98.92 0.06 98.98 0.29 99.27 0.21 99.48 0.17 99.65 0.25 99.90 0.02 99.92 0.04 99.96 0.04 100.00

PERCENTAGE rp

132.86 270.05 469.32 420.51 533.57 304.30 221.19 146.67 82.08 93.73 71.33 105.24 3.96 88.06 157.52 56.62 430.51 111.13 13.77 28.29 3,740.72

132.86 402.91 872.23 1,292.74 1,826.31 2,130.62 2,351.81 2,498.48 2,580.56 2,674.29 2,745.62 2,850.87 2,854.83 2,942.88 3,100.40 3,157.02 3,587.53 3,698.66 3,712.43 3,740.72

BAND

3.55 7.22 12.55 11.24 14.26 8.13 5.91 3.92 2.19 2.51 1.91 2.81 0.11 2.35 4.21 1.51 11.51 2.97 0.37 0.76

CUM.

3.55 10.77 23.32 34.56 48.82 56.96 62.87 66.79 68.99 71.49 73.40 76.21 76.32 78.67 82.88 84.40 95.90 98.88 99.24 100.00

PERCENTAGE f

3 1 2 1 4 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 12

3 4 6 7 11 12 12 12 12 12 12 12 12 12 12 12 12 12 12 12

BAND

25.00 8.33 16.67 8.33 33.33 8.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

25.00 33.33 50.00 58.33 91.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

440.00 183.72 10.31 4.90 87.07 14.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 740.74

440.00 623.72 634.03 638.93 725.99 740.74 740.74 740.74 740.74 740.74 740.74 740.74 740.74 740.74 740.74 740.74 740.74 740.74 740.74 740.74

BAND

59.40 24.80 1.39 0.66 11.75 1.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

59.40 84.20 85.59 86.26 98.01 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

331.16 68.03 2.20 1.17 16.32 4.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

331.16 154.80 72.69 49.42 39.75 34.77 31.50 29.65 28.70 27.70 26.98 25.98 25.95 25.17 23.89 23.46 20.65 20.03 19.95 19.80 19.80

Page 179 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,911 2,572 2,928 1,609 1,698 751 512 392 217 97 98 94 83 76 50 105 85 76 49 9 13,412

1,911 4,483 7,411 9,020 10,718 11,469 11,981 12,373 12,590 12,687 12,785 12,879 12,962 13,038 13,088 13,193 13,278 13,354 13,403 13,412

BAND

CUM.

14.25 14.25 19.18 33.43 21.83 55.26 12.00 67.25 12.66 79.91 5.60 85.51 3.82 89.33 2.92 92.25 1.62 93.87 0.72 94.59 0.73 95.33 0.70 96.03 0.62 96.64 0.57 97.21 0.37 97.58 0.78 98.37 0.63 99.00 0.57 99.57 0.37 99.93 0.07 100.00

PERCENTAGE rp

713.43 412.37 988.91 1,008.27 1,760.02 1,191.55 1,169.72 1,153.68 775.81 459.91 471.02 467.62 580.41 588.09 586.34 2,015.41 1,503.79 1,513.95 1,539.83 81.86 18,982.00

713.43 1,125.80 2,114.71 3,122.99 4,883.01 6,074.56 7,244.28 8,397.96 9,173.77 9,633.68 10,104.70 10,572.32 11,152.73 11,740.82 12,327.16 14,342.58 15,846.37 17,360.32 18,900.14 18,982.00

BAND

3.76 2.17 5.21 5.31 9.27 6.28 6.16 6.08 4.09 2.42 2.48 2.46 3.06 3.10 3.09 10.62 7.92 7.98 8.11 0.43

CUM.

3.76 5.93 11.14 16.45 25.72 32.00 38.16 44.24 48.33 50.75 53.23 55.70 58.75 61.85 64.94 75.56 83.48 91.46 99.57 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 2

BAND

0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 2 2 2 2

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 17.00 0.00 0.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 27.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 17.00 17.00 17.00 17.00 17.00 17.00 27.00 27.00 27.00 27.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 62.96 0.00 0.00 0.00 0.00 0.00 37.04 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 62.96 62.96 62.96 62.96 62.96 62.96 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.61 0.00 0.00 0.00 0.00 0.00 0.66 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.17 0.16 0.15 0.14 0.14 0.12 0.17 0.16 0.14 0.14 0.14

Page 180 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

16,610 14,150 27,635 23,407 31,183 16,862 12,257 9,171 5,041 2,651 2,016 2,293 1,552 1,670 1,048 1,454 1,054 469 511 190 171,224

16,610 30,760 58,395 81,802 112,985 129,847 142,104 151,275 156,316 158,967 160,983 163,276 164,828 166,498 167,546 169,000 170,054 170,523 171,034 171,224

BAND

9.70 8.26 16.14 13.67 18.21 9.85 7.16 5.36 2.94 1.55 1.18 1.34 0.91 0.98 0.61 0.85 0.62 0.27 0.30 0.11

CUM.

9.70 17.96 34.10 47.77 65.99 75.83 82.99 88.35 91.29 92.84 94.02 95.36 96.26 97.24 97.85 98.70 99.32 99.59 99.89 100.00

PERCENTAGE rp

13,258.84 3,374.15 8,951.72 11,618.74 23,834.58 17,733.41 18,631.26 18,798.85 14,106.81 12,653.66 8,411.30 11,224.19 9,289.37 12,906.72 9,782.21 18,337.01 16,819.19 10,932.13 11,920.54 12,075.84 264,660.49

13,258.84 16,632.99 25,584.71 37,203.45 61,038.02 78,771.44 97,402.69 116,201.54 130,308.35 142,962.01 151,373.31 162,597.50 171,886.87 184,793.59 194,575.79 212,912.80 229,731.99 240,664.12 252,584.66 264,660.49

BAND

CUM.

5.01 5.01 1.27 6.28 3.38 9.67 4.39 14.06 9.01 23.06 6.70 29.76 7.04 36.80 7.10 43.91 5.33 49.24 4.78 54.02 3.18 57.20 4.24 61.44 3.51 64.95 4.88 69.82 3.70 73.52 6.93 80.45 6.36 86.80 4.13 90.93 4.50 95.44 4.56 100.00

PERCENTAGE f

26 4 12 26 39 26 16 23 10 7 15 5 1 10 5 8 3 5 15 52

26 8.44 8.44 30 1.30 9.74 42 3.90 13.64 68 8.44 22.08 107 12.66 34.74 133 8.44 43.18 149 5.19 48.38 172 7.47 55.84 182 3.25 59.09 189 2.27 61.36 204 4.87 66.23 209 1.62 67.86 210 0.32 68.18 220 3.25 71.43 225 1.62 73.05 233 2.60 75.65 236 0.97 76.62 241 1.62 78.25 256 4.87 83.12 308 16.88 100.00

308

BAND

CUM.

PERCENTAGE rp

4,873.33 227.22 589.47 1,338.61 1,388.29 1,228.30 1,407.54 1,298.38 1,055.19 632.90 566.85 2,215.77 0.00 2,063.20 266.73 2,712.79 462.36 145.92 10,039.23 186,607.58 219,119.65

4,873.33 5,100.55 5,690.03 7,028.63 8,416.92 9,645.23 11,052.77 12,351.15 13,406.34 14,039.23 14,606.08 16,821.85 16,821.85 18,885.05 19,151.78 21,864.57 22,326.93 22,472.85 32,512.08 219,119.65

BAND

2.22 0.10 0.27 0.61 0.63 0.56 0.64 0.59 0.48 0.29 0.26 1.01 0.00 0.94 0.12 1.24 0.21 0.07 4.58 85.16

PERCENTAGE

CUM.

BAND

2.22 2.33 2.60 3.21 3.84 4.40 5.04 5.64 6.12 6.41 6.67 7.68 7.68 8.62 8.74 9.98 10.19 10.26 14.84 100.00

36.76 6.73 6.59 11.52 5.82 6.93 7.55 6.91 7.48 5.00 6.74 19.74 0.00 15.99 2.73 14.79 2.75 1.33 84.22 1,545.30

CUM

36.76 30.67 22.24 18.89 13.79 12.24 11.35 10.63 10.29 9.82 9.65 10.35 9.79 10.22 9.84 10.27 9.72 9.34 12.87 82.79 82.79

Page 181 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

19,827 20,362 22,580 12,704 12,420 6,203 4,278 3,400 1,932 1,050 915 1,038 712 1,019 670 1,193 1,019 525 569 191 112,607

19,827 40,189 62,769 75,473 87,893 94,096 98,374 101,774 103,706 104,756 105,671 106,709 107,421 108,440 109,110 110,303 111,322 111,847 112,416 112,607

BAND

CUM.

17.61 17.61 18.08 35.69 20.05 55.74 11.28 67.02 11.03 78.05 5.51 83.56 3.80 87.36 3.02 90.38 1.72 92.10 0.93 93.03 0.81 93.84 0.92 94.76 0.63 95.39 0.90 96.30 0.59 96.89 1.06 97.95 0.90 98.86 0.47 99.33 0.51 99.83 0.17 100.00

PERCENTAGE rp

6,859.89 4,313.72 8,072.93 7,463.03 11,279.62 8,286.03 8,149.18 8,191.46 6,778.14 4,135.19 4,408.77 5,671.40 4,895.18 8,532.69 6,891.27 16,386.99 15,846.09 13,081.08 10,545.57 10,386.23 170,174.45

6,859.89 11,173.61 19,246.53 26,709.56 37,989.18 46,275.21 54,424.39 62,615.85 69,393.98 73,529.18 77,937.95 83,609.36 88,504.53 97,037.22 103,928.49 120,315.48 136,161.57 149,242.65 159,788.22 170,174.45

BAND

4.03 2.53 4.74 4.39 6.63 4.87 4.79 4.81 3.98 2.43 2.59 3.33 2.88 5.01 4.05 9.63 9.31 7.69 6.20 6.10

CUM.

4.03 6.57 11.31 15.70 22.32 27.19 31.98 36.80 40.78 43.21 45.80 49.13 52.01 57.02 61.07 70.70 80.01 87.70 93.90 100.00

PERCENTAGE f

16 3 6 6 6 5 1 2 3 6 1 3 2 3 1 11 6 2 7 8 98

BAND

16 19 25 31 37 42 43 45 48 54 55 58 60 63 64 75 81 83 90 98

CUM.

16.33 16.33 3.06 19.39 6.12 25.51 6.12 31.63 6.12 37.76 5.10 42.86 1.02 43.88 2.04 45.92 3.06 48.98 6.12 55.10 1.02 56.12 3.06 59.18 2.04 61.22 3.06 64.29 1.02 65.31 11.22 76.53 6.12 82.65 2.04 84.69 7.14 91.84 8.16 100.00

PERCENTAGE rp

5,089.75 75.38 122.19 127.96 180.81 558.90 25.00 606.10 1,362.27 220.58 148.90 75.70 33.58 208.11 142.82 317.79 149.14 237.79 341.91 84,105.85 94,130.51

5,089.75 5,165.14 5,287.33 5,415.28 5,596.09 6,154.99 6,179.99 6,786.08 8,148.35 8,368.93 8,517.83 8,593.52 8,627.11 8,835.21 8,978.03 9,295.82 9,444.96 9,682.75 10,024.66 94,130.51

BAND

CUM.

5.41 5.41 0.08 5.49 0.13 5.62 0.14 5.75 0.19 5.95 0.59 6.54 0.03 6.57 0.64 7.21 1.45 8.66 0.23 8.89 0.16 9.05 0.08 9.13 0.04 9.17 0.22 9.39 0.15 9.54 0.34 9.88 0.16 10.03 0.25 10.29 0.36 10.65 89.35 100.00

PERCENTAGE BAND

CUM.

74.20 1.75 1.51 1.71 1.60 6.75 0.31 7.40 20.10 5.33 3.38 1.33 0.69 2.44 2.07 1.94 0.94 1.82 3.24 809.78

74.20 46.23 27.47 20.27 14.73 13.30 11.36 10.84 11.74 11.38 10.93 10.28 9.75 9.10 8.64 7.73 6.94 6.49 6.27 55.31 55.31

Page 182 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

17,824 12,151 10,835 5,458 5,611 3,024 2,097 1,808 956 577 491 524 356 465 259 454 317 128 96 59 63,490

17,824 29,975 40,810 46,268 51,879 54,903 57,000 58,808 59,764 60,341 60,832 61,356 61,712 62,177 62,436 62,890 63,207 63,335 63,431 63,490

BAND

CUM.

28.07 28.07 19.14 47.21 17.07 64.28 8.60 72.87 8.84 81.71 4.76 86.48 3.30 89.78 2.85 92.63 1.51 94.13 0.91 95.04 0.77 95.81 0.83 96.64 0.56 97.20 0.73 97.93 0.41 98.34 0.72 99.05 0.50 99.55 0.20 99.76 0.15 99.91 0.09 100.00

PERCENTAGE rp

3,023.14 2,416.20 4,095.58 3,432.19 5,725.93 4,322.67 3,937.06 4,610.45 3,381.95 2,391.63 2,261.98 3,087.22 2,594.62 8,647.60 3,033.89 6,558.62 6,338.88 3,095.93 2,838.74 9,355.86 85,150.13

3,023.14 5,439.34 9,534.93 12,967.11 18,693.05 23,015.72 26,952.78 31,563.22 34,945.17 37,336.80 39,598.77 42,686.00 45,280.61 53,928.21 56,962.10 63,520.72 69,859.60 72,955.53 75,794.27 85,150.13

BAND

CUM.

3.55 3.55 2.84 6.39 4.81 11.20 4.03 15.23 6.72 21.95 5.08 27.03 4.62 31.65 5.41 37.07 3.97 41.04 2.81 43.85 2.66 46.50 3.63 50.13 3.05 53.18 10.16 63.33 3.56 66.90 7.70 74.60 7.44 82.04 3.64 85.68 3.33 89.01 10.99 100.00

PERCENTAGE f

1 2 2 1 2 2 1 2 2 1 0 1 3 1 0 2 4 3 1 1 32

BAND

CUM.

1 3.13 3.13 3 6.25 9.38 5 6.25 15.63 6 3.13 18.75 8 6.25 25.00 10 6.25 31.25 11 3.13 34.38 13 6.25 40.63 15 6.25 46.88 16 3.13 50.00 16 0.00 50.00 17 3.13 53.13 20 9.38 62.50 21 3.13 65.63 21 0.00 65.63 23 6.25 71.88 27 12.50 84.38 30 9.38 93.75 31 3.13 96.88 32 3.13 100.00

PERCENTAGE rp

4.06 18.06 89.42 59.41 15.92 156.81 261.64 46.74 11.97 38.50 0.00 3.62 10.87 9.93 0.00 877.47 60.35 96.14 45.93 0.00 1,806.85

4.06 22.12 111.54 170.95 186.86 343.68 605.32 652.06 664.03 702.53 702.53 706.15 717.02 726.96 726.96 1,604.43 1,664.78 1,760.92 1,806.85 1,806.85

BAND

CUM.

0.22 0.22 1.00 1.22 4.95 6.17 3.29 9.46 0.88 10.34 8.68 19.02 14.48 33.50 2.59 36.09 0.66 36.75 2.13 38.88 0.00 38.88 0.20 39.08 0.60 39.68 0.55 40.23 0.00 40.23 48.56 88.80 3.34 92.14 5.32 97.46 2.54 100.00 0.00 100.00

PERCENTAGE BAND

0.13 0.75 2.18 1.73 0.28 3.63 6.65 1.01 0.35 1.61 0.00 0.12 0.42 0.11 0.00 13.38 0.95 3.11 1.62 0.00

CUM

0.13 0.41 1.17 1.32 1.00 1.49 2.25 2.07 1.90 1.88 1.77 1.65 1.58 1.35 1.28 2.53 2.38 2.41 2.38 2.12 2.12

Page 183 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,697 1,535 1,550 875 890 487 374 254 175 89 70 74 56 53 38 65 49 23 15 5 8,374

1,697 3,232 4,782 5,657 6,547 7,034 7,408 7,662 7,837 7,926 7,996 8,070 8,126 8,179 8,217 8,282 8,331 8,354 8,369 8,374

BAND

CUM.

PERCENTAGE rp

20.27 20.27 320.43 18.33 38.60 430.17 18.51 57.11 585.91 10.45 67.55 481.51 10.63 78.18 801.02 5.82 84.00 598.62 4.47 88.46 684.80 3.03 91.50 617.40 2.09 93.59 492.74 1.06 94.65 269.10 0.84 95.49 264.57 0.88 96.37 329.52 0.67 97.04 316.66 0.63 97.67 379.58 0.45 98.13 345.40 0.78 98.90 1,609.32 0.59 99.49 445.39 0.27 99.76 481.85 0.18 99.94 219.25 0.06 100.00 53.48 9,726.72

320.43 750.60 1,336.51 1,818.02 2,619.04 3,217.66 3,902.46 4,519.86 5,012.60 5,281.71 5,546.28 5,875.80 6,192.45 6,572.03 6,917.43 8,526.75 8,972.14 9,453.99 9,673.24 9,726.72

BAND

3.29 4.42 6.02 4.95 8.24 6.15 7.04 6.35 5.07 2.77 2.72 3.39 3.26 3.90 3.55 16.55 4.58 4.95 2.25 0.55

CUM.

3.29 7.72 13.74 18.69 26.93 33.08 40.12 46.47 51.53 54.30 57.02 60.41 63.66 67.57 71.12 87.66 92.24 97.20 99.45 100.00

PERCENTAGE f

0 0 0 0 0 1 1 0 0 0 0 1 0 0 0 0 0 0 0 0 3

BAND

0 0 0 0 0 1 2 2 2 2 2 3 3 3 3 3 3 3 3 3

0.00 0.00 0.00 0.00 0.00 33.33 33.33 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 33.33 66.67 66.67 66.67 66.67 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.70 13.24 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.70 13.94 13.94 13.94 13.94 13.94 63.94 63.94 63.94 63.94 63.94 63.94 63.94 63.94 63.94

63.94

BAND

0.00 0.00 0.00 0.00 0.00 1.09 20.71 0.00 0.00 0.00 0.00 78.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 1.09 21.80 21.80 21.80 21.80 21.80 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.12 1.93 0.00 0.00 0.00 0.00 15.17 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.02 0.36 0.31 0.28 0.26 0.25 1.09 1.03 0.97 0.92 0.75 0.71 0.68 0.66 0.66 0.66

Page 184 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

15,401 14,116 14,903 8,803 10,039 5,431 3,955 3,374 2,103 1,072 853 938 661 769 510 828 622 265 227 88 84,958

15,401 29,517 44,420 53,223 63,262 68,693 72,648 76,022 78,125 79,197 80,050 80,988 81,649 82,418 82,928 83,756 84,378 84,643 84,870 84,958

BAND

18.13 16.62 17.54 10.36 11.82 6.39 4.66 3.97 2.48 1.26 1.00 1.10 0.78 0.91 0.60 0.97 0.73 0.31 0.27 0.10

CUM.

18.13 34.74 52.28 62.65 74.46 80.86 85.51 89.48 91.96 93.22 94.22 95.33 96.11 97.01 97.61 98.59 99.32 99.63 99.90 100.00

PERCENTAGE rp

5,567.93 2,761.96 5,359.60 5,294.37 9,025.56 6,998.45 6,765.37 8,373.88 6,275.53 4,021.08 5,623.50 5,654.56 4,617.12 7,031.83 5,915.46 13,127.82 13,992.09 4,981.60 4,460.89 2,215.04 128,063.66

5,567.93 8,329.89 13,689.49 18,983.87 28,009.43 35,007.88 41,773.25 50,147.13 56,422.66 60,443.74 66,067.24 71,721.80 76,338.92 83,370.75 89,286.21 102,414.03 116,406.12 121,387.72 125,848.62 128,063.66

BAND

4.35 2.16 4.19 4.13 7.05 5.46 5.28 6.54 4.90 3.14 4.39 4.42 3.61 5.49 4.62 10.25 10.93 3.89 3.48 1.73

PERCENTAGE

CUM.

4.35 6.50 10.69 14.82 21.87 27.34 32.62 39.16 44.06 47.20 51.59 56.00 59.61 65.10 69.72 79.97 90.90 94.79 98.27 100.00

5 3 0 2 3 17 1 9 1 2 3 7 3 1 0 5 0 2 1 2 67

BAND

5 8 8 10 13 30 31 40 41 43 46 53 56 57 57 62 62 64 65 67

7.46 4.48 0.00 2.99 4.48 25.37 1.49 13.43 1.49 2.99 4.48 10.45 4.48 1.49 0.00 7.46 0.00 2.99 1.49 2.99

CUM.

7.46 11.94 11.94 14.93 19.40 44.78 46.27 59.70 61.19 64.18 68.66 79.10 83.58 85.07 85.07 92.54 92.54 95.52 97.01 100.00

PERCENTAGE rp

1,231.55 25.24 0.00 489.09 240.47 277.14 1.23 151.95 30.55 22.96 744.92 9.48 1,867.53 5,862.41 0.00 81.55 0.00 54.29 600.00 828.70 12,519.05

1,231.55 1,256.79 1,256.79 1,745.88 1,986.35 2,263.49 2,264.72 2,416.67 2,447.22 2,470.17 3,215.09 3,224.57 5,092.10 10,954.51 10,954.51 11,036.06 11,036.06 11,090.35 11,690.35 12,519.05

BAND

CUM.

9.84 9.84 0.20 10.04 0.00 10.04 3.91 13.95 1.92 15.87 2.21 18.08 0.01 18.09 1.21 19.30 0.24 19.55 0.18 19.73 5.95 25.68 0.08 25.76 14.92 40.67 46.83 87.50 0.00 87.50 0.65 88.15 0.00 88.15 0.43 88.59 4.79 93.38 6.62 100.00

PERCENTAGE BAND

22.12 0.91 0.00 9.24 2.66 3.96 0.02 1.81 0.49 0.57 13.25 0.17 40.45 83.37 0.00 0.62 0.00 1.09 13.45 37.41

CUM

22.12 15.09 9.18 9.20 7.09 6.47 5.42 4.82 4.34 4.09 4.87 4.50 6.67 13.14 12.27 10.78 9.48 9.14 9.29 9.78 9.78

Page 185 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,758 7,624 6,748 2,178 1,725 571 390 245 122 61 53 62 37 41 16 34 29 15 16 1 24,726

4,758 12,382 19,130 21,308 23,033 23,604 23,994 24,239 24,361 24,422 24,475 24,537 24,574 24,615 24,631 24,665 24,694 24,709 24,725 24,726

BAND

CUM.

19.24 19.24 30.83 50.08 27.29 77.37 8.81 86.18 6.98 93.15 2.31 95.46 1.58 97.04 0.99 98.03 0.49 98.52 0.25 98.77 0.21 98.98 0.25 99.24 0.15 99.39 0.17 99.55 0.06 99.62 0.14 99.75 0.12 99.87 0.06 99.93 0.06 100.00 0.00 100.00

PERCENTAGE rp

1,698.05 3,643.83 6,299.42 6,894.26 4,337.94 1,915.44 1,478.71 1,230.27 861.68 382.31 531.47 602.07 399.05 692.23 266.41 649.36 529.97 339.25 442.06 20.54

1,698.05 5,341.87 11,641.29 18,535.55 22,873.49 24,788.93 26,267.64 27,497.91 28,359.59 28,741.90 29,273.38 29,875.45 30,274.50 30,966.74 31,233.14 31,882.51 32,412.48 32,751.73 33,193.79 33,214.32

33,214.32

BAND

5.11 10.97 18.97 20.76 13.06 5.77 4.45 3.70 2.59 1.15 1.60 1.81 1.20 2.08 0.80 1.96 1.60 1.02 1.33 0.06

CUM.

5.11 16.08 35.05 55.81 68.87 74.63 79.09 82.79 85.38 86.53 88.13 89.95 91.15 93.23 94.04 95.99 97.59 98.61 99.94 100.00

PERCENTAGE f

2 2 2 0 0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 8

2 4 6 6 6 8 8 8 8 8 8 8 8 8 8 8 8 8 8 8

BAND

CUM.

25.00 25.00 25.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

25.00 50.00 75.00 75.00 75.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

132.50 60.12 152.11 0.00 0.00 415.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

132.50 192.62 344.73 344.73 344.73 760.09 760.09 760.09 760.09 760.09 760.09 760.09 760.09 760.09 760.09 760.09 760.09 760.09 760.09 760.09

760.09

BAND

17.43 7.91 20.01 0.00 0.00 54.65 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

17.43 25.34 45.35 45.35 45.35 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

7.80 1.65 2.41 0.00 0.00 21.68 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

7.80 3.61 2.96 1.86 1.51 3.07 2.89 2.76 2.68 2.64 2.60 2.54 2.51 2.45 2.43 2.38 2.35 2.32 2.29 2.29 2.29

Page 186 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,516 1,156 967 452 476 213 113 86 64 25 20 28 11 14 9 16 16 13 6 6 5,207

1,516 2,672 3,639 4,091 4,567 4,780 4,893 4,979 5,043 5,068 5,088 5,116 5,127 5,141 5,150 5,166 5,182 5,195 5,201 5,207

BAND

CUM.

PERCENTAGE rp

29.11 29.11 341.59 341.59 22.20 51.32 414.30 755.89 18.57 69.89 650.14 1,406.03 8.68 78.57 576.86 1,982.89 9.14 87.71 842.23 2,825.12 4.09 91.80 503.20 3,328.32 2.17 93.97 344.92 3,673.23 1.65 95.62 360.81 4,034.05 1.23 96.85 361.98 4,396.02 0.48 97.33 130.58 4,526.61 0.38 97.71 134.56 4,661.17 0.54 98.25 190.47 4,851.64 0.21 98.46 138.96 4,990.61 0.27 98.73 104.47 5,095.08 0.17 98.91 268.34 5,363.42 0.31 99.21 327.59 5,691.01 0.31 99.52 1,172.92 6,863.93 0.25 99.77 143.56 7,007.50 0.12 99.88 128.58 7,136.08 0.12 100.00 42.41 7,178.49 7,178.49

BAND

4.76 5.77 9.06 8.04 11.73 7.01 4.80 5.03 5.04 1.82 1.87 2.65 1.94 1.46 3.74 4.56 16.34 2.00 1.79 0.59

CUM.

4.76 10.53 19.59 27.62 39.36 46.37 51.17 56.20 61.24 63.06 64.93 67.59 69.52 70.98 74.72 79.28 95.62 97.62 99.41 100.00

PERCENTAGE f

0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 1 33.33 33.33 2 33.33 66.67 3 33.33 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00

PERCENTAGE rp

0.00 0.00 61.31 46.67 292.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 400.25

0.00 0.00 61.31 107.98 400.25 400.25 400.25 400.25 400.25 400.25 400.25 400.25 400.25 400.25 400.25 400.25 400.25 400.25 400.25 400.25

BAND

0.00 0.00 15.32 11.66 73.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 15.32 26.98 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

0.00 0.00 9.43 8.09 34.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 4.36 5.45 14.17 12.03 10.90 9.92 9.10 8.84 8.59 8.25 8.02 7.86 7.46 7.03 5.83 5.71 5.61 5.58 5.58

Page 187 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,650 2,376 2,207 1,121 1,058 609 366 258 136 102 57 86 38 61 43 54 22 26 27 18 11,315

2,650 5,026 7,233 8,354 9,412 10,021 10,387 10,645 10,781 10,883 10,940 11,026 11,064 11,125 11,168 11,222 11,244 11,270 11,297 11,315

BAND

CUM.

23.42 23.42 21.00 44.42 19.51 63.92 9.91 73.83 9.35 83.18 5.38 88.56 3.23 91.80 2.28 94.08 1.20 95.28 0.90 96.18 0.50 96.69 0.76 97.45 0.34 97.78 0.54 98.32 0.38 98.70 0.48 99.18 0.19 99.37 0.23 99.60 0.24 99.84 0.16 100.00

PERCENTAGE rp

573.04 700.01 900.47 708.84 1,277.61 1,264.58 954.55 853.50 559.28 564.78 295.57 537.22 263.55 410.07 599.62 1,138.27 345.92 484.59 697.00 360.13 13,488.60

573.04 1,273.05 2,173.51 2,882.35 4,159.96 5,424.54 6,379.09 7,232.59 7,791.87 8,356.66 8,652.23 9,189.45 9,453.00 9,863.07 10,462.69 11,600.96 11,946.88 12,431.47 13,128.47 13,488.60

BAND

4.25 5.19 6.68 5.26 9.47 9.38 7.08 6.33 4.15 4.19 2.19 3.98 1.95 3.04 4.45 8.44 2.56 3.59 5.17 2.67

CUM.

4.25 9.44 16.11 21.37 30.84 40.22 47.29 53.62 57.77 61.95 64.14 68.13 70.08 73.12 77.57 86.01 88.57 92.16 97.33 100.00

PERCENTAGE f

0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 199.71 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 199.71

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 199.71 100.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00 199.71 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 28.17 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 6.93 4.80 3.68 3.13 2.76 2.56 2.39 2.31 2.17 2.11 2.02 1.91 1.72 1.67 1.61 1.52 1.48 1.48

Page 188 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,131 3,213 3,938 2,425 2,837 1,371 929 603 371 121 145 113 76 91 67 76 71 35 26 34 18,673

2,131 5,344 9,282 11,707 14,544 15,915 16,844 17,447 17,818 17,939 18,084 18,197 18,273 18,364 18,431 18,507 18,578 18,613 18,639 18,673

BAND

CUM.

11.41 11.41 17.21 28.62 21.09 49.71 12.99 62.69 15.19 77.89 7.34 85.23 4.98 90.21 3.23 93.43 1.99 95.42 0.65 96.07 0.78 96.85 0.61 97.45 0.41 97.86 0.49 98.35 0.36 98.70 0.41 99.11 0.38 99.49 0.19 99.68 0.14 99.82 0.18 100.00

PERCENTAGE rp

889.76 745.43 1,875.99 1,824.86 4,467.21 2,784.82 2,788.00 2,327.26 1,913.83 585.74 908.72 850.16 667.51 912.49 690.03 1,187.96 1,609.55 1,184.30 5,889.91 1,154.56 35,258.08

889.76 1,635.18 3,511.17 5,336.03 9,803.24 12,588.07 15,376.06 17,703.33 19,617.15 20,202.89 21,111.62 21,961.78 22,629.29 23,541.78 24,231.81 25,419.77 27,029.32 28,213.62 34,103.52 35,258.08

BAND

2.52 2.11 5.32 5.18 12.67 7.90 7.91 6.60 5.43 1.66 2.58 2.41 1.89 2.59 1.96 3.37 4.57 3.36 16.71 3.27

CUM.

2.52 4.64 9.96 15.13 27.80 35.70 43.61 50.21 55.64 57.30 59.88 62.29 64.18 66.77 68.73 72.10 76.66 80.02 96.73 100.00

PERCENTAGE f

6 0 1 0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 10

6 6 7 7 9 9 9 9 9 9 9 9 9 9 9 9 9 9 10 10

BAND

CUM.

60.00 60.00 0.00 60.00 10.00 70.00 0.00 70.00 20.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00

PERCENTAGE rp

3,272.85 0.00 104.83 0.00 627.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 4,054.74

3,272.85 3,272.85 3,377.67 3,377.67 4,004.74 4,004.74 4,004.74 4,004.74 4,004.74 4,004.74 4,004.74 4,004.74 4,004.74 4,004.74 4,004.74 4,004.74 4,004.74 4,004.74 4,054.74 4,054.74

BAND

CUM.

80.72 80.72 0.00 80.72 2.59 83.30 0.00 83.30 15.47 98.77 0.00 98.77 0.00 98.77 0.00 98.77 0.00 98.77 0.00 98.77 0.00 98.77 0.00 98.77 0.00 98.77 0.00 98.77 0.00 98.77 0.00 98.77 0.00 98.77 0.00 98.77 1.23 100.00 0.00 100.00

PERCENTAGE BAND

367.84 0.00 5.59 0.00 14.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.85 0.00

CUM

367.84 200.15 96.20 63.30 40.85 31.81 26.05 22.62 20.41 19.82 18.97 18.24 17.70 17.01 16.53 15.75 14.82 14.19 11.89 11.50 11.50

Page 189 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,003 1,329 1,739 944 1,053 582 436 385 207 105 59 75 46 69 51 60 17 8 4 1 8,173

1,003 2,332 4,071 5,015 6,068 6,650 7,086 7,471 7,678 7,783 7,842 7,917 7,963 8,032 8,083 8,143 8,160 8,168 8,172 8,173

BAND

CUM.

12.27 12.27 16.26 28.53 21.28 49.81 11.55 61.36 12.88 74.24 7.12 81.37 5.33 86.70 4.71 91.41 2.53 93.94 1.28 95.23 0.72 95.95 0.92 96.87 0.56 97.43 0.84 98.27 0.62 98.90 0.73 99.63 0.21 99.84 0.10 99.94 0.05 99.99 0.01 100.00

PERCENTAGE rp

207.67 316.87 656.22 579.80 1,132.81 1,095.89 1,102.14 1,302.91 907.98 545.16 292.67 567.69 474.05 701.20 736.05 744.74 175.16 225.33 71.79 26.98

207.67 524.54 1,180.76 1,760.56 2,893.37 3,989.27 5,091.40 6,394.32 7,302.29 7,847.45 8,140.12 8,707.81 9,181.85 9,883.05 10,619.09 11,363.84 11,539.00 11,764.33 11,836.12 11,863.10

11,863.10

BAND

1.75 2.67 5.53 4.89 9.55 9.24 9.29 10.98 7.65 4.60 2.47 4.79 4.00 5.91 6.20 6.28 1.48 1.90 0.61 0.23

CUM.

1.75 4.42 9.95 14.84 24.39 33.63 42.92 53.90 61.55 66.15 68.62 73.40 77.40 83.31 89.51 95.79 97.27 99.17 99.77 100.00

PERCENTAGE f

0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 50.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 2 50.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 423.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 200.00 623.05

0.00 0.00 0.00 0.00 423.05 423.05 423.05 423.05 423.05 423.05 423.05 423.05 423.05 423.05 423.05 423.05 423.05 423.05 423.05 623.05

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 67.90 67.90 0.00 67.90 0.00 67.90 0.00 67.90 0.00 67.90 0.00 67.90 0.00 67.90 0.00 67.90 0.00 67.90 0.00 67.90 0.00 67.90 0.00 67.90 0.00 67.90 0.00 67.90 0.00 67.90 32.10 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 37.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 741.39

CUM

0.00 0.00 0.00 0.00 14.62 10.60 8.31 6.62 5.79 5.39 5.20 4.86 4.61 4.28 3.98 3.72 3.67 3.60 3.57 5.25 5.25

Page 190 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

807 932 963 511 539 309 182 194 90 52 32 30 29 32 15 21 14 5 4 2 4,763

807 1,739 2,702 3,213 3,752 4,061 4,243 4,437 4,527 4,579 4,611 4,641 4,670 4,702 4,717 4,738 4,752 4,757 4,761 4,763

BAND

CUM.

16.94 16.94 19.57 36.51 20.22 56.73 10.73 67.46 11.32 78.77 6.49 85.26 3.82 89.08 4.07 93.16 1.89 95.05 1.09 96.14 0.67 96.81 0.63 97.44 0.61 98.05 0.67 98.72 0.31 99.03 0.44 99.48 0.29 99.77 0.10 99.87 0.08 99.96 0.04 100.00

PERCENTAGE rp

133.07 221.68 516.58 530.50 892.40 770.65 623.19 915.67 562.25 378.72 218.66 302.30 203.38 348.34 310.94 514.31 203.55 23.16 62.54 13.02 7,744.91

133.07 354.75 871.33 1,401.83 2,294.23 3,064.88 3,688.07 4,603.75 5,166.00 5,544.72 5,763.38 6,065.68 6,269.06 6,617.40 6,928.33 7,442.64 7,646.19 7,669.35 7,731.89 7,744.91

BAND

1.72 2.86 6.67 6.85 11.52 9.95 8.05 11.82 7.26 4.89 2.82 3.90 2.63 4.50 4.01 6.64 2.63 0.30 0.81 0.17

CUM.

1.72 4.58 11.25 18.10 29.62 39.57 47.62 59.44 66.70 71.59 74.42 78.32 80.94 85.44 89.46 96.10 98.73 99.02 99.83 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 191 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,980 4,183 4,437 2,604 2,350 1,053 692 566 292 148 130 133 95 109 71 84 86 24 12 6 21,055

3,980 8,163 12,600 15,204 17,554 18,607 19,299 19,865 20,157 20,305 20,435 20,568 20,663 20,772 20,843 20,927 21,013 21,037 21,049 21,055

BAND

CUM.

18.90 18.90 19.87 38.77 21.07 59.84 12.37 72.21 11.16 83.37 5.00 88.37 3.29 91.66 2.69 94.35 1.39 95.73 0.70 96.44 0.62 97.06 0.63 97.69 0.45 98.14 0.52 98.66 0.34 98.99 0.40 99.39 0.41 99.80 0.11 99.91 0.06 99.97 0.03 100.00

PERCENTAGE rp

607.52 862.64 2,142.77 2,356.51 3,340.36 2,246.47 2,038.52 1,935.05 1,317.44 684.74 794.42 1,052.43 776.77 1,121.61 669.69 1,284.35 1,981.72 595.60 198.56 2,034.91 28,042.10

607.52 1,470.16 3,612.93 5,969.44 9,309.80 11,556.27 13,594.78 15,529.84 16,847.28 17,532.02 18,326.45 19,378.88 20,155.65 21,277.25 21,946.94 23,231.30 25,213.02 25,808.62 26,007.18 28,042.10

BAND

2.17 3.08 7.64 8.40 11.91 8.01 7.27 6.90 4.70 2.44 2.83 3.75 2.77 4.00 2.39 4.58 7.07 2.12 0.71 7.26

CUM.

2.17 5.24 12.88 21.29 33.20 41.21 48.48 55.38 60.08 62.52 65.35 69.11 71.88 75.88 78.26 82.84 89.91 92.04 92.74 100.00

PERCENTAGE f

0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 2.80 0.00 0.00 35.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 37.80

0.00 0.00 0.00 0.00 2.80 2.80 2.80 37.80 37.80 37.80 37.80 37.80 37.80 37.80 37.80 37.80 37.80 37.80 37.80 37.80

BAND

0.00 0.00 0.00 0.00 7.41 0.00 0.00 92.59 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 7.41 7.41 7.41 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.08 0.00 0.00 1.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.03 0.02 0.02 0.24 0.22 0.22 0.21 0.20 0.19 0.18 0.17 0.16 0.15 0.15 0.15 0.13 0.13

Page 192 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 21

DATA POSITION FROM : TO PROCESSING

01/01/2007

15/12/2007

DATE :

15/02/2008

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

459 666 685 421 405 203 121 86 26 23 6 15 7 7 3 6 5 1 0 0 3,145

459 1,125 1,810 2,231 2,636 2,839 2,960 3,046 3,072 3,095 3,101 3,116 3,123 3,130 3,133 3,139 3,144 3,145 3,145 3,145

BAND

CUM.

14.59 14.59 21.18 35.77 21.78 57.55 13.39 70.94 12.88 83.82 6.45 90.27 3.85 94.12 2.73 96.85 0.83 97.68 0.73 98.41 0.19 98.60 0.48 99.08 0.22 99.30 0.22 99.52 0.10 99.62 0.19 99.81 0.16 99.97 0.03 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

50.03 123.84 316.66 416.13 630.97 532.16 393.07 422.65 116.36 138.94 28.44 114.18 36.15 80.79 3.65 74.85 88.01 9.78 0.00 0.00 3,576.65

50.03 173.86 490.53 906.66 1,537.62 2,069.79 2,462.86 2,885.51 3,001.86 3,140.81 3,169.25 3,283.43 3,319.58 3,400.36 3,404.01 3,478.86 3,566.87 3,576.65 3,576.65 3,576.65

BAND

1.40 3.46 8.85 11.63 17.64 14.88 10.99 11.82 3.25 3.88 0.80 3.19 1.01 2.26 0.10 2.09 2.46 0.27 0.00 0.00

CUM.

1.40 4.86 13.71 25.35 42.99 57.87 68.86 80.68 83.93 87.81 88.61 91.80 92.81 95.07 95.17 97.27 99.73 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 193 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

BALI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,261 2,179 2,394 1,615 1,971 1,212 998 881 534 311 234 272 142 196 105 134 115 33 27 8 15,622

2,261 4,440 6,834 8,449 10,420 11,632 12,630 13,511 14,045 14,356 14,590 14,862 15,004 15,200 15,305 15,439 15,554 15,587 15,614 15,622

BAND

CUM.

14.47 14.47 13.95 28.42 15.32 43.75 10.34 54.08 12.62 66.70 7.76 74.46 6.39 80.85 5.64 86.49 3.42 89.91 1.99 91.90 1.50 93.39 1.74 95.14 0.91 96.04 1.25 97.30 0.67 97.97 0.86 98.83 0.74 99.56 0.21 99.78 0.17 99.95 0.05 100.00

PERCENTAGE rp

714.22 435.87 900.56 963.12 1,893.20 1,640.13 1,838.47 9,795.31 1,551.75 1,197.88 970.43 1,448.27 935.63 1,588.53 1,192.44 1,818.60 1,872.83 413.34 470.18 3,537.34 35,178.11

714.22 1,150.09 2,050.65 3,013.77 4,906.97 6,547.10 8,385.57 18,180.88 19,732.63 20,930.51 21,900.94 23,349.22 24,284.85 25,873.38 27,065.82 28,884.42 30,757.25 31,170.59 31,640.77 35,178.11

BAND

2.03 1.24 2.56 2.74 5.38 4.66 5.23 27.84 4.41 3.41 2.76 4.12 2.66 4.52 3.39 5.17 5.32 1.17 1.34 10.06

CUM.

2.03 3.27 5.83 8.57 13.95 18.61 23.84 51.68 56.09 59.50 62.26 66.37 69.03 73.55 76.94 82.11 87.43 88.61 89.94 100.00

PERCENTAGE f

2 0 0 0 1 1 0 4 0 1 0 2 0 1 0 0 3 0 0 1 16

2 2 2 2 3 4 4 8 8 9 9 11 11 12 12 12 15 15 15 16

BAND

CUM.

12.50 12.50 0.00 12.50 0.00 12.50 0.00 12.50 6.25 18.75 6.25 25.00 0.00 25.00 25.00 50.00 0.00 50.00 6.25 56.25 0.00 56.25 12.50 68.75 0.00 68.75 6.25 75.00 0.00 75.00 0.00 75.00 18.75 93.75 0.00 93.75 0.00 93.75 6.25 100.00

PERCENTAGE rp

35.90 0.00 0.00 0.00 5.00 13.18 0.00 198.92 0.00 4.34 0.00 221.15 0.00 448.17 0.00 0.00 145.74 0.00 0.00 0.00 1,072.39

35.90 35.90 35.90 35.90 40.90 54.07 54.07 252.99 252.99 257.33 257.33 478.48 478.48 926.65 926.65 926.65 1,072.39 1,072.39 1,072.39 1,072.39

BAND

3.35 0.00 0.00 0.00 0.47 1.23 0.00 18.55 0.00 0.40 0.00 20.62 0.00 41.79 0.00 0.00 13.59 0.00 0.00 0.00

CUM.

3.35 3.35 3.35 3.35 3.81 5.04 5.04 23.59 23.59 24.00 24.00 44.62 44.62 86.41 86.41 86.41 100.00 100.00 100.00 100.00

PERCENTAGE BAND

5.03 0.00 0.00 0.00 0.26 0.80 0.00 2.03 0.00 0.36 0.00 15.27 0.00 28.21 0.00 0.00 7.78 0.00 0.00 0.00

CUM

5.03 3.12 1.75 1.19 0.83 0.83 0.64 1.39 1.28 1.23 1.17 2.05 1.97 3.58 3.42 3.21 3.49 3.44 3.39 3.05 3.05

Page 194 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

973 1,154 1,196 532 485 277 137 126 78 28 28 25 15 23 5 13 14 1 3 0 5,113

973 2,127 3,323 3,855 4,340 4,617 4,754 4,880 4,958 4,986 5,014 5,039 5,054 5,077 5,082 5,095 5,109 5,110 5,113 5,113

BAND

CUM.

PERCENTAGE rp

19.03 19.03 163.78 163.78 22.57 41.60 245.11 408.89 23.39 64.99 586.09 994.98 10.40 75.40 440.95 1,435.93 9.49 84.88 690.79 2,126.72 5.42 90.30 599.15 2,725.87 2.68 92.98 424.20 3,150.08 2.46 95.44 409.11 3,559.18 1.53 96.97 277.55 3,836.73 0.55 97.52 153.34 3,990.08 0.55 98.06 199.47 4,189.55 0.49 98.55 185.27 4,374.82 0.29 98.85 206.49 4,581.31 0.45 99.30 618.72 5,200.03 0.10 99.39 67.29 5,267.32 0.25 99.65 137.22 5,404.54 0.27 99.92 200.65 5,605.18 0.02 99.94 0.02 5,605.20 0.06 100.00 2,144.19 7,749.39 0.00 100.00 0.00 7,749.39 7,749.39

BAND

2.11 3.16 7.56 5.69 8.91 7.73 5.47 5.28 3.58 1.98 2.57 2.39 2.66 7.98 0.87 1.77 2.59 0.00 27.67 0.00

CUM.

2.11 5.28 12.84 18.53 27.44 35.18 40.65 45.93 49.51 51.49 54.06 56.45 59.12 67.10 67.97 69.74 72.33 72.33 100.00 100.00

PERCENTAGE f

0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 3

BAND

CUM.

0 0.00 0.00 2 66.67 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 3 33.33 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00

PERCENTAGE rp

0.00 13.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 200.00 0.00 0.00 0.00 0.00 213.48

0.00 13.48 13.48 13.48 13.48 13.48 13.48 13.48 13.48 13.48 13.48 13.48 13.48 13.48 13.48 213.48 213.48 213.48 213.48 213.48

BAND

0.00 6.31 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 93.69 0.00 0.00 0.00 0.00

CUM.

0.00 6.31 6.31 6.31 6.31 6.31 6.31 6.31 6.31 6.31 6.31 6.31 6.31 6.31 6.31 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 5.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 145.75 0.00 0.00 0.00 0.00

CUM

0.00 3.30 1.35 0.94 0.63 0.49 0.43 0.38 0.35 0.34 0.32 0.31 0.29 0.26 0.26 3.95 3.81 3.81 2.75 2.75 2.75

Page 195 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

425 673 750 418 415 257 151 129 61 25 27 19 5 16 9 7 2 0 1 0 3,390

425 1,098 1,848 2,266 2,681 2,938 3,089 3,218 3,279 3,304 3,331 3,350 3,355 3,371 3,380 3,387 3,389 3,389 3,390 3,390

BAND

CUM.

12.54 12.54 19.85 32.39 22.12 54.51 12.33 66.84 12.24 79.09 7.58 86.67 4.45 91.12 3.81 94.93 1.80 96.73 0.74 97.46 0.80 98.26 0.56 98.82 0.15 98.97 0.47 99.44 0.27 99.71 0.21 99.91 0.06 99.97 0.00 99.97 0.03 100.00 0.00 100.00

PERCENTAGE rp

72.27 180.61 533.84 396.55 744.88 652.29 501.69 506.67 317.26 130.26 164.91 110.85 41.86 80.89 38.04 58.73 28.29 0.00 15.53 0.00 4,575.40

72.27 252.88 786.72 1,183.27 1,928.15 2,580.44 3,082.12 3,588.79 3,906.05 4,036.31 4,201.22 4,312.06 4,353.92 4,434.81 4,472.85 4,531.58 4,559.87 4,559.87 4,575.40 4,575.40

BAND

1.58 3.95 11.67 8.67 16.28 14.26 10.96 11.07 6.93 2.85 3.60 2.42 0.91 1.77 0.83 1.28 0.62 0.00 0.34 0.00

CUM.

1.58 5.53 17.19 25.86 42.14 56.40 67.36 78.44 85.37 88.22 91.82 94.24 95.16 96.93 97.76 99.04 99.66 99.66 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 196 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

120 201 233 132 128 80 68 50 29 15 12 17 7 7 5 9 7 1 0 0 1,121

120 321 554 686 814 894 962 1,012 1,041 1,056 1,068 1,085 1,092 1,099 1,104 1,113 1,120 1,121 1,121 1,121

BAND

CUM.

10.70 10.70 17.93 28.64 20.79 49.42 11.78 61.20 11.42 72.61 7.14 79.75 6.07 85.82 4.46 90.28 2.59 92.86 1.34 94.20 1.07 95.27 1.52 96.79 0.62 97.41 0.62 98.04 0.45 98.48 0.80 99.29 0.62 99.91 0.09 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

22.06 48.92 145.05 137.03 243.64 211.77 267.37 233.86 132.73 95.86 88.49 159.88 64.66 71.92 11.00 226.77 152.97 106.37 0.00 0.00 2,420.36

22.06 70.99 216.04 353.07 596.71 808.49 1,075.86 1,309.72 1,442.45 1,538.30 1,626.79 1,786.68 1,851.33 1,923.26 1,934.25 2,161.03 2,313.99 2,420.36 2,420.36 2,420.36

BAND

0.91 2.02 5.99 5.66 10.07 8.75 11.05 9.66 5.48 3.96 3.66 6.61 2.67 2.97 0.45 9.37 6.32 4.39 0.00 0.00

CUM.

0.91 2.93 8.93 14.59 24.65 33.40 44.45 54.11 59.60 63.56 67.21 73.82 76.49 79.46 79.92 89.29 95.61 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 197 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

238 343 553 415 420 297 195 126 78 40 35 25 25 30 19 13 6 7 2 0

238 581 1,134 1,549 1,969 2,266 2,461 2,587 2,665 2,705 2,740 2,765 2,790 2,820 2,839 2,852 2,858 2,865 2,867 2,867

2,867

BAND

CUM.

8.30 8.30 11.96 20.27 19.29 39.55 14.48 54.03 14.65 68.68 10.36 79.04 6.80 85.84 4.39 90.23 2.72 92.95 1.40 94.35 1.22 95.57 0.87 96.44 0.87 97.31 1.05 98.36 0.66 99.02 0.45 99.48 0.21 99.69 0.24 99.93 0.07 100.00 0.00 100.00

PERCENTAGE rp

56.50 102.42 276.65 420.56 665.92 824.44 678.40 662.91 489.35 343.06 315.85 317.52 334.16 319.12 276.47 56.58 120.64 166.83 32.93 0.00 6,460.30

56.50 158.92 435.57 856.13 1,522.05 2,346.48 3,024.88 3,687.79 4,177.14 4,520.20 4,836.05 5,153.57 5,487.73 5,806.85 6,083.32 6,139.90 6,260.54 6,427.37 6,460.30 6,460.30

BAND

0.87 1.59 4.28 6.51 10.31 12.76 10.50 10.26 7.57 5.31 4.89 4.91 5.17 4.94 4.28 0.88 1.87 2.58 0.51 0.00

CUM.

0.87 2.46 6.74 13.25 23.56 36.32 46.82 57.08 64.66 69.97 74.86 79.77 84.95 89.89 94.16 95.04 96.91 99.49 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 198 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

66 111 136 58 86 65 46 48 39 19 9 14 6 5 5 2 0 0 0 0 715

BAND

66 177 313 371 457 522 568 616 655 674 683 697 703 708 713 715 715 715 715 715

9.23 15.52 19.02 8.11 12.03 9.09 6.43 6.71 5.45 2.66 1.26 1.96 0.84 0.70 0.70 0.28 0.00 0.00 0.00 0.00

CUM.

9.23 24.76 43.78 51.89 63.92 73.01 79.44 86.15 91.61 94.27 95.52 97.48 98.32 99.02 99.72 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

76.97 28.23 64.28 56.88 140.98 141.73 158.77 262.65 289.92 134.76 86.98 140.71 72.12 114.08 54.94 3.11 0.00 0.00 0.00 0.00 1,827.08

76.97 105.20 169.47 226.35 367.33 509.06 667.83 930.47 1,220.40 1,355.15 1,442.13 1,582.84 1,654.96 1,769.04 1,823.98 1,827.08 1,827.08 1,827.08 1,827.08 1,827.08

BAND

4.21 1.54 3.52 3.11 7.72 7.76 8.69 14.38 15.87 7.38 4.76 7.70 3.95 6.24 3.01 0.17 0.00 0.00 0.00 0.00

CUM.

4.21 5.76 9.28 12.39 20.10 27.86 36.55 50.93 66.79 74.17 78.93 86.63 90.58 96.82 99.83 100.00 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 199 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

268 302 387 174 185 112 79 52 43 15 14 19 8 19 6 8 13 1 2 1

268 570 957 1,131 1,316 1,428 1,507 1,559 1,602 1,617 1,631 1,650 1,658 1,677 1,683 1,691 1,704 1,705 1,707 1,708

1,708

BAND

CUM.

15.69 15.69 17.68 33.37 22.66 56.03 10.19 66.22 10.83 77.05 6.56 83.61 4.63 88.23 3.04 91.28 2.52 93.79 0.88 94.67 0.82 95.49 1.11 96.60 0.47 97.07 1.11 98.19 0.35 98.54 0.47 99.00 0.76 99.77 0.06 99.82 0.12 99.94 0.06 100.00

PERCENTAGE rp

14.64 43.36 124.27 131.38 274.22 293.84 264.00 237.61 230.71 64.26 86.24 142.42 100.50 244.94 92.74 109.93 97.18 16.00 48.57 19.89 2,636.69

14.64 58.00 182.27 313.65 587.87 881.71 1,145.71 1,383.32 1,614.03 1,678.29 1,764.53 1,906.94 2,007.45 2,252.38 2,345.12 2,455.05 2,552.23 2,568.23 2,616.80 2,636.69

BAND

0.56 1.64 4.71 4.98 10.40 11.14 10.01 9.01 8.75 2.44 3.27 5.40 3.81 9.29 3.52 4.17 3.69 0.61 1.84 0.75

CUM.

0.56 2.20 6.91 11.90 22.30 33.44 43.45 52.46 61.21 63.65 66.92 72.32 76.14 85.42 88.94 93.11 96.80 97.40 99.25 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 200 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,586 6,822 8,590 5,431 5,221 2,367 1,449 1,196 764 424 424 489 379 524 316 518 445 192 198 64 41,399

5,586 12,408 20,998 26,429 31,650 34,017 35,466 36,662 37,426 37,850 38,274 38,763 39,142 39,666 39,982 40,500 40,945 41,137 41,335 41,399

BAND

CUM.

13.49 13.49 16.48 29.97 20.75 50.72 13.12 63.84 12.61 76.45 5.72 82.17 3.50 85.67 2.89 88.56 1.85 90.40 1.02 91.43 1.02 92.45 1.18 93.63 0.92 94.55 1.27 95.81 0.76 96.58 1.25 97.83 1.07 98.90 0.46 99.37 0.48 99.85 0.15 100.00

PERCENTAGE rp

2,317.42 1,286.18 2,796.22 3,086.59 4,331.69 2,875.19 5,132.12 3,192.19 2,526.34 1,712.16 1,825.35 2,872.60 2,621.25 4,363.58 3,484.57 7,521.46 8,478.73 3,920.91 3,789.22 2,628.93 70,762.72

2,317.42 3,603.60 6,399.82 9,486.41 13,818.10 16,693.29 21,825.41 25,017.61 27,543.94 29,256.11 31,081.46 33,954.05 36,575.31 40,938.89 44,423.46 51,944.92 60,423.65 64,344.57 68,133.79 70,762.72

BAND

3.27 1.82 3.95 4.36 6.12 4.06 7.25 4.51 3.57 2.42 2.58 4.06 3.70 6.17 4.92 10.63 11.98 5.54 5.35 3.72

PERCENTAGE

CUM.

3.27 5.09 9.04 13.41 19.53 23.59 30.84 35.35 38.92 41.34 43.92 47.98 51.69 57.85 62.78 73.41 85.39 90.93 96.28 100.00

0 2 1 3 1 1 2 1 2 0 2 1 0 3 2 0 9 1 8 20 59

0 2 3 6 7 8 10 11 13 13 15 16 16 19 21 21 30 31 39 59

BAND

0.00 3.39 1.69 5.08 1.69 1.69 3.39 1.69 3.39 0.00 3.39 1.69 0.00 5.08 3.39 0.00 15.25 1.69 13.56 33.90

CUM.

0.00 3.39 5.08 10.17 11.86 13.56 16.95 18.64 22.03 22.03 25.42 27.12 27.12 32.20 35.59 35.59 50.85 52.54 66.10 100.00

PERCENTAGE rp

0.00 20.42 45.26 390.49 36.70 15.00 27.20 2.74 80.44 0.00 76.83 8.63 0.00 15.61 303.64 0.00 4,736.95 15.51 6,960.86 75,785.25 88,521.53

0.00 20.42 65.67 456.16 492.86 507.86 535.06 537.80 618.24 618.24 695.07 703.70 703.70 719.31 1,022.95 1,022.95 5,759.91 5,775.41 12,736.28 88,521.53

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.02 0.02 1.59 0.05 0.07 1.62 0.44 0.52 12.65 0.04 0.56 0.85 0.02 0.57 0.52 0.03 0.60 0.53 0.00 0.61 0.09 0.09 0.70 3.18 0.00 0.70 0.00 0.09 0.79 4.21 0.01 0.79 0.30 0.00 0.79 0.00 0.02 0.81 0.36 0.34 1.16 8.71 0.00 1.16 0.00 5.35 6.51 55.87 0.02 6.52 0.40 7.86 14.39 183.70 85.61 100.00 2,882.74

CUM

0.00 0.57 1.03 4.81 3.57 3.04 2.45 2.15 2.24 2.11 2.24 2.07 1.92 1.76 2.30 1.97 9.53 8.98 18.69 125.10 125.10

Page 201 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

339 279 384 244 294 166 97 80 42 21 9 12 16 13 8 4 4 14 0 0

339 618 1,002 1,246 1,540 1,706 1,803 1,883 1,925 1,946 1,955 1,967 1,983 1,996 2,004 2,008 2,012 2,026 2,026 2,026

2,026

BAND

CUM.

16.73 16.73 13.77 30.50 18.95 49.46 12.04 61.50 14.51 76.01 8.19 84.21 4.79 88.99 3.95 92.94 2.07 95.01 1.04 96.05 0.44 96.50 0.59 97.09 0.79 97.88 0.64 98.52 0.39 98.91 0.20 99.11 0.20 99.31 0.69 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

98.33 63.89 165.92 204.03 364.29 281.68 206.82 283.05 174.48 89.53 62.50 87.41 97.98 125.52 75.54 63.35 127.92 422.24 0.00 0.00 2,994.50

98.33 162.22 328.14 532.17 896.46 1,178.14 1,384.96 1,668.01 1,842.49 1,932.02 1,994.52 2,081.93 2,179.92 2,305.44 2,380.98 2,444.33 2,572.25 2,994.50 2,994.50 2,994.50

BAND

3.28 2.13 5.54 6.81 12.17 9.41 6.91 9.45 5.83 2.99 2.09 2.92 3.27 4.19 2.52 2.12 4.27 14.10 0.00 0.00

CUM.

3.28 5.42 10.96 17.77 29.94 39.34 46.25 55.70 61.53 64.52 66.61 69.53 72.80 76.99 79.51 81.63 85.90 100.00 100.00 100.00

PERCENTAGE f

0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 139.55 0.00 0.00 0.00 0.00 0.00 1,947.84 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,087.39

0.00 0.00 139.55 139.55 139.55 139.55 139.55 139.55 2,087.39 2,087.39 2,087.39 2,087.39 2,087.39 2,087.39 2,087.39 2,087.39 2,087.39 2,087.39 2,087.39 2,087.39

BAND

0.00 0.00 6.69 0.00 0.00 0.00 0.00 0.00 93.31 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 6.69 84.10 6.69 0.00 6.69 0.00 6.69 0.00 6.69 0.00 6.69 0.00 100.00 1,116.37 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 42.53 26.22 15.57 11.84 10.08 8.37 113.29 108.04 104.66 100.26 95.76 90.54 87.67 85.40 81.15 69.71 69.71 69.71 69.71

Page 202 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

288 427 405 179 185 110 73 74 41 22 15 19 14 5 1 8 8 0 0 0

288 715 1,120 1,299 1,484 1,594 1,667 1,741 1,782 1,804 1,819 1,838 1,852 1,857 1,858 1,866 1,874 1,874 1,874 1,874

1,874

BAND

15.37 22.79 21.61 9.55 9.87 5.87 3.90 3.95 2.19 1.17 0.80 1.01 0.75 0.27 0.05 0.43 0.43 0.00 0.00 0.00

CUM.

15.37 38.15 59.77 69.32 79.19 85.06 88.95 92.90 95.09 96.26 97.07 98.08 98.83 99.09 99.15 99.57 100.00 100.00 100.00 100.00

PERCENTAGE rp

27.87 74.81 159.48 106.82 188.50 179.07 190.61 263.18 170.89 144.45 89.23 169.45 113.62 31.13 29.00 136.12 337.14 0.00 0.00 0.00 2,411.37

27.87 102.68 262.16 368.98 557.48 736.55 927.16 1,190.34 1,361.23 1,505.68 1,594.91 1,764.37 1,877.99 1,909.12 1,938.12 2,074.24 2,411.37 2,411.37 2,411.37 2,411.37

BAND

1.16 3.10 6.61 4.43 7.82 7.43 7.90 10.91 7.09 5.99 3.70 7.03 4.71 1.29 1.20 5.64 13.98 0.00 0.00 0.00

CUM.

1.16 4.26 10.87 15.30 23.12 30.54 38.45 49.36 56.45 62.44 66.14 73.17 77.88 79.17 80.37 86.02 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 203 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,957 2,246 2,845 1,873 1,913 774 478 342 182 97 62 103 60 104 56 94 76 44 58 31 13,395

1,957 4,203 7,048 8,921 10,834 11,608 12,086 12,428 12,610 12,707 12,769 12,872 12,932 13,036 13,092 13,186 13,262 13,306 13,364 13,395

BAND

CUM.

14.61 14.61 16.77 31.38 21.24 52.62 13.98 66.60 14.28 80.88 5.78 86.66 3.57 90.23 2.55 92.78 1.36 94.14 0.72 94.86 0.46 95.33 0.77 96.10 0.45 96.54 0.78 97.32 0.42 97.74 0.70 98.44 0.57 99.01 0.33 99.34 0.43 99.77 0.23 100.00

PERCENTAGE rp

745.28 416.36 1,084.12 1,303.57 2,422.34 1,401.33 1,224.35 1,239.45 807.11 490.96 347.09 765.91 546.88 923.93 583.51 1,309.71 1,505.63 1,333.27 1,906.71 10,812.30 31,169.83

745.28 1,161.65 2,245.77 3,549.34 5,971.68 7,373.01 8,597.36 9,836.81 10,643.92 11,134.88 11,481.96 12,247.88 12,794.76 13,718.69 14,302.21 15,611.91 17,117.54 18,450.82 20,357.53 31,169.83

BAND

2.39 1.34 3.48 4.18 7.77 4.50 3.93 3.98 2.59 1.58 1.11 2.46 1.75 2.96 1.87 4.20 4.83 4.28 6.12 34.69

CUM.

2.39 3.73 7.20 11.39 19.16 23.65 27.58 31.56 34.15 35.72 36.84 39.29 41.05 44.01 45.88 50.09 54.92 59.19 65.31 100.00

PERCENTAGE f

0 1 1 0 0 0 2 0 0 0 0 0 0 0 0 1 0 1 2 0 8

BAND

0 1 2 2 2 2 4 4 4 4 4 4 4 4 4 5 5 6 8 8

0.00 12.50 12.50 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 0.00 12.50 25.00 0.00

CUM.

0.00 12.50 25.00 25.00 25.00 25.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 62.50 62.50 75.00 100.00 100.00

PERCENTAGE rp

0.00 80.00 5.50 0.00 0.00 0.00 2,105.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,625.00 0.00 11.49 274.30 0.00 5,101.29

0.00 80.00 85.50 85.50 85.50 85.50 2,190.50 2,190.50 2,190.50 2,190.50 2,190.50 2,190.50 2,190.50 2,190.50 2,190.50 4,815.50 4,815.50 4,826.98 5,101.29 5,101.29

BAND

CUM.

0.00 0.00 1.57 1.57 0.11 1.68 0.00 1.68 0.00 1.68 0.00 1.68 41.26 42.94 0.00 42.94 0.00 42.94 0.00 42.94 0.00 42.94 0.00 42.94 0.00 42.94 0.00 42.94 0.00 42.94 51.46 94.40 0.00 94.40 0.23 94.62 5.38 100.00 0.00 100.00

PERCENTAGE BAND

0.00 19.21 0.51 0.00 0.00 0.00 171.93 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 200.43 0.00 0.86 14.39 0.00

CUM

0.00 6.89 3.81 2.41 1.43 1.16 25.48 22.27 20.58 19.67 19.08 17.88 17.12 15.97 15.32 30.85 28.13 26.16 25.06 16.37 16.37

Page 204 of 204

GRAFIK

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 3920101 Ext.3163/3164 Fax No.: 3911432

Growth Of Policy From 2004-2007

850,000

800,000

750,000

700,000

650,000

600,000

550,000

Number of policy

500,000

UY 2004 UY 2005

450,000

UY 2006 UY 2007

400,000

350,000

300,000

250,000

200,000

150,000

100,000

50,000

0 20

Occupation code

Growth Of Premium From 2004-2007

1,000,000.00

900,000.00

800,000.00 UY 2004

Premium ( in million Rp)

UY 2005 700,000.00

UY 2006 UY 2007

600,000.00

500,000.00

400,000.00

300,000.00

200,000.00

100,000.00

0.00 20

Occupation Code

Growth of Number Claim From 2004-2007

3,500

3,000

UY 2004 UY 2005 UY 2006

2,500

Number of Claim

UY 2007

2,000

1,500

1,000

500

Occupation Code

Growth Of Claim From 2004-2007 800,000.00

700,000.00

600,000.00 UY 2004 UY 2005 UY 2006 UY 2007

Claim Incurred ( in million rupiah )

500,000.00

400,000.00

300,000.00

200,000.00

100,000.00

0.00 20

Occupation Code

Growth of Loss Ratio From 2004-2007

3,000

2,500

UY 2004 UY 2005 UY 2006

% Ratio

2,000

UY 2007

1,500

1,000

500

0 20

Occupation Code

Growth Of Policy From 2004-2007

200,000

175,000

UY 2004 UY 2005 UY 2006 UY 2007

150,000

Number of policy

125,000

100,000

75,000

50,000

25,000

0 01

Province code

Growth Of Premium From 2004-2007

600,000.00

Premium

( in million Rp)

500,000.00

400,000.00

UY 2004 UY 2005

300,000.00

UY 2006 UY 2007

200,000.00

100,000.00

0.00 01

Province Code

Growth of Number Claim From 2004-2007

2,500 2,400 2,300 2,200 2,100 2,000 1,900

UY 2004 UY 2005 UY 2006 UY 2007

1,800 1,700

Number of Claim

1,600 1,500 1,400 1,300 1,200 1,100 1,000 900 800 700 600 500 400 300 200 100 0 01

Province Code

Growth Of Claim From 2004-2007

Claim Incurred ( in million rupiah )

1,000,000.00

UY 2004 UY 2005 UY 2006 UY 2007

800,000.00

600,000.00

400,000.00

200,000.00

0.00 01

Province Code

Growth of Loss Ratio From 2004-2007 1,200

1,100

1,000

900

UY 2004 UY 2005 UY 2006 UY 2007

800

% Ratio

700

600

500

400

300

200

100

0 01

Province Code

RISK AND LOSS PROFILE FOR OCCUPATION CODE : 23001 2465 2742 281 29313

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 23001

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

19 4 7 6 10 12 17 19 14 14 16 23 4 95 27 11 11 13 16 20 358

19 23 30 36 46 58 75 94 108 122 138 161 165 260 287 298 309 322 338 358

BAND

CUM.

5.31 5.31 1.12 6.42 1.96 8.38 1.68 10.06 2.79 12.85 3.35 16.20 4.75 20.95 5.31 26.26 3.91 30.17 3.91 34.08 4.47 38.55 6.42 44.97 1.12 46.09 26.54 72.63 7.54 80.17 3.07 83.24 3.07 86.31 3.63 89.94 4.47 94.41 5.59 100.00

PERCENTAGE rp

412.64 412.64 0.47 413.11 2.08 415.20 2.19 417.38 5.51 422.90 14.97 437.87 26.14 464.01 99.51 563.52 51.47 614.98 60.98 675.96 52.05 728.01 129.37 857.38 35.84 893.22 1,054.62 1,947.84 705.95 2,653.79 565.88 3,219.66 591.30 3,810.96 1,022.77 4,833.73 1,328.83 6,162.56 4,260.23 10,422.79 10,422.79

BAND

3.96 0.00 0.02 0.02 0.05 0.14 0.25 0.95 0.49 0.59 0.50 1.24 0.34 10.12 6.77 5.43 5.67 9.81 12.75 40.87

CUM.

3.96 3.96 3.98 4.00 4.06 4.20 4.45 5.41 5.90 6.49 6.98 8.23 8.57 18.69 25.46 30.89 36.56 46.38 59.13 100.00

PERCENTAGE f

2 0 0 0 0 0 0 0 0 0 0 1 0 0 2 0 1 0 0 1 7

BAND

2 2 2 2 2 2 2 2 2 2 2 3 3 3 5 5 6 6 6 7

CUM.

PERCENTAGE rp

28.57 28.57 89.67 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 14.29 42.86 17.63 0.00 42.86 0.00 0.00 42.86 0.00 28.57 71.43 67.36 0.00 71.43 0.00 14.29 85.71 237.21 0.00 85.71 0.00 0.00 85.71 0.00 14.29 100.00 1,734.72 2,146.59

89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 107.30 107.30 107.30 174.65 174.65 411.87 411.87 411.87 2,146.59

BAND

CUM.

4.18 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.82 5.00 0.00 5.00 0.00 5.00 3.14 8.14 0.00 8.14 11.05 19.19 0.00 19.19 0.00 19.19 80.81 100.00

PERCENTAGE BAND

CUM

21.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.62 0.00 0.00 9.54 0.00 40.12 0.00 0.00 40.72

21.73 21.71 21.60 21.48 21.20 20.48 19.33 15.91 14.58 13.27 12.32 12.51 12.01 5.51 6.58 5.42 10.81 8.52 6.68 20.60 20.60

Page 1 of 20

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 2465

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

Garment factories (konfeksi)

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

552 684 992 733 890 532 439 304 202 101 111 120 37 348 54 22 26 16 24 21 6,208

552 1,236 2,228 2,961 3,851 4,383 4,822 5,126 5,328 5,429 5,540 5,660 5,697 6,045 6,099 6,121 6,147 6,163 6,187 6,208

BAND

CUM.

8.89 8.89 11.02 19.91 15.98 35.89 11.81 47.70 14.34 62.03 8.57 70.60 7.07 77.67 4.90 82.57 3.25 85.82 1.63 87.45 1.79 89.24 1.93 91.17 0.60 91.77 5.61 97.37 0.87 98.24 0.35 98.60 0.42 99.02 0.26 99.28 0.39 99.66 0.34 100.00

PERCENTAGE rp

1,384.58 257.61 841.27 743.09 1,229.28 1,182.85 1,276.47 1,307.10 1,098.96 579.11 738.91 1,092.81 352.14 6,045.56 1,369.33 772.47 1,092.60 1,104.58 1,054.68 510.84 24,034.22

1,384.58 1,642.18 2,483.45 3,226.54 4,455.81 5,638.67 6,915.14 8,222.24 9,321.20 9,900.31 10,639.22 11,732.03 12,084.17 18,129.73 19,499.05 20,271.52 21,364.12 22,468.70 23,523.38 24,034.22

BAND

5.76 1.07 3.50 3.09 5.11 4.92 5.31 5.44 4.57 2.41 3.07 4.55 1.47 25.15 5.70 3.21 4.55 4.60 4.39 2.13

PERCENTAGE

CUM.

5.76 6.83 10.33 13.42 18.54 23.46 28.77 34.21 38.78 41.19 44.27 48.81 50.28 75.43 81.13 84.34 88.89 93.49 97.87 100.00

5 0 3 1 3 1 3 6 2 3 2 1 1 20 7 0 1 8 3 2

5 6.94 6.94 5 0.00 6.94 8 4.17 11.11 9 1.39 12.50 12 4.17 16.67 13 1.39 18.06 16 4.17 22.22 22 8.33 30.56 24 2.78 33.33 27 4.17 37.50 29 2.78 40.28 30 1.39 41.67 31 1.39 43.06 51 27.78 70.83 58 9.72 80.56 58 0.00 80.56 59 1.39 81.94 67 11.11 93.06 70 4.17 97.22 72 2.78 100.00

BAND

CUM.

PERCENTAGE rp

136.11 0.00 93.41 230.88 22.50 9.22 1,453.98 2,175.82 1,320.46 2,740.58 11.77 133.39 1.82 26,550.42 855.42 0.00 0.75 107.27 78.78 3,844.90 39,767.48

136.11 136.11 229.52 460.41 482.91 492.13 1,946.11 4,121.92 5,442.38 8,182.95 8,194.73 8,328.11 8,329.93 34,880.35 35,735.77 35,735.77 35,736.52 35,843.79 35,922.58 39,767.48

BAND

CUM.

0.34 0.34 0.00 0.34 0.23 0.58 0.58 1.16 0.06 1.21 0.02 1.24 3.66 4.89 5.47 10.37 3.32 13.69 6.89 20.58 0.03 20.61 0.34 20.94 0.00 20.95 66.76 87.71 2.15 89.86 0.00 89.86 0.00 89.86 0.27 90.13 0.20 90.33 9.67 100.00

PERCENTAGE BAND

9.83 0.00 11.10 31.07 1.83 0.78 113.91 166.46 120.15 473.24 1.59 12.21 0.52 439.17 62.47 0.00 0.07 9.71 7.47 752.66

CUM

9.83 8.29 9.24 14.27 10.84 8.73 28.14 50.13 58.39 82.65 77.02 70.99 68.93 192.39 183.27 176.29 167.27 159.53 152.71 165.46 165.46

Page 2 of 20

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 2742

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

Edible oil and other plants produc edible palmoil or other

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

20 8 11 21 16 20 22 25 21 12 7 27 7 61 34 17 19 9 4 10 371

20 28 39 60 76 96 118 143 164 176 183 210 217 278 312 329 348 357 361 371

BAND

CUM.

5.39 5.39 2.16 7.55 2.96 10.51 5.66 16.17 4.31 20.49 5.39 25.88 5.93 31.81 6.74 38.54 5.66 44.20 3.23 47.44 1.89 49.33 7.28 56.60 1.89 58.49 16.44 74.93 9.16 84.10 4.58 88.68 5.12 93.80 2.43 96.23 1.08 97.30 2.70 100.00

PERCENTAGE rp

221.99 11.16 5.07 50.66 53.23 69.07 58.39 84.83 77.26 251.72 36.20 218.03 71.11 1,009.39 1,136.76 1,113.73 2,598.91 794.03 458.49 1,119.03 9,439.06

221.99 233.15 238.22 288.89 342.11 411.18 469.57 554.40 631.66 883.38 919.58 1,137.61 1,208.71 2,218.11 3,354.86 4,468.60 7,067.51 7,861.53 8,320.02 9,439.06

BAND

2.35 0.12 0.05 0.54 0.56 0.73 0.62 0.90 0.82 2.67 0.38 2.31 0.75 10.69 12.04 11.80 27.53 8.41 4.86 11.86

PERCENTAGE BAND

CUM.

PERCENTAGE

CUM.

2.35 2.47 2.52 3.06 3.62 4.36 4.97 5.87 6.69 9.36 9.74 12.05 12.81 23.50 35.54 47.34 74.88 83.29 88.14 100.00

0 0 0 4 0 1 1 0 0 0 0 1 0 11 8 2 1 0 0 0

0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 4 13.79 13.79 411.63 4 0.00 13.79 0.00 5 3.45 17.24 171.32 6 3.45 20.69 325.66 6 0.00 20.69 0.00 6 0.00 20.69 0.00 6 0.00 20.69 0.00 6 0.00 20.69 0.00 7 3.45 24.14 18.11 7 0.00 24.14 0.00 18 37.93 62.07 22,659.53 26 27.59 89.66 279.11 28 6.90 96.55 78.24 29 3.45 100.00 199.08 29 0.00 100.00 0.00 29 0.00 100.00 0.00 29 0.00 100.00 0.00

24,142.67

0.00 0.00 0.00 411.63 411.63 582.95 908.61 908.61 908.61 908.61 908.61 926.72 926.72 23,586.25 23,865.35 23,943.59 24,142.67 24,142.67 24,142.67 24,142.67

BAND

0.00 0.00 0.00 1.71 0.00 0.71 1.35 0.00 0.00 0.00 0.00 0.08 0.00 93.86 1.16 0.32 0.82 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.71 812.51 142.49 1.71 0.00 120.32 2.41 248.04 141.77 3.76 557.77 193.50 3.76 0.00 163.89 3.76 0.00 143.84 3.76 0.00 102.86 3.76 0.00 98.81 3.84 8.31 81.46 3.84 0.00 76.67 97.70 2,244.87 1,063.35 98.85 24.55 711.37 99.18 7.02 535.82 100.00 7.66 341.60 100.00 0.00 307.10 100.00 0.00 290.18 100.00 0.00 255.77 255.77

Page 3 of 20

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 281

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

Conventional power station buildings with bolier houses

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

8 2 3 0 4 0 8 5 5 2 5 15 1 22 4 7 0 1 5 4 101

8 10 13 13 17 17 25 30 35 37 42 57 58 80 84 91 91 92 97 101

BAND

CUM.

7.92 7.92 1.98 9.90 2.97 12.87 0.00 12.87 3.96 16.83 0.00 16.83 7.92 24.75 4.95 29.70 4.95 34.65 1.98 36.63 4.95 41.58 14.85 56.44 0.99 57.43 21.78 79.21 3.96 83.17 6.93 90.10 0.00 90.10 0.99 91.09 4.95 96.04 3.96 100.00

PERCENTAGE rp

92.64 0.13 9.45 0.00 3.08 0.00 4.10 15.25 6.35 7.15 12.13 39.64 5.31 530.69 20.66 86.79 0.00 5.62 196.14 5.83 1,029.29

92.64 92.77 102.22 102.22 105.30 105.30 109.40 124.65 131.00 138.15 150.28 189.92 195.23 725.92 746.58 833.37 833.37 838.99 1,035.13 1,029.29

BAND

9.00 0.01 0.92 0.00 0.30 0.00 0.40 1.48 0.62 0.69 1.18 3.85 0.52 51.56 2.01 8.43 0.00 0.55 19.06 0.57

CUM.

9.00 9.01 9.93 9.93 10.23 10.23 10.63 12.11 12.73 13.42 14.60 18.45 18.97 70.53 72.53 80.97 80.97 81.51 100.57 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 149.47 149.47

BAND

CUM.

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 149.47 100.00 100.00 2,561.92

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.52 14.52

Page 4 of 20

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/12/2007

15/02/2008

Departemen stores supermakets shopping center to warranty C

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

4,294 2,345 2,167 1,012 1,070 489 481 348 196 112 98 180 127 497 125 44 29 27 18 56

4,294 6,639 8,806 9,818 10,888 11,377 11,858 12,206 12,402 12,514 12,612 12,792 12,919 13,416 13,541 13,585 13,614 13,641 13,659 13,715

13,715

BAND

CUM.

PERCENTAGE rp

31.31 31.31 5,291.26 5,291.26 17.10 48.41 910.67 6,201.93 15.80 64.21 1,449.24 7,651.17 7.38 71.59 1,185.68 8,836.85 7.80 79.39 3,628.12 12,464.97 3.57 82.95 1,183.56 13,648.53 3.51 86.46 1,710.82 15,359.35 2.54 89.00 1,519.18 16,878.52 1.43 90.43 1,281.88 18,160.40 0.82 91.24 944.92 19,105.32 0.71 91.96 928.06 20,033.39 1.31 93.27 1,966.10 21,999.49 0.93 94.20 1,465.28 23,464.76 3.62 97.82 10,721.16 34,185.93 0.91 98.73 4,151.64 38,337.57 0.32 99.05 2,430.73 40,768.29 0.21 99.26 2,790.07 43,558.37 0.20 99.46 3,032.20 46,590.57 0.13 99.59 2,267.99 48,858.55 0.41 100.00 6,125.22 54,983.77 54,983.77

BAND

9.62 1.66 2.64 2.16 6.60 2.15 3.11 2.76 2.33 1.72 1.69 3.58 2.66 19.50 7.55 4.42 5.07 5.51 4.12 11.14

PERCENTAGE

CUM.

9.62 11.28 13.92 16.07 22.67 24.82 27.93 30.70 33.03 34.75 36.44 40.01 42.68 62.17 69.73 74.15 79.22 84.74 88.86 100.00

19 4 8 4 4 4 4 6 3 0 4 4 3 24 4 5 3 7 0 7 117

BAND

CUM.

19 16.24 16.24 23 3.42 19.66 31 6.84 26.50 35 3.42 29.91 39 3.42 33.33 43 3.42 36.75 47 3.42 40.17 53 5.13 45.30 56 2.56 47.86 56 0.00 47.86 60 3.42 51.28 64 3.42 54.70 67 2.56 57.26 91 20.51 77.78 95 3.42 81.20 100 4.27 85.47 103 2.56 88.03 110 5.98 94.02 110 0.00 94.02 117 5.98 100.00

PERCENTAGE rp

4,819.12 265.45 754.76 104.14 155.09 26.92 2,116.31 66.94 1,226.98 0.00 1,835.04 3,371.07 15.30 1,250.98 8.63 554.24 176.68 1,787.04 0.00 20,705.90 39,240.60

4,819.12 5,084.57 5,839.33 5,943.47 6,098.56 6,125.49 8,241.80 8,308.73 9,535.72 9,535.72 11,370.76 14,741.82 14,757.12 16,008.10 16,016.73 16,570.97 16,747.65 18,534.70 18,534.70 39,240.60

BAND

CUM.

12.28 12.28 0.68 12.96 1.92 14.88 0.27 15.15 0.40 15.54 0.07 15.61 5.39 21.00 0.17 21.17 3.13 24.30 0.00 24.30 4.68 28.98 8.59 37.57 0.04 37.61 3.19 40.79 0.02 40.82 1.41 42.23 0.45 42.68 4.55 47.23 0.00 47.23 52.77 100.00

PERCENTAGE BAND

91.08 29.15 52.08 8.78 4.27 2.27 123.70 4.41 95.72 0.00 197.73 171.46 1.04 11.67 0.21 22.80 6.33 58.94 0.00 338.04

CUM

91.08 81.98 76.32 67.26 48.93 44.88 53.66 49.23 52.51 49.91 56.76 67.01 62.89 46.83 41.78 40.65 38.45 39.78 37.94 71.37 71.37

Page 5 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 23001

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

31 6 16 15 28 16 17 22 24 14 18 35 6 119 53 17 18 11 20 25 511

31 37 53 68 96 112 129 151 175 189 207 242 248 367 420 437 455 466 486 511

BAND

CUM.

6.07 6.07 1.17 7.24 3.13 10.37 2.94 13.31 5.48 18.79 3.13 21.92 3.33 25.24 4.31 29.55 4.70 34.25 2.74 36.99 3.52 40.51 6.85 47.36 1.17 48.53 23.29 71.82 10.37 82.19 3.33 85.52 3.52 89.04 2.15 91.19 3.91 95.11 4.89 100.00

PERCENTAGE rp

594.44 11.40 3.51 26.04 16.66 10.21 3.72 35.31 87.36 39.61 27.69 95.02 35.04 907.22 986.01 531.87 420.93 273.58 354.96 554.92 5,015.47

594.44 605.84 609.35 635.38 652.04 662.25 665.97 701.28 788.64 828.24 855.93 950.95 985.99 1,893.21 2,879.22 3,411.08 3,832.01 4,105.59 4,460.55 5,015.47

BAND

11.85 0.23 0.07 0.52 0.33 0.20 0.07 0.70 1.74 0.79 0.55 1.89 0.70 18.09 19.66 10.60 8.39 5.45 7.08 11.06

CUM.

11.85 12.08 12.15 12.67 13.00 13.20 13.28 13.98 15.72 16.51 17.07 18.96 19.66 37.75 57.41 68.01 76.40 81.86 88.94 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

1 0 0 0 0 0 0 0 1 0 0 1 0 7 2 0 1 0 0 3

1 6.25 6.25 631.32 1 0.00 6.25 0.00 1 0.00 6.25 0.00 1 0.00 6.25 0.00 1 0.00 6.25 0.00 1 0.00 6.25 0.00 1 0.00 6.25 0.00 1 0.00 6.25 0.00 2 6.25 12.50 2.20 2 0.00 12.50 0.00 2 0.00 12.50 0.00 3 6.25 18.75 1.92 3 0.00 18.75 0.00 10 43.75 62.50 4,514.60 12 12.50 75.00 124.57 12 0.00 75.00 0.00 13 6.25 81.25 29.96 13 0.00 81.25 0.00 13 0.00 81.25 0.00 16 18.75 100.00 154.63

5,459.19

631.32 631.32 631.32 631.32 631.32 631.32 631.32 631.32 633.52 633.52 633.52 635.44 635.44 5,150.03 5,274.60 5,274.60 5,304.56 5,304.56 5,304.56 5,459.19

BAND

CUM.

11.56 11.56 0.00 11.56 0.00 11.56 0.00 11.56 0.00 11.56 0.00 11.56 0.00 11.56 0.00 11.56 0.04 11.60 0.00 11.60 0.00 11.60 0.04 11.64 0.00 11.64 82.70 94.34 2.28 96.62 0.00 96.62 0.55 97.17 0.00 97.17 0.00 97.17 2.83 100.00

PERCENTAGE BAND

CUM

106.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.52 0.00 0.00 2.02 0.00 497.63 12.63 0.00 7.12 0.00 0.00 27.87

106.20 104.21 103.61 99.36 96.82 95.33 94.80 90.02 80.33 76.49 74.02 66.82 64.45 272.03 183.20 154.63 138.43 129.20 118.92 108.85 108.85

Page 6 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 2465

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

Garment factories (konfeksi)

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

603 25 745 75 150 1,210 776 250 968 400 612 625 477 875 350 1,250 235 1,750 130 2,250 101 2,750 164 3,500 40 4,500 331 6,250 72 8,750 36 15,000 22 35,000 22 75,000 24 300,000 21 6,939

603 1,348 2,558 3,334 4,302 4,914 5,391 5,741 5,976 6,106 6,207 6,371 6,411 6,742 6,814 6,850 6,872 6,894 6,918 6,939

BAND

CUM.

8.69 8.69 10.74 19.43 17.44 36.86 11.18 48.05 13.95 62.00 8.82 70.82 6.87 77.69 5.04 82.74 3.39 86.12 1.87 88.00 1.46 89.45 2.36 91.81 0.58 92.39 4.77 97.16 1.04 98.20 0.52 98.72 0.32 99.03 0.32 99.35 0.35 99.70 0.30 100.00

PERCENTAGE rp

748.01 270.56 794.05 795.21 1,422.52 1,340.74 1,400.03 1,366.15 1,173.19 774.44 655.78 1,251.03 373.67 5,254.21 1,827.51 1,201.83 572.34 934.70 632.48 3,551.66 26,340.10

748.01 1,018.57 1,812.62 2,607.83 4,030.35 5,371.08 6,771.12 8,137.26 9,310.45 10,084.88 10,740.67 11,991.69 12,365.37 17,619.58 19,447.09 20,648.92 21,221.26 22,155.96 22,788.45 26,340.10

BAND

2.84 1.03 3.01 3.02 5.40 5.09 5.32 5.19 4.45 2.94 2.49 4.75 1.42 19.95 6.94 4.56 2.17 3.55 2.40 13.48

PERCENTAGE

CUM.

2.84 3.87 6.88 9.90 15.30 20.39 25.71 30.89 35.35 38.29 40.78 45.53 46.95 66.89 73.83 78.39 80.57 84.11 86.52 100.00

5 0 6 2 3 1 0 4 0 2 0 11 0 17 7 1 3 7 0 4

5 6.85 6.85 5 0.00 6.85 11 8.22 15.07 13 2.74 17.81 16 4.11 21.92 17 1.37 23.29 17 0.00 23.29 21 5.48 28.77 21 0.00 28.77 23 2.74 31.51 23 0.00 31.51 34 15.07 46.58 34 0.00 46.58 51 23.29 69.86 58 9.59 79.45 59 1.37 80.82 62 4.11 84.93 69 9.59 94.52 69 0.00 94.52 73 5.48 100.00

BAND

CUM.

PERCENTAGE rp

48.25 0.00 647.10 135.74 258.13 18.00 0.00 1,743.38 0.00 1,907.89 0.00 3,682.44 0.00 2,249.40 703.03 91.95 479.07 375.96 0.00 1,075.41 13,415.76

48.25 48.25 695.35 831.09 1,089.23 1,107.23 1,107.23 2,850.61 2,850.61 4,758.50 4,758.50 8,440.93 8,440.93 10,690.33 11,393.36 11,485.31 11,964.39 12,340.35 12,340.35 13,415.76

BAND

CUM.

0.36 0.36 0.00 0.36 4.82 5.18 1.01 6.19 1.92 8.12 0.13 8.25 0.00 8.25 13.00 21.25 0.00 21.25 14.22 35.47 0.00 35.47 27.45 62.92 0.00 62.92 16.77 79.68 5.24 84.93 0.69 85.61 3.57 89.18 2.80 91.98 0.00 91.98 8.02 100.00

PERCENTAGE BAND

6.45 0.00 81.49 17.07 18.15 1.34 0.00 127.61 0.00 246.36 0.00 294.35 0.00 42.81 38.47 7.65 83.70 40.22 0.00 30.28

CUM

6.45 4.74 38.36 31.87 27.03 20.61 16.35 35.03 30.62 47.18 44.30 70.39 68.26 60.67 58.59 55.62 56.38 55.70 54.15 50.93 50.93

Page 7 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 2742

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

Edible oil and other plants produc edible palmoil or other

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

47 7 8 16 22 22 16 21 16 12 7 23 7 77 50 42 48 22 20 15 371

47 54 62 78 100 122 138 159 175 187 194 217 224 301 351 393 441 463 483 498

BAND

CUM.

9.44 9.44 1.41 10.84 1.61 12.45 3.21 15.66 4.42 20.08 4.42 24.50 3.21 27.71 4.22 31.93 3.21 35.14 2.41 37.55 1.41 38.96 4.62 43.57 1.41 44.98 15.46 60.44 10.04 70.48 8.43 78.92 9.64 88.55 4.42 92.97 4.02 96.99 3.01 100.00

PERCENTAGE rp

441.51 10.94 33.47 27.21 85.63 57.17 42.17 62.96 94.45 63.11 50.25 181.86 46.73 927.87 7,528.47 1,319.44 1,969.27 893.88 686.88 477.15 9,439.06

441.51 452.45 485.92 513.13 598.76 655.93 698.10 761.06 855.51 918.62 968.87 1,150.72 1,197.45 2,125.32 9,653.79 10,973.23 12,942.49 13,836.37 14,523.25 15,000.41

BAND

2.94 0.07 0.22 0.18 0.57 0.38 0.28 0.42 0.63 0.42 0.33 1.21 0.31 6.19 50.19 8.80 13.13 5.96 4.58 3.18

CUM.

2.94 3.02 3.24 3.42 3.99 4.37 4.65 5.07 5.70 6.12 6.46 7.67 7.98 14.17 64.36 73.15 86.28 92.24 96.82 100.00

PERCENTAGE f

0 0 0 0 0 0 0 2 1 0 2 0 0 0 6 4 1 2 0 0 29

BAND

CUM.

0 0 0 0 0 0 0 2 3 3 5 5 5 5 11 15 16 18 18 18

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 11.11 5.56 16.67 0.00 16.67 11.11 27.78 0.00 27.78 0.00 27.78 0.00 27.78 33.33 61.11 22.22 83.33 5.56 88.89 11.11 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 94.79 1,471.58 0.00 137.28 0.00 0.00 0.00 216.89 759.42 2,270.41 120.99 0.00 0.00 24,142.67

0.00 0.00 0.00 0.00 0.00 0.00 0.00 94.79 1,566.37 1,566.37 1,703.65 1,703.65 1,703.65 1,703.65 1,920.54 2,679.96 4,950.38 5,071.36 5,071.36 5,071.36

BAND

CUM.

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.87 1.87 150.56 29.02 30.89 1,558.06 0.00 30.89 0.00 2.71 33.59 273.19 0.00 33.59 0.00 0.00 33.59 0.00 0.00 33.59 0.00 4.28 37.87 2.88 14.97 52.85 57.56 44.77 97.61 115.29 2.39 100.00 13.54 0.00 100.00 0.00 0.00 100.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.46 183.09 170.51 175.84 148.05 142.27 80.16 19.89 24.42 38.25 36.65 34.92 33.81 255.77

Page 8 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 281

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

Conventional power station buildings with bolier houses

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2 2 3 0 6 1 4 8 0 1 4 12 0 22 2 3 0 2 3 7 82

BAND

2 4 7 7 13 14 18 26 26 27 31 43 43 65 67 70 70 72 75 82

CUM.

2.44 2.44 2.44 4.88 3.66 8.54 0.00 8.54 7.32 15.85 1.22 17.07 4.88 21.95 9.76 31.71 0.00 31.71 1.22 32.93 4.88 37.80 14.63 52.44 0.00 52.44 26.83 79.27 2.44 81.71 3.66 85.37 0.00 85.37 2.44 87.80 3.66 91.46 8.54 100.00

PERCENTAGE rp

0.53 0.13 9.83 0.00 4.32 0.47 5.02 7.32 0.00 0.62 5.51 19.50 0.00 156.67 10.77 82.83 0.00 158.00 8.42 138.22 608.17

0.53 0.66 10.49 10.49 14.81 15.28 20.30 27.62 27.62 28.24 33.75 53.25 53.25 209.92 220.69 303.52 303.52 461.53 469.95 608.17

BAND

0.09 0.02 1.62 0.00 0.71 0.08 0.83 1.20 0.00 0.10 0.91 3.21 0.00 25.76 1.77 13.62 0.00 25.98 1.38 22.73

CUM.

0.09 0.11 1.72 1.72 2.44 2.51 3.34 4.54 4.54 4.64 5.55 8.76 8.76 34.52 36.29 49.91 49.91 75.89 77.27 100.00

PERCENTAGE f

0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 3 0 0 4

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 25.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 4 75.00 100.00 4 0.00 100.00 4 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 10.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 123.05 0.00 0.00 133.15

0.00 0.00 0.00 0.00 0.00 0.00 10.09 10.09 10.09 10.09 10.09 10.09 10.09 10.09 10.09 10.09 10.09 133.15 133.15 133.15

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.58 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 92.42 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 201.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 77.88 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 49.73 36.55 36.55 35.75 29.91 18.96 18.96 4.81 4.57 3.33 3.33 28.85 28.33 21.89 21.89

Page 9 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2007

15/02/2008

Departemen stores supermakets shopping center to warranty C

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

3,918 2,344 1,999 1,081 1,254 600 522 353 391 130 196 210 82 647 144 54 42 29 45 41

3,918 6,262 8,261 9,342 10,596 11,196 11,718 12,071 12,462 12,592 12,788 12,998 13,080 13,727 13,871 13,925 13,967 13,996 14,041 14,082

14,082

BAND

CUM.

PERCENTAGE rp

27.82 27.82 1,676.43 1,676.43 16.65 44.47 803.30 2,479.73 14.20 58.66 1,407.63 3,887.36 7.68 66.34 1,286.69 5,174.05 8.90 75.24 1,958.01 7,132.06 4.26 79.51 1,239.82 8,371.88 3.71 83.21 1,534.65 9,906.52 2.51 85.72 1,372.48 11,279.00 2.78 88.50 1,814.67 13,093.67 0.92 89.42 881.06 13,974.73 1.39 90.81 927.39 14,902.12 1.49 92.30 1,876.63 16,778.75 0.58 92.88 918.46 17,697.20 4.59 97.48 10,770.03 28,467.23 1.02 98.50 4,009.38 32,476.60 0.38 98.89 1,564.91 34,041.51 0.30 99.18 2,094.81 36,136.32 0.21 99.39 1,794.92 37,931.24 0.32 99.71 3,159.62 41,090.86 0.29 100.00 1,947.02 43,037.88 43,037.88

BAND

3.90 1.87 3.27 2.99 4.55 2.88 3.57 3.19 4.22 2.05 2.15 4.36 2.13 25.02 9.32 3.64 4.87 4.17 7.34 4.52

PERCENTAGE

CUM.

3.90 5.76 9.03 12.02 16.57 19.45 23.02 26.21 30.42 32.47 34.63 38.99 41.12 66.14 75.46 79.10 83.96 88.13 95.48 100.00

23 18 27 20 37 18 16 7 4 1 3 8 1 23 20 4 3 3 19 9 264

BAND

CUM.

23 8.71 8.71 41 6.82 15.53 68 10.23 25.76 88 7.58 33.33 125 14.02 47.35 143 6.82 54.17 159 6.06 60.23 166 2.65 62.88 170 1.52 64.39 171 0.38 64.77 174 1.14 65.91 182 3.03 68.94 183 0.38 69.32 206 8.71 78.03 226 7.58 85.61 230 1.52 87.12 233 1.14 88.26 236 1.14 89.39 255 7.20 96.59 264 3.41 100.00

PERCENTAGE rp

8,187.48 1,056.16 3,702.85 3,938.42 10,388.91 7,853.60 12,432.42 2,534.15 6,533.34 1,777.05 3,624.75 4,543.30 13.33 350.01 603.22 49.45 47.56 56.03 1,469.49 697.83 69,859.36

8,187.48 9,243.64 12,946.49 16,884.91 27,273.82 35,127.42 47,559.85 50,094.00 56,627.33 58,404.38 62,029.13 66,572.44 66,585.77 66,935.78 67,539.00 67,588.45 67,636.01 67,692.04 69,161.53 69,859.36

BAND

CUM.

11.72 11.72 1.51 13.23 5.30 18.53 5.64 24.17 14.87 39.04 11.24 50.28 17.80 68.08 3.63 71.71 9.35 81.06 2.54 83.60 5.19 88.79 6.50 95.29 0.02 95.31 0.50 95.82 0.86 96.68 0.07 96.75 0.07 96.82 0.08 96.90 2.10 99.00 1.00 100.00

PERCENTAGE BAND

488.39 131.48 263.06 306.09 530.59 633.45 810.12 184.64 360.03 201.69 390.85 242.10 1.45 3.25 15.05 3.16 2.27 3.12 46.51 35.84

CUM

488.39 372.77 333.04 326.34 382.41 419.59 480.09 444.14 432.48 417.93 416.24 396.77 376.25 235.13 207.96 198.55 187.17 178.46 168.31 162.32 162.32

Page 10 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 23001

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

44 3 6 10 32 7 12 25 17 7 10 25 10 108 37 16 13 8 9 40 439

44 47 53 63 95 102 114 139 156 163 173 198 208 316 353 369 382 390 399 439

BAND

CUM.

10.02 10.02 0.68 10.71 1.37 12.07 2.28 14.35 7.29 21.64 1.59 23.23 2.73 25.97 5.69 31.66 3.87 35.54 1.59 37.13 2.28 39.41 5.69 45.10 2.28 47.38 24.60 71.98 8.43 80.41 3.64 84.05 2.96 87.02 1.82 88.84 2.05 90.89 9.11 100.00

PERCENTAGE rp

252.61 1.22 1.19 1.92 26.38 6.91 12.23 84.82 35.33 29.72 35.13 88.20 73.24 779.25 567.36 218.61 352.93 137.83 330.04 775.54 3,810.46

252.61 253.84 255.02 256.94 283.33 290.23 302.46 387.27 422.61 452.33 487.46 575.66 648.90 1,428.15 1,995.51 2,214.12 2,567.05 2,704.88 3,034.93 3,810.46

BAND

6.63 0.03 0.03 0.05 0.69 0.18 0.32 2.23 0.93 0.78 0.92 2.31 1.92 20.45 14.89 5.74 9.26 3.62 8.66 20.35

CUM.

6.63 6.66 6.69 6.74 7.44 7.62 7.94 10.16 11.09 11.87 12.79 15.11 17.03 37.48 52.37 58.11 67.37 70.99 79.65 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

1 0 0 0 0 0 1 0 0 0 0 1 1 6 3 0 1 0 1 3

1 5.56 5.56 13,779.00 1 0.00 5.56 0.00 1 0.00 5.56 0.00 1 0.00 5.56 0.00 1 0.00 5.56 0.00 1 0.00 5.56 0.00 2 5.56 11.11 1.49 2 0.00 11.11 0.00 2 0.00 11.11 0.00 2 0.00 11.11 0.00 2 0.00 11.11 0.00 3 5.56 16.67 0.75 4 5.56 22.22 10.66 10 33.33 55.56 249.96 13 16.67 72.22 1,212.32 13 0.00 72.22 0.00 14 5.56 77.78 4,593.00 14 0.00 77.78 0.00 15 5.56 83.33 183.15 18 16.67 100.00 391.39

20,421.72

13,779.00 13,779.00 13,779.00 13,779.00 13,779.00 13,779.00 13,780.49 13,780.49 13,780.49 13,780.49 13,780.49 13,781.24 13,791.90 14,041.87 15,254.18 15,254.18 19,847.18 19,847.18 20,030.33 20,421.72

BAND

CUM.

PERCENTAGE BAND

CUM

67.47 67.47 5,454.64 5,454.64 0.00 67.47 0.00 5,428.33 0.00 67.47 0.00 5,403.01 0.00 67.47 0.00 5,362.64 0.00 67.47 0.00 4,863.30 0.00 67.47 0.00 4,747.60 0.01 67.48 12.20 4,556.19 0.00 67.48 0.00 3,558.33 0.00 67.48 0.00 3,260.83 0.00 67.48 0.00 3,046.57 0.00 67.48 0.00 2,827.00 0.00 67.48 0.85 2,394.01 0.05 67.54 14.56 2,125.43 1.22 68.76 32.08 983.22 5.94 74.70 213.68 764.42 0.00 74.70 0.00 688.95 22.49 97.19 1,301.39 773.15 0.00 97.19 0.00 733.75 0.90 98.08 55.49 659.99 1.92 100.00 50.47 535.94 535.94

Page 11 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 2465

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

Garment factories (konfeksi)

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

653 25 633 75 150 1,216 956 250 400 1,136 699 625 541 875 427 1,250 260 1,750 178 2,250 132 2,750 189 3,500 62 4,500 441 6,250 133 8,750 56 15,000 43 35,000 32 75,000 41 300,000 34 7,862

653 1,286 2,502 3,458 4,594 5,293 5,834 6,261 6,521 6,699 6,831 7,020 7,082 7,523 7,656 7,712 7,755 7,787 7,828 7,862

BAND

CUM.

8.31 8.31 8.05 16.36 15.47 31.82 12.16 43.98 14.45 58.43 8.89 67.32 6.88 74.21 5.43 79.64 3.31 82.94 2.26 85.21 1.68 86.89 2.40 89.29 0.79 90.08 5.61 95.69 1.69 97.38 0.71 98.09 0.55 98.64 0.41 99.05 0.52 99.57 0.43 100.00

PERCENTAGE rp

987.19 250.92 718.41 892.59 1,610.41 1,401.85 1,484.57 1,490.31 1,197.27 914.28 791.57 1,345.78 400.46 5,467.77 2,626.28 1,135.01 1,077.84 895.99 997.53 2,714.02 28,400.07

987.19 1,238.11 1,956.52 2,849.12 4,459.53 5,861.38 7,345.95 8,836.26 10,033.53 10,947.81 11,739.37 13,085.15 13,485.62 18,953.39 21,579.67 22,714.69 23,792.52 24,688.52 25,686.05 28,400.07

BAND

3.48 0.88 2.53 3.14 5.67 4.94 5.23 5.25 4.22 3.22 2.79 4.74 1.41 19.25 9.25 4.00 3.80 3.15 3.51 9.56

PERCENTAGE

CUM.

3.48 4.36 6.89 10.03 15.70 20.64 25.87 31.11 35.33 38.55 41.34 46.07 47.48 66.74 75.98 79.98 83.78 86.93 90.44 100.00

8 8 7.21 7.21 0 8 0.00 7.21 3 11 2.70 9.91 2 13 1.80 11.71 3 16 2.70 14.41 2 18 1.80 16.22 3 21 2.70 18.92 3 24 2.70 21.62 5 29 4.50 26.13 2 31 1.80 27.93 1 32 0.90 28.83 9 41 8.11 36.94 0 41 0.00 36.94 28 69 25.23 62.16 21 90 18.92 81.08 3 93 2.70 83.78 5 98 4.50 88.29 0 98 0.00 88.29 9 107 8.11 96.40 4 111 3.60 100.00 111

BAND

CUM.

PERCENTAGE rp

3,543.64 0.00 332.33 202.63 3,799.13 292.05 88.63 32.91 3,239.99 4.93 33.19 46,806.89 0.00 11,833.13 35,689.23 585.39 8,148.18 0.00 627.51 29,592.32 144,852.09

3,543.64 3,543.64 3,875.97 4,078.60 7,877.73 8,169.78 8,258.41 8,291.32 11,531.32 11,536.25 11,569.44 58,376.33 58,376.33 70,209.47 105,898.70 106,484.09 114,632.27 114,632.27 115,259.78 144,852.09

BAND

CUM.

PERCENTAGE BAND

2.45 2.45 358.96 0.00 2.45 0.00 0.23 2.68 46.26 0.14 2.82 22.70 2.62 5.44 235.91 0.20 5.64 20.83 0.06 5.70 5.97 0.02 5.72 2.21 2.24 7.96 270.62 0.00 7.96 0.54 0.02 7.99 4.19 32.31 40.30 3,478.04 0.00 40.30 0.00 8.17 48.47 216.42 24.64 73.11 1,358.93 0.40 73.51 51.58 5.63 79.14 755.97 0.00 79.14 0.00 0.43 79.57 62.91 20.43 100.00 1,090.35

CUM

358.96 286.21 198.10 143.15 176.65 139.38 112.42 93.83 114.93 105.37 98.55 446.13 432.88 370.43 490.73 468.79 481.80 464.31 448.73 510.04 510.04

Page 12 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 2742

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

Edible oil and other plants produc edible palmoil or other

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

93 7 12 12 19 16 16 23 19 8 12 25 12 96 53 35 68 21 25 18 590

93 100 112 124 143 159 175 198 217 225 237 262 274 370 423 458 526 547 572 590

BAND

CUM.

15.76 15.76 1.19 16.95 2.03 18.98 2.03 21.02 3.22 24.24 2.71 26.95 2.71 29.66 3.90 33.56 3.22 36.78 1.36 38.14 2.03 40.17 4.24 44.41 2.03 46.44 16.27 62.71 8.98 71.69 5.93 77.63 11.53 89.15 3.56 92.71 4.24 96.95 3.05 100.00

PERCENTAGE rp

315.71 10.37 10.00 15.54 18.98 46.91 34.73 85.86 103.54 30.54 98.31 174.41 81.17 959.92 1,050.80 879.73 1,356.88 1,061.37 729.83 476.98 7,541.58

315.71 326.08 336.08 351.62 370.60 417.51 452.24 538.09 641.63 672.17 770.49 944.90 1,026.07 1,985.99 3,036.79 3,916.52 5,273.41 6,334.77 7,064.61 7,541.58

BAND

4.19 0.14 0.13 0.21 0.25 0.62 0.46 1.14 1.37 0.40 1.30 2.31 1.08 12.73 13.93 11.67 17.99 14.07 9.68 6.32

CUM.

4.19 4.32 4.46 4.66 4.91 5.54 6.00 7.14 8.51 8.91 10.22 12.53 13.61 26.33 40.27 51.93 69.92 84.00 93.68 100.00

PERCENTAGE f

5 0 0 0 0 0 1 0 0 0 1 1 0 6 4 1 5 1 2 1 28

BAND

CUM.

5 5 5 5 5 5 6 6 6 6 7 8 8 14 18 19 24 25 27 28

17.86 17.86 0.00 17.86 0.00 17.86 0.00 17.86 0.00 17.86 0.00 17.86 3.57 21.43 0.00 21.43 0.00 21.43 0.00 21.43 3.57 25.00 3.57 28.57 0.00 28.57 21.43 50.00 14.29 64.29 3.57 67.86 17.86 85.71 3.57 89.29 7.14 96.43 3.57 100.00

PERCENTAGE rp

554.10 0.00 0.00 0.00 0.00 0.00 9.99 0.00 0.00 0.00 458.98 7.09 0.00 3,230.82 492.69 180.00 4,416.11 70.00 758.87 39.86 10,218.51

554.10 554.10 554.10 554.10 554.10 554.10 564.09 564.09 564.09 564.09 1,023.07 1,030.16 1,030.16 4,260.98 4,753.67 4,933.67 9,349.78 9,419.78 10,178.65 10,218.51

BAND

CUM.

5.42 5.42 0.00 5.42 0.00 5.42 0.00 5.42 0.00 5.42 0.00 5.42 0.10 5.52 0.00 5.52 0.00 5.52 0.00 5.52 4.49 10.01 0.07 10.08 0.00 10.08 31.62 41.70 4.82 46.52 1.76 48.28 43.22 91.50 0.69 92.18 7.43 99.61 0.39 100.00

PERCENTAGE BAND

CUM

175.51 0.00 0.00 0.00 0.00 0.00 28.76 0.00 0.00 0.00 466.85 4.07 0.00 336.57 46.89 20.46 325.46 6.60 103.98 8.36

175.51 169.93 164.87 157.59 149.52 132.72 124.73 104.83 87.91 83.92 132.78 109.02 100.40 214.55 156.54 125.97 177.30 148.70 144.08 135.50 135.50

Page 13 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 281

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

Conventional power station buildings with bolier houses

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

11 8 2 0 6 0 3 5 0 7 16 8 0 35 11 5 3 2 5 77 204

11 19 21 21 27 27 30 35 35 42 58 66 66 101 112 117 120 122 127 204

BAND

CUM.

5.39 5.39 3.92 9.31 0.98 10.29 0.00 10.29 2.94 13.24 0.00 13.24 1.47 14.71 2.45 17.16 0.00 17.16 3.43 20.59 7.84 28.43 3.92 32.35 0.00 32.35 17.16 49.51 5.39 54.90 2.45 57.35 1.47 58.82 0.98 59.80 2.45 62.25 37.75 100.00

PERCENTAGE rp

150.10 0.13 0.17 0.00 4.13 0.00 2.18 8.05 0.00 0.73 2.24 18.18 0.00 184.58 97.64 121.91 5.90 24.44 170.20 1,525.96 2,316.56

150.10 150.23 150.40 150.40 154.54 154.54 156.72 164.78 164.78 165.51 167.74 185.93 185.93 370.51 468.16 590.06 595.97 620.41 790.61 2,316.56

BAND

6.48 0.01 0.01 0.00 0.18 0.00 0.09 0.35 0.00 0.03 0.10 0.78 0.00 7.97 4.21 5.26 0.25 1.06 7.35 65.87

CUM.

6.48 6.49 6.49 6.49 6.67 6.67 6.77 7.11 7.11 7.14 7.24 8.03 8.03 15.99 20.21 25.47 25.73 26.78 34.13 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.37 18.37

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.20

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.79 0.79

Page 14 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2007

15/02/2008

Departemen stores supermakets shopping center to warranty C

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

5,073 2,300 2,348 1,085 1,265 618 464 294 215 123 120 408 73 543 125 75 51 41 28 41

5,073 7,373 9,721 10,806 12,071 12,689 13,153 13,447 13,662 13,785 13,905 14,313 14,386 14,929 15,054 15,129 15,180 15,221 15,249 15,290

15,290

BAND

CUM.

33.18 33.18 15.04 48.22 15.36 63.58 7.10 70.67 8.27 78.95 4.04 82.99 3.03 86.02 1.92 87.95 1.41 89.35 0.80 90.16 0.78 90.94 2.67 93.61 0.48 94.09 3.55 97.64 0.82 98.46 0.49 98.95 0.33 99.28 0.27 99.55 0.18 99.73 0.27 100.00

PERCENTAGE rp

2,153.58 887.20 1,505.33 1,179.27 2,358.04 2,675.23 1,528.59 1,290.29 1,194.83 760.94 835.74 2,761.83 806.47 6,985.14 2,704.48 1,652.14 1,105.10 1,272.46 319.66 837.35 34,813.67

2,153.58 3,040.78 4,546.11 5,725.38 8,083.42 10,758.65 12,287.24 13,577.53 14,772.35 15,533.30 16,369.04 19,130.87 19,937.34 26,922.48 29,626.96 31,279.10 32,384.20 33,656.65 33,976.31 34,813.67

BAND

6.19 2.55 4.32 3.39 6.77 7.68 4.39 3.71 3.43 2.19 2.40 7.93 2.32 20.06 7.77 4.75 3.17 3.66 0.92 2.41

PERCENTAGE

CUM.

6.19 8.73 13.06 16.45 23.22 30.90 35.29 39.00 42.43 44.62 47.02 54.95 57.27 77.33 85.10 89.85 93.02 96.68 97.59 100.00

8 4 14 13 20 9 3 3 1 1 2 8 3 7 3 4 3 2 2 9 119

BAND

CUM.

8 6.72 6.72 12 3.36 10.08 26 11.76 21.85 39 10.92 32.77 59 16.81 49.58 68 7.56 57.14 71 2.52 59.66 74 2.52 62.18 75 0.84 63.03 76 0.84 63.87 78 1.68 65.55 86 6.72 72.27 89 2.52 74.79 96 5.88 80.67 99 2.52 83.19 103 3.36 86.55 106 2.52 89.08 108 1.68 90.76 110 1.68 92.44 119 7.56 100.00

PERCENTAGE rp

288.95 208.81 1,501.21 2,341.19 5,545.25 3,772.69 1,431.32 35.09 999.66 91.86 0.75 744.70 1,544.77 3,535.77 38.78 131.17 41.89 332.38 24.80 198.64 22,809.68

288.95 497.76 1,998.97 4,340.16 9,885.41 13,658.10 15,089.42 15,124.51 16,124.18 16,216.04 16,216.79 16,961.49 18,506.26 22,042.02 22,080.80 22,211.97 22,253.87 22,586.24 22,611.05 22,809.68

BAND

CUM.

1.27 1.27 0.92 2.18 6.58 8.76 10.26 19.03 24.31 43.34 16.54 59.88 6.28 66.15 0.15 66.31 4.38 70.69 0.40 71.09 0.00 71.10 3.26 74.36 6.77 81.13 15.50 96.63 0.17 96.80 0.58 97.38 0.18 97.56 1.46 99.02 0.11 99.13 0.87 100.00

PERCENTAGE BAND

13.42 23.54 99.73 198.53 235.16 141.02 93.64 2.72 83.67 12.07 0.09 26.96 191.55 50.62 1.43 7.94 3.79 26.12 7.76 23.72

CUM

13.42 16.37 43.97 75.81 122.29 126.95 122.81 111.39 109.15 104.40 99.07 88.66 92.82 81.87 74.53 71.01 68.72 67.11 66.55 65.52 65.52

Page 15 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 23007

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

10 4 2 4 7 6 14 15 10 6 9 14 10 80 24 14 7 6 7 55 304

10 14 16 20 27 33 47 62 72 78 87 101 111 191 215 229 236 242 249 304

BAND

CUM.

3.29 3.29 1.32 4.61 0.66 5.26 1.32 6.58 2.30 8.88 1.97 10.86 4.61 15.46 4.93 20.39 3.29 23.68 1.97 25.66 2.96 28.62 4.61 33.22 3.29 36.51 26.32 62.83 7.89 70.72 4.61 75.33 2.30 77.63 1.97 79.61 2.30 81.91 18.09 100.00

PERCENTAGE rp

38.10 0.58 0.27 0.91 7.60 4.81 13.34 24.90 21.32 15.21 36.01 84.64 52.18 697.41 406.73 294.37 200.96 102.99 149.22 770.21 2,921.78

38.10 38.69 38.95 39.87 47.46 52.27 65.61 90.51 111.83 127.05 163.05 247.69 299.88 997.28 1,404.02 1,698.39 1,899.35 2,002.35 2,151.57 2,921.78

BAND

1.30 0.02 0.01 0.03 0.26 0.16 0.46 0.85 0.73 0.52 1.23 2.90 1.79 23.87 13.92 10.08 6.88 3.53 5.11 26.36

CUM.

1.30 1.32 1.33 1.36 1.62 1.79 2.25 3.10 3.83 4.35 5.58 8.48 10.26 34.13 48.05 58.13 65.01 68.53 73.64 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 2

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 50.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 2 50.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 46.95 0.00 0.00 0.00 0.00 0.00 439.56 486.51

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 46.95 46.95 46.95 46.95 46.95 46.95 486.51

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.65 9.65 0.00 9.65 0.00 9.65 0.00 9.65 0.00 9.65 0.00 9.65 90.35 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.73 0.00 0.00 0.00 0.00 0.00 57.07

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.71 3.34 2.76 2.47 2.34 2.18 16.65 16.65

Page 16 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 2465

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

Garment factories (konfeksi)

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

458 25 507 75 150 1,026 875 250 400 1,072 651 625 465 875 385 1,250 262 1,750 126 2,250 124 2,750 186 3,500 64 4,500 317 6,250 90 8,750 39 15,000 22 35,000 10 75,000 35 300,000 39 6,753

458 965 1,991 2,866 3,938 4,589 5,054 5,439 5,701 5,827 5,951 6,137 6,201 6,518 6,608 6,647 6,669 6,679 6,714 6,753

BAND

CUM.

6.78 6.78 7.51 14.29 15.19 29.48 12.96 42.44 15.87 58.31 9.64 67.95 6.89 74.84 5.70 80.54 3.88 84.42 1.87 86.29 1.84 88.12 2.75 90.88 0.95 91.83 4.69 96.52 1.33 97.85 0.58 98.43 0.33 98.76 0.15 98.90 0.52 99.42 0.58 100.00

PERCENTAGE rp

937.76 217.84 628.28 830.13 1,539.23 1,363.00 1,241.72 1,391.44 1,185.92 570.63 802.38 1,352.97 475.23 4,451.85 1,919.65 808.81 325.51 105.97 438.55 602.12 21,189.01

937.76 1,155.60 1,783.89 2,614.02 4,153.25 5,516.26 6,757.97 8,149.41 9,335.34 9,905.97 10,708.35 12,061.32 12,536.55 16,988.40 18,908.05 19,716.87 20,042.37 20,148.34 20,586.89 21,189.01

BAND

4.43 1.03 2.97 3.92 7.26 6.43 5.86 6.57 5.60 2.69 3.79 6.39 2.24 21.01 9.06 3.82 1.54 0.50 2.07 2.84

CUM.

4.43 5.45 8.42 12.34 19.60 26.03 31.89 38.46 44.06 46.75 50.54 56.92 59.17 80.18 89.24 93.05 94.59 95.09 97.16 100.00

PERCENTAGE f

1 0 0 0 1 2 2 1 0 0 1 1 0 1 1 0 0 0 1 2 14

BAND

CUM.

1 7.14 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 2 7.14 14.29 4 14.29 28.57 6 14.29 42.86 7 7.14 50.00 7 0.00 50.00 7 0.00 50.00 8 7.14 57.14 9 7.14 64.29 9 0.00 64.29 10 7.14 71.43 11 7.14 78.57 11 0.00 78.57 11 0.00 78.57 11 0.00 78.57 12 7.14 85.71 14 14.29 100.00

PERCENTAGE rp

456.75 0.00 0.00 0.00 24.13 178.04 2,105.00 3.00 0.00 0.00 0.00 3.62 0.00 0.00 36.74 0.00 0.00 0.00 0.00 71.93 2,879.20

456.75 456.75 456.75 456.75 480.88 658.91 2,763.91 2,766.91 2,766.91 2,766.91 2,766.91 2,770.52 2,770.52 2,770.52 2,807.27 2,807.27 2,807.27 2,807.27 2,807.27 2,879.20

BAND

CUM.

15.86 15.86 0.00 15.86 0.00 15.86 0.00 15.86 0.84 16.70 6.18 22.89 73.11 96.00 0.10 96.10 0.00 96.10 0.00 96.10 0.00 96.10 0.13 96.23 0.00 96.23 0.00 96.23 1.28 97.50 0.00 97.50 0.00 97.50 0.00 97.50 0.00 97.50 2.50 100.00

PERCENTAGE BAND

48.71 0.00 0.00 0.00 1.57 13.06 169.52 0.22 0.00 0.00 0.00 0.27 0.00 0.00 1.91 0.00 0.00 0.00 0.00 11.95

CUM

48.71 39.52 25.60 17.47 11.58 11.94 40.90 33.95 29.64 27.93 25.84 22.97 22.10 16.31 14.85 14.24 14.01 13.93 13.64 13.59 13.59

Page 17 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 2742

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

Edible oil and other plants produc edible palmoil or other

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

61 17 13 18 13 19 10 23 16 9 7 25 9 96 49 23 51 24 16 13 512

61 78 91 109 122 141 151 174 190 199 206 231 240 336 385 408 459 483 499 512

BAND

CUM.

11.91 11.91 3.32 15.23 2.54 17.77 3.52 21.29 2.54 23.83 3.71 27.54 1.95 29.49 4.49 33.98 3.13 37.11 1.76 38.87 1.37 40.23 4.88 45.12 1.76 46.88 18.75 65.63 9.57 75.20 4.49 79.69 9.96 89.65 4.69 94.34 3.13 97.46 2.54 100.00

PERCENTAGE rp

361.80 212.91 9.32 32.55 49.86 59.77 25.86 63.72 71.17 23.38 33.13 247.40 39.31 1,004.12 886.16 304.79 715.19 537.23 378.03 493.94 5,549.64

361.80 574.70 584.02 616.57 666.43 726.20 752.06 815.78 886.95 910.34 943.47 1,190.87 1,230.18 2,234.30 3,120.46 3,425.25 4,140.44 4,677.67 5,055.70 5,549.64

BAND

6.52 3.84 0.17 0.59 0.90 1.08 0.47 1.15 1.28 0.42 0.60 4.46 0.71 18.09 15.97 5.49 12.89 9.68 6.81 8.90

CUM.

6.52 10.36 10.52 11.11 12.01 13.09 13.55 14.70 15.98 16.40 17.00 21.46 22.17 40.26 56.23 61.72 74.61 84.29 91.10 100.00

PERCENTAGE f

4 1 0 0 0 0 0 0 0 0 0 0 0 2 2 0 0 0 1 0 10

BAND

CUM.

4 5 5 5 5 5 5 5 5 5 5 5 5 7 9 9 9 9 10 10

40.00 40.00 10.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 20.00 70.00 20.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00

PERCENTAGE rp

1,320.03 183.72 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 186.52 198.29 0.00 0.00 0.00 0.00 0.00 1,888.56

1,320.03 1,503.75 1,503.75 1,503.75 1,503.75 1,503.75 1,503.75 1,503.75 1,503.75 1,503.75 1,503.75 1,503.75 1,503.75 1,690.27 1,888.56 1,888.56 1,888.56 1,888.56 1,888.56 1,888.56

BAND

69.90 9.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.88 10.50 0.00 0.00 0.00 0.00 0.00

CUM.

69.90 79.62 79.62 79.62 79.62 79.62 79.62 79.62 79.62 79.62 79.62 79.62 79.62 89.50 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

364.85 86.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.58 22.38 0.00 0.00 0.00 0.00 0.00

364.85 261.66 257.48 243.89 225.64 207.07 199.95 184.33 169.54 165.19 159.39 126.27 122.24 75.65 60.52 55.14 45.61 40.37 37.36 34.03 34.03

Page 18 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 281

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

Conventional power station buildings with bolier houses

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

1 2 2 0 9 1 1 2 1 3 6 2 0 14 1 4 4 2 4 62

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

121

1 3 5 5 14 15 16 18 19 22 28 30 30 44 45 49 53 55 59 121

BAND

CUM.

0.83 0.83 1.65 2.48 1.65 4.13 0.00 4.13 7.44 11.57 0.83 12.40 0.83 13.22 1.65 14.88 0.83 15.70 2.48 18.18 4.96 23.14 1.65 24.79 0.00 24.79 11.57 36.36 0.83 37.19 3.31 40.50 3.31 43.80 1.65 45.45 3.31 48.76 51.24 100.00

PERCENTAGE rp

16.27 0.14 0.08 0.00 5.16 1.88 0.37 3.84 0.08 7.00 17.87 6.96 0.00 155.26 17.58 59.75 1.86 18.96 179.35 2,632.71 3,125.11

16.27 16.42 16.50 16.50 21.65 23.53 23.90 27.74 27.82 34.82 52.69 59.65 59.65 214.90 232.49 292.24 294.10 313.06 492.40 3,125.11

BAND

0.52 0.00 0.00 0.00 0.17 0.06 0.01 0.12 0.00 0.22 0.57 0.22 0.00 4.97 0.56 1.91 0.06 0.61 5.74 84.24

PERCENTAGE

CUM.

0.52 0.53 0.53 0.53 0.69 0.75 0.76 0.89 0.89 1.11 1.69 1.91 1.91 6.88 7.44 9.35 9.41 10.02 15.76 100.00

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3 3

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 75,554.85 75,554.85

BAND

CUM.

PERCENTAGE BAND

CUM

Page 19 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2007

15/02/2008

Departemen stores supermakets shopping center to warranty C

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

4,777 2,451 1,901 921 1,047 543 381 285 206 111 151 158 52 400 176 41 48 19 38 54

4,777 7,228 9,129 10,050 11,097 11,640 12,021 12,306 12,512 12,623 12,774 12,932 12,984 13,384 13,560 13,601 13,649 13,668 13,706 13,760

13,760

BAND

CUM.

34.72 34.72 17.81 52.53 13.82 66.34 6.69 73.04 7.61 80.65 3.95 84.59 2.77 87.36 2.07 89.43 1.50 90.93 0.81 91.74 1.10 92.83 1.15 93.98 0.38 94.36 2.91 97.27 1.28 98.55 0.30 98.84 0.35 99.19 0.14 99.33 0.28 99.61 0.39 100.00

PERCENTAGE rp

1,323.61 806.59 1,063.46 967.96 1,587.13 963.05 1,178.71 1,059.88 787.58 584.46 543.02 1,214.95 545.39 4,889.20 2,115.91 729.81 1,467.47 1,722.72 850.68 945.17 25,346.75

1,323.61 2,130.19 3,193.65 4,161.61 5,748.74 6,711.79 7,890.50 8,950.39 9,737.96 10,322.42 10,865.44 12,080.39 12,625.78 17,514.98 19,630.89 20,360.70 21,828.17 23,550.89 24,401.57 25,346.75

BAND

5.22 3.18 4.20 3.82 6.26 3.80 4.65 4.18 3.11 2.31 2.14 4.79 2.15 19.29 8.35 2.88 5.79 6.80 3.36 3.73

CUM.

5.22 8.40 12.60 16.42 22.68 26.48 31.13 35.31 38.42 40.72 42.87 47.66 49.81 69.10 77.45 80.33 86.12 92.91 96.27 100.00

PERCENTAGE f

1 1 0 0 1 0 0 0 0 0 1 0 0 2 0 1 0 0 0 1 8

BAND

1 2 2 2 3 3 3 3 3 3 4 4 4 6 6 7 7 7 7 8

CUM.

12.50 12.50 12.50 25.00 0.00 25.00 0.00 25.00 12.50 37.50 0.00 37.50 0.00 37.50 0.00 37.50 0.00 37.50 0.00 37.50 12.50 50.00 0.00 50.00 0.00 50.00 25.00 75.00 0.00 75.00 12.50 87.50 0.00 87.50 0.00 87.50 0.00 87.50 12.50 100.00

PERCENTAGE rp

12.44 12.00 0.00 0.00 108.00 0.00 0.00 0.00 0.00 0.00 6,430.20 0.00 0.00 69.65 0.00 750.00 0.00 0.00 0.00 200.00 7,582.28

12.44 24.44 24.44 24.44 132.44 132.44 132.44 132.44 132.44 132.44 6,562.64 6,562.64 6,562.64 6,632.28 6,632.28 7,382.28 7,382.28 7,382.28 7,382.28 7,582.28

BAND

CUM.

PERCENTAGE BAND

0.16 0.16 0.94 0.16 0.32 1.49 0.00 0.32 0.00 0.00 0.32 0.00 1.42 1.75 6.80 0.00 1.75 0.00 0.00 1.75 0.00 0.00 1.75 0.00 0.00 1.75 0.00 0.00 1.75 0.00 84.81 86.55 1,184.15 0.00 86.55 0.00 0.00 86.55 0.00 0.92 87.47 1.42 0.00 87.47 0.00 9.89 97.36 102.77 0.00 97.36 0.00 0.00 97.36 0.00 0.00 97.36 0.00 2.64 100.00 21.16

CUM

0.94 1.15 0.77 0.59 2.30 1.97 1.68 1.48 1.36 1.28 60.40 54.32 51.98 37.87 33.78 36.26 33.82 31.35 30.25 29.91 29.91

Page 20 of 20