Statistik bppdan edisi des 2008 by Reasuransi Internasional Indonesia

DAFTAR ISI TABEL GABUNGAN BAGIAN I RISK AND LOSS PROFILE 2005

Halaman

I.1

ALL CLASS OF BUSINESS

I.2

GROUP BY CLASS OF BUSINESS I.2.1 CLASS OF BUSINESS FIRE I.2.2 CLASS OF BUSINESS IAR I.2.3 CLASS OF BUSINESS LOP I.2.4 CLASS OF BUSINESS EQ

2 3 4 5

GROUP BY OCCUPATION CODE I.3.1 OCCUPATION CODE 20 I.3.2 OCCUPATION CODE 21 I.3.3 OCCUPATION CODE 22 I.3.4 OCCUPATION CODE 23 I.3.5 OCCUPATION CODE 24 I.3.6 OCCUPATION CODE 25 I.3.7 OCCUPATION CODE 26 I.3.8 OCCUPATION CODE 27 I.3.9 OCCUPATION CODE 28 I.3.10 OCCUPATION CODE 29 I.3.11 OCCUPATION CODE 30 I.3.12 OCCUPATION CODE 31 I.3.13 OCCUPATION CODE 32 I.3.14 OCCUPATION CODE 40

6 7 8 9 10 11 12 13 14 15 16 17 18 19

GROUP BY PROVINCE I.4.1 PROVINCE NANGROE ACEH DARUSSALAM I.4.2 PROVINCE SUMATERA UTARA I.4.3 PROVINCE SUMATERA BARAT I.4.4 PROVINCE RIAU I.4.5 PROVINCE JAMBI I.4.6 PROVINCE SUMATERA SELATAN I.4.7 PROVINCE BENGKULU I.4.8 PROVINCE LAMPUNG I.4.9 PROVINCE DKI JAKARTA I.4.10 PROVINCE JAWA BARAT I.4.11 PROVINCE JAWA TENGAH I.4.12 PROVINCE DI YOGYAKARTA I.4.13 PROVINCE JAWA TIMUR I.4.14 PROVINCE KALIMANTAN BARAT I.4.15 PROVINCE KALIMANTAN TENGAH I.4.16 PROVINCE KALIMANTAN SELATAN I.4.17 PROVINCE KALIMANTAN TIMUR I.4.18 PROVINCE SULAWESI UTARA I.4.19 PROVINCE SULAWESI TENGAH I.4.20 PROVINCE SULAWESI SELATAN I.4.21 PROVINCE SULAWESI TENGGARA I.4.22 PROVINCE BALI I.4.23 PROVINCE NUSA TENGGARA BARAT I.4.24 PROVINCE NUSA TENGGARA TIMUR I.4.25 PROVINCE MALUKU I.4.26 PROVINCE IRIAN JAYA I.4.27 PROVINCE MALUKU UTARA I.4.28 PROVINCE IRIAN JAYA BARAT I.4.29 PROVINCE BANTEN I.4.30 PROVINCE BANGKA BELITUNG I.4.31 PROVINCE GORONTALO I.4.32 PROVINCE KEPULAUAN RIAU

20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51

I.3

I.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN II RISK AND LOSS PROFILE 2006

Halaman

II.1

ALL CLASS OF BUSINESS

II.2

GROUP BY CLASS OF BUSINESS II.2.1 CLASS OF BUSINESS FIRE II.2.2 CLASS OF BUSINESS IAR II.2.3 CLASS OF BUSINESS LOP II.2.4 CLASS OF BUSINESS EQ

53 54 55 56

GROUP BY OCCUPATION CODE II.3.1 OCCUPATION CODE 20 II.3.2 OCCUPATION CODE 21 II.3.3 OCCUPATION CODE 22 II.3.4 OCCUPATION CODE 23 II.3.5 OCCUPATION CODE 24 II.3.6 OCCUPATION CODE 25 II.3.7 OCCUPATION CODE 26 II.3.8 OCCUPATION CODE 27 II.3.9 OCCUPATION CODE 28 II.3.10 OCCUPATION CODE 29 II.3.11 OCCUPATION CODE 30 II.3.12 OCCUPATION CODE 31 II.3.13 OCCUPATION CODE 32 II.3.14 OCCUPATION CODE 40

57 58 59 60 61 62 63 64 65 66 67 68 69 70

GROUP BY PROVINCE II.4.1 PROVINCE NANGROE ACEH DARUSSALAM II.4.2 PROVINCE SUMATERA UTARA II.4.3 PROVINCE SUMATERA BARAT II.4.4 PROVINCE RIAU II.4.5 PROVINCE JAMBI II.4.6 PROVINCE SUMATERA SELATAN II.4.7 PROVINCE BENGKULU II.4.8 PROVINCE LAMPUNG II.4.9 PROVINCE DKI JAKARTA II.4.10 PROVINCE JAWA BARAT II.4.11 PROVINCE JAWA TENGAH II.4.12 PROVINCE DI YOGYAKARTA II.4.13 PROVINCE JAWA TIMUR II.4.14 PROVINCE KALIMANTAN BARAT II.4.15 PROVINCE KALIMANTAN TENGAH II.4.16 PROVINCE KALIMANTAN SELATAN II.4.17 PROVINCE KALIMANTAN TIMUR II.4.18 PROVINCE SULAWESI UTARA II.4.19 PROVINCE SULAWESI TENGAH II.4.20 PROVINCE SULAWESI SELATAN II.4.21 PROVINCE SULAWESI TENGGARA II.4.22 PROVINCE BALI II.4.23 PROVINCE NUSA TENGGARA BARAT II.4.24 PROVINCE NUSA TENGGARA TIMUR II.4.25 PROVINCE MALUKU II.4.26 PROVINCE IRIAN JAYA II.4.27 PROVINCE MALUKU UTARA II.4.28 PROVINCE IRIAN JAYA BARAT II.4.29 PROVINCE BANTEN II.4.30 PROVINCE BANGKA BELITUNG II.4.31 PROVINCE GORONTALO II.4.32 PROVINCE KEPULAUAN RIAU

71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102

II.3

II.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN III RISK AND LOSS PROFILE 2007

Halaman

III.1

ALL CLASS OF BUSINESS

103

III.2

GROUP BY CLASS OF BUSINESS III.2.1 CLASS OF BUSINESS FIRE III.2.2 CLASS OF BUSINESS IAR III.2.3 CLASS OF BUSINESS LOP III.2.4 CLASS OF BUSINESS EQ

104 105 106 107

GROUP BY OCCUPATION CODE III.3.1 OCCUPATION CODE 20 III.3.2 OCCUPATION CODE 21 III.3.3 OCCUPATION CODE 22 III.3.4 OCCUPATION CODE 23 III.3.5 OCCUPATION CODE 24 III.3.6 OCCUPATION CODE 25 III.3.7 OCCUPATION CODE 26 III.3.8 OCCUPATION CODE 27 III.3.9 OCCUPATION CODE 28 III.3.10 OCCUPATION CODE 29 III.3.11 OCCUPATION CODE 30 III.3.12 OCCUPATION CODE 31 III.3.13 OCCUPATION CODE 32 III.3.14 OCCUPATION CODE 40

108 109 110 111 112 113 114 115 116 117 118 119 120 121

GROUP BY PROVINCE III.4.1 PROVINCE NANGROE ACEH DARUSSALAM III.4.2 PROVINCE SUMATERA UTARA III.4.3 PROVINCE SUMATERA BARAT III.4.4 PROVINCE RIAU III.4.5 PROVINCE JAMBI III.4.6 PROVINCE SUMATERA SELATAN III.4.7 PROVINCE BENGKULU III.4.8 PROVINCE LAMPUNG III.4.9 PROVINCE DKI JAKARTA III.4.10 PROVINCE JAWA BARAT III.4.11 PROVINCE JAWA TENGAH III.4.12 PROVINCE DI YOGYAKARTA III.4.13 PROVINCE JAWA TIMUR III.4.14 PROVINCE KALIMANTAN BARAT III.4.15 PROVINCE KALIMANTAN TENGAH III.4.16 PROVINCE KALIMANTAN SELATAN III.4.17 PROVINCE KALIMANTAN TIMUR III.4.18 PROVINCE SULAWESI UTARA III.4.19 PROVINCE SULAWESI TENGAH III.4.20 PROVINCE SULAWESI SELATAN III.4.21 PROVINCE SULAWESI TENGGARA III.4.22 PROVINCE BALI III.4.23 PROVINCE NUSA TENGGARA BARAT III.4.24 PROVINCE NUSA TENGGARA TIMUR III.4.25 PROVINCE MALUKU III.4.26 PROVINCE IRIAN JAYA III.4.27 PROVINCE MALUKU UTARA III.4.28 PROVINCE IRIAN JAYA BARAT III.4.29 PROVINCE BANTEN III.4.30 PROVINCE BANGKA BELITUNG III.4.31 PROVINCE GORONTALO III.4.32 PROVINCE KEPULAUAN RIAU

122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153

III.3

III.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN IV RISK AND LOSS PROFILE 2008

Halaman

IV.1

ALL CLASS OF BUSINESS

154

IV.2

GROUP BY CLASS OF BUSINESS IV.2.1 CLASS OF BUSINESS FIRE IV.2.2 CLASS OF BUSINESS IAR IV.2.3 CLASS OF BUSINESS LOP IV.2.4 CLASS OF BUSINESS EQ

155 156 157 158

GROUP BY OCCUPATION CODE IV.3.1 OCCUPATION CODE 20 IV.3.2 OCCUPATION CODE 21 IV.3.3 OCCUPATION CODE 22 IV.3.4 OCCUPATION CODE 23 IV.3.5 OCCUPATION CODE 24 IV.3.6 OCCUPATION CODE 25 IV.3.7 OCCUPATION CODE 26 IV.3.8 OCCUPATION CODE 27 IV.3.9 OCCUPATION CODE 28 IV.3.10 OCCUPATION CODE 29 IV.3.11 OCCUPATION CODE 30 IV.3.12 OCCUPATION CODE 31 IV.3.13 OCCUPATION CODE 32 IV.3.14 OCCUPATION CODE 40

159 160 161 162 163 164 165 166 167 168 169 170 171 172

GROUP BY PROVINCE IV.4.1 PROVINCE NANGROE ACEH DARUSSALAM IV.4.2 PROVINCE SUMATERA UTARA IV.4.3 PROVINCE SUMATERA BARAT IV.4.4 PROVINCE RIAU IV.4.5 PROVINCE JAMBI IV.4.6 PROVINCE SUMATERA SELATAN IV.4.7 PROVINCE BENGKULU IV.4.8 PROVINCE LAMPUNG IV.4.9 PROVINCE DKI JAKARTA IV.4.10 PROVINCE JAWA BARAT IV.4.11 PROVINCE JAWA TENGAH IV.4.12 PROVINCE DI YOGYAKARTA IV.4.13 PROVINCE JAWA TIMUR IV.4.14 PROVINCE KALIMANTAN BARAT IV.4.15 PROVINCE KALIMANTAN TENGAH IV.4.16 PROVINCE KALIMANTAN SELATAN IV.4.17 PROVINCE KALIMANTAN TIMUR IV.4.18 PROVINCE SULAWESI UTARA IV.4.19 PROVINCE SULAWESI TENGAH IV.4.20 PROVINCE SULAWESI SELATAN IV.4.21 PROVINCE SULAWESI TENGGARA IV.4.22 PROVINCE BALI IV.4.23 PROVINCE NUSA TENGGARA BARAT IV.4.24 PROVINCE NUSA TENGGARA TIMUR IV.4.25 PROVINCE MALUKU IV.4.26 PROVINCE IRIAN JAYA IV.4.27 PROVINCE MALUKU UTARA IV.4.28 PROVINCE IRIAN JAYA BARAT IV.4.29 PROVINCE BANTEN IV.4.30 PROVINCE BANGKA BELITUNG IV.4.31 PROVINCE GORONTALO IV.4.32 PROVINCE KEPULAUAN RIAU

173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204

IV.3

IV.4

GRAFIK BAGIAN V EXAMPLE FOR REAL OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

TABEL GABUNGAN

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id

PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2005 - 2008 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2005 TO 2008 Premium and Claim in Million Rp

UY 2005 OCCUPATION CODE

Number Policies

Premium

Number Claim

UY 2006 Claim Incurred

% LOSS RATIO

Number Policies

Premium

Number Claim

UY 2008

UY 2007 Claim Incurred

% LOSS RATIO

Number Policies

Premium

Number Claim

Claim Incurred

% LOSS RATIO

Number Policies

Premium

Number Claim

Claim Incurred

% LOSS RATIO

599

21,147.13

49,417.52

233.68

993

8,597.75

78,459.53

912.56

958

7,312.38

345,630.24

4726.65

909

357,142.39

15,525.76

21 - (Stones, Earth…etc)

1,555

16,123.51

7,907.30

49.04

1,811

9,018.14

61,582.83

682.88

1,949

15,128.96

14,927.03

98.67

1,452

7,525.61

4.98

0.07

22 - (Metals)

6,354

214,336.12

144

34,672.01

16.18

7,619

43,373.08

286

309,642.39

713.90

7,890

41,494.52

182

37,118.61

89.45

6,652

45,127.92

1,777.64

3.94

20 - (Mining,Drilling…etc)

4.35

7,612

91,435.22

203

48,006.37

52.50

9,948

83,824.86

365

371,446.92

443.12

9,346

76,060.23

250

245,606.30

322.91

7,915

64,883.28

48,603.38

74.91

11,482

73,571.48

301

102,024.48

138.67

13,441

61,486.10

474

550,868.39

895.92

13,862

66,542.67

297

977,793.19

1469.42

11,987

58,041.73

2,449.63

4.22

25 - (Paper,Leather,Rubber)

8,149

811,800.21

120

101,224.10

12.47

9,259

57,390.68

299

191,541.92

333.75

9,411

66,077.88

149

217,877.27

329.73

8,139

117,284.19

23,327.05

2.20

26 - (Wood,Bamboo,Rattan)

7,248

89,917.00

181

60,520.73

67.31

7,582

77,687.19

210

204,723.68

263.52

7,260

75,177.70

125

47,427.97

63.09

6,125

62,552.87

2,250.60

3.60

17,051

66,928.31

270

32,787.40

48.99

19,952

68,502.41

425

148,487.24

216.76

21,460

78,664.27

344

76,751.33

97.57

16,971

61,221.32

141

10,204.04

16.67

23 - (Chemical/Oils/Gas) 24 - (Textiles)

27 - (Nutritional,Drinks…etc)

283

3,691.97

9,734.05

263.65

588

136,160.27

157,488.53

115.66

519

310,954.43

114,757.18

36.90

4,735

7,339.43

142.83

1.95

29 - (Transport,Traffic…etc)

739,506

838,654.38

3,314

700,645.04

83.54

805,275

939,295.31

5,328

1,081,137.20

115.10

878,122

1,117,984.35

3,447

1,258,403.86

112.56

765,989

1,002,317.61

509

100,215.00

10.00

30 - (Estate Plantation Risk)

119

2,818.57

1,246.63

44.23

131

2,325.58

1,011.49

43.49

121

1,055.63

14.28

1.35

167

1,242.59

0.00

31 - (Estate Plantation Risk)

405

8,125.51

1,871.13

23.03

537

19,697.49

2,245.21

11.40

710

5,576.32

1,926.13

34.54

507

14,608.16

98.37

0.67

1,936.35

571.95

29.54

121

2,563.12

302.19

11.79

160

5,977.11

1,357.17

22.71

102

2,199.64

0.00

142

1,442.12

3,442.26

238.69

462

3,164.67

9,519.93

300.82

1,163

2,604.98

2,350.99

90.25

1,734

4,317.65

0.00

3,168,457.45

209.40

5,014.00

3,341,941.55

204,599.28

11.33

28 - (Power and Heating)

32 - (Recreation Place) 40 - (Non Estate Plantation)

800,566

2,241,928

4,693.00 1,154,070.97

51.48 877,719

Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Des 2008 (Data Position Until 15 Des 2008) 2. Claim Incurred 2005 : Rp. 969.449.139.569,22,- (Settled = 4,097 Kasus) , Rp. 2006 : Rp. 2.709.127.287.947,42,- (Settled = 6,994 Kasus) , Rp. 2007 : Rp. 2.728.442.310.862,81,- (Settled = 4.613 Kasus) , Rp. 2008 : Rp. 92.318.942.453,02,- (Settled = 636 Kasus) , Rp. 3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2005 : Rp. 662.835.632,42,- (Freq Claim = 312) 2006 : Rp. 1.425.844.731,66,- (Freq Claim = 345) 2007 : Rp. 188.161.342,87,- (Freq Claim = 57) 2008 : Rp. 0,(Freq Claim = 0)

1,513,087

184.621.830.430,78,459.330.162.052,58,613.499.239.137,19,112.280.337.546,98,-

7,697.00

952,931

1,870,611

178.66 833,384

1,805,804.39

832.00

(Os Claim = 596 Kasus) (Os Claim = 703 Kasus) (Os Claim = 401 Kasus) (Os Claim = 196 Kasus)

PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2005 - 2008 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2005 TO 2008 UY 2005 PROVINCE CODE

01 - Nangroe Aceh Darussalam

Number Policies

Premium

Number Claim

UY 2006 Claim Incurred

% LOSS RATIO

Number Policies

Premium

Number Claim

UY 2008

UY 2007 Claim Incurred

% LOSS RATIO

Number Policies

Premium

Number Claim

Claim Incurred

% LOSS RATIO

Number Policies

Premium

Number Claim

Claim Incurred

% LOSS RATIO

4,007

6,488.59

2,545.74

39.23

4,972

6,783.75

2,112.75

31.14

7,514

10,639.07

928.32

8.73

6,754

8,757.98

243.00

2.77

02 - Sumatera Utara

51,668

71,815.02

195

45,299.35

63.08

55,787

69,820.19

279

148,930.11

213.31

57,929

79,181.41

167

46,233.26

58.39

54,028

74,574.27

8,663.47

11.62

03 - Sumatera Barat

20,081

18,695.83

13,051.82

69.81

18,539

17,353.50

118

15,252.62

87.89

23,251

21,249.56

140

27,906.12

131.33

22,212

20,068.27

2,194.04

10.93

04 - Riau

24,224

36,354.66

104

22,881.13

62.94

25,425

34,578.34

15,874.00

45.91

29,560

39,296.45

12,487.76

31.78

27,312

36,670.31

1,615.36

4.41

8,892

11,229.47

2,942.81

26.21

10,395

12,641.37

2,713.89

21.47

11,723

12,651.17

485.02

3.83

10,738

12,540.22

163.80

1.31

17,516

22,474.45

196

66,317.70

295.08

20,946

29,936.16

153

112,715.44

376.52

22,868

30,527.60

12,287.99

40.25

19,159

25,750.50

864.76

3.36

07 - Bengkulu

4,941

4,664.42

26,158.31

560.81

5,281

4,711.35

12,150.36

257.90

6,423

5,416.47

3,949.23

72.91

5,268

4,544.34

30.80

0.68

08 - Lampung

13,252

25,354.07

5,076.55

20.02

15,641

21,175.20

17,582.20

83.03

16,428

29,271.72

23,960.92

81.86

13,912

21,493.91

3,267.42

15.20

09 - DKI . Jakarta

186,620

1,264,677.95

1,524

270,840.12

21.42

198,616

457,634.09

3,413

1,244,732.05

271.99

207,271

730,614.60

1,708

955,734.39

130.81

181,981

755,451.19

239

20,881.45

1.23

10 - Jawa Barat

119,646

207,518.83

748

146,183.46

70.44

132,176

251,136.67

1,260

486,437.23

193.69

143,164

232,907.20

840

1,388,122.31

596.00

127,979

205,289.99

167

61,301.73

29.86

66,260

84,329.56

439

42,226.54

50.07

73,862

85,344.37

408

268,667.44

314.80

79,647

105,533.13

391

90,523.26

85.78

67,313

81,939.29

5,123.82

6.25

8,366

8,903.26

103

189,451.20 2,127.89

9,514

9,535.10

18,960.99

198.85

10,486

11,632.81

35,331.65

303.72

8,947

9,536.02

28.41

0.30

13 - Jawa Timur

88,020

149,601.58

370

93,570.79

62.55

104,782

162,123.54

493

238,880.57

147.34

105,231

174,181.71

462

211,978.30

121.70

87,361

146,396.82

21,523.25

14.70

14 - Kalimantan Barat

24,076

29,350.14

129

27,133.92

92.45

25,395

32,138.74

101

37,079.35

115.37

28,262

39,377.90

126

23,791.61

60.42

25,174

33,879.76

4,465.37

13.18

05 - Jambi 06 - Sumatera Selatan

11 - Jawa Tengah 12 - DI . Yogyakarta

15 - Kalimantan Tengah

4,747

7,915.04

8,140.22

102.84

5,473

8,059.84

6,210.59

77.06

7,071

9,199.60

1,300.39

14.14

5,983

8,681.78

10,467.25

120.57

16 - Kalimantan Selatan

11,140

14,665.66

10,301.75

70.24

12,909

17,584.73

46,491.63

264.39

13,864

17,550.75

11,924.00

67.94

11,594

15,050.28

519.69

3.45

17 - Kalimantan Timur

19,166

56,982.78

41,971.99

73.66

20,022

39,798.37

23,918.86

60.10

22,249

43,695.77

9,546.61

21.85

18,385

49,715.12

758.17

1.53

18 - Sulawesi Utara

9,067

12,790.81

2,610.49

20.41

8,777

14,716.61

12,080.69

82.09

10,387

14,723.05

10,713.11

72.76

9,262

14,084.70

361.50

2.57

19 - Sulawesi Tengah

5,092

7,362.81

6,941.12

94.27

5,648

8,623.68

6,573.15

76.22

6,615

10,296.95

163.85

1.59

4,903

9,129.06

0.00

20 - Sulawesi Selatan

22,499

28,101.80

6,751.60

24.03

24,161

29,872.16

10,736.16

35.94

27,720

41,450.40

5,463.51

13.18

22,825

32,028.34

1,077.97

3.37

21 - Sulawesi Tenggara

3,074

12,705.54

11,463.23

90.22

3,448

4,405.20

1,541.01

34.98

4,020

4,954.01

3,660.09

73.88

3,756

4,826.34

4,865.48

100.81

15,907

24,079.17

101

5,540.10

23.01

19,005

16,814.89

112

34,086.35

202.72

19,474

33,453.11

120

11,616.43

34.72

18,867

32,880.20

3,902.25

11.87

23 - Nusa Tenggara Barat

5,078

4,929.51

1,113.91

22.60

5,890

6,188.97

2,998.99

48.46

6,419

9,094.55

1,168.81

12.85

4,874

6,545.14

391.14

5.98

24 - Nusa Tenggara Timur

3,301

5,048.27

797.03

15.79

3,668

5,423.60

352.10

6.49

4,441

6,169.63

2,184.22

35.40

4,138

6,194.88

216.30

3.49 0.00

22 - Bali

25 - Maluku 26 - Irian Jaya 27 - Maluku Utara 28 - Irian Jaya Barat

814

2,259.67

355.06

15.71

1,198

2,717.43

2,093.41

77.04

1,453

3,067.43

60.83

1.98

1,305

2,712.80

0.00

2,724

6,967.11

6,678.70

95.86

3,280

8,276.79

5,095.61

61.57

3,861

9,095.59

2,348.63

25.82

3,961

9,208.14

0.00

498

1,493.03

154.77

10.37

699

1,744.40

131.66

7.55

935

2,547.44

510.55

20.04

965

2,580.80

0.00

839

1,933.98

89.62

4.63

1,736

2,821.56

941.99

33.39

2,079

3,302.69

3,081.02

93.29

1,771

3,034.03

0.00

45,597

90,111.76

240

75,647.28

83.95

45,111

124,439.39

601

371,744.83

298.74

52,481

98,294.39

487

429,596.32

437.05

45,236

86,010.21

51,051.83

59.36

30 - Bangka Belitung

1,451

1,650.48

142.84

8.65

1,985

2,629.09

401.04

15.25

2,478

3,806.82

2,303.29

60.50

2,129

3,395.30

0.00

31 - Gorontalo

2,031

1,592.04

18.31

1.15

1,625

1,995.99

1,396.63

69.97

2,306

2,877.45

1,515.61

52.67

1,673

2,576.17

1.75

0.07

21,673.56

109.02

29 - Banten

32 - Kepulauan Riau

9,972

19,880.59

800,566

2,241,927.88

4,693

1,154,071.02

51.48

11,753 877,719

184.621.830.430,78,459.330.162.052,58,613.499.239.137,19,112.280.337.546,98,-

22,061.58 1,513,086.65

46 7,697

19,573.72

88.72

3,168,457.42

209.40

15,321 952,931

34,551.03

1,870,611.46

5,014

11,064.13 3,341,941.54

32.02 178.66

13,619 833,384

80,258.24 1,805,804.40

5 832

619.26

0.77

204,599.27

11.33

(Os Claim = 596 Kasus) (Os Claim = 703 Kasus) (Os Claim = 401 Kasus) (Os Claim = 196 Kasus)

RISK AND LOSS PROFILE 2005

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2005

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DATA POSITION FROM

0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL

PERCENTAGE f

25 151,665 75 146,214 150 158,637 250 88,130 400 91,951 625 44,769 875 31,625 1,250 23,655 1,750 13,471 2,250 7,515 2,750 5,867 3,500 6,728 4,500 4,637 6,250 5,746 8,750 3,744 15,000 6,005 35,000 4,969 75,000 2,189 300,000 2,304 745 800,566

151,665 297,879 456,516 544,646 636,597 681,366 712,991 736,646 750,117 757,632 763,499 770,227 774,864 780,610 784,354 790,359 795,328 797,517 799,821 800,566

BAND

CUM.

18.94 18.94 18.26 37.21 19.82 57.02 11.01 68.03 11.49 79.52 5.59 85.11 3.95 89.06 2.95 92.02 1.68 93.70 0.94 94.64 0.73 95.37 0.84 96.21 0.58 96.79 0.72 97.51 0.47 97.97 0.75 98.73 0.62 99.35 0.27 99.62 0.29 99.91 0.09 100.00

PERCENTAGE rp

53,296.48 34,500.22 66,722.42 60,798.53 95,764.89 67,733.02 67,405.93 68,183.99 51,328.73 34,841.77 30,626.04 42,670.34 36,881.23 55,545.91 50,576.81 97,926.82 127,433.93 73,328.59 104,081.52 1,022,280.71

BAND

CUM.

53,296.48 2.38 2.38 87,796.70 1.54 3.92 154,519.12 2.98 6.89 215,317.65 2.71 9.60 311,082.55 4.27 13.88 378,815.57 3.02 16.90 446,221.49 3.01 19.90 514,405.48 3.04 22.94 565,734.21 2.29 25.23 600,575.98 1.55 26.79 631,202.02 1.37 28.15 673,872.36 1.90 30.06 710,753.59 1.65 31.70 766,299.50 2.48 34.18 816,876.31 2.26 36.44 914,803.13 4.37 40.80 1,042,237.06 5.68 46.49 1,115,565.65 3.27 49.76 1,219,647.17 4.64 54.40 2,241,927.88 45.60 100.00

2,241,927.88

PERCENTAGE f

471 278 383 149 274 171 146 145 118 73 78 135 140 146 113 312 553 292 512 204 4,693

471 749 1,132 1,281 1,555 1,726 1,872 2,017 2,135 2,208 2,286 2,421 2,561 2,707 2,820 3,132 3,685 3,977 4,489 4,693

BAND

CUM.

10.04 10.04 5.92 15.96 8.16 24.12 3.17 27.30 5.84 33.13 3.64 36.78 3.11 39.89 3.09 42.98 2.51 45.49 1.56 47.05 1.66 48.71 2.88 51.59 2.98 54.57 3.11 57.68 2.41 60.09 6.65 66.74 11.78 78.52 6.22 84.74 10.91 95.65 4.35 100.00

PERCENTAGE rp

37,515.25 13,402.23 23,763.43 16,470.59 35,032.92 24,060.71 31,901.75 26,843.10 58,878.09 12,817.25 17,188.53 43,598.66 34,072.10 49,556.24 12,853.58 84,037.64 107,417.79 107,666.50 226,129.78 190,864.87 1,154,071.01

BAND

CUM.

37,515.25 3.25 3.25 50,917.48 1.16 4.41 74,680.91 2.06 6.47 91,151.50 1.43 7.90 126,184.42 3.04 10.93 150,245.13 2.08 13.02 182,146.89 2.76 15.78 208,989.99 2.33 18.11 267,868.07 5.10 23.21 280,685.32 1.11 24.32 297,873.85 1.49 25.81 341,472.51 3.78 29.59 375,544.61 2.95 32.54 425,100.85 4.29 36.83 437,954.42 1.11 37.95 521,992.06 7.28 45.23 629,409.85 9.31 54.54 737,076.35 9.33 63.87 963,206.14 19.59 83.46 1,154,071.01 16.54 100.00

PERCENTAGE BAND

CUM

70.39 38.85 35.62 27.09 36.58 35.52 47.33 39.37 114.71 36.79 56.12 102.18 92.38 89.22 25.41 85.82 84.29 146.83 217.26 18.67

70.39 57.99 48.33 42.33 40.56 39.66 40.82 40.63 47.35 46.74 47.19 50.67 52.84 55.47 53.61 57.06 60.39 66.07 78.97 51.48

51.48

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 662.835.632,42.- Freq. Klaim 312 ( Data not Include Claim Fire no Policy Rp. 662.835.632,42. - Freq Claim 312 )

Page 1 of 204

RISK AND LOSS PROFILE 2005 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2005

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

145,056 142,745 152,816 83,440 84,747 39,763 27,199 19,169 10,336 5,353 4,110 4,377 2,858 3,299 1,939 2,705 1,886 715 740 176 733,429

145,056 287,801 440,617 524,057 608,804 648,567 675,766 694,935 705,271 710,624 714,734 719,111 721,969 725,268 727,207 729,912 731,798 732,513 733,253 733,429

BAND

CUM.

19.78 19.78 19.46 39.24 20.84 60.08 11.38 71.45 11.55 83.01 5.42 88.43 3.71 92.14 2.61 94.75 1.41 96.16 0.73 96.89 0.56 97.45 0.60 98.05 0.39 98.44 0.45 98.89 0.26 99.15 0.37 99.52 0.26 99.78 0.10 99.88 0.10 99.98 0.02 100.00

PERCENTAGE rp

44,006.22 33,605.45 64,418.77 58,048.74 89,975.47 61,838.78 60,082.53 58,523.20 42,855.59 26,820.33 24,431.70 31,842.02 26,195.26 38,788.06 28,495.43 56,498.22 60,019.15 24,139.35 29,081.38 28,177.30 887,842.95

44,006.22 77,611.68 142,030.45 200,079.18 290,054.65 351,893.43 411,975.96 470,499.16 513,354.74 540,175.07 564,606.77 596,448.79 622,644.05 661,432.10 689,927.53 746,425.75 806,444.90 830,584.25 859,665.63 887,842.93

BAND

4.96 3.79 7.26 6.54 10.13 6.97 6.77 6.59 4.83 3.02 2.75 3.59 2.95 4.37 3.21 6.36 6.76 2.72 3.28 3.17

PERCENTAGE

CUM.

4.96 8.74 16.00 22.54 32.67 39.63 46.40 52.99 57.82 60.84 63.59 67.18 70.13 74.50 77.71 84.07 90.83 93.55 96.83 100.00

352 236 287 126 182 110 96 95 59 37 44 59 73 59 49 130 145 63 84 29 2,315

352 588 875 1,001 1,183 1,293 1,389 1,484 1,543 1,580 1,624 1,683 1,756 1,815 1,864 1,994 2,139 2,202 2,286 2,315

BAND

CUM.

15.21 15.21 10.19 25.40 12.40 37.80 5.44 43.24 7.86 51.10 4.75 55.85 4.15 60.00 4.10 64.10 2.55 66.65 1.60 68.25 1.90 70.15 2.55 72.70 3.15 75.85 2.55 78.40 2.12 80.52 5.62 86.13 6.26 92.40 2.72 95.12 3.63 98.75 1.25 100.00

PERCENTAGE rp

19,782.70 12,951.48 20,608.64 16,245.63 29,229.88 22,816.35 27,286.94 20,756.64 23,355.78 10,062.30 13,877.53 27,103.91 24,796.01 30,148.92 10,037.56 43,135.53 45,968.18 14,871.92 74,708.84 38,262.99 526,007.73

19,782.70 32,734.18 53,342.82 69,588.46 98,818.34 121,634.69 148,921.63 169,678.26 193,034.05 203,096.35 216,973.89 244,077.80 268,873.81 299,022.73 309,060.29 352,195.82 398,164.00 413,035.92 487,744.76 526,007.75

BAND

3.76 2.46 3.92 3.09 5.56 4.34 5.19 3.95 4.44 1.91 2.64 5.15 4.71 5.73 1.91 8.20 8.74 2.83 14.20 7.27

PERCENTAGE

CUM.

BAND

3.76 6.22 10.14 13.23 18.79 23.12 28.31 32.26 36.70 38.61 41.25 46.40 51.12 56.85 58.76 66.96 75.70 78.52 92.73 100.00

44.95 38.54 31.99 27.99 32.49 36.90 45.42 35.47 54.50 37.52 56.80 85.12 94.66 77.73 35.23 76.35 76.59 61.61 256.90 135.79

CUM

44.95 42.18 37.56 34.78 34.07 34.57 36.15 36.06 37.60 37.60 38.43 40.92 43.18 45.21 44.80 47.18 49.37 49.73 56.74 59.25

59.25

Page 2 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2005

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,718 2,730 4,475 3,633 5,237 3,612 3,226 3,241 2,184 1,475 1,166 1,610 1,139 1,582 1,092 2,105 1,928 919 988 298 47,358

4,718 7,448 11,923 15,556 20,793 24,405 27,631 30,872 33,056 34,531 35,697 37,307 38,446 40,028 41,120 43,225 45,153 46,072 47,060 47,358

BAND

CUM.

9.96 9.96 5.76 15.73 9.45 25.18 7.67 32.85 11.06 43.91 7.63 51.53 6.81 58.34 6.84 65.19 4.61 69.80 3.11 72.91 2.46 75.38 3.40 78.78 2.41 81.18 3.34 84.52 2.31 86.83 4.44 91.27 4.07 95.34 1.94 97.28 2.09 99.37 0.63 100.00

PERCENTAGE rp

5,841.46 5,841.46 768.67 6,610.13 1,889.23 8,499.37 2,243.82 10,743.18 4,721.51 15,464.69 4,711.85 20,176.54 6,233.45 26,409.98 8,159.06 34,569.05 6,990.78 41,559.82 6,619.96 48,179.79 4,965.48 53,145.26 8,751.59 61,896.85 8,727.04 70,623.89 13,560.07 84,183.96 18,237.89 102,421.84 31,792.94 134,214.78 44,259.64 178,474.42 35,707.79 214,182.22 52,479.57 266,661.79 971,731.55 1,238,393.34 1,238,393.35

BAND

0.47 0.06 0.15 0.18 0.38 0.38 0.50 0.66 0.56 0.53 0.40 0.71 0.70 1.09 1.47 2.57 3.57 2.88 4.24 78.47

PERCENTAGE

CUM.

0.47 0.53 0.69 0.87 1.25 1.63 2.13 2.79 3.36 3.89 4.29 5.00 5.70 6.80 8.27 10.84 14.41 17.30 21.53 100.00

109 37 96 19 89 56 45 44 56 35 32 73 62 84 59 171 398 221 420 163 2,269

109 146 242 261 350 406 451 495 551 586 618 691 753 837 896 1,067 1,465 1,686 2,106 2,269

BAND

CUM.

4.80 4.80 1.63 6.43 4.23 10.67 0.84 11.50 3.92 15.43 2.47 17.89 1.98 19.88 1.94 21.82 2.47 24.28 1.54 25.83 1.41 27.24 3.22 30.45 2.73 33.19 3.70 36.89 2.60 39.49 7.54 47.03 17.54 64.57 9.74 74.31 18.51 92.82 7.18 100.00

PERCENTAGE rp

17,590.18 337.00 3,154.79 207.37 5,227.17 953.69 3,991.98 1,811.01 9,375.56 2,750.34 2,329.14 7,360.14 9,088.40 19,234.26 2,709.17 40,187.28 33,933.72 50,063.65 123,882.60 68,018.16 402,205.61

17,590.18 17,927.18 21,081.97 21,289.34 26,516.52 27,470.20 31,462.18 33,273.19 42,648.75 45,399.09 47,728.22 55,088.36 64,176.76 83,411.03 86,120.20 126,307.48 160,241.21 210,304.86 334,187.46 402,205.62

BAND

4.37 0.08 0.78 0.05 1.30 0.24 0.99 0.45 2.33 0.68 0.58 1.83 2.26 4.78 0.67 9.99 8.44 12.45 30.80 16.91

PERCENTAGE

CUM.

BAND

CUM

4.37 4.46 5.24 5.29 6.59 6.83 7.82 8.27 10.60 11.29 11.87 13.70 15.96 20.74 21.41 31.40 39.84 52.29 83.09 100.00

301.13 43.84 166.99 9.24 110.71 20.24 64.04 22.20 134.11 41.55 46.91 84.10 104.14 141.84 14.85 126.40 76.67 140.20 236.06 7.00

301.13 271.21 248.04 198.17 171.46 136.15 119.13 96.25 102.62 94.23 89.81 89.00 90.87 99.08 84.08 94.11 89.78 98.19 125.32 32.48

32.48

Page 3 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2005

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

66 7 8 8 20 12 19 23 19 10 11 15 14 22 29 42 67 27 17 1 437

66 73 81 89 109 121 140 163 182 192 203 218 232 254 283 325 392 419 436 437

BAND

CUM.

15.10 15.10 1.60 16.70 1.83 18.54 1.83 20.37 4.58 24.94 2.75 27.69 4.35 32.04 5.26 37.30 4.35 41.65 2.29 43.94 2.52 46.45 3.43 49.89 3.20 53.09 5.03 58.12 6.64 64.76 9.61 74.37 15.33 89.70 6.18 95.88 3.89 99.77 0.23 100.00

PERCENTAGE rp

17.17 0.55 1.86 3.94 8.40 3.65 12.77 28.24 35.16 16.82 21.52 27.46 24.55 91.15 167.49 256.80 714.65 72.06 375.70 0.00 1,879.94

17.17 17.71 19.57 23.51 31.91 35.56 48.34 76.58 111.73 128.55 150.07 177.52 202.07 293.22 460.71 717.51 1,432.16 1,504.21 1,879.92 1,879.92

BAND

0.91 0.03 0.10 0.21 0.45 0.19 0.68 1.50 1.87 0.89 1.14 1.46 1.31 4.85 8.91 13.66 38.01 3.83 19.99 0.00

CUM.

0.91 0.94 1.04 1.25 1.70 1.89 2.57 4.07 5.94 6.84 7.98 9.44 10.75 15.60 24.51 38.17 76.18 80.01 100.00 100.00

PERCENTAGE f

1 0 0 0 1 0 0 0 1 0 0 0 1 0 1 1 0 1 0 0 7

BAND

1 1 1 1 2 2 2 2 3 3 3 3 4 4 5 6 6 7 7 7

CUM.

PERCENTAGE rp

14.29 14.29 0.00 0.00 14.29 0.00 0.00 14.29 0.00 0.00 14.29 0.00 14.29 28.57 240.11 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 14.29 42.86 25,945.96 0.00 42.86 0.00 0.00 42.86 0.00 0.00 42.86 0.00 14.29 57.14 27.42 0.00 57.14 0.00 14.29 71.43 16.66 14.29 85.71 91.65 0.00 85.71 0.00 14.29 100.00 5,058.36 0.00 100.00 0.00 0.00 100.00 0.00 31,380.16

0.00 0.00 0.00 0.00 240.11 240.11 240.11 240.11 26,186.07 26,186.07 26,186.07 26,186.07 26,213.49 26,213.49 26,230.15 26,321.80 26,321.80 31,380.16 31,380.16 31,380.16

BAND

0.00 0.00 0.00 0.00 0.77 0.00 0.00 0.00 82.68 0.00 0.00 0.00 0.09 0.00 0.05 0.29 0.00 16.12 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.77 2859.77 0.77 0.00 0.77 0.00 0.77 0.00 83.45 73803.76 83.45 0.00 83.45 0.00 83.45 0.00 83.54 111.71 83.54 0.00 83.59 9.95 83.88 35.69 83.88 0.00 100.00 7020.05 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 752.46 675.17 496.75 313.55 23436.33 20370.21 17449.53 14750.84 12972.54 8939.79 5693.42 3668.49 1837.91 2086.15 1669.23 1669.23

1669.23

Page 4 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2005

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,825 732 1,338 1,049 1,947 1,382 1,181 1,222 932 677 580 726 626 843 684 1,153 1,088 528 559 270 19,342

1,825 2,557 3,895 4,944 6,891 8,273 9,454 10,676 11,608 12,285 12,865 13,591 14,217 15,060 15,744 16,897 17,985 18,513 19,072 19,342

BAND

CUM.

9.44 9.44 3.78 13.22 6.92 20.14 5.42 25.56 10.07 35.63 7.15 42.77 6.11 48.88 6.32 55.20 4.82 60.01 3.50 63.51 3.00 66.51 3.75 70.27 3.24 73.50 4.36 77.86 3.54 81.40 5.96 87.36 5.63 92.98 2.73 95.71 2.89 98.60 1.40 100.00

PERCENTAGE rp

3,431.64 3,431.64 125.54 3,557.18 412.56 3,969.74 502.04 4,471.77 1,059.52 5,531.29 1,178.74 6,710.04 1,077.18 7,787.22 1,473.48 9,260.70 1,447.21 10,707.91 1,384.67 12,092.58 1,207.35 13,299.93 2,049.28 15,349.20 1,934.39 17,283.59 3,106.63 20,390.22 3,676.01 24,066.23 9,378.86 33,445.08 22,440.49 55,885.58 13,409.40 69,294.97 22,144.86 91,439.84 22,371.86 113,811.69 113,811.71

BAND

CUM.

3.02 3.02 0.11 3.13 0.36 3.49 0.44 3.93 0.93 4.86 1.04 5.90 0.95 6.84 1.29 8.14 1.27 9.41 1.22 10.63 1.06 11.69 1.80 13.49 1.70 15.19 2.73 17.92 3.23 21.15 8.24 29.39 19.72 49.10 11.78 60.89 19.46 80.34 19.66 100.00

PERCENTAGE f

9 5 0 4 2 5 5 6 2 1 2 3 4 3 4 10 10 7 8 12 102

9 14 14 18 20 25 30 36 38 39 41 44 48 51 55 65 75 82 90 102

BAND

8.82 4.90 0.00 3.92 1.96 4.90 4.90 5.88 1.96 0.98 1.96 2.94 3.92 2.94 3.92 9.80 9.80 6.86 7.84 11.76

CUM.

8.82 13.73 13.73 17.65 19.61 24.51 29.41 35.29 37.25 38.24 40.20 43.14 47.06 50.00 53.92 63.73 73.53 80.39 88.24 100.00

PERCENTAGE rp

142.37 113.74 0.00 17.59 335.75 290.68 622.84 4,275.45 200.78 4.60 981.86 9,134.61 160.27 173.06 90.18 623.17 27,515.89 37,672.57 27,538.34 84,583.72 194,477.47

142.37 256.11 256.11 273.70 609.46 900.13 1,522.97 5,798.43 5,999.21 6,003.81 6,985.67 16,120.28 16,280.55 16,453.60 16,543.79 17,166.96 44,682.85 82,355.41 109,893.76 194,477.47

BAND

0.07 0.06 0.00 0.01 0.17 0.15 0.32 2.20 0.10 0.00 0.50 4.70 0.08 0.09 0.05 0.32 14.15 19.37 14.16 43.49

PERCENTAGE

CUM.

BAND

CUM

0.07 0.13 0.13 0.14 0.31 0.46 0.78 2.98 3.08 3.09 3.59 8.29 8.37 8.46 8.51 8.83 22.98 42.35 56.51 100.00

4.15 90.60 0.00 3.50 31.69 24.66 57.82 290.16 13.87 0.33 81.32 445.75 8.29 5.57 2.45 6.64 122.62 280.94 124.36 378.08

4.15 7.20 6.45 6.12 11.02 13.41 19.56 62.61 56.03 49.65 52.52 105.02 94.20 80.69 68.74 51.33 79.95 118.85 120.18 170.88

170.88

Page 5 of 204

RISK AND LOSS PROFILE 2005 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

49 27 43 28 37 36 46 34 22 20 18 23 18 31 20 34 31 25 35 22 599

49 76 119 147 184 220 266 300 322 342 360 383 401 432 452 486 517 542 577 599

BAND

CUM.

PERCENTAGE rp

8.18 8.18 105.94 4.51 12.69 8.54 7.18 19.87 12.27 4.67 24.54 13.66 6.18 30.72 29.62 6.01 36.73 44.52 7.68 44.41 77.05 5.68 50.08 121.34 3.67 53.76 67.20 3.34 57.10 50.44 3.01 60.10 68.49 3.84 63.94 132.05 3.01 66.94 108.71 5.18 72.12 246.25 3.34 75.46 188.79 5.68 81.14 722.42 5.18 86.31 856.63 4.17 90.48 937.50 5.84 96.33 3,235.69 3.67 100.00 14,120.01 21,147.13

105.94 114.48 126.75 140.40 170.02 214.54 291.59 412.94 480.14 530.58 599.06 731.11 839.83 1,086.08 1,274.87 1,997.29 2,853.92 3,791.43 7,027.12 21,147.13

BAND

0.50 0.04 0.06 0.06 0.14 0.21 0.36 0.57 0.32 0.24 0.32 0.62 0.51 1.16 0.89 3.42 4.05 4.43 15.30 66.77

PERCENTAGE F

BAND

CUM.

PERCENTAGE

CUM.

0.50 0.54 0.60 0.66 0.80 1.01 1.38 1.95 2.27 2.51 2.83 3.46 3.97 5.14 6.03 9.44 13.50 17.93 33.23 100.00

0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 3 3 4 7 19

0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 1 2.56 2.56 3.25 2 2.56 5.13 450.00 3 2.56 7.69 908.40 3 0.00 7.69 0.00 3 0.00 7.69 0.00 3 0.00 7.69 0.00 6 7.69 15.38 112.93 9 7.69 23.08 198.06 13 10.26 33.33 990.97 20 17.95 51.28 28,824.16 39 48.72 100.00 17,929.77

49,417.52

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.25 453.25 1,361.65 1,361.65 1,361.65 1,361.65 1,474.58 1,672.63 2,663.60 31,487.76 49,417.52

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.91 0.92 1.84 2.76 0.00 2.76 0.00 2.76 0.00 2.76 0.23 2.98 0.40 3.38 2.01 5.39 58.33 63.72 36.28 100.00

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.44 657.08 687.92 0.00 0.00 0.00 15.63 23.12 105.70 890.82 126.98

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.61 75.66 186.24 162.13 125.37 106.81 73.83 58.61 70.25 448.09 233.68

233.68

Page 6 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2008

DATE

15/02/2009

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

255 67 117 61 90 65 72 67 40 41 44 49 32 63 45 106 147 64 91 39 1,555

255 322 439 500 590 655 727 794 834 875 919 968 1,000 1,063 1,108 1,214 1,361 1,425 1,516 1,555

BAND

CUM.

16.40 16.40 4.31 20.71 7.52 28.23 3.92 32.15 5.79 37.94 4.18 42.12 4.63 46.75 4.31 51.06 2.57 53.63 2.64 56.27 2.83 59.10 3.15 62.25 2.06 64.31 4.05 68.36 2.89 71.25 6.82 78.07 9.45 87.52 4.12 91.64 5.85 97.49 2.51 100.00

PERCENTAGE rp

1,547.15 15.47 38.16 34.16 78.54 82.35 92.63 138.35 96.00 133.74 163.28 211.02 158.66 320.86 394.57 1,262.08 2,330.19 1,338.83 3,178.47 4,508.97 16,123.51

1,547.15 1,562.62 1,600.78 1,634.95 1,713.48 1,795.83 1,888.47 2,026.82 2,122.81 2,256.55 2,419.83 2,630.86 2,789.52 3,110.38 3,504.95 4,767.04 7,097.23 8,436.06 11,614.53 16,123.51

BAND

9.60 0.10 0.24 0.21 0.49 0.51 0.57 0.86 0.60 0.83 1.01 1.31 0.98 1.99 2.45 7.83 14.45 8.30 19.71 27.97

CUM.

9.60 9.69 9.93 10.14 10.63 11.14 11.71 12.57 13.17 14.00 15.01 16.32 17.30 19.29 21.74 29.57 44.02 52.32 72.03 100.00

PERCENTAGE f

7 1 0 1 3 0 1 2 0 0 1 0 0 0 2 6 10 7 10 7 58

7 8 8 9 12 12 13 15 15 15 16 16 16 16 18 24 34 41 51 58

BAND

CUM.

12.07 12.07 1.72 13.79 0.00 13.79 1.72 15.52 5.17 20.69 0.00 20.69 1.72 22.41 3.45 25.86 0.00 25.86 0.00 25.86 1.72 27.59 0.00 27.59 0.00 27.59 0.00 27.59 3.45 31.03 10.34 41.38 17.24 58.62 12.07 70.69 17.24 87.93 12.07 100.00

PERCENTAGE rp

993.31 5.00 0.00 3.61 98.41 0.00 11.71 29.16 0.00 0.00 9.71 0.00 0.00 0.00 139.55 102.50 1,753.78 575.17 2,176.83 2,008.56 7,907.30

993.31 998.31 998.31 1,001.92 1,100.33 1,100.33 1,112.03 1,141.20 1,141.20 1,141.20 1,150.91 1,150.91 1,150.91 1,150.91 1,290.46 1,392.96 3,146.74 3,721.91 5,898.74 7,907.30

BAND

12.56 0.06 0.00 0.05 1.24 0.00 0.15 0.37 0.00 0.00 0.12 0.00 0.00 0.00 1.76 1.30 22.18 7.27 27.53 25.40

PERCENTAGE

CUM.

BAND

12.56 12.63 12.63 12.67 13.92 13.92 14.06 14.43 14.43 14.43 14.55 14.55 14.55 14.55 16.32 17.62 39.80 47.07 74.60 100.00

64.20 32.31 0.00 10.56 125.30 0.00 12.64 21.08 0.00 0.00 5.95 0.00 0.00 0.00 35.37 8.12 75.26 42.96 68.49 44.55

CUM

64.20 63.89 62.36 61.28 64.22 61.27 58.89 56.30 53.76 50.57 47.56 43.75 41.26 37.00 36.82 29.22 44.34 44.12 50.79 49.04

49.04

Page 7 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2008

DATE

15/02/2009

Metals

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

475 291 412 334 488 395 366 392 309 195 156 244 248 308 224 471 456 242 276 72 6,354

475 766 1,178 1,512 2,000 2,395 2,761 3,153 3,462 3,657 3,813 4,057 4,305 4,613 4,837 5,308 5,764 6,006 6,282 6,354

BAND

CUM.

7.48 7.48 4.58 12.06 6.48 18.54 5.26 23.80 7.68 31.48 6.22 37.69 5.76 43.45 6.17 49.62 4.86 54.49 3.07 57.55 2.46 60.01 3.84 63.85 3.90 67.75 4.85 72.60 3.53 76.13 7.41 83.54 7.18 90.71 3.81 94.52 4.34 98.87 1.13 100.00

PERCENTAGE rp

2,509.09 57.67 147.52 210.78 547.48 388.37 616.43 884.32 936.67 615.48 730.86 1,089.00 1,443.62 2,296.82 1,855.49 5,842.15 8,648.20 5,464.60 9,397.73 170,653.84 214,336.12

2,509.09 2,566.77 2,714.29 2,925.07 3,472.55 3,860.92 4,477.36 5,361.68 6,298.35 6,913.82 7,644.68 8,733.68 10,177.30 12,474.12 14,329.60 20,171.75 28,819.95 34,284.55 43,682.28 214,336.12

BAND

1.17 0.03 0.07 0.10 0.26 0.18 0.29 0.41 0.44 0.29 0.34 0.51 0.67 1.07 0.87 2.73 4.03 2.55 4.38 79.62

CUM.

1.17 1.20 1.27 1.36 1.62 1.80 2.09 2.50 2.94 3.23 3.57 4.07 4.75 5.82 6.69 9.41 13.45 16.00 20.38 100.00

PERCENTAGE f

10 1 1 0 0 3 5 2 4 3 0 4 6 4 4 18 26 18 26 9 144

10 11 12 12 12 15 20 22 26 29 29 33 39 43 47 65 91 109 135 144

BAND

CUM.

6.94 6.94 0.69 7.64 0.69 8.33 0.00 8.33 0.00 8.33 2.08 10.42 3.47 13.89 1.39 15.28 2.78 18.06 2.08 20.14 0.00 20.14 2.78 22.92 4.17 27.08 2.78 29.86 2.78 32.64 12.50 45.14 18.06 63.19 12.50 75.69 18.06 93.75 6.25 100.00

PERCENTAGE rp

535.07 92.58 21.70 0.00 0.00 506.61 626.58 18.93 1,702.18 62.76 0.00 302.31 2,209.17 185.15 94.86 7,868.24 1,965.01 4,075.09 13,531.44 874.36 34,672.01

535.07 627.64 649.34 649.34 649.34 1,155.95 1,782.53 1,801.46 3,503.64 3,566.40 3,566.40 3,868.71 6,077.87 6,263.02 6,357.89 14,226.12 16,191.13 20,266.22 33,797.66 34,672.01

BAND

1.54 0.27 0.06 0.00 0.00 1.46 1.81 0.05 4.91 0.18 0.00 0.87 6.37 0.53 0.27 22.69 5.67 11.75 39.03 2.52

PERCENTAGE

CUM.

BAND

1.54 1.81 1.87 1.87 1.87 3.33 5.14 5.20 10.11 10.29 10.29 11.16 17.53 18.06 18.34 41.03 46.70 58.45 97.48 100.00

21.33 160.52 14.71 0.00 0.00 130.45 101.65 2.14 181.73 10.20 0.00 27.76 153.03 8.06 5.11 134.68 22.72 74.57 143.99 0.51

CUM

21.33 24.45 23.92 22.20 18.70 29.94 39.81 33.60 55.63 51.58 46.65 44.30 59.72 50.21 44.37 70.52 56.18 59.11 77.37 16.18

16.18

Page 8 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2008

DATE

15/02/2009

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

869 161 332 444 543 467 507 538 398 283 291 381 235 397 277 491 484 233 214 67 7,612

869 1,030 1,362 1,806 2,349 2,816 3,323 3,861 4,259 4,542 4,833 5,214 5,449 5,846 6,123 6,614 7,098 7,331 7,545 7,612

BAND

CUM.

11.42 11.42 2.12 13.53 4.36 17.89 5.83 23.73 7.13 30.86 6.14 36.99 6.66 43.65 7.07 50.72 5.23 55.95 3.72 59.67 3.82 63.49 5.01 68.50 3.09 71.58 5.22 76.80 3.64 80.44 6.45 86.89 6.36 93.25 3.06 96.31 2.81 99.12 0.88 100.00

PERCENTAGE rp

4,547.42 96.58 240.11 562.68 1,120.72 999.76 1,495.86 2,040.20 1,867.37 1,562.66 1,911.16 2,709.19 2,231.34 4,161.80 3,757.42 8,785.44 13,551.03 6,076.49 9,946.24 23,771.74 91,435.22

4,547.42 4,643.99 4,884.11 5,446.79 6,567.51 7,567.27 9,063.13 11,103.33 12,970.70 14,533.35 16,444.51 19,153.70 21,385.05 25,546.85 29,304.28 38,089.72 51,640.74 57,717.24 67,663.48 91,435.22

BAND

4.97 0.11 0.26 0.62 1.23 1.09 1.64 2.23 2.04 1.71 2.09 2.96 2.44 4.55 4.11 9.61 14.82 6.65 10.88 26.00

CUM.

4.97 5.08 5.34 5.96 7.18 8.28 9.91 12.14 14.19 15.89 17.98 20.95 23.39 27.94 32.05 41.66 56.48 63.12 74.00 100.00

PERCENTAGE f

15 0 1 0 0 10 4 8 8 0 8 21 25 7 8 33 25 11 16 3 203

15 15 16 16 16 26 30 38 46 46 54 75 100 107 115 148 173 184 200 203

BAND

CUM.

PERCENTAGE rp

7.39 7.39 2,915.74 0.00 7.39 0.00 0.49 7.88 8.08 0.00 7.88 0.00 0.00 7.88 0.00 4.93 12.81 3,414.81 1.97 14.78 241.31 3.94 18.72 276.18 3.94 22.66 25.11 0.00 22.66 0.00 3.94 26.60 234.73 10.34 36.95 5,236.03 12.32 49.26 637.00 3.45 52.71 560.22 3.94 56.65 577.81 16.26 72.91 18,156.24 12.32 85.22 5,514.97 5.42 90.64 974.46 7.88 98.52 3,659.59 1.48 100.00 5,574.08 48,006.37

2,915.74 2,915.74 2,923.82 2,923.82 2,923.82 6,338.63 6,579.94 6,856.12 6,881.23 6,881.23 7,115.96 12,351.99 12,989.00 13,549.21 14,127.02 32,283.26 37,798.24 38,772.70 42,432.29 48,006.37

BAND

6.07 0.00 0.02 0.00 0.00 7.11 0.50 0.58 0.05 0.00 0.49 10.91 1.33 1.17 1.20 37.82 11.49 2.03 7.62 11.61

PERCENTAGE

CUM.

BAND

CUM

6.07 6.07 6.09 6.09 6.09 13.20 13.71 14.28 14.33 14.33 14.82 25.73 27.06 28.22 29.43 67.25 78.74 80.77 88.39 100.00

64.12 0.00 3.36 0.00 0.00 341.56 16.13 13.54 1.34 0.00 12.28 193.27 28.55 13.46 15.38 206.66 40.70 16.04 36.79 23.45

64.12 62.79 59.86 53.68 44.52 83.76 72.60 61.75 53.05 47.35 43.27 64.49 60.74 53.04 48.21 84.76 73.19 67.18 62.71 52.50

52.50

Page 9 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2008

DATE

15/02/2009

Textiles

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

926 981 1,554 1,071 1,370 908 729 636 441 275 228 324 229 306 218 434 383 203 231 35 11,482

926 1,907 3,461 4,532 5,902 6,810 7,539 8,175 8,616 8,891 9,119 9,443 9,672 9,978 10,196 10,630 11,013 11,216 11,447 11,482

BAND

CUM.

8.06 8.54 13.53 9.33 11.93 7.91 6.35 5.54 3.84 2.40 1.99 2.82 1.99 2.67 1.90 3.78 3.34 1.77 2.01 0.30

8.06 16.61 30.14 39.47 51.40 59.31 65.66 71.20 75.04 77.43 79.42 82.24 84.24 86.90 88.80 92.58 95.92 97.68 99.70 100.00

PERCENTAGE rp

2,202.81 377.20 1,039.67 1,111.62 1,950.55 1,886.03 2,056.15 2,305.29 2,082.24 1,702.61 1,318.64 2,277.65 1,871.65 3,301.37 2,784.82 7,688.67 10,578.59 7,813.92 17,066.54 2,155.45 73,571.48

2,202.81 2,580.01 3,619.68 4,731.30 6,681.86 8,567.89 10,624.04 12,929.33 15,011.56 16,714.17 18,032.82 20,310.47 22,182.12 25,483.49 28,268.31 35,956.98 46,535.57 54,349.49 71,416.03 73,571.48

BAND

2.99 0.51 1.41 1.51 2.65 2.56 2.79 3.13 2.83 2.31 1.79 3.10 2.54 4.49 3.79 10.45 14.38 10.62 23.20 2.93

CUM.

2.99 3.51 4.92 6.43 9.08 11.65 14.44 17.57 20.40 22.72 24.51 27.61 30.15 34.64 38.42 48.87 63.25 73.87 97.07 100.00

PERCENTAGE f

28 0 7 2 3 4 3 6 5 3 4 19 4 14 5 34 54 54 48 4 301

28 28 35 37 40 44 47 53 58 61 65 84 88 102 107 141 195 249 297 301

BAND

CUM.

9.30 9.30 0.00 9.30 2.33 11.63 0.66 12.29 1.00 13.29 1.33 14.62 1.00 15.61 1.99 17.61 1.66 19.27 1.00 20.27 1.33 21.59 6.31 27.91 1.33 29.24 4.65 33.89 1.66 35.55 11.30 46.84 17.94 64.78 17.94 82.72 15.95 98.67 1.33 100.00

PERCENTAGE rp

5,943.69 0.00 758.60 135.74 258.13 21.94 10.05 1,747.13 1,370.86 1,926.48 82.39 9,870.81 3,054.32 8,726.53 235.58 1,426.11 18,272.00 10,617.50 35,567.22 1,999.41 102,024.48

5,943.69 5,943.69 6,702.29 6,838.03 7,096.16 7,118.10 7,128.15 8,875.28 10,246.14 12,172.62 12,255.01 22,125.82 25,180.14 33,906.67 34,142.25 35,568.35 53,840.35 64,457.85 100,025.08 102,024.48

BAND

5.83 0.00 0.74 0.13 0.25 0.02 0.01 1.71 1.34 1.89 0.08 9.67 2.99 8.55 0.23 1.40 17.91 10.41 34.86 1.96

CUM.

5.83 5.83 6.57 6.70 6.96 6.98 6.99 8.70 10.04 11.93 12.01 21.69 24.68 33.23 33.46 34.86 52.77 63.18 98.04 100.00

PERCENTAGE BAND

CUM

269.82 0.00 72.97 12.21 13.23 1.16 0.49 75.79 65.84 113.15 6.25 433.38 163.19 264.33 8.46 18.55 172.73 135.88 208.40 92.76

269.82 230.38 185.16 144.53 106.20 83.08 67.09 68.64 68.26 72.83 67.96 108.94 113.52 133.05 120.78 98.92 115.70 118.60 140.06 138.67

138.67

Page 10 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2008

DATE

15/02/2009

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

661 661 951 606 886 617 512 543 380 263 220 248 218 306 210 360 248 118 91 50 8,149

661 1,322 2,273 2,879 3,765 4,382 4,894 5,437 5,817 6,080 6,300 6,548 6,766 7,072 7,282 7,642 7,890 8,008 8,099 8,149

BAND

8.11 8.11 11.67 7.44 10.87 7.57 6.28 6.66 4.66 3.23 2.70 3.04 2.68 3.76 2.58 4.42 3.04 1.45 1.12 0.61

CUM.

8.11 16.22 27.89 35.33 46.20 53.77 60.06 66.72 71.38 74.61 77.31 80.35 83.03 86.78 89.36 93.78 96.82 98.27 99.39 100.00

PERCENTAGE rp

2,731.28 270.75 620.57 647.93 1,506.45 1,473.70 1,805.39 2,179.07 2,257.39 1,759.10 1,510.15 2,376.00 2,373.33 3,845.52 3,761.14 8,357.78 10,428.17 10,803.87 955.44 752,137.19 811,800.21

2,731.28 3,002.03 3,622.61 4,270.53 5,776.98 7,250.68 9,056.07 11,235.13 13,492.53 15,251.63 16,761.78 19,137.77 21,511.11 25,356.62 29,117.76 37,475.54 47,903.71 58,707.58 59,663.02 811,800.21

BAND

CUM.

0.34 0.34 0.03 0.37 0.08 0.45 0.08 0.53 0.19 0.71 0.18 0.89 0.22 1.12 0.27 1.38 0.28 1.66 0.22 1.88 0.19 2.06 0.29 2.36 0.29 2.65 0.47 3.12 0.46 3.59 1.03 4.62 1.28 5.90 1.33 7.23 0.12 7.35 92.65 100.00

PERCENTAGE f

8 2 6 0 2 2 1 2 6 6 7 3 1 8 11 27 14 8 1 5 120

BAND

CUM.

8 6.67 6.67 10 1.67 8.33 16 5.00 13.33 16 0.00 13.33 18 1.67 15.00 20 1.67 16.67 21 0.83 17.50 23 1.67 19.17 29 5.00 24.17 35 5.00 29.17 42 5.83 35.00 45 2.50 37.50 46 0.83 38.33 54 6.67 45.00 65 9.17 54.17 92 22.50 76.67 106 11.67 88.33 114 6.67 95.00 115 0.83 95.83 120 4.17 100.00

PERCENTAGE rp

347.94 187.07 509.58 0.00 710.75 556.23 100.47 608.66 181.17 229.58 733.81 2,546.66 544.35 6,493.92 1,085.85 5,472.57 22,310.62 3,383.85 25,357.05 29,863.98 101,224.10

347.94 535.02 1,044.59 1,044.59 1,755.34 2,311.57 2,412.03 3,020.69 3,201.86 3,431.45 4,165.25 6,711.91 7,256.26 13,750.18 14,836.03 20,308.60 42,619.22 46,003.07 71,360.12 101,224.10

BAND

0.34 0.18 0.50 0.00 0.70 0.55 0.10 0.60 0.18 0.23 0.72 2.52 0.54 6.42 1.07 5.41 22.04 3.34 25.05 29.50

CUM.

0.34 0.53 1.03 1.03 1.73 2.28 2.38 2.98 3.16 3.39 4.11 6.63 7.17 13.58 14.66 20.06 42.10 45.45 70.50 100.00

PERCENTAGE BAND

12.74 69.09 82.11 0.00 47.18 37.74 5.56 27.93 8.03 13.05 48.59 107.18 22.94 168.87 28.87 65.48 213.95 31.32 2653.98 3.97

CUM

12.74 17.82 28.84 24.46 30.39 31.88 26.63 26.89 23.73 22.50 24.85 35.07 33.73 54.23 50.95 54.19 88.97 78.36 119.61 12.47

12.47

Page 11 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2008

DATE

15/02/2009

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

955 730 762 499 646 475 360 461 282 210 174 231 205 267 166 310 238 111 138 28 7,248

955 1,685 2,447 2,946 3,592 4,067 4,427 4,888 5,170 5,380 5,554 5,785 5,990 6,257 6,423 6,733 6,971 7,082 7,220 7,248

BAND

CUM.

13.18 10.07 10.51 6.88 8.91 6.55 4.97 6.36 3.89 2.90 2.40 3.19 2.83 3.68 2.29 4.28 3.28 1.53 1.90 0.39

13.18 23.25 33.76 40.65 49.56 56.11 61.08 67.44 71.33 74.23 76.63 79.82 82.64 86.33 88.62 92.89 96.18 97.71 99.61 100.0

PERCENTAGE rp

4,688.31 531.33 1,007.81 1,057.68 1,916.56 2,060.03 1,971.55 3,569.90 2,542.84 2,362.11 2,312.73 3,552.84 3,791.77 7,009.98 4,767.73 11,834.90 12,790.00 8,205.07 12,927.50 1,016.39 89,917.00

BAND

CUM.

4,688.31 5.21 5.21 5,219.64 0.59 5.80 6,227.45 1.12 6.93 7,285.13 1.18 8.10 9,201.69 2.13 10.23 11,261.72 2.29 12.52 13,233.26 2.19 14.72 16,803.16 3.97 18.69 19,346.00 2.83 21.52 21,708.11 2.63 24.14 24,020.83 2.57 26.71 27,573.67 3.95 30.67 31,365.44 4.22 34.88 38,375.42 7.80 42.68 43,143.15 5.30 47.98 54,978.05 13.16 61.14 67,768.04 14.22 75.37 75,973.12 9.13 84.49 88,900.62 14.38 98.87 89,917.00 1.13 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

25 2 3 8 6 4 3 10 4 5 5 8 9 12 5 21 13 13 23 2

25 13.81 13.81 1,777.46 27 1.10 14.92 12.43 30 1.66 16.57 43.62 38 4.42 20.99 856.38 44 3.31 24.31 764.93 48 2.21 26.52 583.73 51 1.66 28.18 253.33 61 5.52 33.70 1,317.21 65 2.21 35.91 1,505.43 70 2.76 38.67 1,121.76 75 2.76 41.44 3,749.55 83 4.42 45.86 1,004.30 92 4.97 50.83 18,896.04 104 6.63 57.46 4,831.75 109 2.76 60.22 5,218.84 130 11.60 71.82 919.82 143 7.18 79.01 3,698.42 156 7.18 86.19 8,324.25 179 12.71 98.90 4,736.30 181 1.10 100.00 905.18

181

60,520.73

1,777.46 1,789.89 1,833.51 2,689.88 3,454.82 4,038.55 4,291.87 5,609.08 7,114.51 8,236.28 11,985.82 12,990.12 31,886.16 36,717.91 41,936.76 42,856.58 46,555.00 54,879.25 59,615.55 60,520.73

BAND

2.94 0.02 0.07 1.42 1.26 0.96 0.42 2.18 2.49 1.85 6.20 1.66 31.22 7.98 8.62 1.52 6.11 13.75 7.83 1.50

CUM.

2.94 2.96 3.03 4.44 5.71 6.67 7.09 9.27 11.76 13.61 19.80 21.46 52.69 60.67 69.29 70.81 76.92 90.68 98.50 100.00

PERCENTAGE BAND

CUM

37.91 2.34 4.33 80.97 39.91 28.34 12.85 36.90 59.20 47.49 162.13 28.27 498.34 68.93 109.46 7.77 28.92 101.45 36.64 89.06

37.91 34.29 29.44 36.92 37.55 35.86 32.43 33.38 36.78 37.94 49.90 47.11 101.66 95.68 97.20 77.95 68.70 72.24 67.06 67.31

67.31

Page 12 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,228 1,970 2,077 1,292 1,482 938 691 763 559 345 303 454 326 499 366 557 657 277 192 75 17,051

3,228 5,198 7,275 8,567 10,049 10,987 11,678 12,441 13,000 13,345 13,648 14,102 14,428 14,927 15,293 15,850 16,507 16,784 16,976 17,051

BAND

CUM.

18.93 18.93 11.55 30.49 12.18 42.67 7.58 50.24 8.69 58.93 5.50 64.44 4.05 68.49 4.47 72.96 3.28 76.24 2.02 78.27 1.78 80.04 2.66 82.70 1.91 84.62 2.93 87.54 2.15 89.69 3.27 92.96 3.85 96.81 1.62 98.43 1.13 99.56 0.44 100.00

PERCENTAGE rp

2,170.28 529.72 906.61 894.17 1,524.54 1,453.84 1,321.45 1,928.26 1,803.57 1,224.83 1,336.30 2,226.11 2,247.50 3,594.29 3,486.54 7,352.42 19,442.05 8,650.15 2,984.14 1,851.54 66,928.31

2,170.28 2,700.00 3,606.61 4,500.78 6,025.31 7,479.15 8,800.60 10,728.86 12,532.43 13,757.26 15,093.56 17,319.67 19,567.18 23,161.47 26,648.00 34,000.43 53,442.48 62,092.63 65,076.77 66,928.31

BAND

CUM.

3.24 3.24 0.79 4.03 1.35 5.39 1.34 6.72 2.28 9.00 2.17 11.17 1.97 13.15 2.88 16.03 2.69 18.73 1.83 20.56 2.00 22.55 3.33 25.88 3.36 29.24 5.37 34.61 5.21 39.82 10.99 50.80 29.05 79.85 12.92 92.77 4.46 97.23 2.77 100.00

PERCENTAGE f

31 4 8 5 2 12 17 11 8 5 5 7 43 14 9 23 28 25 6 7

31 35 43 48 50 62 79 90 98 103 108 115 158 172 181 204 232 257 263 270

270

BAND

11.48 1.48 2.96 1.85 0.74 4.44 6.30 4.07 2.96 1.85 1.85 2.59 15.93 5.19 3.33 8.52 10.37 9.26 2.22 2.59

CUM.

11.48 12.96 15.93 17.78 18.52 22.96 29.26 33.33 36.30 38.15 40.00 42.59 58.52 63.70 67.04 75.56 85.93 95.19 97.41 100.00

PERCENTAGE rp

3,970.18 196.58 758.38 551.53 131.36 219.34 3,645.98 1,747.81 2,053.71 1,072.67 279.67 340.45 381.98 402.61 521.77 2,553.80 1,416.78 6,020.39 1,621.12 4,901.30 32,787.40

3,970.18 4,166.76 4,925.14 5,476.67 5,608.03 5,827.37 9,473.35 11,221.16 13,274.87 14,347.55 14,627.22 14,967.67 15,349.64 15,752.25 16,274.02 18,827.82 20,244.59 26,264.99 27,886.11 32,787.40

BAND

12.11 0.60 2.31 1.68 0.40 0.67 11.12 5.33 6.26 3.27 0.85 1.04 1.17 1.23 1.59 7.79 4.32 18.36 4.94 14.95

PERCENTAGE

CUM.

BAND

CUM

12.11 12.71 15.02 16.70 17.10 17.77 28.89 34.22 40.49 43.76 44.61 45.65 46.82 48.04 49.63 57.42 61.75 80.11 85.05 100.00

182.93 37.11 83.65 61.68 8.62 15.09 275.91 90.64 113.87 87.58 20.93 15.29 17.00 11.20 14.97 34.73 7.29 69.60 54.32 264.72

182.93 154.32 136.56 121.68 93.07 77.91 107.64 104.59 105.92 104.29 96.91 86.42 78.45 68.01 61.07 55.38 37.88 42.30 42.85 48.99

48.99

Page 13 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2008

DATE

15/02/2009

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5 4 10 5 11 4 9 17 1 4 8 17 9 33 11 32 42 6 27 28 283

5 9 19 24 35 39 48 65 66 70 78 95 104 137 148 180 222 228 255 283

BAND

CUM.

1.77 1.77 1.41 3.18 3.53 6.71 1.77 8.48 3.89 12.37 1.41 13.78 3.18 16.96 6.01 22.97 0.35 23.32 1.41 24.73 2.83 27.56 6.01 33.57 3.18 36.75 11.66 48.41 3.89 52.30 11.31 63.60 14.84 78.45 2.12 80.57 9.54 90.11 9.89 100.00

PERCENTAGE rp

3.34 0.39 12.56 3.21 11.97 2.78 9.43 32.23 0.62 12.08 19.48 29.92 38.08 83.77 113.40 261.80 602.74 212.12 1,996.67 245.36 3,691.97

3.34 3.74 16.30 19.51 31.48 34.26 43.70 75.92 76.55 88.63 108.10 138.03 176.11 259.88 373.28 635.08 1,237.82 1,449.93 3,446.60 3,691.97

BAND

0.09 0.01 0.34 0.09 0.32 0.08 0.26 0.87 0.02 0.33 0.53 0.81 1.03 2.27 3.07 7.09 16.33 5.75 54.08 6.65

CUM.

0.09 0.10 0.44 0.53 0.85 0.93 1.18 2.06 2.07 2.40 2.93 3.74 4.77 7.04 10.11 17.20 33.53 39.27 93.35 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 0 2 0 2 0 2 0 2 0 2 0 2 2 4 1 5 1 6 3 9 6 15 0 15 15

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.67 6.67 6.67 13.33 0.00 13.33 0.00 13.33 0.00 13.33 0.00 13.33 0.00 13.33 0.00 13.33 13.33 26.67 6.67 33.33 6.67 40.00 20.00 60.00 40.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 10.09 166.67 0.00 0.00 0.00 0.00 0.00 0.00 579.44 20.79 2.84 123.05 8,831.17 0.00 9,734.05

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.09 0.10 0.10 176.77 1.71 1.82 176.77 0.00 1.82 176.77 0.00 1.82 176.77 0.00 1.82 176.77 0.00 1.82 176.77 0.00 1.82 176.77 0.00 1.82 756.21 5.95 7.77 777.00 0.21 7.98 779.84 0.03 8.01 902.89 1.26 9.28 9,734.05 90.72 100.00 9,734.05 0.00 100.00

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 107.02 517.15 0.00 0.00 0.00 0.00 0.00 0.00 510.99 7.94 0.47 58.01 442.29 0.00

0.00 0.00 0.00 0.00 0.00 0.00 23.10 232.82 230.93 199.45 163.52 128.07 100.37 68.02 202.59 122.35 63.00 62.27 282.42 263.65

263.65

Page 14 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 29

01/01/2005

15/12/2008

DATE

15/02/2009

DATA POSITION FROM

PROCESSING

Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entertainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

144,152 141,283 152,353 83,750 86,366 40,831 28,309 20,165 11,015 5,853 4,405 4,733 3,099 3,499 2,174 3,150 2,195 858 993 323 739,506

144,152 285,435 437,788 521,538 607,904 648,735 677,044 697,209 708,224 714,077 718,482 723,215 726,314 729,813 731,987 735,137 737,332 738,190 739,183 739,506

BAND

CUM.

19.49 19.49 19.11 38.60 20.60 59.20 11.33 70.53 11.68 82.20 5.52 87.73 3.83 91.55 2.73 94.28 1.49 95.77 0.79 96.56 0.60 97.16 0.64 97.80 0.42 98.22 0.47 98.69 0.29 98.98 0.43 99.41 0.30 99.71 0.12 99.82 0.13 99.96 0.04 100.00

PERCENTAGE rp

32,587.20 32,578.89 62,681.72 56,208.17 87,039.83 59,241.87 57,845.34 54,793.69 39,449.57 25,239.28 21,055.76 27,707.58 22,422.41 29,898.16 28,540.68 43,367.54 43,032.18 21,340.60 41,906.31 51,717.60 838,654.38

32,587.20 65,166.09 127,847.81 184,055.98 271,095.81 330,337.69 388,183.02 442,976.72 482,426.28 507,665.56 528,721.33 556,428.91 578,851.32 608,749.48 637,290.16 680,657.70 723,689.88 745,030.48 786,936.79 838,654.38

BAND

CUM.

3.89 3.89 3.88 7.77 7.47 15.24 6.70 21.95 10.38 32.33 7.06 39.39 6.90 46.29 6.53 52.82 4.70 57.52 3.01 60.53 2.51 63.04 3.30 66.35 2.67 69.02 3.57 72.59 3.40 75.99 5.17 81.16 5.13 86.29 2.54 88.84 5.00 93.83 6.17 100.00

PERCENTAGE f

333 267 357 133 258 136 111 101 83 49 45 72 51 85 66 142 370 145 362 148 3,314

333 600 957 1,090 1,348 1,484 1,595 1,696 1,779 1,828 1,873 1,945 1,996 2,081 2,147 2,289 2,659 2,804 3,166 3,314

BAND

CUM.

PERCENTAGE rp

10.05 10.05 20,915.82 8.06 18.11 12,901.56 10.77 28.88 21,663.48 4.01 32.89 14,923.34 7.79 40.68 33,069.33 4.10 44.78 18,758.05 3.35 48.13 27,002.25 3.05 51.18 20,607.52 2.50 53.68 52,039.63 1.48 55.16 7,323.05 1.36 56.52 11,568.51 2.17 58.69 23,389.70 1.54 60.23 8,336.70 2.56 62.79 28,307.36 1.99 64.79 4,272.07 4.28 69.07 47,025.57 11.16 80.24 50,881.44 4.38 84.61 69,165.21 10.92 95.53 101,686.21 4.47 100.00 126,808.24 700,645.04

BAND

CUM.

20,915.82 2.99 2.99 33,817.38 1.84 4.83 55,480.87 3.09 7.92 70,404.21 2.13 10.05 103,473.54 4.72 14.77 122,231.59 2.68 17.45 149,233.84 3.85 21.30 169,841.36 2.94 24.24 221,880.98 7.43 31.67 229,204.03 1.05 32.71 240,772.54 1.65 34.36 264,162.24 3.34 37.70 272,498.94 1.19 38.89 300,806.30 4.04 42.93 305,078.37 0.61 43.54 352,103.95 6.71 50.25 402,985.38 7.26 57.52 472,150.59 9.87 67.39 573,836.81 14.51 81.90 700,645.04 18.10 100.00

PERCENTAGE BAND

64.18 39.60 34.56 26.55 37.99 31.66 46.68 37.61 131.91 29.01 54.94 84.42 37.18 94.68 14.97 108.43 118.24 324.10 242.65 245.19

CUM

64.18 51.89 43.40 38.25 38.17 37.00 38.44 38.34 45.99 45.15 45.54 47.47 47.08 49.41 47.87 51.73 55.68 63.37 72.92 83.54

83.54

Page 15 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2008

DATE

15/02/2009

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7 11 6 14 5 6 6 11 5 7 7 5 2 9 7 7 4 0 0 0 119

BAND

7 18 24 38 43 49 55 66 71 78 85 90 92 101 108 115 119 119 119 119

5.88 9.24 5.04 11.76 4.20 5.04 5.04 9.24 4.20 5.88 5.88 4.20 1.68 7.56 5.88 5.88 3.36 0.00 0.00 0.00

CUM.

5.88 15.13 20.17 31.93 36.13 41.18 46.22 55.46 59.66 65.55 71.43 75.63 77.31 84.87 90.76 96.64 100.00 100.00 100.00 100.00

PERCENTAGE rp

8.05 4.68 5.37 27.63 11.73 25.95 52.08 93.24 83.87 80.30 112.02 130.93 34.18 254.48 357.72 475.98 1,060.36 0.00 0.00 0.00 2,818.57

8.05 12.72 18.10 45.73 57.45 83.41 135.49 228.73 312.60 392.90 504.92 635.85 670.03 924.51 1,282.23 1,758.21 2,818.57 2,818.57 2,818.57 2,818.57

BAND

0.29 0.17 0.19 0.98 0.42 0.92 1.85 3.31 2.98 2.85 3.97 4.65 1.21 9.03 12.69 16.89 37.62 0.00 0.00 0.00

CUM.

0.29 0.45 0.64 1.62 2.04 2.96 4.81 8.12 11.09 13.94 17.91 22.56 23.77 32.80 45.49 62.38 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 1 0 0 0 4

BAND

0 0 0 0 0 0 0 0 0 1 2 2 2 3 3 3 4 4 4 4

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 25.00 0.00 0.00 25.00 0.00 0.00 25.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 50.00 50.00 50.00 75.00 75.00 75.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,077.69 25.00 0.00 0.00 41.58 0.00 0.00 102.36 0.00 0.00 0.00 1,246.63

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,077.69 1,102.69 1,102.69 1,102.69 1,144.27 1,144.27 1,144.27 1,246.63 1,246.63 1,246.63 1,246.63

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 86.45 2.01 0.00 0.00 3.34 0.00 0.00 8.21 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 86.45 1342.06 88.45 22.32 88.45 0.00 88.45 0.00 91.79 16.34 91.79 0.00 91.79 0.00 100.00 9.65 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 274.29 218.39 173.42 164.57 123.77 89.24 65.08 44.23 44.23 44.23 44.23

44.23

Page 16 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2008

DATE

15/02/2009

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million)

0 50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000

50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

37 10 16 19 16 22 9 25 12 10 6 11 7 18 20 34 72 43 12 6 405

37 47 63 82 98 120 129 154 166 176 182 193 200 218 238 272 344 387 399 405

BAND

CUM.

9.14 9.14 2.47 11.60 3.95 15.56 4.69 20.25 3.95 24.20 5.43 29.63 2.22 31.85 6.17 38.02 2.96 40.99 2.47 43.46 1.48 44.94 2.72 47.65 1.73 49.38 4.44 53.83 4.94 58.77 8.40 67.16 17.78 84.94 10.62 95.56 2.96 98.52 1.48 100.00

PERCENTAGE rp

165.89 4.68 6.72 14.07 15.58 66.02 33.29 85.86 61.78 65.77 33.10 145.65 67.83 378.70 493.86 1,294.45 3,407.46 1,490.84 191.35 102.62 8,125.51

165.89 170.57 177.29 191.36 206.94 272.96 306.25 392.11 453.88 519.65 552.75 698.39 766.23 1,144.92 1,638.79 2,933.23 6,340.70 7,831.54 8,022.89 8,125.51

BAND

2.04 0.06 0.08 0.17 0.19 0.81 0.41 1.06 0.76 0.81 0.41 1.79 0.83 4.66 6.08 15.93 41.94 18.35 2.35 1.26

CUM.

2.04 2.10 2.18 2.36 2.55 3.36 3.77 4.83 5.59 6.40 6.80 8.60 9.43 14.09 20.17 36.10 78.03 96.38 98.74 100.00

PERCENTAGE f

14 0 0 0 0 0 0 2 0 0 0 0 0 1 0 1 8 2 0 0 28

BAND

14 14 14 14 14 14 14 16 16 16 16 16 16 17 17 18 26 28 28 28

CUM.

50.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 7.14 57.14 0.00 57.14 0.00 57.14 0.00 57.14 0.00 57.14 0.00 57.14 3.57 60.71 0.00 60.71 3.57 64.29 28.57 92.86 7.14 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

116.04 0.00 0.00 0.00 0.00 0.00 0.00 323.82 0.00 0.00 0.00 0.00 0.00 7.12 0.00 2.64 1,301.51 120.00 0.00 0.00 1,871.13

116.04 116.04 116.04 116.04 116.04 116.04 116.04 439.86 439.86 439.86 439.86 439.86 439.86 446.98 446.98 449.62 1,751.13 1,871.13 1,871.13 1,871.13

BAND

6.20 0.00 0.00 0.00 0.00 0.00 0.00 17.31 0.00 0.00 0.00 0.00 0.00 0.38 0.00 0.14 69.56 6.41 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

6.20 6.20 6.20 6.20 6.20 6.20 6.20 23.51 23.51 23.51 23.51 23.51 23.51 23.89 23.89 24.03 93.59 100.00 100.00 100.00

69.95 0.00 0.00 0.00 0.00 0.00 0.00 377.16 0.00 0.00 0.00 0.00 0.00 1.88 0.00 0.20 38.20 8.05 0.00 0.00

69.95 68.03 65.45 60.64 56.07 42.51 37.89 112.18 96.91 84.65 79.58 62.98 57.41 39.04 27.28 15.33 27.62 23.89 23.32 23.03

23.03

Page 17 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 32

DATA POSITION FROM PROCESSING

01/01/2005

15/12/2008

DATE

15/02/2009

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3 3 1 2 2 1 4 2 4 3 4 6 4 2 3 6 6 3 2 0 61

BAND

3 6 7 9 11 12 16 18 22 25 29 35 39 41 44 50 56 59 61 61

CUM.

4.92 4.92 4.92 9.84 1.64 11.48 3.28 14.75 3.28 18.03 1.64 19.67 6.56 26.23 3.28 29.51 6.56 36.07 4.92 40.98 6.56 47.54 9.84 57.38 6.56 63.93 3.28 67.21 4.92 72.13 9.84 81.97 9.84 91.80 4.92 96.72 3.28 100.00 0.00 100.00

PERCENTAGE rp

3.45 15.22 2.51 2.25 1.03 2.64 14.57 4.66 24.07 18.65 42.93 71.88 47.95 47.00 74.52 275.30 501.69 727.03 59.00 0.00 1,936.35

3.45 18.67 21.18 23.43 24.47 27.11 41.68 46.33 70.41 89.05 131.98 203.86 251.81 298.81 373.33 648.64 1,150.32 1,877.35 1,936.35 1,936.35

BAND

0.18 0.79 0.13 0.12 0.05 0.14 0.75 0.24 1.24 0.96 2.22 3.71 2.48 2.43 3.85 14.22 25.91 37.55 3.05 0.00

CUM.

0.18 0.96 1.09 1.21 1.26 1.40 2.15 2.39 3.64 4.60 6.82 10.53 13.00 15.43 19.28 33.50 59.41 96.95 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 3 0 0 0 0 6

BAND

0 0 0 0 0 0 0 0 0 0 1 1 2 2 3 6 6 6 6 6

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00 16.67 0.00 16.67 50.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 16.67 33.33 33.33 50.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 55.17 0.00 12.55 0.00 127.80 376.43 0.00 0.00 0.00 0.00 571.96

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 55.17 55.17 67.72 67.72 195.52 571.96 571.96 571.96 571.96 571.96

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.65 0.00 2.19 0.00 22.34 65.82 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.65 9.65 11.84 11.84 34.18 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 128.52 0.00 26.17 0.00 171.50 136.73 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 41.80 27.06 26.89 22.66 52.37 88.18 49.72 30.47 29.54 29.54

29.54

Page 18 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2005

15/12/2008

DATE

15/02/2009

PROCESSING

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

43 15 4 4 9 4 5 1 4 5 3 2 5 8 3 13 6 6 2 0 142

43 58 62 66 75 79 84 85 89 94 97 99 104 112 115 128 134 140 142 142

BAND

30.28 10.56 2.82 2.82 6.34 2.82 3.52 0.70 2.82 3.52 2.11 1.41 3.52 5.63 2.11 9.15 4.23 4.23 1.41 0.00

CUM.

30.28 40.85 43.66 46.48 52.82 55.63 59.15 59.86 62.68 66.20 68.31 69.72 73.24 78.87 80.99 90.14 94.37 98.59 100.00 100.00

PERCENTAGE rp

26.27 9.09 3.33 8.00 10.29 5.16 14.72 7.57 56.17 14.11 11.14 10.52 44.18 106.91 0.13 405.89 204.64 267.56 236.43 0.00 1,442.12

26.27 35.36 38.69 46.69 56.98 62.14 76.86 84.43 140.61 154.72 165.86 176.38 220.56 327.47 327.60 733.49 938.13 1,205.69 1,442.12 1,442.12

BAND

1.82 0.63 0.23 0.55 0.71 0.36 1.02 0.53 3.90 0.98 0.77 0.73 3.06 7.41 0.01 28.15 14.19 18.55 16.39 0.00

CUM.

1.82 2.45 2.68 3.24 3.95 4.31 5.33 5.85 9.75 10.73 11.50 12.23 15.29 22.71 22.72 50.86 65.05 83.61 100.00 100.00

PERCENTAGE f

0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 7 0 10

0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 3 10 10

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 10.00 10.00 7.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 20.00 30.00 3,296.58 70.00 100.00 138.69 0.00 100.00 0.00 3,442.26

0.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 3,303.58 3,442.26 3,442.26

PERCENTAGE

BAND

CUM.

BAND

0.00 0.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 95.77 4.03 0.00

0.00 0.00 0.20 77.05 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 0.20 0.00 95.97 1232.09 100.00 58.66 100.00 0.00

CUM

0.00 19.80 18.09 14.99 12.29 11.27 9.11 8.29 4.98 4.52 4.22 3.97 3.17 2.14 2.14 0.95 0.75 274.00 238.69 238.69

238.69

Page 19 of 204

RISK AND LOSS PROFILE 2005 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,188 963 823 387 299 130 64 43 16 10 10 15 8 8 5 8 17 8 2 3 4,007

1,188 2,151 2,974 3,361 3,660 3,790 3,854 3,897 3,913 3,923 3,933 3,948 3,956 3,964 3,969 3,977 3,994 4,002 4,004 4,007

BAND

CUM.

29.65 29.65 24.03 53.68 20.54 74.22 9.66 83.88 7.46 91.34 3.24 94.58 1.60 96.18 1.07 97.25 0.40 97.65 0.25 97.90 0.25 98.15 0.37 98.53 0.20 98.73 0.20 98.93 0.12 99.05 0.20 99.25 0.42 99.68 0.20 99.88 0.05 99.93 0.07 100.00

PERCENTAGE rp

173.01 391.92 602.94 429.49 493.40 323.45 194.88 126.14 41.06 35.13 34.41 127.87 69.98 50.01 143.28 188.11 455.14 221.21 1,325.66 1,061.50 6,488.59

173.01 564.93 1,167.87 1,597.36 2,090.77 2,414.22 2,609.10 2,735.24 2,776.30 2,811.42 2,845.84 2,973.71 3,043.69 3,093.70 3,236.98 3,425.09 3,880.23 4,101.44 5,427.10 6,488.59

BAND

2.67 6.04 9.29 6.62 7.60 4.98 3.00 1.94 0.63 0.54 0.53 1.97 1.08 0.77 2.21 2.90 7.01 3.41 20.43 16.36

CUM.

2.67 8.71 18.00 24.62 32.22 37.21 40.21 42.15 42.79 43.33 43.86 45.83 46.91 47.68 49.89 52.79 59.80 63.21 83.64 100.00

PERCENTAGE f

1 6 2 3 1 0 0 1 0 0 1 0 0 0 1 0 2 1 0 0 19

1 7 9 12 13 13 13 14 14 14 15 15 15 15 16 16 18 19 19 19

BAND

CUM.

5.26 5.26 31.58 36.84 10.53 47.37 15.79 63.16 5.26 68.42 0.00 68.42 0.00 68.42 5.26 73.68 0.00 73.68 0.00 73.68 5.26 78.95 0.00 78.95 0.00 78.95 0.00 78.95 5.26 84.21 0.00 84.21 10.53 94.74 5.26 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

1.85 258.80 52.75 511.17 438.47 0.00 0.00 0.00 0.00 0.00 30.20 0.00 0.00 0.00 1.00 0.00 1,190.82 60.68 0.00 0.00 2,545.74

1.85 260.65 313.40 824.56 1,263.03 1,263.03 1,263.03 1,263.03 1,263.03 1,263.03 1,293.23 1,293.23 1,293.23 1,293.23 1,294.23 1,294.23 2,485.06 2,545.74 2,545.74 2,545.74

BAND

CUM.

0.07 0.07 10.17 10.24 2.07 12.31 20.08 32.39 17.22 49.61 0.00 49.61 0.00 49.61 0.00 49.61 0.00 49.61 0.00 49.61 1.19 50.80 0.00 50.80 0.00 50.80 0.00 50.80 0.04 50.84 0.00 50.84 46.78 97.62 2.38 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

1.07 66.03 8.75 119.02 88.87 0.00 0.00 0.00 0.00 0.00 87.77 0.00 0.00 0.00 0.70 0.00 261.64 27.43 0.00 0.00

CUM

1.07 46.14 26.83 51.62 60.41 52.32 48.41 46.18 45.49 44.92 45.44 43.49 42.49 41.80 39.98 37.79 64.04 62.07 46.91 39.23

39.23

Page 20 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

8,704 9,100 12,609 6,651 6,010 2,428 1,646 1,158 700 356 294 404 247 337 196 334 308 109 52 25 51,668

8,704 17,804 30,413 37,064 43,074 45,502 47,148 48,306 49,006 49,362 49,656 50,060 50,307 50,644 50,840 51,174 51,482 51,591 51,643 51,668

BAND

CUM.

16.85 16.85 17.61 34.46 24.40 58.86 12.87 71.73 11.63 83.37 4.70 88.07 3.19 91.25 2.24 93.49 1.35 94.85 0.69 95.54 0.57 96.11 0.78 96.89 0.48 97.37 0.65 98.02 0.38 98.40 0.65 99.04 0.60 99.64 0.21 99.85 0.10 99.95 0.05 100.00

PERCENTAGE rp

2,727.65 1,966.70 4,748.87 4,487.97 6,131.47 3,741.44 3,996.86 3,541.73 2,783.08 1,742.03 1,787.71 2,824.22 1,957.03 3,668.74 2,831.97 6,797.97 9,554.09 3,042.41 1,826.26 1,656.82 71,815.02

2,727.65 4,694.35 9,443.22 13,931.19 20,062.65 23,804.09 27,800.96 31,342.68 34,125.77 35,867.80 37,655.50 40,479.72 42,436.76 46,105.50 48,937.47 55,735.44 65,289.52 68,331.94 70,158.20 71,815.02

BAND

CUM.

3.80 3.80 2.74 6.54 6.61 13.15 6.25 19.40 8.54 27.94 5.21 33.15 5.57 38.71 4.93 43.64 3.88 47.52 2.43 49.94 2.49 52.43 3.93 56.37 2.73 59.09 5.11 64.20 3.94 68.14 9.47 77.61 13.30 90.91 4.24 95.15 2.54 97.69 2.31 100.00

PERCENTAGE f

34 14 15 14 13 4 16 9 2 1 1 4 3 5 5 15 17 9 8 6 195

34 48 63 77 90 94 110 119 121 122 123 127 130 135 140 155 172 181 189 195

BAND

CUM.

17.44 17.44 7.18 24.62 7.69 32.31 7.18 39.49 6.67 46.15 2.05 48.21 8.21 56.41 4.62 61.03 1.03 62.05 0.51 62.56 0.51 63.08 2.05 65.13 1.54 66.67 2.56 69.23 2.56 71.79 7.69 79.49 8.72 88.21 4.62 92.82 4.10 96.92 3.08 100.00

PERCENTAGE rp

2,123.79 756.69 773.78 1,038.86 1,113.50 682.38 3,305.30 1,155.97 27.13 823.13 91.05 359.69 69.04 1,273.21 48.26 1,310.13 968.33 391.63 27,361.49 1,625.99 45,299.35

2,123.79 2,880.48 3,654.26 4,693.12 5,806.62 6,488.99 9,794.29 10,950.26 10,977.39 11,800.52 11,891.56 12,251.25 12,320.29 13,593.50 13,641.77 14,951.90 15,920.23 16,311.86 43,673.36 45,299.35

BAND

4.69 1.67 1.71 2.29 2.46 1.51 7.30 2.55 0.06 1.82 0.20 0.79 0.15 2.81 0.11 2.89 2.14 0.86 60.40 3.59

CUM.

PERCENTAGE BAND

CUM

4.69 77.86 6.36 38.48 8.07 16.29 10.36 23.15 12.82 18.16 14.32 18.24 21.62 82.70 24.17 32.64 24.23 0.97 26.05 47.25 26.25 5.09 27.05 12.74 27.20 3.53 30.01 34.70 30.11 1.70 33.01 19.27 35.14 10.14 36.01 12.87 96.41 1498.23 100.00 98.14

77.86 61.36 38.70 33.69 28.94 27.26 35.23 34.94 32.17 32.90 31.58 30.27 29.03 29.48 27.88 26.83 24.38 23.87 62.25 63.08

63.08

Page 21 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,990 4,584 4,513 2,151 1,941 750 609 421 255 137 116 116 93 104 78 124 51 24 14 10 20,081

3,990 8,574 13,087 15,238 17,179 17,929 18,538 18,959 19,214 19,351 19,467 19,583 19,676 19,780 19,858 19,982 20,033 20,057 20,071 20,081

BAND

CUM.

19.87 19.87 22.83 42.70 22.47 65.17 10.71 75.88 9.67 85.55 3.73 89.28 3.03 92.32 2.10 94.41 1.27 95.68 0.68 96.36 0.58 96.94 0.58 97.52 0.46 97.98 0.52 98.50 0.39 98.89 0.62 99.51 0.25 99.76 0.12 99.88 0.07 99.95 0.05 100.00

PERCENTAGE rp

515.14 816.68 1,418.52 1,228.56 1,913.12 1,131.02 1,238.97 1,026.95 649.50 449.69 289.31 465.12 406.12 396.56 499.10 1,141.92 1,375.81 1,864.11 1,443.47 426.16 18,695.83

515.14 1,331.82 2,750.35 3,978.90 5,892.02 7,023.04 8,262.01 9,288.96 9,938.46 10,388.15 10,677.47 11,142.58 11,548.70 11,945.26 12,444.36 13,586.29 14,962.10 16,826.20 18,269.67 18,695.83

BAND

2.76 4.37 7.59 6.57 10.23 6.05 6.63 5.49 3.47 2.41 1.55 2.49 2.17 2.12 2.67 6.11 7.36 9.97 7.72 2.28

PERCENTAGE

CUM.

BAND

2.76 7.12 14.71 21.28 31.52 37.56 44.19 49.68 53.16 55.56 57.11 59.60 61.77 63.89 66.56 72.67 80.03 90.00 97.72 100.00

6 2 10 2 7 2 6 5 0 0 1 1 0 2 1 3 2 2 0 1

6 8 18 20 27 29 35 40 40 40 41 42 42 44 45 48 50 52 52 53

11.32 11.32 3.77 15.09 18.87 33.96 3.77 37.74 13.21 50.94 3.77 54.72 11.32 66.04 9.43 75.47 0.00 75.47 0.00 75.47 1.89 77.36 1.89 79.25 0.00 79.25 3.77 83.02 1.89 84.91 5.66 90.57 3.77 94.34 3.77 98.11 0.00 98.11 1.89 100.00

CUM.

PERCENTAGE rp

95.08 6.12 906.29 312.96 447.13 619.77 614.81 2,469.65 0.00 0.00 68.64 1.79 0.00 41.75 28.99 6,306.50 36.63 1,083.52 0.00 12.19 13,051.82

BAND

95.08 0.73 101.20 0.05 1,007.49 6.94 1,320.45 2.40 1,767.58 3.43 2,387.35 4.75 3,002.16 4.71 5,471.81 18.92 5,471.81 0.00 5,471.81 0.00 5,540.45 0.53 5,542.24 0.01 5,542.24 0.00 5,583.99 0.32 5,612.98 0.22 11,919.48 48.32 11,956.11 0.28 13,039.63 8.30 13,039.63 0.00 13,051.82 0.09

PERCENTAGE

CUM.

BAND

CUM

0.73 0.78 7.72 10.12 13.54 18.29 23.00 41.92 41.92 41.92 42.45 42.46 42.46 42.78 43.01 91.32 91.60 99.91 99.91 100.00

18.46 0.75 63.89 25.47 23.37 54.80 49.62 240.48 0.00 0.00 23.72 0.38 0.00 10.53 5.81 552.27 2.66 58.13 0.00 2.86

18.46 7.60 36.63 33.19 30.00 33.99 36.34 58.91 55.06 52.67 51.89 49.74 47.99 46.75 45.10 87.73 79.91 77.50 71.37 69.81

69.81

Page 22 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,470 5,123 5,956 3,058 2,542 914 625 413 228 130 101 102 84 89 64 105 109 65 39 7 24,224

4,470 9,593 15,549 18,607 21,149 22,063 22,688 23,101 23,329 23,459 23,560 23,662 23,746 23,835 23,899 24,004 24,113 24,178 24,217 24,224

BAND

CUM.

18.45 18.45 21.15 39.60 24.59 64.19 12.62 76.81 10.49 87.31 3.77 91.08 2.58 93.66 1.70 95.36 0.94 96.31 0.54 96.84 0.42 97.26 0.42 97.68 0.35 98.03 0.37 98.39 0.26 98.66 0.43 99.09 0.45 99.54 0.27 99.81 0.16 99.97 0.03 100.00

PERCENTAGE rp

1,174.20 1,331.53 3,198.54 3,096.14 3,867.13 2,025.57 1,928.11 1,511.99 1,153.09 738.50 680.38 819.31 671.74 1,133.09 536.50 1,864.42 5,039.28 2,719.26 2,730.10 135.78 36,354.66

1,174.20 2,505.73 5,704.27 8,800.41 12,667.54 14,693.11 16,621.23 18,133.22 19,286.31 20,024.81 20,705.19 21,524.49 22,196.23 23,329.32 23,865.82 25,730.24 30,769.53 33,488.78 36,218.88 36,354.66

BAND

CUM.

3.23 3.23 3.66 6.89 8.80 15.69 8.52 24.21 10.64 34.84 5.57 40.42 5.30 45.72 4.16 49.88 3.17 53.05 2.03 55.08 1.87 56.95 2.25 59.21 1.85 61.05 3.12 64.17 1.48 65.65 5.13 70.78 13.86 84.64 7.48 92.12 7.51 99.63 0.37 100.00

PERCENTAGE f

11 11 15 7 29 2 2 1 0 2 1 4 1 0 1 3 7 2 5 0

11 22 37 44 73 75 77 78 78 80 81 85 86 86 87 90 97 99 104 104

104

BAND

CUM.

10.58 10.58 10.58 21.15 14.42 35.58 6.73 42.31 27.88 70.19 1.92 72.12 1.92 74.04 0.96 75.00 0.00 75.00 1.92 76.92 0.96 77.88 3.85 81.73 0.96 82.69 0.00 82.69 0.96 83.65 2.88 86.54 6.73 93.27 1.92 95.19 4.81 100.00 0.00 100.00

PERCENTAGE rp

233.34 666.25 1,146.00 1,132.36 1,241.06 630.72 764.96 4.00 0.00 178.55 41.37 4,047.20 2,153.32 0.00 11.85 314.88 350.95 2,270.41 7,693.91 0.00 22,881.14

233.34 899.58 2,045.59 3,177.94 4,419.00 5,049.73 5,814.69 5,818.69 5,818.69 5,997.24 6,038.61 10,085.81 12,239.13 12,239.13 12,250.98 12,565.86 12,916.81 15,187.23 22,881.14 22,881.14

BAND

CUM.

1.02 1.02 2.91 3.93 5.01 8.94 4.95 13.89 5.42 19.31 2.76 22.07 3.34 25.41 0.02 25.43 0.00 25.43 0.78 26.21 0.18 26.39 17.69 44.08 9.41 53.49 0.00 53.49 0.05 53.54 1.38 54.92 1.53 56.45 9.92 66.37 33.63 100.00 0.00 100.00

PERCENTAGE BAND

CUM

19.87 50.04 35.83 36.57 32.09 31.14 39.67 0.26 0.00 24.18 6.08 493.98 320.56 0.00 2.21 16.89 6.96 83.49 281.82 0.00

19.87 35.90 35.86 36.11 34.88 34.37 34.98 32.09 30.17 29.95 29.16 46.86 55.14 52.46 51.33 48.84 41.98 45.35 63.17 62.94

62.94

Page 23 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,312 1,879 2,016 894 775 328 199 135 83 43 35 36 23 28 14 35 23 21 9 4 8,892

2,312 4,191 6,207 7,101 7,876 8,204 8,403 8,538 8,621 8,664 8,699 8,735 8,758 8,786 8,800 8,835 8,858 8,879 8,888 8,892

BAND

26.00 21.13 22.67 10.05 8.72 3.69 2.24 1.52 0.93 0.48 0.39 0.40 0.26 0.31 0.16 0.39 0.26 0.24 0.10 0.04

CUM.

26.00 47.13 69.80 79.86 88.57 92.26 94.50 96.02 96.95 97.44 97.83 98.23 98.49 98.81 98.97 99.36 99.62 99.85 99.96 100.00

PERCENTAGE rp

583.69 583.69 547.10 1,130.79 1,174.74 2,305.53 923.65 3,229.18 1,096.49 4,325.68 687.48 5,013.15 544.48 5,557.63 472.01 6,029.64 438.20 6,467.84 228.27 6,696.11 278.54 6,974.65 396.55 7,371.21 208.14 7,579.35 416.60 7,995.95 191.96 8,187.91 800.26 8,988.16 955.26 9,943.42 725.15 10,668.57 399.19 11,067.76 161.71 11,229.47 11,229.47

BAND

5.20 4.87 10.46 8.23 9.76 6.12 4.85 4.20 3.90 2.03 2.48 3.53 1.85 3.71 1.71 7.13 8.51 6.46 3.55 1.44

PERCENTAGE

CUM.

5.20 10.07 20.53 28.76 38.52 44.64 49.49 53.69 57.60 59.63 62.11 65.64 67.50 71.21 72.91 80.04 88.55 95.01 98.56 100.00

7 5 11 3 0 2 2 2 0 0 1 0 0 1 1 1 2 2 1 0

7 12 23 26 26 28 30 32 32 32 33 33 33 34 35 36 38 40 41 41

BAND

CUM.

17.07 17.07 12.20 29.27 26.83 56.10 7.32 63.41 0.00 63.41 4.88 68.29 4.88 73.17 4.88 78.05 0.00 78.05 0.00 78.05 2.44 80.49 0.00 80.49 0.00 80.49 2.44 82.93 2.44 85.37 2.44 87.80 4.88 92.68 4.88 97.56 2.44 100.00 0.00 100.00

PERCENTAGE rp

150.15 237.26 969.62 256.40 0.00 97.21 183.91 511.55 0.00 0.00 68.64 0.00 0.00 7.47 17.94 90.00 182.36 120.00 50.30 0.00 2,942.81

150.15 387.41 1,357.03 1,613.43 1,613.43 1,710.64 1,894.55 2,406.10 2,406.10 2,406.10 2,474.74 2,474.74 2,474.74 2,482.21 2,500.15 2,590.15 2,772.51 2,892.51 2,942.81 2,942.81

BAND

CUM.

5.10 5.10 8.06 13.16 32.95 46.11 8.71 54.83 0.00 54.83 3.30 58.13 6.25 64.38 17.38 81.76 0.00 81.76 0.00 81.76 2.33 84.09 0.00 84.09 0.00 84.09 0.25 84.35 0.61 84.96 3.06 88.02 6.20 94.21 4.08 98.29 1.71 100.00 0.00 100.00

PERCENTAGE BAND

25.73 43.37 82.54 27.76 0.00 14.14 33.78 108.38 0.00 0.00 24.64 0.00 0.00 1.79 9.34 11.25 19.09 16.55 12.60 0.00

CUM

25.73 34.26 58.86 49.96 37.30 34.12 34.09 39.90 37.20 35.93 35.48 33.57 32.65 31.04 30.53 28.82 27.88 27.11 26.59 26.21

26.21

Page 24 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,376 3,498 4,240 2,092 1,738 780 587 404 190 106 81 68 56 63 58 66 58 28 17 10 17,516

3,376 6,874 11,114 13,206 14,944 15,724 16,311 16,715 16,905 17,011 17,092 17,160 17,216 17,279 17,337 17,403 17,461 17,489 17,506 17,516

BAND

CUM.

19.27 19.27 19.97 39.24 24.21 63.45 11.94 75.39 9.92 85.32 4.45 89.77 3.35 93.12 2.31 95.43 1.08 96.51 0.61 97.12 0.46 97.58 0.39 97.97 0.32 98.29 0.36 98.65 0.33 98.98 0.38 99.35 0.33 99.69 0.16 99.85 0.10 99.94 0.06 100.00

PERCENTAGE rp

1,584.09 710.48 1,869.85 1,536.76 2,184.49 1,357.35 1,629.74 1,414.00 823.62 697.76 509.96 414.77 451.68 601.73 797.74 1,341.05 1,612.36 1,151.64 1,414.24 371.12 22,474.45

1,584.09 2,294.57 4,164.42 5,701.18 7,885.68 9,243.03 10,872.77 12,286.77 13,110.39 13,808.15 14,318.11 14,732.88 15,184.56 15,786.30 16,584.03 17,925.09 19,537.45 20,689.09 22,103.33 22,474.45

BAND

7.05 3.16 8.32 6.84 9.72 6.04 7.25 6.29 3.66 3.10 2.27 1.85 2.01 2.68 3.55 5.97 7.17 5.12 6.29 1.65

CUM.

7.05 10.21 18.53 25.37 35.09 41.13 48.38 54.67 58.33 61.44 63.71 65.55 67.56 70.24 73.79 79.76 86.93 92.06 98.35 100.00

PERCENTAGE f

28 22 24 20 32 15 19 7 4 1 2 0 1 2 3 4 1 9 2 0 196

28 50 74 94 126 141 160 167 171 172 174 174 175 177 180 184 185 194 196 196

BAND

CUM.

14.29 14.29 11.22 25.51 12.24 37.76 10.20 47.96 16.33 64.29 7.65 71.94 9.69 81.63 3.57 85.20 2.04 87.24 0.51 87.76 1.02 88.78 0.00 88.78 0.51 89.29 1.02 90.31 1.53 91.84 2.04 93.88 0.51 94.39 4.59 98.98 1.02 100.00 0.00 100.00

PERCENTAGE rp

2,485.21 1,851.77 3,216.52 3,958.98 9,157.91 7,775.48 14,817.00 3,740.20 6,533.34 1,777.05 2,632.09 0.00 37.56 34.95 266.37 371.64 2.61 7,383.25 275.78 0.00 66,317.71

2,485.21 4,336.98 7,553.50 11,512.48 20,670.39 28,445.86 43,262.86 47,003.06 53,536.39 55,313.44 57,945.53 57,945.53 57,983.09 58,018.04 58,284.42 58,656.05 58,658.66 66,041.92 66,317.70 66,317.70

BAND

CUM.

3.75 3.75 2.79 6.54 4.85 11.39 5.97 17.36 13.81 31.17 11.72 42.89 22.34 65.24 5.64 70.88 9.85 80.73 2.68 83.41 3.97 87.38 0.00 87.38 0.06 87.43 0.05 87.49 0.40 87.89 0.56 88.45 0.00 88.45 11.13 99.58 0.42 100.00 0.00 100.00

PERCENTAGE BAND

CUM

156.89 260.64 172.02 257.62 419.22 572.84 909.16 264.51 793.25 254.68 516.13 0.00 8.32 5.81 33.39 27.71 0.16 641.11 19.50 0.00

156.89 189.01 181.38 201.93 262.13 307.75 397.90 382.55 408.35 400.59 404.70 393.31 381.86 367.52 351.45 327.23 300.24 319.21 300.03 295.08

295.08

Page 25 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 1,596 75 1,342 150 953 250 370 400 312 625 116 875 70 1,250 40 1,750 32 2,250 18 2,750 11 3,500 14 4,500 11 6,250 21 8,750 7 15,000 10 35,000 11 75,000 6 300,000 1 0 4,941

1,596 2,938 3,891 4,261 4,573 4,689 4,759 4,799 4,831 4,849 4,860 4,874 4,885 4,906 4,913 4,923 4,934 4,940 4,941 4,941

BAND

CUM.

32.30 32.30 27.16 59.46 19.29 78.75 7.49 86.24 6.31 92.55 2.35 94.90 1.42 96.32 0.81 97.13 0.65 97.77 0.36 98.14 0.22 98.36 0.28 98.64 0.22 98.87 0.43 99.29 0.14 99.43 0.20 99.64 0.22 99.86 0.12 99.98 0.02 100.00 0.00 100.00

PERCENTAGE rp

236.50 401.04 595.70 401.02 628.64 250.42 197.30 171.32 139.32 58.59 30.22 109.80 57.30 157.80 99.05 243.15 572.62 273.31 41.31 0.00 4,664.42

236.50 637.55 1,233.25 1,634.26 2,262.91 2,513.32 2,710.62 2,881.95 3,021.26 3,079.85 3,110.07 3,219.87 3,277.17 3,434.97 3,534.02 3,777.17 4,349.79 4,623.11 4,664.42 4,664.42

BAND

5.07 8.60 12.77 8.60 13.48 5.37 4.23 3.67 2.99 1.26 0.65 2.35 1.23 3.38 2.12 5.21 12.28 5.86 0.89 0.00

CUM.

5.07 13.67 26.44 35.04 48.51 53.88 58.11 61.79 64.77 66.03 66.68 69.03 70.26 73.64 75.77 80.98 93.25 99.11 100.00 100.00

PERCENTAGE f

4 3 2 1 1 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 13

4 7 9 10 11 11 11 11 12 12 12 12 12 12 12 12 12 12 13 13

BAND

30.77 23.08 15.38 7.69 7.69 0.00 0.00 0.00 7.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.69 0.00

CUM.

30.77 53.85 69.23 76.92 84.62 84.62 84.62 84.62 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 100.00 100.00

PERCENTAGE rp

96.00 190.00 246.00 257.06 2.20 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25,357.05 0.00 26,158.31

96.00 286.00 532.00 789.06 791.26 791.26 791.26 791.26 801.26 801.26 801.26 801.26 801.26 801.26 801.26 801.26 801.26 801.26 26,158.31 26,158.31

BAND

0.37 0.73 0.94 0.98 0.01 0.00 0.00 0.00 0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 96.94 0.00

CUM.

0.37 1.09 2.03 3.02 3.02 3.02 3.02 3.02 3.06 3.06 3.06 3.06 3.06 3.06 3.06 3.06 3.06 3.06 100.00 100.00

PERCENTAGE BAND

40.59 47.38 41.30 64.10 0.35 0.00 0.00 0.00 7.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 61375.4 0.00

CUM

40.59 44.86 43.14 48.28 34.97 31.48 29.19 27.46 26.52 26.02 25.76 24.88 24.45 23.33 22.67 21.21 18.42 17.33 560.81 560.81

560.81

Page 26 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,603 2,859 2,706 1,320 1,353 591 478 339 213 124 65 101 69 95 86 114 85 24 21 6 13,252

2,603 5,462 8,168 9,488 10,841 11,432 11,910 12,249 12,462 12,586 12,651 12,752 12,821 12,916 13,002 13,116 13,201 13,225 13,246 13,252

BAND

19.64 21.57 20.42 9.96 10.21 4.46 3.61 2.56 1.61 0.94 0.49 0.76 0.52 0.72 0.65 0.86 0.64 0.18 0.16 0.05

CUM.

19.64 41.22 61.64 71.60 81.81 86.27 89.87 92.43 94.04 94.97 95.46 96.23 96.75 97.46 98.11 98.97 99.62 99.80 99.95 100.00

PERCENTAGE rp

492.89 521.75 1,068.46 902.97 1,525.72 1,027.31 1,087.38 1,060.15 799.87 506.69 269.66 663.23 468.75 1,032.55 1,030.05 2,615.55 8,655.28 1,403.46 154.75 67.60 25,354.07

492.89 1,014.64 2,083.10 2,986.07 4,511.79 5,539.10 6,626.48 7,686.63 8,486.50 8,993.19 9,262.85 9,926.09 10,394.83 11,427.38 12,457.43 15,072.98 23,728.26 25,131.72 25,286.46 25,354.07

BAND

1.94 2.06 4.21 3.56 6.02 4.05 4.29 4.18 3.15 2.00 1.06 2.62 1.85 4.07 4.06 10.32 34.14 5.54 0.61 0.27

CUM.

1.94 4.00 8.22 11.78 17.80 21.85 26.14 30.32 33.47 35.47 36.53 39.15 41.00 45.07 49.13 59.45 93.59 99.12 99.73 100.00

PERCENTAGE f

2 1 1 1 1 1 2 6 5 2 3 2 4 9 5 5 4 0 0 0 54

BAND

2 3 4 5 6 7 9 15 20 22 25 27 31 40 45 50 54 54 54 54

3.70 1.85 1.85 1.85 1.85 1.85 3.70 11.11 9.26 3.70 5.56 3.70 7.41 16.67 9.26 9.26 7.41 0.00 0.00 0.00

CUM.

3.70 5.56 7.41 9.26 11.11 12.96 16.67 27.78 37.04 40.74 46.30 50.00 57.41 74.07 83.33 92.59 100.00 100.00 100.00 100.00

PERCENTAGE rp

50.07 60.00 82.75 577.92 11.58 540.88 1,057.51 872.49 157.93 144.85 115.08 40.30 240.76 322.96 242.41 374.98 184.07 0.00 0.00 0.00 5,076.55

50.07 110.07 192.82 770.74 782.33 1,323.21 2,380.71 3,253.20 3,411.13 3,555.98 3,671.06 3,711.37 3,952.13 4,275.08 4,517.49 4,892.47 5,076.55 5,076.55 5,076.55 5,076.55

BAND

0.99 1.18 1.63 11.38 0.23 10.65 20.83 17.19 3.11 2.85 2.27 0.79 4.74 6.36 4.78 7.39 3.63 0.00 0.00 0.00

CUM.

0.99 2.17 3.80 15.18 15.41 26.07 46.90 64.08 67.19 70.05 72.31 73.11 77.85 84.21 88.99 96.37 100.00 100.00 100.00 100.00

PERCENTAGE BAND

10.16 11.50 7.74 64.00 0.76 52.65 97.25 82.30 19.74 28.59 42.68 6.08 51.36 31.28 23.53 14.34 2.13 0.00 0.00 0.00

CUM

10.16 10.85 9.26 25.81 17.34 23.89 35.93 42.32 40.19 39.54 39.63 37.39 38.02 37.41 36.26 32.46 21.39 20.20 20.08 20.02

20.02

Page 27 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

18,912 19,688 34,562 25,653 31,890 16,281 11,687 8,444 4,655 2,480 1,936 2,137 1,394 1,571 1,039 1,605 1,249 536 689 212 186,620

18,912 38,600 73,162 98,815 130,705 146,986 158,673 167,117 171,772 174,252 176,188 178,325 179,719 181,290 182,329 183,934 185,183 185,719 186,408 186,620

BAND

10.13 10.55 18.52 13.75 17.09 8.72 6.26 4.52 2.49 1.33 1.04 1.15 0.75 0.84 0.56 0.86 0.67 0.29 0.37 0.11

CUM.

10.13 20.68 39.20 52.95 70.04 78.76 85.02 89.55 92.04 93.37 94.41 95.56 96.30 97.14 97.70 98.56 99.23 99.52 99.89 100.00

PERCENTAGE rp

10,018.89 3,857.49 10,694.17 12,447.40 24,062.52 18,215.07 19,176.74 20,085.08 15,295.65 10,080.72 8,782.00 12,717.99 9,883.28 13,290.49 17,341.02 22,820.67 24,368.77 14,831.02 30,588.59 966,120.39 1,264,677.95

10,018.89 13,876.39 24,570.56 37,017.96 61,080.47 79,295.55 98,472.29 118,557.37 133,853.02 143,933.74 152,715.74 165,433.73 175,317.00 188,607.49 205,948.51 228,769.18 253,137.95 267,968.97 298,557.55 1,264,677.95

BAND

CUM.

0.79 0.31 0.85 0.98 1.90 1.44 1.52 1.59 1.21 0.80 0.69 1.01 0.78 1.05 1.37 1.80 1.93 1.17 2.42 76.39

0.79 1.10 1.94 2.93 4.83 6.27 7.79 9.37 10.58 11.38 12.08 13.08 13.86 14.91 16.28 18.09 20.02 21.19 23.61 100.00

PERCENTAGE f

126 48 134 25 75 57 33 43 31 26 20 41 19 44 28 73 300 71 197 133 1,52

BAND

126 8.27 174 3.15 308 8.79 333 1.64 408 4.92 465 3.74 498 2.17 541 2.82 572 2.03 598 1.71 618 1.31 659 2.69 678 1.25 722 2.89 750 1.84 823 4.79 1,12 19.69 1,19 4.66 1,39 12.93 1,52 8.73

CUM.

8.27 11.42 20.21 21.85 26.77 30.51 32.68 35.50 37.53 39.24 40.55 43.24 44.49 47.38 49.21 54.00 73.69 78.35 91.27 100.00

PERCENTAGE rp

5,365.12 2,191.72 8,955.42 1,870.25 7,843.18 5,514.67 1,782.51 6,894.06 31,151.06 3,526.72 2,880.82 5,735.86 1,844.43 10,425.50 3,419.81 17,997.42 18,347.33 52,467.38 26,564.17 56,062.67 270,840.12

5,365.12 7,556.84 16,512.27 18,382.52 26,225.69 31,740.37 33,522.87 40,416.93 71,567.99 75,094.71 77,975.53 83,711.39 85,555.82 95,981.33 99,401.14 117,398.56 135,745.89 188,213.27 214,777.45 270,840.12

BAND

1.98 0.81 3.31 0.69 2.90 2.04 0.66 2.55 11.50 1.30 1.06 2.12 0.68 3.85 1.26 6.65 6.77 19.37 9.81 20.70

CUM.

1.98 2.79 6.10 6.79 9.68 11.72 12.38 14.92 26.42 27.73 28.79 30.91 31.59 35.44 36.70 43.35 50.12 69.49 79.30 100.00

PERCENTAGE BAND

CUM

53.55 56.82 83.74 15.03 32.59 30.28 9.30 34.32 203.66 34.98 32.80 45.10 18.66 78.44 19.72 78.86 75.29 353.77 86.84 5.80

53.55 54.46 67.20 49.66 42.94 40.03 34.04 34.09 53.47 52.17 51.06 50.60 48.80 50.89 48.27 51.32 53.63 70.24 71.94 21.42

21.42

Page 28 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

25,730 25,089 23,926 11,672 11,081 5,267 3,740 2,812 1,621 1,019 787 947 713 988 683 1,237 1,078 540 585 131 119,646

25,730 50,819 74,745 86,417 97,498 102,765 106,505 109,317 110,938 111,957 112,744 113,691 114,404 115,392 116,075 117,312 118,390 118,930 119,515 119,646

BAND

CUM.

21.51 21.51 20.97 42.47 20.00 62.47 9.76 72.23 9.26 81.49 4.40 85.89 3.13 89.02 2.35 91.37 1.35 92.72 0.85 93.57 0.66 94.23 0.79 95.02 0.60 95.62 0.83 96.44 0.57 97.02 1.03 98.05 0.90 98.95 0.45 99.40 0.49 99.89 0.11 100.00

PERCENTAGE rp

10,972.50 5,232.54 9,472.06 7,826.02 11,210.25 7,999.45 8,101.60 8,093.90 6,015.07 4,787.85 4,083.35 5,620.08 5,036.93 8,551.35 7,270.33 17,467.31 24,021.09 14,929.84 27,063.04 13,764.27 207,518.83

10,972.50 16,205.04 25,677.10 33,503.13 44,713.38 52,712.83 60,814.42 68,908.32 74,923.39 79,711.24 83,794.59 89,414.67 94,451.60 103,002.95 110,273.28 127,740.59 151,761.68 166,691.52 193,754.56 207,518.83

BAND

5.29 2.52 4.56 3.77 5.40 3.85 3.90 3.90 2.90 2.31 1.97 2.71 2.43 4.12 3.50 8.42 11.58 7.19 13.04 6.63

CUM.

5.29 7.81 12.37 16.14 21.55 25.40 29.31 33.21 36.10 38.41 40.38 43.09 45.51 49.64 53.14 61.56 73.13 80.33 93.37 100.00

PERCENTAGE f

76 38 80 10 34 19 5 19 20 9 12 23 12 28 28 82 62 79 90 22 748

76 114 194 204 238 257 262 281 301 310 322 345 357 385 413 495 557 636 726 748

BAND

CUM.

10.16 10.16 5.08 15.24 10.70 25.94 1.34 27.27 4.55 31.82 2.54 34.36 0.67 35.03 2.54 37.57 2.67 40.24 1.20 41.44 1.60 43.05 3.07 46.12 1.60 47.73 3.74 51.47 3.74 55.21 10.96 66.18 8.29 74.47 10.56 85.03 12.03 97.06 2.94 100.00

PERCENTAGE rp

8,984.23 896.46 898.91 1,313.96 4,508.67 432.81 1,014.94 1,592.82 2,309.16 4,126.02 2,649.64 8,859.16 3,907.89 9,509.09 2,173.82 7,526.46 43,901.94 20,526.68 19,326.42 1,724.37 146,183.45

8,984.23 9,880.69 10,779.60 12,093.56 16,602.23 17,035.04 18,049.98 19,642.80 21,951.96 26,077.98 28,727.62 37,586.78 41,494.67 51,003.77 53,177.59 60,704.05 104,605.99 125,132.67 144,459.09 146,183.46

BAND

CUM.

6.15 6.15 0.61 6.76 0.61 7.37 0.90 8.27 3.08 11.36 0.30 11.65 0.69 12.35 1.09 13.44 1.58 15.02 2.82 17.84 1.81 19.65 6.06 25.71 2.67 28.39 6.50 34.89 1.49 36.38 5.15 41.53 30.03 71.56 14.04 85.60 13.22 98.82 1.18 100.00

PERCENTAGE BAND

81.88 17.13 9.49 16.79 40.22 5.41 12.53 19.68 38.39 86.18 64.89 157.63 77.58 111.20 29.90 43.09 182.76 137.49 71.41 12.53

CUM.

81.88 60.97 41.98 36.10 37.13 32.32 29.68 28.51 29.30 32.72 34.28 42.04 43.93 49.52 48.22 47.52 68.93 75.07 74.56 70.44

70.44

Page 29 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

20,351 14,026 10,815 5,079 5,262 2,774 1,936 1,599 942 553 437 457 294 403 259 429 316 154 144 30 66,260

BAND

CUM.

20,351 30.71 30.71 34,377 21.17 51.88 45,192 16.32 68.20 50,271 7.67 75.87 55,533 7.94 83.81 58,307 4.19 88.00 60,243 2.92 90.92 61,842 2.41 93.33 62,784 1.42 94.75 63,337 0.83 95.59 63,774 0.66 96.25 64,231 0.69 96.94 64,525 0.44 97.38 64,928 0.61 97.99 65,187 0.39 98.38 65,616 0.65 99.03 65,932 0.48 99.50 66,086 0.23 99.74 66,230 0.22 99.95 66,260 0.05 100.00

PERCENTAGE rp

4,558.38 3,121.91 4,632.56 3,610.69 5,737.55 4,466.43 4,416.28 4,889.52 3,775.84 2,661.14 2,292.76 3,056.59 2,597.61 4,606.56 3,172.85 7,700.98 7,959.17 5,905.43 4,686.40 480.93 84,329.56

4,558.38 7,680.28 12,312.84 15,923.53 21,661.08 26,127.52 30,543.79 35,433.31 39,209.16 41,870.29 44,163.06 47,219.64 49,817.25 54,423.81 57,596.66 65,297.64 73,256.81 79,162.24 83,848.63 84,329.56

BAND

CUM.

5.41 5.41 3.70 9.11 5.49 14.60 4.28 18.88 6.80 25.69 5.30 30.98 5.24 36.22 5.80 42.02 4.48 46.50 3.16 49.65 2.72 52.37 3.62 55.99 3.08 59.07 5.46 64.54 3.76 68.30 9.13 77.43 9.44 86.87 7.00 93.87 5.56 99.43 0.57 100.00

PERCENTAGE f

45 11 11 10 9 13 13 17 21 6 13 17 24 15 13 29 48 38 84 2 439

45 56 67 77 86 99 112 129 150 156 169 186 210 225 238 267 315 353 437 439

BAND

CUM.

10.2 10.25 2.51 12.76 2.51 15.26 2.28 17.54 2.05 19.59 2.96 22.55 2.96 25.51 3.87 29.38 4.78 34.17 1.37 35.54 2.96 38.50 3.87 42.37 5.47 47.84 3.42 51.25 2.96 54.21 6.61 60.82 10.9 71.75 8.66 80.41 19.1 99.54 0.46 100.00

PERCENTAGE rp

10,378.32 291.84 382.17 1,054.39 511.55 1,485.42 1,156.94 1,459.39 231.81 982.41 2,544.43 121.01 36.34 184.70 486.05 1,757.04 6,186.61 1,547.48 10,523.47 905.18 42,226.54

BAND

10,378.32 24.58 10,670.16 0.69 11,052.33 0.91 12,106.72 2.50 12,618.26 1.21 14,103.69 3.52 15,260.63 2.74 16,720.02 3.46 16,951.83 0.55 17,934.24 2.33 20,478.68 6.03 20,599.68 0.29 20,636.02 0.09 20,820.72 0.44 21,306.77 1.15 23,063.81 4.16 29,250.42 14.65 30,797.90 3.66 41,321.37 24.92 42,226.54 2.14

PERCENTAGE

CUM.

BAND

24.58 25.27 26.17 28.67 29.88 33.40 36.14 39.60 40.14 42.47 48.50 48.78 48.87 49.31 50.46 54.62 69.27 72.93 97.86 100.00

227.68 9.35 8.25 29.20 8.92 33.26 26.20 29.85 6.14 36.92 110.98 3.96 1.40 4.01 15.32 22.82 77.73 26.20 224.55 188.22

CUM

227.68 138.93 89.76 76.03 58.25 53.98 49.96 47.19 43.23 42.83 46.37 43.63 41.42 38.26 36.99 35.32 39.93 38.90 49.28 50.07

50.07

Page 30 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,110 1,784 1,505 727 775 427 255 204 128 81 71 57 47 52 28 48 37 13 11 6 8,366

2,110 3,894 5,399 6,126 6,901 7,328 7,583 7,787 7,915 7,996 8,067 8,124 8,171 8,223 8,251 8,299 8,336 8,349 8,360 8,366

BAND

CUM.

25.22 25.22 21.32 46.55 17.99 64.54 8.69 73.22 9.26 82.49 5.10 87.59 3.05 90.64 2.44 93.08 1.53 94.61 0.97 95.58 0.85 96.43 0.68 97.11 0.56 97.67 0.62 98.29 0.33 98.63 0.57 99.20 0.44 99.64 0.16 99.80 0.13 99.93 0.07 100.00

PERCENTAGE rp

405.50 327.43 538.63 434.53 760.71 610.47 468.74 474.30 458.22 415.71 348.32 336.08 326.24 664.78 239.54 617.04 617.68 379.45 350.12 129.78 8,903.26

405.50 732.93 1,271.56 1,706.09 2,466.79 3,077.27 3,546.01 4,020.31 4,478.52 4,894.24 5,242.56 5,578.64 5,904.88 6,569.66 6,809.20 7,426.24 8,043.91 8,423.36 8,773.48 8,903.26

BAND

4.55 3.68 6.05 4.88 8.54 6.86 5.26 5.33 5.15 4.67 3.91 3.77 3.66 7.47 2.69 6.93 6.94 4.26 3.93 1.46

CUM.

4.55 8.23 14.28 19.16 27.71 34.56 39.83 45.16 50.30 54.97 58.88 62.66 66.32 73.79 76.48 83.41 90.35 94.61 98.54 100.00

PERCENTAGE f

3 4 1 5 3 2 5 2 0 2 4 2 6 6 1 6 11 5 33 2 103

3 7 8 13 16 18 23 25 25 27 31 33 39 45 46 52 63 68 101 103

BAND

2.91 3.88 0.97 4.85 2.91 1.94 4.85 1.94 0.00 1.94 3.88 1.94 5.83 5.83 0.97 5.83 10.68 4.85 32.04 1.94

CUM.

2.91 6.80 7.77 12.62 15.53 17.48 22.33 24.27 24.27 26.21 30.10 32.04 37.86 43.69 44.66 50.49 61.17 66.02 98.06 100.00

PERCENTAGE rp

26.62 23.33 233.53 36.21 338.66 1.06 64.85 3,357.66 0.00 34.68 157.81 8,637.81 1,568.33 6,323.55 66.91 11,915.79 27,390.18 2,510.05 45,650.44 81,113.72 189,451.20

26.62 49.96 283.48 319.69 658.36 659.42 724.27 4,081.92 4,081.92 4,116.60 4,274.41 12,912.22 14,480.55 20,804.11 20,871.02 32,786.81 60,177.00 62,687.05 108,337.48 189,451.20

BAND

CUM.

0.01 0.01 0.01 0.03 0.12 0.15 0.02 0.17 0.18 0.35 0.00 0.35 0.03 0.38 1.77 2.15 0.00 2.15 0.02 2.17 0.08 2.26 4.56 6.82 0.83 7.64 3.34 10.98 0.04 11.02 6.29 17.31 14.46 31.76 1.32 33.09 24.10 57.18 42.82 100.00

PERCENTAGE BAND

CUM

6.57 6.57 7.13 6.82 43.36 22.29 8.33 18.74 44.52 26.69 0.17 21.43 13.83 20.42 707.92 101.53 0.00 91.14 8.34 84.11 45.31 81.53 2570.18 231.46 480.72 245.23 951.23 316.67 27.93 306.51 1931.13 441.50 4434.40 748.11 661.51 744.20 13038.46 1234.83 62499.15 2127.89 2127.89

Page 31 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

18,373 16,081 15,650 8,527 9,088 5,048 3,646 3,025 1,783 1,028 765 930 656 828 516 791 631 251 262 141 88,020

18,373 34,454 50,104 58,631 67,719 72,767 76,413 79,438 81,221 82,249 83,014 83,944 84,600 85,428 85,944 86,735 87,366 87,617 87,879 88,020

BAND

20.87 18.27 17.78 9.69 10.32 5.74 4.14 3.44 2.03 1.17 0.87 1.06 0.75 0.94 0.59 0.90 0.72 0.29 0.30 0.16

CUM.

20.87 39.14 56.92 66.61 76.94 82.67 86.81 90.25 92.28 93.44 94.31 95.37 96.11 97.06 97.64 98.54 99.26 99.54 99.84 100.00

PERCENTAGE rp

5,380.14 3,429.56 6,123.09 5,686.59 9,048.00 7,185.62 7,169.82 8,477.28 6,384.12 4,747.25 4,167.69 5,916.98 5,267.03 8,850.92 6,890.58 14,604.34 16,847.14 12,444.80 6,041.97 4,938.65 149,601.58

5,380.14 8,809.70 14,932.79 20,619.39 29,667.39 36,853.00 44,022.82 52,500.10 58,884.22 63,631.47 67,799.16 73,716.15 78,983.18 87,834.10 94,724.68 109,329.02 126,176.16 138,620.96 144,662.93 149,601.58

BAND

3.60 2.29 4.09 3.80 6.05 4.80 4.79 5.67 4.27 3.17 2.79 3.96 3.52 5.92 4.61 9.76 11.26 8.32 4.04 3.30

CUM.

3.60 5.89 9.98 13.78 19.83 24.63 29.43 35.09 39.36 42.53 45.32 49.27 52.80 58.71 63.32 73.08 84.34 92.66 96.70 100.00

PERCENTAGE f

27 12 7 10 10 18 17 14 14 12 5 21 13 15 13 39 41 36 30 16 370

27 39 46 56 66 84 101 115 129 141 146 167 180 195 208 247 288 324 354 370

BAND

7.30 3.24 1.89 2.70 2.70 4.86 4.59 3.78 3.78 3.24 1.35 5.68 3.51 4.05 3.51 10.54 11.08 9.73 8.11 4.32

CUM.

7.30 10.54 12.43 15.14 17.84 22.70 27.30 31.08 34.86 38.11 39.46 45.14 48.65 52.70 56.22 66.76 77.84 87.57 95.68 100.00

PERCENTAGE rp

1,694.25 255.95 42.05 103.08 1,219.16 1,773.37 3,368.56 1,566.32 4,050.35 1,063.38 224.38 13,334.79 5,306.32 837.84 5,380.26 3,477.75 2,168.68 10,479.88 6,194.43 31,029.99 93,570.79

1,694.25 1,950.20 1,992.25 2,095.33 3,314.49 5,087.86 8,456.41 10,022.74 14,073.08 15,136.47 15,360.85 28,695.64 34,001.97 34,839.80 40,220.07 43,697.81 45,866.49 56,346.38 62,540.80 93,570.79

BAND

CUM.

1.81 1.81 0.27 2.08 0.04 2.13 0.11 2.24 1.30 3.54 1.90 5.44 3.60 9.04 1.67 10.71 4.33 15.04 1.14 16.18 0.24 16.42 14.25 30.67 5.67 36.34 0.90 37.23 5.75 42.98 3.72 46.70 2.32 49.02 11.20 60.22 6.62 66.84 33.16 100.00

PERCENTAGE BAND

CUM

31.49 7.46 0.69 1.81 13.47 24.68 46.98 18.48 63.44 22.40 5.38 225.36 100.75 9.47 78.08 23.81 12.87 84.21 102.52 628.31

31.49 22.14 13.34 10.16 11.17 13.81 19.21 19.09 23.90 23.79 22.66 38.93 43.05 39.67 42.46 39.97 36.35 40.65 43.23 62.55

62.55

Page 32 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,856 7,573 5,295 1,726 1,329 411 310 165 95 36 37 37 30 24 25 42 46 15 20 4 24,076

6,856 14,429 19,724 21,450 22,779 23,190 23,500 23,665 23,760 23,796 23,833 23,870 23,900 23,924 23,949 23,991 24,037 24,052 24,072 24,076

BAND

CUM.

28.48 28.48 31.45 59.93 21.99 81.92 7.17 89.09 5.52 94.61 1.71 96.32 1.29 97.61 0.69 98.29 0.39 98.69 0.15 98.84 0.15 98.99 0.15 99.14 0.12 99.27 0.10 99.37 0.10 99.47 0.17 99.65 0.19 99.84 0.06 99.90 0.08 99.98 0.02 100.00

PERCENTAGE rp

3,977.26 3,950.50 5,354.01 3,063.33 3,495.61 1,528.68 1,400.83 780.45 746.79 335.23 329.09 347.92 348.87 324.75 342.36 529.11 1,185.58 579.95 197.93 531.90 29,350.14

3,977.26 7,927.76 13,281.77 16,345.10 19,840.71 21,369.39 22,770.23 23,550.67 24,297.46 24,632.69 24,961.78 25,309.70 25,658.57 25,983.32 26,325.67 26,854.78 28,040.36 28,620.31 28,818.24 29,350.14

BAND

13.5 13.4 18.2 10.4 11.9 5.21 4.77 2.66 2.54 1.14 1.12 1.19 1.19 1.11 1.17 1.80 4.04 1.98 0.67 1.81

PERCENTAGE

CUM.

13.55 27.01 45.25 55.69 67.60 72.81 77.58 80.24 82.78 83.93 85.05 86.23 87.42 88.53 89.70 91.50 95.54 97.51 98.19 100.00

29 51 26 2 7 1 0 1 0 1 0 0 0 0 3 5 0 0 3 0

29 22.48 80 39.53 106 20.16 108 1.55 115 5.43 116 0.78 116 0.00 117 0.78 117 0.00 118 0.78 118 0.00 118 0.00 118 0.00 118 0.00 121 2.33 126 3.88 126 0.00 126 0.00 129 2.33 129 0.00

129

BAND

CUM.

22.48 62.02 82.17 83.72 89.15 89.92 89.92 90.70 90.70 91.47 91.47 91.47 91.47 91.47 93.80 97.67 97.67 97.67 100.0 100.0

PERCENTAGE rp

1,064.55 3,284.14 2,574.40 132.86 2,014.98 13.00 0.00 440.21 0.00 3.25 0.00 0.00 0.00 0.00 587.87 507.04 0.00 0.00 16,511.62 0.00 27,133.91

1,064.55 4,348.69 6,923.09 7,055.95 9,070.93 9,083.92 9,083.92 9,524.13 9,524.13 9,527.38 9,527.38 9,527.38 9,527.38 9,527.38 10,115.25 10,622.30 10,622.30 10,622.30 27,133.91 27,133.91

BAND

CUM.

PERCENTAGE BAND

3.92 3.92 26.77 12.10 16.03 83.13 9.49 25.51 48.08 0.49 26.00 4.34 7.43 33.43 57.64 0.05 33.48 0.85 0.00 33.48 0.00 1.62 35.10 56.40 0.00 35.10 0.00 0.01 35.11 0.97 0.00 35.11 0.00 0.00 35.11 0.00 0.00 35.11 0.00 0.00 35.11 0.00 2.17 37.28 171.71 1.87 39.15 95.83 0.00 39.15 0.00 0.00 39.15 0.00 60.85 100.00 8342.09 0.00 100.00 0.00

CUM

26.77 54.85 52.12 43.17 45.72 42.51 39.89 40.44 39.20 38.68 38.17 37.64 37.13 36.67 38.42 39.55 37.88 37.11 94.16 92.45

92.45

Page 33 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,402 1,123 879 406 394 180 111 64 43 20 18 19 7 20 6 30 16 7 2 0 4,747

1,402 2,525 3,404 3,810 4,204 4,384 4,495 4,559 4,602 4,622 4,640 4,659 4,666 4,686 4,692 4,722 4,738 4,745 4,747 4,747

BAND

CUM.

29.53 29.53 23.66 53.19 18.52 71.71 8.55 80.26 8.30 88.56 3.79 92.35 2.34 94.69 1.35 96.04 0.91 96.95 0.42 97.37 0.38 97.75 0.40 98.15 0.15 98.29 0.42 98.71 0.13 98.84 0.63 99.47 0.34 99.81 0.15 99.96 0.04 100.00 0.00 100.00

PERCENTAGE rp

386.48 448.30 732.32 525.15 810.61 490.09 350.55 293.09 266.67 68.50 75.14 111.20 95.93 474.07 50.80 1,297.89 1,083.52 272.75 81.96 0.00 7,915.04

386.48 834.78 1,567.10 2,092.25 2,902.86 3,392.95 3,743.50 4,036.59 4,303.26 4,371.76 4,446.91 4,558.11 4,654.03 5,128.11 5,178.91 6,476.81 7,560.33 7,833.08 7,915.04 7,915.04

BAND

4.88 5.66 9.25 6.63 10.24 6.19 4.43 3.70 3.37 0.87 0.95 1.40 1.21 5.99 0.64 16.40 13.69 3.45 1.04 0.00

CUM.

4.88 10.55 19.80 26.43 36.68 42.87 47.30 51.00 54.37 55.23 56.18 57.59 58.80 64.79 65.43 81.83 95.52 98.96 100.00 100.00

PERCENTAGE f

9 8 6 2 2 1 1 0 0 0 0 1 0 1 0 4 0 0 0 0 35

9 17 23 25 27 28 29 29 29 29 29 30 30 31 31 35 35 35 35 35

BAND

25.71 22.86 17.14 5.71 5.71 2.86 2.86 0.00 0.00 0.00 0.00 2.86 0.00 2.86 0.00 11.43 0.00 0.00 0.00 0.00

CUM.

25.71 48.57 65.71 71.43 77.14 80.00 82.86 82.86 82.86 82.86 82.86 85.71 85.71 88.57 88.57 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

203.61 477.73 1,071.47 838.62 355.71 532.59 303.01 0.00 0.00 0.00 0.00 35.55 0.00 3,105.64 0.00 1,216.28 0.00 0.00 0.00 0.00 8,140.22

203.61 681.34 1,752.81 2,591.43 2,947.14 3,479.74 3,782.75 3,782.75 3,782.75 3,782.75 3,782.75 3,818.30 3,818.30 6,923.94 6,923.94 8,140.22 8,140.22 8,140.22 8,140.22 8,140.22

BAND

2.50 5.87 13.16 10.30 4.37 6.54 3.72 0.00 0.00 0.00 0.00 0.44 0.00 38.15 0.00 14.94 0.00 0.00 0.00 0.00

CUM.

2.50 8.37 21.53 31.83 36.20 42.75 46.47 46.47 46.47 46.47 46.47 46.91 46.91 85.06 85.06 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

52.68 106.56 146.31 159.69 43.88 108.67 86.44 0.00 0.00 0.00 0.00 31.97 0.00 655.10 0.00 93.71 0.00 0.00 0.00 0.00

52.68 81.62 111.85 123.86 101.53 102.56 101.05 93.71 87.90 86.53 85.06 83.77 82.04 135.02 133.69 125.68 107.67 103.92 102.84 102.84

102.84

Page 34 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,313 2,545 1,940 866 912 491 328 222 109 73 57 40 34 46 21 51 31 26 25 10 11,140

3,313 5,858 7,798 8,664 9,576 10,067 10,395 10,617 10,726 10,799 10,856 10,896 10,930 10,976 10,997 11,048 11,079 11,105 11,130 11,140

BAND

CUM.

29.74 29.74 22.85 52.59 17.41 70.00 7.77 77.77 8.19 85.96 4.41 90.37 2.94 93.31 1.99 95.31 0.98 96.28 0.66 96.94 0.51 97.45 0.36 97.81 0.31 98.11 0.41 98.53 0.19 98.72 0.46 99.17 0.28 99.45 0.23 99.69 0.22 99.91 0.09 100.00

PERCENTAGE rp

809.39 615.82 807.91 693.03 1,289.11 1,071.72 943.95 798.37 510.10 383.86 339.91 315.02 396.76 669.45 245.64 1,246.76 1,172.18 1,238.21 991.43 127.04 14,665.66

809.39 1,425.20 2,233.12 2,926.15 4,215.26 5,286.98 6,230.93 7,029.30 7,539.40 7,923.25 8,263.17 8,578.19 8,974.95 9,644.40 9,890.04 11,136.80 12,308.99 13,547.19 14,538.62 14,665.66

BAND

5.52 4.20 5.51 4.73 8.79 7.31 6.44 5.44 3.48 2.62 2.32 2.15 2.71 4.56 1.67 8.50 7.99 8.44 6.76 0.87

PERCENTAGE

CUM.

5.52 9.72 15.23 19.95 28.74 36.05 42.49 47.93 51.41 54.03 56.34 58.49 61.20 65.76 67.44 75.94 83.93 92.37 99.13 100.00

13 11 4 6 7 2 3 0 1 0 1 0 0 0 0 0 3 0 9 0 60

13 24 28 34 41 43 46 46 47 47 48 48 48 48 48 48 51 51 60 60

BAND

CUM.

21.67 21.67 18.33 40.00 6.67 46.67 10.00 56.67 11.67 68.33 3.33 71.67 5.00 76.67 0.00 76.67 1.67 78.33 0.00 78.33 1.67 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 5.00 85.00 0.00 85.00 15.00 100.00 0.00 100.00

PERCENTAGE rp

863.62 415.31 255.66 636.88 819.90 534.60 92.20 0.00 1,355.18 0.00 1,904.12 0.00 0.00 0.00 0.00 0.00 218.41 0.00 3,205.88 0.00 10,301.75

863.62 1,278.93 1,534.58 2,171.46 2,991.36 3,525.96 3,618.16 3,618.16 4,973.34 4,973.34 6,877.46 6,877.46 6,877.46 6,877.46 6,877.46 6,877.46 7,095.87 7,095.87 10,301.75 10,301.75

BAND

CUM.

8.38 8.38 4.03 12.41 2.48 14.90 6.18 21.08 7.96 29.04 5.19 34.23 0.90 35.12 0.00 35.12 13.15 48.28 0.00 48.28 18.48 66.76 0.00 66.76 0.00 66.76 0.00 66.76 0.00 66.76 0.00 66.76 2.12 68.88 0.00 68.88 31.12 100.00 0.00 100.00

PERCENTAGE BAND

CUM

106.70 67.44 31.64 91.90 63.60 49.88 9.77 0.00 265.67 0.00 560.18 0.00 0.00 0.00 0.00 0.00 18.63 0.00 323.36 0.00

106.70 89.74 68.72 74.21 70.97 66.69 58.07 51.47 65.96 62.77 83.23 80.17 76.63 71.31 69.54 61.75 57.65 52.38 70.86 70.24

70.24

Page 35 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,907 3,776 4,205 2,250 2,444 1,065 810 534 271 134 107 131 70 94 59 74 80 46 88 21 19,166

2,907 6,683 10,888 13,138 15,582 16,647 17,457 17,991 18,262 18,396 18,503 18,634 18,704 18,798 18,857 18,931 19,011 19,057 19,145 19,166

BAND

CUM.

15.17 15.17 19.70 34.87 21.94 56.81 11.74 68.55 12.75 81.30 5.56 86.86 4.23 91.08 2.79 93.87 1.41 95.28 0.70 95.98 0.56 96.54 0.68 97.22 0.37 97.59 0.49 98.08 0.31 98.39 0.39 98.77 0.42 99.19 0.24 99.43 0.46 99.89 0.11 100.00

PERCENTAGE rp

2,039.04 1,041.36 2,154.15 2,026.37 3,686.73 2,776.14 2,738.75 2,386.33 1,484.37 769.15 722.94 846.14 609.25 881.26 1,194.24 1,628.98 2,742.63 1,242.02 11,439.89 14,573.05 56,982.78

2,039.04 3,080.39 5,234.54 7,260.91 10,947.64 13,723.78 16,462.53 18,848.86 20,333.23 21,102.38 21,825.31 22,671.46 23,280.71 24,161.97 25,356.21 26,985.19 29,727.82 30,969.84 42,409.73 56,982.78

BAND

3.58 1.83 3.78 3.56 6.47 4.87 4.81 4.19 2.60 1.35 1.27 1.48 1.07 1.55 2.10 2.86 4.81 2.18 20.08 25.57

PERCENTAGE

CUM.

3.58 5.41 9.19 12.74 19.21 24.08 28.89 33.08 35.68 37.03 38.30 39.79 40.86 42.40 44.50 47.36 52.17 54.35 74.43 100.00

7 3 2 2 7 1 0 1 1 0 0 1 0 1 2 2 4 4 20 0 58

BAND

CUM.

7 12.07 12.07 10 5.17 17.24 12 3.45 20.69 14 3.45 24.14 21 12.07 36.21 22 1.72 37.93 22 0.00 37.93 23 1.72 39.66 24 1.72 41.38 24 0.00 41.38 24 0.00 41.38 25 1.72 43.10 25 0.00 43.10 26 1.72 44.83 28 3.45 48.28 30 3.45 51.72 34 6.90 58.62 38 6.90 65.52 58 34.48 100.00 58 0.00 100.00

PERCENTAGE rp

242.79 242.79 203.21 445.99 84.57 530.56 404.04 934.60 566.95 1,501.55 32.88 1,534.43 0.00 1,534.43 78.98 1,613.41 1.55 1,614.96 0.00 1,614.96 0.00 1,614.96 908.40 2,523.36 0.00 2,523.36 31.24 2,554.60 21.91 2,576.51 114.64 2,691.16 2,906.34 5,597.50 2,936.94 8,534.44 33,437.55 41,971.99 0.00 41,971.99 41,971.99

BAND

CUM.

0.58 0.58 0.48 1.06 0.20 1.26 0.96 2.23 1.35 3.58 0.08 3.66 0.00 3.66 0.19 3.84 0.00 3.85 0.00 3.85 0.00 3.85 2.16 6.01 0.00 6.01 0.07 6.09 0.05 6.14 0.27 6.41 6.92 13.34 7.00 20.33 79.67 100.00 0.00 100.00

PERCENTAGE BAND

CUM

11.91 19.51 3.93 19.94 15.38 1.18 0.00 3.31 0.10 0.00 0.00 107.36 0.00 3.55 1.83 7.04 105.97 236.47 292.29 0.00

11.91 14.48 10.14 12.87 13.72 11.18 9.32 8.56 7.94 7.65 7.40 11.13 10.84 10.57 10.16 9.97 18.83 27.56 98.97 73.66

73.66

Page 36 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,628 1,729 1,927 957 917 576 385 329 183 91 66 59 60 55 19 49 19 8 6 4 9,067

1,628 3,357 5,284 6,241 7,158 7,734 8,119 8,448 8,631 8,722 8,788 8,847 8,907 8,962 8,981 9,030 9,049 9,057 9,063 9,067

BAND

CUM.

17.96 17.96 19.07 37.02 21.25 58.28 10.55 68.83 10.11 78.95 6.35 85.30 4.25 89.54 3.63 93.17 2.02 95.19 1.00 96.19 0.73 96.92 0.65 97.57 0.66 98.24 0.61 98.84 0.21 99.05 0.54 99.59 0.21 99.80 0.09 99.89 0.07 99.96 0.04 100.00

PERCENTAGE rp

415.07 436.04 836.38 821.27 1,259.83 1,156.96 1,194.92 1,269.87 877.38 529.87 383.41 500.58 590.96 653.57 221.15 872.22 351.35 251.37 65.68 102.93 12,790.81

415.07 851.12 1,687.49 2,508.77 3,768.59 4,925.55 6,120.47 7,390.34 8,267.73 8,797.59 9,181.00 9,681.59 10,272.55 10,926.12 11,147.27 12,019.49 12,370.84 12,622.20 12,687.88 12,790.81

BAND

3.25 3.41 6.54 6.42 9.85 9.05 9.34 9.93 6.86 4.14 3.00 3.91 4.62 5.11 1.73 6.82 2.75 1.97 0.51 0.80

CUM.

3.25 6.65 13.19 19.61 29.46 38.51 47.85 57.78 64.64 68.78 71.78 75.69 80.31 85.42 87.15 93.97 96.72 98.68 99.20 100.00

PERCENTAGE f

0 1 1 1 0 0 2 1 0 1 0 1 0 1 0 0 0 0 1 0 10

BAND

CUM.

0 1 2 3 3 3 5 6 6 7 7 8 8 9 9 9 9 9 10 10

0.00 0.00 10.00 10.00 10.00 20.00 10.00 30.00 0.00 30.00 0.00 30.00 20.00 50.00 10.00 60.00 0.00 60.00 10.00 70.00 0.00 70.00 10.00 80.00 0.00 80.00 10.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 4.56 132.80 231.68 0.00 0.00 61.64 166.67 0.00 21.11 0.00 227.33 0.00 175.00 0.00 0.00 0.00 0.00 1,589.70 0.00 2,610.49

0.00 4.56 137.36 369.03 369.03 369.03 430.68 597.35 597.35 618.45 618.45 845.79 845.79 1,020.79 1,020.79 1,020.79 1,020.79 1,020.79 2,610.49 2,610.49

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.17 0.17 1.05 5.09 5.26 15.88 8.87 14.14 28.21 0.00 14.14 0.00 0.00 14.14 0.00 2.36 16.50 5.16 6.38 22.88 13.13 0.00 22.88 0.00 0.81 23.69 3.98 0.00 23.69 0.00 8.71 32.40 45.41 0.00 32.40 0.00 6.70 39.10 26.78 0.00 39.10 0.00 0.00 39.10 0.00 0.00 39.10 0.00 0.00 39.10 0.00 60.90 100.00 2420.43 0.00 100.00 0.00

CUM

0.00 0.54 8.14 14.71 9.79 7.49 7.04 8.08 7.23 7.03 6.74 8.74 8.23 9.34 9.16 8.49 8.25 8.09 20.57 20.41

20.41

Page 37 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

937 1,116 990 448 576 331 217 159 93 51 28 42 24 35 6 18 16 1 4 0 5,092

937 2,053 3,043 3,491 4,067 4,398 4,615 4,774 4,867 4,918 4,946 4,988 5,012 5,047 5,053 5,071 5,087 5,088 5,092 5,092

BAND

CUM.

18.40 18.40 21.92 40.32 19.44 59.76 8.80 68.56 11.31 79.87 6.50 86.37 4.26 90.63 3.12 93.75 1.83 95.58 1.00 96.58 0.55 97.13 0.82 97.96 0.47 98.43 0.69 99.12 0.12 99.23 0.35 99.59 0.31 99.90 0.02 99.92 0.08 100.00 0.00 100.00

PERCENTAGE rp

176.36 303.91 588.91 488.68 1,003.44 786.70 715.76 618.96 445.73 336.15 179.96 234.36 213.15 514.30 186.12 291.69 199.89 4.72 74.03 0.00 7,362.81

176.36 480.27 1,069.18 1,557.86 2,561.30 3,348.00 4,063.76 4,682.71 5,128.44 5,464.59 5,644.56 5,878.91 6,092.06 6,606.36 6,792.48 7,084.17 7,284.05 7,288.78 7,362.81 7,362.81

BAND

CUM.

2.40 2.40 4.13 6.52 8.00 14.52 6.64 21.16 13.63 34.79 10.68 45.47 9.72 55.19 8.41 63.60 6.05 69.65 4.57 74.22 2.44 76.66 3.18 79.85 2.89 82.74 6.99 89.73 2.53 92.25 3.96 96.22 2.71 98.93 0.06 98.99 1.01 100.00 0.00 100.00

PERCENTAGE f

0 2 1 2 1 1 1 0 1 0 0 0 0 1 0 0 1 0 0 0 11

0 2 3 5 6 7 8 8 9 9 9 9 9 10 10 10 11 11 11 11

BAND

0.00 18.18 9.09 18.18 9.09 9.09 9.09 0.00 9.09 0.00 0.00 0.00 0.00 9.09 0.00 0.00 9.09 0.00 0.00 0.00

CUM.

0.00 18.18 27.27 45.45 54.55 63.64 72.73 72.73 81.82 81.82 81.82 81.82 81.82 90.91 90.91 90.91 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 121.51 54.55 105.01 142.06 308.42 20.20 0.00 1,798.62 0.00 0.00 0.00 0.00 3,880.75 0.00 0.00 510.00 0.00 0.00 0.00 6,941.12

0.00 121.51 176.06 281.07 423.13 731.55 751.75 751.75 2,550.37 2,550.37 2,550.37 2,550.37 2,550.37 6,431.12 6,431.12 6,431.12 6,941.12 6,941.12 6,941.12 6,941.12

BAND

0.00 1.75 0.79 1.51 2.05 4.44 0.29 0.00 25.91 0.00 0.00 0.00 0.00 55.91 0.00 0.00 7.35 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 1.75 39.98 2.54 9.26 4.05 21.49 6.10 14.16 10.54 39.20 10.83 2.82 10.83 0.00 36.74 403.53 36.74 0.00 36.74 0.00 36.74 0.00 36.74 0.00 92.65 754.57 92.65 0.00 92.65 0.00 100.00 255.14 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 25.30 16.47 18.04 16.52 21.85 18.50 16.05 49.73 46.67 45.18 43.38 41.86 97.35 94.68 90.78 95.29 95.23 94.27 94.27

94.27

Page 38 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,158 5,385 4,707 2,260 1,923 866 586 456 271 135 122 185 88 98 69 71 75 15 16 13 22,499

5,158 10,543 15,250 17,510 19,433 20,299 20,885 21,341 21,612 21,747 21,869 22,054 22,142 22,240 22,309 22,380 22,455 22,470 22,486 22,499

BAND

CUM.

22.93 22.93 23.93 46.86 20.92 67.78 10.04 77.83 8.55 86.37 3.85 90.22 2.60 92.83 2.03 94.85 1.20 96.06 0.60 96.66 0.54 97.20 0.82 98.02 0.39 98.41 0.44 98.85 0.31 99.16 0.32 99.47 0.33 99.80 0.07 99.87 0.07 99.94 0.06 100.00

PERCENTAGE rp

840.66 1,475.84 2,479.02 2,318.16 2,908.55 1,987.22 1,799.46 1,574.66 1,291.03 639.95 712.34 1,226.01 736.46 1,046.83 813.16 1,235.92 2,124.33 254.08 1,095.24 1,542.87 28,101.80

BAND

840.66 2.99 2,316.50 5.25 4,795.52 8.82 7,113.68 8.25 10,022.23 10.35 12,009.44 7.07 13,808.90 6.40 15,383.57 5.60 16,674.60 4.59 17,314.54 2.28 18,026.89 2.53 19,252.90 4.36 19,989.36 2.62 21,036.19 3.73 21,849.35 2.89 23,085.27 4.40 25,209.60 7.56 25,463.68 0.90 26,558.93 3.90 28,101.80 5.49

CUM.

2.99 8.24 17.06 25.31 35.66 42.74 49.14 54.74 59.34 61.61 64.15 68.51 71.13 74.86 77.75 82.15 89.71 90.61 94.51 100.00

PERCENTAGE f

8 6 6 2 4 3 6 3 2 1 1 2 0 0 0 2 2 4 0 2 54

8 14 20 22 26 29 35 38 40 41 42 44 44 44 44 46 48 52 52 54

BAND

CUM.

14.81 14.81 11.11 25.93 11.11 37.04 3.70 40.74 7.41 48.15 5.56 53.70 11.11 64.81 5.56 70.37 3.70 74.07 1.85 75.93 1.85 77.78 3.70 81.48 0.00 81.48 0.00 81.48 0.00 81.48 3.70 85.19 3.70 88.89 7.41 96.30 0.00 96.30 3.70 100.00

PERCENTAGE rp

127.46 344.32 450.27 183.47 603.15 775.46 1,958.80 105.92 1,486.58 40.80 29.26 11.62 0.00 0.00 0.00 51.70 59.72 53.07 0.00 470.00 6,751.60

127.46 471.78 922.04 1,105.51 1,708.66 2,484.13 4,442.93 4,548.85 6,035.43 6,076.23 6,105.49 6,117.11 6,117.11 6,117.11 6,117.11 6,168.81 6,228.53 6,281.60 6,281.60 6,751.60

BAND

CUM.

1.89 1.89 5.10 6.99 6.67 13.66 2.72 16.37 8.93 25.31 11.49 36.79 29.01 65.81 1.57 67.37 22.02 89.39 0.60 90.00 0.43 90.43 0.17 90.60 0.00 90.60 0.00 90.60 0.00 90.60 0.77 91.37 0.88 92.25 0.79 93.04 0.00 93.04 6.96 100.00

PERCENTAGE BAND

CUM

15.16 23.33 18.16 7.91 20.74 39.02 108.85 6.73 115.15 6.38 4.11 0.95 0.00 0.00 0.00 4.18 2.81 20.89 0.00 30.46

15.16 20.37 19.23 15.54 17.05 20.68 32.17 29.57 36.20 35.09 33.87 31.77 30.60 29.08 28.00 26.72 24.71 24.67 23.65 24.03

24.03

Page 39 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 21

DATA POSITION FROM : TO PROCESSING

01/01/2005

15/12/2008

DATE :

15/02/2009

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

BAND

662 737 608 306 319 165 103 74 29 16 5 13 7 3 8 5 7 2 1 4

662 1,399 2,007 2,313 2,632 2,797 2,900 2,974 3,003 3,019 3,024 3,037 3,044 3,047 3,055 3,060 3,067 3,069 3,070 3,074

21.54 21.54 23.98 45.51 19.78 65.29 9.95 75.24 10.38 85.62 5.37 90.99 3.35 94.34 2.41 96.75 0.94 97.69 0.52 98.21 0.16 98.37 0.42 98.80 0.23 99.02 0.10 99.12 0.26 99.38 0.16 99.54 0.23 99.77 0.07 99.84 0.03 99.87 0.13 100.00

3,074

CUM.

PERCENTAGE rp

83.60 178.67 339.18 352.55 601.71 455.40 335.08 352.17 115.46 116.74 32.27 69.68 62.88 24.03 101.13 48.14 182.21 70.35 6.10 9,178.19 12,705.54

83.60 262.27 601.45 954.00 1,555.71 2,011.10 2,346.18 2,698.35 2,813.81 2,930.55 2,962.82 3,032.50 3,095.38 3,119.41 3,220.54 3,268.68 3,450.89 3,521.24 3,527.35 12,705.5

BAND

0.66 1.41 2.67 2.77 4.74 3.58 2.64 2.77 0.91 0.92 0.25 0.55 0.49 0.19 0.80 0.38 1.43 0.55 0.05 72.24

CUM.

0.66 2.06 4.73 7.51 12.24 15.83 18.47 21.24 22.15 23.07 23.32 23.87 24.36 24.55 25.35 25.73 27.16 27.71 27.76 100.00

PERCENTAGE f

0 1 2 1 2 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 8

BAND

0 1 3 4 6 6 6 7 7 7 7 7 7 7 7 7 7 7 8 8

CUM.

0.00 0.00 12.50 12.50 25.00 37.50 12.50 50.00 25.00 75.00 0.00 75.00 0.00 75.00 12.50 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 12.50 100.00 0.00 100.00

PERCENTAGE rp

0.00 45.00 53.63 35.00 813.67 0.00 0.00 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10,503.44 0.00 11,463.24

0.00 45.00 98.63 133.63 947.29 947.29 947.29 959.79 959.79 959.79 959.79 959.79 959.79 959.79 959.79 959.79 959.79 959.79 11,463. 11,463.

BAND

CUM.

0.00 0.00 0.39 0.39 0.47 0.86 0.31 1.17 7.10 8.26 0.00 8.26 0.00 8.26 0.11 8.37 0.00 8.37 0.00 8.37 0.00 8.37 0.00 8.37 0.00 8.37 0.00 8.37 0.00 8.37 0.00 8.37 0.00 8.37 0.00 8.37 91.63 100.00 0.00 100.00

PERCENTAGE BAND

0.00 25.19 15.81 9.93 135.23 0.00 0.00 3.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 172,187.54 0.00

CUM

0.00 17.16 16.40 14.01 60.89 47.10 40.38 35.57 34.11 32.75 32.39 31.65 31.01 30.77 29.80 29.36 27.81 27.26 324.98 90.22

90.22

Page 40 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

BALI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,711 2,895 2,750 1,674 1,927 1,073 754 652 353 221 119 157 117 128 87 105 93 28 40 23 15,907

2,711 5,606 8,356 10,030 11,957 13,030 13,784 14,436 14,789 15,010 15,129 15,286 15,403 15,531 15,618 15,723 15,816 15,844 15,884 15,907

BAND

CUM.

17.04 17.04 18.20 35.24 17.29 52.53 10.52 63.05 12.11 75.17 6.75 81.91 4.74 86.65 4.10 90.75 2.22 92.97 1.39 94.36 0.75 95.11 0.99 96.10 0.74 96.83 0.80 97.64 0.55 98.18 0.66 98.84 0.58 99.43 0.18 99.60 0.25 99.86 0.14 100.00

PERCENTAGE rp

539.68 733.47 1,132.10 1,162.77 2,100.25 1,567.69 1,611.86 1,789.37 1,382.11 1,049.02 731.23 1,126.14 1,081.41 1,440.18 1,060.33 1,536.37 1,538.18 773.51 432.75 1,290.76 24,079.17

539.68 1,273.15 2,405.25 3,568.01 5,668.26 7,235.95 8,847.81 10,637.18 12,019.29 13,068.32 13,799.55 14,925.69 16,007.10 17,447.28 18,507.61 20,043.98 21,582.16 22,355.67 22,788.42 24,079.17

BAND

2.24 3.05 4.70 4.83 8.72 6.51 6.69 7.43 5.74 4.36 3.04 4.68 4.49 5.98 4.40 6.38 6.39 3.21 1.80 5.36

PERCENTAGE

CUM.

2.24 5.29 9.99 14.82 23.54 30.05 36.74 44.18 49.92 54.27 57.31 61.99 66.48 72.46 76.86 83.24 89.63 92.84 94.64 100.00

3 3 2 5 4 9 2 11 8 19 14 33 3 36 2 38 2 40 3 43 0 43 3 46 5 51 1 52 0 52 10 62 12 74 10 84 13 97 4 101 101

BAND

CUM.

2.97 2.97 1.98 4.95 3.96 8.91 1.98 10.89 7.92 18.81 13.86 32.67 2.97 35.64 1.98 37.62 1.98 39.60 2.97 42.57 0.00 42.57 2.97 45.54 4.95 50.50 0.99 51.49 0.00 51.49 9.90 61.39 11.88 73.27 9.90 83.17 12.87 96.04 3.96 100.00

PERCENTAGE rp

56.10 257.74 56.85 83.30 855.03 81.43 79.26 1,593.61 12.33 2.68 0.00 59.96 210.63 6.87 0.00 264.48 254.98 121.33 1,512.73 30.80 5,540.10

56.10 313.83 370.69 453.98 1,309.01 1,390.44 1,469.70 3,063.31 3,075.64 3,078.32 3,078.32 3,138.28 3,348.91 3,355.78 3,355.78 3,620.26 3,875.24 3,996.57 5,509.29 5,540.10

BAND

CUM.

1.01 1.01 4.65 5.66 1.03 6.69 1.50 8.19 15.43 23.63 1.47 25.10 1.43 26.53 28.76 55.29 0.22 55.52 0.05 55.56 0.00 55.56 1.08 56.65 3.80 60.45 0.12 60.57 0.00 60.57 4.77 65.35 4.60 69.95 2.19 72.14 27.31 99.44 0.56 100.00

PERCENTAGE BAND

10.39 35.14 5.02 7.16 40.71 5.19 4.92 89.06 0.89 0.26 0.00 5.32 19.48 0.48 0.00 17.21 16.58 15.69 349.56 2.39

CUM

10.39 24.65 15.41 12.72 23.09 19.22 16.61 28.80 25.59 23.56 22.31 21.03 20.92 19.23 18.13 18.06 17.96 17.88 24.18 23.01

23.01

Page 41 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,418 1,225 951 443 393 211 123 112 66 17 25 23 15 18 8 7 11 3 1 8 5,078

1,418 2,643 3,594 4,037 4,430 4,641 4,764 4,876 4,942 4,959 4,984 5,007 5,022 5,040 5,048 5,055 5,066 5,069 5,070 5,078

BAND

CUM.

27.92 27.92 24.12 52.05 18.73 70.78 8.72 79.50 7.74 87.24 4.16 91.39 2.42 93.82 2.21 96.02 1.30 97.32 0.33 97.66 0.49 98.15 0.45 98.60 0.30 98.90 0.35 99.25 0.16 99.41 0.14 99.55 0.22 99.76 0.06 99.82 0.02 99.84 0.16 100.00

PERCENTAGE rp

185.85 301.24 550.23 409.83 565.13 442.18 344.09 386.86 250.60 133.17 194.80 105.15 325.09 178.47 129.12 46.59 183.57 59.11 0.37 138.08 4,929.51

185.85 487.09 1,037.32 1,447.15 2,012.28 2,454.45 2,798.55 3,185.40 3,436.00 3,569.17 3,763.97 3,869.12 4,194.21 4,372.68 4,501.80 4,548.38 4,731.95 4,791.06 4,791.43 4,929.51

BAND

3.77 6.11 11.16 8.31 11.46 8.97 6.98 7.85 5.08 2.70 3.95 2.13 6.59 3.62 2.62 0.95 3.72 1.20 0.01 2.80

PERCENTAGE

CUM.

3.77 9.88 21.04 29.36 40.82 49.79 56.77 64.62 69.70 72.40 76.36 78.49 85.08 88.70 91.32 92.27 95.99 97.19 97.20 100.00

2 3 1 1 1 0 0 0 1 0 0 0 35 0 0 0 1 2 0 0

2 4.26 4.26 5 6.38 10.64 6 2.13 12.77 7 2.13 14.89 8 2.13 17.02 8 0.00 17.02 8 0.00 17.02 8 0.00 17.02 9 2.13 19.15 9 0.00 19.15 9 0.00 19.15 9 0.00 19.15 44 74.47 93.62 44 0.00 93.62 44 0.00 93.62 44 0.00 93.62 45 2.13 95.74 47 4.26 100.00 47 0.00 100.00 47 0.00 100.00

BAND

CUM.

PERCENTAGE rp

21.88 43.88 32.47 139.32 326.52 0.00 0.00 0.00 178.97 0.00 0.00 0.00 164.21 0.00 0.00 0.00 2.87 203.79 0.00 0.00 1,113.91

21.88 65.76 98.23 237.54 564.06 564.06 564.06 564.06 743.04 743.04 743.04 743.04 907.25 907.25 907.25 907.25 910.12 1,113.91 1,113.91 1,113.91

BAND

CUM.

1.96 1.96 3.94 5.90 2.91 8.82 12.51 21.32 29.31 50.64 0.00 50.64 0.00 50.64 0.00 50.64 16.07 66.71 0.00 66.71 0.00 66.71 0.00 66.71 14.74 81.45 0.00 81.45 0.00 81.45 0.00 81.45 0.26 81.71 18.29 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

11.77 14.57 5.90 33.99 57.78 0.00 0.00 0.00 71.42 0.00 0.00 0.00 50.51 0.00 0.00 0.00 1.56 344.77 0.00 0.00

CUM

11.77 13.50 9.47 16.41 28.03 22.98 20.16 17.71 21.63 20.82 19.74 19.20 21.63 20.75 20.15 19.95 19.23 23.25 23.25 22.60

22.60

Page 42 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

530 631 705 358 415 240 141 107 62 31 24 17 10 13 2 7 6 1 1 0 3,301

530 1,161 1,866 2,224 2,639 2,879 3,020 3,127 3,189 3,220 3,244 3,261 3,271 3,284 3,286 3,293 3,299 3,300 3,301 3,301

BAND

CUM.

16.06 16.06 19.12 35.17 21.36 56.53 10.85 67.37 12.57 79.95 7.27 87.22 4.27 91.49 3.24 94.73 1.88 96.61 0.94 97.55 0.73 98.27 0.51 98.79 0.30 99.09 0.39 99.49 0.06 99.55 0.21 99.76 0.18 99.94 0.03 99.97 0.03 100.00 0.00 100.00

PERCENTAGE rp

83.03 197.21 448.21 403.41 827.97 621.99 542.27 503.54 397.69 174.02 206.10 122.04 66.38 79.98 51.81 176.96 112.01 30.00 3.67 0.00 5,048.27

83.03 280.24 728.44 1,131.85 1,959.82 2,581.81 3,124.08 3,627.62 4,025.31 4,199.33 4,405.43 4,527.47 4,593.84 4,673.83 4,725.63 4,902.60 5,014.60 5,044.60 5,048.27 5,048.27

BAND

1.64 3.91 8.88 7.99 16.40 12.32 10.74 9.97 7.88 3.45 4.08 2.42 1.31 1.58 1.03 3.51 2.22 0.59 0.07 0.00

CUM.

1.64 5.55 14.43 22.42 38.82 51.14 61.88 71.86 79.74 83.18 87.27 89.68 91.00 92.58 93.61 97.11 99.33 99.93 100.00 100.00

PERCENTAGE f

1 3 2 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 8

BAND

1 4 6 6 6 6 6 6 7 8 8 8 8 8 8 8 8 8 8 8

12.50 37.50 25.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

12.50 600.00 50.00 88.29 75.00 98.87 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 87.50 1.87 100.00 8.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 797.03

600.00 688.29 787.16 787.16 787.16 787.16 787.16 787.16 789.03 797.03 797.03 797.03 797.03 797.03 797.03 797.03 797.03 797.03 797.03 797.03

BAND

75.28 11.08 12.40 0.00 0.00 0.00 0.00 0.00 0.23 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

75.28 86.36 98.76 98.76 98.76 98.76 98.76 98.76 99.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

722.66 44.77 22.06 0.00 0.00 0.00 0.00 0.00 0.47 4.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

722.66 245.61 108.06 69.55 40.16 30.49 25.20 21.70 19.60 18.98 18.09 17.60 17.35 17.05 16.87 16.26 15.89 15.80 15.79 15.79

15.79

Page 43 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

112 139 133 81 109 70 41 43 26 7 8 5 5 11 10 7 4 1 1 1 814

112 251 384 465 574 644 685 728 754 761 769 774 779 790 800 807 811 812 813 814

BAND

CUM.

13.76 13.76 17.08 30.84 16.34 47.17 9.95 57.13 13.39 70.52 8.60 79.12 5.04 84.15 5.28 89.43 3.19 92.63 0.86 93.49 0.98 94.47 0.61 95.09 0.61 95.70 1.35 97.05 1.23 98.28 0.86 99.14 0.49 99.63 0.12 99.75 0.12 99.88 0.12 100.00

PERCENTAGE rp

190.81 35.07 86.54 95.64 216.49 151.54 156.08 191.42 147.85 56.81 87.18 42.58 47.63 84.11 102.86 138.57 220.61 86.72 4.33 116.83 2,259.67

190.81 225.88 312.42 408.06 624.55 776.09 932.16 1,123.58 1,271.44 1,328.25 1,415.43 1,458.01 1,505.64 1,589.75 1,692.61 1,831.19 2,051.80 2,138.51 2,142.84 2,259.67

BAND

8.44 1.55 3.83 4.23 9.58 6.71 6.91 8.47 6.54 2.51 3.86 1.88 2.11 3.72 4.55 6.13 9.76 3.84 0.19 5.17

CUM.

8.44 10.00 13.83 18.06 27.64 34.35 41.25 49.72 56.27 58.78 62.64 64.52 66.63 70.35 74.91 81.04 90.80 94.64 94.83 100.00

PERCENTAGE f

0 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 0 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 163.66 0.00 0.00 191.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 163.66 163.66 163.66 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06

355.07

BAND

0.00 0.00 0.00 0.00 0.00 46.09 0.00 0.00 53.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 46.09 46.09 46.09 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 108.00 0.00 0.00 129.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 21.09 17.56 14.57 27.93 26.73 25.09 24.35 23.58 22.33 20.98 19.39 17.30 16.60 16.57 15.71

15.71

Page 44 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

329 376 522 350 368 247 140 124 78 39 36 26 21 21 15 11 11 8 1 1 2,724

329 705 1,227 1,577 1,945 2,192 2,332 2,456 2,534 2,573 2,609 2,635 2,656 2,677 2,692 2,703 2,714 2,722 2,723 2,724

BAND

CUM.

12.08 12.08 13.80 25.88 19.16 45.04 12.85 57.89 13.51 71.40 9.07 80.47 5.14 85.61 4.55 90.16 2.86 93.02 1.43 94.46 1.32 95.78 0.95 96.73 0.77 97.50 0.77 98.27 0.55 98.83 0.40 99.23 0.40 99.63 0.29 99.93 0.04 99.96 0.04 100.00

PERCENTAGE rp

411.74 158.33 407.80 426.07 749.29 739.51 593.03 667.11 676.04 315.97 270.77 237.88 255.17 204.31 283.79 92.58 288.56 163.22 2.46 23.46 6,967.11

411.74 570.07 977.87 1,403.95 2,153.24 2,892.75 3,485.78 4,152.89 4,828.93 5,144.90 5,415.68 5,653.55 5,908.72 6,113.03 6,396.82 6,489.41 6,777.97 6,941.18 6,943.65 6,967.11

BAND

5.91 2.27 5.85 6.12 10.75 10.61 8.51 9.58 9.70 4.54 3.89 3.41 3.66 2.93 4.07 1.33 4.14 2.34 0.04 0.34

CUM.

5.91 8.18 14.04 20.15 30.91 41.52 50.03 59.61 69.31 73.85 77.73 81.15 84.81 87.74 91.81 93.14 97.29 99.63 99.66 100.00

PERCENTAGE f

4 1 3 3 0 0 0 0 1 0 1 0 0 1 0 0 0 0 0 0 14

4 5 8 11 11 11 11 11 12 12 13 13 13 14 14 14 14 14 14 14

BAND

28.57 7.14 21.43 21.43 0.00 0.00 0.00 0.00 7.14 0.00 7.14 0.00 0.00 7.14 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

28.57 35.71 57.14 78.57 78.57 78.57 78.57 78.57 85.71 85.71 92.86 92.86 92.86 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

2,205.32 50.63 402.75 209.40 0.00 0.00 0.00 0.00 1,343.83 0.00 2,456.78 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 6,678.70

2,205.32 2,255.95 2,658.70 2,868.10 2,868.10 2,868.10 2,868.10 2,868.10 4,211.93 4,211.93 6,668.71 6,668.71 6,668.71 6,678.70 6,678.70 6,678.70 6,678.70 6,678.70 6,678.70 6,678.70

BAND

33.02 0.76 6.03 3.14 0.00 0.00 0.00 0.00 20.12 0.00 36.79 0.00 0.00 0.15 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

33.02 33.78 39.81 42.94 42.94 42.94 42.94 42.94 63.07 63.07 99.85 99.85 99.85 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

535.61 31.98 98.76 49.15 0.00 0.00 0.00 0.00 198.78 0.00 907.33 0.00 0.00 4.89 0.00 0.00 0.00 0.00 0.00 0.00

535.61 395.73 271.89 204.29 133.20 99.15 82.28 69.06 87.22 81.87 123.14 117.96 112.86 109.25 104.41 102.92 98.54 96.22 96.18 95.86

95.86

Page 45 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

46 71 73 38 69 36 44 52 27 17 8 7 7 2 1 0 0 0 0 0 498

BAND

46 117 190 228 297 333 377 429 456 473 481 488 495 497 498 498 498 498 498 498

9.24 14.26 14.66 7.63 13.86 7.23 8.84 10.44 5.42 3.41 1.61 1.41 1.41 0.40 0.20 0.00 0.00 0.00 0.00 0.00

CUM.

9.24 23.49 38.15 45.78 59.64 66.87 75.70 86.14 91.57 94.98 96.59 97.99 99.40 99.80 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

9.22 23.22 53.48 47.84 157.76 105.71 174.21 317.71 207.51 134.15 45.18 65.97 100.29 20.40 30.40 0.00 0.00 0.00 0.00 0.00 1,493.03

9.22 32.44 85.92 133.76 291.51 397.22 571.43 889.14 1,096.64 1,230.80 1,275.98 1,341.94 1,442.24 1,462.64 1,493.03 1,493.03 1,493.03 1,493.03 1,493.03 1,493.03

BAND

0.62 1.56 3.58 3.20 10.57 7.08 11.67 21.28 13.90 8.99 3.03 4.42 6.72 1.37 2.04 0.00 0.00 0.00 0.00 0.00

CUM.

0.62 2.17 5.75 8.96 19.52 26.61 38.27 59.55 73.45 82.44 85.46 89.88 96.60 97.96 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 121.80 0.00 0.00 0.00 0.00 32.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 154.77

0.00 0.00 0.00 0.00 121.80 121.80 121.80 121.80 121.80 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77

BAND

0.00 0.00 0.00 0.00 78.70 0.00 0.00 0.00 0.00 21.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 78.70 78.70 78.70 78.70 78.70 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 77.21 0.00 0.00 0.00 0.00 24.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 41.78 30.66 21.31 13.70 11.11 12.57 12.13 11.53 10.73 10.58 10.37 10.37 10.37 10.37 10.37 10.37

10.37

Page 46 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

103 138 164 81 122 67 42 47 15 4 11 12 9 7 5 3 6 1 2 0 839

BAND

103 241 405 486 608 675 717 764 779 783 794 806 815 822 827 830 836 837 839 839

CUM.

12.28 12.28 16.45 28.72 19.55 48.27 9.65 57.93 14.54 72.47 7.99 80.45 5.01 85.46 5.60 91.06 1.79 92.85 0.48 93.33 1.31 94.64 1.43 96.07 1.07 97.14 0.83 97.97 0.60 98.57 0.36 98.93 0.72 99.64 0.12 99.76 0.24 100.00 0.00 100.00

PERCENTAGE rp

14.13 38.10 105.76 84.86 248.82 178.34 153.39 234.02 134.25 35.56 103.03 103.68 74.55 59.78 130.76 50.68 93.19 18.00 73.08 0.00 1,933.98

14.13 52.24 158.00 242.86 491.67 670.01 823.40 1,057.41 1,191.66 1,227.22 1,330.26 1,433.94 1,508.49 1,568.26 1,699.03 1,749.71 1,842.90 1,860.90 1,933.98 1,933.98

BAND

0.73 1.97 5.47 4.39 12.87 9.22 7.93 12.10 6.94 1.84 5.33 5.36 3.85 3.09 6.76 2.62 4.82 0.93 3.78 0.00

CUM.

0.73 2.70 8.17 12.56 25.42 34.64 42.58 54.68 61.62 63.46 68.78 74.14 78.00 81.09 87.85 90.47 95.29 96.22 100.00 100.00

PERCENTAGE f

0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 89.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 89.62

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 89.62 100.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 36.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 18.23 13.38 10.88 8.48 7.52 7.30 6.74 6.25 5.94 5.71 5.27 5.12 4.86 4.82 4.63 4.63

4.63

Page 47 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,676 8,366 9,814 5,548 4,894 2,119 1,437 1,069 713 407 403 486 369 484 319 536 491 211 203 52 45,597

7,676 16,042 25,856 31,404 36,298 38,417 39,854 40,923 41,636 42,043 42,446 42,932 43,301 43,785 44,104 44,640 45,131 45,342 45,545 45,597

BAND

CUM.

16.83 16.83 18.35 35.18 21.52 56.71 12.17 68.87 10.73 79.61 4.65 84.25 3.15 87.40 2.34 89.75 1.56 91.31 0.89 92.21 0.88 93.09 1.07 94.16 0.81 94.96 1.06 96.03 0.70 96.73 1.18 97.90 1.08 98.98 0.46 99.44 0.45 99.89 0.11 100.00

PERCENTAGE rp

3,377.14 1,494.06 3,249.53 3,251.51 4,572.88 3,038.86 2,882.15 3,088.79 2,770.50 1,966.68 1,994.10 3,062.45 3,779.69 4,464.89 4,075.58 9,187.49 11,791.45 7,052.72 9,880.90 5,130.39 90,111.77

3,377.14 4,871.20 8,120.73 11,372.24 15,945.12 18,983.98 21,866.13 24,954.92 27,725.41 29,692.09 31,686.20 34,748.65 38,528.34 42,993.23 47,068.81 56,256.30 68,047.75 75,100.47 84,981.37 90,111.77

BAND

3.75 1.66 3.61 3.61 5.07 3.37 3.20 3.43 3.07 2.18 2.21 3.40 4.19 4.95 4.52 10.20 13.09 7.83 10.97 5.69

PERCENTAGE

CUM.

3.75 5.41 9.01 12.62 17.69 21.07 24.27 27.69 30.77 32.95 35.16 38.56 42.76 47.71 52.23 62.43 75.51 83.34 94.31 100.00

21 7 10 13 13 4 7 10 7 3 7 9 16 8 6 28 26 18 12 15

21 8.75 8.75 28 2.92 11.67 38 4.17 15.83 51 5.42 21.25 64 5.42 26.67 68 1.67 28.33 75 2.92 31.25 85 4.17 35.42 92 2.92 38.33 95 1.25 39.58 102 2.92 42.50 111 3.75 46.25 127 6.67 52.92 135 3.33 56.25 141 2.50 58.75 169 11.67 70.42 195 10.83 81.25 213 7.50 88.75 225 5.00 93.75 240 6.25 100.00

240

BAND

CUM.

PERCENTAGE rp

323.42 284.76 469.93 973.91 1,411.36 1,705.48 1,226.62 821.11 5,745.71 50.63 1,252.91 1,040.51 18,407.88 3,343.23 83.96 23,653.03 1,149.48 5,510.39 806.43 7,386.52 75,647.28

323.42 608.18 1,078.11 2,052.02 3,463.39 5,168.86 6,395.48 7,216.59 12,962.30 13,012.93 14,265.84 15,306.35 33,714.23 37,057.46 37,141.42 60,794.45 61,943.93 67,454.32 68,260.75 75,647.28

BAND

CUM.

0.43 0.43 0.38 0.80 0.62 1.43 1.29 2.71 1.87 4.58 2.25 6.83 1.62 8.45 1.09 9.54 7.60 17.14 0.07 17.20 1.66 18.86 1.38 20.23 24.33 44.57 4.42 48.99 0.11 49.10 31.27 80.37 1.52 81.89 7.28 89.17 1.07 90.24 9.76 100.00

PERCENTAGE BAND

CUM

9.58 9.58 19.06 12.49 14.46 13.28 29.95 18.04 30.86 21.72 56.12 27.23 42.56 29.25 26.58 28.92 207.39 46.75 2.57 43.83 62.83 45.02 33.98 44.05 487.02 87.51 74.88 86.19 2.06 78.91 257.45 108.07 9.75 91.03 78.13 89.82 8.16 80.32 143.98 83.95 83.95

Page 48 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

273 283 325 147 157 85 71 36 22 9 7 6 7 8 3 4 5 2 1 0 1,451

273 556 881 1,028 1,185 1,270 1,341 1,377 1,399 1,408 1,415 1,421 1,428 1,436 1,439 1,443 1,448 1,450 1,451 1,451

BAND

CUM.

18.81 18.81 19.50 38.32 22.40 60.72 10.13 70.85 10.82 81.67 5.86 87.53 4.89 92.42 2.48 94.90 1.52 96.42 0.62 97.04 0.48 97.52 0.41 97.93 0.48 98.41 0.55 98.97 0.21 99.17 0.28 99.45 0.34 99.79 0.14 99.93 0.07 100.00 0.00 100.00

PERCENTAGE rp

75.60 53.22 153.00 121.12 206.54 159.93 198.41 98.33 112.13 36.38 68.26 25.68 46.32 87.57 8.83 40.20 90.69 65.86 2.43 0.00 1,650.50

75.60 128.82 281.81 402.94 609.47 769.40 967.81 1,066.14 1,178.26 1,214.65 1,282.90 1,308.58 1,354.90 1,442.47 1,451.30 1,491.50 1,582.18 1,648.05 1,650.48 1,650.48

BAND

4.58 3.22 9.27 7.34 12.51 9.69 12.02 5.96 6.79 2.20 4.14 1.56 2.81 5.31 0.53 2.44 5.49 3.99 0.15 0.00

CUM.

4.58 7.80 17.07 24.41 36.93 46.62 58.64 64.60 71.39 73.59 77.73 79.29 82.09 87.40 87.93 90.37 95.86 99.85 100.00 100.00

PERCENTAGE f

0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3

BAND

0 0 0 1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3

0.00 0.00 0.00 33.33 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 73.52 35.20 34.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 142.84

0.00 0.00 0.00 73.52 108.72 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84

BAND

0.00 0.00 0.00 51.47 24.64 23.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 51.47 76.11 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 60.70 17.04 21.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 18.25 17.84 18.57 14.76 13.40 12.12 11.76 11.13 10.92 10.54 9.90 9.84 9.58 9.03 8.67 8.65 8.65

8.65

Page 49 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

655 520 301 134 155 78 67 36 32 17 13 5 7 2 3 2 2 1 1 0 2,031

655 1,175 1,476 1,610 1,765 1,843 1,910 1,946 1,978 1,995 2,008 2,013 2,020 2,022 2,025 2,027 2,029 2,030 2,031 2,031

BAND

CUM.

32.25 32.25 25.60 57.85 14.82 72.67 6.60 79.27 7.63 86.90 3.84 90.74 3.30 94.04 1.77 95.81 1.58 97.39 0.84 98.23 0.64 98.87 0.25 99.11 0.34 99.46 0.10 99.56 0.15 99.70 0.10 99.80 0.10 99.90 0.05 99.95 0.05 100.00 0.00 100.00

PERCENTAGE rp

42.18 79.23 116.99 93.97 182.08 176.40 149.85 133.30 208.82 58.93 69.75 41.28 80.29 23.41 63.27 29.50 11.59 30.63 0.56 0.00 1,592.03

42.18 121.41 238.40 332.37 514.45 690.85 840.71 974.01 1,182.83 1,241.76 1,311.51 1,352.79 1,433.08 1,456.49 1,519.76 1,549.26 1,560.85 1,591.48 1,592.04 1,592.04

BAND

2.65 4.98 7.35 5.90 11.44 11.08 9.41 8.37 13.12 3.70 4.38 2.59 5.04 1.47 3.97 1.85 0.73 1.92 0.04 0.00

CUM.

2.65 7.63 14.97 20.88 32.31 43.39 52.81 61.18 74.30 78.00 82.38 84.97 90.02 91.49 95.46 97.31 98.04 99.96 100.00 100.00

PERCENTAGE f

1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3

BAND

1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3

33.33 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.98 11.97 5.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.31

0.98 12.96 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31

BAND

5.36 65.39 29.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

5.36 70.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

2.33 15.11 4.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

2.33 10.67 7.68 5.51 3.56 2.65 2.18 1.88 1.55 1.47 1.40 1.35 1.28 1.26 1.20 1.18 1.17 1.15 1.15 1.15

1.15

Page 50 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,234 1,570 2,074 1,476 1,462 624 373 337 137 105 64 74 55 90 45 77 77 37 48 13 9,972

1,234 2,804 4,878 6,354 7,816 8,440 8,813 9,150 9,287 9,392 9,456 9,530 9,585 9,675 9,720 9,797 9,874 9,911 9,959 9,972

BAND

CUM.

12.37 12.37 15.74 28.12 20.80 48.92 14.80 63.72 14.66 78.38 6.26 84.64 3.74 88.38 3.38 91.76 1.37 93.13 1.05 94.18 0.64 94.83 0.74 95.57 0.55 96.12 0.90 97.02 0.45 97.47 0.77 98.25 0.77 99.02 0.37 99.39 0.48 99.87 0.13 100.00

PERCENTAGE rp

816.66 280.49 988.80 1,401.16 2,222.62 1,276.90 970.37 1,355.28 547.07 552.30 526.23 618.00 568.33 893.34 441.50 1,274.39 2,028.71 1,391.64 1,535.81 190.96 19,880.56

816.66 1,097.15 2,085.95 3,487.11 5,709.73 6,986.63 7,957.00 9,312.29 9,859.36 10,411.66 10,937.89 11,555.89 12,124.23 13,017.57 13,459.07 14,733.46 16,762.18 18,153.82 19,689.63 19,880.59

BAND

4.11 1.41 4.97 7.05 11.18 6.42 4.88 6.82 2.75 2.78 2.65 3.11 2.86 4.49 2.22 6.41 10.20 7.00 7.73 0.96

CUM.

4.11 5.52 10.49 17.54 28.72 35.14 40.02 46.84 49.59 52.37 55.02 58.13 60.99 65.48 67.70 74.11 84.31 91.31 99.04 100.00

PERCENTAGE f

3 1 1 0 4 7 3 0 2 1 4 3 1 5 2 1 7 0 3 0 48

3 4 5 5 9 16 19 19 21 22 26 29 30 35 37 38 45 45 48 48

BAND

6.25 2.08 2.08 0.00 8.33 14.58 6.25 0.00 4.17 2.08 8.33 6.25 2.08 10.42 4.17 2.08 14.58 0.00 6.25 0.00

CUM.

6.25 8.33 10.42 10.42 18.75 33.33 39.58 39.58 43.75 45.83 54.17 60.42 62.50 72.92 77.08 79.17 93.75 93.75 100.00 100.00

PERCENTAGE rp

121.50 83.00 114.08 0.00 43.89 325.32 28.75 0.00 2,291.25 1.03 41.31 177.67 125.39 10,042.49 16.15 6,787.85 1,405.47 0.00 68.42 0.00 21,673.56

121.50 204.50 318.57 318.57 362.47 687.79 716.54 716.54 3,007.79 3,008.82 3,050.12 3,227.79 3,353.18 13,395.67 13,411.82 20,199.67 21,605.14 21,605.14 21,673.56 21,673.56

BAND

CUM.

0.56 0.56 0.38 0.94 0.53 1.47 0.00 1.47 0.20 1.67 1.50 3.17 0.13 3.31 0.00 3.31 10.57 13.88 0.00 13.88 0.19 14.07 0.82 14.89 0.58 15.47 46.34 61.81 0.07 61.88 31.32 93.20 6.48 99.68 0.00 99.68 0.32 100.00 0.00 100.00

PERCENTAGE BAND

14.88 29.59 11.54 0.00 1.97 25.48 2.96 0.00 418.82 0.19 7.85 28.75 22.06 1124.14 3.66 532.64 69.28 0.00 4.45 0.00

CUM

14.88 18.64 15.27 9.14 6.35 9.84 9.01 7.69 30.51 28.90 27.89 27.93 27.66 102.90 99.65 137.10 128.89 119.01 110.08 109.02

109.02

Page 51 of 204

RISK AND LOSS PROFILE 2006

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

SUM INSURED BAND

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2006

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DATA POSITION FROM

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

158,030 142,450 166,430 99,653 107,514 53,455 38,531 30,085 16,832 9,395 7,389 8,882 5,795 7,433 4,778 7,319 6,394 3,058 3,196 1,100 877,719

158,030 300,480 466,910 566,563 674,077 727,532 766,063 796,148 812,980 822,375 829,764 838,646 844,441 851,874 856,652 863,971 870,365 873,423 876,619 877,719

BAND

CUM.

18.00 18.00 16.23 34.23 18.96 53.20 11.35 64.55 12.25 76.80 6.09 82.89 4.39 87.28 3.43 90.71 1.92 92.62 1.07 93.69 0.84 94.54 1.01 95.55 0.66 96.21 0.85 97.06 0.54 97.60 0.83 98.43 0.73 99.16 0.35 99.51 0.36 99.87 0.13 100.00

PERCENTAGE rp

64,454.71 32,190.83 65,323.26 60,960.06 102,587.84 74,173.79 73,409.80 76,596.46 55,738.37 35,285.73 35,297.60 49,622.87 39,334.88 63,143.87 46,670.97 141,965.31 108,134.47 62,648.95 87,303.89 238,243.01

64,454.71 96,645.54 161,968.80 222,928.86 325,516.69 399,690.48 473,100.29 549,696.75 605,435.12 640,720.85 676,018.45 725,641.32 764,976.20 828,120.07 874,791.04 1,016,756.34 1,124,890.81 1,187,539.76 1,274,843.65 1,513,086.66

1,513,086.67

BAND

CUM.

4.26 4.26 2.13 6.39 4.32 10.70 4.03 14.73 6.78 21.51 4.90 26.42 4.85 31.27 5.06 36.33 3.68 40.01 2.33 42.35 2.33 44.68 3.28 47.96 2.60 50.56 4.17 54.73 3.08 57.81 9.38 67.20 7.15 74.34 4.14 78.48 5.77 84.25 15.75 100.00

PERCENTAGE f

820 296 468 465 662 419 348 374 221 187 134 234 169 297 192 498 516 404 607 386 7,697

820 1,116 1,584 2,049 2,711 3,130 3,478 3,852 4,073 4,260 4,394 4,628 4,797 5,094 5,286 5,784 6,300 6,704 7,311 7,697

BAND

CUM.

10.65 10.65 3.85 14.50 6.08 20.58 6.04 26.62 8.60 35.22 5.44 40.67 4.52 45.19 4.86 50.05 2.87 52.92 2.43 55.35 1.74 57.09 3.04 60.13 2.20 62.32 3.86 66.18 2.49 68.68 6.47 75.15 6.70 81.85 5.25 87.10 7.89 94.99 5.01 100.00

PERCENTAGE rp

451,743.09 451,743.09 16,475.15 468,218.24 21,880.45 490,098.69 37,573.27 527,671.96 51,321.97 578,993.93 66,933.11 645,927.04 46,725.97 692,653.01 43,013.92 735,666.93 56,022.85 791,689.78 25,688.93 817,378.71 48,913.61 866,292.32 107,937.00 974,229.32 37,055.321,011,284.64 104,985.371,116,270.01 77,338.641,193,608.66 169,314.461,362,923.12 457,148.721,820,071.84 275,711.242,095,783.08 482,249.592,578,032.68 590,424.733,168,457.41 3,168,457.39

BAND

CUM.

14.26 14.26 0.52 14.78 0.69 15.47 1.19 16.65 1.62 18.27 2.11 20.39 1.47 21.86 1.36 23.22 1.77 24.99 0.81 25.80 1.54 27.34 3.41 30.75 1.17 31.92 3.31 35.23 2.44 37.67 5.34 43.02 14.43 57.44 8.70 66.15 15.22 81.37 18.63 100.00

PERCENTAGE BAND

CUM

700.87 51.18 33.50 61.64 50.03 90.24 63.65 56.16 100.51 72.80 138.57 217.51 94.20 166.26 165.71 119.26 422.76 440.09 552.38 247.82

700.87 484.47 302.59 236.70 177.87 161.61 146.41 133.83 130.76 127.57 128.15 134.26 132.20 134.80 136.45 134.05 161.80 176.48 202.22 209.40

209.40

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.425.884.731,66,- Freq. Klaim 345 ( Data not Include Claim Fire no Policy Rp. 1.425.884.731,66 - Freq Claim 345 )

Page 52 of 204

RISK AND LOSS PROFILE 2006 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 391143 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2006

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

136,866 135,386 154,523 90,294 93,747 44,130 30,346 21,838 11,425 5,909 4,506 4,873 3,087 3,607 2,092 2,780 2,029 754 705 250 749,147

136,866 272,252 426,775 517,069 610,816 654,946 685,292 707,130 718,555 724,464 728,970 733,843 736,930 740,537 742,629 745,409 747,438 748,192 748,897 749,147

BAND

CUM.

18.27 18.27 18.07 36.34 20.63 56.97 12.05 69.02 12.51 81.53 5.89 87.43 4.05 91.48 2.92 94.39 1.53 95.92 0.79 96.71 0.60 97.31 0.65 97.96 0.41 98.37 0.48 98.85 0.28 99.13 0.37 99.50 0.27 99.77 0.10 99.87 0.09 99.97 0.03 100.00

PERCENTAGE rp

38,604.28 30,807.57 62,227.22 58,609.72 94,160.97 65,834.48 62,676.07 62,114.85 43,449.56 26,569.17 25,521.37 34,236.13 25,784.22 37,992.48 26,448.48 49,706.35 47,343.98 18,612.54 30,530.45 8,619.80 849,849.69

38,604.28 69,411.84 131,639.06 190,248.79 284,409.76 350,244.23 412,920.30 475,035.15 518,484.71 545,053.88 570,575.25 604,811.38 630,595.60 668,588.08 695,036.56 744,742.91 792,086.89 810,699.43 841,229.87 849,849.68

BAND

4.54 3.63 7.32 6.90 11.08 7.75 7.37 7.31 5.11 3.13 3.00 4.03 3.03 4.47 3.11 5.85 5.57 2.19 3.59 1.01

CUM.

4.54 8.17 15.49 22.39 33.47 41.21 48.59 55.90 61.01 64.14 67.14 71.17 74.20 78.67 81.78 87.63 93.20 95.39 98.99 100.00

PERCENTAGE f

351 213 242 246 289 177 157 176 94 55 62 115 62 124 57 149 142 85 112 44 2,952

351 564 806 1,052 1,341 1,518 1,675 1,851 1,945 2,000 2,062 2,177 2,239 2,363 2,420 2,569 2,711 2,796 2,908 2,952

BAND

CUM.

11.89 11.89 7.22 19.11 8.20 27.30 8.33 35.64 9.79 45.43 6.00 51.42 5.32 56.74 5.96 62.70 3.18 65.89 1.86 67.75 2.10 69.85 3.90 73.75 2.10 75.85 4.20 80.05 1.93 81.98 5.05 87.03 4.81 91.84 2.88 94.72 3.79 98.51 1.49 100.00

PERCENTAGE rp

169,611.97 169,611.97 14,594.72 184,206.69 14,392.03 198,598.72 29,030.52 227,629.24 25,890.34 253,519.59 53,808.16 307,327.75 32,835.87 340,163.62 24,661.26 364,824.88 19,870.47 384,695.35 10,314.37 395,009.72 20,098.30 415,108.03 27,795.21 442,903.23 22,206.34 465,109.58 53,520.62 518,630.19 25,266.77 543,896.97 50,215.08 594,112.05 165,434.34 759,546.39 44,245.17 803,791.56 33,233.54 837,025.10 196,855.19 1,033,880.29 1,033,880.27

BAND

16.41 1.41 1.39 2.81 2.50 5.20 3.18 2.39 1.92 1.00 1.94 2.69 2.15 5.18 2.44 4.86 16.00 4.28 3.21 19.04

CUM.

16.41 17.82 19.21 22.02 24.52 29.73 32.90 35.29 37.21 38.21 40.15 42.84 44.99 50.16 52.61 57.46 73.47 77.75 80.96 100.00

PERCENTAGE BAND

439.36 47.37 23.13 49.53 27.50 81.73 52.39 39.70 45.73 38.82 78.75 81.19 86.12 140.87 95.53 101.02 349.43 237.72 108.85 2283.75

CUM

439.36 265.38 150.87 119.65 89.14 87.75 82.38 76.80 74.20 72.47 72.75 73.23 73.76 77.57 78.25 79.77 95.89 99.15 99.50 121.65

121.65

Page 53 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2006

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14,486 4,820 8,096 6,802 9,725 6,591 5,835 5,747 3,667 2,309 1,854 2,504 1,721 2,500 1,611 2,855 2,677 1,414 1,442 456 87,112

14,486 19,306 27,402 34,204 43,929 50,520 56,355 62,102 65,769 68,078 69,932 72,436 74,157 76,657 78,268 81,123 83,800 85,214 86,656 87,112

BAND

CUM.

16.63 16.63 5.53 22.16 9.29 31.46 7.81 39.26 11.16 50.43 7.57 57.99 6.70 64.69 6.60 71.29 4.21 75.50 2.65 78.15 2.13 80.28 2.87 83.15 1.98 85.13 2.87 88.00 1.85 89.85 3.28 93.12 3.07 96.20 1.62 97.82 1.66 99.48 0.52 100.00

PERCENTAGE rp

15,012.11 1,013.09 2,334.61 1,460.31 6,528.45 6,267.47 8,643.37 11,291.76 9,333.92 8,229.42 7,499.94 10,908.47 10,186.25 19,349.95 14,915.89 37,497.05 39,656.37 29,934.50 35,687.81 163,425.90 439,176.64

15,012.11 16,025.20 18,359.81 19,820.12 26,348.57 32,616.04 41,259.42 52,551.17 61,885.09 70,114.51 77,614.45 88,522.92 98,709.17 118,059.13 132,975.02 170,472.06 210,128.43 240,062.93 275,750.75 439,176.64

BAND

CUM.

3.42 3.42 0.23 3.65 0.53 4.18 0.33 4.51 1.49 6.00 1.43 7.43 1.97 9.39 2.57 11.97 2.13 14.09 1.87 15.96 1.71 17.67 2.48 20.16 2.32 22.48 4.41 26.88 3.40 30.28 8.54 38.82 9.03 47.85 6.82 54.66 8.13 62.79 37.21 100.00

PERCENTAGE f

452 79 220 214 366 237 187 189 123 128 69 116 102 161 126 340 362 305 479 336 4,591

452 531 751 965 1,331 1,568 1,755 1,944 2,067 2,195 2,264 2,380 2,482 2,643 2,769 3,109 3,471 3,776 4,255 4,591

BAND

CUM.

9.85 1.72 4.79 4.66 7.97 5.16 4.07 4.12 2.68 2.79 1.50 2.53 2.22 3.51 2.74 7.41 7.88 6.64 10.43 7.32

9.85 11.57 16.36 21.02 28.99 34.15 38.23 42.34 45.02 47.81 49.31 51.84 54.06 57.57 60.31 67.72 75.60 82.25 92.68 100.00

PERCENTAGE rp

278,268.13 1,849.79 6,254.25 7,876.45 25,232.76 12,656.02 13,814.41 18,051.11 36,066.34 15,257.59 28,493.40 79,832.39 14,748.02 49,704.86 50,732.00 118,217.47 290,718.27 226,016.57 424,113.73 392,618.97 2,090,522.53

278,268.13 280,117.92 286,372.17 294,248.62 319,481.37 332,137.39 345,951.81 364,002.92 400,069.25 415,326.84 443,820.25 523,652.64 538,400.66 588,105.51 638,837.52 757,054.98 1,047,773.26 1,273,789.83 1,697,903.56 2,090,522.53

BAND

CUM.

PERCENTAGE BAND

CUM

13.31 13.31 1853.62 1853.62 0.09 13.40 182.59 1747.98 0.30 13.70 267.89 1559.78 0.38 14.08 539.37 1484.60 1.21 15.28 386.50 1212.52 0.61 15.89 201.93 1018.33 0.66 16.55 159.83 838.48 0.86 17.41 159.86 692.66 1.73 19.14 386.40 646.47 0.73 19.87 185.40 592.36 1.36 21.23 379.92 571.83 3.82 25.05 731.84 591.54 0.71 25.75 144.78 545.44 2.38 28.13 256.87 498.14 2.43 30.56 340.12 480.42 5.65 36.21 315.27 444.09 13.91 50.12 733.09 498.63 10.81 60.93 755.04 530.61 20.29 81.22 1188.40 615.74 18.78 100.00 240.24 476.01 476.01

Page 54 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2006

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

24 8 10 7 10 7 7 9 10 7 7 227 13 17 28 58 63 26 41 10

24 32 42 49 59 66 73 82 92 99 106 333 346 363 391 449 512 538 579 589

589

BAND

CUM.

4.07 4.07 1.36 5.43 1.70 7.13 1.19 8.32 1.70 10.02 1.19 11.21 1.19 12.39 1.53 13.92 1.70 15.62 1.19 16.81 1.19 18.00 38.54 56.54 2.21 58.74 2.89 61.63 4.75 66.38 9.85 76.23 10.70 86.93 4.41 91.34 6.96 98.30 1.70 100.00

PERCENTAGE rp

78.43 1.37 2.92 87.80 5.62 5.89 -116.3 7.88 20.53 20.72 16.60 979.29 72.90 -64.97 -167.51 189.63 734.76 47.40 1,117.73 79.00 3,119.69

78.43 79.80 82.72 170.52 176.14 182.03 65.73 73.61 94.13 114.85 131.45 1,110.74 1,183.64 1,118.67 951.15 1,140.78 1,875.54 1,922.94 3,040.66 3,119.66

BAND

2.51 0.04 0.09 2.81 0.18 0.19 -3.73 0.25 0.66 0.66 0.53 31.39 2.34 -2.08 -5.37 6.08 23.55 1.52 35.83 2.53

CUM.

2.51 2.56 2.65 5.47 5.65 5.84 2.11 2.36 3.02 3.68 4.21 35.60 37.94 35.86 30.49 36.57 60.12 61.64 97.47 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5 0 3 9 3 20

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5 5 8 17 20

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 25.00 0.00 25.00 15.00 40.00 45.00 85.00 15.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 393.05 0.00 1,109.11 19,855.79 616.40 21,974.35

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 393.05 393.05 1,502.16 21,357.95 21,974.35

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.79 0.00 5.05 90.36 2.81

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.79 1.79 6.84 97.19 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 207.28 0.00 2339.85 1776.45 780.29

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.45 20.96 78.12 702.41 704.38

704.38

Page 55 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

SUM INSURED BAND

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2006

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DATA POSITION FROM

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,654 2,236 3,801 2,550 4,032 2,727 2,343 2,491 1,730 1,170 1,022 1,278 974 1,309 1,047 1,626 1,625 864 1,008 384 40,871

6,654 8,890 12,691 15,241 19,273 22,000 24,343 26,834 28,564 29,734 30,756 32,034 33,008 34,317 35,364 36,990 38,615 39,479 40,487 40,871

BAND

CUM.

16.28 16.28 5.47 21.75 9.30 31.05 6.24 37.29 9.87 47.16 6.67 53.83 5.73 59.56 6.09 65.66 4.23 69.89 2.86 72.75 2.50 75.25 3.13 78.38 2.38 80.76 3.20 83.96 2.56 86.53 3.98 90.50 3.98 94.48 2.11 96.59 2.47 99.06 0.94 100.00

PERCENTAGE rp

10,759.89 368.80 758.51 802.23 1,892.79 2,065.95 2,206.66 3,181.98 2,934.36 466.42 2,259.70 3,498.97 3,291.50 5,866.41 5,474.11 54,572.29 20,399.36 14,054.51 19,967.91 66,118.31 220,940.66

10,759.89 11,128.69 11,887.21 12,689.43 14,582.22 16,648.18 18,854.84 22,036.82 24,971.18 25,437.61 27,697.31 31,196.28 34,487.78 40,354.19 45,828.30 100,400.59 120,799.96 134,854.46 154,822.37 220,940.68

BAND

4.87 0.17 0.34 0.36 0.86 0.94 1.00 1.44 1.33 0.21 1.02 1.58 1.49 2.66 2.48 24.70 9.23 6.36 9.04 29.93

CUM.

4.87 5.04 5.38 5.74 6.60 7.54 8.53 9.97 11.30 11.51 12.54 14.12 15.61 18.26 20.74 45.44 54.68 61.04 70.07 100.00

PERCENTAGE f

17 4 6 5 7 5 4 9 4 4 3 3 5 12 9 4 12 11 7 3 134

17 21 27 32 39 44 48 57 61 65 68 71 76 88 97 101 113 124 131 134

BAND

CUM.

12.69 12.69 2.99 15.67 4.48 20.15 3.73 23.88 5.22 29.10 3.73 32.84 2.99 35.82 6.72 42.54 2.99 45.52 2.99 48.51 2.24 50.75 2.24 52.99 3.73 56.72 8.96 65.67 6.72 72.39 2.99 75.37 8.96 84.33 8.21 92.54 5.22 97.76 2.24 100.00

PERCENTAGE rp

3,862.99 30.64 1,234.17 666.30 198.87 468.93 75.69 301.55 86.04 116.96 321.90 309.41 100.96 1,759.90 1,339.87 488.86 996.11 4,340.39 5,046.53 334.18 22,080.25

3,862.99 3,893.63 5,127.80 5,794.09 5,992.97 6,461.90 6,537.58 6,839.13 6,925.18 7,042.14 7,364.04 7,673.45 7,774.41 9,534.31 10,874.17 11,363.04 12,359.15 16,699.53 21,746.06 22,080.24

BAND

CUM.

17.50 17.50 0.14 17.63 5.59 23.22 3.02 26.24 0.90 27.14 2.12 29.27 0.34 29.61 1.37 30.97 0.39 31.36 0.53 31.89 1.46 33.35 1.40 34.75 0.46 35.21 7.97 43.18 6.07 49.25 2.21 51.46 4.51 55.97 19.66 75.63 22.86 98.49 1.51 100.00

PERCENTAGE BAND

CUM

35.90 8.31 162.71 83.06 10.51 22.70 3.43 9.48 2.93 25.08 14.25 8.84 3.07 30.00 24.48 0.90 4.88 30.88 25.27 0.51

35.90 34.99 43.14 45.66 41.10 38.81 34.67 31.04 27.73 27.68 26.59 24.60 22.54 23.63 23.73 11.32 10.23 12.38 14.05 9.99

9.99

Page 56 of 204

RISK AND LOSS PROFILE 2006 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

192 28 48 31 59 32 38 33 28 24 20 38 30 35 32 55 85 56 73 56 993

192 220 268 299 358 390 428 461 489 513 533 571 601 636 668 723 808 864 937 993

BAND

CUM.

19.34 19.34 2.82 22.16 4.83 26.99 3.12 30.11 5.94 36.05 3.22 39.27 3.83 43.10 3.32 46.42 2.82 49.24 2.42 51.66 2.01 53.68 3.83 57.50 3.02 60.52 3.52 64.05 3.22 67.27 5.54 72.81 8.56 81.37 5.64 87.01 7.35 94.36 5.64 100.00

PERCENTAGE rp

758.72 5.09 13.38 136.74 41.65 28.76 64.13 84.57 58.59 54.70 103.99 168.23 154.62 222.28 262.40 1,003.87 1,657.49 815.94 1,321.57 1,641.02 8,597.75

758.72 763.81 777.19 913.93 955.58 984.34 1,048.47 1,133.04 1,191.63 1,246.33 1,350.32 1,518.55 1,673.17 1,895.46 2,157.85 3,161.72 4,819.22 5,635.16 6,956.73 8,597.75

BAND

8.82 0.06 0.16 1.59 0.48 0.33 0.75 0.98 0.68 0.64 1.21 1.96 1.80 2.59 3.05 11.68 19.28 9.49 15.37 19.09

PERCENTAGE

CUM.

8.82 8.88 9.04 10.63 11.11 11.45 12.19 13.18 13.86 14.50 15.71 17.66 19.46 22.05 25.10 36.77 56.05 65.54 80.91 100.00

19 0 0 0 0 0 0 0 0 1 0 0 0 1 3 5 8 3 6 23

19 27.54 27.54 19 0.00 27.54 19 0.00 27.54 19 0.00 27.54 19 0.00 27.54 19 0.00 27.54 19 0.00 27.54 19 0.00 27.54 19 0.00 27.54 20 1.45 28.99 20 0.00 28.99 20 0.00 28.99 20 0.00 28.99 21 1.45 30.43 24 4.35 34.78 29 7.25 42.03 37 11.59 53.62 40 4.35 57.97 46 8.70 66.67 69 33.33 100.00

BAND

CUM.

PERCENTAGE rp

16,739.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 851.63 0.00 0.00 0.00 107.19 979.09 5,292.83 42,233.76 2,744.98 2,189.83 7,321.07 78,459.53

16,739.16 16,739.16 16,739.16 16,739.16 16,739.16 16,739.16 16,739.16 16,739.16 16,739.16 17,590.79 17,590.79 17,590.79 17,590.79 17,697.97 18,677.07 23,969.90 66,203.66 68,948.63 71,138.47 78,459.53

BAND

CUM.

21.33 21.33 0.00 21.33 0.00 21.33 0.00 21.33 0.00 21.33 0.00 21.33 0.00 21.33 0.00 21.33 0.00 21.33 1.09 22.42 0.00 22.42 0.00 22.42 0.00 22.42 0.14 22.56 1.25 23.80 6.75 30.55 53.83 84.38 3.50 87.88 2.79 90.67 9.33 100.00

PERCENTAGE BAND

2206.24 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1556.96 0.00 0.00 0.00 48.22 373.14 527.24 2548.05 336.42 165.70 446.13

CUM

2206.24 2191.54 2153.81 1831.56 1751.73 1700.55 1596.53 1477.37 1404.73 1411.41 1302.71 1158.39 1051.34 933.71 865.54 758.13 1373.74 1223.54 1022.59 912.56

912.56

Page 57 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2008

DATE

15/02/2009

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

240 80 124 89 109 79 91 76 54 51 52 72 51 75 69 112 163 73 104 47 1,811

240 320 444 533 642 721 812 888 942 993 1,045 1,117 1,168 1,243 1,312 1,424 1,587 1,660 1,764 1,811

BAND

CUM.

13.2 13.25 4.42 17.67 6.85 24.52 4.91 29.43 6.02 35.45 4.36 39.81 5.02 44.84 4.20 49.03 2.98 52.02 2.82 54.83 2.87 57.70 3.98 61.68 2.82 64.49 4.14 68.64 3.81 72.45 6.18 78.63 9.00 87.63 4.03 91.66 5.74 97.40 2.60 100.00

PERCENTAGE rp

539.02 19.81 38.95 41.15 100.58 88.00 137.29 166.90 121.12 153.43 184.62 237.53 195.92 372.26 490.50 1,092.32 1,674.65 831.12 1,503.78 1,029.22 9,018.14

539.02 558.83 597.77 638.92 739.50 827.50 964.79 1,131.69 1,252.81 1,406.23 1,590.85 1,828.38 2,024.30 2,396.56 2,887.06 3,979.38 5,654.03 6,485.15 7,988.93 9,018.14

BAND

5.98 0.22 0.43 0.46 1.12 0.98 1.52 1.85 1.34 1.70 2.05 2.63 2.17 4.13 5.44 12.11 18.57 9.22 16.68 11.41

PERCENTAGE

CUM.

5.98 6.20 6.63 7.08 8.20 9.18 10.70 12.55 13.89 15.59 17.64 20.27 22.45 26.57 32.01 44.13 62.70 71.91 88.59 100.00

15 0 0 1 0 0 1 1 1 0 3 2 1 10 0 7 10 7 10 16 85

15 15 15 16 16 16 17 18 19 19 22 24 25 35 35 42 52 59 69 85

BAND

CUM.

17.65 17.65 0.00 17.65 0.00 17.65 1.18 18.82 0.00 18.82 0.00 18.82 1.18 20.00 1.18 21.18 1.18 22.35 0.00 22.35 3.53 25.88 2.35 28.24 1.18 29.41 11.76 41.18 0.00 41.18 8.24 49.41 11.76 61.18 8.24 69.41 11.76 81.18 18.82 100.00

PERCENTAGE rp

12,910.86 0.00 0.00 2.02 0.00 0.00 4.34 42.00 1.29 0.00 21.36 66.25 12.35 10,900.75 0.00 1,465.07 1,656.31 14,822.94 7,753.00 11,924.29 61,582.83

12,910.86 12,910.86 12,910.86 12,912.88 12,912.88 12,912.88 12,917.22 12,959.22 12,960.50 12,960.50 12,981.86 13,048.12 13,060.47 23,961.21 23,961.21 25,426.29 27,082.60 41,905.54 49,658.54 61,582.83

BAND

20.97 0.00 0.00 0.00 0.00 0.00 0.01 0.07 0.00 0.00 0.03 0.11 0.02 17.70 0.00 2.38 2.69 24.07 12.59 19.36

CUM.

20.97 20.97 20.97 20.97 20.97 20.97 20.98 21.04 21.05 21.05 21.08 21.19 21.21 38.91 38.91 41.29 43.98 68.05 80.64 100.00

PERCENTAGE BAND

2395.24 0.00 0.00 4.91 0.00 0.00 3.16 25.16 1.06 0.00 11.57 27.89 6.31 2928.28 0.00 134.12 98.90 1783.48 515.57 1158.58

CUM

2395.24 2310.35 2159.82 2021.04 1746.17 1560.47 1338.87 1145.12 1034.52 921.65 816.03 713.65 645.19 999.82 829.95 638.95 479.00 646.18 621.59 682.88

682.88

Page 58 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2008

DATE

15/02/2009

Metals

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

731 302 429 332 514 423 390 496 334 258 211 301 263 392 268 548 570 371 359 127 7,619

731 1,033 1,462 1,794 2,308 2,731 3,121 3,617 3,951 4,209 4,420 4,721 4,984 5,376 5,644 6,192 6,762 7,133 7,492 7,619

BAND

CUM.

9.59 9.59 3.96 13.56 5.63 19.19 4.36 23.55 6.75 30.29 5.55 35.84 5.12 40.96 6.51 47.47 4.38 51.86 3.39 55.24 2.77 58.01 3.95 61.96 3.45 65.42 5.15 70.56 3.52 74.08 7.19 81.27 7.48 88.75 4.87 93.62 4.71 98.33 1.67 100.00

PERCENTAGE rp

2,869.41 100.82 196.03 169.45 413.83 407.21 575.02 902.17 859.00 818.02 902.50 1,349.99 1,351.89 2,491.15 2,301.70 5,880.79 7,820.67 5,230.02 7,018.93 1,714.48 43,373.08

2,869.41 2,970.23 3,166.26 3,335.71 3,749.54 4,156.75 4,731.78 5,633.94 6,492.95 7,310.97 8,213.47 9,563.46 10,915.35 13,406.49 15,708.20 21,588.98 29,409.66 34,639.68 41,658.61 43,373.08

BAND

6.62 0.23 0.45 0.39 0.95 0.94 1.33 2.08 1.98 1.89 2.08 3.11 3.12 5.74 5.31 13.56 18.03 12.06 16.18 3.95

PERCENTAGE

CUM.

6.62 6.85 7.30 7.69 8.64 9.58 10.91 12.99 14.97 16.86 18.94 22.05 25.17 30.91 36.22 49.78 67.81 79.86 96.05 100.00

43 2 1 3 0 0 4 2 1 6 4 7 4 13 7 26 34 38 67 24 286

43 45 46 49 49 49 53 55 56 62 66 73 77 90 97 123 157 195 262 286

BAND

CUM.

15.03 15.03 0.70 15.73 0.35 16.08 1.05 17.13 0.00 17.13 0.00 17.13 1.40 18.53 0.70 19.23 0.35 19.58 2.10 21.68 1.40 23.08 2.45 25.52 1.40 26.92 4.55 31.47 2.45 33.92 9.09 43.01 11.89 54.90 13.29 68.18 23.43 91.61 8.39 100.00

PERCENTAGE rp

75,507.09 242.33 58.35 1,146.84 0.00 0.00 520.25 130.79 15.56 66.66 2,050.94 2,283.81 384.59 -1,056.43 1,974.97 4,121.63 31,418.54 32,738.97 125,440.85 32,596.64 309,642.39

75,507.09 75,749.43 75,807.78 76,954.61 76,954.61 76,954.61 77,474.86 77,605.66 77,621.22 77,687.87 79,738.81 82,022.62 82,407.21 81,350.78 83,325.75 87,447.39 118,865.93 151,604.89 277,045.75 309,642.39

BAND

24.39 0.08 0.02 0.37 0.00 0.00 0.17 0.04 0.01 0.02 0.66 0.74 0.12 -0.34 0.64 1.33 10.15 10.57 40.51 10.53

PERCENTAGE

CUM.

BAND

24.39 24.46 24.48 24.85 24.85 24.85 25.02 25.06 25.07 25.09 25.75 26.49 26.61 26.27 26.91 28.24 38.39 48.96 89.47 100.00

2631.45 240.36 29.77 676.79 0.00 0.00 90.47 14.50 1.81 8.15 227.25 169.17 28.45 -42.41 85.80 70.09 401.74 625.98 1787.18 1901.26

CUM

2631.45 2550.29 2394.24 2306.99 2052.37 1851.32 1637.33 1377.47 1195.47 1062.62 970.83 857.67 754.97 606.80 530.46 405.06 404.17 437.66 665.04 713.90

713.90

Page 59 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2008

DATE

15/02/2009

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

973 270 392 618 723 589 579 704 470 389 390 438 357 529 403 663 654 291 350 166 9,948

973 1,243 1,635 2,253 2,976 3,565 4,144 4,848 5,318 5,707 6,097 6,535 6,892 7,421 7,824 8,487 9,141 9,432 9,782 9,948

BAND

CUM.

9.78 9.78 2.71 12.49 3.94 16.44 6.21 22.65 7.27 29.92 5.92 35.84 5.82 41.66 7.08 48.73 4.72 53.46 3.91 57.37 3.92 61.29 4.40 65.69 3.59 69.28 5.32 74.60 4.05 78.65 6.66 85.31 6.57 91.89 2.93 94.81 3.52 98.33 1.67 100.00

PERCENTAGE rp

3,872.32 123.65 281.11 456.77 1,052.81 1,232.15 1,417.76 2,691.79 1,913.62 1,560.34 2,002.52 2,715.86 2,496.31 5,131.30 4,490.95 9,694.06 11,768.92 6,580.54 9,137.17 15,204.92 83,824.86

3,872.32 3,995.97 4,277.09 4,733.86 5,786.67 7,018.82 8,436.57 11,128.37 13,041.99 14,602.32 16,604.84 19,320.70 21,817.00 26,948.31 31,439.26 41,133.31 52,902.23 59,482.77 68,619.94 83,824.86

BAND

4.62 0.15 0.34 0.54 1.26 1.47 1.69 3.21 2.28 1.86 2.39 3.24 2.98 6.12 5.36 11.56 14.04 7.85 10.90 18.14

CUM.

4.62 4.77 5.10 5.65 6.90 8.37 10.06 13.28 15.56 17.42 19.81 23.05 26.03 32.15 37.51 49.07 63.11 70.96 81.86 100.00

PERCENTAGE f

39 1 3 6 11 10 8 11 22 10 13 15 10 20 19 51 55 23 31 7 365

39 40 43 49 60 70 78 89 111 121 134 149 159 179 198 249 304 327 358 365

BAND

CUM.

10.68 10.68 0.27 10.96 0.82 11.78 1.64 13.42 3.01 16.44 2.74 19.18 2.19 21.37 3.01 24.38 6.03 30.41 2.74 33.15 3.56 36.71 4.11 40.82 2.74 43.56 5.48 49.04 5.21 54.25 13.97 68.22 15.07 83.29 6.30 89.59 8.49 98.08 1.92 100.00

PERCENTAGE rp

69,191.27 20.56 99.66 749.16 346.81 447.28 1,535.69 2,220.71 3,287.36 2,645.96 4,725.77 4,373.58 4,973.75 11,552.47 5,836.76 44,347.30 77,047.93 13,857.86 77,775.94 46,411.11 371,446.92

69,191.27 69,211.83 69,311.49 70,060.65 70,407.46 70,854.74 72,390.43 74,611.13 77,898.49 80,544.46 85,270.23 89,643.81 94,617.55 106,170.02 112,006.78 156,354.07 233,402.01 247,259.87 325,035.81 371,446.92

BAND

18.63 0.01 0.03 0.20 0.09 0.12 0.41 0.60 0.89 0.71 1.27 1.18 1.34 3.11 1.57 11.94 20.74 3.73 20.94 12.49

CUM.

18.63 18.63 18.66 18.86 18.95 19.08 19.49 20.09 20.97 21.68 22.96 24.13 25.47 28.58 30.15 42.09 62.84 66.57 87.51 100.00

PERCENTAGE BAND

1786.82 16.63 35.45 164.01 32.94 36.30 108.32 82.50 171.79 169.58 235.99 161.04 199.24 225.14 129.97 457.47 654.67 210.59 851.20 305.24

CUM

1786.82 1732.04 1620.53 1479.99 1216.72 1009.50 858.05 670.46 597.29 551.59 513.53 463.98 433.69 393.98 356.26 380.12 441.20 415.68 473.68 443.12

443.12

Page 60 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2008

DATE

15/02/2009

Textiles

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,158 901 1,644 1,336 1,655 1,069 861 729 522 337 299 363 271 348 251 502 490 280 304 121 13,44

1,158 2,059 3,703 5,039 6,694 7,763 8,624 9,353 9,875 10,212 10,511 10,874 11,145 11,493 11,744 12,246 12,736 13,016 13,320 13,441

BAND

8.62 6.70 12.2 9.94 12.3 7.95 6.41 5.42 3.88 2.51 2.22 2.70 2.02 2.59 1.87 3.73 3.65 2.08 2.26 0.90

CUM.

8.62 15.32 27.55 37.49 49.80 57.76 64.16 69.59 73.47 75.98 78.20 80.90 82.92 85.51 87.37 91.11 94.75 96.84 99.10 100.0

PERCENTAGE rp

2,766.25 370.63 1,012.23 1,245.48 2,275.08 2,041.22 2,159.84 2,425.71 2,122.94 1,538.87 1,515.34 2,316.10 1,784.40 2,976.49 2,608.75 6,979.57 9,412.83 6,132.16 6,984.94 2,817.26 61,486.10

BAND

CUM.

2,766.25 4.50 4.50 3,136.89 0.60 5.10 4,149.11 1.65 6.75 5,394.60 2.03 8.77 7,669.67 3.70 12.47 9,710.89 3.32 15.79 11,870.74 3.51 19.31 14,296.44 3.95 23.25 16,419.38 3.45 26.70 17,958.25 2.50 29.21 19,473.59 2.46 31.67 21,789.69 3.77 35.44 23,574.09 2.90 38.34 26,550.58 4.84 43.18 29,159.33 4.24 47.42 36,138.90 11.35 58.78 45,551.74 15.31 74.08 51,683.90 9.97 84.06 58,668.84 11.36 95.42 61,486.10 4.58 100.00

PERCENTAGE f

40 1 10 6 5 3 15 10 9 4 9 18 11 28 21 45 93 80 48 18 474

40 41 51 57 62 65 80 90 99 103 112 130 141 169 190 235 328 408 456 474

BAND

CUM.

8.44 0.21 2.11 1.27 1.05 0.63 3.16 2.11 1.90 0.84 1.90 3.80 2.32 5.91 4.43 9.49 19.62 16.88 10.13 3.80

8.44 8.65 10.76 12.03 13.08 13.71 16.88 18.99 20.89 21.73 23.63 27.43 29.75 35.65 40.08 49.58 69.20 86.08 96.20 100.00

PERCENTAGE rp

142,018.72 69.31 816.64 567.52 4,676.27 367.55 1,208.65 2,079.65 6,964.70 904.98 1,535.40 57,492.54 4,017.51 18,309.69 5,426.49 12,004.08 47,009.63 24,637.97 49,328.38 171,432.71 550,868.39

BAND

142,018.72 25.78 142,088.02 0.01 142,904.66 0.15 143,472.18 0.10 148,148.45 0.85 148,516.00 0.07 149,724.64 0.22 151,804.29 0.38 158,768.99 1.26 159,673.97 0.16 161,209.37 0.28 218,701.92 10.44 222,719.43 0.73 241,029.12 3.32 246,455.61 0.99 258,459.70 2.18 305,469.33 8.53 330,107.30 4.47 379,435.68 8.95 550,868.39 31.12

CUM.

PERCENTAGE BAND

CUM

25.78 5133.97 5133.97 25.79 18.70 4529.59 25.94 80.68 3444.22 26.04 45.57 2659.55 26.89 205.54 1931.61 26.96 18.01 1529.38 27.18 55.96 1261.29 27.56 85.73 1061.83 28.82 328.07 966.96 28.99 58.81 889.14 29.26 101.32 827.84 39.70 2482.30 1003.69 40.43 225.15 944.76 43.75 615.14 907.81 44.74 208.01 845.20 46.92 171.99 715.18 55.45 499.42 670.60 59.92 401.78 638.70 68.88 706.21 646.74 100.00 6085.08 895.92 895.92

Page 61 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2008

DATE

15/02/2009

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

823 612 898 671 969 677 541 615 453 303 251 321 248 361 252 457 370 203 196 38 9,259

823 1,435 2,333 3,004 3,973 4,650 5,191 5,806 6,259 6,562 6,813 7,134 7,382 7,743 7,995 8,452 8,822 9,025 9,221 9,259

BAND

CUM.

8.89 8.89 6.61 15.50 9.70 25.20 7.25 32.44 10.47 42.91 7.31 50.22 5.84 56.06 6.64 62.71 4.89 67.60 3.27 70.87 2.71 73.58 3.47 77.05 2.68 79.73 3.90 83.63 2.72 86.35 4.94 91.28 4.00 95.28 2.19 97.47 2.12 99.59 0.41 100.00

PERCENTAGE rp

3,001.18 206.79 578.84 676.11 1,516.24 1,425.77 1,514.21 2,298.02 2,106.65 1,679.58 1,642.11 2,806.00 2,289.90 3,913.08 3,446.19 8,688.57 8,961.44 3,921.23 6,077.57 641.20 57,390.68

3,001.18 3,207.97 3,786.81 4,462.92 5,979.15 7,404.93 8,919.14 11,217.16 13,323.81 15,003.39 16,645.51 19,451.50 21,741.40 25,654.48 29,100.67 37,789.24 46,750.68 50,671.91 56,749.48 57,390.68

BAND

5.23 0.36 1.01 1.18 2.64 2.48 2.64 4.00 3.67 2.93 2.86 4.89 3.99 6.82 6.00 15.14 15.61 6.83 10.59 1.12

CUM.

5.23 5.59 6.60 7.78 10.42 12.90 15.54 19.55 23.22 26.14 29.00 33.89 37.88 44.70 50.71 65.85 81.46 88.29 98.88 100.00

PERCENTAGE f

30 5 2 4 23 15 3 5 6 7 12 15 11 24 16 31 35 27 16 12 299

BAND

CUM.

30 35 37 41 64 79 82 87 93 100 112 127 138 162 178 209 244 271 287 299

10.03 10.03 1.67 11.71 0.67 12.37 1.34 13.71 7.69 21.40 5.02 26.42 1.00 27.42 1.67 29.10 2.01 31.10 2.34 33.44 4.01 37.46 5.02 42.47 3.68 46.15 8.03 54.18 5.35 59.53 10.37 69.90 11.71 81.61 9.03 90.64 5.35 95.99 4.01 100.00

PERCENTAGE rp

7,202.87 121.82 8.97 1,476.60 4,770.42 830.19 591.11 2,108.13 2,145.22 1,177.19 16,784.07 8,342.26 1,834.74 6,446.07 5,499.38 19,184.09 64,589.61 25,265.67 3,314.10 19,849.41 191,541.91

7,202.87 7,324.69 7,333.66 8,810.26 13,580.68 14,410.87 15,001.97 17,110.10 19,255.33 20,432.51 37,216.58 45,558.84 47,393.58 53,839.65 59,339.02 78,523.12 143,112.72 168,378.40 171,692.49 191,541.91

BAND

3.76 0.06 0.00 0.77 2.49 0.43 0.31 1.10 1.12 0.61 8.76 4.36 0.96 3.37 2.87 10.02 33.72 13.19 1.73 10.36

CUM.

3.76 3.82 3.83 4.60 7.09 7.52 7.83 8.93 10.05 10.67 19.43 23.79 24.74 28.11 30.98 41.00 74.72 87.91 89.64 100.00

PERCENTAGE BAND

240.00 58.91 1.55 218.40 314.62 58.23 39.04 91.74 101.83 70.09 1022.10 297.30 80.12 164.73 159.58 220.80 720.75 644.33 54.53 3095.66

CUM

240.00 228.33 193.66 197.41 227.13 194.61 168.20 152.54 144.52 136.19 223.58 234.22 217.99 209.86 203.91 207.79 306.12 332.29 302.54 333.75

333.75

Page 62 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2008

DATE

15/02/2009

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,028 726 765 521 653 434 384 464 288 203 202 289 192 295 199 312 306 163 140 18 7,582

1,028 1,754 2,519 3,040 3,693 4,127 4,511 4,975 5,263 5,466 5,668 5,957 6,149 6,444 6,643 6,955 7,261 7,424 7,564 7,582

BAND

CUM.

13.56 13.56 9.58 23.13 10.09 33.22 6.87 40.09 8.61 48.71 5.72 54.43 5.06 59.50 6.12 65.62 3.80 69.41 2.68 72.09 2.66 74.76 3.81 78.57 2.53 81.10 3.89 84.99 2.62 87.62 4.12 91.73 4.04 95.77 2.15 97.92 1.85 99.76 0.24 100.00

PERCENTAGE rp

2,444.99 577.06 1,053.32 1,002.06 1,803.74 1,820.59 1,881.83 3,117.37 2,488.14 2,015.96 2,552.59 3,643.66 3,365.94 7,530.47 4,685.33 10,680.54 11,218.57 6,785.43 8,425.96 593.62 77,687.19

2,444.99 3,022.05 4,075.37 5,077.43 6,881.17 8,701.76 10,583.60 13,700.97 16,189.11 18,205.07 20,757.66 24,401.32 27,767.25 35,297.73 39,983.06 50,663.60 61,882.18 68,667.61 77,093.57 77,687.19

BAND

3.15 0.74 1.36 1.29 2.32 2.34 2.42 4.01 3.20 2.59 3.29 4.69 4.33 9.69 6.03 13.75 14.44 8.73 10.85 0.76

CUM.

3.15 3.89 5.25 6.54 8.86 11.20 13.62 17.64 20.84 23.43 26.72 31.41 35.74 45.44 51.47 65.21 79.66 88.39 99.24 100.00

PERCENTAGE f

20 3 5 2 4 3 6 9 9 9 5 21 13 5 7 21 28 16 21 3 210

BAND

CUM.

20 23 28 30 34 37 43 52 61 70 75 96 109 114 121 142 170 186 207 210

9.52 9.52 1.43 10.95 2.38 13.33 0.95 14.29 1.90 16.19 1.43 17.62 2.86 20.48 4.29 24.76 4.29 29.05 4.29 33.33 2.38 35.71 10.00 45.71 6.19 51.90 2.38 54.29 3.33 57.62 10.00 67.62 13.33 80.95 7.62 88.57 10.00 98.57 1.43 100.00

PERCENTAGE rp

19,755.21 70.85 262.67 40.88 342.12 653.71 1,162.99 1,771.59 2,462.18 1,164.98 545.56 10,097.74 976.22 3,844.14 14,649.38 7,837.13 72,652.79 37,374.22 29,014.75 44.56 204,723.68

19,755.21 19,826.06 20,088.73 20,129.61 20,471.74 21,125.44 22,288.43 24,060.02 26,522.20 27,687.19 28,232.75 38,330.48 39,306.71 43,150.85 57,800.22 65,637.36 138,290.15 175,664.36 204,679.11 204,723.68

BAND

CUM.

9.65 9.65 0.03 9.68 0.13 9.81 0.02 9.83 0.17 10.00 0.32 10.32 0.57 10.89 0.87 11.75 1.20 12.96 0.57 13.52 0.27 13.79 4.93 18.72 0.48 19.20 1.88 21.08 7.16 28.23 3.83 32.06 35.49 67.55 18.26 85.81 14.17 99.98 0.02 100.00

PERCENTAGE BAND

CUM

807.99 12.28 24.94 4.08 18.97 35.91 61.80 56.83 98.96 57.79 21.37 277.13 29.00 51.05 312.66 73.38 647.61 550.80 344.35 7.51

807.99 656.05 492.93 396.45 297.50 242.77 210.59 175.61 163.83 152.09 136.01 157.08 141.56 122.25 144.56 129.56 223.47 255.82 265.49 263.52

263.52

Page 63 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,601 1,978 2,237 1,450 1,675 1,057 864 979 714 422 410 595 427 658 433 818 844 412 278 100 19,952

3,601 5,579 7,816 9,266 10,941 11,998 12,862 13,841 14,555 14,977 15,387 15,982 16,409 17,067 17,500 18,318 19,162 19,574 19,852 19,952

BAND

CUM.

18.05 18.05 9.91 27.96 11.21 39.17 7.27 46.44 8.40 54.84 5.30 60.13 4.33 64.46 4.91 69.37 3.58 72.95 2.12 75.07 2.05 77.12 2.98 80.10 2.14 82.24 3.30 85.54 2.17 87.71 4.10 91.81 4.23 96.04 2.06 98.11 1.39 99.50 0.50 100.00

PERCENTAGE rp

4,902.22 545.03 952.97 945.99 1,440.81 612.75 1,492.70 2,256.46 2,179.80 1,364.20 1,734.68 3,634.26 2,447.89 4,274.86 3,784.96 9,283.14 13,460.06 6,765.67 5,100.48 1,323.49 68,502.41

4,902.22 5,447.25 6,400.21 7,346.20 8,787.01 9,399.75 10,892.46 13,148.91 15,328.72 16,692.92 18,427.60 22,061.86 24,509.75 28,784.61 32,569.57 41,852.70 55,312.77 62,078.44 67,178.92 68,502.41

BAND

7.16 0.80 1.39 1.38 2.10 0.89 2.18 3.29 3.18 1.99 2.53 5.31 3.57 6.24 5.53 13.55 19.65 9.88 7.45 1.93

CUM.

7.16 7.95 9.34 10.72 12.83 13.72 15.90 19.19 22.38 24.37 26.90 32.21 35.78 42.02 47.55 61.10 80.75 90.62 98.07 100.00

PERCENTAGE f

49 5 9 8 6 8 13 56 5 9 1 45 7 27 12 29 48 36 33 19 425

BAND

CUM.

49 54 63 71 77 85 98 154 159 168 169 214 221 248 260 289 337 373 406 425

11.53 11.53 1.18 12.71 2.12 14.82 1.88 16.71 1.41 18.12 1.88 20.00 3.06 23.06 13.18 36.24 1.18 37.41 2.12 39.53 0.24 39.76 10.59 50.35 1.65 52.00 6.35 58.35 2.82 61.18 6.82 68.00 11.29 79.29 8.47 87.76 7.76 95.53 4.47 100.00

PERCENTAGE rp

11,088.48 50.25 211.40 118.82 247.70 34,323.56 1,287.59 5,341.83 61.84 7,266.64 458.98 1,019.64 3,682.95 9,309.65 10,666.72 4,331.60 19,779.95 19,123.40 15,657.15 4,459.08 148,487.24

11,088.48 11,138.73 11,350.14 11,468.96 11,716.66 46,040.22 47,327.81 52,669.64 52,731.48 59,998.12 60,457.09 61,476.73 65,159.68 74,469.33 85,136.05 89,467.65 109,247.60 128,371.00 144,028.16 148,487.24

BAND

7.47 0.03 0.14 0.08 0.17 23.12 0.87 3.60 0.04 4.89 0.31 0.69 2.48 6.27 7.18 2.92 13.32 12.88 10.54 3.00

CUM.

PERCENTAGE BAND

7.47 226.19 7.50 9.22 7.64 22.18 7.72 12.56 7.89 17.19 31.01 5601.58 31.87 86.26 35.47 236.74 35.51 2.84 40.41 532.67 40.72 26.46 41.40 28.06 43.88 150.45 50.15 217.78 57.34 281.82 60.25 46.66 73.57 146.95 86.45 282.65 97.00 306.97 100.00 336.92

CUM

226.19 204.48 177.34 156.12 133.34 489.80 434.50 400.56 344.00 359.42 328.08 278.66 265.85 258.71 261.40 213.77 197.51 206.79 214.39 216.76

216.76

Page 64 0f 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2008

DATE

15/02/2009

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

54 15 13 11 23 5 17 21 5 21 21 19 11 49 17 43 65 19 64 95 588

BAND

54 9.18 69 2.55 82 2.21 93 1.87 116 3.91 121 0.85 138 2.89 159 3.57 164 0.85 185 3.57 206 3.57 225 3.23 236 1.87 285 8.33 302 2.89 345 7.31 410 11.05 429 3.23 493 10.88 588 16.16

CUM.

9.18 11.73 13.95 15.82 19.73 20.58 23.47 27.04 27.89 31.46 35.03 38.27 40.14 48.47 51.36 58.67 69.73 72.96 83.84 100.00

PERCENTAGE rp

424.20 424.20 3.85 428.05 7.74 435.79 4.42 440.21 18.13 458.34 9.08 467.42 14.55 481.97 51.21 533.18 4.73 537.91 20.18 558.09 12.14 570.23 43.88 614.11 22.51 636.62 246.10 882.73 131.22 1,013.95 41,186.96 42,200.91 892.03 43,092.94 375.09 43,468.03 2,423.89 45,891.92 90,268.35 136,160.27 136,160.27

BAND

0.31 0.00 0.01 0.00 0.01 0.01 0.01 0.04 0.00 0.01 0.01 0.03 0.02 0.18 0.10 30.25 0.66 0.28 1.78 66.30

CUM.

0.31 0.31 0.32 0.32 0.34 0.34 0.35 0.39 0.40 0.41 0.42 0.45 0.47 0.65 0.74 30.99 31.65 31.92 33.70 100.00

PERCENTAGE f

3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5 6 14

3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 8 14

BAND

21.43 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 35.71 42.86

CUM.

21.43 21.43 21.43 21.43 21.43 21.43 21.43 21.43 21.43 21.43 21.43 21.43 21.43 21.43 21.43 21.43 21.43 21.43 57.14 100.00

PERCENTAGE rp

18,771.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 30,217.62 108,499.75 157,488.53

BAND

18,771.15 11.92 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 18,771.15 0.00 48,988.77 19.19 157,488.53 68.89

CUM.

11.92 11.92 11.92 11.92 11.92 11.92 11.92 11.92 11.92 11.92 11.92 11.92 11.92 11.92 11.92 11.92 11.92 11.92 31.11 100.00

PERCENTAGE BAND

4425.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1246.66 120.20

CUM

4425.06 4385.26 4307.37 4264.11 4095.47 4015.92 3894.69 3520.60 3489.68 3363.47 3291.84 3056.65 2948.55 2126.50 1851.30 44.48 43.56 43.18 106.75 115.66

115.66

Page 65 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 29

01/01/2006

15/12/2008

DATE

15/02/2009

DATA POSITION FROM

PROCESSING

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

149,018 137,475 159,821 94,556 101,080 49,033 34,724 25,905 13,929 7,354 5,515 6,398 3,916 4,637 2,807 3,727 2,675 1,120 1,264 321 805,275

149,018 286,493 446,314 540,870 641,950 690,983 725,707 751,612 765,541 772,895 778,410 784,808 788,724 793,361 796,168 799,895 802,570 803,690 804,954 805,275

BAND

CUM.

18.51 18.51 17.07 35.58 19.85 55.42 11.74 67.17 12.55 79.72 6.09 85.81 4.31 90.12 3.22 93.34 1.73 95.07 0.91 95.98 0.68 96.66 0.79 97.46 0.49 97.94 0.58 98.52 0.35 98.87 0.46 99.33 0.33 99.66 0.14 99.80 0.16 99.96 0.04 100.00

PERCENTAGE rp

41,813.33 30,125.77 61,144.67 56,246.31 93,738.36 66,340.76 64,029.64 62,208.74 43,710.11 25,888.65 24,385.94 32,165.85 24,786.27 34,101.60 23,723.42 45,336.90 35,910.57 21,562.07 30,402.33 121,674.02 939,295.31

41,813.33 71,939.10 133,083.77 189,330.08 283,068.44 349,409.21 413,438.85 475,647.59 519,357.70 545,246.35 569,632.29 601,798.14 626,584.40 660,686.00 684,409.42 729,746.32 765,656.89 787,218.96 817,621.29 939,295.31

BAND

CUM.

4.45 4.45 3.21 7.66 6.51 14.17 5.99 20.16 9.98 30.14 7.06 37.20 6.82 44.02 6.62 50.64 4.65 55.29 2.76 58.05 2.60 60.64 3.42 64.07 2.64 66.71 3.63 70.34 2.53 72.86 4.83 77.69 3.82 81.51 2.30 83.81 3.24 87.05 12.95 100.00

PERCENTAGE f

526 277 436 435 613 380 296 276 165 133 81 111 110 143 95 268 185 171 369 258 5,328

BAND

CUM.

526 9.87 9.87 803 5.20 15.07 1,239 8.18 23.25 1,674 8.16 31.42 2,287 11.51 42.92 2,667 7.13 50.06 2,963 5.56 55.61 3,239 5.18 60.79 3,404 3.10 63.89 3,537 2.50 66.39 3,618 1.52 67.91 3,729 2.08 69.99 3,839 2.06 72.05 3,982 2.68 74.74 4,077 1.78 76.52 4,345 5.03 81.55 4,530 3.47 85.02 4,701 3.21 88.23 5,070 6.93 95.16 5,328 4.84 100.00

PERCENTAGE rp

77,571.63 15,785.90 20,392.16 33,471.43 40,938.64 30,310.84 40,291.10 28,789.55 41,038.81 11,496.06 22,739.30 24,261.19 21,099.43 44,947.40 30,189.02 69,461.92 99,781.50 99,150.78 141,534.44 187,886.11 1,081,137.20

77,571.63 93,357.53 113,749.69 147,221.12 188,159.76 218,470.60 258,761.69 287,551.24 328,590.05 340,086.11 362,825.41 387,086.60 408,186.04 453,133.43 483,322.45 552,784.37 652,565.87 751,716.65 893,251.09 1,081,137.20

BAND

CUM.

7.18 7.18 1.46 8.64 1.89 10.52 3.10 13.62 3.79 17.40 2.80 20.21 3.73 23.93 2.66 26.60 3.80 30.39 1.06 31.46 2.10 33.56 2.24 35.80 1.95 37.76 4.16 41.91 2.79 44.71 6.42 51.13 9.23 60.36 9.17 69.53 13.09 82.62 17.38 100.00

PERCENTAGE BAND

185.52 52.40 33.35 59.51 43.67 45.69 62.93 46.28 93.89 44.41 93.25 75.43 85.13 131.80 127.25 153.21 277.86 459.84 465.54 154.42

CUM

185.52 129.77 85.47 77.76 66.47 62.53 62.59 60.45 63.27 62.37 63.69 64.32 65.14 68.59 70.62 75.75 85.23 95.49 109.25 115.10

115.10

Page 66 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2006

15/12/2008

DATE

15/02/2009

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

9 9 11 8 10 13 10 7 4 7 5 4 3 8 3 5 11 2 2 0 131

9 18 29 37 47 60 70 77 81 88 93 97 100 108 111 116 127 129 131 131

BAND

CUM.

6.87 6.87 6.87 13.74 8.40 22.14 6.11 28.24 7.63 35.88 9.92 45.80 7.63 53.44 5.34 58.78 3.05 61.83 5.34 67.18 3.82 70.99 3.05 74.05 2.29 76.34 6.11 82.44 2.29 84.73 3.82 88.55 8.40 96.95 1.53 98.47 1.53 100.00 0.00 100.00

PERCENTAGE rp

8.26 15.85 6.96 10.49 17.54 42.88 43.61 54.18 37.14 89.88 118.22 132.80 38.70 253.32 64.22 195.37 817.01 379.16 0.00 0.00 2,325.58

8.26 24.11 31.07 41.55 59.09 101.97 145.58 199.77 236.91 326.79 445.00 577.80 616.50 869.83 934.05 1,129.41 1,946.43 2,325.58 2,325.58 2,325.58

BAND

0.36 0.68 0.30 0.45 0.75 1.84 1.88 2.33 1.60 3.86 5.08 5.71 1.66 10.89 2.76 8.40 35.13 16.30 0.00 0.00

CUM.

0.36 1.04 1.34 1.79 2.54 4.38 6.26 8.59 10.19 14.05 19.14 24.85 26.51 37.40 40.16 48.56 83.70 100.00 100.00 100.00

PERCENTAGE f

2 1 1 0 0 0 1 2 0 8 6 0 0 0 0 0 2 1 0 0 24

2 3 4 4 4 4 5 7 7 15 21 21 21 21 21 21 23 24 24 24

BAND

CUM.

8.33 8.33 4.17 12.50 4.17 16.67 0.00 16.67 0.00 16.67 0.00 16.67 4.17 20.83 8.33 29.17 0.00 29.17 33.33 62.50 25.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 8.33 95.83 4.17 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

59.30 20.35 15.98 0.00 0.00 0.00 5.58 313.56 0.00 114.84 52.23 0.00 0.00 0.00 0.00 0.00 399.65 30.00 0.00 0.00 1,011.49

59.30 79.64 95.63 95.63 95.63 95.63 101.21 414.76 414.76 529.60 581.83 581.83 581.83 581.83 581.83 581.83 981.49 1,011.49 1,011.49 1,011.49

BAND

CUM.

5.86 5.86 2.01 7.87 1.58 9.45 0.00 9.45 0.00 9.45 0.00 9.45 0.55 10.01 31.00 41.01 0.00 41.01 11.35 52.36 5.16 57.52 0.00 57.52 0.00 57.52 0.00 57.52 0.00 57.52 0.00 57.52 39.51 97.03 2.97 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

717.84 128.37 229.80 0.00 0.00 0.00 12.79 578.70 0.00 127.77 44.19 0.00 0.00 0.00 0.00 0.00 48.92 7.91 0.00 0.00

717.84 330.33 307.82 230.14 161.82 93.78 69.52 207.62 175.08 162.06 130.75 100.70 94.38 66.89 62.29 51.52 50.43 43.49 43.49 43.49

43.49

Page 67 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 31

DATA POSITION FROM

01/01/2006

15/12/2008

DATE

15/02/2009

PROCESSING

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

40 12 17 19 24 22 15 40 14 9 10 24 6 19 19 30 114 44 50 9 537

40 52 69 88 112 134 149 189 203 212 222 246 252 271 290 320 434 478 528 537

BAND

CUM.

7.45 7.45 2.23 9.68 3.17 12.85 3.54 16.39 4.47 20.86 4.10 24.95 2.79 27.75 7.45 35.20 2.61 37.80 1.68 39.48 1.86 41.34 4.47 45.81 1.12 46.93 3.54 50.47 3.54 54.00 5.59 59.59 21.23 80.82 8.19 89.01 9.31 98.32 1.68 100.00

PERCENTAGE rp

547.21 46.08 7.57 12.83 25.39 85.93 32.06 118.93 84.05 38.27 129.80 156.27 87.30 1,350.63 206.56 1,221.93 3,606.95 2,499.74 8,104.57 1,335.41 19,697.49

547.21 593.29 600.86 613.69 639.08 725.00 757.06 876.00 960.05 998.32 1,128.13 1,284.40 1,371.70 2,722.33 2,928.88 4,150.81 7,757.76 10,257.51 18,362.08 19,697.49

BAND

2.78 0.23 0.04 0.07 0.13 0.44 0.16 0.60 0.43 0.19 0.66 0.79 0.44 6.86 1.05 6.20 18.31 12.69 41.15 6.78

CUM.

2.78 3.01 3.05 3.12 3.24 3.68 3.84 4.45 4.87 5.07 5.73 6.52 6.96 13.82 14.87 21.07 39.38 52.08 93.22 100.00

PERCENTAGE f

32 0 0 0 0 0 0 2 1 0 0 0 0 25 1 3 9 1 1 0 75

BAND

32 42.67 32 0.00 32 0.00 32 0.00 32 0.00 32 0.00 32 0.00 34 2.67 35 1.33 35 0.00 35 0.00 35 0.00 35 0.00 60 33.33 61 1.33 64 4.00 73 12.00 74 1.33 75 1.33 75 0.00

CUM.

42.67 42.67 42.67 42.67 42.67 42.67 42.67 45.33 46.67 46.67 46.67 46.67 46.67 80.00 81.33 85.33 97.33 98.67 100.00 100.00

PERCENTAGE rp

541.77 0.00 0.00 0.00 0.00 0.00 0.00 216.11 20.26 0.00 0.00 0.00 0.00 597.60 101.29 10.52 269.70 464.44 23.53 0.00 2,245.21

541.77 541.77 541.77 541.77 541.77 541.77 541.77 757.88 778.14 778.14 778.14 778.14 778.14 1,375.74 1,477.03 1,487.55 1,757.24 2,221.68 2,245.21 2,245.21

BAND

24.13 0.00 0.00 0.00 0.00 0.00 0.00 9.63 0.90 0.00 0.00 0.00 0.00 26.62 4.51 0.47 12.01 20.69 1.05 0.00

PERCENTAGE

CUM.

BAND

24.13 24.13 24.13 24.13 24.13 24.13 24.13 33.76 34.66 34.66 34.66 34.66 34.66 61.27 65.79 66.25 78.27 98.95 100.00 100.00

99.01 0.00 0.00 0.00 0.00 0.00 0.00 181.71 24.10 0.00 0.00 0.00 0.00 44.25 49.04 0.86 7.48 18.58 0.29 0.00

CUM

99.01 91.32 90.17 88.28 84.77 74.73 71.56 86.52 81.05 77.94 68.98 60.58 56.73 50.54 50.43 35.84 22.65 21.66 12.23 11.40

11.40

Page 68 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 32

DATA POSITION FROM

01/01/2006

15/12/2008

DATE

15/02/2009

PROCESSING

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4 3 7 3 4 3 4 7 5 2 2 7 8 9 7 10 22 12 2 0 121

4 7 14 17 21 24 28 35 40 42 44 51 59 68 75 85 107 119 121 121

BAND

CUM.

3.31 3.31 2.48 5.79 5.79 11.57 2.48 14.05 3.31 17.36 2.48 19.83 3.31 23.14 5.79 28.93 4.13 33.06 1.65 34.71 1.65 36.36 5.79 42.15 6.61 48.76 7.44 56.20 5.79 61.98 8.26 70.25 18.18 88.43 9.92 98.35 1.65 100.00 0.00 100.00

PERCENTAGE rp

1.47 7.80 13.64 1.03 3.74 4.66 8.85 13.51 10.39 6.79 4.38 58.37 80.13 89.66 257.80 321.33 776.55 647.73 255.29 0.00 2,563.12

1.47 9.27 22.92 23.95 27.68 32.35 41.19 54.71 65.10 71.88 76.26 134.63 214.76 304.42 562.22 883.55 1,660.10 2,307.83 2,563.12 2,563.12

BAND

0.06 0.30 0.53 0.04 0.15 0.18 0.35 0.53 0.41 0.26 0.17 2.28 3.13 3.50 10.06 12.54 30.30 25.27 9.96 0.00

CUM.

0.06 0.36 0.89 0.93 1.08 1.26 1.61 2.13 2.54 2.80 2.98 5.25 8.38 11.88 21.93 34.47 64.77 90.04 100.00 100.00

PERCENTAGE f

0 0 1 0 0 0 0 0 1 0 0 0 2 1 1 0 5 0 0 0 11

BAND

0 0 1 1 1 1 1 1 2 2 2 2 4 5 6 6 11 11 11 11

0.00 0.00 9.09 0.00 0.00 0.00 0.00 0.00 9.09 0.00 0.00 0.00 18.18 9.09 9.09 0.00 45.45 0.00 0.00 0.00

CUM.

0.00 0.00 9.09 9.09 9.09 9.09 9.09 9.09 18.18 18.18 18.18 18.18 36.36 45.45 54.55 54.55 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 14.62 0.00 0.00 0.00 0.00 0.00 15.79 0.00 0.00 0.00 73.77 26.85 2.65 0.00 168.51 0.00 0.00 0.00 302.19

0.00 0.00 14.62 14.62 14.62 14.62 14.62 14.62 30.41 30.41 30.41 30.41 104.18 131.03 133.68 133.68 302.19 302.19 302.19 302.19

BAND

0.00 0.00 4.84 0.00 0.00 0.00 0.00 0.00 5.23 0.00 0.00 0.00 24.41 8.89 0.88 0.00 55.76 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 4.84 4.84 4.84 4.84 4.84 4.84 10.06 10.06 10.06 10.06 34.48 43.36 44.24 44.24 100.00 100.00 100.00 100.00

0.00 0.00 107.14 0.00 0.00 0.00 0.00 0.00 151.96 0.00 0.00 0.00 92.07 29.95 1.03 0.00 21.70 0.00 0.00 0.00

CUM

0.00 0.00 63.79 61.04 52.80 45.19 35.48 26.72 46.71 42.30 39.87 22.59 48.51 43.04 23.78 15.13 18.20 13.09 11.79 11.79

11.79

Page 69 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2006

15/12/2008

DATE

15/02/2009

PROCESSING

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

158 39 24 8 16 19 13 9 12 15 1 13 12 18 18 37 25 12 11 2

158 197 221 229 245 264 277 286 298 313 314 327 339 357 375 412 437 449 460 462

462

BAND

34.20 8.44 5.19 1.73 3.46 4.11 2.81 1.95 2.60 3.25 0.22 2.81 2.60 3.90 3.90 8.01 5.41 2.60 2.38 0.43

CUM.

34.20 42.64 47.84 49.57 53.03 57.14 59.96 61.90 64.50 67.75 67.97 70.78 73.38 77.27 81.17 89.18 94.59 97.19 99.57 100.00

PERCENTAGE rp

952.81 42.60 15.86 11.24 139.95 34.03 38.30 206.90 42.08 56.86 8.78 194.09 233.09 190.66 216.97 399.97 156.72 123.03 100.73 0.00 3,164.67

952.81 995.41 1,011.27 1,022.51 1,162.46 1,196.49 1,234.79 1,441.69 1,483.77 1,540.63 1,549.40 1,743.49 1,976.59 2,167.25 2,384.22 2,784.18 2,940.90 3,063.93 3,164.67 3,164.67

BAND

30.11 1.35 0.50 0.36 4.42 1.08 1.21 6.54 1.33 1.80 0.28 6.13 7.37 6.02 6.86 12.64 4.95 3.89 3.18 0.00

PERCENTAGE

CUM.

30.11 31.45 31.96 32.31 36.73 37.81 39.02 45.56 46.89 48.68 48.96 55.09 62.46 68.48 75.34 87.98 92.93 96.82 100.00 100.00

2 1 0 0 0 0 1 0 1 0 0 0 0 0 10 12 4 1 0 0 32

2 3 3 3 3 3 4 4 5 5 5 5 5 5 15 27 31 32 32 32

BAND

CUM.

PERCENTAGE rp

6.25 6.25 385.58 3.13 9.38 93.78 0.00 9.38 0.00 0.00 9.38 0.00 0.00 9.38 0.00 0.00 9.38 0.00 3.13 12.50 118.69 0.00 12.50 0.00 3.13 15.63 9.84 0.00 15.63 0.00 0.00 15.63 0.00 0.00 15.63 0.00 0.00 15.63 0.00 0.00 15.63 0.00 31.25 46.88 2,012.90 37.50 84.38 1,258.27 12.50 96.88 140.86 3.13 100.00 5,500.00 0.00 100.00 0.00 0.00 100.00 0.00 9,519.93

385.58 479.37 479.37 479.37 479.37 479.37 598.06 598.06 607.89 607.89 607.89 607.89 607.89 607.89 2,620.80 3,879.07 4,019.93 9,519.93 9,519.93 9,519.93

PERCENTAGE

BAND

CUM.

BAND

4.05 0.99 0.00 0.00 0.00 0.00 1.25 0.00 0.10 0.00 0.00 0.00 0.00 0.00 21.14 13.22 1.48 57.77 0.00 0.00

4.05 40.47 5.04 220.15 5.04 0.00 5.04 0.00 5.04 0.00 5.04 0.00 6.28 309.90 6.28 0.00 6.39 23.38 6.39 0.00 6.39 0.00 6.39 0.00 6.39 0.00 6.39 0.00 27.53 927.74 40.75 314.59 42.23 89.88 100.00 4470.48 100.00 0.00 100.00 0.00

CUM

40.47 48.16 47.40 46.88 41.24 40.06 48.43 41.48 40.97 39.46 39.23 34.87 30.75 28.05 109.92 139.33 136.69 310.71 300.82 300.82

300.82

Page 19 of 204

RISK AND LOSS PROFILE 2006 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

903 1,046 1,170 634 520 227 180 101 33 16 7 21 17 22 9 16 31 14 4 1 4,972

903 1,949 3,119 3,753 4,273 4,500 4,680 4,781 4,814 4,830 4,837 4,858 4,875 4,897 4,906 4,922 4,953 4,967 4,971 4,972

BAND

CUM.

18.16 18.16 21.04 39.20 23.53 62.73 12.75 75.48 10.46 85.94 4.57 90.51 3.62 94.13 2.03 96.16 0.66 96.82 0.32 97.14 0.14 97.28 0.42 97.71 0.34 98.05 0.44 98.49 0.18 98.67 0.32 98.99 0.62 99.62 0.28 99.90 0.08 99.98 0.02 100.00

PERCENTAGE rp

211.77 411.26 833.61 703.59 881.15 518.78 542.78 302.13 100.63 77.73 23.05 112.28 101.43 100.82 72.25 214.91 625.66 420.17 202.15 327.58 6,783.73

211.77 623.03 1,456.64 2,160.23 3,041.38 3,560.16 4,102.95 4,405.08 4,505.71 4,583.45 4,606.50 4,718.78 4,820.21 4,921.03 4,993.27 5,208.18 5,833.85 6,254.01 6,456.17 6,783.75

BAND

3.12 6.06 12.29 10.37 12.99 7.65 8.00 4.45 1.48 1.15 0.34 1.66 1.50 1.49 1.07 3.17 9.22 6.19 2.98 4.83

CUM.

3.12 9.18 21.47 31.84 44.83 52.48 60.48 64.94 66.42 67.57 67.90 69.56 71.06 72.54 73.61 76.77 86.00 92.19 95.17 100.00

PERCENTAGE f

4 1 1 2 4 2 1 0 2 0 0 0 0 0 0 1 1 0 0 0 19

4 5 6 8 12 14 15 15 17 17 17 17 17 17 17 18 19 19 19 19

BAND

21.05 5.26 5.26 10.53 21.05 10.53 5.26 0.00 10.53 0.00 0.00 0.00 0.00 0.00 0.00 5.26 5.26 0.00 0.00 0.00

CUM.

21.05 26.32 31.58 42.11 63.16 73.68 78.95 78.95 89.47 89.47 89.47 89.47 89.47 89.47 89.47 94.74 100.00 100.00 100.00 100.00

PERCENTAGE rp

24.81 88.21 44.80 95.02 846.71 234.83 600.00 0.00 37.11 0.00 0.00 0.00 0.00 0.00 0.00 84.69 56.57 0.00 0.00 0.00 2,112.75

24.81 113.02 157.82 252.84 1,099.55 1,334.38 1,934.38 1,934.38 1,971.49 1,971.49 1,971.49 1,971.49 1,971.49 1,971.49 1,971.49 2,056.18 2,112.75 2,112.75 2,112.75 2,112.75

BAND

1.17 4.18 2.12 4.50 40.08 11.11 28.40 0.00 1.76 0.00 0.00 0.00 0.00 0.00 0.00 4.01 2.68 0.00 0.00 0.00

CUM.

1.17 5.35 7.47 11.97 52.04 63.16 91.56 91.56 93.31 93.31 93.31 93.31 93.31 93.31 93.31 97.32 100.00 100.00 100.00 100.00

PERCENTAGE BAND

11.72 21.45 5.37 13.51 96.09 45.27 110.54 0.00 36.88 0.00 0.00 0.00 0.00 0.00 0.00 39.41 9.04 0.00 0.00 0.00

CUM

11.72 18.14 10.83 11.70 36.15 37.48 47.15 43.91 43.76 43.01 42.80 41.78 40.90 40.06 39.48 39.48 36.22 33.78 32.72 31.14

31.14

Page 71 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

8,568 8,872 13,166 7,800 7,299 2,930 2,086 1,357 772 403 367 461 249 364 204 302 356 118 67 46 55,787

8,568 17,440 30,606 38,406 45,705 48,635 50,721 52,078 52,850 53,253 53,620 54,081 54,330 54,694 54,898 55,200 55,556 55,674 55,741 55,787

BAND

CUM.

15.36 15.36 15.90 31.26 23.60 54.86 13.98 68.84 13.08 81.93 5.25 87.18 3.74 90.92 2.43 93.35 1.38 94.74 0.72 95.46 0.66 96.12 0.83 96.94 0.45 97.39 0.65 98.04 0.37 98.41 0.54 98.95 0.64 99.59 0.21 99.80 0.12 99.92 0.08 100.00

PERCENTAGE rp

3,006.07 1,876.66 4,574.88 4,643.84 6,764.92 4,464.37 4,372.08 3,575.69 3,076.18 1,310.01 2,502.48 3,043.68 2,013.44 4,135.45 2,314.77 5,592.72 8,563.57 2,220.32 1,243.66 525.39 69,820.19

3,006.07 4,882.73 9,457.61 14,101.45 20,866.37 25,330.74 29,702.82 33,278.52 36,354.69 37,664.70 40,167.18 43,210.87 45,224.31 49,359.76 51,674.53 57,267.25 65,830.83 68,051.15 69,294.81 69,820.19

BAND

CUM.

4.31 4.31 2.69 6.99 6.55 13.55 6.65 20.20 9.69 29.89 6.39 36.28 6.26 42.54 5.12 47.66 4.41 52.07 1.88 53.95 3.58 57.53 4.36 61.89 2.88 64.77 5.92 70.70 3.32 74.01 8.01 82.02 12.27 94.29 3.18 97.47 1.78 99.25 0.75 100.00

PERCENTAGE f

44 11 16 13 20 10 15 8 6 17 8 8 3 10 15 21 30 4 16 4 279

44 55 71 84 104 114 129 137 143 160 168 176 179 189 204 225 255 259 275 279

BAND

CUM.

15.77 15.77 3.94 19.71 5.73 25.45 4.66 30.11 7.17 37.28 3.58 40.86 5.38 46.24 2.87 49.10 2.15 51.25 6.09 57.35 2.87 60.22 2.87 63.08 1.08 64.16 3.58 67.74 5.38 73.12 7.53 80.65 10.75 91.40 1.43 92.83 5.73 98.57 1.43 100.00

PERCENTAGE rp

18,859.29 401.43 1,138.27 578.91 1,323.53 1,705.29 3,586.32 418.53 1,108.99 3,091.37 106.20 87.79 122.23 2,837.76 2,961.72 24,513.33 35,681.02 455.28 7,405.13 42,547.72 148,930.11

18,859.29 19,260.72 20,398.99 20,977.90 22,301.43 24,006.72 27,593.04 28,011.57 29,120.56 32,211.93 32,318.13 32,405.92 32,528.15 35,365.90 38,327.62 62,840.95 98,521.97 98,977.25 106,382.38 148,930.11

PERCENTAGE

BAND

CUM.

BAND

CUM

12.66 0.27 0.76 0.39 0.89 1.15 2.41 0.28 0.74 2.08 0.07 0.06 0.08 1.91 1.99 16.46 23.96 0.31 4.97 28.57

12.66 12.93 13.70 14.09 14.97 16.12 18.53 18.81 19.55 21.63 21.70 21.76 21.84 23.75 25.74 42.19 66.15 66.46 71.43 100.00

627.37 21.39 24.88 12.47 19.56 38.20 82.03 11.70 36.05 235.98 4.24 2.88 6.07 68.62 127.95 438.31 416.66 20.51 595.43 8098.37

627.37 394.47 215.69 148.76 106.88 94.77 92.90 84.17 80.10 85.52 80.46 74.99 71.93 71.65 74.17 109.73 149.66 145.45 153.52 213.31

213.31

Page 72 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,037 3,937 4,308 2,256 2,089 804 667 430 221 144 107 116 58 90 55 102 52 41 15 10 18,539

3,037 6,974 11,282 13,538 15,627 16,431 17,098 17,528 17,749 17,893 18,000 18,116 18,174 18,264 18,319 18,421 18,473 18,514 18,529 18,539

BAND

CUM.

16.38 16.38 21.24 37.62 23.24 60.86 12.17 73.02 11.27 84.29 4.34 88.63 3.60 92.23 2.32 94.55 1.19 95.74 0.78 96.52 0.58 97.09 0.63 97.72 0.31 98.03 0.49 98.52 0.30 98.81 0.55 99.36 0.28 99.64 0.22 99.87 0.08 99.95 0.05 100.00

PERCENTAGE rp

475.26 744.57 1,333.74 1,239.88 2,077.67 1,257.57 1,438.98 1,176.80 690.12 506.62 345.64 648.09 317.93 472.81 286.07 991.98 1,015.31 1,269.40 956.68 108.40 17,353.50

475.26 1,219.83 2,553.57 3,793.44 5,871.11 7,128.68 8,567.66 9,744.46 10,434.58 10,941.20 11,286.84 11,934.92 12,252.85 12,725.66 13,011.73 14,003.72 15,019.03 16,288.43 17,245.10 17,353.50

PERCENTAGE

BAND

CUM.

2.74 4.29 7.69 7.14 11.97 7.25 8.29 6.78 3.98 2.92 1.99 3.73 1.83 2.72 1.65 5.72 5.85 7.31 5.51 0.62

2.74 7.03 14.72 21.86 33.83 41.08 49.37 56.15 60.13 63.05 65.04 68.78 70.61 73.33 74.98 80.70 86.55 93.86 99.38 100.00

4 13 6 12 10 5 12 11 2 5 3 5 2 10 8 4 4 2 0 0 118

BAND

CUM.

4 3.39 3.39 17 11.02 14.41 23 5.08 19.49 35 10.17 29.66 45 8.47 38.14 50 4.24 42.37 62 10.17 52.54 73 9.32 61.86 75 1.69 63.56 80 4.24 67.80 83 2.54 70.34 88 4.24 74.58 90 1.69 76.27 100 8.47 84.75 108 6.78 91.53 112 3.39 94.92 116 3.39 98.31 118 1.69 100.0 118 0.00 100.0 118 0.00 100.0

PERCENTAGE rp

247.43 289.57 280.75 753.97 253.69 803.86 3,111.35 1,275.18 488.84 219.12 305.90 3,704.28 3.68 960.49 349.74 275.12 408.54 1,521.14 0.00 0.00 15,252.62

BAND

247.43 1.62 537.00 1.90 817.74 1.84 1,571.72 4.94 1,825.40 1.66 2,629.26 5.27 5,740.61 20.40 7,015.78 8.36 7,504.62 3.20 7,723.74 1.44 8,029.64 2.01 11,733.93 24.29 11,737.60 0.02 12,698.09 6.30 13,047.82 2.29 13,322.94 1.80 13,731.48 2.68 15,252.62 9.97 15,252.62 0.00 15,252.62 0.00

PERCENTAGE

CUM.

BAND

CUM

1.62 3.52 5.36 10.30 11.97 17.24 37.64 46.00 49.20 50.64 52.64 76.93 76.95 83.25 85.54 87.35 90.03 100.0 100.0 100.0

52.06 38.89 21.05 60.81 12.21 63.92 216.22 108.36 70.83 43.25 88.50 571.57 1.16 203.14 122.26 27.73 40.24 119.83 0.00 0.00

52.06 44.02 32.02 41.43 31.09 36.88 67.00 72.00 71.92 70.59 71.14 98.32 95.79 99.78 100.28 95.14 91.43 93.64 88.45 87.89

87.89

Page 73 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,442 4,954 6,110 3,399 2,874 1,134 715 494 266 145 107 158 80 113 58 113 128 76 48 11 25,425

4,442 9,396 15,506 18,905 21,779 22,913 23,628 24,122 24,388 24,533 24,640 24,798 24,878 24,991 25,049 25,162 25,290 25,366 25,414 25,425

BAND

CUM.

17.47 17.47 19.48 36.96 24.03 60.99 13.37 74.36 11.30 85.66 4.46 90.12 2.81 92.93 1.94 94.88 1.05 95.92 0.57 96.49 0.42 96.91 0.62 97.53 0.31 97.85 0.44 98.29 0.23 98.52 0.44 98.97 0.50 99.47 0.30 99.77 0.19 99.96 0.04 100.00

PERCENTAGE rp

1,011.93 1,135.62 3,013.41 3,165.35 4,105.36 2,395.44 2,135.90 1,724.66 1,417.28 756.86 654.13 1,169.31 513.43 1,214.91 577.60 1,770.35 3,754.65 1,940.85 1,990.86 130.43 34,578.34

1,011.93 2,147.55 5,160.96 8,326.31 12,431.67 14,827.11 16,963.01 18,687.68 20,104.96 20,861.82 21,515.95 22,685.26 23,198.68 24,413.60 24,991.20 26,761.55 30,516.21 32,457.05 34,447.91 34,578.34

BAND

2.93 3.28 8.71 9.15 11.87 6.93 6.18 4.99 4.10 2.19 1.89 3.38 1.48 3.51 1.67 5.12 10.86 5.61 5.76 0.38

CUM.

2.93 6.21 14.93 24.08 35.95 42.88 49.06 54.04 58.14 60.33 62.22 65.61 67.09 70.60 72.27 77.39 88.25 93.87 99.62 100.00

PERCENTAGE f

18 8 7 3 6 6 2 2 0 1 1 0 0 1 0 4 7 4 8 0 78

18 26 33 36 42 48 50 52 52 53 54 54 54 55 55 59 66 70 78 78

BAND

CUM.

23.08 23.08 10.26 33.33 8.97 42.31 3.85 46.15 7.69 53.85 7.69 61.54 2.56 64.10 2.56 66.67 0.00 66.67 1.28 67.95 1.28 69.23 0.00 69.23 0.00 69.23 1.28 70.51 0.00 70.51 5.13 75.64 8.97 84.62 5.13 89.74 10.26 100.00 0.00 100.00

PERCENTAGE rp

1,288.19 382.53 261.10 744.48 1,576.75 1,258.17 1,239.76 21.54 0.00 84.79 3.00 0.00 0.00 3,019.23 0.00 247.48 631.58 135.17 4,980.23 0.00 15,874.00

1,288.19 1,670.72 1,931.82 2,676.30 4,253.05 5,511.22 6,750.98 6,772.53 6,772.53 6,857.31 6,860.31 6,860.31 6,860.31 9,879.54 9,879.54 10,127.02 10,758.60 10,893.77 15,874.00 15,874.00

BAND

CUM.

8.12 8.12 2.41 10.52 1.64 12.17 4.69 16.86 9.93 26.79 7.93 34.72 7.81 42.53 0.14 42.66 0.00 42.66 0.53 43.20 0.02 43.22 0.00 43.22 0.00 43.22 19.02 62.24 0.00 62.24 1.56 63.80 3.98 67.77 0.85 68.63 31.37 100.00 0.00 100.00

PERCENTAGE BAND

CUM

127.30 33.68 8.66 23.52 38.41 52.52 58.04 1.25 0.00 11.20 0.46 0.00 0.00 248.51 0.00 13.98 16.82 6.96 250.15 0.00

127.30 77.80 37.43 32.14 34.21 37.17 39.80 36.24 33.69 32.87 31.88 30.24 29.57 40.47 39.53 37.84 35.26 33.56 46.08 45.91

45.91

Page 74 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,236 2,310 2,505 1,110 950 400 264 225 94 48 38 40 19 31 17 37 33 18 19 1 10,395

2,236 4,546 7,051 8,161 9,111 9,511 9,775 10,000 10,094 10,142 10,180 10,220 10,239 10,270 10,287 10,324 10,357 10,375 10,394 10,395

BAND

21.51 22.22 24.10 10.68 9.14 3.85 2.54 2.16 0.90 0.46 0.37 0.38 0.18 0.30 0.16 0.36 0.32 0.17 0.18 0.01

CUM.

21.51 43.73 67.83 78.51 87.65 91.50 94.04 96.20 97.10 97.57 97.93 98.32 98.50 98.80 98.96 99.32 99.63 99.81 99.99 100.00

PERCENTAGE rp

499.53 629.90 1,377.83 994.89 1,439.62 788.60 735.49 858.65 408.78 250.53 199.71 267.30 164.72 392.13 161.44 1,143.38 913.66 862.62 505.50 47.10 12,641.37

499.53 1,129.43 2,507.26 3,502.15 4,941.78 5,730.37 6,465.86 7,324.51 7,733.28 7,983.81 8,183.52 8,450.81 8,615.54 9,007.67 9,169.11 10,312.50 11,226.15 12,088.78 12,594.28 12,641.37

BAND

CUM.

3.95 4.98 10.90 7.87 11.39 6.24 5.82 6.79 3.23 1.98 1.58 2.11 1.30 3.10 1.28 9.04 7.23 6.82 4.00 0.37

3.95 8.93 19.83 27.70 39.09 45.33 51.15 57.94 61.17 63.16 64.74 66.85 68.15 71.26 72.53 81.58 88.80 95.63 99.63 100.00

PERCENTAGE f

3 6 3 0 3 2 2 4 1 0 1 0 0 3 0 3 1 0 2 0 34

BAND

CUM.

3 8.82 8.82 9 17.65 26.47 12 8.82 35.29 12 0.00 35.29 15 8.82 44.12 17 5.88 50.00 19 5.88 55.88 23 11.76 67.65 24 2.94 70.59 24 0.00 70.59 25 2.94 73.53 25 0.00 73.53 25 0.00 73.53 28 8.82 82.35 28 0.00 82.35 31 8.82 91.18 32 2.94 94.12 32 0.00 94.12 34 5.88 100.00 34 0.00 100.00

PERCENTAGE rp

58.80 366.51 389.16 0.00 13.40 182.26 632.60 310.12 26.82 0.00 218.83 0.00 0.00 300.00 0.00 90.31 12.95 0.00 112.12 0.00 2,713.89

58.80 425.32 814.48 814.48 827.88 1,010.14 1,642.74 1,952.85 1,979.67 1,979.67 2,198.50 2,198.50 2,198.50 2,498.51 2,498.51 2,588.82 2,601.77 2,601.77 2,713.89 2,713.89

BAND

CUM.

2.17 2.17 13.51 15.67 14.34 30.01 0.00 30.01 0.49 30.51 6.72 37.22 23.31 60.53 11.43 71.96 0.99 72.95 0.00 72.95 8.06 81.01 0.00 81.01 0.00 81.01 11.05 92.06 0.00 92.06 3.33 95.39 0.48 95.87 0.00 95.87 4.13 100.00 0.00 100.00

PERCENTAGE BAND

11.77 58.19 28.24 0.00 0.93 23.11 86.01 36.12 6.56 0.00 109.58 0.00 0.00 76.50 0.00 7.90 1.42 0.00 22.18 0.00

CUM

11.77 37.66 32.48 23.26 16.75 17.63 25.41 26.66 25.60 24.80 26.87 26.02 25.52 27.74 27.25 25.10 23.18 21.52 21.55 21.47

21.47

Page 75 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,658 3,752 4,817 2,689 2,488 1,016 750 567 288 119 104 126 68 107 84 100 91 65 44 13 20,946

3,658 7,410 12,227 14,916 17,404 18,420 19,170 19,737 20,025 20,144 20,248 20,374 20,442 20,549 20,633 20,733 20,824 20,889 20,933 20,946

BAND

CUM.

17.46 17.46 17.91 35.38 23.00 58.37 12.84 71.21 11.88 83.09 4.85 87.94 3.58 91.52 2.71 94.23 1.37 95.60 0.57 96.17 0.50 96.67 0.60 97.27 0.32 97.59 0.51 98.10 0.40 98.51 0.48 98.98 0.43 99.42 0.31 99.73 0.21 99.94 0.06 100.00

PERCENTAGE rp

1,554.30 693.89 1,994.00 1,912.60 2,863.16 1,540.92 1,835.14 1,583.80 1,185.12 535.38 623.06 632.71 572.63 1,001.77 774.68 1,612.10 1,893.82 2,080.89 4,850.49 195.69 29,936.16

1,554.30 2,248.19 4,242.18 6,154.78 9,017.94 10,558.86 12,394.00 13,977.80 15,162.93 15,698.31 16,321.37 16,954.08 17,526.71 18,528.48 19,303.16 20,915.26 22,809.08 24,889.97 29,740.46 29,936.16

BAND

CUM.

5.19 2.32 6.66 6.39 9.56 5.15 6.13 5.29 3.96 1.79 2.08 2.11 1.91 3.35 2.59 5.39 6.33 6.95 16.20 0.65

5.19 7.51 14.17 20.56 30.12 35.27 41.40 46.69 50.65 52.44 54.52 56.63 58.55 61.89 64.48 69.87 76.19 83.14 99.35 100.00

PERCENTAGE f

22 8 14 18 23 12 5 6 4 2 0 0 1 2 3 2 11 6 14 0 153

BAND

CUM.

22 14.38 14.38 30 5.23 19.61 44 9.15 28.76 62 11.76 40.52 85 15.03 55.56 97 7.84 63.40 102 3.27 66.67 108 3.92 70.59 112 2.61 73.20 114 1.31 74.51 114 0.00 74.51 114 0.00 74.51 115 0.65 75.16 117 1.31 76.47 120 1.96 78.43 122 1.31 79.74 133 7.19 86.93 139 3.92 90.85 153 9.15 100.00 153 0.00 100.00

PERCENTAGE rp

52,012.55 349.72 1,376.50 2,915.20 6,001.99 4,421.42 2,483.36 837.09 1,101.93 151.43 0.00 0.00 677.20 5,257.92 267.88 2,116.00 499.73 7,606.41 24,639.13 0.00 112,715.44

52,012.55 52,362.27 53,738.77 56,653.96 62,655.95 67,077.37 69,560.73 70,397.82 71,499.75 71,651.18 71,651.18 71,651.18 72,328.38 77,586.30 77,854.18 79,970.18 80,469.90 88,076.31 112,715.44 112,715.44

BAND

CUM.

PERCENTAGE BAND

CUM

46.15 46.15 3346.36 3346.36 0.31 46.46 50.40 2329.09 1.22 47.68 69.03 1266.77 2.59 50.26 152.42 920.49 5.32 55.59 209.63 694.79 3.92 59.51 286.93 635.27 2.20 61.71 135.32 561.25 0.74 62.46 52.85 503.64 0.98 63.43 92.98 471.54 0.13 63.57 28.28 456.43 0.00 63.57 0.00 439.00 0.00 63.57 0.00 422.62 0.60 64.17 118.26 412.68 4.66 68.83 524.86 418.74 0.24 69.07 34.58 403.32 1.88 70.95 131.26 382.35 0.44 71.39 26.39 352.80 6.75 78.14 365.54 353.86 21.86 100.00 507.97 379.00 0.00 100.00 0.00 376.52 376.52

Page 76 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,672 1,297 1,100 438 391 136 66 43 27 16 16 14 10 17 7 9 15 5 1 1 5,281

1,672 2,969 4,069 4,507 4,898 5,034 5,100 5,143 5,170 5,186 5,202 5,216 5,226 5,243 5,250 5,259 5,274 5,279 5,280 5,281

BAND

CUM.

31.66 24.56 20.83 8.29 7.40 2.58 1.25 0.81 0.51 0.30 0.30 0.27 0.19 0.32 0.13 0.17 0.28 0.09 0.02 0.02

31.66 56.22 77.05 85.34 92.75 95.32 96.57 97.39 97.90 98.20 98.50 98.77 98.96 99.28 99.41 99.58 99.87 99.96 99.98 100.00

PERCENTAGE rp

372.75 324.37 622.03 446.69 594.77 296.55 163.18 151.39 100.20 61.84 50.03 188.68 125.07 199.45 73.20 363.56 482.23 46.24 49.09 0.03 4,711.35

372.75 697.12 1,319.15 1,765.84 2,360.62 2,657.17 2,820.35 2,971.74 3,071.93 3,133.77 3,183.80 3,372.48 3,497.55 3,697.01 3,770.21 4,133.77 4,615.99 4,662.23 4,711.32 4,711.35

BAND

7.91 6.88 13.20 9.48 12.62 6.29 3.46 3.21 2.13 1.31 1.06 4.00 2.65 4.23 1.55 7.72 10.24 0.98 1.04 0.00

CUM.

PERCENTAGE f

7.91 3 14.80 11 28.00 2 37.48 1 50.10 0 56.40 0 59.86 1 63.08 0 65.20 0 66.52 0 67.58 0 71.58 0 74.24 0 78.47 3 80.02 1 87.74 0 97.98 0 98.96 1 100.00 0 100.00 0 23

3 14 16 17 17 17 18 18 18 18 18 18 18 21 22 22 22 23 23 23

BAND

13.04 47.83 8.70 4.35 0.00 0.00 4.35 0.00 0.00 0.00 0.00 0.00 0.00 13.04 4.35 0.00 0.00 4.35 0.00 0.00

CUM.

13.04 60.87 69.57 73.91 73.91 73.91 78.26 78.26 78.26 78.26 78.26 78.26 78.26 91.30 95.65 95.65 95.65 100.00 100.00 100.00

PERCENTAGE rp

6,663.07 750.11 212.25 156.43 0.00 0.00 34.06 0.00 0.00 0.00 0.00 0.00 0.00 2,048.56 14.89 0.00 0.00 2,271.00 0.00 0.00 12,150.36

6,663.07 7,413.18 7,625.43 7,781.86 7,781.86 7,781.86 7,815.92 7,815.92 7,815.92 7,815.92 7,815.92 7,815.92 7,815.92 9,864.47 9,879.36 9,879.36 9,879.36 12,150.36 12,150.36 12,150.36

BAND

CUM.

54.84 54.84 6.17 61.01 1.75 62.76 1.29 64.05 0.00 64.05 0.00 64.05 0.28 64.33 0.00 64.33 0.00 64.33 0.00 64.33 0.00 64.33 0.00 64.33 0.00 64.33 16.86 81.19 0.12 81.31 0.00 81.31 0.00 81.31 18.69 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

1787.57 1787.57 231.25 1063.40 34.12 578.06 35.02 440.69 0.00 329.65 0.00 292.86 20.87 277.13 0.00 263.01 0.00 254.43 0.00 249.41 0.00 245.49 0.00 231.76 0.00 223.47 1027.10 266.82 20.33 262.04 0.00 238.99 0.00 214.02 4911.79 260.61 0.00 257.90 0.00 257.90 257.90

Page 77 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,748 3,180 3,252 1,669 1,735 716 529 449 246 164 118 123 105 140 83 148 145 36 47 8 15,641

2,748 5,928 9,180 10,849 12,584 13,300 13,829 14,278 14,524 14,688 14,806 14,929 15,034 15,174 15,257 15,405 15,550 15,586 15,633 15,641

BAND

CUM.

17.57 17.57 20.33 37.90 20.79 58.69 10.67 69.36 11.09 80.46 4.58 85.03 3.38 88.42 2.87 91.29 1.57 92.86 1.05 93.91 0.75 94.66 0.79 95.45 0.67 96.12 0.90 97.01 0.53 97.54 0.95 98.49 0.93 99.42 0.23 99.65 0.30 99.95 0.05 100.00

PERCENTAGE rp

687.53 543.79 1,179.21 988.12 1,789.56 1,080.61 1,086.61 1,216.90 844.26 648.64 472.99 557.26 639.33 848.61 821.55 2,651.43 3,273.56 911.17 889.40 44.66 21,175.20

687.53 1,231.33 2,410.54 3,398.65 5,188.22 6,268.83 7,355.44 8,572.34 9,416.60 10,065.24 10,538.23 11,095.50 11,734.83 12,583.44 13,404.99 16,056.41 19,329.97 20,241.14 21,130.54 21,175.20

BAND

3.25 2.57 5.57 4.67 8.45 5.10 5.13 5.75 3.99 3.06 2.23 2.63 3.02 4.01 3.88 12.52 15.46 4.30 4.20 0.21

PERCENTAGE

CUM.

3.25 5.81 11.38 16.05 24.50 29.60 34.74 40.48 44.47 47.53 49.77 52.40 55.42 59.43 63.31 75.83 91.29 95.59 99.79 100.00

11 1 0 4 4 1 5 4 2 1 1 1 0 8 2 7 8 3 0 0 63

BAND

11 12 12 16 20 21 26 30 32 33 34 35 35 43 45 52 60 63 63 63

17.46 1.59 0.00 6.35 6.35 1.59 7.94 6.35 3.17 1.59 1.59 1.59 0.00 12.70 3.17 11.11 12.70 4.76 0.00 0.00

CUM.

17.46 19.05 19.05 25.40 31.75 33.33 41.27 47.62 50.79 52.38 53.97 55.56 55.56 68.25 71.43 82.54 95.24 100.00 100.00 100.00

PERCENTAGE rp

1,678.68 7.19 0.00 112.00 347.29 210.90 107.91 188.51 4.24 6.50 458.98 269.05 0.00 371.36 3,082.30 543.22 10,837.99 -643.92 0.00 0.00 17,582.20

1,678.68 1,685.87 1,685.87 1,797.87 2,145.17 2,356.07 2,463.98 2,652.49 2,656.72 2,663.22 3,122.20 3,391.25 3,391.25 3,762.61 6,844.91 7,388.13 18,226.12 17,582.20 17,582.20 17,582.20

BAND

9.55 0.04 0.00 0.64 1.98 1.20 0.61 1.07 0.02 0.04 2.61 1.53 0.00 2.11 17.53 3.09 61.64 -3.66 0.00 0.00

CUM.

9.55 9.59 9.59 10.23 12.20 13.40 14.01 15.09 15.11 15.15 17.76 19.29 19.29 21.40 38.93 42.02 103.66 100.00 100.00 100.00

PERCENTAGE BAND

CUM

244.16 1.32 0.00 11.33 19.41 19.52 9.93 15.49 0.50 1.00 97.04 48.28 0.00 43.76 375.18 20.49 331.08 -70.67 0.00 0.00

244.16 136.92 69.94 52.90 41.35 37.58 33.50 30.94 28.21 26.46 29.63 30.56 28.90 29.90 51.06 46.01 94.29 86.86 83.21 83.03

83.03

Page 78 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

21,681 16,944 32,366 26,885 34,802 18,072 13,605 10,167 5,693 3,014 2,285 2,766 1,807 1,986 1,303 1,835 1,496 694 923 292 198,616

21,681 38,625 70,991 97,876 132,678 150,750 164,355 174,522 180,215 183,229 185,514 188,280 190,087 192,073 193,376 195,211 196,707 197,401 198,324 198,616

BAND

10.92 8.53 16.30 13.54 17.52 9.10 6.85 5.12 2.87 1.52 1.15 1.39 0.91 1.00 0.66 0.92 0.75 0.35 0.46 0.15

CUM.

10.92 19.45 35.74 49.28 66.80 75.90 82.75 87.87 90.74 92.25 93.40 94.80 95.71 96.71 97.36 98.29 99.04 99.39 99.85 100.00

PERCENTAGE rp

14,892.51 3,814.39 9,638.65 12,542.45 24,245.12 19,388.71 19,845.99 20,627.07 15,469.19 10,701.59 9,236.03 13,293.48 10,344.30 14,633.10 10,998.59 23,127.77 23,302.43 14,209.38 28,566.33 158,757.02 457,634.09

14,892.51 18,706.90 28,345.55 40,888.00 65,133.12 84,521.82 104,367.82 124,994.89 140,464.09 151,165.67 160,401.70 173,695.18 184,039.47 198,672.57 209,671.16 232,798.93 256,101.36 270,310.74 298,877.07 457,634.09

BAND

CUM.

3.25 3.25 0.83 4.09 2.11 6.19 2.74 8.93 5.30 14.23 4.24 18.47 4.34 22.81 4.51 27.31 3.38 30.69 2.34 33.03 2.02 35.05 2.90 37.96 2.26 40.22 3.20 43.41 2.40 45.82 5.05 50.87 5.09 55.96 3.10 59.07 6.24 65.31 34.69 100.00

PERCENTAGE f

294 82 193 266 419 265 207 185 117 99 67 79 79 91 65 227 137 133 278 130 3,413

BAND

CUM.

294 8.61 8.61 376 2.40 11.02 569 5.65 16.67 835 7.79 24.47 1,25 12.28 36.74 1,51 7.76 44.51 1,72 6.07 50.57 1,91 5.42 55.99 2,02 3.43 59.42 2,12 2.90 62.32 2,19 1.96 64.28 2,27 2.31 66.60 2,35 2.31 68.91 2,44 2.67 71.58 2,50 1.90 73.48 2,73 6.65 80.13 2,87 4.01 84.15 3,00 3.90 88.05 3,28 8.15 96.19 3,41 3.81 100.00

PERCENTAGE rp

254,187.92 254,187.92 8,029.23 262,217.15 6,416.37 268,633.52 9,691.15 278,324.67 22,112.46 300,437.13 13,421.96 313,859.08 17,644.71 331,503.79 21,522.22 353,026.01 25,080.45 378,106.46 15,999.10 394,105.56 19,876.44 413,982.01 15,270.01 429,252.01 7,516.58 436,768.60 24,689.91 461,458.51 26,839.77 488,298.28 79,096.70 567,394.99 193,468.84 760,863.83 98,312.92 859,176.75 234,234.02 1,093,410.77 151,321.27 1,244,732.05 1,244,732.03

BAND

20.42 0.65 0.52 0.78 1.78 1.08 1.42 1.73 2.01 1.29 1.60 1.23 0.60 1.98 2.16 6.35 15.54 7.90 18.82 12.16

CUM.

20.42 21.07 21.58 22.36 24.14 25.21 26.63 28.36 30.38 31.66 33.26 34.49 35.09 37.07 39.23 45.58 61.13 69.03 87.84 100.00

PERCENTAGE BAND

CUM

1706.82 1706.82 210.50 1401.71 66.57 947.71 77.27 680.70 91.20 461.27 69.23 371.33 88.91 317.63 104.34 282.43 162.13 269.18 149.50 260.71 215.21 258.09 114.87 247.13 72.66 237.32 168.73 232.27 244.03 232.89 342.00 243.73 830.25 297.09 691.89 317.85 819.97 365.84 95.32 271.99 271.99

Page 79 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

26,128 23,782 25,567 13,800 13,679 6,692 4,812 3,752 2,132 1,312 1,060 1,313 936 1,286 907 1,618 1,483 787 877 253 132,176

26,128 49,910 75,477 89,277 102,956 109,648 114,460 118,212 120,344 121,656 122,716 124,029 124,965 126,251 127,158 128,776 130,259 131,046 131,923 132,176

BAND

CUM.

19.77 19.77 17.99 37.76 19.34 57.10 10.44 67.54 10.35 77.89 5.06 82.96 3.64 86.60 2.84 89.44 1.61 91.05 0.99 92.04 0.80 92.84 0.99 93.84 0.71 94.54 0.97 95.52 0.69 96.20 1.22 97.43 1.12 98.55 0.60 99.15 0.66 99.81 0.19 100.00

PERCENTAGE rp

12,028.64 4,496.99 8,694.90 7,437.78 12,099.41 8,756.56 9,352.89 9,420.31 6,994.49 5,174.93 5,034.84 6,854.64 5,938.87 9,860.83 8,770.40 59,971.72 22,730.98 14,241.56 16,653.33 16,622.58 251,136.67

BAND

12,028.64 4.79 16,525.63 1.79 25,220.54 3.46 32,658.32 2.96 44,757.74 4.82 53,514.30 3.49 62,867.18 3.72 72,287.49 3.75 79,281.98 2.79 84,456.91 2.06 89,491.75 2.00 96,346.38 2.73 102,285.26 2.36 112,146.08 3.93 120,916.49 3.49 180,888.21 23.88 203,619.19 9.05 217,860.75 5.67 234,514.08 6.63 251,136.67 6.62

CUM.

4.79 6.58 10.04 13.00 17.82 21.31 25.03 28.78 31.57 33.63 35.63 38.36 40.73 44.66 48.15 72.03 81.08 86.75 93.38 100.00

PERCENTAGE f

131 131 36 167 83 250 57 307 75 382 41 423 26 449 32 481 28 509 18 527 23 550 31 581 23 604 59 663 45 708 110 818 137 955 113 1,068 94 1,162 98 1,260 1,260

BAND

CUM.

10.40 10.40 2.86 13.25 6.59 19.84 4.52 24.37 5.95 30.32 3.25 33.57 2.06 35.63 2.54 38.17 2.22 40.40 1.43 41.83 1.83 43.65 2.46 46.11 1.83 47.94 4.68 52.62 3.57 56.19 8.73 64.92 10.87 75.79 8.97 84.76 7.46 92.22 7.78 100.00

PERCENTAGE rp

50,806.62 426.76 2,380.91 2,070.26 6,460.22 36,526.12 3,372.15 4,228.28 6,333.34 3,172.24 17,847.57 64,930.07 1,610.00 36,201.95 13,112.16 20,522.41 62,676.43 35,113.04 44,075.45 74,571.24 486,437.23

50,806.62 51,233.39 53,614.30 55,684.56 62,144.79 98,670.90 102,043.05 106,271.33 112,604.67 115,776.91 133,624.48 198,554.55 200,164.55 236,366.50 249,478.65 270,001.07 332,677.50 367,790.54 411,865.99 486,437.23

BAND

CUM.

10.44 10.44 0.09 10.53 0.49 11.02 0.43 11.45 1.33 12.78 7.51 20.28 0.69 20.98 0.87 21.85 1.30 23.15 0.65 23.80 3.67 27.47 13.35 40.82 0.33 41.15 7.44 48.59 2.70 51.29 4.22 55.51 12.88 68.39 7.22 75.61 9.06 84.67 15.33 100.00

PERCENTAGE BAND

CUM.

422.38 9.49 27.38 27.83 53.39 417.13 36.05 44.88 90.55 61.30 354.48 947.24 27.11 367.13 149.50 34.22 275.73 246.55 264.66 448.61

422.38 310.02 212.58 170.51 138.85 184.38 162.32 147.01 142.03 137.08 149.31 206.08 195.69 210.77 206.32 149.26 163.38 168.82 175.63 193.69

193.69

Page 80 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

22,551 14,085 11,726 5,737 6,262 3,281 2,438 2,055 1,185 697 503 618 398 558 328 536 452 184 177 91 73,862

22,551 36,636 48,362 54,099 60,361 63,642 66,080 68,135 69,320 70,017 70,520 71,138 71,536 72,094 72,422 72,958 73,410 73,594 73,771 73,862

BAND

CUM.

30.53 30.53 19.07 49.60 15.88 65.48 7.77 73.24 8.48 81.72 4.44 86.16 3.30 89.46 2.78 92.25 1.60 93.85 0.94 94.79 0.68 95.48 0.84 96.31 0.54 96.85 0.76 97.61 0.44 98.05 0.73 98.78 0.61 99.39 0.25 99.64 0.24 99.88 0.12 100.00

PERCENTAGE rp

6,460.56 2,720.66 4,488.22 2,300.39 6,222.32 4,501.51 4,535.60 5,402.46 3,934.81 756.74 2,438.66 3,567.53 2,864.78 4,229.16 3,534.30 7,660.64 8,480.97 3,728.09 3,204.30 4,312.66 85,344.37

6,460.56 9,181.23 13,669.44 15,969.84 22,192.16 26,693.67 31,229.27 36,631.73 40,566.54 41,323.28 43,761.94 47,329.47 50,194.25 54,423.41 57,957.71 65,618.35 74,099.32 77,827.41 81,031.71 85,344.37

BAND

7.57 3.19 5.26 2.70 7.29 5.27 5.31 6.33 4.61 0.89 2.86 4.18 3.36 4.96 4.14 8.98 9.94 4.37 3.75 5.05

CUM.

7.57 10.76 16.02 18.71 26.00 31.28 36.59 42.92 47.53 48.42 51.28 55.46 58.81 63.77 67.91 76.89 86.82 91.19 94.95 100.00

PERCENTAGE f

49 10 6 9 15 10 14 46 16 9 6 16 16 16 9 26 54 49 21 11 408

BAND

CUM.

49 59 65 74 89 99 113 159 175 184 190 206 222 238 247 273 327 376 397 408

12.01 12.01 2.45 14.46 1.47 15.93 2.21 18.14 3.68 21.81 2.45 24.26 3.43 27.70 11.27 38.97 3.92 42.89 2.21 45.10 1.47 46.57 3.92 50.49 3.92 54.41 3.92 58.33 2.21 60.54 6.37 66.91 13.24 80.15 12.01 92.16 5.15 97.30 2.70 100.00

PERCENTAGE rp

11,462.84 375.11 124.12 346.14 498.63 165.69 446.26 2,104.96 861.06 502.80 4,267.80 4,015.75 241.32 270.06 77.19 1,993.71 38,624.60 64,210.65 2,875.92 135,202.81 268,667.44

11,462.84 11,837.96 11,962.07 12,308.21 12,806.84 12,972.53 13,418.79 15,523.76 16,384.82 16,887.62 21,155.42 25,171.17 25,412.49 25,682.55 25,759.74 27,753.45 66,378.05 130,588.70 133,464.63 268,667.44

BAND

4.27 0.14 0.05 0.13 0.19 0.06 0.17 0.78 0.32 0.19 1.59 1.49 0.09 0.10 0.03 0.74 14.38 23.90 1.07 50.32

CUM.

4.27 4.41 4.45 4.58 4.77 4.83 4.99 5.78 6.10 6.29 7.87 9.37 9.46 9.56 9.59 10.33 24.71 48.61 49.68 100.00

PERCENTAGE BAND

177.43 13.79 2.77 15.05 8.01 3.68 9.84 38.96 21.88 66.44 175.01 112.56 8.42 6.39 2.18 26.03 455.43 1722.35 89.75 3135.02

CUM

177.43 128.94 87.51 77.07 57.71 48.60 42.97 42.38 40.39 40.87 48.34 53.18 50.63 47.19 44.45 42.30 89.58 167.79 164.71 314.80

314.80

Page 81 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

2,260 1,685 1,674 908 978 558 410 289 174 122 55 97 48 66 36 67 41 24 21 1

2,260 3,945 5,619 6,527 7,505 8,063 8,473 8,762 8,936 9,058 9,113 9,210 9,258 9,324 9,360 9,427 9,468 9,492 9,513 9,514

9,514

BAND

CUM.

23.75 23.75 17.71 41.47 17.60 59.06 9.54 68.60 10.28 78.88 5.87 84.75 4.31 89.06 3.04 92.10 1.83 93.92 1.28 95.21 0.58 95.79 1.02 96.80 0.50 97.31 0.69 98.00 0.38 98.38 0.70 99.09 0.43 99.52 0.25 99.77 0.22 99.99 0.01 100.00

PERCENTAGE rp

512.84 292.60 480.13 448.23 819.03 674.90 657.70 640.00 502.55 459.10 290.47 445.93 543.70 519.05 291.50 619.19 416.41 296.77 442.81 182.18 9,535.10

512.84 805.44 1,285.57 1,733.80 2,552.84 3,227.73 3,885.44 4,525.44 5,027.99 5,487.08 5,777.56 6,223.49 6,767.19 7,286.24 7,577.73 8,196.92 8,613.33 8,910.10 9,352.92 9,535.10

BAND

5.38 3.07 5.04 4.70 8.59 7.08 6.90 6.71 5.27 4.81 3.05 4.68 5.70 5.44 3.06 6.49 4.37 3.11 4.64 1.91

CUM.

5.38 8.45 13.48 18.18 26.77 33.85 40.75 47.46 52.73 57.55 60.59 65.27 70.97 76.41 79.47 85.97 90.33 93.45 98.09 100.00

PERCENTAGE f

17 3 5 3 8 8 0 6 3 0 0 4 3 4 0 3 3 2 9 0 81

BAND

17 20 25 28 36 44 44 50 53 53 53 57 60 64 64 67 70 72 81 81

CUM.

20.99 20.99 3.70 24.69 6.17 30.86 3.70 34.57 9.88 44.44 9.88 54.32 0.00 54.32 7.41 61.73 3.70 65.43 0.00 65.43 0.00 65.43 4.94 70.37 3.70 74.07 4.94 79.01 0.00 79.01 3.70 82.72 3.70 86.42 2.47 88.89 11.11 100.00 0.00 100.00

PERCENTAGE rp

1,109.18 67.69 62.27 923.75 465.65 555.51 0.00 26.52 39.55 0.00 0.00 69.49 175.03 213.42 0.00 199.74 114.21 779.08 14,159.88 0.00 18,960.99

1,109.18 1,176.86 1,239.14 2,162.89 2,628.54 3,184.05 3,184.05 3,210.58 3,250.13 3,250.13 3,250.13 3,319.63 3,494.66 3,708.08 3,708.08 3,907.82 4,022.03 4,801.12 18,960.99 18,960.99

BAND

CUM.

5.85 5.85 0.36 6.21 0.33 6.54 4.87 11.41 2.46 13.86 2.93 16.79 0.00 16.79 0.14 16.93 0.21 17.14 0.00 17.14 0.00 17.14 0.37 17.51 0.92 18.43 1.13 19.56 0.00 19.56 1.05 20.61 0.60 21.21 4.11 25.32 74.68 100.00 0.00 100.00

PERCENTAGE BAND

CUM

216.28 23.13 12.97 206.09 56.85 82.31 0.00 4.14 7.87 0.00 0.00 15.58 32.19 41.12 0.00 32.26 27.43 262.52 3197.70 0.00

216.28 146.11 96.39 124.75 102.97 98.65 81.95 70.95 64.64 59.23 56.25 53.34 51.64 50.89 48.93 47.67 46.70 53.88 202.73 198.85

198.85

Page 82 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

21,706 16,779 17,589 10,378 11,519 6,568 4,625 4,133 2,305 1,379 1,088 1,221 847 1,092 715 1,072 841 407 375 143 104,782

21,706 38,485 56,074 66,452 77,971 84,539 89,164 93,297 95,602 96,981 98,069 99,290 100,137 101,229 101,944 103,016 103,857 104,264 104,639 104,782

BAND

20.72 16.01 16.79 9.90 10.99 6.27 4.41 3.94 2.20 1.32 1.04 1.17 0.81 1.04 0.68 1.02 0.80 0.39 0.36 0.14

CUM.

20.72 36.73 53.51 63.42 74.41 80.68 85.09 89.04 91.24 92.56 93.59 94.76 95.57 96.61 97.29 98.31 99.12 99.51 99.86 100.00

PERCENTAGE rp

8,089.29 3,308.21 6,468.09 5,997.36 10,160.19 7,954.38 7,818.74 9,985.10 6,949.95 5,240.39 4,975.49 7,133.73 5,860.90 10,647.90 7,765.42 16,619.36 15,837.81 6,737.75 11,511.60 3,061.89 162,123.54

8,089.29 11,397.49 17,865.58 23,862.94 34,023.13 41,977.52 49,796.26 59,781.36 66,731.31 71,971.70 76,947.19 84,080.92 89,941.82 100,589.71 108,355.13 124,974.49 140,812.30 147,550.05 159,061.65 162,123.54

BAND

4.99 2.04 3.99 3.70 6.27 4.91 4.82 6.16 4.29 3.23 3.07 4.40 3.62 6.57 4.79 10.25 9.77 4.16 7.10 1.89

CUM.

4.99 7.03 11.02 14.72 20.99 25.89 30.72 36.87 41.16 44.39 47.46 51.86 55.48 62.05 66.83 77.09 86.85 91.01 98.11 100.00

PERCENTAGE f

64 9 17 11 22 17 16 14 10 13 6 40 13 37 14 26 36 35 67 26 493

64 73 90 101 123 140 156 170 180 193 199 239 252 289 303 329 365 400 467 493

BAND

12.98 1.83 3.45 2.23 4.46 3.45 3.25 2.84 2.03 2.64 1.22 8.11 2.64 7.51 2.84 5.27 7.30 7.10 13.59 5.27

CUM.

12.98 14.81 18.26 20.49 24.95 28.40 31.64 34.48 36.51 39.15 40.37 48.48 51.12 58.62 61.46 66.73 74.04 81.14 94.73 100.00

PERCENTAGE rp

9,928.62 720.51 637.26 262.47 6,023.18 1,878.43 1,952.91 664.34 2,583.51 253.81 20.65 9,808.55 3,789.71 4,874.32 20,208.90 1,759.43 49,640.22 27,328.78 30,065.57 66,479.40 238,880.57

9,928.62 10,649.13 11,286.39 11,548.86 17,572.05 19,450.48 21,403.39 22,067.73 24,651.24 24,905.05 24,925.69 34,734.25 38,523.95 43,398.27 63,607.17 65,366.60 115,006.82 142,335.60 172,401.17 238,880.57

BAND

CUM.

4.16 4.16 0.30 4.46 0.27 4.72 0.11 4.83 2.52 7.36 0.79 8.14 0.82 8.96 0.28 9.24 1.08 10.32 0.11 10.43 0.01 10.43 4.11 14.54 1.59 16.13 2.04 18.17 8.46 26.63 0.74 27.36 20.78 48.14 11.44 59.58 12.59 72.17 27.83 100.00

PERCENTAGE BAND

122.74 21.78 9.85 4.38 59.28 23.62 24.98 6.65 37.17 4.84 0.41 137.50 64.66 45.78 260.24 10.59 313.43 405.61 261.18 2171.19

CUM

122.74 93.43 63.17 48.40 51.65 46.34 42.98 36.91 36.94 34.60 32.39 41.31 42.83 43.14 58.70 52.30 81.67 96.47 108.39 147.34

147.34

Page 83 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,811 7,971 6,332 2,061 1,618 504 339 233 121 45 52 47 35 49 25 53 46 21 28 4 25,395

5,811 13,782 20,114 22,175 23,793 24,297 24,636 24,869 24,990 25,035 25,087 25,134 25,169 25,218 25,243 25,296 25,342 25,363 25,391 25,395

BAND

CUM.

22.88 22.88 31.39 54.27 24.93 79.20 8.12 87.32 6.37 93.69 1.98 95.68 1.33 97.01 0.92 97.93 0.48 98.41 0.18 98.58 0.20 98.79 0.19 98.97 0.14 99.11 0.19 99.30 0.10 99.40 0.21 99.61 0.18 99.79 0.08 99.87 0.11 99.98 0.02 100.00

PERCENTAGE rp

2,469.48 3,891.12 6,037.26 3,304.58 4,036.00 1,797.11 1,458.12 997.43 794.06 301.20 440.53 541.78 427.78 1,876.43 566.99 855.28 1,063.09 848.04 473.19 -40.73 32,138.74

2,469.48 6,360.60 12,397.86 15,702.45 19,738.45 21,535.56 22,993.68 23,991.11 24,785.17 25,086.37 25,526.90 26,068.67 26,496.45 28,372.89 28,939.88 29,795.16 30,858.25 31,706.29 32,179.47 32,138.74

PERCENTAGE

BAND

CUM.

7.68 12.11 18.79 10.28 12.56 5.59 4.54 3.10 2.47 0.94 1.37 1.69 1.33 5.84 1.76 2.66 3.31 2.64 1.47 -0.13

7.68 19.79 38.58 48.86 61.42 67.01 71.55 74.65 77.12 78.06 79.43 81.11 82.44 88.28 90.05 92.71 96.02 98.65 100.13 100.00

20 34 22 2 4 2 1 1 2 4 0 2 1 2 1 0 0 2 1 0

20 19.80 19.80 54 33.66 53.47 76 21.78 75.25 78 1.98 77.23 82 3.96 81.19 84 1.98 83.17 85 0.99 84.16 86 0.99 85.15 88 1.98 87.13 92 3.96 91.09 92 0.00 91.09 94 1.98 93.07 95 0.99 94.06 97 1.98 96.04 98 0.99 97.03 98 0.00 97.03 98 0.00 97.03 100 1.98 99.01 101 0.99 100.00 101 0.00 100.00

101

BAND

CUM.

PERCENTAGE rp

BAND

632.25 632.25 1.71 1,742.47 2,374.72 4.70 1,842.89 4,217.62 4.97 370.94 4,588.56 1.00 1,970.59 6,559.15 5.31 72.57 6,631.72 0.20 9.99 6,641.71 0.03 208.38 6,850.09 0.56 340.63 7,190.73 0.92 227.73 7,418.46 0.61 0.00 7,418.46 0.00 618.74 8,037.20 1.67 827.97 8,865.17 2.23 143.75 9,008.92 0.39 40.00 9,048.92 0.11 0.00 9,048.92 0.00 0.00 9,048.92 0.00 8,298.15 17,347.07 22.38 19,732.28 37,079.35 53.22 0.00 37,079.35 0.00 37,079.33

CUM.

1.71 6.40 11.37 12.37 17.69 17.89 17.91 18.47 19.39 20.01 20.01 21.68 23.91 24.30 24.40 24.40 24.40 46.78 100.00 100.00

PERCENTAGE BAND

CUM

25.60 25.60 44.78 37.33 30.53 34.02 11.23 29.22 48.83 33.23 4.04 30.79 0.69 28.88 20.89 28.55 42.90 29.01 75.61 29.57 0.00 29.06 114.21 30.83 193.55 33.46 7.66 31.75 7.05 31.27 0.00 30.37 0.00 29.32 978.52 54.71 4170.09 115.23 0.00 115.37 115.37

Page 84 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,373 1,338 1,039 499 507 244 133 89 64 28 18 26 15 18 19 29 14 12 5 3 5,473

1,373 2,711 3,750 4,249 4,756 5,000 5,133 5,222 5,286 5,314 5,332 5,358 5,373 5,391 5,410 5,439 5,453 5,465 5,470 5,473

BAND

CUM.

25.09 25.09 24.45 49.53 18.98 68.52 9.12 77.64 9.26 86.90 4.46 91.36 2.43 93.79 1.63 95.41 1.17 96.58 0.51 97.09 0.33 97.42 0.48 97.90 0.27 98.17 0.33 98.50 0.35 98.85 0.53 99.38 0.26 99.63 0.22 99.85 0.09 99.95 0.05 100.00

PERCENTAGE rp

611.20 471.18 800.52 615.68 780.49 619.55 454.98 313.53 314.67 112.65 131.96 298.91 153.99 143.24 192.75 657.24 854.89 366.07 125.00 41.34 8,059.84

611.20 1,082.38 1,882.90 2,498.58 3,279.06 3,898.62 4,353.60 4,667.13 4,981.80 5,094.45 5,226.41 5,525.32 5,679.31 5,822.55 6,015.30 6,672.54 7,527.43 7,893.50 8,018.51 8,059.84

BAND

7.58 5.85 9.93 7.64 9.68 7.69 5.64 3.89 3.90 1.40 1.64 3.71 1.91 1.78 2.39 8.15 10.61 4.54 1.55 0.51

CUM.

7.58 13.43 23.36 31.00 40.68 48.37 54.02 57.91 61.81 63.21 64.85 68.55 70.46 72.24 74.63 82.79 93.39 97.94 99.49 100.00

PERCENTAGE f

5 4 5 2 2 1 1 0 1 0 1 2 1 2 1 7 1 0 0 0 36

5 9 14 16 18 19 20 20 21 21 22 24 25 27 28 35 36 36 36 36

BAND

13.89 11.11 13.89 5.56 5.56 2.78 2.78 0.00 2.78 0.00 2.78 5.56 2.78 5.56 2.78 19.44 2.78 0.00 0.00 0.00

CUM.

13.89 25.00 38.89 44.44 50.00 52.78 55.56 55.56 58.33 58.33 61.11 66.67 69.44 75.00 77.78 97.22 100.00 100.00 100.00 100.00

PERCENTAGE rp

1,266.07 217.84 650.50 222.16 418.70 88.29 31.74 0.00 22.50 0.00 22.05 24.00 2,233.38 276.88 7.12 639.72 89.64 0.00 0.00 0.00 6,210.58

1,266.07 1,483.91 2,134.41 2,356.56 2,775.26 2,863.55 2,895.29 2,895.29 2,917.79 2,917.79 2,939.84 2,963.84 5,197.22 5,474.10 5,481.22 6,120.94 6,210.58 6,210.58 6,210.58 6,210.58

BAND

20.39 3.51 10.47 3.58 6.74 1.42 0.51 0.00 0.36 0.00 0.36 0.39 35.96 4.46 0.11 10.30 1.44 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

CUM

20.39 207.15 23.89 46.23 34.37 81.26 37.94 36.08 44.69 53.65 46.11 14.25 46.62 6.98 46.62 0.00 46.98 7.15 46.98 0.00 47.34 16.71 47.72 8.03 83.68 1450.35 88.14 193.31 88.26 3.69 98.56 97.33 100.00 10.49 100.00 0.00 100.00 0.00 100.00 0.00

207.15 137.10 113.36 94.32 84.64 73.45 66.50 62.04 58.57 57.27 56.25 53.64 91.51 94.02 91.12 91.73 82.51 78.68 77.45 77.06

77.06

Page 85 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,384 2,696 2,479 1,144 1,102 614 381 301 162 102 61 78 45 73 52 76 53 49 46 11 12,909

3,384 6,080 8,559 9,703 10,805 11,419 11,800 12,101 12,263 12,365 12,426 12,504 12,549 12,622 12,674 12,750 12,803 12,852 12,898 12,909

BAND

CUM.

26.21 26.21 20.88 47.10 19.20 66.30 8.86 75.16 8.54 83.70 4.76 88.46 2.95 91.41 2.33 93.74 1.25 95.00 0.79 95.79 0.47 96.26 0.60 96.86 0.35 97.21 0.57 97.78 0.40 98.18 0.59 98.77 0.41 99.18 0.38 99.56 0.36 99.91 0.09 100.00

PERCENTAGE rp

878.42 621.39 981.18 811.80 1,483.44 1,191.42 935.60 996.92 696.48 545.58 359.55 604.22 438.76 936.61 625.12 1,188.49 898.91 1,502.96 1,620.62 267.25 17,584.73

878.42 1,499.81 2,480.99 3,292.79 4,776.22 5,967.64 6,903.24 7,900.16 8,596.65 9,142.23 9,501.79 10,106.01 10,544.77 11,481.38 12,106.50 13,294.99 14,193.89 15,696.85 17,317.47 17,584.73

BAND

5.00 3.53 5.58 4.62 8.44 6.78 5.32 5.67 3.96 3.10 2.04 3.44 2.50 5.33 3.55 6.76 5.11 8.55 9.22 1.52

PERCENTAGE

CUM.

5.00 8.53 14.11 18.73 27.16 33.94 39.26 44.93 48.89 51.99 54.03 57.47 59.97 65.29 68.85 75.61 80.72 89.26 98.48 100.00

22 10 10 3 2 1 0 1 0 0 0 0 1 1 0 4 4 0 12 0 71

22 32 42 45 47 48 48 49 49 49 49 49 50 51 51 55 59 59 71 71

BAND

CUM.

30.99 30.99 14.08 45.07 14.08 59.15 4.23 63.38 2.82 66.20 1.41 67.61 0.00 67.61 1.41 69.01 0.00 69.01 0.00 69.01 0.00 69.01 0.00 69.01 1.41 70.42 1.41 71.83 0.00 71.83 5.63 77.46 5.63 83.10 0.00 83.10 16.90 100.00 0.00 100.00

PERCENTAGE rp

11,862.18 471.94 2,055.96 439.56 381.06 61.75 0.00 2.50 0.00 0.00 0.00 0.00 4.03 50.00 0.00 6,274.52 4,365.32 0.00 20,522.80 0.00 46,491.62

11,862.18 12,334.12 14,390.08 14,829.64 15,210.70 15,272.46 15,272.46 15,274.96 15,274.96 15,274.96 15,274.96 15,274.96 15,278.99 15,328.99 15,328.99 21,603.51 25,968.83 25,968.83 46,491.63 46,491.63

BAND

25.51 1.02 4.42 0.95 0.82 0.13 0.00 0.01 0.00 0.00 0.00 0.00 0.01 0.11 0.00 13.50 9.39 0.00 44.14 0.00

CUM.

25.51 26.53 30.95 31.90 32.72 32.85 32.85 32.86 32.86 32.86 32.86 32.86 32.86 32.97 32.97 46.47 55.86 55.86 100.00 100.00

PERCENTAGE BAND

CUM

1350.40 1350.40 75.95 822.38 209.54 580.01 54.15 450.37 25.69 318.47 5.18 255.92 0.00 221.24 0.25 193.35 0.00 177.69 0.00 167.08 0.00 160.76 0.00 151.15 0.92 144.90 5.34 133.51 0.00 126.62 527.94 162.49 485.63 182.96 0.00 165.44 1266.36 268.47 0.00 264.39 264.39

Page 86 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,154 3,542 4,104 2,405 2,623 1,241 924 663 352 145 143 152 77 122 57 112 80 44 56 26 20,022

3,154 6,696 10,800 13,205 15,828 17,069 17,993 18,656 19,008 19,153 19,296 19,448 19,525 19,647 19,704 19,816 19,896 19,940 19,996 20,022

BAND

CUM.

15.75 15.75 17.69 33.44 20.50 53.94 12.01 65.95 13.10 79.05 6.20 85.25 4.61 89.87 3.31 93.18 1.76 94.94 0.72 95.66 0.71 96.37 0.76 97.13 0.38 97.52 0.61 98.13 0.28 98.41 0.56 98.97 0.40 99.37 0.22 99.59 0.28 99.87 0.13 100.00

PERCENTAGE rp

1,561.96 821.21 1,832.18 1,950.32 3,721.20 2,590.07 2,776.12 2,546.81 1,752.87 741.47 891.74 1,036.38 630.79 1,058.54 629.01 2,166.41 2,373.37 1,596.38 4,902.00 4,219.53 39,798.37

1,561.96 2,383.17 4,215.35 6,165.67 9,886.88 12,476.95 15,253.07 17,799.88 19,552.75 20,294.22 21,185.96 22,222.33 22,853.13 23,911.67 24,540.68 26,707.09 29,080.47 30,676.84 35,578.84 39,798.37

BAND

3.92 2.06 4.60 4.90 9.35 6.51 6.98 6.40 4.40 1.86 2.24 2.60 1.58 2.66 1.58 5.44 5.96 4.01 12.32 10.60

PERCENTAGE

CUM.

3.92 5.99 10.59 15.49 24.84 31.35 38.33 44.73 49.13 50.99 53.23 55.84 57.42 60.08 61.66 67.11 73.07 77.08 89.40 100.00

18 7 5 5 4 1 1 2 2 1 0 2 0 1 0 3 1 2 7 0 62

BAND

18 29.03 25 11.29 30 8.06 35 8.06 39 6.45 40 1.61 41 1.61 43 3.23 45 3.23 46 1.61 46 0.00 48 3.23 48 0.00 49 1.61 49 0.00 52 4.84 53 1.61 55 3.23 62 11.29 62 0.00

CUM.

29.03 40.32 48.39 56.45 62.90 64.52 66.13 69.35 72.58 74.19 74.19 77.42 77.42 79.03 79.03 83.87 85.48 88.71 100.00 100.00

PERCENTAGE rp

14,082.06 454.38 142.04 466.93 227.01 86.70 245.44 149.08 146.84 47.43 0.00 34.14 0.00 4.83 0.00 158.38 13.82 2,511.15 5,148.63 0.00 23,918.86

14,082.06 14,536.43 14,678.47 15,145.40 15,372.41 15,459.12 15,704.56 15,853.64 16,000.48 16,047.91 16,047.91 16,082.05 16,082.05 16,086.88 16,086.88 16,245.27 16,259.08 18,770.23 23,918.86 23,918.86

BAND

CUM.

58.87 58.87 1.90 60.77 0.59 61.37 1.95 63.32 0.95 64.27 0.36 64.63 1.03 65.66 0.62 66.28 0.61 66.89 0.20 67.09 0.00 67.09 0.14 67.24 0.00 67.24 0.02 67.26 0.00 67.26 0.66 67.92 0.06 67.98 10.50 78.47 21.53 100.00 0.00 100.00

PERCENTAGE BAND

CUM

901.56 55.33 7.75 23.94 6.10 3.35 8.84 5.85 8.38 6.40 0.00 3.29 0.00 0.46 0.00 7.31 0.58 157.30 105.03 0.00

901.56 609.96 348.21 245.64 155.48 123.90 102.96 89.07 81.83 79.08 75.75 72.37 70.37 67.28 65.55 60.83 55.91 61.19 67.23 60.10

60.10

Page 87 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,259 1,459 1,773 993 1,040 643 431 395 198 114 74 87 47 105 51 48 26 8 20 6 8,777

1,259 2,718 4,491 5,484 6,524 7,167 7,598 7,993 8,191 8,305 8,379 8,466 8,513 8,618 8,669 8,717 8,743 8,751 8,771 8,777

BAND

CUM.

14.34 14.34 16.62 30.97 20.20 51.17 11.31 62.48 11.85 74.33 7.33 81.66 4.91 86.57 4.50 91.07 2.26 93.32 1.30 94.62 0.84 95.47 0.99 96.46 0.54 96.99 1.20 98.19 0.58 98.77 0.55 99.32 0.30 99.61 0.09 99.70 0.23 99.93 0.07 100.00

PERCENTAGE rp

861.23 306.59 674.59 610.50 1,167.73 1,293.07 1,307.32 1,352.57 837.34 559.06 454.97 712.83 381.41 994.51 361.02 788.33 294.30 153.43 1,556.41 49.41 14,716.61

861.23 1,167.82 1,842.41 2,452.91 3,620.64 4,913.70 6,221.02 7,573.59 8,410.93 8,970.00 9,424.97 10,137.80 10,519.21 11,513.72 11,874.73 12,663.06 12,957.36 13,110.79 14,667.20 14,716.61

BAND

5.85 2.08 4.58 4.15 7.93 8.79 8.88 9.19 5.69 3.80 3.09 4.84 2.59 6.76 2.45 5.36 2.00 1.04 10.58 0.34

CUM.

5.85 7.94 12.52 16.67 24.60 33.39 42.27 51.46 57.15 60.95 64.04 68.89 71.48 78.24 80.69 86.05 88.05 89.09 99.66 100.00

PERCENTAGE f

2 1 1 4 3 8 4 5 0 1 0 0 2 2 1 0 1 2 5 0 42

BAND

CUM.

2 4.76 4.76 3 2.38 7.14 4 2.38 9.52 8 9.52 19.05 11 7.14 26.19 19 19.05 45.24 23 9.52 54.76 28 11.90 66.67 28 0.00 66.67 29 2.38 69.05 29 0.00 69.05 29 0.00 69.05 31 4.76 73.81 33 4.76 78.57 34 2.38 80.95 34 0.00 80.95 35 2.38 83.33 37 4.76 88.10 42 11.90 100.00 42 0.00 100.00

PERCENTAGE rp

35.63 3.77 1.25 1,696.59 321.34 426.74 1,870.45 1,777.58 0.00 267.26 0.00 0.00 4,305.33 507.37 2.65 0.00 24.05 523.93 316.75 0.00 12,080.69

35.63 39.40 40.65 1,737.24 2,058.58 2,485.33 4,355.77 6,133.36 6,133.36 6,400.61 6,400.61 6,400.61 10,705.94 11,213.31 11,215.96 11,215.96 11,240.01 11,763.94 12,080.69 12,080.69

BAND

CUM.

PERCENTAGE BAND

0.29 0.29 4.14 0.03 0.33 1.23 0.01 0.34 0.19 14.04 14.38 277.90 2.66 17.04 27.52 3.53 20.57 33.00 15.48 36.06 143.07 14.71 50.77 131.42 0.00 50.77 0.00 2.21 52.98 47.80 0.00 52.98 0.00 0.00 52.98 0.00 35.64 88.62 1128.80 4.20 92.82 51.02 0.02 92.84 0.73 0.00 92.84 0.00 0.20 93.04 8.17 4.34 97.38 341.49 2.62 100.00 20.35 0.00 100.00 0.00

CUM

4.14 3.37 2.21 70.82 56.86 50.58 70.02 80.98 72.92 71.36 67.91 63.14 101.78 97.39 94.45 88.57 86.75 89.73 82.37 82.09

82.09

Page 88 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,088 1,149 1,042 566 611 369 239 199 107 71 32 52 21 39 10 22 22 7 2 0 5,648

1,088 2,237 3,279 3,845 4,456 4,825 5,064 5,263 5,370 5,441 5,473 5,525 5,546 5,585 5,595 5,617 5,639 5,646 5,648 5,648

BAND

CUM.

19.26 19.26 20.34 39.61 18.45 58.06 10.02 68.08 10.82 78.90 6.53 85.43 4.23 89.66 3.52 93.18 1.89 95.08 1.26 96.33 0.57 96.90 0.92 97.82 0.37 98.19 0.69 98.88 0.18 99.06 0.39 99.45 0.39 99.84 0.12 99.96 0.04 100.00 0.00 100.00

PERCENTAGE rp

261.42 317.50 583.96 604.22 1,010.16 946.97 773.38 822.54 540.49 417.09 222.48 445.28 193.30 407.77 211.91 349.28 320.41 171.60 23.93 0.00 8,623.68

261.42 578.92 1,162.88 1,767.10 2,777.26 3,724.23 4,497.61 5,320.15 5,860.64 6,277.73 6,500.20 6,945.48 7,138.78 7,546.55 7,758.46 8,107.74 8,428.15 8,599.75 8,623.68 8,623.68

BAND

3.03 3.68 6.77 7.01 11.71 10.98 8.97 9.54 6.27 4.84 2.58 5.16 2.24 4.73 2.46 4.05 3.72 1.99 0.28 0.00

CUM.

3.03 6.71 13.48 20.49 32.20 43.19 52.15 61.69 67.96 72.80 75.38 80.54 82.78 87.51 89.97 94.02 97.73 99.72 100.00 100.00

PERCENTAGE f

0 0 1 1 4 0 2 1 1 0 1 1 0 0 0 0 0 0 0 0 12

0 0 1 2 6 6 8 9 10 10 11 12 12 12 12 12 12 12 12 12

BAND

0.00 0.00 8.33 8.33 33.33 0.00 16.67 8.33 8.33 0.00 8.33 8.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 8.33 16.67 50.00 50.00 66.67 75.00 83.33 83.33 91.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 56.25 56.48 84.87 0.00 586.80 1,052.54 27.57 0.00 2,036.83 2,671.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6,573.15

0.00 0.00 56.25 112.73 197.59 197.59 784.39 1,836.93 1,864.51 1,864.51 3,901.34 6,573.15 6,573.15 6,573.15 6,573.15 6,573.15 6,573.15 6,573.15 6,573.15 6,573.15

BAND

0.00 0.00 0.86 0.86 1.29 0.00 8.93 16.01 0.42 0.00 30.99 40.65 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.86 1.71 3.01 3.01 11.93 27.95 28.37 28.37 59.35 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 9.63 9.35 8.40 0.00 75.87 127.96 5.10 0.00 915.53 600.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 4.84 6.38 7.11 5.31 17.44 34.53 31.81 29.70 60.02 94.64 92.08 87.10 84.72 81.07 77.99 76.43 76.22 76.22

76.22

Page 89 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,128 5,627 4,762 2,539 2,315 1,063 696 585 318 158 127 214 127 142 87 97 97 34 30 15 24,161

5,128 10,755 15,517 18,056 20,371 21,434 22,130 22,715 23,033 23,191 23,318 23,532 23,659 23,801 23,888 23,985 24,082 24,116 24,146 24,161

BAND

CUM.

21.22 21.22 23.29 44.51 19.71 64.22 10.51 74.73 9.58 84.31 4.40 88.71 2.88 91.59 2.42 94.02 1.32 95.33 0.65 95.99 0.53 96.51 0.89 97.40 0.53 97.92 0.59 98.51 0.36 98.87 0.40 99.27 0.40 99.67 0.14 99.81 0.12 99.94 0.06 100.00

PERCENTAGE rp

891.98 1,692.10 2,299.65 2,274.77 3,228.71 2,228.63 1,831.18 2,091.64 1,352.86 690.68 671.03 1,296.05 989.16 1,244.88 953.47 1,513.94 1,911.63 609.22 1,132.69 967.89 29,872.16

891.98 2,584.08 4,883.73 7,158.50 10,387.21 12,615.84 14,447.02 16,538.66 17,891.52 18,582.19 19,253.22 20,549.27 21,538.44 22,783.32 23,736.79 25,250.73 27,162.35 27,771.57 28,904.26 29,872.16

PERCENTAGE

BAND

CUM.

2.99 5.66 7.70 7.62 10.81 7.46 6.13 7.00 4.53 2.31 2.25 4.34 3.31 4.17 3.19 5.07 6.40 2.04 3.79 3.24

2.99 8.65 16.35 23.96 34.77 42.23 48.36 55.36 59.89 62.21 64.45 68.79 72.10 76.27 79.46 84.53 90.93 92.97 96.76 100.00

6 5 9 1 4 6 3 3 3 2 1 2 1 0 0 2 3 0 15 3

6 11 20 21 25 31 34 37 40 42 43 45 46 46 46 48 51 51 66 69

BAND

CUM.

8.70 8.70 7.25 15.94 13.04 28.99 1.45 30.43 5.80 36.23 8.70 44.93 4.35 49.28 4.35 53.62 4.35 57.97 2.90 60.87 1.45 62.32 2.90 65.22 1.45 66.67 0.00 66.67 0.00 66.67 2.90 69.57 4.35 73.91 0.00 73.91 21.74 95.65 4.35 100.00

PERCENTAGE rp

288.23 175.63 1,075.60 282.25 321.00 691.63 678.18 50.35 20.54 36.57 4.29 374.65 59.08 0.00 0.00 1,467.54 401.71 0.00 31.50 4,777.43 10,736.16

288.23 463.86 1,539.46 1,821.70 2,142.70 2,834.33 3,512.50 3,562.86 3,583.39 3,619.97 3,624.26 3,998.91 4,057.98 4,057.98 4,057.98 5,525.52 5,927.23 5,927.23 5,958.73 10,736.16

BAND

2.68 1.64 10.02 2.63 2.99 6.44 6.32 0.47 0.19 0.34 0.04 3.49 0.55 0.00 0.00 13.67 3.74 0.00 0.29 44.50

PERCENTAGE

CUM.

BAND

CUM

2.68 4.32 14.34 16.97 19.96 26.40 32.72 33.19 33.38 33.72 33.76 37.25 37.80 37.80 37.80 51.47 55.21 55.21 55.50 100.00

32.31 10.38 46.77 12.41 9.94 31.03 37.04 2.41 1.52 5.30 0.64 28.91 5.97 0.00 0.00 96.94 21.01 0.00 2.78 493.59

32.31 17.95 31.52 25.45 20.63 22.47 24.31 21.54 20.03 19.48 18.82 19.46 18.84 17.81 17.10 21.88 21.82 21.34 20.62 35.94

35.94

Page 90 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 21

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

610 781 685 377 409 192 134 111 38 28 12 22 10 5 5 9 6 3 1 10

610 1,391 2,076 2,453 2,862 3,054 3,188 3,299 3,337 3,365 3,377 3,399 3,409 3,414 3,419 3,428 3,434 3,437 3,438 3,448

3,448

BAND

CUM.

17.69 17.69 22.65 40.34 19.87 60.21 10.93 71.14 11.86 83.00 5.57 88.57 3.89 92.46 3.22 95.68 1.10 96.78 0.81 97.59 0.35 97.94 0.64 98.58 0.29 98.87 0.15 99.01 0.15 99.16 0.26 99.42 0.17 99.59 0.09 99.68 0.03 99.71 0.29 100.00

PERCENTAGE rp

121.28 160.81 365.41 436.02 721.67 467.34 429.56 433.93 209.29 170.00 71.59 111.27 123.80 54.84 31.13 86.87 87.06 112.20 20.41 190.71 4,405.20

121.28 282.09 647.49 1,083.52 1,805.19 2,272.52 2,702.09 3,136.02 3,345.31 3,515.31 3,586.90 3,698.17 3,821.97 3,876.81 3,907.94 3,994.82 4,081.88 4,194.08 4,214.49 4,405.20

BAND

2.75 3.65 8.29 9.90 16.38 10.61 9.75 9.85 4.75 3.86 1.63 2.53 2.81 1.24 0.71 1.97 1.98 2.55 0.46 4.33

CUM.

2.75 6.40 14.70 24.60 40.98 51.59 61.34 71.19 75.94 79.80 81.42 83.95 86.76 88.01 88.71 90.68 92.66 95.21 95.67 100.00

PERCENTAGE f

2 2 4 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 11

2 4 8 9 9 9 10 10 10 10 10 10 10 10 10 10 10 10 10 11

BAND

CUM.

18.18 18.18 18.18 36.36 36.36 72.73 9.09 81.82 0.00 81.82 0.00 81.82 9.09 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 9.09 100.00

PERCENTAGE rp

22.50 63.61 168.24 199.42 0.00 0.00 838.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 248.54 1,541.01

22.50 86.11 254.35 453.77 453.77 453.77 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,541.01

BAND

CUM.

1.46 1.46 4.13 5.59 10.92 16.51 12.94 29.45 0.00 29.45 0.00 29.45 54.43 83.87 0.00 83.87 0.00 83.87 0.00 83.87 0.00 83.87 0.00 83.87 0.00 83.87 0.00 83.87 0.00 83.87 0.00 83.87 0.00 83.87 0.00 83.87 0.00 83.87 16.13 100.00

PERCENTAGE BAND

18.55 39.55 46.04 45.74 0.00 0.00 195.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 130.32

CUM

18.55 30.53 39.28 41.88 25.14 19.97 47.83 41.21 38.64 36.77 36.03 34.95 33.82 33.34 33.07 32.35 31.66 30.82 30.67 34.98

34.98

Page 91 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

BALI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,885 2,741 3,047 1,802 2,319 1,546 1,203 975 612 361 250 296 141 251 131 172 137 46 71 19 19,005

2,885 5,626 8,673 10,475 12,794 14,340 15,543 16,518 17,130 17,491 17,741 18,037 18,178 18,429 18,560 18,732 18,869 18,915 18,986 19,005

BAND

CUM.

15.18 15.18 14.42 29.60 16.03 45.64 9.48 55.12 12.20 67.32 8.13 75.45 6.33 81.78 5.13 86.91 3.22 90.13 1.90 92.03 1.32 93.35 1.56 94.91 0.74 95.65 1.32 96.97 0.69 97.66 0.91 98.56 0.72 99.28 0.24 99.53 0.37 99.90 0.10 100.00

PERCENTAGE rp

1,042.39 553.79 1,165.06 1,128.61 2,120.49 1,973.80 2,030.34 2,267.88 1,838.92 1,386.88 1,037.09 1,404.04 1,043.78 1,758.86 1,340.22 1,693.07 -4,867.08 772.04 -4,332.36 1,457.05 16,814.89

1,042.39 1,596.18 2,761.24 3,889.86 6,010.35 7,984.15 10,014.49 12,282.38 14,121.29 15,508.18 16,545.27 17,949.32 18,993.09 20,751.95 22,092.17 23,785.24 18,918.16 19,690.19 15,357.83 16,814.89

BAND

6.20 3.29 6.93 6.71 12.61 11.74 12.07 13.49 10.94 8.25 6.17 8.35 6.21 10.46 7.97 10.07 -28.95 4.59 -25.77 8.67

PERCENTAGE

CUM.

6.20 9.49 16.42 23.13 35.74 47.48 59.56 73.04 83.98 92.23 98.40 106.75 112.95 123.41 131.38 141.45 112.51 117.10 91.33 100.00

10 10 2 12 1 13 7 20 3 23 4 27 8 35 7 42 5 47 2 49 5 54 1 55 2 57 7 64 4 68 10 78 10 88 7 95 8 103 9 112 112

BAND

CUM.

8.93 8.93 1.79 10.71 0.89 11.61 6.25 17.86 2.68 20.54 3.57 24.11 7.14 31.25 6.25 37.50 4.46 41.96 1.79 43.75 4.46 48.21 0.89 49.11 1.79 50.89 6.25 57.14 3.57 60.71 8.93 69.64 8.93 78.57 6.25 84.82 7.14 91.96 8.04 100.00

PERCENTAGE rp

553.37 68.31 0.88 207.22 30.85 2,860.75 857.54 158.00 15,048.04 18.36 289.40 5.50 2,710.66 420.69 1,982.99 3,593.06 3,173.95 1,157.71 670.96 278.10 34,086.35

553.37 621.69 622.56 829.78 860.63 3,721.38 4,578.92 4,736.92 19,784.96 19,803.33 20,092.73 20,098.23 22,808.89 23,229.58 25,212.57 28,805.63 31,979.58 33,137.29 33,808.25 34,086.35

BAND

CUM.

1.62 1.62 0.20 1.82 0.00 1.83 0.61 2.43 0.09 2.52 8.39 10.92 2.52 13.43 0.46 13.90 44.15 58.04 0.05 58.10 0.85 58.95 0.02 58.96 7.95 66.92 1.23 68.15 5.82 73.97 10.54 84.51 9.31 93.82 3.40 97.22 1.97 99.18 0.82 100.00

PERCENTAGE BAND

CUM

53.09 12.34 0.08 18.36 1.46 144.94 42.24 6.97 818.31 1.32 27.91 0.39 259.70 23.92 147.96 212.22 -65.21 149.96 -15.49 19.09

53.09 38.95 22.55 21.33 14.32 46.61 45.72 38.57 140.11 127.70 121.44 111.97 120.09 111.94 114.12 121.11 169.04 168.29 220.14 202.72

202.72

Page 92 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,284 1,357 1,192 570 550 303 169 169 94 27 37 33 24 28 13 9 16 11 3 1 5,890

1,284 2,641 3,833 4,403 4,953 5,256 5,425 5,594 5,688 5,715 5,752 5,785 5,809 5,837 5,850 5,859 5,875 5,886 5,889 5,890

BAND

CUM.

21.80 21.80 23.04 44.84 20.24 65.08 9.68 74.75 9.34 84.09 5.14 89.24 2.87 92.11 2.87 94.97 1.60 96.57 0.46 97.03 0.63 97.66 0.56 98.22 0.41 98.62 0.48 99.10 0.22 99.32 0.15 99.47 0.27 99.75 0.19 99.93 0.05 99.98 0.02 100.00

PERCENTAGE rp

269.55 289.63 568.30 508.36 714.58 609.56 412.55 577.88 323.87 128.73 271.68 385.00 146.53 313.23 138.84 35.99 250.61 143.10 101.00 0.00 6,188.97

269.55 559.17 1,127.48 1,635.84 2,350.42 2,959.98 3,372.53 3,950.41 4,274.27 4,403.00 4,674.68 5,059.68 5,206.21 5,519.44 5,658.28 5,694.26 5,944.87 6,087.97 6,188.97 6,188.97

BAND

4.36 4.68 9.18 8.21 11.55 9.85 6.67 9.34 5.23 2.08 4.39 6.22 2.37 5.06 2.24 0.58 4.05 2.31 1.63 0.00

PERCENTAGE

CUM.

4.36 9.04 18.22 26.43 37.98 47.83 54.49 63.83 69.06 71.14 75.53 81.75 84.12 89.18 91.43 92.01 96.06 98.37 100.00 100.00

1 0 3 2 0 1 3 16 0 0 0 24 0 1 0 0 4 2 1 0 58

BAND

CUM.

1 1.72 1.72 1 0.00 1.72 4 5.17 6.90 6 3.45 10.34 6 0.00 10.34 7 1.72 12.07 10 5.17 17.24 26 27.59 44.83 26 0.00 44.83 26 0.00 44.83 26 0.00 44.83 50 41.38 86.21 50 0.00 86.21 51 1.72 87.93 51 0.00 87.93 51 0.00 87.93 55 6.90 94.83 57 3.45 98.28 58 1.72 100.00 58 0.00 100.00

PERCENTAGE rp

9.59 0.00 8.65 83.93 0.00 3.79 750.69 194.97 0.00 0.00 0.00 62.39 0.00 4.56 0.00 0.00 1,798.46 0.00 81.94 0.00 2,998.99

9.59 9.59 18.25 102.18 102.18 105.96 856.66 1,051.63 1,051.63 1,051.63 1,051.63 1,114.02 1,114.02 1,118.58 1,118.58 1,118.58 2,917.05 2,917.05 2,998.99 2,998.99

BAND

CUM.

0.32 0.32 0.00 0.32 0.29 0.61 2.80 3.41 0.00 3.41 0.13 3.53 25.03 28.56 6.50 35.07 0.00 35.07 0.00 35.07 0.00 35.07 2.08 37.15 0.00 37.15 0.15 37.30 0.00 37.30 0.00 37.30 59.97 97.27 0.00 97.27 2.73 100.00 0.00 100.00

PERCENTAGE BAND

3.56 0.00 1.52 16.51 0.00 0.62 181.96 33.74 0.00 0.00 0.00 16.21 0.00 1.46 0.00 0.00 717.63 0.00 81.13 0.00

CUM

3.56 1.72 1.62 6.25 4.35 3.58 25.40 26.62 24.60 23.88 22.50 22.02 21.40 20.27 19.77 19.64 49.07 47.91 48.46 48.46

48.46

Page 93 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

NUSA TENGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

564 723 740 413 448 272 161 142 60 36 30 22 12 16 5 9 9 3 2 1 3,668

564 1,287 2,027 2,440 2,888 3,160 3,321 3,463 3,523 3,559 3,589 3,611 3,623 3,639 3,644 3,653 3,662 3,665 3,667 3,668

BAND

CUM.

15.38 15.38 19.71 35.09 20.17 55.26 11.26 66.52 12.21 78.74 7.42 86.15 4.39 90.54 3.87 94.41 1.64 96.05 0.98 97.03 0.82 97.85 0.60 98.45 0.33 98.77 0.44 99.21 0.14 99.35 0.25 99.59 0.25 99.84 0.08 99.92 0.05 99.97 0.03 100.00

PERCENTAGE rp

98.45 191.36 451.23 423.87 803.18 683.57 572.27 581.94 334.67 200.97 257.18 155.69 109.83 107.46 50.26 76.11 120.97 31.09 173.50 0.00 5,423.60

98.45 289.80 741.04 1,164.91 1,968.09 2,651.66 3,223.92 3,805.86 4,140.54 4,341.50 4,598.68 4,754.37 4,864.20 4,971.66 5,021.92 5,098.03 5,219.00 5,250.10 5,423.60 5,423.60

BAND

1.82 3.53 8.32 7.82 14.81 12.60 10.55 10.73 6.17 3.71 4.74 2.87 2.03 1.98 0.93 1.40 2.23 0.57 3.20 0.00

CUM.

1.82 5.34 13.66 21.48 36.29 48.89 59.44 70.17 76.34 80.05 84.79 87.66 89.69 91.67 92.59 94.00 96.23 96.80 100.00 100.00

PERCENTAGE f

0 1 1 1 0 0 1 0 0 0 0 0 0 2 0 0 0 1 0 0 7

BAND

0 1 2 3 3 3 4 4 4 4 4 4 4 6 6 6 6 7 7 7

CUM.

PERCENTAGE rp

0.00 0.00 0.00 14.29 14.29 81.16 14.29 28.57 9.52 14.29 42.86 4.55 0.00 42.86 0.00 0.00 42.86 0.00 14.29 57.14 129.27 0.00 57.14 0.00 0.00 57.14 0.00 0.00 57.14 0.00 0.00 57.14 0.00 0.00 57.14 0.00 0.00 57.14 0.00 28.57 85.71 60.42 0.00 85.71 0.00 0.00 85.71 0.00 0.00 85.71 0.00 14.29 100.00 67.18 0.00 100.00 0.00 0.00 100.00 0.00 352.10

0.00 81.16 90.69 95.24 95.24 95.24 224.51 224.51 224.51 224.51 224.51 224.51 224.51 284.93 284.93 284.93 284.93 352.10 352.10 352.10

BAND

CUM.

0.00 0.00 23.05 23.05 2.70 25.76 1.29 27.05 0.00 27.05 0.00 27.05 36.71 63.76 0.00 63.76 0.00 63.76 0.00 63.76 0.00 63.76 0.00 63.76 0.00 63.76 17.16 80.92 0.00 80.92 0.00 80.92 0.00 80.92 19.08 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

0.00 42.41 2.11 1.07 0.00 0.00 22.59 0.00 0.00 0.00 0.00 0.00 0.00 56.22 0.00 0.00 0.00 216.06 0.00 0.00

CUM

0.00 28.01 12.24 8.18 4.84 3.59 6.96 5.90 5.42 5.17 4.88 4.72 4.62 5.73 5.67 5.59 5.46 6.71 6.49 6.49

6.49

Page 94 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

141 196 220 121 154 91 73 66 35 18 8 18 6 8 16 13 8 1 5 0 1,198

141 337 557 678 832 923 996 1,062 1,097 1,115 1,123 1,141 1,147 1,155 1,171 1,184 1,192 1,193 1,198 1,198

BAND

CUM.

11.77 11.77 16.36 28.13 18.36 46.49 10.10 56.59 12.85 69.45 7.60 77.05 6.09 83.14 5.51 88.65 2.92 91.57 1.50 93.07 0.67 93.74 1.50 95.24 0.50 95.74 0.67 96.41 1.34 97.75 1.09 98.83 0.67 99.50 0.08 99.58 0.42 100.00 0.00 100.00

PERCENTAGE rp

19.79 48.90 136.26 129.33 258.72 204.34 243.55 320.78 184.34 162.12 85.69 169.13 83.84 48.06 116.98 263.81 67.05 24.23 150.51 0.00 2,717.44

19.79 68.69 204.95 334.28 593.01 797.34 1,040.90 1,361.67 1,546.01 1,708.13 1,793.82 1,962.96 2,046.80 2,094.86 2,211.84 2,475.65 2,542.70 2,566.93 2,717.44 2,717.44

BAND

0.73 1.80 5.01 4.76 9.52 7.52 8.96 11.80 6.78 5.97 3.15 6.22 3.09 1.77 4.30 9.71 2.47 0.89 5.54 0.00

CUM.

0.73 2.53 7.54 12.30 21.82 29.34 38.30 50.11 56.89 62.86 66.01 72.24 75.32 77.09 81.39 91.10 93.57 94.46 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 1 1 0 0 0 0 0 3 0 0 0 6

BAND

0 0 0 0 0 0 0 1 1 2 3 3 3 3 3 3 6 6 6 6

0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00 16.67 16.67 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 16.67 33.33 50.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 726.04 0.00 913.62 154.63 0.00 0.00 0.00 0.00 0.00 299.12 0.00 0.00 0.00 2,093.41

0.00 0.00 0.00 0.00 0.00 0.00 0.00 726.04 726.04 1,639.66 1,794.29 1,794.29 1,794.29 1,794.29 1,794.29 1,794.29 2,093.41 2,093.41 2,093.41 2,093.41

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.68 0.00 43.64 7.39 0.00 0.00 0.00 0.00 0.00 14.29 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.68 34.68 78.32 85.71 85.71 85.71 85.71 85.71 85.71 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 226.34 0.00 563.56 180.45 0.00 0.00 0.00 0.00 0.00 446.13 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 53.32 46.96 95.99 100.03 91.41 87.66 85.65 81.12 72.48 82.33 81.55 77.04 77.04

77.04

Page 95 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

332 431 585 426 453 302 224 158 98 54 49 43 40 29 18 17 10 7 3 1 3,280

332 763 1,348 1,774 2,227 2,529 2,753 2,911 3,009 3,063 3,112 3,155 3,195 3,224 3,242 3,259 3,269 3,276 3,279 3,280

BAND

CUM.

10.12 10.12 13.14 23.26 17.84 41.10 12.99 54.09 13.81 67.90 9.21 77.10 6.83 83.93 4.82 88.75 2.99 91.74 1.65 93.38 1.49 94.88 1.31 96.19 1.22 97.41 0.88 98.29 0.55 98.84 0.52 99.36 0.30 99.66 0.21 99.88 0.09 99.97 0.03 100.00

PERCENTAGE rp

122.51 129.34 337.71 515.95 881.34 912.65 937.14 880.46 614.14 381.01 405.42 428.14 415.53 310.64 319.61 282.54 195.23 118.42 89.01 0.00 8,276.79

122.51 251.85 589.56 1,105.51 1,986.85 2,899.50 3,836.64 4,717.11 5,331.24 5,712.26 6,117.68 6,545.82 6,961.35 7,271.99 7,591.60 7,874.14 8,069.36 8,187.79 8,276.79 8,276.79

BAND

1.48 1.56 4.08 6.23 10.65 11.03 11.32 10.64 7.42 4.60 4.90 5.17 5.02 3.75 3.86 3.41 2.36 1.43 1.08 0.00

CUM.

1.48 3.04 7.12 13.36 24.01 35.03 46.35 56.99 64.41 69.02 73.91 79.09 84.11 87.86 91.72 95.14 97.49 98.92 100.00 100.00

PERCENTAGE f

1 2 3 0 4 0 3 1 0 2 0 0 1 0 0 0 0 0 0 0 17

1 3 6 6 10 10 13 14 14 16 16 16 17 17 17 17 17 17 17 17

BAND

5.88 11.76 17.65 0.00 23.53 0.00 17.65 5.88 0.00 11.76 0.00 0.00 5.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

5.88 17.65 35.29 35.29 58.82 58.82 76.47 82.35 82.35 94.12 94.12 94.12 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

105.84 118.13 297.20 0.00 296.23 0.00 1,528.57 66.98 0.00 63.26 0.00 0.00 2,619.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5,095.61

105.84 223.96 521.16 521.16 817.39 817.39 2,345.97 2,412.94 2,412.94 2,476.20 2,476.20 2,476.20 5,095.61 5,095.61 5,095.61 5,095.61 5,095.61 5,095.61 5,095.61 5,095.61

BAND

2.08 2.32 5.83 0.00 5.81 0.00 30.00 1.31 0.00 1.24 0.00 0.00 51.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

2.08 4.40 10.23 10.23 16.04 16.04 46.04 47.35 47.35 48.59 48.59 48.59 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

86.39 91.33 88.00 0.00 33.61 0.00 163.11 7.61 0.00 16.60 0.00 0.00 630.37 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

86.39 88.93 88.40 47.14 41.14 28.19 61.15 51.15 45.26 43.35 40.48 37.83 73.20 70.07 67.12 64.71 63.15 62.23 61.57 61.57

61.57

Page 96 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

83 100 128 44 76 81 49 61 29 12 8 11 6 3 3 3 1 1 0 0 699

BAND

83 183 311 355 431 512 561 622 651 663 671 682 688 691 694 697 698 699 699 699

CUM.

11.87 11.87 14.31 26.18 18.31 44.49 6.29 50.79 10.87 61.66 11.59 73.25 7.01 80.26 8.73 88.98 4.15 93.13 1.72 94.85 1.14 95.99 1.57 97.57 0.86 98.43 0.43 98.86 0.43 99.28 0.43 99.71 0.14 99.86 0.14 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

30.17 19.92 62.65 44.25 132.89 156.73 193.13 314.83 199.67 104.78 89.92 92.40 112.68 35.48 60.07 86.57 2.21 6.06 0.00 0.00 1,744.40

30.17 50.08 112.73 156.98 289.86 446.60 639.73 954.56 1,154.23 1,259.00 1,348.92 1,441.32 1,554.00 1,589.48 1,649.56 1,736.13 1,738.34 1,744.40 1,744.40 1,744.40

BAND

1.73 1.14 3.59 2.54 7.62 8.98 11.07 18.05 11.45 6.01 5.15 5.30 6.46 2.03 3.44 4.96 0.13 0.35 0.00 0.00

CUM.

1.73 2.87 6.46 9.00 16.62 25.60 36.67 54.72 66.17 72.17 77.33 82.63 89.09 91.12 94.56 99.53 99.65 100.00 100.00 100.00

PERCENTAGE f

0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 3

BAND

0 0 1 1 1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3

0.00 0.00 33.33 0.00 0.00 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 33.33 33.33 33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 20.00 0.00 0.00 73.70 37.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 131.66

0.00 0.00 20.00 20.00 20.00 93.70 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66

BAND

0.00 0.00 15.19 0.00 0.00 55.97 28.84 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 15.19 15.19 15.19 71.16 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 31.92 0.00 0.00 47.02 19.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 17.74 12.74 6.90 20.98 20.58 13.79 11.41 10.46 9.76 9.14 8.47 8.28 7.98 7.58 7.57 7.55 7.55 7.55

7.55

Page 97 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

279 312 398 188 202 121 72 55 33 11 12 12 9 13 5 6 8 0 0 0 1,736

279 591 989 1,177 1,379 1,500 1,572 1,627 1,660 1,671 1,683 1,695 1,704 1,717 1,722 1,728 1,736 1,736 1,736 1,736

BAND

16.07 17.97 22.93 10.83 11.64 6.97 4.15 3.17 1.90 0.63 0.69 0.69 0.52 0.75 0.29 0.35 0.46 0.00 0.00 0.00

CUM.

16.07 34.04 56.97 67.80 79.44 86.41 90.55 93.72 95.62 96.26 96.95 97.64 98.16 98.91 99.19 99.54 100.00 100.00 100.00 100.00

PERCENTAGE rp

31.77 61.41 139.33 136.91 331.80 335.54 247.21 242.94 214.84 55.76 63.14 71.02 79.68 170.95 132.58 188.16 318.54 0.00 0.00 0.00 2,821.56

31.77 93.18 232.50 369.42 701.22 1,036.76 1,283.96 1,526.90 1,741.74 1,797.50 1,860.64 1,931.66 2,011.34 2,182.29 2,314.86 2,503.03 2,821.56 2,821.56 2,821.56 2,821.56

BAND

1.13 2.18 4.94 4.85 11.76 11.89 8.76 8.61 7.61 1.98 2.24 2.52 2.82 6.06 4.70 6.67 11.29 0.00 0.00 0.00

CUM.

1.13 3.30 8.24 13.09 24.85 36.74 45.51 54.12 61.73 63.71 65.94 68.46 71.28 77.34 82.04 88.71 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 1 1 0 0 2 0 0 0 1 0 0 0 0 0 0 0 5

BAND

0 0 0 0 1 2 2 2 4 4 4 4 5 5 5 5 5 5 5 5

0.00 0.00 0.00 0.00 20.00 20.00 0.00 0.00 40.00 0.00 0.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 20.00 40.00 40.00 40.00 80.00 80.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 293.56 479.96 0.00 0.00 163.98 0.00 0.00 0.00 4.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 941.99

0.00 0.00 0.00 0.00 293.56 773.51 773.51 773.51 937.49 937.49 937.49 937.49 941.99 941.99 941.99 941.99 941.99 941.99 941.99 941.99

BAND

0.00 0.00 0.00 0.00 31.16 50.95 0.00 0.00 17.41 0.00 0.00 0.00 0.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 31.16 82.11 82.11 82.11 99.52 99.52 99.52 99.52 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 88.47 143.04 0.00 0.00 76.33 0.00 0.00 0.00 5.65 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 41.86 74.61 60.24 50.66 53.83 52.16 50.39 48.53 46.83 43.17 40.69 37.63 33.39 33.39 33.39 33.39

33.39

Page 98 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,839 7,002 9,279 5,743 5,367 2,400 1,592 1,345 812 464 498 569 445 541 380 592 610 272 263 98 45,111

6,839 13,841 23,120 28,863 34,230 36,630 38,222 39,567 40,379 40,843 41,341 41,910 42,355 42,896 43,276 43,868 44,478 44,750 45,013 45,111

BAND

CUM.

15.16 15.16 15.52 30.68 20.57 51.25 12.73 63.98 11.90 75.88 5.32 81.20 3.53 84.73 2.98 87.71 1.80 89.51 1.03 90.54 1.10 91.64 1.26 92.90 0.99 93.89 1.20 95.09 0.84 95.93 1.31 97.24 1.35 98.60 0.60 99.20 0.58 99.78 0.22 100.00

PERCENTAGE rp

3,882.76 1,170.54 2,770.89 2,983.41 4,312.23 2,732.45 2,842.59 3,481.09 2,696.21 2,066.45 2,348.73 3,108.55 3,142.16 4,366.66 3,706.67 8,127.20 11,404.80 5,478.47 7,373.44 46,444.09 124,439.39

3,882.76 5,053.30 7,824.19 10,807.60 15,119.83 17,852.28 20,694.87 24,175.97 26,872.17 28,938.62 31,287.35 34,395.90 37,538.06 41,904.72 45,611.39 53,738.58 65,143.39 70,621.86 77,995.30 124,439.39

BAND

3.12 0.94 2.23 2.40 3.47 2.20 2.28 2.80 2.17 1.66 1.89 2.50 2.53 3.51 2.98 6.53 9.16 4.40 5.93 37.32

CUM.

PERCENTAGE f

3.12 54 4.06 28 6.29 42 8.69 34 12.15 22 14.35 12 16.63 11 19.43 18 21.59 11 23.26 9 25.14 8 27.64 16 30.17 18 33.67 33 36.65 21 43.18 37 52.35 55 56.75 27 62.68 44 100.00 101 601

54 82 124 158 180 192 203 221 232 241 249 265 283 316 337 374 429 456 500 601

BAND

8.99 4.66 6.99 5.66 3.66 2.00 1.83 3.00 1.83 1.50 1.33 2.66 3.00 5.49 3.49 6.16 9.15 4.49 7.32 16.81

CUM.

8.99 13.64 20.63 26.29 29.95 31.95 33.78 36.77 38.60 40.10 41.43 44.09 47.09 52.58 56.07 62.23 71.38 75.87 83.19 100.00

PERCENTAGE rp

14,280.48 732.98 1,671.39 14,798.55 1,053.27 634.17 2,957.37 7,030.20 2,500.22 633.55 3,287.74 5,990.77 10,153.99 20,148.64 8,339.06 25,181.01 53,206.59 19,929.74 67,993.75 111,221.36 371,744.83

14,280.48 15,013.46 16,684.85 31,483.41 32,536.68 33,170.84 36,128.21 43,158.41 45,658.63 46,292.18 49,579.92 55,570.69 65,724.68 85,873.32 94,212.38 119,393.39 172,599.98 192,529.71 260,523.47 371,744.83

BAND

3.84 0.20 0.45 3.98 0.28 0.17 0.80 1.89 0.67 0.17 0.88 1.61 2.73 5.42 2.24 6.77 14.31 5.36 18.29 29.92

PERCENTAGE

CUM.

BAND

CUM

3.84 4.04 4.49 8.47 8.75 8.92 9.72 11.61 12.28 12.45 13.34 14.95 17.68 23.10 25.34 32.12 46.43 51.79 70.08 100.0

367.79 62.62 60.32 496.03 24.43 23.21 104.04 201.95 92.73 30.66 139.98 192.72 323.15 461.42 224.97 309.84 466.53 363.78 922.14 239.47

367.79 297.10 213.25 291.31 215.19 185.81 174.58 178.52 169.91 159.97 158.47 161.56 175.09 204.93 206.55 222.17 264.95 272.62 334.02 298.74

298.74

Page 99 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

317 307 412 238 261 137 87 73 35 15 15 18 14 13 11 6 7 10 6 3 1,985

317 624 1,036 1,274 1,535 1,672 1,759 1,832 1,867 1,882 1,897 1,915 1,929 1,942 1,953 1,959 1,966 1,976 1,982 1,985

BAND

CUM.

15.97 15.97 15.47 31.44 20.76 52.19 11.99 64.18 13.15 77.33 6.90 84.23 4.38 88.61 3.68 92.29 1.76 94.06 0.76 94.81 0.76 95.57 0.91 96.47 0.71 97.18 0.65 97.83 0.55 98.39 0.30 98.69 0.35 99.04 0.50 99.55 0.30 99.85 0.15 100.00

PERCENTAGE rp

122.85 61.21 169.48 175.92 358.24 239.09 178.93 229.34 148.62 66.23 70.82 55.12 73.70 146.97 69.22 55.58 41.80 291.39 30.36 44.22 2,629.09

122.85 184.06 353.53 529.46 887.70 1,126.79 1,305.72 1,535.06 1,683.68 1,749.90 1,820.73 1,875.85 1,949.54 2,096.51 2,165.73 2,221.32 2,263.11 2,554.50 2,584.87 2,629.09

BAND

4.67 2.33 6.45 6.69 13.63 9.09 6.81 8.72 5.65 2.52 2.69 2.10 2.80 5.59 2.63 2.11 1.59 11.08 1.15 1.68

CUM.

4.67 7.00 13.45 20.14 33.76 42.86 49.66 58.39 64.04 66.56 69.25 71.35 74.15 79.74 82.38 84.49 86.08 97.16 98.32 100.00

PERCENTAGE f

1 0 3 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 6

BAND

1 1 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 6 6

16.67 0.00 50.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00

CUM.

16.67 16.67 66.67 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 100.00 100.00

PERCENTAGE rp

37.50 0.00 291.62 51.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.91 0.00 401.04

37.50 37.50 329.12 380.13 380.13 380.13 380.13 380.13 380.13 380.13 380.13 380.13 380.13 380.13 380.13 380.13 380.13 380.13 401.04 401.04

BAND

CUM.

9.35 9.35 0.00 9.35 72.72 82.07 12.72 94.79 0.00 94.79 0.00 94.79 0.00 94.79 0.00 94.79 0.00 94.79 0.00 94.79 0.00 94.79 0.00 94.79 0.00 94.79 0.00 94.79 0.00 94.79 0.00 94.79 0.00 94.79 0.00 94.79 5.21 100.00 0.00 100.00

PERCENTAGE BAND

30.53 0.00 172.07 28.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 68.87 0.00

CUM

30.53 20.37 93.09 71.80 42.82 33.74 29.11 24.76 22.58 21.72 20.88 20.26 19.50 18.13 17.55 17.11 16.80 14.88 15.51 15.25

15.25

Page 100 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

273 336 362 158 157 98 74 59 28 17 24 15 9 2 8 1 1 2 1 0 1,625

273 609 971 1,129 1,286 1,384 1,458 1,517 1,545 1,562 1,586 1,601 1,610 1,612 1,620 1,621 1,622 1,624 1,625 1,625

BAND

CUM.

16.80 16.80 20.68 37.48 22.28 59.75 9.72 69.48 9.66 79.14 6.03 85.17 4.55 89.72 3.63 93.35 1.72 95.08 1.05 96.12 1.48 97.60 0.92 98.52 0.55 99.08 0.12 99.20 0.49 99.69 0.06 99.75 0.06 99.82 0.12 99.94 0.06 100.00 0.00 100.00

PERCENTAGE rp

32.16 57.29 150.54 109.23 178.60 192.76 202.63 208.21 147.05 94.07 109.62 135.75 137.47 13.65 123.53 13.78 31.63 34.09 23.93 0.00 1,995.99

32.16 89.45 239.99 349.22 527.82 720.59 923.22 1,131.43 1,278.48 1,372.55 1,482.17 1,617.92 1,755.39 1,769.04 1,892.57 1,906.35 1,937.97 1,972.06 1,995.99 1,995.99

BAND

1.61 2.87 7.54 5.47 8.95 9.66 10.15 10.43 7.37 4.71 5.49 6.80 6.89 0.68 6.19 0.69 1.58 1.71 1.20 0.00

CUM.

1.61 4.48 12.02 17.50 26.44 36.10 46.25 56.69 64.05 68.77 74.26 81.06 87.95 88.63 94.82 95.51 97.09 98.80 100.00 100.00

PERCENTAGE f

3 1 2 1 0 1 2 0 0 0 0 0 0 0 0 0 0 0 0 0 10

3 4 6 7 7 8 10 10 10 10 10 10 10 10 10 10 10 10 10 10

BAND

30.00 10.00 20.00 10.00 0.00 10.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

30.00 40.00 60.00 70.00 70.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

44.44 90.38 170.59 11.68 0.00 87.66 991.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,396.63

44.44 134.82 305.41 317.09 317.09 404.75 1,396.63 1,396.63 1,396.63 1,396.63 1,396.63 1,396.63 1,396.63 1,396.63 1,396.63 1,396.63 1,396.63 1,396.63 1,396.63 1,396.63

BAND

3.18 6.47 12.21 0.84 0.00 6.28 71.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

3.18 9.65 21.87 22.70 22.70 28.98 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

138.19 157.76 113.32 10.69 0.00 45.48 489.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

138.19 150.72 127.26 90.80 60.08 56.17 151.28 123.44 109.24 101.75 94.23 86.32 79.56 78.95 73.80 73.26 72.07 70.82 69.97 69.97

69.97

Page 101 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,636 1,759 2,501 1,663 1,716 700 403 344 200 110 84 93 70 104 76 91 78 58 38 29 11,753

1,636 3,395 5,896 7,559 9,275 9,975 10,378 10,722 10,922 11,032 11,116 11,209 11,279 11,383 11,459 11,550 11,628 11,686 11,724 11,753

BAND

CUM.

13.92 13.92 14.97 28.89 21.28 50.17 14.15 64.32 14.60 78.92 5.96 84.87 3.43 88.30 2.93 91.23 1.70 92.93 0.94 93.87 0.71 94.58 0.79 95.37 0.60 95.97 0.88 96.85 0.65 97.50 0.77 98.27 0.66 98.94 0.49 99.43 0.32 99.75 0.25 100.00

PERCENTAGE rp

1,342.38 332.63 1,098.35 1,375.15 2,284.07 1,380.23 1,062.09 1,270.79 864.43 620.64 467.90 656.69 650.14 899.10 599.83 1,211.31 1,460.22 1,424.96 2,818.36 242.31 22,061.58

1,342.38 1,675.01 2,773.37 4,148.51 6,432.58 7,812.81 8,874.90 10,145.69 11,010.12 11,630.76 12,098.66 12,755.34 13,405.48 14,304.59 14,904.42 16,115.73 17,575.94 19,000.91 21,819.27 22,061.58

BAND

6.08 1.51 4.98 6.23 10.35 6.26 4.81 5.76 3.92 2.81 2.12 2.98 2.95 4.08 2.72 5.49 6.62 6.46 12.77 1.10

PERCENTAGE

CUM.

6.08 7.59 12.57 18.80 29.16 35.41 40.23 45.99 49.91 52.72 54.84 57.82 60.76 64.84 67.56 73.05 79.67 86.13 98.90 100.00

11 0 2 1 0 1 0 0 3 0 1 0 1 2 2 1 5 9 4 3 46

11 11 13 14 14 15 15 15 18 18 19 19 20 22 24 25 30 39 43 46

BAND

23.91 0.00 4.35 2.17 0.00 2.17 0.00 0.00 6.52 0.00 2.17 0.00 2.17 4.35 4.35 2.17 10.87 19.57 8.70 6.52

CUM.

23.91 23.91 28.26 30.43 30.43 32.61 32.61 32.61 39.13 39.13 41.30 41.30 43.48 47.83 52.17 54.35 65.22 84.78 93.48 100.00

PERCENTAGE rp

194.92 0.00 94.10 32.21 0.00 0.97 0.00 0.00 86.68 0.00 13.29 0.00 1.24 2,323.27 52.28 558.09 1,123.38 6,133.82 5,182.62 3,776.86 19,573.72

194.92 194.92 289.02 321.23 321.23 322.20 322.20 322.20 408.88 408.88 422.17 422.17 423.41 2,746.69 2,798.96 3,357.05 4,480.43 10,614.25 15,796.87 19,573.72

BAND

CUM.

1.00 0.00 0.48 0.16 0.00 0.00 0.00 0.00 0.44 0.00 0.07 0.00 0.01 11.87 0.27 2.85 5.74 31.34 26.48 19.30

1.00 1.00 1.48 1.64 1.64 1.65 1.65 1.65 2.09 2.09 2.16 2.16 2.16 14.03 14.30 17.15 22.89 54.23 80.70 100.0

PERCENTAGE BAND

14.52 0.00 8.57 2.34 0.00 0.07 0.00 0.00 10.03 0.00 2.84 0.00 0.19 258.40 8.72 46.07 76.93 430.45 183.89 1558.66

CUM

14.52 11.64 10.42 7.74 4.99 4.12 3.63 3.18 3.71 3.52 3.49 3.31 3.16 19.20 18.78 20.83 25.49 55.86 72.40 88.72

88.72

Page 102 of 204

RISK AND LOSS PROFILE 2007

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

SUM INSURED BAND

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2007

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DATA POSITION FROM

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

161,965 152,202 181,077 111,123 119,003 60,968 42,456 33,263 19,050 10,185 8,210 9,467 6,436 8,293 5,456 8,493 7,007 3,368 3,552 1,357 952,931

161,965 314,167 495,244 606,367 725,370 786,338 828,794 862,057 881,107 891,292 899,502 908,969 915,405 923,698 929,154 937,647 944,654 948,022 951,574 952,931

BAND

PERCENTAGE

CUM.

17.00 17.00 15.97 32.97 19.00 51.97 11.66 63.63 12.49 76.12 6.40 82.52 4.46 86.97 3.49 90.46 2.00 92.46 1.07 93.53 0.86 94.39 0.99 95.39 0.68 96.06 0.87 96.93 0.57 97.50 0.89 98.40 0.74 99.13 0.35 99.48 0.37 99.86 0.14 100.00

80,006.87 37,909.15 73,505.77 74,384.90 115,561.73 83,429.52 83,807.41 84,073.72 62,771.36 43,741.34 38,830.20 52,556.05 41,826.05 69,750.84 50,857.38 112,984.03 124,195.45 71,795.83 99,917.49 468,706.36

80,006.87 117,916.02 191,421.79 265,806.69 381,368.41 464,797.94 548,605.35 632,679.06 695,450.43 739,191.77 778,021.97 830,578.01 872,404.06 942,154.90 993,012.28 1,105,996.31 1,230,191.76 1,301,987.58 1,401,905.07 1,870,611.44

1,870,611.45

BAND

CUM.

4.28 4.28 2.03 6.30 3.93 10.23 3.98 14.21 6.18 20.39 4.46 24.85 4.48 29.33 4.49 33.82 3.36 37.18 2.34 39.52 2.08 41.59 2.81 44.40 2.24 46.64 3.73 50.37 2.72 53.08 6.04 59.12 6.64 65.76 3.84 69.60 5.34 74.94 25.06 100.00

PERCENTAGE f

565 191 282 247 343 304 194 242 146 99 91 165 164 224 120 246 332 304 344 411 5,014

BAND

CUM.

565 11.27 11.27 756 3.81 15.08 1,038 5.62 20.70 1,285 4.93 25.63 1,628 6.84 32.47 1,932 6.06 38.53 2,126 3.87 42.40 2,368 4.83 47.23 2,514 2.91 50.14 2,613 1.97 52.11 2,704 1.81 53.93 2,869 3.29 57.22 3,033 3.27 60.49 3,257 4.47 64.96 3,377 2.39 67.35 3,623 4.91 72.26 3,955 6.62 78.88 4,259 6.06 84.94 4,603 6.86 91.80 5,014 8.20 100.00

PERCENTAGE rp

149,330.86 17,260.24 28,808.23 15,068.52 24,597.89 25,370.47 26,753.02 27,495.32 30,610.23 19,516.68 21,833.95 48,050.22 35,224.45 56,565.68 884,528.91 94,772.81 521,465.82 216,255.47 222,045.75 876,387.03 3,341,941.55

149,330.86 166,591.10 195,399.34 210,467.86 235,065.75 260,436.22 287,189.23 314,684.55 345,294.78 364,811.47 386,645.41 434,695.63 469,920.08 526,485.77 1,411,014.67 1,505,787.48 2,027,253.30 2,243,508.77 2,465,554.52 3,341,941.55

BAND

CUM.

4.47 4.47 0.52 4.98 0.86 5.85 0.45 6.30 0.74 7.03 0.76 7.79 0.80 8.59 0.82 9.42 0.92 10.33 0.58 10.92 0.65 11.57 1.44 13.01 1.05 14.06 1.69 15.75 26.47 42.22 2.84 45.06 15.60 60.66 6.47 67.13 6.64 73.78 26.22 100.00

PERCENTAGE BAND

186.65 45.53 39.19 20.26 21.29 30.41 31.92 32.70 48.76 44.62 56.23 91.43 84.22 81.10 1739.23 83.88 419.88 301.21 222.23 186.98

CUM

186.65 141.28 102.08 79.18 61.64 56.03 52.35 49.74 49.65 49.35 49.70 52.34 53.86 55.88 142.09 136.15 164.79 172.31 175.87 178.66

178.66

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 188.161.342,87, - Freq. Klaim 57 ( Data not Include Claim Fire no Policy Rp. 188.161.342,87 - Freq Claim 57 )

Page 103 of 204

RISK AND LOSS PROFILE 2007 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2007

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

138,849 143,948 169,823 101,719 105,376 50,448 33,187 23,968 12,644 6,253 4,749 5,168 3,231 3,870 2,338 3,118 2,261 931 1,052 491 813,424

138,849 282,797 452,620 554,339 659,715 710,163 743,350 767,318 779,962 786,215 790,964 796,132 799,363 803,233 805,571 808,689 810,950 811,881 812,933 813,424

BAND

CUM.

17.07 17.07 17.70 34.77 20.88 55.64 12.51 68.15 12.95 81.10 6.20 87.31 4.08 91.39 2.95 94.33 1.55 95.89 0.77 96.66 0.58 97.24 0.64 97.87 0.40 98.27 0.48 98.75 0.29 99.03 0.38 99.42 0.28 99.70 0.11 99.81 0.13 99.94 0.06 100.00

PERCENTAGE rp

43,134.91 33,237.67 69,757.80 69,867.24 105,589.47 73,249.72 70,561.81 66,580.65 47,242.15 31,857.34 27,154.77 34,500.64 26,149.17 37,426.62 26,530.37 49,226.52 48,339.70 20,778.78 28,167.43 12,123.48 921,476.24

43,134.91 76,372.58 146,130.38 215,997.62 321,587.09 394,836.81 465,398.62 531,979.27 579,221.42 611,078.77 638,233.54 672,734.18 698,883.35 736,309.96 762,840.33 812,066.85 860,406.56 881,185.34 909,352.77 921,476.25

BAND

4.68 3.61 7.57 7.58 11.46 7.95 7.66 7.23 5.13 3.46 2.95 3.74 2.84 4.06 2.88 5.34 5.25 2.25 3.06 1.32

PERCENTAGE

CUM.

4.68 8.29 15.86 23.44 34.90 42.85 50.51 57.73 62.86 66.32 69.26 73.01 75.84 79.91 82.78 88.13 93.37 95.63 98.68 100.00

237 114 184 134 192 140 80 114 65 38 33 37 49 47 43 74 73 53 53 56 1,816

237 351 535 669 861 1,001 1,081 1,195 1,260 1,298 1,331 1,368 1,417 1,464 1,507 1,581 1,654 1,707 1,760 1,816

BAND

CUM.

13.05 13.05 6.28 19.33 10.13 29.46 7.38 36.84 10.57 47.41 7.71 55.12 4.41 59.53 6.28 65.80 3.58 69.38 2.09 71.48 1.82 73.29 2.04 75.33 2.70 78.03 2.59 80.62 2.37 82.98 4.07 87.06 4.02 91.08 2.92 94.00 2.92 96.92 3.08 100.00

PERCENTAGE rp

18,370.98 5,378.34 26,746.82 12,830.23 18,843.24 17,256.26 19,304.61 15,396.47 19,777.26 12,751.65 7,920.85 10,778.57 12,358.27 20,509.12 862,730.39 10,503.91 395,840.58 90,036.33 62,930.41 2,612.94 1,642,877.23

18,370.98 23,749.32 50,496.15 63,326.38 82,169.62 99,425.88 118,730.49 134,126.96 153,904.22 166,655.87 174,576.71 185,355.28 197,713.55 218,222.68 1,080,953.07 1,091,456.98 1,487,297.56 1,577,333.89 1,640,264.30 1,642,877.24

BAND

1.12 0.33 1.63 0.78 1.15 1.05 1.18 0.94 1.20 0.78 0.48 0.66 0.75 1.25 52.51 0.64 24.09 5.48 3.83 0.16

PERCENTAGE

CUM.

BAND

1.12 1.45 3.07 3.85 5.00 6.05 7.23 8.16 9.37 10.14 10.63 11.28 12.03 13.28 65.80 66.44 90.53 96.01 99.84 100.00

42.59 16.18 38.34 18.36 17.85 23.56 27.36 23.12 41.86 40.03 29.17 31.24 47.26 54.80 3251.86 21.34 818.87 433.31 223.42 21.55

CUM

42.59 31.10 34.56 29.32 25.55 25.18 25.51 25.21 26.57 27.27 27.35 27.55 28.29 29.64 141.70 134.40 172.86 179.00 180.38 178.29

178.29

Page 104 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2007

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

15,110 5,738 7,309 6,561 9,925 7,597 6,667 6,559 4,380 2,696 2,292 2,924 2,055 2,801 1,927 3,402 2,940 1,528 1,519 500 94,430

15,110 20,848 28,157 34,718 44,643 52,240 58,907 65,466 69,846 72,542 74,834 77,758 79,813 82,614 84,541 87,943 90,883 92,411 93,930 94,430

BAND

CUM.

16.00 16.00 6.08 22.08 7.74 29.82 6.95 36.77 10.51 47.28 8.05 55.32 7.06 62.38 6.95 69.33 4.64 73.97 2.86 76.82 2.43 79.25 3.10 82.34 2.18 84.52 2.97 87.49 2.04 89.53 3.60 93.13 3.11 96.24 1.62 97.86 1.61 99.47 0.53 100.00

PERCENTAGE rp

17,122.89 3,581.67 2,514.57 3,061.96 7,665.15 7,602.62 10,189.03 13,182.95 11,634.09 8,737.25 8,542.69 13,670.74 11,379.27 23,722.22 16,583.57 42,977.58 48,672.93 32,962.50 42,131.15 431,439.40 757,374.23

17,122.89 20,704.56 23,219.13 26,281.09 33,946.24 41,548.86 51,737.89 64,920.84 76,554.93 85,292.18 93,834.86 107,505.61 118,884.88 142,607.09 159,190.67 202,168.24 250,841.17 283,803.67 325,934.82 757,374.22

BAND

2.26 0.47 0.33 0.40 1.01 1.00 1.35 1.74 1.54 1.15 1.13 1.81 1.50 3.13 2.19 5.67 6.43 4.35 5.56 56.97

PERCENTAGE

CUM.

2.26 2.73 3.07 3.47 4.48 5.49 6.83 8.57 10.11 11.26 12.39 14.19 15.70 18.83 21.02 26.69 33.12 37.47 43.03 100.00

315 73 87 109 137 156 104 123 73 58 52 121 105 120 74 163 248 244 281 354 2,997

315 388 475 584 721 877 981 1,104 1,177 1,235 1,287 1,408 1,513 1,633 1,707 1,870 2,118 2,362 2,643 2,997

BAND

CUM.

10.51 10.51 2.44 12.95 2.90 15.85 3.64 19.49 4.57 24.06 5.21 29.26 3.47 32.73 4.10 36.84 2.44 39.27 1.94 41.21 1.74 42.94 4.04 46.98 3.50 50.48 4.00 54.49 2.47 56.96 5.44 62.40 8.27 70.67 8.14 78.81 9.38 88.19 11.81 100.00

PERCENTAGE rp

129,064.53 129,064.53 11,569.28 140,633.80 1,979.34 142,613.15 2,198.69 144,811.84 5,532.03 150,343.87 7,681.24 158,025.11 7,238.28 165,263.38 11,636.92 176,900.31 10,501.80 187,402.11 5,624.45 193,026.56 13,847.85 206,874.41 37,037.56 243,911.98 22,573.96 266,485.94 35,331.02 301,816.96 21,759.36 323,576.32 81,662.30 405,238.62 120,174.44 525,413.06 124,388.15 649,801.21 158,623.02 808,424.23 873,724.09 1,682,148.32 1,682,148.31

BAND

7.67 0.69 0.12 0.13 0.33 0.46 0.43 0.69 0.62 0.33 0.82 2.20 1.34 2.10 1.29 4.85 7.14 7.39 9.43 51.94

CUM.

7.67 8.36 8.48 8.61 8.94 9.39 9.82 10.52 11.14 11.48 12.30 14.50 15.84 17.94 19.24 24.09 31.23 38.63 48.06 100.00

PERCENTAGE BAND

CUM

753.75 323.01 78.72 71.81 72.17 101.03 71.04 88.27 90.27 64.37 162.10 270.93 198.38 148.94 131.21 190.01 246.90 377.36 376.50 202.51

753.75 679.24 614.21 551.01 442.89 380.34 319.42 272.49 244.79 226.31 220.47 226.88 224.15 211.64 203.26 200.45 209.46 228.96 248.03 222.10

222.10

Page 105 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2007

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14 10 51 13 16 26 10 25 21 14 15 9 12 33 23 36 53 36 29 10 456

14 24 75 88 104 130 140 165 186 200 215 224 236 269 292 328 381 417 446 456

BAND

CUM.

3.07 3.07 2.19 5.26 11.18 16.45 2.85 19.30 3.51 22.81 5.70 28.51 2.19 30.70 5.48 36.18 4.61 40.79 3.07 43.86 3.29 47.15 1.97 49.12 2.63 51.75 7.24 58.99 5.04 64.04 7.89 71.93 11.62 83.55 7.89 91.45 6.36 97.81 2.19 100.00

PERCENTAGE rp

5.86 3.78 2.90 6.09 9.72 14.53 11.76 59.57 63.22 25.43 45.36 40.70 68.18 187.96 96.90 330.72 486.77 573.22 272.76 817.02 3,122.45

5.86 9.64 12.54 18.63 28.35 42.88 54.64 114.21 177.43 202.86 248.22 288.92 357.10 545.06 641.97 972.69 1,459.46 2,032.68 2,305.44 3,122.46

BAND

0.19 0.12 0.09 0.19 0.31 0.47 0.38 1.91 2.02 0.81 1.45 1.30 2.18 6.02 3.10 10.59 15.59 18.36 8.74 26.17

CUM.

0.19 0.31 0.40 0.60 0.91 1.37 1.75 3.66 5.68 6.50 7.95 9.25 11.44 17.46 20.56 31.15 46.74 65.10 73.83 100.00

PERCENTAGE f

0 0 0 0 0 1 0 0 0 0 0 0 1 0 0 0 0 0 6 0 8

BAND

0 0 0 0 0 1 1 1 1 1 1 1 2 2 2 2 2 2 8 8

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 12.50 0.00 12.50 0.00 12.50 0.00 12.50 0.00 12.50 0.00 12.50 12.50 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 75.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 5.38 0.00 0.00 0.00 0.00 0.00 0.00 46.85 0.00 0.00 0.00 0.00 0.00 464.29 0.00

0.00 0.00 0.00 0.00 0.00 5.38 5.38 5.38 5.38 5.38 5.38 5.38 52.22 52.22 52.22 52.22 52.22 52.22 516.51 516.51

516.52

BAND

0.00 0.00 0.00 0.00 0.00 1.04 0.00 0.00 0.00 0.00 0.00 0.00 9.07 0.00 0.00 0.00 0.00 0.00 89.89 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 1.04 1.04 1.04 1.04 1.04 1.04 1.04 10.11 10.11 10.11 10.11 10.11 10.11 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 36.99 0.00 0.00 0.00 0.00 0.00 0.00 68.71 0.00 0.00 0.00 0.00 0.00 170.22 0.00

CUM

0.00 0.00 0.00 0.00 0.00 12.54 9.84 4.71 3.03 2.65 2.17 1.86 14.62 9.58 8.13 5.37 3.58 2.57 22.40 16.54

16.54

Page 106 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2007

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,992 2,506 3,894 2,830 3,686 2,897 2,592 2,711 2,005 1,222 1,154 1,366 1,138 1,589 1,168 1,937 1,753 873 952 356 44,621

7,992 10,498 14,392 17,222 20,908 23,805 26,397 29,108 31,113 32,335 33,489 34,855 35,993 37,582 38,750 40,687 42,440 43,313 44,265 44,621

BAND

17.91 5.62 8.73 6.34 8.26 6.49 5.81 6.08 4.49 2.74 2.59 3.06 2.55 3.56 2.62 4.34 3.93 1.96 2.13 0.80

CUM.

17.91 23.53 32.25 38.60 46.86 53.35 59.16 65.23 69.73 72.47 75.05 78.11 80.66 84.22 86.84 91.18 95.11 97.07 99.20 100.00

PERCENTAGE rp

19,743.20 1,086.03 1,230.50 1,449.61 2,297.38 2,562.66 3,044.81 4,250.54 3,831.90 3,121.32 3,087.38 4,343.96 4,229.43 8,414.04 7,646.54 20,449.22 26,696.04 17,481.32 29,346.14 24,326.47 188,638.49

19,743.20 20,829.24 22,059.74 23,509.35 25,806.73 28,369.39 31,414.20 35,664.74 39,496.65 42,617.96 45,705.35 50,049.31 54,278.73 62,692.78 70,339.31 90,788.53 117,484.57 134,965.90 164,312.04 188,638.51

BAND

10.47 0.58 0.65 0.77 1.22 1.36 1.61 2.25 2.03 1.65 1.64 2.30 2.24 4.46 4.05 10.84 14.15 9.27 15.56 12.90

PERCENTAGE

CUM.

10.47 11.04 11.69 12.46 13.68 15.04 16.65 18.91 20.94 22.59 24.23 26.53 28.77 33.23 37.29 48.13 62.28 71.55 87.10 100.00

13 4 11 4 14 7 10 5 8 3 6 7 9 57 3 9 11 7 4 1

13 17 28 32 46 53 63 68 76 79 85 92 101 158 161 170 181 188 192 193

193

BAND

CUM.

6.74 6.74 2.07 8.81 5.70 14.51 2.07 16.58 7.25 23.83 3.63 27.46 5.18 32.64 2.59 35.23 4.15 39.38 1.55 40.93 3.11 44.04 3.63 47.67 4.66 52.33 29.53 81.87 1.55 83.42 4.66 88.08 5.70 93.78 3.63 97.41 2.07 99.48 0.52 100.00

PERCENTAGE rp

1,895.35 312.62 82.07 39.60 222.62 427.59 210.13 461.93 331.16 1,140.58 65.25 234.08 245.38 725.54 39.15 2,606.60 5,450.81 1,830.98 28.03 50.00 16,399.47

1,895.35 2,207.97 2,290.04 2,329.64 2,552.26 2,979.85 3,189.99 3,651.91 3,983.08 5,123.66 5,188.91 5,422.99 5,668.37 6,393.91 6,433.06 9,039.66 14,490.47 16,321.45 16,349.48 16,399.48

BAND

11.56 1.91 0.50 0.24 1.36 2.61 1.28 2.82 2.02 6.95 0.40 1.43 1.50 4.42 0.24 15.89 33.24 11.16 0.17 0.30

CUM.

11.56 13.46 13.96 14.21 15.56 18.17 19.45 22.27 24.29 31.24 31.64 33.07 34.56 38.99 39.23 55.12 88.36 99.52 99.70 100.00

PERCENTAGE BAND

9.60 28.79 6.67 2.73 9.69 16.69 6.90 10.87 8.64 36.54 2.11 5.39 5.80 8.62 0.51 12.75 20.42 10.47 0.10 0.21

CUM

9.60 10.60 10.38 9.91 9.89 10.50 10.15 10.24 10.08 12.02 11.35 10.84 10.44 10.20 9.15 9.96 12.33 12.09 9.95 8.69

8.69

Page 107 of 204

RISK AND LOSS PROFILE 2007 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

161 36 41 31 54 39 34 35 33 23 31 31 37 29 25 62 68 40 67 81

161 16.81 16.81 197 3.76 20.56 238 4.28 24.84 269 3.24 28.08 323 5.64 33.72 362 4.07 37.79 396 3.55 41.34 431 3.65 44.99 464 3.44 48.43 487 2.40 50.84 518 3.24 54.07 549 3.24 57.31 586 3.86 61.17 615 3.03 64.20 640 2.61 66.81 702 6.47 73.28 770 7.10 80.38 810 4.18 84.55 877 6.99 91.54 958 8.46 100.00

958

BAND

CUM.

PERCENTAGE rp

867.70 42.38 18.07 15.56 31.86 65.13 72.16 68.53 92.70 52.62 120.20 167.91 196.85 290.90 262.12 836.93 833.77 834.38 641.07 1,801.52 7,312.38

867.70 910.08 928.15 943.72 975.58 1,040.71 1,112.87 1,181.40 1,274.10 1,326.73 1,446.92 1,614.83 1,811.68 2,102.58 2,364.71 3,201.63 4,035.40 4,869.79 5,510.86 7,312.38

BAND

CUM.

11.87 11.87 0.58 12.45 0.25 12.69 0.21 12.91 0.44 13.34 0.89 14.23 0.99 15.22 0.94 16.16 1.27 17.42 0.72 18.14 1.64 19.79 2.30 22.08 2.69 24.78 3.98 28.75 3.58 32.34 11.45 43.78 11.40 55.19 11.41 66.60 8.77 75.36 24.64 100.00

PERCENTAGE f

2 0 1 0 0 1 1 0 1 0 3 2 0 0 5 0 1 3 4 37

2 2 3 3 3 4 5 5 6 6 9 11 11 11 16 16 17 20 24 61

BAND

3.28 0.00 1.64 0.00 0.00 1.64 1.64 0.00 1.64 0.00 4.92 3.28 0.00 0.00 8.20 0.00 1.64 4.92 6.56 60.66

CUM.

3.28 3.28 4.92 4.92 4.92 6.56 8.20 8.20 9.84 9.84 14.75 18.03 18.03 18.03 26.23 26.23 27.87 32.79 39.34 100.00

PERCENTAGE rp

69.54 0.00 145.31 0.00 0.00 719.50 52.87 0.00 221.75 0.00 74.44 335.80 0.00 0.00 1,197.05 0.00 85.34 24.11 146.43 342,558.10 345,630.23

BAND

CUM.

69.54 0.02 0.02 69.54 0.00 0.02 214.85 0.04 0.06 214.85 0.00 0.06 214.85 0.00 0.06 934.34 0.21 0.27 987.21 0.02 0.29 987.21 0.00 0.29 1,208.96 0.06 0.35 1,208.96 0.00 0.35 1,283.40 0.02 0.37 1,619.20 0.10 0.47 1,619.20 0.00 0.47 1,619.20 0.00 0.47 2,816.24 0.35 0.81 2,816.24 0.00 0.81 2,901.58 0.02 0.84 2,925.70 0.01 0.85 3,072.13 0.04 0.89 345,630.23 99.11 100.00

PERCENTAGE BAND

CUM

8.01 8.01 0.00 7.64 804.06 23.15 0.00 22.77 0.00 22.02 1104.70 89.78 73.26 88.71 0.00 83.56 239.20 94.89 0.00 91.12 61.93 88.70 199.99 100.27 0.00 89.38 0.00 77.01 456.68 119.09 0.00 87.96 10.24 71.90 2.89 60.08 22.84 55.75 19014.98 4726.65 4726.65

Page 108 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2008

DATE

15/02/2009

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

247 86 132 97 111 105 93 112 67 51 44 69 50 89 62 107 145 77 154 51 1,949

247 333 465 562 673 778 871 983 1,050 1,101 1,145 1,214 1,264 1,353 1,415 1,522 1,667 1,744 1,898 1,949

BAND

CUM.

12.67 12.67 4.41 17.09 6.77 23.86 4.98 28.84 5.70 34.53 5.39 39.92 4.77 44.69 5.75 50.44 3.44 53.87 2.62 56.49 2.26 58.75 3.54 62.29 2.57 64.85 4.57 69.42 3.18 72.60 5.49 78.09 7.44 85.53 3.95 89.48 7.90 97.38 2.62 100.00

PERCENTAGE rp

439.58 48.60 70.81 68.44 84.98 113.75 148.67 303.00 235.46 165.15 143.87 276.77 198.50 469.77 291.70 1,136.14 1,484.79 622.68 1,109.45 7,716.83 15,128.96

439.58 488.18 558.99 627.43 712.41 826.16 974.83 1,277.84 1,513.30 1,678.45 1,822.32 2,099.09 2,297.59 2,767.36 3,059.06 4,195.21 5,680.00 6,302.69 7,412.14 15,128.96

BAND

2.91 0.32 0.47 0.45 0.56 0.75 0.98 2.00 1.56 1.09 0.95 1.83 1.31 3.11 1.93 7.51 9.81 4.12 7.33 51.01

CUM.

2.91 3.23 3.69 4.15 4.71 5.46 6.44 8.45 10.00 11.09 12.05 13.87 15.19 18.29 20.22 27.73 37.54 41.66 48.99 100.00

PERCENTAGE f

7 0 0 1 0 0 1 1 1 0 0 2 1 0 1 2 4 5 19 6 51

7 7 7 8 8 8 9 10 11 11 11 13 14 14 15 17 21 26 45 51

BAND

CUM.

13.73 13.73 0.00 13.73 0.00 13.73 1.96 15.69 0.00 15.69 0.00 15.69 1.96 17.65 1.96 19.61 1.96 21.57 0.00 21.57 0.00 21.57 3.92 25.49 1.96 27.45 0.00 27.45 1.96 29.41 3.92 33.33 7.84 41.18 9.80 50.98 37.25 88.24 11.76 100.00

PERCENTAGE rp

2,279.69 0.00 0.00 155.04 0.00 0.00 6.38 155.54 15.28 0.00 0.00 967.62 72.50 0.00 210.84 62.79 1,081.43 1,016.28 3,121.32 5,782.34 14,927.03

2,279.69 2,279.69 2,279.69 2,434.73 2,434.73 2,434.73 2,441.10 2,596.64 2,611.91 2,611.91 2,611.91 3,579.53 3,652.03 3,652.03 3,862.87 3,925.66 5,007.09 6,023.37 9,144.69 14,927.03

BAND

15.27 0.00 0.00 1.04 0.00 0.00 0.04 1.04 0.10 0.00 0.00 6.48 0.49 0.00 1.41 0.42 7.24 6.81 20.91 38.74

PERCENTAGE

CUM.

BAND

CUM

15.27 15.27 15.27 16.31 16.31 16.31 16.35 17.40 17.50 17.50 17.50 23.98 24.47 24.47 25.88 26.30 33.54 40.35 61.26 100.00

518.60 0.00 0.00 226.53 0.00 0.00 4.29 51.33 6.49 0.00 0.00 349.61 36.52 0.00 72.28 5.53 72.83 163.21 281.34 74.93

518.60 466.98 407.82 388.05 341.76 294.70 250.41 203.21 172.60 155.61 143.33 170.53 158.95 131.97 126.28 93.57 88.15 95.57 123.37 98.67

98.67

Page 109 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2008

DATE

15/02/2009

Metals

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

587 283 429 341 544 432 414 467 344 297 227 316 257 388 264 612 647 338 441 262 7,890

587 870 1,299 1,640 2,184 2,616 3,030 3,497 3,841 4,138 4,365 4,681 4,938 5,326 5,590 6,202 6,849 7,187 7,628 7,890

BAND

CUM.

7.44 7.44 3.59 11.03 5.44 16.46 4.32 20.79 6.89 27.68 5.48 33.16 5.25 38.40 5.92 44.32 4.36 48.68 3.76 52.45 2.88 55.32 4.01 59.33 3.26 62.59 4.92 67.50 3.35 70.85 7.76 78.61 8.20 86.81 4.28 91.09 5.59 96.68 3.32 100.00

PERCENTAGE rp

2,595.67 97.80 160.02 175.98 453.73 417.18 768.43 901.75 971.84 818.29 898.72 1,559.23 1,410.13 2,498.14 2,005.84 6,969.56 8,377.03 4,499.53 4,422.69 1,492.96 41,494.52

2,595.67 2,693.47 2,853.48 3,029.47 3,483.20 3,900.37 4,668.81 5,570.56 6,542.40 7,360.70 8,259.42 9,818.64 11,228.77 13,726.91 15,732.74 22,702.30 31,079.34 35,578.87 40,001.56 41,494.52

BAND

6.26 0.24 0.39 0.42 1.09 1.01 1.85 2.17 2.34 1.97 2.17 3.76 3.40 6.02 4.83 16.80 20.19 10.84 10.66 3.60

CUM.

6.26 6.49 6.88 7.30 8.39 9.40 11.25 13.42 15.77 17.74 19.90 23.66 27.06 33.08 37.92 54.71 74.90 85.74 96.40 100.00

PERCENTAGE f

24 0 4 1 1 2 1 2 4 8 3 2 6 6 5 17 26 22 26 22 182

24 24 28 29 30 32 33 35 39 47 50 52 58 64 69 86 112 134 160 182

BAND

13.19 0.00 2.20 0.55 0.55 1.10 0.55 1.10 2.20 4.40 1.65 1.10 3.30 3.30 2.75 9.34 14.29 12.09 14.29 12.09

CUM.

13.19 13.19 15.38 15.93 16.48 17.58 18.13 19.23 21.43 25.82 27.47 28.57 31.87 35.16 37.91 47.25 61.54 73.63 87.91 100.00

PERCENTAGE rp

6,115.00 0.00 104.74 69.42 16.68 741.03 341.72 9.00 2,816.68 1,374.80 2,049.80 205.74 403.84 4,672.73 420.91 4,544.16 8,502.86 1,510.64 2,574.00 644.84 37,118.61

6,115.00 6,115.00 6,219.74 6,289.16 6,305.84 7,046.88 7,388.60 7,397.60 10,214.28 11,589.08 13,638.88 13,844.63 14,248.47 18,921.20 19,342.11 23,886.27 32,389.12 33,899.76 36,473.77 37,118.61

BAND

CUM.

16.47 16.47 0.00 16.47 0.28 16.76 0.19 16.94 0.04 16.99 2.00 18.98 0.92 19.91 0.02 19.93 7.59 27.52 3.70 31.22 5.52 36.74 0.55 37.30 1.09 38.39 12.59 50.97 1.13 52.11 12.24 64.35 22.91 87.26 4.07 91.33 6.93 98.26 1.74 100.00

PERCENTAGE BAND

235.58 0.00 65.45 39.45 3.68 177.63 44.47 1.00 289.83 168.01 228.08 13.20 28.64 187.05 20.98 65.20 101.50 33.57 58.20 43.19

CUM

235.58 227.03 217.97 207.60 181.04 180.67 158.25 132.80 156.12 157.45 165.13 141.00 126.89 137.84 122.94 105.22 104.21 95.28 91.18 89.45

89.45

Page 110 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2008

DATE

15/02/2009

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

929 214 328 329 589 582 558 646 457 351 361 432 362 561 378 743 662 325 343 196 9,346

929 1,143 1,471 1,800 2,389 2,971 3,529 4,175 4,632 4,983 5,344 5,776 6,138 6,699 7,077 7,820 8,482 8,807 9,150 9,346

BAND

CUM.

9.94 9.94 2.29 12.23 3.51 15.74 3.52 19.26 6.30 25.56 6.23 31.79 5.97 37.76 6.91 44.67 4.89 49.56 3.76 53.32 3.86 57.18 4.62 61.80 3.87 65.68 6.00 71.68 4.04 75.72 7.95 83.67 7.08 90.76 3.48 94.23 3.67 97.90 2.10 100.00

PERCENTAGE rp

4,468.05 248.92 360.74 338.61 822.25 1,045.61 1,402.15 2,045.61 2,068.57 1,964.54 1,921.39 2,831.78 2,922.63 5,328.02 4,498.93 10,206.12 14,128.90 5,869.27 5,144.66 8,443.52 76,060.23

4,468.05 4,716.97 5,077.71 5,416.32 6,238.57 7,284.17 8,686.32 10,731.93 12,800.49 14,765.03 16,686.41 19,518.19 22,440.82 27,768.84 32,267.77 42,473.89 56,602.78 62,472.05 67,616.71 76,060.23

BAND

CUM.

5.87 5.87 0.33 6.20 0.47 6.68 0.45 7.12 1.08 8.20 1.37 9.58 1.84 11.42 2.69 14.11 2.72 16.83 2.58 19.41 2.53 21.94 3.72 25.66 3.84 29.50 7.00 36.51 5.91 42.42 13.42 55.84 18.58 74.42 7.72 82.13 6.76 88.90 11.10 100.00

PERCENTAGE f

31 3 3 9 5 7 1 12 11 6 10 6 12 9 18 27 32 13 28 7 250

31 34 37 46 51 58 59 71 82 88 98 104 116 125 143 170 202 215 243 250

BAND

CUM.

12.40 12.40 1.20 13.60 1.20 14.80 3.60 18.40 2.00 20.40 2.80 23.20 0.40 23.60 4.80 28.40 4.40 32.80 2.40 35.20 4.00 39.20 2.40 41.60 4.80 46.40 3.60 50.00 7.20 57.20 10.80 68.00 12.80 80.80 5.20 86.00 11.20 97.20 2.80 100.00

PERCENTAGE rp

81,894.23 9,556.93 217.88 729.67 433.29 368.02 287.84 4,739.65 4,765.05 1,862.08 4,362.54 3,322.42 2,776.88 5,724.40 3,063.01 40,975.62 40,702.92 961.52 10,541.22 28,321.15 245,606.30

81,894.23 91,451.17 91,669.05 92,398.71 92,832.00 93,200.02 93,487.85 98,227.50 102,992.55 104,854.63 109,217.17 112,539.59 115,316.47 121,040.86 124,103.87 165,079.49 205,782.41 206,743.93 217,285.15 245,606.30

BAND

33.34 3.89 0.09 0.30 0.18 0.15 0.12 1.93 1.94 0.76 1.78 1.35 1.13 2.33 1.25 16.68 16.57 0.39 4.29 11.53

CUM.

33.34 37.23 37.32 37.62 37.80 37.95 38.06 39.99 41.93 42.69 44.47 45.82 46.95 49.28 50.53 67.21 83.79 84.18 88.47 100.00

PERCENTAGE BAND

1832.89 3839.32 60.40 215.49 52.70 35.20 20.53 231.70 230.36 94.78 227.05 117.33 95.01 107.44 68.08 401.48 288.08 16.38 204.90 335.42

CUM

1832.89 1938.77 1805.32 1705.93 1488.03 1279.49 1076.27 915.28 804.60 710.16 654.53 576.59 513.87 435.89 384.61 388.66 363.56 330.94 321.35 322.91

322.91

Page 111 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2008

DATE

15/02/2009

Textiles

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,087 817 1,663 1,342 1,758 1,063 801 761 575 342 322 371 297 367 247 548 570 313 458 160 13,862

1,087 1,904 3,567 4,909 6,667 7,730 8,531 9,292 9,867 10,209 10,531 10,902 11,199 11,566 11,813 12,361 12,931 13,244 13,702 13,862

BAND

CUM.

7.84 7.84 5.89 13.74 12.00 25.73 9.68 35.41 12.68 48.10 7.67 55.76 5.78 61.54 5.49 67.03 4.15 71.18 2.47 73.65 2.32 75.97 2.68 78.65 2.14 80.79 2.65 83.44 1.78 85.22 3.95 89.17 4.11 93.28 2.26 95.54 3.30 98.85 1.15 100.00

PERCENTAGE rp

3,227.53 389.09 969.44 1,218.39 2,444.98 2,059.24 2,100.72 2,541.59 2,249.31 1,654.74 1,718.35 2,349.12 2,059.52 3,125.71 2,441.88 7,987.40 9,835.75 4,365.34 7,674.97 6,129.59 66,542.67

BAND

3,227.53 4.85 3,616.63 0.58 4,586.07 1.46 5,804.46 1.83 8,249.44 3.67 10,308.68 3.09 12,409.39 3.16 14,950.99 3.82 17,200.30 3.38 18,855.04 2.49 20,573.39 2.58 22,922.50 3.53 24,982.03 3.10 28,107.74 4.70 30,549.62 3.67 38,537.02 12.00 48,372.77 14.78 52,738.10 6.56 60,413.07 11.53 66,542.67 9.21

PERCENTAGE

CUM.

4.85 5.44 6.89 8.72 12.40 15.49 18.65 22.47 25.85 28.34 30.92 34.45 37.54 42.24 45.91 57.91 72.69 79.25 90.79 100.00

18 2 4 3 2 2 7 15 7 3 4 9 14 16 9 30 51 41 37 23

18 20 24 27 29 31 38 53 60 63 67 76 90 106 115 145 196 237 274 297

297

BAND

CUM.

6.06 6.06 0.67 6.73 1.35 8.08 1.01 9.09 0.67 9.76 0.67 10.44 2.36 12.79 5.05 17.85 2.36 20.20 1.01 21.21 1.35 22.56 3.03 25.59 4.71 30.30 5.39 35.69 3.03 38.72 10.10 48.82 17.17 65.99 13.80 79.80 12.46 92.26 7.74 100.00

PERCENTAGE rp

901.53 574.32 291.51 169.92 78.62 82.54 2,300.48 1,454.62 860.78 588.15 113.15 978.69 63.99 3,561.80 839,202.38 2,168.53 3,883.58 2,437.71 116,917.55 1,163.35 977,793.19

901.53 1,475.85 1,767.36 1,937.28 2,015.90 2,098.43 4,398.92 5,853.53 6,714.32 7,302.46 7,415.62 8,394.31 8,458.29 12,020.09 851,222.48 853,391.01 857,274.58 859,712.30 976,629.85 977,793.19

BAND

0.09 0.06 0.03 0.02 0.01 0.01 0.24 0.15 0.09 0.06 0.01 0.10 0.01 0.36 85.83 0.22 0.40 0.25 11.96 0.12

CUM.

PERCENTAGE BAND

0.09 27.93 0.15 147.60 0.18 30.07 0.20 13.95 0.21 3.22 0.21 4.01 0.45 109.51 0.60 57.23 0.69 38.27 0.75 35.54 0.76 6.58 0.86 41.66 0.87 3.11 1.23 113.95 87.06 34367.10 87.28 27.15 87.67 39.48 87.92 55.84 99.88 1523.36 100.00 18.98

CUM

27.93 40.81 38.54 33.38 24.44 20.36 35.45 39.15 39.04 38.73 36.04 36.62 33.86 42.76 2786.36 2214.47 1772.23 1630.15 1616.59 1469.42

1469.42

Page 112 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2008

DATE

15/02/2009

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

839 646 932 698 965 652 491 617 448 301 262 338 238 382 263 469 358 229 218 65 9,411

839 1,485 2,417 3,115 4,080 4,732 5,223 5,840 6,288 6,589 6,851 7,189 7,427 7,809 8,072 8,541 8,899 9,128 9,346 9,411

BAND

8.92 6.86 9.90 7.42 10.25 6.93 5.22 6.56 4.76 3.20 2.78 3.59 2.53 4.06 2.79 4.98 3.80 2.43 2.32 0.69

CUM.

8.92 15.78 25.68 33.10 43.35 50.28 55.50 62.06 66.82 70.01 72.80 76.39 78.92 82.98 85.77 90.76 94.56 96.99 99.31 100.00

PERCENTAGE rp

3,157.00 485.28 581.17 733.15 1,345.76 1,356.62 1,350.32 2,323.22 2,140.84 1,771.56 1,571.13 2,763.21 2,091.19 3,989.27 3,764.68 8,703.69 11,843.44 5,469.29 7,779.57 2,857.48 66,077.88

3,157.00 3,642.29 4,223.46 4,956.60 6,302.36 7,658.98 9,009.30 11,332.52 13,473.36 15,244.92 16,816.05 19,579.26 21,670.45 25,659.72 29,424.39 38,128.08 49,971.53 55,440.82 63,220.39 66,077.88

BAND

4.78 0.73 0.88 1.11 2.04 2.05 2.04 3.52 3.24 2.68 2.38 4.18 3.16 6.04 5.70 13.17 17.92 8.28 11.77 4.32

CUM.

4.78 5.51 6.39 7.50 9.54 11.59 13.63 17.15 20.39 23.07 25.45 29.63 32.80 38.83 44.53 57.70 75.63 83.90 95.68 100.00

PERCENTAGE f

18 0 1 2 6 1 8 7 5 1 9 9 6 9 7 14 18 9 16 3 149

BAND

CUM.

18 12.08 12.08 18 0.00 12.08 19 0.67 12.75 21 1.34 14.09 27 4.03 18.12 28 0.67 18.79 36 5.37 24.16 43 4.70 28.86 48 3.36 32.21 49 0.67 32.89 58 6.04 38.93 67 6.04 44.97 73 4.03 48.99 82 6.04 55.03 89 4.70 59.73 103 9.40 69.13 121 12.08 81.21 130 6.04 87.25 146 10.74 97.99 149 2.01 100.00

PERCENTAGE rp

9,577.05 0.00 2.06 105.45 148.02 696.42 712.34 221.28 890.09 1,996.02 2,095.47 3,062.26 348.64 1,248.37 8,556.01 5,047.52 35,017.59 100,463.41 46,277.22 1,412.04 217,877.26

9,577.05 9,577.05 9,579.11 9,684.56 9,832.58 10,529.00 11,241.33 11,462.62 12,352.71 14,348.73 16,444.20 19,506.46 19,855.10 21,103.46 29,659.48 34,707.00 69,724.59 170,188.00 216,465.22 217,877.27

BAND

CUM.

4.40 4.40 0.00 4.40 0.00 4.40 0.05 4.44 0.07 4.51 0.32 4.83 0.33 5.16 0.10 5.26 0.41 5.67 0.92 6.59 0.96 7.55 1.41 8.95 0.16 9.11 0.57 9.69 3.93 13.61 2.32 15.93 16.07 32.00 46.11 78.11 21.24 99.35 0.65 100.00

PERCENTAGE BAND

303.36 0.00 0.35 14.38 11.00 51.33 52.75 9.52 41.58 112.67 133.37 110.82 16.67 31.29 227.27 57.99 295.67 1836.86 594.86 49.42

CUM

303.36 262.94 226.81 195.39 156.01 137.47 124.77 101.15 91.68 94.12 97.79 99.63 91.62 82.24 100.80 91.03 139.53 306.97 342.40 329.73

329.73

Page 113 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2008

DATE

15/02/2009

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

856 615 705 488 624 364 421 430 343 219 169 316 179 302 221 339 283 168 182 36 7,260

BAND

CUM.

856 11.79 11.79 1,471 8.47 20.26 2,176 9.71 29.97 2,664 6.72 36.69 3,288 8.60 45.29 3,652 5.01 50.30 4,073 5.80 56.10 4,503 5.92 62.02 4,846 4.72 66.75 5,065 3.02 69.77 5,234 2.33 72.09 5,550 4.35 76.45 5,729 2.47 78.91 6,031 4.16 83.07 6,252 3.04 86.12 6,591 4.67 90.79 6,874 3.90 94.68 7,042 2.31 97.00 7,224 2.51 99.50 7,260 0.50 100.00

PERCENTAGE rp

2,076.39 486.42 825.32 866.42 1,686.65 1,562.72 2,203.65 3,127.48 2,842.30 2,005.37 2,072.08 3,801.59 2,913.61 5,666.20 5,367.29 10,270.04 10,610.58 4,480.08 10,102.84 2,210.66 75,177.70

2,076.39 2,562.81 3,388.13 4,254.55 5,941.20 7,503.92 9,707.58 12,835.06 15,677.36 17,682.73 19,754.81 23,556.39 26,470.00 32,136.20 37,503.49 47,773.53 58,384.12 62,864.20 72,967.04 75,177.70

BAND

CUM.

2.76 2.76 0.65 3.41 1.10 4.51 1.15 5.66 2.24 7.90 2.08 9.98 2.93 12.91 4.16 17.07 3.78 20.85 2.67 23.52 2.76 26.28 5.06 31.33 3.88 35.21 7.54 42.75 7.14 49.89 13.66 63.55 14.11 77.66 5.96 83.62 13.44 97.06 2.94 100.00

PERCENTAGE f

7 1 4 4 1 7 1 8 5 7 4 5 11 6 5 17 16 6 6 4

7 8 12 16 17 24 25 33 38 45 49 54 65 71 76 93 109 115 121 125

125

BAND

5.60 0.80 3.20 3.20 0.80 5.60 0.80 6.40 4.00 5.60 3.20 4.00 8.80 4.80 4.00 13.60 12.80 4.80 4.80 3.20

CUM.

5.60 6.40 9.60 12.80 13.60 19.20 20.00 26.40 30.40 36.00 39.20 43.20 52.00 56.80 60.80 74.40 87.20 92.00 96.80 100.00

PERCENTAGE rp

754.40 15.46 254.54 730.52 54.91 2,438.78 185.78 3,632.49 737.45 671.29 59.64 806.57 5,490.83 434.15 2,427.72 9,885.76 6,850.12 1,508.52 1,554.34 8,934.69 47,427.97

754.40 769.86 1,024.40 1,754.92 1,809.83 4,248.62 4,434.40 8,066.89 8,804.34 9,475.63 9,535.27 10,341.84 15,832.68 16,266.82 18,694.55 28,580.31 35,430.43 36,938.95 38,493.28 47,427.97

BAND

CUM.

1.59 1.59 0.03 1.62 0.54 2.16 1.54 3.70 0.12 3.82 5.14 8.96 0.39 9.35 7.66 17.01 1.55 18.56 1.42 19.98 0.13 20.10 1.70 21.81 11.58 33.38 0.92 34.30 5.12 39.42 20.84 60.26 14.44 74.70 3.18 77.88 3.28 81.16 18.84 100.00

PERCENTAGE BAND

36.33 3.18 30.84 84.32 3.26 156.06 8.43 116.15 25.95 33.47 2.88 21.22 188.45 7.66 45.23 96.26 64.56 33.67 15.39 404.16

CUM

36.33 30.04 30.24 41.25 30.46 56.62 45.68 62.85 56.16 53.59 48.27 43.90 59.81 50.62 49.85 59.82 60.69 58.76 52.75 63.09

63.09

Page 114 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,759 2,164 2,358 1,466 1,802 1,155 902 1,025 718 476 446 591 449 675 538 985 973 472 400 106 21,460

BAND

CUM.

3,759 17.52 17.52 5,923 10.08 27.60 8,281 10.99 38.59 9,747 6.83 45.42 11,549 8.40 53.82 12,704 5.38 59.20 13,606 4.20 63.40 14,631 4.78 68.18 15,349 3.35 71.52 15,825 2.22 73.74 16,271 2.08 75.82 16,862 2.75 78.57 17,311 2.09 80.67 17,986 3.15 83.81 18,524 2.51 86.32 19,509 4.59 90.91 20,482 4.53 95.44 20,954 2.20 97.64 21,354 1.86 99.51 21,460 0.49 100.00

PERCENTAGE rp

5,013.86 2,451.26 976.76 863.50 1,729.82 1,531.95 1,542.13 2,264.28 2,066.43 1,410.97 1,747.43 2,545.42 2,292.47 4,809.78 4,532.06 10,981.46 13,372.34 7,145.01 5,609.64 5,777.70 78,664.27

5,013.86 7,465.12 8,441.88 9,305.38 11,035.21 12,567.15 14,109.28 16,373.56 18,439.99 19,850.97 21,598.39 24,143.81 26,436.28 31,246.06 35,778.12 46,759.58 60,131.92 67,276.93 72,886.57 78,664.27

BAND

CUM.

6.37 3.12 1.24 1.10 2.20 1.95 1.96 2.88 2.63 1.79 2.22 3.24 2.91 6.11 5.76 13.96 17.00 9.08 7.13 7.34

6.37 9.49 10.73 11.83 14.03 15.98 17.94 20.81 23.44 25.24 27.46 30.69 33.61 39.72 45.48 59.44 76.44 85.52 92.66 100.00

PERCENTAGE f

61 10 3 3 4 6 8 6 3 4 6 7 12 67 7 19 37 38 23 20 344

61 71 74 77 81 87 95 101 104 108 114 121 133 200 207 226 263 301 324 344

BAND

CUM.

17.73 17.73 2.91 20.64 0.87 21.51 0.87 22.38 1.16 23.55 1.74 25.29 2.33 27.62 1.74 29.36 0.87 30.23 1.16 31.40 1.74 33.14 2.03 35.17 3.49 38.66 19.48 58.14 2.03 60.17 5.52 65.70 10.76 76.45 11.05 87.50 6.69 94.19 5.81 100.00

PERCENTAGE rp

14,426.77 411.38 190.35 536.11 330.88 1,178.28 852.82 1,312.51 280.75 1,486.13 1,155.14 786.69 3,380.66 4,006.70 503.25 2,242.63 23,795.95 3,929.82 5,347.47 10,597.03 76,751.33

14,426.77 14,838.15 15,028.50 15,564.61 15,895.49 17,073.78 17,926.60 19,239.11 19,519.87 21,006.00 22,161.14 22,947.83 26,328.49 30,335.19 30,838.44 33,081.06 56,877.01 60,806.83 66,154.30 76,751.33

BAND

18.80 0.54 0.25 0.70 0.43 1.54 1.11 1.71 0.37 1.94 1.51 1.02 4.40 5.22 0.66 2.92 31.00 5.12 6.97 13.81

PERCENTAGE

CUM.

BAND

CUM

18.80 19.33 19.58 20.28 20.71 22.25 23.36 25.07 25.43 27.37 28.87 29.90 34.30 39.52 40.18 43.10 74.11 79.23 86.19 100.00

287.74 16.78 19.49 62.09 19.13 76.91 55.30 57.97 13.59 105.33 66.11 30.91 147.47 83.30 11.10 20.42 177.95 55.00 95.33 183.41

287.74 198.77 178.02 167.26 144.04 135.86 127.06 117.50 105.86 105.82 102.61 95.05 99.59 97.08 86.19 70.75 94.59 90.38 90.76 97.57

97.57

Page 115 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2008

DATE

15/02/2009

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

34 13 12 4 15 4 9 20 4 16 26 14 10 44 17 59 65 21 46 86 519

BAND

CUM.

34 47 59 63 78 82 91 111 115 131 157 171 181 225 242 301 366 387 433 519

6.55 2.50 2.31 0.77 2.89 0.77 1.73 3.85 0.77 3.08 5.01 2.70 1.93 8.48 3.28 11.37 12.52 4.05 8.86 16.57

6.55 9.06 11.37 12.14 15.03 15.80 17.53 21.39 22.16 25.24 30.25 32.95 34.87 43.35 46.63 58.00 70.52 74.57 83.43 100.0

PERCENTAGE rp

131.17 14.54 2.93 3.07 9.47 1.96 6.34 47.78 10.84 38.00 34.40 24.44 28.05 189.50 99.46 602.61 787.00 1,507.38 2,538.40 304,877.10 310,954.43

131.17 145.70 148.64 151.71 161.18 163.14 169.47 217.25 228.09 266.09 300.49 324.93 352.98 542.48 641.94 1,244.55 2,031.55 3,538.94 6,077.34 310,954.43

BAND

0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.02 0.00 0.01 0.01 0.01 0.01 0.06 0.03 0.19 0.25 0.48 0.82 98.05

CUM.

0.04 0.05 0.05 0.05 0.05 0.05 0.05 0.07 0.07 0.09 0.10 0.10 0.11 0.17 0.21 0.40 0.65 1.14 1.95 100.00

PERCENTAGE f

1 1 0 1 0 1 0 1 0 1 0 1 0 1 0 1 0 1 1 2 0 2 0 2 0 2 0 2 0 2 0 2 0 2 0 2 2 4 6 10 10

BAND

10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 60.00

CUM.

10.00 10.00 10.00 10.00 10.00 10.00 10.00 10.00 10.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 20.00 40.00 100.00

PERCENTAGE rp

476.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3,406.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 333.21 110,540.56 114,757.18

476.91 476.91 476.91 476.91 476.91 476.91 476.91 476.91 476.91 3,883.41 3,883.41 3,883.41 3,883.41 3,883.41 3,883.41 3,883.41 3,883.41 3,883.41 4,216.62 114,757.18

BAND

CUM.

PERCENTAGE BAND

0.42 0.42 363.59 0.00 0.42 0.00 0.00 0.42 0.00 0.00 0.42 0.00 0.00 0.42 0.00 0.00 0.42 0.00 0.00 0.42 0.00 0.00 0.42 0.00 0.00 0.42 0.00 2.97 3.38 8964.55 0.00 3.38 0.00 0.00 3.38 0.00 0.00 3.38 0.00 0.00 3.38 0.00 0.00 3.38 0.00 0.00 3.38 0.00 0.00 3.38 0.00 0.00 3.38 0.00 0.29 3.67 13.13 96.33 100.00 36.26

CUM

363.59 327.31 320.86 314.36 295.89 292.34 281.41 219.52 209.09 1459.46 1292.37 1195.14 1100.18 715.86 604.95 312.03 191.15 109.73 69.38 36.90

36.90

Page 116 of 180

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 29

01/01/2007

15/12/2008

DATE

15/02/2009

DATA POSITION FROM

PROCESSING

Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

0 50 25 50 100 75 100 200 150 200 300 250 300 500 400 500 750 625 750 1,000 875 1,000 1,500 1,250 1,500 2,000 1,750 2,000 2,500 2,250 2,500 3,000 2,750 3,000 4,000 3,500 4,000 5,000 4,500 5,000 7,500 6,250 7,500 10,000 8,750 10,000 20,000 15,000 20,000 50,000 35,000 50,000 100,000 75,000 100,000 500,000 300,000 500,000 Up TOTAL

PERCENTAGE f

152,542 147,237 174,366 106,281 112,459 56,521 38,690 29,103 16,018 8,077 6,285 6,929 4,512 5,366 3,386 4,457 3,110 1,284 1,207 292 878,122

152,542 299,779 474,145 580,426 692,885 749,406 788,096 817,199 833,217 841,294 847,579 854,508 859,020 864,386 867,772 872,229 875,339 876,623 877,830 878,122

BAND

CUM.

17.37 17.37 16.77 34.14 19.86 54.00 12.10 66.10 12.81 78.91 6.44 85.34 4.41 89.75 3.31 93.06 1.82 94.89 0.92 95.81 0.72 96.52 0.79 97.31 0.51 97.82 0.61 98.44 0.39 98.82 0.51 99.33 0.35 99.68 0.15 99.83 0.14 99.97 0.03 100.00

PERCENTAGE rp

57,551.47 33,577.62 69,424.79 70,035.96 106,842.49 74,993.35 74,149.02 70,029.80 49,959.04 33,734.71 28,437.81 36,023.39 27,569.96 42,710.44 26,994.87 53,182.97 47,879.25 34,433.94 53,176.00 127,277.47 1,117,984.35

BAND

CUM.

57,551.47 5.15 5.15 91,129.09 3.00 8.15 160,553.88 6.21 14.36 230,589.84 6.26 20.63 337,432.33 9.56 30.18 412,425.68 6.71 36.89 486,574.70 6.63 43.52 556,604.49 6.26 49.79 606,563.53 4.47 54.26 640,298.25 3.02 57.27 668,736.06 2.54 59.82 704,759.45 3.22 63.04 732,329.41 2.47 65.50 775,039.85 3.82 69.32 802,034.72 2.41 71.74 855,217.69 4.76 76.50 903,096.94 4.28 80.78 937,530.88 3.08 83.86 990,706.88 4.76 88.62 1,117,984.35 11.38 100.00

PERCENTAGE f

393 175 257 224 323 256 166 156 108 69 52 121 101 105 62 116 144 158 178 283 3,447

BAND

CUM.

393 11.40 11.40 568 5.08 16.48 825 7.46 23.93 1,049 6.50 30.43 1,372 9.37 39.80 1,628 7.43 47.23 1,794 4.82 52.05 1,950 4.53 56.57 2,058 3.13 59.70 2,127 2.00 61.71 2,179 1.51 63.21 2,300 3.51 66.72 2,401 2.93 69.65 2,506 3.05 72.70 2,568 1.80 74.50 2,684 3.37 77.86 2,828 4.18 82.04 2,986 4.58 86.63 3,164 5.16 91.79 3,447 8.21 100.00

PERCENTAGE rp

32,815.23 6,702.15 27,599.98 12,572.39 23,532.39 18,680.18 22,012.80 15,264.77 20,020.50 8,131.71 11,923.76 37,481.91 22,677.83 36,578.24 28,853.25 29,830.94 401,236.31 101,372.56 34,684.02 366,432.92 1,258,403.86

BAND

CUM.

32,815.23 2.61 2.61 39,517.38 0.53 3.14 67,117.37 2.19 5.33 79,689.76 1.00 6.33 103,222.14 1.87 8.20 121,902.32 1.48 9.69 143,915.13 1.75 11.44 159,179.90 1.21 12.65 179,200.40 1.59 14.24 187,332.11 0.65 14.89 199,255.87 0.95 15.83 236,737.78 2.98 18.81 259,415.62 1.80 20.61 295,993.85 2.91 23.52 324,847.10 2.29 25.81 354,678.04 2.37 28.18 755,914.35 31.88 60.07 857,286.91 8.06 68.12 891,970.94 2.76 70.88 1,258,403.86 29.12 100.00

PERCENTAGE BAND

CUM

57.02 57.02 19.96 43.36 39.76 41.80 17.95 34.56 22.03 30.59 24.91 29.56 29.69 29.58 21.80 28.60 40.07 29.54 24.10 29.26 41.93 29.80 104.05 33.59 82.26 35.42 85.64 38.19 106.88 40.50 56.09 41.47 838.02 83.70 294.40 91.44 65.22 90.03 287.90 112.56 112.56

Page 117 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2008

DATE

15/02/2009

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

26 8 17 9 8 14 7 4 6 4 2 3 3 2 3 2 3 0 0 0 121

BAND

26 34 51 60 68 82 89 93 99 103 105 108 111 113 116 118 121 121 121 121

21.49 6.61 14.05 7.44 6.61 11.57 5.79 3.31 4.96 3.31 1.65 2.48 2.48 1.65 2.48 1.65 2.48 0.00 0.00 0.00

CUM.

21.49 28.10 42.15 49.59 56.20 67.77 73.55 76.86 81.82 85.12 86.78 89.26 91.74 93.39 95.87 97.52 100.00 100.00 100.00 100.00

PERCENTAGE rp

30.98 3.51 29.73 14.42 19.55 25.61 26.55 41.56 48.69 33.49 3.00 17.44 29.56 32.57 54.19 147.45 497.33 0.00 0.00 0.00 1,055.63

30.98 34.49 64.22 78.64 98.19 123.80 150.35 191.91 240.60 274.09 277.09 294.53 324.09 356.66 410.85 558.30 1,055.63 1,055.63 1,055.63 1,055.63

BAND

2.93 0.33 2.82 1.37 1.85 2.43 2.52 3.94 4.61 3.17 0.28 1.65 2.80 3.09 5.13 13.97 47.11 0.00 0.00 0.00

CUM.

2.93 3.27 6.08 7.45 9.30 11.73 14.24 18.18 22.79 25.96 26.25 27.90 30.70 33.79 38.92 52.89 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 3

BAND

0 0 0 0 1 1 1 1 2 2 2 2 3 3 3 3 3 3 3 3

0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 33.33 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 33.33 33.33 33.33 33.33 66.67 66.67 66.67 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 3.10 0.00 0.00 0.00 1.89 0.00 0.00 0.00 9.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.28

0.00 0.00 0.00 0.00 3.10 3.10 3.10 3.10 5.00 5.00 5.00 5.00 14.28 14.28 14.28 14.28 14.28 14.28 14.28 14.28

BAND

0.00 0.00 0.00 0.00 21.73 0.00 0.00 0.00 13.27 0.00 0.00 0.00 65.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 21.73 21.73 21.73 21.73 35.00 35.00 35.00 35.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 15.87 0.00 0.00 0.00 3.89 0.00 0.00 0.00 31.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 3.16 2.51 2.06 1.62 2.08 1.82 1.80 1.70 4.41 4.00 3.48 2.56 1.35 1.35 1.35 1.35

1.35

Page 118 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2008

DATE

15/02/2009

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

26 8 15 8 30 21 26 28 30 22 28 45 35 60 42 71 94 76 24 21 710

26 34 49 57 87 108 134 162 192 214 242 287 322 382 424 495 589 665 689 710

BAND

CUM.

3.66 3.66 1.13 4.79 2.11 6.90 1.13 8.03 4.23 12.25 2.96 15.21 3.66 18.87 3.94 22.82 4.23 27.04 3.10 30.14 3.94 34.08 6.34 40.42 4.93 45.35 8.45 53.80 5.92 59.72 10.00 69.72 13.24 82.96 10.70 93.66 3.38 97.04 2.96 100.00

PERCENTAGE rp

247.44 0.61 9.71 4.59 31.77 222.72 20.72 318.97 48.14 35.52 70.96 74.87 17.99 128.63 108.83 554.70 2,343.07 1,152.92 94.78 89.37 5,576.32

247.44 248.05 257.76 262.35 294.11 516.84 537.56 856.53 904.66 940.19 1,011.15 1,086.02 1,104.01 1,232.64 1,341.47 1,896.17 4,239.24 5,392.17 5,486.95 5,576.32

BAND

4.44 0.01 0.17 0.08 0.57 3.99 0.37 5.72 0.86 0.64 1.27 1.34 0.32 2.31 1.95 9.95 42.02 20.68 1.70 1.60

CUM.

4.44 4.45 4.62 4.70 5.27 9.27 9.64 15.36 16.22 16.86 18.13 19.48 19.80 22.10 24.06 34.00 76.02 96.70 98.40 100.00

PERCENTAGE f

1 0 0 0 0 22 0 35 0 0 0 1 0 2 0 3 2 5 1 0 72

BAND

1 1 1 1 1 23 23 58 58 58 58 59 59 61 61 64 66 71 72 72

CUM.

1.39 1.39 0.00 1.39 0.00 1.39 0.00 1.39 0.00 1.39 30.56 31.94 0.00 31.94 48.61 80.56 0.00 80.56 0.00 80.56 0.00 80.56 1.39 81.94 0.00 81.94 2.78 84.72 0.00 84.72 4.17 88.89 2.78 91.67 6.94 98.61 1.39 100.00 0.00 100.00

PERCENTAGE rp

19.83 0.00 0.00 0.00 0.00 465.72 0.00 705.45 0.00 0.00 0.00 6.34 0.00 280.18 0.00 3.23 62.00 295.93 87.43 0.00 1,926.13

19.83 19.83 19.83 19.83 19.83 485.55 485.55 1,191.01 1,191.01 1,191.01 1,191.01 1,197.35 1,197.35 1,477.53 1,477.53 1,480.76 1,542.76 1,838.70 1,926.13 1,926.13

BAND

1.03 0.00 0.00 0.00 0.00 24.18 0.00 36.63 0.00 0.00 0.00 0.33 0.00 14.55 0.00 0.17 3.22 15.36 4.54 0.00

PERCENTAGE

CUM.

BAND

CUM

1.03 1.03 1.03 1.03 1.03 25.21 25.21 61.83 61.83 61.83 61.83 62.16 62.16 76.71 76.71 76.88 80.10 95.46 100.00 100.00

8.02 0.00 0.00 0.00 0.00 209.10 0.00 221.17 0.00 0.00 0.00 8.47 0.00 217.81 0.00 0.58 2.65 25.67 92.25 0.00

8.02 8.00 7.69 7.56 6.74 93.95 90.33 139.05 131.65 126.68 117.79 110.25 108.45 119.87 110.14 78.09 36.39 34.10 35.10 34.54

34.54

Page 119 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 32

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2008

DATE

15/02/2009

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

22 12 14 2 16 1 1 5 3 4 1 2 1 16 3 19 21 11 5 1 160

22 34 48 50 66 67 68 73 76 80 81 83 84 100 103 122 143 154 159 160

BAND

13.75 7.50 8.75 1.25 10.00 0.63 0.63 3.13 1.88 2.50 0.63 1.25 0.63 10.00 1.88 11.88 13.13 6.88 3.13 0.63

CUM.

13.75 21.25 30.00 31.25 41.25 41.88 42.50 45.63 47.50 50.00 50.63 51.88 52.50 62.50 64.38 76.25 89.38 96.25 99.38 100.00

PERCENTAGE rp

15.18 29.61 26.11 1.44 14.61 1.62 5.48 30.21 21.13 41.42 22.29 26.74 13.17 281.40 90.22 617.41 1,924.23 1,163.17 1,619.51 32.16 5,977.11

15.18 44.79 70.90 72.34 86.94 88.57 94.04 124.25 145.38 186.81 209.10 235.84 249.01 530.41 620.63 1,238.04 3,162.27 4,325.44 5,944.96 5,977.11

BAND

0.25 0.50 0.44 0.02 0.24 0.03 0.09 0.51 0.35 0.69 0.37 0.45 0.22 4.71 1.51 10.33 32.19 19.46 27.10 0.54

CUM.

0.25 0.75 1.19 1.21 1.45 1.48 1.57 2.08 2.43 3.13 3.50 3.95 4.17 8.87 10.38 20.71 52.91 72.37 99.46 100.00

PERCENTAGE f

2 0 5 0 0 0 0 0 0 0 0 0 0 4 1 1 1 3 3 0 20

2 2 7 7 7 7 7 7 7 7 7 7 7 11 12 13 14 17 20 20

BAND

CUM.

10.00 10.00 0.00 10.00 25.00 35.00 0.00 35.00 0.00 35.00 0.00 35.00 0.00 35.00 0.00 35.00 0.00 35.00 0.00 35.00 0.00 35.00 0.00 35.00 0.00 35.00 20.00 55.00 5.00 60.00 5.00 65.00 5.00 70.00 15.00 85.00 15.00 100.00 0.00 100.00

PERCENTAGE rp

0.68 0.00 1.86 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 59.14 94.49 11.64 247.73 491.24 450.40 0.00 1,357.17

0.68 0.68 2.54 2.54 2.54 2.54 2.54 2.54 2.54 2.54 2.54 2.54 2.54 61.68 156.16 167.81 415.53 906.78 1,357.17 1,357.17

BAND

CUM.

0.05 0.05 0.00 0.05 0.14 0.19 0.00 0.19 0.00 0.19 0.00 0.19 0.00 0.19 0.00 0.19 0.00 0.19 0.00 0.19 0.00 0.19 0.00 0.19 0.00 0.19 4.36 4.54 6.96 11.51 0.86 12.36 18.25 30.62 36.20 66.81 33.19 100.00 0.00 100.00

PERCENTAGE BAND

4.48 0.00 7.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 21.02 104.73 1.89 12.87 42.23 27.81 0.00

CUM

4.48 1.52 3.58 3.51 2.92 2.87 2.70 2.04 1.75 1.36 1.21 1.08 1.02 11.63 25.16 13.55 13.14 20.96 22.83 22.71

22.71

Page 120 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 40

DATA POSITION FROM PROCESSING

01/01/2007

15/12/2008

DATE

15/02/2009

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

850 63 65 27 28 15 10 9 4 2 6 10 6 12 7 20 8 14 7 0 1,163

850 913 978 1,005 1,033 1,048 1,058 1,067 1,071 1,073 1,079 1,089 1,095 1,107 1,114 1,134 1,142 1,156 1,163 1,163

BAND

CUM.

73.09 73.09 5.42 78.50 5.59 84.09 2.32 86.41 2.41 88.82 1.29 90.11 0.86 90.97 0.77 91.75 0.34 92.09 0.17 92.26 0.52 92.78 0.86 93.64 0.52 94.15 1.03 95.18 0.60 95.79 1.72 97.51 0.69 98.19 1.20 99.40 0.60 100.00 0.00 100.00

PERCENTAGE rp

184.85 33.50 50.18 45.37 43.81 32.07 16.54 24.47 16.07 14.95 68.57 94.16 82.42 230.52 345.30 787.55 277.95 252.82 3.90 0.00 2,604.98

184.85 218.34 268.52 313.89 357.71 389.77 406.31 430.78 446.85 461.79 530.36 624.52 706.94 937.46 1,282.76 2,070.31 2,348.26 2,601.08 2,604.98 2,604.98

BAND

7.10 1.29 1.93 1.74 1.68 1.23 0.64 0.94 0.62 0.57 2.63 3.61 3.16 8.85 13.26 30.23 10.67 9.71 0.15 0.00

CUM.

7.10 8.38 10.31 12.05 13.73 14.96 15.60 16.54 17.15 17.73 20.36 23.97 27.14 35.99 49.24 79.48 90.15 99.85 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 1 0 3

BAND

0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 2 3 3

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 96.16 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 33.33 66.67 2,243.72 33.33 100.00 11.11 0.00 100.00 0.00 2,350.99

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 96.16 96.16 96.16 96.16 96.16 96.16 2,339.88 2,350.99 2,350.99

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.09 4.09 0.00 4.09 0.00 4.09 0.00 4.09 0.00 4.09 0.00 4.09 95.44 99.53 0.47 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 102.13 0.00 0.00 0.00 0.00 0.00 887.48 284.93 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.40 13.60 10.26 7.50 4.64 4.10 89.96 90.25 90.25

90.25

Page 121 of 204

RISK AND LOSS PROFILE 2007 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,209 1,570 1,953 1,053 795 332 236 129 61 16 20 20 21 19 12 5 25 18 4 16 7,514

1,209 2,779 4,732 5,785 6,580 6,912 7,148 7,277 7,338 7,354 7,374 7,394 7,415 7,434 7,446 7,451 7,476 7,494 7,498 7,514

BAND

CUM.

16.09 16.09 20.89 36.98 25.99 62.98 14.01 76.99 10.58 87.57 4.42 91.99 3.14 95.13 1.72 96.85 0.81 97.66 0.21 97.87 0.27 98.14 0.27 98.40 0.28 98.68 0.25 98.94 0.16 99.10 0.07 99.16 0.33 99.49 0.24 99.73 0.05 99.79 0.21 100.00

PERCENTAGE rp

252.88 584.59 1,377.76 1,468.13 1,291.07 758.89 673.52 396.92 234.34 65.63 56.91 119.84 137.01 132.58 136.32 99.21 513.11 470.33 752.81 1,117.22 10,639.08

252.88 837.47 2,215.24 3,683.36 4,974.44 5,733.33 6,406.85 6,803.76 7,038.11 7,103.74 7,160.65 7,280.49 7,417.50 7,550.08 7,686.40 7,785.61 8,298.72 8,769.05 9,521.86 10,639.08

BAND

2.38 5.49 12.95 13.80 12.14 7.13 6.33 3.73 2.20 0.62 0.53 1.13 1.29 1.25 1.28 0.93 4.82 4.42 7.08 10.50

CUM.

2.38 7.87 20.82 34.62 46.76 53.89 60.22 63.95 66.15 66.77 67.31 68.43 69.72 70.97 72.25 73.18 78.00 82.42 89.50 100.00

PERCENTAGE f

2 0 3 1 1 0 0 0 0 1 0 0 1 0 0 0 0 3 0 0 12

2 2 5 6 7 7 7 7 7 8 8 8 9 9 9 9 9 12 12 12

BAND

CUM.

16.67 16.67 0.00 16.67 25.00 41.67 8.33 50.00 8.33 58.33 0.00 58.33 0.00 58.33 0.00 58.33 0.00 58.33 8.33 66.67 0.00 66.67 0.00 66.67 8.33 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 25.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

58.50 0.00 206.88 68.68 271.63 0.00 0.00 0.00 0.00 61.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 261.01 0.00 0.00

58.50 58.50 265.38 334.05 605.68 605.68 605.68 605.68 605.68 667.30 667.30 667.30 667.30 667.30 667.30 667.30 667.30 928.32 928.32 928.32

928.32

BAND

CUM.

6.30 6.30 0.00 6.30 22.28 28.59 7.40 35.98 29.26 65.24 0.00 65.24 0.00 65.24 0.00 65.24 0.00 65.24 6.64 71.88 0.00 71.88 0.00 71.88 0.00 71.88 0.00 71.88 0.00 71.88 0.00 71.88 0.00 71.88 28.12 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

23.13 0.00 15.02 4.68 21.04 0.00 0.00 0.00 0.00 93.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 55.50 0.00 0.00

CUM

23.13 6.99 11.98 9.07 12.18 10.56 9.45 8.90 8.61 9.39 9.32 9.17 9.00 8.84 8.68 8.57 8.04 10.59 9.75 8.73

8.73

Page 122 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

8,510 8,510 13,338 8,522 7,963 3,174 2,307 1,527 900 437 374 455 309 362 229 386 356 141 99 30 57,929

8,510 17,020 30,358 38,880 46,843 50,017 52,324 53,851 54,751 55,188 55,562 56,017 56,326 56,688 56,917 57,303 57,659 57,800 57,899 57,929

BAND

CUM.

14.69 14.69 14.69 29.38 23.02 52.41 14.71 67.12 13.75 80.86 5.48 86.34 3.98 90.32 2.64 92.96 1.55 94.51 0.75 95.27 0.65 95.91 0.79 96.70 0.53 97.23 0.62 97.86 0.40 98.25 0.67 98.92 0.61 99.53 0.24 99.78 0.17 99.95 0.05 100.00

PERCENTAGE rp

3,626.66 1,917.99 4,594.00 4,820.16 7,271.70 4,341.88 4,773.87 4,190.31 3,197.22 2,351.63 2,143.33 3,107.43 2,445.56 3,670.98 2,550.45 6,573.59 8,131.74 3,562.78 3,344.99 2,565.15 79,181.41

3,626.66 5,544.65 10,138.65 14,958.81 22,230.51 26,572.40 31,346.26 35,536.57 38,733.80 41,085.42 43,228.76 46,336.18 48,781.74 52,452.72 55,003.16 61,576.75 69,708.49 73,271.28 76,616.26 79,181.41

BAND

CUM.

4.58 4.58 2.42 7.00 5.80 12.80 6.09 18.89 9.18 28.08 5.48 33.56 6.03 39.59 5.29 44.88 4.04 48.92 2.97 51.89 2.71 54.59 3.92 58.52 3.09 61.61 4.64 66.24 3.22 69.46 8.30 77.77 10.27 88.04 4.50 92.54 4.22 96.76 3.24 100.00

PERCENTAGE f

24 5 12 9 12 6 7 10 3 3 2 3 10 5 7 11 17 9 8 4 167

24 29 41 50 62 68 75 85 88 91 93 96 106 111 118 129 146 155 163 167

BAND

CUM.

14.37 14.37 2.99 17.37 7.19 24.55 5.39 29.94 7.19 37.13 3.59 40.72 4.19 44.91 5.99 50.90 1.80 52.69 1.80 54.49 1.20 55.69 1.80 57.49 5.99 63.47 2.99 66.47 4.19 70.66 6.59 77.25 10.18 87.43 5.39 92.81 4.79 97.60 2.40 100.00

PERCENTAGE rp

5,572.99 231.97 517.00 767.31 2,018.62 1,461.10 1,138.70 631.47 188.72 1,118.96 79.02 152.26 448.91 3,820.18 155.63 16,237.48 10,453.95 330.03 845.85 63.09 46,233.26

5,572.99 5,804.97 6,321.96 7,089.28 9,107.90 10,569.00 11,707.70 12,339.17 12,527.89 13,646.85 13,725.87 13,878.14 14,327.05 18,147.23 18,302.86 34,540.34 44,994.29 45,324.32 46,170.17 46,233.26

BAND

12.05 0.50 1.12 1.66 4.37 3.16 2.46 1.37 0.41 2.42 0.17 0.33 0.97 8.26 0.34 35.12 22.61 0.71 1.83 0.14

CUM.

12.05 12.56 13.67 15.33 19.70 22.86 25.32 26.69 27.10 29.52 29.69 30.02 30.99 39.25 39.59 74.71 97.32 98.03 99.86 100.00

PERCENTAGE BAND

153.67 12.09 11.25 15.92 27.76 33.65 23.85 15.07 5.90 47.58 3.69 4.90 18.36 104.06 6.10 247.01 128.56 9.26 25.29 2.46

CUM

153.67 104.70 62.36 47.39 40.97 39.77 37.35 34.72 32.34 33.22 31.75 29.95 29.37 34.60 33.28 56.09 64.55 61.86 60.26 58.39

58.39

Page 123 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,847 4,442 5,991 3,317 2,784 1,021 888 560 311 158 155 187 136 123 73 110 74 38 29 7 23,251

2,847 7,289 13,280 16,597 19,381 20,402 21,290 21,850 22,161 22,319 22,474 22,661 22,797 22,920 22,993 23,103 23,177 23,215 23,244 23,251

BAND

CUM.

12.24 12.24 19.10 31.35 25.77 57.12 14.27 71.38 11.97 83.36 4.39 87.75 3.82 91.57 2.41 93.97 1.34 95.31 0.68 95.99 0.67 96.66 0.80 97.46 0.58 98.05 0.53 98.58 0.31 98.89 0.47 99.36 0.32 99.68 0.16 99.85 0.12 99.97 0.03 100.00

PERCENTAGE rp

865.20 871.11 1,874.70 1,604.20 2,645.36 1,466.92 1,865.58 1,483.74 872.77 596.78 469.39 714.14 518.87 580.77 357.42 1,290.00 1,200.87 677.08 1,208.03 86.61 21,249.56

865.20 1,736.31 3,611.01 5,215.21 7,860.57 9,327.49 11,193.07 12,676.81 13,549.58 14,146.37 14,615.76 15,329.90 15,848.76 16,429.54 16,786.96 18,076.96 19,277.83 19,954.91 21,162.95 21,249.56

BAND

4.07 4.10 8.82 7.55 12.45 6.90 8.78 6.98 4.11 2.81 2.21 3.36 2.44 2.73 1.68 6.07 5.65 3.19 5.68 0.41

CUM.

4.07 8.17 16.99 24.54 36.99 43.89 52.67 59.66 63.76 66.57 68.78 72.14 74.58 77.32 79.00 85.07 90.72 93.91 99.59 100.00

PERCENTAGE f

4 6 12 8 18 6 15 2 7 2 10 8 8 8 3 6 10 7 0 0 140

BAND

CUM.

4 2.86 2.86 10 4.29 7.14 22 8.57 15.71 30 5.71 21.43 48 12.86 34.29 54 4.29 38.57 69 10.71 49.29 71 1.43 50.71 78 5.00 55.71 80 1.43 57.14 90 7.14 64.29 98 5.71 70.00 106 5.71 75.71 114 5.71 81.43 117 2.14 83.57 123 4.29 87.86 133 7.14 95.00 140 5.00 100.00 140 0.00 100.00 140 0.00 100.00

PERCENTAGE rp

642.40 148.10 7,252.08 336.09 2,496.21 420.30 305.18 332.85 279.70 23.85 2,256.41 3,128.94 142.02 816.69 39.15 202.33 7,582.81 1,500.98 0.00 0.00 27,906.12

642.40 790.51 8,042.59 8,378.68 10,874.89 11,295.19 11,600.37 11,933.22 12,212.92 12,236.76 14,493.17 17,622.12 17,764.14 18,580.83 18,619.99 18,822.32 26,405.13 27,906.12 27,906.12 27,906.12

BAND

CUM.

2.30 2.30 0.53 2.83 25.99 28.82 1.20 30.02 8.95 38.97 1.51 40.48 1.09 41.57 1.19 42.76 1.00 43.76 0.09 43.85 8.09 51.94 11.21 63.15 0.51 63.66 2.93 66.58 0.14 66.72 0.73 67.45 27.17 94.62 5.38 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

74.25 17.00 386.84 20.95 94.36 28.65 16.36 22.43 32.05 4.00 480.71 438.14 27.37 140.62 10.95 15.68 631.44 221.68 0.00 0.00

74.25 45.53 222.72 160.66 138.35 121.10 103.64 94.13 90.14 86.50 99.16 114.95 112.09 113.09 110.92 104.12 136.97 139.85 131.86 131.33

131.33

Page 124 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,523 4,978 6,838 4,255 3,664 1,415 853 597 317 169 129 153 85 101 89 136 116 88 44 10 29,560

5,523 10,501 17,339 21,594 25,258 26,673 27,526 28,123 28,440 28,609 28,738 28,891 28,976 29,077 29,166 29,302 29,418 29,506 29,550 29,560

BAND

CUM.

18.68 18.68 16.84 35.52 23.13 58.66 14.39 73.05 12.40 85.45 4.79 90.23 2.89 93.12 2.02 95.14 1.07 96.21 0.57 96.78 0.44 97.22 0.52 97.74 0.29 98.02 0.34 98.37 0.30 98.67 0.46 99.13 0.39 99.52 0.30 99.82 0.15 99.97 0.03 100.00

PERCENTAGE rp

1,980.47 1,292.21 3,164.50 3,536.40 5,114.07 2,631.55 2,403.04 1,931.67 1,352.97 866.74 713.25 1,057.65 624.75 1,073.12 1,007.99 2,259.88 3,363.40 2,294.93 2,465.31 162.52 39,296.45

1,980.47 3,272.68 6,437.19 9,973.58 15,087.65 17,719.20 20,122.24 22,053.92 23,406.89 24,273.64 24,986.89 26,044.54 26,669.29 27,742.41 28,750.40 31,010.28 34,373.68 36,668.62 39,133.92 39,296.45

BAND

5.04 3.29 8.05 9.00 13.01 6.70 6.12 4.92 3.44 2.21 1.82 2.69 1.59 2.73 2.57 5.75 8.56 5.84 6.27 0.41

CUM.

5.04 8.33 16.38 25.38 38.39 45.09 51.21 56.12 59.56 61.77 63.59 66.28 67.87 70.60 73.16 78.91 87.47 93.31 99.59 100.00

PERCENTAGE f

14 7 6 8 1 3 2 3 0 2 0 2 3 2 2 4 3 3 0 0 65

BAND

CUM.

14 21.54 21.54 21 10.77 32.31 27 9.23 41.54 35 12.31 53.85 36 1.54 55.38 39 4.62 60.00 41 3.08 63.08 44 4.62 67.69 44 0.00 67.69 46 3.08 70.77 46 0.00 70.77 48 3.08 73.85 51 4.62 78.46 53 3.08 81.54 55 3.08 84.62 59 6.15 90.77 62 4.62 95.38 65 4.62 100.00 65 0.00 100.00 65 0.00 100.00

PERCENTAGE rp

2,101.17 651.00 532.14 1,083.29 472.65 86.47 288.39 57.08 0.00 70.26 0.00 176.26 1,011.16 1,421.42 136.22 1,760.98 1,908.22 731.05 0.00 0.00 12,487.77

2,101.17 2,752.17 3,284.31 4,367.61 4,840.26 4,926.72 5,215.12 5,272.20 5,272.20 5,342.46 5,342.46 5,518.72 6,529.87 7,951.29 8,087.51 9,848.50 11,756.72 12,487.77 12,487.77 12,487.77

BAND

CUM.

16.83 16.83 5.21 22.04 4.26 26.30 8.67 34.98 3.78 38.76 0.69 39.45 2.31 41.76 0.46 42.22 0.00 42.22 0.56 42.78 0.00 42.78 1.41 44.19 8.10 52.29 11.38 63.67 1.09 64.76 14.10 78.87 15.28 94.15 5.85 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

106.09 50.38 16.82 30.63 9.24 3.29 12.00 2.96 0.00 8.11 0.00 16.66 161.85 132.46 13.51 77.92 56.73 31.86 0.00 0.00

106.09 84.10 51.02 43.79 32.08 27.80 25.92 23.91 22.52 22.01 21.38 21.19 24.48 28.66 28.13 31.76 34.20 34.06 31.91 31.78

31.78

Page 125 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,479 2,457 2,779 1,458 1,206 451 269 203 93 52 48 40 33 33 21 30 30 24 14 3 11,723

2,479 4,936 7,715 9,173 10,379 10,830 11,099 11,302 11,395 11,447 11,495 11,535 11,568 11,601 11,622 11,652 11,682 11,706 11,720 11,723

BAND

21.15 20.96 23.71 12.44 10.29 3.85 2.29 1.73 0.79 0.44 0.41 0.34 0.28 0.28 0.18 0.26 0.26 0.20 0.12 0.03

CUM.

21.15 42.11 65.81 78.25 88.54 92.38 94.68 96.41 97.20 97.65 98.06 98.40 98.68 98.96 99.14 99.39 99.65 99.85 99.97 100.00

PERCENTAGE rp

478.84 693.68 1,582.89 1,248.33 1,584.39 911.26 727.20 533.16 452.29 260.47 189.58 279.85 281.23 391.35 293.79 813.81 749.41 663.78 458.26 57.59 12,651.17

478.84 1,172.52 2,755.41 4,003.74 5,588.14 6,499.40 7,226.61 7,759.77 8,212.05 8,472.52 8,662.10 8,941.95 9,223.18 9,614.53 9,908.32 10,722.13 11,471.54 12,135.32 12,593.58 12,651.17

BAND

3.78 5.48 12.51 9.87 12.52 7.20 5.75 4.21 3.58 2.06 1.50 2.21 2.22 3.09 2.32 6.43 5.92 5.25 3.62 0.46

CUM.

3.78 9.27 21.78 31.65 44.17 51.37 57.12 61.34 64.91 66.97 68.47 70.68 72.90 76.00 78.32 84.75 90.68 95.92 99.54 100.00

PERCENTAGE f

1 3 2 2 0 1 1 0 0 0 0 0 0 0 1 0 1 0 0 0 12

1 4 6 8 8 9 10 10 10 10 10 10 10 10 11 11 12 12 12 12

BAND

8.33 25.00 16.67 16.67 0.00 8.33 8.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.33 0.00 8.33 0.00 0.00 0.00

CUM.

8.33 33.33 50.00 66.67 66.67 75.00 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 91.67 91.67 100.00 100.00 100.00 100.00

PERCENTAGE rp

26.26 139.05 153.32 23.68 0.00 36.85 3.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 64.90 0.00 37.00 0.00 0.00 0.00 485.02

26.26 165.30 318.62 342.30 342.30 379.16 383.12 383.12 383.12 383.12 383.12 383.12 383.12 383.12 448.02 448.02 485.02 485.02 485.02 485.02

BAND

5.41 28.67 31.61 4.88 0.00 7.60 0.82 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.38 0.00 7.63 0.00 0.00 0.00

CUM.

5.41 34.08 65.69 70.58 70.58 78.17 78.99 78.99 78.99 78.99 78.99 78.99 78.99 78.99 92.37 92.37 100.00 100.00 100.00 100.00

PERCENTAGE BAND

5.48 20.04 9.69 1.90 0.00 4.04 0.54 0.00 0.00 0.00 0.00 0.00 0.00 0.00 22.09 0.00 4.94 0.00 0.00 0.00

CUM

5.48 14.10 11.56 8.55 6.13 5.83 5.30 4.94 4.67 4.52 4.42 4.28 4.15 3.98 4.52 4.18 4.23 4.00 3.85 3.83

3.83

Page 126 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,968 3,829 5,059 3,009 2,691 1,296 890 600 315 158 120 145 87 130 90 153 132 75 81 40 22,868

3,968 7,797 12,856 15,865 18,556 19,852 20,742 21,342 21,657 21,815 21,935 22,080 22,167 22,297 22,387 22,540 22,672 22,747 22,828 22,868

BAND

CUM.

17.35 17.35 16.74 34.10 22.12 56.22 13.16 69.38 11.77 81.14 5.67 86.81 3.89 90.70 2.62 93.33 1.38 94.70 0.69 95.40 0.52 95.92 0.63 96.55 0.38 96.93 0.57 97.50 0.39 97.90 0.67 98.57 0.58 99.14 0.33 99.47 0.35 99.83 0.17 100.00

PERCENTAGE rp

1,488.32 758.48 1,946.25 1,892.99 2,878.04 2,027.67 2,037.76 1,599.65 1,143.02 700.33 668.68 731.50 574.20 948.42 843.51 1,699.50 2,761.14 2,087.86 2,084.16 1,656.13 30,527.60

1,488.32 2,246.80 4,193.05 6,086.04 8,964.07 10,991.74 13,029.51 14,629.16 15,772.18 16,472.50 17,141.18 17,872.68 18,446.89 19,395.30 20,238.81 21,938.31 24,699.45 26,787.31 28,871.47 30,527.60

BAND

4.88 2.48 6.38 6.20 9.43 6.64 6.68 5.24 3.74 2.29 2.19 2.40 1.88 3.11 2.76 5.57 9.04 6.84 6.83 5.43

CUM.

4.88 7.36 13.74 19.94 29.36 36.01 42.68 47.92 51.67 53.96 56.15 58.55 60.43 63.53 66.30 71.86 80.91 87.75 94.57 100.00

PERCENTAGE f

12 0 1 3 1 2 1 2 0 1 1 0 0 3 0 5 1 4 12 0 49

12 12 13 16 17 19 20 22 22 23 24 24 24 27 27 32 33 37 49 49

BAND

CUM.

24.49 24.49 0.00 24.49 2.04 26.53 6.12 32.65 2.04 34.69 4.08 38.78 2.04 40.82 4.08 44.90 0.00 44.90 2.04 46.94 2.04 48.98 0.00 48.98 0.00 48.98 6.12 55.10 0.00 55.10 10.20 65.31 2.04 67.35 8.16 75.51 24.49 100.00 0.00 100.00

PERCENTAGE rp

1,731.21 0.00 5.48 88.22 13.97 55.00 70.25 873.64 0.00 3,406.50 1,067.53 0.00 0.00 3,210.00 0.00 80.34 138.92 756.38 790.55 0.00 12,287.99

1,731.21 1,731.21 1,736.69 1,824.91 1,838.88 1,893.88 1,964.13 2,837.77 2,837.77 6,244.27 7,311.80 7,311.80 7,311.80 10,521.80 10,521.80 10,602.14 10,741.06 11,497.44 12,287.99 12,287.99

BAND

CUM.

14.09 14.09 0.00 14.09 0.04 14.13 0.72 14.85 0.11 14.96 0.45 15.41 0.57 15.98 7.11 23.09 0.00 23.09 27.72 50.82 8.69 59.50 0.00 59.50 0.00 59.50 26.12 85.63 0.00 85.63 0.65 86.28 1.13 87.41 6.16 93.57 6.43 100.00 0.00 100.00

PERCENTAGE BAND

CUM

116.32 0.00 0.28 4.66 0.49 2.71 3.45 54.61 0.00 486.42 159.65 0.00 0.00 338.46 0.00 4.73 5.03 36.23 37.93 0.00

116.32 77.05 41.42 29.99 20.51 17.23 15.07 19.40 17.99 37.91 42.66 40.91 39.64 54.25 51.99 48.33 43.49 42.92 42.56 40.25

40.25

Page 127 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 1,611 75 1,548 150 1,366 250 755 400 569 625 222 875 117 1,250 71 1,750 39 2,250 17 2,750 22 3,500 20 4,500 7 6,250 15 8,750 14 15,000 9 35,000 15 75,000 2 300,000 2 2 6,423

1,611 3,159 4,525 5,280 5,849 6,071 6,188 6,259 6,298 6,315 6,337 6,357 6,364 6,379 6,393 6,402 6,417 6,419 6,421 6,423

BAND

CUM.

25.08 25.08 24.10 49.18 21.27 70.45 11.75 82.20 8.86 91.06 3.46 94.52 1.82 96.34 1.11 97.45 0.61 98.05 0.26 98.32 0.34 98.66 0.31 98.97 0.11 99.08 0.23 99.31 0.22 99.53 0.14 99.67 0.23 99.91 0.03 99.94 0.03 99.97 0.03 100.00

PERCENTAGE rp

345.99 365.73 621.46 509.84 680.17 449.63 324.32 198.73 114.24 95.38 90.43 228.12 29.18 108.78 343.16 214.20 516.47 138.58 13.77 28.29 5,416.47

345.99 711.72 1,333.18 1,843.02 2,523.20 2,972.82 3,297.14 3,495.88 3,610.11 3,705.50 3,795.92 4,024.05 4,053.23 4,162.01 4,505.16 4,719.36 5,235.83 5,374.41 5,388.18 5,416.47

BAND

6.39 6.75 11.47 9.41 12.56 8.30 5.99 3.67 2.11 1.76 1.67 4.21 0.54 2.01 6.34 3.95 9.54 2.56 0.25 0.52

CUM.

6.39 13.14 24.61 34.03 46.58 54.88 60.87 64.54 66.65 68.41 70.08 74.29 74.83 76.84 83.18 87.13 96.66 99.22 99.48 100.00

PERCENTAGE f

6 2 8 1 6 3 1 1 1 0 1 1 1 1 1 1 0 0 1 0 36

6 8 16 17 23 26 27 28 29 29 30 31 32 33 34 35 35 35 36 36

BAND

16.67 5.56 22.22 2.78 16.67 8.33 2.78 2.78 2.78 0.00 2.78 2.78 2.78 2.78 2.78 2.78 0.00 0.00 2.78 0.00

CUM.

PERCENTAGE rp

16.67 490.40 22.22 314.30 44.44 335.86 47.22 4.90 63.89 452.32 72.22 1,214.75 75.00 948.15 77.78 10.79 80.56 11.25 80.56 0.00 83.33 6.68 86.11 62.10 88.89 12.50 91.67 15.33 94.44 28.75 97.22 15.16 97.22 0.00 97.22 0.00 100.00 25.99 100.00 0.00 3,949.23

490.40 804.70 1,140.56 1,145.46 1,597.78 2,812.53 3,760.68 3,771.46 3,782.71 3,782.71 3,789.40 3,851.49 3,863.99 3,879.33 3,908.08 3,923.24 3,923.24 3,923.24 3,949.23 3,949.23

BAND

12.42 7.96 8.50 0.12 11.45 30.76 24.01 0.27 0.28 0.00 0.17 1.57 0.32 0.39 0.73 0.38 0.00 0.00 0.66 0.00

CUM.

12.42 20.38 28.88 29.00 40.46 71.22 95.23 95.50 95.78 95.78 95.95 97.53 97.84 98.23 98.96 99.34 99.34 99.34 100.00 100.00

PERCENTAGE BAND

141.74 85.94 54.04 0.96 66.50 270.17 292.35 5.43 9.85 0.00 7.39 27.22 42.84 14.10 8.38 7.08 0.00 0.00 188.79 0.00

CUM

141.74 113.06 85.55 62.15 63.32 94.61 114.06 107.88 104.78 102.08 99.83 95.71 95.33 93.21 86.75 83.13 74.93 73.00 73.29 72.91

72.91

Page 128 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,459 3,119 3,510 1,892 2,001 928 606 480 256 134 122 117 108 109 86 156 145 107 68 25 16,428

2,459 5,578 9,088 10,980 12,981 13,909 14,515 14,995 15,251 15,385 15,507 15,624 15,732 15,841 15,927 16,083 16,228 16,335 16,403 16,428

BAND

CUM.

14.97 14.97 18.99 33.95 21.37 55.32 11.52 66.84 12.18 79.02 5.65 84.67 3.69 88.36 2.92 91.28 1.56 92.84 0.82 93.65 0.74 94.39 0.71 95.11 0.66 95.76 0.66 96.43 0.52 96.95 0.95 97.90 0.88 98.78 0.65 99.43 0.41 99.85 0.15 100.00

PERCENTAGE rp

1,287.31 528.33 1,169.64 1,197.18 2,040.77 1,391.67 1,336.46 1,405.49 1,043.10 617.33 542.82 601.82 679.10 816.51 847.99 2,788.25 3,007.59 1,806.52 4,235.58 1,928.28 29,271.74

1,287.31 1,815.64 2,985.27 4,182.45 6,223.21 7,614.88 8,951.34 10,356.83 11,399.93 12,017.26 12,560.08 13,161.91 13,841.00 14,657.52 15,505.51 18,293.76 21,301.35 23,107.86 27,343.44 29,271.72

BAND

4.40 1.80 4.00 4.09 6.97 4.75 4.57 4.80 3.56 2.11 1.85 2.06 2.32 2.79 2.90 9.53 10.27 6.17 14.47 6.59

CUM.

4.40 6.20 10.20 14.29 21.26 26.01 30.58 35.38 38.95 41.05 42.91 44.96 47.28 50.07 52.97 62.50 72.77 78.94 93.41 100.00

PERCENTAGE f

8 2 1 2 5 2 3 2 2 2 2 1 2 3 1 4 6 4 1 0 53

BAND

8 10 11 13 18 20 23 25 27 29 31 32 34 37 38 42 48 52 53 53

CUM.

15.09 15.09 3.77 18.87 1.89 20.75 3.77 24.53 9.43 33.96 3.77 37.74 5.66 43.40 3.77 47.17 3.77 50.94 3.77 54.72 3.77 58.49 1.89 60.38 3.77 64.15 5.66 69.81 1.89 71.70 7.55 79.25 11.32 90.57 7.55 98.11 1.89 100.00 0.00 100.00

PERCENTAGE rp

2,547.94 57.33 42.23 290.70 344.94 38.90 98.42 127.70 174.97 1,267.56 82.00 109.86 370.27 12,124.73 159.46 2,462.98 714.13 2,712.97 233.81 0.00 23,960.92

2,547.94 2,605.28 2,647.50 2,938.21 3,283.14 3,322.04 3,420.47 3,548.16 3,723.14 4,990.70 5,072.70 5,182.56 5,552.83 17,677.56 17,837.03 20,300.01 21,014.14 23,727.11 23,960.92 23,960.92

BAND

10.63 0.24 0.18 1.21 1.44 0.16 0.41 0.53 0.73 5.29 0.34 0.46 1.55 50.60 0.67 10.28 2.98 11.32 0.98 0.00

CUM.

10.63 10.87 11.05 12.26 13.70 13.86 14.28 14.81 15.54 20.83 21.17 21.63 23.17 73.78 74.44 84.72 87.70 99.02 100.00 100.00

PERCENTAGE BAND

197.93 10.85 3.61 24.28 16.90 2.80 7.36 9.09 16.77 205.33 15.11 18.25 54.52 1484.94 18.80 88.33 23.74 150.18 5.52 0.00

CUM

197.93 143.49 88.69 70.25 52.76 43.63 38.21 34.26 32.66 41.53 40.39 39.38 40.12 120.60 115.04 110.97 98.65 102.68 87.63 81.86

81.86

Page 129 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

23,061 16,940 31,700 26,996 36,417 20,210 14,640 11,227 6,194 3,261 2,519 2,853 1,888 2,290 1,477 2,095 1,582 711 863 347 207,271

23,061 40,001 71,701 98,697 135,114 155,324 169,964 181,191 187,385 190,646 193,165 196,018 197,906 200,196 201,673 203,768 205,350 206,061 206,924 207,271

BAND

11.13 8.17 15.29 13.02 17.57 9.75 7.06 5.42 2.99 1.57 1.22 1.38 0.91 1.10 0.71 1.01 0.76 0.34 0.42 0.17

CUM.

11.13 19.30 34.59 47.62 65.19 74.94 82.00 87.42 90.41 91.98 93.19 94.57 95.48 96.59 97.30 98.31 99.07 99.42 99.83 100.00

PERCENTAGE rp

20,700.46 4,157.36 10,303.95 13,315.44 26,085.21 20,788.83 21,576.30 22,512.52 17,046.11 14,529.11 10,197.23 13,956.30 11,095.37 15,698.11 11,807.31 24,630.95 22,944.43 16,654.78 32,085.52 400,529.30 730,614.60

BAND

CUM.

20,700.46 2.83 2.83 24,857.82 0.57 3.40 35,161.77 1.41 4.81 48,477.21 1.82 6.64 74,562.43 3.57 10.21 95,351.26 2.85 13.05 116,927.55 2.95 16.00 139,440.07 3.08 19.09 156,486.19 2.33 21.42 171,015.30 1.99 23.41 181,212.53 1.40 24.80 195,168.83 1.91 26.71 206,264.21 1.52 28.23 221,962.31 2.15 30.38 233,769.63 1.62 32.00 258,400.57 3.37 35.37 281,345.00 3.14 38.51 297,999.78 2.28 40.79 330,085.30 4.39 45.18 730,614.60 54.82 100.00

PERCENTAGE f

138 47 75 79 157 155 80 109 64 38 31 36 59 66 26 53 79 47 147 222 1,708

BAND

CUM.

138 8.08 8.08 185 2.75 10.83 260 4.39 15.22 339 4.63 19.85 496 9.19 29.04 651 9.07 38.11 731 4.68 42.80 840 6.38 49.18 904 3.75 52.93 942 2.22 55.15 973 1.81 56.97 1,009 2.11 59.07 1,068 3.45 62.53 1,134 3.86 66.39 1,160 1.52 67.92 1,213 3.10 71.02 1,292 4.63 75.64 1,339 2.75 78.40 1,486 8.61 87.00 1,708 13.00 100.00

PERCENTAGE rp

15,325.09 1,441.76 3,320.34 3,363.38 6,207.80 8,306.62 6,722.40 10,112.49 10,424.11 4,994.79 8,866.69 33,372.80 17,574.18 15,286.68 14,767.81 9,034.24 419,154.40 87,137.01 62,865.44 217,456.37 955,734.39

15,325.09 16,766.85 20,087.19 23,450.57 29,658.37 37,964.99 44,687.39 54,799.87 65,223.98 70,218.77 79,085.46 112,458.26 130,032.44 145,319.12 160,086.93 169,121.17 588,275.57 675,412.58 738,278.02 955,734.39

BAND

CUM.

1.60 1.60 0.15 1.75 0.35 2.10 0.35 2.45 0.65 3.10 0.87 3.97 0.70 4.68 1.06 5.73 1.09 6.82 0.52 7.35 0.93 8.27 3.49 11.77 1.84 13.61 1.60 15.20 1.55 16.75 0.95 17.70 43.86 61.55 9.12 70.67 6.58 77.25 22.75 100.00

PERCENTAGE BAND

74.03 34.68 32.22 25.26 23.80 39.96 31.16 44.92 61.15 34.38 86.95 239.12 158.39 97.38 125.07 36.68 1826.82 523.20 195.93 54.29

CUM

74.03 67.45 57.13 48.37 39.78 39.82 38.22 39.30 41.68 41.06 43.64 57.62 63.04 65.47 68.48 65.45 209.09 226.65 223.66 130.81

130.81

Page 130 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/02/2008

15/02/2009

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

26,945 25,818 27,599 15,424 14,897 7,651 5,185 4,240 2,434 1,363 1,178 1,341 974 1,413 999 1,817 1,664 891 1,001 330 143,164

26,945 52,763 80,362 95,786 110,683 118,334 123,519 127,759 130,193 131,556 132,734 134,075 135,049 136,462 137,461 139,278 140,942 141,833 142,834 143,164

BAND

CUM.

18.82 18.82 18.03 36.85 19.28 56.13 10.77 66.91 10.41 77.31 5.34 82.66 3.62 86.28 2.96 89.24 1.70 90.94 0.95 91.89 0.82 92.71 0.94 93.65 0.68 94.33 0.99 95.32 0.70 96.02 1.27 97.29 1.16 98.45 0.62 99.07 0.70 99.77 0.23 100.00

PERCENTAGE rp

12,964.52 5,481.08 9,983.04 9,036.89 13,276.77 9,790.33 9,760.77 9,990.42 8,178.37 5,076.41 5,253.89 6,874.43 5,929.59 11,069.18 8,716.89 22,002.69 25,599.97 18,698.86 17,718.21 17,504.90 232,907.20

BAND

CUM.

12,964.52 5.57 5.57 18,445.60 2.35 7.92 28,428.63 4.29 12.21 37,465.52 3.88 16.09 50,742.29 5.70 21.79 60,532.62 4.20 25.99 70,293.40 4.19 30.18 80,283.82 4.29 34.47 88,462.19 3.51 37.98 93,538.60 2.18 40.16 98,792.48 2.26 42.42 105,666.92 2.95 45.37 111,596.51 2.55 47.91 122,665.68 4.75 52.67 131,382.57 3.74 56.41 153,385.26 9.45 65.86 178,985.23 10.99 76.85 197,684.09 8.03 84.88 215,402.30 7.61 92.48 232,907.20 7.52 100.00

PERCENTAGE f

133 21 44 43 33 25 27 14 17 12 8 19 22 29 22 62 54 67 80 108 840

133 154 198 241 274 299 326 340 357 369 377 396 418 447 469 531 585 652 732 840

BAND

CUM.

15.83 15.83 2.50 18.33 5.24 23.57 5.12 28.69 3.93 32.62 2.98 35.60 3.21 38.81 1.67 40.48 2.02 42.50 1.43 43.93 0.95 44.88 2.26 47.14 2.62 49.76 3.45 53.21 2.62 55.83 7.38 63.21 6.43 69.64 7.98 77.62 9.52 87.14 12.86 100.00

PERCENTAGE rp

65,287.29 65,287.29 10,397.79 75,685.08 1,062.49 76,747.57 1,721.22 78,468.79 1,429.67 79,898.46 4,144.49 84,042.95 4,586.79 88,629.74 3,294.47 91,924.21 7,194.49 99,118.69 1,206.16 100,324.85 806.01 101,130.86 1,695.13 102,826.00 2,622.90 105,448.89 9,035.28 114,484.17 851,816.87 966,301.04 6,979.62 973,280.65 7,284.04 980,564.69 8,200.72 988,765.41 10,340.59 999,106.01 389,016.30 1,388,122.31 1,388,122.32

PERCENTAGE

BAND

CUM.

BAND

CUM.

4.70 0.75 0.08 0.12 0.10 0.30 0.33 0.24 0.52 0.09 0.06 0.12 0.19 0.65 61.36 0.50 0.52 0.59 0.74 28.02

4.70 5.45 5.53 5.65 5.76 6.05 6.38 6.62 7.14 7.23 7.29 7.41 7.60 8.25 69.61 70.11 70.64 71.23 71.98 100.00

503.58 189.70 10.64 19.05 10.77 42.33 46.99 32.98 87.97 23.76 15.34 24.66 44.23 81.63 9772.03 31.72 28.45 43.86 58.36 2222.33

503.58 410.32 269.97 209.44 157.46 138.84 126.09 114.50 112.05 107.26 102.37 97.31 94.49 93.33 735.49 634.53 547.85 500.17 463.83 596.00

596.00

Page 131 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

23,229 14,992 13,029 6,500 6,717 3,776 2,550 2,218 1,293 716 622 706 506 654 399 657 523 222 250 88 79,647

23,229 38,221 51,250 57,750 64,467 68,243 70,793 73,011 74,304 75,020 75,642 76,348 76,854 77,508 77,907 78,564 79,087 79,309 79,559 79,647

BAND

CUM.

29.16 29.16 18.82 47.99 16.36 64.35 8.16 72.51 8.43 80.94 4.74 85.68 3.20 88.88 2.78 91.67 1.62 93.29 0.90 94.19 0.78 94.97 0.89 95.86 0.64 96.49 0.82 97.31 0.50 97.82 0.82 98.64 0.66 99.30 0.28 99.58 0.31 99.89 0.11 100.00

PERCENTAGE rp

5,177.33 4,807.96 4,853.49 3,981.29 6,661.92 5,075.69 4,655.66 5,398.50 4,226.30 2,756.66 2,701.08 3,807.26 3,423.12 9,342.47 3,672.96 8,174.73 8,502.99 3,981.07 4,599.48 9,733.17 105,533.13

5,177.33 9,985.29 14,838.78 18,820.07 25,481.99 30,557.67 35,213.33 40,611.84 44,838.13 47,594.79 50,295.88 54,103.14 57,526.25 66,868.72 70,541.69 78,716.42 87,219.41 91,200.48 95,799.96 105,533.13

BAND

CUM.

4.91 4.91 4.56 9.46 4.60 14.06 3.77 17.83 6.31 24.15 4.81 28.96 4.41 33.37 5.12 38.48 4.00 42.49 2.61 45.10 2.56 47.66 3.61 51.27 3.24 54.51 8.85 63.36 3.48 66.84 7.75 74.59 8.06 82.65 3.77 86.42 4.36 90.78 9.22 100.00

PERCENTAGE f

57 12 25 8 18 13 19 14 10 12 6 13 22 12 15 27 58 23 10 17 391

BAND

CUM.

57 14.58 14.58 69 3.07 17.65 94 6.39 24.04 102 2.05 26.09 120 4.60 30.69 133 3.32 34.02 152 4.86 38.87 166 3.58 42.46 176 2.56 45.01 188 3.07 48.08 194 1.53 49.62 207 3.32 52.94 229 5.63 58.57 241 3.07 61.64 256 3.84 65.47 283 6.91 72.38 341 14.83 87.21 364 5.88 93.09 374 2.56 95.65 391 4.35 100.00

PERCENTAGE rp

4,778.52 178.80 578.95 789.72 444.02 2,203.87 1,294.00 1,685.62 1,844.27 1,859.80 506.45 1,729.33 4,025.79 572.60 2,186.58 9,519.72 3,951.95 961.84 57,621.13 -6,209.69 90,523.26

4,778.52 4,957.32 5,536.27 6,325.99 6,770.01 8,973.87 10,267.87 11,953.49 13,797.76 15,657.57 16,164.02 17,893.35 21,919.14 22,491.73 24,678.31 34,198.02 38,149.97 39,111.81 96,732.94 90,523.26

BAND

CUM.

5.28 5.28 0.20 5.48 0.64 6.12 0.87 6.99 0.49 7.48 2.43 9.91 1.43 11.34 1.86 13.20 2.04 15.24 2.05 17.30 0.56 17.86 1.91 19.77 4.45 24.21 0.63 24.85 2.42 27.26 10.52 37.78 4.37 42.14 1.06 43.21 63.65 106.86 -6.86 100.00

PERCENTAGE BAND

92.30 3.72 11.93 19.84 6.67 43.42 27.79 31.22 43.64 67.47 18.75 45.42 117.61 6.13 59.53 116.45 46.48 24.16 1252.78 -63.8

CUM

92.30 49.65 37.31 33.61 26.57 29.37 29.16 29.43 30.77 32.90 32.14 33.07 38.10 33.64 34.98 43.44 43.74 42.89 100.97 85.78

85.78

Page 132 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,253 1,879 1,910 1,066 1,057 626 448 309 223 126 92 96 71 79 53 90 60 29 15 4 10,486

2,253 4,132 6,042 7,108 8,165 8,791 9,239 9,548 9,771 9,897 9,989 10,085 10,156 10,235 10,288 10,378 10,438 10,467 10,482 10,486

BAND

CUM.

21.49 21.49 17.92 39.40 18.21 57.62 10.17 67.79 10.08 77.87 5.97 83.84 4.27 88.11 2.95 91.05 2.13 93.18 1.20 94.38 0.88 95.26 0.92 96.18 0.68 96.85 0.75 97.61 0.51 98.11 0.86 98.97 0.57 99.54 0.28 99.82 0.14 99.96 0.04 100.00

PERCENTAGE rp

585.57 381.57 715.70 576.76 948.02 757.83 794.28 693.32 567.06 360.38 360.45 387.65 374.12 588.66 446.10 1,867.23 567.68 580.68 138.54 -58.78 11,632.82

585.57 967.14 1,682.84 2,259.60 3,207.62 3,965.45 4,759.73 5,453.05 6,020.11 6,380.48 6,740.94 7,128.59 7,502.71 8,091.36 8,537.46 10,404.69 10,972.37 11,553.05 11,691.59 11,632.81

BAND

5.03 3.28 6.15 4.96 8.15 6.51 6.83 5.96 4.87 3.10 3.10 3.33 3.22 5.06 3.83 16.05 4.88 4.99 1.19 -0.51

CUM.

5.03 8.31 14.47 19.42 27.57 34.09 40.92 46.88 51.75 54.85 57.95 61.28 64.50 69.56 73.39 89.44 94.32 99.31 100.51 100.00

PERCENTAGE f

2 1 2 1 4 3 1 2 1 0 0 1 0 0 0 2 1 1 0 0 22

BAND

2 3 5 6 10 13 14 16 17 17 17 18 18 18 18 20 21 22 22 22

CUM.

9.09 9.09 4.55 13.64 9.09 22.73 4.55 27.27 18.18 45.45 13.64 59.09 4.55 63.64 9.09 72.73 4.55 77.27 0.00 77.27 0.00 77.27 4.55 81.82 0.00 81.82 0.00 81.82 0.00 81.82 9.09 90.91 4.55 95.45 4.55 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

263.77 7.64 152.48 3.57 12.78 590.26 13.24 9.21 68.12 0.00 0.00 50.00 0.00 0.00 0.00 180.72 33,930.00 49.86 0.00 0.00 35,331.65

263.77 271.41 423.89 427.47 440.24 1,030.50 1,043.74 1,052.95 1,121.07 1,121.07 1,121.07 1,171.07 1,171.07 1,171.07 1,171.07 1,351.78 35,281.78 35,331.65 35,331.65 35,331.65

BAND

CUM.

0.75 0.75 0.02 0.77 0.43 1.20 0.01 1.21 0.04 1.25 1.67 2.92 0.04 2.95 0.03 2.98 0.19 3.17 0.00 3.17 0.00 3.17 0.14 3.31 0.00 3.31 0.00 3.31 0.00 3.31 0.51 3.83 96.03 99.86 0.14 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

45.05 2.00 21.31 0.62 1.35 77.89 1.67 1.33 12.01 0.00 0.00 12.90 0.00 0.00 0.00 9.68 5977.00 8.59 0.00 0.00

45.05 28.06 25.19 18.92 13.72 25.99 21.93 19.31 18.62 17.57 16.63 16.43 15.61 14.47 13.72 12.99 321.55 305.82 302.20 303.72

303.72

Page 133 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

19,471 17,380 18,035 10,547 11,899 6,691 4,806 4,215 2,569 1,405 1,087 1,257 864 1,137 768 1,239 909 415 381 156 105,231

19,471 36,851 54,886 65,433 77,332 84,023 88,829 93,044 95,613 97,018 98,105 99,362 100,226 101,363 102,131 103,370 104,279 104,694 105,075 105,231

BAND

18.50 16.52 17.14 10.02 11.31 6.36 4.57 4.01 2.44 1.34 1.03 1.19 0.82 1.08 0.73 1.18 0.86 0.39 0.36 0.15

CUM.

18.50 35.02 52.16 62.18 73.49 79.85 84.41 88.42 90.86 92.20 93.23 94.42 95.24 96.32 97.05 98.23 99.10 99.49 99.85 100.00

PERCENTAGE rp

15,294.27 3,388.99 6,593.85 6,213.70 10,691.82 8,174.10 8,146.57 10,408.72 7,643.39 5,215.74 6,541.62 7,039.22 5,664.69 9,266.62 8,189.17 18,024.50 19,606.69 8,294.38 6,909.34 2,874.31 174,181.69

15,294.27 18,683.25 25,277.11 31,490.81 42,182.63 50,356.74 58,503.31 68,912.03 76,555.42 81,771.17 88,312.78 95,352.00 101,016.69 110,283.31 118,472.48 136,496.98 156,103.67 164,398.05 171,307.39 174,181.71

BAND

CUM.

8.78 1.95 3.79 3.57 6.14 4.69 4.68 5.98 4.39 2.99 3.76 4.04 3.25 5.32 4.70 10.35 11.26 4.76 3.97 1.65

8.78 10.73 14.51 18.08 24.22 28.91 33.59 39.56 43.95 46.95 50.70 54.74 58.00 63.32 68.02 78.36 89.62 94.38 98.35 100.00

PERCENTAGE f

59 10 12 11 20 40 13 49 10 9 10 45 12 15 14 25 30 31 34 13 462

59 69 81 92 112 152 165 214 224 233 243 288 300 315 329 354 384 415 449 462

BAND

12.77 2.16 2.60 2.38 4.33 8.66 2.81 10.61 2.16 1.95 2.16 9.74 2.60 3.25 3.03 5.41 6.49 6.71 7.36 2.81

CUM.

12.77 14.94 17.53 19.91 24.24 32.90 35.71 46.32 48.48 50.43 52.60 62.34 64.94 68.18 71.21 76.62 83.12 89.83 97.19 100.00

PERCENTAGE rp

12,696.09 247.63 565.10 897.36 1,617.29 1,579.49 2,348.66 1,668.55 1,103.12 175.93 3,005.36 1,158.37 3,100.50 4,849.03 8,372.75 14,403.59 23,135.96 96,698.61 28,700.39 5,654.52 211,978.30

12,696.09 12,943.72 13,508.82 14,406.18 16,023.47 17,602.96 19,951.63 21,620.17 22,723.30 22,899.23 25,904.59 27,062.96 30,163.45 35,012.48 43,385.23 57,788.82 80,924.78 177,623.39 206,323.78 211,978.30

BAND

CUM.

5.99 5.99 0.12 6.11 0.27 6.37 0.42 6.80 0.76 7.56 0.75 8.30 1.11 9.41 0.79 10.20 0.52 10.72 0.08 10.80 1.42 12.22 0.55 12.77 1.46 14.23 2.29 16.52 3.95 20.47 6.79 27.26 10.91 38.18 45.62 83.79 13.54 97.33 2.67 100.00

PERCENTAGE BAND

83.01 7.31 8.57 14.44 15.13 19.32 28.83 16.03 14.43 3.37 45.94 16.46 54.73 52.33 102.24 79.91 118.00 1165.83 415.39 196.73

CUM

83.01 69.28 53.44 45.75 37.99 34.96 34.10 31.37 29.68 28.00 29.33 28.38 29.86 31.75 36.62 42.34 51.84 108.04 120.44 121.70

121.70

Page 134 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,596 8,491 7,641 2,485 1,987 675 444 295 133 80 66 82 56 59 23 57 44 20 20 8 28,262

5,596 14,087 21,728 24,213 26,200 26,875 27,319 27,614 27,747 27,827 27,893 27,975 28,031 28,090 28,113 28,170 28,214 28,234 28,254 28,262

BAND

CUM.

19.80 19.80 30.04 49.84 27.04 76.88 8.79 85.67 7.03 92.70 2.39 95.09 1.57 96.66 1.04 97.71 0.47 98.18 0.28 98.46 0.23 98.69 0.29 98.98 0.20 99.18 0.21 99.39 0.08 99.47 0.20 99.67 0.16 99.83 0.07 99.90 0.07 99.97 0.03 100.00

PERCENTAGE rp

2,751.06 4,209.14 7,237.20 7,322.79 4,644.23 2,128.48 1,646.78 1,495.50 870.03 469.14 594.16 746.60 747.36 824.77 319.24 1,277.85 1,118.03 354.38 573.02 48.12 39,377.90

2,751.06 6,960.21 14,197.41 21,520.20 26,164.43 28,292.91 29,939.69 31,435.20 32,305.23 32,774.36 33,368.53 34,115.12 34,862.49 35,687.26 36,006.51 37,284.36 38,402.39 38,756.77 39,329.78 39,377.90

BAND

6.99 10.69 18.38 18.60 11.79 5.41 4.18 3.80 2.21 1.19 1.51 1.90 1.90 2.09 0.81 3.25 2.84 0.90 1.46 0.12

CUM.

6.99 17.68 36.05 54.65 66.44 71.85 76.03 79.83 82.04 83.23 84.74 86.64 88.53 90.63 91.44 94.68 97.52 98.42 99.88 100.00

PERCENTAGE f

20 38 36 10 11 5 1 2 1 0 1 0 0 0 0 0 1 0 0 0

20 15.87 15.87 58 30.16 46.03 94 28.57 74.60 104 7.94 82.54 115 8.73 91.27 120 3.97 95.24 121 0.79 96.03 123 1.59 97.62 124 0.79 98.41 124 0.00 98.41 125 0.79 99.21 125 0.00 99.21 125 0.00 99.21 125 0.00 99.21 125 0.00 99.21 125 0.00 99.21 126 0.79 100.00 126 0.00 100.00 126 0.00 100.00 126 0.00 100.00

126

BAND

CUM.

PERCENTAGE rp

8,406.61 2,009.23 4,622.66 2,189.63 3,520.00 579.51 830.03 1,302.05 2.31 0.00 324.00 0.00 0.00 0.00 0.00 0.00 5.59 0.00 0.00 0.00 23,791.61

BAND

CUM.

8,406.61 35.33 35.33 10,415.84 8.45 43.78 15,038.50 19.43 63.21 17,228.13 9.20 72.41 20,748.13 14.80 87.21 21,327.63 2.44 89.64 22,157.66 3.49 93.13 23,459.71 5.47 98.60 23,462.02 0.01 98.61 23,462.02 0.00 98.61 23,786.02 1.36 99.98 23,786.02 0.00 99.98 23,786.02 0.00 99.98 23,786.02 0.00 99.98 23,786.02 0.00 99.98 23,786.02 0.00 99.98 23,791.61 0.02 100.00 23,791.61 0.00 100.00 23,791.61 0.00 100.00 23,791.61 0.00 100.00

PERCENTAGE BAND

305.58 47.73 63.87 29.90 75.79 27.23 50.40 87.06 0.27 0.00 54.53 0.00 0.00 0.00 0.00 0.00 0.50 0.00 0.00 0.00

CUM

305.58 149.65 105.92 80.06 79.30 75.38 74.01 74.63 72.63 71.59 71.28 69.72 68.23 66.65 66.06 63.80 61.95 61.39 60.49 60.42

60.42

Page 135 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,156 1,547 1,236 600 649 301 166 112 79 46 20 31 14 24 22 23 14 18 6 7 7,071

2,156 3,703 4,939 5,539 6,188 6,489 6,655 6,767 6,846 6,892 6,912 6,943 6,957 6,981 7,003 7,026 7,040 7,058 7,064 7,071

BAND

CUM.

30.49 30.49 21.88 52.37 17.48 69.85 8.49 78.33 9.18 87.51 4.26 91.77 2.35 94.12 1.58 95.70 1.12 96.82 0.65 97.47 0.28 97.75 0.44 98.19 0.20 98.39 0.34 98.73 0.31 99.04 0.33 99.36 0.20 99.56 0.25 99.82 0.08 99.90 0.10 100.00

PERCENTAGE rp

462.80 529.36 834.00 761.88 1,113.97 712.32 489.95 466.38 444.41 207.58 138.73 247.60 184.85 221.79 392.36 410.76 1,128.77 266.21 143.46 42.41 9,199.60

462.80 992.17 1,826.16 2,588.04 3,702.01 4,414.33 4,904.28 5,370.66 5,815.07 6,022.65 6,161.38 6,408.98 6,593.82 6,815.61 7,207.98 7,618.74 8,747.51 9,013.72 9,157.18 9,199.60

BAND

5.03 5.75 9.07 8.28 12.11 7.74 5.33 5.07 4.83 2.26 1.51 2.69 2.01 2.41 4.27 4.46 12.27 2.89 1.56 0.46

CUM.

5.03 10.78 19.85 28.13 40.24 47.98 53.31 58.38 63.21 65.47 66.97 69.67 71.68 74.09 78.35 82.82 95.09 97.98 99.54 100.00

PERCENTAGE f

1 5 2 2 1 0 0 0 0 3 0 1 1 1 0 2 0 3 0 0 22

BAND

CUM.

1 4.55 4.55 6 22.73 27.27 8 9.09 36.36 10 9.09 45.45 11 4.55 50.00 11 0.00 50.00 11 0.00 50.00 11 0.00 50.00 11 0.00 50.00 14 13.64 63.64 14 0.00 63.64 15 4.55 68.18 16 4.55 72.73 17 4.55 77.27 17 0.00 77.27 19 9.09 86.36 19 0.00 86.36 22 13.64 100.00 22 0.00 100.00 22 0.00 100.00

PERCENTAGE rp

2.28 232.80 70.89 160.41 292.28 0.00 0.00 0.00 0.00 392.80 0.00 96.16 3.90 14.40 0.00 2.67 0.00 31.81 0.00 0.00 1,300.39

2.28 235.08 305.97 466.38 758.65 758.65 758.65 758.65 758.65 1,151.45 1,151.45 1,247.61 1,251.51 1,265.91 1,265.91 1,268.58 1,268.58 1,300.39 1,300.39 1,300.39

BAND

CUM.

0.18 0.18 17.90 18.08 5.45 23.53 12.34 35.86 22.48 58.34 0.00 58.34 0.00 58.34 0.00 58.34 0.00 58.34 30.21 88.55 0.00 88.55 7.39 95.94 0.30 96.24 1.11 97.35 0.00 97.35 0.20 97.55 0.00 97.55 2.45 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

0.49 43.98 8.50 21.05 26.24 0.00 0.00 0.00 0.00 189.23 0.00 38.84 2.11 6.49 0.00 0.65 0.00 11.95 0.00 0.00

CUM

0.49 23.69 16.75 18.02 20.49 17.19 15.47 14.13 13.05 19.12 18.69 19.47 18.98 18.57 17.56 16.65 14.50 14.43 14.20 14.14

14.14

Page 136 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,196 2,844 2,698 1,367 1,275 781 440 314 188 125 79 119 55 84 67 78 50 41 41 22 13,864

3,196 6,040 8,738 10,105 11,380 12,161 12,601 12,915 13,103 13,228 13,307 13,426 13,481 13,565 13,632 13,710 13,760 13,801 13,842 13,864

BAND

CUM.

23.05 23.05 20.51 43.57 19.46 63.03 9.86 72.89 9.20 82.08 5.63 87.72 3.17 90.89 2.26 93.15 1.36 94.51 0.90 95.41 0.57 95.98 0.86 96.84 0.40 97.24 0.61 97.84 0.48 98.33 0.56 98.89 0.36 99.25 0.30 99.55 0.30 99.84 0.16 100.00

PERCENTAGE rp

1,004.65 806.21 1,152.15 893.34 1,498.79 1,555.93 1,174.51 1,031.88 753.98 652.44 364.63 692.56 332.33 692.78 721.20 1,486.81 796.45 712.19 862.44 365.47 17,550.75

1,004.65 1,810.87 2,963.01 3,856.36 5,355.15 6,911.08 8,085.59 9,117.47 9,871.45 10,523.90 10,888.53 11,581.09 11,913.42 12,606.19 13,327.39 14,814.20 15,610.65 16,322.85 17,185.28 17,550.75

BAND

CUM.

5.72 5.72 4.59 10.32 6.56 16.88 5.09 21.97 8.54 30.51 8.87 39.38 6.69 46.07 5.88 51.95 4.30 56.25 3.72 59.96 2.08 62.04 3.95 65.99 1.89 67.88 3.95 71.83 4.11 75.94 8.47 84.41 4.54 88.95 4.06 93.00 4.91 97.92 2.08 100.00

PERCENTAGE f

5 4 2 5 1 2 4 0 0 0 0 0 0 1 0 1 0 1 2 1 29

5 9 11 16 17 19 23 23 23 23 23 23 23 24 24 25 25 26 28 29

BAND

CUM.

17.24 17.24 13.79 31.03 6.90 37.93 17.24 55.17 3.45 58.62 6.90 65.52 13.79 79.31 0.00 79.31 0.00 79.31 0.00 79.31 0.00 79.31 0.00 79.31 0.00 79.31 3.45 82.76 0.00 82.76 3.45 86.21 0.00 86.21 3.45 89.66 6.90 96.55 3.45 100.00

PERCENTAGE rp

60.59 266.47 104.53 278.66 2.35 396.42 1,990.09 0.00 0.00 0.00 0.00 0.00 0.00 10.15 0.00 19.74 0.00 120.87 157.87 8,516.25 11,924.00

60.59 327.07 431.60 710.26 712.61 1,109.03 3,099.12 3,099.12 3,099.12 3,099.12 3,099.12 3,099.12 3,099.12 3,109.27 3,109.27 3,129.01 3,129.01 3,249.88 3,407.75 11,924.00

BAND

CUM.

0.51 0.51 2.23 2.74 0.88 3.62 2.34 5.96 0.02 5.98 3.32 9.30 16.69 25.99 0.00 25.99 0.00 25.99 0.00 25.99 0.00 25.99 0.00 25.99 0.00 25.99 0.09 26.08 0.00 26.08 0.17 26.24 0.00 26.24 1.01 27.25 1.32 28.58 71.42 100.00

PERCENTAGE BAND

6.03 33.05 9.07 31.19 0.16 25.48 169.44 0.00 0.00 0.00 0.00 0.00 0.00 1.47 0.00 1.33 0.00 16.97 18.31 2330.23

CUM

6.03 18.06 14.57 18.42 13.31 16.05 38.33 33.99 31.39 29.45 28.46 26.76 26.01 24.66 23.33 21.12 20.04 19.91 19.83 67.94

67.94

Page 137 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,593 3,725 4,633 2,849 3,286 1,630 1,137 734 458 166 173 157 98 134 93 135 93 44 52 59 22,249

2,593 6,318 10,951 13,800 17,086 18,716 19,853 20,587 21,045 21,211 21,384 21,541 21,639 21,773 21,866 22,001 22,094 22,138 22,190 22,249

BAND

CUM.

11.65 11.65 16.74 28.40 20.82 49.22 12.81 62.03 14.77 76.79 7.33 84.12 5.11 89.23 3.30 92.53 2.06 94.59 0.75 95.33 0.78 96.11 0.71 96.82 0.44 97.26 0.60 97.86 0.42 98.28 0.61 98.89 0.42 99.30 0.20 99.50 0.23 99.73 0.27 100.00

PERCENTAGE rp

1,298.12 884.50 2,247.80 2,193.19 5,057.02 3,269.36 3,361.00 2,725.43 2,205.94 830.16 1,017.29 1,180.87 759.51 1,377.55 818.00 1,861.63 2,314.44 1,504.55 6,255.26 2,534.16 43,695.77

1,298.12 2,182.62 4,430.42 6,623.61 11,680.63 14,949.99 18,310.99 21,036.41 23,242.36 24,072.52 25,089.81 26,270.68 27,030.19 28,407.74 29,225.74 31,087.37 33,401.81 34,906.35 41,161.62 43,695.77

BAND

2.97 2.02 5.14 5.02 11.57 7.48 7.69 6.24 5.05 1.90 2.33 2.70 1.74 3.15 1.87 4.26 5.30 3.44 14.32 5.80

PERCENTAGE

CUM.

2.97 5.00 10.14 15.16 26.73 34.21 41.91 48.14 53.19 55.09 57.42 60.12 61.86 65.01 66.88 71.15 76.44 79.88 94.20 100.00

18 2 7 4 4 3 3 1 3 0 0 3 1 1 2 2 1 4 3 3 65

BAND

CUM.

18 27.69 27.69 20 3.08 30.77 27 10.77 41.54 31 6.15 47.69 35 6.15 53.85 38 4.62 58.46 41 4.62 63.08 42 1.54 64.62 45 4.62 69.23 45 0.00 69.23 45 0.00 69.23 48 4.62 73.85 49 1.54 75.38 50 1.54 76.92 52 3.08 80.00 54 3.08 83.08 55 1.54 84.62 59 6.15 90.77 62 4.62 95.38 65 4.62 100.00

PERCENTAGE rp

438.74 85.89 673.31 567.20 946.36 674.40 1,758.16 20.12 975.88 0.00 0.00 375.80 72.01 14.92 662.36 10.30 47.88 1,213.97 662.99 346.33 9,546.61

438.74 524.63 1,197.93 1,765.14 2,711.50 3,385.90 5,144.05 5,164.17 6,140.06 6,140.06 6,140.06 6,515.86 6,587.87 6,602.79 7,265.15 7,275.45 7,323.33 8,537.29 9,200.28 9,546.61

BAND

CUM.

4.60 4.60 0.90 5.50 7.05 12.55 5.94 18.49 9.91 28.40 7.06 35.47 18.42 53.88 0.21 54.09 10.22 64.32 0.00 64.32 0.00 64.32 3.94 68.25 0.75 69.01 0.16 69.16 6.94 76.10 0.11 76.21 0.50 76.71 12.72 89.43 6.94 96.37 3.63 100.00

PERCENTAGE BAND

33.80 9.71 29.95 25.86 18.71 20.63 52.31 0.74 44.24 0.00 0.00 31.82 9.48 1.08 80.97 0.55 2.07 80.69 10.60 13.67

CUM

33.80 24.04 27.04 26.65 23.21 22.65 28.09 24.55 26.42 25.51 24.47 24.80 24.37 23.24 24.86 23.40 21.92 24.46 22.35 21.85

21.85

Page 138 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,359 1,617 2,161 1,186 1,308 728 559 492 267 147 85 123 59 107 68 70 31 9 8 3 10,387

1,359 2,976 5,137 6,323 7,631 8,359 8,918 9,410 9,677 9,824 9,909 10,032 10,091 10,198 10,266 10,336 10,367 10,376 10,384 10,387

BAND

CUM.

13.08 13.08 15.57 28.65 20.80 49.46 11.42 60.87 12.59 73.47 7.01 80.48 5.38 85.86 4.74 90.59 2.57 93.16 1.42 94.58 0.82 95.40 1.18 96.58 0.57 97.15 1.03 98.18 0.65 98.84 0.67 99.51 0.30 99.81 0.09 99.89 0.08 99.97 0.03 100.00

PERCENTAGE rp

339.90 381.42 814.89 721.88 1,370.85 1,332.51 1,355.55 1,590.13 1,167.00 695.87 408.79 763.50 512.25 930.11 815.60 804.66 369.42 232.98 74.57 41.16 14,723.05

BAND

339.90 2.31 721.31 2.59 1,536.20 5.53 2,258.08 4.90 3,628.93 9.31 4,961.44 9.05 6,316.99 9.21 7,907.12 10.80 9,074.12 7.93 9,770.00 4.73 10,178.79 2.78 10,942.28 5.19 11,454.53 3.48 12,384.65 6.32 13,200.25 5.54 14,004.91 5.47 14,374.33 2.51 14,607.32 1.58 14,681.89 0.51 14,723.05 0.28

CUM.

2.31 4.90 10.43 15.34 24.65 33.70 42.91 53.71 61.63 66.36 69.14 74.32 77.80 84.12 89.66 95.12 97.63 99.21 99.72 100.00

PERCENTAGE f

2 0 2 3 3 1 0 1 0 1 2 0 0 0 0 2 0 1 0 1 19

BAND

CUM.

2 2 4 7 10 11 11 12 12 13 15 15 15 15 15 17 17 18 18 19

10.53 10.53 0.00 10.53 10.53 21.05 15.79 36.84 15.79 52.63 5.26 57.89 0.00 57.89 5.26 63.16 0.00 63.16 5.26 68.42 10.53 78.95 0.00 78.95 0.00 78.95 0.00 78.95 0.00 78.95 10.53 89.47 0.00 89.47 5.26 94.74 0.00 94.74 5.26 100.00

PERCENTAGE rp

13.92 0.00 7,285.84 186.44 1,021.85 20.05 0.00 18.16 0.00 1,611.43 91.70 0.00 0.00 0.00 0.00 217.98 0.00 195.75 0.00 50.00 10,713.11

BAND

CUM.

13.92 0.13 0.13 13.92 0.00 0.13 7,299.76 68.01 68.14 7,486.20 1.74 69.88 8,508.05 9.54 79.42 8,528.09 0.19 79.60 8,528.09 0.00 79.60 8,546.25 0.17 79.77 8,546.25 0.00 79.77 10,157.69 15.04 94.82 10,249.38 0.86 95.67 10,249.38 0.00 95.67 10,249.38 0.00 95.67 10,249.38 0.00 95.67 10,249.38 0.00 95.67 10,467.36 2.03 97.71 10,467.36 0.00 97.71 10,663.11 1.83 99.53 10,663.11 0.00 99.53 10,713.11 0.47 100.00

PERCENTAGE BAND

4.10 0.00 894.09 25.83 74.54 1.50 0.00 1.14 0.00 231.57 22.43 0.00 0.00 0.00 0.00 27.09 0.00 84.02 0.00 121.48

CUM

4.10 1.93 475.18 331.53 234.45 171.89 135.00 108.08 94.18 103.97 100.69 93.67 89.48 82.76 77.65 74.74 72.82 73.00 72.63 72.76

72.76

Page 139 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 19

DATA POSITION FROM : TO PROCESSING

01/01/2007

15/12/2008

DATE :

15/02/2009

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,180 1,299 1,305 698 740 413 259 271 124 71 52 49 36 39 16 29 20 6 5 3 6,615

1,180 2,479 3,784 4,482 5,222 5,635 5,894 6,165 6,289 6,360 6,412 6,461 6,497 6,536 6,552 6,581 6,601 6,607 6,612 6,615

BAND

CUM.

17.84 17.84 19.64 37.48 19.73 57.20 10.55 67.76 11.19 78.94 6.24 85.19 3.92 89.10 4.10 93.20 1.87 95.07 1.07 96.15 0.79 96.93 0.74 97.67 0.54 98.22 0.59 98.81 0.24 99.05 0.44 99.49 0.30 99.79 0.09 99.88 0.08 99.95 0.05 100.00

PERCENTAGE rp

181.58 347.04 680.77 715.65 1,219.75 1,009.55 1,017.47 1,224.28 693.88 469.12 332.35 491.28 251.96 376.25 353.73 579.95 249.34 24.19 50.33 28.48 10,296.95

181.58 528.62 1,209.39 1,925.05 3,144.80 4,154.34 5,171.82 6,396.10 7,089.98 7,559.09 7,891.44 8,382.72 8,634.69 9,010.94 9,364.66 9,944.62 10,193.95 10,218.14 10,268.47 10,296.95

BAND

1.76 3.37 6.61 6.95 11.85 9.80 9.88 11.89 6.74 4.56 3.23 4.77 2.45 3.65 3.44 5.63 2.42 0.23 0.49 0.28

CUM.

1.76 5.13 11.75 18.70 30.54 40.35 50.23 62.12 68.86 73.41 76.64 81.41 83.86 87.51 90.95 96.58 99.00 99.23 99.72 100.00

PERCENTAGE f

0 1 0 0 0 0 0 0 1 0 0 0 0 0 0 1 0 0 0 0 3

BAND

0 1 1 1 1 1 1 1 2 2 2 2 2 2 2 3 3 3 3 3

0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00

CUM.

0.00 33.33 33.33 33.33 33.33 33.33 33.33 33.33 66.67 66.67 66.67 66.67 66.67 66.67 66.67 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 27.08 0.00 0.00 0.00 0.00 0.00 0.00 106.00 0.00 0.00 0.00 0.00 0.00 0.00 30.78 0.00 0.00 0.00 0.00 163.86

0.00 27.08 27.08 27.08 27.08 27.08 27.08 27.08 133.08 133.08 133.08 133.08 133.08 133.08 133.08 163.85 163.85 163.85 163.85 163.85

BAND

0.00 16.52 0.00 0.00 0.00 0.00 0.00 0.00 64.69 0.00 0.00 0.00 0.00 0.00 0.00 18.78 0.00 0.00 0.00 0.00

CUM.

0.00 16.52 16.52 16.52 16.52 16.52 16.52 16.52 81.22 81.22 81.22 81.22 81.22 81.22 81.22 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 7.80 0.00 0.00 0.00 0.00 0.00 0.00 15.28 0.00 0.00 0.00 0.00 0.00 0.00 5.31 0.00 0.00 0.00 0.00

CUM

0.00 5.12 2.24 1.41 0.86 0.65 0.52 0.42 1.88 1.76 1.69 1.59 1.54 1.48 1.42 1.65 1.61 1.60 1.60 1.59

1.59

Page 140 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,157 6,094 5,759 3,244 2,929 1,328 873 698 378 207 160 188 136 131 108 138 116 31 28 17 27,720

5,157 11,251 17,010 20,254 23,183 24,511 25,384 26,082 26,460 26,667 26,827 27,015 27,151 27,282 27,390 27,528 27,644 27,675 27,703 27,720

BAND

CUM.

18.60 18.60 21.98 40.59 20.78 61.36 11.70 73.07 10.57 83.63 4.79 88.42 3.15 91.57 2.52 94.09 1.36 95.45 0.75 96.20 0.58 96.78 0.68 97.46 0.49 97.95 0.47 98.42 0.39 98.81 0.50 99.31 0.42 99.73 0.11 99.84 0.10 99.94 0.06 100.00

PERCENTAGE rp

1,008.51 1,577.13 2,752.16 3,000.24 4,245.29 2,865.69 2,419.63 2,401.53 1,670.41 894.76 910.66 1,369.41 946.77 1,187.04 1,165.53 1,858.11 2,491.28 789.72 613.27 7,283.26 41,450.40

1,008.51 2,585.64 5,337.80 8,338.04 12,583.33 15,449.02 17,868.65 20,270.18 21,940.59 22,835.35 23,746.01 25,115.42 26,062.18 27,249.23 28,414.76 30,272.87 32,764.14 33,553.86 34,167.14 41,450.40

BAND

2.43 3.80 6.64 7.24 10.24 6.91 5.84 5.79 4.03 2.16 2.20 3.30 2.28 2.86 2.81 4.48 6.01 1.91 1.48 17.57

CUM.

2.43 6.24 12.88 20.12 30.36 37.27 43.11 48.90 52.93 55.09 57.29 60.59 62.88 65.74 68.55 73.03 79.04 80.95 82.43 100.00

PERCENTAGE f

2 1 0 4 5 0 1 2 1 1 0 0 0 2 1 1 1 2 1 1 26

2 3 3 7 12 12 13 15 16 17 17 17 17 19 20 21 22 24 25 26

BAND

CUM.

7.69 7.69 3.85 11.54 0.00 11.54 15.38 26.92 19.23 46.15 0.00 46.15 3.85 50.00 7.69 57.69 3.85 61.54 3.85 65.38 0.00 65.38 0.00 65.38 0.00 65.38 7.69 73.08 3.85 76.92 3.85 80.77 3.85 84.62 7.69 92.31 3.85 96.15 3.85 100.00

PERCENTAGE rp

96.99 100.00 0.00 316.31 201.19 0.00 1,550.00 1,735.00 71.23 38.77 0.00 0.00 0.00 83.79 242.36 18.21 60.50 229.08 220.08 500.00 5,463.51

96.99 196.99 196.99 513.30 714.49 714.49 2,264.49 3,999.49 4,070.72 4,109.49 4,109.49 4,109.49 4,109.49 4,193.28 4,435.64 4,453.85 4,514.35 4,743.43 4,963.51 5,463.51

BAND

1.78 1.83 0.00 5.79 3.68 0.00 28.37 31.76 1.30 0.71 0.00 0.00 0.00 1.53 4.44 0.33 1.11 4.19 4.03 9.15

CUM.

1.78 3.61 3.61 9.40 13.08 13.08 41.45 73.20 74.51 75.22 75.22 75.22 75.22 76.75 81.19 81.52 82.63 86.82 90.85 100.0

PERCENTAGE BAND

CUM

9.62 6.34 0.00 10.54 4.74 0.00 64.06 72.25 4.26 4.33 0.00 0.00 0.00 7.06 20.79 0.98 2.43 29.01 35.89 6.87

9.62 7.62 3.69 6.16 5.68 4.62 12.67 19.73 18.55 18.00 17.31 16.36 15.77 15.39 15.61 14.71 13.78 14.14 14.53 13.18

13.18

Page 141 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 21

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

588 797 852 528 541 266 159 120 41 31 13 26 15 11 9 8 8 1 3 3 4,020

588 1,385 2,237 2,765 3,306 3,572 3,731 3,851 3,892 3,923 3,936 3,962 3,977 3,988 3,997 4,005 4,013 4,014 4,017 4,020

BAND

CUM.

14.63 14.63 19.83 34.45 21.19 55.65 13.13 68.78 13.46 82.24 6.62 88.86 3.96 92.81 2.99 95.80 1.02 96.82 0.77 97.59 0.32 97.91 0.65 98.56 0.37 98.93 0.27 99.20 0.22 99.43 0.20 99.63 0.20 99.83 0.02 99.85 0.07 99.93 0.07 100.00

PERCENTAGE rp

106.54 156.56 412.47 545.44 875.21 683.91 504.14 562.47 190.70 176.08 54.78 168.30 82.96 86.71 10.92 76.16 167.34 0.31 24.14 68.87 4,954.00

106.54 263.10 675.57 1,221.01 2,096.22 2,780.13 3,284.27 3,846.74 4,037.44 4,213.52 4,268.30 4,436.60 4,519.55 4,606.26 4,617.18 4,693.34 4,860.68 4,860.99 4,885.13 4,954.00

BAND

2.15 3.16 8.33 11.01 17.67 13.81 10.18 11.35 3.85 3.55 1.11 3.40 1.67 1.75 0.22 1.54 3.38 0.01 0.49 1.39

CUM.

2.15 5.31 13.64 24.65 42.31 56.12 66.30 77.65 81.50 85.05 86.16 89.56 91.23 92.98 93.20 94.74 98.12 98.12 98.61 100.00

PERCENTAGE f

1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 4

BAND

1 2 2 2 2 2 2 2 2 2 2 2 2 3 3 3 3 3 3 4

CUM.

25.00 25.00 25.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 25.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 25.00 100.00

PERCENTAGE rp

9.25 68.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,982.75 0.00 0.00 0.00 0.00 0.00 600.00 3,660.09

9.25 77.35 77.35 77.35 77.35 77.35 77.35 77.35 77.35 77.35 77.35 77.35 77.35 3,060.09 3,060.09 3,060.09 3,060.09 3,060.09 3,060.09 3,660.09

BAND

0.25 1.86 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 81.49 0.00 0.00 0.00 0.00 0.00 16.39

CUM.

PERCENTAGE BAND

0.25 8.68 2.11 43.50 2.11 0.00 2.11 0.00 2.11 0.00 2.11 0.00 2.11 0.00 2.11 0.00 2.11 0.00 2.11 0.00 2.11 0.00 2.11 0.00 2.11 0.00 83.61 3440.05 83.61 0.00 83.61 0.00 83.61 0.00 83.61 0.00 83.61 0.00 100.00 871.26

CUM

8.68 29.40 11.45 6.33 3.69 2.78 2.36 2.01 1.92 1.84 1.81 1.74 1.71 66.43 66.28 65.20 62.96 62.95 62.64 73.88

73.88

Page 142 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

BALI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,073 2,799 3,001 1,992 2,294 1,434 1,207 1,058 657 374 290 320 175 248 134 176 144 42 45 11 19,474

3,073 5,872 8,873 10,865 13,159 14,593 15,800 16,858 17,515 17,889 18,179 18,499 18,674 18,922 19,056 19,232 19,376 19,418 19,463 19,474

BAND

CUM.

15.78 15.78 14.37 30.15 15.41 45.56 10.23 55.79 11.78 67.57 7.36 74.94 6.20 81.13 5.43 86.57 3.37 89.94 1.92 91.86 1.49 93.35 1.64 94.99 0.90 95.89 1.27 97.17 0.69 97.85 0.90 98.76 0.74 99.50 0.22 99.71 0.23 99.94 0.06 100.00

PERCENTAGE rp

1,314.20 525.39 1,119.38 1,177.36 2,227.61 1,949.40 2,180.07 2,639.48 1,880.54 1,436.83 1,137.42 1,997.85 1,087.73 1,981.45 1,302.86 2,206.46 2,328.00 663.37 715.06 3,582.64 33,453.11

1,314.20 1,839.58 2,958.96 4,136.32 6,363.93 8,313.33 10,493.40 13,132.88 15,013.42 16,450.25 17,587.68 19,585.52 20,673.26 22,654.71 23,957.57 26,164.02 28,492.03 29,155.40 29,870.46 33,453.11

BAND

CUM.

3.93 3.93 1.57 5.50 3.35 8.85 3.52 12.36 6.66 19.02 5.83 24.85 6.52 31.37 7.89 39.26 5.62 44.88 4.30 49.17 3.40 52.57 5.97 58.55 3.25 61.80 5.92 67.72 3.89 71.62 6.60 78.21 6.96 85.17 1.98 87.15 2.14 89.29 10.71 100.00

PERCENTAGE f

10 10 5 15 1 16 2 18 3 21 7 28 0 28 7 35 9 44 6 50 0 50 8 58 4 62 7 69 3 72 9 81 16 97 9 106 1 107 13 120 120

BAND

CUM.

8.33 8.33 4.17 12.50 0.83 13.33 1.67 15.00 2.50 17.50 5.83 23.33 0.00 23.33 5.83 29.17 7.50 36.67 5.00 41.67 0.00 41.67 6.67 48.33 3.33 51.67 5.83 57.50 2.50 60.00 7.50 67.50 13.33 80.83 7.50 88.33 0.83 89.17 10.83 100.00

PERCENTAGE rp

2,325.67 134.30 1.12 132.51 509.50 66.49 0.00 215.11 2,813.34 245.99 0.00 476.74 79.28 879.35 84.25 41.05 402.14 1,510.44 0.00 1,699.17 11,616.43

2,325.67 2,459.96 2,461.08 2,593.59 3,103.09 3,169.58 3,169.58 3,384.68 6,198.02 6,444.01 6,444.01 6,920.75 7,000.03 7,879.39 7,963.63 8,004.68 8,406.82 9,917.26 9,917.26 11,616.43

BAND

CUM.

PERCENTAGE BAND

20.02 20.02 176.96 1.16 21.18 25.56 0.01 21.19 0.10 1.14 22.33 11.25 4.39 26.71 22.87 0.57 27.29 3.41 0.00 27.29 0.00 1.85 29.14 8.15 24.22 53.36 149.60 2.12 55.47 17.12 0.00 55.47 0.00 4.10 59.58 23.86 0.68 60.26 7.29 7.57 67.83 44.38 0.73 68.55 6.47 0.35 68.91 1.86 3.46 72.37 17.27 13.00 85.37 227.69 0.00 85.37 0.00 14.63 100.00 47.43

CUM

176.96 133.72 83.17 62.70 48.76 38.13 30.21 25.77 41.28 39.17 36.64 35.34 33.86 34.78 33.24 30.59 29.51 34.02 33.20 34.72

34.72

Page 143 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,246 1,466 1,465 653 576 351 180 164 99 37 33 43 23 24 13 17 18 4 6 1 6,419

1,246 2,712 4,177 4,830 5,406 5,757 5,937 6,101 6,200 6,237 6,270 6,313 6,336 6,360 6,373 6,390 6,408 6,412 6,418 6,419

BAND

CUM.

19.41 19.41 22.84 42.25 22.82 65.07 10.17 75.25 8.97 84.22 5.47 89.69 2.80 92.49 2.55 95.05 1.54 96.59 0.58 97.16 0.51 97.68 0.67 98.35 0.36 98.71 0.37 99.08 0.20 99.28 0.26 99.55 0.28 99.83 0.06 99.89 0.09 99.98 0.02 100.00

PERCENTAGE rp

583.74 314.92 715.77 542.09 801.80 712.44 488.47 505.71 331.17 191.54 185.52 223.48 136.26 623.22 67.64 176.62 291.63 16.12 2,186.39 0.00 9,094.53

583.74 898.66 1,614.43 2,156.53 2,958.33 3,670.77 4,159.24 4,664.95 4,996.12 5,187.65 5,373.18 5,596.65 5,732.91 6,356.13 6,423.78 6,600.40 6,892.02 6,908.14 9,094.54 9,094.54

BAND

6.42 3.46 7.87 5.96 8.82 7.83 5.37 5.56 3.64 2.11 2.04 2.46 1.50 6.85 0.74 1.94 3.21 0.18 24.04 0.00

PERCENTAGE

CUM.

6.42 9.88 17.75 23.71 32.53 40.36 45.73 51.29 54.94 57.04 59.08 61.54 63.04 69.89 70.63 72.58 75.78 75.96 100.00 100.00

3 3 1 0 1 3 1 0 0 0 0 0 0 49 0 1 5 0 0 0 67

BAND

CUM.

3 4.48 4.48 6 4.48 8.96 7 1.49 10.45 7 0.00 10.45 8 1.49 11.94 11 4.48 16.42 12 1.49 17.91 12 0.00 17.91 12 0.00 17.91 12 0.00 17.91 12 0.00 17.91 12 0.00 17.91 12 0.00 17.91 61 73.13 91.04 61 0.00 91.04 62 1.49 92.54 67 7.46 100.00 67 0.00 100.00 67 0.00 100.00 67 0.00 100.00

PERCENTAGE rp

23.49 66.25 97.89 0.00 15.75 563.47 40.86 0.00 0.00 0.00 0.00 0.00 0.00 144.35 0.00 8.81 207.94 0.00 0.00 0.00 1,168.81

23.49 89.74 187.63 187.63 203.38 766.85 807.71 807.71 807.71 807.71 807.71 807.71 807.71 952.06 952.06 960.87 1,168.81 1,168.81 1,168.81 1,168.81

BAND

2.01 5.67 8.38 0.00 1.35 48.21 3.50 0.00 0.00 0.00 0.00 0.00 0.00 12.35 0.00 0.75 17.79 0.00 0.00 0.00

CUM.

2.01 7.68 16.05 16.05 17.40 65.61 69.11 69.11 69.11 69.11 69.11 69.11 69.11 81.46 81.46 82.21 100.00 100.00 100.00 100.00

PERCENTAGE BAND

4.02 21.04 13.68 0.00 1.96 79.09 8.37 0.00 0.00 0.00 0.00 0.00 0.00 23.16 0.00 4.99 71.30 0.00 0.00 0.00

CUM

4.02 9.99 11.62 8.70 6.87 20.89 19.42 17.31 16.17 15.57 15.03 14.43 14.09 14.98 14.82 14.56 16.96 16.92 12.85 12.85

12.85

Page 144 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

595 865 989 516 533 338 192 173 76 45 36 34 9 16 14 4 5 1 0 0 4,441

595 1,460 2,449 2,965 3,498 3,836 4,028 4,201 4,277 4,322 4,358 4,392 4,401 4,417 4,431 4,435 4,440 4,441 4,441 4,441

BAND

CUM.

13.40 13.40 19.48 32.88 22.27 55.15 11.62 66.76 12.00 78.77 7.61 86.38 4.32 90.70 3.90 94.60 1.71 96.31 1.01 97.32 0.81 98.13 0.77 98.90 0.20 99.10 0.36 99.46 0.32 99.77 0.09 99.86 0.11 99.98 0.02 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

99.55 230.81 645.25 480.14 915.37 858.51 662.63 672.59 426.21 246.63 228.50 257.77 111.59 82.20 80.39 42.21 113.29 16.00 0.00 0.00 6,169.63

99.55 330.36 975.61 1,455.74 2,371.11 3,229.62 3,892.25 4,564.84 4,991.05 5,237.68 5,466.18 5,723.95 5,835.54 5,917.74 5,998.13 6,040.34 6,153.63 6,169.63 6,169.63 6,169.63

BAND

1.61 3.74 10.46 7.78 14.84 13.92 10.74 10.90 6.91 4.00 3.70 4.18 1.81 1.33 1.30 0.68 1.84 0.26 0.00 0.00

CUM.

1.61 5.35 15.81 23.60 38.43 52.35 63.09 73.99 80.90 84.89 88.60 92.78 94.58 95.92 97.22 97.90 99.74 100.00 100.00 100.00

PERCENTAGE f

0 0 1 1 1 3 0 0 1 0 0 0 0 0 0 0 0 0 0 0 7

BAND

0 0 1 2 3 6 6 6 7 7 7 7 7 7 7 7 7 7 7 7

0.00 0.00 14.29 14.29 14.29 42.86 0.00 0.00 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 14.29 28.57 42.86 85.71 85.71 85.71 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 68.75 97.03 76.54 734.90 0.00 0.00 1,207.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,184.22

0.00 0.00 68.75 165.78 242.32 977.22 977.22 977.22 2,184.22 2,184.22 2,184.22 2,184.22 2,184.22 2,184.22 2,184.22 2,184.22 2,184.22 2,184.22 2,184.22 2,184.22

BAND

0.00 0.00 3.15 4.44 3.50 33.65 0.00 0.00 55.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 3.15 7.59 11.09 44.74 44.74 44.74 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 10.66 20.21 8.36 85.60 0.00 0.00 283.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 7.05 11.39 10.22 30.26 25.11 21.41 43.76 41.70 39.96 38.16 37.43 36.91 36.42 36.16 35.49 35.40 35.40 35.40

35.40

Page 145 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

165 241 294 182 175 102 90 69 37 17 17 20 9 10 5 11 8 1 0 0 1,453

165 406 700 882 1,057 1,159 1,249 1,318 1,355 1,372 1,389 1,409 1,418 1,428 1,433 1,444 1,452 1,453 1,453 1,453

BAND

CUM.

11.36 11.36 16.59 27.94 20.23 48.18 12.53 60.70 12.04 72.75 7.02 79.77 6.19 85.96 4.75 90.71 2.55 93.26 1.17 94.43 1.17 95.60 1.38 96.97 0.62 97.59 0.69 98.28 0.34 98.62 0.76 99.38 0.55 99.93 0.07 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

36.07 61.35 190.59 186.98 317.52 250.65 346.79 406.86 177.28 104.63 171.97 190.08 68.08 120.27 24.15 234.57 177.91 1.68 0.00 0.00 3,067.43

36.07 97.42 288.02 475.00 792.52 1,043.17 1,389.96 1,796.82 1,974.10 2,078.73 2,250.70 2,440.77 2,508.85 2,629.13 2,653.28 2,887.85 3,065.75 3,067.43 3,067.43 3,067.43

BAND

1.18 2.00 6.21 6.10 10.35 8.17 11.31 13.26 5.78 3.41 5.61 6.20 2.22 3.92 0.79 7.65 5.80 0.05 0.00 0.00

CUM.

1.18 3.18 9.39 15.49 25.84 34.01 45.31 58.58 64.36 67.77 73.37 79.57 81.79 85.71 86.50 94.15 99.95 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 60.83 0.00 0.00 0.00 60.83

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 60.83 100.00 100.00 60.83 0.00 100.00 60.83 0.00 100.00 60.83 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.19 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.98 1.98 1.98 1.98

1.98

Page 146 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

300 433 720 528 568 396 250 192 135 63 54 54 49 49 33 13 13 10 1 0 3,861

300 733 1,453 1,981 2,549 2,945 3,195 3,387 3,522 3,585 3,639 3,693 3,742 3,791 3,824 3,837 3,850 3,860 3,861 3,861

BAND

CUM.

7.77 7.77 11.21 18.98 18.65 37.63 13.68 51.31 14.71 66.02 10.26 76.28 6.48 82.75 4.97 87.72 3.50 91.22 1.63 92.85 1.40 94.25 1.40 95.65 1.27 96.92 1.27 98.19 0.85 99.04 0.34 99.38 0.34 99.72 0.26 99.97 0.03 100.00 0.00 100.00

PERCENTAGE rp

101.11 130.25 364.28 516.33 924.68 1,063.06 891.91 1,047.41 766.11 449.40 437.68 438.55 505.05 505.08 410.71 86.29 218.50 234.30 4.89 0.00 9,095.59

101.11 231.36 595.64 1,111.97 2,036.65 3,099.71 3,991.62 5,039.03 5,805.14 6,254.54 6,692.22 7,130.77 7,635.82 8,140.90 8,551.62 8,637.91 8,856.40 9,090.70 9,095.59 9,095.59

BAND

1.11 1.43 4.00 5.68 10.17 11.69 9.81 11.52 8.42 4.94 4.81 4.82 5.55 5.55 4.52 0.95 2.40 2.58 0.05 0.00

CUM.

1.11 2.54 6.55 12.23 22.39 34.08 43.89 55.40 63.82 68.76 73.58 78.40 83.95 89.50 94.02 94.97 97.37 99.95 100.00 100.00

PERCENTAGE f

2 1 1 0 0 1 1 1 0 0 0 0 0 0 0 1 0 0 0 0 8

BAND

2 3 4 4 4 5 6 7 7 7 7 7 7 7 7 8 8 8 8 8

25.00 12.50 12.50 0.00 0.00 12.50 12.50 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

25.00 75.00 37.50 58.00 50.00 161.00 50.00 0.00 50.00 0.00 62.50 612.82 75.00 49.20 87.50 1,363.39 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 100.00 29.22 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 2,348.63

75.00 133.00 294.00 294.00 294.00 906.82 956.02 2,319.41 2,319.41 2,319.41 2,319.41 2,319.41 2,319.41 2,319.41 2,319.41 2,348.63 2,348.63 2,348.63 2,348.63 2,348.63

BAND

3.19 2.47 6.86 0.00 0.00 26.09 2.09 58.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.24 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

3.19 5.66 12.52 12.52 12.52 38.61 40.71 98.76 98.76 98.76 98.76 98.76 98.76 98.76 98.76 100.0 100.0 100.0 100.0 100.0

74.17 44.53 44.20 0.00 0.00 57.65 5.52 130.17 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.86 0.00 0.00 0.00 0.00

CUM

74.17 57.49 49.36 26.44 14.44 29.25 23.95 46.03 39.95 37.08 34.66 32.53 30.38 28.49 27.12 27.19 26.52 25.84 25.82 25.82

25.82

Page 147 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

84 147 166 81 104 85 68 75 49 21 11 18 8 7 7 1 1 1 1 0 935

BAND

84 231 397 478 582 667 735 810 859 880 891 909 917 924 931 932 933 934 935 935

CUM.

8.98 8.98 15.72 24.71 17.75 42.46 8.66 51.12 11.12 62.25 9.09 71.34 7.27 78.61 8.02 86.63 5.24 91.87 2.25 94.12 1.18 95.29 1.93 97.22 0.86 98.07 0.75 98.82 0.75 99.57 0.11 99.68 0.11 99.79 0.11 99.89 0.11 100.00 0.00 100.00

PERCENTAGE rp

88.37 44.02 87.48 90.57 180.95 199.55 236.85 385.22 356.74 168.37 85.98 182.13 117.40 138.08 71.99 1.73 25.00 23.20 63.82 0.00 2,547.45

88.37 132.39 219.87 310.44 491.39 690.93 927.78 1,313.00 1,669.74 1,838.11 1,924.10 2,106.23 2,223.63 2,361.70 2,433.69 2,435.42 2,460.42 2,483.62 2,547.44 2,547.44

BAND

3.47 1.73 3.43 3.56 7.10 7.83 9.30 15.12 14.00 6.61 3.38 7.15 4.61 5.42 2.83 0.07 0.98 0.91 2.51 0.00

CUM.

3.47 5.20 8.63 12.19 19.29 27.12 36.42 51.54 65.55 72.16 75.53 82.68 87.29 92.71 95.54 95.60 96.58 97.49 100.00 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

CUM.

100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

510.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 510.55

BAND

CUM.

510.55 100.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00 510.55 0.00 100.00

PERCENTAGE BAND

CUM

577.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

577.75 385.64 232.21 164.46 103.90 73.89 55.03 38.88 30.58 27.78 26.53 24.24 22.96 21.62 20.98 20.96 20.75 20.56 20.04 20.04

20.04

Page 148 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

315 405 463 206 224 137 91 65 50 16 21 21 9 20 9 8 15 1 2 1 2,079

315 720 1,183 1,389 1,613 1,750 1,841 1,906 1,956 1,972 1,993 2,014 2,023 2,043 2,052 2,060 2,075 2,076 2,078 2,079

BAND

CUM.

15.15 15.15 19.48 34.63 22.27 56.90 9.91 66.81 10.77 77.59 6.59 84.18 4.38 88.55 3.13 91.68 2.41 94.08 0.77 94.85 1.01 95.86 1.01 96.87 0.43 97.31 0.96 98.27 0.43 98.70 0.38 99.09 0.72 99.81 0.05 99.86 0.10 99.95 0.05 100.00

PERCENTAGE rp

18.58 66.21 155.11 150.79 372.59 358.92 317.59 284.49 269.33 83.09 144.44 164.15 101.39 258.01 134.66 159.30 179.58 16.00 48.57 19.89 3,302.69

18.58 84.79 239.90 390.69 763.28 1,122.20 1,439.79 1,724.27 1,993.61 2,076.70 2,221.14 2,385.29 2,486.68 2,744.69 2,879.35 3,038.65 3,218.23 3,234.23 3,282.80 3,302.69

BAND

0.56 2.00 4.70 4.57 11.28 10.87 9.62 8.61 8.15 2.52 4.37 4.97 3.07 7.81 4.08 4.82 5.44 0.48 1.47 0.60

CUM.

0.56 2.57 7.26 11.83 23.11 33.98 43.59 52.21 60.36 62.88 67.25 72.22 75.29 83.10 87.18 92.01 97.44 97.93 99.40 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 6 0 0 0 7

0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 7 7 7 7

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 85.71 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 14.29 14.29 14.29 14.29 14.29 14.29 14.29 14.29 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3,062.28 0.00 0.00 0.00 3,081.02

0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.74 18.74 18.74 18.74 18.74 18.74 18.74 18.74 18.74 3,081.0 3,081.0 3,081.0 3,081.0

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 99.39 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.61 6.59 0.61 0.00 0.61 0.00 0.61 0.00 0.61 0.00 0.61 0.00 0.61 0.00 0.61 0.00 0.61 0.00 100.00 1705.23 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.09 0.94 0.90 0.84 0.79 0.75 0.68 0.65 0.62 95.74 95.26 93.85 93.29

93.29

Page 149 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,747 8,567 10,427 6,581 6,436 2,976 1,803 1,477 954 546 492 608 486 706 439 711 685 311 401 128 52,481

7,747 16,314 26,741 33,322 39,758 42,734 44,537 46,014 46,968 47,514 48,006 48,614 49,100 49,806 50,245 50,956 51,641 51,952 52,353 52,481

BAND

CUM.

14.76 14.76 16.32 31.09 19.87 50.95 12.54 63.49 12.26 75.76 5.67 81.43 3.44 84.86 2.81 87.68 1.82 89.50 1.04 90.54 0.94 91.47 1.16 92.63 0.93 93.56 1.35 94.90 0.84 95.74 1.35 97.09 1.31 98.40 0.59 98.99 0.76 99.76 0.24 100.00

PERCENTAGE rp

4,315.00 1,762.03 3,648.48 3,783.81 5,249.18 3,708.39 5,791.65 3,814.48 3,181.27 2,275.16 2,073.04 3,372.31 3,211.26 5,310.01 4,265.85 9,423.94 12,290.07 5,147.60 10,024.49 5,646.37 98,294.39

4,315.00 6,077.03 9,725.51 13,509.32 18,758.50 22,466.89 28,258.54 32,073.02 35,254.30 37,529.45 39,602.49 42,974.80 46,186.06 51,496.08 55,761.93 65,185.87 77,475.94 82,623.54 92,648.03 98,294.39

BAND

4.39 1.79 3.71 3.85 5.34 3.77 5.89 3.88 3.24 2.31 2.11 3.43 3.27 5.40 4.34 9.59 12.50 5.24 10.20 5.74

PERCENTAGE

CUM.

4.39 6.18 9.89 13.74 19.08 22.86 28.75 32.63 35.87 38.18 40.29 43.72 46.99 52.39 56.73 66.32 78.82 84.06 94.26 100.00

35 10 19 33 30 20 9 18 12 6 17 23 18 18 20 23 33 77 40 26

35 45 64 97 127 147 156 174 186 192 209 232 250 268 288 311 344 421 461 487

487

BAND

7.19 2.05 3.90 6.78 6.16 4.11 1.85 3.70 2.46 1.23 3.49 4.72 3.70 3.70 4.11 4.72 6.78 15.81 8.21 5.34

CUM.

7.19 9.24 13.14 19.92 26.08 30.18 32.03 35.73 38.19 39.43 42.92 47.64 51.33 55.03 59.14 63.86 70.64 86.45 94.66 100.00

PERCENTAGE rp

25,559.43 163.66 589.33 1,220.70 1,108.18 1,584.34 605.05 3,863.94 1,031.34 3,042.27 4,742.09 5,331.24 5,761.02 1,284.05 5,304.65 32,020.65 9,136.30 9,727.76 58,851.70 258,668.63 429,596.33

25,559.43 25,723.09 26,312.41 27,533.11 28,641.29 30,225.64 30,830.68 34,694.62 35,725.96 38,768.23 43,510.32 48,841.56 54,602.58 55,886.63 61,191.28 93,211.93 102,348.23 112,075.99 170,927.69 429,596.32

BAND

CUM.

5.95 5.95 0.04 5.99 0.14 6.12 0.28 6.41 0.26 6.67 0.37 7.04 0.14 7.18 0.90 8.08 0.24 8.32 0.71 9.02 1.10 10.13 1.24 11.37 1.34 12.71 0.30 13.01 1.23 14.24 7.45 21.70 2.13 23.82 2.26 26.09 13.70 39.79 60.21 100.00

PERCENTAGE BAND

592.34 9.29 16.15 32.26 21.11 42.72 10.45 101.30 32.42 133.72 228.75 158.09 179.40 24.18 124.35 339.78 74.34 188.98 587.08 4581.15

CUM

592.34 423.28 270.55 203.81 152.68 134.53 109.10 108.17 101.34 103.30 109.87 113.65 118.22 108.53 109.74 142.99 132.10 135.65 184.49 437.05

437.05

Page 150 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

424 336 456 295 342 197 116 95 56 25 17 26 19 19 17 6 6 16 9 1 2,478

424 760 1,216 1,511 1,853 2,050 2,166 2,261 2,317 2,342 2,359 2,385 2,404 2,423 2,440 2,446 2,452 2,468 2,477 2,478

BAND

CUM.

17.11 17.11 13.56 30.67 18.40 49.07 11.90 60.98 13.80 74.78 7.95 82.73 4.68 87.41 3.83 91.24 2.26 93.50 1.01 94.51 0.69 95.20 1.05 96.25 0.77 97.01 0.77 97.78 0.69 98.47 0.24 98.71 0.24 98.95 0.65 99.60 0.36 99.96 0.04 100.00

PERCENTAGE rp

151.59 91.07 205.75 264.13 444.63 349.55 248.67 303.05 214.78 91.89 104.03 150.26 90.42 179.13 80.92 79.56 196.58 476.11 84.50 0.22 3,806.82

151.59 242.66 448.41 712.54 1,157.17 1,506.73 1,755.39 2,058.44 2,273.22 2,365.11 2,469.14 2,619.40 2,709.82 2,888.95 2,969.86 3,049.42 3,246.00 3,722.10 3,806.60 3,806.82

BAND

3.98 2.39 5.40 6.94 11.68 9.18 6.53 7.96 5.64 2.41 2.73 3.95 2.38 4.71 2.13 2.09 5.16 12.51 2.22 0.01

CUM.

3.98 6.37 11.78 18.72 30.40 39.58 46.11 54.07 59.71 62.13 64.86 68.81 71.18 75.89 78.01 80.10 85.27 97.77 99.99 100.00

PERCENTAGE f

1 0 1 0 2 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 6

BAND

1 1 2 2 4 4 4 4 5 5 5 5 5 5 5 5 5 5 6 6

16.67 0.00 16.67 0.00 33.33 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00

CUM.

16.67 16.67 33.33 33.33 66.67 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 100.00 100.00

PERCENTAGE rp

16.75 0.00 139.55 0.00 6.67 0.00 0.00 0.00 1,947.84 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 192.47 0.00 2,303.29

16.75 16.75 156.30 156.30 162.97 162.97 162.97 162.97 2,110.81 2,110.81 2,110.81 2,110.81 2,110.81 2,110.81 2,110.81 2,110.81 2,110.81 2,110.81 2,303.29 2,303.29

BAND

CUM.

0.73 0.73 0.00 0.73 6.06 6.79 0.00 6.79 0.29 7.08 0.00 7.08 0.00 7.08 0.00 7.08 84.57 91.64 0.00 91.64 0.00 91.64 0.00 91.64 0.00 91.64 0.00 91.64 0.00 91.64 0.00 91.64 0.00 91.64 0.00 91.64 8.36 100.00 0.00 100.00

PERCENTAGE BAND

11.05 0.00 67.82 0.00 1.50 0.00 0.00 0.00 906.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 227.79 0.00

CUM

11.05 6.90 34.86 21.94 14.08 10.82 9.28 7.92 92.86 89.25 85.49 80.58 77.90 73.07 71.07 69.22 65.03 56.71 60.51 60.50

60.50

Page 151 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

359 502 492 222 235 143 89 90 48 30 17 30 19 4 6 9 8 1 1 1 2,306

359 861 1,353 1,575 1,810 1,953 2,042 2,132 2,180 2,210 2,227 2,257 2,276 2,280 2,286 2,295 2,303 2,304 2,305 2,306

BAND

CUM.

15.57 15.57 21.77 37.34 21.34 58.67 9.63 68.30 10.19 78.49 6.20 84.69 3.86 88.55 3.90 92.45 2.08 94.54 1.30 95.84 0.74 96.57 1.30 97.88 0.82 98.70 0.17 98.87 0.26 99.13 0.39 99.52 0.35 99.87 0.04 99.91 0.04 99.96 0.04 100.00

PERCENTAGE rp

32.49 87.03 195.57 139.03 243.09 240.45 230.38 292.27 202.31 182.75 90.19 184.31 165.42 22.73 36.74 138.28 337.14 22.39 10.97 23.93 2,877.45

32.49 119.52 315.09 454.12 697.21 937.66 1,168.04 1,460.30 1,662.61 1,845.36 1,935.55 2,119.85 2,285.28 2,308.01 2,344.75 2,483.03 2,820.16 2,842.55 2,853.52 2,877.45

BAND

1.13 3.02 6.80 4.83 8.45 8.36 8.01 10.16 7.03 6.35 3.13 6.41 5.75 0.79 1.28 4.81 11.72 0.78 0.38 0.83

CUM.

1.13 4.15 10.95 15.78 24.23 32.59 40.59 50.75 57.78 64.13 67.27 73.67 79.42 80.21 81.49 86.29 98.01 98.79 99.17 100.00

PERCENTAGE f

0 0 0 3 1 0 0 0 2 0 0 0 0 0 0 0 5 0 0 0 11

0 0 0 3 4 4 4 4 6 6 6 6 6 6 6 6 11 11 11 11

BAND

0.00 0.00 0.00 27.27 9.09 0.00 0.00 0.00 18.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 45.45 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 27.27 36.36 36.36 36.36 36.36 54.55 54.55 54.55 54.55 54.55 54.55 54.55 54.55 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 11.45 296.72 0.00 0.00 0.00 1,166.54 0.00 0.00 0.00 0.00 0.00 0.00 0.00 40.89 0.00 0.00 0.00 1,515.61

0.00 0.00 0.00 11.45 308.17 308.17 308.17 308.17 1,474.72 1,474.72 1,474.72 1,474.72 1,474.72 1,474.72 1,474.72 1,474.72 1,515.61 1,515.61 1,515.61 1,515.61

BAND

0.00 0.00 0.00 0.76 19.58 0.00 0.00 0.00 76.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.70 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.76 20.33 20.33 20.33 20.33 97.30 97.30 97.30 97.30 97.30 97.30 97.30 97.30 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 8.24 122.06 0.00 0.00 0.00 576.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.13 0.00 0.00 0.00

CUM

0.00 0.00 0.00 2.52 44.20 32.87 26.38 21.10 88.70 79.91 76.19 69.57 64.53 63.90 62.89 59.39 53.74 53.32 53.11 52.67

52.67

Page 152 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,267 2,565 3,212 2,116 2,141 894 538 393 216 126 86 128 72 136 63 116 98 53 67 34 15,321

2,267 4,832 8,044 10,160 12,301 13,195 13,733 14,126 14,342 14,468 14,554 14,682 14,754 14,890 14,953 15,069 15,167 15,220 15,287 15,321

BAND

CUM.

14.80 14.80 16.74 31.54 20.96 52.50 13.81 66.31 13.97 80.29 5.84 86.12 3.51 89.64 2.57 92.20 1.41 93.61 0.82 94.43 0.56 94.99 0.84 95.83 0.47 96.30 0.89 97.19 0.41 97.60 0.76 98.36 0.64 98.99 0.35 99.34 0.44 99.78 0.22 100.00

PERCENTAGE rp

1,065.17 475.63 1,265.47 1,497.93 2,689.86 1,614.62 1,368.06 1,481.37 898.10 623.30 421.36 829.85 636.67 1,146.11 571.81 1,640.62 1,962.20 1,446.16 2,080.05 10,836.69 34,551.03

1,065.17 1,540.81 2,806.27 4,304.20 6,994.06 8,608.67 9,976.74 11,458.11 12,356.21 12,979.51 13,400.87 14,230.72 14,867.39 16,013.50 16,585.31 18,225.93 20,188.13 21,634.29 23,714.34 34,551.03

BAND

3.08 1.38 3.66 4.34 7.79 4.67 3.96 4.29 2.60 1.80 1.22 2.40 1.84 3.32 1.65 4.75 5.68 4.19 6.02 31.36

CUM.

3.08 4.46 8.12 12.46 20.24 24.92 28.88 33.16 35.76 37.57 38.79 41.19 43.03 46.35 48.00 52.75 58.43 62.62 68.64 100.00

PERCENTAGE f

4 4 6 4 4 0 4 1 0 0 0 1 0 0 2 3 3 8 3 1 48

4 8 14 18 22 22 26 27 27 27 27 28 28 28 30 33 36 44 47 48

BAND

8.33 8.33 12.50 8.33 8.33 0.00 8.33 2.08 0.00 0.00 0.00 2.08 0.00 0.00 4.17 6.25 6.25 16.67 6.25 2.08

CUM.

8.33 16.67 29.17 37.50 45.83 45.83 54.17 56.25 56.25 56.25 56.25 58.33 58.33 58.33 62.50 68.75 75.00 91.67 97.92 100.00

PERCENTAGE rp

269.96 233.08 269.04 470.05 818.60 0.00 2,111.48 154.95 0.00 0.00 0.00 135.22 0.00 0.00 507.16 1,496.26 150.09 3,885.32 536.87 26.06 11,064.13

269.96 503.03 772.07 1,242.12 2,060.72 2,060.72 4,172.20 4,327.15 4,327.15 4,327.15 4,327.15 4,462.37 4,462.37 4,462.37 4,969.53 6,465.80 6,615.88 10,501.21 11,038.08 11,064.13

BAND

CUM.

2.44 2.44 2.11 4.55 2.43 6.98 4.25 11.23 7.40 18.63 0.00 18.63 19.08 37.71 1.40 39.11 0.00 39.11 0.00 39.11 0.00 39.11 1.22 40.33 0.00 40.33 0.00 40.33 4.58 44.92 13.52 58.44 1.36 59.80 35.12 94.91 4.85 99.76 0.24 100.00

PERCENTAGE BAND

25.34 49.00 21.26 31.38 30.43 0.00 154.34 10.46 0.00 0.00 0.00 16.29 0.00 0.00 88.69 91.20 7.65 268.66 25.81 0.24

CUM

25.34 32.65 27.51 28.86 29.46 23.94 41.82 37.76 35.02 33.34 32.29 31.36 30.01 27.87 29.96 35.48 32.77 48.54 46.55 32.02

32.02

Page 153 of 204

RISK AND LOSS PROFILE 2008

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: All Code

SUM INSURED BAND

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2008

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DATA POSITION FROM

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

121,916 122,608 156,925 100,757 111,996 59,649 41,640 32,559 18,210 10,018 7,826 9,092 6,071 7,848 4,703 7,680 6,016 2,815 3,636 1,419

121,916 244,524 401,449 502,206 614,202 673,851 715,491 748,050 766,260 776,278 784,104 793,196 799,267 807,115 811,818 819,498 825,514 828,329 831,965 833,384

BAND

CUM.

14.63 14.63 14.71 29.34 18.83 48.17 12.09 60.26 13.44 73.70 7.16 80.86 5.00 85.85 3.91 89.76 2.19 91.95 1.20 93.15 0.94 94.09 1.09 95.18 0.73 95.91 0.94 96.85 0.56 97.41 0.92 98.33 0.72 99.06 0.34 99.39 0.44 99.83 0.17 100.00

833,384

PERCENTAGE rp

BAND

CUM.

PERCENTAGE f

64,309.11 30,533.55 62,953.09 62,823.41 110,146.90 79,035.72 77,788.75 81,347.02 60,043.14 39,445.03 36,844.04 50,321.90 40,237.90 63,140.69 46,164.47 106,679.35 108,516.16 58,897.11 76,636.89 549,940.17

64,309.11 3.56 3.56 67 94,842.66 1.69 5.25 35 157,795.75 3.49 8.74 51 220,619.16 3.48 12.22 37 330,766.06 6.10 18.32 56 409,801.78 4.38 22.69 40 487,590.52 4.31 27.00 33 568,937.54 4.50 31.51 23 628,980.68 3.33 34.83 28 668,425.71 2.18 37.02 23 705,269.76 2.04 39.06 11 755,591.66 2.79 41.84 17 795,829.57 2.23 44.07 25 858,970.26 3.50 47.57 33 905,134.72 2.56 50.12 17 1,011,814.07 5.91 56.03 112 1,120,330.24 6.01 62.04 51 1,179,227.34 3.26 65.30 27 1,255,864.24 4.24 69.55 63 1,805,804.41 30.45 100.00 83

1,805,804.40

832

BAND

CUM.

67 8.05 8.05 102 4.21 12.26 153 6.13 18.39 190 4.45 22.84 246 6.73 29.57 286 4.81 34.38 319 3.97 38.34 342 2.76 41.11 370 3.37 44.47 393 2.76 47.24 404 1.32 48.56 421 2.04 50.60 446 3.00 53.61 479 3.97 57.57 496 2.04 59.62 608 13.46 73.08 659 6.13 79.21 686 3.25 82.45 749 7.57 90.02 832 9.98 100.00

PERCENTAGE rp

7,395.16 1,272.67 4,322.87 3,150.99 5,719.21 4,825.37 4,075.03 4,717.26 4,576.28 4,294.15 4,129.83 4,730.57 8,263.46 12,478.07 601.54 8,479.49 47,820.83 3,572.91 7,337.02 62,836.60 204,599.31

BAND

7,395.16 3.61 8,667.83 0.62 12,990.69 2.11 16,141.68 1.54 21,860.89 2.80 26,686.26 2.36 30,761.30 1.99 35,478.56 2.31 40,054.83 2.24 44,348.98 2.10 48,478.81 2.02 53,209.37 2.31 61,472.83 4.04 73,950.90 6.10 74,552.44 0.29 83,031.93 4.14 130,852.75 23.37 134,425.66 1.75 141,762.68 3.59 204,599.28 30.71

CUM.

3.61 4.24 6.35 7.89 10.68 13.04 15.03 17.34 19.58 21.68 23.69 26.01 30.05 36.14 36.44 40.58 63.96 65.70 69.29 100.00

PERCENTAGE BAND

11.50 4.17 6.87 5.02 5.19 6.11 5.24 5.80 7.62 10.89 11.21 9.40 20.54 19.76 1.30 7.95 44.07 6.07 9.57 11.43

CUM

11.50 9.14 8.23 7.32 6.61 6.51 6.31 6.24 6.37 6.63 6.87 7.04 7.72 8.61 8.24 8.21 11.68 11.40 11.29 11.33

11.33

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 0 - Freq. Klaim 0 ( Data not Include Claim Fire no Policy Rp. 0,- Freq Claim 0)

Page 154 of 204

RISK AND LOSS PROFILE 2008 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2008

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

103,246 116,564 148,447 92,250 98,844 48,064 32,100 23,567 12,444 6,435 4,696 5,237 3,208 3,802 2,129 2,925 1,939 755 1,208 397 708,257

103,246 219,810 368,257 460,507 559,351 607,415 639,515 663,082 675,526 681,961 686,657 691,894 695,102 698,904 701,033 703,958 705,897 706,652 707,860 708,257

BAND

CUM.

14.58 14.58 16.46 31.04 20.96 51.99 13.02 65.02 13.96 78.98 6.79 85.76 4.53 90.29 3.33 93.62 1.76 95.38 0.91 96.29 0.66 96.95 0.74 97.69 0.45 98.14 0.54 98.68 0.30 98.98 0.41 99.39 0.27 99.67 0.11 99.77 0.17 99.94 0.06 100.00

PERCENTAGE rp

33,072.13 27,415.06 60,263.15 59,004.66 100,986.46 70,084.71 65,412.03 65,059.45 45,950.53 28,679.30 25,516.93 33,159.66 25,262.08 37,176.38 25,824.91 48,685.29 40,198.70 15,881.40 12,247.84 8,980.08 828,860.75

33,072.13 60,487.19 120,750.34 179,755.00 280,741.46 350,826.17 416,238.20 481,297.65 527,248.18 555,927.48 581,444.41 614,604.06 639,866.14 677,042.52 702,867.43 751,552.72 791,751.43 807,632.83 819,880.67 828,860.75

BAND

3.99 3.31 7.27 7.12 12.18 8.46 7.89 7.85 5.54 3.46 3.08 4.00 3.05 4.49 3.12 5.87 4.85 1.92 1.48 1.08

CUM.

3.99 7.30 14.57 21.69 33.87 42.33 50.22 58.07 63.61 67.07 70.15 74.15 77.20 81.68 84.80 90.67 95.52 97.44 98.92 100.00

PERCENTAGE f

30 27 29 26 30 23 13 8 11 10 5 7 5 7 5 83 13 2 16 0 350

30 57 86 112 142 165 178 186 197 207 212 219 224 231 236 319 332 334 350 350

BAND

CUM.

8.57 8.57 7.71 16.29 8.29 24.57 7.43 32.00 8.57 40.57 6.57 47.14 3.71 50.86 2.29 53.14 3.14 56.29 2.86 59.14 1.43 60.57 2.00 62.57 1.43 64.00 2.00 66.00 1.43 67.43 23.71 91.14 3.71 94.86 0.57 95.43 4.57 100.00 0.00 100.00

PERCENTAGE rp

1,272.62 1,222.08 3,650.82 2,713.10 4,646.72 3,826.14 1,967.47 2,612.76 2,797.68 3,136.16 1,316.87 4,270.81 5,034.48 1,433.68 388.76 3,293.31 44,815.56 19.11 510.35 0.00 88,928.48

1,272.62 2,494.69 6,145.51 8,858.62 13,505.33 17,331.47 19,298.94 21,911.71 24,709.39 27,845.55 29,162.43 33,433.24 38,467.72 39,901.40 40,290.16 43,583.47 88,399.03 88,418.14 88,928.49 88,928.49

BAND

1.43 1.37 4.11 3.05 5.23 4.30 2.21 2.94 3.15 3.53 1.48 4.80 5.66 1.61 0.44 3.70 50.40 0.02 0.57 0.00

PERCENTAGE

CUM.

BAND

1.43 2.81 6.91 9.96 15.19 19.49 21.70 24.64 27.79 31.31 32.79 37.60 43.26 44.87 45.31 49.01 99.40 99.43 100.00 100.00

3.85 4.46 6.06 4.60 4.60 5.46 3.01 4.02 6.09 10.94 5.16 12.88 19.93 3.86 1.51 6.76 111.49 0.12 4.17 0.00

CUM

3.85 4.12 5.09 4.93 4.81 4.94 4.64 4.55 4.69 5.01 5.02 5.44 6.01 5.89 5.73 5.80 11.16 10.95 10.85 10.73

10.73

Page 155 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2008

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12,490 3,756 5,454 5,747 9,361 9,057 7,114 6,448 3,992 2,492 2,087 2,513 1,838 2,568 1,540 2,857 2,350 1,197 1,322 561 84,744

12,490 16,246 21,700 27,447 36,808 45,865 52,979 59,427 63,419 65,911 67,998 70,511 72,349 74,917 76,457 79,314 81,664 82,861 84,183 84,744

BAND

CUM.

14.74 14.74 4.43 19.17 6.44 25.61 6.78 32.39 11.05 43.43 10.69 54.12 8.39 62.52 7.61 70.13 4.71 74.84 2.94 77.78 2.46 80.24 2.97 83.20 2.17 85.37 3.03 88.40 1.82 90.22 3.37 93.59 2.77 96.37 1.41 97.78 1.56 99.34 0.66 100.00

PERCENTAGE rp

22,051.72 1,085.26 2,025.77 2,845.49 7,199.26 6,952.86 9,882.86 12,441.93 10,731.50 8,163.18 8,533.42 12,882.71 11,237.04 18,769.62 14,278.86 39,613.37 44,481.34 24,372.37 31,096.24 126,639.59 415,284.35

22,051.72 23,136.97 25,162.74 28,008.23 35,207.48 42,160.35 52,043.20 64,485.14 75,216.63 83,379.81 91,913.23 104,795.93 116,032.97 134,802.59 149,081.44 188,694.81 233,176.15 257,548.53 288,644.76 415,284.35

BAND

5.31 0.26 0.49 0.69 1.73 1.67 2.38 3.00 2.58 1.97 2.05 3.10 2.71 4.52 3.44 9.54 10.71 5.87 7.49 30.49

CUM.

5.31 5.57 6.06 6.74 8.48 10.15 12.53 15.53 18.11 20.08 22.13 25.23 27.94 32.46 35.90 45.44 56.15 62.02 69.51 100.00

PERCENTAGE f

37 8 22 11 26 17 20 14 17 13 6 10 20 26 12 29 38 25 47 83 481

BAND

37 45 67 78 104 121 141 155 172 185 191 201 221 247 259 288 326 351 398 481

CUM.

7.69 7.69 1.66 9.36 4.57 13.93 2.29 16.22 5.41 21.62 3.53 25.16 4.16 29.31 2.91 32.22 3.53 35.76 2.70 38.46 1.25 39.71 2.08 41.79 4.16 45.95 5.41 51.35 2.49 53.85 6.03 59.88 7.90 67.78 5.20 72.97 9.77 82.74 17.26 100.00

PERCENTAGE rp

6,122.54 50.59 672.04 437.89 1,072.49 999.23 2,107.56 2,103.32 1,778.60 1,157.99 2,812.95 459.76 3,228.98 11,044.39 212.78 5,186.18 3,005.26 3,553.79 6,826.67 62,836.60 115,669.61

6,122.54 6,173.14 6,845.18 7,283.07 8,355.56 9,354.79 11,462.35 13,565.68 15,344.27 16,502.26 19,315.21 19,774.96 23,003.94 34,048.33 34,261.11 39,447.29 42,452.55 46,006.34 52,833.01 115,669.61

BAND

5.29 0.04 0.58 0.38 0.93 0.86 1.82 1.82 1.54 1.00 2.43 0.40 2.79 9.55 0.18 4.48 2.60 3.07 5.90 54.32

CUM.

5.29 5.34 5.92 6.30 7.22 8.09 9.91 11.73 13.27 14.27 16.70 17.10 19.89 29.44 29.62 34.10 36.70 39.77 45.68 100.00

PERCENTAGE BAND

27.76 4.66 33.17 15.39 14.90 14.37 21.33 16.91 16.57 14.19 32.96 3.57 28.74 58.84 1.49 13.09 6.76 14.58 21.95 49.62

CUM

27.76 26.68 27.20 26.00 23.73 22.19 22.02 21.04 20.40 19.79 21.01 18.87 19.83 25.26 22.98 20.91 18.21 17.86 18.30 27.85

27.85

Page 156 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2008

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7 16 6 6 4 6 6 10 12 12 6 3 17 10 3 23 32 31 7 1 218

7 23 29 35 39 45 51 61 73 85 91 94 111 121 124 147 179 210 217 218

BAND

CUM.

3.21 3.21 7.34 10.55 2.75 13.30 2.75 16.06 1.83 17.89 2.75 20.64 2.75 23.39 4.59 27.98 5.50 33.49 5.50 38.99 2.75 41.74 1.38 43.12 7.80 50.92 4.59 55.50 1.38 56.88 10.55 67.43 14.68 82.11 14.22 96.33 3.21 99.54 0.46 100.00

PERCENTAGE rp

0.21 1.34 0.31 1.46 1.64 1.24 3.67 33.84 10.58 21.79 12.33 7.57 41.48 25.28 14.94 133.58 232.00 93.54 25.86 5.11 667.77

0.21 1.56 1.87 3.33 4.97 6.21 9.88 43.72 54.30 76.09 88.42 95.99 137.47 162.74 177.68 311.26 543.26 636.80 662.66 667.76

BAND

0.03 0.20 0.05 0.22 0.24 0.19 0.55 5.07 1.58 3.26 1.85 1.13 6.21 3.79 2.24 20.00 34.74 14.01 3.87 0.76

CUM.

0.03 0.23 0.28 0.50 0.74 0.93 1.48 6.55 8.13 11.39 13.24 14.38 20.59 24.37 26.61 46.61 81.36 95.36 99.24 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 157 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2008

15/12/2008

DATE

15/02/2009

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,173 2,272 3,018 2,754 3,787 2,522 2,420 2,534 1,762 1,079 1,037 1,339 1,008 1,468 1,031 1,875 1,695 832 1,099 460 40,165

6,173 8,445 11,463 14,217 18,004 20,526 22,946 25,480 27,242 28,321 29,358 30,697 31,705 33,173 34,204 36,079 37,774 38,606 39,705 40,165

BAND

CUM.

15.37 15.37 5.66 21.03 7.51 28.54 6.86 35.40 9.43 44.83 6.28 51.10 6.03 57.13 6.31 63.44 4.39 67.83 2.69 70.51 2.58 73.09 3.33 76.43 2.51 78.94 3.65 82.59 2.57 85.16 4.67 89.83 4.22 94.05 2.07 96.12 2.74 98.85 1.15 100.00

PERCENTAGE rp

9,185.05 2,031.89 663.86 971.80 1,959.55 1,996.90 2,490.19 3,811.80 3,350.54 2,580.76 2,781.36 4,271.97 3,697.31 7,169.42 6,045.77 18,247.11 23,604.12 18,549.79 33,266.96 414,315.40 560,991.55

9,185.05 11,216.94 11,880.80 12,852.60 14,812.15 16,809.05 19,299.24 23,111.04 26,461.58 29,042.34 31,823.70 36,095.68 39,792.99 46,962.40 53,008.17 71,255.28 94,859.40 113,409.19 146,676.14 560,991.54

BAND

1.64 0.36 0.12 0.17 0.35 0.36 0.44 0.68 0.60 0.46 0.50 0.76 0.66 1.28 1.08 3.25 4.21 3.31 5.93 73.85

CUM.

1.64 2.00 2.12 2.29 2.64 3.00 3.44 4.12 4.72 5.18 5.67 6.43 7.09 8.37 9.45 12.70 16.91 20.22 26.15 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

PERCENTAGE rp

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.17 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.17 1.17 1.17 1.17 1.17 1.17 1.17 1.17 1.17 1.17 1.17 1.17 1.17

0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

1.17

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 158 of 204

RISK AND LOSS PROFILE 2008 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

138 40 31 32 58 27 24 43 34 42 21 38 39 38 33 54 56 51 49 61

138 178 209 241 299 326 350 393 427 469 490 528 567 605 638 692 748 799 848 909

909

BAND

CUM.

15.18 15.18 4.40 19.58 3.41 22.99 3.52 26.51 6.38 32.89 2.97 35.86 2.64 38.50 4.73 43.23 3.74 46.97 4.62 51.60 2.31 53.91 4.18 58.09 4.29 62.38 4.18 66.56 3.63 70.19 5.94 76.13 6.16 82.29 5.61 87.90 5.39 93.29 6.71 100.00

PERCENTAGE rp

820.31 18.94 10.34 21.15 40.25 26.93 50.70 83.82 111.82 109.10 97.71 107.01 353.69 305.13 407.46 837.31 1,046.40 970.29 659.74 351,064.28 357,142.39

820.31 839.24 849.59 870.74 910.99 937.92 988.62 1,072.45 1,184.27 1,293.36 1,391.08 1,498.08 1,851.77 2,156.90 2,564.36 3,401.67 4,448.08 5,418.37 6,078.11 357,142.39

BAND

0.23 0.01 0.00 0.01 0.01 0.01 0.01 0.02 0.03 0.03 0.03 0.03 0.10 0.09 0.11 0.23 0.29 0.27 0.18 98.30

CUM.

0.23 0.23 0.24 0.24 0.26 0.26 0.28 0.30 0.33 0.36 0.39 0.42 0.52 0.60 0.72 0.95 1.25 1.52 1.70 100.00

PERCENTAGE f

4 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 6 12

BAND

4 33.33 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 5 8.33 5 0.00 5 0.00 5 0.00 5 0.00 5 0.00 6 8.33 6 0.00 6 0.00 12 50.00

CUM.

PERCENTAGE rp

33.33 1,573.85 1,573.85 33.33 0.00 1,573.85 33.33 0.00 1,573.85 33.33 0.00 1,573.85 33.33 0.00 1,573.85 33.33 0.00 1,573.85 33.33 0.00 1,573.85 33.33 0.00 1,573.85 33.33 0.00 1,573.85 33.33 0.00 1,573.85 41.67 63.08 1,636.93 41.67 0.00 1,636.93 41.67 0.00 1,636.93 41.67 0.00 1,636.93 41.67 0.00 1,636.93 41.67 0.00 1,636.93 50.00 2,108.02 3,744.95 50.00 0.00 3,744.95 50.00 0.00 3,744.95 100.00 11,780.81 15,525.76 15,525.76

BAND

CUM.

10.14 10.14 0.00 10.14 0.00 10.14 0.00 10.14 0.00 10.14 0.00 10.14 0.00 10.14 0.00 10.14 0.00 10.14 0.00 10.14 0.41 10.54 0.00 10.54 0.00 10.54 0.00 10.54 0.00 10.54 0.00 10.54 13.58 24.12 0.00 24.12 0.00 24.12 75.88 100.00

PERCENTAGE BAND

CUM

191.86 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 64.56 0.00 0.00 0.00 0.00 0.00 201.45 0.00 0.00 3.36

191.86 187.53 185.25 180.75 172.76 167.80 159.20 146.75 132.90 121.69 117.67 109.27 88.40 75.89 63.83 48.12 84.19 69.12 61.61 4.35

4.35

Page 159 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2008

15/12/2008

DATE

15/02/2009

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

189 83 98 69 101 83 63 91 76 49 36 52 39 71 34 87 96 51 61 23 1,452

189 272 370 439 540 623 686 777 853 902 938 990 1,029 1,100 1,134 1,221 1,317 1,368 1,429 1,452

BAND

CUM.

13.02 13.02 5.72 18.73 6.75 25.48 4.75 30.23 6.96 37.19 5.72 42.91 4.34 47.25 6.27 53.51 5.23 58.75 3.37 62.12 2.48 64.60 3.58 68.18 2.69 70.87 4.89 75.76 2.34 78.10 5.99 84.09 6.61 90.70 3.51 94.21 4.20 98.42 1.58 100.00

PERCENTAGE rp

485.35 14.17 38.99 39.77 76.26 93.02 84.15 169.73 222.36 164.20 150.93 220.75 251.87 410.70 392.04 1,202.21 1,375.75 1,080.09 656.56 396.74 7,525.61

485.35 499.52 538.50 578.27 654.53 747.54 831.69 1,001.42 1,223.79 1,387.98 1,538.91 1,759.66 2,011.53 2,422.23 2,814.27 4,016.48 5,392.23 6,472.31 7,128.87 7,525.61

BAND

6.45 0.19 0.52 0.53 1.01 1.24 1.12 2.26 2.95 2.18 2.01 2.93 3.35 5.46 5.21 15.97 18.28 14.35 8.72 5.27

CUM.

6.45 6.64 7.16 7.68 8.70 9.93 11.05 13.31 16.26 18.44 20.45 23.38 26.73 32.19 37.40 53.37 71.65 86.00 94.73 100.00

PERCENTAGE f

0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 2

BAND

0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 1 1 1 2

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 50.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 4.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.98

0.00 0.00 0.00 0.00 0.00 0.00 4.98 4.98 4.98 4.98 4.98 4.98 4.98 4.98 4.98 4.98 4.98 4.98 4.98 4.98

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 5.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.60 0.50 0.41 0.36 0.32 0.28 0.25 0.21 0.18 0.12 0.09 0.08 0.07 0.07

0.07

Page 160 of 180

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2008

15/12/2008

DATE

15/02/2009

Metals

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

615 210 313 274 459 323 353 423 328 230 204 285 233 385 230 486 494 263 350 194 6,652

615 825 1,138 1,412 1,871 2,194 2,547 2,970 3,298 3,528 3,732 4,017 4,250 4,635 4,865 5,351 5,845 6,108 6,458 6,652

BAND

CUM.

9.25 9.25 3.16 12.40 4.71 17.11 4.12 21.23 6.90 28.13 4.86 32.98 5.31 38.29 6.36 44.65 4.93 49.58 3.46 53.04 3.07 56.10 4.28 60.39 3.50 63.89 5.79 69.68 3.46 73.14 7.31 80.44 7.43 87.87 3.95 91.82 5.26 97.08 2.92 100.00

PERCENTAGE rp

1,671.14 92.46 128.89 148.80 409.93 325.06 527.24 808.36 795.88 630.37 656.40 1,373.34 1,144.43 2,640.39 1,921.96 6,639.16 12,815.85 4,180.15 6,456.29 1,761.82 45,127.92

1,671.14 1,763.60 1,892.50 2,041.30 2,451.23 2,776.29 3,303.53 4,111.89 4,907.76 5,538.14 6,194.54 7,567.88 8,712.31 11,352.70 13,274.66 19,913.82 32,729.67 36,909.82 43,366.10 45,127.92

BAND

3.70 0.20 0.29 0.33 0.91 0.72 1.17 1.79 1.76 1.40 1.45 3.04 2.54 5.85 4.26 14.71 28.40 9.26 14.31 3.90

CUM.

3.70 3.91 4.19 4.52 5.43 6.15 7.32 9.11 10.88 12.27 13.73 16.77 19.31 25.16 29.42 44.13 72.53 81.79 96.10 100.00

PERCENTAGE f

4 0 0 1 0 0 0 0 0 0 0 1 0 1 1 3 3 0 3 7 24

4 4 4 5 5 5 5 5 5 5 5 6 6 7 8 11 14 14 17 24

BAND

CUM.

16.67 16.67 0.00 16.67 0.00 16.67 4.17 20.83 0.00 20.83 0.00 20.83 0.00 20.83 0.00 20.83 0.00 20.83 0.00 20.83 0.00 20.83 4.17 25.00 0.00 25.00 4.17 29.17 4.17 33.33 12.50 45.83 12.50 58.33 0.00 58.33 12.50 70.83 29.17 100.00

PERCENTAGE rp

222.72 0.00 0.00 7.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.36 0.00 17.14 0.00 20.23 175.00 0.00 139.19 1,187.25 1,777.64

222.72 222.72 222.72 230.47 230.47 230.47 230.47 230.47 230.47 230.47 230.47 238.83 238.83 255.97 255.97 276.20 451.20 451.20 590.39 1,777.64

BAND

12.53 0.00 0.00 0.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.47 0.00 0.96 0.00 1.14 9.84 0.00 7.83 66.79

CUM.

12.53 12.53 12.53 12.96 12.96 12.96 12.96 12.96 12.96 12.96 12.96 13.44 13.44 14.40 14.40 15.54 25.38 25.38 33.21 100.00

PERCENTAGE BAND

13.33 0.00 0.00 5.21 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.61 0.00 0.65 0.00 0.30 1.37 0.00 2.16 67.39

CUM

13.33 12.63 11.77 11.29 9.40 8.30 6.98 5.60 4.70 4.16 3.72 3.16 2.74 2.25 1.93 1.39 1.38 1.22 1.36 3.94

3.94

Page 161 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2008

15/12/2008

DATE

15/02/2009

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

486 155 240 245 482 460 465 561 430 312 295 424 347 509 339 656 630 326 348 205 7,915

486 641 881 1,126 1,608 2,068 2,533 3,094 3,524 3,836 4,131 4,555 4,902 5,411 5,750 6,406 7,036 7,362 7,710 7,915

BAND

CUM.

6.14 6.14 1.96 8.10 3.03 11.13 3.10 14.23 6.09 20.32 5.81 26.13 5.87 32.00 7.09 39.09 5.43 44.52 3.94 48.46 3.73 52.19 5.36 57.55 4.38 61.93 6.43 68.36 4.28 72.65 8.29 80.93 7.96 88.89 4.12 93.01 4.40 97.41 2.59 100.00

PERCENTAGE rp

2,424.15 289.22 248.57 226.21 597.96 763.12 1,092.69 1,790.03 1,747.35 1,125.55 1,531.79 2,697.12 2,421.90 4,946.36 4,087.34 9,946.19 12,267.06 6,755.60 6,138.06 3,787.02 64,883.28

2,424.15 2,713.37 2,961.94 3,188.15 3,786.10 4,549.22 5,641.91 7,431.94 9,179.29 10,304.85 11,836.64 14,533.76 16,955.66 21,902.01 25,989.35 35,935.54 48,202.61 54,958.20 61,096.26 64,883.28

BAND

3.74 0.45 0.38 0.35 0.92 1.18 1.68 2.76 2.69 1.73 2.36 4.16 3.73 7.62 6.30 15.33 18.91 10.41 9.46 5.84

CUM.

3.74 4.18 4.57 4.91 5.84 7.01 8.70 11.45 14.15 15.88 18.24 22.40 26.13 33.76 40.06 55.38 74.29 84.70 94.16 100.00

PERCENTAGE f

6 0 2 0 1 1 2 1 1 2 0 0 1 3 2 1 2 4 11 0 40

BAND

6 6 8 8 9 10 12 13 14 16 16 16 17 20 22 23 25 29 40 40

CUM.

15.00 15.00 0.00 15.00 5.00 20.00 0.00 20.00 2.50 22.50 2.50 25.00 5.00 30.00 2.50 32.50 2.50 35.00 5.00 40.00 0.00 40.00 0.00 40.00 2.50 42.50 7.50 50.00 5.00 55.00 2.50 57.50 5.00 62.50 10.00 72.50 27.50 100.00 0.00 100.00

PERCENTAGE rp

1,163.41 0.00 319.73 0.00 234.29 136.88 1,678.33 497.00 0.66 53.36 0.00 0.00 1.44 30.76 65.15 81.09 42,420.58 1,258.95 661.76 0.00 48,603.38

1,163.41 1,163.41 1,483.14 1,483.14 1,717.43 1,854.31 3,532.64 4,029.64 4,030.30 4,083.66 4,083.66 4,083.66 4,085.10 4,115.86 4,181.01 4,262.09 46,682.67 47,941.62 48,603.38 48,603.38

BAND

2.39 0.00 0.66 0.00 0.48 0.28 3.45 1.02 0.00 0.11 0.00 0.00 0.00 0.06 0.13 0.17 87.28 2.59 1.36 0.00

CUM.

2.39 2.39 3.05 3.05 3.53 3.82 7.27 8.29 8.29 8.40 8.40 8.40 8.40 8.47 8.60 8.77 96.05 98.64 100.00 100.00

PERCENTAGE BAND

CUM

47.99 0.00 128.63 0.00 39.18 17.94 153.60 27.76 0.04 4.74 0.00 0.00 0.06 0.62 1.59 0.82 345.81 18.64 10.78 0.00

47.99 42.88 50.07 46.52 45.36 40.76 62.61 54.22 43.91 39.63 34.50 28.10 24.09 18.79 16.09 11.86 96.85 87.23 79.55 74.91

74.91

Page 162 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2008

15/12/2008

DATE

15/02/2009

Textiles

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

827 706 1,322 1,138 1,563 985 787 736 487 356 258 351 242 380 213 502 443 196 378 117 11,987

827 1,533 2,855 3,993 5,556 6,541 7,328 8,064 8,551 8,907 9,165 9,516 9,758 10,138 10,351 10,853 11,296 11,492 11,870 11,987

BAND

CUM.

6.90 6.90 5.89 12.79 11.03 23.82 9.49 33.31 13.04 46.35 8.22 54.57 6.57 61.13 6.14 67.27 4.06 71.34 2.97 74.31 2.15 76.46 2.93 79.39 2.02 81.40 3.17 84.57 1.78 86.35 4.19 90.54 3.70 94.24 1.64 95.87 3.15 99.02 0.98 100.00

PERCENTAGE rp

2,398.43 318.39 1,142.76 1,033.27 2,228.05 1,873.81 2,049.55 2,505.03 1,946.90 1,531.62 1,531.60 2,265.71 1,681.44 3,562.96 2,593.84 7,617.69 8,251.02 3,706.88 5,875.56 3,927.20 58,041.73

2,398.43 2,716.82 3,859.58 4,892.85 7,120.90 8,994.71 11,044.26 13,549.30 15,496.19 17,027.81 18,559.41 20,825.12 22,506.56 26,069.52 28,663.36 36,281.05 44,532.07 48,238.96 54,114.52 58,041.73

BAND

4.13 0.55 1.97 1.78 3.84 3.23 3.53 4.32 3.35 2.64 2.64 3.90 2.90 6.14 4.47 13.12 14.22 6.39 10.12 6.77

CUM.

4.13 4.68 6.65 8.43 12.27 15.50 19.03 23.34 26.70 29.34 31.98 35.88 38.78 44.92 49.38 62.51 76.72 83.11 93.23 100.00

PERCENTAGE f

4 2 0 1 0 0 1 1 2 2 1 2 0 2 3 2 6 1 14 5 49

BAND

4 6 6 7 7 7 8 9 11 13 14 16 16 18 21 23 29 30 44 49

CUM.

8.16 8.16 4.08 12.24 0.00 12.24 2.04 14.29 0.00 14.29 0.00 14.29 2.04 16.33 2.04 18.37 4.08 22.45 4.08 26.53 2.04 28.57 4.08 32.65 0.00 32.65 4.08 36.73 6.12 42.86 4.08 46.94 12.24 59.18 2.04 61.22 28.57 89.80 10.20 100.00

PERCENTAGE rp

97.16 93.01 0.00 3.00 0.00 0.00 3.70 39.69 13.41 133.14 5.85 76.81 0.00 289.03 384.57 4.13 266.45 2.49 924.50 112.68 2,449.63

97.16 190.17 190.17 193.18 193.18 193.18 196.88 236.57 249.98 383.12 388.97 465.78 465.78 754.81 1,139.38 1,143.51 1,409.96 1,412.44 2,336.94 2,449.63

BAND

3.97 3.80 0.00 0.12 0.00 0.00 0.15 1.62 0.55 5.44 0.24 3.14 0.00 11.80 15.70 0.17 10.88 0.10 37.74 4.60

CUM.

3.97 7.76 7.76 7.89 7.89 7.89 8.04 9.66 10.20 15.64 15.88 19.01 19.01 30.81 46.51 46.68 57.56 57.66 95.40 100.00

PERCENTAGE BAND

4.05 29.21 0.00 0.29 0.00 0.00 0.18 1.58 0.69 8.69 0.38 3.39 0.00 8.11 14.83 0.05 3.23 0.07 15.73 2.87

CUM

4.05 7.00 4.93 3.95 2.71 2.15 1.78 1.75 1.61 2.25 2.10 2.24 2.07 2.90 3.98 3.15 3.17 2.93 4.32 4.22

4.22

TOTAL

Page 163 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2008

15/12/2008

DATE

15/02/2009

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

695 412 669 614 853 589 491 564 419 287 232 284 205 310 210 386 359 186 270 104 8,139

695 1,107 1,776 2,390 3,243 3,832 4,323 4,887 5,306 5,593 5,825 6,109 6,314 6,624 6,834 7,220 7,579 7,765 8,035 8,139

BAND

CUM.

8.54 8.54 5.06 13.60 8.22 21.82 7.54 29.36 10.48 39.85 7.24 47.08 6.03 53.11 6.93 60.04 5.15 65.19 3.53 68.72 2.85 71.57 3.49 75.06 2.52 77.58 3.81 81.39 2.58 83.97 4.74 88.71 4.41 93.12 2.29 95.40 3.32 98.72 1.28 100.00

PERCENTAGE rp

13,261.82 408.02 476.94 544.71 1,264.08 1,271.18 1,392.08 1,988.34 1,980.45 1,591.63 1,441.52 2,217.15 1,676.08 3,254.17 2,678.83 6,741.07 8,582.94 4,420.77 3,418.65 58,673.74 117,284.19

13,261.82 13,669.84 14,146.79 14,691.49 15,955.58 17,226.76 18,618.84 20,607.18 22,587.63 24,179.26 25,620.78 27,837.93 29,514.01 32,768.18 35,447.01 42,188.08 50,771.02 55,191.80 58,610.45 117,284.19

BAND

CUM.

11.31 0.35 0.41 0.46 1.08 1.08 1.19 1.70 1.69 1.36 1.23 1.89 1.43 2.77 2.28 5.75 7.32 3.77 2.91 50.03

11.31 11.66 12.06 12.53 13.60 14.69 15.87 17.57 19.26 20.62 21.85 23.74 25.16 27.94 30.22 35.97 43.29 47.06 49.97 100.00

PERCENTAGE f

1 0 1 0 0 5 1 0 0 1 1 3 2 3 1 3 1 4 1 2 30

1 1 2 2 2 7 8 8 8 9 10 13 15 18 19 22 23 27 28 30

BAND

CUM.

3.33 0.00 3.33 0.00 0.00 16.67 3.33 0.00 0.00 3.33 3.33 10.00 6.67 10.00 3.33 10.00 3.33 13.33 3.33 6.67

3.33 3.33 6.67 6.67 6.67 23.33 26.67 26.67 26.67 30.00 33.33 43.33 50.00 60.00 63.33 73.33 76.67 90.00 93.33 100.0

PERCENTAGE rp

123.42 0.00 21.60 0.00 0.00 25.00 0.89 0.00 0.00 2.53 2,622.00 272.82 5,017.65 10,412.90 52.06 1,078.24 63.66 150.60 77.19 3,406.50 23,327.05

123.42 123.42 145.02 145.02 145.02 170.02 170.91 170.91 170.91 173.44 2,795.44 3,068.26 8,085.91 18,498.81 18,550.87 19,629.11 19,692.76 19,843.36 19,920.55 23,327.05

BAND

0.53 0.00 0.09 0.00 0.00 0.11 0.00 0.00 0.00 0.01 11.24 1.17 21.51 44.64 0.22 4.62 0.27 0.65 0.33 14.60

PERCENTAGE

CUM.

BAND

0.53 0.53 0.62 0.62 0.62 0.73 0.73 0.73 0.73 0.74 11.98 13.15 34.66 79.30 79.53 84.15 84.42 85.07 85.40 100.00

0.93 0.00 4.53 0.00 0.00 1.97 0.06 0.00 0.00 0.16 181.89 12.30 299.37 319.99 1.94 16.00 0.74 3.41 2.26 5.81

CUM

0.93 0.90 1.03 0.99 0.91 0.99 0.92 0.83 0.76 0.72 10.91 11.02 27.40 56.45 52.33 46.53 38.79 35.95 33.99 19.89

19.89

Page 164 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

711 492 577 417 506 366 318 358 276 207 161 213 142 237 180 297 296 161 172 38 6,125

711 1,203 1,780 2,197 2,703 3,069 3,387 3,745 4,021 4,228 4,389 4,602 4,744 4,981 5,161 5,458 5,754 5,915 6,087 6,125

BAND

CUM.

11.61 11.61 8.03 19.64 9.42 29.06 6.81 35.87 8.26 44.13 5.98 50.11 5.19 55.30 5.84 61.14 4.51 65.65 3.38 69.03 2.63 71.66 3.48 75.13 2.32 77.45 3.87 81.32 2.94 84.26 4.85 89.11 4.83 93.94 2.63 96.57 2.81 99.38 0.62 100.00

PERCENTAGE rp

1,990.70 341.76 683.02 751.99 1,383.86 1,299.85 1,445.08 2,413.68 2,351.53 1,986.20 1,721.76 2,545.29 2,144.97 4,349.28 4,278.18 9,647.91 8,856.86 5,612.74 4,366.19 4,382.03 62,552.87

1,990.70 2,332.46 3,015.48 3,767.47 5,151.32 6,451.18 7,896.25 10,309.94 12,661.46 14,647.66 16,369.42 18,914.72 21,059.69 25,408.97 29,687.14 39,335.05 48,191.92 53,804.65 58,170.84 62,552.87

BAND

3.18 0.55 1.09 1.20 2.21 2.08 2.31 3.86 3.76 3.18 2.75 4.07 3.43 6.95 6.84 15.42 14.16 8.97 6.98 7.01

CUM.

3.18 3.73 4.82 6.02 8.24 10.31 12.62 16.48 20.24 23.42 26.17 30.24 33.67 40.62 47.46 62.88 77.04 86.01 92.99 100.00

PERCENTAGE f

0 0 1 1 0 0 0 1 1 0 0 0 0 1 3 0 8 1 3 0 20

BAND

0 0 1 2 2 2 2 3 4 4 4 4 4 5 8 8 16 17 20 20

CUM.

0.00 0.00 0.00 0.00 5.00 5.00 5.00 10.00 0.00 10.00 0.00 10.00 0.00 10.00 5.00 15.00 5.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 5.00 25.00 15.00 40.00 0.00 40.00 40.00 80.00 5.00 85.00 15.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 105.30 6.71 0.00 0.00 0.00 7.10 1,200.00 0.00 0.00 0.00 0.00 5.63 66.60 0.00 462.69 164.97 231.59 0.00 2,250.60

0.00 0.00 105.30 112.01 112.01 112.01 112.01 119.11 1,319.11 1,319.11 1,319.11 1,319.11 1,319.11 1,324.75 1,391.35 1,391.35 1,854.04 2,019.01 2,250.60 2,250.60

BAND

0.00 0.00 4.68 0.30 0.00 0.00 0.00 0.32 53.32 0.00 0.00 0.00 0.00 0.25 2.96 0.00 20.56 7.33 10.29 0.00

CUM.

0.00 0.00 4.68 4.98 4.98 4.98 4.98 5.29 58.61 58.61 58.61 58.61 58.61 58.86 61.82 61.82 82.38 89.71 100.00 100.00

PERCENTAGE BAND

CUM

0.00 0.00 15.42 0.89 0.00 0.00 0.00 0.29 51.03 0.00 0.00 0.00 0.00 0.13 1.56 0.00 5.22 2.94 5.30 0.00

0.00 0.00 3.49 2.97 2.17 1.74 1.42 1.16 10.42 9.01 8.06 6.97 6.26 5.21 4.69 3.54 3.85 3.75 3.87 3.60

3.60

Page 165 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,308 1,612 1,956 1,443 1,576 993 751 814 562 368 305 409 321 574 458 855 720 403 380 163 16,971

BAND

CUM.

2,308 13.60 13.60 3,920 9.50 23.10 5,876 11.53 34.62 7,319 8.50 43.13 8,895 9.29 52.41 9,888 5.85 58.26 10,639 4.43 62.69 11,453 4.80 67.49 12,015 3.31 70.80 12,383 2.17 72.97 12,688 1.80 74.76 13,097 2.41 77.17 13,418 1.89 79.06 13,992 3.38 82.45 14,450 2.70 85.15 15,305 5.04 90.18 16,025 4.24 94.43 16,428 2.37 96.80 16,808 2.24 99.04 16,971 0.96 100.00

PERCENTAGE rp

2,259.56 617.08 755.02 781.39 1,395.32 1,342.46 1,500.49 1,899.39 1,630.29 1,250.46 1,825.08 2,079.35 2,049.90 4,514.75 4,144.71 10,316.05 10,693.40 5,100.69 4,902.74 2,163.19 61,221.32

2,259.56 2,876.64 3,631.66 4,413.05 5,808.37 7,150.83 8,651.32 10,550.71 12,181.00 13,431.46 15,256.53 17,335.88 19,385.78 23,900.53 28,045.24 38,361.29 49,054.69 54,155.38 59,058.12 61,221.32

BAND

3.69 1.01 1.23 1.28 2.28 2.19 2.45 3.10 2.66 2.04 2.98 3.40 3.35 7.37 6.77 16.85 17.47 8.33 8.01 3.53

CUM.

3.69 4.70 5.93 7.21 9.49 11.68 14.13 17.23 19.90 21.94 24.92 28.32 31.67 39.04 45.81 62.66 80.13 88.46 96.47 100.00

PERCENTAGE f

4 3 1 0 0 8 2 0 4 5 1 3 0 0 2 79 14 7 6 2 141

4 7 8 8 8 16 18 18 22 27 28 31 31 31 33 112 126 133 139 141

BAND

2.84 2.13 0.71 0.00 0.00 5.67 1.42 0.00 2.84 3.55 0.71 2.13 0.00 0.00 1.42 56.03 9.93 4.96 4.26 1.42

CUM.

2.84 4.96 5.67 5.67 5.67 11.35 12.77 12.77 15.60 19.15 19.86 21.99 21.99 21.99 23.40 79.43 89.36 94.33 98.58 100.00

PERCENTAGE rp

296.50 23.13 52.97 0.00 0.00 552.28 14.02 0.00 35.04 492.88 400.00 46.21 0.00 0.00 5.58 4,043.22 1,762.71 710.09 1,167.59 601.82 10,204.04

296.50 319.63 372.60 372.60 372.60 924.88 938.90 938.90 973.94 1,466.82 1,866.82 1,913.03 1,913.03 1,913.03 1,918.61 5,961.83 7,724.54 8,434.63 9,602.22 10,204.04

BAND

2.91 0.23 0.52 0.00 0.00 5.41 0.14 0.00 0.34 4.83 3.92 0.45 0.00 0.00 0.05 39.62 17.27 6.96 11.44 5.90

CUM.

2.91 3.13 3.65 3.65 3.65 9.06 9.20 9.20 9.54 14.37 18.29 18.75 18.75 18.75 18.80 58.43 75.70 82.66 94.10 100.00

PERCENTAGE BAND

13.12 3.75 7.02 0.00 0.00 41.14 0.93 0.00 2.15 39.42 21.92 2.22 0.00 0.00 0.13 39.19 16.48 13.92 23.82 27.82

CUM

13.12 11.11 10.26 8.44 6.41 12.93 10.85 8.90 8.00 10.92 12.24 11.04 9.87 8.00 6.84 15.54 15.75 15.57 16.26 16.67

16.67

TOTAL

Page 166 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 28

DATA POSITION FROM

01/01/2008

15/12/2008

DATE

15/02/2009

PROCESSING

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

39 69 8 99 565 2,494 748 292 8 18 7 13 5 44 12 38 55 55 51 115 4,735

39 108 116 215 780 3,274 4,022 4,314 4,322 4,340 4,347 4,360 4,365 4,409 4,421 4,459 4,514 4,569 4,620 4,735

BAND

CUM.

0.82 0.82 1.46 2.28 0.17 2.45 2.09 4.54 11.93 16.47 52.67 69.14 15.80 84.94 6.17 91.11 0.17 91.28 0.38 91.66 0.15 91.81 0.27 92.08 0.11 92.19 0.93 93.12 0.25 93.37 0.80 94.17 1.16 95.33 1.16 96.49 1.08 97.57 2.43 100.00

PERCENTAGE rp

684.87 114.13 1.27 7.58 12.93 7.76 34.05 67.75 15.48 12.57 17.83 48.54 15.11 194.29 74.07 358.67 844.54 2,234.78 802.34 1,790.84 7,339.43

684.87 799.00 800.27 807.85 820.79 828.55 862.61 930.36 945.84 958.41 976.24 1,024.78 1,039.89 1,234.18 1,308.25 1,666.93 2,511.47 4,746.25 5,548.59 7,339.43

BAND

9.33 1.56 0.02 0.10 0.18 0.11 0.46 0.92 0.21 0.17 0.24 0.66 0.21 2.65 1.01 4.89 11.51 30.45 10.93 24.40

CUM.

9.33 10.89 10.90 11.01 11.18 11.29 11.75 12.68 12.89 13.06 13.30 13.96 14.17 16.82 17.82 22.71 34.22 64.67 75.60 100.00

PERCENTAGE f

1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 3

BAND

1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 3

CUM.

33.33 33.33 0.00 33.33 0.00 33.33 0.00 33.33 0.00 33.33 0.00 33.33 33.33 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 33.33 100.00

PERCENTAGE rp

52.00 0.00 0.00 0.00 0.00 0.00 11.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 79.49 142.83

52.00 52.00 52.00 52.00 52.00 52.00 63.35 63.35 63.35 63.35 63.35 63.35 63.35 63.35 63.35 63.35 63.35 63.35 63.35 142.83

BAND

36.41 0.00 0.00 0.00 0.00 0.00 7.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 55.65

CUM.

36.41 36.41 36.41 36.41 36.41 36.41 44.35 44.35 44.35 44.35 44.35 44.35 44.35 44.35 44.35 44.35 44.35 44.35 44.35 100.00

PERCENTAGE BAND

7.59 0.00 0.00 0.00 0.00 0.00 33.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.44

CUM

7.59 6.51 6.50 6.44 6.34 6.28 7.34 6.81 6.70 6.61 6.49 6.18 6.09 5.13 4.84 3.80 2.52 1.33 1.14 1.95

1.95

Page 167 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 29

01/01/2008

15/12/2008

DATE

15/02/2009

DATA POSITION FROM

PROCESSING

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

114,497 118,691 151,593 96,375 105,748 53,263 37,589 28,630 15,545 8,125 6,291 6,972 4,482 5,240 2,967 4,239 2,776 1,053 1,524 389 765,989

114,497 233,188 384,781 481,156 586,904 640,167 677,756 706,386 721,931 730,056 736,347 743,319 747,801 753,041 756,008 760,247 763,023 764,076 765,600 765,989

BAND

CUM.

14.95 14.95 15.50 30.44 19.79 50.23 12.58 62.82 13.81 76.62 6.95 83.57 4.91 88.48 3.74 92.22 2.03 94.25 1.06 95.31 0.82 96.13 0.91 97.04 0.59 97.63 0.68 98.31 0.39 98.70 0.55 99.25 0.36 99.61 0.14 99.75 0.20 99.95 0.05 100.00

PERCENTAGE rp

37,928.09 37,928.09 28,162.50 66,090.59 59,347.70 125,438.29 59,181.18 184,619.47 102,586.83 287,206.31 71,919.81 359,126.12 69,465.39 428,591.51 69,250.15 497,841.66 49,092.44 546,934.10 30,890.70 577,824.80 27,757.66 605,582.46 36,410.00 641,992.45 28,329.03 670,321.49 38,150.31 708,471.80 25,142.39 733,614.19 50,164.30 783,778.48 40,162.31 823,940.79 21,293.58 845,234.37 36,793.16 882,027.54 120,290.08 1,002,317.61 1,002,317.61

BAND

CUM.

3.78 3.78 2.81 6.59 5.92 12.51 5.90 18.42 10.23 28.65 7.18 35.83 6.93 42.76 6.91 49.67 4.90 54.57 3.08 57.65 2.77 60.42 3.63 64.05 2.83 66.88 3.81 70.68 2.51 73.19 5.00 78.20 4.01 82.20 2.12 84.33 3.67 88.00 12.00 100.00

PERCENTAGE f

43 30 46 34 55 26 25 20 20 13 7 8 22 22 4 24 16 10 25 59 509

BAND

CUM.

43 8.45 8.45 73 5.89 14.34 119 9.04 23.38 153 6.68 30.06 208 10.81 40.86 234 5.11 45.97 259 4.91 50.88 279 3.93 54.81 299 3.93 58.74 312 2.55 61.30 319 1.38 62.67 327 1.57 64.24 349 4.32 68.57 371 4.32 72.89 375 0.79 73.67 399 4.72 78.39 415 3.14 81.53 425 1.96 83.50 450 4.91 88.41 509 11.59 100.00

3,866.09 1,156.53 3,823.27 3,133.53 5,484.92 4,111.21 2,361.77 4,173.47 3,327.17 3,612.24 1,038.89 4,326.37 3,244.36 1,637.44 14.38 3,252.59 561.73 1,285.81 4,135.19 45,668.05 100,215.00

PERCENTAGE

BAND

3,866.09 3.86 5,022.62 1.15 8,845.89 3.82 11,979.41 3.13 17,464.33 5.47 21,575.54 4.10 23,937.31 2.36 28,110.78 4.16 31,437.95 3.32 35,050.18 3.60 36,089.07 1.04 40,415.45 4.32 43,659.81 3.24 45,297.25 1.63 45,311.62 0.01 48,564.22 3.25 49,125.94 0.56 50,411.76 1.28 54,546.95 4.13 100,215.00 45.57

CUM.

3.86 5.01 8.83 11.95 17.43 21.53 23.89 28.05 31.37 34.97 36.01 40.33 43.57 45.20 45.21 48.46 49.02 50.30 54.43 100.0

10.19 4.11 6.44 5.29 5.35 5.72 3.40 6.03 6.78 11.69 3.74 11.88 11.45 4.29 0.06 6.48 1.40 6.04 11.24 37.96

CUM

10.19 7.60 7.05 6.49 6.08 6.01 5.59 5.65 5.75 6.07 5.96 6.30 6.51 6.39 6.18 6.20 5.96 5.96 6.18 10.00

10.00

Page 168 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2008

15/12/2008

DATE

15/02/2009

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

57 10 15 9 11 18 8 5 5 6 1 4 4 2 1 6 4 1 0 0 167

57 67 82 91 102 120 128 133 138 144 145 149 153 155 156 162 166 167 167 167

BAND

CUM.

34.13 34.13 5.99 40.12 8.98 49.10 5.39 54.49 6.59 61.08 10.78 71.86 4.79 76.65 2.99 79.64 2.99 82.63 3.59 86.23 0.60 86.83 2.40 89.22 2.40 91.62 1.20 92.81 0.60 93.41 3.59 97.01 2.40 99.40 0.60 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

14.57 23.50 20.09 34.63 54.59 34.53 31.63 29.68 22.34 41.86 11.83 93.94 51.62 48.72 19.43 140.58 425.76 143.29 0.00 0.00 1,242.59

14.57 38.07 58.16 92.79 147.38 181.91 213.54 243.22 265.56 307.42 319.25 413.19 464.81 513.53 532.96 673.54 1,099.30 1,242.59 1,242.59 1,242.59

BAND

1.17 1.89 1.62 2.79 4.39 2.78 2.55 2.39 1.80 3.37 0.95 7.56 4.15 3.92 1.56 11.31 34.26 11.53 0.00 0.00

CUM.

1.17 3.06 4.68 7.47 11.86 14.64 17.19 19.57 21.37 24.74 25.69 33.25 37.41 41.33 42.89 54.20 88.47 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 169 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2008

15/12/2008

DATE

15/02/2009

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

52 31 21 10 31 18 22 16 21 6 6 34 6 30 14 33 49 50 47 10 507

52 83 104 114 145 163 185 201 222 228 234 268 274 304 318 351 400 450 497 507

BAND

CUM.

10.26 10.26 6.11 16.37 4.14 20.51 1.97 22.49 6.11 28.60 3.55 32.15 4.34 36.49 3.16 39.64 4.14 43.79 1.18 44.97 1.18 46.15 6.71 52.86 1.18 54.04 5.92 59.96 2.76 62.72 6.51 69.23 9.66 78.90 9.86 88.76 9.27 98.03 1.97 100.00

PERCENTAGE rp

93.75 71.48 17.53 5.86 24.62 23.21 69.68 266.74 54.15 24.66 36.16 157.52 20.91 293.06 181.93 1,591.90 1,134.10 2,418.62 6,419.07 1,703.22 14,608.16

93.75 165.23 182.75 188.62 213.24 236.45 306.12 572.86 627.01 651.67 687.83 845.36 866.27 1,159.32 1,341.26 2,933.16 4,067.26 6,485.88 12,904.94 14,608.16

BAND

0.64 0.49 0.12 0.04 0.17 0.16 0.48 1.83 0.37 0.17 0.25 1.08 0.14 2.01 1.25 10.90 7.76 16.56 43.94 11.66

CUM.

0.64 1.13 1.25 1.29 1.46 1.62 2.10 3.92 4.29 4.46 4.71 5.79 5.93 7.94 9.18 20.08 27.84 44.40 88.34 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 2

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 1 2 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 85.17 13.20 0.00 0.00 0.00 0.00 0.00 98.37

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 85.17 98.37 98.37 98.37 98.37 98.37 98.37

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 86.58 13.42 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 86.58 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 29.06 7.26 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.35 7.33 3.35 2.42 1.52 0.76 0.67

0.67

Page 170 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 32

DATA POSITION FROM

01/01/2008

15/12/2008

DATE

15/02/2009

PROCESSING

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

15 9 9 2 10 1 1 3 1 2 1 1 1 9 1 11 15 7 3 0 102

15 24 33 35 45 46 47 50 51 53 54 55 56 65 66 77 92 99 102 102

BAND

CUM.

14.71 14.71 8.82 23.53 8.82 32.35 1.96 34.31 9.80 44.12 0.98 45.10 0.98 46.08 2.94 49.02 0.98 50.00 1.96 51.96 0.98 52.94 0.98 53.92 0.98 54.90 8.82 63.73 0.98 64.71 10.78 75.49 14.71 90.20 6.86 97.06 2.94 100.00 0.00 100.00

PERCENTAGE rp

6.39 24.33 11.91 1.74 8.03 5.48 5.48 16.43 9.96 20.53 9.62 0.00 15.27 221.42 6.30 275.02 749.97 732.47 79.30 0.00 2,199.64

6.39 30.72 42.63 44.37 52.40 57.88 63.35 79.78 89.73 110.26 119.88 119.88 135.16 356.57 362.87 637.90 1,387.87 2,120.34 2,199.64 2,199.64

BAND

0.29 1.11 0.54 0.08 0.37 0.25 0.25 0.75 0.45 0.93 0.44 0.00 0.69 10.07 0.29 12.50 34.10 33.30 3.61 0.00

CUM.

0.29 1.40 1.94 2.02 2.38 2.63 2.88 3.63 4.08 5.01 5.45 5.45 6.14 16.21 16.50 29.00 63.10 96.39 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 171 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 40

DATA POSITION FROM PROCESSING

01/01/2008

15/12/2008

DATE

15/02/2009

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,287 88 73 30 33 30 21 21 19 9 8 13 6 17 11 30 23 12 3 0 1,734

1,287 1,375 1,448 1,478 1,511 1,541 1,562 1,583 1,602 1,611 1,619 1,632 1,638 1,655 1,666 1,696 1,719 1,731 1,734 1,734

BAND

CUM.

74.22 74.22 5.07 79.30 4.21 83.51 1.73 85.24 1.90 87.14 1.73 88.87 1.21 90.08 1.21 91.29 1.10 92.39 0.52 92.91 0.46 93.37 0.75 94.12 0.35 94.46 0.98 95.44 0.63 96.08 1.73 97.81 1.33 99.13 0.69 99.83 0.17 100.00 0.00 100.00

PERCENTAGE rp

269.99 37.57 70.06 45.12 64.19 54.98 46.02 46.92 72.16 55.61 54.16 106.18 96.96 233.88 236.00 1,201.28 1,310.18 247.16 69.23 0.00 4,317.65

269.99 307.56 377.62 422.74 486.93 541.91 587.92 634.85 707.01 762.62 816.78 922.96 1,019.92 1,253.81 1,489.81 2,691.08 4,001.27 4,248.43 4,317.66 4,317.66

BAND

6.25 0.87 1.62 1.05 1.49 1.27 1.07 1.09 1.67 1.29 1.25 2.46 2.25 5.42 5.47 27.82 30.34 5.72 1.60 0.00

CUM.

6.25 7.12 8.75 9.79 11.28 12.55 13.62 14.70 16.37 17.66 18.92 21.38 23.62 29.04 34.50 62.33 92.67 98.40 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 172 of 204

RISK AND LOSS PROFILE 2008 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

935 1,254 1,674 1,001 902 346 272 135 71 25 17 19 20 16 6 12 14 9 6 20 6,754

935 2,189 3,863 4,864 5,766 6,112 6,384 6,519 6,590 6,615 6,632 6,651 6,671 6,687 6,693 6,705 6,719 6,728 6,734 6,754

BAND

CUM.

13.84 13.84 18.57 32.41 24.79 57.20 14.82 72.02 13.36 85.37 5.12 90.49 4.03 94.52 2.00 96.52 1.05 97.57 0.37 97.94 0.25 98.19 0.28 98.47 0.30 98.77 0.24 99.01 0.09 99.10 0.18 99.27 0.21 99.48 0.13 99.62 0.09 99.70 0.30 100.00

PERCENTAGE rp

203.05 490.76 1,222.85 1,188.33 1,452.16 831.95 746.82 549.55 347.18 133.71 94.27 96.10 110.89 150.31 88.80 166.04 350.56 266.63 36.92 231.10 8,757.98

203.05 693.81 1,916.66 3,104.99 4,557.15 5,389.10 6,135.92 6,685.47 7,032.65 7,166.36 7,260.62 7,356.72 7,467.61 7,617.92 7,706.72 7,872.76 8,223.33 8,489.96 8,526.88 8,757.98

BAND

2.32 5.60 13.96 13.57 16.58 9.50 8.53 6.27 3.96 1.53 1.08 1.10 1.27 1.72 1.01 1.90 4.00 3.04 0.42 2.64

CUM.

2.32 7.92 21.88 35.45 52.03 61.53 70.06 76.34 80.30 81.83 82.90 84.00 85.27 86.98 88.00 89.89 93.90 96.94 97.36 100.00

PERCENTAGE f

4 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5

BAND

4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5

80.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

171.00 72.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

171.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00 243.00

243.00

BAND

70.37 29.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

70.37 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

84.22 14.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

84.22 35.02 12.68 7.83 5.33 4.51 3.96 3.63 3.46 3.39 3.35 3.30 3.25 3.19 3.15 3.09 2.96 2.86 2.85 2.77

2.77

Page 173 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,798 7,023 12,120 8,299 8,094 3,490 2,458 1,636 888 439 412 464 299 386 215 353 312 155 136 51 54,028

6,798 13,821 25,941 34,240 42,334 45,824 48,282 49,918 50,806 51,245 51,657 52,121 52,420 52,806 53,021 53,374 53,686 53,841 53,977 54,028

BAND

CUM.

12.58 12.58 13.00 25.58 22.43 48.01 15.36 63.37 14.98 78.36 6.46 84.82 4.55 89.36 3.03 92.39 1.64 94.04 0.81 94.85 0.76 95.61 0.86 96.47 0.55 97.02 0.71 97.74 0.40 98.14 0.65 98.79 0.58 99.37 0.29 99.65 0.25 99.91 0.09 100.00

PERCENTAGE rp

2,636.62 1,525.27 4,372.93 4,860.84 7,665.18 4,642.63 4,764.17 4,485.90 3,330.80 2,039.25 2,298.42 2,784.36 2,381.23 3,884.25 2,703.15 5,812.62 5,778.84 3,860.80 2,680.41 2,066.61 74,574.28

2,636.62 4,161.89 8,534.82 13,395.66 21,060.85 25,703.47 30,467.64 34,953.54 38,284.34 40,323.59 42,622.00 45,406.36 47,787.59 51,671.85 54,374.99 60,187.61 65,966.46 69,827.25 72,507.66 74,574.27

BAND

CUM.

3.54 3.54 2.05 5.58 5.86 11.44 6.52 17.96 10.28 28.24 6.23 34.47 6.39 40.86 6.02 46.87 4.47 51.34 2.73 54.07 3.08 57.15 3.73 60.89 3.19 64.08 5.21 69.29 3.62 72.91 7.79 80.71 7.75 88.46 5.18 93.63 3.59 97.23 2.77 100.00

PERCENTAGE f

7 3 0 4 1 4 1 5 0 0 0 2 1 1 0 1 2 2 2 1 37

7 10 10 14 15 19 20 25 25 25 25 27 28 29 29 30 32 34 36 37

BAND

CUM.

18.92 18.92 8.11 27.03 0.00 27.03 10.81 37.84 2.70 40.54 10.81 51.35 2.70 54.05 13.51 67.57 0.00 67.57 0.00 67.57 0.00 67.57 5.41 72.97 2.70 75.68 2.70 78.38 0.00 78.38 2.70 81.08 5.41 86.49 5.41 91.89 5.41 97.30 2.70 100.00

PERCENTAGE rp

357.47 118.05 0.00 124.21 37.21 380.98 13.21 1,876.41 0.00 0.00 0.00 141.21 39.00 3,000.00 0.00 155.02 2,171.67 108.04 141.00 0.00 8,663.47

357.47 475.52 475.52 599.73 636.93 1,017.91 1,031.12 2,907.53 2,907.53 2,907.53 2,907.53 3,048.74 3,087.74 6,087.74 6,087.74 6,242.76 8,414.43 8,522.47 8,663.47 8,663.47

BAND

4.13 1.36 0.00 1.43 0.43 4.40 0.15 21.66 0.00 0.00 0.00 1.63 0.45 34.63 0.00 1.79 25.07 1.25 1.63 0.00

CUM.

4.13 5.49 5.49 6.92 7.35 11.75 11.90 33.56 33.56 33.56 33.56 35.19 35.64 70.27 70.27 72.06 97.13 98.37 100.00 100.00

PERCENTAGE BAND

CUM

13.56 7.74 0.00 2.56 0.49 8.21 0.28 41.83 0.00 0.00 0.00 5.07 1.64 77.23 0.00 2.67 37.58 2.80 5.26 0.00

13.56 11.43 5.57 4.48 3.02 3.96 3.38 8.32 7.59 7.21 6.82 6.71 6.46 11.78 11.20 10.37 12.76 12.21 11.95 11.62

11.62

Page 174 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,204 3,635 5,861 3,485 3,051 1,201 880 508 348 155 160 176 107 116 75 98 72 41 29 10 22,212

2,204 5,839 11,700 15,185 18,236 19,437 20,317 20,825 21,173 21,328 21,488 21,664 21,771 21,887 21,962 22,060 22,132 22,173 22,202 22,212

BAND

CUM.

9.92 9.92 16.37 26.29 26.39 52.67 15.69 68.36 13.74 82.10 5.41 87.51 3.96 91.47 2.29 93.76 1.57 95.32 0.70 96.02 0.72 96.74 0.79 97.53 0.48 98.01 0.52 98.54 0.34 98.87 0.44 99.32 0.32 99.64 0.18 99.82 0.13 99.95 0.05 100.00

PERCENTAGE rp

472.91 656.84 1,608.84 1,607.20 2,743.10 1,669.41 1,878.35 1,421.99 1,117.00 666.93 468.81 687.09 380.79 472.39 233.74 880.21 1,126.16 776.88 969.92 229.70 20,068.27

BAND

472.91 2.36 1,129.75 3.27 2,738.59 8.02 4,345.79 8.01 7,088.89 13.67 8,758.30 8.32 10,636.65 9.36 12,058.64 7.09 13,175.64 5.57 13,842.57 3.32 14,311.38 2.34 14,998.47 3.42 15,379.27 1.90 15,851.65 2.35 16,085.39 1.16 16,965.60 4.39 18,091.76 5.61 18,868.64 3.87 19,838.56 4.83 20,068.27 1.14

CUM.

2.36 5.63 13.65 21.66 35.32 43.64 53.00 60.09 65.65 68.98 71.31 74.74 76.63 78.99 80.15 84.54 90.15 94.02 98.86 100.00

PERCENTAGE f

0 0 0 3 1 0 2 0 0 0 0 0 0 0 0 1 1 0 0 0 8

BAND

0 0 0 3 4 4 6 6 6 6 6 6 6 6 6 7 8 8 8 8

0.00 0.00 0.00 37.50 12.50 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 37.50 50.00 50.00 75.00 75.00 75.00 75.00 75.00 75.00 75.00 75.00 75.00 87.50 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 577.03 297.95 0.00 383.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 925.40 10.22 0.00 0.00 0.00 2,194.04

0.00 0.00 0.00 577.03 874.98 874.98 1,258.43 1,258.43 1,258.43 1,258.43 1,258.43 1,258.43 1,258.43 1,258.43 1,258.43 2,183.83 2,194.04 2,194.04 2,194.04 2,194.04

BAND

0.00 0.00 0.00 26.30 13.58 0.00 17.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 42.18 0.47 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 26.30 39.88 39.88 57.36 57.36 57.36 57.36 57.36 57.36 57.36 57.36 57.36 99.53 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 35.90 10.86 0.00 20.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 105.13 0.91 0.00 0.00 0.00

CUM

0.00 0.00 0.00 13.28 12.34 9.99 11.83 10.44 9.55 9.09 8.79 8.39 8.18 7.94 7.82 12.87 12.13 11.63 11.06 10.93

10.93

Page 175 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,186 4,212 6,352 4,091 3,947 1,549 958 631 295 151 102 130 78 134 59 101 121 98 83 34 27,312

4,186 8,398 14,750 18,841 22,788 24,337 25,295 25,926 26,221 26,372 26,474 26,604 26,682 26,816 26,875 26,976 27,097 27,195 27,278 27,312

BAND

CUM.

15.33 15.33 15.42 30.75 23.26 54.01 14.98 68.98 14.45 83.44 5.67 89.11 3.51 92.61 2.31 94.93 1.08 96.01 0.55 96.56 0.37 96.93 0.48 97.41 0.29 97.69 0.49 98.18 0.22 98.40 0.37 98.77 0.44 99.21 0.36 99.57 0.30 99.88 0.12 100.00

PERCENTAGE rp

1,308.26 1,023.03 2,786.24 3,089.65 5,000.24 2,928.05 2,660.42 2,172.62 1,409.90 866.00 613.03 1,034.47 661.01 1,126.39 520.83 1,756.74 2,836.72 1,173.22 3,375.47 328.01 36,670.31

1,308.26 2,331.29 5,117.53 8,207.18 13,207.42 16,135.47 18,795.89 20,968.50 22,378.40 23,244.40 23,857.44 24,891.91 25,552.93 26,679.31 27,200.14 28,956.88 31,793.60 32,966.82 36,342.30 36,670.31

BAND

3.57 2.79 7.60 8.43 13.64 7.98 7.25 5.92 3.84 2.36 1.67 2.82 1.80 3.07 1.42 4.79 7.74 3.20 9.20 0.89

CUM.

3.57 6.36 13.96 22.38 36.02 44.00 51.26 57.18 61.03 63.39 65.06 67.88 69.68 72.75 74.17 78.97 86.70 89.90 99.11 100.00

PERCENTAGE f

1 1 2 1 3 1 1 1 1 2 0 0 0 0 0 0 1 1 0 0 16

BAND

1 2 4 5 8 9 10 11 12 14 14 14 14 14 14 14 15 16 16 16

CUM.

6.25 6.25 6.25 12.50 12.50 25.00 6.25 31.25 18.75 50.00 6.25 56.25 6.25 62.50 6.25 68.75 6.25 75.00 12.50 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 6.25 93.75 6.25 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

26.09 100.60 282.00 255.00 369.25 10.00 11.35 148.69 23.00 242.50 0.00 0.00 0.00 0.00 0.00 0.00 10.63 136.26 0.00 0.00 1,615.36

26.09 126.69 408.69 663.69 1,032.94 1,042.94 1,054.29 1,202.97 1,225.97 1,468.47 1,468.47 1,468.47 1,468.47 1,468.47 1,468.47 1,468.47 1,479.10 1,615.36 1,615.36 1,615.36

BAND

CUM.

1.62 1.62 6.23 7.84 17.46 25.30 15.79 41.09 22.86 63.94 0.62 64.56 0.70 65.27 9.20 74.47 1.42 75.89 15.01 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.66 91.56 8.44 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

1.99 9.83 10.12 8.25 7.38 0.34 0.43 6.84 1.63 28.00 0.00 0.00 0.00 0.00 0.00 0.00 0.37 11.61 0.00 0.00

CUM

1.99 5.43 7.99 8.09 7.82 6.46 5.61 5.74 5.48 6.32 6.16 5.90 5.75 5.50 5.40 5.07 4.65 4.90 4.44 4.41

4.41

Page 176 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,800 2,225 2,577 1,427 1,266 484 290 218 114 59 25 42 30 38 22 31 34 22 26 8 10,738

1,800 4,025 6,602 8,029 9,295 9,779 10,069 10,287 10,401 10,460 10,485 10,527 10,557 10,595 10,617 10,648 10,682 10,704 10,730 10,738

BAND

16.76 20.72 24.00 13.29 11.79 4.51 2.70 2.03 1.06 0.55 0.23 0.39 0.28 0.35 0.20 0.29 0.32 0.20 0.24 0.07

CUM.

16.76 37.48 61.48 74.77 86.56 91.07 93.77 95.80 96.86 97.41 97.64 98.04 98.31 98.67 98.87 99.16 99.48 99.68 99.93 100.00

PERCENTAGE rp

341.66 618.59 1,411.42 1,236.04 1,661.86 980.78 731.25 816.04 656.79 266.59 143.56 295.00 201.75 451.72 284.06 588.82 598.77 467.91 733.26 54.36 12,540.22

341.66 960.25 2,371.68 3,607.72 5,269.58 6,250.36 6,981.61 7,797.65 8,454.44 8,721.03 8,864.58 9,159.58 9,361.33 9,813.05 10,097.11 10,685.92 11,284.69 11,752.60 12,485.86 12,540.22

BAND

2.72 4.93 11.26 9.86 13.25 7.82 5.83 6.51 5.24 2.13 1.14 2.35 1.61 3.60 2.27 4.70 4.77 3.73 5.85 0.43

CUM.

2.72 7.66 18.91 28.77 42.02 49.84 55.67 62.18 67.42 69.54 70.69 73.04 74.65 78.25 80.52 85.21 89.99 93.72 99.57 100.00

PERCENTAGE f

0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2

0.00 50.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 63.00 0.00 100.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 163.80

0.00 63.00 63.00 163.80 163.80 163.80 163.80 163.80 163.80 163.80 163.80 163.80 163.80 163.80 163.80 163.80 163.80 163.80 163.80 163.80

BAND

0.00 38.46 0.00 61.54 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 38.46 38.46 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 10.18 0.00 8.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 6.56 2.66 4.54 3.11 2.62 2.35 2.10 1.94 1.88 1.85 1.79 1.75 1.67 1.62 1.53 1.45 1.39 1.31 1.31

1.31

Page 177 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,962 2,922 4,008 2,639 2,481 1,219 921 616 323 202 133 116 75 98 73 114 77 61 79 40 19,159

2,962 5,884 9,892 12,531 15,012 16,231 17,152 17,768 18,091 18,293 18,426 18,542 18,617 18,715 18,788 18,902 18,979 19,040 19,119 19,159

BAND

CUM.

15.46 15.46 15.25 30.71 20.92 51.63 13.77 65.41 12.95 78.35 6.36 84.72 4.81 89.52 3.22 92.74 1.69 94.43 1.05 95.48 0.69 96.17 0.61 96.78 0.39 97.17 0.51 97.68 0.38 98.06 0.60 98.66 0.40 99.06 0.32 99.38 0.41 99.79 0.21 100.00

PERCENTAGE rp

1,197.42 809.33 1,632.90 1,706.18 2,718.05 1,851.26 2,044.01 1,662.25 1,215.73 911.20 635.89 618.20 566.04 887.59 654.62 1,621.50 1,861.31 1,273.21 1,509.46 374.37 25,750.50

1,197.42 2,006.74 3,639.64 5,345.81 8,063.86 9,915.12 11,959.13 13,621.38 14,837.12 15,748.32 16,384.21 17,002.41 17,568.45 18,456.04 19,110.66 20,732.16 22,593.47 23,866.67 25,376.13 25,750.50

BAND

4.65 3.14 6.34 6.63 10.56 7.19 7.94 6.46 4.72 3.54 2.47 2.40 2.20 3.45 2.54 6.30 7.23 4.94 5.86 1.45

CUM.

4.65 7.79 14.13 20.76 31.32 38.50 46.44 52.90 57.62 61.16 63.63 66.03 68.23 71.67 74.21 80.51 87.74 92.68 98.55 100.00

PERCENTAGE f

0 1 0 1 0 0 0 0 1 1 0 0 0 0 0 0 0 0 10 1 15

0 1 1 2 2 2 2 2 3 4 4 4 4 4 4 4 4 4 14 15

BAND

CUM.

0.00 0.00 6.67 6.67 0.00 6.67 6.67 13.33 0.00 13.33 0.00 13.33 0.00 13.33 0.00 13.33 6.67 20.00 6.67 26.67 0.00 26.67 0.00 26.67 0.00 26.67 0.00 26.67 0.00 26.67 0.00 26.67 0.00 26.67 0.00 26.67 66.67 93.33 6.67 100.00

PERCENTAGE rp

0.00 2.45 0.00 250.00 0.00 0.00 0.00 0.00 239.16 208.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 164.20 0.00 864.76

0.00 2.45 2.45 252.45 252.45 252.45 252.45 252.45 491.61 700.56 700.56 700.56 700.56 700.56 700.56 700.56 700.56 700.56 864.76 864.76

BAND

CUM.

0.00 0.00 0.28 0.28 0.00 0.28 28.91 29.19 0.00 29.19 0.00 29.19 0.00 29.19 0.00 29.19 27.66 56.85 24.16 81.01 0.00 81.01 0.00 81.01 0.00 81.01 0.00 81.01 0.00 81.01 0.00 81.01 0.00 81.01 0.00 81.01 18.99 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.30 0.00 14.65 0.00 0.00 0.00 0.00 19.67 22.93 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.88 0.00

CUM

0.00 0.12 0.07 4.72 3.13 2.55 2.11 1.85 3.31 4.45 4.28 4.12 3.99 3.80 3.67 3.38 3.10 2.94 3.41 3.36

3.36

Page 178 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 958 75 1,180 150 1,294 250 715 400 537 625 207 875 103 1,250 83 1,750 48 2,250 25 2,750 16 3,500 20 4,500 12 6,250 15 8,750 10 15,000 11 35,000 18 75,000 9 300,000 3 4 5,268

958 2,138 3,432 4,147 4,684 4,891 4,994 5,077 5,125 5,150 5,166 5,186 5,198 5,213 5,223 5,234 5,252 5,261 5,264 5,268

BAND

CUM.

18.19 18.19 22.40 40.58 24.56 65.15 13.57 78.72 10.19 88.91 3.93 92.84 1.96 94.80 1.58 96.37 0.91 97.29 0.47 97.76 0.30 98.06 0.38 98.44 0.23 98.67 0.28 98.96 0.19 99.15 0.21 99.35 0.34 99.70 0.17 99.87 0.06 99.92 0.08 100.00

PERCENTAGE rp

178.31 281.53 619.53 489.08 687.53 360.08 254.69 203.96 169.70 123.70 105.38 170.31 49.99 95.68 118.72 144.83 238.65 134.13 90.71 27.83 4,544.34

178.31 459.84 1,079.37 1,568.46 2,255.99 2,616.07 2,870.76 3,074.72 3,244.43 3,368.13 3,473.50 3,643.81 3,693.80 3,789.48 3,908.20 4,053.02 4,291.67 4,425.80 4,516.51 4,544.34

BAND

3.92 6.20 13.63 10.76 15.13 7.92 5.60 4.49 3.73 2.72 2.32 3.75 1.10 2.11 2.61 3.19 5.25 2.95 2.00 0.61

CUM.

3.92 10.12 23.75 34.51 49.64 57.57 63.17 67.66 71.39 74.12 76.44 80.18 81.28 83.39 86.00 89.19 94.44 97.39 99.39 100.00

PERCENTAGE f

0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

PERCENTAGE

CUM.

0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 30.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 30.80

BAND

0.00 0.00 30.80 100.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00 30.80 0.00

CUM.

0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 10.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 6.70 2.85 1.96 1.37 1.18 1.07 1.00 0.95 0.91 0.89 0.85 0.83 0.81 0.79 0.76 0.72 0.70 0.68 0.68

0.68

Page 179 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,812 2,479 2,931 1,639 1,749 836 596 439 257 120 107 114 96 119 93 152 169 90 82 32 13,912

1,812 4,291 7,222 8,861 10,610 11,446 12,042 12,481 12,738 12,858 12,965 13,079 13,175 13,294 13,387 13,539 13,708 13,798 13,880 13,912

BAND

CUM.

13.02 13.02 17.82 30.84 21.07 51.91 11.78 63.69 12.57 76.27 6.01 82.27 4.28 86.56 3.16 89.71 1.85 91.56 0.86 92.42 0.77 93.19 0.82 94.01 0.69 94.70 0.86 95.56 0.67 96.23 1.09 97.32 1.21 98.53 0.65 99.18 0.59 99.77 0.23 100.00

PERCENTAGE rp

1,154.20 461.63 1,049.34 952.66 1,808.68 1,244.56 1,169.41 1,211.59 979.63 492.48 475.02 654.12 726.51 1,148.77 988.81 1,915.09 2,294.59 1,493.00 1,015.88 257.93 21,493.90

1,154.20 1,615.83 2,665.17 3,617.84 5,426.52 6,671.08 7,840.48 9,052.07 10,031.70 10,524.19 10,999.21 11,653.33 12,379.83 13,528.61 14,517.42 16,432.51 18,727.10 20,220.10 21,235.99 21,493.91

BAND

5.37 2.15 4.88 4.43 8.41 5.79 5.44 5.64 4.56 2.29 2.21 3.04 3.38 5.34 4.60 8.91 10.68 6.95 4.73 1.20

CUM.

5.37 7.52 12.40 16.83 25.25 31.04 36.48 42.11 46.67 48.96 51.17 54.22 57.60 62.94 67.54 76.45 87.13 94.07 98.80 100.00

PERCENTAGE f

0 0 0 0 1 0 0 0 0 2 0 0 0 0 0 1 2 3 0 1 10

BAND

0 0 0 0 1 1 1 1 1 3 3 3 3 3 3 4 6 9 9 10

0.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 10.00 20.00 30.00 0.00 10.00

CUM.

0.00 0.00 0.00 0.00 10.00 10.00 10.00 10.00 10.00 30.00 30.00 30.00 30.00 30.00 30.00 40.00 60.00 90.00 90.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 224.66 0.00 0.00 0.00 0.00 16.11 0.00 0.00 0.00 0.00 0.00 345.91 1,524.57 554.36 0.00 601.82 3,267.43

0.00 0.00 0.00 0.00 224.66 224.66 224.66 224.66 224.66 240.77 240.77 240.77 240.77 240.77 240.77 586.68 2,111.25 2,665.60 2,665.60 3,267.42

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.88 6.88 0.00 6.88 0.00 6.88 0.00 6.88 0.00 6.88 0.49 7.37 0.00 7.37 0.00 7.37 0.00 7.37 0.00 7.37 0.00 7.37 10.59 17.96 46.66 64.62 16.97 81.58 0.00 81.58 18.42 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 12.42 0.00 0.00 0.00 0.00 3.27 0.00 0.00 0.00 0.00 0.00 18.06 66.44 37.13 0.00 233.33

CUM

0.00 0.00 0.00 0.00 4.14 3.37 2.87 2.48 2.24 2.29 2.19 2.07 1.94 1.78 1.66 3.57 11.27 13.18 12.55 15.20

15.20

Page 180 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

18,250 14,294 26,657 23,085 32,146 18,653 13,600 10,577 5,872 3,096 2,432 2,837 1,821 2,168 1,239 2,025 1,331 577 987 334 181,981

18,250 32,544 59,201 82,286 114,432 133,085 146,685 157,262 163,134 166,230 168,662 171,499 173,320 175,488 176,727 178,752 180,083 180,660 181,647 181,981

BAND

10.03 7.85 14.65 12.69 17.66 10.25 7.47 5.81 3.23 1.70 1.34 1.56 1.00 1.19 0.68 1.11 0.73 0.32 0.54 0.18

CUM.

10.03 17.88 32.53 45.22 62.88 73.13 80.60 86.42 89.64 91.34 92.68 94.24 95.24 96.43 97.11 98.23 98.96 99.27 99.82 100.00

PERCENTAGE rp

23,919.67 4,280.06 8,572.83 10,596.89 26,507.92 18,190.40 19,518.00 20,512.13 15,632.50 10,527.08 10,201.59 13,931.74 10,689.74 14,864.30 10,680.37 24,248.88 25,948.98 11,535.93 27,530.31 447,561.87 755,451.19

23,919.67 28,199.73 36,772.56 47,369.45 73,877.37 92,067.77 111,585.77 132,097.89 147,730.39 158,257.48 168,459.06 182,390.81 193,080.55 207,944.85 218,625.21 242,874.10 268,823.08 280,359.01 307,889.32 755,451.19

BAND

CUM.

3.17 3.17 0.57 3.73 1.13 4.87 1.40 6.27 3.51 9.78 2.41 12.19 2.58 14.77 2.72 17.49 2.07 19.56 1.39 20.95 1.35 22.30 1.84 24.14 1.42 25.56 1.97 27.53 1.41 28.94 3.21 32.15 3.43 35.58 1.53 37.11 3.64 40.76 59.24 100.00

PERCENTAGE f

19 10 19 12 24 11 11 11 8 9 5 4 14 13 4 10 9 7 21 18 239

BAND

CUM.

19 7.95 7.95 29 4.18 12.13 48 7.95 20.08 60 5.02 25.10 84 10.04 35.15 95 4.60 39.75 106 4.60 44.35 117 4.60 48.95 125 3.35 52.30 134 3.77 56.07 139 2.09 58.16 143 1.67 59.83 157 5.86 65.69 170 5.44 71.13 174 1.67 72.80 184 4.18 76.99 193 3.77 80.75 200 2.93 83.68 221 8.79 92.47 239 7.53 100.00

PERCENTAGE rp

2,262.90 233.59 2,521.61 700.45 2,704.25 2,035.79 644.01 1,552.27 940.87 157.35 248.09 115.74 156.02 266.47 14.38 141.44 249.07 1,097.94 1,303.13 3,536.08 20,881.45

2,262.90 2,496.49 5,018.10 5,718.54 8,422.80 10,458.59 11,102.60 12,654.87 13,595.74 13,753.09 14,001.18 14,116.92 14,272.94 14,539.42 14,553.79 14,695.23 14,944.30 16,042.24 17,345.37 20,881.45

BAND

10.84 1.12 12.08 3.35 12.95 9.75 3.08 7.43 4.51 0.75 1.19 0.55 0.75 1.28 0.07 0.68 1.19 5.26 6.24 16.93

CUM.

10.84 11.96 24.03 27.39 40.34 50.09 53.17 60.60 65.11 65.86 67.05 67.61 68.35 69.63 69.70 70.37 71.57 76.83 83.07 100.00

PERCENTAGE BAND

9.46 5.46 29.41 6.61 10.20 11.19 3.30 7.57 6.02 1.49 2.43 0.83 1.46 1.79 0.13 0.58 0.96 9.52 4.73 0.79

CUM

9.46 8.85 13.65 12.07 11.40 11.36 9.95 9.58 9.20 8.69 8.31 7.74 7.39 6.99 6.66 6.05 5.56 5.72 5.63 2.76

2.76

Page 181 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

22,305 21,791 23,644 14,153 14,778 8,081 5,206 4,210 2,286 1,356 1,031 1,287 922 1,329 837 1,551 1,274 670 967 301 127,979

22,305 44,096 67,740 81,893 96,671 104,752 109,958 114,168 116,454 117,810 118,841 120,128 121,050 122,379 123,216 124,767 126,041 126,711 127,678 127,979

BAND

CUM.

17.43 17.43 17.03 34.46 18.47 52.93 11.06 63.99 11.55 75.54 6.31 81.85 4.07 85.92 3.29 89.21 1.79 90.99 1.06 92.05 0.81 92.86 1.01 93.87 0.72 94.59 1.04 95.62 0.65 96.28 1.21 97.49 1.00 98.49 0.52 99.01 0.76 99.76 0.24 100.00

PERCENTAGE rp

8,438.91 4,852.82 8,557.75 8,193.55 12,759.52 9,263.37 9,212.31 9,816.46 6,903.02 5,027.16 4,540.09 6,651.81 5,653.25 10,027.70 7,620.18 19,473.21 20,632.61 13,020.57 16,028.15 18,617.55 205,289.99

8,438.91 13,291.73 21,849.48 30,043.03 42,802.54 52,065.91 61,278.22 71,094.67 77,997.69 83,024.86 87,564.95 94,216.76 99,870.01 109,897.71 117,517.89 136,991.10 157,623.71 170,644.28 186,672.44 205,289.99

BAND

4.11 2.36 4.17 3.99 6.22 4.51 4.49 4.78 3.36 2.45 2.21 3.24 2.75 4.88 3.71 9.49 10.05 6.34 7.81 9.07

CUM.

4.11 6.47 10.64 14.63 20.85 25.36 29.85 34.63 37.99 40.44 42.65 45.89 48.65 53.53 57.24 66.73 76.78 83.12 90.93 100.00

PERCENTAGE f

11 3 7 7 11 9 5 2 5 3 1 3 1 1 3 14 4 6 16 55 167

11 14 21 28 39 48 53 55 60 63 64 67 68 69 72 86 90 96 112 167

BAND

CUM.

6.59 6.59 1.80 8.38 4.19 12.57 4.19 16.77 6.59 23.35 5.39 28.74 2.99 31.74 1.20 32.93 2.99 35.93 1.80 37.72 0.60 38.32 1.80 40.12 0.60 40.72 0.60 41.32 1.80 43.11 8.38 51.50 2.40 53.89 3.59 57.49 9.58 67.07 32.93 100.00

PERCENTAGE rp

2,023.21 31.95 82.45 720.32 494.49 569.20 12.13 52.40 518.41 472.41 1.48 207.02 5.20 85.17 16.89 4,979.95 46.98 1,416.82 997.07 48,568.17 61,301.73

2,023.21 2,055.16 2,137.61 2,857.93 3,352.42 3,921.63 3,933.76 3,986.16 4,504.57 4,976.98 4,978.46 5,185.48 5,190.69 5,275.86 5,292.75 10,272.69 10,319.67 11,736.49 12,733.57 61,301.73

BAND

CUM.

3.30 3.30 0.05 3.35 0.13 3.49 1.18 4.66 0.81 5.47 0.93 6.40 0.02 6.42 0.09 6.50 0.85 7.35 0.77 8.12 0.00 8.12 0.34 8.46 0.01 8.47 0.14 8.61 0.03 8.63 8.12 16.76 0.08 16.83 2.31 19.15 1.63 20.77 79.23 100.00

PERCENTAGE BAND

23.97 0.66 0.96 8.79 3.88 6.14 0.13 0.53 7.51 9.40 0.03 3.11 0.09 0.85 0.22 25.57 0.23 10.88 6.22 260.87

CUM.

23.97 15.46 9.78 9.51 7.83 7.53 6.42 5.61 5.78 5.99 5.69 5.50 5.20 4.80 4.50 7.50 6.55 6.88 6.82 29.86

29.86

Page 182 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

16,445 12,946 11,918 5,919 6,233 3,626 2,492 2,095 1,097 667 556 663 419 526 322 537 408 184 160 100 67,313

16,445 29,391 41,309 47,228 53,461 57,087 59,579 61,674 62,771 63,438 63,994 64,657 65,076 65,602 65,924 66,461 66,869 67,053 67,213 67,313

BAND

CUM.

24.43 24.43 19.23 43.66 17.71 61.37 8.79 70.16 9.26 79.42 5.39 84.81 3.70 88.51 3.11 91.62 1.63 93.25 0.99 94.24 0.83 95.07 0.98 96.05 0.62 96.68 0.78 97.46 0.48 97.94 0.80 98.73 0.61 99.34 0.27 99.61 0.24 99.85 0.15 100.00

PERCENTAGE rp

4,335.65 2,364.24 3,967.50 3,592.86 5,998.81 5,013.38 4,266.66 5,375.42 3,495.71 2,661.43 2,460.37 3,662.07 2,885.26 4,457.82 3,280.48 8,113.68 7,303.00 4,328.02 2,978.51 1,398.44 81,939.29

4,335.65 6,699.89 10,667.39 14,260.25 20,259.06 25,272.43 29,539.09 34,914.52 38,410.23 41,071.65 43,532.02 47,194.09 50,079.35 54,537.17 57,817.64 65,931.32 73,234.33 77,562.35 80,540.86 81,939.29

BAND

CUM.

5.29 5.29 2.89 8.18 4.84 13.02 4.38 17.40 7.32 24.72 6.12 30.84 5.21 36.05 6.56 42.61 4.27 46.88 3.25 50.12 3.00 53.13 4.47 57.60 3.52 61.12 5.44 66.56 4.00 70.56 9.90 80.46 8.91 89.38 5.28 94.66 3.64 98.29 1.71 100.00

PERCENTAGE f

7 2 4 1 2 1 1 2 2 3 2 4 3 6 4 2 5 2 3 1 57

BAND

CUM.

7 12.28 12.28 9 3.51 15.79 13 7.02 22.81 14 1.75 24.56 16 3.51 28.07 17 1.75 29.82 18 1.75 31.58 20 3.51 35.09 22 3.51 38.60 25 5.26 43.86 27 3.51 47.37 31 7.02 54.39 34 5.26 59.65 40 10.53 70.18 44 7.02 77.19 46 3.51 80.70 51 8.77 89.47 53 3.51 92.98 56 5.26 98.25 57 1.75 100.00

PERCENTAGE rp

20.42 22.00 251.07 6.71 111.35 2.58 8.06 1,051.17 7.30 140.87 402.41 27.52 2,320.07 57.17 57.79 3.60 215.76 3.22 414.74 0.00 5,123.82

20.42 42.42 293.49 300.21 411.56 414.14 422.20 1,473.38 1,480.68 1,621.55 2,023.95 2,051.47 4,371.54 4,428.71 4,486.50 4,490.10 4,705.86 4,709.08 5,123.82 5,123.82

BAND

CUM.

0.40 0.40 0.43 0.83 4.90 5.73 0.13 5.86 2.17 8.03 0.05 8.08 0.16 8.24 20.52 28.76 0.14 28.90 2.75 31.65 7.85 39.50 0.54 40.04 45.28 85.32 1.12 86.43 1.13 87.56 0.07 87.63 4.21 91.84 0.06 91.91 8.09 100.00 0.00 100.00

PERCENTAGE BAND

0.47 0.93 6.33 0.19 1.86 0.05 0.19 19.56 0.21 5.29 16.36 0.75 80.41 1.28 1.76 0.04 2.95 0.07 13.92 0.00

CUM

0.47 0.63 2.75 2.11 2.03 1.64 1.43 4.22 3.85 3.95 4.65 4.35 8.73 8.12 7.76 6.81 6.43 6.07 6.36 6.25

6.25

Page 183 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

1,629 1,563 1,623 979 981 621 457 293 189 102 88 70 57 80 43 69 64 21 11 7

1,629 3,192 4,815 5,794 6,775 7,396 7,853 8,146 8,335 8,437 8,525 8,595 8,652 8,732 8,775 8,844 8,908 8,929 8,940 8,947

8,947

BAND

CUM.

18.21 18.21 17.47 35.68 18.14 53.82 10.94 64.76 10.96 75.72 6.94 82.66 5.11 87.77 3.27 91.05 2.11 93.16 1.14 94.30 0.98 95.28 0.78 96.07 0.64 96.70 0.89 97.60 0.48 98.08 0.77 98.85 0.72 99.56 0.23 99.80 0.12 99.92 0.08 100.00

PERCENTAGE rp

458.32 204.62 470.23 432.62 767.79 600.24 1,176.01 633.86 470.33 293.79 393.10 348.66 312.47 486.84 337.73 672.95 687.91 401.77 272.40 114.39 9,536.03

458.32 662.95 1,133.17 1,565.79 2,333.59 2,933.83 4,109.84 4,743.70 5,214.03 5,507.82 5,900.92 6,249.58 6,562.04 7,048.88 7,386.62 8,059.57 8,747.47 9,149.24 9,421.64 9,536.02

BAND

CUM.

4.81 4.81 2.15 6.95 4.93 11.88 4.54 16.42 8.05 24.47 6.29 30.77 12.33 43.10 6.65 49.75 4.93 54.68 3.08 57.76 4.12 61.88 3.66 65.54 3.28 68.81 5.11 73.92 3.54 77.46 7.06 84.52 7.21 91.73 4.21 95.94 2.86 98.80 1.20 100.00

PERCENTAGE f

0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 0 0 1 2 2 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 22.71 5.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.41

0.00 0.00 0.00 0.00 0.00 0.00 22.71 28.41 28.41 28.41 28.41 28.41 28.41 28.41 28.41 28.41 28.41 28.41 28.41 28.41

BAND

0.00 0.00 0.00 0.00 0.00 0.00 79.93 20.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 79.93 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 1.93 0.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.55 0.60 0.54 0.52 0.48 0.45 0.43 0.40 0.38 0.35 0.32 0.31 0.30 0.30

0.30

Page 184 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

13,431 12,955 14,916 9,137 10,640 6,353 4,513 3,938 2,401 1,384 1,054 1,147 815 1,041 663 1,073 947 353 404 196 87,361

13,431 26,386 41,302 50,439 61,079 67,432 71,945 75,883 78,284 79,668 80,722 81,869 82,684 83,725 84,388 85,461 86,408 86,761 87,165 87,361

BAND

15.37 14.83 17.07 10.46 12.18 7.27 5.17 4.51 2.75 1.58 1.21 1.31 0.93 1.19 0.76 1.23 1.08 0.40 0.46 0.22

CUM.

15.37 30.20 47.28 57.74 69.92 77.19 82.35 86.86 89.61 91.19 92.40 93.71 94.65 95.84 96.60 97.83 98.91 99.31 99.78 100.00

PERCENTAGE rp

6,152.11 2,697.49 4,947.23 5,157.38 8,845.41 7,624.39 7,429.53 9,289.48 6,964.26 4,563.40 5,014.72 6,393.73 5,140.63 8,497.40 6,938.45 17,166.88 17,100.35 7,059.08 5,459.59 3,955.34 146,396.85

6,152.11 8,849.60 13,796.83 18,954.21 27,799.62 35,424.01 42,853.54 52,143.01 59,107.27 63,670.67 68,685.38 75,079.11 80,219.74 88,717.14 95,655.59 112,822.47 129,922.82 136,981.90 142,441.48 146,396.82

BAND

4.20 1.84 3.38 3.52 6.04 5.21 5.07 6.35 4.76 3.12 3.43 4.37 3.51 5.80 4.74 11.73 11.68 4.82 3.73 2.70

CUM.

4.20 6.04 9.42 12.95 18.99 24.20 29.27 35.62 40.37 43.49 46.92 51.28 54.80 60.60 65.34 77.07 88.75 93.57 97.30 100.00

PERCENTAGE f

4 1 0 1 0 5 2 0 3 1 2 2 4 3 2 6 9 3 2 0 50

BAND

4 5 5 6 6 11 13 13 16 17 19 21 25 28 30 36 45 48 50 50

8.00 2.00 0.00 2.00 0.00 10.00 4.00 0.00 6.00 2.00 4.00 4.00 8.00 6.00 4.00 12.00 18.00 6.00 4.00 0.00

CUM.

8.00 10.00 10.00 12.00 12.00 22.00 26.00 26.00 32.00 34.00 38.00 42.00 50.00 56.00 60.00 72.00 90.00 96.00 100.00 100.00

PERCENTAGE rp

748.02 90.16 0.00 109.78 0.00 451.02 5.15 0.00 1,532.83 346.06 3,472.00 582.13 5,135.51 7,412.00 61.60 415.95 753.91 207.53 199.61 0.00 21,523.26

748.02 838.18 838.18 947.95 947.95 1,398.97 1,404.12 1,404.12 2,936.94 3,283.01 6,755.01 7,337.13 12,472.64 19,884.64 19,946.25 20,362.20 21,116.11 21,323.64 21,523.25 21,523.25

BAND

CUM.

3.48 3.48 0.42 3.89 0.00 3.89 0.51 4.40 0.00 4.40 2.10 6.50 0.02 6.52 0.00 6.52 7.12 13.65 1.61 15.25 16.13 31.38 2.70 34.09 23.86 57.95 34.44 92.39 0.29 92.67 1.93 94.61 3.50 98.11 0.96 99.07 0.93 100.00 0.00 100.00

PERCENTAGE BAND

CUM

12.16 3.34 0.00 2.13 0.00 5.92 0.07 0.00 22.01 7.58 69.24 9.10 99.90 87.23 0.89 2.42 4.41 2.94 3.66 0.00

12.16 9.47 6.08 5.00 3.41 3.95 3.28 2.69 4.97 5.16 9.83 9.77 15.55 22.41 20.85 18.05 16.25 15.57 15.11 14.70

14.70

Page 185 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,379 7,178 7,029 2,460 1,978 717 483 310 140 91 67 68 41 61 20 62 37 29 21 3 25,174

4,379 11,557 18,586 21,046 23,024 23,741 24,224 24,534 24,674 24,765 24,832 24,900 24,941 25,002 25,022 25,084 25,121 25,150 25,171 25,174

BAND

CUM.

17.39 17.39 28.51 45.91 27.92 73.83 9.77 83.60 7.86 91.46 2.85 94.31 1.92 96.23 1.23 97.46 0.56 98.01 0.36 98.38 0.27 98.64 0.27 98.91 0.16 99.07 0.24 99.32 0.08 99.40 0.25 99.64 0.15 99.79 0.12 99.90 0.08 99.99 0.01 100.00

PERCENTAGE rp

2,067.65 3,586.89 7,112.34 4,108.92 4,779.68 2,299.50 1,868.98 1,334.86 778.50 599.70 509.84 646.82 373.02 655.86 280.84 1,446.85 614.87 271.38 487.40 55.88 33,879.76

2,067.65 5,654.54 12,766.88 16,875.80 21,655.48 23,954.98 25,823.96 27,158.81 27,937.32 28,537.01 29,046.86 29,693.67 30,066.69 30,722.55 31,003.39 32,450.23 33,065.10 33,336.48 33,823.88 33,879.76

BAND

6.10 10.59 20.99 12.13 14.11 6.79 5.52 3.94 2.30 1.77 1.50 1.91 1.10 1.94 0.83 4.27 1.81 0.80 1.44 0.16

CUM.

6.10 16.69 37.68 49.81 63.92 70.71 76.22 80.16 82.46 84.23 85.74 87.64 88.75 90.68 91.51 95.78 97.60 98.40 99.84 100.00

PERCENTAGE f

2 6 5 1 3 1 2 0 0 1 0 0 0 0 0 0 0 0 1 0 22

BAND

CUM.

2 9.09 9.09 8 27.27 36.36 13 22.73 59.09 14 4.55 63.64 17 13.64 77.27 18 4.55 81.82 20 9.09 90.91 20 0.00 90.91 20 0.00 90.91 21 4.55 95.45 21 0.00 95.45 21 0.00 95.45 21 0.00 95.45 21 0.00 95.45 21 0.00 95.45 21 0.00 95.45 21 0.00 95.45 21 0.00 95.45 22 4.55 100.00 22 0.00 100.00

PERCENTAGE rp

16.88 332.00 493.20 21.68 665.28 307.03 816.59 0.00 0.00 1,809.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.81 0.00 4,465.37

16.88 348.88 842.08 863.76 1,529.04 1,836.07 2,652.66 2,652.66 2,652.66 4,462.56 4,462.56 4,462.56 4,462.56 4,462.56 4,462.56 4,462.56 4,462.56 4,462.56 4,465.37 4,465.37

BAND

CUM.

0.38 0.38 7.43 7.81 11.05 18.86 0.49 19.34 14.90 34.24 6.88 41.12 18.29 59.41 0.00 59.41 0.00 59.41 40.53 99.94 0.00 99.94 0.00 99.94 0.00 99.94 0.00 99.94 0.00 99.94 0.00 99.94 0.00 99.94 0.00 99.94 0.06 100.00 0.00 100.00

PERCENTAGE BAND

0.82 9.26 6.93 0.53 13.92 13.35 43.69 0.00 0.00 301.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.58 0.00

CUM

0.82 6.17 6.60 5.12 7.06 7.66 10.27 9.77 9.50 15.64 15.36 15.03 14.84 14.53 14.39 13.75 13.50 13.39 13.20 13.18

13.18

Page 186 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,290 1,426 1,198 565 623 285 156 142 73 39 24 24 17 21 10 23 26 22 10 9 5,983

1,290 2,716 3,914 4,479 5,102 5,387 5,543 5,685 5,758 5,797 5,821 5,845 5,862 5,883 5,893 5,916 5,942 5,964 5,974 5,983

BAND

CUM.

21.56 21.56 23.83 45.40 20.02 65.42 9.44 74.86 10.41 85.27 4.76 90.04 2.61 92.65 2.37 95.02 1.22 96.24 0.65 96.89 0.40 97.29 0.40 97.69 0.28 97.98 0.35 98.33 0.17 98.50 0.38 98.88 0.43 99.31 0.37 99.68 0.17 99.85 0.15 100.00

PERCENTAGE rp

364.26 479.95 828.18 576.27 1,055.84 716.28 459.42 588.76 371.83 190.76 140.97 208.06 105.49 171.52 140.68 627.20 723.96 416.48 423.58 92.28 8,681.78

BAND

364.26 4.20 844.21 5.53 1,672.38 9.54 2,248.65 6.64 3,304.50 12.16 4,020.78 8.25 4,480.20 5.29 5,068.97 6.78 5,440.79 4.28 5,631.55 2.20 5,772.52 1.62 5,980.58 2.40 6,086.07 1.22 6,257.59 1.98 6,398.27 1.62 7,025.47 7.22 7,749.44 8.34 8,165.92 4.80 8,589.50 4.88 8,681.78 1.06

PERCENTAGE

CUM.

4.20 9.72 19.26 25.90 38.06 46.31 51.60 58.39 62.67 64.87 66.49 68.89 70.10 72.08 73.70 80.92 89.26 94.06 98.94 100.00

4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 10 1 0 3 19

BAND

4 21.05 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 5 5.26 15 52.63 16 5.26 16 0.00 19 15.79

CUM.

21.05 21.05 21.05 21.05 21.05 21.05 21.05 21.05 21.05 21.05 21.05 21.05 21.05 21.05 21.05 26.32 78.95 84.21 84.21 100.00

PERCENTAGE rp

71.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 110.00 226.71 10.12 0.00 10,049.18 10,467.25

71.25 71.25 71.25 71.25 71.25 71.25 71.25 71.25 71.25 71.25 71.25 71.25 71.25 71.25 71.25 181.25 407.96 418.08 418.08 10,467.25

BAND

CUM.

PERCENTAGE BAND

0.68 0.68 19.56 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 0.00 0.68 0.00 1.05 1.73 17.54 2.17 3.90 31.32 0.10 3.99 2.43 0.00 3.99 0.00 96.01 100.00 10889.3

CUM

19.56 8.44 4.26 3.17 2.16 1.77 1.59 1.41 1.31 1.27 1.23 1.19 1.17 1.14 1.11 2.58 5.26 5.12 4.87 120.57

120.57

Page 187 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,013 2,126 2,610 1,343 1,276 715 409 373 147 112 55 85 54 59 45 62 34 22 35 19 11,594

2,013 4,139 6,749 8,092 9,368 10,083 10,492 10,865 11,012 11,124 11,179 11,264 11,318 11,377 11,422 11,484 11,518 11,540 11,575 11,594

BAND

CUM.

17.36 17.36 18.34 35.70 22.51 58.21 11.58 69.79 11.01 80.80 6.17 86.97 3.53 90.50 3.22 93.71 1.27 94.98 0.97 95.95 0.47 96.42 0.73 97.15 0.47 97.62 0.51 98.13 0.39 98.52 0.53 99.05 0.29 99.34 0.19 99.53 0.30 99.84 0.16 100.00

PERCENTAGE rp

534.83 582.45 1,114.07 920.43 1,460.77 1,230.25 969.79 1,039.82 636.51 604.23 288.40 543.05 412.19 843.77 448.01 1,274.05 745.48 360.35 667.61 374.22 15,050.28

534.83 1,117.29 2,231.36 3,151.79 4,612.56 5,842.81 6,812.59 7,852.41 8,488.93 9,093.15 9,381.56 9,924.61 10,336.80 11,180.57 11,628.58 12,902.63 13,648.11 14,008.46 14,676.06 15,050.28

BAND

3.55 3.87 7.40 6.12 9.71 8.17 6.44 6.91 4.23 4.01 1.92 3.61 2.74 5.61 2.98 8.47 4.95 2.39 4.44 2.49

CUM.

3.55 7.42 14.83 20.94 30.65 38.82 45.27 52.17 56.40 60.42 62.33 65.94 68.68 74.29 77.26 85.73 90.68 93.08 97.51 100.00

PERCENTAGE f

0 1 2 0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5

BAND

0 1 3 3 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5

0.00 20.00 40.00 0.00 40.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 20.00 60.00 60.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 56.76 95.68 0.00 367.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 519.69

0.00 56.76 152.43 152.43 519.69 519.69 519.69 519.69 519.69 519.69 519.69 519.69 519.69 519.69 519.69 519.69 519.69 519.69 519.69 519.69

BAND

0.00 10.92 18.41 0.00 70.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 10.92 29.33 29.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 9.74 8.59 0.00 25.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 5.08 6.83 4.84 11.27 8.89 7.63 6.62 6.12 5.72 5.54 5.24 5.03 4.65 4.47 4.03 3.81 3.71 3.54 3.45

3.45

Page 188 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,120 2,503 3,600 2,435 2,850 1,472 1,035 779 426 180 162 162 106 156 78 100 86 47 43 45 18,385

2,120 4,623 8,223 10,658 13,508 14,980 16,015 16,794 17,220 17,400 17,562 17,724 17,830 17,986 18,064 18,164 18,250 18,297 18,340 18,385

BAND

11.53 13.61 19.58 13.24 15.50 8.01 5.63 4.24 2.32 0.98 0.88 0.88 0.58 0.85 0.42 0.54 0.47 0.26 0.23 0.24

CUM.

11.53 25.15 44.73 57.97 73.47 81.48 87.11 91.35 93.66 94.64 95.52 96.40 96.98 97.83 98.25 98.80 99.27 99.52 99.76 100.00

PERCENTAGE rp

1,305.00 1,012.94 2,042.32 2,270.19 3,832.96 3,450.50 3,509.48 3,106.90 2,494.96 956.51 1,113.06 1,472.21 1,099.99 1,508.20 1,017.38 2,269.79 2,379.63 1,726.74 2,425.86 10,720.50 49,715.12

1,305.00 2,317.93 4,360.26 6,630.45 10,463.41 13,913.91 17,423.40 20,530.30 23,025.26 23,981.77 25,094.83 26,567.04 27,667.03 29,175.23 30,192.60 32,462.39 34,842.03 36,568.76 38,994.62 49,715.12

BAND

2.62 2.04 4.11 4.57 7.71 6.94 7.06 6.25 5.02 1.92 2.24 2.96 2.21 3.03 2.05 4.57 4.79 3.47 4.88 21.56

CUM.

2.62 4.66 8.77 13.34 21.05 27.99 35.05 41.30 46.31 48.24 50.48 53.44 55.65 58.68 60.73 65.30 70.08 73.56 78.44 100.00

PERCENTAGE f

2 0 1 0 1 0 0 0 3 0 0 0 0 0 0 0 1 0 2 3 13

BAND

CUM.

2 2 3 3 4 4 4 4 7 7 7 7 7 7 7 7 8 8 10 13

15.38 15.38 0.00 15.38 7.69 23.08 0.00 23.08 7.69 30.77 0.00 30.77 0.00 30.77 0.00 30.77 23.08 53.85 0.00 53.85 0.00 53.85 0.00 53.85 0.00 53.85 0.00 53.85 0.00 53.85 0.00 53.85 7.69 61.54 0.00 61.54 15.38 76.92 23.08 100.00

PERCENTAGE rp

19.64 0.00 12.45 0.00 30.38 0.00 0.00 0.00 92.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 522.17 81.37 758.17

19.64 19.64 32.10 32.10 62.47 62.47 62.47 62.47 154.63 154.63 154.63 154.63 154.63 154.63 154.63 154.63 154.63 154.63 676.80 758.17

BAND

2.59 0.00 1.64 0.00 4.01 0.00 0.00 0.00 12.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 68.87 10.73

CUM.

2.59 2.59 4.23 4.23 8.24 8.24 8.24 8.24 20.40 20.40 20.40 20.40 20.40 20.40 20.40 20.40 20.40 20.40 89.27 100.00

PERCENTAGE BAND

1.51 0.00 0.61 0.00 0.79 0.00 0.00 0.00 3.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 21.53 0.76

CUM

1.51 0.85 0.74 0.48 0.60 0.45 0.36 0.30 0.67 0.64 0.62 0.58 0.56 0.53 0.51 0.48 0.44 0.42 1.74 1.53

1.53

Page 189 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,014 1,267 1,972 1,130 1,213 714 557 496 236 131 83 124 55 87 69 51 39 10 11 3 9,262

1,014 2,281 4,253 5,383 6,596 7,310 7,867 8,363 8,599 8,730 8,813 8,937 8,992 9,079 9,148 9,199 9,238 9,248 9,259 9,262

BAND

CUM.

10.95 10.95 13.68 24.63 21.29 45.92 12.20 58.12 13.10 71.22 7.71 78.92 6.01 84.94 5.36 90.29 2.55 92.84 1.41 94.26 0.90 95.15 1.34 96.49 0.59 97.08 0.94 98.02 0.74 98.77 0.55 99.32 0.42 99.74 0.11 99.85 0.12 99.97 0.03 100.00

PERCENTAGE rp

177.74 321.65 896.14 675.58 1,242.95 1,077.96 1,199.77 1,633.31 1,064.43 736.83 537.94 771.48 474.13 928.02 726.64 666.97 674.48 139.99 69.31 69.37 14,084.70

177.74 499.40 1,395.54 2,071.12 3,314.06 4,392.03 5,591.79 7,225.11 8,289.54 9,026.37 9,564.31 10,335.78 10,809.92 11,737.93 12,464.58 13,131.55 13,806.03 13,946.02 14,015.33 14,084.70

BAND

1.26 2.28 6.36 4.80 8.82 7.65 8.52 11.60 7.56 5.23 3.82 5.48 3.37 6.59 5.16 4.74 4.79 0.99 0.49 0.49

CUM.

1.26 3.55 9.91 14.70 23.53 31.18 39.70 51.30 58.85 64.09 67.91 73.38 76.75 83.34 88.50 93.23 98.02 99.02 99.51 100.00

PERCENTAGE f

1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 3

BAND

CUM.

1 33.33 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 2 33.33 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 3 33.33 100.00 3 0.00 100.00 3 0.00 100.00

PERCENTAGE rp

300.76 0.00 0.00 0.00 52.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.61 0.00 0.00 361.50

300.76 300.76 300.76 300.76 352.89 352.89 352.89 352.89 352.89 352.89 352.89 352.89 352.89 352.89 352.89 352.89 352.89 361.50 361.50 361.50

BAND

CUM.

83.20 83.20 0.00 83.20 0.00 83.20 0.00 83.20 14.42 97.62 0.00 97.62 0.00 97.62 0.00 97.62 0.00 97.62 0.00 97.62 0.00 97.62 0.00 97.62 0.00 97.62 0.00 97.62 0.00 97.62 0.00 97.62 0.00 97.62 2.38 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

169.21 0.00 0.00 0.00 4.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.15 0.00 0.00

169.21 60.22 21.55 14.52 10.65 8.03 6.31 4.88 4.26 3.91 3.69 3.41 3.26 3.01 2.83 2.69 2.56 2.59 2.58 2.57

2.57

Page 190 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

966 736 864 539 604 330 222 224 106 62 44 38 31 42 31 24 20 8 12 0 4,903

966 1,702 2,566 3,105 3,709 4,039 4,261 4,485 4,591 4,653 4,697 4,735 4,766 4,808 4,839 4,863 4,883 4,891 4,903 4,903

BAND

CUM.

19.70 19.70 15.01 34.71 17.62 52.34 10.99 63.33 12.32 75.65 6.73 82.38 4.53 86.91 4.57 91.47 2.16 93.64 1.26 94.90 0.90 95.80 0.78 96.57 0.63 97.21 0.86 98.06 0.63 98.69 0.49 99.18 0.41 99.59 0.16 99.76 0.24 100.00 0.00 100.00

PERCENTAGE rp

150.61 276.16 503.57 501.78 966.86 812.70 782.76 1,079.76 689.95 430.74 302.12 392.85 338.10 390.25 373.89 627.80 287.70 77.96 143.51 0.00 9,129.06

150.61 426.77 930.34 1,432.12 2,398.97 3,211.67 3,994.43 5,074.19 5,764.14 6,194.88 6,497.00 6,889.84 7,227.94 7,618.20 7,992.09 8,619.89 8,907.60 8,985.55 9,129.06 9,129.06

BAND

1.65 3.03 5.52 5.50 10.59 8.90 8.57 11.83 7.56 4.72 3.31 4.30 3.70 4.27 4.10 6.88 3.15 0.85 1.57 0.00

CUM.

1.65 4.67 10.19 15.69 26.28 35.18 43.76 55.58 63.14 67.86 71.17 75.47 79.18 83.45 87.55 94.42 97.57 98.43 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 191 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,609 4,109 4,756 2,837 2,807 1,456 875 738 372 215 175 194 139 159 121 96 70 41 44 12 22,825

3,609 7,718 12,474 15,311 18,118 19,574 20,449 21,187 21,559 21,774 21,949 22,143 22,282 22,441 22,562 22,658 22,728 22,769 22,813 22,825

BAND

CUM.

15.81 15.81 18.00 33.81 20.84 54.65 12.43 67.08 12.30 79.38 6.38 85.76 3.83 89.59 3.23 92.82 1.63 94.45 0.94 95.40 0.77 96.16 0.85 97.01 0.61 97.62 0.70 98.32 0.53 98.85 0.42 99.27 0.31 99.58 0.18 99.75 0.19 99.95 0.05 100.00

PERCENTAGE rp

735.15 953.16 2,179.67 2,536.30 4,225.78 2,788.21 2,117.52 2,446.29 1,778.09 1,074.57 1,106.51 1,292.88 1,017.76 1,269.60 1,117.77 1,553.47 1,167.98 1,409.53 959.65 298.45 32,028.34

735.15 1,688.31 3,867.98 6,404.28 10,630.06 13,418.27 15,535.79 17,982.09 19,760.17 20,834.74 21,941.25 23,234.14 24,251.89 25,521.49 26,639.27 28,192.74 29,360.72 30,770.25 31,729.89 32,028.34

BAND

2.30 2.98 6.81 7.92 13.19 8.71 6.61 7.64 5.55 3.36 3.45 4.04 3.18 3.96 3.49 4.85 3.65 4.40 3.00 0.93

CUM.

2.30 5.27 12.08 20.00 33.19 41.89 48.51 56.14 61.70 65.05 68.51 72.54 75.72 79.68 83.17 88.02 91.67 96.07 99.07 100.00

PERCENTAGE f

0 1 2 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 5

BAND

0 1 3 3 4 4 4 4 4 4 4 4 4 4 4 4 4 4 5 5

CUM.

0.00 0.00 20.00 20.00 40.00 60.00 0.00 60.00 20.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 20.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 99.81 27.89 0.00 18.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 931.29 0.00 1,077.98

0.00 99.81 127.70 127.70 146.68 146.68 146.68 146.68 146.68 146.68 146.68 146.68 146.68 146.68 146.68 146.68 146.68 146.68 1,077.97 1,077.97

BAND

CUM.

0.00 0.00 9.26 9.26 2.59 11.85 0.00 11.85 1.76 13.61 0.00 13.61 0.00 13.61 0.00 13.61 0.00 13.61 0.00 13.61 0.00 13.61 0.00 13.61 0.00 13.61 0.00 13.61 0.00 13.61 0.00 13.61 0.00 13.61 0.00 13.61 86.39 100.00 0.00 100.00

PERCENTAGE BAND

CUM

0.00 10.47 1.28 0.00 0.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 97.04 0.00

0.00 5.91 3.30 1.99 1.38 1.09 0.94 0.82 0.74 0.70 0.67 0.63 0.60 0.57 0.55 0.52 0.50 0.48 3.40 3.37

3.37

Page 192 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 21

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

521 691 832 470 490 263 181 139 58 26 11 17 14 12 3 11 13 2 1 1

521 1,212 2,044 2,514 3,004 3,267 3,448 3,587 3,645 3,671 3,682 3,699 3,713 3,725 3,728 3,739 3,752 3,754 3,755 3,756

3,756

BAND

CUM.

13.87 13.87 18.40 32.27 22.15 54.42 12.51 66.93 13.05 79.98 7.00 86.98 4.82 91.80 3.70 95.50 1.54 97.04 0.69 97.74 0.29 98.03 0.45 98.48 0.37 98.86 0.32 99.17 0.08 99.25 0.29 99.55 0.35 99.89 0.05 99.95 0.03 99.97 0.03 100.00

PERCENTAGE rp

64.78 127.49 349.20 419.71 741.14 606.49 553.06 528.10 324.48 143.89 54.17 145.01 110.05 137.16 43.94 130.67 221.24 49.38 1.27 75.10 4,826.34

64.78 192.27 541.46 961.18 1,702.32 2,308.81 2,861.87 3,389.97 3,714.46 3,858.35 3,912.52 4,057.53 4,167.58 4,304.74 4,348.69 4,479.35 4,700.59 4,749.97 4,751.24 4,826.34

BAND

1.34 2.64 7.24 8.70 15.36 12.57 11.46 10.94 6.72 2.98 1.12 3.00 2.28 2.84 0.91 2.71 4.58 1.02 0.03 1.56

CUM.

1.34 3.98 11.22 19.92 35.27 47.84 59.30 70.24 76.96 79.94 81.07 84.07 86.35 89.19 90.10 92.81 97.39 98.42 98.44 100.00

PERCENTAGE f

0 0 2 0 1 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 5

BAND

0 0 2 2 3 3 3 3 3 4 4 5 5 5 5 5 5 5 5 5

0.00 0.00 40.00 0.00 20.00 0.00 0.00 0.00 0.00 20.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 40.00 40.00 60.00 60.00 60.00 60.00 60.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 306.60 0.00 8.88 0.00 0.00 0.00 0.00 900.00 0.00 3,650.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,865.48

0.00 0.00 306.60 306.60 315.48 315.48 315.48 315.48 315.48 1,215.48 1,215.48 4,865.48 4,865.48 4,865.48 4,865.48 4,865.48 4,865.48 4,865.48 4,865.48 4,865.48

BAND

0.00 0.00 6.30 0.00 0.18 0.00 0.00 0.00 0.00 18.50 0.00 75.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 6.30 87.80 6.30 0.00 6.48 1.20 6.48 0.00 6.48 0.00 6.48 0.00 6.48 0.00 24.98 625.46 24.98 0.00 100.0 2517.10 100.0 0.00 100.0 0.00 100.0 0.00 100.0 0.00 100.0 0.00 100.0 0.00 100.0 0.00 100.0 0.00

CUM

0.00 0.00 56.62 31.90 18.53 13.66 11.02 9.31 8.49 31.50 31.07 119.91 116.75 113.03 111.88 108.62 103.51 102.43 102.40 100.81

100.81

Page 193 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

BALI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,487 2,322 2,769 2,037 2,307 1,410 1,309 1,160 769 432 323 375 219 262 134 243 157 50 77 25 18,867

2,487 4,809 7,578 9,615 11,922 13,332 14,641 15,801 16,570 17,002 17,325 17,700 17,919 18,181 18,315 18,558 18,715 18,765 18,842 18,867

BAND

CUM.

13.18 13.18 12.31 25.49 14.68 40.17 10.80 50.96 12.23 63.19 7.47 70.66 6.94 77.60 6.15 83.75 4.08 87.83 2.29 90.12 1.71 91.83 1.99 93.81 1.16 94.98 1.39 96.36 0.71 97.07 1.29 98.36 0.83 99.19 0.27 99.46 0.41 99.87 0.13 100.00

PERCENTAGE rp

1,349.64 443.80 905.56 1,089.58 1,984.17 1,842.37 2,143.09 2,563.38 2,160.79 1,600.67 1,361.34 1,850.40 1,437.29 2,102.70 1,432.65 2,866.60 2,062.69 1,550.79 971.24 1,161.45 32,880.20

1,349.64 1,793.45 2,699.01 3,788.59 5,772.76 7,615.13 9,758.22 12,321.60 14,482.39 16,083.05 17,444.39 19,294.79 20,732.08 22,834.78 24,267.42 27,134.02 29,196.71 30,747.50 31,718.75 32,880.20

BAND

4.10 1.35 2.75 3.31 6.03 5.60 6.52 7.80 6.57 4.87 4.14 5.63 4.37 6.40 4.36 8.72 6.27 4.72 2.95 3.53

CUM.

4.10 5.45 8.21 11.52 17.56 23.16 29.68 37.47 44.05 48.91 53.05 58.68 63.05 69.45 73.81 82.52 88.80 93.51 96.47 100.00

PERCENTAGE f

0 0 0 1 0 0 2 0 0 0 0 0 0 2 0 2 2 1 4 0 14

0 0 0 1 1 1 3 3 3 3 3 3 3 5 5 7 9 10 14 14

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 7.14 7.14 0.00 7.14 0.00 7.14 14.29 21.43 0.00 21.43 0.00 21.43 0.00 21.43 0.00 21.43 0.00 21.43 0.00 21.43 14.29 35.71 0.00 35.71 14.29 50.00 14.29 64.29 7.14 71.43 28.57 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 8.68 0.00 0.00 1,271.79 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.48 31.91 30.00 2,554.39 0.00 3,902.25

0.00 0.00 0.00 8.68 8.68 8.68 1,280.47 1,280.47 1,280.47 1,280.47 1,280.47 1,280.47 1,280.47 1,280.47 1,280.47 1,285.95 1,317.86 1,347.86 3,902.25 3,902.25

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.22 0.22 0.00 0.22 0.00 0.22 32.59 32.81 0.00 32.81 0.00 32.81 0.00 32.81 0.00 32.81 0.00 32.81 0.00 32.81 0.00 32.81 0.00 32.81 0.14 32.95 0.82 33.77 0.77 34.54 65.46 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.80 0.00 0.00 59.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.19 1.55 1.93 263.00 0.00

CUM

0.00 0.00 0.00 0.23 0.15 0.11 13.12 10.39 8.84 7.96 7.34 6.64 6.18 5.61 5.28 4.74 4.51 4.38 12.30 11.87

11.87

Page 194 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

790 968 1,094 567 535 303 188 140 84 30 40 36 22 31 7 20 7 7 3 2 4,874

790 1,758 2,852 3,419 3,954 4,257 4,445 4,585 4,669 4,699 4,739 4,775 4,797 4,828 4,835 4,855 4,862 4,869 4,872 4,874

BAND

CUM.

16.21 16.21 19.86 36.07 22.45 58.51 11.63 70.15 10.98 81.12 6.22 87.34 3.86 91.20 2.87 94.07 1.72 95.79 0.62 96.41 0.82 97.23 0.74 97.97 0.45 98.42 0.64 99.06 0.14 99.20 0.41 99.61 0.14 99.75 0.14 99.90 0.06 99.96 0.04 100.00

PERCENTAGE rp

193.28 262.30 589.00 494.62 673.26 605.27 504.34 437.32 395.57 140.18 239.22 270.64 273.20 352.21 93.08 820.64 65.97 72.26 42.57 20.21 6,545.14

193.28 455.58 1,044.58 1,539.19 2,212.45 2,817.72 3,322.06 3,759.39 4,154.96 4,295.13 4,534.36 4,805.00 5,078.20 5,430.41 5,523.49 6,344.13 6,410.10 6,482.36 6,524.93 6,545.14

BAND

2.95 4.01 9.00 7.56 10.29 9.25 7.71 6.68 6.04 2.14 3.65 4.13 4.17 5.38 1.42 12.54 1.01 1.10 0.65 0.31

PERCENTAGE

CUM.

2.95 6.96 15.96 23.52 33.80 43.05 50.76 57.44 63.48 65.62 69.28 73.41 77.59 82.97 84.39 96.93 97.94 99.04 99.69 100.00

0 1 0 0 0 5 2 0 3 0 0 0 0 0 0 72 0 0 0 0 83

BAND

CUM.

0 0.00 0.00 1 1.20 1.20 1 0.00 1.20 1 0.00 1.20 1 0.00 1.20 6 6.02 7.23 8 2.41 9.64 8 0.00 9.64 11 3.61 13.25 11 0.00 13.25 11 0.00 13.25 11 0.00 13.25 11 0.00 13.25 11 0.00 13.25 11 0.00 13.25 83 86.75 100.00 83 0.00 100.00 83 0.00 100.00 83 0.00 100.00 83 0.00 100.00

PERCENTAGE rp

0.00 7.56 0.00 0.00 0.00 24.31 14.02 0.00 22.54 0.00 0.00 0.00 0.00 0.00 0.00 322.71 0.00 0.00 0.00 0.00 391.13

0.00 7.56 7.56 7.56 7.56 31.87 45.88 45.88 68.42 68.42 68.42 68.42 68.42 68.42 68.42 391.13 391.13 391.13 391.13 391.13

BAND

0.00 1.93 0.00 0.00 0.00 6.21 3.58 0.00 5.76 0.00 0.00 0.00 0.00 0.00 0.00 82.51 0.00 0.00 0.00 0.00

CUM.

0.00 1.93 1.93 1.93 1.93 8.15 11.73 11.73 17.49 17.49 17.49 17.49 17.49 17.49 17.49 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 2.88 0.00 0.00 0.00 4.02 2.78 0.00 5.70 0.00 0.00 0.00 0.00 0.00 0.00 39.32 0.00 0.00 0.00 0.00

CUM

0.00 1.66 0.72 0.49 0.34 1.13 1.38 1.22 1.65 1.59 1.51 1.42 1.35 1.26 1.24 6.17 6.10 6.03 5.99 5.98

5.98

Page 195 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

564 662 869 503 530 352 217 175 88 52 35 27 17 23 4 9 7 2 1 1 4,138

564 1,226 2,095 2,598 3,128 3,480 3,697 3,872 3,960 4,012 4,047 4,074 4,091 4,114 4,118 4,127 4,134 4,136 4,137 4,138

BAND

CUM.

13.63 13.63 16.00 29.63 21.00 50.63 12.16 62.78 12.81 75.59 8.51 84.10 5.24 89.34 4.23 93.57 2.13 95.70 1.26 96.96 0.85 97.80 0.65 98.45 0.41 98.86 0.56 99.42 0.10 99.52 0.22 99.73 0.17 99.90 0.05 99.95 0.02 99.98 0.02 100.00

PERCENTAGE rp

85.08 198.25 465.16 480.16 929.47 866.21 730.80 745.15 528.37 261.96 208.11 203.89 150.25 103.84 27.45 72.55 105.36 21.84 7.95 3.06 6,194.88

85.08 283.33 748.48 1,228.64 2,158.11 3,024.32 3,755.12 4,500.27 5,028.63 5,290.60 5,498.70 5,702.60 5,852.84 5,956.68 5,984.13 6,056.68 6,162.04 6,183.88 6,191.83 6,194.88

BAND

1.37 3.20 7.51 7.75 15.00 13.98 11.80 12.03 8.53 4.23 3.36 3.29 2.43 1.68 0.44 1.17 1.70 0.35 0.13 0.05

CUM.

1.37 4.57 12.08 19.83 34.84 48.82 60.62 72.64 81.17 85.40 88.76 92.05 94.48 96.15 96.60 97.77 99.47 99.82 99.95 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 1 100.0 100.00 216.30 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00 1 0.00 100.00 0.00

216.30

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 216.30 100.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00 216.30 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 23.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 10.02 7.15 5.76 4.81 4.30 4.09 3.93 3.79 3.70 3.63 3.61 3.57 3.51 3.50 3.49 3.49

3.49

Page 196 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

115 216 248 145 173 97 88 82 32 23 13 11 13 15 11 11 9 1 1 1 1,305

115 331 579 724 897 994 1,082 1,164 1,196 1,219 1,232 1,243 1,256 1,271 1,282 1,293 1,302 1,303 1,304 1,305

BAND

CUM.

8.81 8.81 16.55 25.36 19.00 44.37 11.11 55.48 13.26 68.74 7.43 76.17 6.74 82.91 6.28 89.20 2.45 91.65 1.76 93.41 1.00 94.41 0.84 95.25 1.00 96.25 1.15 97.39 0.84 98.24 0.84 99.08 0.69 99.77 0.08 99.85 0.08 99.92 0.08 100.00

PERCENTAGE rp

38.23 59.20 151.10 134.56 306.57 235.71 345.36 359.22 173.74 138.60 91.80 65.85 163.74 169.38 91.73 98.55 64.65 11.45 3.03 10.30 2,712.80

38.23 97.43 248.53 383.09 689.66 925.38 1,270.74 1,629.96 1,803.70 1,942.31 2,034.11 2,099.96 2,263.70 2,433.08 2,524.82 2,623.37 2,688.02 2,699.47 2,702.49 2,712.80

BAND

1.41 2.18 5.57 4.96 11.30 8.69 12.73 13.24 6.40 5.11 3.38 2.43 6.04 6.24 3.38 3.63 2.38 0.42 0.11 0.38

CUM.

1.41 3.59 9.16 14.12 25.42 34.11 46.84 60.08 66.49 71.60 74.98 77.41 83.45 89.69 93.07 96.70 99.09 99.51 99.62 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 197 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

356 482 736 523 603 364 253 211 125 72 46 58 27 43 19 24 15 3 1 0 3,961

356 838 1,574 2,097 2,700 3,064 3,317 3,528 3,653 3,725 3,771 3,829 3,856 3,899 3,918 3,942 3,957 3,960 3,961 3,961

BAND

CUM.

8.99 8.99 12.17 21.16 18.58 39.74 13.20 52.94 15.22 68.16 9.19 77.35 6.39 83.74 5.33 89.07 3.16 92.22 1.82 94.04 1.16 95.20 1.46 96.67 0.68 97.35 1.09 98.43 0.48 98.91 0.61 99.52 0.38 99.90 0.08 99.97 0.03 100.00 0.00 100.00

PERCENTAGE rp

128.01 105.87 338.62 482.12 916.52 956.37 928.92 1,133.57 787.76 602.91 429.74 472.30 388.44 659.69 326.85 258.80 173.35 69.26 49.03 0.00 9,208.14

128.01 233.87 572.50 1,054.62 1,971.14 2,927.51 3,856.43 4,990.00 5,777.76 6,380.67 6,810.41 7,282.71 7,671.16 8,330.85 8,657.70 8,916.50 9,089.85 9,159.11 9,208.14 9,208.14

BAND

1.39 1.15 3.68 5.24 9.95 10.39 10.09 12.31 8.55 6.55 4.67 5.13 4.22 7.16 3.55 2.81 1.88 0.75 0.53 0.00

CUM.

1.39 2.54 6.22 11.45 21.41 31.79 41.88 54.19 62.75 69.29 73.96 79.09 83.31 90.47 94.02 96.83 98.72 99.47 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 198 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

95 134 178 64 109 85 79 82 56 28 7 15 14 11 3 2 1 1 1 0 965

BAND

95 229 407 471 580 665 744 826 882 910 917 932 946 957 960 962 963 964 965 965

CUM.

9.84 9.84 13.89 23.73 18.45 42.18 6.63 48.81 11.30 60.10 8.81 68.91 8.19 77.10 8.50 85.60 5.80 91.40 2.90 94.30 0.73 95.03 1.55 96.58 1.45 98.03 1.14 99.17 0.31 99.48 0.21 99.69 0.10 99.79 0.10 99.90 0.10 100.00 0.00 100.00

PERCENTAGE rp

20.12 26.24 85.63 79.68 188.31 207.26 297.88 432.68 386.05 205.24 82.08 180.45 138.98 147.22 72.21 2.91 2.88 1.00 24.00 0.00 2,580.80

20.12 46.36 131.99 211.67 399.98 607.23 905.11 1,337.79 1,723.83 1,929.07 2,011.15 2,191.60 2,330.58 2,477.81 2,550.01 2,552.92 2,555.80 2,556.80 2,580.80 2,580.80

BAND

0.78 1.02 3.32 3.09 7.30 8.03 11.54 16.77 14.96 7.95 3.18 6.99 5.39 5.70 2.80 0.11 0.11 0.04 0.93 0.00

CUM.

0.78 1.80 5.11 8.20 15.50 23.53 35.07 51.84 66.79 74.75 77.93 84.92 90.30 96.01 98.81 98.92 99.03 99.07 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 199 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

211 291 434 194 198 123 92 53 58 20 19 17 13 15 10 10 6 3 1 3 1,771

211 502 936 1,130 1,328 1,451 1,543 1,596 1,654 1,674 1,693 1,710 1,723 1,738 1,748 1,758 1,764 1,767 1,768 1,771

BAND

CUM.

11.91 11.91 16.43 28.35 24.51 52.85 10.95 63.81 11.18 74.99 6.95 81.93 5.19 87.13 2.99 90.12 3.27 93.39 1.13 94.52 1.07 95.60 0.96 96.56 0.73 97.29 0.85 98.14 0.56 98.70 0.56 99.27 0.34 99.60 0.17 99.77 0.06 99.83 0.17 100.00

PERCENTAGE rp

126.52 40.72 136.42 129.51 294.55 309.07 294.13 244.08 319.59 123.26 152.01 134.23 135.67 123.72 139.67 221.89 60.01 42.00 2.68 4.32 3,034.05

126.52 167.25 303.66 433.18 727.73 1,036.79 1,330.92 1,574.99 1,894.58 2,017.84 2,169.85 2,304.08 2,439.74 2,563.46 2,703.13 2,925.02 2,985.03 3,027.03 3,029.71 3,034.03

BAND

4.17 1.34 4.50 4.27 9.71 10.19 9.69 8.04 10.53 4.06 5.01 4.42 4.47 4.08 4.60 7.31 1.98 1.38 0.09 0.14

CUM.

4.17 5.51 10.01 14.28 23.99 34.17 43.87 51.91 62.44 66.51 71.52 75.94 80.41 84.49 89.09 96.41 98.38 99.77 99.86 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 200 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,461 6,107 8,686 6,096 6,434 3,072 1,948 1,525 911 556 479 606 455 642 388 689 546 213 307 115 45,236

5,461 11,568 20,254 26,350 32,784 35,856 37,804 39,329 40,240 40,796 41,275 41,881 42,336 42,978 43,366 44,055 44,601 44,814 45,121 45,236

BAND

CUM.

12.07 12.07 13.50 25.57 19.20 44.77 13.48 58.25 14.22 72.47 6.79 79.26 4.31 83.57 3.37 86.94 2.01 88.96 1.23 90.18 1.06 91.24 1.34 92.58 1.01 93.59 1.42 95.01 0.86 95.87 1.52 97.39 1.21 98.60 0.47 99.07 0.68 99.75 0.25 100.00

PERCENTAGE rp

5,082.76 1,215.37 2,775.87 3,233.88 4,974.40 3,728.99 3,313.49 3,681.25 2,993.45 2,166.99 2,105.34 3,402.82 2,991.69 5,439.61 4,437.50 9,547.97 10,227.49 5,675.23 4,431.30 4,584.80 86,010.21

5,082.76 6,298.12 9,073.99 12,307.87 17,282.27 21,011.26 24,324.75 28,006.00 30,999.45 33,166.44 35,271.78 38,674.60 41,666.30 47,105.91 51,543.41 61,091.38 71,318.87 76,994.10 81,425.40 86,010.21

BAND

5.91 1.41 3.23 3.76 5.78 4.34 3.85 4.28 3.48 2.52 2.45 3.96 3.48 6.32 5.16 11.10 11.89 6.60 5.15 5.33

CUM.

5.91 7.32 10.55 14.31 20.09 24.43 28.28 32.56 36.04 38.56 41.01 44.97 48.44 54.77 59.93 71.03 82.92 89.52 94.67 100.00

PERCENTAGE f

4 2 7 1 3 2 3 1 2 0 1 1 2 7 4 2 4 0 1 0 47

4 6 13 14 17 19 22 23 25 25 26 27 29 36 40 42 46 46 47 47

BAND

8.51 4.26 14.89 2.13 6.38 4.26 6.38 2.13 4.26 0.00 2.13 2.13 4.26 14.89 8.51 4.26 8.51 0.00 2.13 0.00

CUM.

8.51 12.77 27.66 29.79 36.17 40.43 46.81 48.94 53.19 53.19 55.32 57.45 61.70 76.60 85.11 89.36 97.87 97.87 100.00 100.00

PERCENTAGE rp

1,365.64 11.96 249.92 187.20 120.83 524.47 872.57 30.62 1,200.00 0.00 5.85 6.95 607.65 1,657.26 450.88 1,074.04 42,579.40 0.00 106.61 0.00 51,051.83

1,365.64 1,377.60 1,627.52 1,814.72 1,935.55 2,460.02 3,332.58 3,363.21 4,563.21 4,563.21 4,569.06 4,576.01 5,183.65 6,840.91 7,291.79 8,365.83 50,945.22 50,945.22 51,051.83 51,051.83

BAND

CUM.

2.68 2.68 0.02 2.70 0.49 3.19 0.37 3.55 0.24 3.79 1.03 4.82 1.71 6.53 0.06 6.59 2.35 8.94 0.00 8.94 0.01 8.95 0.01 8.96 1.19 10.15 3.25 13.40 0.88 14.28 2.10 16.39 83.40 99.79 0.00 99.79 0.21 100.00 0.00 100.00

PERCENTAGE BAND

26.87 0.98 9.00 5.79 2.43 14.06 26.33 0.83 40.09 0.00 0.28 0.20 20.31 30.47 10.16 11.25 416.32 0.00 2.41 0.00

CUM

26.87 21.87 17.94 14.74 11.20 11.71 13.70 12.01 14.72 13.76 12.95 11.83 12.44 14.52 14.15 13.69 71.43 66.17 62.70 59.36

59.36

Page 201 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

241 288 352 241 300 238 153 111 51 22 21 18 17 27 13 10 6 11 9 0 2,129

241 529 881 1,122 1,422 1,660 1,813 1,924 1,975 1,997 2,018 2,036 2,053 2,080 2,093 2,103 2,109 2,120 2,129 2,129

BAND

CUM.

11.32 11.32 13.53 24.85 16.53 41.38 11.32 52.70 14.09 66.79 11.18 77.97 7.19 85.16 5.21 90.37 2.40 92.77 1.03 93.80 0.99 94.79 0.85 95.63 0.80 96.43 1.27 97.70 0.61 98.31 0.47 98.78 0.28 99.06 0.52 99.58 0.42 100.00 0.00 100.00

PERCENTAGE rp

84.59 56.81 140.67 161.02 363.67 355.11 336.86 310.78 232.83 102.86 147.43 92.24 122.52 223.66 86.54 88.42 66.74 158.52 264.04 0.00 3,395.30

84.59 141.40 282.06 443.09 806.75 1,161.86 1,498.72 1,809.50 2,042.33 2,145.19 2,292.62 2,384.86 2,507.38 2,731.04 2,817.58 2,906.00 2,972.74 3,131.26 3,395.30 3,395.30

BAND

2.49 1.67 4.14 4.74 10.71 10.46 9.92 9.15 6.86 3.03 4.34 2.72 3.61 6.59 2.55 2.60 1.97 4.67 7.78 0.00

CUM.

2.49 4.16 8.31 13.05 23.76 34.22 44.14 53.29 60.15 63.18 67.52 70.24 73.85 80.44 82.98 85.59 87.55 92.22 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 202 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

167 272 372 198 235 157 76 67 46 24 16 15 7 10 5 5 1 0 0 0 1,673

167 439 811 1,009 1,244 1,401 1,477 1,544 1,590 1,614 1,630 1,645 1,652 1,662 1,667 1,672 1,673 1,673 1,673 1,673

BAND

9.98 16.26 22.24 11.84 14.05 9.38 4.54 4.00 2.75 1.43 0.96 0.90 0.42 0.60 0.30 0.30 0.06 0.00 0.00 0.00

CUM.

9.98 26.24 48.48 60.31 74.36 83.74 88.28 92.29 95.04 96.47 97.43 98.33 98.74 99.34 99.64 99.94 100.00 100.00 100.00 100.00

PERCENTAGE rp

27.82 76.93 164.43 125.29 260.54 265.84 259.16 271.29 261.94 182.39 92.30 138.21 85.05 191.27 56.09 44.63 73.00 0.00 0.00 0.00 2,576.17

27.82 104.75 269.18 394.47 655.01 920.85 1,180.00 1,451.29 1,713.23 1,895.62 1,987.91 2,126.12 2,211.17 2,402.44 2,458.54 2,503.17 2,576.17 2,576.17 2,576.17 2,576.17

BAND

1.08 2.99 6.38 4.86 10.11 10.32 10.06 10.53 10.17 7.08 3.58 5.36 3.30 7.42 2.18 1.73 2.83 0.00 0.00 0.00

CUM.

1.08 4.07 10.45 15.31 25.43 35.74 45.80 56.34 66.50 73.58 77.17 82.53 85.83 93.26 95.43 97.17 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

CUM.

0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 1.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.75

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.75 100.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00 1.75 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 1.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.44 0.27 0.19 0.15 0.12 0.10 0.09 0.09 0.08 0.08 0.07 0.07 0.07 0.07 0.07 0.07 0.07

0.07

Page 203 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,802 2,351 2,751 1,841 1,926 830 573 373 243 122 73 117 59 106 75 101 95 55 84 42 13,619

1,802 4,153 6,904 8,745 10,671 11,501 12,074 12,447 12,690 12,812 12,885 13,002 13,061 13,167 13,242 13,343 13,438 13,493 13,577 13,619

BAND

CUM.

13.23 13.23 17.26 30.49 20.20 50.69 13.52 64.21 14.14 78.35 6.09 84.45 4.21 88.66 2.74 91.39 1.78 93.18 0.90 94.07 0.54 94.61 0.86 95.47 0.43 95.90 0.78 96.68 0.55 97.23 0.74 97.97 0.70 98.67 0.40 99.07 0.62 99.69 0.31 100.00

PERCENTAGE rp

975.95 441.17 955.54 1,300.50 2,333.25 1,481.12 1,322.32 1,259.25 971.76 610.03 437.43 710.88 660.78 1,171.85 801.59 1,498.16 2,040.21 1,064.27 2,972.46 57,249.70 80,258.24

975.95 1,417.12 2,372.66 3,673.17 6,006.41 7,487.54 8,809.86 10,069.11 11,040.87 11,650.90 12,088.33 12,799.22 13,460.00 14,631.85 15,433.44 16,931.60 18,971.81 20,036.08 23,008.54 80,258.24

BAND

1.22 0.55 1.19 1.62 2.91 1.85 1.65 1.57 1.21 0.76 0.55 0.89 0.82 1.46 1.00 1.87 2.54 1.33 3.70 71.33

CUM.

1.22 1.77 2.96 4.58 7.48 9.33 10.98 12.55 13.76 14.52 15.06 15.95 16.77 18.23 19.23 21.10 23.64 24.96 28.67 100.00

PERCENTAGE f

1 0 0 2 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 5

BAND

1 1 1 3 3 4 4 4 4 4 4 4 4 4 4 4 5 5 5 5

20.00 0.00 0.00 40.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 0.00 0.00 0.00

CUM.

20.00 20.00 20.00 60.00 60.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

11.88 0.00 0.00 87.38 0.00 520.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 619.26

11.88 11.88 11.88 99.26 99.26 619.26 619.26 619.26 619.26 619.26 619.26 619.26 619.26 619.26 619.26 619.26 619.26 619.26 619.26 619.26

BAND

1.92 0.00 0.00 14.11 0.00 83.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

1.92 1.92 1.92 16.03 16.03 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

1.22 0.00 0.00 6.72 0.00 35.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

1.22 0.84 0.50 2.70 1.65 8.27 7.03 6.15 5.61 5.32 5.12 4.84 4.60 4.23 4.01 3.66 3.26 3.09 2.69 0.77

0.77

Page 204 of 204

GRAFIK

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 3920101 Ext.3163/3164 Fax No.: 3911432

Growth Of Policy From 2005-2008

900,000

850,000

800,000

750,000

700,000

650,000

600,000

Number of policy

550,000

UY 2005

500,000

UY 2006 UY 2007 450,000

UY 2008

400,000

350,000

300,000

250,000

200,000

150,000

100,000

50,000

0 20

Occupation code

Growth Of Premium From 2005-2008 1,200,000.00

1,100,000.00

1,000,000.00

900,000.00 UY 2005

Premium ( in million Rp)

UY 2006 800,000.00

UY 2007 UY 2008

700,000.00

600,000.00

500,000.00

400,000.00

300,000.00

200,000.00

100,000.00

0.00 20

Occupation Code

Growth of Number Claim From 2005-2008

5,000

4,000

UY 2005 UY 2006 UY 2007

Number of Claim

UY 2008

3,000

2,000

1,000

Occupation Code

Growth Of Claim From 2005-2008

1,200,000.00

1,000,000.00

UY 2005 UY 2006 UY 2007

Claim Incurred ( in million rupiah )

UY 2008 800,000.00

600,000.00

400,000.00

200,000.00

0.00 20

Occupation Code

Growth of Loss Ratio From 2005-2008 5,000

4,500

4,000

3,500

% Ratio

3,000

2,500 UY 2005 UY 2006 UY 2007 UY 2008 2,000

1,500

1,000

500

0 20

Occupation Code

Growth Of Policy From 2005-2008

225,000

200,000

UY 2005 UY 2006 UY 2007 UY 2008

175,000

Number of policy

150,000

125,000

100,000

75,000

50,000

25,000

0 01

Province code

Growth Of Premium From 2005-2008

1,800,000.00 1,700,000.00 1,600,000.00 1,500,000.00 1,400,000.00

Premium

( in million Rp)

1,300,000.00 1,200,000.00 1,100,000.00 1,000,000.00

UY 2005 UY 2006

900,000.00

UY 2007 UY 2008

800,000.00 700,000.00 600,000.00 500,000.00 400,000.00 300,000.00 200,000.00 100,000.00 0.00 01

Province Code

Growth of Number Claim

Number of Claim

From 2005-2008

3,500 3,400 3,300 3,200 3,100 3,000 2,900 2,800 2,700 2,600 2,500 2,400 2,300 2,200 2,100 2,000 1,900 1,800 1,700 1,600 1,500 1,400 1,300 1,200 1,100 1,000 900 800 700 600 500 400 300 200 100 0

UY 2005 UY 2006 UY 2007 UY 2008

Province Code

Growth Of Claim From 2005-2008

1,400,000.00

Claim Incurred ( in million rupiah )

1,200,000.00

UY 2005 UY 2006 UY 2007 UY 2008

1,000,000.00

800,000.00

600,000.00

400,000.00

200,000.00

0.00 01

Province Code

Growth of Loss Ratio From 2005-2008 2,200 2,100 2,000 1,900 1,800 1,700

UY 2005 UY 2006 UY 2007 UY 2008

1,600 1,500 1,400

% Ratio

1,300 1,200 1,100 1,000 900 800 700 600 500 400 300 200 100 0 01

Province Code

RISK AND LOSS PROFILE FOR OCCUPATION CODE : 2112 251 2596 2623 2951

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 2112

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

Cement factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

8 1 2 1 1 1 1 1 1 1 1 1 2 2 2 12 25 9 9 27 108

8 9 11 12 13 14 15 16 17 18 19 20 22 24 26 38 63 72 81 108

BAND

CUM.

7.41 7.41 0.93 8.33 1.85 10.19 0.93 11.11 0.93 12.04 0.93 12.96 0.93 13.89 0.93 14.81 0.93 15.74 0.93 16.67 0.93 17.59 0.93 18.52 1.85 20.37 1.85 22.22 1.85 24.07 11.11 35.19 23.15 58.33 8.33 66.67 8.33 75.00 25.00 100.00

PERCENTAGE rp

1,095.96 0.08 0.42 0.30 1.01 1.20 2.08 1.13 3.02 4.50 3.60 7.02 10.47 13.32 9.26 122.90 671.71 485.55 1,539.82 2,020.45 5,993.79

1,095.96 1,096.03 1,096.45 1,096.76 1,097.77 1,098.97 1,101.04 1,102.18 1,105.20 1,109.70 1,113.30 1,120.32 1,130.79 1,144.10 1,153.36 1,276.26 1,947.97 2,433.52 3,973.34 5,993.79

BAND

18.28 0.00 0.01 0.01 0.02 0.02 0.03 0.02 0.05 0.08 0.06 0.12 0.17 0.22 0.15 2.05 11.21 8.10 25.69 33.71

CUM.

18.28 18.29 18.29 18.30 18.32 18.34 18.37 18.39 18.44 18.51 18.57 18.69 18.87 19.09 19.24 21.29 32.50 40.60 66.29 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

2 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 7

2 18.18 18.18 958.90 2 0.00 18.18 0.00 2 0.00 18.18 0.00 2 0.00 18.18 0.00 2 0.00 18.18 0.00 2 0.00 18.18 0.00 2 0.00 18.18 0.00 2 0.00 18.18 0.00 2 0.00 18.18 0.00 2 0.00 18.18 0.00 2 0.00 18.18 0.00 2 0.00 18.18 0.00 2 0.00 18.18 0.00 2 0.00 18.18 0.00 3 9.09 27.27 26.44 4 9.09 36.36 53.67 4 0.00 36.36 0.00 4 0.00 36.36 0.00 4 0.00 36.36 0.00 11 63.64 100.00 2,008.56

3,047.57

958.90 958.90 958.90 958.90 958.90 958.90 958.90 958.90 958.90 958.90 958.90 958.90 958.90 958.90 985.34 1,039.02 1,039.02 1,039.02 1,039.02 3,047.57

BAND

CUM.

31.46 31.46 0.00 31.46 0.00 31.46 0.00 31.46 0.00 31.46 0.00 31.46 0.00 31.46 0.00 31.46 0.00 31.46 0.00 31.46 0.00 31.46 0.00 31.46 0.00 31.46 0.00 31.46 0.87 32.33 1.76 34.09 0.00 34.09 0.00 34.09 0.00 34.09 65.91 100.00

PERCENTAGE BAND

CUM

87.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 285.49 43.67 0.00 0.00 0.00 99.41

87.49 87.49 87.46 87.43 87.35 87.25 87.09 87.00 86.76 86.41 86.13 85.59 84.80 83.81 85.43 81.41 53.34 42.70 26.15 50.85

50.85

Page 1 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 2531

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

Newspaper printers

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 10 31 25 32 17 18 18 16 13 7 12 9 19 8 16 6 3 1 0 273

12 22 53 78 110 127 145 163 179 192 199 211 220 239 247 263 269 272 273 273

BAND

CUM.

4.40 4.40 3.66 8.06 11.36 19.41 9.16 28.57 11.72 40.29 6.23 46.52 6.59 53.11 6.59 59.71 5.86 65.57 4.76 70.33 2.56 72.89 4.40 77.29 3.30 80.59 6.96 87.55 2.93 90.48 5.86 96.34 2.20 98.53 1.10 99.63 0.37 100.00 0.00 100.00

PERCENTAGE rp

20.46 3.16 13.90 12.76 36.12 23.02 23.01 53.46 39.30 68.79 25.55 62.90 47.15 173.81 83.35 292.49 12.52 74.94 38.01 0.00 1,104.68

20.46 23.62 37.52 50.28 86.39 109.41 132.42 185.88 225.18 293.98 319.53 382.42 429.57 603.38 686.73 979.22 991.74 1,066.68 1,104.68 1,104.68

BAND

1.85 0.29 1.26 1.15 3.27 2.08 2.08 4.84 3.56 6.23 2.31 5.69 4.27 15.73 7.54 26.48 1.13 6.78 3.44 0.00

CUM.

1.85 2.14 3.40 4.55 7.82 9.90 11.99 16.83 20.38 26.61 28.92 34.62 38.89 54.62 62.17 88.64 89.78 96.56 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.0 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 2 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 2596

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

Crumb rubber factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

53 17 22 11 6 8 14 12 12 7 8 7 11 15 12 47 41 13 2 2 320

53 70 92 103 109 117 131 143 155 162 170 177 188 203 215 262 303 316 318 320

BAND

CUM.

16.56 16.56 5.31 21.88 6.88 28.75 3.44 32.19 1.88 34.06 2.50 36.56 4.38 40.94 3.75 44.69 3.75 48.44 2.19 50.63 2.50 53.13 2.19 55.31 3.44 58.75 4.69 63.44 3.75 67.19 14.69 81.88 12.81 94.69 4.06 98.75 0.63 99.38 0.63 100.00

PERCENTAGE rp

767.71 0.93 39.98 15.94 6.71 37.84 355.65 24.55 223.48 277.86 64.36 66.53 118.18 257.79 217.15 1,721.83 3,000.63 1,407.47 35.59 -23.06 8,617.14

767.71 768.64 808.62 824.56 831.27 869.11 1,224.76 1,249.31 1,472.79 1,750.65 1,815.02 1,881.55 1,999.73 2,257.52 2,474.67 4,196.51 7,197.14 8,604.61 8,640.20 8,617.14

BAND

8.91 0.01 0.46 0.18 0.08 0.44 4.13 0.28 2.59 3.22 0.75 0.77 1.37 2.99 2.52 19.98 34.82 16.33 0.41 -0.27

CUM.

8.91 8.92 9.38 9.57 9.65 10.09 14.21 14.50 17.09 20.32 21.06 21.83 23.21 26.20 28.72 48.70 83.52 99.85 100.27 100.00

PERCENTAGE f

3 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 6

BAND

3 3 3 3 3 3 3 3 3 3 3 3 3 4 4 5 5 6 6 6

CUM.

50.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 16.67 66.67 0.00 66.67 16.67 83.33 0.00 83.33 16.67 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

16.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.47 0.00 16.42 0.00 42.68 0.00 0.00 83.20

16.64 16.64 16.64 16.64 16.64 16.64 16.64 16.64 16.64 16.64 16.64 16.64 16.64 24.11 24.11 40.52 40.52 83.20 83.20 83.20

BAND

CUM.

19.99 19.99 0.00 19.99 0.00 19.99 0.00 19.99 0.00 19.99 0.00 19.99 0.00 19.99 0.00 19.99 0.00 19.99 0.00 19.99 0.00 19.99 0.00 19.99 0.00 19.99 8.98 28.98 0.00 28.98 19.73 48.71 0.00 48.71 51.29 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

2.17 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.90 0.00 0.95 0.00 3.03 0.00 0.00

2.17 2.16 2.06 2.02 2.00 1.91 1.36 1.33 1.13 0.95 0.92 0.88 0.83 1.07 0.97 0.97 0.56 0.97 0.96 0.97

0.97

Page 3 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 2623

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

Manufacture of playwood provided carried out in the plywood

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

31 3 4 9 14 5 10 16 11 11 10 25 15 31 32 51 51 36 61 13 439

31 34 38 47 61 66 76 92 103 114 124 149 164 195 227 278 329 365 426 439

BAND

7.06 0.68 0.91 2.05 3.19 1.14 2.28 3.64 2.51 2.51 2.28 5.69 3.42 7.06 7.29 11.62 11.62 8.20 13.90 2.96

CUM.

7.06 7.74 8.66 10.71 13.90 15.03 17.31 20.96 23.46 25.97 28.25 33.94 37.36 44.42 51.71 63.33 74.94 83.14 97.04 100.00

PERCENTAGE rp

2,507.68 1.08 5.54 60.50 26.24 147.17 24.69 71.06 70.43 65.81 67.37 237.70 91.69 527.77 588.43 1,039.96 1,871.26 1,822.26 5,150.67 1,008.19 15,385.50

2,507.68 2,508.76 2,514.29 2,574.80 2,601.04 2,748.21 2,772.90 2,843.96 2,914.40 2,980.21 3,047.58 3,285.28 3,376.97 3,904.74 4,493.16 5,533.12 7,404.38 9,226.64 14,377.31 15,385.50

BAND

16.30 0.01 0.04 0.39 0.17 0.96 0.16 0.46 0.46 0.43 0.44 1.54 0.60 3.43 3.82 6.76 12.16 11.84 33.48 6.55

PERCENTAGE

CUM.

16.30 16.31 16.34 16.74 16.91 17.86 18.02 18.48 18.94 19.37 19.81 21.35 21.95 25.38 29.20 35.96 48.13 59.97 93.45 100.00

1 0 0 0 0 1 0 0 1 0 0 3 0 2 3 6 4 5 13 2

1 2.44 2.44 1 0.00 2.44 1 0.00 2.44 1 0.00 2.44 1 0.00 2.44 2 2.44 4.88 2 0.00 4.88 2 0.00 4.88 3 2.44 7.32 3 0.00 7.32 3 0.00 7.32 6 7.32 14.63 6 0.00 14.63 8 4.88 19.51 11 7.32 26.83 17 14.63 41.46 21 9.76 51.22 26 12.20 63.41 39 31.71 95.12 41 4.88 100.00

BAND

CUM.

PERCENTAGE rp

81.48 0.00 0.00 0.00 0.00 32.88 0.00 0.00 68.42 0.00 0.00 320.21 0.00 33.74 178.07 394.82 3,389.22 3,969.71 2,424.66 905.18 11,798.38

81.48 81.48 81.48 81.48 81.48 114.36 114.36 114.36 182.78 182.78 182.78 502.99 502.99 536.73 714.79 1,109.61 4,498.83 8,468.54 10,893.20 11,798.38

BAND

CUM.

0.69 0.69 0.00 0.69 0.00 0.69 0.00 0.69 0.00 0.69 0.28 0.97 0.00 0.97 0.00 0.97 0.58 1.55 0.00 1.55 0.00 1.55 2.71 4.26 0.00 4.26 0.29 4.55 1.51 6.06 3.35 9.40 28.73 38.13 33.65 71.78 20.55 92.33 7.67 100.00

PERCENTAGE BAND

3.25 0.00 0.00 0.00 0.00 22.34 0.00 0.00 97.14 0.00 0.00 134.71 0.00 6.39 30.26 37.97 181.12 217.85 47.07 89.78

CUM

3.25 3.25 3.24 3.16 3.13 4.16 4.12 4.02 6.27 6.13 6.00 15.31 14.89 13.75 15.91 20.05 60.76 91.78 75.77 76.69

76.69

Page 4 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 2951

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/12/2008

15/02/2009

Sanatorium hospitals doctors consulting rooms old peoples

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

110 130 255 178 222 139 104 99 56 31 37 46 22 49 37 49 32 11 9 2 1,618

110 240 495 673 895 1,034 1,138 1,237 1,293 1,324 1,361 1,407 1,429 1,478 1,515 1,564 1,596 1,607 1,616 1,618

BAND

CUM.

6.80 6.80 8.03 14.83 15.76 30.59 11.00 41.59 13.72 55.32 8.59 63.91 6.43 70.33 6.12 76.45 3.46 79.91 1.92 81.83 2.29 84.12 2.84 86.96 1.36 88.32 3.03 91.35 2.29 93.63 3.03 96.66 1.98 98.64 0.68 99.32 0.56 99.88 0.12 100.00

PERCENTAGE rp

233.95 25.47 87.89 83.25 126.51 131.47 114.34 147.22 78.95 76.66 76.43 123.88 83.69 199.72 105.30 381.82 488.21 258.07 94.95 28.46 2,946.23

233.95 259.42 347.31 430.56 557.07 688.54 802.88 950.10 1,029.05 1,105.71 1,182.13 1,306.01 1,389.70 1,589.42 1,694.72 2,076.54 2,564.75 2,822.83 2,917.78 2,946.23

BAND

7.94 0.86 2.98 2.83 4.29 4.46 3.88 5.00 2.68 2.60 2.59 4.20 2.84 6.78 3.57 12.96 16.57 8.76 3.22 0.97

CUM.

7.94 8.81 11.79 14.61 18.91 23.37 27.25 32.25 34.93 37.53 40.12 44.33 47.17 53.95 57.52 70.48 87.05 95.81 99.03 100.00

PERCENTAGE f

1 1 2 0 1 0 0 1 0 0 1 0 0 1 1 0 2 3 4 0 18

BAND

CUM.

1 2 4 4 5 5 5 6 6 6 7 7 7 8 9 9 11 14 18 18

5.56 5.56 5.56 11.11 11.11 22.22 0.00 22.22 5.56 27.78 0.00 27.78 0.00 27.78 5.56 33.33 0.00 33.33 0.00 33.33 5.56 38.89 0.00 38.89 0.00 38.89 5.56 44.44 5.56 50.00 0.00 50.00 11.11 61.11 16.67 77.78 22.22 100.00 0.00 100.00

PERCENTAGE rp

33.78 47.50 12.00 0.00 0.90 0.00 0.00 130.00 0.00 0.00 2.54 0.00 0.00 2.32 4.90 0.00 111.42 213.99 84.61 0.00 643.96

33.78 81.28 93.29 93.29 94.19 94.19 94.19 224.19 224.19 224.19 226.72 226.72 226.72 229.04 233.95 233.95 345.36 559.35 643.96 643.96

BAND

CUM.

5.25 5.25 7.38 12.62 1.86 14.49 0.00 14.49 0.14 14.63 0.00 14.63 0.00 14.63 20.19 34.81 0.00 34.81 0.00 34.81 0.39 35.21 0.00 35.21 0.00 35.21 0.36 35.57 0.76 36.33 0.00 36.33 17.30 53.63 33.23 86.86 13.14 100.00 0.00 100.00

PERCENTAGE BAND

14.44 186.50 13.66 0.00 0.71 0.00 0.00 88.31 0.00 0.00 3.32 0.00 0.00 1.16 4.66 0.00 22.82 82.92 89.11 0.00

CUM

14.44 31.33 26.86 21.67 16.91 13.68 11.73 23.60 21.79 20.28 19.18 17.36 16.31 14.41 13.80 11.27 13.47 19.82 22.07 21.86

21.86

Page 5 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 2112

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

Cement factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

0 3 6 4 1 2 5 2 1 1 1 1 2 1 8 5 26 11 6 19 105

0 3 9 13 14 16 21 23 24 25 26 27 29 30 38 43 69 80 86 105

BAND

CUM.

0.00 0.00 2.86 2.86 5.71 8.57 3.81 12.38 0.95 13.33 1.90 15.24 4.76 20.00 1.90 21.90 0.95 22.86 0.95 23.81 0.95 24.76 0.95 25.71 1.90 27.62 0.95 28.57 7.62 36.19 4.76 40.95 24.76 65.71 10.48 76.19 5.71 81.90 18.10 100.00

PERCENTAGE rp

0.00 0.29 1.42 1.46 0.77 1.17 5.27 1.27 2.25 4.50 7.02 5.01 9.36 8.00 69.06 64.74 552.75 271.43 461.20 611.52 2,078.48

0.00 0.29 1.71 3.17 3.94 5.10 10.37 11.63 13.88 18.38 25.40 30.41 39.77 47.77 116.84 181.57 734.32 1,005.75 1,466.95 2,078.48

BAND

0.00 0.01 0.07 0.07 0.04 0.06 0.25 0.06 0.11 0.22 0.34 0.24 0.45 0.39 3.32 3.11 26.59 13.06 22.19 29.42

PERCENTAGE

CUM.

0.00 0.01 0.08 0.15 0.19 0.25 0.50 0.56 0.67 0.88 1.22 1.46 1.91 2.30 5.62 8.74 35.33 48.39 70.58 100.00

0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 1 2 0 0 11

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 6.67 6.67 1 0.00 6.67 1 0.00 6.67 1 0.00 6.67 1 0.00 6.67 1 0.00 6.67 1 0.00 6.67 2 6.67 13.33 4 13.33 26.67 4 0.00 26.67 4 0.00 26.67 15 73.33 100.00

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.29 0.00 0.00 0.00 0.00 0.00 0.00 216.88 460.09 0.00 0.00 9,970.06 10,648.32

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.29 1.29 1.29 1.29 1.29 1.29 1.29 218.17 678.26 678.26 678.26 10,648.32

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 57.28 0.00 0.01 0.00 0.00 0.01 0.00 0.00 0.01 0.00 0.00 0.01 0.00 0.00 0.01 0.00 0.00 0.01 0.00 2.04 2.05 335.01 4.32 6.37 83.24 0.00 6.37 0.00 0.00 6.37 0.00 93.63 100.00 1630.36

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.28 7.01 5.07 4.24 3.24 2.70 1.10 120.15 92.36 67.44 46.24 512.31

512.31

Page 6 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 2531

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

Newspaper printers

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

37 16 23 19 37 18 22 33 24 22 12 20 19 29 21 36 15 10 4 0 417

37 53 76 95 132 150 172 205 229 251 263 283 302 331 352 388 403 413 417 417

BAND

CUM.

8.87 8.87 3.84 12.71 5.52 18.23 4.56 22.78 8.87 31.65 4.32 35.97 5.28 41.25 7.91 49.16 5.76 54.92 5.28 60.19 2.88 63.07 4.80 67.87 4.56 72.42 6.95 79.38 5.04 84.41 8.63 93.05 3.60 96.64 2.40 99.04 0.96 100.00 0.00 100.00

PERCENTAGE rp

31.90 3.07 16.66 9.08 26.09 14.84 21.54 73.09 43.48 68.13 28.00 96.34 61.07 154.11 130.66 442.22 60.23 81.64 52.76 0.00 1,414.92

31.90 34.97 51.63 60.72 86.81 101.65 123.19 196.27 239.75 307.88 335.88 432.22 493.30 647.40 778.06 1,220.28 1,280.51 1,362.15 1,414.92 1,414.92

BAND

2.25 0.22 1.18 0.64 1.84 1.05 1.52 5.17 3.07 4.82 1.98 6.81 4.32 10.89 9.23 31.25 4.26 5.77 3.73 0.00

CUM.

2.25 2.47 3.65 4.29 6.14 7.18 8.71 13.87 16.94 21.76 23.74 30.55 34.86 45.76 54.99 86.24 90.50 96.27 100.00 100.00

PERCENTAGE f

4 0 0 0 1 0 0 0 1 0 0 0 0 3 1 1 0 0 1 0 12

BAND

CUM.

4 33.33 33.33 4 0.00 33.33 4 0.00 33.33 4 0.00 33.33 5 8.33 41.67 5 0.00 41.67 5 0.00 41.67 5 0.00 41.67 6 8.33 50.00 6 0.00 50.00 6 0.00 50.00 6 0.00 50.00 6 0.00 50.00 9 25.00 75.00 10 8.33 83.33 11 8.33 91.67 11 0.00 91.67 11 0.00 91.67 12 8.33 100.00 12 0.00 100.00

PERCENTAGE rp

2,858.58 0.00 0.00 0.00 21.04 0.00 0.00 0.00 148.29 0.00 0.00 0.00 0.00 285.88 33.33 454.20 0.00 0.00 28.03 0.00 3,829.35

2,858.58 2,858.58 2,858.58 2,858.58 2,879.62 2,879.62 2,879.62 2,879.62 3,027.91 3,027.91 3,027.91 3,027.91 3,027.91 3,313.79 3,347.12 3,801.32 3,801.32 3,801.32 3,829.35 3,829.35

BAND

CUM.

PERCENTAGE BAND

CUM

74.65 74.65 8961.43 8961.43 0.00 74.65 0.00 8174.66 0.00 74.65 0.00 5536.27 0.00 74.65 0.00 4708.10 0.55 75.20 80.63 3317.30 0.00 75.20 0.00 2832.94 0.00 75.20 0.00 2337.61 0.00 75.20 0.00 1467.14 3.87 79.07 341.09 1262.94 0.00 79.07 0.00 983.47 0.00 79.07 0.00 901.47 0.00 79.07 0.00 700.54 0.00 79.07 0.00 613.81 7.47 86.54 185.51 511.86 0.87 87.41 25.51 430.19 11.86 99.27 102.71 311.51 0.00 99.27 0.00 296.86 0.00 99.27 0.00 279.07 0.73 100.00 53.12 270.64 0.00 100.00 0.00 270.64 270.64

Page 7 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 2596

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

Crumb rubber factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

27 3 12 4 7 12 7 7 11 4 7 13 9 25 16 67 57 22 15 1 326

27 30 42 46 53 65 72 79 90 94 101 114 123 148 164 231 288 310 325 326

BAND

CUM.

8.28 8.28 0.92 9.20 3.68 12.88 1.23 14.11 2.15 16.26 3.68 19.94 2.15 22.09 2.15 24.23 3.37 27.61 1.23 28.83 2.15 30.98 3.99 34.97 2.76 37.73 7.67 45.40 4.91 50.31 20.55 70.86 17.48 88.34 6.75 95.09 4.60 99.69 0.31 100.00

PERCENTAGE rp

233.61 -14.29 8.15 24.41 91.23 169.56 67.10 31.13 69.11 26.77 55.86 245.10 92.62 282.99 194.88 2,238.22 2,869.35 731.91 579.15 1.46 7,998.33

233.61 219.31 227.47 251.88 343.12 512.68 579.77 610.91 680.02 706.79 762.65 1,007.75 1,100.37 1,383.36 1,578.24 3,816.46 6,685.81 7,417.72 7,996.87 7,998.33

BAND

2.92 -0.18 0.10 0.31 1.14 2.12 0.84 0.39 0.86 0.33 0.70 3.06 1.16 3.54 2.44 27.98 35.87 9.15 7.24 0.02

CUM.

2.92 2.74 2.84 3.15 4.29 6.41 7.25 7.64 8.50 8.84 9.54 12.60 13.76 17.30 19.73 47.72 83.59 92.74 99.98 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

1 0 0 0 1 0 0 0 0 0 0 0 1 2 0 5 2 1 1 0

1 7.14 7.14 387.41 1 0.00 7.14 0.00 1 0.00 7.14 0.00 1 0.00 7.14 0.00 2 7.14 14.29 39.11 2 0.00 14.29 0.00 2 0.00 14.29 0.00 2 0.00 14.29 0.00 2 0.00 14.29 0.00 2 0.00 14.29 0.00 2 0.00 14.29 0.00 2 0.00 14.29 0.00 3 7.14 21.43 13.63 5 14.29 35.71 50.95 5 0.00 35.71 0.00 10 35.71 71.43 2,751.86 12 14.29 85.71 100.83 13 7.14 92.86 7.00 14 7.14 100.00 5.87 14 0.00 100.00 0.00

3,356.65

387.41 387.41 387.41 387.41 426.52 426.52 426.52 426.52 426.52 426.52 426.52 426.52 440.15 491.10 491.10 3,242.95 3,343.79 3,350.79 3,356.65 3,356.65

BAND

CUM.

11.54 11.54 0.00 11.54 0.00 11.54 0.00 11.54 1.17 12.71 0.00 12.71 0.00 12.71 0.00 12.71 0.00 12.71 0.00 12.71 0.00 12.71 0.00 12.71 0.41 13.11 1.52 14.63 0.00 14.63 81.98 96.61 3.00 99.62 0.21 99.83 0.17 100.00 0.00 100.00

PERCENTAGE BAND

CUM

165.84 0.00 0.00 0.00 42.87 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.72 18.00 0.00 122.95 3.51 0.96 1.01 0.00

165.84 176.64 170.31 153.80 124.31 83.19 73.57 69.82 62.72 60.35 55.93 42.32 40.00 35.50 31.12 84.97 50.01 45.17 41.97 41.97

41.97

Page 8 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 2623

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

Manufacture of playwood provided carried out in the plywood

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

34 19 14 9 24 7 19 21 14 18 17 65 23 45 30 55 87 69 82 10 662

34 53 67 76 100 107 126 147 161 179 196 261 284 329 359 414 501 570 652 662

BAND

CUM.

5.14 5.14 2.87 8.01 2.11 10.12 1.36 11.48 3.63 15.11 1.06 16.16 2.87 19.03 3.17 22.21 2.11 24.32 2.72 27.04 2.57 29.61 9.82 39.43 3.47 42.90 6.80 49.70 4.53 54.23 8.31 62.54 13.1 75.68 10.4 86.10 12.3 98.49 1.51 100.00

PERCENTAGE rp

340.76 12.70 17.15 8.18 7.39 15.33 56.73 75.01 69.08 90.67 107.68 477.66 301.23 603.12 334.77 1,127.50 1,994.06 3,052.36 4,047.41 280.57 13,019.35

340.76 353.46 370.60 378.79 386.18 401.51 458.24 533.24 602.32 692.99 800.67 1,278.33 1,579.56 2,182.68 2,517.45 3,644.95 5,639.01 8,691.37 12,738.78 13,019.35

BAND

2.62 0.10 0.13 0.06 0.06 0.12 0.44 0.58 0.53 0.70 0.83 3.67 2.31 4.63 2.57 8.66 15.32 23.44 31.09 2.16

PERCENTAGE f

BAND

2.62 2.71 2.85 2.91 2.97 3.08 3.52 4.10 4.63 5.32 6.15 9.82 12.13 16.76 19.34 28.00 43.31 66.76 97.84 100.00

8 0 0 0 0 0 0 1 0 4 2 3 1 0 0 5 9 0 11 1

8 8 8 8 8 8 8 9 9 13 15 18 19 19 19 24 33 33 44 45

17.78 17.78 16,382.49 0.00 17.78 0.00 0.00 17.78 0.00 0.00 17.78 0.00 0.00 17.78 0.00 0.00 17.78 0.00 0.00 17.78 0.00 2.22 20.00 24.79 0.00 20.00 0.00 8.89 28.89 143.09 4.44 33.33 170.62 6.67 40.00 710.04 2.22 42.22 61.10 0.00 42.22 0.00 0.00 42.22 0.00 11.11 53.33 6,495.94 20.00 73.33 22,789.67 0.00 73.33 0.00 24.44 97.78 19,152.83 2.22 100.00 14.56

CUM.

PERCENTAGE

CUM.

65,945.11

16,382.49 16,382.49 16,382.49 16,382.49 16,382.49 16,382.49 16,382.49 16,407.28 16,407.28 16,550.36 16,720.98 17,431.02 17,492.11 17,492.11 17,492.11 23,988.06 46,777.72 46,777.72 65,930.55 65,945.11

BAND

CUM.

PERCENTAGE BAND

CUM

24.84 24.84 4807.69 4807.69 0.00 24.84 0.00 4634.95 0.00 24.84 0.00 4420.50 0.00 24.84 0.00 4324.98 0.00 24.84 0.00 4242.23 0.00 24.84 0.00 4080.21 0.00 24.84 0.00 3575.12 0.04 24.88 33.05 3076.88 0.00 24.88 0.00 2724.00 0.22 25.10 157.81 2388.25 0.26 25.36 158.44 2088.36 1.08 26.43 148.65 1363.58 0.09 26.53 20.28 1107.41 0.00 26.53 0.00 801.41 0.00 26.53 0.00 694.83 9.85 36.38 576.13 658.12 34.56 70.93 1142.88 829.54 0.00 70.93 0.00 538.21 29.04 99.98 473.21 517.56 0.02 100.00 5.19 506.52 506.52

Page 9 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 2951

DATA POSITION FROM TO PROCESSING

DATE

01/01/2006

15/12/2008

15/02/2009

Sanatorium hospitals doctors consulting rooms old peoples

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

554 218 312 221 313 182 153 174 81 83 44 81 49 97 41 88 66 16 14 1 2,788

554 772 1,084 1,305 1,618 1,800 1,953 2,127 2,208 2,291 2,335 2,416 2,465 2,562 2,603 2,691 2,757 2,773 2,787 2,788

BAND

CUM.

19.87 19.87 7.82 27.69 11.19 38.88 7.93 46.81 11.23 58.03 6.53 64.56 5.49 70.05 6.24 76.29 2.91 79.20 2.98 82.17 1.58 83.75 2.91 86.66 1.76 88.41 3.48 91.89 1.47 93.36 3.16 96.52 2.37 98.89 0.57 99.46 0.50 99.96 0.04 100.00

PERCENTAGE rp

418.89 35.82 82.38 88.63 158.55 144.15 160.50 223.67 175.93 114.57 84.16 154.82 139.93 365.44 164.04 567.87 823.50 282.29 326.67 25.39 4,537.20

418.89 454.71 537.09 625.73 784.27 928.43 1,088.92 1,312.59 1,488.52 1,603.09 1,687.25 1,842.07 1,982.00 2,347.44 2,511.47 3,079.34 3,902.84 4,185.14 4,511.81 4,537.20

BAND

9.23 0.79 1.82 1.95 3.49 3.18 3.54 4.93 3.88 2.53 1.85 3.41 3.08 8.05 3.62 12.52 18.15 6.22 7.20 0.56

CUM.

9.23 10.02 11.84 13.79 17.29 20.46 24.00 28.93 32.81 35.33 37.19 40.60 43.68 51.74 55.35 67.87 86.02 92.24 99.44 100.00

PERCENTAGE f

6 1 2 0 2 1 1 3 0 1 0 0 1 1 1 2 2 7 3 0 34

BAND

CUM.

6 17.65 17.65 7 2.94 20.59 9 5.88 26.47 9 0.00 26.47 11 5.88 32.35 12 2.94 35.29 13 2.94 38.24 16 8.82 47.06 16 0.00 47.06 17 2.94 50.00 17 0.00 50.00 17 0.00 50.00 18 2.94 52.94 19 2.94 55.88 20 2.94 58.82 22 5.88 64.71 24 5.88 70.59 31 20.59 91.18 34 8.82 100.00 34 0.00 100.00

PERCENTAGE rp

588.00 53.88 456.22 0.00 171.68 27.85 11.60 31.42 0.00 2.27 0.00 0.00 94.15 7.37 6,477.61 9.73 49.04 246.61 318.26 0.00 8,545.71

588.00 641.88 1,098.11 1,098.11 1,269.79 1,297.64 1,309.24 1,340.66 1,340.66 1,342.93 1,342.93 1,342.93 1,437.08 1,444.45 7,922.07 7,931.80 7,980.84 8,227.45 8,545.71 8,545.71

BAND

CUM.

PERCENTAGE BAND

6.88 6.88 140.37 0.63 7.51 150.41 5.34 12.85 553.77 0.00 12.85 0.00 2.01 14.86 108.28 0.33 15.18 19.32 0.14 15.32 7.23 0.37 15.69 14.05 0.00 15.69 0.00 0.03 15.71 1.98 0.00 15.71 0.00 0.00 15.71 0.00 1.10 16.82 67.29 0.09 16.90 2.02 75.80 92.70 3948.90 0.11 92.82 1.71 0.57 93.39 5.96 2.89 96.28 87.36 3.72 100.00 97.43 0.00 100.00 0.00

CUM

140.37 141.16 204.45 175.49 161.91 139.77 120.23 102.14 90.07 83.77 79.59 72.90 72.51 61.53 315.43 257.58 204.49 196.59 189.41 188.35

188.35

Page 10 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 2112

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

Cement factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

8 2 4 2 1 1 5 8 1 1 1 1 1 1 2 6 23 12 9 25 114

8 10 14 16 17 18 23 31 32 33 34 35 36 37 39 45 68 80 89 114

BAND

CUM.

7.02 7.02 1.75 8.77 3.51 12.28 1.75 14.04 0.88 14.91 0.88 15.79 4.39 20.18 7.02 27.19 0.88 28.07 0.88 28.95 0.88 29.82 0.88 30.70 0.88 31.58 0.88 32.46 1.75 34.21 5.26 39.47 20.18 59.65 10.53 70.18 7.89 78.07 21.93 100.00

PERCENTAGE rp

38.07 0.26 0.75 3.32 0.97 0.28 4.94 3.72 0.73 26.08 3.80 7.02 2.13 8.00 7.28 56.77 477.48 152.54 198.10 7,369.86 8,362.10

38.07 38.33 39.08 42.39 43.36 43.64 48.58 52.30 53.03 79.12 82.91 89.93 92.06 100.06 107.35 164.12 641.60 794.14 992.24 8,362.10

BAND

0.46 0.00 0.01 0.04 0.01 0.00 0.06 0.04 0.01 0.31 0.05 0.08 0.03 0.10 0.09 0.68 5.71 1.82 2.37 88.13

CUM.

0.46 0.46 0.47 0.51 0.52 0.52 0.58 0.63 0.63 0.95 0.99 1.08 1.10 1.20 1.28 1.96 7.67 9.50 11.87 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 4

0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 1 20.00 20.00 60.83 1 0.00 20.00 0.00 1 0.00 20.00 0.00 5 80.00 100.00 5,686.62

5,747.45

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 60.83 60.83 60.83 5,747.45

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.06 1.06 0.00 1.06 0.00 1.06 98.94 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.74 0.00 0.00 77.16

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.48 7.66 6.13 68.73

68.73

Page 11 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 2531

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

Newspaper printers

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

41 14 26 21 26 22 18 33 9 12 11 22 14 27 16 14 14 3 3 1 347

41 55 81 102 128 150 168 201 210 222 233 255 269 296 312 326 340 343 346 347

BAND

CUM.

11.82 11.82 4.03 15.85 7.49 23.34 6.05 29.39 7.49 36.89 6.34 43.23 5.19 48.41 9.51 57.93 2.59 60.52 3.46 63.98 3.17 67.15 6.34 73.49 4.03 77.52 7.78 85.30 4.61 89.91 4.03 93.95 4.03 97.98 0.86 98.85 0.86 99.71 0.29 100.00

PERCENTAGE rp

43.84 5.50 8.06 13.57 21.40 26.73 23.25 69.78 36.43 34.24 43.94 74.50 44.38 174.26 153.47 199.84 81.57 1.67 36.95 0.00 1,093.41

43.84 49.34 57.40 70.98 92.38 119.11 142.35 212.14 248.57 282.81 326.76 401.25 445.64 619.90 773.37 973.21 1,054.78 1,056.45 1,093.41 1,093.41

BAND

4.01 0.50 0.74 1.24 1.96 2.44 2.13 6.38 3.33 3.13 4.02 6.81 4.06 15.94 14.04 18.28 7.46 0.15 3.38 0.00

CUM.

4.01 4.51 5.25 6.49 8.45 10.89 13.02 19.40 22.73 25.87 29.88 36.70 40.76 56.69 70.73 89.01 96.47 96.62 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 2 1 1 2 0 7

BAND

0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 3 4 5 7 7

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 14.29 0.00 14.29 0.00 14.29 0.00 14.29 0.00 14.29 28.57 42.86 14.29 57.14 14.29 71.43 28.57 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,067.53 0.00 0.00 0.00 0.00 65.40 2.56 6.80 13.46 0.00 1,155.75

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,067.53 1,067.53 1,067.53 1,067.53 1,067.53 1,132.93 1,135.49 1,142.29 1,155.75 1,155.75

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.37 92.37 2429.44 0.00 92.37 0.00 0.00 92.37 0.00 0.00 92.37 0.00 0.00 92.37 0.00 5.66 98.03 32.73 0.22 98.25 3.14 0.59 98.84 406.23 1.16 100.00 36.42 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 326.71 266.05 239.55 172.21 138.04 116.41 107.65 108.13 105.70 105.70

105.70

Page 12 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 2596

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

Crumb rubber factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

16 2 17 5 5 10 8 16 12 5 7 6 8 13 25 65 78 35 18 0 351

16 18 35 40 45 55 63 79 91 96 103 109 117 130 155 220 298 333 351 351

BAND

CUM.

4.56 4.56 0.57 5.13 4.84 9.97 1.42 11.40 1.42 12.82 2.85 15.67 2.28 17.95 4.56 22.51 3.42 25.93 1.42 27.35 1.99 29.34 1.71 31.05 2.28 33.33 3.70 37.04 7.12 44.16 18.52 62.68 22.22 84.90 9.97 94.87 5.13 100.00 0.00 100.00

PERCENTAGE rp

348.60 0.04 10.16 2.00 4.60 19.10 44.71 141.26 53.18 45.53 17.97 190.06 66.12 244.86 440.52 1,803.31 3,716.76 1,308.26 482.75 0.00 8,939.78

348.60 348.64 358.80 360.80 365.40 384.51 429.22 570.48 623.66 669.18 687.16 877.21 943.33 1,188.19 1,628.71 3,432.02 7,148.78 8,457.03 8,939.78 8,939.78

BAND

3.90 0.00 0.11 0.02 0.05 0.21 0.50 1.58 0.59 0.51 0.20 2.13 0.74 2.74 4.93 20.17 41.58 14.63 5.40 0.00

CUM.

3.90 3.90 4.01 4.04 4.09 4.30 4.80 6.38 6.98 7.49 7.69 9.81 10.55 13.29 18.22 38.39 79.97 94.60 100.00 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2 6 1 2 0

0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 1 8.33 8.33 28.75 3 16.67 25.00 1,865.77 9 50.00 75.00 635.68 10 8.33 83.33 147.18 12 16.67 100.00 182.08 12 0.00 100.00 0.00

2,859.46

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.75 1,894.52 2,530.19 2,677.38 2,859.46 2,859.46

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.01 1.01 65.25 66.25 22.23 88.48 5.15 93.63 6.37 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.53 103.46 17.10 11.25 37.72 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.77 55.20 35.39 31.66 31.99 31.99

31.99

Page 13 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 2623

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

Manufacture of playwood provided carried out in the plywood

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

20 6 11 17 17 13 23 20 16 10 12 63 25 57 28 69 59 52 88 16 622

20 26 37 54 71 84 107 127 143 153 165 228 253 310 338 407 466 518 606 622

BAND

CUM.

3.22 3.22 0.96 4.18 1.77 5.95 2.73 8.68 2.73 11.41 2.09 13.50 3.70 17.20 3.22 20.42 2.57 22.99 1.61 24.60 1.93 26.53 10.13 36.66 4.02 40.68 9.16 49.84 4.50 54.34 11.09 65.43 9.49 74.92 8.36 83.28 14.15 97.43 2.57 100.00

PERCENTAGE rp

173.93 71.84 8.19 16.17 28.84 49.56 78.82 97.94 134.03 81.29 114.92 293.57 262.92 551.23 352.53 1,546.07 1,354.14 1,266.35 3,685.23 1,872.47 12,040.06

173.93 245.77 253.96 270.13 298.97 348.53 427.35 525.29 659.32 740.61 855.54 1,149.11 1,412.03 1,963.26 2,315.79 3,861.87 5,216.01 6,482.36 10,167.59 12,040.06

BAND

1.44 0.60 0.07 0.13 0.24 0.41 0.65 0.81 1.11 0.68 0.95 2.44 2.18 4.58 2.93 12.84 11.25 10.52 30.61 15.55

CUM.

1.44 2.04 2.11 2.24 2.48 2.89 3.55 4.36 5.48 6.15 7.11 9.54 11.73 16.31 19.23 32.08 43.32 53.84 84.45 100.00

PERCENTAGE f

1 0 0 0 0 3 0 1 1 0 1 2 1 3 0 1 0 1 1 0 16

BAND

CUM.

1 6.25 6.25 1 0.00 6.25 1 0.00 6.25 1 0.00 6.25 1 0.00 6.25 4 18.75 25.00 4 0.00 25.00 5 6.25 31.25 6 6.25 37.50 6 0.00 37.50 7 6.25 43.75 9 12.50 56.25 10 6.25 62.50 13 18.75 81.25 13 0.00 81.25 14 6.25 87.50 14 0.00 87.50 15 6.25 93.75 16 6.25 100.00 16 0.00 100.00

PERCENTAGE rp

510.55 0.00 0.00 0.00 0.00 137.35 0.00 29.71 417.74 0.00 26.12 81.57 2,268.28 356.94 0.00 52.50 0.00 144.93 170.72 0.00 4,196.41

510.55 510.55 510.55 510.55 510.55 647.90 647.90 677.61 1,095.35 1,095.35 1,121.47 1,203.04 3,471.32 3,828.26 3,828.26 3,880.76 3,880.76 4,025.69 4,196.41 4,196.41

BAND

CUM.

12.17 12.17 0.00 12.17 0.00 12.17 0.00 12.17 0.00 12.17 3.27 15.44 0.00 15.44 0.71 16.15 9.95 26.10 0.00 26.10 0.62 26.72 1.94 28.67 54.05 82.72 8.51 91.23 0.00 91.23 1.25 92.48 0.00 92.48 3.45 95.93 4.07 100.00 0.00 100.00

PERCENTAGE BAND

CUM

293.53 0.00 0.00 0.00 0.00 277.16 0.00 30.33 311.68 0.00 22.73 27.79 862.73 64.75 0.00 3.40 0.00 11.44 4.63 0.00

293.53 207.74 201.04 189.00 170.77 185.89 151.61 129.00 166.13 147.90 131.08 104.69 245.84 194.99 165.31 100.49 74.40 62.10 41.27 34.85

34.85

Page 14 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 2951

DATA POSITION FROM TO PROCESSING

DATE

01/01/2007

15/12/2008

15/02/2009

Sanatorium hospitals doctors consulting rooms old peoples

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

551 146 289 305 307 206 173 154 88 64 44 72 42 71 54 68 48 21 17 2 2,722

551 697 986 1,291 1,598 1,804 1,977 2,131 2,219 2,283 2,327 2,399 2,441 2,512 2,566 2,634 2,682 2,703 2,720 2,722

BAND

CUM.

20.24 20.24 5.36 25.61 10.62 36.22 11.20 47.43 11.28 58.71 7.57 66.27 6.36 72.63 5.66 78.29 3.23 81.52 2.35 83.87 1.62 85.49 2.65 88.13 1.54 89.68 2.61 92.29 1.98 94.27 2.50 96.77 1.76 98.53 0.77 99.30 0.62 99.93 0.07 100.00

PERCENTAGE rp

325.38 17.98 93.78 134.81 171.26 154.88 177.75 237.44 172.88 111.58 109.19 178.07 229.23 290.22 268.35 841.90 1,174.27 660.85 -790.95 295.91 4,854.78

325.38 343.36 437.14 571.95 743.21 898.10 1,075.85 1,313.29 1,486.17 1,597.75 1,706.94 1,885.01 2,114.24 2,404.46 2,672.81 3,514.71 4,688.98 5,349.83 4,558.88 4,854.78

BAND

CUM.

6.70 0.37 1.93 2.78 3.53 3.19 3.66 4.89 3.56 2.30 2.25 3.67 4.72 5.98 5.53 17.34 24.19 13.61 -16.29 6.10

6.70 7.07 9.00 11.78 15.31 18.50 22.16 27.05 30.61 32.91 35.16 38.83 43.55 49.53 55.06 72.40 96.58 110.20 93.90 100.00

PERCENTAGE f

0 1 1 0 1 0 0 1 0 0 0 0 0 1 1 0 0 4 2 0 12

BAND

CUM.

0 0.00 0.00 1 8.33 8.33 2 8.33 16.67 2 0.00 16.67 3 8.33 25.00 3 0.00 25.00 3 0.00 25.00 4 8.33 33.33 4 0.00 33.33 4 0.00 33.33 4 0.00 33.33 4 0.00 33.33 4 0.00 33.33 5 8.33 41.67 6 8.33 50.00 6 0.00 50.00 6 0.00 50.00 10 33.33 83.33 12 16.67 100.00 12 0.00 100.00

PERCENTAGE rp

0.00 50.00 93.42 0.00 9.50 0.00 0.00 312.63 0.00 0.00 0.00 0.00 0.00 41.79 11.84 0.00 0.00 66.32 15.07 0.00 600.56

0.00 50.00 143.42 143.42 152.92 152.92 152.92 465.54 465.54 465.54 465.54 465.54 465.54 507.33 519.17 519.17 519.17 585.49 600.56 600.56

BAND

CUM.

0.00 0.00 8.33 8.33 15.55 23.88 0.00 23.88 1.58 25.46 0.00 25.46 0.00 25.46 52.06 77.52 0.00 77.52 0.00 77.52 0.00 77.52 0.00 77.52 0.00 77.52 6.96 84.48 1.97 86.45 0.00 86.45 0.00 86.45 11.04 97.49 2.51 100.00 0.00 100.00

PERCENTAGE BAND

0.00 278.05 99.62 0.00 5.55 0.00 0.00 131.66 0.00 0.00 0.00 0.00 0.00 14.40 4.41 0.00 0.00 10.04 -1.91 0.00

CUM

0.00 14.56 32.81 25.08 20.58 17.03 14.21 35.45 31.33 29.14 27.27 24.70 22.02 21.10 19.42 14.77 11.07 10.94 13.17 12.37

12.37

Page 15 of 20

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 2112

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

Cement factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 2 1 1 1 3 1 1 1 1 1 1 1 1 1 1 3 3 6 2 44

BAND

12 14 15 16 17 20 21 22 23 24 25 26 27 28 29 30 33 36 42 44

CUM.

27.27 27.27 4.55 31.82 2.27 34.09 2.27 36.36 2.27 38.64 6.82 45.45 2.27 47.73 2.27 50.00 2.27 52.27 2.27 54.55 2.27 56.82 2.27 59.09 2.27 61.36 2.27 63.64 2.27 65.91 2.27 68.18 6.82 75.00 6.82 81.82 13.64 95.45 4.55 100.00

PERCENTAGE rp

84.13 0.29 2.81 0.43 0.97 2.20 1.08 1.25 7.02 12.00 24.76 11.92 9.48 14.00 2.10 26.00 55.35 45.36 225.85 37.46 564.45

84.13 84.41 87.22 87.64 88.61 90.81 91.89 93.15 100.17 112.17 136.93 148.85 158.33 172.33 174.43 200.43 255.78 301.14 526.99 564.45

BAND

14.90 0.05 0.50 0.08 0.17 0.39 0.19 0.22 1.24 2.13 4.39 2.11 1.68 2.48 0.37 4.61 9.81 8.04 40.01 6.64

CUM.

14.90 14.95 15.45 15.53 15.70 16.09 16.28 16.50 17.75 19.87 24.26 26.37 28.05 30.53 30.90 35.51 45.31 53.35 93.36 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 16 of 20

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 2531

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

Newspaper printers

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

22 15 26 24 30 19 19 34 19 12 13 20 4 22 12 15 11 0 0 0 317

22 37 63 87 117 136 155 189 208 220 233 253 257 279 291 306 317 317 317 317

BAND

6.94 4.73 8.20 7.57 9.46 5.99 5.99 10.73 5.99 3.79 4.10 6.31 1.26 6.94 3.79 4.73 3.47 0.00 0.00 0.00

CUM.

6.94 11.67 19.87 27.44 36.91 42.90 48.90 59.62 65.62 69.40 73.50 79.81 81.07 88.01 91.80 96.53 100.00 100.00 100.00 100.00

PERCENTAGE rp

90.33 3.38 7.46 11.09 20.99 20.62 33.46 63.34 51.47 44.51 44.90 82.26 54.92 181.09 110.93 172.96 145.29 0.00 0.00 0.00 1,139.00

90.33 93.71 101.17 112.25 133.25 153.86 187.32 250.66 302.13 346.64 391.54 473.80 528.72 709.81 820.74 993.70 1,139.00 1,139.00 1,139.00 1,139.00

BAND

7.93 0.30 0.65 0.97 1.84 1.81 2.94 5.56 4.52 3.91 3.94 7.22 4.82 15.90 9.74 15.19 12.76 0.00 0.00 0.00

CUM.

7.93 8.23 8.88 9.86 11.70 13.51 16.45 22.01 26.53 30.43 34.38 41.60 46.42 62.32 72.06 87.24 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.0 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.20 0.00 0.00 0.00 0.00 4.20

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.20 100.00 4.20 0.00 4.20 0.00 4.20 0.00 4.20 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.43 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.43 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.42 0.37 0.37 0.37 0.37

0.37

Page 17 of 20

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 2596

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

Crumb rubber factories

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

15 5 6 16 5 7 5 5 12 5 5 10 7 17 13 39 55 48 33 3 311

15 20 26 42 47 54 59 64 76 81 86 96 103 120 133 172 227 275 308 311

BAND

CUM.

4.82 4.82 1.61 6.43 1.93 8.36 5.14 13.50 1.61 15.11 2.25 17.36 1.61 18.97 1.61 20.58 3.86 24.44 1.61 26.05 1.61 27.65 3.22 30.87 2.25 33.12 5.47 38.59 4.18 42.77 12.54 55.31 17.68 72.99 15.43 88.42 10.61 99.04 0.96 100.00

PERCENTAGE rp

125.89 10.01 1.52 5.81 7.55 10.73 23.84 19.53 48.26 22.69 20.14 39.20 65.61 127.51 207.54 830.42 1,897.32 1,094.54 742.19 15.18 5,315.51

125.89 135.90 137.42 143.23 150.79 161.52 185.36 204.89 253.15 275.85 295.99 335.19 400.80 528.31 735.86 1,566.28 3,463.60 4,558.14 5,300.33 5,315.51

BAND

2.37 0.19 0.03 0.11 0.14 0.20 0.45 0.37 0.91 0.43 0.38 0.74 1.23 2.40 3.90 15.62 35.69 20.59 13.96 0.29

CUM.

2.37 2.56 2.59 2.69 2.84 3.04 3.49 3.85 4.76 5.19 5.57 6.31 7.54 9.94 13.84 29.47 65.16 85.75 99.71 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 1 0 0 0

0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 1 33.33 33.33 50.00 1 0.00 33.33 0.00 2 33.33 66.67 3,000.00 2 0.00 66.67 0.00 2 0.00 66.67 0.00 3 33.33 100.00 63.66 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00

3,113.66

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 3,050.00 3,050.00 3,050.00 3,113.66 3,113.66 3,113.66 3,113.66

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.61 0.00 96.35 0.00 0.00 2.04 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.61 127.57 1.61 0.00 97.96 2352.70 97.96 0.00 97.96 0.00 100.00 3.36 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.92 12.48 577.31 414.48 194.73 89.90 68.31 58.74 58.58

58.58

Page 18 of 20

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 2623

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

Manufacture of playwood provided carried out in the plywood

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

10 1 10 12 12 11 13 20 18 20 9 43 16 26 30 42 71 56 82 16 518

10 11 21 33 45 56 69 89 107 127 136 179 195 221 251 293 364 420 502 518

BAND

CUM.

1.93 1.93 0.19 2.12 1.93 4.05 2.32 6.37 2.32 8.69 2.12 10.81 2.51 13.32 3.86 17.18 3.47 20.66 3.86 24.52 1.74 26.25 8.30 34.56 3.09 37.64 5.02 42.66 5.79 48.46 8.11 56.56 13.71 70.27 10.81 81.08 15.83 96.91 3.09 100.00

PERCENTAGE rp

55.39 0.34 7.52 25.53 19.79 22.31 23.36 134.14 83.03 153.74 60.62 240.59 167.56 355.38 416.82 834.21 1,216.18 2,309.42 2,299.45 1,379.15 9,804.53

55.39 55.74 63.26 88.79 108.58 130.89 154.25 288.38 371.41 525.16 585.77 826.37 993.92 1,349.30 1,766.12 2,600.32 3,816.50 6,125.92 8,425.38 9,804.53

BAND

0.56 0.00 0.08 0.26 0.20 0.23 0.24 1.37 0.85 1.57 0.62 2.45 1.71 3.62 4.25 8.51 12.40 23.55 23.45 14.07

CUM.

0.56 0.57 0.65 0.91 1.11 1.33 1.57 2.94 3.79 5.36 5.97 8.43 10.14 13.76 18.01 26.52 38.93 62.48 85.93 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 0 2

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 2 100.0 100.00 2 0.00 100.00

PERCENTAGE rp

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 124.98 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 124.98 100.00 100.00 124.98 100.00 0.00

124.98

1.27

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.44 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.48 1.27

Page 19 of 20

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 2951

DATA POSITION FROM TO PROCESSING

DATE

01/01/2008

15/12/2008

15/02/2009

Sanatorium hospitals doctors consulting rooms old peoples

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

675 228 283 286 365 246 170 141 82 62 42 67 40 71 50 76 45 24 22 1 2,976

675 903 1,186 1,472 1,837 2,083 2,253 2,394 2,476 2,538 2,580 2,647 2,687 2,758 2,808 2,884 2,929 2,953 2,975 2,976

BAND

CUM.

22.68 22.68 7.66 30.34 9.51 39.85 9.61 49.46 12.26 61.73 8.27 69.99 5.71 75.71 4.74 80.44 2.76 83.20 2.08 85.28 1.41 86.69 2.25 88.94 1.34 90.29 2.39 92.67 1.68 94.35 2.55 96.91 1.51 98.42 0.81 99.23 0.74 99.97 0.03 100.00

PERCENTAGE rp

190.38 36.47 66.64 113.10 216.11 173.96 185.25 173.61 160.19 142.94 91.45 164.05 122.92 304.67 294.04 602.52 829.30 204.38 198.60 27.60 4,298.18

190.38 226.85 293.49 406.59 622.70 796.66 981.91 1,155.52 1,315.72 1,458.65 1,550.10 1,714.15 1,837.07 2,141.74 2,435.78 3,038.29 3,867.59 4,071.97 4,270.57 4,298.18

BAND

4.43 0.85 1.55 2.63 5.03 4.05 4.31 4.04 3.73 3.33 2.13 3.82 2.86 7.09 6.84 14.02 19.29 4.76 4.62 0.64

CUM.

4.43 5.28 6.83 9.46 14.49 18.53 22.84 26.88 30.61 33.94 36.06 39.88 42.74 49.83 56.67 70.69 89.98 94.74 99.36 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 1 0 3

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 33.33 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 2 33.33 66.67 3 33.33 100.00 3 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.50 45.42 0.00 63.62

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.70 2.70 2.70 2.70 2.70 2.70 2.70 2.70 2.70 18.20 63.62 63.62

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.24 4.24 0.00 4.24 0.00 4.24 0.00 4.24 0.00 4.24 0.00 4.24 0.00 4.24 0.00 4.24 0.00 4.24 24.36 28.61 71.39 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.58 22.87 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.21 0.19 0.17 0.16 0.15 0.13 0.11 0.09 0.07 0.45 1.49 1.48

1.48

Page 20 of 20