Statistik bppdan edisi juni 2005 by Reasuransi Internasional Indonesia

DAFTAR ISI Halaman

TABEL GABUNGAN GRAFIK BAGIAN .1. 1.1.

RISK AND LOSS PROFILE 2001 1.1.1.

ALL CLASS OF BUSINESS

1.2. GROUP BY CLASS OF BUSINESS 1.2.1. 1.2.2. 1.2.3. 1.2.4. 1.3.

2-5

CLASS OF BUSINESS FIRE CLASS OF BUSINESS IAR CLASS OF BUSINESS LOP CLASS OF BUSINESS EQ

GROUP BY OCCUPATION CODE 1.3.1. 1.3.2. 1.3.3. 1.3.4. 1.3.5. 1.3.6. 1.3.7. 1.3.8. 1.3.9. 1.3.10. 1.3.11. 1.3.12. 1.3.13. 1.3.14.

OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635

6-19

20 21 22 23 24 25 26 27 28 29 30 31 32 40

Halaman

1.4 . GROUP BY PROVINCE 1.4.1. 1.4.2. 1.4.3. 1.4.4. 1.4.5. 1.4.6. 1.4.7. 1.4.8. 1.4.9. 1.4.10. 1.4.11. 1.4.12. 1.4.13. 1.4.14. 1.4.15. 1.4.16. 1.4.17. 1.4.18. 1.4.19. 1.4.20. 1.4.21. 1.4.22. 1.4.23. 1.4.24. 1.4.25. 1.4.26.

PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635

20-45 NANGROE ACEH DARUSSALAM SUMATERA UTARA SUMATERA BARAT RIAU JAMBI SUMATERA SELATAN BENGKULU LAMPUNG DKI JAKARTA JAWA BARAT JAWA TENGAH DI YOGYAKARTA JAWA TIMUR KALIMANTAN BARAT KALIMANTAN TENGAH KALIMANTAN SELATAN KALIMANTAN TIMUR SULAWESI UTARA SULAWESI TENGAH SULAWESI SELATAN SULAWESI TENGGARA BALI NUSA TENGGARA BARAT NUSA TENGGARA TIMUR MALUKU IRIAN JAYA

Halaman

BAGIAN .2. 2.1.

RISK AND LOSS PROFILE 2002 2.1.1.

ALL CLASS OF BUSINESS

2.2. GROUP BY CLASS OF BUSINESS 2.2.1. 2.2.2. 2.2.3. 2.2.4.

47-50

CLASS OF BUSINESS FIRE CLASS OF BUSINESS IAR CLASS OF BUSINESS LOP CLASS OF BUSINESS EQ

2.3. GROUP BY OCCUPATION CODE 2.3.1. 2.3.2. 2.3.3. 2.3.4. 2.3.5. 2.3.6. 2.3.7. 2.3.8. 2.3.9. 2.3.10. 2.3.11. 2.3.12. 2.3.13. 2.3.14.

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635

51-64 20 21 22 23 24 25 26 27 28 29 30 31 32 40

Halaman

2.4.

GROUP BY PROVINCE 2.4.1. 2.4.2. 2.4.3. 2.4.4. 2.4.5. 2.4.6. 2.4.7. 2.4.8. 2.4.9. 2.4.10. 2.4.11. 2.4.12. 2.4.13. 2.4.14. 2.4.15. 2.4.16. 2.4.17. 2.4.18. 2.4.19. 2.4.20. 2.4.21. 2.4.22. 2.4.23. 2.4.24. 2.4.25. 2.4.26.

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635

65-90

NANGROE ACEH DARUSSALAM SUMATERA UTARA SUMATERA BARAT RIAU JAMBI SUMATERA SELATAN BENGKULU LAMPUNG DKI JAKARTA JAWA BARAT JAWA TENGAH DI YOGYAKARTA JAWA TIMUR KALIMANTAN BARAT KALIMANTAN TENGAH KALIMANTAN SELATAN KALIMANTAN TIMUR SULAWESI UTARA SULAWESI TENGAH SULAWESI SELATAN SULAWESI TENGGARA BALI NUSA TENGGARA BARAT NUSA TENGGARA TIMUR MALUKU IRIAN JAYA

Halaman

BAGIAN .3. 3.1.

RISK AND LOSS PROFILE 2003 3.1.1.

ALL CLASS OF BUSINESS

3.2. GROUP BY CLASS OF BUSINESS 3.2.1. 3.2.2. 3.2.3. 3.2.4.

CLASS OF BUSINESS CLASS OF BUSINESS CLASS OF BUSINESS CLASS OF BUSINESS

92-95 FIRE IAR LOP EQ

3.3. GROUP BY OCCUPATION CODE 3.3.1. 3.3.2. 3.3.3. 3.3.4. 3.3.5. 3.3.6. 3.3.7. 3.3.8. 3.3.9. 3.3.10. 3.3.11. 3.3.12. 3.3.13. 3.3.14.

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635

96-109 20 21 22 23 24 25 26 27 28 29 30 31 32 40

Halaman

3.4. GROUP BY PROVINCE 3.4.1. 3.4.2. 3.4.3. 3.4.4. 3.4.5. 3.4.6. 3.4.7. 3.4.8. 3.4.9. 3.4.10. 3.4.11. 3.4.12. 3.4.13. 3.4.14. 3.4.15. 3.4.16. 3.4.17. 3.4.18. 3.4.19. 3.4.20. 3.4.21. 3.4.22. 3.4.23. 3.4.24. 3.4.25. 3.4.26.

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635

110-135 NANGROE ACEH DARUSSALAM SUMATERA UTARA SUMATERA BARAT RIAU JAMBI SUMATERA SELATAN BENGKULU LAMPUNG DKI JAKARTA JAWA BARAT JAWA TENGAH DI YOGYAKARTA JAWA TIMUR KALIMANTAN BARAT KALIMANTAN TENGAH KALIMANTAN SELATAN KALIMANTAN TIMUR SULAWESI UTARA SULAWESI TENGAH SULAWESI SELATAN SULAWESI TENGGARA BALI NUSA TENGGARA BARAT NUSA TENGGARA TIMUR MALUKU IRIAN JAYA

Halaman

BAGIAN .4. 4.1. RISK AND LOSS PROFILE 2004 4.1.1.

136

ALL CLASS OF BUSINESS

4.2. GROUP BY CLASS OF BUSINESS 4.2.1. 4.2.2. 4.2.3. 4.2.4.

CLASS OF BUSINESS CLASS OF BUSINESS CLASS OF BUSINESS CLASS OF BUSINESS

137-140 FIRE IAR LOP EQ

4.3. GROUP BY OCCUPATION CODE 4.3.1. 4.3.2. 4.3.3. 4.3.4. 4.3.5. 4.3.6. 4.3.7. 4.3.8. 4.3.9. 4.3.10. 4.3.11. 4.3.12. 4.3.13. 4.3.14.

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.40 Jakarta Pusat 1040 PO.Box 2645

141-154 20 21 22 23 24 25 26 27 28 29 30 31 32 40

Halaman

4.4.

GROUP BY PROVINCE 4.4.1. 4.4.2. 4.4.3. 4.4.4. 4.4.5. 4.4.6. 4.4.7. 4.4.8. 4.4.9. 4.4.10. 4.4.11. 4.4.12. 4.4.13. 4.4.14. 4.4.15. 4.4.16. 4.4.17. 4.4.18. 4.4.19. 4.4.20. 4.4.21. 4.4.22. 4.4.23. 4.4.24. 4.4.25. 4.4.26.

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635

155-180 NANGROE ACEH DARUSSALAM SUMATERA UTARA SUMATERA BARAT RIAU JAMBI SUMATERA SELATAN BENGKULU LAMPUNG DKI JAKARTA JAWA BARAT JAWA TENGAH DI YOGYAKARTA JAWA TIMUR KALIMANTAN BARAT KALIMANTAN TENGAH KALIMANTAN SELATAN KALIMANTAN TIMUR SULAWESI UTARA SULAWESI TENGAH SULAWESI SELATAN SULAWESI TENGGARA BALI NUSA TENGGARA BARAT NUSA TENGGARA TIMUR MALUKU IRIAN JAYA

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30

Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30 Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable REINDO Phones (62) (021) 3924762, 3911431, 334208 Fax (62) (021) 3924769, 3911431

PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2001 - 2004 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2001 TO 2004 Premium and Claim in Million Rp

UY 2001 OCCUPATION CODE

20 - (Mining,Drilling…etc) 21 - (Stones, Earth…etc) 22 - (Metals) 23 - (Chemical/Oils/Gas) 24 - (Textiles) 25 - (Paper,Leather,Rubber) 26 - (Wood,Bamboo,Rattan) 27 - (Nutritional,Drinks…etc) 28 - (Power and Heating) 29 - (Transport,Traffic…etc) 30 - (Estate Plantation Risk) 31 - (Estate Plantation Risk) 32 - (Recreation Place) 40 - (Non Estate Plantation)

Number Policies

Number Claim

277

Premium

39.339,87

UY 2002 Claim Incurred 636,90

% LOSS RATIO

Number Policies

1,62

Number Claim

249

Premium

5.539,90

UY 2003 Claim Incurred 2.183,00

% LOSS RATIO 39,41

Number Policies

Number Claim

312

Premium

17.770,54

UY 2004 Claim Incurred 2.976,14

% LOSS RATIO 16,75

Number Policies 399

Number Claim 10

Premium

9.962,27

Claim Incurred 7.585,84

% LOSS RATIO 76,15

935

20.922,40

6.833,84

32,66

899

17.026,43

14.947,34

87,79

995

18.243,75

1.747,97

9,58

1.152

21.453,46

8.357,88

38,96

4.268

137

70.174,15

54.759,21

78,03

3.974

107

69.763,75

39.871,16

57,15

4.635

110

69.725,32

35.944,62

51,55

5.016

69.638,42

11.039,17

15,85

4.475

149

107.755,17

154.266,67

143,19

4.430

159

85.154,38

34.929,41

41,02

5.237

163

100.255,76

55.562,09

55,42

5.589

102

108.285,25

59.051,21

54,53

9.464

265

97.663,31

78.010,35

79,88

8.459

182

77.159,92

44.488,14

57,66

9.497

223

85.683,39

45.918,45

53,59

9.912

148

78.607,72

116.757,69

148,53

5.321

134

64.349,95

42.812,15

66,53

5.215

155

77.651,48

62.270,76

80,19

5.957

112

86.076,06

32.474,04

37,73

6.367

72.461,68

45.359,10

62,60

4.490

168

93.452,74

79.665,11

85,25

4.180

101

66.083,71

41.249,90

62,42

4.743

153

105.409,26

124.431,10

118,05

5.419

120.816,33

49.127,58

42,66

8.019

162

65.563,49

64.600,97

98,53

7.569

123

51.813,41

10.190,25

19,67

9.097

165

66.719,12

16.306,63

24,44

11.575

129

69.029,51

39.016,52

56,52

114

1.306,17

24,58

1,88

144

2.619,79

136,81

5,22

166

5.101,50

120,10

2,33

186

4.769,13

1.185,77

24,86

431.461

1.760

497.626,37

136.672,38

27,46

393.883

1.444

532.231,84

199.062,00

37,40

473.022

1.834

677.216,90

325.241,70

48,03

601.042

1.303

836.222,62

315.162,65

37,69

253

4.441,20

688,70

15,51

154

1.165,11

2.186,67

187,68

284

3.194,18

756,41

23,68

178

4.020,04

332,79

8,28

1.120

249

20.541,70

7.912,26

38,52

293

5.046,33

1.538,71

30,49

857

208

27.216,53

6.613,65

24,30

450

192

16.161,59

10.651,18

66,09

204

5.031,48

548,58

10,90

874,01

109,13

12,49

278

5.871,35

714,64

12,17

108

5.955,41

522,28

8,77

290,47

0,56

0,19

113

2.174,74

256,54

11,79

2.365,83

217,88

9,21

1.048,98

191,68

18,27

453.419,82

45,60

1.270.849,49

649.025,42

51,07

664.341,34

46,84

470.481

3.098

1.088.458,47

627.432,26

57,64

Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Juni 2005 (Data Position Until 15 June 2005) 2. Claim Incurred 2001 : Rp. 609.283.299.388,80,- (Settled = 2,868 Kasus) , Rp. 18.148.960.611,20,2002 : Rp. 403.516.256.316,11,- (Settled = 2,096 Kasus) , Rp. 49.903.613.683,89,2003 : Rp. 492.007.353.179,47,- (Settled = 2.638 Kasus) , Rp. 157.018.066.820,53,2004 : Rp. 263.575.652.939,50,- (Settled = 1.602 Kasus) , Rp. 400.765.687.060,50,3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2001 : Rp. 50.743.084.313,30,- (Freq Claim = 438) dan Klaim Flood Rp. 238.910.020.358,35,2002 : Rp. 90.167.424.137,72,- (Freq Claim = 772) dan Klaim Flood Rp. 319.816.518,00,2003 : Rp.125.492.021.460,80,- (Freq Claim = 561) 2004 : Rp. 53.265.009.087,14,- (Freq Claim = 229)

429.660

(Os Claim = (Os Claim = (Os Claim = (Os Claim =

2.351

230 255 404 555

994.304,80

515.145

3.042

647.448

2.157

1.418.432,41

Kasus) Kasus) Kasus) Kasus)

(Freq Claim = 285) (Freq Claim = 11)

PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2001 - 2004 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2001 TO 2004 Premium and Claim in Million Rp

UY 2001 PROVINCE CODE

01 - ( Nangroe Aceh Darussalam ) 02 - ( Sumatera Utara ) 03 - ( Sumatera Barat ) 04 - ( Riau ) 05 - ( Jambi )

Number Policies

Number Claim

Premium

UY 2002 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2003 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2004 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

Claim Incurred

% LOSS RATIO

3.088

5.925,91

2.937,89

49,58

4.160

37.687,37

1.257,08

3,34

2.547

6.261,03

3.224,52

51,50

3.097

7.671,27

119,74

1,56

26.482

133

52.296,28

13.886,17

26,55

25.732

116

44.160,41

10.834,08

24,53

33.151

130

80.149,32

64.122,72

80,00

42.946

133

76.227,66

24.220,59

31,77 34,23

7.588

6.686,05

2.628,38

39,31

7.682

6.155,99

1.989,80

32,32

12.604

10.501,29

8.834,48

84,13

16.847

15.467,84

5.293,87

16.034

36.063,68

16.393,66

45,46

15.114

31.987,57

8.276,21

25,87

18.736

39.273,76

49.271,11

125,46

23.805

48.512,05

4.191,41

8,64

3.300

5.292,99

2.093,07

39,54

3.511

6.817,57

4.859,01

71,27

4.891

11.353,53

28.724,13

253,00

7.082

10.647,14

2.239,46

21,03 21,25

11.132

19.490,89

2.842,96

14,59

10.750

18.935,93

11.454,43

60,49

12.865

23.175,95

14.637,57

63,16

16.776

22.670,08

4.816,63

07 - ( Bengkulu )

2.092

1.910,23

647,36

33,89

2.305

1.496,59

1.697,44

113,42

2.366

2.719,31

1.469,92

54,05

3.001

2.456,61

500,54

20,38

08 - ( Lampung )

5.282

13.556,13

1.884,97

13,90

5.796

11.319,60

2.448,45

21,63

7.688

15.413,70

4.974,39

32,27

10.787

16.873,82

20.693,36

122,64

09 - ( DKI . Jakarta )

142.940

767

317.424,08

107.143,83

33,75

127.828

745

277.271,01

132.942,67

47,95

149.010

913

359.219,56

189.840,55

52,85

169.737

605

390.694,78

126.786,24

32,45

10 - ( Jawa Barat )

101.083

880

294.953,64

273.362,04

92,68

86.664

538

261.734,21

103.113,05

39,40

106.241

630

340.997,51

121.867,36

35,74

134.466

534

355.014,37

301.582,99

84,95

28.061

241

56.108,85

84.800,85

151,14

23.069

137

51.480,41

9.148,58

17,77

30.437

263

67.321,16

34.634,66

51,45

43.948

219

78.591,18

18.883,53

24,03 24,74

06 - ( Sumatera Selatan )

11 - ( Jawa Tengah )

3.068

4.585,61

419,60

9,15

3.097

4.658,70

611,70

13,13

4.726

7.583,83

5.867,96

77,37

6.593

9.277,39

2.295,50

13 - ( Jawa Timur )

45.887

428

150.648,85

49.621,97

32,94

41.937

224

112.024,55

80.086,31

71,49

53.229

441

161.276,37

49.199,66

30,51

68.247

251

175.252,30

116.374,62

66,40

14 - ( Kalimantan Barat )

20.200

167

20.764,24

12.006,69

57,82

19.618

112

23.676,53

17.960,56

75,86

18.431

114

21.049,18

15.707,92

74,62

21.781

27.024,29

6.770,93

25,05

15 - ( Kalimantan Tengah )

2.470

5.273,12

2.181,30

41,37

2.790

4.933,30

5.545,04

112,40

2.733

6.522,78

1.903,69

29,19

3.174

5.802,71

1.800,58

31,03

16 - ( Kalimantan Selatan )

6.720

12.427,32

3.656,92

29,43

6.967

17.908,47

9.312,67

52,00

7.173

13.470,93

10.754,76

79,84

7.774

15.031,63

6.957,65

46,29

12 - ( DI . Yogyakarta )

10.949

26.078,26

8.043,99

30,85

9.728

26.244,06

13.525,13

51,54

10.683

36.291,71

25.859,88

71,26

14.196

33.102,39

4.686,90

14,16

18 - ( Sulawesi Utara )

6.676

9.681,13

25.822,01

266,73

6.330

7.248,64

5.551,07

76,58

6.586

9.286,49

4.017,90

43,27

9.942

14.351,03

3.302,55

23,01

19 - ( Sulawesi Tengah )

2.999

3.526,99

604,58

17,14

3.775

4.134,80

1.425,72

34,48

4.041

5.579,44

928,68

16,64

4.361

7.098,92

1.027,44

14,47

20 - ( Sulawesi Selatan )

9.750

14.680,17

3.557,65

24,23

7.841

12.652,77

14.405,10

113,85

9.881

15.659,09

2.240,97

14,31

14.876

19.018,19

231,51

1,22

21 - ( Sulawesi Tenggara )

1.194

1.073,42

553,34

51,55

1.310

1.106,28

48,78

4,41

935

1.802,34

385,08

21,37

1.657

1.831,93

66,56

3,63

22 - ( Bali )

8.053

15.729,03

9.111,44

57,93

7.746

15.916,70

13.193,60

82,89

9.726

21.034,75

4.565,05

21,70

13.074

68.098,95

6.379,60

9,37

23 - ( Nusa Tenggara Barat )

1.589

2.657,98

1.996,50

75,11

1.687

2.345,30

392,64

16,74

2.334

3.180,37

624,10

19,62

3.752

4.085,76

82,95

2,03

24 - ( Nusa Tenggara Timur )

1.532

2.208,76

336,82

15,25

1.758

2.824,09

59,50

2,11

1.911

3.376,51

697,40

20,65

2.277

3.405,30

547,81

16,09

17 - ( Kalimantan Timur )

25 - ( Maluku ) 26 - ( Irian Jaya )

695

4.689,21

190,40

4,06

791

6.175,98

2.377,27

38,49

907

2.722,99

1.120,89

41,16

971

3.712,75

0,00

1.617

4.725,66

707,87

14,98

1.674

3.407,99

903,99

26,53

1.313

5.626,59

3.550,09

63,09

2.281

6.512,06

4.488,36

68,92

470.481

3.098

1.088.458,48

453.419,88

45,60

664.341,32

46,84

627.432,26

57,64

429.660

(Os Claim = (Os Claim = (Os Claim = (Os Claim =

230 255 404 555

2.351

994.304,82

515.145

3.042

1.270.849,49

649.025,44

51,07

647.448

2.157

1.418.432,40

Kasus) Kasus) Kasus) Kasus)

(Freq Claim = 285) (Freq Claim = 11)

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

THE GROWTH OF NUMBER POLICIES FROM 2001 - 2004

700.000

600.000

500.000 UY 2001 UY 2002

NUMBER POLICIES

400.000

UY 2003 UY 2004

300.000

200.000

100.000

0 20 21 22 23 24 25 26 27 28 29 30 31 32 40 OCCUPATION CODE

THE GROWTH OF PREMIUM FROM 2001 - 2004

900.000

800.000

700.000

PREMIUM (in Million Rupiahs)

600.000

500.000

UY 2001

400.000

UY 2004

UY 2002 UY 2003

300.000

200.000

100.000

0 20 21 22 23 24 25 26 27 28 29 30 31 32 40 OCCUPATION CODE

grafik_statistik_premi.xls

THE GROWTH OF NUMBER CLAIM FROM 2001 - 2004 2.000 1.900 1.800 1.700 1.600 1.500 1.400 1.300

NUMBER CLAIM

1.200 UY 2001

1.100

UY 2002 UY 2003 UY 2004

1.000 900 800 700 600 500 400 300 200 100 0

20 21

22 23

24 25

27 28

OCCUPATION CODE

29 30

31 32

THE GROWTH OF CLAIM FROM 2001 - 2004

350.000

300.000

CLAIM INCURRED (In Million Rupiahs)

250.000

200.000 UY 2001 UY 2002 UY 2003 UY 2004

150.000

100.000

50.000

0 20 21 22 23 24 25 26 27 28 29 30 31 32 40 OCCUPATION CODE

97 98 99

THE GROWTH OF LOSS RATIO FROM 2001 - 2004 250 225 200

175

% RATIO

150 UY UY UY UY

125

100 75 50

25 0 20 21 22 23 24 25 26 27 28 29 30 31 32 40 OCCUPATION CODE

2001 2002 2003 2004

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable REINDO Phones (62) (021) 3927345, 3911431, 334208, 331004 Fax (62) (021) 3924769, 3911432

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2001

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1.000 8 1.000 1.500 9 1.500 2.000 10 2.000 2.500 11 2.500 3.000 12 3.000 4.000 13 4.000 5.000 14 5.000 7.500 15 7.500 10.000 16 10.000 20.000 17 20.000 50.000 18 50.000 100.000 19 100.000 500.000 20 500.000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

109.026 92.246 97.161 48.542 46.512 21.354 15.499 10.921 6.298 3.428 2.664 3.244 2.165 2.706 1.858 2.783 2.064 913 857 240 470.481

109.026 201.272 298.433 346.975 393.487 414.841 430.340 441.261 447.559 450.987 453.651 456.895 459.060 461.766 463.624 466.407 468.471 469.384 470.241 470.481

BAND

CUM.

23,17 23,17 19,61 42,78 20,65 63,43 10,32 73,75 9,89 83,64 4,54 88,17 3,29 91,47 2,32 93,79 1,34 95,13 0,73 95,86 0,57 96,42 0,69 97,11 0,46 97,57 0,58 98,15 0,39 98,54 0,59 99,13 0,44 99,57 0,19 99,77 0,18 99,95 0,05 100,00

PERCENTAGE rp

36.926,21 23.494,57 41.940,06 36.805,25 55.637,58 38.064,32 40.739,65 41.188,61 30.909,83 21.713,86 19.991,31 28.808,52 24.614,53 38.209,76 35.490,07 82.032,67 114.535,24 82.500,57 159.503,42 135.352,44 1.088.458,47

36.926,21 60.420,78 102.360,84 139.166,10 194.803,68 232.868,00 273.607,65 314.796,26 345.706,09 367.419,96 387.411,26 416.219,78 440.834,31 479.044,08 514.534,14 596.566,81 711.102,05 793.602,62 953.106,03 1.088.458,47

BAND

CUM.

3,39 3,39 2,16 5,55 3,85 9,40 3,38 12,79 5,11 17,90 3,50 21,39 3,74 25,14 3,78 28,92 2,84 31,76 1,99 33,76 1,84 35,59 2,65 38,24 2,26 40,50 3,51 44,01 3,26 47,27 7,54 54,81 10,52 65,33 7,58 72,91 14,65 87,56 12,44 100,00

PERCENTAGE f

334 193 201 148 224 107 103 128 72 64 50 71 87 114 106 211 227 150 236 272

334 527 728 876 1.100 1.207 1.310 1.438 1.510 1.574 1.624 1.695 1.782 1.896 2.002 2.213 2.440 2.590 2.826 3.098

BAND

CUM.

10,78 10,78 6,23 17,01 6,49 23,50 4,78 28,28 7,23 35,51 3,45 38,96 3,32 42,29 4,13 46,42 2,32 48,74 2,07 50,81 1,61 52,42 2,29 54,71 2,81 57,52 3,68 61,20 3,42 64,62 6,81 71,43 7,33 78,76 4,84 83,60 7,62 91,22 8,78 100,00

3.098

PERCENTAGE rp

BAND

CUM.

PERCENTAGE BAND

CUM

48.426,44 8.310,85 11.021,75 9.976,58 16.250,44 14.127,01 12.692,41 18.497,44 8.665,47 17.232,27 5.928,90 17.188,67 13.252,65 20.349,26 23.811,23 59.875,84 171.645,47 30.561,38 66.464,82 53.153,37

48.426,44 7,72 7,72 131,14 131,14 56.737,29 1,32 9,04 35,37 93,90 67.759,05 1,76 10,80 26,28 66,20 77.735,63 1,59 12,39 27,11 55,86 93.986,07 2,59 14,98 29,21 48,25 108.113,08 2,25 17,23 37,11 46,43 120.805,49 2,02 19,25 31,15 44,15 139.302,94 2,95 22,20 44,91 44,25 147.968,40 1,38 23,58 28,03 42,80 165.200,67 2,75 26,33 79,36 44,96 171.129,57 0,94 27,27 29,66 44,17 188.318,23 2,74 30,01 59,67 45,24 201.570,88 2,11 32,13 53,84 45,72 221.920,14 3,24 35,37 53,26 46,33 245.731,37 3,80 39,16 67,09 47,76 305.607,21 9,54 48,71 72,99 51,23 477.252,68 27,36 76,06 149,86 67,11 507.814,06 4,87 80,94 37,04 63,99 574.278,88 10,59 91,53 41,67 60,25 627.432,25 8,47 100,00 39,27 57,64

627.432,25

57,64

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 50.743.084.313,30, - Freq. Klaim 438 dan klaim Flood Rp 238.910.020.358,35,- Freq Claim=285 ) ( Data not Include Claim Fire no Policy Rp. 50.743.084.313,30 - Freq Claim 438 and Claim Flood Rp 238.910.020.358,35,- Freq Claim =285 )

Page 1 of 180

RISK AND LOSS PROFILE 2001 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2001

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

105.850 90.742 94.491 46.442 43.910 19.601 14.099 9.512 5.303 2.743 2.147 2.502 1.616 1.861 1.187 1.571 934 315 247 58 445.131

105.850 196.592 291.083 337.525 381.435 401.036 415.135 424.647 429.950 432.693 434.840 437.342 438.958 440.819 442.006 443.577 444.511 444.826 445.073 445.131

BAND

CUM.

23,78 23,78 20,39 44,17 21,23 65,39 10,43 75,83 9,86 85,69 4,40 90,09 3,17 93,26 2,14 95,40 1,19 96,59 0,62 97,21 0,48 97,69 0,56 98,25 0,36 98,61 0,42 99,03 0,27 99,30 0,35 99,65 0,21 99,86 0,07 99,93 0,06 99,99 0,01 100,00

PERCENTAGE rp

24.801,99 21.993,41 40.461,98 35.480,14 52.807,55 35.705,22 37.385,94 36.916,80 27.582,17 18.856,28 17.217,78 23.807,65 19.520,44 28.124,46 24.648,02 52.992,61 58.851,13 31.672,52 46.080,10 59.465,41 694.371,64

24.801,99 46.795,41 87.257,39 122.737,53 175.545,08 211.250,30 248.636,24 285.553,04 313.135,21 331.991,49 349.209,27 373.016,93 392.537,37 420.661,84 445.309,85 498.302,47 557.153,60 588.826,12 634.906,22 694.371,64

BAND

3,57 3,17 5,83 5,11 7,61 5,14 5,38 5,32 3,97 2,72 2,48 3,43 2,81 4,05 3,55 7,63 8,48 4,56 6,64 8,56

PERCENTAGE

CUM.

3,57 6,74 12,57 17,68 25,28 30,42 35,81 41,12 45,10 47,81 50,29 53,72 56,53 60,58 64,13 71,76 80,24 84,80 91,44 100,00

293 182 173 125 189 90 68 100 44 50 31 41 51 63 47 85 59 52 35 7 1.785

293 475 648 773 962 1.052 1.120 1.220 1.264 1.314 1.345 1.386 1.437 1.500 1.547 1.632 1.691 1.743 1.778 1.785

BAND

CUM.

16,41 16,41 10,20 26,61 9,69 36,30 7,00 43,31 10,59 53,89 5,04 58,94 3,81 62,75 5,60 68,35 2,46 70,81 2,80 73,61 1,74 75,35 2,30 77,65 2,86 80,50 3,53 84,03 2,63 86,67 4,76 91,43 3,31 94,73 2,91 97,65 1,96 99,61 0,39 100,00

PERCENTAGE rp

15.602,11 8.230,45 10.790,38 9.507,64 15.790,59 13.231,24 10.258,83 14.967,95 7.812,09 17.135,25 5.564,24 12.057,45 6.028,07 17.114,61 18.982,80 44.635,24 136.614,57 12.182,26 4.642,57 3.041,32 384.189,67

15.602,11 23.832,56 34.622,94 44.130,57 59.921,17 73.152,40 83.411,24 98.379,19 106.191,28 123.326,53 128.890,77 140.948,22 146.976,30 164.090,91 183.073,70 227.708,94 364.323,52 376.505,78 381.148,35 384.189,67

BAND

4,06 2,14 2,81 2,47 4,11 3,44 2,67 3,90 2,03 4,46 1,45 3,14 1,57 4,45 4,94 11,62 35,56 3,17 1,21 0,79

PERCENTAGE

CUM.

BAND

CUM

4,06 6,20 9,01 11,49 15,60 19,04 21,71 25,61 27,64 32,10 33,55 36,69 38,26 42,71 47,65 59,27 94,83 98,00 99,21 100,00

62,91 37,42 26,67 26,80 29,90 37,06 27,44 40,55 28,32 90,87 32,32 50,65 30,88 60,85 77,02 84,23 232,14 38,46 10,08 5,11

62,91 50,93 39,68 35,96 34,13 34,63 33,55 34,45 33,91 37,15 36,91 37,79 37,44 39,01 41,11 45,70 65,39 63,94 60,03 55,33 55,33

Page 2 of 135

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM TO PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

01/01/2001

15/06/2005

15/07/2005

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

DATE

0 50 50 100 100 200 200 300 300 500 500 750 750 1.000 1.000 1.500 1.500 2.000 2.000 2.500 2.500 3.000 3.000 4.000 4.000 5.000 5.000 7.500 7.500 10.000 10.000 20.000 20.000 50.000 50.000 100.000 100.000 500.000 500.000 Up TOTA L

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2.587 1.078 1.910 1.458 1.903 1.271 1.032 1.038 746 498 390 589 430 664 508 972 927 474 508 179 19.162

2.587 3.665 5.575 7.033 8.936 10.207 11.239 12.277 13.023 13.521 13.911 14.500 14.930 15.594 16.102 17.074 18.001 18.475 18.983 19.162

BAND

CUM.

13,50 13,50 5,63 19,13 9,97 29,09 7,61 36,70 9,93 46,63 6,63 53,27 5,39 58,65 5,42 64,07 3,89 67,96 2,60 70,56 2,04 72,60 3,07 75,67 2,24 77,91 3,47 81,38 2,65 84,03 5,07 89,10 4,84 93,94 2,47 96,41 2,65 99,07 0,93 100,00

PERCENTAGE rp

11.794,46 1.463,21 1.365,27 1.171,39 2.607,18 2.097,23 3.055,07 3.376,40 2.939,97 2.458,87 2.548,00 4.686,34 4.707,06 9.380,28 9.802,60 26.794,71 51.383,76 46.752,17 109.101,25 73.203,38 370.688,59

11.794,46 13.257,67 14.622,93 15.794,32 18.401,50 20.498,72 23.553,79 26.930,19 29.870,17 32.329,04 34.877,04 39.563,38 44.270,44 53.650,72 63.453,32 90.248,03 141.631,79 188.383,96 297.485,21 370.688,59

BAND

CUM.

3,18 3,18 0,39 3,58 0,37 3,94 0,32 4,26 0,70 4,96 0,57 5,53 0,82 6,35 0,91 7,26 0,79 8,06 0,66 8,72 0,69 9,41 1,26 10,67 1,27 11,94 2,53 14,47 2,64 17,12 7,23 24,35 13,86 38,21 12,61 50,82 29,43 80,25 19,75 100,00

PERCENTAGE f

41 11 28 23 35 17 35 27 28 14 19 30 36 51 58 121 168 98 200 265 1.305

41 52 80 103 138 155 190 217 245 259 278 308 344 395 453 574 742 840 1.040 1.305

BAND

CUM.

3,14 0,84 2,15 1,76 2,68 1,30 2,68 2,07 2,15 1,07 1,46 2,30 2,76 3,91 4,44 9,27 12,87 7,51 15,33 20,31

3,14 3,98 6,13 7,89 10,57 11,88 14,56 16,63 18,77 19,85 21,30 23,60 26,36 30,27 34,71 43,98 56,86 64,37 79,69 100,00

PERCENTAGE rp

32.824,33 80,41 231,38 468,95 459,85 895,77 2.433,58 3.480,21 853,38 97,02 364,65 5.131,22 7.224,58 3.234,65 4.822,72 14.971,35 35.030,90 18.379,12 60.283,75 50.112,04 241.379,84

32.824,33 32.904,73 33.136,11 33.605,06 34.064,91 34.960,68 37.394,26 40.874,46 41.727,84 41.824,86 42.189,51 47.320,73 54.545,31 57.779,95 62.602,67 77.574,02 112.604,92 130.984,04 191.267,80 241.379,84

BAND

CUM.

13,60 13,60 0,03 13,63 0,10 13,73 0,19 13,92 0,19 14,11 0,37 14,48 1,01 15,49 1,44 16,93 0,35 17,29 0,04 17,33 0,15 17,48 2,13 19,60 2,99 22,60 1,34 23,94 2,00 25,94 6,20 32,14 14,51 46,65 7,61 54,26 24,97 79,24 20,76 100,00

PERCENTAGE BAND

278,30 5,50 16,95 40,03 17,64 42,71 79,66 103,07 29,03 3,95 14,31 109,49 153,48 34,48 49,20 55,87 68,18 39,31 55,25 68,46

CUM

278,30 248,19 226,60 212,77 185,12 170,55 158,76 151,78 139,70 129,37 120,97 119,61 123,21 107,70 98,66 85,96 79,51 69,53 64,29 65,12 65,12

Page 3 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2001

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

13 7 7 4 7 22 15 37 26 17 8 9 11 13 27 39 46 45 28 0 381

13 20 27 31 38 60 75 112 138 155 163 172 183 196 223 262 308 353 381 381

BAND

CUM.

3,41 3,41 1,84 5,25 1,84 7,09 1,05 8,14 1,84 9,97 5,77 15,75 3,94 19,69 9,71 29,40 6,82 36,22 4,46 40,68 2,10 42,78 2,36 45,14 2,89 48,03 3,41 51,44 7,09 58,53 10,24 68,77 12,07 80,84 11,81 92,65 7,35 100,00 0,00 100,00

PERCENTAGE rp

194,71 2,35 6,38 2,29 9,34 39,04 28,69 545,62 99,75 114,35 28,04 55,95 108,16 158,09 317,10 871,32 2207,35 2345,95 1943,11 0,00 9.077,57

194,71 197,06 203,43 205,72 215,06 254,09 282,79 828,41 928,15 1042,50 1070,55 1126,50 1234,66 1392,75 1709,85 2581,17 4788,52 7134,47 9077,57 9077,57

BAND

2,14 0,03 0,07 0,03 0,10 0,43 0,32 6,01 1,10 1,26 0,31 0,62 1,19 1,74 3,49 9,60 24,32 25,84 21,41 0,00

CUM.

2,14 2,17 2,24 2,27 2,37 2,80 3,12 9,13 10,22 11,48 11,79 12,41 13,60 15,34 18,84 28,43 52,75 78,59 100,00 100,00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 0 1 5 0 0 1 0 8

BAND

0 0 0 0 0 0 0 1 1 1 1 1 1 1 2 7 7 7 8 8

CUM.

PERCENTAGE rp

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 12,50 12,50 49,28 49,28 0,00 12,50 0,00 49,28 0,00 12,50 0,00 49,28 0,00 12,50 0,00 49,28 0,00 12,50 0,00 49,28 0,00 12,50 0,00 49,28 0,00 12,50 0,00 49,28 12,50 25,00 5,72 55,00 62,50 87,50 269,24 324,24 0,00 87,50 0,00 324,24 0,00 87,50 0,00 324,24 12,50 100,00 1538,50 1862,74 0,00 100,00 0,00 1862,74 1.862,74

BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 2,65 0,00 0,00 0,00 0,00 0,00 0,00 0,31 14,45 0,00 0,00 82,59 0,00

CUM.

0,00 0,00 0,00 0,00 0,00 0,00 0,00 2,65 2,65 2,65 2,65 2,65 2,65 2,65 2,95 17,41 17,41 17,41 100,00 100,00

PERCENTAGE BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 9,03 0,00 0,00 0,00 0,00 0,00 0,00 1,80 30,90 0,00 0,00 79,18 0,00

CUM

0 0 0 0 0 0 0 5,95 5,31 4,73 4,6 4,37 3,99 3,54 3,22 12,56 6,77 4,54 20,52 20,52 20,52

Page 4 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2001

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

573 419 753 638 692 460 353 334 223 170 119 144 108 168 136 201 157 79 74 6 5.807

573 992 1.745 2.383 3.075 3.535 3.888 4.222 4.445 4.615 4.734 4.878 4.986 5.154 5.290 5.491 5.648 5.727 5.801 5.807

BAND

CUM.

9,87 9,87 7,22 17,08 12,97 30,05 10,99 41,04 11,92 52,95 7,92 60,87 6,08 66,95 5,75 72,71 3,84 76,55 2,93 79,47 2,05 81,52 2,48 84,00 1,86 85,86 2,89 88,75 2,34 91,10 3,46 94,56 2,70 97,26 1,36 98,62 1,27 99,90 0,10 100,00

PERCENTAGE rp

134,29 134,29 35,6 169,88 106,44 276,33 151,43 427,76 213,52 641,28 222,84 864,11 269,95 1.134,06 349,79 1.483,85 287,94 1.771,79 284,36 2.056,15 197,48 2.253,63 258,57 2.512,21 278,86 2.791,07 546,93 3.338,00 722,35 4.060,35 1.374,03 5.434,38 2.093,00 7.527,38 1.729,92 9.257,30 2.378,95 11.636,26 2.684,42 14.320,67 14.320,67

BAND

0,94 0,25 0,74 1,06 1,49 1,56 1,89 2,44 2,01 1,99 1,38 1,81 1,95 3,82 5,04 9,59 14,62 12,08 16,61 18,75

PERCENTAGE

CUM.

0,94 1,19 1,93 2,99 4,48 6,03 7,92 10,36 12,37 14,36 15,74 17,54 19,49 23,31 28,35 37,95 52,56 64,64 81,25 100,00

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00

BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00

CUM.

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00

PERCENTAGE rp

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 .00

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00

BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00

CUM.

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00

PERCENTAGE BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00

CUM

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 -

Page 5 of 135

RISK AND LOSS PROFILE 2001 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 20

DATA POSITION FROM : TO PROCESSING

01/01/2001

15/06/2005

DATE :

15/07/2005

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

39 14 27 16 26 9 16 11 9 10 11 8 13 8 6 16 11 9 11 7 277

39 53 80 96 122 131 147 158 167 177 188 196 209 217 223 239 250 259 270 277

BAND

CUM.

PERCENTAGE rp

14.08 14.08 59.16 59.16 5.05 19.13 3.79 55.37 9.75 28.88 10.39 44.99 5.78 34.66 7.04 37.94 9.39 44.04 40.06 2.12 3.25 47.29 11.44 13.56 5.78 53.07 38.03 51.59 3.97 57.04 23.92 75.51 3.25 60.29 39.05 114.55 3.61 63.90 60.43 174.98 3.97 67.87 47.56 222.54 2.89 70.76 47.11 269.65 4.69 75.45 106.44 376.09 2.89 78.34 79.41 455.50 2.17 80.51 195.91 651.41 5.78 86.28 496.58 1,147.99 3.97 90.25 1,003.80 2,151.79 3.25 93.50 611.40 2,763.19 3.97 97.47 1,473.85 4,237.04 2.53 100.00 35,102.83 39,339.87 39,339.87

BAND

0.15 0.01 0.03 0.02 0.10 0.03 0.10 0.06 0.10 0.15 0.12 0.12 0.27 0.20 0.50 1.26 2.55 1.55 3.75 89.23

CUM.

0.15 0.14 0.11 0.10 0.01 0.03 0.13 0.19 0.29 0.44 0.57 0.69 0.96 1.16 1.66 2.92 5.47 7.02 10.77 100.00

PERCENTAGE f

0 0 0 0 0 0 1 0 0 0 0 0 1 2 0 2 0 1 0 1 8

BAND

0 0 0 0 0 0 1 1 1 1 1 1 2 4 4 6 6 7 7 8

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 19.78 19.78 0.00 12.50 0.00 19.78 0.00 12.50 0.00 19.78 0.00 12.50 0.00 19.78 0.00 12.50 0.00 19.78 0.00 12.50 0.00 19.78 12.50 25.00 29.34 49.12 25.00 50.00 98.22 147.33 0.00 50.00 0.00 147.33 25.00 75.00 37.60 184.93 0.00 75.00 0.00 184.93 12.50 87.50 397.76 582.69 0.00 87.50 0.00 582.69 12.50 100.00 54.21 636.90 636.90

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.11 3.11 0.00 3.11 0.00 3.11 0.00 3.11 0.00 3.11 0.00 3.11 4.61 7.71 15.42 23.13 0.00 23.13 5.90 29.04 0.00 29.04 62.45 91.49 0.00 91.49 8.51 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 52.01 0.00 0.00 0.00 0.00 0.00 27.56 123.68 0.00 7.57 0.00 65.06 0.00 0.15

CUM

0.00 0.00 0.00 0.00 0.00 0.00 38.34 26.20 17.27 11.30 8.89 7.34 13.06 32.34 22.62 16.11 8.59 21.09 13.75 1.62 1.62

Page 6 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 21

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

133 61 76 45 61 45 42 38 42 23 26 23 29 44 27 51 77 34 50 8 935

133 194 270 315 376 421 463 501 543 566 592 615 644 688 715 766 843 877 927 935

BAND

CUM.

14.22 14.22 6.52 20.75 8.13 28.88 4.81 33.69 6.52 40.21 4.81 45.03 4.49 49.52 4.06 53.58 4.49 58.07 2.46 60.53 2.78 63.32 2.46 65.78 3.10 68.88 4.71 73.58 2.89 76.47 5.45 81.93 8.24 90.16 3.64 93.80 5.35 99.14 0.86 100.00

PERCENTAGE rp

288.33 288.33 9.26 297.59 46.28 343.87 39.53 383.40 116.01 499.42 62.79 562.21 55.40 617.61 88.81 706.42 103.03 809.45 87.61 897.07 95.64 992.71 96.01 1,088.72 164.03 1,252.75 339.27 1,592.02 259.08 1,851.10 881.22 2,732.32 2,973.22 5,705.54 2,226.25 7,931.79 9,690.13 17,621.92 3,300.48 20,922.40 20,922.40

BAND

1.38 0.04 0.22 0.19 0.55 0.30 0.26 0.42 0.49 0.42 0.46 0.46 0.78 1.62 1.24 4.21 14.21 10.64 46.31 15.77

PERCENTAGE

CUM.

1.38 1.42 1.64 1.83 2.39 2.69 2.95 3.38 3.87 4.29 4.74 5.20 5.99 7.61 8.85 13.06 27.27 37.91 84.23 100.00

0 1 0 0 0 2 0 0 0 0 1 0 0 1 0 2 3 4 13 2 29

0 1 1 1 1 3 3 3 3 3 4 4 4 5 5 7 10 14 27 29

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 3.45 3.45 7.34 7.34 0.00 3.45 0.00 7.34 0.00 3.45 0.00 7.34 0.00 3.45 0.00 7.34 6.90 10.34 115.54 122.88 0.00 10.34 0.00 122.88 0.00 10.34 0.00 122.88 0.00 10.34 0.00 122.88 0.00 10.34 0.00 122.88 3.45 13.79 0.00 122.88 0.00 13.79 0.00 122.88 0.00 13.79 0.00 122.88 3.45 17.24 17.73 140.60 0.00 17.24 0.00 140.60 6.90 24.14 221.45 362.05 10.34 34.48 63.42 425.47 13.79 48.28 611.07 1,036.54 44.83 93.10 4,464.41 5,500.95 6.90 100.00 1,332.89 6,833.84 6,833.84

BAND

0.00 0.11 0.00 0.00 0.00 1.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.26 0.00 3.24 0.93 8.94 65.33 19.50

PERCENTAGE

CUM.

BAND

0.00 0.11 0.11 0.11 0.11 1.80 1.80 1.80 1.80 1.80 1.80 1.80 1.80 2.06 2.06 5.30 6.23 15.17 80.50 100.00

0.00 79.27 0.00 0.00 0.00 184.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.22 0.00 25.13 2.13 27.45 46.07 40.38

CUM

0.00 2.47 2.13 1.91 1.47 21.86 19.90 17.39 15.18 13.70 12.38 11.29 9.81 8.83 7.60 13.25 7.46 13.07 31.22 32.66 32.66

Page 7 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2001

15/06/2005

DATE

15/07/2005

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

290 295 384 207 328 283 264 242 192 123 115 186 163 172 136 302 273 129 154 30 4,268

290 585 969 1,176 1,504 1,787 2,051 2,293 2,485 2,608 2,723 2,909 3,072 3,244 3,380 3,682 3,955 4,084 4,238 4,268

BAND

CUM.

PERCENTAGE rp

6.79 6.79 417.33 417.33 6.91 13.71 70.66 487.99 9.00 22.70 152.48 640.48 4.85 27.55 120.65 761.12 7.69 35.24 316.50 1,077.62 6.63 41.87 345.25 1,422.87 6.19 48.06 396.32 1,819.20 5.67 53.73 627.17 2,446.37 4.50 58.22 483.67 2,930.03 2.88 61.11 385.66 3,315.69 2.69 63.80 506.60 3,822.29 4.36 68.16 905.76 4,728.04 3.82 71.98 1,200.76 5,928.80 4.03 76.01 1,568.20 7,497.00 3.19 79.19 1,623.51 9,120.51 7.08 86.27 5,926.53 15,047.04 6.40 92.67 10,209.38 25,256.43 3.02 95.69 10,066.43 35,322.86 3.61 99.30 25,526.49 60,849.35 0.70 100.00 9,324.79 70,174.15 70,174.15

BAND

0.59 0.10 0.22 0.17 0.45 0.49 0.56 0.89 0.69 0.55 0.72 1.29 1.71 2.23 2.31 8.45 14.55 14.34 36.38 13.29

PERCENTAGE

CUM.

0.59 0.70 0.91 1.08 1.54 2.03 2.59 3.49 4.18 4.72 5.45 6.74 8.45 10.68 13.00 21.44 35.99 50.34 86.71 100.00

0 0 1 0 1 4 5 1 1 0 2 3 5 7 6 24 23 13 18 23 137

0 0 1 1 2 6 11 12 13 13 15 18 23 30 36 60 83 96 114 137

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.73 0.73 215.34 215.34 0.00 0.73 0.00 215.34 0.73 1.46 0.70 216.04 2.92 4.38 1,068.24 1,284.28 3.65 8.03 344.55 1,628.82 0.73 8.76 31.85 1,660.67 0.73 9.49 16.29 1,676.96 0.00 9.49 0.00 1,676.96 1.46 10.95 35.12 1,712.08 2.19 13.14 157.93 1,870.01 3.65 16.79 394.52 2,264.54 5.11 21.90 114.28 2,378.81 4.38 26.28 7,612.35 9,991.16 17.52 43.80 1,221.80 11,212.97 16.79 60.58 27,404.68 38,617.65 9.49 70.07 11,878.94 50,496.59 13.14 83.21 1,487.97 51,984.56 16.79 100.00 2,774.65 54,759.21 54,759.21

BAND

0.00 0.00 0.39 0.00 0.00 1.95 0.63 0.06 0.03 0.00 0.06 0.29 0.72 0.21 13.90 2.23 50.05 21.69 2.72 5.07

PERCENTAGE

CUM.

BAND

CUM

0.00 0.00 0.39 0.39 0.39 2.35 2.97 3.03 3.06 3.06 3.13 3.41 4.14 4.34 18.25 20.48 70.52 92.22 94.93 100.00

0.00 0.00 141.22 0.00 0.22 309.41 86.94 5.08 3.37 0.00 6.93 17.44 32.86 7.29 468.88 20.62 268.43 118.01 5.83 29.76

0.00 0.00 33.62 28.29 20.05 90.26 89.54 67.88 57.23 50.58 44.79 39.55 38.20 31.73 109.55 74.52 152.90 142.96 85.43 78.03 78.03

Page 8 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2001

15/06/2005

DATE

15/07/2005

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

234 188 278 214 370 354 347 365 289 208 156 243 130 247 150 248 213 122 98 21 4,475

234 422 700 914 1,284 1,638 1,985 2,350 2,639 2,847 3,003 3,246 3,376 3,623 3,773 4,021 4,234 4,356 4,454 4,475

BAND

CUM.

5.23 5.23 4.20 9.43 6.21 15.64 4.78 20.42 8.27 28.69 7.91 36.60 7.75 44.36 8.16 52.51 6.46 58.97 4.65 63.62 3.49 67.11 5.43 72.54 2.91 75.44 5.52 80.96 3.35 84.31 5.54 89.85 4.76 94.61 2.73 97.34 2.19 99.53 0.47 100.00

PERCENTAGE rp

5,129.16 5,129.16 102.71 5,231.86 214.28 5,446.14 276.59 5,722.73 667.62 6,390.35 800.82 7,191.17 1,145.27 8,336.43 1,405.93 9,742.36 1,642.22 11,384.58 1,358.27 12,742.85 1,080.22 13,823.07 2,084.84 15,907.91 1,568.18 17,476.09 3,485.85 20,961.94 3,020.60 23,982.54 7,554.75 31,537.28 12,873.85 44,411.14 12,312.13 56,723.26 24,585.14 81,308.40 26,446.77 107,755.17 107,755.17

BAND

4.76 0.10 0.20 0.26 0.62 0.74 1.06 1.30 1.52 1.26 1.00 1.93 1.46 3.23 2.80 7.01 11.95 11.43 22.82 24.54

CUM.

4.76 4.86 5.05 5.31 5.93 6.67 7.74 9.04 10.57 11.83 12.83 14.76 16.22 19.45 22.26 29.27 41.21 52.64 75.46 100.00

PERCENTAGE f

8 0 1 6 3 2 4 14 13 8 3 5 2 13 5 17 11 8 21 5 149

8 8 9 15 18 20 24 38 51 59 62 67 69 82 87 104 115 123 144 149

BAND

CUM.

PERCENTAGE rp

5.37 5.37 3,361.69 0.00 5.37 0.00 0.67 6.04 0.18 4.03 10.07 479.56 2.01 12.08 1,110.98 1.34 13.42 492.14 2.68 16.11 1,009.99 9.40 25.50 5,405.31 8.72 34.23 2,212.85 5.37 39.60 5,081.19 2.01 41.61 311.31 3.36 44.97 560.36 1.34 46.31 0.00 8.72 55.03 1,924.23 3.36 58.39 107.11 11.41 69.80 9,794.94 7.38 77.18 105,530.21 5.37 82.55 580.92 14.09 96.64 13,219.69 3.36 100.00 3,084.03 154,266.67

3,361.69 3,361.69 3,361.87 3,841.43 4,952.41 5,444.54 6,454.53 11,859.84 14,072.68 19,153.87 19,465.18 20,025.54 20,025.54 21,949.76 22,056.88 31,851.81 137,382.03 137,962.94 151,182.64 154,266.67

BAND

2.18 0.00 0.00 0.31 0.72 0.32 0.65 3.50 1.43 3.29 0.20 0.36 0.00 1.25 0.07 6.35 68.41 0.38 8.57 2.00

CUM.

2.18 2.18 2.18 2.49 3.21 3.53 4.18 7.69 9.12 12.42 12.62 12.98 12.98 14.23 14.30 20.65 89.05 89.43 98.00 100.00

PERCENTAGE BAND

65.54 0.00 0.08 173.38 166.41 61.45 88.19 384.46 134.75 374.09 28.82 26.88 0.00 55.20 3.55 129.65 819.73 4.72 53.77 11.66

CUM

65.54 64.25 61.73 67.13 77.50 75.71 77.43 121.73 123.61 150.31 140.82 125.88 114.59 104.71 91.97 101.00 309.34 243.22 185.94 143.16 143.16

Page 9 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

Textiles

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

933 959 1,386 876 1,167 719 538 493 349 205 179 216 159 262 178 323 244 125 122 31 9,464

933 1,892 3,278 4,154 5,321 6,040 6,578 7,071 7,420 7,625 7,804 8,020 8,179 8,441 8,619 8,942 9,186 9,311 9,433 9,464

BAND

CUM.

PERCENTAGE rp

9.86 9.86 2,044.13 2,044.13 10.13 19.99 383.71 2,427.84 14.64 34.64 990.21 3,418.05 9.26 43.89 997.71 4,415.76 12.33 56.22 1,920.31 6,336.07 7.60 63.82 1,749.36 8,085.43 5.68 69.51 1,794.37 9,879.80 5.21 74.71 2,078.81 11,958.61 3.69 78.40 2,230.48 14,189.10 2.17 80.57 1,303.97 15,493.07 1.89 82.46 1,386.86 16,879.93 2.28 84.74 2,451.30 19,331.23 1.68 86.42 2,086.71 21,417.95 2.77 89.19 4,230.36 25,648.31 1.88 91.07 4,476.60 30,124.91 3.41 94.48 9,274.53 39,399.44 2.58 97.06 13,529.70 52,929.13 1.32 98.38 12,988.81 65,917.94 1.29 99.67 23,989.00 89,906.94 0.33 100.00 7,756.37 97,663.31 97,663.31

BAND

2.09 0.39 1.01 1.02 1.97 1.79 1.84 2.13 2.28 1.34 1.42 2.51 2.14 4.33 4.58 9.50 13.85 13.30 24.56 7.94

CUM.

PERCENTAGE f

2.09 2.49 3.50 4.52 6.49 8.28 10.12 12.24 14.53 15.86 17.28 19.79 21.93 26.26 30.85 40.34 54.20 67.50 92.06 100.00

10 1 4 2 7 8 4 7 3 7 3 11 10 13 17 35 39 39 36 9 265

CUM.

PERCENTAGE

BAND

10 11 15 17 24 32 36 43 46 53 56 67 77 90 107 142 181 220 256 265

3.77 3.77 247.27 0.38 4.15 70.65 1.51 5.66 608.36 0.75 6.42 193.69 2.64 9.06 804.80 3.02 12.08 2,497.03 1.51 13.58 31.16 2.64 16.23 1,055.93 1.13 17.36 383.96 2.64 20.00 3,580.76 1.13 21.13 1,777.52 4.15 25.28 5,766.61 3.77 29.06 7,113.89 4.91 33.96 1,479.65 6.42 40.38 8,760.75 13.21 53.58 1,280.21 14.72 68.30 2,234.18 14.72 83.02 416.17 13.58 96.60 7,943.04 3.40 100.00 31,764.71 78,010.35

247.27 317.91 926.27 1,119.96 1,924.76 4,421.80 4,452.96 5,508.89 5,892.85 9,473.61 11,251.13 17,017.74 24,131.63 25,611.28 34,372.03 35,652.24 37,886.42 38,302.60 46,245.63 78,010.35

BAND

0.32 0.09 0.78 0.25 1.03 3.20 0.04 1.35 0.49 4.59 2.28 7.39 9.12 1.90 11.23 1.64 2.86 0.53 10.18 40.72

PERCENTAGE

CUM.

BAND

CUM

0.32 0.41 1.19 1.44 2.47 5.67 5.71 7.06 7.55 12.14 14.42 21.81 30.93 32.83 44.06 45.70 48.57 49.10 59.28 100.00

12.10 18.41 61.44 19.41 41.91 142.74 1.74 50.79 17.21 274.60 128.17 235.25 340.91 34.98 195.70 13.80 16.51 3.20 33.11 409.53

12.10 13.09 27.10 25.36 30.38 54.69 45.07 46.07 41.53 61.15 66.65 88.03 112.67 99.86 114.10 90.49 71.58 58.11 51.44 79.88 79.88

Page 10 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2001

15/06/2005

DATE

15/07/2005

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

475 485 693 458 621 401 337 341 217 151 140 177 128 156 105 210 133 46 37 10 5,321

475 960 1,653 2,111 2,732 3,133 3,470 3,811 4,028 4,179 4,319 4,496 4,624 4,780 4,885 5,095 5,228 5,274 5,311 5,321

BAND

CUM.

PERCENTAGE rp

8.93 8.93 1,274.51 1,274.51 9.11 18.04 223.78 1,498.29 13.02 31.07 692.09 2,190.38 8.61 39.67 565.50 2,755.88 11.67 51.34 1,153.92 3,909.80 7.54 58.88 1,149.91 5,059.71 6.33 65.21 1,147.57 6,207.29 6.41 71.62 1,877.46 8,084.74 4.08 75.70 1,341.76 9,426.50 2.84 78.54 1,202.98 10,629.48 2.63 81.17 1,323.60 11,953.08 3.33 84.50 1,984.37 13,937.45 2.41 86.90 2,070.51 16,007.96 2.93 89.83 2,838.96 18,846.91 1.97 91.81 2,725.20 21,572.11 3.95 95.75 7,259.05 28,831.16 2.50 98.25 11,056.80 39,887.96 0.86 99.12 5,911.82 45,799.77 0.70 99.81 9,120.58 54,920.35 0.19 100.00 9,429.61 64,349.95 64,349.95

BAND

1.98 0.35 1.08 0.88 1.79 1.79 1.78 2.92 2.09 1.87 2.06 3.08 3.22 4.41 4.23 11.28 17.18 9.19 14.17 14.65

CUM.

PERCENTAGE f

1.98 2.33 3.40 4.28 6.08 7.86 9.65 12.56 14.65 16.52 18.58 21.66 24.88 29.29 33.52 44.80 61.99 71.17 85.35 100.00

2 1 1 3 3 0 5 6 3 2 6 3 3 3 18 7 23 12 24 9 134

2 3 4 7 10 10 15 21 24 26 32 35 38 41 59 66 89 101 125 134

BAND

CUM.

PERCENTAGE rp

1.49 1.49 1,423.55 1,423.55 0.75 2.24 30.00 1,453.55 0.75 2.99 2.77 1,456.32 2.24 5.22 205.08 1,661.40 2.24 7.46 652.97 2,314.37 0.00 7.46 0.00 2,314.37 3.73 11.19 44.51 2,358.88 4.48 15.67 1,834.84 4,193.71 2.24 17.91 53.43 4,247.14 1.49 19.40 0.00 4,247.14 4.48 23.88 2,682.40 6,929.54 2.24 26.12 12.32 6,941.86 2.24 28.36 38.94 6,980.80 2.24 30.60 989.03 7,969.83 13.43 44.03 1,065.40 9,035.23 5.22 49.25 1,658.03 10,693.26 17.16 66.42 29,406.75 40,100.01 8.96 75.37 933.91 41,033.92 17.91 93.28 1,510.73 42,544.65 6.72 100.00 267.51 42,812.15 42,812.15

BAND

3.33 0.07 0.01 0.48 1.53 0.00 0.10 4.29 0.12 0.00 6.27 0.03 0.09 2.31 2.49 3.87 68.69 2.18 3.53 0.62

CUM.

3.33 3.40 3.40 3.88 5.41 5.41 5.51 9.80 9.92 9.92 16.19 16.21 16.31 18.62 21.10 24.98 93.67 95.85 99.38 100.00

PERCENTAGE BAND

111.69 13.41 0.40 36.26 56.59 0.00 3.88 97.73 3.98 0.00 202.66 0.62 1.88 34.84 39.09 22.84 265.96 15.80 16.56 2.84

CUM

111.69 97.01 66.49 60.29 59.19 45.74 38.00 51.87 45.06 39.96 57.97 49.81 43.61 42.29 41.88 37.09 100.53 89.59 77.47 66.53 66.53

Page 11 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2001

15/06/2005

DATE

15/07/2005

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

760 425 451 323 406 271 309 291 200 113 115 142 106 136 92 180 101 32 28 9 4,490

760 1,185 1,636 1,959 2,365 2,636 2,945 3,236 3,436 3,549 3,664 3,806 3,912 4,048 4,140 4,320 4,421 4,453 4,481 4,490

BAND

CUM.

16.93 16.93 9.47 26.39 10.04 36.44 7.19 43.63 9.04 52.67 6.04 58.71 6.88 65.59 6.48 72.07 4.45 76.53 2.52 79.04 2.56 81.60 3.16 84.77 2.36 87.13 3.03 90.16 2.05 92.20 4.01 96.21 2.25 98.46 0.71 99.18 0.62 99.80 0.20 100.00

PERCENTAGE rp

3,213.67 389.40 701.70 731.73 1,772.50 1,387.47 1,950.42 2,686.26 2,301.21 1,689.33 2,197.09 3,210.53 2,827.51 4,263.21 3,642.39 11,303.12 10,373.93 4,653.57 16,429.59 17,728.09

3,213.67 3,603.07 4,304.77 5,036.50 6,808.99 8,196.46 10,146.89 12,833.15 15,134.36 16,823.69 19,020.79 22,231.32 25,058.83 29,322.04 32,964.43 44,267.55 54,641.49 59,295.06 75,724.65 93,452.74

93,452.74

BAND

3.44 0.42 0.75 0.78 1.90 1.48 2.09 2.87 2.46 1.81 2.35 3.44 3.03 4.56 3.90 12.10 11.10 4.98 17.58 18.97

CUM.

PERCENTAGE f

3.44 3.86 4.61 5.39 7.29 8.77 10.86 13.73 16.19 18.00 20.35 23.79 26.81 31.38 35.27 47.37 58.47 63.45 81.03 100.00

14 1 2 3 7 5 6 9 7 8 3 11 8 17 4 27 16 4 10 6 168

BAND

CUM.

PERCENTAGE rp

14 8.33 8.33 433.37 433.37 15 0.60 8.93 7.90 441.27 17 1.19 10.12 189.71 630.98 20 1.79 11.90 155.63 786.61 27 4.17 16.07 378.33 1,164.94 32 2.98 19.05 240.64 1,405.57 38 3.57 22.62 1,469.81 2,875.38 47 5.36 27.98 2,292.23 5,167.61 54 4.17 32.14 330.23 5,497.84 62 4.76 36.90 5,545.98 11,043.82 65 1.79 38.69 91.38 11,135.20 76 6.55 45.24 8,725.69 19,860.89 84 4.76 50.00 936.11 20,797.00 101 10.12 60.12 13,822.61 34,619.61 105 2.38 62.50 316.22 34,935.83 132 16.07 78.57 32,212.71 67,148.53 148 9.52 88.10 806.19 67,954.72 152 2.38 90.48 5,266.49 73,221.21 162 5.95 96.43 5,917.97 79,139.18 168 3.57 100.00 525.93 79,665.11 79,665.11

BAND

0.54 0.01 0.24 0.20 0.47 0.30 1.84 2.88 0.41 6.96 0.11 10.95 1.18 17.35 0.40 40.44 1.01 6.61 7.43 0.66

PERCENTAGE

CUM.

BAND

0.54 0.55 0.79 0.99 1.46 1.76 3.61 6.49 6.90 13.86 13.98 24.93 26.11 43.46 43.85 84.29 85.30 91.91 99.34 100.00

13.49 2.03 27.04 21.27 21.34 17.34 75.36 85.33 14.35 328.29 4.16 271.78 33.11 324.23 8.68 284.99 7.77 113.17 36.02 2.97

CUM

13.49 12.25 14.66 15.62 17.11 17.15 28.34 40.27 36.33 65.64 58.54 89.34 82.99 118.07 105.98 151.69 124.36 123.49 104.51 85.25 85.25

Page 12 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,753 910 973 589 736 452 376 369 261 183 105 187 124 192 132 243 225 127 75 7 8,019

1,753 2,663 3,636 4,225 4,961 5,413 5,789 6,158 6,419 6,602 6,707 6,894 7,018 7,210 7,342 7,585 7,810 7,937 8,012 8,019

BAND

CUM.

PERCENTAGE rp

21.86 21.86 2,670.19 2,670.19 11.35 33.21 1,510.98 4,181.17 12.13 45.34 589.69 4,770.86 7.35 52.69 474.63 5,245.49 9.18 61.87 844.14 6,089.63 5.64 67.50 893.21 6,982.83 4.69 72.19 905.51 7,888.35 4.60 76.79 1,207.86 9,096.21 3.25 80.05 1,114.65 10,210.86 2.28 82.33 846.02 11,056.88 1.31 83.64 613.14 11,670.02 2.33 85.97 1,410.40 13,080.42 1.55 87.52 1,057.79 14,138.21 2.39 89.91 2,277.56 16,415.77 1.65 91.56 2,096.76 18,512.53 3.03 94.59 5,946.01 24,458.54 2.81 97.39 12,476.51 36,935.06 1.58 98.98 11,442.71 48,377.77 0.94 99.91 15,857.58 64,235.34 0.09 100.00 1,328.15 65,563.49 65,563.49

BAND

4.07 2.30 0.90 0.72 1.29 1.36 1.38 1.84 1.70 1.29 0.94 2.15 1.61 3.47 3.20 9.07 19.03 17.45 24.19 2.03

CUM.

PERCENTAGE f

4.07 6.38 7.28 8.00 9.29 10.65 12.03 13.87 15.57 16.86 17.80 19.95 21.56 25.04 28.24 37.31 56.33 73.79 97.97 100.00

12 4 4 2 12 8 9 9 5 2 3 9 10 2 6 21 17 10 15 2 162

CUM.

PERCENTAGE

BAND

12 16 20 22 34 42 51 60 65 67 70 79 89 91 97 118 135 145 160 162

7.41 7.41 28,108.10 28,108.10 2.47 9.88 188.86 28,296.96 2.47 12.35 166.29 28,463.24 1.23 13.58 101.24 28,564.48 7.41 20.99 378.53 28,943.01 4.94 25.93 565.59 29,508.61 5.56 31.48 802.45 30,311.06 5.56 37.04 1,364.92 31,675.98 3.09 40.12 483.42 32,159.40 1.23 41.36 11.16 32,170.56 1.85 43.21 47.52 32,218.08 5.56 48.77 315.88 32,533.96 6.17 54.94 2,553.31 35,087.27 1.23 56.17 20.89 35,108.16 3.70 59.88 669.63 35,777.79 12.96 72.84 2,033.33 37,811.12 10.49 83.33 1,496.14 39,307.27 6.17 89.51 1,332.11 40,639.38 9.26 98.77 23,854.85 64,494.22 1.23 100.00 106.75 64,600.97 64,600.97

BAND

43.51 0.29 0.26 0.16 0.59 0.88 1.24 2.11 0.75 0.02 0.07 0.49 3.95 0.03 1.04 3.15 2.32 2.06 36.93 0.17

CUM.

PERCENTAGE BAND

CUM

43.51 1,052.66 1,052.66 43.80 12.50 676.77 44.06 28.20 596.61 44.22 21.33 544.55 44.80 44.84 475.28 45.68 63.32 422.59 46.92 88.62 384.25 49.03 113.00 348.23 49.78 43.37 314.95 49.80 1.32 290.96 49.87 7.75 276.08 50.36 22.40 248.72 54.31 241.38 248.17 54.35 0.92 213.87 55.38 31.94 193.26 58.53 34.20 154.59 60.85 11.99 106.42 62.91 11.64 84.00 99.83 150.43 100.40 100.00 8.04 98.53 98.53

Page 13 0f 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

7 4 9 3 7 6 9 3 5 6 3 4 5 7 6 13 15 1 1 0 114

7 11 20 23 30 36 45 48 53 59 62 66 71 78 84 97 112 113 114 114

BAND

CUM.

6.14 6.14 3.51 9.65 7.89 17.54 2.63 20.18 6.14 26.32 5.26 31.58 7.89 39.47 2.63 42.11 4.39 46.49 5.26 51.75 2.63 54.39 3.51 57.89 4.39 62.28 6.14 68.42 5.26 73.68 11.40 85.09 13.16 98.25 0.88 99.12 0.88 100.00 0.00 100.00

PERCENTAGE rp

24.59 24.59 0.54 25.12 2.43 27.56 1.01 28.57 7.24 35.81 9.49 45.30 22.29 67.59 3.16 70.75 30.30 101.05 21.31 122.36 10.79 133.15 30.15 163.30 43.54 206.84 49.78 256.62 66.78 323.40 243.42 566.82 400.99 967.81 147.96 1,115.77 190.40 1,306.17 0.00 1,306.17 1,306.17

BAND

1.88 0.04 0.19 0.08 0.55 0.73 1.71 0.24 2.32 1.63 0.83 2.31 3.33 3.81 5.11 18.64 30.70 11.33 14.58 0.00

CUM.

1.88 1.92 2.11 2.19 2.74 3.47 5.17 5.42 7.74 9.37 10.19 12.50 15.84 19.65 24.76 43.40 74.10 85.42 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 2 0 0 0 0 0 0 0 0 0 2

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 2 100.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 24.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 24.58

PERCENTAGE

BAND

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 24.58 24.58 24.58 24.58 24.58 24.58 24.58 24.58 24.58 24.58

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 227.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.46 15.05 11.88 9.58 7.60 4.34 2.54 2.20 1.88 1.88 1.88

Page 14 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 29

01/01/2001

15/06/2005

DATE

15/07/2005

DATA POSITION FROM PROCESSING

Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

103,950 88,586 92,774 45,747 42,678 18,750 13,199 8,721 4,686 2,378 1,789 2,031 1,274 1,434 989 1,119 682 276 279 119 431,461

103,950 192,536 285,310 331,057 373,735 392,485 405,684 414,405 419,091 421,469 423,258 425,289 426,563 427,997 428,986 430,105 430,787 431,063 431,342 431,461

BAND

CUM.

24.09 24.09 20.53 44.62 21.50 66.13 10.60 76.73 9.89 86.62 4.35 90.97 3.06 94.03 2.02 96.05 1.09 97.13 0.55 97.68 0.41 98.10 0.47 98.57 0.30 98.87 0.33 99.20 0.23 99.43 0.26 99.69 0.16 99.84 0.06 99.91 0.06 99.97 0.03 100.00

PERCENTAGE rp

20,444.12 20,393.44 38,279.17 31,890.48 48,372.26 31,385.33 32,921.76 30,096.34 21,312.62 13,825.98 12,365.77 16,152.79 12,841.77 16,709.14 14,893.29 26,822.20 32,033.40 20,170.74 31,952.40 24,763.37

20,444.12 40,837.56 79,116.73 111,007.21 159,379.47 190,764.79 223,686.56 253,782.89 275,095.51 288,921.50 301,287.27 317,440.06 330,281.83 346,990.96 361,884.26 388,706.46 420,739.86 440,910.60 472,863.00 497,626.37

497,626.37

BAND

CUM.

4.11 4.11 4.10 8.21 7.69 15.90 6.41 22.31 9.72 32.03 6.31 38.34 6.62 44.95 6.05 51.00 4.28 55.28 2.78 58.06 2.48 60.54 3.25 63.79 2.58 66.37 3.36 69.73 2.99 72.72 5.39 78.11 6.44 84.55 4.05 88.60 6.42 95.02 4.98 100.00

PERCENTAGE f

195 179 176 114 137 74 68 58 40 24 26 28 33 46 42 63 88 58 97 214 1,760

195 374 550 664 801 875 943 1,001 1,041 1,065 1,091 1,119 1,152 1,198 1,240 1,303 1,391 1,449 1,546 1,760

BAND

CUM.

11.08 11.08 10.17 21.25 10.00 31.25 6.48 37.73 7.78 45.51 4.20 49.72 3.86 53.58 3.30 56.88 2.27 59.15 1.36 60.51 1.48 61.99 1.59 63.58 1.88 65.45 2.61 68.07 2.39 70.45 3.58 74.03 5.00 79.03 3.30 82.33 5.51 87.84 12.16 100.00

13,145.71 7,958.08 9,675.19 8,488.61 11,899.27 9,093.91 8,961.35 4,138.18 5,185.29 1,948.68 931.33 1,621.47 1,835.72 1,448.19 4,939.53 10,591.30 4,543.87 9,114.41 7,984.00 13,168.29 136,672.38

13,145.71 21,103.80 30,778.99 39,267.60 51,166.87 60,260.78 69,222.13 73,360.32 78,545.60 80,494.28 81,425.61 83,047.08 84,882.80 86,330.99 91,270.52 101,861.81 106,405.68 115,520.09 123,504.09 136,672.38

PERCENTAGE

BAND

CUM

64.30 39.02 25.28 26.62 24.60 28.98 27.22 13.75 24.33 14.09 7.53 10.04 14.29 8.67 33.17 39.49 14.18 45.19 24.99 53.18

64.30 51.68 38.90 35.37 32.10 31.59 30.95 28.91 28.55 27.86 27.03 26.16 25.70 24.88 25.22 26.21 25.29 26.20 26.12 27.46

9.62 5.82 7.08 6.21 8.71 6.65 6.56 3.03 3.79 1.43 0.68 1.19 1.34 1.06 3.61 7.75 3.32 6.67 5.84 9.63

CUM.

9.62 15.44 22.52 28.73 37.44 44.09 50.65 53.68 57.47 58.90 59.58 60.76 62.11 63.17 66.78 74.53 77.85 84.52 90.37 100.00

27.46

Page 15 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

14 19 27 22 17 32 14 13 17 12 9 11 6 12 5 8 11 4 0 0 253

14 33 60 82 99 131 145 158 175 187 196 207 213 225 230 238 249 253 253 253

BAND

CUM.

PERCENTAGE rp

5.53 5.53 5.92 5.92 7.51 13.04 13.91 19.84 10.67 23.72 24.32 44.15 8.70 32.41 45.29 89.45 6.72 39.13 63.05 152.50 12.65 51.78 117.80 270.30 5.53 57.31 94.83 365.13 5.14 62.45 125.71 490.83 6.72 69.17 132.08 622.92 4.74 73.91 315.45 938.37 3.56 77.47 106.76 1,045.13 4.35 81.82 122.59 1,167.72 2.37 84.19 187.20 1,354.91 4.74 88.93 323.76 1,678.67 1.98 90.91 199.39 1,878.06 3.16 94.07 516.98 2,395.04 4.35 98.42 1,222.60 3,617.64 1.58 100.00 823.56 4,441.20 0.00 100.00 0.00 4,441.20 0.00 100.00 0.00 4,441.20 4,441.20

BAND

0.13 0.31 0.55 1.02 1.42 2.65 2.14 2.83 2.97 7.10 2.40 2.76 4.21 7.29 4.49 11.64 27.53 18.54 0.00 0.00

CUM.

0.13 0.45 0.99 2.01 3.43 6.09 8.22 11.05 14.03 21.13 23.53 26.29 30.51 37.80 42.29 53.93 81.46 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 2 1 1 0 0 1 0 2 0 0 0 7

BAND

0 0 0 0 0 0 0 0 0 2 3 4 4 4 5 5 7 7 7 7

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.57 14.29 14.29 0.00 0.00 14.29 0.00 28.57 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.57 460.50 460.50 42.86 27.74 488.25 57.14 28.41 516.66 57.14 0.00 516.66 57.14 0.00 516.66 71.43 104.39 621.04 71.43 0.00 621.04 100.00 67.65 688.70 100.00 0.00 688.70 100.00 0.00 688.70 100.00 0.00 688.70 688,70

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 66.87 4.03 4.13 0.00 0.00 15.16 0.00 9.82 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 66.87 70.89 75.02 75.02 75.02 90.18 90.18 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 145.98 25.99 23.18 0.00 0.00 52.35 0.00 5.53 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 49.07 46.72 44.25 38.13 30.78 33.07 25.93 19.04 15.51 15.51 15.51 15,51

Page 16 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2001

15/06/2005

DATE

15/07/2005

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

368 275 63 36 78 29 29 29 22 10 14 12 10 20 15 48 59 3 0 0 1,120

368 643 706 742 820 849 878 907 929 939 953 965 975 995 1,010 1,058 1,117 1,120 1,120 1,120

BAND

CUM.

32.86 32.86 24.55 57.41 5.63 63.04 3.21 66.25 6.96 73.21 2.59 75.80 2.59 78.39 2.59 80.98 1.96 82.95 0.89 83.84 1.25 85.09 1.07 86.16 0.89 87.05 1.79 88.84 1.34 90.18 4.29 94.46 5.27 99.73 0.27 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

1,443.66 366.78 195.51 1,649.83 340.12 146.04 189.32 952.21 137.09 574.09 237.90 202.29 165.70 1,754.46 1,939.70 5,222.03 4,682.59 342.40 0.00 0.00

1,443.66 1,810.45 2,005.95 3,655.78 3,995.89 4,141.93 4,331.25 5,283.46 5,420.55 5,994.63 6,232.54 6,434.83 6,600.53 8,354.99 10,294.68 15,516.71 20,199.30 20,541.70 20,541.70 20,541.70

20,541.70

BAND

7.03 1.79 0.95 8.03 1.66 0.71 0.92 4.64 0.67 2.79 1.16 0.98 0.81 8.54 9.44 25.42 22.80 1.67 0.00 0.00

CUM.

PERCENTAGE f

7.03 8.81 9.77 17.80 19.45 20.16 21.09 25.72 26.39 29.18 30.34 31.33 32.13 40.67 50.12 75.54 98.33 100.00 100.00 100.00

89 3 12 18 54 4 1 24 0 11 0 0 4 7 4 13 4 1 0 0 249

BAND

CUM.

PERCENTAGE rp

89 35.74 35.74 1,673.43 1,673.43 92 1.20 36.95 37.46 1,710.88 104 4.82 41.77 163.92 1,874.80 122 7.23 49.00 352.78 2,227.59 176 21.69 70.68 1,024.86 3,252.45 180 1.61 72.29 53.92 3,306.37 181 0.40 72.69 8.82 3,315.19 205 9.64 82.33 2,374.19 5,689.38 205 0.00 82.33 0.00 5,689.38 216 4.42 86.75 604.00 6,293.38 216 0.00 86.75 0.00 6,293.38 216 0.00 86.75 0.00 6,293.38 220 1.61 88.35 99.90 6,393.27 227 2.81 91.16 388.89 6,782.16 231 1.61 92.77 204.98 6,987.14 244 5.22 97.99 824.48 7,811.62 248 1.61 99.60 71.04 7,882.65 249 0.40 100.00 29.61 7,912.26 249 0.00 100.00 0.00 7,912.26 249 0.00 100.00 0.00 7,912.26 7,912.26

BAND

21.15 0.47 2.07 4.46 12.95 0.68 0.11 30.01 0.00 7.63 0.00 0.00 1.26 4.92 2.59 10.42 0.90 0.37 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

21.15 21.62 23.69 28.15 41.11 41.79 41.90 71.91 71.91 79.54 79.54 79.54 80.80 85.72 88.31 98.73 99.63 100.00 100.00 100.00

115.92 10.21 83.84 21.38 301.33 36.92 4.66 249.34 0.00 105.21 0.00 0.00 60.29 22.17 10.57 15.79 1.52 8.65 0.00 0.00

115.92 94.50 93.46 60.93 81.39 79.83 76.54 107.68 104.96 104.98 100.98 97.80 96.86 81.18 67.87 50.34 39.02 38.52 38.52 38.52 38.52

Page 17 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

26 12 4 5 16 3 17 4 9 5 2 4 17 15 16 22 20 4 2 1 204

26 38 42 47 63 66 83 87 96 101 103 107 124 139 155 177 197 201 203 204

BAND

CUM.

PERCENTAGE rp

12.75 12.75 24.09 24.09 5.88 18.63 19.66 43.74 1.96 20.59 33.18 76.93 2.45 23.04 5.12 82.05 7.84 30.88 22.38 104.43 1.47 32.35 5.42 109.84 8.33 40.69 54.86 164.71 1.96 42.65 14.34 179.04 4.41 47.06 41.69 220.73 2.45 49.51 30.25 250.98 0.98 50.49 19.38 270.36 1.96 52.45 110.38 380.74 8.33 60.78 261.07 641.81 7.35 68.14 275.82 917.63 7.84 75.98 325.63 1,243.27 10.78 86.76 586.25 1,829.51 9.80 96.57 1,698.46 3,527.97 1.96 98.53 642.50 4,170.48 0.98 99.51 688.26 4,858.73 0.49 100.00 172.75 5,031.48 5,031.48

BAND

0.48 0.39 0.66 0.10 0.44 0.11 1.09 0.28 0.83 0.60 0.39 2.19 5.19 5.48 6.47 11.65 33.76 12.77 13.68 3.43

CUM.

0.48 0.87 1.53 1.63 2.08 2.18 3.27 3.56 4.39 4.99 5.37 7.57 12.76 18.24 24.71 36.36 70.12 82.89 96.57 100.00

PERCENTAGE f

4 1 0 0 0 0 0 0 0 0 0 0 11 3 3 0 1 0 2 1 26

BAND

4 5 5 5 5 5 5 5 5 5 5 5 16 19 22 22 23 23 25 26

CUM.

PERCENTAGE rp

15.38 15.38 33.32 33.32 3.85 19.23 10.00 43.32 0.00 19.23 0.00 43.32 0.00 19.23 0.00 43.32 0.00 19.23 0.00 43.32 0.00 19.23 0.00 43.32 0.00 19.23 0.00 43.32 0.00 19.23 0.00 43.32 0.00 19.23 0.00 43.32 0.00 19.23 0.00 43.32 0.00 19.23 0.00 43.32 0.00 19.23 0.00 43.32 42.31 61.54 250.91 294.23 11.54 73.08 45.56 339.79 11.54 84.62 30.88 370.66 0.00 84.62 0.00 370.66 3.85 88.46 21.34 392.01 0.00 88.46 0.00 392.01 7.69 96.15 82.16 474.17 3.85 100.00 74.40 548.58 548.58

BAND

6.07 1.82 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 45.74 8.30 5.63 0.00 3.89 0.00 14.98 13.56

PERCENTAGE

CUM.

BAND

CUM

6.07 7.90 7.90 7.90 7.90 7.90 7.90 7.90 7.90 7.90 7.90 7.90 53.64 61.94 67.57 67.57 71.46 71.46 86.44 100.00

138.35 50.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 96.11 16.52 9.48 0.00 1.26 0.00 11.94 43.07

138.35 99.04 56.32 52.80 41.49 39.44 26.30 24.20 19.63 17.26 16.02 11.38 45.84 37.03 29.81 20.26 11.11 9.40 9.76 10.90 10.90

Page 18 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

OCCUPATION CODE

: 40

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

41 13 16 1 1 0 2 1 0 1 0 0 1 1 1 0 0 1 0 0 80

BAND

41 54 70 71 72 72 74 75 75 76 76 76 77 78 79 79 79 80 80 80

CUM.

PERCENTAGE rp

51.25 51.25 4.92 4.92 16.25 67.50 5.96 10.88 20.00 87.50 8.32 19.20 1.25 88.75 0.14 19.34 1.25 90.00 1.48 20.82 0.00 90.00 0.00 20.82 2.50 92.50 23.68 44.50 1.25 93.75 0.63 45.13 0.00 93.75 0.00 45.13 1.25 95.00 12.51 57.64 0.00 95.00 0.00 57.64 0.00 95.00 0.00 57.64 1.25 96.25 33.32 90.96 1.25 97.50 13.97 104.93 1.25 98.75 25.25 130.17 0.00 98.75 0.00 130.17 0.00 98.75 0.00 130.17 1.25 100.00 160.29 290.47 0.00 100.00 0.00 290.47 0.00 100.00 0.00 290.47 290.47

BAND

1.69 2.05 2.87 0.05 0.51 0.00 8.15 0.22 0.00 4.31 0.00 0.00 11.47 4.81 8.69 0.00 0.00 55.18 0.00 0.00

CUM.

1.69 3.74 6.61 6.66 7.17 7.17 15.32 15.54 15.54 19.84 19.84 19.84 31.31 36.12 44.82 44.82 44.82 100.00 100.00 100.00

PERCENTAGE f

0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

CUM.

0 0.00 0.00 2 100.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00

PERCENTAGE rp

0.00 0.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0,56

0.00 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56

BAND

CUM.

0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 9.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 5.18 2.93 2.91 2.71 2.71 1.27 1.25 1.25 0.98 0.98 0.98 0.62 0.54 0.43 0.43 0.43 0.19 0.19 0.19 0.19

Page 19 of 180

RISK AND LOSS PROFILE 2001 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

978 818 660 228 213 62 43 13 19 5 4 13 3 8 6 1 10 3 0 1 3,088

978 1,796 2,456 2,684 2,897 2,959 3,002 3,015 3,034 3,039 3,043 3,056 3,059 3,067 3,073 3,074 3,084 3,087 3,087 3,088

BAND

CUM.

31.67 31.67 26.49 58.16 21.37 79.53 7.38 86.92 6.90 93.81 2.01 95.82 1.39 97.22 0.42 97.64 0.62 98.25 0.16 98.41 0.13 98.54 0.42 98.96 0.10 99.06 0.26 99.32 0.19 99.51 0.03 99.55 0.32 99.87 0.10 99.97 0.00 99.97 0.03 100.00

PERCENTAGE rp

171.67 411.08 623.11 348.68 418.99 189.10 180.42 56.25 84.23 95.35 14.06 45.71 15.12 136.39 73.25 15.41 605.15 356.71 0.00 2,085.23 5,925.91

171.67 582.75 1,205.86 1,554.54 1,973.53 2,162.64 2,343.05 2,399.30 2,483.53 2,578.88 2,592.94 2,638.66 2,653.77 2,790.16 2,863.41 2,878.82 3,483.97 3,840.68 3,840.68 5,925.91

BAND

2.90 6.94 10.51 5.88 7.07 3.19 3.04 0.95 1.42 1.61 0.24 0.77 0.26 2.30 1.24 0.26 10.21 6.02 0.00 35.19

CUM.

2.90 9.83 20.35 26.23 33.30 36.49 39.54 40.49 41.91 43.52 43.76 44.53 44.78 47.08 48.32 48.58 58.79 64.81 64.81 100.00

PERCENTAGE f

2 2 1 0 3 2 2 0 0 0 0 0 0 0 1 0 2 0 0 1 16

BAND

2 4 5 5 8 10 12 12 12 12 12 12 12 12 13 13 15 15 15 16

CUM.

12.50 12.50 12.50 25.00 6.25 31.25 0.00 31.25 18.75 50.00 12.50 62.50 12.50 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 6.25 81.25 0.00 81.25 12.50 93.75 0.00 93.75 0.00 93.75 6.25 100.00

PERCENTAGE rp

57.20 59.98 171.00 0.00 19.41 20.92 439.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 104.39 0.00 59.29 0.00 0.00 2,006.36 2,937.89

57.20 117.18 288.18 288.18 307.59 328.51 767.86 767.86 767.86 767.86 767.86 767.86 767.86 767.86 872.24 872.24 931.54 931.54 931.54 2,937.89

BAND

CUM.

1.95 1.95 2.04 3.99 5.82 9.81 0.00 9.81 0.66 10.47 0.71 11.18 14.95 26.14 0.00 26.14 0.00 26.14 0.00 26.14 0.00 26.14 0.00 26.14 0.00 26.14 0.00 26.14 3.55 29.69 0.00 29.69 2.02 31.71 0.00 31.71 0.00 31.71 68.29 100.00

PERCENTAGE BAND

33.32 14.59 27.44 0.00 4.63 11.06 243.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 142.51 0.00 9.80 0.00 0.00 96.22

CUM

33.32 20.11 23.90 18.54 15.59 15.19 32.77 32.00 30.92 29.77 29.61 29.10 28.93 27.52 30.46 30.30 26.74 24.25 24.25 49.58 49.58

Page 20 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

4,858 5,917 6,753 2,949 2,488 1,010 757 496 304 131 106 141 90 112 82 145 81 47 11 4 26,482

4,858 10,775 17,528 20,477 22,965 23,975 24,732 25,228 25,532 25,663 25,769 25,910 26,000 26,112 26,194 26,339 26,420 26,467 26,478 26,482

BAND

CUM.

18.34 18.34 22.34 40.69 25.50 66.19 11.14 77.32 9.40 86.72 3.81 90.53 2.86 93.39 1.87 95.26 1.15 96.41 0.49 96.91 0.40 97.31 0.53 97.84 0.34 98.18 0.42 98.60 0.31 98.91 0.55 99.46 0.31 99.77 0.18 99.94 0.04 99.98 0.02 100.00

PERCENTAGE rp

1,855.28 1,338.79 2,919.96 2,279.53 3,251.73 2,136.42 3,232.26 2,665.11 1,824.70 1,571.86 1,080.86 1,386.07 1,222.35 2,221.08 1,934.36 5,247.10 5,447.41 3,693.50 5,486.15 1,501.76 52,296.28

1,855.28 3,194.07 6,114.03 8,393.56 11,645.29 13,781.71 17,013.96 19,679.07 21,503.78 23,075.64 24,156.50 25,542.57 26,764.92 28,986.00 30,920.36 36,167.45 41,614.86 45,308.37 50,794.52 52,296.28

BAND

CUM.

3.55 3.55 2.56 6.11 5.58 11.69 4.36 16.05 6.22 22.27 4.09 26.35 6.18 32.53 5.10 37.63 3.49 41.12 3.01 44.12 2.07 46.19 2.65 48.84 2.34 51.18 4.25 55.43 3.70 59.13 10.03 69.16 10.42 79.58 7.06 86.64 10.49 97.13 2.87 100.00

PERCENTAGE f

12 5 16 8 11 4 3 20 8 13 1 2 1 4 3 7 10 4 1 0 133

12 17 33 41 52 56 59 79 87 100 101 103 104 108 111 118 128 132 133 133

BAND

CUM.

9.02 9.02 3.76 12.78 12.03 24.81 6.02 30.83 8.27 39.10 3.01 42.11 2.26 44.36 15.04 59.40 6.02 65.41 9.77 75.19 0.75 75.94 1.50 77.44 0.75 78.20 3.01 81.20 2.26 83.46 5.26 88.72 7.52 96.24 3.01 99.25 0.75 100.00 0.00 100.00

PERCENTAGE rp

1,832.45 215.25 586.68 833.14 1,907.32 362.00 146.65 3,434.95 2,018.83 1,064.50 0.00 21.18 31.50 170.74 47.18 207.90 323.14 427.64 255.12 0.00 13,886.17

1,832.45 2,047.70 2,634.39 3,467.52 5,374.84 5,736.84 5,883.49 9,318.44 11,337.27 12,401.78 12,401.78 12,422.95 12,454.45 12,625.19 12,672.37 12,880.28 13,203.42 13,631.05 13,886.17 13,886.17

BAND

13.20 1.55 4.22 6.00 13.74 2.61 1.06 24.74 14.54 7.67 0.00 0.15 0.23 1.23 0.34 1.50 2.33 3.08 1.84 0.00

CUM.

13.20 14.75 18.97 24.97 38.71 41.31 42.37 67.11 81.64 89.31 89.31 89.46 89.69 90.92 91.26 92.76 95.08 98.16 100.00 100.00

PERCENTAGE BAND

98.77 16.08 20.09 36.55 58.66 16.94 4.54 128.89 110.64 67.72 0.00 1.53 2.58 7.69 2.44 3.96 5.93 11.58 4.65 0.00

CUM

98.77 64.11 43.09 41.31 46.15 41.63 34.58 47.35 52.72 53.74 51.34 48.64 46.53 43.56 40.98 35.61 31.73 30.09 27.34 26.55 26.55

Page 21 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,212 2,112 1,695 578 478 156 125 66 34 23 16 13 13 16 10 12 22 5 1 1 7,588

2,212 4,324 6,019 6,597 7,075 7,231 7,356 7,422 7,456 7,479 7,495 7,508 7,521 7,537 7,547 7,559 7,581 7,586 7,587 7,588

BAND

CUM.

29.15 29.15 27.83 56.98 22.34 79.32 7.62 86.94 6.30 93.24 2.06 95.30 1.65 96.94 0.87 97.81 0.45 98.26 0.30 98.56 0.21 98.77 0.17 98.95 0.17 99.12 0.21 99.33 0.13 99.46 0.16 99.62 0.29 99.91 0.07 99.97 0.01 99.99 0.01 100.00

PERCENTAGE rp

496.05 409.30 640.62 403.99 572.37 270.47 323.36 203.24 132.58 128.44 113.33 131.55 196.28 153.41 178.23 405.27 1,544.04 234.20 148.73 0.60 6,686.05

496.05 905.35 1,545.97 1,949.96 2,522.33 2,792.80 3,116.16 3,319.40 3,451.98 3,580.42 3,693.75 3,825.29 4,021.57 4,174.98 4,353.21 4,758.48 6,302.52 6,536.72 6,685.45 6,686.05

BAND

7.42 6.12 9.58 6.04 8.56 4.05 4.84 3.04 1.98 1.92 1.70 1.97 2.94 2.29 2.67 6.06 23.09 3.50 2.22 0.01

CUM.

7.42 13.54 23.12 29.16 37.73 41.77 46.61 49.65 51.63 53.55 55.25 57.21 60.15 62.44 65.11 71.17 94.26 97.77 99.99 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

5 1 1 0 1 1 0 0 1 0 0 1 0 0 1 0 1 0 0 0

5 38.46 38.46 742.33 6 7.69 46.15 100.00 7 7.69 53.85 36.65 7 0.00 53.85 0.00 8 7.69 61.54 9.61 9 7.69 69.23 581.60 9 0.00 69.23 0.00 9 0.00 69.23 0.00 10 7.69 76.92 25.00 10 0.00 76.92 0.00 10 0.00 76.92 0.00 11 7.69 84.62 23.95 11 0.00 84.62 0.00 11 0.00 84.62 0.00 12 7.69 92.31 7.35 12 0.00 92.31 0.00 13 7.69 100.00 1,101.91 13 0.00 100.00 0.00 13 0.00 100.00 0.00 13 0.00 100.00 0.00

2,628.38

742.33 842.33 878.98 878.98 888.59 1,470.19 1,470.19 1,470.19 1,495.19 1,495.19 1,495.19 1,519.13 1,519.13 1,519.13 1,526.48 1,526.48 2,628.38 2,628.38 2,628.38 2,628.38

BAND

28.24 3.80 1.39 0.00 0.37 22.13 0.00 0.00 0.95 0.00 0.00 0.91 0.00 0.00 0.28 0.00 41.92 0.00 0.00 0.00

CUM.

28.24 32.05 33.44 33.44 33.81 55.94 55.94 55.94 56.89 56.89 56.89 57.80 57.80 57.80 58.08 58.08 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

149.65 24.43 5.72 0.00 1.68 215.03 0.00 0.00 18.86 0.00 0.00 18.20 0.00 0.00 4.12 0.00 71.37 0.00 0.00 0.00

149.65 93.04 56.86 45.08 35.23 52.64 47.18 44.29 43.31 41.76 40.48 39.71 37.77 36.39 35.07 32.08 41.70 40.21 39.31 39.31 39.31

Page 22 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

3,529 3,874 3,714 1,662 1,356 546 355 229 139 94 69 69 53 76 35 60 105 34 24 11 16,034

3,529 7,403 11,117 12,779 14,135 14,681 15,036 15,265 15,404 15,498 15,567 15,636 15,689 15,765 15,800 15,860 15,965 15,999 16,023 16,034

BAND

CUM.

22.01 22.01 24.16 46.17 23.16 69.33 10.37 79.70 8.46 88.16 3.41 91.56 2.21 93.78 1.43 95.20 0.87 96.07 0.59 96.66 0.43 97.09 0.43 97.52 0.33 97.85 0.47 98.32 0.22 98.54 0.37 98.91 0.65 99.57 0.21 99.78 0.15 99.93 0.07 100.00

PERCENTAGE rp

1,214.27 1,033.28 2,109.34 1,722.17 2,345.46 1,398.50 1,196.40 1,061.03 730.26 704.79 484.68 702.97 801.84 1,068.24 566.87 1,707.48 5,925.74 3,446.87 4,877.20 2,966.28 36,063.68

1,214.27 2,247.55 4,356.89 6,079.06 8,424.52 9,823.02 11,019.43 12,080.45 12,810.71 13,515.50 14,000.18 14,703.15 15,504.99 16,573.23 17,140.11 18,847.59 24,773.33 28,220.20 33,097.40 36,063.68

BAND

3.37 2.87 5.85 4.78 6.50 3.88 3.32 2.94 2.02 1.95 1.34 1.95 2.22 2.96 1.57 4.73 16.43 9.56 13.52 8.23

CUM.

3.37 6.23 12.08 16.86 23.36 27.24 30.56 33.50 35.52 37.48 38.82 40.77 42.99 45.96 47.53 52.26 68.69 78.25 91.77 100.00

PERCENTAGE f

9 13 9 6 9 5 0 5 0 1 1 1 3 5 1 4 3 6 4 6 91

BAND

9 22 31 37 46 51 51 56 56 57 58 59 62 67 68 72 75 81 85 91

CUM.

9.89 9.89 14.29 24.18 9.89 34.07 6.59 40.66 9.89 50.55 5.49 56.04 0.00 56.04 5.49 61.54 0.00 61.54 1.10 62.64 1.10 63.74 1.10 64.84 3.30 68.13 5.49 73.63 1.10 74.73 4.40 79.12 3.30 82.42 6.59 89.01 4.40 93.41 6.59 100.00

PERCENTAGE rp

1,267.54 702.55 890.48 844.23 1,468.42 392.19 0.00 170.04 0.00 0.00 7.62 1,689.55 1,341.91 1,209.54 3.69 3,659.66 70.65 1,350.60 799.07 525.93 16,393.66

1,267.54 1,970.08 2,860.56 3,704.79 5,173.22 5,565.40 5,565.40 5,735.45 5,735.45 5,735.45 5,743.06 7,432.61 8,774.52 9,984.06 9,987.75 13,647.41 13,718.06 15,068.66 15,867.73 16,393.66

BAND

PERCENTAGE

CUM.

BAND

7.73 7.73 4.29 12.02 5.43 17.45 5.15 22.60 8.96 31.56 2.39 33.95 0.00 33.95 1.04 34.99 0.00 34.99 0.00 34.99 0.05 35.03 10.31 45.34 8.19 53.52 7.38 60.90 0.02 60.92 22.32 83.25 0.43 83.68 8.24 91.92 4.87 96.79 3.21 100.00

104.39 67.99 42.22 49.02 62.61 28.04 0.00 16.03 0.00 0.00 1.57 240.34 167.35 113.23 0.65 214.33 1.19 39.18 16.38 17.73

CUM

104.39 87.65 65.66 60.94 61.41 56.66 50.51 47.48 44.77 42.44 41.02 50.55 56.59 60.24 58.27 72.41 55.37 53.40 47.94 45.46 45.46

Page 23 of 135

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

803 802 746 324 283 112 65 48 30 8 15 11 14 8 6 11 9 3 2 0 3,300

803 1,605 2,351 2,675 2,958 3,070 3,135 3,183 3,213 3,221 3,236 3,247 3,261 3,269 3,275 3,286 3,295 3,298 3,300 3,300

BAND

CUM.

24.33 24.33 24.30 48.64 22.61 71.24 9.82 81.06 8.58 89.64 3.39 93.03 1.97 95.00 1.45 96.45 0.91 97.36 0.24 97.61 0.45 98.06 0.33 98.39 0.42 98.82 0.24 99.06 0.18 99.24 0.33 99.58 0.27 99.85 0.09 99.94 0.06 100.00 0.00 100.00

PERCENTAGE rp

129.95 270.39 485.09 345.19 514.66 303.28 210.31 231.85 211.85 131.95 120.39 162.85 273.31 181.23 165.38 353.93 890.08 233.00 78.30 0.00 5,292.99

129.95 400.34 885.43 1,230.62 1,745.28 2,048.56 2,258.87 2,490.72 2,702.57 2,834.52 2,954.91 3,117.76 3,391.06 3,572.29 3,737.67 4,091.60 4,981.68 5,214.69 5,292.99 5,292.99

BAND

2.46 5.11 9.16 6.52 9.72 5.73 3.97 4.38 4.00 2.49 2.27 3.08 5.16 3.42 3.12 6.69 16.82 4.40 1.48 0.00

CUM.

2.46 7.56 16.73 23.25 32.97 38.70 42.68 47.06 51.06 53.55 55.83 58.90 64.07 67.49 70.62 77.30 94.12 98.52 100.00 100.00

PERCENTAGE f

1 4 2 0 2 0 1 2 0 0 0 0 0 0 0 0 1 0 1 0 14

BAND

1 5 7 7 9 9 10 12 12 12 12 12 12 12 12 12 13 13 14 14

CUM.

7.14 7.14 28.57 35.71 14.29 50.00 0.00 50.00 14.29 64.29 0.00 64.29 7.14 71.43 14.29 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 7.14 92.86 0.00 92.86 7.14 100.00 0.00 100.00

PERCENTAGE rp

3.54 196.56 390.00 0.00 465.20 0.00 11.69 975.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.67 0.00 44.79 0.00 2,093.07

3.54 200.10 590.10 590.10 1,055.30 1,055.30 1,066.99 2,042.62 2,042.62 2,042.62 2,042.62 2,042.62 2,042.62 2,042.62 2,042.62 2,042.62 2,048.28 2,048.28 2,093.07 2,093.07

BAND

PERCENTAGE

CUM.

BAND

0.17 0.17 9.39 9.56 18.63 28.19 0.00 28.19 22.23 50.42 0.00 50.42 0.56 50.98 46.61 97.59 0.00 97.59 0.00 97.59 0.00 97.59 0.00 97.59 0.00 97.59 0.00 97.59 0.00 97.59 0.00 97.59 0.27 97.86 0.00 97.86 2.14 100.00 0.00 100.00

2.72 72.70 80.40 0.00 90.39 0.00 5.56 420.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.64 0.00 57.20 0.00

CUM

2.72 49.98 66.65 47.95 60.47 51.51 47.24 82.01 75.58 72.06 69.13 65.52 60.24 57.18 54.65 49.92 41.12 39.28 39.54 39.54 39.54

Page 24 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,756 2,499 2,511 1,087 925 411 285 162 100 65 47 48 38 48 27 50 35 22 11 5 11,132

2,756 5,255 7,766 8,853 9,778 10,189 10,474 10,636 10,736 10,801 10,848 10,896 10,934 10,982 11,009 11,059 11,094 11,116 11,127 11,132

BAND

CUM.

24.76 24.76 22.45 47.21 22.56 69.76 9.76 79.53 8.31 87.84 3.69 91.53 2.56 94.09 1.46 95.54 0.90 96.44 0.58 97.03 0.42 97.45 0.43 97.88 0.34 98.22 0.43 98.65 0.24 98.90 0.45 99.34 0.31 99.66 0.20 99.86 0.10 99.96 0.04 100.00

PERCENTAGE rp

935.76 662.66 1,284.23 973.59 1,359.03 911.86 969.51 584.75 501.60 398.00 404.34 413.91 360.84 589.77 490.70 1,748.74 2,867.68 1,634.92 1,713.53 685.47 19,490.89

935.76 1,598.42 2,882.66 3,856.25 5,215.28 6,127.14 7,096.65 7,681.40 8,183.00 8,581.00 8,985.34 9,399.25 9,760.09 10,349.85 10,840.55 12,589.29 15,456.97 17,091.89 18,805.42 19,490.89

BAND

4.80 3.40 6.59 5.00 6.97 4.68 4.97 3.00 2.57 2.04 2.07 2.12 1.85 3.03 2.52 8.97 14.71 8.39 8.79 3.52

CUM.

4.80 8.20 14.79 19.78 26.76 31.44 36.41 39.41 41.98 44.03 46.10 48.22 50.08 53.10 55.62 64.59 79.30 87.69 96.48 100.00

PERCENTAGE f

4 5 5 4 5 1 1 0 0 0 0 0 1 0 0 0 1 1 3 0 31

BAND

4 9 14 18 23 24 25 25 25 25 25 25 26 26 26 26 27 28 31 31

CUM.

12.90 12.90 16.13 29.03 16.13 45.16 12.90 58.06 16.13 74.19 3.23 77.42 3.23 80.65 0.00 80.65 0.00 80.65 0.00 80.65 0.00 80.65 0.00 80.65 3.23 83.87 0.00 83.87 0.00 83.87 0.00 83.87 3.23 87.10 3.23 90.32 9.68 100.00 0.00 100.00

PERCENTAGE rp

180.19 179.43 95.56 291.99 304.58 11.95 796.40 0.00 0.00 0.00 0.00 0.00 209.29 0.00 0.00 0.00 333.62 29.61 410.34 0.00 2,842.96

180.19 359.61 455.17 747.17 1,051.74 1,063.70 1,860.09 1,860.09 1,860.09 1,860.09 1,860.09 1,860.09 2,069.38 2,069.38 2,069.38 2,069.38 2,403.01 2,432.62 2,842.96 2,842.96

BAND

CUM.

6.34 6.34 6.31 12.65 3.36 16.01 10.27 26.28 10.71 36.99 0.42 37.42 28.01 65.43 0.00 65.43 0.00 65.43 0.00 65.43 0.00 65.43 0.00 65.43 7.36 72.79 0.00 72.79 0.00 72.79 0.00 72.79 11.74 84.52 1.04 85.57 14.43 100.00 0.00 100.00

PERCENTAGE BAND

19.26 27.08 7.44 29.99 22.41 1.31 82.14 0.00 0.00 0.00 0.00 0.00 58.00 0.00 0.00 0.00 11.63 1.81 23.95 0.00

CUM

19.26 22.50 15.79 19.38 20.17 17.36 26.21 24.22 22.73 21.68 20.70 19.79 21.20 19.99 19.09 16.44 15.55 14.23 15.12 14.59 14.59

Page 25 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

806 540 358 163 112 35 26 21 8 1 4 5 1 1 4 6 1 0 0 0 2,092

806 1,346 1,704 1,867 1,979 2,014 2,040 2,061 2,069 2,070 2,074 2,079 2,080 2,081 2,085 2,091 2,092 2,092 2,092 2,092

BAND

38.53 25.81 17.11 7.79 5.35 1.67 1.24 1.00 0.38 0.05 0.19 0.24 0.05 0.05 0.19 0.29 0.05 0.00 0.00 0.00

CUM.

38.53 64.34 81.45 89.24 94.60 96.27 97.51 98.52 98.90 98.95 99.14 99.38 99.43 99.47 99.67 99.95 100.00 100.00 100.00 100.00

PERCENTAGE rp

113.86 205.25 269.13 224.59 262.77 93.42 104.92 81.09 41.16 11.40 21.85 86.53 8.23 2.93 61.77 290.14 31.20 0.00 0.00 0.00 1,910.23

113.86 319.11 588.24 812.83 1,075.60 1,169.02 1,273.94 1,355.02 1,396.18 1,407.58 1,429.43 1,515.96 1,524.19 1,527.11 1,588.89 1,879.03 1,910.23 1,910.23 1,910.23 1,910.23

BAND

5.96 10.74 14.09 11.76 13.76 4.89 5.49 4.24 2.15 0.60 1.14 4.53 0.43 0.15 3.23 15.19 1.63 0.00 0.00 0.00

CUM.

5.96 16.71 30.79 42.55 56.31 61.20 66.69 70.94 73.09 73.69 74.83 79.36 79.79 79.94 83.18 98.37 100.00 100.00 100.00 100.00

PERCENTAGE f

1 0 0 0 2 2 0 1 0 0 0 0 0 0 0 3 0 0 0 0 9

BAND

1 1 1 1 3 5 5 6 6 6 6 6 6 6 6 9 9 9 9 9

11.11 0.00 0.00 0.00 22.22 22.22 0.00 11.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00

CUM.

11.11 11.11 11.11 11.11 33.33 55.56 55.56 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

20.00 0.00 0.00 0.00 276.59 10.71 0.00 9.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 330.17 0.00 0.00 0.00 0.00

20.00 20.00 20.00 20.00 296.59 307.30 307.30 317.19 317.19 317.19 317.19 317.19 317.19 317.19 317.19 647.36 647.36 647.36 647.36 647.36

BAND

3.09 0.00 0.00 0.00 42.73 1.65 0.00 1.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 51.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

3.09 3.09 3.09 3.09 45.82 47.47 47.47 49.00 49.00 49.00 49.00 49.00 49.00 49.00 49.00 100.00 100.00 100.00 100.00 100.00

17.57 0.00 0.00 0.00 105.26 11.46 0.00 12.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 113.79 0.00 0.00 0.00 0.00

CUM

647.36

17.57 6.27 3.40 2.46 27.57 26.29 24.12 23.41 22.72 22.53 22.19 20.92 20.81 20.77 19.96 34.45 33.89 33.89 33.89 33.89 33.89

Page 26 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,129 1,143 1,118 521 525 229 190 136 71 28 26 22 24 34 18 30 14 14 9 1 5,282

1,129 2,272 3,390 3,911 4,436 4,665 4,855 4,991 5,062 5,090 5,116 5,138 5,162 5,196 5,214 5,244 5,258 5,272 5,281 5,282

BAND

CUM.

21.37 21.37 21.64 43.01 21.17 64.18 9.86 74.04 9.94 83.98 4.34 88.32 3.60 91.92 2.57 94.49 1.34 95.83 0.53 96.37 0.49 96.86 0.42 97.27 0.45 97.73 0.64 98.37 0.34 98.71 0.57 99.28 0.27 99.55 0.27 99.81 0.17 99.98 0.02 100.00

PERCENTAGE rp

316.66 265.49 538.15 416.57 749.19 431.21 544.65 485.31 394.60 183.08 250.67 175.23 250.48 443.56 174.12 1,119.32 973.23 2,491.35 3,180.49 172.75 13,556.13

316.66 582.15 1,120.30 1,536.87 2,286.07 2,717.28 3,261.93 3,747.24 4,141.84 4,324.93 4,575.60 4,750.83 5,001.31 5,444.87 5,619.00 6,738.31 7,711.54 10,202.89 13,383.38 13,556.13

BAND

2.34 1.96 3.97 3.07 5.53 3.18 4.02 3.58 2.91 1.35 1.85 1.29 1.85 3.27 1.28 8.26 7.18 18.38 23.46 1.27

CUM.

2.34 4.29 8.26 11.34 16.86 20.04 24.06 27.64 30.55 31.90 33.75 35.05 36.89 40.17 41.45 49.71 56.89 75.26 98.73 100.00

PERCENTAGE f

0 2 1 3 2 0 1 1 3 1 1 5 4 1 0 2 4 2 4 1 38

BAND

0 2 3 6 8 8 9 10 13 14 15 20 24 25 25 27 31 33 37 38

0.00 5.26 2.63 7.89 5.26 0.00 2.63 2.63 7.89 2.63 2.63 13.16 10.53 2.63 0.00 5.26 10.53 5.26 10.53 2.63

CUM.

0.00 5.26 7.89 15.79 21.05 21.05 23.68 26.32 34.21 36.84 39.47 52.63 63.16 65.79 65.79 71.05 81.58 86.84 97.37 100.00

PERCENTAGE rp

0.00 82.90 10.06 16.59 215.14 0.00 427.19 103.20 395.20 12.53 51.24 149.09 87.63 7.70 0.00 5.50 179.96 46.92 19.73 74.40 1,884.97

0.00 82.90 92.96 109.55 324.69 324.69 751.88 855.07 1,250.28 1,262.81 1,314.04 1,463.13 1,550.76 1,558.46 1,558.46 1,563.96 1,743.92 1,790.84 1,810.56 1,884.97

BAND

CUM.

0.00 0.00 4.40 4.40 0.53 4.93 0.88 5.81 11.41 17.23 0.00 17.23 22.66 39.89 5.47 45.36 20.97 66.33 0.66 66.99 2.72 69.71 7.91 77.62 4.65 82.27 0.41 82.68 0.00 82.68 0.29 82.97 9.55 92.52 2.49 95.01 1.05 96.05 3.95 100.00

PERCENTAGE BAND

0.00 31.23 1.87 3.98 28.72 0.00 78.43 21.26 100.15 6.84 20.44 85.08 34.99 1.74 0.00 0.49 18.49 1.88 0.62 43.07

CUM

0.00 14.24 8.30 7.13 14.20 11.95 23.05 22.82 30.19 29.20 28.72 30.80 31.01 28.62 27.74 23.21 22.61 17.55 13.53 13.90 13.90

Page 27 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 09

DATA POSITION FROM

TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

16,378 22,171 33,452 19,672 20,248 9,602 6,755 4,574 2,516 1,317 1,017 1,203 753 876 595 784 450 251 259 67 142,940

16,378 38,549 72,001 91,673 111,921 121,523 128,278 132,852 135,368 136,685 137,702 138,905 139,658 140,534 141,129 141,913 142,363 142,614 142,873 142,940

BAND

11.46 15.51 23.40 13.76 14.17 6.72 4.73 3.20 1.76 0.92 0.71 0.84 0.53 0.61 0.42 0.55 0.31 0.18 0.18 0.05

CUM.

11.46 26.97 50.37 64.13 78.30 85.02 89.74 92.94 94.70 95.62 96.34 97.18 97.70 98.32 98.73 99.28 99.60 99.77 99.95 100.00

PERCENTAGE rp

9,376.84 4,321.46 10,735.78 10,540.01 17,872.76 13,129.68 14,372.38 14,254.74 10,648.99 7,383.94 7,132.97 9,767.18 7,816.46 10,203.63 9,728.94 20,100.23 25,099.12 21,528.48 40,016.80 53,393.69 317,424.08

9,376.84 13,698.30 24,434.09 34,974.10 52,846.86 65,976.55 80,348.93 94,603.67 105,252.66 112,636.60 119,769.56 129,536.74 137,353.20 147,556.82 157,285.76 177,385.99 202,485.11 224,013.58 264,030.38 317,424.08

BAND

2.95 1.36 3.38 3.32 5.63 4.14 4.53 4.49 3.35 2.33 2.25 3.08 2.46 3.21 3.06 6.33 7.91 6.78 12.61 16.82

CUM.

2.95 4.32 7.70 11.02 16.65 20.78 25.31 29.80 33.16 35.48 37.73 40.81 43.27 46.49 49.55 55.88 63.79 70.57 83.18 100.00

PERCENTAGE f

53 54 55 50 60 25 39 28 21 15 14 22 18 26 27 40 56 37 110 17 767

BAND

CUM.

53 6.91 6.91 107 7.04 13.95 162 7.17 21.12 212 6.52 27.64 272 7.82 35.46 297 3.26 38.72 336 5.08 43.81 364 3.65 47.46 385 2.74 50.20 400 1.96 52.15 414 1.83 53.98 436 2.87 56.84 454 2.35 59.19 480 3.39 62.58 507 3.52 66.10 547 5.22 71.32 603 7.30 78.62 640 4.82 83.44 750 14.34 97.78 767 2.22 100.00

PERCENTAGE rp

34,086.73 1,539.85 2,455.60 3,210.67 5,992.49 2,809.87 4,783.70 1,014.52 705.16 2,185.55 754.53 6,579.29 8,565.77 1,130.55 4,361.70 3,130.84 2,742.63 8,402.59 9,751.87 2,939.89 107,143.83

34,086.73 35,626.58 38,082.19 41,292.86 47,285.35 50,095.21 54,878.92 55,893.43 56,598.59 58,784.14 59,538.68 66,117.97 74,683.74 75,814.29 80,176.00 83,306.84 86,049.47 94,452.06 104,203.93 107,143.83

BAND

31.81 1.44 2.29 3.00 5.59 2.62 4.46 0.95 0.66 2.04 0.70 6.14 7.99 1.06 4.07 2.92 2.56 7.84 9.10 2.74

CUM.

PERCENTAGE BAND

31.81 363.52 33.25 35.63 35.54 22.87 38.54 30.46 44.13 33.53 46.76 21.40 51.22 33.28 52.17 7.12 52.82 6.62 54.86 29.60 55.57 10.58 61.71 67.36 69.70 109.59 70.76 11.08 74.83 44.83 77.75 15.58 80.31 10.93 88.15 39.03 97.26 24.37 100.00 5.51

CUM

363.52 260.08 155.86 118.07 89.48 75.93 68.30 59.08 53.77 52.19 49.71 51.04 54.37 51.38 50.97 46.96 42.50 42.16 39.47 33.75 33.75

Page 28 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

25,936 22,486 20,421 9,017 7,748 3,379 2,489 1,940 1,183 722 568 788 560 778 532 951 810 336 342 97 101,083

25,936 48,422 68,843 77,860 85,608 88,987 91,476 93,416 94,599 95,321 95,889 96,677 97,237 98,015 98,547 99,498 100,308 100,644 100,986 101,083

BAND

CUM.

25.66 25.66 22.25 47.90 20.20 68.11 8.92 77.03 7.66 84.69 3.34 88.03 2.46 90.50 1.92 92.42 1.17 93.59 0.71 94.30 0.56 94.86 0.78 95.64 0.55 96.20 0.77 96.96 0.53 97.49 0.94 98.43 0.80 99.23 0.33 99.57 0.34 99.90 0.10 100.00

PERCENTAGE rp

7,265.40 3,936.49 7,167.16 6,008.48 9,199.85 6,067.82 6,451.83 8,048.29 5,792.93 4,356.82 3,898.89 7,318.52 6,050.65 10,889.82 10,628.77 25,576.84 43,273.53 31,981.84 63,229.34 27,810.37 294,953.64

7,265.40 11,201.89 18,369.05 24,377.53 33,577.38 39,645.20 46,097.03 54,145.31 59,938.25 64,295.07 68,193.96 75,512.49 81,563.14 92,452.96 103,081.73 128,658.57 171,932.10 203,913.93 267,143.27 294,953.64

BAND

2.46 1.33 2.43 2.04 3.12 2.06 2.19 2.73 1.96 1.48 1.32 2.48 2.05 3.69 3.60 8.67 14.67 10.84 21.44 9.43

CUM.

2.46 3.80 6.23 8.26 11.38 13.44 15.63 18.36 20.32 21.80 23.12 25.60 27.65 31.34 34.95 43.62 58.29 69.13 90.57 100.00

PERCENTAGE f

27 25 30 24 22 21 25 21 10 16 14 16 28 37 37 99 90 36 61 241

27 52 82 106 128 149 174 195 205 221 235 251 279 316 353 452 542 578 639 880

880

BAND

CUM.

3.07 3.07 2.84 5.91 3.41 9.32 2.73 12.05 2.50 14.55 2.39 16.93 2.84 19.77 2.39 22.16 1.14 23.30 1.82 25.11 1.59 26.70 1.82 28.52 3.18 31.70 4.20 35.91 4.20 40.11 11.25 51.36 10.23 61.59 4.09 65.68 6.93 72.61 27.39 100.00

PERCENTAGE rp

2,199.27 855.12 2,005.43 1,631.57 1,657.73 3,222.90 4,591.83 5,407.79 584.99 5,982.11 2,269.34 4,511.99 384.38 6,820.58 9,273.57 40,563.90 130,966.03 7,729.59 24,002.70 18,701.24 273,362.04

2,199.27 3,054.39 5,059.82 6,691.39 8,349.12 11,572.02 16,163.85 21,571.64 22,156.63 28,138.74 30,408.07 34,920.06 35,304.44 42,125.02 51,398.58 91,962.49 222,928.52 230,658.10 254,660.80 273,362.04

BAND

CUM.

0.80 0.80 0.31 1.12 0.73 1.85 0.60 2.45 0.61 3.05 1.18 4.23 1.68 5.91 1.98 7.89 0.21 8.11 2.19 10.29 0.83 11.12 1.65 12.77 0.14 12.91 2.50 15.41 3.39 18.80 14.84 33.64 47.91 81.55 2.83 84.38 8.78 93.16 6.84 100.00

PERCENTAGE BAND

CUM.

30.27 30.27 21.72 27.27 27.98 27.55 27.15 27.45 18.02 24.87 53.11 29.19 71.17 35.06 67.19 39.84 10.10 36.97 137.30 43.77 58.20 44.59 61.65 46.24 6.35 43.28 62.63 45.56 87.25 49.86 158.60 71.48 302.65 129.66 24.17 113.12 37.96 95.33 67.25 92.68 92.68

Page 29 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

11,367 4,452 4,052 1,975 1,980 1,050 841 637 359 217 163 184 141 166 124 162 107 37 38 9 28,061

11,367 15,819 19,871 21,846 23,826 24,876 25,717 26,354 26,713 26,930 27,093 27,277 27,418 27,584 27,708 27,870 27,977 28,014 28,052 28,061

BAND

CUM.

40.51 40.51 15.87 56.37 14.44 70.81 7.04 77.85 7.06 84.91 3.74 88.65 3.00 91.65 2.27 93.92 1.28 95.20 0.77 95.97 0.58 96.55 0.66 97.21 0.50 97.71 0.59 98.30 0.44 98.74 0.58 99.32 0.38 99.70 0.13 99.83 0.14 99.97 0.03 100.00

PERCENTAGE rp

2,599.08 1,123.61 2,033.08 1,751.43 2,719.74 2,238.24 2,338.43 2,763.56 2,109.98 1,330.47 1,319.07 1,661.89 1,746.32 2,573.94 2,185.44 6,097.19 5,730.09 3,703.61 6,777.72 3,305.94 56,108.85

2,599.08 3,722.68 5,755.76 7,507.20 10,226.94 12,465.18 14,803.61 17,567.17 19,677.15 21,007.62 22,326.70 23,988.58 25,734.91 28,308.85 30,494.29 36,591.48 42,321.58 46,025.19 52,802.91 56,108.85

BAND

CUM.

4.63 4.63 2.00 6.63 3.62 10.26 3.12 13.38 4.85 18.23 3.99 22.22 4.17 26.38 4.93 31.31 3.76 35.07 2.37 37.44 2.35 39.79 2.96 42.75 3.11 45.87 4.59 50.45 3.90 54.35 10.87 65.22 10.21 75.43 6.60 82.03 12.08 94.11 5.89 100.00

PERCENTAGE f

51 2 6 4 6 10 7 13 3 3 2 8 18 13 11 14 17 34 16 3

51 21.16 21.16 53 0.83 21.99 59 2.49 24.48 63 1.66 26.14 69 2.49 28.63 79 4.15 32.78 86 2.90 35.68 99 5.39 41.08 102 1.24 42.32 105 1.24 43.57 107 0.83 44.40 115 3.32 47.72 133 7.47 55.19 146 5.39 60.58 157 4.56 65.15 171 5.81 70.95 188 7.05 78.01 222 14.11 92.12 238 6.64 98.76 241 1.24 100.00

241

BAND

CUM.

PERCENTAGE rp

631.99 91.80 20.17 144.05 36.55 1,033.58 137.24 136.04 8.21 2,130.15 2.40 564.12 287.04 7,864.95 2,132.45 8,987.43 28,418.33 539.32 2,746.54 28,888.49 84,800.85

631.99 723.78 743.96 888.01 924.56 1,958.14 2,095.38 2,231.42 2,239.63 4,369.78 4,372.18 4,936.31 5,223.34 13,088.29 15,220.74 24,208.17 52,626.50 53,165.82 55,912.36 84,800.85

BAND

CUM.

0.75 0.75 0.11 0.85 0.02 0.88 0.17 1.05 0.04 1.09 1.22 2.31 0.16 2.47 0.16 2.63 0.01 2.64 2.51 5.15 0.00 5.16 0.67 5.82 0.34 6.16 9.27 15.43 2.51 17.95 10.60 28.55 33.51 62.06 0.64 62.69 3.24 65.93 34.07 100.00

PERCENTAGE BAND

24.32 8.17 0.99 8.22 1.34 46.18 5.87 4.92 0.39 160.10 0.18 33.94 16.44 305.56 97.58 147.40 495.95 14.56 40.52 873.84

CUM

24.32 19.44 12.93 11.83 9.04 15.71 14.15 12.70 11.38 20.80 19.58 20.58 20.30 46.23 49.91 66.16 124.35 115.51 105.89 151.14 151.14

Page 30 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

832 514 558 307 281 117 108 94 52 37 16 25 27 33 5 35 19 4 3 1 3,068

832 1,346 1,904 2,211 2,492 2,609 2,717 2,811 2,863 2,900 2,916 2,941 2,968 3,001 3,006 3,041 3,060 3,064 3,067 3,068

BAND

CUM.

27.15 27.15 16.77 43.92 18.21 62.12 10.02 72.14 9.17 81.31 3.82 85.12 3.52 88.65 3.07 91.71 1.70 93.41 1.21 94.62 0.52 95.14 0.82 95.95 0.88 96.84 1.08 97.91 0.16 98.08 1.14 99.22 0.62 99.84 0.13 99.97 0.10 100.07 0.03 100.10

PERCENTAGE rp

333.73 96.01 231.31 214.77 321.03 188.83 218.95 324.75 182.83 234.68 90.41 212.30 220.30 320.91 105.32 554.60 389.31 131.37 182.57 31.66 4,585.61

333.73 429.74 661.05 875.82 1,196.85 1,385.67 1,604.62 1,929.37 2,112.20 2,346.88 2,437.28 2,649.58 2,869.88 3,190.79 3,296.11 3,850.71 4,240.01 4,371.38 4,553.96 4,585.61

BAND

7.28 2.09 5.05 4.68 7.00 4.12 4.78 7.08 3.99 5.12 1.97 4.63 4.80 7.00 2.30 12.10 8.49 2.87 3.98 0.69

CUM.

7.28 9.37 14.42 19.10 26.10 30.22 35.00 42.08 46.07 51.19 53.16 57.79 62.59 69.59 71.89 83.99 92.48 95.34 99.33 100.02

PERCENTAGE f

4 0 1 1 1 0 0 0 2 0 3 0 1 1 0 2 1 1 0 0 18

BAND

4 4 5 6 7 7 7 7 9 9 12 12 13 14 14 16 17 18 18 18

CUM.

22.22 22.22 0.00 22.22 5.56 27.78 5.56 33.33 5.56 38.89 0.00 38.89 0.00 38.89 0.00 38.89 11.11 50.00 0.00 50.00 16.67 66.67 0.00 66.67 5.56 72.22 5.56 77.78 0.00 77.78 11.11 88.89 5.56 94.44 5.56 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

39.73 0.00 3.74 0.00 0.70 0.00 0.00 0.00 7.95 0.00 8.31 0.00 9.50 0.39 0.00 129.07 215.36 4.85 0.00 0.00 419.60

39.73 39.73 43.47 43.47 44.17 44.17 44.17 44.17 52.12 52.12 60.44 60.44 69.94 70.33 70.33 199.40 414.76 419.60 419.60 419.60

BAND

CUM.

9.47 9.47 0.00 9.47 0.89 10.36 0.00 10.36 0.17 10.53 0.00 10.53 0.00 10.53 0.00 10.53 1.89 12.42 0.00 12.42 1.98 14.40 0.00 14.40 2.26 16.67 0.09 16.76 0.00 16.76 30.76 47.52 51.32 98.85 1.15 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

11.91 0.00 1.62 0.00 0.22 0.00 0.00 0.00 4.35 0.00 9.20 0.00 4.31 0.12 0.00 23.27 55.32 3.69 0.00 0.00

CUM

11.91 9.25 6.58 4.96 3.69 3.19 2.75 2.29 2.47 2.22 2.48 2.28 2.44 2.20 2.13 5.18 9.78 9.60 9.21 9.15 9.15

Page 31 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

12,032 7,800 8,057 4,225 4,390 2,280 1,805 1,359 901 460 365 446 300 357 285 369 242 101 95 18 45,887

12,032 19,832 27,889 32,114 36,504 38,784 40,589 41,948 42,849 43,309 43,674 44,120 44,420 44,777 45,062 45,431 45,673 45,774 45,869 45,887

BAND

26.22 17.00 17.56 9.21 9.57 4.97 3.93 2.96 1.96 1.00 0.80 0.97 0.65 0.78 0.62 0.80 0.53 0.22 0.21 0.04

CUM.

26.22 43.22 60.78 69.98 79.55 84.52 88.45 91.42 93.38 94.38 95.18 96.15 96.80 97.58 98.20 99.01 99.53 99.75 99.96 100.00

PERCENTAGE rp

4,252.11 2,096.21 3,498.09 4,549.87 5,666.69 4,237.79 4,565.38 5,123.76 4,504.30 2,825.33 2,914.34 3,879.06 3,336.95 6,342.37 6,793.00 13,741.15 13,179.77 7,537.79 20,156.61 31,448.27 150,648.85

4,252.11 6,348.32 9,846.41 14,396.28 20,062.97 24,300.76 28,866.14 33,989.90 38,494.20 41,319.53 44,233.87 48,112.93 51,449.88 57,792.25 64,585.25 78,326.41 91,506.18 99,043.96 119,200.57 150,648.85

BAND

2.82 1.39 2.32 3.02 3.76 2.81 3.03 3.40 2.99 1.88 1.93 2.57 2.22 4.21 4.51 9.12 8.75 5.00 13.38 20.88

CUM.

2.82 4.21 6.54 9.56 13.32 16.13 19.16 22.56 25.55 27.43 29.36 31.94 34.15 38.36 42.87 51.99 60.74 65.74 79.12 100.00

PERCENTAGE f

57 11 24 24 72 15 18 28 13 13 7 12 9 14 18 28 18 19 27 1 428

57 68 92 116 188 203 221 249 262 275 282 294 303 317 335 363 381 400 427 428

BAND

13.32 2.57 5.61 5.61 16.82 3.50 4.21 6.54 3.04 3.04 1.64 2.80 2.10 3.27 4.21 6.54 4.21 4.44 6.31 0.23

CUM.

13.32 15.89 21.50 27.10 43.93 47.43 51.64 58.18 61.21 64.25 65.89 68.69 70.79 74.07 78.27 84.81 89.02 93.46 99.77 100.00

PERCENTAGE rp

1,145.61 137.22 1,047.95 333.65 1,445.95 2,074.91 1,090.66 2,517.60 2,267.62 5,688.34 2,690.14 816.87 2,261.67 1,921.38 7,807.20 1,972.40 6,906.22 6,194.63 1,301.96 0.00 49,621.97

1,145.61 1,282.84 2,330.79 2,664.43 4,110.39 6,185.30 7,275.96 9,793.56 12,061.18 17,749.52 20,439.66 21,256.53 23,518.19 25,439.57 33,246.77 35,219.16 42,125.38 48,320.02 49,621.97 49,621.97

BAND

PERCENTAGE

CUM.

BAND

2.31 2.31 0.28 2.59 2.11 4.70 0.67 5.37 2.91 8.28 4.18 12.46 2.20 14.66 5.07 19.74 4.57 24.31 11.46 35.77 5.42 41.19 1.65 42.84 4.56 47.39 3.87 51.27 15.73 67.00 3.97 70.97 13.92 84.89 12.48 97.38 2.62 100.00 0.00 100.00

26.94 6.55 29.96 7.33 25.52 48.96 23.89 49.14 50.34 201.33 92.31 21.06 67.78 30.29 114.93 14.35 52.40 82.18 6.46 0.00

CUM

26.94 20.21 23.67 18.51 20.49 25.45 25.21 28.81 31.33 42.96 46.21 44.18 45.71 44.02 51.48 44.96 46.04 48.79 41.63 32.94 32.94

Page 32 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

8,517 6,230 3,161 970 713 221 149 81 49 19 17 24 11 10 5 9 9 4 1 0 20,200

8,517 14,747 17,908 18,878 19,591 19,812 19,961 20,042 20,091 20,110 20,127 20,151 20,162 20,172 20,177 20,186 20,195 20,199 20,200 20,200

BAND

CUM.

42.16 42.16 30.84 73.00 15.65 88.65 4.80 93.46 3.53 96.99 1.09 98.08 0.74 98.82 0.40 99.22 0.24 99.46 0.09 99.55 0.08 99.64 0.12 99.76 0.05 99.81 0.05 99.86 0.02 99.89 0.04 99.93 0.04 99.98 0.02 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

4,684.71 3,091.91 3,276.06 1,735.19 2,009.46 888.60 823.38 531.96 352.64 194.18 294.71 379.52 276.94 282.79 180.70 225.16 538.65 741.67 256.00 0.00 20,764.24

4,684.71 7,776.62 11,052.68 12,787.87 14,797.33 15,685.93 16,509.32 17,041.27 17,393.92 17,588.10 17,882.82 18,262.34 18,539.27 18,822.07 19,002.77 19,227.93 19,766.58 20,508.24 20,764.24 20,764.24

BAND

22.56 14.89 15.78 8.36 9.68 4.28 3.97 2.56 1.70 0.94 1.42 1.83 1.33 1.36 0.87 1.08 2.59 3.57 1.23 0.00

PERCENTAGE

CUM.

22.56 37.45 53.23 61.59 71.26 75.54 79.51 82.07 83.77 84.70 86.12 87.95 89.28 90.65 91.52 92.60 95.20 98.77 100.00 100.00

69 43 22 11 4 3 0 1 3 1 1 0 1 6 0 0 0 1 1 0

69 41.32 41.32 112 25.75 67.07 134 13.17 80.24 145 6.59 86.83 149 2.40 89.22 152 1.80 91.02 152 0.00 91.02 153 0.60 91.62 156 1.80 93.41 157 0.60 94.01 158 0.60 94.61 158 0.00 94.61 159 0.60 95.21 165 3.59 98.80 165 0.00 98.80 165 0.00 98.80 165 0.00 98.80 166 0.60 99.40 167 0.60 100.00 167 0.00 100.00

167

BAND

CUM.

PERCENTAGE rp

3,790.60 2,485.96 1,544.50 1,299.03 399.03 1,085.52 0.00 0.44 236.26 166.72 32.38 0.00 41.56 818.38 0.00 0.00 0.00 30.06 76.25 0.00 12,006.69

3,790.60 6,276.56 7,821.06 9,120.09 9,519.12 10,604.64 10,604.64 10,605.08 10,841.34 11,008.07 11,040.44 11,040.44 11,082.00 11,900.38 11,900.38 11,900.38 11,900.38 11,930.44 12,006.69 12,006.69

BAND

PERCENTAGE

CUM.

BAND

31.57 31.57 20.70 52.28 12.86 65.14 10.82 75.96 3.32 79.28 9.04 88.32 0.00 88.32 0.00 88.33 1.97 90.29 1.39 91.68 0.27 91.95 0.00 91.95 0.35 92.30 6.82 99.11 0.00 99.11 0.00 99.11 0.00 99.11 0.25 99.36 0.64 100.00 0.00 100.00

80.91 80.40 47.15 74.86 19.86 122.16 0.00 0.08 67.00 85.86 10.99 0.00 15.01 289.39 0.00 0.00 0.00 4.05 29.78 0.00

CUM

80.91 80.71 70.76 71.32 64.33 67.61 64.23 62.23 62.33 62.59 61.74 60.45 59.78 63.23 62.62 61.89 60.20 58.17 57.82 57.82 57.82

Page 33 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

992 503 388 177 186 81 50 33 18 8 3 9 2 6 2 7 3 1 0 1 2,470

992 1,495 1,883 2,060 2,246 2,327 2,377 2,410 2,428 2,436 2,439 2,448 2,450 2,456 2,458 2,465 2,468 2,469 2,469 2,470

BAND

CUM.

40.16 40.16 20.36 60.53 15.71 76.23 7.17 83.40 7.53 90.93 3.28 94.21 2.02 96.23 1.34 97.57 0.73 98.30 0.32 98.62 0.12 98.74 0.36 99.11 0.08 99.19 0.24 99.43 0.08 99.51 0.28 99.80 0.12 99.92 0.04 99.96 0.00 99.96 0.04 100.00

PERCENTAGE rp

207.22 246.87 366.81 300.70 563.07 353.61 300.92 206.97 175.79 53.29 128.59 325.39 79.61 197.95 276.09 832.05 380.67 253.71 0.00 23.81 5,273.12

207.22 454.09 820.90 1,121.60 1,684.67 2,038.29 2,339.20 2,546.18 2,721.97 2,775.26 2,903.84 3,229.23 3,308.84 3,506.79 3,782.88 4,614.93 4,995.60 5,249.31 5,249.31 5,273.12

BAND

3.93 4.68 6.96 5.70 10.68 6.71 5.71 3.93 3.33 1.01 2.44 6.17 1.51 3.75 5.24 15.78 7.22 4.81 0.00 0.45

CUM.

3.93 8.61 15.57 21.27 31.95 38.65 44.36 48.29 51.62 52.63 55.07 61.24 62.75 66.50 71.74 87.52 94.74 99.55 99.55 100.00

PERCENTAGE f

4 4 1 0 2 0 0 0 1 0 1 1 0 0 0 0 0 0 0 0 14

BAND

CUM.

PERCENTAGE rp

4 28.57 28.57 122.88 122.88 8 28.57 57.14 173.97 296.85 9 7.14 64.29 12.00 308.85 9 0.00 64.29 0.00 308.85 11 14.29 78.57 22.45 331.30 11 0.00 78.57 0.00 331.30 11 0.00 78.57 0.00 331.30 11 0.00 78.57 0.00 331.30 12 7.14 85.71 0.00 331.30 12 0.00 85.71 0.00 331.30 13 7.14 92.86 8.91 340.21 14 7.14 100.00 1,841.09 2,181.30 14 0.00 100.00 0.00 2,181.30 14 0.00 100.00 0.00 2,181.30 14 0.00 100.00 0.00 2,181.30 14 0.00 100.00 0.00 2,181.30 14 0.00 100.00 0.00 2,181.30 14 0.00 100.00 0.00 2,181.30 14 0.00 100.00 0.00 2,181.30 14 0.00 100.00 0.00 2,181.30 2,181.30

BAND

5.63 7.98 0.55 0.00 1.03 0.00 0.00 0.00 0.00 0.00 0.41 84.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

5.63 13.61 14.16 14.16 15.19 15.19 15.19 15.19 15.19 15.19 15.60 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

59.30 70.47 3.27 0.00 3.99 0.00 0.00 0.00 0.00 0.00 6.93 565.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

59.30 65.37 37.62 27.54 19.67 16.25 14.16 13.01 12.17 11.94 11.72 67.55 65.92 62.20 57.66 47.27 43.66 41.55 41.55 41.37 41.37

Page 34 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,828 1,277 1,020 452 478 198 140 105 53 37 26 21 10 11 15 13 16 10 8 2 6,720

2,828 4,105 5,125 5,577 6,055 6,253 6,393 6,498 6,551 6,588 6,614 6,635 6,645 6,656 6,671 6,684 6,700 6,710 6,718 6,720

BAND

CUM.

42.08 42.08 19.00 61.09 15.18 76.26 6.73 82.99 7.11 90.10 2.95 93.05 2.08 95.13 1.56 96.70 0.79 97.49 0.55 98.04 0.39 98.42 0.31 98.74 0.15 98.88 0.16 99.05 0.22 99.27 0.19 99.46 0.24 99.70 0.15 99.85 0.12 99.97 0.03 100.00

PERCENTAGE rp

740.60 740.60 342.02 1,082.62 642.22 1,724.84 530.35 2,255.19 798.43 3,053.63 570.64 3,624.27 555.40 4,179.67 533.68 4,713.34 391.78 5,105.13 270.22 5,375.35 189.30 5,564.65 257.23 5,821.88 350.62 6,172.50 178.24 6,350.74 373.84 6,724.58 525.22 7,249.80 1,273.95 8,523.74 1,455.71 9,979.45 1,474.82 11,454.28 973.05 12,427.32 12,427.32

BAND

5.96 2.75 5.17 4.27 6.42 4.59 4.47 4.29 3.15 2.17 1.52 2.07 2.82 1.43 3.01 4.23 10.25 11.71 11.87 7.83

CUM.

5.96 8.71 13.88 18.15 24.57 29.16 33.63 37.93 41.08 43.25 44.78 46.85 49.67 51.10 54.11 58.34 68.59 80.30 92.17 100.00

PERCENTAGE f

5 1 3 2 1 4 1 1 2 1 0 0 0 0 0 1 2 0 2 0 26

BAND

5 6 9 11 12 16 17 18 20 21 21 21 21 21 21 22 24 24 26 26

CUM.

19.23 19.23 3.85 23.08 11.54 34.62 7.69 42.31 3.85 46.15 15.38 61.54 3.85 65.38 3.85 69.23 7.69 76.92 3.85 80.77 0.00 80.77 0.00 80.77 0.00 80.77 0.00 80.77 0.00 80.77 3.85 84.62 7.69 92.31 0.00 92.31 7.69 100.00 0.00 100.00

PERCENTAGE rp

79.83 49.75 71.14 180.09 175.35 658.25 170.94 1,106.07 238.08 2.37 0.00 0.00 0.00 0.00 0.00 414.70 10.00 0.00 500.34 0.00 3,656.92

79.83 129.58 200.73 380.81 556.17 1,214.41 1,385.35 2,491.42 2,729.51 2,731.88 2,731.88 2,731.88 2,731.88 2,731.88 2,731.88 3,146.58 3,156.58 3,156.58 3,656.92 3,656.92

BAND

CUM.

2.18 2.18 1.36 3.54 1.95 5.49 4.92 10.41 4.80 15.21 18.00 33.21 4.67 37.88 30.25 68.13 6.51 74.64 0.06 74.70 0.00 74.70 0.00 74.70 0.00 74.70 0.00 74.70 0.00 74.70 11.34 86.04 0.27 86.32 0.00 86.32 13.68 100.00 0.00 100.00

PERCENTAGE BAND

10.78 14.55 11.08 33.96 21.96 115.35 30.78 207.26 60.77 0.88 0.00 0.00 0.00 0.00 0.00 78.96 0.79 0.00 33.93 0.00

CUM

10.78 11.97 11.64 16.89 18.21 33.51 33.14 52.86 53.47 50.82 49.09 46.92 44.26 43.02 40.63 43.40 37.03 31.63 31.93 29.43 29.43

Page 35 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,666 2,433 2,443 1,118 1,015 405 280 180 85 37 38 45 26 31 22 46 40 19 12 8 10,949

2,666 5,099 7,542 8,660 9,675 10,080 10,360 10,540 10,625 10,662 10,700 10,745 10,771 10,802 10,824 10,870 10,910 10,929 10,941 10,949

BAND

CUM.

24.35 24.35 22.22 46.57 22.31 68.88 10.21 79.09 9.27 88.36 3.70 92.06 2.56 94.62 1.64 96.26 0.78 97.04 0.34 97.38 0.35 97.73 0.41 98.14 0.24 98.37 0.28 98.66 0.20 98.86 0.42 99.28 0.37 99.64 0.17 99.82 0.11 99.93 0.07 100.00

PERCENTAGE rp

507.44 698.02 1,549.43 1,249.03 1,854.89 1,143.30 1,000.33 777.51 511.82 321.84 265.26 311.00 378.08 549.88 493.02 1,182.15 2,091.54 1,162.27 3,602.50 6,428.95 26,078.26

507.44 1,205.46 2,754.88 4,003.92 5,858.80 7,002.11 8,002.44 8,779.95 9,291.77 9,613.61 9,878.87 10,189.87 10,567.95 11,117.83 11,610.85 12,793.00 14,884.54 16,046.81 19,649.31 26,078.26

BAND

1.95 2.68 5.94 4.79 7.11 4.38 3.84 2.98 1.96 1.23 1.02 1.19 1.45 2.11 1.89 4.53 8.02 4.46 13.81 24.65

CUM.

1.95 4.62 10.56 15.35 22.47 26.85 30.69 33.67 35.63 36.86 37.88 39.07 40.52 42.63 44.52 49.06 57.08 61.53 75.35 100.00

PERCENTAGE f

13 9 5 5 1 2 2 1 2 0 1 0 1 0 0 1 3 0 3 0 49

BAND

13 22 27 32 33 35 37 38 40 40 41 41 42 42 42 43 46 46 49 49

CUM.

PERCENTAGE rp

26.53 26.53 260.42 260.42 18.37 44.90 437.13 697.55 10.20 55.10 352.84 1,050.39 10.20 65.31 369.89 1,420.27 2.04 67.35 308.24 1,728.51 4.08 71.43 633.54 2,362.05 4.08 75.51 88.45 2,450.50 2.04 77.55 3.50 2,454.00 4.08 81.63 1,855.70 4,309.70 0.00 81.63 0.00 4,309.70 2.04 83.67 6.74 4,316.44 0.00 83.67 0.00 4,316.44 2.04 85.71 0.00 4,316.44 0.00 85.71 0.00 4,316.44 0.00 85.71 0.00 4,316.44 2.04 87.76 23.96 4,340.40 6.12 93.88 91.18 4,431.58 0.00 93.88 0.00 4,431.58 6.12 100.00 3,612.41 8,043.99 0.00 100.00 0.00 8,043.99 8,043.99

BAND

PERCENTAGE

CUM.

BAND

3.24 3.24 5.43 8.67 4.39 13.06 4.60 17.66 3.83 21.49 7.88 29.36 1.10 30.46 0.04 30.51 23.07 53.58 0.00 53.58 0.08 53.66 0.00 53.66 0.00 53.66 0.00 53.66 0.00 53.66 0.30 53.96 1.13 55.09 0.00 55.09 44.91 100.00 0.00 100.00

51.32 62.62 22.77 29.61 16.62 55.41 8.84 0.45 362.57 0.00 2.54 0.00 0.00 0.00 0.00 2.03 4.36 0.00 100.28 0.00

CUM

51.32 57.87 38.13 35.47 29.50 33.73 30.62 27.95 46.38 44.83 43.69 42.36 40.84 38.82 37.18 33.93 29.77 27.62 40.94 30.85 30.85

Page 36 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,240 1,377 1,108 557 577 270 205 122 67 35 19 20 21 18 10 14 6 1 9 0 6,676

2,240 3,617 4,725 5,282 5,859 6,129 6,334 6,456 6,523 6,558 6,577 6,597 6,618 6,636 6,646 6,660 6,666 6,667 6,676 6,676

BAND

CUM.

PERCENTAGE rp

33.55 33.55 285.26 20.63 54.18 1,432.93 16.60 70.78 552.68 8.34 79.12 522.83 8.64 87.76 871.17 4.04 91.81 635.00 3.07 94.88 717.26 1.83 96.70 516.56 1.00 97.71 530.04 0.52 98.23 274.84 0.28 98.52 191.90 0.30 98.82 159.74 0.31 99.13 284.97 0.27 99.40 304.32 0.15 99.55 150.27 0.21 99.76 348.88 0.09 99.85 367.82 0.01 99.87 22.06 0.13 100.00 1,512.58 0.00 100.00 0.00 9,681.13

285.26 1,718.19 2,270.87 2,793.71 3,664.88 4,299.88 5,017.15 5,533.71 6,063.75 6,338.59 6,530.49 6,690.23 6,975.20 7,279.52 7,429.79 7,778.67 8,146.49 8,168.55 9,681.13 9,681.13

BAND

2.95 14.80 5.71 5.40 9.00 6.56 7.41 5.34 5.48 2.84 1.98 1.65 2.94 3.14 1.55 3.60 3.80 0.23 15.62 0.00

CUM.

2.95 17.75 23.46 28.86 37.86 44.42 51.82 57.16 62.63 65.47 67.46 69.11 72.05 75.19 76.75 80.35 84.15 84.38 100.00 100.00

PERCENTAGE f

4 1 1 0 1 1 0 1 3 0 1 0 0 1 0 0 0 0 1 0 15

BAND

CUM.

4 26.67 26.67 5 6.67 33.33 6 6.67 40.00 6 0.00 40.00 7 6.67 46.67 8 6.67 53.33 8 0.00 53.33 9 6.67 60.00 12 20.00 80.00 12 0.00 80.00 13 6.67 86.67 13 0.00 86.67 13 0.00 86.67 14 6.67 93.33 14 0.00 93.33 14 0.00 93.33 14 0.00 93.33 14 0.00 93.33 15 6.67 100.00 15 0.00 100.00

PERCENTAGE rp

293.26 243.33 122.77 0.00 0.00 61.50 0.00 1,812.08 322.45 0.00 8.89 0.00 0.00 48.81 0.00 0.00 0.00 0.00 22,908.92 0.00 25,822.01

293.26 536.59 659.36 659.36 659.36 720.86 720.86 2,532.94 2,855.39 2,855.39 2,864.28 2,864.28 2,864.28 2,913.09 2,913.09 2,913.09 2,913.09 2,913.09 25,822.01 25,822.01

BAND

CUM.

PERCENTAGE BAND

1.14 1.14 102.80 0.94 2.08 16.98 0.48 2.55 22.21 0.00 2.55 0.00 0.00 2.55 0.00 0.24 2.79 9.69 0.00 2.79 0.00 7.02 9.81 350.80 1.25 11.06 60.83 0.00 11.06 0.00 0.03 11.09 4.63 0.00 11.09 0.00 0.00 11.09 0.00 0.19 11.28 16.04 0.00 11.28 0.00 0.00 11.28 0.00 0.00 11.28 0.00 0.00 11.28 0.00 88.72 100.00 1,514.56 0.00 100.00 0.00

CUM

102.80 31.23 29.04 23.60 17.99 16.76 14.37 45.77 47.09 45.05 43.86 42.81 41.06 40.02 39.21 37.45 35.76 35.66 266.73 266.73 266.73

Page 37 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

961 615 575 275 282 112 75 42 24 12 4 8 5 1 5 2 0 0 1 0 2,999

961 1,576 2,151 2,426 2,708 2,820 2,895 2,937 2,961 2,973 2,977 2,985 2,990 2,991 2,996 2,998 2,998 2,998 2,999 2,999

BAND

CUM.

32.04 32.04 20.51 52.55 19.17 71.72 9.17 80.89 9.40 90.30 3.73 94.03 2.50 96.53 1.40 97.93 0.80 98.73 0.40 99.13 0.13 99.27 0.27 99.53 0.17 99.70 0.03 99.73 0.17 99.90 0.07 99.97 0.00 99.97 0.00 99.97 0.03 100.00 0.00 100.00

PERCENTAGE rp

181.17 207.68 390.26 364.72 575.88 311.85 299.08 230.87 168.07 120.37 42.87 59.83 54.59 19.28 63.03 197.37 0.00 0.00 240.07 0.00 3,526.99

181.17 388.85 779.11 1,143.84 1,719.72 2,031.56 2,330.64 2,561.52 2,729.59 2,849.95 2,892.82 2,952.66 3,007.24 3,026.53 3,089.55 3,286.92 3,286.92 3,286.92 3,526.99 3,526.99

BAND

5.14 5.89 11.06 10.34 16.33 8.84 8.48 6.55 4.77 3.41 1.22 1.70 1.55 0.55 1.79 5.60 0.00 0.00 6.81 0.00

CUM.

5.14 11.03 22.09 32.43 48.76 57.60 66.08 72.63 77.39 80.80 82.02 83.72 85.26 85.81 87.60 93.19 93.19 93.19 100.00 100.00

PERCENTAGE f

1 3 1 0 2 0 0 0 0 0 1 0 2 0 0 0 0 0 0 0 10

BAND

1 4 5 5 7 7 7 7 7 7 8 8 10 10 10 10 10 10 10 10

10.00 30.00 10.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 10.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

10.00 40.00 50.00 50.00 70.00 70.00 70.00 70.00 70.00 70.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

38.00 311.84 88.30 0.00 54.03 0.00 0.00 0.00 0.00 0.00 80.00 0.00 32.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 604.58

38.00 349.84 438.14 438.14 492.17 492.17 492.17 492.17 492.17 492.17 572.17 572.17 604.58 604.58 604.58 604.58 604.58 604.58 604.58 604.58

BAND

6.29 51.58 14.61 0.00 8.94 0.00 0.00 0.00 0.00 0.00 13.23 0.00 5.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

6.29 57.87 72.47 72.47 81.41 81.41 81.41 81.41 81.41 81.41 94.64 94.64 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

20.97 150.15 22.63 0.00 9.38 0.00 0.00 0.00 0.00 0.00 186.62 0.00 59.37 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

20.97 89.97 56.24 38.30 28.62 24.23 21.12 19.21 18.03 17.27 19.78 19.38 20.10 19.98 19.57 18.39 18.39 18.39 17.14 17.14 17.14

Page 38 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

3,475 2,034 1,760 798 661 298 228 136 78 55 39 50 26 34 18 22 21 8 2 7 9,750

3,475 5,509 7,269 8,067 8,728 9,026 9,254 9,390 9,468 9,523 9,562 9,612 9,638 9,672 9,690 9,712 9,733 9,741 9,743 9,750

BAND

CUM.

35.64 35.64 20.86 56.50 18.05 74.55 8.18 82.74 6.78 89.52 3.06 92.57 2.34 94.91 1.39 96.31 0.80 97.11 0.56 97.67 0.40 98.07 0.51 98.58 0.27 98.85 0.35 99.20 0.18 99.38 0.23 99.61 0.22 99.83 0.08 99.91 0.02 99.93 0.07 100.00

PERCENTAGE rp

412.00 548.65 1,089.29 782.54 1,086.90 716.89 736.55 603.76 453.98 386.57 334.04 568.46 317.97 629.11 183.32 655.95 1,097.90 961.67 471.21 2,643.41 14,680.17

412.00 960.65 2,049.94 2,832.48 3,919.38 4,636.26 5,372.81 5,976.57 6,430.55 6,817.12 7,151.16 7,719.62 8,037.60 8,666.71 8,850.03 9,505.98 10,603.87 11,565.54 12,036.75 14,680.17

BAND

2.81 3.74 7.42 5.33 7.40 4.88 5.02 4.11 3.09 2.63 2.28 3.87 2.17 4.29 1.25 4.47 7.48 6.55 3.21 18.01

CUM.

2.81 6.54 13.96 19.29 26.70 31.58 36.60 40.71 43.80 46.44 48.71 52.59 54.75 59.04 60.29 64.75 72.23 78.78 81.99 100.00

PERCENTAGE f

4 3 8 1 6 1 0 0 0 0 0 1 0 0 0 2 5 1 0 0 32

BAND

4 7 15 16 22 23 23 23 23 23 23 24 24 24 24 26 31 32 32 32

CUM.

12.50 12.50 9.38 21.88 25.00 46.88 3.13 50.00 18.75 68.75 3.13 71.88 0.00 71.88 0.00 71.88 0.00 71.88 0.00 71.88 0.00 71.88 3.13 75.00 0.00 75.00 0.00 75.00 0.00 75.00 6.25 81.25 15.63 96.88 3.13 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

68.77 257.92 630.90 128.13 1,122.40 286.48 0.00 0.00 0.00 0.00 0.00 889.72 0.00 0.00 0.00 117.79 55.53 0.00 0.00 0.00 3,557.65

68.77 326.69 957.59 1,085.73 2,208.12 2,494.61 2,494.61 2,494.61 2,494.61 2,494.61 2,494.61 3,384.33 3,384.33 3,384.33 3,384.33 3,502.12 3,557.65 3,557.65 3,557.65 3,557.65

BAND

1.93 7.25 17.73 3.60 31.55 8.05 0.00 0.00 0.00 0.00 0.00 25.01 0.00 0.00 0.00 3.31 1.56 0.00 0.00 0.00

CUM.

1.93 9.18 26.92 30.52 62.07 70.12 70.12 70.12 70.12 70.12 70.12 95.13 95.13 95.13 95.13 98.44 100.00 100.00 100.00 100.00

PERCENTAGE BAND

16.69 47.01 57.92 16.37 103.27 39.96 0.00 0.00 0.00 0.00 0.00 156.51 0.00 0.00 0.00 17.96 5.06 0.00 0.00 0.00

CUM

16.69 34.01 46.71 38.33 56.34 53.81 46.43 41.74 38.79 36.59 34.88 43.84 42.11 39.05 38.24 36.84 33.55 30.76 29.56 24.23 24.23

Page 39 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 21

DATA POSITION FROM

TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

430 272 211 107 84 44 15 9 6 4 1 2 2 1 3 2 1 0 0 0 1,194

430 702 913 1,020 1,104 1,148 1,163 1,172 1,178 1,182 1,183 1,185 1,187 1,188 1,191 1,193 1,194 1,194 1,194 1,194

BAND

36.01 22.78 17.67 8.96 7.04 3.69 1.26 0.75 0.50 0.34 0.08 0.17 0.17 0.08 0.25 0.17 0.08 0.00 0.00 0.00

CUM.

36.01 58.79 76.47 85.43 92.46 96.15 97.40 98.16 98.66 98.99 99.08 99.25 99.41 99.50 99.75 99.92 100.00 100.00 100.00 100.00

PERCENTAGE rp

44.38 71.35 138.27 136.58 153.70 126.40 59.69 36.56 37.86 30.63 7.60 5.08 28.15 3.45 84.00 48.61 61.12 0.00 0.00 0.00 1,073.42

44.38 115.72 253.99 390.57 544.27 670.67 730.36 766.91 804.77 835.40 843.00 848.08 876.23 879.69 963.68 1,012.29 1,073.42 1,073.42 1,073.42 1,073.42

BAND

4.13 6.65 12.88 12.72 14.32 11.78 5.56 3.41 3.53 2.85 0.71 0.47 2.62 0.32 7.83 4.53 5.69 0.00 0.00 0.00

CUM.

4.13 10.78 23.66 36.39 50.70 62.48 68.04 71.45 74.97 77.83 78.53 79.01 81.63 81.95 89.78 94.31 100.00 100.00 100.00 100.00

PERCENTAGE f

1 1 1 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5

BAND

1 2 3 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5

20.00 20.00 20.00 40.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

20.00 40.00 60.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

3.52 68.65 43.18 438.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3.52 72.16 115.34 553.34 553.34 553.34 553.34 553.34 553.34 553.34 553.34 553.34 553.34 553.34 553.34 553.34 553.34 553.34 553.34 553.34

BAND

0.64 12.41 7.80 79.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.64 13.04 20.84 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

BAND

CUM

7.93 96.21 31.23 320.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7.93 62.36 45.41 141.68 101.67 82.51 75.76 72.15 68.76 66.24 65.64 65.25 63.15 62.90 57.42 54.66 51.55 51.55 51.55 51.55

553.34

51.55 Page 40 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,815 1,380 1,434 838 895 471 333 310 131 74 71 70 31 53 38 39 30 12 22 6 8,053

1,815 3,195 4,629 5,467 6,362 6,833 7,166 7,476 7,607 7,681 7,752 7,822 7,853 7,906 7,944 7,983 8,013 8,025 8,047 8,053

BAND

CUM.

22.54 22.54 17.14 39.67 17.81 57.48 10.41 67.89 11.11 79.00 5.85 84.85 4.14 88.99 3.85 92.83 1.63 94.46 0.92 95.38 0.88 96.26 0.87 97.13 0.38 97.52 0.66 98.17 0.47 98.65 0.48 99.13 0.37 99.50 0.15 99.65 0.27 99.93 0.07 100.00

PERCENTAGE rp

586.33 320.01 629.73 634.06 1,151.28 810.59 794.64 1,111.03 649.19 410.56 476.63 579.42 378.95 584.05 447.96 630.80 960.76 855.84 2,558.68 1,158.52 15,729.03

586.33 906.34 1,536.07 2,170.13 3,321.41 4,132.00 4,926.64 6,037.66 6,686.86 7,097.42 7,574.05 8,153.47 8,532.42 9,116.47 9,564.43 10,195.23 11,155.99 12,011.83 14,570.51 15,729.03

BAND

3.73 2.03 4.00 4.03 7.32 5.15 5.05 7.06 4.13 2.61 3.03 3.68 2.41 3.71 2.85 4.01 6.11 5.44 16.27 7.37

CUM.

3.73 5.76 9.77 13.80 21.12 26.27 31.32 38.39 42.51 45.12 48.15 51.84 54.25 57.96 60.81 64.82 70.93 76.37 92.63 100.00

PERCENTAGE f

3 0 2 2 5 2 3 3 0 0 2 2 0 5 3 2 8 8 1 0 51

BAND

3 3 5 7 12 14 17 20 20 20 22 24 24 29 32 34 42 50 51 51

CUM.

5.88 5.88 0.00 5.88 3.92 9.80 3.92 13.73 9.80 23.53 3.92 27.45 5.88 33.33 5.88 39.22 0.00 39.22 0.00 39.22 3.92 43.14 3.92 47.06 0.00 47.06 9.80 56.86 5.88 62.75 3.92 66.67 15.69 82.35 15.69 98.04 1.96 100.00 0.00 100.00

PERCENTAGE rp

1,492.61 0.00 18.59 0.00 81.41 0.00 8.33 1,055.87 0.00 0.00 8.40 101.82 0.00 340.05 57.77 42.79 73.29 5,805.58 24.94 0.00 9,111.44

1,492.61 1,492.61 1,511.20 1,511.20 1,592.61 1,592.61 1,600.94 2,656.81 2,656.81 2,656.81 2,665.21 2,767.03 2,767.03 3,107.08 3,164.85 3,207.63 3,280.92 9,086.50 9,111.44 9,111.44

BAND

PERCENTAGE

CUM.

BAND

16.38 16.38 0.00 16.38 0.20 16.59 0.00 16.59 0.89 17.48 0.00 17.48 0.09 17.57 11.59 29.16 0.00 29.16 0.00 29.16 0.09 29.25 1.12 30.37 0.00 30.37 3.73 34.10 0.63 34.73 0.47 35.20 0.80 36.01 63.72 99.73 0.27 100.00 0.00 100.00

254.57 0.00 2.95 0.00 7.07 0.00 1.05 95.04 0.00 0.00 1.76 17.57 0.00 58.22 12.90 6.78 7.63 678.35 0.97 0.00

CUM

254.57 164.69 98.38 69.64 47.95 38.54 32.50 44.00 39.73 37.43 35.19 33.94 32.43 34.08 33.09 31.46 29.41 75.65 62.53 57.93 57.93

Page 41 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

576 296 243 112 136 73 41 33 14 15 8 10 5 11 3 5 6 0 2 0 1,589

576 872 1,115 1,227 1,363 1,436 1,477 1,510 1,524 1,539 1,547 1,557 1,562 1,573 1,576 1,581 1,587 1,587 1,589 1,589

BAND

CUM.

36.25 36.25 18.63 54.88 15.29 70.17 7.05 77.22 8.56 85.78 4.59 90.37 2.58 92.95 2.08 95.03 0.88 95.91 0.94 96.85 0.50 97.36 0.63 97.99 0.31 98.30 0.69 98.99 0.19 99.18 0.31 99.50 0.38 99.87 0.00 99.87 0.13 100.00 0.00 100.00

PERCENTAGE rp

65.48 108.90 175.96 150.69 265.65 255.33 172.85 137.56 106.37 87.36 45.26 75.32 58.55 110.82 29.04 123.21 274.84 0.00 414.78 0.00 2,657.98

65.48 174.38 350.34 501.03 766.68 1,022.01 1,194.86 1,332.43 1,438.80 1,526.16 1,571.43 1,646.74 1,705.29 1,816.11 1,845.15 1,968.36 2,243.20 2,243.20 2,657.98 2,657.98

BAND

2.46 4.10 6.62 5.67 9.99 9.61 6.50 5.18 4.00 3.29 1.70 2.83 2.20 4.17 1.09 4.64 10.34 0.00 15.61 0.00

CUM.

2.46 6.56 13.18 18.85 28.84 38.45 44.95 50.13 54.13 57.42 59.12 61.95 64.16 68.33 69.42 74.05 84.39 84.39 100.00 100.00

PERCENTAGE f

1 0 6 0 2 5 0 1 0 0 0 0 0 0 4 5 1 0 0 0 25

BAND

1 1 7 7 9 14 14 15 15 15 15 15 15 15 19 24 25 25 25 25

4.00 0.00 24.00 0.00 8.00 20.00 0.00 4.00 0.00 0.00 0.00 0.00 0.00 0.00 16.00 20.00 4.00 0.00 0.00 0.00

CUM.

4.00 4.00 28.00 28.00 36.00 56.00 56.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 76.00 96.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

1.00 0.00 424.20 0.00 3.04 700.92 0.00 627.83 0.00 0.00 0.00 0.00 0.00 0.00 15.95 189.76 33.80 0.00 0.00 0.00

1.00 1.00 425.20 425.20 428.24 1,129.16 1,129.16 1,756.99 1,756.99 1,756.99 1,756.99 1,756.99 1,756.99 1,756.99 1,772.93 1,962.70 1,996.50 1,996.50 1,996.50 1,996.50

BAND

0.05 0.00 21.25 0.00 0.15 35.11 0.00 31.45 0.00 0.00 0.00 0.00 0.00 0.00 0.80 9.50 1.69 0.00 0.00 0.00

PERCENTAGE

CUM.

0.05 0.05 21.30 21.30 21.45 56.56 56.56 88.00 88.00 88.00 88.00 88.00 88.00 88.00 88.80 98.31 100.00 100.00 100.00 100.00

BAND

CUM

1.53 0.00 241.08 0.00 1.14 274.51 0.00 456.39 0.00 0.00 0.00 0.00 0.00 0.00 54.91 154.01 12.30 0.00 0.00 0.00

1.53 0.57 121.37 84.87 55.86 110.48 94.50 131.86 122.11 115.12 111.81 106.69 103.03 96.74 96.09 99.71 89.00 89.00 75.11 75.11

1,996.50

75.11 Page 42 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

397 308 296 176 167 68 47 26 16 8 7 4 2 3 0 1 5 1 0 0 1,532

397 705 1,001 1,177 1,344 1,412 1,459 1,485 1,501 1,509 1,516 1,520 1,522 1,525 1,525 1,526 1,531 1,532 1,532 1,532

BAND

CUM.

25.91 25.91 20.10 46.02 19.32 65.34 11.49 76.83 10.90 87.73 4.44 92.17 3.07 95.23 1.70 96.93 1.04 97.98 0.52 98.50 0.46 98.96 0.26 99.22 0.13 99.35 0.20 99.54 0.00 99.54 0.07 99.61 0.33 99.93 0.07 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

81.49 118.60 252.16 262.96 380.07 232.25 224.58 155.07 100.29 63.87 52.63 13.53 19.75 44.72 0.00 45.84 86.94 74.00 0.00 0.00 2,208.76

81.49 200.09 452.25 715.21 1,095.29 1,327.54 1,552.12 1,707.19 1,807.48 1,871.35 1,923.97 1,937.50 1,957.25 2,001.98 2,001.98 2,047.82 2,134.76 2,208.76 2,208.76 2,208.76

BAND

3.69 5.37 11.42 11.91 17.21 10.52 10.17 7.02 4.54 2.89 2.38 0.61 0.89 2.02 0.00 2.08 3.94 3.35 0.00 0.00

CUM.

3.69 9.06 20.48 32.38 49.59 60.10 70.27 77.29 81.83 84.72 87.11 87.72 88.61 90.64 90.64 92.71 96.65 100.00 100.00 100.00

PERCENTAGE f

2 1 0 0 0 3 0 1 0 0 0 0 0 0 0 0 0 0 0 0 7

BAND

2 3 3 3 3 6 6 7 7 7 7 7 7 7 7 7 7 7 7 7

28.57 14.29 0.00 0.00 0.00 42.86 0.00 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

28.57 42.86 42.86 42.86 42.86 85.71 85.71 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

28.47 6.17 0.00 0.00 0.00 180.18 0.00 122.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 336.82

28.47 34.64 34.64 34.64 34.64 214.82 214.82 336.82 336.82 336.82 336.82 336.82 336.82 336.82 336.82 336.82 336.82 336.82 336.82 336.82

BAND

8.45 1.83 0.00 0.00 0.00 53.49 0.00 36.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

8.45 10.28 10.28 10.28 10.28 63.78 63.78 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

34.94 5.20 0.00 0.00 0.00 77.58 0.00 78.68 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

34.94 17.31 7.66 4.84 3.16 16.18 13.84 19.73 18.63 18.00 17.51 17.38 17.21 16.82 16.82 16.45 15.78 15.25 15.25 15.25 15.25

Page 43 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

148 118 104 67 82 52 39 22 18 3 5 3 3 8 6 3 12 0 1 1 695

BAND

148 266 370 437 519 571 610 632 650 653 658 661 664 672 678 681 693 693 694 695

CUM.

21.29 21.29 16.98 38.27 14.96 53.24 9.64 62.88 11.80 74.68 7.48 82.16 5.61 87.77 3.17 90.94 2.59 93.53 0.43 93.96 0.72 94.68 0.43 95.11 0.43 95.54 1.15 96.69 0.86 97.55 0.43 97.99 1.73 99.71 0.00 99.71 0.14 99.86 0.14 100.00

PERCENTAGE rp

17.81 38.91 76.87 90.75 201.81 175.04 156.24 114.97 118.94 33.19 34.75 10.59 50.55 95.33 118.96 195.09 627.42 0.00 1,809.31 722.67 4.689,21

17.81 56.72 133.59 224.34 426.15 601.19 757.43 872.40 991.34 1,024.53 1,059.28 1,069.88 1,120.42 1,215.76 1,334.72 1,529.81 2,157.23 2,157.23 3,966.54 4,689.21

BAND

0.38 0.83 1.64 1.94 4.30 3.73 3.33 2.45 2.54 0.71 0.74 0.23 1.08 2.03 2.54 4.16 13.38 0.00 38.58 15.41

CUM.

0.38 1.21 2.85 4.78 9.09 12.82 16.15 18.60 21.14 21.85 22.59 22.82 23.89 25.93 28.46 32.62 46.00 46.00 84.59 100.00

PERCENTAGE f

0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 2 0 0 2 6

0 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 4 4 4 6

BAND

CUM.

0.00 16.67 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 33.33

0.00 16.67 16.67 16.67 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 66.67 66.67 66.67 100.00

PERCENTAGE rp

0.00 64.00 0.00 0.00 55.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 53.93 0.00 0.00 17.06 190,40

0.00 64.00 64.00 64.00 119.41 119.41 119.41 119.41 119.41 119.41 119.41 119.41 119.41 119.41 119.41 119.41 173.34 173.34 173.34 190.40

BAND

PERCENTAGE

CUM.

BAND

0.00 0.00 33.62 33.62 0.00 33.62 0.00 33.62 29.10 62.72 0.00 62.72 0.00 62.72 0.00 62.72 0.00 62.72 0.00 62.72 0.00 62.72 0.00 62.72 0.00 62.72 0.00 62.72 0.00 62.72 0.00 62.72 28.33 91.04 0.00 91.04 0.00 91.04 8.96 100.00

0.00 164.48 0.00 0.00 27.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.60 0.00 0.00 2.36

CUM

0.00 112.83 47.91 28.53 28.02 19.86 15.76 13.69 12.05 11.65 11.27 11.16 10.66 9.82 8.95 7.81 8.04 8.04 4.37 4.06 4,06

Page 44 of 180

RISK AND LOSS PROFILE 2001 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2001

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2001

15/06/2005

15/07/2005

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

PERCENTAGE f

365 275 323 187 209 72 53 47 23 13 10 10 4 6 2 4 10 0 4 0

365 640 963 1,150 1,359 1,431 1,484 1,531 1,554 1,567 1,577 1,587 1,591 1,597 1,599 1,603 1,613 1,613 1,617 1,617

1,617

BAND

CUM.

22.57 22.57 17.01 39.58 19.98 59.55 11.56 71.12 12.93 84.04 4.45 88.50 3.28 91.77 2.91 94.68 1.42 96.10 0.80 96.91 0.62 97.53 0.62 98.14 0.25 98.39 0.37 98.76 0.12 98.89 0.25 99.13 0.62 99.75 0.00 99.75 0.25 100.00 0.00 100.00

PERCENTAGE rp

51.66 98.68 265.28 265.96 470.99 248.19 189.93 348.39 153.04 110.84 81.91 119.63 36.67 82.54 3.69 64.93 817.29 0.00 1,316.03 0.00 4.725,66

51.66 150.35 415.63 681.59 1,152.58 1,400.77 1,590.71 1,939.10 2,092.13 2,202.97 2,284.88 2,404.51 2,441.18 2,523.72 2,527.41 2,592.34 3,409.63 3,409.63 4,725.66 4,725.66

BAND

1.09 2.09 5.61 5.63 9.97 5.25 4.02 7.37 3.24 2.35 1.73 2.53 0.78 1.75 0.08 1.37 17.29 0.00 27.85 0.00

CUM.

1.09 3.18 8.80 14.42 24.39 29.64 33.66 41.03 44.27 46.62 48.35 50.88 51.66 53.40 53.48 54.86 72.15 72.15 100.00 100.00

PERCENTAGE f

1 2 0 1 3 0 0 0 0 0 0 0 0 1 0 1 2 0 1 0 12

BAND

1 3 3 4 7 7 7 7 7 7 7 7 7 8 8 9 11 11 12 12

8.33 16.67 0.00 8.33 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.33 0.00 8.33 16.67 0.00 8.33 0.00

CUM.

8.33 25.00 25.00 33.33 58.33 58.33 58.33 58.33 58.33 58.33 58.33 58.33 58.33 66.67 66.67 75.00 91.67 91.67 100.00 100.00

PERCENTAGE rp

40.50 51.47 0.00 255.55 229.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.21 0.00 99.95 4.93 0.00 9.87 0.00 707.87

40.50 91.97 91.97 347.51 576.92 576.92 576.92 576.92 576.92 576.92 576.92 576.92 576.92 593.13 593.13 693.08 698.00 698.00 707.87 707.87

BAND

CUM.

5.72 5.72 7.27 12.99 0.00 12.99 36.10 49.09 32.41 81.50 0.00 81.50 0.00 81.50 0.00 81.50 0.00 81.50 0.00 81.50 0.00 81.50 0.00 81.50 0.00 81.50 2.29 83.79 0.00 83.79 14.12 97.91 0.70 98.61 0.00 98.61 1.39 100.00 0.00 100.00

PERCENTAGE BAND

78.39 52.15 0.00 96.09 48.71 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 19.63 0.00 153.93 0.60 0.00 0.75 0.00

CUM

78.39 61.17 22.13 50.99 50.05 41.19 36.27 29.75 27.58 26.19 25.25 23.99 23.63 23.50 23.47 26.74 20.47 20.47 14.98 14.98 14,98

Page 45 of 180

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2002

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 50 25 2 50 100 75 3 100 200 150 4 200 300 250 5 300 500 400 6 500 750 625 7 750 1.000 875 8 1.000 1.500 1.250 9 1.500 2.000 1.750 10 2.000 2.500 2.250 11 2.500 3.000 2.750 12 3.000 4.000 3.500 13 4.000 5.000 4.500 14 5.000 7.500 6.250 15 7.500 10.000 8.750 16 10.000 20.000 15.000 17 20.000 50.000 35.000 18 50.000 100.000 75.000 19 100.000 500.000 300.000 20 500.000 Up TOTAL

PERCENTAGE f

87.163 78.622 89.063 47.726 46.651 21.631 16.055 11.765 6.443 3.517 2.873 3.280 2.311 2.860 1.837 2.871 2.500 1.057 1.031 404 429.660

87.163 165.785 254.848 302.574 349.225 370.856 386.911 398.676 405.119 408.636 411.509 414.789 417.100 419.960 421.797 424.668 427.168 428.225 429.256 429.660

BAND

CUM.

PERCENTAGE rp

20,29 20,29 43.367,80 43.367,80 18,30 38,59 19.329,47 62.697,27 20,73 59,31 38.470,82 101.168,09 11,11 70,42 33.579,73 134.747,82 10,86 81,28 53.128,25 187.876,07 5,03 86,31 35.779,02 223.655,09 3,74 90,05 40.098,80 263.753,90 2,74 92,79 39.113,00 302.866,90 1,50 94,29 29.281,04 332.147,94 0,82 95,11 19.433,37 351.581,31 0,67 95,78 18.374,14 369.955,45 0,76 96,54 24.899,76 394.855,20 0,54 97,08 23.333,81 418.189,02 0,67 97,74 37.394,19 455.583,21 0,43 98,17 28.034,00 483.617,21 0,67 98,84 66.350,81 549.968,02 0,58 99,42 96.697,79 646.665,81 0,25 99,67 82.553,57 729.219,39 0,24 99,91 159.651,90 888.871,29 0,09 100,00 105.433,52 994.304,80 994.304,80

BAND

CUM.

4,36 4,36 1,94 6,31 3,87 10,17 3,38 13,55 5,34 18,90 3,60 22,49 4,03 26,53 3,93 30,46 2,94 33,41 1,95 35,36 1,85 37,21 2,50 39,71 2,35 42,06 3,76 45,82 2,82 48,64 6,67 55,31 9,73 65,04 8,30 73,34 16,06 89,40 10,60 100,00

PERCENTAGE f

260 172 206 148 175 101 94 75 71 51 58 56 33 92 66 158 172 126 161 76

260 432 638 786 961 1.062 1.156 1.231 1.302 1.353 1.411 1.467 1.500 1.592 1.658 1.816 1.988 2.114 2.275 2.351

BAND

CUM.

11,06 11,06 7,32 18,38 8,76 27,14 6,30 33,43 7,44 40,88 4,30 45,17 4,00 49,17 3,19 52,36 3,02 55,38 2,17 57,55 2,47 60,02 2,38 62,40 1,40 63,80 3,91 67,72 2,81 70,52 6,72 77,24 7,32 84,56 5,36 89,92 6,85 96,77 3,23 100,00

2.351

PERCENTAGE rp

27.729,65 12.907,27 12.829,25 12.751,29 32.122,01 14.800,42 16.008,77 11.853,89 15.058,95 8.834,35 31.713,19 14.551,77 10.634,03 34.946,29 4.200,26 53.271,52 36.975,62 24.514,61 56.265,50 21.451,21 453.419,87

27.729,65 40.636,93 53.466,18 66.217,47 98.339,48 113.139,90 129.148,67 141.002,56 156.061,51 164.895,86 196.609,05 211.160,82 221.794,84 256.741,13 260.941,39 314.212,92 351.188,54 375.703,15 431.968,66 453.419,87

BAND

CUM.

PERCENTAGE BAND

CUM

6,12 6,12 63,94 63,94 2,85 8,96 66,78 64,81 2,83 11,79 33,35 52,85 2,81 14,60 37,97 49,14 7,08 21,69 60,46 52,34 3,26 24,95 41,37 50,59 3,53 28,48 39,92 48,97 2,61 31,10 30,31 46,56 3,32 34,42 51,43 46,99 1,95 36,37 45,46 46,90 6,99 43,36 172,60 53,14 3,21 46,57 58,44 53,48 2,35 48,92 45,57 53,04 7,71 56,62 93,45 56,35 0,93 57,55 14,98 53,96 11,75 69,30 80,29 57,13 8,15 77,45 38,24 54,31 5,41 82,86 29,70 51,52 12,41 95,27 35,24 48,60 4,73 100,00 20,35 45,60 45,60

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 90.167.424.137,72, - Freq. Klaim 772 dan klaim Flood Rp 319.816.518.,00,- Freq Claim=11 ) ( Data not Include Claim Fire no Policy Rp. 90.167.424.137,72 - Freq Claim 772 and Claim Flood Rp 319.816.518,00,- Freq Claim =11 )

Page 46 of 180

RISK AND LOSS PROFILE 2002 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM TO PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

01/01/2002

15/06/2005

15/07/2005

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

DATE

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

83.456 77.166 86.563 45.509 43.751 19.721 14.290 9.891 5.202 2.693 2.147 2.362 1.520 1.796 994 1.396 918 333 267 105 400.080

83.456 160.622 247.185 292.694 336.445 356.166 370.456 380.347 385.549 388.242 390.389 392.751 394.271 396.067 397.061 398.457 399.375 399.708 399.975 400.080

BAND

CUM.

20,86 20,86 19,29 40,15 21,64 61,78 11,37 73,16 10,94 84,09 4,93 89,02 3,57 92,60 2,47 95,07 1,30 96,37 0,67 97,04 0,54 97,58 0,59 98,17 0,38 98,55 0,45 99,00 0,25 99,25 0,35 99,59 0,23 99,82 0,08 99,91 0,07 99,97 0,03 100,00

PERCENTAGE rp

26.409,00 18.495,34 36.573,60 31.868,73 49.057,83 32.633,59 35.407,79 34.437,24 24.662,98 15.724,10 15.113,32 19.202,37 17.100,41 25.309,52 17.892,30 40.011,56 43.307,96 31.221,62 51.096,85 38.069,92 603.596,02

26.409,00 44.904,34 81.477,94 113.346,67 162.404,50 195.038,09 230.445,88 264.883,12 289.546,10 305.270,20 320.383,52 339.585,88 356.686,29 381.995,81 399.888,11 439.899,67 483.207,63 514.429,25 565.526,10 603.596,02

BAND

4,38 3,06 6,06 5,28 8,13 5,41 5,87 5,71 4,09 2,61 2,50 3,18 2,83 4,19 2,96 6,63 7,17 5,17 8,47 6,31

PERCENTAGE

CUM.

4,38 7,44 13,50 18,78 26,91 32,31 38,18 43,88 47,97 50,58 53,08 56,26 59,09 63,29 66,25 72,88 80,05 85,23 93,69 100,00

171 159 171 117 121 69 71 57 55 36 37 38 16 52 44 66 53 48 32 19 1.432

171 330 501 618 739 808 879 936 991 1.027 1.064 1.102 1.118 1.170 1.214 1.280 1.333 1.381 1.413 1.432

BAND

CUM.

11,94 11,94 11,10 23,04 11,94 34,99 8,17 43,16 8,45 51,61 4,82 56,42 4,96 61,38 3,98 65,36 3,84 69,20 2,51 71,72 2,58 74,30 2,65 76,96 1,12 78,07 3,63 81,70 3,07 84,78 4,61 89,39 3,70 93,09 3,35 96,44 2,23 98,67 1,33 100,00

PERCENTAGE rp

11.223,60 8.383,41 12.047,41 11.533,11 19.289,25 13.869,14 14.240,47 11.131,74 13.391,05 8.405,43 27.638,79 11.571,51 9.377,55 23.302,37 3.302,65 38.561,44 15.859,45 10.363,79 3.767,96 11.563,67

11.223,60 19.607,00 31.654,41 43.187,52 62.476,77 76.345,91 90.586,39 101.718,13 115.109,18 123.514,61 151.153,39 162.724,90 172.102,46 195.404,83 198.707,48 237.268,92 253.128,36 263.492,15 267.260,11 278.823,79

BAND

4,03 3,01 4,32 4,14 6,92 4,97 5,11 3,99 4,80 3,01 9,91 4,15 3,36 8,36 1,18 13,83 5,69 3,72 1,35 4,15

PERCENTAGE

CUM.

BAND

4,03 7,03 11,35 15,49 22,41 27,38 32,49 36,48 41,28 44,30 54,21 58,36 61,72 70,08 71,27 85,10 90,78 94,50 95,85 100,00

42,50 45,33 32,94 36,19 39,32 42,50 40,22 32,32 54,30 53,46 182,88 60,26 54,84 92,07 18,46 96,38 36,62 33,19 7,37 30,37

278.823,79

CUM

42,50 43,66 38,85 38,10 38,47 39,14 39,31 38,40 39,76 40,46 47,18 47,92 48,25 51,15 49,69 53,94 52,39 51,22 47,26 46,19 46,19

Page 47 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM TO PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

01/01/2002

15/06/2005

15/07/2005

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

DATE

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2.227 1.015 1.834 1.635 2.086 1.319 1.186 1.158 770 496 422 549 470 655 451 866 903 430 409 123 19.004

2.227 3.242 5.076 6.711 8.797 10.116 11.302 12.460 13.230 13.726 14.148 14.697 15.167 15.822 16.273 17.139 18.042 18.472 18.881 19.004

BAND

CUM.

11,72 11,72 5,34 17,06 9,65 26,71 8,60 35,31 10,98 46,29 6,94 53,23 6,24 59,47 6,09 65,57 4,05 69,62 2,61 72,23 2,22 74,45 2,89 77,34 2,47 79,81 3,45 83,26 2,37 85,63 4,56 90,19 4,75 94,94 2,26 97,20 2,15 99,35 0,65 100,00

PERCENTAGE rp

14.156,12 732 1.704,49 1.540,43 3.712,33 2.813,08 4.213,47 3.984,46 4.060,46 3.035,17 2.835,01 4.995,78 5.508,83 10.937,87 8.179,69 23.262,60 47.448,52 47.736,97 100.058,80 57.867,44 348.783,52

14.156,12 14.888,12 16.592,61 18.133,04 21.845,37 24.658,46 28.871,93 32.856,39 36.916,85 39.952,02 42.787,03 47.782,80 53.291,64 64.229,50 72.409,19 95.671,79 143.120,31 190.857,28 290.916,08 348.783,52

BAND

4,06 0,21 0,49 0,44 1,06 0,81 1,21 1,14 1,16 0,87 0,81 1,43 1,58 3,14 2,35 6,67 13,60 13,69 28,69 16,59

PERCENTAGE

CUM.

4,06 4,27 4,76 5,20 6,26 7,07 8,28 9,42 10,58 11,45 12,27 13,70 15,28 18,42 20,76 27,43 41,03 54,72 83,41 100,00

89 13 35 31 54 32 23 18 16 15 21 18 17 40 22 91 119 78 128 57

89 102 137 168 222 254 277 295 311 326 347 365 382 422 444 535 654 732 860 917

917

BAND

CUM.

9,71 9,71 1,42 11,12 3,82 14,94 3,38 18,32 5,89 24,21 3,49 27,70 2,51 30,21 1,96 32,17 1,74 33,91 1,64 35,55 2,29 37,84 1,96 39,80 1,85 41,66 4,36 46,02 2,40 48,42 9,92 58,34 12,98 71,32 8,51 79,83 13,96 93,78 6,22 100,00

PERCENTAGE rp

16.506,06 4.523,86 781,85 1.218,18 12.832,76 931,28 1.768,29 722,15 1.667,91 428,92 4.074,40 2.980,26 1.256,47 11.643,92 897,61 14.704,93 21.116,18 14.150,82 51.017,49 9.887,54 173.110,88

16.506,06 21.029,92 21.811,77 23.029,95 35.862,71 36.793,99 38.562,28 39.284,43 40.952,33 41.381,25 45.455,66 48.435,91 49.692,38 61.336,30 62.233,91 76.938,85 98.055,03 112.205,85 163.223,34 173.110,88

BAND

9,53 2,61 0,45 0,70 7,41 0,54 1,02 0,42 0,96 0,25 2,35 1,72 0,73 6,73 0,52 8,49 12,20 8,17 29,47 5,71

PERCENTAGE

CUM.

BAND

CUM

9,53 12,15 12,60 13,30 20,72 21,25 22,28 22,69 23,66 23,90 26,26 27,98 28,71 35,43 35,95 44,44 56,64 64,82 94,29 100,00

116,60 618,01 45,87 79,08 345,68 33,11 41,97 18,12 41,08 14,13 143,72 59,66 22,81 106,46 10,97 63,21 44,50 29,64 50,99 17,09

116,60 141,25 131,45 127,01 164,17 149,21 133,56 119,56 110,93 103,58 106,24 101,37 93,25 95,50 85,95 80,42 68,51 58,79 56,11 49,63 49,63

Page 48 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2002

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

6 8 3 5 6 5 14 29 29 22 12 13 11 24 21 30 45 17 20 3 323

6 14 17 22 28 33 47 76 105 127 139 152 163 187 208 238 283 300 320 323

BAND

CUM.

1,86 1,86 2,48 4,33 0,93 5,26 1,55 6,81 1,86 8,67 1,55 10,22 4,33 14,55 8,98 23,53 8,98 32,51 6,81 39,32 3,72 43,03 4,02 47,06 3,41 50,46 7,43 57,89 6,50 64,40 9,29 73,68 13,93 87,62 5,26 92,88 6,19 99,07 0,93 100,00

PERCENTAGE rp

71,68 3,11 1,15 2,15 5,77 8,78 35,64 113,62 194,98 158,09 99,03 128,29 105,77 232,83 265,88 798,15 1698,52 471,94 2027,38 1246,21 7.668,97

71,68 74,79 75,94 78,09 83,86 92,64 128,28 241,91 436,89 594,97 694,01 822,30 928,07 1160,90 1426,78 2224,93 3923,45 4395,38 6422,76 7668,97

BAND

0,93 0,04 0,01 0,03 0,08 0,11 0,46 1,48 2,54 2,06 1,29 1,67 1,38 3,04 3,47 10,41 22,15 6,15 26,44 16,25

CUM.

0,93 0,98 0,99 1,02 1,09 1,21 1,67 3,15 5,70 7,76 9,05 10,72 12,10 15,14 18,60 29,01 51,16 57,31 83,75 100,00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 2

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 2

CUM.

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 50,00 50,00 0,00 50,00 0,00 50,00 50,00 100,00 0,00 100,00

PERCENTAGE rp

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 5,15 0,00 0,00 1480,05 0,00 1.485,21

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 5,15 5,15 5,15 1485,21 1485,21

BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,35 0,00 0,00 99,65 0,00

CUM.

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,35 0,35 0,35 100,00 100,00

PERCENTAGE BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,65 0,00 0,00 73,00 0,00

CUM

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,23 0,13 0,12 23,12 19,37 19,37

Page 49 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM

01/01/2002

15/06/2005

DATE

15/07/2005

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1.474 433 663 577 808 586 565 687 442 306 292 356 310 385 371 579 634 277 335 173 10,253

1.474 1.907 2.570 3.147 3.955 4.541 5.106 5.793 6.235 6.541 6.833 7.189 7.499 7.884 8.255 8.834 9.468 9.745 10.080 10.253

BAND

CUM.

14,38 14,38 4,22 18,60 6,47 25,07 5,63 30,69 7,88 38,57 5,72 44,29 5,51 49,80 6,70 56,50 4,31 60,81 2,98 63,80 2,85 66,64 3,47 70,12 3,02 73,14 3,75 76,89 3,62 80,51 5,65 86,16 6,18 92,34 2,70 95,05 3,27 98,31 1,69 100,00

PERCENTAGE rp

2.731,01 99,01 191,59 168,42 352,32 323,56 441,90 577,69 362,61 516,02 326,77 573,32 618,80 913,97 1.696,14 2.278,50 4.242,79 3.123,05 6.468,87 8.249,95 34.256,29

2.731,01 2.830,01 3.021,60 3.190,02 3.542,34 3.865,90 4.307,80 4.885,49 5.248,10 5.764,12 6.090,90 6.664,22 7.283,02 8.196,99 9.893,13 12.171,64 16.414,43 19.537,48 26.006,34 34.256,29

BAND

7,97 0,29 0,56 0,49 1,03 0,94 1,29 1,69 1,06 1,51 0,95 1,67 1,81 2,67 4,95 6,65 12,39 9,12 18,88 24,08

CUM.

7,97 8,26 8,82 9,31 10,34 11,29 12,58 14,26 15,32 16,83 17,78 19,45 21,26 23,93 28,88 35,53 47,92 57,03 75,92 100,00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

PERCENTAGE

CUM.

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

PERCENTAGE

CUM.

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

CUM

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

.00

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 -

Page 50 of 180

RISK AND LOSS PROFILE 2002 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

29 14 21 18 22 14 12 15 6 10 12 8 7 11 3 8 7 12 15 5 249

29 43 64 82 104 118 130 145 151 161 173 181 188 199 202 210 217 229 244 249

BAND

CUM.

PERCENTAGE rp

11.65 11.65 65.86 5.62 17.27 2.64 8.43 25.70 8.38 7.23 32.93 145.13 8.84 41.77 17.48 5.62 47.39 20.17 4.82 52.21 21.60 6.02 58.23 47.54 2.41 60.64 28.37 4.02 64.66 27.98 4.82 69.48 46.17 3.21 72.69 71.57 2.81 75.50 52.49 4.42 79.92 120.00 1.20 81.12 21.17 3.21 84.34 165.77 2.81 87.15 255.24 4.82 91.97 888.57 6.02 97.99 1,357.21 2.01 100.00 2,176.57 5.539,90

65.86 68.49 76.88 222.01 239.49 259.66 281.26 328.80 357.17 385.15 431.32 502.88 555.37 675.37 696.53 862.31 1,117.55 2,006.12 3,363.33 5,539.90

BAND

1.19 0.05 0.15 2.62 0.32 0.36 0.39 0.86 0.51 0.51 0.83 1.29 0.95 2.17 0.38 2.99 4.61 16.04 24.50 39.29

CUM.

1.19 1.24 1.39 4.01 4.32 4.69 5.08 5.94 6.45 6.95 7.79 9.08 10.02 12.19 12.57 15.57 20.17 36.21 60.71 100.00

PERCENTAGE f

1 0 1 0 0 0 1 0 0 2 0 1 0 1 0 0 1 1 2 2 13

BAND

CUM.

1 7.69 7.69 1 0.00 7.69 2 7.69 15.38 2 0.00 15.38 2 0.00 15.38 2 0.00 15.38 3 7.69 23.08 3 0.00 23.08 3 0.00 23.08 5 15.38 38.46 5 0.00 38.46 6 7.69 46.15 6 0.00 46.15 7 7.69 53.85 7 0.00 53.85 7 0.00 53.85 8 7.69 61.54 9 7.69 69.23 11 15.38 84.62 13 15.38 100.00

PERCENTAGE rp

75.64 0.00 10.17 0.00 0.00 0.00 797.84 0.00 0.00 352.16 0.00 6.08 0.00 2.33 0.00 0.00 49.97 17.23 166.72 704.88 2.183,00

75.64 75.64 85.81 85.81 85.81 85.81 883.64 883.64 883.64 1,235.80 1,235.80 1,241.88 1,241.88 1,244.21 1,244.21 1,244.21 1,294.17 1,311.40 1,478.12 2,183.00

BAND

CUM.

PERCENTAGE BAND

3.46 3.46 114.85 0.00 3.46 0.00 0.47 3.93 121.32 0.00 3.93 0.00 0.00 3.93 0.00 0.00 3.93 0.00 36.55 40.48 3,693.84 0.00 40.48 0.00 0.00 40.48 0.00 16.13 56.61 1,258.67 0.00 56.61 0.00 0.28 56.89 8.49 0.00 56.89 0.00 0.11 57.00 1.94 0.00 57.00 0.00 0.00 57.00 0.00 2.29 59.28 19.58 0.79 60.07 1.94 7.64 67.71 12.28 32.29 100.00 32.38

CUM

114.85 110.43 111.62 38.65 35.83 33.05 314.17 268.75 247.40 320.86 286.52 246.95 223.61 184.23 178.63 144.29 115.80 65.37 43.95 39.41 39,41

Page 51 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2002

15/06/2005

DATE

15/07/2005

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

PERCENTAGE f

BAND

129 55 50 43 49 36 44 41 37 22 28 19 31 41 29 65 74 23 56 27

129 184 234 277 326 362 406 447 484 506 534 553 584 625 654 719 793 816 872 899

14.35 14.35 6.12 20.47 5.56 26.03 4.78 30.81 5.45 36.26 4.00 40.27 4.89 45.16 4.56 49.72 4.12 53.84 2.45 56.28 3.11 59.40 2.11 61.51 3.45 64.96 4.56 69.52 3.23 72.75 7.23 79.98 8.23 88.21 2.56 90.77 6.23 97.00 3.00 100.00

899

CUM.

PERCENTAGE rp

551.67 551.67 9.76 561.43 21.50 582.93 31.60 614.54 85.62 700.16 43.26 743.42 80.48 823.90 167.69 991.60 104.10 1,095.70 80.74 1,176.44 78.24 1,254.68 82.13 1,336.81 231.77 1,568.58 265.48 1,834.06 193.59 2,027.65 964.78 2,992.43 2,121.05 5,113.48 1,259.96 6,373.44 3,865.84 10,239.28 6,787.15 17,026.43 17.026,43

BAND

CUM.

3.24 0.06 0.13 0.19 0.50 0.25 0.47 0.98 0.61 0.47 0.46 0.48 1.36 1.56 1.14 5.67 12.46 7.40 22.70 39.86

3.24 3.30 3.42 3.61 4.11 4.37 4.84 5.82 6.44 6.91 7.37 7.85 9.21 10.77 11.91 17.58 30.03 37.43 60.14 100.00

PERCENTAGE f

2 2 1 0 0 0 0 1 0 0 0 3 0 2 0 2 6 2 2 2 25

2 4 5 5 5 5 5 6 6 6 6 9 9 11 11 13 19 21 23 25

BAND

CUM.

8.00 8.00 8.00 16.00 4.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 4.00 24.00 0.00 24.00 0.00 24.00 0.00 24.00 12.00 36.00 0.00 36.00 8.00 44.00 0.00 44.00 8.00 52.00 24.00 76.00 8.00 84.00 8.00 92.00 8.00 100.00

PERCENTAGE rp

614.69 17.48 59.13 0.00 0.00 0.00 0.00 9.71 0.00 0.00 0.00 1.47 0.00 778.59 0.00 1,471.73 9,768.64 1,296.19 885.59 44.12 14.947,34

614.69 632.16 691.30 691.30 691.30 691.30 691.30 701.01 701.01 701.01 701.01 702.48 702.48 1,481.07 1,481.07 2,952.79 12,721.43 14,017.63 14,903.22 14,947.34

PERCENTAGE

BAND

CUM.

BAND

CUM

4.11 0.12 0.40 0.00 0.00 0.00 0.00 0.06 0.00 0.00 0.00 0.01 0.00 5.21 0.00 9.85 65.35 8.67 5.92 0.30

4.11 4.23 4.62 4.62 4.62 4.62 4.62 4.69 4.69 4.69 4.69 4.70 4.70 9.91 9.91 19.75 85.11 93.78 99.70 100.00

111.42 179.13 275.06 0.00 0.00 0.00 0.00 5.79 0.00 0.00 0.00 1.79 0.00 293.28 0.00 152.55 460.56 102.88 22.91 0.65

111.42 112.60 118.59 112.49 98.73 92.99 83.91 70.69 63.98 59.59 55.87 52.55 44.78 80.75 73.04 98.68 248.78 219.94 145.55 87.79 87,79

Page 52 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2002

15/06/2005

DATE

15/07/2005

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

343 225 307 204 310 238 235 246 170 125 115 171 125 163 130 272 277 139 147 32 3.974

343 568 875 1,079 1,389 1,627 1,862 2,108 2,278 2,403 2,518 2,689 2,814 2,977 3,107 3,379 3,656 3,795 3,942 3,974

BAND

CUM.

PERCENTAGE rp

8.63 8.63 625.06 625.06 5.66 14.29 57.00 682.05 7.73 22.02 134.44 816.50 5.13 27.15 122.19 938.69 7.80 34.95 466.74 1,405.43 5.99 40.94 548.62 1,954.05 5.91 46.85 409.93 2,363.98 6.19 53.04 573.88 2,937.85 4.28 57.32 685.30 3,623.15 3.15 60.47 438.61 4,061.76 2.89 63.36 537.24 4,599.01 4.30 67.66 884.82 5,483.83 3.15 70.81 748.94 6,232.78 4.10 74.91 1,298.90 7,531.68 3.27 78.18 1,387.59 8,919.27 6.84 85.03 5,106.30 14,025.57 6.97 92.00 8,706.23 22,731.80 3.50 95.50 11,226.61 33,958.41 3.70 99.19 21,474.80 55,433.20 0.81 100.00 14,330.55 69,763.75 69.763,75

BAND

0.90 0.08 0.19 0.18 0.67 0.79 0.59 0.82 0.98 0.63 0.77 1.27 1.07 1.86 1.99 7.32 12.48 16.09 30.78 20.54

CUM.

0.90 0.98 1.17 1.35 2.01 2.80 3.39 4.21 5.19 5.82 6.59 7.86 8.93 10.80 12.78 20.10 32.58 48.68 79.46 100.00

PERCENTAGE f

2 0 0 1 1 2 1 2 0 1 0 4 2 3 4 13 18 16 10 27 107

2 2 2 3 4 6 7 9 9 10 10 14 16 19 23 36 54 70 80 107

BAND

CUM.

PERCENTAGE rp

1.87 1.87 65.97 65.97 0.00 1.87 0.00 65.97 0.00 1.87 0.00 65.97 0.93 2.80 0.00 65.97 0.93 3.74 45.37 111.34 1.87 5.61 14.27 125.60 0.93 6.54 1.65 127.25 1.87 8.41 584.30 711.55 0.00 8.41 0.00 711.55 0.93 9.35 0.75 712.30 0.00 9.35 0.00 712.30 3.74 13.08 260.13 972.43 1.87 14.95 36.11 1,008.54 2.80 17.76 159.55 1,168.09 3.74 21.50 405.22 1,573.31 12.15 33.64 2,756.66 4,329.98 16.82 50.47 12,961.12 17,291.10 14.95 65.42 4,278.84 21,569.94 9.35 74.77 14,635.94 36,205.88 25.23 100.00 3,665.28 39,871.16 39.871,16

BAND

0.17 0.00 0.00 0.00 0.11 0.04 0.00 1.47 0.00 0.00 0.00 0.65 0.09 0.40 1.02 6.91 32.51 10.73 36.71 9.19

PERCENTAGE

CUM.

BAND

0.17 0.17 0.17 0.17 0.28 0.32 0.32 1.78 1.78 1.79 1.79 2.44 2.53 2.93 3.95 10.86 43.37 54.10 90.81 100.00

10.55 0.00 0.00 0.00 9.72 2.60 0.40 101.82 0.00 0.17 0.00 29.40 4.82 12.28 29.20 53.99 148.87 38.11 68.15 25.58

CUM

10.55 9.67 8.08 7.03 7.92 6.43 5.38 24.22 19.64 17.54 15.49 17.73 16.18 15.51 17.64 30.87 76.07 63.52 65.31 57.15 57,15

Page 53 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2002

15/06/2005

DATE

15/07/2005

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

297 147 236 183 374 291 337 387 281 183 165 180 148 242 152 253 257 137 119 61 4.430

297 444 680 863 1,237 1,528 1,865 2,252 2,533 2,716 2,881 3,061 3,209 3,451 3,603 3,856 4,113 4,250 4,369 4,430

BAND

CUM.

6.70 6.70 3.32 10.02 5.33 15.35 4.13 19.48 8.44 27.92 6.57 34.49 7.61 42.10 8.74 50.84 6.34 57.18 4.13 61.31 3.72 65.03 4.06 69.10 3.34 72.44 5.46 77.90 3.43 81.33 5.71 87.04 5.80 92.84 3.09 95.94 2.69 98.62 1.38 100.00

PERCENTAGE rp

4,696.87 212.53 181.80 220.32 1,014.99 664.66 1,226.26 1,396.10 1,257.95 1,260.43 1,145.59 1,616.18 1,882.79 3,549.73 2,674.84 6,668.58 11,300.16 12,209.59 18,835.49 13,139.53

4,696.87 4,909.40 5,091.19 5,311.51 6,326.50 6,991.16 8,217.42 9,613.52 10,871.47 12,131.90 13,277.50 14,893.68 16,776.47 20,326.20 23,001.04 29,669.62 40,969.78 53,179.37 72,014.85 85,154.38

85.154,38

BAND

5.52 0.25 0.21 0.26 1.19 0.78 1.44 1.64 1.48 1.48 1.35 1.90 2.21 4.17 3.14 7.83 13.27 14.34 22.12 15.43

CUM.

5.52 5.77 5.98 6.24 7.43 8.21 9.65 11.29 12.77 14.25 15.59 17.49 19.70 23.87 27.01 34.84 48.11 62.45 84.57 100.00

PERCENTAGE f

16 2 2 1 10 3 5 12 8 3 4 6 3 10 10 14 12 10 23 5 159

16 18 20 21 31 34 39 51 59 62 66 72 75 85 95 109 121 131 154 159

BAND

CUM.

10.06 10.06 1.26 11.32 1.26 12.58 0.63 13.21 6.29 19.50 1.89 21.38 3.14 24.53 7.55 32.08 5.03 37.11 1.89 38.99 2.52 41.51 3.77 45.28 1.89 47.17 6.29 53.46 6.29 59.75 8.81 68.55 7.55 76.10 6.29 82.39 14.47 96.86 3.14 100.00

PERCENTAGE rp

2,676.41 13.64 32.61 121.82 935.37 2,945.18 1,002.59 1,595.79 1,860.25 121.84 2,762.16 3,893.92 73.97 5,638.05 147.16 219.71 1,583.31 873.03 7,502.19 930.42 34.929,41

2,676.41 2,690.05 2,722.66 2,844.48 3,779.85 6,725.03 7,727.62 9,323.41 11,183.65 11,305.50 14,067.65 17,961.58 18,035.54 23,673.59 23,820.75 24,040.46 25,623.77 26,496.80 33,998.99 34,929.41

BAND

7.66 0.04 0.09 0.35 2.68 8.43 2.87 4.57 5.33 0.35 7.91 11.15 0.21 16.14 0.42 0.63 4.53 2.50 21.48 2.66

CUM.

7.66 7.70 7.79 8.14 10.82 19.25 22.12 26.69 32.02 32.37 40.27 51.42 51.63 67.78 68.20 68.83 73.36 75.86 97.34 100.00

PERCENTAGE BAND

56.98 6.42 17.94 55.29 92.16 443.11 81.76 114.30 147.88 9.67 241.11 240.93 3.93 158.83 5.50 3.29 14.01 7.15 39.83 7.08

CUM

56.98 54.79 53.48 53.55 59.75 96.19 94.04 96.98 102.87 93.19 105.95 120.60 107.50 116.47 103.56 81.03 62.54 49.83 47.21 41.02 41,02

Page 54 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2002

15/06/2005

DATE

15/07/2005

Textiles

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

836 828 1,206 801 1,121 676 526 460 278 178 155 175 139 196 135 235 228 124 111 51 8.459

836 1,664 2,870 3,671 4,792 5,468 5,994 6,454 6,732 6,910 7,065 7,240 7,379 7,575 7,710 7,945 8,173 8,297 8,408 8,459

BAND

CUM.

PERCENTAGE rp

9.88 9.88 1,581.72 1,581.72 9.79 19.67 400.90 1,982.62 14.26 33.93 903.26 2,885.88 9.47 43.40 972.63 3,858.52 13.25 56.65 1,725.18 5,583.70 7.99 64.64 1,468.67 7,052.37 6.22 70.86 2,415.09 9,467.46 5.44 76.30 1,908.09 11,375.55 3.29 79.58 1,622.25 12,997.80 2.10 81.69 1,267.09 14,264.89 1.83 83.52 1,110.33 15,375.23 2.07 85.59 1,585.35 16,960.57 1.64 87.23 2,092.50 19,053.07 2.32 89.55 3,685.67 22,738.74 1.60 91.15 2,898.97 25,637.70 2.78 93.92 5,843.79 31,481.50 2.70 96.62 10,239.77 41,721.27 1.47 98.08 9,479.28 51,200.55 1.31 99.40 17,181.00 68,381.55 0.60 100.00 8,778.37 77,159.92 77.159,92

BAND

2.05 0.52 1.17 1.26 2.24 1.90 3.13 2.47 2.10 1.64 1.44 2.05 2.71 4.78 3.76 7.57 13.27 12.29 22.27 11.38

CUM.

2.05 2.57 3.74 5.00 7.24 9.14 12.27 14.74 16.85 18.49 19.93 21.98 24.69 29.47 33.23 40.80 54.07 66.36 88.62 100.00

PERCENTAGE f

16 3 4 2 6 6 6 3 1 1 8 4 2 22 17 15 12 33 15 6 182

16 19 23 25 31 37 43 46 47 48 56 60 62 84 101 116 128 161 176 182

BAND

CUM.

PERCENTAGE rp

8.79 8.79 6,075.07 6,075.07 1.65 10.44 96.46 6,171.53 2.20 12.64 480.37 6,651.91 1.10 13.74 182.55 6,834.46 3.30 17.03 10,142.20 16,976.66 3.30 20.33 1,078.67 18,055.32 3.30 23.63 785.81 18,841.13 1.65 25.27 793.64 19,634.77 0.55 25.82 511.29 20,146.06 0.55 26.37 0.50 20,146.56 4.40 30.77 448.07 20,594.63 2.20 32.97 2,103.66 22,698.29 1.10 34.07 17.70 22,715.99 12.09 46.15 4,724.83 27,440.82 9.34 55.49 844.98 28,285.80 8.24 63.74 354.75 28,640.55 6.59 70.33 753.97 29,394.52 18.13 88.46 5,977.35 35,371.87 8.24 96.70 8,362.07 43,733.94 3.30 100.00 754.20 44,488.14 44.488,14

BAND

13.66 0.22 1.08 0.41 22.80 2.42 1.77 1.78 1.15 0.00 1.01 4.73 0.04 10.62 1.90 0.80 1.69 13.44 18.80 1.70

CUM.

13.66 13.87 14.95 15.36 38.16 40.58 42.35 44.13 45.28 45.29 46.29 51.02 51.06 61.68 63.58 64.38 66.07 79.51 98.30 100.00

PERCENTAGE BAND

384.08 24.06 53.18 18.77 587.89 73.44 32.54 41.59 31.52 0.04 40.35 132.69 0.85 128.19 29.15 6.07 7.36 63.06 48.67 8.59

CUM

384.08 311.28 230.50 177.13 304.04 256.02 199.01 172.61 155.00 141.23 133.95 133.83 119.22 120.68 110.33 90.98 70.45 69.08 63.96 57.66 57,66

Page 55 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2002

15/06/2005

DATE

15/07/2005

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

476 418 631 467 621 395 293 320 229 142 116 172 149 193 119 178 156 60 59 21 5.215

476 894 1,525 1,992 2,613 3,008 3,301 3,621 3,850 3,992 4,108 4,280 4,429 4,622 4,741 4,919 5,075 5,135 5,194 5,215

BAND

CUM.

PERCENTAGE rp

9.13 9.13 2,487.46 2,487.46 8.02 17.14 235.97 2,723.43 12.10 29.24 513.91 3,237.34 8.95 38.20 692.97 3,930.31 11.91 50.11 1,343.04 5,273.35 7.57 57.68 1,062.09 6,335.43 5.62 63.30 1,018.23 7,353.67 6.14 69.43 1,544.50 8,898.17 4.39 73.83 1,419.73 10,317.89 2.72 76.55 1,064.16 11,382.06 2.22 78.77 950.94 12,332.99 3.30 82.07 1,965.91 14,298.91 2.86 84.93 2,487.98 16,786.89 3.70 88.63 3,456.50 20,243.39 2.28 90.91 3,059.55 23,302.94 3.41 94.32 5,704.96 29,007.90 2.99 97.32 9,706.61 38,714.51 1.15 98.47 7,176.92 45,891.43 1.13 99.60 18,076.19 63,967.62 0.40 100.00 13,683.86 77,651.48 77.651,48

BAND

3.20 0.30 0.66 0.89 1.73 1.37 1.31 1.99 1.83 1.37 1.22 2.53 3.20 4.45 3.94 7.35 12.50 9.24 23.28 17.62

CUM.

3.20 3.51 4.17 5.06 6.79 8.16 9.47 11.46 13.29 14.66 15.88 18.41 21.62 26.07 30.01 37.36 49.86 59.10 82.38 100.00

PERCENTAGE f

8 0 1 5 8 2 1 8 7 2 3 4 3 8 5 10 25 17 28 10 155

BAND

CUM.

PERCENTAGE rp

8 5.16 5.16 1,647.16 1,647.16 8 0.00 5.16 0.00 1,647.16 9 0.65 5.81 204.37 1,851.53 14 3.23 9.03 164.82 2,016.36 22 5.16 14.19 3,609.33 5,625.68 24 1.29 15.48 194.81 5,820.50 25 0.65 16.13 175.96 5,996.46 33 5.16 21.29 507.33 6,503.79 40 4.52 25.81 2,347.40 8,851.19 42 1.29 27.10 498.19 9,349.38 45 1.94 29.03 8,655.47 18,004.85 49 2.58 31.61 3,664.62 21,669.47 52 1.94 33.55 2,152.98 23,822.45 60 5.16 38.71 6,078.79 29,901.24 65 3.23 41.94 642.93 30,544.17 75 6.45 48.39 5,322.04 35,866.21 100 16.13 64.52 2,789.40 38,655.61 117 10.97 75.48 5,132.97 43,788.58 145 18.06 93.55 16,858.77 60,647.35 155 6.45 100.00 1,623.41 62,270.76 62.270,76

BAND

2.65 0.00 0.33 0.26 5.80 0.31 0.28 0.81 3.77 0.80 13.90 5.88 3.46 9.76 1.03 8.55 4.48 8.24 27.07 2.61

PERCENTAGE

CUM.

BAND

CUM

2.65 2.65 2.97 3.24 9.03 9.35 9.63 10.44 14.21 15.01 28.91 34.80 38.26 48.02 49.05 57.60 62.08 70.32 97.39 100.00

66.22 0.00 39.77 23.79 268.74 18.34 17.28 32.85 165.34 46.81 910.20 186.41 86.54 175.87 21.01 93.29 28.74 71.52 93.27 11.86

66.22 60.48 57.19 51.30 106.68 91.87 81.54 73.09 85.78 82.14 145.99 151.55 141.91 147.71 131.07 123.64 99.85 95.42 94.81 80.19 80,19

Page 56 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

666 366 423 317 379 253 291 262 198 102 113 141 102 125 90 160 103 47 29 13 4.180

666 1,032 1,455 1,772 2,151 2,404 2,695 2,957 3,155 3,257 3,370 3,511 3,613 3,738 3,828 3,988 4,091 4,138 4,167 4,180

BAND

CUM.

PERCENTAGE rp

15.93 15.93 3,630.06 3,630.06 8.76 24.69 311.99 3,942.05 10.12 34.81 583.24 4,525.29 7.58 42.39 654.56 5,179.85 9.07 51.46 1,344.60 6,524.45 6.05 57.51 1,280.79 7,805.24 6.96 64.47 1,777.18 9,582.42 6.27 70.74 2,174.22 11,756.64 4.74 75.48 2,013.23 13,769.87 2.44 77.92 1,428.35 15,198.23 2.70 80.62 1,732.24 16,930.47 3.37 84.00 2,770.52 19,700.99 2.44 86.44 2,453.31 22,154.30 2.99 89.43 3,633.39 25,787.69 2.15 91.58 2,864.21 28,651.90 3.83 95.41 9,419.24 38,071.14 2.46 97.87 8,780.60 46,851.74 1.12 99.00 6,518.77 53,370.51 0.69 99.69 12,398.58 65,769.09 0.31 100.00 314.62 66,083.71 66.083,71

BAND

CUM.

5.49 5.49 0.47 5.97 0.88 6.85 0.99 7.84 2.03 9.87 1.94 11.81 2.69 14.50 3.29 17.79 3.05 20.84 2.16 23.00 2.62 25.62 4.19 29.81 3.71 33.52 5.50 39.02 4.33 43.36 14.25 57.61 13.29 70.90 9.86 80.76 18.76 99.52 0.48 100.00

PERCENTAGE f

10 2 1 3 3 2 7 3 4 2 6 2 2 7 5 22 12 5 2 1 101

10 12 13 16 19 21 28 31 35 37 43 45 47 54 59 81 93 98 100 101

BAND

CUM.

PERCENTAGE rp

9.90 9.90 1,200.10 1,200.10 1.98 11.88 240.16 1,440.26 0.99 12.87 0.00 1,440.26 2.97 15.84 475.92 1,916.17 2.97 18.81 594.09 2,510.26 1.98 20.79 577.55 3,087.81 6.93 27.72 785.86 3,873.67 2.97 30.69 422.14 4,295.81 3.96 34.65 1,559.79 5,855.60 1.98 36.63 1,686.40 7,542.00 5.94 42.57 415.81 7,957.80 1.98 44.55 2,242.83 10,200.63 1.98 46.53 17.75 10,218.39 6.93 53.47 4,885.43 15,103.82 4.95 58.42 395.76 15,499.58 21.78 80.20 19,051.70 34,551.28 11.88 92.08 2,390.46 36,941.74 4.95 97.03 3,124.76 40,066.50 1.98 99.01 923.08 40,989.58 0.99 100.00 260.32 41,249.90 41.249,90

BAND

CUM.

PERCENTAGE BAND

2.91 2.91 33.06 0.58 3.49 76.98 0.00 3.49 0.00 1.15 4.65 72.71 1.44 6.09 44.18 1.40 7.49 45.09 1.91 9.39 44.22 1.02 10.41 19.42 3.78 14.20 77.48 4.09 18.28 118.07 1.01 19.29 24.00 5.44 24.73 80.95 0.04 24.77 0.72 11.84 36.62 134.46 0.96 37.57 13.82 46.19 83.76 202.26 5.80 89.56 27.22 7.58 97.13 47.93 2.24 99.37 7.45 0.63 100.00 82.74

CUM

33.06 36.54 31.83 36.99 38.47 39.56 40.42 36.54 42.52 49.62 47.00 51.78 46.12 58.57 54.10 90.75 78.85 75.07 62.32 62.42 62,42

Page 57 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,618 784 902 624 746 424 383 346 234 173 115 182 137 191 113 180 198 95 87 37 7.569

1,618 2,402 3,304 3,928 4,674 5,098 5,481 5,827 6,061 6,234 6,349 6,531 6,668 6,859 6,972 7,152 7,350 7,445 7,532 7,569

BAND

CUM.

21.38 21.38 10.36 31.73 11.92 43.65 8.24 51.90 9.86 61.75 5.60 67.35 5.06 72.41 4.57 76.99 3.09 80.08 2.29 82.36 1.52 83.88 2.40 86.29 1.81 88.10 2.52 90.62 1.49 92.11 2.38 94.49 2.62 97.11 1.26 98.36 1.15 99.51 0.49 100.00

PERCENTAGE rp

4,244.79 268.18 632.12 606.36 1,241.20 870.39 1,406.57 1,086.33 1,501.47 844.57 739.91 1,488.02 1,402.07 2,997.43 1,803.06 3,862.64 8,012.62 7,328.56 7,273.38 4,203.76 51.813,41

4,244.79 4,512.96 5,145.08 5,751.44 6,992.64 7,863.03 9,269.60 10,355.93 11,857.39 12,701.97 13,441.88 14,929.90 16,331.97 19,329.39 21,132.45 24,995.09 33,007.72 40,336.28 47,609.66 51,813.41

BAND

8.19 0.52 1.22 1.17 2.40 1.68 2.71 2.10 2.90 1.63 1.43 2.87 2.71 5.79 3.48 7.45 15.46 14.14 14.04 8.11

CUM.

8.19 8.71 9.93 11.10 13.50 15.18 17.89 19.99 22.88 24.51 25.94 28.81 31.52 37.31 40.79 48.24 63.70 77.85 91.89 100.00

PERCENTAGE f

9 8 4 8 11 4 4 2 8 4 5 5 7 2 4 10 16 7 4 1 123

9 17 21 29 40 44 48 50 58 62 67 72 79 81 85 95 111 118 122 123

BAND

CUM.

7.32 7.32 6.50 13.82 3.25 17.07 6.50 23.58 8.94 32.52 3.25 35.77 3.25 39.02 1.63 40.65 6.50 47.15 3.25 50.41 4.07 54.47 4.07 58.54 5.69 64.23 1.63 65.85 3.25 69.11 8.13 77.24 13.01 90.24 5.69 95.93 3.25 99.19 0.81 100.00

PERCENTAGE rp

209.83 209.83 291.57 501.40 334.51 835.91 566.85 1,402.76 1,935.39 3,338.15 333.39 3,671.54 16.22 3,687.76 1,289.06 4,976.82 858.28 5,835.10 123.28 5,958.38 638.90 6,597.27 516.83 7,114.10 198.28 7,312.38 13.98 7,326.37 51.63 7,378.00 354.89 7,732.89 557.98 8,290.87 418.08 8,708.95 1,481.30 10,190.25 0.00 10,190.25 10.190,25

BAND

2.06 2.86 3.28 5.56 18.99 3.27 0.16 12.65 8.42 1.21 6.27 5.07 1.95 0.14 0.51 3.48 5.48 4.10 14.54 0.00

PERCENTAGE

CUM.

BAND

2.06 4.92 8.20 13.77 32.76 36.03 36.19 48.84 57.26 58.47 64.74 69.81 71.76 71.90 72.40 75.89 81.36 85.46 100.00 100.00

4.94 108.72 52.92 93.48 155.93 38.30 1.15 118.66 57.16 14.60 86.35 34.73 14.14 0.47 2.86 9.19 6.96 5.70 20.37 0.00

CUM

4.94 11.11 16.25 24.39 47.74 46.69 39.78 48.06 49.21 46.91 49.08 47.65 44.77 37.90 34.91 30.94 25.12 21.59 21.40 19.67 19,67

Page 58 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

4 5 8 5 10 5 9 8 6 7 7 5 7 7 7 17 16 2 9 0 144

4 9 17 22 32 37 46 54 60 67 74 79 86 93 100 117 133 135 144 144

BAND

CUM.

2.78 2.78 3.47 6.25 5.56 11.81 3.47 15.28 6.94 22.22 3.47 25.69 6.25 31.94 5.56 37.50 4.17 41.67 4.86 46.53 4.86 51.39 3.47 54.86 4.86 59.72 4.86 64.58 4.86 69.44 11.81 81.25 11.11 92.36 1.39 93.75 6.25 100.00 0.00 100.00

PERCENTAGE rp

713.33 0.35 3.01 2.52 9.41 5.33 7.72 13.31 11.12 26.79 42.80 30.82 45.84 27.58 55.92 315.43 368.41 93.61 846.50 0.00 2.619,79

713.33 713.67 716.69 719.21 728.62 733.95 741.67 754.98 766.10 792.89 835.69 866.51 912.35 939.93 995.85 1,311.27 1,679.68 1,773.29 2,619.79 2,619.79

BAND

27.23 0.01 0.11 0.10 0.36 0.20 0.29 0.51 0.42 1.02 1.63 1.18 1.75 1.05 2.13 12.04 14.06 3.57 32.31 0.00

CUM.

27.23 27.24 27.36 27.45 27.81 28.02 28.31 28.82 29.24 30.27 31.90 33.08 34.83 35.88 38.01 50.05 64.11 67.69 100.00 100.00

PERCENTAGE f

0 0 0 0 2 0 0 0 0 1 0 0 0 0 0 0 1 0 0 0 4

BAND

0 0 0 0 2 2 2 2 2 3 3 3 3 3 3 3 4 4 4 4

0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 75.00 75.00 75.00 75.00 75.00 75.00 75.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 99.50 0.00 0.00 0.00 0.00 35.00 0.00 0.00 0.00 0.00 0.00 0.00 2.31 0.00 0.00 0.00

0.00 0.00 0.00 0.00 99.50 99.50 99.50 99.50 99.50 134.50 134.50 134.50 134.50 134.50 134.50 134.50 136.81 136.81 136.81 136.81

BAND

0.00 0.00 0.00 0.00 72.73 0.00 0.00 0.00 0.00 25.58 0.00 0.00 0.00 0.00 0.00 0.00 1.69 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 72.73 1,057.08 72.73 0.00 72.73 0.00 72.73 0.00 72.73 0.00 98.31 130.62 98.31 0.00 98.31 0.00 98.31 0.00 98.31 0.00 98.31 0.00 98.31 0.00 100.00 0.63 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 13.66 13.56 13.42 13.18 12.99 16.96 16.09 15.52 14.74 14.31 13.51 10.26 8.15 7.72 5.22 5.22

136,81

5,22 Page 59 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 29

01/01/2002

15/06/2005

DATE

15/07/2005

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

82,701 75,743 85,213 45,029 42,955 19,266 13,880 9,643 4,981 2,557 2,026 2,202 1,459 1,663 1,036 1,464 1,128 400 384 153 393.883

82,701 158,444 243,657 288,686 331,641 350,907 364,787 374,430 379,411 381,968 383,994 386,196 387,655 389,318 390,354 391,818 392,946 393,346 393,730 393,883

BAND

CUM.

21.00 21.00 19.23 40.23 21.63 61.86 11.43 73.29 10.91 84.20 4.89 89.09 3.52 92.61 2.45 95.06 1.26 96.33 0.65 96.97 0.51 97.49 0.56 98.05 0.37 98.42 0.42 98.84 0.26 99.10 0.37 99.48 0.29 99.76 0.10 99.86 0.10 99.96 0.04 100.00

PERCENTAGE rp

24,325.75 17,811.33 35,346.90 30,062.38 45,813.11 29,625.89 31,559.85 30,002.13 20,476.45 12,803.69 11,885.03 14,207.47 11,837.35 18,040.60 12,744.08 27,321.45 33,976.47 24,990.97 57,411.24 41,989.68 532.231,84

24,325.75 42,137.09 77,483.99 107,546.38 153,359.49 182,985.38 214,545.22 244,547.35 265,023.80 277,827.49 289,712.52 303,919.99 315,757.34 333,797.95 346,542.02 373,863.47 407,839.94 432,830.91 490,242.16 532,231.84

BAND

CUM.

4.57 4.57 3.35 7.92 6.64 14.56 5.65 20.21 8.61 28.81 5.57 34.38 5.93 40.31 5.64 45.95 3.85 49.79 2.41 52.20 2.23 54.43 2.67 57.10 2.22 59.33 3.39 62.72 2.39 65.11 5.13 70.24 6.38 76.63 4.70 81.32 10.79 92.11 7.89 100.00

PERCENTAGE f

187 155 189 128 134 80 66 42 41 31 32 26 14 37 19 71 66 30 74 22 1.444

187 342 531 659 793 873 939 981 1,022 1,053 1,085 1,111 1,125 1,162 1,181 1,252 1,318 1,348 1,422 1,444

BAND

CUM.

12.95 12.95 10.73 23.68 13.09 36.77 8.86 45.64 9.28 54.92 5.54 60.46 4.57 65.03 2.91 67.94 2.84 70.78 2.15 72.92 2.22 75.14 1.80 76.94 0.97 77.91 2.56 80.47 1.32 81.79 4.92 86.70 4.57 91.27 2.08 93.35 5.12 98.48 1.52 100.00

PERCENTAGE rp

13,881.22 12,247.97 11,574.77 11,239.33 14,760.76 9,361.57 12,381.64 6,591.92 7,903.43 6,005.80 18,792.79 1,823.72 8,137.23 12,664.74 1,640.57 23,723.51 6,112.50 1,316.87 5,433.15 13,468.58 199.062,05

BAND

CUM.

PERCENTAGE BAND

13,881.22 6.97 6.97 57.06 26,129.19 6.15 13.13 68.77 37,703.96 5.81 18.94 32.75 48,943.29 5.65 24.59 37.39 63,704.04 7.42 32.00 32.22 73,065.61 4.70 36.70 31.60 85,447.25 6.22 42.92 39.23 92,039.17 3.31 46.24 21.97 99,942.60 3.97 50.21 38.60 105,948.40 3.02 53.22 46.91 124,741.19 9.44 62.66 158.12 126,564.90 0.92 63.58 12.84 134,702.13 4.09 67.67 68.74 147,366.87 6.36 74.03 70.20 149,007.44 0.82 74.85 12.87 172,730.95 11.92 86.77 86.83 178,843.45 3.07 89.84 17.99 180,160.32 0.66 90.50 5.27 185,593.47 2.73 93.23 9.46 199,062.05 6.77 100.00 32.08

CUM

57.06 62.01 48.66 45.51 41.54 39.93 39.83 37.64 37.71 38.13 43.06 41.64 42.66 44.15 43.00 46.20 43.85 41.62 37.86 37.40 37,40

Page 60 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2002

15/06/2005

DATE

15/07/2005

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

23 8 31 9 21 11 8 10 2 4 5 5 2 4 0 7 1 2 0 1 154

23 31 62 71 92 103 111 121 123 127 132 137 139 143 143 150 151 153 153 154

BAND

CUM.

PERCENTAGE rp

14.94 14.94 12.65 12.65 5.19 20.13 3.43 16.08 20.13 40.26 20.80 36.88 5.84 46.10 13.21 50.08 13.64 59.74 32.37 82.45 7.14 66.88 37.84 120.29 5.19 72.08 39.97 160.26 6.49 78.57 60.35 220.62 1.30 79.87 76.21 296.83 2.60 82.47 37.54 334.37 3.25 85.71 26.51 360.89 3.25 88.96 50.44 411.32 1.30 90.26 40.19 451.52 2.60 92.86 53.60 505.12 0.00 92.86 0.00 505.12 4.55 97.40 266.35 771.47 0.65 98.05 23.51 794.98 1.30 99.35 369.73 1,164.71 0.00 99.35 0.00 1,164.71 0.65 100.00 0.40 1,165.11 1,165.11

BAND

1.09 0.29 1.79 1.13 2.78 3.25 3.43 5.18 6.54 3.22 2.28 4.33 3.45 4.60 0.00 22.86 2.02 31.73 0.00 0.03

CUM.

1.09 1.38 3.16 4.30 7.08 10.32 13.76 18.94 25.48 28.70 30.97 35.30 38.75 43.35 43.35 66.21 68.23 99.97 99.97 100.00

PERCENTAGE f

4 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 4 0 0 10

BAND

4 4 5 5 5 5 6 6 6 6 6 6 6 6 6 6 6 10 10 10

CUM.

40.00 40.00 0.00 40.00 10.00 50.00 0.00 50.00 0.00 50.00 0.00 50.00 10.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 40.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

33.16 0.00 90.00 0.00 0.00 0.00 5.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,057.60 0.00 0.00 2.186,67

33.16 33.16 123.16 123.16 123.16 123.16 129.07 129.07 129.07 129.07 129.07 129.07 129.07 129.07 129.07 129.07 129.07 2,186.67 2,186.67 2,186.67

BAND

1.52 0.00 4.12 0.00 0.00 0.00 0.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 94.10 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

1.52 1.52 5.63 5.63 5.63 5.63 5.90 5.90 5.90 5.90 5.90 5.90 5.90 5.90 5.90 5.90 5.90 100.00 100.00 100.00

262.14 0.00 432.72 0.00 0.00 0.00 14.79 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 556.51 0.00 0.00

262.14 206.27 333.99 245.92 149.37 102.38 80.54 58.50 43.48 38.60 35.76 31.38 28.59 25.55 25.55 16.73 16.24 187.74 187.74 187.68 187,68

Page 61 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

25 16 21 13 24 17 22 11 7 12 6 10 1 11 9 18 42 11 14 3 293

25 41 62 75 99 116 138 149 156 168 174 184 185 196 205 223 265 276 290 293

BAND

CUM.

PERCENTAGE rp

8.53 8.53 422.78 5.46 13.99 5.83 7.17 21.16 9.28 4.44 25.60 27.34 8.19 33.79 24.66 5.80 39.59 86.27 7.51 47.10 99.65 3.75 50.85 78.11 2.39 53.24 52.37 4.10 57.34 139.30 2.05 59.39 33.14 3.41 62.80 89.60 0.34 63.14 9.06 3.75 66.89 131.10 3.07 69.97 151.19 6.14 76.11 464.78 14.33 90.44 2,475.05 3.75 94.20 423.44 4.78 98.98 294.36 1.02 100.00 29.04 5.046,33

422.78 428.61 437.89 465.22 489.88 576.15 675.80 753.91 806.29 945.59 978.73 1,068.32 1,077.38 1,208.48 1,359.67 1,824.45 4,299.49 4,722.93 5,017.29 5,046.33

BAND

8.38 0.12 0.18 0.54 0.49 1.71 1.97 1.55 1.04 2.76 0.66 1.78 0.18 2.60 3.00 9.21 49.05 8.39 5.83 0.58

CUM.

8.38 8.49 8.68 9.22 9.71 11.42 13.39 14.94 15.98 18.74 19.39 21.17 21.35 23.95 26.94 36.15 85.20 93.59 99.42 100.00

PERCENTAGE f

5 0 1 0 0 1 1 2 2 4 0 0 0 0 2 0 3 1 1 0 23

BAND

5 5 6 6 6 7 8 10 12 16 16 16 16 16 18 18 21 22 23 23

CUM.

PERCENTAGE rp

21.74 21.74 1,250.41 0.00 21.74 0.00 4.35 26.09 3.00 0.00 26.09 0.00 0.00 26.09 0.00 4.35 30.43 55.00 4.35 34.78 25.00 8.70 43.48 60.00 8.70 52.17 18.52 17.39 69.57 10.44 0.00 69.57 0.00 0.00 69.57 0.00 0.00 69.57 0.00 0.00 69.57 0.00 8.70 78.26 72.00 0.00 78.26 0.00 13.04 91.30 5.96 4.35 95.65 21.69 4.35 100.00 16.70 0.00 100.00 0.00 1.538,71

1,250.41 1,250.41 1,253.41 1,253.41 1,253.41 1,308.41 1,333.41 1,393.41 1,411.93 1,422.36 1,422.36 1,422.36 1,422.36 1,422.36 1,494.36 1,494.36 1,500.32 1,522.01 1,538.71 1,538.71

BAND

81.26 0.00 0.19 0.00 0.00 3.57 1.62 3.90 1.20 0.68 0.00 0.00 0.00 0.00 4.68 0.00 0.39 1.41 1.09 0.00

PERCENTAGE

CUM.

BAND

CUM

81.26 81.26 81.46 81.46 81.46 85.03 86.66 90.56 91.76 92.44 92.44 92.44 92.44 92.44 97.12 97.12 97.51 98.91 100.00 100.00

295.76 0.00 32.33 0.00 0.00 63.76 25.09 76.81 35.36 7.49 0.00 0.00 0.00 0.00 47.62 0.00 0.24 5.12 5.67 0.00

295.76 291.74 286.24 269.42 255.86 227.10 197.31 184.82 175.11 150.42 145.33 133.14 132.02 117.70 109.91 81.91 34.90 32.23 30.67 30.49 30,49

Page 62 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

4 9 5 5 12 0 10 7 7 1 9 4 2 6 9 6 2 0 0 0 98

BAND

4 13 18 23 35 35 45 52 59 60 69 73 75 81 90 96 98 98 98 98

4.08 9.18 5.10 5.10 12.24 0.00 10.20 7.14 7.14 1.02 9.18 4.08 2.04 6.12 9.18 6.12 2.04 0.00 0.00 0.00

CUM.

4.08 13.27 18.37 23.47 35.71 35.71 45.92 53.06 60.20 61.22 70.41 74.49 76.53 82.65 91.84 97.96 100.00 100.00 100.00 100.00

PERCENTAGE rp

8.87 9.20 108.91 25.39 5.11 0.00 11.59 42.58 13.72 10.33 43.18 23.92 36.78 61.76 117.96 110.96 243.74 0.00 0.00 0.00

8.87 18.07 126.98 152.37 157.48 157.48 169.07 211.65 225.37 235.70 278.88 302.80 339.58 401.34 519.31 630.26 874.01 874.01 874.01 874.01

874.01

BAND

1.01 1.05 12.46 2.90 0.58 0.00 1.33 4.87 1.57 1.18 4.94 2.74 4.21 7.07 13.50 12.70 27.89 0.00 0.00 0.00

CUM.

1.01 2.07 14.53 17.43 18.02 18.02 19.34 24.22 25.79 26.97 31.91 34.65 38.85 45.92 59.42 72.11 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 1 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 3

BAND

0 0 1 1 1 1 2 2 2 2 2 3 3 3 3 3 3 3 3 3

0.00 0.00 33.33 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 33.33 33.33 33.33 33.33 66.67 66.67 66.67 66.67 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 40.32 0.00 0.00 0.00 30.29 0.00 0.00 0.00 0.00 38.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 109.13

0.00 0.00 40.32 40.32 40.32 40.32 70.61 70.61 70.61 70.61 70.61 109.13 109.13 109.13 109.13 109.13 109.13 109.13 109.13 109.13

BAND

0.00 0.00 36.95 0.00 0.00 0.00 27.76 0.00 0.00 0.00 0.00 35.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 36.95 36.95 36.95 36.95 64.70 64.70 64.70 64.70 64.70 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 37.02 0.00 0.00 0.00 261.31 0.00 0.00 0.00 0.00 161.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 31.75 26.46 25.60 25.60 41.76 33.36 31.33 29.96 25.32 36.04 32.14 27.19 21.01 17.31 12.49 12.49 12.49 12.49 12.49

Page 63 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 40

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

12 4 9 8 7 5 5 9 7 1 1 6 2 7 5 8 11 5 1 0 113

12 16 25 33 40 45 50 59 66 67 68 74 76 83 88 96 107 112 113 113

BAND

CUM.

10.62 10.62 3.54 14.16 7.96 22.12 7.08 29.20 6.19 35.40 4.42 39.82 4.42 44.25 7.96 52.21 6.19 58.41 0.88 59.29 0.88 60.18 5.31 65.49 1.77 67.26 6.19 73.45 4.42 77.88 7.08 84.96 9.73 94.69 4.42 99.12 0.88 100.00 0.00 100.00

PERCENTAGE rp

0.94 0.94 0.37 1.31 3.27 4.57 3.13 7.71 4.73 12.44 65.04 77.48 24.68 102.16 18.18 120.34 18.76 139.10 3.76 142.86 2.80 145.67 33.01 178.68 12.74 191.42 72.45 263.87 61.89 325.76 135.77 461.53 488.35 949.88 587.55 1,537.43 637.31 2,174.74 0.00 2,174.74 2,174.74

BAND

0.04 0.02 0.15 0.14 0.22 2.99 1.13 0.84 0.86 0.17 0.13 1.52 0.59 3.33 2.85 6.24 22.46 27.02 29.31 0.00

CUM.

0.04 0.06 0.21 0.35 0.57 3.56 4.70 5.53 6.40 6.57 6.70 8.22 8.80 12.13 14.98 21.22 43.68 70.69 100.00 100.00

PERCENTAGE f

0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 0 0 0 2

BAND

0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 240.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 100.00 16.54 256.54 100.00 0.00 256.54 100.00 0.00 256.54 100.00 0.00 256.54 100.00 0.00 256.54 256.54

BAND

0.00 0.00 0.00 0.00 0.00 93.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.45 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

0.00 0.00 0.00 0.00 0.00 93.55 93.55 93.55 93.55 93.55 93.55 93.55 93.55 93.55 93.55 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 368.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.18 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 309.75 234.92 199.44 172.54 167.99 164.76 134.32 125.38 90.95 73.67 55.58 27.01 16.69 11.80 11.80 11.80

Page 64 of 180

RISK AND LOSS PROFILE 2002 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,186 920 844 356 345 122 100 69 49 20 17 28 10 17 17 29 17 8 4 2 4,160

1,186 2,106 2,950 3,306 3,651 3,773 3,873 3,942 3,991 4,011 4,028 4,056 4,066 4,083 4,100 4,129 4,146 4,154 4,158 4,160

BAND

CUM.

28.51 28.51 22.12 50.63 20.29 70.91 8.56 79.47 8.29 87.76 2.93 90.70 2.40 93.10 1.66 94.76 1.18 95.94 0.48 96.42 0.41 96.83 0.67 97.50 0.24 97.74 0.41 98.15 0.41 98.56 0.70 99.25 0.41 99.66 0.19 99.86 0.10 99.95 0.05 100.00

PERCENTAGE rp

188.84 356.94 593.95 360.91 615.96 336.16 320.83 243.73 445.41 177.77 116.11 250.89 64.08 143.59 310.53 1,078.04 865.32 768.94 560.46 29,888.89 37,687.37

188.84 545.79 1,139.74 1,500.65 2,116.61 2,452.77 2,773.60 3,017.33 3,462.74 3,640.51 3,756.62 4,007.51 4,071.60 4,215.19 4,525.72 5,603.77 6,469.08 7,238.02 7,798.48 37,687.37

BAND

0.50 0.95 1.58 0.96 1.63 0.89 0.85 0.65 1.18 0.47 0.31 0.67 0.17 0.38 0.82 2.86 2.30 2.04 1.49 79.31

CUM.

0.50 1.45 3.02 3.98 5.62 6.51 7.36 8.01 9.19 9.66 9.97 10.63 10.80 11.18 12.01 14.87 17.17 19.21 20.69 100.00

PERCENTAGE f

2 3 1 0 3 2 1 1 1 0 0 2 0 0 0 2 0 2 0 1 21

CUM.

PERCENTAGE

BAND

2 5 6 6 9 11 12 13 14 14 14 16 16 16 16 18 18 20 20 21

9.52 9.52 26.80 14.29 23.81 144.29 4.76 28.57 55.72 0.00 28.57 0.00 14.29 42.86 353.76 9.52 52.38 61.22 4.76 57.14 29.40 4.76 61.90 32.86 4.76 66.67 35.02 0.00 66.67 0.00 0.00 66.67 0.00 9.52 76.19 29.67 0.00 76.19 0.00 0.00 76.19 0.00 0.00 76.19 0.00 9.52 85.71 45.34 0.00 85.71 0.00 9.52 95.24 5.05 0.00 95.24 0.00 4.76 100.00 437.94 1,257.08

26.80 171.09 226.82 226.82 580.58 641.80 671.20 704.06 739.08 739.08 739.08 768.75 768.75 768.75 768.75 814.09 814.09 819.14 819.14 1,257.08

BAND

CUM.

2.13 2.13 11.48 13.61 4.43 18.04 0.00 18.04 28.14 46.18 4.87 51.05 2.34 53.39 2.61 56.01 2.79 58.79 0.00 58.79 0.00 58.79 2.36 61.15 0.00 61.15 0.00 61.15 0.00 61.15 3.61 64.76 0.00 64.76 0.40 65.16 0.00 65.16 34.84 100.00

PERCENTAGE BAND

CUM

14.19 40.42 9.38 0.00 57.43 18.21 9.16 13.48 7.86 0.00 0.00 11.83 0.00 0.00 0.00 4.21 0.00 0.66 0.00 1.47

14.19 31.35 19.90 15.11 27.43 26.17 24.20 23.33 21.34 20.30 19.67 19.18 18.88 18.24 16.99 14.53 12.58 11.32 10.50 3.34 3,34

Page 65 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

4,065 5,292 6,648 3,283 2,762 1,066 825 517 283 137 126 143 110 120 82 115 91 27 30 10 25,732

4,065 9,357 16,005 19,288 22,050 23,116 23,941 24,458 24,741 24,878 25,004 25,147 25,257 25,377 25,459 25,574 25,665 25,692 25,722 25,732

BAND

CUM.

15.80 15.80 20.57 36.36 25.84 62.20 12.76 74.96 10.73 85.69 4.14 89.83 3.21 93.04 2.01 95.05 1.10 96.15 0.53 96.68 0.49 97.17 0.56 97.73 0.43 98.15 0.47 98.62 0.32 98.94 0.45 99.39 0.35 99.74 0.10 99.84 0.12 99.96 0.04 100.00

PERCENTAGE rp

2,065.27 1,168.43 2,762.44 2,316.83 3,253.60 1,925.92 2,357.70 1,952.70 1,652.07 918.85 961.88 1,232.17 1,243.51 1,654.18 1,505.66 3,574.41 4,893.90 2,776.81 3,769.71 2,174.37 44,160.41

2,065.27 3,233.71 5,996.15 8,312.98 11,566.58 13,492.50 15,850.20 17,802.90 19,454.97 20,373.82 21,335.70 22,567.87 23,811.38 25,465.56 26,971.22 30,545.63 35,439.52 38,216.33 41,986.04 44,160.41

BAND

4.68 2.65 6.26 5.25 7.37 4.36 5.34 4.42 3.74 2.08 2.18 2.79 2.82 3.75 3.41 8.09 11.08 6.29 8.54 4.92

CUM.

4.68 7.32 13.58 18.82 26.19 30.55 35.89 40.31 44.06 46.14 48.31 51.10 53.92 57.67 61.08 69.17 80.25 86.54 95.08 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

13 10 8 9 5 3 4 2 4 6 5 1 2 6 2 3 21 6 6 0

13 11.21 11.21 669.61 23 8.62 19.83 624.97 31 6.90 26.72 267.42 40 7.76 34.48 576.87 45 4.31 38.79 572.19 48 2.59 41.38 41.75 52 3.45 44.83 1,736.94 54 1.72 46.55 887.18 58 3.45 50.00 86.48 64 5.17 55.17 70.30 69 4.31 59.48 3,991.01 70 0.86 60.34 4.38 72 1.72 62.07 16.64 78 5.17 67.24 59.94 80 1.72 68.97 49.30 83 2.59 71.55 197.92 104 18.10 89.66 241.13 110 5.17 94.83 472.98 116 5.17 100.00 267.06 116 0.00 100.00 0.00

116

10,834.08

669.61 1,294.58 1,562.00 2,138.87 2,711.06 2,752.81 4,489.75 5,376.93 5,463.42 5,533.72 9,524.73 9,529.11 9,545.74 9,605.68 9,654.98 9,852.90 10,094.03 10,567.01 10,834.08 10,834.08

BAND

CUM.

6.18 6.18 5.77 11.95 2.47 14.42 5.32 19.74 5.28 25.02 0.39 25.41 16.03 41.44 8.19 49.63 0.80 50.43 0.65 51.08 36.84 87.91 0.04 87.95 0.15 88.11 0.55 88.66 0.46 89.12 1.83 90.94 2.23 93.17 4.37 97.53 2.47 100.00 0.00 100.00

PERCENTAGE BAND

32.42 53.49 9.68 24.90 17.59 2.17 73.67 45.43 5.23 7.65 414.92 0.36 1.34 3.62 3.27 5.54 4.93 17.03 7.08 0.00

CUM

32.42 40.03 26.05 25.73 23.44 20.40 28.33 30.20 28.08 27.16 44.64 42.22 40.09 37.72 35.80 32.26 28.48 27.65 25.80 24.53 24.53

Page 66 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,575 2,087 1,940 805 646 214 162 87 31 20 16 26 12 17 10 16 14 4 0 0 7,682

1,575 3,662 5,602 6,407 7,053 7,267 7,429 7,516 7,547 7,567 7,583 7,609 7,621 7,638 7,648 7,664 7,678 7,682 7,682 7,682

BAND

CUM.

20.50 20.50 27.17 47.67 25.25 72.92 10.48 83.40 8.41 91.81 2.79 94.60 2.11 96.71 1.13 97.84 0.40 98.24 0.26 98.50 0.21 98.71 0.34 99.05 0.16 99.21 0.22 99.43 0.13 99.56 0.21 99.77 0.18 99.95 0.05 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

336.65 366.53 659.94 494.78 726.47 329.70 372.33 242.56 158.78 99.77 80.77 207.94 107.67 135.01 225.74 321.48 933.01 356.86 0.00 0.00 6,155.99

336.65 703.18 1,363.12 1,857.90 2,584.37 2,914.07 3,286.40 3,528.96 3,687.74 3,787.50 3,868.27 4,076.21 4,183.88 4,318.90 4,544.64 4,866.12 5,799.13 6,155.99 6,155.99 6,155.99

BAND

5.47 5.95 10.72 8.04 11.80 5.36 6.05 3.94 2.58 1.62 1.31 3.38 1.75 2.19 3.67 5.22 15.16 5.80 0.00 0.00

CUM.

5.47 11.42 22.14 30.18 41.98 47.34 53.39 57.33 59.90 61.53 62.84 66.22 67.96 70.16 73.82 79.05 94.20 100.00 100.00 100.00

PERCENTAGE f

3 2 5 2 3 3 1 2 0 0 0 0 0 0 0 0 1 0 0 0 22

BAND

3 5 10 12 15 18 19 21 21 21 21 21 21 21 21 21 22 22 22 22

13.64 9.09 22.73 9.09 13.64 13.64 4.55 9.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 0.00 0.00 0.00

CUM.

13.64 22.73 45.45 54.55 68.18 81.82 86.36 95.45 95.45 95.45 95.45 95.45 95.45 95.45 95.45 95.45 100.00 100.00 100.00 100.00

PERCENTAGE rp

80.00 118.33 287.49 330.54 424.98 537.48 25.00 60.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 125.97 0.00 0.00 0.00

80.00 198.33 485.83 816.37 1,241.35 1,778.83 1,803.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,989.80 1,989.80 1,989.80 1,989.80

BAND

4.02 5.95 14.45 16.61 21.36 27.01 1.26 3.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.33 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

4.02 9.97 24.42 41.03 62.39 89.40 90.65 93.67 93.67 93.67 93.67 93.67 93.67 93.67 93.67 93.67 100.00 100.00 100.00 100.00

CUM

23.76 32.28 43.56 66.81 58.50 163.02 6.71 24.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.50 0.00 0.00 0.00

1,989.80

23.76 28.20 35.64 43.94 48.03 61.04 54.89 52.82 50.54 49.21 48.18 45.72 44.55 43.16 41.01 38.30 34.31 32.32 32.32 32.32 32.32

Page 67 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,511 3,442 3,935 1,806 1,433 542 370 271 117 88 61 79 49 79 40 83 104 36 59 9 15,114

2,511 5,953 9,888 11,694 13,127 13,669 14,039 14,310 14,427 14,515 14,576 14,655 14,704 14,783 14,823 14,906 15,010 15,046 15,105 15,114

BAND

CUM.

16.61 16.61 22.77 39.39 26.04 65.42 11.95 77.37 9.48 86.85 3.59 90.44 2.45 92.89 1.79 94.68 0.77 95.45 0.58 96.04 0.40 96.44 0.52 96.96 0.32 97.29 0.52 97.81 0.26 98.07 0.55 98.62 0.69 99.31 0.24 99.55 0.39 99.94 0.06 100.00

PERCENTAGE rp

1,908.41 821.03 1,910.23 1,666.04 2,248.63 1,283.48 1,205.18 1,068.42 647.13 556.78 360.57 552.55 405.40 827.69 630.76 2,314.22 3,566.02 2,265.67 7,206.64 542.71 31,987.57

1,908.41 2,729.44 4,639.67 6,305.71 8,554.34 9,837.82 11,043.00 12,111.43 12,758.56 13,315.34 13,675.91 14,228.46 14,633.86 15,461.55 16,092.31 18,406.53 21,972.55 24,238.22 31,444.86 31,987.57

BAND

5.97 2.57 5.97 5.21 7.03 4.01 3.77 3.34 2.02 1.74 1.13 1.73 1.27 2.59 1.97 7.23 11.15 7.08 22.53 1.70

CUM.

5.97 8.53 14.50 19.71 26.74 30.76 34.52 37.86 39.89 41.63 42.75 44.48 45.75 48.34 50.31 57.54 68.69 75.77 98.30 100.00

PERCENTAGE f

10 6 9 6 5 1 3 1 0 0 2 2 0 1 3 0 4 3 3 0 59

BAND

10 16 25 31 36 37 40 41 41 41 43 45 45 46 49 49 53 56 59 59

CUM.

16.95 16.95 10.17 27.12 15.25 42.37 10.17 52.54 8.47 61.02 1.69 62.71 5.08 67.80 1.69 69.49 0.00 69.49 0.00 69.49 3.39 72.88 3.39 76.27 0.00 76.27 1.69 77.97 5.08 83.05 0.00 83.05 6.78 89.83 5.08 94.92 5.08 100.00 0.00 100.00

PERCENTAGE rp

120.14 291.93 1,136.48 641.57 945.92 1.79 1,031.06 58.39 0.00 0.00 3,320.44 6.08 0.00 125.62 51.67 0.00 36.24 190.71 318.18 0.00 8,276.21

120.14 412.07 1,548.55 2,190.12 3,136.04 3,137.83 4,168.88 4,227.27 4,227.27 4,227.27 7,547.71 7,553.78 7,553.78 7,679.40 7,731.07 7,731.07 7,767.31 7,958.03 8,276.21 8,276.21

BAND

CUM.

1.45 1.45 3.53 4.98 13.73 18.71 7.75 26.46 11.43 37.89 0.02 37.91 12.46 50.37 0.71 51.08 0.00 51.08 0.00 51.08 40.12 91.20 0.07 91.27 0.00 91.27 1.52 92.79 0.62 93.41 0.00 93.41 0.44 93.85 2.30 96.16 3.84 100.00 0.00 100.00

PERCENTAGE BAND

6.30 35.56 59.49 38.51 42.07 0.14 85.55 5.46 0.00 0.00 920.89 1.10 0.00 15.18 8.19 0.00 1.02 8.42 4.42 0.00

CUM

6.30 15.10 33.38 34.73 36.66 31.90 37.75 34.90 33.13 31.75 55.19 53.09 51.62 49.67 48.04 42.00 35.35 32.83 26.32 25.87 25.87

Page 68 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

730 716 770 419 384 136 83 63 48 14 21 22 14 28 8 26 18 5 3 3 3,511

730 1,446 2,216 2,635 3,019 3,155 3,238 3,301 3,349 3,363 3,384 3,406 3,420 3,448 3,456 3,482 3,500 3,505 3,508 3,511

BAND

CUM.

PERCENTAGE rp

20.79 20.79 248.51 20.39 41.18 253.88 21.93 63.12 443.84 11.93 75.05 417.03 10.94 85.99 564.30 3.87 89.86 323.33 2.36 92.22 230.53 1.79 94.02 249.94 1.37 95.39 252.34 0.40 95.78 144.72 0.60 96.38 134.41 0.63 97.01 247.94 0.40 97.41 125.42 0.80 98.21 490.26 0.23 98.43 198.07 0.74 99.17 1,116.59 0.51 99.69 659.61 0.14 99.83 707.85 0.09 99.91 7.96 0.09 100.00 1.04 6,817.57

248.51 502.39 946.24 1,363.26 1,927.57 2,250.90 2,481.43 2,731.37 2,983.70 3,128.43 3,262.84 3,510.78 3,636.20 4,126.46 4,324.54 5,441.13 6,100.73 6,808.58 6,816.54 6,817.57

BAND

3.65 3.72 6.51 6.12 8.28 4.74 3.38 3.67 3.70 2.12 1.97 3.64 1.84 7.19 2.91 16.38 9.68 10.38 0.12 0.02

CUM.

3.65 7.37 13.88 20.00 28.27 33.02 36.40 40.06 43.76 45.89 47.86 51.50 53.34 60.53 63.43 79.81 89.49 99.87 99.98 100.00

PERCENTAGE f

0 8 5 3 2 0 1 0 0 0 0 0 0 0 1 7 1 2 0 0 30

BAND

0 8 13 16 18 18 19 19 19 19 19 19 19 19 20 27 28 30 30 30

CUM.

0.00 0.00 26.67 26.67 16.67 43.33 10.00 53.33 6.67 60.00 0.00 60.00 3.33 63.33 0.00 63.33 0.00 63.33 0.00 63.33 0.00 63.33 0.00 63.33 0.00 63.33 0.00 63.33 3.33 66.67 23.33 90.00 3.33 93.33 6.67 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 468.21 242.80 27.34 276.27 0.00 26.37 0.00 0.00 0.00 0.00 0.00 0.00 0.00 331.17 1,976.06 1,487.50 23.29 0.00 0.00 4,859.01

0.00 468.21 711.01 738.36 1,014.62 1,014.62 1,040.99 1,040.99 1,040.99 1,040.99 1,040.99 1,040.99 1,040.99 1,040.99 1,372.16 3,348.22 4,835.72 4,859.01 4,859.01 4,859.01

BAND

CUM.

0.00 0.00 9.64 9.64 5.00 14.63 0.56 15.20 5.69 20.88 0.00 20.88 0.54 21.42 0.00 21.42 0.00 21.42 0.00 21.42 0.00 21.42 0.00 21.42 0.00 21.42 0.00 21.42 6.82 28.24 40.67 68.91 30.61 99.52 0.48 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

0.00 184.42 54.70 6.56 48.96 0.00 11.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00 167.20 176.97 225.51 3.29 0.00 0.00

CUM

0.00 93.20 75.14 54.16 52.64 45.08 41.95 38.11 34.89 33.28 31.90 29.65 28.63 25.23 31.73 61.54 79.26 71.37 71.28 71.27 71.27

Page 69 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,396 2,226 2,584 1,212 973 397 299 185 110 49 44 48 31 40 31 45 39 19 10 12 10,750

2,396 4,622 7,206 8,418 9,391 9,788 10,087 10,272 10,382 10,431 10,475 10,523 10,554 10,594 10,625 10,670 10,709 10,728 10,738 10,750

BAND

CUM.

22.29 22.29 20.71 43.00 24.04 67.03 11.27 78.31 9.05 87.36 3.69 91.05 2.78 93.83 1.72 95.55 1.02 96.58 0.46 97.03 0.41 97.44 0.45 97.89 0.29 98.18 0.37 98.55 0.29 98.84 0.42 99.26 0.36 99.62 0.18 99.80 0.09 99.89 0.11 100.00

PERCENTAGE rp

1,214.42 569.76 1,261.02 1,226.44 1,541.00 810.61 904.40 591.43 562.32 262.03 249.06 490.21 317.48 418.08 413.83 801.61 1,606.43 1,215.46 1,059.57 3,420.77 18,935.93

1,214.42 1,784.18 3,045.20 4,271.63 5,812.64 6,623.25 7,527.65 8,119.08 8,681.40 8,943.42 9,192.48 9,682.68 10,000.17 10,418.25 10,832.08 11,633.69 13,240.12 14,455.58 15,515.16 18,935.93

BAND

6.41 3.01 6.66 6.48 8.14 4.28 4.78 3.12 2.97 1.38 1.32 2.59 1.68 2.21 2.19 4.23 8.48 6.42 5.60 18.06

CUM.

6.41 9.42 16.08 22.56 30.70 34.98 39.75 42.88 45.85 47.23 48.55 51.13 52.81 55.02 57.20 61.44 69.92 76.34 81.94 100.00

PERCENTAGE f

4 8 8 14 6 3 4 5 1 1 0 1 0 0 1 0 1 3 0 1 61

BAND

CUM.

4 6.56 6.56 12 13.11 19.67 20 13.11 32.79 34 22.95 55.74 40 9.84 65.57 43 4.92 70.49 47 6.56 77.05 52 8.20 85.25 53 1.64 86.89 54 1.64 88.52 54 0.00 88.52 55 1.64 90.16 55 0.00 90.16 55 0.00 90.16 56 1.64 91.80 56 0.00 91.80 57 1.64 93.44 60 4.92 98.36 60 0.00 98.36 61 1.64 100.00

PERCENTAGE rp

407.08 318.02 466.04 1,419.54 1,604.44 856.03 1,946.27 547.77 1,340.25 666.77 0.00 5.51 0.00 0.00 483.87 0.00 146.21 1,014.06 0.00 232.58 11,454.43

407.08 725.10 1,191.14 2,610.68 4,215.12 5,071.15 7,017.42 7,565.18 8,905.44 9,572.20 9,572.20 9,577.71 9,577.71 9,577.71 10,061.58 10,061.58 10,207.79 11,221.85 11,221.85 11,454.43

BAND

CUM.

3.55 3.55 2.78 6.33 4.07 10.40 12.39 22.79 14.01 36.80 7.47 44.27 16.99 61.26 4.78 66.05 11.70 77.75 5.82 83.57 0.00 83.57 0.05 83.62 0.00 83.62 0.00 83.62 4.22 87.84 0.00 87.84 1.28 89.12 8.85 97.97 0.00 97.97 2.03 100.00

PERCENTAGE BAND

33.52 55.82 36.96 115.75 104.12 105.60 215.20 92.62 238.35 254.46 0.00 1.12 0.00 0.00 116.92 0.00 9.10 83.43 0.00 6.80

CUM

33.52 40.64 39.12 61.12 72.52 76.57 93.22 93.18 102.58 107.03 104.13 98.92 95.78 91.93 92.89 86.49 77.10 77.63 72.33 60.49 60.49

Page 70 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

876 588 423 159 137 39 23 21 9 3 2 2 6 5 0 7 3 0 1 1 2,305

876 1,464 1,887 2,046 2,183 2,222 2,245 2,266 2,275 2,278 2,280 2,282 2,288 2,293 2,293 2,300 2,303 2,303 2,304 2,305

BAND

CUM.

38.00 38.00 25.51 63.51 18.35 81.87 6.90 88.76 5.94 94.71 1.69 96.40 1.00 97.40 0.91 98.31 0.39 98.70 0.13 98.83 0.09 98.92 0.09 99.00 0.26 99.26 0.22 99.48 0.00 99.48 0.30 99.78 0.13 99.91 0.00 99.91 0.04 99.96 0.04 100.00

PERCENTAGE rp

138.88 192.52 277.70 203.18 221.62 90.16 83.23 38.29 37.53 7.47 1.68 21.81 40.10 33.34 0.00 13.01 93.00 0.00 2.98 0.09 1,496.59

138.88 331.41 609.11 812.28 1,033.90 1,124.06 1,207.29 1,245.58 1,283.10 1,290.58 1,292.26 1,314.07 1,354.17 1,387.51 1,387.51 1,400.52 1,493.52 1,493.52 1,496.50 1,496.59

BAND

9.28 12.86 18.56 13.58 14.81 6.02 5.56 2.56 2.51 0.50 0.11 1.46 2.68 2.23 0.00 0.87 6.21 0.00 0.20 0.01

CUM.

9.28 22.14 40.70 54.28 69.08 75.11 80.67 83.23 85.74 86.23 86.35 87.80 90.48 92.71 92.71 93.58 99.79 99.79 99.99 100.00

PERCENTAGE f

3 1 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0 0 0 0 6

BAND

3 4 4 4 4 5 5 5 5 5 5 5 5 6 6 6 6 6 6 6

50.00 16.67 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

50.00 103.50 66.67 90.00 66.67 0.00 66.67 0.00 66.67 0.00 83.33 10.85 83.33 0.00 83.33 0.00 83.33 0.00 83.33 0.00 83.33 0.00 83.33 0.00 83.33 0.00 100.00 1,493.08 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 1,697.44

103.50 193.50 193.50 193.50 193.50 204.35 204.35 204.35 204.35 204.35 204.35 204.35 204.35 1,697.44 1,697.44 1,697.44 1,697.44 1,697.44 1,697.44 1,697.44

BAND

6.10 5.30 0.00 0.00 0.00 0.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 87.96 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

6.10 11.40 11.40 11.40 11.40 12.04 12.04 12.04 12.04 12.04 12.04 12.04 12.04 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

74.52 46.75 0.00 0.00 0.00 12.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,478.12 0.00 0.00 0.00 0.00 0.00 0.00

CUM

74.52 58.39 31.77 23.82 18.72 18.18 16.93 16.41 15.93 15.83 15.81 15.55 15.09 122.34 122.34 121.20 113.65 113.65 113.43 113.42 113.42

Page 71 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,285 1,109 1,160 624 607 265 207 147 80 43 38 41 45 40 17 35 28 8 15 2 5,796

1,285 2,394 3,554 4,178 4,785 5,050 5,257 5,404 5,484 5,527 5,565 5,606 5,651 5,691 5,708 5,743 5,771 5,779 5,794 5,796

BAND

CUM.

22.17 22.17 19.13 41.30 20.01 61.32 10.77 72.08 10.47 82.56 4.57 87.13 3.57 90.70 2.54 93.24 1.38 94.62 0.74 95.36 0.66 96.01 0.71 96.72 0.78 97.50 0.69 98.19 0.29 98.48 0.60 99.09 0.48 99.57 0.14 99.71 0.26 99.97 0.03 100.00

PERCENTAGE rp

631.94 631.94 265.15 897.08 606.52 1,503.60 484.72 1,988.32 733.07 2,721.39 500.89 3,222.28 589.45 3,811.73 512.16 4,323.89 353.25 4,677.14 222.74 4,899.88 268.82 5,168.70 235.60 5,404.30 363.89 5,768.19 362.15 6,130.34 171.82 6,302.16 1,109.68 7,411.84 1,207.05 8,618.90 1,448.34 10,067.24 1,161.12 11,228.35 91.24 11,319.60 11,319.60

BAND

5.58 2.34 5.36 4.28 6.48 4.42 5.21 4.52 3.12 1.97 2.37 2.08 3.21 3.20 1.52 9.80 10.66 12.79 10.26 0.81

CUM.

5.58 7.93 13.28 17.57 24.04 28.47 33.67 38.20 41.32 43.29 45.66 47.74 50.96 54.16 55.67 65.48 76.14 88.94 99.19 100.00

PERCENTAGE f

1 3 2 0 5 0 4 0 5 2 2 0 5 0 0 0 2 1 0 0 32

BAND

1 4 6 6 11 11 15 15 20 22 24 24 29 29 29 29 31 32 32 32

CUM.

3.13 3.13 9.38 12.50 6.25 18.75 0.00 18.75 15.63 34.38 0.00 34.38 12.50 46.88 0.00 46.88 15.63 62.50 6.25 68.75 6.25 75.00 0.00 75.00 15.63 90.63 0.00 90.63 0.00 90.63 0.00 90.63 6.25 96.88 3.13 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

21.89 183.12 32.82 0.00 491.75 0.00 9.31 0.00 580.51 49.96 105.06 0.00 132.91 0.00 0.00 0.00 763.51 77.61 0.00 0.00 2,448.45

21.89 205.02 237.84 237.84 729.59 729.59 738.90 738.90 1,319.41 1,369.37 1,474.42 1,474.42 1,607.33 1,607.33 1,607.33 1,607.33 2,370.84 2,448.45 2,448.45 2,448.45

BAND

CUM.

0.89 0.89 7.48 8.37 1.34 9.71 0.00 9.71 20.08 29.80 0.00 29.80 0.38 30.18 0.00 30.18 23.71 53.89 2.04 55.93 4.29 60.22 0.00 60.22 5.43 65.65 0.00 65.65 0.00 65.65 0.00 65.65 31.18 96.83 3.17 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

3.46 69.06 5.41 0.00 67.08 0.00 1.58 0.00 164.33 22.43 39.08 0.00 36.52 0.00 0.00 0.00 63.25 5.36 0.00 0.00

CUM

3.46 22.85 15.82 11.96 26.81 22.64 19.38 17.09 28.21 27.95 28.53 27.28 27.87 26.22 25.50 21.69 27.51 24.32 21.81 21.63 21.63

Page 72 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY (In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

13,501 17,351 27,688 18,091 19,441 9,553 6,857 4,922 2,539 1,352 1,054 1,136 756 873 568 829 664 269 297 87 127,828

13,501 30,852 58,540 76,631 96,072 105,625 112,482 117,404 119,943 121,295 122,349 123,485 124,241 125,114 125,682 126,511 127,175 127,444 127,741 127,828

BAND

10.56 13.57 21.66 14.15 15.21 7.47 5.36 3.85 1.99 1.06 0.82 0.89 0.59 0.68 0.44 0.65 0.52 0.21 0.23 0.07

CUM.

PERCENTAGE rp

10.56 9,867.39 24.14 3,482.59 45.80 9,045.24 59.95 9,546.25 75.16 16,199.60 82.63 12,319.38 87.99 14,146.20 91.85 14,745.77 93.83 9,932.28 94.89 6,889.16 95.71 6,445.20 96.60 7,658.97 97.19 6,704.48 97.88 10,757.08 98.32 8,145.48 98.97 17,702.98 99.49 21,726.28 99.70 19,054.26 99.93 46,063.53 100.00 26,838.89 277,271.01

BAND

CUM.

9,867.39 3.56 3.56 13,349.98 1.26 4.81 22,395.22 3.26 8.08 31,941.47 3.44 11.52 48,141.07 5.84 17.36 60,460.45 4.44 21.81 74,606.65 5.10 26.91 89,352.42 5.32 32.23 99,284.70 3.58 35.81 106,173.86 2.48 38.29 112,619.06 2.32 40.62 120,278.03 2.76 43.38 126,982.50 2.42 45.80 137,739.59 3.88 49.68 145,885.07 2.94 52.61 163,588.05 6.38 59.00 185,314.33 7.84 66.84 204,368.59 6.87 73.71 250,432.12 16.61 90.32 277,271.01 9.68 100.00

PERCENTAGE f

73 42 63 50 53 51 33 21 25 18 18 23 9 26 14 50 48 26 75 27 745

BAND

CUM.

73 9.80 9.80 115 5.64 15.44 178 8.46 23.89 228 6.71 30.60 281 7.11 37.72 332 6.85 44.56 365 4.43 48.99 386 2.82 51.81 411 3.36 55.17 429 2.42 57.58 447 2.42 60.00 470 3.09 63.09 479 1.21 64.30 505 3.49 67.79 519 1.88 69.66 569 6.71 76.38 617 6.44 82.82 643 3.49 86.31 718 10.07 96.38 745 3.62 100.00

PERCENTAGE rp

2,984.87 6,077.65 4,105.86 4,538.33 5,709.53 6,783.95 4,835.67 1,951.14 5,441.72 1,172.73 13,605.72 6,941.36 7,820.32 14,067.59 1,869.56 12,639.64 13,592.37 1,180.76 5,572.63 12,051.27 132,942.67

PERCENTAGE

2,984.87 9,062.52 13,168.38 17,706.71 23,416.24 30,200.19 35,035.86 36,987.00 42,428.71 43,601.45 57,207.17 64,148.53 71,968.85 86,036.44 87,906.00 100,545.64 114,138.01 115,318.77 120,891.40 132,942.67

2.25 2.25 4.57 6.82 3.09 9.91 3.41 13.32 4.29 17.61 5.10 22.72 3.64 26.35 1.47 27.82 4.09 31.92 0.88 32.80 10.23 43.03 5.22 48.25 5.88 54.14 10.58 64.72 1.41 66.12 9.51 75.63 10.22 85.86 0.89 86.74 4.19 90.93 9.07 100.00

30.25 174.52 45.39 47.54 35.24 55.07 34.18 13.23 54.79 17.02 211.10 90.63 116.64 130.78 22.95 71.40 62.56 6.20 12.10 44.90

30.25 67.88 58.80 55.43 48.64 49.95 46.96 41.39 42.73 41.07 50.80 53.33 56.68 62.46 60.26 61.46 61.59 56.43 48.27 47.95 47.95

Page 73 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/200

15/06/200

15/07/200

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

20,155 16,901 17,978 8,483 7,474 3,309 2,532 1,966 1,173 725 585 746 557 757 528 942 896 409 395 153 86,664

20,155 37,056 55,034 63,517 70,991 74,300 76,832 78,798 79,971 80,696 81,281 82,027 82,584 83,341 83,869 84,811 85,707 86,116 86,511 86,664

BAND

CUM.

23.26 23.26 19.50 42.76 20.74 63.50 9.79 73.29 8.62 81.92 3.82 85.73 2.92 88.66 2.27 90.92 1.35 92.28 0.84 93.11 0.68 93.79 0.86 94.65 0.64 95.29 0.87 96.17 0.61 96.77 1.09 97.86 1.03 98.90 0.47 99.37 0.46 99.82 0.18 100.00

PERCENTAGE rp

9,682.46 3,240.92 6,612.20 5,750.68 8,732.44 5,667.25 6,407.59 6,480.36 5,367.96 4,169.35 3,571.68 5,932.30 6,358.65 10,592.30 7,872.38 21,719.72 38,256.60 31,721.36 59,148.47 14,449.53 261,734.21

9,682.46 12,923.39 19,535.58 25,286.27 34,018.71 39,685.96 46,093.55 52,573.91 57,941.87 62,111.22 65,682.89 71,615.20 77,973.85 88,566.15 96,438.53 118,158.25 156,414.85 188,136.21 247,284.68 261,734.21

BAND

CUM.

3.70 3.70 1.24 4.94 2.53 7.46 2.20 9.66 3.34 13.00 2.17 15.16 2.45 17.61 2.48 20.09 2.05 22.14 1.59 23.73 1.36 25.10 2.27 27.36 2.43 29.79 4.05 33.84 3.01 36.85 8.30 45.14 14.62 59.76 12.12 71.88 22.60 94.48 5.52 100.00

PERCENTAGE f

45 29 37 19 44 14 10 13 10 7 11 15 5 34 12 52 63 49 41 28 538

BAND

CUM.

45 8.36 8.36 74 5.39 13.75 111 6.88 20.63 130 3.53 24.16 174 8.18 32.34 188 2.60 34.94 198 1.86 36.80 211 2.42 39.22 221 1.86 41.08 228 1.30 42.38 239 2.04 44.42 254 2.79 47.21 259 0.93 48.14 293 6.32 54.46 305 2.23 56.69 357 9.67 66.36 420 11.71 78.07 469 9.11 87.17 510 7.62 94.80 538 5.20 100.00

PERCENTAGE rp

8,466.28 1,593.04 2,182.31 940.65 1,330.35 3,407.01 1,264.77 2,664.95 1,596.75 492.15 2,539.40 4,238.34 85.07 10,359.26 801.90 10,019.60 16,710.00 14,090.54 17,072.88 3,257.80 103,113.05

8,466.28 10,059.32 12,241.63 13,182.28 14,512.63 17,919.64 19,184.41 21,849.36 23,446.11 23,938.26 26,477.65 30,716.00 30,801.06 41,160.33 41,962.22 51,981.82 68,691.82 82,782.37 99,855.25 103,113.05

BAND

CUM.

8.21 8.21 1.54 9.76 2.12 11.87 0.91 12.78 1.29 14.07 3.30 17.38 1.23 18.61 2.58 21.19 1.55 22.74 0.48 23.22 2.46 25.68 4.11 29.79 0.08 29.87 10.05 39.92 0.78 40.70 9.72 50.41 16.21 66.62 13.67 80.28 16.56 96.84 3.16 100.00

PERCENTAGE BAND

87.44 49.15 33.00 16.36 15.23 60.12 19.74 41.12 29.75 11.80 71.10 71.45 1.34 97.80 10.19 46.13 43.68 44.42 28.86 22.55

CUM

87.44 77.84 62.66 52.13 42.66 45.15 41.62 41.56 40.46 38.54 40.31 42.89 39.50 46.47 43.51 43.99 43.92 44.00 40.38 39.40 39.40

Page 74 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

7,220 3,960 3,648 1,810 1,943 1,050 809 665 396 197 181 213 156 194 129 171 166 77 58 26 23,069

7,220 11,180 14,828 16,638 18,581 19,631 20,440 21,105 21,501 21,698 21,879 22,092 22,248 22,442 22,571 22,742 22,908 22,985 23,043 23,069

BAND

CUM.

31.30 31.30 17.17 48.46 15.81 64.28 7.85 72.12 8.42 80.55 4.55 85.10 3.51 88.60 2.88 91.49 1.72 93.20 0.85 94.06 0.78 94.84 0.92 95.76 0.68 96.44 0.84 97.28 0.56 97.84 0.74 98.58 0.72 99.30 0.33 99.64 0.25 99.89 0.11 100.00

PERCENTAGE rp

2,983.36 959.37 1,866.92 1,491.21 2,568.11 2,094.42 2,352.40 2,529.66 2,004.79 1,109.54 1,301.82 1,676.64 1,904.47 2,626.01 1,983.70 3,080.60 3,920.26 5,154.11 7,070.52 2,802.51 51,480.41

2,983.36 3,942.73 5,809.64 7,300.85 9,868.96 11,963.38 14,315.78 16,845.44 18,850.23 19,959.77 21,261.58 22,938.23 24,842.69 27,468.70 29,452.40 32,533.01 36,453.27 41,607.38 48,677.90 51,480.41

BAND

5.80 1.86 3.63 2.90 4.99 4.07 4.57 4.91 3.89 2.16 2.53 3.26 3.70 5.10 3.85 5.98 7.62 10.01 13.73 5.44

CUM.

5.80 7.66 11.29 14.18 19.17 23.24 27.81 32.72 36.62 38.77 41.30 44.56 48.26 53.36 57.21 63.19 70.81 80.82 94.56 100.00

PERCENTAGE f

10 4 8 4 7 4 8 6 2 5 6 1 3 8 19 8 6 16 11 1 137

10 14 22 26 33 37 45 51 53 58 64 65 68 76 95 103 109 125 136 137

BAND

CUM.

7.30 7.30 2.92 10.22 5.84 16.06 2.92 18.98 5.11 24.09 2.92 27.01 5.84 32.85 4.38 37.23 1.46 38.69 3.65 42.34 4.38 46.72 0.73 47.45 2.19 49.64 5.84 55.47 13.87 69.34 5.84 75.18 4.38 79.56 11.68 91.24 8.03 99.27 0.73 100.00

PERCENTAGE rp

181.23 244.81 367.92 518.73 659.21 606.98 114.30 26.72 68.06 3,124.78 1,147.26 11.90 296.73 116.21 165.65 165.68 13.87 77.59 980.61 260.32 9,148.58

181.23 426.04 793.96 1,312.69 1,971.91 2,578.89 2,693.19 2,719.91 2,787.97 5,912.75 7,060.01 7,071.91 7,368.64 7,484.84 7,650.50 7,816.18 7,830.06 7,907.65 8,888.26 9,148.58

BAND

PERCENTAGE

CUM.

BAND

1.98 1.98 2.68 4.66 4.02 8.68 5.67 14.35 7.21 21.55 6.63 28.19 1.25 29.44 0.29 29.73 0.74 30.47 34.16 64.63 12.54 77.17 0.13 77.30 3.24 80.54 1.27 81.81 1.81 83.63 1.81 85.44 0.15 85.59 0.85 86.44 10.72 97.15 2.85 100.00

6.07 25.52 19.71 34.79 25.67 28.98 4.86 1.06 3.39 281.63 88.13 0.71 15.58 4.43 8.35 5.38 0.35 1.51 13.87 9.29

CUM

6.07 10.81 13.67 17.98 19.98 21.56 18.81 16.15 14.79 29.62 33.21 30.83 29.66 27.25 25.98 24.03 21.48 19.01 18.26 17.77 17.77

Page 75 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

718 589 543 302 342 122 105 99 56 42 25 29 18 37 11 22 25 6 4 2 3,097

718 1,307 1,850 2,152 2,494 2,616 2,721 2,820 2,876 2,918 2,943 2,972 2,990 3,027 3,038 3,060 3,085 3,091 3,095 3,097

BAND

CUM.

23.18 23.18 19.02 42.20 17.53 59.74 9.75 69.49 11.04 80.53 3.94 84.47 3.39 87.86 3.20 91.06 1.81 92.86 1.36 94.22 0.81 95.03 0.94 95.96 0.58 96.55 1.19 97.74 0.36 98.09 0.71 98.81 0.81 99.61 0.19 99.81 0.13 99.94 0.06 100.00

PERCENTAGE rp

266.45 111.84 209.09 195.98 371.95 188.66 243.83 358.18 187.05 203.05 116.95 88.01 147.85 376.10 159.29 332.28 440.60 97.80 461.61 102.15 4,658.70

266.45 378.29 587.37 783.35 1,155.30 1,343.96 1,587.78 1,945.96 2,133.01 2,336.06 2,453.01 2,541.02 2,688.87 3,064.97 3,224.26 3,556.54 3,997.14 4,094.94 4,556.55 4,658.70

BAND

5.72 2.40 4.49 4.21 7.98 4.05 5.23 7.69 4.02 4.36 2.51 1.89 3.17 8.07 3.42 7.13 9.46 2.10 9.91 2.19

CUM.

5.72 8.12 12.61 16.81 24.80 28.85 34.08 41.77 45.79 50.14 52.65 54.54 57.72 65.79 69.21 76.34 85.80 87.90 97.81 100.00

PERCENTAGE f

1 1 3 2 1 0 0 1 0 0 0 0 2 0 0 0 2 0 0 0 13

BAND

1 2 5 7 8 8 8 9 9 9 9 9 11 11 11 11 13 13 13 13

7.69 7.69 23.08 15.38 7.69 0.00 0.00 7.69 0.00 0.00 0.00 0.00 15.38 0.00 0.00 0.00 15.38 0.00 0.00 0.00

CUM.

7.69 15.38 38.46 53.85 61.54 61.54 61.54 69.23 69.23 69.23 69.23 69.23 84.62 84.62 84.62 84.62 100.00 100.00 100.00 100.00

PERCENTAGE rp

109.29 17.50 112.24 100.75 70.30 0.00 0.00 75.67 0.00 0.00 0.00 0.00 76.82 0.00 0.00 0.00 49.13 0.00 0.00 0.00 611.70

109.29 126.79 239.04 339.78 410.08 410.08 410.08 485.75 485.75 485.75 485.75 485.75 562.57 562.57 562.57 562.57 611.70 611.70 611.70 611.70

BAND

17.87 2.86 18.35 16.47 11.49 0.00 0.00 12.37 0.00 0.00 0.00 0.00 12.56 0.00 0.00 0.00 8.03 0.00 0.00 0.00

CUM.

17.87 20.73 39.08 55.55 67.04 67.04 67.04 79.41 79.41 79.41 79.41 79.41 91.97 91.97 91.97 91.97 100.00 100.00 100.00 100.00

PERCENTAGE BAND

41.02 15.65 53.68 51.41 18.90 0.00 0.00 21.13 0.00 0.00 0.00 0.00 51.96 0.00 0.00 0.00 11.15 0.00 0.00 0.00

CUM

41.02 33.52 40.70 43.38 35.50 30.51 25.83 24.96 22.77 20.79 19.80 19.12 20.92 18.35 17.45 15.82 15.30 14.94 13.42 13.13 13.13

Page 76 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

10,198 6,873 7,456 4,064 4,116 2,192 1,743 1,390 828 470 380 428 315 378 250 342 257 114 90 53 41,937

10,198 17,071 24,527 28,591 32,707 34,899 36,642 38,032 38,860 39,330 39,710 40,138 40,453 40,831 41,081 41,423 41,680 41,794 41,884 41,937

BAND

CUM.

24.32 24.32 16.39 40.71 17.78 58.49 9.69 68.18 9.81 77.99 5.23 83.22 4.16 87.37 3.31 90.69 1.97 92.66 1.12 93.78 0.91 94.69 1.02 95.71 0.75 96.46 0.90 97.36 0.60 97.96 0.82 98.77 0.61 99.39 0.27 99.66 0.21 99.87 0.13 100.00

PERCENTAGE rp

4,994.52 1,474.73 3,059.16 2,617.34 4,794.89 3,572.31 4,415.28 4,667.29 4,106.08 2,703.35 2,761.20 3,416.84 3,049.83 5,170.03 4,379.76 8,835.35 11,120.15 10,205.14 16,975.99 9,705.33 112,024.55

4,994.52 6,469.25 9,528.41 12,145.74 16,940.63 20,512.94 24,928.22 29,595.51 33,701.59 36,404.94 39,166.13 42,582.98 45,632.81 50,802.84 55,182.60 64,017.94 75,138.09 85,343.23 102,319.22 112,024.55

BAND

4.46 1.32 2.73 2.34 4.28 3.19 3.94 4.17 3.67 2.41 2.46 3.05 2.72 4.62 3.91 7.89 9.93 9.11 15.15 8.66

CUM.

4.46 5.77 8.51 10.84 15.12 18.31 22.25 26.42 30.08 32.50 34.96 38.01 40.73 45.35 49.26 57.15 67.07 76.18 91.34 100.00

PERCENTAGE f

34 3 12 8 13 6 10 12 11 9 8 3 3 11 12 22 11 7 16 13 224

BAND

CUM.

34 15.18 15.18 37 1.34 16.52 49 5.36 21.88 57 3.57 25.45 70 5.80 31.25 76 2.68 33.93 86 4.46 38.39 98 5.36 43.75 109 4.91 48.66 118 4.02 52.68 126 3.57 56.25 129 1.34 57.59 132 1.34 58.93 143 4.91 63.84 155 5.36 69.20 177 9.82 79.02 188 4.91 83.93 195 3.13 87.05 211 7.14 94.20 224 5.80 100.00

PERCENTAGE rp

6,377.49 66.47 406.35 442.82 4,349.01 712.86 1,217.85 478.46 2,446.01 1,422.05 705.84 1.47 35.44 6,658.22 282.65 13,888.20 2,360.20 3,365.77 30,574.55 4,294.62 80,086.31

6,377.49 6,443.96 6,850.30 7,293.12 11,642.13 12,354.99 13,572.84 14,051.29 16,497.31 17,919.35 18,625.19 18,626.66 18,662.10 25,320.32 25,602.97 39,491.17 41,851.37 45,217.14 75,791.69 80,086.31

BAND

CUM.

7.96 7.96 0.08 8.05 0.51 8.55 0.55 9.11 5.43 14.54 0.89 15.43 1.52 16.95 0.60 17.55 3.05 20.60 1.78 22.38 0.88 23.26 0.00 23.26 0.04 23.30 8.31 31.62 0.35 31.97 17.34 49.31 2.95 52.26 4.20 56.46 38.18 94.64 5.36 100.00

PERCENTAGE BAND

127.69 4.51 13.28 16.92 90.70 19.96 27.58 10.25 59.57 52.60 25.56 0.04 1.16 128.78 6.45 157.19 21.22 32.98 180.10 44.25

CUM

127.69 99.61 71.89 60.05 68.72 60.23 54.45 47.48 48.95 49.22 47.55 43.74 40.90 49.84 46.40 61.69 55.70 52.98 74.07 71.49 71.49

Page 77 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

7,081 6,343 3,515 1,117 822 230 176 102 60 20 17 27 16 13 10 21 26 7 7 8 19,618

7,081 13,424 16,939 18,056 18,878 19,108 19,284 19,386 19,446 19,466 19,483 19,510 19,526 19,539 19,549 19,570 19,596 19,603 19,610 19,618

BAND

CUM.

36.09 36.09 32.33 68.43 17.92 86.34 5.69 92.04 4.19 96.23 1.17 97.40 0.90 98.30 0.52 98.82 0.31 99.12 0.10 99.23 0.09 99.31 0.14 99.45 0.08 99.53 0.07 99.60 0.05 99.65 0.11 99.76 0.13 99.89 0.04 99.92 0.04 99.96 0.04 100.00

PERCENTAGE rp

4,345.38 3,161.02 3,610.73 1,866.35 2,399.33 918.45 893.46 602.34 452.75 128.57 226.16 408.73 341.58 588.76 252.91 431.40 1,530.06 744.14 697.59 76.81 23,676.53

4,345.38 7,506.40 11,117.14 12,983.49 15,382.82 16,301.27 17,194.73 17,797.07 18,249.82 18,378.39 18,604.55 19,013.28 19,354.86 19,943.61 20,196.53 20,627.93 22,157.99 22,902.13 23,599.72 23,676.53

BAND

18.35 13.35 15.25 7.88 10.13 3.88 3.77 2.54 1.91 0.54 0.96 1.73 1.44 2.49 1.07 1.82 6.46 3.14 2.95 0.32

CUM.

18.35 31.70 46.95 54.84 64.97 68.85 72.62 75.17 77.08 77.62 78.58 80.30 81.75 84.23 85.30 87.12 93.59 96.73 99.68 100.00

PERCENTAGE f

31 29 21 12 2 1 3 1 3 0 1 1 0 0 0 0 0 4 3 0 112

BAND

CUM.

31 60 81 93 95 96 99 100 103 103 104 105 105 105 105 105 105 109 112 112

27.68 27.68 25.89 53.57 18.75 72.32 10.71 83.04 1.79 84.82 0.89 85.71 2.68 88.39 0.89 89.29 2.68 91.96 0.00 91.96 0.89 92.86 0.89 93.75 0.00 93.75 0.00 93.75 0.00 93.75 0.00 93.75 0.00 93.75 3.57 97.32 2.68 100.00 0.00 100.00

PERCENTAGE rp

1,698.47 1,458.75 1,775.42 1,000.49 1,737.47 0.62 1,830.36 50.00 1,661.99 0.00 2,115.83 2,242.83 0.00 0.00 0.00 0.00 0.00 1,938.74 449.60 0.00 17,960.56

1,698.47 3,157.22 4,932.64 5,933.13 7,670.60 7,671.22 9,501.58 9,551.58 11,213.57 11,213.57 13,329.40 15,572.23 15,572.23 15,572.23 15,572.23 15,572.23 15,572.23 17,510.97 17,960.56 17,960.56

BAND

PERCENTAGE

CUM.

BAND

9.46 9.46 8.12 17.58 9.89 27.46 5.57 33.03 9.67 42.71 0.00 42.71 10.19 52.90 0.28 53.18 9.25 62.43 0.00 62.43 11.78 74.21 12.49 86.70 0.00 86.70 0.00 86.70 0.00 86.70 0.00 86.70 0.00 86.70 10.79 97.50 2.50 100.00 0.00 100.00

39.09 46.15 49.17 53.61 72.42 0.07 204.86 8.30 367.08 0.00 935.55 548.73 0.00 0.00 0.00 0.00 0.00 260.53 64.45 0.00

CUM

39.09 42.06 44.37 45.70 49.86 47.06 55.26 53.67 61.44 61.01 71.65 81.90 80.46 78.08 77.10 75.49 70.28 76.46 76.10 75.86 75.86

Page 78 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/12/2004

15/02/2005

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

941 580 484 228 280 104 60 39 18 8 4 10 5 4 2 10 9 1 3 0 2,790

941 1,521 2,005 2,233 2,513 2,617 2,677 2,716 2,734 2,742 2,746 2,756 2,761 2,765 2,767 2,777 2,786 2,787 2,790 2,790

BAND

CUM.

33.73 33.73 20.79 54.52 17.35 71.86 8.17 80.04 10.04 90.07 3.73 93.80 2.15 95.95 1.40 97.35 0.65 97.99 0.29 98.28 0.14 98.42 0.36 98.78 0.18 98.96 0.14 99.10 0.07 99.18 0.36 99.53 0.32 99.86 0.04 99.89 0.11 100.00 0.00 100.00

PERCENTAGE rp

526.32 261.27 407.96 321.37 612.53 312.49 255.43 215.14 162.47 24.67 20.28 171.17 215.73 120.84 18.52 478.22 719.98 83.60 5.30 0.00 4,933.30

526.32 787.59 1,195.55 1,516.92 2,129.46 2,441.95 2,697.38 2,912.52 3,074.99 3,099.66 3,119.94 3,291.11 3,506.84 3,627.69 3,646.21 4,124.42 4,844.41 4,928.01 4,933.30 4,933.30

BAND

10.67 5.30 8.27 6.51 12.42 6.33 5.18 4.36 3.29 0.50 0.41 3.47 4.37 2.45 0.38 9.69 14.59 1.69 0.11 0.00

CUM.

10.67 15.96 24.23 30.75 43.16 49.50 54.68 59.04 62.33 62.83 63.24 66.71 71.09 73.53 73.91 83.60 98.20 99.89 100.00 100.00

PERCENTAGE f

7 6 4 2 1 0 1 0 1 0 0 1 1 0 0 1 0 0 0 0 25

BAND

7 13 17 19 20 20 21 21 22 22 22 23 24 24 24 25 25 25 25 25

28.00 24.00 16.00 8.00 4.00 0.00 4.00 0.00 4.00 0.00 0.00 4.00 4.00 0.00 0.00 4.00 0.00 0.00 0.00 0.00

CUM.

28.00 52.00 68.00 76.00 80.00 80.00 84.00 84.00 88.00 88.00 88.00 92.00 96.00 96.00 96.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

177.41 340.41 501.75 255.39 315.00 0.00 356.22 0.00 20.05 0.00 0.00 0.00 2,151.33 0.00 0.00 1,427.48 0.00 0.00 0.00 0.00 5,545.04

177.41 517.82 1,019.57 1,274.96 1,589.96 1,589.96 1,946.18 1,946.18 1,966.23 1,966.23 1,966.23 1,966.23 4,117.56 4,117.56 4,117.56 5,545.04 5,545.04 5,545.04 5,545.04 5,545.04

BAND

3.20 6.14 9.05 4.61 5.68 0.00 6.42 0.00 0.36 0.00 0.00 0.00 38.80 0.00 0.00 25.74 0.00 0.00 0.00 0.00

CUM.

3.20 9.34 18.39 22.99 28.67 28.67 35.10 35.10 35.46 35.46 35.46 35.46 74.26 74.26 74.26 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

33.71 130.29 122.99 79.47 51.43 0.00 139.46 0.00 12.34 0.00 0.00 0.00 997.22 0.00 0.00 298.50 0.00 0.00 0.00 0.00

CUM

33.71 65.75 85.28 84.05 74.67 65.11 72.15 66.82 63.94 63.43 63.02 59.74 117.42 113.50 112.93 134.44 114.46 112.52 112.40 112.40 112.40

Page 79 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,652 1,444 1,075 479 511 221 161 125 68 38 31 35 21 26 15 19 16 15 13 2 6,967

2,652 4,096 5,171 5,650 6,161 6,382 6,543 6,668 6,736 6,774 6,805 6,840 6,861 6,887 6,902 6,921 6,937 6,952 6,965 6,967

BAND

CUM.

38.07 38.07 20.73 58.79 15.43 74.22 6.88 81.10 7.33 88.43 3.17 91.60 2.31 93.91 1.79 95.71 0.98 96.68 0.55 97.23 0.44 97.67 0.50 98.18 0.30 98.48 0.37 98.85 0.22 99.07 0.27 99.34 0.23 99.57 0.22 99.78 0.19 99.97 0.03 100.00

PERCENTAGE rp

964.63 377.92 593.19 466.50 875.51 572.74 703.12 615.61 430.39 194.93 212.65 338.07 187.17 351.06 332.86 637.58 922.51 1,951.27 6,919.20 261.56 17,908.47

964.63 1,342.55 1,935.73 2,402.24 3,277.75 3,850.49 4,553.61 5,169.22 5,599.60 5,794.54 6,007.18 6,345.26 6,532.42 6,883.49 7,216.34 7,853.93 8,776.44 10,727.70 17,646.91 17,908.47

BAND

5.39 2.11 3.31 2.60 4.89 3.20 3.93 3.44 2.40 1.09 1.19 1.89 1.05 1.96 1.86 3.56 5.15 10.90 38.64 1.46

CUM.

5.39 7.50 10.81 13.41 18.30 21.50 25.43 28.86 31.27 32.36 33.54 35.43 36.48 38.44 40.30 43.86 49.01 59.90 98.54 100.00

PERCENTAGE f

7 2 2 1 4 1 2 2 0 0 1 2 0 1 0 0 4 6 2 0 37

BAND

7 9 11 12 16 17 19 21 21 21 22 24 24 25 25 25 29 35 37 37

CUM.

18.92 18.92 5.41 24.32 5.41 29.73 2.70 32.43 10.81 43.24 2.70 45.95 5.41 51.35 5.41 56.76 0.00 56.76 0.00 56.76 2.70 59.46 5.41 64.86 0.00 64.86 2.70 67.57 0.00 67.57 0.00 67.57 10.81 78.38 16.22 94.59 5.41 100.00 0.00 100.00

PERCENTAGE rp

1,950.03 231.88 16.53 38.03 862.11 240.00 19.04 1,974.94 0.00 0.00 1.66 50.56 0.00 218.11 0.00 0.00 709.18 2,077.51 923.08 0.00 9,312.67

1,950.03 2,181.91 2,198.44 2,236.47 3,098.58 3,338.58 3,357.62 5,332.56 5,332.56 5,332.56 5,334.23 5,384.79 5,384.79 5,602.90 5,602.90 5,602.90 6,312.08 8,389.58 9,312.67 9,312.67

BAND

CUM.

20.94 20.94 2.49 23.43 0.18 23.61 0.41 24.02 9.26 33.27 2.58 35.85 0.20 36.05 21.21 57.26 0.00 57.26 0.00 57.26 0.02 57.28 0.54 57.82 0.00 57.82 2.34 60.16 0.00 60.16 0.00 60.16 7.62 67.78 22.31 90.09 9.91 100.00 0.00 100.00

PERCENTAGE BAND

202.15 61.36 2.79 8.15 98.47 41.90 2.71 320.81 0.00 0.00 0.78 14.96 0.00 62.13 0.00 0.00 76.87 106.47 13.34 0.00

CUM

202.15 162.52 113.57 93.10 94.53 86.71 73.74 103.16 95.23 92.03 88.80 84.86 82.43 81.40 77.64 71.34 71.92 78.20 52.77 52.00 52.00

Page 80 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,880 1,977 2,150 1,095 1,050 431 334 228 132 55 71 64 40 52 36 50 42 19 14 8 9,728

1,880 3,857 6,007 7,102 8,152 8,583 8,917 9,145 9,277 9,332 9,403 9,467 9,507 9,559 9,595 9,645 9,687 9,706 9,720 9,728

BAND

CUM.

19.33 19.33 20.32 39.65 22.10 61.75 11.26 73.01 10.79 83.80 4.43 88.23 3.43 91.66 2.34 94.01 1.36 95.36 0.57 95.93 0.73 96.66 0.66 97.32 0.41 97.73 0.53 98.26 0.37 98.63 0.51 99.15 0.43 99.58 0.20 99.77 0.14 99.92 0.08 100.00

PERCENTAGE rp

725.96 592.63 1,247.94 1,176.31 1,767.72 1,142.83 958.78 920.26 522.90 348.19 332.48 402.05 450.91 685.24 299.86 744.04 1,079.36 1,404.23 5,517.62 5,924.74 26,244.06

725.96 1,318.60 2,566.54 3,742.85 5,510.57 6,653.40 7,612.18 8,532.44 9,055.34 9,403.53 9,736.01 10,138.06 10,588.97 11,274.21 11,574.07 12,318.12 13,397.48 14,801.70 20,319.32 26,244.06

BAND

2.77 2.26 4.76 4.48 6.74 4.35 3.65 3.51 1.99 1.33 1.27 1.53 1.72 2.61 1.14 2.84 4.11 5.35 21.02 22.58

CUM.

2.77 5.02 9.78 14.26 21.00 25.35 29.01 32.51 34.50 35.83 37.10 38.63 40.35 42.96 44.10 46.94 51.05 56.40 77.42 100.00

PERCENTAGE f

6 5 4 3 4 2 4 1 3 1 1 1 0 2 0 1 2 1 0 2 43

BAND

6 11 15 18 22 24 28 29 32 33 34 35 35 37 37 38 40 41 41 43

CUM.

13.95 13.95 11.63 25.58 9.30 34.88 6.98 41.86 9.30 51.16 4.65 55.81 9.30 65.12 2.33 67.44 6.98 74.42 2.33 76.74 2.33 79.07 2.33 81.40 0.00 81.40 4.65 86.05 0.00 86.05 2.33 88.37 4.65 93.02 2.33 95.35 0.00 95.35 4.65 100.00

PERCENTAGE rp

4,170.87 321.91 391.79 690.30 1,252.08 11.20 518.00 0.80 323.05 1,721.93 7.41 996.36 0.00 1,844.26 0.00 471.68 637.11 0.00 0.00 166.39 13,525.13

4,170.87 4,492.78 4,884.57 5,574.87 6,826.95 6,838.15 7,356.15 7,356.95 7,680.00 9,401.93 9,409.33 10,405.69 10,405.69 12,249.95 12,249.95 12,721.63 13,358.74 13,358.74 13,358.74 13,525.13

BAND

PERCENTAGE

CUM.

BAND

30.84 30.84 2.38 33.22 2.90 36.11 5.10 41.22 9.26 50.48 0.08 50.56 3.83 54.39 0.01 54.39 2.39 56.78 12.73 69.51 0.05 69.57 7.37 76.94 0.00 76.94 13.64 90.57 0.00 90.57 3.49 94.06 4.71 98.77 0.00 98.77 0.00 98.77 1.23 100.00

574.53 54.32 31.39 58.68 70.83 0.98 54.03 0.09 61.78 494.54 2.23 247.82 0.00 269.14 0.00 63.39 59.03 0.00 0.00 2.81

CUM

574.53 340.72 190.32 148.95 123.89 102.78 96.64 86.22 84.81 99.98 96.64 102.64 98.27 108.65 105.84 103.28 99.71 90.25 65.74 51.54 51.54

Page 81 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,691 1,243 1,204 623 633 326 224 152 73 33 20 19 26 32 8 9 8 3 1 2 6,330

1,691 2,934 4,138 4,761 5,394 5,720 5,944 6,096 6,169 6,202 6,222 6,241 6,267 6,299 6,307 6,316 6,324 6,327 6,328 6,330

BAND

CUM.

26.71 26.71 19.64 46.35 19.02 65.37 9.84 75.21 10.00 85.21 5.15 90.36 3.54 93.90 2.40 96.30 1.15 97.46 0.52 97.98 0.32 98.29 0.30 98.59 0.41 99.00 0.51 99.51 0.13 99.64 0.14 99.78 0.13 99.91 0.05 99.95 0.02 99.97 0.03 100.00

PERCENTAGE rp

1,104.19 277.55 549.27 437.91 825.14 656.77 708.47 624.69 395.11 212.48 133.89 186.44 297.82 314.26 132.72 144.96 153.62 73.28 3.82 16.26 7,248.64

1,104.19 1,381.74 1,931.01 2,368.92 3,194.07 3,850.83 4,559.30 5,183.99 5,579.10 5,791.58 5,925.47 6,111.91 6,409.73 6,723.99 6,856.71 7,001.67 7,155.29 7,228.57 7,232.38 7,248.64

BAND

15.23 3.83 7.58 6.04 11.38 9.06 9.77 8.62 5.45 2.93 1.85 2.57 4.11 4.34 1.83 2.00 2.12 1.01 0.05 0.22

CUM.

15.23 19.06 26.64 32.68 44.06 53.12 62.90 71.52 76.97 79.90 81.75 84.32 88.43 92.76 94.59 96.59 98.71 99.72 99.78 100.00

PERCENTAGE f

3 5 5 4 1 1 0 0 0 0 2 1 0 0 0 0 1 0 0 0 23

BAND

3 8 13 17 18 19 19 19 19 19 21 22 22 22 22 22 23 23 23 23

13.04 21.74 21.74 17.39 4.35 4.35 0.00 0.00 0.00 0.00 8.70 4.35 0.00 0.00 0.00 0.00 4.35 0.00 0.00 0.00

CUM.

13.04 34.78 56.52 73.91 78.26 82.61 82.61 82.61 82.61 82.61 91.30 95.65 95.65 95.65 95.65 95.65 100.00 100.00 100.00 100.00

PERCENTAGE rp

56.75 158.96 279.88 607.85 261.45 0.00 0.00 0.00 0.00 0.00 4,167.28 11.51 0.00 0.00 0.00 0.00 7.39 0.00 0.00 0.00 5,551.07

56.75 215.71 495.59 1,103.44 1,364.89 1,364.89 1,364.89 1,364.89 1,364.89 1,364.89 5,532.17 5,543.68 5,543.68 5,543.68 5,543.68 5,543.68 5,551.07 5,551.07 5,551.07 5,551.07

BAND

1.02 2.86 5.04 10.95 4.71 0.00 0.00 0.00 0.00 0.00 75.07 0.21 0.00 0.00 0.00 0.00 0.13 0.00 0.00 0.00

CUM.

1.02 3.89 8.93 19.88 24.59 24.59 24.59 24.59 24.59 24.59 99.66 99.87 99.87 99.87 99.87 99.87 100.00 100.00 100.00 100.00

PERCENTAGE BAND

5.14 57.27 50.95 138.81 31.69 0.00 0.00 0.00 0.00 0.00 3,112.37 6.17 0.00 0.00 0.00 0.00 4.81 0.00 0.00 0.00

CUM

5.14 15.61 25.66 46.58 42.73 35.44 29.94 26.33 24.46 23.57 93.36 90.70 86.49 82.45 80.85 79.18 77.58 76.79 76.75 76.58 76.58

Page 82 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,049 714 745 375 399 201 107 76 34 18 12 14 6 7 3 12 2 1 0 0 3,775

1,049 1,763 2,508 2,883 3,282 3,483 3,590 3,666 3,700 3,718 3,730 3,744 3,750 3,757 3,760 3,772 3,774 3,775 3,775 3,775

BAND

CUM.

27.79 27.79 18.91 46.70 19.74 66.44 9.93 76.37 10.57 86.94 5.32 92.26 2.83 95.10 2.01 97.11 0.90 98.01 0.48 98.49 0.32 98.81 0.37 99.18 0.16 99.34 0.19 99.52 0.08 99.60 0.32 99.92 0.05 99.97 0.03 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

164.99 197.86 429.10 365.62 614.26 420.69 357.67 273.93 134.65 95.29 96.69 133.86 67.36 69.17 42.37 361.76 87.03 222.50 0.00 0.00 4,134.80

164.99 362.85 791.96 1,157.58 1,771.84 2,192.53 2,550.20 2,824.12 2,958.77 3,054.06 3,150.75 3,284.61 3,351.97 3,421.15 3,463.51 3,825.27 3,912.29 4,134.80 4,134.80 4,134.80

BAND

3.99 4.79 10.38 8.84 14.86 10.17 8.65 6.62 3.26 2.30 2.34 3.24 1.63 1.67 1.02 8.75 2.10 5.38 0.00 0.00

CUM.

3.99 8.78 19.15 28.00 42.85 53.03 61.68 68.30 71.56 73.86 76.20 79.44 81.07 82.74 83.77 92.51 94.62 100.00 100.00 100.00

PERCENTAGE f

1 1 1 0 2 1 1 2 0 0 0 0 0 0 0 0 0 0 0 0 9

BAND

1 2 3 3 5 6 7 9 9 9 9 9 9 9 9 9 9 9 9 9

11.11 11.11 11.11 0.00 22.22 11.11 11.11 22.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

11.11 22.22 33.33 33.33 55.56 66.67 77.78 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

29.25 90.00 149.56 0.00 289.51 409.66 290.70 167.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,425.72

29.25 119.25 268.81 268.81 558.33 967.98 1,258.68 1,425.72 1,425.72 1,425.72 1,425.72 1,425.72 1,425.72 1,425.72 1,425.72 1,425.72 1,425.72 1,425.72 1,425.72 1,425.72

BAND

CUM.

2.05 6.31 10.49 0.00 20.31 28.73 20.39 11.72 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2.05 8.36 18.85 18.85 39.16 67.89 88.28 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

17.73 45.49 34.85 0.00 47.13 97.38 81.28 60.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

17.73 32.86 33.94 23.22 31.51 44.15 49.36 50.48 48.19 46.68 45.25 43.41 42.53 41.67 41.16 37.27 36.44 34.48 34.48 34.48 34.48

Page 83 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,084 1,678 1,651 745 627 248 233 141 87 54 48 53 36 41 29 37 20 12 6 11 7,841

2,084 3,762 5,413 6,158 6,785 7,033 7,266 7,407 7,494 7,548 7,596 7,649 7,685 7,726 7,755 7,792 7,812 7,824 7,830 7,841

BAND

CUM.

26.58 26.58 21.40 47.98 21.06 69.03 9.50 78.54 8.00 86.53 3.16 89.70 2.97 92.67 1.80 94.46 1.11 95.57 0.69 96.26 0.61 96.88 0.68 97.55 0.46 98.01 0.52 98.53 0.37 98.90 0.47 99.38 0.26 99.63 0.15 99.78 0.08 99.86 0.14 100.00

PERCENTAGE rp

431.83 445.18 906.27 750.09 965.60 624.95 781.15 587.22 412.87 269.33 297.77 387.43 193.75 703.44 388.65 675.26 671.29 1,021.37 328.61 1,810.71 12,652.77

431.83 877.01 1,783.28 2,533.37 3,498.97 4,123.92 4,905.07 5,492.29 5,905.16 6,174.48 6,472.25 6,859.68 7,053.43 7,756.87 8,145.52 8,820.78 9,492.07 10,513.44 10,842.05 12,652.77

BAND

3.41 3.52 7.16 5.93 7.63 4.94 6.17 4.64 3.26 2.13 2.35 3.06 1.53 5.56 3.07 5.34 5.31 8.07 2.60 14.31

CUM.

3.41 6.93 14.09 20.02 27.65 32.59 38.77 43.41 46.67 48.80 51.15 54.21 55.75 61.31 64.38 69.71 75.02 83.09 85.69 100.00

PERCENTAGE f

2 0 0 3 2 2 0 1 1 1 0 0 2 0 1 2 1 0 0 0 18

BAND

2 2 2 5 7 9 9 10 11 12 12 12 14 14 15 17 18 18 18 18

11.11 0.00 0.00 16.67 11.11 11.11 0.00 5.56 5.56 5.56 0.00 0.00 11.11 0.00 5.56 11.11 5.56 0.00 0.00 0.00

CUM.

11.11 11.11 11.11 27.78 38.89 50.00 50.00 55.56 61.11 66.67 66.67 66.67 77.78 77.78 83.33 94.44 100.00 100.00 100.00 100.00

PERCENTAGE rp

52.50 0.00 0.00 131.83 433.98 652.29 0.00 1,500.00 126.58 111.98 0.00 0.00 8.78 0.00 126.66 11,236.55 23.95 0.00 0.00 0.00 14,405.10

52.50 52.50 52.50 184.33 618.31 1,270.60 1,270.60 2,770.60 2,897.18 3,009.16 3,009.16 3,009.16 3,017.95 3,017.95 3,144.60 14,381.15 14,405.10 14,405.10 14,405.10 14,405.10

BAND

0.36 0.00 0.00 0.92 3.01 4.53 0.00 10.41 0.88 0.78 0.00 0.00 0.06 0.00 0.88 78.00 0.17 0.00 0.00 0.00

CUM.

0.36 0.36 0.36 1.28 4.29 8.82 8.82 19.23 20.11 20.89 20.89 20.89 20.95 20.95 21.83 99.83 100.00 100.00 100.00 100.00

PERCENTAGE BAND

12.16 0.00 0.00 17.58 44.94 104.37 0.00 255.44 30.66 41.58 0.00 0.00 4.53 0.00 32.59 1,664.04 3.57 0.00 0.00 0.00

CUM

12.16 5.99 2.94 7.28 17.67 30.81 25.90 50.45 49.06 48.74 46.49 43.87 42.79 38.91 38.61 163.04 151.76 137.02 132.86 113.85 113.85

Page 84 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 21

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

324 305 277 152 115 48 52 12 5 3 1 6 4 1 1 0 2 1 1 0 1,310

324 629 906 1,058 1,173 1,221 1,273 1,285 1,290 1,293 1,294 1,300 1,304 1,305 1,306 1,306 1,308 1,309 1,310 1,310

BAND

CUM.

24.73 24.73 23.28 48.02 21.15 69.16 11.60 80.76 8.78 89.54 3.66 93.21 3.97 97.18 0.92 98.09 0.38 98.47 0.23 98.70 0.08 98.78 0.46 99.24 0.31 99.54 0.08 99.62 0.08 99.69 0.00 99.69 0.15 99.85 0.08 99.92 0.08 100.00 0.00 100.00

PERCENTAGE rp

35.65 81.23 165.85 138.47 166.82 126.77 136.81 25.86 21.21 8.79 15.60 62.42 19.90 28.93 0.30 0.00 2.00 68.61 1.05 0.00 1,106.28

35.65 116.88 282.73 421.20 588.02 714.79 851.60 877.46 898.67 907.46 923.06 985.48 1,005.39 1,034.32 1,034.62 1,034.62 1,036.62 1,105.23 1,106.28 1,106.28

BAND

3.22 7.34 14.99 12.52 15.08 11.46 12.37 2.34 1.92 0.79 1.41 5.64 1.80 2.62 0.03 0.00 0.18 6.20 0.09 0.00

CUM.

3.22 10.57 25.56 38.07 53.15 64.61 76.98 79.32 81.23 82.03 83.44 89.08 90.88 93.50 93.52 93.52 93.70 99.91 100.00 100.00

PERCENTAGE f

0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

PERCENTAGE

CUM.

0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 48.78 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 48.78 100.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00 48.78 0.00

48.78

BAND

CUM.

0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 29.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 17.25 11.58 8.30 6.82 5.73 5.56 5.43 5.38 5.28 4.95 4.85 4.72 4.71 4.71 4.71 4.41 4.41 4.41 4.41

Page 85 of 135

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,644 1,206 1,310 857 881 496 371 337 167 90 71 73 51 65 31 30 31 12 16 7 7,746

1,644 2,850 4,160 5,017 5,898 6,394 6,765 7,102 7,269 7,359 7,430 7,503 7,554 7,619 7,650 7,680 7,711 7,723 7,739 7,746

BAND

CUM.

21.22 21.22 15.57 36.79 16.91 53.71 11.06 64.77 11.37 76.14 6.40 82.55 4.79 87.34 4.35 91.69 2.16 93.84 1.16 95.00 0.92 95.92 0.94 96.86 0.66 97.52 0.84 98.36 0.40 98.76 0.39 99.15 0.40 99.55 0.15 99.70 0.21 99.91 0.09 100.00

PERCENTAGE rp

253.30 294.02 573.99 620.49 1,068.95 806.11 875.71 1,004.00 634.12 443.16 417.88 564.73 498.83 674.77 420.12 575.04 1,261.86 1,011.20 2,202.44 1,715.97 15,916.70

253.30 547.33 1,121.31 1,741.80 2,810.75 3,616.86 4,492.58 5,496.58 6,130.70 6,573.86 6,991.74 7,556.46 8,055.30 8,730.06 9,150.18 9,725.23 10,987.09 11,998.29 14,200.73 15,916.70

BAND

1.59 1.85 3.61 3.90 6.72 5.06 5.50 6.31 3.98 2.78 2.63 3.55 3.13 4.24 2.64 3.61 7.93 6.35 13.84 10.78

CUM.

1.59 3.44 7.04 10.94 17.66 22.72 28.23 34.53 38.52 41.30 43.93 47.48 50.61 54.85 57.49 61.10 69.03 75.38 89.22 100.00

PERCENTAGE f

2 2 3 3 7 4 2 3 2 1 1 2 0 2 0 4 1 0 4 3 46

BAND

CUM.

2 4.35 4.35 4 4.35 8.70 7 6.52 15.22 10 6.52 21.74 17 15.22 36.96 21 8.70 45.65 23 4.35 50.00 26 6.52 56.52 28 4.35 60.87 29 2.17 63.04 30 2.17 65.22 32 4.35 69.57 32 0.00 69.57 34 4.35 73.91 34 0.00 73.91 38 8.70 82.61 39 2.17 84.78 39 0.00 84.78 43 8.70 93.48 46 6.52 100.00

PERCENTAGE rp

8.00 5.54 0.59 227.26 9,714.56 10.03 123.68 91.24 1,241.40 1.71 6.28 11.81 0.00 4.00 0.00 846.95 43.34 0.00 106.91 750.30 13,193.60

8.00 13.54 14.12 241.38 9,955.94 9,965.98 10,089.65 10,180.89 11,422.30 11,424.00 11,430.29 11,442.10 11,442.10 11,446.10 11,446.10 12,293.05 12,336.39 12,336.39 12,443.30 13,193.60

BAND

CUM.

0.06 0.06 0.04 0.10 0.00 0.11 1.72 1.83 73.63 75.46 0.08 75.54 0.94 76.47 0.69 77.17 9.41 86.57 0.01 86.59 0.05 86.64 0.09 86.72 0.00 86.72 0.03 86.75 0.00 86.75 6.42 93.17 0.33 93.50 0.00 93.50 0.81 94.31 5.69 100.00

PERCENTAGE BAND

3.16 1.88 0.10 36.63 908.79 1.24 14.12 9.09 195.77 0.39 1.50 2.09 0.00 0.59 0.00 147.29 3.43 0.00 4.85 43.72

CUM

3.16 2.47 1.26 13.86 354.21 275.54 224.59 185.22 186.31 173.78 163.48 151.42 142.04 131.11 125.09 126.40 112.28 102.82 87.62 82.89 82.89

Page 86 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

575 386 217 128 150 55 51 33 19 8 15 10 10 16 0 6 4 2 2 0 1,687

575 961 1,178 1,306 1,456 1,511 1,562 1,595 1,614 1,622 1,637 1,647 1,657 1,673 1,673 1,679 1,683 1,685 1,687 1,687

BAND

34.08 22.88 12.86 7.59 8.89 3.26 3.02 1.96 1.13 0.47 0.89 0.59 0.59 0.95 0.00 0.36 0.24 0.12 0.12 0.00

CUM.

34.08 56.97 69.83 77.42 86.31 89.57 92.59 94.55 95.67 96.15 97.04 97.63 98.22 99.17 99.17 99.53 99.76 99.88 100.00 100.00

PERCENTAGE rp

72.95 113.31 124.33 107.78 238.02 128.02 219.84 113.05 114.73 68.02 79.10 56.55 117.37 115.63 0.00 63.60 48.10 78.79 486.09 0.00 2,345.30

72.95 186.26 310.59 418.37 656.40 784.42 1,004.26 1,117.31 1,232.04 1,300.06 1,379.16 1,435.71 1,553.08 1,668.71 1,668.71 1,732.31 1,780.41 1,859.21 2,345.30 2,345.30

BAND

3.11 4.83 5.30 4.60 10.15 5.46 9.37 4.82 4.89 2.90 3.37 2.41 5.00 4.93 0.00 2.71 2.05 3.36 20.73 0.00

CUM.

3.11 7.94 13.24 17.84 27.99 33.45 42.82 47.64 52.53 55.43 58.81 61.22 66.22 71.15 71.15 73.86 75.91 79.27 100.00 100.00

PERCENTAGE f

1 1 1 0 2 0 0 0 1 0 0 0 0 0 0 6 1 0 0 0 13

BAND

1 2 3 3 5 5 5 5 6 6 6 6 6 6 6 12 13 13 13 13

7.69 7.69 7.69 0.00 15.38 0.00 0.00 0.00 7.69 0.00 0.00 0.00 0.00 0.00 0.00 46.15 7.69 0.00 0.00 0.00

CUM.

7.69 15.38 23.08 23.08 38.46 38.46 38.46 38.46 46.15 46.15 46.15 46.15 46.15 46.15 46.15 92.31 100.00 100.00 100.00 100.00

PERCENTAGE rp

2.43 1.98 1.50 0.00 4.14 0.00 0.00 0.00 7.29 0.00 0.00 0.00 0.00 0.00 0.00 356.42 18.88 0.00 0.00 0.00 392.64

2.43 4.41 5.91 5.91 10.05 10.05 10.05 10.05 17.34 17.34 17.34 17.34 17.34 17.34 17.34 373.76 392.64 392.64 392.64 392.64

BAND

0.62 0.50 0.38 0.00 1.05 0.00 0.00 0.00 1.86 0.00 0.00 0.00 0.00 0.00 0.00 90.78 4.81 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.62 1.12 1.51 1.51 2.56 2.56 2.56 2.56 4.42 4.42 4.42 4.42 4.42 4.42 4.42 95.19 100.00 100.00 100.00 100.00

3.33 1.75 1.21 0.00 1.74 0.00 0.00 0.00 6.35 0.00 0.00 0.00 0.00 0.00 0.00 560.37 39.25 0.00 0.00 0.00

CUM

3.33 2.37 1.90 1.41 1.53 1.28 1.00 0.90 1.41 1.33 1.26 1.21 1.12 1.04 1.04 21.58 22.05 21.12 16.74 16.74 16.74

Page 87 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

346 339 366 214 234 103 56 29 26 11 13 3 4 2 1 2 5 0 0 4 1,758

346 685 1,051 1,265 1,499 1,602 1,658 1,687 1,713 1,724 1,737 1,740 1,744 1,746 1,747 1,749 1,754 1,754 1,754 1,758

BAND

CUM.

19.68 19.68 19.28 38.96 20.82 59.78 12.17 71.96 13.31 85.27 5.86 91.13 3.19 94.31 1.65 95.96 1.48 97.44 0.63 98.07 0.74 98.81 0.17 98.98 0.23 99.20 0.11 99.32 0.06 99.37 0.11 99.49 0.28 99.77 0.00 99.77 0.00 99.77 0.23 100.00

PERCENTAGE rp

51.65 130.11 274.29 268.25 469.02 240.40 217.57 132.22 133.90 72.37 63.70 9.38 25.28 8.28 3.50 80.55 106.23 0.00 0.00 537.38 2,824.09

51.65 181.76 456.04 724.30 1,193.32 1,433.72 1,651.29 1,783.51 1,917.42 1,989.78 2,053.48 2,062.86 2,088.14 2,096.42 2,099.92 2,180.47 2,286.71 2,286.71 2,286.71 2,824.09

BAND

1.83 4.61 9.71 9.50 16.61 8.51 7.70 4.68 4.74 2.56 2.26 0.33 0.90 0.29 0.12 2.85 3.76 0.00 0.00 19.03

CUM.

1.83 6.44 16.15 25.65 42.26 50.77 58.47 63.15 67.90 70.46 72.71 73.05 73.94 74.23 74.36 77.21 80.97 80.97 80.97 100.00

PERCENTAGE f

0 1 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3

BAND

0 1 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3

0.00 33.33 66.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 33.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 59.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 59.50 100.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00 59.50 0.00

59.50

BAND

CUM.

0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 45.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 32.74 13.05 8.21 4.99 4.15 3.60 3.34 3.10 2.99 2.90 2.88 2.85 2.84 2.83 2.73 2.60 2.60 2.60 2.11 2.11

Page 88 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

126 99 122 96 121 83 46 38 21 6 2 7 1 9 5 1 5 1 1 1 791

BAND

126 225 347 443 564 647 693 731 752 758 760 767 768 777 782 783 788 789 790 791

CUM.

15.93 15.93 12.52 28.45 15.42 43.87 12.14 56.01 15.30 71.30 10.49 81.80 5.82 87.61 4.80 92.41 2.65 95.07 0.76 95.83 0.25 96.08 0.88 96.97 0.13 97.09 1.14 98.23 0.63 98.86 0.13 98.99 0.63 99.62 0.13 99.75 0.13 99.87 0.13 100.00

PERCENTAGE rp

14.08 28.78 61.97 85.63 200.36 194.95 138.48 138.09 91.82 42.33 4.64 63.41 8.62 60.20 45.20 6.18 450.06 2.79 1.64 4,536.75 6,175.98

14.08 42.86 104.83 190.46 390.82 585.77 724.26 862.35 954.16 996.49 1,001.14 1,064.55 1,073.17 1,133.36 1,178.57 1,184.74 1,634.80 1,637.59 1,639.23 6,175.98

BAND

0.23 0.47 1.00 1.39 3.24 3.16 2.24 2.24 1.49 0.69 0.08 1.03 0.14 0.97 0.73 0.10 7.29 0.05 0.03 73.46

CUM.

0.23 0.69 1.70 3.08 6.33 9.48 11.73 13.96 15.45 16.13 16.21 17.24 17.38 18.35 19.08 19.18 26.47 26.52 26.54 100.00

PERCENTAGE f

0 0 0 0 0 1 2 1 0 0 0 0 0 0 0 0 0 0 0 0 4

BAND

0 0 0 0 0 1 3 4 4 4 4 4 4 4 4 4 4 4 4 4

0.00 0.00 0.00 0.00 0.00 25.00 50.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 25.00 75.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 456.69 633.85 1,286.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,377.27

0.00 0.00 0.00 0.00 0.00 456.69 1,090.54 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27 2,377.27

BAND

0.00 0.00 0.00 0.00 0.00 19.21 26.66 54.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 19.21 45.87 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 234.26 457.70 931.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 77.96 150.57 275.67 249.15 238.56 237.46 223.31 221.52 209.75 201.71 200.66 145.42 145.17 145.02 38.49 38.49

Page 89 of 180

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2005

15/07/2005

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

354 254 330 203 225 78 69 51 14 13 18 18 12 7 5 12 8 1 1 1 1,674

354 608 938 1,141 1,366 1,444 1,513 1,564 1,578 1,591 1,609 1,627 1,639 1,646 1,651 1,663 1,671 1,672 1,673 1,674

BAND

21.15 15.17 19.71 12.13 13.44 4.66 4.12 3.05 0.84 0.78 1.08 1.08 0.72 0.42 0.30 0.72 0.48 0.06 0.06 0.06

CUM.

21.15 36.32 56.03 68.16 81.60 86.26 90.38 93.43 94.27 95.04 96.12 97.19 97.91 98.33 98.63 99.34 99.82 99.88 99.94 100.00

PERCENTAGE rp

149.74 104.91 217.69 203.58 353.32 191.56 223.38 180.10 67.13 60.68 103.15 103.65 76.65 87.79 99.97 152.24 377.45 119.20 0.00 535.81 3,407.99

149.74 254.65 472.34 675.92 1,029.24 1,220.79 1,444.17 1,624.28 1,691.41 1,752.09 1,855.24 1,958.89 2,035.54 2,123.32 2,223.29 2,375.53 2,752.99 2,872.18 2,872.18 3,407.99

BAND

4.39 3.08 6.39 5.97 10.37 5.62 6.55 5.28 1.97 1.78 3.03 3.04 2.25 2.58 2.93 4.47 11.08 3.50 0.00 15.72

CUM.

4.39 7.47 13.86 19.83 30.20 35.82 42.38 47.66 49.63 51.41 54.44 57.48 59.73 62.30 65.24 69.70 80.78 84.28 84.28 100.00

PERCENTAGE f

1 0 1 3 3 0 0 0 1 0 0 0 1 0 1 0 2 0 0 0 13

BAND

1 1 2 5 8 8 8 8 9 9 9 9 10 10 11 11 13 13 13 13

7.69 0.00 7.69 23.08 23.08 0.00 0.00 0.00 7.69 0.00 0.00 0.00 7.69 0.00 7.69 0.00 15.38 0.00 0.00 0.00

CUM.

7.69 7.69 15.38 38.46 61.54 61.54 61.54 61.54 69.23 69.23 69.23 69.23 76.92 76.92 84.62 84.62 100.00 100.00 100.00 100.00

PERCENTAGE rp

35.76 0.00 0.00 263.00 463.99 0.00 0.00 0.00 83.79 0.00 0.00 0.00 10.00 0.00 37.83 0.00 9.63 0.00 0.00 0.00 903.99

35.76 35.76 35.76 298.75 762.75 762.75 762.75 762.75 846.53 846.53 846.53 846.53 856.53 856.53 894.36 894.36 903.99 903.99 903.99 903.99

BAND

3.96 0.00 0.00 29.09 51.33 0.00 0.00 0.00 9.27 0.00 0.00 0.00 1.11 0.00 4.18 0.00 1.07 0.00 0.00 0.00

CUM.

3.96 3.96 3.96 33.05 84.38 84.38 84.38 84.38 93.64 93.64 93.64 93.64 94.75 94.75 98.93 98.93 100.00 100.00 100.00 100.00

PERCENTAGE BAND

23.88 0.00 0.00 129.18 131.32 0.00 0.00 0.00 124.81 0.00 0.00 0.00 13.05 0.00 37.84 0.00 2.55 0.00 0.00 0.00

CUM

23.88 14.04 7.57 44.20 74.11 62.48 52.82 46.96 50.05 48.32 45.63 43.21 42.08 40.34 40.23 37.65 32.84 31.47 31.47 26.53 26.53

Page 90 of 180

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2003

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 91.307 91.307 75 93.089 184.396 150 107.862 292.258 250 59.300 351.558 400 59.567 411.125 625 28.050 439.175 875 20.167 459.342 1.250 14.908 474.250 8.275 482.525 1.750 4.633 487.158 2.250 3.633 490.791 2.750 4.257 495.048 3.500 3.050 498.098 4.500 3.800 501.898 6.250 2.479 504.377 8.750 3.961 508.338 15.000 3.390 511.728 35.000 1.559 513.287 75.000 1.465 514.752 300.000 393 515.145 515.145

BAND

CUM.

17,72 17,72 18,07 35,79 20,94 56,73 11,51 68,24 11,56 79,81 5,45 85,25 3,91 89,17 2,89 92,06 1,61 93,67 0,90 94,57 0,71 95,27 0,83 96,10 0,59 96,69 0,74 97,43 0,48 97,91 0,77 98,68 0,66 99,34 0,30 99,64 0,28 99,92 0,08 100,00

PERCENTAGE rp

BAND

CUM.

49.106,76 49.106,76 3,86 3,86 21.842,62 70.949,38 1,72 5,58 45.050,40 115.999,78 3,54 9,13 40.219,86 156.219,64 3,16 12,29 64.146,33 220.365,97 5,05 17,34 45.352,99 265.718,96 3,57 20,91 46.776,09 312.495,06 3,68 24,59 50.424,72 362.919,78 3,97 28,56 35.963,70 398.883,48 2,83 31,39 23.844,01 422.727,49 1,88 33,26 25.659,95 448.387,44 2,02 35,28 32.996,95 481.384,38 2,60 37,88 30.033,46 511.417,84 2,36 40,24 43.969,88 555.387,73 3,46 43,70 42.660,50 598.048,23 3,36 47,06 95.826,39 693.874,62 7,54 54,60 151.938,83 845.813,45 11,96 66,55 112.324,68 958.138,13 8,84 75,39 193.903,60 1.152.041,73 15,26 90,65 118.807,76 1.270.849,50 9,35 100,00 1.270.849,50

PERCENTAGE f

243 196 274 154 195 128 116 101 115 53 95 81 116 107 141 211 261 157 195 103 3.042

243 439 713 867 1.062 1.190 1.306 1.407 1.522 1.575 1.670 1.751 1.867 1.974 2.115 2.326 2.587 2.744 2.939 3.042

BAND

7,99 6,44 9,01 5,06 6,41 4,21 3,81 3,32 3,78 1,74 3,12 2,66 3,81 3,52 4,64 6,94 8,58 5,16 6,41 3,39

CUM.

7,99 14,43 23,44 28,5 34,91 39,12 42,93 46,25 50,03 51,78 54,9 57,56 61,37 64,89 69,53 76,46 85,04 90,2 96,61 100

PERCENTAGE rp

32.248,34 9.100,46 20.441,10 10.328,47 29.960,04 13.410,75 14.896,23 16.285,45 23.524,34 9.878,21 47.926,60 10.099,53 18.824,94 48.297,78 28.657,48 79.378,81 63.249,79 56.766,27 73.694,53 42.056,28 649.025,42

BAND

32.248,34 4,97 41.348,80 1,40 61.789,91 3,15 72.118,37 1,59 102.078,42 4,62 115.489,17 2,07 130.385,40 2,30 146.670,85 2,51 170.195,19 3,62 180.073,40 1,52 228.000,00 7,38 238.099,53 1,56 256.924,47 2,90 305.222,25 7,44 333.879,73 4,42 413.258,54 12,23 476.508,33 9,75 533.274,61 8,75 606.969,14 11,35 649.025,42 6,48

CUM.

PERCENTAGE BAND

4,97 65,67 6,37 41,66 9,52 45,37 11,11 25,68 15,73 46,71 17,79 29,57 20,09 31,85 22,60 32,30 26,22 65,41 27,75 41,43 35,13 186,78 36,69 30,61 39,59 62,68 47,03 109,84 51,44 67,18 63,67 82,84 73,42 41,63 82,17 50,54 93,52 38,01 100,00 35,40

CUM

65,67 58,28 53,27 46,16 46,32 43,46 41,72 40,41 42,67 42,60 50,85 49,46 50,24 54,96 55,83 59,56 56,34 55,66 52,69 51,07 51,07

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 125.492.021.460,80 - Freq. Klaim 561 ) ( Data not Include Claim Fire no Policy Rp. 125.492.021.460,80 - Freq Claim 561)

Page 91 of 180

RISK AND LOSS PROFILE 2003 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM TO PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

01/01/2003

15/06/2005

15/07/2005

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

DATE

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

87.701 91.273 104.267 56.398 55.366 25.290 17.775 12.372 6.592 3.474 2.584 2.922 1.987 2.249 1.351 1.921 1.287 439 435 99 475.782

87.701 178.974 283.241 339.639 395.005 420.295 438.070 450.442 457.034 460.508 463.092 466.014 468.001 470.250 471.601 473.522 474.809 475.248 475.683 475.782

BAND

CUM.

18,43 18,43 19,18 37,62 21,91 59,53 11,85 71,39 11,64 83,02 5,32 88,34 3,74 92,07 2,60 94,67 1,39 96,06 0,73 96,79 0,54 97,33 0,61 97,95 0,42 98,36 0,47 98,84 0,28 99,12 0,40 99,52 0,27 99,80 0,09 99,89 0,09 99,98 0,02 100,00

PERCENTAGE rp

28.111,42 20.991,83 42.836,40 38.251,27 58.963,83 41.339,02 41.155,87 44.296,68 30.344,40 19.472,75 20.024,28 24.485,30 21.364,24 30.535,28 27.891,51 55.995,00 59.925,08 36.297,13 65.047,38 32.285,76 739.614,42

28.111,42 49.103,24 91.939,65 130.190,91 189.154,74 230.493,76 271.649,63 315.946,31 346.290,72 365.763,47 385.787,74 410.273,04 431.637,28 462.172,56 490.064,07 546.059,07 605.984,15 642.281,28 707.328,66 739.614,42

BAND

3,8 2,84 5,79 5,17 7,97 5,59 5,56 5,99 4,1 2,63 2,71 3,31 2,89 4,13 3,77 7,57 8,1 4,91 8,79 4,37

CUM.

3,8 6,64 12,43 17,6 25,57 31,16 36,73 42,72 46,82 49,45 52,16 55,47 58,36 62,49 66,26 73,83 81,93 86,84 95,63 100

PERCENTAGE f

166 164 193 115 142 99 76 65 85 42 63 47 82 57 81 96 94 40 45 18 1.770

166 330 523 638 780 879 955 1.020 1.105 1.147 1.210 1.257 1.339 1.396 1.477 1.573 1.667 1.707 1.752 1.770

BAND

CUM.

9,38 9,38 9,27 18,64 10,90 29,55 6,50 36,05 8,02 44,07 5,59 49,66 4,29 53,95 3,67 57,63 4,80 62,43 2,37 64,80 3,56 68,36 2,66 71,02 4,63 75,65 3,22 78,87 4,58 83,45 5,42 88,87 5,31 94,18 2,26 96,44 2,54 98,98 1,02 100,00

PERCENTAGE rp

20.718,94 8.389,88 16.714,27 9.501,50 19.568,69 11.966,85 13.464,37 11.805,94 21.837,75 7.374,46 8.073,71 9.047,84 17.106,77 41.419,49 16.148,43 59.885,60 46.484,16 23.669,25 11.492,45 9.489,29

20.718,94 29.108,82 45.823,09 55.324,59 74.893,28 86.860,14 100.324,50 112.130,44 133.968,19 141.342,65 149.416,36 158.464,20 175.570,97 216.990,46 233.138,89 293.024,50 339.508,65 363.177,90 374.670,35 384.159,63

BAND

5,39 2,18 4,35 2,47 5,09 3,12 3,50 3,07 5,68 1,92 2,10 2,36 4,45 10,78 4,20 15,59 12,10 6,16 2,99 2,47

PERCENTAGE

CUM.

BAND

5,39 7,58 11,93 14,40 19,50 22,61 26,12 29,19 34,87 36,79 38,89 41,25 45,70 56,48 60,69 76,28 88,38 94,54 97,53 100,00

73,70 39,97 39,02 24,84 33,19 28,95 32,72 26,65 71,97 37,87 40,32 36,95 80,07 135,64 57,90 106,95 77,57 65,21 17,67 29,39

384.159,63

CUM

73,70 59,28 49,84 42,49 39,59 37,68 36,93 35,49 38,69 38,64 38,73 38,62 40,68 46,95 47,57 53,66 56,03 56,54 52,97 51,94 51,94

Page 92 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM TO PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

01/01/2003

15/06/2005

15/07/2005

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

DATE

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2.578 1.211 2.550 2.111 2.988 1.903 1.652 1.713 1.060 705 665 831 688 986 704 1.280 1.274 618 534 148 26.199

2.578 3.789 6.339 8.450 11.438 13.341 14.993 16.706 17.766 18.471 19.136 19.967 20.655 21.641 22.345 23.625 24.899 25.517 26.051 26.199

BAND

CUM.

9,84 4,62 9,73 8,06 11,41 7,26 6,31 6,54 4,05 2,69 2,54 3,17 2,63 3,76 2,69 4,89 4,86 2,36 2,04 0,56

9,84 14,46 24,2 32,25 43,66 50,92 57,23 63,77 67,81 70,5 73,04 76,21 78,84 82,6 85,29 90,18 95,04 97,4 99,44 100

PERCENTAGE rp

16.388,45 701,64 1.591,31 1.719,12 4.583,53 3.341,78 4.755,25 4.964,44 4.311,64 3.451,47 4.459,83 6.827,25 7.282,05 10.657,12 11.622,99 30.619,73 71.625,09 52.427,12 84.424,53 60.354,05 386.108,40

16.388,45 17.090,09 18.681,40 20.400,52 24.984,06 28.325,84 33.081,09 38.045,53 42.357,16 45.808,63 50.268,46 57.095,71 64.377,76 75.034,88 86.657,87 117.277,61 188.902,70 241.329,82 325.754,35 386.108,40

BAND

4,24 0,18 0,41 0,45 1,19 0,87 1,23 1,29 1,12 0,89 1,16 1,77 1,89 2,76 3,01 7,93 18,55 13,58 21,87 15,63

CUM.

4,24 4,43 4,84 5,28 6,47 7,34 8,57 9,85 10,97 11,86 13,02 14,79 16,67 19,43 22,44 30,37 48,92 62,5 84,37 100

PERCENTAGE f

77 32 81 39 53 29 40 35 30 11 32 32 34 50 60 115 167 116 150 85 1.268

77 109 190 229 282 311 351 386 416 427 459 491 525 575 635 750 917 1.033 1.183 1.268

BAND

CUM.

6,07 6,07 2,52 8,60 6,39 14,98 3,08 18,06 4,18 22,24 2,29 24,53 3,15 27,68 2,76 30,44 2,37 32,81 0,87 33,68 2,52 36,20 2,52 38,72 2,68 41,40 3,94 45,35 4,73 50,08 9,07 59,15 13,17 72,32 9,15 81,47 11,83 93,30 6,70 100,00

PERCENTAGE rp

11.529,40 710,58 3.726,83 826,97 10.391,35 1.443,90 1.431,86 3.359,34 1.686,59 2.503,76 39.852,89 964,66 1.718,17 6.878,29 12.509,05 19.493,21 16.765,63 33.036,95 62.202,08 32.567,00

11.529,40 12.239,98 15.966,81 16.793,78 27.185,13 28.629,03 30.060,89 33.420,24 35.106,83 37.610,58 77.463,47 78.428,14 80.146,30 87.024,59 99.533,64 119.026,85 135.792,48 168.829,43 231.031,51 263.598,51

BAND

4,37 0,27 1,41 0,31 3,94 0,55 0,54 1,27 0,64 0,95 15,12 0,37 0,65 2,61 4,75 7,40 6,36 12,53 23,60 12,35

PERCENTAGE

CUM.

BAND

CUM

4,37 4,64 6,06 6,37 10,31 10,86 11,40 12,68 13,32 14,27 29,39 29,75 30,40 33,01 37,76 45,15 51,51 64,05 87,65 100,00

70,35 101,27 234,20 48,10 226,71 43,21 30,11 67,67 39,12 72,54 893,60 14,13 23,59 64,54 107,62 63,66 23,41 63,01 73,68 53,96

70,35 71,62 85,47 82,32 108,81 101,07 90,87 87,84 82,88 82,10 154,10 137,36 124,49 115,98 114,86 101,49 71,88 69,96 70,92 68,27

263.598,51

68,27

Page 93 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2003

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

12 1 9 6 6 6 8 27 28 9 9 13 12 26 35 59 84 49 34 2 435

12 13 22 28 34 40 48 75 103 112 121 134 146 172 207 266 350 399 433 435

BAND

CUM.

2,76 2,76 0,23 2,99 2,07 5,06 1,38 6,44 1,38 7,82 1,38 9,20 1,84 11,03 6,21 17,24 6,44 23,68 2,07 25,75 2,07 27,82 2,99 30,80 2,76 33,56 5,98 39,54 8,05 47,59 13,56 61,15 19,31 80,46 11,26 91,72 7,82 99,54 0,46 100,00

PERCENTAGE rp

225,37 225,37 0,24 225,61 40,81 266,42 1,81 268,23 4,81 273,04 7,03 280,07 16,60 296,67 67,77 364,44 66,68 431,12 58,02 489,14 34,06 523,20 70,91 594,12 77,18 671,29 188,41 859,71 370,22 1.229,93 1.105,46 2.335,39 3.375,16 5.710,55 2.927,44 8.637,99 2.888,64 11.526,62 22,35 11.548,97 11.548,97

BAND

1,95 0,00 0,35 0,02 0,04 0,06 0,14 0,59 0,58 0,50 0,29 0,61 0,67 1,63 3,21 9,57 29,22 25,35 25,01 0,19

CUM.

1,95 1,95 2,31 2,32 2,36 2,43 2,57 3,16 3,73 4,24 4,53 5,14 5,81 7,44 10,65 20,22 49,45 74,79 99,81 100,00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 0 0 0 1 1 1 1 2 2 2 2 2 2 2 2 2

0,00 0,00 0,00 0,00 0,00 0,00 0,00 50,00 0,00 0,00 0,00 50,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00

CUM.

0,00 0,00 0,00 0,00 0,00 0,00 0,00 50,00 50,00 50,00 50,00 100,00 100,00 100,00 100,00 100,00 100,00 100,00 100,00 100,00

PERCENTAGE rp

0,00 0,00 0,00 0,00 0,00 0,00 0,00 1.120,17 0,00 0,00 0,00 76,76 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 1,196.93

0,00 0,00 0,00 0,00 0,00 0,00 0,00 1.120,17 1.120,17 1.120,17 1.120,17 1.196,93 1.196,93 1.196,93 1.196,93 1.196,93 1.196,93 1.196,93 1.196,93 1.196,93

BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 93,59 0,00 0,00 0,00 6,41 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00

CUM.

PERCENTAGE BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 93,59 1.652,82 93,59 0,00 93,59 0,00 93,59 0,00 100,00 108,25 100,00 0,00 100,00 0,00 100,00 0,00 100,00 0,00 100,00 0,00 100,00 0,00 100,00 0,00 100,00 0,00

CUM

0,00 0,00 0,00 0,00 0,00 0,00 0,00 307,37 259,83 229,01 214,10 201,46 178,30 139,23 97,32 51,25 20,96 13,86 10,38 10,36 10,36

Page 94 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2003

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1.016 604 1.036 785 1.207 851 732 796 595 445 375 491 363 539 389 701 745 453 462 144 12.729

1.016 1.620 2.656 3.441 4.648 5.499 6.231 7.027 7.622 8.067 8.442 8.933 9.296 9.835 10.224 10.925 11.670 12.123 12.585 12.729

BAND

CUM.

7,98 7,98 4,75 12,73 8,14 20,87 6,17 27,03 9,48 36,52 6,69 43,20 5,75 48,95 6,25 55,20 4,67 59,88 3,50 63,37 2,95 66,32 3,86 70,18 2,85 73,03 4,23 77,26 3,06 80,32 5,51 85,83 5,85 91,68 3,56 95,24 3,63 98,87 1,13 100,00

PERCENTAGE rp

4.381,52 148,91 581,88 247,66 594,16 665,16 848,38 1.095,83 1.240,98 861,77 1.141,78 1.613,49 1.309,99 2.589,07 2.775,78 8.106,20 17.013,50 20.672,99 41.543,05 26.145,60 133.577,70

4.381,52 4.530,43 5.112,31 5.359,97 5.954,13 6.619,29 7.467,67 8.563,50 9.804,48 10.666,25 11.808,03 13.421,51 14.731,50 17.320,58 20.096,36 28.202,56 45.216,05 65.889,04 107.432,09 133.577,70

BAND

3,28 0,11 0,44 0,19 0,44 0,50 0,64 0,82 0,93 0,65 0,85 1,21 0,98 1,94 2,08 6,07 12,74 15,48 31,10 19,57

CUM.

3,28 3,39 3,83 4,01 4,46 4,96 5,59 6,41 7,34 7,99 8,84 10,05 11,03 12,97 15,04 21,11 33,85 49,33 80,43 100,00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 2

BAND

0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 2 2 2

CUM.

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 50,00 50,00 0,00 50,00 0,00 50,00 0,00 50,00 0,00 50,00 0,00 50,00 50,00 100,00 0,00 100,00 0,00 100,00

PERCENTAGE rp

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 10,26 0,00 0,00 0,00 0,00 0,00 60,08 0,00 0,00 70,34

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 10,26 10,26 10,26 10,26 10,26 10,26 70,34 70,34 70,34

BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 14,59 0,00 0,00 0,00 0,00 0,00 85,41 0,00 0,00

CUM.

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 14,59 14,59 14,59 14,59 14,59 14,59 100,00 100,00 100,00

PERCENTAGE BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,64 0,00 0,00 0,00 0,00 0,00 0,29 0,00 0,00

CUM

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,08 0,07 0,06 0,05 0,04 0,02 0,11 0,07 0,00 0

Page 95 of 180

RISK AND LOSS PROFILE 2003 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

15 15 30 9 21 13 16 12 13 18 12 7 12 18 10 16 19 18 30 8 312

15 30 60 69 90 103 119 131 144 162 174 181 193 211 221 237 256 274 304 312

BAND

CUM.

4.81 4.81 4.81 9.62 9.62 19.23 2.88 22.12 6.73 28.85 4.17 33.01 5.13 38.14 3.85 41.99 4.17 46.15 5.77 51.92 3.85 55.77 2.24 58.01 3.85 61.86 5.77 67.63 3.21 70.83 5.13 75.96 6.09 82.05 5.77 87.82 9.62 97.44 2.56 100.00

PERCENTAGE rp

442.27 442.27 27.57 469.84 14.58 484.42 6.03 490.45 12.86 503.32 18.65 521.97 34.31 556.28 62.23 618.51 31.22 649.73 77.35 727.08 31.73 758.81 41.37 800.18 75.20 875.38 168.11 1,043.49 178.01 1,221.50 304.86 1,526.36 1,889.12 3,415.49 1,068.07 4,483.56 5,423.68 9,907.24 7,863.30 17,770.54 17,770.54

BAND

2.49 0.16 0.08 0.03 0.07 0.10 0.19 0.35 0.18 0.44 0.18 0.23 0.42 0.95 1.00 1.72 10.63 6.01 30.52 44.25

CUM.

2.49 2.64 2.73 2.76 2.83 2.94 3.13 3.48 3.66 4.09 4.27 4.50 4.93 5.87 6.87 8.59 19.22 25.23 55.75 100.00

PERCENTAGE f

0 0 0 1 0 0 1 0 0 0 0 0 0 3 1 0 1 3 1 10 21

BAND

CUM.

PERCENTAGE rp

0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 1 4.76 4.76 34.16 34.16 1 0.00 4.76 0.00 34.16 1 0.00 4.76 0.00 34.16 2 4.76 9.52 193.23 227.39 2 0.00 9.52 0.00 227.39 2 0.00 9.52 0.00 227.39 2 0.00 9.52 0.00 227.39 2 0.00 9.52 0.00 227.39 2 0.00 9.52 0.00 227.39 2 0.00 9.52 0.00 227.39 5 14.29 23.81 176.25 403.64 6 4.76 28.57 56.44 460.08 6 0.00 28.57 0.00 460.08 7 4.76 33.33 9.68 469.77 10 14.29 47.62 1,728.97 2,198.73 11 4.76 52.38 123.27 2,322.00 21 47.62 100.00 654.14 2,976.14 2,976.14

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 1.15 1.15 0.00 1.15 0.00 1.15 6.49 7.64 0.00 7.64 0.00 7.64 0.00 7.64 0.00 7.64 0.00 7.64 0.00 7.64 5.92 13.56 1.90 15.46 0.00 15.46 0.33 15.78 58.09 73.88 4.14 78.02 21.98 100.00

PERCENTAGE BAND

0.00 0.00 0.00 566.11 0.00 0.00 563.20 0.00 0.00 0.00 0.00 0.00 0.00 104.84 31.71 0.00 0.51 161.88 2.27 8.32

CUM

0.00 0.00 0.00 6.97 6.79 6.55 40.88 36.76 35.00 31.27 29.97 28.42 25.98 38.68 37.67 30.14 13.75 49.04 23.44 16.75 16.75

Page 96 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2005

DATE

15/07/2005

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

130 52 61 44 59 46 55 44 45 23 30 29 34 50 27 68 74 38 63 23 995

130 182 243 287 346 392 447 491 536 559 589 618 652 702 729 797 871 909 972 995

BAND

CUM.

13.07 13.07 5.23 18.29 6.13 24.42 4.42 28.84 5.93 34.77 4.62 39.40 5.53 44.92 4.42 49.35 4.52 53.87 2.31 56.18 3.02 59.20 2.91 62.11 3.42 65.53 5.03 70.55 2.71 73.27 6.83 80.10 7.44 87.54 3.82 91.36 6.33 97.69 2.31 100.00

PERCENTAGE rp

1,721.08 1,721.08 10.77 1,731.85 20.07 1,751.92 58.91 1,810.83 69.51 1,880.34 65.90 1,946.24 89.53 2,035.76 101.35 2,137.11 119.75 2,256.86 56.38 2,313.24 100.53 2,413.77 140.23 2,554.00 195.63 2,749.63 386.56 3,136.19 208.08 3,344.27 951.37 4,295.64 2,167.91 6,463.54 1,716.20 8,179.75 6,769.57 14,949.31 3,294.44 18,243.75 18,243.75

BAND

9.43 0.06 0.11 0.32 0.38 0.36 0.49 0.56 0.66 0.31 0.55 0.77 1.07 2.12 1.14 5.21 11.88 9.41 37.11 18.06

CUM.

9.43 9.49 9.60 9.93 10.31 10.67 11.16 11.71 12.37 12.68 13.23 14.00 15.07 17.19 18.33 23.55 35.43 44.84 81.94 100.00

PERCENTAGE f

2 0 1 0 0 0 0 0 1 0 0 0 1 1 0 0 4 4 1 3 18

BAND

2 2 3 3 3 3 3 3 4 4 4 4 5 6 6 6 10 14 15 18

CUM.

PERCENTAGE rp

11.11 11.11 12.23 0.00 11.11 0.00 5.56 16.67 2.11 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 5.56 22.22 47.58 0.00 22.22 0.00 0.00 22.22 0.00 0.00 22.22 0.00 5.56 27.78 0.42 5.56 33.33 1,500.00 0.00 33.33 0.00 0.00 33.33 0.00 22.22 55.56 2.67 22.22 77.78 3.04 5.56 83.33 0.55 16.67 100.00 179.37 1,747.97

12.23 12.23 14.34 14.34 14.34 14.34 14.34 14.34 61.92 61.92 61.92 61.92 62.34 1,562.34 1,562.34 1,562.34 1,565.00 1,568.05 1,568.60 1,747.97

BAND

0.70 0.00 0.12 0.00 0.00 0.00 0.00 0.00 2.72 0.00 0.00 0.00 0.02 85.81 0.00 0.00 0.15 0.17 0.03 10.26

CUM.

0.70 0.70 0.82 0.82 0.82 0.82 0.82 0.82 3.54 3.54 3.54 3.54 3.57 89.38 89.38 89.38 89.53 89.71 89.74 100.00

PERCENTAGE BAND

0.71 0.00 10.51 0.00 0.00 0.00 0.00 0.00 39.73 0.00 0.00 0.00 0.21 388.04 0.00 0.00 0.12 0.18 0.01 5.44

CUM

0.71 0.71 0.82 0.79 0.76 0.74 0.70 0.67 2.74 2.68 2.57 2.42 2.27 49.82 46.72 36.37 24.21 19.17 10.49 9.58 9.58

Page 97 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2005

DATE

15/07/2005

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

378 211 318 237 370 278 282 287 205 142 131 203 143 211 167 335 332 165 188 52 4,635

378 589 907 1,144 1,514 1,792 2,074 2,361 2,566 2,708 2,839 3,042 3,185 3,396 3,563 3,898 4,230 4,395 4,583 4,635

BAND

CUM.

PERCENTAGE rp

8.16 8.16 1,301.20 1,301.20 4.55 12.71 48.21 1,349.40 6.86 19.57 110.88 1,460.28 5.11 24.68 127.19 1,587.47 7.98 32.66 453.70 2,041.17 6.00 38.66 655.25 2,696.42 6.08 44.75 483.42 3,179.85 6.19 50.94 1,039.01 4,218.86 4.42 55.36 551.35 4,770.21 3.06 58.43 496.22 5,266.43 2.83 61.25 565.66 5,832.09 4.38 65.63 920.43 6,752.51 3.09 68.72 802.94 7,555.45 4.55 73.27 1,894.03 9,449.48 3.60 76.87 2,043.31 11,492.79 7.23 84.10 6,273.77 17,766.56 7.16 91.26 10,818.25 28,584.82 3.56 94.82 10,490.87 39,075.69 4.06 98.88 24,335.26 63,410.95 1.12 100.00 6,314.38 69,725.32 69,725.32

BAND

1.87 0.07 0.16 0.18 0.65 0.94 0.69 1.49 0.79 0.71 0.81 1.32 1.15 2.72 2.93 9.00 15.52 15.05 34.90 9.06

PERCENTAGE

CUM.

1.87 1.94 2.09 2.28 2.93 3.87 4.56 6.05 6.84 7.55 8.36 9.68 10.84 13.55 16.48 25.48 41.00 56.04 90.94 100.00

2 1 2 0 2 4 2 1 2 4 1 3 9 3 2 6 28 15 9 14 110

2 3 5 5 7 11 13 14 16 20 21 24 33 36 38 44 72 87 96 110

BAND

CUM.

PERCENTAGE rp

1.82 1.82 166.08 166.08 0.91 2.73 1.40 167.48 1.82 4.55 14.24 181.72 0.00 4.55 0.00 181.72 1.82 6.36 117.98 299.69 3.64 10.00 684.92 984.62 1.82 11.82 51.72 1,036.33 0.91 12.73 19.25 1,055.58 1.82 14.55 1,739.60 2,795.18 3.64 18.18 43.75 2,838.93 0.91 19.09 10.05 2,848.98 2.73 21.82 1,647.14 4,496.12 8.18 30.00 430.68 4,926.79 2.73 32.73 180.36 5,107.16 1.82 34.55 7,097.21 12,204.37 5.45 40.00 542.37 12,746.74 25.45 65.45 19,908.91 32,655.65 13.64 79.09 1,056.52 33,712.17 8.18 87.27 888.66 34,600.83 12.73 100.00 1,343.79 35,944.62 35,944.62

BAND

0.46 0.00 0.04 0.00 0.33 1.91 0.14 0.05 4.84 0.12 0.03 4.58 1.20 0.50 19.74 1.51 55.39 2.94 2.47 3.74

PERCENTAGE

CUM.

BAND

CUM

0.46 0.47 0.51 0.51 0.83 2.74 2.88 2.94 7.78 7.90 7.93 12.51 13.71 14.21 33.95 35.46 90.85 93.79 96.26 100.00

12.76 2.90 12.84 0.00 26.00 104.53 10.70 1.85 315.51 8.82 1.78 178.95 53.64 9.52 347.34 8.65 184.03 10.07 3.65 21.28

12.76 12.41 12.44 11.45 14.68 36.52 32.59 25.02 58.60 53.91 48.85 66.58 65.21 54.05 106.19 71.75 114.24 86.27 54.57 51.55 51.55

Page 98 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2005

DATE

15/07/2005

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

319 163 251 211 399 347 384 439 298 252 217 251 176 298 193 323 357 173 146 40 5,237

319 482 733 944 1,343 1,690 2,074 2,513 2,811 3,063 3,280 3,531 3,707 4,005 4,198 4,521 4,878 5,051 5,197 5,237

BAND

CUM.

6.09 6.09 3.11 9.20 4.79 14.00 4.03 18.03 7.62 25.64 6.63 32.27 7.33 39.60 8.38 47.99 5.69 53.68 4.81 58.49 4.14 62.63 4.79 67.42 3.36 70.78 5.69 76.48 3.69 80.16 6.17 86.33 6.82 93.14 3.30 96.45 2.79 99.24 0.76 100.00

PERCENTAGE rp

2,992.46 2,992.46 129.92 3,122.39 190.37 3,312.76 250.27 3,563.03 668.38 4,231.41 720.03 4,951.44 1,546.28 6,497.72 1,602.81 8,100.53 1,566.69 9,667.23 1,440.97 11,108.19 2,228.43 13,336.63 2,146.77 15,483.39 1,978.43 17,461.82 3,793.69 21,255.51 3,771.45 25,026.97 7,454.13 32,481.10 14,772.05 47,253.15 15,982.07 63,235.21 19,525.91 82,761.13 17,494.64 100,255.76 100,255.76

BAND

2.98 0.13 0.19 0.25 0.67 0.72 1.54 1.60 1.56 1.44 2.22 2.14 1.97 3.78 3.76 7.44 14.73 15.94 19.48 17.45

PERCENTAGE

CUM.

2.98 3.11 3.30 3.55 4.22 4.94 6.48 8.08 9.64 11.08 13.30 15.44 17.42 21.20 24.96 32.40 47.13 63.07 82.55 100.00

12 1 1 1 4 1 7 6 4 6 7 15 6 7 9 18 27 17 13 1 163

12 13 14 15 19 20 27 33 37 43 50 65 71 78 87 105 132 149 162 163

BAND

CUM.

PERCENTAGE rp

7.36 7.36 289.17 0.61 7.98 2.29 0.61 8.59 200.00 0.61 9.20 20.02 2.45 11.66 1,254.59 0.61 12.27 667.54 4.29 16.56 29.66 3.68 20.25 1,019.74 2.45 22.70 293.97 3.68 26.38 1,857.18 4.29 30.67 352.68 9.20 39.88 2,063.47 3.68 43.56 3,298.70 4.29 47.85 1,011.09 5.52 53.37 220.09 11.04 64.42 2,053.17 16.56 80.98 9,972.79 10.43 91.41 5,810.54 7.98 99.39 25,113.42 0.61 100.00 31.99 55,562.09

289.17 291.46 491.46 511.48 1,766.07 2,433.61 2,463.27 3,483.01 3,776.98 5,634.16 5,986.84 8,050.30 11,349.01 12,360.09 12,580.18 14,633.35 24,606.14 30,416.68 55,530.09 55,562.09

BAND

0.52 0.00 0.36 0.04 2.26 1.20 0.05 1.84 0.53 3.34 0.63 3.71 5.94 1.82 0.40 3.70 17.95 10.46 45.20 0.06

CUM.

0.52 0.52 0.88 0.92 3.18 4.38 4.43 6.27 6.80 10.14 10.78 14.49 20.43 22.25 22.64 26.34 44.29 54.74 99.94 100.00

PERCENTAGE BAND

9.66 1.76 105.06 8.00 187.71 92.71 1.92 63.62 18.76 128.88 15.83 96.12 166.73 26.65 5.84 27.54 67.51 36.36 128.62 0.18

CUM

9.66 9.33 14.84 14.36 41.74 49.15 37.91 43.00 39.07 50.72 44.89 51.99 64.99 58.15 50.27 45.05 52.07 48.10 67.10 55.42 55.42

Page 99 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2005

DATE

15/07/2005

Textiles

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

738 868 1,291 922 1,288 740 567 534 343 216 158 234 181 257 177 327 328 162 138 28 9,497

738 1,606 2,897 3,819 5,107 5,847 6,414 6,948 7,291 7,507 7,665 7,899 8,080 8,337 8,514 8,841 9,169 9,331 9,469 9,497

BAND

CUM.

PERCENTAGE rp

7.77 7.77 4,789.72 4,789.72 9.14 16.91 349.16 5,138.88 13.59 30.50 942.75 6,081.64 9.71 40.21 1,023.97 7,105.60 13.56 53.77 2,604.71 9,710.31 7.79 61.57 1,642.95 11,353.25 5.97 67.54 1,788.91 13,142.17 5.62 73.16 2,182.12 15,324.28 3.61 76.77 1,996.10 17,320.38 2.27 79.05 1,372.41 18,692.79 1.66 80.71 1,132.07 19,824.86 2.46 83.17 2,141.30 21,966.16 1.91 85.08 1,898.89 23,865.05 2.71 87.79 3,479.37 27,344.42 1.86 89.65 3,695.99 31,040.41 3.44 93.09 8,535.51 39,575.92 3.45 96.55 14,242.05 53,817.97 1.71 98.25 12,535.01 66,352.99 1.45 99.71 16,372.96 82,725.95 0.29 100.00 2,957.44 85,683.39 85,683.39

BAND

5.59 0.41 1.10 1.20 3.04 1.92 2.09 2.55 2.33 1.60 1.32 2.50 2.22 4.06 4.31 9.96 16.62 14.63 19.11 3.45

PERCENTAGE

CUM.

5.59 6.00 7.10 8.29 11.33 13.25 15.34 17.88 20.21 21.82 23.14 25.64 27.85 31.91 36.23 46.19 62.81 77.44 96.55 100.00

15 4 3 7 10 2 1 7 3 2 4 8 6 8 11 38 47 21 24 2 223

15 19 22 29 39 41 42 49 52 54 58 66 72 80 91 129 176 197 221 223

BAND

CUM.

PERCENTAGE rp

6.73 6.73 1,346.89 1,346.89 1.79 8.52 172.91 1,519.80 1.35 9.87 128.08 1,647.87 3.14 13.00 559.43 2,207.30 4.48 17.49 7,471.29 9,678.59 0.90 18.39 916.78 10,595.37 0.45 18.83 0.21 10,595.58 3.14 21.97 324.43 10,920.02 1.35 23.32 376.00 11,296.02 0.90 24.22 1.91 11,297.92 1.79 26.01 279.43 11,577.36 3.59 29.60 34.05 11,611.41 2.69 32.29 371.29 11,982.70 3.59 35.87 88.87 12,071.57 4.93 40.81 389.70 12,461.27 17.04 57.85 12,189.00 24,650.27 21.08 78.92 1,712.61 26,362.88 9.42 88.34 3,922.56 30,285.44 10.76 99.10 15,585.64 45,871.09 0.90 100.00 47.37 45,918.45 45,918.45

BAND

2.93 0.38 0.28 1.22 16.27 2.00 0.00 0.71 0.82 0.00 0.61 0.07 0.81 0.19 0.85 26.54 3.73 8.54 33.94 0.10

CUM.

2.93 3.31 3.59 4.81 21.08 23.07 23.07 23.78 24.60 24.60 25.21 25.29 26.10 26.29 27.14 53.68 57.41 65.95 99.90 100.00

PERCENTAGE BAND

28.12 49.52 13.59 54.63 286.84 55.80 0.01 14.87 18.84 0.14 24.68 1.59 19.55 2.55 10.54 142.80 12.03 31.29 95.19 1.60

CUM

28.12 29.57 27.10 31.06 99.67 93.32 80.62 71.26 65.22 60.44 58.40 52.86 50.21 44.15 40.15 62.29 48.99 45.64 55.45 53.59 53.59

Page 100 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2005

DATE

15/07/2005

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

465 456 687 496 641 446 379 383 297 158 149 207 154 203 173 245 201 106 80 31 5,957

465 921 1,608 2,104 2,745 3,191 3,570 3,953 4,250 4,408 4,557 4,764 4,918 5,121 5,294 5,539 5,740 5,846 5,926 5,957

BAND

CUM.

PERCENTAGE rp

7.81 7.81 2,508.65 2,508.65 7.65 15.46 195.77 2,704.42 11.53 26.99 537.63 3,242.04 8.33 35.32 622.85 3,864.90 10.76 46.08 1,212.85 5,077.75 7.49 53.57 1,185.62 6,263.36 6.36 59.93 1,413.11 7,676.48 6.43 66.36 1,887.89 9,564.37 4.99 71.34 1,793.20 11,357.57 2.65 74.00 1,073.62 12,431.19 2.50 76.50 1,623.09 14,054.27 3.47 79.97 2,389.10 16,443.37 2.59 82.56 2,018.03 18,461.39 3.41 85.97 3,250.96 21,712.35 2.90 88.87 3,358.24 25,070.59 4.11 92.98 8,649.40 33,719.98 3.37 96.36 10,599.25 44,319.23 1.78 98.14 9,445.63 53,764.87 1.34 99.48 12,943.74 66,708.61 0.52 100.00 19,367.45 86,076.06 86,076.06

BAND

2.91 0.23 0.62 0.72 1.41 1.38 1.64 2.19 2.08 1.25 1.89 2.78 2.34 3.78 3.90 10.05 12.31 10.97 15.04 22.50

CUM.

2.91 3.14 3.77 4.49 5.90 7.28 8.92 11.11 13.19 14.44 16.33 19.10 21.45 25.22 29.13 39.17 51.49 62.46 77.50 100.00

PERCENTAGE f

9 2 0 2 6 5 1 2 0 6 0 4 1 9 2 19 19 7 13 5 112

BAND

CUM.

PERCENTAGE rp

9 8.04 8.04 2,101.69 2,101.69 11 1.79 9.82 17.38 2,119.07 11 0.00 9.82 0.00 2,119.07 13 1.79 11.61 136.79 2,255.86 19 5.36 16.96 2,045.03 4,300.89 24 4.46 21.43 356.49 4,657.37 25 0.89 22.32 8.75 4,666.12 27 1.79 24.11 971.38 5,637.50 27 0.00 24.11 0.00 5,637.50 33 5.36 29.46 2,866.48 8,503.98 33 0.00 29.46 0.00 8,503.98 37 3.57 33.04 47.45 8,551.43 38 0.89 33.93 34.08 8,585.52 47 8.04 41.96 1,745.28 10,330.80 49 1.79 43.75 535.50 10,866.30 68 16.96 60.71 9,003.96 19,870.26 87 16.96 77.68 10,782.59 30,652.85 94 6.25 83.93 543.50 31,196.35 107 11.61 95.54 162.41 31,358.76 112 4.46 100.00 1,115.29 32,474.04 32,474.04

BAND

6.47 0.05 0.00 0.42 6.30 1.10 0.03 2.99 0.00 8.83 0.00 0.15 0.10 5.37 1.65 27.73 33.20 1.67 0.50 3.43

PERCENTAGE

CUM.

BAND

6.47 6.53 6.53 6.95 13.24 14.34 14.37 17.36 17.36 26.19 26.19 26.33 26.44 31.81 33.46 61.19 94.39 96.07 96.57 100.00

83.78 8.88 0.00 21.96 168.61 30.07 0.62 51.45 0.00 266.99 0.00 1.99 1.69 53.69 15.95 104.10 101.73 5.75 1.25 5.76

CUM

83.78 78.36 65.36 58.37 84.70 74.36 60.78 58.94 49.64 68.41 60.51 52.01 46.51 47.58 43.34 58.93 69.16 58.02 47.01 37.73 37.73

Page 101 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

PERCENTAGE f

529 374 493 334 431 284 295 327 251 153 140 169 153 177 115 191 157 82 81 7

529 903 1,396 1,730 2,161 2,445 2,740 3,067 3,318 3,471 3,611 3,780 3,933 4,110 4,225 4,416 4,573 4,655 4,736 4,743

4,743

BAND

CUM.

11.15 11.15 7.89 19.04 10.39 29.43 7.04 36.47 9.09 45.56 5.99 51.55 6.22 57.77 6.89 64.66 5.29 69.96 3.23 73.18 2.95 76.13 3.56 79.70 3.23 82.92 3.73 86.65 2.42 89.08 4.03 93.11 3.31 96.42 1.73 98.14 1.71 99.85 0.15 100.00

PERCENTAGE rp

4,812.05 270.07 655.32 668.94 1,844.32 1,194.65 1,774.69 2,629.14 2,558.79 1,766.39 3,214.07 2,967.89 3,604.36 4,310.93 3,519.04 8,628.94 20,293.88 9,123.37 26,844.48 4,727.92

4,812.05 5,082.12 5,737.44 6,406.38 8,250.71 9,445.36 11,220.05 13,849.19 16,407.98 18,174.37 21,388.45 24,356.34 27,960.70 32,271.63 35,790.67 44,419.61 64,713.50 73,836.87 100,681.35 105,409.26

105,409.26

BAND

CUM.

4.57 4.57 0.26 4.82 0.62 5.44 0.63 6.08 1.75 7.83 1.13 8.96 1.68 10.64 2.49 13.14 2.43 15.57 1.68 17.24 3.05 20.29 2.82 23.11 3.42 26.53 4.09 30.62 3.34 33.95 8.19 42.14 19.25 61.39 8.66 70.05 25.47 95.51 4.49 100.00

PERCENTAGE f

5 0 1 4 7 5 4 5 8 2 6 9 11 11 12 16 18 14 15 0 153

5 5 6 10 17 22 26 31 39 41 47 56 67 78 90 106 124 138 153 153

BAND

CUM.

3.27 3.27 0.00 3.27 0.65 3.92 2.61 6.54 4.58 11.11 3.27 14.38 2.61 16.99 3.27 20.26 5.23 25.49 1.31 26.80 3.92 30.72 5.88 36.60 7.19 43.79 7.19 50.98 7.84 58.82 10.46 69.28 11.76 81.05 9.15 90.20 9.80 100.00 0.00 100.00

PERCENTAGE rp

8,824.61 0.00 111.72 948.39 2,588.08 1,603.97 763.61 1,763.35 2,843.82 504.93 194.92 455.88 6,080.12 23,435.15 6,419.54 20,077.15 8,397.91 27,486.54 11,931.40 0.00 124,431.10

8,824.61 8,824.61 8,936.33 9,884.71 12,472.79 14,076.76 14,840.38 16,603.73 19,447.55 19,952.48 20,147.41 20,603.29 26,683.41 50,118.55 56,538.09 76,615.24 85,013.16 112,499.70 124,431.10 124,431.10

BAND

PERCENTAGE

CUM.

7.09 7.09 0.00 7.09 0.09 7.18 0.76 7.94 2.08 10.02 1.29 11.31 0.61 11.93 1.42 13.34 2.29 15.63 0.41 16.03 0.16 16.19 0.37 16.56 4.89 21.44 18.83 40.28 5.16 45.44 16.14 61.57 6.75 68.32 22.09 90.41 9.59 100.00 0.00 100.00

BAND

CUM

183.39 0.00 17.05 141.77 140.33 134.26 43.03 67.07 111.14 28.59 6.06 15.36 168.69 543.62 182.42 232.67 41.38 301.28 44.45 0.00

183.39 173.64 155.75 154.29 151.17 149.03 132.27 119.89 118.52 109.78 94.20 84.59 95.43 155.30 157.97 172.48 131.37 152.36 123.59 118.05 118.05

Page 102 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,585 894 1,088 717 921 555 475 441 314 222 173 215 190 243 175 293 316 130 109 41 9,097

1,585 2,479 3,567 4,284 5,205 5,760 6,235 6,676 6,990 7,212 7,385 7,600 7,790 8,033 8,208 8,501 8,817 8,947 9,056 9,097

BAND

CUM.

17.42 17.42 9.83 27.25 11.96 39.21 7.88 47.09 10.12 57.22 6.10 63.32 5.22 68.54 4.85 73.39 3.45 76.84 2.44 79.28 1.90 81.18 2.36 83.54 2.09 85.63 2.67 88.30 1.92 90.23 3.22 93.45 3.47 96.92 1.43 98.35 1.20 99.55 0.45 100.00

PERCENTAGE rp

2,573.82 240.41 742.65 634.39 995.21 1,413.16 1,102.17 1,364.66 1,276.01 935.20 863.90 1,457.96 1,895.84 2,516.86 2,710.43 7,742.73 17,032.51 6,816.36 11,114.67 3,290.19

2,573.82 2,814.23 3,556.88 4,191.27 5,186.47 6,599.63 7,701.80 9,066.46 10,342.48 11,277.68 12,141.58 13,599.54 15,495.38 18,012.24 20,722.67 28,465.40 45,497.90 52,314.26 63,428.93 66,719.12

66,719.12

BAND

3.86 0.36 1.11 0.95 1.49 2.12 1.65 2.05 1.91 1.40 1.29 2.19 2.84 3.77 4.06 11.60 25.53 10.22 16.66 4.93

CUM.

PERCENTAGE f

3.86 4.22 5.33 6.28 7.77 9.89 11.54 13.59 15.50 16.90 18.20 20.38 23.22 27.00 31.06 42.66 68.19 78.41 95.07 100.00

16 0 7 5 0 20 11 21 6 4 5 4 6 8 6 10 23 2 11 0 165

16 16 23 28 28 48 59 80 86 90 95 99 105 113 119 129 152 154 165 165

BAND

CUM.

9.70 9.70 0.00 9.70 4.24 13.94 3.03 16.97 0.00 16.97 12.12 29.09 6.67 35.76 12.73 48.48 3.64 52.12 2.42 54.55 3.03 57.58 2.42 60.00 3.64 63.64 4.85 68.48 3.64 72.12 6.06 78.18 13.94 92.12 1.21 93.33 6.67 100.00 0.00 100.00

PERCENTAGE rp

288.60 0.00 608.09 333.35 0.00 127.26 1,691.75 1,498.59 2,402.72 50.33 1,526.38 256.37 381.55 3,343.05 136.17 363.37 1,460.87 78.01 1,760.17 0.00 16,306.63

288.60 288.60 896.69 1,230.04 1,230.04 1,357.31 3,049.06 4,547.65 6,950.36 7,000.69 8,527.08 8,783.44 9,165.00 12,508.04 12,644.21 13,007.58 14,468.46 14,546.46 16,306.63 16,306.63

BAND

1.77 0.00 3.73 2.04 0.00 0.78 10.37 9.19 14.73 0.31 9.36 1.57 2.34 20.50 0.84 2.23 8.96 0.48 10.79 0.00

PERCENTAGE

CUM.

BAND

1.77 1.77 5.50 7.54 7.54 8.32 18.70 27.89 42.62 42.93 52.29 53.86 56.20 76.71 77.54 79.77 88.73 89.21 100.00 100.00

11.21 0.00 81.88 52.55 0.00 9.01 153.49 109.81 188.30 5.38 176.69 17.58 20.13 132.83 5.02 4.69 8.58 1.14 15.84 0.00

CUM

11.21 10.25 25.21 29.35 23.72 20.57 39.59 50.16 67.20 62.08 70.23 64.59 59.15 69.44 61.02 45.70 31.80 27.81 25.71 24.44 24.44

Page 103 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2005

DATE

15/07/2005

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

12 4 10 4 12 5 8 8 5 7 7 12 6 8 4 28 19 2 2 3 166

12 16 26 30 42 47 55 63 68 75 82 94 100 108 112 140 159 161 163 166

BAND

CUM.

7.23 7.23 2.41 9.64 6.02 15.66 2.41 18.07 7.23 25.30 3.01 28.31 4.82 33.13 4.82 37.95 3.01 40.96 4.22 45.18 4.22 49.40 7.23 56.63 3.61 60.24 4.82 65.06 2.41 67.47 16.87 84.34 11.45 95.78 1.20 96.99 1.20 98.19 1.81 100.00

PERCENTAGE rp

210.49 3.23 1.96 3.20 13.15 5.99 8.02 9.02 9.33 13.64 17.59 28.93 17.66 33.56 32.85 359.52 690.28 165.96 206.95 3,270.14 5,101.50

210.49 213.71 215.67 218.88 232.03 238.02 246.05 255.06 264.40 278.04 295.63 324.57 342.23 375.79 408.64 768.16 1,458.44 1,624.40 1,831.36 5,101.50

BAND

4.13 0.06 0.04 0.06 0.26 0.12 0.16 0.18 0.18 0.27 0.34 0.57 0.35 0.66 0.64 7.05 13.53 3.25 4.06 64.10

CUM.

4.13 4.19 4.23 4.29 4.55 4.67 4.82 5.00 5.18 5.45 5.80 6.36 6.71 7.37 8.01 15.06 28.59 31.84 35.90 100.00

PERCENTAGE f

0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 1 0 0 0 3

BAND

0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 2 3 3 3 3

0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 66.67 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 36.38 83.56 0.00 0.00 0.00 120.10

0.00 0.00 0.00 0.00 0.00 0.00 0.16 0.16 0.16 0.16 0.16 0.16 0.16 0.16 0.16 36.55 120.10 120.10 120.10 120.10

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 30.29 69.57 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.14 0.14 0.14 0.14 0.14 0.14 0.14 0.14 0.14 30.43 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 2.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.12 12.10 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.07 0.06 0.06 0.06 0.06 0.05 0.05 0.04 0.04 4.76 8.24 7.39 6.56 2.35 2.35

Page 104 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 29

01/01/2003

15/06/2005

DATE

15/07/2004

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

86,927 89,981 103,565 56,279 55,326 25,257 17,638 12,371 6,441 3,399 2,583 2,877 1,949 2,214 1,362 2,008 1,467 608 611 159 473,022

86,927 176,908 280,473 336,752 392,078 417,335 434,973 447,344 453,785 457,184 459,767 462,644 464,593 466,807 468,169 470,177 471,644 472,252 472,863 473,022

BAND

CUM.

18.38 18.38 19.02 37.40 21.89 59.29 11.90 71.19 11.70 82.89 5.34 88.23 3.73 91.96 2.62 94.57 1.36 95.93 0.72 96.65 0.55 97.20 0.61 97.81 0.41 98.22 0.47 98.69 0.29 98.97 0.42 99.40 0.31 99.71 0.13 99.84 0.13 99.97 0.03 100.00

PERCENTAGE rp

26,857.08 20,372.14 41,916.84 36,710.08 55,953.07 38,144.28 38,083.89 38,973.18 25,022.06 16,068.09 14,774.87 19,914.70 16,085.39 21,792.47 19,373.08 38,869.70 51,891.05 38,330.53 68,017.49 50,066.90

26,857.08 47,229.22 89,146.06 125,856.14 181,809.21 219,953.49 258,037.38 297,010.56 322,032.62 338,100.71 352,875.58 372,790.29 388,875.68 410,668.15 430,041.23 468,910.93 520,801.98 559,132.51 627,150.00 677,216.90

677,216.90

BAND

CUM.

3.97 3.97 3.01 6.97 6.19 13.16 5.42 18.58 8.26 26.85 5.63 32.48 5.62 38.10 5.75 43.86 3.69 47.55 2.37 49.93 2.18 52.11 2.94 55.05 2.38 57.42 3.22 60.64 2.86 63.50 5.74 69.24 7.66 76.90 5.66 82.56 10.04 92.61 7.39 100.00

PERCENTAGE f

BAND

177 188 259 134 165 90 87 58 45 28 31 37 32 44 43 93 82 68 105 68

177 365 624 758 923 1,013 1,100 1,158 1,203 1,231 1,262 1,299 1,331 1,375 1,418 1,511 1,593 1,661 1,766 1,834

9.65 9.65 10.25 19.90 14.12 34.02 7.31 41.33 9.00 50.33 4.91 55.23 4.74 59.98 3.16 63.14 2.45 65.59 1.53 67.12 1.69 68.81 2.02 70.83 1.74 72.57 2.40 74.97 2.34 77.32 5.07 82.39 4.47 86.86 3.71 90.57 5.73 96.29 3.71 100.00

1,834

CUM.

18,740.41 8,906.49 19,376.87 8,296.33 16,477.99 8,903.79 12,025.13 10,671.45 15,172.33 4,549.63 44,561.50 5,390.22 7,177.35 16,158.93 12,411.81 34,362.85 9,494.17 15,805.16 18,074.94 38,684.34 325,241.70

PERCENTAGE

BAND

CUM.

18,740.41 5.76 5.76 69.78 27,646.90 2.74 8.50 43.72 47,023.77 5.96 14.46 46.23 55,320.10 2.55 17.01 22.60 71,798.09 5.07 22.08 29.45 80,701.87 2.74 24.81 23.34 92,727.01 3.70 28.51 31.58 103,398.45 3.28 31.79 27.38 118,570.79 4.66 36.46 60.64 123,120.42 1.40 37.86 28.31 167,681.92 13.70 51.56 301.60 173,072.14 1.66 53.21 27.07 180,249.50 2.21 55.42 44.62 196,408.43 4.97 60.39 74.15 208,820.24 3.82 64.20 64.07 243,183.09 10.57 74.77 88.41 252,677.26 2.92 77.69 18.30 268,482.42 4.86 82.55 41.23 286,557.36 5.56 88.11 26.57 325,241.70 11.89 100.00 77.27

CUM

69.78 58.54 52.75 43.96 39.49 36.69 35.94 34.81 36.82 36.42 47.52 46.43 46.35 47.83 48.56 51.86 48.52 48.02 45.69 48.03 48.03

Page 105 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2005

DATE

15/07/2005

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

71 19 20 19 32 28 16 10 16 5 7 8 9 8 3 5 6 1 1 0 284

71 90 110 129 161 189 205 215 231 236 243 251 260 268 271 276 282 283 284 284

BAND

CUM.

25.00 25.00 6.69 31.69 7.04 38.73 6.69 45.42 11.27 56.69 9.86 66.55 5.63 72.18 3.52 75.70 5.63 81.34 1.76 83.10 2.46 85.56 2.82 88.38 3.17 91.55 2.82 94.37 1.06 95.42 1.76 97.18 2.11 99.30 0.35 99.65 0.35 100.00 0.00 100.00

PERCENTAGE rp

10.73 8.98 141.96 37.19 138.14 97.78 107.41 75.51 120.37 101.02 67.96 153.13 191.29 175.52 56.44 244.09 415.11 478.68 878.26 0.00 3,194.18

10.73 1.74 143.70 106.51 31.63 129.40 236.81 312.32 432.69 533.71 601.67 754.80 946.09 1,121.60 1,178.04 1,422.13 1,837.24 2,315.93 3,194.18 3,194.18

BAND

0.34 0.28 4.44 1.16 4.32 3.06 3.36 2.36 3.77 3.16 2.13 4.79 5.99 5.49 1.77 7.64 13.00 14.99 27.50 0.00

CUM.

0.34 0.05 4.50 3.33 0.99 4.05 7.41 9.78 13.55 16.71 18.84 23.63 29.62 35.11 36.88 44.52 57.52 72.50 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 3 3 0 8

BAND

0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 2 2 5 8 8

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 12.50 0.00 12.50 0.00 12.50 12.50 25.00 0.00 25.00 37.50 62.50 37.50 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 204.95 0.00 0.00 0.00 365.88 0.00 131.50 54.07 0.00 756.41

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 204.95 204.95 204.95 204.95 570.83 570.83 702.33 756.41 756.41

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.10 0.00 0.00 0.00 48.37 0.00 17.38 7.15 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.10 27.10 27.10 27.10 75.47 75.47 92.85 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 133.84 0.00 0.00 0.00 149.90 0.00 27.47 6.16 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.15 21.66 18.27 17.40 40.14 31.07 30.33 23.68 23.68 23.68

Page 106 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2005

DATE

15/07/2005

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

92 30 32 13 49 40 42 34 26 30 18 38 29 86 55 88 78 64 13 0 857

92 122 154 167 216 256 298 332 358 388 406 444 473 559 614 702 780 844 857 857

BAND

CUM.

10.74 10.74 3.50 14.24 3.73 17.97 1.52 19.49 5.72 25.20 4.67 29.87 4.90 34.77 3.97 38.74 3.03 41.77 3.50 45.27 2.10 47.37 4.43 51.81 3.38 55.19 10.04 65.23 6.42 71.65 10.27 81.91 9.10 91.02 7.47 98.48 1.52 100.00 0.00 100.00

PERCENTAGE rp

928.75 140.43 40.41 60.21 160.52 193.76 318.89 435.09 800.21 382.04 965.31 623.60 1,082.83 1,543.25 3,278.05 6,655.95 4,331.19 4,422.73 853.31 0.00

928.75 1,069.18 1,109.59 1,169.80 1,330.32 1,524.08 1,842.97 2,278.06 3,078.27 3,460.31 4,425.62 5,049.22 6,132.05 7,675.30 10,953.35 17,609.30 21,940.49 26,363.22 27,216.53 27,216.53

27,216.53

BAND

3.41 0.52 0.15 0.22 0.59 0.71 1.17 1.60 2.94 1.40 3.55 2.29 3.98 5.67 12.04 24.46 15.91 16.25 3.14 0.00

CUM.

3.41 3.93 4.08 4.30 4.89 5.60 6.77 8.37 11.31 12.71 16.26 18.55 22.53 28.20 40.25 64.70 80.61 96.86 100.00 100.00

PERCENTAGE f

5 0 0 0 1 1 1 0 43 1 38 0 41 3 55 6 10 3 0 0 208

5 5 5 5 6 7 8 8 51 52 90 90 131 134 189 195 205 208 208 208

BAND

CUM.

PERCENTAGE rp

2.40 2.40 478.65 0.00 2.40 0.00 0.00 2.40 0.00 0.00 2.40 0.00 0.48 2.88 5.09 0.48 3.37 150.00 0.48 3.85 132.00 0.00 3.85 0.00 20.67 24.52 430.45 0.48 25.00 4.00 18.27 43.27 905.44 0.00 43.27 0.00 19.71 62.98 1,014.38 1.44 64.42 273.44 26.44 90.87 1,391.02 2.88 93.75 303.55 4.81 98.56 1,325.69 1.44 100.00 199.93 0.00 100.00 0.00 0.00 100.00 0.00 6,613.65

478.65 478.65 478.65 478.65 483.75 633.75 765.75 765.75 1,196.19 1,200.19 2,105.64 2,105.64 3,120.02 3,393.46 4,784.48 5,088.03 6,413.72 6,613.65 6,613.65 6,613.65

BAND

7.24 0.00 0.00 0.00 0.08 2.27 2.00 0.00 6.51 0.06 13.69 0.00 15.34 4.13 21.03 4.59 20.04 3.02 0.00 0.00

CUM.

7.24 7.24 7.24 7.24 7.31 9.58 11.58 11.58 18.09 18.15 31.84 31.84 47.18 51.31 72.34 76.93 96.98 100.00 100.00 100.00

PERCENTAGE BAND

51.54 0.00 0.00 0.00 3.17 77.42 41.39 0.00 53.79 1.05 93.80 0.00 93.68 17.72 42.43 4.56 30.61 4.52 0.00 0.00

CUM

51.54 44.77 43.14 40.92 36.36 41.58 41.55 33.61 38.86 34.68 47.58 41.70 50.88 44.21 43.68 28.89 29.23 25.09 24.30 24.30 24.30

Page 107 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 32

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2005

DATE

15/07/2005

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

35 19 13 12 17 7 9 14 13 8 8 6 12 24 17 29 30 5 0 0 278

35 54 67 79 96 103 112 126 139 147 155 161 173 197 214 243 273 278 278 278

BAND

CUM.

12.59 12.59 6.83 19.42 4.68 24.10 4.32 28.42 6.12 34.53 2.52 37.05 3.24 40.29 5.04 45.32 4.68 50.00 2.88 52.88 2.88 55.76 2.16 57.91 4.32 62.23 8.63 70.86 6.12 76.98 10.43 87.41 10.79 98.20 1.80 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

14.39 44.96 17.21 14.93 19.39 9.62 23.40 57.14 54.03 60.67 74.73 69.58 172.85 612.19 402.51 1,078.98 2,269.74 875.04 0.00 0.00 5,871.35

14.39 59.35 76.56 91.49 110.88 120.50 143.90 201.04 255.07 315.74 390.47 460.05 632.89 1,245.09 1,647.59 2,726.57 4,996.31 5,871.35 5,871.35 5,871.35

BAND

0.25 0.77 0.29 0.25 0.33 0.16 0.40 0.97 0.92 1.03 1.27 1.19 2.94 10.43 6.86 18.38 38.66 14.90 0.00 0.00

PERCENTAGE

CUM.

0.25 1.01 1.30 1.56 1.89 2.05 2.45 3.42 4.34 5.38 6.65 7.84 10.78 21.21 28.06 46.44 85.10 100.00 100.00 100.00

0 0 0 0 0 0 0 1 0 0 3 0 3 10 0 3 1 0 0 0 21

BAND

0 0 0 0 0 0 0 1 1 1 4 4 7 17 17 20 21 21 21 21

0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.76 0.00 0.00 14.29 0.00 14.29 47.62 0.00 14.29 4.76 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.76 17.26 17.26 4.76 0.00 17.26 4.76 0.00 17.26 19.05 96.19 113.45 19.05 0.00 113.45 33.33 36.36 149.80 80.95 385.36 535.17 80.95 0.00 535.17 95.24 81.12 616.29 100.00 98.35 714.64 100.00 0.00 714.64 100.00 0.00 714.64 100.00 0.00 714.64 714.64

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.42 0.00 0.00 13.46 0.00 5.09 53.92 0.00 11.35 13.76 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.42 2.42 2.42 15.87 15.87 20.96 74.89 74.89 86.24 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 30.21 0.00 0.00 128.71 0.00 21.03 62.95 0.00 7.52 4.33 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.59 6.77 5.47 29.05 24.66 23.67 42.98 32.48 22.60 14.30 12.17 12.17 12.17 12.17

Page 108 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 40

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

11 3 3 3 1 4 1 4 8 0 0 1 2 3 1 5 6 5 3 1 65

BAND

11 14 17 20 21 25 26 30 38 38 38 39 41 44 45 50 56 61 64 65

CUM.

16.92 16.92 4.62 21.54 4.62 26.15 4.62 30.77 1.54 32.31 6.15 38.46 1.54 40.00 6.15 46.15 12.31 58.46 0.00 58.46 0.00 58.46 1.54 60.00 3.08 63.08 4.62 67.69 1.54 69.23 7.69 76.92 9.23 86.15 7.69 93.85 4.62 98.46 1.54 100.00

PERCENTAGE rp

34.48 34.48 1.01 33.47 1.69 31.79 1.69 30.09 0.51 29.58 5.37 24.21 2.05 22.16 5.59 16.57 64.58 48.01 0.00 48.01 0.00 48.01 1.97 49.98 14.12 64.10 12.39 76.48 33.03 109.51 77.46 186.97 526.42 713.39 874.13 1,587.53 617.32 2,204.85 160.98 2,365.83 2,365.83

BAND

1.46 0.04 0.07 0.07 0.02 0.23 0.09 0.24 2.73 0.00 0.00 0.08 0.60 0.52 1.40 3.27 22.25 36.95 26.09 6.80

CUM.

1.46 1.41 1.34 1.27 1.25 1.02 0.94 0.70 2.03 2.03 2.03 2.11 2.71 3.23 4.63 7.90 30.15 67.10 93.20 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 3 0 0 0 0 0 0 0 0 0 0 0 3

BAND

CUM.

PERCENTAGE rp

0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 3 100.00 100.00 217.88 217.88 3 0.00 100.00 0.00 217.88 3 0.00 100.00 0.00 217.88 3 0.00 100.00 0.00 217.88 3 0.00 100.00 0.00 217.88 3 0.00 100.00 0.00 217.88 3 0.00 100.00 0.00 217.88 3 0.00 100.00 0.00 217.88 3 0.00 100.00 0.00 217.88 3 0.00 100.00 0.00 217.88 3 0.00 100.00 0.00 217.88 3 0.00 100.00 0.00 217.88 217.88

PERCENTAGE

BAND

CUM.

BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 337.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 453.85 453.85 453.85 435.97 339.93 284.87 198.96 116.53 30.54 13.72 9.88 9.21 9.21

Page 109 of 180

RISK AND LOSS PROFILE 2003 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

448 632 726 289 208 86 54 22 12 3 5 9 7 6 7 4 16 4 5 4 2,547

448 1,080 1,806 2,095 2,303 2,389 2,443 2,465 2,477 2,480 2,485 2,494 2,501 2,507 2,514 2,518 2,534 2,538 2,543 2,547

BAND

CUM.

17.59 17.59 24.81 42.40 28.50 70.91 11.35 82.25 8.17 90.42 3.38 93.80 2.12 95.92 0.86 96.78 0.47 97.25 0.12 97.37 0.20 97.57 0.35 97.92 0.27 98.19 0.24 98.43 0.27 98.70 0.16 98.86 0.63 99.49 0.16 99.65 0.20 99.84 0.16 100.00

PERCENTAGE rp

80.90 197.88 548.43 343.61 410.07 261.88 186.00 83.49 44.48 26.71 8.43 109.91 47.73 117.02 76.77 135.04 1,034.31 456.60 51.07 2,040.72 6,261.03

80.90 278.78 827.21 1,170.82 1,580.89 1,842.77 2,028.76 2,112.25 2,156.73 2,183.44 2,191.87 2,301.78 2,349.51 2,466.53 2,543.30 2,678.34 3,712.65 4,169.24 4,220.32 6,261.03

BAND

1.29 3.16 8.76 5.49 6.55 4.18 2.97 1.33 0.71 0.43 0.13 1.76 0.76 1.87 1.23 2.16 16.52 7.29 0.82 32.59

CUM.

1.29 4.45 13.21 18.70 25.25 29.43 32.40 33.74 34.45 34.87 35.01 36.76 37.53 39.39 40.62 42.78 59.30 66.59 67.41 100.00

PERCENTAGE f

0 2 5 0 2 1 0 0 0 0 0 1 0 0 0 0 5 0 0 0 16

BAND

0 2 7 7 9 10 10 10 10 10 10 11 11 11 11 11 16 16 16 16

0.00 12.50 31.25 0.00 12.50 6.25 0.00 0.00 0.00 0.00 0.00 6.25 0.00 0.00 0.00 0.00 31.25 0.00 0.00 0.00

CUM.

0.00 12.50 43.75 43.75 56.25 62.50 62.50 62.50 62.50 62.50 62.50 68.75 68.75 68.75 68.75 68.75 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 77.03 637.47 0.00 1,066.47 41.49 0.00 0.00 0.00 0.00 0.00 204.95 0.00 0.00 0.00 0.00 1,197.11 0.00 0.00 0.00 3,224.52

0.00 77.03 714.50 714.50 1,780.97 1,822.46 1,822.46 1,822.46 1,822.46 1,822.46 1,822.46 2,027.41 2,027.41 2,027.41 2,027.41 2,027.41 3,224.52 3,224.52 3,224.52 3,224.52

BAND

0.00 2.39 19.77 0.00 33.07 1.29 0.00 0.00 0.00 0.00 0.00 6.36 0.00 0.00 0.00 0.00 37.13 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 2.39 22.16 22.16 55.23 56.52 56.52 56.52 56.52 56.52 56.52 62.87 62.87 62.87 62.87 62.87 100.00 100.00 100.00 100.00

0.00 38.93 116.23 0.00 260.07 15.84 0.00 0.00 0.00 0.00 0.00 186.47 0.00 0.00 0.00 0.00 115.74 0.00 0.00 0.00

CUM

0.00 27.63 86.38 61.03 112.66 98.90 89.83 86.28 84.50 83.47 83.15 88.08 86.29 82.20 79.72 75.70 86.85 77.34 76.40 51.50 51.50

Page 110 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

5,241 6,460 8,558 4,280 3,680 1,359 1,051 654 351 219 164 192 177 170 122 206 152 74 30 11 33,151

5,241 11,701 20,259 24,539 28,219 29,578 30,629 31,283 31,634 31,853 32,017 32,209 32,386 32,556 32,678 32,884 33,036 33,110 33,140 33,151

BAND

CUM.

PERCENTAGE rp

15.81 15.81 2,083.93 19.49 35.30 1,491.64 25.82 61.11 3,781.10 12.91 74.02 3,189.82 11.10 85.12 4,390.46 4.10 89.22 2,336.78 3.17 92.39 3,004.55 1.97 94.37 2,379.84 1.06 95.42 1,904.52 0.66 96.08 1,204.22 0.49 96.58 1,813.66 0.58 97.16 1,806.46 0.53 97.69 2,271.63 0.51 98.21 2,247.46 0.37 98.57 2,508.02 0.62 99.19 5,913.76 0.46 99.65 17,318.82 0.22 99.88 5,389.65 0.09 99.97 5,237.78 0.03 100.00 9,875.20 80,149.32

2,083.93 3,575.57 7,356.67 10,546.48 14,936.94 17,273.72 20,278.28 22,658.12 24,562.64 25,766.86 27,580.52 29,386.98 31,658.61 33,906.07 36,414.09 42,327.85 59,646.68 65,036.33 70,274.11 80,149.32

BAND

CUM.

2.60 2.60 1.86 4.46 4.72 9.18 3.98 13.16 5.48 18.64 2.92 21.55 3.75 25.30 2.97 28.27 2.38 30.65 1.50 32.15 2.26 34.41 2.25 36.67 2.83 39.50 2.80 42.30 3.13 45.43 7.38 52.81 21.61 74.42 6.72 81.14 6.54 87.68 12.32 100.00

PERCENTAGE f

10 8 17 11 11 4 6 4 4 3 2 5 2 4 9 21 7 2 0 0 130

10 18 35 46 57 61 67 71 75 78 80 85 87 91 100 121 128 130 130 130

BAND

CUM.

7.69 6.15 13.08 8.46 8.46 3.08 4.62 3.08 3.08 2.31 1.54 3.85 1.54 3.08 6.92 16.15 5.38 1.54 0.00 0.00

7.69 13.85 26.92 35.38 43.85 46.92 51.54 54.62 57.69 60.00 61.54 65.38 66.92 70.00 76.92 93.08 98.46 100.00 100.00 100.00

PERCENTAGE rp

220.21 415.65 748.36 932.24 746.22 79.73 1,626.37 1,926.77 2,069.21 944.94 1,315.88 1,741.50 26.55 19,621.51 11,922.39 18,605.51 267.59 912.10 0.00 0.00 64,122.72

220.21 635.87 1,384.22 2,316.47 3,062.69 3,142.42 4,768.78 6,695.55 8,764.76 9,709.70 11,025.58 12,767.09 12,793.64 32,415.14 44,337.53 62,943.04 63,210.62 64,122.72 64,122.72 64,122.72

BAND

CUM.

0.34 0.34 0.65 0.99 1.17 2.16 1.45 3.61 1.16 4.78 0.12 4.90 2.54 7.44 3.00 10.44 3.23 13.67 1.47 15.14 2.05 17.19 2.72 19.91 0.04 19.95 30.60 50.55 18.59 69.14 29.02 98.16 0.42 98.58 1.42 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

10.57 27.87 19.79 29.23 17.00 3.41 54.13 80.96 108.65 78.47 72.55 96.40 1.17 873.05 475.37 314.61 1.55 16.92 0.00 0.00

CUM

10.57 17.78 18.82 21.96 20.50 18.19 23.52 29.55 35.68 37.68 39.98 43.44 40.41 95.60 121.76 148.70 105.98 98.60 91.25 80.00 80.00

Page 111 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,956 3,084 3,041 1,298 1,082 388 281 168 83 35 20 49 18 25 15 22 23 14 0 2 12,604

2,956 6,040 9,081 10,379 11,461 11,849 12,130 12,298 12,381 12,416 12,436 12,485 12,503 12,528 12,543 12,565 12,588 12,602 12,602 12,604

BAND

CUM.

23.45 23.45 24.47 47.92 24.13 72.05 10.30 82.35 8.58 90.93 3.08 94.01 2.23 96.24 1.33 97.57 0.66 98.23 0.28 98.51 0.16 98.67 0.39 99.06 0.14 99.20 0.20 99.40 0.12 99.52 0.17 99.69 0.18 99.87 0.11 99.98 0.00 99.98 0.02 100.00

PERCENTAGE rp

300.82 532.61 1,013.78 784.29 1,174.09 651.22 629.69 529.07 269.94 152.28 121.19 306.80 121.60 251.70 210.92 572.16 1,254.55 1,317.34 0.00 307.23 10,501.29

300.82 833.43 1,847.21 2,631.50 3,805.59 4,456.81 5,086.50 5,615.57 5,885.52 6,037.80 6,158.99 6,465.79 6,587.39 6,839.10 7,050.02 7,622.18 8,876.72 10,194.07 10,194.07 10,501.29

BAND

2.86 5.07 9.65 7.47 11.18 6.20 6.00 5.04 2.57 1.45 1.15 2.92 1.16 2.40 2.01 5.45 11.95 12.54 0.00 2.93

CUM.

2.86 7.94 17.59 25.06 36.24 42.44 48.44 53.48 56.05 57.50 58.65 61.57 62.73 65.13 67.13 72.58 84.53 97.07 97.07 100.00

PERCENTAGE f

8 2 5 1 4 1 1 0 0 0 0 0 0 0 0 2 3 1 0 0 28

8 10 15 16 20 21 22 22 22 22 22 22 22 22 22 24 27 28 28 28

BAND

CUM.

28.57 28.57 7.14 35.71 17.86 53.57 3.57 57.14 14.29 71.43 3.57 75.00 3.57 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 7.14 85.71 10.71 96.43 3.57 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

436.64 170.00 897.69 22.58 1,541.19 0.00 132.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 389.69 5,244.69 0.00 0.00 0.00 8,834.48

436.64 606.64 1,504.33 1,526.91 3,068.10 3,068.10 3,200.10 3,200.10 3,200.10 3,200.10 3,200.10 3,200.10 3,200.10 3,200.10 3,200.10 3,589.79 8,834.48 8,834.48 8,834.48 8,834.48

BAND

4.94 1.92 10.16 0.26 17.45 0.00 1.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.41 59.37 0.00 0.00 0.00

CUM.

4.94 6.87 17.03 17.28 34.73 34.73 36.22 36.22 36.22 36.22 36.22 36.22 36.22 36.22 36.22 40.63 100.00 100.00 100.00 100.00

PERCENTAGE BAND

145.15 31.92 88.55 2.88 131.27 0.00 20.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 68.11 418.05 0.00 0.00 0.00

CUM

145.15 72.79 81.44 58.02 80.62 68.84 62.91 56.99 54.37 53.00 51.96 49.49 48.58 46.79 45.39 47.10 99.52 86.66 86.66 84.13 84.13

Page 112 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,783 4,022 4,934 2,322 1,898 762 488 330 187 143 79 115 76 119 78 139 120 60 56 25 18,736

2,783 6,805 11,739 14,061 15,959 16,721 17,209 17,539 17,726 17,869 17,948 18,063 18,139 18,258 18,336 18,475 18,595 18,655 18,711 18,736

BAND

CUM.

14.85 14.85 21.47 36.32 26.33 62.65 12.39 75.05 10.13 85.18 4.07 89.25 2.60 91.85 1.76 93.61 1.00 94.61 0.76 95.37 0.42 95.79 0.61 96.41 0.41 96.81 0.64 97.45 0.42 97.87 0.74 98.61 0.64 99.25 0.32 99.57 0.30 99.87 0.13 100.00

PERCENTAGE rp

1,569.25 1,017.63 2,514.65 2,201.95 3,041.06 1,801.80 1,546.85 1,378.12 513.76 816.52 501.26 752.98 625.02 1,196.99 1,154.05 2,908.40 3,888.79 3,552.71 4,997.52 3,294.45 39,273.76

1,569.25 2,586.87 5,101.53 7,303.47 10,344.54 12,146.33 13,693.18 15,071.31 15,585.06 16,401.58 16,902.85 17,655.82 18,280.85 19,477.84 20,631.89 23,540.30 27,429.09 30,981.80 35,979.32 39,273.76

BAND

4.00 2.59 6.40 5.61 7.74 4.59 3.94 3.51 1.31 2.08 1.28 1.92 1.59 3.05 2.94 7.41 9.90 9.05 12.72 8.39

CUM.

4.00 6.59 12.99 18.60 26.34 30.93 34.87 38.38 39.68 41.76 43.04 44.96 46.55 49.60 52.53 59.94 69.84 78.89 91.61 100.00

PERCENTAGE f

9 5 8 10 6 3 4 2 0 0 1 0 1 1 2 8 9 6 2 1

9 14 22 32 38 41 45 47 47 47 48 48 49 50 52 60 69 75 77 78

BAND

11.54 6.41 10.26 12.82 7.69 3.85 5.13 2.56 0.00 0.00 1.28 0.00 1.28 1.28 2.56 10.26 11.54 7.69 2.56 1.28

CUM.

11.54 17.95 28.21 41.03 48.72 52.56 57.69 60.26 60.26 60.26 61.54 61.54 62.82 64.10 66.67 76.92 88.46 96.15 98.72 100.00

PERCENTAGE rp

713.38 132.95 1,135.46 931.96 1,435.19 1,303.26 1,916.91 62.25 0.00 0.00 6.50 0.00 3.33 2.38 18.58 10,886.30 19,175.64 11,290.94 85.17 170.91 49,271.11

713.38 846.33 1,981.80 2,913.75 4,348.94 5,652.20 7,569.11 7,631.36 7,631.36 7,631.36 7,637.86 7,637.86 7,641.20 7,643.57 7,662.15 18,548.45 37,724.09 49,015.03 49,100.20 49,271.11

BAND

PERCENTAGE

CUM.

BAND

1.45 1.45 0.27 1.72 2.30 4.02 1.89 5.91 2.91 8.83 2.65 11.47 3.89 15.36 0.13 15.49 0.00 15.49 0.00 15.49 0.01 15.50 0.00 15.50 0.01 15.51 0.00 15.51 0.04 15.55 22.09 37.65 38.92 76.56 22.92 99.48 0.17 99.65 0.35 100.00

45.46 13.07 45.15 42.32 47.19 72.33 123.92 4.52 0.00 0.00 1.30 0.00 0.53 0.20 1.61 374.30 493.10 317.81 1.70 5.19

CUM

45.46 32.72 38.85 39.90 42.04 46.53 55.28 50.64 48.97 46.53 45.19 43.26 41.80 39.24 37.14 78.79 137.53 158.21 136.47 125.46 125.46

Page 113 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,225 1,062 1,057 509 419 154 121 88 42 24 28 21 20 19 21 35 18 16 10 2 4,891

1,225 2,287 3,344 3,853 4,272 4,426 4,547 4,635 4,677 4,701 4,729 4,750 4,770 4,789 4,810 4,845 4,863 4,879 4,889 4,891

BAND

CUM.

25.05 25.05 21.71 46.76 21.61 68.37 10.41 78.78 8.57 87.34 3.15 90.49 2.47 92.97 1.80 94.77 0.86 95.62 0.49 96.12 0.57 96.69 0.43 97.12 0.41 97.53 0.39 97.91 0.43 98.34 0.72 99.06 0.37 99.43 0.33 99.75 0.20 99.96 0.04 100.00

PERCENTAGE rp

210.76 359.06 632.66 509.88 699.95 390.09 408.63 318.17 255.81 161.09 213.41 308.62 293.26 157.15 411.21 900.83 1,309.46 1,706.69 2,089.59 17.20 11,353.53

210.76 569.83 1,202.49 1,712.37 2,412.32 2,802.41 3,211.03 3,529.20 3,785.01 3,946.10 4,159.51 4,468.13 4,761.39 4,918.54 5,329.75 6,230.58 7,540.04 9,246.74 11,336.33 11,353.53

BAND

1.86 3.16 5.57 4.49 6.17 3.44 3.60 2.80 2.25 1.42 1.88 2.72 2.58 1.38 3.62 7.93 11.53 15.03 18.40 0.15

CUM.

1.86 5.02 10.59 15.08 21.25 24.68 28.28 31.08 33.34 34.76 36.64 39.35 41.94 43.32 46.94 54.88 66.41 81.44 99.85 100.00

PERCENTAGE f

3 2 3 1 0 0 0 0 2 0 1 0 3 0 1 0 3 7 0 2 28

BAND

3 5 8 9 9 9 9 9 11 11 12 12 15 15 16 16 19 26 26 28

CUM.

PERCENTAGE rp

10.71 10.71 80.09 80.09 7.14 17.86 139.35 219.44 10.71 28.57 514.41 733.85 3.57 32.14 3.37 737.21 0.00 32.14 0.00 737.21 0.00 32.14 0.00 737.21 0.00 32.14 0.00 737.21 0.00 32.14 0.00 737.21 7.14 39.29 522.18 1,259.40 0.00 39.29 0.00 1,259.40 3.57 42.86 12.28 1,271.68 0.00 42.86 0.00 1,271.68 10.71 53.57 489.64 1,761.32 0.00 53.57 0.00 1,761.32 3.57 57.14 46.27 1,807.60 0.00 57.14 0.00 1,807.60 10.71 67.86 125.51 1,933.10 25.00 92.86 26,587.41 28,520.51 0.00 92.86 0.00 28,520.51 7.14 100.00 203.61 28,724.13 28,724.13

BAND

CUM.

0.28 0.28 0.49 0.76 1.79 2.55 0.01 2.57 0.00 2.57 0.00 2.57 0.00 2.57 0.00 2.57 1.82 4.38 0.00 4.38 0.04 4.43 0.00 4.43 1.70 6.13 0.00 6.13 0.16 6.29 0.00 6.29 0.44 6.73 92.56 99.29 0.00 99.29 0.71 100.00

PERCENTAGE BAND

38.00 38.81 81.31 0.66 0.00 0.00 0.00 0.00 204.13 0.00 5.76 0.00 166.96 0.00 11.25 0.00 9.58 1,557.83 0.00 1,183.81

CUM

38.00 38.51 61.03 43.05 30.56 26.31 22.96 20.89 33.27 31.91 30.57 28.46 36.99 35.81 33.92 29.01 25.64 308.44 251.59 253.00 253.00

Page 114 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 2 50 3 100 4 200 5 300 6 500 7 750 8 1.000 9 1.500 10 2.000 11 2.500 12 3.000 13 4.000 14 5.000 15 7.500 16 10.000 17 20.000 18 50.000 19 100.000 20 500.000

50 100 200 300 500 750 1.000 1.500 2.000 2.500 3.000 4.000 5.000 7.500 10.000 20.000 50.000 100.000 500.000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,402 2,616 3,132 1,520 1,266 568 428 254 155 66 66 76 53 58 41 63 55 34 8 4 12,865

2,402 5,018 8,150 9,670 10,936 11,504 11,932 12,186 12,341 12,407 12,473 12,549 12,602 12,660 12,701 12,764 12,819 12,853 12,861 12,865

BAND

CUM.

18.67 18.67 20.33 39.01 24.35 63.35 11.82 75.17 9.84 85.01 4.42 89.42 3.33 92.75 1.97 94.72 1.20 95.93 0.51 96.44 0.51 96.95 0.59 97.54 0.41 97.96 0.45 98.41 0.32 98.73 0.49 99.21 0.43 99.64 0.26 99.91 0.06 99.97 0.03 100.00

PERCENTAGE rp

2,209.38 603.74 1,470.31 1,296.56 1,680.05 1,140.98 1,218.29 919.98 772.88 300.88 447.48 688.09 523.84 657.92 579.62 1,581.60 3,020.12 2,342.77 1,048.45 673.02 23,175.95

2,209.38 2,813.11 4,283.42 5,579.98 7,260.03 8,401.01 9,619.31 10,539.29 11,312.17 11,613.05 12,060.53 12,748.62 13,272.46 13,930.38 14,509.99 16,091.59 19,111.71 21,454.47 22,502.93 23,175.95

BAND

9.53 2.61 6.34 5.59 7.25 4.92 5.26 3.97 3.33 1.30 1.93 2.97 2.26 2.84 2.50 6.82 13.03 10.11 4.52 2.90

CUM.

9.53 12.14 18.48 24.08 31.33 36.25 41.51 45.48 48.81 50.11 52.04 55.01 57.27 60.11 62.61 69.43 82.46 92.57 97.10 100.00

PERCENTAGE f

BAND

CUM.

PERCENTAGE rp

8 1 9 5 6 2 3 0 1 0 0 1 0 0 2 2 6 5 1 0

8 15.38 15.38 8,702.85 9 1.92 17.31 51.93 18 17.31 34.62 881.18 23 9.62 44.23 547.29 29 11.54 55.77 653.67 31 3.85 59.62 859.90 34 5.77 65.38 887.48 34 0.00 65.38 0.00 35 1.92 67.31 40.47 35 0.00 67.31 0.00 35 0.00 67.31 0.00 36 1.92 69.23 75.21 36 0.00 69.23 0.00 36 0.00 69.23 0.00 38 3.85 73.08 52.52 40 3.85 76.92 499.11 46 11.54 88.46 415.94 51 9.62 98.08 896.64 52 1.92 100.00 73.37 52 0.00 100.00 0.00

14,637.57

8,702.85 8,754.78 9,635.97 10,183.26 10,836.93 11,696.83 12,584.31 12,584.31 12,624.79 12,624.79 12,624.79 12,700.00 12,700.00 12,700.00 12,752.52 13,251.62 13,667.56 14,564.20 14,637.57 14,637.57

BAND

CUM.

59.46 59.46 0.35 59.81 6.02 65.83 3.74 69.57 4.47 74.04 5.87 79.91 6.06 85.97 0.00 85.97 0.28 86.25 0.00 86.25 0.00 86.25 0.51 86.76 0.00 86.76 0.00 86.76 0.36 87.12 3.41 90.53 2.84 93.37 6.13 99.50 0.50 100.00 0.00 100.00

PERCENTAGE BAND

CUM

393.90 8.60 59.93 42.21 38.91 75.37 72.85 0.00 5.24 0.00 0.00 10.93 0.00 0.00 9.06 31.56 13.77 38.27 7.00 0.00

393.90 311.21 224.96 182.50 149.27 139.23 130.82 119.40 111.60 108.71 104.68 99.62 95.69 91.17 87.89 82.35 71.51 67.88 65.05 63.16 63.16

Page 115 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

814 619 468 151 147 59 24 18 16 5 5 9 4 6 1 7 12 0 0 1 2,366

814 1,433 1,901 2,052 2,199 2,258 2,282 2,300 2,316 2,321 2,326 2,335 2,339 2,345 2,346 2,353 2,365 2,365 2,365 2,366

BAND

CUM.

34.40 34.40 26.16 60.57 19.78 80.35 6.38 86.73 6.21 92.94 2.49 95.44 1.01 96.45 0.76 97.21 0.68 97.89 0.21 98.10 0.21 98.31 0.38 98.69 0.17 98.86 0.25 99.11 0.04 99.15 0.30 99.45 0.51 99.96 0.00 99.96 0.00 99.96 0.04 100.00

PERCENTAGE rp

299.43 209.13 323.97 180.33 278.93 114.94 78.52 48.34 56.42 32.76 22.34 50.05 16.46 114.55 10.00 197.68 434.40 0.00 0.00 251.05 2,719.31

299.43 508.57 832.53 1,012.86 1,291.80 1,406.74 1,485.25 1,533.59 1,590.01 1,622.77 1,645.12 1,695.17 1,711.63 1,826.18 1,836.19 2,033.86 2,468.26 2,468.26 2,468.26 2,719.31

BAND

CUM.

11.01 7.69 11.91 6.63 10.26 4.23 2.89 1.78 2.07 1.20 0.82 1.84 0.61 4.21 0.37 7.27 15.97 0.00 0.00 9.23

11.01 18.70 30.62 37.25 47.50 51.73 54.62 56.40 58.47 59.68 60.50 62.34 62.94 67.16 67.52 74.79 90.77 90.77 90.77 100.00

PERCENTAGE f

2 3 5 0 2 1 0 0 1 1 0 0 0 1 0 0 0 0 0 0 16

2 5 10 10 12 13 13 13 14 15 15 15 15 16 16 16 16 16 16 16

BAND

CUM.

12.50 18.75 31.25 0.00 12.50 6.25 0.00 0.00 6.25 6.25 0.00 0.00 0.00 6.25 0.00 0.00 0.00 0.00 0.00 0.00

12.50 31.25 62.50 62.50 75.00 81.25 81.25 81.25 87.50 93.75 93.75 93.75 93.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

32.04 294.43 463.31 0.00 485.38 8.11 0.00 0.00 8.08 0.00 0.00 0.00 0.00 178.55 0.00 0.00 0.00 0.00 0.00 0.00 1,469.92

32.04 326.47 789.79 789.79 1,275.17 1,283.29 1,283.29 1,283.29 1,291.37 1,291.37 1,291.37 1,291.37 1,291.37 1,469.92 1,469.92 1,469.92 1,469.92 1,469.92 1,469.92 1,469.92

BAND

2.18 20.03 31.52 0.00 33.02 0.55 0.00 0.00 0.55 0.00 0.00 0.00 0.00 12.15 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

2.18 22.21 53.73 53.73 86.75 87.30 87.30 87.30 87.85 87.85 87.85 87.85 87.85 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

10.70 140.79 143.01 0.00 174.01 7.06 0.00 0.00 14.32 0.00 0.00 0.00 0.00 155.87 0.00 0.00 0.00 0.00 0.00 0.00

10.70 64.20 94.87 77.98 98.71 91.22 86.40 83.68 81.22 79.58 78.50 76.18 75.45 80.49 80.05 72.27 59.55 59.55 59.55 54.05 54.05

Page 116 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,500 1,636 1,614 820 832 366 262 172 91 63 50 34 56 45 32 56 36 11 12 0 7,688

1,500 3,136 4,750 5,570 6,402 6,768 7,030 7,202 7,293 7,356 7,406 7,440 7,496 7,541 7,573 7,629 7,665 7,676 7,688 7,688

BAND

CUM.

19.51 19.51 21.28 40.79 20.99 61.78 10.67 72.45 10.82 83.27 4.76 88.03 3.41 91.44 2.24 93.68 1.18 94.86 0.82 95.68 0.65 96.33 0.44 96.77 0.73 97.50 0.59 98.09 0.42 98.50 0.73 99.23 0.47 99.70 0.14 99.84 0.16 100.00 0.00 100.00

PERCENTAGE rp

647.59 324.61 679.80 622.43 1,426.23 675.24 742.37 607.13 428.22 394.31 360.48 312.06 767.25 454.76 660.67 1,254.87 1,383.79 1,433.78 2,238.11 0.00 15,413.70

647.59 972.20 1,651.99 2,274.42 3,700.65 4,375.89 5,118.26 5,725.39 6,153.61 6,547.93 6,908.41 7,220.46 7,987.71 8,442.47 9,103.14 10,358.01 11,741.80 13,175.58 15,413.70 15,413.70

BAND

4.20 2.11 4.41 4.04 9.25 4.38 4.82 3.94 2.78 2.56 2.34 2.02 4.98 2.95 4.29 8.14 8.98 9.30 14.52 0.00

CUM.

4.20 6.31 10.72 14.76 24.01 28.39 33.21 37.14 39.92 42.48 44.82 46.84 51.82 54.77 59.06 67.20 76.18 85.48 100.00 100.00

PERCENTAGE f

4 1 2 4 5 2 3 3 1 7 0 2 9 4 1 0 0 1 2 0 51

BAND

4 5 7 11 16 18 21 24 25 32 32 34 43 47 48 48 48 49 51 51

7.84 1.96 3.92 7.84 9.80 3.92 5.88 5.88 1.96 13.73 0.00 3.92 17.65 7.84 1.96 0.00 0.00 1.96 3.92 0.00

CUM.

7.84 9.80 13.73 21.57 31.37 35.29 41.18 47.06 49.02 62.75 62.75 66.67 84.31 92.16 94.12 94.12 94.12 96.08 100.00 100.00

PERCENTAGE rp

91.89 75.00 1,202.17 266.47 2,096.23 262.49 59.75 463.26 3.83 230.91 0.00 18.48 135.61 38.79 18.54 0.00 0.00 11.00 0.00 0.00 4,974.39

91.89 166.89 1,369.05 1,635.52 3,731.75 3,994.24 4,053.99 4,517.25 4,521.07 4,751.98 4,751.98 4,770.46 4,906.07 4,944.86 4,963.40 4,963.40 4,963.40 4,974.39 4,974.39 4,974.39

BAND

1.85 1.51 24.17 5.36 42.14 5.28 1.20 9.31 0.08 4.64 0.00 0.37 2.73 0.78 0.37 0.00 0.00 0.22 0.00 0.00

PERCENTAGE

CUM.

BAND

1.85 3.35 27.52 32.88 75.02 80.30 81.50 90.81 90.89 95.53 95.53 95.90 98.63 99.41 99.78 99.78 99.78 100.00 100.00 100.00

14.19 23.10 176.84 42.81 146.98 38.87 8.05 76.30 0.89 58.56 0.00 5.92 17.67 8.53 2.81 0.00 0.00 0.77 0.00 0.00

CUM

14.19 17.17 82.87 71.91 100.84 91.28 79.21 78.90 73.47 72.57 68.79 66.07 61.42 58.57 54.52 47.92 42.27 37.75 32.27 32.27 32.27

Page 117 of 180

CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 09

RISK AND LOSS PROFILE 2003

DKI JAKARTA

DATA POSITION FROM TO PROCESSING

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

DATE

CLAIM SEVERITY ( In Million Rp)

01/01/2003

15/06/2005

15/07/2005 LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

13,036 18,607 31,161 21,611 24,202 12,025 8,461 6,226 3,263 1,702 1,270 1,448 966 1,207 760 1,140 911 401 508 105 149,010

13,036 31,643 62,804 84,415 108,617 120,642 129,103 135,329 138,592 140,294 141,564 143,012 143,978 145,185 145,945 147,085 147,996 148,397 148,905 149,010

BAND

CUM.

8.75 8.75 12.49 21.24 20.91 42.15 14.50 56.65 16.24 72.89 8.07 80.96 5.68 86.64 4.18 90.82 2.19 93.01 1.14 94.15 0.85 95.00 0.97 95.97 0.65 96.62 0.81 97.43 0.51 97.94 0.77 98.71 0.61 99.32 0.27 99.59 0.34 99.93 0.07 100.00

PERCENTAGE rp

11,159.25 3,789.38 9,825.93 10,947.50 18,122.74 14,664.86 15,596.81 19,092.44 12,049.59 7,475.64 6,705.86 10,406.53 8,192.50 12,570.49 10,922.58 25,416.19 36,649.93 25,810.87 67,540.71 32,279.74 359,219.56

11,159.25 14,948.63 24,774.56 35,722.06 53,844.80 68,509.66 84,106.48 103,198.92 115,248.51 122,724.15 129,430.01 139,836.54 148,029.04 160,599.53 171,522.11 196,938.30 233,588.24 259,399.11 326,939.82 359,219.56

BAND

CUM.

3.11 3.11 1.05 4.16 2.74 6.90 3.05 9.94 5.05 14.99 4.08 19.07 4.34 23.41 5.31 28.73 3.35 32.08 2.08 34.16 1.87 36.03 2.90 38.93 2.28 41.21 3.50 44.71 3.04 47.75 7.08 54.82 10.20 65.03 7.19 72.21 18.80 91.01 8.99 100.00

PERCENTAGE f

68 65 78 63 67 44 41 32 33 15 26 29 19 26 20 54 49 41 89 54

68 133 211 274 341 385 426 458 491 506 532 561 580 606 626 680 729 770 859 913

913

BAND

CUM.

7.45 7.45 7.12 14.57 8.54 23.11 6.90 30.01 7.34 37.35 4.82 42.17 4.49 46.66 3.50 50.16 3.61 53.78 1.64 55.42 2.85 58.27 3.18 61.45 2.08 63.53 2.85 66.37 2.19 68.57 5.91 74.48 5.37 79.85 4.49 84.34 9.75 94.09 5.91 100.00

PERCENTAGE rp

13,576.34 2,586.65 4,262.46 4,091.70 3,605.80 2,734.34 4,010.90 3,671.52 9,913.83 5,731.82 41,771.58 1,432.20 7,013.12 2,010.34 2,841.80 18,927.13 8,812.09 5,703.25 10,649.11 36,494.57 189,840.55

13,576.34 16,162.99 20,425.45 24,517.15 28,122.95 30,857.29 34,868.20 38,539.71 48,453.54 54,185.36 95,956.94 97,389.14 104,402.26 106,412.60 109,254.40 128,181.54 136,993.63 142,696.87 153,345.98 189,840.55

BAND

CUM.

7.15 7.15 1.36 8.51 2.25 10.76 2.16 12.91 1.90 14.81 1.44 16.25 2.11 18.37 1.93 20.30 5.22 25.52 3.02 28.54 22.00 50.55 0.75 51.30 3.69 54.99 1.06 56.05 1.50 57.55 9.97 67.52 4.64 72.16 3.00 75.17 5.61 80.78 19.22 100.00

PERCENTAGE BAND

CUM

121.66 121.66 68.26 108.12 43.38 82.45 37.38 68.63 19.90 52.23 18.65 45.04 25.72 41.46 19.23 37.35 82.28 42.04 76.67 44.15 622.91 74.14 13.76 69.64 85.60 70.53 15.99 66.26 26.02 63.70 74.47 65.09 24.04 58.65 22.10 55.01 15.77 46.90 113.06 52.85 52.85

Page 118 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

21,132 21,062 22,616 11,195 9,983 4,345 3,240 2,461 1,465 942 821 938 732 987 687 1,211 1,179 583 507 155 106,241

21,132 42,194 64,810 76,005 85,988 90,333 93,573 96,034 97,499 98,441 99,262 100,200 100,932 101,919 102,606 103,817 104,996 105,579 106,086 106,241

BAND

CUM.

19.89 19.89 19.82 39.72 21.29 61.00 10.54 71.54 9.40 80.94 4.09 85.03 3.05 88.08 2.32 90.39 1.38 91.77 0.89 92.66 0.77 93.43 0.88 94.31 0.69 95.00 0.93 95.93 0.65 96.58 1.14 97.72 1.11 98.83 0.55 99.38 0.48 99.85 0.15 100.00

PERCENTAGE rp

13,809.09 3,869.56 8,252.57 7,155.98 10,857.69 7,370.70 7,780.08 8,449.95 6,377.96 4,986.06 5,690.36 7,459.82 6,724.10 11,190.03 10,378.58 26,291.77 46,373.47 44,804.57 60,304.96 42,870.20 340,997.51

13,809.09 17,678.65 25,931.22 33,087.20 43,944.89 51,315.60 59,095.67 67,545.62 73,923.58 78,909.64 84,600.00 92,059.82 98,783.92 109,973.95 120,352.53 146,644.30 193,017.78 237,822.35 298,127.31 340,997.51

BAND

4.05 1.13 2.42 2.10 3.18 2.16 2.28 2.48 1.87 1.46 1.67 2.19 1.97 3.28 3.04 7.71 13.60 13.14 17.68 12.57

CUM.

4.05 5.18 7.60 9.70 12.89 15.05 17.33 19.81 21.68 23.14 24.81 27.00 28.97 32.25 35.29 43.00 56.60 69.74 87.43 100.00

PERCENTAGE f

40 27 54 30 36 12 18 19 8 11 13 16 12 29 17 52 95 51 49 41 630

40 67 121 151 187 199 217 236 244 255 268 284 296 325 342 394 489 540 589 630

BAND

CUM.

6.35 6.35 4.29 10.63 8.57 19.21 4.76 23.97 5.71 29.68 1.90 31.59 2.86 34.44 3.02 37.46 1.27 38.73 1.75 40.48 2.06 42.54 2.54 45.08 1.90 46.98 4.60 51.59 2.70 54.29 8.25 62.54 15.08 77.62 8.10 85.71 7.78 93.49 6.51 100.00

PERCENTAGE rp

2,803.59 651.90 1,792.96 784.85 2,027.44 1,919.39 1,412.62 2,656.05 1,591.19 612.21 785.37 5,204.21 4,084.61 4,320.47 9,151.59 13,858.52 12,591.96 5,787.20 45,627.71 4,203.53 121,867.36

2,803.59 3,455.49 5,248.45 6,033.30 8,060.74 9,980.12 11,392.75 14,048.80 15,639.99 16,252.20 17,037.57 22,241.78 26,326.39 30,646.86 39,798.45 53,656.97 66,248.93 72,036.13 117,663.83 121,867.36

BAND

CUM.

2.30 2.30 0.53 2.84 1.47 4.31 0.64 4.95 1.66 6.61 1.57 8.19 1.16 9.35 2.18 11.53 1.31 12.83 0.50 13.34 0.64 13.98 4.27 18.25 3.35 21.60 3.55 25.15 7.51 32.66 11.37 44.03 10.33 54.36 4.75 59.11 37.44 96.55 3.45 100.00

PERCENTAGE BAND

20.30 16.85 21.73 10.97 18.67 26.04 18.16 31.43 24.95 12.28 13.80 69.76 60.75 38.61 88.18 52.71 27.15 12.92 75.66 9.81

CUM

20.30 19.55 20.24 18.23 18.34 19.45 19.28 20.80 21.16 20.60 20.14 24.16 26.65 27.87 33.07 36.59 34.32 30.29 39.47 35.74 35.74

Page 119 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

8,383 5,732 5,107 2,536 2,701 1,409 1,080 850 582 294 241 266 204 267 185 251 185 93 54 17 30,437

8,383 14,115 19,222 21,758 24,459 25,868 26,948 27,798 28,380 28,674 28,915 29,181 29,385 29,652 29,837 30,088 30,273 30,366 30,420 30,437

BAND

CUM.

27.54 27.54 18.83 46.37 16.78 63.15 8.33 71.49 8.87 80.36 4.63 84.99 3.55 88.54 2.79 91.33 1.91 93.24 0.97 94.21 0.79 95.00 0.87 95.87 0.67 96.54 0.88 97.42 0.61 98.03 0.82 98.85 0.61 99.46 0.31 99.77 0.18 99.94 0.06 100.00

PERCENTAGE rp

3,709.37 1,233.51 2,341.16 1,935.51 4,172.34 2,799.27 2,915.31 3,079.36 2,925.75 1,617.06 1,577.98 2,035.75 2,272.51 3,381.04 3,413.31 7,776.87 7,061.74 5,790.62 6,178.04 1,104.66 67,321.16

3,709.37 4,942.88 7,284.04 9,219.55 13,391.89 16,191.17 19,106.48 22,185.84 25,111.59 26,728.64 28,306.62 30,342.37 32,614.88 35,995.92 39,409.23 47,186.10 54,247.84 60,038.46 66,216.50 67,321.16

BAND

5.51 1.83 3.48 2.88 6.20 4.16 4.33 4.57 4.35 2.40 2.34 3.02 3.38 5.02 5.07 11.55 10.49 8.60 9.18 1.64

CUM.

5.51 7.34 10.82 13.69 19.89 24.05 28.38 32.96 37.30 39.70 42.05 45.07 48.45 53.47 58.54 70.09 80.58 89.18 98.36 100.00

PERCENTAGE f

22 6 11 8 15 8 10 6 9 3 4 16 18 12 16 34 29 24 12 0 263

BAND

22 8.37 28 2.28 39 4.18 47 3.04 62 5.70 70 3.04 80 3.80 86 2.28 95 3.42 98 1.14 102 1.52 118 6.08 136 6.84 148 4.56 164 6.08 198 12.93 227 11.03 251 9.13 263 4.56 263 0.00

CUM.

8.37 10.65 14.83 17.87 23.57 26.62 30.42 32.70 36.12 37.26 38.78 44.87 51.71 56.27 62.36 75.29 86.31 95.44 100.00 100.00

PERCENTAGE rp

2,589.73 141.64 822.12 309.49 8,183.44 1,607.23 1,329.77 735.68 1,622.43 45.53 138.58 328.92 3,058.01 3,791.11 457.88 1,312.61 7,542.99 251.04 366.47 0.00 34,634.66

2,589.73 2,731.37 3,553.49 3,862.99 12,046.42 13,653.65 14,983.43 15,719.11 17,341.54 17,387.06 17,525.65 17,854.57 20,912.57 24,703.68 25,161.56 26,474.16 34,017.15 34,268.19 34,634.66 34,634.66

BAND

CUM.

7.48 7.48 0.41 7.89 2.37 10.26 0.89 11.15 23.63 34.78 4.64 39.42 3.84 43.26 2.12 45.39 4.68 50.07 0.13 50.20 0.40 50.60 0.95 51.55 8.83 60.38 10.95 71.33 1.32 72.65 3.79 76.44 21.78 98.22 0.72 98.94 1.06 100.00 0.00 100.00

PERCENTAGE BAND

69.82 11.48 35.12 15.99 196.14 57.42 45.61 23.89 55.45 2.82 8.78 16.16 134.57 112.13 13.41 16.88 106.81 4.34 5.93 0.00

CUM

69.82 55.26 48.78 41.90 89.95 84.33 78.42 70.85 69.06 65.05 61.91 58.84 64.12 68.63 63.85 56.11 62.71 57.08 52.31 51.45 51.45

Page 120 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,092 990 903 480 469 212 126 111 65 38 34 39 28 37 17 32 30 11 11 1 4,726

1,092 2,082 2,985 3,465 3,934 4,146 4,272 4,383 4,448 4,486 4,520 4,559 4,587 4,624 4,641 4,673 4,703 4,714 4,725 4,726

BAND

CUM.

23.11 23.11 20.95 44.05 19.11 63.16 10.16 73.32 9.92 83.24 4.49 87.73 2.67 90.39 2.35 92.74 1.38 94.12 0.80 94.92 0.72 95.64 0.83 96.47 0.59 97.06 0.78 97.84 0.36 98.20 0.68 98.88 0.63 99.51 0.23 99.75 0.23 99.98 0.02 100.00

PERCENTAGE rp

287.48 148.13 310.49 279.95 545.03 318.26 248.77 400.28 295.80 192.66 155.81 176.39 216.45 365.52 239.55 785.62 1,009.11 431.30 1,284.34 107.11 7,583.83

287.48 435.60 746.09 1,026.05 1,571.07 1,889.34 2,138.11 2,538.39 2,834.18 3,026.84 3,182.65 3,359.04 3,575.48 3,941.01 4,180.56 4,966.18 5,975.30 6,406.59 7,690.93 7,583.83

BAND

3.79 1.95 4.09 3.69 7.19 4.20 3.28 5.28 3.90 2.54 2.05 2.33 2.85 4.82 3.16 10.36 13.31 5.69 16.94 1.41

CUM.

3.79 5.74 9.84 13.53 20.72 24.91 28.19 33.47 37.37 39.91 41.97 44.29 47.15 51.97 55.12 65.48 78.79 84.48 101.41 100.00

PERCENTAGE f

1 1 2 1 2 1 0 1 0 0 0 0 0 2 1 1 0 0 2 0 15

BAND

1 2 4 5 7 8 8 9 9 9 9 9 9 11 12 13 13 13 15 15

6.67 6.67 13.33 6.67 13.33 6.67 0.00 6.67 0.00 0.00 0.00 0.00 0.00 13.33 6.67 6.67 0.00 0.00 13.33 0.00

CUM.

PERCENTAGE rp

6.67 33.96 33.96 13.33 3.76 37.72 26.67 25.98 63.70 33.33 2.06 65.75 46.67 123.17 188.92 53.33 25.26 214.18 53.33 0.00 214.18 60.00 36.45 250.63 60.00 0.00 250.63 60.00 0.00 250.63 60.00 0.00 250.63 60.00 0.00 250.63 60.00 0.00 250.63 73.33 5,293.44 5,544.07 80.00 155.23 5,699.30 86.67 10.12 5,709.41 86.67 0.00 5,709.41 86.67 0.00 5,709.41 100.00 158.54 5,867.96 100.00 0.00 5,867.96 5,867.96

BAND

CUM.

PERCENTAGE BAND

0.58 0.58 11.81 0.06 0.64 2.54 0.44 1.09 8.37 0.04 1.12 0.74 2.10 3.22 22.60 0.43 3.65 7.94 0.00 3.65 0.00 0.62 4.27 9.11 0.00 4.27 0.00 0.00 4.27 0.00 0.00 4.27 0.00 0.00 4.27 0.00 0.00 4.27 0.00 90.21 94.48 1,448.18 2.65 97.13 64.80 0.17 97.30 1.29 0.00 97.30 0.00 0.00 97.30 0.00 2.70 100.00 12.34 0.00 100.00 0.00

CUM

11.81 8.66 8.54 6.41 12.03 11.34 10.02 9.87 8.84 8.28 7.88 7.46 7.01 140.68 136.33 114.97 95.55 89.12 76.30 77.37 77.37

Page 121 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/20

15/06/20

15/07/20

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 2 50 3 100 4 200 5 300 6 500 7 750 8 1.000 9 1.500 10 2.000 11 2.500 12 3.000 13 4.000 14 5.000 15 7.500 16 10.000 17 20.000 18 50.000 19 100.000 20 500.000

50 100 200 300 500 750 1.000 1.500 2.000 2.500 3.000 4.000 5.000 7.500 10.000 20.000 50.000 100.000 500.000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

10,839 9,082 9,744 5,362 5,622 3,025 2,318 1,873 1,081 632 507 621 427 540 329 508 396 138 152 33 53,229

10,839 19,921 29,665 35,027 40,649 43,674 45,992 47,865 48,946 49,578 50,085 50,706 51,133 51,673 52,002 52,510 52,906 53,044 53,196 53,229

BAND

CUM.

20.36 20.36 17.06 37.43 18.31 55.73 10.07 65.80 10.56 76.37 5.68 82.05 4.35 86.40 3.52 89.92 2.03 91.95 1.19 93.14 0.95 94.09 1.17 95.26 0.80 96.06 1.01 97.08 0.62 97.69 0.95 98.65 0.74 99.39 0.26 99.65 0.29 99.94 0.06 100.00

PERCENTAGE rp

4,770.31 1,831.24 3,812.81 3,352.78 5,775.94 4,943.98 5,327.68 5,845.74 5,378.76 3,622.41 4,173.99 4,964.00 5,131.17 7,463.12 8,847.73 16,252.10 21,129.55 11,276.34 21,000.60 16,376.12 161,276.37

4,770.31 6,601.55 10,414.36 13,767.14 19,543.08 24,487.06 29,814.74 35,660.48 41,039.24 44,661.65 48,835.64 53,799.63 58,930.81 66,393.93 75,241.66 91,493.76 112,623.31 123,899.65 144,900.26 161,276.37

BAND

CUM.

2.96 2.96 1.14 4.09 2.36 6.46 2.08 8.54 3.58 12.12 3.07 15.18 3.30 18.49 3.62 22.11 3.34 25.45 2.25 27.69 2.59 30.28 3.08 33.36 3.18 36.54 4.63 41.17 5.49 46.65 10.08 56.73 13.10 69.83 6.99 76.82 13.02 89.85 10.15 100.00

PERCENTAGE f

16 7 17 5 13 12 20 13 48 10 46 7 47 21 60 26 39 13 21 0 441

16 23 40 45 58 70 90 103 151 161 207 214 261 282 342 368 407 420 441 441

BAND

CUM.

3.63 3.63 1.59 5.22 3.85 9.07 1.13 10.20 2.95 13.15 2.72 15.87 4.54 20.41 2.95 23.36 10.88 34.24 2.27 36.51 10.43 46.94 1.59 48.53 10.66 59.18 4.76 63.95 13.61 77.55 5.90 83.45 8.84 92.29 2.95 95.24 4.76 100.00 0.00 100.00

PERCENTAGE rp

993.17 353.36 713.21 254.79 2,879.81 1,743.56 1,191.38 2,737.19 1,997.54 2,233.11 3,895.46 251.81 3,945.49 3,918.71 1,958.66 5,984.16 3,045.25 4,375.58 6,727.39 0.00 49,199.66

BAND

CUM.

993.17 2.02 2.02 1,346.53 0.72 2.74 2,059.74 1.45 4.19 2,314.53 0.52 4.70 5,194.34 5.85 10.56 6,937.91 3.54 14.10 8,129.29 2.42 16.52 10,866.48 5.56 22.09 12,864.02 4.06 26.15 15,097.14 4.54 30.69 18,992.60 7.92 38.60 19,244.41 0.51 39.11 23,189.90 8.02 47.13 27,108.61 7.96 55.10 29,067.27 3.98 59.08 35,051.43 12.16 71.24 38,096.68 6.19 77.43 42,472.27 8.89 86.33 49,199.66 13.67 100.00 49,199.66 0.00 100.00

PERCENTAGE BAND

CUM

20.82 19.30 18.71 7.60 49.86 35.27 22.36 46.82 37.14 61.65 93.33 5.07 76.89 52.51 22.14 36.82 14.41 38.80 32.03 0.00

20.82 20.40 19.78 16.81 26.58 28.33 27.27 30.47 31.35 33.80 38.89 35.77 39.35 40.83 38.63 38.31 33.83 34.28 33.95 30.51 30.51

Page 122 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 14

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2005

DATE

15/07/2005

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million)

0 50 100 200 300 500 750 1.000 1.500 2.000 2.500 3.000 4.000 5.000 7.500 10.000 20.000 50.000 100.000 500.000

50 100 200 300 500 750 1.000 1.500 2.000 2.500 3.000 4.000 5.000 7.500 10.000 20.000 50.000 100.000 500.000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

6,265 5,813 3,417 1,104 924 326 202 139 56 39 26 31 17 12 14 19 15 3 6 3 18,431

6,265 12,078 15,495 16,599 17,523 17,849 18,051 18,190 18,246 18,285 18,311 18,342 18,359 18,371 18,385 18,404 18,419 18,422 18,428 18,431

BAND

33.99 31.54 18.54 5.99 5.01 1.77 1.10 0.75 0.30 0.21 0.14 0.17 0.09 0.07 0.08 0.10 0.08 0.02 0.03 0.02

CUM.

33.99 65.53 84.07 90.06 95.07 96.84 97.94 98.69 99.00 99.21 99.35 99.52 99.61 99.67 99.75 99.85 99.93 99.95 99.98 100.00

PERCENTAGE rp

3,575.81 3,031.41 3,275.92 1,799.92 2,241.37 999.16 842.64 718.58 372.74 296.16 262.76 406.42 223.08 213.68 568.31 459.36 832.86 116.57 812.46 0.04 21,049.18

3,575.81 6,607.22 9,883.14 11,683.06 13,924.44 14,923.59 15,766.23 16,484.81 16,857.55 17,153.71 17,416.47 17,822.89 18,045.97 18,259.65 18,827.96 19,287.33 20,120.18 20,236.76 21,049.22 21,049.18

BAND

16.99 14.40 15.56 8.55 10.65 4.75 4.00 3.41 1.77 1.41 1.25 1.93 1.06 1.02 2.70 2.18 3.96 0.55 3.86 0.00

PERCENTAGE

CUM.

16.99 31.39 46.95 55.50 66.15 70.90 74.90 78.32 80.09 81.49 82.74 84.67 85.73 86.75 89.45 91.63 95.59 96.14 100.00 100.00

28 38 24 5 1 7 0 0 3 0 0 0 0 0 0 3 1 0 4 0

28 66 90 95 96 103 103 103 106 106 106 106 106 106 106 109 110 110 114 114

114

BAND

24.56 33.33 21.05 4.39 0.88 6.14 0.00 0.00 2.63 0.00 0.00 0.00 0.00 0.00 0.00 2.63 0.88 0.00 3.51 0.00

CUM.

24.56 57.89 78.95 83.33 84.21 90.35 90.35 90.35 92.98 92.98 92.98 92.98 92.98 92.98 92.98 95.61 96.49 96.49 100.00 100.00

PERCENTAGE rp

836.91 2,329.27 2,915.23 927.20 0.40 843.38 0.00 0.00 226.35 0.00 0.00 0.00 0.00 0.00 0.00 253.07 6.65 0.00 7,370.27 0.00 15,707.92

836.91 3,166.17 6,081.40 7,008.61 7,008.21 7,851.59 7,851.59 7,851.59 8,077.94 8,077.94 8,077.94 8,077.94 8,077.94 8,077.94 8,077.94 8,331.01 8,337.65 8,337.65 15,707.92 15,707.92

BAND

5.33 14.83 18.56 5.90 0.00 5.37 0.00 0.00 1.44 0.00 0.00 0.00 0.00 0.00 0.00 1.61 0.04 0.00 46.92 0.00

CUM.

5.33 20.16 38.72 44.62 44.62 49.98 49.98 49.98 51.43 51.43 51.43 51.43 51.43 51.43 51.43 53.04 53.08 53.08 100.00 100.00

PERCENTAGE BAND

CUM

23.40 76.84 88.99 51.51 0.02 84.41 0.00 0.00 60.73 0.00 0.00 0.00 0.00 0.00 0.00 55.09 0.80 0.00 907.15 0.00

23.40 47.92 61.53 59.99 50.33 52.61 49.80 47.63 47.92 47.09 46.38 45.32 44.76 44.24 42.90 43.19 41.44 41.20 74.62 74.62 74.62

Page 123 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

876 580 464 215 235 114 73 44 32 15 7 13 2 15 11 15 10 7 4 1 2,733

876 1,456 1,920 2,135 2,370 2,484 2,557 2,601 2,633 2,648 2,655 2,668 2,670 2,685 2,696 2,711 2,721 2,728 2,732 2,733

BAND

CUM.

32.05 32.05 21.22 53.27 16.98 70.25 7.87 78.12 8.60 86.72 4.17 90.89 2.67 93.56 1.61 95.17 1.17 96.34 0.55 96.89 0.26 97.15 0.48 97.62 0.07 97.69 0.55 98.24 0.40 98.65 0.55 99.20 0.37 99.56 0.26 99.82 0.15 99.96 0.04 100.00

PERCENTAGE rp

232.19 262.29 380.02 312.76 536.00 332.61 258.22 438.72 320.58 66.60 45.18 171.40 6.76 169.24 181.05 390.09 485.88 380.63 1,395.62 156.94 6,522.78

232.19 494.48 874.50 1,187.27 1,723.27 2,055.87 2,314.09 2,752.81 3,073.39 3,139.99 3,185.17 3,356.57 3,363.33 3,532.57 3,713.61 4,103.71 4,589.59 4,970.22 6,365.84 6,522.78

BAND

3.56 4.02 5.83 4.79 8.22 5.10 3.96 6.73 4.91 1.02 0.69 2.63 0.10 2.59 2.78 5.98 7.45 5.84 21.40 2.41

CUM.

3.56 7.58 13.41 18.20 26.42 31.52 35.48 42.20 47.12 48.14 48.83 51.46 51.56 54.16 56.93 62.91 70.36 76.20 97.59 100.00

PERCENTAGE f

3 2 2 2 1 1 0 0 2 0 0 0 0 1 0 0 0 0 2 0 16

BAND

3 5 7 9 10 11 11 11 13 13 13 13 13 14 14 14 14 14 16 16

CUM.

18.75 18.75 12.50 31.25 12.50 43.75 12.50 56.25 6.25 62.50 6.25 68.75 0.00 68.75 0.00 68.75 12.50 81.25 0.00 81.25 0.00 81.25 0.00 81.25 0.00 81.25 6.25 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 12.50 100.00 0.00 100.00

PERCENTAGE rp

61.21 148.08 138.56 600.90 368.49 150.00 0.00 0.00 31.17 0.00 0.00 0.00 0.00 39.39 0.00 0.00 0.00 0.00 365.89 0.00 1,903.69

61.21 209.28 347.85 948.75 1,317.24 1,467.24 1,467.24 1,467.24 1,498.40 1,498.40 1,498.40 1,498.40 1,498.40 1,537.79 1,537.79 1,537.79 1,537.79 1,537.79 1,903.69 1,903.69

PERCENTAGE

BAND

CUM.

BAND

3.22 7.78 7.28 31.57 19.36 7.88 0.00 0.00 1.64 0.00 0.00 0.00 0.00 2.07 0.00 0.00 0.00 0.00 19.22 0.00

3.22 10.99 18.27 49.84 69.19 77.07 77.07 77.07 78.71 78.71 78.71 78.71 78.71 80.78 80.78 80.78 80.78 80.78 100.00 100.00

26.36 56.46 36.46 192.13 68.75 45.10 0.00 0.00 9.72 0.00 0.00 0.00 0.00 23.28 0.00 0.00 0.00 0.00 26.22 0.00

CUM

26.36 42.32 39.78 79.91 76.44 71.37 63.40 53.30 48.75 47.72 47.04 44.64 44.55 43.53 41.41 37.47 33.51 30.94 29.90 29.19 29.19

Page 124 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,337 1,564 1,199 556 582 278 181 125 78 40 29 39 16 33 18 25 34 21 17 1 7,173

2,337 3,901 5,100 5,656 6,238 6,516 6,697 6,822 6,900 6,940 6,969 7,008 7,024 7,057 7,075 7,100 7,134 7,155 7,172 7,173

BAND

CUM.

32.58 32.58 21.80 54.38 16.72 71.10 7.75 78.85 8.11 86.97 3.88 90.84 2.52 93.36 1.74 95.11 1.09 96.19 0.56 96.75 0.40 97.16 0.54 97.70 0.22 97.92 0.46 98.38 0.25 98.63 0.35 98.98 0.47 99.46 0.29 99.75 0.24 99.99 0.01 100.00

PERCENTAGE rp

736.67 385.60 607.06 476.25 860.23 610.01 613.13 598.46 484.96 242.62 163.15 342.74 168.44 448.49 318.74 605.52 1,593.11 1,123.37 3,061.30 31.06 13,470.93

736.67 1,122.27 1,729.33 2,205.58 3,065.81 3,675.83 4,288.96 4,887.42 5,372.38 5,615.00 5,778.15 6,120.89 6,289.33 6,737.82 7,056.56 7,662.08 9,255.20 10,378.56 13,439.87 13,470.93

BAND

5.47 2.86 4.51 3.54 6.39 4.53 4.55 4.44 3.60 1.80 1.21 2.54 1.25 3.33 2.37 4.50 11.83 8.34 22.73 0.23

CUM.

5.47 8.33 12.84 16.37 22.76 27.29 31.84 36.28 39.88 41.68 42.89 45.44 46.69 50.02 52.38 56.88 68.70 77.04 99.77 100.00

PERCENTAGE f

4 1 2 0 4 0 1 1 0 0 0 0 0 1 1 1 1 0 2 0 19

BAND

4 5 7 7 11 11 12 13 13 13 13 13 13 14 15 16 17 17 19 19

CUM.

21.05 21.05 5.26 26.32 10.53 36.84 0.00 36.84 21.05 57.89 0.00 57.89 5.26 63.16 5.26 68.42 0.00 68.42 0.00 68.42 0.00 68.42 0.00 68.42 0.00 68.42 5.26 73.68 5.26 78.95 5.26 84.21 5.26 89.47 0.00 89.47 10.53 100.00 0.00 100.00

PERCENTAGE rp

114.11 0.00 155.38 0.00 47.36 0.00 0.63 1,117.17 0.00 0.00 0.00 0.00 0.00 55.50 60.00 7,600.50 16.50 0.00 1,587.62 0.00

114.11 114.11 269.49 269.49 316.85 316.85 317.48 1,434.65 1,434.65 1,434.65 1,434.65 1,434.65 1,434.65 1,490.15 1,550.15 9,150.64 9,167.14 9,167.14 10,754.76 10,754.76

BAND

CUM.

1.06 1.06 0.00 1.06 1.44 2.51 0.00 2.51 0.44 2.95 0.00 2.95 0.01 2.95 10.39 13.34 0.00 13.34 0.00 13.34 0.00 13.34 0.00 13.34 0.00 13.34 0.52 13.86 0.56 14.41 70.67 85.08 0.15 85.24 0.00 85.24 14.76 100.00 0.00 100.00

PERCENTAGE BAND

CUM

15.49 15.49 0.00 10.17 25.60 15.58 0.00 12.22 5.51 10.33 0.00 8.62 0.10 7.40 186.67 29.35 0.00 26.70 0.00 25.55 0.00 24.83 0.00 23.44 0.00 22.81 12.37 22.12 18.82 21.97 1,255.20 119.43 1.04 99.05 0.00 88.33 51.86 80.02 0.00 79.84

10,754.76

79.84

Page 125 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,752 2,049 2,418 1,314 1,260 598 396 273 137 56 58 79 38 58 36 55 52 22 24 8 10,683

1,752 3,801 6,219 7,533 8,793 9,391 9,787 10,060 10,197 10,253 10,311 10,390 10,428 10,486 10,522 10,577 10,629 10,651 10,675 10,683

BAND

16.40 19.18 22.63 12.30 11.79 5.60 3.71 2.56 1.28 0.52 0.54 0.74 0.36 0.54 0.34 0.51 0.49 0.21 0.22 0.07

CUM.

16.40 35.58 58.21 70.51 82.31 87.91 91.61 94.17 95.45 95.97 96.52 97.26 97.61 98.16 98.49 99.01 99.49 99.70 99.93 100.00

PERCENTAGE rp

1,177.60 677.51 1,324.42 1,335.63 2,064.86 1,596.49 1,335.64 1,351.90 704.60 438.86 1,721.57 559.08 383.34 632.65 588.71 1,259.55 2,201.71 2,022.98 8,965.34 5,949.25 36,291.71

1,177.60 1,855.11 3,179.54 4,515.16 6,580.03 8,176.51 9,512.16 10,864.06 11,568.66 12,007.52 13,729.09 14,288.17 14,671.52 15,304.16 15,892.87 17,152.43 19,354.14 21,377.12 30,342.46 36,291.71

BAND

3.24 1.87 3.65 3.68 5.69 4.40 3.68 3.73 1.94 1.21 4.74 1.54 1.06 1.74 1.62 3.47 6.07 5.57 24.70 16.39

PERCENTAGE

CUM.

3.24 5.11 8.76 12.44 18.13 22.53 26.21 29.94 31.88 33.09 37.83 39.37 40.43 42.17 43.79 47.26 53.33 58.90 83.61 100.00

4 15 12 1 6 1 2 1 2 1 0 0 2 2 1 2 3 2 3 1

4 19 31 32 38 39 41 42 44 45 45 45 47 49 50 52 55 57 60 61

BAND

CUM.

6.56 6.56 24.59 31.15 19.67 50.82 1.64 52.46 9.84 62.30 1.64 63.93 3.28 67.21 1.64 68.85 3.28 72.13 1.64 73.77 0.00 73.77 0.00 73.77 3.28 77.05 3.28 80.33 1.64 81.97 3.28 85.25 4.92 90.16 3.28 93.44 4.92 98.36 1.64 100.00

PERCENTAGE rp

BAND

CUM.

PERCENTAGE BAND

CUM

348.76 1,172.01 1,937.64 20.25 2,252.68 2.14 930.07 675.00 3,782.42 43.53 0.00 0.00 4.10 9,001.00 1,621.32 16.64 2,996.55 684.31 339.45 31.99

348.76 1.35 1.35 29.62 29.62 1,520.77 4.53 5.88 172.99 81.98 3,458.41 7.49 13.37 146.30 108.77 3,478.66 0.08 13.45 1.52 77.04 5,731.34 8.71 22.16 109.10 87.10 5,733.48 0.01 22.17 0.13 70.12 6,663.55 3.60 25.77 69.63 70.05 7,338.55 2.61 28.38 49.93 67.55 11,120.97 14.63 43.00 536.82 96.13 11,164.51 0.17 43.17 9.92 92.98 11,164.51 0.00 43.17 0.00 81.32 11,164.51 0.00 43.17 0.00 78.14 11,168.61 0.02 43.19 1.07 76.12 20,169.61 34.81 78.00 1,422.75 131.79 21,790.93 6.27 84.27 275.40 137.11 21,807.56 0.06 84.33 1.32 127.14 24,804.12 11.59 95.92 136.10 128.16 25,488.43 2.65 98.56 33.83 119.23 25,827.88 1.31 99.88 3.79 85.12 25,859.88 0.12 100.00 0.54 71.26

25,859.88

71.26

Page 126 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,514 1,267 1,299 659 693 374 244 180 90 46 41 48 36 35 14 21 9 4 10 2 6,586

1,514 2,781 4,080 4,739 5,432 5,806 6,050 6,230 6,320 6,366 6,407 6,455 6,491 6,526 6,540 6,561 6,570 6,574 6,584 6,586

BAND

CUM.

22.99 22.99 19.24 42.23 19.72 61.95 10.01 71.96 10.52 82.48 5.68 88.16 3.70 91.86 2.73 94.59 1.37 95.96 0.70 96.66 0.62 97.28 0.73 98.01 0.55 98.56 0.53 99.09 0.21 99.30 0.32 99.62 0.14 99.76 0.06 99.82 0.15 99.97 0.03 100.00

PERCENTAGE rp

259.78 271.42 604.14 476.71 882.94 769.25 689.09 689.66 414.46 228.86 336.16 360.73 330.54 364.52 147.26 252.83 321.97 300.78 1,427.13 158.27 9,286.49

259.78 531.20 1,135.34 1,612.06 2,494.99 3,264.25 3,953.34 4,643.00 5,057.46 5,286.32 5,622.48 5,983.21 6,313.74 6,678.26 6,825.52 7,078.34 7,400.32 7,701.09 9,128.22 9,286.49

BAND

2.80 2.92 6.51 5.13 9.51 8.28 7.42 7.43 4.46 2.46 3.62 3.88 3.56 3.93 1.59 2.72 3.47 3.24 15.37 1.70

CUM.

2.80 5.72 12.23 17.36 26.87 35.15 42.57 50.00 54.46 56.92 60.54 64.43 67.99 71.91 73.50 76.22 79.69 82.93 98.30 100.00

PERCENTAGE f

3 1 3 1 3 7 1 0 0 0 0 1 0 0 0 0 0 0 0 0 20

BAND

3 4 7 8 11 18 19 19 19 19 19 20 20 20 20 20 20 20 20 20

15.00 5.00 15.00 5.00 15.00 35.00 5.00 0.00 0.00 0.00 0.00 5.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

15.00 20.00 35.00 40.00 55.00 90.00 95.00 95.00 95.00 95.00 95.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

323.24 19.04 412.59 220.00 1,120.19 1,123.67 611.31 0.00 0.00 0.00 0.00 187.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,017.90

323.24 342.28 754.87 974.87 2,095.06 3,218.73 3,830.04 3,830.04 3,830.04 3,830.04 3,830.04 4,017.90 4,017.90 4,017.90 4,017.90 4,017.90 4,017.90 4,017.90 4,017.90 4,017.90

BAND

8.05 0.47 10.27 5.48 27.88 27.97 15.21 0.00 0.00 0.00 0.00 4.68 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

8.05 8.52 18.79 24.26 52.14 80.11 95.32 95.32 95.32 95.32 95.32 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

124.43 7.02 68.29 46.15 126.87 146.07 88.71 0.00 0.00 0.00 0.00 52.08 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

124.43 64.44 66.49 60.47 83.97 98.61 96.88 82.49 75.73 72.45 68.12 67.15 63.64 60.16 58.87 56.76 54.29 52.17 44.02 43.27 43.27

Page 127 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

977 835 812 386 423 222 145 106 47 27 10 17 11 9 2 7 3 0 1 1 4,041

977 1,812 2,624 3,010 3,433 3,655 3,800 3,906 3,953 3,980 3,990 4,007 4,018 4,027 4,029 4,036 4,039 4,039 4,040 4,041

BAND

CUM.

24.18 24.18 20.66 44.84 20.09 64.93 9.55 74.49 10.47 84.95 5.49 90.45 3.59 94.04 2.62 96.66 1.16 97.82 0.67 98.49 0.25 98.74 0.42 99.16 0.27 99.43 0.22 99.65 0.05 99.70 0.17 99.88 0.07 99.95 0.00 99.95 0.02 99.98 0.02 100.00

PERCENTAGE rp

236.74 239.23 486.45 415.92 725.02 552.03 524.79 281.25 246.47 180.10 101.14 130.81 111.01 164.58 122.33 135.87 128.54 0.00 575.49 221.69 5,579.44

236.74 475.97 962.42 1,378.35 2,103.36 2,655.39 3,180.18 3,461.43 3,707.90 3,887.99 3,989.13 4,119.94 4,230.95 4,395.52 4,517.86 4,653.73 4,782.27 4,782.27 5,357.76 5,579.44

BAND

4.24 4.29 8.72 7.45 12.99 9.89 9.41 5.04 4.42 3.23 1.81 2.34 1.99 2.95 2.19 2.44 2.30 0.00 10.31 3.97

CUM.

4.24 8.53 17.25 24.70 37.70 47.59 57.00 62.04 66.46 69.68 71.50 73.84 75.83 78.78 80.97 83.41 85.71 85.71 96.03 100.00

PERCENTAGE f

1 3 2 3 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 12

BAND

1 4 6 9 10 11 11 11 11 11 11 11 11 11 11 11 11 11 11 12

8.33 25.00 16.67 25.00 8.33 8.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.33

CUM.

8.33 33.33 50.00 75.00 83.33 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 100.00

PERCENTAGE rp

37.50 138.08 172.33 357.64 14.62 168.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 40.00 928.68

37.50 175.58 347.91 705.55 720.18 888.68 888.68 888.68 888.68 888.68 888.68 888.68 888.68 888.68 888.68 888.68 888.68 888.68 888.68 928.68

BAND

4.04 14.87 18.56 38.51 1.57 18.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.31

CUM.

4.04 18.91 37.46 75.97 77.55 95.69 95.69 95.69 95.69 95.69 95.69 95.69 95.69 95.69 95.69 95.69 95.69 95.69 95.69 100.00

PERCENTAGE BAND

15.84 57.72 35.43 85.99 2.02 30.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.04

CUM

15.84 36.89 36.15 51.19 34.24 33.47 27.94 25.67 23.97 22.86 22.28 21.57 21.00 20.22 19.67 19.10 18.58 18.58 16.59 16.64 16.64

Page 128 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,044 2,200 2,192 1,049 905 410 319 202 130 72 60 70 47 44 23 39 44 14 12 5 9,881

2,044 4,244 6,436 7,485 8,390 8,800 9,119 9,321 9,451 9,523 9,583 9,653 9,700 9,744 9,767 9,806 9,850 9,864 9,876 9,881

BAND

CUM.

20.69 20.69 22.26 42.95 22.18 65.14 10.62 75.75 9.16 84.91 4.15 89.06 3.23 92.29 2.04 94.33 1.32 95.65 0.73 96.38 0.61 96.98 0.71 97.69 0.48 98.17 0.45 98.61 0.23 98.85 0.39 99.24 0.45 99.69 0.14 99.83 0.12 99.95 0.05 100.00

PERCENTAGE rp

445.09 540.65 1,164.36 1,031.31 1,309.41 923.87 982.41 924.00 681.36 460.17 427.54 659.33 417.00 488.95 368.44 681.19 1,633.24 1,029.00 493.25 998.53 15,659.09

445.09 985.74 2,150.10 3,181.41 4,490.82 5,414.69 6,397.09 7,321.09 8,002.45 8,462.62 8,890.16 9,549.49 9,966.48 10,455.44 10,823.88 11,505.06 13,138.31 14,167.31 14,660.56 15,659.09

BAND

2.84 3.45 7.44 6.59 8.36 5.90 6.27 5.90 4.35 2.94 2.73 4.21 2.66 3.12 2.35 4.35 10.43 6.57 3.15 6.38

CUM.

2.84 6.29 13.73 20.32 28.68 34.58 40.85 46.75 51.10 54.04 56.77 60.98 63.65 66.77 69.12 73.47 83.90 90.47 93.62 100.00

PERCENTAGE f

0 0 0 1 2 2 1 0 1 0 1 0 0 0 1 1 2 0 0 0 12

BAND

0 0 0 1 3 5 6 6 7 7 8 8 8 8 9 10 12 12 12 12

0.00 0.00 0.00 8.33 16.67 16.67 8.33 0.00 8.33 0.00 8.33 0.00 0.00 0.00 8.33 8.33 16.67 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 8.33 25.00 41.67 50.00 50.00 58.33 58.33 66.67 66.67 66.67 66.67 75.00 83.33 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 25.00 4.48 222.22 35.37 0.00 1,715.64 0.00 0.95 0.00 0.00 0.00 78.43 36.24 122.65 0.00 0.00 0.00 2,240.97

0.00 0.00 0.00 25.00 29.48 251.70 287.07 287.07 2,002.70 2,002.70 2,003.65 2,003.65 2,003.65 2,003.65 2,082.08 2,118.32 2,240.97 2,240.97 2,240.97 2,240.97

BAND

0.00 0.00 0.00 1.12 0.20 9.92 1.58 0.00 76.56 0.00 0.04 0.00 0.00 0.00 3.50 1.62 5.47 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 1.12 1.32 11.23 12.81 12.81 89.37 89.37 89.41 89.41 89.41 89.41 92.91 94.53 100.00 100.00 100.00 100.00

0.00 0.00 0.00 2.42 0.34 24.05 3.60 0.00 251.80 0.00 0.22 0.00 0.00 0.00 21.29 5.32 7.51 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.79 0.66 4.65 4.49 3.92 25.03 23.67 22.54 20.98 20.10 19.16 19.24 18.41 17.06 15.82 15.29 14.31 14.31

Page 129 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 21

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

232 247 187 91 73 37 21 14 2 2 0 9 4 3 1 1 2 2 6 1 935

BAND

232 479 666 757 830 867 888 902 904 906 906 915 919 922 923 924 926 928 934 935

CUM.

24.81 24.81 26.42 51.23 20.00 71.23 9.73 80.96 7.81 88.77 3.96 92.73 2.25 94.97 1.50 96.47 0.21 96.68 0.21 96.90 0.00 96.90 0.96 97.86 0.43 98.29 0.32 98.61 0.11 98.72 0.11 98.82 0.21 99.04 0.21 99.25 0.64 99.89 0.11 100.00

PERCENTAGE rp

58.46 52.75 103.79 98.60 101.33 95.72 64.77 47.47 7.68 14.70 0.00 60.88 15.60 21.27 0.05 31.38 17.91 180.87 829.12 0.00 1,802.34

58.46 111.21 215.00 313.59 414.93 510.64 575.42 622.89 630.57 645.26 645.26 706.14 721.75 743.01 743.06 774.44 792.36 973.23 1,802.34 1,802.34

BAND

3.24 2.93 5.76 5.47 5.62 5.31 3.59 2.63 0.43 0.82 0.00 3.38 0.87 1.18 0.00 1.74 0.99 10.04 46.00 0.00

CUM.

3.24 6.17 11.93 17.40 23.02 28.33 31.93 34.56 34.99 35.80 35.80 39.18 40.04 41.22 41.23 42.97 43.96 54.00 100.00 100.00

PERCENTAGE f

1 2 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5

BAND

1 3 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5

20.00 40.00 20.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

20.00 60.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

9.11 13.62 20.10 0.00 342.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 385.08

9.11 22.72 42.83 42.83 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08

BAND

2.37 3.54 5.22 0.00 88.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

2.37 5.90 11.12 11.12 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

15.58 25.81 19.37 0.00 337.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

15.58 20.43 19.92 13.66 92.81 75.41 66.92 61.82 61.07 59.68 59.68 54.53 53.35 51.83 51.82 49.72 48.60 39.57 21.37 21.37 21.37

Page 130 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,904 1,613 1,696 987 1,277 586 414 395 201 106 73 97 72 73 43 65 58 33 25 8 9,726

1,904 3,517 5,213 6,200 7,477 8,063 8,477 8,872 9,073 9,179 9,252 9,349 9,421 9,494 9,537 9,602 9,660 9,693 9,718 9,726

BAND

CUM.

19.58 19.58 16.58 36.16 17.44 53.60 10.15 63.75 13.13 76.88 6.03 82.90 4.26 87.16 4.06 91.22 2.07 93.29 1.09 94.38 0.75 95.13 1.00 96.12 0.74 96.86 0.75 97.61 0.44 98.06 0.67 98.73 0.60 99.32 0.34 99.66 0.26 99.92 0.08 100.00

PERCENTAGE rp

683.63 332.87 720.47 731.01 1,415.26 986.50 845.20 1,129.65 790.61 515.92 487.46 692.54 685.45 874.30 674.01 1,038.04 1,858.64 2,096.13 3,527.54 949.51 21,034.75

683.63 1,016.50 1,736.97 2,467.98 3,883.24 4,869.74 5,714.94 6,844.60 7,635.21 8,151.12 8,638.58 9,331.12 10,016.58 10,890.88 11,564.89 12,602.93 14,461.57 16,557.70 20,085.24 21,034.75

BAND

3.25 1.58 3.43 3.48 6.73 4.69 4.02 5.37 3.76 2.45 2.32 3.29 3.26 4.16 3.20 4.93 8.84 9.97 16.77 4.51

CUM.

3.25 4.83 8.26 11.73 18.46 23.15 27.17 32.54 36.30 38.75 41.07 44.36 47.62 51.78 54.98 59.91 68.75 78.72 95.49 100.00

PERCENTAGE f

3 1 3 1 3 13 2 3 0 0 1 2 3 3 9 3 7 2 6 0 65

BAND

3 4 7 8 11 24 26 29 29 29 30 32 35 38 47 50 57 59 65 65

4.62 1.54 4.62 1.54 4.62 20.00 3.08 4.62 0.00 0.00 1.54 3.08 4.62 4.62 13.85 4.62 10.77 3.08 9.23 0.00

CUM.

PERCENTAGE rp

4.62 142.41 6.15 85.00 10.77 110.90 12.31 28.40 16.92 52.82 36.92 303.66 40.00 2.03 44.62 1,582.86 44.62 0.00 44.62 0.00 46.15 0.00 49.23 17.17 53.85 64.47 58.46 26.60 72.31 274.28 76.92 88.39 87.69 1,428.81 90.77 13.71 100.00 343.55 100.00 0.00 4,565.05

142.41 227.41 338.32 366.72 419.54 723.20 725.23 2,308.08 2,308.08 2,308.08 2,308.08 2,325.25 2,389.73 2,416.33 2,690.60 2,778.99 4,207.80 4,221.51 4,565.05 4,565.05

BAND

PERCENTAGE

CUM.

BAND

3.12 3.12 1.86 4.98 2.43 7.41 0.62 8.03 1.16 9.19 6.65 15.84 0.04 15.89 34.67 50.56 0.00 50.56 0.00 50.56 0.00 50.56 0.38 50.94 1.41 52.35 0.58 52.93 6.01 58.94 1.94 60.88 31.30 92.17 0.30 92.47 7.53 100.00 0.00 100.00

20.83 25.54 15.39 3.89 3.73 30.78 0.24 140.12 0.00 0.00 0.00 2.48 9.41 3.04 40.69 8.51 76.87 0.65 9.74 0.00

CUM

20.83 22.37 19.48 14.86 10.80 14.85 12.69 33.72 30.23 28.32 26.72 24.92 23.86 22.19 23.27 22.05 29.10 25.50 22.73 21.70 21.70

Page 131 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

849 597 331 127 131 67 57 47 29 21 9 16 10 10 4 12 11 3 3 0 2,334

849 1,446 1,777 1,904 2,035 2,102 2,159 2,206 2,235 2,256 2,265 2,281 2,291 2,301 2,305 2,317 2,328 2,331 2,334 2,334

BAND

CUM.

36.38 36.38 25.58 61.95 14.18 76.14 5.44 81.58 5.61 87.19 2.87 90.06 2.44 92.50 2.01 94.52 1.24 95.76 0.90 96.66 0.39 97.04 0.69 97.73 0.43 98.16 0.43 98.59 0.17 98.76 0.51 99.27 0.47 99.74 0.13 99.87 0.13 100.00 0.00 100.00

PERCENTAGE rp

91.25 152.68 216.25 129.11 217.02 195.99 181.76 244.79 131.35 103.91 41.39 100.15 108.83 139.03 70.58 181.91 162.38 249.88 462.12 0.00 3,180.37

91.25 243.93 460.18 589.29 806.31 1,002.30 1,184.06 1,428.85 1,560.19 1,664.10 1,705.49 1,805.65 1,914.47 2,053.51 2,124.09 2,305.99 2,468.37 2,718.25 3,180.37 3,180.37

BAND

2.87 4.80 6.80 4.06 6.82 6.16 5.71 7.70 4.13 3.27 1.30 3.15 3.42 4.37 2.22 5.72 5.11 7.86 14.53 0.00

CUM.

2.87 7.67 14.47 18.53 25.35 31.52 37.23 44.93 49.06 52.32 53.63 56.77 60.20 64.57 66.79 72.51 77.61 85.47 100.00 100.00

PERCENTAGE f

2 1 4 0 0 4 0 15 0 1 0 0 0 0 0 0 2 0 0 0 29

BAND

2 3 7 7 7 11 11 26 26 27 27 27 27 27 27 27 29 29 29 29

6.90 3.45 13.79 0.00 0.00 13.79 0.00 51.72 0.00 3.45 0.00 0.00 0.00 0.00 0.00 0.00 6.90 0.00 0.00 0.00

CUM.

6.90 10.34 24.14 24.14 24.14 37.93 37.93 89.66 89.66 93.10 93.10 93.10 93.10 93.10 93.10 93.10 100.00 100.00 100.00 100.00

PERCENTAGE rp

18.87 6.08 283.32 0.00 0.00 7.39 0.00 33.01 0.00 15.56 0.00 0.00 0.00 0.00 0.00 0.00 259.88 0.00 0.00 0.00 624.10

18.87 24.95 308.27 308.27 308.27 315.66 315.66 348.67 348.67 364.22 364.22 364.22 364.22 364.22 364.22 364.22 624.10 624.10 624.10 624.10

BAND

3.02 0.97 45.40 0.00 0.00 1.18 0.00 5.29 0.00 2.49 0.00 0.00 0.00 0.00 0.00 0.00 41.64 0.00 0.00 0.00

CUM.

3.02 4.00 49.39 49.39 49.39 50.58 50.58 55.87 55.87 58.36 58.36 58.36 58.36 58.36 58.36 58.36 100.00 100.00 100.00 100.00

PERCENTAGE BAND

20.68 3.98 131.02 0.00 0.00 3.77 0.00 13.48 0.00 14.97 0.00 0.00 0.00 0.00 0.00 0.00 160.04 0.00 0.00 0.00

CUM

20.68 10.23 66.99 52.31 38.23 31.49 26.66 24.40 22.35 21.89 21.36 20.17 19.02 17.74 17.15 15.79 25.28 22.96 19.62 19.62 19.62

Page 132 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

382 379 392 201 255 111 65 44 29 16 9 0 4 7 3 2 6 2 4 0 1,911

382 761 1,153 1,354 1,609 1,720 1,785 1,829 1,858 1,874 1,883 1,883 1,887 1,894 1,897 1,899 1,905 1,907 1,911 1,911

BAND

CUM.

19.99 19.99 19.83 39.82 20.51 60.33 10.52 70.85 13.34 84.20 5.81 90.01 3.40 93.41 2.30 95.71 1.52 97.23 0.84 98.06 0.47 98.53 0.00 98.53 0.21 98.74 0.37 99.11 0.16 99.27 0.10 99.37 0.31 99.69 0.10 99.79 0.21 100.00 0.00 100.00

PERCENTAGE rp

54.77 152.72 323.71 280.37 565.49 331.32 298.40 227.26 205.78 132.82 78.19 0.00 23.34 76.32 15.08 33.77 193.91 0.22 383.04 0.00 3,376.51

54.77 207.49 531.20 811.57 1,377.06 1,708.37 2,006.77 2,234.04 2,439.82 2,572.64 2,650.82 2,650.82 2,674.16 2,750.48 2,765.56 2,799.34 2,993.25 2,993.46 3,376.51 3,376.51

BAND

1.62 4.52 9.59 8.30 16.75 9.81 8.84 6.73 6.09 3.93 2.32 0.00 0.69 2.26 0.45 1.00 5.74 0.01 11.34 0.00

CUM.

1.62 6.14 15.73 24.04 40.78 50.60 59.43 66.16 72.26 76.19 78.51 78.51 79.20 81.46 81.91 82.91 88.65 88.66 100.00 100.00

PERCENTAGE f

1 1 2 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5

BAND

1 2 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5

20.00 20.00 40.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

20.00 40.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

25.33 84.00 154.83 0.00 433.24 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 697.40

25.33 109.33 264.15 264.15 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40

BAND

CUM.

3.63 12.04 22.20 0.00 62.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3.63 15.68 37.88 37.88 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

46.24 55.00 47.83 0.00 76.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

46.24 52.69 49.73 32.55 50.64 40.82 34.75 31.22 28.58 27.11 26.31 26.31 26.08 25.36 25.22 24.91 23.30 23.30 20.65 20.65 20.65

Page 133 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

134 153 152 105 111 78 45 51 22 18 6 6 6 3 6 2 6 1 0 2 907

BAND

134 287 439 544 655 733 778 829 851 869 875 881 887 890 896 898 904 905 905 907

CUM.

14.77 14.77 16.87 31.64 16.76 48.40 11.58 59.98 12.24 72.22 8.60 80.82 4.96 85.78 5.62 91.40 2.43 93.83 1.98 95.81 0.66 96.47 0.66 97.13 0.66 97.79 0.33 98.13 0.66 98.79 0.22 99.01 0.66 99.67 0.11 99.78 0.00 99.78 0.22 100.00

PERCENTAGE rp

38.24 45.77 112.96 133.37 223.43 225.42 161.39 300.98 123.32 69.13 52.75 48.53 115.34 34.28 83.49 55.07 283.54 10.89 0.00 605.07 2,722.99

38.24 84.00 196.97 330.34 553.78 779.20 940.59 1,241.57 1,364.89 1,434.02 1,486.77 1,535.30 1,650.65 1,684.93 1,768.42 1,823.49 2,107.03 2,117.92 2,117.92 2,722.99

BAND

1.40 1.68 4.15 4.90 8.21 8.28 5.93 11.05 4.53 2.54 1.94 1.78 4.24 1.26 3.07 2.02 10.41 0.40 0.00 22.22

CUM.

1.40 3.09 7.23 12.13 20.34 28.62 34.54 45.60 50.12 52.66 54.60 56.38 60.62 61.88 64.94 66.97 77.38 77.78 77.78 100.00

PERCENTAGE f

2 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 3 7

BAND

2 2 2 3 3 3 4 4 4 4 4 4 4 4 4 4 4 4 4 7

28.57 0.00 0.00 14.29 0.00 0.00 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 42.86

CUM.

28.57 28.57 28.57 42.86 42.86 42.86 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 57.14 100.00

PERCENTAGE rp

57.00 57.00 0.00 57.00 0.00 57.00 2.28 59.28 0.00 59.28 0.00 59.28 149.94 209.21 0.00 209.21 0.00 209.21 0.00 209.21 0.00 209.21 0.00 209.21 0.00 209.21 0.00 209.21 0.00 209.21 0.00 209.21 0.00 209.21 0.00 209.21 0.00 209.21 911.67 1,120.89 1,120.89

BAND

5.09 0.00 0.00 0.20 0.00 0.00 13.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 81.33

PERCENTAGE

CUM.

BAND

5.09 5.09 5.09 5.29 5.29 5.29 18.67 18.67 18.67 18.67 18.67 18.67 18.67 18.67 18.67 18.67 18.67 18.67 18.67 100.00

149.08 0.00 0.00 1.71 0.00 0.00 92.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 150.67

CUM

149.08 67.85 28.94 17.94 10.70 7.61 22.24 16.85 15.33 14.59 14.07 13.63 12.67 12.42 11.83 11.47 9.93 9.88 9.88 41.16 41.16

Page 134 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2005

15/07/2005

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

190 188 242 133 189 91 71 61 29 9 15 15 19 12 9 24 7 8 0 1 1,313

190 378 620 753 942 1,033 1,104 1,165 1,194 1,203 1,218 1,233 1,252 1,264 1,273 1,297 1,304 1,312 1,312 1,313

BAND

CUM.

14.47 14.47 14.32 28.79 18.43 47.22 10.13 57.35 14.39 71.74 6.93 78.67 5.41 84.08 4.65 88.73 2.21 90.94 0.69 91.62 1.14 92.76 1.14 93.91 1.45 95.35 0.91 96.27 0.69 96.95 1.83 98.78 0.53 99.31 0.61 99.92 0.00 99.92 0.08 100.00

PERCENTAGE rp

378.97 89.63 223.18 198.29 429.39 264.61 295.11 340.08 205.91 111.59 150.39 86.87 241.22 174.81 109.45 714.90 357.07 500.14 0.00 755.00 5,626.59

378.97 468.59 691.77 890.06 1,319.45 1,584.06 1,879.17 2,219.25 2,425.17 2,536.75 2,687.14 2,774.02 3,015.24 3,190.05 3,299.49 4,014.39 4,371.45 4,871.59 4,871.59 5,626.59

BAND

6.74 1.59 3.97 3.52 7.63 4.70 5.24 6.04 3.66 1.98 2.67 1.54 4.29 3.11 1.95 12.71 6.35 8.89 0.00 13.42

CUM.

6.74 8.33 12.29 15.82 23.45 28.15 33.40 39.44 43.10 45.09 47.76 49.30 53.59 56.70 58.64 71.35 77.69 86.58 86.58 100.00

PERCENTAGE f

0 1 3 0 3 1 2 1 0 1 0 1 0 0 0 1 0 2 0 0 16

BAND

0 1 4 4 7 8 10 11 11 12 12 13 13 13 13 14 14 16 16 16

0.00 6.25 18.75 0.00 18.75 6.25 12.50 6.25 0.00 6.25 0.00 6.25 0.00 0.00 0.00 6.25 0.00 12.50 0.00 0.00

CUM.

0.00 6.25 25.00 25.00 43.75 50.00 62.50 68.75 68.75 75.00 75.00 81.25 81.25 81.25 81.25 87.50 87.50 100.00 100.00 100.00

PERCENTAGE rp

0.00 11.63 43.44 0.00 480.30 5.00 599.69 588.26 0.00 20.60 0.00 637.23 0.00 0.00 0.00 910.85 0.00 253.10 0.00 0.00 3,550.09

0.00 11.63 55.07 55.07 535.36 540.36 1,140.06 1,728.32 1,728.32 1,748.92 1,748.92 2,386.14 2,386.14 2,386.14 2,386.14 3,296.99 3,296.99 3,550.09 3,550.09 3,550.09

BAND

0.00 0.33 1.22 0.00 13.53 0.14 16.89 16.57 0.00 0.58 0.00 17.95 0.00 0.00 0.00 25.66 0.00 7.13 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.33 1.55 1.55 15.08 15.22 32.11 48.68 48.68 49.26 49.26 67.21 67.21 67.21 67.21 92.87 92.87 100.00 100.00 100.00

0.00 12.97 19.46 0.00 111.86 1.89 203.21 172.97 0.00 18.46 0.00 733.50 0.00 0.00 0.00 127.41 0.00 50.61 0.00 0.00

CUM

0.00 2.48 7.96 6.19 40.57 34.11 60.67 77.88 71.27 68.94 65.08 86.02 79.14 74.80 72.32 82.13 75.42 72.87 72.87 63.09 63.09

Page 135 of 180

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2004

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 121,708 121,708 75 120,948 242,656 150 134,387 377,043 250 73,460 450,503 400 74,294 524,797 625 34,565 559,362 875 24,660 584,022 1.250 17,564 601,586 9,794 611,380 1.750 5,322 616,702 2.250 4,321 621,023 2.750 4,762 625,785 3.500 3,449 629,234 4.500 4,203 633,437 6.250 2,691 636,128 8.750 4,171 640,299 15.000 3,557 643,856 35.000 1,615 645,471 75.000 1,592 647,063 300.000 385 647,448 647,448

BAND

CUM.

18.80 18.80 18.68 37.48 20.76 58.24 11.35 69.58 11.47 81.06 5.34 86.39 3.81 90.20 2.71 92.92 1.51 94.43 0.82 95.25 0.67 95.92 0.74 96.65 0.53 97.19 0.65 97.84 0.42 98.25 0.64 98.90 0.55 99.45 0.25 99.69 0.25 99.94 0.06 100.00

PERCENTAGE rp

60,563.99 60,563.99 29,172.45 89,736.44 58,886.30 148,622.74 52,324.57 200,947.31 84,510.45 285,457.76 54,832.58 340,290.34 64,671.40 404,961.74 66,218.06 471,179.81 49,564.90 520,744.71 26,076.24 546,820.95 26,401.78 573,222.73 39,318.44 612,541.17 31,808.98 644,350.15 50,193.62 694,543.77 37,840.02 732,383.79 87,309.92 819,693.70 129,407.04 949,100.74 107,071.19 1,056,171.94 199,710.52 1,255,882.46 162,549.95 1,418,432.41 1,418,432.41

BAND

CUM.

4.27 4.27 2.06 6.33 4.15 10.48 3.69 14.17 5.96 20.12 3.87 23.99 4.56 28.55 4.67 33.22 3.49 36.71 1.84 38.55 1.86 40.41 2.77 43.18 2.24 45.43 3.54 48.97 2.67 51.63 6.16 57.79 9.12 66.91 7.55 74.46 14.08 88.54 11.46 100.00

PERCENTAGE f

190 118 170 90 129 85 82 84 98 46 32 168 35 109 79 145 124 82 120 171 2,157

190 308 478 568 697 782 864 948 1,046 1,092 1,124 1,292 1,327 1,436 1,515 1,660 1,784 1,866 1,986 2,157

BAND

CUM.

PERCENTAGE rp

8.81 8.81 28,427.99 5.47 14.28 7,426.33 7.88 22.16 11,756.72 4.17 26.33 7,369.24 5.98 32.31 12,023.22 3.94 36.25 10,145.58 3.80 40.06 11,066.00 3.89 43.95 14,045.63 4.54 48.49 13,816.73 2.13 50.63 11,604.26 1.48 52.11 4,411.78 7.79 59.90 12,722.94 1.62 61.52 10,537.23 5.05 66.57 27,160.15 3.66 70.24 44,794.31 6.72 76.96 84,254.54 5.75 82.71 44,121.59 3.80 86.51 74,659.99 5.56 92.07 96,254.29 7.93 100.00 137,742.82 664,341.33

28,427.99 35,854.32 47,611.04 54,980.28 67,003.49 77,149.07 88,215.07 102,260.70 116,077.43 127,681.69 132,093.47 144,816.41 155,353.64 182,513.79 227,308.11 311,562.64 355,684.24 430,344.23 526,598.51 664,341.33

BAND

CUM.

PERCENTAGE BAND

CUM

4.28 4.28 46.94 46.94 1.12 5.40 25.46 39.96 1.77 7.17 19.97 32.03 1.11 8.28 14.08 27.36 1.81 10.09 14.23 23.47 1.53 11.61 18.50 22.67 1.67 13.28 17.11 21.78 2.11 15.39 21.21 21.70 2.08 17.47 27.88 22.29 1.75 19.22 44.50 23.35 0.66 19.88 16.71 23.04 1.92 21.80 32.36 23.64 1.59 23.38 33.13 24.11 4.09 27.47 54.11 26.28 6.74 34.22 118.38 31.04 12.68 46.90 96.50 38.01 6.64 53.54 34.10 37.48 11.24 64.78 69.73 40.75 14.49 79.27 48.20 41.93 20.73 100.00 84.74 46.84 46.84

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 53.265.009.087,14 - Freq. Klaim 225 ) ( Data not Include Claim Fire no Policy Rp. 53.265.009.087,14 - Freq Claim 229 )

Page 136 of 180

RISK AND LOSS PROFILE 2004 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2004

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

117,662 118,977 130,527 70,281 69,405 31,497 22,068 15,010 8,045 4,123 3,166 3,328 2,287 2,664 1,492 2,022 1,423 550 491 97 605,115

117,662 236,639 367,166 437,447 506,852 538,349 560,417 575,427 583,472 587,595 590,761 594,089 596,376 599,040 600,532 602,554 603,977 604,527 605,018 605,115

BAND

CUM.

19.44 19.44 19.66 39.11 21.57 60.68 11.61 72.29 11.47 83.76 5.21 88.97 3.65 92.61 2.48 95.09 1.33 96.42 0.68 97.10 0.52 97.63 0.55 98.18 0.38 98.56 0.44 99.00 0.25 99.24 0.33 99.58 0.24 99.81 0.09 99.90 0.08 99.98 0.02 100.00

PERCENTAGE rp

38,386.60 28,492.03 56,907.25 50,100.94 80,394.37 50,216.64 59,537.14 59,695.31 40,737.04 22,042.37 21,701.21 31,981.77 23,650.23 37,473.70 25,016.86 52,386.64 62,006.96 38,773.79 75,013.02 84,336.39 938,850.27

38,386.60 66,878.63 123,785.89 173,886.82 254,281.19 304,497.83 364,034.97 423,730.28 464,467.33 486,509.70 508,210.91 540,192.67 563,842.91 601,316.61 626,333.47 678,720.11 740,727.07 779,500.86 854,513.88 938,850.27

BAND

4.09 3.03 6.06 5.34 8.56 5.35 6.34 6.36 4.34 2.35 2.31 3.41 2.52 3.99 2.66 5.58 6.60 4.13 7.99 8.98

PERCENTAGE

CUM.

4.09 7.12 13.18 18.52 27.08 32.43 38.77 45.13 49.47 51.82 54.13 57.54 60.06 64.05 66.71 72.29 78.90 83.03 91.02 100.00

121 97 133 66 81 62 65 50 75 25 23 123 18 69 41 75 43 29 45 9 1.250

121 218 351 417 498 560 625 675 750 775 798 921 939 1,008 1,049 1,124 1,167 1,196 1,241 1,250

BAND

CUM.

9.68 9.68 7.76 17.44 10.64 28.08 5.28 33.36 6.48 39.84 4.96 44.80 5.20 50.00 4.00 54.00 6.00 60.00 2.00 62.00 1.84 63.84 9.84 73.68 1.44 75.12 5.52 80.64 3.28 83.92 6.00 89.92 3.44 93.36 2.32 95.68 3.60 99.28 0.72 100.00

PERCENTAGE rp

15,361.05 6,563.36 10,192.05 6,189.86 10,242.26 8,152.60 10,611.87 7,446.57 11,987.27 9,428.81 2,428.26 11,109.35 7,595.13 24,112.52 11,610.40 52,959.65 8,506.07 58,129.59 38,212.43 456.40 311.295,52

15,361.05 21,924.42 32,116.46 38,306.33 48,548.59 56,701.19 67,313.06 74,759.63 86,746.90 96,175.71 98,603.97 109,713.32 117,308.45 141,420.97 153,031.37 205,991.02 214,497.10 272,626.68 310,839.12 311,295.52

BAND

4.93 2.11 3.27 1.99 3.29 2.62 3.41 2.39 3.85 3.03 0.78 3.57 2.44 7.75 3.73 17.01 2.73 18.67 12.28 0.15

PERCENTAGE

CUM.

BAND

CUM

4.93 7.04 10.32 12.31 15.60 18.21 21.62 24.02 27.87 30.90 31.68 35.24 37.68 45.43 49.16 66.17 68.90 87.58 99.85 100.00

40.02 23.04 17.91 12.35 12.74 16.23 17.82 12.47 29.43 42.78 11.19 34.74 32.11 64.35 46.41 101.09 13.72 149.92 50.94 0.54

40.02 32.78 25.95 22.03 19.09 18.62 18.49 17.64 18.68 19.77 19.40 20.31 20.81 23.52 24.43 30.35 28.96 34.97 36.38 33.16 33,36

Page 137 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM TO PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

01/01/2004

15/06/2005

15/07/2005

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

DATE

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,914 1,441 3,011 2,366 3,366 2,178 1,921 1,859 1,264 805 785 971 810 1,066 823 1,406 1,361 642 631 153 29.773

2,914 4,355 7,366 9,732 13,098 15,276 17,197 19,056 20,320 21,125 21,910 22,881 23,691 24,757 25,580 26,986 28,347 28,989 29,620 29,773

BAND

CUM.

9.79 9.79 4.84 14.63 10.11 24.74 7.95 32.69 11.31 43.99 7.32 51.31 6.45 57.76 6.24 64.00 4.25 68.25 2.70 70.95 2.64 73.59 3.26 76.85 2.72 79.57 3.58 83.15 2.76 85.92 4.72 90.64 4.57 95.21 2.16 97.37 2.12 99.49 0.51 100.00

PERCENTAGE rp

17,745.97 594.02 1,735.60 1,787.60 3,333.33 3,971.52 4,345.22 5,516.98 7,774.64 3,368.57 3,962.68 5,864.01 6,790.85 10,233.07 10,322.39 27,150.41 49,246.56 47,223.46 86,348.56 54,203.41 351.518,86

17,745.97 18,339.99 20,075.59 21,863.19 25,196.52 29,168.03 33,513.26 39,030.23 46,804.88 50,173.45 54,136.13 60,000.15 66,790.99 77,024.07 87,346.46 114,496.87 163,743.43 210,966.89 297,315.45 351,518.86

BAND

CUM.

5.05 5.05 0.17 5.22 0.49 5.71 0.51 6.22 0.95 7.17 1.13 8.30 1.24 9.53 1.57 11.10 2.21 13.32 0.96 14.27 1.13 15.40 1.67 17.07 1.93 19.00 2.91 21.91 2.94 24.85 7.72 32.57 14.01 46.58 13.43 60.02 24.56 84.58 15.42 100.00

PERCENTAGE f

69 21 37 24 48 22 16 33 22 19 9 45 16 40 38 70 81 52 73 162 897

69 90 127 151 199 221 237 270 292 311 320 365 381 421 459 529 610 662 735 897

BAND

CUM.

7.69 2.34 4.12 2.68 5.35 2.45 1.78 3.68 2.45 2.12 1.00 5.02 1.78 4.46 4.24 7.80 9.03 5.80 8.14 18.06

7.69 10.03 14.16 16.83 22.19 24.64 26.42 30.10 32.55 34.67 35.67 40.69 42.47 46.93 51.17 58.97 68.00 73.80 81.94 100.00

PERCENTAGE rp

13,066.94 862.97 1,564.67 1,179.37 1,780.96 1,932.77 444.41 6,599.07 1,784.32 1,315.45 1,983.52 1,613.59 2,915.85 3,047.63 33,183.91 31,294.89 35,615.52 14,510.40 56,910.68 137,286.41 348.893,34

BAND

CUM.

13,066.94 3.75 3.75 13,929.91 0.25 3.99 15,494.58 0.45 4.44 16,673.95 0.34 4.78 18,454.90 0.51 5.29 20,387.68 0.55 5.84 20,832.09 0.13 5.97 27,431.16 1.89 7.86 29,215.48 0.51 8.37 30,530.93 0.38 8.75 32,514.44 0.57 9.32 34,128.04 0.46 9.78 37,043.89 0.84 10.62 40,091.52 0.87 11.49 73,275.43 9.51 21.00 104,570.32 8.97 29.97 140,185.84 10.21 40.18 154,696.25 4.16 44.34 211,606.92 16.31 60.65 348,893.34 39.35 100.00

PERCENTAGE BAND

CUM

73.63 145.28 90.15 65.98 53.43 48.67 10.23 119.61 22.95 39.05 50.05 27.52 42.94 29.78 321.47 115.26 72.32 30.73 65.91 253.28

73.63 75.95 77.18 76.26 73.24 69.90 62.16 70.28 62.42 60.85 60.06 56.88 55.46 52.05 83.89 91.33 85.61 73.33 71.17 99.25 99,25

Page 138 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2004

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

10 5 1 4 10 6 12 16 14 13 7 13 5 12 18 48 28 18 15 0 255

10 15 16 20 30 36 48 64 78 91 98 111 116 128 146 194 222 240 255 255

BAND

CUM.

3,92 3,92 1,96 5,88 0,39 6,27 1,57 7,84 3,92 11,76 2,35 14,12 4,71 18,82 6,27 25,10 5,49 30,59 5,10 35,69 2,75 38,43 5,10 43,53 1,96 45,49 4,71 50,20 7,06 57,25 18,82 76,08 10,98 87,06 7,06 94,12 5,88 100,00 0,00 100,00

PERCENTAGE rp

175,23 0,16 0,23 1,21 5,30 2,88 13,76 18,09 22,83 41,18 21,41 62,82 21,83 61,40 164,12 930,10 749,49 1.701,79 2.886,66 0,00 6.880,47

175,23 175,39 175,62 176,83 182,12 185,00 198,76 216,85 239,68 280,86 302,27 365,09 386,92 448,32 612,44 1.542,53 2.292,02 3.993,81 6.880,47 6.880,47

BAND

2,55 0,00 0,00 0,02 0,08 0,04 0,20 0,26 0,33 0,60 0,31 0,91 0,32 0,89 2,39 13,52 10,89 24,73 41,95 0,00

CUM.

2,55 2,55 2,55 2,57 2,65 2,69 2,89 3,15 3,48 4,08 4,39 5,31 5,62 6,52 8,90 22,42 33,31 58,05 100,00 100,00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 2

BAND

0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 2 2 2

CUM.

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 50,00 50,00 0,00 50,00 0,00 50,00 0,00 50,00 0,00 50,00 0,00 50,00 0,00 50,00 0,00 50,00 50,00 100,00 0,00 100,00 0,00 100,00

PERCENTAGE rp

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 210,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 2.020,00 0,00 0,00

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 210,00 210,00 210,00 210,00 210,00 210,00 210,00 210,00 2.230,00 2.230,00 2.230,00

BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 9,42 0,00 0,00 0,00 0,00 0,00 0,00 0,00 90,58 0,00 0,00

PERCENTAGE

CUM.

BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 9,42 9,42 9,42 9,42 9,42 9,42 9,42 9,42 100,00 100,00 100,00

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 509,97 0,00 0,00 0,00 0,00 0,00 0,00 0,00 118,70 0,00 0,00

2.230,00

CUM

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 74,77 69,47 57,52 54,27 46,84 34,29 13,61 9,16 55,84 32,41 32,41 32,41

Page 139 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2004

15/06/2005

DATE

15/07/2005

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1.122 525 848 809 1.513 884 659 679 471 381 363 450 347 461 358 695 745 405 455 135 12.305

1.122 1.647 2.495 3.304 4.817 5.701 6.360 7.039 7.510 7.891 8.254 8.704 9.051 9.512 9.870 10.565 11.310 11.715 12.170 12.305

BAND

CUM.

9,12 9,12 4,27 13,38 6,89 20,28 6,57 26,85 12,30 39,15 7,18 46,33 5,36 51,69 5,52 57,20 3,83 61,03 3,10 64,13 2,95 67,08 3,66 70,74 2,82 73,56 3,75 77,30 2,91 80,21 5,65 85,86 6,05 91,91 3,29 95,21 3,70 98,90 1,10 100,00

PERCENTAGE rp

4.256,19 4.256,19 86,24 4.342,43 243,22 4.585,65 434,83 5.020,48 777,45 5.797,93 641,54 6.439,47 775,28 7.214,76 987,69 8.202,44 1.030,38 9.232,82 624,12 9.856,94 716,48 10.573,42 1.409,84 11.983,26 1.346,07 13.329,33 2.425,45 15.754,78 2.336,65 18.091,42 6.842,77 24.934,19 17.404,02 42.338,22 19.372,16 61.710,38 35.462,27 97.172,65 24.010,15 121.182,80 121.182,80

BAND

3,51 0,07 0,20 0,36 0,64 0,53 0,64 0,82 0,85 0,52 0,59 1,16 1,11 2,00 1,93 5,65 14,36 15,99 29,26 19,81

CUM.

3,51 3,58 3,78 4,14 4,78 5,31 5,95 6,77 7,62 8,13 8,73 9,89 11,00 13,00 14,93 20,58 34,94 50,92 80,19 100,00

PERCENTAGE f

0 0 0 0 0 1 1 1 1 1 0 0 1 0 0 0 0 0 2 0 8

0 0 0 0 0 1 2 3 4 5 5 5 6 6 6 6 6 6 8 8

BAND

CUM.

0,00 0,00 0,00 0,00 0,00 12,50 12,50 12,50 12,50 12,50 0,00 0,00 12,50 0,00 0,00 0,00 0,00 0,00 25,00 0,00

0,00 0,00 0,00 0,00 0,00 12,50 25,00 37,50 50,00 62,50 62,50 62,50 75,00 75,00 75,00 75,00 75,00 75,00 100,00 100,00

PERCENTAGE rp

0,00 0,00 0,00 0,00 0,00 60,20 9,72 0,00 45,14 650,00 0,00 0,00 26,25 0,00 0,00 0,00 0,00 0,00 1.131,18 0,00 1.922,48

0,00 0,00 0,00 0,00 0,00 60,20 69,92 69,92 115,05 765,05 765,05 765,05 791,30 791,30 791,30 791,30 791,30 791,30 1.922,48 1.922,48

BAND

0,00 0,00 0,00 0,00 0,00 3,13 0,51 0,00 2,35 33,81 0,00 0,00 1,37 0,00 0,00 0,00 0,00 0,00 58,84 0,00

CUM.

PERCENTAGE BAND

0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 3,13 9,38 3,64 1,25 3,64 0,00 5,98 4,38 39,80 104,15 39,80 0,00 39,80 0,00 41,16 1,95 41,16 0,00 41,16 0,00 41,16 0,00 41,16 0,00 41,16 0,00 100,00 3,19 100,00 0,00

CUM

0,00 0,00 0,00 0,00 0,00 0,93 0,97 0,85 1,25 7,76 7,24 6,38 5,94 5,02 4,37 3,17 1,87 1,28 1,98 0,02 0,02

Page 140 of 180

RISK AND LOSS PROFILE 2004 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

37 15 34 20 36 24 30 26 14 16 7 11 10 18 12 17 18 16 28 10 399

37 52 86 106 142 166 196 222 236 252 259 270 280 298 310 327 345 361 389 399

BAND

CUM.

9.27 9.27 3.76 13.03 8.52 21.55 5.01 26.57 9.02 35.59 6.02 41.60 7.52 49.12 6.52 55.64 3.51 59.15 4.01 63.16 1.75 64.91 2.76 67.67 2.51 70.18 4.51 74.69 3.01 77.69 4.26 81.95 4.51 86.47 4.01 90.48 7.02 97.49 2.51 100.00

PERCENTAGE rp

110.60 2.40 10.22 10.93 44.30 27.39 69.66 126.41 29.75 37.85 20.76 57.71 77.33 181.34 145.26 322.81 1,050.78 1,136.25 3,985.74 2,514.78 9,962.27

110.60 113.00 123.22 134.15 178.45 205.83 275.50 401.90 431.66 469.51 490.27 547.98 625.31 806.65 951.91 1,274.72 2,325.50 3,461.75 7,447.49 9,962.27

BAND

1.11 0.02 0.10 0.11 0.44 0.27 0.70 1.27 0.30 0.38 0.21 0.58 0.78 1.82 1.46 3.24 10.55 11.41 40.01 25.24

CUM.

1.11 1.13 1.24 1.35 1.79 2.07 2.77 4.03 4.33 4.71 4.92 5.50 6.28 8.10 9.56 12.80 23.34 34.75 74.76 100.00

PERCENTAGE f

3 0 0 0 0 0 0 0 0 0 0 0 0 1 0 3 1 1 1 0 10

BAND

3 3 3 3 3 3 3 3 3 3 3 3 3 4 4 7 8 9 10 10

CUM.

PERCENTAGE rp

30.00 30.00 471.20 471.20 0.00 30.00 0.00 471.20 0.00 30.00 0.00 471.20 0.00 30.00 0.00 471.20 0.00 30.00 0.00 471.20 0.00 30.00 0.00 471.20 0.00 30.00 0.00 471.20 0.00 30.00 0.00 471.20 0.00 30.00 0.00 471.20 0.00 30.00 0.00 471.20 0.00 30.00 0.00 471.20 0.00 30.00 0.00 471.20 0.00 30.00 0.00 471.20 10.00 40.00 11.05 482.26 0.00 40.00 0.00 482.26 30.00 70.00 273.69 755.94 10.00 80.00 28.85 784.79 10.00 90.00 3,216.44 4,001.23 10.00 100.00 3,584.61 7,585.84 0.00 100.00 0.00 7,585.84 7,585.84

BAND

CUM.

PERCENTAGE BAND

6.21 6.21 426.04 0.00 6.21 0.00 0.00 6.21 0.00 0.00 6.21 0.00 0.00 6.21 0.00 0.00 6.21 0.00 0.00 6.21 0.00 0.00 6.21 0.00 0.00 6.21 0.00 0.00 6.21 0.00 0.00 6.21 0.00 0.00 6.21 0.00 0.00 6.21 0.00 0.15 6.36 6.09 0.00 6.36 0.00 3.61 9.97 84.78 0.38 10.35 2.75 42.40 52.75 283.07 47.25 100.00 89.94 0.00 100.00 0.00

CUM

426.04 416.99 382.41 351.26 264.06 228.92 171.04 117.24 109.16 100.36 96.11 85.99 75.36 59.78 50.66 59.30 33.75 115.58 101.86 76.15 76.15

Page 141 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2005

DATE

15/07/2005

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

145 63 96 59 76 50 56 51 39 28 31 51 34 40 33 72 103 44 56 25 1,152

145 208 304 363 439 489 545 596 635 663 694 745 779 819 852 924 1,027 1,071 1,127 1,152

BAND

CUM.

12.59 12.59 5.47 18.06 8.33 26.39 5.12 31.51 6.60 38.11 4.34 42.45 4.86 47.31 4.43 51.74 3.39 55.12 2.43 57.55 2.69 60.24 4.43 64.67 2.95 67.62 3.47 71.09 2.86 73.96 6.25 80.21 8.94 89.15 3.82 92.97 4.86 97.83 2.17 100.00

PERCENTAGE rp

1,510.98 1,510.98 13.54 1,524.52 53.30 1,577.82 38.22 1,616.04 59.17 1,675.21 68.78 1,743.99 77.53 1,821.52 97.23 1,918.76 85.15 2,003.91 86.95 2,090.86 151.86 2,242.72 216.74 2,459.46 143.86 2,603.32 252.46 2,855.79 268.10 3,123.89 1,101.16 4,225.04 2,453.99 6,679.03 1,918.86 8,597.89 4,983.23 13,581.13 7,872.33 21,453.46 21,453.46

BAND

7.04 0.06 0.25 0.18 0.28 0.32 0.36 0.45 0.40 0.41 0.71 1.01 0.67 1.18 1.25 5.13 11.44 8.94 23.23 36.69

CUM.

7.04 7.11 7.35 7.53 7.81 8.13 8.49 8.94 9.34 9.75 10.45 11.46 12.13 13.31 14.56 19.69 31.13 40.08 63.31 100.00

PERCENTAGE f

3 0 0 1 0 0 0 0 0 0 1 0 1 0 0 2 3 2 3 5 21

BAND

3 3 3 4 4 4 4 4 4 4 5 5 6 6 6 8 11 13 16 21

CUM.

PERCENTAGE rp

14.29 14.29 598.09 0.00 14.29 0.00 0.00 14.29 0.00 4.76 19.05 0.65 0.00 19.05 0.00 0.00 19.05 0.00 0.00 19.05 0.00 0.00 19.05 0.00 0.00 19.05 0.00 0.00 19.05 0.00 4.76 23.81 18.20 0.00 23.81 0.00 4.76 28.57 2.96 0.00 28.57 0.00 0.00 28.57 0.00 9.52 38.10 116.73 14.29 52.38 39.51 9.52 61.90 203.80 14.29 76.19 873.86 23.81 100.00 6,504.08 8,357.88

598.09 598.09 598.09 598.75 598.75 598.75 598.75 598.75 598.75 598.75 616.95 616.95 619.91 619.91 619.91 736.63 776.14 979.94 1,853.80 8,357.88

BAND

7.16 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.22 0.00 0.04 0.00 0.00 1.40 0.47 2.44 10.46 77.82

CUM.

7.16 7.16 7.16 7.16 7.16 7.16 7.16 7.16 7.16 7.16 7.38 7.38 7.42 7.42 7.42 8.81 9.29 11.72 22.18 100.00

PERCENTAGE BAND

39.58 0.00 0.00 1.71 0.00 0.00 0.00 0.00 0.00 0.00 11.98 0.00 2.06 0.00 0.00 10.60 1.61 10.62 17.54 82.62

CUM

39.58 39.23 37.91 37.05 35.74 34.33 32.87 31.20 29.88 28.64 27.51 25.08 23.81 21.71 19.84 17.43 11.62 11.40 13.65 38.96 38.96

Page 142 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2005

DATE

15/07/2005

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

PERCENTAGE f

326 225 354 291 467 349 324 290 236 147 130 210 173 237 179 351 322 157 205 43

326 551 905 1,196 1,663 2,012 2,336 2,626 2,862 3,009 3,139 3,349 3,522 3,759 3,938 4,289 4,611 4,768 4,973 5,016

5,016

BAND

CUM.

6.50 6.50 4.49 10.98 7.06 18.04 5.80 23.84 9.31 33.15 6.96 40.11 6.46 46.57 5.78 52.35 4.70 57.06 2.93 59.99 2.59 62.58 4.19 66.77 3.45 70.22 4.72 74.94 3.57 78.51 7.00 85.51 6.42 91.93 3.13 95.06 4.09 99.14 0.86 100.00

PERCENTAGE rp

1,731.47 46.00 123.20 146.65 406.74 399.47 9,324.82 494.07 3,257.95 540.03 1,147.35 1,000.56 1,532.23 1,856.13 2,074.64 4,459.31 8,998.37 8,042.85 17,907.89 6,148.71 69,638.42

1,731.47 1,777.47 1,900.67 2,047.31 2,454.06 2,853.53 12,178.35 12,672.41 15,930.36 16,470.39 17,617.74 18,618.29 20,150.52 22,006.65 24,081.29 28,540.60 37,538.97 45,581.82 63,489.70 69,638.42

BAND

2.49 0.07 0.18 0.21 0.58 0.57 13.39 0.71 4.68 0.78 1.65 1.44 2.20 2.67 2.98 6.40 12.92 11.55 25.72 8.83

PERCENTAGE

CUM.

2.49 2.55 2.73 2.94 3.52 4.10 17.49 18.20 22.88 23.65 25.30 26.74 28.94 31.60 34.58 40.98 53.91 65.45 91.17 100.00

2 0 0 0 1 1 4 4 3 3 1 0 2 3 1 3 13 9 17 3 70

2 2 2 2 3 4 8 12 15 18 19 19 21 24 25 28 41 50 67 70

BAND

2.86 0.00 0.00 0.00 1.43 1.43 5.71 5.71 4.29 4.29 1.43 0.00 2.86 4.29 1.43 4.29 18.57 12.86 24.29 4.29

CUM.

2.86 2.86 2.86 2.86 4.29 5.71 11.43 17.14 21.43 25.71 27.14 27.14 30.00 34.29 35.71 40.00 58.57 71.43 95.71 100.00

PERCENTAGE rp

168.82 168.82 0.00 168.82 0.00 168.82 0.00 168.82 9.00 177.82 7.21 185.03 89.30 274.33 2,007.35 2,281.68 37.26 2,318.94 19.59 2,338.53 46.32 2,384.85 0.00 2,384.85 21.05 2,405.90 1,768.76 4,174.66 16.85 4,191.51 444.67 4,636.18 1,160.34 5,796.52 382.85 6,179.37 4,627.10 10,806.47 232.70 11,039.17 11,039.17

BAND

1.53 0.00 0.00 0.00 0.08 0.07 0.81 18.18 0.34 0.18 0.42 0.00 0.19 16.02 0.15 4.03 10.51 3.47 41.92 2.11

CUM.

PERCENTAGE BAND

1.53 9.75 1.53 0.00 1.53 0.00 1.53 0.00 1.61 2.21 1.68 1.80 2.49 0.96 20.67 406.29 21.01 1.14 21.18 3.63 21.60 4.04 21.60 0.00 21.79 1.37 37.82 95.29 37.97 0.81 42.00 9.97 52.51 12.90 55.98 4.76 97.89 25.84 100.00 3.78

CUM

9.75 9.50 8.88 8.25 7.25 6.48 2.25 18.01 14.56 14.20 13.54 12.81 11.94 18.97 17.41 16.24 15.44 13.56 17.02 15.85 15.85

Page 143 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2005

DATE

15/07/2005

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

294 155 291 219 425 379 405 413 321 254 245 291 205 311 243 399 367 161 165 46 5,589

294 449 740 959 1,384 1,763 2,168 2,581 2,902 3,156 3,401 3,692 3,897 4,208 4,451 4,850 5,217 5,378 5,543 5,589

BAND

CUM.

5.26 5.26 2.77 8.03 5.21 13.24 3.92 17.16 7.60 24.76 6.78 31.54 7.25 38.79 7.39 46.18 5.74 51.92 4.54 56.47 4.38 60.85 5.21 66.06 3.67 69.73 5.56 75.29 4.35 79.64 7.14 86.78 6.57 93.34 2.88 96.22 2.95 99.18 0.82 100.00

PERCENTAGE rp

4,147.89 78.28 161.21 270.08 615.96 813.91 1,086.35 1,601.49 1,646.67 1,410.65 1,740.46 2,141.04 2,229.92 4,858.27 3,865.02 8,790.07 15,324.92 11,572.93 24,783.80 21,146.34 108,285.25

4,147.89 4,226.17 4,387.37 4,657.45 5,273.41 6,087.32 7,173.67 8,775.16 10,421.83 11,832.48 13,572.94 15,713.98 17,943.90 22,802.17 26,667.19 35,457.26 50,782.19 62,355.11 87,138.91 108,285.25

BAND

3.83 0.07 0.15 0.25 0.57 0.75 1.00 1.48 1.52 1.30 1.61 1.98 2.06 4.49 3.57 8.12 14.15 10.69 22.89 19.53

CUM.

3.83 3.90 4.05 4.30 4.87 5.62 6.62 8.10 9.62 10.93 12.53 14.51 16.57 21.06 24.63 32.74 46.90 57.58 80.47 100.00

PERCENTAGE f

6 1 2 0 16 1 3 6 5 1 2 1 2 6 10 14 5 9 10 2 102

6 7 9 9 25 26 29 35 40 41 43 44 46 52 62 76 81 90 100 102

BAND

CUM.

PERCENTAGE rp

5.88 5.88 6,434.49 0.98 6.86 104.03 1.96 8.82 80.41 0.00 8.82 0.00 15.69 24.51 347.63 0.98 25.49 10.00 2.94 28.43 850.57 5.88 34.31 1,233.94 4.90 39.22 2,049.40 0.98 40.20 317.00 1.96 42.16 104.90 0.98 43.14 50.00 1.96 45.10 3,828.80 5.88 50.98 5,718.61 9.80 60.78 4,324.53 13.73 74.51 7,216.45 4.90 79.41 203.15 8.82 88.24 479.74 9.80 98.04 4,161.68 1.96 100.00 21,535.88 59,051.21

6,434.49 6,538.52 6,618.93 6,618.93 6,966.56 6,976.56 7,827.13 9,061.07 11,110.47 11,427.47 11,532.37 11,582.37 15,411.17 21,129.78 25,454.30 32,670.75 32,873.90 33,353.64 37,515.33 59,051.21

BAND

10.90 0.18 0.14 0.00 0.59 0.02 1.44 2.09 3.47 0.54 0.18 0.08 6.48 9.68 7.32 12.22 0.34 0.81 7.05 36.47

CUM.

10.90 11.07 11.21 11.21 11.80 11.81 13.25 15.34 18.81 19.35 19.53 19.61 26.10 35.78 43.11 55.33 55.67 56.48 63.53 100.00

PERCENTAGE BAND

155.13 132.90 49.88 0.00 56.44 1.23 78.30 77.05 124.46 22.47 6.03 2.34 171.70 117.71 111.89 82.10 1.33 4.15 16.79 101.84

CUM

155.13 154.72 150.86 142.11 132.11 114.61 109.11 103.26 106.61 96.58 84.97 73.71 85.89 92.67 95.45 92.14 64.74 53.49 43.05 54.53 54.53

Page 144 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2005

DATE

15/07/2005

Textiles

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

797 857 1,239 984 1,287 797 664 566 388 210 228 254 192 273 223 339 288 144 160 22 9,912

797 1,654 2,893 3,877 5,164 5,961 6,625 7,191 7,579 7,789 8,017 8,271 8,463 8,736 8,959 9,298 9,586 9,730 9,890 9,912

BAND

CUM.

PERCENTAGE rp

8.04 8.04 4,530.08 4,530.08 8.65 16.69 333.04 4,863.13 12.50 29.19 881.77 5,744.90 9.93 39.11 1,053.04 6,797.94 12.98 52.10 1,798.87 8,596.81 8.04 60.14 2,075.48 10,672.29 6.70 66.84 1,977.74 12,650.03 5.71 72.55 2,341.61 14,991.64 3.91 76.46 2,280.55 17,272.19 2.12 78.58 1,198.16 18,470.36 2.30 80.88 1,560.90 20,031.25 2.56 83.44 1,980.90 22,012.15 1.94 85.38 2,115.45 24,127.60 2.75 88.14 3,339.13 27,466.73 2.25 90.39 2,160.73 29,627.46 3.42 93.81 7,247.01 36,874.46 2.91 96.71 9,982.88 46,857.35 1.45 98.16 10,050.75 56,908.09 1.61 99.78 17,324.64 74,232.73 0.22 100.00 4,374.99 78,607.72 78,607.72

BAND

5.76 0.42 1.12 1.34 2.29 2.64 2.52 2.98 2.90 1.52 1.99 2.52 2.69 4.25 2.75 9.22 12.70 12.79 22.04 5.57

CUM.

5.76 6.19 7.31 8.65 10.94 13.58 16.09 19.07 21.97 23.50 25.48 28.00 30.69 34.94 37.69 46.91 59.61 72.40 94.43 100.00

PERCENTAGE f

15 0 1 3 1 1 6 8 2 2 2 8 4 5 15 23 25 15 12 0 148

15 15 16 19 20 21 27 35 37 39 41 49 53 58 73 96 121 136 148 148

BAND

CUM.

PERCENTAGE rp

10.14 10.14 1,283.05 1,283.05 0.00 10.14 0.00 1,283.05 0.68 10.81 1.35 1,284.40 2.03 12.84 377.04 1,661.44 0.68 13.51 7.50 1,668.94 0.68 14.19 10.00 1,678.94 4.05 18.24 2,043.93 3,722.88 5.41 23.65 724.11 4,446.99 1.35 25.00 1,352.40 5,799.39 1.35 26.35 259.38 6,058.78 1.35 27.70 26.37 6,085.15 5.41 33.11 2,089.42 8,174.56 2.70 35.81 2,708.10 10,882.67 3.38 39.19 1,190.13 12,072.80 10.14 49.32 5,671.30 17,744.09 15.54 64.86 17,517.67 35,261.76 16.89 81.76 3,271.19 38,532.95 10.14 91.89 56,249.80 94,782.74 8.11 100.00 21,974.94 116,757.69 0.00 100.00 0.00 116,757.69 116,757.69

BAND

1.10 0.00 0.00 0.32 0.01 0.01 1.75 0.62 1.16 0.22 0.02 1.79 2.32 1.02 4.86 15.00 2.80 48.18 18.82 0.00

CUM.

1.10 1.10 1.10 1.42 1.43 1.44 3.19 3.81 4.97 5.19 5.21 7.00 9.32 10.34 15.20 30.20 33.00 81.18 100.00 100.00

PERCENTAGE BAND

28.32 0.00 0.15 35.81 0.42 0.48 103.35 30.92 59.30 21.65 1.69 105.48 128.02 35.64 262.47 241.72 32.77 559.66 126.84 0.00

CUM

28.32 26.38 22.36 24.44 19.41 15.73 29.43 29.66 33.58 32.80 30.38 37.14 45.10 43.95 59.89 95.63 82.23 166.55 157.29 148.53 148.53

Page 145 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2005

DATE

15/07/2005

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

455 473 706 487 766 470 416 435 348 187 175 188 183 209 189 260 210 107 78 25 6,367

455 928 1,634 2,121 2,887 3,357 3,773 4,208 4,556 4,743 4,918 5,106 5,289 5,498 5,687 5,947 6,157 6,264 6,342 6,367

BAND

CUM.

PERCENTAGE rp

7.15 7.15 4,774.28 4,774.28 7.43 14.58 211.47 4,985.74 11.09 25.66 549.78 5,535.52 7.65 33.31 541.46 6,076.99 12.03 45.34 1,335.75 7,412.74 7.38 52.72 1,109.44 8,522.18 6.53 59.26 1,622.00 10,144.18 6.83 66.09 2,111.74 12,255.92 5.47 71.56 1,917.81 14,173.74 2.94 74.49 1,270.67 15,444.40 2.75 77.24 1,593.60 17,038.00 2.95 80.19 1,933.06 18,971.06 2.87 83.07 2,417.74 21,388.80 3.28 86.35 2,887.75 24,276.55 2.97 89.32 3,423.92 27,700.47 4.08 93.40 10,240.53 37,941.00 3.30 96.70 10,758.63 48,699.62 1.68 98.38 8,696.74 57,396.37 1.23 99.61 10,231.09 67,627.46 0.39 100.00 4,834.22 72,461.68 72,461.68

BAND

6.59 0.29 0.76 0.75 1.84 1.53 2.24 2.91 2.65 1.75 2.20 2.67 3.34 3.99 4.73 14.13 14.85 12.00 14.12 6.67

CUM.

6.59 6.88 7.64 8.39 10.23 11.76 14.00 16.91 19.56 21.31 23.51 26.18 29.52 33.50 38.23 52.36 67.21 79.21 93.33 100.00

PERCENTAGE f

6 1 2 1 3 3 4 4 3 5 2 2 1 3 13 10 9 4 1 3 80

BAND

CUM.

PERCENTAGE rp

6 7.50 7.50 282.52 282.52 7 1.25 8.75 108.08 390.61 9 2.50 11.25 215.00 605.61 10 1.25 12.50 204.42 810.03 13 3.75 16.25 111.53 921.55 16 3.75 20.00 711.15 1,632.70 20 5.00 25.00 406.68 2,039.38 24 5.00 30.00 261.74 2,301.12 27 3.75 33.75 199.86 2,500.99 32 6.25 40.00 822.72 3,323.71 34 2.50 42.50 15.81 3,339.51 36 2.50 45.00 513.39 3,852.91 37 1.25 46.25 214.04 4,066.95 40 3.75 50.00 91.29 4,158.24 53 16.25 66.25 22,442.44 26,600.68 63 12.50 78.75 1,771.75 28,372.43 72 11.25 90.00 15,487.35 43,859.79 76 5.00 95.00 302.66 44,162.45 77 1.25 96.25 0.27 44,162.71 80 3.75 100.00 1,196.38 45,359.10 45,359.10

BAND

0.62 0.24 0.47 0.45 0.25 1.57 0.90 0.58 0.44 1.81 0.03 1.13 0.47 0.20 49.48 3.91 34.14 0.67 0.00 2.64

PERCENTAGE

CUM.

BAND

0.62 0.86 1.34 1.79 2.03 3.60 4.50 5.07 5.51 7.33 7.36 8.49 8.97 9.17 58.64 62.55 96.69 97.36 97.36 100.00

5.92 51.11 39.11 37.75 8.35 64.10 25.07 12.39 10.42 64.75 0.99 26.56 8.85 3.16 655.46 17.30 143.95 3.48 0.00 24.75

CUM

5.92 7.83 10.94 13.33 12.43 19.16 20.10 18.78 17.65 21.52 19.60 20.31 19.01 17.13 96.03 74.78 90.06 76.94 65.30 62.60 62.60

Page 146 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2005

DATE

15/07/2005

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

677 465 589 349 502 359 325 326 234 153 157 206 161 201 119 192 197 91 100 16 5,419

677 1,142 1,731 2,080 2,582 2,941 3,266 3,592 3,826 3,979 4,136 4,342 4,503 4,704 4,823 5,015 5,212 5,303 5,403 5,419

BAND

CUM.

PERCENTAGE rp

BAND

CUM.

12.49 12.49 3,918.98 3,918.98 3.24 3.24 8.58 21.07 385.23 4,304.22 0.32 3.56 10.87 31.94 672.90 4,977.12 0.56 4.12 6.44 38.38 733.99 5,711.11 0.61 4.73 9.26 47.65 1,505.07 7,216.17 1.25 5.97 6.62 54.27 1,596.08 8,812.25 1.32 7.29 6.00 60.27 2,038.93 10,851.19 1.69 8.98 6.02 66.29 2,615.17 13,466.36 2.16 11.15 4.32 70.60 2,380.67 15,847.03 1.97 13.12 2.82 73.43 1,672.32 17,519.36 1.38 14.50 2.90 76.32 2,355.86 19,875.21 1.95 16.45 3.80 80.13 3,382.53 23,257.74 2.80 19.25 2.97 83.10 3,224.99 26,482.73 2.67 21.92 3.71 86.81 6,153.44 32,636.17 5.09 27.01 2.20 89.00 4,182.65 36,818.82 3.46 30.48 3.54 92.54 9,708.72 46,527.54 8.04 38.51 3.64 96.18 13,013.99 59,541.53 10.77 49.28 1.68 97.86 9,253.53 68,795.06 7.66 56.94 1.85 99.70 33,556.72 102,351.78 27.77 84.72 0.30 100.00 18,464.55 120,816.33 15.28 100.00 120,816.33

PERCENTAGE f

8 1 1 1 1 1 4 4 3 2 1 8 3 7 4 7 5 3 6 0

8 9 10 11 12 13 17 21 24 26 27 35 38 45 49 56 61 64 70 70

BAND

CUM.

PERCENTAGE rp

BAND

CUM.

PERCENTAGE BAND

CUM

11.43 11.43 1,576.61 1,576.61 3.21 3.21 40.23 40.23 1.43 12.86 54.38 1,630.99 0.11 3.32 14.12 37.89 1.43 14.29 73.69 1,704.68 0.15 3.47 10.95 34.25 1.43 15.71 144.13 1,848.81 0.29 3.76 19.64 32.37 1.43 17.14 148.35 1,997.16 0.30 4.07 9.86 27.68 1.43 18.57 98.19 2,095.35 0.20 4.27 6.15 23.78 5.71 24.29 646.79 2,742.14 1.32 5.58 31.72 25.27 5.71 30.00 363.71 3,105.86 0.74 6.32 13.91 23.06 4.29 34.29 359.62 3,465.47 0.73 7.05 15.11 21.87 2.86 37.14 460.00 3,925.47 0.94 7.99 27.51 22.41 1.43 38.57 35.00 3,960.47 0.07 8.06 1.49 19.93 11.43 50.00 1,011.93 4,972.40 2.06 10.12 29.92 21.38 4.29 54.29 496.91 5,469.31 1.01 11.13 15.41 20.65 10.00 64.29 1,737.57 7,206.88 3.54 14.67 28.24 22.08 5.71 70.00 615.18 7,822.06 1.25 15.92 14.71 21.24 10.00 80.00 12,304.27 20,126.34 25.05 40.97 126.73 43.26 7.14 87.14 2,447.17 22,573.50 4.98 45.95 18.80 37.91 4.29 91.43 6,093.20 28,666.71 12.40 58.35 65.85 41.67 8.57 100.00 20,460.87 49,127.58 41.65 100.00 60.97 48.00 0.00 100.00 0.00 49,127.58 0.00 100.00 0.00 40.66 49,127.58

42.66

Page 147 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,026 1,221 1,414 963 1,104 630 540 626 409 274 195 310 224 352 190 401 347 157 130 62 11,575

2,026 3,247 4,661 5,624 6,728 7,358 7,898 8,524 8,933 9,207 9,402 9,712 9,936 10,288 10,478 10,879 11,226 11,383 11,513 11,575

BAND

CUM.

PERCENTAGE rp

17.50 17.50 2,575.67 2,575.67 10.55 28.05 304.39 2,880.06 12.22 40.27 862.23 3,742.29 8.32 48.59 645.35 4,387.64 9.54 58.13 1,204.60 5,592.23 5.44 63.57 1,229.74 6,821.98 4.67 68.23 1,209.54 8,031.52 5.41 73.64 1,825.57 9,857.09 3.53 77.17 1,510.18 11,367.27 2.37 79.54 1,351.96 12,719.23 1.68 81.23 911.81 13,631.04 2.68 83.90 1,719.42 15,350.46 1.94 85.84 1,626.63 16,977.09 3.04 88.88 3,500.86 20,477.95 1.64 90.52 2,034.36 22,512.31 3.46 93.99 6,157.73 28,670.04 3.00 96.98 13,137.72 41,807.76 1.36 98.34 10,054.83 51,862.59 1.12 99.46 10,555.68 62,418.27 0.54 100.00 6,611.24 69,029.51 69,029.51

BAND

3.73 0.44 1.25 0.93 1.75 1.78 1.75 2.64 2.19 1.96 1.32 2.49 2.36 5.07 2.95 8.92 19.03 14.57 15.29 9.58

CUM.

3.73 4.17 5.42 6.36 8.10 9.88 11.63 14.28 16.47 18.43 19.75 22.24 24.59 29.67 32.61 41.53 60.57 75.13 90.42 100.00

PERCENTAGE f

12 1 3 3 7 10 10 3 17 2 2 4 2 16 1 11 15 4 3 3 129

12 13 16 19 26 36 46 49 66 68 70 74 76 92 93 104 119 123 126 129

BAND

CUM.

PERCENTAGE rp

9.30 9.30 796.34 796.34 0.78 10.08 185.41 981.76 2.33 12.40 19.07 1,000.83 2.33 14.73 161.18 1,162.00 5.43 20.16 1,188.71 2,350.71 7.75 27.91 224.34 2,575.05 7.75 35.66 416.97 2,992.01 2.33 37.98 105.47 3,097.48 13.18 51.16 961.06 4,058.54 1.55 52.71 313.66 4,372.20 1.55 54.26 1,687.50 6,059.70 3.10 57.36 1,377.16 7,436.86 1.55 58.91 60.21 7,497.07 12.40 71.32 10,127.42 17,624.49 0.78 72.09 1,216.00 18,840.49 8.53 80.62 16,253.40 35,093.89 11.63 92.25 551.37 35,645.26 3.10 95.35 887.19 36,532.45 2.33 97.67 107.56 36,640.01 2.33 100.00 2,376.51 39,016.52 39,016.52

BAND

2.04 0.48 0.05 0.41 3.05 0.57 1.07 0.27 2.46 0.80 4.33 3.53 0.15 25.96 3.12 41.66 1.41 2.27 0.28 6.09

PERCENTAGE

CUM.

BAND

CUM

2.04 2.52 2.57 2.98 6.02 6.60 7.67 7.94 10.40 11.21 15.53 19.06 19.22 45.17 48.29 89.95 91.36 93.63 93.91 100.00

30.92 60.91 2.21 24.98 98.68 18.24 34.47 5.78 63.64 23.20 185.07 80.09 3.70 289.28 59.77 263.95 4.20 8.82 1.02 35.95

30.92 34.09 26.74 26.48 42.04 37.75 37.25 31.42 35.70 34.37 44.46 48.45 44.16 86.07 83.69 122.41 85.26 70.44 58.70 56.52 56.52

Page 148 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2005

DATE

15/07/2005

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE

8 3 11 2 8 5 14 17 5 4 7 15 6 11 5 18 18 7 17 5

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

186

8 11 22 24 32 37 51 68 73 77 84 99 105 116 121 139 157 164 181 186

BAND

CUM.

4.30 4.30 1.61 5.91 5.91 11.83 1.08 12.90 4.30 17.20 2.69 19.89 7.53 27.42 9.14 36.56 2.69 39.25 2.15 41.40 3.76 45.16 8.06 53.23 3.23 56.45 5.91 62.37 2.69 65.05 9.68 74.73 9.68 84.41 3.76 88.17 9.14 97.31 2.69 100.00

PERCENTAGE rp

23.96 0.23 12.29 3.02 9.01 2.46 51.12 58.77 8.42 12.15 12.89 50.76 26.24 70.74 43.01 295.39 767.23 443.96 2,113.57 763.92 4,769.13

23.96 24.18 36.47 39.49 48.51 50.96 102.08 160.85 169.27 181.42 194.31 245.07 271.30 342.04 385.05 680.44 1,447.67 1,891.64 4,005.21 4,769.13

BAND

0.50 0.00 0.26 0.06 0.19 0.05 1.07 1.23 0.18 0.25 0.27 1.06 0.55 1.48 0.90 6.19 16.09 9.31 44.32 16.02

PERCENTAGE

CUM.

0.50 0.51 0.76 0.83 1.02 1.07 2.14 3.37 3.55 3.80 4.07 5.14 5.69 7.17 8.07 14.27 30.36 39.66 83.98 100.00

0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 1 0 1 0 4

BAND

0 0 0 0 0 0 0 1 1 1 1 1 1 2 2 2 3 3 4 4

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 25.00 600.00 600.00 0.00 25.00 0.00 600.00 0.00 25.00 0.00 600.00 0.00 25.00 0.00 600.00 0.00 25.00 0.00 600.00 0.00 25.00 0.00 600.00 25.00 50.00 400.00 1,000.00 0.00 50.00 0.00 1,000.00 0.00 50.00 0.00 1,000.00 25.00 75.00 36.30 1,036.30 0.00 75.00 0.00 1,036.30 25.00 100.00 149.47 1,185.77 0.00 100.00 0.00 1,185.77 1,185.77

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.60 0.00 0.00 0.00 0.00 0.00 33.73 0.00 0.00 3.06 0.00 12.61 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.60 1,020.96 50.60 0.00 50.60 0.00 50.60 0.00 50.60 0.00 50.60 0.00 84.33 565.49 84.33 0.00 84.33 0.00 87.39 4.73 87.39 0.00 100.00 7.07 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 373.01 354.46 330.73 308.79 244.83 221.15 292.36 259.71 146.96 71.58 54.78 29.61 24.86 24.86

Page 149 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 29

01/01/2004

15/06/2005

DATE

15/07/2005

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

116,853 117,434 129,617 70,059 69,580 31,460 21,841 14,770 7,774 4,022 3,131 3,195 2,237 2,517 1,468 2,051 1,579 702 623 129 601,042

116,853 234,287 363,904 433,963 503,543 535,003 556,844 571,614 579,388 583,410 586,541 589,736 591,973 594,490 595,958 598,009 599,588 600,290 600,913 601,042

BAND

CUM.

19.44 19.44 19.54 38.98 21.57 60.55 11.66 72.20 11.58 83.78 5.23 89.01 3.63 92.65 2.46 95.10 1.29 96.40 0.67 97.07 0.52 97.59 0.53 98.12 0.37 98.49 0.42 98.91 0.24 99.15 0.34 99.50 0.26 99.76 0.12 99.87 0.10 99.98 0.02 100.00

PERCENTAGE rp

35,579.35 27,740.80 55,520.27 48,764.11 77,417.50 47,379.92 47,018.56 54,695.17 35,820.05 18,257.42 16,601.96 25,218.88 18,009.34 25,230.30 19,054.03 35,071.21 47,438.29 43,233.67 68,481.95 89,689.86

35,579.35 63,320.15 118,840.42 167,604.53 245,022.02 292,401.94 339,420.50 394,115.67 429,935.72 448,193.13 464,795.09 490,013.97 508,023.31 533,253.61 552,307.64 587,378.85 634,817.14 678,050.81 746,532.76 836,222.62

836,222.62

BAND

CUM.

4.25 4.25 3.32 7.57 6.64 14.21 5.83 20.04 9.26 29.30 5.67 34.97 5.62 40.59 6.54 47.13 4.28 51.41 2.18 53.60 1.99 55.58 3.02 58.60 2.15 60.75 3.02 63.77 2.28 66.05 4.19 70.24 5.67 75.91 5.17 81.08 8.19 89.27 10.73 100.00

PERCENTAGE f

133 113 158 81 100 66 50 53 36 29 20 50 17 36 34 40 45 32 55 155 1,303

133 246 404 485 585 651 701 754 790 819 839 889 906 942 976 1,016 1,061 1,093 1,148 1,303

BAND

CUM.

10.21 10.21 16,792.12 8.67 18.88 6,922.67 12.13 31.01 11,341.65 6.22 37.22 6,481.81 7.67 44.90 10,210.50 5.07 49.96 8,941.02 3.84 53.80 6,435.83 4.07 57.87 8,668.19 2.76 60.63 7,790.88 2.23 62.85 8,350.32 1.53 64.39 2,197.83 3.84 68.23 5,645.92 1.30 69.53 3,139.22 2.76 72.29 5,593.81 2.61 74.90 10,415.15 3.07 77.97 25,131.49 3.45 81.43 18,778.84 2.46 83.88 6,559.17 4.22 88.10 39,868.96 11.90 100.00 105,897.26 315,162.65

PERCENTAGE

BAND

CUM.

16,792.12 5.33 5.33 47.20 23,714.79 2.20 7.52 24.95 35,056.44 3.60 11.12 20.43 41,538.25 2.06 13.18 13.29 51,748.75 3.24 16.42 13.19 60,689.77 2.84 19.26 18.87 67,125.60 2.04 21.30 13.69 75,793.79 2.75 24.05 15.85 83,584.67 2.47 26.52 21.75 91,935.00 2.65 29.17 45.74 94,132.83 0.70 29.87 13.24 99,778.74 1.79 31.66 22.39 102,917.97 1.00 32.66 17.43 108,511.78 1.77 34.43 22.17 118,926.93 3.30 37.74 54.66 144,058.42 7.97 45.71 71.66 162,837.26 5.96 51.67 39.59 169,396.43 2.08 53.75 15.17 209,265.39 12.65 66.40 58.22 315,162.65 33.60 100.00 118.07

CUM

47.20 37.45 29.50 24.78 21.12 20.76 19.78 19.23 19.44 20.51 20.25 20.36 20.26 20.35 21.53 24.53 25.65 24.98 28.03 37.69 37.69

Page 150 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2005

DATE

15/07/2005

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE

11 15 9 15 17 22 14 12 11 6 6 5 9 7 3 8 5 1 2 0

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

178

11 26 35 50 67 89 103 115 126 132 138 143 152 159 162 170 175 176 178 178

BAND

CUM.

6.18 6.18 8.43 14.61 5.06 19.66 8.43 28.09 9.55 37.64 12.36 50.00 7.87 57.87 6.74 64.61 6.18 70.79 3.37 74.16 3.37 77.53 2.81 80.34 5.06 85.39 3.93 89.33 1.69 91.01 4.49 95.51 2.81 98.31 0.56 98.88 1.12 100.00 0.00 100.00

PERCENTAGE rp

3.47 5.11 6.03 33.26 75.48 78.06 92.44 84.23 118.38 57.40 75.89 114.39 141.33 443.93 130.48 671.73 541.82 371.69 974.93 0.00 4,020.04

3.47 8.58 14.61 47.86 123.34 201.40 293.84 378.07 496.45 553.84 629.74 744.13 885.45 1,329.38 1,459.86 2,131.59 2,673.41 3,045.11 4,020.04 4,020.04

BAND

0.09 0.13 0.15 0.83 1.88 1.94 2.30 2.10 2.94 1.43 1.89 2.85 3.52 11.04 3.25 16.71 13.48 9.25 24.25 0.00

PERCENTAGE

CUM.

0.09 0.21 0.36 1.19 3.07 5.01 7.31 9.40 12.35 13.78 15.66 18.51 22.03 33.07 36.31 53.02 66.50 75.75 100.00 100.00

0 0 1 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 7 0 10

BAND

0 0 1 1 1 1 1 1 2 2 2 2 3 3 3 3 3 3 10 10

CUM.

0.00 0.00 0.00 0.00 10.00 10.00 0.00 10.00 0.00 10.00 0.00 10.00 0.00 10.00 0.00 10.00 10.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 10.00 30.00 0.00 30.00 0.00 30.00 0.00 30.00 0.00 30.00 0.00 30.00 70.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 11.20 0.00 0.00 0.00 0.00 0.00 9.36 0.00 0.00 0.00 8.74 0.00 0.00 0.00 0.00 0.00 303.48 0.00 332.79

0.00 0.00 11.20 11.20 11.20 11.20 11.20 11.20 20.56 20.56 20.56 20.56 29.30 29.30 29.30 29.30 29.30 29.30 332.79 332.79

BAND

0.00 0.00 3.37 0.00 0.00 0.00 0.00 0.00 2.81 0.00 0.00 0.00 2.63 0.00 0.00 0.00 0.00 0.00 91.19 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 3.37 3.37 3.37 3.37 3.37 3.37 6.18 6.18 6.18 6.18 8.81 8.81 8.81 8.81 8.81 8.81 100.00 100.00

0.00 0.00 185.72 0.00 0.00 0.00 0.00 0.00 7.91 0.00 0.00 0.00 6.19 0.00 0.00 0.00 0.00 0.00 31.13 0.00

CUM

0.00 0.00 76.68 23.40 9.08 5.56 3.81 2.96 4.14 3.71 3.26 2.76 3.31 2.20 2.01 1.37 1.10 0.96 8.28 8.28 8.28

Page 151 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2005

DATE

15/07/2005

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

59 9 20 11 22 18 21 25 8 13 7 16 5 13 12 49 94 25 21 2 450

59 68 88 99 121 139 160 185 193 206 213 229 234 247 259 308 402 427 448 450

BAND

CUM.

13.11 13.11 2.00 15.11 4.44 19.56 2.44 22.00 4.89 26.89 4.00 30.89 4.67 35.56 5.56 41.11 1.78 42.89 2.89 45.78 1.56 47.33 3.56 50.89 1.11 52.00 2.89 54.89 2.67 57.56 10.89 68.44 20.89 89.33 5.56 94.89 4.67 99.56 0.44 100.00

PERCENTAGE rp

1,586.15 7.05 9.68 84.19 32.98 45.33 76.53 133.81 432.18 123.37 202.99 1,359.88 48.46 1,076.25 120.84 2,793.20 5,130.30 1,705.84 1,063.56 129.00 16,161.59

1,586.15 1,593.20 1,602.88 1,687.07 1,720.05 1,765.38 1,841.91 1,975.72 2,407.90 2,531.28 2,734.27 4,094.14 4,142.60 5,218.85 5,339.69 8,132.90 13,263.19 14,969.04 16,032.60 16,161.59

BAND

9.81 0.04 0.06 0.52 0.20 0.28 0.47 0.83 2.67 0.76 1.26 8.41 0.30 6.66 0.75 17.28 31.74 10.55 6.58 0.80

CUM.

9.81 9.86 9.92 10.44 10.64 10.92 11.40 12.22 14.90 15.66 16.92 25.33 25.63 32.29 33.04 50.32 82.07 92.62 99.20 100.00

PERCENTAGE f

2 0 0 0 0 2 1 1 28 1 1 93 0 29 0 30 2 2 0 0 192

2 2 2 2 2 4 5 6 34 35 36 129 129 158 158 188 190 192 192 192

BAND

CUM.

1.04 1.04 0.00 1.04 0.00 1.04 0.00 1.04 0.00 1.04 1.04 2.08 0.52 2.60 0.52 3.13 14.58 17.71 0.52 18.23 0.52 18.75 48.44 67.19 0.00 67.19 15.10 82.29 0.00 82.29 15.63 97.92 1.04 98.96 1.04 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

24.75 0.00 0.00 0.00 0.00 143.67 175.94 81.12 1,056.89 1,051.81 279.85 1,948.15 0.00 463.64 0.00 3,121.51 2,117.53 186.34 0.00 0.00

24.75 24.75 24.75 24.75 24.75 168.42 344.35 425.47 1,482.36 2,534.17 2,814.01 4,762.16 4,762.16 5,225.80 5,225.80 8,347.31 10,464.84 10,651.18 10,651.18 10,651.18

10,651.18

BAND

0.23 0.00 0.00 0.00 0.00 1.35 1.65 0.76 9.92 9.88 2.63 18.29 0.00 4.35 0.00 29.31 19.88 1.75 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

0.23 0.23 0.23 0.23 0.23 1.58 3.23 3.99 13.92 23.79 26.42 44.71 44.71 49.06 49.06 78.37 98.25 100.00 100.00 100.00

1.56 0.00 0.00 0.00 0.00 316.93 229.88 60.62 244.55 852.53 137.86 143.26 0.00 43.08 0.00 111.75 41.27 10.92 0.00 0.00

1.56 1.55 1.54 1.47 1.44 9.54 18.70 21.53 61.56 100.11 102.92 116.32 114.96 100.13 97.87 102.64 78.90 71.15 66.43 65.90 66.09

Page 152 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 32

DATA POSITION FROM

01/01/2004

15/06/2005

DATE

15/07/2005

PROCESSING

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE

3 10 5 1 4 1 8 6 5 5 2 6 7 11 8 12 7 1 6 0

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

108

3 13 18 19 23 24 32 38 43 48 50 56 63 74 82 94 101 102 108 108

BAND

CUM.

2.78 2.78 9.26 12.04 4.63 16.67 0.93 17.59 3.70 21.30 0.93 22.22 7.41 29.63 5.56 35.19 4.63 39.81 4.63 44.44 1.85 46.30 5.56 51.85 6.48 58.33 10.19 68.52 7.41 75.93 11.11 87.04 6.48 93.52 0.93 94.44 5.56 100.00 0.00 100.00

PERCENTAGE rp

4.46 42.98 21.60 0.29 5.02 2.64 25.32 25.40 31.82 36.99 25.46 69.36 170.74 263.92 174.52 365.48 681.51 330.74 3,677.14 0.00 5,955.41

4.46 47.44 69.04 69.33 74.34 76.99 102.31 127.71 159.53 196.52 221.98 291.35 462.09 726.02 900.54 1,266.02 1,947.53 2,278.27 5,955.41 5,955.41

BAND

0.07 0.72 0.36 0.00 0.08 0.04 0.43 0.43 0.53 0.62 0.43 1.16 2.87 4.43 2.93 6.14 11.44 5.55 61.74 0.00

PERCENTAGE

CUM.

0.07 0.80 1.16 1.16 1.25 1.29 1.72 2.14 2.68 3.30 3.73 4.89 7.76 12.19 15.12 21.26 32.70 38.26 100.00 100.00

0 1 2 0 0 0 0 0 0 1 0 2 2 2 0 2 0 0 4 0 16

BAND

0 1 3 3 3 3 3 3 3 4 4 6 8 10 10 12 12 12 16 16

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 6.25 6.25 51.75 51.75 12.50 18.75 14.34 66.10 0.00 18.75 0.00 66.10 0.00 18.75 0.00 66.10 0.00 18.75 0.00 66.10 0.00 18.75 0.00 66.10 0.00 18.75 0.00 66.10 0.00 18.75 0.00 66.10 6.25 25.00 9.77 75.87 0.00 25.00 0.00 75.87 12.50 37.50 86.98 162.85 12.50 50.00 57.18 220.03 12.50 62.50 57.86 277.90 0.00 62.50 0.00 277.90 12.50 75.00 102.91 380.81 0.00 75.00 0.00 380.81 0.00 75.00 0.00 380.81 25.00 100.00 141.47 522.28 0.00 100.00 0.00 522.28 522.28

BAND

0.00 9.91 2.75 0.00 0.00 0.00 0.00 0.00 0.00 1.87 0.00 16.65 10.95 11.08 0.00 19.70 0.00 0.00 27.09 0.00

PERCENTAGE

CUM.

BAND

0.00 9.91 12.66 12.66 12.66 12.66 12.66 12.66 12.66 14.53 14.53 31.18 42.13 53.21 53.21 72.91 72.91 72.91 100.00 100.00

0.00 120.42 66.39 0.00 0.00 0.00 0.00 0.00 0.00 26.41 0.00 125.40 33.49 21.92 0.00 28.16 0.00 0.00 3.85 0.00

CUM

0.00 109.10 95.74 95.34 88.91 85.85 64.60 51.76 41.43 38.60 34.18 55.89 47.62 38.28 30.86 30.08 19.55 16.71 8.77 8.77 8.77

Page 153 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 40

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

17 3 2 0 0 1 2 1 2 3 0 4 3 3 7 2 2 2 1 0 55

BAND

17 20 22 22 22 23 25 26 28 31 31 35 38 41 48 50 52 54 55 55

CUM.

30.91 30.91 5.45 36.36 3.64 40.00 0.00 40.00 0.00 40.00 1.82 41.82 3.64 45.45 1.82 47.27 3.64 50.91 5.45 56.36 0.00 56.36 7.27 63.64 5.45 69.09 5.45 74.55 12.73 87.27 3.64 90.91 3.64 94.55 3.64 98.18 1.82 100.00 0.00 100.00

PERCENTAGE rp

66.66 66.66 1.93 68.59 1.82 70.41 0.00 70.41 0.00 70.41 3.90 74.31 0.84 75.15 7.40 82.54 45.30 127.85 20.32 148.17 0.00 148.17 73.22 221.38 44.72 266.11 79.10 345.20 162.48 507.68 85.56 593.24 126.60 719.84 258.55 978.39 70.58 1,048.98 0.00 1,048.98 1,048.98

BAND

6.35 0.18 0.17 0.00 0.00 0.37 0.08 0.71 4.32 1.94 0.00 6.98 4.26 7.54 15.49 8.16 12.07 24.65 6.73 0.00

CUM.

6.35 6.54 6.71 6.71 6.71 7.08 7.16 7.87 12.19 14.12 14.12 21.10 25.37 32.91 48.40 56.55 68.62 93.27 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 2

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 2 2

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 50.00 0.00 50.00 50.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.88 92.88 0.00 92.88 0.00 92.88 98.80 191.68 0.00 191.68 0.00 191.68 191.68

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 0.00 0.00 51.54 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 48.46 48.46 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 57.16 0.00 0.00 38.21 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.29 15.66 12.90 19.59 18.27 18.27 18.27

Page 154 of 180

RISK AND LOSS PROFILE 2004 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

NANGGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

478 857 820 363 272 118 51 40 16 5 3 13 9 10 4 10 14 2 7 5 3,097

478 1,335 2,155 2,518 2,790 2,908 2,959 2,999 3,015 3,020 3,023 3,036 3,045 3,055 3,059 3,069 3,083 3,085 3,092 3,097

BAND

CUM.

15.43 15.43 27.67 43.11 26.48 69.58 11.72 81.30 8.78 90.09 3.81 93.90 1.65 95.54 1.29 96.84 0.52 97.35 0.16 97.51 0.10 97.61 0.42 98.03 0.29 98.32 0.32 98.64 0.13 98.77 0.32 99.10 0.45 99.55 0.06 99.61 0.23 99.84 0.16 100.00

PERCENTAGE rp

131.00 377.04 606.24 427.64 451.66 273.06 183.45 244.27 72.91 16.41 40.69 192.99 51.47 674.54 75.29 253.37 887.11 74.42 678.73 1,958.97 7,671.27

131.00 508.05 1,114.29 1,541.93 1,993.58 2,266.64 2,450.09 2,694.36 2,767.27 2,783.68 2,824.37 3,017.35 3,068.83 3,743.37 3,818.66 4,072.04 4,959.15 5,033.57 5,712.30 7,671.27

BAND

1.71 4.92 7.90 5.57 5.89 3.56 2.39 3.18 0.95 0.21 0.53 2.52 0.67 8.79 0.98 3.30 11.56 0.97 8.85 25.54

CUM.

1.71 6.62 14.53 20.10 25.99 29.55 31.94 35.12 36.07 36.29 36.82 39.33 40.00 48.80 49.78 53.08 64.65 65.62 74.46 100.00

PERCENTAGE f

0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 3

BAND

0 0 1 1 1 2 2 2 2 2 2 2 2 2 2 2 3 3 3 3

0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00

CUM.

0.00 0.00 33.33 33.33 33.33 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 66.67 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 11.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 107.99 0.00 0.00 0.00 119.74

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 11.75 11.75 11.75 11.75 11.75 11.75 11.75 11.75 11.75 11.75 11.75 119.74 119.74 119.74 119.74

0.00 0.00 0.00 0.00 0.00 9.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 90.19 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 9.81 9.81 9.81 9.81 9.81 9.81 9.81 9.81 9.81 9.81 9.81 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 4.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.17 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.52 0.48 0.44 0.42 0.42 0.42 0.39 0.38 0.31 0.31 0.29 2.41 2.38 2.10 1.56 1.56

Page 155 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

7,649 8,389 10,788 5,348 4,649 1,785 1,270 834 438 243 182 270 207 213 148 236 186 70 35 6 42,946

7,649 16,038 26,826 32,174 36,823 38,608 39,878 40,712 41,150 41,393 41,575 41,845 42,052 42,265 42,413 42,649 42,835 42,905 42,940 42,946

BAND

CUM.

PERCENTAGE rp

17.81 17.81 2,844.38 19.53 37.34 2,017.90 25.12 62.46 4,810.50 12.45 74.92 3,959.04 10.83 85.74 5,586.11 4.16 89.90 3,058.34 2.96 92.86 3,356.93 1.94 94.80 2,971.61 1.02 95.82 2,367.33 0.57 96.38 1,286.65 0.42 96.81 1,950.49 0.63 97.44 2,365.60 0.48 97.92 1,991.16 0.50 98.41 3,328.19 0.34 98.76 2,757.25 0.55 99.31 7,060.06 0.43 99.74 11,707.32 0.16 99.90 5,273.36 0.08 99.99 6,802.73 0.01 100.00 732.70 76,227.66

2,844.38 4,862.28 9,672.78 13,631.83 19,217.94 22,276.28 25,633.21 28,604.82 30,972.15 32,258.79 34,209.28 36,574.88 38,566.05 41,894.23 44,651.48 51,711.54 63,418.87 68,692.22 75,494.95 76,227.66

BAND

3.73 2.65 6.31 5.19 7.33 4.01 4.40 3.90 3.11 1.69 2.56 3.10 2.61 4.37 3.62 9.26 15.36 6.92 8.92 0.96

PERCENTAGE

CUM.

3.73 6.38 12.69 17.88 25.21 29.22 33.63 37.53 40.63 42.32 44.88 47.98 50.59 54.96 58.58 67.84 83.20 90.11 99.04 100.00

13 6 9 2 11 6 6 5 6 2 2 6 5 2 4 36 7 2 1 2 133

13 19 28 30 41 47 53 58 64 66 68 74 79 81 85 121 128 130 131 133

BAND

9.77 4.51 6.77 1.50 8.27 4.51 4.51 3.76 4.51 1.50 1.50 4.51 3.76 1.50 3.01 27.07 5.26 1.50 0.75 1.50

CUM.

9.77 14.29 21.05 22.56 30.83 35.34 39.85 43.61 48.12 49.62 51.13 55.64 59.40 60.90 63.91 90.98 96.24 97.74 98.50 100.00

PERCENTAGE rp

2,056.48 1,449.43 695.02 15.09 1,871.90 1,579.60 432.85 46.20 1,524.54 128.99 59.09 79.64 260.95 12.35 2,783.21 6,804.83 2,246.70 1,109.75 1,048.18 15.80 24,220.59

2,056.48 3,505.91 4,200.93 4,216.02 6,087.92 7,667.53 8,100.38 8,146.58 9,671.12 9,800.11 9,859.20 9,938.84 10,199.78 10,212.13 12,995.34 19,800.17 22,046.86 23,156.61 24,204.79 24,220.59

BAND

CUM.

8.49 8.49 5.98 14.47 2.87 17.34 0.06 17.41 7.73 25.14 6.52 31.66 1.79 33.44 0.19 33.63 6.29 39.93 0.53 40.46 0.24 40.71 0.33 41.03 1.08 42.11 0.05 42.16 11.49 53.65 28.10 81.75 9.28 91.03 4.58 95.61 4.33 99.93 0.07 100.00

PERCENTAGE BAND

72.30 71.83 14.45 0.38 33.51 51.65 12.89 1.55 64.40 10.03 3.03 3.37 13.11 0.37 100.94 96.38 19.19 21.04 15.41 2.16

CUM

72.30 72.10 43.43 30.93 31.68 34.42 31.60 28.48 31.23 30.38 28.82 27.17 26.45 24.38 29.10 38.29 34.76 33.71 32.06 31.77 31.77

Page 156 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

3,802 4,258 3,923 1,752 1,471 550 428 229 115 61 35 51 34 28 20 36 30 17 5 2 16,847

3,802 8,060 11,983 13,735 15,206 15,756 16,184 16,413 16,528 16,589 16,624 16,675 16,709 16,737 16,757 16,793 16,823 16,840 16,845 16,847

BAND

CUM.

22.57 22.57 25.27 47.84 23.29 71.13 10.40 81.53 8.73 90.26 3.26 93.52 2.54 96.06 1.36 97.42 0.68 98.11 0.36 98.47 0.21 98.68 0.30 98.98 0.20 99.18 0.17 99.35 0.12 99.47 0.21 99.68 0.18 99.86 0.10 99.96 0.03 99.99 0.01 100.00

PERCENTAGE rp

446.61 791.88 1,236.80 1,027.72 1,691.21 930.36 1,008.27 777.25 388.06 318.83 220.09 385.31 329.55 253.70 252.60 780.35 1,489.98 2,114.84 704.64 319.80 15,467.84

446.61 1,238.49 2,475.29 3,503.02 5,194.22 6,124.58 7,132.85 7,910.11 8,298.16 8,616.99 8,837.08 9,222.38 9,551.93 9,805.64 10,058.23 10,838.58 12,328.56 14,443.40 15,148.04 15,467.84

BAND

2.89 5.12 8.00 6.64 10.93 6.01 6.52 5.02 2.51 2.06 1.42 2.49 2.13 1.64 1.63 5.04 9.63 13.67 4.56 2.07

CUM.

2.89 8.01 16.00 22.65 33.58 39.60 46.11 51.14 53.65 55.71 57.13 59.62 61.75 63.39 65.03 70.07 79.70 93.38 97.93 100.00

PERCENTAGE f

5 2 2 3 3 0 2 1 0 1 1 0 0 2 0 0 1 2 0 0 25

BAND

5 7 9 12 15 15 17 18 18 19 20 20 20 22 22 22 23 25 25 25

CUM.

20.00 20.00 8.00 28.00 8.00 36.00 12.00 48.00 12.00 60.00 0.00 60.00 8.00 68.00 4.00 72.00 0.00 72.00 4.00 76.00 4.00 80.00 0.00 80.00 0.00 80.00 8.00 88.00 0.00 88.00 0.00 88.00 4.00 92.00 8.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

160.69 109.49 110.00 328.66 835.00 0.00 1,145.00 81.12 0.00 1,051.81 279.85 0.00 0.00 919.70 0.00 0.00 7.14 265.43 0.00 0.00 5,293.87

160.69 270.18 380.18 708.84 1,543.84 1,543.84 2,688.84 2,769.95 2,769.95 3,821.76 4,101.61 4,101.61 4,101.61 5,021.30 5,021.30 5,021.30 5,028.44 5,293.87 5,293.87 5,293.87

BAND

PERCENTAGE

CUM.

BAND

3.04 3.04 2.07 5.10 2.08 7.18 6.21 13.39 15.77 29.16 0.00 29.16 21.63 50.79 1.53 52.32 0.00 52.32 19.87 72.19 5.29 77.48 0.00 77.48 0.00 77.48 17.37 94.85 0.00 94.85 0.00 94.85 0.13 94.99 5.01 100.00 0.00 100.00 0.00 100.00

35.98 13.83 8.89 31.98 49.37 0.00 113.56 10.44 0.00 329.90 127.15 0.00 0.00 362.51 0.00 0.00 0.48 12.55 0.00 0.00

CUM

35.98 21.82 15.36 20.24 29.72 25.21 37.70 35.02 33.38 44.35 46.41 44.47 42.94 51.21 49.92 46.33 40.79 36.65 34.95 34.23 34.23

Page 157 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

3,648 4,809 6,024 3,239 2,672 1,025 677 462 237 140 99 118 75 134 65 121 122 61 63 14 23,805

3,648 8,457 14,481 17,720 20,392 21,417 22,094 22,556 22,793 22,933 23,032 23,150 23,225 23,359 23,424 23,545 23,667 23,728 23,791 23,805

BAND

CUM.

15.32 15.32 20.20 35.53 25.31 60.83 13.61 74.44 11.22 85.66 4.31 89.97 2.84 92.81 1.94 94.75 1.00 95.75 0.59 96.34 0.42 96.75 0.50 97.25 0.32 97.56 0.56 98.13 0.27 98.40 0.51 98.91 0.51 99.42 0.26 99.68 0.26 99.94 0.06 100.00

PERCENTAGE rp

3,641.29 1,127.63 3,028.19 3,167.53 4,202.90 2,279.73 2,128.31 1,776.78 1,336.17 884.28 759.57 760.76 739.09 1,287.96 977.26 2,394.49 4,368.14 4,002.21 8,332.86 1,316.88 48,512.05

BAND

CUM.

3,641.29 7.51 7.51 4,768.92 2.32 9.83 7,797.12 6.24 16.07 10,964.65 6.53 22.60 15,167.55 8.66 31.27 17,447.27 4.70 35.96 19,575.59 4.39 40.35 21,352.36 3.66 44.01 22,688.54 2.75 46.77 23,572.82 1.82 48.59 24,332.39 1.57 50.16 25,093.15 1.57 51.73 25,832.24 1.52 53.25 27,120.21 2.65 55.90 28,097.47 2.01 57.92 30,491.96 4.94 62.85 34,860.09 9.00 71.86 38,862.31 8.25 80.11 47,195.16 17.18 97.29 48,512.05 2.71 100.00

PERCENTAGE f

6 6 4 1 4 5 0 1 1 3 0 0 0 1 3 2 4 3 1 1

6 13.04 13.04 12 13.04 26.09 16 8.70 34.78 17 2.17 36.96 21 8.70 45.65 26 10.87 56.52 26 0.00 56.52 27 2.17 58.70 28 2.17 60.87 31 6.52 67.39 31 0.00 67.39 31 0.00 67.39 31 0.00 67.39 32 2.17 69.57 35 6.52 76.09 37 4.35 80.43 41 8.70 89.13 44 6.52 95.65 45 2.17 97.83 46 2.17 100.00

BAND

CUM.

674.86 336.31 196.97 300.00 555.51 460.59 0.00 0.45 13.00 315.53 0.00 0.00 0.00 2.00 298.78 518.00 274.49 160.30 15.00 69.61 4,191.41

674.86 1,011.17 1,208.14 1,508.14 2,063.66 2,524.25 2,524.25 2,524.70 2,537.70 2,853.23 2,853.23 2,853.23 2,853.23 2,855.23 3,154.01 3,672.01 3,946.49 4,106.79 4,121.79 4,191.41

PERCENTAGE

BAND

CUM

18.53 29.82 6.50 9.47 13.22 20.20 0.00 0.03 0.97 35.68 0.00 0.00 0.00 0.16 30.57 21.63 6.28 4.01 0.18 5.29

18.53 21.20 15.49 13.75 13.61 14.47 12.89 11.82 11.18 12.10 11.73 11.37 11.05 10.53 11.23 12.04 11.32 10.57 8.73 8.64

16.10 8.02 4.70 7.16 13.25 10.99 0.00 0.01 0.31 7.53 0.00 0.00 0.00 0.05 7.13 12.36 6.55 3.82 0.36 1.66

CUM.

16.10 24.12 28.82 35.98 49.24 60.22 60.22 60.24 60.55 68.07 68.07 68.07 68.07 68.12 75.25 87.61 94.16 97.98 98.34 100.00

8.64

Page 158 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,153 1,476 1,492 683 596 226 157 84 50 23 23 22 12 22 6 20 21 9 6 1 7,082

2,153 3,629 5,121 5,804 6,400 6,626 6,783 6,867 6,917 6,940 6,963 6,985 6,997 7,019 7,025 7,045 7,066 7,075 7,081 7,082

BAND

CUM.

30.40 20.84 21.07 9.64 8.42 3.19 2.22 1.19 0.71 0.32 0.32 0.31 0.17 0.31 0.08 0.28 0.30 0.13 0.08 0.01

30.40 51.24 72.31 81.95 90.37 93.56 95.78 96.96 97.67 97.99 98.32 98.63 98.80 99.11 99.20 99.48 99.77 99.90 99.99 100.00

PERCENTAGE rp

436.46 496.97 936.28 654.80 889.21 470.58 471.43 357.14 210.47 174.49 171.07 276.57 204.53 273.63 135.81 1,000.57 1,485.97 1,176.35 824.10 0.72 10,647.14

436.46 933.43 1,869.71 2,524.50 3,413.72 3,884.29 4,355.72 4,712.86 4,923.32 5,097.82 5,268.88 5,545.45 5,749.99 6,023.62 6,159.42 7,160.00 8,645.97 9,822.32 10,646.42 10,647.14

BAND

CUM.

4.10 4.10 4.67 8.77 8.79 17.56 6.15 23.71 8.35 32.06 4.42 36.48 4.43 40.91 3.35 44.26 1.98 46.24 1.64 47.88 1.61 49.49 2.60 52.08 1.92 54.01 2.57 56.57 1.28 57.85 9.40 67.25 13.96 81.20 11.05 92.25 7.74 99.99 0.01 100.00

PERCENTAGE f

0 4 5 3 2 1 1 0 0 0 0 1 0 0 0 0 0 2 0 0 19

BAND

CUM.

0 4 9 12 14 15 16 16 16 16 16 17 17 17 17 17 17 19 19 19

0.00 0.00 21.05 21.05 26.32 47.37 15.79 63.16 10.53 73.68 5.26 78.95 5.26 84.21 0.00 84.21 0.00 84.21 0.00 84.21 0.00 84.21 5.26 89.47 0.00 89.47 0.00 89.47 0.00 89.47 0.00 89.47 0.00 89.47 10.53 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 256.11 561.10 283.43 220.40 446.29 175.94 0.00 0.00 0.00 0.00 59.09 0.00 0.00 0.00 0.00 0.00 237.11 0.00 0.00 2,239.46

0.00 256.11 817.21 1,100.64 1,321.05 1,767.33 1,943.27 1,943.27 1,943.27 1,943.27 1,943.27 2,002.35 2,002.35 2,002.35 2,002.35 2,002.35 2,002.35 2,239.46 2,239.46 2,239.46

BAND

0.00 11.44 25.05 12.66 9.84 19.93 7.86 0.00 0.00 0.00 0.00 2.64 0.00 0.00 0.00 0.00 0.00 10.59 0.00 0.00

CUM.

0.00 11.44 36.49 49.15 58.99 78.92 86.77 86.77 86.77 86.77 86.77 89.41 89.41 89.41 89.41 89.41 89.41 100.00 100.00 100.00

PERCENTAGE BAND

0.00 51.53 59.93 43.29 24.79 94.84 37.32 0.00 0.00 0.00 0.00 21.36 0.00 0.00 0.00 0.00 0.00 20.16 0.00 0.00

CUM

0.00 27.44 43.71 43.60 38.70 45.50 44.61 41.23 39.47 38.12 36.88 36.11 34.82 33.24 32.51 27.97 23.16 22.80 21.03 21.03 21.03

Page 159 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 2 50 3 100 4 200 5 300 6 500 7 750 8 1.000 9 1.500 10 2.000 11 2.500 12 3.000 13 4.000 14 5.000 15 7.500 16 10.000 17 20.000 18 50.000 19 100.000 20 500.000

50 100 200 300 500 750 1.000 1.500 2.000 2.500 3.000 4.000 5.000 7.500 10.000 20.000 50.000 100.000 500.000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

4,056 3,391 3,912 1,850 1,479 679 469 304 165 76 59 52 57 44 39 55 35 40 9 5 16,776

4,056 7,447 11,359 13,209 14,688 15,367 15,836 16,140 16,305 16,381 16,440 16,492 16,549 16,593 16,632 16,687 16,722 16,762 16,771 16,776

BAND

CUM.

24.18 24.18 20.21 44.39 23.32 67.71 11.03 78.74 8.82 87.55 4.05 91.60 2.80 94.40 1.81 96.21 0.98 97.19 0.45 97.65 0.35 98.00 0.31 98.31 0.34 98.65 0.26 98.91 0.23 99.14 0.33 99.47 0.21 99.68 0.24 99.92 0.05 99.97 0.03 100.00

PERCENTAGE rp

1,816.60 781.22 1,887.45 1,551.53 2,075.32 1,318.54 1,409.14 1,155.06 878.04 398.72 430.45 402.22 429.03 893.63 448.14 1,393.62 1,209.06 2,429.94 1,041.83 720.53 22,670.08

1,816.60 2,597.82 4,485.27 6,036.80 8,112.13 9,430.67 10,839.81 11,994.87 12,872.90 13,271.63 13,702.08 14,104.29 14,533.32 15,426.96 15,875.10 17,268.72 18,477.78 20,907.72 21,949.55 22,670.08

BAND

8.01 3.45 8.33 6.84 9.15 5.82 6.22 5.10 3.87 1.76 1.90 1.77 1.89 3.94 1.98 6.15 5.33 10.72 4.60 3.18

CUM.

8.01 11.46 19.78 26.63 35.78 41.60 47.82 52.91 56.78 58.54 60.44 62.22 64.11 68.05 70.03 76.17 81.51 92.23 96.82 100.00

PERCENTAGE f

3 5 4 3 3 1 1 1 0 1 1 0 0 0 1 1 1 1 3 0 30

3 8 12 15 18 19 20 21 21 22 23 23 23 23 24 25 26 27 30 30

BAND

CUM.

PERCENTAGE rp

10.00 10.00 85.40 16.67 26.67 163.06 13.33 40.00 411.04 10.00 50.00 481.01 10.00 60.00 778.71 3.33 63.33 503.05 3.33 66.67 10.00 3.33 70.00 116.58 0.00 70.00 0.00 3.33 73.33 360.00 3.33 76.67 1.09 0.00 76.67 0.00 0.00 76.67 0.00 0.00 76.67 0.00 3.33 80.00 14.76 3.33 83.33 720.00 3.33 86.67 1,000.00 3.33 90.00 10.00 10.00 100.00 161.93 0.00 100.00 0.00 4,816.63

85.40 248.46 659.50 1,140.52 1,919.22 2,422.27 2,432.27 2,548.85 2,548.85 2,908.85 2,909.94 2,909.94 2,909.94 2,909.94 2,924.70 3,644.70 4,644.70 4,654.70 4,816.63 4,816.63

BAND

CUM.

1.77 1.77 3.39 5.16 8.53 13.69 9.99 23.68 16.17 39.85 10.44 50.29 0.21 50.50 2.42 52.92 0.00 52.92 7.47 60.39 0.02 60.41 0.00 60.41 0.00 60.41 0.00 60.41 0.31 60.72 14.95 75.67 20.76 96.43 0.21 96.64 3.36 100.00 0.00 100.00

PERCENTAGE BAND

4.70 20.87 21.78 31.00 37.52 38.15 0.71 10.09 0.00 90.29 0.25 0.00 0.00 0.00 3.29 51.66 82.71 0.41 15.54 0.00

CUM

4.70 9.56 14.70 18.89 23.66 25.69 22.44 21.25 19.80 21.92 21.24 20.63 20.02 18.86 18.42 21.11 25.14 22.26 21.94 21.25 21.25

Page 160 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

994 834 581 211 186 69 43 27 16 8 5 6 1 4 1 6 9 0 0 0 3,001

994 1,828 2,409 2,620 2,806 2,875 2,918 2,945 2,961 2,969 2,974 2,980 2,981 2,985 2,986 2,992 3,001 3,001 3,001 3,001

BAND

33.12 27.79 19.36 7.03 6.20 2.30 1.43 0.90 0.53 0.27 0.17 0.20 0.03 0.13 0.03 0.20 0.30 0.00 0.00 0.00

CUM.

33.12 60.91 80.27 87.30 93.50 95.80 97.23 98.13 98.67 98.93 99.10 99.30 99.33 99.47 99.50 99.70 100.00 100.00 100.00 100.00

PERCENTAGE rp

118.39 241.15 375.72 239.30 337.24 176.94 119.86 66.46 121.24 19.18 15.95 38.79 2.02 32.42 5.30 139.58 407.08 0.00 0.00 0.00 2,456.61

118.39 359.54 735.26 974.57 1,311.80 1,488.74 1,608.60 1,675.05 1,796.29 1,815.47 1,831.42 1,870.21 1,872.23 1,904.65 1,909.95 2,049.53 2,456.61 2,456.61 2,456.61 2,456.61

BAND

4.82 9.82 15.29 9.74 13.73 7.20 4.88 2.71 4.94 0.78 0.65 1.58 0.08 1.32 0.22 5.68 16.57 0.00 0.00 0.00

CUM.

4.82 14.64 29.93 39.67 53.40 60.60 65.48 68.19 73.12 73.90 74.55 76.13 76.21 77.53 77.75 83.43 100.00 100.00 100.00 100.00

PERCENTAGE f

1 2 2 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 6

1 3 5 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6

BAND

16.67 33.33 33.33 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

16.67 50.00 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

50.00 150.00 237.12 63.42 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 500.54

50.00 200.00 437.12 500.54 500.54 500.54 500.54 500.54 500.54 500.54 500.54 500.54 500.54 500.54 500.54 500.54 500.54 500.54 500.54 500.54

BAND

CUM.

9.99 29.97 47.37 12.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9.99 39.96 87.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

42.23 62.20 63.11 26.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

42.23 55.63 59.45 51.36 38.16 33.62 31.12 29.88 27.87 27.57 27.33 26.76 26.73 26.28 26.21 24.42 20.38 20.38 20.38 20.38 20.38 Page 161 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,220 2,367 2,296 1,117 1,147 463 331 229 130 79 48 56 52 59 40 63 44 22 21 3 10,787

2,220 4,587 6,883 8,000 9,147 9,610 9,941 10,170 10,300 10,379 10,427 10,483 10,535 10,594 10,634 10,697 10,741 10,763 10,784 10,787

BAND

CUM.

20.58 20.58 21.94 42.52 21.28 63.81 10.36 74.16 10.63 84.80 4.29 89.09 3.07 92.16 2.12 94.28 1.21 95.49 0.73 96.22 0.44 96.66 0.52 97.18 0.48 97.66 0.55 98.21 0.37 98.58 0.58 99.17 0.41 99.57 0.20 99.78 0.19 99.97 0.03 100.00

PERCENTAGE rp

411.17 503.98 1,664.84 871.74 1,398.83 807.02 882.21 902.17 674.95 442.67 306.53 466.78 351.21 653.49 550.97 1,297.82 1,296.82 1,582.83 1,731.67 76.13 16,873.82

411.17 915.16 2,580.00 3,451.73 4,850.56 5,657.57 6,539.78 7,441.96 8,116.91 8,559.58 8,866.11 9,332.89 9,684.11 10,337.60 10,888.57 12,186.38 13,483.20 15,066.02 16,797.70 16,873.82

BAND

2.44 2.99 9.87 5.17 8.29 4.78 5.23 5.35 4.00 2.62 1.82 2.77 2.08 3.87 3.27 7.69 7.69 9.38 10.26 0.45

CUM.

2.44 5.42 15.29 20.46 28.75 33.53 38.76 44.10 48.10 50.73 52.54 55.31 57.39 61.26 64.53 72.22 79.91 89.29 99.55 100.00

PERCENTAGE f

3 0 2 0 1 0 1 3 2 0 2 3 1 2 0 6 5 1 0 0 32

BAND

3 3 5 5 6 6 7 10 12 12 14 17 18 20 20 26 31 32 32 32

9.38 0.00 6.25 0.00 3.13 0.00 3.13 9.38 6.25 0.00 6.25 9.38 3.13 6.25 0.00 18.75 15.63 3.13 0.00 0.00

CUM.

PERCENTAGE rp

9.38 90.71 90.71 9.38 0.00 90.71 15.63 33.12 123.83 15.63 0.00 123.83 18.75 3.50 127.33 18.75 0.00 127.33 21.88 8.50 135.83 31.25 221.44 357.27 37.50 735.34 1,092.61 37.50 0.00 1,092.61 43.75 1,352.50 2,445.11 53.13 1,347.16 3,792.27 56.25 42.10 3,834.37 62.50 13.90 3,848.27 62.50 0.00 3,848.27 81.25 16,083.21 19,931.48 96.88 32.88 19,964.36 100.00 729.00 20,693.36 100.00 0.00 20,693.36 100.00 0.00 20,693.36 20,693.36

BAND

0.44 0.00 0.16 0.00 0.02 0.00 0.04 1.07 3.55 0.00 6.54 6.51 0.20 0.07 0.00 77.72 0.16 3.52 0.00 0.00

CUM.

PERCENTAGE BAND

0.44 22.06 0.44 0.00 0.60 1.99 0.60 0.00 0.62 0.25 0.62 0.00 0.66 0.96 1.73 24.54 5.28 108.95 5.28 0.00 11.82 441.22 18.33 288.61 18.53 11.99 18.60 2.13 18.60 0.00 96.32 1,239.25 96.48 2.54 100.00 46.06 100.00 0.00 100.00 0.00

CUM

22.06 9.91 4.80 3.59 2.63 2.25 2.08 4.80 13.46 12.76 27.58 40.63 39.59 37.23 35.34 163.56 148.07 137.35 123.19 122.64 122.64

Page 162 of 180

CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 09

RISK AND LOSS PROFILE 2004

DKI JAKARTA

DATA POSITION FROM TO PROCESSING

NUMBER OF POLICIES

SUM INSURED BAND

CLAIM FREQUENCY

ORIGINAL PREMIUM (In Million Rp)

DATE

CLAIM SEVERITY(in Million Rp)

01/01/2004

15/06/2005

15/07/2005 LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

17,644 20,516 33,662 24,190 28,042 13,794 9,750 6,846 3,705 1,977 1,520 1,569 1,104 1,308 835 1,224 1,021 423 500 107 169,737

17,644 38,160 71,822 96,012 124,054 137,848 147,598 154,444 158,149 160,126 161,646 163,215 164,319 165,627 166,462 167,686 168,707 169,130 169,630 169,737

BAND

10.39 12.09 19.83 14.25 16.52 8.13 5.74 4.03 2.18 1.16 0.90 0.92 0.65 0.77 0.49 0.72 0.60 0.25 0.29 0.06

CUM.

10.39 22.48 42.31 56.57 73.09 81.21 86.96 90.99 93.17 94.34 95.23 96.16 96.81 97.58 98.07 98.79 99.39 99.64 99.94 100.00

PERCENTAGE f

14,356.41 4,130.11 10,842.96 12,695.50 26,317.69 16,873.50 16,983.86 18,203.86 18,238.59 8,620.29 7,353.76 14,423.96 8,551.59 14,146.60 10,707.52 22,213.22 31,846.80 29,974.33 72,747.13 31,467.11 390,694.78

14,356.41 18,486.52 29,329.48 42,024.98 68,342.66 85,216.17 102,200.03 120,403.89 138,642.47 147,262.76 154,616.52 169,040.48 177,592.06 191,738.67 202,446.19 224,659.41 256,506.21 286,480.54 359,227.67 390,694.78

BAND

CUM.

3.67 1.06 2.78 3.25 6.74 4.32 4.35 4.66 4.67 2.21 1.88 3.69 2.19 3.62 2.74 5.69 8.15 7.67 18.62 8.05

3.67 4.73 7.51 10.76 17.49 21.81 26.16 30.82 35.49 37.69 39.57 43.27 45.46 49.08 51.82 57.50 65.65 73.33 91.95 100.00

PERCENTAGE f

64 35 57 31 47 33 28 30 22 20 6 37 11 20 17 35 23 17 56 16 605

BAND

CUM.

64 99 156 187 234 267 295 325 347 367 373 410 421 441 458 493 516 533 589 605

10.58 10.58 5.79 16.36 9.42 25.79 5.12 30.91 7.77 38.68 5.45 44.13 4.63 48.76 4.96 53.72 3.64 57.36 3.31 60.66 0.99 61.65 6.12 67.77 1.82 69.59 3.31 72.89 2.81 75.70 5.79 81.49 3.80 85.29 2.81 88.10 9.26 97.36 2.64 100.00

PERCENTAGE rp

8,202.01 1,282.98 4,059.46 1,951.66 2,363.52 3,704.33 4,165.37 1,518.22 7,129.94 7,735.11 162.43 2,649.67 6,787.87 5,006.64 3,174.05 24,150.47 948.37 1,031.42 37,011.76 3,750.97 126,786.24

8,202.01 9,484.99 13,544.45 15,496.11 17,859.64 21,563.96 25,729.34 27,247.55 34,377.49 42,112.59 42,275.02 44,924.69 51,712.57 56,719.20 59,893.25 84,043.72 84,992.09 86,023.51 123,035.27 126,786.24

PERCENTAGE

BAND

CUM.

BAND

6.47 1.01 3.20 1.54 1.86 2.92 3.29 1.20 5.62 6.10 0.13 2.09 5.35 3.95 2.50 19.05 0.75 0.81 29.19 2.96

6.47 7.48 10.68 12.22 14.09 17.01 20.29 21.49 27.11 33.22 33.34 35.43 40.79 44.74 47.24 66.29 67.04 67.85 97.04 100.00

57.13 31.06 37.44 15.37 8.98 21.95 24.53 8.34 39.09 89.73 2.21 18.37 79.38 35.39 29.64 108.72 2.98 3.44 50.88 11.92

CUM

57.13 51.31 46.18 36.87 26.13 25.31 25.18 22.63 24.80 28.60 27.34 26.58 29.12 29.58 29.58 37.41 33.13 30.03 34.25 32.45 32.45

Page 163 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2004

15/07/2005

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

27,696 28,075 28,683 13,994 12,663 5,422 3,949 2,849 1,700 979 931 1,049 820 1,103 766 1,291 1,211 592 565 128 134,466

27,696 55,771 84,454 98,448 111,111 116,533 120,482 123,331 125,031 126,010 126,941 127,990 128,810 129,913 130,679 131,970 133,181 133,773 134,338 134,466

BAND

CUM.

20.60 20.60 20.88 41.48 21.33 62.81 10.41 73.21 9.42 82.63 4.03 86.66 2.94 89.60 2.12 91.72 1.26 92.98 0.73 93.71 0.69 94.40 0.78 95.18 0.61 95.79 0.82 96.61 0.57 97.18 0.96 98.14 0.90 99.04 0.44 99.48 0.42 99.90 0.10 100.00

PERCENTAGE rp

17,706.70 5,657.02 11,037.53 9,269.96 12,895.48 8,606.45 9,257.49 13,556.24 9,796.14 4,757.76 6,088.34 7,371.13 8,465.81 11,475.58 10,775.85 23,417.73 43,092.63 36,659.53 58,701.61 46,425.41 355,014.37

17,706.70 23,363.72 34,401.25 43,671.21 56,566.68 65,173.13 74,430.62 87,986.86 97,782.99 102,540.75 108,629.09 116,000.22 124,466.03 135,941.61 146,717.46 170,135.19 213,227.82 249,887.35 308,588.96 355,014.37

BAND

4.99 1.59 3.11 2.61 3.63 2.42 2.61 3.82 2.76 1.34 1.71 2.08 2.38 3.23 3.04 6.60 12.14 10.33 16.53 13.08

PERCENTAGE

CUM.

4.99 6.58 9.69 12.30 15.93 18.36 20.97 24.78 27.54 28.88 30.60 32.67 35.06 38.29 41.33 47.92 60.06 70.39 86.92 100.00

39 13 37 20 18 10 11 20 13 4 9 19 6 28 26 46 41 32 36 106

39 52 89 109 127 137 148 168 181 185 194 213 219 247 273 319 360 392 428 534

534

BAND

CUM.

7.30 7.30 2.43 9.74 6.93 16.67 3.75 20.41 3.37 23.78 1.87 25.66 2.06 27.72 3.75 31.46 2.43 33.90 0.75 34.64 1.69 36.33 3.56 39.89 1.12 41.01 5.24 46.25 4.87 51.12 8.61 59.74 7.68 67.42 5.99 73.41 6.74 80.15 19.85 100.00

PERCENTAGE rp

4,122.42 460.82 1,745.06 1,060.52 1,073.07 722.60 693.98 5,050.82 1,122.60 594.13 948.02 2,359.25 87.43 10,057.18 14,883.44 26,633.49 20,074.57 61,857.80 50,905.16 97,130.64 301,582.99

4,122.42 4,583.24 6,328.30 7,388.82 8,461.89 9,184.49 9,878.47 14,929.29 16,051.89 16,646.02 17,594.04 19,953.29 20,040.72 30,097.90 44,981.34 71,614.83 91,689.39 153,547.19 204,452.35 301,582.99

BAND

CUM.

1.37 1.37 0.15 1.52 0.58 2.10 0.35 2.45 0.36 2.81 0.24 3.05 0.23 3.28 1.67 4.95 0.37 5.32 0.20 5.52 0.31 5.83 0.78 6.62 0.03 6.65 3.33 9.98 4.94 14.92 8.83 23.75 6.66 30.40 20.51 50.91 16.88 67.79 32.21 100.00

PERCENTAGE BAND

23.28 8.15 15.81 11.44 8.32 8.40 7.50 37.26 11.46 12.49 15.57 32.01 1.03 87.64 138.12 113.73 46.58 168.74 86.72 209.22

CUM

23.28 19.62 18.40 16.92 14.96 14.09 13.27 16.97 16.42 16.23 16.20 17.20 16.10 22.14 30.66 42.09 43.00 61.45 66.25 84.95 84.95

Page 164 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

12,408 9,157 7,806 3,672 3,673 1,926 1,428 1,100 616 347 259 277 214 292 194 237 174 85 67 16 43,948

12,408 21,565 29,371 33,043 36,716 38,642 40,070 41,170 41,786 42,133 42,392 42,669 42,883 43,175 43,369 43,606 43,780 43,865 43,932 43,948

BAND

CUM.

PERCENTAGE rp

28.23 28.23 3,257.82 20.84 49.07 2,046.24 17.76 66.83 3,115.63 8.36 75.19 2,517.19 8.36 83.54 4,697.17 4.38 87.93 3,490.33 3.25 91.18 3,321.93 2.50 93.68 3,560.20 1.40 95.08 2,833.23 0.79 95.87 1,769.61 0.59 96.46 1,741.64 0.63 97.09 2,732.96 0.49 97.58 2,378.88 0.66 98.24 3,521.14 0.44 98.68 1,735.39 0.54 99.22 5,346.47 0.40 99.62 5,467.34 0.19 99.81 4,879.00 0.15 99.96 5,676.05 0.04 100.00 14,502.95 78,591.18

3,257.82 5,304.06 8,419.69 10,936.88 15,634.05 19,124.38 22,446.31 26,006.51 28,839.74 30,609.35 32,350.99 35,083.95 37,462.83 40,983.97 42,719.37 48,065.84 53,533.18 58,412.18 64,088.24 78,591.18

BAND

4.15 2.60 3.96 3.20 5.98 4.44 4.23 4.53 3.61 2.25 2.22 3.48 3.03 4.48 2.21 6.80 6.96 6.21 7.22 18.45

CUM.

4.15 6.75 10.71 13.92 19.89 24.33 28.56 33.09 36.70 38.95 41.16 44.64 47.67 52.15 54.36 61.16 68.12 74.32 81.55 100.00

PERCENTAGE f

6 1 3 3 19 8 6 11 2 4 2 52 4 9 12 5 16 11 7 38 219

BAND

6 2.74 7 0.46 10 1.37 13 1.37 32 8.68 40 3.65 46 2.74 57 5.02 59 0.91 63 1.83 65 0.91 117 23.74 121 1.83 130 4.11 142 5.48 147 2.28 163 7.31 174 5.02 181 3.20 219 17.35

CUM.

2.74 3.20 4.57 5.94 14.61 18.26 21.00 26.03 26.94 28.77 29.68 53.42 55.25 59.36 64.84 67.12 74.43 79.45 82.65 100.00

PERCENTAGE rp

1,879.64 50.00 224.53 48.21 426.15 799.50 571.57 3,495.36 30.67 110.17 1,166.18 1,513.74 2,704.46 139.83 435.70 21.82 3,572.57 265.44 837.16 590.85 18,883.53

1,879.64 1,929.64 2,154.16 2,202.38 2,628.53 3,428.02 3,999.59 7,494.96 7,525.62 7,635.79 8,801.97 10,315.71 13,020.16 13,159.99 13,595.69 13,617.51 17,190.08 17,455.52 18,292.68 18,883.53

BAND

CUM.

9.95 9.95 0.26 10.22 1.19 11.41 0.26 11.66 2.26 13.92 4.23 18.15 3.03 21.18 18.51 39.69 0.16 39.85 0.58 40.44 6.18 46.61 8.02 54.63 14.32 68.95 0.74 69.69 2.31 72.00 0.12 72.11 18.92 91.03 1.41 92.44 4.43 96.87 3.13 100.00

PERCENTAGE BAND

57.70 2.44 7.21 1.92 9.07 22.91 17.21 98.18 1.08 6.23 66.96 55.39 113.69 3.97 25.11 0.41 65.34 5.44 14.75 4.07

CUM

57.70 36.38 25.58 20.14 16.81 17.92 17.82 28.82 26.09 24.95 27.21 29.40 34.75 32.11 31.83 28.33 32.11 29.88 28.54 24.03 24.03

Page 165 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,644 1,457 1,265 598 569 327 186 158 90 51 40 45 28 39 19 22 29 13 11 2 6,593

1,644 3,101 4,366 4,964 5,533 5,860 6,046 6,204 6,294 6,345 6,385 6,430 6,458 6,497 6,516 6,538 6,567 6,580 6,591 6,593

BAND

CUM.

24.94 24.94 22.10 47.03 19.19 66.22 9.07 75.29 8.63 83.92 4.96 88.88 2.82 91.70 2.40 94.10 1.37 95.46 0.77 96.24 0.61 96.85 0.68 97.53 0.42 97.95 0.59 98.54 0.29 98.83 0.33 99.17 0.44 99.61 0.20 99.80 0.17 99.97 0.03 100.00

PERCENTAGE rp

280.24 252.86 456.85 335.78 670.20 431.11 379.34 448.13 295.45 237.15 217.45 269.56 287.37 427.55 218.15 211.65 1,873.67 492.31 864.22 628.35 9,277.39

280.24 533.09 989.94 1,325.72 1,995.92 2,427.03 2,806.37 3,254.50 3,549.95 3,787.10 4,004.55 4,274.11 4,561.49 4,989.03 5,207.19 5,418.84 7,292.51 7,784.82 8,649.04 9,277.39

BAND

3.02 2.73 4.92 3.62 7.22 4.65 4.09 4.83 3.18 2.56 2.34 2.91 3.10 4.61 2.35 2.28 20.20 5.31 9.32 6.77

CUM.

3.02 5.75 10.67 14.29 21.51 26.16 30.25 35.08 38.26 40.82 43.16 46.07 49.17 53.78 56.13 58.41 78.61 83.91 93.23 100.00

PERCENTAGE f

0 0 0 1 0 0 1 0 0 1 0 0 0 1 0 0 1 2 0 5 12

0 0 0 1 1 1 2 2 2 3 3 3 3 4 4 4 5 7 7 12

BAND

0.00 0.00 0.00 8.33 0.00 0.00 8.33 0.00 0.00 8.33 0.00 0.00 0.00 8.33 0.00 0.00 8.33 16.67 0.00 41.67

CUM.

0.00 0.00 0.00 8.33 8.33 8.33 16.67 16.67 16.67 25.00 25.00 25.00 25.00 33.33 33.33 33.33 41.67 58.33 58.33 100.00

PERCENTAGE rp

0.00 0.00 0.00 1.16 0.00 0.00 1,077.28 0.00 0.00 1.25 0.00 0.00 0.00 9.02 0.00 0.00 36.09 764.14 0.00 406.56 2,295.50

0.00 0.00 0.00 1.16 1.16 1.16 1,078.44 1,078.44 1,078.44 1,079.69 1,079.69 1,079.69 1,079.69 1,088.71 1,088.71 1,088.71 1,124.80 1,888.94 1,888.94 2,295.50

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.05 0.05 0.00 0.05 0.00 0.05 46.93 46.98 0.00 46.98 0.00 46.98 0.05 47.03 0.00 47.03 0.00 47.03 0.00 47.03 0.39 47.43 0.00 47.43 0.00 47.43 1.57 49.00 33.29 82.29 0.00 82.29 17.71 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.35 0.00 0.00 283.99 0.00 0.00 0.53 0.00 0.00 0.00 2.11 0.00 0.00 1.93 155.21 0.00 64.70

CUM

0.00 0.00 0.00 0.09 0.06 0.05 38.43 33.14 30.38 28.51 26.96 25.26 23.67 21.82 20.91 20.09 15.42 24.26 21.84 24.74 24.74

Page 166 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 2 50 3 100 4 200 5 300 6 500 7 750 8 1.000 9 1.500 10 2.000 11 2.500 12 3.000 13 4.000 14 5.000 15 7.500 16 10.000 17 20.000 18 50.000 19 100.000 20 500.000

50 100 200 300 500 750 1.000 1.500 2.000 2.500 3.000 4.000 5.000 7.500 10.000 20.000 50.000 100.000 500.000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

13,010 12,081 13,373 6,995 7,560 3,763 2,936 2,253 1,343 761 653 727 486 578 355 555 397 172 190 59 68,247

13,010 25,091 38,464 45,459 53,019 56,782 59,718 61,971 63,314 64,075 64,728 65,455 65,941 66,519 66,874 67,429 67,826 67,998 68,188 68,247

BAND

CUM.

19.06 19.06 17.70 36.76 19.60 56.36 10.25 66.61 11.08 77.69 5.51 83.20 4.30 87.50 3.30 90.80 1.97 92.77 1.12 93.89 0.96 94.84 1.07 95.91 0.71 96.62 0.85 97.47 0.52 97.99 0.81 98.80 0.58 99.38 0.25 99.64 0.28 99.91 0.09 100.00

PERCENTAGE rp

5,775.46 2,681.63 5,723.02 4,662.80 7,577.92 5,464.18 15,020.03 6,603.22 5,680.15 3,355.28 3,645.22 5,373.31 4,435.98 8,296.53 5,466.36 15,578.92 15,517.71 11,387.52 24,993.72 18,013.37 175,252.30

5,775.46 8,457.08 14,180.10 18,842.90 26,420.82 31,884.99 46,905.02 53,508.24 59,188.39 62,543.67 66,188.89 71,562.20 75,998.19 84,294.71 89,761.07 105,339.99 120,857.70 132,245.22 157,238.94 175,252.30

BAND

3.30 1.53 3.27 2.66 4.32 3.12 8.57 3.77 3.24 1.91 2.08 3.07 2.53 4.73 3.12 8.89 8.85 6.50 14.26 10.28

CUM.

3.30 4.83 8.09 10.75 15.08 18.19 26.76 30.53 33.77 35.69 37.77 40.83 43.37 48.10 51.22 60.11 68.96 75.46 89.72 100.00

PERCENTAGE f

BAND

16 6 8 2 7 7 10 7 36 4 7 44 5 40 8 12 16 4 9 3

16 22 30 32 39 46 56 63 99 103 110 154 159 199 207 219 235 239 248 251

6.37 6.37 2.39 8.76 3.19 11.95 0.80 12.75 2.79 15.54 2.79 18.33 3.98 22.31 2.79 25.10 14.34 39.44 1.59 41.04 2.79 43.82 17.53 61.35 1.99 63.35 15.94 79.28 3.19 82.47 4.78 87.25 6.37 93.63 1.59 95.22 3.59 98.80 1.20 100.00

251

CUM.

PERCENTAGE rp

7,990.74 7,990.74 183.59 8,174.33 184.17 8,358.50 241.13 8,599.63 1,894.65 10,494.28 168.87 10,663.16 1,468.00 12,131.16 1,206.25 13,337.40 3,171.02 16,508.43 17.42 16,525.85 438.07 16,963.92 992.77 17,956.69 253.81 18,210.50 10,518.67 28,729.18 22,272.42 51,001.59 9,241.43 60,243.03 15,016.69 75,259.72 3,623.49 78,883.21 1,713.02 80,596.23 35,778.38 116,374.62 116,374.62

BAND

CUM.

6.87 6.87 0.16 7.02 0.16 7.18 0.21 7.39 1.63 9.02 0.15 9.16 1.26 10.42 1.04 11.46 2.72 14.19 0.01 14.20 0.38 14.58 0.85 15.43 0.22 15.65 9.04 24.69 19.14 43.83 7.94 51.77 12.90 64.67 3.11 67.78 1.47 69.26 30.74 100.00

PERCENTAGE BAND

138.36 6.85 3.22 5.17 25.00 3.09 9.77 18.27 55.83 0.52 12.02 18.48 5.72 126.78 407.45 59.32 96.77 31.82 6.85 198.62

CUM

138.36 96.66 58.95 45.64 39.72 33.44 25.86 24.93 27.89 26.42 25.63 25.09 23.96 34.08 56.82 57.19 62.27 59.65 51.26 66.40 66.40

Page 167 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 2 50 3 100 4 200 5 300 6 500 7 750 8 1.000 9 1.500 10 2.000 11 2.500 12 3.000 13 4.000 14 5.000 15 7.500 16 10.000 17 20.000 18 50.000 19 100.000 20 500.000

50 100 200 300 500 750 1.000 1.500 2.000 2.500 3.000 4.000 5.000 7.500 10.000 20.000 50.000 100.000 500.000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

7,275 6,777 4,288 1,383 1,066 313 218 130 79 32 23 41 22 23 12 31 48 12 5 3 21,781

7,275 14,052 18,340 19,723 20,789 21,102 21,320 21,450 21,529 21,561 21,584 21,625 21,647 21,670 21,682 21,713 21,761 21,773 21,778 21,781

BAND

CUM.

33.40 33.40 31.11 64.51 19.69 84.20 6.35 90.55 4.89 95.45 1.44 96.88 1.00 97.88 0.60 98.48 0.36 98.84 0.15 98.99 0.11 99.10 0.19 99.28 0.10 99.38 0.11 99.49 0.06 99.55 0.14 99.69 0.22 99.91 0.06 99.96 0.02 99.99 0.01 100.00

PERCENTAGE rp

4,397.44 3,408.08 4,314.05 3,015.84 2,756.30 1,106.27 1,048.67 700.22 562.88 332.13 224.94 317.76 242.53 392.95 268.36 824.78 1,794.35 437.88 410.31 468.53 27,024.29

4,397.44 7,805.53 12,119.58 15,135.42 17,891.72 18,997.99 20,046.66 20,746.88 21,309.76 21,641.89 21,866.84 22,184.60 22,427.13 22,820.08 23,088.44 23,913.22 25,707.57 26,145.44 26,555.76 27,024.29

BAND

16.27 12.61 15.96 11.16 10.20 4.09 3.88 2.59 2.08 1.23 0.83 1.18 0.90 1.45 0.99 3.05 6.64 1.62 1.52 1.73

PERCENTAGE

CUM.

16.27 28.88 44.85 56.01 66.21 70.30 74.18 76.77 78.85 80.08 80.92 82.09 82.99 84.44 85.44 88.49 95.13 96.75 98.27 100.00

23 18 14 6 3 0 2 0 1 0 0 2 1 1 0 1 1 1 0 0 74

BAND

23 41 55 61 64 64 66 66 67 67 67 69 70 71 71 72 73 74 74 74

CUM.

31.08 31.08 24.32 55.41 18.92 74.32 8.11 82.43 4.05 86.49 0.00 86.49 2.70 89.19 0.00 89.19 1.35 90.54 0.00 90.54 0.00 90.54 2.70 93.24 1.35 94.59 1.35 95.95 0.00 95.95 1.35 97.30 1.35 98.65 1.35 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

1,928.55 1,260.03 960.71 1,399.39 224.88 0.00 36.58 0.00 4.82 0.00 0.00 39.88 315.00 0.00 0.00 4.00 397.71 199.40 0.00 0.00 6,770.93

1,928.55 3,188.58 4,149.28 5,548.67 5,773.55 5,773.55 5,810.12 5,810.12 5,814.95 5,814.95 5,814.95 5,854.82 6,169.82 6,169.82 6,169.82 6,173.82 6,571.54 6,770.93 6,770.93 6,770.93

BAND

CUM.

28.48 28.48 18.61 47.09 14.19 61.28 20.67 81.95 3.32 85.27 0.00 85.27 0.54 85.81 0.00 85.81 0.07 85.88 0.00 85.88 0.00 85.88 0.59 86.47 4.65 91.12 0.00 91.12 0.00 91.12 0.06 91.18 5.87 97.06 2.94 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

43.86 36.97 22.27 46.40 8.16 0.00 3.49 0.00 0.86 0.00 0.00 12.55 129.88 0.00 0.00 0.48 22.16 45.54 0.00 0.00

43.86 40.85 34.24 36.66 32.27 30.39 28.98 28.00 27.29 26.87 26.59 26.39 27.51 27.04 26.72 25.82 25.56 25.90 25.50 25.05 25.05

Page 168 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

973 683 559 314 284 121 89 44 26 18 5 13 4 7 9 16 7 2 0 0 3,174

973 1,656 2,215 2,529 2,813 2,934 3,023 3,067 3,093 3,111 3,116 3,129 3,133 3,140 3,149 3,165 3,172 3,174 3,174 3,174

BAND

CUM.

30.66 30.66 21.52 52.17 17.61 69.79 9.89 79.68 8.95 88.63 3.81 92.44 2.80 95.24 1.39 96.63 0.82 97.45 0.57 98.02 0.16 98.17 0.41 98.58 0.13 98.71 0.22 98.93 0.28 99.21 0.50 99.72 0.22 99.94 0.06 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

328.72 275.83 428.81 526.36 656.77 362.35 325.58 182.52 201.43 89.14 19.47 236.46 104.95 67.99 254.62 867.21 546.62 327.88 0.00 0.00 5,802.71

328.72 604.55 1,033.36 1,559.73 2,216.49 2,578.85 2,904.43 3,086.95 3,288.38 3,377.52 3,396.99 3,633.45 3,738.40 3,806.39 4,061.00 4,928.21 5,474.83 5,802.71 5,802.71 5,802.71

BAND

5.66 4.75 7.39 9.07 11.32 6.24 5.61 3.15 3.47 1.54 0.34 4.07 1.81 1.17 4.39 14.94 9.42 5.65 0.00 0.00

CUM.

5.66 10.42 17.81 26.88 38.20 44.44 50.05 53.20 56.67 58.21 58.54 62.62 64.42 65.60 69.98 84.93 94.35 100.00 100.00 100.00

PERCENTAGE f

1 2 3 2 1 0 0 0 0 0 0 0 0 0 2 0 0 0 0 0 11

1 3 6 8 9 9 9 9 9 9 9 9 9 9 11 11 11 11 11 11

BAND

CUM.

9.09 18.18 27.27 18.18 9.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.18 0.00 0.00 0.00 0.00 0.00

9.09 27.27 54.55 72.73 81.82 81.82 81.82 81.82 81.82 81.82 81.82 81.82 81.82 81.82 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

15.01 200.38 383.80 214.38 887.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 99.13 0.00 0.00 0.00 0.00 0.00 1,800.58

15.01 215.39 599.19 813.57 1,701.45 1,701.45 1,701.45 1,701.45 1,701.45 1,701.45 1,701.45 1,701.45 1,701.45 1,701.45 1,800.58 1,800.58 1,800.58 1,800.58 1,800.58 1,800.58

BAND

0.83 11.13 21.32 11.91 49.31 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.51 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.83 11.96 33.28 45.18 94.49 94.49 94.49 94.49 94.49 94.49 94.49 94.49 94.49 94.49 100.00 100.00 100.00 100.00 100.00 100.00

4.57 72.64 89.50 40.73 135.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 38.93 0.00 0.00 0.00 0.00 0.00

CUM

4.57 35.63 57.98 52.16 76.76 65.98 58.58 55.12 51.74 50.38 50.09 46.83 45.51 44.70 44.34 36.54 32.89 31.03 31.03 31.03 31.03

Page 169 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,338 1,783 1,331 599 652 345 207 147 97 43 41 38 21 30 13 22 25 16 19 7 7,774

2,338 4,121 5,452 6,051 6,703 7,048 7,255 7,402 7,499 7,542 7,583 7,621 7,642 7,672 7,685 7,707 7,732 7,748 7,767 7,774

BAND

CUM.

PERCENTAGE rp

30.07 30.07 654.11 22.94 53.01 443.38 17.12 70.13 615.25 7.71 77.84 467.00 8.39 86.22 944.98 4.44 90.66 698.81 2.66 93.32 698.47 1.89 95.21 559.72 1.25 96.46 520.38 0.55 97.02 264.57 0.53 97.54 269.16 0.49 98.03 333.36 0.27 98.30 232.86 0.39 98.69 483.23 0.17 98.86 246.06 0.28 99.14 784.93 0.32 99.46 976.41 0.21 99.67 1,158.40 0.24 99.91 3,548.07 0.09 100.00 1,132.50 15,031.63

654.11 1,097.50 1,712.74 2,179.74 3,124.72 3,823.52 4,521.99 5,081.71 5,602.08 5,866.65 6,135.81 6,469.17 6,702.03 7,185.26 7,431.32 8,216.25 9,192.66 10,351.05 13,899.13 15,031.63

BAND

CUM.

4.35 4.35 2.95 7.30 4.09 11.39 3.11 14.50 6.29 20.79 4.65 25.44 4.65 30.08 3.72 33.81 3.46 37.27 1.76 39.03 1.79 40.82 2.22 43.04 1.55 44.59 3.21 47.80 1.64 49.44 5.22 54.66 6.50 61.16 7.71 68.86 23.60 92.47 7.53 100.00

PERCENTAGE f

3 1 2 3 0 1 2 0 0 1 0 2 0 2 1 0 0 1 0 0 19

3 4 6 9 9 10 12 12 12 13 13 15 15 17 18 18 18 19 19 19

BAND

CUM.

15.79 15.79 5.26 21.05 10.53 31.58 15.79 47.37 0.00 47.37 5.26 52.63 10.53 63.16 0.00 63.16 0.00 63.16 5.26 68.42 0.00 68.42 10.53 78.95 0.00 78.95 10.53 89.47 5.26 94.74 0.00 94.74 0.00 94.74 5.26 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

91.50 87.85 170.00 346.10 0.00 506.38 320.00 0.00 0.00 21.69 0.00 485.65 0.00 462.13 95.00 0.00 0.00 4,371.35 0.00 0.00 6,957.65

91.50 179.35 349.35 695.45 695.45 1,201.83 1,521.83 1,521.83 1,521.83 1,543.52 1,543.52 2,029.17 2,029.17 2,491.31 2,586.31 2,586.31 2,586.31 6,957.65 6,957.65 6,957.65

BAND

CUM.

1.32 1.32 1.26 2.58 2.44 5.02 4.97 10.00 0.00 10.00 7.28 17.27 4.60 21.87 0.00 21.87 0.00 21.87 0.31 22.18 0.00 22.18 6.98 29.16 0.00 29.16 6.64 35.81 1.37 37.17 0.00 37.17 0.00 37.17 62.83 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

CUM

13.99 19.81 27.63 74.11 0.00 72.46 45.81 0.00 0.00 8.20 0.00 145.68 0.00 95.63 38.61 0.00 0.00 377.36 0.00 0.00

13.99 16.34 20.40 31.91 22.26 31.43 33.65 29.95 27.17 26.31 25.16 31.37 30.28 34.67 34.80 31.48 28.13 67.22 50.06 46.29 46.29

Page 170 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,267 2,870 3,162 1,794 1,684 780 586 371 181 76 76 77 40 60 35 45 47 17 21 7 14,196

2,267 5,137 8,299 10,093 11,777 12,557 13,143 13,514 13,695 13,771 13,847 13,924 13,964 14,024 14,059 14,104 14,151 14,168 14,189 14,196

BAND

15.97 20.22 22.27 12.64 11.86 5.49 4.13 2.61 1.28 0.54 0.54 0.54 0.28 0.42 0.25 0.32 0.33 0.12 0.15 0.05

CUM.

15.97 36.19 58.46 71.10 82.96 88.45 92.58 95.20 96.47 97.01 97.54 98.08 98.37 98.79 99.03 99.35 99.68 99.80 99.95 100.00

PERCENTAGE rp

803.96 951.94 2,035.81 1,707.87 2,956.49 2,128.46 2,125.62 1,768.59 1,109.28 520.05 651.57 543.58 427.99 869.75 420.25 793.35 1,842.26 1,910.26 6,846.34 2,688.99 33,102.39

803.96 1,755.90 3,791.71 5,499.58 8,456.07 10,584.52 12,710.14 14,478.73 15,588.01 16,108.06 16,759.63 17,303.21 17,731.20 18,600.95 19,021.19 19,814.54 21,656.80 23,567.06 30,413.40 33,102.39

BAND

2.43 2.88 6.15 5.16 8.93 6.43 6.42 5.34 3.35 1.57 1.97 1.64 1.29 2.63 1.27 2.40 5.57 5.77 20.68 8.12

CUM.

2.43 5.30 11.45 16.61 25.55 31.98 38.40 43.74 47.09 48.66 50.63 52.27 53.56 56.19 57.46 59.86 65.42 71.19 91.88 100.00

PERCENTAGE f

2 10 4 4 3 1 0 1 0 0 0 0 0 1 1 1 2 0 2 0 32

BAND

2 12 16 20 23 24 24 25 25 25 25 25 25 26 27 28 30 30 32 32

CUM.

6.25 6.25 31.25 37.50 12.50 50.00 12.50 62.50 9.38 71.88 3.13 75.00 0.00 75.00 3.13 78.13 0.00 78.13 0.00 78.13 0.00 78.13 0.00 78.13 0.00 78.13 3.13 81.25 3.13 84.38 3.13 87.50 6.25 93.75 0.00 93.75 6.25 100.00 0.00 100.00

PERCENTAGE rp

78.26 967.81 908.35 225.07 251.17 355.97 0.00 1,038.24 0.00 0.00 0.00 0.00 0.00 18.74 668.86 77.28 10.13 0.00 87.02 0.00 4,686.90

78.26 1,046.07 1,954.42 2,179.49 2,430.66 2,786.62 2,786.62 3,824.86 3,824.86 3,824.86 3,824.86 3,824.86 3,824.86 3,843.60 4,512.46 4,589.74 4,599.88 4,599.88 4,686.90 4,686.90

BAND

CUM.

1.67 1.67 20.65 22.32 19.38 41.70 4.80 46.50 5.36 51.86 7.59 59.46 0.00 59.46 22.15 81.61 0.00 81.61 0.00 81.61 0.00 81.61 0.00 81.61 0.00 81.61 0.40 82.01 14.27 96.28 1.65 97.93 0.22 98.14 0.00 98.14 1.86 100.00 0.00 100.00

PERCENTAGE BAND

9.73 101.67 44.62 13.18 8.50 16.72 0.00 58.70 0.00 0.00 0.00 0.00 0.00 2.15 159.16 9.74 0.55 0.00 1.27 0.00

CUM

9.73 59.57 51.54 39.63 28.74 26.33 21.92 26.42 24.54 23.75 22.82 22.10 21.57 20.66 23.72 23.16 21.24 19.52 15.41 14.16 14.16

Page 171 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,115 1,973 2,097 1,027 993 555 361 293 177 60 48 51 64 50 18 22 16 9 9 4 9,942

2,115 4,088 6,185 7,212 8,205 8,760 9,121 9,414 9,591 9,651 9,699 9,750 9,814 9,864 9,882 9,904 9,920 9,929 9,938 9,942

BAND

CUM.

21.27 21.27 19.85 41.12 21.09 62.21 10.33 72.54 9.99 82.53 5.58 88.11 3.63 91.74 2.95 94.69 1.78 96.47 0.60 97.07 0.48 97.56 0.51 98.07 0.64 98.71 0.50 99.22 0.18 99.40 0.22 99.62 0.16 99.78 0.09 99.87 0.09 99.96 0.04 100.00

PERCENTAGE rp

555.89 497.33 930.25 819.02 1,347.85 1,262.15 1,316.24 1,362.72 929.23 466.78 364.19 639.35 671.82 529.74 183.33 394.96 426.11 327.53 800.49 526.04 14,351.03

555.89 1,053.22 1,983.47 2,802.49 4,150.34 5,412.50 6,728.74 8,091.46 9,020.69 9,487.47 9,851.66 10,491.00 11,162.83 11,692.57 11,875.90 12,270.86 12,696.98 13,024.51 13,825.00 14,351.03

BAND

3.87 3.47 6.48 5.71 9.39 8.79 9.17 9.50 6.47 3.25 2.54 4.46 4.68 3.69 1.28 2.75 2.97 2.28 5.58 3.67

CUM.

3.87 7.34 13.82 19.53 28.92 37.72 46.89 56.38 62.86 66.11 68.65 73.10 77.78 81.48 82.75 85.51 88.47 90.76 96.33 100.00

PERCENTAGE f

1 4 3 2 0 2 1 2 0 1 1 0 0 0 0 0 0 0 1 0 18

BAND

1 5 8 10 10 12 13 15 15 16 17 17 17 17 17 17 17 17 18 18

5.56 22.22 16.67 11.11 0.00 11.11 5.56 11.11 0.00 5.56 5.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.56 0.00

CUM.

5.56 27.78 44.44 55.56 55.56 66.67 72.22 83.33 83.33 88.89 94.44 94.44 94.44 94.44 94.44 94.44 94.44 94.44 100.00 100.00

PERCENTAGE rp

5.00 292.21 243.66 159.98 0.00 787.42 106.60 1,250.00 0.00 303.66 4.54 0.00 0.00 0.00 0.00 0.00 0.00 0.00 149.47 0.00 3,302.55

5.00 297.21 540.87 700.86 700.86 1,488.27 1,594.88 2,844.88 2,844.88 3,148.54 3,153.08 3,153.08 3,153.08 3,153.08 3,153.08 3,153.08 3,153.08 3,153.08 3,302.55 3,302.55

BAND

PERCENTAGE

CUM.

BAND

0.15 0.15 8.85 9.00 7.38 16.38 4.84 21.22 0.00 21.22 23.84 45.06 3.23 48.29 37.85 86.14 0.00 86.14 9.19 95.34 0.14 95.47 0.00 95.47 0.00 95.47 0.00 95.47 0.00 95.47 0.00 95.47 0.00 95.47 0.00 95.47 4.53 100.00 0.00 100.00

0.90 58.76 26.19 19.53 0.00 62.39 8.10 91.73 0.00 65.05 1.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.67 0.00

CUM

0.90 28.22 27.27 25.01 16.89 27.50 23.70 35.16 31.54 33.19 32.01 30.06 28.25 26.97 26.55 25.70 24.83 24.21 23.89 23.01 23.01

Page 172 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

903 1,054 859 402 438 248 150 127 48 32 22 26 9 21 3 14 5 0 0 0 4,361

903 1,957 2,816 3,218 3,656 3,904 4,054 4,181 4,229 4,261 4,283 4,309 4,318 4,339 4,342 4,356 4,361 4,361 4,361 4,361

BAND

20.71 24.17 19.70 9.22 10.04 5.69 3.44 2.91 1.10 0.73 0.50 0.60 0.21 0.48 0.07 0.32 0.11 0.00 0.00 0.00

CUM.

20.71 44.88 64.57 73.79 83.83 89.52 92.96 95.87 96.97 97.71 98.21 98.81 99.01 99.50 99.56 99.89 100.00 100.00 100.00 100.00

PERCENTAGE rp

191.42 328.02 583.13 523.28 778.40 669.85 496.68 729.98 257.09 271.47 186.27 206.04 98.10 789.10 687.48 259.07 43.55 0.00 0.00 0.00 7,098.92

191.42 519.44 1,102.57 1,625.84 2,404.25 3,074.10 3,570.78 4,300.76 4,557.85 4,829.32 5,015.58 5,221.62 5,319.72 6,108.82 6,796.30 7,055.37 7,098.92 7,098.92 7,098.92 7,098.92

BAND

2.70 4.62 8.21 7.37 10.97 9.44 7.00 10.28 3.62 3.82 2.62 2.90 1.38 11.12 9.68 3.65 0.61 0.00 0.00 0.00

CUM.

2.70 7.32 15.53 22.90 33.87 43.30 50.30 60.58 64.20 68.03 70.65 73.56 74.94 86.05 95.74 99.39 100.00 100.00 100.00 100.00

PERCENTAGE f

0 2 3 2 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 10

0 2 5 7 7 8 9 9 10 10 10 10 10 10 10 10 10 10 10 10

BAND

0.00 20.00 30.00 20.00 0.00 10.00 10.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 20.00 50.00 70.00 70.00 80.00 90.00 90.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 129.38 386.62 247.11 0.00 22.92 238.91 0.00 2.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,027.44

0.00 129.38 516.00 763.11 763.11 786.03 1,024.94 1,024.94 1,027.44 1,027.44 1,027.44 1,027.44 1,027.44 1,027.44 1,027.44 1,027.44 1,027.44 1,027.44 1,027.44 1,027.44

BAND

0.00 12.59 37.63 24.05 0.00 2.23 23.25 0.00 0.24 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 12.59 50.22 74.27 74.27 76.50 99.76 99.76 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 39.44 66.30 47.22 0.00 3.42 48.10 0.00 0.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 24.91 46.80 46.94 31.74 25.57 28.70 23.83 22.54 21.28 20.48 19.68 19.31 16.82 15.12 14.56 14.47 14.47 14.47 14.47 14.47

Page 173 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2006

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

3,555 3,503 3,161 1,486 1,242 558 423 290 154 78 85 98 52 57 33 40 33 10 12 6 14,876

3,555 7,058 10,219 11,705 12,947 13,505 13,928 14,218 14,372 14,450 14,535 14,633 14,685 14,742 14,775 14,815 14,848 14,858 14,870 14,876

BAND

CUM.

23.90 23.90 23.55 47.45 21.25 68.69 9.99 78.68 8.35 87.03 3.75 90.78 2.84 93.63 1.95 95.58 1.04 96.61 0.52 97.14 0.57 97.71 0.66 98.37 0.35 98.72 0.38 99.10 0.22 99.32 0.27 99.59 0.22 99.81 0.07 99.88 0.08 99.96 0.04 100.00

PERCENTAGE rp

563.12 956.11 1,916.75 1,641.42 2,010.22 1,301.08 1,335.97 1,237.92 889.22 429.24 570.41 704.99 507.43 520.25 552.26 645.67 594.83 623.41 1,307.33 710.56 19,018.19

563.12 1,519.23 3,435.98 5,077.40 7,087.62 8,388.70 9,724.66 10,962.59 11,851.80 12,281.05 12,851.46 13,556.44 14,063.87 14,584.12 15,136.38 15,782.05 16,376.89 17,000.30 18,307.63 19,018.19

BAND

2.96 5.03 10.08 8.63 10.57 6.84 7.02 6.51 4.68 2.26 3.00 3.71 2.67 2.74 2.90 3.40 3.13 3.28 6.87 3.74

CUM.

2.96 7.99 18.07 26.70 37.27 44.11 51.13 57.64 62.32 64.58 67.57 71.28 73.95 76.69 79.59 82.98 86.11 89.39 96.26 100.00

PERCENTAGE f

1 1 2 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 6

BAND

1 2 4 4 5 5 6 6 6 6 6 6 6 6 6 6 6 6 6 6

16.67 16.67 33.33 0.00 16.67 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

16.67 33.33 66.67 66.67 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

21.60 46.88 79.04 0.00 40.00 0.00 44.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 231.51

21.60 68.47 147.51 147.51 187.51 187.51 231.51 231.51 231.51 231.51 231.51 231.51 231.51 231.51 231.51 231.51 231.51 231.51 231.51 231.51

BAND

9.33 20.25 34.14 0.00 17.28 0.00 19.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

9.33 29.58 63.72 63.72 80.99 80.99 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

3.84 4.90 4.12 0.00 1.99 0.00 3.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

3.84 4.51 4.29 2.91 2.65 2.24 2.38 2.11 1.95 1.89 1.80 1.71 1.65 1.59 1.53 1.47 1.41 1.36 1.26 1.22 1.22

Page 174 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 21

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

280 370 349 191 205 104 62 39 8 13 10 11 8 2 2 0 2 1 0 0 1,657

280 650 999 1,190 1,395 1,499 1,561 1,600 1,608 1,621 1,631 1,642 1,650 1,652 1,654 1,654 1,656 1,657 1,657 1,657

BAND

CUM.

16.90 16.90 22.33 39.23 21.06 60.29 11.53 71.82 12.37 84.19 6.28 90.46 3.74 94.21 2.35 96.56 0.48 97.04 0.78 97.83 0.60 98.43 0.66 99.09 0.48 99.58 0.12 99.70 0.12 99.82 0.00 99.82 0.12 99.94 0.06 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

34.42 98.42 226.22 263.36 390.97 202.68 204.79 129.92 33.33 53.85 13.29 109.56 48.40 9.08 8.41 0.00 0.74 4.49 0.00 0.00 1,831.93

34.42 132.84 359.06 622.42 1,013.39 1,216.07 1,420.86 1,550.78 1,584.11 1,637.96 1,651.25 1,760.81 1,809.21 1,818.29 1,826.70 1,826.70 1,827.44 1,831.93 1,831.93 1,831.93

BAND

1.88 5.37 12.35 14.38 21.34 11.06 11.18 7.09 1.82 2.94 0.73 5.98 2.64 0.50 0.46 0.00 0.04 0.25 0.00 0.00

CUM.

1.88 7.25 19.60 33.98 55.32 66.38 77.56 84.65 86.47 89.41 90.14 96.12 98.76 99.26 99.71 99.71 99.75 100.00 100.00 100.00

PERCENTAGE f

0 0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0.00 0 0.00 2 100.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00

PERCENTAGE

CUM.

0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 66.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 66.56 100.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00 66.56 0.00 100.00

66.56

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 29.43 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 18.54 10.69 6.57 5.47 4.68 4.29 4.20 4.06 4.03 3.78 3.68 3.66 3.64 3.64 3.64 3.63 3.63 3.63 3.63

Page 175 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

2,443 2,341 2,269 1,343 1,744 906 552 442 254 138 104 103 84 84 51 80 54 29 45 8 13,074

2,443 4,784 7,053 8,396 10,140 11,046 11,598 12,040 12,294 12,432 12,536 12,639 12,723 12,807 12,858 12,938 12,992 13,021 13,066 13,074

BAND

CUM.

18.69 18.69 17.91 36.59 17.36 53.95 10.27 64.22 13.34 77.56 6.93 84.49 4.22 88.71 3.38 92.09 1.94 94.03 1.06 95.09 0.80 95.88 0.79 96.67 0.64 97.32 0.64 97.96 0.39 98.35 0.61 98.96 0.41 99.37 0.22 99.59 0.34 99.94 0.06 100.00

PERCENTAGE rp

837.29 515.19 964.99 918.54 1,890.82 1,452.54 1,267.32 7,502.99 1,112.83 735.90 677.54 659.80 671.16 793.04 797.48 1,278.58 1,353.50 1,560.09 3,369.35 39,739.98 68,098.95

837.29 1,352.49 2,317.48 3,236.02 5,126.84 6,579.38 7,846.71 15,349.70 16,462.53 17,198.43 17,875.97 18,535.76 19,206.92 19,999.97 20,797.45 22,076.03 23,429.53 24,989.62 28,358.97 68,098.95

BAND

1.23 0.76 1.42 1.35 2.78 2.13 1.86 11.02 1.63 1.08 0.99 0.97 0.99 1.16 1.17 1.88 1.99 2.29 4.95 58.36

CUM.

1.23 1.99 3.40 4.75 7.53 9.66 11.52 22.54 24.17 25.26 26.25 27.22 28.20 29.37 30.54 32.42 34.41 36.70 41.64 100.00

PERCENTAGE f

3 0 3 0 1 0 1 1 1 3 1 1 2 0 4 0 5 3 4 0 33

BAND

3 3 6 6 7 7 8 9 10 13 14 15 17 17 21 21 26 29 33 33

9.09 0.00 9.09 0.00 3.03 0.00 3.03 3.03 3.03 9.09 3.03 3.03 6.06 0.00 12.12 0.00 15.15 9.09 12.12 0.00

CUM.

PERCENTAGE rp

9.09 975.13 9.09 0.00 18.18 100.40 18.18 0.00 21.21 2.81 21.21 0.00 24.24 4.30 27.27 10.53 30.30 45.14 39.39 314.51 42.42 0.00 45.45 14.97 51.52 85.62 51.52 0.00 63.64 68.97 63.64 0.00 78.79 396.26 87.88 35.38 100.00 4,325.58 100.00 0.00

975.13 975.13 1,075.53 1,075.53 1,078.35 1,078.35 1,082.65 1,093.18 1,138.31 1,452.82 1,452.82 1,467.79 1,553.41 1,553.41 1,622.38 1,622.38 2,018.64 2,054.02 6,379.60 6,379.60

BAND

CUM.

15.29 15.29 0.00 15.29 1.57 16.86 0.00 16.86 0.04 16.90 0.00 16.90 0.07 16.97 0.17 17.14 0.71 17.84 4.93 22.77 0.00 22.77 0.23 23.01 1.34 24.35 0.00 24.35 1.08 25.43 0.00 25.43 6.21 31.64 0.55 32.20 67.80 100.00 0.00 100.00

PERCENTAGE BAND

116.46 0.00 10.40 0.00 0.15 0.00 0.34 0.14 4.06 42.74 0.00 2.27 12.76 0.00 8.65 0.00 29.28 2.27 128.38 0.00

CUM

116.46 72.10 46.41 33.24 21.03 16.39 13.80 7.12 6.91 8.45 8.13 7.92 8.09 7.77 7.80 7.35 8.62 8.22 22.50 9.37

6,379.60

9.37

Page 176 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

1,341 932 602 283 242 101 78 60 32 18 12 8 11 10 2 6 8 5 1 0 3,752

1,341 2,273 2,875 3,158 3,400 3,501 3,579 3,639 3,671 3,689 3,701 3,709 3,720 3,730 3,732 3,738 3,746 3,751 3,752 3,752

BAND

CUM.

35.74 35.74 24.84 60.58 16.04 76.63 7.54 84.17 6.45 90.62 2.69 93.31 2.08 95.39 1.60 96.99 0.85 97.84 0.48 98.32 0.32 98.64 0.21 98.85 0.29 99.15 0.27 99.41 0.05 99.47 0.16 99.63 0.21 99.84 0.13 99.97 0.03 100.00 0.00 100.00

PERCENTAGE rp

784.78 222.08 329.29 290.42 377.00 303.61 291.56 221.75 252.57 144.82 87.69 78.80 110.11 113.36 52.80 135.89 84.05 164.22 40.93 0.00 4,085.76

784.78 1,006.87 1,336.16 1,626.58 2,003.58 2,307.20 2,598.76 2,820.51 3,073.08 3,217.90 3,305.60 3,384.39 3,494.50 3,607.87 3,660.67 3,796.56 3,880.61 4,044.83 4,085.76 4,085.76

BAND

19.21 5.44 8.06 7.11 9.23 7.43 7.14 5.43 6.18 3.54 2.15 1.93 2.69 2.77 1.29 3.33 2.06 4.02 1.00 0.00

CUM.

19.21 24.64 32.70 39.81 49.04 56.47 63.61 69.03 75.21 78.76 80.91 82.83 85.53 88.30 89.60 92.92 94.98 99.00 100.00 100.00

PERCENTAGE f

0 0 0 1 3 7 5 1 13 0 0 0 0 0 0 0 0 0 0 0 30

BAND

0 0 0 1 4 11 16 17 30 30 30 30 30 30 30 30 30 30 30 30

0.00 0.00 0.00 3.33 10.00 23.33 16.67 3.33 43.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 3.33 13.33 36.67 53.33 56.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 2.90 6.73 16.12 9.59 10.45 37.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 2.90 9.63 25.75 35.34 45.79 82.95 82.95 82.95 82.95 82.95 82.95 82.95 82.95 82.95 82.95 82.95 82.95

82.95

BAND

0.00 0.00 0.00 3.50 8.11 19.44 11.56 12.59 44.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 3.50 11.61 31.05 42.61 55.20 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 1.00 1.78 5.31 3.29 4.71 14.71 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.18 0.48 1.12 1.36 1.62 2.70 2.58 2.51 2.45 2.37 2.30 2.27 2.18 2.14 2.05 2.03 2.03 2.03

Page 177 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

384 483 502 269 288 127 85 52 35 17 12 5 5 5 4 1 3 0 0 0 2,277

384 867 1,369 1,638 1,926 2,053 2,138 2,190 2,225 2,242 2,254 2,259 2,264 2,269 2,273 2,274 2,277 2,277 2,277 2,277

BAND

16.86 21.21 22.05 11.81 12.65 5.58 3.73 2.28 1.54 0.75 0.53 0.22 0.22 0.22 0.18 0.04 0.13 0.00 0.00 0.00

CUM.

16.86 38.08 60.12 71.94 84.58 90.16 93.90 96.18 97.72 98.46 98.99 99.21 99.43 99.65 99.82 99.87 100.00 100.00 100.00 100.00

PERCENTAGE rp

77.21 181.20 344.05 317.66 586.55 375.58 344.00 296.51 272.92 172.16 119.27 24.08 63.20 50.10 50.46 23.29 107.06 0.00 0.00 0.00 3,405.30

77.21 258.41 602.46 920.12 1,506.67 1,882.26 2,226.25 2,522.77 2,795.69 2,967.85 3,087.11 3,111.19 3,174.39 3,224.49 3,274.95 3,298.24 3,405.30 3,405.30 3,405.30 3,405.30

BAND

2.27 5.32 10.10 9.33 17.22 11.03 10.10 8.71 8.01 5.06 3.50 0.71 1.86 1.47 1.48 0.68 3.14 0.00 0.00 0.00

CUM.

2.27 7.59 17.69 27.02 44.25 55.27 65.38 74.08 82.10 87.15 90.66 91.36 93.22 94.69 96.17 96.86 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 547.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 547.81

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 547.81 100.00 547.81 0.00 547.81 0.00 547.81 0.00 547.81 0.00 547.81 0.00 547.81 0.00 547.81 0.00 547.81 0.00 547.81 0.00 547.81 0.00 547.81 0.00 547.81 0.00 547.81 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 159.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 24.61 21.71 19.59 18.46 17.75 17.61 17.26 16.99 16.73 16.61 16.09 16.09 16.09 16.09 16.09

Page 178 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

154 155 145 75 132 77 66 62 34 18 6 9 7 7 9 5 5 3 0 2 971

BAND

154 309 454 529 661 738 804 866 900 918 924 933 940 947 956 961 966 969 969 971

CUM.

PERCENTAGE rp

15.86 15.86 58.56 15.96 31.82 47.87 14.93 46.76 103.97 7.72 54.48 82.95 13.59 68.07 257.35 7.93 76.00 221.58 6.80 82.80 245.98 6.39 89.19 343.99 3.50 92.69 199.35 1.85 94.54 106.55 0.62 95.16 76.39 0.93 96.09 92.11 0.72 96.81 122.08 0.72 97.53 74.90 0.93 98.46 53.97 0.51 98.97 13.33 0.51 99.49 226.85 0.31 99.79 264.54 0.00 99.79 0.00 0.21 100.00 1,120.43 3,712.75

58.56 106.43 210.40 293.34 550.70 772.28 1,018.26 1,362.25 1,561.59 1,668.14 1,744.53 1,836.65 1,958.73 2,033.62 2,087.60 2,100.92 2,327.78 2,592.32 2,592.32 3,712.75

BAND

1.58 1.29 2.80 2.23 6.93 5.97 6.63 9.27 5.37 2.87 2.06 2.48 3.29 2.02 1.45 0.36 6.11 7.13 0.00 30.18

CUM.

1.58 2.87 5.67 7.90 14.83 20.80 27.43 36.69 42.06 44.93 46.99 49.47 52.76 54.77 56.23 56.59 62.70 69.82 69.82 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 179 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2005

15/07/2005

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1.250 1.750 2.250 2.750 3.500 4.500 6.250 8.750 15.000 35.000 75.000 300.000

278 357 438 282 345 183 108 92 48 29 20 27 23 13 8 13 11 5 1 0 2,281

278 635 1,073 1,355 1,700 1,883 1,991 2,083 2,131 2,160 2,180 2,207 2,230 2,243 2,251 2,264 2,275 2,280 2,281 2,281

BAND

CUM.

12.19 12.19 15.65 27.84 19.20 47.04 12.36 59.40 15.12 74.53 8.02 82.55 4.73 87.29 4.03 91.32 2.10 93.42 1.27 94.70 0.88 95.57 1.18 96.76 1.01 97.76 0.57 98.33 0.35 98.68 0.57 99.25 0.48 99.74 0.22 99.96 0.04 100.00 0.00 100.00

PERCENTAGE rp

54.52 141.36 371.73 370.33 765.80 567.50 448.26 558.84 331.69 208.27 200.35 312.64 290.64 235.15 158.65 201.01 761.07 245.84 288.40 0.00 6,512.06

54.52 195.88 567.61 937.94 1,703.74 2,271.24 2,719.50 3,278.34 3,610.03 3,818.30 4,018.66 4,331.29 4,621.93 4,857.09 5,015.73 5,216.75 5,977.82 6,223.66 6,512.06 6,512.06

BAND

0.84 2.17 5.71 5.69 11.76 8.71 6.88 8.58 5.09 3.20 3.08 4.80 4.46 3.61 2.44 3.09 11.69 3.78 4.43 0.00

CUM.

0.84 3.01 8.72 14.40 26.16 34.88 41.76 50.34 55.44 58.63 61.71 66.51 70.98 74.59 77.02 80.11 91.80 95.57 100.00 100.00

PERCENTAGE f

0 0 0 0 2 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 6

BAND

0 0 0 0 2 3 4 4 4 5 5 6 6 6 6 6 6 6 6 6

0.00 0.00 0.00 0.00 33.33 16.67 16.67 0.00 0.00 16.67 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 33.33 50.00 66.67 66.67 66.67 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 587.33 60.20 9.72 0.00 0.00 650.00 0.00 3,181.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,488.36

0.00 0.00 0.00 0.00 587.33 647.52 657.24 657.24 657.24 1,307.24 1,307.24 4,488.36 4,488.36 4,488.36 4,488.36 4,488.36 4,488.36 4,488.36 4,488.36 4,488.36

BAND

0.00 0.00 0.00 0.00 13.09 1.34 0.22 0.00 0.00 14.48 0.00 70.87 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 13.09 14.43 14.64 14.64 14.64 29.13 29.13 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 76.69 10.61 2.17 0.00 0.00 312.09 0.00 1,017.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 34.47 28.51 24.17 20.05 18.21 34.24 32.53 103.63 97.11 92.41 89.49 86.04 75.08 72.12 68.92 68.92 68.92

Page 180 of 180