Statistik bppdan edisi juni 2006 by Reasuransi Internasional Indonesia

DAFTAR ISI TABEL GABUNGAN GRAFIK BAGIAN I RISK AND LOSS PROFILE 2002

Halaman

I.1

ALL CLASS OF BUSINESS

I.2

GROUP BY CLASS OF BUSINESS I.2.1 CLASS OF BUSINESS FIRE I.2.2 CLASS OF BUSINESS IAR I.2.3 CLASS OF BUSINESS LOP I.2.4 CLASS OF BUSINESS EQ

2 3 4 5

GROUP BY OCCUPATION CODE I.3.1 OCCUPATION CODE 20 I.3.2 OCCUPATION CODE 21 I.3.3 OCCUPATION CODE 22 I.3.4 OCCUPATION CODE 23 I.3.5 OCCUPATION CODE 24 I.3.6 OCCUPATION CODE 25 I.3.7 OCCUPATION CODE 26 I.3.8 OCCUPATION CODE 27 I.3.9 OCCUPATION CODE 28 I.3.10 OCCUPATION CODE 29 I.3.11 OCCUPATION CODE 30 I.3.12 OCCUPATION CODE 31 I.3.13 OCCUPATION CODE 32 I.3.14 OCCUPATION CODE 40

6 7 8 9 10 11 12 13 14 15 16 17 18 19

GROUP BY PROVINCE I.4.1 PROVINCE NANGROE ACEH DARUSSALAM I.4.2 PROVINCE SUMATERA UTARA I.4.3 PROVINCE SUMATERA BARAT I.4.4 PROVINCE RIAU I.4.5 PROVINCE JAMBI I.4.6 PROVINCE SUMATERA SELATAN I.4.7 PROVINCE BENGKULU I.4.8 PROVINCE LAMPUNG I.4.9 PROVINCE DKI JAKARTA I.4.10 PROVINCE JAWA BARAT I.4.11 PROVINCE JAWA TENGAH I.4.12 PROVINCE DI YOGYAKARTA I.4.13 PROVINCE JAWA TIMUR I.4.14 PROVINCE KALIMANTAN BARAT I.4.15 PROVINCE KALIMANTAN TENGAH I.4.16 PROVINCE KALIMANTAN SELATAN I.4.17 PROVINCE KALIMANTAN TIMUR I.4.18 PROVINCE SULAWESI UTARA I.4.19 PROVINCE SULAWESI TENGAH I.4.20 PROVINCE SULAWESI SELATAN I.4.21 PROVINCE SULAWESI TENGGARA I.4.22 PROVINCE BALI I.4.23 PROVINCE NUSA TENGGARA BARAT I.4.24 PROVINCE NUSA TENGGARA TIMUR I.4.25 PROVINCE MALUKU I.4.26 PROVINCE IRIAN JAYA I.4.27 PROVINCE MALUKU UTARA I.4.28 PROVINCE IRIAN JAYA BARAT I.4.29 PROVINCE BANTEN I.4.30 PROVINCE BANGKA BELITUNG I.4.31 PROVINCE GORONTALO I.4.32 PROVINCE KEPULAUAN RIAU

20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51

I.3

I.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN II RISK AND LOSS PROFILE 2003

Halaman

II.1

ALL CLASS OF BUSINESS

II.2

GROUP BY CLASS OF BUSINESS II.2.1 CLASS OF BUSINESS FIRE II.2.2 CLASS OF BUSINESS IAR II.2.3 CLASS OF BUSINESS LOP II.2.4 CLASS OF BUSINESS EQ

53 54 55 56

GROUP BY OCCUPATION CODE II.3.1 OCCUPATION CODE 20 II.3.2 OCCUPATION CODE 21 II.3.3 OCCUPATION CODE 22 II.3.4 OCCUPATION CODE 23 II.3.5 OCCUPATION CODE 24 II.3.6 OCCUPATION CODE 25 II.3.7 OCCUPATION CODE 26 II.3.8 OCCUPATION CODE 27 II.3.9 OCCUPATION CODE 28 II.3.10 OCCUPATION CODE 29 II.3.11 OCCUPATION CODE 30 II.3.12 OCCUPATION CODE 31 II.3.13 OCCUPATION CODE 32 II.3.14 OCCUPATION CODE 40

57 58 59 60 61 62 63 64 65 66 67 68 69 70

GROUP BY PROVINCE II.4.1 PROVINCE NANGROE ACEH DARUSSALAM II.4.2 PROVINCE SUMATERA UTARA II.4.3 PROVINCE SUMATERA BARAT II.4.4 PROVINCE RIAU II.4.5 PROVINCE JAMBI II.4.6 PROVINCE SUMATERA SELATAN II.4.7 PROVINCE BENGKULU II.4.8 PROVINCE LAMPUNG II.4.9 PROVINCE DKI JAKARTA II.4.10 PROVINCE JAWA BARAT II.4.11 PROVINCE JAWA TENGAH II.4.12 PROVINCE DI YOGYAKARTA II.4.13 PROVINCE JAWA TIMUR II.4.14 PROVINCE KALIMANTAN BARAT II.4.15 PROVINCE KALIMANTAN TENGAH II.4.16 PROVINCE KALIMANTAN SELATAN II.4.17 PROVINCE KALIMANTAN TIMUR II.4.18 PROVINCE SULAWESI UTARA II.4.19 PROVINCE SULAWESI TENGAH II.4.20 PROVINCE SULAWESI SELATAN II.4.21 PROVINCE SULAWESI TENGGARA II.4.22 PROVINCE BALI II.4.23 PROVINCE NUSA TENGGARA BARAT II.4.24 PROVINCE NUSA TENGGARA TIMUR II.4.25 PROVINCE MALUKU II.4.26 PROVINCE IRIAN JAYA II.4.27 PROVINCE MALUKU UTARA II.4.28 PROVINCE IRIAN JAYA BARAT II.4.29 PROVINCE BANTEN II.4.30 PROVINCE BANGKA BELITUNG II.4.31 PROVINCE GORONTALO II.4.32 PROVINCE KEPULAUAN RIAU

71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102

II.3

II.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN III RISK AND LOSS PROFILE 2004

Halaman

III.1

ALL CLASS OF BUSINESS

103

III.2

GROUP BY CLASS OF BUSINESS III.2.1 CLASS OF BUSINESS FIRE III.2.2 CLASS OF BUSINESS IAR III.2.3 CLASS OF BUSINESS LOP III.2.4 CLASS OF BUSINESS EQ

104 105 106 107

GROUP BY OCCUPATION CODE III.3.1 OCCUPATION CODE 20 III.3.2 OCCUPATION CODE 21 III.3.3 OCCUPATION CODE 22 III.3.4 OCCUPATION CODE 23 III.3.5 OCCUPATION CODE 24 III.3.6 OCCUPATION CODE 25 III.3.7 OCCUPATION CODE 26 III.3.8 OCCUPATION CODE 27 III.3.9 OCCUPATION CODE 28 III.3.10 OCCUPATION CODE 29 III.3.11 OCCUPATION CODE 30 III.3.12 OCCUPATION CODE 31 III.3.13 OCCUPATION CODE 32 III.3.14 OCCUPATION CODE 40

108 109 110 111 112 113 114 115 116 117 118 119 120 121

GROUP BY PROVINCE III.4.1 PROVINCE NANGROE ACEH DARUSSALAM III.4.2 PROVINCE SUMATERA UTARA III.4.3 PROVINCE SUMATERA BARAT III.4.4 PROVINCE RIAU III.4.5 PROVINCE JAMBI III.4.6 PROVINCE SUMATERA SELATAN III.4.7 PROVINCE BENGKULU III.4.8 PROVINCE LAMPUNG III.4.9 PROVINCE DKI JAKARTA III.4.10 PROVINCE JAWA BARAT III.4.11 PROVINCE JAWA TENGAH III.4.12 PROVINCE DI YOGYAKARTA III.4.13 PROVINCE JAWA TIMUR III.4.14 PROVINCE KALIMANTAN BARAT III.4.15 PROVINCE KALIMANTAN TENGAH III.4.16 PROVINCE KALIMANTAN SELATAN III.4.17 PROVINCE KALIMANTAN TIMUR III.4.18 PROVINCE SULAWESI UTARA III.4.19 PROVINCE SULAWESI TENGAH III.4.20 PROVINCE SULAWESI SELATAN III.4.21 PROVINCE SULAWESI TENGGARA III.4.22 PROVINCE BALI III.4.23 PROVINCE NUSA TENGGARA BARAT III.4.24 PROVINCE NUSA TENGGARA TIMUR III.4.25 PROVINCE MALUKU III.4.26 PROVINCE IRIAN JAYA III.4.27 PROVINCE MALUKU UTARA III.4.28 PROVINCE IRIAN JAYA BARAT III.4.29 PROVINCE BANTEN III.4.30 PROVINCE BANGKA BELITUNG III.4.31 PROVINCE GORONTALO III.4.32 PROVINCE KEPULAUAN RIAU

122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153

III.3

III.4

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN IV RISK AND LOSS PROFILE 2005

Halaman

IV.1

ALL CLASS OF BUSINESS

154

IV.2

GROUP BY CLASS OF BUSINESS IV.2.1 CLASS OF BUSINESS FIRE IV.2.2 CLASS OF BUSINESS IAR IV.2.3 CLASS OF BUSINESS LOP IV.2.4 CLASS OF BUSINESS EQ

155 156 157 158

GROUP BY OCCUPATION CODE IV.3.1 OCCUPATION CODE 20 IV.3.2 OCCUPATION CODE 21 IV.3.3 OCCUPATION CODE 22 IV.3.4 OCCUPATION CODE 23 IV.3.5 OCCUPATION CODE 24 IV.3.6 OCCUPATION CODE 25 IV.3.7 OCCUPATION CODE 26 IV.3.8 OCCUPATION CODE 27 IV.3.9 OCCUPATION CODE 28 IV.3.10 OCCUPATION CODE 29 IV.3.11 OCCUPATION CODE 30 IV.3.12 OCCUPATION CODE 31 IV.3.13 OCCUPATION CODE 32 IV.3.14 OCCUPATION CODE 40

159 160 161 162 163 164 165 166 167 168 169 170 171 172

GROUP BY PROVINCE IV.4.1 PROVINCE NANGROE ACEH DARUSSALAM IV.4.2 PROVINCE SUMATERA UTARA IV.4.3 PROVINCE SUMATERA BARAT IV.4.4 PROVINCE RIAU IV.4.5 PROVINCE JAMBI IV.4.6 PROVINCE SUMATERA SELATAN IV.4.7 PROVINCE BENGKULU IV.4.8 PROVINCE LAMPUNG IV.4.9 PROVINCE DKI JAKARTA IV.4.10 PROVINCE JAWA BARAT IV.4.11 PROVINCE JAWA TENGAH IV.4.12 PROVINCE DI YOGYAKARTA IV.4.13 PROVINCE JAWA TIMUR IV.4.14 PROVINCE KALIMANTAN BARAT IV.4.15 PROVINCE KALIMANTAN TENGAH IV.4.16 PROVINCE KALIMANTAN SELATAN IV.4.17 PROVINCE KALIMANTAN TIMUR IV.4.18 PROVINCE SULAWESI UTARA IV.4.19 PROVINCE SULAWESI TENGAH IV.4.20 PROVINCE SULAWESI SELATAN IV.4.21 PROVINCE SULAWESI TENGGARA IV.4.22 PROVINCE BALI IV.4.23 PROVINCE NUSA TENGGARA BARAT IV.4.24 PROVINCE NUSA TENGGARA TIMUR IV.4.25 PROVINCE MALUKU IV.4.26 PROVINCE IRIAN JAYA IV.4.27 PROVINCE MALUKU UTARA IV.4.28 PROVINCE IRIAN JAYA BARAT IV.4.29 PROVINCE BANTEN IV.4.30 PROVINCE BANGKA BELITUNG IV.4.31 PROVINCE GORONTALO IV.4.32 PROVINCE KEPULAUAN RIAU

173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204

IV.3

IV.4

BAGIAN V EXAMPLE FOR REAL OCCUPATION CODE PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30

Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id

PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2002 - 2005 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2002 TO 2005 Premium and Claim in Million Rp

UY 2002 OCCUPATION CODE

Number Policies

Number Claim

Premium

UY 2003 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2004 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2005 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

Claim Incurred

% LOSS RATIO

20 - (Mining,Drilling…etc)

250

5,548.63

3,271.17

58.95

339

17,834.93

4,749.98

26.63

411

10,488.36

26,717.69

254.74

568

20,604.34

21,711.16

105.37

21 - (Stones, Earth…etc)

914

17,176.14

14,158.21

82.43

996

18,255.63

17,908.72

98.10

1,162

21,166.27

19,558.62

92.40

1,540

16,059.89

2,250.18

14.01

22 - (Metals)

4,026

110

70,678.28

40,212.63

56.90

4,623

112

69,662.82

33,799.83

48.52

5,147

132

70,495.12

24,800.93

35.18

6,195

212,675.64

15,448.20

7.26

23 - (Chemical/Oils/Gas)

4,515

163

88,925.38

35,078.73

39.45

5,236

167

100,398.31

56,103.16

55.88

5,627

179

109,275.29

81,266.68

74.37

7,200

104

90,722.89

26,586.77

29.31

24 - (Textiles)

8,614

190

86,139.59

43,077.45

50.01

9,519

232

86,469.17

48,011.27

55.52

9,992

282

80,040.14

200,652.06

250.69

11,311

151

72,090.26

36,398.32

50.49

25 - (Paper,Leather,Rubber)

5,315

165

81,368.45

59,763.10

73.45

5,975

115

86,818.24

31,274.13

36.02

6,396

127

75,389.60

50,711.44

67.27

7,641

166,496.41

53,192.38

31.95

26 - (Wood,Bamboo,Rattan)

4,265

106

69,437.97

42,418.37

61.09

4,762

163

106,339.92

114,506.74

107.68

5,470

131

122,492.05

85,107.46

69.48

7,107

87,336.91

24,860.60

28.47

27 - (Nutritional,Drinks…etc)

7,629

127

52,932.44

10,318.92

19.49

9,113

174

66,341.31

16,618.44

25.05

11,650

211

75,131.88

53,727.23

71.51

16,297

154

65,558.29

15,487.34

23.62

145

2,623.50

136.81

5.21

167

6,724.68

859.07

12.77

206

4,837.65

8,254.64

170.63

264

3,694.63

329.00

8.90

29 - (Transport,Traffic…etc)

395,098

1,490

555,233.48

202,513.10

36.47

473,181

1,918

679,309.79

303,746.72

44.71

609,279

2,150

1,000,873.72

424,017.19

42.36

725,732

1,678

792,157.69

281,475.42

35.53

30 - (Estate Plantation Risk)

155

1,504.22

2,191.40

145.68

284

3,194.18

756.41

23.68

178

4,020.08

1,186.27

29.51

118

2,807.48

127.36

4.54

31 - (Estate Plantation Risk)

293

5,046.33

1,538.71

30.49

857

209

27,216.53

6,665.23

24.49

451

200

16,093.81

11,460.11

71.21

401

8,173.42

420.01

5.14

28 - (Power and Heating)

32 - (Recreation Place) 40 - (Non Estate Plantation)

874.01

109.13

12.49

278

5,871.35

727.82

12.40

107

5,953.97

551.34

9.26

1,958.85

388.98

19.86

113

2,174.74

256.54

11.80

2,365.83

56.75

2.40

777.02

191.68

24.67

140

1,411.41

182.33

12.92

635,784.27

49.80

1,597,034.96

988,203.34

61.88

478,858.05

31.06

431,430

2,433

1,039,663.16

455,044.27

43.77

515,395

Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Juni 2005 (Data Position Until 15 June 2005) 2. Claim Incurred 2002 : Rp. 418.738.666.000,16,- (Settled = 2,192 Kasus) , Rp. 36.305.593.999,84,- (Os Claim = 241 2003 : Rp. 582.992.515.253,12,- (Settled = 2,885 Kasus) , Rp. 52.791.754.746,88,- (Os Claim = 241 2004 : Rp. 744.737.238.523,32,- (Settled = 3.224 Kasus) , Rp. 243.466.081.476,68,- (Os Claim = 314 2005 : Rp. 182.449.220.645,07,- (Settled = 1.605 Kasus) , Rp. 296.408.849.354,93,- (Os Claim = 802 3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2002 : Rp. 2.112.416.116,02,- (Freq Claim = 1.019) dan Klaim Flood Rp. 310.528,35,- (Freq Claim = 2) 2003 : Rp. 1.392.956.187,10,- (Freq Claim = 512) 2004 : Rp. 1.423.496.045,96,- (Freq Claim = 299) 2005 : Rp. 864.425.729,64,- (Freq Claim = 281)

3,171

1,276,802.69

656,137

3,538

784,575

2,407

1,541,748.11

Kasus) Kasus) Kasus) Kasus)

PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2002 - 2005 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2002 TO 2005 UY 2002 PROVINCE CODE

01 - Nangroe Aceh Darussalam 02 - Sumatera Utara 03 - Sumatera Barat 04 - Riau 05 - Jambi 06 - Sumatera Selatan

Number Policies

Number Claim

Premium

UY 2003 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2004 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

UY 2005 Claim Incurred

% LOSS RATIO

Number Policies

Number Claim

Premium

Claim Incurred

% LOSS RATIO

4,161

37,692.37

3,870.51

10.27

2,547

6,261.03

3,224.52

51.50

3,126

7,696.91

888.69

11.55

3,898

6,461.43

634.08

9.81

25,848

121

46,559.46

11,108.56

23.86

33,208

136

80,190.70

52,902.74

65.97

43,994

180

77,649.39

48,297.82

62.20

50,991

103

71,806.64

12,164.41

16.94

7,662

6,181.38

1,989.80

32.19

12,553

10,449.69

6,215.11

59.48

16,804

15,663.66

6,053.39

38.65

18,801

18,191.90

6,141.17

33.76

10,999

17,373.81

7,068.00

40.68

12,595

22,086.36

7,686.86

34.80

15,517

101

31,302.81

7,036.59

22.48

23,668

36,189.85

15,654.53

43.26

3,522

6,899.83

4,650.32

67.40

4,900

11,382.87

33,280.39

292.37

7,124

11,433.06

2,484.10

21.73

8,660

10,861.46

2,257.89

20.79

10,336

18,157.38

10,778.92

59.36

12,237

22,280.44

16,081.26

72.18

16,047

23,776.89

12,132.97

51.03

17,094

22,192.66

23,929.09

107.82

07 - Bengkulu

2,306

1,497.09

1,697.44

113.38

2,372

2,720.09

1,469.93

54.04

3,004

2,459.23

1,137.88

46.27

4,895

4,525.65

707.00

15.62

08 - Lampung

5,804

11,899.77

2,448.45

20.58

7,691

15,404.70

4,979.23

32.32

10,817

16,964.66

22,269.65

131.27

12,841

24,910.89

3,895.66

15.64 24.06

128,377

770

292,735.69 132,982.74

45.43

149,098

963

361,598.43

170,690.10

47.20

170,762

951

511,812.03

231,719.77

45.27

183,316

831

578,801.31

139,244.75

10 - Jawa Barat

09 - DKI . Jakarta

62,395

418

192,636.03

83,289.73

43.24

75,910

472

227,176.54

98,597.20

43.40

100,307

678

259,512.60

351,771.04

135.55

117,552

369

203,441.64

83,810.89

41.20

11 - Jawa Tengah

23,232

142

61,005.25

9,245.88

15.16

30,457

272

67,685.71

34,627.80

51.16

44,156

330

79,354.35

33,726.51

42.50

65,019

211

82,964.81

17,609.89

21.23 160.79

12 - DI . Yogyakarta

3,123

4,745.66

611.70

12.89

4,727

7,572.18

4,949.17

65.36

6,681

102

9,337.32

4,018.48

43.04

8,119

8,690.62

13,974.05

13 - Jawa Timur

42,120

241

115,880.70

76,088.72

65.66

53,270

448

163,504.46

42,635.82

26.08

68,771

377

186,864.30

132,931.22

71.14

86,604

189

148,374.20

45,201.79

30.46

14 - Kalimantan Barat

19,626

113

23,722.13

17,971.88

75.76

18,430

117

21,109.99

13,068.59

61.91

21,967

109

27,214.57

11,969.88

43.98

23,908

28,428.54

6,402.88

22.52

15 - Kalimantan Tengah

2,792

4,935.10

6,855.82

138.92

2,734

6,646.75

1,917.21

28.84

3,191

5,819.23

3,568.67

61.33

4,660

7,734.64

3,214.80

41.56

16 - Kalimantan Selatan

6,976

18,120.00

9,314.17

51.40

7,175

13,472.34

11,022.79

81.82

7,832

15,807.12

9,048.29

57.24

10,939

14,345.63

2,886.94

20.12

17 - Kalimantan Timur

9,736

26,383.47

13,525.13

51.26

10,683

36,302.20

25,457.13

70.13

14,644

34,053.28

8,343.08

24.50

18,840

56,162.91

26,513.92

47.21

18 - Sulawesi Utara

5,578

6,677.82

5,351.07

80.13

5,681

7,891.38

4,099.52

51.95

8,672

13,365.72

3,105.66

23.24

8,761

12,377.46

542.65

4.38

19 - Sulawesi Tengah

3,776

4,147.11

1,442.26

34.78

4,041

5,579.65

1,059.46

18.99

4,460

7,287.63

5,514.86

75.67

5,043

7,219.82

4,360.91

60.40

20 - Sulawesi Selatan

7,853

12,772.51

14,405.10

112.78

9,886

15,558.37

2,240.97

14.40

15,087

20,624.72

934.30

4.53

21,860

27,844.73

2,421.96

8.70

21 - Sulawesi Tenggara

1,310

1,106.28

48.78

4.41

935

1,803.15

385.08

21.36

1,670

1,843.76

944.74

51.24

3,004

12,603.76

867.29

6.88

22 - Bali

7,813

16,730.00

13,293.60

79.46

9,742

21,191.71

5,276.98

24.90

13,173

68,126.03

6,252.89

9.18

15,190

24,622.69

3,555.79

14.44

23 - Nusa Tenggara Barat

1,696

2,527.56

390.21

15.44

2,337

3,200.08

624.10

19.50

3,766

4,000.06

100.45

2.51

4,802

4,673.32

465.21

9.95

24 - Nusa Tenggara Timur

1,758

2,824.09

59.50

2.11

1,911

3,376.51

697.40

20.65

2,287

3,421.55

870.11

25.43

3,196

4,900.08

841.15

17.17

25 - Maluku

426

6,157.98

1,925.31

31.27

540

1,879.86

1,575.76

83.82

602

2,653.55

63.58

2.40

795

2,214.62

0.00

1,164

2,799.83

590.89

21.10

965

3,692.26

3,835.60

103.88

1,813

4,932.65

4,562.85

92.50

2,660

6,738.73

3,810.30

56.54

27 - Maluku Utara

367

456.86

456.69

99.96

368

843.45

17.00

2.02

401

1,123.44

0.00

456

1,530.33

0.00

28 - Irian Jaya Barat

510

608.17

313.10

51.48

349

1,941.02

719.53

37.07

497

1,679.26

348.13

20.73

815

1,940.91

89.62

4.62 44.81

26 - Irian Jaya

29 - Banten

24,840

136

80,222.09

21,168.59

26.39

30,356

187

114,315.88

42,869.82

37.50

38,284

198

130,811.05

74,100.58

56.65

44,898

122

88,367.26

39,593.51

30 - Bangka Belitung

426

698.82

675.50

96.66

645

1,085.77

148.97

13.72

776

723.49

0.00

1,407

1,549.70

74.12

4.78

31 - Gorontalo

755

576.87

200.00

34.67

907

1,365.26

534.32

39.14

1,420

1,502.19

2,175.70

144.84

1,999

1,529.68

0.00

4,143

14,932.04

1,225.88

8.21

6,145

17,233.83

42,893.92

248.89

8,485

18,218.45

1,831.45

10.05

9,884

19,550.24

17,991.82

92.03

635,784.28

49.80

478,858.07

31.06

32 - Kepulauan Riau

431,430

2,433 1,039,663.15 455,044.25

43.77

515,395

Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Juni 2006 (Data Position Until 15 June 2006) 2. Claim Incurred 2002 : Rp. 418.738.666.000,16,- (Settled = 2,192 Kasus) , Rp. 36.305.593.999,84,2003 : Rp. 582.992.515.253,12,- (Settled = 2,885 Kasus) , Rp. 52.791.754.746,88,2004 : Rp. 744.737.238.523,32,- (Settled = 3.224 Kasus) , Rp. 243.466.081.476,68,2005 : Rp. 182.449.220.645,07,- (Settled = 1.605 Kasus) , Rp. 296.408.849.354,93,3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2002 : Rp. 2.112.416.116,02,- (Freq Claim = 1.019) dan Klaim Flood Rp. 310.528,35,- (Freq Claim = 2) 2003 : Rp. 1.392.956.187,10,- (Freq Claim = 512) 2004 : Rp. 1.423.496.045,96,- (Freq Claim = 299) 2005 : Rp. 864.425.729,64,- (Freq Claim = 281)

3,171

(Os Claim = (Os Claim = (Os Claim = (Os Claim =

1,276,802.66

241 241 314 802

656,137

3,538

1,597,034.96

988,203.33

61.88

784,575

2,407

1,541,748.11

Kasus) Kasus) Kasus) Kasus)

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 3920101 Ext.3163/3164 Fax No.: 3911432

Growth Of Policy From 2002-2005

750,000

700,000

650,000

600,000

550,000

500,000

Number of policy

450,000

UY 2002 UY 2003

400,000

UY 2004 UY 2005 350,000

300,000

250,000

200,000

150,000

100,000

50,000

0 20

Occupation code

Growth Of Premium From 2002-2005

1,000,000.00

900,000.00

800,000.00 UY 2002

Premium ( in million Rp)

UY 2003 700,000.00

UY 2004 UY 2005

600,000.00

500,000.00

400,000.00

300,000.00

200,000.00

100,000.00

0.00 20

Occupation Code

Growth of Number Claim From 2002-2005 2,500

2,000

UY 2002

Number of Claim

1,500

UY 2003 UY 2004 UY 2005

1,000

500

Occupation Code

Growth Of Claim From 2002-2005 450,000.00

400,000.00

350,000.00

UY 2002 UY 2003 300,000.00

UY 2004

Claim Incurred ( in million rupiah )

UY 2005

250,000.00

200,000.00

150,000.00

100,000.00

50,000.00

0.00 20

Occupation Code

Growth of Loss Ratio From 2002-2005 300

250

UY 2002 UY 2003 200

UY 2004

% Ratio

UY 2005

150

100

0 20

Occupation Code

Growth Of Policy From 2002-2005 200,000

175,000

UY 2002 UY 2003 UY 2004 UY 2005

Number of policy

150,000

125,000

100,000

75,000

50,000

25,000

0 01

Province code

Growth Of Premium From 2002-2005 600,000.00

500,000.00

UY 2002

400,000.00

UY 2003 UY 2004

Premium

( in million Rp)

UY 2005

300,000.00

200,000.00

100,000.00

0.00 01

Occupation Code

Growth of Number Claim From 2002-2005 1,000

900

800

UY 2002 UY 2003 UY 2004 UY 2005

Number of Claim

700

600

500

400

300

200

100

0 01

Province Code

Growth Of Claim From 2002-2005

350,000.00

Claim Incurred ( in million rupiah )

300,000.00

UY 2002 UY 2003 UY 2004 UY 2005

250,000.00

200,000.00

150,000.00

100,000.00

50,000.00

0.00 01

Province Code

Growth of Loss Ratio From 2002-2005 350

300

UY 2002 UY 2003 UY 2004 UY 2005

250

% Ratio

200

150

100

0 01

Province Code

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM

01/01/2002

15/06/2006

DATE

15/07/2006

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

87,201 78,668 89,204 47,817 46,805 21,737 16,179 11,889 6,536 3,603 2,940 3,349 2,376 2,949 1,911 3,008 2,628 1,120 1,061 449 431,430

87,201 165,869 255,073 302,890 349,695 371,432 387,611 399,500 406,036 409,639 412,579 415,928 418,304 421,253 423,164 426,172 428,800 429,920 430,981 431,430

BAND

CUM.

20.21 20.21 18.23 38.45 20.68 59.12 11.08 70.21 10.85 81.05 5.04 86.09 3.75 89.84 2.76 92.60 1.51 94.11 0.84 94.95 0.68 95.63 0.78 96.41 0.55 96.96 0.68 97.64 0.44 98.08 0.70 98.78 0.61 99.39 0.26 99.65 0.25 99.90 0.10 100.00

PERCENTAGE rp

43,258.05 19,345.15 38,589.11 33,655.32 53,346.23 35,980.81 40,481.54 40,223.39 30,045.16 20,005.50 18,918.00 25,455.21 24,408.28 38,603.49 29,791.92 70,844.62 103,638.95 93,901.55 165,553.15 113,617.72 1,039,663.14

43,258.05 62,603.20 101,192.31 134,847.64 188,193.86 224,174.67 264,656.21 304,879.60 334,924.76 354,930.26 373,848.26 399,303.47 423,711.75 462,315.24 492,107.15 562,951.77 666,590.72 760,492.27 926,045.42 1,039,663.14

BAND

CUM.

4.16 4.16 1.86 6.02 3.71 9.73 3.24 12.97 5.13 18.10 3.46 21.56 3.89 25.46 3.87 29.32 2.89 32.21 1.92 34.14 1.82 35.96 2.45 38.41 2.35 40.75 3.71 44.47 2.87 47.33 6.81 54.15 9.97 64.12 9.03 73.15 15.92 89.07 10.93 100.00

PERCENTAGE f

261 172 207 148 175 101 94 78 73 52 59 57 37 96 69 167 180 138 166 103

261 433 640 788 963 1,064 1,158 1,236 1,309 1,361 1,420 1,477 1,514 1,610 1,679 1,846 2,026 2,164 2,330 2,433

BAND

CUM.

10.73 10.73 7.07 17.80 8.51 26.30 6.08 32.39 7.19 39.58 4.15 43.73 3.86 47.60 3.21 50.80 3.00 53.80 2.14 55.94 2.42 58.36 2.34 60.71 1.52 62.23 3.95 66.17 2.84 69.01 6.86 75.87 7.40 83.27 5.67 88.94 6.82 95.77 4.23 100.00

2,433

PERCENTAGE rp

28,243.70 12,947.94 12,669.04 12,750.79 31,940.71 14,734.04 16,008.77 13,945.64 15,253.66 8,934.35 31,698.37 14,569.44 11,200.23 35,028.27 5,210.53 56,939.49 37,119.81 22,069.55 50,327.80 23,452.13 455,044.26

BAND

CUM.

PERCENTAGE BAND

28,243.70 6.21 6.21 65.29 41,191.64 2.85 9.05 66.93 53,860.68 2.78 11.84 32.83 66,611.46 2.80 14.64 37.89 98,552.18 7.02 21.66 59.87 113,286.21 3.24 24.90 40.95 129,294.98 3.52 28.41 39.55 143,240.62 3.06 31.48 34.67 158,494.28 3.35 34.83 50.77 167,428.63 1.96 36.79 44.66 199,127.01 6.97 43.76 167.56 213,696.44 3.20 46.96 57.24 224,896.67 2.46 49.42 45.89 259,924.94 7.70 57.12 90.74 265,135.47 1.15 58.27 17.49 322,074.96 12.51 70.78 80.37 359,194.78 8.16 78.94 35.82 381,264.33 4.85 83.79 23.50 431,592.12 11.06 94.85 30.40 455,044.26 5.15 100.00 20.64

CUM

65.29 65.80 53.23 49.40 52.37 50.53 48.85 46.98 47.32 47.17 53.26 53.52 53.08 56.22 53.88 57.21 53.89 50.13 46.61 43.77 43.77

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 50.743.084.313,30, - Freq. Klaim 438 dan klaim Flood Rp 238.910.020.358,35,- Freq Claim=285 ) ( Data not Include Claim Fire no Policy Rp. 50.743.084.313,30 - Freq Claim 438 and Claim Flood Rp 238.910.020.358,35,- Freq Claim =285 )

Page 1 of 204

RISK AND LOSS PROFILE 2002 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2002

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

83,463 77,165 86,559 45,513 43,753 19,720 14,289 9,892 5,202 2,693 2,147 2,363 1,519 1,796 994 1,398 920 333 267 132 400,118

83,463 160,628 247,187 292,700 336,453 356,173 370,462 380,354 385,556 388,249 390,396 392,759 394,278 396,074 397,068 398,466 399,386 399,719 399,986 400,118

BAND

CUM.

20.86 20.86 19.29 40.15 21.63 61.78 11.37 73.15 10.94 84.09 4.93 89.02 3.57 92.59 2.47 95.06 1.30 96.36 0.67 97.03 0.54 97.57 0.59 98.16 0.38 98.54 0.45 98.99 0.25 99.24 0.35 99.59 0.23 99.82 0.08 99.90 0.07 99.97 0.03 100.00

PERCENTAGE rp

26,405.87 18,489.98 36,552.35 31,860.85 49,058.85 32,640.18 35,403.05 34,442.67 24,662.98 15,724.10 15,113.32 19,214.84 17,083.60 25,309.52 17,892.30 40,011.56 43,323.46 31,221.62 51,096.85 43,167.89 608,675.84

26,405.87 44,895.85 81,448.20 113,309.05 162,367.90 195,008.08 230,411.13 264,853.80 289,516.79 305,240.89 320,354.21 339,569.05 356,652.65 381,962.17 399,854.46 439,866.02 483,189.48 514,411.10 565,507.96 608,675.84

BAND

4.34 3.04 6.01 5.23 8.06 5.36 5.82 5.66 4.05 2.58 2.48 3.16 2.81 4.16 2.94 6.57 7.12 5.13 8.39 7.09

PERCENTAGE

CUM.

4.34 7.38 13.38 18.62 26.68 32.04 37.85 43.51 47.57 50.15 52.63 55.79 58.59 62.75 65.69 72.27 79.38 84.51 92.91 100.00

171 160 171 117 121 69 71 57 55 37 37 39 17 54 44 69 53 50 33 42 1,467

171 331 502 619 740 809 880 937 992 1,029 1,066 1,105 1,122 1,176 1,220 1,289 1,342 1,392 1,425 1,467

BAND

CUM.

11.66 11.66 10.91 22.56 11.66 34.22 7.98 42.19 8.25 50.44 4.70 55.15 4.84 59.99 3.89 63.87 3.75 67.62 2.52 70.14 2.52 72.67 2.66 75.32 1.16 76.48 3.68 80.16 3.00 83.16 4.70 87.87 3.61 91.48 3.41 94.89 2.25 97.14 2.86 100.00

PERCENTAGE rp

11,221.17 8,427.81 11,921.16 11,532.61 19,289.25 13,802.76 14,240.47 11,148.29 13,391.05 8,505.43 27,585.10 11,589.18 9,381.18 23,427.83 3,302.65 41,270.72 15,859.45 10,836.90 3,760.77 14,602.23 285,095.99

11,221.17 19,648.98 31,570.13 43,102.74 62,391.99 76,194.75 90,435.22 101,583.51 114,974.56 123,479.99 151,065.09 162,654.27 172,035.45 195,463.28 198,765.93 240,036.65 255,896.10 266,732.99 270,493.76 285,095.99

BAND

3.94 2.96 4.18 4.05 6.77 4.84 4.99 3.91 4.70 2.98 9.68 4.07 3.29 8.22 1.16 14.48 5.56 3.80 1.32 5.12

PERCENTAGE

CUM.

BAND

CUM

3.94 6.89 11.07 15.12 21.88 26.73 31.72 35.63 40.33 43.31 52.99 57.05 60.34 68.56 69.72 84.20 89.76 93.56 94.88 100.00

42.49 45.58 32.61 36.20 39.32 42.29 40.22 32.37 54.30 54.09 182.52 60.31 54.91 92.57 18.46 103.15 36.61 34.71 7.36 33.83

42.49 43.77 38.76 38.04 38.43 39.07 39.25 38.35 39.71 40.45 47.16 47.90 48.24 51.17 49.71 54.57 52.96 51.85 47.83 46.84 46.84

Page 2 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2002

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTA L

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,257 1,063 1,979 1,722 2,237 1,424 1,311 1,281 863 583 489 617 536 743 525 1,001 1,029 494 439 131 20,724

2,257 3,320 5,299 7,021 9,258 10,682 11,993 13,274 14,137 14,720 15,209 15,826 16,362 17,105 17,630 18,631 19,660 20,154 20,593 20,724

BAND

CUM.

10.89 10.89 5.13 16.02 9.55 25.57 8.31 33.88 10.79 44.67 6.87 51.54 6.33 57.87 6.18 64.05 4.16 68.22 2.81 71.03 2.36 73.39 2.98 76.37 2.59 78.95 3.59 82.54 2.53 85.07 4.83 89.90 4.97 94.87 2.38 97.25 2.12 99.37 0.63 100.00

PERCENTAGE rp

14,045.48 753.08 1,844.03 1,623.90 3,929.25 3,008.28 4,600.95 5,089.40 4,824.59 3,613.34 3,378.87 5,538.76 6,600.11 12,139.87 9,937.60 27,756.41 54,374.17 59,092.41 105,960.06 60,835.21 388,945.77

14,045.48 14,798.56 16,642.59 18,266.49 22,195.74 25,204.03 29,804.98 34,894.38 39,718.97 43,332.30 46,711.18 52,249.93 58,850.05 70,989.92 80,927.52 108,683.93 163,058.10 222,150.50 328,110.56 388,945.77

BAND

CUM.

3.61 3.61 0.19 3.80 0.47 4.28 0.42 4.70 1.01 5.71 0.77 6.48 1.18 7.66 1.31 8.97 1.24 10.21 0.93 11.14 0.87 12.01 1.42 13.43 1.70 15.13 3.12 18.25 2.56 20.81 7.14 27.94 13.98 41.92 15.19 57.12 27.24 84.36 15.64 100.00

PERCENTAGE f

90 12 36 31 54 32 23 21 18 15 22 18 20 42 25 97 127 88 132 60 963

90 102 138 169 223 255 278 299 317 332 354 372 392 434 459 556 683 771 903 963

BAND

CUM.

9.35 1.25 3.74 3.22 5.61 3.32 2.39 2.18 1.87 1.56 2.28 1.87 2.08 4.36 2.60 10.07 13.19 9.14 13.71 6.23

9.35 10.59 14.33 17.55 23.16 26.48 28.87 31.05 32.92 34.48 36.76 38.63 40.71 45.07 47.66 57.74 70.92 80.06 93.77 100.00

PERCENTAGE rp

17,022.53 4,520.13 747.89 1,218.18 12,651.47 931.28 1,768.29 2,797.35 1,862.61 428.92 4,113.27 2,980.26 1,819.05 11,600.44 1,907.88 15,663.62 21,260.37 11,232.65 45,086.98 8,794.89 168,408.05

17,022.53 21,542.66 22,290.54 23,508.72 36,160.19 37,091.46 38,859.76 41,657.11 43,519.72 43,948.65 48,061.92 51,042.17 52,861.22 64,461.66 66,369.54 82,033.16 103,293.53 114,526.18 159,613.16 168,408.05

BAND

CUM.

10.11 10.11 2.68 12.79 0.44 13.24 0.72 13.96 7.51 21.47 0.55 22.02 1.05 23.07 1.66 24.74 1.11 25.84 0.25 26.10 2.44 28.54 1.77 30.31 1.08 31.39 6.89 38.28 1.13 39.41 9.30 48.71 12.62 61.34 6.67 68.01 26.77 94.78 5.22 100.00

PERCENTAGE BAND

121.20 600.22 40.56 75.02 321.98 30.96 38.43 54.96 38.61 11.87 121.73 53.81 27.56 95.56 19.20 56.43 39.10 19.01 42.55 14.46

CUM

121.20 145.57 133.94 128.70 162.91 147.16 130.38 119.38 109.57 101.42 102.89 97.69 89.82 90.80 82.01 75.48 63.35 51.55 48.65 43.30 43.30

Page 3 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM

01/01/2002

15/06/2006

DATE

15/07/2006

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6 8 3 5 6 5 14 29 29 22 12 13 11 24 21 30 45 17 20 5 325

6 14 17 22 28 33 47 76 105 127 139 152 163 187 208 238 283 300 320 325

BAND

CUM.

1.85 1.85 2.46 4.31 0.92 5.23 1.54 6.77 1.85 8.62 1.54 10.15 4.31 14.46 8.92 23.38 8.92 32.31 6.77 39.08 3.69 42.77 4.00 46.77 3.38 50.15 7.38 57.54 6.46 64.00 9.23 73.23 13.85 87.08 5.23 92.31 6.15 98.46 1.54 100.00

PERCENTAGE rp

71.68 3.11 1.15 2.15 5.77 8.78 35.64 113.62 194.98 158.09 99.03 128.29 105.77 232.83 265.88 798.15 1,698.52 471.94 2,027.38 1,332.53 7,755.29

71.68 74.79 75.94 78.09 83.86 92.64 128.28 241.91 436.89 594.97 694.01 822.30 928.07 1,160.90 1,426.78 2,224.93 3,923.45 4,395.38 6,422.76 7,755.29

BAND

0.92 0.04 0.01 0.03 0.07 0.11 0.46 1.47 2.51 2.04 1.28 1.65 1.36 3.00 3.43 10.29 21.90 6.09 26.14 17.18

CUM.

0.92 0.96 0.98 1.01 1.08 1.19 1.65 3.12 5.63 7.67 8.95 10.60 11.97 14.97 18.40 28.69 50.59 56.68 82.82 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 3

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 3

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 5.15 5.15 0.00 33.33 0.00 5.15 0.00 33.33 0.00 5.15 33.33 66.67 1,480.05 1,485.21 33.33 100.00 55.01 1,540.21 1,540.21

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.33 0.00 0.00 96.09 3.57

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.33 0.33 0.33 96.43 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.65 0.00 0.00 73.00 4.13

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.23 0.13 0.12 23.12 19.86 19.86

Page 4 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM

01/01/2002

15/06/2006

DATE

15/07/2006

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,475 1,475 432 1,907 663 2,570 577 3,147 809 3,956 588 4,544 565 5,109 687 5,796 442 6,238 305 6,543 292 6,835 356 7,191 310 7,501 386 7,887 371 8,258 579 8,837 634 9,471 276 9,747 335 10,082 181 10,263 10,263

BAND

CUM.

14.37 14.37 4.21 18.58 6.46 25.04 5.62 30.66 7.88 38.55 5.73 44.28 5.51 49.78 6.69 56.47 4.31 60.78 2.97 63.75 2.85 66.60 3.47 70.07 3.02 73.09 3.76 76.85 3.61 80.46 5.64 86.11 6.18 92.28 2.69 94.97 3.26 98.24 1.76 100.00

PERCENTAGE rp

2,735.03 98.97 191.59 168.42 352.35 323.56 441.90 577.69 362.61 509.98 326.77 573.32 618.80 921.26 1,696.14 2,278.50 4,242.79 3,115.59 6,468.87 8,282.10 34,286.25

2,735.03 2,834.00 3,025.59 3,194.01 3,546.36 3,869.92 4,311.82 4,889.51 5,252.12 5,762.09 6,088.87 6,662.19 7,280.99 8,202.25 9,898.40 12,176.90 16,419.69 19,535.28 26,004.15 34,286.25

BAND

7.98 0.29 0.56 0.49 1.03 0.94 1.29 1.68 1.06 1.49 0.95 1.67 1.80 2.69 4.95 6.65 12.37 9.09 18.87 24.16

CUM.

7.98 8.27 8.82 9.32 10.34 11.29 12.58 14.26 15.32 16.81 17.76 19.43 21.24 23.92 28.87 35.52 47.89 56.98 75.84 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.00

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 5 of 204

RISK AND LOSS PROFILE 2002 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

29 14 21 18 22 14 12 15 6 10 12 8 7 12 3 8 7 12 15 5 250

29 43 64 82 104 118 130 145 151 161 173 181 188 200 203 211 218 230 245 250

BAND

CUM.

11.60 11.60 5.60 17.20 8.40 25.60 7.20 32.80 8.80 41.60 5.60 47.20 4.80 52.00 6.00 58.00 2.40 60.40 4.00 64.40 4.80 69.20 3.20 72.40 2.80 75.20 4.80 80.00 1.20 81.20 3.20 84.40 2.80 87.20 4.80 92.00 6.00 98.00 2.00 100.00

PERCENTAGE rp

65.86 2.64 7.82 145.13 17.48 20.17 21.60 47.54 28.37 27.98 46.17 71.57 52.49 129.30 21.17 165.77 255.24 888.57 1,357.21 2,176.57 5,548.63

65.86 68.49 76.31 221.44 238.92 259.09 280.69 328.23 356.60 384.58 430.75 502.32 554.80 684.10 705.27 871.04 1,126.28 2,014.85 3,372.06 5,548.63

BAND

1.19 0.05 0.14 2.62 0.32 0.36 0.39 0.86 0.51 0.50 0.83 1.29 0.95 2.33 0.38 2.99 4.60 16.01 24.46 39.23

CUM.

1.19 1.23 1.38 3.99 4.31 4.67 5.06 5.92 6.43 6.93 7.76 9.05 10.00 12.33 12.71 15.70 20.30 36.31 60.77 100.00

PERCENTAGE f

1 0 1 0 0 0 1 0 0 2 0 1 0 1 0 0 1 2 2 2 14

CUM.

PERCENTAGE

BAND

1 1 2 2 2 2 3 3 3 5 5 6 6 7 7 7 8 10 12 14

7.14 7.14 75.64 0.00 7.14 0.00 7.14 14.29 10.17 0.00 14.29 0.00 0.00 14.29 0.00 0.00 14.29 0.00 7.14 21.43 797.84 0.00 21.43 0.00 0.00 21.43 0.00 14.29 35.71 352.16 0.00 35.71 0.00 7.14 42.86 6.08 0.00 42.86 0.00 7.14 50.00 2.33 0.00 50.00 0.00 0.00 50.00 0.00 7.14 57.14 49.97 14.29 71.43 1,105.40 14.29 85.71 166.72 14.29 100.00 704.88 3,271.17

75.64 75.64 85.81 85.81 85.81 85.81 883.64 883.64 883.64 1,235.80 1,235.80 1,241.88 1,241.88 1,244.21 1,244.21 1,244.21 1,294.17 2,399.57 2,566.29 3,271.17

BAND

CUM.

2.31 2.31 0.00 2.31 0.31 2.62 0.00 2.62 0.00 2.62 0.00 2.62 24.39 27.01 0.00 27.01 0.00 27.01 10.77 37.78 0.00 37.78 0.19 37.96 0.00 37.96 0.07 38.04 0.00 38.04 0.00 38.04 1.53 39.56 33.79 73.36 5.10 78.45 21.55 100.00

PERCENTAGE BAND

114.85 0.00 130.11 0.00 0.00 0.00 3,693.84 0.00 0.00 1,258.67 0.00 8.49 0.00 1.80 0.00 0.00 19.58 124.40 12.28 32.38

CUM

114.85 110.43 112.44 38.75 35.91 33.12 314.81 269.21 247.80 321.34 286.90 247.23 223.84 181.88 176.42 142.84 114.91 119.09 76.10 58.95 58.95

Page 6 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2002

15/06/2006

DATE

15/07/2006

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

129 55 50 43 49 36 44 41 37 23 31 19 31 42 30 67 76 23 56 32 914

129 184 234 277 326 362 406 447 484 507 538 557 588 630 660 727 803 826 882 914

BAND

CUM.

14.11 14.11 6.02 20.13 5.47 25.60 4.70 30.31 5.36 35.67 3.94 39.61 4.81 44.42 4.49 48.91 4.05 52.95 2.52 55.47 3.39 58.86 2.08 60.94 3.39 64.33 4.60 68.93 3.28 72.21 7.33 79.54 8.32 87.86 2.52 90.37 6.13 96.50 3.50 100.00

PERCENTAGE rp

551.67 551.67 9.76 561.43 21.50 582.93 31.60 614.54 85.62 700.16 43.26 743.42 80.48 823.90 167.69 991.60 104.10 1,095.70 82.54 1,178.24 85.39 1,263.63 82.13 1,345.76 231.77 1,577.53 270.85 1,848.39 204.97 2,053.36 995.70 3,049.05 2,164.06 5,213.11 1,259.96 6,473.07 3,865.84 10,338.91 6,837.22 17,176.14 17,176.14

BAND

3.21 0.06 0.13 0.18 0.50 0.25 0.47 0.98 0.61 0.48 0.50 0.48 1.35 1.58 1.19 5.80 12.60 7.34 22.51 39.81

CUM.

3.21 3.27 3.39 3.58 4.08 4.33 4.80 5.77 6.38 6.86 7.36 7.84 9.18 10.76 11.95 17.75 30.35 37.69 60.19 100.00

PERCENTAGE f

2 2 1 0 0 0 0 1 0 0 0 3 0 2 0 2 6 2 2 2 25

2 4 5 5 5 5 5 6 6 6 6 9 9 11 11 13 19 21 23 25

BAND

CUM.

8.00 8.00 8.00 16.00 4.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 4.00 24.00 0.00 24.00 0.00 24.00 0.00 24.00 12.00 36.00 0.00 36.00 8.00 44.00 0.00 44.00 8.00 52.00 24.00 76.00 8.00 84.00 8.00 92.00 8.00 100.00

PERCENTAGE rp

614.69 17.48 59.13 0.00 0.00 0.00 0.00 9.71 0.00 0.00 0.00 1.47 0.00 673.53 0.00 1,385.62 9,750.68 716.19 885.59 44.12 14,158.21

614.69 632.16 691.30 691.30 691.30 691.30 691.30 701.01 701.01 701.01 701.01 702.48 702.48 1,376.01 1,376.01 2,761.62 12,512.30 13,228.50 14,114.09 14,158.21

BAND

4.34 0.12 0.42 0.00 0.00 0.00 0.00 0.07 0.00 0.00 0.00 0.01 0.00 4.76 0.00 9.79 68.87 5.06 6.25 0.31

PERCENTAGE

CUM.

BAND

CUM

4.34 4.46 4.88 4.88 4.88 4.88 4.88 4.95 4.95 4.95 4.95 4.96 4.96 9.72 9.72 19.51 88.37 93.43 99.69 100.00

111.42 179.13 275.06 0.00 0.00 0.00 0.00 5.79 0.00 0.00 0.00 1.79 0.00 248.67 0.00 139.16 450.57 56.84 22.91 0.65

111.42 112.60 118.59 112.49 98.73 92.99 83.91 70.69 63.98 59.50 55.48 52.20 44.53 74.44 67.01 90.57 240.02 204.36 136.51 82.43 82.43

Page 7 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2002

15/06/2006

DATE

15/07/2006

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

343 225 310 206 313 241 236 250 173 129 117 177 128 164 131 278 281 141 149 34 4,026

343 568 878 1,084 1,397 1,638 1,874 2,124 2,297 2,426 2,543 2,720 2,848 3,012 3,143 3,421 3,702 3,843 3,992 4,026

BAND

CUM.

PERCENTAGE rp

8.52 8.52 625.06 625.06 5.59 14.11 57.00 682.05 7.70 21.81 135.40 817.45 5.12 26.92 122.91 940.36 7.77 34.70 468.37 1,408.73 5.99 40.69 552.48 1,961.21 5.86 46.55 413.04 2,374.26 6.21 52.76 581.09 2,955.35 4.30 57.05 691.16 3,646.51 3.20 60.26 457.76 4,104.27 2.91 63.16 556.86 4,661.13 4.40 67.56 927.58 5,588.71 3.18 70.74 802.11 6,390.81 4.07 74.81 1,301.22 7,692.04 3.25 78.07 1,402.98 9,095.02 6.91 84.97 5,281.31 14,376.33 6.98 91.95 8,858.57 23,234.91 3.50 95.45 11,418.60 34,653.51 3.70 99.16 21,687.31 56,340.82 0.84 100.00 14,337.46 70,678.28 70,678.28

BAND

0.88 0.08 0.19 0.17 0.66 0.78 0.58 0.82 0.98 0.65 0.79 1.31 1.13 1.84 1.99 7.47 12.53 16.16 30.68 20.29

PERCENTAGE

CUM.

0.88 0.97 1.16 1.33 1.99 2.77 3.36 4.18 5.16 5.81 6.59 7.91 9.04 10.88 12.87 20.34 32.87 49.03 79.71 100.00

2 2 0 2 0 2 1 3 1 4 2 6 1 7 2 9 0 9 1 10 0 10 4 14 2 16 3 19 4 23 16 39 18 57 16 73 10 83 27 110 110

BAND

CUM.

1.82 1.82 0.00 1.82 0.00 1.82 0.91 2.73 0.91 3.64 1.82 5.45 0.91 6.36 1.82 8.18 0.00 8.18 0.91 9.09 0.00 9.09 3.64 12.73 1.82 14.55 2.73 17.27 3.64 20.91 14.55 35.45 16.36 51.82 14.55 66.36 9.09 75.45 24.55 100.00

PERCENTAGE rp

65.97 0.00 0.00 0.00 45.37 14.27 1.65 584.30 0.00 0.75 0.00 260.13 36.11 159.55 405.22 3,143.13 12,961.12 4,233.84 14,635.94 3,665.28 40,212.63

65.97 65.97 65.97 65.97 111.34 125.60 127.25 711.55 711.55 712.30 712.30 972.43 1,008.54 1,168.09 1,573.31 4,716.45 17,677.57 21,911.41 36,547.35 40,212.63

BAND

0.16 0.00 0.00 0.00 0.11 0.04 0.00 1.45 0.00 0.00 0.00 0.65 0.09 0.40 1.01 7.82 32.23 10.53 36.40 9.11

CUM.

0.16 0.16 0.16 0.16 0.28 0.31 0.32 1.77 1.77 1.77 1.77 2.42 2.51 2.90 3.91 11.73 43.96 54.49 90.89 100.00

PERCENTAGE BAND

10.55 0.00 0.00 0.00 9.69 2.58 0.40 100.55 0.00 0.16 0.00 28.04 4.50 12.26 28.88 59.51 146.31 37.08 67.49 25.56

CUM

10.55 9.67 8.07 7.02 7.90 6.40 5.36 24.08 19.51 17.36 15.28 17.40 15.78 15.19 17.30 32.81 76.08 63.23 64.87 56.90 56.90

Page 8 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2002

15/06/2006

DATE

15/07/2006

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

297 147 235 184 374 294 343 393 283 188 166 183 151 250 156 263 272 143 125 68 4,515

297 444 679 863 1,237 1,531 1,874 2,267 2,550 2,738 2,904 3,087 3,238 3,488 3,644 3,907 4,179 4,322 4,447 4,515

BAND

CUM.

6.58 6.58 3.26 9.83 5.20 15.04 4.08 19.11 8.28 27.40 6.51 33.91 7.60 41.51 8.70 50.21 6.27 56.48 4.16 60.64 3.68 64.32 4.05 68.37 3.34 71.72 5.54 77.25 3.46 80.71 5.83 86.53 6.02 92.56 3.17 95.73 2.77 98.49 1.51 100.00

PERCENTAGE rp

4,696.87 212.53 181.21 220.83 1,014.99 670.47 1,238.12 1,413.55 1,268.59 1,300.77 1,149.81 1,650.04 1,942.18 3,650.19 2,766.95 7,023.10 11,991.99 12,797.61 20,111.53 13,624.04

4,696.87 4,909.40 5,090.61 5,311.44 6,326.43 6,996.90 8,235.02 9,648.57 10,917.15 12,217.92 13,367.74 15,017.78 16,959.96 20,610.15 23,377.10 30,400.21 42,392.20 55,189.81 75,301.34 88,925.38

88,925.38

BAND

5.28 0.24 0.20 0.25 1.14 0.75 1.39 1.59 1.43 1.46 1.29 1.86 2.18 4.10 3.11 7.90 13.49 14.39 22.62 15.32

CUM.

5.28 5.52 5.72 5.97 7.11 7.87 9.26 10.85 12.28 13.74 15.03 16.89 19.07 23.18 26.29 34.19 47.67 62.06 84.68 100.00

PERCENTAGE f

16 2 2 1 10 3 5 12 8 3 4 6 3 10 10 14 15 11 23 5 163

16 18 20 21 31 34 39 51 59 62 66 72 75 85 95 109 124 135 158 163

BAND

CUM.

9.82 9.82 1.23 11.04 1.23 12.27 0.61 12.88 6.13 19.02 1.84 20.86 3.07 23.93 7.36 31.29 4.91 36.20 1.84 38.04 2.45 40.49 3.68 44.17 1.84 46.01 6.13 52.15 6.13 58.28 8.59 66.87 9.20 76.07 6.75 82.82 14.11 96.93 3.07 100.00

PERCENTAGE rp

2,676.41 13.64 32.61 121.82 935.37 2,945.18 1,002.59 1,595.79 1,860.25 121.84 2,708.47 3,893.92 73.97 5,638.05 147.16 219.71 1,782.06 877.27 7,502.19 930.42 35,078.73

2,676.41 2,690.05 2,722.66 2,844.48 3,779.85 6,725.03 7,727.62 9,323.41 11,183.65 11,305.50 14,013.97 17,907.89 17,981.86 23,619.91 23,767.07 23,986.78 25,768.84 26,646.11 34,148.30 35,078.73

BAND

7.63 0.04 0.09 0.35 2.67 8.40 2.86 4.55 5.30 0.35 7.72 11.10 0.21 16.07 0.42 0.63 5.08 2.50 21.39 2.65

CUM.

7.63 7.67 7.76 8.11 10.78 19.17 22.03 26.58 31.88 32.23 39.95 51.05 51.26 67.33 67.75 68.38 73.46 75.96 97.35 100.00

PERCENTAGE BAND

56.98 6.42 17.99 55.17 92.16 439.27 80.98 112.89 146.64 9.37 235.56 235.99 3.81 154.46 5.32 3.13 14.86 6.85 37.30 6.83

CUM

56.98 54.79 53.48 53.55 59.75 96.11 93.84 96.63 102.44 92.53 104.83 119.24 106.03 114.60 101.67 78.90 60.79 48.28 45.35 39.45 39.45

Page 9 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2002

15/06/2006

DATE

15/07/2006

Textiles

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

838 831 1,207 806 1,130 683 534 469 284 187 163 186 147 208 145 251 249 129 115 52 8,614

838 1,669 2,876 3,682 4,812 5,495 6,029 6,498 6,782 6,969 7,132 7,318 7,465 7,673 7,818 8,069 8,318 8,447 8,562 8,614

BAND

CUM.

9.73 9.73 9.65 19.38 14.01 33.39 9.36 42.74 13.12 55.86 7.93 63.79 6.20 69.99 5.44 75.44 3.30 78.73 2.17 80.90 1.89 82.80 2.16 84.95 1.71 86.66 2.41 89.08 1.68 90.76 2.91 93.67 2.89 96.56 1.50 98.06 1.34 99.40 0.60 100.00

PERCENTAGE rp

1,566.45 401.18 903.83 974.36 1,740.79 1,481.41 2,435.03 1,933.70 1,644.40 1,338.14 1,159.53 1,669.82 2,175.76 3,835.91 3,075.13 6,413.10 11,650.24 10,128.25 18,136.98 13,475.61 86,139.59

1,566.45 1,967.63 2,871.46 3,845.82 5,586.62 7,068.03 9,503.05 11,436.75 13,081.15 14,419.29 15,578.81 17,248.63 19,424.39 23,260.29 26,335.42 32,748.53 44,398.76 54,527.01 72,663.99 86,139.59

BAND

1.82 0.47 1.05 1.13 2.02 1.72 2.83 2.24 1.91 1.55 1.35 1.94 2.53 4.45 3.57 7.45 13.52 11.76 21.06 15.64

PERCENTAGE

CUM.

1.82 2.28 3.33 4.46 6.49 8.21 11.03 13.28 15.19 16.74 18.09 20.02 22.55 27.00 30.57 38.02 51.54 63.30 84.36 100.00

17 3 4 2 6 6 6 3 1 1 8 4 2 22 17 16 15 34 16 7 190

17 20 24 26 32 38 44 47 48 49 57 61 63 85 102 118 133 167 183 190

BAND

CUM.

PERCENTAGE rp

8.95 8.95 6,077.52 6,077.52 1.58 10.53 96.46 6,173.98 2.11 12.63 480.37 6,654.35 1.05 13.68 182.55 6,836.90 3.16 16.84 10,142.20 16,979.10 3.16 20.00 1,078.67 18,057.77 3.16 23.16 785.81 18,843.58 1.58 24.74 793.64 19,637.21 0.53 25.26 511.29 20,148.50 0.53 25.79 0.50 20,149.00 4.21 30.00 448.07 20,597.07 2.11 32.11 2,103.66 22,700.73 1.05 33.16 17.70 22,718.43 11.58 44.74 4,724.83 27,443.26 8.95 53.68 844.98 28,288.24 8.42 62.11 1,950.89 30,239.13 7.89 70.00 793.29 31,032.42 17.89 87.89 2,780.66 33,813.08 8.42 96.32 8,337.95 42,151.04 3.68 100.00 926.41 43,077.45 43,077.45

BAND

14.11 0.22 1.12 0.42 23.54 2.50 1.82 1.84 1.19 0.00 1.04 4.88 0.04 10.97 1.96 4.53 1.84 6.46 19.36 2.15

PERCENTAGE

CUM.

BAND

CUM

14.11 14.33 15.45 15.87 39.42 41.92 43.74 45.59 46.77 46.77 47.81 52.70 52.74 63.71 65.67 70.20 72.04 78.49 97.85 100.00

387.98 24.04 53.15 18.74 582.62 72.81 32.27 41.04 31.09 0.04 38.64 125.98 0.81 123.17 27.48 30.42 6.81 27.45 45.97 6.87

387.98 313.78 231.74 177.77 303.92 255.49 198.29 171.70 154.03 139.74 132.21 131.61 116.96 117.98 107.42 92.34 69.89 62.01 58.01 50.01 50.01

Page 10 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2002

15/06/2006

DATE

15/07/2006

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

476 419 632 468 621 400 298 325 235 147 121 175 156 198 129 196 171 65 62 21 5,315

476 895 1,527 1,995 2,616 3,016 3,314 3,639 3,874 4,021 4,142 4,317 4,473 4,671 4,800 4,996 5,167 5,232 5,294 5,315

BAND

CUM.

PERCENTAGE rp

8.96 8.96 2,487.46 2,487.46 7.88 16.84 236.16 2,723.62 11.89 28.73 514.16 3,237.78 8.81 37.54 693.52 3,931.30 11.68 49.22 1,342.44 5,273.74 7.53 56.75 1,069.00 6,342.74 5.61 62.35 1,083.66 7,426.41 6.11 68.47 2,215.42 9,641.83 4.42 72.89 1,437.69 11,079.51 2.77 75.65 1,091.31 12,170.82 2.28 77.93 981.26 13,152.09 3.29 81.22 2,014.30 15,166.39 2.94 84.16 2,597.65 17,764.04 3.73 87.88 3,504.24 21,268.28 2.43 90.31 3,288.44 24,556.72 3.69 94.00 6,263.40 30,820.12 3.22 97.22 10,749.57 41,569.69 1.22 98.44 7,844.32 49,414.00 1.17 99.60 18,853.92 68,267.93 0.40 100.00 13,100.52 81,368.45 81,368.45

BAND

3.06 0.29 0.63 0.85 1.65 1.31 1.33 2.72 1.77 1.34 1.21 2.48 3.19 4.31 4.04 7.70 13.21 9.64 23.17 16.10

CUM.

3.06 3.35 3.98 4.83 6.48 7.80 9.13 11.85 13.62 14.96 16.16 18.64 21.83 26.14 30.18 37.88 51.09 60.73 83.90 100.00

PERCENTAGE f

8 0 1 5 8 2 1 11 7 2 3 5 4 10 6 11 27 17 29 8 165

8 8 9 14 22 24 25 36 43 45 48 53 57 67 73 84 111 128 157 165

BAND

CUM.

PERCENTAGE rp

4.85 4.85 1,647.16 0.00 4.85 0.00 0.61 5.45 204.37 3.03 8.48 164.82 4.85 13.33 3,609.33 1.21 14.55 194.81 0.61 15.15 175.96 6.67 21.82 2,582.54 4.24 26.06 2,347.40 1.21 27.27 498.19 1.82 29.09 8,655.47 3.03 32.12 3,682.29 2.42 34.55 2,620.01 6.06 40.61 6,119.39 3.64 44.24 1,627.44 6.67 50.91 5,377.32 16.36 67.27 2,791.95 10.30 77.58 5,132.97 17.58 95.15 11,871.79 4.85 100.00 459.89 59,763.10

1,647.16 1,647.16 1,851.53 2,016.36 5,625.68 5,820.50 5,996.46 8,579.00 10,926.40 11,424.59 20,080.06 23,762.34 26,382.36 32,501.74 34,129.18 39,506.50 42,298.45 47,431.42 59,303.21 59,763.10

BAND

2.76 0.00 0.34 0.28 6.04 0.33 0.29 4.32 3.93 0.83 14.48 6.16 4.38 10.24 2.72 9.00 4.67 8.59 19.86 0.77

CUM.

2.76 2.76 3.10 3.37 9.41 9.74 10.03 14.36 18.28 19.12 33.60 39.76 44.14 54.38 57.11 66.11 70.78 79.37 99.23 100.00

PERCENTAGE BAND

66.22 0.00 39.75 23.77 268.86 18.22 16.24 116.57 163.28 45.65 882.07 182.81 100.86 174.63 49.49 85.85 25.97 65.44 62.97 3.51

CUM

66.22 60.48 57.19 51.29 106.67 91.77 80.75 88.98 98.62 93.87 152.68 156.68 148.52 152.82 138.98 128.18 101.75 95.99 86.87 73.45 73.45

Page 11 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 26

DATA POSITION FROM

01/01/2002

15/06/2006

DATE

15/07/2006

PROCESSING

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

664 366 423 318 379 253 295 267 207 106 117 148 106 136 94 173 111 50 31 21 4,265

664 1,030 1,453 1,771 2,150 2,403 2,698 2,965 3,172 3,278 3,395 3,543 3,649 3,785 3,879 4,052 4,163 4,213 4,244 4,265

BAND

CUM.

PERCENTAGE rp

15.57 15.57 3,629.94 3,629.94 8.58 24.15 311.99 3,941.93 9.92 34.07 583.24 4,525.17 7.46 41.52 655.14 5,180.31 8.89 50.41 1,344.11 6,524.43 5.93 56.34 1,280.79 7,805.22 6.92 63.26 1,791.18 9,596.40 6.26 69.52 2,200.54 11,796.95 4.85 74.37 2,102.67 13,899.62 2.49 76.86 1,462.64 15,362.26 2.74 79.60 1,793.85 17,156.11 3.47 83.07 2,840.19 19,996.30 2.49 85.56 2,510.09 22,506.38 3.19 88.75 3,910.13 26,416.52 2.20 90.95 3,011.27 29,427.79 4.06 95.01 10,302.00 39,729.78 2.60 97.61 9,297.81 49,027.60 1.17 98.78 6,862.40 55,889.99 0.73 99.51 13,109.92 68,999.91 0.49 100.00 438.06 69,437.97 69,437.97

BAND

5.23 0.45 0.84 0.94 1.94 1.84 2.58 3.17 3.03 2.11 2.58 4.09 3.61 5.63 4.34 14.84 13.39 9.88 18.88 0.63

PERCENTAGE

CUM.

5.23 5.68 6.52 7.46 9.40 11.24 13.82 16.99 20.02 22.12 24.71 28.80 32.41 38.04 42.38 57.22 70.61 80.49 99.37 100.00

10 2 1 3 3 2 7 3 4 2 6 2 3 8 5 24 12 6 2 1 106

BAND

CUM.

PERCENTAGE rp

10 9.43 9.43 1,200.10 1,200.10 12 1.89 11.32 240.16 1,440.26 13 0.94 12.26 0.00 1,440.26 16 2.83 15.09 475.92 1,916.17 19 2.83 17.92 594.09 2,510.26 21 1.89 19.81 577.55 3,087.81 28 6.60 26.42 785.86 3,873.67 31 2.83 29.25 422.14 4,295.81 35 3.77 33.02 1,559.79 5,855.60 37 1.89 34.91 1,686.40 7,542.00 43 5.66 40.57 415.81 7,957.80 45 1.89 42.45 2,242.83 10,200.63 48 2.83 45.28 21.51 10,222.14 56 7.55 52.83 5,031.19 15,253.33 61 4.72 57.55 395.76 15,649.09 85 22.64 80.19 20,070.34 35,719.43 97 11.32 91.51 2,390.46 38,109.89 103 5.66 97.17 3,125.07 41,234.96 105 1.89 99.06 923.08 42,158.05 106 0.94 100.00 260.32 42,418.37 42,418.37

BAND

CUM.

2.83 2.83 0.57 3.40 0.00 3.40 1.12 4.52 1.40 5.92 1.36 7.28 1.85 9.13 1.00 10.13 3.68 13.80 3.98 17.78 0.98 18.76 5.29 24.05 0.05 24.10 11.86 35.96 0.93 36.89 47.32 84.21 5.64 89.84 7.37 97.21 2.18 99.39 0.61 100.00

PERCENTAGE BAND

CUM

33.06 76.98 0.00 72.64 44.20 45.09 43.87 19.18 74.18 115.30 23.18 78.97 0.86 128.67 13.14 194.82 25.71 45.54 7.04 59.43

33.06 36.54 31.83 36.99 38.47 39.56 40.37 36.41 42.13 49.09 46.38 51.01 45.42 57.74 53.18 89.91 77.73 73.78 61.10 61.09 61.09

Page 12 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,614 784 902 625 747 425 383 349 242 178 117 184 141 196 119 190 209 98 88 38 7,629

1,614 2,398 3,300 3,925 4,672 5,097 5,480 5,829 6,071 6,249 6,366 6,550 6,691 6,887 7,006 7,196 7,405 7,503 7,591 7,629

BAND

CUM.

21.16 21.16 10.28 31.43 11.82 43.26 8.19 51.45 9.79 61.24 5.57 66.81 5.02 71.83 4.57 76.41 3.17 79.58 2.33 81.91 1.53 83.44 2.41 85.86 1.85 87.70 2.57 90.27 1.56 91.83 2.49 94.32 2.74 97.06 1.28 98.35 1.15 99.50 0.50 100.00

PERCENTAGE rp

4,113.14 268.18 632.12 607.26 1,241.83 872.33 1,406.57 1,090.14 1,529.24 865.62 802.00 1,499.50 1,437.17 3,049.43 1,877.46 3,998.56 8,513.83 7,470.05 7,383.05 4,274.97 52,932.44

4,113.14 4,381.31 5,013.43 5,620.69 6,862.52 7,734.85 9,141.42 10,231.56 11,760.80 12,626.42 13,428.42 14,927.92 16,365.09 19,414.52 21,291.98 25,290.54 33,804.37 41,274.42 48,657.47 52,932.44

BAND

7.77 0.51 1.19 1.15 2.35 1.65 2.66 2.06 2.89 1.64 1.52 2.83 2.72 5.76 3.55 7.55 16.08 14.11 13.95 8.08

CUM.

7.77 8.28 9.47 10.62 12.96 14.61 17.27 19.33 22.22 23.85 25.37 28.20 30.92 36.68 40.22 47.78 63.86 77.98 91.92 100.00

PERCENTAGE f

9 8 4 8 11 4 4 2 8 4 6 5 8 3 4 10 16 7 4 2 127

BAND

CUM.

9 17 21 29 40 44 48 50 58 62 68 73 81 84 88 98 114 121 125 127

7.09 7.09 6.30 13.39 3.15 16.54 6.30 22.83 8.66 31.50 3.15 34.65 3.15 37.80 1.57 39.37 6.30 45.67 3.15 48.82 4.72 53.54 3.94 57.48 6.30 63.78 2.36 66.14 3.15 69.29 7.87 77.17 12.60 89.76 5.51 95.28 3.15 98.43 1.57 100.00

PERCENTAGE rp

207.40 207.40 291.57 498.97 334.51 833.48 566.85 1,400.33 1,935.39 3,335.72 333.39 3,669.11 16.22 3,685.33 1,289.06 4,974.39 858.28 5,832.67 123.28 5,955.95 677.77 6,633.71 516.83 7,150.54 290.07 7,440.61 14.42 7,455.03 51.63 7,506.67 299.89 7,806.56 557.98 8,364.54 418.08 8,782.62 1,481.30 10,263.92 55.01 10,318.92 10,318.92

BAND

2.01 2.83 3.24 5.49 18.76 3.23 0.16 12.49 8.32 1.19 6.57 5.01 2.81 0.14 0.50 2.91 5.41 4.05 14.36 0.53

CUM.

2.01 4.84 8.08 13.57 32.33 35.56 35.71 48.21 56.52 57.72 64.29 69.30 72.11 72.25 72.75 75.65 81.06 85.11 99.47 100.00

PERCENTAGE BAND

5.04 108.72 52.92 93.35 155.85 38.22 1.15 118.25 56.12 14.24 84.51 34.47 20.18 0.47 2.75 7.50 6.55 5.60 20.06 1.29

CUM

5.04 11.39 16.62 24.91 48.61 47.44 40.31 48.62 49.59 47.17 49.40 47.90 45.47 38.40 35.26 30.87 24.74 21.28 21.09 19.49 19.49

Page 13 0f 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 28

DATA POSITION FROM

01/01/2002

15/06/2006

DATE

15/07/2006

PROCESSING

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4 5 8 5 10 6 9 8 6 7 7 5 7 7 7 17 16 2 9 0 145

4 9 17 22 32 38 47 55 61 68 75 80 87 94 101 118 134 136 145 145

BAND

CUM.

2.76 2.76 3.45 6.21 5.52 11.72 3.45 15.17 6.90 22.07 4.14 26.21 6.21 32.41 5.52 37.93 4.14 42.07 4.83 46.90 4.83 51.72 3.45 55.17 4.83 60.00 4.83 64.83 4.83 69.66 11.72 81.38 11.03 92.41 1.38 93.79 6.21 100.00 0.00 100.00

PERCENTAGE rp

713.33 0.35 3.01 2.52 9.41 9.04 7.72 13.31 11.12 26.79 42.80 30.82 45.84 27.58 55.92 315.43 368.41 93.61 846.50 0.00 2,623.50

713.33 713.67 716.69 719.21 728.62 737.66 745.38 758.69 769.80 796.60 839.40 870.21 916.05 943.64 999.55 1,314.98 1,683.39 1,777.00 2,623.50 2,623.50

BAND

27.19 0.01 0.11 0.10 0.36 0.34 0.29 0.51 0.42 1.02 1.63 1.17 1.75 1.05 2.13 12.02 14.04 3.57 32.27 0.00

CUM.

27.19 27.20 27.32 27.41 27.77 28.12 28.41 28.92 29.34 30.36 32.00 33.17 34.92 35.97 38.10 50.12 64.17 67.73 100.00 100.00

PERCENTAGE f

0 0 0 0 2 0 0 0 0 1 0 0 0 0 0 0 1 0 0 0 4

BAND

0 0 0 0 2 2 2 2 2 3 3 3 3 3 3 3 4 4 4 4

0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 75.00 75.00 75.00 75.00 75.00 75.00 75.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 99.50 0.00 0.00 0.00 0.00 35.00 0.00 0.00 0.00 0.00 0.00 0.00 2.31 0.00 0.00 0.00

0.00 0.00 0.00 0.00 99.50 99.50 99.50 99.50 99.50 134.50 134.50 134.50 134.50 134.50 134.50 134.50 136.81 136.81 136.81 136.81

BAND

0.00 0.00 0.00 0.00 72.73 0.00 0.00 0.00 0.00 25.58 0.00 0.00 0.00 0.00 0.00 0.00 1.69 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 72.73 1,057.08 72.73 0.00 72.73 0.00 72.73 0.00 72.73 0.00 98.31 130.62 98.31 0.00 98.31 0.00 98.31 0.00 98.31 0.00 98.31 0.00 98.31 0.00 100.00 0.63 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 13.66 13.49 13.35 13.12 12.93 16.88 16.02 15.46 14.68 14.25 13.46 10.23 8.13 7.70 5.21 5.21

136.81

5.21

Page 14 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 29

01/01/2002

15/06/2006

DATE

15/07/2006

DATA POSITION FROM

PROCESSING

Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

82,743 75,785 85,350 45,109 43,096 19,352 13,980 9,735 5,040 2,610 2,068 2,239 1,495 1,708 1,073 1,526 1,180 439 396 174 395,098

82,743 158,528 243,878 288,987 332,083 351,435 365,415 375,150 380,190 382,800 384,868 387,107 388,602 390,310 391,383 392,909 394,089 394,528 394,924 395,098

BAND

CUM.

20.94 20.94 19.18 40.12 21.60 61.73 11.42 73.14 10.91 84.05 4.90 88.95 3.54 92.49 2.46 94.95 1.28 96.23 0.66 96.89 0.52 97.41 0.57 97.98 0.38 98.36 0.43 98.79 0.27 99.06 0.39 99.45 0.30 99.74 0.11 99.86 0.10 99.96 0.04 100.00

PERCENTAGE rp

24,363.05 17,826.56 35,464.56 30,132.97 46,014.30 29,792.70 31,828.23 30,361.19 21,066.76 13,161.01 12,194.69 14,472.29 12,514.47 18,605.72 13,417.48 29,108.39 36,558.58 33,757.46 59,269.23 45,323.83

24,363.05 42,189.61 77,654.17 107,787.14 153,801.44 183,594.14 215,422.38 245,783.56 266,850.32 280,011.33 292,206.02 306,678.31 319,192.78 337,798.50 351,215.98 380,324.37 416,882.96 450,640.42 509,909.64 555,233.48

555,233.48

BAND

CUM.

4.39 4.39 3.21 7.60 6.39 13.99 5.43 19.41 8.29 27.70 5.37 33.07 5.73 38.80 5.47 44.27 3.79 48.06 2.37 50.43 2.20 52.63 2.61 55.23 2.25 57.49 3.35 60.84 2.42 63.26 5.24 68.50 6.58 75.08 6.08 81.16 10.67 91.84 8.16 100.00

PERCENTAGE f

187 155 190 128 134 80 66 42 43 32 32 26 15 37 20 73 66 38 77 49 1,490

187 342 532 660 794 874 940 982 1,025 1,057 1,089 1,115 1,130 1,167 1,187 1,260 1,326 1,364 1,441 1,490

BAND

CUM.

12.55 12.55 10.40 22.95 12.75 35.70 8.59 44.30 8.99 53.29 5.37 58.66 4.43 63.09 2.82 65.91 2.89 68.79 2.15 70.94 2.15 73.09 1.74 74.83 1.01 75.84 2.48 78.32 1.34 79.66 4.90 84.56 4.43 88.99 2.55 91.54 5.17 96.71 3.29 100.00

PERCENTAGE rp

14,395.25 12,288.63 11,414.56 11,238.83 14,579.46 9,295.18 12,381.64 6,608.46 8,098.14 6,105.80 18,792.79 1,823.72 8,140.85 12,664.98 1,661.60 24,476.06 6,034.04 1,600.77 4,506.54 16,405.80 202,513.10

14,395.25 26,683.88 38,098.44 49,337.27 63,916.73 73,211.91 85,593.55 92,202.01 100,300.15 106,405.95 125,198.74 127,022.45 135,163.31 147,828.29 149,489.90 173,965.96 179,999.99 181,600.76 186,107.30 202,513.10

BAND

CUM.

PERCENTAGE BAND

7.11 7.11 59.09 6.07 13.18 68.93 5.64 18.81 32.19 5.55 24.36 37.30 7.20 31.56 31.68 4.59 36.15 31.20 6.11 42.27 38.90 3.26 45.53 21.77 4.00 49.53 38.44 3.02 52.54 46.39 9.28 61.82 154.11 0.90 62.72 12.60 4.02 66.74 65.05 6.25 73.00 68.07 0.82 73.82 12.38 12.09 85.90 84.09 2.98 88.88 16.51 0.79 89.67 4.74 2.23 91.90 7.60 8.10 100.00 36.20

CUM

59.09 63.25 49.06 45.77 41.56 39.88 39.73 37.51 37.59 38.00 42.85 41.42 42.35 43.76 42.56 45.74 43.18 40.30 36.50 36.47 36.47

Page 15 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 30

DATA POSITION FROM

01/01/2002

15/06/2006

DATE

15/06/2006

PROCESSING

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

23 8 31 9 21 11 8 10 2 4 5 5 2 4 1 7 1 2 0 1 155

23 31 62 71 92 103 111 121 123 127 132 137 139 143 144 151 152 154 154 155

BAND

CUM.

14.84 14.84 5.16 20.00 20.00 40.00 5.81 45.81 13.55 59.35 7.10 66.45 5.16 71.61 6.45 78.06 1.29 79.35 2.58 81.94 3.23 85.16 3.23 88.39 1.29 89.68 2.58 92.26 0.65 92.90 4.52 97.42 0.65 98.06 1.29 99.35 0.00 99.35 0.65 100.00

PERCENTAGE rp

12.65 3.43 20.80 13.21 32.37 37.84 39.97 60.35 76.21 37.54 26.51 50.44 40.19 53.60 339.10 266.35 23.51 369.73 0.00 0.40 1,504.22

12.65 16.08 36.88 50.08 82.45 120.29 160.26 220.62 296.83 334.37 360.89 411.32 451.52 505.12 844.22 1,110.57 1,134.08 1,503.82 1,503.82 1,504.22

BAND

0.84 0.23 1.38 0.88 2.15 2.52 2.66 4.01 5.07 2.50 1.76 3.35 2.67 3.56 22.54 17.71 1.56 24.58 0.00 0.03

CUM.

0.84 1.07 2.45 3.33 5.48 8.00 10.65 14.67 19.73 22.23 23.99 27.34 30.02 33.58 56.12 73.83 75.39 99.97 99.97 100.00

PERCENTAGE f

4 0 1 0 0 0 1 0 0 0 0 0 0 0 1 0 0 4 0 0 11

4 4 5 5 5 5 6 6 6 6 6 6 6 6 7 7 7 11 11 11

BAND

CUM.

36.36 36.36 0.00 36.36 9.09 45.45 0.00 45.45 0.00 45.45 0.00 45.45 9.09 54.55 0.00 54.55 0.00 54.55 0.00 54.55 0.00 54.55 0.00 54.55 0.00 54.55 0.00 54.55 9.09 63.64 0.00 63.64 0.00 63.64 36.36 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

33.16 0.00 90.00 0.00 0.00 0.00 5.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.73 0.00 0.00 2,057.60 0.00 0.00 2,191.40

33.16 33.16 123.16 123.16 123.16 123.16 129.07 129.07 129.07 129.07 129.07 129.07 129.07 129.07 133.80 133.80 133.80 2,191.40 2,191.40 2,191.40

BAND

1.51 0.00 4.11 0.00 0.00 0.00 0.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.22 0.00 0.00 93.89 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

1.51 1.51 5.62 5.62 5.62 5.62 5.89 5.89 5.89 5.89 5.89 5.89 5.89 5.89 6.11 6.11 6.11 100.00 100.00 100.00

262.14 0.00 432.72 0.00 0.00 0.00 14.79 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.39 0.00 0.00 556.51 0.00 0.00

262.14 206.27 333.99 245.92 149.37 102.38 80.54 58.50 43.48 38.60 35.76 31.38 28.59 25.55 15.85 12.05 11.80 145.72 145.72 145.68 145.68

Page 16 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 31

DATA POSITION FROM

01/01/2002

15/06/2006

DATE

15/07/2006

PROCESSING

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

25 16 21 13 24 17 22 11 7 12 6 10 1 11 9 18 42 11 14 3 293

25 41 62 75 99 116 138 149 156 168 174 184 185 196 205 223 265 276 290 293

BAND

CUM.

PERCENTAGE rp

8.53 8.53 422.78 5.46 13.99 5.83 7.17 21.16 9.28 4.44 25.60 27.34 8.19 33.79 24.66 5.80 39.59 86.27 7.51 47.10 99.65 3.75 50.85 78.11 2.39 53.24 52.37 4.10 57.34 139.30 2.05 59.39 33.14 3.41 62.80 89.60 0.34 63.14 9.06 3.75 66.89 131.10 3.07 69.97 151.19 6.14 76.11 464.78 14.33 90.44 2,475.05 3.75 94.20 423.44 4.78 98.98 294.36 1.02 100.00 29.04 5,046.33

422.78 428.61 437.89 465.22 489.88 576.15 675.80 753.91 806.29 945.59 978.73 1,068.32 1,077.38 1,208.48 1,359.67 1,824.45 4,299.49 4,722.93 5,017.29 5,046.33

BAND

8.38 0.12 0.18 0.54 0.49 1.71 1.97 1.55 1.04 2.76 0.66 1.78 0.18 2.60 3.00 9.21 49.05 8.39 5.83 0.58

CUM.

8.38 8.49 8.68 9.22 9.71 11.42 13.39 14.94 15.98 18.74 19.39 21.17 21.35 23.95 26.94 36.15 85.20 93.59 99.42 100.00

PERCENTAGE f

5 0 1 0 0 1 1 2 2 4 0 0 0 0 2 0 3 1 1 0 23

BAND

5 21.74 5 0.00 6 4.35 6 0.00 6 0.00 7 4.35 8 4.35 10 8.70 12 8.70 16 17.39 16 0.00 16 0.00 16 0.00 16 0.00 18 8.70 18 0.00 21 13.04 22 4.35 23 4.35 23 0.00

CUM.

21.74 21.74 26.09 26.09 26.09 30.43 34.78 43.48 52.17 69.57 69.57 69.57 69.57 69.57 78.26 78.26 91.30 95.65 100.00 100.00

PERCENTAGE rp

1,250.41 0.00 3.00 0.00 0.00 55.00 25.00 60.00 18.52 10.44 0.00 0.00 0.00 0.00 72.00 0.00 5.96 21.69 16.70 0.00 1,538.71

1,250.41 1,250.41 1,253.41 1,253.41 1,253.41 1,308.41 1,333.41 1,393.41 1,411.93 1,422.36 1,422.36 1,422.36 1,422.36 1,422.36 1,494.36 1,494.36 1,500.32 1,522.01 1,538.71 1,538.71

BAND

81.26 0.00 0.19 0.00 0.00 3.57 1.62 3.90 1.20 0.68 0.00 0.00 0.00 0.00 4.68 0.00 0.39 1.41 1.09 0.00

CUM.

81.26 81.26 81.46 81.46 81.46 85.03 86.66 90.56 91.76 92.44 92.44 92.44 92.44 92.44 97.12 97.12 97.51 98.91 100.00 100.00

PERCENTAGE BAND

CUM

295.76 0.00 32.33 0.00 0.00 63.76 25.09 76.81 35.36 7.49 0.00 0.00 0.00 0.00 47.62 0.00 0.24 5.12 5.67 0.00

295.76 291.74 286.24 269.42 255.86 227.10 197.31 184.82 175.11 150.42 145.33 133.14 132.02 117.70 109.91 81.91 34.90 32.23 30.67 30.49 30.49

Page 17 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 32

DATA POSITION FROM

01/01/2002

15/06/2006

DATE

15/07/2006

PROCESSING

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4 9 5 5 12 0 10 7 7 1 9 4 2 6 9 6 2 0 0 0 98

BAND

4 13 18 23 35 35 45 52 59 60 69 73 75 81 90 96 98 98 98 98

4.08 9.18 5.10 5.10 12.24 0.00 10.20 7.14 7.14 1.02 9.18 4.08 2.04 6.12 9.18 6.12 2.04 0.00 0.00 0.00

CUM.

4.08 13.27 18.37 23.47 35.71 35.71 45.92 53.06 60.20 61.22 70.41 74.49 76.53 82.65 91.84 97.96 100.00 100.00 100.00 100.00

PERCENTAGE rp

8.87 9.20 108.91 25.39 5.11 0.00 11.59 42.58 13.72 10.33 43.18 23.92 36.78 61.76 117.96 110.96 243.74 0.00 0.00 0.00 874.01

8.87 18.07 126.98 152.37 157.48 157.48 169.07 211.65 225.37 235.70 278.88 302.80 339.58 401.34 519.31 630.26 874.01 874.01 874.01 874.01

BAND

1.01 1.05 12.46 2.90 0.58 0.00 1.33 4.87 1.57 1.18 4.94 2.74 4.21 7.07 13.50 12.70 27.89 0.00 0.00 0.00

CUM.

1.01 2.07 14.53 17.43 18.02 18.02 19.34 24.22 25.79 26.97 31.91 34.65 38.85 45.92 59.42 72.11 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 1 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 3

BAND

0 0 1 1 1 1 2 2 2 2 2 3 3 3 3 3 3 3 3 3

0.00 0.00 33.33 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 33.33 33.33 33.33 33.33 66.67 66.67 66.67 66.67 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 40.32 0.00 0.00 0.00 30.29 0.00 0.00 0.00 0.00 38.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 109.13

0.00 0.00 40.32 40.32 40.32 40.32 70.61 70.61 70.61 70.61 70.61 109.13 109.13 109.13 109.13 109.13 109.13 109.13 109.13 109.13

BAND

0.00 0.00 36.95 0.00 0.00 0.00 27.76 0.00 0.00 0.00 0.00 35.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 36.95 36.95 36.95 36.95 64.70 64.70 64.70 64.70 64.70 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 37.02 0.00 0.00 0.00 261.31 0.00 0.00 0.00 0.00 161.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 31.75 26.46 25.60 25.60 41.76 33.36 31.33 29.96 25.32 36.04 32.14 27.19 21.01 17.31 12.49 12.49 12.49 12.49 12.49

Page 18 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2002

15/06/2006

DATE

15/07/2006

PROCESSING

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 4 9 8 7 5 5 9 7 1 1 6 2 7 5 8 11 5 1 0 113

12 16 25 33 40 45 50 59 66 67 68 74 76 83 88 96 107 112 113 113

BAND

CUM.

10.62 10.62 3.54 14.16 7.96 22.12 7.08 29.20 6.19 35.40 4.42 39.82 4.42 44.25 7.96 52.21 6.19 58.41 0.88 59.29 0.88 60.18 5.31 65.49 1.77 67.26 6.19 73.45 4.42 77.88 7.08 84.96 9.73 94.69 4.42 99.12 0.88 100.00 0.00 100.00

PERCENTAGE rp

0.94 0.37 3.27 3.13 4.73 65.04 24.68 18.18 18.76 3.76 2.80 33.01 12.74 72.45 61.89 135.77 488.35 587.55 637.31 0.00 2,174.74

0.94 1.31 4.57 7.71 12.44 77.48 102.16 120.34 139.10 142.86 145.67 178.68 191.42 263.87 325.76 461.53 949.88 1,537.43 2,174.74 2,174.74

BAND

0.04 0.02 0.15 0.14 0.22 2.99 1.13 0.84 0.86 0.17 0.13 1.52 0.59 3.33 2.85 6.24 22.46 27.02 29.31 0.00

CUM.

0.04 0.06 0.21 0.35 0.57 3.56 4.70 5.53 6.40 6.57 6.70 8.22 8.80 12.13 14.98 21.22 43.68 70.69 100.00 100.00

PERCENTAGE f

0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 0 0 0 2

BAND

0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 240.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 50.00 0.00 240.00 100.00 16.54 256.54 100.00 0.00 256.54 100.00 0.00 256.54 100.00 0.00 256.54 100.00 0.00 256.54 256.54

BAND

0.00 0.00 0.00 0.00 0.00 93.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.45 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

0.00 0.00 0.00 0.00 0.00 93.55 93.55 93.55 93.55 93.55 93.55 93.55 93.55 93.55 93.55 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 368.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.18 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 309.75 234.92 199.44 172.54 167.99 164.76 134.32 125.38 90.95 73.67 55.58 27.01 16.69 11.80 11.80 11.80

Page 19 of 204

RISK AND LOSS PROFILE 2002 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,186 920 844 356 345 122 100 70 49 20 17 28 10 17 17 29 17 8 4 2 4,161

1,186 2,106 2,950 3,306 3,651 3,773 3,873 3,943 3,992 4,012 4,029 4,057 4,067 4,084 4,101 4,130 4,147 4,155 4,159 4,161

BAND

CUM.

28.50 28.50 22.11 50.61 20.28 70.90 8.56 79.45 8.29 87.74 2.93 90.68 2.40 93.08 1.68 94.76 1.18 95.94 0.48 96.42 0.41 96.83 0.67 97.50 0.24 97.74 0.41 98.15 0.41 98.56 0.70 99.25 0.41 99.66 0.19 99.86 0.10 99.95 0.05 100.00

PERCENTAGE rp

188.84 356.94 593.95 360.91 615.96 336.16 320.83 248.73 445.41 177.77 116.11 250.89 64.08 143.59 310.53 1,078.04 865.32 768.94 560.46 29,888.89 37,692.37

188.84 545.79 1,139.74 1,500.65 2,116.61 2,452.77 2,773.60 3,022.33 3,467.74 3,645.51 3,761.62 4,012.51 4,076.60 4,220.19 4,530.72 5,608.77 6,474.08 7,243.02 7,803.48 37,692.37

BAND

0.50 0.95 1.58 0.96 1.63 0.89 0.85 0.66 1.18 0.47 0.31 0.67 0.17 0.38 0.82 2.86 2.30 2.04 1.49 79.30

CUM.

0.50 1.45 3.02 3.98 5.62 6.51 7.36 8.02 9.20 9.67 9.98 10.65 10.82 11.20 12.02 14.88 17.18 19.22 20.70 100.00

PERCENTAGE f

2 3 1 0 3 2 1 1 1 0 0 2 0 0 0 2 0 2 0 8 28

2 5 6 6 9 11 12 13 14 14 14 16 16 16 16 18 18 20 20 28

BAND

CUM.

7.14 7.14 10.71 17.86 3.57 21.43 0.00 21.43 10.71 32.14 7.14 39.29 3.57 42.86 3.57 46.43 3.57 50.00 0.00 50.00 0.00 50.00 7.14 57.14 0.00 57.14 0.00 57.14 0.00 57.14 7.14 64.29 0.00 64.29 7.14 71.43 0.00 71.43 28.57 100.00

PERCENTAGE rp

26.80 144.29 55.72 0.00 353.76 61.22 29.40 32.86 35.02 0.00 0.00 29.67 0.00 0.00 0.00 45.34 0.00 5.05 0.00 3,051.38 3,870.51

26.80 171.09 226.82 226.82 580.58 641.80 671.20 704.06 739.08 739.08 739.08 768.75 768.75 768.75 768.75 814.09 814.09 819.14 819.14 3,870.51

BAND

CUM.

0.69 0.69 3.73 4.42 1.44 5.86 0.00 5.86 9.14 15.00 1.58 16.58 0.76 17.34 0.85 18.19 0.90 19.10 0.00 19.10 0.00 19.10 0.77 19.86 0.00 19.86 0.00 19.86 0.00 19.86 1.17 21.03 0.00 21.03 0.13 21.16 0.00 21.16 78.84 100.00

PERCENTAGE BAND

14.19 40.42 9.38 0.00 57.43 18.21 9.16 13.21 7.86 0.00 0.00 11.83 0.00 0.00 0.00 4.21 0.00 0.66 0.00 10.21

CUM

14.19 31.35 19.90 15.11 27.43 26.17 24.20 23.30 21.31 20.27 19.65 19.16 18.86 18.22 16.97 14.51 12.57 11.31 10.50 10.27 10.27

Page 20 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,068 5,297 6,658 3,290 2,769 1,073 833 526 288 141 129 149 113 125 87 131 98 30 31 12 25,848

4,068 9,365 16,023 19,313 22,082 23,155 23,988 24,514 24,802 24,943 25,072 25,221 25,334 25,459 25,546 25,677 25,775 25,805 25,836 25,848

BAND

CUM.

15.74 15.74 20.49 36.23 25.76 61.99 12.73 74.72 10.71 85.43 4.15 89.58 3.22 92.80 2.03 94.84 1.11 95.95 0.55 96.50 0.50 97.00 0.58 97.57 0.44 98.01 0.48 98.50 0.34 98.83 0.51 99.34 0.38 99.72 0.12 99.83 0.12 99.95 0.05 100.00

PERCENTAGE rp

2,120.00 1,171.13 2,770.11 2,332.76 3,268.51 1,939.28 2,390.54 2,001.61 1,688.30 950.91 988.50 1,296.65 1,299.29 1,779.30 1,620.20 4,231.15 5,433.79 3,113.40 3,987.21 2,176.84 46,559.46

2,120.00 3,291.13 6,061.24 8,394.00 11,662.51 13,601.79 15,992.33 17,993.94 19,682.23 20,633.15 21,621.64 22,918.29 24,217.58 25,996.88 27,617.08 31,848.23 37,282.02 40,395.42 44,382.63 46,559.46

BAND

CUM.

4.55 4.55 2.52 7.07 5.95 13.02 5.01 18.03 7.02 25.05 4.17 29.21 5.13 34.35 4.30 38.65 3.63 42.27 2.04 44.32 2.12 46.44 2.78 49.22 2.79 52.01 3.82 55.84 3.48 59.32 9.09 68.40 11.67 80.07 6.69 86.76 8.56 95.32 4.68 100.00

PERCENTAGE f

13 10 8 9 5 3 4 2 4 6 5 1 3 6 2 4 23 6 7 0 121

13 23 31 40 45 48 52 54 58 64 69 70 73 79 81 85 108 114 121 121

BAND

CUM.

10.74 10.74 8.26 19.01 6.61 25.62 7.44 33.06 4.13 37.19 2.48 39.67 3.31 42.98 1.65 44.63 3.31 47.93 4.96 52.89 4.13 57.02 0.83 57.85 2.48 60.33 4.96 65.29 1.65 66.94 3.31 70.25 19.01 89.26 4.96 94.21 5.79 100.00 0.00 100.00

PERCENTAGE rp

669.61 624.97 267.42 576.37 572.19 41.75 1,736.94 887.18 86.48 70.30 3,991.01 4.38 20.39 59.94 49.30 263.11 437.85 472.98 276.38 0.00 11,108.56

669.61 1,294.58 1,562.00 2,138.37 2,710.56 2,752.31 4,489.25 5,376.43 5,462.92 5,533.22 9,524.23 9,528.61 9,549.00 9,608.94 9,658.24 9,921.35 10,359.20 10,832.18 11,108.56 11,108.56

BAND

6.03 5.63 2.41 5.19 5.15 0.38 15.64 7.99 0.78 0.63 35.93 0.04 0.18 0.54 0.44 2.37 3.94 4.26 2.49 0.00

CUM.

6.03 11.65 14.06 19.25 24.40 24.78 40.41 48.40 49.18 49.81 85.74 85.78 85.96 86.50 86.94 89.31 93.25 97.51 100.00 100.00

PERCENTAGE BAND

31.59 53.36 9.65 24.71 17.51 2.15 72.66 44.32 5.12 7.39 403.75 0.34 1.57 3.37 3.04 6.22 8.06 15.19 6.93 0.00

CUM

31.59 39.34 25.77 25.48 23.24 20.23 28.07 29.88 27.76 26.82 44.05 41.58 39.43 36.96 34.97 31.15 27.79 26.82 25.03 23.86 23.86

Page 21 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,568 2,084 1,933 803 644 212 161 87 31 21 19 26 12 17 10 16 14 4 0 0 7,662

1,568 3,652 5,585 6,388 7,032 7,244 7,405 7,492 7,523 7,544 7,563 7,589 7,601 7,618 7,628 7,644 7,658 7,662 7,662 7,662

BAND

CUM.

20.46 20.46 27.20 47.66 25.23 72.89 10.48 83.37 8.41 91.78 2.77 94.54 2.10 96.65 1.14 97.78 0.40 98.19 0.27 98.46 0.25 98.71 0.34 99.05 0.16 99.20 0.22 99.43 0.13 99.56 0.21 99.77 0.18 99.95 0.05 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

334.88 364.64 652.86 492.00 720.04 326.53 391.18 239.57 155.98 108.41 107.57 207.94 107.67 135.01 225.74 321.48 933.01 356.86 0.00 0.00 6,181.38

334.88 699.52 1,352.38 1,844.38 2,564.42 2,890.96 3,282.14 3,521.71 3,677.69 3,786.09 3,893.66 4,101.60 4,209.27 4,344.29 4,570.03 4,891.51 5,824.52 6,181.38 6,181.38 6,181.38

BAND

5.42 5.90 10.56 7.96 11.65 5.28 6.33 3.88 2.52 1.75 1.74 3.36 1.74 2.18 3.65 5.20 15.09 5.77 0.00 0.00

CUM.

5.42 11.32 21.88 29.84 41.49 46.77 53.10 56.97 59.50 61.25 62.99 66.35 68.10 70.28 73.93 79.13 94.23 100.00 100.00 100.00

PERCENTAGE f

3 2 5 2 3 3 1 2 0 0 0 0 0 0 0 0 1 0 0 0 22

BAND

3 5 10 12 15 18 19 21 21 21 21 21 21 21 21 21 22 22 22 22

13.64 9.09 22.73 9.09 13.64 13.64 4.55 9.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 0.00 0.00 0.00

CUM.

13.64 22.73 45.45 54.55 68.18 81.82 86.36 95.45 95.45 95.45 95.45 95.45 95.45 95.45 95.45 95.45 100.00 100.00 100.00 100.00

PERCENTAGE rp

80.00 118.33 287.49 330.54 424.98 537.48 25.00 60.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 125.97 0.00 0.00 0.00 1,989.80

80.00 198.33 485.83 816.37 1,241.35 1,778.83 1,803.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,863.83 1,989.80 1,989.80 1,989.80 1,989.80

BAND

4.02 5.95 14.45 16.61 21.36 27.01 1.26 3.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.33 0.00 0.00 0.00

CUM.

4.02 9.97 24.42 41.03 62.39 89.40 90.65 93.67 93.67 93.67 93.67 93.67 93.67 93.67 93.67 93.67 100.00 100.00 100.00 100.00

PERCENTAGE BAND

23.89 32.45 44.04 67.18 59.02 164.60 6.39 25.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.50 0.00 0.00 0.00

CUM

23.89 28.35 35.92 44.26 48.41 61.53 54.96 52.92 50.68 49.23 47.87 45.44 44.28 42.90 40.78 38.10 34.16 32.19 32.19 32.19 32.19

Page 22 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,938 2,822 3,046 1,194 904 334 230 137 65 48 33 38 18 44 13 35 43 19 30 8 10,999

1,938 4,760 7,806 9,000 9,904 10,238 10,468 10,605 10,670 10,718 10,751 10,789 10,807 10,851 10,864 10,899 10,942 10,961 10,991 10,999

BAND

CUM.

17.62 17.62 25.66 43.28 27.69 70.97 10.86 81.83 8.22 90.04 3.04 93.08 2.09 95.17 1.25 96.42 0.59 97.01 0.44 97.45 0.30 97.75 0.35 98.09 0.16 98.25 0.40 98.65 0.12 98.77 0.32 99.09 0.39 99.48 0.17 99.65 0.27 99.93 0.07 100.00

PERCENTAGE rp

803.46 687.33 1,546.31 1,142.95 1,420.97 809.51 807.24 591.28 408.76 289.58 194.32 250.39 168.23 396.16 262.09 1,400.94 1,445.09 1,078.65 3,543.82 126.74 17,373.81

803.46 1,490.79 3,037.10 4,180.05 5,601.02 6,410.53 7,217.77 7,809.05 8,217.81 8,507.39 8,701.71 8,952.10 9,120.32 9,516.48 9,778.57 11,179.51 12,624.60 13,703.25 17,247.07 17,373.81

BAND

4.62 3.96 8.90 6.58 8.18 4.66 4.65 3.40 2.35 1.67 1.12 1.44 0.97 2.28 1.51 8.06 8.32 6.21 20.40 0.73

CUM.

4.62 8.58 17.48 24.06 32.24 36.90 41.54 44.95 47.30 48.97 50.09 51.53 52.49 54.77 56.28 64.35 72.66 78.87 99.27 100.00

PERCENTAGE f

4 5 9 5 4 0 3 1 0 0 1 1 0 0 2 0 0 3 1 0 39

BAND

4 9 18 23 27 27 30 31 31 31 32 33 33 33 35 35 35 38 39 39

CUM.

10.26 10.26 12.82 23.08 23.08 46.15 12.82 58.97 10.26 69.23 0.00 69.23 7.69 76.92 2.56 79.49 0.00 79.49 0.00 79.49 2.56 82.05 2.56 84.62 0.00 84.62 0.00 84.62 5.13 89.74 0.00 89.74 0.00 89.74 7.69 97.44 2.56 100.00 0.00 100.00

PERCENTAGE rp

82.07 230.25 1,136.48 607.31 526.67 0.00 1,031.06 58.39 0.00 0.00 2,964.01 6.08 0.00 0.00 48.36 0.00 0.00 190.71 186.61 0.00 7,068.00

82.07 312.32 1,448.80 2,056.11 2,582.79 2,582.79 3,613.84 3,672.23 3,672.23 3,672.23 6,636.24 6,642.32 6,642.32 6,642.32 6,690.67 6,690.67 6,690.67 6,881.39 7,068.00 7,068.00

BAND

CUM.

PERCENTAGE BAND

1.16 1.16 10.22 3.26 4.42 33.50 16.08 20.50 73.50 8.59 29.09 53.14 7.45 36.54 37.06 0.00 36.54 0.00 14.59 51.13 127.73 0.83 51.96 9.87 0.00 51.96 0.00 0.00 51.96 0.00 41.94 93.89 1,525.36 0.09 93.98 2.43 0.00 93.98 0.00 0.00 93.98 0.00 0.68 94.66 18.45 0.00 94.66 0.00 0.00 94.66 0.00 2.70 97.36 17.68 2.64 100.00 5.27 0.00 100.00 0.00

CUM

10.22 20.95 47.70 49.19 46.11 40.29 50.07 47.03 44.69 43.17 76.26 74.20 72.83 69.80 68.42 59.85 53.00 50.22 40.98 40.68 40.68

Page 23 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

730 716 772 419 385 137 84 63 49 14 21 22 15 28 8 26 21 5 3 4 3,522

730 1,446 2,218 2,637 3,022 3,159 3,243 3,306 3,355 3,369 3,390 3,412 3,427 3,455 3,463 3,489 3,510 3,515 3,518 3,522

BAND

20.73 20.33 21.92 11.90 10.93 3.89 2.39 1.79 1.39 0.40 0.60 0.62 0.43 0.80 0.23 0.74 0.60 0.14 0.09 0.11

CUM.

20.73 41.06 62.98 74.87 85.80 89.69 92.08 93.87 95.26 95.66 96.25 96.88 97.30 98.10 98.32 99.06 99.66 99.80 99.89 100.00

PERCENTAGE rp

248.51 253.88 446.84 417.03 566.80 326.53 234.78 249.94 260.34 144.72 134.41 247.94 142.02 490.26 198.07 1,116.59 703.46 707.85 7.96 1.90 6,899.83

248.51 502.39 949.24 1,366.26 1,933.07 2,259.60 2,494.37 2,744.31 3,004.65 3,149.37 3,283.78 3,531.72 3,673.74 4,164.00 4,362.08 5,478.67 6,182.13 6,889.97 6,897.93 6,899.83

BAND

3.60 3.68 6.48 6.04 8.21 4.73 3.40 3.62 3.77 2.10 1.95 3.59 2.06 7.11 2.87 16.18 10.20 10.26 0.12 0.03

CUM.

3.60 7.28 13.76 19.80 28.02 32.75 36.15 39.77 43.55 45.64 47.59 51.19 53.24 60.35 63.22 79.40 89.60 99.86 99.97 100.00

PERCENTAGE f

0 8 5 3 2 0 1 0 0 0 0 0 0 1 1 7 1 2 0 0 31

0 8 13 16 18 18 19 19 19 19 19 19 19 20 21 28 29 31 31 31

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 25.81 25.81 447.61 16.13 41.94 242.80 9.68 51.61 27.34 6.45 58.06 276.27 0.00 58.06 0.00 3.23 61.29 26.37 0.00 61.29 0.00 0.00 61.29 0.00 0.00 61.29 0.00 0.00 61.29 0.00 0.00 61.29 0.00 0.00 61.29 0.00 3.23 64.52 125.02 3.23 67.74 331.17 22.58 90.32 1,662.95 3.23 93.55 1,487.50 6.45 100.00 23.29 0.00 100.00 0.00 0.00 100.00 0.00 4,650.32

0.00 447.61 690.41 717.76 994.02 994.02 1,020.39 1,020.39 1,020.39 1,020.39 1,020.39 1,020.39 1,020.39 1,145.41 1,476.58 3,139.54 4,627.04 4,650.32 4,650.32 4,650.32

BAND

CUM.

0.00 0.00 9.63 9.63 5.22 14.85 0.59 15.43 5.94 21.38 0.00 21.38 0.57 21.94 0.00 21.94 0.00 21.94 0.00 21.94 0.00 21.94 0.00 21.94 0.00 21.94 2.69 24.63 7.12 31.75 35.76 67.51 31.99 99.50 0.50 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

0.00 176.31 54.34 6.56 48.74 0.00 11.23 0.00 0.00 0.00 0.00 0.00 0.00 25.50 167.20 148.93 211.46 3.29 0.00 0.00

CUM

0.00 89.10 72.73 52.53 51.42 43.99 40.91 37.18 33.96 32.40 31.07 28.89 27.78 27.51 33.85 57.30 74.85 67.49 67.42 67.40 67.40

Page 24 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,316 2,140 2,500 1,157 938 379 291 164 104 47 40 46 28 39 28 41 37 19 10 12 10,336

2,316 4,456 6,956 8,113 9,051 9,430 9,721 9,885 9,989 10,036 10,076 10,122 10,150 10,189 10,217 10,258 10,295 10,314 10,324 10,336

BAND

CUM.

22.41 22.41 20.70 43.11 24.19 67.30 11.19 78.49 9.08 87.57 3.67 91.23 2.82 94.05 1.59 95.64 1.01 96.64 0.45 97.10 0.39 97.48 0.45 97.93 0.27 98.20 0.38 98.58 0.27 98.85 0.40 99.25 0.36 99.60 0.18 99.79 0.10 99.88 0.12 100.00

PERCENTAGE rp

1,077.49 549.68 1,219.75 1,177.61 1,500.84 775.20 878.87 555.56 517.81 251.89 239.40 463.92 299.83 419.83 369.49 775.65 1,388.74 1,215.46 1,059.57 3,420.77 18,157.38

1,077.49 1,627.18 2,846.93 4,024.53 5,525.37 6,300.57 7,179.45 7,735.01 8,252.81 8,504.70 8,744.11 9,208.03 9,507.86 9,927.69 10,297.18 11,072.83 12,461.57 13,677.03 14,736.60 18,157.38

BAND

5.93 3.03 6.72 6.49 8.27 4.27 4.84 3.06 2.85 1.39 1.32 2.55 1.65 2.31 2.03 4.27 7.65 6.69 5.84 18.84

PERCENTAGE

CUM.

5.93 8.96 15.68 22.16 30.43 34.70 39.54 42.60 45.45 46.84 48.16 50.71 52.36 54.68 56.71 60.98 68.63 75.32 81.16 100.00

4 8 8 14 6 3 4 4 1 0 0 1 0 0 1 0 1 3 0 1 59

4 12 20 34 40 43 47 51 52 52 52 53 53 53 54 54 55 58 58 59

BAND

CUM.

6.78 6.78 13.56 20.34 13.56 33.90 23.73 57.63 10.17 67.80 5.08 72.88 6.78 79.66 6.78 86.44 1.69 88.14 0.00 88.14 0.00 88.14 1.69 89.83 0.00 89.83 0.00 89.83 1.69 91.53 0.00 91.53 1.69 93.22 5.08 98.31 0.00 98.31 1.69 100.00

PERCENTAGE rp

407.08 318.02 466.04 1,419.54 1,604.44 856.03 1,946.27 539.03 1,340.25 0.00 0.00 5.51 0.00 0.00 483.87 0.00 146.21 1,014.06 0.00 232.58 10,778.92

407.08 725.10 1,191.14 2,610.68 4,215.12 5,071.15 7,017.42 7,556.45 8,896.70 8,896.70 8,896.70 8,902.21 8,902.21 8,902.21 9,386.08 9,386.08 9,532.28 10,546.35 10,546.35 10,778.92

BAND

CUM.

3.78 3.78 2.95 6.73 4.32 11.05 13.17 24.22 14.88 39.11 7.94 47.05 18.06 65.10 5.00 70.10 12.43 82.54 0.00 82.54 0.00 82.54 0.05 82.59 0.00 82.59 0.00 82.59 4.49 87.08 0.00 87.08 1.36 88.43 9.41 97.84 0.00 97.84 2.16 100.00

PERCENTAGE BAND

37.78 57.86 38.21 120.54 106.90 110.43 221.45 97.02 258.83 0.00 0.00 1.19 0.00 0.00 130.96 0.00 10.53 83.43 0.00 6.80

CUM

37.78 44.56 41.84 64.87 76.29 80.49 97.74 97.69 107.80 104.61 101.75 96.68 93.63 89.67 91.15 84.77 76.49 77.11 71.57 59.36 59.36

Page 25 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

876 588 423 159 138 39 23 21 9 3 2 2 6 5 0 7 3 0 1 1 2,306

876 1,464 1,887 2,046 2,184 2,223 2,246 2,267 2,276 2,279 2,281 2,283 2,289 2,294 2,294 2,301 2,304 2,304 2,305 2,306

BAND

CUM.

37.99 37.99 25.50 63.49 18.34 81.83 6.90 88.73 5.98 94.71 1.69 96.40 1.00 97.40 0.91 98.31 0.39 98.70 0.13 98.83 0.09 98.92 0.09 99.00 0.26 99.26 0.22 99.48 0.00 99.48 0.30 99.78 0.13 99.91 0.00 99.91 0.04 99.96 0.04 100.00

PERCENTAGE rp

138.88 192.52 277.70 203.18 222.12 90.16 83.23 38.29 37.53 7.47 1.68 21.81 40.10 33.34 0.00 13.01 93.00 0.00 2.98 0.09 1,497.09

138.88 331.41 609.11 812.28 1,034.40 1,124.56 1,207.79 1,246.08 1,283.60 1,291.08 1,292.76 1,314.57 1,354.67 1,388.01 1,388.01 1,401.02 1,494.02 1,494.02 1,497.00 1,497.09

BAND

9.28 12.86 18.55 13.57 14.84 6.02 5.56 2.56 2.51 0.50 0.11 1.46 2.68 2.23 0.00 0.87 6.21 0.00 0.20 0.01

CUM.

9.28 22.14 40.69 54.26 69.09 75.12 80.68 83.23 85.74 86.24 86.35 87.81 90.49 92.71 92.71 93.58 99.79 99.79 99.99 100.00

PERCENTAGE f

3 1 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0 0 0 0 6

BAND

3 4 4 4 4 5 5 5 5 5 5 5 5 6 6 6 6 6 6 6

50.00 16.67 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

50.00 66.67 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

103.50 90.00 0.00 0.00 0.00 10.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,493.08 0.00 0.00 0.00 0.00 0.00 0.00 1,697.44

103.50 193.50 193.50 193.50 193.50 204.35 204.35 204.35 204.35 204.35 204.35 204.35 204.35 1,697.44 1,697.44 1,697.44 1,697.44 1,697.44 1,697.44 1,697.44

BAND

6.10 5.30 0.00 0.00 0.00 0.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 87.96 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

6.10 11.40 11.40 11.40 11.40 12.04 12.04 12.04 12.04 12.04 12.04 12.04 12.04 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

74.52 46.75 0.00 0.00 0.00 12.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,478.12 0.00 0.00 0.00 0.00 0.00 0.00

CUM

74.52 58.39 31.77 23.82 18.71 18.17 16.92 16.40 15.92 15.83 15.81 15.55 15.09 122.29 122.29 121.16 113.62 113.62 113.39 113.38 113.38

Page 26 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,285 1,109 1,160 624 608 265 208 147 81 43 38 41 46 41 18 35 29 8 16 2 5,804

1,285 2,394 3,554 4,178 4,786 5,051 5,259 5,406 5,487 5,530 5,568 5,609 5,655 5,696 5,714 5,749 5,778 5,786 5,802 5,804

BAND

CUM.

22.14 22.14 19.11 41.25 19.99 61.23 10.75 71.98 10.48 82.46 4.57 87.03 3.58 90.61 2.53 93.14 1.40 94.54 0.74 95.28 0.65 95.93 0.71 96.64 0.79 97.43 0.71 98.14 0.31 98.45 0.60 99.05 0.50 99.55 0.14 99.69 0.28 99.97 0.03 100.00

PERCENTAGE rp

631.94 265.15 606.52 484.72 739.71 500.89 591.56 512.16 355.25 222.74 268.82 235.60 380.74 372.22 187.22 1,109.68 1,319.71 1,448.34 1,575.56 91.24 11,899.77

631.94 897.08 1,503.60 1,988.32 2,728.03 3,228.92 3,820.48 4,332.65 4,687.90 4,910.64 5,179.46 5,415.06 5,795.80 6,168.02 6,355.23 7,464.92 8,784.63 10,232.97 11,808.53 11,899.77

BAND

5.31 2.23 5.10 4.07 6.22 4.21 4.97 4.30 2.99 1.87 2.26 1.98 3.20 3.13 1.57 9.33 11.09 12.17 13.24 0.77

CUM.

5.31 7.54 12.64 16.71 22.93 27.13 32.11 36.41 39.39 41.27 43.53 45.51 48.71 51.83 53.41 62.73 73.82 85.99 99.23 100.00

PERCENTAGE f

1 3 2 0 5 0 4 0 5 2 2 0 5 0 0 0 2 1 0 0 32

1 4 6 6 11 11 15 15 20 22 24 24 29 29 29 29 31 32 32 32

BAND

3.13 9.38 6.25 0.00 15.63 0.00 12.50 0.00 15.63 6.25 6.25 0.00 15.63 0.00 0.00 0.00 6.25 3.13 0.00 0.00

CUM.

3.13 12.50 18.75 18.75 34.38 34.38 46.88 46.88 62.50 68.75 75.00 75.00 90.63 90.63 90.63 90.63 96.88 100.00 100.00 100.00

PERCENTAGE rp

21.89 183.12 32.82 0.00 491.75 0.00 9.31 0.00 580.51 49.96 105.06 0.00 132.91 0.00 0.00 0.00 763.51 77.61 0.00 0.00 2,448.45

21.89 205.02 237.84 237.84 729.59 729.59 738.90 738.90 1,319.41 1,369.37 1,474.42 1,474.42 1,607.33 1,607.33 1,607.33 1,607.33 2,370.84 2,448.45 2,448.45 2,448.45

BAND

CUM.

0.89 0.89 7.48 8.37 1.34 9.71 0.00 9.71 20.08 29.80 0.00 29.80 0.38 30.18 0.00 30.18 23.71 53.89 2.04 55.93 4.29 60.22 0.00 60.22 5.43 65.65 0.00 65.65 0.00 65.65 0.00 65.65 31.18 96.83 3.17 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

3.46 69.06 5.41 0.00 66.48 0.00 1.57 0.00 163.41 22.43 39.08 0.00 34.91 0.00 0.00 0.00 57.85 5.36 0.00 0.00

CUM

3.46 22.85 15.82 11.96 26.74 22.60 19.34 17.05 28.15 27.89 28.47 27.23 27.73 26.06 25.29 21.53 26.99 23.93 20.73 20.58 20.58

Page 27 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

13,504 17,348 27,720 18,115 19,481 9,592 6,902 4,981 2,580 1,388 1,079 1,158 774 901 589 865 694 303 305 98 128,377

13,504 30,852 58,572 76,687 96,168 105,760 112,662 117,643 120,223 121,611 122,690 123,848 124,622 125,523 126,112 126,977 127,671 127,974 128,279 128,377

BAND

10.52 13.51 21.59 14.11 15.17 7.47 5.38 3.88 2.01 1.08 0.84 0.90 0.60 0.70 0.46 0.67 0.54 0.24 0.24 0.08

CUM.

10.52 24.03 45.62 59.74 74.91 82.38 87.76 91.64 93.65 94.73 95.57 96.47 97.08 97.78 98.24 98.91 99.45 99.69 99.92 100.00

PERCENTAGE rp

9,836.58 3,480.49 9,106.10 9,570.76 16,249.23 12,393.35 14,117.98 14,980.52 10,428.82 7,117.93 6,571.21 7,799.96 7,003.32 11,114.89 8,515.88 18,550.29 23,664.00 27,165.49 47,627.05 27,441.83 292,735.69

9,836.58 13,317.06 22,423.16 31,993.92 48,243.15 60,636.50 74,754.48 89,735.00 100,163.82 107,281.75 113,852.96 121,652.92 128,656.24 139,771.14 148,287.02 166,837.31 190,501.31 217,666.80 265,293.86 292,735.69

BAND

CUM.

3.36 3.36 1.19 4.55 3.11 7.66 3.27 10.93 5.55 16.48 4.23 20.71 4.82 25.54 5.12 30.65 3.56 34.22 2.43 36.65 2.24 38.89 2.66 41.56 2.39 43.95 3.80 47.75 2.91 50.66 6.34 56.99 8.08 65.08 9.28 74.36 16.27 90.63 9.37 100.00

PERCENTAGE f

74 41 63 50 53 51 33 21 27 18 18 23 10 28 14 51 46 33 76 40

74 115 178 228 281 332 365 386 413 431 449 472 482 510 524 575 621 654 730 770

770

BAND

CUM.

9.61 9.61 5.32 14.94 8.18 23.12 6.49 29.61 6.88 36.49 6.62 43.12 4.29 47.40 2.73 50.13 3.51 53.64 2.34 55.97 2.34 58.31 2.99 61.30 1.30 62.60 3.64 66.23 1.82 68.05 6.62 74.68 5.97 80.65 4.29 84.94 9.87 94.81 5.19 100.00

PERCENTAGE rp

2,987.32 6,073.91 4,068.16 4,538.33 5,528.23 6,783.95 4,835.67 1,951.14 5,621.85 1,172.73 13,605.72 6,941.36 7,823.94 14,023.86 1,869.56 13,240.89 13,377.91 1,470.24 4,882.61 12,185.34 132,982.74

2,987.32 9,061.23 13,129.39 17,667.71 23,195.95 29,979.90 34,815.57 36,766.71 42,388.56 43,561.29 57,167.01 64,108.38 71,932.32 85,956.18 87,825.74 101,066.63 114,444.55 115,914.79 120,797.39 132,982.74

BAND

2.25 4.57 3.06 3.41 4.16 5.10 3.64 1.47 4.23 0.88 10.23 5.22 5.88 10.55 1.41 9.96 10.06 1.11 3.67 9.16

PERCENTAGE

CUM.

BAND

CUM

2.25 6.81 9.87 13.29 17.44 22.54 26.18 27.65 31.88 32.76 42.99 48.21 54.09 64.64 66.04 76.00 86.06 87.17 90.84 100.00

30.37 174.51 44.68 47.42 34.02 54.74 34.25 13.02 53.91 16.48 207.05 88.99 111.72 126.17 21.95 71.38 56.53 5.41 10.25 44.40

30.37 68.04 58.55 55.22 48.08 49.44 46.57 40.97 42.32 40.60 50.21 52.70 55.91 61.50 59.23 60.58 60.08 53.25 45.53 45.43 45.43

Page 28 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14,899 12,186 12,504 5,863 5,451 2,445 1,880 1,456 868 527 413 526 404 548 376 674 641 319 294 121 62,395

14,899 27,085 39,589 45,452 50,903 53,348 55,228 56,684 57,552 58,079 58,492 59,018 59,422 59,970 60,346 61,020 61,661 61,980 62,274 62,395

BAND

CUM.

23.88 23.88 19.53 43.41 20.04 63.45 9.40 72.85 8.74 81.58 3.92 85.50 3.01 88.51 2.33 90.85 1.39 92.24 0.84 93.08 0.66 93.74 0.84 94.59 0.65 95.24 0.88 96.11 0.60 96.72 1.08 97.80 1.03 98.82 0.51 99.33 0.47 99.81 0.19 100.00

PERCENTAGE rp

5,434.87 2,537.47 4,968.15 4,050.95 6,161.40 4,392.72 4,906.43 4,789.92 3,631.57 3,105.78 2,570.24 3,955.43 4,927.77 7,757.41 5,782.63 15,499.80 28,124.85 25,108.73 47,615.98 7,313.94 192,636.03

5,434.87 7,972.34 12,940.49 16,991.44 23,152.84 27,545.56 32,451.99 37,241.91 40,873.48 43,979.26 46,549.50 50,504.93 55,432.70 63,190.11 68,972.74 84,472.53 112,597.38 137,706.11 185,322.09 192,636.03

BAND

2.82 1.32 2.58 2.10 3.20 2.28 2.55 2.49 1.89 1.61 1.33 2.05 2.56 4.03 3.00 8.05 14.60 13.03 24.72 3.80

CUM.

2.82 4.14 6.72 8.82 12.02 14.30 16.85 19.33 21.22 22.83 24.16 26.22 28.78 32.80 35.80 43.85 58.45 71.49 96.20 100.00

PERCENTAGE f

29 28 32 11 33 8 8 8 6 7 9 11 5 28 7 37 53 40 29 29 418

29 57 89 100 133 141 149 157 163 170 179 190 195 223 230 267 320 360 389 418

BAND

CUM.

6.94 6.94 6.70 13.64 7.66 21.29 2.63 23.92 7.89 31.82 1.91 33.73 1.91 35.65 1.91 37.56 1.44 39.00 1.67 40.67 2.15 42.82 2.63 45.45 1.20 46.65 6.70 53.35 1.67 55.02 8.85 63.88 12.68 76.56 9.57 86.12 6.94 93.06 6.94 100.00

PERCENTAGE rp

8,147.90 1,591.32 2,019.24 264.26 523.36 1,267.26 1,053.05 1,360.38 207.38 492.15 2,099.40 3,706.42 85.07 9,324.20 712.11 4,706.97 15,231.78 12,549.19 15,975.93 1,972.37 83,289.73

8,147.90 9,739.22 11,758.46 12,022.72 12,546.08 13,813.34 14,866.38 16,226.76 16,434.15 16,926.29 19,025.69 22,732.11 22,817.18 32,141.38 32,853.49 37,560.46 52,792.24 65,341.43 81,317.36 83,289.73

BAND

CUM.

9.78 9.78 1.91 11.69 2.42 14.12 0.32 14.43 0.63 15.06 1.52 16.58 1.26 17.85 1.63 19.48 0.25 19.73 0.59 20.32 2.52 22.84 4.45 27.29 0.10 27.39 11.19 38.59 0.85 39.44 5.65 45.10 18.29 63.38 15.07 78.45 19.18 97.63 2.37 100.00

PERCENTAGE BAND

CUM.

149.92 149.92 62.71 122.16 40.64 90.87 6.52 70.76 8.49 54.19 28.85 50.15 21.46 45.81 28.40 43.57 5.71 40.21 15.85 38.49 81.68 40.87 93.70 45.01 1.73 41.16 120.20 50.86 12.31 47.63 30.37 44.46 54.16 46.89 49.98 47.45 33.55 43.88 26.97 43.24 43.24

Page 29 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,221 3,961 3,657 1,819 1,965 1,057 821 676 409 202 188 220 159 206 141 182 178 84 58 28 23,232

7,221 11,182 14,839 16,658 18,623 19,680 20,501 21,177 21,586 21,788 21,976 22,196 22,355 22,561 22,702 22,884 23,062 23,146 23,204 23,232

BAND

CUM.

31.08 31.08 17.05 48.13 15.74 63.87 7.83 71.70 8.46 80.16 4.55 84.71 3.53 88.24 2.91 91.15 1.76 92.91 0.87 93.78 0.81 94.59 0.95 95.54 0.68 96.23 0.89 97.11 0.61 97.72 0.78 98.50 0.77 99.27 0.36 99.63 0.25 99.88 0.12 100.00

PERCENTAGE rp

2,971.47 960.17 1,870.63 1,495.15 2,578.91 2,120.90 2,394.58 2,565.85 2,083.96 1,155.48 1,348.00 1,749.48 1,945.17 2,838.35 2,216.82 3,493.33 4,541.71 5,785.17 7,070.52 9,819.60 61,005.25

2,971.47 3,931.64 5,802.26 7,297.41 9,876.32 11,997.22 14,391.80 16,957.65 19,041.61 20,197.10 21,545.10 23,294.58 25,239.75 28,078.10 30,294.92 33,788.25 38,329.96 44,115.13 51,185.65 61,005.25

BAND

CUM.

4.87 4.87 1.57 6.44 3.07 9.51 2.45 11.96 4.23 16.19 3.48 19.67 3.93 23.59 4.21 27.80 3.42 31.21 1.89 33.11 2.21 35.32 2.87 38.18 3.19 41.37 4.65 46.03 3.63 49.66 5.73 55.39 7.44 62.83 9.48 72.31 11.59 83.90 16.10 100.00

PERCENTAGE f

10 4 8 4 7 4 8 6 2 5 6 1 3 9 19 9 7 16 12 2

10 7.04 7.04 14 2.82 9.86 22 5.63 15.49 26 2.82 18.31 33 4.93 23.24 37 2.82 26.06 45 5.63 31.69 51 4.23 35.92 53 1.41 37.32 58 3.52 40.85 64 4.23 45.07 65 0.70 45.77 68 2.11 47.89 77 6.34 54.23 96 13.38 67.61 105 6.34 73.94 112 4.93 78.87 128 11.27 90.14 140 8.45 98.59 142 1.41 100.00

142

BAND

CUM.

PERCENTAGE rp

181.23 244.81 367.92 518.73 659.21 606.98 114.30 26.72 68.06 3,124.78 1,147.26 11.90 296.73 116.65 165.65 168.02 15.91 83.28 956.50 371.24 9,245.88

181.23 426.04 793.96 1,312.69 1,971.91 2,578.89 2,693.19 2,719.91 2,787.97 5,912.75 7,060.01 7,071.91 7,368.64 7,485.28 7,650.94 7,818.96 7,834.87 7,918.15 8,874.64 9,245.88

BAND

CUM.

1.96 1.96 2.65 4.61 3.98 8.59 5.61 14.20 7.13 21.33 6.56 27.89 1.24 29.13 0.29 29.42 0.74 30.15 33.80 63.95 12.41 76.36 0.13 76.49 3.21 79.70 1.26 80.96 1.79 82.75 1.82 84.57 0.17 84.74 0.90 85.64 10.35 95.98 4.02 100.00

PERCENTAGE BAND

6.10 25.50 19.67 34.69 25.56 28.62 4.77 1.04 3.27 270.43 85.11 0.68 15.25 4.11 7.47 4.81 0.35 1.44 13.53 3.78

CUM

6.10 10.84 13.68 17.99 19.97 21.50 18.71 16.04 14.64 29.28 32.77 30.36 29.19 26.66 25.25 23.14 20.44 17.95 17.34 15.16 15.16

Page 30 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

721 591 546 307 346 125 105 101 56 44 25 29 18 37 11 22 26 6 4 3 3,123

721 1,312 1,858 2,165 2,511 2,636 2,741 2,842 2,898 2,942 2,967 2,996 3,014 3,051 3,062 3,084 3,110 3,116 3,120 3,123

BAND

CUM.

23.09 23.09 18.92 42.01 17.48 59.49 9.83 69.32 11.08 80.40 4.00 84.41 3.36 87.77 3.23 91.00 1.79 92.80 1.41 94.20 0.80 95.00 0.93 95.93 0.58 96.51 1.18 97.69 0.35 98.05 0.70 98.75 0.83 99.58 0.19 99.78 0.13 99.90 0.10 100.00

PERCENTAGE rp

266.50 112.24 209.63 197.42 374.09 192.33 240.65 369.13 187.05 218.26 116.95 88.01 147.85 376.10 159.29 332.28 478.20 97.80 461.61 120.27 4,745.66

266.50 378.74 588.37 785.79 1,159.89 1,352.21 1,592.86 1,961.99 2,149.04 2,367.30 2,484.25 2,572.26 2,720.11 3,096.21 3,255.50 3,587.78 4,065.98 4,163.78 4,625.39 4,745.66

BAND

5.62 2.37 4.42 4.16 7.88 4.05 5.07 7.78 3.94 4.60 2.46 1.85 3.12 7.93 3.36 7.00 10.08 2.06 9.73 2.53

CUM.

5.62 7.98 12.40 16.56 24.44 28.49 33.56 41.34 45.28 49.88 52.35 54.20 57.32 65.24 68.60 75.60 85.68 87.74 97.47 100.00

PERCENTAGE f

1 1 3 2 1 0 0 1 0 0 0 0 2 0 0 0 2 0 0 0 13

BAND

1 2 5 7 8 8 8 9 9 9 9 9 11 11 11 11 13 13 13 13

7.69 7.69 23.08 15.38 7.69 0.00 0.00 7.69 0.00 0.00 0.00 0.00 15.38 0.00 0.00 0.00 15.38 0.00 0.00 0.00

CUM.

7.69 15.38 38.46 53.85 61.54 61.54 61.54 69.23 69.23 69.23 69.23 69.23 84.62 84.62 84.62 84.62 100.00 100.00 100.00 100.00

PERCENTAGE rp

109.29 17.50 112.24 100.75 70.30 0.00 0.00 75.67 0.00 0.00 0.00 0.00 76.82 0.00 0.00 0.00 49.13 0.00 0.00 0.00 611.70

109.29 126.79 239.04 339.78 410.08 410.08 410.08 485.75 485.75 485.75 485.75 485.75 562.57 562.57 562.57 562.57 611.70 611.70 611.70 611.70

BAND

17.87 2.86 18.35 16.47 11.49 0.00 0.00 12.37 0.00 0.00 0.00 0.00 12.56 0.00 0.00 0.00 8.03 0.00 0.00 0.00

CUM.

17.87 20.73 39.08 55.55 67.04 67.04 67.04 79.41 79.41 79.41 79.41 79.41 91.97 91.97 91.97 91.97 100.00 100.00 100.00 100.00

PERCENTAGE BAND

41.01 15.59 53.54 51.03 18.79 0.00 0.00 20.50 0.00 0.00 0.00 0.00 51.96 0.00 0.00 0.00 10.27 0.00 0.00 0.00

CUM

41.01 33.48 40.63 43.24 35.36 30.33 25.74 24.76 22.60 20.52 19.55 18.88 20.68 18.17 17.28 15.68 15.04 14.69 13.22 12.89 12.89

Page 31 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

10,200 6,878 7,471 4,070 4,130 2,204 1,752 1,404 837 480 387 436 323 387 259 363 272 118 92 57 42,120

10,200 17,078 24,549 28,619 32,749 34,953 36,705 38,109 38,946 39,426 39,813 40,249 40,572 40,959 41,218 41,581 41,853 41,971 42,063 42,120

BAND

24.22 16.33 17.74 9.66 9.81 5.23 4.16 3.33 1.99 1.14 0.92 1.04 0.77 0.92 0.61 0.86 0.65 0.28 0.22 0.14

CUM.

24.22 40.55 58.28 67.95 77.75 82.98 87.14 90.48 92.46 93.60 94.52 95.56 96.32 97.24 97.86 98.72 99.37 99.65 99.86 100.00

PERCENTAGE rp

4,998.56 1,476.13 3,073.16 2,618.69 4,830.28 3,590.15 4,437.69 5,366.69 4,175.80 2,764.14 2,852.24 3,489.69 3,189.30 5,315.20 4,552.71 9,721.23 11,918.24 10,677.50 17,293.17 9,540.12 115,880.70

4,998.56 6,474.68 9,547.85 12,166.54 16,996.82 20,586.96 25,024.66 30,391.35 34,567.15 37,331.29 40,183.53 43,673.22 46,862.52 52,177.72 56,730.43 66,451.66 78,369.91 89,047.41 106,340.58 115,880.70

BAND

4.31 1.27 2.65 2.26 4.17 3.10 3.83 4.63 3.60 2.39 2.46 3.01 2.75 4.59 3.93 8.39 10.28 9.21 14.92 8.23

PERCENTAGE

CUM.

4.31 5.59 8.24 10.50 14.67 17.77 21.60 26.23 29.83 32.22 34.68 37.69 40.44 45.03 48.96 57.34 67.63 76.84 91.77 100.00

34 3 13 8 13 6 10 15 11 9 8 3 5 11 13 26 15 10 16 12

34 37 50 58 71 77 87 102 113 122 130 133 138 149 162 188 203 213 229 241

241

BAND

14.11 1.24 5.39 3.32 5.39 2.49 4.15 6.22 4.56 3.73 3.32 1.24 2.07 4.56 5.39 10.79 6.22 4.15 6.64 4.98

CUM.

14.11 15.35 20.75 24.07 29.46 31.95 36.10 42.32 46.89 50.62 53.94 55.19 57.26 61.83 67.22 78.01 84.23 88.38 95.02 100.00

PERCENTAGE rp

6,891.52 66.47 410.08 442.82 4,349.01 646.48 1,217.85 2,553.67 2,460.59 1,422.05 705.84 1.47 594.26 6,658.47 1,267.17 14,137.25 2,484.01 1,261.32 25,332.31 3,186.11 76,088.72

6,891.52 6,957.99 7,368.07 7,810.89 12,159.89 12,806.37 14,024.22 16,577.88 19,038.48 20,460.52 21,166.36 21,167.83 21,762.09 28,420.55 29,687.72 43,824.97 46,308.98 47,570.29 72,902.61 76,088.72

BAND

CUM.

9.06 9.06 0.09 9.14 0.54 9.68 0.58 10.27 5.72 15.98 0.85 16.83 1.60 18.43 3.36 21.79 3.23 25.02 1.87 26.89 0.93 27.82 0.00 27.82 0.78 28.60 8.75 37.35 1.67 39.02 18.58 57.60 3.26 60.86 1.66 62.52 33.29 95.81 4.19 100.00

PERCENTAGE BAND

137.87 4.50 13.34 16.91 90.04 18.01 27.44 47.58 58.93 51.45 24.75 0.04 18.63 125.27 27.83 145.43 20.84 11.81 146.49 33.40

CUM

137.87 107.46 77.17 64.20 71.54 62.21 56.04 54.55 55.08 54.81 52.67 48.47 46.44 54.47 52.33 65.95 59.09 53.42 68.56 65.66 65.66

Page 32 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,080 6,344 3,516 1,117 823 230 176 102 60 20 17 27 17 14 10 21 26 7 7 12 19,626

7,080 13,424 16,940 18,057 18,880 19,110 19,286 19,388 19,448 19,468 19,485 19,512 19,529 19,543 19,553 19,574 19,600 19,607 19,614 19,626

BAND

CUM.

36.07 36.07 32.32 68.40 17.92 86.31 5.69 92.01 4.19 96.20 1.17 97.37 0.90 98.27 0.52 98.79 0.31 99.09 0.10 99.19 0.09 99.28 0.14 99.42 0.09 99.51 0.07 99.58 0.05 99.63 0.11 99.74 0.13 99.87 0.04 99.90 0.04 99.94 0.06 100.00

PERCENTAGE rp

4,344.27 3,160.84 3,611.71 1,866.28 2,400.10 918.45 893.46 602.34 452.75 128.57 226.16 408.73 344.58 595.88 252.91 431.40 1,530.06 744.14 697.59 111.91 23,722.13

4,344.27 7,505.11 11,116.81 12,983.10 15,383.20 16,301.65 17,195.11 17,797.45 18,250.20 18,378.77 18,604.93 19,013.66 19,358.24 19,954.12 20,207.03 20,638.43 22,168.49 22,912.63 23,610.22 23,722.13

BAND

18.31 13.32 15.23 7.87 10.12 3.87 3.77 2.54 1.91 0.54 0.95 1.72 1.45 2.51 1.07 1.82 6.45 3.14 2.94 0.47

PERCENTAGE

CUM.

BAND

18.31 31.64 46.86 54.73 64.85 68.72 72.49 75.02 76.93 77.48 78.43 80.15 81.60 84.12 85.18 87.00 93.45 96.59 99.53 100.00

31 30 21 12 2 1 3 1 3 0 1 1 0 0 0 0 0 4 3 0

31 61 82 94 96 97 100 101 104 104 105 106 106 106 106 106 106 110 113 113

27.43 27.43 26.55 53.98 18.58 72.57 10.62 83.19 1.77 84.96 0.88 85.84 2.65 88.50 0.88 89.38 2.65 92.04 0.00 92.04 0.88 92.92 0.88 93.81 0.00 93.81 0.00 93.81 0.00 93.81 0.00 93.81 0.00 93.81 3.54 97.35 2.65 100.00 0.00 100.00

113

CUM.

PERCENTAGE rp

1,698.47 1,523.75 1,775.42 1,000.49 1,737.47 0.62 1,830.36 50.00 1,661.99 0.00 2,062.15 2,242.83 0.00 0.00 0.00 0.00 0.00 1,938.74 449.60 0.00 17,971.88

1,698.47 3,222.22 4,997.64 5,998.13 7,735.60 7,736.22 9,566.58 9,616.58 11,278.57 11,278.57 13,340.72 15,583.55 15,583.55 15,583.55 15,583.55 15,583.55 15,583.55 17,522.29 17,971.88 17,971.88

BAND

PERCENTAGE

CUM.

BAND

9.45 9.45 8.48 17.93 9.88 27.81 5.57 33.38 9.67 43.04 0.00 43.05 10.18 53.23 0.28 53.51 9.25 62.76 0.00 62.76 11.47 74.23 12.48 86.71 0.00 86.71 0.00 86.71 0.00 86.71 0.00 86.71 0.00 86.71 10.79 97.50 2.50 100.00 0.00 100.00

39.10 48.21 49.16 53.61 72.39 0.07 204.86 8.30 367.08 0.00 911.81 548.73 0.00 0.00 0.00 0.00 0.00 260.53 64.45 0.00

CUM

39.10 42.93 44.96 46.20 50.29 47.46 55.64 54.03 61.80 61.37 71.71 81.96 80.50 78.10 77.12 75.51 70.30 76.47 76.12 75.76 75.76

Page 33 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

941 580 485 228 280 104 60 39 19 8 4 10 5 4 2 10 9 1 3 0 2,792

941 1,521 2,006 2,234 2,514 2,618 2,678 2,717 2,736 2,744 2,748 2,758 2,763 2,767 2,769 2,779 2,788 2,789 2,792 2,792

BAND

CUM.

33.70 33.70 20.77 54.48 17.37 71.85 8.17 80.01 10.03 90.04 3.72 93.77 2.15 95.92 1.40 97.31 0.68 97.99 0.29 98.28 0.14 98.42 0.36 98.78 0.18 98.96 0.14 99.10 0.07 99.18 0.36 99.53 0.32 99.86 0.04 99.89 0.11 100.00 0.00 100.00

PERCENTAGE rp

526.32 261.27 408.06 321.37 612.53 312.49 255.43 215.14 164.17 24.67 20.28 171.17 215.73 120.84 18.52 478.22 719.98 83.60 5.30 0.00 4,935.10

526.32 787.59 1,195.65 1,517.02 2,129.56 2,442.05 2,697.48 2,912.62 3,076.79 3,101.46 3,121.74 3,292.91 3,508.64 3,629.49 3,648.01 4,126.22 4,846.21 4,929.81 4,935.10 4,935.10

BAND

10.66 5.29 8.27 6.51 12.41 6.33 5.18 4.36 3.33 0.50 0.41 3.47 4.37 2.45 0.38 9.69 14.59 1.69 0.11 0.00

CUM.

10.66 15.96 24.23 30.74 43.15 49.48 54.66 59.02 62.35 62.84 63.26 66.72 71.10 73.54 73.92 83.61 98.20 99.89 100.00 100.00

PERCENTAGE f

7 6 4 2 1 0 1 0 1 0 0 1 1 0 0 2 0 0 0 0 26

BAND

CUM.

7 26.92 26.92 13 23.08 50.00 17 15.38 65.38 19 7.69 73.08 20 3.85 76.92 20 0.00 76.92 21 3.85 80.77 21 0.00 80.77 22 3.85 84.62 22 0.00 84.62 22 0.00 84.62 23 3.85 88.46 24 3.85 92.31 24 0.00 92.31 24 0.00 92.31 26 7.69 100.00 26 0.00 100.00 26 0.00 100.00 26 0.00 100.00 26 0.00 100.00

PERCENTAGE rp

177.41 340.41 501.75 255.39 315.00 0.00 356.22 0.00 20.05 0.00 0.00 0.00 2,151.33 0.00 0.00 2,738.26 0.00 0.00 0.00 0.00 6,855.82

177.41 517.82 1,019.57 1,274.96 1,589.96 1,589.96 1,946.18 1,946.18 1,966.23 1,966.23 1,966.23 1,966.23 4,117.56 4,117.56 4,117.56 6,855.82 6,855.82 6,855.82 6,855.82 6,855.82

BAND

2.59 4.97 7.32 3.73 4.59 0.00 5.20 0.00 0.29 0.00 0.00 0.00 31.38 0.00 0.00 39.94 0.00 0.00 0.00 0.00

CUM.

2.59 7.55 14.87 18.60 23.19 23.19 28.39 28.39 28.68 28.68 28.68 28.68 60.06 60.06 60.06 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

33.71 130.29 122.96 79.47 51.43 0.00 139.46 0.00 12.21 0.00 0.00 0.00 997.22 0.00 0.00 572.60 0.00 0.00 0.00 0.00

33.71 65.75 85.27 84.04 74.66 65.11 72.15 66.82 63.91 63.40 62.99 59.71 117.35 113.45 112.87 166.15 141.47 139.07 138.92 138.92 138.92

Page 34 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,652 1,444 1,077 479 511 221 161 126 68 38 31 35 21 27 15 19 17 15 14 5 6,976

2,652 4,096 5,173 5,652 6,163 6,384 6,545 6,671 6,739 6,777 6,808 6,843 6,864 6,891 6,906 6,925 6,942 6,957 6,971 6,976

BAND

CUM.

38.02 38.02 20.70 58.72 15.44 74.15 6.87 81.02 7.33 88.35 3.17 91.51 2.31 93.82 1.81 95.63 0.97 96.60 0.54 97.15 0.44 97.59 0.50 98.09 0.30 98.39 0.39 98.78 0.22 99.00 0.27 99.27 0.24 99.51 0.22 99.73 0.20 99.93 0.07 100.00

PERCENTAGE rp

964.60 964.60 377.92 1,342.52 595.59 1,938.11 466.50 2,404.61 875.51 3,280.13 572.74 3,852.87 703.12 4,555.99 616.75 5,172.74 431.75 5,604.48 194.93 5,799.41 212.65 6,012.06 338.07 6,350.13 187.17 6,537.30 359.72 6,897.02 332.86 7,229.88 637.58 7,867.47 980.19 8,847.66 1,951.27 10,798.92 7,033.14 17,832.06 287.93 18,120.00 18,120.00

BAND

5.32 2.09 3.29 2.57 4.83 3.16 3.88 3.40 2.38 1.08 1.17 1.87 1.03 1.99 1.84 3.52 5.41 10.77 38.81 1.59

CUM.

5.32 7.41 10.70 13.27 18.10 21.26 25.14 28.55 30.93 32.01 33.18 35.04 36.08 38.06 39.90 43.42 48.83 59.60 98.41 100.00

PERCENTAGE f

7 2 2 1 4 1 2 2 0 0 1 2 0 1 0 0 4 7 2 0 38

7 9 11 12 16 17 19 21 21 21 22 24 24 25 25 25 29 36 38 38

BAND

CUM.

18.42 18.42 5.26 23.68 5.26 28.95 2.63 31.58 10.53 42.11 2.63 44.74 5.26 50.00 5.26 55.26 0.00 55.26 0.00 55.26 2.63 57.89 5.26 63.16 0.00 63.16 2.63 65.79 0.00 65.79 0.00 65.79 10.53 76.32 18.42 94.74 5.26 100.00 0.00 100.00

PERCENTAGE rp

1,950.03 231.88 16.53 38.03 862.11 240.00 19.04 1,974.94 0.00 0.00 1.66 50.56 0.00 218.11 0.00 0.00 709.18 2,079.01 923.08 0.00 9,314.17

1,950.03 2,181.91 2,198.44 2,236.47 3,098.58 3,338.58 3,357.62 5,332.56 5,332.56 5,332.56 5,334.23 5,384.79 5,384.79 5,602.90 5,602.90 5,602.90 6,312.08 8,391.09 9,314.17 9,314.17

BAND

CUM.

20.94 20.94 2.49 23.43 0.18 23.60 0.41 24.01 9.26 33.27 2.58 35.84 0.20 36.05 21.20 57.25 0.00 57.25 0.00 57.25 0.02 57.27 0.54 57.81 0.00 57.81 2.34 60.15 0.00 60.15 0.00 60.15 7.61 67.77 22.32 90.09 9.91 100.00 0.00 100.00

PERCENTAGE BAND

CUM

202.16 61.36 2.78 8.15 98.47 41.90 2.71 320.22 0.00 0.00 0.78 14.96 0.00 60.63 0.00 0.00 72.35 106.55 13.12 0.00

202.16 162.52 113.43 93.01 94.47 86.65 73.70 103.09 95.15 91.95 88.73 84.80 82.37 81.24 77.50 71.22 71.34 77.70 52.23 51.40 51.40

Page 35 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,880 1,977 2,152 1,095 1,050 432 334 228 132 55 72 64 42 52 36 50 42 19 14 10 9,736

1,880 3,857 6,009 7,104 8,154 8,586 8,920 9,148 9,280 9,335 9,407 9,471 9,513 9,565 9,601 9,651 9,693 9,712 9,726 9,736

BAND

CUM.

19.31 19.31 20.31 39.62 22.10 61.72 11.25 72.97 10.78 83.75 4.44 88.19 3.43 91.62 2.34 93.96 1.36 95.32 0.56 95.88 0.74 96.62 0.66 97.28 0.43 97.71 0.53 98.24 0.37 98.61 0.51 99.13 0.43 99.56 0.20 99.75 0.14 99.90 0.10 100.00

PERCENTAGE rp

725.96 592.63 1,250.54 1,176.31 1,767.72 1,144.58 958.78 920.26 522.90 348.19 345.60 402.05 498.58 685.24 299.86 744.04 1,079.36 1,404.23 5,517.62 5,999.00 26,383.47

725.96 1,318.60 2,569.14 3,745.45 5,513.17 6,657.75 7,616.53 8,536.79 9,059.69 9,407.88 9,753.49 10,155.54 10,654.12 11,339.36 11,639.22 12,383.27 13,462.63 14,866.85 20,384.47 26,383.47

BAND

2.75 2.25 4.74 4.46 6.70 4.34 3.63 3.49 1.98 1.32 1.31 1.52 1.89 2.60 1.14 2.82 4.09 5.32 20.91 22.74

CUM.

2.75 5.00 9.74 14.20 20.90 25.23 28.87 32.36 34.34 35.66 36.97 38.49 40.38 42.98 44.12 46.94 51.03 56.35 77.26 100.00

PERCENTAGE f

6 5 4 3 4 2 4 1 3 1 1 1 0 2 0 1 2 1 0 2 43

BAND

CUM.

6 13.95 13.95 11 11.63 25.58 15 9.30 34.88 18 6.98 41.86 22 9.30 51.16 24 4.65 55.81 28 9.30 65.12 29 2.33 67.44 32 6.98 74.42 33 2.33 76.74 34 2.33 79.07 35 2.33 81.40 35 0.00 81.40 37 4.65 86.05 37 0.00 86.05 38 2.33 88.37 40 4.65 93.02 41 2.33 95.35 41 0.00 95.35 43 4.65 100.00

PERCENTAGE rp

4,170.87 321.91 391.79 690.30 1,252.08 11.20 518.00 0.80 323.05 1,721.93 7.41 996.36 0.00 1,844.26 0.00 471.68 637.11 0.00 0.00 166.39 13,525.13

4,170.87 4,492.78 4,884.57 5,574.87 6,826.95 6,838.15 7,356.15 7,356.95 7,680.00 9,401.93 9,409.33 10,405.69 10,405.69 12,249.95 12,249.95 12,721.63 13,358.74 13,358.74 13,358.74 13,525.13

BAND

CUM.

30.84 30.84 2.38 33.22 2.90 36.11 5.10 41.22 9.26 50.48 0.08 50.56 3.83 54.39 0.01 54.39 2.39 56.78 12.73 69.51 0.05 69.57 7.37 76.94 0.00 76.94 13.64 90.57 0.00 90.57 3.49 94.06 4.71 98.77 0.00 98.77 0.00 98.77 1.23 100.00

PERCENTAGE BAND

CUM

574.53 54.32 31.33 58.68 70.83 0.98 54.03 0.09 61.78 494.54 2.14 247.82 0.00 269.14 0.00 63.39 59.03 0.00 0.00 2.77

574.53 340.72 190.12 148.84 123.83 102.71 96.58 86.18 84.77 99.94 96.47 102.46 97.67 108.03 105.25 102.73 99.23 89.86 65.53 51.26 51.26

Page 36 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,397 1,108 1,082 564 581 293 207 130 63 30 17 18 25 32 8 9 8 3 1 2 5,578

1,397 2,505 3,587 4,151 4,732 5,025 5,232 5,362 5,425 5,455 5,472 5,490 5,515 5,547 5,555 5,564 5,572 5,575 5,576 5,578

BAND

CUM.

PERCENTAGE rp

25.04 25.04 1,078.17 19.86 44.91 242.04 19.40 64.31 479.52 10.11 74.42 386.08 10.42 84.83 731.86 5.25 90.09 590.96 3.71 93.80 654.22 2.33 96.13 553.69 1.13 97.26 350.88 0.54 97.79 185.85 0.30 98.10 124.80 0.32 98.42 175.67 0.45 98.87 285.17 0.57 99.44 314.26 0.14 99.59 132.72 0.16 99.75 144.96 0.14 99.89 153.62 0.05 99.95 73.28 0.02 99.96 3.82 0.04 100.00 16.26 6,677.82

1,078.17 1,320.21 1,799.73 2,185.80 2,917.66 3,508.63 4,162.84 4,716.53 5,067.42 5,253.27 5,378.07 5,553.74 5,838.91 6,153.17 6,285.88 6,430.84 6,584.46 6,657.74 6,661.56 6,677.82

BAND

16.15 3.62 7.18 5.78 10.96 8.85 9.80 8.29 5.25 2.78 1.87 2.63 4.27 4.71 1.99 2.17 2.30 1.10 0.06 0.24

CUM.

16.15 19.77 26.95 32.73 43.69 52.54 62.34 70.63 75.88 78.67 80.54 83.17 87.44 92.14 94.13 96.30 98.60 99.70 99.76 100.00

PERCENTAGE f

3 5 5 3 1 1 0 0 0 0 2 1 0 0 0 0 1 0 0 0 22

BAND

3 8 13 16 17 18 18 18 18 18 20 21 21 21 21 21 22 22 22 22

13.64 22.73 22.73 13.64 4.55 4.55 0.00 0.00 0.00 0.00 9.09 4.55 0.00 0.00 0.00 0.00 4.55 0.00 0.00 0.00

CUM.

13.64 36.36 59.09 72.73 77.27 81.82 81.82 81.82 81.82 81.82 90.91 95.45 95.45 95.45 95.45 95.45 100.00 100.00 100.00 100.00

PERCENTAGE rp

56.75 158.96 279.88 407.85 261.45 0.00 0.00 0.00 0.00 0.00 4,167.28 11.51 0.00 0.00 0.00 0.00 7.39 0.00 0.00 0.00 5,351.07

56.75 215.71 495.59 903.44 1,164.89 1,164.89 1,164.89 1,164.89 1,164.89 1,164.89 5,332.17 5,343.68 5,343.68 5,343.68 5,343.68 5,343.68 5,351.07 5,351.07 5,351.07 5,351.07

BAND

1.06 2.97 5.23 7.62 4.89 0.00 0.00 0.00 0.00 0.00 77.88 0.22 0.00 0.00 0.00 0.00 0.14 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

1.06 5.26 4.03 65.67 9.26 58.37 16.88 105.64 21.77 35.72 21.77 0.00 21.77 0.00 21.77 0.00 21.77 0.00 21.77 0.00 99.65 3,339.13 99.86 6.55 99.86 0.00 99.86 0.00 99.86 0.00 99.86 0.00 100.00 4.81 100.00 0.00 100.00 0.00 100.00 0.00

CUM

5.26 16.34 27.54 41.33 39.93 33.20 27.98 24.70 22.99 22.17 99.15 96.22 91.52 86.84 85.01 83.09 81.27 80.37 80.33 80.13 80.13

Page 37 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,049 714 745 375 399 201 107 76 35 18 12 14 6 7 3 12 2 1 0 0 3,776

1,049 1,763 2,508 2,883 3,282 3,483 3,590 3,666 3,701 3,719 3,731 3,745 3,751 3,758 3,761 3,773 3,775 3,776 3,776 3,776

BAND

CUM.

27.78 27.78 18.91 46.69 19.73 66.42 9.93 76.35 10.57 86.92 5.32 92.24 2.83 95.07 2.01 97.09 0.93 98.01 0.48 98.49 0.32 98.81 0.37 99.18 0.16 99.34 0.19 99.52 0.08 99.60 0.32 99.92 0.05 99.97 0.03 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

164.99 197.86 429.10 365.62 614.26 420.69 357.67 273.93 146.96 95.29 96.69 133.86 67.36 69.17 42.37 361.76 87.03 222.50 0.00 0.00 4,147.11

164.99 362.85 791.96 1,157.58 1,771.84 2,192.53 2,550.20 2,824.12 2,971.08 3,066.37 3,163.06 3,296.92 3,364.28 3,433.46 3,475.82 3,837.58 3,924.60 4,147.11 4,147.11 4,147.11

BAND

3.98 4.77 10.35 8.82 14.81 10.14 8.62 6.61 3.54 2.30 2.33 3.23 1.62 1.67 1.02 8.72 2.10 5.37 0.00 0.00

CUM.

3.98 8.75 19.10 27.91 42.72 52.87 61.49 68.10 71.64 73.94 76.27 79.50 81.12 82.79 83.81 92.54 94.63 100.00 100.00 100.00

PERCENTAGE f

1 1 1 0 2 1 1 2 0 0 0 0 0 0 0 0 0 0 0 0 9

BAND

1 2 3 3 5 6 7 9 9 9 9 9 9 9 9 9 9 9 9 9

11.11 11.11 11.11 0.00 22.22 11.11 11.11 22.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

11.11 22.22 33.33 33.33 55.56 66.67 77.78 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

29.25 90.00 149.56 0.00 289.51 409.66 290.70 183.59 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,442.26

29.25 119.25 268.81 268.81 558.33 967.98 1,258.68 1,442.26 1,442.26 1,442.26 1,442.26 1,442.26 1,442.26 1,442.26 1,442.26 1,442.26 1,442.26 1,442.26 1,442.26 1,442.26

BAND

2.03 6.24 10.37 0.00 20.07 28.40 20.16 12.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

2.03 8.27 18.64 18.64 38.71 67.12 87.27 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

17.73 45.49 34.85 0.00 47.13 97.38 81.28 67.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

17.73 32.86 33.94 23.22 31.51 44.15 49.36 51.07 48.54 47.03 45.60 43.75 42.87 42.01 41.49 37.58 36.75 34.78 34.78 34.78 34.78

Page 38 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,085 1,679 1,653 747 629 248 233 142 88 55 48 53 36 41 29 37 21 12 6 11 7,853

2,085 3,764 5,417 6,164 6,793 7,041 7,274 7,416 7,504 7,559 7,607 7,660 7,696 7,737 7,766 7,803 7,824 7,836 7,842 7,853

BAND

CUM.

26.55 26.55 21.38 47.93 21.05 68.98 9.51 78.49 8.01 86.50 3.16 89.66 2.97 92.63 1.81 94.44 1.12 95.56 0.70 96.26 0.61 96.87 0.67 97.54 0.46 98.00 0.52 98.52 0.37 98.89 0.47 99.36 0.27 99.63 0.15 99.78 0.08 99.86 0.14 100.00

PERCENTAGE rp

431.73 445.51 902.62 751.84 970.94 624.95 781.15 593.99 421.01 271.20 297.77 387.43 193.75 703.44 388.65 675.26 770.58 1,021.37 328.61 1,810.71 12,772.51

431.73 877.24 1,779.86 2,531.70 3,502.64 4,127.58 4,908.73 5,502.73 5,923.73 6,194.93 6,492.70 6,880.13 7,073.88 7,777.32 8,165.97 8,841.23 9,611.81 10,633.18 10,961.80 12,772.51

BAND

CUM.

3.38 3.49 7.07 5.89 7.60 4.89 6.12 4.65 3.30 2.12 2.33 3.03 1.52 5.51 3.04 5.29 6.03 8.00 2.57 14.18

3.38 6.87 13.94 19.82 27.42 32.32 38.43 43.08 46.38 48.50 50.83 53.87 55.38 60.89 63.93 69.22 75.25 83.25 85.82 100.00

PERCENTAGE f

2 0 0 3 2 2 0 1 1 1 0 0 2 0 1 2 1 0 0 0 18

2 2 2 5 7 9 9 10 11 12 12 12 14 14 15 17 18 18 18 18

BAND

11.11 0.00 0.00 16.67 11.11 11.11 0.00 5.56 5.56 5.56 0.00 0.00 11.11 0.00 5.56 11.11 5.56 0.00 0.00 0.00

CUM.

11.11 11.11 11.11 27.78 38.89 50.00 50.00 55.56 61.11 66.67 66.67 66.67 77.78 77.78 83.33 94.44 100.00 100.00 100.00 100.00

PERCENTAGE rp

52.50 0.00 0.00 131.83 433.98 652.29 0.00 1,500.00 126.58 111.98 0.00 0.00 8.78 0.00 126.66 11,236.55 23.95 0.00 0.00 0.00 14,405.10

52.50 52.50 52.50 184.33 618.31 1,270.60 1,270.60 2,770.60 2,897.18 3,009.16 3,009.16 3,009.16 3,017.95 3,017.95 3,144.60 14,381.15 14,405.10 14,405.10 14,405.10 14,405.10

BAND

0.36 0.00 0.00 0.92 3.01 4.53 0.00 10.41 0.88 0.78 0.00 0.00 0.06 0.00 0.88 78.00 0.17 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.36 12.16 0.36 0.00 0.36 0.00 1.28 17.53 4.29 44.70 8.82 104.37 8.82 0.00 19.23 252.53 20.11 30.07 20.89 41.29 20.89 0.00 20.89 0.00 20.95 4.53 20.95 0.00 21.83 32.59 99.83 1,664.04 100.00 3.11 100.00 0.00 100.00 0.00 100.00 0.00

CUM

12.16 5.98 2.95 7.28 17.65 30.78 25.88 50.35 48.91 48.57 46.35 43.74 42.66 38.80 38.51 162.66 149.87 135.47 131.41 112.78 112.78

Page 39 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 21

DATA POSITION FROM : TO PROCESSING

01/01/2002

15/06/2006

DATE :

15/07/2006

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

324 305 277 152 115 48 52 12 5 3 1 6 4 1 1 0 2 1 1 0

324 629 906 1,058 1,173 1,221 1,273 1,285 1,290 1,293 1,294 1,300 1,304 1,305 1,306 1,306 1,308 1,309 1,310 1,310

1,310

BAND

CUM.

24.73 24.73 23.28 48.02 21.15 69.16 11.60 80.76 8.78 89.54 3.66 93.21 3.97 97.18 0.92 98.09 0.38 98.47 0.23 98.70 0.08 98.78 0.46 99.24 0.31 99.54 0.08 99.62 0.08 99.69 0.00 99.69 0.15 99.85 0.08 99.92 0.08 100.00 0.00 100.00

PERCENTAGE rp

35.65 81.23 165.85 138.47 166.82 126.77 136.81 25.86 21.21 8.79 15.60 62.42 19.90 28.93 0.30 0.00 2.00 68.61 1.05 0.00 1,106.28

35.65 116.88 282.73 421.20 588.02 714.79 851.60 877.46 898.67 907.46 923.06 985.48 1,005.39 1,034.32 1,034.62 1,034.62 1,036.62 1,105.23 1,106.28 1,106.28

BAND

3.22 7.34 14.99 12.52 15.08 11.46 12.37 2.34 1.92 0.79 1.41 5.64 1.80 2.62 0.03 0.00 0.18 6.20 0.09 0.00

CUM.

3.22 10.57 25.56 38.07 53.15 64.61 76.98 79.32 81.23 82.03 83.44 89.08 90.88 93.50 93.52 93.52 93.70 99.91 100.00 100.00

PERCENTAGE f

0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1

0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 48.78 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.78

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 48.78 100.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00 48.78 0.00 100.00

PERCENTAGE BAND

0.00 0.00 29.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 17.25 11.58 8.30 6.82 5.73 5.56 5.43 5.38 5.28 4.95 4.85 4.72 4.71 4.71 4.71 4.41 4.41 4.41 4.41

Page 40 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,645 1,208 1,319 862 886 502 379 340 167 91 72 78 54 68 32 35 37 12 19 7 7,813

1,645 2,853 4,172 5,034 5,920 6,422 6,801 7,141 7,308 7,399 7,471 7,549 7,603 7,671 7,703 7,738 7,775 7,787 7,806 7,813

BAND

CUM.

21.05 21.05 15.46 36.52 16.88 53.40 11.03 64.43 11.34 75.77 6.43 82.20 4.85 87.05 4.35 91.40 2.14 93.54 1.16 94.70 0.92 95.62 1.00 96.62 0.69 97.31 0.87 98.18 0.41 98.59 0.45 99.04 0.47 99.51 0.15 99.67 0.24 99.91 0.09 100.00

PERCENTAGE rp

253.30 294.21 581.70 628.51 1,077.53 809.98 881.26 1,009.22 634.12 451.71 428.48 596.03 529.39 709.50 434.37 648.83 1,433.02 1,011.20 2,601.67 1,715.97 16,730.00

253.30 547.52 1,129.22 1,757.73 2,835.26 3,645.24 4,526.50 5,535.71 6,169.83 6,621.54 7,050.03 7,646.05 8,175.44 8,884.94 9,319.31 9,968.14 11,401.16 12,412.37 15,014.03 16,730.00

BAND

1.51 1.76 3.48 3.76 6.44 4.84 5.27 6.03 3.79 2.70 2.56 3.56 3.16 4.24 2.60 3.88 8.57 6.04 15.55 10.26

CUM.

1.51 3.27 6.75 10.51 16.95 21.79 27.06 33.09 36.88 39.58 42.14 45.70 48.87 53.11 55.70 59.58 68.15 74.19 89.74 100.00

PERCENTAGE f

2 2 3 3 7 4 2 3 2 2 1 2 0 2 0 4 1 0 4 3 47

BAND

CUM.

2 4 7 10 17 21 23 26 28 30 31 33 33 35 35 39 40 40 44 47

4.26 4.26 4.26 8.51 6.38 14.89 6.38 21.28 14.89 36.17 8.51 44.68 4.26 48.94 6.38 55.32 4.26 59.57 4.26 63.83 2.13 65.96 4.26 70.21 0.00 70.21 4.26 74.47 0.00 74.47 8.51 82.98 2.13 85.11 0.00 85.11 8.51 93.62 6.38 100.00

PERCENTAGE rp

8.00 5.54 0.59 227.26 9,714.56 10.03 123.68 91.24 1,241.40 101.71 6.28 11.81 0.00 4.00 0.00 846.95 43.34 0.00 106.91 750.30 13,293.60

8.00 13.54 14.12 241.38 9,955.94 9,965.98 10,089.65 10,180.89 11,422.30 11,524.00 11,530.29 11,542.10 11,542.10 11,546.10 11,546.10 12,393.05 12,436.39 12,436.39 12,543.30 13,293.60

BAND

CUM.

0.06 0.06 0.04 0.10 0.00 0.11 1.71 1.82 73.08 74.89 0.08 74.97 0.93 75.90 0.69 76.58 9.34 85.92 0.77 86.69 0.05 86.74 0.09 86.82 0.00 86.82 0.03 86.85 0.00 86.85 6.37 93.23 0.33 93.55 0.00 93.55 0.80 94.36 5.64 100.00

PERCENTAGE BAND

3.16 1.88 0.10 36.16 901.55 1.24 14.03 9.04 195.77 22.52 1.47 1.98 0.00 0.56 0.00 130.54 3.02 0.00 4.11 43.72

CUM

3.16 2.47 1.25 13.73 351.15 273.40 222.90 183.91 185.13 174.04 163.55 150.95 141.18 129.95 123.89 124.33 109.08 100.19 83.54 79.46 79.46

Page 41 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

575 386 217 128 151 56 54 33 19 8 16 10 11 16 0 7 5 2 2 0

575 961 1,178 1,306 1,457 1,513 1,567 1,600 1,619 1,627 1,643 1,653 1,664 1,680 1,680 1,687 1,692 1,694 1,696 1,696

1,696

BAND

CUM.

33.90 33.90 22.76 56.66 12.79 69.46 7.55 77.00 8.90 85.91 3.30 89.21 3.18 92.39 1.95 94.34 1.12 95.46 0.47 95.93 0.94 96.88 0.59 97.46 0.65 98.11 0.94 99.06 0.00 99.06 0.41 99.47 0.29 99.76 0.12 99.88 0.12 100.00 0.00 100.00

PERCENTAGE rp

72.95 113.31 124.33 107.78 241.02 128.29 236.94 113.05 114.73 68.02 95.60 56.55 147.37 115.63 0.00 168.60 58.50 78.79 486.09 0.00 2,527.56

72.95 186.26 310.59 418.37 659.40 787.68 1,024.62 1,137.67 1,252.40 1,320.42 1,416.02 1,472.58 1,619.95 1,735.57 1,735.57 1,904.18 1,962.68 2,041.47 2,527.56 2,527.56

BAND

2.89 4.48 4.92 4.26 9.54 5.08 9.37 4.47 4.54 2.69 3.78 2.24 5.83 4.57 0.00 6.67 2.31 3.12 19.23 0.00

CUM.

2.89 7.37 12.29 16.55 26.09 31.16 40.54 45.01 49.55 52.24 56.02 58.26 64.09 68.67 68.67 75.34 77.65 80.77 100.00 100.00

PERCENTAGE f

1 1 1 0 2 0 0 0 1 0 0 0 0 0 0 6 1 0 0 0 13

BAND

CUM.

1 7.69 7.69 2 7.69 15.38 3 7.69 23.08 3 0.00 23.08 5 15.38 38.46 5 0.00 38.46 5 0.00 38.46 5 0.00 38.46 6 7.69 46.15 6 0.00 46.15 6 0.00 46.15 6 0.00 46.15 6 0.00 46.15 6 0.00 46.15 6 0.00 46.15 12 46.15 92.31 13 7.69 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00

PERCENTAGE rp

0.00 1.98 1.50 0.00 4.14 0.00 0.00 0.00 7.29 0.00 0.00 0.00 0.00 0.00 0.00 356.42 18.88 0.00 0.00 0.00 390.21

0.00 1.98 3.48 3.48 7.62 7.62 7.62 7.62 14.91 14.91 14.91 14.91 14.91 14.91 14.91 371.33 390.21 390.21 390.21 390.21

BAND

0.00 0.51 0.38 0.00 1.06 0.00 0.00 0.00 1.87 0.00 0.00 0.00 0.00 0.00 0.00 91.34 4.84 0.00 0.00 0.00

CUM.

0.00 0.51 0.89 0.89 1.95 1.95 1.95 1.95 3.82 3.82 3.82 3.82 3.82 3.82 3.82 95.16 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 1.75 1.21 0.00 1.72 0.00 0.00 0.00 6.35 0.00 0.00 0.00 0.00 0.00 0.00 211.39 32.27 0.00 0.00 0.00

CUM

0.00 1.06 1.12 0.83 1.16 0.97 0.74 0.67 1.19 1.13 1.05 1.01 0.92 0.86 0.86 19.50 19.88 19.11 15.44 15.44 15.44

Page 42 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

346 339 366 214 234 103 56 29 26 11 13 3 4 2 1 2 5 0 0 4 1,758

346 685 1,051 1,265 1,499 1,602 1,658 1,687 1,713 1,724 1,737 1,740 1,744 1,746 1,747 1,749 1,754 1,754 1,754 1,758

BAND

CUM.

19.68 19.68 19.28 38.96 20.82 59.78 12.17 71.96 13.31 85.27 5.86 91.13 3.19 94.31 1.65 95.96 1.48 97.44 0.63 98.07 0.74 98.81 0.17 98.98 0.23 99.20 0.11 99.32 0.06 99.37 0.11 99.49 0.28 99.77 0.00 99.77 0.00 99.77 0.23 100.00

PERCENTAGE rp

51.65 130.11 274.29 268.25 469.02 240.40 217.57 132.22 133.90 72.37 63.70 9.38 25.28 8.28 3.50 80.55 106.23 0.00 0.00 537.38 2,824.09

51.65 181.76 456.04 724.30 1,193.32 1,433.72 1,651.29 1,783.51 1,917.42 1,989.78 2,053.48 2,062.86 2,088.14 2,096.42 2,099.92 2,180.47 2,286.71 2,286.71 2,286.71 2,824.09

BAND

1.83 4.61 9.71 9.50 16.61 8.51 7.70 4.68 4.74 2.56 2.26 0.33 0.90 0.29 0.12 2.85 3.76 0.00 0.00 19.03

CUM.

1.83 6.44 16.15 25.65 42.26 50.77 58.47 63.15 67.90 70.46 72.71 73.05 73.94 74.23 74.36 77.21 80.97 80.97 80.97 100.00

PERCENTAGE f

0 1 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3

BAND

CUM.

0 0.00 0.00 1 33.33 33.33 3 66.67 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00

PERCENTAGE rp

0.00 59.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 59.50

BAND

CUM.

0.00 0.00 0.00 59.50 100.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00 59.50 0.00 100.00

PERCENTAGE BAND

0.00 45.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 32.74 13.05 8.21 4.99 4.15 3.60 3.34 3.10 2.99 2.90 2.88 2.85 2.84 2.83 2.73 2.60 2.60 2.60 2.11 2.11

Page 43 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

56 51 61 47 64 42 32 24 16 3 2 3 0 9 6 1 5 1 1 2 426

56 107 168 215 279 321 353 377 393 396 398 401 401 410 416 417 422 423 424 426

BAND

CUM.

13.15 13.15 11.97 25.12 14.32 39.44 11.03 50.47 15.02 65.49 9.86 75.35 7.51 82.86 5.63 88.50 3.76 92.25 0.70 92.96 0.47 93.43 0.70 94.13 0.00 94.13 2.11 96.24 1.41 97.65 0.23 97.89 1.17 99.06 0.23 99.30 0.23 99.53 0.47 100.00

PERCENTAGE rp

7.91 15.99 38.71 51.78 123.09 103.44 76.16 80.60 53.90 22.78 4.64 37.31 0.00 60.20 384.31 6.18 450.06 2.79 1.64 4,636.51 6,157.98

7.91 23.90 62.61 114.39 237.48 340.92 417.08 497.68 551.58 574.36 579.00 616.31 616.31 676.51 1,060.81 1,066.99 1,517.05 1,519.84 1,521.47 6,157.98

BAND

0.13 0.26 0.63 0.84 2.00 1.68 1.24 1.31 0.88 0.37 0.08 0.61 0.00 0.98 6.24 0.10 7.31 0.05 0.03 75.29

CUM.

0.13 0.39 1.02 1.86 3.86 5.54 6.77 8.08 8.96 9.33 9.40 10.01 10.01 10.99 17.23 17.33 24.64 24.68 24.71 100.00

PERCENTAGE f

0 0 0 0 0 0 2 1 0 0 0 0 0 0 1 0 0 0 0 0 4

BAND

0 0 0 0 0 0 2 3 3 3 3 3 3 3 4 4 4 4 4 4

0.00 0.00 0.00 0.00 0.00 0.00 50.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 50.00 75.00 75.00 75.00 75.00 75.00 75.00 75.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 633.85 1,286.74 0.00 0.00 0.00 0.00 0.00 0.00 4.73 0.00 0.00 0.00 0.00 0.00 1,925.31

0.00 0.00 0.00 0.00 0.00 0.00 633.85 1,920.58 1,920.58 1,920.58 1,920.58 1,920.58 1,920.58 1,920.58 1,925.31 1,925.31 1,925.31 1,925.31 1,925.31 1,925.31

BAND

0.00 0.00 0.00 0.00 0.00 0.00 32.92 66.83 0.00 0.00 0.00 0.00 0.00 0.00 0.25 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 32.92 832.22 99.75 1,596.53 99.75 0.00 99.75 0.00 99.75 0.00 99.75 0.00 99.75 0.00 99.75 0.00 100.00 1.23 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 151.97 385.91 348.20 334.39 331.71 311.63 311.63 283.90 181.49 180.44 126.91 126.68 126.54 31.27 31.27

Page 44 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

250 190 230 146 154 48 49 30 6 6 12 10 5 2 4 12 7 1 1 1

250 440 670 816 970 1,018 1,067 1,097 1,103 1,109 1,121 1,131 1,136 1,138 1,142 1,154 1,161 1,162 1,163 1,164

1,164

BAND

CUM.

21.48 21.48 16.32 37.80 19.76 57.56 12.54 70.10 13.23 83.33 4.12 87.46 4.21 91.67 2.58 94.24 0.52 94.76 0.52 95.27 1.03 96.31 0.86 97.16 0.43 97.59 0.17 97.77 0.34 98.11 1.03 99.14 0.60 99.74 0.09 99.83 0.09 99.91 0.09 100.00

PERCENTAGE rp

134.83 81.84 157.37 158.41 248.82 131.04 150.48 101.66 42.04 27.49 96.93 79.11 55.04 67.14 82.92 152.24 377.45 119.20 0.00 535.81 2,799.83

134.83 216.68 374.05 532.46 781.28 912.32 1,062.80 1,164.46 1,206.51 1,234.00 1,330.92 1,410.03 1,465.07 1,532.21 1,615.13 1,767.37 2,144.82 2,264.02 2,264.02 2,799.83

BAND

4.82 2.92 5.62 5.66 8.89 4.68 5.37 3.63 1.50 0.98 3.46 2.83 1.97 2.40 2.96 5.44 13.48 4.26 0.00 19.14

CUM.

4.82 7.74 13.36 19.02 27.90 32.58 37.96 41.59 43.09 44.07 47.54 50.36 52.33 54.73 57.69 63.12 76.61 80.86 80.86 100.00

PERCENTAGE f

0 0 1 2 2 0 0 0 0 0 0 0 1 0 1 0 2 0 0 0 9

BAND

0 0 1 3 5 5 5 5 5 5 5 5 6 6 7 7 9 9 9 9

0.00 0.00 11.11 22.22 22.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 0.00 11.11 0.00 22.22 0.00 0.00 0.00

CUM.

0.00 0.00 11.11 33.33 55.56 55.56 55.56 55.56 55.56 55.56 55.56 55.56 66.67 66.67 77.78 77.78 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 225.00 308.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.00 0.00 37.83 0.00 9.63 0.00 0.00 0.00 590.89

0.00 0.00 0.00 225.00 533.44 533.44 533.44 533.44 533.44 533.44 533.44 533.44 543.44 543.44 581.26 581.26 590.89 590.89 590.89 590.89

BAND

0.00 0.00 0.00 38.08 52.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.69 0.00 6.40 0.00 1.63 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 38.08 90.28 90.28 90.28 90.28 90.28 90.28 90.28 90.28 91.97 91.97 98.37 98.37 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 142.03 123.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.17 0.00 45.62 0.00 2.55 0.00 0.00 0.00

CUM

0.00 0.00 0.00 42.26 68.28 58.47 50.19 45.81 44.21 43.23 40.08 37.83 37.09 35.47 35.99 32.89 27.55 26.10 26.10 21.10 21.10

Page 45 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

70 48 61 49 57 41 14 14 5 3 0 4 1 0 0 0 0 0 0 0 367

BAND

70 118 179 228 285 326 340 354 359 362 362 366 367 367 367 367 367 367 367 367

19.07 13.08 16.62 13.35 15.53 11.17 3.81 3.81 1.36 0.82 0.00 1.09 0.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

19.07 32.15 48.77 62.13 77.66 88.83 92.64 96.46 97.82 98.64 98.64 99.73 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

6.18 12.79 23.26 33.85 77.27 91.52 62.32 57.49 37.92 19.55 0.00 26.10 8.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 456.86

6.18 18.96 42.22 76.07 153.34 244.86 307.18 364.67 402.59 422.14 422.14 448.24 456.86 456.86 456.86 456.86 456.86 456.86 456.86 456.86

BAND

1.35 2.80 5.09 7.41 16.91 20.03 13.64 12.58 8.30 4.28 0.00 5.71 1.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

1.35 4.15 9.24 16.65 33.56 53.60 67.24 79.82 88.12 92.40 92.40 98.11 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 456.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 456.69

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 456.69 100.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00 456.69 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 499.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 186.51 148.67 125.23 113.44 108.19 108.19 101.89 99.96 99.96 99.96 99.96 99.96 99.96 99.96 99.96 99.96

Page 46 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

104 64 100 57 71 30 20 21 8 7 6 8 7 5 1 0 1 0 0 0 510

BAND

104 168 268 325 396 426 446 467 475 482 488 496 503 508 509 509 510 510 510 510

20.39 12.55 19.61 11.18 13.92 5.88 3.92 4.12 1.57 1.37 1.18 1.57 1.37 0.98 0.20 0.00 0.20 0.00 0.00 0.00

CUM.

20.39 32.94 52.55 63.73 77.65 83.53 87.45 91.57 93.14 94.51 95.69 97.25 98.63 99.61 99.80 99.80 100.00 100.00 100.00 100.00

PERCENTAGE rp

14.90 23.06 60.32 45.17 104.50 60.52 72.90 78.44 25.09 33.19 6.22 24.54 21.61 20.65 17.05 0.00 0.00 0.00 0.00 0.00

14.90 37.97 98.29 143.46 247.96 308.48 381.37 459.81 484.90 518.10 524.32 548.86 570.46 591.11 608.17 608.17 608.17 608.17 608.17 608.17

608.17

BAND

2.45 3.79 9.92 7.43 17.18 9.95 11.99 12.90 4.13 5.46 1.02 4.03 3.55 3.40 2.80 0.00 0.00 0.00 0.00 0.00

CUM.

2.45 6.24 16.16 23.59 40.77 50.72 62.71 75.61 79.73 85.19 86.21 90.25 93.80 97.20 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE f

1 0 0 1 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 4

BAND

1 1 1 2 3 3 3 3 4 4 4 4 4 4 4 4 4 4 4 4

25.00 0.00 0.00 25.00 25.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

25.00 25.00 25.00 50.00 75.00 75.00 75.00 75.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

35.76 0.00 0.00 38.00 155.55 0.00 0.00 0.00 83.79 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 313.10

35.76 35.76 35.76 73.75 229.31 229.31 229.31 229.31 313.10 313.10 313.10 313.10 313.10 313.10 313.10 313.10 313.10 313.10 313.10 313.10

BAND

11.42 0.00 0.00 12.14 49.68 0.00 0.00 0.00 26.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

11.42 11.42 11.42 23.56 73.24 73.24 73.24 73.24 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

239.93 0.00 0.00 84.12 148.86 0.00 0.00 0.00 333.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

239.93 94.18 36.38 51.41 92.48 74.34 60.13 49.87 64.57 60.43 59.71 57.04 54.88 52.97 51.48 51.48 51.48 51.48 51.48 51.48 51.48

Page 47 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,290 4,749 5,530 2,650 2,074 892 688 529 324 222 187 240 177 233 175 311 305 104 115 45 24,840

5,290 10,039 15,569 18,219 20,293 21,185 21,873 22,402 22,726 22,948 23,135 23,375 23,552 23,785 23,960 24,271 24,576 24,680 24,795 24,840

BAND

CUM.

21.30 21.30 19.12 40.41 22.26 62.68 10.67 73.35 8.35 81.69 3.59 85.29 2.77 88.06 2.13 90.19 1.30 91.49 0.89 92.38 0.75 93.14 0.97 94.10 0.71 94.81 0.94 95.75 0.70 96.46 1.25 97.71 1.23 98.94 0.42 99.36 0.46 99.82 0.18 100.00

PERCENTAGE rp

4,254.05 718.21 1,665.11 1,716.10 2,649.94 1,322.40 1,767.65 1,746.49 1,786.88 1,225.30 1,164.82 2,147.08 1,825.86 3,104.62 2,578.39 7,576.54 12,627.61 8,330.97 14,407.93 7,606.13 80,222.09

4,254.05 4,972.26 6,637.37 8,353.47 11,003.40 12,325.81 14,093.46 15,839.95 17,626.83 18,852.13 20,016.95 22,164.03 23,989.89 27,094.51 29,672.91 37,249.44 49,877.06 58,208.03 72,615.96 80,222.09

BAND

5.30 0.90 2.08 2.14 3.30 1.65 2.20 2.18 2.23 1.53 1.45 2.68 2.28 3.87 3.21 9.44 15.74 10.38 17.96 9.48

PERCENTAGE

CUM.

5.30 6.20 8.27 10.41 13.72 15.36 17.57 19.75 21.97 23.50 24.95 27.63 29.90 33.77 36.99 46.43 62.17 72.56 90.52 100.00

16 1 5 8 11 6 2 5 4 0 3 4 0 6 6 16 13 10 14 6 136

16 17 22 30 41 47 49 54 58 58 61 65 65 71 77 93 106 116 130 136

BAND

11.76 0.74 3.68 5.88 8.09 4.41 1.47 3.68 2.94 0.00 2.21 2.94 0.00 4.41 4.41 11.76 9.56 7.35 10.29 4.41

CUM.

11.76 12.50 16.18 22.06 30.15 34.56 36.03 39.71 42.65 42.65 44.85 47.79 47.79 52.21 56.62 68.38 77.94 85.29 95.59 100.00

PERCENTAGE rp

318.38 1.72 36.82 676.39 806.99 2,139.76 211.72 1,304.57 1,389.36 0.00 478.87 531.92 0.00 1,035.06 110.82 7,065.10 1,514.30 904.07 1,106.30 1,536.43 21,168.59

318.38 320.10 356.92 1,033.31 1,840.30 3,980.06 4,191.78 5,496.35 6,885.72 6,885.72 7,364.58 7,896.50 7,896.50 8,931.57 9,042.38 16,107.48 17,621.78 18,525.85 19,632.15 21,168.59

BAND

PERCENTAGE

CUM.

BAND

1.50 1.50 0.01 1.51 0.17 1.69 3.20 4.88 3.81 8.69 10.11 18.80 1.00 19.80 6.16 25.96 6.56 32.53 0.00 32.53 2.26 34.79 2.51 37.30 0.00 37.30 4.89 42.19 0.52 42.72 33.38 76.09 7.15 83.24 4.27 87.52 5.23 92.74 7.26 100.00

7.48 0.24 2.21 39.41 30.45 161.81 11.98 74.70 77.75 0.00 41.11 24.77 0.00 33.34 4.30 93.25 11.99 10.85 7.68 20.20

CUM

7.48 6.44 5.38 12.37 16.72 32.29 29.74 34.70 39.06 36.52 36.79 35.63 32.92 32.96 30.47 43.24 35.33 31.83 27.04 26.39 26.39

Page 48 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

78 86 86 56 37 19 9 23 7 3 5 2 3 2 4 4 2 0 0 0 426

BAND

78 164 250 306 343 362 371 394 401 404 409 411 414 416 420 424 426 426 426 426

18.31 20.19 20.19 13.15 8.69 4.46 2.11 5.40 1.64 0.70 1.17 0.47 0.70 0.47 0.94 0.94 0.47 0.00 0.00 0.00

CUM.

18.31 38.50 58.69 71.83 80.52 84.98 87.09 92.49 94.13 94.84 96.01 96.48 97.18 97.65 98.59 99.53 100.00 100.00 100.00 100.00

PERCENTAGE rp

7.02 20.31 44.27 49.79 40.67 40.21 26.46 39.61 45.77 16.18 13.81 26.29 17.65 13.29 53.84 25.96 217.69 0.00 0.00 0.00

7.02 27.33 71.60 121.39 162.06 202.27 228.73 268.34 314.11 330.30 344.10 370.39 388.04 401.33 455.17 481.13 698.82 698.82 698.82 698.82

698.82

BAND

1.00 2.91 6.33 7.12 5.82 5.75 3.79 5.67 6.55 2.32 1.98 3.76 2.53 1.90 7.70 3.71 31.15 0.00 0.00 0.00

CUM.

1.00 3.91 10.25 17.37 23.19 28.94 32.73 38.40 44.95 47.26 49.24 53.00 55.53 57.43 65.13 68.85 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 0 0 0 1 1 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.74 0.00 666.77 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.74 8.74 675.50 675.50 675.50 675.50 675.50 675.50 675.50 675.50 675.50 675.50 675.50

675.50

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.29 0.00 98.71 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.29 22.05 1.29 0.00 100.00 4,120.42 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.26 2.78 204.51 196.31 182.38 174.08 168.32 148.41 140.40 96.66 96.66 96.66 96.66 96.66

Page 49 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

294 135 123 60 52 33 17 22 10 4 3 1 1 0 0 0 0 0 0 0 755

BAND

294 429 552 612 664 697 714 736 746 750 753 754 755 755 755 755 755 755 755 755

38.94 17.88 16.29 7.95 6.89 4.37 2.25 2.91 1.32 0.53 0.40 0.13 0.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

38.94 56.82 73.11 81.06 87.95 92.32 94.57 97.48 98.81 99.34 99.74 99.87 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

26.02 35.51 72.66 52.48 93.28 65.80 54.25 71.00 44.23 29.13 9.09 10.77 12.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 576.87

26.02 61.53 134.19 186.67 279.95 345.75 400.00 471.00 515.23 544.35 553.45 564.21 576.87 576.87 576.87 576.87 576.87 576.87 576.87 576.87

BAND

4.51 6.16 12.60 9.10 16.17 11.41 9.40 12.31 7.67 5.05 1.58 1.87 2.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

4.51 10.67 23.26 32.36 48.53 59.94 69.34 81.65 89.31 94.36 95.94 97.81 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

PERCENTAGE rp

0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 200.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 200.00 100.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00 200.00 0.00 100.00

200.00

BAND

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 381.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 107.14 71.44 57.85 50.00 42.46 38.82 36.74 36.14 35.45 34.67 34.67 34.67 34.67 34.67 34.67 34.67 34.67 34.67

Page 50 of 204

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

573 621 890 615 533 210 141 136 52 40 31 42 31 39 27 52 61 18 29 2

573 1,194 2,084 2,699 3,232 3,442 3,583 3,719 3,771 3,811 3,842 3,884 3,915 3,954 3,981 4,033 4,094 4,112 4,141 4,143

4,143

BAND

CUM.

13.83 13.83 14.99 28.82 21.48 50.30 14.84 65.15 12.87 78.01 5.07 83.08 3.40 86.48 3.28 89.77 1.26 91.02 0.97 91.99 0.75 92.73 1.01 93.75 0.75 94.50 0.94 95.44 0.65 96.09 1.26 97.34 1.47 98.82 0.43 99.25 0.70 99.95 0.05 100.00

PERCENTAGE rp

1,105.55 132.74 362.41 526.61 832.47 481.86 399.33 482.42 238.37 267.19 185.70 304.96 237.18 455.03 368.67 1,069.03 2,136.43 1,265.40 3,662.82 417.87 14,932.04

1,105.55 1,238.29 1,600.70 2,127.31 2,959.78 3,441.64 3,840.97 4,323.39 4,561.76 4,828.95 5,014.65 5,319.61 5,556.79 6,011.82 6,380.49 7,449.52 9,585.95 10,851.35 14,514.17 14,932.04

BAND

7.40 0.89 2.43 3.53 5.58 3.23 2.67 3.23 1.60 1.79 1.24 2.04 1.59 3.05 2.47 7.16 14.31 8.47 24.53 2.80

CUM.

7.40 8.29 10.72 14.25 19.82 23.05 25.72 28.95 30.55 32.34 33.58 35.63 37.21 40.26 42.73 49.89 64.20 72.67 97.20 100.00

PERCENTAGE f

6 1 0 1 1 1 0 0 0 0 1 2 0 1 1 0 4 0 2 0 21

6 7 7 8 9 10 10 10 10 10 11 13 13 14 15 15 19 19 21 21

BAND

28.57 4.76 0.00 4.76 4.76 4.76 0.00 0.00 0.00 0.00 4.76 9.52 0.00 4.76 4.76 0.00 19.05 0.00 9.52 0.00

PERCENTAGE

CUM.

28.57 33.33 33.33 38.10 42.86 47.62 47.62 47.62 47.62 47.62 52.38 61.90 61.90 66.67 71.43 71.43 90.48 90.48 100.00 100.00

38.07 61.68 0.00 34.26 419.24 1.79 0.00 0.00 0.00 0.00 356.43 17.67 0.00 125.62 3.31 0.00 36.24 0.00 131.57 0.00 1,225.88

38.07 99.75 99.75 134.01 553.25 555.04 555.04 555.04 555.04 555.04 911.47 929.13 929.13 1,054.75 1,058.06 1,058.06 1,094.31 1,094.31 1,225.88 1,225.88

BAND

PERCENTAGE

CUM.

BAND

3.11 3.11 5.03 8.14 0.00 8.14 2.79 10.93 34.20 45.13 0.15 45.28 0.00 45.28 0.00 45.28 0.00 45.28 0.00 45.28 29.08 74.35 1.44 75.79 0.00 75.79 10.25 86.04 0.27 86.31 0.00 86.31 2.96 89.27 0.00 89.27 10.73 100.00 0.00 100.00

3.44 46.47 0.00 6.51 50.36 0.37 0.00 0.00 0.00 0.00 191.94 5.79 0.00 27.61 0.90 0.00 1.70 0.00 3.59 0.00

CUM

3.44 8.06 6.23 6.30 18.69 16.13 14.45 12.84 12.17 11.49 18.18 17.47 16.72 17.54 16.58 14.20 11.42 10.08 8.45 8.21 8.21

Page 51 of 204

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2003

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

1 0 50 25 91,234 91,234 2 50 100 75 93,125 184,359 3 100 200 150 107,932 292,291 4 200 300 250 59,332 351,623 5 300 500 400 59,631 411,254 6 500 750 625 28,091 439,345 7 750 1,000 875 20,194 459,539 8 1,000 1,500 1,250 14,961 474,500 9 8,292 482,792 1,500 2,000 1,750 10 4,643 487,435 2,000 2,500 2,250 11 3,642 491,077 2,500 3,000 2,750 12 4,287 495,364 3,000 4,000 3,500 13 3,051 498,415 4,000 5,000 4,500 14 3,810 502,225 5,000 7,500 6,250 15 2,489 504,714 7,500 10,000 8,750 16 3,957 508,671 10,000 20,000 15,000 17 3,341 512,012 20,000 50,000 35,000 18 1,538 513,550 50,000 100,000 75,000 19 100,000 1,451 515,001 500,000 300,000 20 500,000 Up 394 515,395 TOTAL

515,395

BAND

CUM.

17.70 17.70 18.07 35.77 20.94 56.71 11.51 68.22 11.57 79.79 5.45 85.24 3.92 89.16 2.90 92.07 1.61 93.67 0.90 94.58 0.71 95.28 0.83 96.11 0.59 96.71 0.74 97.44 0.48 97.93 0.77 98.70 0.65 99.34 0.30 99.64 0.28 99.92 0.08 100.00

PERCENTAGE rp

52,858.05 52,858.05 21,807.96 74,666.01 45,204.47 119,870.48 40,283.68 160,154.16 64,256.19 224,410.35 45,507.25 269,917.60 46,885.11 316,802.71 54,273.09 371,075.80 38,176.75 409,252.55 24,061.29 433,313.84 26,506.44 459,820.27 33,307.68 493,127.96 30,318.78 523,446.74 45,428.64 568,875.38 42,399.15 611,274.54 96,092.06 707,366.59 147,359.00 854,725.59 112,723.31 967,448.90 193,908.97 1,161,357.87 115,444.80 1,276,802.67 1,276,802.67

BAND

CUM.

4.14 4.14 1.71 5.85 3.54 9.39 3.16 12.54 5.03 17.58 3.56 21.14 3.67 24.81 4.25 29.06 2.99 32.05 1.88 33.94 2.08 36.01 2.61 38.62 2.37 41.00 3.56 44.55 3.32 47.88 7.53 55.40 11.54 66.94 8.83 75.77 15.19 90.96 9.04 100.00

PERCENTAGE f

245 201 277 155 197 135 117 104 119 54 98 84 121 109 149 222 274 163 208 139 3,171

245 446 723 878 1,075 1,210 1,327 1,431 1,550 1,604 1,702 1,786 1,907 2,016 2,165 2,387 2,661 2,824 3,032 3,171

BAND

CUM.

7.73 7.73 6.34 14.06 8.74 22.80 4.89 27.69 6.21 33.90 4.26 38.16 3.69 41.85 3.28 45.13 3.75 48.88 1.70 50.58 3.09 53.67 2.65 56.32 3.82 60.14 3.44 63.58 4.70 68.27 7.00 75.28 8.64 83.92 5.14 89.06 6.56 95.62 4.38 100.00

PERCENTAGE rp

32,173.14 9,600.23 21,040.57 10,355.55 29,589.71 13,802.10 14,964.86 16,148.73 19,883.45 9,879.25 35,338.43 8,792.81 19,006.25 47,701.43 28,487.77 57,314.63 68,825.22 57,304.96 67,984.52 67,590.67 635,784.27

32,173.14 41,773.37 62,813.94 73,169.49 102,759.20 116,561.29 131,526.15 147,674.88 167,558.34 177,437.58 212,776.01 221,568.82 240,575.07 288,276.50 316,764.27 374,078.90 442,904.11 500,209.07 568,193.60 635,784.27

BAND

CUM.

PERCENTAGE BAND

5.06 5.06 60.87 1.51 6.57 44.02 3.31 9.88 46.55 1.63 11.51 25.71 4.65 16.16 46.05 2.17 18.33 30.33 2.35 20.69 31.92 2.54 23.23 29.75 3.13 26.35 52.08 1.55 27.91 41.06 5.56 33.47 133.32 1.38 34.85 26.40 2.99 37.84 62.69 7.50 45.34 105.00 4.48 49.82 67.19 9.01 58.84 59.65 10.83 69.66 46.71 9.01 78.68 50.84 10.69 89.37 35.06 10.63 100.00 58.55

CUM

60.87 55.95 52.40 45.69 45.79 43.18 41.52 39.80 40.94 40.95 46.27 44.93 45.96 50.67 51.82 52.88 51.82 51.70 48.92 49.80 49.80

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.392.956.187,10, - Freq. Klaim 512 ( Data not Include Claim Fire no Policy Rp. 1.392.956.187,10 - Freq Claim 512 )

Page 52 of 204

RISK AND LOSS PROFILE 2003 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2003

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

87,730 91,279 104,278 56,397 55,379 25,293 17,779 12,383 6,590 3,473 2,584 2,924 1,987 2,247 1,350 1,916 1,287 438 437 105 475,856

87,730 179,009 283,287 339,684 395,063 420,356 438,135 450,518 457,108 460,581 463,165 466,089 468,076 470,323 471,673 473,589 474,876 475,314 475,751 475,856

BAND

CUM.

18.44 18.44 19.18 37.62 21.91 59.53 11.85 71.38 11.64 83.02 5.32 88.34 3.74 92.07 2.60 94.68 1.38 96.06 0.73 96.79 0.54 97.33 0.61 97.95 0.42 98.37 0.47 98.84 0.28 99.12 0.40 99.52 0.27 99.79 0.09 99.89 0.09 99.98 0.02 100.00

PERCENTAGE rp

28,315.92 20,959.27 42,810.10 38,192.29 58,969.52 41,361.22 41,151.50 44,375.52 30,346.37 19,429.70 20,177.62 24,515.06 21,434.68 30,483.31 27,568.01 55,716.75 59,762.45 36,247.33 64,992.05 32,950.70 739,759.39

28,315.92 49,275.20 92,085.29 130,277.58 189,247.11 230,608.33 271,759.84 316,135.36 346,481.73 365,911.43 386,089.05 410,604.10 432,038.78 462,522.09 490,090.10 545,806.85 605,569.31 641,816.64 706,808.68 739,759.39

BAND

3.83 2.83 5.79 5.16 7.97 5.59 5.56 6.00 4.10 2.63 2.73 3.31 2.90 4.12 3.73 7.53 8.08 4.90 8.79 4.45

PERCENTAGE

CUM.

3.83 6.66 12.45 17.61 25.58 31.17 36.74 42.73 46.84 49.46 52.19 55.51 58.40 62.52 66.25 73.78 81.86 86.76 95.55 100.00

170 169 196 116 142 105 76 66 87 43 66 47 85 59 87 100 98 40 49 20 1,821

170 339 535 651 793 898 974 1,040 1,127 1,170 1,236 1,283 1,368 1,427 1,514 1,614 1,712 1,752 1,801 1,821

BAND

CUM.

9.34 9.34 9.28 18.62 10.76 29.38 6.37 35.75 7.80 43.55 5.77 49.31 4.17 53.49 3.62 57.11 4.78 61.89 2.36 64.25 3.62 67.87 2.58 70.46 4.67 75.12 3.24 78.36 4.78 83.14 5.49 88.63 5.38 94.01 2.20 96.21 2.69 98.90 1.10 100.00

PERCENTAGE rp

20,631.87 8,703.31 17,341.64 9,535.97 19,093.95 12,513.22 13,522.88 12,103.43 18,188.09 7,390.49 10,830.07 7,663.01 17,285.20 41,173.83 16,935.15 37,322.75 44,851.16 25,893.34 8,825.40 9,727.47

20,631.87 29,335.18 46,676.82 56,212.79 75,306.74 87,819.96 101,342.84 113,446.27 131,634.36 139,024.85 149,854.92 157,517.94 174,803.14 215,976.97 232,912.12 270,234.87 315,086.03 340,979.37 349,804.78 359,532.24

BAND

5.74 2.42 4.82 2.65 5.31 3.48 3.76 3.37 5.06 2.06 3.01 2.13 4.81 11.45 4.71 10.38 12.47 7.20 2.45 2.71

PERCENTAGE

CUM.

BAND

5.74 8.16 12.98 15.63 20.95 24.43 28.19 31.55 36.61 38.67 41.68 43.81 48.62 60.07 64.78 75.16 87.64 94.84 97.29 100.00

72.86 41.52 40.51 24.97 32.38 30.25 32.86 27.28 59.93 38.04 53.67 31.26 80.64 135.07 61.43 66.99 75.05 71.44 13.58 29.52

359,532.24

CUM

72.86 59.53 50.69 43.15 39.79 38.08 37.29 35.89 37.99 37.99 38.81 38.36 40.46 46.70 47.52 49.51 52.03 53.13 49.49 48.60 48.60

Page 53 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2003

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,470 1,231 2,580 2,136 3,026 1,930 1,670 1,735 1,075 716 677 850 696 1,007 711 1,301 1,260 616 535 150 19,004

2,470 3,701 6,281 8,417 11,443 13,373 15,043 16,778 17,853 18,569 19,246 20,096 20,792 21,799 22,510 23,811 25,071 25,687 26,222 26,372

BAND

CUM.

9.37 9.37 4.67 14.03 9.78 23.82 8.10 31.92 11.47 43.39 7.32 50.71 6.33 57.04 6.58 63.62 4.08 67.70 2.72 70.41 2.57 72.98 3.22 76.20 2.64 78.84 3.82 82.66 2.70 85.36 4.93 90.29 4.78 95.07 2.34 97.40 2.03 99.43 0.57 100.00

PERCENTAGE rp

20,364.47 700.70 1,492.57 1,825.38 4,667.60 3,439.51 4,843.63 8,626.77 5,547.26 3,647.25 5,117.02 7,066.26 7,442.64 12,113.33 11,650.71 31,219.06 67,171.93 52,651.23 84,698.71 56,009.14 348,783.52

20,364.47 21,065.17 22,557.74 24,383.12 29,050.73 32,490.23 37,333.86 45,960.63 51,507.89 55,155.14 60,272.16 67,338.42 74,781.06 86,894.39 98,545.10 129,764.16 196,936.10 249,587.32 334,286.03 390,295.17

BAND

5.22 0.18 0.38 0.47 1.20 0.88 1.24 2.21 1.42 0.93 1.31 1.81 1.91 3.10 2.99 8.00 17.21 13.49 21.70 14.35

CUM.

5.22 5.40 5.78 6.25 7.44 8.32 9.57 11.78 13.20 14.13 15.44 17.25 19.16 22.26 25.25 33.25 50.46 63.95 85.65 100.00

PERCENTAGE f

75 32 81 39 55 30 41 37 32 11 32 35 36 50 62 122 176 121 159 119 917

75 107 188 227 282 312 353 390 422 433 465 500 536 586 648 770 946 1,067 1,226 1,345

BAND

CUM.

5.58 5.58 2.38 7.96 6.02 13.98 2.90 16.88 4.09 20.97 2.23 23.20 3.05 26.25 2.75 29.00 2.38 31.38 0.82 32.19 2.38 34.57 2.60 37.17 2.68 39.85 3.72 43.57 4.61 48.18 9.07 57.25 13.09 70.33 9.00 79.33 11.82 91.15 8.85 100.00

PERCENTAGE rp

11,541.27 896.92 3,698.93 819.58 10,495.77 1,288.88 1,441.97 2,925.13 1,695.37 2,488.76 24,508.36 1,042.77 1,721.05 6,527.60 11,552.61 19,991.88 23,974.05 31,303.23 59,159.12 57,863.21 173,110.88

11,541.27 12,438.19 16,137.12 16,956.70 27,452.46 28,741.34 30,183.31 33,108.44 34,803.81 37,292.56 61,800.92 62,843.69 64,564.74 71,092.34 82,644.95 102,636.83 126,610.89 157,914.11 217,073.23 274,936.44

BAND

4.20 0.33 1.35 0.30 3.82 0.47 0.52 1.06 0.62 0.91 8.91 0.38 0.63 2.37 4.20 7.27 8.72 11.39 21.52 21.05

PERCENTAGE

CUM.

BAND

CUM

4.20 4.52 5.87 6.17 9.99 10.45 10.98 12.04 12.66 13.56 22.48 22.86 23.48 25.86 30.06 37.33 46.05 57.44 78.95 100.00

56.67 128.00 247.82 44.90 224.86 37.47 29.77 33.91 30.56 68.24 478.96 14.76 23.12 53.89 99.16 64.04 35.69 59.45 69.85 103.31

56.67 59.05 71.54 69.54 94.50 88.46 80.85 72.04 67.57 67.61 102.54 93.33 86.34 81.81 83.87 79.09 64.29 63.27 64.94 70.44 49.63

Page 54 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2003

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 1 9 6 6 6 8 27 28 9 9 13 12 26 35 59 84 49 34 2 435

12 13 22 28 34 40 48 75 103 112 121 134 146 172 207 266 350 399 433 435

BAND

CUM.

2.76 2.76 0.23 2.99 2.07 5.06 1.38 6.44 1.38 7.82 1.38 9.20 1.84 11.03 6.21 17.24 6.44 23.68 2.07 25.75 2.07 27.82 2.99 30.80 2.76 33.56 5.98 39.54 8.05 47.59 13.56 61.15 19.31 80.46 11.26 91.72 7.82 99.54 0.46 100.00

PERCENTAGE rp

225.37 225.37 0.24 225.61 40.81 266.42 1.81 268.23 4.81 273.04 7.03 280.07 16.60 296.67 67.77 364.44 66.68 431.12 58.02 489.14 34.06 523.20 70.91 594.12 77.18 671.29 188.41 859.71 370.22 1,229.93 1,105.46 2,335.39 3,375.16 5,710.55 2,927.44 8,637.99 2,997.81 11,635.80 22.35 11,658.15 11,658.15

BAND

1.93 0.00 0.35 0.02 0.04 0.06 0.14 0.58 0.57 0.50 0.29 0.61 0.66 1.62 3.18 9.48 28.95 25.11 25.71 0.19

CUM.

1.93 1.94 2.29 2.30 2.34 2.40 2.54 3.13 3.70 4.20 4.49 5.10 5.76 7.37 10.55 20.03 48.98 74.09 99.81 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 0 0 0 1 1 1 1 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,120.17 0.00 0.00 0.00 76.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,196.93

0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,120.17 1,120.17 1,120.17 1,120.17 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 93.59 0.00 0.00 0.00 6.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 93.59 1,652.82 93.59 0.00 93.59 0.00 93.59 0.00 100.00 108.25 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 307.37 259.83 229.01 214.10 201.46 178.30 139.23 97.32 51.25 20.96 13.86 10.29 10.27 10.27

Page 55 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM

01/01/2003

15/06/2006

DATE

15/07/2006

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,022 614 1,065 793 1,220 862 737 816 599 445 372 500 356 530 393 681 710 435 445 137 12,732

1,022 1,636 2,701 3,494 4,714 5,576 6,313 7,129 7,728 8,173 8,545 9,045 9,401 9,931 10,324 11,005 11,715 12,150 12,595 12,732

BAND

CUM.

8.03 8.03 4.82 12.85 8.36 21.21 6.23 27.44 9.58 37.02 6.77 43.80 5.79 49.58 6.41 55.99 4.70 60.70 3.50 64.19 2.92 67.11 3.93 71.04 2.80 73.84 4.16 78.00 3.09 81.09 5.35 86.44 5.58 92.01 3.42 95.43 3.50 98.92 1.08 100.00

PERCENTAGE rp

3,952.29 3,952.29 147.75 4,100.03 860.99 4,961.03 264.19 5,225.22 614.26 5,839.47 699.49 6,538.97 873.38 7,412.35 1,203.02 8,615.37 2,216.43 10,831.81 926.32 11,758.13 1,177.74 12,935.86 1,655.45 14,591.32 1,364.29 15,955.60 2,643.59 18,599.19 2,810.21 21,409.40 8,050.79 29,460.19 17,049.45 46,509.64 20,897.32 67,406.95 41,220.40 108,627.36 26,462.60 135,089.96 135,089.96

BAND

2.93 0.11 0.64 0.20 0.45 0.52 0.65 0.89 1.64 0.69 0.87 1.23 1.01 1.96 2.08 5.96 12.62 15.47 30.51 19.59

CUM.

2.93 3.04 3.67 3.87 4.32 4.84 5.49 6.38 8.02 8.70 9.58 10.80 11.81 13.77 15.85 21.81 34.43 49.90 80.41 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 2 0 0 3

BAND

0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 3 3 3

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 10.26 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 66.67 100.00 108.39 118.65 0.00 100.00 0.00 118.65 0.00 100.00 0.00 118.65 118.65

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.65 0.00 0.00 0.00 0.00 0.00 91.35 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.65 8.65 8.65 8.65 8.65 8.65 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.62 0.00 0.00 0.00 0.00 0.00 0.52 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.07 0.06 0.06 0.05 0.03 0.02 0.18 0.11 0.00 00.00

Page 56 of 204

RISK AND LOSS PROFILE 2003 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

18 20 34 13 25 14 18 13 14 19 12 8 12 18 10 16 20 18 30 7 339

18 38 72 85 110 124 142 155 169 188 200 208 220 238 248 264 284 302 332 339

BAND

CUM.

5.31 5.31 5.90 11.21 10.03 21.24 3.83 25.07 7.37 32.45 4.13 36.58 5.31 41.89 3.83 45.72 4.13 49.85 5.60 55.46 3.54 59.00 2.36 61.36 3.54 64.90 5.31 70.21 2.95 73.16 4.72 77.88 5.90 83.78 5.31 89.09 8.85 97.94 2.06 100.00

PERCENTAGE rp

460.56 28.76 13.70 9.40 17.67 20.43 37.49 2,905.83 36.07 85.13 31.73 51.58 75.20 168.11 178.01 304.86 1,895.58 1,068.07 5,427.04 5,019.71 17,834.93

460.56 489.32 503.02 512.42 530.09 550.51 588.00 3,493.83 3,529.90 3,615.04 3,646.77 3,698.35 3,773.55 3,941.66 4,119.67 4,424.53 6,320.11 7,388.18 12,815.22 17,834.93

BAND

2.58 0.16 0.08 0.05 0.10 0.11 0.21 16.29 0.20 0.48 0.18 0.29 0.42 0.94 1.00 1.71 10.63 5.99 30.43 28.15

CUM.

2.58 2.74 2.82 2.87 2.97 3.09 3.30 19.59 19.79 20.27 20.45 20.74 21.16 22.10 23.10 24.81 35.44 41.43 71.85 100.00

PERCENTAGE f

0 0 0 1 0 0 1 0 0 0 0 1 0 3 1 0 1 4 1 14 27

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 3.70 3.70 1 0.00 3.70 1 0.00 3.70 2 3.70 7.41 2 0.00 7.41 2 0.00 7.41 2 0.00 7.41 2 0.00 7.41 3 3.70 11.11 3 0.00 11.11 6 11.11 22.22 7 3.70 25.93 7 0.00 25.93 8 3.70 29.63 12 14.81 44.44 13 3.70 48.15 27 51.85 100.00

PERCENTAGE rp

0.00 0.00 0.00 34.16 0.00 0.00 193.23 0.00 0.00 0.00 0.00 15.50 0.00 176.25 56.44 0.00 9.68 1,769.29 123.27 2,372.16 4,749.98

0.00 0.00 0.00 34.16 34.16 34.16 227.39 227.39 227.39 227.39 227.39 242.89 242.89 419.14 475.58 475.58 485.26 2,254.56 2,377.82 4,749.98

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.72 0.72 0.00 0.72 0.00 0.72 4.07 4.79 0.00 4.79 0.00 4.79 0.00 4.79 0.00 4.79 0.33 5.11 0.00 5.11 3.71 8.82 1.19 10.01 0.00 10.01 0.20 10.22 37.25 47.46 2.60 50.06 49.94 100.00

PERCENTAGE BAND

0.00 0.00 0.00 363.30 0.00 0.00 515.43 0.00 0.00 0.00 0.00 30.04 0.00 104.84 31.71 0.00 0.51 165.65 2.27 47.26

CUM

0.00 0.00 0.00 6.67 6.44 6.21 38.67 6.51 6.44 6.29 6.24 6.57 6.44 10.63 11.54 10.75 7.68 30.52 18.55 26.63 26.63

Page 57 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2006

DATE

15/07/2006

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

BAND

130 52 61 44 59 46 55 44 45 23 30 29 34 50 27 68 74 38 63 24

130 182 243 287 346 392 447 491 536 559 589 618 652 702 729 797 871 909 972 996

13.05 13.05 5.22 18.27 6.12 24.40 4.42 28.82 5.92 34.74 4.62 39.36 5.52 44.88 4.42 49.30 4.52 53.82 2.31 56.12 3.01 59.14 2.91 62.05 3.41 65.46 5.02 70.48 2.71 73.19 6.83 80.02 7.43 87.45 3.82 91.27 6.33 97.59 2.41 100.00

996

CUM.

PERCENTAGE rp

1,721.08 1,721.08 10.77 1,731.85 20.07 1,751.92 58.91 1,810.83 69.51 1,880.34 65.90 1,946.24 89.53 2,035.76 101.35 2,137.11 119.75 2,256.86 56.38 2,313.24 100.53 2,413.77 140.23 2,554.00 195.63 2,749.63 386.56 3,136.19 208.08 3,344.27 951.37 4,295.64 2,167.91 6,463.54 1,716.20 8,179.75 6,769.57 14,949.31 3,306.32 18,255.63 18,255.63

BAND

CUM.

9.43 0.06 0.11 0.32 0.38 0.36 0.49 0.56 0.66 0.31 0.55 0.77 1.07 2.12 1.14 5.21 11.88 9.40 37.08 18.11

9.43 9.49 9.60 9.92 10.30 10.66 11.15 11.71 12.36 12.67 13.22 13.99 15.06 17.18 18.32 23.53 35.41 44.81 81.89 100.00

PERCENTAGE f

2 0 1 0 0 0 0 0 1 0 0 0 1 1 0 0 4 4 1 3 18

2 2 3 3 3 3 3 3 4 4 4 4 5 6 6 6 10 14 15 18

BAND

CUM.

PERCENTAGE rp

11.11 11.11 12.23 0.00 11.11 0.00 5.56 16.67 2.11 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 5.56 22.22 47.58 0.00 22.22 0.00 0.00 22.22 0.00 0.00 22.22 0.00 5.56 27.78 0.42 5.56 33.33 1,500.00 0.00 33.33 0.00 0.00 33.33 0.00 22.22 55.56 2.67 22.22 77.78 3.04 5.56 83.33 0.55 16.67 100.00 16,340.12 17,908.72

12.23 12.23 14.34 14.34 14.34 14.34 14.34 14.34 61.92 61.92 61.92 61.92 62.34 1,562.34 1,562.34 1,562.34 1,565.00 1,568.05 1,568.60 17,908.72

PERCENTAGE

BAND

CUM.

BAND

0.07 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.27 0.00 0.00 0.00 0.00 8.38 0.00 0.00 0.01 0.02 0.00 91.24

0.07 0.07 0.08 0.08 0.08 0.08 0.08 0.08 0.35 0.35 0.35 0.35 0.35 8.72 8.72 8.72 8.74 8.76 8.76 100.00

0.71 0.00 10.51 0.00 0.00 0.00 0.00 0.00 39.73 0.00 0.00 0.00 0.21 388.04 0.00 0.00 0.12 0.18 0.01 494.21

CUM

0.71 0.71 0.82 0.79 0.76 0.74 0.70 0.67 2.74 2.68 2.57 2.42 2.27 49.82 46.72 36.37 24.21 19.17 10.49 98.10 98.10

Page 58 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2006

DATE

15/07/2006

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

380 206 313 233 367 279 278 287 206 141 131 203 144 212 165 335 332 165 192 54 4,623

380 586 899 1,132 1,499 1,778 2,056 2,343 2,549 2,690 2,821 3,024 3,168 3,380 3,545 3,880 4,212 4,377 4,569 4,623

BAND

CUM.

PERCENTAGE rp

8.22 8.22 1,564.59 1,564.59 4.46 12.68 47.02 1,611.62 6.77 19.45 108.88 1,720.50 5.04 24.49 123.82 1,844.31 7.94 32.42 450.19 2,294.51 6.04 38.46 657.13 2,951.63 6.01 44.47 478.36 3,429.99 6.21 50.68 1,039.01 4,468.99 4.46 55.14 549.34 5,018.33 3.05 58.19 484.42 5,502.75 2.83 61.02 577.71 6,080.46 4.39 65.41 911.58 6,992.04 3.11 68.53 830.99 7,823.03 4.59 73.11 1,945.92 9,768.95 3.57 76.68 1,761.51 11,530.46 7.25 83.93 6,229.25 17,759.71 7.18 91.11 10,794.67 28,554.38 3.57 94.68 10,453.54 39,007.92 4.15 98.83 24,167.96 63,175.87 1.17 100.00 6,486.95 69,662.82 69,662.82

BAND

2.25 0.07 0.16 0.18 0.65 0.94 0.69 1.49 0.79 0.70 0.83 1.31 1.19 2.79 2.53 8.94 15.50 15.01 34.69 9.31

CUM.

2.25 2.31 2.47 2.65 3.29 4.24 4.92 6.42 7.20 7.90 8.73 10.04 11.23 14.02 16.55 25.49 40.99 56.00 90.69 100.00

PERCENTAGE f

2 1 2 0 2 4 2 1 2 4 1 2 9 3 3 6 28 15 11 14 112

2 3 5 5 7 11 13 14 16 20 21 23 32 35 38 44 72 87 98 112

BAND

CUM.

PERCENTAGE rp

1.79 1.79 166.08 166.08 0.89 2.68 1.40 167.48 1.79 4.46 14.24 181.72 0.00 4.46 0.00 181.72 1.79 6.25 117.98 299.69 3.57 9.82 684.92 984.62 1.79 11.61 51.72 1,036.33 0.89 12.50 19.25 1,055.58 1.79 14.29 1,739.60 2,795.18 3.57 17.86 26.22 2,821.40 0.89 18.75 10.05 2,831.45 1.79 20.54 1,206.81 4,038.27 8.04 28.57 430.68 4,468.94 2.68 31.25 180.36 4,649.31 2.68 33.93 5,831.55 10,480.85 5.36 39.29 548.38 11,029.24 25.00 64.29 19,908.91 30,938.15 13.39 77.68 1,064.83 32,002.97 9.82 87.50 767.55 32,770.52 12.50 100.00 1,029.31 33,799.83 33,799.83

BAND

0.49 0.00 0.04 0.00 0.35 2.03 0.15 0.06 5.15 0.08 0.03 3.57 1.27 0.53 17.25 1.62 58.90 3.15 2.27 3.05

PERCENTAGE

CUM.

BAND

CUM

0.49 0.50 0.54 0.54 0.89 2.91 3.07 3.12 8.27 8.35 8.38 11.95 13.22 13.76 31.01 32.63 91.53 94.68 96.95 100.00

10.61 2.98 13.08 0.00 26.21 104.23 10.81 1.85 316.67 5.41 1.74 132.39 51.83 9.27 331.05 8.80 184.43 10.19 3.18 15.87

10.61 10.39 10.56 9.85 13.06 33.36 30.21 23.62 55.70 51.27 46.57 57.76 57.13 47.59 90.90 62.10 108.35 82.04 51.87 48.52 48.52

Page 59 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2006

DATE

15/07/2006

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

317 161 255 212 401 345 385 439 299 252 216 252 177 298 195 324 350 172 146 40 5,236

317 478 733 945 1,346 1,691 2,076 2,515 2,814 3,066 3,282 3,534 3,711 4,009 4,204 4,528 4,878 5,050 5,196 5,236

BAND

CUM.

6.05 6.05 3.07 9.13 4.87 14.00 4.05 18.05 7.66 25.71 6.59 32.30 7.35 39.65 8.38 48.03 5.71 53.74 4.81 58.56 4.13 62.68 4.81 67.49 3.38 70.87 5.69 76.57 3.72 80.29 6.19 86.48 6.68 93.16 3.28 96.45 2.79 99.24 0.76 100.00

PERCENTAGE rp

2,750.65 2,750.65 118.73 2,869.38 195.51 3,064.90 279.88 3,344.78 683.95 4,028.73 724.36 4,753.09 1,539.68 6,292.77 1,602.81 7,895.58 1,567.08 9,462.66 1,464.56 10,927.22 2,216.43 13,143.65 2,160.36 15,304.01 1,985.59 17,289.60 3,797.17 21,086.77 3,732.14 24,818.91 7,567.15 32,386.06 14,600.49 46,986.55 16,245.24 63,231.79 19,671.88 82,903.67 17,494.64 100,398.31 100,398.31

BAND

2.74 0.12 0.19 0.28 0.68 0.72 1.53 1.60 1.56 1.46 2.21 2.15 1.98 3.78 3.72 7.54 14.54 16.18 19.59 17.43

CUM.

2.74 2.86 3.05 3.33 4.01 4.73 6.27 7.86 9.43 10.88 13.09 15.24 17.22 21.00 24.72 32.26 46.80 62.98 82.57 100.00

PERCENTAGE f

11 1 1 1 4 1 7 6 4 6 9 15 6 7 10 18 27 18 14 1 167

11 12 13 14 18 19 26 32 36 42 51 66 72 79 89 107 134 152 166 167

BAND

CUM.

PERCENTAGE rp

6.59 6.59 273.88 273.88 0.60 7.19 2.29 276.17 0.60 7.78 200.00 476.17 0.60 8.38 20.02 496.19 2.40 10.78 1,254.59 1,750.78 0.60 11.38 667.54 2,418.32 4.19 15.57 29.66 2,447.99 3.59 19.16 1,293.49 3,741.47 2.40 21.56 293.97 4,035.45 3.59 25.15 1,857.18 5,892.62 5.39 30.54 2,083.48 7,976.11 8.98 39.52 1,103.47 9,079.57 3.59 43.11 3,298.70 12,378.28 4.19 47.31 1,011.09 13,389.36 5.99 53.29 1,967.39 15,356.75 10.78 64.07 2,053.17 17,409.92 16.17 80.24 9,971.80 27,381.72 10.78 91.02 2,867.82 30,249.55 8.38 99.40 25,821.62 56,071.17 0.60 100.00 31.99 56,103.16 56,103.16

BAND

0.49 0.00 0.36 0.04 2.24 1.19 0.05 2.31 0.52 3.31 3.71 1.97 5.88 1.80 3.51 3.66 17.77 5.11 46.03 0.06

CUM.

0.49 0.49 0.85 0.88 3.12 4.31 4.36 6.67 7.19 10.50 14.22 16.18 22.06 23.87 27.37 31.03 48.81 53.92 99.94 100.00

PERCENTAGE BAND

9.96 1.93 102.29 7.15 183.43 92.16 1.93 80.70 18.76 126.81 94.00 51.08 166.13 26.63 52.71 27.13 68.30 17.65 131.26 0.18

CUM

9.96 9.62 15.54 14.83 43.46 50.88 38.90 47.39 42.65 53.93 60.68 59.33 71.59 63.50 61.88 53.76 58.28 47.84 67.63 55.88 55.88

Page 60 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2006

DATE

15/07/2006

Textiles

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

740 868 1,295 925 1,288 739 568 533 344 217 158 236 182 259 176 332 331 162 139 27 9,519

740 1,608 2,903 3,828 5,116 5,855 6,423 6,956 7,300 7,517 7,675 7,911 8,093 8,352 8,528 8,860 9,191 9,353 9,492 9,519

BAND

CUM.

PERCENTAGE rp

7.77 7.77 4,689.91 4,689.91 9.12 16.89 349.16 5,039.07 13.60 30.50 1,206.35 6,245.42 9.72 40.21 1,024.03 7,269.46 13.53 53.75 2,603.28 9,872.74 7.76 61.51 1,642.97 11,515.71 5.97 67.48 1,793.35 13,309.06 5.60 73.07 2,182.12 15,491.18 3.61 76.69 1,997.47 17,488.65 2.28 78.97 1,371.98 18,860.64 1.66 80.63 1,133.87 19,994.50 2.48 83.11 2,171.77 22,166.27 1.91 85.02 1,906.24 24,072.51 2.72 87.74 3,503.12 27,575.64 1.85 89.59 3,694.90 31,270.54 3.49 93.08 8,688.36 39,958.90 3.48 96.55 14,266.50 54,225.40 1.70 98.26 12,601.20 66,826.60 1.46 99.72 16,769.30 83,595.90 0.28 100.00 2,873.27 86,469.17 86,469.17

BAND

5.42 0.40 1.40 1.18 3.01 1.90 2.07 2.52 2.31 1.59 1.31 2.51 2.20 4.05 4.27 10.05 16.50 14.57 19.39 3.32

CUM.

5.42 5.83 7.22 8.41 11.42 13.32 15.39 17.92 20.23 21.81 23.12 25.63 27.84 31.89 36.16 46.21 62.71 77.28 96.68 100.00

PERCENTAGE f

16 4 4 7 10 3 1 7 3 2 4 8 8 8 11 39 48 22 25 2 232

16 20 24 31 41 44 45 52 55 57 61 69 77 85 96 135 183 205 230 232

BAND

CUM.

PERCENTAGE rp

6.90 6.90 772.00 772.00 1.72 8.62 182.96 954.96 1.72 10.34 128.41 1,083.37 3.02 13.36 509.43 1,592.79 4.31 17.67 6,971.92 8,564.72 1.29 18.97 512.95 9,077.67 0.43 19.40 0.21 9,077.88 3.02 22.41 324.43 9,402.31 1.29 23.71 376.00 9,778.31 0.86 24.57 1.91 9,780.22 1.72 26.29 279.43 10,059.65 3.45 29.74 34.05 10,093.70 3.45 33.19 418.79 10,512.49 3.45 36.64 88.87 10,601.36 4.74 41.38 352.43 10,953.80 16.81 58.19 10,252.14 21,205.93 20.69 78.88 7,055.30 28,261.23 9.48 88.36 3,624.03 31,885.27 10.78 99.14 16,078.63 47,963.90 0.86 100.00 47.37 48,011.27 48,011.27

BAND

1.61 0.38 0.27 1.06 14.52 1.07 0.00 0.68 0.78 0.00 0.58 0.07 0.87 0.19 0.73 21.35 14.70 7.55 33.49 0.10

CUM.

1.61 1.99 2.26 3.32 17.84 18.91 18.91 19.58 20.37 20.37 20.95 21.02 21.90 22.08 22.82 44.17 58.86 66.41 99.90 100.00

PERCENTAGE BAND

16.46 52.40 10.64 49.75 267.81 31.22 0.01 14.87 18.82 0.14 24.64 1.57 21.97 2.54 9.54 118.00 49.45 28.76 95.88 1.65

CUM

16.46 18.95 17.35 21.91 86.75 78.83 68.21 60.69 55.91 51.86 50.31 45.54 43.67 38.44 35.03 53.07 52.12 47.71 57.38 55.52 55.52

Page 61 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2006

DATE

15/07/2006

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

469 455 686 498 642 448 379 388 298 157 153 207 157 205 174 245 202 106 80 26 5,975

469 924 1,610 2,108 2,750 3,198 3,577 3,965 4,263 4,420 4,573 4,780 4,937 5,142 5,316 5,561 5,763 5,869 5,949 5,975

BAND

CUM.

PERCENTAGE rp

7.85 7.85 2,512.14 2,512.14 7.62 15.46 195.60 2,707.74 11.48 26.95 537.26 3,245.00 8.33 35.28 628.12 3,873.12 10.74 46.03 1,240.52 5,113.63 7.50 53.52 1,194.55 6,308.18 6.34 59.87 1,433.49 7,741.67 6.49 66.36 2,619.34 10,361.01 4.99 71.35 3,806.67 14,167.68 2.63 73.97 1,055.87 15,223.55 2.56 76.54 2,299.13 17,522.68 3.46 80.00 2,386.89 19,909.57 2.63 82.63 2,101.04 22,010.61 3.43 86.06 4,179.23 26,189.84 2.91 88.97 3,367.17 29,557.01 4.10 93.07 8,501.38 38,058.39 3.38 96.45 10,676.77 48,735.16 1.77 98.23 9,445.63 58,180.80 1.34 99.56 12,943.74 71,124.53 0.44 100.00 15,693.70 86,818.24 86,818.24

BAND

2.89 0.23 0.62 0.72 1.43 1.38 1.65 3.02 4.38 1.22 2.65 2.75 2.42 4.81 3.88 9.79 12.30 10.88 14.91 18.08

CUM.

2.89 3.12 3.74 4.46 5.89 7.27 8.92 11.93 16.32 17.53 20.18 22.93 25.35 30.17 34.04 43.84 56.13 67.01 81.92 100.00

PERCENTAGE f

9 2 0 2 6 5 1 2 0 6 0 4 1 8 2 21 21 7 13 5 115

BAND

CUM.

9 7.83 7.83 11 1.74 9.57 11 0.00 9.57 13 1.74 11.30 19 5.22 16.52 24 4.35 20.87 25 0.87 21.74 27 1.74 23.48 27 0.00 23.48 33 5.22 28.70 33 0.00 28.70 37 3.48 32.17 38 0.87 33.04 46 6.96 40.00 48 1.74 41.74 69 18.26 60.00 90 18.26 78.26 97 6.09 84.35 110 11.30 95.65 115 4.35 100.00

PERCENTAGE rp

2,101.69 17.38 0.00 136.79 2,045.03 356.49 8.75 971.38 0.00 2,866.48 0.00 47.45 34.08 1,300.40 535.50 9,419.63 9,132.37 543.50 170.05 1,587.16 31,274.13

2,101.69 2,119.07 2,119.07 2,255.86 4,300.89 4,657.37 4,666.12 5,637.50 5,637.50 8,503.98 8,503.98 8,551.43 8,585.52 9,885.92 10,421.42 19,841.05 28,973.42 29,516.93 29,686.98 31,274.13

BAND

6.72 0.06 0.00 0.44 6.54 1.14 0.03 3.11 0.00 9.17 0.00 0.15 0.11 4.16 1.71 30.12 29.20 1.74 0.54 5.07

PERCENTAGE

CUM.

BAND

6.72 6.78 6.78 7.21 13.75 14.89 14.92 18.03 18.03 27.19 27.19 27.34 27.45 31.61 33.32 63.44 92.64 94.38 94.93 100.00

83.66 8.88 0.00 21.78 164.85 29.84 0.61 37.08 0.00 271.48 0.00 1.99 1.62 31.12 15.90 110.80 85.53 5.75 1.31 10.11

CUM

83.66 78.26 65.30 58.24 84.11 73.83 60.27 54.41 39.79 55.86 48.53 42.95 39.01 37.75 35.26 52.13 59.45 50.73 41.74 36.02 36.02

Page 62 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 26

DATA POSITION FROM

01/01/2003

15/06/2006

DATE

15/07/2006

PROCESSING

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

528 374 493 334 436 285 295 328 252 153 142 171 153 178 115 194 158 84 81 8 4,762

528 902 1,395 1,729 2,165 2,450 2,745 3,073 3,325 3,478 3,620 3,791 3,944 4,122 4,237 4,431 4,589 4,673 4,754 4,762

BAND

CUM.

PERCENTAGE rp

11.09 11.09 4,674.71 4,674.71 7.85 18.94 270.07 4,944.78 10.35 29.29 655.32 5,600.10 7.01 36.31 665.83 6,265.92 9.16 45.46 1,853.35 8,119.28 5.98 51.45 1,198.03 9,317.30 6.19 57.64 1,774.69 11,092.00 6.89 64.53 2,635.89 13,727.88 5.29 69.82 2,648.99 16,376.88 3.21 73.04 1,766.39 18,143.27 2.98 76.02 3,242.33 21,385.60 3.59 79.61 3,006.55 24,392.15 3.21 82.82 3,604.36 27,996.51 3.74 86.56 4,343.79 32,340.30 2.41 88.98 3,511.26 35,851.55 4.07 93.05 8,823.08 44,674.63 3.32 96.37 20,422.89 65,097.53 1.76 98.13 9,242.16 74,339.68 1.70 99.83 26,844.48 101,184.16 0.17 100.00 5,155.75 106,339.92 106,339.92

BAND

CUM.

4.40 4.40 0.25 4.65 0.62 5.27 0.63 5.89 1.74 7.64 1.13 8.76 1.67 10.43 2.48 12.91 2.49 15.40 1.66 17.06 3.05 20.11 2.83 22.94 3.39 26.33 4.08 30.41 3.30 33.71 8.30 42.01 19.21 61.22 8.69 69.91 25.24 95.15 4.85 100.00

PERCENTAGE f

4 0 1 4 7 5 4 6 9 2 6 9 12 13 12 17 22 14 16 0 163

4 4 5 9 16 21 25 31 40 42 48 57 69 82 94 111 133 147 163 163

BAND

CUM.

PERCENTAGE rp

2.45 2.45 8,814.73 8,814.73 0.00 2.45 0.00 8,814.73 0.61 3.07 111.72 8,926.45 2.45 5.52 948.39 9,874.83 4.29 9.82 2,588.08 12,462.91 3.07 12.88 1,603.97 14,066.88 2.45 15.34 763.61 14,830.50 3.68 19.02 1,763.67 16,594.17 5.52 24.54 2,853.70 19,447.87 1.23 25.77 504.93 19,952.81 3.68 29.45 205.79 20,158.59 5.52 34.97 455.88 20,614.47 7.36 42.33 6,184.02 26,798.49 7.98 50.31 23,326.50 50,124.98 7.36 57.67 6,419.54 56,544.53 10.43 68.10 7,464.16 64,008.69 13.50 81.60 9,213.57 73,222.26 8.59 90.18 31,958.92 105,181.18 9.82 100.00 9,325.55 114,506.74 0.00 100.00 0.00 114,506.74 114,506.74

BAND

CUM.

7.70 7.70 0.00 7.70 0.10 7.80 0.83 8.62 2.26 10.88 1.40 12.28 0.67 12.95 1.54 14.49 2.49 16.98 0.44 17.43 0.18 17.60 0.40 18.00 5.40 23.40 20.37 43.77 5.61 49.38 6.52 55.90 8.05 63.95 27.91 91.86 8.14 100.00 0.00 100.00

PERCENTAGE BAND

CUM

188.56 0.00 17.05 142.44 139.64 133.88 43.03 66.91 107.73 28.59 6.35 15.16 171.57 537.01 182.83 84.60 45.11 345.80 34.74 0.00

188.56 178.26 159.40 157.60 153.50 150.98 133.70 120.88 118.75 109.97 94.26 84.51 95.72 154.99 157.72 143.28 112.48 141.49 113.17 107.68 107.68

Page 63 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,581 896 1,087 719 927 557 478 445 316 226 174 219 191 250 180 294 309 131 96 37 9,113

1,581 2,477 3,564 4,283 5,210 5,767 6,245 6,690 7,006 7,232 7,406 7,625 7,816 8,066 8,246 8,540 8,849 8,980 9,076 9,113

BAND

CUM.

17.35 17.35 9.83 27.18 11.93 39.11 7.89 47.00 10.17 57.17 6.11 63.28 5.25 68.53 4.88 73.41 3.47 76.88 2.48 79.36 1.91 81.27 2.40 83.67 2.10 85.77 2.74 88.51 1.98 90.49 3.23 93.71 3.39 97.10 1.44 98.54 1.05 99.59 0.41 100.00

PERCENTAGE rp

6,233.85 240.71 611.78 674.34 1,007.76 1,480.59 1,138.83 1,418.03 1,252.88 1,134.52 935.58 1,548.15 1,960.05 2,886.71 2,744.83 7,699.10 12,522.79 6,908.68 10,862.05 3,080.05 66,341.31

6,233.85 6,474.56 7,086.35 7,760.69 8,768.45 10,249.04 11,387.87 12,805.90 14,058.79 15,193.31 16,128.89 17,677.04 19,637.09 22,523.80 25,268.63 32,967.73 45,490.52 52,399.21 63,261.26 66,341.31

BAND

9.40 0.36 0.92 1.02 1.52 2.23 1.72 2.14 1.89 1.71 1.41 2.33 2.95 4.35 4.14 11.61 18.88 10.41 16.37 4.64

CUM.

9.40 9.76 10.68 11.70 13.22 15.45 17.17 19.30 21.19 22.90 24.31 26.65 29.60 33.95 38.09 49.69 68.57 78.98 95.36 100.00

PERCENTAGE f

15 0 7 5 0 20 11 21 6 4 5 7 7 9 9 11 22 3 12 0 174

15 15 22 27 27 47 58 79 85 89 94 101 108 117 126 137 159 162 174 174

BAND

CUM.

8.62 8.62 0.00 8.62 4.02 12.64 2.87 15.52 0.00 15.52 11.49 27.01 6.32 33.33 12.07 45.40 3.45 48.85 2.30 51.15 2.87 54.02 4.02 58.05 4.02 62.07 5.17 67.24 5.17 72.41 6.32 78.74 12.64 91.38 1.72 93.10 6.90 100.00 0.00 100.00

PERCENTAGE rp

219.45 0.00 608.09 333.35 0.00 127.26 1,659.98 1,498.59 2,403.84 50.33 1,775.59 328.88 387.44 3,363.10 195.42 421.86 1,418.55 81.27 1,745.41 0.00 16,618.44

219.45 219.45 827.55 1,160.90 1,160.90 1,288.16 2,948.15 4,446.74 6,850.58 6,900.91 8,676.50 9,005.39 9,392.83 12,755.93 12,951.35 13,373.21 14,791.76 14,873.03 16,618.44 16,618.44

BAND

1.32 0.00 3.66 2.01 0.00 0.77 9.99 9.02 14.46 0.30 10.68 1.98 2.33 20.24 1.18 2.54 8.54 0.49 10.50 0.00

PERCENTAGE

CUM.

BAND

1.32 1.32 4.98 6.99 6.99 7.75 17.74 26.76 41.22 41.53 52.21 54.19 56.52 76.76 77.93 80.47 89.01 89.50 100.00 100.00

3.52 0.00 99.40 49.43 0.00 8.60 145.76 105.68 191.86 4.44 189.78 21.24 19.77 116.50 7.12 5.48 11.33 1.18 16.07 0.00

CUM

3.52 3.39 11.68 14.96 13.24 12.57 25.89 34.72 48.73 45.42 53.79 50.94 47.83 56.63 51.25 40.56 32.52 28.38 26.27 25.05 25.05

Page 64 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 28

DATA POSITION FROM

01/01/2003

15/06/2006

DATE

15/07/2006

PROCESSING

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 4 10 4 12 5 8 8 5 7 7 12 6 8 4 28 19 2 2 4 167

12 16 26 30 42 47 55 63 68 75 82 94 100 108 112 140 159 161 163 167

BAND

CUM.

7.19 7.19 2.40 9.58 5.99 15.57 2.40 17.96 7.19 25.15 2.99 28.14 4.79 32.93 4.79 37.72 2.99 40.72 4.19 44.91 4.19 49.10 7.19 56.29 3.59 59.88 4.79 64.67 2.40 67.07 16.77 83.83 11.38 95.21 1.20 96.41 1.20 97.60 2.40 100.00

PERCENTAGE rp

210.49 0.23 1.96 3.20 13.15 5.99 8.02 9.02 9.33 13.64 17.59 28.93 17.66 33.56 32.85 359.52 690.28 165.96 206.95 4,896.32 6,724.68

210.49 210.71 212.67 215.88 229.03 235.02 243.05 252.06 261.40 275.04 292.63 321.57 339.23 372.79 405.64 765.16 1,455.44 1,621.40 1,828.36 6,724.68

BAND

3.13 0.00 0.03 0.05 0.20 0.09 0.12 0.13 0.14 0.20 0.26 0.43 0.26 0.50 0.49 5.35 10.26 2.47 3.08 72.81

CUM.

3.13 3.13 3.16 3.21 3.41 3.49 3.61 3.75 3.89 4.09 4.35 4.78 5.04 5.54 6.03 11.38 21.64 24.11 27.19 100.00

PERCENTAGE f

0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 1 0 0 0 3

BAND

0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 2 3 3 3 3

0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 66.67 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 36.38 822.52 0.00 0.00 0.00 859.07

0.00 0.00 0.00 0.00 0.00 0.00 0.16 0.16 0.16 0.16 0.16 0.16 0.16 0.16 0.16 36.55 859.07 859.07 859.07 859.07

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.24 95.75 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 4.25 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 2.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.12 119.16 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.07 0.07 0.06 0.06 0.06 0.05 0.05 0.04 0.04 4.78 59.02 52.98 46.99 12.77 12.77

Page 65 of 180

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 29

01/01/2003

15/06/2006

DATE

15/07/2006

DATA POSITION FROM

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

86,850 90,018 103,630 56,303 55,375 25,294 17,662 12,414 6,450 3,405 2,586 2,897 1,943 2,211 1,367 1,994 1,426 585 605 166 473,181

86,850 176,868 280,498 336,801 392,176 417,470 435,132 447,546 453,996 457,401 459,987 462,884 464,827 467,038 468,405 470,399 471,825 472,410 473,015 473,181

BAND

CUM.

18.35 18.35 19.02 37.38 21.90 59.28 11.90 71.18 11.70 82.88 5.35 88.23 3.73 91.96 2.62 94.58 1.36 95.95 0.72 96.67 0.55 97.21 0.61 97.82 0.41 98.23 0.47 98.70 0.29 98.99 0.42 99.41 0.30 99.71 0.12 99.84 0.13 99.96 0.04 100.00

PERCENTAGE rp

27,142.13 20,351.54 41,936.29 36,702.11 55,998.25 38,210.79 38,139.92 39,186.38 25,149.97 16,084.66 14,843.54 20,053.35 16,180.93 21,841.13 19,398.39 38,911.51 51,778.65 38,226.02 67,897.11 51,277.12 679,309.79

27,142.13 47,493.66 89,429.95 126,132.06 182,130.31 220,341.10 258,481.02 297,667.39 322,817.37 338,902.03 353,745.57 373,798.92 389,979.86 411,820.99 431,219.37 470,130.89 521,909.54 560,135.56 628,032.67 679,309.79

BAND

CUM.

4.00 4.00 3.00 6.99 6.17 13.16 5.40 18.57 8.24 26.81 5.62 32.44 5.61 38.05 5.77 43.82 3.70 47.52 2.37 49.89 2.19 52.07 2.95 55.03 2.38 57.41 3.22 60.62 2.86 63.48 5.73 69.21 7.62 76.83 5.63 82.46 10.00 92.45 7.55 100.00

PERCENTAGE f

181 193 261 135 167 96 88 60 48 29 32 37 32 44 45 99 89 70 112 100 1,918

181 374 635 770 937 1,033 1,121 1,181 1,229 1,258 1,290 1,327 1,359 1,403 1,448 1,547 1,636 1,706 1,818 1,918

BAND

CUM.

9.44 9.44 10.06 19.50 13.61 33.11 7.04 40.15 8.71 48.85 5.01 53.86 4.59 58.45 3.13 61.57 2.50 64.08 1.51 65.59 1.67 67.26 1.93 69.19 1.67 70.86 2.29 73.15 2.35 75.50 5.16 80.66 4.64 85.30 3.65 88.95 5.84 94.79 5.21 100.00

PERCENTAGE rp

19,334.42 9,396.20 19,976.00 8,373.41 16,607.03 9,703.80 12,125.52 10,260.66 11,642.69 4,568.19 29,986.54 5,395.81 7,188.20 16,110.31 11,711.53 26,368.35 9,865.80 15,051.87 13,897.81 46,182.58 303,746.72

BAND

CUM.

PERCENTAGE BAND

19,334.42 6.37 6.37 71.23 28,730.62 3.09 9.46 46.17 48,706.63 6.58 16.04 47.63 57,080.03 2.76 18.79 22.81 73,687.06 5.47 24.26 29.66 83,390.86 3.19 27.45 25.40 95,516.39 3.99 31.45 31.79 105,777.04 3.38 34.82 26.18 117,419.73 3.83 38.66 46.29 121,987.92 1.50 40.16 28.40 151,974.47 9.87 50.03 202.02 157,370.28 1.78 51.81 26.91 164,558.48 2.37 54.18 44.42 180,668.79 5.30 59.48 73.76 192,380.32 3.86 63.34 60.37 218,748.66 8.68 72.02 67.76 228,614.46 3.25 75.26 19.05 243,666.33 4.96 80.22 39.38 257,564.14 4.58 84.80 20.47 303,746.72 15.20 100.00 90.06

CUM

71.23 60.49 54.46 45.25 40.46 37.85 36.95 35.54 36.37 36.00 42.96 42.10 42.20 43.87 44.61 46.53 43.80 43.50 41.01 44.71 44.71

Page 66 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2006

DATE

15/07/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

71 19 20 19 32 28 16 10 16 5 7 8 9 8 3 5 6 1 1 0 284

BAND

71 90 110 129 161 189 205 215 231 236 243 251 260 268 271 276 282 283 284 284

CUM.

25.00 25.00 6.69 31.69 7.04 38.73 6.69 45.42 11.27 56.69 9.86 66.55 5.63 72.18 3.52 75.70 5.63 81.34 1.76 83.10 2.46 85.56 2.82 88.38 3.17 91.55 2.82 94.37 1.06 95.42 1.76 97.18 2.11 99.30 0.35 99.65 0.35 100.00 0.00 100.00

PERCENTAGE rp

10.73 8.98 141.96 37.19 138.14 97.78 107.41 75.51 120.37 101.02 67.96 153.13 191.29 175.52 56.44 244.09 415.11 478.68 878.26 0.00 3,194.18

10.73 1.74 143.70 106.51 31.63 129.40 236.81 312.32 432.69 533.71 601.67 754.80 946.09 1,121.60 1,178.04 1,422.13 1,837.24 2,315.93 3,194.18 3,194.18

BAND

CUM.

0.34 0.34 0.28 0.05 4.44 4.50 1.16 3.33 4.32 0.99 3.06 4.05 3.36 7.41 2.36 9.78 3.77 13.55 3.16 16.71 2.13 18.84 4.79 23.63 5.99 29.62 5.49 35.11 1.77 36.88 7.64 44.52 13.00 57.52 14.99 72.50 27.50 100.00 0.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 3 3 0 8

BAND

0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 2 2 5 8 8

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 12.50 0.00 12.50 0.00 12.50 12.50 25.00 0.00 25.00 37.50 62.50 37.50 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 204.95 0.00 0.00 0.00 365.88 0.00 131.50 54.07 0.00 756.41

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 204.95 204.95 204.95 204.95 570.83 570.83 702.33 756.41 756.41

BAND

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.10 27.10 0.00 27.10 0.00 27.10 0.00 27.10 48.37 75.47 0.00 75.47 17.38 92.85 7.15 100.00 0.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 133.84 0.00 0.00 0.00 149.90 0.00 27.47 6.16 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.15 21.66 18.27 17.40 40.14 31.07 30.33 23.68 23.68 23.68

Page 67 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2003

15/06/2006

DATE

15/07/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

92 30 32 13 49 40 42 34 26 30 18 38 29 86 55 88 78 64 13 0 857

92 122 154 167 216 256 298 332 358 388 406 444 473 559 614 702 780 844 857 857

BAND

CUM.

10.74 10.74 3.50 14.24 3.73 17.97 1.52 19.49 5.72 25.20 4.67 29.87 4.90 34.77 3.97 38.74 3.03 41.77 3.50 45.27 2.10 47.37 4.43 51.81 3.38 55.19 10.04 65.23 6.42 71.65 10.27 81.91 9.10 91.02 7.47 98.48 1.52 100.00 0.00 100.00

PERCENTAGE rp

928.75 140.43 40.41 60.21 160.52 193.76 318.89 435.09 800.21 382.04 965.31 623.60 1,082.83 1,543.25 3,278.05 6,655.95 4,331.19 4,422.73 853.31 0.00 27,216.53

928.75 1,069.18 1,109.59 1,169.80 1,330.32 1,524.08 1,842.97 2,278.06 3,078.27 3,460.31 4,425.62 5,049.22 6,132.05 7,675.30 10,953.35 17,609.30 21,940.49 26,363.22 27,216.53 27,216.53

BAND

3.41 0.52 0.15 0.22 0.59 0.71 1.17 1.60 2.94 1.40 3.55 2.29 3.98 5.67 12.04 24.46 15.91 16.25 3.14 0.00

CUM.

3.41 3.93 4.08 4.30 4.89 5.60 6.77 8.37 11.31 12.71 16.26 18.55 22.53 28.20 40.25 64.70 80.61 96.86 100.00 100.00

PERCENTAGE f

5 0 0 0 1 1 1 0 43 1 38 0 41 3 56 6 10 3 0 0 209

5 5 5 5 6 7 8 8 51 52 90 90 131 134 190 196 206 209 209 209

BAND

CUM.

2.39 2.39 0.00 2.39 0.00 2.39 0.00 2.39 0.48 2.87 0.48 3.35 0.48 3.83 0.00 3.83 20.57 24.40 0.48 24.88 18.18 43.06 0.00 43.06 19.62 62.68 1.44 64.11 26.79 90.91 2.87 93.78 4.78 98.56 1.44 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

478.65 0.00 0.00 0.00 5.09 145.16 132.00 0.00 469.32 4.00 901.36 0.00 1,014.38 259.19 1,417.96 303.55 1,325.69 208.88 0.00 0.00 6,665.23

478.65 478.65 478.65 478.65 483.75 628.90 760.90 760.90 1,230.22 1,234.22 2,135.59 2,135.59 3,149.97 3,409.16 4,827.12 5,130.67 6,456.36 6,665.23 6,665.23 6,665.23

BAND

7.18 0.00 0.00 0.00 0.08 2.18 1.98 0.00 7.04 0.06 13.52 0.00 15.22 3.89 21.27 4.55 19.89 3.13 0.00 0.00

CUM.

7.18 7.18 7.18 7.18 7.26 9.44 11.42 11.42 18.46 18.52 32.04 32.04 47.26 51.15 72.42 76.98 96.87 100.00 100.00 100.00

PERCENTAGE BAND

51.54 0.00 0.00 0.00 3.17 74.92 41.39 0.00 58.65 1.05 93.38 0.00 93.68 16.80 43.26 4.56 30.61 4.72 0.00 0.00

CUM

51.54 44.77 43.14 40.92 36.36 41.26 41.29 33.40 39.96 35.67 48.26 42.30 51.37 44.42 44.07 29.14 29.43 25.28 24.49 24.49 24.49

Page 68 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 32

DATA POSITION FROM

01/01/2003

15/06/2006

DATE

15/07/2006

PROCESSING

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

35 19 13 12 17 7 9 14 13 8 8 6 12 24 17 29 30 5 0 0 278

35 54 67 79 96 103 112 126 139 147 155 161 173 197 214 243 273 278 278 278

BAND

CUM.

PERCENTAGE rp

12.59 12.59 14.39 14.39 6.83 19.42 44.96 59.35 4.68 24.10 17.21 76.56 4.32 28.42 14.93 91.49 6.12 34.53 19.39 110.88 2.52 37.05 9.62 120.50 3.24 40.29 23.40 143.90 5.04 45.32 57.14 201.04 4.68 50.00 54.03 255.07 2.88 52.88 60.67 315.74 2.88 55.76 74.73 390.47 2.16 57.91 69.58 460.05 4.32 62.23 172.85 632.89 8.63 70.86 612.191,245.09 6.12 76.98 402.511,647.59 10.43 87.41 1,078.982,726.57 10.79 98.20 2,269.744,996.31 1.80 100.00 875.045,871.35 0.00 100.00 0.00 5,871.35 0.00 100.00 0.00 5,871.35 5,871.35

BAND

0.25 0.77 0.29 0.25 0.33 0.16 0.40 0.97 0.92 1.03 1.27 1.19 2.94 10.43 6.86 18.38 38.66 14.90 0.00 0.00

CUM.

0.25 1.01 1.30 1.56 1.89 2.05 2.45 3.42 4.34 5.38 6.65 7.84 10.78 21.21 28.06 46.44 85.10 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 3 0 4 10 0 3 1 0 0 0 22

BAND

0 0 0 0 0 0 0 1 1 1 4 4 8 18 18 21 22 22 22 22

0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 0.00 0.00 13.64 0.00 18.18 45.45 0.00 13.64 4.55 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 17.26 17.26 4.55 0.00 17.26 4.55 0.00 17.26 18.18 96.19 113.45 18.18 0.00 113.45 36.36 49.54 162.99 81.82 385.36 548.36 81.82 0.00 548.36 95.45 81.12 629.48 100.00 98.35 727.82 100.00 0.00 727.82 100.00 0.00 727.82 100.00 0.00 727.82 727.82

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.37 0.00 0.00 13.22 0.00 6.81 52.95 0.00 11.15 13.51 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.37 2.37 2.37 15.59 15.59 22.39 75.34 75.34 86.49 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 30.21 0.00 0.00 128.71 0.00 28.66 62.95 0.00 7.52 4.33 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.59 6.77 5.47 29.05 24.66 25.75 44.04 33.28 23.09 14.57 12.40 12.40 12.40 12.40

Page 69 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2003

15/06/2006

DATE

15/07/2006

PROCESSING

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

11 3 3 3 1 4 1 4 8 0 0 1 2 3 1 5 6 5 3 1 65

BAND

11 14 17 20 21 25 26 30 38 38 38 39 41 44 45 50 56 61 64 65

CUM.

16.92 16.92 4.62 21.54 4.62 26.15 4.62 30.77 1.54 32.31 6.15 38.46 1.54 40.00 6.15 46.15 12.31 58.46 0.00 58.46 0.00 58.46 1.54 60.00 3.08 63.08 4.62 67.69 1.54 69.23 7.69 76.92 9.23 86.15 7.69 93.85 4.62 98.46 1.54 100.00

PERCENTAGE rp

34.48 34.48 1.01 33.47 1.69 31.79 1.69 30.09 0.51 29.58 5.37 24.21 2.05 22.16 5.59 16.57 64.58 48.01 0.00 48.01 0.00 48.01 1.97 49.98 14.12 64.10 12.39 76.48 33.03 109.51 77.46 186.97 526.42 713.39 874.13 1,587.53 617.32 2,204.85 160.98 2,365.83 2,365.83

BAND

1.46 0.04 0.07 0.07 0.02 0.23 0.09 0.24 2.73 0.00 0.00 0.08 0.60 0.52 1.40 3.27 22.25 36.95 26.09 6.80

CUM.

1.46 1.41 1.34 1.27 1.25 1.02 0.94 0.70 2.03 2.03 2.03 2.11 2.71 3.23 4.63 7.90 30.15 67.10 93.20 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 3 0 0 0 0 0 0 0 0 0 0 0 3

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 3 100.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 56.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 56.75

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 87.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 118.22 118.22 118.22 113.56 88.55 74.20 51.83 30.36 7.96 3.58 2.57 2.40 2.40

Page 70 of 204

RISK AND LOSS PROFILE 2003 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

448 632 726 289 208 86 54 22 12 3 5 9 7 6 7 4 16 4 5 4 2,547

448 1,080 1,806 2,095 2,303 2,389 2,443 2,465 2,477 2,480 2,485 2,494 2,501 2,507 2,514 2,518 2,534 2,538 2,543 2,547

BAND

CUM.

17.59 17.59 24.81 42.40 28.50 70.91 11.35 82.25 8.17 90.42 3.38 93.80 2.12 95.92 0.86 96.78 0.47 97.25 0.12 97.37 0.20 97.57 0.35 97.92 0.27 98.19 0.24 98.43 0.27 98.70 0.16 98.86 0.63 99.49 0.16 99.65 0.20 99.84 0.16 100.00

PERCENTAGE rp

80.90 197.88 548.43 343.61 410.07 261.88 186.00 83.49 44.48 26.71 8.43 109.91 47.73 117.02 76.77 135.04 1,034.31 456.60 51.07 2,040.72 6,261.03

80.90 278.78 827.21 1,170.82 1,580.89 1,842.77 2,028.76 2,112.25 2,156.73 2,183.44 2,191.87 2,301.78 2,349.51 2,466.53 2,543.30 2,678.34 3,712.65 4,169.24 4,220.32 6,261.03

BAND

1.29 3.16 8.76 5.49 6.55 4.18 2.97 1.33 0.71 0.43 0.13 1.76 0.76 1.87 1.23 2.16 16.52 7.29 0.82 32.59

CUM.

1.29 4.45 13.21 18.70 25.25 29.43 32.40 33.74 34.45 34.87 35.01 36.76 37.53 39.39 40.62 42.78 59.30 66.59 67.41 100.00

PERCENTAGE f

0 2 5 0 2 1 0 0 0 0 0 1 0 0 0 0 5 0 0 0 16

0 2 7 7 9 10 10 10 10 10 10 11 11 11 11 11 16 16 16 16

BAND

0.00 12.50 31.25 0.00 12.50 6.25 0.00 0.00 0.00 0.00 0.00 6.25 0.00 0.00 0.00 0.00 31.25 0.00 0.00 0.00

CUM.

0.00 12.50 43.75 43.75 56.25 62.50 62.50 62.50 62.50 62.50 62.50 68.75 68.75 68.75 68.75 68.75 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 77.03 637.47 0.00 1,066.47 41.49 0.00 0.00 0.00 0.00 0.00 204.95 0.00 0.00 0.00 0.00 1,197.11 0.00 0.00 0.00 3,224.52

0.00 77.03 714.50 714.50 1,780.97 1,822.46 1,822.46 1,822.46 1,822.46 1,822.46 1,822.46 2,027.41 2,027.41 2,027.41 2,027.41 2,027.41 3,224.52 3,224.52 3,224.52 3,224.52

BAND

0.00 2.39 19.77 0.00 33.07 1.29 0.00 0.00 0.00 0.00 0.00 6.36 0.00 0.00 0.00 0.00 37.13 0.00 0.00 0.00

CUM.

0.00 2.39 22.16 22.16 55.23 56.52 56.52 56.52 56.52 56.52 56.52 62.87 62.87 62.87 62.87 62.87 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 38.93 116.23 0.00 260.07 15.84 0.00 0.00 0.00 0.00 0.00 186.47 0.00 0.00 0.00 0.00 115.74 0.00 0.00 0.00

CUM

0.00 27.63 86.38 61.03 112.66 98.90 89.83 86.28 84.50 83.47 83.15 88.08 86.29 82.20 79.72 75.70 86.85 77.34 76.40 51.50 51.50

Page 71 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5,251 6,475 8,570 4,292 3,689 1,363 1,054 653 352 218 165 190 172 170 122 205 151 74 30 12 33,208

5,251 11,726 20,296 24,588 28,277 29,640 30,694 31,347 31,699 31,917 32,082 32,272 32,444 32,614 32,736 32,941 33,092 33,166 33,196 33,208

BAND

CUM.

PERCENTAGE rp

15.81 15.81 2,079.33 19.50 35.31 1,493.23 25.81 61.12 3,786.49 12.92 74.04 3,198.42 11.11 85.15 4,396.08 4.10 89.26 2,347.92 3.17 92.43 3,017.12 1.97 94.40 2,378.82 1.06 95.46 1,909.14 0.66 96.11 1,204.04 0.50 96.61 1,879.36 0.57 97.18 1,805.71 0.52 97.70 2,269.27 0.51 98.21 2,247.46 0.37 98.58 2,508.02 0.62 99.20 5,862.11 0.45 99.65 17,315.33 0.22 99.87 5,382.36 0.09 99.96 5,237.78 0.04 100.00 9,872.70 80,190.70

2,079.33 3,572.56 7,359.05 10,557.47 14,953.55 17,301.47 20,318.59 22,697.41 24,606.55 25,810.59 27,689.95 29,495.67 31,764.94 34,012.40 36,520.42 42,382.53 59,697.86 65,080.22 70,318.00 80,190.70

BAND

CUM.

2.59 2.59 1.86 4.46 4.72 9.18 3.99 13.17 5.48 18.65 2.93 21.58 3.76 25.34 2.97 28.30 2.38 30.69 1.50 32.19 2.34 34.53 2.25 36.78 2.83 39.61 2.80 42.41 3.13 45.54 7.31 52.85 21.59 74.44 6.71 81.16 6.53 87.69 12.31 100.00

PERCENTAGE f

11 8 17 11 11 4 6 4 4 3 3 5 2 4 11 23 7 2 0 0 136

11 19 36 47 58 62 68 72 76 79 82 87 89 93 104 127 134 136 136 136

BAND

CUM.

PERCENTAGE rp

8.09 8.09 462.47 5.88 13.97 415.65 12.50 26.47 751.53 8.09 34.56 932.24 8.09 42.65 746.22 2.94 45.59 79.73 4.41 50.00 1,626.37 2.94 52.94 1,926.77 2.94 55.88 2,069.21 2.21 58.09 944.94 2.21 60.29 3,267.87 3.68 63.97 777.00 1.47 65.44 26.55 2.94 68.38 19,621.51 8.09 76.47 12,404.02 16.91 93.38 6,271.93 5.15 98.53 191.70 1.47 100.00 387.03 0.00 100.00 0.00 0.00 100.00 0.00 52,902.74

462.47 878.13 1,629.66 2,561.90 3,308.12 3,387.85 5,014.22 6,940.99 9,010.20 9,955.13 13,223.00 14,000.00 14,026.55 33,648.06 46,052.08 52,324.01 52,515.72 52,902.74 52,902.74 52,902.74

BAND

0.87 0.79 1.42 1.76 1.41 0.15 3.07 3.64 3.91 1.79 6.18 1.47 0.05 37.09 23.45 11.86 0.36 0.73 0.00 0.00

CUM.

0.87 1.66 3.08 4.84 6.25 6.40 9.48 13.12 17.03 18.82 24.99 26.46 26.51 63.60 87.05 98.91 99.27 100.00 100.00 100.00

PERCENTAGE BAND

22.24 27.84 19.85 29.15 16.97 3.40 53.90 81.00 108.38 78.48 173.88 43.03 1.17 873.05 494.57 106.99 1.11 7.19 0.00 0.00

CUM

22.24 24.58 22.14 24.27 22.12 19.58 24.68 30.58 36.62 38.57 47.75 47.46 44.16 98.93 126.10 123.46 87.97 81.29 75.23 65.97 65.97

Page 72 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,944 3,075 3,029 1,291 1,077 386 281 169 80 35 20 49 17 24 16 22 23 13 0 2 12,553

2,944 6,019 9,048 10,339 11,416 11,802 12,083 12,252 12,332 12,367 12,387 12,436 12,453 12,477 12,493 12,515 12,538 12,551 12,551 12,553

BAND

CUM.

23.45 23.45 24.50 47.95 24.13 72.08 10.28 82.36 8.58 90.94 3.07 94.02 2.24 96.26 1.35 97.60 0.64 98.24 0.28 98.52 0.16 98.68 0.39 99.07 0.14 99.20 0.19 99.39 0.13 99.52 0.18 99.70 0.18 99.88 0.10 99.98 0.00 99.98 0.02 100.00

PERCENTAGE rp

295.17 295.17 527.98 823.15 1,001.33 1,824.48 769.48 2,593.96 1,167.77 3,761.73 640.91 4,402.65 625.65 5,028.30 529.65 5,557.95 269.50 5,827.45 152.28 5,979.73 121.19 6,100.92 306.80 6,407.72 121.15 6,528.87 251.18 6,780.05 216.08 6,996.13 572.16 7,568.29 1,261.52 8,829.81 1,312.66 10,142.47 0.00 10,142.47 307.23 10,449.69 10,449.69

BAND

2.82 5.05 9.58 7.36 11.18 6.13 5.99 5.07 2.58 1.46 1.16 2.94 1.16 2.40 2.07 5.48 12.07 12.56 0.00 2.94

CUM.

2.82 7.88 17.46 24.82 36.00 42.13 48.12 53.19 55.77 57.22 58.38 61.32 62.48 64.88 66.95 72.43 84.50 97.06 97.06 100.00

PERCENTAGE f

8 2 5 1 4 1 1 0 0 0 0 0 0 0 0 2 3 1 0 0 28

BAND

CUM.

8 10 15 16 20 21 22 22 22 22 22 22 22 22 22 24 27 28 28 28

28.57 28.57 7.14 35.71 17.86 53.57 3.57 57.14 14.29 71.43 3.57 75.00 3.57 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 7.14 85.71 10.71 96.43 3.57 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

428.89 162.75 897.69 22.58 1,329.27 0.00 132.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 389.69 2,852.24 0.00 0.00 0.00 6,215.11

428.89 591.64 1,489.33 1,511.91 2,841.18 2,841.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 3,362.87 6,215.11 6,215.11 6,215.11 6,215.11

BAND

6.90 2.62 14.44 0.36 21.39 0.00 2.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.27 45.89 0.00 0.00 0.00

CUM.

6.90 9.52 23.96 24.33 45.71 45.71 47.84 47.84 47.84 47.84 47.84 47.84 47.84 47.84 47.84 54.11 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

145.31 30.83 89.65 2.93 113.83 0.00 21.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 68.11 226.10 0.00 0.00 0.00

145.31 71.88 81.63 58.29 75.53 64.53 59.13 53.49 51.02 49.72 48.73 46.40 45.54 43.85 42.50 44.43 70.39 61.28 61.28 59.48 59.48

Page 73 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,047 2,950 3,548 1,447 1,120 452 280 188 105 73 40 53 40 53 37 67 46 32 14 3 12,595

2,047 4,997 8,545 9,992 11,112 11,564 11,844 12,032 12,137 12,210 12,250 12,303 12,343 12,396 12,433 12,500 12,546 12,578 12,592 12,595

BAND

CUM.

16.25 16.25 23.42 39.67 28.17 67.84 11.49 79.33 8.89 88.23 3.59 91.81 2.22 94.04 1.49 95.53 0.83 96.36 0.58 96.94 0.32 97.26 0.42 97.68 0.32 98.00 0.42 98.42 0.29 98.71 0.53 99.25 0.37 99.61 0.25 99.87 0.11 99.98 0.02 100.00

PERCENTAGE rp

754.62 849.99 1,940.93 1,470.51 1,796.50 1,122.25 987.73 776.16 2,580.29 477.84 269.11 319.08 347.12 570.88 584.93 1,693.33 1,528.77 1,965.24 1,738.28 312.80 22,086.36

754.62 1,604.61 3,545.54 5,016.05 6,812.54 7,934.79 8,922.52 9,698.69 12,278.98 12,756.82 13,025.93 13,345.01 13,692.13 14,263.01 14,847.94 16,541.27 18,070.04 20,035.28 21,773.56 22,086.36

BAND

3.42 3.85 8.79 6.66 8.13 5.08 4.47 3.51 11.68 2.16 1.22 1.44 1.57 2.58 2.65 7.67 6.92 8.90 7.87 1.42

CUM.

3.42 7.27 16.05 22.71 30.85 35.93 40.40 43.91 55.60 57.76 58.98 60.42 61.99 64.58 67.23 74.89 81.82 90.71 98.58 100.00

PERCENTAGE f

9 3 8 8 5 4 2 2 0 0 1 0 1 1 2 0 5 3 0 1 55

BAND

9 12 20 28 33 37 39 41 41 41 42 42 43 44 46 46 51 54 54 55

CUM.

16.36 16.36 5.45 21.82 14.55 36.36 14.55 50.91 9.09 60.00 7.27 67.27 3.64 70.91 3.64 74.55 0.00 74.55 0.00 74.55 1.82 76.36 0.00 76.36 1.82 78.18 1.82 80.00 3.64 83.64 0.00 83.64 9.09 92.73 5.45 98.18 0.00 98.18 1.82 100.00

PERCENTAGE rp

713.38 129.85 1,135.46 710.31 1,413.36 1,794.35 673.56 115.49 0.00 0.00 6.50 0.00 3.33 2.38 18.08 0.00 69.03 730.87 0.00 170.91 7,686.86

713.38 843.23 1,978.70 2,689.01 4,102.37 5,896.72 6,570.28 6,685.77 6,685.77 6,685.77 6,692.27 6,692.27 6,695.60 6,697.98 6,716.05 6,716.05 6,785.08 7,515.95 7,515.95 7,686.86

BAND

PERCENTAGE

CUM.

BAND

9.28 9.28 1.69 10.97 14.77 25.74 9.24 34.98 18.39 53.37 23.34 76.71 8.76 85.47 1.50 86.98 0.00 86.98 0.00 86.98 0.08 87.06 0.00 87.06 0.04 87.10 0.03 87.14 0.24 87.37 0.00 87.37 0.90 88.27 9.51 97.78 0.00 97.78 2.22 100.00

94.53 15.28 58.50 48.30 78.67 159.89 68.19 14.88 0.00 0.00 2.42 0.00 0.96 0.42 3.09 0.00 4.52 37.19 0.00 54.64

CUM

94.53 52.55 55.81 53.61 60.22 74.31 73.64 68.93 54.45 52.41 51.38 50.15 48.90 46.96 45.23 40.60 37.55 37.51 34.52 34.80 34.80

Page 74 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,230 1,062 1,057 511 419 155 121 89 42 24 28 21 20 19 21 35 18 16 10 2 4,900

1,230 2,292 3,349 3,860 4,279 4,434 4,555 4,644 4,686 4,710 4,738 4,759 4,779 4,798 4,819 4,854 4,872 4,888 4,898 4,900

BAND

25.10 21.67 21.57 10.43 8.55 3.16 2.47 1.82 0.86 0.49 0.57 0.43 0.41 0.39 0.43 0.71 0.37 0.33 0.20 0.04

CUM.

25.10 46.78 68.35 78.78 87.33 90.49 92.96 94.78 95.63 96.12 96.69 97.12 97.53 97.92 98.35 99.06 99.43 99.76 99.96 100.00

PERCENTAGE rp

216.88 216.88 359.06 575.94 632.66 1,208.60 516.74 1,725.35 699.95 2,425.29 395.75 2,821.05 408.63 3,229.67 319.33 3,549.00 255.81 3,804.81 161.09 3,965.90 213.41 4,179.31 306.42 4,485.73 293.26 4,778.99 157.15 4,936.14 411.21 5,347.35 900.83 6,248.18 1,321.21 7,569.39 1,706.69 9,276.08 2,089.59 11,365.67 17.20 11,382.87 11,382.87

BAND

1.91 3.15 5.56 4.54 6.15 3.48 3.59 2.81 2.25 1.42 1.87 2.69 2.58 1.38 3.61 7.91 11.61 14.99 18.36 0.15

CUM.

1.91 5.06 10.62 15.16 21.31 24.78 28.37 31.18 33.43 34.84 36.72 39.41 41.98 43.36 46.98 54.89 66.50 81.49 99.85 100.00

PERCENTAGE f

3 3 3 1 0 0 0 0 2 0 1 0 3 0 1 1 3 7 0 2 30

3 6 9 10 10 10 10 10 12 12 13 13 16 16 17 18 21 28 28 30

BAND

CUM.

10.00 10.00 10.00 20.00 10.00 30.00 3.33 33.33 0.00 33.33 0.00 33.33 0.00 33.33 0.00 33.33 6.67 40.00 0.00 40.00 3.33 43.33 0.00 43.33 10.00 53.33 0.00 53.33 3.33 56.67 3.33 60.00 10.00 70.00 23.33 93.33 0.00 93.33 6.67 100.00

PERCENTAGE rp

80.09 80.09 206.13 286.22 514.41 800.63 3.37 804.00 0.00 804.00 0.00 804.00 0.00 804.00 0.00 804.00 522.18 1,326.18 0.00 1,326.18 8.20 1,334.38 0.00 1,334.38 488.64 1,823.03 0.00 1,823.03 46.27 1,869.30 22.18 1,891.47 125.51 2,016.98 31,059.79 33,076.77 0.00 33,076.77 203.61 33,280.39 33,280.39

BAND

CUM.

PERCENTAGE BAND

0.24 0.24 36.93 0.62 0.86 57.41 1.55 2.41 81.31 0.01 2.42 0.65 0.00 2.42 0.00 0.00 2.42 0.00 0.00 2.42 0.00 0.00 2.42 0.00 1.57 3.98 204.13 0.00 3.98 0.00 0.02 4.01 3.84 0.00 4.01 0.00 1.47 5.48 166.62 0.00 5.48 0.00 0.14 5.62 11.25 0.07 5.68 2.46 0.38 6.06 9.50 93.33 99.39 1,819.88 0.00 99.39 0.00 0.61 100.00 1,183.81

CUM

36.93 49.70 66.24 46.60 33.15 28.50 24.89 22.65 34.86 33.44 31.93 29.75 38.15 36.93 34.96 30.27 26.65 356.58 291.02 292.37 292.37

Page 75 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,279 2,486 3,022 1,463 1,201 533 398 236 148 61 63 68 47 48 35 56 53 28 8 4 12,237

2,279 4,765 7,787 9,250 10,451 10,984 11,382 11,618 11,766 11,827 11,890 11,958 12,005 12,053 12,088 12,144 12,197 12,225 12,233 12,237

BAND

CUM.

18.62 18.62 20.32 38.94 24.70 63.63 11.96 75.59 9.81 85.40 4.36 89.76 3.25 93.01 1.93 94.94 1.21 96.15 0.50 96.65 0.51 97.16 0.56 97.72 0.38 98.10 0.39 98.50 0.29 98.78 0.46 99.24 0.43 99.67 0.23 99.90 0.07 99.97 0.03 100.00

PERCENTAGE rp

2,134.88 576.28 1,421.41 1,251.86 1,605.42 1,076.03 1,134.51 989.32 759.22 291.75 436.65 643.31 492.42 564.69 509.69 1,616.23 3,103.63 1,951.67 1,048.45 673.02 22,280.44

2,134.88 2,711.16 4,132.57 5,384.43 6,989.84 8,065.87 9,200.38 10,189.70 10,948.92 11,240.67 11,677.32 12,320.63 12,813.05 13,377.74 13,887.43 15,503.66 18,607.29 20,558.96 21,607.42 22,280.44

BAND

9.58 2.59 6.38 5.62 7.21 4.83 5.09 4.44 3.41 1.31 1.96 2.89 2.21 2.53 2.29 7.25 13.93 8.76 4.71 3.02

CUM.

9.58 12.17 18.55 24.17 31.37 36.20 41.29 45.73 49.14 50.45 52.41 55.30 57.51 60.04 62.33 69.58 83.51 92.27 96.98 100.00

PERCENTAGE f

9 1 9 5 6 2 3 0 0 0 0 1 0 1 3 2 6 4 1 1 54

9 10 19 24 30 32 35 35 35 35 35 36 36 37 40 42 48 52 53 54

BAND

CUM.

16.67 16.67 1.85 18.52 16.67 35.19 9.26 44.44 11.11 55.56 3.70 59.26 5.56 64.81 0.00 64.81 0.00 64.81 0.00 64.81 0.00 64.81 1.85 66.67 0.00 66.67 1.85 68.52 5.56 74.07 3.70 77.78 11.11 88.89 7.41 96.30 1.85 98.15 1.85 100.00

PERCENTAGE rp

8,717.76 51.93 893.54 547.29 653.67 859.90 887.48 0.00 0.00 0.00 0.00 75.21 0.00 59.15 79.96 499.11 415.94 491.22 73.37 1,775.73 16,081.26

8,717.76 8,769.70 9,663.23 10,210.52 10,864.19 11,724.10 12,611.58 12,611.58 12,611.58 12,611.58 12,611.58 12,686.79 12,686.79 12,745.94 12,825.90 13,325.01 13,740.95 14,232.17 14,305.54 16,081.26

BAND

CUM.

54.21 54.21 0.32 54.53 5.56 60.09 3.40 63.49 4.06 67.56 5.35 72.91 5.52 78.42 0.00 78.42 0.00 78.42 0.00 78.42 0.00 78.42 0.47 78.89 0.00 78.89 0.37 79.26 0.50 79.76 3.10 82.86 2.59 85.45 3.05 88.50 0.46 88.96 11.04 100.00

PERCENTAGE BAND

408.35 9.01 62.86 43.72 40.72 79.91 78.23 0.00 0.00 0.00 0.00 11.69 0.00 10.48 15.69 30.88 13.40 25.17 7.00 263.84

CUM

408.35 323.47 233.83 189.63 155.43 145.35 137.08 123.77 115.19 112.20 108.00 102.97 99.01 95.28 92.36 85.95 73.85 69.23 66.21 72.18 72.18

Page 76 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

815 619 471 152 148 59 24 19 16 4 5 9 4 6 1 7 12 0 0 1 2,372

815 1,434 1,905 2,057 2,205 2,264 2,288 2,307 2,323 2,327 2,332 2,341 2,345 2,351 2,352 2,359 2,371 2,371 2,371 2,372

BAND

CUM.

34.36 34.36 26.10 60.46 19.86 80.31 6.41 86.72 6.24 92.96 2.49 95.45 1.01 96.46 0.80 97.26 0.67 97.93 0.17 98.10 0.21 98.31 0.38 98.69 0.17 98.86 0.25 99.11 0.04 99.16 0.30 99.45 0.51 99.96 0.00 99.96 0.00 99.96 0.04 100.00

PERCENTAGE rp

299.57 209.13 321.13 181.34 280.41 114.94 78.52 49.57 56.42 32.52 22.34 50.05 16.46 114.55 10.00 197.68 434.40 0.00 0.00 251.05 2,720.09

299.57 508.71 829.83 1,011.17 1,291.58 1,406.52 1,485.04 1,534.61 1,591.03 1,623.55 1,645.89 1,695.95 1,712.41 1,826.96 1,836.97 2,034.64 2,469.04 2,469.04 2,469.04 2,720.09

BAND

11.01 7.69 11.81 6.67 10.31 4.23 2.89 1.82 2.07 1.20 0.82 1.84 0.61 4.21 0.37 7.27 15.97 0.00 0.00 9.23

CUM.

11.01 18.70 30.51 37.17 47.48 51.71 54.60 56.42 58.49 59.69 60.51 62.35 62.95 67.17 67.53 74.80 90.77 90.77 90.77 100.00

PERCENTAGE f

2 3 5 0 2 1 0 0 1 1 0 0 0 1 0 0 0 0 0 0 16

2 5 10 10 12 13 13 13 14 15 15 15 15 16 16 16 16 16 16 16

BAND

12.50 18.75 31.25 0.00 12.50 6.25 0.00 0.00 6.25 6.25 0.00 0.00 0.00 6.25 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

12.50 31.25 62.50 62.50 75.00 81.25 81.25 81.25 87.50 93.75 93.75 93.75 93.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

32.04 294.43 463.31 0.00 485.38 8.12 0.00 0.00 8.08 0.00 0.00 0.00 0.00 178.55 0.00 0.00 0.00 0.00 0.00 0.00 1,469.93

32.04 326.47 789.79 789.79 1,275.17 1,283.30 1,283.30 1,283.30 1,291.38 1,291.38 1,291.38 1,291.38 1,291.38 1,469.93 1,469.93 1,469.93 1,469.93 1,469.93 1,469.93 1,469.93

BAND

2.18 20.03 31.52 0.00 33.02 0.55 0.00 0.00 0.55 0.00 0.00 0.00 0.00 12.15 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

2.18 22.21 53.73 53.73 86.75 87.30 87.30 87.30 87.85 87.85 87.85 87.85 87.85 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

10.70 140.79 144.28 0.00 173.10 7.07 0.00 0.00 14.32 0.00 0.00 0.00 0.00 155.87 0.00 0.00 0.00 0.00 0.00 0.00

CUM

10.70 64.18 95.17 78.11 98.73 91.24 86.42 83.62 81.17 79.54 78.46 76.14 75.41 80.46 80.02 72.25 59.53 59.53 59.53 54.04 54.04

Page 77 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,500 1,638 1,616 822 835 365 263 174 90 64 50 34 59 44 30 55 33 9 10 0 7,691

1,500 3,138 4,754 5,576 6,411 6,776 7,039 7,213 7,303 7,367 7,417 7,451 7,510 7,554 7,584 7,639 7,672 7,681 7,691 7,691

BAND

CUM.

19.50 19.50 21.30 40.80 21.01 61.81 10.69 72.50 10.86 83.36 4.75 88.10 3.42 91.52 2.26 93.78 1.17 94.96 0.83 95.79 0.65 96.44 0.44 96.88 0.77 97.65 0.57 98.22 0.39 98.61 0.72 99.32 0.43 99.75 0.12 99.87 0.13 100.00 0.00 100.00

PERCENTAGE rp

675.03 326.32 680.00 644.07 1,427.77 674.68 742.84 612.24 428.02 408.52 360.48 312.06 850.49 454.19 640.17 1,252.22 1,339.82 1,363.61 2,212.13 0.00 15,404.70

675.03 1,001.36 1,681.36 2,325.43 3,753.21 4,427.89 5,170.73 5,782.97 6,211.00 6,619.52 6,980.00 7,292.06 8,142.55 8,596.74 9,236.92 10,489.14 11,828.96 13,192.57 15,404.70 15,404.70

BAND

4.38 2.12 4.41 4.18 9.27 4.38 4.82 3.97 2.78 2.65 2.34 2.03 5.52 2.95 4.16 8.13 8.70 8.85 14.36 0.00

PERCENTAGE

CUM.

4.38 6.50 10.91 15.10 24.36 28.74 33.57 37.54 40.32 42.97 45.31 47.34 52.86 55.81 59.96 68.09 76.79 85.64 100.00 100.00

4 1 2 4 5 2 3 3 1 7 0 2 10 4 1 0 0 1 2 0 52

4 5 7 11 16 18 21 24 25 32 32 34 44 48 49 49 49 50 52 52

BAND

7.69 1.92 3.85 7.69 9.62 3.85 5.77 5.77 1.92 13.46 0.00 3.85 19.23 7.69 1.92 0.00 0.00 1.92 3.85 0.00

CUM.

PERCENTAGE rp

7.69 91.89 9.62 75.00 13.46 1,202.17 21.15 266.47 30.77 2,096.23 34.62 262.49 40.38 59.75 46.15 463.26 48.08 3.83 61.54 230.91 61.54 0.00 65.38 18.48 84.62 140.44 92.31 38.79 94.23 18.54 94.23 0.00 94.23 0.00 96.15 11.00 100.00 0.00 100.00 0.00 4,979.23

91.89 166.89 1,369.05 1,635.52 3,731.75 3,994.24 4,053.99 4,517.25 4,521.07 4,751.98 4,751.98 4,770.46 4,910.90 4,949.69 4,968.23 4,968.23 4,968.23 4,979.23 4,979.23 4,979.23

BAND

CUM.

1.85 1.85 1.51 3.35 24.14 27.50 5.35 32.85 42.10 74.95 5.27 80.22 1.20 81.42 9.30 90.72 0.08 90.80 4.64 95.44 0.00 95.44 0.37 95.81 2.82 98.63 0.78 99.41 0.37 99.78 0.00 99.78 0.00 99.78 0.22 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

13.61 22.98 176.79 41.37 146.82 38.91 8.04 75.67 0.89 56.52 0.00 5.92 16.51 8.54 2.90 0.00 0.00 0.81 0.00 0.00

CUM

13.61 16.67 81.43 70.33 99.43 90.21 78.40 78.11 72.79 71.79 68.08 65.42 60.31 57.58 53.79 47.37 42.00 37.74 32.32 32.32 32.32

Page 78 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

13,043 18,584 31,153 21,600 24,183 12,041 8,465 6,241 3,277 1,712 1,273 1,469 974 1,224 777 1,148 908 406 510 110 149,098

13,043 31,627 62,780 84,380 108,563 120,604 129,069 135,310 138,587 140,299 141,572 143,041 144,015 145,239 146,016 147,164 148,072 148,478 148,988 149,098

BAND

8.75 12.46 20.89 14.49 16.22 8.08 5.68 4.19 2.20 1.15 0.85 0.99 0.65 0.82 0.52 0.77 0.61 0.27 0.34 0.07

CUM.

8.75 21.21 42.11 56.59 72.81 80.89 86.57 90.75 92.95 94.10 94.95 95.94 96.59 97.41 97.93 98.70 99.31 99.58 99.93 100.00

PERCENTAGE rp

15,931.81 3,800.72 9,878.40 11,011.19 18,119.74 14,760.73 15,639.20 19,042.35 12,139.86 7,487.09 6,718.45 10,480.63 8,208.99 12,690.39 10,858.75 25,204.51 32,217.24 26,064.68 67,426.90 33,916.81 361,598.43

15,931.81 19,732.52 29,610.92 40,622.11 58,741.85 73,502.58 89,141.78 108,184.13 120,323.99 127,811.08 134,529.53 145,010.16 153,219.15 165,909.54 176,768.29 201,972.81 234,190.05 260,254.73 327,681.63 361,598.43

BAND

CUM.

4.41 4.41 1.05 5.46 2.73 8.19 3.05 11.23 5.01 16.25 4.08 20.33 4.33 24.65 5.27 29.92 3.36 33.28 2.07 35.35 1.86 37.20 2.90 40.10 2.27 42.37 3.51 45.88 3.00 48.89 6.97 55.86 8.91 64.77 7.21 71.97 18.65 90.62 9.38 100.00

PERCENTAGE f

70 64 77 64 68 47 41 33 33 16 26 29 19 28 20 58 48 44 96 82

70 134 211 275 343 390 431 464 497 513 539 568 587 615 635 693 741 785 881 963

963

BAND

CUM.

7.27 7.27 6.65 13.91 8.00 21.91 6.65 28.56 7.06 35.62 4.88 40.50 4.26 44.76 3.43 48.18 3.43 51.61 1.66 53.27 2.70 55.97 3.01 58.98 1.97 60.96 2.91 63.86 2.08 65.94 6.02 71.96 4.98 76.95 4.57 81.52 9.97 91.48 8.52 100.00

PERCENTAGE rp

13,844.24 2,778.89 4,166.45 4,122.94 3,697.46 2,801.38 4,027.90 3,647.71 6,267.43 5,765.38 26,189.00 1,437.79 7,018.13 2,967.06 1,846.01 14,660.00 9,500.02 2,862.57 9,319.57 43,770.16 170,690.10

13,844.24 16,623.13 20,789.58 24,912.52 28,609.98 31,411.37 35,439.26 39,086.98 45,354.40 51,119.79 77,308.79 78,746.58 85,764.71 88,731.77 90,577.78 105,237.78 114,737.80 117,600.37 126,919.94 170,690.10

BAND

8.11 1.63 2.44 2.42 2.17 1.64 2.36 2.14 3.67 3.38 15.34 0.84 4.11 1.74 1.08 8.59 5.57 1.68 5.46 25.64

CUM.

PERCENTAGE BAND

CUM

8.11 86.90 9.74 73.11 12.18 42.18 14.60 37.44 16.76 20.41 18.40 18.98 20.76 25.76 22.90 19.16 26.57 51.63 29.95 77.00 45.29 389.81 46.13 13.72 50.25 85.49 51.98 23.38 53.07 17.00 61.65 58.16 67.22 29.49 68.90 10.98 74.36 13.82 100.00 129.05

86.90 84.24 70.21 61.33 48.70 42.74 39.76 36.13 37.69 40.00 57.47 54.30 55.98 53.48 51.24 52.10 48.99 45.19 38.73 47.20 47.20

Page 79 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

16,200 15,235 15,544 7,571 7,043 3,130 2,365 1,787 1,023 659 565 605 488 688 499 839 780 431 363 95 75,910

16,200 31,435 46,979 54,550 61,593 64,723 67,088 68,875 69,898 70,557 71,122 71,727 72,215 72,903 73,402 74,241 75,021 75,452 75,815 75,910

BAND

CUM.

21.34 21.34 20.07 41.41 20.48 61.89 9.97 71.86 9.28 81.14 4.12 85.26 3.12 88.38 2.35 90.73 1.35 92.08 0.87 92.95 0.74 93.69 0.80 94.49 0.64 95.13 0.91 96.04 0.66 96.70 1.11 97.80 1.03 98.83 0.57 99.40 0.48 99.87 0.13 100.00

PERCENTAGE rp

7,713.72 2,948.45 5,965.18 5,019.85 7,675.67 5,573.50 5,087.21 9,220.27 4,317.74 3,558.18 4,030.07 4,945.69 4,418.20 8,141.91 7,101.65 18,492.95 31,806.66 33,200.91 42,523.87 15,434.88 227,176.54

7,713.72 10,662.17 16,627.35 21,647.20 29,322.86 34,896.36 39,983.57 49,203.85 53,521.59 57,079.77 61,109.84 66,055.53 70,473.73 78,615.63 85,717.29 104,210.24 136,016.89 169,217.80 211,741.67 227,176.54

BAND

3.40 1.30 2.63 2.21 3.38 2.45 2.24 4.06 1.90 1.57 1.77 2.18 1.94 3.58 3.13 8.14 14.00 14.61 18.72 6.79

CUM.

3.40 4.69 7.32 9.53 12.91 15.36 17.60 21.66 23.56 25.13 26.90 29.08 31.02 34.61 37.73 45.87 59.87 74.49 93.21 100.00

PERCENTAGE f

29 21 46 21 30 9 13 12 10 10 10 10 12 25 17 39 52 42 34 30 472

29 50 96 117 147 156 169 181 191 201 211 221 233 258 275 314 366 408 442 472

BAND

CUM.

6.14 6.14 4.45 10.59 9.75 20.34 4.45 24.79 6.36 31.14 1.91 33.05 2.75 35.81 2.54 38.35 2.12 40.47 2.12 42.58 2.12 44.70 2.12 46.82 2.54 49.36 5.30 54.66 3.60 58.26 8.26 66.53 11.02 77.54 8.90 86.44 7.20 93.64 6.36 100.00

PERCENTAGE rp

1,689.04 233.62 1,114.25 642.71 1,919.12 879.89 1,299.72 1,270.27 1,739.32 580.21 286.99 1,280.40 4,048.89 3,292.10 1,645.73 8,764.87 16,016.63 3,508.47 29,537.61 18,847.34 98,597.20

1,689.04 1,922.66 3,036.91 3,679.63 5,598.75 6,478.64 7,778.36 9,048.63 10,787.96 11,368.17 11,655.16 12,935.56 16,984.45 20,276.55 21,922.28 30,687.14 46,703.78 50,212.25 79,749.86 98,597.20

BAND

CUM.

1.71 1.71 0.24 1.95 1.13 3.08 0.65 3.73 1.95 5.68 0.89 6.57 1.32 7.89 1.29 9.18 1.76 10.94 0.59 11.53 0.29 11.82 1.30 13.12 4.11 17.23 3.34 20.57 1.67 22.23 8.89 31.12 16.24 47.37 3.56 50.93 29.96 80.88 19.12 100.00

PERCENTAGE BAND

CUM.

21.90 7.92 18.68 12.80 25.00 15.79 25.55 13.78 40.28 16.31 7.12 25.89 91.64 40.43 23.17 47.40 50.36 10.57 69.46 122.11

21.90 18.03 18.26 17.00 19.09 18.57 19.45 18.39 20.16 19.92 19.07 19.58 24.10 25.79 25.58 29.45 34.34 29.67 37.66 43.40 43.40

Page 80 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

8,371 5,737 5,119 2,539 2,708 1,417 1,081 858 582 292 242 270 208 269 181 246 178 90 52 17 30,457

8,371 14,108 19,227 21,766 24,474 25,891 26,972 27,830 28,412 28,704 28,946 29,216 29,424 29,693 29,874 30,120 30,298 30,388 30,440 30,457

BAND

CUM.

27.48 27.48 18.84 46.32 16.81 63.13 8.34 71.46 8.89 80.36 4.65 85.01 3.55 88.56 2.82 91.37 1.91 93.29 0.96 94.24 0.79 95.04 0.89 95.93 0.68 96.61 0.88 97.49 0.59 98.09 0.81 98.89 0.58 99.48 0.30 99.77 0.17 99.94 0.06 100.00

PERCENTAGE rp

3,480.53 1,233.82 2,596.68 1,937.74 4,185.12 2,866.31 2,950.26 3,143.89 2,930.72 1,622.45 1,597.73 2,081.44 2,350.03 3,459.92 3,410.04 7,887.09 6,986.64 5,714.27 6,146.38 1,104.66 67,685.71

3,480.53 4,714.35 7,311.03 9,248.76 13,433.88 16,300.19 19,250.45 22,394.34 25,325.06 26,947.51 28,545.24 30,626.68 32,976.71 36,436.63 39,846.67 47,733.76 54,720.40 60,434.67 66,581.05 67,685.71

BAND

CUM.

5.14 5.14 1.82 6.97 3.84 10.80 2.86 13.66 6.18 19.85 4.23 24.08 4.36 28.44 4.64 33.09 4.33 37.42 2.40 39.81 2.36 42.17 3.08 45.25 3.47 48.72 5.11 53.83 5.04 58.87 11.65 70.52 10.32 80.84 8.44 89.29 9.08 98.37 1.63 100.00

PERCENTAGE f

22 6 11 8 15 9 10 7 9 3 5 18 20 12 17 34 29 24 13 0

22 8.09 8.09 28 2.21 10.29 39 4.04 14.34 47 2.94 17.28 62 5.51 22.79 71 3.31 26.10 81 3.68 29.78 88 2.57 32.35 97 3.31 35.66 100 1.10 36.76 105 1.84 38.60 123 6.62 45.22 143 7.35 52.57 155 4.41 56.99 172 6.25 63.24 206 12.50 75.74 235 10.66 86.40 259 8.82 95.22 272 4.78 100.00 272 0.00 100.00

272

BAND

CUM.

PERCENTAGE rp

2,560.33 141.64 818.43 309.49 7,684.07 1,607.65 1,329.77 736.00 1,622.43 45.53 159.52 370.53 3,202.90 3,784.88 493.79 1,312.24 7,774.64 224.86 449.09 0.00 34,627.80

2,560.33 2,701.97 3,520.40 3,829.89 11,513.96 13,121.61 14,451.38 15,187.38 16,809.81 16,855.34 17,014.86 17,385.39 20,588.30 24,373.18 24,866.96 26,179.21 33,953.85 34,178.71 34,627.80 34,627.80

BAND

CUM.

7.39 7.39 0.41 7.80 2.36 10.17 0.89 11.06 22.19 33.25 4.64 37.89 3.84 41.73 2.13 43.86 4.69 48.54 0.13 48.68 0.46 49.14 1.07 50.21 9.25 59.46 10.93 70.39 1.43 71.81 3.79 75.60 22.45 98.05 0.65 98.70 1.30 100.00 0.00 100.00

PERCENTAGE BAND

73.56 11.48 31.52 15.97 183.60 56.09 45.07 23.41 55.36 2.81 9.98 17.80 136.29 109.39 14.48 16.64 111.28 3.94 7.31 0.00

CUM

73.56 57.31 48.15 41.41 85.71 80.50 75.07 67.82 66.38 62.55 59.61 56.77 62.43 66.89 62.41 54.84 62.05 56.55 52.01 51.16 51.16

Page 81 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,089 990 904 481 469 214 127 111 65 38 34 40 28 37 17 31 29 10 11 2 4,727

1,089 2,079 2,983 3,464 3,933 4,147 4,274 4,385 4,450 4,488 4,522 4,562 4,590 4,627 4,644 4,675 4,704 4,714 4,725 4,727

BAND

CUM.

PERCENTAGE rp

23.04 23.04 281.06 20.94 43.98 148.13 19.12 63.11 312.09 10.18 73.28 282.33 9.92 83.20 549.88 4.53 87.73 324.58 2.69 90.42 250.90 2.35 92.76 400.28 1.38 94.14 295.80 0.80 94.94 192.66 0.72 95.66 155.81 0.85 96.51 177.92 0.59 97.10 216.45 0.78 97.88 365.52 0.36 98.24 239.55 0.66 98.90 784.11 0.61 99.51 1,005.95 0.21 99.72 424.26 0.23 99.96 1,284.34 0.04 100.00 119.44 7,572.18

281.06 429.19 741.28 1,023.61 1,573.50 1,898.08 2,148.97 2,549.25 2,845.05 3,037.71 3,193.52 3,371.43 3,587.88 3,953.40 4,192.95 4,977.07 5,983.02 6,407.28 7,691.62 7,572.18

BAND

3.71 1.96 4.12 3.73 7.26 4.29 3.31 5.29 3.91 2.54 2.06 2.35 2.86 4.83 3.16 10.36 13.28 5.60 16.96 1.58

CUM.

3.71 5.67 9.79 13.52 20.78 25.07 28.38 33.67 37.57 40.12 42.17 44.52 47.38 52.21 55.37 65.73 79.01 84.62 101.58 100.00

PERCENTAGE f

1 1 2 1 2 1 1 1 0 0 0 0 0 2 1 1 0 0 2 0 16

BAND

1 2 4 5 7 8 9 10 10 10 10 10 10 12 13 14 14 14 16 16

CUM.

PERCENTAGE rp

6.25 6.25 33.96 33.96 6.25 12.50 3.76 37.72 12.50 25.00 25.98 63.70 6.25 31.25 2.06 65.75 12.50 43.75 123.17 188.92 6.25 50.00 25.26 214.18 6.25 56.25 60.01 274.20 6.25 62.50 36.45 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 12.50 75.00 4,350.29 4,660.94 6.25 81.25 155.23 4,816.16 6.25 87.50 10.12 4,826.28 0.00 87.50 0.00 4,826.28 0.00 87.50 0.00 4,826.28 12.50 100.00 122.89 4,949.17 0.00 100.00 0.00 4,949.17 4,949.17

BAND

CUM.

PERCENTAGE BAND

0.69 0.69 12.08 0.08 0.76 2.54 0.52 1.29 8.32 0.04 1.33 0.73 2.49 3.82 22.40 0.51 4.33 7.78 1.21 5.54 23.92 0.74 6.28 9.11 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 87.90 94.18 1,190.16 3.14 97.31 64.80 0.20 97.52 1.29 0.00 97.52 0.00 0.00 97.52 0.00 2.48 100.00 9.57 0.00 100.00 0.00

CUM

12.08 8.79 8.59 6.42 12.01 11.28 12.76 12.19 10.92 10.23 9.73 9.21 8.66 117.90 114.86 96.97 80.67 75.32 64.34 65.36 65.36

Page 82 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

10,825 9,091 9,748 5,367 5,635 3,028 2,322 1,884 1,081 633 511 627 428 541 332 507 390 135 150 35 53,270

10,825 19,916 29,664 35,031 40,666 43,694 46,016 47,900 48,981 49,614 50,125 50,752 51,180 51,721 52,053 52,560 52,950 53,085 53,235 53,270

BAND

20.32 17.07 18.30 10.08 10.58 5.68 4.36 3.54 2.03 1.19 0.96 1.18 0.80 1.02 0.62 0.95 0.73 0.25 0.28 0.07

CUM.

20.32 37.39 55.69 65.76 76.34 82.02 86.38 89.92 91.95 93.14 94.10 95.27 96.08 97.09 97.72 98.67 99.40 99.65 99.93 100.00

PERCENTAGE rp

4,583.48 1,847.53 3,843.09 3,357.63 5,836.90 4,960.73 5,326.79 6,539.13 5,364.08 3,581.46 4,203.98 5,017.33 5,134.55 7,507.58 8,728.84 16,347.94 21,189.18 11,576.49 20,974.13 17,583.61 163,504.46

4,583.48 6,431.01 10,274.10 13,631.74 19,468.63 24,429.36 29,756.15 36,295.28 41,659.36 45,240.82 49,444.80 54,462.13 59,596.68 67,104.26 75,833.10 92,181.04 113,370.22 124,946.71 145,920.85 163,504.46

BAND

2.80 1.13 2.35 2.05 3.57 3.03 3.26 4.00 3.28 2.19 2.57 3.07 3.14 4.59 5.34 10.00 12.96 7.08 12.83 10.75

PERCENTAGE

CUM.

2.80 3.93 6.28 8.34 11.91 14.94 18.20 22.20 25.48 27.67 30.24 33.31 36.45 41.04 46.38 56.38 69.34 76.42 89.25 100.00

15 8 16 5 13 12 20 13 48 10 46 7 48 20 62 27 43 14 19 2

15 23 39 44 57 69 89 102 150 160 206 213 261 281 343 370 413 427 446 448

448

BAND

3.35 1.79 3.57 1.12 2.90 2.68 4.46 2.90 10.71 2.23 10.27 1.56 10.71 4.46 13.84 6.03 9.60 3.13 4.24 0.45

CUM.

3.35 5.13 8.71 9.82 12.72 15.40 19.87 22.77 33.48 35.71 45.98 47.54 58.26 62.72 76.56 82.59 92.19 95.31 99.55 100.00

PERCENTAGE rp

1,089.52 404.29 654.08 254.79 2,879.81 1,203.69 1,159.62 2,737.19 1,993.94 2,218.11 3,898.03 251.81 3,965.56 3,270.12 2,218.71 2,383.38 3,586.14 4,262.84 3,469.80 734.39 42,635.82

1,089.52 1,493.81 2,147.89 2,402.69 5,282.50 6,486.18 7,645.80 10,382.99 12,376.93 14,595.04 18,493.07 18,744.89 22,710.45 25,980.57 28,199.28 30,582.66 34,168.80 38,431.63 41,901.43 42,635.82

BAND

CUM.

2.56 2.56 0.95 3.50 1.53 5.04 0.60 5.64 6.75 12.39 2.82 15.21 2.72 17.93 6.42 24.35 4.68 29.03 5.20 34.23 9.14 43.37 0.59 43.97 9.30 53.27 7.67 60.94 5.20 66.14 5.59 71.73 8.41 80.14 10.00 90.14 8.14 98.28 1.72 100.00

PERCENTAGE BAND

23.77 21.88 17.02 7.59 49.34 24.26 21.77 41.86 37.17 61.93 92.72 5.02 77.23 43.56 25.42 14.58 16.92 36.82 16.54 4.18

CUM

23.77 23.23 20.91 17.63 27.13 26.55 25.69 28.61 29.71 32.26 37.40 34.42 38.11 38.72 37.19 33.18 30.14 30.76 28.72 26.08 26.08

Page 83 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,262 5,816 3,416 1,103 923 326 202 139 56 39 27 31 18 12 16 17 15 3 6 3 18,430

6,262 12,078 15,494 16,597 17,520 17,846 18,048 18,187 18,243 18,282 18,309 18,340 18,358 18,370 18,386 18,403 18,418 18,421 18,427 18,430

BAND

CUM.

33.98 33.98 31.56 65.53 18.53 84.07 5.98 90.05 5.01 95.06 1.77 96.83 1.10 97.93 0.75 98.68 0.30 98.99 0.21 99.20 0.15 99.34 0.17 99.51 0.10 99.61 0.07 99.67 0.09 99.76 0.09 99.85 0.08 99.93 0.02 99.95 0.03 99.98 0.02 100.00

PERCENTAGE rp

3,575.91 3,029.06 3,274.24 1,793.63 2,238.37 998.16 859.90 718.58 367.59 296.16 359.11 406.42 291.92 213.68 592.88 326.08 839.31 116.57 812.46 0.04 21,109.99

3,575.91 6,604.97 9,879.22 11,672.85 13,911.23 14,909.38 15,769.28 16,487.85 16,855.44 17,151.60 17,510.71 17,917.13 18,209.05 18,422.73 19,015.61 19,341.69 20,180.99 20,297.57 21,110.03 21,109.99

BAND

16.94 14.35 15.51 8.50 10.60 4.73 4.07 3.40 1.74 1.40 1.70 1.93 1.38 1.01 2.81 1.54 3.98 0.55 3.85 0.00

PERCENTAGE

CUM.

16.94 31.29 46.80 55.30 65.90 70.63 74.70 78.10 79.85 81.25 82.95 84.88 86.26 87.27 90.08 91.62 95.60 96.15 100.00 100.00

28 39 24 5 1 7 0 0 3 0 0 0 0 0 0 3 3 0 4 0

28 23.93 23.93 67 33.33 57.26 91 20.51 77.78 96 4.27 82.05 97 0.85 82.91 104 5.98 88.89 104 0.00 88.89 104 0.00 88.89 107 2.56 91.45 107 0.00 91.45 107 0.00 91.45 107 0.00 91.45 107 0.00 91.45 107 0.00 91.45 107 0.00 91.45 110 2.56 94.02 113 2.56 96.58 113 0.00 96.58 117 3.42 100.00 117 0.00 100.00

117

BAND

CUM.

PERCENTAGE rp

836.91 2,345.27 2,940.92 924.64 263.15 712.65 0.00 0.00 65.22 0.00 0.00 0.00 0.00 0.00 0.00 162.81 12.44 0.00 4,804.59 0.00 13,068.59

836.91 3,182.17 6,123.10 7,047.73 7,310.88 8,023.53 8,023.53 8,023.53 8,088.76 8,088.76 8,088.76 8,088.76 8,088.76 8,088.76 8,088.76 8,251.56 8,264.00 8,264.00 13,068.59 13,068.59

BAND

PERCENTAGE

CUM.

BAND

6.40 6.40 17.95 24.35 22.50 46.85 7.08 53.93 2.01 55.94 5.45 61.40 0.00 61.40 0.00 61.40 0.50 61.89 0.00 61.89 0.00 61.89 0.00 61.89 0.00 61.89 0.00 61.89 0.00 61.89 1.25 63.14 0.10 63.24 0.00 63.24 36.76 100.00 0.00 100.00

23.40 77.43 89.82 51.55 11.76 71.40 0.00 0.00 17.74 0.00 0.00 0.00 0.00 0.00 0.00 49.93 1.48 0.00 591.36 0.00

CUM

23.40 48.18 61.98 60.38 52.55 53.82 50.88 48.66 47.99 47.16 46.19 45.15 44.42 43.91 42.54 42.66 40.95 40.71 61.91 61.91 61.91

Page 84 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

875 581 464 215 237 114 73 44 32 15 7 12 2 15 11 15 9 8 4 1 2,734

875 1,456 1,920 2,135 2,372 2,486 2,559 2,603 2,635 2,650 2,657 2,669 2,671 2,686 2,697 2,712 2,721 2,729 2,733 2,734

BAND

CUM.

PERCENTAGE rp

32.00 32.00 232.24 21.25 53.26 262.98 16.97 70.23 380.06 7.86 78.09 311.29 8.67 86.76 538.58 4.17 90.93 332.33 2.67 93.60 258.22 1.61 95.21 438.44 1.17 96.38 320.58 0.55 96.93 66.60 0.26 97.18 45.18 0.44 97.62 171.04 0.07 97.70 6.76 0.55 98.24 173.67 0.40 98.65 181.05 0.55 99.20 390.09 0.33 99.52 483.98 0.29 99.82 501.10 0.15 99.96 1,395.62 0.04 100.00 156.94 6,646.75

232.24 495.22 875.29 1,186.58 1,725.16 2,057.48 2,315.70 2,754.14 3,074.72 3,141.32 3,186.51 3,357.55 3,364.31 3,537.97 3,719.02 4,109.11 4,593.09 5,094.19 6,489.81 6,646.75

BAND

3.49 3.96 5.72 4.68 8.10 5.00 3.88 6.60 4.82 1.00 0.68 2.57 0.10 2.61 2.72 5.87 7.28 7.54 21.00 2.36

CUM.

3.49 7.45 13.17 17.85 25.95 30.95 34.84 41.44 46.26 47.26 47.94 50.51 50.62 53.23 55.95 61.82 69.10 76.64 97.64 100.00

PERCENTAGE f

3 2 2 2 1 1 0 0 2 0 0 0 0 1 0 0 0 0 3 0 17

BAND

CUM.

3 5 7 9 10 11 11 11 13 13 13 13 13 14 14 14 14 14 17 17

17.65 17.65 11.76 29.41 11.76 41.18 11.76 52.94 5.88 58.82 5.88 64.71 0.00 64.71 0.00 64.71 11.76 76.47 0.00 76.47 0.00 76.47 0.00 76.47 0.00 76.47 5.88 82.35 0.00 82.35 0.00 82.35 0.00 82.35 0.00 82.35 17.65 100.00 0.00 100.00

PERCENTAGE rp

61.21 148.08 138.56 600.90 368.49 145.16 0.00 0.00 43.58 0.00 0.00 0.00 0.00 39.39 0.00 0.00 0.00 0.00 371.84 0.00 1,917.21

61.21 209.28 347.85 948.75 1,317.24 1,462.39 1,462.39 1,462.39 1,505.98 1,505.98 1,505.98 1,505.98 1,505.98 1,545.37 1,545.37 1,545.37 1,545.37 1,545.37 1,917.21 1,917.21

BAND

CUM.

3.19 3.19 7.72 10.92 7.23 18.14 31.34 49.49 19.22 68.71 7.57 76.28 0.00 76.28 0.00 76.28 2.27 78.55 0.00 78.55 0.00 78.55 0.00 78.55 0.00 78.55 2.05 80.61 0.00 80.61 0.00 80.61 0.00 80.61 0.00 80.61 19.39 100.00 0.00 100.00

PERCENTAGE BAND

26.35 56.31 36.46 193.03 68.42 43.68 0.00 0.00 13.60 0.00 0.00 0.00 0.00 22.68 0.00 0.00 0.00 0.00 26.64 0.00

CUM

26.35 42.26 39.74 79.96 76.35 71.08 63.15 53.10 48.98 47.94 47.26 44.85 44.76 43.68 41.55 37.61 33.65 30.34 29.54 28.84 28.84

Page 85 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,337 1,566 1,199 556 584 279 181 125 80 40 28 38 16 32 18 26 32 21 16 1 7,175

2,337 3,903 5,102 5,658 6,242 6,521 6,702 6,827 6,907 6,947 6,975 7,013 7,029 7,061 7,079 7,105 7,137 7,158 7,174 7,175

BAND

CUM.

32.57 32.57 21.83 54.40 16.71 71.11 7.75 78.86 8.14 87.00 3.89 90.89 2.52 93.41 1.74 95.15 1.11 96.26 0.56 96.82 0.39 97.21 0.53 97.74 0.22 97.97 0.45 98.41 0.25 98.66 0.36 99.02 0.45 99.47 0.29 99.76 0.22 99.99 0.01 100.00

PERCENTAGE rp

734.77 734.77 386.52 1,121.29 607.06 1,728.35 478.19 2,206.54 861.37 3,067.91 610.68 3,678.59 613.13 4,291.72 598.46 4,890.18 516.90 5,407.08 242.62 5,649.70 162.88 5,812.59 342.35 6,154.93 168.44 6,323.37 447.93 6,771.30 318.74 7,090.04 626.45 7,716.49 1,559.69 9,276.18 1,123.37 10,399.54 3,041.74 13,441.28 31.06 13,472.34 13,472.34

BAND

5.45 2.87 4.51 3.55 6.39 4.53 4.55 4.44 3.84 1.80 1.21 2.54 1.25 3.32 2.37 4.65 11.58 8.34 22.58 0.23

CUM.

5.45 8.32 12.83 16.38 22.77 27.30 31.86 36.30 40.13 41.94 43.14 45.69 46.94 50.26 52.63 57.28 68.85 77.19 99.77 100.00

PERCENTAGE f

4 1 2 0 4 0 1 1 0 0 0 0 0 1 1 1 2 0 2 0 20

4 5 7 7 11 11 12 13 13 13 13 13 13 14 15 16 18 18 20 20

BAND

CUM.

20.00 20.00 5.00 25.00 10.00 35.00 0.00 35.00 20.00 55.00 0.00 55.00 5.00 60.00 5.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 5.00 70.00 5.00 75.00 5.00 80.00 10.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00

PERCENTAGE rp

114.11 114.11 0.00 114.11 155.38 269.49 0.00 269.49 47.36 316.85 0.00 316.85 0.63 317.48 1,117.17 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 41.25 1,475.90 48.75 1,524.65 7,600.50 9,125.14 310.03 9,435.17 0.00 9,435.17 1,587.62 11,022.79 0.00 11,022.79 11,022.79

BAND

CUM.

PERCENTAGE BAND

CUM

1.04 1.04 15.53 0.00 1.04 0.00 1.41 2.44 25.60 0.00 2.44 0.00 0.43 2.87 5.50 0.00 2.87 0.00 0.01 2.88 0.10 10.14 13.02 186.67 0.00 13.02 0.00 0.00 13.02 0.00 0.00 13.02 0.00 0.00 13.02 0.00 0.00 13.02 0.00 0.37 13.39 9.21 0.44 13.83 15.29 68.95 82.78 1,213.26 2.81 85.60 19.88 0.00 85.60 0.00 14.40 100.00 52.19 0.00 100.00 0.00

15.53 10.18 15.59 12.21 10.33 8.61 7.40 29.34 26.53 25.39 24.68 23.31 22.69 21.80 21.50 118.26 101.71 90.73 82.01 81.82 81.82

Page 86 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,747 2,049 2,424 1,316 1,259 597 396 274 138 57 61 79 36 58 34 55 50 22 24 7 10,683

1,747 3,796 6,220 7,536 8,795 9,392 9,788 10,062 10,200 10,257 10,318 10,397 10,433 10,491 10,525 10,580 10,630 10,652 10,676 10,683

BAND

CUM.

16.35 16.35 19.18 35.53 22.69 58.22 12.32 70.54 11.79 82.33 5.59 87.92 3.71 91.62 2.56 94.19 1.29 95.48 0.53 96.01 0.57 96.58 0.74 97.32 0.34 97.66 0.54 98.20 0.32 98.52 0.51 99.04 0.47 99.50 0.21 99.71 0.22 99.93 0.07 100.00

PERCENTAGE rp

1,171.77 677.38 1,327.03 1,337.95 2,064.44 1,599.99 1,335.64 1,349.05 706.46 443.83 1,734.44 559.08 382.46 1,549.66 587.11 1,259.55 2,196.27 2,022.98 8,965.34 5,031.77 36,302.20

1,171.77 1,849.15 3,176.17 4,514.12 6,578.56 8,178.56 9,514.20 10,863.25 11,569.71 12,013.54 13,747.99 14,307.07 14,689.53 16,239.19 16,826.29 18,085.85 20,282.12 22,305.10 31,270.44 36,302.20

BAND

3.23 1.87 3.66 3.69 5.69 4.41 3.68 3.72 1.95 1.22 4.78 1.54 1.05 4.27 1.62 3.47 6.05 5.57 24.70 13.86

PERCENTAGE

CUM.

3.23 5.09 8.75 12.43 18.12 22.53 26.21 29.92 31.87 33.09 37.87 39.41 40.46 44.73 46.35 49.82 55.87 61.44 86.14 100.00

4 15 12 1 6 1 2 1 2 1 0 0 2 2 1 2 3 2 3 1 61

BAND

CUM.

4 6.56 6.56 19 24.59 31.15 31 19.67 50.82 32 1.64 52.46 38 9.84 62.30 39 1.64 63.93 41 3.28 67.21 42 1.64 68.85 44 3.28 72.13 45 1.64 73.77 45 0.00 73.77 45 0.00 73.77 47 3.28 77.05 49 3.28 80.33 50 1.64 81.97 52 3.28 85.25 55 4.92 90.16 57 3.28 93.44 60 4.92 98.36 61 1.64 100.00

PERCENTAGE rp

348.76 1,172.01 1,937.64 20.25 2,252.68 2.14 930.07 215.44 3,782.42 43.53 0.00 0.00 4.10 9,001.00 1,621.32 16.64 3,227.31 684.31 165.51 31.99 25,457.13

348.76 1,520.77 3,458.41 3,478.66 5,731.34 5,733.48 6,663.55 6,878.99 10,661.42 10,704.95 10,704.95 10,704.95 10,709.05 19,710.05 21,331.37 21,348.00 24,575.31 25,259.63 25,425.14 25,457.13

BAND

CUM.

1.37 1.37 4.60 5.97 7.61 13.59 0.08 13.66 8.85 22.51 0.01 22.52 3.65 26.18 0.85 27.02 14.86 41.88 0.17 42.05 0.00 42.05 0.00 42.05 0.02 42.07 35.36 77.42 6.37 83.79 0.07 83.86 12.68 96.54 2.69 99.22 0.65 99.87 0.13 100.00

PERCENTAGE BAND

CUM

29.76 173.02 146.01 1.51 109.12 0.13 69.63 15.97 535.40 9.81 0.00 0.00 1.07 580.84 276.15 1.32 146.94 33.83 1.85 0.64

29.76 82.24 108.89 77.06 87.12 70.10 70.04 63.32 92.15 89.11 77.87 74.82 72.90 121.37 126.77 118.04 121.17 113.25 81.31 70.13 70.13

Page 87 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,211 1,086 1,139 586 630 322 216 165 82 41 37 46 33 33 14 19 8 4 7 2 5,681

1,211 2,297 3,436 4,022 4,652 4,974 5,190 5,355 5,437 5,478 5,515 5,561 5,594 5,627 5,641 5,660 5,668 5,672 5,679 5,681

BAND

CUM.

21.32 21.32 19.12 40.43 20.05 60.48 10.32 70.80 11.09 81.89 5.67 87.56 3.80 91.36 2.90 94.26 1.44 95.70 0.72 96.43 0.65 97.08 0.81 97.89 0.58 98.47 0.58 99.05 0.25 99.30 0.33 99.63 0.14 99.77 0.07 99.84 0.12 99.96 0.04 100.00

PERCENTAGE rp

230.29 235.18 533.86 427.74 782.45 661.06 620.73 617.43 379.38 206.14 308.08 335.43 286.24 336.45 147.26 220.84 283.10 300.78 820.67 158.27 7,891.38

230.29 465.47 999.33 1,427.08 2,209.53 2,870.59 3,491.31 4,108.74 4,488.13 4,694.27 5,002.35 5,337.79 5,624.02 5,960.47 6,107.72 6,328.56 6,611.66 6,912.44 7,733.11 7,891.38

BAND

2.92 2.98 6.77 5.42 9.92 8.38 7.87 7.82 4.81 2.61 3.90 4.25 3.63 4.26 1.87 2.80 3.59 3.81 10.40 2.01

CUM.

2.92 5.90 12.66 18.08 28.00 36.38 44.24 52.07 56.87 59.49 63.39 67.64 71.27 75.53 77.40 80.20 83.78 87.59 97.99 100.00

PERCENTAGE f

3 1 6 1 2 6 1 0 0 0 0 1 0 0 0 0 0 0 0 0 21

BAND

CUM.

3 14.29 14.29 4 4.76 19.05 10 28.57 47.62 11 4.76 52.38 13 9.52 61.90 19 28.57 90.48 20 4.76 95.24 20 0.00 95.24 20 0.00 95.24 20 0.00 95.24 20 0.00 95.24 21 4.76 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00

PERCENTAGE rp

323.24 19.04 1,028.54 220.00 957.79 751.76 611.31 0.00 0.00 0.00 0.00 187.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,099.52

323.24 342.28 1,370.82 1,590.82 2,548.61 3,300.36 3,911.67 3,911.67 3,911.67 3,911.67 3,911.67 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52

BAND

7.88 0.46 25.09 5.37 23.36 18.34 14.91 0.00 0.00 0.00 0.00 4.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

7.88 8.35 33.44 38.80 62.17 80.51 95.42 95.42 95.42 95.42 95.42 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

140.36 8.10 192.66 51.43 122.41 113.72 98.48 0.00 0.00 0.00 0.00 56.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

140.36 73.53 137.17 111.47 115.35 114.97 112.04 95.20 87.16 83.33 78.20 76.80 72.89 68.78 67.12 64.78 62.00 59.31 53.01 51.95 51.95

Page 88 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

978 835 812 386 422 222 145 106 47 27 10 17 11 9 2 7 3 0 1 1 4,041

978 1,813 2,625 3,011 3,433 3,655 3,800 3,906 3,953 3,980 3,990 4,007 4,018 4,027 4,029 4,036 4,039 4,039 4,040 4,041

BAND

CUM.

24.20 24.20 20.66 44.87 20.09 64.96 9.55 74.51 10.44 84.95 5.49 90.45 3.59 94.04 2.62 96.66 1.16 97.82 0.67 98.49 0.25 98.74 0.42 99.16 0.27 99.43 0.22 99.65 0.05 99.70 0.17 99.88 0.07 99.95 0.00 99.95 0.02 99.98 0.02 100.00

PERCENTAGE rp

236.75 239.23 486.45 416.15 724.98 552.03 524.79 281.25 246.47 180.10 101.14 130.81 111.01 164.58 122.33 135.87 128.54 0.00 575.49 221.69 5,579.65

236.75 475.99 962.44 1,378.59 2,103.57 2,655.60 3,180.39 3,461.64 3,708.11 3,888.20 3,989.34 4,120.15 4,231.16 4,395.73 4,518.07 4,653.94 4,782.48 4,782.48 5,357.96 5,579.65

BAND

4.24 4.29 8.72 7.46 12.99 9.89 9.41 5.04 4.42 3.23 1.81 2.34 1.99 2.95 2.19 2.44 2.30 0.00 10.31 3.97

CUM.

4.24 8.53 17.25 24.71 37.70 47.59 57.00 62.04 66.46 69.69 71.50 73.84 75.83 78.78 80.97 83.41 85.71 85.71 96.03 100.00

PERCENTAGE f

1 4 3 3 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 14

1 5 8 11 12 13 13 13 13 13 13 13 13 13 13 13 13 13 13 14

BAND

7.14 28.57 21.43 21.43 7.14 7.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.14

CUM.

7.14 35.71 57.14 78.57 85.71 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 100.00

PERCENTAGE rp

37.50 254.91 181.57 357.64 14.62 168.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 44.71 1,059.46

37.50 292.41 473.98 831.62 846.25 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,059.46

BAND

CUM.

3.54 3.54 24.06 27.60 17.14 44.74 33.76 78.49 1.38 79.87 15.91 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 4.22 100.00

PERCENTAGE BAND

15.84 106.55 37.33 85.94 2.02 30.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.17

CUM

15.84 61.43 49.25 60.32 40.23 38.21 31.91 29.31 27.37 26.10 25.44 24.63 23.98 23.08 22.46 21.80 21.22 21.22 18.94 18.99 18.99

Page 89 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,043 2,199 2,194 1,050 907 414 319 201 130 72 60 71 47 47 23 38 40 14 11 6 9,886

2,043 4,242 6,436 7,486 8,393 8,807 9,126 9,327 9,457 9,529 9,589 9,660 9,707 9,754 9,777 9,815 9,855 9,869 9,880 9,886

BAND

CUM.

20.67 20.67 22.24 42.91 22.19 65.10 10.62 75.72 9.17 84.90 4.19 89.09 3.23 92.31 2.03 94.35 1.31 95.66 0.73 96.39 0.61 97.00 0.72 97.71 0.48 98.19 0.48 98.66 0.23 98.90 0.38 99.28 0.40 99.69 0.14 99.83 0.11 99.94 0.06 100.00

PERCENTAGE rp

444.27 538.97 1,167.12 1,031.32 1,310.21 930.18 982.41 952.73 681.36 460.17 427.54 662.23 417.00 496.93 368.44 700.70 1,595.32 1,029.00 352.06 1,010.41 15,558.37

444.27 983.25 2,150.37 3,181.68 4,491.89 5,422.08 6,404.48 7,357.22 8,038.58 8,498.74 8,926.29 9,588.52 10,005.51 10,502.45 10,870.88 11,571.58 13,166.90 14,195.90 14,547.96 15,558.37

BAND

CUM.

2.86 3.46 7.50 6.63 8.42 5.98 6.31 6.12 4.38 2.96 2.75 4.26 2.68 3.19 2.37 4.50 10.25 6.61 2.26 6.49

2.86 6.32 13.82 20.45 28.87 34.85 41.16 47.29 51.67 54.62 57.37 61.63 64.31 67.50 69.87 74.38 84.63 91.24 93.51 100.00

PERCENTAGE f

0 0 0 1 2 2 1 0 1 0 1 0 0 0 1 1 2 0 0 0 12

0 0 0 1 3 5 6 6 7 7 8 8 8 8 9 10 12 12 12 12

BAND

0.00 0.00 0.00 8.33 16.67 16.67 8.33 0.00 8.33 0.00 8.33 0.00 0.00 0.00 8.33 8.33 16.67 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 8.33 25.00 41.67 50.00 50.00 58.33 58.33 66.67 66.67 66.67 66.67 75.00 83.33 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 25.00 4.48 222.22 35.37 0.00 1,715.64 0.00 0.95 0.00 0.00 0.00 78.43 36.24 122.65 0.00 0.00 0.00 2,240.97

0.00 0.00 0.00 25.00 29.48 251.70 287.07 287.07 2,002.70 2,002.70 2,003.65 2,003.65 2,003.65 2,003.65 2,082.08 2,118.32 2,240.97 2,240.97 2,240.97 2,240.97

BAND

0.00 0.00 0.00 1.12 0.20 9.92 1.58 0.00 76.56 0.00 0.04 0.00 0.00 0.00 3.50 1.62 5.47 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 1.12 1.32 11.23 12.81 12.81 89.37 89.37 89.41 89.41 89.41 89.41 92.91 94.53 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 2.42 0.34 23.89 3.60 0.00 251.80 0.00 0.22 0.00 0.00 0.00 21.29 5.17 7.69 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.79 0.66 4.64 4.48 3.90 24.91 23.56 22.45 20.90 20.03 19.08 19.15 18.31 17.02 15.79 15.40 14.40 14.40

Page 90 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 21

DATA POSITION FROM : TO PROCESSING

01/01/2003

15/06/2006

DATE :

15/07/2006

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

232 246 188 90 73 37 21 15 3 2 0 9 4 3 1 1 1 2 6 1 935

BAND

232 478 666 756 829 866 887 902 905 907 907 916 920 923 924 925 926 928 934 935

CUM.

24.81 24.81 26.31 51.12 20.11 71.23 9.63 80.86 7.81 88.66 3.96 92.62 2.25 94.87 1.60 96.47 0.32 96.79 0.21 97.01 0.00 97.01 0.96 97.97 0.43 98.40 0.32 98.72 0.11 98.82 0.11 98.93 0.11 99.04 0.21 99.25 0.64 99.89 0.11 100.00

PERCENTAGE rp

56.35 52.19 104.47 98.58 101.33 95.72 64.77 49.57 12.46 14.70 0.00 60.88 15.60 21.27 0.05 31.38 13.86 180.87 829.12 0.00 1,803.15

56.35 108.54 213.01 311.58 412.92 508.63 573.41 622.98 635.44 650.13 650.13 711.01 726.61 747.88 747.93 779.31 793.17 974.04 1,803.15 1,803.15

BAND

3.13 2.89 5.79 5.47 5.62 5.31 3.59 2.75 0.69 0.81 0.00 3.38 0.87 1.18 0.00 1.74 0.77 10.03 45.98 0.00

CUM.

3.13 6.02 11.81 17.28 22.90 28.21 31.80 34.55 35.24 36.06 36.06 39.43 40.30 41.48 41.48 43.22 43.99 54.02 100.00 100.00

PERCENTAGE f

1 2 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5

BAND

1 3 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5

20.00 40.00 20.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

20.00 60.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

9.11 13.62 20.10 0.00 342.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 385.08

9.11 22.72 42.83 42.83 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08

BAND

2.37 3.54 5.22 0.00 88.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

2.37 5.90 11.12 11.12 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

16.16 26.09 19.24 0.00 337.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

16.16 20.94 20.11 13.74 93.26 75.71 67.16 61.81 60.60 59.23 59.23 54.16 53.00 51.49 51.49 49.41 48.55 39.53 21.36 21.36 21.36

Page 91 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,900 1,612 1,699 987 1,282 590 416 396 205 108 75 97 72 72 43 65 57 33 25 8 9,742

1,900 3,512 5,211 6,198 7,480 8,070 8,486 8,882 9,087 9,195 9,270 9,367 9,439 9,511 9,554 9,619 9,676 9,709 9,734 9,742

BAND

CUM.

19.50 19.50 16.55 36.05 17.44 53.49 10.13 63.62 13.16 76.78 6.06 82.84 4.27 87.11 4.06 91.17 2.10 93.28 1.11 94.39 0.77 95.15 1.00 96.15 0.74 96.89 0.74 97.63 0.44 98.07 0.67 98.74 0.59 99.32 0.34 99.66 0.26 99.92 0.08 100.00

PERCENTAGE rp

673.88 332.32 722.65 730.53 1,430.14 993.26 852.93 1,162.54 833.03 534.55 512.87 703.52 685.45 868.32 674.01 1,053.07 1,855.46 2,096.13 3,527.54 949.51 21,191.71

673.88 1,006.20 1,728.85 2,459.38 3,889.52 4,882.78 5,735.71 6,898.25 7,731.28 8,265.83 8,778.71 9,482.22 10,167.67 11,035.99 11,710.00 12,763.07 14,618.53 16,714.66 20,242.20 21,191.71

BAND

3.18 1.57 3.41 3.45 6.75 4.69 4.02 5.49 3.93 2.52 2.42 3.32 3.23 4.10 3.18 4.97 8.76 9.89 16.65 4.48

PERCENTAGE

CUM.

BAND

3.18 4.75 8.16 11.61 18.35 23.04 27.07 32.55 36.48 39.01 41.43 44.74 47.98 52.08 55.26 60.23 68.98 78.87 95.52 100.00

3 1 3 1 3 13 2 3 1 0 1 2 3 3 9 4 10 2 8 0

3 4 7 8 11 24 26 29 30 30 31 33 36 39 48 52 62 64 72 72

4.17 4.17 1.39 5.56 4.17 9.72 1.39 11.11 4.17 15.28 18.06 33.33 2.78 36.11 4.17 40.28 1.39 41.67 0.00 41.67 1.39 43.06 2.78 45.83 4.17 50.00 4.17 54.17 12.50 66.67 5.56 72.22 13.89 86.11 2.78 88.89 11.11 100.00 0.00 100.00

CUM.

PERCENTAGE rp

142.41 85.00 110.90 28.40 52.82 303.66 2.03 1,577.16 9.70 0.00 7.08 17.17 64.47 26.60 274.28 182.98 1,650.29 13.71 728.31 0.00 5,276.98

142.41 227.41 338.32 366.72 419.54 723.20 725.23 2,302.39 2,312.09 2,312.09 2,319.17 2,336.34 2,400.82 2,427.42 2,701.69 2,884.67 4,534.96 4,548.67 5,276.98 5,276.98

BAND

CUM.

2.70 2.70 1.61 4.31 2.10 6.41 0.54 6.95 1.00 7.95 5.75 13.70 0.04 13.74 29.89 43.63 0.18 43.81 0.00 43.81 0.13 43.95 0.33 44.27 1.22 45.50 0.50 46.00 5.20 51.20 3.47 54.67 31.27 85.94 0.26 86.20 13.80 100.00 0.00 100.00

PERCENTAGE BAND

21.13 25.58 15.35 3.89 3.69 30.57 0.24 135.66 1.16 0.00 1.38 2.44 9.41 3.06 40.69 17.38 88.94 0.65 20.65 0.00

CUM

21.13 22.60 19.57 14.91 10.79 14.81 12.64 33.38 29.91 27.97 26.42 24.64 23.61 22.00 23.07 22.60 31.02 27.21 26.07 24.90 24.90

Page 92 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

848 598 332 127 133 68 57 47 28 21 9 16 10 11 4 11 11 3 3 0

848 1,446 1,778 1,905 2,038 2,106 2,163 2,210 2,238 2,259 2,268 2,284 2,294 2,305 2,309 2,320 2,331 2,334 2,337 2,337

2,337

BAND

CUM.

36.29 36.29 25.59 61.87 14.21 76.08 5.43 81.51 5.69 87.21 2.91 90.12 2.44 92.55 2.01 94.57 1.20 95.76 0.90 96.66 0.39 97.05 0.68 97.73 0.43 98.16 0.47 98.63 0.17 98.80 0.47 99.27 0.47 99.74 0.13 99.87 0.13 100.00 0.00 100.00

PERCENTAGE rp

90.69 152.86 216.92 129.11 221.77 196.32 181.76 244.79 131.20 103.91 41.39 100.15 108.83 154.60 70.58 180.83 162.38 249.88 462.12 0.00 3,200.08

90.69 243.55 460.48 589.59 811.35 1,007.68 1,189.43 1,434.22 1,565.43 1,669.34 1,710.72 1,810.88 1,919.71 2,074.30 2,144.88 2,325.71 2,488.09 2,737.97 3,200.08 3,200.08

BAND

2.83 4.78 6.78 4.03 6.93 6.13 5.68 7.65 4.10 3.25 1.29 3.13 3.40 4.83 2.21 5.65 5.07 7.81 14.44 0.00

PERCENTAGE

CUM.

2.83 7.61 14.39 18.42 25.35 31.49 37.17 44.82 48.92 52.17 53.46 56.59 59.99 64.82 67.03 72.68 77.75 85.56 100.00 100.00

2 1 4 0 0 4 0 15 0 1 0 0 0 0 0 0 2 0 0 0 29

BAND

CUM.

2 6.90 6.90 3 3.45 10.34 7 13.79 24.14 7 0.00 24.14 7 0.00 24.14 11 13.79 37.93 11 0.00 37.93 26 51.72 89.66 26 0.00 89.66 27 3.45 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 29 6.90 100.00 29 0.00 100.00 29 0.00 100.00 29 0.00 100.00

PERCENTAGE rp

18.87 6.08 283.32 0.00 0.00 7.39 0.00 33.01 0.00 15.56 0.00 0.00 0.00 0.00 0.00 0.00 259.88 0.00 0.00 0.00 624.10

18.87 24.95 308.27 308.27 308.27 315.66 315.66 348.67 348.67 364.22 364.22 364.22 364.22 364.22 364.22 364.22 624.10 624.10 624.10 624.10

BAND

3.02 0.97 45.40 0.00 0.00 1.18 0.00 5.29 0.00 2.49 0.00 0.00 0.00 0.00 0.00 0.00 41.64 0.00 0.00 0.00

CUM.

3.02 4.00 49.39 49.39 49.39 50.58 50.58 55.87 55.87 58.36 58.36 58.36 58.36 58.36 58.36 58.36 100.00 100.00 100.00 100.00

PERCENTAGE BAND

20.81 3.97 130.61 0.00 0.00 3.76 0.00 13.48 0.00 14.97 0.00 0.00 0.00 0.00 0.00 0.00 160.04 0.00 0.00 0.00

CUM

20.81 10.24 66.95 52.29 37.99 31.33 26.54 24.31 22.27 21.82 21.29 20.11 18.97 17.56 16.98 15.66 25.08 22.79 19.50 19.50 19.50

Page 93 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

382 379 392 201 255 111 65 44 29 16 9 0 4 7 3 2 6 2 4 0 1,911

382 761 1,153 1,354 1,609 1,720 1,785 1,829 1,858 1,874 1,883 1,883 1,887 1,894 1,897 1,899 1,905 1,907 1,911 1,911

BAND

CUM.

19.99 19.99 19.83 39.82 20.51 60.33 10.52 70.85 13.34 84.20 5.81 90.01 3.40 93.41 2.30 95.71 1.52 97.23 0.84 98.06 0.47 98.53 0.00 98.53 0.21 98.74 0.37 99.11 0.16 99.27 0.10 99.37 0.31 99.69 0.10 99.79 0.21 100.00 0.00 100.00

PERCENTAGE rp

54.77 152.72 323.71 280.37 565.49 331.32 298.40 227.26 205.78 132.82 78.19 0.00 23.34 76.32 15.08 33.77 193.91 0.22 383.04 0.00 3,376.51

54.77 207.49 531.20 811.57 1,377.06 1,708.37 2,006.77 2,234.04 2,439.82 2,572.64 2,650.82 2,650.82 2,674.16 2,750.48 2,765.56 2,799.34 2,993.25 2,993.46 3,376.51 3,376.51

BAND

1.62 4.52 9.59 8.30 16.75 9.81 8.84 6.73 6.09 3.93 2.32 0.00 0.69 2.26 0.45 1.00 5.74 0.01 11.34 0.00

CUM.

1.62 6.14 15.73 24.04 40.78 50.60 59.43 66.16 72.26 76.19 78.51 78.51 79.20 81.46 81.91 82.91 88.65 88.66 100.00 100.00

PERCENTAGE f

1 1 2 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5

BAND

1 2 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5

20.00 20.00 40.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

20.00 40.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

25.33 84.00 154.83 0.00 433.24 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 697.40

25.33 109.33 264.15 264.15 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40

BAND

3.63 12.04 22.20 0.00 62.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

3.63 15.68 37.88 37.88 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

46.24 55.00 47.83 0.00 76.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

46.24 52.69 49.73 32.55 50.64 40.82 34.75 31.22 28.58 27.11 26.31 26.31 26.08 25.36 25.22 24.91 23.30 23.30 20.65 20.65 20.65

Page 94 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

78 94 101 64 63 42 24 19 15 13 2 4 2 3 6 1 6 1 0 2 540

78 172 273 337 400 442 466 485 500 513 515 519 521 524 530 531 537 538 538 540

BAND

CUM.

14.44 14.44 17.41 31.85 18.70 50.56 11.85 62.41 11.67 74.07 7.78 81.85 4.44 86.30 3.52 89.81 2.78 92.59 2.41 95.00 0.37 95.37 0.74 96.11 0.37 96.48 0.56 97.04 1.11 98.15 0.19 98.33 1.11 99.44 0.19 99.63 0.00 99.63 0.37 100.00

PERCENTAGE rp

30.18 27.87 77.60 79.70 124.72 112.42 62.43 103.34 76.02 51.56 32.36 40.71 19.99 34.28 83.49 23.68 283.54 10.89 0.00 605.07 1,879.86

30.18 58.04 135.64 215.34 340.06 452.48 514.91 618.25 694.27 745.84 778.20 818.91 838.90 873.18 956.67 980.35 1,263.89 1,274.79 1,274.79 1,879.86

BAND

1.61 1.48 4.13 4.24 6.63 5.98 3.32 5.50 4.04 2.74 1.72 2.17 1.06 1.82 4.44 1.26 15.08 0.58 0.00 32.19

CUM.

1.61 3.09 7.22 11.46 18.09 24.07 27.39 32.89 36.93 39.68 41.40 43.56 44.63 46.45 50.89 52.15 67.23 67.81 67.81 100.00

PERCENTAGE f

1 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 3 6

BAND

1 1 1 2 2 2 3 3 3 3 3 3 3 3 3 3 3 3 3 6

16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00

CUM.

16.67 16.67 16.67 33.33 33.33 33.33 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00

PERCENTAGE rp

40.00 0.00 0.00 2.28 0.00 0.00 149.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,383.54 1,575.76

40.00 40.00 40.00 42.28 42.28 42.28 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 1,575.76

BAND

CUM.

2.54 2.54 0.00 2.54 0.00 2.54 0.14 2.68 0.00 2.68 0.00 2.68 9.52 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 0.00 12.20 87.80 100.00

PERCENTAGE BAND

132.55 0.00 0.00 2.86 0.00 0.00 240.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 228.66

CUM

132.55 68.91 29.49 19.63 12.43 9.34 37.33 31.09 27.69 25.77 24.70 23.47 22.91 22.01 20.09 19.61 15.21 15.08 15.08 83.82 83.82

Page 95 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

123 139 184 105 143 69 44 38 23 7 13 12 15 10 6 20 7 7 0 0 965

BAND

123 262 446 551 694 763 807 845 868 875 888 900 915 925 931 951 958 965 965 965

CUM.

12.75 12.75 14.40 27.15 19.07 46.22 10.88 57.10 14.82 71.92 7.15 79.07 4.56 83.63 3.94 87.56 2.38 89.95 0.73 90.67 1.35 92.02 1.24 93.26 1.55 94.82 1.04 95.85 0.62 96.48 2.07 98.55 0.73 99.27 0.73 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

57.13 65.49 176.42 157.88 332.32 192.69 182.22 207.29 155.02 90.62 140.77 59.14 192.42 138.30 89.53 607.30 357.07 490.65 0.00 0.00 3,692.26

57.13 122.62 299.04 456.91 789.24 981.93 1,164.14 1,371.44 1,526.46 1,617.08 1,757.85 1,816.99 2,009.41 2,147.71 2,237.24 2,844.54 3,201.61 3,692.26 3,692.26 3,692.26

BAND

1.55 1.77 4.78 4.28 9.00 5.22 4.94 5.61 4.20 2.45 3.81 1.60 5.21 3.75 2.42 16.45 9.67 13.29 0.00 0.00

CUM.

1.55 3.32 8.10 12.37 21.38 26.59 31.53 37.14 41.34 43.80 47.61 49.21 54.42 58.17 60.59 77.04 86.71 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 3 1 1 1 0 1 1 0 0 0 0 1 0 2 0 0 11

0 0 0 0 3 4 5 6 6 7 8 8 8 8 8 9 9 11 11 11

BAND

0.00 0.00 0.00 0.00 27.27 9.09 9.09 9.09 0.00 9.09 9.09 0.00 0.00 0.00 0.00 9.09 0.00 18.18 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.27 480.30 480.30 36.36 5.00 485.30 45.45 572.46 1,057.76 54.55 588.26 1,646.01 54.55 0.00 1,646.01 63.64 20.60 1,666.61 72.73 1,005.04 2,671.65 72.73 0.00 2,671.65 72.73 0.00 2,671.65 72.73 0.00 2,671.65 72.73 0.00 2,671.65 81.82 910.85 3,582.50 81.82 0.00 3,582.50 100.00 253.10 3,835.60 100.00 0.00 3,835.60 100.00 0.00 3,835.60 3,835.60

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.52 12.52 0.13 12.65 14.92 27.58 15.34 42.91 0.00 42.91 0.54 43.45 26.20 69.65 0.00 69.65 0.00 69.65 0.00 69.65 0.00 69.65 23.75 93.40 0.00 93.40 6.60 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 144.53 2.59 314.16 283.78 0.00 22.73 713.96 0.00 0.00 0.00 0.00 149.98 0.00 51.58 0.00 0.00

CUM

0.00 0.00 0.00 0.00 60.86 49.42 90.86 120.02 107.83 103.06 151.98 147.04 132.96 124.40 119.42 125.94 111.90 103.88 103.88 103.88 103.88

Page 96 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

57 59 50 43 47 36 21 32 7 5 4 2 4 0 0 1 0 0 0 0 368

BAND

57 116 166 209 256 292 313 345 352 357 361 363 367 367 367 368 368 368 368 368

15.49 16.03 13.59 11.68 12.77 9.78 5.71 8.70 1.90 1.36 1.09 0.54 1.09 0.00 0.00 0.27 0.00 0.00 0.00 0.00

CUM.

15.49 31.52 45.11 56.79 69.57 79.35 85.05 93.75 95.65 97.01 98.10 98.64 99.73 99.73 99.73 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

8.12 17.90 34.92 54.31 98.77 113.00 98.97 197.64 47.29 17.57 20.39 7.82 95.35 0.00 0.00 31.38 0.00 0.00 0.00 0.00

8.12 26.03 60.94 115.25 214.03 327.03 425.99 623.63 670.93 688.49 708.89 716.71 812.06 812.06 812.06 843.45 843.45 843.45 843.45 843.45

843.45

BAND

0.96 2.12 4.14 6.44 11.71 13.40 11.73 23.43 5.61 2.08 2.42 0.93 11.31 0.00 0.00 3.72 0.00 0.00 0.00 0.00

CUM.

0.96 3.09 7.23 13.66 25.38 38.77 50.51 73.94 79.55 81.63 84.05 84.97 96.28 96.28 96.28 100.00 100.00 100.00 100.00 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

PERCENTAGE

CUM.

100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

17.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17.00 100.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00

17.00

BAND

CUM.

PERCENTAGE BAND

209.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

209.33 65.32 27.89 14.75 7.94 5.20 3.99 2.73 2.53 2.47 2.40 2.37 2.09 2.09 2.09 2.02 2.02 2.02 2.02 2.02 2.02

Page 97 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

67 49 58 28 46 22 27 23 6 2 2 4 4 2 3 4 0 1 0 1 349

BAND

67 116 174 202 248 270 297 320 326 328 330 334 338 340 343 347 347 348 348 349

CUM.

19.20 19.20 14.04 33.24 16.62 49.86 8.02 57.88 13.18 71.06 6.30 77.36 7.74 85.10 6.59 91.69 1.72 93.41 0.57 93.98 0.57 94.56 1.15 95.70 1.15 96.85 0.57 97.42 0.86 98.28 1.15 99.43 0.00 99.43 0.29 99.71 0.00 99.71 0.29 100.00

PERCENTAGE rp

321.84 24.13 46.76 40.41 97.06 71.92 112.89 132.79 50.89 20.96 9.62 34.42 48.80 36.51 19.91 107.60 0.00 9.49 0.00 755.00 1,941.02

321.84 345.98 392.73 433.15 530.21 602.14 715.03 847.82 898.71 919.67 929.29 963.71 1,012.52 1,049.03 1,068.94 1,176.53 1,176.53 1,186.02 1,186.02 1,941.02

BAND

16.58 1.24 2.41 2.08 5.00 3.71 5.82 6.84 2.62 1.08 0.50 1.77 2.51 1.88 1.03 5.54 0.00 0.49 0.00 38.90

CUM.

16.58 17.82 20.23 22.32 27.32 31.02 36.84 43.68 46.30 47.38 47.88 49.65 52.16 54.05 55.07 60.61 60.61 61.10 61.10 100.00

PERCENTAGE f

0 1 3 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 6

BAND

0 1 4 4 4 4 5 5 5 5 5 6 6 6 6 6 6 6 6 6

0.00 16.67 50.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 16.67 66.67 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 11.63 43.44 0.00 0.00 0.00 27.24 0.00 0.00 0.00 0.00 637.23 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 719.53

0.00 11.63 55.07 55.07 55.07 55.07 82.30 82.30 82.30 82.30 82.30 719.53 719.53 719.53 719.53 719.53 719.53 719.53 719.53 719.53

BAND

0.00 1.62 6.04 0.00 0.00 0.00 3.79 0.00 0.00 0.00 0.00 88.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 1.62 48.17 7.65 92.90 7.65 0.00 7.65 0.00 7.65 0.00 11.44 24.13 11.44 0.00 11.44 0.00 11.44 0.00 11.44 0.00 100.00 1,851.41 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 3.36 14.02 12.71 10.39 9.15 11.51 9.71 9.16 8.95 8.86 74.66 71.06 68.59 67.31 61.16 61.16 60.67 60.67 37.07 37.07

Page 98 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,906 5,848 7,102 3,631 2,979 1,216 883 681 438 281 253 332 240 290 185 379 383 137 137 55 30,356

4,906 10,754 17,856 21,487 24,466 25,682 26,565 27,246 27,684 27,965 28,218 28,550 28,790 29,080 29,265 29,644 30,027 30,164 30,301 30,356

BAND

CUM.

16.16 16.16 19.26 35.43 23.40 58.82 11.96 70.78 9.81 80.60 4.01 84.60 2.91 87.51 2.24 89.75 1.44 91.20 0.93 92.12 0.83 92.96 1.09 94.05 0.79 94.84 0.96 95.80 0.61 96.41 1.25 97.65 1.26 98.92 0.45 99.37 0.45 99.82 0.18 100.00

PERCENTAGE rp

5,568.80 5,568.80 865.19 6,434.00 2,108.53 8,542.52 2,077.00 10,619.52 3,193.38 13,812.90 1,741.27 15,554.17 2,689.53 18,243.70 2,199.77 20,443.46 2,072.19 22,515.66 1,555.44 24,071.10 2,244.95 26,316.05 2,627.74 28,943.79 2,347.24 31,291.03 3,302.32 34,593.35 3,230.22 37,823.57 8,156.10 45,979.67 14,436.78 60,416.44 11,522.41 71,938.85 18,156.33 90,095.18 24,220.70 114,315.88 114,315.88

BAND

4.87 0.76 1.84 1.82 2.79 1.52 2.35 1.92 1.81 1.36 1.96 2.30 2.05 2.89 2.83 7.13 12.63 10.08 15.88 21.19

PERCENTAGE

CUM.

4.87 5.63 7.47 9.29 12.08 13.61 15.96 17.88 19.70 21.06 23.02 25.32 27.37 30.26 33.09 40.22 52.85 62.93 78.81 100.00

10 8 9 9 7 4 5 8 1 1 3 7 1 4 2 15 47 11 19 16 187

10 18 27 36 43 47 52 60 61 62 65 72 73 77 79 94 141 152 171 187

BAND

5.35 4.28 4.81 4.81 3.74 2.14 2.67 4.28 0.53 0.53 1.60 3.74 0.53 2.14 1.07 8.02 25.13 5.88 10.16 8.56

CUM.

5.35 9.63 14.44 19.25 22.99 25.13 27.81 32.09 32.62 33.16 34.76 38.50 39.04 41.18 42.25 50.27 75.40 81.28 91.44 100.00

PERCENTAGE rp

455.08 430.82 770.59 134.74 94.06 838.83 136.28 1,684.56 0.00 14.47 509.24 3,534.39 43.22 1,028.37 7,538.66 3,214.33 2,407.06 2,137.68 17,269.17 628.29 42,869.82

455.08 885.90 1,656.48 1,791.22 1,885.28 2,724.11 2,860.39 4,544.95 4,544.95 4,559.42 5,068.66 8,603.05 8,646.27 9,674.64 17,213.30 20,427.63 22,834.68 24,972.36 42,241.53 42,869.82

BAND

PERCENTAGE

CUM.

BAND

1.06 1.06 1.00 2.07 1.80 3.86 0.31 4.18 0.22 4.40 1.96 6.35 0.32 6.67 3.93 10.60 0.00 10.60 0.03 10.64 1.19 11.82 8.24 20.07 0.10 20.17 2.40 22.57 17.58 40.15 7.50 47.65 5.61 53.27 4.99 58.25 40.28 98.53 1.47 100.00

8.17 49.79 36.55 6.49 2.95 48.17 5.07 76.58 0.00 0.93 22.68 134.50 1.84 31.14 233.38 39.41 16.67 18.55 95.11 2.59

CUM

8.17 13.77 19.39 16.87 13.65 17.51 15.68 22.23 20.19 18.94 19.26 29.72 27.63 27.97 45.51 44.43 37.80 34.71 46.89 37.50 37.50

Page 99 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

118 135 118 63 70 35 31 22 7 5 2 10 5 10 4 5 0 5 0 0 645

BAND

118 253 371 434 504 539 570 592 599 604 606 616 621 631 635 640 640 645 645 645

CUM.

18.29 18.29 20.93 39.22 18.29 57.52 9.77 67.29 10.85 78.14 5.43 83.57 4.81 88.37 3.41 91.78 1.09 92.87 0.78 93.64 0.31 93.95 1.55 95.50 0.78 96.28 1.55 97.83 0.62 98.45 0.78 99.22 0.00 99.22 0.78 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

8.33 25.10 47.36 45.93 74.54 64.26 80.87 31.63 14.67 13.91 10.52 48.31 30.92 118.04 32.39 57.80 0.00 381.21 0.00 0.00 1,085.77

8.33 33.43 80.79 126.72 201.26 265.52 346.38 378.02 392.68 406.59 417.11 465.42 496.33 614.37 646.76 704.56 704.56 1,085.77 1,085.77 1,085.77

BAND

0.77 2.31 4.36 4.23 6.87 5.92 7.45 2.91 1.35 1.28 0.97 4.45 2.85 10.87 2.98 5.32 0.00 35.11 0.00 0.00

CUM.

0.77 3.08 7.44 11.67 18.54 24.45 31.90 34.82 36.17 37.45 38.42 42.87 45.71 56.58 59.57 64.89 64.89 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 2

BAND

0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 2 2 2

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 40.47 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 108.50 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 40.47 40.47 40.47 40.47 40.47 40.47 40.47 40.47 40.47 148.97 148.97 148.97

148.97

BAND

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.17 27.17 0.00 27.17 0.00 27.17 0.00 27.17 0.00 27.17 0.00 27.17 0.00 27.17 0.00 27.17 0.00 27.17 72.83 100.00 0.00 100.00 0.00 100.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 275.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.46 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.31 9.95 9.70 8.70 8.15 6.59 6.26 5.74 5.74 13.72 13.72 13.72 13.72

Page 100 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

302 182 159 77 64 53 28 15 8 6 4 2 2 2 0 1 0 0 2 0 907

BAND

302 484 643 720 784 837 865 880 888 894 898 900 902 904 904 905 905 905 907 907

CUM.

33.30 33.30 20.07 53.36 17.53 70.89 8.49 79.38 7.06 86.44 5.84 92.28 3.09 95.37 1.65 97.02 0.88 97.91 0.66 98.57 0.44 99.01 0.22 99.23 0.22 99.45 0.22 99.67 0.00 99.67 0.11 99.78 0.00 99.78 0.00 99.78 0.22 100.00 0.00 100.00

PERCENTAGE rp

27.25 37.01 69.75 72.29 100.61 112.17 68.36 72.23 35.08 34.75 28.08 25.30 43.85 28.07 0.00 15.20 0.00 0.00 595.27 0.00 1,365.26

27.25 64.26 134.01 206.29 306.91 419.07 487.44 559.67 594.75 629.50 657.57 682.87 726.72 754.79 754.79 769.99 769.99 769.99 1,365.26 1,365.26

BAND

2.00 2.71 5.11 5.29 7.37 8.22 5.01 5.29 2.57 2.55 2.06 1.85 3.21 2.06 0.00 1.11 0.00 0.00 43.60 0.00

CUM.

2.00 4.71 9.82 15.11 22.48 30.70 35.70 40.99 43.56 46.11 48.16 50.02 53.23 55.29 55.29 56.40 56.40 56.40 100.00 100.00

PERCENTAGE f

0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 0 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 0.00 50.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 162.40 371.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 162.40 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32

534.32

BAND

0.00 0.00 0.00 0.00 30.39 69.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 30.39 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

BAND

0.00 0.00 0.00 0.00 161.41 331.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 52.92 127.50 109.62 95.47 89.84 84.88 81.26 78.25 73.52 70.79 70.79 69.39 69.39 69.39 39.14 39.14 39.14

Page 101 of 204

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

726 1,078 1,394 879 779 309 210 144 85 70 38 61 34 65 41 68 76 27 42 19 6,145

726 1,804 3,198 4,077 4,856 5,165 5,375 5,519 5,604 5,674 5,712 5,773 5,807 5,872 5,913 5,981 6,057 6,084 6,126 6,145

BAND

CUM.

11.81 11.81 17.54 29.36 22.69 52.04 14.30 66.35 12.68 79.02 5.03 84.05 3.42 87.47 2.34 89.81 1.38 91.20 1.14 92.34 0.62 92.95 0.99 93.95 0.55 94.50 1.06 95.56 0.67 96.22 1.11 97.33 1.24 98.57 0.44 99.01 0.68 99.69 0.31 100.00

PERCENTAGE rp

807.72 167.33 571.73 736.52 1,244.39 678.27 561.84 603.77 26.72 398.28 231.90 435.98 277.06 625.28 570.39 1,188.15 2,425.15 1,568.36 3,259.23 909.20 17,233.83

807.72 975.04 1,546.78 2,283.30 3,527.69 4,205.96 4,767.80 5,371.57 5,344.86 5,743.14 5,975.04 6,411.01 6,688.07 7,313.35 7,883.74 9,071.88 11,497.03 13,065.39 16,324.63 17,233.83

BAND

4.69 0.97 3.32 4.27 7.22 3.94 3.26 3.50 0.16 2.31 1.35 2.53 1.61 3.63 3.31 6.89 14.07 9.10 18.91 5.28

CUM.

4.69 5.66 8.98 13.25 20.47 24.41 27.67 31.17 31.01 33.32 34.67 37.20 38.81 42.44 45.75 52.64 66.71 75.81 94.72 100.00

PERCENTAGE f

0 2 0 2 1 1 2 0 0 0 0 0 0 0 0 8 4 3 2 0 25

0 2 2 4 5 6 8 8 8 8 8 8 8 8 8 16 20 23 25 25

BAND

0.00 8.00 0.00 8.00 4.00 4.00 8.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 32.00 16.00 12.00 8.00 0.00

CUM.

0.00 8.00 8.00 16.00 20.00 24.00 32.00 32.00 32.00 32.00 32.00 32.00 32.00 32.00 32.00 64.00 80.00 92.00 100.00 100.00

PERCENTAGE rp

0.00 54.80 0.00 227.45 21.82 708.92 1,243.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10,876.78 19,106.61 10,569.01 85.17 0.00 42,893.92

0.00 54.80 54.80 282.25 304.07 1,012.99 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 13,133.12 32,239.74 42,808.75 42,893.92 42,893.92

BAND

PERCENTAGE

CUM.

BAND

0.00 0.00 0.13 0.13 0.00 0.13 0.53 0.66 0.05 0.71 1.65 2.36 2.90 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 25.36 30.62 44.54 75.16 24.64 99.80 0.20 100.00 0.00 100.00

0.00 32.75 0.00 30.88 1.75 104.52 221.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 915.44 787.85 673.89 2.61 0.00

CUM

0.00 5.62 3.54 12.36 8.62 24.08 47.32 42.01 42.22 39.29 37.76 35.19 33.74 30.85 28.62 144.77 280.42 327.65 262.76 248.89 248.89

Page 102 of 204

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2004

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 124,987 124,987 75 122,957 247,944 150 135,835 383,779 250 74,053 457,832 400 74,788 532,620 625 34,747 567,367 875 24,817 592,184 1,250 17,703 609,887 9,879 619,766 1,750 5,392 625,158 2,250 4,328 629,486 2,750 4,831 634,317 3,500 3,461 637,778 4,500 4,267 642,045 6,250 2,709 644,754 8,750 4,238 648,992 15,000 3,516 652,508 35,000 1,630 654,138 75,000 1,579 655,717 300,000 420 656,137 656,137

BAND

CUM.

19.05 19.05 18.74 37.79 20.70 58.49 11.29 69.78 11.40 81.18 5.30 86.47 3.78 90.25 2.70 92.95 1.51 94.46 0.82 95.28 0.66 95.94 0.74 96.67 0.53 97.20 0.65 97.85 0.41 98.27 0.65 98.91 0.54 99.45 0.25 99.70 0.24 99.94 0.06 100.00

PERCENTAGE rp

BAND

CUM.

73,133.88 73,133.88 4.58 4.58 29,470.44 102,604.32 1.85 6.42 59,012.70 161,617.02 3.70 10.12 52,660.49 214,277.51 3.30 13.42 86,152.58 300,430.09 5.39 18.81 66,910.99 367,341.08 4.19 23.00 65,286.69 432,627.77 4.09 27.09 67,538.55 500,166.32 4.23 31.32 49,878.75 550,045.07 3.12 34.44 27,419.07 577,464.14 1.72 36.16 26,684.23 604,148.37 1.67 37.83 40,571.93 644,720.30 2.54 40.37 31,620.73 676,341.02 1.98 42.35 51,341.88 727,682.90 3.21 45.56 38,292.53 765,975.44 2.40 47.96 87,793.46 853,768.89 5.50 53.46 129,225.85 982,994.74 8.09 61.55 106,542.56 1,089,537.30 6.67 68.22 217,403.53 1,306,940.83 13.61 81.84 290,094.12 1,597,034.95 18.16 100.00 1,597,034.95

PERCENTAGE f

323 180 241 150 243 114 113 127 126 74 48 227 72 173 140 240 253 175 210 309 3,538

323 503 744 894 1,137 1,251 1,364 1,491 1,617 1,691 1,739 1,966 2,038 2,211 2,351 2,591 2,844 3,019 3,229 3,538

BAND

CUM.

PERCENTAGE rp

BAND

9.13 9.13 46,695.72 46,695.72 4.73 5.09 14.22 15,532.96 62,228.68 1.57 6.81 21.03 14,353.84 76,582.51 1.45 4.24 25.27 23,354.17 99,936.69 2.36 6.87 32.14 33,395.27 133,331.96 3.38 3.22 35.36 12,899.26 146,231.22 1.31 3.19 38.55 16,391.05 162,622.27 1.66 3.59 42.14 18,625.16 181,247.44 1.88 3.56 45.70 17,599.94 198,847.37 1.78 2.09 47.80 15,489.78 214,337.16 1.57 1.36 49.15 7,841.75 222,178.91 0.79 6.42 55.57 13,149.94 235,328.84 1.33 2.04 57.60 16,808.66 252,137.50 1.70 4.89 62.49 64,068.60 316,206.11 6.48 3.96 66.45 37,530.32 353,736.42 3.80 6.78 73.23 91,284.02 445,020.45 9.24 7.15 80.38 90,280.68 535,301.13 9.14 4.95 85.33 88,365.21 623,666.34 8.94 5.94 91.27 179,756.34 803,422.68 18.19 8.73 100.00 184,780.64 988,203.32 18.70 988,203.32

CUM.

PERCENTAGE BAND

4.73 63.85 6.30 52.71 7.75 24.32 10.11 44.35 13.49 38.76 14.80 19.28 16.46 25.11 18.34 27.58 20.12 35.29 21.69 56.49 22.48 29.39 23.81 32.41 25.51 53.16 32.00 124.79 35.80 98.01 45.03 103.98 54.17 69.86 63.11 82.94 81.30 82.68 100.00 63.70

CUM

63.85 60.65 47.39 46.64 44.38 39.81 37.59 36.24 36.15 37.12 36.78 36.50 37.28 43.45 46.18 52.12 54.46 57.24 61.47 61.88 61.88

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.423.496.045,96 - Freq. Klaim 299 ( Data not Include Claim Fire no Policy Rp. 1.423.496.045,96 - Freq Claim 299)

Page 103 of 204

RISK AND LOSS PROFILE 2004 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2004

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

120,663 120,938 131,927 70,847 69,884 31,652 22,212 15,121 8,115 4,188 3,178 3,378 2,296 2,680 1,504 2,065 1,436 568 500 99 613,251

120,663 241,601 373,528 444,375 514,259 545,911 568,123 583,244 591,359 595,547 598,725 602,103 604,399 607,079 608,583 610,648 612,084 612,652 613,152 613,251

BAND

CUM.

19.68 19.68 19.72 39.40 21.51 60.91 11.55 72.46 11.40 83.86 5.16 89.02 3.62 92.64 2.47 95.11 1.32 96.43 0.68 97.11 0.52 97.63 0.55 98.18 0.37 98.56 0.44 98.99 0.25 99.24 0.34 99.58 0.23 99.81 0.09 99.90 0.08 99.98 0.02 100.00

PERCENTAGE rp

48,966.07 28,623.14 57,044.44 50,207.19 80,926.24 62,960.19 60,066.52 59,988.24 40,772.87 22,786.47 21,762.07 32,755.24 23,513.33 37,802.93 25,459.35 52,016.07 60,614.63 38,228.32 93,841.17 69,104.94 967,439.44

48,966.07 77,589.21 134,633.65 184,840.85 265,767.09 328,727.28 388,793.79 448,782.03 489,554.90 512,341.38 534,103.44 566,858.68 590,372.02 628,174.95 653,634.30 705,650.37 766,265.01 804,493.33 898,334.50 967,439.44

BAND

5.06 2.96 5.90 5.19 8.36 6.51 6.21 6.20 4.21 2.36 2.25 3.39 2.43 3.91 2.63 5.38 6.27 3.95 9.70 7.14

PERCENTAGE

CUM.

5.06 8.02 13.92 19.11 27.47 33.98 40.19 46.39 50.60 52.96 55.21 58.59 61.02 64.93 67.56 72.94 79.21 83.16 92.86 100.00

208 153 192 115 182 80 85 77 88 38 34 145 37 97 64 120 74 53 53 22 1,917

208 361 553 668 850 930 1,015 1,092 1,180 1,218 1,252 1,397 1,434 1,531 1,595 1,715 1,789 1,842 1,895 1,917

BAND

CUM.

10.85 10.85 7.98 18.83 10.02 28.85 6.00 34.85 9.49 44.34 4.17 48.51 4.43 52.95 4.02 56.96 4.59 61.55 1.98 63.54 1.77 65.31 7.56 72.87 1.93 74.80 5.06 79.86 3.34 83.20 6.26 89.46 3.86 93.32 2.76 96.09 2.76 98.85 1.15 100.00

PERCENTAGE rp

19,970.22 14,561.13 12,695.18 22,189.04 12,488.72 10,819.95 15,542.00 15,082.15 16,102.12 8,574.19 4,637.98 10,324.97 15,119.08 21,900.90 10,609.80 65,334.80 12,856.04 59,185.34 121,746.22 5,609.88

19,970.22 34,531.34 47,226.52 69,415.55 81,904.27 92,724.22 108,266.22 123,348.37 139,450.49 148,024.68 152,662.66 162,987.63 178,106.71 200,007.62 210,617.42 275,952.22 288,808.26 347,993.60 469,739.83 475,349.70

BAND

4.20 3.06 2.67 4.67 2.63 2.28 3.27 3.17 3.39 1.80 0.98 2.17 3.18 4.61 2.23 13.74 2.70 12.45 25.61 1.18

PERCENTAGE

CUM.

BAND

4.20 7.26 9.94 14.60 17.23 19.51 22.78 25.95 29.34 31.14 32.12 34.29 37.47 42.08 44.31 58.05 60.76 73.21 98.82 100.00

40.78 50.87 22.25 44.19 15.43 17.19 25.87 25.14 39.49 37.63 21.31 31.52 64.30 57.93 41.67 125.61 21.21 154.82 129.74 8.12

475,349.70

CUM

40.78 44.51 35.08 37.55 30.82 28.21 27.85 27.49 28.49 28.89 28.58 28.75 30.17 31.84 32.22 39.11 37.69 43.26 52.29 49.13 49.13

Page 104 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2004

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,078 1,480 3,053 2,386 3,357 2,183 1,913 1,851 1,251 793 768 977 803 1,063 812 1,415 1,349 661 664 201 30,058

3,078 4,558 7,611 9,997 13,354 15,537 17,450 19,301 20,552 21,345 22,113 23,090 23,893 24,956 25,768 27,183 28,532 29,193 29,857 30,058

BAND

CUM.

10.24 10.24 4.92 15.16 10.16 25.32 7.94 33.26 11.17 44.43 7.26 51.69 6.36 58.05 6.16 64.21 4.16 68.37 2.64 71.01 2.56 73.57 3.25 76.82 2.67 79.49 3.54 83.03 2.70 85.73 4.71 90.44 4.49 94.92 2.20 97.12 2.21 99.33 0.67 100.00

PERCENTAGE rp

18,879.11 752.05 1,731.79 2,003.75 4,439.39 3,156.93 4,333.37 6,292.13 7,736.12 3,855.82 4,119.17 5,977.84 6,568.84 10,649.37 10,341.70 27,287.51 49,485.42 46,193.02 86,016.00 187,853.97 487,673.31

18,879.11 19,631.16 21,362.96 23,366.71 27,806.10 30,963.03 35,296.40 41,588.54 49,324.65 53,180.47 57,299.64 63,277.48 69,846.32 80,495.70 90,837.40 118,124.91 167,610.33 213,803.34 299,819.34 487,673.31

BAND

3.87 0.15 0.36 0.41 0.91 0.65 0.89 1.29 1.59 0.79 0.84 1.23 1.35 2.18 2.12 5.60 10.15 9.47 17.64 38.52

CUM.

3.87 4.03 4.38 4.79 5.70 6.35 7.24 8.53 10.11 10.90 11.75 12.98 14.32 16.51 18.63 24.22 34.37 43.84 61.48 100.00

PERCENTAGE f

115 27 49 35 61 33 26 49 37 33 14 81 34 76 76 118 178 116 155 287 1,600

115 142 191 226 287 320 346 395 432 465 479 560 594 670 746 864 1,042 1,158 1,313 1,600

BAND

CUM.

7.19 7.19 1.69 8.88 3.06 11.94 2.19 14.13 3.81 17.94 2.06 20.00 1.63 21.63 3.06 24.69 2.31 27.00 2.06 29.06 0.88 29.94 5.06 35.00 2.13 37.13 4.75 41.88 4.75 46.63 7.38 54.00 11.13 65.13 7.25 72.38 9.69 82.06 17.94 100.00

PERCENTAGE rp

26,725.50 971.84 1,658.66 1,165.14 20,906.55 2,019.12 617.65 3,494.67 1,452.68 5,550.78 3,203.77 2,634.31 1,689.58 42,167.70 26,920.52 25,135.85 77,076.51 27,095.42 56,881.01 179,170.76

26,725.50 27,697.34 29,356.00 30,521.13 51,427.69 53,446.81 54,064.46 57,559.13 59,011.81 64,562.59 67,766.36 70,400.67 72,090.25 114,257.95 141,178.47 166,314.32 243,390.84 270,486.26 327,367.27 506,538.03

BAND

5.28 0.19 0.33 0.23 4.13 0.40 0.12 0.69 0.29 1.10 0.63 0.52 0.33 8.32 5.31 4.96 15.22 5.35 11.23 35.37

PERCENTAGE

CUM.

BAND

CUM

5.28 5.47 5.80 6.03 10.15 10.55 10.67 11.36 11.65 12.75 13.38 13.90 14.23 22.56 27.87 32.83 48.05 53.40 64.63 100.00

141.56 129.22 95.78 58.15 470.93 63.96 14.25 55.54 18.78 143.96 77.78 44.07 25.72 395.96 260.31 92.11 155.76 58.66 66.13 95.38

141.56 141.09 137.42 130.62 184.95 172.61 153.17 138.40 119.64 121.40 118.27 111.26 103.21 141.94 155.42 140.80 145.21 126.51 109.19 103.87

506,538.03

103.87

Page 105 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2004

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

11 5 1 4 10 6 12 16 15 15 6 14 5 12 18 50 28 21 15 0 264

11 16 17 21 31 37 49 65 80 95 101 115 120 132 150 200 228 249 264 264

BAND

CUM.

4.17 4.17 1.89 6.06 0.38 6.44 1.52 7.95 3.79 11.74 2.27 14.02 4.55 18.56 6.06 24.62 5.68 30.30 5.68 35.98 2.27 38.26 5.30 43.56 1.89 45.45 4.55 50.00 6.82 56.82 18.94 75.76 10.61 86.36 7.95 94.32 5.68 100.00 0.00 100.00

PERCENTAGE rp

173.73 0.16 0.17 1.21 5.30 2.88 13.76 18.09 25.37 45.06 16.93 66.84 21.83 61.40 157.10 958.10 749.49 1,778.97 2,842.31 0.00 6,938.68

173.73 173.89 174.06 175.27 180.56 183.45 197.20 215.29 240.66 285.72 302.65 369.49 391.32 452.72 609.81 1,567.92 2,317.41 4,096.38 6,938.68 6,938.68

BAND

2.50 0.00 0.00 0.02 0.08 0.04 0.20 0.26 0.37 0.65 0.24 0.96 0.31 0.88 2.26 13.81 10.80 25.64 40.96 0.00

CUM.

2.50 2.51 2.51 2.53 2.60 2.64 2.84 3.10 3.47 4.12 4.36 5.33 5.64 6.52 8.79 22.60 33.40 59.04 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 1 0 0 2 0 0 0 0 0 0 0 2 0 0 5

BAND

0 0 0 0 0 0 1 1 1 3 3 3 3 3 3 3 3 5 5 5

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 0.00 20.00 0.00 20.00 40.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 40.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 221.68 0.00 0.00 714.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,054.88 0.00 0.00 2,991.38

0.00 0.00 0.00 0.00 0.00 0.00 221.68 221.68 221.68 936.50 936.50 936.50 936.50 936.50 936.50 936.50 936.50 2,991.38 2,991.38 2,991.38

BAND

0.00 0.00 0.00 0.00 0.00 0.00 7.41 0.00 0.00 23.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 68.69 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.41 1,611.58 7.41 0.00 7.41 0.00 31.31 1,586.37 31.31 0.00 31.31 0.00 31.31 0.00 31.31 0.00 31.31 0.00 31.31 0.00 31.31 0.00 100.00 115.51 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 112.41 102.97 92.12 327.77 309.43 253.46 239.32 206.86 153.57 59.73 40.41 73.03 43.11 43.11 43.11

Page 106 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2004

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,235 534 854 816 1,537 906 680 715 498 396 376 462 357 512 375 708 703 380 400 120 12,564

1,235 1,769 2,623 3,439 4,976 5,882 6,562 7,277 7,775 8,171 8,547 9,009 9,366 9,878 10,253 10,961 11,664 12,044 12,444 12,564

BAND

CUM.

9.83 9.83 4.25 14.08 6.80 20.88 6.49 27.37 12.23 39.61 7.21 46.82 5.41 52.23 5.69 57.92 3.96 61.88 3.15 65.04 2.99 68.03 3.68 71.70 2.84 74.55 4.08 78.62 2.98 81.61 5.64 87.24 5.60 92.84 3.02 95.86 3.18 99.04 0.96 100.00

PERCENTAGE rp

5,114.97 95.08 236.30 448.34 781.65 790.99 873.04 1,240.09 1,344.40 731.72 786.06 1,772.00 1,516.73 2,828.18 2,334.38 7,531.77 18,376.31 20,342.26 34,704.05 33,135.21 134,983.52

5,114.97 5,210.05 5,446.35 5,894.69 6,676.34 7,467.33 8,340.37 9,580.46 10,924.86 11,656.58 12,442.64 14,214.64 15,731.37 18,559.54 20,893.92 28,425.70 46,802.00 67,144.26 101,848.31 134,983.52

BAND

3.79 0.07 0.18 0.33 0.58 0.59 0.65 0.92 1.00 0.54 0.58 1.31 1.12 2.10 1.73 5.58 13.61 15.07 25.71 24.55

CUM.

3.79 3.86 4.03 4.37 4.95 5.53 6.18 7.10 8.09 8.64 9.22 10.53 11.65 13.75 15.48 21.06 34.67 49.74 75.45 100.00

PERCENTAGE f

0 0 0 0 0 1 1 1 1 1 0 1 1 0 0 2 1 4 2 0 16

0 0 0 0 0 1 2 3 4 5 5 6 7 7 7 9 10 14 16 16

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.25 6.25 60.20 6.25 12.50 9.72 6.25 18.75 48.34 6.25 25.00 45.14 6.25 31.25 650.00 0.00 31.25 0.00 6.25 37.50 190.66 6.25 43.75 0.00 0.00 43.75 0.00 0.00 43.75 0.00 12.50 56.25 813.37 6.25 62.50 348.13 25.00 87.50 29.56 12.50 100.00 1,129.10 0.00 100.00 0.00

0.00 0.00 0.00 0.00 0.00 60.20 69.92 118.25 163.39 813.39 813.39 1,004.04 1,004.04 1,004.04 1,004.04 1,817.41 2,165.54 2,195.10 3,324.20 3,324.20

BAND

0.00 0.00 0.00 0.00 0.00 1.81 0.29 1.45 1.36 19.55 0.00 5.74 0.00 0.00 0.00 24.47 10.47 0.89 33.97 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 0.00 1.81 2.10 3.56 4.92 24.47 24.47 30.20 30.20 30.20 30.20 54.67 65.14 66.03 100.00 100.00

BAND

CUM

0.00 0.00 0.00 0.00 0.00 7.61 1.11 3.90 3.36 88.83 0.00 10.76 0.00 0.00 0.00 10.80 1.89 0.15 3.25 0.00

3,324.20

0.00 0.00 0.00 0.00 0.00 0.81 0.84 1.23 1.50 6.98 6.54 7.06 6.38 5.41 4.81 6.39 4.63 3.27 3.26 0.02 0000

Page 107 of 204

RISK AND LOSS PROFILE 2004 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

40 16 34 20 36 23 32 27 15 15 7 12 10 18 12 20 19 16 29 10 411

40 56 90 110 146 169 201 228 243 258 265 277 287 305 317 337 356 372 401 411

BAND

CUM.

9.73 9.73 3.89 13.63 8.27 21.90 4.87 26.76 8.76 35.52 5.60 41.12 7.79 48.91 6.57 55.47 3.65 59.12 3.65 62.77 1.70 64.48 2.92 67.40 2.43 69.83 4.38 74.21 2.92 77.13 4.87 82.00 4.62 86.62 3.89 90.51 7.06 97.57 2.43 100.00

PERCENTAGE rp

174.64 4.35 10.22 10.93 44.30 24.68 71.95 127.72 45.54 35.57 20.76 62.47 77.33 181.13 145.26 376.06 1,064.23 1,138.62 4,048.91 2,823.72 10,488.36

174.64 178.99 189.20 200.13 244.43 269.11 341.06 468.77 514.31 549.88 570.64 633.11 710.44 891.57 1,036.83 1,412.89 2,477.11 3,615.74 7,664.64 10,488.36

BAND

1.67 0.04 0.10 0.10 0.42 0.24 0.69 1.22 0.43 0.34 0.20 0.60 0.74 1.73 1.38 3.59 10.15 10.86 38.60 26.92

PERCENTAGE

CUM.

1.67 1.71 1.80 1.91 2.33 2.57 3.25 4.47 4.90 5.24 5.44 6.04 6.77 8.50 9.89 13.47 23.62 34.47 73.08 100.00

9 0 0 0 0 1 0 1 0 0 0 0 0 1 0 5 2 3 3 25

9 18.00 18.00 9 0.00 18.00 9 0.00 18.00 9 0.00 18.00 9 0.00 18.00 10 2.00 20.00 10 0.00 20.00 11 2.00 22.00 11 0.00 22.00 11 0.00 22.00 11 0.00 22.00 11 0.00 22.00 11 0.00 22.00 12 2.00 24.00 12 0.00 24.00 17 10.00 34.00 19 4.00 38.00 22 6.00 44.00 25 6.00 50.00 50 50.00 100.00

BAND

CUM.

PERCENTAGE rp

512.99 512.99 0.00 512.99 0.00 512.99 0.00 512.99 0.00 512.99 82.36 595.35 0.00 595.35 118.20 713.56 0.00 713.56 0.00 713.56 0.00 713.56 0.00 713.56 0.00 713.56 11.05 724.61 0.00 724.61 706.33 1,430.94 178.85 1,609.79 2,042.15 3,651.94 3,109.78 6,761.72 19,955.97 26,717.69 26,717.69

BAND

CUM.

1.92 1.92 0.00 1.92 0.00 1.92 0.00 1.92 0.00 1.92 0.31 2.23 0.00 2.23 0.44 2.67 0.00 2.67 0.00 2.67 0.00 2.67 0.00 2.67 0.00 2.67 0.04 2.71 0.00 2.71 2.64 5.36 0.67 6.03 7.64 13.67 11.64 25.31 74.69 100.00

PERCENTAGE BAND

CUM

293.75 0.00 0.00 0.00 0.00 333.78 0.00 92.55 0.00 0.00 0.00 0.00 0.00 6.10 0.00 187.83 16.81 179.35 76.81 706.73

293.75 286.61 271.13 256.33 209.87 221.23 174.56 152.22 138.74 129.77 125.04 112.71 100.44 81.27 69.89 101.28 64.99 101.00 88.22 254.74 254.74

Page 108 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2006

DATE

15/07/2006

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

155 64 96 59 77 51 56 51 39 29 31 52 33 40 34 72 96 43 57 27 1,162

155 219 315 374 451 502 558 609 648 677 708 760 793 833 867 939 1,035 1,078 1,135 1,162

BAND

CUM.

13.34 13.34 5.51 18.85 8.26 27.11 5.08 32.19 6.63 38.81 4.39 43.20 4.82 48.02 4.39 52.41 3.36 55.77 2.50 58.26 2.67 60.93 4.48 65.40 2.84 68.24 3.44 71.69 2.93 74.61 6.20 80.81 8.26 89.07 3.70 92.77 4.91 97.68 2.32 100.00

PERCENTAGE rp

1,719.47 1,719.47 13.75 1,733.22 53.30 1,786.52 38.30 1,824.82 75.45 1,900.27 67.39 1,967.66 77.53 2,045.20 97.23 2,142.43 85.15 2,227.58 88.95 2,316.53 152.03 2,468.56 217.18 2,685.75 141.50 2,827.25 252.46 3,079.71 268.68 3,348.39 1,087.60 4,435.99 2,221.90 6,657.89 1,793.09 8,450.98 4,944.84 13,395.82 7,770.45 21,166.27 21,166.27

BAND

8.12 0.06 0.25 0.18 0.36 0.32 0.37 0.46 0.40 0.42 0.72 1.03 0.67 1.19 1.27 5.14 10.50 8.47 23.36 36.71

CUM.

8.12 8.19 8.44 8.62 8.98 9.30 9.66 10.12 10.52 10.94 11.66 12.69 13.36 14.55 15.82 20.96 31.46 39.93 63.29 100.00

PERCENTAGE f

3 0 1 1 1 0 0 0 1 1 1 0 1 1 0 2 6 5 7 7 38

BAND

3 3 4 5 6 6 6 6 7 8 9 9 10 11 11 13 19 24 31 38

CUM.

PERCENTAGE rp

7.89 7.89 356.49 356.49 0.00 7.89 0.00 356.49 2.63 10.53 6.15 362.64 2.63 13.16 0.65 363.29 2.63 15.79 110.40 473.70 0.00 15.79 0.00 473.70 0.00 15.79 0.00 473.70 0.00 15.79 0.00 473.70 2.63 18.42 229.78 703.48 2.63 21.05 59.57 763.05 2.63 23.68 18.20 781.25 0.00 23.68 0.00 781.25 2.63 26.32 4.93 786.19 2.63 28.95 1,101.42 1,887.61 0.00 28.95 0.00 1,887.61 5.26 34.21 1,024.11 2,911.72 15.79 50.00 275.66 3,187.38 13.16 63.16 173.68 3,361.06 18.42 81.58 4,319.50 7,680.56 18.42 100.00 11,878.06 19,558.62 19,558.62

BAND

1.82 0.00 0.03 0.00 0.56 0.00 0.00 0.00 1.17 0.30 0.09 0.00 0.03 5.63 0.00 5.24 1.41 0.89 22.08 60.73

PERCENTAGE

CUM.

BAND

1.82 1.82 1.85 1.86 2.42 2.42 2.42 2.42 3.60 3.90 3.99 3.99 4.02 9.65 9.65 14.89 16.30 17.18 39.27 100.00

20.73 0.00 11.54 1.71 146.33 0.00 0.00 0.00 269.85 66.98 11.97 0.00 3.49 436.27 0.00 94.16 12.41 9.69 87.35 152.86

CUM

20.73 20.57 20.30 19.91 24.93 24.07 23.16 22.11 31.58 32.94 31.65 29.09 27.81 61.29 56.37 65.64 47.87 39.77 57.34 92.40 92.40

Page 109 of 180

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2006

DATE

15/07/2006

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

369 227 366 309 477 355 322 302 236 146 122 212 172 240 192 382 304 166 202 46 5,147

369 596 962 1,271 1,748 2,103 2,425 2,727 2,963 3,109 3,231 3,443 3,615 3,855 4,047 4,429 4,733 4,899 5,101 5,147

BAND

CUM.

PERCENTAGE rp

7.17 7.17 4,644.09 4,644.09 4.41 11.58 52.93 4,697.02 7.11 18.69 125.22 4,822.24 6.00 24.69 256.22 5,078.45 9.27 33.96 598.95 5,677.40 6.90 40.86 423.21 6,100.61 6.26 47.11 9,341.74 15,442.35 5.87 52.98 611.24 16,053.59 4.59 57.57 3,291.35 19,344.94 2.84 60.40 530.43 19,875.37 2.37 62.77 1,245.38 21,120.75 4.12 66.89 1,284.24 22,404.99 3.34 70.24 1,355.48 23,760.47 4.66 74.90 1,889.38 25,649.85 3.73 78.63 2,197.92 27,847.78 7.42 86.05 4,683.63 32,531.41 5.91 91.96 8,345.01 40,876.42 3.23 95.18 7,869.33 48,745.75 3.92 99.11 15,987.60 64,733.35 0.89 100.00 5,761.77 70,495.12 70,495.12

BAND

6.59 0.08 0.18 0.36 0.85 0.60 13.25 0.87 4.67 0.75 1.77 1.82 1.92 2.68 3.12 6.64 11.84 11.16 22.68 8.17

CUM.

6.59 6.66 6.84 7.20 8.05 8.65 21.91 22.77 27.44 28.19 29.96 31.78 33.71 36.39 39.50 46.15 57.98 69.15 91.83 100.00

PERCENTAGE f

20 0 1 0 3 1 5 4 3 4 1 2 5 11 7 14 18 12 15 6 132

20 20 21 21 24 25 30 34 37 41 42 44 49 60 67 81 99 111 126 132

BAND

CUM.

PERCENTAGE rp

15.15 15.15 238.56 238.56 0.00 15.15 0.00 238.56 0.76 15.91 7.85 246.41 0.00 15.91 0.00 246.41 2.27 18.18 65.08 311.50 0.76 18.94 7.21 318.70 3.79 22.73 92.67 411.37 3.03 25.76 1,673.66 2,085.04 2.27 28.03 37.26 2,122.30 3.03 31.06 21.83 2,144.12 0.76 31.82 30.97 2,175.09 1.52 33.33 245.79 2,420.88 3.79 37.12 130.35 2,551.23 8.33 45.45 802.45 3,353.68 5.30 50.76 260.85 3,614.54 10.61 61.36 1,542.50 5,157.03 13.64 75.00 817.69 5,974.72 9.09 84.09 15,391.66 21,366.38 11.36 95.45 2,894.27 24,260.65 4.55 100.00 540.27 24,800.93 24,800.93

BAND

0.96 0.00 0.03 0.00 0.26 0.03 0.37 6.75 0.15 0.09 0.12 0.99 0.53 3.24 1.05 6.22 3.30 62.06 11.67 2.18

PERCENTAGE

CUM.

BAND

0.96 0.96 0.99 0.99 1.26 1.29 1.66 8.41 8.56 8.65 8.77 9.76 10.29 13.52 14.57 20.79 24.09 86.15 97.82 100.00

5.14 0.00 6.27 0.00 10.87 1.70 0.99 273.81 1.13 4.12 2.49 19.14 9.62 42.47 11.87 32.93 9.80 195.59 18.10 9.38

CUM

5.14 5.08 5.11 4.85 5.49 5.22 2.66 12.99 10.97 10.79 10.30 10.81 10.74 13.07 12.98 15.85 14.62 43.83 37.48 35.18 35.18

Page 110 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2006

DATE

15/07/2006

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

335 161 300 225 426 384 403 411 326 260 246 293 202 308 244 390 357 164 151 41 5,627

335 496 796 1,021 1,447 1,831 2,234 2,645 2,971 3,231 3,477 3,770 3,972 4,280 4,524 4,914 5,271 5,435 5,586 5,627

BAND

CUM.

5.95 5.95 2.86 8.81 5.33 14.15 4.00 18.14 7.57 25.72 6.82 32.54 7.16 39.70 7.30 47.01 5.79 52.80 4.62 57.42 4.37 61.79 5.21 67.00 3.59 70.59 5.47 76.06 4.34 80.40 6.93 87.33 6.34 93.67 2.91 96.59 2.68 99.27 0.73 100.00

PERCENTAGE rp

7,630.45 7,630.45 84.27 7,714.71 242.00 7,956.72 297.42 8,254.14 781.76 9,035.90 902.70 9,938.60 1,727.87 11,666.48 1,620.18 13,286.66 1,891.53 15,178.19 1,467.40 16,645.59 1,722.24 18,367.82 2,400.14 20,767.96 2,197.48 22,965.44 4,842.79 27,808.23 4,019.95 31,828.17 8,565.46 40,393.64 14,192.15 54,585.79 11,518.07 66,103.86 22,595.73 88,699.59 20,575.70 109,275.29 109,275.29

BAND

6.98 0.08 0.22 0.27 0.72 0.83 1.58 1.48 1.73 1.34 1.58 2.20 2.01 4.43 3.68 7.84 12.99 10.54 20.68 18.83

CUM.

6.98 7.06 7.28 7.55 8.27 9.10 10.68 12.16 13.89 15.23 16.81 19.01 21.02 25.45 29.13 36.97 49.95 60.49 81.17 100.00

PERCENTAGE f

14 6 4 1 17 3 5 6 6 7 4 3 7 9 21 28 11 14 9 4 179

14 20 24 25 42 45 50 56 62 69 73 76 83 92 113 141 152 166 175 179

BAND

CUM.

PERCENTAGE rp

7.82 7.82 15,343.93 15,343.93 3.35 11.17 3,492.40 18,836.33 2.23 13.41 135.80 18,972.13 0.56 13.97 0.85 18,972.98 9.50 23.46 560.31 19,533.29 1.68 25.14 103.61 19,636.90 2.79 27.93 1,117.29 20,754.19 3.35 31.28 1,050.00 21,804.20 3.35 34.64 1,576.04 23,380.24 3.91 38.55 2,444.88 25,825.12 2.23 40.78 64.54 25,889.66 1.68 42.46 98.83 25,988.49 3.91 46.37 4,007.96 29,996.44 5.03 51.40 5,750.99 35,747.44 11.73 63.13 3,348.25 39,095.68 15.64 78.77 6,732.31 45,828.00 6.15 84.92 3,233.69 49,061.69 7.82 92.74 1,245.72 50,307.41 5.03 97.77 5,097.92 55,405.32 2.23 100.00 25,861.36 81,266.68 81,266.68

BAND

18.88 4.30 0.17 0.00 0.69 0.13 1.37 1.29 1.94 3.01 0.08 0.12 4.93 7.08 4.12 8.28 3.98 1.53 6.27 31.82

CUM.

PERCENTAGE BAND

18.88 201.09 23.18 4,144.54 23.35 56.11 23.35 0.29 24.04 71.67 24.16 11.48 25.54 64.66 26.83 64.81 28.77 83.32 31.78 166.61 31.86 3.75 31.98 4.12 36.91 182.39 43.99 118.75 48.11 83.29 56.39 78.60 60.37 22.79 61.90 10.82 68.18 22.56 100.00 125.69

CUM

201.09 244.16 238.44 229.86 216.17 197.58 177.90 164.11 154.04 155.15 140.95 125.14 130.62 128.55 122.83 113.45 89.88 76.10 62.46 74.37 74.37

Page 111 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2006

DATE

15/07/2006

Textiles

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

841 862 1,250 980 1,285 791 666 562 394 218 228 251 189 270 221 343 285 157 173 26 9,992

841 1,703 2,953 3,933 5,218 6,009 6,675 7,237 7,631 7,849 8,077 8,328 8,517 8,787 9,008 9,351 9,636 9,793 9,966 9,992

BAND

CUM.

PERCENTAGE rp

8.42 8.42 5,219.34 5,219.34 8.63 17.04 336.09 5,555.43 12.51 29.55 972.29 6,527.72 9.81 39.36 1,053.08 7,580.80 12.86 52.22 1,785.93 9,366.73 7.92 60.14 1,745.54 11,112.28 6.67 66.80 1,869.64 12,981.92 5.62 72.43 2,399.10 15,381.02 3.94 76.37 2,308.30 17,689.31 2.18 78.55 1,879.93 19,569.25 2.28 80.83 1,622.86 21,192.11 2.51 83.35 1,935.49 23,127.59 1.89 85.24 1,824.07 24,951.66 2.70 87.94 3,353.70 28,305.36 2.21 90.15 1,652.03 29,957.39 3.43 93.58 7,422.53 37,379.92 2.85 96.44 9,567.25 46,947.17 1.57 98.01 10,665.54 57,612.71 1.73 99.74 18,338.54 75,951.26 0.26 100.00 4,088.88 80,040.14 80,040.14

BAND

6.52 0.42 1.21 1.32 2.23 2.18 2.34 3.00 2.88 2.35 2.03 2.42 2.28 4.19 2.06 9.27 11.95 13.33 22.91 5.11

CUM.

6.52 6.94 8.16 9.47 11.70 13.88 16.22 19.22 22.10 24.45 26.48 28.89 31.17 35.36 37.43 46.70 58.65 71.98 94.89 100.00

PERCENTAGE f

29 0 3 3 4 1 6 9 4 5 3 13 4 25 19 33 59 32 29 1 282

29 29 32 35 39 40 46 55 59 64 67 80 84 109 128 161 220 252 281 282

BAND

CUM.

10.28 10.28 0.00 10.28 1.06 11.35 1.06 12.41 1.42 13.83 0.35 14.18 2.13 16.31 3.19 19.50 1.42 20.92 1.77 22.70 1.06 23.76 4.61 28.37 1.42 29.79 8.87 38.65 6.74 45.39 11.70 57.09 20.92 78.01 11.35 89.36 10.28 99.65 0.35 100.00

PERCENTAGE rp

3,539.98 3,539.98 0.00 3,539.98 93.41 3,633.39 377.04 4,010.43 33.23 4,043.66 9.22 4,052.88 2,042.34 6,095.22 2,487.03 8,582.26 1,347.16 9,929.42 2,681.17 12,610.59 16.17 12,626.76 2,468.19 15,094.95 87.34 15,182.30 35,521.48 50,703.78 5,563.24 56,267.02 9,045.47 65,312.49 28,240.95 93,553.44 38,827.06 132,380.50 67,559.43 199,939.93 712.13 200,652.06 200,652.06

BAND

1.76 0.00 0.05 0.19 0.02 0.00 1.02 1.24 0.67 1.34 0.01 1.23 0.04 17.70 2.77 4.51 14.07 19.35 33.67 0.35

CUM.

PERCENTAGE BAND

1.76 67.82 1.76 0.00 1.81 9.61 2.00 35.80 2.02 1.86 2.02 0.53 3.04 109.24 4.28 103.67 4.95 58.36 6.28 142.62 6.29 1.00 7.52 127.52 7.57 4.79 25.27 1,059.17 28.04 336.75 32.55 121.87 46.62 295.18 65.98 364.04 99.65 368.40 100.00 17.42

CUM

67.82 63.72 55.66 52.90 43.17 36.47 46.95 55.80 56.13 64.44 59.58 65.27 60.85 179.13 187.82 174.73 199.27 229.78 263.25 250.69 250.69

Page 112 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2006

DATE

15/07/2006

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

482 469 712 486 776 471 417 434 346 188 175 187 180 205 193 260 204 105 75 31 6,396

482 951 1,663 2,149 2,925 3,396 3,813 4,247 4,593 4,781 4,956 5,143 5,323 5,528 5,721 5,981 6,185 6,290 6,365 6,396

BAND

CUM.

PERCENTAGE rp

7.54 7.54 5,308.21 5,308.21 7.33 14.87 280.81 5,589.02 11.13 26.00 563.55 6,152.57 7.60 33.60 546.51 6,699.08 12.13 45.73 1,431.23 8,130.31 7.36 53.10 1,144.53 9,274.85 6.52 59.62 1,636.50 10,911.34 6.79 66.40 2,113.56 13,024.91 5.41 71.81 1,937.63 14,962.53 2.94 74.75 1,451.66 16,414.19 2.74 77.49 1,719.98 18,134.17 2.92 80.41 2,117.03 20,251.19 2.81 83.22 2,431.12 22,682.31 3.21 86.43 2,992.04 25,674.35 3.02 89.45 3,877.32 29,551.68 4.07 93.51 10,102.52 39,654.20 3.19 96.70 10,359.31 50,013.50 1.64 98.34 8,433.93 58,447.43 1.17 99.52 10,103.31 68,550.74 0.48 100.00 6,838.86 75,389.60 75,389.60

BAND

7.04 0.37 0.75 0.72 1.90 1.52 2.17 2.80 2.57 1.93 2.28 2.81 3.22 3.97 5.14 13.40 13.74 11.19 13.40 9.07

CUM.

7.04 7.41 8.16 8.89 10.78 12.30 14.47 17.28 19.85 21.77 24.05 26.86 30.09 34.06 39.20 52.60 66.34 77.53 90.93 100.00

PERCENTAGE f

12 3 3 1 3 4 4 7 5 5 3 4 3 5 18 13 15 7 9 3 127

BAND

CUM.

PERCENTAGE rp

12 9.45 9.45 1,164.20 1,164.20 15 2.36 11.81 108.99 1,273.19 18 2.36 14.17 232.59 1,505.78 19 0.79 14.96 204.42 1,710.20 22 2.36 17.32 111.53 1,821.72 26 3.15 20.47 787.82 2,609.54 30 3.15 23.62 384.18 2,993.72 37 5.51 29.13 269.26 3,262.98 42 3.94 33.07 251.75 3,514.73 47 3.94 37.01 438.93 3,953.67 50 2.36 39.37 603.91 4,557.58 54 3.15 42.52 698.68 5,256.26 57 2.36 44.88 367.05 5,623.31 62 3.94 48.82 242.47 5,865.79 80 14.17 62.99 15,195.93 21,061.72 93 10.24 73.23 1,960.16 23,021.88 108 11.81 85.04 10,234.10 33,255.99 115 5.51 90.55 1,018.19 34,274.18 124 7.09 97.64 16,420.59 50,694.77 127 2.36 100.00 16.67 50,711.44 50,711.44

BAND

2.30 0.21 0.46 0.40 0.22 1.55 0.76 0.53 0.50 0.87 1.19 1.38 0.72 0.48 29.97 3.87 20.18 2.01 32.38 0.03

PERCENTAGE

CUM.

BAND

2.30 2.51 2.97 3.37 3.59 5.15 5.90 6.43 6.93 7.80 8.99 10.37 11.09 11.57 41.53 45.40 65.58 67.59 99.97 100.00

21.93 38.81 41.27 37.40 7.79 68.83 23.48 12.74 12.99 30.24 35.11 33.00 15.10 8.10 391.92 19.40 98.79 12.07 162.53 0.24

CUM

21.93 22.78 24.47 25.53 22.41 28.14 27.44 25.05 23.49 24.09 25.13 25.96 24.79 22.85 71.27 58.06 66.49 58.64 73.95 67.27 67.27

Page 113 of 204

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable REINDO Phones (62) (021) 3927345, 3911431, 334208, 331004 Fax (62) (021) 3924769, 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2006

DATE

15/07/2006

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

708 466 589 359 504 362 327 325 238 156 155 209 166 201 117 190 197 90 94 17

708 1,174 1,763 2,122 2,626 2,988 3,315 3,640 3,878 4,034 4,189 4,398 4,564 4,765 4,882 5,072 5,269 5,359 5,453 5,470

5,470

BAND

12.94 8.52 10.77 6.56 9.21 6.62 5.98 5.94 4.35 2.85 2.83 3.82 3.03 3.67 2.14 3.47 3.60 1.65 1.72 0.31

CUM.

PERCENTAGE rp

12.94 5,694.41 5,694.41 21.46 401.14 6,095.55 32.23 688.63 6,784.19 38.79 724.30 7,508.49 48.01 1,549.48 9,057.97 54.63 1,601.14 10,659.11 60.60 1,981.51 12,640.62 66.54 2,601.37 15,241.99 70.90 2,501.39 17,743.38 73.75 1,774.60 19,517.98 76.58 2,117.89 21,635.87 80.40 3,633.14 25,269.01 83.44 3,387.34 28,656.35 87.11 6,140.21 34,796.56 89.25 4,349.04 39,145.60 92.72 9,197.07 48,342.66 96.33 12,907.79 61,250.45 97.97 9,273.35 70,523.81 99.69 33,207.79 103,731.59 100.00 18,760.45 122,492.05 122,492.05

BAND

CUM.

4.65 4.65 0.33 4.98 0.56 5.54 0.59 6.13 1.26 7.39 1.31 8.70 1.62 10.32 2.12 12.44 2.04 14.49 1.45 15.93 1.73 17.66 2.97 20.63 2.77 23.39 5.01 28.41 3.55 31.96 7.51 39.47 10.54 50.00 7.57 57.57 27.11 84.68 15.32 100.00

PERCENTAGE f

13 2 5 3 1 1 7 6 5 4 2 11 7 11 8 19 14 5 7 0 131

13 15 20 23 24 25 32 38 43 47 49 60 67 78 86 105 119 124 131 131

BAND

CUM.

9.92 9.92 1.53 11.45 3.82 15.27 2.29 17.56 0.76 18.32 0.76 19.08 5.34 24.43 4.58 29.01 3.82 32.82 3.05 35.88 1.53 37.40 8.40 45.80 5.34 51.15 8.40 59.54 6.11 65.65 14.50 80.15 10.69 90.84 3.82 94.66 5.34 100.00 0.00 100.00

PERCENTAGE rp

2,056.97 110.29 176.06 263.60 148.35 94.89 2,402.66 380.87 504.72 354.10 49.83 1,106.24 943.82 5,427.63 680.79 13,535.47 15,173.42 10,779.18 30,918.56 0.00 85,107.46

2,056.97 2,167.26 2,343.31 2,606.92 2,755.27 2,850.15 5,252.82 5,633.69 6,138.41 6,492.50 6,542.34 7,648.57 8,592.39 14,020.03 14,700.82 28,236.29 43,409.72 54,188.89 85,107.46 85,107.46

BAND

PERCENTAGE

CUM.

BAND

2.42 2.42 0.13 2.55 0.21 2.75 0.31 3.06 0.17 3.24 0.11 3.35 2.82 6.17 0.45 6.62 0.59 7.21 0.42 7.63 0.06 7.69 1.30 8.99 1.11 10.10 6.38 16.47 0.80 17.27 15.90 33.18 17.83 51.01 12.67 63.67 36.33 100.00 0.00 100.00

36.12 27.49 25.57 36.39 9.57 5.93 121.25 14.64 20.18 19.95 2.35 30.45 27.86 88.39 15.65 147.17 117.55 116.24 93.11 0.00

CUM

36.12 35.55 34.54 34.72 30.42 26.74 41.56 36.96 34.60 33.26 30.24 30.27 29.98 40.29 37.55 58.41 70.87 76.84 82.05 69.48 69.48

Page 114 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,035 1,223 1,412 966 1,088 618 526 628 414 283 204 315 224 365 207 431 378 166 117 50 11,650

2,035 3,258 4,670 5,636 6,724 7,342 7,868 8,496 8,910 9,193 9,397 9,712 9,936 10,301 10,508 10,939 11,317 11,483 11,600 11,650

BAND

CUM.

PERCENTAGE rp

17.47 17.47 3,226.96 3,226.96 10.50 27.97 364.37 3,591.32 12.12 40.09 682.72 4,274.04 8.29 48.38 658.45 4,932.49 9.34 57.72 1,191.10 6,123.59 5.30 63.02 1,084.84 7,208.43 4.52 67.54 1,211.77 8,420.20 5.39 72.93 2,245.34 10,665.54 3.55 76.48 1,588.41 12,253.95 2.43 78.91 1,461.00 13,714.95 1.75 80.66 997.92 14,712.87 2.70 83.36 1,773.28 16,486.15 1.92 85.29 1,743.22 18,229.38 3.13 88.42 3,931.48 22,160.85 1.78 90.20 2,199.18 24,360.03 3.70 93.90 6,878.29 31,238.32 3.24 97.14 15,488.09 46,726.41 1.42 98.57 11,532.09 58,258.50 1.00 99.57 12,076.11 70,334.61 0.43 100.00 4,797.26 75,131.88 75,131.88

BAND

4.30 0.48 0.91 0.88 1.59 1.44 1.61 2.99 2.11 1.94 1.33 2.36 2.32 5.23 2.93 9.15 20.61 15.35 16.07 6.39

CUM.

4.30 4.78 5.69 6.57 8.15 9.59 11.21 14.20 16.31 18.25 19.58 21.94 24.26 29.50 32.42 41.58 62.19 77.54 93.61 100.00

PERCENTAGE f

15 1 3 6 11 10 12 9 19 8 2 6 6 26 4 22 29 10 8 4 211

15 16 19 25 36 46 58 67 86 94 96 102 108 134 138 160 189 199 207 211

BAND

CUM.

PERCENTAGE rp

7.11 7.11 1,087.56 1,087.56 0.47 7.58 41.00 1,128.56 1.42 9.00 16.91 1,145.47 2.84 11.85 437.34 1,582.81 5.21 17.06 788.77 2,371.58 4.74 21.80 250.65 2,622.23 5.69 27.49 413.82 3,036.05 4.27 31.75 615.90 3,651.95 9.00 40.76 581.58 4,233.53 3.79 44.55 1,145.12 5,378.64 0.95 45.50 1,338.74 6,717.38 2.84 48.34 816.82 7,534.20 2.84 51.18 414.42 7,948.61 12.32 63.51 10,699.18 18,647.79 1.90 65.40 88.94 18,736.73 10.43 75.83 27,421.31 46,158.04 13.74 89.57 2,479.96 48,637.99 4.74 94.31 1,422.06 50,060.06 3.79 98.10 415.83 50,475.89 1.90 100.00 3,251.34 53,727.23 53,727.23

BAND

2.02 0.08 0.03 0.81 1.47 0.47 0.77 1.15 1.08 2.13 2.49 1.52 0.77 19.91 0.17 51.04 4.62 2.65 0.77 6.05

PERCENTAGE

CUM.

BAND

CUM

2.02 2.10 2.13 2.95 4.41 4.88 5.65 6.80 7.88 10.01 12.50 14.02 14.79 34.71 34.87 85.91 90.53 93.17 93.95 100.00

33.70 11.25 2.48 66.42 66.22 23.10 34.15 27.43 36.61 78.38 134.15 46.06 23.77 272.14 4.04 398.66 16.01 12.33 3.44 67.77

33.70 31.42 26.80 32.09 38.73 36.38 36.06 34.24 34.55 39.22 45.66 45.70 43.60 84.15 76.92 147.76 104.09 85.93 71.77 71.51 71.51

Page 115 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 28

DATA POSITION FROM

01/01/2004

15/06/2006

DATE

15/07/2006

PROCESSING

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14 3 11 1 9 5 13 16 7 4 11 18 6 11 6 20 23 7 17 4 206

14 17 28 29 38 43 56 72 79 83 94 112 118 129 135 155 178 185 202 206

BAND

CUM.

6.80 6.80 1.46 8.25 5.34 13.59 0.49 14.08 4.37 18.45 2.43 20.87 6.31 27.18 7.77 34.95 3.40 38.35 1.94 40.29 5.34 45.63 8.74 54.37 2.91 57.28 5.34 62.62 2.91 65.53 9.71 75.24 11.17 86.41 3.40 89.81 8.25 98.06 1.94 100.00

PERCENTAGE rp

243.02 0.23 11.88 0.75 11.62 2.46 50.85 57.86 9.96 12.15 14.41 53.98 26.24 77.72 373.40 232.61 667.46 443.96 2,113.57 433.52 4,837.65

243.02 243.25 255.12 255.87 267.49 269.95 320.80 378.66 388.63 400.78 415.18 469.16 495.40 573.12 946.52 1,179.13 1,846.60 2,290.56 4,404.14 4,837.65

BAND

5.02 0.00 0.25 0.02 0.24 0.05 1.05 1.20 0.21 0.25 0.30 1.12 0.54 1.61 7.72 4.81 13.80 9.18 43.69 8.96

CUM.

5.02 5.03 5.27 5.29 5.53 5.58 6.63 7.83 8.03 8.28 8.58 9.70 10.24 11.85 19.57 24.37 38.17 47.35 91.04 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 5

BAND

0 0 0 0 0 0 0 1 1 1 1 1 1 2 2 2 3 4 5 5

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 547.62 547.62 0.00 20.00 0.00 547.62 0.00 20.00 0.00 547.62 0.00 20.00 0.00 547.62 0.00 20.00 0.00 547.62 0.00 20.00 0.00 547.62 20.00 40.00 400.00 947.62 0.00 40.00 0.00 947.62 0.00 40.00 0.00 947.62 20.00 60.00 36.30 983.92 20.00 80.007,121.258,105.17 20.00 100.00 149.478,254.64 0.00 100.00 0.008,254.64 8,254.64

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.63 0.00 0.00 0.00 0.00 0.00 4.85 0.00 0.00 0.44 86.27 1.81 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.63 946.39 6.63 0.00 6.63 0.00 6.63 0.00 6.63 0.00 6.63 0.00 11.48 514.67 11.48 0.00 11.48 0.00 11.92 5.44 98.19 1,604.01 100.00 7.07 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 144.62 140.91 136.64 131.90 116.72 110.54 165.35 100.12 80.37 53.28 353.85 187.43 170.63 170.63

Page 116 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 29

01/01/2004

15/06/2006

DATE

15/07/2006

DATA POSITION FROM

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

119,916 119,429 131,024 70,622 70,066 31,645 22,009 14,903 7,837 4,067 3,134 3,250 2,250 2,575 1,453 2,060 1,547 687 641 164 609,279

119,916 239,345 370,369 440,991 511,057 542,702 564,711 579,614 587,451 591,518 594,652 597,902 600,152 602,727 604,180 606,240 607,787 608,474 609,115 609,279

BAND

CUM.

PERCENTAGE rp

19.68 19.68 37,550.69 37,550.69 19.60 39.28 27,875.44 65,426.12 21.50 60.79 55,749.78 121,175.91 11.59 72.38 48,961.62 170,137.52 11.50 83.88 78,566.98 248,704.50 5.19 89.07 59,784.57 308,489.07 3.61 92.69 47,081.71 355,570.78 2.45 95.13 55,414.09 410,984.87 1.29 96.42 35,591.07 446,575.94 0.67 97.08 18,486.46 465,062.40 0.51 97.60 16,766.42 481,828.82 0.53 98.13 25,476.62 507,305.44 0.37 98.50 18,018.47 525,323.90 0.42 98.92 25,829.50 551,153.40 0.24 99.16 18,621.44 569,774.84 0.34 99.50 35,373.28 605,148.12 0.25 99.76 47,914.57 653,062.68 0.11 99.87 41,313.95 694,376.64 0.11 99.97 88,384.47 782,761.10 0.03 100.00 218,112.62 1,000,873.72 1,000,873.72

BAND

CUM.

3.75 3.75 2.79 6.54 5.57 12.11 4.89 17.00 7.85 24.85 5.97 30.82 4.70 35.53 5.54 41.06 3.56 44.62 1.85 46.47 1.68 48.14 2.55 50.69 1.80 52.49 2.58 55.07 1.86 56.93 3.53 60.46 4.79 65.25 4.13 69.38 8.83 78.21 21.79 100.00

PERCENTAGE f

204 167 218 135 203 91 73 82 53 38 30 90 35 52 62 71 94 83 110 259 2,150

204 371 589 724 927 1,018 1,091 1,173 1,226 1,264 1,294 1,384 1,419 1,471 1,533 1,604 1,698 1,781 1,891 2,150

BAND

CUM.

PERCENTAGE rp

9.49 9.49 22,020.29 7.77 17.26 11,728.52 10.14 27.40 13,659.53 6.28 33.67 22,070.26 9.44 43.12 31,577.60 4.23 47.35 11,419.84 3.40 50.74 9,762.14 3.81 54.56 11,201.94 2.47 57.02 11,902.82 1.77 58.79 7,282.61 1.40 60.19 5,348.45 4.19 64.37 5,614.55 1.63 66.00 10,505.41 2.42 68.42 3,590.42 2.88 71.30 12,299.43 3.30 74.60 26,065.47 4.37 78.98 26,920.50 3.86 82.84 10,059.12 5.12 87.95 48,423.44 12.05 100.00 122,564.84

22,020.29 33,748.81 47,408.35 69,478.60 101,056.20 112,476.05 122,238.19 133,440.12 145,342.95 152,625.56 157,974.00 163,588.56 174,093.97 177,684.39 189,983.82 216,049.29 242,969.79 253,028.91 301,452.35 424,017.19

BAND

CUM.

5.19 5.19 2.77 7.96 3.22 11.18 5.21 16.39 7.45 23.83 2.69 26.53 2.30 28.83 2.64 31.47 2.81 34.28 1.72 36.00 1.26 37.26 1.32 38.58 2.48 41.06 0.85 41.90 2.90 44.81 6.15 50.95 6.35 57.30 2.37 59.67 11.42 71.09 28.91 100.00

PERCENTAGE BAND

CUM

58.64 42.07 24.50 45.08 40.19 19.10 20.73 20.21 33.44 39.39 31.90 22.04 58.30 13.90 66.05 73.69 56.18 24.35 54.79 56.19

58.64 51.58 39.12 40.84 40.63 36.46 34.38 32.47 32.55 32.82 32.79 32.25 33.14 32.24 33.34 35.70 37.20 36.44 38.51 42.36

424,017.19

42.36

Page 117 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2006

DATE

15/07/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12 15 9 14 17 22 14 12 11 6 6 5 9 7 3 8 5 1 2 0 178

12 27 36 50 67 89 103 115 126 132 138 143 152 159 162 170 175 176 178 178

BAND

CUM.

6.74 6.74 8.43 15.17 5.06 20.22 7.87 28.09 9.55 37.64 12.36 50.00 7.87 57.87 6.74 64.61 6.18 70.79 3.37 74.16 3.37 77.53 2.81 80.34 5.06 85.39 3.93 89.33 1.69 91.01 4.49 95.51 2.81 98.31 0.56 98.88 1.12 100.00 0.00 100.00

PERCENTAGE rp

8.32 5.11 6.03 28.44 75.48 78.06 92.44 84.23 118.38 57.40 75.89 114.39 141.33 443.93 130.48 671.73 541.82 371.69 974.93 0.00 4,020.08

8.32 13.43 19.46 47.90 123.38 201.44 293.88 378.11 496.49 553.88 629.78 744.17 885.49 1,329.42 1,459.90 2,131.63 2,673.45 3,045.15 4,020.08 4,020.08

BAND

0.21 0.13 0.15 0.71 1.88 1.94 2.30 2.10 2.94 1.43 1.89 2.85 3.52 11.04 3.25 16.71 13.48 9.25 24.25 0.00

CUM.

0.21 0.33 0.48 1.19 3.07 5.01 7.31 9.41 12.35 13.78 15.67 18.51 22.03 33.07 36.32 53.02 66.50 75.75 100.00 100.00

PERCENTAGE f

0 0 1 0 0 0 0 0 1 0 0 0 2 0 0 0 2 0 7 0 13

BAND

0 0 1 1 1 1 1 1 2 2 2 2 4 4 4 4 6 6 13 13

CUM.

0.00 0.00 0.00 0.00 7.69 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 7.69 15.38 0.00 15.38 0.00 15.38 0.00 15.38 15.38 30.77 0.00 30.77 0.00 30.77 0.00 30.77 15.38 46.15 0.00 46.15 53.85 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 11.20 0.00 0.00 0.00 0.00 0.00 9.36 0.00 0.00 0.00 290.19 0.00 0.00 0.00 572.03 0.00 303.48 0.00 1,186.27

0.00 0.00 11.20 11.20 11.20 11.20 11.20 11.20 20.56 20.56 20.56 20.56 310.75 310.75 310.75 310.75 882.78 882.78 1,186.27 1,186.27

BAND

0.00 0.00 0.94 0.00 0.00 0.00 0.00 0.00 0.79 0.00 0.00 0.00 24.46 0.00 0.00 0.00 48.22 0.00 25.58 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.94 0.94 0.94 0.94 0.94 0.94 1.73 1.73 1.73 1.73 26.20 26.20 26.20 26.20 74.42 74.42 100.00 100.00

0.00 0.00 185.72 0.00 0.00 0.00 0.00 0.00 7.91 0.00 0.00 0.00 205.34 0.00 0.00 0.00 105.58 0.00 31.13 0.00

CUM

0.00 0.00 57.56 23.38 9.08 5.56 3.81 2.96 4.14 3.71 3.26 2.76 35.09 23.37 21.29 14.58 33.02 28.99 29.51 29.51 29.51

Page 118 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2004

15/06/2006

DATE

15/07/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

60 9 20 11 23 18 22 25 9 13 7 17 9 14 12 48 92 26 14 2 451

60 69 89 100 123 141 163 188 197 210 217 234 243 257 269 317 409 435 449 451

BAND

CUM.

13.30 13.30 2.00 15.30 4.43 19.73 2.44 22.17 5.10 27.27 3.99 31.26 4.88 36.14 5.54 41.69 2.00 43.68 2.88 46.56 1.55 48.12 3.77 51.88 2.00 53.88 3.10 56.98 2.66 59.65 10.64 70.29 20.40 90.69 5.76 96.45 3.10 99.56 0.44 100.00

PERCENTAGE rp

1,643.17 7.05 9.68 84.19 35.29 45.33 117.01 133.81 432.93 123.37 202.99 1,361.40 56.98 1,078.59 120.84 2,751.64 5,148.15 1,732.38 880.01 129.00

1,643.17 1,650.22 1,659.91 1,744.10 1,779.38 1,824.72 1,941.73 2,075.53 2,508.47 2,631.84 2,834.83 4,196.23 4,253.20 5,331.79 5,452.63 8,204.27 13,352.42 15,084.80 15,964.82 16,093.81

16,093.81

BAND

10.21 0.04 0.06 0.52 0.22 0.28 0.73 0.83 2.69 0.77 1.26 8.46 0.35 6.70 0.75 17.10 31.99 10.76 5.47 0.80

CUM.

10.21 10.25 10.31 10.84 11.06 11.34 12.07 12.90 15.59 16.35 17.61 26.07 26.43 33.13 33.88 50.98 82.97 93.73 99.20 100.00

PERCENTAGE f

4 0 0 0 0 2 1 2 29 1 2 96 0 29 0 30 2 2 0 0 200

4 4 4 4 4 6 7 9 38 39 41 137 137 166 166 196 198 200 200 200

BAND

CUM.

2.00 2.00 0.00 2.00 0.00 2.00 0.00 2.00 0.00 2.00 1.00 3.00 0.50 3.50 1.00 4.50 14.50 19.00 0.50 19.50 1.00 20.50 48.00 68.50 0.00 68.50 14.50 83.00 0.00 83.00 15.00 98.00 1.00 99.00 1.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

374.75 0.00 0.00 0.00 0.00 143.67 175.94 280.68 1,159.46 1,051.81 370.94 2,013.86 0.00 463.64 0.00 3,121.51 2,117.53 186.34 0.00 0.00

374.75 374.75 374.75 374.75 374.75 518.42 694.35 975.03 2,134.50 3,186.30 3,557.24 5,571.09 5,571.09 6,034.73 6,034.73 9,156.24 11,273.77 11,460.11 11,460.11 11,460.11

11,460.11

BAND

3.27 0.00 0.00 0.00 0.00 1.25 1.54 2.45 10.12 9.18 3.24 17.57 0.00 4.05 0.00 27.24 18.48 1.63 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

3.27 3.27 3.27 3.27 3.27 4.52 6.06 8.51 18.63 27.80 31.04 48.61 48.61 52.66 52.66 79.90 98.37 100.00 100.00 100.00

22.81 0.00 0.00 0.00 0.00 316.93 150.36 209.76 267.82 852.53 182.74 147.93 0.00 42.99 0.00 113.44 41.13 10.76 0.00 0.00

22.81 22.71 22.58 21.49 21.06 28.41 35.76 46.98 85.09 121.07 125.48 132.76 130.99 113.18 110.68 111.60 84.43 75.97 71.78 71.21 71.21

Page 119 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 32

DATA POSITION FROM

01/01/2004

15/06/2006

DATE

15/07/2006

PROCESSING

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3 10 4 1 4 1 8 6 5 5 2 6 7 11 8 12 7 1 6 0 107

3 13 17 18 22 23 31 37 42 47 49 55 62 73 81 93 100 101 107 107

BAND

CUM.

2.80 2.80 9.35 12.15 3.74 15.89 0.93 16.82 3.74 20.56 0.93 21.50 7.48 28.97 5.61 34.58 4.67 39.25 4.67 43.93 1.87 45.79 5.61 51.40 6.54 57.94 10.28 68.22 7.48 75.70 11.21 86.92 6.54 93.46 0.93 94.39 5.61 100.00 0.00 100.00

PERCENTAGE rp

4.46 42.98 20.16 0.29 5.02 2.64 25.32 25.40 31.82 36.99 25.46 69.36 170.74 263.92 174.52 365.48 681.51 330.74 3,677.14 0.00 5,953.97

4.46 47.44 67.60 67.88 72.90 75.54 100.87 126.26 158.09 195.08 220.54 289.91 460.65 724.57 899.09 1,264.58 1,946.09 2,276.83 5,953.97 5,953.97

BAND

0.07 0.72 0.34 0.00 0.08 0.04 0.43 0.43 0.53 0.62 0.43 1.17 2.87 4.43 2.93 6.14 11.45 5.55 61.76 0.00

CUM.

0.07 0.80 1.14 1.14 1.22 1.27 1.69 2.12 2.66 3.28 3.70 4.87 7.74 12.17 15.10 21.24 32.69 38.24 100.00 100.00

PERCENTAGE f

0 1 2 0 0 0 0 0 0 1 0 2 2 2 0 3 0 0 5 0 18

BAND

0 1 3 3 3 3 3 3 3 4 4 6 8 10 10 13 13 13 18 18

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 5.56 5.56 51.75 51.75 11.11 16.67 14.34 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 5.56 22.22 9.77 75.87 0.00 22.22 0.00 75.87 11.11 33.33 86.98 162.85 11.11 44.44 57.18 220.03 11.11 55.56 57.86 277.90 0.00 55.56 0.00 277.90 16.67 72.22 129.38 407.27 0.00 72.22 0.00 407.27 0.00 72.22 0.00 407.27 27.78 100.00 144.06 551.34 0.00 100.00 0.00 551.34 551.34

BAND

0.00 9.39 2.60 0.00 0.00 0.00 0.00 0.00 0.00 1.77 0.00 15.78 10.37 10.50 0.00 23.47 0.00 0.00 26.13 0.00

PERCENTAGE

CUM.

BAND

0.00 9.39 11.99 11.99 11.99 11.99 11.99 11.99 11.99 13.76 13.76 29.54 39.91 50.40 50.40 73.87 73.87 73.87 100.00 100.00

0.00 120.42 71.14 0.00 0.00 0.00 0.00 0.00 0.00 26.41 0.00 125.40 33.49 21.92 0.00 35.40 0.00 0.00 3.92 0.00

CUM

0.00 109.10 97.78 97.37 90.67 87.49 65.53 52.35 41.81 38.89 34.40 56.17 47.77 38.35 30.91 32.21 20.93 17.89 9.26 9.26 9.26

Page 120 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2004

15/06/2006

DATE

15/07/2006

PROCESSING

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

17 3 8 0 0 1 2 1 2 2 0 4 4 2 7 2 2 1 1 2 61

BAND

17 20 28 28 28 29 31 32 34 36 36 40 44 46 53 55 57 58 59 61

CUM.

27.87 27.87 4.92 32.79 13.11 45.90 0.00 45.90 0.00 45.90 1.64 47.54 3.28 50.82 1.64 52.46 3.28 55.74 3.28 59.02 0.00 59.02 6.56 65.57 6.56 72.13 3.28 75.41 11.48 86.89 3.28 90.16 3.28 93.44 1.64 95.08 1.64 96.72 3.28 100.00

PERCENTAGE rp

66.66 1.93 122.76 0.00 0.00 3.90 0.84 7.40 45.30 13.16 0.00 73.22 49.43 65.03 162.48 85.56 126.60 125.80 70.58 1.89 777.02

66.66 68.59 54.17 54.17 54.17 50.27 49.43 42.03 3.27 16.43 16.43 89.64 139.07 204.11 366.59 452.15 578.75 704.55 775.13 777.02

BAND

8.58 0.25 15.80 0.00 0.00 0.50 0.11 0.95 5.83 1.69 0.00 9.42 6.36 8.37 20.91 11.01 16.29 16.19 9.08 0.24

CUM.

8.58 8.83 6.97 6.97 6.97 6.47 6.36 5.41 0.42 2.11 2.11 11.54 17.90 26.27 47.18 58.19 74.48 90.67 99.76 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 2

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 2 2

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 50.00 0.00 50.00 50.00 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.88 92.88 0.00 92.88 0.00 92.88 98.80 191.68 0.00 191.68 0.00 191.68 191.68

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 0.00 0.00 51.54 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 48.46 48.46 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 57.16 0.00 0.00 78.54 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.34 20.54 16.05 27.21 24.73 24.67 24.67

Page 121 of 204

RISK AND LOSS PROFILE 2004 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

485 862 827 369 275 119 50 43 17 4 3 14 8 10 3 9 14 2 7 5 3,126

485 1,347 2,174 2,543 2,818 2,937 2,987 3,030 3,047 3,051 3,054 3,068 3,076 3,086 3,089 3,098 3,112 3,114 3,121 3,126

BAND

CUM.

15.52 15.52 27.58 43.09 26.46 69.55 11.80 81.35 8.80 90.15 3.81 93.95 1.60 95.55 1.38 96.93 0.54 97.47 0.13 97.60 0.10 97.70 0.45 98.14 0.26 98.40 0.32 98.72 0.10 98.82 0.29 99.10 0.45 99.55 0.06 99.62 0.22 99.84 0.16 100.00

PERCENTAGE rp

132.91 379.07 611.39 432.70 457.52 275.62 183.02 245.52 74.01 16.16 40.69 197.04 50.98 674.54 74.43 252.06 887.11 74.42 678.73 1,958.97 7,696.91

132.91 511.98 1,123.38 1,556.08 2,013.60 2,289.22 2,472.24 2,717.76 2,791.77 2,807.93 2,848.62 3,045.66 3,096.64 3,771.18 3,845.61 4,097.67 4,984.78 5,059.21 5,737.94 7,696.91

BAND

1.73 4.93 7.94 5.62 5.94 3.58 2.38 3.19 0.96 0.21 0.53 2.56 0.66 8.76 0.97 3.27 11.53 0.97 8.82 25.45

CUM.

1.73 6.65 14.60 20.22 26.16 29.74 32.12 35.31 36.27 36.48 37.01 39.57 40.23 49.00 49.96 53.24 64.76 65.73 74.55 100.00

PERCENTAGE f

0 1 3 2 2 1 1 0 0 0 0 0 0 0 0 0 1 0 0 0 11

0 1 4 6 8 9 10 10 10 10 10 10 10 10 10 10 11 11 11 11

BAND

0.00 9.09 27.27 18.18 18.18 9.09 9.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.09 0.00 0.00 0.00

CUM.

0.00 9.09 36.36 54.55 72.73 81.82 90.91 90.91 90.91 90.91 90.91 90.91 90.91 90.91 90.91 90.91 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 77.08 131.12 202.54 280.45 11.75 77.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 107.99 0.00 0.00 0.00 888.69

0.00 77.08 208.20 410.74 691.19 702.94 780.70 780.70 780.70 780.70 780.70 780.70 780.70 780.70 780.70 780.70 888.69 888.69 888.69 888.69

BAND

0.00 8.67 14.75 22.79 31.56 1.32 8.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.15 0.00 0.00 0.00

CUM.

0.00 8.67 23.43 46.22 77.78 79.10 87.85 87.85 87.85 87.85 87.85 87.85 87.85 87.85 87.85 87.85 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 20.33 21.45 46.81 61.30 4.26 42.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.17 0.00 0.00 0.00

CUM

0.00 15.06 18.53 26.40 34.33 30.71 31.58 28.73 27.96 27.80 27.41 25.63 25.21 20.70 20.30 19.05 17.83 17.57 15.49 11.55 11.55

Page 122 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,878 8,582 11,048 5,521 4,761 1,822 1,285 856 447 239 179 268 200 217 154 230 193 71 37 6 43,994

7,878 16,460 27,508 33,029 37,790 39,612 40,897 41,753 42,200 42,439 42,618 42,886 43,086 43,303 43,457 43,687 43,880 43,951 43,988 43,994

BAND

CUM.

PERCENTAGE rp

17.91 17.91 2,929.02 19.51 37.41 2,049.90 25.11 62.53 4,838.30 12.55 75.08 4,052.02 10.82 85.90 5,715.62 4.14 90.04 3,187.48 2.92 92.96 3,437.92 1.95 94.91 3,034.73 1.02 95.92 2,363.99 0.54 96.47 1,280.33 0.41 96.87 1,941.75 0.61 97.48 2,301.04 0.45 97.94 1,999.27 0.49 98.43 3,373.02 0.35 98.78 2,838.48 0.52 99.30 6,797.23 0.44 99.74 11,937.82 0.16 99.90 5,557.50 0.08 99.99 7,068.44 0.01 100.00 945.55 77,649.39

2,929.02 4,978.91 9,817.21 13,869.23 19,584.85 22,772.33 26,210.24 29,244.97 31,608.96 32,889.29 34,831.04 37,132.08 39,131.35 42,504.37 45,342.85 52,140.08 64,077.90 69,635.40 76,703.84 77,649.39

BAND

CUM.

3.77 3.77 2.64 6.41 6.23 12.64 5.22 17.86 7.36 25.22 4.10 29.33 4.43 33.75 3.91 37.66 3.04 40.71 1.65 42.36 2.50 44.86 2.96 47.82 2.57 50.39 4.34 54.74 3.66 58.39 8.75 67.15 15.37 82.52 7.16 89.68 9.10 98.78 1.22 100.00

PERCENTAGE f

13 18 12 6 12 6 7 10 5 3 2 9 6 2 6 43 9 3 6 2 180

13 31 43 49 61 67 74 84 89 92 94 103 109 111 117 160 169 172 178 180

BAND

CUM.

PERCENTAGE rp

7.22 7.22 300.19 10.00 17.22 5,057.63 6.67 23.89 574.75 3.33 27.22 267.17 6.67 33.89 1,457.48 3.33 37.22 1,605.92 3.89 41.11 1,172.10 5.56 46.67 814.76 2.78 49.44 1,514.54 1.67 51.11 173.01 1.11 52.22 59.09 5.00 57.22 248.08 3.33 60.56 651.07 1.11 61.67 12.35 3.33 65.00 2,475.87 23.89 88.89 6,787.45 5.00 93.89 2,384.81 1.67 95.56 8,141.31 3.33 98.89 14,584.44 1.11 100.00 15.80 48,297.82

300.19 5,357.82 5,932.57 6,199.74 7,657.21 9,263.13 10,435.23 11,249.99 12,764.53 12,937.54 12,996.63 13,244.71 13,895.78 13,908.13 16,383.99 23,171.45 25,556.26 33,697.58 48,282.02 48,297.82

BAND

0.62 10.47 1.19 0.55 3.02 3.33 2.43 1.69 3.14 0.36 0.12 0.51 1.35 0.03 5.13 14.05 4.94 16.86 30.20 0.03

CUM.

0.62 11.09 12.28 12.84 15.85 19.18 21.61 23.29 26.43 26.79 26.91 27.42 28.77 28.80 33.92 47.98 52.91 69.77 99.97 100.00

PERCENTAGE BAND

10.25 246.73 11.88 6.59 25.50 50.38 34.09 26.85 64.07 13.51 3.04 10.78 32.57 0.37 87.23 99.86 19.98 146.49 206.33 1.67

CUM

10.25 107.61 60.43 44.70 39.10 40.68 39.81 38.47 40.38 39.34 37.31 35.67 35.51 32.72 36.13 44.44 39.88 48.39 62.95 62.20 62.20

Page 123 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,805 4,249 3,911 1,735 1,464 548 423 232 112 65 35 55 29 27 20 37 29 19 7 2 16,804

3,805 8,054 11,965 13,700 15,164 15,712 16,135 16,367 16,479 16,544 16,579 16,634 16,663 16,690 16,710 16,747 16,776 16,795 16,802 16,804

BAND

CUM.

22.64 22.64 25.29 47.93 23.27 71.20 10.32 81.53 8.71 90.24 3.26 93.50 2.52 96.02 1.38 97.40 0.67 98.07 0.39 98.45 0.21 98.66 0.33 98.99 0.17 99.16 0.16 99.32 0.12 99.44 0.22 99.66 0.17 99.83 0.11 99.95 0.04 99.99 0.01 100.00

PERCENTAGE rp

481.22 790.26 1,151.99 1,007.82 1,686.68 931.25 996.38 758.82 386.73 317.98 219.57 423.56 277.77 262.34 245.33 748.69 1,473.01 2,461.68 722.78 319.80 15,663.66

481.22 1,271.48 2,423.47 3,431.28 5,117.97 6,049.22 7,045.60 7,804.42 8,191.16 8,509.13 8,728.70 9,152.27 9,430.03 9,692.38 9,937.71 10,686.40 12,159.41 14,621.08 15,343.86 15,663.66

BAND

3.07 5.05 7.35 6.43 10.77 5.95 6.36 4.84 2.47 2.03 1.40 2.70 1.77 1.67 1.57 4.78 9.40 15.72 4.61 2.04

CUM.

3.07 8.12 15.47 21.91 32.67 38.62 44.98 49.83 52.29 54.32 55.73 58.43 60.20 61.88 63.44 68.22 77.63 93.34 97.96 100.00

PERCENTAGE f

7 2 7 3 7 0 4 4 0 1 2 0 0 3 0 1 2 3 1 0 47

BAND

CUM.

7 14.89 14.89 9 4.26 19.15 16 14.89 34.04 19 6.38 40.43 26 14.89 55.32 26 0.00 55.32 30 8.51 63.83 34 8.51 72.34 34 0.00 72.34 35 2.13 74.47 37 4.26 78.72 37 0.00 78.72 37 0.00 78.72 40 6.38 85.11 40 0.00 85.11 41 2.13 87.23 43 4.26 91.49 46 6.38 97.87 47 2.13 100.00 47 0.00 100.00

PERCENTAGE rp

323.39 109.49 347.13 260.13 842.49 0.00 870.51 376.96 0.00 1,051.81 370.94 0.00 0.00 942.70 0.00 1.36 34.91 284.13 237.45 0.00 6,053.39

323.39 432.88 780.00 1,040.14 1,882.63 1,882.63 2,753.14 3,130.10 3,130.10 4,181.91 4,552.85 4,552.85 4,552.85 5,495.54 5,495.54 5,496.90 5,531.81 5,815.94 6,053.39 6,053.39

BAND

CUM.

5.34 5.34 1.81 7.15 5.73 12.89 4.30 17.18 13.92 31.10 0.00 31.10 14.38 45.48 6.23 51.71 0.00 51.71 17.38 69.08 6.13 75.21 0.00 75.21 0.00 75.21 15.57 90.78 0.00 90.78 0.02 90.81 0.58 91.38 4.69 96.08 3.92 100.00 0.00 100.00

PERCENTAGE BAND

67.20 13.85 30.13 25.81 49.95 0.00 87.37 49.68 0.00 330.78 168.93 0.00 0.00 359.34 0.00 0.18 2.37 11.54 32.85 0.00

CUM

67.20 34.05 32.19 30.31 36.78 31.12 39.08 40.11 38.21 49.15 52.16 49.75 48.28 56.70 55.30 51.44 45.49 39.78 39.45 38.65 38.65

Page 124 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,396 3,366 4,176 2,056 1,639 591 390 254 137 72 49 67 37 61 27 51 70 41 30 7 15,517

2,396 5,762 9,938 11,994 13,633 14,224 14,614 14,868 15,005 15,077 15,126 15,193 15,230 15,291 15,318 15,369 15,439 15,480 15,510 15,517

BAND

CUM.

15.44 15.44 21.69 37.13 26.91 64.05 13.25 77.30 10.56 87.86 3.81 91.67 2.51 94.18 1.64 95.82 0.88 96.70 0.46 97.16 0.32 97.48 0.43 97.91 0.24 98.15 0.39 98.54 0.17 98.72 0.33 99.05 0.45 99.50 0.26 99.76 0.19 99.95 0.05 100.00

PERCENTAGE rp

1,884.08 874.37 2,209.47 2,029.50 2,560.80 1,348.73 1,356.23 982.45 750.78 472.66 404.23 414.37 349.26 663.68 349.37 1,204.24 3,474.61 4,052.64 5,825.56 95.77 31,302.81

1,884.08 2,758.45 4,967.92 6,997.42 9,558.23 10,906.96 12,263.19 13,245.64 13,996.42 14,469.07 14,873.31 15,287.68 15,636.94 16,300.62 16,649.99 17,854.23 21,328.84 25,381.48 31,207.04 31,302.81

BAND

6.02 2.79 7.06 6.48 8.18 4.31 4.33 3.14 2.40 1.51 1.29 1.32 1.12 2.12 1.12 3.85 11.10 12.95 18.61 0.31

CUM.

6.02 8.81 15.87 22.35 30.53 34.84 39.18 42.31 44.71 46.22 47.51 48.84 49.95 52.07 53.19 57.04 68.14 81.08 99.69 100.00

PERCENTAGE f

6 7 7 5 48 5 0 0 0 1 0 2 2 1 0 3 6 3 5 0 101

6 13 20 25 73 78 78 78 78 79 79 81 83 84 84 87 93 96 101 101

BAND

CUM.

5.94 5.94 6.93 12.87 6.93 19.80 4.95 24.75 47.52 72.28 4.95 77.23 0.00 77.23 0.00 77.23 0.00 77.23 0.99 78.22 0.00 78.22 1.98 80.20 1.98 82.18 0.99 83.17 0.00 83.17 2.97 86.14 5.94 92.08 2.97 95.05 4.95 100.00 0.00 100.00

PERCENTAGE rp

432.58 396.89 544.49 1,164.85 720.39 164.37 0.00 0.00 0.00 1.60 0.00 139.27 188.01 95.77 0.00 542.98 475.75 191.84 1,977.80 0.00 7,036.59

432.58 829.47 1,373.96 2,538.81 3,259.20 3,423.57 3,423.57 3,423.57 3,423.57 3,425.17 3,425.17 3,564.44 3,752.45 3,848.22 3,848.22 4,391.20 4,866.95 5,058.79 7,036.59 7,036.59

BAND

CUM.

6.15 6.15 5.64 11.79 7.74 19.53 16.55 36.08 10.24 46.32 2.34 48.65 0.00 48.65 0.00 48.65 0.00 48.65 0.02 48.68 0.00 48.68 1.98 50.66 2.67 53.33 1.36 54.69 0.00 54.69 7.72 62.41 6.76 69.17 2.73 71.89 28.11 100.00 0.00 100.00

PERCENTAGE BAND

22.96 45.39 24.64 57.40 28.13 12.19 0.00 0.00 0.00 0.34 0.00 33.61 53.83 14.43 0.00 45.09 13.69 4.73 33.95 0.00

CUM

22.96 30.07 27.66 36.28 34.10 31.39 27.92 25.85 24.46 23.67 23.03 23.32 24.00 23.61 23.11 24.59 22.82 19.93 22.55 22.48 22.48

Page 125 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,175 1,483 1,491 689 601 223 159 86 50 23 21 24 12 22 7 21 21 7 6 3 7,124

2,175 3,658 5,149 5,838 6,439 6,662 6,821 6,907 6,957 6,980 7,001 7,025 7,037 7,059 7,066 7,087 7,108 7,115 7,121 7,124

BAND

30.53 20.82 20.93 9.67 8.44 3.13 2.23 1.21 0.70 0.32 0.29 0.34 0.17 0.31 0.10 0.29 0.29 0.10 0.08 0.04

CUM.

30.53 51.35 72.28 81.95 90.38 93.51 95.75 96.95 97.66 97.98 98.27 98.61 98.78 99.09 99.19 99.48 99.78 99.87 99.96 100.00

PERCENTAGE rp

436.85 436.85 499.42 936.26 930.12 1,866.38 655.78 2,522.16 896.96 3,419.12 465.49 3,884.61 495.16 4,379.76 363.64 4,743.40 210.47 4,953.87 174.49 5,128.36 171.48 5,299.84 272.22 5,572.06 218.67 5,790.73 276.41 6,067.14 323.13 6,390.26 871.79 7,262.05 1,631.06 8,893.12 1,050.48 9,943.59 824.10 10,767.70 665.37 11,433.06 11,433.06

BAND

3.82 4.37 8.14 5.74 7.85 4.07 4.33 3.18 1.84 1.53 1.50 2.38 1.91 2.42 2.83 7.63 14.27 9.19 7.21 5.82

CUM.

3.82 8.19 16.32 22.06 29.91 33.98 38.31 41.49 43.33 44.86 46.36 48.74 50.65 53.07 55.89 63.52 77.78 86.97 94.18 100.00

PERCENTAGE f

1 5 6 3 2 2 2 0 0 0 0 1 0 1 0 0 0 3 0 0 26

1 6 12 15 17 19 21 21 21 21 21 22 22 23 23 23 23 26 26 26

BAND

CUM.

3.85 3.85 19.23 23.08 23.08 46.15 11.54 57.69 7.69 65.38 7.69 73.08 7.69 80.77 0.00 80.77 0.00 80.77 0.00 80.77 0.00 80.77 3.85 84.62 0.00 84.62 3.85 88.46 0.00 88.46 0.00 88.46 0.00 88.46 11.54 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

20.40 281.31 576.56 251.97 218.68 469.08 183.32 0.00 0.00 0.00 0.00 59.09 0.00 3.45 0.00 0.00 0.00 420.24 0.00 0.00 2,484.10

20.40 301.71 878.27 1,130.24 1,348.92 1,818.01 2,001.33 2,001.33 2,001.33 2,001.33 2,001.33 2,060.41 2,060.41 2,063.86 2,063.86 2,063.86 2,063.86 2,484.10 2,484.10 2,484.10

BAND

CUM.

0.82 0.82 11.32 12.15 23.21 35.36 10.14 45.50 8.80 54.30 18.88 73.19 7.38 80.57 0.00 80.57 0.00 80.57 0.00 80.57 0.00 80.57 2.38 82.94 0.00 82.94 0.14 83.08 0.00 83.08 0.00 83.08 0.00 83.08 16.92 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

4.67 56.33 61.99 38.42 24.38 100.77 37.02 0.00 0.00 0.00 0.00 21.71 0.00 1.25 0.00 0.00 0.00 40.00 0.00 0.00

CUM

4.67 32.22 47.06 44.81 39.45 46.80 45.69 42.19 40.40 39.02 37.76 36.98 35.58 34.02 32.30 28.42 23.21 24.98 23.07 21.73 21.73

Page 126 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,898 3,235 3,749 1,767 1,410 645 451 285 157 72 56 57 47 41 38 53 31 42 9 4 16,047

3,898 7,133 10,882 12,649 14,059 14,704 15,155 15,440 15,597 15,669 15,725 15,782 15,829 15,870 15,908 15,961 15,992 16,034 16,043 16,047

BAND

CUM.

24.29 24.29 20.16 44.45 23.36 67.81 11.01 78.82 8.79 87.61 4.02 91.63 2.81 94.44 1.78 96.22 0.98 97.20 0.45 97.64 0.35 97.99 0.36 98.35 0.29 98.64 0.26 98.90 0.24 99.13 0.33 99.46 0.19 99.66 0.26 99.92 0.06 99.98 0.02 100.00

PERCENTAGE rp

1,832.31 758.32 1,814.67 1,474.38 2,002.25 1,276.93 1,725.78 1,093.90 951.67 526.61 402.01 498.06 417.85 760.63 399.33 1,510.27 1,046.78 2,914.46 1,765.43 605.26 23,776.89

1,832.31 2,590.64 4,405.30 5,879.68 7,881.93 9,158.86 10,884.64 11,978.54 12,930.21 13,456.82 13,858.83 14,356.88 14,774.73 15,535.36 15,934.69 17,444.96 18,491.73 21,406.20 23,171.63 23,776.89

BAND

7.71 3.19 7.63 6.20 8.42 5.37 7.26 4.60 4.00 2.21 1.69 2.09 1.76 3.20 1.68 6.35 4.40 12.26 7.42 2.55

CUM.

7.71 10.90 18.53 24.73 33.15 38.52 45.78 50.38 54.38 56.60 58.29 60.38 62.14 65.34 67.02 73.37 77.77 90.03 97.45 100.00

PERCENTAGE f

4 7 8 4 6 1 2 1 0 2 1 0 0 0 0 3 1 4 7 2 53

4 11 19 23 29 30 32 33 33 35 36 36 36 36 36 39 40 44 51 53

BAND

CUM.

7.55 7.55 13.21 20.75 15.09 35.85 7.55 43.40 11.32 54.72 1.89 56.60 3.77 60.38 1.89 62.26 0.00 62.26 3.77 66.04 1.89 67.92 0.00 67.92 0.00 67.92 0.00 67.92 0.00 67.92 5.66 73.58 1.89 75.47 7.55 83.02 13.21 96.23 3.77 100.00

PERCENTAGE rp

401.96 254.46 577.75 465.90 1,242.43 503.05 69.51 116.58 0.00 231.86 1.09 0.00 0.00 0.00 0.00 766.26 452.24 303.93 2,663.09 4,082.85 12,132.97

401.96 656.42 1,234.16 1,700.07 2,942.50 3,445.55 3,515.06 3,631.63 3,631.63 3,863.50 3,864.59 3,864.59 3,864.59 3,864.59 3,864.59 4,630.85 5,083.10 5,387.03 8,050.12 12,132.97

BAND

CUM.

3.31 3.31 2.10 5.41 4.76 10.17 3.84 14.01 10.24 24.25 4.15 28.40 0.57 28.97 0.96 29.93 0.00 29.93 1.91 31.84 0.01 31.85 0.00 31.85 0.00 31.85 0.00 31.85 0.00 31.85 6.32 38.17 3.73 41.89 2.51 44.40 21.95 66.35 33.65 100.00

PERCENTAGE BAND

21.94 33.56 31.84 31.60 62.05 39.40 4.03 10.66 0.00 44.03 0.27 0.00 0.00 0.00 0.00 50.74 43.20 10.43 150.85 674.56

CUM

21.94 25.34 28.02 28.91 37.33 37.62 32.29 30.32 28.09 28.71 27.89 26.92 26.16 24.88 24.25 26.55 27.49 25.17 34.74 51.03 51.03

Page 127 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

998 832 587 203 190 69 45 27 17 6 3 6 4 2 1 6 8 0 0 0 3,004

998 1,830 2,417 2,620 2,810 2,879 2,924 2,951 2,968 2,974 2,977 2,983 2,987 2,989 2,990 2,996 3,004 3,004 3,004 3,004

BAND

33.22 27.70 19.54 6.76 6.32 2.30 1.50 0.90 0.57 0.20 0.10 0.20 0.13 0.07 0.03 0.20 0.27 0.00 0.00 0.00

CUM.

33.22 60.92 80.46 87.22 93.54 95.84 97.34 98.24 98.80 99.00 99.10 99.30 99.43 99.50 99.53 99.73 100.00 100.00 100.00 100.00

PERCENTAGE rp

119.71 239.56 379.54 231.48 342.57 178.12 121.99 65.77 122.05 18.14 14.74 33.69 30.28 14.23 5.30 139.58 402.47 0.00 0.00 0.00 2,459.23

119.71 359.26 738.80 970.29 1,312.86 1,490.98 1,612.97 1,678.75 1,800.79 1,818.94 1,833.68 1,867.37 1,897.65 1,911.88 1,917.17 2,056.76 2,459.23 2,459.23 2,459.23 2,459.23

BAND

4.87 9.74 15.43 9.41 13.93 7.24 4.96 2.67 4.96 0.74 0.60 1.37 1.23 0.58 0.22 5.68 16.37 0.00 0.00 0.00

CUM.

4.87 14.61 30.04 39.45 53.39 60.63 65.59 68.26 73.23 73.96 74.56 75.93 77.16 77.74 77.96 83.63 100.00 100.00 100.00 100.00

PERCENTAGE f

1 3 6 2 0 0 0 0 1 0 0 2 0 0 0 0 0 0 0 0 15

1 4 10 12 12 12 12 12 13 13 13 15 15 15 15 15 15 15 15 15

BAND

6.67 20.00 40.00 13.33 0.00 0.00 0.00 0.00 6.67 0.00 0.00 13.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

6.67 26.67 66.67 80.00 80.00 80.00 80.00 80.00 86.67 86.67 86.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

50.00 187.21 640.26 212.21 0.00 0.00 0.00 0.00 2.40 0.00 0.00 45.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,137.88

50.00 237.21 877.47 1,089.68 1,089.68 1,089.68 1,089.68 1,089.68 1,092.08 1,092.08 1,092.08 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88

BAND

4.39 16.45 56.27 18.65 0.00 0.00 0.00 0.00 0.21 0.00 0.00 4.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

4.39 20.85 77.11 95.76 95.76 95.76 95.76 95.76 95.97 95.97 95.97 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

41.77 78.15 168.69 91.67 0.00 0.00 0.00 0.00 1.97 0.00 0.00 135.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

41.77 66.03 118.77 112.30 83.00 73.08 67.56 64.91 60.64 60.04 59.56 60.93 59.96 59.52 59.35 55.32 46.27 46.27 46.27 46.27 46.27

Page 128 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,238 2,367 2,300 1,113 1,147 467 327 231 133 77 48 59 56 62 37 67 43 23 17 5 10,817

2,238 4,605 6,905 8,018 9,165 9,632 9,959 10,190 10,323 10,400 10,448 10,507 10,563 10,625 10,662 10,729 10,772 10,795 10,812 10,817

BAND

CUM.

20.69 20.69 21.88 42.57 21.26 63.83 10.29 74.12 10.60 84.73 4.32 89.05 3.02 92.07 2.14 94.20 1.23 95.43 0.71 96.14 0.44 96.59 0.55 97.13 0.52 97.65 0.57 98.23 0.34 98.57 0.62 99.19 0.40 99.58 0.21 99.80 0.16 99.95 0.05 100.00

PERCENTAGE rp

469.03 503.57 1,656.42 867.25 1,399.17 806.69 865.27 896.49 681.32 423.99 299.92 476.18 354.11 693.11 531.04 1,385.22 1,649.39 1,675.77 1,252.03 78.69 16,964.66

469.03 972.61 2,629.03 3,496.28 4,895.45 5,702.13 6,567.40 7,463.89 8,145.20 8,569.19 8,869.12 9,345.30 9,699.41 10,392.52 10,923.56 12,308.78 13,958.17 15,633.94 16,885.97 16,964.66

BAND

2.76 2.97 9.76 5.11 8.25 4.76 5.10 5.28 4.02 2.50 1.77 2.81 2.09 4.09 3.13 8.17 9.72 9.88 7.38 0.46

PERCENTAGE

CUM.

2.76 5.73 15.50 20.61 28.86 33.61 38.71 44.00 48.01 50.51 52.28 55.09 57.17 61.26 64.39 72.56 82.28 92.16 99.54 100.00

4 1 3 0 3 2 1 6 4 2 3 5 3 4 0 9 12 4 0 0 66

4 5 8 8 11 13 14 20 24 26 29 34 37 41 41 50 62 66 66 66

BAND

6.06 1.52 4.55 0.00 4.55 3.03 1.52 9.09 6.06 3.03 4.55 7.58 4.55 6.06 0.00 13.64 18.18 6.06 0.00 0.00

CUM.

PERCENTAGE rp

6.06 126.05 7.58 2,202.14 12.12 209.03 12.12 0.00 16.67 99.63 19.70 15.43 21.21 5.50 30.30 281.38 36.36 320.30 39.39 22.07 43.94 1,017.07 51.52 802.54 56.06 386.10 62.12 117.71 62.12 0.00 75.76 4,036.40 93.94 1,354.46 100.00 1,273.84 100.00 0.00 100.00 0.00 22,269.65

126.05 2,328.19 2,537.21 2,537.21 2,636.84 2,652.27 2,657.77 2,939.15 3,259.45 3,281.52 4,298.59 5,101.13 5,487.23 5,604.94 5,604.94 19,641.34 20,995.81 22,269.65 22,269.65 22,269.65

BAND

CUM.

PERCENTAGE BAND

0.57 0.57 26.87 9.89 10.45 437.30 0.94 11.39 12.62 0.00 11.39 0.00 0.45 11.84 7.12 0.07 11.91 1.91 0.02 11.93 0.64 1.26 13.20 31.39 1.44 14.64 47.01 0.10 14.74 5.21 4.57 19.30 339.11 3.60 22.91 168.54 1.73 24.64 109.03 0.53 25.17 16.98 0.00 25.17 0.00 63.03 88.20 1,013.30 6.08 94.28 82.12 5.72 100.00 76.02 0.00 100.00 0.00 0.00 100.00 0.00

CUM

26.87 239.38 96.51 72.57 53.86 46.51 40.47 39.38 40.02 38.29 48.47 54.59 56.57 53.93 51.31 159.57 150.42 142.44 131.88 131.27 131.27

Page 129 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

18,020 20,640 33,794 24,294 28,105 13,839 9,771 6,872 3,730 1,999 1,519 1,596 1,107 1,345 829 1,243 1,004 435 496 124 170,762

18,020 38,660 72,454 96,748 124,853 138,692 148,463 155,335 159,065 161,064 162,583 164,179 165,286 166,631 167,460 168,703 169,707 170,142 170,638 170,762

BAND

10.55 12.09 19.79 14.23 16.46 8.10 5.72 4.02 2.18 1.17 0.89 0.93 0.65 0.79 0.49 0.73 0.59 0.25 0.29 0.07

CUM.

10.55 22.64 42.43 56.66 73.12 81.22 86.94 90.97 93.15 94.32 95.21 96.14 96.79 97.58 98.07 98.79 99.38 99.64 99.93 100.00

PERCENTAGE rp

15,749.68 4,252.62 10,965.28 12,881.91 26,798.52 16,228.19 17,061.43 18,508.80 18,046.05 8,719.19 7,440.63 14,528.32 8,627.29 14,377.20 10,867.34 23,019.30 31,193.10 27,512.17 92,036.07 132,998.95 511,812.03

15,749.68 20,002.30 30,967.58 43,849.48 70,648.00 86,876.19 103,937.62 122,446.42 140,492.47 149,211.66 156,652.29 171,180.61 179,807.89 194,185.09 205,052.43 228,071.74 259,264.84 286,777.01 378,813.08 511,812.03

BAND

CUM.

3.08 3.08 0.83 3.91 2.14 6.05 2.52 8.57 5.24 13.80 3.17 16.97 3.33 20.31 3.62 23.92 3.53 27.45 1.70 29.15 1.45 30.61 2.84 33.45 1.69 35.13 2.81 37.94 2.12 40.06 4.50 44.56 6.09 50.66 5.38 56.03 17.98 74.01 25.99 100.00

PERCENTAGE f

127 46 75 46 59 37 44 41 26 23 10 67 18 33 45 49 44 52 82 27 951

BAND

CUM.

127 13.35 13.35 173 4.84 18.19 248 7.89 26.08 294 4.84 30.91 353 6.20 37.12 390 3.89 41.01 434 4.63 45.64 475 4.31 49.95 501 2.73 52.68 524 2.42 55.10 534 1.05 56.15 601 7.05 63.20 619 1.89 65.09 652 3.47 68.56 697 4.73 73.29 746 5.15 78.44 790 4.63 83.07 842 5.47 88.54 924 8.62 97.16 951 2.84 100.00

PERCENTAGE rp

10,774.68 1,804.87 4,701.16 13,778.28 2,518.71 4,169.38 6,007.77 4,980.62 9,999.22 6,221.30 1,949.11 1,982.37 5,044.02 37,709.49 4,663.41 37,315.98 6,720.89 1,908.40 42,744.50 26,725.61 231,719.77

10,774.68 12,579.55 17,280.71 31,058.99 33,577.69 37,747.08 43,754.85 48,735.47 58,734.69 64,955.99 66,905.11 68,887.48 73,931.50 111,640.99 116,304.39 153,620.37 160,341.26 162,249.66 204,994.16 231,719.77

BAND

4.65 0.78 2.03 5.95 1.09 1.80 2.59 2.15 4.32 2.68 0.84 0.86 2.18 16.27 2.01 16.10 2.90 0.82 18.45 11.53

CUM.

PERCENTAGE BAND

4.65 68.41 5.43 42.44 7.46 42.87 13.40 106.96 14.49 9.40 16.29 25.69 18.88 35.21 21.03 26.91 25.35 55.41 28.03 71.35 28.87 26.20 29.73 13.64 31.91 58.47 48.18 262.29 50.19 42.91 66.30 162.11 69.20 21.55 70.02 6.94 88.47 46.44 100.00 20.09

CUM

68.41 62.89 55.80 70.83 47.53 43.45 42.10 39.80 41.81 43.53 42.71 40.24 41.12 57.49 56.72 67.36 61.84 56.58 54.11 45.27 45.27

Page 130 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

22,417 21,672 20,834 9,749 8,942 3,890 2,904 2,082 1,198 695 614 698 549 750 577 923 830 456 430 97 100,307

22,417 44,089 64,923 74,672 83,614 87,504 90,408 92,490 93,688 94,383 94,997 95,695 96,244 96,994 97,571 98,494 99,324 99,780 100,210 100,307

BAND

CUM.

22.35 22.35 21.61 43.95 20.77 64.72 9.72 74.44 8.91 83.36 3.88 87.24 2.90 90.13 2.08 92.21 1.19 93.40 0.69 94.09 0.61 94.71 0.70 95.40 0.55 95.95 0.75 96.70 0.58 97.27 0.92 98.19 0.83 99.02 0.45 99.47 0.43 99.90 0.10 100.00

PERCENTAGE rp

14,775.29 4,377.39 8,410.03 6,761.12 10,072.56 6,067.14 6,979.77 11,244.97 7,838.30 3,731.71 4,033.13 5,044.53 5,250.90 7,655.01 7,514.58 15,818.78 27,357.66 28,845.52 44,594.62 33,139.59 259,512.60

14,775.29 19,152.69 27,562.72 34,323.83 44,396.40 50,463.54 57,443.31 68,688.28 76,526.58 80,258.29 84,291.41 89,335.94 94,586.85 102,241.85 109,756.44 125,575.22 152,932.88 181,778.40 226,373.02 259,512.60

BAND

5.69 1.69 3.24 2.61 3.88 2.34 2.69 4.33 3.02 1.44 1.55 1.94 2.02 2.95 2.90 6.10 10.54 11.12 17.18 12.77

CUM.

5.69 7.38 10.62 13.23 17.11 19.45 22.14 26.47 29.49 30.93 32.48 34.42 36.45 39.40 42.29 48.39 58.93 70.05 87.23 100.00

PERCENTAGE f

44 13 37 23 34 11 8 23 18 13 8 18 14 40 38 55 64 49 53 115

44 57 94 117 151 162 170 193 211 224 232 250 264 304 342 397 461 510 563 678

678

BAND

CUM.

6.49 6.49 1.92 8.41 5.46 13.86 3.39 17.26 5.01 22.27 1.62 23.89 1.18 25.07 3.39 28.47 2.65 31.12 1.92 33.04 1.18 34.22 2.65 36.87 2.06 38.94 5.90 44.84 5.60 50.44 8.11 58.55 9.44 67.99 7.23 75.22 7.82 83.04 16.96 100.00

PERCENTAGE rp

4,225.38 324.65 1,417.49 673.32 20,874.04 597.30 1,460.02 3,295.20 778.81 4,549.57 236.92 2,302.89 263.63 8,340.86 7,415.08 16,462.16 40,147.45 45,454.10 104,612.04 88,340.14 351,771.04

4,225.38 4,550.02 5,967.51 6,640.83 27,514.87 28,112.17 29,572.19 32,867.39 33,646.20 38,195.77 38,432.69 40,735.58 40,999.21 49,340.07 56,755.15 73,217.31 113,364.77 158,818.86 263,430.90 351,771.04

BAND

CUM.

1.20 1.20 0.09 1.29 0.40 1.70 0.19 1.89 5.93 7.82 0.17 7.99 0.42 8.41 0.94 9.34 0.22 9.56 1.29 10.86 0.07 10.93 0.65 11.58 0.07 11.66 2.37 14.03 2.11 16.13 4.68 20.81 11.41 32.23 12.92 45.15 29.74 74.89 25.11 100.00

PERCENTAGE BAND

CUM.

28.60 28.60 7.42 23.76 16.85 21.65 9.96 19.35 207.24 61.98 9.84 55.71 20.92 51.48 29.30 47.85 9.94 43.97 121.92 47.59 5.87 45.60 45.65 45.60 5.02 43.35 108.96 48.26 98.68 51.71 104.07 58.31 146.75 74.13 157.58 87.37 234.58 116.37 266.57 135.55 135.55

Page 131 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

12,576 9,192 7,824 3,667 3,683 1,921 1,428 1,087 613 354 269 283 209 304 188 229 164 85 62 18 44,156

12,576 21,768 29,592 33,259 36,942 38,863 40,291 41,378 41,991 42,345 42,614 42,897 43,106 43,410 43,598 43,827 43,991 44,076 44,138 44,156

BAND

CUM.

PERCENTAGE rp

28.48 28.48 4,340.01 20.82 49.30 2,062.16 17.72 67.02 3,127.44 8.30 75.32 2,511.61 8.34 83.66 4,703.44 4.35 88.01 16,129.97 3.23 91.25 3,319.56 2.46 93.71 3,695.31 1.39 95.10 2,774.47 0.80 95.90 1,817.04 0.61 96.51 1,788.96 0.64 97.15 2,957.56 0.47 97.62 2,222.45 0.69 98.31 3,720.08 0.43 98.74 1,610.23 0.52 99.25 5,068.84 0.37 99.63 5,521.91 0.19 99.82 4,651.82 0.14 99.96 5,400.33 0.04 100.00 1,931.15 79,354.35

4,340.01 6,402.17 9,529.61 12,041.22 16,744.66 32,874.63 36,194.18 39,889.50 42,663.97 44,481.01 46,269.97 49,227.53 51,449.98 55,170.07 56,780.29 61,849.14 67,371.05 72,022.87 77,423.20 79,354.35

BAND

CUM.

5.47 5.47 2.60 8.07 3.94 12.01 3.17 15.17 5.93 21.10 20.33 41.43 4.18 45.61 4.66 50.27 3.50 53.76 2.29 56.05 2.25 58.31 3.73 62.04 2.80 64.84 4.69 69.52 2.03 71.55 6.39 77.94 6.96 84.90 5.86 90.76 6.81 97.57 2.43 100.00

PERCENTAGE f

13 3 8 8 24 13 7 14 7 7 2 55 4 24 17 12 41 19 10 42

13 3.94 3.94 16 0.91 4.85 24 2.42 7.27 32 2.42 9.70 56 7.27 16.97 69 3.94 20.91 76 2.12 23.03 90 4.24 27.27 97 2.12 29.39 104 2.12 31.52 106 0.61 32.12 161 16.67 48.79 165 1.21 50.00 189 7.27 57.27 206 5.15 62.42 218 3.64 66.06 259 12.42 78.48 278 5.76 84.24 288 3.03 87.27 330 12.73 100.00

330

BAND

CUM.

PERCENTAGE rp

6,102.22 110.14 247.30 317.80 479.62 822.35 578.05 2,688.29 196.73 945.12 1,166.18 1,550.26 100.10 3,190.24 2,260.94 254.80 9,289.81 477.97 2,447.04 501.54 33,726.51

6,102.22 6,212.36 6,459.66 6,777.46 7,257.08 8,079.43 8,657.48 11,345.78 11,542.50 12,487.62 13,653.80 15,204.07 15,304.16 18,494.41 20,755.35 21,010.15 30,299.96 30,777.93 33,224.97 33,726.51

BAND

CUM.

18.09 18.09 0.33 18.42 0.73 19.15 0.94 20.10 1.42 21.52 2.44 23.96 1.71 25.67 7.97 33.64 0.58 34.22 2.80 37.03 3.46 40.48 4.60 45.08 0.30 45.38 9.46 54.84 6.70 61.54 0.76 62.30 27.54 89.84 1.42 91.26 7.26 98.51 1.49 100.00

PERCENTAGE BAND

140.60 5.34 7.91 12.65 10.20 5.10 17.41 72.75 7.09 52.01 65.19 52.42 4.50 85.76 140.41 5.03 168.24 10.27 45.31 25.97

CUM

140.60 97.04 67.79 56.29 43.34 24.58 23.92 28.44 27.05 28.07 29.51 30.89 29.75 33.52 36.55 33.97 44.97 42.73 42.91 42.50 42.50

Page 132 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,655 1,473 1,288 614 574 335 191 162 89 53 38 45 28 39 18 24 29 11 10 5 6,681

1,655 3,128 4,416 5,030 5,604 5,939 6,130 6,292 6,381 6,434 6,472 6,517 6,545 6,584 6,602 6,626 6,655 6,666 6,676 6,681

BAND

CUM.

PERCENTAGE rp

24.77 24.77 287.94 22.05 46.82 252.08 19.28 66.10 458.46 9.19 75.29 349.74 8.59 83.88 669.91 5.01 88.89 443.72 2.86 91.75 380.94 2.42 94.18 453.69 1.33 95.51 324.06 0.79 96.30 246.39 0.57 96.87 183.99 0.67 97.55 265.22 0.42 97.96 284.36 0.58 98.55 441.27 0.27 98.82 207.99 0.36 99.18 249.66 0.43 99.61 1,904.08 0.16 99.78 480.30 0.15 99.93 827.67 0.07 100.00 625.84 9,337.32

287.94 540.01 998.48 1,348.22 2,018.13 2,461.85 2,842.79 3,296.48 3,620.54 3,866.93 4,050.92 4,316.15 4,600.51 5,041.78 5,249.77 5,499.43 7,403.50 7,883.81 8,711.48 9,337.32

BAND

3.08 2.70 4.91 3.75 7.17 4.75 4.08 4.86 3.47 2.64 1.97 2.84 3.05 4.73 2.23 2.67 20.39 5.14 8.86 6.70

CUM.

3.08 5.78 10.69 14.44 21.61 26.37 30.45 35.30 38.77 41.41 43.38 46.22 49.27 54.00 56.22 58.90 79.29 84.43 93.30 100.00

PERCENTAGE f

0 0 1 1 0 1 1 0 0 2 0 0 0 2 0 0 4 2 3 85 102

0 0 1 2 2 3 4 4 4 6 6 6 6 8 8 8 12 14 17 102

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.98 0.98 3.46 3.46 0.98 1.96 1.16 4.62 0.00 1.96 0.00 4.62 0.98 2.94 27.42 32.04 0.98 3.92 1,077.28 1,109.31 0.00 3.92 0.00 1,109.31 0.00 3.92 0.00 1,109.31 1.96 5.88 16.62 1,125.94 0.00 5.88 0.00 1,125.94 0.00 5.88 0.00 1,125.94 0.00 5.88 0.00 1,125.94 1.96 7.84 9.21 1,135.14 0.00 7.84 0.00 1,135.14 0.00 7.84 0.00 1,135.14 3.92 11.76 166.32 1,301.46 1.96 13.73 764.14 2,065.60 2.94 16.67 178.19 2,243.79 83.33 100.00 1,774.69 4,018.48 4,018.48

BAND

CUM.

0.00 0.00 0.00 0.00 0.09 0.09 0.03 0.11 0.00 0.11 0.68 0.80 26.81 27.61 0.00 27.61 0.00 27.61 0.41 28.02 0.00 28.02 0.00 28.02 0.00 28.02 0.23 28.25 0.00 28.25 0.00 28.25 4.14 32.39 19.02 51.40 4.43 55.84 44.16 100.00

PERCENTAGE BAND

0.00 0.00 0.75 0.33 0.00 6.18 282.79 0.00 0.00 6.75 0.00 0.00 0.00 2.09 0.00 0.00 8.73 159.09 21.53 283.57

CUM

0.00 0.00 0.35 0.34 0.23 1.30 39.02 33.65 30.64 29.12 27.79 26.09 24.47 22.51 21.62 20.64 17.58 26.20 25.76 43.04 43.04

Page 133 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

13,196 12,156 13,432 7,056 7,631 3,779 2,953 2,267 1,349 766 667 716 496 598 353 572 383 163 182 56 68,771

13,196 25,352 38,784 45,840 53,471 57,250 60,203 62,470 63,819 64,585 65,252 65,968 66,464 67,062 67,415 67,987 68,370 68,533 68,715 68,771

BAND

19.19 17.68 19.53 10.26 11.10 5.50 4.29 3.30 1.96 1.11 0.97 1.04 0.72 0.87 0.51 0.83 0.56 0.24 0.26 0.08

CUM.

19.19 36.86 56.40 66.66 77.75 83.25 87.54 90.84 92.80 93.91 94.88 95.92 96.65 97.51 98.03 98.86 99.42 99.65 99.92 100.00

PERCENTAGE rp

7,269.60 2,692.96 5,531.40 4,696.60 7,724.04 5,533.30 14,971.41 7,018.87 5,794.65 3,486.03 3,790.44 5,368.99 4,561.72 8,762.17 5,365.45 15,696.21 15,337.15 11,231.84 24,195.22 27,836.27 186,864.30

7,269.60 9,962.56 15,493.96 20,190.56 27,914.60 33,447.89 48,419.30 55,438.17 61,232.82 64,718.85 68,509.29 73,878.28 78,440.00 87,202.17 92,567.62 108,263.82 123,600.97 134,832.82 159,028.03 186,864.30

BAND

3.89 1.44 2.96 2.51 4.13 2.96 8.01 3.76 3.10 1.87 2.03 2.87 2.44 4.69 2.87 8.40 8.21 6.01 12.95 14.90

PERCENTAGE

CUM.

3.89 5.33 8.29 10.80 14.94 17.90 25.91 29.67 32.77 34.63 36.66 39.54 41.98 46.67 49.54 57.94 66.14 72.16 85.10 100.00

25 9 13 4 15 10 14 16 41 6 10 46 14 44 15 29 27 11 22 6

25 34 47 51 66 76 90 106 147 153 163 209 223 267 282 311 338 349 371 377

377

BAND

6.63 2.39 3.45 1.06 3.98 2.65 3.71 4.24 10.88 1.59 2.65 12.20 3.71 11.67 3.98 7.69 7.16 2.92 5.84 1.59

CUM.

6.63 9.02 12.47 13.53 17.51 20.16 23.87 28.12 38.99 40.58 43.24 55.44 59.15 70.82 74.80 82.49 89.66 92.57 98.41 100.00

PERCENTAGE rp

16,316.37 189.55 197.56 263.24 1,812.25 242.86 1,516.46 1,289.33 3,998.81 69.75 428.65 1,084.76 835.87 11,750.85 14,839.72 12,393.76 11,512.10 6,410.59 4,624.55 43,154.18 132,931.22

16,316.37 16,505.92 16,703.48 16,966.72 18,778.97 19,021.83 20,538.29 21,827.62 25,826.43 25,896.19 26,324.83 27,409.59 28,245.46 39,996.31 54,836.03 67,229.80 78,741.89 85,152.49 89,777.03 132,931.22

BAND

CUM.

12.27 12.27 0.14 12.42 0.15 12.57 0.20 12.76 1.36 14.13 0.18 14.31 1.14 15.45 0.97 16.42 3.01 19.43 0.05 19.48 0.32 19.80 0.82 20.62 0.63 21.25 8.84 30.09 11.16 41.25 9.32 50.57 8.66 59.24 4.82 64.06 3.48 67.54 32.46 100.00

PERCENTAGE BAND

224.45 7.04 3.57 5.60 23.46 4.39 10.13 18.37 69.01 2.00 11.31 20.20 18.32 134.11 276.58 78.96 75.06 57.08 19.11 155.03

CUM

224.45 165.68 107.81 84.03 67.27 56.87 42.42 39.37 42.18 40.01 38.43 37.10 36.01 45.87 59.24 62.10 63.71 63.15 56.45 71.14 71.14

Page 134 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,473 6,779 4,284 1,385 1,059 307 226 128 82 34 22 41 24 22 11 28 46 11 4 1 21,967

7,473 14,252 18,536 19,921 20,980 21,287 21,513 21,641 21,723 21,757 21,779 21,820 21,844 21,866 21,877 21,905 21,951 21,962 21,966 21,967

BAND

CUM.

34.02 34.02 30.86 64.88 19.50 84.38 6.30 90.69 4.82 95.51 1.40 96.90 1.03 97.93 0.58 98.52 0.37 98.89 0.15 99.04 0.10 99.14 0.19 99.33 0.11 99.44 0.10 99.54 0.05 99.59 0.13 99.72 0.21 99.93 0.05 99.98 0.02 100.00 0.00 100.00

PERCENTAGE rp

4,865.88 3,448.94 4,315.00 3,010.01 2,748.01 1,158.17 1,051.48 668.03 567.80 356.03 270.74 359.25 373.73 502.00 467.47 630.51 1,624.46 412.40 363.28 21.38 27,214.57

4,865.88 8,314.81 12,629.82 15,639.83 18,387.84 19,546.01 20,597.49 21,265.52 21,833.32 22,189.35 22,460.09 22,819.34 23,193.08 23,695.08 24,162.55 24,793.05 26,417.51 26,829.91 27,193.19 27,214.57

BAND

17.88 12.67 15.86 11.06 10.10 4.26 3.86 2.45 2.09 1.31 0.99 1.32 1.37 1.84 1.72 2.32 5.97 1.52 1.33 0.08

PERCENTAGE

CUM.

17.88 30.55 46.41 57.47 67.57 71.82 75.69 78.14 80.23 81.53 82.53 83.85 85.22 87.07 88.79 91.10 97.07 98.59 99.92 100.00

31 28 17 8 5 1 2 0 2 0 0 4 1 3 0 4 1 2 0 0

31 28.44 28.44 59 25.69 54.13 76 15.60 69.72 84 7.34 77.06 89 4.59 81.65 90 0.92 82.57 92 1.83 84.40 92 0.00 84.40 94 1.83 86.24 94 0.00 86.24 94 0.00 86.24 98 3.67 89.91 99 0.92 90.83 102 2.75 93.58 102 0.00 93.58 106 3.67 97.25 107 0.92 98.17 109 1.83 100.00 109 0.00 100.00 109 0.00 100.00

109

BAND

CUM.

PERCENTAGE rp

3,431.03 1,971.34 956.86 2,681.63 277.46 630.00 64.07 0.00 34.31 0.00 0.00 106.78 287.83 118.56 0.00 3.05 407.89 999.08 0.00 0.00 11,969.88

3,431.03 5,402.37 6,359.23 9,040.86 9,318.32 9,948.32 10,012.39 10,012.39 10,046.70 10,046.70 10,046.70 10,153.47 10,441.31 10,559.87 10,559.87 10,562.92 10,970.80 11,969.88 11,969.88 11,969.88

BAND

CUM.

28.66 28.66 16.47 45.13 7.99 53.13 22.40 75.53 2.32 77.85 5.26 83.11 0.54 83.65 0.00 83.65 0.29 83.93 0.00 83.93 0.00 83.93 0.89 84.83 2.40 87.23 0.99 88.22 0.00 88.22 0.03 88.25 3.41 91.65 8.35 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

70.51 57.16 22.18 89.09 10.10 54.40 6.09 0.00 6.04 0.00 0.00 29.72 77.02 23.62 0.00 0.48 25.11 242.26 0.00 0.00

CUM

70.51 64.97 50.35 57.81 50.68 50.90 48.61 47.08 46.02 45.28 44.73 44.50 45.02 44.57 43.70 42.60 41.53 44.61 44.02 43.98 43.98

Page 135 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

980 696 563 302 284 120 95 46 24 18 5 12 4 7 10 16 7 2 0 0 3,191

980 1,676 2,239 2,541 2,825 2,945 3,040 3,086 3,110 3,128 3,133 3,145 3,149 3,156 3,166 3,182 3,189 3,191 3,191 3,191

BAND

CUM.

30.71 30.71 21.81 52.52 17.64 70.17 9.46 79.63 8.90 88.53 3.76 92.29 2.98 95.27 1.44 96.71 0.75 97.46 0.56 98.03 0.16 98.18 0.38 98.56 0.13 98.68 0.22 98.90 0.31 99.22 0.50 99.72 0.22 99.94 0.06 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

335.54 288.81 430.98 500.49 662.15 359.01 338.20 189.06 177.34 88.76 19.47 238.13 104.95 73.87 255.54 867.21 561.84 327.88 0.00 0.00 5,819.23

335.54 624.35 1,055.34 1,555.83 2,217.98 2,576.99 2,915.18 3,104.24 3,281.58 3,370.35 3,389.82 3,627.95 3,732.89 3,806.77 4,062.30 4,929.51 5,491.35 5,819.23 5,819.23 5,819.23

BAND

5.77 4.96 7.41 8.60 11.38 6.17 5.81 3.25 3.05 1.53 0.33 4.09 1.80 1.27 4.39 14.90 9.65 5.63 0.00 0.00

CUM.

5.77 10.73 18.14 26.74 38.11 44.28 50.10 53.34 56.39 57.92 58.25 62.34 64.15 65.42 69.81 84.71 94.37 100.00 100.00 100.00

PERCENTAGE f

5 7 4 6 2 1 0 0 0 1 0 0 0 0 2 0 0 0 0 0 28

BAND

5 12 16 22 24 25 25 25 25 26 26 26 26 26 28 28 28 28 28 28

17.86 25.00 14.29 21.43 7.14 3.57 0.00 0.00 0.00 3.57 0.00 0.00 0.00 0.00 7.14 0.00 0.00 0.00 0.00 0.00

CUM.

17.86 42.86 57.14 78.57 85.71 89.29 89.29 89.29 89.29 92.86 92.86 92.86 92.86 92.86 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

120.61 588.81 509.76 743.61 914.04 19.62 0.00 0.00 0.00 554.20 0.00 0.00 0.00 0.00 118.01 0.00 0.00 0.00 0.00 0.00 3,568.67

120.61 709.43 1,219.19 1,962.80 2,876.84 2,896.46 2,896.46 2,896.46 2,896.46 3,450.66 3,450.66 3,450.66 3,450.66 3,450.66 3,568.67 3,568.67 3,568.67 3,568.67 3,568.67 3,568.67

BAND

3.38 16.50 14.28 20.84 25.61 0.55 0.00 0.00 0.00 15.53 0.00 0.00 0.00 0.00 3.31 0.00 0.00 0.00 0.00 0.00

CUM.

3.38 19.88 34.16 55.00 80.61 81.16 81.16 81.16 81.16 96.69 96.69 96.69 96.69 96.69 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

35.95 203.87 118.28 148.57 138.04 5.46 0.00 0.00 0.00 624.35 0.00 0.00 0.00 0.00 46.18 0.00 0.00 0.00 0.00 0.00

35.95 113.63 115.53 126.16 129.71 112.40 99.36 93.31 88.26 102.38 101.79 95.11 92.44 90.65 87.85 72.39 64.99 61.33 61.33 61.33 61.33

Page 136 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,364 1,792 1,333 607 656 349 206 145 99 42 40 42 20 27 15 26 24 18 20 7 7,832

2,364 4,156 5,489 6,096 6,752 7,101 7,307 7,452 7,551 7,593 7,633 7,675 7,695 7,722 7,737 7,763 7,787 7,805 7,825 7,832

BAND

CUM.

30.18 30.18 22.88 53.06 17.02 70.08 7.75 77.83 8.38 86.21 4.46 90.67 2.63 93.30 1.85 95.15 1.26 96.41 0.54 96.95 0.51 97.46 0.54 98.00 0.26 98.25 0.34 98.60 0.19 98.79 0.33 99.12 0.31 99.43 0.23 99.66 0.26 99.91 0.09 100.00

PERCENTAGE rp

668.61 668.61 444.54 1,113.15 629.41 1,742.56 482.95 2,225.51 915.15 3,140.66 765.97 3,906.62 694.34 4,600.96 539.98 5,140.94 507.84 5,648.77 224.71 5,873.48 263.54 6,137.03 284.96 6,421.99 222.50 6,644.49 475.23 7,119.72 253.98 7,373.70 895.91 8,269.61 1,243.08 9,512.69 1,377.83 10,890.52 3,784.10 14,674.62 1,132.50 15,807.12 15,807.12

BAND

4.23 2.81 3.98 3.06 5.79 4.85 4.39 3.42 3.21 1.42 1.67 1.80 1.41 3.01 1.61 5.67 7.86 8.72 23.94 7.16

CUM.

4.23 7.04 11.02 14.08 19.87 24.71 29.11 32.52 35.74 37.16 38.82 40.63 42.03 45.04 46.65 52.32 60.18 68.90 92.84 100.00

PERCENTAGE f

3 2 3 4 0 1 2 0 1 1 0 2 1 2 2 0 0 2 0 0 26

3 5 8 12 12 13 15 15 16 17 17 19 20 22 24 24 24 26 26 26

BAND

CUM.

11.54 11.54 7.69 19.23 11.54 30.77 15.38 46.15 0.00 46.15 3.85 50.00 7.69 57.69 0.00 57.69 3.85 61.54 3.85 65.38 0.00 65.38 7.69 73.08 3.85 76.92 7.69 84.62 7.69 92.31 0.00 92.31 0.00 92.31 7.69 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

36.57 40.98 188.87 496.10 0.00 506.38 118.15 0.00 133.07 21.69 0.00 609.99 24.69 616.98 195.00 0.00 0.00 6,059.81 0.00 0.00 9,048.29

36.57 77.54 266.41 762.51 762.51 1,268.90 1,387.05 1,387.05 1,520.12 1,541.81 1,541.81 2,151.81 2,176.50 2,793.48 2,988.48 2,988.48 2,988.48 9,048.29 9,048.29 9,048.29

BAND

CUM.

0.40 0.40 0.45 0.86 2.09 2.94 5.48 8.43 0.00 8.43 5.60 14.02 1.31 15.33 0.00 15.33 1.47 16.80 0.24 17.04 0.00 17.04 6.74 23.78 0.27 24.05 6.82 30.87 2.16 33.03 0.00 33.03 0.00 33.03 66.97 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

5.47 9.22 30.01 102.72 0.00 66.11 17.02 0.00 26.20 9.65 0.00 214.06 11.10 129.83 76.78 0.00 0.00 439.81 0.00 0.00

CUM

5.47 6.97 15.29 34.26 24.28 32.48 30.15 26.98 26.91 26.25 25.12 33.51 32.76 39.24 40.53 36.14 31.42 83.08 61.66 57.24 57.24

Page 137 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,393 2,966 3,271 1,817 1,717 779 599 386 185 82 75 79 43 59 36 51 52 22 24 8 14,644

2,393 5,359 8,630 10,447 12,164 12,943 13,542 13,928 14,113 14,195 14,270 14,349 14,392 14,451 14,487 14,538 14,590 14,612 14,636 14,644

BAND

CUM.

16.34 16.34 20.25 36.60 22.34 58.93 12.41 71.34 11.72 83.06 5.32 88.38 4.09 92.47 2.64 95.11 1.26 96.37 0.56 96.93 0.51 97.45 0.54 97.99 0.29 98.28 0.40 98.68 0.25 98.93 0.35 99.28 0.36 99.63 0.15 99.78 0.16 99.95 0.05 100.00

PERCENTAGE rp

1,033.33 967.72 2,057.94 1,712.69 2,957.69 2,126.44 2,162.93 1,793.23 1,089.94 597.63 608.87 606.22 433.38 976.40 391.84 885.92 2,022.97 1,901.15 7,158.89 2,568.10 34,053.28

1,033.33 2,001.05 4,058.99 5,771.68 8,729.37 10,855.81 13,018.74 14,811.97 15,901.91 16,499.54 17,108.41 17,714.63 18,148.01 19,124.41 19,516.25 20,402.17 22,425.14 24,326.29 31,485.18 34,053.28

BAND

3.03 2.84 6.04 5.03 8.69 6.24 6.35 5.27 3.20 1.75 1.79 1.78 1.27 2.87 1.15 2.60 5.94 5.58 21.02 7.54

PERCENTAGE

CUM.

3.03 5.88 11.92 16.95 25.63 31.88 38.23 43.50 46.70 48.45 50.24 52.02 53.29 56.16 57.31 59.91 65.85 71.44 92.46 100.00

3 11 6 4 4 1 1 1 0 0 0 0 0 2 1 3 5 1 5 0 48

3 14 20 24 28 29 30 31 31 31 31 31 31 33 34 37 42 43 48 48

BAND

CUM.

6.25 6.25 22.92 29.17 12.50 41.67 8.33 50.00 8.33 58.33 2.08 60.42 2.08 62.50 2.08 64.58 0.00 64.58 0.00 64.58 0.00 64.58 0.00 64.58 0.00 64.58 4.17 68.75 2.08 70.83 6.25 77.08 10.42 87.50 2.08 89.58 10.42 100.00 0.00 100.00

PERCENTAGE rp

108.86 1,024.85 798.46 241.91 259.70 355.97 102.15 1,038.24 0.00 0.00 0.00 0.00 0.00 359.77 668.86 297.49 250.34 34.88 2,801.59 0.00 8,343.08

108.86 1,133.71 1,932.17 2,174.08 2,433.78 2,789.74 2,891.89 3,930.13 3,930.13 3,930.13 3,930.13 3,930.13 3,930.13 4,289.90 4,958.76 5,256.26 5,506.60 5,541.49 8,343.08 8,343.08

BAND

PERCENTAGE

CUM.

BAND

1.30 1.30 12.28 13.59 9.57 23.16 2.90 26.06 3.11 29.17 4.27 33.44 1.22 34.66 12.44 47.11 0.00 47.11 0.00 47.11 0.00 47.11 0.00 47.11 0.00 47.11 4.31 51.42 8.02 59.44 3.57 63.00 3.00 66.00 0.42 66.42 33.58 100.00 0.00 100.00

10.53 105.90 38.80 14.12 8.78 16.74 4.72 57.90 0.00 0.00 0.00 0.00 0.00 36.85 170.70 33.58 12.38 1.83 39.13 0.00

CUM

10.53 56.66 47.60 37.67 27.88 25.70 22.21 26.53 24.71 23.82 22.97 22.19 21.66 22.43 25.41 25.76 24.56 22.78 26.50 24.50 24.50

Page 138 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,774 1,682 1,873 919 882 480 310 265 154 57 38 52 60 49 19 21 16 10 7 4 8,672

1,774 3,456 5,329 6,248 7,130 7,610 7,920 8,185 8,339 8,396 8,434 8,486 8,546 8,595 8,614 8,635 8,651 8,661 8,668 8,672

BAND

CUM.

20.46 20.46 19.40 39.85 21.60 61.45 10.60 72.05 10.17 82.22 5.54 87.75 3.57 91.33 3.06 94.38 1.78 96.16 0.66 96.82 0.44 97.26 0.60 97.86 0.69 98.55 0.57 99.11 0.22 99.33 0.24 99.57 0.18 99.76 0.12 99.87 0.08 99.95 0.05 100.00

PERCENTAGE rp

522.87 432.29 824.54 707.85 1,247.69 1,089.10 1,095.48 1,216.41 783.39 474.22 267.62 626.64 589.87 540.40 190.88 396.41 421.43 350.75 1,061.84 526.04 13,365.72

522.87 955.16 1,779.70 2,487.55 3,735.24 4,824.34 5,919.82 7,136.23 7,919.62 8,393.84 8,661.46 9,288.10 9,877.97 10,418.38 10,609.26 11,005.66 11,427.10 11,777.85 12,839.68 13,365.72

BAND

3.91 3.23 6.17 5.30 9.33 8.15 8.20 9.10 5.86 3.55 2.00 4.69 4.41 4.04 1.43 2.97 3.15 2.62 7.94 3.94

CUM.

3.91 7.15 13.32 18.61 27.95 36.09 44.29 53.39 59.25 62.80 64.80 69.49 73.91 77.95 79.38 82.34 85.50 88.12 96.06 100.00

PERCENTAGE f

1 4 3 2 0 2 0 1 0 2 2 0 0 0 0 0 0 0 2 0 19

BAND

CUM.

1 5 8 10 10 12 12 13 13 15 17 17 17 17 17 17 17 17 19 19

5.26 5.26 21.05 26.32 15.79 42.11 10.53 52.63 0.00 52.63 10.53 63.16 0.00 63.16 5.26 68.42 0.00 68.42 10.53 78.95 10.53 89.47 0.00 89.47 0.00 89.47 0.00 89.47 0.00 89.47 0.00 89.47 0.00 89.47 0.00 89.47 10.53 100.00 0.00 100.00

PERCENTAGE rp

5.00 292.21 243.66 159.98 0.00 787.42 0.00 832.50 0.00 339.04 21.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 424.47 0.00 3,105.66

5.00 297.21 540.87 700.86 700.86 1,488.27 1,488.27 2,320.77 2,320.77 2,659.81 2,681.19 2,681.19 2,681.19 2,681.19 2,681.19 2,681.19 2,681.19 2,681.19 3,105.66 3,105.66

BAND

CUM.

0.16 0.16 9.41 9.57 7.85 17.42 5.15 22.57 0.00 22.57 25.35 47.92 0.00 47.92 26.81 74.73 0.00 74.73 10.92 85.64 0.69 86.33 0.00 86.33 0.00 86.33 0.00 86.33 0.00 86.33 0.00 86.33 0.00 86.33 0.00 86.33 13.67 100.00 0.00 100.00

PERCENTAGE BAND

0.96 67.60 29.55 22.60 0.00 72.30 0.00 68.44 0.00 71.49 7.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 39.98 0.00

CUM

0.96 31.12 30.39 28.17 18.76 30.85 25.14 32.52 29.30 31.69 30.96 28.87 27.14 25.74 25.27 24.36 23.46 22.76 24.19 23.24 23.24

Page 139 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

980 1,053 864 409 442 249 156 127 48 30 22 26 10 22 3 13 5 1 0 0 4,460

980 2,033 2,897 3,306 3,748 3,997 4,153 4,280 4,328 4,358 4,380 4,406 4,416 4,438 4,441 4,454 4,459 4,460 4,460 4,460

BAND

CUM.

21.97 21.97 23.61 45.58 19.37 64.96 9.17 74.13 9.91 84.04 5.58 89.62 3.50 93.12 2.85 95.96 1.08 97.04 0.67 97.71 0.49 98.21 0.58 98.79 0.22 99.01 0.49 99.51 0.07 99.57 0.29 99.87 0.11 99.98 0.02 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

195.71 327.32 586.38 530.06 785.97 667.98 529.08 724.89 253.06 246.07 208.44 193.15 121.64 798.81 687.48 257.50 43.55 130.56 0.00 0.00 7,287.63

195.71 523.03 1,109.40 1,639.47 2,425.44 3,093.41 3,622.49 4,347.38 4,600.44 4,846.50 5,054.94 5,248.10 5,369.73 6,168.54 6,856.02 7,113.53 7,157.07 7,287.63 7,287.63 7,287.63

BAND

2.69 4.49 8.05 7.27 10.78 9.17 7.26 9.95 3.47 3.38 2.86 2.65 1.67 10.96 9.43 3.53 0.60 1.79 0.00 0.00

CUM.

2.69 7.18 15.22 22.50 33.28 42.45 49.71 59.65 63.13 66.50 69.36 72.01 73.68 84.64 94.08 97.61 98.21 100.00 100.00 100.00

PERCENTAGE f

1 4 4 5 0 1 1 0 1 0 0 1 1 0 0 0 0 0 0 0 19

1 5 9 14 14 15 16 16 17 17 17 18 19 19 19 19 19 19 19 19

BAND

5.26 21.05 21.05 26.32 0.00 5.26 5.26 0.00 5.26 0.00 0.00 5.26 5.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

5.26 11.25 11.25 26.32 297.03 308.28 47.37 745.47 1,053.75 73.68 370.22 1,423.97 73.68 0.00 1,423.97 78.95 22.92 1,446.89 84.21 238.91 1,685.80 84.21 0.00 1,685.80 89.47 2.50 1,688.30 89.47 0.00 1,688.30 89.47 0.00 1,688.30 94.74 84.12 1,772.41 100.00 3,742.44 5,514.86 100.00 0.00 5,514.86 100.00 0.00 5,514.86 100.00 0.00 5,514.86 100.00 0.00 5,514.86 100.00 0.00 5,514.86 100.00 0.00 5,514.86 100.00 0.00 5,514.86 5,514.86

BAND

0.20 5.39 13.52 6.71 0.00 0.42 4.33 0.00 0.05 0.00 0.00 1.53 67.86 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

CUM

0.20 5.75 5.59 90.75 19.11 127.13 25.82 69.84 25.82 0.00 26.24 3.43 30.57 45.16 30.57 0.00 30.61 0.99 30.61 0.00 30.61 0.00 32.14 43.55 100.00 3,076.77 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

5.75 58.94 94.98 86.86 58.71 46.77 46.54 38.78 36.70 34.84 33.40 33.77 102.70 89.40 80.44 77.53 77.05 75.67 75.67 75.67 75.67

Page 140 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,607 3,539 3,196 1,500 1,260 563 426 303 162 81 84 106 54 58 33 45 38 9 12 11 15,087

3,607 7,146 10,342 11,842 13,102 13,665 14,091 14,394 14,556 14,637 14,721 14,827 14,881 14,939 14,972 15,017 15,055 15,064 15,076 15,087

BAND

CUM.

23.91 23.91 23.46 47.37 21.18 68.55 9.94 78.49 8.35 86.84 3.73 90.57 2.82 93.40 2.01 95.41 1.07 96.48 0.54 97.02 0.56 97.57 0.70 98.28 0.36 98.63 0.38 99.02 0.22 99.24 0.30 99.54 0.25 99.79 0.06 99.85 0.08 99.93 0.07 100.00

PERCENTAGE rp

581.34 968.22 1,922.30 1,647.52 2,021.15 1,302.05 1,332.29 1,305.52 944.56 433.35 566.27 725.35 525.86 578.52 542.08 744.03 1,038.00 645.34 1,481.92 1,319.05 20,624.72

581.34 1,549.56 3,471.86 5,119.38 7,140.53 8,442.58 9,774.87 11,080.39 12,024.94 12,458.29 13,024.57 13,749.91 14,275.78 14,854.30 15,396.38 16,140.41 17,178.41 17,823.75 19,305.67 20,624.72

BAND

2.82 4.69 9.32 7.99 9.80 6.31 6.46 6.33 4.58 2.10 2.75 3.52 2.55 2.80 2.63 3.61 5.03 3.13 7.19 6.40

CUM.

2.82 7.51 16.83 24.82 34.62 40.93 47.39 53.72 58.30 60.40 63.15 66.67 69.22 72.02 74.65 78.26 83.29 86.42 93.60 100.00

PERCENTAGE f

2 1 2 1 2 0 2 1 0 1 1 0 0 0 0 1 0 0 0 0 14

2 3 5 6 8 8 10 11 11 12 13 13 13 13 13 14 14 14 14 14

BAND

14.29 7.14 14.29 7.14 14.29 0.00 14.29 7.14 0.00 7.14 7.14 0.00 0.00 0.00 0.00 7.14 0.00 0.00 0.00 0.00

CUM.

14.29 21.43 35.71 42.86 57.14 57.14 71.43 78.57 78.57 85.71 92.86 92.86 92.86 92.86 92.86 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

50.55 46.88 79.04 20.71 50.92 0.00 45.50 519.91 0.00 82.80 8.00 0.00 0.00 0.00 0.00 30.00 0.00 0.00 0.00 0.00

50.55 97.42 176.46 197.17 248.09 248.09 293.59 813.50 813.50 896.30 904.30 904.30 904.30 904.30 904.30 934.30 934.30 934.30 934.30 934.30

934.30

BAND

5.41 5.02 8.46 2.22 5.45 0.00 4.87 55.65 0.00 8.86 0.86 0.00 0.00 0.00 0.00 3.21 0.00 0.00 0.00 0.00

CUM.

5.41 10.43 18.89 21.10 26.55 26.55 31.42 87.07 87.07 95.93 96.79 96.79 96.79 96.79 96.79 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

8.69 4.84 4.11 1.26 2.52 0.00 3.41 39.82 0.00 19.11 1.41 0.00 0.00 0.00 0.00 4.03 0.00 0.00 0.00 0.00

CUM

8.69 6.29 5.08 3.85 3.47 2.94 3.00 7.34 6.77 7.19 6.94 6.58 6.33 6.09 5.87 5.79 5.44 5.24 4.84 4.53 4.53

Page 141 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 21

DATA POSITION FROM : TO PROCESSING

01/01/2004

15/06/2006

DATE :

15/07/2006

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

281 373 352 197 203 104 63 40 10 13 10 11 8 2 1 0 1 1 0 0

281 654 1,006 1,203 1,406 1,510 1,573 1,613 1,623 1,636 1,646 1,657 1,665 1,667 1,668 1,668 1,669 1,670 1,670 1,670

1,670

BAND

CUM.

16.83 16.83 22.34 39.16 21.08 60.24 11.80 72.04 12.16 84.19 6.23 90.42 3.77 94.19 2.40 96.59 0.60 97.19 0.78 97.96 0.60 98.56 0.66 99.22 0.48 99.70 0.12 99.82 0.06 99.88 0.00 99.88 0.06 99.94 0.06 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

34.20 98.55 226.34 267.99 387.57 200.64 206.34 134.12 41.29 53.85 15.35 109.56 46.75 9.08 7.62 0.00 0.00 4.49 0.00 0.00 1,843.76

34.20 132.75 359.09 627.08 1,014.66 1,215.30 1,421.63 1,555.76 1,597.05 1,650.90 1,666.25 1,775.81 1,822.56 1,831.64 1,839.26 1,839.26 1,839.26 1,843.76 1,843.76 1,843.76

BAND

1.85 5.35 12.28 14.53 21.02 10.88 11.19 7.27 2.24 2.92 0.83 5.94 2.54 0.49 0.41 0.00 0.00 0.24 0.00 0.00

CUM.

1.85 7.20 19.48 34.01 55.03 65.91 77.11 84.38 86.62 89.54 90.37 96.31 98.85 99.34 99.76 99.76 99.76 100.00 100.00 100.00

PERCENTAGE f

0 0 4 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 6

BAND

0 0 4 4 4 5 5 5 5 5 5 6 6 6 6 6 6 6 6 6

0.00 0.00 66.67 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 166.12 0.00 0.00 587.97 0.00 0.00 0.00 0.00 0.00 190.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 944.74

0.00 0.00 166.12 166.12 166.12 754.09 754.09 754.09 754.09 754.09 754.09 944.74 944.74 944.74 944.74 944.74 944.74 944.74 944.74 944.74

BAND

0.00 0.00 17.58 0.00 0.00 62.24 0.00 0.00 0.00 0.00 0.00 20.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 17.58 17.58 17.58 79.82 79.82 79.82 79.82 79.82 79.82 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 73.39 0.00 0.00 293.04 0.00 0.00 0.00 0.00 0.00 174.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 46.26 26.49 16.37 62.05 53.04 48.47 47.22 45.68 45.26 53.20 51.84 51.58 51.37 51.37 51.37 51.24 51.24 51.24 51.24

Page 142 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,482 2,355 2,283 1,350 1,741 921 556 440 258 141 106 97 83 88 52 83 52 29 48 8 13,173

2,482 4,837 7,120 8,470 10,211 11,132 11,688 12,128 12,386 12,527 12,633 12,730 12,813 12,901 12,953 13,036 13,088 13,117 13,165 13,173

BAND

CUM.

PERCENTAGE rp

18.84 18.84 843.55 17.88 36.72 517.74 17.33 54.05 969.59 10.25 64.30 917.69 13.22 77.51 1,885.31 6.99 84.51 1,474.86 4.22 88.73 1,281.13 3.34 92.07 7,501.53 1.96 94.03 1,096.05 1.07 95.10 776.40 0.80 95.90 707.60 0.74 96.64 652.31 0.63 97.27 637.15 0.67 97.94 843.83 0.39 98.33 791.79 0.63 98.96 1,237.78 0.39 99.35 1,348.16 0.22 99.57 1,536.92 0.36 99.94 3,366.67 0.06 100.00 39,739.98 68,126.03

843.55 1,361.29 2,330.87 3,248.56 5,133.87 6,608.74 7,889.87 15,391.40 16,487.45 17,263.85 17,971.45 18,623.76 19,260.90 20,104.73 20,896.52 22,134.30 23,482.46 25,019.38 28,386.05 68,126.03

BAND

1.24 0.76 1.42 1.35 2.77 2.16 1.88 11.01 1.61 1.14 1.04 0.96 0.94 1.24 1.16 1.82 1.98 2.26 4.94 58.33

PERCENTAGE

CUM.

BAND

1.24 2.00 3.42 4.77 7.54 9.70 11.58 22.59 24.20 25.34 26.38 27.34 28.27 29.51 30.67 32.49 34.47 36.73 41.67 100.00

4 0 3 1 2 2 1 2 2 3 2 2 2 3 6 0 11 6 7 0

4 4 7 8 10 12 13 15 17 20 22 24 26 29 35 35 46 52 59 59

6.78 6.78 0.00 6.78 5.08 11.86 1.69 13.56 3.39 16.95 3.39 20.34 1.69 22.03 3.39 25.42 3.39 28.81 5.08 33.90 3.39 37.29 3.39 40.68 3.39 44.07 5.08 49.15 10.17 59.32 0.00 59.32 18.64 77.97 10.17 88.14 11.86 100.00 0.00 100.00

CUM.

PERCENTAGE rp

980.23 0.00 100.40 3.81 59.07 575.37 4.30 1,118.57 274.92 135.98 7.27 39.96 85.62 50.84 98.96 0.00 501.23 98.64 2,117.74 0.00 6,252.89

980.23 980.23 1,080.62 1,084.43 1,143.50 1,718.87 1,723.17 2,841.73 3,116.65 3,252.63 3,259.90 3,299.86 3,385.48 3,436.32 3,535.29 3,535.29 4,036.51 4,135.15 6,252.89 6,252.89

BAND

CUM.

15.68 15.68 0.00 15.68 1.61 17.28 0.06 17.34 0.94 18.29 9.20 27.49 0.07 27.56 17.89 45.45 4.40 49.84 2.17 52.02 0.12 52.13 0.64 52.77 1.37 54.14 0.81 54.96 1.58 56.54 0.00 56.54 8.02 64.55 1.58 66.13 33.87 100.00 0.00 100.00

PERCENTAGE BAND

116.20 0.00 10.35 0.41 3.13 39.01 0.34 14.91 25.08 17.51 1.03 6.13 13.44 6.03 12.50 0.00 37.18 6.42 62.90 0.00

CUM

116.20 72.01 46.36 33.38 22.27 26.01 21.84 18.46 18.90 18.84 18.14 17.72 17.58 17.09 16.92 15.97 17.19 16.53 22.03 9.18 9.18

Page 143 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,341 933 605 283 244 104 79 59 33 17 11 13 11 10 2 6 7 4 1 3 3,766

1,341 2,274 2,879 3,162 3,406 3,510 3,589 3,648 3,681 3,698 3,709 3,722 3,733 3,743 3,745 3,751 3,758 3,762 3,763 3,766

BAND

CUM.

35.61 35.61 24.77 60.38 16.06 76.45 7.51 83.96 6.48 90.44 2.76 93.20 2.10 95.30 1.57 96.87 0.88 97.74 0.45 98.19 0.29 98.49 0.35 98.83 0.29 99.12 0.27 99.39 0.05 99.44 0.16 99.60 0.19 99.79 0.11 99.89 0.03 99.92 0.08 100.00

PERCENTAGE rp

787.56 223.14 329.29 290.41 374.05 306.37 292.54 221.10 254.24 144.01 84.84 97.17 110.11 113.36 52.80 135.88 81.18 48.00 40.93 13.07 4,000.06

787.56 1,010.70 1,339.99 1,630.40 2,004.45 2,310.82 2,603.36 2,824.46 3,078.70 3,222.71 3,307.56 3,404.72 3,514.83 3,628.20 3,681.00 3,816.88 3,898.06 3,946.05 3,986.99 4,000.06

BAND

19.69 5.58 8.23 7.26 9.35 7.66 7.31 5.53 6.36 3.60 2.12 2.43 2.75 2.83 1.32 3.40 2.03 1.20 1.02 0.33

PERCENTAGE

CUM.

19.69 25.27 33.50 40.76 50.11 57.77 65.08 70.61 76.97 80.57 82.69 85.12 87.87 90.70 92.02 95.42 97.45 98.65 99.67 100.00

1 0 0 1 3 7 5 1 13 0 0 0 0 0 0 0 0 0 0 0 31

BAND

CUM.

1 3.23 3.23 1 0.00 3.23 1 0.00 3.23 2 3.23 6.45 5 9.68 16.13 12 22.58 38.71 17 16.13 54.84 18 3.23 58.06 31 41.94 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00

PERCENTAGE rp

17.50 0.00 0.00 2.90 6.73 16.12 9.59 10.45 37.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.45

17.50 17.50 17.50 20.40 27.13 43.25 52.84 63.29 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45

BAND

17.42 0.00 0.00 2.89 6.70 16.05 9.55 10.40 36.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

17.42 17.42 17.42 20.31 27.01 43.06 52.61 63.01 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

2.22 0.00 0.00 1.00 1.80 5.26 3.28 4.72 14.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

2.22 1.73 1.31 1.25 1.35 1.87 2.03 2.24 3.26 3.12 3.04 2.95 2.86 2.77 2.73 2.63 2.58 2.55 2.52 2.51 2.51

Page 144 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

386 483 505 269 287 129 86 51 37 16 14 6 5 5 4 1 3 0 0 0 2,287

386 869 1,374 1,643 1,930 2,059 2,145 2,196 2,233 2,249 2,263 2,269 2,274 2,279 2,283 2,284 2,287 2,287 2,287 2,287

BAND

16.88 21.12 22.08 11.76 12.55 5.64 3.76 2.23 1.62 0.70 0.61 0.26 0.22 0.22 0.17 0.04 0.13 0.00 0.00 0.00

CUM.

16.88 38.00 60.08 71.84 84.39 90.03 93.79 96.02 97.64 98.34 98.95 99.21 99.43 99.65 99.83 99.87 100.00 100.00 100.00 100.00

PERCENTAGE rp

78.01 180.58 346.05 320.96 581.07 381.83 337.19 292.74 282.17 137.45 161.27 28.12 63.20 50.10 50.46 23.29 107.06 0.00 0.00 0.00 3,421.55

78.01 258.59 604.64 925.60 1,506.67 1,888.50 2,225.69 2,518.43 2,800.61 2,938.05 3,099.32 3,127.45 3,190.64 3,240.75 3,291.21 3,314.49 3,421.55 3,421.55 3,421.55 3,421.55

BAND

2.28 5.28 10.11 9.38 16.98 11.16 9.85 8.56 8.25 4.02 4.71 0.82 1.85 1.46 1.47 0.68 3.13 0.00 0.00 0.00

CUM.

2.28 7.56 17.67 27.05 44.03 55.19 65.05 73.60 81.85 85.87 90.58 91.40 93.25 94.72 96.19 96.87 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 50.00 50.00 1 0.00 50.00 2 50.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 322.30 0.00 547.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 870.11

0.00 0.00 0.00 0.00 322.30 322.30 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11

BAND

0.00 0.00 0.00 0.00 37.04 0.00 62.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 37.04 37.04 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 55.47 0.00 162.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 21.39 17.07 39.09 34.55 31.07 29.62 28.07 27.82 27.27 26.85 26.44 26.25 25.43 25.43 25.43 25.43 25.43

Page 145 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

121 95 93 55 71 44 28 28 21 8 3 5 2 6 8 6 4 2 0 2 602

121 216 309 364 435 479 507 535 556 564 567 572 574 580 588 594 598 600 600 602

BAND

CUM.

20.10 20.10 15.78 35.88 15.45 51.33 9.14 60.47 11.79 72.26 7.31 79.57 4.65 84.22 4.65 88.87 3.49 92.36 1.33 93.69 0.50 94.19 0.83 95.02 0.33 95.35 1.00 96.35 1.33 97.67 1.00 98.67 0.66 99.34 0.33 99.67 0.00 99.67 0.33 100.00

PERCENTAGE rp

50.85 25.04 56.59 54.60 146.89 109.27 99.92 151.16 99.74 50.98 34.55 39.40 19.99 46.58 49.89 23.62 221.75 252.29 0.00 1,120.43 2,653.55

50.85 75.89 132.48 187.08 333.97 443.24 543.16 694.32 794.06 845.03 879.58 918.99 938.98 985.56 1,035.45 1,059.07 1,280.82 1,533.11 1,533.11 2,653.55

BAND

1.92 0.94 2.13 2.06 5.54 4.12 3.77 5.70 3.76 1.92 1.30 1.48 0.75 1.76 1.88 0.89 8.36 9.51 0.00 42.22

CUM.

1.92 2.86 4.99 7.05 12.59 16.70 20.47 26.17 29.92 31.85 33.15 34.63 35.39 37.14 39.02 39.91 48.27 57.78 57.78 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

CUM.

100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

63.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 63.58

BAND

CUM.

63.58 100.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00

PERCENTAGE BAND

125.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

125.04 83.78 47.99 33.98 19.04 14.34 11.71 9.16 8.01 7.52 7.23 6.92 6.77 6.45 6.14 6.00 4.96 4.15 4.15 2.40 2.40

Page 146 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

235 261 349 243 268 151 84 68 39 27 14 20 16 9 6 9 9 5 0 0

235 496 845 1,088 1,356 1,507 1,591 1,659 1,698 1,725 1,739 1,759 1,775 1,784 1,790 1,799 1,808 1,813 1,813 1,813

1,813

BAND

CUM.

12.96 12.96 14.40 27.36 19.25 46.61 13.40 60.01 14.78 74.79 8.33 83.12 4.63 87.76 3.75 91.51 2.15 93.66 1.49 95.15 0.77 95.92 1.10 97.02 0.88 97.90 0.50 98.40 0.33 98.73 0.50 99.23 0.50 99.72 0.28 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

48.26 105.32 314.70 324.61 576.14 479.35 339.54 396.56 264.20 173.17 191.54 227.33 216.37 151.06 77.03 113.09 688.54 245.84 0.00 0.00 4,932.65

48.26 153.58 468.28 792.89 1,369.03 1,848.38 2,187.92 2,584.48 2,848.68 3,021.84 3,213.38 3,440.72 3,657.09 3,808.15 3,885.18 3,998.27 4,686.81 4,932.65 4,932.65 4,932.65

BAND

0.98 2.14 6.38 6.58 11.68 9.72 6.88 8.04 5.36 3.51 3.88 4.61 4.39 3.06 1.56 2.29 13.96 4.98 0.00 0.00

CUM.

0.98 3.11 9.49 16.07 27.75 37.47 44.36 52.40 57.75 61.26 65.15 69.75 74.14 77.20 78.76 81.06 95.02 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 2 1 1 0 0 1 0 2 0 0 0 0 0 0 0 0 7

BAND

0 0 0 0 2 3 4 4 4 5 5 7 7 7 7 7 7 7 7 7

0.00 0.00 0.00 0.00 28.57 14.29 14.29 0.00 0.00 14.29 0.00 28.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.57 587.33 587.33 42.86 60.20 647.52 57.14 9.72 657.24 57.14 0.00 657.24 57.14 0.00 657.24 71.43 650.00 1,307.24 71.43 0.00 1,307.24 100.00 3,255.61 4,562.85 100.00 0.00 4,562.85 100.00 0.00 4,562.85 100.00 0.00 4,562.85 100.00 0.00 4,562.85 100.00 0.00 4,562.85 100.00 0.00 4,562.85 100.00 0.00 4,562.85 100.00 0.00 4,562.85 4,562.85

BAND

0.00 0.00 0.00 0.00 12.87 1.32 0.21 0.00 0.00 14.25 0.00 71.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.87 101.94 14.19 12.56 14.40 2.86 14.40 0.00 14.40 0.00 28.65 375.36 28.65 0.00 100.00 1,432.09 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 42.90 35.03 30.04 25.43 23.07 43.26 40.68 132.61 124.77 119.82 117.44 114.12 97.36 92.50 92.50 92.50 92.50

Page 147 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

36 63 61 27 61 35 39 40 13 11 3 5 5 1 0 0 1 0 0 0 401

BAND

36 99 160 187 248 283 322 362 375 386 389 394 399 400 400 400 401 401 401 401

8.98 15.71 15.21 6.73 15.21 8.73 9.73 9.98 3.24 2.74 0.75 1.25 1.25 0.25 0.00 0.00 0.25 0.00 0.00 0.00

CUM.

8.98 24.69 39.90 46.63 61.85 70.57 80.30 90.27 93.52 96.26 97.01 98.25 99.50 99.75 99.75 99.75 100.00 100.00 100.00 100.00

PERCENTAGE rp

8.02 23.58 47.90 33.88 109.88 108.14 163.24 240.72 93.16 67.38 41.84 56.76 96.03 27.82 0.00 0.00 5.10 0.00 0.00 0.00 1,123.44

8.02 31.59 79.50 113.38 223.27 331.40 494.64 735.36 828.52 895.90 937.74 994.50 1,090.53 1,118.35 1,118.35 1,118.35 1,123.44 1,123.44 1,123.44 1,123.44

BAND

0.71 2.10 4.26 3.02 9.78 9.63 14.53 21.43 8.29 6.00 3.72 5.05 8.55 2.48 0.00 0.00 0.45 0.00 0.00 0.00

CUM.

0.71 2.81 7.08 10.09 19.87 29.50 44.03 65.46 73.75 79.75 83.47 88.52 97.07 99.55 99.55 99.55 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 148 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

46 95 89 42 83 32 33 27 11 4 6 9 7 4 2 4 2 0 1 0 497

BAND

46 141 230 272 355 387 420 447 458 462 468 477 484 488 490 494 496 496 497 497

CUM.

9.26 9.26 19.11 28.37 17.91 46.28 8.45 54.73 16.70 71.43 6.44 77.87 6.64 84.51 5.43 89.94 2.21 92.15 0.80 92.96 1.21 94.16 1.81 95.98 1.41 97.38 0.80 98.19 0.40 98.59 0.80 99.40 0.40 99.80 0.00 99.80 0.20 100.00 0.00 100.00

PERCENTAGE rp

7.62 35.42 60.98 54.54 197.54 89.29 126.31 163.53 75.21 33.10 33.32 92.51 74.26 93.04 93.73 87.92 72.53 0.00 288.40 0.00 1,679.26

7.62 43.04 104.02 158.57 356.11 445.40 571.71 735.25 810.45 843.55 876.87 969.38 1,043.64 1,136.68 1,230.41 1,318.33 1,390.86 1,390.86 1,679.26 1,679.26

BAND

0.45 2.11 3.63 3.25 11.76 5.32 7.52 9.74 4.48 1.97 1.98 5.51 4.42 5.54 5.58 5.24 4.32 0.00 17.17 0.00

CUM.

0.45 2.56 6.19 9.44 21.21 26.52 34.05 43.78 48.26 50.23 52.22 57.73 62.15 67.69 73.27 78.51 82.83 82.83 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 348.13 0.00 0.00 0.00 348.13

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 479.96 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.03 25.03 20.73 20.73 20.73

Page 149 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,958 7,651 8,530 4,425 3,853 1,577 1,083 797 518 308 310 356 273 343 218 395 376 133 142 38 38,284

6,958 14,609 23,139 27,564 31,417 32,994 34,077 34,874 35,392 35,700 36,010 36,366 36,639 36,982 37,200 37,595 37,971 38,104 38,246 38,284

BAND

CUM.

18.17 18.17 19.98 38.16 22.28 60.44 11.56 72.00 10.06 82.06 4.12 86.18 2.83 89.01 2.08 91.09 1.35 92.45 0.80 93.25 0.81 94.06 0.93 94.99 0.71 95.70 0.90 96.60 0.57 97.17 1.03 98.20 0.98 99.18 0.35 99.53 0.37 99.90 0.10 100.00

PERCENTAGE rp

10,019.77 10,019.77 1,286.00 11,305.76 2,788.50 14,094.26 2,546.28 16,640.55 3,604.51 20,245.06 2,260.77 22,505.82 2,339.73 24,845.55 2,606.27 27,451.83 2,251.97 29,703.79 1,824.98 31,528.77 2,054.74 33,583.51 3,018.24 36,601.75 2,770.21 39,371.96 3,738.71 43,110.67 3,429.23 46,539.90 7,510.80 54,050.70 14,739.91 68,790.61 8,033.56 76,824.17 12,229.09 89,053.26 41,757.78 130,811.05 130,811.05

BAND

7.66 0.98 2.13 1.95 2.76 1.73 1.79 1.99 1.72 1.40 1.57 2.31 2.12 2.86 2.62 5.74 11.27 6.14 9.35 31.92

PERCENTAGE

CUM.

7.66 8.64 10.77 12.72 15.48 17.20 18.99 20.99 22.71 24.10 25.67 27.98 30.10 32.96 35.58 41.32 52.59 58.73 68.08 100.00

21 7 8 11 7 4 5 3 4 2 4 10 5 8 6 26 24 9 5 29 198

21 28 36 47 54 58 63 66 70 72 76 86 91 99 105 131 155 164 169 198

BAND

10.61 3.54 4.04 5.56 3.54 2.02 2.53 1.52 2.02 1.01 2.02 5.05 2.53 4.04 3.03 13.13 12.12 4.55 2.53 14.65

CUM.

10.61 14.14 18.18 23.74 27.27 29.29 31.82 33.33 35.35 36.36 38.38 43.43 45.96 50.00 53.03 66.16 78.28 82.83 85.35 100.00

PERCENTAGE rp

2,093.15 269.97 396.56 774.72 40.03 391.48 2,125.94 105.39 302.67 69.45 1,987.30 647.77 5,193.28 747.84 4,696.04 2,263.70 16,126.36 15,482.34 270.37 20,116.21 74,100.58

2,093.15 2,363.11 2,759.67 3,534.39 3,574.43 3,965.91 6,091.85 6,197.25 6,499.92 6,569.37 8,556.67 9,204.44 14,397.72 15,145.55 19,841.60 22,105.30 38,231.66 53,714.00 53,984.37 74,100.58

BAND

PERCENTAGE

CUM.

2.82 2.82 0.36 3.19 0.54 3.72 1.05 4.77 0.05 4.82 0.53 5.35 2.87 8.22 0.14 8.36 0.41 8.77 0.09 8.87 2.68 11.55 0.87 12.42 7.01 19.43 1.01 20.44 6.34 26.78 3.05 29.83 21.76 51.59 20.89 72.49 0.36 72.85 27.15 100.00

BAND

20.89 20.99 14.22 30.43 1.11 17.32 90.86 4.04 13.44 3.81 96.72 21.46 187.47 20.00 136.94 30.14 109.41 192.72 2.21 48.17

CUM

20.89 20.90 19.58 21.24 17.66 17.62 24.52 22.57 21.88 20.84 25.48 25.15 36.57 35.13 42.63 40.90 55.58 69.92 60.62 56.65 56.65

Page 150 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

188 172 162 79 71 34 24 20 8 5 1 0 8 1 2 1 0 0 0 0 776

BAND

188 360 522 601 672 706 730 750 758 763 764 764 772 773 775 776 776 776 776 776

24.23 22.16 20.88 10.18 9.15 4.38 3.09 2.58 1.03 0.64 0.13 0.00 1.03 0.13 0.26 0.13 0.00 0.00 0.00 0.00

CUM.

24.23 46.39 67.27 77.45 86.60 90.98 94.07 96.65 97.68 98.32 98.45 98.45 99.48 99.61 99.87 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

55.10 30.65 72.92 66.05 100.85 53.97 81.06 61.06 34.76 14.38 5.96 0.00 48.09 20.45 35.91 42.27 0.00 0.00 0.00 0.00

55.10 85.76 158.68 224.73 325.58 379.54 460.61 521.66 556.42 570.81 576.76 576.76 624.86 645.31 681.22 723.49 723.49 723.49 723.49 723.49

723.49

BAND

7.62 4.24 10.08 9.13 13.94 7.46 11.20 8.44 4.80 1.99 0.82 0.00 6.65 2.83 4.96 5.84 0.00 0.00 0.00 0.00

CUM.

7.62 11.85 21.93 31.06 45.00 52.46 63.66 72.10 76.91 78.90 79.72 79.72 86.37 89.19 94.16 100.00 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 151 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

375 347 244 111 125 80 53 33 25 6 9 4 4 3 0 0 0 1 0 0

375 722 966 1,077 1,202 1,282 1,335 1,368 1,393 1,399 1,408 1,412 1,416 1,419 1,419 1,419 1,419 1,420 1,420 1,420

1,420

BAND

CUM.

26.41 26.41 24.44 50.85 17.18 68.03 7.82 75.85 8.80 84.65 5.63 90.28 3.73 94.01 2.32 96.34 1.76 98.10 0.42 98.52 0.63 99.15 0.28 99.44 0.28 99.72 0.21 99.93 0.00 99.93 0.00 99.93 0.00 99.93 0.07 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

33.54 67.36 110.39 102.44 157.18 186.30 132.14 152.51 163.39 34.49 55.69 49.00 113.38 13.82 0.00 0.00 0.00 130.56 0.00 0.00 1,502.19

33.54 100.90 211.29 313.73 470.91 657.22 789.36 941.86 1,105.25 1,139.74 1,195.43 1,244.43 1,357.81 1,371.63 1,371.63 1,371.63 1,371.63 1,502.19 1,502.19 1,502.19

BAND

2.23 4.48 7.35 6.82 10.46 12.40 8.80 10.15 10.88 2.30 3.71 3.26 7.55 0.92 0.00 0.00 0.00 8.69 0.00 0.00

CUM.

2.23 6.72 14.07 20.89 31.35 43.75 52.55 62.70 73.58 75.87 79.58 82.84 90.39 91.31 91.31 91.31 91.31 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 1 0 1 2 0 0 1 0 0 0 0 0 0 0 0 0 5

BAND

0 0 0 0 1 1 2 4 4 4 5 5 5 5 5 5 5 5 5 5

0.00 0.00 0.00 0.00 20.00 0.00 20.00 40.00 0.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 20.00 20.00 40.00 80.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 323.81 0.00 106.60 1,156.54 0.00 0.00 588.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,175.70

0.00 0.00 0.00 0.00 323.81 323.81 430.41 1,586.96 1,586.96 1,586.96 2,175.70 2,175.70 2,175.70 2,175.70 2,175.70 2,175.70 2,175.70 2,175.70 2,175.70 2,175.70

BAND

0.00 0.00 0.00 0.00 14.88 0.00 4.90 53.16 0.00 0.00 27.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.88 206.01 14.88 0.00 19.78 80.67 72.94 758.36 72.94 0.00 72.94 0.00 100.00 1,057.18 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 68.76 49.27 54.53 168.49 143.58 139.24 182.00 174.84 160.24 158.62 158.62 158.62 158.62 144.84 144.84 144.84 144.84

Page 152 of 204

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,230 1,513 1,917 1,200 1,059 441 294 216 103 67 54 59 42 73 35 68 54 27 27 6 8,485

1,230 2,743 4,660 5,860 6,919 7,360 7,654 7,870 7,973 8,040 8,094 8,153 8,195 8,268 8,303 8,371 8,425 8,452 8,479 8,485

BAND

CUM.

14.50 14.50 17.83 32.33 22.59 54.92 14.14 69.06 12.48 81.54 5.20 86.74 3.46 90.21 2.55 92.75 1.21 93.97 0.79 94.76 0.64 95.39 0.70 96.09 0.49 96.58 0.86 97.44 0.41 97.86 0.80 98.66 0.64 99.29 0.32 99.61 0.32 99.93 0.07 100.00

PERCENTAGE rp

2,256.50 267.55 838.35 1,137.55 1,663.74 918.85 788.91 817.18 580.12 457.41 361.04 387.02 408.34 615.10 582.81 1,179.45 1,190.12 636.38 2,437.44 694.59 18,218.45

2,256.50 2,524.04 3,362.39 4,499.94 6,163.68 7,082.53 7,871.45 8,688.63 9,268.75 9,726.16 10,087.20 10,474.22 10,882.56 11,497.66 12,080.47 13,259.92 14,450.04 15,086.42 17,523.86 18,218.45

BAND

12.39 1.47 4.60 6.24 9.13 5.04 4.33 4.49 3.18 2.51 1.98 2.12 2.24 3.38 3.20 6.47 6.53 3.49 13.38 3.81

CUM.

12.39 13.85 18.46 24.70 33.83 38.88 43.21 47.69 50.88 53.39 55.37 57.49 59.73 63.11 66.31 72.78 79.32 82.81 96.19 100.00

PERCENTAGE f

5 1 1 0 2 3 0 1 1 3 0 0 1 1 2 2 0 2 2 1 28

5 6 7 7 9 12 12 13 14 17 17 17 18 19 21 23 23 25 27 28

BAND

17.86 3.57 3.57 0.00 7.14 10.71 0.00 3.57 3.57 10.71 0.00 0.00 3.57 3.57 7.14 7.14 0.00 7.14 7.14 3.57

PERCENTAGE

CUM.

17.86 21.43 25.00 25.00 32.14 42.86 42.86 46.43 50.00 60.71 60.71 60.71 64.29 67.86 75.00 82.14 82.14 89.29 96.43 100.00

704.19 5.49 0.60 0.00 7.72 316.92 0.00 0.45 4.50 353.90 0.00 0.00 6.00 2.00 98.42 128.62 0.00 59.96 73.06 69.61 1,831.45

704.19 709.68 710.28 710.28 718.00 1,034.92 1,034.92 1,035.37 1,039.87 1,393.78 1,393.78 1,393.78 1,399.78 1,401.77 1,500.19 1,628.81 1,628.81 1,688.78 1,761.84 1,831.45

BAND

PERCENTAGE

CUM.

38.45 38.45 0.30 38.75 0.03 38.78 0.00 38.78 0.42 39.20 17.30 56.51 0.00 56.51 0.02 56.53 0.25 56.78 19.32 76.10 0.00 76.10 0.00 76.10 0.33 76.43 0.11 76.54 5.37 81.91 7.02 88.94 0.00 88.94 3.27 92.21 3.99 96.20 3.80 100.00

BAND

31.21 2.05 0.07 0.00 0.46 34.49 0.00 0.06 0.78 77.37 0.00 0.00 1.47 0.32 16.89 10.91 0.00 9.42 3.00 10.02

CUM

31.21 28.12 21.12 15.78 11.65 14.61 13.15 11.92 11.22 14.33 13.82 13.31 12.86 12.19 12.42 12.28 11.27 11.19 10.05 10.05 10.05

Page 153 of 204

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2005

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 147,410 147,410 75 143,856 291,266 150 155,819 447,085 250 86,650 533,735 400 90,430 624,165 625 43,828 667,993 875 31,021 699,014 1,250 23,120 722,134 1,750 13,115 735,249 7,277 742,526 2,250 5,678 748,204 2,750 6,461 754,665 3,500 4,574 759,239 4,500 5,692 764,931 6,250 3,654 768,585 8,750 5,859 774,444 15,000 4,986 779,430 35,000 2,161 781,591 75,000 2,298 783,889 300,000 686 784,575 784,575

BAND

CUM.

18.79 18.79 18.34 37.12 19.86 56.98 11.04 68.03 11.53 79.55 5.59 85.14 3.95 89.09 2.95 92.04 1.67 93.71 0.93 94.64 0.72 95.36 0.82 96.19 0.58 96.77 0.73 97.50 0.47 97.96 0.75 98.71 0.64 99.34 0.28 99.62 0.29 99.91 0.09 100.00

PERCENTAGE rp

43,222.86 34,182.90 65,827.55 60,039.22 94,495.19 65,906.08 66,355.71 67,203.77 50,327.19 33,838.18 30,401.50 41,884.70 36,604.73 55,708.07 44,012.51 96,928.76 128,998.15 75,372.04 105,394.19 345,044.80

43,222.86 77,405.76 143,233.32 203,272.54 297,767.73 363,673.81 430,029.52 497,233.29 547,560.47 581,398.66 611,800.16 653,684.86 690,289.59 745,997.66 790,010.17 886,938.93 1,015,937.08 1,091,309.12 1,196,703.31 1,541,748.11

1,541,748.11

BAND

CUM.

2.80 2.80 2.22 5.02 4.27 9.29 3.89 13.18 6.13 19.31 4.27 23.59 4.30 27.89 4.36 32.25 3.26 35.52 2.19 37.71 1.97 39.68 2.72 42.40 2.37 44.77 3.61 48.39 2.85 51.24 6.29 57.53 8.37 65.90 4.89 70.78 6.84 77.62 22.38 100.00

PERCENTAGE f

219 163 211 71 139 104 80 96 59 49 54 67 91 73 48 172 329 132 178 72 2,407

219 382 593 664 803 907 987 1,083 1,142 1,191 1,245 1,312 1,403 1,476 1,524 1,696 2,025 2,157 2,335 2,407

BAND

CUM.

9.10 9.10 6.77 15.87 8.77 24.64 2.95 27.59 5.77 33.36 4.32 37.68 3.32 41.01 3.99 44.99 2.45 47.44 2.04 49.48 2.24 51.72 2.78 54.51 3.78 58.29 3.03 61.32 1.99 63.32 7.15 70.46 13.67 84.13 5.48 89.61 7.40 97.01 2.99 100.00

PERCENTAGE rp

16,228.16 8,886.27 15,706.52 9,250.42 19,421.87 13,141.18 16,890.64 18,223.93 47,281.51 7,979.58 14,873.47 22,836.07 20,032.77 30,427.52 3,851.01 30,305.83 61,763.27 26,816.77 58,267.81 36,673.48 478,858.07

16,228.16 25,114.42 40,820.94 50,071.36 69,493.23 82,634.41 99,525.05 117,748.98 165,030.48 173,010.07 187,883.54 210,719.61 230,752.38 261,179.90 265,030.91 295,336.74 357,100.01 383,916.78 442,184.59 478,858.07

BAND

CUM.

3.39 3.39 1.86 5.24 3.28 8.52 1.93 10.46 4.06 14.51 2.74 17.26 3.53 20.78 3.81 24.59 9.87 34.46 1.67 36.13 3.11 39.24 4.77 44.00 4.18 48.19 6.35 54.54 0.80 55.35 6.33 61.68 12.90 74.57 5.60 80.17 12.17 92.34 7.66 100.00

PERCENTAGE BAND

CUM

37.55 26.00 23.86 15.41 20.55 19.94 25.45 27.12 93.95 23.58 48.92 54.52 54.73 54.62 8.75 31.27 47.88 35.58 55.29 10.63

37.55 32.45 28.50 24.63 23.34 22.72 23.14 23.68 30.14 29.76 30.71 32.24 33.43 35.01 33.55 33.30 35.15 35.18 36.95 31.06 31.06

Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 864.425.729,64 - Freq. Klaim 281 ( Data not Include Claim Fire no Policy Rp. 864.425.729,64 - Freq Claim 281 )

Page 154 of 204

RISK AND LOSS PROFILE 2005 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:FIRE

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2005

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

141,870 140,741 150,430 82,200 83,490 39,039 26,700 18,850 10,131 5,218 3,984 4,240 2,842 3,317 1,883 2,636 1,877 702 752 176 721,078

141,870 282,611 433,041 515,241 598,731 637,770 664,470 683,320 693,451 698,669 702,653 706,893 709,735 713,052 714,935 717,571 719,448 720,150 720,902 721,078

BAND

CUM.

19.67 19.67 19.52 39.19 20.86 60.05 11.40 71.45 11.58 83.03 5.41 88.45 3.70 92.15 2.61 94.76 1.40 96.17 0.72 96.89 0.55 97.44 0.59 98.03 0.39 98.43 0.46 98.89 0.26 99.15 0.37 99.51 0.26 99.77 0.10 99.87 0.10 99.98 0.02 100.00

PERCENTAGE rp

35,899.66 33,430.50 63,917.49 57,694.34 89,439.88 60,990.13 59,190.58 58,036.46 42,227.83 26,277.01 24,361.45 31,476.93 26,382.99 39,135.83 28,344.17 56,109.70 60,414.82 25,723.36 29,349.73 28,961.84 877,364.68

35,899.66 69,330.16 133,247.65 190,941.98 280,381.86 341,371.99 400,562.57 458,599.03 500,826.86 527,103.88 551,465.32 582,942.25 609,325.24 648,461.06 676,805.24 732,914.93 793,329.75 819,053.11 848,402.84 877,364.68

BAND

4.09 3.81 7.29 6.58 10.19 6.95 6.75 6.61 4.81 2.99 2.78 3.59 3.01 4.46 3.23 6.40 6.89 2.93 3.35 3.30

PERCENTAGE

CUM.

4.09 7.90 15.19 21.76 31.96 38.91 45.66 52.27 57.08 60.08 62.85 66.44 69.45 73.91 77.14 83.54 90.42 93.35 96.70 100.00

191 146 172 63 109 71 54 65 30 26 33 34 55 31 21 88 93 37 47 11 1,377

191 337 509 572 681 752 806 871 901 927 960 994 1,049 1,080 1,101 1,189 1,282 1,319 1,366 1,377

BAND

CUM.

13.87 13.87 10.60 24.47 12.49 36.96 4.58 41.54 7.92 49.46 5.16 54.61 3.92 58.53 4.72 63.25 2.18 65.43 1.89 67.32 2.40 69.72 2.47 72.19 3.99 76.18 2.25 78.43 1.53 79.96 6.39 86.35 6.75 93.10 2.69 95.79 3.41 99.20 0.80 100.00

PERCENTAGE rp

13,817.62 8,696.43 14,890.75 9,063.60 18,448.70 12,579.34 14,938.62 17,063.13 14,342.31 6,326.36 7,119.39 18,376.35 8,156.90 21,970.82 2,436.27 12,710.81 37,791.01 7,240.50 28,440.65 3,219.56 277,629.12

13,817.62 22,514.05 37,404.80 46,468.40 64,917.10 77,496.44 92,435.06 109,498.19 123,840.50 130,166.86 137,286.25 155,662.60 163,819.50 185,790.32 188,226.58 200,937.39 238,728.41 245,968.91 274,409.56 277,629.12

BAND

4.98 3.13 5.36 3.26 6.65 4.53 5.38 6.15 5.17 2.28 2.56 6.62 2.94 7.91 0.88 4.58 13.61 2.61 10.24 1.16

CUM.

4.98 8.11 13.47 16.74 23.38 27.91 33.29 39.44 44.61 46.89 49.45 56.07 59.01 66.92 67.80 72.38 85.99 88.60 98.84 100.00

PERCENTAGE BAND

38.49 26.01 23.30 15.71 20.63 20.63 25.24 29.40 33.96 24.08 29.22 58.38 30.92 56.14 8.60 22.65 62.55 28.15 96.90 11.12

CUM

38.49 32.47 28.07 24.34 23.15 22.70 23.08 23.88 24.73 24.69 24.89 26.70 26.89 28.65 27.81 27.42 30.09 30.03 32.34 31.64 31.64

Page 155 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:I.A.R

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

CLAIM FREQUENCY

01/01/2005

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,889 2,342 3,878 3,199 4,634 3,175 2,887 2,846 1,955 1,307 1,058 1,446 1,067 1,477 1,043 1,967 1,892 861 887 242 42,052

3,889 6,231 10,109 13,308 17,942 21,117 24,004 26,850 28,805 30,112 31,170 32,616 33,683 35,160 36,203 38,170 40,062 40,923 41,810 42,052

BAND

CUM.

9.25 9.25 5.57 14.82 9.22 24.04 7.61 31.65 11.02 42.67 7.55 50.22 6.87 57.08 6.77 63.85 4.65 68.50 3.11 71.61 2.52 74.12 3.44 77.56 2.54 80.10 3.51 83.61 2.48 86.09 4.68 90.77 4.50 95.27 2.05 97.32 2.11 99.42 0.58 100.00

PERCENTAGE rp

3,731.53 643.07 1,530.85 1,923.40 3,942.38 3,719.95 5,879.52 7,498.15 6,454.12 6,157.69 4,881.38 8,251.74 8,180.78 13,222.90 11,748.07 30,917.83 45,109.30 35,481.43 49,019.05 293,331.28 541,624.42

3,731.53 4,374.60 5,905.45 7,828.85 11,771.23 15,491.18 21,370.70 28,868.86 35,322.98 41,480.67 46,362.05 54,613.78 62,794.56 76,017.46 87,765.53 118,683.37 163,792.67 199,274.09 248,293.15 541,624.42

BAND

CUM.

0.69 0.69 0.12 0.81 0.28 1.09 0.36 1.45 0.73 2.17 0.69 2.86 1.09 3.95 1.38 5.33 1.19 6.52 1.14 7.66 0.90 8.56 1.52 10.08 1.51 11.59 2.44 14.04 2.17 16.20 5.71 21.91 8.33 30.24 6.55 36.79 9.05 45.84 54.16 100.00

PERCENTAGE f

28 17 39 8 30 33 25 30 28 23 21 33 34 41 26 83 234 94 131 61 1,019

28 45 84 92 122 155 180 210 238 261 282 315 349 390 416 499 733 827 958 1,019

BAND

CUM.

2.75 1.67 3.83 0.79 2.94 3.24 2.45 2.94 2.75 2.26 2.06 3.24 3.34 4.02 2.55 8.15 22.96 9.22 12.86 5.99

2.75 4.42 8.24 9.03 11.97 15.21 17.66 20.61 23.36 25.61 27.67 30.91 34.25 38.27 40.82 48.97 71.93 81.16 94.01 100.00

PERCENTAGE rp

2,410.54 189.84 815.77 186.82 973.16 561.84 1,889.36 1,160.80 4,454.20 1,653.23 7,754.08 4,459.72 11,845.88 8,426.70 1,314.74 17,594.99 10,411.89 15,346.49 29,827.15 33,453.92 154,731.10

BAND

CUM.

2,410.54 1.56 1.56 2,600.37 0.12 1.68 3,416.14 0.53 2.21 3,602.96 0.12 2.33 4,576.13 0.63 2.96 5,137.96 0.36 3.32 7,027.32 1.22 4.54 8,188.12 0.75 5.29 12,642.32 2.88 8.17 14,295.54 1.07 9.24 22,049.62 5.01 14.25 26,509.34 2.88 17.13 38,355.21 7.66 24.79 46,781.92 5.45 30.23 48,096.66 0.85 31.08 65,691.65 11.37 42.46 76,103.53 6.73 49.18 91,450.03 9.92 59.10 121,277.18 19.28 78.38 154,731.10 21.62 100.00

PERCENTAGE BAND

CUM

64.60 29.52 53.29 9.71 24.68 15.10 32.13 15.48 69.01 26.85 158.85 54.05 144.80 63.73 11.19 56.91 23.08 43.25 60.85 11.40

64.60 59.44 57.85 46.02 38.88 33.17 32.88 28.36 35.79 34.46 47.56 48.54 61.08 61.54 54.80 55.35 46.46 45.89 48.84 28.57 28.57

Page 156 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

:L.O.P

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2005

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

66 7 8 8 20 12 18 18 18 9 11 14 13 20 27 37 50 22 14 1 393

66 73 81 89 109 121 139 157 175 184 195 209 222 242 269 306 356 378 392 393

BAND

CUM.

16.79 16.79 1.78 18.58 2.04 20.61 2.04 22.65 5.09 27.74 3.05 30.79 4.58 35.37 4.58 39.95 4.58 44.53 2.29 46.82 2.80 49.62 3.56 53.18 3.31 56.49 5.09 61.58 6.87 68.45 9.41 77.86 12.72 90.59 5.60 96.18 3.56 99.75 0.25 100.00

PERCENTAGE rp

24.96 0.55 1.86 3.94 8.40 3.65 12.76 19.74 35.13 16.79 21.52 27.40 24.93 88.45 164.42 235.74 497.08 178.32 370.47 0.00 1,736.12

24.96 25.51 27.37 31.31 39.70 43.36 56.12 75.85 110.99 127.77 149.29 176.70 201.63 290.08 454.50 690.24 1,187.32 1,365.65 1,736.12 1,736.12

BAND

1.44 0.03 0.11 0.23 0.48 0.21 0.74 1.14 2.02 0.97 1.24 1.58 1.44 5.09 9.47 13.58 28.63 10.27 21.34 0.00

CUM.

1.44 1.47 1.58 1.80 2.29 2.50 3.23 4.37 6.39 7.36 8.60 10.18 11.61 16.71 26.18 39.76 68.39 78.66 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 1 0 1 0 0 4

BAND

0 0 0 0 0 0 0 0 1 1 1 1 2 2 2 3 3 4 4 4

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 25.00 28,485.00 28,485.00 0.00 25.00 0.00 28,485.00 0.00 25.00 0.00 28,485.00 0.00 25.00 0.00 28,485.00 25.00 50.00 25.00 28,510.00 0.00 50.00 0.00 28,510.00 0.00 50.00 0.00 28,510.00 25.00 75.00 0.03 28,510.03 0.00 75.00 0.00 28,510.03 25.00 100.00 4,229.78 32,739.81 0.00 100.00 0.00 32,739.81 0.00 100.00 0.00 32,739.81

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 87.00 0.00 0.00 0.00 0.08 0.00 0.00 0.00 0.00 12.92 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 87.00 87.00 87.00 87.00 87.08 87.08 87.08 87.08 87.08 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 81,075.60 0.00 0.00 0.00 100.27 0.00 0.00 0.01 0.00 2,371.96 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25,664.97 22,293.10 19,080.11 16,120.85 14,139.84 9,828.22 6,272.79 4,130.44 2,401.21 2,397.39 1,885.81 1,885.81

32,739.81

1,885.81

Page 157 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: All Code

SUM INSURED BAND

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

01/01/2005

15/06/2006

DATE

15/07/2006

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,585 766 1,503 1,243 2,286 1,602 1,416 1,406 1,011 743 625 761 652 878 701 1,219 1,167 576 645 267 21,052

1,585 2,351 3,854 5,097 7,383 8,985 10,401 11,807 12,818 13,561 14,186 14,947 15,599 16,477 17,178 18,397 19,564 20,140 20,785 21,052

BAND

CUM.

7.53 7.53 3.64 11.17 7.14 18.31 5.90 24.21 10.86 35.07 7.61 42.68 6.73 49.41 6.68 56.08 4.80 60.89 3.53 64.42 2.97 67.39 3.61 71.00 3.10 74.10 4.17 78.27 3.33 81.60 5.79 87.39 5.54 92.93 2.74 95.67 3.06 98.73 1.27 100.00

PERCENTAGE rp

3,566.71 3,566.71 108.78 3,675.49 377.36 4,052.85 417.55 4,470.40 1,104.54 5,574.94 1,192.35 6,767.28 1,272.85 8,040.13 1,649.42 9,689.55 1,610.10 11,299.65 1,386.69 12,686.34 1,137.16 13,823.50 2,128.62 15,952.13 2,016.03 17,968.16 3,260.89 21,229.05 3,755.85 24,984.90 9,665.49 34,650.39 22,976.95 57,627.35 13,988.93 71,616.27 26,654.94 98,271.21 22,751.68 121,022.89 121,022.89

BAND

2.95 0.09 0.31 0.35 0.91 0.99 1.05 1.36 1.33 1.15 0.94 1.76 1.67 2.69 3.10 7.99 18.99 11.56 22.02 18.80

CUM.

2.95 3.04 3.35 3.69 4.61 5.59 6.64 8.01 9.34 10.48 11.42 13.18 14.85 17.54 20.64 28.63 47.62 59.18 81.20 100.00

PERCENTAGE f

0 0 0 0 0 0 1 1 0 0 0 0 1 1 1 0 2 0 0 0 7

0 0 0 0 0 0 1 2 2 2 2 2 3 4 5 5 7 7 7 7

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 14.29 14.29 0.00 0.00 0.00 0.00 14.29 14.29 14.29 0.00 28.57 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 14.29 28.57 28.57 28.57 28.57 28.57 42.86 57.14 71.43 71.43 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 62.67 0.00 0.00 0.00 0.00 0.00 5.00 30.00 100.00 0.00 13,560.38 0.00 0.00 0.00 13,758.04

0.00 0.00 0.00 0.00 0.00 0.00 62.67 62.67 62.67 62.67 62.67 62.67 67.67 97.67 197.67 197.67 13,758.04 13,758.04 13,758.04 13,758.04

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.46 0.00 0.00 0.00 0.00 0.00 0.04 0.22 0.73 0.00 98.56 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.46 0.46 0.46 0.46 0.46 0.46 0.49 0.71 1.44 1.44 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 4.92 0.00 0.00 0.00 0.00 0.00 0.25 0.92 2.66 0.00 59.02 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.78 0.65 0.55 0.49 0.45 0.39 0.38 0.46 0.79 0.57 23.87 19.21 14.00 0.11 0000

Page 158 of 204

RISK AND LOSS PROFILE 2005 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

53 24 43 27 36 32 43 33 21 20 16 24 16 31 20 33 29 23 32 12 568

53 77 120 147 183 215 258 291 312 332 348 372 388 419 439 472 501 524 556 568

BAND

CUM.

9.33 9.33 4.23 13.56 7.57 21.13 4.75 25.88 6.34 32.22 5.63 37.85 7.57 45.42 5.81 51.23 3.70 54.93 3.52 58.45 2.82 61.27 4.23 65.49 2.82 68.31 5.46 73.77 3.52 77.29 5.81 83.10 5.11 88.20 4.05 92.25 5.63 97.89 2.11 100.00

PERCENTAGE rp

125.85 8.94 12.27 12.96 28.65 39.45 76.03 118.49 66.35 50.44 65.61 129.67 102.02 234.62 188.99 725.51 753.62 903.72 3,409.74 13,551.40 20,604.34

125.85 134.79 147.06 160.02 188.67 228.12 304.15 422.64 488.99 539.43 605.05 734.71 836.74 1,071.35 1,260.35 1,985.86 2,739.48 3,643.20 7,052.94 20,604.34

BAND

0.61 0.04 0.06 0.06 0.14 0.19 0.37 0.58 0.32 0.24 0.32 0.63 0.50 1.14 0.92 3.52 3.66 4.39 16.55 65.77

CUM.

0.61 0.65 0.71 0.78 0.92 1.11 1.48 2.05 2.37 2.62 2.94 3.57 4.06 5.20 6.12 9.64 13.30 17.68 34.23 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 3 3 3 2 1 14

BAND

0 0 0 0 0 0 0 0 0 0 1 2 2 2 2 5 8 11 13 14

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.14 7.14 450.00 450.00 7.14 14.29 759.60 1,209.60 0.00 14.29 0.00 1,209.60 0.00 14.29 0.00 1,209.60 0.00 14.29 0.00 1,209.60 21.43 35.71 112.93 1,322.53 21.43 57.14 27.02 1,349.55 21.43 78.57 417.72 1,767.26 14.29 92.86 19,943.90 21,711.16 7.14 100.00 0.00 21,711.16 21,711.16

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.07 2.07 685.85 3.50 5.57 585.80 0.00 5.57 0.00 0.00 5.57 0.00 0.00 5.57 0.00 0.52 6.09 15.56 0.12 6.22 3.59 1.92 8.14 46.22 91.86 100.00 584.91 0.00 100.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 74.37 164.64 144.56 112.90 95.97 66.60 49.26 48.51 307.83 105.37 105.37

Page 159 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2005

15/06/2006

DATE

15/07/2006

Stone,Earth,(Animal) Bons or Shells

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

246 67 116 60 90 65 70 67 40 40 44 47 32 62 45 103 148 65 93 40 1,540

246 313 429 489 579 644 714 781 821 861 905 952 984 1,046 1,091 1,194 1,342 1,407 1,500 1,540

BAND

CUM.

15.97 15.97 4.35 20.32 7.53 27.86 3.90 31.75 5.84 37.60 4.22 41.82 4.55 46.36 4.35 50.71 2.60 53.31 2.60 55.91 2.86 58.77 3.05 61.82 2.08 63.90 4.03 67.92 2.92 70.84 6.69 77.53 9.61 87.14 4.22 91.36 6.04 97.40 2.60 100.00

PERCENTAGE rp

533.09 533.09 15.23 548.32 36.98 585.30 33.02 618.32 80.28 698.60 83.04 781.64 95.27 876.91 138.35 1,015.26 96.00 1,111.26 138.72 1,249.97 160.81 1,410.78 203.09 1,613.87 160.91 1,774.77 310.88 2,085.65 404.00 2,489.65 1,203.87 3,693.52 2,326.92 6,020.45 1,349.51 7,369.95 3,217.41 10,587.37 5,472.52 16,059.89 16,059.89

BAND

3.32 0.09 0.23 0.21 0.50 0.52 0.59 0.86 0.60 0.86 1.00 1.26 1.00 1.94 2.52 7.50 14.49 8.40 20.03 34.08

CUM.

3.32 3.41 3.64 3.85 4.35 4.87 5.46 6.32 6.92 7.78 8.78 10.05 11.05 12.99 15.50 23.00 37.49 45.89 65.92 100.00

PERCENTAGE f

4 1 0 1 2 0 0 2 0 0 1 0 0 0 1 2 7 2 2 1 26

BAND

4 5 5 6 8 8 8 10 10 10 11 11 11 11 12 14 21 23 25 26

CUM.

15.38 15.38 3.85 19.23 0.00 19.23 3.85 23.08 7.69 30.77 0.00 30.77 0.00 30.77 7.69 38.46 0.00 38.46 0.00 38.46 3.85 42.31 0.00 42.31 0.00 42.31 0.00 42.31 3.85 46.15 7.69 53.85 26.92 80.77 7.69 88.46 7.69 96.15 3.85 100.00

PERCENTAGE rp

29.26 5.00 0.00 3.61 255.00 0.00 0.00 23.57 0.00 0.00 10.71 0.00 0.00 0.00 113.12 33.05 289.54 443.20 47.16 996.98 2,250.18

29.26 34.26 34.26 37.87 292.87 292.87 292.87 316.44 316.44 316.44 327.15 327.15 327.15 327.15 440.26 473.31 762.85 1,206.04 1,253.21 2,250.18

BAND

1.30 0.22 0.00 0.16 11.33 0.00 0.00 1.05 0.00 0.00 0.48 0.00 0.00 0.00 5.03 1.47 12.87 19.70 2.10 44.31

PERCENTAGE

CUM.

BAND

1.30 1.52 1.52 1.68 13.02 13.02 13.02 14.06 14.06 14.06 14.54 14.54 14.54 14.54 19.57 21.03 33.90 53.60 55.69 100.00

5.49 32.83 0.00 10.93 317.64 0.00 0.00 17.04 0.00 0.00 6.66 0.00 0.00 0.00 28.00 2.75 12.44 32.84 1.47 18.22

CUM

5.49 6.25 5.85 6.12 41.92 37.47 33.40 31.17 28.48 25.32 23.19 20.27 18.43 15.69 17.68 12.81 12.67 16.36 11.84 14.01 14.01

Page 160 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2005

15/06/2006

DATE

15/07/2006

Metals

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

396 284 401 317 485 377 371 377 307 195 155 242 248 309 223 457 455 235 291 70

396 680 1,081 1,398 1,883 2,260 2,631 3,008 3,315 3,510 3,665 3,907 4,155 4,464 4,687 5,144 5,599 5,834 6,125 6,195

6,195

BAND

CUM.

PERCENTAGE rp

6.39 6.39 1,212.20 1,212.20 4.58 10.98 52.93 1,265.13 6.47 17.45 133.52 1,398.65 5.12 22.57 199.41 1,598.06 7.83 30.40 550.69 2,148.75 6.09 36.48 397.60 2,546.34 5.99 42.47 625.87 3,172.22 6.09 48.56 774.56 3,946.77 4.96 53.51 918.51 4,865.28 3.15 56.66 618.03 5,483.31 2.50 59.16 663.02 6,146.33 3.91 63.07 1,076.34 7,222.67 4.00 67.07 1,437.41 8,660.08 4.99 72.06 2,313.70 10,973.78 3.60 75.66 1,983.86 12,957.64 7.38 83.03 5,859.80 18,817.44 7.34 90.38 8,887.46 27,704.91 3.79 94.17 5,323.20 33,028.10 4.70 98.87 9,755.63 42,783.73 1.13 100.00 169,891.91 212,675.64 212,675.64

BAND

0.57 0.02 0.06 0.09 0.26 0.19 0.29 0.36 0.43 0.29 0.31 0.51 0.68 1.09 0.93 2.76 4.18 2.50 4.59 79.88

PERCENTAGE

CUM.

0.57 0.59 0.66 0.75 1.01 1.20 1.49 1.86 2.29 2.58 2.89 3.40 4.07 5.16 6.09 8.85 13.03 15.53 20.12 100.00

1 0 1 0 0 3 3 1 2 3 0 2 5 2 2 13 16 17 14 6 91

1 1 2 2 2 5 8 9 11 14 14 16 21 23 25 38 54 71 85 91

BAND

1.10 0.00 1.10 0.00 0.00 3.30 3.30 1.10 2.20 3.30 0.00 2.20 5.49 2.20 2.20 14.29 17.58 18.68 15.38 6.59

CUM.

1.10 1.10 2.20 2.20 2.20 5.49 8.79 9.89 12.09 15.38 15.38 17.58 23.08 25.27 27.47 41.76 59.34 78.02 93.41 100.00

PERCENTAGE rp

143.29 143.29 0.00 143.29 21.70 164.99 0.00 164.99 0.00 164.99 442.79 607.78 601.12 1,208.90 8.81 1,217.71 1,521.00 2,738.71 62.98 2,801.69 0.00 2,801.69 128.49 2,930.18 4,476.57 7,406.75 88.81 7,495.55 54.26 7,549.82 710.58 8,260.39 875.65 9,136.04 3,793.99 12,930.03 1,714.26 14,644.30 803.90 15,448.20 15,448.20

BAND

0.93 0.00 0.14 0.00 0.00 2.87 3.89 0.06 9.85 0.41 0.00 0.83 28.98 0.57 0.35 4.60 5.67 24.56 11.10 5.20

CUM.

PERCENTAGE BAND

0.93 11.82 0.93 0.00 1.07 16.25 1.07 0.00 1.07 0.00 3.93 111.37 7.83 96.05 7.88 1.14 17.73 165.60 18.14 10.19 18.14 0.00 18.97 11.94 47.95 311.43 48.52 3.84 48.87 2.74 53.47 12.13 59.14 9.85 83.70 71.27 94.80 17.57 100.00 0.47

CUM

11.82 11.33 11.80 10.32 7.68 23.87 38.11 30.85 56.29 51.09 45.58 40.57 85.53 68.30 58.27 43.90 32.98 39.15 34.23 7.26 7.26

Page 161 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2005

15/06/2006

DATE

15/07/2006

Chemical / Oils / Gas

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

477 159 326 430 536 466 501 543 398 277 286 359 245 398 279 499 497 228 227 69 7,200

477 636 962 1,392 1,928 2,394 2,895 3,438 3,836 4,113 4,399 4,758 5,003 5,401 5,680 6,179 6,676 6,904 7,131 7,200

BAND

CUM.

PERCENTAGE rp

6.63 6.63 2,752.74 2.21 8.83 95.46 4.53 13.36 206.16 5.97 19.33 494.04 7.44 26.78 965.48 6.47 33.25 955.21 6.96 40.21 1,450.65 7.54 47.75 2,035.25 5.53 53.28 1,733.06 3.85 57.13 1,463.19 3.97 61.10 1,841.77 4.99 66.08 2,465.42 3.40 69.49 2,347.11 5.53 75.01 4,218.24 3.88 78.89 3,880.98 6.93 85.82 9,105.31 6.90 92.72 14,767.48 3.17 95.89 6,476.17 3.15 99.04 9,533.65 0.96 100.00 23,935.53 90,722.89

2,752.74 2,848.20 3,054.36 3,548.41 4,513.88 5,469.10 6,919.74 8,954.99 10,688.05 12,151.24 13,993.00 16,458.42 18,805.53 23,023.77 26,904.74 36,010.05 50,777.53 57,253.70 66,787.35 90,722.89

BAND

3.03 0.11 0.23 0.54 1.06 1.05 1.60 2.24 1.91 1.61 2.03 2.72 2.59 4.65 4.28 10.04 16.28 7.14 10.51 26.38

CUM.

3.03 3.14 3.37 3.91 4.98 6.03 7.63 9.87 11.78 13.39 15.42 18.14 20.73 25.38 29.66 39.69 55.97 63.11 73.62 100.00

PERCENTAGE f

4 0 0 0 0 5 3 6 5 0 6 10 12 4 3 20 8 5 11 2 104

4 4 4 4 4 9 12 18 23 23 29 39 51 55 58 78 86 91 102 104

BAND

CUM.

3.85 3.85 0.00 3.85 0.00 3.85 0.00 3.85 0.00 3.85 4.81 8.65 2.88 11.54 5.77 17.31 4.81 22.12 0.00 22.12 5.77 27.88 9.62 37.50 11.54 49.04 3.85 52.88 2.88 55.77 19.23 75.00 7.69 82.69 4.81 87.50 10.58 98.08 1.92 100.00

PERCENTAGE rp

2,443.86 0.00 0.00 0.00 0.00 1,417.41 305.36 963.22 3.18 0.00 102.66 2,438.49 107.06 92.54 21.50 2,851.13 3,457.47 533.08 2,722.78 9,127.05 26,586.77

2,443.86 2,443.86 2,443.86 2,443.86 2,443.86 3,861.26 4,166.63 5,129.85 5,133.02 5,133.02 5,235.69 7,674.17 7,781.23 7,873.77 7,895.27 10,746.40 14,203.87 14,736.94 17,459.72 26,586.77

BAND

9.19 0.00 0.00 0.00 0.00 5.33 1.15 3.62 0.01 0.00 0.39 9.17 0.40 0.35 0.08 10.72 13.00 2.01 10.24 34.33

CUM.

9.19 9.19 9.19 9.19 9.19 14.52 15.67 19.29 19.31 19.31 19.69 28.86 29.27 29.62 29.70 40.42 53.42 55.43 65.67 100.00

PERCENTAGE BAND

88.78 0.00 0.00 0.00 0.00 148.39 21.05 47.33 0.18 0.00 5.57 98.91 4.56 2.19 0.55 31.31 23.41 8.23 28.56 38.13

CUM

88.78 85.80 80.01 68.87 54.14 70.60 60.21 57.28 48.03 42.24 37.42 46.63 41.38 34.20 29.35 29.84 27.97 25.74 26.14 29.31 29.31

Page 162 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2005

15/06/2006

DATE

15/07/2006

Textiles

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

881 968 1,533 1,066 1,367 895 720 619 436 268 229 322 228 304 210 422 379 208 225 31 11,311

881 1,849 3,382 4,448 5,815 6,710 7,430 8,049 8,485 8,753 8,982 9,304 9,532 9,836 10,046 10,468 10,847 11,055 11,280 11,311

BAND

CUM.

PERCENTAGE rp

7.79 7.79 1,636.28 8.56 16.35 353.74 13.55 29.90 993.62 9.42 39.32 1,075.00 12.09 51.41 1,952.53 7.91 59.32 1,841.75 6.37 65.69 2,000.15 5.47 71.16 2,241.73 3.85 75.02 2,040.87 2.37 77.38 1,459.76 2.02 79.41 1,365.18 2.85 82.26 2,265.61 2.02 84.27 1,870.89 2.69 86.96 3,291.10 1.86 88.82 2,722.03 3.73 92.55 7,595.62 3.35 95.90 10,466.99 1.84 97.74 7,831.87 1.99 99.73 16,991.49 0.27 100.00 2,094.03 72,090.26

1,636.28 1,990.02 2,983.64 4,058.64 6,011.17 7,852.92 9,853.08 12,094.81 14,135.68 15,595.44 16,960.63 19,226.24 21,097.12 24,388.23 27,110.26 34,705.88 45,172.87 53,004.74 69,996.23 72,090.26

BAND

2.27 0.49 1.38 1.49 2.71 2.55 2.77 3.11 2.83 2.02 1.89 3.14 2.60 4.57 3.78 10.54 14.52 10.86 23.57 2.90

CUM.

2.27 2.76 4.14 5.63 8.34 10.89 13.67 16.78 19.61 21.63 23.53 26.67 29.26 33.83 37.61 48.14 62.66 73.53 97.10 100.00

PERCENTAGE f

11 0 6 2 2 3 2 5 1 1 3 13 2 4 2 18 29 23 20 4 151

BAND

CUM.

11 11 17 19 21 24 26 31 32 33 36 49 51 55 57 75 104 127 147 151

7.28 7.28 0.00 7.28 3.97 11.26 1.32 12.58 1.32 13.91 1.99 15.89 1.32 17.22 3.31 20.53 0.66 21.19 0.66 21.85 1.99 23.84 8.61 32.45 1.32 33.77 2.65 36.42 1.32 37.75 11.92 49.67 19.21 68.87 15.23 84.11 13.25 97.35 2.65 100.00

PERCENTAGE rp

467.31 0.00 742.59 135.74 18.03 21.87 56.25 2,029.75 2.30 2.00 362.80 7,255.98 2,997.69 1,251.31 81.72 566.43 6,549.22 7,956.51 4,215.39 1,685.43 36,398.32

467.31 467.31 1,209.90 1,345.63 1,363.66 1,385.53 1,441.78 3,471.54 3,473.84 3,475.84 3,838.64 11,094.62 14,092.31 15,343.63 15,425.34 15,991.77 22,540.99 30,497.50 34,712.89 36,398.32

BAND

1.28 0.00 2.04 0.37 0.05 0.06 0.15 5.58 0.01 0.01 1.00 19.93 8.24 3.44 0.22 1.56 17.99 21.86 11.58 4.63

CUM.

1.28 1.28 3.32 3.70 3.75 3.81 3.96 9.54 9.54 9.55 10.55 30.48 38.72 42.15 42.38 43.94 61.93 83.79 95.37 100.00

PERCENTAGE BAND

28.56 0.00 74.74 12.63 0.92 1.19 2.81 90.54 0.11 0.14 26.58 320.27 160.23 38.02 3.00 7.46 62.57 101.59 24.81 80.49

CUM

28.56 23.48 40.55 33.15 22.69 17.64 14.63 28.70 24.57 22.29 22.63 57.71 66.80 62.91 56.90 46.08 49.90 57.54 49.59 50.49 50.49

Page 163 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2005

15/06/2006

DATE

15/07/2006

Paper, Leather, Rubber

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

597 558 817 571 837 587 494 520 367 256 216 237 213 299 203 358 252 120 96 43 7,641

597 1,155 1,972 2,543 3,380 3,967 4,461 4,981 5,348 5,604 5,820 6,057 6,270 6,569 6,772 7,130 7,382 7,502 7,598 7,641

BAND

CUM.

PERCENTAGE rp

7.81 7.81 2,182.08 2,182.08 7.30 15.12 289.95 2,472.03 10.69 25.81 599.18 3,071.21 7.47 33.28 624.73 3,695.94 10.95 44.24 1,357.21 5,053.15 7.68 51.92 1,291.13 6,344.27 6.47 58.38 1,663.84 8,008.11 6.81 65.19 2,166.89 10,175.00 4.80 69.99 1,926.77 12,101.77 3.35 73.34 1,798.84 13,900.60 2.83 76.17 1,516.45 15,417.06 3.10 79.27 2,275.82 17,692.87 2.79 82.06 2,369.67 20,062.54 3.91 85.97 3,820.11 23,882.65 2.66 88.63 3,488.51 27,371.15 4.69 93.31 8,157.68 35,528.83 3.30 96.61 10,298.42 45,827.25 1.57 98.18 11,062.12 56,889.38 1.26 99.44 1,227.58 58,116.96 0.56 100.00 108,379.46 166,496.41 166,496.41

BAND

1.31 0.17 0.36 0.38 0.82 0.78 1.00 1.30 1.16 1.08 0.91 1.37 1.42 2.29 2.10 4.90 6.19 6.64 0.74 65.09

PERCENTAGE F

BAND

CUM.

PERCENTAGE

CUM.

1.31 1.48 1.84 2.22 3.03 3.81 4.81 6.11 7.27 8.35 9.26 10.63 12.05 14.34 16.44 21.34 27.52 34.17 34.91 100.00

3 0 4 0 1 0 1 2 2 3 6 3 0 6 4 15 12 7 0 4

3 4.11 4.11 1,389.12 3 0.00 4.11 0.00 7 5.48 9.59 456.41 7 0.00 9.59 0.00 8 1.37 10.96 36.42 8 0.00 10.96 0.00 9 1.37 12.33 800.00 11 2.74 15.07 531.14 13 2.74 17.81 183.60 16 4.11 21.92 143.06 22 8.22 30.14 504.84 25 4.11 34.25 3,677.18 25 0.00 34.25 0.00 31 8.22 42.47 6,403.74 35 5.48 47.95 940.80 50 20.55 68.49 3,314.67 62 16.44 84.93 23,245.04 69 9.59 94.52 3,941.57 69 0.00 94.52 0.00 73 5.48 100.00 7,624.78

53,192.38

1,389.12 1,389.12 1,845.54 1,845.54 1,881.96 1,881.96 2,681.96 3,213.10 3,396.70 3,539.76 4,044.60 7,721.78 7,721.78 14,125.51 15,066.31 18,380.99 41,626.03 45,567.61 45,567.61 53,192.38

BAND

2.61 0.00 0.86 0.00 0.07 0.00 1.50 1.00 0.35 0.27 0.95 6.91 0.00 12.04 1.77 6.23 43.70 7.41 0.00 14.33

PERCENTAGE

CUM.

BAND

2.61 2.61 3.47 3.47 3.54 3.54 5.04 6.04 6.39 6.65 7.60 14.52 14.52 26.56 28.32 34.56 78.26 85.67 85.67 100.00

63.66 0.00 76.17 0.00 2.68 0.00 48.08 24.51 9.53 7.95 33.29 161.58 0.00 167.63 26.97 40.63 225.71 35.63 0.00 7.04

CUM

63.66 56.19 60.09 49.93 37.24 29.66 33.49 31.58 28.07 25.46 26.23 43.64 38.49 59.15 55.04 51.74 90.83 80.10 78.41 31.95 31.95

Page 164 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2005

15/06/2006

DATE

15/07/2006

Wood, Bamboo and Rattan

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

915 728 744 480 628 469 350 456 284 203 176 224 204 272 166 303 237 110 137 21 7,107

915 1,643 2,387 2,867 3,495 3,964 4,314 4,770 5,054 5,257 5,433 5,657 5,861 6,133 6,299 6,602 6,839 6,949 7,086 7,107

BAND

CUM.

12.87 12.87 10.24 23.12 10.47 33.59 6.75 40.34 8.84 49.18 6.60 55.78 4.92 60.70 6.42 67.12 4.00 71.11 2.86 73.97 2.48 76.45 3.15 79.60 2.87 82.47 3.83 86.30 2.34 88.63 4.26 92.89 3.33 96.23 1.55 97.78 1.93 99.70 0.30 100.00

PERCENTAGE rp

4,258.39 520.61 932.10 962.83 1,891.48 1,885.76 1,929.44 3,481.49 2,611.56 2,281.99 2,345.03 3,538.42 3,832.75 7,095.50 4,808.65 11,334.65 12,851.64 7,985.90 12,370.44 418.31 87,336.91

4,258.39 4,779.00 5,711.10 6,673.93 8,565.41 10,451.17 12,380.61 15,862.10 18,473.66 20,755.65 23,100.67 26,639.09 30,471.84 37,567.34 42,375.99 53,710.63 66,562.27 74,548.17 86,918.61 87,336.91

BAND

4.88 0.60 1.07 1.10 2.17 2.16 2.21 3.99 2.99 2.61 2.69 4.05 4.39 8.12 5.51 12.98 14.72 9.14 14.16 0.48

PERCENTAGE

CUM.

4.88 5.47 6.54 7.64 9.81 11.97 14.18 18.16 21.15 23.77 26.45 30.50 34.89 43.01 48.52 61.50 76.21 85.36 99.52 100.00

4 0 2 1 3 3 1 8 3 4 4 3 5 6 2 12 6 5 13 0

4 4 6 7 10 13 14 22 25 29 33 36 41 47 49 61 67 72 85 85

BAND

CUM.

4.71 4.71 0.00 4.71 2.35 7.06 1.18 8.24 3.53 11.76 3.53 15.29 1.18 16.47 9.41 25.88 3.53 29.41 4.71 34.12 4.71 38.82 3.53 42.35 5.88 48.24 7.06 55.29 2.35 57.65 14.12 71.76 7.06 78.82 5.88 84.71 15.29 100.00 0.00 100.00

PERCENTAGE rp

18.47 0.00 26.98 10.57 778.21 550.85 183.91 2,627.43 1,743.50 491.64 3,421.38 575.47 5,288.37 618.74 148.89 959.45 597.45 3,923.56 2,895.72 0.00 24,860.60

18.47 18.47 45.45 56.02 834.23 1,385.08 1,568.99 4,196.43 5,939.93 6,431.57 9,852.95 10,428.41 15,716.78 16,335.53 16,484.41 17,443.86 18,041.31 21,964.87 24,860.60 24,860.60

BAND

0.07 0.00 0.11 0.04 3.13 2.22 0.74 10.57 7.01 1.98 13.76 2.31 21.27 2.49 0.60 3.86 2.40 15.78 11.65 0.00

CUM.

0.07 0.07 0.18 0.23 3.36 5.57 6.31 16.88 23.89 25.87 39.63 41.95 63.22 65.71 66.31 70.17 72.57 88.35 100.00 100.00

PERCENTAGE BAND

0.43 0.00 2.89 1.10 41.14 29.21 9.53 75.47 66.76 21.54 145.90 16.26 137.98 8.72 3.10 8.46 4.65 49.13 23.41 0.00

CUM

0.43 0.39 0.80 0.84 9.74 13.25 12.67 26.46 32.15 30.99 42.65 39.15 51.58 43.48 38.90 32.48 27.10 29.46 28.60 28.47 28.47

Page 165 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

Nutritional, Drinks and Tobacco

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,112 1,875 1,976 1,200 1,406 888 655 729 527 311 298 420 301 467 349 538 706 264 188 87 16,297

3,112 4,987 6,963 8,163 9,569 10,457 11,112 11,841 12,368 12,679 12,977 13,397 13,698 14,165 14,514 15,052 15,758 16,022 16,210 16,297

BAND

CUM.

PERCENTAGE rp

19.10 19.10 1,710.45 11.51 30.60 496.57 12.12 42.73 849.04 7.36 50.09 798.09 8.63 58.72 1,411.97 5.45 64.17 1,298.56 4.02 68.18 1,253.70 4.47 72.66 1,839.59 3.23 75.89 1,730.08 1.91 77.80 1,160.56 1.83 79.63 1,314.37 2.58 82.21 2,055.97 1.85 84.05 2,107.08 2.87 86.92 3,441.82 2.14 89.06 3,279.44 3.30 92.36 7,120.48 4.33 96.69 19,646.44 1.62 98.31 8,752.21 1.15 99.47 3,454.56 0.53 100.00 1,837.32 65,558.29

1,710.45 2,207.02 3,056.05 3,854.14 5,266.11 6,564.66 7,818.37 9,657.96 11,388.04 12,548.59 13,862.96 15,918.93 18,026.02 21,467.84 24,747.28 31,867.76 51,514.20 60,266.41 63,720.97 65,558.29

BAND

2.61 0.76 1.30 1.22 2.15 1.98 1.91 2.81 2.64 1.77 2.00 3.14 3.21 5.25 5.00 10.86 29.97 13.35 5.27 2.80

CUM.

2.61 3.37 4.66 5.88 8.03 10.01 11.93 14.73 17.37 19.14 21.15 24.28 27.50 32.75 37.75 48.61 78.58 91.93 97.20 100.00

PERCENTAGE f

11 3 7 5 1 8 9 6 4 4 4 4 39 7 3 10 15 11 2 1 154

11 14 21 26 27 35 44 50 54 58 62 66 105 112 115 125 140 151 153 154

BAND

CUM.

7.14 7.14 1.95 9.09 4.55 13.64 3.25 16.88 0.65 17.53 5.19 22.73 5.84 28.57 3.90 32.47 2.60 35.06 2.60 37.66 2.60 40.26 2.60 42.86 25.32 68.18 4.55 72.73 1.95 74.68 6.49 81.17 9.74 90.91 7.14 98.05 1.30 99.35 0.65 100.00

PERCENTAGE rp

2,914.92 129.08 389.73 691.26 99.63 28.32 3,092.70 1,975.75 565.50 249.41 299.64 284.40 219.30 176.32 137.00 1,035.23 1,906.96 1,078.91 13.27 200.00 15,487.34

2,914.92 3,044.00 3,433.74 4,124.99 4,224.62 4,252.93 7,345.63 9,321.38 9,886.89 10,136.30 10,435.94 10,720.34 10,939.64 11,115.96 11,252.96 12,288.20 14,195.16 15,274.07 15,287.34 15,487.34

BAND

18.82 0.83 2.52 4.46 0.64 0.18 19.97 12.76 3.65 1.61 1.93 1.84 1.42 1.14 0.88 6.68 12.31 6.97 0.09 1.29

PERCENTAGE

CUM.

BAND

CUM

18.82 19.65 22.17 26.63 27.28 27.46 47.43 60.19 63.84 65.45 67.38 69.22 70.64 71.77 72.66 79.34 91.66 98.62 98.71 100.00

170.42 25.99 45.90 86.61 7.06 2.18 246.69 107.40 32.69 21.49 22.80 13.83 10.41 5.12 4.18 14.54 9.71 12.33 0.38 10.89

170.42 137.92 112.36 107.03 80.22 64.79 93.95 96.52 86.82 80.78 75.28 67.34 60.69 51.78 45.47 38.56 27.56 25.34 23.99 23.62 23.62

Page 166 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2005

15/06/2006

DATE

15/07/2006

Power and Heating

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6 4 10 5 11 4 9 17 0 5 8 13 9 31 10 31 34 6 26 25 264

6 10 20 25 36 40 49 66 66 71 79 92 101 132 142 173 207 213 239 264

BAND

CUM.

2.27 2.27 1.52 3.79 3.79 7.58 1.89 9.47 4.17 13.64 1.52 15.15 3.41 18.56 6.44 25.00 0.00 25.00 1.89 26.89 3.03 29.92 4.92 34.85 3.41 38.26 11.74 50.00 3.79 53.79 11.74 65.53 12.88 78.41 2.27 80.68 9.85 90.53 9.47 100.00

PERCENTAGE rp

14.08 0.39 12.56 3.21 11.78 2.78 9.43 32.23 0.00 12.70 19.48 29.41 38.90 75.80 84.20 253.20 680.39 212.12 1,991.00 210.95 3,694.63

14.08 14.47 27.03 30.24 42.03 44.81 54.24 86.47 86.47 99.17 118.65 148.06 186.96 262.76 346.96 600.17 1,280.56 1,492.68 3,483.68 3,694.63

BAND

0.38 0.01 0.34 0.09 0.32 0.08 0.26 0.87 0.00 0.34 0.53 0.80 1.05 2.05 2.28 6.85 18.42 5.74 53.89 5.71

CUM.

0.38 0.39 0.73 0.82 1.14 1.21 1.47 2.34 2.34 2.68 3.21 4.01 5.06 7.11 9.39 16.24 34.66 40.40 94.29 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 1 1 3 0 0 6

BAND

0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 2 3 6 6 6

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 16.67 166.67 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 16.67 33.33 46.41 16.67 50.00 2.37 50.00 100.00 113.54 0.00 100.00 0.00 0.00 100.00 0.00 329.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 166.67 166.67 166.67 166.67 166.67 166.67 166.67 166.67 213.09 215.46 329.00 329.00 329.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.11 0.72 34.51 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.66 50.66 50.66 50.66 50.66 50.66 50.66 50.66 64.77 65.49 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 517.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.33 0.35 53.53 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 192.75 192.75 168.06 140.47 112.57 89.15 63.43 48.04 35.50 16.83 22.04 9.44 8.90 8.90

Page 167 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 29

01/01/2005

15/06/2006

DATE

15/07/2006

DATA POSITION FROM

PROCESSING

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

140,641 139,148 149,827 82,456 85,002 40,015 27,783 19,720 10,710 5,677 4,231 4,549 3,060 3,482 2,115 3,053 2,163 849 968 283 725,732

140,641 279,789 429,616 512,072 597,074 637,089 664,872 684,592 695,302 700,979 705,210 709,759 712,819 716,301 718,416 721,469 723,632 724,481 725,449 725,732

BAND

CUM.

19.38 19.38 19.17 38.55 20.64 59.20 11.36 70.56 11.71 82.27 5.51 87.79 3.83 91.61 2.72 94.33 1.48 95.81 0.78 96.59 0.58 97.17 0.63 97.80 0.42 98.22 0.48 98.70 0.29 98.99 0.42 99.41 0.30 99.71 0.12 99.83 0.13 99.96 0.04 100.00

PERCENTAGE rp

28,694.42 32,315.05 62,036.66 55,781.95 86,207.97 58,012.87 57,136.23 54,183.86 38,978.10 24,675.13 20,919.53 27,485.97 22,145.09 30,119.23 22,110.21 43,034.22 43,150.46 23,016.11 42,978.55 19,176.05 792,157.69

28,694.42 61,009.47 123,046.14 178,828.09 265,036.06 323,048.93 380,185.16 434,369.02 473,347.13 498,022.26 518,941.79 546,427.77 568,572.85 598,692.08 620,802.30 663,836.52 706,986.97 730,003.08 772,981.63 792,157.69

BAND

CUM.

3.62 3.62 4.08 7.70 7.83 15.53 7.04 22.57 10.88 33.46 7.32 40.78 7.21 47.99 6.84 54.83 4.92 59.75 3.11 62.87 2.64 65.51 3.47 68.98 2.80 71.78 3.80 75.58 2.79 78.37 5.43 83.80 5.45 89.25 2.91 92.15 5.43 97.58 2.42 100.00

PERCENTAGE f

181 158 191 62 130 82 61 64 42 34 28 31 27 44 25 74 229 55 107 53 1,678

181 339 530 592 722 804 865 929 971 1,005 1,033 1,064 1,091 1,135 1,160 1,234 1,463 1,518 1,625 1,678

BAND

CUM.

10.79 10.79 9.42 20.20 11.38 31.59 3.69 35.28 7.75 43.03 4.89 47.91 3.64 51.55 3.81 55.36 2.50 57.87 2.03 59.89 1.67 61.56 1.85 63.41 1.61 65.02 2.62 67.64 1.49 69.13 4.41 73.54 13.65 87.19 3.28 90.46 6.38 96.84 3.16 100.00

PERCENTAGE rp

8,821.93 8,745.19 14,069.10 8,409.25 18,234.58 10,679.94 11,851.30 9,591.22 43,262.42 7,030.49 9,696.44 7,716.46 6,931.24 21,796.06 2,336.73 20,296.88 24,676.16 4,554.69 26,539.98 16,235.35 281,475.42

BAND

CUM.

PERCENTAGE BAND

8,821.93 3.13 3.13 30.74 17,567.11 3.11 6.24 27.06 31,636.22 5.00 11.24 22.68 40,045.46 2.99 14.23 15.08 58,280.05 6.48 20.71 21.15 68,959.99 3.79 24.50 18.41 80,811.29 4.21 28.71 20.74 90,402.51 3.41 32.12 17.70 133,664.93 15.37 47.49 110.99 140,695.42 2.50 49.98 28.49 150,391.86 3.44 53.43 46.35 158,108.33 2.74 56.17 28.07 165,039.57 2.46 58.63 31.30 186,835.63 7.74 66.38 72.37 189,172.36 0.83 67.21 10.57 209,469.24 7.21 74.42 47.16 234,145.40 8.77 83.19 57.19 238,700.09 1.62 84.80 19.79 265,240.07 9.43 94.23 61.75 281,475.42 5.77 100.00 84.66

CUM

30.74 28.79 25.71 22.39 21.99 21.35 21.26 20.81 28.24 28.25 28.98 28.93 29.03 31.21 30.47 31.55 33.12 32.70 34.31 35.53 35.53

Page 168 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2005

15/06/2006

DATE

15/07/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6 11 6 14 5 6 6 11 5 7 6 5 2 9 7 7 4 1 0 0 118

6 17 23 37 42 48 54 65 70 77 83 88 90 99 106 113 117 118 118 118

BAND

CUM.

PERCENTAGE rp

5.08 5.08 5.55 9.32 14.41 4.68 5.08 19.49 5.37 11.86 31.36 27.63 4.24 35.59 11.73 5.08 40.68 25.95 5.08 45.76 52.08 9.32 55.08 93.24 4.24 59.32 83.87 5.93 65.25 80.30 5.08 70.34 103.08 4.24 74.58 130.93 1.69 76.27 34.18 7.63 83.90 254.48 5.93 89.83 357.72 5.93 95.76 475.98 3.39 99.151,060.36 0.85 100.00 0.33 0.00 100.00 0.00 0.00 100.00 0.00 2,807.48

5.55 10.23 15.60 43.24 54.96 80.92 132.99 226.24 310.11 390.41 493.49 624.43 658.61 913.09 1,270.81 1,746.78 2,807.14 2,807.48 2,807.48 2,807.48

BAND

0.20 0.17 0.19 0.98 0.42 0.92 1.85 3.32 2.99 2.86 3.67 4.66 1.22 9.06 12.74 16.95 37.77 0.01 0.00 0.00

CUM.

0.20 0.36 0.56 1.54 1.96 2.88 4.74 8.06 11.05 13.91 17.58 22.24 23.46 32.52 45.27 62.22 99.99 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 2

BAND

0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 2 2 2 2

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 102.36 0.00 0.00 0.00 127.36

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 25.00 25.00 25.00 25.00 25.00 127.36 127.36 127.36 127.36

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 19.63 0.00 0.00 0.00 0.00 0.00 80.37 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 19.63 19.63 19.63 19.63 19.63 19.63 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 24.25 0.00 0.00 0.00 0.00 0.00 9.65 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.07 4.00 3.80 2.74 1.97 1.43 4.54 4.54 4.54 4.54 4.54

Page 169 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2005

15/06/2006

DATE

15/07/2006

Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

34 12 16 17 17 19 10 25 12 10 6 11 7 18 21 36 70 43 12 5 401

34 46 62 79 96 115 125 150 162 172 178 189 196 214 235 271 341 384 396 401

BAND

CUM.

8.48 8.48 2.99 11.47 3.99 15.46 4.24 19.70 4.24 23.94 4.74 28.68 2.49 31.17 6.23 37.41 2.99 40.40 2.49 42.89 1.50 44.39 2.74 47.13 1.75 48.88 4.49 53.37 5.24 58.60 8.98 67.58 17.46 85.04 10.72 95.76 2.99 98.75 1.25 100.00

PERCENTAGE rp

68.00 5.04 6.76 13.58 16.22 64.18 33.73 85.86 61.78 65.77 33.10 145.65 66.59 378.70 608.60 1,358.74 3,401.64 1,490.84 191.35 77.31 8,173.42

68.00 73.04 79.80 93.38 109.60 173.78 207.50 293.36 355.14 420.91 454.01 599.65 666.25 1,044.94 1,653.54 3,012.28 6,413.91 7,904.76 8,096.11 8,173.42

BAND

0.83 0.06 0.08 0.17 0.20 0.79 0.41 1.05 0.76 0.80 0.40 1.78 0.81 4.63 7.45 16.62 41.62 18.24 2.34 0.95

CUM.

0.83 0.89 0.98 1.14 1.34 2.13 2.54 3.59 4.35 5.15 5.55 7.34 8.15 12.78 20.23 36.85 78.47 96.71 99.05 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 0 6 1 2 1 0 0 11

BAND

0 0 0 0 0 0 0 1 1 1 1 1 1 1 7 8 10 11 11 11

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.09 9.09 0.00 9.09 0.00 9.09 0.00 9.09 0.00 9.09 0.00 9.09 0.00 9.09 54.55 63.64 9.09 72.73 18.18 90.91 9.09 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 306.35 0.00 0.00 0.00 0.00 0.00 0.00 17.00 2.64 34.02 60.00 0.00 0.00 420.01

0.00 0.00 0.00 0.00 0.00 0.00 0.00 306.35 306.35 306.35 306.35 306.35 306.35 306.35 323.35 325.99 360.01 420.01 420.01 420.01

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 72.94 0.00 0.00 0.00 0.00 0.00 0.00 4.05 0.63 8.10 14.29 0.00 0.00

PERCENTAGE

CUM.

BAND

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 72.94 72.94 72.94 72.94 72.94 72.94 72.94 76.99 77.61 85.71 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 356.81 0.00 0.00 0.00 0.00 0.00 0.00 2.79 0.19 1.00 4.02 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 104.43 86.26 72.78 67.48 51.09 45.98 29.32 19.56 10.82 5.61 5.31 5.19 5.14 5.14

Page 170 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 32

DATA POSITION FROM

01/01/2005

15/06/2006

DATE

15/07/2006

PROCESSING

Recreation Place

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3 3 0 3 2 1 4 2 4 3 4 6 4 2 3 6 6 3 2 0 61

BAND

3 6 6 9 11 12 16 18 22 25 29 35 39 41 44 50 56 59 61 61

CUM.

4.92 4.92 4.92 9.84 0.00 9.84 4.92 14.75 3.28 18.03 1.64 19.67 6.56 26.23 3.28 29.51 6.56 36.07 4.92 40.98 6.56 47.54 9.84 57.38 6.56 63.93 3.28 67.21 4.92 72.13 9.84 81.97 9.84 91.80 4.92 96.72 3.28 100.00 0.00 100.00

PERCENTAGE rp

3.45 15.22 0.00 4.76 1.03 2.64 14.57 4.66 24.07 18.65 42.93 71.88 47.95 47.00 74.52 297.81 501.69 727.03 59.00 0.00 1,958.85

3.45 18.67 18.67 23.43 24.47 27.11 41.68 46.33 70.41 89.05 131.98 203.86 251.81 298.81 373.33 671.14 1,172.82 1,899.85 1,958.85 1,958.85

BAND

0.18 0.78 0.00 0.24 0.05 0.13 0.74 0.24 1.23 0.95 2.19 3.67 2.45 2.40 3.80 15.20 25.61 37.12 3.01 0.00

CUM.

0.18 0.95 0.95 1.20 1.25 1.38 2.13 2.37 3.59 4.55 6.74 10.41 12.86 15.25 19.06 34.26 59.87 96.99 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 3 0 0 0 0 4

BAND

0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 4 4 4 4 4

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 75.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 12.55 12.55 25.00 0.00 12.55 25.00 0.00 12.55 100.00 376.43 388.98 100.00 0.00 388.98 100.00 0.00 388.98 100.00 0.00 388.98 100.00 0.00 388.98 388.98

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.23 0.00 0.00 96.77 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.23 3.23 3.23 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 26.17 0.00 0.00 126.40 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.98 4.20 3.36 57.96 33.17 20.47 19.86 19.86 19.86

Page 171 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2005

15/06/2006

DATE

15/07/2006

PROCESSING

Non Estate Plantation Risk

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

43 15 4 4 8 4 5 1 4 5 3 2 5 8 3 13 6 6 1 0 140

43 58 62 66 74 78 83 84 88 93 96 98 103 111 114 127 133 139 140 140

BAND

CUM.

30.71 30.71 10.71 41.43 2.86 44.29 2.86 47.14 5.71 52.86 2.86 55.71 3.57 59.29 0.71 60.00 2.86 62.86 3.57 66.43 2.14 68.57 1.43 70.00 3.57 73.57 5.71 79.29 2.14 81.43 9.29 90.71 4.29 95.00 4.29 99.29 0.71 100.00 0.00 100.00

PERCENTAGE rp

26.27 26.27 9.09 35.36 3.33 38.69 8.00 46.69 8.19 54.88 5.16 60.04 14.72 74.76 7.57 82.33 56.17 138.51 14.11 152.62 11.14 163.76 10.52 174.28 44.18 218.46 106.91 325.37 20.81 346.18 405.89 752.07 204.64 956.71 240.92 1,197.63 213.78 1,411.41 0.00 1,411.41 1,411.41

BAND

1.86 0.64 0.24 0.57 0.58 0.37 1.04 0.54 3.98 1.00 0.79 0.75 3.13 7.57 1.47 28.76 14.50 17.07 15.15 0.00

CUM.

1.86 2.51 2.74 3.31 3.89 4.25 5.30 5.83 9.81 10.81 11.60 12.35 15.48 23.05 24.53 53.28 67.78 84.85 100.00 100.00

PERCENTAGE f

0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 7 0 8

BAND

0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 8 8

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 12.50 12.50 7.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 87.50 100.00 175.33 182.33 0.00 100.00 0.00 182.33 182.33

BAND

0.00 3.84 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 96.16 0.00

PERCENTAGE

CUM.

BAND

0.00 3.84 3.84 3.84 3.84 3.84 3.84 3.84 3.84 3.84 3.84 3.84 3.84 3.84 3.84 3.84 3.84 3.84 100.00 100.00

0.00 77.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 82.01 0.00

CUM

0.00 19.80 18.09 14.99 12.76 11.66 9.36 8.50 5.05 4.59 4.27 4.02 3.20 2.15 2.02 0.93 0.73 0.58 12.92 12.92 12.92

Page 172 of 204

RISK AND LOSS PROFILE 2005 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 01

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

NANGROE ACEH DARUSSALAM

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,165 944 810 381 274 115 58 39 14 8 9 15 9 10 6 10 18 8 2 3 3,898

1,165 2,109 2,919 3,300 3,574 3,689 3,747 3,786 3,800 3,808 3,817 3,832 3,841 3,851 3,857 3,867 3,885 3,893 3,895 3,898

BAND

CUM.

29.89 29.89 24.22 54.10 20.78 74.88 9.77 84.66 7.03 91.69 2.95 94.64 1.49 96.13 1.00 97.13 0.36 97.49 0.21 97.69 0.23 97.92 0.38 98.31 0.23 98.54 0.26 98.79 0.15 98.95 0.26 99.20 0.46 99.67 0.21 99.87 0.05 99.92 0.08 100.00

PERCENTAGE rp

162.72 389.01 602.15 419.30 468.02 293.71 171.98 118.71 44.86 25.01 24.35 128.13 70.50 56.76 144.19 192.05 545.66 221.21 1,321.64 1,061.50 6,461.43

162.72 551.73 1,153.88 1,573.18 2,041.20 2,334.91 2,506.88 2,625.59 2,670.45 2,695.46 2,719.81 2,847.93 2,918.43 2,975.19 3,119.37 3,311.42 3,857.08 4,078.30 5,399.94 6,461.43

BAND

2.52 6.02 9.32 6.49 7.24 4.55 2.66 1.84 0.69 0.39 0.38 1.98 1.09 0.88 2.23 2.97 8.44 3.42 20.45 16.43

CUM.

2.52 8.54 17.86 24.35 31.59 36.14 38.80 40.63 41.33 41.72 42.09 44.08 45.17 46.05 48.28 51.25 59.69 63.12 83.57 100.00

PERCENTAGE f

1 4 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 8

BAND

1 5 6 7 8 8 8 8 8 8 8 8 8 8 8 8 8 8 8 8

12.50 50.00 12.50 12.50 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

12.50 62.50 75.00 87.50 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

1.85 189.67 26.00 16.56 400.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 634.08

1.85 191.52 217.52 234.08 634.08 634.08 634.08 634.08 634.08 634.08 634.08 634.08 634.08 634.08 634.08 634.08 634.08 634.08 634.08 634.08

BAND

0.29 29.91 4.10 2.61 63.08 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.29 30.20 34.30 36.92 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

1.14 48.76 4.32 3.95 85.47 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

1.14 34.71 18.85 14.88 31.06 27.16 25.29 24.15 23.74 23.52 23.31 22.26 21.73 21.31 20.33 19.15 16.44 15.55 11.74 9.81 9.81

Page 173 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 02

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

SUMATERA UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

8,554 9,002 12,468 6,591 5,938 2,381 1,618 1,142 702 351 278 375 249 340 201 337 287 105 50 22 50,991

8,554 17,556 30,024 36,615 42,553 44,934 46,552 47,694 48,396 48,747 49,025 49,400 49,649 49,989 50,190 50,527 50,814 50,919 50,969 50,991

BAND

CUM.

PERCENTAGE rp

16.78 16.78 2,197.49 17.65 34.43 1,982.98 24.45 58.88 4,769.42 12.93 71.81 4,465.30 11.65 83.45 6,065.96 4.67 88.12 3,677.86 3.17 91.29 3,878.55 2.24 93.53 3,529.04 1.38 94.91 2,779.25 0.69 95.60 1,712.21 0.55 96.14 1,765.85 0.74 96.88 2,619.25 0.49 97.37 1,969.37 0.67 98.03 3,573.77 0.39 98.43 3,082.50 0.66 99.09 6,953.31 0.56 99.65 10,059.17 0.21 99.86 3,331.85 0.10 99.96 1,793.21 0.04 100.00 1,600.30 71,806.64

2,197.49 4,180.48 8,949.90 13,415.19 19,481.15 23,159.02 27,037.56 30,566.61 33,345.85 35,058.06 36,823.91 39,443.16 41,412.53 44,986.30 48,068.80 55,022.11 65,081.28 68,413.13 70,206.34 71,806.64

BAND

CUM.

3.06 3.06 2.76 5.82 6.64 12.46 6.22 18.68 8.45 27.13 5.12 32.25 5.40 37.65 4.91 42.57 3.87 46.44 2.38 48.82 2.46 51.28 3.65 54.93 2.74 57.67 4.98 62.65 4.29 66.94 9.68 76.63 14.01 90.63 4.64 95.27 2.50 97.77 2.23 100.00

PERCENTAGE f

9 10 7 9 10 2 7 6 0 0 1 4 2 2 7 9 11 4 2 1 103

9 19 26 35 45 47 54 60 60 60 61 65 67 69 76 85 96 100 102 103

BAND

CUM.

8.74 8.74 9.71 18.45 6.80 25.24 8.74 33.98 9.71 43.69 1.94 45.63 6.80 52.43 5.83 58.25 0.00 58.25 0.00 58.25 0.97 59.22 3.88 63.11 1.94 65.05 1.94 66.99 6.80 73.79 8.74 82.52 10.68 93.20 3.88 97.09 1.94 99.03 0.97 100.00

PERCENTAGE rp

2,286.17 539.30 374.96 1,065.49 714.68 36.04 1,161.16 1,440.78 0.00 0.00 91.05 594.43 53.50 85.63 41.56 887.71 1,186.41 76.56 1,328.97 200.00 12,164.41

2,286.17 2,825.47 3,200.43 4,265.92 4,980.60 5,016.64 6,177.80 7,618.58 7,618.58 7,618.58 7,709.63 8,304.06 8,357.56 8,443.19 8,484.76 9,372.46 10,558.87 10,635.43 11,964.41 12,164.41

BAND

18.79 4.43 3.08 8.76 5.88 0.30 9.55 11.84 0.00 0.00 0.75 4.89 0.44 0.70 0.34 7.30 9.75 0.63 10.93 1.64

CUM.

18.79 23.23 26.31 35.07 40.94 41.24 50.79 62.63 62.63 62.63 63.38 68.27 68.71 69.41 69.75 77.05 86.80 87.43 98.36 100.00

PERCENTAGE BAND

104.04 27.20 7.86 23.86 11.78 0.98 29.94 40.83 0.00 0.00 5.16 22.69 2.72 2.40 1.35 12.77 11.79 2.30 74.11 12.50

CUM

104.04 67.59 35.76 31.80 25.57 21.66 22.85 24.92 22.85 21.73 20.94 21.05 20.18 18.77 17.65 17.03 16.22 15.55 17.04 16.94 16.94

Page 174 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 03

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

SUMATERA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,722 4,235 4,184 1,996 1,853 733 587 413 239 126 115 107 92 105 76 123 50 23 13 9 18,801

3,722 7,957 12,141 14,137 15,990 16,723 17,310 17,723 17,962 18,088 18,203 18,310 18,402 18,507 18,583 18,706 18,756 18,779 18,792 18,801

BAND

CUM.

19.80 19.80 22.53 42.32 22.25 64.58 10.62 75.19 9.86 85.05 3.90 88.95 3.12 92.07 2.20 94.27 1.27 95.54 0.67 96.21 0.61 96.82 0.57 97.39 0.49 97.88 0.56 98.44 0.40 98.84 0.65 99.49 0.27 99.76 0.12 99.88 0.07 99.95 0.05 100.00

PERCENTAGE rp

468.88 793.14 1,364.48 1,194.71 1,871.69 1,117.39 1,217.34 1,012.69 607.69 422.41 295.70 425.85 409.67 408.19 469.22 1,074.54 1,387.86 2,034.22 1,190.11 426.13 18,191.90

468.88 1,262.01 2,626.50 3,821.21 5,692.89 6,810.28 8,027.62 9,040.31 9,648.00 10,070.41 10,366.11 10,791.96 11,201.63 11,609.81 12,079.03 13,153.57 14,541.43 16,575.65 17,765.77 18,191.90

BAND

2.58 4.36 7.50 6.57 10.29 6.14 6.69 5.57 3.34 2.32 1.63 2.34 2.25 2.24 2.58 5.91 7.63 11.18 6.54 2.34

CUM.

2.58 6.94 14.44 21.00 31.29 37.44 44.13 49.69 53.03 55.36 56.98 59.32 61.57 63.82 66.40 72.30 79.93 91.12 97.66 100.00

PERCENTAGE f

2 2 5 2 4 1 5 4 0 0 1 0 0 2 1 1 2 2 0 0 34

BAND

CUM.

2 4 9 11 15 16 21 25 25 25 26 26 26 28 29 30 32 34 34 34

5.88 5.88 5.88 11.76 14.71 26.47 5.88 32.35 11.76 44.12 2.94 47.06 14.71 61.76 11.76 73.53 0.00 73.53 0.00 73.53 2.94 76.47 0.00 76.47 0.00 76.47 5.88 82.35 2.94 85.29 2.94 88.24 5.88 94.12 5.88 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

9.29 6.12 694.64 662.00 44.05 700.00 572.41 1,773.54 0.00 0.00 68.64 0.00 0.00 41.75 100.00 348.58 36.63 1,083.52 0.00 0.00 6,141.17

9.29 15.41 710.05 1,372.05 1,416.11 2,116.11 2,688.51 4,462.05 4,462.05 4,462.05 4,530.69 4,530.69 4,530.69 4,572.44 4,672.44 5,021.02 5,057.65 6,141.17 6,141.17 6,141.17

BAND

CUM.

0.15 0.15 0.10 0.25 11.31 11.56 10.78 22.34 0.72 23.06 11.40 34.46 9.32 43.78 28.88 72.66 0.00 72.66 0.00 72.66 1.12 73.78 0.00 73.78 0.00 73.78 0.68 74.46 1.63 76.08 5.68 81.76 0.60 82.36 17.64 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

1.98 0.77 50.91 55.41 2.35 62.65 47.02 175.13 0.00 0.00 23.21 0.00 0.00 10.23 21.31 32.44 2.64 53.26 0.00 0.00

CUM

1.98 1.22 27.03 35.91 24.87 31.07 33.49 49.36 46.25 44.31 43.71 41.98 40.45 39.38 38.68 38.17 34.78 37.05 34.57 33.76 33.76

Page 175 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 04

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,356 5,039 5,811 2,991 2,487 890 611 400 224 119 95 101 82 92 59 103 105 61 37 5 23,668

4,356 9,395 15,206 18,197 20,684 21,574 22,185 22,585 22,809 22,928 23,023 23,124 23,206 23,298 23,357 23,460 23,565 23,626 23,663 23,668

BAND

CUM.

18.40 18.40 21.29 39.69 24.55 64.25 12.64 76.88 10.51 87.39 3.76 91.15 2.58 93.73 1.69 95.42 0.95 96.37 0.50 96.87 0.40 97.27 0.43 97.70 0.35 98.05 0.39 98.44 0.25 98.69 0.44 99.12 0.44 99.56 0.26 99.82 0.16 99.98 0.02 100.00

PERCENTAGE rp

967.70 1,326.42 3,131.39 3,033.66 3,783.13 1,988.01 1,860.81 1,517.34 1,142.56 682.79 698.55 805.77 725.21 1,142.30 491.17 1,873.89 4,935.62 2,980.46 3,066.33 36.74 36,189.85

967.70 2,294.12 5,425.51 8,459.17 12,242.30 14,230.31 16,091.12 17,608.46 18,751.02 19,433.81 20,132.35 20,938.13 21,663.34 22,805.64 23,296.81 25,170.70 30,106.32 33,086.78 36,153.11 36,189.85

BAND

2.67 3.67 8.65 8.38 10.45 5.49 5.14 4.19 3.16 1.89 1.93 2.23 2.00 3.16 1.36 5.18 13.64 8.24 8.47 0.10

CUM.

2.67 6.34 14.99 23.37 33.83 39.32 44.46 48.66 51.81 53.70 55.63 57.86 59.86 63.02 64.37 69.55 83.19 91.43 99.90 100.00

PERCENTAGE f

4 6 12 6 3 2 1 0 0 2 2 1 1 0 0 0 3 0 1 0 44

BAND

4 10 22 28 31 33 34 34 34 36 38 39 40 40 40 40 43 43 44 44

CUM.

9.09 9.09 13.64 22.73 27.27 50.00 13.64 63.64 6.82 70.45 4.55 75.00 2.27 77.27 0.00 77.27 0.00 77.27 4.55 81.82 4.55 86.36 2.27 88.64 2.27 90.91 0.00 90.91 0.00 90.91 0.00 90.91 6.82 97.73 0.00 97.73 2.27 100.00 0.00 100.00

PERCENTAGE rp

71.72 457.15 869.71 1,183.74 1,172.34 630.72 716.19 0.00 0.00 178.55 5,426.41 4.55 4,425.26 0.00 0.00 0.00 139.35 0.00 378.84 0.00 15,654.53

71.72 528.86 1,398.58 2,582.32 3,754.65 4,385.38 5,101.57 5,101.57 5,101.57 5,280.11 10,706.52 10,711.07 15,136.34 15,136.34 15,136.34 15,136.34 15,275.69 15,275.69 15,654.53 15,654.53

BAND

CUM.

0.46 0.46 2.92 3.38 5.56 8.93 7.56 16.50 7.49 23.98 4.03 28.01 4.57 32.59 0.00 32.59 0.00 32.59 1.14 33.73 34.66 68.39 0.03 68.42 28.27 96.69 0.00 96.69 0.00 96.69 0.00 96.69 0.89 97.58 0.00 97.58 2.42 100.00 0.00 100.00

PERCENTAGE BAND

7.41 34.46 27.77 39.02 30.99 31.73 38.49 0.00 0.00 26.15 776.82 0.56 610.20 0.00 0.00 0.00 2.82 0.00 12.35 0.00

CUM

7.41 23.05 25.78 30.53 30.67 30.82 31.70 28.97 27.21 27.17 53.18 51.16 69.87 66.37 64.97 60.13 50.74 46.17 43.30 43.26 43.26

Page 176 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 05

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

JAMBI

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,258 1,830 1,960 865 753 315 199 130 79 43 36 36 23 29 14 35 21 22 8 4 8,660

2,258 4,088 6,048 6,913 7,666 7,981 8,180 8,310 8,389 8,432 8,468 8,504 8,527 8,556 8,570 8,605 8,626 8,648 8,656 8,660

BAND

26.07 21.13 22.63 9.99 8.70 3.64 2.30 1.50 0.91 0.50 0.42 0.42 0.27 0.33 0.16 0.40 0.24 0.25 0.09 0.05

CUM.

26.07 47.21 69.84 79.83 88.52 92.16 94.46 95.96 96.87 97.37 97.78 98.20 98.46 98.80 98.96 99.36 99.61 99.86 99.95 100.00

PERCENTAGE rp

483.31 483.31 588.02 1,071.33 1,177.77 2,249.10 900.39 3,149.50 1,082.76 4,232.26 668.68 4,900.94 545.60 5,446.54 461.71 5,908.26 454.09 6,362.35 218.54 6,580.89 267.40 6,848.29 432.93 7,281.22 216.10 7,497.32 376.99 7,874.31 183.21 8,057.52 703.08 8,760.60 719.43 9,480.03 873.09 10,353.13 346.63 10,699.76 161.71 10,861.46 10,861.46

BAND

4.45 5.41 10.84 8.29 9.97 6.16 5.02 4.25 4.18 2.01 2.46 3.99 1.99 3.47 1.69 6.47 6.62 8.04 3.19 1.49

CUM.

4.45 9.86 20.71 29.00 38.97 45.12 50.15 54.40 58.58 60.59 63.05 67.04 69.03 72.50 74.18 80.66 87.28 95.32 98.51 100.00

PERCENTAGE f

7 3 7 2 0 2 2 1 0 0 1 0 0 0 0 0 2 1 0 0 28

7 10 17 19 19 21 23 24 24 24 25 25 25 25 25 25 27 28 28 28

BAND

CUM.

25.00 25.00 10.71 35.71 25.00 60.71 7.14 67.86 0.00 67.86 7.14 75.00 7.14 82.14 3.57 85.71 0.00 85.71 0.00 85.71 3.57 89.29 0.00 89.29 0.00 89.29 0.00 89.29 0.00 89.29 0.00 89.29 7.14 96.43 3.57 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

155.30 142.09 628.68 240.57 0.00 90.76 195.41 494.08 0.00 0.00 68.64 0.00 0.00 0.00 0.00 0.00 182.36 60.00 0.00 0.00 2,257.89

155.30 297.39 926.07 1,166.64 1,166.64 1,257.40 1,452.81 1,946.89 1,946.89 1,946.89 2,015.52 2,015.52 2,015.52 2,015.52 2,015.52 2,015.52 2,197.89 2,257.89 2,257.89 2,257.89

BAND

CUM.

6.88 6.88 6.29 13.17 27.84 41.01 10.65 51.67 0.00 51.67 4.02 55.69 8.65 64.34 21.88 86.23 0.00 86.23 0.00 86.23 3.04 89.27 0.00 89.27 0.00 89.27 0.00 89.27 0.00 89.27 0.00 89.27 8.08 97.34 2.66 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

32.13 24.16 53.38 26.72 0.00 13.57 35.82 107.01 0.00 0.00 25.67 0.00 0.00 0.00 0.00 0.00 25.35 6.87 0.00 0.00

CUM

32.13 27.76 41.17 37.04 27.57 25.66 26.67 32.95 30.60 29.58 29.43 27.68 26.88 25.60 25.01 23.01 23.18 21.81 21.10 20.79 20.79

Page 177 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 06

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

SUMATERA SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,289 3,423 4,136 2,049 1,700 755 560 393 195 98 77 61 61 61 58 65 59 26 18 10 17,094

3,289 6,712 10,848 12,897 14,597 15,352 15,912 16,305 16,500 16,598 16,675 16,736 16,797 16,858 16,916 16,981 17,040 17,066 17,084 17,094

BAND

CUM.

19.24 19.24 20.02 39.27 24.20 63.46 11.99 75.45 9.95 85.39 4.42 89.81 3.28 93.09 2.30 95.38 1.14 96.53 0.57 97.10 0.45 97.55 0.36 97.91 0.36 98.26 0.36 98.62 0.34 98.96 0.38 99.34 0.35 99.68 0.15 99.84 0.11 99.94 0.06 100.00

PERCENTAGE rp

1,318.07 708.34 1,878.97 1,535.03 2,180.45 1,286.55 1,620.14 1,307.89 855.50 670.16 508.18 451.53 467.94 637.82 787.82 1,346.17 1,685.91 1,084.58 1,498.26 363.34 22,192.66

1,318.07 2,026.42 3,905.39 5,440.41 7,620.86 8,907.41 10,527.55 11,835.44 12,690.94 13,361.10 13,869.28 14,320.82 14,788.76 15,426.58 16,214.39 17,560.56 19,246.48 20,331.06 21,829.31 22,192.66

BAND

5.94 3.19 8.47 6.92 9.83 5.80 7.30 5.89 3.85 3.02 2.29 2.03 2.11 2.87 3.55 6.07 7.60 4.89 6.75 1.64

PERCENTAGE

CUM.

5.94 9.13 17.60 24.51 34.34 40.14 47.44 53.33 57.19 60.21 62.49 64.53 66.64 69.51 73.06 79.13 86.72 91.61 98.36 100.00

11 10 13 2 8 4 7 1 2 1 0 0 1 1 2 0 1 3 1 0 68

11 21 34 36 44 48 55 56 58 59 59 59 60 61 63 63 64 67 68 68

BAND

CUM.

16.18 16.18 14.71 30.88 19.12 50.00 2.94 52.94 11.76 64.71 5.88 70.59 10.29 80.88 1.47 82.35 2.94 85.29 1.47 86.76 0.00 86.76 0.00 86.76 1.47 88.24 1.47 89.71 2.94 92.65 0.00 92.65 1.47 94.12 4.41 98.53 1.47 100.00 0.00 100.00

PERCENTAGE rp

1,799.78 1,077.21 1,950.86 550.00 3,750.00 2,295.02 6,063.06 28.00 3,375.53 2,500.00 0.00 0.00 20.00 27.15 66.41 0.00 2.61 117.99 305.48 0.00 23,929.09

1,799.78 2,876.99 4,827.85 5,377.85 9,127.85 11,422.87 17,485.93 17,513.93 20,889.46 23,389.46 23,389.46 23,389.46 23,409.46 23,436.61 23,503.02 23,503.02 23,505.63 23,623.62 23,929.09 23,929.09

BAND

CUM.

7.52 7.52 4.50 12.02 8.15 20.18 2.30 22.47 15.67 38.15 9.59 47.74 25.34 73.07 0.12 73.19 14.11 87.30 10.45 97.74 0.00 97.74 0.00 97.74 0.08 97.83 0.11 97.94 0.28 98.22 0.00 98.22 0.01 98.23 0.49 98.72 1.28 100.00 0.00 100.00

PERCENTAGE BAND

136.55 152.07 103.83 35.83 171.98 178.39 374.23 2.14 394.57 373.04 0.00 0.00 4.27 4.26 8.43 0.00 0.15 10.88 20.39 0.00

CUM

136.55 141.97 123.62 98.85 119.77 128.24 166.10 147.98 164.60 175.06 168.64 163.32 158.29 151.92 144.95 133.84 122.13 116.19 109.62 107.82 107.82

Page 178 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 07

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

BENGKULU

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 1,578 75 1,336 948 150 361 250 306 400 110 625 68 875 43 1,250 34 1,750 17 2,250 12 2,750 15 3,500 11 4,500 21 6,250 6 8,750 10 15,000 12 35,000 6 75,000 1 300,000 0 4,895

1,578 2,914 3,862 4,223 4,529 4,639 4,707 4,750 4,784 4,801 4,813 4,828 4,839 4,860 4,866 4,876 4,888 4,894 4,895 4,895

BAND

CUM.

32.24 32.24 27.29 59.53 19.37 78.90 7.37 86.27 6.25 92.52 2.25 94.77 1.39 96.16 0.88 97.04 0.69 97.73 0.35 98.08 0.25 98.32 0.31 98.63 0.22 98.86 0.43 99.28 0.12 99.41 0.20 99.61 0.25 99.86 0.12 99.98 0.02 100.00 0.00 100.00

PERCENTAGE rp

214.73 400.83 591.52 387.15 567.56 239.96 198.65 168.67 160.84 57.82 30.48 97.00 57.30 140.82 94.44 226.25 577.00 273.31 41.31 0.00 4,525.65

214.73 615.57 1,207.09 1,594.24 2,161.80 2,401.76 2,600.42 2,769.08 2,929.92 2,987.74 3,018.22 3,115.22 3,172.52 3,313.33 3,407.78 3,634.02 4,211.02 4,484.34 4,525.65 4,525.65

BAND

4.74 8.86 13.07 8.55 12.54 5.30 4.39 3.73 3.55 1.28 0.67 2.14 1.27 3.11 2.09 5.00 12.75 6.04 0.91 0.00

CUM.

4.74 13.60 26.67 35.23 47.77 53.07 57.46 61.19 64.74 66.02 66.69 68.83 70.10 73.21 75.30 80.30 93.05 99.09 100.00 100.00

PERCENTAGE f

3 2 2 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 9

BAND

3 5 7 8 8 8 8 8 9 9 9 9 9 9 9 9 9 9 9 9

33.33 22.22 22.22 11.11 0.00 0.00 0.00 0.00 11.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

33.33 55.56 77.78 88.89 88.89 88.89 88.89 88.89 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

51.00 100.00 246.00 300.00 0.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 707.00

51.00 151.00 397.00 697.00 697.00 697.00 697.00 697.00 707.00 707.00 707.00 707.00 707.00 707.00 707.00 707.00 707.00 707.00 707.00 707.00

BAND

7.21 14.14 34.79 42.43 0.00 0.00 0.00 0.00 1.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

7.21 21.36 56.15 98.59 98.59 98.59 98.59 98.59 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

23.75 24.95 41.59 77.49 0.00 0.00 0.00 0.00 6.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

23.75 24.53 32.89 43.72 32.24 29.02 26.80 25.17 24.13 23.66 23.42 22.70 22.29 21.34 20.75 19.46 16.79 15.77 15.62 15.62 15.62

Page 179 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 08

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

LAMPUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,490 2,756 2,643 1,295 1,325 561 474 338 206 120 65 93 66 89 83 110 82 24 17 4 12,841

2,490 5,246 7,889 9,184 10,509 11,070 11,544 11,882 12,088 12,208 12,273 12,366 12,432 12,521 12,604 12,714 12,796 12,820 12,837 12,841

BAND

CUM.

19.39 19.39 21.46 40.85 20.58 61.44 10.08 71.52 10.32 81.84 4.37 86.21 3.69 89.90 2.63 92.53 1.60 94.14 0.93 95.07 0.51 95.58 0.72 96.30 0.51 96.81 0.69 97.51 0.65 98.15 0.86 99.01 0.64 99.65 0.19 99.84 0.13 99.97 0.03 100.00

PERCENTAGE rp

474.15 498.79 1,024.85 896.39 1,478.46 968.64 1,072.14 1,049.36 791.86 469.03 267.48 615.52 488.83 976.84 1,015.75 2,541.63 8,610.09 1,388.55 239.87 42.68 24,910.89

474.15 972.93 1,997.78 2,894.17 4,372.63 5,341.27 6,413.41 7,462.76 8,254.62 8,723.65 8,991.14 9,606.66 10,095.48 11,072.32 12,088.07 14,629.70 23,239.80 24,628.34 24,868.21 24,910.89

BAND

1.90 2.00 4.11 3.60 5.94 3.89 4.30 4.21 3.18 1.88 1.07 2.47 1.96 3.92 4.08 10.20 34.56 5.57 0.96 0.17

CUM.

1.90 3.91 8.02 11.62 17.55 21.44 25.75 29.96 33.14 35.02 36.09 38.56 40.53 44.45 48.53 58.73 93.29 98.87 99.83 100.00

PERCENTAGE f

2 0 1 0 1 1 1 4 4 1 3 1 1 4 2 5 4 0 0 0 35

2 2 3 3 4 5 6 10 14 15 18 19 20 24 26 31 35 35 35 35

BAND

5.71 0.00 2.86 0.00 2.86 2.86 2.86 11.43 11.43 2.86 8.57 2.86 2.86 11.43 5.71 14.29 11.43 0.00 0.00 0.00

CUM.

5.71 5.71 8.57 8.57 11.43 14.29 17.14 28.57 40.00 42.86 51.43 54.29 57.14 68.57 74.29 88.57 100.00 100.00 100.00 100.00

PERCENTAGE rp

47.88 0.00 110.00 0.00 11.58 573.50 747.92 660.62 289.35 131.85 250.95 1.70 81.64 121.75 125.12 423.54 318.25 0.00 0.00 0.00 3,895.66

47.88 47.88 157.88 157.88 169.46 742.96 1,490.88 2,151.51 2,440.86 2,572.71 2,823.66 2,825.36 2,907.00 3,028.75 3,153.87 3,577.41 3,895.66 3,895.66 3,895.66 3,895.66

BAND

1.23 0.00 2.82 0.00 0.30 14.72 19.20 16.96 7.43 3.38 6.44 0.04 2.10 3.13 3.21 10.87 8.17 0.00 0.00 0.00

CUM.

1.23 1.23 4.05 4.05 4.35 19.07 38.27 55.23 62.66 66.04 72.48 72.53 74.62 77.75 80.96 91.83 100.00 100.00 100.00 100.00

PERCENTAGE BAND

10.10 0.00 10.73 0.00 0.78 59.21 69.76 62.96 36.54 28.11 93.82 0.28 16.70 12.46 12.32 16.66 3.70 0.00 0.00 0.00

CUM

10.10 4.92 7.90 5.46 3.88 13.91 23.25 28.83 29.57 29.49 31.40 29.41 28.80 27.35 26.09 24.45 16.76 15.82 15.67 15.64 15.64

Page 180 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 09

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

DKI JAKARTA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

17,961 19,371 34,112 25,370 31,559 16,040 11,531 8,298 4,568 2,460 1,888 2,076 1,372 1,568 1,012 1,553 1,218 504 675 180 183,316

17,961 37,332 71,444 96,814 128,373 144,413 155,944 164,242 168,810 171,270 173,158 175,234 176,606 178,174 179,186 180,739 181,957 182,461 183,136 183,316

BAND

9.80 10.57 18.61 13.84 17.22 8.75 6.29 4.53 2.49 1.34 1.03 1.13 0.75 0.86 0.55 0.85 0.66 0.27 0.37 0.10

CUM.

9.80 20.36 38.97 52.81 70.03 78.78 85.07 89.60 92.09 93.43 94.46 95.59 96.34 97.20 97.75 98.59 99.26 99.53 99.90 100.00

PERCENTAGE rp

8,077.58 3,907.49 10,551.29 12,294.47 23,792.84 17,933.39 18,833.57 19,783.72 15,115.55 9,956.86 8,767.05 12,706.58 9,618.63 13,496.83 10,993.61 22,453.29 24,518.53 15,439.07 29,354.04 291,206.91 578,801.31

8,077.58 11,985.07 22,536.36 34,830.83 58,623.66 76,557.06 95,390.63 115,174.35 130,289.90 140,246.76 149,013.81 161,720.39 171,339.02 184,835.85 195,829.47 218,282.76 242,801.29 258,240.36 287,594.40 578,801.31

BAND

CUM.

1.40 1.40 0.68 2.07 1.82 3.89 2.12 6.02 4.11 10.13 3.10 13.23 3.25 16.48 3.42 19.90 2.61 22.51 1.72 24.23 1.51 25.75 2.20 27.94 1.66 29.60 2.33 31.93 1.90 33.83 3.88 37.71 4.24 41.95 2.67 44.62 5.07 49.69 50.31 100.00

PERCENTAGE f

66 33 75 17 41 33 25 32 16 18 15 21 13 22 17 36 196 29 76 50 831

BAND

CUM.

66 7.94 7.94 99 3.97 11.91 174 9.03 20.94 191 2.05 22.98 232 4.93 27.92 265 3.97 31.89 290 3.01 34.90 322 3.85 38.75 338 1.93 40.67 356 2.17 42.84 371 1.81 44.65 392 2.53 47.17 405 1.56 48.74 427 2.65 51.38 444 2.05 53.43 480 4.33 57.76 676 23.59 81.35 705 3.49 84.84 781 9.15 93.98 831 6.02 100.00

PERCENTAGE rp

2,787.43 1,854.58 5,971.45 1,814.20 2,612.80 2,994.20 1,268.86 6,424.40 31,062.49 1,014.00 2,052.67 4,161.39 1,659.18 878.47 2,144.63 8,739.53 9,980.04 6,202.04 22,693.35 22,929.06 139,244.75

2,787.43 4,642.01 10,613.46 12,427.66 15,040.47 18,034.66 19,303.52 25,727.92 56,790.41 57,804.40 59,857.08 64,018.46 65,677.64 66,556.11 68,700.73 77,440.26 87,420.30 93,622.34 116,315.69 139,244.75

BAND

2.00 1.33 4.29 1.30 1.88 2.15 0.91 4.61 22.31 0.73 1.47 2.99 1.19 0.63 1.54 6.28 7.17 4.45 16.30 16.47

CUM.

PERCENTAGE BAND

2.00 34.51 3.33 47.46 7.62 56.59 8.93 14.76 10.80 10.98 12.95 16.70 13.86 6.74 18.48 32.47 40.78 205.50 41.51 10.18 42.99 23.41 45.98 32.75 47.17 17.25 47.80 6.51 49.34 19.51 55.61 38.92 62.78 40.70 67.24 40.17 83.53 77.31 100.00 7.87

CUM

34.51 38.73 47.09 35.68 25.66 23.56 20.24 22.34 43.59 41.22 40.17 39.59 38.33 36.01 35.08 35.48 36.00 36.25 40.44 24.06 24.06

Page 181 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 10

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

JAWA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

25,115 24,889 23,496 11,484 10,877 5,165 3,693 2,745 1,556 975 745 908 702 980 649 1,209 1,068 555 602 139 117,552

25,115 50,004 73,500 84,984 95,861 101,026 104,719 107,464 109,020 109,995 110,740 111,648 112,350 113,330 113,979 115,188 116,256 116,811 117,413 117,552

BAND

CUM.

21.37 21.37 21.17 42.54 19.99 62.53 9.77 72.29 9.25 81.55 4.39 85.94 3.14 89.08 2.34 91.42 1.32 92.74 0.83 93.57 0.63 94.21 0.77 94.98 0.60 95.57 0.83 96.41 0.55 96.96 1.03 97.99 0.91 98.90 0.47 99.37 0.51 99.88 0.12 100.00

PERCENTAGE rp

6,663.78 5,272.45 9,238.65 7,681.96 11,105.09 7,889.86 8,165.94 7,881.15 5,805.86 4,500.53 4,129.14 5,587.06 5,038.50 8,686.12 6,969.55 17,689.47 24,365.48 15,637.93 28,499.25 12,633.88 203,441.64

6,663.78 11,936.23 21,174.87 28,856.83 39,961.93 47,851.78 56,017.72 63,898.87 69,704.73 74,205.26 78,334.40 83,921.45 88,959.96 97,646.08 104,615.63 122,305.10 146,670.58 162,308.51 190,807.76 203,441.64

BAND

3.28 2.59 4.54 3.78 5.46 3.88 4.01 3.87 2.85 2.21 2.03 2.75 2.48 4.27 3.43 8.70 11.98 7.69 14.01 6.21

CUM.

3.28 5.87 10.41 14.18 19.64 23.52 27.54 31.41 34.26 36.47 38.50 41.25 43.73 48.00 51.42 60.12 72.09 79.78 93.79 100.00

PERCENTAGE f

33 16 26 6 23 10 4 13 8 7 9 13 6 16 9 49 27 44 33 17 369

33 49 75 81 104 114 118 131 139 146 155 168 174 190 199 248 275 319 352 369

BAND

CUM.

8.94 8.94 4.34 13.28 7.05 20.33 1.63 21.95 6.23 28.18 2.71 30.89 1.08 31.98 3.52 35.50 2.17 37.67 1.90 39.57 2.44 42.01 3.52 45.53 1.63 47.15 4.34 51.49 2.44 53.93 13.28 67.21 7.32 74.53 11.92 86.45 8.94 95.39 4.61 100.00

PERCENTAGE rp

3,499.76 281.28 296.31 1,236.84 3,989.56 196.12 143.31 189.83 261.50 2,623.32 3,404.30 7,958.95 3,176.36 7,900.39 832.70 3,090.63 28,603.10 7,797.45 6,786.78 1,542.38 83,810.89

3,499.76 3,781.04 4,077.35 5,314.20 9,303.76 9,499.88 9,643.19 9,833.02 10,094.52 12,717.84 16,122.14 24,081.09 27,257.45 35,157.85 35,990.55 39,081.18 67,684.28 75,481.73 82,268.51 83,810.89

BAND

CUM.

4.18 4.18 0.34 4.51 0.35 4.86 1.48 6.34 4.76 11.10 0.23 11.33 0.17 11.51 0.23 11.73 0.31 12.04 3.13 15.17 4.06 19.24 9.50 28.73 3.79 32.52 9.43 41.95 0.99 42.94 3.69 46.63 34.13 80.76 9.30 90.06 8.10 98.16 1.84 100.00

PERCENTAGE BAND

CUM.

52.52 5.33 3.21 16.10 35.93 2.49 1.75 2.41 4.50 58.29 82.45 142.45 63.04 90.95 11.95 17.47 117.39 49.86 23.81 12.21

52.52 31.68 19.26 18.42 23.28 19.85 17.21 15.39 14.48 17.14 20.58 28.69 30.64 36.01 34.40 31.95 46.15 46.51 43.12 41.20 41.20

Page 182 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 11

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

JAWA TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

19,951 13,845 10,607 4,959 5,170 2,719 1,885 1,547 912 525 411 437 288 408 267 421 319 168 149 31 65,019

19,951 33,796 44,403 49,362 54,532 57,251 59,136 60,683 61,595 62,120 62,531 62,968 63,256 63,664 63,931 64,352 64,671 64,839 64,988 65,019

BAND

CUM.

30.68 30.68 21.29 51.98 16.31 68.29 7.63 75.92 7.95 83.87 4.18 88.05 2.90 90.95 2.38 93.33 1.40 94.73 0.81 95.54 0.63 96.17 0.67 96.85 0.44 97.29 0.63 97.92 0.41 98.33 0.65 98.97 0.49 99.46 0.26 99.72 0.23 99.95 0.05 100.00

PERCENTAGE rp

3,408.85 3,027.14 4,501.77 3,506.35 5,621.39 4,413.96 4,610.59 4,816.25 3,738.87 2,580.67 2,235.96 2,974.04 2,569.92 4,763.93 3,271.79 7,372.90 8,456.79 5,874.34 4,772.92 446.38 82,964.81

3,408.85 6,435.99 10,937.76 14,444.11 20,065.51 24,479.47 29,090.05 33,906.31 37,645.18 40,225.85 42,461.81 45,435.84 48,005.76 52,769.70 56,041.49 63,414.39 71,871.17 77,745.51 82,518.43 82,964.81

BAND

CUM.

4.11 4.11 3.65 7.76 5.43 13.18 4.23 17.41 6.78 24.19 5.32 29.51 5.56 35.06 5.81 40.87 4.51 45.37 3.11 48.49 2.70 51.18 3.58 54.77 3.10 57.86 5.74 63.60 3.94 67.55 8.89 76.44 10.19 86.63 7.08 93.71 5.75 99.46 0.54 100.00

PERCENTAGE f

16 3 8 1 4 10 8 11 11 4 12 8 14 9 8 19 27 15 23 0

16 7.58 7.58 19 1.42 9.00 27 3.79 12.80 28 0.47 13.27 32 1.90 15.17 42 4.74 19.91 50 3.79 23.70 61 5.21 28.91 72 5.21 34.12 76 1.90 36.02 88 5.69 41.71 96 3.79 45.50 110 6.64 52.13 119 4.27 56.40 127 3.79 60.19 146 9.00 69.19 173 12.80 81.99 188 7.11 89.10 211 10.90 100.00 211 0.00 100.00

211

BAND

CUM.

PERCENTAGE rp

2,551.16 86.56 429.00 1.50 634.50 1,250.41 1,053.40 1,637.46 279.50 144.40 488.38 17.42 20.51 141.92 505.89 1,557.60 4,716.24 1,518.54 575.50 0.00 17,609.89

2,551.16 2,637.72 3,066.72 3,068.22 3,702.72 4,953.12 6,006.52 7,643.98 7,923.47 8,067.87 8,556.26 8,573.68 8,594.19 8,736.11 9,242.00 10,799.60 15,515.85 17,034.39 17,609.89 17,609.89

BAND

CUM.

14.49 14.49 0.49 14.98 2.44 17.41 0.01 17.42 3.60 21.03 7.10 28.13 5.98 34.11 9.30 43.41 1.59 44.99 0.82 45.81 2.77 48.59 0.10 48.69 0.12 48.80 0.81 49.61 2.87 52.48 8.85 61.33 26.78 88.11 8.62 96.73 3.27 100.00 0.00 100.00

PERCENTAGE BAND

74.84 2.86 9.53 0.04 11.29 28.33 22.85 34.00 7.48 5.60 21.84 0.59 0.80 2.98 15.46 21.13 55.77 25.85 12.06 0.00

CUM

74.84 40.98 28.04 21.24 18.45 20.23 20.65 22.54 21.05 20.06 20.15 18.87 17.90 16.56 16.49 17.03 21.59 21.91 21.34 21.23 21.23

Page 183 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 12

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

DI YOGYAKARTA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,053 1,756 1,472 712 750 415 245 194 122 76 61 52 42 45 28 39 33 10 10 4 8,119

2,053 3,809 5,281 5,993 6,743 7,158 7,403 7,597 7,719 7,795 7,856 7,908 7,950 7,995 8,023 8,062 8,095 8,105 8,115 8,119

BAND

CUM.

25.29 25.29 21.63 46.91 18.13 65.04 8.77 73.81 9.24 83.05 5.11 88.16 3.02 91.18 2.39 93.57 1.50 95.07 0.94 96.01 0.75 96.76 0.64 97.40 0.52 97.92 0.55 98.47 0.34 98.82 0.48 99.30 0.41 99.70 0.12 99.83 0.12 99.95 0.05 100.00

PERCENTAGE rp

367.40 325.35 528.89 431.82 776.40 576.62 451.90 487.58 500.90 409.51 337.80 321.16 319.70 603.81 262.73 625.70 601.75 344.13 327.55 89.93 8,690.62

367.40 692.75 1,221.63 1,653.45 2,429.85 3,006.47 3,458.37 3,945.95 4,446.85 4,856.35 5,194.15 5,515.32 5,835.02 6,438.82 6,701.56 7,327.25 7,929.00 8,273.13 8,600.68 8,690.62

BAND

4.23 3.74 6.09 4.97 8.93 6.64 5.20 5.61 5.76 4.71 3.89 3.70 3.68 6.95 3.02 7.20 6.92 3.96 3.77 1.03

CUM.

4.23 7.97 14.06 19.03 27.96 34.59 39.79 45.40 51.17 55.88 59.77 63.46 67.14 74.09 77.11 84.31 91.24 95.20 98.97 100.00

PERCENTAGE f

0 0 1 0 0 1 2 1 0 1 1 0 1 0 0 0 6 0 6 0 20

0 0 1 1 1 2 4 5 5 6 7 7 8 8 8 8 14 14 20 20

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 5.00 5.00 216.17 0.00 5.00 0.00 0.00 5.00 0.00 5.00 10.00 1.06 10.00 20.00 14.00 5.00 25.00 2.70 0.00 25.00 0.00 5.00 30.00 30.07 5.00 35.00 72.81 0.00 35.00 0.00 5.00 40.00 5.00 0.00 40.00 0.00 0.00 40.00 0.00 0.00 40.00 0.00 30.00 70.00 13,546.60 0.00 70.00 0.00 30.00 100.00 85.63 0.00 100.00 0.00 13,974.05

0.00 0.00 216.17 216.17 216.17 217.24 231.24 233.94 233.94 264.01 336.82 336.82 341.82 341.82 341.82 341.82 13,888.42 13,888.42 13,974.05 13,974.05

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 1.55 1.55 40.87 0.00 1.55 0.00 0.00 1.55 0.00 0.01 1.55 0.18 0.10 1.65 3.10 0.02 1.67 0.55 0.00 1.67 0.00 0.22 1.89 7.34 0.52 2.41 21.55 0.00 2.41 0.00 0.04 2.45 1.56 0.00 2.45 0.00 0.00 2.45 0.00 0.00 2.45 0.00 96.94 99.39 2,251.20 0.00 99.39 0.00 0.61 100.00 26.14 0.00 100.00 0.00

CUM

0.00 0.00 17.70 13.07 8.90 7.23 6.69 5.93 5.26 5.44 6.48 6.11 5.86 5.31 5.10 4.67 175.16 167.87 162.48 160.79 160.79

Page 184 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 13

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

JAWA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

17,927 15,889 15,422 8,434 8,969 4,951 3,564 2,975 1,731 1,005 751 898 651 806 508 774 718 250 251 130 86,604

17,927 33,816 49,238 57,672 66,641 71,592 75,156 78,131 79,862 80,867 81,618 82,516 83,167 83,973 84,481 85,255 85,973 86,223 86,474 86,604

BAND

20.70 18.35 17.81 9.74 10.36 5.72 4.12 3.44 2.00 1.16 0.87 1.04 0.75 0.93 0.59 0.89 0.83 0.29 0.29 0.15

CUM.

20.70 39.05 56.85 66.59 76.95 82.67 86.78 90.22 92.22 93.38 94.24 95.28 96.03 96.96 97.55 98.44 99.27 99.56 99.85 100.00

PERCENTAGE rp

4,676.08 3,395.99 6,050.16 5,609.19 8,927.21 6,794.88 6,943.56 8,373.59 6,264.17 4,609.55 4,059.11 5,787.76 5,235.67 8,724.93 6,933.50 14,524.24 17,433.13 12,815.88 6,331.90 4,883.69 148,374.20

4,676.08 8,072.07 14,122.24 19,731.42 28,658.63 35,453.51 42,397.07 50,770.66 57,034.83 61,644.38 65,703.49 71,491.25 76,726.92 85,451.85 92,385.35 106,909.59 124,342.72 137,158.61 143,490.51 148,374.20

BAND

3.15 2.29 4.08 3.78 6.02 4.58 4.68 5.64 4.22 3.11 2.74 3.90 3.53 5.88 4.67 9.79 11.75 8.64 4.27 3.29

PERCENTAGE

CUM.

3.15 5.44 9.52 13.30 19.32 23.89 28.57 34.22 38.44 41.55 44.28 48.18 51.71 57.59 62.27 72.05 83.80 92.44 96.71 100.00

12 8 3 3 6 10 10 9 5 8 3 12 6 7 1 25 25 16 16 4

12 20 23 26 32 42 52 61 66 74 77 89 95 102 103 128 153 169 185 189

189

BAND

6.35 4.23 1.59 1.59 3.17 5.29 5.29 4.76 2.65 4.23 1.59 6.35 3.17 3.70 0.53 13.23 13.23 8.47 8.47 2.12

CUM.

PERCENTAGE rp

6.35 591.28 10.58 178.40 12.17 13.15 13.76 127.50 16.93 689.35 22.22 1,039.50 27.51 3,661.56 32.28 2,739.13 34.92 2,153.81 39.15 1,104.67 40.74 29.90 47.09 8,988.22 50.26 256.40 53.97 552.56 54.50 5.00 67.72 2,226.89 80.95 1,447.93 89.42 4,614.52 97.88 2,779.99 100.00 12,002.05 45,201.79

591.28 769.67 782.82 910.32 1,599.67 2,639.17 6,300.72 9,039.86 11,193.66 12,298.33 12,328.23 21,316.45 21,572.86 22,125.42 22,130.42 24,357.30 25,805.23 30,419.75 33,199.74 45,201.79

BAND

CUM.

1.31 1.31 0.39 1.70 0.03 1.73 0.28 2.01 1.53 3.54 2.30 5.84 8.10 13.94 6.06 20.00 4.76 24.76 2.44 27.21 0.07 27.27 19.88 47.16 0.57 47.73 1.22 48.95 0.01 48.96 4.93 53.89 3.20 57.09 10.21 67.30 6.15 73.45 26.55 100.00

PERCENTAGE BAND

12.64 5.25 0.22 2.27 7.72 15.30 52.73 32.71 34.38 23.96 0.74 155.30 4.90 6.33 0.07 15.33 8.31 36.01 43.90 245.76

CUM

12.64 9.54 5.54 4.61 5.58 7.44 14.86 17.81 19.63 19.95 18.76 29.82 28.12 25.89 23.95 22.78 20.75 22.18 23.14 30.46 30.46

Page 185 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 14

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

KALIMANTAN BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

6,769 7,548 5,259 1,714 1,326 413 306 167 87 37 36 41 32 26 25 41 45 15 20 1 23,908

6,769 14,317 19,576 21,290 22,616 23,029 23,335 23,502 23,589 23,626 23,662 23,703 23,735 23,761 23,786 23,827 23,872 23,887 23,907 23,908

BAND

CUM.

28.31 28.31 31.57 59.88 22.00 81.88 7.17 89.05 5.55 94.60 1.73 96.32 1.28 97.60 0.70 98.30 0.36 98.67 0.15 98.82 0.15 98.97 0.17 99.14 0.13 99.28 0.11 99.39 0.10 99.49 0.17 99.66 0.19 99.85 0.06 99.91 0.08 100.00 0.00 100.00

PERCENTAGE rp

3,702.23 3,946.33 5,344.43 3,078.93 3,497.93 1,513.14 1,322.23 845.14 611.55 404.09 329.09 355.39 417.23 465.31 340.76 550.75 1,100.82 587.72 12.96 2.49 28,428.54

3,702.23 7,648.56 12,993.00 16,071.93 19,569.86 21,083.01 22,405.23 23,250.37 23,861.92 24,266.01 24,595.10 24,950.49 25,367.72 25,833.03 26,173.80 26,724.55 27,825.37 28,413.08 28,426.05 28,428.54

BAND

13.02 13.88 18.80 10.83 12.30 5.32 4.65 2.97 2.15 1.42 1.16 1.25 1.47 1.64 1.20 1.94 3.87 2.07 0.05 0.01

PERCENTAGE

CUM.

13.02 26.90 45.70 56.53 68.84 74.16 78.81 81.79 83.94 85.36 86.52 87.77 89.23 90.87 92.07 94.01 97.88 99.95 99.99 100.00

19 41 21 0 4 0 0 0 0 0 0 0 0 0 0 3 0 0 0 0 88

BAND

CUM.

19 21.59 21.59 60 46.59 68.18 81 23.86 92.05 81 0.00 92.05 85 4.55 96.59 85 0.00 96.59 85 0.00 96.59 85 0.00 96.59 85 0.00 96.59 85 0.00 96.59 85 0.00 96.59 85 0.00 96.59 85 0.00 96.59 85 0.00 96.59 85 0.00 96.59 88 3.41 100.00 88 0.00 100.00 88 0.00 100.00 88 0.00 100.00 88 0.00 100.00

PERCENTAGE rp

818.42 2,602.87 2,290.45 0.00 428.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 263.14 0.00 0.00 0.00 0.00 6,402.88

818.42 3,421.28 5,711.74 5,711.74 6,139.74 6,139.74 6,139.74 6,139.74 6,139.74 6,139.74 6,139.74 6,139.74 6,139.74 6,139.74 6,139.74 6,402.88 6,402.88 6,402.88 6,402.88 6,402.88

BAND

12.78 40.65 35.77 0.00 6.68 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.11 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

12.78 53.43 89.21 89.21 95.89 95.89 95.89 95.89 95.89 95.89 95.89 95.89 95.89 95.89 95.89 100.00 100.00 100.00 100.00 100.00

BAND

22.11 65.96 42.86 0.00 12.24 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 47.78 0.00 0.00 0.00 0.00

CUM

22.11 44.73 43.96 35.54 31.37 29.12 27.40 26.41 25.73 25.30 24.96 24.61 24.20 23.77 23.46 23.96 23.01 22.53 22.52 22.52 22.52

Page 186 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 15

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

KALIMANTAN TENGAH

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,400 1,099 852 395 387 179 109 58 40 18 18 17 7 19 6 31 16 7 2 0 4,660

1,400 2,499 3,351 3,746 4,133 4,312 4,421 4,479 4,519 4,537 4,555 4,572 4,579 4,598 4,604 4,635 4,651 4,658 4,660 4,660

BAND

CUM.

PERCENTAGE rp

30.04 30.04 589.39 23.58 53.63 433.99 18.28 71.91 709.93 8.48 80.39 512.79 8.30 88.69 809.08 3.84 92.53 490.06 2.34 94.87 344.97 1.24 96.12 281.90 0.86 96.97 239.36 0.39 97.36 55.86 0.39 97.75 74.56 0.36 98.11 124.11 0.15 98.26 95.93 0.41 98.67 458.54 0.13 98.80 50.80 0.67 99.46 1,100.43 0.34 99.81 1,008.23 0.15 99.96 272.75 0.04 100.00 81.96 0.00 100.00 0.00 7,734.64

589.39 1,023.38 1,733.31 2,246.10 3,055.18 3,545.23 3,890.21 4,172.11 4,411.47 4,467.33 4,541.89 4,666.00 4,761.92 5,220.46 5,271.26 6,371.70 7,379.93 7,652.68 7,734.64 7,734.64

BAND

7.62 5.61 9.18 6.63 10.46 6.34 4.46 3.64 3.09 0.72 0.96 1.60 1.24 5.93 0.66 14.23 13.04 3.53 1.06 0.00

CUM.

7.62 13.23 22.41 29.04 39.50 45.84 50.30 53.94 57.04 57.76 58.72 60.33 61.57 67.49 68.15 82.38 95.41 98.94 100.00 100.00

PERCENTAGE f

8 6 3 2 2 1 0 0 0 0 0 1 0 0 0 2 0 0 0 0 25

BAND

CUM.

8 32.00 32.00 14 24.00 56.00 17 12.00 68.00 19 8.00 76.00 21 8.00 84.00 22 4.00 88.00 22 0.00 88.00 22 0.00 88.00 22 0.00 88.00 22 0.00 88.00 22 0.00 88.00 23 4.00 92.00 23 0.00 92.00 23 0.00 92.00 23 0.00 92.00 25 8.00 100.00 25 0.00 100.00 25 0.00 100.00 25 0.00 100.00 25 0.00 100.00

PERCENTAGE rp

205.67 399.92 369.53 613.78 97.31 532.59 0.00 0.00 0.00 0.00 0.00 35.55 0.00 0.00 0.00 960.44 0.00 0.00 0.00 0.00 3,214.80

205.67 605.59 975.12 1,588.90 1,686.21 2,218.80 2,218.80 2,218.80 2,218.80 2,218.80 2,218.80 2,254.35 2,254.35 2,254.35 2,254.35 3,214.80 3,214.80 3,214.80 3,214.80 3,214.80

BAND

6.40 12.44 11.49 19.09 3.03 16.57 0.00 0.00 0.00 0.00 0.00 1.11 0.00 0.00 0.00 29.88 0.00 0.00 0.00 0.00

CUM.

6.40 18.84 30.33 49.42 52.45 69.02 69.02 69.02 69.02 69.02 69.02 70.12 70.12 70.12 70.12 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

34.90 92.15 52.05 119.69 12.03 108.68 0.00 0.00 0.00 0.00 0.00 28.64 0.00 0.00 0.00 87.28 0.00 0.00 0.00 0.00

CUM

34.90 59.18 56.26 70.74 55.19 62.59 57.04 53.18 50.30 49.67 48.85 48.31 47.34 43.18 42.77 50.45 43.56 42.01 41.56 41.56 41.56

Page 187 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 16

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

KALIMANTAN SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,270 2,490 1,886 850 907 488 322 214 105 69 53 41 36 49 15 46 35 28 27 8 10,939

3,270 5,760 7,646 8,496 9,403 9,891 10,213 10,427 10,532 10,601 10,654 10,695 10,731 10,780 10,795 10,841 10,876 10,904 10,931 10,939

BAND

CUM.

29.89 29.89 22.76 52.66 17.24 69.90 7.77 77.67 8.29 85.96 4.46 90.42 2.94 93.36 1.96 95.32 0.96 96.28 0.63 96.91 0.48 97.39 0.37 97.77 0.33 98.10 0.45 98.55 0.14 98.68 0.42 99.10 0.32 99.42 0.26 99.68 0.25 99.93 0.07 100.00

PERCENTAGE rp

645.53 589.17 793.08 703.36 1,292.01 1,047.27 890.26 819.36 484.66 355.59 351.44 351.62 423.31 642.16 204.87 1,189.86 1,227.16 1,185.71 1,010.93 138.28 14,345.63

645.53 1,234.70 2,027.77 2,731.13 4,023.14 5,070.41 5,960.67 6,780.03 7,264.68 7,620.28 7,971.72 8,323.34 8,746.65 9,388.81 9,593.68 10,783.55 12,010.71 13,196.42 14,207.35 14,345.63

BAND

4.50 4.11 5.53 4.90 9.01 7.30 6.21 5.71 3.38 2.48 2.45 2.45 2.95 4.48 1.43 8.29 8.55 8.27 7.05 0.96

CUM.

4.50 8.61 14.14 19.04 28.04 35.34 41.55 47.26 50.64 53.12 55.57 58.02 60.97 65.45 66.88 75.17 83.72 91.99 99.04 100.00

PERCENTAGE f

7 3 3 4 6 1 1 0 1 0 0 0 0 0 0 0 1 0 0 0 27

7 10 13 17 23 24 25 25 26 26 26 26 26 26 26 26 27 27 27 27

BAND

25.93 11.11 11.11 14.81 22.22 3.70 3.70 0.00 3.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.70 0.00 0.00 0.00

CUM.

25.93 37.04 48.15 62.96 85.19 88.89 92.59 92.59 96.30 96.30 96.30 96.30 96.30 96.30 96.30 96.30 100.00 100.00 100.00 100.00

PERCENTAGE rp

177.20 12.73 183.65 247.86 571.53 350.00 22.79 0.00 1,282.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 38.96 0.00 0.00 0.00 2,886.94

177.20 189.93 373.58 621.44 1,192.97 1,542.97 1,565.76 1,565.76 2,847.98 2,847.98 2,847.98 2,847.98 2,847.98 2,847.98 2,847.98 2,847.98 2,886.94 2,886.94 2,886.94 2,886.94

BAND

6.14 0.44 6.36 8.59 19.80 12.12 0.79 0.00 44.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.35 0.00 0.00 0.00

CUM.

6.14 6.58 12.94 21.53 41.32 53.45 54.24 54.24 98.65 98.65 98.65 98.65 98.65 98.65 98.65 98.65 100.00 100.00 100.00 100.00

PERCENTAGE BAND

27.45 2.16 23.16 35.24 44.24 33.42 2.56 0.00 264.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.18 0.00 0.00 0.00

CUM

27.45 15.38 18.42 22.75 29.65 30.43 26.27 23.09 39.20 37.37 35.73 34.22 32.56 30.33 29.69 26.41 24.04 21.88 20.32 20.12 20.12

Page 188 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 17

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

KALIMANTAN TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,806 3,773 4,164 2,214 2,392 1,046 797 512 272 127 99 115 73 93 54 76 80 46 83 18 18,840

2,806 6,579 10,743 12,957 15,349 16,395 17,192 17,704 17,976 18,103 18,202 18,317 18,390 18,483 18,537 18,613 18,693 18,739 18,822 18,840

BAND

CUM.

PERCENTAGE rp

14.89 14.89 1,900.47 20.03 34.92 1,066.64 22.10 57.02 2,163.23 11.75 68.77 2,022.01 12.70 81.47 3,657.81 5.55 87.02 2,646.19 4.23 91.25 2,693.33 2.72 93.97 2,348.25 1.44 95.41 1,528.86 0.67 96.09 744.17 0.53 96.61 656.05 0.61 97.22 809.78 0.39 97.61 621.75 0.49 98.11 905.30 0.29 98.39 1,118.65 0.40 98.80 1,682.25 0.42 99.22 2,655.54 0.24 99.46 1,395.91 0.44 99.90 10,961.65 0.10 100.00 14,585.07 56,162.91

1,900.47 2,967.11 5,130.34 7,152.35 10,810.16 13,456.36 16,149.69 18,497.94 20,026.80 20,770.96 21,427.02 22,236.80 22,858.54 23,763.85 24,882.50 26,564.75 29,220.28 30,616.19 41,577.84 56,162.91

BAND

3.38 1.90 3.85 3.60 6.51 4.71 4.80 4.18 2.72 1.33 1.17 1.44 1.11 1.61 1.99 3.00 4.73 2.49 19.52 25.97

CUM.

3.38 5.28 9.13 12.74 19.25 23.96 28.76 32.94 35.66 36.98 38.15 39.59 40.70 42.31 44.30 47.30 52.03 54.51 74.03 100.00

PERCENTAGE f

5 2 1 1 2 0 0 1 0 0 0 1 0 0 0 1 0 2 3 0 19

5 7 8 9 11 11 11 12 12 12 12 13 13 13 13 14 14 16 19 19

BAND

CUM.

PERCENTAGE rp

26.32 26.32 111.31 10.53 36.84 149.00 5.26 42.11 1.99 5.26 47.37 189.84 10.53 57.89 476.00 0.00 57.89 0.00 0.00 57.89 0.00 5.26 63.16 80.00 0.00 63.16 0.00 0.00 63.16 0.00 0.00 63.16 0.00 5.26 68.42 759.60 0.00 68.42 0.00 0.00 68.42 0.00 0.00 68.42 0.00 5.26 73.68 13.30 0.00 73.68 0.00 10.53 84.21 2,507.21 15.79 100.00 22,225.67 0.00 100.00 0.00 26,513.92

111.31 260.31 262.30 452.14 928.14 928.14 928.14 1,008.14 1,008.14 1,008.14 1,008.14 1,767.74 1,767.74 1,767.74 1,767.74 1,781.04 1,781.04 4,288.25 26,513.92 26,513.92

BAND

PERCENTAGE

CUM.

BAND

0.42 0.42 0.56 0.98 0.01 0.99 0.72 1.71 1.80 3.50 0.00 3.50 0.00 3.50 0.30 3.80 0.00 3.80 0.00 3.80 0.00 3.80 2.86 6.67 0.00 6.67 0.00 6.67 0.00 6.67 0.05 6.72 0.00 6.72 9.46 16.17 83.83 100.00 0.00 100.00

5.86 13.97 0.09 9.39 13.01 0.00 0.00 3.41 0.00 0.00 0.00 93.80 0.00 0.00 0.00 0.79 0.00 179.61 202.76 0.00

CUM

5.86 8.77 5.11 6.32 8.59 6.90 5.75 5.45 5.03 4.85 4.70 7.95 7.73 7.44 7.10 6.70 6.10 14.01 63.77 47.21 47.21

Page 189 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 18

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

SULAWESI UTARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,591 1,698 1,845 913 884 555 373 315 160 83 59 56 58 58 21 49 18 11 9 5 8,761

1,591 3,289 5,134 6,047 6,931 7,486 7,859 8,174 8,334 8,417 8,476 8,532 8,590 8,648 8,669 8,718 8,736 8,747 8,756 8,761

BAND

CUM.

18.16 18.16 19.38 37.54 21.06 58.60 10.42 69.02 10.09 79.11 6.33 85.45 4.26 89.70 3.60 93.30 1.83 95.13 0.95 96.07 0.67 96.75 0.64 97.39 0.66 98.05 0.66 98.71 0.24 98.95 0.56 99.51 0.21 99.71 0.13 99.84 0.10 99.94 0.06 100.00

PERCENTAGE rp

351.40 430.25 828.08 792.88 1,256.21 1,110.81 1,227.70 1,221.00 827.72 494.35 371.02 477.73 578.81 668.43 215.74 815.33 334.59 252.51 56.75 66.15 12,377.46

351.40 781.66 1,609.74 2,402.61 3,658.82 4,769.63 5,997.33 7,218.33 8,046.05 8,540.40 8,911.42 9,389.15 9,967.96 10,636.39 10,852.13 11,667.45 12,002.05 12,254.56 12,311.31 12,377.46

BAND

2.84 3.48 6.69 6.41 10.15 8.97 9.92 9.86 6.69 3.99 3.00 3.86 4.68 5.40 1.74 6.59 2.70 2.04 0.46 0.53

CUM.

2.84 6.32 13.01 19.41 29.56 38.53 48.45 58.32 65.01 69.00 72.00 75.86 80.53 85.93 87.68 94.26 96.97 99.01 99.47 100.00

PERCENTAGE f

0 0 1 1 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 5

BAND

0 0 1 2 2 2 3 4 4 5 5 5 5 5 5 5 5 5 5 5

0.00 0.00 20.00 20.00 0.00 0.00 20.00 20.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 20.00 40.00 40.00 40.00 60.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 117.39 231.68 0.00 0.00 5.80 166.67 0.00 21.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 542.65

0.00 0.00 117.39 349.07 349.07 349.07 354.87 521.55 521.55 542.65 542.65 542.65 542.65 542.65 542.65 542.65 542.65 542.65 542.65 542.65

BAND

0.00 0.00 21.63 42.69 0.00 0.00 1.07 30.71 0.00 3.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 21.63 64.33 64.33 64.33 65.40 96.11 96.11 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 14.18 29.22 0.00 0.00 0.47 13.65 0.00 4.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 7.29 14.53 9.54 7.32 5.92 7.23 6.48 6.35 6.09 5.78 5.44 5.10 5.00 4.65 4.52 4.43 4.41 4.38 4.38

Page 190 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 19

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

SULAWESI TENGAH

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

935 1,112 989 444 569 325 212 152 85 49 32 40 21 35 7 17 16 1 2 0 5,043

935 2,047 3,036 3,480 4,049 4,374 4,586 4,738 4,823 4,872 4,904 4,944 4,965 5,000 5,007 5,024 5,040 5,041 5,043 5,043

BAND

CUM.

PERCENTAGE rp

18.54 18.54 178.56 22.05 40.59 308.45 19.61 60.20 597.68 8.80 69.01 501.20 11.28 80.29 1,017.96 6.44 86.73 774.94 4.20 90.94 686.03 3.01 93.95 629.30 1.69 95.64 425.11 0.97 96.61 344.68 0.63 97.24 201.28 0.79 98.04 190.57 0.42 98.45 184.37 0.69 99.15 505.22 0.14 99.29 187.18 0.34 99.62 270.78 0.32 99.94 191.19 0.02 99.96 4.72 0.04 100.00 20.59 0.00 100.00 0.00 7,219.82

178.56 487.01 1,084.70 1,585.90 2,603.86 3,378.80 4,064.83 4,694.13 5,119.23 5,463.91 5,665.19 5,855.76 6,040.13 6,545.36 6,732.54 7,003.32 7,194.51 7,199.23 7,219.82 7,219.82

BAND

2.47 4.27 8.28 6.94 14.10 10.73 9.50 8.72 5.89 4.77 2.79 2.64 2.55 7.00 2.59 3.75 2.65 0.07 0.29 0.00

CUM.

2.47 6.75 15.02 21.97 36.07 46.80 56.30 65.02 70.91 75.68 78.47 81.11 83.66 90.66 93.25 97.00 99.65 99.71 100.00 100.00

PERCENTAGE f

0 1 1 1 1 1 0 0 0 0 0 0 0 1 0 0 1 0 0 0 7

BAND

0 1 2 3 4 5 5 5 5 5 5 5 5 6 6 6 7 7 7 7

0.00 14.29 14.29 14.29 14.29 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 0.00 0.00 14.29 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 14.29 61.87 28.57 54.55 42.86 64.00 57.14 142.06 71.43 283.36 71.43 0.00 71.43 0.00 71.43 0.00 71.43 0.00 71.43 0.00 71.43 0.00 71.43 0.00 85.71 3,245.07 85.71 0.00 85.71 0.00 100.00 510.00 100.00 0.00 100.00 0.00 100.00 0.00 4,360.91

0.00 61.87 116.42 180.42 322.48 605.84 605.84 605.84 605.84 605.84 605.84 605.84 605.84 3,850.91 3,850.91 3,850.91 4,360.91 4,360.91 4,360.91 4,360.91

BAND

0.00 1.42 1.25 1.47 3.26 6.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 74.41 0.00 0.00 11.69 0.00 0.00 0.00

CUM.

0.00 1.42 2.67 4.14 7.39 13.89 13.89 13.89 13.89 13.89 13.89 13.89 13.89 88.31 88.31 88.31 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

0.00 20.06 9.13 12.77 13.96 36.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 642.30 0.00 0.00 266.76 0.00 0.00 0.00

0.00 12.70 10.73 11.38 12.38 17.93 14.90 12.91 11.83 11.09 10.69 10.35 10.03 58.83 57.20 54.99 60.61 60.57 60.40 60.40 60.40

Page 191 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 20

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

SULAWESI SELATAN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,978 5,161 4,631 2,225 1,899 841 577 443 260 121 116 177 86 96 62 72 70 17 16 12 21,860

4,978 10,139 14,770 16,995 18,894 19,735 20,312 20,755 21,015 21,136 21,252 21,429 21,515 21,611 21,673 21,745 21,815 21,832 21,848 21,860

BAND

CUM.

22.77 22.77 23.61 46.38 21.18 67.57 10.18 77.74 8.69 86.43 3.85 90.28 2.64 92.92 2.03 94.95 1.19 96.13 0.55 96.69 0.53 97.22 0.81 98.03 0.39 98.42 0.44 98.86 0.28 99.14 0.33 99.47 0.32 99.79 0.08 99.87 0.07 99.95 0.05 100.00

PERCENTAGE rp

770.16 1,363.09 2,472.45 2,354.15 2,938.59 1,987.03 1,784.96 1,617.99 1,249.40 623.71 687.74 1,157.85 746.56 1,002.29 804.68 1,348.42 2,066.24 266.03 1,082.51 1,520.88 27,844.73

770.16 2,133.24 4,605.69 6,959.84 9,898.43 11,885.46 13,670.41 15,288.41 16,537.81 17,161.52 17,849.26 19,007.11 19,753.67 20,755.96 21,560.64 22,909.07 24,975.31 25,241.34 26,323.85 27,844.73

BAND

CUM.

2.77 4.90 8.88 8.45 10.55 7.14 6.41 5.81 4.49 2.24 2.47 4.16 2.68 3.60 2.89 4.84 7.42 0.96 3.89 5.46

2.77 7.66 16.54 25.00 35.55 42.68 49.10 54.91 59.39 61.63 64.10 68.26 70.94 74.54 77.43 82.27 89.69 90.65 94.54 100.00

PERCENTAGE f

5 4 6 1 4 2 2 1 0 1 1 0 0 0 0 2 1 1 0 0 31

5 9 15 16 20 22 24 25 25 26 27 27 27 27 27 29 30 31 31 31

BAND

CUM.

16.13 16.13 12.90 29.03 19.35 48.39 3.23 51.61 12.90 64.52 6.45 70.97 6.45 77.42 3.23 80.65 0.00 80.65 3.23 83.87 3.23 87.10 0.00 87.10 0.00 87.10 0.00 87.10 0.00 87.10 6.45 93.55 3.23 96.77 3.23 100.00 0.00 100.00 0.00 100.00

PERCENTAGE rp

109.18 299.26 469.82 15.00 502.68 726.56 103.23 30.00 0.00 25.00 29.26 0.00 0.00 0.00 0.00 51.70 22.00 38.27 0.00 0.00 2,421.96

109.18 408.44 878.26 893.26 1,395.95 2,122.51 2,225.73 2,255.73 2,255.73 2,280.73 2,309.99 2,309.99 2,309.99 2,309.99 2,309.99 2,361.69 2,383.69 2,421.96 2,421.96 2,421.96

BAND

CUM.

4.51 4.51 12.36 16.86 19.40 36.26 0.62 36.88 20.76 57.64 30.00 87.64 4.26 91.90 1.24 93.14 0.00 93.14 1.03 94.17 1.21 95.38 0.00 95.38 0.00 95.38 0.00 95.38 0.00 95.38 2.13 97.51 0.91 98.42 1.58 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

14.18 21.95 19.00 0.64 17.11 36.57 5.78 1.85 0.00 4.01 4.25 0.00 0.00 0.00 0.00 3.83 1.06 14.39 0.00 0.00

CUM

14.18 19.15 19.07 12.83 14.10 17.86 16.28 14.75 13.64 13.29 12.94 12.15 11.69 11.13 10.71 10.31 9.54 9.60 9.20 8.70 8.70

Page 192 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

PROVINCE

: 21

DATA POSITION FROM : TO PROCESSING

01/01/2005

15/06/2006

DATE :

15/07/2006

SULAWESI TENGGARA

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

660 710 592 301 314 160 100 72 26 17 4 13 7 3 7 5 7 2 0 4

660 1,370 1,962 2,263 2,577 2,737 2,837 2,909 2,935 2,952 2,956 2,969 2,976 2,979 2,986 2,991 2,998 3,000 3,000 3,004

3,004

BAND

CUM.

PERCENTAGE rp

21.97 21.97 83.01 83.01 23.64 45.61 173.88 256.88 19.71 65.31 332.85 589.73 10.02 75.33 350.08 939.81 10.45 85.79 598.35 1,538.16 5.33 91.11 445.15 1,983.31 3.33 94.44 345.56 2,328.87 2.40 96.84 347.75 2,676.61 0.87 97.70 116.61 2,793.23 0.57 98.27 109.67 2,902.90 0.13 98.40 32.26 2,935.16 0.43 98.83 68.59 3,003.75 0.23 99.07 62.88 3,066.63 0.10 99.17 24.03 3,090.66 0.23 99.40 74.36 3,165.02 0.17 99.57 48.14 3,213.16 0.23 99.80 182.21 3,395.37 0.07 99.87 70.35 3,465.72 0.00 99.87 0.00 3,465.72 0.13 100.00 9,138.04 12,603.76 12,603.76

BAND

0.66 1.38 2.64 2.78 4.75 3.53 2.74 2.76 0.93 0.87 0.26 0.54 0.50 0.19 0.59 0.38 1.45 0.56 0.00 72.50

CUM.

0.66 2.04 4.68 7.46 12.20 15.74 18.48 21.24 22.16 23.03 23.29 23.83 24.33 24.52 25.11 25.49 26.94 27.50 27.50 100.00

PERCENTAGE f

0 0 2 0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 4

BAND

0 0 2 2 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4

0.00 0.00 50.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 53.63 0.00 813.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 867.29

0.00 0.00 53.63 53.63 867.29 867.29 867.29 867.29 867.29 867.29 867.29 867.29 867.29 867.29 867.29 867.29 867.29 867.29 867.29 867.29

BAND

0.00 0.00 6.18 0.00 93.82 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 6.18 6.18 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 16.11 0.00 135.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 9.09 5.71 56.38 43.73 37.24 32.40 31.05 29.88 29.55 28.87 28.28 28.06 27.40 26.99 25.54 25.02 25.02 6.88 6.88

Page 193 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 22

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

BALI

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

2,582 2,816 2,655 1,588 1,807 992 713 625 334 205 122 151 109 122 87 104 92 26 40 20 15,190

2,582 5,398 8,053 9,641 11,448 12,440 13,153 13,778 14,112 14,317 14,439 14,590 14,699 14,821 14,908 15,012 15,104 15,130 15,170 15,190

BAND

CUM.

17.00 17.00 18.54 35.54 17.48 53.02 10.45 63.47 11.90 75.37 6.53 81.90 4.69 86.59 4.11 90.70 2.20 92.90 1.35 94.25 0.80 95.06 0.99 96.05 0.72 96.77 0.80 97.57 0.57 98.14 0.68 98.83 0.61 99.43 0.17 99.61 0.26 99.87 0.13 100.00

PERCENTAGE rp

530.82 650.42 1,083.28 1,150.34 2,019.35 1,472.98 1,524.50 1,777.96 1,334.61 1,004.81 712.05 1,073.62 1,013.70 1,376.48 1,031.10 1,357.29 1,524.23 621.57 2,063.20 1,300.37 24,622.69

530.82 1,181.24 2,264.52 3,414.86 5,434.21 6,907.19 8,431.69 10,209.65 11,544.26 12,549.07 13,261.12 14,334.74 15,348.44 16,724.93 17,756.02 19,113.32 20,637.54 21,259.12 23,322.32 24,622.69

BAND

2.16 2.64 4.40 4.67 8.20 5.98 6.19 7.22 5.42 4.08 2.89 4.36 4.12 5.59 4.19 5.51 6.19 2.52 8.38 5.28

PERCENTAGE

CUM.

BAND

2.16 4.80 9.20 13.87 22.07 28.05 34.24 41.46 46.88 50.97 53.86 58.22 62.33 67.92 72.11 77.62 83.82 86.34 94.72 100.00

2 1 2 1 6 12 1 2 2 2 0 1 3 0 0 2 8 3 8 0

2 3 5 6 12 24 25 27 29 31 31 32 35 35 35 37 45 48 56 56

3.57 3.57 1.79 5.36 3.57 8.93 1.79 10.71 10.71 21.43 21.43 42.86 1.79 44.64 3.57 48.21 3.57 51.79 3.57 55.36 0.00 55.36 1.79 57.14 5.36 62.50 0.00 62.50 0.00 62.50 3.57 66.07 14.29 80.36 5.36 85.71 14.29 100.00 0.00 100.00

CUM.

PERCENTAGE rp

216.00 78.77 1.41 66.60 678.65 74.99 1.20 1,593.61 12.33 7.60 0.00 25.47 141.44 0.00 0.00 107.78 47.26 43.83 458.85 0.00 3,555.79

216.00 294.77 296.18 362.78 1,041.42 1,116.41 1,117.61 2,711.22 2,723.56 2,731.15 2,731.15 2,756.62 2,898.06 2,898.06 2,898.06 3,005.84 3,053.10 3,096.93 3,555.79 3,555.79

BAND

CUM.

6.07 6.07 2.22 8.29 0.04 8.33 1.87 10.20 19.09 29.29 2.11 31.40 0.03 31.43 44.82 76.25 0.35 76.60 0.21 76.81 0.00 76.81 0.72 77.52 3.98 81.50 0.00 81.50 0.00 81.50 3.03 84.53 1.33 85.86 1.23 87.10 12.90 100.00 0.00 100.00

PERCENTAGE BAND

40.69 12.11 0.13 5.79 33.61 5.09 0.08 89.63 0.92 0.76 0.00 2.37 13.95 0.00 0.00 7.94 3.10 7.05 22.24 0.00

CUM

40.69 24.95 13.08 10.62 19.16 16.16 13.25 26.56 23.59 21.76 20.60 19.23 18.88 17.33 16.32 15.73 14.79 14.57 15.25 14.44 14.44

Page 194 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 23

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

NUSA TEGGARA BARAT

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,367 1,178 899 419 354 184 106 97 65 17 26 19 12 18 8 8 13 3 1 8 4,802

1,367 2,545 3,444 3,863 4,217 4,401 4,507 4,604 4,669 4,686 4,712 4,731 4,743 4,761 4,769 4,777 4,790 4,793 4,794 4,802

BAND

CUM.

28.47 28.47 24.53 53.00 18.72 71.72 8.73 80.45 7.37 87.82 3.83 91.65 2.21 93.86 2.02 95.88 1.35 97.23 0.35 97.58 0.54 98.13 0.40 98.52 0.25 98.77 0.37 99.15 0.17 99.31 0.17 99.48 0.27 99.75 0.06 99.81 0.02 99.83 0.17 100.00

PERCENTAGE rp

158.77 271.22 531.81 394.00 519.11 390.68 314.90 343.10 256.11 127.92 195.34 106.51 308.42 196.71 121.35 38.02 201.78 59.11 0.37 138.08 4,673.32

158.77 429.99 961.80 1,355.80 1,874.92 2,265.60 2,580.50 2,923.60 3,179.71 3,307.64 3,502.98 3,609.49 3,917.91 4,114.61 4,235.97 4,273.99 4,475.76 4,534.87 4,535.24 4,673.32

BAND

3.40 5.80 11.38 8.43 11.11 8.36 6.74 7.34 5.48 2.74 4.18 2.28 6.60 4.21 2.60 0.81 4.32 1.26 0.01 2.95

PERCENTAGE

CUM.

3.40 9.20 20.58 29.01 40.12 48.48 55.22 62.56 68.04 70.78 74.96 77.24 83.84 88.04 90.64 91.46 95.77 97.04 97.05 100.00

0 1 1 1 0 0 0 0 0 0 0 0 34 0 0 0 0 2 0 0 39

BAND

CUM.

0 0.00 0.00 1 2.56 2.56 2 2.56 5.13 3 2.56 7.69 3 0.00 7.69 3 0.00 7.69 3 0.00 7.69 3 0.00 7.69 3 0.00 7.69 3 0.00 7.69 3 0.00 7.69 3 0.00 7.69 37 87.18 94.87 37 0.00 94.87 37 0.00 94.87 37 0.00 94.87 37 0.00 94.87 39 5.13 100.00 39 0.00 100.00 39 0.00 100.00

PERCENTAGE rp

0.00 0.50 62.39 139.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 90.03 0.00 0.00 0.00 0.00 172.97 0.00 0.00 465.21

0.00 0.50 62.89 202.21 202.21 202.21 202.21 202.21 202.21 202.21 202.21 202.21 292.24 292.24 292.24 292.24 292.24 465.21 465.21 465.21

BAND

CUM.

0.00 0.00 0.11 0.11 13.41 13.52 29.95 43.47 0.00 43.47 0.00 43.47 0.00 43.47 0.00 43.47 0.00 43.47 0.00 43.47 0.00 43.47 0.00 43.47 19.35 62.82 0.00 62.82 0.00 62.82 0.00 62.82 0.00 62.82 37.18 100.00 0.00 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.18 11.73 35.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 29.19 0.00 0.00 0.00 0.00 292.64 0.00 0.00

CUM

0.00 0.12 6.54 14.91 10.78 8.93 7.84 6.92 6.36 6.11 5.77 5.60 7.46 7.10 6.90 6.84 6.53 10.26 10.26 9.95 9.95

Page 195 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 24

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

NUSA TEGGARA TIMUR

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

502 623 683 348 404 230 133 106 60 30 23 17 10 13 1 5 7 0 1 0 3,196

502 1,125 1,808 2,156 2,560 2,790 2,923 3,029 3,089 3,119 3,142 3,159 3,169 3,182 3,183 3,188 3,195 3,195 3,196 3,196

BAND

CUM.

15.71 15.71 19.49 35.20 21.37 56.57 10.89 67.46 12.64 80.10 7.20 87.30 4.16 91.46 3.32 94.77 1.88 96.65 0.94 97.59 0.72 98.31 0.53 98.84 0.31 99.16 0.41 99.56 0.03 99.59 0.16 99.75 0.22 99.97 0.00 99.97 0.03 100.00 0.00 100.00

PERCENTAGE rp

72.19 198.78 441.47 393.42 822.95 629.39 501.30 505.01 395.09 170.32 199.84 122.04 66.38 79.98 22.29 107.92 141.71 0.00 30.00 0.00 4,900.08

72.19 270.98 712.45 1,105.87 1,928.82 2,558.21 3,059.51 3,564.52 3,959.61 4,129.93 4,329.77 4,451.80 4,518.18 4,598.16 4,620.45 4,728.37 4,870.08 4,870.08 4,900.08 4,900.08

BAND

1.47 4.06 9.01 8.03 16.79 12.84 10.23 10.31 8.06 3.48 4.08 2.49 1.35 1.63 0.45 2.20 2.89 0.00 0.61 0.00

CUM.

1.47 5.53 14.54 22.57 39.36 52.21 62.44 72.74 80.81 84.28 88.36 90.85 92.21 93.84 94.29 96.50 99.39 99.39 100.00 100.00

PERCENTAGE f

1 1 1 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 4

BAND

1 2 3 3 3 3 3 3 3 4 4 4 4 4 4 4 4 4 4 4

25.00 25.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

25.00 50.00 75.00 75.00 75.00 75.00 75.00 75.00 75.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

700.00 80.07 53.09 0.00 0.00 0.00 0.00 0.00 0.00 8.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 841.15

700.00 780.07 833.15 833.15 833.15 833.15 833.15 833.15 833.15 841.15 841.15 841.15 841.15 841.15 841.15 841.15 841.15 841.15 841.15 841.15

BAND

83.22 9.52 6.31 0.00 0.00 0.00 0.00 0.00 0.00 0.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

83.22 92.74 99.05 99.05 99.05 99.05 99.05 99.05 99.05 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

CUM

969.62 40.28 12.02 0.00 0.00 0.00 0.00 0.00 0.00 4.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

969.62 287.87 116.94 75.34 43.19 32.57 27.23 23.37 21.04 20.37 19.43 18.89 18.62 18.29 18.20 17.79 17.27 17.27 17.17 17.17 17.17

Page 196 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 25

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

MALUKU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

110 129 131 83 107 70 41 41 25 5 8 4 6 11 10 6 4 1 1 2 795

110 239 370 453 560 630 671 712 737 742 750 754 760 771 781 787 791 792 793 795

BAND

CUM.

13.84 13.84 16.23 30.06 16.48 46.54 10.44 56.98 13.46 70.44 8.81 79.25 5.16 84.40 5.16 89.56 3.14 92.70 0.63 93.33 1.01 94.34 0.50 94.84 0.75 95.60 1.38 96.98 1.26 98.24 0.75 98.99 0.50 99.50 0.13 99.62 0.13 99.75 0.25 100.00

PERCENTAGE rp

190.87 31.00 85.56 88.78 217.59 149.96 154.10 186.31 130.78 54.84 87.18 37.18 48.23 84.11 102.86 123.91 220.61 12.86 86.72 121.16 2,214.62

190.87 221.87 307.42 396.21 613.80 763.76 917.87 1,104.18 1,234.96 1,289.80 1,376.98 1,414.16 1,462.39 1,546.50 1,649.36 1,773.27 1,993.88 2,006.74 2,093.46 2,214.62

BAND

8.62 1.40 3.86 4.01 9.83 6.77 6.96 8.41 5.91 2.48 3.94 1.68 2.18 3.80 4.64 5.59 9.96 0.58 3.92 5.47

CUM.

8.62 10.02 13.88 17.89 27.72 34.49 41.45 49.86 55.76 58.24 62.18 63.86 66.03 69.83 74.48 80.07 90.03 90.61 94.53 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 197 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 26

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

IRIAN JAYA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

325 368 509 342 361 237 134 122 77 38 37 23 21 19 15 11 11 8 1 1

325 693 1,202 1,544 1,905 2,142 2,276 2,398 2,475 2,513 2,550 2,573 2,594 2,613 2,628 2,639 2,650 2,658 2,659 2,660

2,660

BAND

CUM.

12.22 12.22 13.83 26.05 19.14 45.19 12.86 58.05 13.57 71.62 8.91 80.53 5.04 85.56 4.59 90.15 2.89 93.05 1.43 94.47 1.39 95.86 0.86 96.73 0.79 97.52 0.71 98.23 0.56 98.80 0.41 99.21 0.41 99.62 0.30 99.92 0.04 99.96 0.04 100.00

PERCENTAGE rp

365.18 156.03 390.61 415.79 743.54 699.02 562.66 659.05 686.46 305.80 282.81 209.55 253.02 179.72 283.79 101.32 288.56 138.16 15.19 2.46 6,738.73

365.18 521.20 911.82 1,327.61 2,071.15 2,770.17 3,332.83 3,991.88 4,678.34 4,984.14 5,266.95 5,476.50 5,729.52 5,909.24 6,193.03 6,294.35 6,582.91 6,721.07 6,736.26 6,738.73

BAND

5.42 2.32 5.80 6.17 11.03 10.37 8.35 9.78 10.19 4.54 4.20 3.11 3.75 2.67 4.21 1.50 4.28 2.05 0.23 0.04

CUM.

5.42 7.73 13.53 19.70 30.74 41.11 49.46 59.24 69.42 73.96 78.16 81.27 85.02 87.69 91.90 93.41 97.69 99.74 99.96 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 1 0 1 0 0 1 0 0 0 0 0 0 3

BAND

0 0 0 0 0 0 0 0 1 1 2 2 2 3 3 3 3 3 3 3

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 33.33 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 1,343.83 1,343.83 33.33 0.00 1,343.83 66.67 2,456.78 3,800.61 66.67 0.00 3,800.61 66.67 0.00 3,800.61 100.00 9.69 3,810.30 100.00 0.00 3,810.30 100.00 0.00 3,810.30 100.00 0.00 3,810.30 100.00 0.00 3,810.30 100.00 0.00 3,810.30 100.00 0.00 3,810.30 3,810.30

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 35.27 0.00 64.48 0.00 0.00 0.25 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 35.27 35.27 99.75 99.75 99.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 195.76 0.00 868.71 0.00 0.00 5.39 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.72 26.96 72.16 69.40 66.33 64.48 61.53 60.54 57.88 56.69 56.56 56.54 56.54

Page 198 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 27

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

MALUKU UTARA

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

30 49 68 37 72 37 45 51 25 17 8 7 7 2 1 0 0 0 0 0 456

BAND

30 79 147 184 256 293 338 389 414 431 439 446 453 455 456 456 456 456 456 456

6.58 10.75 14.91 8.11 15.79 8.11 9.87 11.18 5.48 3.73 1.75 1.54 1.54 0.44 0.22 0.00 0.00 0.00 0.00 0.00

CUM.

6.58 17.32 32.24 40.35 56.14 64.25 74.12 85.31 90.79 94.52 96.27 97.81 99.34 99.78 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

4.99 19.53 50.99 48.43 170.67 109.20 186.45 326.16 191.15 139.29 52.68 79.69 100.29 20.40 30.40 0.00 0.00 0.00 0.00 0.00 1,530.33

4.99 24.52 75.51 123.94 294.61 403.81 590.26 916.42 1,107.58 1,246.87 1,299.55 1,379.24 1,479.53 1,499.93 1,530.33 1,530.33 1,530.33 1,530.33 1,530.33 1,530.33

BAND

0.33 1.28 3.33 3.16 11.15 7.14 12.18 21.31 12.49 9.10 3.44 5.21 6.55 1.33 1.99 0.00 0.00 0.00 0.00 0.00

CUM.

0.33 1.60 4.93 8.10 19.25 26.39 38.57 59.88 72.38 81.48 84.92 90.13 96.68 98.01 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 199 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 28

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

IRIAN JAYA BARAT

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

99 132 156 79 123 64 43 43 15 4 11 12 9 7 5 4 6 1 2 0 815

BAND

99 231 387 466 589 653 696 739 754 758 769 781 790 797 802 806 812 813 815 815

CUM.

12.15 12.15 16.20 28.34 19.14 47.48 9.69 57.18 15.09 72.27 7.85 80.12 5.28 85.40 5.28 90.67 1.84 92.52 0.49 93.01 1.35 94.36 1.47 95.83 1.10 96.93 0.86 97.79 0.61 98.40 0.49 98.90 0.74 99.63 0.12 99.75 0.25 100.00 0.00 100.00

PERCENTAGE rp

14.06 37.83 105.04 83.05 250.90 174.33 163.99 221.48 134.25 35.56 103.03 103.68 74.55 59.76 130.76 64.36 93.19 18.00 73.08 0.00 1,940.91

14.06 51.89 156.93 239.98 490.88 665.21 829.20 1,050.68 1,184.93 1,220.49 1,323.53 1,427.21 1,501.76 1,561.52 1,692.28 1,756.64 1,849.83 1,867.83 1,940.91 1,940.91

BAND

0.72 1.95 5.41 4.28 12.93 8.98 8.45 11.41 6.92 1.83 5.31 5.34 3.84 3.08 6.74 3.32 4.80 0.93 3.77 0.00

CUM.

0.72 2.67 8.09 12.36 25.29 34.27 42.72 54.13 61.05 62.88 68.19 73.53 77.37 80.45 87.19 90.51 95.31 96.23 100.00 100.00

PERCENTAGE f

0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

BAND

0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 89.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 89.62 100.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00

89.62

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 35.72 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 18.26 13.47 10.81 8.53 7.56 7.34 6.77 6.28 5.97 5.74 5.30 5.10 4.84 4.80 4.62 4.62 4.62

Page 200 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 29

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

BANTEN

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

7,419 8,320 9,761 5,471 4,809 2,079 1,418 1,042 710 392 402 474 361 467 310 510 492 197 212 52 44,898

7,419 15,739 25,500 30,971 35,780 37,859 39,277 40,319 41,029 41,421 41,823 42,297 42,658 43,125 43,435 43,945 44,437 44,634 44,846 44,898

BAND

CUM.

16.52 16.52 18.53 35.06 21.74 56.80 12.19 68.98 10.71 79.69 4.63 84.32 3.16 87.48 2.32 89.80 1.58 91.38 0.87 92.26 0.90 93.15 1.06 94.21 0.80 95.01 1.04 96.05 0.69 96.74 1.14 97.88 1.10 98.97 0.44 99.41 0.47 99.88 0.12 100.00

PERCENTAGE rp

3,311.58 1,485.05 3,244.29 3,185.00 4,353.11 2,797.73 2,783.03 2,991.14 2,599.96 1,867.99 2,096.42 3,024.01 3,751.56 4,462.93 4,045.58 9,137.74 11,837.81 6,974.56 9,528.46 4,889.32 88,367.26

3,311.58 4,796.63 8,040.91 11,225.91 15,579.03 18,376.76 21,159.79 24,150.93 26,750.89 28,618.88 30,715.29 33,739.31 37,490.87 41,953.80 45,999.38 55,137.12 66,974.92 73,949.48 83,477.94 88,367.26

BAND

3.75 1.68 3.67 3.60 4.93 3.17 3.15 3.38 2.94 2.11 2.37 3.42 4.25 5.05 4.58 10.34 13.40 7.89 10.78 5.53

PERCENTAGE

CUM.

3.75 5.43 9.10 12.70 17.63 20.80 23.95 27.33 30.27 32.39 34.76 38.18 42.43 47.48 52.05 62.40 75.79 83.68 94.47 100.00

5 6 8 8 8 3 2 9 6 1 4 4 8 4 1 18 9 10 8 0 122

5 11 19 27 35 38 40 49 55 56 60 64 72 76 77 95 104 114 122 122

BAND

4.10 4.92 6.56 6.56 6.56 2.46 1.64 7.38 4.92 0.82 3.28 3.28 6.56 3.28 0.82 14.75 7.38 8.20 6.56 0.00

CUM.

4.10 9.02 15.57 22.13 28.69 31.15 32.79 40.16 45.08 45.90 49.18 52.46 59.02 62.30 63.11 77.87 85.25 93.44 100.00 100.00

PERCENTAGE rp

31.92 288.94 221.68 443.94 1,572.73 1,032.00 1,157.15 963.11 5,291.70 190.00 433.69 288.79 9,978.06 2,490.92 29.70 11,634.99 318.64 2,583.85 641.70 0.00 39,593.51

31.92 320.86 542.54 986.48 2,559.21 3,591.21 4,748.36 5,711.47 11,003.17 11,193.17 11,626.86 11,915.65 21,893.71 24,384.63 24,414.33 36,049.32 36,367.96 38,951.81 39,593.51 39,593.51

BAND

PERCENTAGE

CUM.

0.08 0.08 0.73 0.81 0.56 1.37 1.12 2.49 3.97 6.46 2.61 9.07 2.92 11.99 2.43 14.43 13.37 27.79 0.48 28.27 1.10 29.37 0.73 30.09 25.20 55.30 6.29 61.59 0.08 61.66 29.39 91.05 0.80 91.85 6.53 98.38 1.62 100.00 0.00 100.00

BAND

0.96 19.46 6.83 13.94 36.13 36.89 41.58 32.20 203.53 10.17 20.69 9.55 265.97 55.81 0.73 127.33 2.69 37.05 6.73 0.00

CUM

0.96 6.69 6.75 8.79 16.43 19.54 22.44 23.65 41.13 39.11 37.85 35.32 58.40 58.12 53.08 65.38 54.30 52.67 47.43 44.81 44.81

Page 201 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 30

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

BANGKA BELITUNG

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

272 276 317 144 149 83 60 35 22 8 6 6 8 5 3 4 6 2 0 1

272 548 865 1,009 1,158 1,241 1,301 1,336 1,358 1,366 1,372 1,378 1,386 1,391 1,394 1,398 1,404 1,406 1,406 1,407

1,407

BAND

CUM.

19.33 19.33 19.62 38.95 22.53 61.48 10.23 71.71 10.59 82.30 5.90 88.20 4.26 92.47 2.49 94.95 1.56 96.52 0.57 97.09 0.43 97.51 0.43 97.94 0.57 98.51 0.36 98.86 0.21 99.08 0.28 99.36 0.43 99.79 0.14 99.93 0.00 99.93 0.07 100.00

PERCENTAGE rp

75.74 50.04 151.17 121.06 197.73 157.97 162.98 98.30 112.13 43.14 68.24 25.68 46.54 46.57 8.83 40.20 75.09 65.86 0.00 2.43 1,549.70

75.74 125.78 276.96 398.02 595.75 753.72 916.70 1,015.00 1,127.12 1,170.26 1,238.50 1,264.18 1,310.72 1,357.29 1,366.12 1,406.31 1,481.40 1,547.27 1,547.27 1,549.70

BAND

4.89 3.23 9.76 7.81 12.76 10.19 10.52 6.34 7.24 2.78 4.40 1.66 3.00 3.01 0.57 2.59 4.85 4.25 0.00 0.16

CUM.

4.89 8.12 17.87 25.68 38.44 48.64 59.15 65.50 72.73 75.52 79.92 81.58 84.58 87.58 88.15 90.75 95.59 99.84 99.84 100.00

PERCENTAGE f

0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2

BAND

0 0 0 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2

0.00 0.00 0.00 50.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 40.00 0.00 34.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 74.12

0.00 0.00 0.00 40.00 40.00 74.12 74.12 74.12 74.12 74.12 74.12 74.12 74.12 74.12 74.12 74.12 74.12 74.12 74.12 74.12

BAND

0.00 0.00 0.00 53.96 0.00 46.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 53.96 53.96 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

BAND

0.00 0.00 0.00 33.04 0.00 21.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 10.05 6.71 9.83 8.09 7.30 6.58 6.33 5.98 5.86 5.66 5.46 5.43 5.27 5.00 4.79 4.79 4.78 4.78

Page 202 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 31

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

GORONTALO

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PERCENTAGE f

655 517 298 131 150 77 61 34 30 13 15 4 5 2 3 2 1 0 0 1

655 1,172 1,470 1,601 1,751 1,828 1,889 1,923 1,953 1,966 1,981 1,985 1,990 1,992 1,995 1,997 1,998 1,998 1,998 1,999

1,999

BAND

CUM.

32.77 32.77 25.86 58.63 14.91 73.54 6.55 80.09 7.50 87.59 3.85 91.45 3.05 94.50 1.70 96.20 1.50 97.70 0.65 98.35 0.75 99.10 0.20 99.30 0.25 99.55 0.10 99.65 0.15 99.80 0.10 99.90 0.05 99.95 0.00 99.95 0.00 99.95 0.05 100.00

PERCENTAGE rp

41.56 78.75 116.26 87.42 183.41 179.75 140.47 132.96 194.56 63.56 70.62 36.86 78.14 23.41 63.27 29.50 8.61 0.00 0.00 0.56 1,529.68

41.56 120.32 236.58 323.99 507.41 687.15 827.62 960.58 1,155.14 1,218.70 1,289.32 1,326.18 1,404.32 1,427.73 1,491.01 1,520.51 1,529.12 1,529.12 1,529.12 1,529.68

BAND

2.72 5.15 7.60 5.71 11.99 11.75 9.18 8.69 12.72 4.16 4.62 2.41 5.11 1.53 4.14 1.93 0.56 0.00 0.00 0.04

CUM.

2.72 7.87 15.47 21.18 33.17 44.92 54.10 62.80 75.52 79.67 84.29 86.70 91.80 93.34 97.47 99.40 99.96 99.96 99.96 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

BAND

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Page 203 of 204

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

PROVINCE

: 32

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

KEPULAUAN RIAU

SUM INSURED BAND

NUMBER OF POLICIES

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) Mid Points From

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,221 1,542 2,055 1,464 1,455 618 378 334 135 104 60 70 58 93 47 79 77 34 48 12 9,884

1,221 2,763 4,818 6,282 7,737 8,355 8,733 9,067 9,202 9,306 9,366 9,436 9,494 9,587 9,634 9,713 9,790 9,824 9,872 9,884

BAND

CUM.

12.35 12.35 15.60 27.95 20.79 48.75 14.81 63.56 14.72 78.28 6.25 84.53 3.82 88.35 3.38 91.73 1.37 93.10 1.05 94.15 0.61 94.76 0.71 95.47 0.59 96.05 0.94 97.00 0.48 97.47 0.80 98.27 0.78 99.05 0.34 99.39 0.49 99.88 0.12 100.00

PERCENTAGE rp

755.63 276.51 974.01 1,400.82 2,227.91 1,280.95 995.56 1,343.88 546.85 577.75 442.80 577.63 545.74 917.61 475.74 1,346.04 1,944.15 1,147.57 1,586.79 186.31 19,550.24

755.63 1,032.13 2,006.14 3,406.96 5,634.87 6,915.82 7,911.38 9,255.26 9,802.11 10,379.86 10,822.66 11,400.30 11,946.04 12,863.64 13,339.38 14,685.42 16,629.58 17,777.14 19,363.93 19,550.24

BAND

3.87 1.41 4.98 7.17 11.40 6.55 5.09 6.87 2.80 2.96 2.26 2.95 2.79 4.69 2.43 6.89 9.94 5.87 8.12 0.95

CUM.

3.87 5.28 10.26 17.43 28.82 35.37 40.47 47.34 50.14 53.09 55.36 58.31 61.10 65.80 68.23 75.12 85.06 90.93 99.05 100.00

PERCENTAGE f

1 0 0 0 2 7 1 0 2 1 0 0 1 4 0 0 5 0 1 0 25

1 1 1 1 3 10 11 11 13 14 14 14 15 19 19 19 24 24 25 25

BAND

4.00 0.00 0.00 0.00 8.00 28.00 4.00 0.00 8.00 4.00 0.00 0.00 4.00 16.00 0.00 0.00 20.00 0.00 4.00 0.00

CUM.

4.00 4.00 4.00 4.00 12.00 40.00 44.00 44.00 52.00 56.00 56.00 56.00 60.00 76.00 76.00 76.00 96.00 96.00 100.00 100.00

PERCENTAGE rp

5.84 0.00 0.00 0.00 30.75 300.21 3.20 0.00 1,919.25 1.03 0.00 0.00 125.39 14,932.22 0.00 0.00 666.88 0.00 7.04 0.00 17,991.82

5.84 5.84 5.84 5.84 36.59 336.80 340.00 340.00 2,259.25 2,260.28 2,260.28 2,260.28 2,385.67 17,317.89 17,317.89 17,317.89 17,984.77 17,984.77 17,991.82 17,991.82

BAND

PERCENTAGE

CUM.

BAND

0.03 0.03 0.77 0.00 0.03 0.00 0.00 0.03 0.00 0.00 0.03 0.00 0.17 0.20 1.38 1.67 1.87 23.44 0.02 1.89 0.32 0.00 1.89 0.00 10.67 12.56 350.96 0.01 12.56 0.18 0.00 12.56 0.00 0.00 12.56 0.00 0.70 13.26 22.98 82.99 96.25 1,627.30 0.00 96.25 0.00 0.00 96.25 0.00 3.71 99.96 34.30 0.00 99.96 0.00 0.04 100.00 0.44 0.00 100.00 0.00

CUM

0.77 0.57 0.29 0.17 0.65 4.87 4.30 3.67 23.05 21.78 20.88 19.83 19.97 134.63 129.83 117.93 108.15 101.17 92.91 92.03 92.03

Page 204 of 204

FOR OCCUPATION CODE : 261 2438 23001 29313 29412

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 BPPDAN Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 261

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

Furniture manufacture cabinetmakers woooden boat builders

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

405 221 247 180 212 143 157 134 115 61 63 70 51 70 49 81 32 15 6 7 2,319

405 626 873 1,053 1,265 1,408 1,565 1,699 1,814 1,875 1,938 2,008 2,059 2,129 2,178 2,259 2,291 2,306 2,312 2,319

BAND

CUM.

17.46 17.46 9.53 26.99 10.65 37.65 7.76 45.41 9.14 54.55 6.17 60.72 6.77 67.49 5.78 73.26 4.96 78.22 2.63 80.85 2.72 83.57 3.02 86.59 2.20 88.79 3.02 91.81 2.11 93.92 3.49 97.41 1.38 98.79 0.65 99.44 0.26 99.70 0.30 100.00

PERCENTAGE rp

1,261.26 164.88 327.11 343.88 627.39 631.77 899.97 942.98 1,216.79 869.78 975.49 1,184.88 1,270.47 1,811.84 1,529.11 4,106.00 2,898.01 1,811.35 1,816.53 110.48 24,799.99

1,261.26 1,426.14 1,753.25 2,097.13 2,724.52 3,356.29 4,256.27 5,199.25 6,416.04 7,285.82 8,261.31 9,446.19 10,716.67 12,528.51 14,057.62 18,163.62 21,061.63 22,872.98 24,689.51 24,799.99

BAND

5.09 0.66 1.32 1.39 2.53 2.55 3.63 3.80 4.91 3.51 3.93 4.78 5.12 7.31 6.17 16.56 11.69 7.30 7.32 0.45

PERCENTAGE

CUM.

5.09 5.75 7.07 8.46 10.99 13.53 17.16 20.96 25.87 29.38 33.31 38.09 43.21 50.52 56.68 73.24 84.93 92.23 99.55 100.00

7 2 0 2 0 1 1 2 1 2 5 0 1 5 3 14 3 2 0 1 52

BAND

CUM.

PERCENTAGE rp

7 13.46 13.46 171.78 9 3.85 17.31 240.16 9 0.00 17.31 0.00 11 3.85 21.15 238.72 11 0.00 21.15 0.00 12 1.92 23.08 24.50 13 1.92 25.00 218.38 15 3.85 28.85 333.96 16 1.92 30.77 54.20 18 3.85 34.62 1,686.40 23 9.62 44.23 414.15 23 0.00 44.23 0.00 24 1.92 46.15 17.75 29 9.62 55.77 2,020.17 32 5.77 61.54 26.77 46 26.92 88.46 16,289.46 49 5.77 94.23 1,602.47 51 3.85 98.08 2,027.99 51 0.00 98.08 0.00 52 1.92 100.00 260.32 25,627.17

171.78 411.94 411.94 650.66 650.66 675.16 893.54 1,227.49 1,281.69 2,968.09 3,382.24 3,382.24 3,399.99 5,420.17 5,446.93 21,736.40 23,338.86 25,366.85 25,366.85 25,627.17

BAND

CUM.

0.67 0.67 0.94 1.61 0.00 1.61 0.93 2.54 0.00 2.54 0.10 2.63 0.85 3.49 1.30 4.79 0.21 5.00 6.58 11.58 1.62 13.20 0.00 13.20 0.07 13.27 7.88 21.15 0.10 21.25 63.56 84.82 6.25 91.07 7.91 98.98 0.00 98.98 1.02 100.00

PERCENTAGE BAND

CUM

13.62 145.66 0.00 69.42 0.00 3.88 24.27 35.41 4.45 193.89 42.46 0.00 1.40 111.50 1.75 396.72 55.30 111.96 0.00 235.63

13.62 28.88 23.50 31.03 23.88 20.12 20.99 23.61 19.98 40.74 40.94 35.81 31.73 43.26 38.75 119.67 110.81 110.90 102.74 103.34 103.34

Page 1 of 20

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 2438

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

Mixed processes(spinningweaving dres & finis) : mixed

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) PERCENTAGE

2 4 0 1 2 4 4 6 2 4 5 3 3 9 5 9 15 9 7 1

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

BAND

2 6 6 7 9 13 17 23 25 29 34 37 40 49 54 63 78 87 94 95

CUM.

2.11 2.11 4.21 6.32 0.00 6.32 1.05 7.37 2.11 9.47 4.21 13.68 4.21 17.89 6.32 24.21 2.11 26.32 4.21 30.53 5.26 35.79 3.16 38.95 3.16 42.11 9.47 51.58 5.26 56.84 9.47 66.32 15.79 82.11 9.47 91.58 7.37 98.95 1.05 100.00

PERCENTAGE rp

0.28 0.53 0.00 0.10 2.37 1.92 10.70 22.21 21.18 20.42 41.21 29.14 34.99 76.16 44.77 64.98 551.78 429.46 1,130.83 0.00 2,483.05

0.28 0.82 0.82 0.92 3.29 5.21 15.91 38.12 59.30 79.73 120.93 150.07 185.06 261.23 305.99 370.97 922.76 1,352.22 2,483.05 2,483.05

BAND

0.01 0.02 0.00 0.00 0.10 0.08 0.43 0.89 0.85 0.82 1.66 1.17 1.41 3.07 1.80 2.62 22.22 17.30 45.54 0.00

PERCENTAGE

CUM.

0.01 0.03 0.03 0.04 0.13 0.21 0.64 1.54 2.39 3.21 4.87 6.04 7.45 10.52 12.32 14.94 37.16 54.46 100.00 100.00

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2 3

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 33.33 33.33 3 66.67 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.40 757.64 758.04

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.40 758.04

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.05 0.05 99.95 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.04 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.02 30.53 30.53

Page 2 of 20

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 23001

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

26 5 8 5 12 15 14 9 19 12 9 10 13 27 13 26 44 21 26 19 333

26 31 39 44 56 71 85 94 113 125 134 144 157 184 197 223 267 288 314 333

BAND

CUM.

7.81 7.81 1.50 9.31 2.40 11.71 1.50 13.21 3.60 16.82 4.50 21.32 4.20 25.53 2.70 28.23 5.71 33.93 3.60 37.54 2.70 40.24 3.00 43.24 3.90 47.15 8.11 55.26 3.90 59.16 7.81 66.97 13.21 80.18 6.31 86.49 7.81 94.29 5.71 100.00

PERCENTAGE rp

229.64 229.64 1.50 231.13 3.17 234.30 2.25 236.56 13.79 250.34 34.04 284.38 22.16 306.54 19.08 325.62 64.81 260.81 141.09 401.90 44.21 446.11 60.66 506.77 106.50 613.27 263.20 876.47 142.78 1,019.25 510.91 1,530.16 1,754.22 3,284.37 1,743.86 5,028.23 3,340.94 8,369.17 1,678.71 10,047.88 10,047.88

BAND

2.29 0.01 0.03 0.02 0.14 0.34 0.22 0.19 0.65 1.40 0.44 0.60 1.06 2.62 1.42 5.08 17.46 17.36 33.25 16.71

CUM.

2.29 2.30 2.33 2.35 2.49 2.83 3.05 3.24 2.60 4.00 4.44 5.04 6.10 8.72 10.14 15.23 32.69 50.04 83.29 100.00

PERCENTAGE f

1 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 3 2 8

BAND

1 1 1 1 2 2 2 2 2 3 3 3 3 3 3 3 3 3 6 8

CUM.

PERCENTAGE rp

12.50 12.50 0.00 0.00 0.00 12.50 0.00 0.00 0.00 12.50 0.00 0.00 0.00 12.50 0.00 0.00 12.50 25.00 49.04 49.04 0.00 25.00 0.00 49.04 0.00 25.00 0.00 49.04 0.00 25.00 0.00 49.04 0.00 25.00 0.00 49.04 12.50 37.50 8.92 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 0.00 37.50 0.00 57.96 37.50 75.00 5,322.73 5,380.69 25.00 100.00 763.66 6,144.35 6,144.35

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.80 0.80 0.00 0.80 0.00 0.80 0.00 0.80 0.00 0.80 0.15 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 0.00 0.94 86.63 87.57 12.43 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 355.65 0.00 0.00 0.00 0.00 6.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 159.32 45.49

CUM

0.00 0.00 0.00 0.00 19.59 17.24 16.00 15.06 18.80 14.42 12.99 11.44 9.45 6.61 5.69 3.79 1.76 1.15 64.29 61.15 61.15

Page 3 of 20

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

Departemen stores supermarkets shopping centre to warranty C

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,928 1,566 1,219 641 848 376 324 250 143 87 105 120 85 172 97 150 116 32 23 10 10,292

3,928 5,494 6,713 7,354 8,202 8,578 8,902 9,152 9,295 9,382 9,487 9,607 9,692 9,864 9,961 10,111 10,227 10,259 10,282 10,292

BAND

CUM.

38.17 38.17 15.22 53.38 11.84 65.23 6.23 71.45 8.24 79.69 3.65 83.35 3.15 86.49 2.43 88.92 1.39 90.31 0.85 91.16 1.02 92.18 1.17 93.34 0.83 94.17 1.67 95.84 0.94 96.78 1.46 98.24 1.13 99.37 0.31 99.68 0.22 99.90 0.10 100.00

PERCENTAGE rp

3,136.16 771.91 1,301.89 907.15 1,716.86 1,081.36 1,573.23 1,413.49 1,119.01 993.00 918.04 1,091.40 1,102.20 3,292.40 2,217.66 5,325.09 5,997.28 6,565.47 2,306.94 370.69 43,201.24

3,136.16 3,908.07 5,209.96 6,117.11 7,833.97 8,915.33 10,488.56 11,902.06 13,021.07 14,014.07 14,932.11 16,023.51 17,125.71 20,418.11 22,635.76 27,960.85 33,958.13 40,523.61 42,830.55 43,201.24

BAND

7.26 1.79 3.01 2.10 3.97 2.50 3.64 3.27 2.59 2.30 2.13 2.53 2.55 7.62 5.13 12.33 13.88 15.20 5.34 0.86

PERCENTAGE

CUM.

7.26 9.05 12.06 14.16 18.13 20.64 24.28 27.55 30.14 32.44 34.56 37.09 39.64 47.26 52.40 64.72 78.60 93.80 99.14 100.00

22 10 5 15 11 5 9 4 1 6 2 0 1 9 3 19 8 4 1 0 135

BAND

CUM.

22 16.30 16.30 32 7.41 23.70 37 3.70 27.41 52 11.11 38.52 63 8.15 46.67 68 3.70 50.37 77 6.67 57.04 81 2.96 60.00 82 0.74 60.74 88 4.44 65.19 90 1.48 66.67 90 0.00 66.67 91 0.74 67.41 100 6.67 74.07 103 2.22 76.30 122 14.07 90.37 130 5.93 96.30 134 2.96 99.26 135 0.74 100.00 135 0.00 100.00

PERCENTAGE rp

5,118.13 4,710.68 374.30 1,633.10 3,182.39 1,632.27 3,225.79 1,677.75 1,340.25 1,903.85 2,686.61 0.00 10.00 2,191.52 553.42 17,801.74 245.59 131.40 6.36 0.00 48,425.14

5,118.13 9,828.80 10,203.10 11,836.21 15,018.60 16,650.86 19,876.65 21,554.40 22,894.65 24,798.50 27,485.11 27,485.11 27,495.11 29,686.63 30,240.05 48,041.79 48,287.38 48,418.78 48,425.14 48,425.14

BAND

CUM.

10.57 10.57 9.73 20.30 0.77 21.07 3.37 24.44 6.57 31.01 3.37 34.38 6.66 41.05 3.46 44.51 2.77 47.28 3.93 51.21 5.55 56.76 0.00 56.76 0.02 56.78 4.53 61.30 1.14 62.45 36.76 99.21 0.51 99.72 0.27 99.99 0.01 100.00 0.00 100.00

PERCENTAGE BAND

CUM

163.20 610.26 28.75 180.03 185.36 150.95 205.04 118.70 119.77 191.73 292.65 0.00 0.91 66.56 24.96 334.30 4.10 2.00 0.28 0.00

163.20 251.50 195.84 193.49 191.71 186.77 189.51 181.10 175.83 176.95 184.07 171.53 160.55 145.39 133.59 171.82 142.20 119.48 113.06 112.09 112.09

Page 4 of 20

RISK AND LOSS PROFILE 2002 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2002

OCCUPATION CODE

: 29412

DATA POSITION FROM TO PROCESSING

DATE

01/01/2002

15/06/2006

15/07/2006

Hotels motelsinss & the like : certified as 3 starts or high

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

13 5 3 3 6 8 9 8 10 2 2 7 13 14 16 46 29 22 20 12 248

13 18 21 24 30 38 47 55 65 67 69 76 89 103 119 165 194 216 236 248

BAND

CUM.

5.24 5.24 2.02 7.26 1.21 8.47 1.21 9.68 2.42 12.10 3.23 15.32 3.63 18.95 3.23 22.18 4.03 26.21 0.81 27.02 0.81 27.82 2.82 30.65 5.24 35.89 5.65 41.53 6.45 47.98 18.55 66.53 11.69 78.23 8.87 87.10 8.06 95.16 4.84 100.00

PERCENTAGE rp

412.40 0.36 2.71 1.10 3.46 6.83 18.92 13.77 21.96 2.25 2.82 14.83 27.95 62.78 110.15 608.01 809.54 698.29 2,543.72 515.30 5,877.16

412.40 412.77 415.48 416.58 420.04 426.87 445.78 459.55 481.52 483.77 486.59 501.42 529.37 592.15 702.30 1,310.31 2,119.84 2,818.14 5,361.86 5,877.16

BAND

7.02 0.01 0.05 0.02 0.06 0.12 0.32 0.23 0.37 0.04 0.05 0.25 0.48 1.07 1.87 10.35 13.77 11.88 43.28 8.77

CUM.

7.02 7.02 7.07 7.09 7.15 7.26 7.59 7.82 8.19 8.23 8.28 8.53 9.01 10.08 11.95 22.29 36.07 47.95 91.23 100.00

PERCENTAGE f

3 0 0 0 0 0 0 0 0 0 0 0 0 0 1 8 6 3 8 2 31

BAND

CUM.

PERCENTAGE rp

3 9.68 9.68 409.56 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 3 0.00 9.68 0.00 409.56 4 3.23 12.90 3.69 413.25 12 25.81 38.71 1,313.59 1,726.84 18 19.35 58.06 517.39 2,244.23 21 9.68 67.74 22.45 2,266.68 29 25.81 93.55 166.84 2,433.52 31 6.45 100.00 0.00 2,433.52 2,433.52

BAND

CUM.

16.83 16.83 0.00 16.83 0.00 16.83 0.00 16.83 0.00 16.83 0.00 16.83 0.00 16.83 0.00 16.83 0.00 16.83 0.00 16.83 0.00 16.83 0.00 16.83 0.00 16.83 0.00 16.83 0.15 16.98 53.98 70.96 21.26 92.22 0.92 93.14 6.86 100.00 0.00 100.00

PERCENTAGE BAND

CUM

99.31 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.35 216.05 63.91 3.22 6.56 0.00

99.31 99.22 98.58 98.32 97.50 95.95 91.87 89.12 85.06 84.66 84.17 81.68 77.37 69.16 58.84 131.79 105.87 80.43 45.39 41.41 41.41

Page 5 of 20

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 261

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

Furniture manufacture cabinetmakers woooden boat builders

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

295 232 301 210 269 154 165 180 136 90 71 84 78 93 52 89 58 21 9 0 2,587

295 527 828 1,038 1,307 1,461 1,626 1,806 1,942 2,032 2,103 2,187 2,265 2,358 2,410 2,499 2,557 2,578 2,587 2,587

BAND

CUM.

PERCENTAGE rp

11.40 11.40 1,319.70 1,319.70 8.97 20.37 152.95 1,472.65 11.64 32.01 350.87 1,823.53 8.12 40.12 379.05 2,202.58 10.40 50.52 799.96 3,002.54 5.95 56.47 607.06 3,609.60 6.38 62.85 922.22 4,531.82 6.96 69.81 1,411.16 5,942.98 5.26 75.07 1,343.14 7,286.12 3.48 78.55 1,050.58 8,336.70 2.74 81.29 1,133.21 9,469.92 3.25 84.54 1,487.49 10,957.40 3.02 87.55 1,605.58 12,562.98 3.59 91.15 2,314.96 14,877.94 2.01 93.16 1,625.90 16,503.85 3.44 96.60 4,385.62 20,889.47 2.24 98.84 13,892.65 34,782.11 0.81 99.65 2,604.36 37,386.47 0.35 100.00 6,174.30 43,560.77 0.00 100.00 0.00 43,560.77 43,560.77

BAND

3.03 0.35 0.81 0.87 1.84 1.39 2.12 3.24 3.08 2.41 2.60 3.41 3.69 5.31 3.73 10.07 31.89 5.98 14.17 0.00

PERCENTAGE

CUM.

3.03 3.38 4.19 5.06 6.89 8.29 10.40 13.64 16.73 19.14 21.74 25.15 28.84 34.15 37.89 47.95 79.85 85.83 100.00 100.00

0 0 0 1 2 0 4 3 4 0 5 7 8 4 6 6 10 4 3 0

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 1.49 1.49 3 2.99 4.48 3 0.00 4.48 7 5.97 10.45 10 4.48 14.93 14 5.97 20.90 14 0.00 20.90 19 7.46 28.36 26 10.45 38.81 34 11.94 50.75 38 5.97 56.72 44 8.96 65.67 50 8.96 74.63 60 14.93 89.55 64 5.97 95.52 67 4.48 100.00 67 0.00 100.00

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 218.29 60.52 0.00 763.61 670.20 2,176.46 0.00 204.84 397.80 5,693.54 301.47 1,461.47 897.24 725.61 97.98 1,354.97 0.00 15,023.99

0.00 0.00 0.00 218.29 278.80 278.80 1,042.42 1,712.61 3,889.08 3,889.08 4,093.92 4,491.72 10,185.26 10,486.73 11,948.19 12,845.43 13,571.04 13,669.02 15,023.99 15,023.99

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 1.45 1.45 0.40 1.86 0.00 1.86 5.08 6.94 4.46 11.40 14.49 25.89 0.00 25.89 1.36 27.25 2.65 29.90 37.90 67.79 2.01 69.80 9.73 79.53 5.97 85.50 4.83 90.33 0.65 90.98 9.02 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 57.59 7.56 0.00 82.80 47.49 162.04 0.00 18.08 26.74 354.61 13.02 89.89 20.46 5.22 3.76 21.95 0.00

CUM

0.00 0.00 0.00 9.91 9.29 7.72 23.00 28.82 53.38 46.65 43.23 40.99 81.07 70.49 72.40 61.49 39.02 36.56 34.49 34.49 34.49

Page 6 of 20

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 2438

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

Mixed processes(spinningweaving dres & finis) : mixed

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4 6 3 3 1 6 4 4 2 2 3 2 2 4 4 2 11 3 10 0 76

BAND

4 10 13 16 17 23 27 31 33 35 38 40 42 46 50 52 63 66 76 76

CUM.

5.26 5.26 7.89 13.16 3.95 17.11 3.95 21.05 1.32 22.37 7.89 30.26 5.26 35.53 5.26 40.79 2.63 43.42 2.63 46.05 3.95 50.00 2.63 52.63 2.63 55.26 5.26 60.53 5.26 65.79 2.63 68.42 14.47 82.89 3.95 86.84 13.16 100.00 0.00 100.00

PERCENTAGE rp

244.39 0.66 2.05 2.11 0.72 6.89 21.93 19.30 20.06 6.17 30.85 23.41 27.50 60.53 23.60 8.59 453.31 126.30 1,319.83 0.00 2,388.56

244.39 243.73 241.67 239.57 240.28 247.17 269.10 288.40 308.46 314.64 345.49 368.90 396.40 456.93 480.53 489.12 942.43 1,068.73 2,388.56 2,388.56

BAND

10.23 0.03 0.09 0.09 0.03 0.29 0.92 0.81 0.84 0.26 1.29 0.98 1.15 2.53 0.99 0.36 18.98 5.29 55.26 0.00

CUM.

10.23 10.20 10.12 10.03 10.06 10.35 11.27 12.07 12.91 13.17 14.46 15.44 16.60 19.13 20.12 20.48 39.46 44.74 100.00 100.00

PERCENTAGE f

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 512.19 0.00 512.19

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 38.81 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 21.44 21.44 21.44

Page 7 of 20

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 23001

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14 7 9 3 5 13 20 13 15 11 14 22 3 28 18 29 42 20 32 8 326

14 21 30 33 38 51 71 84 99 110 124 146 149 177 195 224 266 286 318 326

BAND

CUM.

4.29 4.29 2.15 6.44 2.76 9.20 0.92 10.12 1.53 11.66 3.99 15.64 6.13 21.78 3.99 25.77 4.60 30.37 3.37 33.74 4.29 38.04 6.75 44.79 0.92 45.71 8.59 54.29 5.52 59.82 8.90 68.71 12.88 81.60 6.13 87.73 9.82 97.55 2.45 100.00

PERCENTAGE rp

80.40 80.40 2.10 82.50 3.29 85.78 1.56 87.35 4.47 91.82 16.71 108.53 35.25 143.78 42.55 186.32 69.12 255.45 42.17 297.61 72.10 369.71 116.23 485.93 26.08 512.01 241.99 754.01 191.96 945.96 588.55 1,534.51 1,462.97 2,997.48 1,635.32 4,632.80 4,297.26 8,930.06 1,573.32 10,503.39 10,503.39

BAND

0.77 0.02 0.03 0.01 0.04 0.16 0.34 0.41 0.66 0.40 0.69 1.11 0.25 2.30 1.83 5.60 13.93 15.57 40.91 14.98

CUM.

0.77 0.79 0.82 0.83 0.87 1.03 1.37 1.77 2.43 2.83 3.52 4.63 4.87 7.18 9.01 14.61 28.54 44.11 85.02 100.00

PERCENTAGE f

0 0 0 0 0 0 0 1 0 0 0 0 0 0 1 0 6 0 1 0 9

BAND

0 0 0 0 0 0 0 1 1 1 1 1 1 1 2 2 8 8 9 9

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 11.11 22.22 0.00 22.22 66.67 88.89 0.00 88.89 11.11 100.00 0.00 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.12 0.00 367.47 0.00 178.47 0.00 596.05

0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.12 50.12 417.58 417.58 596.05 596.05

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.39 8.39 0.00 8.39 0.00 8.39 0.00 8.39 0.00 8.39 0.00 8.39 0.00 8.39 0.02 8.41 0.00 8.41 61.65 70.06 0.00 70.06 29.94 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 117.51 0.00 0.00 0.00 0.00 0.00 0.00 0.06 0.00 25.12 0.00 4.15 0.00

CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 26.83 19.57 16.80 13.52 10.29 9.77 6.63 5.30 3.27 13.93 9.01 6.67 5.67 5.67

Page 8 of 20

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

Departemen stores supermarkets shopping centre to warranty C

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,093 2,165 2,263 977 900 472 333 339 184 144 99 99 86 159 103 245 179 82 72 12 13,006

4,093 6,258 8,521 9,498 10,398 10,870 11,203 11,542 11,726 11,870 11,969 12,068 12,154 12,313 12,416 12,661 12,840 12,922 12,994 13,006

BAND

CUM.

PERCENTAGE rp

BAND

31.47 31.47 3,872.57 3,872.57 5.23 16.65 48.12 897.06 4,769.63 1.21 17.40 65.52 1,538.30 6,307.93 2.08 7.51 73.03 1,375.43 7,683.36 1.86 6.92 79.95 1,944.87 9,628.23 2.63 3.63 83.58 1,308.39 10,936.62 1.77 2.56 86.14 1,506.52 12,443.14 2.04 2.61 88.74 1,570.93 14,014.07 2.12 1.41 90.16 1,158.00 15,172.07 1.57 1.11 91.27 1,011.16 16,183.23 1.37 0.76 92.03 979.29 17,162.52 1.32 0.76 92.79 1,495.93 18,658.44 2.02 0.66 93.45 1,117.16 19,775.60 1.51 1.22 94.67 2,667.67 22,443.27 3.61 0.79 95.46 2,453.18 24,896.45 3.32 1.88 97.35 8,239.43 33,135.88 11.14 1.38 98.72 11,144.74 44,280.62 15.06 0.63 99.35 9,932.52 54,213.14 13.42 0.55 99.91 14,551.76 68,764.90 19.67 0.09 100.00 5,222.33 73,987.23 7.06 73,987.23

CUM.

5.23 6.45 8.53 10.38 13.01 14.78 16.82 18.94 20.51 21.87 23.20 25.22 26.73 30.33 33.65 44.79 59.85 73.27 92.94 100.00

PERCENTAGE f

14 10 17 5 10 9 4 1 4 2 3 2 4 8 6 16 14 7 10 2

14 9.46 9.46 24 6.76 16.22 41 11.49 27.70 46 3.38 31.08 56 6.76 37.84 65 6.08 43.92 69 2.70 46.62 70 0.68 47.30 74 2.70 50.00 76 1.35 51.35 79 2.03 53.38 81 1.35 54.73 85 2.70 57.43 93 5.41 62.84 99 4.05 66.89 115 10.81 77.70 129 9.46 87.16 136 4.73 91.89 146 6.76 98.65 148 1.35 100.00

148

BAND

CUM.

PERCENTAGE rp

7,324.38 435.42 1,425.46 256.24 1,907.47 402.92 871.34 18.66 468.98 451.78 223.85 2,913.07 6,323.41 5,930.58 8,235.39 187.22 1,052.41 333.35 151.72 178.96 39,092.60

7,324.38 7,759.80 9,185.27 9,441.51 11,348.98 11,751.90 12,623.24 12,641.89 13,110.87 13,562.65 13,786.50 16,699.57 23,022.98 28,953.56 37,188.96 37,376.18 38,428.58 38,761.93 38,913.65 39,092.60

BAND

CUM.

18.74 18.74 1.11 19.85 3.65 23.50 0.66 24.15 4.88 29.03 1.03 30.06 2.23 32.29 0.05 32.34 1.20 33.54 1.16 34.69 0.57 35.27 7.45 42.72 16.18 58.89 15.17 74.06 21.07 95.13 0.48 95.61 2.69 98.30 0.85 99.15 0.39 99.54 0.46 100.00

PERCENTAGE BAND

CUM

189.13 48.54 92.66 18.63 98.08 30.79 57.84 1.19 40.50 44.68 22.86 194.73 566.03 222.31 335.70 2.27 9.44 3.36 1.04 3.43

189.13 162.69 145.61 122.88 117.87 107.45 101.45 90.21 86.41 83.81 80.33 89.50 116.42 129.01 149.37 112.80 86.78 71.50 56.59 52.84 52.84

Page 9 of 20

RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2003

OCCUPATION CODE

DATA POSITION FROM TO

: 29412

PROCESSING

DATE

01/01/2003

15/06/2006

15/07/2006

Hotels motelsinss & the like : certified as 3 starts or high

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

22 7 8 6 8 11 13 13 9 5 6 12 17 16 21 53 37 49 50 15 378

22 29 37 43 51 62 75 88 97 102 108 120 137 153 174 227 264 313 363 378

BAND

CUM.

5.82 5.82 1.85 7.67 2.12 9.79 1.59 11.38 2.12 13.49 2.91 16.40 3.44 19.84 3.44 23.28 2.38 25.66 1.32 26.98 1.59 28.57 3.17 31.75 4.50 36.24 4.23 40.48 5.56 46.03 14.02 60.05 9.79 69.84 12.96 82.80 13.23 96.03 3.97 100.00

PERCENTAGE rp

863.91 863.91 0.75 864.65 3.11 867.76 2.23 869.99 4.52 874.52 10.10 884.62 20.08 904.70 26.88 931.58 10.87 942.45 5.09 947.53 20.08 967.62 47.40 1,015.02 83.89 1,098.90 79.67 1,178.57 154.04 1,332.61 729.42 2,062.03 1,195.64 3,257.67 2,402.29 5,659.96 5,674.38 11,334.34 1,681.63 13,015.97 13,015.97

BAND

6.64 0.01 0.02 0.02 0.03 0.08 0.15 0.21 0.08 0.04 0.15 0.36 0.64 0.61 1.18 5.60 9.19 18.46 43.60 12.92

PERCENTAGE

CUM.

6.64 6.64 6.67 6.68 6.72 6.80 6.95 7.16 7.24 7.28 7.43 7.80 8.44 9.05 10.24 15.84 25.03 43.48 87.08 100.00

0 0 0 0 0 0 1 0 0 0 0 0 0 0 3 9 3 3 13 2 34

BAND

CUM.

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 2.94 2.94 1 0.00 2.94 1 0.00 2.94 1 0.00 2.94 1 0.00 2.94 1 0.00 2.94 1 0.00 2.94 1 0.00 2.94 4 8.82 11.76 13 26.47 38.24 16 8.82 47.06 19 8.82 55.88 32 38.24 94.12 34 5.88 100.00

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 0.00 11.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.35 10,842.69 201.65 9.78 699.75 183.19 11,953.89

0.00 0.00 0.00 0.00 0.00 0.00 11.48 11.48 11.48 11.48 11.48 11.48 11.48 11.48 16.83 10,859.53 11,061.18 11,070.96 11,770.71 11,953.89

BAND

CUM.

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.10 0.10 57.16 0.00 0.10 0.00 0.00 0.10 0.00 0.00 0.10 0.00 0.00 0.10 0.00 0.00 0.10 0.00 0.00 0.10 0.00 0.00 0.10 0.00 0.04 0.14 3.48 90.70 90.85 1,486.49 1.69 92.53 16.87 0.08 92.61 0.41 5.85 98.47 12.33 1.53 100.00 10.89

CUM

0.00 0.00 0.00 0.00 0.00 0.00 1.27 1.23 1.22 1.21 1.19 1.13 1.04 0.97 1.26 526.64 339.54 195.60 103.85 91.84 91.84

Page 10 of 20

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

DATA POSITION FROM TO

: 261

PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

Furniture manufacture cabinetmakers woooden boat builders

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

389 270 378 211 298 216 200 178 120 86 79 97 90 101 43 76 73 20 26 6 2,957

389 659 1,037 1,248 1,546 1,762 1,962 2,140 2,260 2,346 2,425 2,522 2,612 2,713 2,756 2,832 2,905 2,925 2,951 2,957

BAND

CUM.

PERCENTAGE rp

13.16 13.16 1,647.43 1,647.43 9.13 22.29 203.24 1,850.67 12.78 35.07 352.25 2,202.92 7.14 42.20 381.00 2,583.93 10.08 52.28 860.51 3,444.43 7.30 59.59 843.21 4,287.65 6.76 66.35 1,051.10 5,338.75 6.02 72.37 1,288.71 6,627.46 4.06 76.43 1,206.17 7,833.63 2.91 79.34 785.18 8,618.81 2.67 82.01 1,110.10 9,728.91 3.28 85.29 1,402.91 11,131.82 3.04 88.33 1,784.41 12,916.22 3.42 91.75 2,357.50 15,273.72 1.45 93.20 1,530.31 16,804.03 2.57 95.77 3,438.74 20,242.77 2.47 98.24 6,362.62 26,605.39 0.68 98.92 2,812.30 29,417.69 0.88 99.80 16,435.63 45,853.32 0.20 100.00 15,940.12 61,793.45 61,793.45

BAND

2.67 0.33 0.57 0.62 1.39 1.36 1.70 2.09 1.95 1.27 1.80 2.27 2.89 3.82 2.48 5.56 10.30 4.55 26.60 25.80

CUM.

2.67 2.99 3.56 4.18 5.57 6.94 8.64 10.73 12.68 13.95 15.74 18.01 20.90 24.72 27.19 32.76 43.06 47.61 74.20 100.00

PERCENTAGE f

6 2 4 0 1 1 4 2 4 1 1 1 4 2 4 8 6 2 1 0 54

BAND

CUM.

6 11.11 11.11 8 3.70 14.81 12 7.41 22.22 12 0.00 22.22 13 1.85 24.07 14 1.85 25.93 18 7.41 33.33 20 3.70 37.04 24 7.41 44.44 25 1.85 46.30 26 1.85 48.15 27 1.85 50.00 31 7.41 57.41 33 3.70 61.11 37 7.41 68.52 45 14.81 83.33 51 11.11 94.44 53 3.70 98.15 54 1.85 100.00 54 0.00 100.00

PERCENTAGE rp

1,689.51 110.29 102.37 0.00 148.35 94.89 2,231.48 158.16 487.95 0.86 41.83 25.00 450.43 2,909.33 585.48 3,288.06 8,232.20 4,136.94 33.42 0.00 24,726.55

1,689.51 1,799.80 1,902.17 1,902.17 2,050.52 2,145.41 4,376.88 4,535.05 5,023.00 5,023.86 5,065.69 5,090.69 5,541.12 8,450.46 9,035.94 12,323.99 20,556.20 24,693.14 24,726.55 24,726.55

BAND

CUM.

6.83 6.83 0.45 7.28 0.41 7.69 0.00 7.69 0.60 8.29 0.38 8.68 9.02 17.70 0.64 18.34 1.97 20.31 0.00 20.32 0.17 20.49 0.10 20.59 1.82 22.41 11.77 34.18 2.37 36.54 13.30 49.84 33.29 83.13 16.73 99.86 0.14 100.00 0.00 100.00

PERCENTAGE BAND

CUM

102.55 54.27 29.06 0.00 17.24 11.25 212.30 12.27 40.45 0.11 3.77 1.78 25.24 123.41 38.26 95.62 129.38 147.10 0.20 0.00

102.55 97.25 86.35 73.62 59.53 50.04 81.98 68.43 64.12 58.29 52.07 45.73 42.90 55.33 53.77 60.88 77.26 83.94 53.93 40.01 40.01

Page 11 of 20

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 2438

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

Mixed processes(spinningweaving dres & finis) : mixed

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

5 1 3 3 3 3 6 6 4 1 7 7 5 9 5 6 5 6 6 0 91

BAND

5 6 9 12 15 18 24 30 34 35 42 49 54 63 68 74 79 85 91 91

CUM.

5.49 5.49 1.10 6.59 3.30 9.89 3.30 13.19 3.30 16.48 3.30 19.78 6.59 26.37 6.59 32.97 4.40 37.36 1.10 38.46 7.69 46.15 7.69 53.85 5.49 59.34 9.89 69.23 5.49 74.73 6.59 81.32 5.49 86.81 6.59 93.41 6.59 100.00 0.00 100.00

PERCENTAGE rp

15.46 0.45 0.76 1.96 3.89 4.34 10.79 38.94 276.26 8.16 44.36 49.92 58.83 63.73 85.20 134.92 104.46 243.04 314.35 0.00 1,459.83

15.46 15.91 16.67 18.63 22.52 26.85 37.65 76.59 352.85 361.01 405.37 455.29 514.13 577.86 663.06 797.98 902.44 1,145.48 1,459.83 1,459.83

BAND

1.06 0.03 0.05 0.13 0.27 0.30 0.74 2.67 18.92 0.56 3.04 3.42 4.03 4.37 5.84 9.24 7.16 16.65 21.53 0.00

CUM.

1.06 1.09 1.14 1.28 1.54 1.84 2.58 5.25 24.17 24.73 27.77 31.19 35.22 39.58 45.42 54.66 61.82 78.47 100.00 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 0 0 0 1 0 3 1 0 0 0 0 0 6

BAND

1 1 1 1 1 1 1 1 1 1 1 2 2 5 6 6 6 6 6 6

16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00 50.00 16.67 0.00 0.00 0.00 0.00 0.00

CUM.

16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 33.33 33.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00

PERCENTAGE rp

120.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.22 0.00 4.84 314.00 0.00 0.00 0.00 0.00 0.00 439.98

120.92 120.92 120.92 120.92 120.92 120.92 120.92 120.92 120.92 120.92 120.92 121.15 121.15 125.98 439.98 439.98 439.98 439.98 439.98 439.98

BAND

27.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.05 0.00 1.10 71.37 0.00 0.00 0.00 0.00 0.00

PERCENTAGE

CUM.

27.48 27.48 27.48 27.48 27.48 27.48 27.48 27.48 27.48 27.48 27.48 27.53 27.53 28.63 100.00 100.00 100.00 100.00 100.00 100.00

BAND

CUM

782.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.45 0.00 7.59 368.52 0.00 0.00 0.00 0.00 0.00

782.14 760.11 725.48 649.16 537.01 450.28 321.18 157.88 34.27 33.50 29.83 26.61 23.56 21.80 66.36 55.14 48.75 38.41 30.14 30.14 30.14

Page 12 of 20

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 23001

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

19 4 7 6 10 12 17 19 14 14 16 22 5 36 22 38 38 24 28 8 359

19 23 30 36 46 58 75 94 108 122 138 160 165 201 223 261 299 323 351 359

BAND

CUM.

5.29 5.29 1.11 6.41 1.95 8.36 1.67 10.03 2.79 12.81 3.34 16.16 4.74 20.89 5.29 26.18 3.90 30.08 3.90 33.98 4.46 38.44 6.13 44.57 1.39 45.96 10.03 55.99 6.13 62.12 10.58 72.70 10.58 83.29 6.69 89.97 7.80 97.77 2.23 100.00

PERCENTAGE rp

412.64 412.64 0.47 413.11 2.08 415.20 2.19 417.38 5.51 422.90 14.97 437.87 26.14 464.01 99.51 563.52 51.47 614.98 60.98 675.96 52.05 728.01 121.81 849.82 43.40 893.22 188.43 1,081.65 280.74 1,362.39 596.70 1,959.09 1,271.82 3,230.91 1,593.33 4,824.24 3,521.77 8,346.01 2,067.29 10,413.30 10,413.30

BAND

3.96 0.00 0.02 0.02 0.05 0.14 0.25 0.96 0.49 0.59 0.50 1.17 0.42 1.81 2.70 5.73 12.21 15.30 33.82 19.85

CUM.

3.96 3.97 3.99 4.01 4.06 4.20 4.46 5.41 5.91 6.49 6.99 8.16 8.58 10.39 13.08 18.81 31.03 46.33 80.15 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 2 1 1 0 6

BAND

1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 4 5 6 6

CUM.

PERCENTAGE rp

16.67 16.67 44.92 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 0.00 16.67 0.00 44.92 16.67 33.33 17.63 62.55 0.00 33.33 0.00 62.55 0.00 33.33 0.00 62.55 0.00 33.33 0.00 62.55 0.00 33.33 0.00 62.55 33.33 66.67 67.36 129.90 16.67 83.33 237.21 367.11 16.67 100.00 1,826.07 2,193.19 0.00 100.00 0.00 2,193.19 2,193.19

BAND

PERCENTAGE

CUM.

BAND

2.05 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.00 2.05 0.80 2.85 0.00 2.85 0.00 2.85 0.00 2.85 0.00 2.85 3.07 5.92 10.82 16.74 83.26 100.00 0.00 100.00

10.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.47 0.00 0.00 0.00 0.00 5.30 14.89 51.85 0.00

CUM

10.89 10.87 10.82 10.76 10.62 10.26 9.68 7.97 7.30 6.65 6.17 7.36 7.00 5.78 4.59 3.19 4.02 7.61 26.28 21.06 21.06

Page 13 of 20

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

Departemen stores supermarkets shopping centre to warranty C

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

4,294 2,345 2,167 1,012 1,072 489 481 348 196 112 98 138 168 235 100 162 169 56 63 11 13,716

4,294 6,639 8,806 9,818 10,890 11,379 11,860 12,208 12,404 12,516 12,614 12,752 12,920 13,155 13,255 13,417 13,586 13,642 13,705 13,716

BAND

CUM.

31.31 31.31 17.10 48.40 15.80 64.20 7.38 71.58 7.82 79.40 3.57 82.96 3.51 86.47 2.54 89.01 1.43 90.43 0.82 91.25 0.71 91.97 1.01 92.97 1.22 94.20 1.71 95.91 0.73 96.64 1.18 97.82 1.23 99.05 0.41 99.46 0.46 99.92 0.08 100.00

PERCENTAGE rp

5,291.26 910.67 1,449.24 1,185.68 3,638.77 1,183.56 1,710.82 1,519.18 1,281.88 944.92 928.06 1,589.22 1,832.85 3,925.63 2,726.85 4,068.68 6,582.37 5,822.27 6,730.75 1,662.46 54,985.12

5,291.26 6,201.93 7,651.17 8,836.85 12,475.62 13,659.18 15,369.99 16,889.17 18,171.05 19,115.97 20,044.03 21,633.26 23,466.11 27,391.74 30,118.59 34,187.27 40,769.64 46,591.91 53,322.66 54,985.12

BAND

CUM.

9.62 9.62 1.66 11.28 2.64 13.91 2.16 16.07 6.62 22.69 2.15 24.84 3.11 27.95 2.76 30.72 2.33 33.05 1.72 34.77 1.69 36.45 2.89 39.34 3.33 42.68 7.14 49.82 4.96 54.78 7.40 62.18 11.97 74.15 10.59 84.74 12.24 96.98 3.02 100.00

PERCENTAGE BAND

CUM.

PERCENTAGE

19 4 8 4 4 4 3 5 3 0 4 4 3 10 8 4 9 9 4 3

19 16.96 16.96 4,824.27 23 3.57 20.54 266.40 31 7.14 27.68 769.01 35 3.57 31.25 104.14 39 3.57 34.82 155.09 43 3.57 38.39 26.80 46 2.68 41.07 1,344.32 51 4.46 45.54 57.84 54 2.68 48.21 1,226.98 54 0.00 48.21 0.00 58 3.57 51.79 1,949.55 62 3.57 55.36 3,371.07 65 2.68 58.04 15.48 75 8.93 66.96 900.84 83 7.14 74.11 334.32 87 3.57 77.68 14.01 96 8.04 85.71 495.45 105 8.04 93.75 2,053.34 109 3.57 97.32 20,890.01 112 2.68 100.00 210.82

112

39,009.75

4,824.27 5,090.67 5,859.68 5,963.82 6,118.91 6,145.72 7,490.04 7,547.88 8,774.86 8,774.86 10,724.42 14,095.49 14,110.97 15,011.80 15,346.12 15,360.14 15,855.59 17,908.92 38,798.94 39,009.75

BAND

CUM.

12.37 12.37 0.68 13.05 1.97 15.02 0.27 15.29 0.40 15.69 0.07 15.75 3.45 19.20 0.15 19.35 3.15 22.49 0.00 22.49 5.00 27.49 8.64 36.13 0.04 36.17 2.31 38.48 0.86 39.34 0.04 39.38 1.27 40.65 5.26 45.91 53.55 99.46 0.54 100.00

PERCENTAGE BAND

91.17 29.25 53.06 8.78 4.26 2.26 78.58 3.81 95.72 0.00 210.07 212.12 0.84 22.95 12.26 0.34 7.53 35.27 310.37 12.68

CUM

91.17 82.08 76.59 67.49 49.05 44.99 48.73 44.69 48.29 45.90 53.50 65.16 60.13 54.80 50.95 44.93 38.89 38.44 72.76 70.95 70.95

Page 14 of 20

RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2004

OCCUPATION CODE

: 29412

DATA POSITION FROM TO PROCESSING

DATE

01/01/2004

15/06/2006

15/07/2006

Hotels motelsinss & the like : certified as 3 starts or high

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14 9 9 8 6 8 12 14 13 8 12 19 18 18 18 42 57 62 70 21 438

14 23 32 40 46 54 66 80 93 101 113 132 150 168 186 228 285 347 417 438

BAND

CUM.

PERCENTAGE rp

3.20 3.20 335.90 335.90 2.05 5.25 0.88 336.77 2.05 7.31 2.11 338.88 1.83 9.13 2.50 341.39 1.37 10.50 16.77 358.16 1.83 12.33 6.94 365.10 2.74 15.07 15.25 380.36 3.20 18.26 24.55 404.91 2.97 21.23 40.44 445.35 1.83 23.06 27.22 472.57 2.74 25.80 42.36 514.93 4.34 30.14 58.17 573.09 4.11 34.25 106.39 679.48 4.11 38.36 109.93 789.41 4.11 42.47 131.46 920.87 9.59 52.05 647.54 1,568.42 13.01 65.07 1,139.69 2,708.11 14.16 79.22 2,028.51 4,736.62 15.98 95.21 4,798.52 9,535.14 4.79 100.00 40,698.98 50,234.12 50,234.12

BAND

0.67 0.00 0.00 0.00 0.03 0.01 0.03 0.05 0.08 0.05 0.08 0.12 0.21 0.22 0.26 1.29 2.27 4.04 9.55 81.02

CUM.

0.67 0.67 0.67 0.68 0.71 0.73 0.76 0.81 0.89 0.94 1.03 1.14 1.35 1.57 1.83 3.12 5.39 9.43 18.98 100.00

PERCENTAGE f

2 0 0 0 0 0 0 0 0 0 1 0 0 5 1 4 10 8 14 2 47

BAND

2 2 2 2 2 2 2 2 2 2 3 3 3 8 9 13 23 31 45 47

CUM.

4.26 4.26 0.00 4.26 0.00 4.26 0.00 4.26 0.00 4.26 0.00 4.26 0.00 4.26 0.00 4.26 0.00 4.26 0.00 4.26 2.13 6.38 0.00 6.38 0.00 6.38 10.64 17.02 2.13 19.15 8.51 27.66 21.28 48.94 17.02 65.96 29.79 95.74 4.26 100.00

PERCENTAGE rp

336.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.08 0.00 0.00 85.51 30.00 128.47 715.42 665.76 383.53 213.91 2,565.52

336.85 336.85 336.85 336.85 336.85 336.85 336.85 336.85 336.85 336.85 342.93 342.93 342.93 428.43 458.43 586.90 1,302.32 1,968.08 2,351.60 2,565.52

BAND

PERCENTAGE

CUM.

13.13 13.13 0.00 13.13 0.00 13.13 0.00 13.13 0.00 13.13 0.00 13.13 0.00 13.13 0.00 13.13 0.00 13.13 0.00 13.13 0.24 13.37 0.00 13.37 0.00 13.37 3.33 16.70 1.17 17.87 5.01 22.88 27.89 50.76 25.95 76.71 14.95 91.66 8.34 100.00

BAND

CUM

100.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.35 0.00 0.00 77.79 22.82 19.84 62.77 32.82 7.99 0.53

100.28 100.02 99.40 98.67 94.05 92.26 88.56 83.19 75.64 71.28 66.60 59.84 50.47 54.27 49.78 37.42 48.09 41.55 24.66 5.11 5.11

Page 15 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 261

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

Furniture manufacture cabinetmakers woooden boat builders

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

544 495 488 303 404 293 207 251 144 114 99 123 111 141 75 142 96 30 38 6 4,104

544 1,039 1,527 1,830 2,234 2,527 2,734 2,985 3,129 3,243 3,342 3,465 3,576 3,717 3,792 3,934 4,030 4,060 4,098 4,104

BAND

CUM.

13.26 13.26 12.06 25.32 11.89 37.21 7.38 44.59 9.84 54.43 7.14 61.57 5.04 66.62 6.12 72.73 3.51 76.24 2.78 79.02 2.41 81.43 3.00 84.43 2.70 87.13 3.44 90.57 1.83 92.40 3.46 95.86 2.34 98.20 0.73 98.93 0.93 99.85 0.15 100.00

PERCENTAGE rp

791.51 311.24 539.60 601.43 1,149.10 1,114.98 1,035.93 1,805.47 1,279.74 1,245.96 1,307.88 1,978.00 2,137.73 3,860.32 2,330.89 5,019.00 5,087.78 3,542.21 264.88 2.16 35,405.81

791.51 1,102.75 1,642.34 2,243.77 3,392.87 4,507.85 5,543.78 7,349.26 8,629.00 9,874.96 11,182.84 13,160.84 15,298.57 19,158.89 21,489.78 26,508.79 31,596.56 35,138.77 35,403.65 35,405.81

BAND

2.24 0.88 1.52 1.70 3.25 3.15 2.93 5.10 3.61 3.52 3.69 5.59 6.04 10.90 6.58 14.18 14.37 10.00 0.75 0.01

PERCENTAGE

CUM.

2.24 3.11 4.64 6.34 9.58 12.73 15.66 20.76 24.37 27.89 31.58 37.17 43.21 54.11 60.70 74.87 89.24 99.25 99.99 100.00

3 0 1 0 0 1 0 4 1 1 3 2 4 5 0 7 2 2 11 0 47

BAND

CUM.

3 6.38 6.38 3 0.00 6.38 4 2.13 8.51 4 0.00 8.51 4 0.00 8.51 5 2.13 10.64 5 0.00 10.64 9 8.51 19.15 10 2.13 21.28 11 2.13 23.40 14 6.38 29.79 16 4.26 34.04 20 8.51 42.55 25 10.64 53.19 25 0.00 53.19 32 14.89 68.09 34 4.26 72.34 36 4.26 76.60 47 23.40 100.00 47 0.00 100.00

PERCENTAGE rp

9.55 0.00 6.98 0.00 0.00 521.72 0.00 473.65 1,620.00 134.34 3,413.61 75.47 5,282.87 616.24 0.00 630.56 54.14 362.36 2,832.61 0.00 16,034.09

9.55 9.55 16.53 16.53 16.53 538.26 538.26 1,011.90 2,631.90 2,766.24 6,179.84 6,255.31 11,538.18 12,154.43 12,154.43 12,784.99 12,839.12 13,201.48 16,034.09 16,034.09

BAND

CUM.

PERCENTAGE BAND

0.06 0.06 1.21 0.00 0.06 0.00 0.04 0.10 1.29 0.00 0.10 0.00 0.00 0.10 0.00 3.25 3.36 46.79 0.00 3.36 0.00 2.95 6.31 26.23 10.10 16.41 126.59 0.84 17.25 10.78 21.29 38.54 261.00 0.47 39.01 3.82 32.95 71.96 247.13 3.84 75.80 15.96 0.00 75.80 0.00 3.93 79.74 12.56 0.34 80.07 1.06 2.26 82.33 10.23 17.67 100.00 1,069.39 0.00 100.00 0.00

CUM

1.21 0.87 1.01 0.74 0.49 11.94 9.71 13.77 30.50 28.01 55.26 47.53 75.42 63.44 56.56 48.23 40.63 37.57 45.29 45.29 45.29

Page 16 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 2438

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

Mixed processes(spinningweaving dres & finis) : mixed

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

14 3 4 3 4 10 6 11 4 3 5 9 9 11 9 22 13 12 23 4 179

14 17 21 24 28 38 44 55 59 62 67 76 85 96 105 127 140 152 175 179

BAND

CUM.

7.82 7.82 1.68 9.50 2.23 11.73 1.68 13.41 2.23 15.64 5.59 21.23 3.35 24.58 6.15 30.73 2.23 32.96 1.68 34.64 2.79 37.43 5.03 42.46 5.03 47.49 6.15 53.63 5.03 58.66 12.29 70.95 7.26 78.21 6.70 84.92 12.85 97.77 2.23 100.00

PERCENTAGE rp

42.06 0.62 1.21 2.55 2.94 7.12 13.11 28.74 14.76 16.16 38.60 62.55 78.70 127.18 117.05 333.28 386.70 306.54 1,180.03 62.18 2,822.08

42.06 42.67 43.88 46.44 49.38 56.50 69.61 98.35 113.10 129.27 167.87 230.42 309.13 436.31 553.36 886.64 1,273.33 1,579.87 2,759.90 2,822.08

BAND

1.49 0.02 0.04 0.09 0.10 0.25 0.46 1.02 0.52 0.57 1.37 2.22 2.79 4.51 4.15 11.81 13.70 10.86 41.81 2.20

CUM.

1.49 1.51 1.56 1.65 1.75 2.00 2.47 3.48 4.01 4.58 5.95 8.17 10.95 15.46 19.61 31.42 45.12 55.98 97.80 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 10 0 0 14

BAND

CUM.

1 7.14 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 1 0.00 7.14 2 7.14 14.29 2 0.00 14.29 2 0.00 14.29 2 0.00 14.29 3 7.14 21.43 4 7.14 28.57 14 71.43 100.00 14 0.00 100.00 14 0.00 100.00

PERCENTAGE rp

250.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.04 0.00 0.00 0.00 75.00 27.59 663.03 0.00 0.00 1,017.65

250.00 250.00 250.00 250.00 250.00 250.00 250.00 250.00 250.00 250.00 250.00 252.04 252.04 252.04 252.04 327.04 354.63 1,017.65 1,017.65 1,017.65

BAND

PERCENTAGE

CUM.

24.57 24.57 0.00 24.57 0.00 24.57 0.00 24.57 0.00 24.57 0.00 24.57 0.00 24.57 0.00 24.57 0.00 24.57 0.00 24.57 0.00 24.57 0.20 24.77 0.00 24.77 0.00 24.77 0.00 24.77 7.37 32.14 2.71 34.85 65.15 100.00 0.00 100.00 0.00 100.00

BAND

CUM

594.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.26 0.00 0.00 0.00 22.50 7.13 216.29 0.00 0.00

594.46 585.83 569.68 538.37 506.27 442.47 359.15 254.20 221.04 193.40 148.92 109.38 81.53 57.77 45.55 36.89 27.85 64.41 36.87 36.06 36.06

Page 17 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 23001

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

General chemical product factories

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

17 6 16 13 30 16 18 22 25 12 17 24 9 55 21 44 68 30 38 8 489

17 23 39 52 82 98 116 138 163 175 192 216 225 280 301 345 413 443 481 489

BAND

CUM.

3.48 3.48 1.23 4.70 3.27 7.98 2.66 10.63 6.13 16.77 3.27 20.04 3.68 23.72 4.50 28.22 5.11 33.33 2.45 35.79 3.48 39.26 4.91 44.17 1.84 46.01 11.25 57.26 4.29 61.55 9.00 70.55 13.91 84.46 6.13 90.59 7.77 98.36 1.64 100.00

PERCENTAGE rp

425.29 11.40 3.51 26.37 15.20 10.08 3.50 35.45 87.38 40.20 32.71 74.82 51.48 326.34 167.07 523.14 1,948.31 751.72 779.10 195.42 5,508.49

425.29 436.68 440.20 466.57 481.77 491.84 495.34 530.79 618.17 658.38 691.09 765.91 817.39 1,143.73 1,310.80 1,833.94 3,782.25 4,533.97 5,313.07 5,508.49

BAND

7.72 0.21 0.06 0.48 0.28 0.18 0.06 0.64 1.59 0.73 0.59 1.36 0.93 5.92 3.03 9.50 35.37 13.65 14.14 3.55

CUM.

7.72 7.93 7.99 8.47 8.75 8.93 8.99 9.64 11.22 11.95 12.55 13.90 14.84 20.76 23.80 33.29 68.66 82.31 96.45 100.00

PERCENTAGE f

1 0 0 0 0 0 0 0 1 0 0 0 0 0 0 2 0 1 4 0 9

BAND

1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 4 4 5 9 9

CUM.

11.11 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 11.11 22.22 0.00 22.22 0.00 22.22 0.00 22.22 0.00 22.22 0.00 22.22 0.00 22.22 22.22 44.44 0.00 44.44 11.11 55.56 44.44 100.00 0.00 100.00

PERCENTAGE rp

631.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.20 0.00 0.00 0.00 0.00 0.00 0.00 247.45 0.00 29.96 326.81 0.00 1,237.73

631.32 631.32 631.32 631.32 631.32 631.32 631.32 631.32 633.52 633.52 633.52 633.52 633.52 633.52 633.52 880.96 880.96 910.92 1,237.73 1,237.73

BAND

PERCENTAGE

CUM.

51.01 51.01 0.00 51.01 0.00 51.01 0.00 51.01 0.00 51.01 0.00 51.01 0.00 51.01 0.00 51.01 0.18 51.18 0.00 51.18 0.00 51.18 0.00 51.18 0.00 51.18 0.00 51.18 0.00 51.18 19.99 71.18 0.00 71.18 2.42 73.60 26.40 100.00 0.00 100.00

BAND

CUM

148.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.52 0.00 0.00 0.00 0.00 0.00 0.00 47.30 0.00 3.99 41.95 0.00

148.44 144.57 143.42 135.31 131.04 128.36 127.45 118.94 102.48 96.22 91.67 82.71 77.51 55.39 48.33 48.04 23.29 20.09 23.30 22.47 22.47

Page 18 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 29313

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

Departemen stores supermarkets shopping centre to warranty C

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

3,825 2,365 1,979 1,078 1,241 608 528 359 390 134 127 141 134 248 152 284 190 70 74 13 13,940

3,825 6,190 8,169 9,247 10,488 11,096 11,624 11,983 12,373 12,507 12,634 12,775 12,909 13,157 13,309 13,593 13,783 13,853 13,927 13,940

BAND

CUM.

27.44 27.44 16.97 44.40 14.20 58.60 7.73 66.33 8.90 75.24 4.36 79.60 3.79 83.39 2.58 85.96 2.80 88.76 0.96 89.72 0.91 90.63 1.01 91.64 0.96 92.60 1.78 94.38 1.09 95.47 2.04 97.51 1.36 98.87 0.50 99.38 0.53 99.91 0.09 100.00

PERCENTAGE rp

1,404.48 813.26 1,385.35 1,280.65 1,961.55 1,258.14 1,553.46 1,374.90 1,798.18 886.12 960.57 1,368.29 1,422.20 2,628.40 2,353.66 5,722.30 5,312.62 3,854.51 5,004.92 126.06 42,469.62

1,404.48 2,217.73 3,603.09 4,883.74 6,845.29 8,103.43 9,656.89 11,031.79 12,829.97 13,716.08 14,676.66 16,044.95 17,467.14 20,095.55 22,449.21 28,171.51 33,484.12 37,338.64 42,343.56 42,469.62

BAND

3.31 1.91 3.26 3.02 4.62 2.96 3.66 3.24 4.23 2.09 2.26 3.22 3.35 6.19 5.54 13.47 12.51 9.08 11.78 0.30

PERCENTAGE

CUM.

3.31 5.22 8.48 11.50 16.12 19.08 22.74 25.98 30.21 32.30 34.56 37.78 41.13 47.32 52.86 66.33 78.84 87.92 99.70 100.00

7 7 14 3 7 6 5 1 2 1 1 1 3 4 4 1 14 3 9 0

7 7.53 7.53 14 7.53 15.05 28 15.05 30.11 31 3.23 33.33 38 7.53 40.86 44 6.45 47.31 49 5.38 52.69 50 1.08 53.76 52 2.15 55.91 53 1.08 56.99 54 1.08 58.06 55 1.08 59.14 58 3.23 62.37 62 4.30 66.67 66 4.30 70.97 67 1.08 72.04 81 15.05 87.10 84 3.23 90.32 93 9.68 100.00 93 0.00 100.00

BAND

CUM.

PERCENTAGE rp

1,293.30 424.48 2,135.12 625.00 3,350.00 2,337.74 4,338.06 2.21 3,375.53 2,500.00 8.50 50.00 115.61 127.70 66.73 0.00 368.64 18.25 452.41 0.00 21,589.29

1,293.30 1,717.78 3,852.90 4,477.90 7,827.90 10,165.65 14,503.71 14,505.91 17,881.44 20,381.44 20,389.94 20,439.94 20,555.55 20,683.25 20,749.98 20,749.98 21,118.63 21,136.88 21,589.29 21,589.29

BAND

CUM.

5.99 5.99 1.97 7.96 9.89 17.85 2.89 20.74 15.52 36.26 10.83 47.09 20.09 67.18 0.01 67.19 15.64 82.83 11.58 94.41 0.04 94.44 0.23 94.68 0.54 95.21 0.59 95.80 0.31 96.11 0.00 96.11 1.71 97.82 0.08 97.90 2.10 100.00 0.00 100.00

PERCENTAGE BAND

CUM

92.08 52.20 154.12 48.80 170.78 185.81 279.25 0.16 187.72 282.13 0.88 3.65 8.13 4.86 2.84 0.00 6.94 0.47 9.04 0.00

92.08 77.46 106.93 91.69 114.35 125.45 150.19 131.49 139.37 148.60 138.93 127.39 117.68 102.92 92.43 73.66 63.07 56.61 50.99 50.83 50.83

Page 19 of 20

RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2005

OCCUPATION CODE

: 29412

DATA POSITION FROM TO PROCESSING

DATE

01/01/2005

15/06/2006

15/07/2006

Hotels motelsinss & the like : certified as 3 starts or high

SUM INSURED BAND

NUMBER OF POLICIES Mid Points

From

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

ORIGINAL PREMIUM (In Million Rp)

CLAIM FREQUENCY

CLAIM SEVERITY ( In Million Rp)

LOSS RATIO

(In Million) To

PERCENTAGE f

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

29 10 10 6 8 8 13 18 17 4 12 18 25 25 28 53 75 48 64 17 488

29 39 49 55 63 71 84 102 119 123 135 153 178 203 231 284 359 407 471 488

BAND

CUM.

5.94 5.94 2.05 7.99 2.05 10.04 1.23 11.27 1.64 12.91 1.64 14.55 2.66 17.21 3.69 20.90 3.48 24.39 0.82 25.20 2.46 27.66 3.69 31.35 5.12 36.48 5.12 41.60 5.74 47.34 10.86 58.20 15.37 73.57 9.84 83.40 13.11 96.52 3.48 100.00

PERCENTAGE rp

275.52 1.03 1.94 7.75 3.08 6.49 21.92 56.71 43.68 7.05 40.73 52.25 114.85 154.79 231.95 679.49 1,354.01 801.08 1,798.28 378.57 6,031.19

275.52 276.56 278.49 286.24 289.32 295.82 317.74 374.45 418.13 425.18 465.91 518.16 633.01 787.80 1,019.75 1,699.24 3,053.25 3,854.34 5,652.62 6,031.19

BAND

CUM.

4.57 4.57 0.02 4.59 0.03 4.62 0.13 4.75 0.05 4.80 0.11 4.90 0.36 5.27 0.94 6.21 0.72 6.93 0.12 7.05 0.68 7.72 0.87 8.59 1.90 10.50 2.57 13.06 3.85 16.91 11.27 28.17 22.45 50.62 13.28 63.91 29.82 93.72 6.28 100.00

PERCENTAGE f

0 0 0 0 0 1 0 0 1 0 0 0 0 0 2 10 13 3 5 0

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 2.86 2.86 1 0.00 2.86 1 0.00 2.86 2 2.86 5.71 2 0.00 5.71 2 0.00 5.71 2 0.00 5.71 2 0.00 5.71 2 0.00 5.71 4 5.71 11.43 14 28.57 40.00 27 37.14 77.14 30 8.57 85.71 35 14.29 100.00 35 0.00 100.00

BAND

CUM.

PERCENTAGE rp

0.00 0.00 0.00 0.00 0.00 350.00 0.00 0.00 28,485.00 0.00 0.00 0.00 0.00 0.00 115.41 177.22 13,742.00 19.44 448.54 0.00 43,337.62

0.00 0.00 0.00 0.00 0.00 350.00 350.00 350.00 28,835.00 28,835.00 28,835.00 28,835.00 28,835.00 28,835.00 28,950.41 29,127.63 42,869.63 42,889.07 43,337.62 43,337.62

BAND

CUM.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.81 0.81 0.00 0.81 0.00 0.81 65.73 66.54 0.00 66.54 0.00 66.54 0.00 66.54 0.00 66.54 0.00 66.54 0.27 66.80 0.41 67.21 31.71 98.92 0.04 98.97 1.03 100.00 0.00 100.00

PERCENTAGE BAND

0.00 0.00 0.00 0.00 0.00 5,389.33 0.00 0.00 65,216.22 0.00 0.00 0.00 0.00 0.00 49.76 26.08 1,014.91 2.43 24.94 0.00

CUM

0.00 0.00 0.00 0.00 0.00 118.32 110.15 93.47 6,896.16 6,781.79 6,188.99 5,564.91 4,555.22 3,660.18 2,838.97 1,714.16 1,404.06 1,112.75 766.68 718.56 718.56

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