DAFTAR ISI TABEL GABUNGAN BAGIAN I RISK AND LOSS PROFILE 2003
Halaman
I.1
ALL CLASS OF BUSINESS
1
I.2
GROUP BY CLASS OF BUSINESS I.2.1 CLASS OF BUSINESS FIRE I.2.2 CLASS OF BUSINESS IAR I.2.3 CLASS OF BUSINESS LOP I.2.4 CLASS OF BUSINESS EQ
2 3 4 5
GROUP BY OCCUPATION CODE I.3.1 OCCUPATION CODE 20 I.3.2 OCCUPATION CODE 21 I.3.3 OCCUPATION CODE 22 I.3.4 OCCUPATION CODE 23 I.3.5 OCCUPATION CODE 24 I.3.6 OCCUPATION CODE 25 I.3.7 OCCUPATION CODE 26 I.3.8 OCCUPATION CODE 27 I.3.9 OCCUPATION CODE 28 I.3.10 OCCUPATION CODE 29 I.3.11 OCCUPATION CODE 30 I.3.12 OCCUPATION CODE 31 I.3.13 OCCUPATION CODE 32 I.3.14 OCCUPATION CODE 40
6 7 8 9 10 11 12 13 14 15 16 17 18 19
GROUP BY PROVINCE I.4.1 PROVINCE NANGROE ACEH DARUSSALAM I.4.2 PROVINCE SUMATERA UTARA I.4.3 PROVINCE SUMATERA BARAT I.4.4 PROVINCE RIAU I.4.5 PROVINCE JAMBI I.4.6 PROVINCE SUMATERA SELATAN I.4.7 PROVINCE BENGKULU I.4.8 PROVINCE LAMPUNG I.4.9 PROVINCE DKI JAKARTA I.4.10 PROVINCE JAWA BARAT I.4.11 PROVINCE JAWA TENGAH I.4.12 PROVINCE DI YOGYAKARTA I.4.13 PROVINCE JAWA TIMUR I.4.14 PROVINCE KALIMANTAN BARAT I.4.15 PROVINCE KALIMANTAN TENGAH I.4.16 PROVINCE KALIMANTAN SELATAN I.4.17 PROVINCE KALIMANTAN TIMUR I.4.18 PROVINCE SULAWESI UTARA I.4.19 PROVINCE SULAWESI TENGAH I.4.20 PROVINCE SULAWESI SELATAN I.4.21 PROVINCE SULAWESI TENGGARA I.4.22 PROVINCE BALI I.4.23 PROVINCE NUSA TENGGARA BARAT I.4.24 PROVINCE NUSA TENGGARA TIMUR I.4.25 PROVINCE MALUKU I.4.26 PROVINCE IRIAN JAYA I.4.27 PROVINCE MALUKU UTARA I.4.28 PROVINCE IRIAN JAYA BARAT I.4.29 PROVINCE BANTEN I.4.30 PROVINCE BANGKA BELITUNG I.4.31 PROVINCE GORONTALO I.4.32 PROVINCE KEPULAUAN RIAU
20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51
I.3
I.4
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
BAGIAN II RISK AND LOSS PROFILE 2004
Halaman
II.1
ALL CLASS OF BUSINESS
52
II.2
GROUP BY CLASS OF BUSINESS II.2.1 CLASS OF BUSINESS FIRE II.2.2 CLASS OF BUSINESS IAR II.2.3 CLASS OF BUSINESS LOP II.2.4 CLASS OF BUSINESS EQ
53 54 55 56
GROUP BY OCCUPATION CODE II.3.1 OCCUPATION CODE 20 II.3.2 OCCUPATION CODE 21 II.3.3 OCCUPATION CODE 22 II.3.4 OCCUPATION CODE 23 II.3.5 OCCUPATION CODE 24 II.3.6 OCCUPATION CODE 25 II.3.7 OCCUPATION CODE 26 II.3.8 OCCUPATION CODE 27 II.3.9 OCCUPATION CODE 28 II.3.10 OCCUPATION CODE 29 II.3.11 OCCUPATION CODE 30 II.3.12 OCCUPATION CODE 31 II.3.13 OCCUPATION CODE 32 II.3.14 OCCUPATION CODE 40
57 58 59 60 61 62 63 64 65 66 67 68 69 70
GROUP BY PROVINCE II.4.1 PROVINCE NANGROE ACEH DARUSSALAM II.4.2 PROVINCE SUMATERA UTARA II.4.3 PROVINCE SUMATERA BARAT II.4.4 PROVINCE RIAU II.4.5 PROVINCE JAMBI II.4.6 PROVINCE SUMATERA SELATAN II.4.7 PROVINCE BENGKULU II.4.8 PROVINCE LAMPUNG II.4.9 PROVINCE DKI JAKARTA II.4.10 PROVINCE JAWA BARAT II.4.11 PROVINCE JAWA TENGAH II.4.12 PROVINCE DI YOGYAKARTA II.4.13 PROVINCE JAWA TIMUR II.4.14 PROVINCE KALIMANTAN BARAT II.4.15 PROVINCE KALIMANTAN TENGAH II.4.16 PROVINCE KALIMANTAN SELATAN II.4.17 PROVINCE KALIMANTAN TIMUR II.4.18 PROVINCE SULAWESI UTARA II.4.19 PROVINCE SULAWESI TENGAH II.4.20 PROVINCE SULAWESI SELATAN II.4.21 PROVINCE SULAWESI TENGGARA II.4.22 PROVINCE BALI II.4.23 PROVINCE NUSA TENGGARA BARAT II.4.24 PROVINCE NUSA TENGGARA TIMUR II.4.25 PROVINCE MALUKU II.4.26 PROVINCE IRIAN JAYA II.4.27 PROVINCE MALUKU UTARA II.4.28 PROVINCE IRIAN JAYA BARAT II.4.29 PROVINCE BANTEN II.4.30 PROVINCE BANGKA BELITUNG II.4.31 PROVINCE GORONTALO II.4.32 PROVINCE KEPULAUAN RIAU
71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102
II.3
II.4
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
BAGIAN III RISK AND LOSS PROFILE 2005
Halaman
III.1
ALL CLASS OF BUSINESS
103
III.2
GROUP BY CLASS OF BUSINESS III.2.1 CLASS OF BUSINESS FIRE III.2.2 CLASS OF BUSINESS IAR III.2.3 CLASS OF BUSINESS LOP III.2.4 CLASS OF BUSINESS EQ
104 105 106 107
GROUP BY OCCUPATION CODE III.3.1 OCCUPATION CODE 20 III.3.2 OCCUPATION CODE 21 III.3.3 OCCUPATION CODE 22 III.3.4 OCCUPATION CODE 23 III.3.5 OCCUPATION CODE 24 III.3.6 OCCUPATION CODE 25 III.3.7 OCCUPATION CODE 26 III.3.8 OCCUPATION CODE 27 III.3.9 OCCUPATION CODE 28 III.3.10 OCCUPATION CODE 29 III.3.11 OCCUPATION CODE 30 III.3.12 OCCUPATION CODE 31 III.3.13 OCCUPATION CODE 32 III.3.14 OCCUPATION CODE 40
108 109 110 111 112 113 114 115 116 117 118 119 120 121
GROUP BY PROVINCE III.4.1 PROVINCE NANGROE ACEH DARUSSALAM III.4.2 PROVINCE SUMATERA UTARA III.4.3 PROVINCE SUMATERA BARAT III.4.4 PROVINCE RIAU III.4.5 PROVINCE JAMBI III.4.6 PROVINCE SUMATERA SELATAN III.4.7 PROVINCE BENGKULU III.4.8 PROVINCE LAMPUNG III.4.9 PROVINCE DKI JAKARTA III.4.10 PROVINCE JAWA BARAT III.4.11 PROVINCE JAWA TENGAH III.4.12 PROVINCE DI YOGYAKARTA III.4.13 PROVINCE JAWA TIMUR III.4.14 PROVINCE KALIMANTAN BARAT III.4.15 PROVINCE KALIMANTAN TENGAH III.4.16 PROVINCE KALIMANTAN SELATAN III.4.17 PROVINCE KALIMANTAN TIMUR III.4.18 PROVINCE SULAWESI UTARA III.4.19 PROVINCE SULAWESI TENGAH III.4.20 PROVINCE SULAWESI SELATAN III.4.21 PROVINCE SULAWESI TENGGARA III.4.22 PROVINCE BALI III.4.23 PROVINCE NUSA TENGGARA BARAT III.4.24 PROVINCE NUSA TENGGARA TIMUR III.4.25 PROVINCE MALUKU III.4.26 PROVINCE IRIAN JAYA III.4.27 PROVINCE MALUKU UTARA III.4.28 PROVINCE IRIAN JAYA BARAT III.4.29 PROVINCE BANTEN III.4.30 PROVINCE BANGKA BELITUNG III.4.31 PROVINCE GORONTALO III.4.32 PROVINCE KEPULAUAN RIAU
122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153
III.3
III.4
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
BAGIAN IV RISK AND LOSS PROFILE 2006
Halaman
IV.1
ALL CLASS OF BUSINESS
154
IV.2
GROUP BY CLASS OF BUSINESS IV.2.1 CLASS OF BUSINESS FIRE IV.2.2 CLASS OF BUSINESS IAR IV.2.3 CLASS OF BUSINESS LOP IV.2.4 CLASS OF BUSINESS EQ
155 156 157 158
GROUP BY OCCUPATION CODE IV.3.1 OCCUPATION CODE 20 IV.3.2 OCCUPATION CODE 21 IV.3.3 OCCUPATION CODE 22 IV.3.4 OCCUPATION CODE 23 IV.3.5 OCCUPATION CODE 24 IV.3.6 OCCUPATION CODE 25 IV.3.7 OCCUPATION CODE 26 IV.3.8 OCCUPATION CODE 27 IV.3.9 OCCUPATION CODE 28 IV.3.10 OCCUPATION CODE 29 IV.3.11 OCCUPATION CODE 30 IV.3.12 OCCUPATION CODE 31 IV.3.13 OCCUPATION CODE 32 IV.3.14 OCCUPATION CODE 40
159 160 161 162 163 164 165 166 167 168 169 170 171 172
GROUP BY PROVINCE IV.4.1 PROVINCE NANGROE ACEH DARUSSALAM IV.4.2 PROVINCE SUMATERA UTARA IV.4.3 PROVINCE SUMATERA BARAT IV.4.4 PROVINCE RIAU IV.4.5 PROVINCE JAMBI IV.4.6 PROVINCE SUMATERA SELATAN IV.4.7 PROVINCE BENGKULU IV.4.8 PROVINCE LAMPUNG IV.4.9 PROVINCE DKI JAKARTA IV.4.10 PROVINCE JAWA BARAT IV.4.11 PROVINCE JAWA TENGAH IV.4.12 PROVINCE DI YOGYAKARTA IV.4.13 PROVINCE JAWA TIMUR IV.4.14 PROVINCE KALIMANTAN BARAT IV.4.15 PROVINCE KALIMANTAN TENGAH IV.4.16 PROVINCE KALIMANTAN SELATAN IV.4.17 PROVINCE KALIMANTAN TIMUR IV.4.18 PROVINCE SULAWESI UTARA IV.4.19 PROVINCE SULAWESI TENGAH IV.4.20 PROVINCE SULAWESI SELATAN IV.4.21 PROVINCE SULAWESI TENGGARA IV.4.22 PROVINCE BALI IV.4.23 PROVINCE NUSA TENGGARA BARAT IV.4.24 PROVINCE NUSA TENGGARA TIMUR IV.4.25 PROVINCE MALUKU IV.4.26 PROVINCE IRIAN JAYA IV.4.27 PROVINCE MALUKU UTARA IV.4.28 PROVINCE IRIAN JAYA BARAT IV.4.29 PROVINCE BANTEN IV.4.30 PROVINCE BANGKA BELITUNG IV.4.31 PROVINCE GORONTALO IV.4.32 PROVINCE KEPULAUAN RIAU
173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204
IV.3
IV.4
GRAFIK BAGIAN V EXAMPLE FOR REAL OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
TABEL GABUNGAN
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2003 - 2006 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2003 TO 2006 Premium and Claim in Million Rp
UY 2003 OCCUPATION CODE
Number Policies
Number Claim
Premium
UY 2004 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2005 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2006 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
Claim Incurred
% LOSS RATIO
20 - (Mining,Drilling…etc)
339
27
17,834.93
4,720.83
26.47
411
57
10,488.36
20,944.21
199.69
599
22
20,749.02
33,273.95
160.36
983
34
8,157.81
77,267.34
21 - (Stones, Earth…etc)
996
18
18,255.63
16,117.91
88.29
1,162
40
21,166.27
19,037.75
89.94
1,553
46
16,017.48
3,255.59
20.33
1,804
33
8,986.69
8,690.15
96.70
22 - (Metals)
4,623
112
69,659.18
33,086.49
47.50
5,148
146
70,672.28
31,052.38
43.94
6,352
133
213,757.99
51,410.22
24.05
7,477
159
42,703.64
376,207.54
880.97
23 - (Chemical/Oils/Gas)
5,236
167
100,421.32
55,795.52
55.56
5,628
185
109,388.17
81,432.76
74.44
7,611
189
90,238.80
45,370.51
50.28
8,947
198
81,942.17
248,031.13
302.69
24 - (Textiles)
9,519
232
86,469.03
46,612.71
53.91
9,994
302
79,820.23
125,702.94
157.48
11,476
259
73,514.24
77,265.55
105.10
13,292
239
60,903.57
364,736.34
598.88
25 - (Paper,Leather,Rubber)
5,975
116
86,831.56
31,129.20
35.85
6,398
136
75,482.41
95,944.25
127.11
8,143
112
167,439.83
51,930.28
31.01
9,231
173
54,684.64
229,801.71
420.23
26 - (Wood,Bamboo,Rattan)
4,762
165
106,339.92
112,927.10
106.19
5,470
140
122,503.37
82,414.68
67.28
7,243
161
89,361.57
6,368.74
7.13
7,530
105
77,707.15
86,061.51
110.75
27 - (Nutritional,Drinks…etc)
9,113
177
66,341.31
16,487.00
24.85
11,661
219
75,239.21
52,538.86
69.83
17,068
245
66,619.81
30,013.01
45.05
18,459
231
61,255.03
116,096.99
189.53 70.07
28 - (Power and Heating)
947.16
167
3
6,724.68
559.71
8.32
206
5
4,837.65
13,208.13
273.03
280
10
3,681.01
8,627.34
234.37
541
5
47,056.18
32,973.29
29 - (Transport,Traffic…etc)
473,292
1,930
679,263.29
301,188.15
44.34
609,686
2,268
990,240.20
420,963.35
42.51
739,061
2,971
807,678.74
504,305.08
62.44
792,604
2,715
820,204.80
503,707.37
61.41
30 - (Estate Plantation Risk)
284
8
3,194.18
756.41
23.68
178
13
4,020.08
1,159.79
28.85
119
3
2,818.57
168.94
5.99
124
11
2,325.09
828.94
35.65
31 - (Estate Plantation Risk)
857
209
27,216.53
6,608.25
24.28
451
200
16,093.81
11,164.11
69.37
403
24
8,136.22
693.11
8.52
536
56
20,222.26
1,589.35
7.86
32 - (Recreation Place)
278
22
5,871.35
796.67
13.57
107
18
5,953.97
551.34
9.26
62
5
1,936.35
516.78
26.69
122
9
2,566.57
252.19
9.83
65
3
2,365.83
56.75
2.40
61
2
777.02
191.68
24.67
142
8
1,436.60
145.69
10.14
462
17
3,147.76
2,023.29
64.28
956,306.23
60.27
1,563,386.23
813,344.79
2,048,267.14
158.55
40 - (Non Estate Plantation)
515,506
3,189
1,276,788.74
626,842.70
49.10 656,561
3,731
1,586,683.03
800,112
4,188
52.02 862,112
3,985 1,291,863.36
Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Juni 2007 (Data Position Until 15 June 2007) 2. Claim Incurred 2003 : Rp. 582.105.528.819,94,- (Settled = 2,129 Kasus) , Rp. 44.737.171.180,06,- (Os Claim = 1060 Kasus) 2004 : Rp. 864.091.927.728,60,- (Settled = 2,344 Kasus) , Rp. 92.214.302.271,40,- (Os Claim = 1387 Kasus) 2005 : Rp. 558.488.079.697,55,- (Settled = 2.661 Kasus) , Rp. 254.856.710.302,45,- (Os Claim = 1527 Kasus) 2006 : Rp. 610.713.737.888,02,- (Settled = 2.484 Kasus) , Rp. 1.437.553.402.111,98,- (Os Claim = 1501 Kasus) 3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2003 : Rp. 1.353.176.185,32,- (Freq Claim = 510) 2004 : Rp. 1.458.831.887,07,- (Freq Claim = 357) 2005 : Rp. 660.434.864,75,- (Freq Claim = 307) 2006 : Rp. 1.993.997.868,40,- (Freq Claim = 271)
i
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2003 - 2006 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2003 TO 2006 UY 2003 PROVINCE CODE
01 - Nangroe Aceh Darussalam
Number Policies
Number Claim
Premium
UY 2004 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2005 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2006 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
Claim Incurred
% LOSS RATIO
2,547
16
6,261.03
3,224.52
51.50
3,127
12
7,699.12
956.19
12.42
4,007
18
6,494.38
1,382.73
21.29
4,890
9
6,801.56
1,376.10
20.23
02 - Sumatera Utara
33,208
138
80,183.56
52,823.27
65.88
44,082
193
77,664.85
95,519.95
122.99
51,643
177
72,154.62
32,662.68
45.27
55,443
136
69,516.53
78,587.75
113.05
03 - Sumatera Barat
12,553
28
10,449.98
6,215.11
59.47
16,797
48
15,657.56
6,230.18
39.79
20,084
48
18,626.38
6,824.47
36.64
18,324
51
17,078.68
7,394.26
43.30
04 - Riau
12,597
55
22,073.23
7,676.94
34.78
15,518
107
31,281.92
7,277.28
23.26
24,220
103
36,393.99
21,430.95
58.89
25,220
43
33,932.01
7,921.80
23.35
05 - Jambi
4,902
30
11,383.19
31,751.62
278.93
7,123
26
11,434.38
2,478.80
21.68
8,889
41
11,240.59
2,975.18
26.47
10,312
20
12,495.99
2,005.47
16.05
12,236
55
22,277.29
16,047.93
72.04
16,048
56
23,751.59
12,088.80
50.90
17,490
180
22,477.40
57,275.16
254.81
20,681
97
29,438.73
95,234.51
323.50
07 - Bengkulu
2,372
16
2,720.09
1,469.93
54.04
3,000
15
2,458.47
1,137.88
46.28
4,941
13
4,582.27
974.94
52.28
5,247
11
4,684.20
9,448.43
201.71
08 - Lampung
7,712
53
15,405.82
4,888.62
31.73
10,973
67
17,021.71
22,366.74
131.40
13,265
53
25,386.49
5,071.74
19.98
15,461
23
21,038.46
10,376.09
49.32
149,112
967
361,582.01 168,350.87
46.56
170,846
988
502,040.17
216,519.98
43.13
186,560
1,321
586,351.28
207,644.59
35.41
193,261
1,721
301,709.51
865,230.89
286.78
06 - Sumatera Selatan
09 - DKI . Jakarta 10 - Jawa Barat
75,926
474
227,200.18
95,836.57
42.18
100,382
735
259,702.09
283,218.51
109.06
119,630
668
207,084.23
93,391.18
45.10
129,722
629
247,176.66
412,887.14
167.04
11 - Jawa Tengah
30,477
272
67,688.37
34,540.37
51.03
44,218
336
79,373.95
35,996.54
45.35
66,247
400
83,854.90
36,549.00
43.59
72,423
221
80,152.97
127,810.58
159.46 97.25
12 - DI . Yogyakarta
4,728
16
7,571.21
4,943.02
65.29
6,678
112
9,329.16
3,695.74
39.61
8,363
90
8,943.72
9,290
55
9,267.08
9,012.38
13 - Jawa Timur
53,284
452
163,505.57
42,647.00
26.08
68,771
405
186,672.38
131,825.99
70.62
88,002
319
149,173.09
63,369.56
42.48
103,489
239
158,555.40
102,691.06
64.77
14 - Kalimantan Barat
18,429
119
21,102.75
13,631.75
64.60
21,968
113
27,211.89
12,018.53
44.17
24,077
126
29,356.02
25,092.78
85.48
25,300
79
31,786.56
13,602.77
42.79
15 - Kalimantan Tengah
2,735
17
6,646.79
1,913.90
28.79
3,190
28
5,842.52
3,537.48
60.55
4,749
32
7,894.15
4,797.11
60.77
5,403
16
7,913.63
3,971.52
50.19
16 - Kalimantan Selatan
7,177
20
13,472.54
10,976.41
81.47
7,831
29
15,815.80
9,450.45
59.75
11,130
58
14,584.78
8,928.71
61.22
12,791
45
17,410.06
5,386.69
30.94
17 - Kalimantan Timur
92,699.17 1036.47
10,685
62
36,302.49
24,087.51
66.35
14,633
50
34,021.75
8,203.94
24.11
19,172
50
56,937.65
30,540.10
53.64
19,626
33
39,651.83
7,322.65
18.47
18 - Sulawesi Utara
5,682
21
7,894.94
4,099.52
51.93
8,671
20
13,358.48
3,147.25
23.56
9,056
9
12,786.66
2,079.49
16.26
8,632
16
14,271.17
2,456.29
17.21
19 - Sulawesi Tengah
4,041
14
5,579.65
1,059.46
18.99
4,459
20
7,239.46
7,869.95
108.71
5,088
11
7,363.44
6,199.83
84.20
5,627
7
8,685.51
5,897.80
67.90
20 - Sulawesi Selatan
9,891
13
15,552.50
2,354.42
15.14
15,087
16
20,536.19
1,011.37
4.92
22,250
51
28,012.94
6,481.47
23.14
23,301
36
28,758.79
6,819.54
23.71
21 - Sulawesi Tenggara
937
5
1,803.36
385.08
21.35
1,668
6
1,819.28
944.74
51.93
3,071
8
12,656.96
9,456.84
74.72
3,424
6
4,410.17
338.52
7.68
22 - Bali
9,744
72
21,188.85
5,136.91
24.24
13,166
60
68,120.94
6,295.48
9.24
15,914
88
25,737.27
5,752.18
22.35
18,645
64
16,089.67
31,361.97
194.92
23 - Nusa Tenggara Barat
2,338
29
3,200.19
624.03
19.50
3,764
31
3,999.68
100.45
2.51
5,073
46
4,938.39
1,039.63
21.05
5,791
47
6,138.94
3,751.74
61.11
24 - Nusa Tenggara Timur
1,913
5
3,376.76
697.40
20.65
2,288
2
3,422.00
870.11
25.43
3,294
8
5,055.31
796.89
15.76
3,618
3
5,348.70
219.95
4.11
25 - Maluku
540
6
1,879.62
1,509.03
80.28
602
1
2,653.55
63.58
2.40
812
0
2,248.42
0.00
0.00
1,187
0
2,724.69
0.00
0.00
26 - Irian Jaya
966
11
3,696.08
3,891.25
105.28
1,813
7
4,928.81
4,233.29
85.89
2,717
13
6,916.30
5,359.86
77.50
3,254
11
8,112.11
4,939.61
60.89
27 - Maluku Utara
368
1
843.45
17.00
2.02
401
0
1,123.91
0.00
0.00
496
2
1,492.06
154.77
10.37
698
3
1,689.43
131.66
7.79
28 - Irian Jaya Barat
350
6
1,941.03
719.53
37.07
497
1
1,679.26
348.13
20.73
835
1
1,931.10
89.62
4.64
1,737
3
2,780.47
392.99
14.13 279.69
29 - Banten
30,359
187
114,328.38
41,815.75
36.58
38,290
211
130,384.96
74,317.73
57.00
45,592
204
89,673.47
50,181.35
55.96
44,129
321
77,681.21
217,269.97
30 - Bangka Belitung
645
2
1,085.77
82.64
7.61
774
0
723.38
0.00
0.00
1,448
2
1,579.96
107.64
6.81
1,987
1
2,648.05
51.01
1.93
31 - Gorontalo
907
2
1,365.26
534.32
39.14
1,420
6
1,504.06
2,811.59
186.93
2,030
3
1,603.59
18.31
1.14
1,610
7
1,970.67
1,175.84
59.67
6,145
25
17,226.80
42,891.04
248.98
8,476
30
18,209.77
1,769.59
9.72
9,967
45
19,854.41
34,016.83
171.33
11,589
32
21,943.94
13,200.16
60.15
515,506
3,189
956,306.24
60.27
2,048,267.14
158.55
32 - Kepulauan Riau
1,276,788.74 626,842.72
49.10
656,561
3,731
1,586,683.04
800,112
4,188
1,563,386.22
813,344.76
52.02
862,112
3,985
1,291,863.38
Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Juni 2007 (Data Position Until 15 June 2007) 2. Claim Incurred 2003 : Rp. 582.105.528.819,94,- (Settled = 2,129 Kasus) , Rp. 44.737.171.180,06,- (Os Claim = 1060 Kasus) 2004 : Rp. 864.091.927.728,60,- (Settled = 2,344 Kasus) , Rp. 92.214.302.271,40,- (Os Claim = 1387 Kasus) 2005 : Rp. 558.488.079.697,55,- (Settled = 2.661 Kasus) , Rp. 254.856.710.302,45,- (Os Claim = 1527 Kasus) 2006 : Rp. 610.713.737.888,02,- (Settled = 2.484 Kasus) , Rp. 1.437.553.402.111,98,- (Os Claim = 1501 Kasus) 3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2003 : Rp. 1.353.176.185,32,- (Freq Claim = 510) 2004 : Rp. 1.458.831.887,07,- (Freq Claim = 357) 2005 : Rp. 660.434.864,75,- (Freq Claim = 307) 2006 : Rp. 1.993.997.868,40,- (Freq Claim = 271)
ii
RISK AND LOSS PROFILE 2003
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
PERCENTAGE f
F
1 0 50 25 91,258 91,258 2 50 100 75 93,144 184,402 3 100 200 150 107,940 292,342 4 200 300 250 59,351 351,693 5 300 500 400 59,634 411,327 6 500 750 625 28,098 439,425 7 750 1,000 875 20,207 459,632 8 1,000 1,500 1,250 14,972 474,604 9 8,295 482,899 1,500 2,000 1,750 10 4,644 487,543 2,000 2,500 2,250 11 3,644 491,187 2,500 3,000 2,750 12 4,289 495,476 3,000 4,000 3,500 13 3,051 498,527 4,000 5,000 4,500 14 3,810 502,337 5,000 7,500 6,250 15 2,490 504,827 7,500 10,000 8,750 16 3,956 508,783 10,000 20,000 15,000 17 3,342 512,125 20,000 50,000 35,000 18 1,538 513,663 50,000 100,000 75,000 19 100,000 1,449 515,112 500,000 300,000 20 500,000 Up 394 515,506 TOTAL
515,506
BAND
CUM.
17.70 17.70 18.07 35.77 20.94 56.71 11.51 68.22 11.57 79.79 5.45 85.24 3.92 89.16 2.90 92.07 1.61 93.67 0.90 94.58 0.71 95.28 0.83 96.11 0.59 96.71 0.74 97.45 0.48 97.93 0.77 98.70 0.65 99.34 0.30 99.64 0.28 99.92 0.08 100.00
PERCENTAGE rp
RP
52,876.71 52,876.71 21,797.52 74,674.24 45,145.84 119,820.07 40,301.53 160,121.60 64,262.30 224,383.90 45,496.70 269,880.60 46,887.10 316,767.70 54,276.66 371,044.36 38,176.89 409,221.25 24,061.71 433,282.96 26,507.45 459,790.41 33,319.70 493,110.11 30,299.86 523,409.97 45,428.64 568,838.62 42,734.30 611,572.91 96,077.92 707,650.84 147,524.55 855,175.39 112,737.19 967,912.57 193,431.37 1,161,343.94 115,444.80 1,276,788.74 1,276,788.74
BAND
CUM.
4.14 4.14 1.71 5.85 3.54 9.38 3.16 12.54 5.03 17.57 3.56 21.14 3.67 24.81 4.25 29.06 2.99 32.05 1.88 33.94 2.08 36.01 2.61 38.62 2.37 40.99 3.56 44.55 3.35 47.90 7.52 55.42 11.55 66.98 8.83 75.81 15.15 90.96 9.04 100.00
PERCENTAGE f
246 201 280 157 198 135 118 105 119 54 98 85 121 111 151 225 275 163 208 139 3,189
F
246 447 727 884 1,082 1,217 1,335 1,440 1,559 1,613 1,711 1,796 1,917 2,028 2,179 2,404 2,679 2,842 3,050 3,189
BAND
CUM.
7.71 7.71 6.30 14.02 8.78 22.80 4.92 27.72 6.21 33.93 4.23 38.16 3.70 41.86 3.29 45.16 3.73 48.89 1.69 50.58 3.07 53.65 2.67 56.32 3.79 60.11 3.48 63.59 4.74 68.33 7.06 75.38 8.62 84.01 5.11 89.12 6.52 95.64 4.36 100.00
PERCENTAGE rp
32,117.96 9,595.35 21,445.73 10,549.96 29,507.80 13,352.05 14,966.09 16,604.70 19,850.59 9,859.89 34,234.62 8,724.52 18,790.10 45,296.22 28,607.60 56,948.34 68,005.89 55,478.83 66,430.65 66,475.82 626,842.71
RP
32,117.96 41,713.30 63,159.03 73,708.99 103,216.79 116,568.84 131,534.94 148,139.63 167,990.22 177,850.11 212,084.74 220,809.26 239,599.36 284,895.58 313,503.18 370,451.52 438,457.42 493,936.24 560,366.89 626,842.71
BAND
CUM.
PERCENTAGE BAND
5.12 5.12 60.74 1.53 6.65 44.02 3.42 10.08 47.50 1.68 11.76 26.18 4.71 16.47 45.92 2.13 18.60 29.35 2.39 20.98 31.92 2.65 23.63 30.59 3.17 26.80 52.00 1.57 28.37 40.98 5.46 33.83 129.15 1.39 35.23 26.18 3.00 38.22 62.01 7.23 45.45 99.71 4.56 50.01 66.94 9.08 59.10 59.27 10.85 69.95 46.10 8.85 78.80 49.21 10.60 89.40 34.34 10.60 100.00 57.58
CUM
60.74 55.86 52.71 46.03 46.00 43.19 41.52 39.93 41.05 41.05 46.13 44.78 45.78 50.08 51.26 52.35 51.27 51.03 48.25 49.10 49.10
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.353.176.185,32, - Freq. Klaim 510 ( Data not Include Claim Fire no Policy Rp. 1.353.176.185,32 - Freq Claim 510 )
Page 1 of 204
RISK AND LOSS PROFILE 2003 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2003
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
87,753 91,296 104,287 56,410 55,378 25,293 17,782 12,387 6,589 3,473 2,584 2,924 1,987 2,247 1,350 1,916 1,287 438 437 105 475,923
F
87,753 179,049 283,336 339,746 395,124 420,417 438,199 450,586 457,175 460,648 463,232 466,156 468,143 470,390 471,740 473,656 474,943 475,381 475,818 475,923
BAND
CUM.
18.44 18.44 19.18 37.62 21.91 59.53 11.85 71.39 11.64 83.02 5.31 88.34 3.74 92.07 2.60 94.68 1.38 96.06 0.73 96.79 0.54 97.33 0.61 97.95 0.42 98.37 0.47 98.84 0.28 99.12 0.40 99.52 0.27 99.79 0.09 99.89 0.09 99.98 0.02 100.00
PERCENTAGE rp
28,316.29 20,948.65 42,769.76 38,190.12 58,975.29 41,349.92 41,151.84 44,377.42 30,345.21 19,429.70 20,177.62 24,515.06 21,434.68 30,483.31 27,568.01 55,716.75 59,768.65 36,261.14 64,992.05 32,950.70 739,722.16
RP
28,316.29 49,264.94 92,034.70 130,224.82 189,200.12 230,550.04 271,701.88 316,079.30 346,424.51 365,854.21 386,031.83 410,546.88 431,981.56 462,464.87 490,032.88 545,749.63 605,518.28 641,779.41 706,771.46 739,722.16
BAND
3.83 2.83 5.78 5.16 7.97 5.59 5.56 6.00 4.10 2.63 2.73 3.31 2.90 4.12 3.73 7.53 8.08 4.90 8.79 4.45
PERCENTAGE
CUM.
f
3.83 6.66 12.44 17.60 25.58 31.17 36.73 42.73 46.83 49.46 52.19 55.50 58.40 62.52 66.25 73.78 81.86 86.76 95.55 100.00
171 169 199 118 143 105 76 67 87 43 66 47 85 60 88 103 98 40 49 20 1,834
F
171 340 539 657 800 905 981 1,048 1,135 1,178 1,244 1,291 1,376 1,436 1,524 1,627 1,725 1,765 1,814 1,834
BAND
CUM.
9.32 9.32 9.21 18.54 10.85 29.39 6.43 35.82 7.80 43.62 5.73 49.35 4.14 53.49 3.65 57.14 4.74 61.89 2.34 64.23 3.60 67.83 2.56 70.39 4.63 75.03 3.27 78.30 4.80 83.10 5.62 88.71 5.34 94.06 2.18 96.24 2.67 98.91 1.09 100.00
PERCENTAGE rp
20,642.19 8,703.31 17,777.79 9,731.25 19,111.44 12,684.03 13,522.12 12,594.29 18,188.09 7,371.14 10,873.24 7,648.34 17,083.75 38,807.81 17,126.44 37,451.72 44,578.88 25,391.83 8,665.19 9,718.91
RP
20,642.19 29,345.50 47,123.28 56,854.54 75,965.98 88,650.01 102,172.14 114,766.43 132,954.51 140,325.65 151,198.89 158,847.23 175,930.98 214,738.78 231,865.22 269,316.94 313,895.82 339,287.65 347,952.84 357,671.75
BAND
5.77 2.43 4.97 2.72 5.34 3.55 3.78 3.52 5.09 2.06 3.04 2.14 4.78 10.85 4.79 10.47 12.46 7.10 2.42 2.72
PERCENTAGE
CUM.
BAND
5.77 8.20 13.18 15.90 21.24 24.79 28.57 32.09 37.17 39.23 42.27 44.41 49.19 60.04 64.83 75.30 87.76 94.86 97.28 100.00
72.90 41.55 41.57 25.48 32.41 30.67 32.86 28.38 59.94 37.94 53.89 31.20 79.70 127.31 62.12 67.22 74.59 70.02 13.33 29.50
357,671.75
CUM
72.90 59.57 51.20 43.66 40.15 38.45 37.60 36.31 38.38 38.36 39.17 38.69 40.73 46.43 47.32 49.35 51.84 52.87 49.23 48.35 48.35
Page 2 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2003
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,471 1,233 2,579 2,142 3,030 1,937 1,680 1,742 1,079 717 679 852 696 1,007 712 1,300 1,261 616 533 150 26,416
F
2,471 3,704 6,283 8,425 11,455 13,392 15,072 16,814 17,893 18,610 19,289 20,141 20,837 21,844 22,556 23,856 25,117 25,733 26,266 26,416
BAND
CUM.
9.35 9.35 4.67 14.02 9.76 23.78 8.11 31.89 11.47 43.36 7.33 50.70 6.36 57.06 6.59 63.65 4.08 67.74 2.71 70.45 2.57 73.02 3.23 76.25 2.63 78.88 3.81 82.69 2.70 85.39 4.92 90.31 4.77 95.08 2.33 97.41 2.02 99.43 0.57 100.00
PERCENTAGE rp
20,382.77 700.89 1,474.27 1,845.40 4,667.94 3,440.26 4,845.28 8,628.44 5,548.56 3,647.67 5,118.03 7,078.28 7,423.72 12,113.33 11,985.86 31,204.93 67,331.29 52,651.30 84,221.11 56,009.14 390,318.47
RP
20,382.77 21,083.65 22,557.93 24,403.33 29,071.27 32,511.52 37,356.81 45,985.25 51,533.81 55,181.48 60,299.52 67,377.80 74,801.51 86,914.84 98,900.70 130,105.63 197,436.92 250,088.22 334,309.32 390,318.47
BAND
5.22 0.18 0.38 0.47 1.20 0.88 1.24 2.21 1.42 0.93 1.31 1.81 1.90 3.10 3.07 7.99 17.25 13.49 21.58 14.35
CUM.
5.22 5.40 5.78 6.25 7.45 8.33 9.57 11.78 13.20 14.14 15.45 17.26 19.16 22.27 25.34 33.33 50.58 64.07 85.65 100.00
PERCENTAGE f
75 32 81 39 55 30 42 37 32 11 32 36 36 51 63 122 177 121 159 119 1,350
F
75 107 188 227 282 312 354 391 423 434 466 502 538 589 652 774 951 1,072 1,231 1,350
BAND
CUM.
5.56 5.56 2.37 7.93 6.00 13.93 2.89 16.81 4.07 20.89 2.22 23.11 3.11 26.22 2.74 28.96 2.37 31.33 0.81 32.15 2.37 34.52 2.67 37.19 2.67 39.85 3.78 43.63 4.67 48.30 9.04 57.33 13.11 70.44 8.96 79.41 11.78 91.19 8.81 100.00
PERCENTAGE rp
11,475.76 892.04 3,667.94 818.71 10,396.36 668.02 1,443.97 2,890.24 1,662.50 2,488.76 23,361.39 989.15 1,706.35 6,488.42 11,481.16 19,496.62 23,427.01 29,983.57 57,765.46 56,756.91 267,860.34
RP
11,475.76 12,367.80 16,035.74 16,854.46 27,250.81 27,918.83 29,362.80 32,253.04 33,915.54 36,404.29 59,765.68 60,754.83 62,461.18 68,949.60 80,430.76 99,927.38 123,354.40 153,337.97 211,103.43 267,860.34
BAND
4.28 0.33 1.37 0.31 3.88 0.25 0.54 1.08 0.62 0.93 8.72 0.37 0.64 2.42 4.29 7.28 8.75 11.19 21.57 21.19
PERCENTAGE
CUM.
BAND
4.28 4.62 5.99 6.29 10.17 10.42 10.96 12.04 12.66 13.59 22.31 22.68 23.32 25.74 30.03 37.31 46.05 57.25 78.81 100.00
56.30 127.27 248.80 44.37 222.72 19.42 29.80 33.50 29.96 68.23 456.45 13.97 22.99 53.56 95.79 62.48 34.79 56.95 68.59 101.34
CUM
56.30 58.66 71.09 69.07 93.74 85.87 78.60 70.14 65.81 65.97 99.11 90.17 83.50 79.33 81.32 76.80 62.48 61.31 63.15 68.63 68.63
Page 3 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
12 1 9 6 6 6 8 27 28 9 9 13 12 26 35 59 84 49 34 2 435
12 13 22 28 34 40 48 75 103 112 121 134 146 172 207 266 350 399 433 435
BAND
CUM.
2.76 2.76 0.23 2.99 2.07 5.06 1.38 6.44 1.38 7.82 1.38 9.20 1.84 11.03 6.21 17.24 6.44 23.68 2.07 25.75 2.07 27.82 2.99 30.80 2.76 33.56 5.98 39.54 8.05 47.59 13.56 61.15 19.31 80.46 11.26 91.72 7.82 99.54 0.46 100.00
PERCENTAGE rp
RP
225.37 225.37 0.24 225.61 40.81 266.42 1.81 268.23 4.81 273.04 7.03 280.07 16.60 296.67 67.77 364.44 66.68 431.12 58.02 489.14 34.06 523.20 70.91 594.12 77.18 671.29 188.41 859.71 370.22 1,229.93 1,105.46 2,335.39 3,375.16 5,710.55 2,927.44 8,637.99 2,997.81 11,635.80 22.35 11,658.15 11,658.15
BAND
1.93 0.00 0.35 0.02 0.04 0.06 0.14 0.58 0.57 0.50 0.29 0.61 0.66 1.62 3.18 9.48 28.95 25.11 25.71 0.19
CUM.
1.93 1.94 2.29 2.30 2.34 2.40 2.54 3.13 3.70 4.20 4.49 5.10 5.76 7.37 10.55 20.03 48.98 74.09 99.81 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 2
BAND
0 0 0 0 0 0 0 1 1 1 1 2 2 2 2 2 2 2 2 2
0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,120.17 0.00 0.00 0.00 76.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,196.93
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,120.17 1,120.17 1,120.17 1,120.17 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93 1,196.93
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 93.59 0.00 0.00 0.00 6.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 93.59 1,652.82 93.59 0.00 93.59 0.00 93.59 0.00 100.00 108.25 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 307.37 259.83 229.01 214.10 201.46 178.30 139.23 97.32 51.25 20.96 13.86 10.29 10.27 10.27
Page 4 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,022 614 1,065 793 1,220 862 737 816 599 445 372 500 356 530 393 681 710 435 445 137 12,732
F
1,022 1,636 2,701 3,494 4,714 5,576 6,313 7,129 7,728 8,173 8,545 9,045 9,401 9,931 10,324 11,005 11,715 12,150 12,595 12,732
BAND
CUM.
8.03 8.03 4.82 12.85 8.36 21.21 6.23 27.44 9.58 37.02 6.77 43.80 5.79 49.58 6.41 55.99 4.70 60.70 3.50 64.19 2.92 67.11 3.93 71.04 2.80 73.84 4.16 78.00 3.09 81.09 5.35 86.44 5.58 92.01 3.42 95.43 3.50 98.92 1.08 100.00
PERCENTAGE rp
RP
3,952.29 3,952.29 147.75 4,100.03 860.99 4,961.03 264.19 5,225.22 614.26 5,839.47 699.49 6,538.97 873.38 7,412.35 1,203.02 8,615.37 2,216.43 10,831.81 926.32 11,758.13 1,177.74 12,935.86 1,655.45 14,591.32 1,364.29 15,955.60 2,643.59 18,599.19 2,810.21 21,409.40 8,050.79 29,460.19 17,049.45 46,509.64 20,897.32 67,406.95 41,220.40 108,627.36 26,462.60 135,089.96 135,089.96
BAND
2.93 0.11 0.64 0.20 0.45 0.52 0.65 0.89 1.64 0.69 0.87 1.23 1.01 1.96 2.08 5.96 12.62 15.47 30.51 19.59
CUM.
2.93 3.04 3.67 3.87 4.32 4.84 5.49 6.38 8.02 8.70 9.58 10.80 11.81 13.77 15.85 21.81 34.43 49.90 80.41 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 2 0 0 3
BAND
0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 3 3 3
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 10.26 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 0.00 33.33 0.00 10.26 66.67 100.00 103.42 113.69 0.00 100.00 0.00 113.69 0.00 100.00 0.00 113.69 113.69
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.03 0.00 0.00 0.00 0.00 0.00 90.97 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.03 9.03 9.03 9.03 9.03 9.03 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.62 0.00 0.00 0.00 0.00 0.00 0.49 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.07 0.06 0.06 0.05 0.03 0.02 0.17 0.10 0.00 0000
Page 5 of 204
RISK AND LOSS PROFILE 2003 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
18 20 34 13 25 14 18 13 14 19 12 8 12 18 10 16 20 18 30 7 339
18 38 72 85 110 124 142 155 169 188 200 208 220 238 248 264 284 302 332 339
BAND
CUM.
5.31 5.31 5.90 11.21 10.03 21.24 3.83 25.07 7.37 32.45 4.13 36.58 5.31 41.89 3.83 45.72 4.13 49.85 5.60 55.46 3.54 59.00 2.36 61.36 3.54 64.90 5.31 70.21 2.95 73.16 4.72 77.88 5.90 83.78 5.31 89.09 8.85 97.94 2.06 100.00
PERCENTAGE rp
460.56 28.76 13.70 9.40 17.67 20.43 37.49 2,905.83 36.07 85.13 31.73 51.58 75.20 168.11 178.01 304.86 1,895.58 1,068.07 5,427.04 5,019.71 17,834.93
RP
460.56 489.32 503.02 512.42 530.09 550.51 588.00 3,493.83 3,529.90 3,615.04 3,646.77 3,698.35 3,773.55 3,941.66 4,119.67 4,424.53 6,320.11 7,388.18 12,815.22 17,834.93
BAND
2.58 0.16 0.08 0.05 0.10 0.11 0.21 16.29 0.20 0.48 0.18 0.29 0.42 0.94 1.00 1.71 10.63 5.99 30.43 28.15
CUM.
2.58 2.74 2.82 2.87 2.97 3.09 3.30 19.59 19.79 20.27 20.45 20.74 21.16 22.10 23.10 24.81 35.44 41.43 71.85 100.00
PERCENTAGE f
F
0 0 0 1 0 0 1 0 0 0 0 1 0 3 1 0 1 4 1 14 27
BAND
CUM.
0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 3.70 3.70 1 0.00 3.70 1 0.00 3.70 2 3.70 7.41 2 0.00 7.41 2 0.00 7.41 2 0.00 7.41 2 0.00 7.41 3 3.70 11.11 3 0.00 11.11 6 11.11 22.22 7 3.70 25.93 7 0.00 25.93 8 3.70 29.63 12 14.81 44.44 13 3.70 48.15 27 51.85 100.00
PERCENTAGE rp
0.00 0.00 0.00 34.16 0.00 0.00 193.23 0.00 0.00 0.00 0.00 15.50 0.00 176.25 56.44 0.00 9.20 1,769.29 123.27 2,343.50 4,720.83
RP
0.00 0.00 0.00 34.16 34.16 34.16 227.39 227.39 227.39 227.39 227.39 242.89 242.89 419.14 475.58 475.58 484.78 2,254.07 2,377.34 4,720.83
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.72 0.72 0.00 0.72 0.00 0.72 4.09 4.82 0.00 4.82 0.00 4.82 0.00 4.82 0.00 4.82 0.33 5.15 0.00 5.15 3.73 8.88 1.20 10.07 0.00 10.07 0.19 10.27 37.48 47.75 2.61 50.36 49.64 100.00
PERCENTAGE BAND
0.00 0.00 0.00 363.30 0.00 0.00 515.43 0.00 0.00 0.00 0.00 30.04 0.00 104.84 31.71 0.00 0.49 165.65 2.27 46.69
CUM
0.00 0.00 0.00 6.67 6.44 6.21 38.67 6.51 6.44 6.29 6.24 6.57 6.44 10.63 11.54 10.75 7.67 30.51 18.55 26.47 26.47
Page 6 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
BAND
130 52 61 44 59 46 55 44 45 23 30 29 34 50 27 68 74 38 63 24
130 182 243 287 346 392 447 491 536 559 589 618 652 702 729 797 871 909 972 996
13.05 13.05 5.22 18.27 6.12 24.40 4.42 28.82 5.92 34.74 4.62 39.36 5.52 44.88 4.42 49.30 4.52 53.82 2.31 56.12 3.01 59.14 2.91 62.05 3.41 65.46 5.02 70.48 2.71 73.19 6.83 80.02 7.43 87.45 3.82 91.27 6.33 97.59 2.41 100.00
996
CUM.
PERCENTAGE rp
RP
1,721.08 1,721.08 10.77 1,731.85 20.07 1,751.92 58.91 1,810.83 69.51 1,880.34 65.90 1,946.24 89.53 2,035.76 101.35 2,137.11 119.75 2,256.86 56.38 2,313.24 100.53 2,413.77 140.23 2,554.00 195.63 2,749.63 386.56 3,136.19 208.08 3,344.27 951.37 4,295.64 2,167.91 6,463.54 1,716.20 8,179.75 6,769.57 14,949.31 3,306.32 18,255.63 18,255.63
BAND
CUM.
9.43 0.06 0.11 0.32 0.38 0.36 0.49 0.56 0.66 0.31 0.55 0.77 1.07 2.12 1.14 5.21 11.88 9.40 37.08 18.11
9.43 9.49 9.60 9.92 10.30 10.66 11.15 11.71 12.36 12.67 13.22 13.99 15.06 17.18 18.32 23.53 35.41 44.81 81.89 100.00
PERCENTAGE f
F
2 0 1 0 0 0 0 0 1 0 0 0 1 1 0 0 4 4 1 3 18
2 2 3 3 3 3 3 3 4 4 4 4 5 6 6 6 10 14 15 18
BAND
CUM.
PERCENTAGE rp
11.11 11.11 12.23 0.00 11.11 0.00 5.56 16.67 2.11 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 5.56 22.22 47.58 0.00 22.22 0.00 0.00 22.22 0.00 0.00 22.22 0.00 5.56 27.78 0.42 5.56 33.33 524.39 0.00 33.33 0.00 0.00 33.33 0.00 22.22 55.56 2.67 22.22 77.78 3.04 5.56 83.33 0.55 16.67 100.00 15,524.92 16,117.91
RP
12.23 12.23 14.34 14.34 14.34 14.34 14.34 14.34 61.92 61.92 61.92 61.92 62.34 586.73 586.73 586.73 589.39 592.44 592.99 16,117.91
PERCENTAGE
BAND
CUM.
BAND
0.08 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.30 0.00 0.00 0.00 0.00 3.25 0.00 0.00 0.02 0.02 0.00 96.32
0.08 0.08 0.09 0.09 0.09 0.09 0.09 0.09 0.38 0.38 0.38 0.38 0.39 3.64 3.64 3.64 3.66 3.68 3.68 100.00
0.71 0.00 10.51 0.00 0.00 0.00 0.00 0.00 39.73 0.00 0.00 0.00 0.21 135.66 0.00 0.00 0.12 0.18 0.01 469.55
CUM
0.71 0.71 0.82 0.79 0.76 0.74 0.70 0.67 2.74 2.68 2.57 2.42 2.27 18.71 17.54 13.66 9.12 7.24 3.97 88.29 88.29
Page 7 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 22
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
Metals
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
380 206 313 233 367 279 278 287 206 141 131 204 144 212 165 334 332 165 192 54 4,623
F
380 586 899 1,132 1,499 1,778 2,056 2,343 2,549 2,690 2,821 3,025 3,169 3,381 3,546 3,880 4,212 4,377 4,569 4,623
BAND
CUM.
PERCENTAGE rp
RP
8.22 8.22 1,564.59 1,564.59 4.46 12.68 47.02 1,611.62 6.77 19.45 108.88 1,720.50 5.04 24.49 123.82 1,844.31 7.94 32.42 450.19 2,294.51 6.04 38.46 657.13 2,951.63 6.01 44.47 478.36 3,429.99 6.21 50.68 1,039.01 4,468.99 4.46 55.14 549.34 5,018.33 3.05 58.19 484.42 5,502.75 2.83 61.02 577.71 6,080.46 4.41 65.43 923.01 7,003.47 3.11 68.55 830.99 7,834.46 4.59 73.13 1,945.92 9,780.38 3.57 76.70 1,761.51 11,541.89 7.22 83.93 6,210.90 17,752.78 7.18 91.11 10,794.67 28,547.45 3.57 94.68 10,453.54 39,000.99 4.15 98.83 24,171.24 63,172.23 1.17 100.00 6,486.95 69,659.18 69,659.18
BAND
2.25 0.07 0.16 0.18 0.65 0.94 0.69 1.49 0.79 0.70 0.83 1.33 1.19 2.79 2.53 8.92 15.50 15.01 34.70 9.31
CUM.
2.25 2.31 2.47 2.65 3.29 4.24 4.92 6.42 7.20 7.90 8.73 10.05 11.25 14.04 16.57 25.49 40.98 55.99 90.69 100.00
PERCENTAGE f
F
2 1 2 0 2 4 2 1 2 4 1 2 9 3 3 6 28 15 11 14 112
2 3 5 5 7 11 13 14 16 20 21 23 32 35 38 44 72 87 98 112
BAND
CUM.
PERCENTAGE rp
RP
1.79 1.79 166.08 166.08 0.89 2.68 1.40 167.48 1.79 4.46 14.24 181.72 0.00 4.46 0.00 181.72 1.79 6.25 117.98 299.69 3.57 9.82 109.79 409.48 1.79 11.61 51.72 461.20 0.89 12.50 19.25 480.45 1.79 14.29 1,739.60 2,220.04 3.57 17.86 26.22 2,246.27 0.89 18.75 10.05 2,256.32 1.79 20.54 1,206.81 3,463.13 8.04 28.57 426.35 3,889.47 2.68 31.25 178.96 4,068.43 2.68 33.93 5,826.03 9,894.46 5.36 39.29 547.93 10,442.39 25.00 64.29 19,865.67 30,308.06 13.39 77.68 1,009.81 31,317.87 9.82 87.50 760.73 32,078.60 12.50 100.00 1,007.89 33,086.49 33,086.49
BAND
0.50 0.00 0.04 0.00 0.36 0.33 0.16 0.06 5.26 0.08 0.03 3.65 1.29 0.54 17.61 1.66 60.04 3.05 2.30 3.05
PERCENTAGE
CUM.
BAND
CUM
0.50 0.51 0.55 0.55 0.91 1.24 1.39 1.45 6.71 6.79 6.82 10.47 11.76 12.30 29.90 31.56 91.60 94.65 96.95 100.00
10.61 2.98 13.08 0.00 26.21 16.71 10.81 1.85 316.67 5.41 1.74 130.75 51.31 9.20 330.74 8.82 184.03 9.66 3.15 15.54
10.61 10.39 10.56 9.85 13.06 13.87 13.45 10.75 44.24 40.82 37.11 49.45 49.65 41.60 85.73 58.82 106.17 80.30 50.78 47.50 47.50
Page 8 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
317 161 255 212 401 345 385 439 299 252 216 252 177 298 195 324 350 172 146 40 5,236
F
317 478 733 945 1,346 1,691 2,076 2,515 2,814 3,066 3,282 3,534 3,711 4,009 4,204 4,528 4,878 5,050 5,196 5,236
BAND
CUM.
6.05 6.05 3.07 9.13 4.87 14.00 4.05 18.05 7.66 25.71 6.59 32.30 7.35 39.65 8.38 48.03 5.71 53.74 4.81 58.56 4.13 62.68 4.81 67.49 3.38 70.87 5.69 76.57 3.72 80.29 6.19 86.48 6.68 93.16 3.28 96.45 2.79 99.24 0.76 100.00
PERCENTAGE rp
RP
2,750.65 2,750.65 118.73 2,869.38 195.51 3,064.90 279.88 3,344.78 683.95 4,028.73 724.36 4,753.09 1,539.68 6,292.77 1,602.81 7,895.58 1,567.08 9,462.66 1,464.56 10,927.22 2,216.43 13,143.65 2,160.36 15,304.01 1,985.59 17,289.60 3,797.17 21,086.77 3,732.14 24,818.91 7,570.17 32,389.08 14,606.68 46,995.76 16,259.04 63,254.81 19,671.88 82,926.69 17,494.64 100,421.32 100,421.32
BAND
2.74 0.12 0.19 0.28 0.68 0.72 1.53 1.60 1.56 1.46 2.21 2.15 1.98 3.78 3.72 7.54 14.55 16.19 19.59 17.42
CUM.
2.74 2.86 3.05 3.33 4.01 4.73 6.27 7.86 9.42 10.88 13.09 15.24 17.22 21.00 24.71 32.25 46.80 62.99 82.58 100.00
PERCENTAGE f
F
11 1 1 1 4 1 7 6 4 6 9 15 6 7 10 18 27 18 14 1 167
11 12 13 14 18 19 26 32 36 42 51 66 72 79 89 107 134 152 166 167
BAND
CUM.
PERCENTAGE rp
RP
6.59 6.59 264.98 264.98 0.60 7.19 2.29 267.27 0.60 7.78 200.00 467.27 0.60 8.38 20.02 487.29 2.40 10.78 1,254.59 1,741.88 0.60 11.38 667.54 2,409.42 4.19 15.57 29.66 2,439.08 3.59 19.16 1,293.49 3,732.57 2.40 21.56 279.45 4,012.02 3.59 25.15 1,857.18 5,869.20 5.39 30.54 2,080.76 7,949.95 8.98 39.52 1,085.80 9,035.75 3.59 43.11 3,298.70 12,334.45 4.19 47.31 1,010.00 13,344.45 5.99 53.29 1,967.39 15,311.84 10.78 64.07 2,047.66 17,359.50 16.17 80.24 9,784.95 27,144.45 10.78 91.02 2,834.59 29,979.04 8.38 99.40 25,786.09 55,765.13 0.60 100.00 30.39 55,795.52 55,795.52
BAND
0.47 0.00 0.36 0.04 2.25 1.20 0.05 2.32 0.50 3.33 3.73 1.95 5.91 1.81 3.53 3.67 17.54 5.08 46.22 0.05
CUM.
0.47 0.48 0.84 0.87 3.12 4.32 4.37 6.69 7.19 10.52 14.25 16.19 22.11 23.92 27.44 31.11 48.65 53.73 99.95 100.00
PERCENTAGE BAND
9.63 1.93 102.29 7.15 183.43 92.16 1.93 80.70 17.83 126.81 93.88 50.26 166.13 26.60 52.71 27.05 66.99 17.43 131.08 0.17
CUM
9.63 9.31 15.25 14.57 43.24 50.69 38.76 47.27 42.40 53.71 60.49 59.04 71.34 63.28 61.69 53.60 57.76 47.39 67.25 55.56 55.56
Page 9 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
Textiles
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
741 868 1,294 926 1,288 739 568 533 344 217 158 236 181 259 176 332 332 162 138 27 9,519
F
741 1,609 2,903 3,829 5,117 5,856 6,424 6,957 7,301 7,518 7,676 7,912 8,093 8,352 8,528 8,860 9,192 9,354 9,492 9,519
BAND
CUM.
PERCENTAGE rp
RP
7.78 7.78 4,708.21 4,708.21 9.12 16.90 349.16 5,057.37 13.59 30.50 1,187.55 6,244.92 9.73 40.22 1,043.80 7,288.72 13.53 53.76 2,603.28 9,892.00 7.76 61.52 1,642.97 11,534.98 5.97 67.49 1,793.35 13,328.33 5.60 73.09 2,182.12 15,510.45 3.61 76.70 1,997.47 17,507.92 2.28 78.98 1,371.98 18,879.91 1.66 80.64 1,133.87 20,013.77 2.48 83.12 2,171.77 22,185.54 1.90 85.02 1,886.47 24,072.01 2.72 87.74 3,503.12 27,575.14 1.85 89.59 3,694.90 31,270.04 3.49 93.08 8,688.36 39,958.40 3.49 96.56 14,425.86 54,384.26 1.70 98.27 12,601.27 66,985.53 1.45 99.72 16,610.23 83,595.76 0.28 100.00 2,873.27 86,469.03 86,469.03
BAND
5.44 0.40 1.37 1.21 3.01 1.90 2.07 2.52 2.31 1.59 1.31 2.51 2.18 4.05 4.27 10.05 16.68 14.57 19.21 3.32
CUM.
5.44 5.85 7.22 8.43 11.44 13.34 15.41 17.94 20.25 21.83 23.15 25.66 27.84 31.89 36.16 46.21 62.89 77.47 96.68 100.00
PERCENTAGE f
F
16 4 4 7 10 3 1 7 3 2 4 8 8 8 11 39 48 22 25 2 232
16 20 24 31 41 44 45 52 55 57 61 69 77 85 96 135 183 205 230 232
BAND
CUM.
PERCENTAGE rp
RP
6.90 6.90 767.22 767.22 1.72 8.62 182.96 950.19 1.72 10.34 127.86 1,078.04 3.02 13.36 509.43 1,587.47 4.31 17.67 6,971.92 8,559.39 1.29 18.97 512.95 9,072.34 0.43 19.40 0.21 9,072.56 3.02 22.41 324.43 9,396.99 1.29 23.71 359.84 9,756.83 0.86 24.57 1.91 9,758.73 1.72 26.29 271.65 10,030.38 3.45 29.74 34.05 10,064.43 3.45 33.19 410.22 10,474.65 3.45 36.64 85.25 10,559.90 4.74 41.38 347.89 10,907.79 16.81 58.19 9,801.88 20,709.67 20.69 78.88 7,012.80 27,722.48 9.48 88.36 3,520.37 31,242.85 10.78 99.14 15,323.56 46,566.41 0.86 100.00 46.30 46,612.71 46,612.71
BAND
1.65 0.39 0.27 1.09 14.96 1.10 0.00 0.70 0.77 0.00 0.58 0.07 0.88 0.18 0.75 21.03 15.04 7.55 32.87 0.10
CUM.
1.65 2.04 2.31 3.41 18.36 19.46 19.46 20.16 20.93 20.94 21.52 21.59 22.47 22.65 23.40 44.43 59.47 67.03 99.90 100.00
PERCENTAGE BAND
16.30 52.40 10.77 48.80 267.81 31.22 0.01 14.87 18.01 0.14 23.96 1.57 21.75 2.43 9.42 112.82 48.61 27.94 92.25 1.61
CUM
16.30 18.79 17.26 21.78 86.53 78.65 68.07 60.58 55.73 51.69 50.12 45.36 43.51 38.30 34.88 51.83 50.98 46.64 55.70 53.91 53.91
Page 10 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
469 455 686 498 642 448 379 388 298 157 153 207 157 205 175 245 202 106 79 26 5,975
F
469 924 1,610 2,108 2,750 3,198 3,577 3,965 4,263 4,420 4,573 4,780 4,937 5,142 5,317 5,562 5,764 5,870 5,949 5,975
BAND
CUM.
PERCENTAGE rp
RP
7.85 7.85 2,512.14 2,512.14 7.62 15.46 195.60 2,707.74 11.48 26.95 537.26 3,245.00 8.33 35.28 628.12 3,873.12 10.74 46.03 1,240.52 5,113.63 7.50 53.52 1,194.55 6,308.18 6.34 59.87 1,433.49 7,741.67 6.49 66.36 2,619.34 10,361.01 4.99 71.35 3,806.67 14,167.68 2.63 73.97 1,055.87 15,223.55 2.56 76.54 2,299.13 17,522.68 3.46 80.00 2,386.89 19,909.57 2.63 82.63 2,101.04 22,010.61 3.43 86.06 4,179.23 26,189.84 2.93 88.99 3,702.31 29,892.15 4.10 93.09 8,501.38 38,393.54 3.38 96.47 10,676.77 49,070.31 1.77 98.24 9,445.63 58,515.94 1.32 99.56 12,621.92 71,137.86 0.44 100.00 15,693.70 86,831.56 86,831.56
BAND
2.89 0.23 0.62 0.72 1.43 1.38 1.65 3.02 4.38 1.22 2.65 2.75 2.42 4.81 4.26 9.79 12.30 10.88 14.54 18.07
CUM.
2.89 3.12 3.74 4.46 5.89 7.26 8.92 11.93 16.32 17.53 20.18 22.93 25.35 30.16 34.43 44.22 56.51 67.39 81.93 100.00
PERCENTAGE f
F
9 2 0 2 6 5 1 2 0 6 0 5 1 8 2 21 21 7 13 5 116
BAND
CUM.
9 7.76 7.76 11 1.72 9.48 11 0.00 9.48 13 1.72 11.21 19 5.17 16.38 24 4.31 20.69 25 0.86 21.55 27 1.72 23.28 27 0.00 23.28 33 5.17 28.45 33 0.00 28.45 38 4.31 32.76 39 0.86 33.62 47 6.90 40.52 49 1.72 42.24 70 18.10 60.34 91 18.10 78.45 98 6.03 84.48 111 11.21 95.69 116 4.31 100.00
PERCENTAGE rp
2,101.69 15.03 0.00 136.79 2,045.03 356.49 8.75 971.38 0.00 2,866.48 0.00 52.68 32.38 1,300.40 535.50 9,419.63 9,055.99 540.51 170.05 1,520.43 31,129.20
RP
2,101.69 2,116.72 2,116.72 2,253.51 4,298.54 4,655.02 4,663.77 5,635.15 5,635.15 8,501.63 8,501.63 8,554.31 8,586.69 9,887.09 10,422.59 19,842.22 28,898.21 29,438.72 29,608.77 31,129.20
BAND
6.75 0.05 0.00 0.44 6.57 1.15 0.03 3.12 0.00 9.21 0.00 0.17 0.10 4.18 1.72 30.26 29.09 1.74 0.55 4.88
PERCENTAGE
CUM.
BAND
6.75 6.80 6.80 7.24 13.81 14.95 14.98 18.10 18.10 27.31 27.31 27.48 27.58 31.76 33.48 63.74 92.83 94.57 95.12 100.00
83.66 7.68 0.00 21.78 164.85 29.84 0.61 37.08 0.00 271.48 0.00 2.21 1.54 31.12 14.46 110.80 84.82 5.72 1.35 9.69
CUM
83.66 78.17 65.23 58.18 84.06 73.79 60.24 54.39 39.77 55.85 48.52 42.97 39.01 37.75 34.87 51.68 58.89 50.31 41.62 35.85 35.85
Page 11 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 26
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
Wood, Bamboo and Rattan
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
528 374 493 334 436 285 295 328 252 153 142 171 153 178 115 194 158 84 81 8 4,762
F
528 902 1,395 1,729 2,165 2,450 2,745 3,073 3,325 3,478 3,620 3,791 3,944 4,122 4,237 4,431 4,589 4,673 4,754 4,762
BAND
CUM.
PERCENTAGE rp
RP
11.09 11.09 4,674.71 4,674.71 7.85 18.94 270.07 4,944.78 10.35 29.29 655.32 5,600.10 7.01 36.31 665.83 6,265.92 9.16 45.46 1,853.35 8,119.28 5.98 51.45 1,198.03 9,317.30 6.19 57.64 1,774.69 11,092.00 6.89 64.53 2,635.89 13,727.88 5.29 69.82 2,648.99 16,376.88 3.21 73.04 1,766.39 18,143.27 2.98 76.02 3,242.33 21,385.60 3.59 79.61 3,006.55 24,392.15 3.21 82.82 3,604.36 27,996.51 3.74 86.56 4,343.79 32,340.30 2.41 88.98 3,511.26 35,851.55 4.07 93.05 8,823.08 44,674.63 3.32 96.37 20,422.89 65,097.53 1.76 98.13 9,242.16 74,339.68 1.70 99.83 26,844.48 101,184.16 0.17 100.00 5,155.75 106,339.92 106,339.92
BAND
CUM.
4.40 4.40 0.25 4.65 0.62 5.27 0.63 5.89 1.74 7.64 1.13 8.76 1.67 10.43 2.48 12.91 2.49 15.40 1.66 17.06 3.05 20.11 2.83 22.94 3.39 26.33 4.08 30.41 3.30 33.71 8.30 42.01 19.21 61.22 8.69 69.91 25.24 95.15 4.85 100.00
PERCENTAGE F
BAND
5 0 1 4 7 5 4 6 9 2 6 9 12 13 13 17 22 14 16 0
5 5 6 10 17 22 26 32 41 43 49 58 70 83 96 113 135 149 165 165
3.03 3.03 8,829.82 0.00 3.03 0.00 0.61 3.64 111.72 2.42 6.06 948.39 4.24 10.30 2,497.03 3.03 13.33 1,803.97 2.42 15.76 763.72 3.64 19.39 1,730.98 5.45 24.85 2,853.70 1.21 26.06 484.21 3.64 29.70 204.56 5.45 35.15 455.88 7.27 42.42 6,182.21 7.88 50.30 23,318.10 7.88 58.18 6,555.33 10.30 68.48 7,437.25 13.33 81.82 9,177.60 8.48 90.30 30,430.29 9.70 100.00 9,142.35 0.00 100.00 0.00
165
CUM.
PERCENTAGE
f
rp
112,927.10
RP
8,829.82 8,829.82 8,941.54 9,889.92 12,386.96 14,190.93 14,954.65 16,685.63 19,539.33 20,023.54 20,228.09 20,683.97 26,866.18 50,184.29 56,739.62 64,176.87 73,354.47 103,784.76 112,927.10 112,927.10
BAND
CUM.
7.82 7.82 0.00 7.82 0.10 7.92 0.84 8.76 2.21 10.97 1.60 12.57 0.68 13.24 1.53 14.78 2.53 17.30 0.43 17.73 0.18 17.91 0.40 18.32 5.47 23.79 20.65 44.44 5.80 50.24 6.59 56.83 8.13 64.96 26.95 91.90 8.10 100.00 0.00 100.00
PERCENTAGE BAND
CUM
188.89 0.00 17.05 142.44 134.73 150.58 43.03 65.67 107.73 27.41 6.31 15.16 171.52 536.81 186.69 84.29 44.94 329.26 34.06 0.00
188.89 178.57 159.67 157.84 152.56 152.31 134.82 121.55 119.31 110.36 94.59 84.80 95.96 155.18 158.26 143.65 112.68 139.61 111.61 106.19 106.19
Page 12 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,581 896 1,087 719 927 557 478 445 316 226 174 219 191 250 180 294 309 131 96 37 9,113
F
1,581 2,477 3,564 4,283 5,210 5,767 6,245 6,690 7,006 7,232 7,406 7,625 7,816 8,066 8,246 8,540 8,849 8,980 9,076 9,113
BAND
CUM.
17.35 17.35 9.83 27.18 11.93 39.11 7.89 47.00 10.17 57.17 6.11 63.28 5.25 68.53 4.88 73.41 3.47 76.88 2.48 79.36 1.91 81.27 2.40 83.67 2.10 85.77 2.74 88.51 1.98 90.49 3.23 93.71 3.39 97.10 1.44 98.54 1.05 99.59 0.41 100.00
PERCENTAGE rp
6,233.85 240.71 611.78 674.34 1,007.76 1,480.59 1,138.83 1,418.03 1,252.88 1,134.52 935.58 1,548.15 1,960.05 2,886.71 2,744.83 7,699.10 12,522.79 6,908.68 10,862.05 3,080.05 66,341.31
RP
6,233.85 6,474.56 7,086.35 7,760.69 8,768.45 10,249.04 11,387.87 12,805.90 14,058.79 15,193.31 16,128.89 17,677.04 19,637.09 22,523.80 25,268.63 32,967.73 45,490.52 52,399.21 63,261.26 66,341.31
BAND
9.40 0.36 0.92 1.02 1.52 2.23 1.72 2.14 1.89 1.71 1.41 2.33 2.95 4.35 4.14 11.61 18.88 10.41 16.37 4.64
CUM.
9.40 9.76 10.68 11.70 13.22 15.45 17.17 19.30 21.19 22.90 24.31 26.65 29.60 33.95 38.09 49.69 68.57 78.98 95.36 100.00
PERCENTAGE f
F
15 0 7 5 0 20 11 21 6 4 5 7 7 9 10 12 23 3 12 0 177
15 15 22 27 27 47 58 79 85 89 94 101 108 117 127 139 162 165 177 177
BAND
CUM.
8.47 8.47 0.00 8.47 3.95 12.43 2.82 15.25 0.00 15.25 11.30 26.55 6.21 32.77 11.86 44.63 3.39 48.02 2.26 50.28 2.82 53.11 3.95 57.06 3.95 61.02 5.08 66.10 5.65 71.75 6.78 78.53 12.99 91.53 1.69 93.22 6.78 100.00 0.00 100.00
PERCENTAGE rp
218.82 0.00 608.09 333.35 0.00 127.26 1,659.98 1,496.39 2,403.84 50.33 1,698.64 280.72 387.42 3,337.16 246.57 434.61 1,443.45 81.27 1,679.06 0.00 16,487.00
RP
218.82 218.82 826.92 1,160.27 1,160.27 1,287.54 2,947.52 4,443.91 6,847.76 6,898.09 8,596.73 8,877.45 9,264.87 12,602.03 12,848.60 13,283.22 14,726.67 14,807.94 16,487.00 16,487.00
BAND
1.33 0.00 3.69 2.02 0.00 0.77 10.07 9.08 14.58 0.31 10.30 1.70 2.35 20.24 1.50 2.64 8.76 0.49 10.18 0.00
PERCENTAGE
CUM.
BAND
1.33 1.33 5.02 7.04 7.04 7.81 17.88 26.95 41.53 41.84 52.14 53.85 56.19 76.44 77.93 80.57 89.32 89.82 100.00 100.00
3.51 0.00 99.40 49.43 0.00 8.60 145.76 105.53 191.86 4.44 181.56 18.13 19.77 115.60 8.98 5.65 11.53 1.18 15.46 0.00
CUM
3.51 3.38 11.67 14.95 13.23 12.56 25.88 34.70 48.71 45.40 53.30 50.22 47.18 55.95 50.85 40.29 32.37 28.26 26.06 24.85 24.85
Page 13 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 28
DATA POSITION FROM
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
PROCESSING
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
12 4 10 4 12 5 8 8 5 7 7 12 6 8 4 28 19 2 2 4 167
12 16 26 30 42 47 55 63 68 75 82 94 100 108 112 140 159 161 163 167
BAND
CUM.
7.19 7.19 2.40 9.58 5.99 15.57 2.40 17.96 7.19 25.15 2.99 28.14 4.79 32.93 4.79 37.72 2.99 40.72 4.19 44.91 4.19 49.10 7.19 56.29 3.59 59.88 4.79 64.67 2.40 67.07 16.77 83.83 11.38 95.21 1.20 96.41 1.20 97.60 2.40 100.00
PERCENTAGE rp
210.49 0.23 1.96 3.20 13.15 5.99 8.02 9.02 9.33 13.64 17.59 28.93 17.66 33.56 32.85 359.52 690.28 165.96 206.95 4,896.32 6,724.68
RP
210.49 210.71 212.67 215.88 229.03 235.02 243.05 252.06 261.40 275.04 292.63 321.57 339.23 372.79 405.64 765.16 1,455.44 1,621.40 1,828.36 6,724.68
BAND
3.13 0.00 0.03 0.05 0.20 0.09 0.12 0.13 0.14 0.20 0.26 0.43 0.26 0.50 0.49 5.35 10.26 2.47 3.08 72.81
CUM.
3.13 3.13 3.16 3.21 3.41 3.49 3.61 3.75 3.89 4.09 4.35 4.78 5.04 5.54 6.03 11.38 21.64 24.11 27.19 100.00
PERCENTAGE f
F
0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 1 0 0 0 3
BAND
0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 2 3 3 3 3
0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 66.67 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 36.38 523.16 0.00 0.00 0.00
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.16 0.16 0.16 0.16 0.16 0.16 0.16 0.16 0.16 36.55 559.71 559.71 559.71 559.71
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.50 93.47 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 6.53 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 2.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.12 75.79 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.07 0.07 0.06 0.06 0.06 0.05 0.05 0.04 0.04 4.78 38.46 34.52 30.61 8.32
559.71
8.32
Page 14 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 29
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entertainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
86,873 90,037 103,639 56,321 55,378 25,301 17,675 12,425 6,453 3,406 2,588 2,898 1,944 2,211 1,367 1,994 1,426 585 605 166 473,292
F
86,873 176,910 280,549 336,870 392,248 417,549 435,224 447,649 454,102 457,508 460,096 462,994 464,938 467,149 468,516 470,510 471,936 472,521 473,126 473,292
BAND
CUM.
18.36 18.36 19.02 37.38 21.90 59.28 11.90 71.18 11.70 82.88 5.35 88.22 3.73 91.96 2.63 94.58 1.36 95.95 0.72 96.67 0.55 97.21 0.61 97.82 0.41 98.23 0.47 98.70 0.29 98.99 0.42 99.41 0.30 99.71 0.12 99.84 0.13 99.96 0.04 100.00
PERCENTAGE rp
27,142.49 20,341.10 41,896.46 36,700.19 56,004.36 38,200.24 38,141.91 39,189.95 25,150.11 16,085.09 14,844.55 20,053.94 16,181.78 21,841.13 19,398.39 38,912.72 51,778.65 38,226.02 67,897.11 51,277.12 679,263.29
RP
27,142.49 47,483.59 89,380.05 126,080.23 182,084.59 220,284.83 258,426.73 297,616.68 322,766.80 338,851.88 353,696.44 373,750.38 389,932.16 411,773.29 431,171.68 470,084.39 521,863.04 560,089.07 627,986.18 679,263.29
BAND
CUM.
4.00 4.00 2.99 6.99 6.17 13.16 5.40 18.56 8.24 26.81 5.62 32.43 5.62 38.05 5.77 43.81 3.70 47.52 2.37 49.89 2.19 52.07 2.95 55.02 2.38 57.41 3.22 60.62 2.86 63.48 5.73 69.21 7.62 76.83 5.63 82.46 10.00 92.45 7.55 100.00
PERCENTAGE f
181 193 264 137 168 96 89 61 48 29 32 37 32 46 45 101 89 70 112 100 1,930
F
181 374 638 775 943 1,039 1,128 1,189 1,237 1,266 1,298 1,335 1,367 1,413 1,458 1,559 1,648 1,718 1,830 1,930
BAND
CUM.
9.38 9.38 10.00 19.38 13.68 33.06 7.10 40.16 8.70 48.86 4.97 53.83 4.61 58.45 3.16 61.61 2.49 64.09 1.50 65.60 1.66 67.25 1.92 69.17 1.66 70.83 2.38 73.21 2.33 75.54 5.23 80.78 4.61 85.39 3.63 89.02 5.80 94.82 5.18 100.00
PERCENTAGE rp
19,278.45 9,393.67 20,381.71 8,567.82 16,616.16 9,615.15 12,126.65 10,751.52 11,640.50 4,569.56 28,971.43 5,388.12 6,924.04 14,721.16 11,654.48 26,472.44 9,706.37 15,015.61 13,390.91 46,002.39 301,188.15
RP
BAND
CUM.
PERCENTAGE BAND
19,278.45 6.40 6.40 71.03 28,672.12 3.12 9.52 46.18 49,053.83 6.77 16.29 48.65 57,621.65 2.84 19.13 23.35 74,237.81 5.52 24.65 29.67 83,852.96 3.19 27.84 25.17 95,979.61 4.03 31.87 31.79 106,731.13 3.57 35.44 27.43 118,371.63 3.86 39.30 46.28 122,941.19 1.52 40.82 28.41 151,912.62 9.62 50.44 195.17 157,300.75 1.79 52.23 26.87 164,224.78 2.30 54.53 42.79 178,945.95 4.89 59.41 67.40 190,600.43 3.87 63.28 60.08 217,072.87 8.79 72.07 68.03 226,779.25 3.22 75.29 18.75 241,794.85 4.99 80.28 39.28 255,185.76 4.45 84.73 19.72 301,188.15 15.27 100.00 89.71
CUM
71.03 60.38 54.88 45.70 40.77 38.07 37.14 35.86 36.67 36.28 42.95 42.09 42.12 43.46 44.21 46.18 43.46 43.17 40.64 44.34 44.34
Page 15 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 30
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
71 19 20 19 32 28 16 10 16 5 7 8 9 8 3 5 6 1 1 0 284
BAND
71 90 110 129 161 189 205 215 231 236 243 251 260 268 271 276 282 283 284 284
CUM.
25.00 25.00 6.69 31.69 7.04 38.73 6.69 45.42 11.27 56.69 9.86 66.55 5.63 72.18 3.52 75.70 5.63 81.34 1.76 83.10 2.46 85.56 2.82 88.38 3.17 91.55 2.82 94.37 1.06 95.42 1.76 97.18 2.11 99.30 0.35 99.65 0.35 100.00 0.00 100.00
PERCENTAGE rp
10.73 8.98 141.96 37.19 138.14 97.78 107.41 75.51 120.37 101.02 67.96 153.13 191.29 175.52 56.44 244.09 415.11 478.68 878.26 0.00 3,194.18
RP
10.73 1.74 143.70 106.51 31.63 129.40 236.81 312.32 432.69 533.71 601.67 754.80 946.09 1,121.60 1,178.04 1,422.13 1,837.24 2,315.93 3,194.18 3,194.18
BAND
CUM.
0.34 0.34 0.28 0.05 4.44 4.50 1.16 3.33 4.32 0.99 3.06 4.05 3.36 7.41 2.36 9.78 3.77 13.55 3.16 16.71 2.13 18.84 4.79 23.63 5.99 29.62 5.49 35.11 1.77 36.88 7.64 44.52 13.00 57.52 14.99 72.50 27.50 100.00 0.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 3 3 0 8
BAND
0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 2 2 5 8 8
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 12.50 0.00 12.50 0.00 12.50 12.50 25.00 0.00 25.00 37.50 62.50 37.50 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 204.95 0.00 0.00 0.00 365.88 0.00 131.50 54.07 0.00 756.41
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 204.95 204.95 204.95 204.95 570.83 570.83 702.33 756.41 756.41
BAND
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.10 27.10 0.00 27.10 0.00 27.10 0.00 27.10 48.37 75.47 0.00 75.47 17.38 92.85 7.15 100.00 0.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 133.84 0.00 0.00 0.00 149.90 0.00 27.47 6.16 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.15 21.66 18.27 17.40 40.14 31.07 30.33 23.68 23.68 23.68
Page 16 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 31
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 0 2 50 3 100 4 200 5 300 6 500 7 750 8 1,000 9 1,500 10 2,000 11 2,500 12 3,000 13 4,000 14 5,000 15 7,500 16 10,000 17 20,000 18 50,000 19 100,000 20 500,000
To
50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
92 30 32 13 49 40 42 34 26 30 18 38 29 86 55 88 78 64 13 0 857
92 122 154 167 216 256 298 332 358 388 406 444 473 559 614 702 780 844 857 857
BAND
CUM.
10.74 10.74 3.50 14.24 3.73 17.97 1.52 19.49 5.72 25.20 4.67 29.87 4.90 34.77 3.97 38.74 3.03 41.77 3.50 45.27 2.10 47.37 4.43 51.81 3.38 55.19 10.04 65.23 6.42 71.65 10.27 81.91 9.10 91.02 7.47 98.48 1.52 100.00 0.00 100.00
PERCENTAGE rp
928.75 140.43 40.41 60.21 160.52 193.76 318.89 435.09 800.21 382.04 965.31 623.60 1,082.83 1,543.25 3,278.05 6,655.95 4,331.19 4,422.73 853.31 0.00 27,216.53
RP
928.75 1,069.18 1,109.59 1,169.80 1,330.32 1,524.08 1,842.97 2,278.06 3,078.27 3,460.31 4,425.62 5,049.22 6,132.05 7,675.30 10,953.35 17,609.30 21,940.49 26,363.22 27,216.53 27,216.53
BAND
3.41 0.52 0.15 0.22 0.59 0.71 1.17 1.60 2.94 1.40 3.55 2.29 3.98 5.67 12.04 24.46 15.91 16.25 3.14 0.00
CUM.
3.41 3.93 4.08 4.30 4.89 5.60 6.77 8.37 11.31 12.71 16.26 18.55 22.53 28.20 40.25 64.70 80.61 96.86 100.00 100.00
PERCENTAGE f
F
5 0 0 0 1 1 1 0 43 1 38 0 41 3 56 6 10 3 0 0 209
5 5 5 5 6 7 8 8 51 52 90 90 131 134 190 196 206 209 209 209
BAND
CUM.
PERCENTAGE rp
2.39 2.39 478.65 0.00 2.39 0.00 0.00 2.39 0.00 0.00 2.39 0.00 0.48 2.87 5.09 0.48 3.35 158.91 0.48 3.83 132.00 0.00 3.83 0.00 20.57 24.40 469.32 0.48 24.88 4.00 18.18 43.06 901.36 0.00 43.06 0.00 19.62 62.68 1,009.98 1.44 64.11 259.19 26.79 90.91 1,417.96 2.87 93.78 303.55 4.78 98.56 1,325.69 1.44 100.00 142.54 0.00 100.00 0.00 0.00 100.00 0.00 6,608.25
RP
478.65 478.65 478.65 478.65 483.75 642.65 774.65 774.65 1,243.97 1,247.97 2,149.34 2,149.34 3,159.32 3,418.51 4,836.47 5,140.02 6,465.71 6,608.25 6,608.25 6,608.25
BAND
7.24 0.00 0.00 0.00 0.08 2.40 2.00 0.00 7.10 0.06 13.64 0.00 15.28 3.92 21.46 4.59 20.06 2.16 0.00 0.00
CUM.
7.24 7.24 7.24 7.24 7.32 9.72 11.72 11.72 18.82 18.89 32.53 32.53 47.81 51.73 73.19 77.78 97.84 100.00 100.00 100.00
PERCENTAGE BAND
51.54 0.00 0.00 0.00 3.17 82.01 41.39 0.00 58.65 1.05 93.38 0.00 93.27 16.80 43.26 4.56 30.61 3.22 0.00 0.00
CUM
51.54 44.77 43.14 40.92 36.36 42.17 42.03 34.00 40.41 36.07 48.57 42.57 51.52 44.54 44.16 29.19 29.47 25.07 24.28 24.28 24.28
Page 17 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 32
DATA POSITION FROM PROCESSING
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up T O TA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
35 19 13 12 17 7 9 14 13 8 8 6 12 24 17 29 30 5 0 0 278
35 54 67 79 96 103 112 126 139 147 155 161 173 197 214 243 273 278 278 278
BAND
CUM.
PERCENTAGE rp
12.59 12.59 14.39 6.83 19.42 44.96 4.68 24.10 17.21 4.32 28.42 14.93 6.12 34.53 19.39 2.52 37.05 9.62 3.24 40.29 23.40 5.04 45.32 57.14 4.68 50.00 54.03 2.88 52.88 60.67 2.88 55.76 74.73 2.16 57.91 69.58 4.32 62.23 172.85 8.63 70.86 612.19 6.12 76.98 402.51 10.43 87.41 1,078.98 10.79 98.20 2,269.74 1.80 100.00 875.04 0.00 100.00 0.00 0.00 100.00 0.00 5,871.35
RP
14.39 59.35 76.56 91.49 110.88 120.50 143.90 201.04 255.07 315.74 390.47 460.05 632.89 1,245.09 1,647.59 2,726.57 4,996.31 5,871.35 5,871.35 5,871.35
BAND
0.25 0.77 0.29 0.25 0.33 0.16 0.40 0.97 0.92 1.03 1.27 1.19 2.94 10.43 6.86 18.38 38.66 14.90 0.00 0.00
CUM.
0.25 1.01 1.30 1.56 1.89 2.05 2.45 3.42 4.34 5.38 6.65 7.84 10.78 21.21 28.06 46.44 85.10 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 1 0 0 3 0 4 10 0 3 1 0 0 0 22
0 0 0 0 0 0 0 1 1 1 4 4 8 18 18 21 22 22 22 22
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 0.00 0.00 13.64 0.00 18.18 45.45 0.00 13.64 4.55 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 4.55 4.55 18.18 18.18 36.36 81.82 81.82 95.45 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 17.26 0.00 0.00 96.19 0.00 118.39 385.36 0.00 81.12 98.35 0.00 0.00 0.00 796.67
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 17.26 17.26 17.26 113.45 113.45 231.84 617.20 617.20 698.32 796.67 796.67 796.67 796.67
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.17 0.00 0.00 12.07 0.00 14.86 48.37 0.00 10.18 12.34 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.17 2.17 2.17 14.24 14.24 29.10 77.47 77.47 87.66 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 30.21 0.00 0.00 128.71 0.00 68.49 62.95 0.00 7.52 4.33 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.59 6.77 5.47 29.05 24.66 36.63 49.57 37.46 25.61 15.95 13.57 13.57 13.57 13.57
Page 18 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 40
DATA POSITION FROM
:
01/01/2003
TO
:
15/06/2007
DATE
:
15/07/2007
PROCESSING
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
11 3 3 3 1 4 1 4 8 0 0 1 2 3 1 5 6 5 3 1 65
BAND
11 14 17 20 21 25 26 30 38 38 38 39 41 44 45 50 56 61 64 65
CUM.
16.92 16.92 4.62 21.54 4.62 26.15 4.62 30.77 1.54 32.31 6.15 38.46 1.54 40.00 6.15 46.15 12.31 58.46 0.00 58.46 0.00 58.46 1.54 60.00 3.08 63.08 4.62 67.69 1.54 69.23 7.69 76.92 9.23 86.15 7.69 93.85 4.62 98.46 1.54 100.00
PERCENTAGE rp
RP
34.48 34.48 1.01 33.47 1.69 31.79 1.69 30.09 0.51 29.58 5.37 24.21 2.05 22.16 5.59 16.57 64.58 48.01 0.00 48.01 0.00 48.01 1.97 49.98 14.12 64.10 12.39 76.48 33.03 109.51 77.46 186.97 526.42 713.39 874.13 1,587.53 617.32 2,204.85 160.98 2,365.83 2,365.83
BAND
1.46 0.04 0.07 0.07 0.02 0.23 0.09 0.24 2.73 0.00 0.00 0.08 0.60 0.52 1.40 3.27 22.25 36.95 26.09 6.80
CUM.
1.46 1.41 1.34 1.27 1.25 1.02 0.94 0.70 2.03 2.03 2.03 2.11 2.71 3.23 4.63 7.90 30.15 67.10 93.20 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 3 0 0 0 0 0 0 0 0 0 0 0 3
BAND
CUM.
0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 3 100.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 56.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 56.75
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75 56.75
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 87.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 118.22 118.22 118.22 113.56 88.55 74.20 51.83 30.36 7.96 3.58 2.57 2.40 2.40
Page 19 of 204
RISK AND LOSS PROFILE 2003 GROUP BY PROVINCE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
448 632 726 289 208 86 54 22 12 3 5 9 7 6 7 4 16 4 5 4 2,547
F
448 1,080 1,806 2,095 2,303 2,389 2,443 2,465 2,477 2,480 2,485 2,494 2,501 2,507 2,514 2,518 2,534 2,538 2,543 2,547
BAND
CUM.
17.59 17.59 24.81 42.40 28.50 70.91 11.35 82.25 8.17 90.42 3.38 93.80 2.12 95.92 0.86 96.78 0.47 97.25 0.12 97.37 0.20 97.57 0.35 97.92 0.27 98.19 0.24 98.43 0.27 98.70 0.16 98.86 0.63 99.49 0.16 99.65 0.20 99.84 0.16 100.00
PERCENTAGE rp
80.90 197.88 548.43 343.61 410.07 261.88 186.00 83.49 44.48 26.71 8.43 109.91 47.73 117.02 76.77 135.04 1,034.31 456.60 51.07 2,040.72 6,261.03
RP
80.90 278.78 827.21 1,170.82 1,580.89 1,842.77 2,028.76 2,112.25 2,156.73 2,183.44 2,191.87 2,301.78 2,349.51 2,466.53 2,543.30 2,678.34 3,712.65 4,169.24 4,220.32 6,261.03
BAND
1.29 3.16 8.76 5.49 6.55 4.18 2.97 1.33 0.71 0.43 0.13 1.76 0.76 1.87 1.23 2.16 16.52 7.29 0.82 32.59
CUM.
1.29 4.45 13.21 18.70 25.25 29.43 32.40 33.74 34.45 34.87 35.01 36.76 37.53 39.39 40.62 42.78 59.30 66.59 67.41 100.00
PERCENTAGE f
F
0 2 5 0 2 1 0 0 0 0 0 1 0 0 0 0 5 0 0 0 16
0 2 7 7 9 10 10 10 10 10 10 11 11 11 11 11 16 16 16 16
BAND
0.00 12.50 31.25 0.00 12.50 6.25 0.00 0.00 0.00 0.00 0.00 6.25 0.00 0.00 0.00 0.00 31.25 0.00 0.00 0.00
CUM.
0.00 12.50 43.75 43.75 56.25 62.50 62.50 62.50 62.50 62.50 62.50 68.75 68.75 68.75 68.75 68.75 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 77.03 637.47 0.00 1,066.47 41.49 0.00 0.00 0.00 0.00 0.00 204.95 0.00 0.00 0.00 0.00 1,197.11 0.00 0.00 0.00 3,224.52
RP
0.00 77.03 714.50 714.50 1,780.97 1,822.46 1,822.46 1,822.46 1,822.46 1,822.46 1,822.46 2,027.41 2,027.41 2,027.41 2,027.41 2,027.41 3,224.52 3,224.52 3,224.52 3,224.52
BAND
0.00 2.39 19.77 0.00 33.07 1.29 0.00 0.00 0.00 0.00 0.00 6.36 0.00 0.00 0.00 0.00 37.13 0.00 0.00 0.00
CUM.
0.00 2.39 22.16 22.16 55.23 56.52 56.52 56.52 56.52 56.52 56.52 62.87 62.87 62.87 62.87 62.87 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 38.93 116.23 0.00 260.07 15.84 0.00 0.00 0.00 0.00 0.00 186.47 0.00 0.00 0.00 0.00 115.74 0.00 0.00 0.00
CUM
0.00 27.63 86.38 61.03 112.66 98.90 89.83 86.28 84.50 83.47 83.15 88.08 86.29 82.20 79.72 75.70 86.85 77.34 76.40 51.50 51.50
Page 20 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,251 6,475 8,569 4,292 3,689 1,364 1,054 653 352 218 165 190 172 170 122 205 151 74 30 12 33,208
F
5,251 11,726 20,295 24,587 28,276 29,640 30,694 31,347 31,699 31,917 32,082 32,272 32,444 32,614 32,736 32,941 33,092 33,166 33,196 33,208
BAND
CUM.
PERCENTAGE rp
15.81 15.81 2,078.75 19.50 35.31 1,491.46 25.80 61.11 3,779.13 12.92 74.04 3,199.07 11.11 85.15 4,396.47 4.11 89.26 2,349.45 3.17 92.43 3,017.12 1.97 94.40 2,378.82 1.06 95.46 1,909.14 0.66 96.11 1,204.04 0.50 96.61 1,879.36 0.57 97.18 1,805.71 0.52 97.70 2,269.27 0.51 98.21 2,247.46 0.37 98.58 2,508.02 0.62 99.20 5,862.11 0.45 99.65 17,315.33 0.22 99.87 5,382.36 0.09 99.96 5,237.78 0.04 100.00 9,872.70 80,183.56
RP
2,078.75 3,570.22 7,349.34 10,548.41 14,944.88 17,294.33 20,311.45 22,690.27 24,599.41 25,803.45 27,682.81 29,488.53 31,757.80 34,005.26 36,513.28 42,375.39 59,690.72 65,073.08 70,310.86 80,183.56
BAND
CUM.
2.59 2.59 1.86 4.45 4.71 9.17 3.99 13.16 5.48 18.64 2.93 21.57 3.76 25.33 2.97 28.30 2.38 30.68 1.50 32.18 2.34 34.52 2.25 36.78 2.83 39.61 2.80 42.41 3.13 45.54 7.31 52.85 21.59 74.44 6.71 81.16 6.53 87.69 12.31 100.00
PERCENTAGE f
11 8 17 12 11 4 7 4 4 3 3 5 2 4 11 23 7 2 0 0 138
F
11 19 36 48 59 63 70 74 78 81 84 89 91 95 106 129 136 138 138 138
BAND
CUM.
PERCENTAGE rp
7.97 7.97 462.47 5.80 13.77 415.65 12.32 26.09 751.53 8.70 34.78 945.73 7.97 42.75 746.22 2.90 45.65 79.73 5.07 50.72 1,630.40 2.90 53.62 1,926.77 2.90 56.52 2,069.21 2.17 58.70 944.94 2.17 60.87 3,190.92 3.62 64.49 777.00 1.45 65.94 26.55 2.90 68.84 19,613.95 7.97 76.81 12,396.55 16.67 93.48 6,266.92 5.07 98.55 191.70 1.45 100.00 387.03 0.00 100.00 0.00 0.00 100.00 0.00 52,823.27
RP
462.47 878.13 1,629.66 2,575.38 3,321.61 3,401.34 5,031.73 6,958.50 9,027.71 9,972.64 13,163.56 13,940.57 13,967.12 33,581.07 45,977.61 52,244.54 52,436.24 52,823.27 52,823.27 52,823.27
BAND
0.88 0.79 1.42 1.79 1.41 0.15 3.09 3.65 3.92 1.79 6.04 1.47 0.05 37.13 23.47 11.86 0.36 0.73 0.00 0.00
CUM.
0.88 1.66 3.09 4.88 6.29 6.44 9.53 13.17 17.09 18.88 24.92 26.39 26.44 63.57 87.04 98.90 99.27 100.00 100.00 100.00
PERCENTAGE BAND
22.25 27.87 19.89 29.56 16.97 3.39 54.04 81.00 108.38 78.48 169.79 43.03 1.17 872.71 494.28 106.91 1.11 7.19 0.00 0.00
CUM
22.25 24.60 22.17 24.41 22.23 19.67 24.77 30.67 36.70 38.65 47.55 47.27 43.98 98.75 125.92 123.29 87.85 81.18 75.13 65.88 65.88
Page 21 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,944 3,074 3,030 1,291 1,077 386 281 169 80 35 20 49 17 24 16 22 23 13 0 2 12,553
F
2,944 6,018 9,048 10,339 11,416 11,802 12,083 12,252 12,332 12,367 12,387 12,436 12,453 12,477 12,493 12,515 12,538 12,551 12,551 12,553
BAND
CUM.
23.45 23.45 24.49 47.94 24.14 72.08 10.28 82.36 8.58 90.94 3.07 94.02 2.24 96.26 1.35 97.60 0.64 98.24 0.28 98.52 0.16 98.68 0.39 99.07 0.14 99.20 0.19 99.39 0.13 99.52 0.18 99.70 0.18 99.88 0.10 99.98 0.00 99.98 0.02 100.00
PERCENTAGE rp
RP
295.17 295.17 527.79 822.96 1,001.81 1,824.76 769.48 2,594.25 1,167.77 3,762.02 640.91 4,402.93 625.65 5,028.58 529.65 5,558.23 269.50 5,827.73 152.28 5,980.01 121.19 6,101.20 306.80 6,408.01 121.15 6,529.16 251.18 6,780.34 216.08 6,996.42 572.16 7,568.58 1,261.52 8,830.09 1,312.66 10,142.75 0.00 10,142.75 307.23 10,449.98 10,449.98
BAND
2.82 5.05 9.59 7.36 11.17 6.13 5.99 5.07 2.58 1.46 1.16 2.94 1.16 2.40 2.07 5.48 12.07 12.56 0.00 2.94
CUM.
2.82 7.88 17.46 24.83 36.00 42.13 48.12 53.19 55.77 57.23 58.38 61.32 62.48 64.88 66.95 72.43 84.50 97.06 97.06 100.00
PERCENTAGE f
8 2 5 1 4 1 1 0 0 0 0 0 0 0 0 2 3 1 0 0 28
F
BAND
CUM.
8 10 15 16 20 21 22 22 22 22 22 22 22 22 22 24 27 28 28 28
28.57 28.57 7.14 35.71 17.86 53.57 3.57 57.14 14.29 71.43 3.57 75.00 3.57 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 0.00 78.57 7.14 85.71 10.71 96.43 3.57 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
428.89 162.75 897.69 22.58 1,329.27 0.00 132.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 389.69 2,852.24 0.00 0.00 0.00 6,215.11
RP
428.89 591.64 1,489.33 1,511.91 2,841.18 2,841.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 2,973.18 3,362.87 6,215.11 6,215.11 6,215.11 6,215.11
BAND
6.90 2.62 14.44 0.36 21.39 0.00 2.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.27 45.89 0.00 0.00 0.00
CUM.
6.90 9.52 23.96 24.33 45.71 45.71 47.84 47.84 47.84 47.84 47.84 47.84 47.84 47.84 47.84 54.11 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
145.31 30.84 89.61 2.93 113.83 0.00 21.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 68.11 226.10 0.00 0.00 0.00
145.31 71.89 81.62 58.28 75.52 64.53 59.13 53.49 51.02 49.72 48.73 46.40 45.54 43.85 42.50 44.43 70.39 61.28 61.28 59.47 59.47
Page 22 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
RIAU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,048 2,949 3,550 1,447 1,120 452 280 188 105 73 40 53 40 53 37 67 46 32 14 3 12,597
F
2,048 4,997 8,547 9,994 11,114 11,566 11,846 12,034 12,139 12,212 12,252 12,305 12,345 12,398 12,435 12,502 12,548 12,580 12,594 12,597
BAND
CUM.
16.26 16.26 23.41 39.67 28.18 67.85 11.49 79.34 8.89 88.23 3.59 91.82 2.22 94.04 1.49 95.53 0.83 96.36 0.58 96.94 0.32 97.26 0.42 97.68 0.32 98.00 0.42 98.42 0.29 98.71 0.53 99.25 0.37 99.61 0.25 99.87 0.11 99.98 0.02 100.00
PERCENTAGE rp
754.26 849.21 1,935.85 1,463.60 1,796.50 1,122.25 987.73 776.16 2,580.29 477.84 269.11 319.08 347.12 570.88 584.93 1,693.33 1,528.77 1,965.24 1,738.28 312.80 22,073.23
RP
754.26 1,603.47 3,539.32 5,002.92 6,799.41 7,921.67 8,909.40 9,685.56 12,265.85 12,743.69 13,012.80 13,331.88 13,679.00 14,249.88 14,834.82 16,528.14 18,056.91 20,022.15 21,760.43 22,073.23
BAND
3.42 3.85 8.77 6.63 8.14 5.08 4.47 3.52 11.69 2.16 1.22 1.45 1.57 2.59 2.65 7.67 6.93 8.90 7.88 1.42
CUM.
3.42 7.26 16.03 22.67 30.80 35.89 40.36 43.88 55.57 57.73 58.95 60.40 61.97 64.56 67.21 74.88 81.80 90.71 98.58 100.00
PERCENTAGE f
F
9 3 8 8 5 4 2 2 0 0 1 0 1 1 2 0 5 3 0 1 55
BAND
9 12 20 28 33 37 39 41 41 41 42 42 43 44 46 46 51 54 54 55
CUM.
16.36 16.36 5.45 21.82 14.55 36.36 14.55 50.91 9.09 60.00 7.27 67.27 3.64 70.91 3.64 74.55 0.00 74.55 0.00 74.55 1.82 76.36 0.00 76.36 1.82 78.18 1.82 80.00 3.64 83.64 0.00 83.64 9.09 92.73 5.45 98.18 0.00 98.18 1.82 100.00
PERCENTAGE rp
713.38 129.85 1,135.46 710.31 1,413.36 1,794.35 673.56 115.49 0.00 0.00 6.50 0.00 3.33 2.38 18.08 0.00 67.66 730.87 0.00 162.36 7,676.94
RP
713.38 843.23 1,978.70 2,689.01 4,102.37 5,896.72 6,570.28 6,685.77 6,685.77 6,685.77 6,692.27 6,692.27 6,695.60 6,697.98 6,716.05 6,716.05 6,783.71 7,514.58 7,514.58 7,676.94
BAND
PERCENTAGE
CUM.
BAND
9.29 9.29 1.69 10.98 14.79 25.77 9.25 35.03 18.41 53.44 23.37 76.81 8.77 85.58 1.50 87.09 0.00 87.09 0.00 87.09 0.08 87.17 0.00 87.17 0.04 87.22 0.03 87.25 0.24 87.48 0.00 87.48 0.88 88.36 9.52 97.89 0.00 97.89 2.11 100.00
94.58 15.29 58.65 48.53 78.67 159.89 68.19 14.88 0.00 0.00 2.42 0.00 0.96 0.42 3.09 0.00 4.43 37.19 0.00 51.91
CUM
94.58 52.59 55.91 53.75 60.33 74.44 73.75 69.03 54.51 52.46 51.43 50.20 48.95 47.00 45.27 40.63 37.57 37.53 34.53 34.78 34.78
Page 23 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,230 1,063 1,058 511 419 155 121 89 42 24 28 21 20 19 21 35 18 16 10 2 4,902
F
1,230 2,293 3,351 3,862 4,281 4,436 4,557 4,646 4,688 4,712 4,740 4,761 4,781 4,800 4,821 4,856 4,874 4,890 4,900 4,902
BAND
25.09 21.69 21.58 10.42 8.55 3.16 2.47 1.82 0.86 0.49 0.57 0.43 0.41 0.39 0.43 0.71 0.37 0.33 0.20 0.04
CUM.
25.09 46.78 68.36 78.78 87.33 90.49 92.96 94.78 95.63 96.12 96.70 97.12 97.53 97.92 98.35 99.06 99.43 99.76 99.96 100.00
PERCENTAGE rp
RP
216.88 216.88 359.20 576.07 632.84 1,208.92 516.74 1,725.66 699.95 2,425.61 395.75 2,821.36 408.63 3,229.98 319.33 3,549.31 255.81 3,805.12 161.09 3,966.21 213.41 4,179.62 306.42 4,486.04 293.26 4,779.30 157.15 4,936.45 411.21 5,347.66 900.83 6,248.49 1,321.21 7,569.70 1,706.69 9,276.39 2,089.59 11,365.99 17.20 11,383.19 11,383.19
BAND
1.91 3.16 5.56 4.54 6.15 3.48 3.59 2.81 2.25 1.42 1.87 2.69 2.58 1.38 3.61 7.91 11.61 14.99 18.36 0.15
CUM.
1.91 5.06 10.62 15.16 21.31 24.79 28.38 31.18 33.43 34.84 36.72 39.41 41.99 43.37 46.98 54.89 66.50 81.49 99.85 100.00
PERCENTAGE f
F
3 3 3 1 0 0 0 0 2 0 1 0 3 0 1 1 3 7 0 2 30
3 6 9 10 10 10 10 10 12 12 13 13 16 16 17 18 21 28 28 30
BAND
CUM.
10.00 10.00 10.00 20.00 10.00 30.00 3.33 33.33 0.00 33.33 0.00 33.33 0.00 33.33 0.00 33.33 6.67 40.00 0.00 40.00 3.33 43.33 0.00 43.33 10.00 53.33 0.00 53.33 3.33 56.67 3.33 60.00 10.00 70.00 23.33 93.33 0.00 93.33 6.67 100.00
PERCENTAGE rp
RP
80.09 80.09 206.13 286.22 514.41 800.63 3.37 804.00 0.00 804.00 0.00 804.00 0.00 804.00 0.00 804.00 522.18 1,326.18 0.00 1,326.18 8.20 1,334.38 0.00 1,334.38 488.64 1,823.03 0.00 1,823.03 46.27 1,869.30 22.18 1,891.47 125.51 2,016.98 29,531.03 31,548.01 0.00 31,548.01 203.61 31,751.62 31,751.62
BAND
CUM.
PERCENTAGE BAND
0.25 0.25 36.93 0.65 0.90 57.39 1.62 2.52 81.29 0.01 2.53 0.65 0.00 2.53 0.00 0.00 2.53 0.00 0.00 2.53 0.00 0.00 2.53 0.00 1.64 4.18 204.13 0.00 4.18 0.00 0.03 4.20 3.84 0.00 4.20 0.00 1.54 5.74 166.62 0.00 5.74 0.00 0.15 5.89 11.25 0.07 5.96 2.46 0.40 6.35 9.50 93.01 99.36 1,730.31 0.00 99.36 0.00 0.64 100.00 1,183.81
CUM
36.93 49.68 66.23 46.59 33.15 28.50 24.89 22.65 34.85 33.44 31.93 29.75 38.14 36.93 34.96 30.27 26.65 340.09 277.57 278.93 278.93
Page 24 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,278 2,486 3,022 1,463 1,201 533 398 236 148 61 63 68 47 48 35 56 53 28 8 4 12,236
F
2,278 4,764 7,786 9,249 10,450 10,983 11,381 11,617 11,765 11,826 11,889 11,957 12,004 12,052 12,087 12,143 12,196 12,224 12,232 12,236
BAND
CUM.
18.62 18.62 20.32 38.93 24.70 63.63 11.96 75.59 9.82 85.40 4.36 89.76 3.25 93.01 1.93 94.94 1.21 96.15 0.50 96.65 0.51 97.16 0.56 97.72 0.38 98.10 0.39 98.50 0.29 98.78 0.46 99.24 0.43 99.67 0.23 99.90 0.07 99.97 0.03 100.00
PERCENTAGE rp
2,134.30 575.65 1,419.70 1,251.63 1,605.42 1,076.03 1,134.51 989.32 759.22 291.75 436.65 643.31 492.42 564.69 509.69 1,616.23 3,103.63 1,951.67 1,048.45 673.02 22,277.29
RP
2,134.30 2,709.95 4,129.65 5,381.28 6,986.70 8,062.73 9,197.24 10,186.55 10,945.77 11,237.53 11,674.18 12,317.49 12,809.91 13,374.60 13,884.28 15,500.52 18,604.15 20,555.82 21,604.27 22,277.29
BAND
9.58 2.58 6.37 5.62 7.21 4.83 5.09 4.44 3.41 1.31 1.96 2.89 2.21 2.53 2.29 7.26 13.93 8.76 4.71 3.02
CUM.
9.58 12.16 18.54 24.16 31.36 36.19 41.29 45.73 49.13 50.44 52.40 55.29 57.50 60.04 62.32 69.58 83.51 92.27 96.98 100.00
PERCENTAGE f
F
9 1 9 5 7 2 3 0 0 0 0 1 0 1 3 2 6 4 1 1 55
9 10 19 24 31 33 36 36 36 36 36 37 37 38 41 43 49 53 54 55
BAND
CUM.
16.36 16.36 1.82 18.18 16.36 34.55 9.09 43.64 12.73 56.36 3.64 60.00 5.45 65.45 0.00 65.45 0.00 65.45 0.00 65.45 0.00 65.45 1.82 67.27 0.00 67.27 1.82 69.09 5.45 74.55 3.64 78.18 10.91 89.09 7.27 96.36 1.82 98.18 1.82 100.00
PERCENTAGE rp
8,714.81 51.93 893.54 547.29 671.27 859.90 887.48 0.00 0.00 0.00 0.00 75.21 0.00 59.15 79.96 475.36 415.94 466.99 73.37 1,775.73 16,047.93
RP
8,714.81 8,766.75 9,660.28 10,207.57 10,878.84 11,738.75 12,626.23 12,626.23 12,626.23 12,626.23 12,626.23 12,701.44 12,701.44 12,760.59 12,840.55 13,315.91 13,731.84 14,198.84 14,272.20 16,047.93
BAND
CUM.
54.30 54.30 0.32 54.63 5.57 60.20 3.41 63.61 4.18 67.79 5.36 73.15 5.53 78.68 0.00 78.68 0.00 78.68 0.00 78.68 0.00 78.68 0.47 79.15 0.00 79.15 0.37 79.52 0.50 80.01 2.96 82.98 2.59 85.57 2.91 88.48 0.46 88.93 11.07 100.00
PERCENTAGE BAND
408.32 9.02 62.94 43.73 41.81 79.91 78.23 0.00 0.00 0.00 0.00 11.69 0.00 10.48 15.69 29.41 13.40 23.93 7.00 263.84
CUM
408.32 323.50 233.92 189.69 155.71 145.59 137.28 123.95 115.35 112.36 108.16 103.12 99.15 95.41 92.48 85.91 73.81 69.07 66.06 72.04 72.04
Page 25 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
815 619 471 152 148 59 24 19 16 4 5 9 4 6 1 7 12 0 0 1 2,372
F
815 1,434 1,905 2,057 2,205 2,264 2,288 2,307 2,323 2,327 2,332 2,341 2,345 2,351 2,352 2,359 2,371 2,371 2,371 2,372
BAND
CUM.
34.36 34.36 26.10 60.46 19.86 80.31 6.41 86.72 6.24 92.96 2.49 95.45 1.01 96.46 0.80 97.26 0.67 97.93 0.17 98.10 0.21 98.31 0.38 98.69 0.17 98.86 0.25 99.11 0.04 99.16 0.30 99.45 0.51 99.96 0.00 99.96 0.00 99.96 0.04 100.00
PERCENTAGE rp
299.57 209.13 321.13 181.34 280.41 114.94 78.52 49.57 56.42 32.52 22.34 50.05 16.46 114.55 10.00 197.68 434.40 0.00 0.00 251.05 2,720.09
RP
299.57 508.71 829.83 1,011.17 1,291.58 1,406.52 1,485.04 1,534.61 1,591.03 1,623.55 1,645.89 1,695.95 1,712.41 1,826.96 1,836.97 2,034.64 2,469.04 2,469.04 2,469.04 2,720.09
BAND
11.01 7.69 11.81 6.67 10.31 4.23 2.89 1.82 2.07 1.20 0.82 1.84 0.61 4.21 0.37 7.27 15.97 0.00 0.00 9.23
CUM.
11.01 18.70 30.51 37.17 47.48 51.71 54.60 56.42 58.49 59.69 60.51 62.35 62.95 67.17 67.53 74.80 90.77 90.77 90.77 100.00
PERCENTAGE f
F
2 3 5 0 2 1 0 0 1 1 0 0 0 1 0 0 0 0 0 0 16
2 5 10 10 12 13 13 13 14 15 15 15 15 16 16 16 16 16 16 16
BAND
12.50 18.75 31.25 0.00 12.50 6.25 0.00 0.00 6.25 6.25 0.00 0.00 0.00 6.25 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
12.50 31.25 62.50 62.50 75.00 81.25 81.25 81.25 87.50 93.75 93.75 93.75 93.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
32.04 294.43 463.31 0.00 485.38 8.12 0.00 0.00 8.08 0.00 0.00 0.00 0.00 178.55 0.00 0.00 0.00 0.00 0.00 0.00 1,469.93
RP
32.04 326.47 789.79 789.79 1,275.17 1,283.30 1,283.30 1,283.30 1,291.38 1,291.38 1,291.38 1,291.38 1,291.38 1,469.93 1,469.93 1,469.93 1,469.93 1,469.93 1,469.93 1,469.93
BAND
2.18 20.03 31.52 0.00 33.02 0.55 0.00 0.00 0.55 0.00 0.00 0.00 0.00 12.15 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
2.18 22.21 53.73 53.73 86.75 87.30 87.30 87.30 87.85 87.85 87.85 87.85 87.85 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
10.70 140.79 144.28 0.00 173.10 7.07 0.00 0.00 14.32 0.00 0.00 0.00 0.00 155.87 0.00 0.00 0.00 0.00 0.00 0.00
CUM
10.70 64.18 95.17 78.11 98.73 91.24 86.42 83.62 81.17 79.54 78.46 76.14 75.41 80.46 80.02 72.25 59.53 59.53 59.53 54.04 54.04
Page 26 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,511 1,647 1,617 821 836 365 263 174 90 64 50 34 59 44 30 55 33 9 10 0 7,712
F
1,511 3,158 4,775 5,596 6,432 6,797 7,060 7,234 7,324 7,388 7,438 7,472 7,531 7,575 7,605 7,660 7,693 7,702 7,712 7,712
BAND
CUM.
19.59 19.59 21.36 40.95 20.97 61.92 10.65 72.56 10.84 83.40 4.73 88.14 3.41 91.55 2.26 93.80 1.17 94.97 0.83 95.80 0.65 96.45 0.44 96.89 0.77 97.65 0.57 98.22 0.39 98.61 0.71 99.33 0.43 99.75 0.12 99.87 0.13 100.00 0.00 100.00
PERCENTAGE rp
675.12 327.27 680.09 638.20 1,433.65 674.68 742.84 612.24 428.02 408.52 360.48 312.06 850.49 454.19 640.17 1,252.22 1,339.82 1,363.61 2,212.13 0.00 15,405.82
RP
675.12 1,002.39 1,682.48 2,320.68 3,754.33 4,429.01 5,171.85 5,784.10 6,212.12 6,620.64 6,981.12 7,293.18 8,143.67 8,597.87 9,238.04 10,490.26 11,830.08 13,193.69 15,405.82 15,405.82
BAND
4.38 2.12 4.41 4.14 9.31 4.38 4.82 3.97 2.78 2.65 2.34 2.03 5.52 2.95 4.16 8.13 8.70 8.85 14.36 0.00
PERCENTAGE
CUM.
f
4.38 6.51 10.92 15.06 24.37 28.75 33.57 37.54 40.32 42.97 45.31 47.34 52.86 55.81 59.96 68.09 76.79 85.64 100.00 100.00
4 1 2 4 5 2 3 3 1 7 0 2 10 5 1 0 0 1 2 0 53
F
4 5 7 11 16 18 21 24 25 32 32 34 44 49 50 50 50 51 53 53
BAND
7.55 1.89 3.77 7.55 9.43 3.77 5.66 5.66 1.89 13.21 0.00 3.77 18.87 9.43 1.89 0.00 0.00 1.89 3.77 0.00
CUM.
PERCENTAGE rp
7.55 91.89 9.43 75.00 13.21 1,202.17 20.75 266.47 30.19 2,005.18 33.96 262.49 39.62 59.75 45.28 463.26 47.17 3.83 60.38 230.91 60.38 0.00 64.15 18.48 83.02 140.42 92.45 39.25 94.34 18.54 94.34 0.00 94.34 0.00 96.23 11.00 100.00 0.00 100.00 0.00 4,888.62
RP
91.89 166.89 1,369.05 1,635.52 3,640.71 3,903.19 3,962.95 4,426.21 4,430.03 4,660.94 4,660.94 4,679.42 4,819.83 4,859.08 4,877.62 4,877.62 4,877.62 4,888.62 4,888.62 4,888.62
BAND
CUM.
1.88 1.88 1.53 3.41 24.59 28.00 5.45 33.46 41.02 74.47 5.37 79.84 1.22 81.06 9.48 90.54 0.08 90.62 4.72 95.34 0.00 95.34 0.38 95.72 2.87 98.59 0.80 99.40 0.38 99.78 0.00 99.78 0.00 99.78 0.22 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
13.61 22.92 176.77 41.75 139.87 38.91 8.04 75.67 0.89 56.52 0.00 5.92 16.51 8.64 2.90 0.00 0.00 0.81 0.00 0.00
CUM
13.61 16.65 81.37 70.48 96.97 88.13 76.63 76.52 71.31 70.40 66.76 64.16 59.19 56.51 52.80 46.50 41.23 37.05 31.73 31.73 31.73
Page 27 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
13,046 18,584 31,150 21,604 24,187 12,043 8,466 6,244 3,277 1,712 1,273 1,469 974 1,224 777 1,148 908 406 510 110 149,112
F
13,046 31,630 62,780 84,384 108,571 120,614 129,080 135,324 138,601 140,313 141,586 143,055 144,029 145,253 146,030 147,178 148,086 148,492 149,002 149,112
BAND
8.75 12.46 20.89 14.49 16.22 8.08 5.68 4.19 2.20 1.15 0.85 0.99 0.65 0.82 0.52 0.77 0.61 0.27 0.34 0.07
CUM.
8.75 21.21 42.10 56.59 72.81 80.89 86.57 90.75 92.95 94.10 94.95 95.94 96.59 97.41 97.93 98.70 99.31 99.58 99.93 100.00
PERCENTAGE rp
15,952.94 3,800.47 9,853.83 11,008.10 18,123.18 14,757.52 15,635.58 19,034.90 12,139.86 7,487.09 6,718.45 10,480.63 8,208.99 12,690.39 10,858.75 25,205.72 32,217.24 26,064.68 67,426.90 33,916.81 361,582.01
RP
15,952.94 19,753.41 29,607.23 40,615.33 58,738.51 73,496.03 89,131.61 108,166.50 120,306.37 127,793.45 134,511.91 144,992.54 153,201.53 165,891.92 176,750.67 201,956.39 234,173.63 260,238.31 327,665.21 361,582.01
BAND
CUM.
4.41 4.41 1.05 5.46 2.73 8.19 3.04 11.23 5.01 16.24 4.08 20.33 4.32 24.65 5.26 29.91 3.36 33.27 2.07 35.34 1.86 37.20 2.90 40.10 2.27 42.37 3.51 45.88 3.00 48.88 6.97 55.85 8.91 64.76 7.21 71.97 18.65 90.62 9.38 100.00
PERCENTAGE f
F
71 64 78 64 68 47 41 33 33 16 26 29 19 28 21 58 49 44 96 82
71 135 213 277 345 392 433 466 499 515 541 570 589 617 638 696 745 789 885 967
967
BAND
CUM.
7.34 7.34 6.62 13.96 8.07 22.03 6.62 28.65 7.03 35.68 4.86 40.54 4.24 44.78 3.41 48.19 3.41 51.60 1.65 53.26 2.69 55.95 3.00 58.95 1.96 60.91 2.90 63.81 2.17 65.98 6.00 71.98 5.07 77.04 4.55 81.59 9.93 91.52 8.48 100.00
PERCENTAGE rp
13,813.43 2,778.89 4,203.91 4,121.11 3,696.50 2,708.30 4,027.24 3,639.54 6,265.24 5,766.76 25,128.00 1,427.10 6,749.57 2,925.13 1,825.60 14,644.24 9,203.75 2,840.38 8,966.42 43,619.75 168,350.87
RP
13,813.43 16,592.32 20,796.24 24,917.35 28,613.85 31,322.15 35,349.39 38,988.93 45,254.17 51,020.93 76,148.93 77,576.03 84,325.61 87,250.74 89,076.34 103,720.58 112,924.32 115,764.70 124,731.12 168,350.87
BAND
8.21 1.65 2.50 2.45 2.20 1.61 2.39 2.16 3.72 3.43 14.93 0.85 4.01 1.74 1.08 8.70 5.47 1.69 5.33 25.91
CUM.
PERCENTAGE BAND
CUM
8.21 86.59 9.86 73.12 12.35 42.66 14.80 37.44 17.00 20.40 18.61 18.35 21.00 25.76 23.16 19.12 26.88 51.61 30.31 77.02 45.23 374.01 46.08 13.62 50.09 82.22 51.83 23.05 52.91 16.81 61.61 58.10 67.08 28.57 68.76 10.90 74.09 13.30 100.00 128.61
86.59 84.00 70.24 61.35 48.71 42.62 39.66 36.05 37.62 39.92 56.61 53.50 55.04 52.59 50.40 51.36 48.22 44.48 38.07 46.56 46.56
Page 28 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
16,201 15,238 15,545 7,577 7,043 3,130 2,368 1,789 1,023 659 565 606 487 688 499 839 780 431 363 95 75,926
F
16,201 31,439 46,984 54,561 61,604 64,734 67,102 68,891 69,914 70,573 71,138 71,744 72,231 72,919 73,418 74,257 75,037 75,468 75,831 75,926
BAND
CUM.
21.34 21.34 20.07 41.41 20.47 61.88 9.98 71.86 9.28 81.14 4.12 85.26 3.12 88.38 2.36 90.73 1.35 92.08 0.87 92.95 0.74 93.69 0.80 94.49 0.64 95.13 0.91 96.04 0.66 96.70 1.11 97.80 1.03 98.83 0.57 99.40 0.48 99.87 0.13 100.00
PERCENTAGE rp
7,713.34 2,947.43 5,950.86 5,040.18 7,688.51 5,573.50 5,089.39 9,220.36 4,317.74 3,558.18 4,030.07 4,946.28 4,398.43 8,141.91 7,101.65 18,495.97 31,812.85 33,214.78 42,523.87 15,434.88 227,200.18
RP
7,713.34 10,660.77 16,611.64 21,651.82 29,340.32 34,913.82 40,003.21 49,223.57 53,541.32 57,099.50 61,129.57 66,075.85 70,474.28 78,616.18 85,717.84 104,213.80 136,026.65 169,241.43 211,765.30 227,200.18
BAND
3.39 1.30 2.62 2.22 3.38 2.45 2.24 4.06 1.90 1.57 1.77 2.18 1.94 3.58 3.13 8.14 14.00 14.62 18.72 6.79
CUM.
3.39 4.69 7.31 9.53 12.91 15.37 17.61 21.67 23.57 25.13 26.91 29.08 31.02 34.60 37.73 45.87 59.87 74.49 93.21 100.00
PERCENTAGE f
F
29 21 46 22 30 9 13 13 10 10 10 10 12 25 17 39 52 42 34 30 474
29 50 96 118 148 157 170 183 193 203 213 223 235 260 277 316 368 410 444 474
BAND
CUM.
6.12 6.12 4.43 10.55 9.70 20.25 4.64 24.89 6.33 31.22 1.90 33.12 2.74 35.86 2.74 38.61 2.11 40.72 2.11 42.83 2.11 44.94 2.11 47.05 2.53 49.58 5.27 54.85 3.59 58.44 8.23 66.67 10.97 77.64 8.86 86.50 7.17 93.67 6.33 100.00
PERCENTAGE rp
1,684.32 231.78 1,097.66 825.48 1,912.55 309.18 1,299.72 1,767.10 1,724.80 559.49 276.47 1,280.40 4,040.66 2,271.05 1,570.04 8,439.81 15,751.52 3,420.96 29,360.58 18,012.99 95,836.57
RP
1,684.32 1,916.09 3,013.75 3,839.22 5,751.77 6,060.96 7,360.68 9,127.78 10,852.59 11,412.07 11,688.55 12,968.95 17,009.61 19,280.66 20,850.70 29,290.51 45,042.04 48,462.99 77,823.57 95,836.57
BAND
CUM.
1.76 1.76 0.24 2.00 1.15 3.14 0.86 4.01 2.00 6.00 0.32 6.32 1.36 7.68 1.84 9.52 1.80 11.32 0.58 11.91 0.29 12.20 1.34 13.53 4.22 17.75 2.37 20.12 1.64 21.76 8.81 30.56 16.44 47.00 3.57 50.57 30.64 81.20 18.80 100.00
PERCENTAGE BAND
CUM.
21.84 7.86 18.45 16.38 24.88 5.55 25.54 19.17 39.95 15.72 6.86 25.89 91.87 27.89 22.11 45.63 49.51 10.30 69.04 116.70
21.84 17.97 18.14 17.73 19.60 17.36 18.40 18.54 20.27 19.99 19.12 19.63 24.14 24.53 24.32 28.11 33.11 28.64 36.75 42.18 42.18
Page 29 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
8,375 5,741 5,120 2,541 2,710 1,419 1,084 859 583 292 242 270 208 269 181 246 178 90 52 17 30,477
F
8,375 14,116 19,236 21,777 24,487 25,906 26,990 27,849 28,432 28,724 28,966 29,236 29,444 29,713 29,894 30,140 30,318 30,408 30,460 30,477
BAND
CUM.
27.48 27.48 18.84 46.32 16.80 63.12 8.34 71.45 8.89 80.35 4.66 85.00 3.56 88.56 2.82 91.38 1.91 93.29 0.96 94.25 0.79 95.04 0.89 95.93 0.68 96.61 0.88 97.49 0.59 98.09 0.81 98.89 0.58 99.48 0.30 99.77 0.17 99.94 0.06 100.00
PERCENTAGE rp
3,480.57 1,234.33 2,595.77 1,939.25 4,185.47 2,866.55 2,950.62 3,144.09 2,931.05 1,622.45 1,597.73 2,081.44 2,350.03 3,459.92 3,410.04 7,887.09 6,986.64 5,714.27 6,146.38 1,104.66 67,688.37
RP
3,480.57 4,714.90 7,310.67 9,249.92 13,435.39 16,301.94 19,252.57 22,396.66 25,327.71 26,950.17 28,547.90 30,629.34 32,979.37 36,439.29 39,849.33 47,736.42 54,723.06 60,437.33 66,583.71 67,688.37
BAND
CUM.
5.14 5.14 1.82 6.97 3.83 10.80 2.86 13.67 6.18 19.85 4.23 24.08 4.36 28.44 4.64 33.09 4.33 37.42 2.40 39.82 2.36 42.18 3.08 45.25 3.47 48.72 5.11 53.83 5.04 58.87 11.65 70.52 10.32 80.85 8.44 89.29 9.08 98.37 1.63 100.00
PERCENTAGE f
F
22 6 11 8 15 9 10 7 9 3 5 18 20 12 17 34 29 24 13 0 272
BAND
CUM.
22 8.09 8.09 28 2.21 10.29 39 4.04 14.34 47 2.94 17.28 62 5.51 22.79 71 3.31 26.10 81 3.68 29.78 88 2.57 32.35 97 3.31 35.66 100 1.10 36.76 105 1.84 38.60 123 6.62 45.22 143 7.35 52.57 155 4.41 56.99 172 6.25 63.24 206 12.50 75.74 235 10.66 86.40 259 8.82 95.22 272 4.78 100.00 272 0.00 100.00
PERCENTAGE rp
2,552.53 140.95 817.52 309.49 7,684.07 1,607.65 1,329.77 703.92 1,606.27 45.53 159.52 370.53 3,200.76 3,784.88 487.70 1,305.62 7,773.17 223.01 437.48 0.00 34,540.37
RP
2,552.53 2,693.48 3,511.00 3,820.50 11,504.57 13,112.21 14,441.99 15,145.90 16,752.17 16,797.70 16,957.22 17,327.75 20,528.51 24,313.40 24,801.09 26,106.71 33,879.88 34,102.89 34,540.37 34,540.37
BAND
PERCENTAGE
CUM.
BAND
7.39 7.39 0.41 7.80 2.37 10.16 0.90 11.06 22.25 33.31 4.65 37.96 3.85 41.81 2.04 43.85 4.65 48.50 0.13 48.63 0.46 49.09 1.07 50.17 9.27 59.43 10.96 70.39 1.41 71.80 3.78 75.58 22.50 98.09 0.65 98.73 1.27 100.00 0.00 100.00
73.34 11.42 31.49 15.96 183.59 56.08 45.07 22.39 54.80 2.81 9.98 17.80 136.20 109.39 14.30 16.55 111.26 3.90 7.12 0.00
CUM
73.34 57.13 48.03 41.30 85.63 80.43 75.01 67.63 66.14 62.33 59.40 56.57 62.25 66.72 62.24 54.69 61.91 56.43 51.88 51.03 51.03
Page 30 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,089 990 904 481 469 214 127 111 66 38 34 40 28 37 17 31 29 10 11 2 4,728
F
1,089 2,079 2,983 3,464 3,933 4,147 4,274 4,385 4,451 4,489 4,523 4,563 4,591 4,628 4,645 4,676 4,705 4,715 4,726 4,728
BAND
CUM.
PERCENTAGE rp
23.03 23.03 281.06 20.94 43.97 148.13 19.12 63.09 312.09 10.17 73.27 282.33 9.92 83.19 549.88 4.53 87.71 323.27 2.69 90.40 250.90 2.35 92.75 400.28 1.40 94.14 296.13 0.80 94.95 192.66 0.72 95.66 155.81 0.85 96.51 177.92 0.59 97.10 216.45 0.78 97.88 365.52 0.36 98.24 239.55 0.66 98.90 784.11 0.61 99.51 1,005.95 0.21 99.73 424.26 0.23 99.96 1,284.34 0.04 100.00 119.44 7,571.21
RP
281.06 429.19 741.28 1,023.61 1,573.50 1,896.76 2,147.66 2,547.94 2,844.07 3,036.73 3,192.54 3,370.46 3,586.90 3,952.43 4,191.98 4,976.09 5,982.04 6,406.31 7,690.65 7,571.21
BAND
3.71 1.96 4.12 3.73 7.26 4.27 3.31 5.29 3.91 2.54 2.06 2.35 2.86 4.83 3.16 10.36 13.29 5.60 16.96 1.58
CUM.
3.71 5.67 9.79 13.52 20.78 25.05 28.37 33.65 37.56 40.11 42.17 44.52 47.38 52.20 55.37 65.72 79.01 84.61 101.58 100.00
PERCENTAGE f
F
1 1 2 1 2 1 1 1 0 0 0 0 0 2 1 1 0 0 2 0 16
BAND
1 2 4 5 7 8 9 10 10 10 10 10 10 12 13 14 14 14 16 16
CUM.
PERCENTAGE rp
RP
6.25 6.25 33.96 33.96 6.25 12.50 3.76 37.72 12.50 25.00 25.98 63.70 6.25 31.25 2.06 65.75 12.50 43.75 123.17 188.92 6.25 50.00 25.26 214.18 6.25 56.25 60.01 274.20 6.25 62.50 36.45 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 0.00 62.50 0.00 310.65 12.50 75.00 4,350.29 4,660.94 6.25 81.25 155.23 4,816.16 6.25 87.50 10.12 4,826.28 0.00 87.50 0.00 4,826.28 0.00 87.50 0.00 4,826.28 12.50 100.00 116.74 4,943.02 0.00 100.00 0.00 4,943.02 4,943.02
BAND
CUM.
PERCENTAGE BAND
0.69 0.69 12.08 0.08 0.76 2.54 0.53 1.29 8.32 0.04 1.33 0.73 2.49 3.82 22.40 0.51 4.33 7.81 1.21 5.55 23.92 0.74 6.28 9.11 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 0.00 6.28 0.00 88.01 94.29 1,190.16 3.14 97.43 64.80 0.20 97.64 1.29 0.00 97.64 0.00 0.00 97.64 0.00 2.36 100.00 9.09 0.00 100.00 0.00
CUM
12.08 8.79 8.59 6.42 12.01 11.29 12.77 12.19 10.92 10.23 9.73 9.22 8.66 117.93 114.89 96.99 80.68 75.34 64.27 65.29 65.29
Page 31 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
10,825 9,091 9,747 5,369 5,636 3,029 2,326 1,887 1,082 634 512 627 429 541 332 507 391 135 149 35 53,284
F
10,825 19,916 29,663 35,032 40,668 43,697 46,023 47,910 48,992 49,626 50,138 50,765 51,194 51,735 52,067 52,574 52,965 53,100 53,249 53,284
BAND
20.32 17.06 18.29 10.08 10.58 5.68 4.37 3.54 2.03 1.19 0.96 1.18 0.81 1.02 0.62 0.95 0.73 0.25 0.28 0.07
CUM.
20.32 37.38 55.67 65.75 76.32 82.01 86.37 89.91 91.95 93.13 94.10 95.27 96.08 97.09 97.72 98.67 99.40 99.65 99.93 100.00
PERCENTAGE rp
4,583.33 1,845.65 3,837.56 3,360.26 5,838.71 4,962.43 5,326.26 6,539.84 5,364.37 3,581.88 4,204.48 5,017.33 5,135.39 7,507.58 8,728.84 16,347.94 21,348.55 11,576.49 20,815.07 17,583.61 163,505.57
RP
4,583.33 6,428.98 10,266.54 13,626.81 19,465.51 24,427.94 29,754.20 36,294.04 41,658.41 45,240.29 49,444.77 54,462.11 59,597.50 67,105.08 75,833.92 92,181.86 113,530.40 125,106.89 145,921.96 163,505.57
BAND
2.80 1.13 2.35 2.06 3.57 3.04 3.26 4.00 3.28 2.19 2.57 3.07 3.14 4.59 5.34 10.00 13.06 7.08 12.73 10.75
PERCENTAGE
CUM.
f
F
2.80 3.93 6.28 8.33 11.91 14.94 18.20 22.20 25.48 27.67 30.24 33.31 36.45 41.04 46.38 56.38 69.44 76.52 89.25 100.00
15 8 16 5 13 12 20 13 48 10 46 8 48 20 63 29 43 14 19 2
15 23 39 44 57 69 89 102 150 160 206 214 262 282 345 374 417 431 450 452
452
BAND
3.32 1.77 3.54 1.11 2.88 2.65 4.42 2.88 10.62 2.21 10.18 1.77 10.62 4.42 13.94 6.42 9.51 3.10 4.20 0.44
CUM.
3.32 5.09 8.63 9.73 12.61 15.27 19.69 22.57 33.19 35.40 45.58 47.35 57.96 62.39 76.33 82.74 92.26 95.35 99.56 100.00
PERCENTAGE rp
1,085.39 404.29 641.45 254.79 2,879.81 1,203.69 1,157.48 2,736.58 1,993.94 2,218.11 3,896.80 208.88 4,028.37 3,270.28 2,466.27 2,401.82 3,503.35 4,246.30 3,339.56 709.83 42,647.00
RP
1,085.39 1,489.68 2,131.14 2,385.93 5,265.74 6,469.43 7,626.91 10,363.49 12,357.42 14,575.54 18,472.34 18,681.22 22,709.58 25,979.86 28,446.14 30,847.96 34,351.31 38,597.61 41,937.17 42,647.00
BAND
CUM.
2.55 2.55 0.95 3.49 1.50 5.00 0.60 5.59 6.75 12.35 2.82 15.17 2.71 17.88 6.42 24.30 4.68 28.98 5.20 34.18 9.14 43.31 0.49 43.80 9.45 53.25 7.67 60.92 5.78 66.70 5.63 72.33 8.21 80.55 9.96 90.50 7.83 98.34 1.66 100.00
PERCENTAGE BAND
23.68 21.90 16.72 7.58 49.32 24.26 21.73 41.84 37.17 61.93 92.68 4.16 78.44 43.56 28.25 14.69 16.41 36.68 16.04 4.04
CUM
23.68 23.17 20.76 17.51 27.05 26.48 25.63 28.55 29.66 32.22 37.36 34.30 38.10 38.72 37.51 33.46 30.26 30.85 28.74 26.08 26.08
Page 32 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,262 5,817 3,417 1,103 922 324 202 139 56 39 27 31 18 12 16 17 15 3 6 3 18,429
F
6,262 12,079 15,496 16,599 17,521 17,845 18,047 18,186 18,242 18,281 18,308 18,339 18,357 18,369 18,385 18,402 18,417 18,420 18,426 18,429
BAND
CUM.
33.98 33.98 31.56 65.54 18.54 84.08 5.99 90.07 5.00 95.07 1.76 96.83 1.10 97.93 0.75 98.68 0.30 98.99 0.21 99.20 0.15 99.34 0.17 99.51 0.10 99.61 0.07 99.67 0.09 99.76 0.09 99.85 0.08 99.93 0.02 99.95 0.03 99.98 0.02 100.00
PERCENTAGE rp
3,575.91 3,026.88 3,275.08 1,793.63 2,237.42 993.22 859.90 718.58 367.59 296.16 359.11 406.42 291.92 213.68 592.88 326.08 839.31 116.57 812.46 0.04 21,102.75
RP
3,575.91 6,602.80 9,877.88 11,671.51 13,908.92 14,902.14 15,762.04 16,480.62 16,848.20 17,144.36 17,503.47 17,909.90 18,201.81 18,415.49 19,008.37 19,334.45 20,173.76 20,290.33 21,102.79 21,102.75
BAND
16.95 14.34 15.52 8.50 10.60 4.71 4.07 3.41 1.74 1.40 1.70 1.93 1.38 1.01 2.81 1.55 3.98 0.55 3.85 0.00
PERCENTAGE
CUM.
f
F
16.95 31.29 46.81 55.31 65.91 70.62 74.69 78.10 79.84 81.24 82.94 84.87 86.25 87.27 90.08 91.62 95.60 96.15 100.00 100.00
28 39 26 5 1 7 0 0 3 0 0 0 0 0 0 3 3 0 4 0
28 23.53 23.53 67 32.77 56.30 93 21.85 78.15 98 4.20 82.35 99 0.84 83.19 106 5.88 89.08 106 0.00 89.08 106 0.00 89.08 109 2.52 91.60 109 0.00 91.60 109 0.00 91.60 109 0.00 91.60 109 0.00 91.60 109 0.00 91.60 109 0.00 91.60 112 2.52 94.12 115 2.52 96.64 115 0.00 96.64 119 3.36 100.00 119 0.00 100.00
119
BAND
CUM.
PERCENTAGE rp
836.91 2,345.27 3,328.16 924.64 263.15 912.65 0.00 0.00 65.22 0.00 0.00 0.00 0.00 0.00 0.00 162.81 12.11 0.00 4,780.84 0.00 13,631.75
RP
836.91 3,182.17 6,510.34 7,434.97 7,698.12 8,610.77 8,610.77 8,610.77 8,675.99 8,675.99 8,675.99 8,675.99 8,675.99 8,675.99 8,675.99 8,838.80 8,850.91 8,850.91 13,631.75 13,631.75
BAND
PERCENTAGE
CUM.
BAND
6.14 6.14 17.20 23.34 24.41 47.76 6.78 54.54 1.93 56.47 6.70 63.17 0.00 63.17 0.00 63.17 0.48 63.65 0.00 63.65 0.00 63.65 0.00 63.65 0.00 63.65 0.00 63.65 0.00 63.65 1.19 64.84 0.09 64.93 0.00 64.93 35.07 100.00 0.00 100.00
23.40 77.48 101.62 51.55 11.76 91.89 0.00 0.00 17.74 0.00 0.00 0.00 0.00 0.00 0.00 49.93 1.44 0.00 588.44 0.00
CUM
23.40 48.19 65.91 63.70 55.35 57.78 54.63 52.25 51.50 50.61 49.57 48.44 47.67 47.11 45.64 45.72 43.87 43.62 64.60 64.60 64.60
Page 33 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
875 581 464 216 237 114 73 44 32 15 7 12 2 15 11 15 9 8 4 1 2,735
F
875 1,456 1,920 2,136 2,373 2,487 2,560 2,604 2,636 2,651 2,658 2,670 2,672 2,687 2,698 2,713 2,722 2,730 2,734 2,735
BAND
CUM.
PERCENTAGE rp
31.99 31.99 232.24 21.24 53.24 262.98 16.97 70.20 380.06 7.90 78.10 311.33 8.67 86.76 538.58 4.17 90.93 332.33 2.67 93.60 258.22 1.61 95.21 438.44 1.17 96.38 320.58 0.55 96.93 66.60 0.26 97.18 45.18 0.44 97.62 171.04 0.07 97.70 6.76 0.55 98.24 173.67 0.40 98.65 181.05 0.55 99.20 390.09 0.33 99.52 483.98 0.29 99.82 501.10 0.15 99.96 1,395.62 0.04 100.00 156.94 6,646.79
RP
232.24 495.22 875.29 1,186.62 1,725.20 2,057.52 2,315.74 2,754.18 3,074.76 3,141.37 3,186.55 3,357.59 3,364.35 3,538.02 3,719.06 4,109.16 4,593.13 5,094.23 6,489.85 6,646.79
BAND
3.49 3.96 5.72 4.68 8.10 5.00 3.88 6.60 4.82 1.00 0.68 2.57 0.10 2.61 2.72 5.87 7.28 7.54 21.00 2.36
CUM.
3.49 7.45 13.17 17.85 25.96 30.96 34.84 41.44 46.26 47.26 47.94 50.51 50.62 53.23 55.95 61.82 69.10 76.64 97.64 100.00
PERCENTAGE f
3 2 2 2 1 1 0 0 2 0 0 0 0 1 0 0 0 0 3 0 17
F
BAND
CUM.
3 5 7 9 10 11 11 11 13 13 13 13 13 14 14 14 14 14 17 17
17.65 17.65 11.76 29.41 11.76 41.18 11.76 52.94 5.88 58.82 5.88 64.71 0.00 64.71 0.00 64.71 11.76 76.47 0.00 76.47 0.00 76.47 0.00 76.47 0.00 76.47 5.88 82.35 0.00 82.35 0.00 82.35 0.00 82.35 0.00 82.35 17.65 100.00 0.00 100.00
PERCENTAGE rp
61.21 148.08 138.56 600.90 368.49 158.91 0.00 0.00 43.58 0.00 0.00 0.00 0.00 39.39 0.00 0.00 0.00 0.00 354.78 0.00 1,913.90
RP
61.21 209.28 347.85 948.75 1,317.24 1,476.14 1,476.14 1,476.14 1,519.73 1,519.73 1,519.73 1,519.73 1,519.73 1,559.12 1,559.12 1,559.12 1,559.12 1,559.12 1,913.90 1,913.90
BAND
CUM.
3.20 3.20 7.74 10.93 7.24 18.17 31.40 49.57 19.25 68.82 8.30 77.13 0.00 77.13 0.00 77.13 2.28 79.40 0.00 79.40 0.00 79.40 0.00 79.40 0.00 79.40 2.06 81.46 0.00 81.46 0.00 81.46 0.00 81.46 0.00 81.46 18.54 100.00 0.00 100.00
PERCENTAGE BAND
26.35 56.31 36.46 193.01 68.42 47.82 0.00 0.00 13.60 0.00 0.00 0.00 0.00 22.68 0.00 0.00 0.00 0.00 25.42 0.00
CUM
26.35 42.26 39.74 79.95 76.35 71.74 63.74 53.60 49.43 48.38 47.69 45.26 45.17 44.07 41.92 37.94 33.94 30.61 29.49 28.79 28.79
Page 34 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,337 1,566 1,199 556 584 281 181 125 80 40 28 38 16 32 18 26 32 21 16 1 7,177
F
2,337 3,903 5,102 5,658 6,242 6,523 6,704 6,829 6,909 6,949 6,977 7,015 7,031 7,063 7,081 7,107 7,139 7,160 7,176 7,177
BAND
CUM.
32.56 32.56 21.82 54.38 16.71 71.09 7.75 78.84 8.14 86.97 3.92 90.89 2.52 93.41 1.74 95.15 1.11 96.27 0.56 96.82 0.39 97.21 0.53 97.74 0.22 97.97 0.45 98.41 0.25 98.66 0.36 99.02 0.45 99.47 0.29 99.76 0.22 99.99 0.01 100.00
PERCENTAGE rp
RP
734.77 734.77 386.52 1,121.29 607.06 1,728.35 478.19 2,206.54 861.37 3,067.91 610.88 3,678.79 613.13 4,291.92 598.46 4,890.39 516.90 5,407.29 242.62 5,649.91 162.88 5,812.79 342.35 6,155.13 168.44 6,323.57 447.93 6,771.50 318.74 7,090.24 626.45 7,716.69 1,559.69 9,276.38 1,123.37 10,399.75 3,041.74 13,441.48 31.06 13,472.54 13,472.54
BAND
5.45 2.87 4.51 3.55 6.39 4.53 4.55 4.44 3.84 1.80 1.21 2.54 1.25 3.32 2.37 4.65 11.58 8.34 22.58 0.23
CUM.
5.45 8.32 12.83 16.38 22.77 27.31 31.86 36.30 40.14 41.94 43.15 45.69 46.94 50.26 52.63 57.28 68.85 77.19 99.77 100.00
PERCENTAGE f
F
4 1 2 0 4 0 1 1 0 0 0 0 0 1 1 1 2 0 2 0 20
4 5 7 7 11 11 12 13 13 13 13 13 13 14 15 16 18 18 20 20
BAND
CUM.
20.00 20.00 5.00 25.00 10.00 35.00 0.00 35.00 20.00 55.00 0.00 55.00 5.00 60.00 5.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 0.00 65.00 5.00 70.00 5.00 75.00 5.00 80.00 10.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00
PERCENTAGE rp
RP
114.11 114.11 0.00 114.11 155.38 269.49 0.00 269.49 47.36 316.85 0.00 316.85 0.63 317.48 1,117.17 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 0.00 1,434.65 41.25 1,475.90 48.75 1,524.65 7,600.50 9,125.14 310.03 9,435.17 0.00 9,435.17 1,541.24 10,976.41 0.00 10,976.41 10,976.41
BAND
CUM.
PERCENTAGE BAND
CUM
1.04 1.04 15.53 0.00 1.04 0.00 1.42 2.46 25.60 0.00 2.46 0.00 0.43 2.89 5.50 0.00 2.89 0.00 0.01 2.89 0.10 10.18 13.07 186.67 0.00 13.07 0.00 0.00 13.07 0.00 0.00 13.07 0.00 0.00 13.07 0.00 0.00 13.07 0.00 0.38 13.45 9.21 0.44 13.89 15.29 69.24 83.13 1,213.26 2.82 85.96 19.88 0.00 85.96 0.00 14.04 100.00 50.67 0.00 100.00 0.00
15.53 10.18 15.59 12.21 10.33 8.61 7.40 29.34 26.53 25.39 24.68 23.31 22.69 21.80 21.50 118.25 101.71 90.72 81.66 81.47 81.47
Page 35 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,746 2,051 2,424 1,317 1,259 597 396 274 138 57 61 79 36 58 34 55 50 22 24 7 10,685
F
1,746 3,797 6,221 7,538 8,797 9,394 9,790 10,064 10,202 10,259 10,320 10,399 10,435 10,493 10,527 10,582 10,632 10,654 10,678 10,685
BAND
CUM.
16.34 16.34 19.20 35.54 22.69 58.22 12.33 70.55 11.78 82.33 5.59 87.92 3.71 91.62 2.56 94.19 1.29 95.48 0.53 96.01 0.57 96.58 0.74 97.32 0.34 97.66 0.54 98.20 0.32 98.52 0.51 99.04 0.47 99.50 0.21 99.71 0.22 99.93 0.07 100.00
PERCENTAGE rp
1,171.53 677.86 1,327.03 1,338.00 2,064.44 1,599.99 1,335.64 1,349.05 706.46 443.83 1,734.44 559.08 382.46 1,549.66 587.11 1,259.55 2,196.27 2,022.98 8,965.34 5,031.77 36,302.49
RP
1,171.53 1,849.38 3,176.41 4,514.41 6,578.85 8,178.84 9,514.48 10,863.54 11,570.00 12,013.83 13,748.27 14,307.36 14,689.82 16,239.47 16,826.58 18,086.13 20,282.40 22,305.38 31,270.72 36,302.49
BAND
3.23 1.87 3.66 3.69 5.69 4.41 3.68 3.72 1.95 1.22 4.78 1.54 1.05 4.27 1.62 3.47 6.05 5.57 24.70 13.86
PERCENTAGE
CUM.
f
3.23 5.09 8.75 12.44 18.12 22.53 26.21 29.93 31.87 33.09 37.87 39.41 40.47 44.73 46.35 49.82 55.87 61.44 86.14 100.00
4 15 12 1 6 1 2 1 2 1 0 0 2 3 1 2 3 2 3 1 62
F
BAND
CUM.
4 6.45 6.45 19 24.19 30.65 31 19.35 50.00 32 1.61 51.61 38 9.68 61.29 39 1.61 62.90 41 3.23 66.13 42 1.61 67.74 44 3.23 70.97 45 1.61 72.58 45 0.00 72.58 45 0.00 72.58 47 3.23 75.81 50 4.84 80.65 51 1.61 82.26 53 3.23 85.48 56 4.84 90.32 58 3.23 93.55 61 4.84 98.39 62 1.61 100.00
PERCENTAGE rp
348.76 1,172.01 1,937.64 20.25 2,252.68 2.14 930.07 215.44 3,782.42 43.53 0.00 0.00 4.10 7,667.11 1,621.32 15.80 3,201.98 684.31 157.54 30.39 24,087.51
RP
348.76 1,520.77 3,458.41 3,478.66 5,731.34 5,733.48 6,663.55 6,878.99 10,661.42 10,704.95 10,704.95 10,704.95 10,709.05 18,376.16 19,997.48 20,013.28 23,215.26 23,899.57 24,057.11 24,087.51
BAND
CUM.
1.45 1.45 4.87 6.31 8.04 14.36 0.08 14.44 9.35 23.79 0.01 23.80 3.86 27.66 0.89 28.56 15.70 44.26 0.18 44.44 0.00 44.44 0.00 44.44 0.02 44.46 31.83 76.29 6.73 83.02 0.07 83.09 13.29 96.38 2.84 99.22 0.65 99.87 0.13 100.00
PERCENTAGE BAND
CUM
29.77 172.90 146.01 1.51 109.12 0.13 69.63 15.97 535.40 9.81 0.00 0.00 1.07 494.76 276.15 1.25 145.79 33.83 1.76 0.60
29.77 82.23 108.88 77.06 87.12 70.10 70.04 63.32 92.15 89.11 77.86 74.82 72.90 113.16 118.84 110.66 114.46 107.15 76.93 66.35 66.35
Page 36 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,211 1,086 1,139 586 629 322 216 166 82 41 38 46 33 33 14 19 8 4 7 2 5,682
F
1,211 2,297 3,436 4,022 4,651 4,973 5,189 5,355 5,437 5,478 5,516 5,562 5,595 5,628 5,642 5,661 5,669 5,673 5,680 5,682
BAND
CUM.
21.31 21.31 19.11 40.43 20.05 60.47 10.31 70.78 11.07 81.85 5.67 87.52 3.80 91.32 2.92 94.24 1.44 95.69 0.72 96.41 0.67 97.08 0.81 97.89 0.58 98.47 0.58 99.05 0.25 99.30 0.33 99.63 0.14 99.77 0.07 99.84 0.12 99.96 0.04 100.00
PERCENTAGE rp
230.29 235.18 533.58 427.74 776.01 661.06 620.73 627.20 379.38 206.14 308.59 335.43 286.24 336.45 147.26 220.84 283.10 300.78 820.67 158.27 7,894.94
RP
230.29 465.47 999.05 1,426.79 2,202.81 2,863.86 3,484.59 4,111.80 4,491.18 4,697.32 5,005.91 5,341.34 5,627.58 5,964.02 6,111.28 6,332.12 6,615.22 6,916.00 7,736.67 7,894.94
BAND
2.92 2.98 6.76 5.42 9.83 8.37 7.86 7.94 4.81 2.61 3.91 4.25 3.63 4.26 1.87 2.80 3.59 3.81 10.39 2.00
CUM.
2.92 5.90 12.65 18.07 27.90 36.27 44.14 52.08 56.89 59.50 63.41 67.66 71.28 75.54 77.41 80.20 83.79 87.60 98.00 100.00
PERCENTAGE f
F
3 1 6 1 2 6 1 0 0 0 0 1 0 0 0 0 0 0 0 0 21
BAND
CUM.
3 14.29 14.29 4 4.76 19.05 10 28.57 47.62 11 4.76 52.38 13 9.52 61.90 19 28.57 90.48 20 4.76 95.24 20 0.00 95.24 20 0.00 95.24 20 0.00 95.24 20 0.00 95.24 21 4.76 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00 21 0.00 100.00
PERCENTAGE rp
323.24 19.04 1,028.54 220.00 957.79 751.76 611.31 0.00 0.00 0.00 0.00 187.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,099.52
RP
323.24 342.28 1,370.82 1,590.82 2,548.61 3,300.36 3,911.67 3,911.67 3,911.67 3,911.67 3,911.67 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52 4,099.52
BAND
7.88 0.46 25.09 5.37 23.36 18.34 14.91 0.00 0.00 0.00 0.00 4.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
7.88 8.35 33.44 38.80 62.17 80.51 95.42 95.42 95.42 95.42 95.42 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
140.36 8.10 192.76 51.43 123.42 113.72 98.48 0.00 0.00 0.00 0.00 56.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
140.36 73.53 137.21 111.50 115.70 115.24 112.26 95.13 87.10 83.27 78.14 76.75 72.85 68.74 67.08 64.74 61.97 59.28 52.99 51.93 51.93
Page 37 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
978 835 812 386 422 222 145 106 47 27 10 17 11 9 2 7 3 0 1 1 4,041
978 1,813 2,625 3,011 3,433 3,655 3,800 3,906 3,953 3,980 3,990 4,007 4,018 4,027 4,029 4,036 4,039 4,039 4,040 4,041
BAND
CUM.
24.20 24.20 20.66 44.87 20.09 64.96 9.55 74.51 10.44 84.95 5.49 90.45 3.59 94.04 2.62 96.66 1.16 97.82 0.67 98.49 0.25 98.74 0.42 99.16 0.27 99.43 0.22 99.65 0.05 99.70 0.17 99.88 0.07 99.95 0.00 99.95 0.02 99.98 0.02 100.00
PERCENTAGE rp
236.75 239.23 486.45 416.15 724.98 552.03 524.79 281.25 246.47 180.10 101.14 130.81 111.01 164.58 122.33 135.87 128.54 0.00 575.49 221.69 5,579.65
RP
236.75 475.99 962.44 1,378.59 2,103.57 2,655.60 3,180.39 3,461.64 3,708.11 3,888.20 3,989.34 4,120.15 4,231.16 4,395.73 4,518.07 4,653.94 4,782.48 4,782.48 5,357.96 5,579.65
BAND
4.24 4.29 8.72 7.46 12.99 9.89 9.41 5.04 4.42 3.23 1.81 2.34 1.99 2.95 2.19 2.44 2.30 0.00 10.31 3.97
CUM.
4.24 8.53 17.25 24.71 37.70 47.59 57.00 62.04 66.46 69.69 71.50 73.84 75.83 78.78 80.97 83.41 85.71 85.71 96.03 100.00
PERCENTAGE f
F
1 4 3 3 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 14
1 5 8 11 12 13 13 13 13 13 13 13 13 13 13 13 13 13 13 14
BAND
7.14 28.57 21.43 21.43 7.14 7.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.14
CUM.
7.14 35.71 57.14 78.57 85.71 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 92.86 100.00
PERCENTAGE rp
37.50 254.91 181.57 357.64 14.62 168.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 44.71 1,059.46
RP
37.50 292.41 473.98 831.62 846.25 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,014.75 1,059.46
BAND
CUM.
3.54 3.54 24.06 27.60 17.14 44.74 33.76 78.49 1.38 79.87 15.91 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 0.00 95.78 4.22 100.00
PERCENTAGE BAND
15.84 106.55 37.33 85.94 2.02 30.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.17
CUM
15.84 61.43 49.25 60.32 40.23 38.21 31.91 29.31 27.37 26.10 25.44 24.63 23.98 23.08 22.46 21.80 21.22 21.22 18.94 18.99 18.99
Page 38 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,052 2,199 2,194 1,050 904 412 320 201 130 72 60 71 47 47 23 38 40 14 11 6 9,891
F
2,052 4,251 6,445 7,495 8,399 8,811 9,131 9,332 9,462 9,534 9,594 9,665 9,712 9,759 9,782 9,820 9,860 9,874 9,885 9,891
BAND
CUM.
20.75 20.75 22.23 42.98 22.18 65.16 10.62 75.78 9.14 84.92 4.17 89.08 3.24 92.32 2.03 94.35 1.31 95.66 0.73 96.39 0.61 97.00 0.72 97.72 0.48 98.19 0.48 98.67 0.23 98.90 0.38 99.28 0.40 99.69 0.14 99.83 0.11 99.94 0.06 100.00
PERCENTAGE rp
444.85 538.12 1,164.97 1,031.05 1,308.58 929.28 982.58 952.73 680.54 460.17 427.54 662.23 417.00 496.93 368.44 700.70 1,595.32 1,029.00 352.06 1,010.41 15,552.50
RP
444.85 982.97 2,147.94 3,178.99 4,487.57 5,416.86 6,399.43 7,352.16 8,032.70 8,492.87 8,920.41 9,582.64 9,999.64 10,496.57 10,865.01 11,565.71 13,161.03 14,190.03 14,542.09 15,552.50
BAND
CUM.
2.86 3.46 7.49 6.63 8.41 5.98 6.32 6.13 4.38 2.96 2.75 4.26 2.68 3.20 2.37 4.51 10.26 6.62 2.26 6.50
2.86 6.32 13.81 20.44 28.85 34.83 41.15 47.27 51.65 54.61 57.36 61.61 64.30 67.49 69.86 74.37 84.62 91.24 93.50 100.00
PERCENTAGE f
F
0 0 0 1 2 2 1 0 1 0 1 0 0 0 1 2 2 0 0 0 13
0 0 0 1 3 5 6 6 7 7 8 8 8 8 9 11 13 13 13 13
BAND
0.00 0.00 0.00 7.69 15.38 15.38 7.69 0.00 7.69 0.00 7.69 0.00 0.00 0.00 7.69 15.38 15.38 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 7.69 23.08 38.46 46.15 46.15 53.85 53.85 61.54 61.54 61.54 61.54 69.23 84.62 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 25.00 4.48 222.22 35.37 0.00 1,715.64 0.00 0.95 0.00 0.00 0.00 78.43 150.91 121.43 0.00 0.00 0.00 2,354.42
RP
0.00 0.00 0.00 25.00 29.48 251.70 287.07 287.07 2,002.70 2,002.70 2,003.65 2,003.65 2,003.65 2,003.65 2,082.08 2,232.99 2,354.42 2,354.42 2,354.42 2,354.42
BAND
0.00 0.00 0.00 1.06 0.19 9.44 1.50 0.00 72.87 0.00 0.04 0.00 0.00 0.00 3.33 6.41 5.16 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 1.06 1.25 10.69 12.19 12.19 85.06 85.06 85.10 85.10 85.10 85.10 88.43 94.84 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 2.42 0.34 23.91 3.60 0.00 252.10 0.00 0.22 0.00 0.00 0.00 21.29 21.54 7.61 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.79 0.66 4.65 4.49 3.90 24.93 23.58 22.46 20.91 20.04 19.09 19.16 19.31 17.89 16.59 16.19 15.14 15.14
Page 39 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 21
DATA POSITION FROM : TO PROCESSING
01/01/2003
:
15/06/2007
DATE :
15/07/2007
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
232 246 188 90 73 39 21 15 3 2 0 9 4 3 1 1 1 2 6 1 937
F
BAND
232 478 666 756 829 868 889 904 907 909 909 918 922 925 926 927 928 930 936 937
CUM.
24.76 24.76 26.25 51.01 20.06 71.08 9.61 80.68 7.79 88.47 4.16 92.64 2.24 94.88 1.60 96.48 0.32 96.80 0.21 97.01 0.00 97.01 0.96 97.97 0.43 98.40 0.32 98.72 0.11 98.83 0.11 98.93 0.11 99.04 0.21 99.25 0.64 99.89 0.11 100.00
PERCENTAGE rp
56.35 52.19 104.47 98.58 101.33 95.92 64.77 49.57 12.46 14.70 0.00 60.88 15.60 21.27 0.05 31.38 13.86 180.87 829.12 0.00 1,803.36
RP
56.35 108.54 213.01 311.58 412.92 508.84 573.61 623.18 635.64 650.33 650.33 711.21 726.82 748.08 748.13 779.52 793.38 974.24 1,803.36 1,803.36
BAND
3.12 2.89 5.79 5.47 5.62 5.32 3.59 2.75 0.69 0.81 0.00 3.38 0.87 1.18 0.00 1.74 0.77 10.03 45.98 0.00
CUM.
3.12 6.02 11.81 17.28 22.90 28.22 31.81 34.56 35.25 36.06 36.06 39.44 40.30 41.48 41.49 43.23 43.99 54.02 100.00 100.00
PERCENTAGE f
F
1 2 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5
BAND
1 3 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5
20.00 40.00 20.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
20.00 60.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
9.11 13.62 20.10 0.00 342.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 385.08
RP
9.11 22.72 42.83 42.83 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08 385.08
BAND
2.37 3.54 5.22 0.00 88.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
2.37 5.90 11.12 11.12 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
16.16 26.09 19.24 0.00 337.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
16.16 20.94 20.11 13.74 93.26 75.68 67.13 61.79 60.58 59.21 59.21 54.14 52.98 51.48 51.47 49.40 48.54 39.53 21.35 21.35 21.35
Page 40 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
BALI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,898 1,611 1,702 988 1,282 590 416 397 205 108 75 97 72 72 43 65 57 33 25 8 9,744
F
1,898 3,509 5,211 6,199 7,481 8,071 8,487 8,884 9,089 9,197 9,272 9,369 9,441 9,513 9,556 9,621 9,678 9,711 9,736 9,744
BAND
CUM.
19.48 19.48 16.53 36.01 17.47 53.48 10.14 63.62 13.16 76.78 6.06 82.83 4.27 87.10 4.07 91.17 2.10 93.28 1.11 94.39 0.77 95.16 1.00 96.15 0.74 96.89 0.74 97.63 0.44 98.07 0.67 98.74 0.58 99.32 0.34 99.66 0.26 99.92 0.08 100.00
PERCENTAGE rp
673.19 332.22 721.27 730.99 1,428.73 993.26 852.93 1,162.80 833.03 534.55 512.87 703.52 685.45 868.32 674.01 1,053.07 1,855.46 2,096.13 3,527.54 949.51 21,188.85
RP
673.19 1,005.41 1,726.68 2,457.67 3,886.40 4,879.67 5,732.59 6,895.39 7,728.42 8,262.97 8,775.84 9,479.36 10,164.81 11,033.13 11,707.14 12,760.21 14,615.67 16,711.79 20,239.34 21,188.85
BAND
3.18 1.57 3.40 3.45 6.74 4.69 4.03 5.49 3.93 2.52 2.42 3.32 3.23 4.10 3.18 4.97 8.76 9.89 16.65 4.48
PERCENTAGE
CUM.
f
F
BAND
3.18 4.74 8.15 11.60 18.34 23.03 27.05 32.54 36.47 39.00 41.42 44.74 47.97 52.07 55.25 60.22 68.98 78.87 95.52 100.00
3 1 3 1 3 13 2 3 1 0 1 2 3 3 9 4 10 2 8 0
3 4 7 8 11 24 26 29 30 30 31 33 36 39 48 52 62 64 72 72
4.17 4.17 1.39 5.56 4.17 9.72 1.39 11.11 4.17 15.28 18.06 33.33 2.78 36.11 4.17 40.28 1.39 41.67 0.00 41.67 1.39 43.06 2.78 45.83 4.17 50.00 4.17 54.17 12.50 66.67 5.56 72.22 13.89 86.11 2.78 88.89 11.11 100.00 0.00 100.00
72
CUM.
PERCENTAGE rp
142.41 85.00 110.90 28.40 52.82 303.66 2.03 1,577.16 9.70 0.00 7.08 17.17 64.47 26.60 256.22 178.25 1,553.80 13.71 707.52 0.00 5,136.91
RP
142.41 227.41 338.32 366.72 419.54 723.20 725.23 2,302.39 2,312.09 2,312.09 2,319.17 2,336.34 2,400.82 2,427.42 2,683.63 2,861.88 4,415.68 4,429.39 5,136.91 5,136.91
BAND
CUM.
2.77 2.77 1.65 4.43 2.16 6.59 0.55 7.14 1.03 8.17 5.91 14.08 0.04 14.12 30.70 44.82 0.19 45.01 0.00 45.01 0.14 45.15 0.33 45.48 1.26 46.74 0.52 47.25 4.99 52.24 3.47 55.71 30.25 85.96 0.27 86.23 13.77 100.00 0.00 100.00
PERCENTAGE BAND
21.16 25.59 15.38 3.89 3.70 30.57 0.24 135.64 1.16 0.00 1.38 2.44 9.41 3.06 38.01 16.93 83.74 0.65 20.06 0.00
CUM
21.16 22.62 19.59 14.92 10.80 14.82 12.65 33.39 29.92 27.98 26.43 24.65 23.62 22.00 22.92 22.43 30.21 26.50 25.38 24.24 24.24
Page 41 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indones P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.as Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
848 598 332 127 133 69 57 47 28 21 9 16 10 11 4 11 11 3 3 0
848 1,446 1,778 1,905 2,038 2,107 2,164 2,211 2,239 2,260 2,269 2,285 2,295 2,306 2,310 2,321 2,332 2,335 2,338 2,338
2,338
BAND
CUM.
36.27 36.27 25.58 61.85 14.20 76.05 5.43 81.48 5.69 87.17 2.95 90.12 2.44 92.56 2.01 94.57 1.20 95.77 0.90 96.66 0.38 97.05 0.68 97.73 0.43 98.16 0.47 98.63 0.17 98.80 0.47 99.27 0.47 99.74 0.13 99.87 0.13 100.00 0.00 100.00
PERCENTAGE rp
90.69 152.86 216.92 129.11 221.77 196.42 181.76 244.79 131.20 103.91 41.39 100.15 108.83 154.60 70.58 180.83 162.38 249.88 462.12 0.00 3,200.19
RP
90.69 243.55 460.48 589.59 811.35 1,007.78 1,189.53 1,434.32 1,565.53 1,669.44 1,710.83 1,810.98 1,919.81 2,074.40 2,144.98 2,325.81 2,488.19 2,738.07 3,200.19 3,200.19
BAND
2.83 4.78 6.78 4.03 6.93 6.14 5.68 7.65 4.10 3.25 1.29 3.13 3.40 4.83 2.21 5.65 5.07 7.81 14.44 0.00
PERCENTAGE
CUM.
f
2.83 7.61 14.39 18.42 25.35 31.49 37.17 44.82 48.92 52.17 53.46 56.59 59.99 64.82 67.03 72.68 77.75 85.56 100.00 100.00
2 1 4 0 0 4 0 15 0 1 0 0 0 0 0 0 2 0 0 0 29
F
BAND
CUM.
2 6.90 6.90 3 3.45 10.34 7 13.79 24.14 7 0.00 24.14 7 0.00 24.14 11 13.79 37.93 11 0.00 37.93 26 51.72 89.66 26 0.00 89.66 27 3.45 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 27 0.00 93.10 29 6.90 100.00 29 0.00 100.00 29 0.00 100.00 29 0.00 100.00
PERCENTAGE rp
18.87 6.08 283.32 0.00 0.00 7.39 0.00 33.01 0.00 15.56 0.00 0.00 0.00 0.00 0.00 0.00 259.80 0.00 0.00 0.00 624.03
RP
18.87 24.95 308.27 308.27 308.27 315.66 315.66 348.67 348.67 364.22 364.22 364.22 364.22 364.22 364.22 364.22 624.03 624.03 624.03 624.03
BAND
3.02 0.97 45.40 0.00 0.00 1.18 0.00 5.29 0.00 2.49 0.00 0.00 0.00 0.00 0.00 0.00 41.63 0.00 0.00 0.00
CUM.
3.02 4.00 49.40 49.40 49.40 50.58 50.58 55.87 55.87 58.37 58.37 58.37 58.37 58.37 58.37 58.37 100.00 100.00 100.00 100.00
PERCENTAGE BAND
20.81 3.97 130.61 0.00 0.00 3.76 0.00 13.48 0.00 14.97 0.00 0.00 0.00 0.00 0.00 0.00 160.00 0.00 0.00 0.00
CUM
20.81 10.24 66.95 52.29 37.99 31.32 26.54 24.31 22.27 21.82 21.29 20.11 18.97 17.56 16.98 15.66 25.08 22.79 19.50 19.50 19.50
Page 42 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
NUSA TEGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
382 379 392 201 256 111 66 44 29 16 9 0 4 7 3 2 6 2 4 0 1,913
382 761 1,153 1,354 1,610 1,721 1,787 1,831 1,860 1,876 1,885 1,885 1,889 1,896 1,899 1,901 1,907 1,909 1,913 1,913
BAND
CUM.
19.97 19.97 19.81 39.78 20.49 60.27 10.51 70.78 13.38 84.16 5.80 89.96 3.45 93.41 2.30 95.71 1.52 97.23 0.84 98.07 0.47 98.54 0.00 98.54 0.21 98.75 0.37 99.11 0.16 99.27 0.10 99.37 0.31 99.69 0.10 99.79 0.21 100.00 0.00 100.00
PERCENTAGE rp
54.77 152.72 323.71 280.37 565.57 331.32 298.57 227.26 205.78 132.82 78.19 0.00 23.34 76.32 15.08 33.77 193.91 0.22 383.04 0.00 3,376.76
RP
54.77 207.49 531.20 811.57 1,377.14 1,708.46 2,007.02 2,234.29 2,440.07 2,572.89 2,651.08 2,651.08 2,674.42 2,750.74 2,765.82 2,799.59 2,993.50 2,993.72 3,376.76 3,376.76
BAND
1.62 4.52 9.59 8.30 16.75 9.81 8.84 6.73 6.09 3.93 2.32 0.00 0.69 2.26 0.45 1.00 5.74 0.01 11.34 0.00
CUM.
1.62 6.14 15.73 24.03 40.78 50.59 59.44 66.17 72.26 76.19 78.51 78.51 79.20 81.46 81.91 82.91 88.65 88.66 100.00 100.00
PERCENTAGE f
F
1 1 2 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5
BAND
1 2 4 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5
20.00 20.00 40.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
20.00 25.33 40.00 84.00 80.00 154.83 80.00 0.00 100.00 433.24 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 697.40
RP
25.33 109.33 264.15 264.15 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40 697.40
BAND
3.63 12.04 22.20 0.00 62.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
3.63 15.68 37.88 37.88 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
46.24 55.00 47.83 0.00 76.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
46.24 52.69 49.73 32.55 50.64 40.82 34.75 31.21 28.58 27.11 26.31 26.31 26.08 25.35 25.21 24.91 23.30 23.30 20.65 20.65 20.65
Page 43 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
78 94 101 64 63 42 24 19 15 13 2 4 2 3 6 1 6 1 0 2 540
F
78 172 273 337 400 442 466 485 500 513 515 519 521 524 530 531 537 538 538 540
BAND
CUM.
14.44 14.44 17.41 31.85 18.70 50.56 11.85 62.41 11.67 74.07 7.78 81.85 4.44 86.30 3.52 89.81 2.78 92.59 2.41 95.00 0.37 95.37 0.74 96.11 0.37 96.48 0.56 97.04 1.11 98.15 0.19 98.33 1.11 99.44 0.19 99.63 0.00 99.63 0.37 100.00
PERCENTAGE rp
30.18 27.62 77.60 79.70 124.72 112.42 62.43 103.34 76.02 51.56 32.36 40.71 19.99 34.28 83.49 23.68 283.54 10.89 0.00 605.07 1,879.62
RP
30.18 57.80 135.40 215.10 339.82 452.24 514.67 618.01 694.03 745.59 777.95 818.67 838.65 872.94 956.43 980.11 1,263.65 1,274.54 1,274.54 1,879.62
BAND
1.61 1.47 4.13 4.24 6.64 5.98 3.32 5.50 4.04 2.74 1.72 2.17 1.06 1.82 4.44 1.26 15.09 0.58 0.00 32.19
CUM.
1.61 3.08 7.20 11.44 18.08 24.06 27.38 32.88 36.92 39.67 41.39 43.55 44.62 46.44 50.88 52.14 67.23 67.81 67.81 100.00
PERCENTAGE f
F
1 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 3 6
BAND
1 1 1 2 2 2 3 3 3 3 3 3 3 3 3 3 3 3 3 6
16.67 0.00 0.00 16.67 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00
CUM.
16.67 16.67 16.67 33.33 33.33 33.33 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00
PERCENTAGE rp
40.00 0.00 0.00 2.28 0.00 0.00 149.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,316.82 1,509.03
RP
40.00 40.00 40.00 42.28 42.28 42.28 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 192.21 1,509.03
BAND
CUM.
2.65 2.65 0.00 2.65 0.00 2.65 0.15 2.80 0.00 2.80 0.00 2.80 9.94 12.74 0.00 12.74 0.00 12.74 0.00 12.74 0.00 12.74 0.00 12.74 0.00 12.74 0.00 12.74 0.00 12.74 0.00 12.74 0.00 12.74 0.00 12.74 0.00 12.74 87.26 100.00
PERCENTAGE BAND
132.55 0.00 0.00 2.86 0.00 0.00 240.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 217.63
CUM
132.55 69.20 29.54 19.65 12.44 9.35 37.35 31.10 27.70 25.78 24.71 23.48 22.92 22.02 20.10 19.61 15.21 15.08 15.08 80.28 80.28
Page 44 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
123 138 184 106 144 69 44 38 23 7 13 12 15 10 6 20 7 7 0 0 966
F
BAND
123 261 445 551 695 764 808 846 869 876 889 901 916 926 932 952 959 966 966 966
CUM.
12.73 12.73 14.29 27.02 19.05 46.07 10.97 57.04 14.91 71.95 7.14 79.09 4.55 83.64 3.93 87.58 2.38 89.96 0.72 90.68 1.35 92.03 1.24 93.27 1.55 94.82 1.04 95.86 0.62 96.48 2.07 98.55 0.72 99.28 0.72 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
57.13 62.80 176.42 164.30 332.41 192.69 182.22 207.29 155.02 90.62 140.77 59.14 192.42 138.30 89.53 607.30 357.07 490.65 0.00 0.00 3,696.08
RP
57.13 119.93 296.35 460.66 793.06 985.75 1,167.97 1,375.26 1,530.28 1,620.90 1,761.67 1,820.82 2,013.23 2,151.53 2,241.06 2,848.37 3,205.43 3,696.08 3,696.08 3,696.08
BAND
1.55 1.70 4.77 4.45 8.99 5.21 4.93 5.61 4.19 2.45 3.81 1.60 5.21 3.74 2.42 16.43 9.66 13.27 0.00 0.00
CUM.
1.55 3.24 8.02 12.46 21.46 26.67 31.60 37.21 41.40 43.85 47.66 49.26 54.47 58.21 60.63 77.06 86.73 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 3 1 1 1 0 1 1 0 0 0 0 1 0 2 0 0 11
0 0 0 0 3 4 5 6 6 7 8 8 8 8 8 9 9 11 11 11
BAND
0.00 0.00 0.00 0.00 27.27 9.09 9.09 9.09 0.00 9.09 9.09 0.00 0.00 0.00 0.00 9.09 0.00 18.18 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 27.27 480.30 480.30 36.36 5.00 485.30 45.45 572.46 1,057.76 54.55 588.26 1,646.01 54.55 0.00 1,646.01 63.64 20.60 1,666.61 72.73 1,050.93 2,717.54 72.73 0.00 2,717.54 72.73 0.00 2,717.54 72.73 0.00 2,717.54 72.73 0.00 2,717.54 81.82 910.85 3,628.39 81.82 0.00 3,628.39 100.00 262.86 3,891.25 100.00 0.00 3,891.25 100.00 0.00 3,891.25 3,891.25
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.34 12.34 0.13 12.47 14.71 27.18 15.12 42.30 0.00 42.30 0.53 42.83 27.01 69.84 0.00 69.84 0.00 69.84 0.00 69.84 0.00 69.84 23.41 93.24 0.00 93.24 6.76 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 144.49 2.59 314.16 283.78 0.00 22.73 746.56 0.00 0.00 0.00 0.00 149.98 0.00 53.57 0.00 0.00
CUM
0.00 0.00 0.00 0.00 60.56 49.23 90.56 119.69 107.56 102.82 154.26 149.25 134.98 126.31 121.26 127.38 113.19 105.28 105.28 105.28 105.28
Page 45 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
57 59 50 43 47 36 21 32 7 5 4 2 4 0 0 1 0 0 0 0 368
BAND
57 116 166 209 256 292 313 345 352 357 361 363 367 367 367 368 368 368 368 368
15.49 16.03 13.59 11.68 12.77 9.78 5.71 8.70 1.90 1.36 1.09 0.54 1.09 0.00 0.00 0.27 0.00 0.00 0.00 0.00
CUM.
15.49 31.52 45.11 56.79 69.57 79.35 85.05 93.75 95.65 97.01 98.10 98.64 99.73 99.73 99.73 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
RP
8.12 17.90 34.92 54.31 98.77 113.00 98.97 197.64 47.29 17.57 20.39 7.82 95.35 0.00 0.00 31.38 0.00 0.00 0.00 0.00
8.12 26.03 60.94 115.25 214.03 327.03 425.99 623.63 670.93 688.49 708.89 716.71 812.06 812.06 812.06 843.45 843.45 843.45 843.45 843.45
843.45
BAND
0.96 2.12 4.14 6.44 11.71 13.40 11.73 23.43 5.61 2.08 2.42 0.93 11.31 0.00 0.00 3.72 0.00 0.00 0.00 0.00
CUM.
0.96 3.09 7.23 13.66 25.38 38.77 50.51 73.94 79.55 81.63 84.05 84.97 96.28 96.28 96.28 100.00 100.00 100.00 100.00 100.00
PERCENTAGE f
F
1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
PERCENTAGE
CUM.
rp
RP
100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
17.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17.00 100.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00 17.00 0.00 100.00
17.00
BAND
CUM.
PERCENTAGE BAND
209.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
209.33 65.32 27.89 14.75 7.94 5.20 3.99 2.73 2.53 2.47 2.40 2.37 2.09 2.09 2.09 2.02 2.02 2.02 2.02 2.02 2.02
Page 46 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
67 50 58 28 46 22 27 23 6 2 2 4 4 2 3 4 0 1 0 1 350
BAND
67 117 175 203 249 271 298 321 327 329 331 335 339 341 344 348 348 349 349 350
CUM.
19.14 19.14 14.29 33.43 16.57 50.00 8.00 58.00 13.14 71.14 6.29 77.43 7.71 85.14 6.57 91.71 1.71 93.43 0.57 94.00 0.57 94.57 1.14 95.71 1.14 96.86 0.57 97.43 0.86 98.29 1.14 99.43 0.00 99.43 0.29 99.71 0.00 99.71 0.29 100.00
PERCENTAGE rp
321.84 24.15 46.76 40.41 97.06 71.92 112.89 132.79 50.89 20.96 9.62 34.42 48.80 36.51 19.91 107.60 0.00 9.49 0.00 755.00 1,941.03
RP
321.84 345.99 392.75 433.16 530.23 602.15 715.04 847.83 898.72 919.69 929.31 963.73 1,012.53 1,049.04 1,068.95 1,176.55 1,176.55 1,186.04 1,186.04 1,941.03
BAND
16.58 1.24 2.41 2.08 5.00 3.71 5.82 6.84 2.62 1.08 0.50 1.77 2.51 1.88 1.03 5.54 0.00 0.49 0.00 38.90
CUM.
16.58 17.83 20.23 22.32 27.32 31.02 36.84 43.68 46.30 47.38 47.88 49.65 52.16 54.05 55.07 60.61 60.61 61.10 61.10 100.00
PERCENTAGE f
F
0 1 3 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 6
BAND
0 1 4 4 4 4 5 5 5 5 5 6 6 6 6 6 6 6 6 6
0.00 16.67 50.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 16.67 66.67 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 11.63 43.44 0.00 0.00 0.00 27.24 0.00 0.00 0.00 0.00 637.23 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 719.53
RP
0.00 11.63 55.07 55.07 55.07 55.07 82.30 82.30 82.30 82.30 82.30 719.53 719.53 719.53 719.53 719.53 719.53 719.53 719.53 719.53
BAND
0.00 1.62 6.04 0.00 0.00 0.00 3.79 0.00 0.00 0.00 0.00 88.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 1.62 48.14 7.65 92.90 7.65 0.00 7.65 0.00 7.65 0.00 11.44 24.13 11.44 0.00 11.44 0.00 11.44 0.00 11.44 0.00 100.00 1,851.41 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 3.36 14.02 12.71 10.39 9.14 11.51 9.71 9.16 8.95 8.86 74.66 71.06 68.59 67.31 61.16 61.16 60.67 60.67 37.07 37.07
Page 47 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,906 5,849 7,103 3,633 2,977 1,216 884 681 438 281 253 332 240 290 186 379 383 137 136 55 30,359
F
4,906 10,755 17,858 21,491 24,468 25,684 26,568 27,249 27,687 27,968 28,221 28,553 28,793 29,083 29,269 29,648 30,031 30,168 30,304 30,359
BAND
CUM.
16.16 16.16 19.27 35.43 23.40 58.82 11.97 70.79 9.81 80.60 4.01 84.60 2.91 87.51 2.24 89.76 1.44 91.20 0.93 92.12 0.83 92.96 1.09 94.05 0.79 94.84 0.96 95.80 0.61 96.41 1.25 97.66 1.26 98.92 0.45 99.37 0.45 99.82 0.18 100.00
PERCENTAGE rp
RP
5,568.68 5,568.68 864.98 6,433.66 2,109.36 8,543.02 2,078.92 10,621.94 3,189.36 13,811.31 1,737.10 15,548.41 2,694.47 18,242.87 2,199.77 20,442.64 2,072.19 22,514.84 1,555.44 24,070.28 2,244.95 26,315.23 2,627.74 28,942.97 2,347.24 31,290.21 3,302.32 34,592.53 3,565.36 38,157.89 8,156.10 46,313.99 14,436.78 60,750.77 11,522.41 72,273.17 17,834.51 90,107.68 24,220.70 114,328.38 114,328.38
BAND
4.87 0.76 1.85 1.82 2.79 1.52 2.36 1.92 1.81 1.36 1.96 2.30 2.05 2.89 3.12 7.13 12.63 10.08 15.60 21.19
PERCENTAGE
CUM.
f
4.87 5.63 7.47 9.29 12.08 13.60 15.96 17.88 19.69 21.05 23.02 25.32 27.37 30.26 33.38 40.51 53.14 63.22 78.81 100.00
10 8 9 9 7 4 5 8 1 1 3 7 1 4 2 15 47 11 19 16 187
F
10 18 27 36 43 47 52 60 61 62 65 72 73 77 79 94 141 152 171 187
BAND
5.35 4.28 4.81 4.81 3.74 2.14 2.67 4.28 0.53 0.53 1.60 3.74 0.53 2.14 1.07 8.02 25.13 5.88 10.16 8.56
CUM.
5.35 9.63 14.44 19.25 22.99 25.13 27.81 32.09 32.62 33.16 34.76 38.50 39.04 41.18 42.25 50.27 75.40 81.28 91.44 100.00
PERCENTAGE rp
450.30 428.47 781.17 134.74 93.13 838.83 136.28 1,684.56 0.00 14.47 509.24 3,519.71 43.22 1,026.96 7,538.66 3,096.69 2,363.58 2,049.20 16,506.89 599.63 41,815.75
RP
450.30 878.77 1,659.94 1,794.68 1,887.81 2,726.64 2,862.92 4,547.48 4,547.48 4,561.94 5,071.19 8,590.90 8,634.13 9,661.09 17,199.74 20,296.44 22,660.02 24,709.22 41,216.12 41,815.75
BAND
PERCENTAGE
CUM.
BAND
1.08 1.08 1.02 2.10 1.87 3.97 0.32 4.29 0.22 4.51 2.01 6.52 0.33 6.85 4.03 10.88 0.00 10.88 0.03 10.91 1.22 12.13 8.42 20.54 0.10 20.65 2.46 23.10 18.03 41.13 7.41 48.54 5.65 54.19 4.90 59.09 39.48 98.57 1.43 100.00
8.09 49.53 37.03 6.48 2.92 48.29 5.06 76.58 0.00 0.93 22.68 133.94 1.84 31.10 211.44 37.97 16.37 17.78 92.56 2.48
CUM
8.09 13.66 19.43 16.90 13.67 17.54 15.69 22.25 20.20 18.95 19.27 29.68 27.59 27.93 45.08 43.82 37.30 34.19 45.74 36.58 36.58
Page 48 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
118 135 118 63 70 35 31 22 7 5 2 10 5 10 4 5 0 5 0 0 645
F
BAND
118 253 371 434 504 539 570 592 599 604 606 616 621 631 635 640 640 645 645 645
CUM.
18.29 18.29 20.93 39.22 18.29 57.52 9.77 67.29 10.85 78.14 5.43 83.57 4.81 88.37 3.41 91.78 1.09 92.87 0.78 93.64 0.31 93.95 1.55 95.50 0.78 96.28 1.55 97.83 0.62 98.45 0.78 99.22 0.00 99.22 0.78 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
8.33 25.10 47.36 45.93 74.54 64.26 80.87 31.63 14.67 13.91 10.52 48.31 30.92 118.04 32.39 57.80 0.00 381.21 0.00 0.00 1,085.77
RP
8.33 33.43 80.79 126.72 201.26 265.52 346.38 378.02 392.68 406.59 417.11 465.42 496.33 614.37 646.76 704.56 704.56 1,085.77 1,085.77 1,085.77
BAND
0.77 2.31 4.36 4.23 6.87 5.92 7.45 2.91 1.35 1.28 0.97 4.45 2.85 10.87 2.98 5.32 0.00 35.11 0.00 0.00
CUM.
0.77 3.08 7.44 11.67 18.54 24.45 31.90 34.82 36.17 37.45 38.42 42.87 45.71 56.58 59.57 64.89 64.89 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 2
BAND
0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 2 2 2
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 40.47 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 42.17 0.00 0.00 82.64
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 40.47 40.47 40.47 40.47 40.47 40.47 40.47 40.47 40.47 82.64 82.64 82.64
BAND
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.97 48.97 0.00 48.97 0.00 48.97 0.00 48.97 0.00 48.97 0.00 48.97 0.00 48.97 0.00 48.97 0.00 48.97 51.03 100.00 0.00 100.00 0.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 275.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.06 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.31 9.95 9.70 8.70 8.15 6.59 6.26 5.74 5.74 7.61 7.61 7.61 7.61
Page 49 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
302 182 159 77 64 53 28 15 8 6 4 2 2 2 0 1 0 0 2 0 907
F
BAND
302 484 643 720 784 837 865 880 888 894 898 900 902 904 904 905 905 905 907 907
CUM.
33.30 33.30 20.07 53.36 17.53 70.89 8.49 79.38 7.06 86.44 5.84 92.28 3.09 95.37 1.65 97.02 0.88 97.91 0.66 98.57 0.44 99.01 0.22 99.23 0.22 99.45 0.22 99.67 0.00 99.67 0.11 99.78 0.00 99.78 0.00 99.78 0.22 100.00 0.00 100.00
PERCENTAGE rp
27.25 37.01 69.75 72.29 100.61 112.17 68.36 72.23 35.08 34.75 28.08 25.30 43.85 28.07 0.00 15.20 0.00 0.00 595.27 0.00 1,365.26
RP
27.25 64.26 134.01 206.29 306.91 419.07 487.44 559.67 594.75 629.50 657.57 682.87 726.72 754.79 754.79 769.99 769.99 769.99 1,365.26 1,365.26
BAND
2.00 2.71 5.11 5.29 7.37 8.22 5.01 5.29 2.57 2.55 2.06 1.85 3.21 2.06 0.00 1.11 0.00 0.00 43.60 0.00
CUM.
2.00 4.71 9.82 15.11 22.48 30.70 35.70 40.99 43.56 46.11 48.16 50.02 53.23 55.29 55.29 56.40 56.40 56.40 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2
BAND
0 0 0 0 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2
0.00 0.00 0.00 0.00 50.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
rp
RP
0.00 0.00 0.00 0.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 162.40 371.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 162.40 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32 534.32
534.32
BAND
0.00 0.00 0.00 0.00 30.39 69.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 30.39 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 161.41 331.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 52.92 127.50 109.62 95.47 89.84 84.88 81.26 78.25 73.52 70.79 70.79 69.39 69.39 69.39 39.14 39.14 39.14
Page 50 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
725 1,079 1,395 879 779 309 209 144 85 70 38 62 34 65 41 67 76 27 42 19 6,145
F
725 1,804 3,199 4,078 4,857 5,166 5,375 5,519 5,604 5,674 5,712 5,774 5,808 5,873 5,914 5,981 6,057 6,084 6,126 6,145
BAND
CUM.
11.80 11.80 17.56 29.36 22.70 52.06 14.30 66.36 12.68 79.04 5.03 84.07 3.40 87.47 2.34 89.81 1.38 91.20 1.14 92.34 0.62 92.95 1.01 93.96 0.55 94.52 1.06 95.57 0.67 96.24 1.09 97.33 1.24 98.57 0.44 99.01 0.68 99.69 0.31 100.00
PERCENTAGE rp
807.65 167.60 573.98 736.69 1,240.07 678.27 560.16 603.77 26.72 398.28 231.90 447.41 277.06 625.28 570.39 1,169.79 2,425.15 1,568.36 3,262.52 909.20 17,226.80
RP
807.65 975.25 1,549.23 2,285.92 3,525.99 4,204.26 4,764.42 5,368.19 5,341.47 5,739.76 5,971.66 6,419.06 6,696.12 7,321.40 7,891.79 9,061.58 11,486.72 13,055.08 16,317.60 17,226.80
BAND
4.69 0.97 3.33 4.28 7.20 3.94 3.25 3.50 0.16 2.31 1.35 2.60 1.61 3.63 3.31 6.79 14.08 9.10 18.94 5.28
CUM.
4.69 5.66 8.99 13.27 20.47 24.41 27.66 31.16 31.01 33.32 34.66 37.26 38.87 42.50 45.81 52.60 66.68 75.78 94.72 100.00
PERCENTAGE f
F
0 2 0 2 1 1 2 0 0 0 0 0 0 0 0 8 4 3 2 0 25
0 2 2 4 5 6 8 8 8 8 8 8 8 8 8 16 20 23 25 25
BAND
0.00 8.00 0.00 8.00 4.00 4.00 8.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 32.00 16.00 12.00 8.00 0.00
CUM.
0.00 8.00 8.00 16.00 20.00 24.00 32.00 32.00 32.00 32.00 32.00 32.00 32.00 32.00 32.00 64.00 80.00 92.00 100.00 100.00
PERCENTAGE rp
0.00 54.80 0.00 227.45 21.82 708.92 1,243.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10,876.78 19,101.22 10,569.01 87.69 0.00 42,891.04
RP
0.00 54.80 54.80 282.25 304.07 1,012.99 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 2,256.34 13,133.12 32,234.34 42,803.35 42,891.04 42,891.04
BAND
PERCENTAGE
CUM.
BAND
0.00 0.00 0.13 0.13 0.00 0.13 0.53 0.66 0.05 0.71 1.65 2.36 2.90 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 0.00 5.26 25.36 30.62 44.53 75.15 24.64 99.80 0.20 100.00 0.00 100.00
0.00 32.70 0.00 30.87 1.76 104.52 221.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 929.81 787.63 673.89 2.69 0.00
CUM
0.00 5.62 3.54 12.35 8.62 24.09 47.36 42.03 42.24 39.31 37.78 35.15 33.70 30.82 28.59 144.93 280.62 327.87 262.85 248.98 248.98
Page 51 of 204
RISK AND LOSS PROFILE 2004
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
DATA POSITION FROM
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
125,333 123,015 135,868 74,102 74,806 34,749 24,829 17,701 9,870 5,395 4,331 4,829 3,450 4,247 2,711 4,219 3,499 1,623 1,568 416 656,561
F
125,333 248,348 384,216 458,318 533,124 567,873 592,702 610,403 620,273 625,668 629,999 634,828 638,278 642,525 645,236 649,455 652,954 654,577 656,145 656,561
BAND
CUM.
19.09 19.09 18.74 37.83 20.69 58.52 11.29 69.81 11.39 81.20 5.29 86.49 3.78 90.27 2.70 92.97 1.50 94.47 0.82 95.29 0.66 95.95 0.74 96.69 0.53 97.22 0.65 97.86 0.41 98.28 0.64 98.92 0.53 99.45 0.25 99.70 0.24 99.94 0.06 100.00
PERCENTAGE rp
76,849.87 29,429.60 58,924.91 52,594.01 84,504.86 66,990.84 65,242.70 67,318.07 45,803.08 27,431.56 26,636.99 36,612.88 31,628.19 51,235.47 38,264.02 87,412.66 128,301.40 106,207.23 215,667.12 289,627.57
RP
76,849.87 106,279.47 165,204.38 217,798.39 302,303.25 369,294.09 434,536.79 501,854.87 547,657.95 575,089.51 601,726.50 638,339.37 669,967.56 721,203.03 759,467.04 846,879.71 975,181.11 1,081,388.34 1,297,055.45 1,586,683.02
1,586,683.02
BAND
CUM.
4.84 4.84 1.85 6.70 3.71 10.41 3.31 13.73 5.33 19.05 4.22 23.27 4.11 27.39 4.24 31.63 2.89 34.52 1.73 36.24 1.68 37.92 2.31 40.23 1.99 42.22 3.23 45.45 2.41 47.87 5.51 53.37 8.09 61.46 6.69 68.15 13.59 81.75 18.25 100.00
PERCENTAGE f
342 188 253 155 250 118 118 131 127 80 48 230 72 176 149 250 271 203 224 346 3,731
F
342 530 783 938 1,188 1,306 1,424 1,555 1,682 1,762 1,810 2,040 2,112 2,288 2,437 2,687 2,958 3,161 3,385 3,731
BAND
CUM.
9.17 9.17 5.04 14.21 6.78 20.99 4.15 25.14 6.70 31.84 3.16 35.00 3.16 38.17 3.51 41.68 3.40 45.08 2.14 47.23 1.29 48.51 6.16 54.68 1.93 56.61 4.72 61.32 3.99 65.32 6.70 72.02 7.26 79.28 5.44 84.72 6.00 90.73 9.27 100.00
PERCENTAGE rp
45,976.49 15,921.61 14,623.20 23,714.21 34,103.40 12,883.76 17,123.53 18,813.52 16,266.03 14,864.35 7,850.41 13,770.41 16,618.96 52,682.49 42,774.86 89,165.66 76,529.00 103,701.54 164,522.26 174,400.55 956,306.22
RP
BAND
CUM.
PERCENTAGE BAND
45,976.49 4.81 4.81 59.83 61,898.10 1.66 6.47 54.10 76,521.30 1.53 8.00 24.82 100,235.50 2.48 10.48 45.09 134,338.90 3.57 14.05 40.36 147,222.65 1.35 15.39 19.23 164,346.18 1.79 17.19 26.25 183,159.71 1.97 19.15 27.95 199,425.74 1.70 20.85 35.51 214,290.09 1.55 22.41 54.19 222,140.49 0.82 23.23 29.47 235,910.90 1.44 24.67 37.61 252,529.87 1.74 26.41 52.54 305,212.35 5.51 31.92 102.82 347,987.21 4.47 36.39 111.79 437,152.87 9.32 45.71 102.01 513,681.87 8.00 53.72 59.65 617,383.41 10.84 64.56 97.64 781,905.67 17.20 81.76 76.29 956,306.22 18.24 100.00 60.22
CUM
59.83 58.24 46.32 46.02 44.44 39.87 37.82 36.50 36.41 37.26 36.92 36.96 37.69 42.32 45.82 51.62 52.68 57.09 60.28 60.27 60.27
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.458.831.887,07,- Freq. Klaim 357 ( Data not Include Claim Fire no Policy Rp. 1.458.831.887,07 - Freq Claim 357 )
Page 52 of 204
RISK AND LOSS PROFILE 2004 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 391143 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2004
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
120,986 120,970 131,953 70,881 69,903 31,660 22,216 15,120 8,115 4,188 3,176 3,379 2,288 2,675 1,504 2,058 1,425 564 488 99 613,648
F
120,986 241,956 373,909 444,790 514,693 546,353 568,569 583,689 591,804 595,992 599,168 602,547 604,835 607,510 609,014 611,072 612,497 613,061 613,549 613,648
BAND
CUM.
19.72 19.72 19.71 39.43 21.50 60.93 11.55 72.48 11.39 83.87 5.16 89.03 3.62 92.65 2.46 95.12 1.32 96.44 0.68 97.12 0.52 97.64 0.55 98.19 0.37 98.56 0.44 99.00 0.25 99.24 0.34 99.58 0.23 99.81 0.09 99.90 0.08 99.98 0.02 100.00
PERCENTAGE rp
52,341.99 28,543.72 56,953.07 50,117.78 79,145.96 62,924.01 59,998.77 59,970.08 36,616.57 22,574.54 21,732.53 28,796.68 23,414.78 37,642.29 25,259.24 51,668.57 59,898.94 38,256.71 92,493.54 69,071.96 957,421.72
RP
52,341.99 80,885.71 137,838.79 187,956.56 267,102.52 330,026.52 390,025.30 449,995.37 486,611.94 509,186.49 530,919.02 559,715.70 583,130.47 620,772.76 646,032.00 697,700.58 757,599.51 795,856.22 888,349.76 957,421.72
BAND
5.47 2.98 5.95 5.23 8.27 6.57 6.27 6.26 3.82 2.36 2.27 3.01 2.45 3.93 2.64 5.40 6.26 4.00 9.66 7.21
PERCENTAGE
CUM.
f
F
5.47 8.45 14.40 19.63 27.90 34.47 40.74 47.00 50.83 53.18 55.45 58.46 60.91 64.84 67.48 72.87 79.13 83.12 92.79 100.00
217 160 202 119 189 83 87 80 89 39 35 148 37 95 68 123 81 64 54 45
217 377 579 698 887 970 1,057 1,137 1,226 1,265 1,300 1,448 1,485 1,580 1,648 1,771 1,852 1,916 1,970 2,015
2,015
BAND
CUM.
10.77 10.77 7.94 18.71 10.02 28.73 5.91 34.64 9.38 44.02 4.12 48.14 4.32 52.46 3.97 56.43 4.42 60.84 1.94 62.78 1.74 64.52 7.34 71.86 1.84 73.70 4.71 78.41 3.37 81.79 6.10 87.89 4.02 91.91 3.18 95.09 2.68 97.77 2.23 100.00
PERCENTAGE rp
20,508.13 14,951.41 13,010.66 22,551.69 13,166.53 10,837.53 16,224.67 15,262.13 14,825.15 8,053.11 4,766.05 11,037.96 14,893.94 20,471.04 12,903.25 62,060.89 14,529.12 67,686.57 68,728.51 6,289.38 432,757.71
RP
20,508.13 35,459.54 48,470.20 71,021.89 84,188.42 95,025.95 111,250.62 126,512.75 141,337.90 149,391.01 154,157.06 165,195.01 180,088.95 200,559.99 213,463.24 275,524.13 290,053.25 357,739.82 426,468.33 432,757.71
BAND
4.74 3.45 3.01 5.21 3.04 2.50 3.75 3.53 3.43 1.86 1.10 2.55 3.44 4.73 2.98 14.34 3.36 15.64 15.88 1.45
PERCENTAGE
CUM.
BAND
4.74 8.19 11.20 16.41 19.45 21.96 25.71 29.23 32.66 34.52 35.62 38.17 41.61 46.34 49.33 63.67 67.02 82.67 98.55 100.00
39.18 52.38 22.84 45.00 16.64 17.22 27.04 25.45 40.49 35.67 21.93 38.33 63.61 54.38 51.08 120.11 24.26 176.93 74.31 9.11
CUM
39.18 43.84 35.16 37.79 31.52 28.79 28.52 28.11 29.05 29.34 29.04 29.51 30.88 32.31 33.04 39.49 38.29 44.95 48.01 45.20 45.20
Page 53 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2004
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,099 1,498 3,049 2,393 3,357 2,170 1,914 1,850 1,249 794 768 976 803 1,062 814 1,411 1,346 661 663 201 30,078
F
3,099 4,597 7,646 10,039 13,396 15,566 17,480 19,330 20,579 21,373 22,141 23,117 23,920 24,982 25,796 27,207 28,553 29,214 29,877 30,078
BAND
CUM.
10.30 10.30 4.98 15.28 10.14 25.42 7.96 33.38 11.16 44.54 7.21 51.75 6.36 58.12 6.15 64.27 4.15 68.42 2.64 71.06 2.55 73.61 3.24 76.86 2.67 79.53 3.53 83.06 2.71 85.76 4.69 90.45 4.48 94.93 2.20 97.13 2.20 99.33 0.67 100.00
PERCENTAGE rp
19,215.49 772.12 1,730.88 2,022.03 4,452.76 3,270.54 4,348.07 6,085.41 7,759.54 4,078.37 4,043.09 5,978.56 6,682.34 10,723.96 10,406.41 27,300.02 49,362.54 45,932.83 85,662.85 187,857.31 487,685.12
RP
19,215.49 19,987.60 21,718.49 23,740.51 28,193.28 31,463.82 35,811.88 41,897.29 49,656.83 53,735.20 57,778.29 63,756.85 70,439.20 81,163.15 91,569.56 118,869.59 168,232.13 214,164.96 299,827.81 487,685.12
BAND
CUM.
3.94 3.94 0.16 4.10 0.35 4.45 0.41 4.87 0.91 5.78 0.67 6.45 0.89 7.34 1.25 8.59 1.59 10.18 0.84 11.02 0.83 11.85 1.23 13.07 1.37 14.44 2.20 16.64 2.13 18.78 5.60 24.37 10.12 34.50 9.42 43.91 17.57 61.48 38.52 100.00
PERCENTAGE f
125 28 51 36 61 34 29 50 37 38 13 81 34 81 81 125 189 132 168 301 1,694
F
125 153 204 240 301 335 364 414 451 489 502 583 617 698 779 904 1,093 1,225 1,393 1,694
BAND
CUM.
7.38 1.65 3.01 2.13 3.60 2.01 1.71 2.95 2.18 2.24 0.77 4.78 2.01 4.78 4.78 7.38 11.16 7.79 9.92 17.77
7.38 9.03 12.04 14.17 17.77 19.78 21.49 24.44 26.62 28.87 29.63 34.42 36.42 41.20 45.99 53.36 64.52 72.31 82.23 100.00
PERCENTAGE rp
25,468.35 970.20 1,612.54 1,162.51 20,936.87 1,986.03 667.46 3,503.05 1,395.75 5,775.99 3,084.36 2,541.80 1,725.03 32,211.45 29,871.61 26,291.40 61,651.75 32,376.68 94,664.65 168,111.16 516,008.65
RP
25,468.35 26,438.56 28,051.10 29,213.61 50,150.48 52,136.51 52,803.97 56,307.02 57,702.77 63,478.76 66,563.12 69,104.92 70,829.94 103,041.39 132,913.00 159,204.40 220,856.16 253,232.84 347,897.49 516,008.65
BAND
CUM.
4.94 4.94 0.19 5.12 0.31 5.44 0.23 5.66 4.06 9.72 0.38 10.10 0.13 10.23 0.68 10.91 0.27 11.18 1.12 12.30 0.60 12.90 0.49 13.39 0.33 13.73 6.24 19.97 5.79 25.76 5.10 30.85 11.95 42.80 6.27 49.08 18.35 67.42 32.58 100.00
PERCENTAGE BAND
132.54 125.65 93.16 57.49 470.20 60.72 15.35 57.56 17.99 141.62 76.29 42.52 25.81 300.37 287.05 96.31 124.90 70.49 110.51 89.49
CUM
132.54 132.27 129.16 123.05 177.88 165.70 147.45 134.39 116.20 118.13 115.20 108.39 100.55 126.96 145.15 133.93 131.28 118.24 116.03 105.81 105.81
Page 54 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM
01/01/2004
:
15/06/2007
DATE
:
15/07/2007
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
11 5 1 4 10 6 12 16 15 15 6 14 5 12 18 50 28 21 15 0 264
11 16 17 21 31 37 49 65 80 95 101 115 120 132 150 200 228 249 264 264
BAND
CUM.
4.17 4.17 1.89 6.06 0.38 6.44 1.52 7.95 3.79 11.74 2.27 14.02 4.55 18.56 6.06 24.62 5.68 30.30 5.68 35.98 2.27 38.26 5.30 43.56 1.89 45.45 4.55 50.00 6.82 56.82 18.94 75.76 10.61 86.36 7.95 94.32 5.68 100.00 0.00 100.00
PERCENTAGE rp
173.73 0.16 0.17 1.21 5.30 2.88 13.76 18.09 25.37 45.06 16.93 66.84 21.83 61.40 157.10 958.10 749.49 1,778.97 2,842.31 0.00 6,938.68
RP
173.73 173.89 174.06 175.27 180.56 183.45 197.20 215.29 240.66 285.72 302.65 369.49 391.32 452.72 609.81 1,567.92 2,317.41 4,096.38 6,938.68 6,938.68
BAND
2.50 0.00 0.00 0.02 0.08 0.04 0.20 0.26 0.37 0.65 0.24 0.96 0.31 0.88 2.26 13.81 10.80 25.64 40.96 0.00
CUM.
2.50 2.51 2.51 2.53 2.60 2.64 2.84 3.10 3.47 4.12 4.36 5.33 5.64 6.52 8.79 22.60 33.40 59.04 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 1 0 0 2 0 0 0 0 0 0 0 2 0 0 5
BAND
0 0 0 0 0 0 1 1 1 3 3 3 3 3 3 3 3 5 5 5
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 0.00 20.00 0.00 20.00 40.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 40.00 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 221.68 0.00 0.00 714.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3,391.08 0.00 0.00 4,327.58
RP
0.00 0.00 0.00 0.00 0.00 0.00 221.68 221.68 221.68 936.50 936.50 936.50 936.50 936.50 936.50 936.50 936.50 4,327.58 4,327.58 4,327.58
BAND
0.00 0.00 0.00 0.00 0.00 0.00 5.12 0.00 0.00 16.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 78.36 0.00 0.00
CUM.
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.12 1,611.58 5.12 0.00 5.12 0.00 21.64 1,586.37 21.64 0.00 21.64 0.00 21.64 0.00 21.64 0.00 21.64 0.00 21.64 0.00 21.64 0.00 100.00 190.62 100.00 0.00 100.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 112.41 102.97 92.12 327.77 309.43 253.46 239.32 206.86 153.57 59.73 40.41 105.64 62.37 62.37 62.37
Page 55 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
DATA POSITION FROM
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,237 542 865 824 1,536 913 687 715 491 398 381 460 354 498 375 700 700 377 402 116 12,571
F
1,237 1,779 2,644 3,468 5,004 5,917 6,604 7,319 7,810 8,208 8,589 9,049 9,403 9,901 10,276 10,976 11,676 12,053 12,455 12,571
BAND
CUM.
9.84 9.84 4.31 14.15 6.88 21.03 6.55 27.59 12.22 39.81 7.26 47.07 5.46 52.53 5.69 58.22 3.91 62.13 3.17 65.29 3.03 68.32 3.66 71.98 2.82 74.80 3.96 78.76 2.98 81.74 5.57 87.31 5.57 92.88 3.00 95.88 3.20 99.08 0.92 100.00
PERCENTAGE rp
RP
5,118.66 5,118.66 113.61 5,232.26 240.78 5,473.05 453.00 5,926.05 900.85 6,826.90 793.41 7,620.31 882.11 8,502.41 1,244.49 9,746.91 1,401.61 11,148.52 733.59 11,882.11 844.43 12,726.54 1,770.79 14,497.33 1,509.24 16,006.57 2,807.82 18,814.39 2,441.27 21,255.66 7,485.96 28,741.63 18,290.43 47,032.05 20,238.73 67,270.78 34,668.42 101,939.20 32,698.30 134,637.50 134,637.50
BAND
3.80 0.08 0.18 0.34 0.67 0.59 0.66 0.92 1.04 0.54 0.63 1.32 1.12 2.09 1.81 5.56 13.58 15.03 25.75 24.29
CUM.
3.80 3.89 4.07 4.40 5.07 5.66 6.32 7.24 8.28 8.83 9.45 10.77 11.89 13.97 15.79 21.35 34.93 49.96 75.71 100.00
PERCENTAGE f
F
0 0 0 0 0 1 1 1 1 1 0 1 1 0 0 2 1 5 2 0 17
BAND
0 0 0 0 0 1 2 3 4 5 5 6 7 7 7 9 10 15 17 17
CUM.
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.88 5.88 60.20 5.88 11.76 9.72 5.88 17.65 48.34 5.88 23.53 45.14 5.88 29.41 320.44 0.00 29.41 0.00 5.88 35.29 190.66 5.88 41.18 0.00 0.00 41.18 0.00 0.00 41.18 0.00 11.76 52.94 813.37 5.88 58.82 348.13 29.41 88.24 247.20 11.76 100.00 1,129.10 0.00 100.00 0.00 3,212.28
RP
0.00 0.00 0.00 0.00 0.00 60.20 69.92 118.25 163.39 483.82 483.82 674.48 674.48 674.48 674.48 1,487.85 1,835.97 2,083.18 3,212.28 3,212.28
BAND
0.00 0.00 0.00 0.00 0.00 1.87 0.30 1.50 1.41 9.98 0.00 5.94 0.00 0.00 0.00 25.32 10.84 7.70 35.15 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 1.87 2.18 3.68 5.09 15.06 15.06 21.00 21.00 21.00 21.00 46.32 57.15 64.85 100.00 100.00
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 0.00 7.59 1.10 3.88 3.22 43.68 0.00 10.77 0.00 0.00 0.00 10.87 1.90 1.22 3.26 0.00
0.00 0.00 0.00 0.00 0.00 0.79 0.82 1.21 1.47 4.07 3.80 4.65 4.21 3.58 3.17 5.18 3.90 3.10 3.15 0.02 00.02
Page 56 of 204
RISK AND LOSS PROFILE 2004 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
40 16 34 20 36 23 32 27 15 15 7 12 10 18 12 20 19 16 29 10 411
40 56 90 110 146 169 201 228 243 258 265 277 287 305 317 337 356 372 401 411
BAND
CUM.
9.73 9.73 3.89 13.63 8.27 21.90 4.87 26.76 8.76 35.52 5.60 41.12 7.79 48.91 6.57 55.47 3.65 59.12 3.65 62.77 1.70 64.48 2.92 67.40 2.43 69.83 4.38 74.21 2.92 77.13 4.87 82.00 4.62 86.62 3.89 90.51 7.06 97.57 2.43 100.00
PERCENTAGE rp
RP
174.64 174.64 4.35 178.99 10.22 189.20 10.93 200.13 44.30 244.43 24.68 269.11 71.95 341.06 127.72 468.77 45.54 514.31 35.57 549.88 20.76 570.64 62.47 633.11 77.33 710.44 181.13 891.57 145.26 1,036.83 376.06 1,412.89 1,064.23 2,477.11 1,138.62 3,615.74 4,048.91 7,664.64 2,823.72 10,488.36 10,488.36
BAND
1.67 0.04 0.10 0.10 0.42 0.24 0.69 1.22 0.43 0.34 0.20 0.60 0.74 1.73 1.38 3.59 10.15 10.86 38.60 26.92
PERCENTAGE f
F
1.67 1.71 1.80 1.91 2.33 2.57 3.25 4.47 4.90 5.24 5.44 6.04 6.77 8.50 9.89 13.47 23.62 34.47 73.08 100.00
9 0 0 0 0 1 0 1 1 0 0 0 0 1 0 6 2 3 4 29
9 15.79 15.79 476.48 476.48 9 0.00 15.79 0.00 476.48 9 0.00 15.79 0.00 476.48 9 0.00 15.79 0.00 476.48 9 0.00 15.79 0.00 476.48 10 1.75 17.54 82.36 558.84 10 0.00 17.54 0.00 558.84 11 1.75 19.30 180.11 738.95 12 1.75 21.05 0.00 738.95 12 0.00 21.05 0.00 738.95 12 0.00 21.05 0.00 738.95 12 0.00 21.05 0.00 738.95 12 0.00 21.05 0.00 738.95 13 1.75 22.81 11.05 750.00 13 0.00 22.81 0.00 750.00 19 10.53 33.33 605.37 1,355.38 21 3.51 36.84 474.12 1,829.50 24 5.26 42.11 2,038.32 3,867.82 28 7.02 49.12 3,089.83 6,957.65 57 50.88 100.00 13,986.56 20,944.21
57
BAND
CUM.
PERCENTAGE
CUM.
rp
20,944.21
RP
BAND
CUM.
2.27 2.27 0.00 2.27 0.00 2.27 0.00 2.27 0.00 2.27 0.39 2.67 0.00 2.67 0.86 3.53 0.00 3.53 0.00 3.53 0.00 3.53 0.00 3.53 0.00 3.53 0.05 3.58 0.00 3.58 2.89 6.47 2.26 8.74 9.73 18.47 14.75 33.22 66.78 100.00
PERCENTAGE BAND
272.84 0.00 0.00 0.00 0.00 333.78 0.00 141.02 0.00 0.00 0.00 0.00 0.00 6.10 0.00 160.98 44.55 179.02 76.31 495.32
CUM
272.84 266.21 251.83 238.08 194.93 207.66 163.86 157.63 143.68 134.38 129.49 116.72 104.01 84.12 72.34 95.93 73.86 106.97 90.78 199.69 199.69
Page 57 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
155 64 96 59 77 51 56 51 39 29 31 52 33 40 34 72 96 43 57 27 1,162
F
155 219 315 374 451 502 558 609 648 677 708 760 793 833 867 939 1,035 1,078 1,135 1,162
BAND
CUM.
13.34 13.34 5.51 18.85 8.26 27.11 5.08 32.19 6.63 38.81 4.39 43.20 4.82 48.02 4.39 52.41 3.36 55.77 2.50 58.26 2.67 60.93 4.48 65.40 2.84 68.24 3.44 71.69 2.93 74.61 6.20 80.81 8.26 89.07 3.70 92.77 4.91 97.68 2.32 100.00
PERCENTAGE rp
RP
1,719.47 1,719.47 13.75 1,733.22 53.30 1,786.52 38.30 1,824.82 75.45 1,900.27 67.39 1,967.66 77.53 2,045.20 97.23 2,142.43 85.15 2,227.58 88.95 2,316.53 152.03 2,468.56 217.18 2,685.75 141.50 2,827.25 252.46 3,079.71 268.68 3,348.39 1,087.60 4,435.99 2,221.90 6,657.89 1,793.09 8,450.98 4,944.84 13,395.82 7,770.45 21,166.27 21,166.27
BAND
8.12 0.06 0.25 0.18 0.36 0.32 0.37 0.46 0.40 0.42 0.72 1.03 0.67 1.19 1.27 5.14 10.50 8.47 23.36 36.71
CUM.
8.12 8.19 8.44 8.62 8.98 9.30 9.66 10.12 10.52 10.94 11.66 12.69 13.36 14.55 15.82 20.96 31.46 39.93 63.29 100.00
PERCENTAGE f
F
3 0 1 1 1 0 0 0 1 1 1 0 1 1 0 3 6 5 7 8 40
3 3 4 5 6 6 6 6 7 8 9 9 10 11 11 14 20 25 32 40
BAND
CUM.
PERCENTAGE rp
7.50 7.50 361.56 0.00 7.50 0.00 2.50 10.00 2.71 2.50 12.50 0.65 2.50 15.00 110.40 0.00 15.00 0.00 0.00 15.00 0.00 0.00 15.00 0.00 2.50 17.50 229.78 2.50 20.00 59.57 2.50 22.50 18.20 0.00 22.50 0.00 2.50 25.00 4.93 2.50 27.50 1,046.32 0.00 27.50 0.00 7.50 35.00 3,206.95 15.00 50.00 274.00 12.50 62.50 171.71 17.50 80.00 3,064.44 20.00 100.00 10,486.52 19,037.75
RP
361.56 361.56 364.26 364.92 475.32 475.32 475.32 475.32 705.10 764.68 782.88 782.88 787.81 1,834.13 1,834.13 5,041.08 5,315.07 5,486.78 8,551.22 19,037.75
BAND
1.90 0.00 0.01 0.00 0.58 0.00 0.00 0.00 1.21 0.31 0.10 0.00 0.03 5.50 0.00 16.85 1.44 0.90 16.10 55.08
PERCENTAGE
CUM.
BAND
CUM
1.90 1.90 1.91 1.92 2.50 2.50 2.50 2.50 3.70 4.02 4.11 4.11 4.14 9.63 9.63 26.48 27.92 28.82 44.92 100.00
21.03 0.00 5.08 1.71 146.33 0.00 0.00 0.00 269.85 66.98 11.97 0.00 3.49 414.44 0.00 294.87 12.33 9.58 61.97 134.95
21.03 20.86 20.39 20.00 25.01 24.16 23.24 22.19 31.65 33.01 31.71 29.15 27.86 59.56 54.78 113.64 79.83 64.92 63.84 89.94 89.94
Page 58 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 22
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
Metals
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
386 227 368 310 477 355 321 303 237 146 122 212 171 238 191 383 300 165 192 44 5,148
F
386 613 981 1,291 1,768 2,123 2,444 2,747 2,984 3,130 3,252 3,464 3,635 3,873 4,064 4,447 4,747 4,912 5,104 5,148
BAND
CUM.
PERCENTAGE rp
7.50 7.50 6,277.01 4.41 11.91 54.80 7.15 19.06 126.49 6.02 25.08 257.30 9.27 34.34 598.95 6.90 41.24 423.31 6.24 47.47 9,341.20 5.89 53.36 611.97 4.60 57.96 3,351.66 2.84 60.80 530.43 2.37 63.17 1,245.38 4.12 67.29 1,284.24 3.32 70.61 1,350.58 4.62 75.23 1,889.77 3.71 78.94 2,197.26 7.44 86.38 4,705.22 5.83 92.21 8,050.75 3.21 95.42 7,756.51 3.73 99.15 15,143.25 0.85 100.00 5,476.22 70,672.28
RP
6,277.01 6,331.81 6,458.30 6,715.60 7,314.55 7,737.85 17,079.05 17,691.02 21,042.68 21,573.10 22,818.48 24,102.73 25,453.30 27,343.07 29,540.34 34,245.56 42,296.30 50,052.81 65,196.06 70,672.28
BAND
8.88 0.08 0.18 0.36 0.85 0.60 13.22 0.87 4.74 0.75 1.76 1.82 1.91 2.67 3.11 6.66 11.39 10.98 21.43 7.75
PERCENTAGE
CUM.
f
8.88 8.96 9.14 9.50 10.35 10.95 24.17 25.03 29.78 30.53 32.29 34.10 36.02 38.69 41.80 48.46 59.85 70.82 92.25 100.00
21 0 1 0 3 1 5 4 3 4 1 2 5 12 9 14 20 18 17 6 146
F
21 21 22 22 25 26 31 35 38 42 43 45 50 62 71 85 105 123 140 146
BAND
CUM.
14.38 14.38 0.00 14.38 0.68 15.07 0.00 15.07 2.05 17.12 0.68 17.81 3.42 21.23 2.74 23.97 2.05 26.03 2.74 28.77 0.68 29.45 1.37 30.82 3.42 34.25 8.22 42.47 6.16 48.63 9.59 58.22 13.70 71.92 12.33 84.25 11.64 95.89 4.11 100.00
PERCENTAGE rp
237.23 0.00 7.85 0.00 62.36 7.21 92.67 1,673.66 37.02 21.83 30.97 236.36 130.35 864.06 133.60 868.51 973.35 22,056.93 3,100.13 518.30 31,052.38
RP
237.23 237.23 245.08 245.08 307.45 314.65 407.33 2,080.99 2,118.00 2,139.83 2,170.80 2,407.16 2,537.51 3,401.56 3,535.16 4,403.67 5,377.02 27,433.95 30,534.09 31,052.38
BAND
0.76 0.00 0.03 0.00 0.20 0.02 0.30 5.39 0.12 0.07 0.10 0.76 0.42 2.78 0.43 2.80 3.13 71.03 9.98 1.67
CUM.
0.76 0.76 0.79 0.79 0.99 1.01 1.31 6.70 6.82 6.89 6.99 7.75 8.17 10.95 11.38 14.18 17.32 88.35 98.33 100.00
PERCENTAGE BAND
3.78 0.00 6.21 0.00 10.41 1.70 0.99 273.49 1.10 4.12 2.49 18.40 9.65 45.72 6.08 18.46 12.09 284.37 20.47 9.46
CUM
3.78 3.75 3.79 3.65 4.20 4.07 2.38 11.76 10.07 9.92 9.51 9.99 9.97 12.44 11.97 12.86 12.71 54.81 46.83 43.94 43.94
Page 59 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
344 161 301 225 426 384 403 411 326 260 246 292 202 308 243 385 355 165 151 40 5,628
F
344 505 806 1,031 1,457 1,841 2,244 2,655 2,981 3,241 3,487 3,779 3,981 4,289 4,532 4,917 5,272 5,437 5,588 5,628
BAND
CUM.
6.11 6.11 2.86 8.97 5.35 14.32 4.00 18.32 7.57 25.89 6.82 32.71 7.16 39.87 7.30 47.17 5.79 52.97 4.62 57.59 4.37 61.96 5.19 67.15 3.59 70.74 5.47 76.21 4.32 80.53 6.84 87.37 6.31 93.67 2.93 96.61 2.68 99.29 0.71 100.00
PERCENTAGE rp
8,005.94 84.27 254.16 297.42 781.76 902.70 1,727.87 1,620.18 1,890.97 1,466.64 1,722.24 2,388.73 2,197.48 4,842.79 4,009.71 8,379.90 14,085.23 11,612.87 22,758.73 20,358.58 109,388.17
RP
8,005.94 8,090.20 8,344.36 8,641.78 9,423.54 10,326.24 12,054.12 13,674.30 15,565.27 17,031.91 18,754.15 21,142.87 23,340.35 28,183.14 32,192.85 40,572.75 54,657.99 66,270.85 89,029.58 109,388.17
BAND
7.32 0.08 0.23 0.27 0.71 0.83 1.58 1.48 1.73 1.34 1.57 2.18 2.01 4.43 3.67 7.66 12.88 10.62 20.81 18.61
CUM.
7.32 7.40 7.63 7.90 8.61 9.44 11.02 12.50 14.23 15.57 17.14 19.33 21.34 25.76 29.43 37.09 49.97 60.58 81.39 100.00
PERCENTAGE f
F
15 6 4 1 17 3 5 6 6 7 4 4 7 9 23 28 12 14 10 4 185
15 21 25 26 43 46 51 57 63 70 74 78 85 94 117 145 157 171 181 185
BAND
CUM.
PERCENTAGE rp
8.11 8.11 14,742.68 3.24 11.35 3,492.40 2.16 13.51 135.80 0.54 14.05 0.85 9.19 23.24 560.31 1.62 24.86 103.61 2.70 27.57 1,117.29 3.24 30.81 1,050.00 3.24 34.05 1,575.99 3.78 37.84 2,432.24 2.16 40.00 64.56 2.16 42.16 105.21 3.78 45.95 4,007.96 4.86 50.81 5,641.78 12.43 63.24 5,682.88 15.14 78.38 6,696.63 6.49 84.86 3,258.49 7.57 92.43 1,021.28 5.41 97.84 5,142.83 2.16 100.00 24,599.97 81,432.76
RP
14,742.68 18,235.08 18,370.88 18,371.73 18,932.05 19,035.65 20,152.94 21,202.95 22,778.93 25,211.17 25,275.73 25,380.94 29,388.89 35,030.68 40,713.55 47,410.19 50,668.67 51,689.96 56,832.79 81,432.76
BAND
18.10 4.29 0.17 0.00 0.69 0.13 1.37 1.29 1.94 2.99 0.08 0.13 4.92 6.93 6.98 8.22 4.00 1.25 6.32 30.21
CUM.
PERCENTAGE BAND
18.10 184.15 22.39 4,144.54 22.56 53.43 22.56 0.29 23.25 71.67 23.38 11.48 24.75 64.66 26.04 64.81 27.97 83.34 30.96 165.84 31.04 3.75 31.17 4.40 36.09 182.39 43.02 116.50 50.00 141.73 58.22 79.91 62.22 23.13 63.48 8.79 69.79 22.60 100.00 120.83
CUM
184.15 225.40 220.16 212.59 200.90 184.34 167.19 155.06 146.34 148.02 134.77 120.04 125.91 124.30 126.47 116.85 92.70 78.00 63.84 74.44 74.44
Page 60 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
Textiles
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
851 862 1,250 980 1,285 792 665 562 394 216 227 251 185 270 222 344 284 158 170 26 9,994
F
BAND
CUM.
PERCENTAGE rp
RP
851 8.52 8.52 6,078.66 6,078.66 1,713 8.63 17.14 336.09 6,414.75 2,963 12.51 29.65 972.29 7,387.05 3,943 9.81 39.45 1,053.08 8,440.13 5,228 12.86 52.31 1,787.49 10,227.62 6,020 7.92 60.24 1,748.42 11,976.04 6,685 6.65 66.89 1,866.07 13,842.11 7,247 5.62 72.51 2,409.69 16,251.80 7,641 3.94 76.46 2,308.30 18,560.10 7,857 2.16 78.62 1,653.96 20,214.06 8,084 2.27 80.89 1,622.85 21,836.90 8,335 2.51 83.40 1,935.49 23,772.39 8,520 1.85 85.25 1,779.71 25,552.10 8,790 2.70 87.95 3,353.70 28,905.80 9,012 2.22 90.17 1,683.12 30,588.92 9,356 3.44 93.62 7,451.13 38,040.05 9,640 2.84 96.46 9,510.34 47,550.39 9,798 1.58 98.04 10,624.31 58,174.70 9,968 1.70 99.74 17,539.47 75,714.17 9,994 0.26 100.00 4,106.06 79,820.23 79,820.23
BAND
7.62 0.42 1.22 1.32 2.24 2.19 2.34 3.02 2.89 2.07 2.03 2.42 2.23 4.20 2.11 9.33 11.91 13.31 21.97 5.14
PERCENTAGE
CUM.
f
7.62 8.04 9.25 10.57 12.81 15.00 17.34 20.36 23.25 25.32 27.36 29.78 32.01 36.21 38.32 47.66 59.57 72.88 94.86 100.00
32 0 3 3 4 1 6 9 4 5 3 14 4 27 21 35 62 37 31 1 302
F
32 32 35 38 42 43 49 58 62 67 70 84 88 115 136 171 233 270 301 302
BAND
CUM.
10.60 10.60 0.00 10.60 0.99 11.59 0.99 12.58 1.32 13.91 0.33 14.24 1.99 16.23 2.98 19.21 1.32 20.53 1.66 22.19 0.99 23.18 4.64 27.81 1.32 29.14 8.94 38.08 6.95 45.03 11.59 56.62 20.53 77.15 12.25 89.40 10.26 99.67 0.33 100.00
PERCENTAGE rp
RP
BAND
3,498.78 3,498.78 2.78 0.00 3,498.78 0.00 93.41 3,592.19 0.07 377.04 3,969.23 0.30 33.23 4,002.46 0.03 9.22 4,011.68 0.01 2,042.34 6,054.02 1.62 2,480.66 8,534.68 1.97 1,347.16 9,881.84 1.07 2,803.80 12,685.64 2.23 16.17 12,701.82 0.01 789.08 13,490.89 0.63 87.34 13,578.24 0.07 24,980.65 38,558.89 19.87 5,289.19 43,848.08 4.21 7,003.41 50,851.49 5.57 19,933.51 70,784.99 15.86 38,817.41 109,602.40 30.88 15,424.04 125,026.44 12.27 676.50 125,702.94 0.54 125,702.94
CUM.
2.78 2.78 2.86 3.16 3.18 3.19 4.82 6.79 7.86 10.09 10.10 10.73 10.80 30.67 34.88 40.45 56.31 87.19 99.46 100.00
PERCENTAGE BAND
57.56 0.00 9.61 35.80 1.86 0.53 109.45 102.94 58.36 169.52 1.00 40.77 4.91 744.87 314.25 93.99 209.60 365.36 87.94 16.48
CUM
57.56 54.54 48.63 47.03 39.13 33.50 43.74 52.52 53.24 62.76 58.17 56.75 53.14 133.39 143.35 133.68 148.86 188.40 165.13 157.48 157.48
Page 61 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
484 469 712 486 777 473 419 434 344 188 174 186 181 206 194 258 204 105 75 29 6,398
F
484 953 1,665 2,151 2,928 3,401 3,820 4,254 4,598 4,786 4,960 5,146 5,327 5,533 5,727 5,985 6,189 6,294 6,369 6,398
BAND
CUM.
7.56 7.56 7.33 14.90 11.13 26.02 7.60 33.62 12.14 45.76 7.39 53.16 6.55 59.71 6.78 66.49 5.38 71.87 2.94 74.80 2.72 77.52 2.91 80.43 2.83 83.26 3.22 86.48 3.03 89.51 4.03 93.54 3.19 96.73 1.64 98.37 1.17 99.55 0.45 100.00
PERCENTAGE rp
5,566.98 280.81 563.55 546.51 1,520.42 1,293.18 1,641.53 2,113.56 1,933.12 1,451.66 1,611.49 2,108.03 2,552.29 3,098.57 3,665.91 10,044.75 10,369.72 8,338.59 10,103.31 6,678.43 75,482.41
RP
5,566.98 5,847.80 6,411.34 6,957.85 8,478.27 9,771.45 11,412.98 13,526.54 15,459.66 16,911.33 18,522.82 20,630.84 23,183.13 26,281.70 29,947.62 39,992.36 50,362.08 58,700.67 68,803.98 75,482.41
BAND
7.38 0.37 0.75 0.72 2.01 1.71 2.17 2.80 2.56 1.92 2.13 2.79 3.38 4.11 4.86 13.31 13.74 11.05 13.38 8.85
CUM.
7.38 7.75 8.49 9.22 11.23 12.95 15.12 17.92 20.48 22.40 24.54 27.33 30.71 34.82 39.67 52.98 66.72 77.77 91.15 100.00
PERCENTAGE f
F
12 3 3 1 3 5 5 7 4 5 2 4 3 6 19 14 16 11 10 3 136
12 15 18 19 22 27 32 39 43 48 50 54 57 63 82 96 112 123 133 136
BAND
CUM.
PERCENTAGE rp
8.82 8.82 1,148.39 2.21 11.03 108.99 2.21 13.24 232.59 0.74 13.97 204.42 2.21 16.18 111.53 3.68 19.85 756.45 3.68 23.53 409.57 5.15 28.68 269.26 2.94 31.62 226.36 3.68 35.29 438.93 1.47 36.76 599.02 2.94 39.71 698.68 2.21 41.91 367.05 4.41 46.32 247.37 13.97 60.29 18,524.40 10.29 70.59 2,002.72 11.76 82.35 9,818.41 8.09 90.44 4,057.99 7.35 97.79 55,705.95 2.21 100.00 16.20 95,944.25
RP
1,148.39 1,257.37 1,489.96 1,694.38 1,805.91 2,562.36 2,971.92 3,241.18 3,467.54 3,906.48 4,505.49 5,204.17 5,571.23 5,818.60 24,343.00 26,345.72 36,164.12 40,222.11 95,928.06 95,944.25
BAND
1.20 0.11 0.24 0.21 0.12 0.79 0.43 0.28 0.24 0.46 0.62 0.73 0.38 0.26 19.31 2.09 10.23 4.23 58.06 0.02
PERCENTAGE
CUM.
BAND
CUM
1.20 1.31 1.55 1.77 1.88 2.67 3.10 3.38 3.61 4.07 4.70 5.42 5.81 6.06 25.37 27.46 37.69 41.92 99.98 100.00
20.63 38.81 41.27 37.40 7.34 58.50 24.95 12.74 11.71 30.24 37.17 33.14 14.38 7.98 505.31 19.94 94.68 48.67 551.36 0.24
20.63 21.50 23.24 24.35 21.30 26.22 26.04 23.96 22.43 23.10 24.32 25.23 24.03 22.14 81.29 65.88 71.81 68.52 139.42 127.11 127.11
Page 62 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 26
DATA POSITION FROM
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
PROCESSING
Wood, Bamboo and Rattan
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
709 466 589 359 505 362 326 325 238 157 155 209 166 200 117 189 197 90 94 17 5,470
F
709 1,175 1,764 2,123 2,628 2,990 3,316 3,641 3,879 4,036 4,191 4,400 4,566 4,766 4,883 5,072 5,269 5,359 5,453 5,470
BAND
CUM.
PERCENTAGE rp
RP
12.96 12.96 5,715.54 5,715.54 8.52 21.48 401.14 6,116.69 10.77 32.25 688.63 6,805.32 6.56 38.81 722.80 7,528.12 9.23 48.04 1,553.54 9,081.66 6.62 54.66 1,601.14 10,682.80 5.96 60.62 1,977.38 12,660.18 5.94 66.56 2,595.65 15,255.83 4.35 70.91 2,501.39 17,757.22 2.87 73.78 1,825.07 19,582.29 2.83 76.62 2,108.13 21,690.42 3.82 80.44 3,633.14 25,323.56 3.03 83.47 3,387.34 28,710.90 3.66 87.13 6,119.42 34,830.33 2.14 89.27 4,350.42 39,180.74 3.46 92.72 9,146.53 48,327.27 3.60 96.33 12,922.42 61,249.69 1.65 97.97 9,285.43 70,535.12 1.72 99.69 33,207.79 103,742.91 0.31 100.00 18,760.45 122,503.37 122,503.37
BAND
4.67 0.33 0.56 0.59 1.27 1.31 1.61 2.12 2.04 1.49 1.72 2.97 2.77 5.00 3.55 7.47 10.55 7.58 27.11 15.31
PERCENTAGE
CUM.
f
4.67 4.99 5.56 6.15 7.41 8.72 10.33 12.45 14.50 15.99 17.71 20.67 23.44 28.43 31.98 39.45 50.00 57.58 84.69 100.00
14 2 5 3 1 1 7 6 5 5 2 11 7 11 8 19 17 9 7 0 140
F
BAND
CUM.
14 10.00 10.00 16 1.43 11.43 21 3.57 15.00 24 2.14 17.14 25 0.71 17.86 26 0.71 18.57 33 5.00 23.57 39 4.29 27.86 44 3.57 31.43 49 3.57 35.00 51 1.43 36.43 62 7.86 44.29 69 5.00 49.29 80 7.86 57.14 88 5.71 62.86 107 13.57 76.43 124 12.14 88.57 133 6.43 95.00 140 5.00 100.00 140 0.00 100.00
PERCENTAGE rp
2,121.77 110.29 176.06 263.60 148.35 94.89 2,402.66 380.87 333.13 461.48 49.83 1,076.48 943.82 5,364.89 679.17 12,751.88 14,953.65 10,135.19 29,966.66 0.00 82,414.68
RP
2,121.77 2,232.06 2,408.11 2,671.72 2,820.07 2,914.95 5,317.62 5,698.49 6,031.62 6,493.10 6,542.93 7,619.41 8,563.23 13,928.13 14,607.30 27,359.18 42,312.83 52,448.02 82,414.68 82,414.68
BAND
CUM.
2.57 2.57 0.13 2.71 0.21 2.92 0.32 3.24 0.18 3.42 0.12 3.54 2.92 6.45 0.46 6.91 0.40 7.32 0.56 7.88 0.06 7.94 1.31 9.25 1.15 10.39 6.51 16.90 0.82 17.72 15.47 33.20 18.14 51.34 12.30 63.64 36.36 100.00 0.00 100.00
PERCENTAGE BAND
37.12 27.49 25.57 36.47 9.55 5.93 121.51 14.67 13.32 25.29 2.36 29.63 27.86 87.67 15.61 139.42 115.72 109.15 90.24 0.00
CUM
37.12 36.49 35.39 35.49 31.05 27.29 42.00 37.35 33.97 33.16 30.17 30.09 29.83 39.99 37.28 56.61 69.08 74.36 79.44 67.28 67.28
Page 63 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,042 1,225 1,411 970 1,090 618 526 627 411 285 206 314 227 363 206 431 374 166 119 50 11,661
F
2,042 3,267 4,678 5,648 6,738 7,356 7,882 8,509 8,920 9,205 9,411 9,725 9,952 10,315 10,521 10,952 11,326 11,492 11,611 11,661
BAND
CUM.
PERCENTAGE rp
17.51 17.51 3,370.85 10.51 28.02 381.40 12.10 40.12 682.46 8.32 48.43 669.71 9.35 57.78 1,220.58 5.30 63.08 1,078.70 4.51 67.59 1,211.81 5.38 72.97 2,043.38 3.52 76.49 1,578.43 2.44 78.94 1,626.83 1.77 80.70 1,080.50 2.69 83.40 1,768.38 1.95 85.34 1,750.27 3.11 88.46 3,912.58 1.77 90.22 2,187.94 3.70 93.92 6,860.06 3.21 97.13 15,244.74 1.42 98.55 11,458.90 1.02 99.57 12,314.40 0.43 100.00 4,797.26 75,239.21
RP
3,370.85 3,752.26 4,434.72 5,104.43 6,325.01 7,403.72 8,615.53 10,658.91 12,237.34 13,864.16 14,944.66 16,713.04 18,463.32 22,375.90 24,563.84 31,423.90 46,668.64 58,127.55 70,441.95 75,239.21
BAND
4.48 0.51 0.91 0.89 1.62 1.43 1.61 2.72 2.10 2.16 1.44 2.35 2.33 5.20 2.91 9.12 20.26 15.23 16.37 6.38
CUM.
4.48 4.99 5.89 6.78 8.41 9.84 11.45 14.17 16.26 18.43 19.86 22.21 24.54 29.74 32.65 41.77 62.03 77.26 93.62 100.00
PERCENTAGE f
16 1 3 6 11 11 12 9 19 8 2 6 6 26 5 22 33 10 9 4 219
CUM.
PERCENTAGE
F
BAND
rp
16 17 20 26 37 48 60 69 88 96 98 104 110 136 141 163 196 206 215 219
7.31 7.31 954.14 954.14 0.46 7.76 64.00 1,018.14 1.37 9.13 16.91 1,035.05 2.74 11.87 430.39 1,465.43 5.02 16.89 788.77 2,254.20 5.02 21.92 299.95 2,554.15 5.48 27.40 412.11 2,966.26 4.11 31.51 397.95 3,364.21 8.68 40.18 581.58 3,945.79 3.65 43.84 601.66 4,547.45 0.91 44.75 1,338.74 5,886.19 2.74 47.49 816.82 6,703.01 2.74 50.23 412.36 7,115.36 11.87 62.10 10,675.21 17,790.57 2.28 64.38 96.02 17,886.59 10.05 74.43 27,419.40 45,305.99 15.07 89.50 2,455.24 47,761.23 4.57 94.06 1,415.56 49,176.79 4.11 98.17 267.59 49,444.38 1.83 100.00 3,094.48 52,538.86 52,538.86
RP
BAND
1.82 0.12 0.03 0.82 1.50 0.57 0.78 0.76 1.11 1.15 2.55 1.55 0.78 20.32 0.18 52.19 4.67 2.69 0.51 5.89
PERCENTAGE
CUM.
BAND
CUM
1.82 1.94 1.97 2.79 4.29 4.86 5.65 6.40 7.51 8.66 11.20 12.76 13.54 33.86 34.04 86.23 90.91 93.60 94.11 100.00
28.31 16.78 2.48 64.26 64.62 27.81 34.01 19.48 36.85 36.98 123.90 46.19 23.56 272.84 4.39 399.70 16.11 12.35 2.17 64.51
28.31 27.13 23.34 28.71 35.64 34.50 34.43 31.56 32.24 32.80 39.39 40.11 38.54 79.51 72.82 144.18 102.34 84.60 70.19 69.83 69.83
Page 64 0f 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 28
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
14 3 11 1 9 5 13 16 7 4 11 18 6 11 6 20 23 7 17 4 206
14 17 28 29 38 43 56 72 79 83 94 112 118 129 135 155 178 185 202 206
BAND
CUM.
6.80 6.80 1.46 8.25 5.34 13.59 0.49 14.08 4.37 18.45 2.43 20.87 6.31 27.18 7.77 34.95 3.40 38.35 1.94 40.29 5.34 45.63 8.74 54.37 2.91 57.28 5.34 62.62 2.91 65.53 9.71 75.24 11.17 86.41 3.40 89.81 8.25 98.06 1.94 100.00
PERCENTAGE rp
243.02 0.23 11.88 0.75 11.62 2.46 50.85 57.86 9.96 12.15 14.41 53.98 26.24 77.72 373.40 232.61 667.46 443.96 2,113.57 433.52 4,837.65
RP
243.02 243.25 255.12 255.87 267.49 269.95 320.80 378.66 388.63 400.78 415.18 469.16 495.40 573.12 946.52 1,179.13 1,846.60 2,290.56 4,404.14 4,837.65
BAND
5.02 0.00 0.25 0.02 0.24 0.05 1.05 1.20 0.21 0.25 0.30 1.12 0.54 1.61 7.72 4.81 13.80 9.18 43.69 8.96
CUM.
5.02 5.03 5.27 5.29 5.53 5.58 6.63 7.83 8.03 8.28 8.58 9.70 10.24 11.85 19.57 24.37 38.17 47.35 91.04 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 5
BAND
0 0 0 0 0 0 0 1 1 1 1 1 1 2 2 2 3 4 5 5
CUM.
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 547.62 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 20.00 40.00 400.00 0.00 40.00 0.00 0.00 40.00 0.00 20.00 60.00 36.30 20.00 80.00 12,074.74 20.00 100.00 149.47 0.00 100.00 0.00 13,208.13
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 547.62 547.62 547.62 547.62 547.62 547.62 947.62 947.62 947.62 983.92 13,058.66 13,208.13 13,208.13
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.15 0.00 0.00 0.00 0.00 0.00 3.03 0.00 0.00 0.27 91.42 1.13 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.15 4.15 4.15 4.15 4.15 4.15 7.17 7.17 7.17 7.45 98.87 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 946.39 0.00 0.00 0.00 0.00 0.00 514.67 0.00 0.00 5.44 2,719.76 7.07 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 144.62 140.91 136.64 131.90 116.72 110.54 165.35 100.12 80.37 53.28 570.11 299.90 273.03 273.03
Page 65 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 29
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entertainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
120,216 119,485 131,055 70,666 70,080 31,644 22,022 14,901 7,832 4,069 3,137 3,251 2,240 2,559 1,456 2,047 1,541 679 641 165 609,686
F
120,216 239,701 370,756 441,422 511,502 543,146 565,168 580,069 587,901 591,970 595,107 598,358 600,598 603,157 604,613 606,660 608,201 608,880 609,521 609,686
BAND
CUM.
19.72 19.72 19.60 39.32 21.50 60.81 11.59 72.40 11.49 83.90 5.19 89.09 3.61 92.70 2.44 95.14 1.28 96.43 0.67 97.09 0.51 97.61 0.53 98.14 0.37 98.51 0.42 98.93 0.24 99.17 0.34 99.50 0.25 99.76 0.11 99.87 0.11 99.97 0.03 100.00
PERCENTAGE rp
37,975.13 27,815.70 55,648.82 48,884.28 76,794.97 59,718.94 47,040.89 55,389.98 31,470.13 18,509.40 16,754.85 21,542.88 17,946.96 25,655.85 18,793.99 35,254.40 47,666.51 41,194.33 87,890.19 218,291.99 990,240.20
RP
37,975.13 65,790.84 121,439.66 170,323.94 247,118.91 306,837.85 353,878.74 409,268.71 440,738.85 459,248.24 476,003.10 497,545.98 515,492.94 541,148.79 559,942.79 595,197.18 642,863.69 684,058.02 771,948.21 990,240.20
BAND
CUM.
3.83 3.83 2.81 6.64 5.62 12.26 4.94 17.20 7.76 24.96 6.03 30.99 4.75 35.74 5.59 41.33 3.18 44.51 1.87 46.38 1.69 48.07 2.18 50.24 1.81 52.06 2.59 54.65 1.90 56.55 3.56 60.11 4.81 64.92 4.16 69.08 8.88 77.96 22.04 100.00
PERCENTAGE f
216 175 230 140 210 93 77 86 54 43 31 91 35 51 63 76 98 92 116 291 2,268
F
216 391 621 761 971 1,064 1,141 1,227 1,281 1,324 1,355 1,446 1,481 1,532 1,595 1,671 1,769 1,861 1,977 2,268
BAND
CUM.
9.52 9.52 7.72 17.24 10.14 27.38 6.17 33.55 9.26 42.81 4.10 46.91 3.40 50.31 3.79 54.10 2.38 56.48 1.90 58.38 1.37 59.74 4.01 63.76 1.54 65.30 2.25 67.55 2.78 70.33 3.35 73.68 4.32 78.00 4.06 82.05 5.11 87.17 12.83 100.00
PERCENTAGE rp
22,355.72 12,094.18 13,932.34 22,437.24 32,288.44 11,386.41 10,470.95 11,552.71 10,766.19 6,983.25 5,361.99 7,947.95 10,317.78 2,929.65 12,276.72 25,359.91 21,688.85 11,627.27 48,163.77 121,022.03 420,963.35
RP
22,355.72 34,449.90 48,382.23 70,819.48 103,107.92 114,494.33 124,965.28 136,517.99 147,284.18 154,267.43 159,629.42 167,577.36 177,895.14 180,824.79 193,101.52 218,461.43 240,150.28 251,777.55 299,941.32 420,963.35
BAND
CUM.
5.31 5.31 2.87 8.18 3.31 11.49 5.33 16.82 7.67 24.49 2.70 27.20 2.49 29.69 2.74 32.43 2.56 34.99 1.66 36.65 1.27 37.92 1.89 39.81 2.45 42.26 0.70 42.95 2.92 45.87 6.02 51.90 5.15 57.05 2.76 59.81 11.44 71.25 28.75 100.00
PERCENTAGE BAND
58.87 43.48 25.04 45.90 42.04 19.07 22.26 20.86 34.21 37.73 32.00 36.89 57.49 11.42 65.32 71.93 45.50 28.23 54.80 55.44
CUM
58.87 52.36 39.84 41.58 41.72 37.31 35.31 33.36 33.42 33.59 33.54 33.68 34.51 33.41 34.49 36.70 37.36 36.81 38.86 42.51 42.51
Page 66 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 30
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/06/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
12 15 9 14 17 22 14 12 11 6 6 5 9 7 3 8 5 1 2 0 178
12 27 36 50 67 89 103 115 126 132 138 143 152 159 162 170 175 176 178 178
BAND
CUM.
6.74 6.74 8.43 15.17 5.06 20.22 7.87 28.09 9.55 37.64 12.36 50.00 7.87 57.87 6.74 64.61 6.18 70.79 3.37 74.16 3.37 77.53 2.81 80.34 5.06 85.39 3.93 89.33 1.69 91.01 4.49 95.51 2.81 98.31 0.56 98.88 1.12 100.00 0.00 100.00
PERCENTAGE rp
8.32 5.11 6.03 28.44 75.48 78.06 92.44 84.23 118.38 57.40 75.89 114.39 141.33 443.93 130.48 671.73 541.82 371.69 974.93 0.00 4,020.08
RP
8.32 13.43 19.46 47.90 123.38 201.44 293.88 378.11 496.49 553.88 629.78 744.17 885.49 1,329.42 1,459.90 2,131.63 2,673.45 3,045.15 4,020.08 4,020.08
BAND
0.21 0.13 0.15 0.71 1.88 1.94 2.30 2.10 2.94 1.43 1.89 2.85 3.52 11.04 3.25 16.71 13.48 9.25 24.25 0.00
CUM.
0.21 0.33 0.48 1.19 3.07 5.01 7.31 9.41 12.35 13.78 15.67 18.51 22.03 33.07 36.32 53.02 66.50 75.75 100.00 100.00
PERCENTAGE f
F
0 0 1 0 0 0 0 0 1 0 0 0 2 0 0 0 2 0 7 0 13
0 0 1 1 1 1 1 1 2 2 2 2 4 4 4 4 6 6 13 13
BAND
CUM.
0.00 0.00 0.00 0.00 7.69 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 7.69 15.38 0.00 15.38 0.00 15.38 0.00 15.38 15.38 30.77 0.00 30.77 0.00 30.77 0.00 30.77 15.38 46.15 0.00 46.15 53.85 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 11.20 0.00 0.00 0.00 0.00 0.00 9.36 0.00 0.00 0.00 290.19 0.00 0.00 0.00 545.55 0.00 303.48 0.00 1,159.79
RP
0.00 0.00 11.20 11.20 11.20 11.20 11.20 11.20 20.56 20.56 20.56 20.56 310.75 310.75 310.75 310.75 856.31 856.31 1,159.79 1,159.79
BAND
0.00 0.00 0.97 0.00 0.00 0.00 0.00 0.00 0.81 0.00 0.00 0.00 25.02 0.00 0.00 0.00 47.04 0.00 26.17 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.97 0.97 0.97 0.97 0.97 0.97 1.77 1.77 1.77 1.77 26.79 26.79 26.79 26.79 73.83 73.83 100.00 100.00
0.00 0.00 185.72 0.00 0.00 0.00 0.00 0.00 7.91 0.00 0.00 0.00 205.34 0.00 0.00 0.00 100.69 0.00 31.13 0.00
CUM
0.00 0.00 57.56 23.38 9.08 5.56 3.81 2.96 4.14 3.71 3.26 2.76 35.09 23.37 21.29 14.58 32.03 28.12 28.85 28.85 28.85
Page 67 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 31
DATA POSITION FROM
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
PROCESSING
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
60 9 20 11 23 18 22 25 9 13 7 17 9 14 12 48 92 26 14 2 451
60 69 89 100 123 141 163 188 197 210 217 234 243 257 269 317 409 435 449 451
BAND
CUM.
13.30 13.30 2.00 15.30 4.43 19.73 2.44 22.17 5.10 27.27 3.99 31.26 4.88 36.14 5.54 41.69 2.00 43.68 2.88 46.56 1.55 48.12 3.77 51.88 2.00 53.88 3.10 56.98 2.66 59.65 10.64 70.29 20.40 90.69 5.76 96.45 3.10 99.56 0.44 100.00
PERCENTAGE rp
1,643.17 7.05 9.68 84.19 35.29 45.33 117.01 133.81 432.93 123.37 202.99 1,361.40 56.98 1,078.59 120.84 2,751.64 5,148.15 1,732.38 880.01 129.00 16,093.81
RP
1,643.17 1,650.22 1,659.91 1,744.10 1,779.38 1,824.72 1,941.73 2,075.53 2,508.47 2,631.84 2,834.83 4,196.23 4,253.20 5,331.79 5,452.63 8,204.27 13,352.42 15,084.80 15,964.82 16,093.81
BAND
10.21 0.04 0.06 0.52 0.22 0.28 0.73 0.83 2.69 0.77 1.26 8.46 0.35 6.70 0.75 17.10 31.99 10.76 5.47 0.80
CUM.
10.21 10.25 10.31 10.84 11.06 11.34 12.07 12.90 15.59 16.35 17.61 26.07 26.43 33.13 33.88 50.98 82.97 93.73 99.20 100.00
PERCENTAGE f
4 0 0 0 0 2 1 2 29 1 2 96 0 29 0 30 2 2 0 0 200
F
BAND
CUM.
4 4 4 4 4 6 7 9 38 39 41 137 137 166 166 196 198 200 200 200
2.00 0.00 0.00 0.00 0.00 1.00 0.50 1.00 14.50 0.50 1.00 48.00 0.00 14.50 0.00 15.00 1.00 1.00 0.00 0.00
2.00 2.00 2.00 2.00 2.00 3.00 3.50 4.50 19.00 19.50 20.50 68.50 68.50 83.00 83.00 98.00 99.00 100.00 100.00 100.00
PERCENTAGE rp
79.75 0.00 0.00 0.00 0.00 143.67 175.94 280.68 1,159.46 1,051.81 370.94 2,012.86 0.00 463.64 0.00 3,121.51 2,117.53 186.34 0.00 0.00 11,164.11
RP
79.75 79.75 79.75 79.75 79.75 223.42 399.35 680.03 1,839.50 2,891.30 3,262.24 5,275.10 5,275.10 5,738.73 5,738.73 8,860.24 10,977.77 11,164.11 11,164.11 11,164.11
BAND
0.71 0.00 0.00 0.00 0.00 1.29 1.58 2.51 10.39 9.42 3.32 18.03 0.00 4.15 0.00 27.96 18.97 1.67 0.00 0.00
CUM.
0.71 0.71 0.71 0.71 0.71 2.00 3.58 6.09 16.48 25.90 29.22 47.25 47.25 51.40 51.40 79.36 98.33 100.00 100.00 100.00
PERCENTAGE BAND
CUM
4.85 0.00 0.00 0.00 0.00 316.93 150.36 209.76 267.82 852.53 182.74 147.85 0.00 42.99 0.00 113.44 41.13 10.76 0.00 0.00
4.85 4.83 4.80 4.57 4.48 12.24 20.57 32.76 73.33 109.86 115.08 125.71 124.03 107.63 105.25 108.00 82.22 74.01 69.93 69.37 69.37
Page 68 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 32
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
3 10 4 1 4 1 8 6 5 5 2 6 7 11 8 12 7 1 6 0 107
3 13 17 18 22 23 31 37 42 47 49 55 62 73 81 93 100 101 107 107
BAND
CUM.
2.80 2.80 9.35 12.15 3.74 15.89 0.93 16.82 3.74 20.56 0.93 21.50 7.48 28.97 5.61 34.58 4.67 39.25 4.67 43.93 1.87 45.79 5.61 51.40 6.54 57.94 10.28 68.22 7.48 75.70 11.21 86.92 6.54 93.46 0.93 94.39 5.61 100.00 0.00 100.00
PERCENTAGE rp
4.46 42.98 20.16 0.29 5.02 2.64 25.32 25.40 31.82 36.99 25.46 69.36 170.74 263.92 174.52 365.48 681.51 330.74 3,677.14 0.00 5,953.97
RP
4.46 47.44 67.60 67.88 72.90 75.54 100.87 126.26 158.09 195.08 220.54 289.91 460.65 724.57 899.09 1,264.58 1,946.09 2,276.83 5,953.97 5,953.97
BAND
0.07 0.72 0.34 0.00 0.08 0.04 0.43 0.43 0.53 0.62 0.43 1.17 2.87 4.43 2.93 6.14 11.45 5.55 61.76 0.00
CUM.
0.07 0.80 1.14 1.14 1.22 1.27 1.69 2.12 2.66 3.28 3.70 4.87 7.74 12.17 15.10 21.24 32.69 38.24 100.00 100.00
PERCENTAGE f
F
0 1 2 0 0 0 0 0 0 1 0 2 2 2 0 3 0 0 5 0 18
BAND
0 1 3 3 3 3 3 3 3 4 4 6 8 10 10 13 13 13 18 18
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 5.56 5.56 51.75 51.75 11.11 16.67 14.34 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 0.00 16.67 0.00 66.10 5.56 22.22 9.77 75.87 0.00 22.22 0.00 75.87 11.11 33.33 86.98 162.85 11.11 44.44 57.18 220.03 11.11 55.56 57.86 277.90 0.00 55.56 0.00 277.90 16.67 72.22 129.38 407.27 0.00 72.22 0.00 407.27 0.00 72.22 0.00 407.27 27.78 100.00 144.06 551.34 0.00 100.00 0.00 551.34 551.34
BAND
0.00 9.39 2.60 0.00 0.00 0.00 0.00 0.00 0.00 1.77 0.00 15.78 10.37 10.50 0.00 23.47 0.00 0.00 26.13 0.00
PERCENTAGE
CUM.
BAND
0.00 9.39 11.99 11.99 11.99 11.99 11.99 11.99 11.99 13.76 13.76 29.54 39.91 50.40 50.40 73.87 73.87 73.87 100.00 100.00
0.00 120.42 71.14 0.00 0.00 0.00 0.00 0.00 0.00 26.41 0.00 125.40 33.49 21.92 0.00 35.40 0.00 0.00 3.92 0.00
CUM
0.00 109.10 97.78 97.37 90.67 87.49 65.53 52.35 41.81 38.89 34.40 56.17 47.77 38.35 30.91 32.21 20.93 17.89 9.26 9.26 9.26
Page 69 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 40
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2007
DATE
:
15/07/2007
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
17 3 8 0 0 1 2 1 2 2 0 4 4 2 7 2 2 1 1 2 61
BAND
17 20 28 28 28 29 31 32 34 36 36 40 44 46 53 55 57 58 59 61
CUM.
27.87 27.87 4.92 32.79 13.11 45.90 0.00 45.90 0.00 45.90 1.64 47.54 3.28 50.82 1.64 52.46 3.28 55.74 3.28 59.02 0.00 59.02 6.56 65.57 6.56 72.13 3.28 75.41 11.48 86.89 3.28 90.16 3.28 93.44 1.64 95.08 1.64 96.72 3.28 100.00
PERCENTAGE rp
66.66 1.93 122.76 0.00 0.00 3.90 0.84 7.40 45.30 13.16 0.00 73.22 49.43 65.03 162.48 85.56 126.60 125.80 70.58 1.89 777.02
RP
66.66 68.59 54.17 54.17 54.17 50.27 49.43 42.03 3.27 16.43 16.43 89.64 139.07 204.11 366.59 452.15 578.75 704.55 775.13 777.02
BAND
8.58 0.25 15.80 0.00 0.00 0.50 0.11 0.95 5.83 1.69 0.00 9.42 6.36 8.37 20.91 11.01 16.29 16.19 9.08 0.24
CUM.
8.58 8.83 6.97 6.97 6.97 6.47 6.36 5.41 0.42 2.11 2.11 11.54 17.90 26.27 47.18 58.19 74.48 90.67 99.76 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 2
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 2 2
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 50.00 0.00 50.00 50.00 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.88 92.88 0.00 92.88 0.00 92.88 98.80 191.68 0.00 191.68 0.00 191.68 191.68
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 0.00 0.00 51.54 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 48.46 48.46 100.00 100.00 100.00
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 57.16 0.00 0.00 78.54 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.34 20.54 16.05 27.21 24.73 24.67 24.67
Page 70 of 204
RISK AND LOSS PROFILE 2004 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
485 861 829 369 275 119 50 43 17 4 3 14 8 10 3 9 14 2 7 5 3,127
F
485 1,346 2,175 2,544 2,819 2,938 2,988 3,031 3,048 3,052 3,055 3,069 3,077 3,087 3,090 3,099 3,113 3,115 3,122 3,127
BAND
CUM.
15.51 15.51 27.53 43.04 26.51 69.56 11.80 81.36 8.79 90.15 3.81 93.96 1.60 95.55 1.38 96.93 0.54 97.47 0.13 97.60 0.10 97.70 0.45 98.15 0.26 98.40 0.32 98.72 0.10 98.82 0.29 99.10 0.45 99.55 0.06 99.62 0.22 99.84 0.16 100.00
PERCENTAGE rp
132.91 376.97 615.71 432.70 457.52 275.62 183.02 245.52 74.01 16.16 40.69 197.04 50.98 674.54 74.43 252.06 887.11 74.42 678.73 1,958.97 7,699.12
RP
132.91 509.87 1,125.59 1,558.29 2,015.82 2,291.44 2,474.45 2,719.98 2,793.98 2,810.15 2,850.83 3,047.87 3,098.85 3,773.39 3,847.82 4,099.89 4,987.00 5,061.42 5,740.15 7,699.12
BAND
1.73 4.90 8.00 5.62 5.94 3.58 2.38 3.19 0.96 0.21 0.53 2.56 0.66 8.76 0.97 3.27 11.52 0.97 8.82 25.44
CUM.
1.73 6.62 14.62 20.24 26.18 29.76 32.14 35.33 36.29 36.50 37.03 39.59 40.25 49.01 49.98 53.25 64.77 65.74 74.56 100.00
PERCENTAGE f
F
0 2 3 2 2 1 1 0 0 0 0 0 0 0 0 0 1 0 0 0 12
0 2 5 7 9 10 11 11 11 11 11 11 11 11 11 11 12 12 12 12
BAND
0.00 16.67 25.00 16.67 16.67 8.33 8.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.33 0.00 0.00 0.00
CUM.
0.00 16.67 41.67 58.33 75.00 83.33 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 144.58 131.12 202.54 280.45 11.75 77.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 107.99 0.00 0.00 0.00 956.19
RP
0.00 144.58 275.70 478.24 758.69 770.44 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 956.19 956.19 956.19 956.19
BAND
0.00 15.12 13.71 21.18 29.33 1.23 8.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.29 0.00 0.00 0.00
CUM.
0.00 15.12 28.83 50.01 79.34 80.57 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 38.35 21.30 46.81 61.30 4.26 42.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.17 0.00 0.00 0.00
CUM
0.00 28.36 24.49 30.69 37.64 33.62 34.28 31.18 30.36 30.18 29.75 27.83 27.37 22.48 22.04 20.69 19.17 18.89 16.66 12.42 12.42
Page 71 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
7,900 8,589 11,055 5,531 4,767 1,833 1,288 862 448 241 185 267 200 218 157 233 194 71 37 6 44,082
F
7,900 16,489 27,544 33,075 37,842 39,675 40,963 41,825 42,273 42,514 42,699 42,966 43,166 43,384 43,541 43,774 43,968 44,039 44,076 44,082
BAND
CUM.
PERCENTAGE rp
17.92 17.92 2,930.73 19.48 37.41 2,046.63 25.08 62.48 4,825.08 12.55 75.03 4,050.76 10.81 85.84 5,699.08 4.16 90.00 3,181.09 2.92 92.92 3,438.59 1.96 94.88 3,044.86 1.02 95.90 2,365.24 0.55 96.44 1,280.89 0.42 96.86 1,944.11 0.61 97.47 2,300.93 0.45 97.92 1,999.27 0.49 98.42 3,374.35 0.36 98.77 2,843.20 0.53 99.30 6,799.29 0.44 99.74 11,938.11 0.16 99.90 5,588.66 0.08 99.99 7,068.44 0.01 100.00 945.55 77,664.85
RP
2,930.73 4,977.36 9,802.44 13,853.20 19,552.28 22,733.36 26,171.95 29,216.82 31,582.06 32,862.95 34,807.06 37,107.98 39,107.26 42,481.60 45,324.80 52,124.09 64,062.19 69,650.85 76,719.30 77,664.85
BAND
CUM.
3.77 3.77 2.64 6.41 6.21 12.62 5.22 17.84 7.34 25.18 4.10 29.27 4.43 33.70 3.92 37.62 3.05 40.66 1.65 42.31 2.50 44.82 2.96 47.78 2.57 50.35 4.34 54.70 3.66 58.36 8.75 67.11 15.37 82.49 7.20 89.68 9.10 98.78 1.22 100.00
PERCENTAGE f
15 19 14 6 13 6 7 10 5 5 2 10 6 2 9 43 9 4 6 2 193
F
15 34 48 54 67 73 80 90 95 100 102 112 118 120 129 172 181 185 191 193
BAND
CUM.
7.77 7.77 9.84 17.62 7.25 24.87 3.11 27.98 6.74 34.72 3.11 37.82 3.63 41.45 5.18 46.63 2.59 49.22 2.59 51.81 1.04 52.85 5.18 58.03 3.11 61.14 1.04 62.18 4.66 66.84 22.28 89.12 4.66 93.78 2.07 95.85 3.11 98.96 1.04 100.00
PERCENTAGE rp
340.25 5,056.70 608.29 267.17 1,894.71 1,605.92 1,172.10 597.45 1,514.54 181.57 59.09 254.46 651.07 12.35 4,886.56 6,662.18 2,681.53 13,149.65 53,909.05 15.33 95,519.95
RP
340.25 5,396.95 6,005.24 6,272.40 8,167.12 9,773.03 10,945.13 11,542.58 13,057.12 13,238.69 13,297.78 13,552.24 14,203.31 14,215.66 19,102.22 25,764.40 28,445.93 41,595.57 95,504.63 95,519.95
PERCENTAGE
BAND
CUM.
BAND
CUM
0.36 5.29 0.64 0.28 1.98 1.68 1.23 0.63 1.59 0.19 0.06 0.27 0.68 0.01 5.12 6.97 2.81 13.77 56.44 0.02
0.36 5.65 6.29 6.57 8.55 10.23 11.46 12.08 13.67 13.86 13.92 14.19 14.87 14.88 20.00 26.97 29.78 43.55 99.98 100.00
11.61 247.07 12.61 6.60 33.25 50.48 34.09 19.62 64.03 14.18 3.04 11.06 32.57 0.37 171.87 97.98 22.46 235.29 762.67 1.62
11.61 108.43 61.26 45.28 41.77 42.99 41.82 39.51 41.34 40.28 38.20 36.52 36.32 33.46 42.15 49.43 44.40 59.72 124.49 122.99 122.99
Page 72 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,803 4,247 3,913 1,734 1,461 548 424 232 112 65 35 55 28 27 20 36 29 19 7 2 16,797
F
3,803 8,050 11,963 13,697 15,158 15,706 16,130 16,362 16,474 16,539 16,574 16,629 16,657 16,684 16,704 16,740 16,769 16,788 16,795 16,797
BAND
CUM.
22.64 22.64 25.28 47.93 23.30 71.22 10.32 81.54 8.70 90.24 3.26 93.50 2.52 96.03 1.38 97.41 0.67 98.08 0.39 98.46 0.21 98.67 0.33 99.00 0.17 99.17 0.16 99.33 0.12 99.45 0.21 99.66 0.17 99.83 0.11 99.95 0.04 99.99 0.01 100.00
PERCENTAGE rp
480.94 788.83 1,151.79 1,008.44 1,683.91 928.99 996.69 761.07 386.73 317.98 219.57 423.56 276.98 262.34 245.33 747.13 1,473.01 2,461.68 722.78 319.80 15,657.56
RP
480.94 1,269.77 2,421.56 3,429.99 5,113.90 6,042.89 7,039.59 7,800.66 8,187.39 8,505.37 8,724.94 9,148.51 9,425.49 9,687.83 9,933.17 10,680.29 12,153.30 14,614.98 15,337.76 15,657.56
BAND
3.07 5.04 7.36 6.44 10.75 5.93 6.37 4.86 2.47 2.03 1.40 2.71 1.77 1.68 1.57 4.77 9.41 15.72 4.62 2.04
CUM.
3.07 8.11 15.47 21.91 32.66 38.59 44.96 49.82 52.29 54.32 55.72 58.43 60.20 61.87 63.44 68.21 77.62 93.34 97.96 100.00
PERCENTAGE f
F
BAND
CUM.
PERCENTAGE rp
7 2 7 3 7 0 4 4 0 1 2 0 0 3 0 1 2 4 1 0
7 14.58 14.58 323.39 9 4.17 18.75 109.49 16 14.58 33.33 347.13 19 6.25 39.58 260.13 26 14.58 54.17 842.49 26 0.00 54.17 0.00 30 8.33 62.50 870.51 34 8.33 70.83 376.96 34 0.00 70.83 0.00 35 2.08 72.92 1,051.81 37 4.17 77.08 370.94 37 0.00 77.08 0.00 37 0.00 77.08 0.00 40 6.25 83.33 901.85 40 0.00 83.33 0.00 41 2.08 85.42 1.36 43 4.17 89.58 34.91 47 8.33 97.92 501.77 48 2.08 100.00 237.45 48 0.00 100.00 0.00
48
6,230.18
RP
323.39 432.88 780.00 1,040.14 1,882.63 1,882.63 2,753.14 3,130.10 3,130.10 4,181.91 4,552.85 4,552.85 4,552.85 5,454.69 5,454.69 5,456.05 5,490.96 5,992.73 6,230.18 6,230.18
BAND
CUM.
5.19 5.19 1.76 6.95 5.57 12.52 4.18 16.70 13.52 30.22 0.00 30.22 13.97 44.19 6.05 50.24 0.00 50.24 16.88 67.12 5.95 73.08 0.00 73.08 0.00 73.08 14.48 87.55 0.00 87.55 0.02 87.57 0.56 88.13 8.05 96.19 3.81 100.00 0.00 100.00
PERCENTAGE BAND
67.24 13.88 30.14 25.80 50.03 0.00 87.34 49.53 0.00 330.78 168.93 0.00 0.00 343.76 0.00 0.18 2.37 20.38 32.85 0.00
CUM
67.24 34.09 32.21 30.32 36.81 31.15 39.11 40.13 38.23 49.17 52.18 49.77 48.30 56.30 54.91 51.09 45.18 41.00 40.62 39.79 39.79
Page 73 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,398 3,370 4,179 2,058 1,637 589 390 254 137 72 48 65 36 60 27 51 69 41 30 7 15,518
F
2,398 5,768 9,947 12,005 13,642 14,231 14,621 14,875 15,012 15,084 15,132 15,197 15,233 15,293 15,320 15,371 15,440 15,481 15,511 15,518
BAND
CUM.
15.45 15.45 21.72 37.17 26.93 64.10 13.26 77.36 10.55 87.91 3.80 91.71 2.51 94.22 1.64 95.86 0.88 96.74 0.46 97.20 0.31 97.51 0.42 97.93 0.23 98.16 0.39 98.55 0.17 98.72 0.33 99.05 0.44 99.50 0.26 99.76 0.19 99.95 0.05 100.00
PERCENTAGE rp
1,884.40 873.73 2,203.68 2,020.57 2,560.70 1,348.61 1,356.23 984.60 750.78 472.66 404.11 413.30 344.30 663.56 349.37 1,204.24 3,473.12 4,052.64 5,825.56 95.77 31,281.92
RP
1,884.40 2,758.13 4,961.80 6,982.37 9,543.08 10,891.69 12,247.92 13,232.52 13,983.30 14,455.96 14,860.07 15,273.37 15,617.66 16,281.23 16,630.60 17,834.83 21,307.95 25,360.59 31,186.16 31,281.92
BAND
6.02 2.79 7.04 6.46 8.19 4.31 4.34 3.15 2.40 1.51 1.29 1.32 1.10 2.12 1.12 3.85 11.10 12.96 18.62 0.31
CUM.
6.02 8.82 15.86 22.32 30.51 34.82 39.15 42.30 44.70 46.21 47.50 48.82 49.93 52.05 53.16 57.01 68.12 81.07 99.69 100.00
PERCENTAGE f
F
7 7 9 6 49 5 0 0 0 1 0 2 2 1 0 3 6 3 6 0 107
7 14 23 29 78 83 83 83 83 84 84 86 88 89 89 92 98 101 107 107
BAND
CUM.
6.54 6.54 6.54 13.08 8.41 21.50 5.61 27.10 45.79 72.90 4.67 77.57 0.00 77.57 0.00 77.57 0.00 77.57 0.93 78.50 0.00 78.50 1.87 80.37 1.87 82.24 0.93 83.18 0.00 83.18 2.80 85.98 5.61 91.59 2.80 94.39 5.61 100.00 0.00 100.00
PERCENTAGE rp
470.58 396.89 705.93 1,181.75 725.40 162.10 0.00 0.00 0.00 1.60 0.00 139.27 188.01 90.98 0.00 542.98 465.38 189.76 2,016.65 0.00 7,277.28
RP
470.58 867.47 1,573.40 2,755.15 3,480.55 3,642.65 3,642.65 3,642.65 3,642.65 3,644.25 3,644.25 3,783.52 3,971.53 4,062.51 4,062.51 4,605.49 5,070.87 5,260.63 7,277.28 7,277.28
BAND
CUM.
6.47 6.47 5.45 11.92 9.70 21.62 16.24 37.86 9.97 47.83 2.23 50.06 0.00 50.06 0.00 50.06 0.00 50.06 0.02 50.08 0.00 50.08 1.91 51.99 2.58 54.57 1.25 55.82 0.00 55.82 7.46 63.29 6.39 69.68 2.61 72.29 27.71 100.00 0.00 100.00
PERCENTAGE BAND
24.97 45.43 32.03 58.49 28.33 12.02 0.00 0.00 0.00 0.34 0.00 33.70 54.61 13.71 0.00 45.09 13.40 4.68 34.62 0.00
CUM
24.97 31.45 31.71 39.46 36.47 33.44 29.74 27.53 26.05 25.21 24.52 24.77 25.43 24.95 24.43 25.82 23.80 20.74 23.33 23.26 23.26
Page 74 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 2,176 75 1,483 150 1,491 689 250 600 400 222 625 159 875 86 1,250 50 1,750 23 2,250 21 2,750 24 3,500 12 4,500 22 6,250 7 8,750 21 15,000 21 35,000 7 75,000 6 300,000 3 7,123
F
2,176 3,659 5,150 5,839 6,439 6,661 6,820 6,906 6,956 6,979 7,000 7,024 7,036 7,058 7,065 7,086 7,107 7,114 7,120 7,123
BAND
30.55 20.82 20.93 9.67 8.42 3.12 2.23 1.21 0.70 0.32 0.29 0.34 0.17 0.31 0.10 0.29 0.29 0.10 0.08 0.04
CUM.
30.55 51.37 72.30 81.97 90.40 93.51 95.75 96.95 97.66 97.98 98.27 98.61 98.78 99.09 99.19 99.48 99.78 99.87 99.96 100.00
PERCENTAGE rp
RP
436.99 436.99 499.49 936.49 930.12 1,866.61 658.10 2,524.71 897.94 3,422.65 463.27 3,885.92 495.16 4,381.08 363.64 4,744.72 210.47 4,955.18 174.49 5,129.68 171.48 5,301.16 272.22 5,573.38 218.67 5,792.04 276.41 6,068.45 323.13 6,391.58 871.79 7,263.37 1,631.06 8,894.43 1,050.48 9,944.91 824.10 10,769.01 665.37 11,434.38 11,434.38
BAND
3.82 4.37 8.13 5.76 7.85 4.05 4.33 3.18 1.84 1.53 1.50 2.38 1.91 2.42 2.83 7.62 14.26 9.19 7.21 5.82
CUM.
3.82 8.19 16.32 22.08 29.93 33.98 38.31 41.50 43.34 44.86 46.36 48.74 50.65 53.07 55.90 63.52 77.79 86.97 94.18 100.00
PERCENTAGE f
F
1 5 6 3 2 2 2 0 0 0 0 1 0 1 0 0 0 3 0 0 26
1 6 12 15 17 19 21 21 21 21 21 22 22 23 23 23 23 26 26 26
BAND
CUM.
3.85 3.85 19.23 23.08 23.08 46.15 11.54 57.69 7.69 65.38 7.69 73.08 7.69 80.77 0.00 80.77 0.00 80.77 0.00 80.77 0.00 80.77 3.85 84.62 0.00 84.62 3.85 88.46 0.00 88.46 0.00 88.46 0.00 88.46 11.54 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
15.10 281.31 576.56 251.97 218.68 469.08 183.32 0.00 0.00 0.00 0.00 59.09 0.00 3.45 0.00 0.00 0.00 420.24 0.00 0.00 2,478.80
RP
15.10 296.40 872.96 1,124.94 1,343.62 1,812.70 1,996.02 1,996.02 1,996.02 1,996.02 1,996.02 2,055.11 2,055.11 2,058.56 2,058.56 2,058.56 2,058.56 2,478.80 2,478.80 2,478.80
BAND
CUM.
0.61 0.61 11.35 11.96 23.26 35.22 10.17 45.38 8.82 54.20 18.92 73.13 7.40 80.52 0.00 80.52 0.00 80.52 0.00 80.52 0.00 80.52 2.38 82.91 0.00 82.91 0.14 83.05 0.00 83.05 0.00 83.05 0.00 83.05 16.95 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
CUM
3.45 56.32 61.99 38.29 24.35 101.25 37.02 0.00 0.00 0.00 0.00 21.71 0.00 1.25 0.00 0.00 0.00 40.00 0.00 0.00
3.45 31.65 46.77 44.56 39.26 46.65 45.56 42.07 40.28 38.91 37.65 36.87 35.48 33.92 32.21 28.34 23.14 24.93 23.02 21.68 21.68
Page 75 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,898 3,234 3,753 1,768 1,409 646 448 282 156 72 55 57 48 39 37 55 32 45 10 4 16,048
F
3,898 7,132 10,885 12,653 14,062 14,708 15,156 15,438 15,594 15,666 15,721 15,778 15,826 15,865 15,902 15,957 15,989 16,034 16,044 16,048
BAND
CUM.
24.29 24.29 20.15 44.44 23.39 67.83 11.02 78.84 8.78 87.62 4.03 91.65 2.79 94.44 1.76 96.20 0.97 97.17 0.45 97.62 0.34 97.96 0.36 98.32 0.30 98.62 0.24 98.86 0.23 99.09 0.34 99.43 0.20 99.63 0.28 99.91 0.06 99.98 0.02 100.00
PERCENTAGE rp
1,831.70 755.58 1,818.34 1,465.59 1,993.22 1,283.61 1,721.45 1,089.49 947.38 526.61 401.74 498.06 417.85 759.84 398.94 1,510.27 1,046.78 2,914.46 1,765.43 605.26 23,751.59
RP
1,831.70 2,587.28 4,405.62 5,871.21 7,864.43 9,148.04 10,869.49 11,958.98 12,906.36 13,432.97 13,834.71 14,332.76 14,750.61 15,510.45 15,909.39 17,419.66 18,466.44 21,380.90 23,146.33 23,751.59
BAND
7.71 3.18 7.66 6.17 8.39 5.40 7.25 4.59 3.99 2.22 1.69 2.10 1.76 3.20 1.68 6.36 4.41 12.27 7.43 2.55
CUM.
7.71 10.89 18.55 24.72 33.11 38.52 45.76 50.35 54.34 56.56 58.25 60.34 62.10 65.30 66.98 73.34 77.75 90.02 97.45 100.00
PERCENTAGE f
F
4 7 8 4 6 1 3 1 0 2 1 0 0 0 0 4 1 4 8 2 56
4 11 19 23 29 30 33 34 34 36 37 37 37 37 37 41 42 46 54 56
BAND
CUM.
7.14 7.14 12.50 19.64 14.29 33.93 7.14 41.07 10.71 51.79 1.79 53.57 5.36 58.93 1.79 60.71 0.00 60.71 3.57 64.29 1.79 66.07 0.00 66.07 0.00 66.07 0.00 66.07 0.00 66.07 7.14 73.21 1.79 75.00 7.14 82.14 14.29 96.43 3.57 100.00
PERCENTAGE rp
131.96 254.46 577.12 465.90 1,242.43 503.05 841.50 116.58 0.00 231.86 1.09 0.00 0.00 0.00 0.00 264.39 452.24 328.84 2,798.76 3,878.60 12,088.80
RP
131.96 386.42 963.54 1,429.44 2,671.87 3,174.92 4,016.43 4,133.00 4,133.00 4,364.87 4,365.96 4,365.96 4,365.96 4,365.96 4,365.96 4,630.35 5,082.59 5,411.44 8,210.20 12,088.80
BAND
CUM.
1.09 1.09 2.10 3.20 4.77 7.97 3.85 11.82 10.28 22.10 4.16 26.26 6.96 33.22 0.96 34.19 0.00 34.19 1.92 36.11 0.01 36.12 0.00 36.12 0.00 36.12 0.00 36.12 0.00 36.12 2.19 38.30 3.74 42.04 2.72 44.76 23.15 67.92 32.08 100.00
PERCENTAGE BAND
CUM
7.20 33.68 31.74 31.79 62.33 39.19 48.88 10.70 0.00 44.03 0.27 0.00 0.00 0.00 0.00 17.51 43.20 11.28 158.53 640.81
7.20 14.94 21.87 24.35 33.97 34.71 36.95 34.56 32.02 32.49 31.56 30.46 29.60 28.15 27.44 26.58 27.52 25.31 35.47 50.90 50.90
Page 76 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
996 833 586 203 189 69 44 27 17 6 3 6 4 2 1 6 8 0 0 0 3,000
F
996 1,829 2,415 2,618 2,807 2,876 2,920 2,947 2,964 2,970 2,973 2,979 2,983 2,985 2,986 2,992 3,000 3,000 3,000 3,000
BAND
33.20 27.77 19.53 6.77 6.30 2.30 1.47 0.90 0.57 0.20 0.10 0.20 0.13 0.07 0.03 0.20 0.27 0.00 0.00 0.00
CUM.
33.20 60.97 80.50 87.27 93.57 95.87 97.33 98.23 98.80 99.00 99.10 99.30 99.43 99.50 99.53 99.73 100.00 100.00 100.00 100.00
PERCENTAGE rp
119.52 239.66 379.32 231.48 340.90 178.12 121.96 67.02 122.05 18.14 14.74 33.69 30.28 14.23 5.30 139.58 402.47 0.00 0.00 0.00 2,458.47
RP
119.52 359.18 738.50 969.99 1,310.88 1,489.01 1,610.96 1,677.99 1,800.03 1,818.18 1,832.92 1,866.61 1,896.89 1,911.12 1,916.41 2,056.00 2,458.47 2,458.47 2,458.47 2,458.47
BAND
4.86 9.75 15.43 9.42 13.87 7.25 4.96 2.73 4.96 0.74 0.60 1.37 1.23 0.58 0.22 5.68 16.37 0.00 0.00 0.00
CUM.
4.86 14.61 30.04 39.45 53.32 60.57 65.53 68.25 73.22 73.96 74.56 75.93 77.16 77.74 77.95 83.63 100.00 100.00 100.00 100.00
PERCENTAGE f
F
1 3 6 2 0 0 0 0 1 0 0 2 0 0 0 0 0 0 0 0 15
1 4 10 12 12 12 12 12 13 13 13 15 15 15 15 15 15 15 15 15
BAND
6.67 20.00 40.00 13.33 0.00 0.00 0.00 0.00 6.67 0.00 0.00 13.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
6.67 26.67 66.67 80.00 80.00 80.00 80.00 80.00 86.67 86.67 86.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
50.00 187.21 640.26 212.21 0.00 0.00 0.00 0.00 2.40 0.00 0.00 45.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,137.88
RP
50.00 237.21 877.47 1,089.68 1,089.68 1,089.68 1,089.68 1,089.68 1,092.08 1,092.08 1,092.08 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88
BAND
4.39 16.45 56.27 18.65 0.00 0.00 0.00 0.00 0.21 0.00 0.00 4.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
4.39 20.85 77.11 95.76 95.76 95.76 95.76 95.76 95.97 95.97 95.97 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
41.83 78.12 168.79 91.67 0.00 0.00 0.00 0.00 1.97 0.00 0.00 135.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
41.83 66.04 118.82 112.34 83.13 73.18 67.64 64.94 60.67 60.06 59.58 60.96 59.99 59.54 59.38 55.34 46.28 46.28 46.28 46.28 46.28
Page 77 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,312 2,420 2,324 1,119 1,148 467 327 231 133 77 49 59 55 62 37 65 41 23 19 5 10,973
F
2,312 4,732 7,056 8,175 9,323 9,790 10,117 10,348 10,481 10,558 10,607 10,666 10,721 10,783 10,820 10,885 10,926 10,949 10,968 10,973
BAND
CUM.
21.07 21.07 22.05 43.12 21.18 64.30 10.20 74.50 10.46 84.96 4.26 89.22 2.98 92.20 2.11 94.30 1.21 95.52 0.70 96.22 0.45 96.66 0.54 97.20 0.50 97.70 0.57 98.27 0.34 98.61 0.59 99.20 0.37 99.57 0.21 99.78 0.17 99.95 0.05 100.00
PERCENTAGE rp
470.75 512.36 1,664.14 871.08 1,402.27 806.69 865.30 896.49 681.32 423.99 343.23 481.67 353.30 693.11 525.92 1,341.55 1,436.59 1,719.60 1,453.66 78.69 17,021.71
RP
470.75 983.11 2,647.25 3,518.33 4,920.61 5,727.29 6,592.60 7,489.08 8,170.40 8,594.39 8,937.62 9,419.29 9,772.59 10,465.70 10,991.63 12,333.18 13,769.77 15,489.37 16,943.03 17,021.71
BAND
2.77 3.01 9.78 5.12 8.24 4.74 5.08 5.27 4.00 2.49 2.02 2.83 2.08 4.07 3.09 7.88 8.44 10.10 8.54 0.46
PERCENTAGE
CUM.
f
2.77 5.78 15.55 20.67 28.91 33.65 38.73 44.00 48.00 50.49 52.51 55.34 57.41 61.48 64.57 72.46 80.90 91.00 99.54 100.00
4 1 4 0 3 2 1 6 4 2 3 5 3 4 0 9 11 4 1 0 67
F
4 5 9 9 12 14 15 21 25 27 30 35 38 42 42 51 62 66 67 67
BAND
5.97 1.49 5.97 0.00 4.48 2.99 1.49 8.96 5.97 2.99 4.48 7.46 4.48 5.97 0.00 13.43 16.42 5.97 1.49 0.00
PERCENTAGE
CUM.
rp
5.97 7.46 13.43 13.43 17.91 20.90 22.39 31.34 37.31 40.30 44.78 52.24 56.72 62.69 62.69 76.12 92.54 98.51 100.00 100.00
126.02 2,282.93 225.39 0.00 99.63 15.43 5.50 280.57 320.30 22.07 1,017.07 802.54 384.54 117.71 0.00 4,032.32 1,355.02 1,273.84 5.85 0.00
22,366.74
RP
126.02 2,408.95 2,634.34 2,634.34 2,733.97 2,749.40 2,754.90 3,035.47 3,355.77 3,377.84 4,394.91 5,197.45 5,581.99 5,699.70 5,699.70 19,732.03 21,087.05 22,360.89 22,366.74 22,366.74
BAND
CUM.
PERCENTAGE BAND
0.56 0.56 26.77 10.21 10.77 445.57 1.01 11.78 13.54 0.00 11.78 0.00 0.45 12.22 7.10 0.07 12.29 1.91 0.02 12.32 0.64 1.25 13.57 31.30 1.43 15.00 47.01 0.10 15.10 5.21 4.55 19.65 296.32 3.59 23.24 166.62 1.72 24.96 108.84 0.53 25.48 16.98 0.00 25.48 0.00 62.74 88.22 1,045.98 6.06 94.28 94.32 5.70 99.97 74.08 0.03 100.00 0.40 0.00 100.00 0.00
CUM
26.77 245.03 99.51 74.87 55.56 48.01 41.79 40.53 41.07 39.30 49.17 55.18 57.12 54.46 51.85 159.99 153.14 144.36 132.01 131.40 131.40
Page 78 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
18,040 20,647 33,802 24,304 28,109 13,841 9,780 6,876 3,733 2,008 1,522 1,602 1,112 1,345 834 1,237 1,005 432 494 123 170,846
F
18,040 38,687 72,489 96,793 124,902 138,743 148,523 155,399 159,132 161,140 162,662 164,264 165,376 166,721 167,555 168,792 169,797 170,229 170,723 170,846
BAND
10.56 12.09 19.79 14.23 16.45 8.10 5.72 4.02 2.19 1.18 0.89 0.94 0.65 0.79 0.49 0.72 0.59 0.25 0.29 0.07
CUM.
10.56 22.64 42.43 56.66 73.11 81.21 86.93 90.96 93.14 94.32 95.21 96.15 96.80 97.59 98.07 98.80 99.39 99.64 99.93 100.00
PERCENTAGE rp
16,123.39 4,250.67 10,957.74 12,858.31 25,112.73 16,210.73 17,030.80 18,292.09 13,906.20 8,931.72 7,441.54 10,586.72 8,631.10 14,366.69 10,997.65 22,806.85 31,331.77 27,404.67 92,029.38 132,769.43 502,040.17
RP
16,123.39 20,374.05 31,331.79 44,190.10 69,302.83 85,513.56 102,544.36 120,836.45 134,742.65 143,674.37 151,115.91 161,702.63 170,333.73 184,700.41 195,698.07 218,504.92 249,836.69 277,241.37 369,270.75 502,040.17
BAND
CUM.
3.21 3.21 0.85 4.06 2.18 6.24 2.56 8.80 5.00 13.80 3.23 17.03 3.39 20.43 3.64 24.07 2.77 26.84 1.78 28.62 1.48 30.10 2.11 32.21 1.72 33.93 2.86 36.79 2.19 38.98 4.54 43.52 6.24 49.76 5.46 55.22 18.33 73.55 26.45 100.00
PERCENTAGE f
129 48 77 46 59 37 45 41 26 24 11 68 18 36 47 51 51 58 89 27 988
F
BAND
CUM.
129 13.06 13.06 177 4.86 17.91 254 7.79 25.71 300 4.66 30.36 359 5.97 36.34 396 3.74 40.08 441 4.55 44.64 482 4.15 48.79 508 2.63 51.42 532 2.43 53.85 543 1.11 54.96 611 6.88 61.84 629 1.82 63.66 665 3.64 67.31 712 4.76 72.06 763 5.16 77.23 814 5.16 82.39 872 5.87 88.26 961 9.01 97.27 988 2.73 100.00
PERCENTAGE rp
10,435.75 1,825.91 4,708.26 13,781.20 2,518.48 4,168.70 6,017.74 5,042.53 8,791.80 6,195.30 2,077.23 1,936.37 5,052.61 27,888.74 4,470.80 36,482.55 6,960.85 2,105.88 42,240.35 23,818.95 216,519.98
RP
10,435.75 12,261.66 16,969.92 30,751.12 33,269.59 37,438.29 43,456.02 48,498.55 57,290.35 63,485.65 65,562.88 67,499.25 72,551.87 100,440.60 104,911.40 141,393.95 148,354.80 150,460.68 192,701.03 216,519.98
BAND
4.82 0.84 2.17 6.36 1.16 1.93 2.78 2.33 4.06 2.86 0.96 0.89 2.33 12.88 2.06 16.85 3.21 0.97 19.51 11.00
CUM.
PERCENTAGE BAND
4.82 64.72 5.66 42.96 7.84 42.97 14.20 107.18 15.37 10.03 17.29 25.72 20.07 35.33 22.40 27.57 26.46 63.22 29.32 69.36 30.28 27.91 31.17 18.29 33.51 58.54 46.39 194.12 48.45 40.65 65.30 159.96 68.52 22.22 69.49 7.68 89.00 45.90 100.00 17.94
CUM
64.72 60.18 54.16 69.59 48.01 43.78 42.38 40.14 42.52 44.19 43.39 41.74 42.59 54.38 53.61 64.71 59.38 54.27 52.18 43.13 43.13
Page 79 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
22,500 21,686 20,832 9,766 8,946 3,893 2,902 2,083 1,195 696 610 697 543 744 575 917 827 452 422 96 100,382
F
22,500 44,186 65,018 74,784 83,730 87,623 90,525 92,608 93,803 94,499 95,109 95,806 96,349 97,093 97,668 98,585 99,412 99,864 100,286 100,382
BAND
CUM.
22.41 22.41 21.60 44.02 20.75 64.77 9.73 74.50 8.91 83.41 3.88 87.29 2.89 90.18 2.08 92.26 1.19 93.45 0.69 94.14 0.61 94.75 0.69 95.44 0.54 95.98 0.74 96.72 0.57 97.30 0.91 98.21 0.82 99.03 0.45 99.48 0.42 99.90 0.10 100.00
PERCENTAGE rp
16,867.15 4,385.23 8,388.82 6,773.19 10,069.14 6,054.60 6,959.58 11,247.49 7,898.62 3,782.01 3,923.16 5,043.08 5,181.68 7,622.76 7,267.80 15,591.92 27,028.75 28,816.35 43,693.51 33,107.26 259,702.09
RP
16,867.15 21,252.37 29,641.20 36,414.39 46,483.53 52,538.13 59,497.71 70,745.20 78,643.82 82,425.83 86,348.99 91,392.07 96,573.74 104,196.50 111,464.30 127,056.22 154,084.97 182,901.32 226,594.83 259,702.09
BAND
6.49 1.69 3.23 2.61 3.88 2.33 2.68 4.33 3.04 1.46 1.51 1.94 2.00 2.94 2.80 6.00 10.41 11.10 16.82 12.75
CUM.
6.49 8.18 11.41 14.02 17.90 20.23 22.91 27.24 30.28 31.74 33.25 35.19 37.19 40.12 42.92 48.92 59.33 70.43 87.25 100.00
PERCENTAGE f
F
55 13 40 23 34 13 8 23 19 15 7 18 14 40 40 56 69 55 55 138
55 68 108 131 165 178 186 209 228 243 250 268 282 322 362 418 487 542 597 735
735
BAND
CUM.
7.48 7.48 1.77 9.25 5.44 14.69 3.13 17.82 4.63 22.45 1.77 24.22 1.09 25.31 3.13 28.44 2.59 31.02 2.04 33.06 0.95 34.01 2.45 36.46 1.90 38.37 5.44 43.81 5.44 49.25 7.62 56.87 9.39 66.26 7.48 73.74 7.48 81.22 18.78 100.00
PERCENTAGE rp
5,055.90 347.89 1,433.53 667.78 20,854.46 571.03 1,460.02 3,210.73 601.06 4,776.37 232.04 774.68 261.41 6,915.03 7,145.15 14,261.45 26,491.88 46,209.24 51,993.71 89,955.14 283,218.51
RP
5,055.90 5,403.79 6,837.32 7,505.10 28,359.56 28,930.59 30,390.62 33,601.35 34,202.41 38,978.79 39,210.83 39,985.51 40,246.91 47,161.94 54,307.09 68,568.54 95,060.42 141,269.66 193,263.37 283,218.51
BAND
CUM.
1.79 1.79 0.12 1.91 0.51 2.41 0.24 2.65 7.36 10.01 0.20 10.21 0.52 10.73 1.13 11.86 0.21 12.08 1.69 13.76 0.08 13.84 0.27 14.12 0.09 14.21 2.44 16.65 2.52 19.17 5.04 24.21 9.35 33.56 16.32 49.88 18.36 68.24 31.76 100.00
PERCENTAGE BAND
CUM.
29.97 29.97 7.93 25.43 17.09 23.07 9.86 20.61 207.11 61.01 9.43 55.07 20.98 51.08 28.55 47.50 7.61 43.49 126.29 47.29 5.91 45.41 15.36 43.75 5.04 41.67 90.72 45.26 98.31 48.72 91.47 53.97 98.01 61.69 160.36 77.24 119.00 85.29 271.71 109.06 109.06
Page 80 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
12,620 9,224 7,837 3,665 3,683 1,919 1,428 1,086 611 352 268 280 206 299 186 229 162 85 60 18 44,218
F
12,620 21,844 29,681 33,346 37,029 38,948 40,376 41,462 42,073 42,425 42,693 42,973 43,179 43,478 43,664 43,893 44,055 44,140 44,200 44,218
BAND
CUM.
PERCENTAGE rp
28.54 28.54 4,650.30 20.86 49.40 2,065.88 17.72 67.12 3,145.43 8.29 75.41 2,506.89 8.33 83.74 4,722.27 4.34 88.08 16,129.14 3.23 91.31 3,322.38 2.46 93.77 3,690.45 1.38 95.15 2,773.92 0.80 95.95 1,780.84 0.61 96.55 1,788.68 0.63 97.18 2,945.77 0.47 97.65 2,207.54 0.68 98.33 3,681.58 0.42 98.75 1,602.77 0.52 99.27 5,069.14 0.37 99.63 5,485.87 0.19 99.82 4,733.96 0.14 99.96 5,140.00 0.04 100.00 1,931.15 79,373.95
RP
4,650.30 6,716.18 9,861.61 12,368.51 17,090.77 33,219.92 36,542.30 40,232.75 43,006.67 44,787.51 46,576.19 49,521.95 51,729.49 55,411.07 57,013.84 62,082.98 67,568.85 72,302.81 77,442.81 79,373.95
BAND
CUM.
5.86 5.86 2.60 8.46 3.96 12.42 3.16 15.58 5.95 21.53 20.32 41.85 4.19 46.04 4.65 50.69 3.49 54.18 2.24 56.43 2.25 58.68 3.71 62.39 2.78 65.17 4.64 69.81 2.02 71.83 6.39 78.22 6.91 85.13 5.96 91.09 6.48 97.57 2.43 100.00
PERCENTAGE f
F
14 3 10 8 26 13 7 14 7 7 2 55 4 24 17 12 41 20 10 42 336
BAND
CUM.
14 4.17 4.17 17 0.89 5.06 27 2.98 8.04 35 2.38 10.42 61 7.74 18.15 74 3.87 22.02 81 2.08 24.11 95 4.17 28.27 102 2.08 30.36 109 2.08 32.44 111 0.60 33.04 166 16.37 49.40 170 1.19 50.60 194 7.14 57.74 211 5.06 62.80 223 3.57 66.37 264 12.20 78.57 284 5.95 84.52 294 2.98 87.50 336 12.50 100.00
PERCENTAGE rp
6,058.53 110.14 289.89 310.96 555.85 819.34 578.05 2,688.29 196.56 401.66 1,166.18 1,550.26 100.10 3,186.79 2,259.80 254.80 9,057.84 3,463.88 2,446.08 501.54 35,996.54
RP
6,058.53 6,168.67 6,458.56 6,769.52 7,325.36 8,144.70 8,722.75 11,411.05 11,607.61 12,009.27 13,175.45 14,725.72 14,825.82 18,012.61 20,272.41 20,527.21 29,585.05 33,048.93 35,495.01 35,996.54
BAND
CUM.
16.83 16.83 0.31 17.14 0.81 17.94 0.86 18.81 1.54 20.35 2.28 22.63 1.61 24.23 7.47 31.70 0.55 32.25 1.12 33.36 3.24 36.60 4.31 40.91 0.28 41.19 8.85 50.04 6.28 56.32 0.71 57.03 25.16 82.19 9.62 91.81 6.80 98.61 1.39 100.00
PERCENTAGE BAND
CUM
130.28 5.33 9.22 12.40 11.77 5.08 17.40 72.84 7.09 22.55 65.20 52.63 4.53 86.56 140.99 5.03 165.11 73.17 47.59 25.97
130.28 91.85 65.49 54.73 42.86 24.52 23.87 28.36 26.99 26.81 28.29 29.74 28.66 32.51 35.56 33.06 43.79 45.71 45.83 45.35 45.35
Page 81 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,654 1,473 1,289 614 574 334 191 161 89 53 38 45 28 39 18 23 29 11 10 5 6,678
F
1,654 3,127 4,416 5,030 5,604 5,938 6,129 6,290 6,379 6,432 6,470 6,515 6,543 6,582 6,600 6,623 6,652 6,663 6,673 6,678
BAND
CUM.
PERCENTAGE rp
24.77 24.77 287.85 22.06 46.83 250.02 19.30 66.13 461.29 9.19 75.32 345.74 8.60 83.92 669.91 5.00 88.92 443.08 2.86 91.78 380.94 2.41 94.19 453.49 1.33 95.52 324.06 0.79 96.32 246.39 0.57 96.89 183.99 0.67 97.56 265.22 0.42 97.98 284.36 0.58 98.56 437.70 0.27 98.83 207.99 0.34 99.18 249.23 0.43 99.61 1,904.08 0.16 99.78 480.30 0.15 99.93 827.67 0.07 100.00 625.84 9,329.16
RP
287.85 537.87 999.16 1,344.90 2,014.81 2,457.89 2,838.83 3,292.32 3,616.38 3,862.77 4,046.76 4,311.98 4,596.34 5,034.05 5,242.04 5,491.27 7,395.35 7,875.65 8,703.32 9,329.16
BAND
3.09 2.68 4.94 3.71 7.18 4.75 4.08 4.86 3.47 2.64 1.97 2.84 3.05 4.69 2.23 2.67 20.41 5.15 8.87 6.71
CUM.
3.09 5.77 10.71 14.42 21.60 26.35 30.43 35.29 38.76 41.41 43.38 46.22 49.27 53.96 56.19 58.86 79.27 84.42 93.29 100.00
PERCENTAGE f
F
0 0 1 1 1 1 1 0 0 2 0 0 0 2 0 0 4 2 3 94 112
0 0 1 2 3 4 5 5 5 7 7 7 7 9 9 9 13 15 18 112
BAND
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.89 0.89 3.46 3.46 0.89 1.79 1.16 4.62 0.89 2.68 25.00 29.62 0.89 3.57 27.42 57.04 0.89 4.46 1,077.28 1,134.31 0.00 4.46 0.00 1,134.31 0.00 4.46 0.00 1,134.31 1.79 6.25 16.62 1,150.94 0.00 6.25 0.00 1,150.94 0.00 6.25 0.00 1,150.94 0.00 6.25 0.00 1,150.94 1.79 8.04 9.21 1,160.14 0.00 8.04 0.00 1,160.14 0.00 8.04 0.00 1,160.14 3.57 11.61 163.36 1,323.51 1.79 13.39 764.14 2,087.65 2.68 16.07 175.23 2,262.88 83.93 100.00 1,432.86 3,695.74 3,695.74
BAND
CUM.
0.00 0.00 0.00 0.00 0.09 0.09 0.03 0.13 0.68 0.80 0.74 1.54 29.15 30.69 0.00 30.69 0.00 30.69 0.45 31.14 0.00 31.14 0.00 31.14 0.00 31.14 0.25 31.39 0.00 31.39 0.00 31.39 4.42 35.81 20.68 56.49 4.74 61.23 38.77 100.00
PERCENTAGE BAND
0.00 0.00 0.75 0.34 3.73 6.19 282.79 0.00 0.00 6.75 0.00 0.00 0.00 2.10 0.00 0.00 8.58 159.09 21.17 228.95
CUM
0.00 0.00 0.35 0.34 1.47 2.32 39.96 34.45 31.37 29.80 28.44 26.69 25.04 23.05 22.13 21.13 17.90 26.51 26.00 39.61 39.61
Page 82 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
13,209 12,157 13,429 7,059 7,634 3,777 2,958 2,266 1,348 766 668 715 491 593 355 574 373 163 180 56 68,771
F
13,209 25,366 38,795 45,854 53,488 57,265 60,223 62,489 63,837 64,603 65,271 65,986 66,477 67,070 67,425 67,999 68,372 68,535 68,715 68,771
BAND
19.21 17.68 19.53 10.26 11.10 5.49 4.30 3.29 1.96 1.11 0.97 1.04 0.71 0.86 0.52 0.83 0.54 0.24 0.26 0.08
CUM.
19.21 36.88 56.41 66.68 77.78 83.27 87.57 90.87 92.83 93.94 94.91 95.95 96.66 97.53 98.04 98.88 99.42 99.66 99.92 100.00
PERCENTAGE rp
7,735.43 2,691.25 5,519.35 4,700.89 7,731.46 5,517.30 14,984.63 7,033.26 5,810.27 3,484.40 3,818.13 5,360.47 4,535.69 8,740.40 5,442.83 15,857.00 14,931.51 11,312.70 23,631.80 27,833.62 186,672.38
RP
7,735.43 10,426.68 15,946.03 20,646.92 28,378.38 33,895.68 48,880.30 55,913.56 61,723.84 65,208.23 69,026.36 74,386.83 78,922.52 87,662.91 93,105.74 108,962.74 123,894.26 135,206.95 158,838.76 186,672.38
BAND
4.14 1.44 2.96 2.52 4.14 2.96 8.03 3.77 3.11 1.87 2.05 2.87 2.43 4.68 2.92 8.49 8.00 6.06 12.66 14.91
PERCENTAGE
CUM.
f
F
4.14 5.59 8.54 11.06 15.20 18.16 26.19 29.95 33.07 34.93 36.98 39.85 42.28 46.96 49.88 58.37 66.37 72.43 85.09 100.00
26 9 13 6 16 11 15 18 40 8 10 47 14 44 15 34 29 21 23 6
26 35 48 54 70 81 96 114 154 162 172 219 233 277 292 326 355 376 399 405
405
BAND
6.42 2.22 3.21 1.48 3.95 2.72 3.70 4.44 9.88 1.98 2.47 11.60 3.46 10.86 3.70 8.40 7.16 5.19 5.68 1.48
CUM.
6.42 8.64 11.85 13.33 17.28 20.00 23.70 28.15 38.02 40.00 42.47 54.07 57.53 68.40 72.10 80.49 87.65 92.84 98.52 100.00
PERCENTAGE rp
15,559.22 189.55 197.56 306.75 1,825.19 253.88 1,439.94 1,018.02 4,005.80 130.65 428.65 1,194.92 835.87 11,689.47 18,067.39 13,942.47 11,232.24 5,640.80 3,287.95 40,579.67 131,825.99
RP
15,559.22 15,748.76 15,946.32 16,253.07 18,078.27 18,332.15 19,772.09 20,790.11 24,795.91 24,926.56 25,355.21 26,550.13 27,386.00 39,075.46 57,142.85 71,085.32 82,317.56 87,958.36 91,246.32 131,825.99
BAND
CUM.
11.80 11.80 0.14 11.95 0.15 12.10 0.23 12.33 1.38 13.71 0.19 13.91 1.09 15.00 0.77 15.77 3.04 18.81 0.10 18.91 0.33 19.23 0.91 20.14 0.63 20.77 8.87 29.64 13.71 43.35 10.58 53.92 8.52 62.44 4.28 66.72 2.49 69.22 30.78 100.00
PERCENTAGE BAND
CUM
201.14 7.04 3.58 6.53 23.61 4.60 9.61 14.47 68.94 3.75 11.23 22.29 18.43 133.74 331.95 87.93 75.23 49.86 13.91 145.79
201.14 151.04 100.00 78.72 63.70 54.08 40.45 37.18 40.17 38.23 36.73 35.69 34.70 44.57 61.37 65.24 66.44 65.05 57.45 70.62 70.62
Page 83 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
7,472 6,782 4,284 1,386 1,059 306 227 127 81 34 22 41 24 22 11 28 46 11 4 1 21,968
F
7,472 14,254 18,538 19,924 20,983 21,289 21,516 21,643 21,724 21,758 21,780 21,821 21,845 21,867 21,878 21,906 21,952 21,963 21,967 21,968
BAND
CUM.
34.01 34.01 30.87 64.89 19.50 84.39 6.31 90.70 4.82 95.52 1.39 96.91 1.03 97.94 0.58 98.52 0.37 98.89 0.15 99.04 0.10 99.14 0.19 99.33 0.11 99.44 0.10 99.54 0.05 99.59 0.13 99.72 0.21 99.93 0.05 99.98 0.02 100.00 0.00 100.00
PERCENTAGE rp
4,866.32 3,446.90 4,309.06 3,014.59 2,745.68 1,158.06 1,054.35 667.95 567.73 356.03 270.74 359.25 373.73 502.00 467.47 630.51 1,624.46 412.40 363.28 21.38 27,211.89
RP
4,866.32 8,313.22 12,622.28 15,636.87 18,382.55 19,540.61 20,594.96 21,262.91 21,830.64 22,186.67 22,457.41 22,816.67 23,190.40 23,692.40 24,159.87 24,790.37 26,414.84 26,827.23 27,190.51 27,211.89
BAND
17.88 12.67 15.84 11.08 10.09 4.26 3.87 2.45 2.09 1.31 0.99 1.32 1.37 1.84 1.72 2.32 5.97 1.52 1.34 0.08
PERCENTAGE
CUM.
f
17.88 30.55 46.39 57.46 67.55 71.81 75.68 78.14 80.22 81.53 82.53 83.85 85.22 87.07 88.78 91.10 97.07 98.59 99.92 100.00
31 28 17 8 5 1 2 0 2 0 0 4 1 3 0 4 1 6 0 0 113
F
BAND
CUM.
31 27.43 27.43 59 24.78 52.21 76 15.04 67.26 84 7.08 74.34 89 4.42 78.76 90 0.88 79.65 92 1.77 81.42 92 0.00 81.42 94 1.77 83.19 94 0.00 83.19 94 0.00 83.19 98 3.54 86.73 99 0.88 87.61 102 2.65 90.27 102 0.00 90.27 106 3.54 93.81 107 0.88 94.69 113 5.31 100.00 113 0.00 100.00 113 0.00 100.00
PERCENTAGE rp
3,431.03 1,971.34 956.86 2,681.63 314.06 630.00 64.07 0.00 9.19 0.00 0.00 105.78 312.01 117.79 0.00 3.05 407.89 1,013.83 0.00 0.00 12,018.53
RP
BAND
CUM.
PERCENTAGE BAND
3,431.03 28.55 28.55 70.51 5,402.37 16.40 44.95 57.19 6,359.23 7.96 52.91 22.21 9,040.86 22.31 75.22 88.96 9,354.92 2.61 77.84 11.44 9,984.92 5.24 83.08 54.40 10,048.99 0.53 83.61 6.08 10,048.99 0.00 83.61 0.00 10,058.19 0.08 83.69 1.62 10,058.19 0.00 83.69 0.00 10,058.19 0.00 83.69 0.00 10,163.96 0.88 84.57 29.44 10,475.98 2.60 87.17 83.49 10,593.77 0.98 88.15 23.46 10,593.77 0.00 88.15 0.00 10,596.82 0.03 88.17 0.48 11,004.70 3.39 91.56 25.11 12,018.53 8.44 100.00 245.84 12,018.53 0.00 100.00 0.00 12,018.53 0.00 100.00 0.00
CUM
70.51 64.99 50.38 57.82 50.89 51.10 48.79 47.26 46.07 45.33 44.79 44.55 45.17 44.71 43.85 42.75 41.66 44.80 44.20 44.17 44.17
Page 84 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
982 696 562 302 284 119 95 45 24 18 5 12 4 7 9 17 7 2 0 0 3,190
F
982 1,678 2,240 2,542 2,826 2,945 3,040 3,085 3,109 3,127 3,132 3,144 3,148 3,155 3,164 3,181 3,188 3,190 3,190 3,190
BAND
CUM.
30.78 30.78 21.82 52.60 17.62 70.22 9.47 79.69 8.90 88.59 3.73 92.32 2.98 95.30 1.41 96.71 0.75 97.46 0.56 98.03 0.16 98.18 0.38 98.56 0.13 98.68 0.22 98.90 0.28 99.18 0.53 99.72 0.22 99.94 0.06 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
336.44 289.02 430.78 500.51 662.15 359.04 338.20 187.72 177.34 88.76 19.47 238.13 104.95 73.87 254.62 888.40 565.23 327.88 0.00 0.00 5,842.52
RP
336.44 625.46 1,056.24 1,556.75 2,218.90 2,577.94 2,916.13 3,103.86 3,281.20 3,369.96 3,389.43 3,627.56 3,732.51 3,806.38 4,061.00 4,949.40 5,514.63 5,842.52 5,842.52 5,842.52
BAND
5.76 4.95 7.37 8.57 11.33 6.15 5.79 3.21 3.04 1.52 0.33 4.08 1.80 1.26 4.36 15.21 9.67 5.61 0.00 0.00
CUM.
5.76 10.71 18.08 26.65 37.98 44.12 49.91 53.13 56.16 57.68 58.01 62.09 63.89 65.15 69.51 84.71 94.39 100.00 100.00 100.00
PERCENTAGE f
5 7 4 6 2 1 0 0 0 1 0 0 0 0 2 0 0 0 0 0 28
F
BAND
CUM.
5 12 16 22 24 25 25 25 25 26 26 26 26 26 28 28 28 28 28 28
17.86 25.00 14.29 21.43 7.14 3.57 0.00 0.00 0.00 3.57 0.00 0.00 0.00 0.00 7.14 0.00 0.00 0.00 0.00 0.00
17.86 42.86 57.14 78.57 85.71 89.29 89.29 89.29 89.29 92.86 92.86 92.86 92.86 92.86 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
95.61 588.81 503.57 743.61 914.04 19.62 0.00 0.00 0.00 554.20 0.00 0.00 0.00 0.00 118.01 0.00 0.00 0.00 0.00 0.00 3,537.48
RP
95.61 684.43 1,188.00 1,931.60 2,845.65 2,865.27 2,865.27 2,865.27 2,865.27 3,419.47 3,419.47 3,419.47 3,419.47 3,419.47 3,537.48 3,537.48 3,537.48 3,537.48 3,537.48 3,537.48
BAND
2.70 16.65 14.24 21.02 25.84 0.55 0.00 0.00 0.00 15.67 0.00 0.00 0.00 0.00 3.34 0.00 0.00 0.00 0.00 0.00
CUM.
2.70 19.35 33.58 54.60 80.44 81.00 81.00 81.00 81.00 96.66 96.66 96.66 96.66 96.66 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
28.42 203.73 116.90 148.57 138.04 5.46 0.00 0.00 0.00 624.35 0.00 0.00 0.00 0.00 46.35 0.00 0.00 0.00 0.00 0.00
CUM
28.42 109.43 112.47 124.08 128.25 111.15 98.26 92.31 87.32 101.47 100.89 94.26 91.61 89.84 87.11 71.47 64.15 60.55 60.55 60.55 60.55
Page 85 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,362 1,794 1,333 607 657 349 206 144 99 41 40 42 20 27 15 26 24 18 20 7 7,831
F
2,362 4,156 5,489 6,096 6,753 7,102 7,308 7,452 7,551 7,592 7,632 7,674 7,694 7,721 7,736 7,762 7,786 7,804 7,824 7,831
BAND
CUM.
30.16 30.16 22.91 53.07 17.02 70.09 7.75 77.84 8.39 86.23 4.46 90.69 2.63 93.32 1.84 95.16 1.26 96.42 0.52 96.95 0.51 97.46 0.54 98.00 0.26 98.25 0.34 98.60 0.19 98.79 0.33 99.12 0.31 99.43 0.23 99.66 0.26 99.91 0.09 100.00
PERCENTAGE rp
RP
667.49 667.49 448.56 1,116.05 628.59 1,744.63 485.61 2,230.24 917.17 3,147.41 765.97 3,913.38 694.34 4,607.72 539.93 5,147.65 507.84 5,655.49 224.57 5,880.06 263.54 6,143.60 284.96 6,428.56 222.50 6,651.06 475.23 7,126.29 253.68 7,379.97 895.91 8,275.88 1,245.49 9,521.37 1,377.83 10,899.20 3,784.10 14,683.30 1,132.50 15,815.80 15,815.80
BAND
4.22 2.84 3.97 3.07 5.80 4.84 4.39 3.41 3.21 1.42 1.67 1.80 1.41 3.00 1.60 5.66 7.87 8.71 23.93 7.16
CUM.
4.22 7.06 11.03 14.10 19.90 24.74 29.13 32.55 35.76 37.18 38.84 40.65 42.05 45.06 46.66 52.33 60.20 68.91 92.84 100.00
PERCENTAGE f
F
3 3 3 5 0 1 2 0 1 1 0 2 1 2 3 0 0 2 0 0 29
3 6 9 14 14 15 17 17 18 19 19 21 22 24 27 27 27 29 29 29
BAND
CUM.
10.34 10.34 10.34 20.69 10.34 31.03 17.24 48.28 0.00 48.28 3.45 51.72 6.90 58.62 0.00 58.62 3.45 62.07 3.45 65.52 0.00 65.52 6.90 72.41 3.45 75.86 6.90 82.76 10.34 93.10 0.00 93.10 0.00 93.10 6.90 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
36.57 90.83 188.87 708.21 0.00 506.38 118.15 0.00 133.07 21.69 0.00 580.24 24.69 616.98 202.70 0.00 0.00 6,222.06 0.00 0.00 9,450.45
RP
36.57 127.40 316.27 1,024.48 1,024.48 1,530.86 1,649.02 1,649.02 1,782.09 1,803.78 1,803.78 2,384.02 2,408.71 3,025.69 3,228.39 3,228.39 3,228.39 9,450.45 9,450.45 9,450.45
BAND
CUM.
0.39 0.39 0.96 1.35 2.00 3.35 7.49 10.84 0.00 10.84 5.36 16.20 1.25 17.45 0.00 17.45 1.41 18.86 0.23 19.09 0.00 19.09 6.14 25.23 0.26 25.49 6.53 32.02 2.14 34.16 0.00 34.16 0.00 34.16 65.84 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
5.48 20.25 30.05 145.84 0.00 66.11 17.02 0.00 26.20 9.66 0.00 203.62 11.10 129.83 79.90 0.00 0.00 451.58 0.00 0.00
CUM
5.48 11.41 18.13 45.94 32.55 39.12 35.79 32.03 31.51 30.68 29.36 37.08 36.22 42.46 43.75 39.01 33.91 86.71 64.36 59.75 59.75
Page 86 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,393 2,966 3,270 1,814 1,717 778 600 384 185 80 75 79 43 59 35 50 51 22 23 9 14,633
F
2,393 5,359 8,629 10,443 12,160 12,938 13,538 13,922 14,107 14,187 14,262 14,341 14,384 14,443 14,478 14,528 14,579 14,601 14,624 14,633
BAND
CUM.
16.35 16.35 20.27 36.62 22.35 58.97 12.40 71.37 11.73 83.10 5.32 88.42 4.10 92.52 2.62 95.14 1.26 96.41 0.55 96.95 0.51 97.46 0.54 98.00 0.29 98.30 0.40 98.70 0.24 98.94 0.34 99.28 0.35 99.63 0.15 99.78 0.16 99.94 0.06 100.00
PERCENTAGE rp
1,036.02 967.31 2,060.78 1,709.85 2,958.77 2,122.49 2,164.36 1,797.71 1,089.94 597.54 608.87 606.22 433.38 976.40 391.59 885.59 2,022.96 1,901.15 6,940.71 2,750.11 34,021.75
RP
1,036.02 2,003.33 4,064.10 5,773.95 8,732.72 10,855.21 13,019.57 14,817.27 15,907.21 16,504.75 17,113.62 17,719.84 18,153.23 19,129.63 19,521.22 20,406.82 22,429.77 24,330.93 31,271.64 34,021.75
BAND
3.05 2.84 6.06 5.03 8.70 6.24 6.36 5.28 3.20 1.76 1.79 1.78 1.27 2.87 1.15 2.60 5.95 5.59 20.40 8.08
CUM.
3.05 5.89 11.95 16.97 25.67 31.91 38.27 43.55 46.76 48.51 50.30 52.08 53.36 56.23 57.38 59.98 65.93 71.52 91.92 100.00
PERCENTAGE f
3 11 6 4 4 1 3 1 0 0 0 0 0 2 1 3 5 1 4 1 50
F
BAND
CUM.
3 6.00 6.00 14 22.00 28.00 20 12.00 40.00 24 8.00 48.00 28 8.00 56.00 29 2.00 58.00 32 6.00 64.00 33 2.00 66.00 33 0.00 66.00 33 0.00 66.00 33 0.00 66.00 33 0.00 66.00 33 0.00 66.00 35 4.00 70.00 36 2.00 72.00 39 6.00 78.00 44 10.00 88.00 45 2.00 90.00 49 8.00 98.00 50 2.00 100.00
PERCENTAGE rp
108.86 1,024.85 798.46 234.96 259.70 355.97 129.20 1,038.24 0.00 0.00 0.00 0.00 0.00 358.83 668.86 287.98 239.80 33.14 2,665.09 0.00 8,203.94
RP
108.86 1,133.71 1,932.17 2,167.13 2,426.83 2,782.79 2,911.99 3,950.23 3,950.23 3,950.23 3,950.23 3,950.23 3,950.23 4,309.06 4,977.92 5,265.91 5,505.71 5,538.85 8,203.94 8,203.94
BAND
CUM.
1.33 1.33 12.49 13.82 9.73 23.55 2.86 26.42 3.17 29.58 4.34 33.92 1.57 35.50 12.66 48.15 0.00 48.15 0.00 48.15 0.00 48.15 0.00 48.15 0.00 48.15 4.37 52.52 8.15 60.68 3.51 64.19 2.92 67.11 0.40 67.51 32.49 100.00 0.00 100.00
PERCENTAGE BAND
10.51 105.95 38.75 13.74 8.78 16.77 5.97 57.75 0.00 0.00 0.00 0.00 0.00 36.75 170.80 32.52 11.85 1.74 38.40 0.00
CUM
10.51 56.59 47.54 37.53 27.79 25.64 22.37 26.66 24.83 23.93 23.08 22.29 21.76 22.53 25.50 25.80 24.55 22.76 26.23 24.11 24.11
Page 87 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,773 1,682 1,874 918 882 478 311 266 154 57 38 52 60 49 19 21 16 10 7 4 8,671
F
1,773 3,455 5,329 6,247 7,129 7,607 7,918 8,184 8,338 8,395 8,433 8,485 8,545 8,594 8,613 8,634 8,650 8,660 8,667 8,671
BAND
CUM.
20.45 20.45 19.40 39.85 21.61 61.46 10.59 72.04 10.17 82.22 5.51 87.73 3.59 91.32 3.07 94.38 1.78 96.16 0.66 96.82 0.44 97.26 0.60 97.85 0.69 98.55 0.57 99.11 0.22 99.33 0.24 99.57 0.18 99.76 0.12 99.87 0.08 99.95 0.05 100.00
PERCENTAGE rp
RP
522.86 432.70 824.60 704.74 1,240.82 1,084.77 1,098.31 1,220.20 783.39 474.22 267.62 626.64 589.87 540.40 190.88 396.41 421.43 350.75 1,061.84 526.04
522.86 955.55 1,780.16 2,484.89 3,725.71 4,810.48 5,908.79 7,128.99 7,912.38 8,386.60 8,654.22 9,280.87 9,870.74 10,411.14 10,602.02 10,998.43 11,419.86 11,770.61 12,832.45 13,358.48
13,358.48
BAND
3.91 3.24 6.17 5.28 9.29 8.12 8.22 9.13 5.86 3.55 2.00 4.69 4.42 4.05 1.43 2.97 3.15 2.63 7.95 3.94
CUM.
3.91 7.15 13.33 18.60 27.89 36.01 44.23 53.37 59.23 62.78 64.78 69.48 73.89 77.94 79.37 82.33 85.49 88.11 96.06 100.00
PERCENTAGE f
1 4 3 2 1 2 0 1 0 2 2 0 0 0 0 0 0 0 2 0 20
F
BAND
CUM.
1 5 8 10 11 13 13 14 14 16 18 18 18 18 18 18 18 18 20 20
5.00 5.00 20.00 25.00 15.00 40.00 10.00 50.00 5.00 55.00 10.00 65.00 0.00 65.00 5.00 70.00 0.00 70.00 10.00 80.00 10.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00
PERCENTAGE rp
5.00 292.21 243.66 159.98 137.28 787.42 0.00 888.23 0.00 339.04 21.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 273.05 0.00 3,147.25
RP
5.00 297.21 540.87 700.86 838.14 1,625.55 1,625.55 2,513.78 2,513.78 2,852.82 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 3,147.25 3,147.25
BAND
CUM.
0.16 0.16 9.28 9.44 7.74 17.19 5.08 22.27 4.36 26.63 25.02 51.65 0.00 51.65 28.22 79.87 0.00 79.87 10.77 90.64 0.68 91.32 0.00 91.32 0.00 91.32 0.00 91.32 0.00 91.32 0.00 91.32 0.00 91.32 0.00 91.32 8.68 100.00 0.00 100.00
PERCENTAGE BAND
CUM
0.96 67.53 29.55 22.70 11.06 72.59 0.00 72.79 0.00 71.49 7.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.72 0.00
0.96 31.10 30.38 28.20 22.50 33.79 27.51 35.26 31.77 34.02 33.21 30.97 29.12 27.61 27.11 26.13 25.17 24.42 24.53 23.56 23.56
Page 88 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
980 1,052 863 410 442 249 156 127 47 31 22 26 10 22 3 13 5 1 0 0 4,459
F
980 2,032 2,895 3,305 3,747 3,996 4,152 4,279 4,326 4,357 4,379 4,405 4,415 4,437 4,440 4,453 4,458 4,459 4,459 4,459
BAND
CUM.
21.98 21.98 23.59 45.57 19.35 64.92 9.19 74.12 9.91 84.03 5.58 89.62 3.50 93.12 2.85 95.96 1.05 97.02 0.70 97.71 0.49 98.21 0.58 98.79 0.22 99.01 0.49 99.51 0.07 99.57 0.29 99.87 0.11 99.98 0.02 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
195.52 326.25 579.03 533.07 778.24 667.98 522.78 694.84 239.64 260.98 208.44 193.15 121.64 798.81 687.48 257.50 43.55 130.56 0.00 0.00 7,239.46
RP
195.52 521.77 1,100.80 1,633.87 2,412.11 3,080.09 3,602.87 4,297.71 4,537.35 4,798.33 5,006.77 5,199.92 5,321.56 6,120.37 6,807.85 7,065.35 7,108.90 7,239.46 7,239.46 7,239.46
BAND
2.70 4.51 8.00 7.36 10.75 9.23 7.22 9.60 3.31 3.60 2.88 2.67 1.68 11.03 9.50 3.56 0.60 1.80 0.00 0.00
CUM.
2.70 7.21 15.21 22.57 33.32 42.55 49.77 59.37 62.68 66.28 69.16 71.83 73.51 84.54 94.04 97.60 98.20 100.00 100.00 100.00
PERCENTAGE f
F
1 4 4 5 0 1 1 0 2 0 0 1 1 0 0 0 0 0 0 0 20
1 5 9 14 14 15 16 16 18 18 18 19 20 20 20 20 20 20 20 20
BAND
5.00 20.00 20.00 25.00 0.00 5.00 5.00 0.00 10.00 0.00 0.00 5.00 5.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
5.00 11.25 11.25 25.00 297.03 308.28 45.00 745.47 1,053.75 70.00 370.22 1,423.97 70.00 0.00 1,423.97 75.00 22.92 1,446.89 80.00 238.91 1,685.80 80.00 0.00 1,685.80 90.00 72.05 1,757.85 90.00 0.00 1,757.85 90.00 0.00 1,757.85 95.00 2,369.66 4,127.51 100.00 3,742.44 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 100.00 0.00 7,869.95 7,869.95
BAND
0.14 3.77 9.47 4.70 0.00 0.29 3.04 0.00 0.92 0.00 0.00 30.11 47.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.14 5.75 3.92 91.04 13.39 128.74 18.09 69.45 18.09 0.00 18.38 3.43 21.42 45.70 21.42 0.00 22.34 30.07 22.34 0.00 22.34 0.00 52.45 1,226.82 100.00 3,076.77 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
5.75 59.08 95.73 87.15 59.03 46.98 46.79 39.23 38.74 36.63 35.11 79.38 147.89 128.59 115.60 111.39 110.71 108.71 108.71 108.71 108.71
Page 89 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,700 3,473 3,180 1,499 1,261 561 423 303 161 81 84 106 54 57 31 43 38 9 12 11 15,087
F
3,700 7,173 10,353 11,852 13,113 13,674 14,097 14,400 14,561 14,642 14,726 14,832 14,886 14,943 14,974 15,017 15,055 15,064 15,076 15,087
BAND
CUM.
24.52 24.52 23.02 47.54 21.08 68.62 9.94 78.56 8.36 86.92 3.72 90.63 2.80 93.44 2.01 95.45 1.07 96.51 0.54 97.05 0.56 97.61 0.70 98.31 0.36 98.67 0.38 99.05 0.21 99.25 0.29 99.54 0.25 99.79 0.06 99.85 0.08 99.93 0.07 100.00
PERCENTAGE rp
586.04 938.10 1,896.14 1,630.05 2,003.38 1,301.41 1,326.85 1,307.95 944.00 433.35 566.41 725.35 525.86 578.41 541.13 747.44 1,038.00 645.34 1,481.92 1,319.05 20,536.19
RP
586.04 1,524.15 3,420.29 5,050.34 7,053.72 8,355.13 9,681.97 10,989.92 11,933.92 12,367.27 12,933.68 13,659.03 14,184.89 14,763.30 15,304.44 16,051.88 17,089.88 17,735.22 19,217.14 20,536.19
BAND
2.85 4.57 9.23 7.94 9.76 6.34 6.46 6.37 4.60 2.11 2.76 3.53 2.56 2.82 2.64 3.64 5.05 3.14 7.22 6.42
CUM.
2.85 7.42 16.65 24.59 34.35 40.68 47.15 53.51 58.11 60.22 62.98 66.51 69.07 71.89 74.52 78.16 83.22 86.36 93.58 100.00
PERCENTAGE f
F
2 2 2 1 2 0 2 1 0 1 1 0 0 0 0 2 0 0 0 0 16
2 4 6 7 9 9 11 12 12 13 14 14 14 14 14 16 16 16 16 16
BAND
12.50 12.50 12.50 6.25 12.50 0.00 12.50 6.25 0.00 6.25 6.25 0.00 0.00 0.00 0.00 12.50 0.00 0.00 0.00 0.00
CUM.
12.50 25.00 37.50 43.75 56.25 56.25 68.75 75.00 75.00 81.25 87.50 87.50 87.50 87.50 87.50 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
50.55 118.08 79.04 20.71 50.92 0.00 45.50 519.91 0.00 82.80 8.00 0.00 0.00 0.00 0.00 35.87 0.00 0.00 0.00 0.00 1,011.37
RP
50.55 168.63 247.67 268.38 319.30 319.30 364.79 884.71 884.71 967.51 975.51 975.51 975.51 975.51 975.51 1,011.37 1,011.37 1,011.37 1,011.37 1,011.37
BAND
5.00 11.68 7.81 2.05 5.03 0.00 4.50 51.41 0.00 8.19 0.79 0.00 0.00 0.00 0.00 3.55 0.00 0.00 0.00 0.00
CUM.
5.00 16.67 24.49 26.54 31.57 31.57 36.07 87.48 87.48 95.66 96.45 96.45 96.45 96.45 96.45 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
8.63 12.59 4.17 1.27 2.54 0.00 3.43 39.75 0.00 19.11 1.41 0.00 0.00 0.00 0.00 4.80 0.00 0.00 0.00 0.00
CUM
8.63 11.06 7.24 5.31 4.53 3.82 3.77 8.05 7.41 7.82 7.54 7.14 6.88 6.61 6.37 6.30 5.92 5.70 5.26 4.92 4.92
Page 90 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 21
DATA POSITION FROM : TO PROCESSING
01/01/2004
:
15/06/2007
DATE :
15/07/2007
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
281 373 353 197 203 103 63 40 9 13 10 11 7 2 1 0 1 1 0 0 1,668
F
281 654 1,007 1,204 1,407 1,510 1,573 1,613 1,622 1,635 1,645 1,656 1,663 1,665 1,666 1,666 1,667 1,668 1,668 1,668
BAND
CUM.
16.85 16.85 22.36 39.21 21.16 60.37 11.81 72.18 12.17 84.35 6.18 90.53 3.78 94.30 2.40 96.70 0.54 97.24 0.78 98.02 0.60 98.62 0.66 99.28 0.42 99.70 0.12 99.82 0.06 99.88 0.00 99.88 0.06 99.94 0.06 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
34.05 98.55 228.19 267.34 387.57 198.88 206.34 123.79 35.40 53.85 8.62 109.56 45.95 9.08 7.62 0.00 0.00 4.49 0.00 0.00 1,819.28
RP
34.05 132.60 360.79 628.13 1,015.70 1,214.58 1,420.92 1,544.70 1,580.10 1,633.95 1,642.57 1,752.13 1,798.08 1,807.16 1,814.79 1,814.79 1,814.79 1,819.28 1,819.28 1,819.28
BAND
1.87 5.42 12.54 14.69 21.30 10.93 11.34 6.80 1.95 2.96 0.47 6.02 2.53 0.50 0.42 0.00 0.00 0.25 0.00 0.00
CUM.
1.87 7.29 19.83 34.53 55.83 66.76 78.10 84.91 86.85 89.81 90.29 96.31 98.83 99.33 99.75 99.75 99.75 100.00 100.00 100.00
PERCENTAGE f
F
0 0 4 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 6
BAND
0 0 4 4 4 5 5 5 5 5 5 6 6 6 6 6 6 6 6 6
0.00 0.00 66.67 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 166.12 0.00 0.00 587.97 0.00 0.00 0.00 0.00 0.00 190.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 944.74
RP
0.00 0.00 166.12 166.12 166.12 754.09 754.09 754.09 754.09 754.09 754.09 944.74 944.74 944.74 944.74 944.74 944.74 944.74 944.74 944.74
BAND
0.00 0.00 17.58 0.00 0.00 62.24 0.00 0.00 0.00 0.00 0.00 20.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 17.58 17.58 17.58 79.82 79.82 79.82 79.82 79.82 79.82 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 72.80 0.00 0.00 295.64 0.00 0.00 0.00 0.00 0.00 174.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 46.04 26.45 16.35 62.09 53.07 48.82 47.72 46.15 45.91 53.92 52.54 52.28 52.06 52.06 52.06 51.93 51.93 51.93 51.93
Page 91 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
BALI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,482 2,355 2,281 1,351 1,742 921 556 440 255 140 104 97 83 88 52 82 52 29 48 8 13,166
F
2,482 4,837 7,118 8,469 10,211 11,132 11,688 12,128 12,383 12,523 12,627 12,724 12,807 12,895 12,947 13,029 13,081 13,110 13,158 13,166
BAND
CUM.
PERCENTAGE rp
18.85 18.85 843.65 17.89 36.74 517.15 17.32 54.06 964.61 10.26 64.32 924.44 13.23 77.56 1,887.73 7.00 84.55 1,474.78 4.22 88.77 1,281.01 3.34 92.12 7,501.53 1.94 94.05 1,088.77 1.06 95.12 776.32 0.79 95.91 706.86 0.74 96.64 652.31 0.63 97.27 637.15 0.67 97.94 843.83 0.39 98.34 791.79 0.62 98.96 1,237.28 0.39 99.35 1,348.16 0.22 99.57 1,536.92 0.36 99.94 3,366.67 0.06 100.00 39,739.98 68,120.94
RP
843.65 1,360.80 2,325.41 3,249.86 5,137.58 6,612.37 7,893.38 15,394.91 16,483.68 17,260.00 17,966.86 18,619.17 19,256.32 20,100.14 20,891.93 22,129.21 23,477.37 25,014.29 28,380.96 68,120.94
BAND
1.24 0.76 1.42 1.36 2.77 2.16 1.88 11.01 1.60 1.14 1.04 0.96 0.94 1.24 1.16 1.82 1.98 2.26 4.94 58.34
PERCENTAGE
CUM.
f
F
1.24 2.00 3.41 4.77 7.54 9.71 11.59 22.60 24.20 25.34 26.37 27.33 28.27 29.51 30.67 32.49 34.46 36.72 41.66 100.00
4 0 3 1 2 2 1 2 2 3 2 2 2 3 7 0 11 6 7 0
4 4 7 8 10 12 13 15 17 20 22 24 26 29 36 36 47 53 60 60
60
BAND
CUM.
6.67 6.67 0.00 6.67 5.00 11.67 1.67 13.33 3.33 16.67 3.33 20.00 1.67 21.67 3.33 25.00 3.33 28.33 5.00 33.33 3.33 36.67 3.33 40.00 3.33 43.33 5.00 48.33 11.67 60.00 0.00 60.00 18.33 78.33 10.00 88.33 11.67 100.00 0.00 100.00
PERCENTAGE rp
980.23 0.00 100.40 3.81 59.07 574.89 4.30 1,118.57 274.92 135.98 7.21 39.96 85.62 49.89 158.50 0.00 494.79 96.95 2,110.40 0.00 6,295.48
RP
980.23 980.23 1,080.62 1,084.43 1,143.50 1,718.39 1,722.69 2,841.26 3,116.18 3,252.16 3,259.37 3,299.33 3,384.95 3,434.84 3,593.34 3,593.34 4,088.13 4,185.08 6,295.48 6,295.48
BAND
CUM.
15.57 15.57 0.00 15.57 1.59 17.17 0.06 17.23 0.94 18.16 9.13 27.30 0.07 27.36 17.77 45.13 4.37 49.50 2.16 51.66 0.11 51.77 0.63 52.41 1.36 53.77 0.79 54.56 2.52 57.08 0.00 57.08 7.86 64.94 1.54 66.48 33.52 100.00 0.00 100.00
PERCENTAGE BAND
CUM
116.19 0.00 10.41 0.41 3.13 38.98 0.34 14.91 25.25 17.52 1.02 6.13 13.44 5.91 20.02 0.00 36.70 6.31 62.69 0.00
116.19 72.03 46.47 33.37 22.26 25.99 21.82 18.46 18.90 18.84 18.14 17.72 17.58 17.09 17.20 16.24 17.41 16.73 22.18 9.24 9.24
Page 92 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,341 933 605 283 243 105 79 59 32 17 11 13 11 10 2 5 7 4 1 3 3,764
F
1,341 2,274 2,879 3,162 3,405 3,510 3,589 3,648 3,680 3,697 3,708 3,721 3,732 3,742 3,744 3,749 3,756 3,760 3,761 3,764
BAND
CUM.
35.63 35.63 24.79 60.41 16.07 76.49 7.52 84.01 6.46 90.46 2.79 93.25 2.10 95.35 1.57 96.92 0.85 97.77 0.45 98.22 0.29 98.51 0.35 98.86 0.29 99.15 0.27 99.42 0.05 99.47 0.13 99.60 0.19 99.79 0.11 99.89 0.03 99.92 0.08 100.00
PERCENTAGE rp
787.56 223.14 329.29 290.41 373.98 307.91 292.54 221.10 252.57 144.01 84.84 97.17 110.11 113.36 52.80 135.70 81.18 48.00 40.93 13.07 3,999.68
RP
787.56 1,010.70 1,339.99 1,630.40 2,004.38 2,312.29 2,604.84 2,825.93 3,078.51 3,222.52 3,307.36 3,404.53 3,514.64 3,628.00 3,680.80 3,816.50 3,897.68 3,945.67 3,986.60 3,999.68
BAND
19.69 5.58 8.23 7.26 9.35 7.70 7.31 5.53 6.31 3.60 2.12 2.43 2.75 2.83 1.32 3.39 2.03 1.20 1.02 0.33
PERCENTAGE
CUM.
f
19.69 25.27 33.50 40.76 50.11 57.81 65.13 70.65 76.97 80.57 82.69 85.12 87.87 90.71 92.03 95.42 97.45 98.65 99.67 100.00
1 0 0 1 3 7 5 1 13 0 0 0 0 0 0 0 0 0 0 0 31
F
BAND
CUM.
1 3.23 3.23 1 0.00 3.23 1 0.00 3.23 2 3.23 6.45 5 9.68 16.13 12 22.58 38.71 17 16.13 54.84 18 3.23 58.06 31 41.94 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00
PERCENTAGE rp
17.50 0.00 0.00 2.90 6.73 16.12 9.59 10.45 37.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.45
RP
17.50 17.50 17.50 20.40 27.13 43.25 52.84 63.29 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45
BAND
17.42 0.00 0.00 2.89 6.70 16.05 9.55 10.40 36.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
17.42 17.42 17.42 20.31 27.01 43.06 52.61 63.01 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
2.22 0.00 0.00 1.00 1.80 5.24 3.28 4.72 14.71 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.22 1.73 1.31 1.25 1.35 1.87 2.03 2.24 3.26 3.12 3.04 2.95 2.86 2.77 2.73 2.63 2.58 2.55 2.52 2.51 2.51
Page 93 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
NUSA TEGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
386 483 505 269 288 129 86 51 37 16 14 6 5 5 4 1 3 0 0 0 2,288
386 869 1,374 1,643 1,931 2,060 2,146 2,197 2,234 2,250 2,264 2,270 2,275 2,280 2,284 2,285 2,288 2,288 2,288 2,288
BAND
16.87 21.11 22.07 11.76 12.59 5.64 3.76 2.23 1.62 0.70 0.61 0.26 0.22 0.22 0.17 0.04 0.13 0.00 0.00 0.00
CUM.
16.87 37.98 60.05 71.81 84.40 90.03 93.79 96.02 97.64 98.34 98.95 99.21 99.43 99.65 99.83 99.87 100.00 100.00 100.00 100.00
PERCENTAGE rp
78.01 180.58 346.05 320.96 581.52 381.83 337.19 292.74 282.17 137.45 161.27 28.12 63.20 50.10 50.46 23.29 107.06 0.00 0.00 0.00 3,422.00
RP
78.01 258.59 604.64 925.60 1,507.12 1,888.95 2,226.14 2,518.88 2,801.05 2,938.50 3,099.77 3,127.89 3,191.09 3,241.19 3,291.65 3,314.94 3,422.00 3,422.00 3,422.00 3,422.00
BAND
2.28 5.28 10.11 9.38 16.99 11.16 9.85 8.55 8.25 4.02 4.71 0.82 1.85 1.46 1.47 0.68 3.13 0.00 0.00 0.00
CUM.
2.28 7.56 17.67 27.05 44.04 55.20 65.05 73.61 81.85 85.87 90.58 91.41 93.25 94.72 96.19 96.87 100.00 100.00 100.00 100.00
PERCENTAGE f
F
BAND
CUM.
PERCENTAGE rp
0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 1 50.00 50.00 322.30 1 0.00 50.00 0.00 2 50.00 100.00 547.81 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00
2
870.11
RP
0.00 0.00 0.00 0.00 322.30 322.30 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11
BAND
0.00 0.00 0.00 0.00 37.04 0.00 62.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 37.04 37.04 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 55.42 0.00 162.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 21.39 17.06 39.09 34.54 31.06 29.61 28.07 27.82 27.27 26.85 26.43 26.25 25.43 25.43 25.43 25.43 25.43
Page 94 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
121 95 93 55 71 44 28 28 21 8 3 5 2 6 8 6 4 2 0 2 602
F
121 216 309 364 435 479 507 535 556 564 567 572 574 580 588 594 598 600 600 602
BAND
CUM.
20.10 20.10 15.78 35.88 15.45 51.33 9.14 60.47 11.79 72.26 7.31 79.57 4.65 84.22 4.65 88.87 3.49 92.36 1.33 93.69 0.50 94.19 0.83 95.02 0.33 95.35 1.00 96.35 1.33 97.67 1.00 98.67 0.66 99.34 0.33 99.67 0.00 99.67 0.33 100.00
PERCENTAGE rp
50.85 25.04 56.59 54.60 146.89 109.27 99.92 151.16 99.74 50.98 34.55 39.40 19.99 46.58 49.89 23.62 221.75 252.29 0.00 1,120.43 2,653.55
RP
50.85 75.89 132.49 187.09 333.98 443.24 543.16 694.32 794.06 845.04 879.59 918.99 938.98 985.57 1,035.45 1,059.07 1,280.83 1,533.12 1,533.12 2,653.55
BAND
1.92 0.94 2.13 2.06 5.54 4.12 3.77 5.70 3.76 1.92 1.30 1.48 0.75 1.76 1.88 0.89 8.36 9.51 0.00 42.22
CUM.
1.92 2.86 4.99 7.05 12.59 16.70 20.47 26.17 29.92 31.85 33.15 34.63 35.39 37.14 39.02 39.91 48.27 57.78 57.78 100.00
PERCENTAGE f
F
1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
CUM.
100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
63.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 63.58
RP
BAND
CUM.
63.58 100.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00 63.58 0.00 100.00
PERCENTAGE BAND
CUM
125.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
125.02 83.77 47.99 33.98 19.04 14.34 11.71 9.16 8.01 7.52 7.23 6.92 6.77 6.45 6.14 6.00 4.96 4.15 4.15 2.40 2.40
Page 95 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
235 261 349 242 269 151 84 68 39 27 14 20 16 9 6 9 9 5 0 0 1,813
F
235 496 845 1,087 1,356 1,507 1,591 1,659 1,698 1,725 1,739 1,759 1,775 1,784 1,790 1,799 1,808 1,813 1,813 1,813
BAND
CUM.
12.96 12.96 14.40 27.36 19.25 46.61 13.35 59.96 14.84 74.79 8.33 83.12 4.63 87.76 3.75 91.51 2.15 93.66 1.49 95.15 0.77 95.92 1.10 97.02 0.88 97.90 0.50 98.40 0.33 98.73 0.50 99.23 0.50 99.72 0.28 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
48.26 100.95 314.70 318.81 582.46 479.35 339.54 396.56 264.20 173.17 191.54 227.33 216.37 151.06 77.03 113.09 688.54 245.84 0.00 0.00 4,928.81
RP
48.26 149.21 463.91 782.73 1,365.19 1,844.54 2,184.08 2,580.64 2,844.84 3,018.01 3,209.54 3,436.88 3,653.25 3,804.31 3,881.34 3,994.44 4,682.97 4,928.81 4,928.81 4,928.81
BAND
0.98 2.05 6.38 6.47 11.82 9.73 6.89 8.05 5.36 3.51 3.89 4.61 4.39 3.06 1.56 2.29 13.97 4.99 0.00 0.00
CUM.
0.98 3.03 9.41 15.88 27.70 37.42 44.31 52.36 57.72 61.23 65.12 69.73 74.12 77.19 78.75 81.04 95.01 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 2 1 1 0 0 1 0 2 0 0 0 0 0 0 0 0 7
BAND
0 0 0 0 2 3 4 4 4 5 5 7 7 7 7 7 7 7 7 7
0.00 0.00 0.00 0.00 28.57 14.29 14.29 0.00 0.00 14.29 0.00 28.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 28.57 42.86 57.14 57.14 57.14 71.43 71.43 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 587.33 60.20 9.72 0.00 0.00 320.44 0.00 3,255.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,233.29
RP
0.00 0.00 0.00 0.00 587.33 647.52 657.24 657.24 657.24 977.68 977.68 4,233.29 4,233.29 4,233.29 4,233.29 4,233.29 4,233.29 4,233.29 4,233.29 4,233.29
BAND
0.00 0.00 0.00 0.00 13.87 1.42 0.23 0.00 0.00 7.57 0.00 76.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.87 100.84 15.30 12.56 15.53 2.86 15.53 0.00 15.53 0.00 23.10 185.05 23.10 0.00 100.00 1,432.09 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 43.02 35.10 30.09 25.47 23.10 32.39 30.46 123.17 115.88 111.28 109.07 105.98 90.40 85.89 85.89 85.89 85.89
Page 96 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
36 63 60 28 61 35 39 40 13 11 3 5 5 1 0 0 1 0 0 0 401
BAND
36 99 159 187 248 283 322 362 375 386 389 394 399 400 400 400 401 401 401 401
8.98 15.71 14.96 6.98 15.21 8.73 9.73 9.98 3.24 2.74 0.75 1.25 1.25 0.25 0.00 0.00 0.25 0.00 0.00 0.00
CUM.
8.98 24.69 39.65 46.63 61.85 70.57 80.30 90.27 93.52 96.26 97.01 98.25 99.50 99.75 99.75 99.75 100.00 100.00 100.00 100.00
PERCENTAGE rp
8.02 23.58 44.06 38.19 109.88 108.14 163.24 240.72 93.16 67.38 41.84 56.76 96.03 27.82 0.00 0.00 5.10 0.00 0.00 0.00 1,123.91
RP
8.02 31.59 75.65 113.84 223.73 331.87 495.10 735.82 828.98 896.36 938.20 994.96 1,090.99 1,118.81 1,118.81 1,118.81 1,123.91 1,123.91 1,123.91 1,123.91
BAND
0.71 2.10 3.92 3.40 9.78 9.62 14.52 21.42 8.29 6.00 3.72 5.05 8.54 2.48 0.00 0.00 0.45 0.00 0.00 0.00
CUM.
0.71 2.81 6.73 10.13 19.91 29.53 44.05 65.47 73.76 79.75 83.48 88.53 97.07 99.55 99.55 99.55 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 97 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
46 95 89 42 83 32 33 27 11 4 6 9 7 4 2 4 2 0 1 0 497
BAND
46 141 230 272 355 387 420 447 458 462 468 477 484 488 490 494 496 496 497 497
CUM.
9.26 9.26 19.11 28.37 17.91 46.28 8.45 54.73 16.70 71.43 6.44 77.87 6.64 84.51 5.43 89.94 2.21 92.15 0.80 92.96 1.21 94.16 1.81 95.98 1.41 97.38 0.80 98.19 0.40 98.59 0.80 99.40 0.40 99.80 0.00 99.80 0.20 100.00 0.00 100.00
PERCENTAGE rp
7.62 35.42 60.98 54.54 197.54 89.29 126.31 163.53 75.21 33.10 33.32 92.51 74.26 93.04 93.73 87.92 72.53 0.00 288.40 0.00 1,679.26
RP
7.62 43.04 104.02 158.57 356.11 445.40 571.71 735.25 810.45 843.55 876.87 969.38 1,043.64 1,136.68 1,230.41 1,318.33 1,390.86 1,390.86 1,679.26 1,679.26
BAND
0.45 2.11 3.63 3.25 11.76 5.32 7.52 9.74 4.48 1.97 1.98 5.51 4.42 5.54 5.58 5.24 4.32 0.00 17.17 0.00
CUM.
0.45 2.56 6.19 9.44 21.21 26.52 34.05 43.78 48.26 50.23 52.22 57.73 62.15 67.69 73.27 78.51 82.83 82.83 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 348.13 0.00 0.00 0.00 348.13
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 348.13 100.00 100.00 348.13 0.00 100.00 348.13 0.00 100.00 348.13 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 479.96 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.03 25.03 20.73 20.73 20.73
Page 98 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,960 7,660 8,524 4,430 3,858 1,578 1,083 797 518 304 311 356 274 343 219 391 375 131 143 35 38,290
F
6,960 14,620 23,144 27,574 31,432 33,010 34,093 34,890 35,408 35,712 36,023 36,379 36,653 36,996 37,215 37,606 37,981 38,112 38,255 38,290
BAND
CUM.
18.18 18.18 20.01 38.18 22.26 60.44 11.57 72.01 10.08 82.09 4.12 86.21 2.83 89.04 2.08 91.12 1.35 92.47 0.79 93.27 0.81 94.08 0.93 95.01 0.72 95.72 0.90 96.62 0.57 97.19 1.02 98.21 0.98 99.19 0.34 99.54 0.37 99.91 0.09 100.00
PERCENTAGE rp
10,342.58 1,273.19 2,766.92 2,516.11 3,678.55 2,401.75 2,338.58 2,614.29 2,255.47 1,597.31 2,051.20 3,018.26 2,891.38 3,738.71 3,450.46 7,470.01 14,651.17 7,718.35 12,236.94 41,373.72 130,384.96
RP
10,342.58 11,615.77 14,382.69 16,898.80 20,577.35 22,979.10 25,317.69 27,931.98 30,187.44 31,784.75 33,835.95 36,854.21 39,745.59 43,484.30 46,934.76 54,404.77 69,055.94 76,774.29 89,011.23 130,384.96
BAND
7.93 0.98 2.12 1.93 2.82 1.84 1.79 2.01 1.73 1.23 1.57 2.31 2.22 2.87 2.65 5.73 11.24 5.92 9.39 31.73
PERCENTAGE
CUM.
f
7.93 8.91 11.03 12.96 15.78 17.62 19.42 21.42 23.15 24.38 25.95 28.27 30.48 33.35 36.00 41.73 52.96 58.88 68.27 100.00
22 8 8 12 7 5 5 4 4 1 4 10 5 8 6 26 29 8 6 33 211
F
22 30 38 50 57 62 67 71 75 76 80 90 95 103 109 135 164 172 178 211
BAND
10.43 3.79 3.79 5.69 3.32 2.37 2.37 1.90 1.90 0.47 1.90 4.74 2.37 3.79 2.84 12.32 13.74 3.79 2.84 15.64
CUM.
10.43 14.22 18.01 23.70 27.01 29.38 31.75 33.65 35.55 36.02 37.91 42.65 45.02 48.82 51.66 63.98 77.73 81.52 84.36 100.00
PERCENTAGE rp
2,031.35 278.58 395.65 878.66 37.68 397.53 2,125.94 114.12 302.67 59.57 1,872.79 471.11 4,974.59 721.37 4,696.04 2,262.06 16,035.16 22,227.55 288.51 14,146.80 74,317.73
RP
2,031.35 2,309.93 2,705.59 3,584.25 3,621.93 4,019.45 6,145.39 6,259.51 6,562.18 6,621.76 8,494.54 8,965.66 13,940.25 14,661.62 19,357.66 21,619.72 37,654.87 59,882.43 60,170.93 74,317.73
BAND
CUM.
2.73 2.73 0.37 3.11 0.53 3.64 1.18 4.82 0.05 4.87 0.53 5.41 2.86 8.27 0.15 8.42 0.41 8.83 0.08 8.91 2.52 11.43 0.63 12.06 6.69 18.76 0.97 19.73 6.32 26.05 3.04 29.09 21.58 50.67 29.91 80.58 0.39 80.96 19.04 100.00
PERCENTAGE BAND
19.64 21.88 14.30 34.92 1.02 16.55 90.91 4.37 13.42 3.73 91.30 15.61 172.05 19.29 136.10 30.28 109.45 287.98 2.36 34.19
CUM
19.64 19.89 18.81 21.21 17.60 17.49 24.27 22.41 21.74 20.83 25.11 24.33 35.07 33.72 41.24 39.74 54.53 78.00 67.60 57.00 57.00
Page 99 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
188 172 161 79 71 34 24 19 8 5 1 0 8 1 2 1 0 0 0 0 774
F
BAND
188 360 521 600 671 705 729 748 756 761 762 762 770 771 773 774 774 774 774 774
24.29 22.22 20.80 10.21 9.17 4.39 3.10 2.45 1.03 0.65 0.13 0.00 1.03 0.13 0.26 0.13 0.00 0.00 0.00 0.00
CUM.
24.29 46.51 67.31 77.52 86.69 91.09 94.19 96.64 97.67 98.32 98.45 98.45 99.48 99.61 99.87 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
RP
55.11 30.95 72.64 66.05 100.85 53.97 81.06 60.93 34.76 14.38 5.96 0.00 48.09 20.45 35.91 42.27 0.00 0.00 0.00 0.00
55.11 86.06 158.69 224.74 325.59 379.56 460.62 521.55 556.31 570.69 576.65 576.65 624.75 645.20 681.11 723.38 723.38 723.38 723.38 723.38
723.38
BAND
7.62 4.28 10.04 9.13 13.94 7.46 11.21 8.42 4.80 1.99 0.82 0.00 6.65 2.83 4.96 5.84 0.00 0.00 0.00 0.00
CUM.
7.62 11.90 21.94 31.07 45.01 52.47 63.68 72.10 76.90 78.89 79.72 79.72 86.37 89.19 94.16 100.00 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.00
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 100 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
375 344 247 111 125 80 53 33 25 6 9 4 4 3 0 0 0 1 0 0
375 719 966 1,077 1,202 1,282 1,335 1,368 1,393 1,399 1,408 1,412 1,416 1,419 1,419 1,419 1,419 1,420 1,420 1,420
1,420
BAND
CUM.
26.41 26.41 24.23 50.63 17.39 68.03 7.82 75.85 8.80 84.65 5.63 90.28 3.73 94.01 2.32 96.34 1.76 98.10 0.42 98.52 0.63 99.15 0.28 99.44 0.28 99.72 0.21 99.93 0.00 99.93 0.00 99.93 0.00 99.93 0.07 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
33.54 66.78 112.85 102.44 157.18 186.30 132.14 152.51 163.39 34.49 55.69 49.00 113.38 13.82 0.00 0.00 0.00 130.56 0.00 0.00 1,504.06
RP
33.54 100.32 213.17 315.61 472.79 659.09 791.23 943.74 1,107.12 1,141.61 1,197.30 1,246.31 1,359.68 1,373.50 1,373.50 1,373.50 1,373.50 1,504.06 1,504.06 1,504.06
BAND
2.23 4.44 7.50 6.81 10.45 12.39 8.79 10.14 10.86 2.29 3.70 3.26 7.54 0.92 0.00 0.00 0.00 8.68 0.00 0.00
CUM.
2.23 6.67 14.17 20.98 31.43 43.82 52.61 62.75 73.61 75.90 79.60 82.86 90.40 91.32 91.32 91.32 91.32 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 0 1 3 0 0 1 0 0 0 0 0 0 0 0 0 6
BAND
0 0 0 0 1 1 2 5 5 5 6 6 6 6 6 6 6 6 6 6
0.00 0.00 0.00 0.00 16.67 0.00 16.67 50.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 16.67 16.67 33.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 323.81 0.00 106.60 1,792.43 0.00 0.00 588.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,811.59
RP
0.00 0.00 0.00 0.00 323.81 323.81 430.41 2,222.84 2,222.84 2,222.84 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59
BAND
0.00 0.00 0.00 0.00 11.52 0.00 3.79 63.75 0.00 0.00 20.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.52 206.01 11.52 0.00 15.31 80.67 79.06 1,175.32 79.06 0.00 79.06 0.00 100.00 1,057.18 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 68.49 49.13 54.40 235.54 200.78 194.71 234.83 225.59 206.78 204.70 204.70 204.70 204.70 186.93 186.93 186.93 186.93
Page 101 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,229 1,512 1,916 1,200 1,058 440 294 214 105 67 54 59 42 72 35 66 54 26 27 6 8,476
F
1,229 2,741 4,657 5,857 6,915 7,355 7,649 7,863 7,968 8,035 8,089 8,148 8,190 8,262 8,297 8,363 8,417 8,443 8,470 8,476
BAND
CUM.
14.50 14.50 17.84 32.34 22.61 54.94 14.16 69.10 12.48 81.58 5.19 86.77 3.47 90.24 2.52 92.77 1.24 94.01 0.79 94.80 0.64 95.43 0.70 96.13 0.50 96.63 0.85 97.48 0.41 97.89 0.78 98.67 0.64 99.30 0.31 99.61 0.32 99.93 0.07 100.00
PERCENTAGE rp
2,397.89 269.13 838.24 1,137.94 1,653.44 918.81 788.91 813.45 597.33 457.41 361.04 387.02 408.34 614.98 582.81 1,137.68 1,194.56 514.94 2,441.27 694.59 18,209.77
RP
2,397.89 2,667.02 3,505.25 4,643.20 6,296.64 7,215.44 8,004.36 8,817.81 9,415.14 9,872.55 10,233.59 10,620.60 11,028.95 11,643.93 12,226.74 13,364.42 14,558.98 15,073.91 17,515.18 18,209.77
BAND
13.17 1.48 4.60 6.25 9.08 5.05 4.33 4.47 3.28 2.51 1.98 2.13 2.24 3.38 3.20 6.25 6.56 2.83 13.41 3.81
CUM.
13.17 14.65 19.25 25.50 34.58 39.62 43.96 48.42 51.70 54.22 56.20 58.32 60.57 63.94 67.14 73.39 79.95 82.78 96.19 100.00
PERCENTAGE f
F
5 2 1 0 2 3 0 1 1 3 0 0 1 1 2 2 0 2 3 1 30
5 7 8 8 10 13 13 14 15 18 18 18 19 20 22 24 24 26 29 30
BAND
16.67 6.67 3.33 0.00 6.67 10.00 0.00 3.33 3.33 10.00 0.00 0.00 3.33 3.33 6.67 6.67 0.00 6.67 10.00 3.33
PERCENTAGE
CUM.
rp
16.67 23.33 26.67 26.67 33.33 43.33 43.33 46.67 50.00 60.00 60.00 60.00 63.33 66.67 73.33 80.00 80.00 86.67 96.67 100.00
578.29 72.81 0.60 0.00 7.72 317.04 0.00 0.45 4.50 341.12 0.00 0.00 6.00 2.06 101.05 132.21 0.00 59.96 74.12 71.67 1,769.59
RP
578.29 651.09 651.69 651.69 659.42 976.46 976.46 976.91 981.41 1,322.53 1,322.53 1,322.53 1,328.53 1,330.58 1,431.63 1,563.84 1,563.84 1,623.80 1,697.92 1,769.59
BAND
CUM.
32.68 32.68 4.11 36.79 0.03 36.83 0.00 36.83 0.44 37.26 17.92 55.18 0.00 55.18 0.03 55.21 0.25 55.46 19.28 74.74 0.00 74.74 0.00 74.74 0.34 75.08 0.12 75.19 5.71 80.90 7.47 88.37 0.00 88.37 3.39 91.76 4.19 95.95 4.05 100.00
PERCENTAGE BAND
24.12 27.05 0.07 0.00 0.47 34.51 0.00 0.06 0.75 74.58 0.00 0.00 1.47 0.33 17.34 11.62 0.00 11.64 3.04 10.32
CUM
24.12 24.41 18.59 14.04 10.47 13.53 12.20 11.08 10.42 13.40 12.92 12.45 12.05 11.43 11.71 11.70 10.74 10.77 9.69 9.72 9.72
Page 102 of 204
RISK AND LOSS PROFILE 2005
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
DATA POSITION FROM
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
151,578 146,068 158,543 88,076 91,895 44,726 31,611 23,649 13,482 7,526 5,859 6,723 4,642 5,762 3,746 6,027 4,986 2,196 2,312 705 800,112
F
151,578 297,646 456,189 544,265 636,160 680,886 712,497 736,146 749,628 757,154 763,013 769,736 774,378 780,140 783,886 789,913 794,899 797,095 799,407 800,112
BAND
CUM.
18.94 18.94 18.26 37.20 19.82 57.02 11.01 68.02 11.49 79.51 5.59 85.10 3.95 89.05 2.96 92.01 1.69 93.69 0.94 94.63 0.73 95.36 0.84 96.20 0.58 96.78 0.72 97.50 0.47 97.97 0.75 98.73 0.62 99.35 0.27 99.62 0.29 99.91 0.09 100.00
PERCENTAGE rp
52,211.94 34,571.78 66,677.19 60,781.10 95,577.35 67,568.66 67,183.40 68,001.27 51,382.16 34,636.88 30,539.34 42,530.14 36,448.65 55,391.54 50,608.10 98,135.97 128,172.16 73,458.82 103,086.42 346,423.37
RP
52,211.94 86,783.71 153,460.90 214,242.00 309,819.34 377,388.00 444,571.40 512,572.67 563,954.83 598,591.71 629,131.05 671,661.19 708,109.84 763,501.38 814,109.48 912,245.45 1,040,417.61 1,113,876.42 1,216,962.84 1,563,386.21
1,563,386.21
BAND
CUM.
3.34 3.34 2.21 5.55 4.26 9.82 3.89 13.70 6.11 19.82 4.32 24.14 4.30 28.44 4.35 32.79 3.29 36.07 2.22 38.29 1.95 40.24 2.72 42.96 2.33 45.29 3.54 48.84 3.24 52.07 6.28 58.35 8.20 66.55 4.70 71.25 6.59 77.84 22.16 100.00
PERCENTAGE f
423 268 356 138 260 156 135 137 108 70 78 119 137 130 111 278 462 233 416 173 4,188
F
423 691 1,047 1,185 1,445 1,601 1,736 1,873 1,981 2,051 2,129 2,248 2,385 2,515 2,626 2,904 3,366 3,599 4,015 4,188
BAND
CUM.
10.10 10.10 6.40 16.50 8.50 25.00 3.30 28.30 6.21 34.50 3.72 38.23 3.22 41.45 3.27 44.72 2.58 47.30 1.67 48.97 1.86 50.84 2.84 53.68 3.27 56.95 3.10 60.05 2.65 62.70 6.64 69.34 11.03 80.37 5.56 85.94 9.93 95.87 4.13 100.00
PERCENTAGE rp
29,743.96 13,157.54 22,460.90 16,124.83 34,131.74 22,156.53 29,829.16 22,048.90 49,629.72 11,559.19 16,845.10 41,026.89 23,153.74 33,944.91 12,039.09 78,443.42 94,915.59 58,847.63 114,745.69 88,540.25 813,344.79
RP
29,743.96 42,901.50 65,362.40 81,487.23 115,618.96 137,775.49 167,604.65 189,653.55 239,283.27 250,842.46 267,687.57 308,714.46 331,868.20 365,813.12 377,852.21 456,295.63 551,211.22 610,058.85 724,804.54 813,344.79
BAND
CUM.
PERCENTAGE BAND
3.66 3.66 56.97 1.62 5.27 38.06 2.76 8.04 33.69 1.98 10.02 26.53 4.20 14.22 35.71 2.72 16.94 32.79 3.67 20.61 44.40 2.71 23.32 32.42 6.10 29.42 96.59 1.42 30.84 33.37 2.07 32.91 55.16 5.04 37.96 96.47 2.85 40.80 63.52 4.17 44.98 61.28 1.48 46.46 23.79 9.64 56.10 79.93 11.67 67.77 74.05 7.24 75.01 80.11 14.11 89.11 111.31 10.89 100.00 25.56
CUM
56.97 49.43 42.59 38.04 37.32 36.51 37.70 37.00 42.43 41.91 42.55 45.96 46.87 47.91 46.41 50.02 52.98 54.77 59.56 52.02 52.02
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 660.434.864,75, - Freq. Klaim 307 ( Data not Include Claim Fire no Policy Rp. 660.434.864,75 - Freq Claim 307 )
Page 103 of 204
RISK AND LOSS PROFILE 2005 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2005
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
145,042 142,591 152,645 83,323 84,614 39,661 27,150 19,134 10,321 5,332 4,098 4,368 2,853 3,294 1,926 2,693 1,881 709 750 174 732,559
F
145,042 287,633 440,278 523,601 608,215 647,876 675,026 694,160 704,481 709,813 713,911 718,279 721,132 724,426 726,352 729,045 730,926 731,635 732,385 732,559
BAND
CUM.
19.80 19.80 19.46 39.26 20.84 60.10 11.37 71.48 11.55 83.03 5.41 88.44 3.71 92.15 2.61 94.76 1.41 96.17 0.73 96.89 0.56 97.45 0.60 98.05 0.39 98.44 0.45 98.89 0.26 99.15 0.37 99.52 0.26 99.78 0.10 99.87 0.10 99.98 0.02 100.00
PERCENTAGE rp
43,771.79 33,572.86 64,470.98 58,138.95 90,046.41 61,822.40 60,152.67 58,523.67 42,977.64 26,731.22 24,403.68 31,778.42 26,137.44 38,767.88 28,351.19 56,343.78 59,599.57 23,994.80 29,007.63 28,108.80 886,701.78
RP
43,771.79 77,344.65 141,815.62 199,954.57 290,000.99 351,823.38 411,976.05 470,499.73 513,477.37 540,208.59 564,612.26 596,390.69 622,528.13 661,296.01 689,647.20 745,990.98 805,590.55 829,585.35 858,592.98 886,701.78
BAND
4.94 3.79 7.27 6.56 10.16 6.97 6.78 6.60 4.85 3.01 2.75 3.58 2.95 4.37 3.20 6.35 6.72 2.71 3.27 3.17
PERCENTAGE
CUM.
f
4.94 8.72 15.99 22.55 32.71 39.68 46.46 53.06 57.91 60.92 63.68 67.26 70.21 74.58 77.78 84.13 90.85 93.56 96.83 100.00
336 231 278 117 179 109 94 90 56 37 43 56 73 56 47 125 134 60 78 24 2,223
F
336 567 845 962 1,141 1,250 1,344 1,434 1,490 1,527 1,570 1,626 1,699 1,755 1,802 1,927 2,061 2,121 2,199 2,223
BAND
CUM.
15.11 15.11 10.39 25.51 12.51 38.01 5.26 43.27 8.05 51.33 4.90 56.23 4.23 60.46 4.05 64.51 2.52 67.03 1.66 68.69 1.93 70.63 2.52 73.14 3.28 76.43 2.52 78.95 2.11 81.06 5.62 86.68 6.03 92.71 2.70 95.41 3.51 98.92 1.08 100.00
PERCENTAGE rp
20,263.71 12,766.71 20,235.97 15,928.43 30,032.99 21,267.83 26,004.79 19,255.28 22,349.41 9,989.21 13,701.13 26,390.18 15,370.58 24,790.59 9,765.74 48,489.43 45,634.17 14,863.76 57,642.64 22,162.73 476,905.28
RP
20,263.71 33,030.42 53,266.39 69,194.82 99,227.81 120,495.65 146,500.43 165,755.71 188,105.12 198,094.33 211,795.46 238,185.64 253,556.22 278,346.81 288,112.55 336,601.98 382,236.14 397,099.91 454,742.55 476,905.28
BAND
4.25 2.68 4.24 3.34 6.30 4.46 5.45 4.04 4.69 2.09 2.87 5.53 3.22 5.20 2.05 10.17 9.57 3.12 12.09 4.65
PERCENTAGE
CUM.
BAND
4.25 6.93 11.17 14.51 20.81 25.27 30.72 34.76 39.44 41.54 44.41 49.94 53.17 58.37 60.41 70.58 80.15 83.27 95.35 100.00
46.29 38.03 31.39 27.40 33.35 34.40 43.23 32.90 52.00 37.37 56.14 83.04 58.81 63.95 34.45 86.06 76.57 61.95 198.72 78.85
CUM
46.29 42.71 37.56 34.61 34.22 34.25 35.56 35.23 36.63 36.67 37.51 39.94 40.73 42.09 41.78 45.12 47.45 47.87 52.96 53.78 53.78
Page 104 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2005
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,460 2,603 4,225 3,398 4,866 3,377 3,004 3,045 2,085 1,390 1,098 1,512 1,091 1,514 1,064 2,035 1,886 899 938 273 44,763
F
4,460 7,063 11,288 14,686 19,552 22,929 25,933 28,978 31,063 32,453 33,551 35,063 36,154 37,668 38,732 40,767 42,653 43,552 44,490 44,763
BAND
CUM.
9.96 9.96 5.82 15.78 9.44 25.22 7.59 32.81 10.87 43.68 7.54 51.22 6.71 57.93 6.80 64.74 4.66 69.39 3.11 72.50 2.45 74.95 3.38 78.33 2.44 80.77 3.38 84.15 2.38 86.53 4.55 91.07 4.21 95.29 2.01 97.29 2.10 99.39 0.61 100.00
PERCENTAGE rp
5,121.14 873.87 1,733.31 2,059.45 4,208.05 4,380.15 5,689.34 7,659.38 6,697.85 6,259.47 4,741.85 8,331.66 8,118.71 13,032.08 18,000.12 30,966.42 44,119.11 35,742.27 48,616.17 295,780.53 552,130.93
RP
5,121.14 5,995.01 7,728.32 9,787.77 13,995.82 18,375.97 24,065.31 31,724.69 38,422.55 44,682.02 49,423.87 57,755.53 65,874.24 78,906.32 96,906.44 127,872.86 171,991.97 207,734.23 256,350.40 552,130.93
BAND
0.93 0.16 0.31 0.37 0.76 0.79 1.03 1.39 1.21 1.13 0.86 1.51 1.47 2.36 3.26 5.61 7.99 6.47 8.81 53.57
PERCENTAGE
CUM.
f
0.93 1.09 1.40 1.77 2.53 3.33 4.36 5.75 6.96 8.09 8.95 10.46 11.93 14.29 17.55 23.16 31.15 37.62 46.43 100.00
77 33 78 17 79 43 38 42 50 32 33 61 60 73 60 146 317 169 332 139 1,879
F
77 110 188 205 284 327 365 407 457 489 522 583 643 716 776 922 1,239 1,408 1,740 1,879
BAND
CUM.
4.10 4.10 1.76 5.85 4.15 10.01 0.90 10.91 4.20 15.11 2.29 17.40 2.02 19.43 2.24 21.66 2.66 24.32 1.70 26.02 1.76 27.78 3.25 31.03 3.19 34.22 3.89 38.11 3.19 41.30 7.77 49.07 16.87 65.94 8.99 74.93 17.67 92.60 7.40 100.00
PERCENTAGE rp
9,337.88 280.83 2,224.92 196.40 3,328.55 761.68 3,690.97 1,688.17 6,281.11 1,565.37 2,334.60 6,588.45 7,602.55 9,124.32 2,177.29 29,365.84 30,630.04 33,465.31 38,860.54 44,780.53 234,285.35
RP
9,337.88 9,618.71 11,843.63 12,040.04 15,368.59 16,130.27 19,821.24 21,509.40 27,790.51 29,355.88 31,690.48 38,278.93 45,881.48 55,005.80 57,183.09 86,548.94 117,178.97 150,644.29 189,504.83 234,285.35
BAND
3.99 0.12 0.95 0.08 1.42 0.33 1.58 0.72 2.68 0.67 1.00 2.81 3.24 3.89 0.93 12.53 13.07 14.28 16.59 19.11
PERCENTAGE
CUM.
BAND
CUM
3.99 4.11 5.06 5.14 6.56 6.88 8.46 9.18 11.86 12.53 13.53 16.34 19.58 23.48 24.41 36.94 50.02 64.30 80.89 100.00
182.34 32.14 128.36 9.54 79.10 17.39 64.88 22.04 93.78 25.01 49.23 79.08 93.64 70.01 12.10 94.83 69.43 93.63 79.93 15.14
182.34 160.45 153.25 123.01 109.81 87.78 82.36 67.80 72.33 65.70 64.12 66.28 69.65 69.71 59.01 67.68 68.13 72.52 73.92 42.43 42.43
Page 105 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2005
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
66 7 8 8 20 12 19 22 19 10 11 15 14 21 28 40 65 27 16 1 429
66 73 81 89 109 121 140 162 181 191 202 217 231 252 280 320 385 412 428 429
BAND
CUM.
15.38 15.38 1.63 17.02 1.86 18.88 1.86 20.75 4.66 25.41 2.80 28.21 4.43 32.63 5.13 37.76 4.43 42.19 2.33 44.52 2.56 47.09 3.50 50.58 3.26 53.85 4.90 58.74 6.53 65.27 9.32 74.59 15.15 89.74 6.29 96.04 3.73 99.77 0.23 100.00
PERCENTAGE rp
17.17 0.55 1.86 3.94 8.40 3.65 12.77 27.02 35.16 16.82 21.52 27.46 24.55 88.55 164.53 236.03 675.66 72.06 375.62 0.00 1,813.30
RP
17.17 17.71 19.57 23.51 31.91 35.56 48.34 75.35 110.51 127.33 148.84 176.30 200.85 289.40 453.93 689.96 1,365.62 1,437.68 1,813.30 1,813.30
BAND
0.95 0.03 0.10 0.22 0.46 0.20 0.70 1.49 1.94 0.93 1.19 1.51 1.35 4.88 9.07 13.02 37.26 3.97 20.71 0.00
CUM.
0.95 0.98 1.08 1.30 1.76 1.96 2.67 4.16 6.09 7.02 8.21 9.72 11.08 15.96 25.03 38.05 75.31 79.29 100.00 100.00
PERCENTAGE f
F
1 0 0 0 1 0 0 0 1 0 0 0 1 0 1 1 0 1 0 0 7
BAND
1 1 1 1 2 2 2 2 3 3 3 3 4 4 5 6 6 7 7 7
CUM.
14.29 14.29 0.00 14.29 0.00 14.29 0.00 14.29 14.29 28.57 0.00 28.57 0.00 28.57 0.00 28.57 14.29 42.86 0.00 42.86 0.00 42.86 0.00 42.86 14.29 57.14 0.00 57.14 14.29 71.43 14.29 85.71 0.00 85.71 14.29 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 240.11 0.00 0.00 0.00 20,989.83 0.00 0.00 0.00 27.42 0.00 16.66 74.14 0.00 4,092.13 0.00 0.00 25,440.30
RP
0.00 0.00 0.00 0.00 240.11 240.11 240.11 240.11 21,229.94 21,229.94 21,229.94 21,229.94 21,257.36 21,257.36 21,274.03 21,348.17 21,348.17 25,440.30 25,440.30 25,440.30
BAND
0.00 0.00 0.00 0.00 0.94 0.00 0.00 0.00 82.51 0.00 0.00 0.00 0.11 0.00 0.07 0.29 0.00 16.09 0.00 0.00
CUM.
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.94 2,859.77 0.94 0.00 0.94 0.00 0.94 0.00 83.45 59,705.97 83.45 0.00 83.45 0.00 83.45 0.00 83.56 111.71 83.56 0.00 83.62 10.13 83.91 31.41 83.91 0.00 100.00 5,679.10 100.00 0.00 100.00 0.00
0.00 0.00 0.00 0.00 752.46 675.17 496.75 318.64 19,210.91 16,673.45 14,263.17 12,041.97 10,583.91 7,345.42 4,686.64 3,094.10 1,563.25 1,769.54 1,402.98 1,402.98
1,4
02.98
Page 106 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2005
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,010 867 1,665 1,347 2,395 1,676 1,438 1,448 1,057 794 652 828 684 933 728 1,259 1,154 561 608 257 22,361
F
2,010 2,877 4,542 5,889 8,284 9,960 11,398 12,846 13,903 14,697 15,349 16,177 16,861 17,794 18,522 19,781 20,935 21,496 22,104 22,361
BAND
8.99 3.88 7.45 6.02 10.71 7.50 6.43 6.48 4.73 3.55 2.92 3.70 3.06 4.17 3.26 5.63 5.16 2.51 2.72 1.15
CUM.
8.99 12.87 20.31 26.34 37.05 44.54 50.97 57.45 62.18 65.73 68.64 72.34 75.40 79.58 82.83 88.46 93.62 96.13 98.85 100.00
PERCENTAGE rp
RP
3,301.84 3,301.84 124.50 3,426.35 471.04 3,897.39 578.76 4,476.15 1,314.48 5,790.63 1,362.46 7,153.09 1,328.61 8,481.70 1,791.20 10,272.90 1,671.50 11,944.40 1,629.37 13,573.77 1,372.30 14,946.07 2,392.60 17,338.67 2,167.95 19,506.62 3,503.03 23,009.65 4,092.27 27,101.91 10,589.73 37,691.65 23,777.82 61,469.47 13,649.70 75,119.17 25,087.00 100,206.16 22,534.04 122,740.20 122,740.20
BAND
2.69 0.10 0.38 0.47 1.07 1.11 1.08 1.46 1.36 1.33 1.12 1.95 1.77 2.85 3.33 8.63 19.37 11.12 20.44 18.36
PERCENTAGE
CUM.
f
2.69 2.79 3.18 3.65 4.72 5.83 6.91 8.37 9.73 11.06 12.18 14.13 15.89 18.75 22.08 30.71 50.08 61.20 81.64 100.00
9 4 0 4 1 4 3 5 1 1 2 2 3 1 3 6 11 3 6 10 79
F
9 13 13 17 18 22 25 30 31 32 34 36 39 40 43 49 60 63 69 79
BAND
CUM.
11.39 11.39 5.06 16.46 0.00 16.46 5.06 21.52 1.27 22.78 5.06 27.85 3.80 31.65 6.33 37.97 1.27 39.24 1.27 40.51 2.53 43.04 2.53 45.57 3.80 49.37 1.27 50.63 3.80 54.43 7.59 62.03 13.92 75.95 3.80 79.75 7.59 87.34 12.66 100.00
PERCENTAGE rp
142.37 110.00 0.00 0.00 530.08 127.02 133.40 1,105.45 9.38 4.60 809.38 8,048.26 153.19 30.00 79.40 514.01 18,651.38 6,426.42 18,242.50 21,597.00 76,713.86
RP
142.37 252.37 252.37 252.37 782.46 909.47 1,042.87 2,148.33 2,157.70 2,162.31 2,971.69 11,019.95 11,173.14 11,203.14 11,282.54 11,796.55 30,447.93 36,874.36 55,116.86 76,713.86
BAND
0.19 0.14 0.00 0.00 0.69 0.17 0.17 1.44 0.01 0.01 1.06 10.49 0.20 0.04 0.10 0.67 24.31 8.38 23.78 28.15
PERCENTAGE
CUM.
BAND
0.19 0.33 0.33 0.33 1.02 1.19 1.36 2.80 2.81 2.82 3.87 14.37 14.56 14.60 14.71 15.38 39.69 48.07 71.85 100.00
4.31 88.35 0.00 0.00 40.33 9.32 10.04 61.72 0.56 0.28 58.98 336.38 7.07 0.86 1.94 4.85 78.44 47.08 72.72 0.96
CUM
4.31 7.37 6.48 5.64 13.51 12.71 12.30 20.91 18.06 15.93 19.88 63.56 57.28 48.69 41.63 31.30 49.53 49.09 55.00 0.63 0001
Page 107 of 204
RISK AND LOSS PROFILE 2005 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
49 27 43 28 37 36 46 34 22 20 18 23 18 31 20 35 31 25 35 21 599
49 76 119 147 184 220 266 300 322 342 360 383 401 432 452 487 518 543 578 599
BAND
CUM.
PERCENTAGE rp
RP
105.94 8.18 8.18 105.94 4.51 12.69 8.54 114.48 7.18 19.87 12.27 126.75 4.67 24.54 13.66 140.40 6.18 30.72 29.40 169.80 6.01 36.73 44.52 214.32 7.68 44.41 77.05 291.37 5.68 50.08 119.70 411.07 3.67 53.76 67.20 478.27 3.34 57.10 50.44 528.71 3.01 60.10 66.69 595.40 3.84 63.94 132.05 727.45 3.01 66.94 108.71 836.17 5.18 72.12 246.25 1,082.41 3.34 75.46 188.79 1,271.21 5.84 81.30 722.46 1,993.66 5.18 86.48 776.93 2,770.59 4.17 90.65 937.50 3,708.09 5.84 96.49 3,235.69 6,943.78 3.51 100.00 13,805.23 20,749.02 20,749.02
BAND
0.51 0.04 0.06 0.07 0.14 0.21 0.37 0.58 0.32 0.24 0.32 0.64 0.52 1.19 0.91 3.48 3.74 4.52 15.59 66.53
CUM.
0.51 0.55 0.61 0.68 0.82 1.03 1.40 1.98 2.31 2.55 2.87 3.51 4.03 5.22 6.13 9.61 13.35 17.87 33.47 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 3 3 3 6 4 22
BAND
0 0 0 0 0 0 0 0 0 1 2 3 3 3 3 6 9 12 18 22
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.55 4.55 3.25 3.25 4.55 9.09 450.00 453.25 4.55 13.64 734.88 1,188.13 0.00 13.64 0.00 1,188.13 0.00 13.64 0.00 1,188.13 0.00 13.64 0.00 1,188.13 13.64 27.27 112.93 1,301.06 13.64 40.91 198.06 1,499.11 13.64 54.55 409.87 1,908.98 27.27 81.82 22,835.04 24,744.02 18.18 100.00 8,529.93 33,273.95 33,273.95
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 1.35 1.36 2.21 3.57 0.00 3.57 0.00 3.57 0.00 3.57 0.34 3.91 0.60 4.51 1.23 5.74 68.63 74.36 25.64 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.44 674.74 556.52 0.00 0.00 0.00 15.63 25.49 43.72 705.72 61.79
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.61 76.13 163.33 142.09 109.77 93.46 65.26 54.11 51.48 356.35 160.36 160.36
Page 108 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
255 67 117 61 90 65 71 67 40 41 44 49 32 63 46 106 147 64 91 37 1,553
F
255 322 439 500 590 655 726 793 833 874 918 967 999 1,062 1,108 1,214 1,361 1,425 1,516 1,553
BAND
CUM.
16.42 16.42 4.31 20.73 7.53 28.27 3.93 32.20 5.80 37.99 4.19 42.18 4.57 46.75 4.31 51.06 2.58 53.64 2.64 56.28 2.83 59.11 3.16 62.27 2.06 64.33 4.06 68.38 2.96 71.35 6.83 78.17 9.47 87.64 4.12 91.76 5.86 97.62 2.38 100.00
PERCENTAGE rp
1,547.15 15.47 38.16 34.16 78.54 82.35 93.98 138.35 96.00 133.31 160.81 210.32 158.66 320.86 408.93 1,160.42 2,338.63 1,339.60 3,178.47 4,483.31 16,017.48
RP
1,547.15 1,562.62 1,600.78 1,634.95 1,713.48 1,795.83 1,889.81 2,028.16 2,124.16 2,257.46 2,418.27 2,628.59 2,787.26 3,108.12 3,517.04 4,677.46 7,016.09 8,355.69 11,534.16 16,017.48
BAND
9.66 0.10 0.24 0.21 0.49 0.51 0.59 0.86 0.60 0.83 1.00 1.31 0.99 2.00 2.55 7.24 14.60 8.36 19.84 27.99
CUM.
9.66 9.76 9.99 10.21 10.70 11.21 11.80 12.66 13.26 14.09 15.10 16.41 17.40 19.40 21.96 29.20 43.80 52.17 72.01 100.00
PERCENTAGE f
F
5 1 0 1 3 0 1 2 0 0 1 0 0 0 1 5 9 6 7 4 46
5 6 6 7 10 10 11 13 13 13 14 14 14 14 15 20 29 35 42 46
BAND
CUM.
10.87 10.87 2.17 13.04 0.00 13.04 2.17 15.22 6.52 21.74 0.00 21.74 2.17 23.91 4.35 28.26 0.00 28.26 0.00 28.26 2.17 30.43 0.00 30.43 0.00 30.43 0.00 30.43 2.17 32.61 10.87 43.48 19.57 63.04 13.04 76.09 15.22 91.30 8.70 100.00
PERCENTAGE rp
34.41 5.00 0.00 3.61 98.41 0.00 11.71 28.76 0.00 0.00 9.71 0.00 0.00 0.00 113.12 41.91 623.78 512.11 1,107.92 665.14 3,255.59
RP
34.41 39.41 39.41 43.01 141.42 141.42 153.13 181.89 181.89 181.89 191.60 191.60 191.60 191.60 304.72 346.63 970.41 1,482.53 2,590.45 3,255.59
BAND
1.06 0.15 0.00 0.11 3.02 0.00 0.36 0.88 0.00 0.00 0.30 0.00 0.00 0.00 3.47 1.29 19.16 15.73 34.03 20.43
PERCENTAGE
CUM.
BAND
1.06 1.21 1.21 1.32 4.34 4.34 4.70 5.59 5.59 5.59 5.89 5.89 5.89 5.89 9.36 10.65 29.81 45.54 79.57 100.00
2.22 32.31 0.00 10.56 125.30 0.00 12.46 20.79 0.00 0.00 6.04 0.00 0.00 0.00 27.66 3.61 26.67 38.23 34.86 14.84
CUM
2.22 2.52 2.46 2.63 8.25 7.88 8.10 8.97 8.56 8.06 7.92 7.29 6.87 6.16 8.66 7.41 13.83 17.74 22.46 20.33 20.33
Page 109 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 22
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
Metals
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
460 291 411 335 490 395 367 390 309 195 156 244 248 309 225 471 460 242 284 70 6,352
F
460 751 1,162 1,497 1,987 2,382 2,749 3,139 3,448 3,643 3,799 4,043 4,291 4,600 4,825 5,296 5,756 5,998 6,282 6,352
BAND
CUM.
7.24 7.24 4.58 11.82 6.47 18.29 5.27 23.57 7.71 31.28 6.22 37.50 5.78 43.28 6.14 49.42 4.86 54.28 3.07 57.35 2.46 59.81 3.84 63.65 3.90 67.55 4.86 72.42 3.54 75.96 7.41 83.38 7.24 90.62 3.81 94.43 4.47 98.90 1.10 100.00
PERCENTAGE rp
2,385.16 57.67 146.26 222.00 548.05 462.53 620.74 829.13 941.40 617.11 729.17 1,094.73 1,440.42 2,305.06 1,973.31 5,819.93 8,692.97 5,447.52 9,575.55 169,849.27 213,757.99
RP
2,385.16 2,442.84 2,589.10 2,811.10 3,359.15 3,821.68 4,442.43 5,271.56 6,212.96 6,830.07 7,559.24 8,653.97 10,094.39 12,399.46 14,372.76 20,192.69 28,885.65 34,333.17 43,908.72 213,757.99
BAND
1.12 0.03 0.07 0.10 0.26 0.22 0.29 0.39 0.44 0.29 0.34 0.51 0.67 1.08 0.92 2.72 4.07 2.55 4.48 79.46
PERCENTAGE
CUM.
f
1.12 1.14 1.21 1.32 1.57 1.79 2.08 2.47 2.91 3.20 3.54 4.05 4.72 5.80 6.72 9.45 13.51 16.06 20.54 100.00
7 1 1 0 0 3 5 1 4 3 0 4 6 4 4 18 23 18 23 8 133
F
7 8 9 9 9 12 17 18 22 25 25 29 35 39 43 61 84 102 125 133
BAND
5.26 0.75 0.75 0.00 0.00 2.26 3.76 0.75 3.01 2.26 0.00 3.01 4.51 3.01 3.01 13.53 17.29 13.53 17.29 6.02
CUM.
5.26 6.02 6.77 6.77 6.77 9.02 12.78 13.53 16.54 18.80 18.80 21.80 26.32 29.32 32.33 45.86 63.16 76.69 93.98 100.00
PERCENTAGE rp
352.32 92.58 21.70 0.00 0.00 454.32 623.96 8.81 1,675.89 62.98 0.00 271.97 2,209.17 185.15 94.86 22,340.24 6,744.02 3,889.30 11,406.55 976.42 51,410.22
RP
352.32 444.90 466.59 466.59 466.59 920.92 1,544.88 1,553.68 3,229.57 3,292.55 3,292.55 3,564.51 5,773.68 5,958.83 6,053.69 28,393.93 35,137.95 39,027.25 50,433.80 51,410.22
BAND
CUM.
0.69 0.69 0.18 0.87 0.04 0.91 0.00 0.91 0.00 0.91 0.88 1.79 1.21 3.00 0.02 3.02 3.26 6.28 0.12 6.40 0.00 6.40 0.53 6.93 4.30 11.23 0.36 11.59 0.18 11.78 43.45 55.23 13.12 68.35 7.57 75.91 22.19 98.10 1.90 100.00
PERCENTAGE BAND
CUM
14.77 160.52 14.83 0.00 0.00 98.22 100.52 1.06 178.02 10.21 0.00 24.84 153.37 8.03 4.81 383.86 77.58 71.40 119.12 0.57
14.77 18.21 18.02 16.60 13.89 24.10 34.78 29.47 51.98 48.21 43.56 41.19 57.20 48.06 42.12 140.61 121.64 113.67 114.86 24.05 24.05
Page 110 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
859 161 332 442 545 466 507 540 397 285 293 379 237 396 281 491 489 232 215 64 7,611
F
859 1,020 1,352 1,794 2,339 2,805 3,312 3,852 4,249 4,534 4,827 5,206 5,443 5,839 6,120 6,611 7,100 7,332 7,547 7,611
BAND
CUM.
11.29 11.29 2.12 13.40 4.36 17.76 5.81 23.57 7.16 30.73 6.12 36.85 6.66 43.52 7.09 50.61 5.22 55.83 3.74 59.57 3.85 63.42 4.98 68.40 3.11 71.51 5.20 76.72 3.69 80.41 6.45 86.86 6.42 93.29 3.05 96.33 2.82 99.16 0.84 100.00
PERCENTAGE rp
4,323.55 96.25 238.39 553.87 1,120.19 981.23 1,499.28 2,034.47 1,859.63 1,563.36 1,904.46 2,693.45 2,209.04 4,135.88 3,836.34 8,718.93 14,066.90 6,068.80 8,570.47 23,764.29 90,238.80
RP
4,323.55 4,419.81 4,658.20 5,212.07 6,332.26 7,313.49 8,812.78 10,847.25 12,706.87 14,270.23 16,174.69 18,868.14 21,077.18 25,213.06 29,049.41 37,768.34 51,835.24 57,904.04 66,474.50 90,238.80
BAND
4.79 0.11 0.26 0.61 1.24 1.09 1.66 2.25 2.06 1.73 2.11 2.98 2.45 4.58 4.25 9.66 15.59 6.73 9.50 26.33
CUM.
4.79 4.90 5.16 5.78 7.02 8.10 9.77 12.02 14.08 15.81 17.92 20.91 23.36 27.94 32.19 41.85 57.44 64.17 73.67 100.00
PERCENTAGE f
F
14 0 1 0 0 9 4 7 7 0 8 20 25 7 8 29 23 10 14 3 189
14 14 15 15 15 24 28 35 42 42 50 70 95 102 110 139 162 172 186 189
BAND
CUM.
PERCENTAGE rp
RP
7.41 7.41 2,878.84 2,878.84 0.00 7.41 0.00 2,878.84 0.53 7.94 8.08 2,886.91 0.00 7.94 0.00 2,886.91 0.00 7.94 0.00 2,886.91 4.76 12.70 2,792.92 5,679.83 2.12 14.81 241.31 5,921.14 3.70 18.52 275.92 6,197.07 3.70 22.22 3.88 6,200.95 0.00 22.22 0.00 6,200.95 4.23 26.46 234.73 6,435.67 10.58 37.04 5,175.57 11,611.24 13.23 50.26 637.00 12,248.24 3.70 53.97 558.38 12,806.62 4.23 58.20 578.81 13,385.43 15.34 73.54 17,628.89 31,014.32 12.17 85.71 4,737.68 35,752.00 5.29 91.01 682.17 36,434.17 7.41 98.41 3,424.60 39,858.78 1.59 100.00 5,511.73 45,370.51 45,370.51
BAND
6.35 0.00 0.02 0.00 0.00 6.16 0.53 0.61 0.01 0.00 0.52 11.41 1.40 1.23 1.28 38.86 10.44 1.50 7.55 12.15
PERCENTAGE
CUM.
BAND
CUM
6.35 6.35 6.36 6.36 6.36 12.52 13.05 13.66 13.67 13.67 14.18 25.59 27.00 28.23 29.50 68.36 78.80 80.30 87.85 100.00
66.59 0.00 3.39 0.00 0.00 284.63 16.10 13.56 0.21 0.00 12.33 192.15 28.84 13.50 15.09 202.19 33.68 11.24 39.96 23.19
66.59 65.13 61.97 55.39 45.59 77.66 67.19 57.13 48.80 43.45 39.79 61.54 58.11 50.79 46.08 82.12 68.97 62.92 59.96 50.28 50.28
Page 111 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
Textiles
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
923 981 1,550 1,073 1,369 910 729 635 441 274 230 326 229 306 218 434 380 205 230 33 11,476
F
923 1,904 3,454 4,527 5,896 6,806 7,535 8,170 8,611 8,885 9,115 9,441 9,670 9,976 10,194 10,628 11,008 11,213 11,443 11,476
BAND
CUM.
PERCENTAGE rp
RP
8.04 8.04 2,072.98 2,072.98 8.55 16.59 377.05 2,450.03 13.51 30.10 1,037.48 3,487.51 9.35 39.45 1,112.69 4,600.20 11.93 51.38 1,945.70 6,545.90 7.93 59.31 1,888.99 8,434.89 6.35 65.66 2,055.32 10,490.22 5.53 71.19 2,299.27 12,789.48 3.84 75.03 2,082.24 14,871.72 2.39 77.42 1,696.05 16,567.77 2.00 79.43 1,331.05 17,898.82 2.84 82.27 2,268.56 20,167.38 2.00 84.26 1,871.65 22,039.02 2.67 86.93 3,301.61 25,340.63 1.90 88.83 2,784.82 28,125.45 3.78 92.61 7,699.89 35,825.34 3.31 95.92 10,477.33 46,302.67 1.79 97.71 8,019.87 54,322.54 2.00 99.71 17,069.69 71,392.23 0.29 100.00 2,122.01 73,514.24 73,514.24
BAND
2.82 0.51 1.41 1.51 2.65 2.57 2.80 3.13 2.83 2.31 1.81 3.09 2.55 4.49 3.79 10.47 14.25 10.91 23.22 2.89
CUM.
2.82 3.33 4.74 6.26 8.90 11.47 14.27 17.40 20.23 22.54 24.35 27.43 29.98 34.47 38.26 48.73 62.98 73.89 97.11 100.00
PERCENTAGE f
F
24 0 7 2 3 4 3 6 5 2 6 18 4 10 3 30 48 44 36 4 259
24 24 31 33 36 40 43 49 54 56 62 80 84 94 97 127 175 219 255 259
BAND
CUM.
PERCENTAGE rp
RP
9.27 9.27 4,606.34 4,606.34 0.00 9.27 0.00 4,606.34 2.70 11.97 758.60 5,364.93 0.77 12.74 135.74 5,500.67 1.16 13.90 258.13 5,758.81 1.54 15.44 21.94 5,780.75 1.16 16.60 10.05 5,790.79 2.32 18.92 1,747.13 7,537.92 1.93 20.85 1,338.55 8,876.47 0.77 21.62 1,907.89 10,784.36 2.32 23.94 378.75 11,163.11 6.95 30.89 10,044.72 21,207.82 1.54 32.43 3,054.32 24,262.14 3.86 36.29 1,067.48 25,329.62 1.16 37.45 181.72 25,511.34 11.58 49.03 1,338.00 26,849.34 18.53 67.57 17,042.17 43,891.51 16.99 84.56 9,047.33 52,938.84 13.90 98.46 22,693.43 75,632.27 1.54 100.00 1,633.27 77,265.55 77,265.55
BAND
5.96 0.00 0.98 0.18 0.33 0.03 0.01 2.26 1.73 2.47 0.49 13.00 3.95 1.38 0.24 1.73 22.06 11.71 29.37 2.11
PERCENTAGE
CUM.
BAND
CUM
5.96 5.96 6.94 7.12 7.45 7.48 7.49 9.76 11.49 13.96 14.45 27.45 31.40 32.78 33.02 34.75 56.81 68.52 97.89 100.00
222.21 0.00 73.12 12.20 13.27 1.16 0.49 75.99 64.28 112.49 28.45 442.78 163.19 32.33 6.53 17.38 162.66 112.81 132.95 76.97
222.21 188.01 153.83 119.57 87.98 68.53 55.20 58.94 59.69 65.09 62.37 105.16 110.09 99.96 90.71 74.95 94.79 97.45 105.94 105.10 105.10
Page 112 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
661 661 951 607 886 617 512 543 380 263 220 249 218 305 209 363 249 118 91 40 8,143
F
661 1,322 2,273 2,880 3,766 4,383 4,895 5,438 5,818 6,081 6,301 6,550 6,768 7,073 7,282 7,645 7,894 8,012 8,103 8,143
BAND
8.12 8.12 11.68 7.45 10.88 7.58 6.29 6.67 4.67 3.23 2.70 3.06 2.68 3.75 2.57 4.46 3.06 1.45 1.12 0.49
CUM.
8.12 16.23 27.91 35.37 46.25 53.83 60.11 66.78 71.45 74.68 77.38 80.44 83.11 86.86 89.43 93.88 96.94 98.39 99.51 100.00
PERCENTAGE rp
RP
2,731.28 2,731.28 272.16 3,003.44 620.85 3,624.30 651.19 4,275.49 1,504.23 5,779.73 1,470.21 7,249.94 1,805.39 9,055.32 2,171.86 11,227.18 2,254.01 13,481.19 1,759.10 15,240.29 1,508.74 16,749.03 2,361.72 19,110.75 2,383.72 21,494.47 3,805.53 25,300.00 3,655.74 28,955.74 8,393.62 37,349.36 10,362.97 47,712.33 10,780.42 58,492.75 934.13 59,426.88 108,012.95 167,439.83 167,439.83
BAND
1.63 0.16 0.37 0.39 0.90 0.88 1.08 1.30 1.35 1.05 0.90 1.41 1.42 2.27 2.18 5.01 6.19 6.44 0.56 64.51
CUM.
1.63 1.79 2.16 2.55 3.45 4.33 5.41 6.71 8.05 9.10 10.00 11.41 12.84 15.11 17.29 22.31 28.50 34.93 35.49 100.00
PERCENTAGE f
F
8 2 6 0 2 2 1 2 6 6 7 3 1 7 10 24 12 8 1 4 112
BAND
CUM.
PERCENTAGE rp
RP
8 7.14 7.14 337.50 337.50 10 1.79 8.93 187.07 524.57 16 5.36 14.29 509.58 1,034.15 16 0.00 14.29 0.00 1,034.15 18 1.79 16.07 710.75 1,744.90 20 1.79 17.86 556.23 2,301.12 21 0.89 18.75 100.47 2,401.59 23 1.79 20.54 518.27 2,919.86 29 5.36 25.89 181.17 3,101.03 35 5.36 31.25 235.30 3,336.33 42 6.25 37.50 699.55 4,035.88 45 2.68 40.18 2,546.66 6,582.54 46 0.89 41.07 544.35 7,126.89 53 6.25 47.32 6,415.09 13,541.98 63 8.93 56.25 1,028.90 14,570.88 87 21.43 77.68 5,049.62 19,620.50 99 10.71 88.39 21,406.93 41,027.43 107 7.14 95.54 3,361.63 44,389.06 108 0.89 96.43 173.68 44,562.74 112 3.57 100.00 7,367.54 51,930.28 51,930.28
BAND
0.65 0.36 0.98 0.00 1.37 1.07 0.19 1.00 0.35 0.45 1.35 4.90 1.05 12.35 1.98 9.72 41.22 6.47 0.33 14.19
PERCENTAGE
CUM.
BAND
0.65 1.01 1.99 1.99 3.36 4.43 4.62 5.62 5.97 6.42 7.77 12.68 13.72 26.08 28.06 37.78 79.00 85.48 85.81 100.00
12.36 68.74 82.08 0.00 47.25 37.83 5.56 23.86 8.04 13.38 46.37 107.83 22.84 168.57 28.14 60.16 206.57 31.18 18.59 6.82
CUM
12.36 17.47 28.53 24.19 30.19 31.74 26.52 26.01 23.00 21.89 24.10 34.44 33.16 53.53 50.32 52.53 85.99 75.89 74.99 31.01 31.01
Page 113 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 26
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
Wood, Bamboo and Rattan
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
948 730 761 499 646 475 360 461 283 210 174 232 206 266 166 310 242 111 139 24 7,243
F
948 1,678 2,439 2,938 3,584 4,059 4,419 4,880 5,163 5,373 5,547 5,779 5,985 6,251 6,417 6,727 6,969 7,080 7,219 7,243
BAND
CUM.
PERCENTAGE rp
RP
13.09 13.09 4,579.01 4,579.01 10.08 23.17 531.33 5,110.34 10.51 33.67 1,007.14 6,117.48 6.89 40.56 1,057.16 7,174.64 8.92 49.48 1,905.19 9,079.83 6.56 56.04 2,059.08 11,138.91 4.97 61.01 1,974.69 13,113.60 6.36 67.38 3,568.51 16,682.10 3.91 71.28 2,544.86 19,226.96 2.90 74.18 2,362.11 21,589.07 2.40 76.58 2,328.66 23,917.73 3.20 79.79 3,555.97 27,473.69 2.84 82.63 3,782.05 31,255.74 3.67 86.30 6,982.58 38,238.32 2.29 88.60 4,775.05 43,013.36 4.28 92.88 11,817.93 54,831.30 3.34 96.22 12,846.69 67,677.99 1.53 97.75 7,795.90 75,473.89 1.92 99.67 12,926.21 88,400.10 0.33 100.00 961.47 89,361.57 89,361.57
BAND
CUM.
5.12 5.12 0.59 5.72 1.13 6.85 1.18 8.03 2.13 10.16 2.30 12.46 2.21 14.67 3.99 18.67 2.85 21.52 2.64 24.16 2.61 26.77 3.98 30.74 4.23 34.98 7.81 42.79 5.34 48.13 13.22 61.36 14.38 75.74 8.72 84.46 14.47 98.92 1.08 100.00
PERCENTAGE f
F
23 2 3 6 5 4 3 10 4 5 5 7 9 9 4 19 12 10 20 1 161
23 25 28 34 39 43 46 56 60 65 70 77 86 95 99 118 130 140 160 161
BAND
CUM.
PERCENTAGE rp
14.29 14.29 2,827.65 1.24 15.53 12.43 1.86 17.39 43.62 3.73 21.12 840.56 3.11 24.22 760.40 2.48 26.71 552.49 1.86 28.57 256.33 6.21 34.78 1,317.21 2.48 37.27 1,505.43 3.11 40.37 1,042.74 3.11 43.48 3,843.79 4.35 47.83 416.95 5.59 53.42 9,474.98 5.59 59.01 559.96 2.48 61.49 5,294.51 11.80 73.29 857.48 7.45 80.75 3,082.66 6.21 86.96 7,001.32 12.42 99.38 33,774.36 0.62 100.00 452.59 6,368.74
RP
BAND
CUM.
PERCENTAGE BAND
2,827.65 44.40 44.40 61.75 2,840.09 0.20 44.59 2.34 2,883.71 0.68 45.28 4.33 3,724.27 13.20 58.48 79.51 4,484.67 11.94 70.42 39.91 5,037.16 8.68 79.09 26.83 5,293.49 4.02 83.12 12.98 6,610.69 20.68 103.80 36.91 8,116.13 23.64 127.44 59.16 9,158.86 16.37 143.81 44.14 13,002.66 60.35 204.16 165.06 13,419.60 6.55 210.71 11.73 22,894.59 148.77 359.48 250.53 23,454.55 8.79 368.28 8.02 28,749.06 83.13 451.41 110.88 29,606.54 13.46 464.87 7.26 32,689.19 48.40 513.28 24.00 39,690.51 109.93 623.21 89.81 5,916.15 530.31 92.89 261.29 6,368.74 7.11 100.00 47.07
CUM
61.75 55.58 47.14 51.91 49.39 45.22 40.37 39.63 42.21 42.42 54.36 48.85 73.25 61.34 66.84 54.00 48.30 52.59 6.69 7.13 7.13
Page 114 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,228 1,970 2,081 1,286 1,488 936 688 762 564 349 301 453 322 500 367 569 660 279 190 75 17,068
F
3,228 5,198 7,279 8,565 10,053 10,989 11,677 12,439 13,003 13,352 13,653 14,106 14,428 14,928 15,295 15,864 16,524 16,803 16,993 17,068
BAND
CUM.
18.91 18.91 11.54 30.45 12.19 42.65 7.53 50.18 8.72 58.90 5.48 64.38 4.03 68.41 4.46 72.88 3.30 76.18 2.04 78.23 1.76 79.99 2.65 82.65 1.89 84.53 2.93 87.46 2.15 89.61 3.33 92.95 3.87 96.81 1.63 98.45 1.11 99.56 0.44 100.00
PERCENTAGE rp
2,114.53 535.37 910.70 869.16 1,482.95 1,436.47 1,327.01 1,961.41 1,817.92 1,230.67 1,314.96 2,184.11 2,156.66 3,525.64 3,473.84 7,376.46 19,399.23 8,688.90 2,955.33 1,858.50 66,619.81
RP
2,114.53 2,649.90 3,560.60 4,429.76 5,912.71 7,349.18 8,676.19 10,637.60 12,455.52 13,686.19 15,001.15 17,185.26 19,341.92 22,867.55 26,341.39 33,717.85 53,117.08 61,805.99 64,761.32 66,619.81
BAND
3.17 0.80 1.37 1.30 2.23 2.16 1.99 2.94 2.73 1.85 1.97 3.28 3.24 5.29 5.21 11.07 29.12 13.04 4.44 2.79
CUM.
3.17 3.98 5.34 6.65 8.88 11.03 13.02 15.97 18.70 20.54 22.52 25.80 29.03 34.33 39.54 50.61 79.73 92.77 97.21 100.00
PERCENTAGE f
F
25 4 8 5 2 12 13 11 8 5 5 5 43 14 8 20 26 21 5 5 245
25 29 37 42 44 56 69 80 88 93 98 103 146 160 168 188 214 235 240 245
BAND
CUM.
10.20 10.20 1.63 11.84 3.27 15.10 2.04 17.14 0.82 17.96 4.90 22.86 5.31 28.16 4.49 32.65 3.27 35.92 2.04 37.96 2.04 40.00 2.04 42.04 17.55 59.59 5.71 65.31 3.27 68.57 8.16 76.73 10.61 87.35 8.57 95.92 2.04 97.96 2.04 100.00
PERCENTAGE rp
3,243.46 196.58 758.78 551.53 131.36 199.52 3,119.84 1,734.16 2,232.69 1,072.67 279.67 323.01 381.98 402.61 672.28 2,379.13 1,333.28 5,473.70 1,304.41 4,222.34 30,013.01
RP
3,243.46 3,440.05 4,198.82 4,750.35 4,881.71 5,081.23 8,201.07 9,935.23 12,167.92 13,240.60 13,520.27 13,843.28 14,225.25 14,627.86 15,300.14 17,679.28 19,012.56 24,486.26 25,790.67 30,013.01
BAND
10.81 0.65 2.53 1.84 0.44 0.66 10.39 5.78 7.44 3.57 0.93 1.08 1.27 1.34 2.24 7.93 4.44 18.24 4.35 14.07
PERCENTAGE
CUM.
BAND
CUM
10.81 11.46 13.99 15.83 16.27 16.93 27.33 33.10 40.54 44.12 45.05 46.12 47.40 48.74 50.98 58.91 63.35 81.59 85.93 100.00
153.39 36.72 83.32 63.46 8.86 13.89 235.10 88.41 122.82 87.16 21.27 14.79 17.71 11.42 19.35 32.25 6.87 63.00 44.14 227.19
153.39 129.82 117.92 107.24 82.56 69.14 94.52 93.40 97.69 96.74 90.13 80.55 73.55 63.97 58.08 52.43 35.79 39.62 39.82 45.05 45.05
Page 115 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 28
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
5 4 10 5 11 4 9 17 0 5 8 17 9 32 11 32 42 6 27 26 280
5 9 19 24 35 39 48 65 65 70 78 95 104 136 147 179 221 227 254 280
BAND
CUM.
PERCENTAGE rp
RP
1.79 1.79 3.34 3.34 1.43 3.21 0.39 3.74 3.57 6.79 12.56 16.30 1.79 8.57 3.21 19.51 3.93 12.50 11.97 31.48 1.43 13.93 2.78 34.26 3.21 17.14 9.43 43.70 6.07 23.21 32.23 75.92 0.00 23.21 0.00 75.92 1.79 25.00 12.70 88.63 2.86 27.86 19.48 108.10 6.07 33.93 29.92 138.03 3.21 37.14 38.08 176.11 11.43 48.57 77.57 253.67 3.93 52.50 113.40 367.07 11.43 63.93 261.80 628.87 15.00 78.93 626.74 1,255.61 2.14 81.07 212.12 1,467.73 9.64 90.71 1,996.67 3,464.40 9.29 100.00 216.62 3,681.01 3,681.01
BAND
0.09 0.01 0.34 0.09 0.33 0.08 0.26 0.88 0.00 0.35 0.53 0.81 1.03 2.11 3.08 7.11 17.03 5.76 54.24 5.88
CUM.
0.09 0.10 0.44 0.53 0.86 0.93 1.19 2.06 2.06 2.41 2.94 3.75 4.78 6.89 9.97 17.08 34.11 39.87 94.12 100.00
PERCENTAGE f
F
0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 1 1 3 3 0 10
0 0 0 0 0 0 1 2 2 2 2 2 2 2 2 3 4 7 10 10
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.00 10.00 10.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 10.00 30.00 10.00 40.00 30.00 70.00 30.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 10.09 166.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.79 2.30 123.05 8,304.44 0.00 8,627.34
RP
0.00 0.00 0.00 0.00 0.00 0.00 10.09 176.77 176.77 176.77 176.77 176.77 176.77 176.77 176.77 197.56 199.85 322.90 8,627.34 8,627.34
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.12 1.93 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.24 0.03 1.43 96.26 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.12 2.05 2.05 2.05 2.05 2.05 2.05 2.05 2.05 2.29 2.32 3.74 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 107.02 517.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.94 0.37 58.01 415.91 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 23.10 232.82 232.82 199.45 163.52 128.07 100.37 69.68 48.16 31.41 15.92 22.00 249.03 234.37 234.37
Page 116 of 180
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 29
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
144,104 141,137 152,261 83,700 86,301 40,789 28,298 20,161 11,021 5,859 4,395 4,726 3,105 3,517 2,169 3,154 2,198 861 995 310 739,061
F
144,104 285,241 437,502 521,202 607,503 648,292 676,590 696,751 707,772 713,631 718,026 722,752 725,857 729,374 731,543 734,697 736,895 737,756 738,751 739,061
BAND
CUM.
19.50 19.50 19.10 38.60 20.60 59.20 11.33 70.52 11.68 82.20 5.52 87.72 3.83 91.55 2.73 94.28 1.49 95.77 0.79 96.56 0.59 97.15 0.64 97.79 0.42 98.21 0.48 98.69 0.29 98.98 0.43 99.41 0.30 99.71 0.12 99.82 0.13 99.96 0.04 100.00
PERCENTAGE rp
32,243.33 32,643.86 62,637.95 56,209.53 86,912.49 59,040.73 57,605.85 54,655.02 39,493.01 25,033.20 20,976.15 27,640.33 22,105.51 29,903.48 28,356.92 43,693.63 43,409.62 21,665.64 42,180.07 21,272.42 807,678.74
RP
32,243.33 64,887.19 127,525.14 183,734.67 270,647.15 329,687.88 387,293.73 441,948.75 481,441.76 506,474.96 527,451.12 555,091.44 577,196.95 607,100.44 635,457.36 679,150.99 722,560.61 744,226.25 786,406.33 807,678.74
BAND
CUM.
3.99 3.99 4.04 8.03 7.76 15.79 6.96 22.75 10.76 33.51 7.31 40.82 7.13 47.95 6.77 54.72 4.89 59.61 3.10 62.71 2.60 65.30 3.42 68.73 2.74 71.46 3.70 75.17 3.51 78.68 5.41 84.09 5.37 89.46 2.68 92.14 5.22 97.37 2.63 100.00
PERCENTAGE f
315 257 330 124 245 122 104 95 74 48 44 61 48 77 61 124 300 108 294 140 2,971
F
315 572 902 1,026 1,271 1,393 1,497 1,592 1,666 1,714 1,758 1,819 1,867 1,944 2,005 2,129 2,429 2,537 2,831 2,971
BAND
CUM.
10.60 10.60 8.65 19.25 11.11 30.36 4.17 34.53 8.25 42.78 4.11 46.89 3.50 50.39 3.20 53.58 2.49 56.08 1.62 57.69 1.48 59.17 2.05 61.23 1.62 62.84 2.59 65.43 2.05 67.49 4.17 71.66 10.10 81.76 3.64 85.39 9.90 95.29 4.71 100.00
PERCENTAGE rp
15,439.84 12,656.87 20,360.55 14,593.39 32,172.68 17,579.12 25,455.41 15,928.14 42,692.12 7,234.36 10,923.91 21,513.14 6,839.40 24,707.54 3,861.13 28,288.88 39,518.86 28,227.15 77,131.28 59,181.29 504,305.08
RP
BAND
CUM.
15,439.84 3.06 3.06 28,096.71 2.51 5.57 48,457.26 4.04 9.61 63,050.66 2.89 12.50 95,223.34 6.38 18.88 112,802.45 3.49 22.37 138,257.86 5.05 27.42 154,186.00 3.16 30.57 196,878.12 8.47 39.04 204,112.49 1.43 40.47 215,036.39 2.17 42.64 236,549.54 4.27 46.91 243,388.94 1.36 48.26 268,096.48 4.90 53.16 271,957.62 0.77 53.93 300,246.50 5.61 59.54 339,765.36 7.84 67.37 367,992.51 5.60 72.97 445,123.79 15.29 88.26 504,305.08 11.74 100.00
PERCENTAGE BAND
47.89 38.77 32.51 25.96 37.02 29.77 44.19 29.14 108.10 28.90 52.08 77.83 30.94 82.62 13.62 64.74 91.04 130.29 182.86 278.21
CUM
47.89 43.30 38.00 34.32 35.18 34.21 35.70 34.89 40.89 40.30 40.77 42.61 42.17 44.16 42.80 44.21 47.02 49.45 56.60 62.44 62.44
Page 117 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 30
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
7 11 6 14 5 6 6 11 5 7 7 5 2 9 7 7 4 0 0 0 119
BAND
7 18 24 38 43 49 55 66 71 78 85 90 92 101 108 115 119 119 119 119
5.88 9.24 5.04 11.76 4.20 5.04 5.04 9.24 4.20 5.88 5.88 4.20 1.68 7.56 5.88 5.88 3.36 0.00 0.00 0.00
CUM.
5.88 15.13 20.17 31.93 36.13 41.18 46.22 55.46 59.66 65.55 71.43 75.63 77.31 84.87 90.76 96.64 100.00 100.00 100.00 100.00
PERCENTAGE rp
8.05 4.68 5.37 27.63 11.73 25.95 52.08 93.24 83.87 80.30 112.02 130.93 34.18 254.48 357.72 475.98 1,060.36 0.00 0.00 0.00 2,818.57
RP
8.05 12.72 18.10 45.73 57.45 83.41 135.49 228.73 312.60 392.90 504.92 635.85 670.03 924.51 1,282.23 1,758.21 2,818.57 2,818.57 2,818.57 2,818.57
BAND
0.29 0.17 0.19 0.98 0.42 0.92 1.85 3.31 2.98 2.85 3.97 4.65 1.21 9.03 12.69 16.89 37.62 0.00 0.00 0.00
CUM.
0.29 0.45 0.64 1.62 2.04 2.96 4.81 8.12 11.09 13.94 17.91 22.56 23.77 32.80 45.49 62.38 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 1 0 0 0 3
BAND
0 0 0 0 0 0 0 0 0 0 1 1 1 2 2 2 3 3 3 3
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 33.33 66.67 66.67 66.67 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 41.58 0.00 0.00 102.36 0.00 0.00 0.00 168.94
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 25.00 25.00 66.58 66.58 66.58 168.94 168.94 168.94 168.94
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.80 0.00 0.00 24.61 0.00 0.00 60.59 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.80 14.80 14.80 39.41 39.41 39.41 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 22.32 0.00 0.00 16.34 0.00 0.00 9.65 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.95 3.93 3.73 7.20 5.19 3.79 5.99 5.99 5.99 5.99 5.99
Page 118 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 31
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
33 10 16 19 16 22 9 25 12 10 6 11 7 18 21 36 72 43 12 5 403
33 43 59 78 94 116 125 150 162 172 178 189 196 214 235 271 343 386 398 403
BAND
CUM.
8.19 8.19 2.48 10.67 3.97 14.64 4.71 19.35 3.97 23.33 5.46 28.78 2.23 31.02 6.20 37.22 2.98 40.20 2.48 42.68 1.49 44.17 2.73 46.90 1.74 48.64 4.47 53.10 5.21 58.31 8.93 67.25 17.87 85.11 10.67 95.78 2.98 98.76 1.24 100.00
PERCENTAGE rp
67.89 4.68 6.72 14.07 15.58 66.02 33.29 85.86 61.78 65.77 33.10 145.65 67.83 378.70 608.60 1,313.74 3,407.46 1,490.84 191.35 77.31 8,136.22
RP
67.89 72.57 79.29 93.36 108.94 174.96 208.25 294.11 355.88 421.65 454.75 600.39 668.23 1,046.92 1,655.52 2,969.26 6,376.72 7,867.56 8,058.91 8,136.22
BAND
0.83 0.06 0.08 0.17 0.19 0.81 0.41 1.06 0.76 0.81 0.41 1.79 0.83 4.65 7.48 16.15 41.88 18.32 2.35 0.95
CUM.
0.83 0.89 0.97 1.15 1.34 2.15 2.56 3.61 4.37 5.18 5.59 7.38 8.21 12.87 20.35 36.49 78.37 96.70 99.05 100.00
PERCENTAGE f
F
2 0 0 0 0 0 0 2 0 0 0 0 0 1 11 2 4 2 0 0 24
BAND
2 2 2 2 2 2 2 4 4 4 4 4 4 5 16 18 22 24 24 24
CUM.
8.33 8.33 0.00 8.33 0.00 8.33 0.00 8.33 0.00 8.33 0.00 8.33 0.00 8.33 8.33 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 4.17 20.83 45.83 66.67 8.33 75.00 16.67 91.67 8.33 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
23.61 0.00 0.00 0.00 0.00 0.00 0.00 323.82 0.00 0.00 0.00 0.00 0.00 7.12 85.96 9.11 123.49 120.00 0.00 0.00 693.11
RP
23.61 23.61 23.61 23.61 23.61 23.61 23.61 347.43 347.43 347.43 347.43 347.43 347.43 354.55 440.51 449.62 573.11 693.11 693.11 693.11
BAND
3.41 0.00 0.00 0.00 0.00 0.00 0.00 46.72 0.00 0.00 0.00 0.00 0.00 1.03 12.40 1.31 17.82 17.31 0.00 0.00
PERCENTAGE
CUM.
BAND
CUM
3.41 3.41 3.41 3.41 3.41 3.41 3.41 50.13 50.13 50.13 50.13 50.13 50.13 51.15 63.56 64.87 82.69 100.00 100.00 100.00
34.77 0.00 0.00 0.00 0.00 0.00 0.00 377.16 0.00 0.00 0.00 0.00 0.00 1.88 14.12 0.69 3.62 8.05 0.00 0.00
34.77 32.53 29.77 25.29 21.67 13.49 11.34 118.13 97.62 82.40 76.40 57.87 51.99 33.87 26.61 15.14 8.99 8.81 8.60 8.52 8.52
Page 119 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 32
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up T O TA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
3 3 0 3 2 1 4 2 4 3 4 7 4 2 3 6 6 3 2 0 62
BAND
3 6 6 9 11 12 16 18 22 25 29 36 40 42 45 51 57 60 62 62
4.84 4.84 0.00 4.84 3.23 1.61 6.45 3.23 6.45 4.84 6.45 11.29 6.45 3.23 4.84 9.68 9.68 4.84 3.23 0.00
CUM.
PERCENTAGE rp
RP
4.84 3.45 3.45 9.68 15.22 18.67 9.68 0.00 18.67 14.52 4.76 23.43 17.74 1.03 24.47 19.35 2.64 27.11 25.81 14.57 41.68 29.03 4.66 46.33 35.48 24.07 70.41 40.32 18.65 89.05 46.77 42.93 131.98 58.06 71.88 203.86 64.52 47.95 251.81 67.74 47.00 298.81 72.58 74.52 373.33 82.26 275.30 648.64 91.94 501.69 1,150.32 96.77 727.03 1,877.35 100.00 59.00 1,936.35 100.00 0.00 1,936.35 1,936.35
BAND
0.18 0.79 0.00 0.25 0.05 0.14 0.75 0.24 1.24 0.96 2.22 3.71 2.48 2.43 3.85 14.22 25.91 37.55 3.05 0.00
CUM.
0.18 0.96 0.96 1.21 1.26 1.40 2.15 2.39 3.64 4.60 6.82 10.53 13.00 15.43 19.28 33.50 59.41 96.95 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 3 0 0 0 0 5
BAND
0 0 0 0 0 0 0 0 0 0 0 0 1 1 2 5 5 5 5 5
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 0.00 20.00 60.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 12.55 12.55 20.00 0.00 12.55 40.00 127.80 140.35 100.00 376.43 516.78 100.00 0.00 516.78 100.00 0.00 516.78 100.00 0.00 516.78 100.00 0.00 516.78 516.78
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.43 0.00 24.73 72.84 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.43 2.43 27.16 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 26.17 0.00 171.50 136.73 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.98 4.20 37.59 79.67 44.93 27.53 26.69 26.69 26.69
Page 120 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 40
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2007
DATE
:
15/07/2007
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
43 15 4 4 9 4 5 1 4 5 3 2 5 8 3 13 6 7 1 0 142
43 58 62 66 75 79 84 85 89 94 97 99 104 112 115 128 134 141 142 142
BAND
CUM.
30.28 30.28 10.56 40.85 2.82 43.66 2.82 46.48 6.34 52.82 2.82 55.63 3.52 59.15 0.70 59.86 2.82 62.68 3.52 66.20 2.11 68.31 1.41 69.72 3.52 73.24 5.63 78.87 2.11 80.99 9.15 90.14 4.23 94.37 4.93 99.30 0.70 100.00 0.00 100.00
PERCENTAGE rp
RP
26.27 26.27 9.09 35.36 3.33 38.69 8.00 46.69 10.29 56.98 5.16 62.14 14.72 76.86 7.57 84.43 56.17 140.61 14.11 154.72 11.14 165.86 10.52 176.38 44.18 220.56 106.91 327.47 0.13 327.60 405.89 733.49 204.64 938.13 284.69 1,222.81 213.78 1,436.60 0.00 1,436.60 1,436.60
BAND
1.83 0.63 0.23 0.56 0.72 0.36 1.02 0.53 3.91 0.98 0.78 0.73 3.08 7.44 0.01 28.25 14.24 19.82 14.88 0.00
CUM.
1.83 2.46 2.69 3.25 3.97 4.33 5.35 5.88 9.79 10.77 11.55 12.28 15.35 22.79 22.80 51.06 65.30 85.12 100.00 100.00
PERCENTAGE f
F
0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 7 0 8
BAND
0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 8 8
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 12.50 12.50 7.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 0.00 12.50 0.00 7.00 87.50 100.00 138.69 145.69 0.00 100.00 0.00 145.69 145.69
BAND
0.00 4.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 95.20 0.00
CUM.
0.00 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 4.80 100.00 100.00
PERCENTAGE BAND
0.00 77.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 64.87 0.00
CUM
0.00 19.80 18.09 14.99 12.29 11.27 9.11 8.29 4.98 4.52 4.22 3.97 3.17 2.14 2.14 0.95 0.75 0.57 10.14 10.14 10.14
Page 121 of 204
RISK AND LOSS PROFILE 2005 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,187 965 823 387 299 128 64 43 16 11 10 15 8 8 5 8 17 8 2 3 4,007
F
1,187 2,152 2,975 3,362 3,661 3,789 3,853 3,896 3,912 3,923 3,933 3,948 3,956 3,964 3,969 3,977 3,994 4,002 4,004 4,007
BAND
CUM.
29.62 29.62 24.08 53.71 20.54 74.25 9.66 83.90 7.46 91.37 3.19 94.56 1.60 96.16 1.07 97.23 0.40 97.63 0.27 97.90 0.25 98.15 0.37 98.53 0.20 98.73 0.20 98.93 0.12 99.05 0.20 99.25 0.42 99.68 0.20 99.88 0.05 99.93 0.07 100.00
PERCENTAGE rp
171.87 392.56 604.13 429.66 493.40 323.36 194.88 126.14 41.06 40.14 34.41 127.87 69.98 50.01 143.28 188.11 455.14 221.21 1,325.66 1,061.50 6,494.38
RP
171.87 564.43 1,168.56 1,598.22 2,091.62 2,414.98 2,609.86 2,736.01 2,777.06 2,817.21 2,851.62 2,979.49 3,049.47 3,099.49 3,242.76 3,430.88 3,886.01 4,107.23 5,432.88 6,494.38
BAND
2.65 6.04 9.30 6.62 7.60 4.98 3.00 1.94 0.63 0.62 0.53 1.97 1.08 0.77 2.21 2.90 7.01 3.41 20.41 16.34
CUM.
2.65 8.69 17.99 24.61 32.21 37.19 40.19 42.13 42.76 43.38 43.91 45.88 46.96 47.73 49.93 52.83 59.84 63.24 83.66 100.00
PERCENTAGE f
F
1 6 2 3 1 0 0 1 0 0 1 0 0 0 1 0 1 1 0 0 18
1 7 9 12 13 13 13 14 14 14 15 15 15 15 16 16 17 18 18 18
BAND
CUM.
5.56 5.56 33.33 38.89 11.11 50.00 16.67 66.67 5.56 72.22 0.00 72.22 0.00 72.22 5.56 77.78 0.00 77.78 0.00 77.78 5.56 83.33 0.00 83.33 0.00 83.33 0.00 83.33 5.56 88.89 0.00 88.89 5.56 94.44 5.56 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
1.85 258.80 52.75 511.17 438.47 0.00 0.00 5.50 0.00 0.00 24.43 0.00 0.00 0.00 1.00 0.00 28.09 60.68 0.00 0.00 1,382.73
RP
1.85 260.65 313.40 824.56 1,263.03 1,263.03 1,263.03 1,268.53 1,268.53 1,268.53 1,292.97 1,292.97 1,292.97 1,292.97 1,293.96 1,293.96 1,322.05 1,382.73 1,382.73 1,382.73
BAND
CUM.
0.13 0.13 18.72 18.85 3.81 22.66 36.97 59.63 31.71 91.34 0.00 91.34 0.00 91.34 0.40 91.74 0.00 91.74 0.00 91.74 1.77 93.51 0.00 93.51 0.00 93.51 0.00 93.51 0.07 93.58 0.00 93.58 2.03 95.61 4.39 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
1.08 65.93 8.73 118.97 88.87 0.00 0.00 4.36 0.00 0.00 71.00 0.00 0.00 0.00 0.70 0.00 6.17 27.43 0.00 0.00
CUM
1.08 46.18 26.82 51.59 60.39 52.30 48.39 46.36 45.68 45.03 45.34 43.40 42.40 41.72 39.90 37.72 34.02 33.67 25.45 21.29 21.29
Page 122 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
8,686 9,096 12,592 6,654 6,011 2,424 1,646 1,157 700 360 294 403 249 342 197 336 310 110 52 24 51,643
F
8,686 17,782 30,374 37,028 43,039 45,463 47,109 48,266 48,966 49,326 49,620 50,023 50,272 50,614 50,811 51,147 51,457 51,567 51,619 51,643
BAND
CUM.
16.82 16.82 17.61 34.43 24.38 58.82 12.88 71.70 11.64 83.34 4.69 88.03 3.19 91.22 2.24 93.46 1.36 94.82 0.70 95.51 0.57 96.08 0.78 96.86 0.48 97.35 0.66 98.01 0.38 98.39 0.65 99.04 0.60 99.64 0.21 99.85 0.10 99.95 0.05 100.00
PERCENTAGE rp
2,646.26 1,982.89 4,770.85 4,467.48 6,143.62 3,720.49 3,986.29 3,537.45 2,789.22 1,737.46 1,776.55 2,766.71 1,954.99 3,680.65 2,951.41 6,737.49 9,994.75 3,044.52 1,826.20 1,639.34 72,154.62
RP
2,646.26 4,629.15 9,400.00 13,867.48 20,011.10 23,731.59 27,717.89 31,255.34 34,044.56 35,782.02 37,558.57 40,325.28 42,280.26 45,960.91 48,912.32 55,649.81 65,644.56 68,689.08 70,515.28 72,154.62
BAND
CUM.
3.67 3.67 2.75 6.42 6.61 13.03 6.19 19.22 8.51 27.73 5.16 32.89 5.52 38.41 4.90 43.32 3.87 47.18 2.41 49.59 2.46 52.05 3.83 55.89 2.71 58.60 5.10 63.70 4.09 67.79 9.34 77.13 13.85 90.98 4.22 95.20 2.53 97.73 2.27 100.00
PERCENTAGE f
23 14 13 10 13 4 15 9 1 1 1 4 3 5 15 12 15 7 7 5 177
F
23 37 50 60 73 77 92 101 102 103 104 108 111 116 131 143 158 165 172 177
BAND
CUM.
PERCENTAGE rp
12.99 12.99 2,004.12 7.91 20.90 756.69 7.34 28.25 529.38 5.65 33.90 1,015.88 7.34 41.24 1,113.50 2.26 43.50 682.38 8.47 51.98 3,228.76 5.08 57.06 1,155.97 0.56 57.63 5.90 0.56 58.19 823.13 0.56 58.76 91.05 2.26 61.02 359.69 1.69 62.71 69.04 2.82 65.54 99.25 8.47 74.01 132.86 6.78 80.79 1,235.46 8.47 89.27 868.20 3.95 93.22 333.52 3.95 97.18 16,984.11 2.82 100.00 1,173.79 32,662.68
RP
2,004.12 2,760.81 3,290.19 4,306.07 5,419.57 6,101.94 9,330.70 10,486.68 10,492.57 11,315.70 11,406.74 11,766.43 11,835.47 11,934.73 12,067.59 13,303.06 14,171.26 14,504.78 31,488.89 32,662.68
PERCENTAGE
BAND
CUM.
BAND
6.14 2.32 1.62 3.11 3.41 2.09 9.89 3.54 0.02 2.52 0.28 1.10 0.21 0.30 0.41 3.78 2.66 1.02 52.00 3.59
6.14 8.45 10.07 13.18 16.59 18.68 28.57 32.11 32.12 34.64 34.92 36.02 36.24 36.54 36.95 40.73 43.39 44.41 96.41 100.00
75.73 38.16 11.10 22.74 18.12 18.34 81.00 32.68 0.21 47.38 5.12 13.00 3.53 2.70 4.50 18.34 8.69 10.95 930.02 71.60
CUM
75.73 59.64 35.00 31.05 27.08 25.71 33.66 33.55 30.82 31.62 30.37 29.18 27.99 25.97 24.67 23.90 21.59 21.12 44.66 45.27 45.27
Page 123 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,986 4,599 4,511 2,143 1,937 752 611 420 255 139 115 115 93 106 79 124 52 24 14 9 20,084
F
3,986 8,585 13,096 15,239 17,176 17,928 18,539 18,959 19,214 19,353 19,468 19,583 19,676 19,782 19,861 19,985 20,037 20,061 20,075 20,084
BAND
CUM.
19.85 19.85 22.90 42.75 22.46 65.21 10.67 75.88 9.64 85.52 3.74 89.27 3.04 92.31 2.09 94.40 1.27 95.67 0.69 96.36 0.57 96.93 0.57 97.51 0.46 97.97 0.53 98.50 0.39 98.89 0.62 99.51 0.26 99.77 0.12 99.89 0.07 99.96 0.04 100.00
PERCENTAGE rp
515.31 823.91 1,413.09 1,217.58 1,911.91 1,132.00 1,238.37 1,027.36 647.67 444.85 289.12 463.82 407.17 396.94 499.40 1,093.82 1,370.34 1,864.11 1,443.47 426.13 18,626.38
RP
515.31 1,339.22 2,752.31 3,969.89 5,881.79 7,013.80 8,252.17 9,279.53 9,927.20 10,372.06 10,661.17 11,124.99 11,532.17 11,929.11 12,428.51 13,522.33 14,892.67 16,756.78 18,200.25 18,626.38
BAND
2.77 4.42 7.59 6.54 10.26 6.08 6.65 5.52 3.48 2.39 1.55 2.49 2.19 2.13 2.68 5.87 7.36 10.01 7.75 2.29
PERCENTAGE
CUM.
f
F
2.77 7.19 14.78 21.31 31.58 37.66 44.30 49.82 53.30 55.68 57.24 59.73 61.91 64.04 66.73 72.60 79.95 89.96 97.71 100.00
4 2 10 2 6 2 6 4 0 0 1 1 0 2 1 2 2 2 0 1
4 8.33 8.33 6 4.17 12.50 16 20.83 33.33 18 4.17 37.50 24 12.50 50.00 26 4.17 54.17 32 12.50 66.67 36 8.33 75.00 36 0.00 75.00 36 0.00 75.00 37 2.08 77.08 38 2.08 79.17 38 0.00 79.17 40 4.17 83.33 41 2.08 85.42 43 4.17 89.58 45 4.17 93.75 47 4.17 97.92 47 0.00 97.92 48 2.08 100.00
48
BAND
CUM.
PERCENTAGE rp
43.79 6.12 906.29 312.96 1,049.61 619.77 597.84 1,664.57 0.00 0.00 68.64 1.79 0.00 41.75 28.99 350.01 36.63 1,083.52 0.00 12.19 6,824.47
RP
43.79 49.91 956.21 1,269.16 2,318.77 2,938.54 3,536.38 5,200.96 5,200.96 5,200.96 5,269.59 5,271.38 5,271.38 5,313.13 5,342.12 5,692.14 5,728.77 6,812.29 6,812.29 6,824.47
BAND
CUM.
0.64 0.64 0.09 0.73 13.28 14.01 4.59 18.60 15.38 33.98 9.08 43.06 8.76 51.82 24.39 76.21 0.00 76.21 0.00 76.21 1.01 77.22 0.03 77.24 0.00 77.24 0.61 77.85 0.42 78.28 5.13 83.41 0.54 83.94 15.88 99.82 0.00 99.82 0.18 100.00
PERCENTAGE BAND
8.50 0.74 64.14 25.70 54.90 54.75 48.28 162.02 0.00 0.00 23.74 0.39 0.00 10.52 5.81 32.00 2.67 58.13 0.00 2.86
CUM
8.50 3.73 34.74 31.97 39.42 41.90 42.85 56.05 52.39 50.14 49.43 47.38 45.71 44.54 42.98 42.09 38.47 40.65 37.43 36.64 36.64
Page 124 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,473 5,122 5,951 3,055 2,541 918 622 414 227 130 102 102 81 93 58 108 111 66 39 7 24,220
F
4,473 9,595 15,546 18,601 21,142 22,060 22,682 23,096 23,323 23,453 23,555 23,657 23,738 23,831 23,889 23,997 24,108 24,174 24,213 24,220
BAND
CUM.
18.47 18.47 21.15 39.62 24.57 64.19 12.61 76.80 10.49 87.29 3.79 91.08 2.57 93.65 1.71 95.36 0.94 96.30 0.54 96.83 0.42 97.25 0.42 97.68 0.33 98.01 0.38 98.39 0.24 98.63 0.45 99.08 0.46 99.54 0.27 99.81 0.16 99.97 0.03 100.00
PERCENTAGE rp
1,084.65 1,328.63 3,201.29 3,111.87 3,858.18 2,026.86 1,923.08 1,507.55 1,152.78 724.10 680.93 818.83 670.75 1,153.92 503.17 1,902.87 5,124.16 2,754.46 2,730.10 135.78 36,393.99
RP
1,084.65 2,413.28 5,614.57 8,726.45 12,584.63 14,611.49 16,534.56 18,042.12 19,194.90 19,919.00 20,599.93 21,418.77 22,089.52 23,243.44 23,746.61 25,649.49 30,773.65 33,528.11 36,258.21 36,393.99
BAND
2.98 3.65 8.80 8.55 10.60 5.57 5.28 4.14 3.17 1.99 1.87 2.25 1.84 3.17 1.38 5.23 14.08 7.57 7.50 0.37
CUM.
2.98 6.63 15.43 23.98 34.58 40.15 45.43 49.57 52.74 54.73 56.60 58.85 60.70 63.87 65.25 70.48 84.56 92.13 99.63 100.00
PERCENTAGE f
F
10 11 15 7 29 2 2 1 0 2 1 4 1 0 1 3 8 2 4 0 103
10 21 36 43 72 74 76 77 77 79 80 84 85 85 86 89 97 99 103 103
BAND
CUM.
9.71 9.71 10.68 20.39 14.56 34.95 6.80 41.75 28.16 69.90 1.94 71.84 1.94 73.79 0.97 74.76 0.00 74.76 1.94 76.70 0.97 77.67 3.88 81.55 0.97 82.52 0.00 82.52 0.97 83.50 2.91 86.41 7.77 94.17 1.94 96.12 3.88 100.00 0.00 100.00
PERCENTAGE rp
229.84 666.25 1,191.32 1,132.36 1,241.06 630.72 764.96 4.00 0.00 178.55 41.37 4,047.20 2,153.32 0.00 11.85 314.88 353.10 2,270.41 6,199.76 0.00 21,430.95
RP
229.84 896.08 2,087.41 3,219.76 4,460.82 5,091.55 5,856.51 5,860.51 5,860.51 6,039.05 6,080.43 10,127.63 12,280.95 12,280.95 12,292.80 12,607.68 12,960.78 15,231.19 21,430.95 21,430.95
BAND
CUM.
1.07 1.07 3.11 4.18 5.56 9.74 5.28 15.02 5.79 20.81 2.94 23.76 3.57 27.33 0.02 27.35 0.00 27.35 0.83 28.18 0.19 28.37 18.88 47.26 10.05 57.30 0.00 57.30 0.06 57.36 1.47 58.83 1.65 60.48 10.59 71.07 28.93 100.00 0.00 100.00
PERCENTAGE BAND
21.19 50.15 37.21 36.39 32.17 31.12 39.78 0.27 0.00 24.66 6.08 494.27 321.03 0.00 2.36 16.55 6.89 82.43 227.09 0.00
CUM
21.19 37.13 37.18 36.90 35.45 34.85 35.42 32.48 30.53 30.32 29.52 47.28 55.60 52.84 51.77 49.15 42.12 45.43 59.11 58.89 58.89
Page 125 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 2,313 75 1,877 150 2,015 894 250 775 400 327 625 199 875 136 1,250 82 1,750 42 2,250 35 2,750 36 3,500 24 4,500 28 6,250 14 8,750 35 15,000 23 35,000 21 75,000 9 300,000 4 8,889
F
2,313 4,190 6,205 7,099 7,874 8,201 8,400 8,536 8,618 8,660 8,695 8,731 8,755 8,783 8,797 8,832 8,855 8,876 8,885 8,889
BAND
26.02 21.12 22.67 10.06 8.72 3.68 2.24 1.53 0.92 0.47 0.39 0.40 0.27 0.31 0.16 0.39 0.26 0.24 0.10 0.04
CUM.
26.02 47.14 69.81 79.86 88.58 92.26 94.50 96.03 96.95 97.42 97.82 98.22 98.49 98.81 98.97 99.36 99.62 99.85 99.96 100.00
PERCENTAGE rp
RP
583.69 583.69 546.64 1,130.33 1,175.96 2,306.29 921.37 3,227.66 1,096.49 4,324.15 687.43 5,011.58 543.94 5,555.52 471.82 6,027.33 436.55 6,463.89 228.02 6,691.91 278.54 6,970.45 396.55 7,367.00 208.28 7,575.28 416.60 7,991.88 191.96 8,183.84 815.44 8,999.28 955.26 9,954.54 725.15 10,679.69 399.19 11,078.88 161.71 11,240.59 11,240.59
BAND
5.19 4.86 10.46 8.20 9.75 6.12 4.84 4.20 3.88 2.03 2.48 3.53 1.85 3.71 1.71 7.25 8.50 6.45 3.55 1.44
PERCENTAGE
CUM.
f
F
5.19 10.06 20.52 28.71 38.47 44.58 49.42 53.62 57.50 59.53 62.01 65.54 67.39 71.10 72.81 80.06 88.56 95.01 98.56 100.00
7 5 11 3 0 2 2 2 0 0 1 0 0 1 1 1 2 2 1 0
7 12 23 26 26 28 30 32 32 32 33 33 33 34 35 36 38 40 41 41
41
BAND
CUM.
17.07 17.07 12.20 29.27 26.83 56.10 7.32 63.41 0.00 63.41 4.88 68.29 4.88 73.17 4.88 78.05 0.00 78.05 0.00 78.05 2.44 80.49 0.00 80.49 0.00 80.49 2.44 82.93 2.44 85.37 2.44 87.80 4.88 92.68 4.88 97.56 2.44 100.00 0.00 100.00
PERCENTAGE rp
150.15 237.26 1,001.99 256.40 0.00 97.21 183.91 511.55 0.00 0.00 68.64 0.00 0.00 7.47 17.94 90.00 182.36 120.00 50.30 0.00 2,975.18
RP
150.15 387.41 1,389.40 1,645.80 1,645.80 1,743.01 1,926.92 2,438.47 2,438.47 2,438.47 2,507.11 2,507.11 2,507.11 2,514.58 2,532.52 2,622.52 2,804.88 2,924.88 2,975.18 2,975.18
BAND
CUM.
5.05 5.05 7.97 13.02 33.68 46.70 8.62 55.32 0.00 55.32 3.27 58.58 6.18 64.77 17.19 81.96 0.00 81.96 0.00 81.96 2.31 84.27 0.00 84.27 0.00 84.27 0.25 84.52 0.60 85.12 3.03 88.15 6.13 94.28 4.03 98.31 1.69 100.00 0.00 100.00
PERCENTAGE BAND
25.73 43.40 85.21 27.83 0.00 14.14 33.81 108.42 0.00 0.00 24.64 0.00 0.00 1.79 9.34 11.04 19.09 16.55 12.60 0.00
CUM
25.73 34.27 60.24 50.99 38.06 34.78 34.68 40.46 37.72 36.44 35.97 34.03 33.10 31.46 30.95 29.14 28.18 27.39 26.85 26.47 26.47
Page 126 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,382 3,497 4,231 2,089 1,739 776 578 401 193 103 78 65 59 61 59 68 56 28 17 10 17,490
F
3,382 6,879 11,110 13,199 14,938 15,714 16,292 16,693 16,886 16,989 17,067 17,132 17,191 17,252 17,311 17,379 17,435 17,463 17,480 17,490
BAND
CUM.
19.34 19.34 19.99 39.33 24.19 63.52 11.94 75.47 9.94 85.41 4.44 89.85 3.30 93.15 2.29 95.44 1.10 96.55 0.59 97.14 0.45 97.58 0.37 97.95 0.34 98.29 0.35 98.64 0.34 98.98 0.39 99.37 0.32 99.69 0.16 99.85 0.10 99.94 0.06 100.00
PERCENTAGE rp
1,566.30 711.71 1,884.56 1,544.09 2,198.49 1,327.56 1,640.68 1,414.07 832.37 675.03 510.07 407.56 453.58 600.48 800.71 1,367.29 1,605.85 1,151.64 1,414.24 371.12 22,477.40
RP
1,566.30 2,278.01 4,162.57 5,706.66 7,905.15 9,232.71 10,873.39 12,287.46 13,119.83 13,794.86 14,304.93 14,712.49 15,166.07 15,766.55 16,567.26 17,934.54 19,540.40 20,692.04 22,106.28 22,477.40
BAND
6.97 3.17 8.38 6.87 9.78 5.91 7.30 6.29 3.70 3.00 2.27 1.81 2.02 2.67 3.56 6.08 7.14 5.12 6.29 1.65
PERCENTAGE
CUM.
f
6.97 10.13 18.52 25.39 35.17 41.08 48.37 54.67 58.37 61.37 63.64 65.45 67.47 70.14 73.71 79.79 86.93 92.06 98.35 100.00
26 20 22 20 32 14 17 6 3 1 2 0 1 2 3 3 1 5 2 0 180
F
26 46 68 88 120 134 151 157 160 161 163 163 164 166 169 172 173 178 180 180
BAND
CUM.
PERCENTAGE rp
14.44 14.44 2,437.01 11.11 25.56 1,749.84 12.22 37.78 2,797.33 11.11 48.89 3,936.06 17.78 66.67 9,392.04 7.78 74.44 6,884.20 9.44 83.89 13,544.46 3.33 87.22 3,185.94 1.67 88.89 5,375.53 0.56 89.44 1,777.05 1.11 90.56 2,632.09 0.00 90.56 0.00 0.56 91.11 37.56 1.11 92.22 34.95 1.67 93.89 266.37 1.67 95.56 91.32 0.56 96.11 2.61 2.78 98.89 2,855.01 1.11 100.00 275.78 0.00 100.00 0.00 57,275.16
RP
2,437.01 4,186.85 6,984.18 10,920.24 20,312.28 27,196.49 40,740.95 43,926.89 49,302.42 51,079.46 53,711.55 53,711.55 53,749.11 53,784.06 54,050.44 54,141.76 54,144.37 56,999.38 57,275.16 57,275.16
BAND
CUM.
4.25 4.25 3.06 7.31 4.88 12.19 6.87 19.07 16.40 35.46 12.02 47.48 23.65 71.13 5.56 76.69 9.39 86.08 3.10 89.18 4.60 93.78 0.00 93.78 0.07 93.84 0.06 93.90 0.47 94.37 0.16 94.53 0.00 94.53 4.98 99.52 0.48 100.00 0.00 100.00
PERCENTAGE BAND
CUM
155.59 245.86 148.43 254.91 427.20 518.56 825.54 225.30 645.81 263.25 516.03 0.00 8.28 5.82 33.27 6.68 0.16 247.91 19.50 0.00
155.59 183.79 167.79 191.36 256.95 294.57 374.68 357.49 375.79 370.28 375.48 365.07 354.40 341.13 326.25 301.89 277.09 275.47 259.09 254.81 254.81
Page 127 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 1,596 75 1,342 952 150 368 250 314 400 115 625 70 875 39 1,250 32 1,750 18 2,250 11 2,750 17 3,500 11 4,500 21 6,250 7 8,750 10 15,000 11 35,000 6 75,000 1 300,000 0 4,941
F
1,596 2,938 3,890 4,258 4,572 4,687 4,757 4,796 4,828 4,846 4,857 4,874 4,885 4,906 4,913 4,923 4,934 4,940 4,941 4,941
BAND
CUM.
32.30 32.30 27.16 59.46 19.27 78.73 7.45 86.18 6.35 92.53 2.33 94.86 1.42 96.28 0.79 97.07 0.65 97.71 0.36 98.08 0.22 98.30 0.34 98.64 0.22 98.87 0.43 99.29 0.14 99.43 0.20 99.64 0.22 99.86 0.12 99.98 0.02 100.00 0.00 100.00
PERCENTAGE rp
236.49 401.04 589.36 387.96 568.65 247.01 197.30 171.17 139.78 58.57 30.22 110.18 57.30 157.80 99.05 243.15 572.62 273.31 41.31 0.00 4,582.27
RP
236.49 637.53 1,226.89 1,614.84 2,183.50 2,430.50 2,627.80 2,798.97 2,938.76 2,997.32 3,027.54 3,137.72 3,195.02 3,352.81 3,451.87 3,695.02 4,267.64 4,540.95 4,582.27 4,582.27
BAND
5.16 8.75 12.86 8.47 12.41 5.39 4.31 3.74 3.05 1.28 0.66 2.40 1.25 3.44 2.16 5.31 12.50 5.96 0.90 0.00
CUM.
5.16 13.91 26.77 35.24 47.65 53.04 57.35 61.08 64.13 65.41 66.07 68.48 69.73 73.17 75.33 80.64 93.13 99.10 100.00 100.00
PERCENTAGE f
F
4 3 2 1 1 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 13
4 7 9 10 11 11 11 11 12 12 12 12 12 12 12 12 12 12 13 13
BAND
30.77 23.08 15.38 7.69 7.69 0.00 0.00 0.00 7.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.69 0.00
CUM.
30.77 53.85 69.23 76.92 84.62 84.62 84.62 84.62 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 100.00 100.00
PERCENTAGE rp
96.00 190.00 246.00 257.06 2.20 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 173.68 0.00 974.94
RP
96.00 286.00 532.00 789.06 791.26 791.26 791.26 791.26 801.26 801.26 801.26 801.26 801.26 801.26 801.26 801.26 801.26 801.26 974.94 974.94
BAND
9.85 19.49 25.23 26.37 0.23 0.00 0.00 0.00 1.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 17.81 0.00
PERCENTAGE
CUM.
BAND
9.85 29.34 54.57 80.93 81.16 81.16 81.16 81.16 82.19 82.19 82.19 82.19 82.19 82.19 82.19 82.19 82.19 82.19 100.00 100.00
40.59 47.38 41.74 66.26 0.39 0.00 0.00 0.00 7.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 420.38 0.00
CUM
40.59 44.86 43.36 48.86 36.24 32.56 30.11 28.27 27.27 26.73 26.47 25.54 25.08 23.90 23.21 21.68 18.78 17.65 21.28 21.28 21.28
Page 128 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,602 2,859 2,707 1,320 1,353 588 490 342 213 124 65 101 69 95 87 112 86 25 21 6 13,265
F
2,602 5,461 8,168 9,488 10,841 11,429 11,919 12,261 12,474 12,598 12,663 12,764 12,833 12,928 13,015 13,127 13,213 13,238 13,259 13,265
BAND
CUM.
19.62 19.62 21.55 41.17 20.41 61.58 9.95 71.53 10.20 81.73 4.43 86.16 3.69 89.85 2.58 92.43 1.61 94.04 0.93 94.97 0.49 95.46 0.76 96.22 0.52 96.74 0.72 97.46 0.66 98.12 0.84 98.96 0.65 99.61 0.19 99.80 0.16 99.95 0.05 100.00
PERCENTAGE rp
491.29 520.60 1,070.60 902.37 1,524.08 1,022.04 1,089.01 1,057.95 786.74 506.69 269.66 663.00 472.57 1,015.92 1,030.45 2,555.56 8,758.45 1,420.59 161.33 67.60 25,386.49
RP
491.29 1,011.89 2,082.49 2,984.86 4,508.93 5,530.97 6,619.99 7,677.93 8,464.67 8,971.36 9,241.02 9,904.02 10,376.59 11,392.51 12,422.96 14,978.52 23,736.97 25,157.55 25,318.89 25,386.49
BAND
1.94 2.05 4.22 3.55 6.00 4.03 4.29 4.17 3.10 2.00 1.06 2.61 1.86 4.00 4.06 10.07 34.50 5.60 0.64 0.27
CUM.
1.94 3.99 8.20 11.76 17.76 21.79 26.08 30.24 33.34 35.34 36.40 39.01 40.87 44.88 48.94 59.00 93.50 99.10 99.73 100.00
PERCENTAGE f
F
2 1 1 1 1 1 2 6 5 2 3 2 4 9 5 4 4 0 0 0 53
2 3 4 5 6 7 9 15 20 22 25 27 31 40 45 49 53 53 53 53
BAND
3.77 1.89 1.89 1.89 1.89 1.89 3.77 11.32 9.43 3.77 5.66 3.77 7.55 16.98 9.43 7.55 7.55 0.00 0.00 0.00
CUM.
PERCENTAGE rp
3.77 44.17 5.66 60.00 7.55 82.75 9.43 577.92 11.32 11.58 13.21 540.88 16.98 1,057.51 28.30 872.49 37.74 157.93 41.51 144.85 47.17 115.08 50.94 40.30 58.49 240.76 75.47 322.96 84.91 242.41 92.45 367.55 100.00 192.61 100.00 0.00 100.00 0.00 100.00 0.00 5,071.74
RP
44.17 104.17 186.92 764.84 776.42 1,317.30 2,374.81 3,247.30 3,405.23 3,550.08 3,665.16 3,705.46 3,946.22 4,269.18 4,511.58 4,879.13 5,071.74 5,071.74 5,071.74 5,071.74
BAND
0.87 1.18 1.63 11.39 0.23 10.66 20.85 17.20 3.11 2.86 2.27 0.79 4.75 6.37 4.78 7.25 3.80 0.00 0.00 0.00
CUM.
0.87 2.05 3.69 15.08 15.31 25.97 46.82 64.03 67.14 70.00 72.27 73.06 77.81 84.18 88.96 96.20 100.00 100.00 100.00 100.00
PERCENTAGE BAND
8.99 11.53 7.73 64.04 0.76 52.92 97.11 82.47 20.07 28.59 42.68 6.08 50.95 31.79 23.52 14.38 2.20 0.00 0.00 0.00
CUM
8.99 10.29 8.98 25.62 17.22 23.82 35.87 42.29 40.23 39.57 39.66 37.41 38.03 37.47 36.32 32.57 21.37 20.16 20.03 19.98 19.98
Page 129 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
18,871 19,687 34,560 25,650 31,885 16,280 11,693 8,444 4,656 2,482 1,934 2,131 1,392 1,573 1,033 1,607 1,252 535 698 197 186,560
F
18,871 38,558 73,118 98,768 130,653 146,933 158,626 167,070 171,726 174,208 176,142 178,273 179,665 181,238 182,271 183,878 185,130 185,665 186,363 186,560
BAND
10.12 10.55 18.52 13.75 17.09 8.73 6.27 4.53 2.50 1.33 1.04 1.14 0.75 0.84 0.55 0.86 0.67 0.29 0.37 0.11
CUM.
10.12 20.67 39.19 52.94 70.03 78.76 85.03 89.55 92.05 93.38 94.42 95.56 96.30 97.15 97.70 98.56 99.23 99.52 99.89 100.00
PERCENTAGE rp
9,815.23 3,984.27 10,650.48 12,397.69 23,919.97 18,132.28 19,019.94 19,891.96 15,334.14 9,953.38 8,711.76 12,630.67 9,589.88 13,298.87 17,167.37 22,829.62 24,384.63 14,959.70 28,561.72 291,117.71 586,351.28
RP
9,815.23 13,799.50 24,449.98 36,847.67 60,767.64 78,899.92 97,919.87 117,811.82 133,145.96 143,099.34 151,811.10 164,441.77 174,031.65 187,330.53 204,497.90 227,327.52 251,712.15 266,671.85 295,233.57 586,351.28
BAND
CUM.
1.67 1.67 0.68 2.35 1.82 4.17 2.11 6.28 4.08 10.36 3.09 13.46 3.24 16.70 3.39 20.09 2.62 22.71 1.70 24.41 1.49 25.89 2.15 28.04 1.64 29.68 2.27 31.95 2.93 34.88 3.89 38.77 4.16 42.93 2.55 45.48 4.87 50.35 49.65 100.00
PERCENTAGE f
F
BAND
CUM.
118 118 8.93 8.93 47 165 3.56 12.49 120 285 9.08 21.57 24 309 1.82 23.39 68 377 5.15 28.54 47 424 3.56 32.10 32 456 2.42 34.52 41 497 3.10 37.62 25 522 1.89 39.52 25 547 1.89 41.41 20 567 1.51 42.92 33 600 2.50 45.42 16 616 1.21 46.63 41 657 3.10 49.74 26 683 1.97 51.70 62 745 4.69 56.40 235 980 17.79 74.19 58 1,038 4.39 78.58 155 1,193 11.73 90.31 128 1,321 9.69 100.00 1,321
PERCENTAGE rp
6,810.72 2,185.87 8,294.92 1,864.20 6,042.78 5,425.05 1,797.41 6,594.23 23,930.61 2,448.75 2,527.83 4,788.24 1,761.36 10,518.70 2,997.31 10,470.32 17,030.97 18,940.17 23,841.20 49,373.96 207,644.59
RP
6,810.72 8,996.60 17,291.52 19,155.71 25,198.49 30,623.53 32,420.95 39,015.17 62,945.79 65,394.54 67,922.36 72,710.61 74,471.96 84,990.66 87,987.97 98,458.29 115,489.26 134,429.43 158,270.63 207,644.59
BAND
CUM.
PERCENTAGE BAND
3.28 3.28 69.39 1.05 4.33 54.86 3.99 8.33 77.88 0.90 9.23 15.04 2.91 12.14 25.26 2.61 14.75 29.92 0.87 15.61 9.45 3.18 18.79 33.15 11.52 30.31 156.06 1.18 31.49 24.60 1.22 32.71 29.02 2.31 35.02 37.91 0.85 35.87 18.37 5.07 40.93 79.09 1.44 42.37 17.46 5.04 47.42 45.86 8.20 55.62 69.84 9.12 64.74 126.61 11.48 76.22 83.47 23.78 100.00 16.96
CUM
69.39 65.20 70.72 51.99 41.47 38.81 33.11 33.12 47.28 45.70 44.74 44.22 42.79 45.37 43.03 43.31 45.88 50.41 53.61 35.41 35.41
Page 130 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
25,739 25,116 23,894 11,659 11,061 5,258 3,749 2,800 1,627 1,023 788 946 714 988 690 1,245 1,076 542 589 126 119,630
F
25,739 50,855 74,749 86,408 97,469 102,727 106,476 109,276 110,903 111,926 112,714 113,660 114,374 115,362 116,052 117,297 118,373 118,915 119,504 119,630
BAND
CUM.
21.52 21.52 20.99 42.51 19.97 62.48 9.75 72.23 9.25 81.48 4.40 85.87 3.13 89.00 2.34 91.34 1.36 92.71 0.86 93.56 0.66 94.22 0.79 95.01 0.60 95.61 0.83 96.43 0.58 97.01 1.04 98.05 0.90 98.95 0.45 99.40 0.49 99.89 0.11 100.00
PERCENTAGE rp
10,625.18 5,222.78 9,425.21 7,834.12 11,167.82 7,999.01 8,108.70 8,081.54 6,022.35 4,799.78 4,110.20 5,592.56 5,031.53 8,593.95 7,407.50 17,630.35 24,069.13 14,981.19 26,906.64 13,474.67 207,084.23
RP
BAND
CUM.
10,625.18 5.13 5.13 15,847.96 2.52 7.65 25,273.17 4.55 12.20 33,107.29 3.78 15.99 44,275.12 5.39 21.38 52,274.13 3.86 25.24 60,382.82 3.92 29.16 68,464.37 3.90 33.06 74,486.72 2.91 35.97 79,286.50 2.32 38.29 83,396.71 1.98 40.27 88,989.27 2.70 42.97 94,020.79 2.43 45.40 102,614.75 4.15 49.55 110,022.24 3.58 53.13 127,652.60 8.51 61.64 151,721.73 11.62 73.27 166,702.92 7.23 80.50 193,609.57 12.99 93.49 207,084.23 6.51 100.00
PERCENTAGE f
71 38 72 10 32 19 5 18 20 8 12 20 12 22 23 75 51 73 66 21 668
F
71 109 181 191 223 242 247 265 285 293 305 325 337 359 382 457 508 581 647 668
BAND
CUM.
PERCENTAGE rp
RP
BAND
10.63 10.63 7,781.77 7,781.77 8.33 5.69 16.32 896.46 8,678.23 0.96 10.78 27.10 806.43 9,484.66 0.86 1.50 28.59 1,313.28 10,797.95 1.41 4.79 33.38 4,413.86 15,211.81 4.73 2.84 36.23 424.81 15,636.62 0.45 0.75 36.98 1,012.32 16,648.95 1.08 2.69 39.67 1,559.99 18,208.94 1.67 2.99 42.66 2,118.11 20,327.04 2.27 1.20 43.86 4,056.46 24,383.50 4.34 1.80 45.66 2,640.67 27,024.18 2.83 2.99 48.65 8,794.36 35,818.53 9.42 1.80 50.45 3,907.89 39,726.42 4.18 3.29 53.74 7,511.63 47,238.06 8.04 3.44 57.19 2,129.84 49,367.90 2.28 11.23 68.41 7,259.60 56,627.49 7.77 7.63 76.05 40,093.90 96,721.39 42.93 10.93 86.98 17,486.55 114,207.94 18.72 9.88 96.86 21,508.06 92,699.89 23.03 3.14 100.00 691.30 93,391.18 0.74 93,391.18
CUM.
8.33 9.29 10.16 11.56 16.29 16.74 17.83 19.50 21.77 26.11 28.94 38.35 42.54 50.58 52.86 60.63 103.57 122.29 99.26 100.00
PERCENTAGE BAND
CUM.
73.24 17.16 8.56 16.76 39.52 5.31 12.48 19.30 35.17 84.51 64.25 157.25 77.67 87.41 28.75 41.18 166.58 116.72 79.94 5.13
73.24 54.76 37.53 32.62 34.36 29.91 27.57 26.60 27.29 30.75 32.40 40.25 42.25 46.03 44.87 44.36 63.75 68.51 47.88 45.10 45.10
Page 131 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
20,352 14,022 10,815 5,075 5,259 2,768 1,926 1,601 943 557 438 458 298 404 260 426 319 155 141 30 66,247
F
20,352 34,374 45,189 50,264 55,523 58,291 60,217 61,818 62,761 63,318 63,756 64,214 64,512 64,916 65,176 65,602 65,921 66,076 66,217 66,247
BAND
CUM.
30.72 30.72 21.17 51.89 16.33 68.21 7.66 75.87 7.94 83.81 4.18 87.99 2.91 90.90 2.42 93.31 1.42 94.74 0.84 95.58 0.66 96.24 0.69 96.93 0.45 97.38 0.61 97.99 0.39 98.38 0.64 99.03 0.48 99.51 0.23 99.74 0.21 99.95 0.05 100.00
PERCENTAGE rp
4,305.05 3,121.48 4,631.97 3,613.91 5,731.50 4,460.10 4,410.82 4,887.90 3,791.33 2,663.64 2,318.68 3,061.51 2,629.27 4,560.17 3,168.18 7,648.31 8,060.11 5,687.93 4,667.18 435.85 83,854.90
RP
4,305.05 7,426.52 12,058.49 15,672.41 21,403.91 25,864.01 30,274.83 35,162.73 38,954.06 41,617.70 43,936.38 46,997.89 49,627.16 54,187.34 57,355.52 65,003.83 73,063.94 78,751.86 83,419.05 83,854.90
BAND
CUM.
5.13 5.13 3.72 8.86 5.52 14.38 4.31 18.69 6.84 25.52 5.32 30.84 5.26 36.10 5.83 41.93 4.52 46.45 3.18 49.63 2.77 52.40 3.65 56.05 3.14 59.18 5.44 64.62 3.78 68.40 9.12 77.52 9.61 87.13 6.78 93.91 5.57 99.48 0.52 100.00
PERCENTAGE f
F
39 11 11 8 8 13 13 15 20 6 15 17 24 15 13 26 43 29 73 1 400
BAND
CUM.
PERCENTAGE rp
RP
39 9.75 9.75 4,317.14 4,317.14 50 2.75 12.50 291.84 4,608.98 61 2.75 15.25 420.62 5,029.60 69 2.00 17.25 851.86 5,881.46 77 2.00 19.25 507.01 6,388.47 90 3.25 22.50 1,486.42 7,874.89 103 3.25 25.75 1,156.94 9,031.83 118 3.75 29.50 1,449.13 10,480.97 138 5.00 34.50 225.50 10,706.46 144 1.50 36.00 903.38 11,609.84 159 3.75 39.75 2,743.72 14,353.57 176 4.25 44.00 305.69 14,659.26 200 6.00 50.00 36.34 14,695.59 215 3.75 53.75 184.70 14,880.30 228 3.25 57.00 487.05 15,367.34 254 6.50 63.50 1,529.09 16,896.43 297 10.75 74.25 10,920.11 27,816.53 326 7.25 81.50 1,111.16 28,927.69 399 18.25 99.75 7,168.72 36,096.41 400 0.25 100.00 452.59 36,549.00 36,549.00
BAND
CUM.
11.81 11.81 0.80 12.61 1.15 13.76 2.33 16.09 1.39 17.48 4.07 21.55 3.17 24.71 3.96 28.68 0.62 29.29 2.47 31.77 7.51 39.27 0.84 40.11 0.10 40.21 0.51 40.71 1.33 42.05 4.18 46.23 29.88 76.11 3.04 79.15 19.61 98.76 1.24 100.00
PERCENTAGE BAND
CUM
100.28 9.35 9.08 23.57 8.85 33.33 26.23 29.65 5.95 33.92 118.33 9.98 1.38 4.05 15.37 19.99 135.48 19.54 153.60 103.84
100.28 62.06 41.71 37.53 29.85 30.45 29.83 29.81 27.48 27.90 32.67 31.19 29.61 27.46 26.79 25.99 38.07 36.73 43.27 43.59 43.59
Page 132 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,109 1,783 1,509 726 776 427 253 202 128 81 71 56 48 51 28 48 38 12 11 6 8,363
F
2,109 3,892 5,401 6,127 6,903 7,330 7,583 7,785 7,913 7,994 8,065 8,121 8,169 8,220 8,248 8,296 8,334 8,346 8,357 8,363
BAND
CUM.
25.22 25.22 21.32 46.54 18.04 64.58 8.68 73.26 9.28 82.54 5.11 87.65 3.03 90.67 2.42 93.09 1.53 94.62 0.97 95.59 0.85 96.44 0.67 97.11 0.57 97.68 0.61 98.29 0.33 98.62 0.57 99.20 0.45 99.65 0.14 99.80 0.13 99.93 0.07 100.00
PERCENTAGE rp
402.05 330.15 538.79 433.59 765.48 610.97 460.00 474.67 484.81 415.71 343.57 339.26 342.42 655.02 239.54 630.64 621.04 376.10 350.12 129.78 8,943.72
RP
402.05 732.20 1,270.99 1,704.58 2,470.07 3,081.04 3,541.03 4,015.71 4,500.51 4,916.23 5,259.80 5,599.06 5,941.48 6,596.50 6,836.04 7,466.68 8,087.72 8,463.82 8,813.94 8,943.72
BAND
4.50 3.69 6.02 4.85 8.56 6.83 5.14 5.31 5.42 4.65 3.84 3.79 3.83 7.32 2.68 7.05 6.94 4.21 3.91 1.45
PERCENTAGE
CUM.
f
4.50 8.19 14.21 19.06 27.62 34.45 39.59 44.90 50.32 54.97 58.81 62.60 66.43 73.76 76.43 83.49 90.43 94.63 98.55 100.00
3 2 1 5 2 2 4 2 0 2 3 2 8 2 1 5 11 2 32 1 90
F
BAND
3 5 6 11 13 15 19 21 21 23 26 28 36 38 39 44 55 57 89 90
CUM.
3.33 3.33 2.22 5.56 1.11 6.67 5.56 12.22 2.22 14.44 2.22 16.67 4.44 21.11 2.22 23.33 0.00 23.33 2.22 25.56 3.33 28.89 2.22 31.11 8.89 40.00 2.22 42.22 1.11 43.33 5.56 48.89 12.22 61.11 2.22 63.33 35.56 98.89 1.11 100.00
PERCENTAGE rp
26.62 12.10 233.53 18.62 532.99 1.06 64.85 370.14 0.00 34.68 154.76 7,601.04 1,107.29 94.24 66.91 8,959.33 18,598.26 3,250.00 33,200.73 18,372.00 92,699.17
RP
26.62 38.73 272.25 290.87 823.87 824.93 889.78 1,259.92 1,259.92 1,294.60 1,449.36 9,050.40 10,157.69 10,251.93 10,318.85 19,278.18 37,876.44 41,126.44 74,327.17 92,699.17
BAND
0.03 0.01 0.25 0.02 0.57 0.00 0.07 0.40 0.00 0.04 0.17 8.20 1.19 0.10 0.07 9.66 20.06 3.51 35.82 19.82
CUM.
0.03 0.04 0.29 0.31 0.89 0.89 0.96 1.36 1.36 1.40 1.56 9.76 10.96 11.06 11.13 20.80 40.86 44.37 80.18 100.00
PERCENTAGE BAND
6.62 3.67 43.34 4.29 69.63 0.17 14.10 77.98 0.00 8.34 45.04 2,240.48 323.37 14.39 27.93 1,420.67 2,994.71 864.13 9,482.64 14,156.26
CUM
6.62 5.29 21.42 17.06 33.35 26.77 25.13 31.37 28.00 26.33 27.56 161.64 170.96 155.41 150.95 258.19 468.32 485.91 843.29 1,036.47 1,036.47
Page 133 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
18,377 16,080 15,642 8,531 9,081 5,036 3,642 3,027 1,787 1,030 764 932 654 828 514 795 634 253 261 134 88,002
F
18,377 34,457 50,099 58,630 67,711 72,747 76,389 79,416 81,203 82,233 82,997 83,929 84,583 85,411 85,925 86,720 87,354 87,607 87,868 88,002
BAND
20.88 18.27 17.77 9.69 10.32 5.72 4.14 3.44 2.03 1.17 0.87 1.06 0.74 0.94 0.58 0.90 0.72 0.29 0.30 0.15
CUM.
20.88 39.15 56.93 66.62 76.94 82.67 86.80 90.24 92.27 93.44 94.31 95.37 96.11 97.06 97.64 98.54 99.26 99.55 99.85 100.00
PERCENTAGE rp
5,352.18 3,438.11 6,128.01 5,722.72 9,042.05 7,179.91 7,142.37 8,469.70 6,371.36 4,745.41 4,151.08 5,950.18 5,215.68 8,768.65 6,824.50 14,697.85 16,842.35 12,589.89 5,712.44 4,828.64 149,173.09
RP
5,352.18 8,790.28 14,918.30 20,641.02 29,683.07 36,862.98 44,005.35 52,475.05 58,846.41 63,591.82 67,742.90 73,693.09 78,908.77 87,677.42 94,501.91 109,199.76 126,042.12 138,632.01 144,344.45 149,173.09
PERCENTAGE
BAND
CUM.
f
F
3.59 2.30 4.11 3.84 6.06 4.81 4.79 5.68 4.27 3.18 2.78 3.99 3.50 5.88 4.57 9.85 11.29 8.44 3.83 3.24
3.59 5.89 10.00 13.84 19.90 24.71 29.50 35.18 39.45 42.63 45.41 49.40 52.90 58.78 63.35 73.20 84.49 92.93 96.76 100.00
22 11 6 6 9 17 13 14 14 11 4 18 13 13 11 36 38 26 26 11
22 33 39 45 54 71 84 98 112 123 127 145 158 171 182 218 256 282 308 319
319
BAND
6.90 3.45 1.88 1.88 2.82 5.33 4.08 4.39 4.39 3.45 1.25 5.64 4.08 4.08 3.45 11.29 11.91 8.15 8.15 3.45
CUM.
PERCENTAGE rp
6.90 711.37 10.34 288.54 12.23 39.95 14.11 26.12 16.93 1,211.66 22.26 1,731.88 26.33 2,842.42 30.72 1,462.28 35.11 4,050.35 38.56 1,031.89 39.81 143.27 45.45 13,074.49 49.53 5,287.18 53.61 650.10 57.05 5,494.76 68.34 3,138.78 80.25 1,469.71 88.40 6,872.35 96.55 4,590.18 100.00 9,252.27 63,369.56
RP
711.37 999.91 1,039.86 1,065.98 2,277.64 4,009.52 6,851.94 8,314.22 12,364.56 13,396.45 13,539.73 26,614.22 31,901.39 32,551.50 38,046.26 41,185.04 42,654.75 49,527.11 54,117.29 63,369.56
BAND
CUM.
1.12 1.12 0.46 1.58 0.06 1.64 0.04 1.68 1.91 3.59 2.73 6.33 4.49 10.81 2.31 13.12 6.39 19.51 1.63 21.14 0.23 21.37 20.63 42.00 8.34 50.34 1.03 51.37 8.67 60.04 4.95 64.99 2.32 67.31 10.84 78.16 7.24 85.40 14.60 100.00
PERCENTAGE BAND
CUM
13.29 8.39 0.65 0.46 13.40 24.12 39.80 17.26 63.57 21.75 3.45 219.73 101.37 7.41 80.52 21.36 8.73 54.59 80.35 191.61
13.29 11.38 6.97 5.16 7.67 10.88 15.57 15.84 21.01 21.07 19.99 36.11 40.43 37.13 40.26 37.72 33.84 35.73 37.49 42.48 42.48
Page 134 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,851 7,573 5,300 1,725 1,327 414 309 168 93 36 37 39 30 24 25 43 46 15 20 2 24,077
F
6,851 14,424 19,724 21,449 22,776 23,190 23,499 23,667 23,760 23,796 23,833 23,872 23,902 23,926 23,951 23,994 24,040 24,055 24,075 24,077
BAND
CUM.
28.45 28.45 31.45 59.91 22.01 81.92 7.16 89.09 5.51 94.60 1.72 96.32 1.28 97.60 0.70 98.30 0.39 98.68 0.15 98.83 0.15 98.99 0.16 99.15 0.12 99.27 0.10 99.37 0.10 99.48 0.18 99.66 0.19 99.85 0.06 99.91 0.08 99.99 0.01 100.00
PERCENTAGE rp
3,979.57 3,948.09 5,357.69 3,075.92 3,495.49 1,526.41 1,399.41 780.82 746.43 335.23 329.09 348.93 348.87 323.10 345.45 523.61 1,185.58 587.72 197.93 520.69 29,356.02
RP
3,979.57 7,927.65 13,285.34 16,361.27 19,856.76 21,383.16 22,782.57 23,563.40 24,309.83 24,645.06 24,974.15 25,323.07 25,671.94 25,995.04 26,340.48 26,864.09 28,049.67 28,637.39 28,835.32 29,356.02
BAND
13.56 13.45 18.25 10.48 11.91 5.20 4.77 2.66 2.54 1.14 1.12 1.19 1.19 1.10 1.18 1.78 4.04 2.00 0.67 1.77
PERCENTAGE
CUM.
f
13.56 27.01 45.26 55.73 67.64 72.84 77.61 80.27 82.81 83.95 85.07 86.26 87.45 88.55 89.73 91.51 95.55 97.55 98.23 100.00
29 51 26 2 7 1 0 1 0 1 0 0 0 0 1 5 0 0 2 0 126
F
BAND
CUM.
29 23.02 23.02 80 40.48 63.49 106 20.63 84.13 108 1.59 85.71 115 5.56 91.27 116 0.79 92.06 116 0.00 92.06 117 0.79 92.86 117 0.00 92.86 118 0.79 93.65 118 0.00 93.65 118 0.00 93.65 118 0.00 93.65 118 0.00 93.65 119 0.79 94.44 124 3.97 98.41 124 0.00 98.41 124 0.00 98.41 126 1.59 100.00 126 0.00 100.00
PERCENTAGE rp
1,064.55 3,269.24 2,574.40 132.86 2,014.98 13.00 0.00 440.21 0.00 3.25 0.00 0.00 0.00 0.00 8.43 452.98 0.00 0.00 15,118.88 0.00 25,092.78
RP
1,064.55 4,333.80 6,908.19 7,041.06 9,056.04 9,069.03 9,069.03 9,509.24 9,509.24 9,512.49 9,512.49 9,512.49 9,512.49 9,512.49 9,520.92 9,973.90 9,973.90 9,973.90 25,092.78 25,092.78
BAND
CUM.
PERCENTAGE BAND
4.24 4.24 26.75 13.03 17.27 82.81 10.26 27.53 48.05 0.53 28.06 4.32 8.03 36.09 57.65 0.05 36.14 0.85 0.00 36.14 0.00 1.75 37.90 56.38 0.00 37.90 0.00 0.01 37.91 0.97 0.00 37.91 0.00 0.00 37.91 0.00 0.00 37.91 0.00 0.00 37.91 0.00 0.03 37.94 2.44 1.81 39.75 86.51 0.00 39.75 0.00 0.00 39.75 0.00 60.25 100.00 7,638.44 0.00 100.00 0.00
CUM
26.75 54.67 52.00 43.03 45.61 42.41 39.81 40.36 39.12 38.60 38.09 37.56 37.05 36.59 36.15 37.13 35.56 34.83 87.02 85.48 85.48
Page 135 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,404 1,124 877 406 394 181 108 64 43 21 19 19 7 20 6 31 16 7 2 0 4,749
F
1,404 2,528 3,405 3,811 4,205 4,386 4,494 4,558 4,601 4,622 4,641 4,660 4,667 4,687 4,693 4,724 4,740 4,747 4,749 4,749
BAND
CUM.
PERCENTAGE rp
RP
29.56 29.56 387.72 387.72 23.67 53.23 448.11 835.83 18.47 71.70 729.89 1,565.72 8.55 80.25 520.38 2,086.10 8.30 88.54 809.82 2,895.92 3.81 92.36 490.32 3,386.24 2.27 94.63 348.29 3,734.53 1.35 95.98 292.18 4,026.71 0.91 96.88 266.26 4,292.98 0.44 97.33 68.62 4,361.60 0.40 97.73 74.79 4,436.39 0.40 98.13 111.20 4,547.59 0.15 98.27 95.93 4,643.51 0.42 98.69 472.66 5,116.18 0.13 98.82 50.80 5,166.98 0.65 99.47 1,292.63 6,459.61 0.34 99.81 1,079.82 7,539.44 0.15 99.96 272.75 7,812.19 0.04 100.00 81.96 7,894.15 0.00 100.00 0.00 7,894.15 7,894.15
BAND
4.91 5.68 9.25 6.59 10.26 6.21 4.41 3.70 3.37 0.87 0.95 1.41 1.22 5.99 0.64 16.37 13.68 3.46 1.04 0.00
CUM.
4.91 10.59 19.83 26.43 36.68 42.90 47.31 51.01 54.38 55.25 56.20 57.61 58.82 64.81 65.45 81.83 95.51 98.96 100.00 100.00
PERCENTAGE f
8 7 6 2 2 1 1 0 0 0 0 1 0 0 0 4 0 0 0 0 32
F
BAND
CUM.
8 15 21 23 25 26 27 27 27 27 27 28 28 28 28 32 32 32 32 32
25.00 21.88 18.75 6.25 6.25 3.13 3.13 0.00 0.00 0.00 0.00 3.13 0.00 0.00 0.00 12.50 0.00 0.00 0.00 0.00
25.00 46.88 65.63 71.88 78.13 81.25 84.38 84.38 84.38 84.38 84.38 87.50 87.50 87.50 87.50 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
191.61 468.51 1,071.47 838.62 355.71 532.59 303.01 0.00 0.00 0.00 0.00 35.55 0.00 0.00 0.00 1,000.03 0.00 0.00 0.00 0.00 4,797.11
RP
191.61 660.12 1,731.59 2,570.21 2,925.92 3,458.52 3,761.53 3,761.53 3,761.53 3,761.53 3,761.53 3,797.08 3,797.08 3,797.08 3,797.08 4,797.11 4,797.11 4,797.11 4,797.11 4,797.11
BAND
3.99 9.77 22.34 17.48 7.42 11.10 6.32 0.00 0.00 0.00 0.00 0.74 0.00 0.00 0.00 20.85 0.00 0.00 0.00 0.00
CUM.
3.99 13.76 36.10 53.58 60.99 72.10 78.41 78.41 78.41 78.41 78.41 79.15 79.15 79.15 79.15 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
49.42 104.55 146.80 161.15 43.93 108.62 87.00 0.00 0.00 0.00 0.00 31.97 0.00 0.00 0.00 77.36 0.00 0.00 0.00 0.00
49.42 78.98 110.59 123.21 101.04 102.13 100.72 93.41 87.62 86.24 84.79 83.50 81.77 74.22 73.49 74.26 63.63 61.41 60.77 60.77 60.77
Page 136 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,310 2,539 1,939 865 909 491 326 221 110 74 55 42 35 47 21 51 35 26 25 9 11,130
F
3,310 5,849 7,788 8,653 9,562 10,053 10,379 10,600 10,710 10,784 10,839 10,881 10,916 10,963 10,984 11,035 11,070 11,096 11,121 11,130
BAND
CUM.
29.74 29.74 22.81 52.55 17.42 69.97 7.77 77.74 8.17 85.91 4.41 90.32 2.93 93.25 1.99 95.24 0.99 96.23 0.66 96.89 0.49 97.39 0.38 97.76 0.31 98.08 0.42 98.50 0.19 98.69 0.46 99.15 0.31 99.46 0.23 99.69 0.22 99.92 0.08 100.00
PERCENTAGE rp
699.91 611.94 808.08 691.39 1,287.11 1,071.86 891.88 802.60 503.12 384.12 339.73 319.19 400.90 637.06 243.49 1,246.76 1,265.01 1,238.21 991.43 150.96 14,584.78
RP
699.91 1,311.85 2,119.93 2,811.33 4,098.44 5,170.30 6,062.19 6,864.78 7,367.91 7,752.03 8,091.76 8,410.95 8,811.85 9,448.91 9,692.41 10,939.17 12,204.18 13,442.38 14,433.81 14,584.78
BAND
4.80 4.20 5.54 4.74 8.83 7.35 6.12 5.50 3.45 2.63 2.33 2.19 2.75 4.37 1.67 8.55 8.67 8.49 6.80 1.04
PERCENTAGE
CUM.
f
4.80 8.99 14.54 19.28 28.10 35.45 41.57 47.07 50.52 53.15 55.48 57.67 60.42 64.79 66.46 75.00 83.68 92.17 98.96 100.00
13 11 4 6 7 2 3 0 1 0 1 0 0 0 0 0 3 0 7 0 58
F
13 24 28 34 41 43 46 46 47 47 48 48 48 48 48 48 51 51 58 58
BAND
CUM.
22.41 22.41 18.97 41.38 6.90 48.28 10.34 58.62 12.07 70.69 3.45 74.14 5.17 79.31 0.00 79.31 1.72 81.03 0.00 81.03 1.72 82.76 0.00 82.76 0.00 82.76 0.00 82.76 0.00 82.76 0.00 82.76 5.17 87.93 0.00 87.93 12.07 100.00 0.00 100.00
PERCENTAGE rp
997.76 415.31 255.66 636.88 819.90 534.60 95.20 0.00 1,355.18 0.00 1,904.12 0.00 0.00 0.00 0.00 0.00 218.41 0.00 1,695.70 0.00 8,928.71
RP
997.76 1,413.07 1,668.73 2,305.61 3,125.50 3,660.10 3,755.30 3,755.30 5,110.48 5,110.48 7,014.60 7,014.60 7,014.60 7,014.60 7,014.60 7,014.60 7,233.01 7,233.01 8,928.71 8,928.71
BAND
CUM.
11.17 11.17 4.65 15.83 2.86 18.69 7.13 25.82 9.18 35.01 5.99 40.99 1.07 42.06 0.00 42.06 15.18 57.24 0.00 57.24 21.33 78.56 0.00 78.56 0.00 78.56 0.00 78.56 0.00 78.56 0.00 78.56 2.45 81.01 0.00 81.01 18.99 100.00 0.00 100.00
PERCENTAGE BAND
142.55 67.87 31.64 92.12 63.70 49.88 10.67 0.00 269.35 0.00 560.47 0.00 0.00 0.00 0.00 0.00 17.27 0.00 171.04 0.00
CUM
142.55 107.72 78.72 82.01 76.26 70.79 61.95 54.70 69.36 65.92 86.69 83.40 79.60 74.24 72.37 64.12 59.27 53.81 61.86 61.22 61.22
Page 137 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,908 3,781 4,203 2,253 2,441 1,068 808 531 271 136 105 131 68 97 60 76 81 45 88 21 19,172
F
2,908 6,689 10,892 13,145 15,586 16,654 17,462 17,993 18,264 18,400 18,505 18,636 18,704 18,801 18,861 18,937 19,018 19,063 19,151 19,172
BAND
CUM.
PERCENTAGE rp
15.17 15.17 2,023.06 19.72 34.89 1,069.74 21.92 56.81 2,155.93 11.75 68.56 2,025.13 12.73 81.30 3,691.99 5.57 86.87 2,781.94 4.21 91.08 2,734.16 2.77 93.85 2,370.40 1.41 95.26 1,483.96 0.71 95.97 774.08 0.55 96.52 716.79 0.68 97.20 841.90 0.35 97.56 603.53 0.51 98.06 878.31 0.31 98.38 1,169.02 0.40 98.77 1,648.59 0.42 99.20 2,716.31 0.23 99.43 1,239.41 0.46 99.89 11,440.36 0.11 100.00 14,573.05 56,937.65
RP
2,023.06 3,092.80 5,248.73 7,273.87 10,965.86 13,747.80 16,481.96 18,852.36 20,336.32 21,110.40 21,827.19 22,669.09 23,272.62 24,150.93 25,319.95 26,968.54 29,684.85 30,924.25 42,364.61 56,937.65
BAND
3.55 1.88 3.79 3.56 6.48 4.89 4.80 4.16 2.61 1.36 1.26 1.48 1.06 1.54 2.05 2.90 4.77 2.18 20.09 25.59
CUM.
3.55 5.43 9.22 12.78 19.26 24.15 28.95 33.11 35.72 37.08 38.34 39.81 40.87 42.42 44.47 47.37 52.14 54.31 74.41 100.00
PERCENTAGE f
7 3 2 2 7 1 0 1 1 0 0 1 0 1 1 2 4 3 14 0 50
F
BAND
CUM.
PERCENTAGE rp
RP
7 14.00 14.00 242.79 242.79 10 6.00 20.00 203.21 445.99 12 4.00 24.00 84.57 530.56 14 4.00 28.00 404.04 934.60 21 14.00 42.00 566.95 1,501.55 22 2.00 44.00 1.64 1,503.19 22 0.00 44.00 0.00 1,503.19 23 2.00 46.00 78.98 1,582.17 24 2.00 48.00 1.55 1,583.72 24 0.00 48.00 0.00 1,583.72 24 0.00 48.00 0.00 1,583.72 25 2.00 50.00 734.88 2,318.60 25 0.00 50.00 0.00 2,318.60 26 2.00 52.00 31.24 2,349.84 27 2.00 54.00 16.66 2,366.51 29 4.00 58.00 114.64 2,481.15 33 8.00 66.00 2,341.62 4,822.78 36 6.00 72.00 2,344.39 7,167.16 50 28.00 100.00 23,372.94 30,540.10 50 0.00 100.00 0.00 30,540.10 30,540.10
BAND
CUM.
0.79 0.79 0.67 1.46 0.28 1.74 1.32 3.06 1.86 4.92 0.01 4.92 0.00 4.92 0.26 5.18 0.01 5.19 0.00 5.19 0.00 5.19 2.41 7.59 0.00 7.59 0.10 7.69 0.05 7.75 0.38 8.12 7.67 15.79 7.68 23.47 76.53 100.00 0.00 100.00
PERCENTAGE BAND
12.00 19.00 3.92 19.95 15.36 0.06 0.00 3.33 0.10 0.00 0.00 87.29 0.00 3.56 1.43 6.95 86.21 189.15 204.30 0.00
CUM
12.00 14.42 10.11 12.85 13.69 10.93 9.12 8.39 7.79 7.50 7.26 10.23 9.96 9.73 9.35 9.20 16.25 23.18 72.09 53.64 53.64
Page 138 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,625 1,728 1,927 956 914 575 385 329 183 88 65 59 60 56 19 49 19 9 6 4 9,056
F
1,625 3,353 5,280 6,236 7,150 7,725 8,110 8,439 8,622 8,710 8,775 8,834 8,894 8,950 8,969 9,018 9,037 9,046 9,052 9,056
BAND
CUM.
17.94 17.94 19.08 37.03 21.28 58.30 10.56 68.86 10.09 78.95 6.35 85.30 4.25 89.55 3.63 93.19 2.02 95.21 0.97 96.18 0.72 96.90 0.65 97.55 0.66 98.21 0.62 98.83 0.21 99.04 0.54 99.58 0.21 99.79 0.10 99.89 0.07 99.96 0.04 100.00
PERCENTAGE rp
RP
406.30 431.73 843.56 818.56 1,265.82 1,143.36 1,229.46 1,269.17 871.97 523.88 367.35 502.42 590.96 655.30 221.15 872.22 351.35 253.50 65.68 102.93
406.30 838.02 1,681.59 2,500.15 3,765.97 4,909.33 6,138.78 7,407.96 8,279.93 8,803.81 9,171.15 9,673.57 10,264.54 10,919.84 11,140.98 12,013.20 12,364.55 12,618.05 12,683.73 12,786.66
12,786.66
BAND
3.18 3.38 6.60 6.40 9.90 8.94 9.62 9.93 6.82 4.10 2.87 3.93 4.62 5.12 1.73 6.82 2.75 1.98 0.51 0.80
CUM.
3.18 6.55 13.15 19.55 29.45 38.39 48.01 57.94 64.75 68.85 71.72 75.65 80.28 85.40 87.13 93.95 96.70 98.68 99.20 100.00
PERCENTAGE f
F
0 1 1 1 0 0 2 1 0 1 0 0 0 1 0 0 0 0 1 0 9
BAND
0 1 2 3 3 3 5 6 6 7 7 7 7 8 8 8 8 8 9 9
CUM.
0.00 0.00 11.11 11.11 11.11 22.22 11.11 33.33 0.00 33.33 0.00 33.33 22.22 55.56 11.11 66.67 0.00 66.67 11.11 77.78 0.00 77.78 0.00 77.78 0.00 77.78 11.11 88.89 0.00 88.89 0.00 88.89 0.00 88.89 0.00 88.89 11.11 100.00 0.00 100.00
PERCENTAGE rp
0.00 4.56 132.80 231.68 0.00 0.00 61.64 166.67 0.00 21.11 0.00 0.00 0.00 175.00 0.00 0.00 0.00 0.00 1,286.04 0.00 2,079.49
RP
0.00 4.56 137.36 369.03 369.03 369.03 430.68 597.35 597.35 618.45 618.45 618.45 618.45 793.45 793.45 793.45 793.45 793.45 2,079.49 2,079.49
BAND
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.22 0.22 1.06 6.39 6.61 15.74 11.14 17.75 28.30 0.00 17.75 0.00 0.00 17.75 0.00 2.96 20.71 5.01 8.02 28.73 13.13 0.00 28.73 0.00 1.01 29.74 4.03 0.00 29.74 0.00 0.00 29.74 0.00 0.00 29.74 0.00 8.42 38.16 26.71 0.00 38.16 0.00 0.00 38.16 0.00 0.00 38.16 0.00 0.00 38.16 0.00 61.84 100.00 1,958.08 0.00 100.00 0.00
CUM
0.00 0.54 8.17 14.76 9.80 7.52 7.02 8.06 7.21 7.02 6.74 6.39 6.03 7.27 7.12 6.60 6.42 6.29 16.39 16.26 16.26
Page 139 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
938 1,115 990 446 577 329 217 158 93 51 28 42 24 35 6 18 16 1 4 0 5,088
F
938 2,053 3,043 3,489 4,066 4,395 4,612 4,770 4,863 4,914 4,942 4,984 5,008 5,043 5,049 5,067 5,083 5,084 5,088 5,088
BAND
CUM.
PERCENTAGE rp
RP
18.44 18.44 177.10 177.10 21.91 40.35 306.46 483.56 19.46 59.81 591.84 1,075.40 8.77 68.57 493.00 1,568.40 11.34 79.91 1,009.94 2,578.35 6.47 86.38 776.09 3,354.44 4.26 90.64 711.60 4,066.04 3.11 93.75 618.87 4,684.91 1.83 95.58 445.30 5,130.21 1.00 96.58 336.15 5,466.36 0.55 97.13 179.96 5,646.33 0.83 97.96 234.36 5,880.68 0.47 98.43 212.01 6,092.69 0.69 99.12 514.30 6,606.99 0.12 99.23 186.12 6,793.11 0.35 99.59 291.69 7,084.79 0.31 99.90 199.89 7,284.68 0.02 99.92 4.72 7,289.40 0.08 100.00 74.03 7,363.44 0.00 100.00 0.00 7,363.44 7,363.44
BAND
2.41 4.16 8.04 6.70 13.72 10.54 9.66 8.40 6.05 4.57 2.44 3.18 2.88 6.98 2.53 3.96 2.71 0.06 1.01 0.00
CUM.
2.41 6.57 14.60 21.30 35.02 45.56 55.22 63.62 69.67 74.24 76.68 79.86 82.74 89.73 92.25 96.22 98.93 98.99 100.00 100.00
PERCENTAGE f
F
0 2 1 2 1 1 1 0 1 0 0 0 0 1 0 0 1 0 0 0 11
0 2 3 5 6 7 8 8 9 9 9 9 9 10 10 10 11 11 11 11
BAND
0.00 18.18 9.09 18.18 9.09 9.09 9.09 0.00 9.09 0.00 0.00 0.00 0.00 9.09 0.00 0.00 9.09 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 18.18 121.51 121.51 27.27 54.55 176.06 45.45 105.01 281.07 54.55 142.06 423.13 63.64 308.42 731.55 72.73 20.20 751.75 72.73 0.00 751.75 81.82 1,798.62 2,550.37 81.82 0.00 2,550.37 81.82 0.00 2,550.37 81.82 0.00 2,550.37 81.82 0.00 2,550.37 90.91 3,139.46 5,689.83 90.91 0.00 5,689.83 90.91 0.00 5,689.83 100.00 510.00 6,199.83 100.00 0.00 6,199.83 100.00 0.00 6,199.83 100.00 0.00 6,199.83 6,199.83
BAND
0.00 1.96 0.88 1.69 2.29 4.97 0.33 0.00 29.01 0.00 0.00 0.00 0.00 50.64 0.00 0.00 8.23 0.00 0.00 0.00
CUM.
0.00 1.96 2.84 4.53 6.82 11.80 12.13 12.13 41.14 41.14 41.14 41.14 41.14 91.77 91.77 91.77 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 39.65 9.22 21.30 14.07 39.74 2.84 0.00 403.91 0.00 0.00 0.00 0.00 610.43 0.00 0.00 255.14 0.00 0.00 0.00
CUM
0.00 25.13 16.37 17.92 16.41 21.81 18.49 16.05 49.71 46.66 45.17 43.37 41.86 86.12 83.76 80.31 85.11 85.05 84.20 84.20 84.20
Page 140 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,101 5,210 4,695 2,251 1,926 864 587 462 271 133 120 186 86 98 68 74 74 16 16 12 22,250
F
5,101 10,311 15,006 17,257 19,183 20,047 20,634 21,096 21,367 21,500 21,620 21,806 21,892 21,990 22,058 22,132 22,206 22,222 22,238 22,250
BAND
CUM.
22.93 22.93 23.42 46.34 21.10 67.44 10.12 77.56 8.66 86.22 3.88 90.10 2.64 92.74 2.08 94.81 1.22 96.03 0.60 96.63 0.54 97.17 0.84 98.00 0.39 98.39 0.44 98.83 0.31 99.14 0.33 99.47 0.33 99.80 0.07 99.87 0.07 99.95 0.05 100.00
PERCENTAGE rp
823.14 1,365.88 2,470.73 2,336.80 2,900.50 2,003.05 1,848.63 1,644.34 1,292.59 626.43 694.12 1,223.20 703.17 1,047.98 801.07 1,236.88 2,122.48 255.83 1,095.24 1,520.88 28,012.94
RP
823.14 2,189.02 4,659.75 6,996.54 9,897.04 11,900.09 13,748.72 15,393.07 16,685.65 17,312.09 18,006.20 19,229.40 19,932.58 20,980.56 21,781.63 23,018.52 25,141.00 25,396.82 26,492.07 28,012.94
BAND
2.94 4.88 8.82 8.34 10.35 7.15 6.60 5.87 4.61 2.24 2.48 4.37 2.51 3.74 2.86 4.42 7.58 0.91 3.91 5.43
CUM.
2.94 7.81 16.63 24.98 35.33 42.48 49.08 54.95 59.56 61.80 64.28 68.64 71.15 74.90 77.76 82.17 89.75 90.66 94.57 100.00
PERCENTAGE f
F
7 5 6 2 4 3 6 3 2 1 1 2 0 0 0 2 2 4 0 1 51
7 12 18 20 24 27 33 36 38 39 40 42 42 42 42 44 46 50 50 51
BAND
CUM.
13.73 13.73 9.80 23.53 11.76 35.29 3.92 39.22 7.84 47.06 5.88 52.94 11.76 64.71 5.88 70.59 3.92 74.51 1.96 76.47 1.96 78.43 3.92 82.35 0.00 82.35 0.00 82.35 0.00 82.35 3.92 86.27 3.92 90.20 7.84 98.04 0.00 98.04 1.96 100.00
PERCENTAGE rp
131.22 318.76 450.27 183.47 603.15 775.46 1,888.28 105.92 1,486.58 40.80 29.26 11.62 0.00 0.00 0.00 51.70 59.72 120.27 0.00 225.00 6,481.47
RP
131.22 449.98 900.25 1,083.72 1,686.87 2,462.33 4,350.61 4,456.52 5,943.10 5,983.90 6,013.16 6,024.78 6,024.78 6,024.78 6,024.78 6,076.48 6,136.20 6,256.47 6,256.47 6,481.47
BAND
CUM.
2.02 2.02 4.92 6.94 6.95 13.89 2.83 16.72 9.31 26.03 11.96 37.99 29.13 67.12 1.63 68.76 22.94 91.69 0.63 92.32 0.45 92.77 0.18 92.95 0.00 92.95 0.00 92.95 0.00 92.95 0.80 93.75 0.92 94.67 1.86 96.53 0.00 96.53 3.47 100.00
PERCENTAGE BAND
15.94 23.34 18.22 7.85 20.79 38.71 102.14 6.44 115.01 6.51 4.22 0.95 0.00 0.00 0.00 4.18 2.81 47.01 0.00 14.79
CUM
15.94 20.56 19.32 15.49 17.04 20.69 31.64 28.95 35.62 34.56 33.39 31.33 30.23 28.72 27.66 26.40 24.41 24.63 23.62 23.14 23.14
Page 141 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 21
DATA POSITION FROM : TO PROCESSING
01/01/2005
:
15/06/2007
DATE :
15/07/2007
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
668 729 608 305 320 165 101 75 29 16 5 13 7 3 9 5 7 2 0 4 3,071
F
668 1,397 2,005 2,310 2,630 2,795 2,896 2,971 3,000 3,016 3,021 3,034 3,041 3,044 3,053 3,058 3,065 3,067 3,067 3,071
BAND
CUM.
PERCENTAGE rp
21.75 21.75 84.13 23.74 45.49 177.02 19.80 65.29 339.18 9.93 75.22 351.31 10.42 85.64 602.77 5.37 91.01 455.40 3.29 94.30 334.78 2.44 96.74 352.35 0.94 97.69 115.46 0.52 98.21 116.74 0.16 98.37 32.27 0.42 98.80 68.59 0.23 99.02 62.88 0.10 99.12 24.03 0.29 99.41 101.30 0.16 99.58 48.14 0.23 99.80 182.21 0.07 99.87 70.35 0.00 99.87 0.00 0.13 100.00 9,138.04 12,656.96
RP
84.13 261.15 600.33 951.64 1,554.41 2,009.81 2,344.59 2,696.94 2,812.40 2,929.14 2,961.41 3,030.00 3,092.89 3,116.92 3,218.21 3,266.35 3,448.56 3,518.92 3,518.92 12,656.96
BAND
0.66 1.40 2.68 2.78 4.76 3.60 2.65 2.78 0.91 0.92 0.25 0.54 0.50 0.19 0.80 0.38 1.44 0.56 0.00 72.20
CUM.
0.66 2.06 4.74 7.52 12.28 15.88 18.52 21.31 22.22 23.14 23.40 23.94 24.44 24.63 25.43 25.81 27.25 27.80 27.80 100.00
PERCENTAGE f
F
0 1 2 1 2 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 8
BAND
0 1 3 4 6 6 6 7 7 7 7 7 7 7 7 7 7 7 7 8
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 12.50 12.50 45.00 45.00 25.00 37.50 53.63 98.63 12.50 50.00 35.00 133.63 25.00 75.00 813.67 947.29 0.00 75.00 0.00 947.29 0.00 75.00 0.00 947.29 12.50 87.50 12.50 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 0.00 87.50 0.00 959.79 12.50 100.00 8,497.059,456.84 9,456.84
BAND
CUM.
0.00 0.00 0.48 0.48 0.57 1.04 0.37 1.41 8.60 10.02 0.00 10.02 0.00 10.02 0.13 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 89.85 100.00
PERCENTAGE BAND
0.00 25.42 15.81 9.96 134.99 0.00 0.00 3.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.99
CUM
0.00 17.23 16.43 14.04 60.94 47.13 40.40 35.59 34.13 32.77 32.41 31.68 31.03 30.79 29.82 29.38 27.83 27.28 27.28 74.72 74.72
Page 142 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
BALI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,722 2,895 2,746 1,676 1,925 1,074 754 653 352 222 120 156 118 127 87 104 94 28 40 21 15,914
F
2,722 5,617 8,363 10,039 11,964 13,038 13,792 14,445 14,797 15,019 15,139 15,295 15,413 15,540 15,627 15,731 15,825 15,853 15,893 15,914
BAND
CUM.
17.10 17.10 18.19 35.30 17.26 52.55 10.53 63.08 12.10 75.18 6.75 81.93 4.74 86.67 4.10 90.77 2.21 92.98 1.39 94.38 0.75 95.13 0.98 96.11 0.74 96.85 0.80 97.65 0.55 98.20 0.65 98.85 0.59 99.44 0.18 99.62 0.25 99.87 0.13 100.00
PERCENTAGE rp
543.34 735.03 1,131.79 1,181.36 2,101.56 1,572.74 1,606.35 1,789.00 1,375.23 1,036.64 725.57 1,133.16 1,075.03 1,438.46 1,062.41 1,521.17 1,571.57 773.54 2,061.49 1,301.83 25,737.27
RP
543.34 1,278.37 2,410.16 3,591.52 5,693.08 7,265.82 8,872.17 10,661.17 12,036.40 13,073.04 13,798.61 14,931.77 16,006.80 17,445.26 18,507.67 20,028.83 21,600.40 22,373.94 24,435.44 25,737.27
BAND
2.11 2.86 4.40 4.59 8.17 6.11 6.24 6.95 5.34 4.03 2.82 4.40 4.18 5.59 4.13 5.91 6.11 3.01 8.01 5.06
PERCENTAGE
CUM.
f
F
2.11 4.97 9.36 13.95 22.12 28.23 34.47 41.42 46.77 50.79 53.61 58.02 62.19 67.78 71.91 77.82 83.93 86.93 94.94 100.00
1 2 4 2 8 13 3 2 2 3 0 3 5 1 0 7 12 5 12 3
1 3 7 9 17 30 33 35 37 40 40 43 48 49 49 56 68 73 85 88
88
BAND
CUM.
1.14 1.14 2.27 3.41 4.55 7.95 2.27 10.23 9.09 19.32 14.77 34.09 3.41 37.50 2.27 39.77 2.27 42.05 3.41 45.45 0.00 45.45 3.41 48.86 5.68 54.55 1.14 55.68 0.00 55.68 7.95 63.64 13.64 77.27 5.68 82.95 13.64 96.59 3.41 100.00
PERCENTAGE rp
28.50 257.74 56.85 83.30 855.03 78.11 79.26 1,593.61 12.33 2.68 0.00 59.96 196.79 6.87 0.00 259.87 178.71 47.67 1,464.80 490.10 5,752.18
RP
28.50 286.24 343.09 426.39 1,281.42 1,359.53 1,438.79 3,032.40 3,044.73 3,047.41 3,047.41 3,107.37 3,304.16 3,311.03 3,311.03 3,570.91 3,749.61 3,797.28 5,262.08 5,752.18
BAND
CUM.
0.50 0.50 4.48 4.98 0.99 5.96 1.45 7.41 14.86 22.28 1.36 23.64 1.38 25.01 27.70 52.72 0.21 52.93 0.05 52.98 0.00 52.98 1.04 54.02 3.42 57.44 0.12 57.56 0.00 57.56 4.52 62.08 3.11 65.19 0.83 66.01 25.47 91.48 8.52 100.00
PERCENTAGE BAND
5.25 35.06 5.02 7.05 40.69 4.97 4.93 89.08 0.90 0.26 0.00 5.29 18.31 0.48 0.00 17.08 11.37 6.16 71.06 37.65
CUM
5.25 22.39 14.24 11.87 22.51 18.71 16.22 28.44 25.30 23.31 22.08 20.81 20.64 18.98 17.89 17.83 17.36 16.97 21.53 22.35 22.35
Page 143 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,418 1,224 950 443 395 209 121 113 65 17 25 22 15 17 9 7 11 3 1 8 5,073
F
1,418 2,642 3,592 4,035 4,430 4,639 4,760 4,873 4,938 4,955 4,980 5,002 5,017 5,034 5,043 5,050 5,061 5,064 5,065 5,073
BAND
CUM.
27.95 27.95 24.13 52.08 18.73 70.81 8.73 79.54 7.79 87.33 4.12 91.44 2.39 93.83 2.23 96.06 1.28 97.34 0.34 97.67 0.49 98.17 0.43 98.60 0.30 98.90 0.34 99.23 0.18 99.41 0.14 99.55 0.22 99.76 0.06 99.82 0.02 99.84 0.16 100.00
PERCENTAGE rp
185.85 301.12 550.82 410.42 567.81 441.78 343.44 389.18 255.71 133.17 194.80 104.83 325.09 177.43 130.43 45.41 183.57 59.11 0.37 138.08 4,938.39
RP
185.85 486.97 1,037.79 1,448.21 2,016.02 2,457.80 2,801.23 3,190.41 3,446.12 3,579.29 3,774.09 3,878.92 4,204.00 4,381.43 4,511.86 4,557.27 4,740.83 4,799.94 4,800.31 4,938.39
BAND
3.76 6.10 11.15 8.31 11.50 8.95 6.95 7.88 5.18 2.70 3.94 2.12 6.58 3.59 2.64 0.92 3.72 1.20 0.01 2.80
PERCENTAGE
CUM.
f
3.76 9.86 21.01 29.33 40.82 49.77 56.72 64.60 69.78 72.48 76.42 78.55 85.13 88.72 91.36 92.28 96.00 97.20 97.20 100.00
1 3 1 1 1 0 0 0 1 0 0 0 35 0 0 0 1 2 0 0 46
F
BAND
CUM.
1 2.17 2.17 4 6.52 8.70 5 2.17 10.87 6 2.17 13.04 7 2.17 15.22 7 0.00 15.22 7 0.00 15.22 7 0.00 15.22 8 2.17 17.39 8 0.00 17.39 8 0.00 17.39 8 0.00 17.39 43 76.09 93.48 43 0.00 93.48 43 0.00 93.48 43 0.00 93.48 44 2.17 95.65 46 4.35 100.00 46 0.00 100.00 46 0.00 100.00
PERCENTAGE rp
RP
9.82 9.82 43.88 53.70 32.47 86.17 139.32 225.48 326.52 552.00 0.00 552.00 0.00 552.00 0.00 552.00 152.68 704.69 0.00 704.69 0.00 704.69 0.00 704.69 164.21 868.90 0.00 868.90 0.00 868.90 0.00 868.90 2.87 871.77 167.86 1,039.63 0.00 1,039.63 0.00 1,039.63 1,039.63
BAND
CUM.
0.94 0.94 4.22 5.16 3.12 8.29 13.40 21.69 31.41 53.10 0.00 53.10 0.00 53.10 0.00 53.10 14.69 67.78 0.00 67.78 0.00 67.78 0.00 67.78 15.80 83.58 0.00 83.58 0.00 83.58 0.00 83.58 0.28 83.85 16.15 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
5.28 14.57 5.89 33.94 57.51 0.00 0.00 0.00 59.71 0.00 0.00 0.00 50.51 0.00 0.00 0.00 1.56 283.98 0.00 0.00
CUM
5.28 11.03 8.30 15.57 27.38 22.46 19.71 17.30 20.45 19.69 18.67 18.17 20.67 19.83 19.26 19.07 18.39 21.66 21.66 21.05 21.05
Page 144 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
NUSA TEGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
526 631 703 359 415 239 141 107 62 31 24 17 10 13 2 7 6 0 1 0 3,294
526 1,157 1,860 2,219 2,634 2,873 3,014 3,121 3,183 3,214 3,238 3,255 3,265 3,278 3,280 3,287 3,293 3,293 3,294 3,294
BAND
CUM.
15.97 15.97 19.16 35.12 21.34 56.47 10.90 67.36 12.60 79.96 7.26 87.22 4.28 91.50 3.25 94.75 1.88 96.63 0.94 97.57 0.73 98.30 0.52 98.82 0.30 99.12 0.39 99.51 0.06 99.57 0.21 99.79 0.18 99.97 0.00 99.97 0.03 100.00 0.00 100.00
PERCENTAGE rp
83.20 198.34 447.55 403.62 827.97 635.05 542.27 500.32 397.69 174.02 206.10 122.04 66.38 79.98 51.81 176.96 112.01 0.00 30.00 0.00 5,055.31
RP
83.20 281.55 729.09 1,132.72 1,960.68 2,595.74 3,138.01 3,638.33 4,036.02 4,210.04 4,416.14 4,538.18 4,604.55 4,684.53 4,736.34 4,913.31 5,025.31 5,025.31 5,055.31 5,055.31
BAND
1.65 3.92 8.85 7.98 16.38 12.56 10.73 9.90 7.87 3.44 4.08 2.41 1.31 1.58 1.02 3.50 2.22 0.00 0.59 0.00
CUM.
1.65 5.57 14.42 22.41 38.78 51.35 62.07 71.97 79.84 83.28 87.36 89.77 91.08 92.67 93.69 97.19 99.41 99.41 100.00 100.00
PERCENTAGE f
F
1 3 2 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 8
BAND
1 4 6 6 6 6 6 6 7 8 8 8 8 8 8 8 8 8 8 8
12.50 37.50 25.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
12.50 600.00 50.00 88.16 75.00 98.87 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 87.50 1.87 100.00 8.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 796.89
RP
600.00 688.16 787.02 787.02 787.02 787.02 787.02 787.02 788.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89
BAND
75.29 11.06 12.41 0.00 0.00 0.00 0.00 0.00 0.23 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
75.29 86.35 98.76 98.76 98.76 98.76 98.76 98.76 99.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
721.12 44.45 22.09 0.00 0.00 0.00 0.00 0.00 0.47 4.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
721.12 244.42 107.95 69.48 40.14 30.32 25.08 21.63 19.55 18.93 18.05 17.56 17.31 17.01 16.83 16.22 15.86 15.86 15.76 15.76 15.76
Page 145 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
113 137 133 81 109 70 41 43 26 6 8 5 5 11 10 7 4 0 1 2 812
F
113 250 383 464 573 643 684 727 753 759 767 772 777 788 798 805 809 809 810 812
BAND
CUM.
13.92 13.92 16.87 30.79 16.38 47.17 9.98 57.14 13.42 70.57 8.62 79.19 5.05 84.24 5.30 89.53 3.20 92.73 0.74 93.47 0.99 94.46 0.62 95.07 0.62 95.69 1.35 97.04 1.23 98.28 0.86 99.14 0.49 99.63 0.00 99.63 0.12 99.75 0.25 100.00
PERCENTAGE rp
191.18 34.40 86.04 86.93 216.49 151.54 156.08 189.77 147.85 56.72 87.18 42.58 47.63 84.11 102.86 138.57 220.61 0.00 86.72 121.16 2,248.42
RP
191.18 225.58 311.62 398.55 615.04 766.58 922.65 1,112.42 1,260.28 1,317.00 1,404.18 1,446.76 1,494.39 1,578.51 1,681.36 1,819.94 2,040.55 2,040.55 2,127.27 2,248.42
BAND
8.50 1.53 3.83 3.87 9.63 6.74 6.94 8.44 6.58 2.52 3.88 1.89 2.12 3.74 4.57 6.16 9.81 0.00 3.86 5.39
CUM.
8.50 10.03 13.86 17.73 27.35 34.09 41.04 49.48 56.05 58.57 62.45 64.35 66.46 70.21 74.78 80.94 90.75 90.75 94.61 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 146 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
329 374 522 349 366 247 140 124 77 39 36 26 21 21 15 11 11 8 0 1 2,717
F
329 703 1,225 1,574 1,940 2,187 2,327 2,451 2,528 2,567 2,603 2,629 2,650 2,671 2,686 2,697 2,708 2,716 2,716 2,717
BAND
CUM.
12.11 12.11 13.77 25.87 19.21 45.09 12.85 57.93 13.47 71.40 9.09 80.49 5.15 85.65 4.56 90.21 2.83 93.04 1.44 94.48 1.32 95.80 0.96 96.76 0.77 97.53 0.77 98.31 0.55 98.86 0.40 99.26 0.40 99.67 0.29 99.96 0.00 99.96 0.04 100.00
PERCENTAGE rp
411.74 158.32 407.80 426.06 749.21 739.51 593.03 667.11 676.00 315.97 270.77 237.88 253.02 204.31 283.79 92.58 288.56 138.16 0.00 2.46 6,916.30
RP
411.74 570.07 977.87 1,403.92 2,153.14 2,892.65 3,485.68 4,152.79 4,828.79 5,144.76 5,415.53 5,653.41 5,906.42 6,110.74 6,394.53 6,487.11 6,775.67 6,913.84 6,913.84 6,916.30
BAND
5.95 2.29 5.90 6.16 10.83 10.69 8.57 9.65 9.77 4.57 3.91 3.44 3.66 2.95 4.10 1.34 4.17 2.00 0.00 0.04
CUM.
5.95 8.24 14.14 20.30 31.13 41.82 50.40 60.04 69.82 74.39 78.30 81.74 85.40 88.35 92.46 93.79 97.97 99.96 99.96 100.00
PERCENTAGE f
F
3 1 3 3 0 0 0 0 1 0 1 0 0 1 0 0 0 0 0 0 13
3 4 7 10 10 10 10 10 11 11 12 12 12 13 13 13 13 13 13 13
BAND
23.08 7.69 23.08 23.08 0.00 0.00 0.00 0.00 7.69 0.00 7.69 0.00 0.00 7.69 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
23.08 886.48 886.48 30.77 50.63 937.11 53.85 402.75 1,339.86 76.92 209.40 1,549.26 76.92 0.00 1,549.26 76.92 0.00 1,549.26 76.92 0.00 1,549.26 76.92 0.00 1,549.26 84.62 1,343.83 2,893.09 84.62 0.00 2,893.09 92.31 2,456.78 5,349.87 92.31 0.00 5,349.87 92.31 0.00 5,349.87 100.00 10.00 5,359.86 100.00 0.00 5,359.86 100.00 0.00 5,359.86 100.00 0.00 5,359.86 100.00 0.00 5,359.86 100.00 0.00 5,359.86 100.00 0.00 5,359.86 5,359.86
BAND
16.54 0.94 7.51 3.91 0.00 0.00 0.00 0.00 25.07 0.00 45.84 0.00 0.00 0.19 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
16.54 17.48 25.00 28.90 28.90 28.90 28.90 28.90 53.98 53.98 99.81 99.81 99.81 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
215.30 31.98 98.76 49.15 0.00 0.00 0.00 0.00 198.79 0.00 907.33 0.00 0.00 4.89 0.00 0.00 0.00 0.00 0.00 0.00
CUM
215.30 164.39 137.02 110.35 71.95 53.56 44.45 37.31 59.91 56.23 98.79 94.63 90.58 87.71 83.82 82.62 79.10 77.52 77.52 77.50 77.50
Page 147 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
46 70 72 38 70 35 44 52 27 17 8 7 7 2 1 0 0 0 0 0 496
BAND
46 116 188 226 296 331 375 427 454 471 479 486 493 495 496 496 496 496 496 496
9.27 14.11 14.52 7.66 14.11 7.06 8.87 10.48 5.44 3.43 1.61 1.41 1.41 0.40 0.20 0.00 0.00 0.00 0.00 0.00
CUM.
9.27 23.39 37.90 45.56 59.68 66.73 75.60 86.09 91.53 94.96 96.57 97.98 99.40 99.80 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
9.22 23.22 53.46 47.84 163.04 99.47 174.21 317.71 207.51 134.15 45.18 65.97 100.29 20.40 30.40 0.00 0.00 0.00 0.00 0.00 1,492.06
RP
9.22 32.44 85.90 133.74 296.77 396.25 570.45 888.16 1,095.67 1,229.82 1,275.00 1,340.96 1,441.26 1,461.66 1,492.06 1,492.06 1,492.06 1,492.06 1,492.06 1,492.06
BAND
0.62 1.56 3.58 3.21 10.93 6.67 11.68 21.29 13.91 8.99 3.03 4.42 6.72 1.37 2.04 0.00 0.00 0.00 0.00 0.00
CUM.
0.62 2.17 5.76 8.96 19.89 26.56 38.23 59.53 73.43 82.42 85.45 89.87 96.60 97.96 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 2
BAND
0 0 0 0 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2
0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 121.80 0.00 0.00 0.00 0.00 32.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 154.77
RP
0.00 0.00 0.00 0.00 121.80 121.80 121.80 121.80 121.80 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77
BAND
0.00 0.00 0.00 0.00 78.70 0.00 0.00 0.00 0.00 21.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 78.70 78.70 78.70 78.70 78.70 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 74.71 0.00 0.00 0.00 0.00 24.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 41.04 30.74 21.35 13.71 11.12 12.58 12.14 11.54 10.74 10.59 10.37 10.37 10.37 10.37 10.37 10.37 10.37
Page 148 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
103 138 163 80 122 67 42 45 15 4 11 12 9 7 5 3 6 1 2 0 835
F
BAND
103 241 404 484 606 673 715 760 775 779 790 802 811 818 823 826 832 833 835 835
CUM.
12.34 12.34 16.53 28.86 19.52 48.38 9.58 57.96 14.61 72.57 8.02 80.60 5.03 85.63 5.39 91.02 1.80 92.81 0.48 93.29 1.32 94.61 1.44 96.05 1.08 97.13 0.84 97.96 0.60 98.56 0.36 98.92 0.72 99.64 0.12 99.76 0.24 100.00 0.00 100.00
PERCENTAGE rp
14.13 38.10 105.75 84.84 246.03 178.34 153.39 233.94 134.25 35.56 103.03 103.68 74.55 59.78 130.76 50.68 93.19 18.00 73.08 0.00 1,931.10
RP
14.13 52.24 157.99 242.83 488.86 667.20 820.59 1,054.53 1,188.78 1,224.34 1,327.37 1,431.06 1,505.60 1,565.38 1,696.14 1,746.83 1,840.01 1,858.01 1,931.10 1,931.10
BAND
0.73 1.97 5.48 4.39 12.74 9.24 7.94 12.11 6.95 1.84 5.34 5.37 3.86 3.10 6.77 2.62 4.83 0.93 3.78 0.00
CUM.
0.73 2.71 8.18 12.57 25.32 34.55 42.49 54.61 61.56 63.40 68.74 74.11 77.97 81.06 87.83 90.46 95.28 96.22 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
CUM.
0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 89.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 89.62
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 89.62 100.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 36.43 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 18.33 13.43 10.92 8.50 7.54 7.32 6.75 6.26 5.95 5.73 5.28 5.13 4.87 4.82 4.64 4.64 4.64
Page 149 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
7,686 8,385 9,810 5,537 4,882 2,117 1,435 1,068 714 405 403 485 370 486 321 536 489 211 202 50 45,592
F
7,686 16,071 25,881 31,418 36,300 38,417 39,852 40,920 41,634 42,039 42,442 42,927 43,297 43,783 44,104 44,640 45,129 45,340 45,542 45,592
BAND
CUM.
16.86 16.86 18.39 35.25 21.52 56.77 12.14 68.91 10.71 79.62 4.64 84.26 3.15 87.41 2.34 89.75 1.57 91.32 0.89 92.21 0.88 93.09 1.06 94.15 0.81 94.97 1.07 96.03 0.70 96.74 1.18 97.91 1.07 98.98 0.46 99.45 0.44 99.89 0.11 100.00
PERCENTAGE rp
3,466.27 1,506.58 3,251.59 3,224.08 4,592.11 3,017.83 2,872.54 3,074.34 2,764.53 1,939.13 2,003.50 3,057.56 3,725.60 4,440.47 4,157.13 9,265.49 11,682.80 7,040.21 9,782.20 4,809.51 89,673.47
RP
3,466.27 4,972.85 8,224.43 11,448.52 16,040.63 19,058.46 21,931.00 25,005.33 27,769.87 29,709.00 31,712.50 34,770.06 38,495.66 42,936.13 47,093.27 56,358.75 68,041.55 75,081.77 84,863.96 89,673.47
BAND
3.87 1.68 3.63 3.60 5.12 3.37 3.20 3.43 3.08 2.16 2.23 3.41 4.15 4.95 4.64 10.33 13.03 7.85 10.91 5.36
PERCENTAGE
CUM.
f
3.87 5.55 9.17 12.77 17.89 21.25 24.46 27.88 30.97 33.13 35.36 38.77 42.93 47.88 52.52 62.85 75.88 83.73 94.64 100.00
20 6 10 13 13 3 5 9 7 3 7 8 14 8 6 28 21 12 11 0 204
F
20 26 36 49 62 65 70 79 86 89 96 104 118 126 132 160 181 193 204 204
BAND
9.80 2.94 4.90 6.37 6.37 1.47 2.45 4.41 3.43 1.47 3.43 3.92 6.86 3.92 2.94 13.73 10.29 5.88 5.39 0.00
CUM.
9.80 12.75 17.65 24.02 30.39 31.86 34.31 38.73 42.16 43.63 47.06 50.98 57.84 61.76 64.71 78.43 88.73 94.61 100.00 100.00
PERCENTAGE rp
321.98 259.30 469.93 977.86 1,421.69 1,033.98 1,101.44 815.22 5,745.71 50.63 1,168.86 1,024.74 8,066.62 2,945.61 83.96 21,436.27 676.64 1,784.07 796.82 0.00 50,181.35
RP
321.98 581.28 1,051.22 2,029.07 3,450.76 4,484.74 5,586.18 6,401.40 12,147.11 12,197.74 13,366.60 14,391.34 22,457.97 25,403.58 25,487.54 46,923.81 47,600.45 49,384.52 50,181.35 50,181.35
BAND
CUM.
0.64 0.64 0.52 1.16 0.94 2.09 1.95 4.04 2.83 6.88 2.06 8.94 2.19 11.13 1.62 12.76 11.45 24.21 0.10 24.31 2.33 26.64 2.04 28.68 16.07 44.75 5.87 50.62 0.17 50.79 42.72 93.51 1.35 94.86 3.56 98.41 1.59 100.00 0.00 100.00
PERCENTAGE BAND
9.29 17.21 14.45 30.33 30.96 34.26 38.34 26.52 207.84 2.61 58.34 33.52 216.52 66.34 2.02 231.36 5.79 25.34 8.15 0.00
CUM
9.29 11.69 12.78 17.72 21.51 23.53 25.47 25.60 43.74 41.06 42.15 41.39 58.34 59.17 54.12 83.26 69.96 65.77 59.13 55.96 55.96
Page 150 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
272 283 325 147 155 85 69 36 23 9 8 6 7 7 3 4 6 2 0 1
272 555 880 1,027 1,182 1,267 1,336 1,372 1,395 1,404 1,412 1,418 1,425 1,432 1,435 1,439 1,445 1,447 1,447 1,448
1,448
BAND
CUM.
18.78 18.78 19.54 38.33 22.44 60.77 10.15 70.93 10.70 81.63 5.87 87.50 4.77 92.27 2.49 94.75 1.59 96.34 0.62 96.96 0.55 97.51 0.41 97.93 0.48 98.41 0.48 98.90 0.21 99.10 0.28 99.38 0.41 99.79 0.14 99.93 0.00 99.93 0.07 100.00
PERCENTAGE rp
75.59 53.22 153.00 121.12 204.30 159.94 168.27 98.36 112.22 36.38 68.31 25.68 46.32 67.89 8.83 40.20 72.04 65.86 0.00 2.43 1,579.96
RP
75.59 128.81 281.81 402.93 607.23 767.16 935.43 1,033.80 1,146.01 1,182.40 1,250.71 1,276.39 1,322.71 1,390.60 1,399.43 1,439.62 1,511.67 1,577.53 1,577.53 1,579.96
BAND
4.78 3.37 9.68 7.67 12.93 10.12 10.65 6.23 7.10 2.30 4.32 1.63 2.93 4.30 0.56 2.54 4.56 4.17 0.00 0.15
CUM.
4.78 8.15 17.84 25.50 38.43 48.56 59.21 65.43 72.53 74.84 79.16 80.79 83.72 88.01 88.57 91.12 95.68 99.85 99.85 100.00
PERCENTAGE f
F
0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2
BAND
0 0 0 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2
0.00 0.00 0.00 50.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 73.52 0.00 34.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 107.64
RP
0.00 0.00 0.00 73.52 73.52 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64 107.64
BAND
0.00 0.00 0.00 68.30 0.00 31.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 68.30 68.30 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 60.70 0.00 21.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 18.25 12.11 14.03 11.51 10.41 9.39 9.10 8.61 8.43 8.14 7.74 7.69 7.48 7.12 6.82 6.82 6.81 6.81
Page 151 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
655 520 301 134 155 77 67 36 32 17 13 5 7 2 3 2 2 0 1 1
655 1,175 1,476 1,610 1,765 1,842 1,909 1,945 1,977 1,994 2,007 2,012 2,019 2,021 2,024 2,026 2,028 2,028 2,029 2,030
2,030
BAND
CUM.
32.27 32.27 25.62 57.88 14.83 72.71 6.60 79.31 7.64 86.95 3.79 90.74 3.30 94.04 1.77 95.81 1.58 97.39 0.84 98.23 0.64 98.87 0.25 99.11 0.34 99.46 0.10 99.56 0.15 99.70 0.10 99.80 0.10 99.90 0.00 99.90 0.05 99.95 0.05 100.00
PERCENTAGE rp
42.32 79.23 116.99 93.97 182.08 179.75 149.85 136.08 208.82 65.27 69.75 41.28 79.24 23.41 63.27 29.50 11.59 0.00 30.63 0.56 1,603.59
RP
42.32 121.54 238.53 332.51 514.59 694.33 844.19 980.27 1,189.08 1,254.35 1,324.10 1,365.38 1,444.62 1,468.03 1,531.30 1,560.81 1,572.39 1,572.39 1,603.03 1,603.59
BAND
2.64 4.94 7.30 5.86 11.35 11.21 9.34 8.49 13.02 4.07 4.35 2.57 4.94 1.46 3.95 1.84 0.72 0.00 1.91 0.03
CUM.
2.64 7.58 14.87 20.74 32.09 43.30 52.64 61.13 74.15 78.22 82.57 85.15 90.09 91.55 95.49 97.33 98.05 98.05 99.97 100.00
PERCENTAGE f
F
1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3
BAND
1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3
33.33 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.98 11.97 5.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.31
RP
0.98 12.96 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31
BAND
5.36 65.39 29.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
5.36 70.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
2.32 15.11 4.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
2.32 10.66 7.68 5.51 3.56 2.64 2.17 1.87 1.54 1.46 1.38 1.34 1.27 1.25 1.20 1.17 1.16 1.16 1.14 1.14 1.14
Page 152 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,230 1,567 2,077 1,474 1,462 622 373 338 137 104 64 74 56 91 45 77 78 37 48 13 9,967
F
1,230 2,797 4,874 6,348 7,810 8,432 8,805 9,143 9,280 9,384 9,448 9,522 9,578 9,669 9,714 9,791 9,869 9,906 9,954 9,967
BAND
CUM.
12.34 12.34 15.72 28.06 20.84 48.90 14.79 63.69 14.67 78.36 6.24 84.60 3.74 88.34 3.39 91.73 1.37 93.11 1.04 94.15 0.64 94.79 0.74 95.54 0.56 96.10 0.91 97.01 0.45 97.46 0.77 98.23 0.78 99.02 0.37 99.39 0.48 99.87 0.13 100.00
PERCENTAGE rp
812.63 280.47 991.21 1,403.94 2,241.64 1,275.28 970.37 1,355.43 547.10 551.82 526.23 617.00 533.85 893.54 441.50 1,274.39 2,019.76 1,391.64 1,535.66 190.96 19,854.41
RP
812.63 1,093.10 2,084.31 3,488.24 5,729.88 7,005.16 7,975.53 9,330.96 9,878.06 10,429.88 10,956.11 11,573.10 12,106.95 13,000.50 13,442.00 14,716.39 16,736.15 18,127.79 19,663.45 19,854.41
BAND
4.09 1.41 4.99 7.07 11.29 6.42 4.89 6.83 2.76 2.78 2.65 3.11 2.69 4.50 2.22 6.42 10.17 7.01 7.73 0.96
CUM.
4.09 5.51 10.50 17.57 28.86 35.28 40.17 47.00 49.75 52.53 55.18 58.29 60.98 65.48 67.70 74.12 84.29 91.30 99.04 100.00
PERCENTAGE f
F
2 0 1 0 4 7 3 0 2 1 4 3 1 5 2 1 7 0 2 0 45
2 2 3 3 7 14 17 17 19 20 24 27 28 33 35 36 43 43 45 45
BAND
4.44 0.00 2.22 0.00 8.89 15.56 6.67 0.00 4.44 2.22 8.89 6.67 2.22 11.11 4.44 2.22 15.56 0.00 4.44 0.00
CUM.
4.44 4.44 6.67 6.67 15.56 31.11 37.78 37.78 42.22 44.44 53.33 60.00 62.22 73.33 77.78 80.00 95.56 95.56 100.00 100.00
PERCENTAGE rp
613.70 0.00 114.08 0.00 43.89 320.22 28.75 0.00 1,857.45 1.03 34.54 147.33 125.39 8,170.97 52.74 21,321.58 1,151.06 0.00 34.11 0.00 34,016.83
RP
613.70 613.70 727.78 727.78 771.67 1,091.89 1,120.64 1,120.64 2,978.09 2,979.12 3,013.66 3,160.98 3,286.38 11,457.34 11,510.08 32,831.66 33,982.73 33,982.73 34,016.83 34,016.83
BAND
CUM.
PERCENTAGE BAND
1.80 1.80 75.52 0.00 1.80 0.00 0.34 2.14 11.51 0.00 2.14 0.00 0.13 2.27 1.96 0.94 3.21 25.11 0.08 3.29 2.96 0.00 3.29 0.00 5.46 8.75 339.51 0.00 8.76 0.19 0.10 8.86 6.56 0.43 9.29 23.88 0.37 9.66 23.49 24.02 33.68 914.45 0.16 33.84 11.95 62.68 96.52 1,673.08 3.38 99.90 56.99 0.00 99.90 0.00 0.10 100.00 2.22 0.00 100.00 0.00
CUM
75.52 56.14 34.92 20.86 13.47 15.59 14.05 12.01 30.15 28.56 27.51 27.31 27.14 88.13 85.63 223.10 203.05 187.46 173.00 171.33 171.33
Page 153 of 204
RISK AND LOSS PROFILE 2006
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
DATA POSITION FROM
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
153,021 140,583 163,932 98,400 105,969 52,595 38,128 29,544 16,548 9,215 7,250 8,743 5,689 7,285 4,689 7,149 6,273 2,989 3,097 1,013
153,021 293,604 457,536 555,936 661,905 714,500 752,628 782,172 798,720 807,935 815,185 823,928 829,617 836,902 841,591 848,740 855,013 858,002 861,099 862,112
862,112
BAND
CUM.
17.75 17.75 16.31 34.06 19.02 53.07 11.41 64.49 12.29 76.78 6.10 82.88 4.42 87.30 3.43 90.73 1.92 92.65 1.07 93.72 0.84 94.56 1.01 95.57 0.66 96.23 0.85 97.08 0.54 97.62 0.83 98.45 0.73 99.18 0.35 99.52 0.36 99.88 0.12 100.00
PERCENTAGE rp
57,487.98 31,433.35 64,863.55 62,118.25 101,787.18 73,090.02 73,033.23 74,918.22 54,987.84 36,807.11 34,753.79 49,096.36 38,681.76 62,987.14 47,252.90 140,821.10 104,064.23 60,724.04 79,691.11 43,264.20
RP
BAND
CUM.
57,487.98 4.45 4.45 88,921.34 2.43 6.88 153,784.89 5.02 11.90 215,903.13 4.81 16.71 317,690.31 7.88 24.59 390,780.33 5.66 30.25 463,813.56 5.65 35.90 538,731.78 5.80 41.70 593,719.62 4.26 45.96 630,526.72 2.85 48.81 665,280.51 2.69 51.50 714,376.88 3.80 55.30 753,058.64 2.99 58.29 816,045.78 4.88 63.17 863,298.68 3.66 66.83 1,004,119.78 10.90 77.73 1,108,184.02 8.06 85.78 1,168,908.05 4.70 90.48 1,248,599.16 6.17 96.65 1,291,863.36 3.35 100.00
1,291,863.36
PERCENTAGE f
418 192 283 261 365 231 215 233 115 75 78 148 76 170 115 195 249 174 252 140 3,985
F
BAND
CUM.
418 10.49 10.49 610 4.82 15.31 893 7.10 22.41 1,154 6.55 28.96 1,519 9.16 38.12 1,750 5.80 43.91 1,965 5.40 49.31 2,198 5.85 55.16 2,313 2.89 58.04 2,388 1.88 59.92 2,466 1.96 61.88 2,614 3.71 65.60 2,690 1.91 67.50 2,860 4.27 71.77 2,975 2.89 74.65 3,170 4.89 79.55 3,419 6.25 85.80 3,593 4.37 90.16 3,845 6.32 96.49 3,985 3.51 100.00
PERCENTAGE rp
RP
306,077.43 306,077.43 8,114.80 314,192.23 14,172.67 328,364.90 23,919.56 352,284.46 29,173.73 381,458.19 18,797.04 400,255.23 31,237.61 431,492.84 25,925.43 457,418.27 35,206.14 492,624.41 16,650.62 509,275.03 33,215.65 542,490.68 45,257.85 587,748.53 23,448.70 611,197.23 123,657.57 734,854.80 41,525.40 776,380.20 102,035.98 878,416.18 300,875.50 1,179,291.68 288,949.33 1,468,241.01 426,360.55 1,894,601.56 153,665.57 2,048,267.13 2,048,267.13
BAND
14.94 0.40 0.69 1.17 1.42 0.92 1.53 1.27 1.72 0.81 1.62 2.21 1.14 6.04 2.03 4.98 14.69 14.11 20.82 7.50
CUM.
14.94 15.34 16.03 17.20 18.62 19.54 21.07 22.33 24.05 24.86 26.49 28.69 29.84 35.88 37.90 42.89 57.58 71.68 92.50 100.00
PERCENTAGE BAND
532.42 25.82 21.85 38.51 28.66 25.72 42.77 34.60 64.03 45.24 95.57 92.18 60.62 196.32 87.88 72.46 289.12 475.84 535.02 355.18
CUM
532.42 353.34 213.52 163.17 120.07 102.42 93.03 84.91 82.97 80.77 81.54 82.27 81.16 90.05 89.93 87.48 106.42 125.61 151.74 158.55 158.55
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.993.997.868,40 - Freq. Klaim 271 ( Data not Include Claim Fire no Policy Rp. 1.993.997.868,40 - Freq Claim 271)
Page 154 of 204
RISK AND LOSS PROFILE 2006 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2006
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
134,218 134,186 153,754 89,852 93,142 43,681 30,122 21,650 11,325 5,853 4,452 4,844 3,063 3,579 2,094 2,747 2,010 736 723 238 742,269
F
134,218 268,404 422,158 512,010 605,152 648,833 678,955 700,605 711,930 717,783 722,235 727,079 730,142 733,721 735,815 738,562 740,572 741,308 742,031 742,269
BAND
CUM.
18.08 18.08 18.08 36.16 20.71 56.87 12.11 68.98 12.55 81.53 5.88 87.41 4.06 91.47 2.92 94.39 1.53 95.91 0.79 96.70 0.60 97.30 0.65 97.95 0.41 98.37 0.48 98.85 0.28 99.13 0.37 99.50 0.27 99.77 0.10 99.87 0.10 99.97 0.03 100.00
PERCENTAGE rp
36,475.76 30,400.63 62,215.56 58,746.68 94,140.16 65,382.82 62,655.95 61,779.20 43,337.32 26,470.44 25,185.28 34,200.17 25,770.24 38,196.80 26,884.37 49,978.21 47,252.60 18,097.97 28,903.24 8,592.06 844,665.48
RP
36,475.76 66,876.40 129,091.96 187,838.64 281,978.80 347,361.62 410,017.57 471,796.76 515,134.08 541,604.53 566,789.81 600,989.98 626,760.23 664,957.03 691,841.40 741,819.61 789,072.21 807,170.18 836,073.43 844,665.48
BAND
4.32 3.60 7.37 6.96 11.15 7.74 7.42 7.31 5.13 3.13 2.98 4.05 3.05 4.52 3.18 5.92 5.59 2.14 3.42 1.02
PERCENTAGE
CUM.
f
4.32 7.92 15.28 22.24 33.38 41.12 48.54 55.86 60.99 64.12 67.10 71.15 74.20 78.72 81.91 87.82 93.42 95.56 98.98 100.00
203 151 170 157 181 93 97 121 58 31 49 95 34 84 41 80 81 55 49 16 1,846
F
203 354 524 681 862 955 1,052 1,173 1,231 1,262 1,311 1,406 1,440 1,524 1,565 1,645 1,726 1,781 1,830 1,846
BAND
CUM.
11.00 11.00 8.18 19.18 9.21 28.39 8.50 36.89 9.80 46.70 5.04 51.73 5.25 56.99 6.55 63.54 3.14 66.68 1.68 68.36 2.65 71.02 5.15 76.16 1.84 78.01 4.55 82.56 2.22 84.78 4.33 89.11 4.39 93.50 2.98 96.48 2.65 99.13 0.87 100.00
PERCENTAGE rp
91,870.11 7,237.05 10,285.59 20,481.87 18,231.52 8,975.48 18,812.19 16,144.73 14,641.21 9,380.58 20,026.46 26,476.34 17,796.08 52,823.83 19,717.42 52,022.52 112,111.02 181,249.38 171,286.46 61,888.65 931,458.46
RP
91,870.11 99,107.16 109,392.75 129,874.62 148,106.14 157,081.62 175,893.80 192,038.53 206,679.74 216,060.32 236,086.78 262,563.12 280,359.20 333,183.03 352,900.45 404,922.96 517,033.98 698,283.36 869,569.82 931,458.46
BAND
9.86 0.78 1.10 2.20 1.96 0.96 2.02 1.73 1.57 1.01 2.15 2.84 1.91 5.67 2.12 5.59 12.04 19.46 18.39 6.64
CUM.
PERCENTAGE BAND
9.86 251.87 10.64 23.81 11.74 16.53 13.94 34.86 15.90 19.37 16.86 13.73 18.88 30.02 20.62 26.13 22.19 33.78 23.20 35.44 25.35 79.52 28.19 77.42 30.10 69.06 35.77 138.29 37.89 73.34 43.47 104.09 55.51 237.26 74.97 1,001.49 93.36 592.62 100.00 720.30
CUM
251.87 148.19 84.74 69.14 52.52 45.22 42.90 40.70 40.12 39.89 41.65 43.69 44.73 50.11 51.01 54.59 65.52 86.51 104.01 110.28 110.28
Page 155 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2006
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
12,607 4,156 6,707 5,754 8,421 5,798 5,328 5,134 3,316 2,089 1,680 2,301 1,565 2,308 1,486 2,626 2,501 1,322 1,254 371 76,724
F
12,607 16,763 23,470 29,224 37,645 43,443 48,771 53,905 57,221 59,310 60,990 63,291 64,856 67,164 68,650 71,276 73,777 75,099 76,353 76,724
BAND
CUM.
16.43 16.43 5.42 21.85 8.74 30.59 7.50 38.09 10.98 49.07 7.56 56.62 6.94 63.57 6.69 70.26 4.32 74.58 2.72 77.30 2.19 79.49 3.00 82.49 2.04 84.53 3.01 87.54 1.94 89.48 3.42 92.90 3.26 96.16 1.72 97.88 1.63 99.52 0.48 100.00
PERCENTAGE rp
11,308.64 711.93 2,017.69 2,465.20 5,675.89 5,533.63 7,917.03 9,848.65 8,678.80 7,659.96 7,061.55 10,105.57 9,219.55 18,495.11 14,696.04 35,244.14 35,534.49 27,804.25 31,011.68 13,348.29 264,338.11
RP
11,308.64 12,020.57 14,038.26 16,503.46 22,179.35 27,712.99 35,630.02 45,478.67 54,157.47 61,817.43 68,878.98 78,984.56 88,204.11 106,699.22 121,395.26 156,639.39 192,173.88 219,978.14 250,989.82 264,338.11
BAND
4.28 0.27 0.76 0.93 2.15 2.09 3.00 3.73 3.28 2.90 2.67 3.82 3.49 7.00 5.56 13.33 13.44 10.52 11.73 5.05
CUM.
4.28 4.55 5.31 6.24 8.39 10.48 13.48 17.20 20.49 23.39 26.06 29.88 33.37 40.36 45.92 59.26 72.70 83.22 94.95 100.00
PERCENTAGE f
F
202 40 110 103 182 135 117 106 55 41 27 53 39 80 73 113 161 115 195 120 2,067
202 242 352 455 637 772 889 995 1,050 1,091 1,118 1,171 1,210 1,290 1,363 1,476 1,637 1,752 1,947 2,067
BAND
CUM.
9.77 9.77 1.94 11.71 5.32 17.03 4.98 22.01 8.81 30.82 6.53 37.35 5.66 43.01 5.13 48.14 2.66 50.80 1.98 52.78 1.31 54.09 2.56 56.65 1.89 58.54 3.87 62.41 3.53 65.94 5.47 71.41 7.79 79.20 5.56 84.76 9.43 94.19 5.81 100.00
PERCENTAGE rp
RP
212,671.88 212,671.88 857.40 213,529.29 2,664.43 216,193.71 3,426.01 219,619.73 10,911.11 230,530.84 9,441.06 239,971.90 12,415.42 252,387.32 9,591.15 261,978.47 20,535.36 282,513.83 7,190.04 289,703.87 12,889.18 302,593.05 18,781.51 321,374.56 5,538.86 326,913.42 70,053.74 396,967.16 21,757.99 418,725.15 49,783.61 468,508.76 188,081.61 656,590.37 105,136.52 761,726.88 253,949.62 1,015,676.51 91,274.11 1,106,950.62 1,106,950.62
BAND
19.21 0.08 0.24 0.31 0.99 0.85 1.12 0.87 1.86 0.65 1.16 1.70 0.50 6.33 1.97 4.50 16.99 9.50 22.94 8.25
CUM.
PERCENTAGE BAND
CUM
19.21 1,880.61 1,880.61 19.29 120.43 1,776.37 19.53 132.05 1,540.03 19.84 138.97 1,330.75 20.83 192.24 1,039.39 21.68 170.61 865.92 22.80 156.82 708.36 23.67 97.39 576.05 25.52 236.62 521.65 26.17 93.87 468.64 27.34 182.53 439.31 29.03 185.85 406.88 29.53 60.08 370.63 35.86 378.77 372.04 37.83 148.05 344.93 42.32 141.25 299.10 59.32 529.29 341.66 68.81 378.13 346.27 91.75 818.88 404.67 100.00 683.79 418.76 418.76
Page 156 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2006
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
24 6 10 5 10 6 5 8 9 6 7 227 13 12 18 40 40 12 26 9
24 30 40 45 55 61 66 74 83 89 96 323 336 348 366 406 446 458 484 493
493
BAND
CUM.
4.87 4.87 1.22 6.09 2.03 8.11 1.01 9.13 2.03 11.16 1.22 12.37 1.01 13.39 1.62 15.01 1.83 16.84 1.22 18.05 1.42 19.47 46.04 65.52 2.64 68.15 2.43 70.59 3.65 74.24 8.11 82.35 8.11 90.47 2.43 92.90 5.27 98.17 1.83 100.00
PERCENTAGE rp
75.93 0.78 2.92 87.28 5.62 5.89 6.99 3.70 19.68 18.77 16.60 979.29 60.42 31.63 49.31 172.03 249.02 163.91 290.79 79.11 2,319.66
RP
75.93 76.71 79.63 166.90 172.53 178.42 185.41 189.11 208.79 227.56 244.15 1,223.45 1,283.87 1,315.50 1,364.81 1,536.84 1,785.86 1,949.77 2,240.56 2,319.66
BAND
3.27 0.03 0.13 3.76 0.24 0.25 0.30 0.16 0.85 0.81 0.72 42.22 2.60 1.36 2.13 7.42 10.73 7.07 12.54 3.41
CUM.
3.27 3.31 3.43 7.20 7.44 7.69 7.99 8.15 9.00 9.81 10.53 52.74 55.35 56.71 58.84 66.25 76.99 84.05 96.59 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 2 4 3 10
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 3 7 10
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.00 10.00 0.00 10.00 20.00 30.00 40.00 70.00 30.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.97 0.00 2,500.00 140.00 243.15 2,896.12
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.97 12.97 2,512.97 2,652.97 2,896.12
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.45 0.00 86.32 4.83 8.40
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.45 7.54 0.45 0.00 86.77 1,525.24 91.60 48.14 100.00 307.36
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.84 0.73 128.89 118.41 124.85 124.85
Page 157 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2006
:
15/06/2007
DATE
:
15/07/2007
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,172 2,235 3,461 2,789 4,396 3,110 2,673 2,752 1,898 1,267 1,111 1,371 1,048 1,386 1,091 1,736 1,722 919 1,094 395 42,626
F
6,172 8,407 11,868 14,657 19,053 22,163 24,836 27,588 29,486 30,753 31,864 33,235 34,283 35,669 36,760 38,496 40,218 41,137 42,231 42,626
BAND
CUM.
14.48 14.48 5.24 19.72 8.12 27.84 6.54 34.39 10.31 44.70 7.30 51.99 6.27 58.26 6.46 64.72 4.45 69.17 2.97 72.15 2.61 74.75 3.22 77.97 2.46 80.43 3.25 83.68 2.56 86.24 4.07 90.31 4.04 94.35 2.16 96.51 2.57 99.07 0.93 100.00
PERCENTAGE rp
9,627.65 320.01 627.37 819.09 1,965.51 2,167.67 2,453.26 3,286.67 2,952.03 2,657.94 2,490.36 3,811.32 3,631.55 6,263.59 5,623.18 55,426.73 21,028.12 14,657.90 19,485.39 21,244.74 180,540.10
RP
9,627.65 9,947.66 10,575.04 11,394.13 13,359.63 15,527.30 17,980.56 21,267.23 24,219.27 26,877.21 29,367.57 33,178.89 36,810.44 43,074.03 48,697.21 104,123.94 125,152.07 139,809.97 159,295.36 180,540.10
BAND
5.33 0.18 0.35 0.45 1.09 1.20 1.36 1.82 1.64 1.47 1.38 2.11 2.01 3.47 3.11 30.70 11.65 8.12 10.79 11.77
CUM.
5.33 5.51 5.86 6.31 7.40 8.60 9.96 11.78 13.41 14.89 16.27 18.38 20.39 23.86 26.97 57.67 69.32 77.44 88.23 100.00
PERCENTAGE f
F
13 1 3 1 2 3 1 6 2 3 2 0 3 6 1 1 7 2 4 1 62
13 14 17 18 20 23 24 30 32 35 37 37 40 46 47 48 55 57 61 62
BAND
CUM.
PERCENTAGE rp
20.97 20.97 1,535.43 1.61 22.58 20.35 4.84 27.42 1,222.66 1.61 29.03 11.68 3.23 32.26 31.09 4.84 37.10 380.50 1.61 38.71 10.00 9.68 48.39 189.55 3.23 51.61 29.58 4.84 56.45 80.00 3.23 59.68 300.00 0.00 59.68 0.00 4.84 64.52 113.76 9.68 74.19 780.00 1.61 75.81 50.00 1.61 77.42 216.88 11.29 88.71 682.88 3.23 91.94 63.44 6.45 98.39 984.47 1.61 100.00 259.66 6,961.93
RP
1,535.43 1,555.78 2,778.44 2,790.12 2,821.21 3,201.71 3,211.71 3,401.27 3,430.85 3,510.85 3,810.85 3,810.85 3,924.61 4,704.61 4,754.61 4,971.48 5,654.36 5,717.80 6,702.27 6,961.93
BAND
22.05 0.29 17.56 0.17 0.45 5.47 0.14 2.72 0.42 1.15 4.31 0.00 1.63 11.20 0.72 3.12 9.81 0.91 14.14 3.73
CUM.
PERCENTAGE BAND
22.05 15.95 22.35 6.36 39.91 194.89 40.08 1.43 40.52 1.58 45.99 17.55 46.13 0.41 48.86 5.77 49.28 1.00 50.43 3.01 54.74 12.05 54.74 0.00 56.37 3.13 67.58 12.45 68.29 0.89 71.41 0.39 81.22 3.25 82.13 0.43 96.27 5.05 100.00 0.01
CUM
15.95 15.64 26.27 24.49 21.12 20.62 17.86 15.99 14.17 13.06 12.98 11.49 10.66 10.92 9.76 4.77 4.52 4.09 4.21 0.04 00.04
Page 158 of 204
RISK AND LOSS PROFILE 2006 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
178 28 47 31 58 32 39 33 28 25 20 39 30 38 35 55 86 56 71 54 983
F
178 206 253 284 342 374 413 446 474 499 519 558 588 626 661 716 802 858 929 983
BAND
CUM.
18.11 18.11 2.85 20.96 4.78 25.74 3.15 28.89 5.90 34.79 3.26 38.05 3.97 42.01 3.36 45.37 2.85 48.22 2.54 50.76 2.03 52.80 3.97 56.77 3.05 59.82 3.87 63.68 3.56 67.24 5.60 72.84 8.75 81.59 5.70 87.28 7.22 94.51 5.49 100.00
PERCENTAGE rp
757.61 5.09 12.87 136.74 40.75 28.76 67.14 84.57 59.27 55.06 103.99 168.64 154.62 224.32 274.80 995.63 1,653.61 816.37 1,224.03 1,293.91 8,157.81
RP
757.61 762.70 775.57 912.31 953.06 981.82 1,048.97 1,133.53 1,192.81 1,247.87 1,351.86 1,520.50 1,675.12 1,899.45 2,174.24 3,169.88 4,823.49 5,639.87 6,863.89 8,157.81
BAND
9.29 0.06 0.16 1.68 0.50 0.35 0.82 1.04 0.73 0.67 1.27 2.07 1.90 2.75 3.37 12.20 20.27 10.01 15.00 15.86
PERCENTAGE f
F
9.29 9.35 9.51 11.18 11.68 12.04 12.86 13.90 14.62 15.30 16.57 18.64 20.53 23.28 26.65 38.86 59.13 69.13 84.14 100.00
13 0 0 0 0 0 0 0 0 1 0 0 0 0 1 5 7 2 3 2
13 38.24 38.24 14,785.46 14,785.46 13 0.00 38.24 0.00 14,785.46 13 0.00 38.24 0.00 14,785.46 13 0.00 38.24 0.00 14,785.46 13 0.00 38.24 0.00 14,785.46 13 0.00 38.24 0.00 14,785.46 13 0.00 38.24 0.00 14,785.46 13 0.00 38.24 0.00 14,785.46 13 0.00 38.24 0.00 14,785.46 14 2.94 41.18 688.95 15,474.41 14 0.00 41.18 0.00 15,474.41 14 0.00 41.18 0.00 15,474.41 14 0.00 41.18 0.00 15,474.41 14 0.00 41.18 0.00 15,474.41 15 2.94 44.12 3.09 15,477.50 20 14.71 58.82 4,557.17 20,034.67 27 20.59 79.41 45,515.15 65,549.82 29 5.88 85.29 4,038.17 69,587.99 32 8.82 94.12 3,086.19 72,674.18 34 5.88 100.00 4,593.16 77,267.34
34
BAND
CUM.
PERCENTAGE
CUM.
rp
77,267.34
RP
BAND
CUM.
PERCENTAGE BAND
CUM
19.14 19.14 1,951.58 0.00 19.14 0.00 0.00 19.14 0.00 0.00 19.14 0.00 0.00 19.14 0.00 0.00 19.14 0.00 0.00 19.14 0.00 0.00 19.14 0.00 0.00 19.14 0.00 0.89 20.03 1,251.16 0.00 20.03 0.00 0.00 20.03 0.00 0.00 20.03 0.00 0.00 20.03 0.00 0.00 20.03 1.12 5.90 25.93 457.72 58.91 84.84 2,752.46 5.23 90.06 494.65 3.99 94.06 252.13 5.94 100.00 354.98
1,951.58 1,938.57 1,906.39 1,620.66 1,551.36 1,505.92 1,409.53 1,304.37 1,239.55 1,240.06 1,144.67 1,017.72 923.78 814.68 711.86 632.03 1,358.97 1,233.86 1,058.79 947.16 947.16
Page 159 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
237 79 127 85 109 79 88 79 56 49 53 70 50 75 67 111 165 70 108 47 1,804
F
237 316 443 528 637 716 804 883 939 988 1,041 1,111 1,161 1,236 1,303 1,414 1,579 1,649 1,757 1,804
BAND
CUM.
13.14 13.14 4.38 17.52 7.04 24.56 4.71 29.27 6.04 35.31 4.38 39.69 4.88 44.57 4.38 48.95 3.10 52.05 2.72 54.77 2.94 57.71 3.88 61.59 2.77 64.36 4.16 68.51 3.71 72.23 6.15 78.38 9.15 87.53 3.88 91.41 5.99 97.39 2.61 100.00
PERCENTAGE rp
518.72 19.64 40.26 36.02 102.14 77.42 124.12 168.41 128.88 150.70 167.89 234.90 196.55 406.06 517.04 1,055.23 1,684.99 793.30 1,521.23 1,043.19 8,986.69
RP
518.72 538.36 578.62 614.64 716.78 794.20 918.33 1,086.74 1,215.62 1,366.32 1,534.21 1,769.10 1,965.65 2,371.71 2,888.75 3,943.98 5,628.97 6,422.27 7,943.50 8,986.69
BAND
5.77 0.22 0.45 0.40 1.14 0.86 1.38 1.87 1.43 1.68 1.87 2.61 2.19 4.52 5.75 11.74 18.75 8.83 16.93 11.61
CUM.
5.77 5.99 6.44 6.84 7.98 8.84 10.22 12.09 13.53 15.20 17.07 19.69 21.87 26.39 32.14 43.89 62.64 71.46 88.39 100.00
PERCENTAGE f
F
7 0 0 1 0 0 1 1 1 0 3 1 1 2 0 2 5 1 5 2 33
BAND
7 7 7 8 8 8 9 10 11 11 14 15 16 18 18 20 25 26 31 33
CUM.
PERCENTAGE rp
21.21 21.21 3,077.16 0.00 21.21 0.00 0.00 21.21 0.00 3.03 24.24 2.02 0.00 24.24 0.00 0.00 24.24 0.00 3.03 27.27 4.34 3.03 30.30 42.00 3.03 33.33 1.29 0.00 33.33 0.00 9.09 42.42 20.01 3.03 45.45 33.13 3.03 48.48 12.35 6.06 54.55 463.42 0.00 54.55 0.00 6.06 60.61 219.90 15.15 75.76 623.53 3.03 78.79 72.72 15.15 93.94 3,416.81 6.06 100.00 701.46 8,690.15
RP
3,077.16 3,077.16 3,077.16 3,079.18 3,079.18 3,079.18 3,083.52 3,125.52 3,126.81 3,126.81 3,146.82 3,179.94 3,192.30 3,655.72 3,655.72 3,875.61 4,499.15 4,571.87 7,988.68 8,690.15
BAND
35.41 0.00 0.00 0.02 0.00 0.00 0.05 0.48 0.01 0.00 0.23 0.38 0.14 5.33 0.00 2.53 7.18 0.84 39.32 8.07
PERCENTAGE
CUM.
BAND
CUM
35.41 35.41 35.41 35.43 35.43 35.43 35.48 35.97 35.98 35.98 36.21 36.59 36.73 42.07 42.07 44.60 51.77 52.61 91.93 100.00
593.23 0.00 0.00 5.60 0.00 0.00 3.50 24.94 1.00 0.00 11.92 14.10 6.28 114.13 0.00 20.84 37.01 9.17 224.61 67.24
593.23 571.58 531.81 500.98 429.59 387.71 335.78 287.61 257.22 228.85 205.11 179.75 162.40 154.14 126.55 98.27 79.93 71.19 100.57 96.70 96.70
Page 160 of 180
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 22
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
Metals
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
658 298 424 320 498 411 394 490 338 257 211 292 267 391 267 539 559 370 369 124 7,477
F
658 956 1,380 1,700 2,198 2,609 3,003 3,493 3,831 4,088 4,299 4,591 4,858 5,249 5,516 6,055 6,614 6,984 7,353 7,477
BAND
CUM.
8.80 8.80 3.99 12.79 5.67 18.46 4.28 22.74 6.66 29.40 5.50 34.89 5.27 40.16 6.55 46.72 4.52 51.24 3.44 54.67 2.82 57.50 3.91 61.40 3.57 64.97 5.23 70.20 3.57 73.77 7.21 80.98 7.48 88.46 4.95 93.41 4.94 98.34 1.66 100.00
PERCENTAGE rp
2,347.08 77.97 184.88 167.20 393.83 405.68 595.48 898.82 848.11 853.25 887.02 1,231.65 1,382.22 2,544.96 2,312.30 5,932.75 7,908.99 5,192.07 6,912.62 1,626.76 42,703.64
RP
2,347.08 2,425.05 2,609.94 2,777.14 3,170.98 3,576.65 4,172.14 5,070.95 5,919.06 6,772.30 7,659.32 8,890.97 10,273.19 12,818.15 15,130.45 21,063.20 28,972.19 34,164.26 41,076.87 42,703.64
BAND
5.50 0.18 0.43 0.39 0.92 0.95 1.39 2.10 1.99 2.00 2.08 2.88 3.24 5.96 5.41 13.89 18.52 12.16 16.19 3.81
CUM.
5.50 5.68 6.11 6.50 7.43 8.38 9.77 11.87 13.86 15.86 17.94 20.82 24.06 30.02 35.43 49.32 67.84 80.00 96.19 100.00
PERCENTAGE f
F
22 2 1 0 0 0 4 2 0 2 0 7 4 8 1 15 18 22 42 9 159
22 24 25 25 25 25 29 31 31 33 33 40 44 52 53 68 86 108 150 159
BAND
CUM.
13.84 13.84 1.26 15.09 0.63 15.72 0.00 15.72 0.00 15.72 0.00 15.72 2.52 18.24 1.26 19.50 0.00 19.50 1.26 20.75 0.00 20.75 4.40 25.16 2.52 27.67 5.03 32.70 0.63 33.33 9.43 42.77 11.32 54.09 13.84 67.92 26.42 94.34 5.66 100.00
PERCENTAGE rp
RP
15,732.68 241.12 58.35 0.00 0.00 0.00 520.25 1,100.00 0.00 26.92 0.00 2,250.91 937.13 7,497.21 6.86 27,876.02 17,863.67 19,578.65 275,460.46 7,057.31
15,732.68 15,973.81 16,032.16 16,032.16 16,032.16 16,032.16 16,552.41 17,652.41 17,652.41 17,679.32 17,679.32 19,930.23 20,867.36 28,364.57 28,371.43 56,247.45 74,111.12 93,689.77 369,150.22 376,207.54
376,207.54
BAND
4.18 0.06 0.02 0.00 0.00 0.00 0.14 0.29 0.00 0.01 0.00 0.60 0.25 1.99 0.00 7.41 4.75 5.20 73.22 1.88
CUM.
PERCENTAGE BAND
4.18 670.31 4.25 309.24 4.26 31.56 4.26 0.00 4.26 0.00 4.26 0.00 4.40 87.37 4.69 122.38 4.69 0.00 4.70 3.15 4.70 0.00 5.30 182.76 5.55 67.80 7.54 294.59 7.54 0.30 14.95 469.87 19.70 225.87 24.90 377.09 98.12 3,984.89 100.00 433.82
CUM
670.31 658.70 614.27 577.29 505.59 448.24 396.74 348.11 298.23 261.05 230.82 224.16 203.12 221.28 187.51 267.04 255.80 274.23 898.68 880.97 880.97
Page 161 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
812 173 321 300 605 556 555 656 440 349 359 428 346 516 402 660 653 300 351 165 8,947
F
812 985 1,306 1,606 2,211 2,767 3,322 3,978 4,418 4,767 5,126 5,554 5,900 6,416 6,818 7,478 8,131 8,431 8,782 8,947
BAND
CUM.
9.08 9.08 1.93 11.01 3.59 14.60 3.35 17.95 6.76 24.71 6.21 30.93 6.20 37.13 7.33 44.46 4.92 49.38 3.90 53.28 4.01 57.29 4.78 62.08 3.87 65.94 5.77 71.71 4.49 76.20 7.38 83.58 7.30 90.88 3.35 94.23 3.92 98.16 1.84 100.00
PERCENTAGE rp
3,310.82 100.60 247.48 309.16 1,013.54 1,173.41 1,344.23 2,128.05 1,816.68 1,451.79 1,849.57 2,640.93 2,418.24 5,099.66 4,505.47 9,861.67 11,829.55 7,104.16 8,847.26 14,889.89 81,942.17
RP
3,310.82 3,411.41 3,658.89 3,968.05 4,981.59 6,155.00 7,499.23 9,627.29 11,443.96 12,895.76 14,745.33 17,386.26 19,804.50 24,904.16 29,409.64 39,271.30 51,100.85 58,205.01 67,052.28 81,942.17
BAND
4.04 0.12 0.30 0.38 1.24 1.43 1.64 2.60 2.22 1.77 2.26 3.22 2.95 6.22 5.50 12.03 14.44 8.67 10.80 18.17
CUM.
4.04 4.16 4.47 4.84 6.08 7.51 9.15 11.75 13.97 15.74 17.99 21.22 24.17 30.39 35.89 47.93 62.36 71.03 81.83 100.00
PERCENTAGE f
26 2 1 4 6 4 5 6 13 3 6 10 6 13 13 23 30 11 13 3 198
F
BAND
CUM.
26 28 29 33 39 43 48 54 67 70 76 86 92 105 118 141 171 182 195 198
13.13 13.13 1.01 14.14 0.51 14.65 2.02 16.67 3.03 19.70 2.02 21.72 2.53 24.24 3.03 27.27 6.57 33.84 1.52 35.35 3.03 38.38 5.05 43.43 3.03 46.46 6.57 53.03 6.57 59.60 11.62 71.21 15.15 86.36 5.56 91.92 6.57 98.48 1.52 100.00
PERCENTAGE rp
75,524.65 70.31 71.38 664.27 677.05 116.63 631.66 787.89 1,729.50 2,224.94 1,568.12 2,598.55 4,765.59 6,856.74 5,237.24 18,926.68 75,144.08 18,580.50 28,206.20 3,649.14 248,031.13
RP
75,524.65 75,594.96 75,666.34 76,330.62 77,007.66 77,124.29 77,755.96 78,543.84 80,273.34 82,498.28 84,066.40 86,664.95 91,430.54 98,287.28 103,524.53 122,451.21 197,595.29 216,175.79 244,381.99 248,031.13
BAND
30.45 0.03 0.03 0.27 0.27 0.05 0.25 0.32 0.70 0.90 0.63 1.05 1.92 2.76 2.11 7.63 30.30 7.49 11.37 1.47
CUM.
PERCENTAGE BAND
CUM
30.45 2,281.15 30.48 69.89 30.51 28.84 30.77 214.86 31.05 66.80 31.09 9.94 31.35 46.99 31.67 37.02 32.36 95.20 33.26 153.25 33.89 84.78 34.94 98.40 36.86 197.07 39.63 134.45 41.74 116.24 49.37 191.92 79.67 635.22 87.16 261.54 98.53 318.81 100.00 24.51
2,281.15 2,215.94 2,068.01 1,923.63 1,545.84 1,253.03 1,036.85 815.85 701.45 639.73 570.12 498.47 461.67 394.66 352.01 311.81 386.68 371.40 364.46 302.69 302.69
Page 162 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
Textiles
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,067 896 1,639 1,323 1,639 1,066 866 728 516 342 291 367 269 355 241 497 491 278 310 111 13,292
F
1,067 1,963 3,602 4,925 6,564 7,630 8,496 9,224 9,740 10,082 10,373 10,740 11,009 11,364 11,605 12,102 12,593 12,871 13,181 13,292
BAND
CUM.
8.03 8.03 6.74 14.77 12.33 27.10 9.95 37.05 12.33 49.38 8.02 57.40 6.52 63.92 5.48 69.40 3.88 73.28 2.57 75.85 2.19 78.04 2.76 80.80 2.02 82.82 2.67 85.50 1.81 87.31 3.74 91.05 3.69 94.74 2.09 96.83 2.33 99.16 0.84 100.00
PERCENTAGE rp
2,430.31 371.71 999.83 1,190.64 2,235.08 2,057.66 2,143.49 2,435.13 2,080.99 1,573.59 1,477.21 2,387.23 1,839.90 3,102.54 2,571.32 6,930.73 9,289.42 6,119.26 6,990.39 2,677.18 60,903.57
RP
2,430.31 2,802.01 3,801.84 4,992.48 7,227.56 9,285.22 11,428.70 13,863.84 15,944.82 17,518.41 18,995.62 21,382.85 23,222.75 26,325.29 28,896.60 35,827.33 45,116.75 51,236.01 58,226.39 60,903.57
BAND
3.99 0.61 1.64 1.95 3.67 3.38 3.52 4.00 3.42 2.58 2.43 3.92 3.02 5.09 4.22 11.38 15.25 10.05 11.48 4.40
CUM.
3.99 4.60 6.24 8.20 11.87 15.25 18.77 22.76 26.18 28.76 31.19 35.11 38.13 43.22 47.45 58.83 74.08 84.13 95.60 100.00
PERCENTAGE f
F
21 0 3 3 2 3 11 5 4 2 2 9 3 19 12 26 47 33 25 9 239
21 21 24 27 29 32 43 48 52 54 56 65 68 87 99 125 172 205 230 239
BAND
CUM.
PERCENTAGE rp
8.79 8.79 119,433.81 0.00 8.79 0.00 1.26 10.04 211.25 1.26 11.30 85.57 0.84 12.13 343.98 1.26 13.39 741.23 4.60 17.99 344.82 2.09 20.08 1,973.51 1.67 21.76 3,166.89 0.84 22.59 280.00 0.84 23.43 862.70 3.77 27.20 2,878.21 1.26 28.45 243.71 7.95 36.40 52,157.66 5.02 41.42 4,533.39 10.88 52.30 10,932.38 19.67 71.97 27,206.26 13.81 85.77 10,265.00 10.46 96.23 28,673.94 3.77 100.00 100,402.01 364,736.34
RP
119,433.81 119,433.81 119,645.06 119,730.64 120,074.62 120,815.85 121,160.67 123,134.17 126,301.06 126,581.06 127,443.76 130,321.97 130,565.68 182,723.35 187,256.74 198,189.12 225,395.38 235,660.39 264,334.33 364,736.34
BAND
32.75 0.00 0.06 0.02 0.09 0.20 0.09 0.54 0.87 0.08 0.24 0.79 0.07 14.30 1.24 3.00 7.46 2.81 7.86 27.53
CUM.
PERCENTAGE BAND
CUM
32.75 4,914.35 4,914.35 32.75 0.00 4,262.43 32.80 21.13 3,147.03 32.83 7.19 2,398.22 32.92 15.39 1,661.34 33.12 36.02 1,301.16 33.22 16.09 1,060.14 33.76 81.04 888.17 34.63 152.18 792.11 34.70 17.79 722.56 34.94 58.40 670.91 35.73 120.57 609.47 35.80 13.25 562.23 50.10 1,681.13 694.10 51.34 176.31 648.02 54.34 157.74 553.18 61.80 292.87 499.58 64.61 167.75 459.95 72.47 410.19 453.98 100.00 3,750.29 598.88 598.88
Page 163 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
803 610 895 668 970 669 535 607 457 302 250 323 251 359 255 460 373 206 198 40 9,231
F
803 1,413 2,308 2,976 3,946 4,615 5,150 5,757 6,214 6,516 6,766 7,089 7,340 7,699 7,954 8,414 8,787 8,993 9,191 9,231
BAND
CUM.
8.70 8.70 6.61 15.31 9.70 25.00 7.24 32.24 10.51 42.75 7.25 49.99 5.80 55.79 6.58 62.37 4.95 67.32 3.27 70.59 2.71 73.30 3.50 76.80 2.72 79.51 3.89 83.40 2.76 86.17 4.98 91.15 4.04 95.19 2.23 97.42 2.14 99.57 0.43 100.00
PERCENTAGE rp
2,947.66 203.37 563.76 665.94 1,439.99 1,246.79 1,453.73 2,263.27 2,127.38 1,701.90 1,637.86 2,681.92 2,233.31 3,937.95 3,756.15 8,666.53 8,886.69 4,018.83 3,602.69 648.91 54,684.64
RP
2,947.66 3,151.04 3,714.80 4,380.73 5,820.72 7,067.51 8,521.25 10,784.52 12,911.90 14,613.80 16,251.65 18,933.57 21,166.88 25,104.84 28,860.98 37,527.51 46,414.21 50,433.04 54,035.73 54,684.64
BAND
5.39 0.37 1.03 1.22 2.63 2.28 2.66 4.14 3.89 3.11 3.00 4.90 4.08 7.20 6.87 15.85 16.25 7.35 6.59 1.19
CUM.
5.39 5.76 6.79 8.01 10.64 12.92 15.58 19.72 23.61 26.72 29.72 34.62 38.71 45.91 52.78 68.63 84.88 92.23 98.81 100.00
PERCENTAGE f
F
17 2 2 4 8 11 1 3 4 4 10 8 6 13 13 18 18 13 12 6 173
BAND
CUM.
PERCENTAGE rp
RP
17 9.83 9.83 6,905.57 6,905.57 19 1.16 10.98 72.25 6,977.81 21 1.16 12.14 15.00 6,992.81 25 2.31 14.45 1,442.05 8,434.86 33 4.62 19.08 798.76 9,233.62 44 6.36 25.43 633.52 9,867.14 45 0.58 26.01 277.11 10,144.25 48 1.73 27.75 187.98 10,332.23 52 2.31 30.06 923.43 11,255.66 56 2.31 32.37 940.97 12,196.63 66 5.78 38.15 14,547.50 26,744.13 74 4.62 42.77 8,877.57 35,621.69 80 3.47 46.24 2,986.95 38,608.64 93 7.51 53.76 6,280.58 44,889.22 106 7.51 61.27 4,393.20 49,282.42 124 10.40 71.68 7,324.72 56,607.13 142 10.40 82.08 39,917.65 96,524.78 155 7.51 89.60 120,178.23 216,703.01 167 6.94 96.53 3,316.32 220,019.33 173 3.47 100.00 9,782.38 229,801.71 229,801.71
BAND
3.01 0.03 0.01 0.63 0.35 0.28 0.12 0.08 0.40 0.41 6.33 3.86 1.30 2.73 1.91 3.19 17.37 52.30 1.44 4.26
CUM.
PERCENTAGE BAND
3.01 234.27 3.04 35.53 3.04 2.66 3.67 216.54 4.02 55.47 4.29 50.81 4.41 19.06 4.50 8.31 4.90 43.41 5.31 55.29 11.64 888.20 15.50 331.02 16.80 133.75 19.53 159.49 21.45 116.96 24.63 84.52 42.00 449.18 94.30 2,990.38 95.74 92.05 100.00 1,507.50
CUM
234.27 221.45 188.24 192.54 158.63 139.61 119.05 95.81 87.17 83.46 164.56 188.14 182.40 178.81 170.76 150.84 207.96 429.68 407.17 420.23 420.23
Page 164 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
998 715 760 527 650 429 382 465 294 201 198 287 195 294 198 317 304 156 143 17 7,530
F
998 1,713 2,473 3,000 3,650 4,079 4,461 4,926 5,220 5,421 5,619 5,906 6,101 6,395 6,593 6,910 7,214 7,370 7,513 7,530
BAND
CUM.
PERCENTAGE rp
RP
13.25 13.25 2,200.38 2,200.38 9.50 22.75 565.99 2,766.37 10.09 32.84 952.72 3,719.09 7.00 39.84 1,017.81 4,736.91 8.63 48.47 1,784.00 6,520.91 5.70 54.17 1,752.34 8,273.25 5.07 59.24 1,883.93 10,157.18 6.18 65.42 3,186.54 13,343.72 3.90 69.32 2,514.27 15,857.99 2.67 71.99 2,032.11 17,890.10 2.63 74.62 2,477.73 20,367.83 3.81 78.43 3,696.59 24,064.42 2.59 81.02 3,440.56 27,504.99 3.90 84.93 7,588.57 35,093.55 2.63 87.56 4,762.51 39,856.06 4.21 91.77 10,767.87 50,623.93 4.04 95.80 11,409.67 62,033.60 2.07 97.88 6,547.22 68,580.82 1.90 99.77 8,547.30 77,128.13 0.23 100.00 579.02 77,707.15 77,707.15
BAND
2.83 0.73 1.23 1.31 2.30 2.26 2.42 4.10 3.24 2.62 3.19 4.76 4.43 9.77 6.13 13.86 14.68 8.43 11.00 0.75
CUM.
2.83 3.56 4.79 6.10 8.39 10.65 13.07 17.17 20.41 23.02 26.21 30.97 35.40 45.16 51.29 65.15 79.83 88.26 99.25 100.00
PERCENTAGE f
F
7 3 3 1 2 1 2 8 4 6 3 11 4 5 4 9 19 6 6 1 105
7 10 13 14 16 17 19 27 31 37 40 51 55 60 64 73 92 98 104 105
BAND
CUM.
PERCENTAGE rp
RP
6.67 6.67 7,747.47 7,747.47 2.86 9.52 76.46 7,823.92 2.86 12.38 75.43 7,899.36 0.95 13.33 20.44 7,919.80 1.90 15.24 109.75 8,029.55 0.95 16.19 56.70 8,086.24 1.90 18.10 8.42 8,094.66 7.62 25.71 602.21 8,696.87 3.81 29.52 248.82 8,945.70 5.71 35.24 1,128.20 10,073.90 2.86 38.10 129.17 10,203.07 10.48 48.57 9,656.23 19,859.30 3.81 52.38 577.02 20,436.32 4.76 57.14 6,035.00 26,471.32 3.81 60.95 3,920.42 30,391.74 8.57 69.52 705.70 31,097.43 18.10 87.62 45,821.79 76,919.22 5.71 93.33 6,614.73 83,533.95 5.71 99.05 2,515.77 86,049.72 0.95 100.00 11.78 86,061.51 86,061.51
BAND
9.00 0.09 0.09 0.02 0.13 0.07 0.01 0.70 0.29 1.31 0.15 11.22 0.67 7.01 4.56 0.82 53.24 7.69 2.92 0.01
PERCENTAGE
CUM.
BAND
CUM
9.00 9.09 9.18 9.20 9.33 9.40 9.41 10.11 10.39 11.71 11.86 23.08 23.75 30.76 35.31 36.13 89.38 97.06 99.99 100.00
352.10 13.51 7.92 2.01 6.15 3.24 0.45 18.90 9.90 55.52 5.21 261.22 16.77 79.53 82.32 6.55 401.60 101.03 29.43 2.03
352.10 282.82 212.40 167.19 123.14 97.74 79.69 65.18 56.41 56.31 50.09 82.53 74.30 75.43 76.25 61.43 124.00 121.80 111.57 110.75 110.75
Page 165 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,344 1,921 2,085 1,342 1,563 979 800 883 638 381 356 542 385 595 400 721 775 377 270 102 18,459
F
3,344 5,265 7,350 8,692 10,255 11,234 12,034 12,917 13,555 13,936 14,292 14,834 15,219 15,814 16,214 16,935 17,710 18,087 18,357 18,459
BAND
CUM.
PERCENTAGE rp
RP
18.12 18.12 2,987.29 2,987.29 10.41 28.52 519.06 3,506.35 11.30 39.82 880.35 4,386.69 7.27 47.09 832.08 5,218.77 8.47 55.56 1,330.75 6,549.52 5.30 60.86 505.80 7,055.32 4.33 65.19 1,422.65 8,477.98 4.78 69.98 2,020.28 10,498.26 3.46 73.43 1,932.09 12,430.34 2.06 75.50 1,270.31 13,700.65 1.93 77.43 1,676.42 15,377.07 2.94 80.36 3,525.53 18,902.61 2.09 82.45 2,243.66 21,146.27 3.22 85.67 4,026.32 25,172.59 2.17 87.84 3,532.68 28,705.26 3.91 91.74 8,511.12 37,216.38 4.20 95.94 12,100.40 49,316.78 2.04 97.98 6,036.90 55,353.67 1.46 99.45 4,713.78 60,067.45 0.55 100.00 1,187.58 61,255.03 61,255.03
BAND
4.88 0.85 1.44 1.36 2.17 0.83 2.32 3.30 3.15 2.07 2.74 5.76 3.66 6.57 5.77 13.89 19.75 9.86 7.70 1.94
CUM.
4.88 5.72 7.16 8.52 10.69 11.52 13.84 17.14 20.29 22.37 25.10 30.86 34.52 41.09 46.86 60.76 80.51 90.37 98.06 100.00
PERCENTAGE f
F
22 3 8 2 4 2 2 46 3 5 1 45 3 16 4 15 18 16 12 4 231
22 25 33 35 39 41 43 89 92 97 98 143 146 162 166 181 199 215 227 231
BAND
CUM.
PERCENTAGE rp
RP
9.52 9.52 12,591.19 12,591.19 1.30 10.82 36.67 12,627.86 3.46 14.29 201.67 12,829.53 0.87 15.15 15.00 12,844.53 1.73 16.88 164.57 13,009.11 0.87 17.75 24.83 13,033.94 0.87 18.61 29.99 13,063.93 19.91 38.53 1,798.55 14,862.48 1.30 39.83 41.27 14,903.75 2.16 41.99 599.39 15,503.14 0.43 42.42 458.98 15,962.11 19.48 61.90 1,017.96 16,980.08 1.30 63.20 3,468.72 20,448.80 6.93 70.13 10,613.85 31,062.65 1.73 71.86 5,255.64 36,318.29 6.49 78.35 778.98 37,097.27 7.79 86.15 7,498.72 44,595.99 6.93 93.07 63,856.80 108,452.79 5.19 98.27 7,226.89 115,679.68 1.73 100.00 417.32 116,096.99 116,096.99
BAND
10.85 0.03 0.17 0.01 0.14 0.02 0.03 1.55 0.04 0.52 0.40 0.88 2.99 9.14 4.53 0.67 6.46 55.00 6.22 0.36
CUM.
PERCENTAGE BAND
10.85 421.49 10.88 7.07 11.05 22.91 11.06 1.80 11.21 12.37 11.23 4.91 11.25 2.11 12.80 89.02 12.84 2.14 13.35 47.18 13.75 27.38 14.63 28.87 17.61 154.60 26.76 263.61 31.28 148.77 31.95 9.15 38.41 61.97 93.42 1,057.78 99.64 153.31 100.00 35.14
CUM
421.49 360.14 292.46 246.12 198.63 184.74 154.09 141.57 119.90 113.16 103.80 89.83 96.70 123.40 126.52 99.68 90.43 195.93 192.58 189.53 189.53
Page 166 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 28
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
47 8 10 11 20 5 17 20 5 15 14 19 11 46 18 39 60 17 68 91 541
47 55 65 76 96 101 118 138 143 158 172 191 202 248 266 305 365 382 450 541
BAND
CUM.
PERCENTAGE rp
RP
8.69 8.69 331.15 331.15 1.48 10.17 0.72 331.87 1.85 12.01 2.75 334.62 2.03 14.05 4.42 339.04 3.70 17.74 18.11 357.16 0.92 18.67 9.08 366.24 3.14 21.81 14.55 380.79 3.70 25.51 40.21 421.00 0.92 26.43 4.73 425.72 2.77 29.21 20.04 445.76 2.59 31.79 11.57 457.33 3.51 35.30 43.88 501.21 2.03 37.34 22.51 523.72 8.50 45.84 243.88 767.60 3.33 49.17 157.63 925.23 7.21 56.38 41,185.79 42,111.02 11.09 67.47 887.31 42,998.33 3.14 70.61 272.97 43,271.30 12.57 83.18 2,451.60 45,722.90 16.82 100.00 1,333.28 47,056.18 47,056.18
BAND
0.70 0.00 0.01 0.01 0.04 0.02 0.03 0.09 0.01 0.04 0.02 0.09 0.05 0.52 0.33 87.52 1.89 0.58 5.21 2.83
CUM.
0.70 0.71 0.71 0.72 0.76 0.78 0.81 0.89 0.90 0.95 0.97 1.07 1.11 1.63 1.97 89.49 91.38 91.96 97.17 100.00
PERCENTAGE f
F
1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 4 0 5
BAND
1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 5 5
CUM.
20.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 80.00 100.00 0.00 100.00
PERCENTAGE rp
14,467.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18,505.34 0.00 32,973.29
RP
14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 14,467.95 32,973.29 32,973.29
BAND
43.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 56.12 0.00
CUM.
PERCENTAGE BAND
CUM
43.88 4,368.95 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 43.88 0.00 100.00 754.83 100.00 0.00
4,368.95 4,359.51 4,323.65 4,267.27 4,050.83 3,950.41 3,799.47 3,436.59 3,398.45 3,245.67 3,163.56 2,886.62 2,762.53 1,884.82 1,563.71 34.36 33.65 33.44 72.12 70.07 70.07
Page 167 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 29
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
144,678 135,793 157,569 93,758 99,809 48,313 34,409 25,522 13,740 7,262 5,477 6,328 3,856 4,558 2,752 3,664 2,633 1,088 1,144 251 792,604
F
144,678 280,471 438,040 531,798 631,607 679,920 714,329 739,851 753,591 760,853 766,330 772,658 776,514 781,072 783,824 787,488 790,121 791,209 792,353 792,604
BAND
CUM.
18.25 18.25 17.13 35.39 19.88 55.27 11.83 67.10 12.59 79.69 6.10 85.78 4.34 90.12 3.22 93.34 1.73 95.08 0.92 95.99 0.69 96.69 0.80 97.48 0.49 97.97 0.58 98.55 0.35 98.89 0.46 99.35 0.33 99.69 0.14 99.82 0.14 99.97 0.03 100.00
PERCENTAGE rp
39,071.58 29,457.23 60,852.64 57,723.64 93,246.46 65,666.42 63,860.81 61,302.49 43,301.07 27,507.33 24,200.70 31,943.58 24,310.95 33,627.08 23,502.49 44,773.16 33,062.93 20,172.64 25,972.57 16,649.04 820,204.80
RP
39,071.58 68,528.82 129,381.45 187,105.09 280,351.55 346,017.97 409,878.78 471,181.27 514,482.34 541,989.67 566,190.37 598,133.94 622,444.89 656,071.98 679,574.46 724,347.62 757,410.55 777,583.19 803,555.76 820,204.80
BAND
CUM.
4.76 4.76 3.59 8.36 7.42 15.77 7.04 22.81 11.37 34.18 8.01 42.19 7.79 49.97 7.47 57.45 5.28 62.73 3.35 66.08 2.95 69.03 3.89 72.92 2.96 75.89 4.10 79.99 2.87 82.85 5.46 88.31 4.03 92.34 2.46 94.80 3.17 97.97 2.03 100.00
PERCENTAGE f
279 179 264 246 343 210 188 160 83 49 52 57 47 63 40 79 74 68 130 104 2,715
F
279 458 722 968 1,311 1,521 1,709 1,869 1,952 2,001 2,053 2,110 2,157 2,220 2,260 2,339 2,413 2,481 2,611 2,715
BAND
CUM.
10.28 10.28 6.59 16.87 9.72 26.59 9.06 35.65 12.63 48.29 7.73 56.02 6.92 62.95 5.89 68.84 3.06 71.90 1.80 73.70 1.92 75.62 2.10 77.72 1.73 79.45 2.32 81.77 1.47 83.24 2.91 86.15 2.73 88.88 2.50 91.38 4.79 96.17 3.83 100.00
rp
35,453.11 7,597.64 13,524.96 21,690.21 27,079.62 17,224.13 29,415.44 19,028.65 29,049.07 10,731.09 15,625.87 17,945.29 10,383.45 33,228.42 16,244.69 30,569.52 40,529.37 45,383.21 55,952.62 27,051.01 503,707.37
RP
35,453.11 43,050.75 56,575.71 78,265.92 105,345.54 122,569.67 151,985.10 171,013.75 200,062.82 210,793.91 226,419.78 244,365.07 254,748.52 287,976.95 304,221.64 334,791.16 375,320.53 420,703.74 476,656.36 503,707.37
PERCENTAGE
PERCENTAGE
BAND
BAND
CUM.
7.04 7.04 1.51 8.55 2.69 11.23 4.31 15.54 5.38 20.91 3.42 24.33 5.84 30.17 3.78 33.95 5.77 39.72 2.13 41.85 3.10 44.95 3.56 48.51 2.06 50.57 6.60 57.17 3.23 60.40 6.07 66.47 8.05 74.51 9.01 83.52 11.11 94.63 5.37 100.00
90.74 25.79 22.23 37.58 29.04 26.23 46.06 31.04 67.09 39.01 64.57 56.18 42.71 98.81 69.12 68.28 122.58 224.97 215.43 162.48
CUM
90.74 62.82 43.73 41.83 37.58 35.42 37.08 36.29 38.89 38.89 39.99 40.85 40.93 43.89 44.77 46.22 49.55 54.10 59.32 61.41 61.41
Page 168 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 30
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
8 9 9 6 10 13 10 6 5 6 5 4 3 8 3 5 11 2 1 0 124
8 17 26 32 42 55 65 71 76 82 87 91 94 102 105 110 121 123 124 124
BAND
CUM.
6.45 6.45 7.26 13.71 7.26 20.97 4.84 25.81 8.06 33.87 10.48 44.35 8.06 52.42 4.84 57.26 4.03 61.29 4.84 66.13 4.03 70.16 3.23 73.39 2.42 75.81 6.45 82.26 2.42 84.68 4.03 88.71 8.87 97.58 1.61 99.19 0.81 100.00 0.00 100.00
PERCENTAGE rp
438.44 15.85 6.81 10.40 17.60 42.88 43.61 53.92 37.86 89.11 118.22 132.80 38.70 253.32 64.22 195.37 817.01 379.16 446.70 0.00 2,325.09
RP
438.44 422.59 415.78 405.38 387.78 344.90 301.29 247.37 209.51 120.40 2.19 130.61 169.31 422.64 486.86 682.23 1,499.24 1,878.39 2,325.09 2,325.09
BAND
18.86 0.68 0.29 0.45 0.76 1.84 1.88 2.32 1.63 3.83 5.08 5.71 1.66 10.90 2.76 8.40 35.14 16.31 19.21 0.00
CUM.
18.86 18.18 17.88 17.43 16.68 14.83 12.96 10.64 9.01 5.18 0.09 5.62 7.28 18.18 20.94 29.34 64.48 80.79 100.00 100.00
PERCENTAGE f
F
1 1 0 0 0 0 1 1 0 3 1 0 0 0 0 0 2 1 0 0 11
BAND
1 2 2 2 2 2 3 4 4 7 8 8 8 8 8 8 10 11 11 11
CUM.
9.09 9.09 9.09 18.18 0.00 18.18 0.00 18.18 0.00 18.18 0.00 18.18 9.09 27.27 9.09 36.36 0.00 36.36 27.27 63.64 9.09 72.73 0.00 72.73 0.00 72.73 0.00 72.73 0.00 72.73 0.00 72.73 18.18 90.91 9.09 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
43.30 20.35 0.00 0.00 0.00 0.00 5.58 296.60 0.00 30.16 3.31 0.00 0.00 0.00 0.00 0.00 399.65 30.00 0.00 0.00 828.94
RP
43.30 63.65 63.65 63.65 63.65 63.65 69.23 365.82 365.82 395.99 399.29 399.29 399.29 399.29 399.29 399.29 798.94 828.94 828.94 828.94
BAND
5.22 2.45 0.00 0.00 0.00 0.00 0.67 35.78 0.00 3.64 0.40 0.00 0.00 0.00 0.00 0.00 48.21 3.62 0.00 0.00
PERCENTAGE
CUM.
BAND
CUM
5.22 7.68 7.68 7.68 7.68 7.68 8.35 44.13 44.13 47.77 48.17 48.17 48.17 48.17 48.17 48.17 96.38 100.00 100.00 100.00
9.88 9.88 128.37 15.06 0.00 15.31 0.00 15.70 0.00 16.41 0.00 18.45 12.79 22.98 550.02 147.89 0.00 174.61 33.85 328.88 2.80 18,232.40 0.00 305.71 0.00 235.83 0.00 94.48 0.00 82.01 0.00 58.53 48.92 53.29 7.91 44.13 0.00 35.65 0.00 35.65 35.65
Page 169 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 31
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
30 11 13 18 17 21 16 39 14 9 13 24 6 24 26 34 116 45 51 9 536
F
30 41 54 72 89 110 126 165 179 188 201 225 231 255 281 315 431 476 527 536
BAND
CUM.
5.60 5.60 2.05 7.65 2.43 10.07 3.36 13.43 3.17 16.60 3.92 20.52 2.99 23.51 7.28 30.78 2.61 33.40 1.68 35.07 2.43 37.50 4.48 41.98 1.12 43.10 4.48 47.57 4.85 52.43 6.34 58.77 21.64 80.41 8.40 88.81 9.51 98.32 1.68 100.00
PERCENTAGE rp
RP
149.04 149.04 45.73 194.77 5.31 200.08 11.93 212.01 19.56 231.57 85.09 316.66 32.33 348.99 116.12 465.11 84.05 549.16 38.27 587.43 132.47 719.90 156.27 876.17 87.30 963.48 1,673.93 2,637.41 821.53 3,458.94 1,223.97 4,682.91 3,600.39 8,283.29 2,498.62 10,781.92 8,104.93 18,886.85 1,335.41 20,222.26 20,222.26
BAND
0.74 0.23 0.03 0.06 0.10 0.42 0.16 0.57 0.42 0.19 0.66 0.77 0.43 8.28 4.06 6.05 17.80 12.36 40.08 6.60
CUM.
0.74 0.96 0.99 1.05 1.15 1.57 1.73 2.30 2.72 2.90 3.56 4.33 4.76 13.04 17.10 23.16 40.96 53.32 93.40 100.00
PERCENTAGE f
F
2 0 0 0 0 0 0 1 1 0 0 0 0 30 16 1 4 1 0 0 56
BAND
2 2 2 2 2 2 2 3 4 4 4 4 4 34 50 51 55 56 56 56
CUM.
3.57 3.57 0.00 3.57 0.00 3.57 0.00 3.57 0.00 3.57 0.00 3.57 0.00 3.57 1.79 5.36 1.79 7.14 0.00 7.14 0.00 7.14 0.00 7.14 0.00 7.14 53.57 60.71 28.57 89.29 1.79 91.07 7.14 98.21 1.79 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
315.08 0.00 0.00 0.00 0.00 0.00 0.00 108.06 20.26 0.00 0.00 0.00 0.00 497.84 167.53 8.43 120.85 351.32 0.00 0.00 1,589.35
RP
315.08 315.08 315.08 315.08 315.08 315.08 315.08 423.13 443.39 443.39 443.39 443.39 443.39 941.23 1,108.76 1,117.18 1,238.03 1,589.35 1,589.35 1,589.35
BAND
19.82 0.00 0.00 0.00 0.00 0.00 0.00 6.80 1.27 0.00 0.00 0.00 0.00 31.32 10.54 0.53 7.60 22.10 0.00 0.00
PERCENTAGE
CUM.
BAND
CUM
19.82 19.82 19.82 19.82 19.82 19.82 19.82 26.62 27.90 27.90 27.90 27.90 27.90 59.22 69.76 70.29 77.90 100.00 100.00 100.00
211.40 0.00 0.00 0.00 0.00 0.00 0.00 93.06 24.10 0.00 0.00 0.00 0.00 29.74 20.39 0.69 3.36 14.06 0.00 0.00
211.40 161.77 157.47 148.62 136.06 99.50 90.28 90.98 80.74 75.48 61.59 50.61 46.02 35.69 32.05 23.86 14.95 14.74 8.42 7.86 7.86
Page 170 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 32
DATA POSITION FROM
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
PROCESSING
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up T O TA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
4 3 7 3 5 3 4 7 5 2 2 7 8 9 7 10 22 12 2 0 122
4 7 14 17 22 25 29 36 41 43 45 52 60 69 76 86 108 120 122 122
BAND
CUM.
3.28 3.28 2.46 5.74 5.74 11.48 2.46 13.93 4.10 18.03 2.46 20.49 3.28 23.77 5.74 29.51 4.10 33.61 1.64 35.25 1.64 36.89 5.74 42.62 6.56 49.18 7.38 56.56 5.74 62.30 8.20 70.49 18.03 88.52 9.84 98.36 1.64 100.00 0.00 100.00
PERCENTAGE rp
1.47 7.80 13.64 1.03 5.41 4.66 8.85 13.51 10.39 6.79 4.38 58.37 80.13 89.66 257.80 321.33 776.55 649.51 255.29 0.00 2,566.57
RP
1.47 9.27 22.92 23.95 29.36 34.02 42.87 56.38 66.77 73.56 77.93 136.30 216.43 306.09 563.89 885.22 1,661.77 2,311.29 2,566.57 2,566.57
BAND
0.06 0.30 0.53 0.04 0.21 0.18 0.34 0.53 0.40 0.26 0.17 2.27 3.12 3.49 10.04 12.52 30.26 25.31 9.95 0.00
CUM.
0.06 0.36 0.89 0.93 1.14 1.33 1.67 2.20 2.60 2.87 3.04 5.31 8.43 11.93 21.97 34.49 64.75 90.05 100.00 100.00
PERCENTAGE f
F
0 0 1 0 0 0 0 0 1 0 0 0 2 1 1 0 3 0 0 0 9
BAND
0 0 1 1 1 1 1 1 2 2 2 2 4 5 6 6 9 9 9 9
0.00 0.00 11.11 0.00 0.00 0.00 0.00 0.00 11.11 0.00 0.00 0.00 22.22 11.11 11.11 0.00 33.33 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 11.11 14.62 14.62 11.11 0.00 14.62 11.11 0.00 14.62 11.11 0.00 14.62 11.11 0.00 14.62 11.11 0.00 14.62 22.22 15.79 30.41 22.22 0.00 30.41 22.22 0.00 30.41 22.22 0.00 30.41 44.44 73.77 104.18 55.56 26.85 131.03 66.67 2.65 133.68 66.67 0.00 133.68 100.00 118.51 252.19 100.00 0.00 252.19 100.00 0.00 252.19 100.00 0.00 252.19 252.19
BAND
0.00 0.00 5.80 0.00 0.00 0.00 0.00 0.00 6.26 0.00 0.00 0.00 29.25 10.65 1.05 0.00 46.99 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 5.80 5.80 5.80 5.80 5.80 5.80 12.06 12.06 12.06 12.06 41.31 51.96 53.01 53.01 100.00 100.00 100.00 100.00
0.00 0.00 107.14 0.00 0.00 0.00 0.00 0.00 151.96 0.00 0.00 0.00 92.07 29.95 1.03 0.00 15.26 0.00 0.00 0.00
CUM
0.00 0.00 63.79 61.04 49.79 42.96 34.10 25.93 45.54 41.34 39.02 22.31 48.14 42.81 23.71 15.10 15.18 10.91 9.83 9.83 9.83
Page 171 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 40
DATA POSITION FROM
:
01/01/2006
TO
:
15/06/2007
DATE
:
15/07/2007
PROCESSING
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
157 39 26 8 16 19 13 9 12 15 1 13 12 17 18 37 25 12 11 2 462
F
157 196 222 230 246 265 278 287 299 314 315 328 340 357 375 412 437 449 460 462
BAND
CUM.
33.98 33.98 8.44 42.42 5.63 48.05 1.73 49.78 3.46 53.25 4.11 57.36 2.81 60.17 1.95 62.12 2.60 64.72 3.25 67.97 0.22 68.18 2.81 71.00 2.60 73.59 3.68 77.27 3.90 81.17 8.01 89.18 5.41 94.59 2.60 97.19 2.38 99.57 0.43 100.00
PERCENTAGE rp
873.30 42.60 100.24 11.24 139.95 34.03 38.30 206.89 42.08 56.86 8.78 194.09 233.09 168.88 216.97 399.97 156.72 123.03 100.73 0.00 3,147.76
RP
873.30 915.90 1,016.14 1,027.38 1,167.33 1,201.36 1,239.66 1,446.55 1,488.63 1,545.50 1,554.27 1,748.36 1,981.45 2,150.34 2,367.31 2,767.28 2,924.00 3,047.03 3,147.76 3,147.76
BAND
27.74 1.35 3.18 0.36 4.45 1.08 1.22 6.57 1.34 1.81 0.28 6.17 7.41 5.37 6.89 12.71 4.98 3.91 3.20 0.00
PERCENTAGE
CUM.
f
27.74 29.10 32.28 32.64 37.08 38.17 39.38 45.96 47.29 49.10 49.38 55.54 62.95 68.31 75.21 87.91 92.89 96.80 100.00 100.00
0 0 0 0 0 0 0 0 1 0 0 0 0 0 10 2 4 0 0 0 17
F
0 0 0 0 0 0 0 0 1 1 1 1 1 1 11 13 17 17 17 17
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.88 0.00 0.00 0.00 0.00 0.00 58.82 11.76 23.53 0.00 0.00 0.00
CUM.
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.88 9.84 5.88 0.00 5.88 0.00 5.88 0.00 5.88 0.00 5.88 0.00 64.71 1,760.69 76.47 136.48 100.00 116.28 100.00 0.00 100.00 0.00 100.00 0.00 2,023.29
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.84 9.84 9.84 9.84 9.84 9.84 1,770.53 1,907.01 2,023.29 2,023.29 2,023.29 2,023.29
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.49 0.00 0.00 0.00 0.00 0.00 87.02 6.75 5.75 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.49 0.49 0.49 0.49 0.49 0.49 87.51 94.25 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 23.38 0.00 0.00 0.00 0.00 0.00 811.50 34.12 74.19 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.66 0.64 0.63 0.56 0.50 0.46 74.79 68.91 69.20 66.40 64.28 64.28 64.28
Page 172 of 204
RISK AND LOSS PROFILE 2006 GROUP BY PROVINCE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
887 1,038 1,161 626 512 212 173 93 31 17 8 22 17 18 10 15 31 14 4 1 4,890
F
887 1,925 3,086 3,712 4,224 4,436 4,609 4,702 4,733 4,750 4,758 4,780 4,797 4,815 4,825 4,840 4,871 4,885 4,889 4,890
BAND
CUM.
18.14 18.14 21.23 39.37 23.74 63.11 12.80 75.91 10.47 86.38 4.34 90.72 3.54 94.25 1.90 96.16 0.63 96.79 0.35 97.14 0.16 97.30 0.45 97.75 0.35 98.10 0.37 98.47 0.20 98.67 0.31 98.98 0.63 99.61 0.29 99.90 0.08 99.98 0.02 100.00
PERCENTAGE rp
207.11 411.66 836.81 693.94 878.52 493.31 521.43 291.11 92.01 80.78 26.00 118.42 93.74 90.21 92.76 225.07 698.78 420.17 202.15 327.58 6,801.56
RP
207.11 618.77 1,455.58 2,149.51 3,028.04 3,521.34 4,042.77 4,333.88 4,425.89 4,506.67 4,532.67 4,651.09 4,744.84 4,835.05 4,927.81 5,152.88 5,851.66 6,271.83 6,473.98 6,801.56
BAND
3.05 6.05 12.30 10.20 12.92 7.25 7.67 4.28 1.35 1.19 0.38 1.74 1.38 1.33 1.36 3.31 10.27 6.18 2.97 4.82
CUM.
3.05 9.10 21.40 31.60 44.52 51.77 59.44 63.72 65.07 66.26 66.64 68.38 69.76 71.09 72.45 75.76 86.03 92.21 95.18 100.00
PERCENTAGE f
F
1 0 1 0 3 2 1 0 1 0 0 0 0 0 0 0 0 0 0 0 9
BAND
1 1 2 2 5 7 8 8 9 9 9 9 9 9 9 9 9 9 9 9
11.11 0.00 11.11 0.00 33.33 22.22 11.11 0.00 11.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
11.11 11.11 22.22 22.22 55.56 77.78 88.89 88.89 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
27.00 0.00 44.80 0.00 447.55 234.83 600.00 0.00 21.93 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,376.10
RP
27.00 27.00 71.80 71.80 519.35 754.18 1,354.18 1,354.18 1,376.10 1,376.10 1,376.10 1,376.10 1,376.10 1,376.10 1,376.10 1,376.10 1,376.10 1,376.10 1,376.10 1,376.10
BAND
1.96 0.00 3.26 0.00 32.52 17.06 43.60 0.00 1.59 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
1.96 1.96 5.22 5.22 37.74 54.81 98.41 98.41 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
13.04 0.00 5.35 0.00 50.94 47.60 115.07 0.00 23.83 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
13.04 4.36 4.93 3.34 17.15 21.42 33.50 31.25 31.09 30.53 30.36 29.59 29.00 28.46 27.93 26.71 23.52 21.94 21.26 20.23 20.23
Page 173 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
8,416 8,868 13,110 7,766 7,259 2,909 2,078 1,354 765 400 358 456 248 373 203 299 355 114 65 47 55,443
F
8,416 17,284 30,394 38,160 45,419 48,328 50,406 51,760 52,525 52,925 53,283 53,739 53,987 54,360 54,563 54,862 55,217 55,331 55,396 55,443
BAND
CUM.
15.18 15.18 15.99 31.17 23.65 54.82 14.01 68.83 13.09 81.92 5.25 87.17 3.75 90.91 2.44 93.36 1.38 94.74 0.72 95.46 0.65 96.10 0.82 96.93 0.45 97.37 0.67 98.05 0.37 98.41 0.54 98.95 0.64 99.59 0.21 99.80 0.12 99.92 0.08 100.00
PERCENTAGE rp
2,836.12 1,880.64 4,604.91 4,644.29 6,772.23 4,431.92 4,300.24 3,563.33 3,048.62 1,315.83 2,437.25 3,049.71 1,994.55 4,434.46 2,351.54 5,515.28 8,571.25 2,014.23 1,284.22 465.92 69,516.53
RP
2,836.12 4,716.75 9,321.67 13,965.96 20,738.19 25,170.10 29,470.34 33,033.67 36,082.30 37,398.12 39,835.37 42,885.08 44,879.63 49,314.09 51,665.63 57,180.91 65,752.16 67,766.39 69,050.61 69,516.53
BAND
CUM.
4.08 4.08 2.71 6.79 6.62 13.41 6.68 20.09 9.74 29.83 6.38 36.21 6.19 42.39 5.13 47.52 4.39 51.90 1.89 53.80 3.51 57.30 4.39 61.69 2.87 64.56 6.38 70.94 3.38 74.32 7.93 82.26 12.33 94.58 2.90 97.48 1.85 99.33 0.67 100.00
PERCENTAGE f
18 4 10 9 11 4 8 2 3 6 2 7 0 8 19 7 12 3 2 1 136
F
18 22 32 41 52 56 64 66 69 75 77 84 84 92 111 118 130 133 135 136
BAND
CUM.
PERCENTAGE rp
13.24 13.24 15,261.67 2.94 16.18 212.92 7.35 23.53 674.42 6.62 30.15 268.06 8.09 38.24 734.82 2.94 41.18 620.07 5.88 47.06 2,161.05 1.47 48.53 303.11 2.21 50.74 322.28 4.41 55.15 2,107.28 1.47 56.62 7.61 5.15 61.76 77.56 0.00 61.76 0.00 5.88 67.65 517.80 13.97 81.62 3,258.70 5.15 86.76 6,660.56 8.82 95.59 38,453.57 2.21 97.79 194.56 1.47 99.26 3,536.61 0.74 100.00 3,215.10 78,587.75
RP
15,261.67 15,474.59 16,149.01 16,417.07 17,151.89 17,771.96 19,933.02 20,236.13 20,558.40 22,665.69 22,673.29 22,750.85 22,750.85 23,268.66 26,527.35 33,187.91 71,641.48 71,836.04 75,372.65 78,587.75
PERCENTAGE
BAND
CUM.
BAND
CUM
19.42 0.27 0.86 0.34 0.94 0.79 2.75 0.39 0.41 2.68 0.01 0.10 0.00 0.66 4.15 8.48 48.93 0.25 4.50 4.09
19.42 19.69 20.55 20.89 21.83 22.61 25.36 25.75 26.16 28.84 28.85 28.95 28.95 29.61 33.76 42.23 91.16 91.41 95.91 100.00
538.12 11.32 14.65 5.77 10.85 13.99 50.25 8.51 10.57 160.15 0.31 2.54 0.00 11.68 138.58 120.77 448.63 9.66 275.39 690.06
538.12 328.08 173.24 117.55 82.71 70.61 67.64 61.26 56.98 60.61 56.92 53.05 50.69 47.18 51.34 58.04 108.96 106.01 109.16 113.05 113.05
Page 174 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,010 3,913 4,256 2,213 2,052 792 664 413 231 144 108 113 58 84 55 102 54 38 14 10 18,324
F
3,010 6,923 11,179 13,392 15,444 16,236 16,900 17,313 17,544 17,688 17,796 17,909 17,967 18,051 18,106 18,208 18,262 18,300 18,314 18,324
BAND
CUM.
16.43 16.43 21.35 37.78 23.23 61.01 12.08 73.08 11.20 84.28 4.32 88.61 3.62 92.23 2.25 94.48 1.26 95.74 0.79 96.53 0.59 97.12 0.62 97.74 0.32 98.05 0.46 98.51 0.30 98.81 0.56 99.37 0.29 99.66 0.21 99.87 0.08 99.95 0.05 100.00
PERCENTAGE rp
477.35 738.33 1,319.03 1,218.90 2,025.06 1,261.41 1,448.99 1,127.03 707.09 508.09 345.98 649.98 318.88 468.78 287.87 1,080.35 1,013.47 1,131.03 842.68 108.40 17,078.68
RP
477.35 1,215.68 2,534.71 3,753.61 5,778.67 7,040.08 8,489.07 9,616.10 10,323.19 10,831.28 11,177.26 11,827.23 12,146.11 12,614.89 12,902.76 13,983.11 14,996.58 16,127.61 16,970.28 17,078.68
BAND
2.79 4.32 7.72 7.14 11.86 7.39 8.48 6.60 4.14 2.97 2.03 3.81 1.87 2.74 1.69 6.33 5.93 6.62 4.93 0.63
CUM.
2.79 7.12 14.84 21.98 33.84 41.22 49.71 56.30 60.44 63.42 65.45 69.25 71.12 73.86 75.55 81.87 87.81 94.43 99.37 100.00
PERCENTAGE f
F
3 5 3 4 5 1 5 6 0 4 3 1 2 5 1 1 2 0 0 0 51
BAND
CUM.
3 5.88 5.88 8 9.80 15.69 11 5.88 21.57 15 7.84 29.41 20 9.80 39.22 21 1.96 41.18 26 9.80 50.98 32 11.76 62.75 32 0.00 62.75 36 7.84 70.59 39 5.88 76.47 40 1.96 78.43 42 3.92 82.35 47 9.80 92.16 48 1.96 94.12 49 1.96 96.08 51 3.92 100.00 51 0.00 100.00 51 0.00 100.00 51 0.00 100.00
PERCENTAGE rp
47.99 130.76 180.64 367.19 137.35 9.53 925.81 285.84 0.00 330.00 330.00 3,378.38 16.48 870.00 50.00 9.31 325.00 0.00 0.00 0.00 7,394.26
RP
47.99 178.75 359.39 726.58 863.92 873.46 1,799.26 2,085.10 2,085.10 2,415.10 2,745.10 6,123.48 6,139.95 7,009.95 7,059.95 7,069.26 7,394.26 7,394.26 7,394.26 7,394.26
BAND
0.65 1.77 2.44 4.97 1.86 0.13 12.52 3.87 0.00 4.46 4.46 45.69 0.22 11.77 0.68 0.13 4.40 0.00 0.00 0.00
CUM.
0.65 2.42 4.86 9.83 11.68 11.81 24.33 28.20 28.20 32.66 37.12 82.81 83.04 94.80 95.48 95.60 100.00 100.00 100.00 100.00
PERCENTAGE BAND
10.05 17.71 13.69 30.12 6.78 0.76 63.89 25.36 0.00 64.95 95.38 519.77 5.17 185.59 17.37 0.86 32.07 0.00 0.00 0.00
CUM
10.05 14.70 14.18 19.36 14.95 12.41 21.20 21.68 20.20 22.30 24.56 51.77 50.55 55.57 54.72 50.56 49.31 45.85 43.57 43.30 43.30
Page 175 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,360 4,942 6,078 3,372 2,861 1,117 712 483 267 147 107 157 76 112 60 110 135 70 44 10 25,220
F
4,360 9,302 15,380 18,752 21,613 22,730 23,442 23,925 24,192 24,339 24,446 24,603 24,679 24,791 24,851 24,961 25,096 25,166 25,210 25,220
BAND
CUM.
17.29 17.29 19.60 36.88 24.10 60.98 13.37 74.35 11.34 85.70 4.43 90.13 2.82 92.95 1.92 94.87 1.06 95.92 0.58 96.51 0.42 96.93 0.62 97.55 0.30 97.85 0.44 98.30 0.24 98.54 0.44 98.97 0.54 99.51 0.28 99.79 0.17 99.96 0.04 100.00
PERCENTAGE rp
1,010.36 1,133.73 3,016.52 3,159.65 4,104.79 2,380.57 2,107.40 1,674.85 1,408.62 810.24 626.52 1,143.62 499.47 1,224.30 578.87 1,623.68 3,764.49 1,729.12 1,830.85 104.34 33,932.01
RP
1,010.36 2,144.08 5,160.61 8,320.26 12,425.04 14,805.62 16,913.02 18,587.88 19,996.50 20,806.74 21,433.26 22,576.88 23,076.35 24,300.65 24,879.52 26,503.20 30,267.69 31,996.81 33,827.66 33,932.01
BAND
2.98 3.34 8.89 9.31 12.10 7.02 6.21 4.94 4.15 2.39 1.85 3.37 1.47 3.61 1.71 4.79 11.09 5.10 5.40 0.31
CUM.
2.98 6.32 15.21 24.52 36.62 43.63 49.84 54.78 58.93 61.32 63.17 66.54 68.01 71.62 73.32 78.11 89.20 94.30 99.69 100.00
PERCENTAGE f
F
8 8 5 2 4 1 1 0 0 0 2 0 0 1 0 2 2 1 6 0 43
BAND
8 16 21 23 27 28 29 29 29 29 31 31 31 32 32 34 36 37 43 43
CUM.
18.60 18.60 18.60 37.21 11.63 48.84 4.65 53.49 9.30 62.79 2.33 65.12 2.33 67.44 0.00 67.44 0.00 67.44 0.00 67.44 4.65 72.09 0.00 72.09 0.00 72.09 2.33 74.42 0.00 74.42 4.65 79.07 4.65 83.72 2.33 86.05 13.95 100.00 0.00 100.00
PERCENTAGE rp
423.99 382.53 160.19 528.70 1,222.04 25.00 669.75 0.00 0.00 0.00 7.27 0.00 0.00 3,019.23 0.00 32.23 342.04 0.00 1,108.83 0.00 7,921.80
RP
423.99 806.52 966.71 1,495.41 2,717.45 2,742.45 3,412.20 3,412.20 3,412.20 3,412.20 3,419.47 3,419.47 3,419.47 6,438.70 6,438.70 6,470.92 6,812.97 6,812.97 7,921.80 7,921.80
BAND
CUM.
5.35 5.35 4.83 10.18 2.02 12.20 6.67 18.88 15.43 34.30 0.32 34.62 8.45 43.07 0.00 43.07 0.00 43.07 0.00 43.07 0.09 43.17 0.00 43.17 0.00 43.17 38.11 81.28 0.00 81.28 0.41 81.69 4.32 86.00 0.00 86.00 14.00 100.00 0.00 100.00
PERCENTAGE BAND
41.96 33.74 5.31 16.73 29.77 1.05 31.78 0.00 0.00 0.00 1.16 0.00 0.00 246.61 0.00 1.98 9.09 0.00 60.56 0.00
CUM
41.96 37.62 18.73 17.97 21.87 18.52 20.18 18.36 17.06 16.40 15.95 15.15 14.82 26.50 25.88 24.42 22.51 21.29 23.42 23.35 23.35
Page 176 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,208 2,311 2,471 1,108 949 401 256 222 92 50 36 38 18 29 17 34 35 18 18 1 10,312
F
2,208 4,519 6,990 8,098 9,047 9,448 9,704 9,926 10,018 10,068 10,104 10,142 10,160 10,189 10,206 10,240 10,275 10,293 10,311 10,312
BAND
21.41 22.41 23.96 10.74 9.20 3.89 2.48 2.15 0.89 0.48 0.35 0.37 0.17 0.28 0.16 0.33 0.34 0.17 0.17 0.01
CUM.
21.41 43.82 67.79 78.53 87.73 91.62 94.10 96.26 97.15 97.63 97.98 98.35 98.53 98.81 98.97 99.30 99.64 99.82 99.99 100.00
PERCENTAGE rp
409.86 630.83 1,364.36 1,003.04 1,463.05 758.94 718.51 840.36 443.15 269.16 176.58 270.27 168.31 366.01 173.37 1,108.43 910.12 867.76 506.79 47.10 12,495.99
RP
409.86 1,040.69 2,405.05 3,408.09 4,871.15 5,630.09 6,348.60 7,188.95 7,632.10 7,901.26 8,077.83 8,348.10 8,516.40 8,882.42 9,055.78 10,164.21 11,074.34 11,942.10 12,448.89 12,495.99
BAND
3.28 5.05 10.92 8.03 11.71 6.07 5.75 6.72 3.55 2.15 1.41 2.16 1.35 2.93 1.39 8.87 7.28 6.94 4.06 0.38
CUM.
3.28 8.33 19.25 27.27 38.98 45.06 50.81 57.53 61.08 63.23 64.64 66.81 68.15 71.08 72.47 81.34 88.62 95.57 99.62 100.00
PERCENTAGE f
F
3 5 3 0 1 1 2 2 0 0 1 0 0 0 0 2 0 0 0 0 20
3 8 11 11 12 13 15 17 17 17 18 18 18 18 18 20 20 20 20 20
BAND
15.00 25.00 15.00 0.00 5.00 5.00 10.00 10.00 0.00 0.00 5.00 0.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00
CUM.
15.00 40.00 55.00 55.00 60.00 65.00 75.00 85.00 85.00 85.00 90.00 90.00 90.00 90.00 90.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
65.10 316.19 389.16 0.00 4.80 0.00 654.34 276.17 0.00 0.00 218.83 0.00 0.00 0.00 0.00 80.87 0.00 0.00 0.00 0.00 2,005.47
RP
65.10 381.29 770.45 770.45 775.25 775.25 1,429.59 1,705.76 1,705.76 1,705.76 1,924.60 1,924.60 1,924.60 1,924.60 1,924.60 2,005.47 2,005.47 2,005.47 2,005.47 2,005.47
BAND
3.25 15.77 19.41 0.00 0.24 0.00 32.63 13.77 0.00 0.00 10.91 0.00 0.00 0.00 0.00 4.03 0.00 0.00 0.00 0.00
CUM.
3.25 19.01 38.42 38.42 38.66 38.66 71.28 85.06 85.06 85.06 95.97 95.97 95.97 95.97 95.97 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
15.88 50.12 28.52 0.00 0.33 0.00 91.07 32.86 0.00 0.00 123.93 0.00 0.00 0.00 0.00 7.30 0.00 0.00 0.00 0.00
CUM
15.88 36.64 32.03 22.61 15.92 13.77 22.52 23.73 22.35 21.59 23.83 23.05 22.60 21.67 21.25 19.73 18.11 16.79 16.11 16.05 16.05
Page 177 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,545 3,749 4,789 2,673 2,419 1,001 743 567 288 121 102 120 67 98 84 106 94 61 40 14 20,681
F
3,545 7,294 12,083 14,756 17,175 18,176 18,919 19,486 19,774 19,895 19,997 20,117 20,184 20,282 20,366 20,472 20,566 20,627 20,667 20,681
BAND
CUM.
17.14 17.14 18.13 35.27 23.16 58.43 12.92 71.35 11.70 83.05 4.84 87.89 3.59 91.48 2.74 94.22 1.39 95.61 0.59 96.20 0.49 96.69 0.58 97.27 0.32 97.60 0.47 98.07 0.41 98.48 0.51 98.99 0.45 99.44 0.29 99.74 0.19 99.93 0.07 100.00
PERCENTAGE rp
1,496.18 698.12 1,974.80 1,896.37 2,873.67 1,499.97 1,818.69 1,591.87 1,145.22 535.19 638.65 620.59 584.32 964.87 758.61 1,629.17 1,920.91 1,946.73 4,644.83 199.98 29,438.73
RP
1,496.18 2,194.30 4,169.10 6,065.47 8,939.14 10,439.11 12,257.80 13,849.67 14,994.89 15,530.07 16,168.72 16,789.31 17,373.63 18,338.50 19,097.11 20,726.28 22,647.19 24,593.92 29,238.75 29,438.73
BAND
5.08 2.37 6.71 6.44 9.76 5.10 6.18 5.41 3.89 1.82 2.17 2.11 1.98 3.28 2.58 5.53 6.53 6.61 15.78 0.68
PERCENTAGE
CUM.
f
5.08 7.45 14.16 20.60 30.37 35.46 41.64 47.05 50.94 52.75 54.92 57.03 59.02 62.29 64.87 70.40 76.93 83.54 99.32 100.00
11 6 12 13 21 11 3 2 3 0 0 0 1 2 1 1 7 2 1 0 97
F
11 17 29 42 63 74 77 79 82 82 82 82 83 85 86 87 94 96 97 97
BAND
CUM.
PERCENTAGE rp
11.34 11.34 50,475.09 6.19 17.53 319.99 12.37 29.90 1,409.75 13.40 43.30 2,567.65 21.65 64.95 5,775.84 11.34 76.29 3,858.92 3.09 79.38 2,476.77 2.06 81.44 829.49 3.09 84.54 1,052.07 0.00 84.54 0.00 0.00 84.54 0.00 0.00 84.54 0.00 1.03 85.57 100.00 2.06 87.63 5,257.92 1.03 88.66 107.42 1.03 89.69 2,100.94 7.22 96.91 367.22 2.06 98.97 163.44 1.03 100.00 18,372.00 0.00 100.00 0.00 95,234.51
RP
50,475.09 50,795.08 52,204.83 54,772.49 60,548.33 64,407.25 66,884.02 67,713.51 68,765.58 68,765.58 68,765.58 68,765.58 68,865.58 74,123.49 74,230.91 76,331.85 76,699.07 76,862.51 95,234.51 95,234.51
BAND
CUM.
PERCENTAGE BAND
CUM
53.00 53.00 3,373.60 3,373.60 0.34 53.34 45.84 2,314.86 1.48 54.82 71.39 1,252.18 2.70 57.51 135.40 903.02 6.06 63.58 200.99 677.34 4.05 67.63 257.27 616.98 2.60 70.23 136.18 545.64 0.87 71.10 52.11 488.92 1.10 72.21 91.87 458.59 0.00 72.21 0.00 442.79 0.00 72.21 0.00 425.30 0.00 72.21 0.00 409.58 0.11 72.31 17.11 396.38 5.52 77.83 544.94 404.20 0.11 77.95 14.16 388.70 2.21 80.15 128.96 368.29 0.39 80.54 19.12 338.67 0.17 80.71 8.40 312.53 19.29 100.00 395.54 325.71 0.00 100.00 0.00 323.50 323.50
Page 178 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 1,652 75 1,297 150 1,099 434 250 381 400 135 625 69 875 43 1,250 29 1,750 15 2,250 14 2,750 14 3,500 10 4,500 17 6,250 7 8,750 10 15,000 14 35,000 5 75,000 2 300,000 0 5,247
F
1,652 2,949 4,048 4,482 4,863 4,998 5,067 5,110 5,139 5,154 5,168 5,182 5,192 5,209 5,216 5,226 5,240 5,245 5,247 5,247
BAND
CUM.
31.48 31.48 24.72 56.20 20.95 77.15 8.27 85.42 7.26 92.68 2.57 95.25 1.32 96.57 0.82 97.39 0.55 97.94 0.29 98.23 0.27 98.49 0.27 98.76 0.19 98.95 0.32 99.28 0.13 99.41 0.19 99.60 0.27 99.87 0.10 99.96 0.04 100.00 0.00 100.00
PERCENTAGE rp
355.51 324.19 617.98 442.11 591.42 296.53 176.26 151.39 108.80 53.01 47.52 188.68 125.07 197.95 73.20 363.97 476.28 44.74 49.60 0.00 4,684.20
RP
355.51 679.69 1,297.68 1,739.78 2,331.21 2,627.73 2,803.99 2,955.38 3,064.18 3,117.18 3,164.70 3,353.38 3,478.46 3,676.40 3,749.61 4,113.58 4,589.85 4,634.59 4,684.20 4,684.20
BAND
7.59 6.92 13.19 9.44 12.63 6.33 3.76 3.23 2.32 1.13 1.01 4.03 2.67 4.23 1.56 7.77 10.17 0.96 1.06 0.00
CUM.
7.59 14.51 27.70 37.14 49.77 56.10 59.86 63.09 65.42 66.55 67.56 71.59 74.26 78.49 80.05 87.82 97.99 98.94 100.00 100.00
PERCENTAGE f
F
2 7 0 0 0 0 0 0 0 0 0 0 0 2 0 0 0 0 0 0 11
2 9 9 9 9 9 9 9 9 9 9 9 9 11 11 11 11 11 11 11
BAND
18.18 63.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.18 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
18.18 6,748.23 81.82 544.42 81.82 0.00 81.82 0.00 81.82 0.00 81.82 0.00 81.82 0.00 81.82 0.00 81.82 0.00 81.82 0.00 81.82 0.00 81.82 0.00 81.82 0.00 100.00 2,155.79 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 9,448.43
RP
6,748.23 7,292.64 7,292.64 7,292.64 7,292.64 7,292.64 7,292.64 7,292.64 7,292.64 7,292.64 7,292.64 7,292.64 7,292.64 9,448.43 9,448.43 9,448.43 9,448.43 9,448.43 9,448.43 9,448.43
BAND
71.42 5.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 22.82 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
CUM
71.42 1,898.20 1,898.20 77.18 167.93 1,072.93 77.18 0.00 561.98 77.18 0.00 419.17 77.18 0.00 312.83 77.18 0.00 277.53 77.18 0.00 260.08 77.18 0.00 246.76 77.18 0.00 238.00 77.18 0.00 233.95 77.18 0.00 230.44 77.18 0.00 217.47 77.18 0.00 209.65 100.00 1,089.08 257.00 100.00 0.00 251.98 100.00 0.00 229.69 100.00 0.00 205.85 100.00 0.00 203.87 100.00 0.00 201.71 100.00 0.00 201.71 201.71
Page 179 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,692 3,162 3,212 1,644 1,719 705 527 438 243 164 116 126 107 143 76 149 142 34 55 7 15,461
F
2,692 5,854 9,066 10,710 12,429 13,134 13,661 14,099 14,342 14,506 14,622 14,748 14,855 14,998 15,074 15,223 15,365 15,399 15,454 15,461
BAND
CUM.
17.41 17.41 20.45 37.86 20.77 58.64 10.63 69.27 11.12 80.39 4.56 84.95 3.41 88.36 2.83 91.19 1.57 92.76 1.06 93.82 0.75 94.57 0.81 95.39 0.69 96.08 0.92 97.01 0.49 97.50 0.96 98.46 0.92 99.38 0.22 99.60 0.36 99.95 0.05 100.00
PERCENTAGE rp
694.02 543.70 1,145.19 976.65 1,766.21 1,076.12 1,091.00 1,186.92 847.04 643.69 474.84 578.53 654.53 856.03 841.40 2,683.73 3,105.26 907.79 922.93 42.90 21,038.46
RP
694.02 1,237.71 2,382.91 3,359.55 5,125.77 6,201.89 7,292.88 8,479.81 9,326.85 9,970.53 10,445.38 11,023.90 11,678.43 12,534.46 13,375.85 16,059.59 19,164.85 20,072.63 20,995.56 21,038.46
BAND
3.30 2.58 5.44 4.64 8.40 5.12 5.19 5.64 4.03 3.06 2.26 2.75 3.11 4.07 4.00 12.76 14.76 4.31 4.39 0.20
CUM.
3.30 5.88 11.33 15.97 24.36 29.48 34.66 40.31 44.33 47.39 49.65 52.40 55.51 59.58 63.58 76.33 91.09 95.41 99.80 100.00
PERCENTAGE f
F
6 1 0 0 1 0 2 3 1 1 1 0 0 4 0 2 1 0 0 0 23
6 7 7 7 8 8 10 13 14 15 16 16 16 20 20 22 23 23 23 23
BAND
26.09 4.35 0.00 0.00 4.35 0.00 8.70 13.04 4.35 4.35 4.35 0.00 0.00 17.39 0.00 8.70 4.35 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
26.09 9,043.85 9,043.85 30.43 7.19 9,051.04 30.43 0.00 9,051.04 30.43 0.00 9,051.04 34.78 35.00 9,086.04 34.78 0.00 9,086.04 43.48 75.49 9,161.54 56.52 201.58 9,363.12 60.87 2.20 9,365.32 65.22 6.50 9,371.82 69.57 458.98 9,830.79 69.57 0.00 9,830.79 69.57 0.00 9,830.79 86.96 57.28 9,888.07 86.96 0.00 9,888.07 95.65 268.02 10,156.09 100.00 220.00 10,376.09 100.00 0.00 10,376.09 100.00 0.00 10,376.09 100.00 0.00 10,376.09 10,376.09
BAND
87.16 0.07 0.00 0.00 0.34 0.00 0.73 1.94 0.02 0.06 4.42 0.00 0.00 0.55 0.00 2.58 2.12 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
CUM
87.16 1,303.12 1,303.12 87.23 1.32 731.27 87.23 0.00 379.83 87.23 0.00 269.41 87.57 1.98 177.26 87.57 0.00 146.50 88.29 6.92 125.62 90.24 16.98 110.42 90.26 0.26 100.41 90.32 1.01 94.00 94.74 96.66 94.12 94.74 0.00 89.18 94.74 0.00 84.18 95.30 6.69 78.89 95.30 0.00 73.92 97.88 9.99 63.24 100.00 7.08 54.14 100.00 0.00 51.69 100.00 0.00 49.42 100.00 0.00 49.32 49.32
Page 180 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
20,048 16,527 31,692 26,479 34,125 17,667 13,407 9,931 5,559 2,932 2,252 2,719 1,747 1,927 1,260 1,787 1,439 658 855 250 193,261
F
20,048 36,575 68,267 94,746 128,871 146,538 159,945 169,876 175,435 178,367 180,619 183,338 185,085 187,012 188,272 190,059 191,498 192,156 193,011 193,261
BAND
10.37 8.55 16.40 13.70 17.66 9.14 6.94 5.14 2.88 1.52 1.17 1.41 0.90 1.00 0.65 0.92 0.74 0.34 0.44 0.13
CUM.
10.37 18.93 35.32 49.02 66.68 75.82 82.76 87.90 90.78 92.29 93.46 94.87 95.77 96.77 97.42 98.34 99.09 99.43 99.87 100.00
PERCENTAGE rp
14,214.70 3,667.12 9,607.37 12,452.41 23,771.53 19,151.64 19,534.72 20,074.15 15,105.27 10,463.87 9,122.11 12,973.38 10,231.10 14,150.10 11,099.67 22,625.84 22,332.81 13,858.65 28,015.07 9,258.02 301,709.51
RP
14,214.70 17,881.82 27,489.19 39,941.60 63,713.12 82,864.76 102,399.48 122,473.64 137,578.91 148,042.77 157,164.88 170,138.26 180,369.35 194,519.46 205,619.13 228,244.97 250,577.79 264,436.43 292,451.50 301,709.51
BAND
CUM.
4.71 4.71 1.22 5.93 3.18 9.11 4.13 13.24 7.88 21.12 6.35 27.47 6.47 33.94 6.65 40.59 5.01 45.60 3.47 49.07 3.02 52.09 4.30 56.39 3.39 59.78 4.69 64.47 3.68 68.15 7.50 75.65 7.40 83.05 4.59 87.65 9.29 96.93 3.07 100.00
PERCENTAGE f
F
BAND
CUM.
PERCENTAGE rp
160 55 109 154 236 150 135 112 63 31 36 44 35 46 28 71 69 51 98 38
160 9.30 9.30 171,602.93 215 3.20 12.49 2,300.84 324 6.33 18.83 3,770.13 478 8.95 27.77 6,044.46 714 13.71 41.49 15,182.19 864 8.72 50.20 8,323.84 999 7.84 58.05 15,925.08 1,111 6.51 64.56 16,318.87 1,174 3.66 68.22 15,707.92 1,205 1.80 70.02 10,240.20 1,241 2.09 72.11 12,304.78 1,285 2.56 74.67 10,240.33 1,320 2.03 76.70 4,973.63 1,366 2.67 79.37 17,440.12 1,394 1.63 81.00 12,158.30 1,465 4.13 85.12 51,630.42 1,534 4.01 89.13 96,921.81 1,585 2.96 92.10 58,212.88 1,683 5.69 97.79 308,252.65 1,721 2.21 100.00 27,679.49
1,721
865,230.89
RP
171,602.93 173,903.76 177,673.90 183,718.36 198,900.55 207,224.39 223,149.48 239,468.35 255,176.27 265,416.47 277,721.25 287,961.58 292,935.21 310,375.33 322,533.63 374,164.05 471,085.86 529,298.75 837,551.40 865,230.89
BAND
19.83 0.27 0.44 0.70 1.75 0.96 1.84 1.89 1.82 1.18 1.42 1.18 0.57 2.02 1.41 5.97 11.20 6.73 35.63 3.20
CUM.
PERCENTAGE BAND
CUM
19.83 1,207.22 1,207.22 20.10 62.74 972.52 20.53 39.24 646.34 21.23 48.54 459.97 22.99 63.87 312.18 23.95 43.46 250.08 25.79 81.52 217.92 27.68 81.29 195.53 29.49 103.99 185.48 30.68 97.86 179.28 32.10 134.89 176.71 33.28 78.93 169.25 33.86 48.61 162.41 35.87 123.25 159.56 37.28 109.54 156.86 43.24 228.19 163.93 54.45 433.99 188.00 61.17 420.05 200.16 96.80 1,100.31 286.39 100.00 298.98 286.78 286.78
Page 181 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
25,174 23,543 25,107 13,572 13,470 6,591 4,785 3,689 2,104 1,278 1,041 1,289 921 1,279 901 1,563 1,491 792 888 244 129,722
F
25,174 48,717 73,824 87,396 100,866 107,457 112,242 115,931 118,035 119,313 120,354 121,643 122,564 123,843 124,744 126,307 127,798 128,590 129,478 129,722
BAND
CUM.
19.41 19.41 18.15 37.55 19.35 56.91 10.46 67.37 10.38 77.76 5.08 82.84 3.69 86.53 2.84 89.37 1.62 90.99 0.99 91.98 0.80 92.78 0.99 93.77 0.71 94.48 0.99 95.47 0.69 96.16 1.20 97.37 1.15 98.52 0.61 99.13 0.68 99.81 0.19 100.00
PERCENTAGE rp
10,377.07 4,448.27 8,622.37 7,374.06 12,065.60 8,624.97 9,311.39 9,286.57 6,846.64 5,062.86 4,921.97 6,939.74 5,825.60 9,936.13 8,786.61 59,792.90 22,605.56 13,367.61 16,801.53 16,179.21 247,176.66
RP
10,377.07 14,825.34 23,447.70 30,821.76 42,887.37 51,512.34 60,823.73 70,110.31 76,956.94 82,019.80 86,941.76 93,881.50 99,707.11 109,643.23 118,429.84 178,222.75 200,828.31 214,195.93 230,997.46 247,176.66
BAND
4.20 1.80 3.49 2.98 4.88 3.49 3.77 3.76 2.77 2.05 1.99 2.81 2.36 4.02 3.55 24.19 9.15 5.41 6.80 6.55
CUM.
4.20 6.00 9.49 12.47 17.35 20.84 24.61 28.36 31.13 33.18 35.17 37.98 40.34 44.36 47.91 72.10 81.25 86.66 93.45 100.00
PERCENTAGE f
F
56 23 46 34 35 22 18 18 11 10 15 19 9 30 24 57 73 46 64 19 629
56 79 125 159 194 216 234 252 263 273 288 307 316 346 370 427 500 546 610 629
BAND
CUM.
8.90 8.90 3.66 12.56 7.31 19.87 5.41 25.28 5.56 30.84 3.50 34.34 2.86 37.20 2.86 40.06 1.75 41.81 1.59 43.40 2.38 45.79 3.02 48.81 1.43 50.24 4.77 55.01 3.82 58.82 9.06 67.89 11.61 79.49 7.31 86.80 10.17 96.98 3.02 100.00
PERCENTAGE rp
22,376.15 337.68 903.88 2,341.88 927.91 1,844.50 1,768.50 2,213.51 149.22 2,197.23 13,451.78 9,058.97 644.04 71,542.30 8,568.13 33,660.01 49,631.07 161,440.78 17,089.18 12,740.41 412,887.14
RP
22,376.15 22,713.84 23,617.72 25,959.60 26,887.51 28,732.02 30,500.52 32,714.02 32,863.24 35,060.47 48,512.25 57,571.22 58,215.26 129,757.56 138,325.69 171,985.70 221,616.77 383,057.55 400,146.73 412,887.14
BAND
CUM.
PERCENTAGE BAND
CUM.
5.42 5.42 215.63 215.63 0.08 5.50 7.59 153.21 0.22 5.72 10.48 100.73 0.57 6.29 31.76 84.22 0.22 6.51 7.69 62.69 0.45 6.96 21.39 55.78 0.43 7.39 18.99 50.15 0.54 7.92 23.84 46.66 0.04 7.96 2.18 42.70 0.53 8.49 43.40 42.75 3.26 11.75 273.30 55.80 2.19 13.94 130.54 61.32 0.16 14.10 11.06 58.39 17.33 31.43 720.02 118.35 2.08 33.50 97.51 116.80 8.15 41.65 56.29 96.50 12.02 53.67 219.55 110.35 39.10 92.78 1,207.70 178.84 4.14 96.91 101.71 173.23 3.09 100.00 78.75 167.04 167.04
Page 182 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
22,052 13,919 11,546 5,674 6,185 3,239 2,417 1,997 1,147 673 478 593 386 532 324 495 380 170 137 79 72,423
F
22,052 35,971 47,517 53,191 59,376 62,615 65,032 67,029 68,176 68,849 69,327 69,920 70,306 70,838 71,162 71,657 72,037 72,207 72,344 72,423
BAND
CUM.
30.45 30.45 19.22 49.67 15.94 65.61 7.83 73.44 8.54 81.99 4.47 86.46 3.34 89.79 2.76 92.55 1.58 94.14 0.93 95.07 0.66 95.73 0.82 96.54 0.53 97.08 0.73 97.81 0.45 98.26 0.68 98.94 0.52 99.47 0.23 99.70 0.19 99.89 0.11 100.00
PERCENTAGE rp
4,119.05 2,621.25 4,354.41 3,727.13 6,152.75 4,465.17 4,540.62 5,245.94 3,763.42 2,708.47 2,370.18 3,431.21 2,847.16 4,179.07 3,325.90 7,399.68 6,076.64 3,684.78 910.28 4,229.84 80,152.97
RP
4,119.05 6,740.31 11,094.72 14,821.85 20,974.61 25,439.77 29,980.39 35,226.33 38,989.75 41,698.22 44,068.41 47,499.62 50,346.78 54,525.85 57,851.75 65,251.43 71,328.07 75,012.85 75,923.13 80,152.97
BAND
CUM.
5.14 5.14 3.27 8.41 5.43 13.84 4.65 18.49 7.68 26.17 5.57 31.74 5.66 37.40 6.54 43.95 4.70 48.64 3.38 52.02 2.96 54.98 4.28 59.26 3.55 62.81 5.21 68.03 4.15 72.18 9.23 81.41 7.58 88.99 4.60 93.59 1.14 94.72 5.28 100.00
PERCENTAGE f
F
29 3 4 5 7 6 10 34 12 8 2 10 6 6 8 13 22 21 11 4 221
BAND
CUM.
PERCENTAGE rp
RP
29 13.12 13.12 2,524.88 2,524.88 32 1.36 14.48 137.68 2,662.56 36 1.81 16.29 118.70 2,781.26 41 2.26 18.55 55.30 2,836.56 48 3.17 21.72 163.20 2,999.76 54 2.71 24.43 80.60 3,080.36 64 4.52 28.96 629.87 3,710.23 98 15.38 44.34 738.60 4,448.83 110 5.43 49.77 755.67 5,204.50 118 3.62 53.39 500.20 5,704.70 120 0.90 54.30 74.07 5,778.77 130 4.52 58.82 7,241.90 13,020.67 136 2.71 61.54 50.75 13,071.43 142 2.71 64.25 621.98 13,693.40 150 3.62 67.87 80.50 13,773.91 163 5.88 73.76 662.56 14,436.46 185 9.95 83.71 27,931.44 42,367.90 206 9.50 93.21 41,223.00 83,590.90 217 4.98 98.19 1,886.98 85,477.88 221 1.81 100.00 42,332.70 127,810.58 127,810.58
BAND
CUM.
PERCENTAGE BAND
1.98 1.98 61.30 0.11 2.08 5.25 0.09 2.18 2.73 0.04 2.22 1.48 0.13 2.35 2.65 0.06 2.41 1.80 0.49 2.90 13.87 0.58 3.48 14.08 0.59 4.07 20.08 0.39 4.46 18.47 0.06 4.52 3.13 5.67 10.19 211.06 0.04 10.23 1.78 0.49 10.71 14.88 0.06 10.78 2.42 0.52 11.30 8.95 21.85 33.15 459.65 32.25 65.40 1,118.74 1.48 66.88 207.30 33.12 100.00 1,000.81
CUM
61.30 39.50 25.07 19.14 14.30 12.11 12.38 12.63 13.35 13.68 13.11 27.41 25.96 25.11 23.81 22.12 59.40 111.44 112.58 159.46 159.46
Page 183 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,195 1,647 1,595 883 978 553 401 290 175 120 56 96 46 64 37 64 42 27 20 1 9,290
F
2,195 3,842 5,437 6,320 7,298 7,851 8,252 8,542 8,717 8,837 8,893 8,989 9,035 9,099 9,136 9,200 9,242 9,269 9,289 9,290
BAND
CUM.
23.63 23.63 17.73 41.36 17.17 58.53 9.50 68.03 10.53 78.56 5.95 84.51 4.32 88.83 3.12 91.95 1.88 93.83 1.29 95.12 0.60 95.73 1.03 96.76 0.50 97.26 0.69 97.94 0.40 98.34 0.69 99.03 0.45 99.48 0.29 99.77 0.22 99.99 0.01 100.00
PERCENTAGE rp
491.71 279.04 476.41 431.63 825.91 672.60 638.86 647.46 523.71 456.31 289.01 447.85 255.09 499.39 286.04 590.06 444.19 321.38 687.65 2.80 9,267.08
RP
491.71 770.75 1,247.16 1,678.79 2,504.70 3,177.30 3,816.15 4,463.61 4,987.32 5,443.63 5,732.64 6,180.49 6,435.57 6,934.97 7,221.01 7,811.06 8,255.25 8,576.63 9,264.28 9,267.08
BAND
5.31 3.01 5.14 4.66 8.91 7.26 6.89 6.99 5.65 4.92 3.12 4.83 2.75 5.39 3.09 6.37 4.79 3.47 7.42 0.03
CUM.
5.31 8.32 13.46 18.12 27.03 34.29 41.18 48.17 53.82 58.74 61.86 66.69 69.45 74.83 77.92 84.29 89.08 92.55 99.97 100.00
PERCENTAGE f
F
14 2 3 1 6 5 0 5 2 0 0 1 2 3 0 2 1 2 6 0 55
BAND
14 16 19 20 26 31 31 36 38 38 38 39 41 44 44 46 47 49 55 55
CUM.
PERCENTAGE rp
RP
25.45 25.45 1,679.86 1,679.86 3.64 29.09 58.41 1,738.27 5.45 34.55 38.65 1,776.91 1.82 36.36 36.92 1,813.83 10.91 47.27 431.27 2,245.09 9.09 56.36 447.93 2,693.02 0.00 56.36 0.00 2,693.02 9.09 65.45 89.03 2,782.06 3.64 69.09 29.58 2,811.64 0.00 69.09 0.00 2,811.64 0.00 69.09 0.00 2,811.64 1.82 70.91 30.05 2,841.69 3.64 74.55 175.03 3,016.72 5.45 80.00 153.98 3,170.69 0.00 80.00 0.00 3,170.69 3.64 83.64 156.55 3,327.24 1.82 85.45 0.00 3,327.24 3.64 89.09 683.71 4,010.96 10.91 100.00 5,001.42 9,012.38 0.00 100.00 0.00 9,012.38 9,012.38
BAND
CUM.
18.64 18.64 0.65 19.29 0.43 19.72 0.41 20.13 4.79 24.91 4.97 29.88 0.00 29.88 0.99 30.87 0.33 31.20 0.00 31.20 0.00 31.20 0.33 31.53 1.94 33.47 1.71 35.18 0.00 35.18 1.74 36.92 0.00 36.92 7.59 44.50 55.50 100.00 0.00 100.00
PERCENTAGE BAND
CUM
341.64 20.93 8.11 8.55 52.22 66.60 0.00 13.75 5.65 0.00 0.00 6.71 68.62 30.83 0.00 26.53 0.00 212.75 727.32 0.00
341.64 225.53 142.48 108.04 89.64 84.76 70.57 62.33 56.38 51.65 49.05 45.98 46.88 45.72 43.91 42.60 40.30 46.77 97.28 97.25 97.25
Page 184 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
21,237 16,610 17,351 10,301 11,412 6,512 4,595 4,089 2,277 1,365 1,064 1,219 859 1,070 705 1,074 847 401 368 133 103,489
F
21,237 37,847 55,198 65,499 76,911 83,423 88,018 92,107 94,384 95,749 96,813 98,032 98,891 99,961 100,666 101,740 102,587 102,988 103,356 103,489
BAND
20.52 16.05 16.77 9.95 11.03 6.29 4.44 3.95 2.20 1.32 1.03 1.18 0.83 1.03 0.68 1.04 0.82 0.39 0.36 0.13
CUM.
20.52 36.57 53.34 63.29 74.32 80.61 85.05 89.00 91.20 92.52 93.55 94.73 95.56 96.59 97.27 98.31 99.13 99.52 99.87 100.00
PERCENTAGE rp
7,047.62 3,213.24 6,366.22 5,992.98 10,064.48 7,810.63 7,873.79 9,541.02 6,948.53 4,992.08 4,927.75 7,290.02 5,831.69 10,804.41 8,230.38 16,449.03 15,956.57 7,051.48 9,192.87 2,970.64 158,555.40
RP
7,047.62 10,260.86 16,627.08 22,620.06 32,684.54 40,495.17 48,368.96 57,909.98 64,858.50 69,850.58 74,778.33 82,068.35 87,900.04 98,704.44 106,934.82 123,383.85 139,340.41 146,391.89 155,584.76 158,555.40
BAND
4.44 2.03 4.02 3.78 6.35 4.93 4.97 6.02 4.38 3.15 3.11 4.60 3.68 6.81 5.19 10.37 10.06 4.45 5.80 1.87
PERCENTAGE
CUM.
f
F
4.44 6.47 10.49 14.27 20.61 25.54 30.51 36.52 40.91 44.05 47.16 51.76 55.44 62.25 67.44 77.82 87.88 92.33 98.13 100.00
13 3 10 3 7 9 8 13 5 3 4 31 6 36 14 13 19 13 24 5
13 16 26 29 36 45 53 66 71 74 78 109 115 151 165 178 197 210 234 239
239
BAND
5.44 1.26 4.18 1.26 2.93 3.77 3.35 5.44 2.09 1.26 1.67 12.97 2.51 15.06 5.86 5.44 7.95 5.44 10.04 2.09
CUM.
PERCENTAGE rp
5.44 7,653.00 6.69 224.53 10.88 502.93 12.13 30.96 15.06 1,053.02 18.83 1,635.19 22.18 87.52 27.62 667.20 29.71 1,220.76 30.96 58.57 32.64 17.41 45.61 10,821.36 48.12 283.44 63.18 4,076.56 69.04 2,754.34 74.48 789.29 82.43 43,992.88 87.87 3,349.72 97.91 19,899.25 100.00 3,573.13 102,691.06
RP
7,653.00 7,877.53 8,380.47 8,411.43 9,464.45 11,099.63 11,187.16 11,854.36 13,075.12 13,133.69 13,151.10 23,972.46 24,255.90 28,332.46 31,086.80 31,876.09 75,868.96 79,218.68 99,117.94 102,691.06
BAND
CUM.
7.45 7.45 0.22 7.67 0.49 8.16 0.03 8.19 1.03 9.22 1.59 10.81 0.09 10.89 0.65 11.54 1.19 12.73 0.06 12.79 0.02 12.81 10.54 23.34 0.28 23.62 3.97 27.59 2.68 30.27 0.77 31.04 42.84 73.88 3.26 77.14 19.38 96.52 3.48 100.00
PERCENTAGE BAND
CUM
108.59 6.99 7.90 0.52 10.46 20.94 1.11 6.99 17.57 1.17 0.35 148.44 4.86 37.73 33.47 4.80 275.70 47.50 216.46 120.28
108.59 76.77 50.40 37.19 28.96 27.41 23.13 20.47 20.16 18.80 17.59 29.21 27.59 28.70 29.07 25.83 54.45 54.11 63.71 64.77 64.77
Page 185 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,765 7,965 6,302 2,058 1,624 491 341 234 118 44 52 49 33 47 26 48 51 19 29 4 25,300
F
5,765 13,730 20,032 22,090 23,714 24,205 24,546 24,780 24,898 24,942 24,994 25,043 25,076 25,123 25,149 25,197 25,248 25,267 25,296 25,300
BAND
CUM.
22.79 22.79 31.48 54.27 24.91 79.18 8.13 87.31 6.42 93.73 1.94 95.67 1.35 97.02 0.92 97.94 0.47 98.41 0.17 98.58 0.21 98.79 0.19 98.98 0.13 99.11 0.19 99.30 0.10 99.40 0.19 99.59 0.20 99.79 0.08 99.87 0.11 99.98 0.02 100.00
PERCENTAGE rp
RP
2,446.89 3,881.90 6,036.87 3,326.74 3,969.92 1,649.89 1,479.29 993.18 780.97 298.23 455.22 369.39 426.08 1,869.76 788.56 774.52 978.61 837.59 463.66 40.73
2,446.89 6,328.80 12,365.66 15,692.40 19,662.33 21,312.22 22,791.51 23,784.69 24,565.66 24,863.89 25,319.11 25,688.50 26,114.58 27,984.34 28,772.90 29,547.43 30,526.04 31,363.63 31,827.29 31,786.56
31,786.56
BAND
7.70 12.21 18.99 10.47 12.49 5.19 4.65 3.12 2.46 0.94 1.43 1.16 1.34 5.88 2.48 2.44 3.08 2.64 1.46 0.13
PERCENTAGE
CUM.
f
7.70 19.91 38.90 49.37 61.86 67.05 71.70 74.83 77.28 78.22 79.65 80.82 82.16 88.04 90.52 92.96 96.03 98.67 100.13 100.00
16 29 21 1 1 1 1 0 1 3 0 1 1 2 0 0 0 1 0 0 79
F
BAND
CUM.
16 20.25 20.25 45 36.71 56.96 66 26.58 83.54 67 1.27 84.81 68 1.27 86.08 69 1.27 87.34 70 1.27 88.61 70 0.00 88.61 71 1.27 89.87 74 3.80 93.67 74 0.00 93.67 75 1.27 94.94 76 1.27 96.20 78 2.53 98.73 78 0.00 98.73 78 0.00 98.73 78 0.00 98.73 79 1.27 100.00 79 0.00 100.00 79 0.00 100.00
PERCENTAGE rp
487.83 1,576.99 1,917.13 180.00 413.10 34.95 9.99 0.00 202.09 227.08 0.00 250.00 1,500.00 143.75 0.00 0.00 0.00 6,659.85 0.00 0.00 13,602.77
RP
487.83 2,064.83 3,981.96 4,161.96 4,575.06 4,610.00 4,619.99 4,619.99 4,822.08 5,049.17 5,049.17 5,299.17 6,799.17 6,942.92 6,942.92 6,942.92 6,942.92 13,602.77 13,602.77 13,602.77
BAND
CUM.
3.59 3.59 11.59 15.18 14.09 29.27 1.32 30.60 3.04 33.63 0.26 33.89 0.07 33.96 0.00 33.96 1.49 35.45 1.67 37.12 0.00 37.12 1.84 38.96 11.03 49.98 1.06 51.04 0.00 51.04 0.00 51.04 0.00 51.04 48.96 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
19.94 40.62 31.76 5.41 10.41 2.12 0.68 0.00 25.88 76.15 0.00 67.68 352.05 7.69 0.00 0.00 0.00 795.12 0.00 0.00
CUM
19.94 32.63 32.20 26.52 23.27 21.63 20.27 19.42 19.63 20.31 19.94 20.63 26.04 24.81 24.13 23.50 22.74 43.37 42.74 42.79 42.79
Page 186 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,354 1,318 1,030 495 508 243 129 92 63 26 18 23 15 16 17 23 14 12 4 3 5,403
F
1,354 2,672 3,702 4,197 4,705 4,948 5,077 5,169 5,232 5,258 5,276 5,299 5,314 5,330 5,347 5,370 5,384 5,396 5,400 5,403
BAND
CUM.
25.06 25.06 24.39 49.45 19.06 68.52 9.16 77.68 9.40 87.08 4.50 91.58 2.39 93.97 1.70 95.67 1.17 96.84 0.48 97.32 0.33 97.65 0.43 98.08 0.28 98.35 0.30 98.65 0.31 98.96 0.43 99.39 0.26 99.65 0.22 99.87 0.07 99.94 0.06 100.00
PERCENTAGE rp
610.52 466.23 787.25 603.26 786.96 614.81 415.21 327.29 321.31 122.47 124.56 292.56 153.99 140.94 185.65 629.85 834.45 364.63 90.36 41.34 7,913.63
RP
610.52 1,076.75 1,864.00 2,467.26 3,254.23 3,869.03 4,284.24 4,611.53 4,932.84 5,055.32 5,179.88 5,472.44 5,626.42 5,767.36 5,953.01 6,582.86 7,417.30 7,781.94 7,872.29 7,913.63
BAND
7.71 5.89 9.95 7.62 9.94 7.77 5.25 4.14 4.06 1.55 1.57 3.70 1.95 1.78 2.35 7.96 10.54 4.61 1.14 0.52
CUM.
7.71 13.61 23.55 31.18 41.12 48.89 54.14 58.27 62.33 63.88 65.46 69.15 71.10 72.88 75.22 83.18 93.73 98.34 99.48 100.00
PERCENTAGE f
2 4 5 1 2 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 16
F
BAND
CUM.
2 6 11 12 14 14 14 14 14 14 14 15 16 16 16 16 16 16 16 16
12.50 25.00 31.25 6.25 12.50 0.00 0.00 0.00 0.00 0.00 0.00 6.25 6.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12.50 37.50 68.75 75.00 87.50 87.50 87.50 87.50 87.50 87.50 87.50 93.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
322.94 217.84 650.50 201.25 418.70 0.00 0.00 0.00 0.00 0.00 0.00 8.90 2,151.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3,971.52
RP
322.94 540.77 1,191.27 1,392.53 1,811.23 1,811.23 1,811.23 1,811.23 1,811.23 1,811.23 1,811.23 1,820.12 3,971.52 3,971.52 3,971.52 3,971.52 3,971.52 3,971.52 3,971.52 3,971.52
BAND
8.13 5.49 16.38 5.07 10.54 0.00 0.00 0.00 0.00 0.00 0.00 0.22 54.17 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
CUM
8.13 52.89 13.62 46.72 30.00 82.63 35.06 33.36 45.61 53.20 45.61 0.00 45.61 0.00 45.61 0.00 45.61 0.00 45.61 0.00 45.61 0.00 45.83 3.04 100.00 1,397.12 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
52.89 50.22 63.91 56.44 55.66 46.81 42.28 39.28 36.72 35.83 34.97 33.26 70.59 68.86 66.71 60.33 53.54 51.04 50.45 50.19 50.19
Page 187 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,360 2,678 2,454 1,135 1,096 609 379 292 162 100 63 76 44 74 46 66 53 46 47 11 12,791
F
3,360 6,038 8,492 9,627 10,723 11,332 11,711 12,003 12,165 12,265 12,328 12,404 12,448 12,522 12,568 12,634 12,687 12,733 12,780 12,791
BAND
CUM.
26.27 26.27 20.94 47.21 19.19 66.39 8.87 75.26 8.57 83.83 4.76 88.59 2.96 91.56 2.28 93.84 1.27 95.11 0.78 95.89 0.49 96.38 0.59 96.97 0.34 97.32 0.58 97.90 0.36 98.26 0.52 98.77 0.41 99.19 0.36 99.55 0.37 99.91 0.09 100.00
PERCENTAGE rp
842.57 618.61 974.46 817.95 1,449.10 1,181.30 945.41 994.00 712.67 528.76 363.29 549.98 448.84 963.06 579.10 1,166.42 877.69 1,454.68 1,674.92 267.25 17,410.06
RP
842.57 1,461.17 2,435.63 3,253.59 4,702.68 5,883.98 6,829.39 7,823.38 8,536.06 9,064.82 9,428.11 9,978.09 10,426.93 11,389.99 11,969.09 13,135.51 14,013.20 15,467.88 17,142.80 17,410.06
BAND
4.84 3.55 5.60 4.70 8.32 6.79 5.43 5.71 4.09 3.04 2.09 3.16 2.58 5.53 3.33 6.70 5.04 8.36 9.62 1.54
PERCENTAGE
CUM.
f
4.84 8.39 13.99 18.69 27.01 33.80 39.23 44.94 49.03 52.07 54.15 57.31 59.89 65.42 68.75 75.45 80.49 88.84 98.46 100.00
15 9 8 2 1 1 0 1 0 0 0 0 1 1 0 1 2 0 3 0 45
F
15 24 32 34 35 36 36 37 37 37 37 37 38 39 39 40 42 42 45 45
BAND
CUM.
33.33 33.33 20.00 53.33 17.78 71.11 4.44 75.56 2.22 77.78 2.22 80.00 0.00 80.00 2.22 82.22 0.00 82.22 0.00 82.22 0.00 82.22 0.00 82.22 2.22 84.44 2.22 86.67 0.00 86.67 2.22 88.89 4.44 93.33 0.00 93.33 6.67 100.00 0.00 100.00
PERCENTAGE rp
338.22 397.94 1,916.25 335.87 380.00 61.75 0.00 2.50 0.00 0.00 0.00 0.00 20.00 50.00 0.00 126.73 1,500.00 0.00 257.42 0.00 5,386.69
RP
338.22 736.16 2,652.41 2,988.28 3,368.28 3,430.04 3,430.04 3,432.54 3,432.54 3,432.54 3,432.54 3,432.54 3,452.54 3,502.54 3,502.54 3,629.27 5,129.27 5,129.27 5,386.69 5,386.69
BAND
CUM.
6.28 6.28 7.39 13.67 35.57 49.24 6.24 55.48 7.05 62.53 1.15 63.68 0.00 63.68 0.05 63.72 0.00 63.72 0.00 63.72 0.00 63.72 0.00 63.72 0.37 64.09 0.93 65.02 0.00 65.02 2.35 67.37 27.85 95.22 0.00 95.22 4.78 100.00 0.00 100.00
PERCENTAGE BAND
CUM
40.14 64.33 196.65 41.06 26.22 5.23 0.00 0.25 0.00 0.00 0.00 0.00 4.46 5.19 0.00 10.87 170.90 0.00 15.37 0.00
40.14 50.38 108.90 91.85 71.62 58.29 50.22 43.88 40.21 37.87 36.41 34.40 33.11 30.75 29.26 27.63 36.60 33.16 31.42 30.94 30.94
Page 188 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,862 3,546 4,071 2,378 2,606 1,243 909 656 345 147 144 153 77 117 60 109 78 45 53 27 19,626
F
2,862 6,408 10,479 12,857 15,463 16,706 17,615 18,271 18,616 18,763 18,907 19,060 19,137 19,254 19,314 19,423 19,501 19,546 19,599 19,626
BAND
CUM.
14.58 14.58 18.07 32.65 20.74 53.39 12.12 65.51 13.28 78.79 6.33 85.12 4.63 89.75 3.34 93.10 1.76 94.85 0.75 95.60 0.73 96.34 0.78 97.12 0.39 97.51 0.60 98.10 0.31 98.41 0.56 98.97 0.40 99.36 0.23 99.59 0.27 99.86 0.14 100.00
PERCENTAGE rp
1,434.57 838.38 1,829.35 1,930.37 3,779.61 2,635.28 2,763.08 2,546.48 1,746.60 784.97 884.71 1,060.77 631.38 1,002.65 650.19 2,107.88 2,355.09 1,551.91 4,877.28 4,241.28 39,651.83
RP
1,434.57 2,272.95 4,102.30 6,032.67 9,812.29 12,447.57 15,210.65 17,757.13 19,503.72 20,288.70 21,173.40 22,234.18 22,865.56 23,868.20 24,518.40 26,626.27 28,981.36 30,533.27 35,410.54 39,651.83
BAND
3.62 2.11 4.61 4.87 9.53 6.65 6.97 6.42 4.40 1.98 2.23 2.68 1.59 2.53 1.64 5.32 5.94 3.91 12.30 10.70
CUM.
3.62 5.73 10.35 15.21 24.75 31.39 38.36 44.78 49.19 51.17 53.40 56.07 57.67 60.19 61.83 67.15 73.09 77.00 89.30 100.00
PERCENTAGE f
10 5 5 4 2 1 0 1 1 0 0 1 0 1 0 1 0 1 0 0 33
F
10 15 20 24 26 27 27 28 29 29 29 30 30 31 31 32 32 33 33 33
BAND
CUM.
30.30 30.30 15.15 45.45 15.15 60.61 12.12 72.73 6.06 78.79 3.03 81.82 0.00 81.82 3.03 84.85 3.03 87.88 0.00 87.88 0.00 87.88 3.03 90.91 0.00 90.91 3.03 93.94 0.00 93.94 3.03 96.97 0.00 96.97 3.03 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
4,352.97 275.47 142.04 274.72 60.92 70.14 0.00 141.38 6.88 0.00 0.00 17.07 0.00 4.83 0.00 70.14 0.00 1,906.10 0.00 0.00 7,322.65
RP
4,352.97 4,628.44 4,770.48 5,045.20 5,106.11 5,176.25 5,176.25 5,317.63 5,324.51 5,324.51 5,324.51 5,341.58 5,341.58 5,346.41 5,346.41 5,416.55 5,416.55 7,322.65 7,322.65 7,322.65
BAND
CUM.
59.45 59.45 3.76 63.21 1.94 65.15 3.75 68.90 0.83 69.73 0.96 70.69 0.00 70.69 1.93 72.62 0.09 72.71 0.00 72.71 0.00 72.71 0.23 72.95 0.00 72.95 0.07 73.01 0.00 73.01 0.96 73.97 0.00 73.97 26.03 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
303.43 32.86 7.76 14.23 1.61 2.66 0.00 5.55 0.39 0.00 0.00 1.61 0.00 0.48 0.00 3.33 0.00 122.82 0.00 0.00
CUM
303.43 203.63 116.29 83.63 52.04 41.58 34.03 29.95 27.30 26.24 25.15 24.02 23.36 22.40 21.81 20.34 18.69 23.98 20.68 18.47 18.47
Page 189 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,227 1,461 1,733 992 1,026 623 433 381 195 110 69 78 46 104 47 51 24 8 19 5 8,632
F
1,227 2,688 4,421 5,413 6,439 7,062 7,495 7,876 8,071 8,181 8,250 8,328 8,374 8,478 8,525 8,576 8,600 8,608 8,627 8,632
BAND
CUM.
14.21 14.21 16.93 31.14 20.08 51.22 11.49 62.71 11.89 74.59 7.22 81.81 5.02 86.83 4.41 91.24 2.26 93.50 1.27 94.78 0.80 95.57 0.90 96.48 0.53 97.01 1.20 98.22 0.54 98.76 0.59 99.35 0.28 99.63 0.09 99.72 0.22 99.94 0.06 100.00
PERCENTAGE rp
RP
836.83 314.00 671.72 641.31 1,182.11 1,262.07 1,325.48 1,311.45 860.72 614.75 443.45 637.08 380.75 1,055.95 338.55 791.15 279.62 153.43 1,121.34 49.41
836.83 1,150.83 1,822.55 2,463.86 3,645.97 4,908.04 6,233.53 7,544.98 8,405.69 9,020.44 9,463.90 10,100.98 10,481.73 11,537.68 11,876.23 12,667.38 12,947.00 13,100.43 14,221.76 14,271.17
14,271.17
BAND
5.86 2.20 4.71 4.49 8.28 8.84 9.29 9.19 6.03 4.31 3.11 4.46 2.67 7.40 2.37 5.54 1.96 1.08 7.86 0.35
CUM.
5.86 8.06 12.77 17.26 25.55 34.39 43.68 52.87 58.90 63.21 66.31 70.78 73.45 80.85 83.22 88.76 90.72 91.80 99.65 100.00
PERCENTAGE f
F
1 1 1 1 0 4 1 3 0 0 0 0 0 1 1 0 0 0 2 0 16
BAND
CUM.
1 6.25 6.25 2 6.25 12.50 3 6.25 18.75 4 6.25 25.00 4 0.00 25.00 8 25.00 50.00 9 6.25 56.25 12 18.75 75.00 12 0.00 75.00 12 0.00 75.00 12 0.00 75.00 12 0.00 75.00 12 0.00 75.00 13 6.25 81.25 14 6.25 87.50 14 0.00 87.50 14 0.00 87.50 14 0.00 87.50 16 12.50 100.00 16 0.00 100.00
PERCENTAGE rp
10.13 3.77 1.25 46.00 0.00 258.18 886.28 1,033.16 0.00 0.00 0.00 0.00 0.00 7.37 2.65 0.00 0.00 0.00 207.50 0.00 2,456.29
RP
10.13 13.90 15.15 61.15 61.15 319.33 1,205.61 2,238.78 2,238.78 2,238.78 2,238.78 2,238.78 2,238.78 2,246.15 2,248.79 2,248.79 2,248.79 2,248.79 2,456.29 2,456.29
BAND
CUM.
0.41 0.41 0.15 0.57 0.05 0.62 1.87 2.49 0.00 2.49 10.51 13.00 36.08 49.08 42.06 91.14 0.00 91.14 0.00 91.14 0.00 91.14 0.00 91.14 0.00 91.14 0.30 91.44 0.11 91.55 0.00 91.55 0.00 91.55 0.00 91.55 8.45 100.00 0.00 100.00
PERCENTAGE BAND
1.21 1.20 0.19 7.17 0.00 20.46 66.86 78.78 0.00 0.00 0.00 0.00 0.00 0.70 0.78 0.00 0.00 0.00 18.50 0.00
CUM
1.21 1.21 0.83 2.48 1.68 6.51 19.34 29.67 26.63 24.82 23.66 22.16 21.36 19.47 18.94 17.75 17.37 17.17 17.27 17.21 17.21
Page 190 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,079 1,150 1,039 565 612 369 244 190 108 67 32 51 22 40 10 22 18 7 2 0 5,627
F
1,079 2,229 3,268 3,833 4,445 4,814 5,058 5,248 5,356 5,423 5,455 5,506 5,528 5,568 5,578 5,600 5,618 5,625 5,627 5,627
BAND
CUM.
PERCENTAGE rp
19.18 19.18 192.65 20.44 39.61 324.13 18.46 58.08 592.95 10.04 68.12 606.02 10.88 78.99 1,030.76 6.56 85.55 960.10 4.34 89.89 805.64 3.38 93.26 791.41 1.92 95.18 560.69 1.19 96.37 394.93 0.57 96.94 225.54 0.91 97.85 489.06 0.39 98.24 204.95 0.71 98.95 438.67 0.18 99.13 211.62 0.39 99.52 362.15 0.32 99.84 298.71 0.12 99.96 171.60 0.04 100.00 23.93 0.00 100.00 0.00 8,685.51
RP
192.65 516.79 1,109.74 1,715.75 2,746.51 3,706.61 4,512.25 5,303.66 5,864.35 6,259.28 6,484.82 6,973.88 7,178.83 7,617.50 7,829.12 8,191.27 8,489.97 8,661.58 8,685.51 8,685.51
BAND
2.22 3.73 6.83 6.98 11.87 11.05 9.28 9.11 6.46 4.55 2.60 5.63 2.36 5.05 2.44 4.17 3.44 1.98 0.28 0.00
CUM.
2.22 5.95 12.78 19.75 31.62 42.68 51.95 61.06 67.52 72.07 74.66 80.29 82.65 87.70 90.14 94.31 97.75 99.72 100.00 100.00
PERCENTAGE f
F
0 0 1 0 3 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 7
BAND
0 0 1 1 4 4 4 5 5 5 6 7 7 7 7 7 7 7 7 7
0.00 0.00 14.29 0.00 42.86 0.00 0.00 14.29 0.00 0.00 14.29 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 14.29 56.25 56.25 14.29 0.00 56.25 57.14 80.37 136.62 57.14 0.00 136.62 57.14 0.00 136.62 71.43 1,052.54 1,189.15 71.43 0.00 1,189.15 71.43 0.00 1,189.15 85.71 2,036.83 3,225.99 100.00 2,671.81 5,897.80 100.00 0.00 5,897.80 100.00 0.00 5,897.80 100.00 0.00 5,897.80 100.00 0.00 5,897.80 100.00 0.00 5,897.80 100.00 0.00 5,897.80 100.00 0.00 5,897.80 100.00 0.00 5,897.80 5,897.80
BAND
0.00 0.00 0.95 0.00 1.36 0.00 0.00 17.85 0.00 0.00 34.54 45.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.95 0.95 2.32 2.32 2.32 20.16 20.16 20.16 54.70 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 9.49 0.00 7.80 0.00 0.00 133.00 0.00 0.00 903.09 546.32 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 5.07 3.28 4.97 3.69 3.03 22.42 20.28 19.00 49.75 84.57 82.16 77.42 75.33 72.00 69.47 68.09 67.90 67.90 67.90
Page 191 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,989 5,081 4,677 2,519 2,296 1,059 694 584 313 150 121 211 119 137 87 93 93 34 31 13 23,301
F
4,989 10,070 14,747 17,266 19,562 20,621 21,315 21,899 22,212 22,362 22,483 22,694 22,813 22,950 23,037 23,130 23,223 23,257 23,288 23,301
BAND
CUM.
21.41 21.41 21.81 43.22 20.07 63.29 10.81 74.10 9.85 83.95 4.54 88.50 2.98 91.48 2.51 93.98 1.34 95.33 0.64 95.97 0.52 96.49 0.91 97.39 0.51 97.91 0.59 98.49 0.37 98.87 0.40 99.27 0.40 99.67 0.15 99.81 0.13 99.94 0.06 100.00
PERCENTAGE rp
759.63 1,374.05 2,310.13 2,309.55 3,276.73 2,217.75 1,817.54 2,066.15 1,351.12 675.98 638.26 1,306.40 1,015.39 1,219.14 935.34 1,513.26 1,767.24 610.84 849.78 744.51 28,758.79
RP
759.63 2,133.68 4,443.81 6,753.35 10,030.08 12,247.83 14,065.38 16,131.52 17,482.65 18,158.63 18,796.89 20,103.29 21,118.68 22,337.82 23,273.16 24,786.42 26,553.66 27,164.50 28,014.29 28,758.79
BAND
2.64 4.78 8.03 8.03 11.39 7.71 6.32 7.18 4.70 2.35 2.22 4.54 3.53 4.24 3.25 5.26 6.15 2.12 2.95 2.59
CUM.
2.64 7.42 15.45 23.48 34.88 42.59 48.91 56.09 60.79 63.14 65.36 69.90 73.43 77.67 80.93 86.19 92.33 94.46 97.41 100.00
PERCENTAGE f
F
4 5 5 1 3 5 2 2 3 1 1 0 1 0 0 0 1 0 1 1 36
4 9 14 15 18 23 25 27 30 31 32 32 33 33 33 33 34 34 35 36
BAND
CUM.
11.11 11.11 13.89 25.00 13.89 38.89 2.78 41.67 8.33 50.00 13.89 63.89 5.56 69.44 5.56 75.00 8.33 83.33 2.78 86.11 2.78 88.89 0.00 88.89 2.78 91.67 0.00 91.67 0.00 91.67 0.00 91.67 2.78 94.44 0.00 94.44 2.78 97.22 2.78 100.00
PERCENTAGE rp
249.97 175.63 177.59 282.25 407.24 774.70 874.23 40.92 20.54 35.00 44.30 0.00 59.08 0.00 0.00 0.00 1.21 0.00 2.50 3,674.40 6,819.54
RP
249.97 425.60 603.18 885.43 1,292.67 2,067.37 2,941.60 2,982.52 3,003.06 3,038.05 3,082.35 3,082.35 3,141.43 3,141.43 3,141.43 3,141.43 3,142.64 3,142.64 3,145.14 6,819.54
BAND
CUM.
3.67 3.67 2.58 6.24 2.60 8.84 4.14 12.98 5.97 18.96 11.36 30.32 12.82 43.13 0.60 43.73 0.30 44.04 0.51 44.55 0.65 45.20 0.00 45.20 0.87 46.07 0.00 46.07 0.00 46.07 0.00 46.07 0.02 46.08 0.00 46.08 0.04 46.12 53.88 100.00
PERCENTAGE BAND
32.91 12.78 7.69 12.22 12.43 34.93 48.10 1.98 1.52 5.18 6.94 0.00 5.82 0.00 0.00 0.00 0.07 0.00 0.29 493.53
CUM
32.91 19.95 13.57 13.11 12.89 16.88 20.91 18.49 17.18 16.73 16.40 15.33 14.88 14.06 13.50 12.67 11.84 11.57 11.23 23.71 23.71
Page 192 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 21
DATA POSITION FROM : TO PROCESSING
01/01/2006
:
15/06/2007
DATE :
15/07/2007
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
604 778 684 378 399 195 133 108 42 23 12 21 9 4 5 8 6 4 0 11 3,424
F
604 1,382 2,066 2,444 2,843 3,038 3,171 3,279 3,321 3,344 3,356 3,377 3,386 3,390 3,395 3,403 3,409 3,413 3,413 3,424
BAND
CUM.
17.64 17.64 22.72 40.36 19.98 60.34 11.04 71.38 11.65 83.03 5.70 88.73 3.88 92.61 3.15 95.77 1.23 96.99 0.67 97.66 0.35 98.01 0.61 98.63 0.26 98.89 0.12 99.01 0.15 99.15 0.23 99.39 0.18 99.56 0.12 99.68 0.00 99.68 0.32 100.00
PERCENTAGE rp
120.56 161.50 365.73 445.96 703.03 477.82 432.66 419.02 219.92 184.28 68.07 125.09 104.94 49.89 31.13 86.61 87.06 112.51 0.00 214.36 4,410.17
RP
120.56 282.06 647.80 1,093.75 1,796.79 2,274.60 2,707.27 3,126.29 3,346.21 3,530.49 3,598.57 3,723.66 3,828.60 3,878.49 3,909.63 3,996.24 4,083.30 4,195.81 4,195.81 4,410.17
BAND
2.73 3.66 8.29 10.11 15.94 10.83 9.81 9.50 4.99 4.18 1.54 2.84 2.38 1.13 0.71 1.96 1.97 2.55 0.00 4.86
CUM.
2.73 6.40 14.69 24.80 40.74 51.58 61.39 70.89 75.87 80.05 81.60 84.43 86.81 87.94 88.65 90.61 92.59 95.14 95.14 100.00
PERCENTAGE f
F
0 2 3 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 6
BAND
0 2 5 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6
0.00 33.33 50.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 33.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 63.61 75.49 199.42 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 338.52
RP
0.00 63.61 139.10 338.52 338.52 338.52 338.52 338.52 338.52 338.52 338.52 338.52 338.52 338.52 338.52 338.52 338.52 338.52 338.52 338.52
BAND
0.00 18.79 22.30 58.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 18.79 41.09 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 39.39 20.64 44.72 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 22.55 21.47 30.95 18.84 14.88 12.50 10.83 10.12 9.59 9.41 9.09 8.84 8.73 8.66 8.47 8.29 8.07 8.07 7.68 7.68
Page 193 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
BALI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,771 2,688 2,920 1,781 2,318 1,525 1,195 969 606 357 250 297 143 244 133 180 134 47 69 18 18,645
F
2,771 5,459 8,379 10,160 12,478 14,003 15,198 16,167 16,773 17,130 17,380 17,677 17,820 18,064 18,197 18,377 18,511 18,558 18,627 18,645
BAND
CUM.
14.86 14.86 14.42 29.28 15.66 44.94 9.55 54.49 12.43 66.92 8.18 75.10 6.41 81.51 5.20 86.71 3.25 89.96 1.91 91.87 1.34 93.22 1.59 94.81 0.77 95.58 1.31 96.88 0.71 97.60 0.97 98.56 0.72 99.28 0.25 99.53 0.37 99.90 0.10 100.00
PERCENTAGE rp
858.21 526.62 1,143.52 1,121.93 2,137.47 1,893.83 2,017.19 2,271.57 1,799.43 1,372.94 1,027.60 1,399.39 1,038.73 1,731.41 1,388.05 1,766.83 4,903.43 783.08 4,379.29 1,094.58 16,089.67
RP
858.21 1,384.83 2,528.35 3,650.28 5,787.76 7,681.59 9,698.78 11,970.35 13,769.77 15,142.71 16,170.31 17,569.70 18,608.44 20,339.84 21,727.90 23,494.72 18,591.29 19,374.38 14,995.09 16,089.67
BAND
5.33 3.27 7.11 6.97 13.28 11.77 12.54 14.12 11.18 8.53 6.39 8.70 6.46 10.76 8.63 10.98 30.48 4.87 27.22 6.80
CUM.
5.33 8.61 15.71 22.69 35.97 47.74 60.28 74.40 85.58 94.11 100.50 109.20 115.65 126.42 135.04 146.02 115.55 120.42 93.20 100.00
PERCENTAGE f
F
4 2 1 3 1 1 5 5 4 2 3 1 2 3 4 5 6 5 5 2 64
4 6 7 10 11 12 17 22 26 28 31 32 34 37 41 46 52 57 62 64
BAND
CUM.
PERCENTAGE rp
6.25 6.25 121.51 3.13 9.38 78.31 1.56 10.94 0.88 4.69 15.63 131.10 1.56 17.19 22.50 1.56 18.75 8.10 7.81 26.56 32.17 7.81 34.38 72.72 6.25 40.63 15,043.39 3.13 43.75 16.19 4.69 48.44 26.92 1.56 50.00 5.50 3.13 53.13 2,710.66 4.69 57.81 273.28 6.25 64.06 6,517.04 7.81 71.88 1,264.07 9.38 81.25 3,040.51 7.81 89.06 1,686.33 7.81 96.88 297.02 3.13 100.00 13.78 31,361.97
RP
121.51 199.82 200.70 331.80 354.30 362.40 394.56 467.28 15,510.67 15,526.87 15,553.79 15,559.29 18,269.95 18,543.22 25,060.26 26,324.33 29,364.84 31,051.16 31,348.19 31,361.97
BAND
CUM.
0.39 0.39 0.25 0.64 0.00 0.64 0.42 1.06 0.07 1.13 0.03 1.16 0.10 1.26 0.23 1.49 47.97 49.46 0.05 49.51 0.09 49.59 0.02 49.61 8.64 58.26 0.87 59.13 20.78 79.91 4.03 83.94 9.69 93.63 5.38 99.01 0.95 99.96 0.04 100.00
PERCENTAGE BAND
CUM
14.16 14.87 0.08 11.69 1.05 0.43 1.59 3.20 836.01 1.18 2.62 0.39 260.96 15.78 469.51 71.54 62.01 215.34 6.78 1.26
14.16 14.43 7.94 9.09 6.12 4.72 4.07 3.90 112.64 102.54 96.19 88.56 98.18 91.17 115.34 112.04 157.95 160.27 209.06 194.92 194.92
Page 194 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,266 1,344 1,164 562 541 294 167 161 95 28 36 30 23 29 11 10 17 11 2 0 5,791
F
1,266 2,610 3,774 4,336 4,877 5,171 5,338 5,499 5,594 5,622 5,658 5,688 5,711 5,740 5,751 5,761 5,778 5,789 5,791 5,791
BAND
CUM.
21.86 21.86 23.21 45.07 20.10 65.17 9.70 74.87 9.34 84.22 5.08 89.29 2.88 92.18 2.78 94.96 1.64 96.60 0.48 97.08 0.62 97.70 0.52 98.22 0.40 98.62 0.50 99.12 0.19 99.31 0.17 99.48 0.29 99.78 0.19 99.97 0.03 100.00 0.00 100.00
PERCENTAGE rp
254.25 288.78 559.75 503.33 711.01 595.60 424.12 560.27 329.72 143.19 269.30 380.79 134.01 301.00 140.58 43.85 256.97 166.71 75.71 0.00 6,138.94
RP
254.25 543.03 1,102.78 1,606.11 2,317.12 2,912.72 3,336.84 3,897.11 4,226.83 4,370.02 4,639.32 5,020.11 5,154.12 5,455.12 5,595.70 5,639.55 5,896.52 6,063.23 6,138.94 6,138.94
BAND
4.14 4.70 9.12 8.20 11.58 9.70 6.91 9.13 5.37 2.33 4.39 6.20 2.18 4.90 2.29 0.71 4.19 2.72 1.23 0.00
PERCENTAGE
CUM.
f
4.14 8.85 17.96 26.16 37.74 47.45 54.36 63.48 68.85 71.19 75.57 81.77 83.96 88.86 91.15 91.87 96.05 98.77 100.00 100.00
1 0 2 2 0 0 1 15 0 0 0 24 0 0 0 0 1 1 0 0 47
F
BAND
CUM.
PERCENTAGE rp
RP
1 2.13 2.13 7.76 7.76 1 0.00 2.13 0.00 7.76 3 4.26 6.38 4.35 12.11 5 4.26 10.64 83.93 96.04 5 0.00 10.64 0.00 96.04 5 0.00 10.64 0.00 96.04 6 2.13 12.77 539.35 635.39 21 31.91 44.68 44.77 680.16 21 0.00 44.68 0.00 680.16 21 0.00 44.68 0.00 680.16 21 0.00 44.68 0.00 680.16 45 51.06 95.74 62.39 742.55 45 0.00 95.74 0.00 742.55 45 0.00 95.74 0.00 742.55 45 0.00 95.74 0.00 742.55 45 0.00 95.74 0.00 742.55 46 2.13 97.87 3,000.00 3,742.55 47 2.13 100.00 9.19 3,751.74 47 0.00 100.00 0.00 3,751.74 47 0.00 100.00 0.00 3,751.74 3,751.74
BAND
CUM.
PERCENTAGE BAND
0.21 0.21 3.05 0.00 0.21 0.00 0.12 0.32 0.78 2.24 2.56 16.68 0.00 2.56 0.00 0.00 2.56 0.00 14.38 16.94 127.17 1.19 18.13 7.99 0.00 18.13 0.00 0.00 18.13 0.00 0.00 18.13 0.00 1.66 19.79 16.38 0.00 19.79 0.00 0.00 19.79 0.00 0.00 19.79 0.00 0.00 19.79 0.00 79.96 99.76 1,167.44 0.24 100.00 5.51 0.00 100.00 0.00 0.00 100.00 0.00
CUM
3.05 1.43 1.10 5.98 4.14 3.30 19.04 17.45 16.09 15.56 14.66 14.79 14.41 13.61 13.27 13.17 63.47 61.88 61.11 61.11 61.11
Page 195 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
NUSA TEGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
557 705 731 411 442 269 156 142 60 36 30 22 11 17 6 10 8 3 2 0 3,618
557 1,262 1,993 2,404 2,846 3,115 3,271 3,413 3,473 3,509 3,539 3,561 3,572 3,589 3,595 3,605 3,613 3,616 3,618 3,618
BAND
CUM.
15.40 15.40 19.49 34.88 20.20 55.09 11.36 66.45 12.22 78.66 7.44 86.10 4.31 90.41 3.92 94.33 1.66 95.99 1.00 96.99 0.83 97.82 0.61 98.42 0.30 98.73 0.47 99.20 0.17 99.36 0.28 99.64 0.22 99.86 0.08 99.94 0.06 100.00 0.00 100.00
PERCENTAGE rp
82.32 190.37 443.98 416.63 789.38 680.42 544.51 580.47 343.49 194.84 257.18 155.69 105.82 115.78 72.54 80.01 90.67 31.09 173.50 0.00 5,348.70
RP
82.32 272.70 716.68 1,133.30 1,922.69 2,603.11 3,147.62 3,728.09 4,071.58 4,266.42 4,523.61 4,679.29 4,785.11 4,900.89 4,973.43 5,053.44 5,144.11 5,175.20 5,348.70 5,348.70
BAND
1.54 3.56 8.30 7.79 14.76 12.72 10.18 10.85 6.42 3.64 4.81 2.91 1.98 2.16 1.36 1.50 1.70 0.58 3.24 0.00
CUM.
1.54 5.10 13.40 21.19 35.95 48.67 58.85 69.70 76.12 79.77 84.57 87.48 89.46 91.63 92.98 94.48 96.17 96.76 100.00 100.00
PERCENTAGE f
F
BAND
CUM.
PERCENTAGE rp
0 1 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0.00 0.00 0.00 1 33.33 33.33 81.16 2 33.33 66.67 9.52 2 0.00 66.67 0.00 2 0.00 66.67 0.00 2 0.00 66.67 0.00 3 33.33 100.00 129.27 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00 3 0.00 100.00 0.00
3
219.95
RP
0.00 81.16 90.69 90.69 90.69 90.69 219.95 219.95 219.95 219.95 219.95 219.95 219.95 219.95 219.95 219.95 219.95 219.95 219.95 219.95
BAND
0.00 36.90 4.33 0.00 0.00 0.00 58.77 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 36.90 41.23 41.23 41.23 41.23 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 42.63 2.15 0.00 0.00 0.00 23.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 29.76 12.65 8.00 4.72 3.48 6.99 5.90 5.40 5.16 4.86 4.70 4.60 4.49 4.42 4.35 4.28 4.25 4.11 4.11 4.11
Page 196 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
140 191 220 123 153 89 76 61 35 18 8 16 7 8 16 13 8 1 4 0 1,187
F
140 331 551 674 827 916 992 1,053 1,088 1,106 1,114 1,130 1,137 1,145 1,161 1,174 1,182 1,183 1,187 1,187
BAND
CUM.
11.79 11.79 16.09 27.89 18.53 46.42 10.36 56.78 12.89 69.67 7.50 77.17 6.40 83.57 5.14 88.71 2.95 91.66 1.52 93.18 0.67 93.85 1.35 95.20 0.59 95.79 0.67 96.46 1.35 97.81 1.10 98.90 0.67 99.58 0.08 99.66 0.34 100.00 0.00 100.00
PERCENTAGE rp
19.19 48.26 127.65 132.46 262.63 207.25 252.52 307.28 176.95 166.44 95.81 163.98 93.61 48.06 116.96 263.81 117.09 24.23 100.51 0.00 2,724.69
RP
19.19 67.45 195.10 327.56 590.19 797.44 1,049.96 1,357.23 1,534.18 1,700.62 1,796.43 1,960.41 2,054.02 2,102.08 2,219.05 2,482.86 2,599.95 2,624.18 2,724.69 2,724.69
BAND
0.70 1.77 4.68 4.86 9.64 7.61 9.27 11.28 6.49 6.11 3.52 6.02 3.44 1.76 4.29 9.68 4.30 0.89 3.69 0.00
CUM.
0.70 2.48 7.16 12.02 21.66 29.27 38.53 49.81 56.31 62.42 65.93 71.95 75.39 77.15 81.44 91.12 95.42 96.31 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 197 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
328 432 583 428 450 299 225 155 95 55 46 45 32 26 18 15 11 7 3 1
328 760 1,343 1,771 2,221 2,520 2,745 2,900 2,995 3,050 3,096 3,141 3,173 3,199 3,217 3,232 3,243 3,250 3,253 3,254
3,254
BAND
CUM.
10.08 10.08 13.28 23.36 17.92 41.27 13.15 54.43 13.83 68.25 9.19 77.44 6.91 84.36 4.76 89.12 2.92 92.04 1.69 93.73 1.41 95.14 1.38 96.53 0.98 97.51 0.80 98.31 0.55 98.86 0.46 99.32 0.34 99.66 0.22 99.88 0.09 99.97 0.03 100.00
PERCENTAGE rp
119.45 128.41 342.83 494.47 879.94 903.02 956.17 870.88 612.59 411.33 371.42 405.57 352.22 287.10 319.61 251.52 198.16 118.42 89.01 0.00 8,112.11
RP
119.45 247.86 590.69 1,085.16 1,965.10 2,868.13 3,824.30 4,695.17 5,307.76 5,719.09 6,090.50 6,496.07 6,848.29 7,135.40 7,455.00 7,706.52 7,904.68 8,023.11 8,112.11 8,112.11
BAND
1.47 1.58 4.23 6.10 10.85 11.13 11.79 10.74 7.55 5.07 4.58 5.00 4.34 3.54 3.94 3.10 2.44 1.46 1.10 0.00
CUM.
1.47 3.06 7.28 13.38 24.22 35.36 47.14 57.88 65.43 70.50 75.08 80.08 84.42 87.96 91.90 95.00 97.44 98.90 100.00 100.00
PERCENTAGE f
F
0 2 2 0 2 0 3 0 0 1 0 0 1 0 0 0 0 0 0 0 11
0 2 4 4 6 6 9 9 9 10 10 10 11 11 11 11 11 11 11 11
BAND
0.00 18.18 18.18 0.00 18.18 0.00 27.27 0.00 0.00 9.09 0.00 0.00 9.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 18.18 118.13 118.13 36.36 140.47 258.60 36.36 0.00 258.60 54.55 262.61 521.21 54.55 0.00 521.21 81.82 1,528.57 2,049.78 81.82 0.00 2,049.78 81.82 0.00 2,049.78 90.91 15.63 2,065.41 90.91 0.00 2,065.41 90.91 0.00 2,065.41 100.00 2,874.20 4,939.61 100.00 0.00 4,939.61 100.00 0.00 4,939.61 100.00 0.00 4,939.61 100.00 0.00 4,939.61 100.00 0.00 4,939.61 100.00 0.00 4,939.61 100.00 0.00 4,939.61 4,939.61
BAND
0.00 2.39 2.84 0.00 5.32 0.00 30.95 0.00 0.00 0.32 0.00 0.00 58.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 2.39 5.24 5.24 10.55 10.55 41.50 41.50 41.50 41.81 41.81 41.81 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 91.99 40.98 0.00 29.84 0.00 159.86 0.00 0.00 3.80 0.00 0.00 816.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 47.66 43.78 23.83 26.52 18.17 53.60 43.66 38.62 36.11 33.91 31.79 72.13 69.23 66.26 64.10 62.49 61.57 60.89 60.89 60.89
Page 198 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
83 100 129 46 76 82 47 61 29 11 7 11 6 3 3 2 1 1 0 0 698
F
BAND
83 183 312 358 434 516 563 624 653 664 671 682 688 691 694 696 697 698 698 698
CUM.
11.89 11.89 14.33 26.22 18.48 44.70 6.59 51.29 10.89 62.18 11.75 73.93 6.73 80.66 8.74 89.40 4.15 93.55 1.58 95.13 1.00 96.13 1.58 97.71 0.86 98.57 0.43 99.00 0.43 99.43 0.29 99.71 0.14 99.86 0.14 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
30.23 19.92 63.66 47.07 133.84 155.12 173.94 312.45 199.67 92.83 74.92 92.40 112.68 35.48 60.07 76.89 2.21 6.06 0.00 0.00 1,689.43
RP
30.23 50.14 113.81 160.88 294.72 449.83 623.78 936.22 1,135.89 1,228.72 1,303.64 1,396.04 1,508.72 1,544.20 1,604.27 1,681.16 1,683.37 1,689.43 1,689.43 1,689.43
BAND
1.79 1.18 3.77 2.79 7.92 9.18 10.30 18.49 11.82 5.49 4.43 5.47 6.67 2.10 3.56 4.55 0.13 0.36 0.00 0.00
CUM.
1.79 2.97 6.74 9.52 17.44 26.63 36.92 55.42 67.24 72.73 77.16 82.63 89.30 91.40 94.96 99.51 99.64 100.00 100.00 100.00
PERCENTAGE f
F
0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 3
BAND
0 0 1 1 1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3
0.00 0.00 33.33 0.00 0.00 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
rp
0.00 0.00 33.33 33.33 33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 0.00 20.00 0.00 0.00 73.70 37.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 131.66
RP
0.00 0.00 20.00 20.00 20.00 93.70 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66
BAND
0.00 0.00 15.19 0.00 0.00 55.97 28.84 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 15.19 15.19 15.19 71.16 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 31.41 0.00 0.00 47.51 21.83 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 17.57 12.43 6.79 20.83 21.11 14.06 11.59 10.72 10.10 9.43 8.73 8.53 8.21 7.83 7.82 7.79 7.79 7.79 7.79
Page 199 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
280 310 400 189 200 118 72 55 32 14 11 13 9 13 6 7 8 0 0 0
280 590 990 1,179 1,379 1,497 1,569 1,624 1,656 1,670 1,681 1,694 1,703 1,716 1,722 1,729 1,737 1,737 1,737 1,737
1,737
BAND
16.12 17.85 23.03 10.88 11.51 6.79 4.15 3.17 1.84 0.81 0.63 0.75 0.52 0.75 0.35 0.40 0.46 0.00 0.00 0.00
CUM.
16.12 33.97 56.99 67.88 79.39 86.18 90.33 93.49 95.34 96.14 96.78 97.52 98.04 98.79 99.14 99.54 100.00 100.00 100.00 100.00
PERCENTAGE rp
31.99 58.85 140.06 140.19 330.63 323.21 248.62 242.94 209.33 66.89 58.37 86.42 79.68 170.95 104.12 169.69 318.54 0.00 0.00 0.00 2,780.47
RP
31.99 90.84 230.90 371.09 701.72 1,024.93 1,273.55 1,516.48 1,725.81 1,792.70 1,851.07 1,937.49 2,017.17 2,188.12 2,292.24 2,461.93 2,780.47 2,780.47 2,780.47 2,780.47
BAND
1.15 2.12 5.04 5.04 11.89 11.62 8.94 8.74 7.53 2.41 2.10 3.11 2.87 6.15 3.74 6.10 11.46 0.00 0.00 0.00
CUM.
1.15 3.27 8.30 13.35 25.24 36.86 45.80 54.54 62.07 64.47 66.57 69.68 72.55 78.70 82.44 88.54 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 3
BAND
0 0 0 0 1 1 1 1 2 2 2 2 3 3 3 3 3 3 3 3
0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 33.33 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 33.33 33.33 33.33 33.33 66.67 66.67 66.67 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 293.56 0.00 0.00 0.00 94.94 0.00 0.00 0.00 4.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 392.99
RP
0.00 0.00 0.00 0.00 293.56 293.56 293.56 293.56 388.49 388.49 388.49 388.49 392.99 392.99 392.99 392.99 392.99 392.99 392.99 392.99
BAND
0.00 0.00 0.00 0.00 74.70 0.00 0.00 0.00 24.16 0.00 0.00 0.00 1.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 74.70 74.70 74.70 74.70 98.85 98.85 98.85 98.85 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 88.79 0.00 0.00 0.00 45.35 0.00 0.00 0.00 5.65 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 41.83 28.64 23.05 19.36 22.51 21.67 20.99 20.05 19.48 17.96 17.14 15.96 14.13 14.13 14.13 14.13 14.13
Page 200 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,687 6,928 9,099 5,562 5,182 2,323 1,545 1,320 784 461 488 566 445 545 364 590 598 271 278 93 44,129
F
6,687 13,615 22,714 28,276 33,458 35,781 37,326 38,646 39,430 39,891 40,379 40,945 41,390 41,935 42,299 42,889 43,487 43,758 44,036 44,129
BAND
CUM.
15.15 15.15 15.70 30.85 20.62 51.47 12.60 64.08 11.74 75.82 5.26 81.08 3.50 84.58 2.99 87.58 1.78 89.35 1.04 90.40 1.11 91.50 1.28 92.78 1.01 93.79 1.24 95.03 0.82 95.85 1.34 97.19 1.36 98.55 0.61 99.16 0.63 99.79 0.21 100.00
PERCENTAGE rp
3,717.14 1,151.08 2,741.69 2,910.97 4,200.76 2,584.63 2,921.85 3,356.13 2,625.44 2,042.95 2,308.44 3,118.91 3,208.32 4,328.03 3,678.37 8,343.18 11,028.03 5,279.91 5,738.01 2,397.38 77,681.21
RP
3,717.14 4,868.22 7,609.92 10,520.89 14,721.65 17,306.27 20,228.12 23,584.25 26,209.69 28,252.63 30,561.08 33,679.99 36,888.31 41,216.33 44,894.71 53,237.89 64,265.91 69,545.82 75,283.83 77,681.21
BAND
4.79 1.48 3.53 3.75 5.41 3.33 3.76 4.32 3.38 2.63 2.97 4.02 4.13 5.57 4.74 10.74 14.20 6.80 7.39 3.09
PERCENTAGE
CUM.
f
4.79 6.27 9.80 13.54 18.95 22.28 26.04 30.36 33.74 36.37 39.34 43.36 47.49 53.06 57.79 68.53 82.73 89.53 96.91 100.00
30 10 17 17 12 5 5 8 3 5 6 6 6 18 13 17 26 21 27 69 321
F
30 40 57 74 86 91 96 104 107 112 118 124 130 148 161 178 204 225 252 321
BAND
9.35 3.12 5.30 5.30 3.74 1.56 1.56 2.49 0.93 1.56 1.87 1.87 1.87 5.61 4.05 5.30 8.10 6.54 8.41 21.50
CUM.
9.35 12.46 17.76 23.05 26.79 28.35 29.91 32.40 33.33 34.89 36.76 38.63 40.50 46.11 50.16 55.45 63.55 70.09 78.50 100.00
PERCENTAGE rp
RP
12,022.72 12,022.72 152.81 12,175.52 603.01 12,778.53 9,826.22 22,604.74 719.75 23,324.49 435.11 23,759.60 233.71 23,993.31 1,614.06 25,607.37 529.90 26,137.28 916.73 27,054.01 4,223.57 31,277.58 1,393.63 32,671.21 7,884.25 40,555.46 11,994.66 52,550.11 7,976.05 60,526.16 4,524.27 65,050.43 33,360.27 98,410.70 12,891.26 111,301.97 46,443.22 157,745.19 59,524.78 217,269.97 217,269.97
BAND
CUM.
PERCENTAGE BAND
5.53 5.53 323.44 0.07 5.60 13.28 0.28 5.88 21.99 4.52 10.40 337.56 0.33 10.74 17.13 0.20 10.94 16.83 0.11 11.04 8.00 0.74 11.79 48.09 0.24 12.03 20.18 0.42 12.45 44.87 1.94 14.40 182.96 0.64 15.04 44.68 3.63 18.67 245.74 5.52 24.19 277.14 3.67 27.86 216.84 2.08 29.94 54.23 15.35 45.29 302.50 5.93 51.23 244.16 21.38 72.60 809.40 27.40 100.00 2,482.91
CUM
323.44 250.10 167.92 214.86 158.44 137.29 118.61 108.58 99.72 95.76 102.34 97.00 109.94 127.50 134.82 122.19 153.13 160.04 209.53 279.69 279.69
Page 201 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
316 307 411 237 259 137 91 74 34 16 16 16 14 14 12 6 7 11 6 3
316 623 1,034 1,271 1,530 1,667 1,758 1,832 1,866 1,882 1,898 1,914 1,928 1,942 1,954 1,960 1,967 1,978 1,984 1,987
1,987
BAND
CUM.
15.90 15.90 15.45 31.35 20.68 52.04 11.93 63.97 13.03 77.00 6.89 83.90 4.58 88.48 3.72 92.20 1.71 93.91 0.81 94.72 0.81 95.52 0.81 96.33 0.70 97.03 0.70 97.74 0.60 98.34 0.30 98.64 0.35 98.99 0.55 99.55 0.30 99.85 0.15 100.00
PERCENTAGE rp
115.59 62.12 169.49 175.64 337.41 239.19 194.61 242.29 147.86 66.59 75.90 54.45 73.53 156.09 73.95 55.58 41.80 291.39 30.36 44.22 2,648.05
RP
115.59 177.70 347.19 522.83 860.24 1,099.43 1,294.04 1,536.33 1,684.18 1,750.78 1,826.68 1,881.13 1,954.66 2,110.75 2,184.70 2,240.28 2,282.08 2,573.46 2,603.83 2,648.05
BAND
4.36 2.35 6.40 6.63 12.74 9.03 7.35 9.15 5.58 2.51 2.87 2.06 2.78 5.89 2.79 2.10 1.58 11.00 1.15 1.67
CUM.
4.36 6.71 13.11 19.74 32.49 41.52 48.87 58.02 63.60 66.12 68.98 71.04 73.81 79.71 82.50 84.60 86.18 97.18 98.33 100.00
PERCENTAGE f
F
0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
CUM.
0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 51.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 51.01
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 51.01 100.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00 51.01 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 29.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 9.76 5.93 4.64 3.94 3.32 3.03 2.91 2.79 2.71 2.61 2.42 2.33 2.28 2.24 1.98 1.96 1.93 1.93
Page 202 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
276 336 358 154 158 95 72 59 28 16 23 14 9 2 6 0 2 1 0 1
276 612 970 1,124 1,282 1,377 1,449 1,508 1,536 1,552 1,575 1,589 1,598 1,600 1,606 1,606 1,608 1,609 1,609 1,610
1,610
BAND
CUM.
17.14 17.14 20.87 38.01 22.24 60.25 9.57 69.81 9.81 79.63 5.90 85.53 4.47 90.00 3.66 93.66 1.74 95.40 0.99 96.40 1.43 97.83 0.87 98.70 0.56 99.25 0.12 99.38 0.37 99.75 0.00 99.75 0.12 99.88 0.06 99.94 0.00 99.94 0.06 100.00
PERCENTAGE rp
32.44 58.71 150.55 109.65 184.04 186.42 201.47 215.62 147.05 88.80 119.00 137.08 137.47 13.65 116.88 0.00 45.40 2.51 0.00 23.93 1,970.67
RP
32.44 91.15 241.71 351.35 535.40 721.81 923.29 1,138.91 1,285.96 1,374.75 1,493.75 1,630.83 1,768.30 1,781.95 1,898.83 1,898.83 1,944.23 1,946.74 1,946.74 1,970.67
BAND
1.65 2.98 7.64 5.56 9.34 9.46 10.22 10.94 7.46 4.51 6.04 6.96 6.98 0.69 5.93 0.00 2.30 0.13 0.00 1.21
CUM.
1.65 4.63 12.27 17.83 27.17 36.63 46.85 57.79 65.25 69.76 75.80 82.76 89.73 90.42 96.35 96.35 98.66 98.79 98.79 100.00
PERCENTAGE f
F
2 0 2 1 0 0 2 0 0 0 0 0 0 0 0 0 0 0 0 0 7
BAND
2 2 4 5 5 5 7 7 7 7 7 7 7 7 7 7 7 7 7 7
28.57 0.00 28.57 14.29 0.00 0.00 28.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
28.57 28.57 57.14 71.43 71.43 71.43 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
1.69 0.00 170.59 11.68 0.00 0.00 991.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,175.84
RP
1.69 1.69 172.28 183.97 183.97 183.97 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84 1,175.84
BAND
0.14 0.00 14.51 0.99 0.00 0.00 84.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.14 0.14 14.65 15.65 15.65 15.65 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
5.22 0.00 113.31 10.65 0.00 0.00 492.31 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
5.22 1.86 71.28 52.36 34.36 25.49 127.35 103.24 91.44 85.53 78.72 72.10 66.50 65.99 61.92 61.92 60.48 60.40 60.40 59.67 59.67
Page 203 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,601 1,739 2,460 1,642 1,701 698 393 341 196 110 84 89 65 99 77 88 83 59 38 26 11,589
F
1,601 3,340 5,800 7,442 9,143 9,841 10,234 10,575 10,771 10,881 10,965 11,054 11,119 11,218 11,295 11,383 11,466 11,525 11,563 11,589
BAND
CUM.
13.81 13.81 15.01 28.82 21.23 50.05 14.17 64.22 14.68 78.89 6.02 84.92 3.39 88.31 2.94 91.25 1.69 92.94 0.95 93.89 0.72 94.62 0.77 95.38 0.56 95.94 0.85 96.80 0.66 97.46 0.76 98.22 0.72 98.94 0.51 99.45 0.33 99.78 0.22 100.00
PERCENTAGE rp
1,246.31 331.32 1,105.51 1,371.59 2,286.60 1,398.54 1,032.01 1,287.37 854.22 656.40 488.39 569.36 549.87 887.82 575.42 1,250.72 1,514.00 1,417.97 2,870.58 249.96 21,943.94
RP
1,246.31 1,577.63 2,683.13 4,054.73 6,341.33 7,739.87 8,771.88 10,059.25 10,913.47 11,569.87 12,058.25 12,627.61 13,177.47 14,065.29 14,640.71 15,891.42 17,405.42 18,823.40 21,693.98 21,943.94
BAND
5.68 1.51 5.04 6.25 10.42 6.37 4.70 5.87 3.89 2.99 2.23 2.59 2.51 4.05 2.62 5.70 6.90 6.46 13.08 1.14
CUM.
5.68 7.19 12.23 18.48 28.90 35.27 39.97 45.84 49.73 52.72 54.95 57.54 60.05 64.10 66.72 72.42 79.32 85.78 98.86 100.00
PERCENTAGE f
F
9 0 2 1 0 0 0 0 1 0 1 0 1 1 2 0 5 6 2 1 32
9 9 11 12 12 12 12 12 13 13 14 14 15 16 18 18 23 29 31 32
BAND
28.13 0.00 6.25 3.13 0.00 0.00 0.00 0.00 3.13 0.00 3.13 0.00 3.13 3.13 6.25 0.00 15.63 18.75 6.25 3.13
CUM.
28.13 28.13 34.38 37.50 37.50 37.50 37.50 37.50 40.63 40.63 43.75 43.75 46.88 50.00 56.25 56.25 71.88 90.63 96.88 100.00
PERCENTAGE rp
231.95 0.00 94.10 55.00 0.00 0.00 0.00 0.00 46.79 0.00 13.29 0.00 1.24 5,470.76 52.28 0.00 1,788.48 528.52 4,005.96 911.79 13,200.16
RP
231.95 231.95 326.05 381.05 381.05 381.05 381.05 381.05 427.84 427.84 441.13 441.13 442.37 5,913.13 5,965.41 5,965.41 7,753.89 8,282.41 12,288.36 13,200.16
BAND
CUM.
1.76 1.76 0.00 1.76 0.71 2.47 0.42 2.89 0.00 2.89 0.00 2.89 0.00 2.89 0.00 2.89 0.35 3.24 0.00 3.24 0.10 3.34 0.00 3.34 0.01 3.35 41.44 44.80 0.40 45.19 0.00 45.19 13.55 58.74 4.00 62.74 30.35 93.09 6.91 100.00
PERCENTAGE BAND
18.61 0.00 8.51 4.01 0.00 0.00 0.00 0.00 5.48 0.00 2.72 0.00 0.23 616.20 9.09 0.00 118.13 37.27 139.55 364.77
CUM
18.61 14.70 12.15 9.40 6.01 4.92 4.34 3.79 3.92 3.70 3.66 3.49 3.36 42.04 40.75 37.54 44.55 44.00 56.64 60.15 60.15
Page 204 of 204
GRAFIK
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 3920101 Ext.3163/3164 Fax No.: 3911432
Growth Of Policy From 2003-2006
800,000
750,000
700,000
650,000
600,000
550,000
Number of policy
500,000
UY 2003
450,000
UY 2004 UY 2005 400,000
UY 2006
350,000
300,000
250,000
200,000
150,000
100,000
50,000
0 20
21
22
23
24
25
26
27
28
Occupation code
29
30
31
32
40
Growth Of Premium From 2003-2006
1,000,000.00
900,000.00
800,000.00 UY 2003
Premium ( in million Rp)
UY 2004 700,000.00
UY 2005 UY 2006
600,000.00
500,000.00
400,000.00
300,000.00
200,000.00
100,000.00
0.00 20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth of Number Claim From 2003-2006 3,500
3,000
2,500
UY 2003 UY 2004 UY 2005
Number of Claim
UY 2006
2,000
1,500
1,000
500
0
20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth Of Claim From 2003-2006 600,000.00
500,000.00
UY 2003 UY 2004 400,000.00
UY 2005
Claim Incurred ( in million rupiah )
UY 2006
300,000.00
200,000.00
100,000.00
0.00 20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth of Loss Ratio From 2003-2006 1,000
900
800
UY 2003
700
UY 2004 UY 2005 UY 2006
% Ratio
600
500
400
300
200
100
0 20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth Of Policy From 2003-2006 200,000
175,000
UY 2003 UY 2004 UY 2005 UY 2006
Number of policy
150,000
125,000
100,000
75,000
50,000
25,000
0 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth Of Premium From 2003-2006
600,000.00
Premium
( in million Rp)
500,000.00
400,000.00
UY 2003 UY 2004
300,000.00
UY 2005 UY 2006
200,000.00
100,000.00
0.00 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth of Number Claim From 2003-2006 1,800 1,700 1,600 1,500 1,400
UY 2003 UY 2004 UY 2005 UY 2006
1,300
Number of Claim
1,200 1,100 1,000 900 800 700 600 500 400 300 200 100 0 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth Of Claim From 2003-2006 900,000.00
800,000.00
Claim Incurred ( in million rupiah )
700,000.00
UY 2003 UY 2004 UY 2005 UY 2006
600,000.00
500,000.00
400,000.00
300,000.00
200,000.00
100,000.00
0.00 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth of Loss Ratio From 2003-2006 1,100
1,000
900
UY 2003 UY 2004 UY 2005 UY 2006
800
% Ratio
700
600
500
400
300
200
100
0 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
RISK AND LOSS PROFILE FOR OCCUPATION CODE : 2201 23001 2465 281 29313
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 2201
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
Sheet rolling mills and foil making plants forging works
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
46 30 44 22 53 31 33 24 28 17 13 18 9 13 8 22 25 7 4 0 447
46 76 120 142 195 226 259 283 311 328 341 359 368 381 389 411 436 443 447 447
BAND
CUM.
10.29 10.29 6.71 17.00 9.84 26.85 4.92 31.77 11.86 43.62 6.94 50.56 7.38 57.94 5.37 63.31 6.26 69.57 3.80 73.38 2.91 76.29 4.03 80.31 2.01 82.33 2.91 85.23 1.79 87.02 4.92 91.95 5.59 97.54 1.57 99.11 0.89 100.00 0.00 100.00
PERCENTAGE rp
18.64 10.60 15.55 10.94 41.38 35.10 48.89 68.80 81.07 65.46 61.01 63.98 61.35 97.81 114.87 267.47 731.88 741.90 571.55 0.00 3,108.25
RP
18.64 29.23 44.79 55.73 97.11 132.21 181.10 249.90 330.97 396.43 457.44 521.42 582.77 680.58 795.45 1,062.92 1,794.80 2,536.71 3,108.25 3,108.25
BAND
0.60 0.34 0.50 0.35 1.33 1.13 1.57 2.21 2.61 2.11 1.96 2.06 1.97 3.15 3.70 8.61 23.55 23.87 18.39 0.00
CUM.
0.60 0.94 1.44 1.79 3.12 4.25 5.83 8.04 10.65 12.75 14.72 16.78 18.75 21.90 25.59 34.20 57.74 81.61 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 2 1 0 0 4
BAND
CUM.
0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 25.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 3 50.00 75.00 4 25.00 100.00 4 0.00 100.00 4 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 8.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.33 110.57 0.00 0.00 121.93
RP
0.00 0.00 0.00 0.00 0.00 8.03 8.03 8.03 8.03 8.03 8.03 8.03 8.03 8.03 8.03 8.03 11.36 121.93 121.93 121.93
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.58 6.58 0.00 6.58 0.00 6.58 0.00 6.58 0.00 6.58 0.00 6.58 0.00 6.58 0.00 6.58 0.00 6.58 0.00 6.58 0.00 6.58 2.73 9.31 90.69 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 0.00 22.87 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.45 14.90 0.00 0.00
0.00 0.00 0.00 0.00 0.00 6.07 4.43 3.21 2.43 2.02 1.75 1.54 1.38 1.18 1.01 0.76 0.63 4.81 3.92 3.92 3.92
Page 1 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 23001
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
14 7 9 3 5 13 20 13 15 11 14 22 3 28 18 29 42 20 32 8 326
14 21 30 33 38 51 71 84 99 110 124 146 149 177 195 224 266 286 318 326
BAND
CUM.
4.29 4.29 2.15 6.44 2.76 9.20 0.92 10.12 1.53 11.66 3.99 15.64 6.13 21.78 3.99 25.77 4.60 30.37 3.37 33.74 4.29 38.04 6.75 44.79 0.92 45.71 8.59 54.29 5.52 59.82 8.90 68.71 12.88 81.60 6.13 87.73 9.82 97.55 2.45 100.00
PERCENTAGE rp
RP
80.40 80.40 2.10 82.50 3.29 85.78 1.56 87.35 4.47 91.82 16.71 108.53 35.25 143.78 42.55 186.32 69.12 255.45 42.17 297.61 72.10 369.71 116.23 485.93 26.08 512.01 241.99 754.01 191.96 945.96 588.55 1,534.51 1,462.97 2,997.48 1,635.32 4,632.80 4,297.26 8,930.06 1,573.32 10,503.39 10,503.39
BAND
0.77 0.02 0.03 0.01 0.04 0.16 0.34 0.41 0.66 0.40 0.69 1.11 0.25 2.30 1.83 5.60 13.93 15.57 40.91 14.98
CUM.
0.77 0.79 0.82 0.83 0.87 1.03 1.37 1.77 2.43 2.83 3.52 4.63 4.87 7.18 9.01 14.61 28.54 44.11 85.02 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 1 0 0 0 0 0 0 1 0 6 0 1 0 9
BAND
0 0 0 0 0 0 0 1 1 1 1 1 1 1 2 2 8 8 9 9
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 0.00 11.11 11.11 22.22 0.00 22.22 66.67 88.89 0.00 88.89 11.11 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.12 0.00 356.74 0.00 178.47 0.00 585.32
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.12 50.12 406.85 406.85 585.32 585.32
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.54 8.54 0.00 8.54 0.00 8.54 0.00 8.54 0.00 8.54 0.00 8.54 0.00 8.54 0.02 8.56 0.00 8.56 60.95 69.51 0.00 69.51 30.49 100.00 0.00 100.00
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 117.51 0.00 0.00 0.00 0.00 0.00 0.00 0.06 0.00 24.38 0.00 4.15 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 26.83 19.57 16.80 13.52 10.29 9.77 6.63 5.30 3.27 13.57 8.78 6.55 5.57 5.57
Page 2 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 2465
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
Garment factories (konfeksi)
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
469 25 673 75 150 1,014 711 250 912 400 495 625 355 875 276 1,250 180 1,750 88 2,250 71 2,750 93 3,500 71 4,500 97 6,250 67 8,750 124 15,000 104 35,000 38 75,000 28 300,000 8 5,874
F
469 1,142 2,156 2,867 3,779 4,274 4,629 4,905 5,085 5,173 5,244 5,337 5,408 5,505 5,572 5,696 5,800 5,838 5,866 5,874
BAND
CUM.
7.98 7.98 11.46 19.44 17.26 36.70 12.10 48.81 15.53 64.33 8.43 72.76 6.04 78.80 4.70 83.50 3.06 86.57 1.50 88.07 1.21 89.27 1.58 90.86 1.21 92.07 1.65 93.72 1.14 94.86 2.11 96.97 1.77 98.74 0.65 99.39 0.48 99.86 0.14 100.00
PERCENTAGE rp
1,060.01 264.83 689.05 766.29 1,408.15 1,125.68 1,177.65 1,080.37 1,054.59 643.57 468.98 790.39 768.65 1,215.00 1,256.07 3,867.16 3,998.14 2,510.57 1,889.31 369.97 25,664.49
RP
1,060.01 1,324.84 2,013.89 2,780.18 4,188.32 5,314.00 6,491.66 7,572.02 8,626.61 9,270.18 9,739.16 10,529.55 11,298.20 12,513.20 13,769.28 17,636.44 21,634.57 24,145.14 26,034.46 25,664.49
BAND
4.13 1.03 2.68 2.99 5.49 4.39 4.59 4.21 4.11 2.51 1.83 3.08 3.00 4.73 4.89 15.07 15.58 9.78 7.36 1.44
CUM.
4.13 5.16 7.85 10.83 16.32 20.71 25.29 29.50 33.61 36.12 37.95 41.03 44.02 48.76 53.65 68.72 84.30 94.08 101.44 100.00
PERCENTAGE f
F
BAND
CUM.
PERCENTAGE rp
4 4 2 7 3 2 0 3 0 0 2 1 3 1 2 3 9 3 9 0
4 6.90 6.90 317.62 8 6.90 13.79 182.96 10 3.45 17.24 127.50 17 12.07 29.31 509.43 20 5.17 34.48 0.63 22 3.45 37.93 486.82 22 0.00 37.93 0.00 25 5.17 43.10 310.27 25 0.00 43.10 0.00 25 0.00 43.10 0.00 27 3.45 46.55 269.79 28 1.72 48.28 7.20 31 5.17 53.45 174.96 32 1.72 55.17 8.50 34 3.45 58.62 270.97 37 5.17 63.79 7,221.33 46 15.52 79.31 838.65 49 5.17 84.48 43.09 58 15.52 100.00 435.95 58 0.00 100.00 0.00
58
11,205.67
RP
317.62 500.58 628.08 1,137.51 1,138.14 1,624.96 1,624.96 1,935.22 1,935.22 1,935.22 2,205.02 2,212.22 2,387.18 2,395.68 2,666.65 9,887.98 10,726.63 10,769.72 11,205.67 11,205.67
BAND
CUM.
2.83 2.83 1.63 4.47 1.14 5.61 4.55 10.15 0.01 10.16 4.34 14.50 0.00 14.50 2.77 17.27 0.00 17.27 0.00 17.27 2.41 19.68 0.06 19.74 1.56 21.30 0.08 21.38 2.42 23.80 64.44 88.24 7.48 95.73 0.38 96.11 3.89 100.00 0.00 100.00
PERCENTAGE BAND
CUM
29.96 69.09 18.50 66.48 0.04 43.25 0.00 28.72 0.00 0.00 57.53 0.91 22.76 0.70 21.57 186.73 20.98 1.72 23.07 0.00
29.96 37.78 31.19 40.91 27.17 30.58 25.03 25.56 22.43 20.88 22.64 21.01 21.13 19.15 19.37 56.07 49.58 44.60 43.04 43.66 43.66
Page 3 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 281
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
Conventional power station buildings with bolier houses
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
6 2 0 0 4 1 2 3 4 4 6 4 2 4 2 10 13 2 1 2 72
BAND
6 8 8 8 12 13 15 18 22 26 32 36 38 42 44 54 67 69 70 72
CUM.
8.33 8.33 2.78 11.11 0.00 11.11 0.00 11.11 5.56 16.67 1.39 18.06 2.78 20.83 4.17 25.00 5.56 30.56 5.56 36.11 8.33 44.44 5.56 50.00 2.78 52.78 5.56 58.33 2.78 61.11 13.89 75.00 18.06 93.06 2.78 95.83 1.39 97.22 2.78 100.00
PERCENTAGE rp
89.36 0.13 0.00 0.00 3.08 0.41 0.79 1.88 6.76 4.89 16.73 8.35 4.50 14.12 10.09 61.62 502.73 165.96 5.96 4,493.50 5,390.88
RP
89.36 89.49 89.49 89.49 92.57 92.99 93.77 95.66 102.41 107.31 124.04 132.40 136.90 151.02 161.11 222.73 725.46 891.42 897.38 5,390.88
BAND
1.66 0.00 0.00 0.00 0.06 0.01 0.01 0.03 0.13 0.09 0.31 0.15 0.08 0.26 0.19 1.14 9.33 3.08 0.11 83.35
CUM.
1.66 1.66 1.66 1.66 1.72 1.72 1.74 1.77 1.90 1.99 2.30 2.46 2.54 2.80 2.99 4.13 13.46 16.54 16.65 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 00.00
RP
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 4 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2003 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2003
OCCUPATION CODE
: 29313
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2003
:
15/06/2007
:
15/07/2007
Departemen stores supermakets shopping center to warranty C
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
F
25 4,093 4,093 75 2,165 6,258 150 2,263 8,521 977 9,498 250 900 10,398 400 472 10,870 625 333 11,203 875 339 11,542 1,250 184 11,726 1,750 144 11,870 2,250 99 11,969 2,750 99 12,068 3,500 86 12,154 4,500 159 12,313 6,250 103 12,416 8,750 245 12,661 15,000 179 12,840 35,000 82 12,922 75,000 72 12,994 300,000 12 13,006 13,006
BAND
CUM.
PERCENTAGE rp
RP
31.47 31.47 3,872.57 3,872.57 16.65 48.12 897.06 4,769.63 17.40 65.52 1,538.30 6,307.93 7.51 73.03 1,375.43 7,683.36 6.92 79.95 1,944.87 9,628.23 3.63 83.58 1,308.39 10,936.62 2.56 86.14 1,506.52 12,443.14 2.61 88.74 1,570.93 14,014.07 1.41 90.16 1,158.00 15,172.07 1.11 91.27 1,011.16 16,183.23 0.76 92.03 979.29 17,162.52 0.76 92.79 1,495.93 18,658.44 0.66 93.45 1,117.16 19,775.60 1.22 94.67 2,667.67 22,443.27 0.79 95.46 2,453.18 24,896.45 1.88 97.35 8,239.43 33,135.88 1.38 98.72 11,144.74 44,280.62 0.63 99.35 9,932.52 54,213.14 0.55 99.91 14,551.76 68,764.90 0.09 100.00 5,222.33 73,987.23 73,987.23
BAND
5.23 1.21 2.08 1.86 2.63 1.77 2.04 2.12 1.57 1.37 1.32 2.02 1.51 3.61 3.32 11.14 15.06 13.42 19.67 7.06
PERCENTAGE
CUM.
f
5.23 6.45 8.53 10.38 13.01 14.78 16.82 18.94 20.51 21.87 23.20 25.22 26.73 30.33 33.65 44.79 59.85 73.27 92.94 100.00
14 10 17 5 10 9 4 1 4 2 3 2 4 9 6 17 14 7 10 2 150
F
BAND
CUM.
14 9.33 9.33 24 6.67 16.00 41 11.33 27.33 46 3.33 30.67 56 6.67 37.33 65 6.00 43.33 69 2.67 46.00 70 0.67 46.67 74 2.67 49.33 76 1.33 50.67 79 2.00 52.67 81 1.33 54.00 85 2.67 56.67 94 6.00 62.67 100 4.00 66.67 117 11.33 78.00 131 9.33 87.33 138 4.67 92.00 148 6.67 98.67 150 1.33 100.00
PERCENTAGE rp
7,275.53 435.42 1,436.05 256.04 1,907.47 402.92 870.58 18.66 468.98 451.78 223.85 2,907.90 6,059.65 4,539.82 8,199.30 306.13 1,020.52 323.81 142.66 178.96 37,426.02
RP
7,275.53 7,710.95 9,147.01 9,403.05 11,310.52 11,713.44 12,584.02 12,602.67 13,071.65 13,523.43 13,747.28 16,655.19 22,714.83 27,254.65 35,453.95 35,760.08 36,780.60 37,104.41 37,247.07 37,426.02
BAND
CUM.
19.44 19.44 1.16 20.60 3.84 24.44 0.68 25.12 5.10 30.22 1.08 31.30 2.33 33.62 0.05 33.67 1.25 34.93 1.21 36.13 0.60 36.73 7.77 44.50 16.19 60.69 12.13 72.82 21.91 94.73 0.82 95.55 2.73 98.28 0.87 99.14 0.38 99.52 0.48 100.00
PERCENTAGE BAND
CUM
187.87 48.54 93.35 18.62 98.08 30.79 57.79 1.19 40.50 44.68 22.86 194.39 542.42 170.18 334.23 3.72 9.16 3.26 0.98 3.43
187.87 161.67 145.01 122.38 117.47 107.10 101.13 89.93 86.16 83.56 80.10 89.26 114.86 121.44 142.41 107.92 83.06 68.44 54.17 50.58 50.58
Page 5 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 2201
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
Sheet rolling mills and foil making plants forging works
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
38 36 50 24 42 31 32 29 24 12 17 19 23 10 7 16 22 11 9 1 453
38 74 124 148 190 221 253 282 306 318 335 354 377 387 394 410 432 443 452 453
BAND
CUM.
8.39 8.39 7.95 16.34 11.04 27.37 5.30 32.67 9.27 41.94 6.84 48.79 7.06 55.85 6.40 62.25 5.30 67.55 2.65 70.20 3.75 73.95 4.19 78.15 5.08 83.22 2.21 85.43 1.55 86.98 3.53 90.51 4.86 95.36 2.43 97.79 1.99 99.78 0.22 100.00
PERCENTAGE rp
67.36 6.52 15.29 8.80 29.64 52.14 46.41 73.09 2,573.57 54.90 406.35 135.88 242.09 76.09 78.63 237.14 629.00 844.54 577.07 7.76 6,162.28
RP
67.36 73.88 89.18 97.98 127.62 179.77 226.18 299.27 2,872.84 2,927.74 3,334.09 3,469.97 3,712.05 3,788.14 3,866.78 4,103.92 4,732.92 5,577.46 6,154.52 6,162.28
BAND
1.09 0.11 0.25 0.14 0.48 0.85 0.75 1.19 41.76 0.89 6.59 2.21 3.93 1.23 1.28 3.85 10.21 13.70 9.36 0.13
CUM.
1.09 1.20 1.45 1.59 2.07 2.92 3.67 4.86 46.62 47.51 54.10 56.31 60.24 61.47 62.75 66.60 76.80 90.51 99.87 100.00
PERCENTAGE f
0 0 0 0 0 1 0 0 0 0 0 1 1 2 0 2 4 0 2 0 13
F
BAND
CUM.
0 0 0 0 0 1 1 1 1 1 1 2 3 5 5 7 11 11 13 13
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.69 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 7.69 15.38 7.69 23.08 15.38 38.46 0.00 38.46 15.38 53.85 30.77 84.62 0.00 84.62 15.38 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 7.21 0.00 0.00 0.00 0.00 0.00 179.08 71.17 96.16 0.00 51.19 23.67 0.00 888.56 0.00 1,317.04
RP
0.00 0.00 0.00 0.00 0.00 7.21 7.21 7.21 7.21 7.21 7.21 186.28 257.46 353.62 353.62 404.81 428.48 428.48 1,317.04 1,317.04
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.55 0.55 0.00 0.55 0.00 0.55 0.00 0.55 0.00 0.55 0.00 0.55 13.60 14.14 5.40 19.55 7.30 26.85 0.00 26.85 3.89 30.74 1.80 32.53 0.00 32.53 67.47 100.00 0.00 100.00
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 0.00 13.82 0.00 0.00 0.00 0.00 0.00 131.79 29.40 126.37 0.00 21.59 3.76 0.00 153.98 0.00
0.00 0.00 0.00 0.00 0.00 4.01 3.19 2.41 0.25 0.25 0.22 5.37 6.94 9.33 9.14 9.86 9.05 7.68 21.40 21.37 21.37
Page 6 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 23001
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
19 4 7 6 10 12 17 19 14 14 16 22 5 36 22 37 38 24 28 8 358
19 23 30 36 46 58 75 94 108 122 138 160 165 201 223 260 298 322 350 358
BAND
CUM.
5.31 5.31 1.12 6.42 1.96 8.38 1.68 10.06 2.79 12.85 3.35 16.20 4.75 20.95 5.31 26.26 3.91 30.17 3.91 34.08 4.47 38.55 6.15 44.69 1.40 46.09 10.06 56.15 6.15 62.29 10.34 72.63 10.61 83.24 6.70 89.94 7.82 97.77 2.23 100.00
PERCENTAGE rp
RP
412.64 412.64 0.47 413.11 2.08 415.20 2.19 417.38 5.51 422.90 14.97 437.87 26.14 464.01 99.51 563.52 51.47 614.98 60.98 675.96 52.05 728.01 121.81 849.82 43.40 893.22 188.43 1,081.65 280.74 1,362.39 585.45 1,947.84 1,271.82 3,219.66 1,614.07 4,833.73 3,521.77 8,355.50 2,067.29 10,422.79 10,422.79
BAND
3.96 0.00 0.02 0.02 0.05 0.14 0.25 0.95 0.49 0.59 0.50 1.17 0.42 1.81 2.69 5.62 12.20 15.49 33.79 19.83
CUM.
3.96 3.96 3.98 4.00 4.06 4.20 4.45 5.41 5.90 6.49 6.98 8.15 8.57 10.38 13.07 18.69 30.89 46.38 80.17 100.00
PERCENTAGE f
F
2 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 2 1 1 0 7
BAND
2 2 2 2 2 2 2 2 2 2 2 3 3 3 3 3 5 6 7 7
CUM.
PERCENTAGE rp
28.57 28.57 89.67 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 14.29 42.86 17.63 0.00 42.86 0.00 0.00 42.86 0.00 0.00 42.86 0.00 0.00 42.86 0.00 28.57 71.43 67.36 14.29 85.71 237.21 14.29 100.00 1,734.72 0.00 100.00 0.00 2,146.59
RP
89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 107.30 107.30 107.30 107.30 107.30 174.65 411.87 2,146.59 2,146.59
BAND
CUM.
4.18 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.82 5.00 0.00 5.00 0.00 5.00 0.00 5.00 0.00 5.00 3.14 8.14 11.05 19.19 80.81 100.00 0.00 100.00
PERCENTAGE BAND
CUM
21.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.47 0.00 0.00 0.00 0.00 5.30 14.70 49.26 0.00
21.73 21.71 21.60 21.48 21.20 20.48 19.33 15.91 14.58 13.27 12.32 12.63 12.01 9.92 7.88 5.51 5.42 8.52 25.69 20.60 20.60
Page 7 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 2465
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
Garment factories (konfeksi)
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
552 684 992 733 890 532 439 304 202 101 111 84 73 105 90 153 76 42 34 11 6,208
F
552 1,236 2,228 2,961 3,851 4,383 4,822 5,126 5,328 5,429 5,540 5,624 5,697 5,802 5,892 6,045 6,121 6,163 6,197 6,208
BAND
CUM.
8.89 8.89 11.02 19.91 15.98 35.89 11.81 47.70 14.34 62.03 8.57 70.60 7.07 77.67 4.90 82.57 3.25 85.82 1.63 87.45 1.79 89.24 1.35 90.59 1.18 91.77 1.69 93.46 1.45 94.91 2.46 97.37 1.22 98.60 0.68 99.28 0.55 99.82 0.18 100.00
PERCENTAGE rp
1,384.58 257.78 841.27 743.09 1,229.28 1,182.85 1,276.47 1,307.10 1,098.96 579.11 738.91 677.91 767.03 1,663.56 1,146.32 3,273.03 2,141.80 2,197.18 1,286.23 279.30 24,071.75
RP
1,384.58 1,642.35 2,483.62 3,226.71 4,455.98 5,638.84 6,915.31 8,222.41 9,321.37 9,900.48 10,639.39 11,317.30 12,084.34 13,747.90 14,894.22 18,167.25 20,309.05 22,506.22 23,792.45 24,071.75
BAND
5.75 1.07 3.49 3.09 5.11 4.91 5.30 5.43 4.57 2.41 3.07 2.82 3.19 6.91 4.76 13.60 8.90 9.13 5.34 1.16
CUM.
5.75 6.82 10.32 13.40 18.51 23.43 28.73 34.16 38.72 41.13 44.20 47.01 50.20 57.11 61.87 75.47 84.37 93.50 98.84 100.00
PERCENTAGE f
F
5 0 3 1 3 1 3 6 2 3 2 1 1 7 5 8 7 9 5 0 72
BAND
CUM.
5 6.94 6.94 5 0.00 6.94 8 4.17 11.11 9 1.39 12.50 12 4.17 16.67 13 1.39 18.06 16 4.17 22.22 22 8.33 30.56 24 2.78 33.33 27 4.17 37.50 29 2.78 40.28 30 1.39 41.67 31 1.39 43.06 38 9.72 52.78 43 6.94 59.72 51 11.11 70.83 58 9.72 80.56 67 12.50 93.06 72 6.94 100.00 72 0.00 100.00
PERCENTAGE rp
136.11 0.00 93.41 230.88 22.50 9.22 1,453.98 2,175.82 1,320.46 2,740.58 11.77 133.39 1.82 24,400.33 71.88 2,078.21 855.42 108.02 3,923.68 0.00 39,767.48
RP
136.11 136.11 229.52 460.41 482.91 492.13 1,946.11 4,121.92 5,442.38 8,182.95 8,194.73 8,328.11 8,329.93 32,730.26 32,802.14 34,880.35 35,735.77 35,843.79 39,767.48 39,767.48
BAND
CUM.
PERCENTAGE BAND
CUM
0.34 0.34 9.83 0.00 0.34 0.00 0.23 0.58 11.10 0.58 1.16 31.07 0.06 1.21 1.83 0.02 1.24 0.78 3.66 4.89 113.91 5.47 10.37 166.46 3.32 13.69 120.15 6.89 20.58 473.24 0.03 20.61 1.59 0.34 20.94 19.68 0.00 20.95 0.24 61.36 82.30 1,466.75 0.18 82.48 6.27 5.23 87.71 63.49 2.15 89.86 39.94 0.27 90.13 4.92 9.87 100.00 305.05 0.00 100.00 0.00
9.83 8.29 9.24 14.27 10.84 8.73 28.14 50.13 58.39 82.65 77.02 73.59 68.93 238.07 220.23 192.00 175.96 159.26 167.14 165.20 165.20
Page 8 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 281
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
Conventional power station buildings with bolier houses
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
8 2 3 0 4 0 8 5 5 2 5 12 4 6 2 14 11 1 9 0 101
8 10 13 13 17 17 25 30 35 37 42 54 58 64 66 80 91 92 101 101
BAND
CUM.
7.92 7.92 1.98 9.90 2.97 12.87 0.00 12.87 3.96 16.83 0.00 16.83 7.92 24.75 4.95 29.70 4.95 34.65 1.98 36.63 4.95 41.58 11.88 53.47 3.96 57.43 5.94 63.37 1.98 65.35 13.86 79.21 10.89 90.10 0.99 91.09 8.91 100.00 0.00 100.00
PERCENTAGE rp
92.64 0.13 9.45 0.00 3.08 0.00 4.10 15.25 6.35 7.15 12.13 24.32 20.63 37.36 333.59 159.74 107.45 5.62 190.30 0.00 1,029.29
RP
92.64 92.77 102.22 102.22 105.30 105.30 109.40 124.65 131.00 138.15 150.28 174.61 195.23 232.59 566.18 725.92 833.37 838.99 1,029.29 1,029.29
BAND
9.00 0.01 0.92 0.00 0.30 0.00 0.40 1.48 0.62 0.69 1.18 2.36 2.00 3.63 32.41 15.52 10.44 0.55 18.49 0.00
CUM.
9.00 9.01 9.93 9.93 10.23 10.23 10.63 12.11 12.73 13.42 14.60 16.96 18.97 22.60 55.01 70.53 80.97 81.51 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1
BAND
CUM.
0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.00 100.00 1 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 149.47 0.00 149.47
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 149.47 100.00 100.00 149.47 0.00 100.00
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 78.54 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.52 14.52 14.52
Page 9 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 29313
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2007
:
15/07/2007
Departemen stores supermakets shopping center to warranty C
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
4,294 2,345 2,167 1,012 1,070 489 481 348 196 112 98 139 168 235 100 162 169 56 63 11
4,294 6,639 8,806 9,818 10,888 11,377 11,858 12,206 12,402 12,514 12,612 12,751 12,919 13,154 13,254 13,416 13,585 13,641 13,704 13,715
13,715
BAND
CUM.
31.31 31.31 17.10 48.41 15.80 64.21 7.38 71.59 7.80 79.39 3.57 82.95 3.51 86.46 2.54 89.00 1.43 90.43 0.82 91.24 0.71 91.96 1.01 92.97 1.22 94.20 1.71 95.91 0.73 96.64 1.18 97.82 1.23 99.05 0.41 99.46 0.46 99.92 0.08 100.00
PERCENTAGE rp
5,291.26 910.67 1,449.24 1,185.68 3,628.12 1,183.56 1,710.82 1,519.18 1,281.88 944.92 928.06 1,598.53 1,832.85 3,925.63 2,726.85 4,068.68 6,582.37 5,822.27 6,730.75 1,662.46 54,983.77
RP
5,291.26 6,201.93 7,651.17 8,836.85 12,464.97 13,648.53 15,359.35 16,878.52 18,160.40 19,105.32 20,033.39 21,631.91 23,464.76 27,390.40 30,117.25 34,185.93 40,768.29 46,590.57 53,321.31 54,983.77
BAND
9.62 1.66 2.64 2.16 6.60 2.15 3.11 2.76 2.33 1.72 1.69 2.91 3.33 7.14 4.96 7.40 11.97 10.59 12.24 3.02
PERCENTAGE
CUM.
f
9.62 11.28 13.92 16.07 22.67 24.82 27.93 30.70 33.03 34.75 36.44 39.34 42.68 49.82 54.77 62.17 74.15 84.74 96.98 100.00
19 4 8 4 4 4 4 6 3 0 4 4 3 11 8 5 9 10 4 3 117
F
BAND
CUM.
19 16.24 16.24 23 3.42 19.66 31 6.84 26.50 35 3.42 29.91 39 3.42 33.33 43 3.42 36.75 47 3.42 40.17 53 5.13 45.30 56 2.56 47.86 56 0.00 47.86 60 3.42 51.28 64 3.42 54.70 67 2.56 57.26 78 9.40 66.67 86 6.84 73.50 91 4.27 77.78 100 7.69 85.47 110 8.55 94.02 114 3.42 97.44 117 2.56 100.00
PERCENTAGE rp
4,819.12 265.45 754.76 104.14 155.09 26.92 2,116.31 66.94 1,226.98 0.00 1,835.04 3,371.07 15.30 900.54 332.82 17.62 562.88 1,963.72 20,495.08 210.82 39,240.60
RP
4,819.12 5,084.57 5,839.33 5,943.47 6,098.56 6,125.49 8,241.80 8,308.73 9,535.72 9,535.72 11,370.76 14,741.82 14,757.12 15,657.66 15,990.48 16,008.10 16,570.97 18,534.70 39,029.78 39,240.60
BAND
CUM.
12.28 12.28 0.68 12.96 1.92 14.88 0.27 15.15 0.40 15.54 0.07 15.61 5.39 21.00 0.17 21.17 3.13 24.30 0.00 24.30 4.68 28.98 8.59 37.57 0.04 37.61 2.29 39.90 0.85 40.75 0.04 40.79 1.43 42.23 5.00 47.23 52.23 99.46 0.54 100.00
PERCENTAGE BAND
91.08 29.15 52.08 8.78 4.27 2.27 123.70 4.41 95.72 0.00 197.73 210.89 0.83 22.94 12.21 0.43 8.55 33.73 304.50 12.68
CUM
91.08 81.98 76.32 67.26 48.93 44.88 53.66 49.23 52.51 49.91 56.76 68.15 62.89 57.16 53.09 46.83 40.65 39.78 73.20 71.37 71.37
Page 10 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 2201
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
Sheet rolling mills and foil making plants forging works
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
58 47 59 33 43 40 43 43 32 25 18 24 19 25 13 35 47 19 11 0 634
58 105 164 197 240 280 323 366 398 423 441 465 484 509 522 557 604 623 634 634
BAND
CUM.
9.15 9.15 7.41 16.56 9.31 25.87 5.21 31.07 6.78 37.85 6.31 44.16 6.78 50.95 6.78 57.73 5.05 62.78 3.94 66.72 2.84 69.56 3.79 73.34 3.00 76.34 3.94 80.28 2.05 82.33 5.52 87.85 7.41 95.27 3.00 98.26 1.74 100.00 0.00 100.00
PERCENTAGE rp
75.32 4.85 15.97 11.61 71.08 34.33 67.84 82.60 84.64 74.26 60.16 110.44 141.55 121.72 98.24 435.97 779.81 551.80 702.34 0.00 3,524.54
RP
75.32 80.17 96.14 107.75 178.83 213.16 281.00 363.60 448.23 522.50 582.66 693.10 834.65 956.37 1,054.61 1,490.58 2,270.39 2,822.20 3,524.54 3,524.54
BAND
2.14 0.14 0.45 0.33 2.02 0.97 1.92 2.34 2.40 2.11 1.71 3.13 4.02 3.45 2.79 12.37 22.13 15.66 19.93 0.00
CUM.
2.14 2.27 2.73 3.06 5.07 6.05 7.97 10.32 12.72 14.82 16.53 19.66 23.68 27.13 29.92 42.29 64.42 80.07 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 1 1 0 5
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 1 2 2 3 4 5 5
CUM.
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 67.03 20.00 40.00 29.70 0.00 40.00 0.00 20.00 60.00 16.60 20.00 80.00 3,000.00 20.00 100.00 2.59 0.00 100.00 0.00 3,115.92
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 67.03 96.73 96.73 113.33 3,113.33 3,115.92 3,115.92
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.15 2.15 0.95 3.10 0.00 3.10 0.53 3.64 96.28 99.92 0.08 100.00 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 55.07 30.23 0.00 2.13 543.67 0.37 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.01 9.17 6.49 4.99 110.32 88.41 88.41 88.41
Page 11 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 23001
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
31 6 16 13 30 16 17 22 24 14 20 30 9 55 23 41 72 28 40 4 511
31 37 53 66 96 112 129 151 175 189 209 239 248 303 326 367 439 467 507 511
BAND
CUM.
6.07 6.07 1.17 7.24 3.13 10.37 2.54 12.92 5.87 18.79 3.13 21.92 3.33 25.24 4.31 29.55 4.70 34.25 2.74 36.99 3.91 40.90 5.87 46.77 1.76 48.53 10.76 59.30 4.50 63.80 8.02 71.82 14.09 85.91 5.48 91.39 7.83 99.22 0.78 100.00
PERCENTAGE rp
594.44 11.40 3.51 25.62 16.25 10.08 3.72 35.31 87.36 39.61 32.38 73.84 51.48 296.77 183.43 428.04 1,955.29 690.74 763.41 120.98 5,423.64
RP
594.44 605.84 609.35 634.97 651.22 661.29 665.02 700.32 787.68 827.29 859.67 933.51 984.99 1,281.76 1,465.20 1,893.23 3,848.52 4,539.26 5,302.66 5,423.64
BAND
10.96 0.21 0.06 0.47 0.30 0.19 0.07 0.65 1.61 0.73 0.60 1.36 0.95 5.47 3.38 7.89 36.05 12.74 14.08 2.23
CUM.
10.96 11.17 11.23 11.71 12.01 12.19 12.26 12.91 14.52 15.25 15.85 17.21 18.16 23.63 27.02 34.91 70.96 83.69 97.77 100.00
PERCENTAGE f
F
BAND
CUM.
PERCENTAGE rp
1 0 0 0 0 0 0 0 1 0 0 1 0 2 1 4 1 1 3 0
1 6.67 6.67 631.32 1 0.00 6.67 0.00 1 0.00 6.67 0.00 1 0.00 6.67 0.00 1 0.00 6.67 0.00 1 0.00 6.67 0.00 1 0.00 6.67 0.00 1 0.00 6.67 0.00 2 6.67 13.33 2.20 2 0.00 13.33 0.00 2 0.00 13.33 0.00 3 6.67 20.00 1.92 3 0.00 20.00 0.00 5 13.33 33.33 463.20 6 6.67 40.00 437.28 10 26.67 66.67 3,614.11 11 6.67 73.33 183.72 12 6.67 80.00 29.96 15 20.00 100.00 154.63 15 0.00 100.00 0.00
15
5,518.34
RP
631.32 631.32 631.32 631.32 631.32 631.32 631.32 631.32 633.52 633.52 633.52 635.44 635.44 1,098.64 1,535.92 5,150.03 5,333.75 5,363.71 5,518.34 5,518.34
BAND
CUM.
11.44 11.44 0.00 11.44 0.00 11.44 0.00 11.44 0.00 11.44 0.00 11.44 0.00 11.44 0.00 11.44 0.04 11.48 0.00 11.48 0.00 11.48 0.03 11.51 0.00 11.51 8.39 19.91 7.92 27.83 65.49 93.33 3.33 96.66 0.54 97.20 2.80 100.00 0.00 100.00
PERCENTAGE BAND
106.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.52 0.00 0.00 2.60 0.00 156.08 238.39 844.35 9.40 4.34 20.26 0.00
CUM
106.20 104.21 103.61 99.42 96.94 95.47 94.93 90.15 80.43 76.58 73.69 68.07 64.51 85.71 104.83 272.02 138.59 118.16 104.07 101.75 101.75
Page 12 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 2465
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
Garment factories (konfeksi)
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
603 25 745 75 150 1,206 778 250 967 400 614 625 477 875 349 1,250 235 1,750 129 2,250 101 2,750 116 3,500 88 4,500 104 6,250 68 8,750 159 15,000 108 35,000 44 75,000 37 300,000 8 6,936
F
603 1,348 2,554 3,332 4,299 4,913 5,390 5,739 5,974 6,103 6,204 6,320 6,408 6,512 6,580 6,739 6,847 6,891 6,928 6,936
BAND
CUM.
8.69 8.69 10.74 19.43 17.39 36.82 11.22 48.04 13.94 61.98 8.85 70.83 6.88 77.71 5.03 82.74 3.39 86.13 1.86 87.99 1.46 89.45 1.67 91.12 1.27 92.39 1.50 93.89 0.98 94.87 2.29 97.16 1.56 98.72 0.63 99.35 0.53 99.88 0.12 100.00
PERCENTAGE rp
747.95 270.93 793.16 795.60 1,420.34 1,342.90 1,400.03 1,366.15 1,173.19 767.87 662.07 852.09 772.61 1,130.96 956.02 3,167.22 3,029.34 1,506.83 2,634.82 1,548.78 26,338.86
RP
747.95 1,018.88 1,812.04 2,607.63 4,027.97 5,370.87 6,770.90 8,137.05 9,310.24 10,078.11 10,740.18 11,592.27 12,364.88 13,495.84 14,451.86 17,619.09 20,648.43 22,155.26 24,790.08 26,338.86
BAND
2.84 1.03 3.01 3.02 5.39 5.10 5.32 5.19 4.45 2.92 2.51 3.24 2.93 4.29 3.63 12.02 11.50 5.72 10.00 5.88
PERCENTAGE
CUM.
f
F
2.84 3.87 6.88 9.90 15.29 20.39 25.71 30.89 35.35 38.26 40.78 44.01 46.95 51.24 54.87 66.89 78.40 84.12 94.12 100.00
5 0 6 2 3 1 0 4 0 2 0 9 1 4 2 7 5 10 4 0
5 7.69 7.69 5 0.00 7.69 11 9.23 16.92 13 3.08 20.00 16 4.62 24.62 17 1.54 26.15 17 0.00 26.15 21 6.15 32.31 21 0.00 32.31 23 3.08 35.38 23 0.00 35.38 32 13.85 49.23 33 1.54 50.77 37 6.15 56.92 39 3.08 60.00 46 10.77 70.77 51 7.69 78.46 61 15.38 93.85 65 6.15 100.00 65 0.00 100.00
65
BAND
CUM.
PERCENTAGE rp
48.25 0.00 647.10 135.74 258.13 18.00 0.00 1,743.38 0.00 1,907.89 0.00 3,642.58 29.09 810.59 156.72 409.10 2,593.87 855.04 1,075.41 0.00 14,330.89
RP
48.25 48.25 695.35 831.09 1,089.23 1,107.23 1,107.23 2,850.61 2,850.61 4,758.50 4,758.50 8,401.07 8,430.16 9,240.75 9,397.47 9,806.57 12,400.44 13,255.48 14,330.89 14,330.89
BAND
CUM.
0.34 0.34 0.00 0.34 4.52 4.85 0.95 5.80 1.80 7.60 0.13 7.73 0.00 7.73 12.17 19.89 0.00 19.89 13.31 33.20 0.00 33.20 25.42 58.62 0.20 58.83 5.66 64.48 1.09 65.57 2.85 68.43 18.10 86.53 5.97 92.50 7.50 100.00 0.00 100.00
PERCENTAGE BAND
6.45 0.00 81.59 17.06 18.17 1.34 0.00 127.61 0.00 248.46 0.00 427.49 3.77 71.67 16.39 12.92 85.62 56.74 40.82 0.00
CUM
6.45 4.74 38.37 31.87 27.04 20.62 16.35 35.03 30.62 47.22 44.31 72.47 68.18 68.47 65.03 55.66 60.06 59.83 57.81 54.41 54.41
Page 13 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 281
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
Conventional power station buildings with bolier houses
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
2 2 3 0 6 1 4 8 0 1 4 12 0 5 1 16 5 2 7 3 82
BAND
2 4 7 7 13 14 18 26 26 27 31 43 43 48 49 65 70 72 79 82
CUM.
2.44 2.44 2.44 4.88 3.66 8.54 0.00 8.54 7.32 15.85 1.22 17.07 4.88 21.95 9.76 31.71 0.00 31.71 1.22 32.93 4.88 37.80 14.63 52.44 0.00 52.44 6.10 58.54 1.22 59.76 19.51 79.27 6.10 85.37 2.44 87.80 8.54 96.34 3.66 100.00
PERCENTAGE rp
0.53 0.13 9.83 0.00 4.32 0.47 5.02 7.32 0.00 0.62 5.51 19.50 0.00 15.56 0.25 140.85 93.61 158.00 98.87 47.77 608.17
RP
0.53 0.66 10.49 10.49 14.81 15.28 20.30 27.62 27.62 28.24 33.75 53.25 53.25 68.81 69.06 209.92 303.52 461.53 560.40 608.17
BAND
0.09 0.02 1.62 0.00 0.71 0.08 0.83 1.20 0.00 0.10 0.91 3.21 0.00 2.56 0.04 23.16 15.39 25.98 16.26 7.85
CUM.
0.09 0.11 1.72 1.72 2.44 2.51 3.34 4.54 4.54 4.64 5.55 8.76 8.76 11.31 11.36 34.52 49.91 75.89 92.15 100.00
PERCENTAGE f
F
0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 3 0 0 4
BAND
CUM.
0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 25.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 4 75.00 100.00 4 0.00 100.00 4 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 10.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 123.05 0.00 0.00 133.15
RP
0.00 0.00 0.00 0.00 0.00 0.00 10.09 10.09 10.09 10.09 10.09 10.09 10.09 10.09 10.09 10.09 10.09 133.15 133.15 133.15
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.58 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 0.00 7.58 92.42 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 201.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 77.88 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 49.73 36.55 36.55 35.75 29.91 18.96 18.96 14.67 14.62 4.81 3.33 28.85 23.76 21.89 21.89
Page 14 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 29313
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2007
:
15/07/2007
Departemen stores supermakets shopping center to warranty C
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
3,918 2,344 1,997 1,081 1,254 600 523 353 391 130 196 154 138 203 157 287 198 71 73 13
3,918 6,262 8,259 9,340 10,594 11,194 11,717 12,070 12,461 12,591 12,787 12,941 13,079 13,282 13,439 13,726 13,924 13,995 14,068 14,081
14,081
BAND
CUM.
27.82 27.82 16.65 44.47 14.18 58.65 7.68 66.33 8.91 75.24 4.26 79.50 3.71 83.21 2.51 85.72 2.78 88.50 0.92 89.42 1.39 90.81 1.09 91.90 0.98 92.88 1.44 94.33 1.11 95.44 2.04 97.48 1.41 98.89 0.50 99.39 0.52 99.91 0.09 100.00
PERCENTAGE rp
1,668.86 803.86 1,397.23 1,286.69 1,958.01 1,242.22 1,540.44 1,372.48 1,814.67 881.06 927.39 1,394.14 1,400.94 2,568.54 2,328.87 5,872.61 5,574.29 3,888.69 5,008.29 100.84 43,030.11
RP
1,668.86 2,472.71 3,869.94 5,156.63 7,114.64 8,356.86 9,897.29 11,269.77 13,084.44 13,965.50 14,892.89 16,287.03 17,687.98 20,256.52 22,585.39 28,458.00 34,032.29 37,920.98 42,929.27 43,030.11
BAND
3.88 1.87 3.25 2.99 4.55 2.89 3.58 3.19 4.22 2.05 2.16 3.24 3.26 5.97 5.41 13.65 12.95 9.04 11.64 0.23
PERCENTAGE
CUM.
f
3.88 5.75 8.99 11.98 16.53 19.42 23.00 26.19 30.41 32.46 34.61 37.85 41.11 47.08 52.49 66.14 79.09 88.13 99.77 100.00
23 18 25 20 37 17 14 7 3 1 3 6 3 8 10 5 23 6 24 2 255
F
BAND
CUM.
23 9.02 9.02 41 7.06 16.08 66 9.80 25.88 86 7.84 33.73 123 14.51 48.24 140 6.67 54.90 154 5.49 60.39 161 2.75 63.14 164 1.18 64.31 165 0.39 64.71 168 1.18 65.88 174 2.35 68.24 177 1.18 69.41 185 3.14 72.55 195 3.92 76.47 200 1.96 78.43 223 9.02 87.45 229 2.35 89.80 253 9.41 99.22 255 0.78 100.00
PERCENTAGE rp
3,648.92 1,056.16 3,331.93 3,938.42 10,663.31 7,061.63 11,254.51 3,199.97 5,375.53 1,777.05 3,759.35 4,423.46 133.17 184.43 90.19 75.39 547.85 103.59 1,563.90 578.83 62,767.58
RP
3,648.92 4,705.08 8,037.01 11,975.43 22,638.74 29,700.37 40,954.88 44,154.85 49,530.37 51,307.42 55,066.76 59,490.23 59,623.40 59,807.83 59,898.02 59,973.41 60,521.26 60,624.85 62,188.75 62,767.58
BAND
CUM.
5.81 5.81 1.68 7.50 5.31 12.80 6.27 19.08 16.99 36.07 11.25 47.32 17.93 65.25 5.10 70.35 8.56 78.91 2.83 81.74 5.99 87.73 7.05 94.78 0.21 94.99 0.29 95.28 0.14 95.43 0.12 95.55 0.87 96.42 0.17 96.59 2.49 99.08 0.92 100.00
PERCENTAGE BAND
218.65 131.39 238.47 306.09 544.60 568.47 730.60 233.15 296.23 201.69 405.37 317.29 9.51 7.18 3.87 1.28 9.83 2.66 31.23 574.01
CUM
218.65 190.28 207.68 232.23 318.20 355.40 413.80 391.80 378.54 367.39 369.75 365.26 337.08 295.25 265.21 210.74 177.83 159.87 144.86 145.87 145.87
Page 15 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 2201
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
Sheet rolling mills and foil making plants forging works
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
79 51 56 27 59 38 40 56 34 36 17 24 25 43 19 63 48 45 41 8 809
79 130 186 213 272 310 350 406 440 476 493 517 542 585 604 667 715 760 801 809
BAND
CUM.
9.77 9.77 6.30 16.07 6.92 22.99 3.34 26.33 7.29 33.62 4.70 38.32 4.94 43.26 6.92 50.19 4.20 54.39 4.45 58.84 2.10 60.94 2.97 63.91 3.09 67.00 5.32 72.31 2.35 74.66 7.79 82.45 5.93 88.38 5.56 93.94 5.07 99.01 0.99 100.00
PERCENTAGE rp
93.19 14.93 16.14 8.95 51.20 25.86 60.71 99.99 78.96 101.66 85.52 111.28 140.14 176.18 89.89 496.86 631.52 721.77 785.27 29.78 3,819.81
RP
93.19 108.12 124.27 133.21 184.41 210.27 270.99 370.97 449.94 551.59 637.12 748.40 888.53 1,064.71 1,154.60 1,651.47 2,282.99 3,004.76 3,790.03 3,819.81
BAND
2.44 0.39 0.42 0.23 1.34 0.68 1.59 2.62 2.07 2.66 2.24 2.91 3.67 4.61 2.35 13.01 16.53 18.90 20.56 0.78
CUM.
2.44 2.83 3.25 3.49 4.83 5.50 7.09 9.71 11.78 14.44 16.68 19.59 23.26 27.87 30.23 43.23 59.77 78.66 99.22 100.00
PERCENTAGE f
F
BAND
CUM.
PERCENTAGE rp
4 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 2 7 0
4 26.67 26.67 7,469.15 4 0.00 26.67 0.00 4 0.00 26.67 0.00 4 0.00 26.67 0.00 4 0.00 26.67 0.00 4 0.00 26.67 0.00 4 0.00 26.67 0.00 4 0.00 26.67 0.00 4 0.00 26.67 0.00 4 0.00 26.67 0.00 4 0.00 26.67 0.00 4 0.00 26.67 0.00 4 0.00 26.67 0.00 5 6.67 33.33 500.00 6 6.67 40.00 6.86 6 0.00 40.00 0.00 6 0.00 40.00 0.00 8 13.33 53.33 19.07 15 46.67 100.00 17,380.06 15 0.00 100.00 0.00
15
25,375.13
RP
7,469.15 7,469.15 7,469.15 7,469.15 7,469.15 7,469.15 7,469.15 7,469.15 7,469.15 7,469.15 7,469.15 7,469.15 7,469.15 7,969.15 7,976.01 7,976.01 7,976.01 7,995.07 25,375.13 25,375.13
BAND
CUM.
PERCENTAGE BAND
CUM
29.43 29.43 8,014.75 8,014.75 0.00 29.43 0.00 6,907.92 0.00 29.43 0.00 6,010.63 0.00 29.43 0.00 5,606.93 0.00 29.43 0.00 4,050.20 0.00 29.43 0.00 3,552.12 0.00 29.43 0.00 2,756.29 0.00 29.43 0.00 2,013.39 0.00 29.43 0.00 1,660.05 0.00 29.43 0.00 1,354.10 0.00 29.43 0.00 1,172.33 0.00 29.43 0.00 998.02 0.00 29.43 0.00 840.62 1.97 31.41 283.81 748.48 0.03 31.43 7.63 690.80 0.00 31.43 0.00 482.97 0.00 31.43 0.00 349.37 0.08 31.51 2.64 266.08 68.49 100.00 2,213.26 669.52 0.00 100.00 0.00 664.30 664.30
Page 16 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 23001
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
42 3 6 8 15 7 12 23 17 7 11 16 15 38 25 46 52 21 31 16 411
42 45 51 59 74 81 93 116 133 140 151 167 182 220 245 291 343 364 395 411
BAND
CUM.
10.22 10.22 0.73 10.95 1.46 12.41 1.95 14.36 3.65 18.00 1.70 19.71 2.92 22.63 5.60 28.22 4.14 32.36 1.70 34.06 2.68 36.74 3.89 40.63 3.65 44.28 9.25 53.53 6.08 59.61 11.19 70.80 12.65 83.45 5.11 88.56 7.54 96.11 3.89 100.00
PERCENTAGE rp
255.34 1.22 1.19 1.68 17.45 6.91 12.23 83.63 35.33 29.72 44.55 63.97 82.93 212.06 205.18 368.02 785.97 490.79 378.99 424.69 3,501.85
RP
255.34 256.56 257.75 259.43 276.88 283.79 296.01 379.64 414.98 444.70 489.25 553.22 636.15 848.21 1,053.38 1,421.40 2,207.37 2,698.16 3,077.16 3,501.85
BAND
7.29 0.03 0.03 0.05 0.50 0.20 0.35 2.39 1.01 0.85 1.27 1.83 2.37 6.06 5.86 10.51 22.44 14.02 10.82 12.13
CUM.
7.29 7.33 7.36 7.41 7.91 8.10 8.45 10.84 11.85 12.70 13.97 15.80 18.17 24.22 30.08 40.59 63.03 77.05 87.87 100.00
PERCENTAGE f
1 0 0 0 0 0 1 0 0 0 0 0 2 3 3 0 3 1 4 0 18
CUM.
PERCENTAGE
F
BAND
rp
1 1 1 1 1 1 2 2 2 2 2 2 4 7 10 10 13 14 18 18
5.56 5.56 13,779.00 0.00 5.56 0.00 0.00 5.56 0.00 0.00 5.56 0.00 0.00 5.56 0.00 0.00 5.56 0.00 5.56 11.11 1.49 0.00 11.11 0.00 0.00 11.11 0.00 0.00 11.11 0.00 0.00 11.11 0.00 0.00 11.11 0.00 11.11 22.22 11.41 16.67 38.89 146.77 16.67 55.56 103.19 0.00 55.56 0.00 16.67 72.22 5,566.48 5.56 77.78 4,593.00 22.22 100.00 548.89 0.00 100.00 0.00 24,750.23
RP
13,779.00 13,779.00 13,779.00 13,779.00 13,779.00 13,779.00 13,780.49 13,780.49 13,780.49 13,780.49 13,780.49 13,780.49 13,791.90 13,938.67 14,041.87 14,041.87 19,608.35 24,201.35 24,750.23 24,750.23
BAND
CUM.
PERCENTAGE BAND
CUM
55.67 55.67 5,396.42 5,396.42 0.00 55.67 0.00 5,370.67 0.00 55.67 0.00 5,345.88 0.00 55.67 0.00 5,311.30 0.00 55.67 0.00 4,976.48 0.00 55.67 0.00 4,855.39 0.01 55.68 12.20 4,655.37 0.00 55.68 0.00 3,629.85 0.00 55.68 0.00 3,320.78 0.00 55.68 0.00 3,098.85 0.00 55.68 0.00 2,816.64 0.00 55.68 0.00 2,490.96 0.05 55.72 13.76 2,168.03 0.59 56.32 69.21 1,643.31 0.42 56.73 50.29 1,333.02 0.00 56.73 0.00 987.89 22.49 79.22 708.23 888.31 18.56 97.78 935.83 896.96 2.22 100.00 144.83 804.32 0.00 100.00 0.00 706.78 706.78
Page 17 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 2465
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
Garment factories (konfeksi)
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
604 25 633 75 150 1,216 945 250 400 1,128 700 625 543 875 429 1,250 255 1,750 177 2,250 128 2,750 144 3,500 104 4,500 144 6,250 86 8,750 211 15,000 191 35,000 73 75,000 56 300,000 20 7,787
F
604 1,237 2,453 3,398 4,526 5,226 5,769 6,198 6,453 6,630 6,758 6,902 7,006 7,150 7,236 7,447 7,638 7,711 7,767 7,787
BAND
CUM.
7.76 7.76 8.13 15.89 15.62 31.50 12.14 43.64 14.49 58.12 8.99 67.11 6.97 74.09 5.51 79.59 3.27 82.87 2.27 85.14 1.64 86.79 1.85 88.63 1.34 89.97 1.85 91.82 1.10 92.92 2.71 95.63 2.45 98.09 0.94 99.02 0.72 99.74 0.26 100.00
PERCENTAGE rp
902.49 258.74 721.24 864.81 1,595.93 1,414.85 1,491.31 1,505.25 1,182.47 928.00 771.35 1,029.92 737.64 1,257.11 1,122.92 3,075.90 3,776.38 1,957.15 1,707.49 2,011.13 28,312.09
RP
902.49 1,161.23 1,882.47 2,747.28 4,343.22 5,758.07 7,249.38 8,754.63 9,937.10 10,865.10 11,636.45 12,666.37 13,404.01 14,661.12 15,784.04 18,859.93 22,636.31 24,593.47 26,300.96 28,312.09
BAND
3.19 0.91 2.55 3.05 5.64 5.00 5.27 5.32 4.18 3.28 2.72 3.64 2.61 4.44 3.97 10.86 13.34 6.91 6.03 7.10
PERCENTAGE
PERCENTAGE
CUM.
f
F
BAND
3.19 4.10 6.65 9.70 15.34 20.34 25.61 30.92 35.10 38.38 41.10 44.74 47.34 51.78 55.75 66.61 79.95 86.87 92.90 100.00
5 0 3 1 1 2 4 2 4 1 0 2 2 12 1 9 18 3 10 2
5 5 8 9 10 12 16 18 22 23 23 25 27 39 40 49 67 70 80 82
6.10 6.10 0.00 6.10 3.66 9.76 1.22 10.98 1.22 12.20 2.44 14.63 4.88 19.51 2.44 21.95 4.88 26.83 1.22 28.05 0.00 28.05 2.44 30.49 2.44 32.93 14.63 47.56 1.22 48.78 10.98 59.76 21.95 81.71 3.66 85.37 12.20 97.56 2.44 100.00
82
CUM.
rp
RP
597.69 597.69 0.00 597.69 211.25 808.95 19.57 828.52 325.34 1,153.86 734.88 1,888.74 141.37 2,030.11 7.45 2,037.56 3,166.89 5,204.45 0.00 5,204.45 0.00 5,204.45 287.17 5,491.62 243.31 5,734.93 49,473.64 55,208.57 3,536.61 58,745.18 5,306.09 64,051.27 21,527.04 85,578.31 4,118.07 89,696.38 640.23 90,336.61 40,499.28 130,835.89
130,835.89
BAND
CUM.
PERCENTAGE BAND
0.46 0.46 66.23 0.00 0.46 0.00 0.16 0.62 29.29 0.01 0.63 2.26 0.25 0.88 20.39 0.56 1.44 51.94 0.11 1.55 9.48 0.01 1.56 0.49 2.42 3.98 267.82 0.00 3.98 0.00 0.00 3.98 0.00 0.22 4.20 27.88 0.19 4.38 32.99 37.81 42.20 3,935.50 2.70 44.90 314.95 4.06 48.96 172.51 16.45 65.41 570.04 3.15 68.56 210.41 0.49 69.05 37.50 30.95 100.00 2,013.76
CUM
66.23 51.47 42.97 30.16 26.57 32.80 28.00 23.27 52.37 47.90 44.73 43.36 42.79 376.56 372.18 339.62 378.06 364.72 343.47 462.12 462.12
Page 18 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 281
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
Conventional power station buildings with bolier houses
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
10 5 2 0 6 0 3 5 0 4 9 7 1 12 5 13 13 5 24 58 182
10 15 17 17 23 23 26 31 31 35 44 51 52 64 69 82 95 100 124 182
BAND
CUM.
5.49 5.49 2.75 8.24 1.10 9.34 0.00 9.34 3.30 12.64 0.00 12.64 1.65 14.29 2.75 17.03 0.00 17.03 2.20 19.23 4.95 24.18 3.85 28.02 0.55 28.57 6.59 35.16 2.75 37.91 7.14 45.05 7.14 52.20 2.75 54.95 13.19 68.13 31.87 100.00
PERCENTAGE rp
145.15 0.13 0.21 0.00 4.13 0.00 2.18 8.05 0.00 0.68 1.66 16.39 1.79 46.00 63.58 105.01 202.87 30.34 673.04 1,023.11 2,324.34
RP
145.15 145.28 145.49 145.49 149.62 149.62 151.80 159.86 159.86 160.53 162.20 178.59 180.38 226.38 289.96 394.97 597.84 628.19 1,301.23 2,324.34
BAND
6.24 0.01 0.01 0.00 0.18 0.00 0.09 0.35 0.00 0.03 0.07 0.71 0.08 1.98 2.74 4.52 8.73 1.31 28.96 44.02
CUM.
6.24 6.25 6.26 6.26 6.44 6.44 6.53 6.88 6.88 6.91 6.98 7.68 7.76 9.74 12.47 16.99 25.72 27.03 55.98 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1
BAND
CUM.
0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.00 100.00 1 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.37 0.00 18.37
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.37 100.00 100.00 18.37 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.73 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.41 0.79 0.79
Page 19 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 29313
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2007
:
15/07/2007
Departemen stores supermakets shopping center to warranty C
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
4,812 2,332 2,300 1,090 1,266 599 449 284 211 121 114 360 145 238 159 237 234 89 55 8
4,812 7,144 9,444 10,534 11,800 12,399 12,848 13,132 13,343 13,464 13,578 13,938 14,083 14,321 14,480 14,717 14,951 15,040 15,095 15,103
15,103
BAND
CUM.
31.86 31.86 15.44 47.30 15.23 62.53 7.22 69.75 8.38 78.13 3.97 82.10 2.97 85.07 1.88 86.95 1.40 88.35 0.80 89.15 0.75 89.90 2.38 92.29 0.96 93.25 1.58 94.82 1.05 95.87 1.57 97.44 1.55 98.99 0.59 99.58 0.36 99.95 0.05 100.00
PERCENTAGE rp
1,875.29 822.58 1,548.19 1,211.97 2,288.72 2,504.04 1,363.85 1,180.62 1,112.71 705.45 837.79 2,314.81 1,344.63 2,284.65 1,663.78 3,508.71 4,571.86 2,422.62 1,001.01 117.80 34,681.08
RP
1,875.29 2,697.87 4,246.06 5,458.03 7,746.74 10,250.79 11,614.64 12,795.26 13,907.96 14,613.42 15,451.21 17,766.02 19,110.65 21,395.30 23,059.08 26,567.80 31,139.65 33,562.27 34,563.28 34,681.08
BAND
5.41 2.37 4.46 3.49 6.60 7.22 3.93 3.40 3.21 2.03 2.42 6.67 3.88 6.59 4.80 10.12 13.18 6.99 2.89 0.34
PERCENTAGE
CUM.
f
5.41 7.78 12.24 15.74 22.34 29.56 33.49 36.89 40.10 42.14 44.55 51.23 55.10 61.69 66.49 76.61 89.79 96.77 99.66 100.00
7 7 6.80 6.80 4 11 3.88 10.68 13 24 12.62 23.30 11 35 10.68 33.98 18 53 17.48 51.46 8 61 7.77 59.22 3 64 2.91 62.14 3 67 2.91 65.05 1 68 0.97 66.02 1 69 0.97 66.99 2 71 1.94 68.93 7 78 6.80 75.73 3 81 2.91 78.64 4 85 3.88 82.52 0 85 0.00 82.52 1 86 0.97 83.50 5 91 4.85 88.35 4 95 3.88 92.23 8 103 7.77 100.00 0 103 0.00 100.00 103
F
BAND
CUM.
PERCENTAGE rp
228.15 208.81 1,324.16 2,246.64 5,359.30 3,962.95 1,431.32 35.09 999.66 91.86 3.25 743.47 1,528.50 2,533.60 0.00 1,624.07 63.26 371.03 103.70 0.00 22,858.83
RP
228.15 436.96 1,761.12 4,007.76 9,367.06 13,330.01 14,761.33 14,796.42 15,796.08 15,887.94 15,891.19 16,634.66 18,163.16 20,696.77 20,696.77 22,320.84 22,384.10 22,755.13 22,858.83 22,858.83
BAND
CUM.
1.00 1.00 0.91 1.91 5.79 7.70 9.83 17.53 23.45 40.98 17.34 58.31 6.26 64.58 0.15 64.73 4.37 69.10 0.40 69.50 0.01 69.52 3.25 72.77 6.69 79.46 11.08 90.54 0.00 90.54 7.10 97.65 0.28 97.92 1.62 99.55 0.45 100.00 0.00 100.00
PERCENTAGE BAND
12.17 25.38 85.53 185.37 234.16 158.26 104.95 2.97 89.84 13.02 0.39 32.12 113.67 110.90 0.00 46.29 1.38 15.32 10.36 0.00
CUM
12.17 16.20 41.48 73.43 120.92 130.04 127.09 115.64 113.58 108.72 102.85 93.63 95.04 96.74 89.76 84.01 71.88 67.80 66.14 65.91 65.91
Page 20 of 20