DAFTAR ISI TABEL GABUNGAN BAGIAN I RISK AND LOSS PROFILE 2004
Halaman
I.1
ALL CLASS OF BUSINESS
1
I.2
GROUP BY CLASS OF BUSINESS I.2.1 CLASS OF BUSINESS FIRE I.2.2 CLASS OF BUSINESS IAR I.2.3 CLASS OF BUSINESS LOP I.2.4 CLASS OF BUSINESS EQ
2 3 4 5
GROUP BY OCCUPATION CODE I.3.1 OCCUPATION CODE 20 I.3.2 OCCUPATION CODE 21 I.3.3 OCCUPATION CODE 22 I.3.4 OCCUPATION CODE 23 I.3.5 OCCUPATION CODE 24 I.3.6 OCCUPATION CODE 25 I.3.7 OCCUPATION CODE 26 I.3.8 OCCUPATION CODE 27 I.3.9 OCCUPATION CODE 28 I.3.10 OCCUPATION CODE 29 I.3.11 OCCUPATION CODE 30 I.3.12 OCCUPATION CODE 31 I.3.13 OCCUPATION CODE 32 I.3.14 OCCUPATION CODE 40
6 7 8 9 10 11 12 13 14 15 16 17 18 19
GROUP BY PROVINCE I.4.1 PROVINCE NANGROE ACEH DARUSSALAM I.4.2 PROVINCE SUMATERA UTARA I.4.3 PROVINCE SUMATERA BARAT I.4.4 PROVINCE RIAU I.4.5 PROVINCE JAMBI I.4.6 PROVINCE SUMATERA SELATAN I.4.7 PROVINCE BENGKULU I.4.8 PROVINCE LAMPUNG I.4.9 PROVINCE DKI JAKARTA I.4.10 PROVINCE JAWA BARAT I.4.11 PROVINCE JAWA TENGAH I.4.12 PROVINCE DI YOGYAKARTA I.4.13 PROVINCE JAWA TIMUR I.4.14 PROVINCE KALIMANTAN BARAT I.4.15 PROVINCE KALIMANTAN TENGAH I.4.16 PROVINCE KALIMANTAN SELATAN I.4.17 PROVINCE KALIMANTAN TIMUR I.4.18 PROVINCE SULAWESI UTARA I.4.19 PROVINCE SULAWESI TENGAH I.4.20 PROVINCE SULAWESI SELATAN I.4.21 PROVINCE SULAWESI TENGGARA I.4.22 PROVINCE BALI I.4.23 PROVINCE NUSA TENGGARA BARAT I.4.24 PROVINCE NUSA TENGGARA TIMUR I.4.25 PROVINCE MALUKU I.4.26 PROVINCE IRIAN JAYA I.4.27 PROVINCE MALUKU UTARA I.4.28 PROVINCE IRIAN JAYA BARAT I.4.29 PROVINCE BANTEN I.4.30 PROVINCE BANGKA BELITUNG I.4.31 PROVINCE GORONTALO I.4.32 PROVINCE KEPULAUAN RIAU
20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51
I.3
I.4
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
BAGIAN II RISK AND LOSS PROFILE 2005
Halaman
II.1
ALL CLASS OF BUSINESS
52
II.2
GROUP BY CLASS OF BUSINESS II.2.1 CLASS OF BUSINESS FIRE II.2.2 CLASS OF BUSINESS IAR II.2.3 CLASS OF BUSINESS LOP II.2.4 CLASS OF BUSINESS EQ
53 54 55 56
GROUP BY OCCUPATION CODE II.3.1 OCCUPATION CODE 20 II.3.2 OCCUPATION CODE 21 II.3.3 OCCUPATION CODE 22 II.3.4 OCCUPATION CODE 23 II.3.5 OCCUPATION CODE 24 II.3.6 OCCUPATION CODE 25 II.3.7 OCCUPATION CODE 26 II.3.8 OCCUPATION CODE 27 II.3.9 OCCUPATION CODE 28 II.3.10 OCCUPATION CODE 29 II.3.11 OCCUPATION CODE 30 II.3.12 OCCUPATION CODE 31 II.3.13 OCCUPATION CODE 32 II.3.14 OCCUPATION CODE 40
57 58 59 60 61 62 63 64 65 66 67 68 69 70
GROUP BY PROVINCE II.4.1 PROVINCE NANGROE ACEH DARUSSALAM II.4.2 PROVINCE SUMATERA UTARA II.4.3 PROVINCE SUMATERA BARAT II.4.4 PROVINCE RIAU II.4.5 PROVINCE JAMBI II.4.6 PROVINCE SUMATERA SELATAN II.4.7 PROVINCE BENGKULU II.4.8 PROVINCE LAMPUNG II.4.9 PROVINCE DKI JAKARTA II.4.10 PROVINCE JAWA BARAT II.4.11 PROVINCE JAWA TENGAH II.4.12 PROVINCE DI YOGYAKARTA II.4.13 PROVINCE JAWA TIMUR II.4.14 PROVINCE KALIMANTAN BARAT II.4.15 PROVINCE KALIMANTAN TENGAH II.4.16 PROVINCE KALIMANTAN SELATAN II.4.17 PROVINCE KALIMANTAN TIMUR II.4.18 PROVINCE SULAWESI UTARA II.4.19 PROVINCE SULAWESI TENGAH II.4.20 PROVINCE SULAWESI SELATAN II.4.21 PROVINCE SULAWESI TENGGARA II.4.22 PROVINCE BALI II.4.23 PROVINCE NUSA TENGGARA BARAT II.4.24 PROVINCE NUSA TENGGARA TIMUR II.4.25 PROVINCE MALUKU II.4.26 PROVINCE IRIAN JAYA II.4.27 PROVINCE MALUKU UTARA II.4.28 PROVINCE IRIAN JAYA BARAT II.4.29 PROVINCE BANTEN II.4.30 PROVINCE BANGKA BELITUNG II.4.31 PROVINCE GORONTALO II.4.32 PROVINCE KEPULAUAN RIAU
71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102
II.3
II.4
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
BAGIAN III RISK AND LOSS PROFILE 2006
Halaman
III.1
ALL CLASS OF BUSINESS
103
III.2
GROUP BY CLASS OF BUSINESS III.2.1 CLASS OF BUSINESS FIRE III.2.2 CLASS OF BUSINESS IAR III.2.3 CLASS OF BUSINESS LOP III.2.4 CLASS OF BUSINESS EQ
104 105 106 107
GROUP BY OCCUPATION CODE III.3.1 OCCUPATION CODE 20 III.3.2 OCCUPATION CODE 21 III.3.3 OCCUPATION CODE 22 III.3.4 OCCUPATION CODE 23 III.3.5 OCCUPATION CODE 24 III.3.6 OCCUPATION CODE 25 III.3.7 OCCUPATION CODE 26 III.3.8 OCCUPATION CODE 27 III.3.9 OCCUPATION CODE 28 III.3.10 OCCUPATION CODE 29 III.3.11 OCCUPATION CODE 30 III.3.12 OCCUPATION CODE 31 III.3.13 OCCUPATION CODE 32 III.3.14 OCCUPATION CODE 40
108 109 110 111 112 113 114 115 116 117 118 119 120 121
GROUP BY PROVINCE III.4.1 PROVINCE NANGROE ACEH DARUSSALAM III.4.2 PROVINCE SUMATERA UTARA III.4.3 PROVINCE SUMATERA BARAT III.4.4 PROVINCE RIAU III.4.5 PROVINCE JAMBI III.4.6 PROVINCE SUMATERA SELATAN III.4.7 PROVINCE BENGKULU III.4.8 PROVINCE LAMPUNG III.4.9 PROVINCE DKI JAKARTA III.4.10 PROVINCE JAWA BARAT III.4.11 PROVINCE JAWA TENGAH III.4.12 PROVINCE DI YOGYAKARTA III.4.13 PROVINCE JAWA TIMUR III.4.14 PROVINCE KALIMANTAN BARAT III.4.15 PROVINCE KALIMANTAN TENGAH III.4.16 PROVINCE KALIMANTAN SELATAN III.4.17 PROVINCE KALIMANTAN TIMUR III.4.18 PROVINCE SULAWESI UTARA III.4.19 PROVINCE SULAWESI TENGAH III.4.20 PROVINCE SULAWESI SELATAN III.4.21 PROVINCE SULAWESI TENGGARA III.4.22 PROVINCE BALI III.4.23 PROVINCE NUSA TENGGARA BARAT III.4.24 PROVINCE NUSA TENGGARA TIMUR III.4.25 PROVINCE MALUKU III.4.26 PROVINCE IRIAN JAYA III.4.27 PROVINCE MALUKU UTARA III.4.28 PROVINCE IRIAN JAYA BARAT III.4.29 PROVINCE BANTEN III.4.30 PROVINCE BANGKA BELITUNG III.4.31 PROVINCE GORONTALO III.4.32 PROVINCE KEPULAUAN RIAU
122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153
III.3
III.4
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
BAGIAN IV RISK AND LOSS PROFILE 2007
Halaman
IV.1
ALL CLASS OF BUSINESS
154
IV.2
GROUP BY CLASS OF BUSINESS IV.2.1 CLASS OF BUSINESS FIRE IV.2.2 CLASS OF BUSINESS IAR IV.2.3 CLASS OF BUSINESS LOP IV.2.4 CLASS OF BUSINESS EQ
155 156 157 158
GROUP BY OCCUPATION CODE IV.3.1 OCCUPATION CODE 20 IV.3.2 OCCUPATION CODE 21 IV.3.3 OCCUPATION CODE 22 IV.3.4 OCCUPATION CODE 23 IV.3.5 OCCUPATION CODE 24 IV.3.6 OCCUPATION CODE 25 IV.3.7 OCCUPATION CODE 26 IV.3.8 OCCUPATION CODE 27 IV.3.9 OCCUPATION CODE 28 IV.3.10 OCCUPATION CODE 29 IV.3.11 OCCUPATION CODE 30 IV.3.12 OCCUPATION CODE 31 IV.3.13 OCCUPATION CODE 32 IV.3.14 OCCUPATION CODE 40
159 160 161 162 163 164 165 166 167 168 169 170 171 172
GROUP BY PROVINCE IV.4.1 PROVINCE NANGROE ACEH DARUSSALAM IV.4.2 PROVINCE SUMATERA UTARA IV.4.3 PROVINCE SUMATERA BARAT IV.4.4 PROVINCE RIAU IV.4.5 PROVINCE JAMBI IV.4.6 PROVINCE SUMATERA SELATAN IV.4.7 PROVINCE BENGKULU IV.4.8 PROVINCE LAMPUNG IV.4.9 PROVINCE DKI JAKARTA IV.4.10 PROVINCE JAWA BARAT IV.4.11 PROVINCE JAWA TENGAH IV.4.12 PROVINCE DI YOGYAKARTA IV.4.13 PROVINCE JAWA TIMUR IV.4.14 PROVINCE KALIMANTAN BARAT IV.4.15 PROVINCE KALIMANTAN TENGAH IV.4.16 PROVINCE KALIMANTAN SELATAN IV.4.17 PROVINCE KALIMANTAN TIMUR IV.4.18 PROVINCE SULAWESI UTARA IV.4.19 PROVINCE SULAWESI TENGAH IV.4.20 PROVINCE SULAWESI SELATAN IV.4.21 PROVINCE SULAWESI TENGGARA IV.4.22 PROVINCE BALI IV.4.23 PROVINCE NUSA TENGGARA BARAT IV.4.24 PROVINCE NUSA TENGGARA TIMUR IV.4.25 PROVINCE MALUKU IV.4.26 PROVINCE IRIAN JAYA IV.4.27 PROVINCE MALUKU UTARA IV.4.28 PROVINCE IRIAN JAYA BARAT IV.4.29 PROVINCE BANTEN IV.4.30 PROVINCE BANGKA BELITUNG IV.4.31 PROVINCE GORONTALO IV.4.32 PROVINCE KEPULAUAN RIAU
173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204
IV.3
IV.4
GRAFIK BAGIAN V EXAMPLE FOR REAL OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645
TABEL GABUNGAN
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2004 - 2007 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2004 TO 2007 Premium and Claim in Million Rp
UY 2004 OCCUPATION CODE
Number Policies
Number Claim
Premium
UY 2005 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2006 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2007 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
Claim Incurred
% LOSS RATIO
411
58
10,488.36
21,085.72
201.04
599
23
20,749.02
33,327.26
160.62
988
49
8,265.57
63,372.54
766.71
941
34
7,270.59
198,709.55
21 - (Stones, Earth…etc)
1,162
41
21,166.27
17,339.10
81.92
1,555
57
16,037.36
7,397.24
46.13
1,810
67
9,011.58
42,328.21
469.71
1,917
29
15,022.50
3,557.80
23.68
22 - (Metals)
5,148
146
70,678.04
21,584.05
30.54
6,356
140
213,739.10
30,250.95
14.15
7,620
269
43,316.09
374,992.66
865.71
7,789
119
41,358.81
17,252.09
41.71
23 - (Chemical/Oils/Gas)
5,628
185
109,388.17
81,495.59
74.50
7,609
202
90,564.88
46,227.72
51.04
9,939
329
83,735.05
265,895.01
341.42
9,279
144
75,272.13
115,446.93
153.37
24 - (Textiles)
9,994
305
79,782.53
125,325.34
157.08
11,480
297
73,505.36
86,683.04
120.65
13,439
438
61,443.22
453,292.10
737.74
13,775
171
66,736.45
35,635.11
53.40
25 - (Paper,Leather,Rubber)
6,398
136
75,482.41
95,890.30
127.04
8,140
120
167,408.95
73,179.85
43.71
9,258
272
56,874.91
165,806.48
291.53
9,350
87
65,347.31
97,926.19
149.85
5,471
144
122,503.29
82,807.96
67.60
7,242
178
89,326.44
57,251.17
64.09
7,578
193
77,561.95
177,885.40
229.35
7,218
63
74,705.58
28,513.43
38.17
11,661
220
75,237.52
52,566.13
69.87
17,050
260
66,481.86
30,288.48
45.56
19,984
383
68,260.19
104,170.03
152.61
20,365
200
73,275.00
40,440.86
55.19
20 - (Mining,Drilling…etc)
26 - (Wood,Bamboo,Rattan) 27 - (Nutritional,Drinks…etc)
2,733.06
206
5
4,837.65
13,208.13
273.03
281
15
3,683.18
8,428.38
228.83
585
11
47,249.20
91,708.51
194.10
487
6
8,603.37
71,415.28
830.09
29 - (Transport,Traffic…etc)
609,759
2,278
990,777.53
426,259.72
43.02
739,470
3,154
807,808.31
582,310.36
72.09
805,188
4,568
836,819.62
845,110.81
100.99
868,719
1,895
1,031,925.00
500,516.53
48.50
30 - (Estate Plantation Risk)
178
13
4,020.08
1,159.79
28.85
119
4
2,818.57
1,246.63
44.23
131
24
2,325.58
1,011.49
43.49
121
3
1,055.63
14.28
1.35
31 - (Estate Plantation Risk)
451
200
16,093.81
11,164.11
69.37
404
27
8,100.20
1,868.63
23.07
537
70
19,697.49
2,092.57
10.62
704
47
5,555.67
1,279.65
23.03
32 - (Recreation Place)
107
18
5,953.97
551.34
9.26
62
6
1,936.35
571.96
29.54
122
11
2,564.79
302.19
11.78
160
12
5,977.68
1,890.61
31.63
61
2
777.02
191.68
24.67
142
10
1,442.12
2,792.57
193.64
462
32
3,164.67
9,151.37
289.17
1,097
3
2,570.24
6,123.77
238.26
961,824.24
61.51
1,320,289.91
2,597,119.37
1,474,675.96 1,118,722.08
75.86
28 - (Power and Heating)
40 - (Non Estate Plantation)
656,635
3,751
1,587,186.65
950,628.96
Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Juni 2008 (Data Position Until 15 June 2008) 2. Claim Incurred 2004 : Rp. 875.307.941.067,46,- (Settled = 2,363 Kasus) , Rp. 2005 : Rp. 828.073.585.668,40,- (Settled = 2,872 Kasus) , Rp. 2006 : Rp. 2.125.771.503.856,97,- (Settled = 4.761 Kasus) , Rp. 2007 : Rp. 632.273.281.400,35,- (Settled = 1.911 Kasus) , Rp. 3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2004 : Rp. 1.481.564.207,83,- (Freq Claim = 357) 2005 : Rp. 663.664.606,58,- (Freq Claim = 340) 2006 : Rp. 1.411.869.700,45,- (Freq Claim = 340) 2007 : Rp. 188.161.342,87,- (Freq Claim = 57)
59.89 800,509
75.321.008.932,54,135.750.654.331,60,471.347.846.143,03,486.448.808.599,65,-
4,493
1,563,601.70
877,641
6,716
196.71 941,922
2,813
(Os Claim = 1,388 Kasus) (Os Claim = 1,621 Kasus) (Os Claim = 1.955 Kasus) (Os Claim = 902 Kasus)
i
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2004 - 2007 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2004 TO 2007 UY 2004 PROVINCE CODE
01 - Nangroe Aceh Darussalam
Number Policies
Number Claim
Premium
UY 2005 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2006 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
UY 2007 Claim Incurred
% LOSS RATIO
Number Policies
Number Claim
Premium
Claim Incurred
% LOSS RATIO
3,127
12
7,699.12
956.19
12.42
4,007
19
6,488.84
2,539.97
39.14
4,972
17
6,794.61
1,939.67
28.55
7,378
3
10,609.08
591.60
5.58
02 - Sumatera Utara
44,085
195
77,674.66
95,576.76
123.05
51,666
190
71,717.59
35,858.03
50.00
55,784
253
69,785.63
139,002.45
199.18
57,414
97
78,544.03
32,158.39
40.94
03 - Sumatera Barat
16,799
48
15,661.48
6,267.47
40.02
20,078
52
18,691.06
13,987.65
74.84
18,537
93
17,360.22
13,151.78
75.76
23,133
75
21,099.01
17,416.65
82.55
04 - Riau
15,529
107
31,253.56
7,299.16
23.35
24,226
104
36,339.51
21,393.14
58.87
25,423
73
34,561.45
11,929.11
34.52
29,351
44
39,137.81
7,356.10
18.80
05 - Jambi 06 - Sumatera Selatan
7,123
26
11,434.24
2,478.80
21.68
8,892
41
11,224.69
2,942.81
26.22
10,398
30
12,685.64
2,631.80
20.75
11,683
9
12,825.94
311.91
2.43
16,051
57
23,736.07
12,288.80
51.77
17,516
196
22,459.29
65,001.26
289.42
20,947
146
29,917.31
69,341.85
231.78
22,746
28
29,984.24
4,224.98
14.09
07 - Bengkulu
3,000
15
2,458.47
1,137.88
46.28
4,940
13
4,589.08
21,314.68
464.47
5,280
19
4,710.17
11,537.35
244.95
6,368
20
5,393.97
3,381.59
62.69
08 - Lampung
10,972
68
17,018.08
22,388.38
131.56
13,253
53
25,348.21
5,063.21
19.97
15,640
54
21,248.16
18,275.05
86.01
16,330
27
29,633.98
4,409.05
14.88
09 - DKI . Jakarta
170,859
995
502,023.07
217,065.94
43.24
186,606
1,443
587,100.57
231,055.32
39.36
198,609
2,951
309,428.44
1,062,887.84
343.50
204,881
982
345,738.90
348,252.67
100.73
10 - Jawa Barat
100,396
735
260,236.67
287,683.05
110.55
119,637
709
206,949.38
132,973.77
64.25
132,182
1,094
250,571.24
382,942.25
152.83
140,910
467
229,995.50
186,398.18
81.04
44,220
341
79,378.15
36,061.43
45.43
66,259
429
83,822.23
38,262.72
45.65
73,844
377
85,158.22
197,466.90
231.88
78,339
184
103,032.27
25,603.73
24.85
11 - Jawa Tengah 12 - DI . Yogyakarta
6,678
113
9,327.92
3,737.40
40.07
8,364
98
8,916.07
130,246.92
1,460.81
9,514
71
9,412.44
12,913.07
137.18
10,344
10
11,523.07
34,755.59
301.62
13 - Jawa Timur
68,781
406
186,697.09
130,162.47
69.72
88,013
353
149,311.06
67,483.66
45.20
104,774
417
161,614.24
167,438.96
103.60
104,169
265
172,101.71
242,529.95
140.92
14 - Kalimantan Barat
21,966
113
27,197.48
11,806.33
43.41
24,073
129
29,350.41
24,704.69
84.17
25,395
93
32,154.37
30,033.99
93.41
28,172
49
39,060.21
5,755.78
14.74
15 - Kalimantan Tengah
3,190
28
5,843.45
3,537.48
60.54
4,746
35
7,892.63
7,923.97
100.40
5,473
32
8,072.03
5,247.29
65.01
6,862
12
9,169.74
1,029.15
11.22
16 - Kalimantan Selatan
7,831
29
15,824.71
9,378.17
59.26
11,135
60
14,655.67
9,944.52
67.85
12,908
68
17,620.39
38,197.20
216.78
13,707
16
17,474.01
8,439.03
48.29
17 - Kalimantan Timur
14,633
50
34,021.95
8,203.94
24.11
19,169
55
56,885.76
34,264.48
60.23
20,025
56
39,929.56
17,340.15
43.43
22,117
38
43,332.02
8,274.47
19.10
18 - Sulawesi Utara
8,673
20
13,398.36
3,149.64
23.51
9,066
10
12,758.55
2,306.83
18.08
8,775
37
15,060.49
11,195.44
74.34
10,305
8
14,736.29
2,696.00
18.30
19 - Sulawesi Tengah
4,459
20
7,228.60
7,869.95
108.87
5,092
11
7,356.09
6,199.83
84.28
5,647
11
8,622.88
6,018.95
69.80
6,539
1
10,136.30
27.08
0.27
20 - Sulawesi Selatan
15,086
16
20,485.78
1,011.37
4.94
22,495
53
28,095.80
6,748.21
24.02
24,160
58
29,905.29
9,397.77
31.43
27,302
12
41,145.12
752.15
1.83
21 - Sulawesi Tenggara
1,669
6
1,819.42
944.74
51.93
3,071
8
12,657.24
9,456.89
74.72
3,446
11
4,391.64
1,493.53
34.01
3,995
1
4,888.29
2,982.75
61.02
13,169
60
68,099.94
6,295.48
9.24
15,904
93
25,686.96
5,352.48
20.84
18,992
105
16,871.43
33,245.32
197.05
19,130
76
33,274.07
3,973.86
11.94
23 - Nusa Tenggara Barat
3,766
31
3,999.95
100.45
2.51
5,076
47
4,937.97
1,077.98
21.83
5,882
53
6,218.21
3,944.87
63.44
6,312
62
9,052.75
1,268.70
14.01
24 - Nusa Tenggara Timur
2,288
2
3,422.00
870.11
25.43
3,300
8
5,040.74
796.89
15.81
3,666
6
5,409.52
336.77
6.23
4,368
1
6,043.36
48.61
0.80
602
3
2,653.55
409.46
15.43
814
2
2,257.73
355.06
15.73
1,198
4
2,717.43
453.75
16.70
1,448
0
3,042.43
0.00
0.00
1,813
7
4,948.76
4,233.29
85.54
2,723
14
6,916.44
6,261.57
90.53
3,280
16
8,275.61
6,562.45
79.30
3,837
7
9,052.88
2,290.63
25.30
27 - Maluku Utara
401
0
1,123.91
0.00
0.00
498
2
1,493.03
154.77
10.37
699
3
1,744.40
131.66
7.55
932
0
2,592.00
0.00
0.00
28 - Irian Jaya Barat
497
1
1,679.26
348.13
20.73
839
1
1,931.20
89.62
4.64
1,736
5
2,821.06
931.36
33.01
2,064
4
3,290.09
643.93
19.57
38,302
211
130,405.07
64,785.52
49.68
45,597
212
89,645.16
61,623.67
68.74
45,098
505
80,519.25
321,768.64
399.62
51,755
273
97,556.82
158,681.55
162.66
774
0
723.38
0.00
0.00
1,451
3
1,650.48
142.84
8.65
1,985
5
2,629.06
238.50
9.07
2,457
4
3,628.43
2,094.06
57.71
31 - Gorontalo
1,420
6
1,504.06
2,811.59
186.93
2,031
3
1,591.00
18.31
1.15
1,625
10
1,992.58
1,384.62
69.49
2,285
8
2,852.97
316.71
11.10
32 - Kepulauan Riau
8,476
30
18,208.44
1,769.59
9.72
9,972
47
19,841.22
18,278.51
92.12
11,747
43
22,086.61
17,739.02
80.32
15,289
30
34,728.67
12,057.25
34.72
656,635
3,751
963,824.26
61.64
1,118,722.10
75.86
22 - Bali
25 - Maluku 26 - Irian Jaya
29 - Banten 30 - Bangka Belitung
1,587,186.65 950,628.97
Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Juni 2008 (Data Position Until 15 June 2008) 2. Claim Incurred 2004 : Rp. 875.307.941.067,46,- (Settled = 2,363 Kasus) , Rp. 2005 : Rp. 828.073.585.668,40,- (Settled = 2,872 Kasus) , Rp. 2006 : Rp. 2.125.771.503.856,97,- (Settled = 4.761 Kasus) , Rp. 2007 : Rp. 632.273.281.400,35,- (Settled = 1.911 Kasus) , Rp. 3. Data di atas tidak termasuk / tdk ada polis Klaim (not include claim-no policy) : 2004 : Rp. 1.481.564.207,83,- (Freq Claim = 357) 2005 : Rp. 663.664.606,58,- (Freq Claim = 340) 2006 : Rp. 1.411.869.700,45,- (Freq Claim = 340) 2007 : Rp. 188.161.342,87,- (Freq Claim = 57)
59.89
800,509
75.321.008.932,54,135.750.654.331,60,471.347.846.143,03,486.448.808.599,65,-
4,493
1,563,601.66
877,641
6,716
1,320,289.58
2,597,119.36
196.71
941,922
2,813
1,474,675.96
(Os Claim = 1,388 Kasus) (Os Claim = 1,621 Kasus) (Os Claim = 1.955 Kasus) (Os Claim = 902 Kasus)
ii
RISK AND LOSS PROFILE 2004
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
DATA POSITION FROM
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 125,284 75 122,908 150 135,976 250 74,165 400 74,840 625 34,765 875 24,833 1,250 17,701 1,750 9,871 2,250 5,395 2,750 4,332 3,500 4,829 4,500 3,450 6,250 4,248 8,750 2,710 15,000 4,219 35,000 3,499 75,000 1,623 300,000 1,571 416 656,635
F
125,284 248,192 384,168 458,333 533,173 567,938 592,771 610,472 620,343 625,738 630,070 634,899 638,349 642,597 645,307 649,526 653,025 654,648 656,219 656,635
BAND
CUM.
19.08 19.08 18.72 37.80 20.71 58.51 11.29 69.80 11.40 81.20 5.29 86.49 3.78 90.27 2.70 92.97 1.50 94.47 0.82 95.29 0.66 95.95 0.74 96.69 0.53 97.22 0.65 97.86 0.41 98.27 0.64 98.92 0.53 99.45 0.25 99.70 0.24 99.94 0.06 100.00
PERCENTAGE rp
RP
76,854.44 76,854.44 29,369.94 106,224.38 59,334.36 165,558.75 52,624.34 218,183.09 84,552.35 302,735.43 67,049.83 369,785.27 65,236.97 435,022.24 67,271.50 502,293.73 45,799.38 548,093.11 27,412.91 575,506.01 26,634.18 602,140.19 36,607.59 638,747.78 31,628.19 670,375.97 51,217.38 721,593.35 38,219.35 759,812.69 87,412.66 847,225.36 128,381.79 975,607.15 106,182.53 1,081,789.68 215,769.39 1,297,559.08 289,627.57 1,587,186.65 1,587,186.65
BAND
CUM.
4.84 4.84 1.85 6.69 3.74 10.43 3.32 13.75 5.33 19.07 4.22 23.30 4.11 27.41 4.24 31.65 2.89 34.53 1.73 36.26 1.68 37.94 2.31 40.24 1.99 42.24 3.23 45.46 2.41 47.87 5.51 53.38 8.09 61.47 6.69 68.16 13.59 81.75 18.25 100.00
PERCENTAGE f
339 188 253 156 251 118 118 131 127 81 48 232 72 177 149 252 272 206 232 349 3,751
F
339 527 780 936 1,187 1,305 1,423 1,554 1,681 1,762 1,810 2,042 2,114 2,291 2,440 2,692 2,964 3,170 3,402 3,751
BAND
CUM.
9.04 9.04 5.01 14.05 6.74 20.79 4.16 24.95 6.69 31.64 3.15 34.79 3.15 37.94 3.49 41.43 3.39 44.81 2.16 46.97 1.28 48.25 6.19 54.44 1.92 56.36 4.72 61.08 3.97 65.05 6.72 71.77 7.25 79.02 5.49 84.51 6.19 90.70 9.30 100.00
PERCENTAGE rp
45,515.44 15,921.61 14,623.20 23,733.81 34,313.34 12,647.12 17,123.53 18,813.52 16,068.92 14,915.36 7,865.17 13,834.27 16,618.96 51,772.10 42,699.93 89,328.08 81,965.40 94,199.89 164,932.47 173,736.84 950,628.95
RP
45,515.44 61,437.05 76,060.24 99,794.05 134,107.39 146,754.50 163,878.04 182,691.56 198,760.48 213,675.85 221,541.02 235,375.28 251,994.25 303,766.34 346,466.27 435,794.35 517,759.75 611,959.64 776,892.11 950,628.95
BAND
CUM.
PERCENTAGE BAND
4.79 4.79 59.22 1.67 6.46 54.21 1.54 8.00 24.65 2.50 10.50 45.10 3.61 14.11 40.58 1.33 15.44 18.86 1.80 17.24 26.25 1.98 19.22 27.97 1.69 20.91 35.09 1.57 22.48 54.41 0.83 23.30 29.53 1.46 24.76 37.79 1.75 26.51 52.54 5.45 31.95 101.08 4.49 36.45 111.72 9.40 45.84 102.19 8.62 54.46 63.85 9.91 64.37 88.72 17.35 81.72 76.44 18.28 100.00 59.99
CUM
59.22 57.84 45.94 45.74 44.30 39.69 37.67 36.37 36.26 37.13 36.79 36.85 37.59 42.10 45.60 51.44 53.07 56.57 59.87 59.89 59.89
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.481.564.207,83, - Freq. Klaim 357 ( Data not Include Claim Fire no Policy Rp. 1.481.564.207,83 - Freq Claim 357 )
Page 1 of 204
RISK AND LOSS PROFILE 2004 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2004
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
120,938 120,861 132,061 70,944 69,937 31,676 22,220 15,120 8,116 4,188 3,177 3,379 2,288 2,675 1,504 2,058 1,425 564 490 99 613,720
F
120,938 241,799 373,860 444,804 514,741 546,417 568,637 583,757 591,873 596,061 599,238 602,617 604,905 607,580 609,084 611,142 612,567 613,131 613,621 613,720
BAND
CUM.
19.71 19.71 19.69 39.40 21.52 60.92 11.56 72.48 11.40 83.87 5.16 89.03 3.62 92.65 2.46 95.12 1.32 96.44 0.68 97.12 0.52 97.64 0.55 98.19 0.37 98.56 0.44 99.00 0.25 99.24 0.34 99.58 0.23 99.81 0.09 99.90 0.08 99.98 0.02 100.00
PERCENTAGE rp
52,346.61 28,489.68 57,362.52 50,148.11 79,193.44 62,983.52 59,993.04 59,923.50 36,612.86 22,555.40 21,729.72 28,791.40 23,414.78 37,616.89 25,221.89 51,668.57 59,898.94 38,256.71 92,570.72 69,071.96 957,850.25
RP
52,346.61 80,836.30 138,198.82 188,346.93 267,540.37 330,523.89 390,516.93 450,440.43 487,053.29 509,608.69 531,338.41 560,129.81 583,544.59 621,161.47 646,383.36 698,051.93 757,950.87 796,207.58 888,778.30 957,850.25
BAND
5.47 2.97 5.99 5.24 8.27 6.58 6.26 6.26 3.82 2.35 2.27 3.01 2.44 3.93 2.63 5.39 6.25 3.99 9.66 7.21
PERCENTAGE
CUM.
f
5.47 8.44 14.43 19.66 27.93 34.51 40.77 47.03 50.85 53.20 55.47 58.48 60.92 64.85 67.48 72.88 79.13 83.12 92.79 100.00
219 160 202 120 190 83 87 80 89 39 35 148 37 96 68 124 81 64 54 45 2,021
F
219 379 581 701 891 974 1,061 1,141 1,230 1,269 1,304 1,452 1,489 1,585 1,653 1,777 1,858 1,922 1,976 2,021
BAND
CUM.
10.84 10.84 7.92 18.75 10.00 28.75 5.94 34.69 9.40 44.09 4.11 48.19 4.30 52.50 3.96 56.46 4.40 60.86 1.93 62.79 1.73 64.52 7.32 71.85 1.83 73.68 4.75 78.43 3.36 81.79 6.14 87.93 4.01 91.93 3.17 95.10 2.67 97.77 2.23 100.00
PERCENTAGE rp
20,561.16 14,951.41 13,010.66 22,571.30 13,380.53 10,600.89 16,224.67 15,262.13 14,628.04 8,053.11 4,780.81 11,037.96 14,893.94 20,514.52 12,903.25 62,202.41 14,559.25 58,187.50 68,728.51 5,889.23 422,941.25
RP
20,561.16 35,512.57 48,523.22 71,094.52 84,475.05 95,075.94 111,300.61 126,562.74 141,190.78 149,243.89 154,024.70 165,062.66 179,956.59 200,471.11 213,374.36 275,576.76 290,136.01 348,323.51 417,052.02 422,941.25
BAND
4.86 3.54 3.08 5.34 3.16 2.51 3.84 3.61 3.46 1.90 1.13 2.61 3.52 4.85 3.05 14.71 3.44 13.76 16.25 1.39
PERCENTAGE
CUM.
BAND
4.86 8.40 11.47 16.81 19.97 22.48 26.32 29.92 33.38 35.29 36.42 39.03 42.55 47.40 50.45 65.16 68.60 82.36 98.61 100.00
39.28 52.48 22.68 45.01 16.90 16.83 27.04 25.47 39.95 35.70 22.00 38.34 63.61 54.54 51.16 120.39 24.31 152.10 74.24 8.53
CUM
39.28 43.93 35.11 37.75 31.57 28.77 28.50 28.10 28.99 29.29 28.99 29.47 30.84 32.27 33.01 39.48 38.28 43.75 46.92 44.16 44.16
Page 2 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2004
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,098 1,500 3,049 2,393 3,357 2,170 1,914 1,850 1,249 794 768 976 803 1,062 814 1,411 1,346 661 664 201 30,080
F
3,098 4,598 7,647 10,040 13,397 15,567 17,481 19,331 20,580 21,374 22,142 23,118 23,921 24,983 25,797 27,208 28,554 29,215 29,879 30,080
BAND
CUM.
10.30 10.30 4.99 15.29 10.14 25.42 7.96 33.38 11.16 44.54 7.21 51.75 6.36 58.12 6.15 64.27 4.15 68.42 2.64 71.06 2.55 73.61 3.24 76.86 2.67 79.52 3.53 83.06 2.71 85.76 4.69 90.45 4.47 94.93 2.20 97.12 2.21 99.33 0.67 100.00
PERCENTAGE rp
19,215.45 766.49 1,730.88 2,022.03 4,452.76 3,270.01 4,348.07 6,085.41 7,759.54 4,078.85 4,043.09 5,978.56 6,682.34 10,723.96 10,406.41 27,300.02 49,442.94 45,908.13 85,687.95 187,857.31 487,760.21
RP
19,215.45 19,981.94 21,712.82 23,734.85 28,187.61 31,457.62 35,805.69 41,891.10 49,650.64 53,729.49 57,772.59 63,751.15 70,433.49 81,157.45 91,563.86 118,863.89 168,306.83 214,214.95 299,902.90 487,760.21
BAND
3.94 0.16 0.35 0.41 0.91 0.67 0.89 1.25 1.59 0.84 0.83 1.23 1.37 2.20 2.13 5.60 10.14 9.41 17.57 38.51
PERCENTAGE
CUM.
f
3.94 4.10 4.45 4.87 5.78 6.45 7.34 8.59 10.18 11.02 11.84 13.07 14.44 16.64 18.77 24.37 34.51 43.92 61.49 100.00
120 28 51 36 61 34 29 50 37 39 13 83 34 81 81 126 190 135 176 303 1,707
F
120 148 199 235 296 330 359 409 446 485 498 581 615 696 777 903 1,093 1,228 1,404 1,707
BAND
CUM.
7.03 7.03 1.64 8.67 2.99 11.66 2.11 13.77 3.57 17.34 1.99 19.33 1.70 21.03 2.93 23.96 2.17 26.13 2.28 28.41 0.76 29.17 4.86 34.04 1.99 36.03 4.75 40.77 4.75 45.52 7.38 52.90 11.13 64.03 7.91 71.94 10.31 82.25 17.75 100.00
PERCENTAGE rp
24,954.28 970.20 1,612.54 1,162.51 20,932.81 1,986.03 667.46 3,503.05 1,395.75 5,827.00 3,084.36 2,605.65 1,725.03 31,257.58 29,796.68 26,312.30 67,058.03 32,350.81 95,074.86 167,793.70 520,070.64
RP
24,954.28 25,924.48 27,537.02 28,699.53 49,632.34 51,618.37 52,285.83 55,788.89 57,184.63 63,011.64 66,096.00 68,701.65 70,426.68 101,684.26 131,480.94 157,793.24 224,851.27 257,202.08 352,276.94 520,070.64
BAND
4.80 0.19 0.31 0.22 4.02 0.38 0.13 0.67 0.27 1.12 0.59 0.50 0.33 6.01 5.73 5.06 12.89 6.22 18.28 32.26
PERCENTAGE
CUM.
BAND
CUM
4.80 4.98 5.29 5.52 9.54 9.93 10.05 10.73 11.00 12.12 12.71 13.21 13.54 19.55 25.28 30.34 43.23 49.46 67.74 100.00
129.87 126.58 93.16 57.49 470.11 60.73 15.35 57.56 17.99 142.86 76.29 43.58 25.81 291.47 286.33 96.38 135.63 70.47 110.95 89.32
129.87 129.74 126.82 120.92 176.08 164.09 146.03 133.18 115.17 117.28 114.41 107.77 99.99 125.29 143.59 132.75 133.60 120.07 117.46 106.62 106.62
Page 3 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2004
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
11 5 1 4 10 6 12 16 15 15 6 14 5 12 18 50 28 21 15 0 264
11 16 17 21 31 37 49 65 80 95 101 115 120 132 150 200 228 249 264 264
BAND
CUM.
4.17 4.17 1.89 6.06 0.38 6.44 1.52 7.95 3.79 11.74 2.27 14.02 4.55 18.56 6.06 24.62 5.68 30.30 5.68 35.98 2.27 38.26 5.30 43.56 1.89 45.45 4.55 50.00 6.82 56.82 18.94 75.76 10.61 86.36 7.95 94.32 5.68 100.00 0.00 100.00
PERCENTAGE rp
173.73 0.16 0.17 1.21 5.30 2.88 13.76 18.09 25.37 45.06 16.93 66.84 21.83 61.40 157.10 958.10 749.49 1,778.97 2,842.31 0.00 6,938.68
RP
173.73 173.89 174.06 175.27 180.56 183.45 197.20 215.29 240.66 285.72 302.65 369.49 391.32 452.72 609.81 1,567.92 2,317.41 4,096.38 6,938.68 6,938.68
BAND
2.50 0.00 0.00 0.02 0.08 0.04 0.20 0.26 0.37 0.65 0.24 0.96 0.31 0.88 2.26 13.81 10.80 25.64 40.96 0.00
CUM.
2.50 2.51 2.51 2.53 2.60 2.64 2.84 3.10 3.47 4.12 4.36 5.33 5.64 6.52 8.79 22.60 33.40 59.04 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 1 0 0 2 0 0 0 0 0 0 0 2 0 0 5
BAND
0 0 0 0 0 0 1 1 1 3 3 3 3 3 3 3 3 5 5 5
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 0.00 20.00 0.00 20.00 40.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 40.00 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 221.68 0.00 0.00 714.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3,391.08 0.00 0.00 4,327.58
RP
0.00 0.00 0.00 0.00 0.00 0.00 221.68 221.68 221.68 936.50 936.50 936.50 936.50 936.50 936.50 936.50 936.50 4,327.58 4,327.58 4,327.58
BAND
0.00 0.00 0.00 0.00 0.00 0.00 5.12 0.00 0.00 16.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 78.36 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 5.12 5.12 5.12 21.64 21.64 21.64 21.64 21.64 21.64 21.64 21.64 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 1,611.58 0.00 0.00 1,586.37 0.00 0.00 0.00 0.00 0.00 0.00 0.00 190.62 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 112.41 102.97 92.12 327.77 309.43 253.46 239.32 206.86 153.57 59.73 40.41 105.64 62.37 62.37 62.37
Page 4 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2004
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,237 542 865 824 1,536 913 687 715 491 398 381 460 354 499 374 700 700 377 402 116 12,571
F
1,237 1,779 2,644 3,468 5,004 5,917 6,604 7,319 7,810 8,208 8,589 9,049 9,403 9,902 10,276 10,976 11,676 12,053 12,455 12,571
BAND
CUM.
9.84 9.84 4.31 14.15 6.88 21.03 6.55 27.59 12.22 39.81 7.26 47.07 5.46 52.53 5.69 58.22 3.91 62.13 3.17 65.29 3.03 68.32 3.66 71.98 2.82 74.80 3.97 78.77 2.98 81.74 5.57 87.31 5.57 92.88 3.00 95.88 3.20 99.08 0.92 100.00
PERCENTAGE rp
RP
5,118.66 5,118.66 113.61 5,232.26 240.78 5,473.05 453.00 5,926.05 900.85 6,826.90 793.41 7,620.31 882.11 8,502.41 1,244.49 9,746.91 1,401.61 11,148.52 733.59 11,882.11 844.43 12,726.54 1,770.79 14,497.33 1,509.24 16,006.57 2,815.14 18,821.71 2,433.95 21,255.66 7,485.96 28,741.63 18,290.43 47,032.05 20,238.73 67,270.78 34,668.42 101,939.20 32,698.30 134,637.50 134,637.50
BAND
3.80 0.08 0.18 0.34 0.67 0.59 0.66 0.92 1.04 0.54 0.63 1.32 1.12 2.09 1.81 5.56 13.58 15.03 25.75 24.29
CUM.
3.80 3.89 4.07 4.40 5.07 5.66 6.32 7.24 8.28 8.83 9.45 10.77 11.89 13.98 15.79 21.35 34.93 49.96 75.71 100.00
PERCENTAGE f
F
0 0 0 0 0 1 1 1 1 1 0 1 1 0 0 2 1 5 2 1 18
0 0 0 0 0 1 2 3 4 5 5 6 7 7 7 9 10 15 17 18
BAND
0.00 0.00 0.00 0.00 0.00 5.56 5.56 5.56 5.56 5.56 0.00 5.56 5.56 0.00 0.00 11.11 5.56 27.78 11.11 5.56
CUM.
0.00 0.00 0.00 0.00 0.00 5.56 11.11 16.67 22.22 27.78 27.78 33.33 38.89 38.89 38.89 50.00 55.56 83.33 94.44 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 60.20 9.72 48.34 45.14 320.44 0.00 190.66 0.00 0.00 0.00 813.37 348.13 270.50 1,129.10 53.92 3,289.49
RP
0.00 0.00 0.00 0.00 0.00 60.20 69.92 118.25 163.39 483.82 483.82 674.48 674.48 674.48 674.48 1,487.85 1,835.97 2,106.47 3,235.57 3,289.49
BAND
0.00 0.00 0.00 0.00 0.00 1.83 0.30 1.47 1.37 9.74 0.00 5.80 0.00 0.00 0.00 24.73 10.58 8.22 34.32 1.64
CUM.
0.00 0.00 0.00 0.00 0.00 1.83 2.13 3.59 4.97 14.71 14.71 20.50 20.50 20.50 20.50 45.23 55.81 64.04 98.36 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 7.59 1.10 3.88 3.22 43.68 0.00 10.77 0.00 0.00 0.00 10.87 1.90 1.34 3.26 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.79 0.82 1.21 1.47 4.07 3.80 4.65 4.21 3.58 3.17 5.18 3.90 3.13 3.17 0.02 00.02
Page 5 of 204
RISK AND LOSS PROFILE 2004 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
40 16 34 20 36 23 32 27 15 15 7 12 10 18 12 20 19 16 29 10 411
40 56 90 110 146 169 201 228 243 258 265 277 287 305 317 337 356 372 401 411
BAND
CUM.
9.73 9.73 3.89 13.63 8.27 21.90 4.87 26.76 8.76 35.52 5.60 41.12 7.79 48.91 6.57 55.47 3.65 59.12 3.65 62.77 1.70 64.48 2.92 67.40 2.43 69.83 4.38 74.21 2.92 77.13 4.87 82.00 4.62 86.62 3.89 90.51 7.06 97.57 2.43 100.00
PERCENTAGE rp
RP
174.64 174.64 4.35 178.99 10.22 189.20 10.93 200.13 44.30 244.43 24.68 269.11 71.95 341.06 127.72 468.77 45.54 514.31 35.57 549.88 20.76 570.64 62.47 633.11 77.33 710.44 181.13 891.57 145.26 1,036.83 376.06 1,412.89 1,064.23 2,477.11 1,138.62 3,615.74 4,048.91 7,664.64 2,823.72 10,488.36 10,488.36
BAND
1.67 0.04 0.10 0.10 0.42 0.24 0.69 1.22 0.43 0.34 0.20 0.60 0.74 1.73 1.38 3.59 10.15 10.86 38.60 26.92
CUM.
1.67 1.71 1.80 1.91 2.33 2.57 3.25 4.47 4.90 5.24 5.44 6.04 6.77 8.50 9.89 13.47 23.62 34.47 73.08 100.00
PERCENTAGE f
9 0 0 0 0 1 0 1 1 0 0 0 0 1 0 7 2 3 4 29 58
F
BAND
CUM.
PERCENTAGE rp
RP
9 15.52 15.52 476.48 476.48 9 0.00 15.52 0.00 476.48 9 0.00 15.52 0.00 476.48 9 0.00 15.52 0.00 476.48 9 0.00 15.52 0.00 476.48 10 1.72 17.24 82.36 558.84 10 0.00 17.24 0.00 558.84 11 1.72 18.97 180.11 738.95 12 1.72 20.69 0.00 738.95 12 0.00 20.69 0.00 738.95 12 0.00 20.69 0.00 738.95 12 0.00 20.69 0.00 738.95 12 0.00 20.69 0.00 738.95 13 1.72 22.41 11.05 750.00 13 0.00 22.41 0.00 750.00 20 12.07 34.48 746.89 1,496.89 22 3.45 37.93 474.12 1,971.02 25 5.17 43.10 2,038.32 4,009.34 29 6.90 50.00 3,089.83 7,099.17 58 50.00 100.00 13,986.56 21,085.72 21,085.72
BAND
CUM.
2.26 2.26 0.00 2.26 0.00 2.26 0.00 2.26 0.00 2.26 0.39 2.65 0.00 2.65 0.85 3.50 0.00 3.50 0.00 3.50 0.00 3.50 0.00 3.50 0.00 3.50 0.05 3.56 0.00 3.56 3.54 7.10 2.25 9.35 9.67 19.01 14.65 33.67 66.33 100.00
PERCENTAGE BAND
272.84 0.00 0.00 0.00 0.00 333.78 0.00 141.02 0.00 0.00 0.00 0.00 0.00 6.10 0.00 198.61 44.55 179.02 76.31 495.32
CUM
272.84 266.21 251.83 238.08 194.93 207.66 163.86 157.63 143.68 134.38 129.49 116.72 104.01 84.12 72.34 105.95 79.57 110.89 92.62 201.04 201.04
Page 6 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
155 64 96 59 77 51 56 51 39 29 31 52 33 40 34 72 96 43 57 27 1,162
F
155 219 315 374 451 502 558 609 648 677 708 760 793 833 867 939 1,035 1,078 1,135 1,162
BAND
CUM.
13.34 13.34 5.51 18.85 8.26 27.11 5.08 32.19 6.63 38.81 4.39 43.20 4.82 48.02 4.39 52.41 3.36 55.77 2.50 58.26 2.67 60.93 4.48 65.40 2.84 68.24 3.44 71.69 2.93 74.61 6.20 80.81 8.26 89.07 3.70 92.77 4.91 97.68 2.32 100.00
PERCENTAGE rp
RP
1,719.47 1,719.47 13.75 1,733.22 53.30 1,786.52 38.30 1,824.82 75.45 1,900.27 67.39 1,967.66 77.53 2,045.20 97.23 2,142.43 85.15 2,227.58 88.95 2,316.53 152.03 2,468.56 217.18 2,685.75 141.50 2,827.25 252.46 3,079.71 268.68 3,348.39 1,087.60 4,435.99 2,221.90 6,657.89 1,793.09 8,450.98 4,944.84 13,395.82 7,770.45 21,166.27 21,166.27
BAND
8.12 0.06 0.25 0.18 0.36 0.32 0.37 0.46 0.40 0.42 0.72 1.03 0.67 1.19 1.27 5.14 10.50 8.47 23.36 36.71
CUM.
8.12 8.19 8.44 8.62 8.98 9.30 9.66 10.12 10.52 10.94 11.66 12.69 13.36 14.55 15.82 20.96 31.46 39.93 63.29 100.00
PERCENTAGE f
F
3 0 1 1 1 0 0 0 1 1 1 0 1 1 0 3 6 5 8 8 41
3 3 4 5 6 6 6 6 7 8 9 9 10 11 11 14 20 25 33 41
BAND
CUM.
PERCENTAGE rp
7.32 7.32 361.56 0.00 7.32 0.00 2.44 9.76 2.71 2.44 12.20 0.65 2.44 14.63 110.40 0.00 14.63 0.00 0.00 14.63 0.00 0.00 14.63 0.00 2.44 17.07 229.78 2.44 19.51 59.57 2.44 21.95 18.20 0.00 21.95 0.00 2.44 24.39 4.93 2.44 26.83 92.46 0.00 26.83 0.00 7.32 34.15 3,206.95 14.63 48.78 274.00 12.20 60.98 171.71 19.51 80.49 2,319.66 19.51 100.00 10,486.52 17,339.10
RP
361.56 361.56 364.26 364.92 475.32 475.32 475.32 475.32 705.10 764.68 782.88 782.88 787.81 880.27 880.27 4,087.21 4,361.21 4,532.92 6,852.58 17,339.10
BAND
2.09 0.00 0.02 0.00 0.64 0.00 0.00 0.00 1.33 0.34 0.10 0.00 0.03 0.53 0.00 18.50 1.58 0.99 13.38 60.48
PERCENTAGE
CUM.
BAND
2.09 2.09 2.10 2.10 2.74 2.74 2.74 2.74 4.07 4.41 4.52 4.52 4.54 5.08 5.08 23.57 25.15 26.14 39.52 100.00
21.03 0.00 5.08 1.71 146.33 0.00 0.00 0.00 269.85 66.98 11.97 0.00 3.49 36.62 0.00 294.87 12.33 9.58 46.91 134.95
CUM
21.03 20.86 20.39 20.00 25.01 24.16 23.24 22.19 31.65 33.01 31.71 29.15 27.86 28.58 26.29 92.14 65.50 53.64 51.15 81.92 81.92
Page 7 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 22
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
Metals
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
386 227 368 310 477 355 321 301 237 146 122 212 171 238 191 383 300 165 194 44 5,148
F
386 613 981 1,291 1,768 2,123 2,444 2,745 2,982 3,128 3,250 3,462 3,633 3,871 4,062 4,445 4,745 4,910 5,104 5,148
BAND
CUM.
PERCENTAGE rp
RP
7.50 7.50 6,277.01 6,277.01 4.41 11.91 54.35 6,331.36 7.15 19.06 126.49 6,457.86 6.02 25.08 257.30 6,715.15 9.27 34.34 598.95 7,314.10 6.90 41.24 426.78 7,740.88 6.24 47.47 9,341.20 17,082.08 5.85 53.32 542.81 17,624.88 4.60 57.93 3,351.66 20,976.54 2.84 60.76 530.43 21,506.97 2.37 63.13 1,245.38 22,752.35 4.12 67.25 1,278.96 24,031.31 3.32 70.57 1,350.58 25,381.89 4.62 75.19 1,889.77 27,271.65 3.71 78.90 2,197.26 29,468.92 7.44 86.34 4,705.22 34,174.14 5.83 92.17 8,050.75 42,224.88 3.21 95.38 7,756.51 49,981.40 3.77 99.15 15,220.43 65,201.82 0.85 100.00 5,476.22 70,678.04 70,678.04
BAND
8.88 0.08 0.18 0.36 0.85 0.60 13.22 0.77 4.74 0.75 1.76 1.81 1.91 2.67 3.11 6.66 11.39 10.97 21.53 7.75
CUM.
8.88 8.96 9.14 9.50 10.35 10.95 24.17 24.94 29.68 30.43 32.19 34.00 35.91 38.59 41.69 48.35 59.74 70.72 92.25 100.00
PERCENTAGE f
F
21 0 1 0 3 1 5 4 3 4 1 2 5 12 9 14 20 18 17 6 146
21 21 22 22 25 26 31 35 38 42 43 45 50 62 71 85 105 123 140 146
BAND
CUM.
PERCENTAGE rp
RP
14.38 14.38 237.23 237.23 0.00 14.38 0.00 237.23 0.68 15.07 7.85 245.08 0.00 15.07 0.00 245.08 2.05 17.12 62.36 307.45 0.68 17.81 7.21 314.65 3.42 21.23 92.67 407.33 2.74 23.97 1,673.66 2,080.99 2.05 26.03 37.02 2,118.00 2.74 28.77 21.83 2,139.83 0.68 29.45 30.97 2,170.80 1.37 30.82 236.36 2,407.16 3.42 34.25 130.35 2,537.51 8.22 42.47 864.06 3,401.56 6.16 48.63 133.60 3,535.16 9.59 58.22 868.51 4,403.67 13.70 71.92 973.35 5,377.02 12.33 84.25 12,556.93 17,933.95 11.64 95.89 3,131.80 21,065.75 4.11 100.00 518.30 21,584.05 21,584.05
BAND
1.10 0.00 0.04 0.00 0.29 0.03 0.43 7.75 0.17 0.10 0.14 1.10 0.60 4.00 0.62 4.02 4.51 58.18 14.51 2.40
PERCENTAGE
CUM.
BAND
1.10 1.10 1.14 1.14 1.42 1.46 1.89 9.64 9.81 9.91 10.06 11.15 11.76 15.76 16.38 20.40 24.91 83.09 97.60 100.00
3.78 0.00 6.21 0.00 10.41 1.69 0.99 308.33 1.10 4.12 2.49 18.48 9.65 45.72 6.08 18.46 12.09 161.89 20.58 9.46
CUM
3.78 3.75 3.80 3.65 4.20 4.06 2.38 11.81 10.10 9.95 9.54 10.02 10.00 12.47 12.00 12.89 12.73 35.88 32.31 30.54 30.54
Page 8 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
344 161 301 225 426 384 403 411 326 260 246 292 202 308 243 385 355 165 151 40 5,628
F
344 505 806 1,031 1,457 1,841 2,244 2,655 2,981 3,241 3,487 3,779 3,981 4,289 4,532 4,917 5,272 5,437 5,588 5,628
BAND
CUM.
6.11 6.11 2.86 8.97 5.35 14.32 4.00 18.32 7.57 25.89 6.82 32.71 7.16 39.87 7.30 47.17 5.79 52.97 4.62 57.59 4.37 61.96 5.19 67.15 3.59 70.74 5.47 76.21 4.32 80.53 6.84 87.37 6.31 93.67 2.93 96.61 2.68 99.29 0.71 100.00
PERCENTAGE rp
RP
8,005.94 8,005.94 84.27 8,090.20 254.16 8,344.36 297.42 8,641.78 781.76 9,423.54 902.70 10,326.24 1,727.87 12,054.12 1,620.18 13,674.30 1,890.97 15,565.27 1,466.64 17,031.91 1,722.24 18,754.15 2,388.73 21,142.87 2,197.48 23,340.35 4,842.79 28,183.14 4,009.71 32,192.85 8,379.90 40,572.75 14,085.23 54,657.99 11,612.87 66,270.85 22,758.73 89,029.58 20,358.58 109,388.17 109,388.17
BAND
7.32 0.08 0.23 0.27 0.71 0.83 1.58 1.48 1.73 1.34 1.57 2.18 2.01 4.43 3.67 7.66 12.88 10.62 20.81 18.61
CUM.
7.32 7.40 7.63 7.90 8.61 9.44 11.02 12.50 14.23 15.57 17.14 19.33 21.34 25.76 29.43 37.09 49.97 60.58 81.39 100.00
PERCENTAGE f
15 6 4 1 17 3 5 6 6 7 4 4 7 9 23 28 12 14 10 4 185
CUM.
PERCENTAGE
F
BAND
rp
15 21 25 26 43 46 51 57 63 70 74 78 85 94 117 145 157 171 181 185
8.11 8.11 14,742.68 14,742.68 3.24 11.35 3,492.40 18,235.08 2.16 13.51 135.80 18,370.88 0.54 14.05 0.85 18,371.73 9.19 23.24 560.31 18,932.05 1.62 24.86 103.61 19,035.65 2.70 27.57 1,117.29 20,152.94 3.24 30.81 1,050.00 21,202.95 3.24 34.05 1,575.99 22,778.93 3.78 37.84 2,432.24 25,211.17 2.16 40.00 64.56 25,275.73 2.16 42.16 105.21 25,380.94 3.78 45.95 4,007.96 29,388.89 4.86 50.81 5,641.78 35,030.68 12.43 63.24 5,682.88 40,713.55 15.14 78.38 6,696.63 47,410.19 6.49 84.86 3,288.62 50,698.80 7.57 92.43 1,021.28 51,720.09 5.41 97.84 5,175.53 56,895.62 2.16 100.00 24,599.97 81,495.59 81,495.59
RP
BAND
18.09 4.29 0.17 0.00 0.69 0.13 1.37 1.29 1.93 2.98 0.08 0.13 4.92 6.92 6.97 8.22 4.04 1.25 6.35 30.19
CUM.
PERCENTAGE BAND
18.09 184.15 22.38 4,144.54 22.54 53.43 22.54 0.29 23.23 71.67 23.36 11.48 24.73 64.66 26.02 64.81 27.95 83.34 30.94 165.84 31.01 3.75 31.14 4.40 36.06 182.39 42.98 116.50 49.96 141.73 58.18 79.91 62.21 23.35 63.46 8.79 69.81 22.74 100.00 120.83
CUM
184.15 225.40 220.16 212.59 200.90 184.34 167.19 155.06 146.34 148.02 134.77 120.04 125.91 124.30 126.47 116.85 92.76 78.04 63.91 74.50 74.50
Page 9 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
Textiles
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
851 862 1,250 980 1,285 792 665 562 394 216 227 251 185 270 222 344 284 158 170 26 9,994
F
851 1,713 2,963 3,943 5,228 6,020 6,685 7,247 7,641 7,857 8,084 8,335 8,520 8,790 9,012 9,356 9,640 9,798 9,968 9,994
BAND
CUM.
PERCENTAGE rp
RP
8.52 8.52 6,078.66 6,078.66 8.63 17.14 335.92 6,414.58 12.51 29.65 972.29 7,386.88 9.81 39.45 1,053.08 8,439.96 12.86 52.31 1,787.49 10,227.45 7.92 60.24 1,748.42 11,975.87 6.65 66.89 1,866.07 13,841.94 5.62 72.51 2,409.69 16,251.63 3.94 76.46 2,308.30 18,559.93 2.16 78.62 1,653.96 20,213.89 2.27 80.89 1,622.85 21,836.73 2.51 83.40 1,935.49 23,772.22 1.85 85.25 1,779.71 25,551.93 2.70 87.95 3,353.70 28,905.63 2.22 90.17 1,645.77 30,551.40 3.44 93.62 7,451.13 38,002.53 2.84 96.46 9,510.34 47,512.87 1.58 98.04 10,624.31 58,137.18 1.70 99.74 17,539.47 75,676.65 0.26 100.00 4,106.06 79,782.71 79,782.71
BAND
7.62 0.42 1.22 1.32 2.24 2.19 2.34 3.02 2.89 2.07 2.03 2.43 2.23 4.20 2.06 9.34 11.92 13.32 21.98 5.15
PERCENTAGE
CUM.
f
7.62 8.04 9.26 10.58 12.82 15.01 17.35 20.37 23.26 25.34 27.37 29.80 32.03 36.23 38.29 47.63 59.55 72.87 94.85 100.00
32 0 3 3 4 1 6 9 4 5 3 14 4 27 21 35 63 38 31 1 304
F
32 32 35 38 42 43 49 58 62 67 70 84 88 115 136 171 234 272 303 304
BAND
CUM.
10.53 10.53 0.00 10.53 0.99 11.51 0.99 12.50 1.32 13.82 0.33 14.14 1.97 16.12 2.96 19.08 1.32 20.39 1.64 22.04 0.99 23.03 4.61 27.63 1.32 28.95 8.88 37.83 6.91 44.74 11.51 56.25 20.72 76.97 12.50 89.47 10.20 99.67 0.33 100.00
PERCENTAGE rp
RP
3,498.78 3,498.78 0.00 3,498.78 93.41 3,592.19 377.04 3,969.23 33.23 4,002.46 9.22 4,011.68 2,042.34 6,054.02 2,480.66 8,534.68 1,347.16 9,881.84 2,803.80 12,685.64 16.17 12,701.82 789.08 13,490.89 87.34 13,578.24 24,980.65 38,558.89 5,289.19 43,848.08 7,003.41 50,851.49 19,954.48 70,805.97 38,818.29 109,624.26 15,424.04 125,048.30 276.34 125,324.64 125,324.64
BAND
2.79 0.00 0.07 0.30 0.03 0.01 1.63 1.98 1.07 2.24 0.01 0.63 0.07 19.93 4.22 5.59 15.92 30.97 12.31 0.22
PERCENTAGE
CUM.
BAND
CUM
2.79 2.79 2.87 3.17 3.19 3.20 4.83 6.81 7.88 10.12 10.14 10.76 10.83 30.77 34.99 40.58 56.50 87.47 99.78 100.00
57.56 0.00 9.61 35.80 1.86 0.53 109.45 102.94 58.36 169.52 1.00 40.77 4.91 744.87 321.38 93.99 209.82 365.37 87.94 6.73
57.56 54.54 48.63 47.03 39.13 33.50 43.74 52.52 53.24 62.76 58.17 56.75 53.14 133.40 143.52 133.81 149.02 188.56 165.24 157.08 157.08
Page 10 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
484 469 712 486 777 473 419 434 344 188 174 186 181 206 194 258 204 105 75 29 6,398
F
484 953 1,665 2,151 2,928 3,401 3,820 4,254 4,598 4,786 4,960 5,146 5,327 5,533 5,727 5,985 6,189 6,294 6,369 6,398
BAND
CUM.
PERCENTAGE rp
RP
7.56 7.56 5,566.98 5,566.98 7.33 14.90 280.81 5,847.80 11.13 26.02 563.55 6,411.34 7.60 33.62 546.51 6,957.85 12.14 45.76 1,520.42 8,478.27 7.39 53.16 1,293.18 9,771.45 6.55 59.71 1,641.53 11,412.98 6.78 66.49 2,113.56 13,526.54 5.38 71.87 1,933.12 15,459.66 2.94 74.80 1,451.66 16,911.33 2.72 77.52 1,611.49 18,522.82 2.91 80.43 2,108.03 20,630.84 2.83 83.26 2,552.29 23,183.13 3.22 86.48 3,098.57 26,281.70 3.03 89.51 3,665.91 29,947.62 4.03 93.54 10,044.75 39,992.36 3.19 96.73 10,369.72 50,362.08 1.64 98.37 8,338.59 58,700.67 1.17 99.55 10,103.31 68,803.98 0.45 100.00 6,678.43 75,482.41 75,482.41
BAND
7.38 0.37 0.75 0.72 2.01 1.71 2.17 2.80 2.56 1.92 2.13 2.79 3.38 4.11 4.86 13.31 13.74 11.05 13.38 8.85
CUM.
7.38 7.75 8.49 9.22 11.23 12.95 15.12 17.92 20.48 22.40 24.54 27.33 30.71 34.82 39.67 52.98 66.72 77.77 91.15 100.00
PERCENTAGE f
F
12 3 3 1 3 5 5 7 4 5 2 4 3 6 19 14 16 11 10 3 136
BAND
CUM.
PERCENTAGE rp
RP
12 8.82 8.82 1,170.27 1,170.27 15 2.21 11.03 108.99 1,279.25 18 2.21 13.24 232.59 1,511.84 19 0.74 13.97 204.42 1,716.26 22 2.21 16.18 111.53 1,827.79 27 3.68 19.85 756.45 2,584.24 32 3.68 23.53 409.57 2,993.80 39 5.15 28.68 269.26 3,263.06 43 2.94 31.62 226.36 3,489.42 48 3.68 35.29 438.93 3,928.36 50 1.47 36.76 599.02 4,527.37 54 2.94 39.71 698.68 5,226.05 57 2.21 41.91 367.05 5,593.11 63 4.41 46.32 247.37 5,840.48 82 13.97 60.29 18,450.30 24,290.78 96 10.29 70.59 2,000.98 26,291.76 112 11.76 82.35 9,818.41 36,110.17 123 8.09 90.44 4,057.99 40,168.16 133 7.35 97.79 55,705.95 95,874.10 136 2.21 100.00 16.20 95,890.30 95,890.30
BAND
1.22 0.11 0.24 0.21 0.12 0.79 0.43 0.28 0.24 0.46 0.62 0.73 0.38 0.26 19.24 2.09 10.24 4.23 58.09 0.02
PERCENTAGE
CUM.
BAND
CUM
1.22 1.33 1.58 1.79 1.91 2.69 3.12 3.40 3.64 4.10 4.72 5.45 5.83 6.09 25.33 27.42 37.66 41.89 99.98 100.00
21.02 38.81 41.27 37.40 7.34 58.50 24.95 12.74 11.71 30.24 37.17 33.14 14.38 7.98 503.29 19.92 94.68 48.67 551.36 0.24
21.02 21.88 23.58 24.67 21.56 26.45 26.23 24.12 22.57 23.23 24.44 25.33 24.13 22.22 81.11 65.74 71.70 68.43 139.34 127.04 127.04
Page 11 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 26
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
Wood, Bamboo and Rattan
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
709 466 589 359 506 362 326 325 238 157 155 209 166 200 117 189 197 90 94 17 5,471
F
709 1,175 1,764 2,123 2,629 2,991 3,317 3,642 3,880 4,037 4,192 4,401 4,567 4,767 4,884 5,073 5,270 5,360 5,454 5,471
BAND
CUM.
PERCENTAGE rp
RP
12.96 12.96 5,715.54 5,715.54 8.52 21.48 401.14 6,116.69 10.77 32.24 687.14 6,803.82 6.56 38.80 722.80 7,526.63 9.25 48.05 1,554.95 9,081.58 6.62 54.67 1,601.14 10,682.72 5.96 60.63 1,977.38 12,660.10 5.94 66.57 2,595.65 15,255.75 4.35 70.92 2,501.39 17,757.14 2.87 73.79 1,825.07 19,582.21 2.83 76.62 2,108.13 21,690.34 3.82 80.44 3,633.14 25,323.48 3.03 83.48 3,387.34 28,710.82 3.66 87.13 6,119.42 34,830.25 2.14 89.27 4,350.42 39,180.67 3.45 92.73 9,146.53 48,327.19 3.60 96.33 12,922.42 61,249.61 1.65 97.97 9,285.43 70,535.04 1.72 99.69 33,207.79 103,742.83 0.31 100.00 18,760.45 122,503.29 122,503.29
BAND
CUM.
4.67 4.67 0.33 4.99 0.56 5.55 0.59 6.14 1.27 7.41 1.31 8.72 1.61 10.33 2.12 12.45 2.04 14.50 1.49 15.99 1.72 17.71 2.97 20.67 2.77 23.44 5.00 28.43 3.55 31.98 7.47 39.45 10.55 50.00 7.58 57.58 27.11 84.69 15.31 100.00
PERCENTAGE f
14 2 5 3 1 1 7 6 5 5 2 11 7 12 8 19 17 10 7 2 144
F
BAND
CUM.
14 9.72 9.72 16 1.39 11.11 21 3.47 14.58 24 2.08 16.67 25 0.69 17.36 26 0.69 18.06 33 4.86 22.92 39 4.17 27.08 44 3.47 30.56 49 3.47 34.03 51 1.39 35.42 62 7.64 43.06 69 4.86 47.92 81 8.33 56.25 89 5.56 61.81 108 13.19 75.00 125 11.81 86.81 135 6.94 93.75 142 4.86 98.61 144 1.39 100.00
PERCENTAGE rp
2,121.77 110.29 176.06 263.60 148.35 94.89 2,402.66 380.87 333.13 461.48 49.83 1,076.48 943.82 5,408.37 678.34 12,751.88 14,953.65 10,139.94 29,966.66 345.89 82,807.96
RP
2,121.77 2,232.06 2,408.11 2,671.72 2,820.07 2,914.95 5,317.62 5,698.49 6,031.62 6,493.10 6,542.93 7,619.41 8,563.23 13,971.60 14,649.94 27,401.82 42,355.47 52,495.41 82,462.07 82,807.96
BAND
CUM.
2.56 2.56 0.13 2.70 0.21 2.91 0.32 3.23 0.18 3.41 0.11 3.52 2.90 6.42 0.46 6.88 0.40 7.28 0.56 7.84 0.06 7.90 1.30 9.20 1.14 10.34 6.53 16.87 0.82 17.69 15.40 33.09 18.06 51.15 12.25 63.39 36.19 99.58 0.42 100.00
PERCENTAGE BAND
37.12 27.49 25.62 36.47 9.54 5.93 121.51 14.67 13.32 25.29 2.36 29.63 27.86 88.38 15.59 139.42 115.72 109.20 90.24 1.84
CUM
37.12 36.49 35.39 35.50 31.05 27.29 42.00 37.35 33.97 33.16 30.17 30.09 29.83 40.11 37.39 56.70 69.15 74.42 79.49 67.60 67.60
Page 12 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,042 1,225 1,411 970 1,090 618 526 626 412 285 206 314 227 364 205 431 374 166 119 50 11,661
F
2,042 3,267 4,678 5,648 6,738 7,356 7,882 8,508 8,920 9,205 9,411 9,725 9,952 10,316 10,521 10,952 11,326 11,492 11,611 11,661
BAND
CUM.
17.51 17.51 10.51 28.02 12.10 40.12 8.32 48.43 9.35 57.78 5.30 63.08 4.51 67.59 5.37 72.96 3.53 76.49 2.44 78.94 1.77 80.70 2.69 83.40 1.95 85.34 3.12 88.47 1.76 90.22 3.70 93.92 3.21 97.13 1.42 98.55 1.02 99.57 0.43 100.00
PERCENTAGE rp
3,370.67 381.01 681.20 669.71 1,220.58 1,078.70 1,211.81 2,039.70 1,582.24 1,626.83 1,080.50 1,768.38 1,750.27 3,919.90 2,180.62 6,860.06 15,244.74 11,458.90 12,314.40 4,797.26 75,237.52
RP
3,370.67 3,751.69 4,432.88 5,102.59 6,323.18 7,401.88 8,613.70 10,653.40 12,235.64 13,862.47 14,942.97 16,711.35 18,461.63 22,381.52 24,562.15 31,422.21 46,666.95 58,125.86 70,440.25 75,237.52
BAND
4.48 0.51 0.91 0.89 1.62 1.43 1.61 2.71 2.10 2.16 1.44 2.35 2.33 5.21 2.90 9.12 20.26 15.23 16.37 6.38
CUM.
4.48 4.99 5.89 6.78 8.40 9.84 11.45 14.16 16.26 18.42 19.86 22.21 24.54 29.75 32.65 41.76 62.03 77.26 93.62 100.00
PERCENTAGE f
F
16 1 3 6 11 11 12 9 19 8 2 6 6 26 5 23 33 10 9 4 220
16 17 20 26 37 48 60 69 88 96 98 104 110 136 141 164 197 207 216 220
BAND
CUM.
PERCENTAGE rp
7.27 7.27 957.39 0.45 7.73 64.00 1.36 9.09 16.91 2.73 11.82 430.39 5.00 16.82 788.77 5.00 21.82 299.95 5.45 27.27 412.11 4.09 31.36 397.95 8.64 40.00 581.58 3.64 43.64 601.66 0.91 44.55 1,338.74 2.73 47.27 816.82 2.73 50.00 412.36 11.82 61.82 10,675.21 2.27 64.09 96.02 10.45 74.55 27,441.03 15.00 89.55 2,455.24 4.55 94.09 1,415.56 4.09 98.18 269.97 1.82 100.00 3,094.48 52,566.13
RP
957.39 1,021.39 1,038.30 1,468.69 2,257.46 2,557.41 2,969.52 3,367.47 3,949.04 4,550.71 5,889.44 6,706.26 7,118.62 17,793.83 17,889.85 45,330.88 47,786.12 49,201.68 49,471.65 52,566.13
BAND
1.82 0.12 0.03 0.82 1.50 0.57 0.78 0.76 1.11 1.14 2.55 1.55 0.78 20.31 0.18 52.20 4.67 2.69 0.51 5.89
PERCENTAGE
CUM.
BAND
CUM
1.82 1.94 1.98 2.79 4.29 4.87 5.65 6.41 7.51 8.66 11.20 12.76 13.54 33.85 34.03 86.24 90.91 93.60 94.11 100.00
28.40 16.80 2.48 64.26 64.62 27.81 34.01 19.51 36.76 36.98 123.90 46.19 23.56 272.33 4.40 400.01 16.11 12.35 2.19 64.51
28.40 27.22 23.42 28.78 35.70 34.55 34.47 31.61 32.27 32.83 39.41 40.13 38.56 79.50 72.84 144.26 102.40 84.65 70.23 69.87 69.87
Page 13 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 28
DATA POSITION FROM
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
PROCESSING
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
14 3 11 1 9 5 13 16 7 4 11 18 6 11 6 20 23 7 17 4 206
14 17 28 29 38 43 56 72 79 83 94 112 118 129 135 155 178 185 202 206
BAND
CUM.
PERCENTAGE rp
RP
6.80 6.80 243.02 243.02 1.46 8.25 0.23 243.25 5.34 13.59 11.88 255.12 0.49 14.08 0.75 255.87 4.37 18.45 11.62 267.49 2.43 20.87 2.46 269.95 6.31 27.18 50.85 320.80 7.77 34.95 57.86 378.66 3.40 38.35 9.96 388.63 1.94 40.29 12.15 400.78 5.34 45.63 14.41 415.18 8.74 54.37 53.98 469.16 2.91 57.28 26.24 495.40 5.34 62.62 77.72 573.12 2.91 65.53 373.40 946.52 9.71 75.24 232.61 1,179.13 11.17 86.41 667.46 1,846.60 3.40 89.81 443.96 2,290.56 8.25 98.06 2,113.57 4,404.14 1.94 100.00 433.52 4,837.65 4,837.65
BAND
5.02 0.00 0.25 0.02 0.24 0.05 1.05 1.20 0.21 0.25 0.30 1.12 0.54 1.61 7.72 4.81 13.80 9.18 43.69 8.96
CUM.
5.02 5.03 5.27 5.29 5.53 5.58 6.63 7.83 8.03 8.28 8.58 9.70 10.24 11.85 19.57 24.37 38.17 47.35 91.04 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 5
0 0 0 0 0 0 0 1 1 1 1 1 1 2 2 2 3 4 5 5
BAND
CUM.
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 547.62 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 0.00 20.00 0.00 20.00 40.00 400.00 0.00 40.00 0.00 0.00 40.00 0.00 20.00 60.00 36.30 20.00 80.00 12,074.74 20.00 100.00 149.47 0.00 100.00 0.00 13,208.13
RP
BAND
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 547.62 4.15 4.15 946.39 547.62 0.00 4.15 0.00 547.62 0.00 4.15 0.00 547.62 0.00 4.15 0.00 547.62 0.00 4.15 0.00 547.62 0.00 4.15 0.00 947.62 3.03 7.17 514.67 947.62 0.00 7.17 0.00 947.62 0.00 7.17 0.00 983.92 0.27 7.45 5.44 13,058.66 91.42 98.87 2,719.76 13,208.13 1.13 100.00 7.07 13,208.13 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 144.62 140.91 136.64 131.90 116.72 110.54 165.35 100.12 80.37 53.28 570.11 299.90 273.03 273.03
Page 14 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 29
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entertainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
120,167 119,378 131,163 70,729 70,113 31,660 22,026 14,904 7,832 4,069 3,138 3,251 2,240 2,559 1,456 2,047 1,541 679 642 165 609,759
F
120,167 239,545 370,708 441,437 511,550 543,210 565,236 580,140 587,972 592,041 595,179 598,430 600,670 603,229 604,685 606,732 608,273 608,952 609,594 609,759
BAND
CUM.
19.71 19.71 19.58 39.29 21.51 60.80 11.60 72.40 11.50 83.89 5.19 89.09 3.61 92.70 2.44 95.14 1.28 96.43 0.67 97.09 0.51 97.61 0.53 98.14 0.37 98.51 0.42 98.93 0.24 99.17 0.34 99.50 0.25 99.76 0.11 99.87 0.11 99.97 0.03 100.00
PERCENTAGE rp
37,980.07 27,757.05 56,061.03 48,914.61 76,841.03 59,774.46 47,035.16 55,416.24 31,462.61 18,490.74 16,752.04 21,542.88 17,946.96 25,630.44 18,793.99 35,254.40 47,746.90 41,169.63 87,915.28 218,291.99 990,777.53
RP
37,980.07 65,737.12 121,798.15 170,712.77 247,553.80 307,328.26 354,363.41 409,779.65 441,242.26 459,733.00 476,485.04 498,027.93 515,974.89 541,605.33 560,399.33 595,653.73 643,400.63 684,570.26 772,485.54 990,777.53
BAND
CUM.
3.83 3.83 2.80 6.63 5.66 12.29 4.94 17.23 7.76 24.99 6.03 31.02 4.75 35.77 5.59 41.36 3.18 44.53 1.87 46.40 1.69 48.09 2.17 50.27 1.81 52.08 2.59 54.66 1.90 56.56 3.56 60.12 4.82 64.94 4.16 69.09 8.87 77.97 22.03 100.00
PERCENTAGE f
213 175 230 141 211 93 77 86 54 44 31 93 35 51 63 76 98 92 123 292 2,278
F
213 388 618 759 970 1,063 1,140 1,226 1,280 1,324 1,355 1,448 1,483 1,534 1,597 1,673 1,771 1,863 1,986 2,278
BAND
CUM.
PERCENTAGE rp
9.35 9.35 21,869.54 7.68 17.03 12,094.18 10.10 27.13 13,932.34 6.19 33.32 22,456.85 9.26 42.58 32,498.38 4.08 46.66 11,149.77 3.38 50.04 10,470.95 3.78 53.82 11,552.71 2.37 56.19 10,569.09 1.93 58.12 7,034.26 1.36 59.48 5,376.75 4.08 63.56 8,011.80 1.54 65.10 10,317.78 2.24 67.34 2,929.65 2.77 70.11 12,276.72 3.34 73.44 25,360.91 4.30 77.74 27,074.16 4.04 81.78 11,619.29 5.40 87.18 49,252.02 12.82 100.00 120,412.59 426,259.72
RP
BAND
CUM.
21,869.54 5.13 5.13 33,963.71 2.84 7.97 47,896.05 3.27 11.24 70,352.90 5.27 16.50 102,851.27 7.62 24.13 114,001.05 2.62 26.74 124,472.00 2.46 29.20 136,024.71 2.71 31.91 146,593.79 2.48 34.39 153,628.06 1.65 36.04 159,004.81 1.26 37.30 167,016.61 1.88 39.18 177,334.39 2.42 41.60 180,264.04 0.69 42.29 192,540.76 2.88 45.17 217,901.67 5.95 51.12 244,975.83 6.35 57.47 256,595.11 2.73 60.20 305,847.13 11.55 71.75 426,259.72 28.25 100.00
PERCENTAGE BAND
57.58 43.57 24.85 45.91 42.29 18.65 22.26 20.85 33.59 38.04 32.10 37.19 57.49 11.43 65.32 71.94 56.70 28.22 56.02 55.16
CUM
57.58 51.67 39.32 41.21 41.55 37.09 35.13 33.19 33.22 33.42 33.37 33.54 34.37 33.28 34.36 36.58 38.08 37.48 39.59 43.02 43.02
Page 15 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 30
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
12 15 9 14 17 22 14 12 11 6 6 5 9 7 3 8 5 1 2 0 178
BAND
12 27 36 50 67 89 103 115 126 132 138 143 152 159 162 170 175 176 178 178
CUM.
6.74 6.74 8.43 15.17 5.06 20.22 7.87 28.09 9.55 37.64 12.36 50.00 7.87 57.87 6.74 64.61 6.18 70.79 3.37 74.16 3.37 77.53 2.81 80.34 5.06 85.39 3.93 89.33 1.69 91.01 4.49 95.51 2.81 98.31 0.56 98.88 1.12 100.00 0.00 100.00
PERCENTAGE rp
8.32 5.11 6.03 28.44 75.48 78.06 92.44 84.23 118.38 57.40 75.89 114.39 141.33 443.93 130.48 671.73 541.82 371.69 974.93 0.00 4,020.08
RP
8.32 13.43 19.46 47.90 123.38 201.44 293.88 378.11 496.49 553.88 629.78 744.17 885.49 1,329.42 1,459.90 2,131.63 2,673.45 3,045.15 4,020.08 4,020.08
BAND
CUM.
0.21 0.21 0.13 0.33 0.15 0.48 0.71 1.19 1.88 3.07 1.94 5.01 2.30 7.31 2.10 9.41 2.94 12.35 1.43 13.78 1.89 15.67 2.85 18.51 3.52 22.03 11.04 33.07 3.25 36.32 16.71 53.02 13.48 66.50 9.25 75.75 24.25 100.00 0.00 100.00
PERCENTAGE f
F
0 0 1 0 0 0 0 0 1 0 0 0 2 0 0 0 2 0 7 0 13
BAND
0 0 1 1 1 1 1 1 2 2 2 2 4 4 4 4 6 6 13 13
CUM.
0.00 0.00 0.00 0.00 7.69 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 0.00 7.69 7.69 15.38 0.00 15.38 0.00 15.38 0.00 15.38 15.38 30.77 0.00 30.77 0.00 30.77 0.00 30.77 15.38 46.15 0.00 46.15 53.85 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 11.20 0.00 0.00 0.00 0.00 0.00 9.36 0.00 0.00 0.00 290.19 0.00 0.00 0.00 545.55 0.00 303.48 0.00 1,159.79
RP
0.00 0.00 11.20 11.20 11.20 11.20 11.20 11.20 20.56 20.56 20.56 20.56 310.75 310.75 310.75 310.75 856.31 856.31 1,159.79 1,159.79
BAND
CUM.
0.00 0.00 0.00 0.00 0.97 0.97 0.00 0.97 0.00 0.97 0.00 0.97 0.00 0.97 0.00 0.97 0.81 1.77 0.00 1.77 0.00 1.77 0.00 1.77 25.02 26.79 0.00 26.79 0.00 26.79 0.00 26.79 47.04 73.83 0.00 73.83 26.17 100.00 0.00 100.00
PERCENTAGE BAND
0.00 0.00 185.72 0.00 0.00 0.00 0.00 0.00 7.91 0.00 0.00 0.00 205.34 0.00 0.00 0.00 100.69 0.00 31.13 0.00
CUM
0.00 0.00 57.56 23.38 9.08 5.56 3.81 2.96 4.14 3.71 3.26 2.76 35.09 23.37 21.29 14.58 32.03 28.12 28.85 28.85 28.85
Page 16 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 31
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million)
0 50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000
To
50 100 200 300 500 750 1,000 1,500 2,000 2,500 3,000 4,000 5,000 7,500 10,000 20,000 50,000 100,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
60 9 20 11 23 18 22 25 9 13 7 17 9 14 12 48 92 26 14 2 451
60 69 89 100 123 141 163 188 197 210 217 234 243 257 269 317 409 435 449 451
BAND
CUM.
13.30 13.30 2.00 15.30 4.43 19.73 2.44 22.17 5.10 27.27 3.99 31.26 4.88 36.14 5.54 41.69 2.00 43.68 2.88 46.56 1.55 48.12 3.77 51.88 2.00 53.88 3.10 56.98 2.66 59.65 10.64 70.29 20.40 90.69 5.76 96.45 3.10 99.56 0.44 100.00
PERCENTAGE rp
1,643.17 7.05 9.68 84.19 35.29 45.33 117.01 133.81 432.93 123.37 202.99 1,361.40 56.98 1,078.59 120.84 2,751.64 5,148.15 1,732.38 880.01 129.00 16,093.81
RP
1,643.17 1,650.22 1,659.91 1,744.10 1,779.38 1,824.72 1,941.73 2,075.53 2,508.47 2,631.84 2,834.83 4,196.23 4,253.20 5,331.79 5,452.63 8,204.27 13,352.42 15,084.80 15,964.82 16,093.81
BAND
10.21 0.04 0.06 0.52 0.22 0.28 0.73 0.83 2.69 0.77 1.26 8.46 0.35 6.70 0.75 17.10 31.99 10.76 5.47 0.80
CUM.
10.21 10.25 10.31 10.84 11.06 11.34 12.07 12.90 15.59 16.35 17.61 26.07 26.43 33.13 33.88 50.98 82.97 93.73 99.20 100.00
PERCENTAGE f
F
4 0 0 0 0 2 1 2 29 1 2 96 0 29 0 30 2 2 0 0 200
4 4 4 4 4 6 7 9 38 39 41 137 137 166 166 196 198 200 200 200
BAND
CUM.
2.00 2.00 0.00 2.00 0.00 2.00 0.00 2.00 0.00 2.00 1.00 3.00 0.50 3.50 1.00 4.50 14.50 19.00 0.50 19.50 1.00 20.50 48.00 68.50 0.00 68.50 14.50 83.00 0.00 83.00 15.00 98.00 1.00 99.00 1.00 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
79.75 0.00 0.00 0.00 0.00 143.67 175.94 280.68 1,159.46 1,051.81 370.94 2,012.86 0.00 463.64 0.00 3,121.51 2,117.53 186.34 0.00 0.00 11,164.11
RP
79.75 79.75 79.75 79.75 79.75 223.42 399.35 680.03 1,839.50 2,891.30 3,262.24 5,275.10 5,275.10 5,738.73 5,738.73 8,860.24 10,977.77 11,164.11 11,164.11 11,164.11
BAND
0.71 0.00 0.00 0.00 0.00 1.29 1.58 2.51 10.39 9.42 3.32 18.03 0.00 4.15 0.00 27.96 18.97 1.67 0.00 0.00
PERCENTAGE
CUM.
BAND
CUM
0.71 0.71 0.71 0.71 0.71 2.00 3.58 6.09 16.48 25.90 29.22 47.25 47.25 51.40 51.40 79.36 98.33 100.00 100.00 100.00
4.85 0.00 0.00 0.00 0.00 316.93 150.36 209.76 267.82 852.53 182.74 147.85 0.00 42.99 0.00 113.44 41.13 10.76 0.00 0.00
4.85 4.83 4.80 4.57 4.48 12.24 20.57 32.76 73.33 109.86 115.08 125.71 124.03 107.63 105.25 108.00 82.22 74.01 69.93 69.37 69.37
Page 17 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 32
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up T O TA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
3 10 4 1 4 1 8 6 5 5 2 6 7 11 8 12 7 1 6 0 107
3 13 17 18 22 23 31 37 42 47 49 55 62 73 81 93 100 101 107 107
BAND
CUM.
PERCENTAGE rp
2.80 2.80 4.46 9.35 12.15 42.98 3.74 15.89 20.16 0.93 16.82 0.29 3.74 20.56 5.02 0.93 21.50 2.64 7.48 28.97 25.32 5.61 34.58 25.40 4.67 39.25 31.82 4.67 43.93 36.99 1.87 45.79 25.46 5.61 51.40 69.36 6.54 57.94 170.74 10.28 68.22 263.92 7.48 75.70 174.52 11.21 86.92 365.48 6.54 93.46 681.51 0.93 94.39 330.74 5.61 100.00 3,677.14 0.00 100.00 0.00 5,953.97
RP
4.46 47.44 67.60 67.88 72.90 75.54 100.87 126.26 158.09 195.08 220.54 289.91 460.65 724.57 899.09 1,264.58 1,946.09 2,276.83 5,953.97 5,953.97
BAND
0.07 0.72 0.34 0.00 0.08 0.04 0.43 0.43 0.53 0.62 0.43 1.17 2.87 4.43 2.93 6.14 11.45 5.55 61.76 0.00
CUM.
0.07 0.80 1.14 1.14 1.22 1.27 1.69 2.12 2.66 3.28 3.70 4.87 7.74 12.17 15.10 21.24 32.69 38.24 100.00 100.00
PERCENTAGE f
F
0 1 2 0 0 0 0 0 0 1 0 2 2 2 0 3 0 0 5 0 18
0 1 3 3 3 3 3 3 3 4 4 6 8 10 10 13 13 13 18 18
BAND
CUM.
0.00 0.00 5.56 5.56 11.11 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 5.56 22.22 0.00 22.22 11.11 33.33 11.11 44.44 11.11 55.56 0.00 55.56 16.67 72.22 0.00 72.22 0.00 72.22 27.78 100.00 0.00 100.00
PERCENTAGE rp
0.00 51.75 14.34 0.00 0.00 0.00 0.00 0.00 0.00 9.77 0.00 86.98 57.18 57.86 0.00 129.38 0.00 0.00 144.06 0.00 551.34
RP
0.00 51.75 66.10 66.10 66.10 66.10 66.10 66.10 66.10 75.87 75.87 162.85 220.03 277.90 277.90 407.27 407.27 407.27 551.34 551.34
BAND
0.00 9.39 2.60 0.00 0.00 0.00 0.00 0.00 0.00 1.77 0.00 15.78 10.37 10.50 0.00 23.47 0.00 0.00 26.13 0.00
PERCENTAGE
CUM.
BAND
0.00 9.39 11.99 11.99 11.99 11.99 11.99 11.99 11.99 13.76 13.76 29.54 39.91 50.40 50.40 73.87 73.87 73.87 100.00 100.00
0.00 120.42 71.14 0.00 0.00 0.00 0.00 0.00 0.00 26.41 0.00 125.40 33.49 21.92 0.00 35.40 0.00 0.00 3.92 0.00
CUM
0.00 109.10 97.78 97.37 90.67 87.49 65.53 52.35 41.81 38.89 34.40 56.17 47.77 38.35 30.91 32.21 20.93 17.89 9.26 9.26 9.26
Page 18 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 40
DATA POSITION FROM PROCESSING
:
01/01/2004
TO
:
15/06/2008
DATE
:
15/07/2008
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
17 3 8 0 0 1 2 1 2 2 0 4 4 2 7 2 2 1 1 2 61
BAND
17 20 28 28 28 29 31 32 34 36 36 40 44 46 53 55 57 58 59 61
CUM.
27.87 27.87 4.92 32.79 13.11 45.90 0.00 45.90 0.00 45.90 1.64 47.54 3.28 50.82 1.64 52.46 3.28 55.74 3.28 59.02 0.00 59.02 6.56 65.57 6.56 72.13 3.28 75.41 11.48 86.89 3.28 90.16 3.28 93.44 1.64 95.08 1.64 96.72 3.28 100.00
PERCENTAGE rp
66.66 1.93 122.76 0.00 0.00 3.90 0.84 7.40 45.30 13.16 0.00 73.22 49.43 65.03 162.48 85.56 126.60 125.80 70.58 1.89 777.02
RP
66.66 68.59 54.17 54.17 54.17 50.27 49.43 42.03 3.27 16.43 16.43 89.64 139.07 204.11 366.59 452.15 578.75 704.55 775.13 777.02
BAND
8.58 0.25 15.80 0.00 0.00 0.50 0.11 0.95 5.83 1.69 0.00 9.42 6.36 8.37 20.91 11.01 16.29 16.19 9.08 0.24
CUM.
8.58 8.83 6.97 6.97 6.97 6.47 6.36 5.41 0.42 2.11 2.11 11.54 17.90 26.27 47.18 58.19 74.48 90.67 99.76 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 2
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 2 2 2
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 50.00 0.00 50.00 0.00 50.00 50.00 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.88 92.88 0.00 92.88 0.00 92.88 98.80 191.68 0.00 191.68 0.00 191.68 191.68
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 0.00 0.00 51.54 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.46 48.46 48.46 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 57.16 0.00 0.00 78.54 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.34 20.54 16.05 27.21 24.73 24.67 24.67
Page 19 of 204
RISK AND LOSS PROFILE 2004 GROUP BY PROVINCE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
485 861 829 369 275 119 50 43 17 4 3 14 8 10 3 9 14 2 7 5 3,127
F
485 1,346 2,175 2,544 2,819 2,938 2,988 3,031 3,048 3,052 3,055 3,069 3,077 3,087 3,090 3,099 3,113 3,115 3,122 3,127
BAND
CUM.
15.51 15.51 27.53 43.04 26.51 69.56 11.80 81.36 8.79 90.15 3.81 93.96 1.60 95.55 1.38 96.93 0.54 97.47 0.13 97.60 0.10 97.70 0.45 98.15 0.26 98.40 0.32 98.72 0.10 98.82 0.29 99.10 0.45 99.55 0.06 99.62 0.22 99.84 0.16 100.00
PERCENTAGE rp
132.91 376.97 615.71 432.70 457.52 275.62 183.02 245.52 74.01 16.16 40.69 197.04 50.98 674.54 74.43 252.06 887.11 74.42 678.73 1,958.97 7,699.12
RP
132.91 509.87 1,125.59 1,558.29 2,015.82 2,291.44 2,474.45 2,719.98 2,793.98 2,810.15 2,850.83 3,047.87 3,098.85 3,773.39 3,847.82 4,099.89 4,987.00 5,061.42 5,740.15 7,699.12
BAND
1.73 4.90 8.00 5.62 5.94 3.58 2.38 3.19 0.96 0.21 0.53 2.56 0.66 8.76 0.97 3.27 11.52 0.97 8.82 25.44
CUM.
1.73 6.62 14.62 20.24 26.18 29.76 32.14 35.33 36.29 36.50 37.03 39.59 40.25 49.01 49.98 53.25 64.77 65.74 74.56 100.00
PERCENTAGE f
F
0 2 3 2 2 1 1 0 0 0 0 0 0 0 0 0 1 0 0 0 12
0 2 5 7 9 10 11 11 11 11 11 11 11 11 11 11 12 12 12 12
BAND
0.00 16.67 25.00 16.67 16.67 8.33 8.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.33 0.00 0.00 0.00
CUM.
0.00 16.67 41.67 58.33 75.00 83.33 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 91.67 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 144.58 131.12 202.54 280.45 11.75 77.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 107.99 0.00 0.00 0.00 956.19
RP
0.00 144.58 275.70 478.24 758.69 770.44 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 848.20 956.19 956.19 956.19 956.19
BAND
0.00 15.12 13.71 21.18 29.33 1.23 8.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.29 0.00 0.00 0.00
CUM.
0.00 15.12 28.83 50.01 79.34 80.57 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 88.71 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 38.35 21.30 46.81 61.30 4.26 42.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.17 0.00 0.00 0.00
CUM
0.00 28.36 24.49 30.69 37.64 33.62 34.28 31.18 30.36 30.18 29.75 27.83 27.37 22.48 22.04 20.69 19.17 18.89 16.66 12.42 12.42
Page 20 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
7,892 8,589 11,055 5,538 4,771 1,833 1,287 863 448 241 185 267 200 218 157 233 194 71 37 6 44,085
F
7,892 16,481 27,536 33,074 37,845 39,678 40,965 41,828 42,276 42,517 42,702 42,969 43,169 43,387 43,544 43,777 43,971 44,042 44,079 44,085
BAND
CUM.
PERCENTAGE rp
17.90 17.90 2,927.10 19.48 37.38 2,037.80 25.08 62.46 4,791.91 12.56 75.02 4,064.61 10.82 85.85 5,732.36 4.16 90.00 3,179.16 2.92 92.92 3,435.34 1.96 94.88 3,048.75 1.02 95.90 2,374.84 0.55 96.44 1,280.89 0.42 96.86 1,944.11 0.61 97.47 2,300.93 0.45 97.92 1,999.27 0.49 98.42 3,374.35 0.36 98.77 2,843.20 0.53 99.30 6,799.29 0.44 99.74 11,938.11 0.16 99.90 5,588.66 0.08 99.99 7,068.44 0.01 100.00 945.55 77,674.66
RP
2,927.10 4,964.90 9,756.81 13,821.42 19,553.78 22,732.94 26,168.28 29,217.03 31,591.87 32,872.76 34,816.87 37,117.79 39,117.07 42,491.41 45,334.61 52,133.90 64,072.00 69,660.66 76,729.11 77,674.66
BAND
CUM.
3.77 3.77 2.62 6.39 6.17 12.56 5.23 17.79 7.38 25.17 4.09 29.27 4.42 33.69 3.93 37.61 3.06 40.67 1.65 42.32 2.50 44.82 2.96 47.79 2.57 50.36 4.34 54.70 3.66 58.36 8.75 67.12 15.37 82.49 7.19 89.68 9.10 98.78 1.22 100.00
PERCENTAGE f
16 19 14 6 13 6 7 10 5 5 2 10 6 2 9 43 9 5 6 2 195
F
16 35 49 55 68 74 81 91 96 101 103 113 119 121 130 173 182 187 193 195
BAND
CUM.
8.21 8.21 9.74 17.95 7.18 25.13 3.08 28.21 6.67 34.87 3.08 37.95 3.59 41.54 5.13 46.67 2.56 49.23 2.56 51.79 1.03 52.82 5.13 57.95 3.08 61.03 1.03 62.05 4.62 66.67 22.05 88.72 4.62 93.33 2.56 95.90 3.08 98.97 1.03 100.00
PERCENTAGE rp
345.28 5,056.70 608.29 267.17 1,894.71 1,605.92 1,172.10 597.45 1,514.54 181.57 59.09 254.46 651.07 12.35 4,886.56 6,662.18 2,728.56 13,154.40 53,909.05 15.33 95,576.76
RP
345.28 5,401.97 6,010.26 6,277.43 8,172.14 9,778.06 10,950.16 11,547.61 13,062.15 13,243.72 13,302.81 13,557.27 14,208.34 14,220.68 19,107.24 25,769.42 28,497.98 41,652.39 95,561.44 95,576.76
PERCENTAGE
BAND
CUM.
BAND
CUM
0.36 5.29 0.64 0.28 1.98 1.68 1.23 0.63 1.58 0.19 0.06 0.27 0.68 0.01 5.11 6.97 2.85 13.76 56.40 0.02
0.36 5.65 6.29 6.57 8.55 10.23 11.46 12.08 13.67 13.86 13.92 14.18 14.87 14.88 19.99 26.96 29.82 43.58 99.98 100.00
11.80 248.14 12.69 6.57 33.05 50.51 34.12 19.60 63.77 14.18 3.04 11.06 32.57 0.37 171.87 97.98 22.86 235.38 762.67 1.62
11.80 108.80 61.60 45.42 41.79 43.01 41.85 39.52 41.35 40.29 38.21 36.52 36.32 33.47 42.15 49.43 44.48 59.79 124.54 123.05 123.05
Page 21 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,804 4,244 3,917 1,734 1,461 548 424 232 112 65 35 55 28 27 20 36 29 19 7 2 16,799
F
3,804 8,048 11,965 13,699 15,160 15,708 16,132 16,364 16,476 16,541 16,576 16,631 16,659 16,686 16,706 16,742 16,771 16,790 16,797 16,799
BAND
CUM.
22.64 22.64 25.26 47.91 23.32 71.22 10.32 81.55 8.70 90.24 3.26 93.51 2.52 96.03 1.38 97.41 0.67 98.08 0.39 98.46 0.21 98.67 0.33 99.00 0.17 99.17 0.16 99.33 0.12 99.45 0.21 99.66 0.17 99.83 0.11 99.95 0.04 99.99 0.01 100.00
PERCENTAGE rp
481.62 788.71 1,155.15 1,008.44 1,683.91 928.99 996.69 761.07 386.73 317.98 219.57 423.56 276.98 262.34 245.33 747.13 1,473.01 2,461.68 722.78 319.80 15,661.48
RP
481.62 1,270.33 2,425.48 3,433.92 5,117.83 6,046.82 7,043.51 7,804.59 8,191.32 8,509.30 8,728.87 9,152.43 9,429.42 9,691.76 9,937.09 10,684.22 12,157.23 14,618.90 15,341.68 15,661.48
BAND
3.08 5.04 7.38 6.44 10.75 5.93 6.36 4.86 2.47 2.03 1.40 2.70 1.77 1.68 1.57 4.77 9.41 15.72 4.62 2.04
CUM.
3.08 8.11 15.49 21.93 32.68 38.61 44.97 49.83 52.30 54.33 55.73 58.44 60.21 61.88 63.45 68.22 77.63 93.34 97.96 100.00
PERCENTAGE f
F
7 2 7 3 7 0 4 4 0 1 2 0 0 3 0 1 2 4 1 0 48
BAND
CUM.
7 14.58 14.58 9 4.17 18.75 16 14.58 33.33 19 6.25 39.58 26 14.58 54.17 26 0.00 54.17 30 8.33 62.50 34 8.33 70.83 34 0.00 70.83 35 2.08 72.92 37 4.17 77.08 37 0.00 77.08 37 0.00 77.08 40 6.25 83.33 40 0.00 83.33 41 2.08 85.42 43 4.17 89.58 47 8.33 97.92 48 2.08 100.00 48 0.00 100.00
PERCENTAGE rp
323.39 109.49 347.13 260.13 856.49 0.00 870.51 376.96 0.00 1,051.81 370.94 0.00 0.00 901.85 0.00 1.36 34.91 525.06 237.45 0.00 6,267.47
RP
323.39 432.88 780.00 1,040.14 1,896.63 1,896.63 2,767.14 3,144.10 3,144.10 4,195.91 4,566.85 4,566.85 4,566.85 5,468.69 5,468.69 5,470.05 5,504.96 6,030.02 6,267.47 6,267.47
BAND
CUM.
5.16 5.16 1.75 6.91 5.54 12.45 4.15 16.60 13.67 30.26 0.00 30.26 13.89 44.15 6.01 50.17 0.00 50.17 16.78 66.95 5.92 72.87 0.00 72.87 0.00 72.87 14.39 87.26 0.00 87.26 0.02 87.28 0.56 87.83 8.38 96.21 3.79 100.00 0.00 100.00
PERCENTAGE BAND
67.15 13.88 30.05 25.80 50.86 0.00 87.34 49.53 0.00 330.78 168.93 0.00 0.00 343.76 0.00 0.18 2.37 21.33 32.85 0.00
CUM
67.15 34.08 32.16 30.29 37.06 31.37 39.29 40.29 38.38 49.31 52.32 49.90 48.43 56.43 55.03 51.20 45.28 41.25 40.85 40.02 40.02
Page 22 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,398 3,371 4,185 2,060 1,638 590 390 254 137 72 48 65 36 60 27 51 69 41 30 7 15,529
F
2,398 5,769 9,954 12,014 13,652 14,242 14,632 14,886 15,023 15,095 15,143 15,208 15,244 15,304 15,331 15,382 15,451 15,492 15,522 15,529
BAND
CUM.
15.44 15.44 21.71 37.15 26.95 64.10 13.27 77.36 10.55 87.91 3.80 91.71 2.51 94.22 1.64 95.86 0.88 96.74 0.46 97.21 0.31 97.51 0.42 97.93 0.23 98.16 0.39 98.55 0.17 98.72 0.33 99.05 0.44 99.50 0.26 99.76 0.19 99.95 0.05 100.00
PERCENTAGE rp
1,883.74 874.02 2,205.59 2,015.58 2,553.48 1,346.44 1,346.00 984.60 750.78 472.66 404.11 408.01 344.30 663.56 349.37 1,204.24 3,473.12 4,052.64 5,825.56 95.77 31,253.56
RP
1,883.74 2,757.76 4,963.35 6,978.93 9,532.41 10,878.85 12,224.85 13,209.45 13,960.23 14,432.88 14,837.00 15,245.01 15,589.30 16,252.87 16,602.24 17,806.47 21,279.59 25,332.23 31,157.80 31,253.56
BAND
6.03 2.80 7.06 6.45 8.17 4.31 4.31 3.15 2.40 1.51 1.29 1.31 1.10 2.12 1.12 3.85 11.11 12.97 18.64 0.31
CUM.
6.03 8.82 15.88 22.33 30.50 34.81 39.12 42.27 44.67 46.18 47.47 48.78 49.88 52.00 53.12 56.97 68.09 81.05 99.69 100.00
PERCENTAGE f
F
7 7 9 6 49 5 0 0 0 1 0 2 2 1 0 3 6 3 6 0 107
7 14 23 29 78 83 83 83 83 84 84 86 88 89 89 92 98 101 107 107
BAND
CUM.
6.54 6.54 6.54 13.08 8.41 21.50 5.61 27.10 45.79 72.90 4.67 77.57 0.00 77.57 0.00 77.57 0.00 77.57 0.93 78.50 0.00 78.50 1.87 80.37 1.87 82.24 0.93 83.18 0.00 83.18 2.80 85.98 5.61 91.59 2.80 94.39 5.61 100.00 0.00 100.00
PERCENTAGE rp
492.46 396.89 705.93 1,181.75 725.40 162.10 0.00 0.00 0.00 1.60 0.00 139.27 188.01 90.98 0.00 542.98 465.38 189.76 2,016.65 0.00 7,299.16
RP
492.46 889.35 1,595.28 2,777.03 3,502.43 3,664.53 3,664.53 3,664.53 3,664.53 3,666.13 3,666.13 3,805.40 3,993.41 4,084.39 4,084.39 4,627.37 5,092.75 5,282.51 7,299.16 7,299.16
BAND
CUM.
6.75 6.75 5.44 12.18 9.67 21.86 16.19 38.05 9.94 47.98 2.22 50.20 0.00 50.20 0.00 50.20 0.00 50.20 0.02 50.23 0.00 50.23 1.91 52.13 2.58 54.71 1.25 55.96 0.00 55.96 7.44 63.40 6.38 69.77 2.60 72.37 27.63 100.00 0.00 100.00
PERCENTAGE BAND
26.14 45.41 32.01 58.63 28.41 12.04 0.00 0.00 0.00 0.34 0.00 34.13 54.61 13.71 0.00 45.09 13.40 4.68 34.62 0.00
CUM
26.14 32.25 32.14 39.79 36.74 33.68 29.98 27.74 26.25 25.40 24.71 24.96 25.62 25.13 24.60 25.99 23.93 20.85 23.43 23.35 23.35
Page 23 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 2,176 75 1,483 150 1,491 689 250 600 400 222 625 159 875 86 1,250 50 1,750 23 2,250 21 2,750 24 3,500 12 4,500 22 6,250 7 8,750 21 15,000 21 35,000 7 75,000 6 300,000 3 7,123
F
2,176 3,659 5,150 5,839 6,439 6,661 6,820 6,906 6,956 6,979 7,000 7,024 7,036 7,058 7,065 7,086 7,107 7,114 7,120 7,123
BAND
30.55 20.82 20.93 9.67 8.42 3.12 2.23 1.21 0.70 0.32 0.29 0.34 0.17 0.31 0.10 0.29 0.29 0.10 0.08 0.04
CUM.
30.55 51.37 72.30 81.97 90.40 93.51 95.75 96.95 97.66 97.98 98.27 98.61 98.78 99.09 99.19 99.48 99.78 99.87 99.96 100.00
PERCENTAGE rp
RP
436.86 436.86 499.49 936.35 930.12 1,866.47 658.10 2,524.57 897.94 3,422.51 463.27 3,885.78 495.16 4,380.94 363.64 4,744.58 210.47 4,955.04 174.49 5,129.54 171.48 5,301.02 272.22 5,573.24 218.67 5,791.90 276.41 6,068.31 323.13 6,391.44 871.79 7,263.23 1,631.06 8,894.29 1,050.48 9,944.77 824.10 10,768.87 665.37 11,434.24 11,434.24
BAND
3.82 4.37 8.13 5.76 7.85 4.05 4.33 3.18 1.84 1.53 1.50 2.38 1.91 2.42 2.83 7.62 14.26 9.19 7.21 5.82
CUM.
3.82 8.19 16.32 22.08 29.93 33.98 38.31 41.49 43.34 44.86 46.36 48.74 50.65 53.07 55.90 63.52 77.79 86.97 94.18 100.00
PERCENTAGE f
F
1 5 6 3 2 2 2 0 0 0 0 1 0 1 0 0 0 3 0 0 26
1 6 12 15 17 19 21 21 21 21 21 22 22 23 23 23 23 26 26 26
BAND
CUM.
3.85 3.85 19.23 23.08 23.08 46.15 11.54 57.69 7.69 65.38 7.69 73.08 7.69 80.77 0.00 80.77 0.00 80.77 0.00 80.77 0.00 80.77 3.85 84.62 0.00 84.62 3.85 88.46 0.00 88.46 0.00 88.46 0.00 88.46 11.54 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
15.10 281.31 576.56 251.97 218.68 469.08 183.32 0.00 0.00 0.00 0.00 59.09 0.00 3.45 0.00 0.00 0.00 420.24 0.00 0.00 2,478.80
RP
15.10 296.40 872.96 1,124.94 1,343.62 1,812.70 1,996.02 1,996.02 1,996.02 1,996.02 1,996.02 2,055.11 2,055.11 2,058.56 2,058.56 2,058.56 2,058.56 2,478.80 2,478.80 2,478.80
BAND
CUM.
0.61 0.61 11.35 11.96 23.26 35.22 10.17 45.38 8.82 54.20 18.92 73.13 7.40 80.52 0.00 80.52 0.00 80.52 0.00 80.52 0.00 80.52 2.38 82.91 0.00 82.91 0.14 83.05 0.00 83.05 0.00 83.05 0.00 83.05 16.95 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
3.46 56.32 61.99 38.29 24.35 101.25 37.02 0.00 0.00 0.00 0.00 21.71 0.00 1.25 0.00 0.00 0.00 40.00 0.00 0.00
CUM
3.46 31.66 46.77 44.56 39.26 46.65 45.56 42.07 40.28 38.91 37.65 36.87 35.48 33.92 32.21 28.34 23.14 24.93 23.02 21.68 21.68
Page 24 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,900 3,233 3,755 1,768 1,409 646 448 282 156 72 55 57 48 39 37 55 32 45 10 4 16,051
F
3,900 7,133 10,888 12,656 14,065 14,711 15,159 15,441 15,597 15,669 15,724 15,781 15,829 15,868 15,905 15,960 15,992 16,037 16,047 16,051
BAND
CUM.
24.30 24.30 20.14 44.44 23.39 67.83 11.01 78.85 8.78 87.63 4.02 91.65 2.79 94.44 1.76 96.20 0.97 97.17 0.45 97.62 0.34 97.96 0.36 98.32 0.30 98.62 0.24 98.86 0.23 99.09 0.34 99.43 0.20 99.63 0.28 99.91 0.06 99.98 0.02 100.00
PERCENTAGE rp
1,831.50 753.67 1,808.36 1,463.42 1,991.97 1,283.61 1,721.45 1,089.49 947.38 526.61 401.74 498.06 417.85 759.84 398.94 1,510.27 1,046.78 2,914.46 1,765.43 605.26 23,736.07
RP
1,831.50 2,585.16 4,393.53 5,856.94 7,848.91 9,132.52 10,853.97 11,943.46 12,890.84 13,417.45 13,819.19 14,317.24 14,735.09 15,494.93 15,893.87 17,404.14 18,450.92 21,365.38 23,130.81 23,736.07
BAND
7.72 3.18 7.62 6.17 8.39 5.41 7.25 4.59 3.99 2.22 1.69 2.10 1.76 3.20 1.68 6.36 4.41 12.28 7.44 2.55
CUM.
7.72 10.89 18.51 24.68 33.07 38.48 45.73 50.32 54.31 56.53 58.22 60.32 62.08 65.28 66.96 73.32 77.73 90.01 97.45 100.00
PERCENTAGE f
F
4 7 8 4 7 1 3 1 0 2 1 0 0 0 0 4 1 4 8 2 57
4 11 19 23 30 31 34 35 35 37 38 38 38 38 38 42 43 47 55 57
BAND
CUM.
7.02 7.02 12.28 19.30 14.04 33.33 7.02 40.35 12.28 52.63 1.75 54.39 5.26 59.65 1.75 61.40 0.00 61.40 3.51 64.91 1.75 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 7.02 73.68 1.75 75.44 7.02 82.46 14.04 96.49 3.51 100.00
PERCENTAGE rp
131.96 254.46 577.12 465.90 1,442.43 503.05 841.50 116.58 0.00 231.86 1.09 0.00 0.00 0.00 0.00 264.39 452.24 328.84 2,798.76 3,878.60 12,288.80
RP
131.96 386.42 963.54 1,429.44 2,871.87 3,374.92 4,216.43 4,333.00 4,333.00 4,564.87 4,565.96 4,565.96 4,565.96 4,565.96 4,565.96 4,830.35 5,282.59 5,611.44 8,410.20 12,288.80
BAND
CUM.
1.07 1.07 2.07 3.14 4.70 7.84 3.79 11.63 11.74 23.37 4.09 27.46 6.85 34.31 0.95 35.26 0.00 35.26 1.89 37.15 0.01 37.16 0.00 37.16 0.00 37.16 0.00 37.16 0.00 37.16 2.15 39.31 3.68 42.99 2.68 45.66 22.77 68.44 31.56 100.00
PERCENTAGE BAND
CUM
7.20 33.76 31.91 31.84 72.41 39.19 48.88 10.70 0.00 44.03 0.27 0.00 0.00 0.00 0.00 17.51 43.20 11.28 158.53 640.81
7.20 14.95 21.93 24.41 36.59 36.96 38.85 36.28 33.61 34.02 33.04 31.89 30.99 29.47 28.73 27.75 28.63 26.26 36.36 51.77 51.77
Page 25 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
996 833 586 203 189 69 44 27 17 6 3 6 4 2 1 6 8 0 0 0 3,000
F
996 1,829 2,415 2,618 2,807 2,876 2,920 2,947 2,964 2,970 2,973 2,979 2,983 2,985 2,986 2,992 3,000 3,000 3,000 3,000
BAND
33.20 27.77 19.53 6.77 6.30 2.30 1.47 0.90 0.57 0.20 0.10 0.20 0.13 0.07 0.03 0.20 0.27 0.00 0.00 0.00
CUM.
33.20 60.97 80.50 87.27 93.57 95.87 97.33 98.23 98.80 99.00 99.10 99.30 99.43 99.50 99.53 99.73 100.00 100.00 100.00 100.00
PERCENTAGE rp
119.52 239.66 379.32 231.48 340.90 178.12 121.96 67.02 122.05 18.14 14.74 33.69 30.28 14.23 5.30 139.58 402.47 0.00 0.00 0.00 2,458.47
RP
119.52 359.18 738.50 969.99 1,310.88 1,489.01 1,610.96 1,677.99 1,800.03 1,818.18 1,832.92 1,866.61 1,896.89 1,911.12 1,916.41 2,056.00 2,458.47 2,458.47 2,458.47 2,458.47
BAND
4.86 9.75 15.43 9.42 13.87 7.25 4.96 2.73 4.96 0.74 0.60 1.37 1.23 0.58 0.22 5.68 16.37 0.00 0.00 0.00
CUM.
4.86 14.61 30.04 39.45 53.32 60.57 65.53 68.25 73.22 73.96 74.56 75.93 77.16 77.74 77.95 83.63 100.00 100.00 100.00 100.00
PERCENTAGE f
F
1 3 6 2 0 0 0 0 1 0 0 2 0 0 0 0 0 0 0 0 15
1 4 10 12 12 12 12 12 13 13 13 15 15 15 15 15 15 15 15 15
BAND
6.67 20.00 40.00 13.33 0.00 0.00 0.00 0.00 6.67 0.00 0.00 13.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
6.67 26.67 66.67 80.00 80.00 80.00 80.00 80.00 86.67 86.67 86.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
50.00 187.21 640.26 212.21 0.00 0.00 0.00 0.00 2.40 0.00 0.00 45.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,137.88
RP
50.00 237.21 877.47 1,089.68 1,089.68 1,089.68 1,089.68 1,089.68 1,092.08 1,092.08 1,092.08 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88 1,137.88
BAND
4.39 16.45 56.27 18.65 0.00 0.00 0.00 0.00 0.21 0.00 0.00 4.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
4.39 20.85 77.11 95.76 95.76 95.76 95.76 95.76 95.97 95.97 95.97 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
41.83 78.12 168.79 91.67 0.00 0.00 0.00 0.00 1.97 0.00 0.00 135.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
41.83 66.04 118.82 112.34 83.13 73.18 67.64 64.94 60.67 60.06 59.58 60.96 59.99 59.54 59.38 55.34 46.28 46.28 46.28 46.28 46.28
Page 26 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,312 2,419 2,322 1,121 1,148 467 327 231 133 77 49 59 55 62 37 65 41 23 19 5 10,972
F
2,312 4,731 7,053 8,174 9,322 9,789 10,116 10,347 10,480 10,557 10,606 10,665 10,720 10,782 10,819 10,884 10,925 10,948 10,967 10,972
BAND
CUM.
21.07 21.07 22.05 43.12 21.16 64.28 10.22 74.50 10.46 84.96 4.26 89.22 2.98 92.20 2.11 94.30 1.21 95.52 0.70 96.22 0.45 96.66 0.54 97.20 0.50 97.70 0.57 98.27 0.34 98.61 0.59 99.20 0.37 99.57 0.21 99.78 0.17 99.95 0.05 100.00
PERCENTAGE rp
470.75 511.55 1,658.29 875.85 1,402.27 806.69 863.08 896.49 681.32 424.47 343.23 481.67 353.30 693.11 525.92 1,341.55 1,436.59 1,719.60 1,453.66 78.69 17,018.08
RP
470.75 982.30 2,640.59 3,516.44 4,918.72 5,725.40 6,588.48 7,484.96 8,166.28 8,590.76 8,933.99 9,415.66 9,768.96 10,462.07 10,987.99 12,329.55 13,766.13 15,485.74 16,939.39 17,018.08
BAND
2.77 3.01 9.74 5.15 8.24 4.74 5.07 5.27 4.00 2.49 2.02 2.83 2.08 4.07 3.09 7.88 8.44 10.10 8.54 0.46
PERCENTAGE
CUM.
f
2.77 5.77 15.52 20.66 28.90 33.64 38.71 43.98 47.99 50.48 52.50 55.33 57.40 61.48 64.57 72.45 80.89 91.00 99.54 100.00
4 1 4 0 3 2 1 6 4 2 3 5 3 4 0 10 11 4 1 0 68
F
4 5 9 9 12 14 15 21 25 27 30 35 38 42 42 52 63 67 68 68
BAND
5.88 1.47 5.88 0.00 4.41 2.94 1.47 8.82 5.88 2.94 4.41 7.35 4.41 5.88 0.00 14.71 16.18 5.88 1.47 0.00
CUM.
PERCENTAGE rp
RP
5.88 126.02 126.02 7.35 2,282.93 2,408.95 13.24 225.39 2,634.34 13.24 0.00 2,634.34 17.65 99.63 2,733.97 20.59 15.43 2,749.40 22.06 5.50 2,754.90 30.88 280.57 3,035.47 36.76 320.30 3,355.77 39.71 22.07 3,377.84 44.12 1,017.07 4,394.91 51.47 802.54 5,197.45 55.88 384.54 5,581.99 61.76 117.71 5,699.70 61.76 0.00 5,699.70 76.47 14,053.96 19,753.66 92.65 1,355.02 21,108.68 98.53 1,273.84 22,382.53 100.00 5.85 22,388.38 100.00 0.00 22,388.38 22,388.38
BAND
CUM.
PERCENTAGE BAND
CUM
0.56 0.56 26.77 10.20 10.76 446.28 1.01 11.77 13.59 0.00 11.77 0.00 0.44 12.21 7.10 0.07 12.28 1.91 0.02 12.31 0.64 1.25 13.56 31.30 1.43 14.99 47.01 0.10 15.09 5.20 4.54 19.63 296.32 3.58 23.21 166.62 1.72 24.93 108.84 0.53 25.46 16.98 0.00 25.46 0.00 62.77 88.23 1,047.59 6.05 94.28 94.32 5.69 99.97 74.08 0.03 100.00 0.40 0.00 100.00 0.00
26.77 245.24 99.76 74.92 55.58 48.02 41.81 40.55 41.09 39.32 49.19 55.20 57.14 54.48 51.87 160.21 153.34 144.54 132.17 131.56 131.56
Page 27 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
18,040 20,640 33,798 24,312 28,117 13,846 9,780 6,877 3,733 2,009 1,522 1,602 1,112 1,345 834 1,237 1,005 432 495 123 170,859
F
18,040 38,680 72,478 96,790 124,907 138,753 148,533 155,410 159,143 161,152 162,674 164,276 165,388 166,733 167,567 168,804 169,809 170,241 170,736 170,859
BAND
10.56 12.08 19.78 14.23 16.46 8.10 5.72 4.02 2.18 1.18 0.89 0.94 0.65 0.79 0.49 0.72 0.59 0.25 0.29 0.07
CUM.
10.56 22.64 42.42 56.65 73.11 81.21 86.93 90.96 93.14 94.32 95.21 96.15 96.80 97.59 98.07 98.80 99.39 99.64 99.93 100.00
PERCENTAGE rp
16,123.91 4,247.34 10,956.80 12,860.50 25,108.40 16,226.99 17,036.36 18,298.29 13,906.20 8,915.33 7,441.54 10,586.72 8,631.10 14,354.04 10,997.65 22,806.85 31,331.77 27,379.97 92,043.88 132,769.43 502,023.07
RP
16,123.91 20,371.25 31,328.05 44,188.55 69,296.95 85,523.95 102,560.30 120,858.59 134,764.79 143,680.12 151,121.66 161,708.38 170,339.48 184,693.52 195,691.17 218,498.02 249,829.80 277,209.77 369,253.65 502,023.07
BAND
CUM.
3.21 3.21 0.85 4.06 2.18 6.24 2.56 8.80 5.00 13.80 3.23 17.04 3.39 20.43 3.64 24.07 2.77 26.84 1.78 28.62 1.48 30.10 2.11 32.21 1.72 33.93 2.86 36.79 2.19 38.98 4.54 43.52 6.24 49.76 5.45 55.22 18.33 73.55 26.45 100.00
PERCENTAGE f
124 48 77 46 59 37 45 41 26 25 11 70 18 36 47 52 51 58 96 28 995
F
BAND
CUM.
124 12.46 12.46 172 4.82 17.29 249 7.74 25.03 295 4.62 29.65 354 5.93 35.58 391 3.72 39.30 436 4.52 43.82 477 4.12 47.94 503 2.61 50.55 528 2.51 53.07 539 1.11 54.17 609 7.04 61.21 627 1.81 63.02 663 3.62 66.63 710 4.72 71.36 762 5.23 76.58 813 5.13 81.71 871 5.83 87.54 967 9.65 97.19 995 2.81 100.00
PERCENTAGE rp
9,896.54 1,825.91 4,708.26 13,781.20 2,514.42 4,168.70 6,017.74 5,042.53 8,594.69 6,246.31 2,091.99 2,000.22 5,052.61 27,888.74 4,470.80 36,625.07 6,990.98 2,105.88 43,368.46 23,674.90 217,065.94
RP
9,896.54 11,722.45 16,430.71 30,211.91 32,726.32 36,895.02 42,912.76 47,955.28 56,549.98 62,796.29 64,888.28 66,888.51 71,941.12 99,829.86 104,300.66 140,925.73 147,916.71 150,022.58 193,391.05 217,065.94
BAND
4.56 0.84 2.17 6.35 1.16 1.92 2.77 2.32 3.96 2.88 0.96 0.92 2.33 12.85 2.06 16.87 3.22 0.97 19.98 10.91
CUM.
PERCENTAGE BAND
4.56 61.38 5.40 42.99 7.57 42.97 13.92 107.16 15.08 10.01 17.00 25.69 19.77 35.32 22.09 27.56 26.05 61.80 28.93 70.06 29.89 28.11 30.81 18.89 33.14 58.54 45.99 194.29 48.05 40.65 64.92 160.59 68.14 22.31 69.11 7.69 89.09 47.12 100.00 17.83
CUM
61.38 57.54 52.45 68.37 47.23 43.14 41.84 39.68 41.96 43.71 42.94 41.36 42.23 54.05 53.30 64.50 59.21 54.12 52.37 43.24 43.24
Page 28 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
22,470 21,642 20,878 9,790 8,956 3,899 2,904 2,081 1,195 696 610 697 543 745 574 917 827 452 424 96 100,396
F
22,470 44,112 64,990 74,780 83,736 87,635 90,539 92,620 93,815 94,511 95,121 95,818 96,361 97,106 97,680 98,597 99,424 99,876 100,300 100,396
BAND
CUM.
22.38 22.38 21.56 43.94 20.80 64.73 9.75 74.49 8.92 83.41 3.88 87.29 2.89 90.18 2.07 92.25 1.19 93.44 0.69 94.14 0.61 94.75 0.69 95.44 0.54 95.98 0.74 96.72 0.57 97.29 0.91 98.21 0.82 99.03 0.45 99.48 0.42 99.90 0.10 100.00
PERCENTAGE rp
16,866.71 4,372.84 8,831.67 6,805.17 10,077.18 6,069.06 6,958.61 11,178.33 7,898.62 3,782.01 3,923.16 5,043.08 5,181.68 7,630.07 7,223.13 15,591.92 27,109.15 28,816.35 43,770.69 33,107.26 260,236.67
RP
16,866.71 21,239.55 30,071.22 36,876.38 46,953.57 53,022.62 59,981.23 71,159.56 79,058.18 82,840.19 86,763.35 91,806.42 96,988.10 104,618.17 111,841.31 127,433.23 154,542.37 183,358.72 227,129.41 260,236.67
BAND
6.48 1.68 3.39 2.61 3.87 2.33 2.67 4.30 3.04 1.45 1.51 1.94 1.99 2.93 2.78 5.99 10.42 11.07 16.82 12.72
CUM.
6.48 8.16 11.56 14.17 18.04 20.37 23.05 27.34 30.38 31.83 33.34 35.28 37.27 40.20 42.98 48.97 59.39 70.46 87.28 100.00
PERCENTAGE f
F
55 13 40 23 34 13 8 23 19 15 7 18 14 40 40 56 69 55 55 138
55 68 108 131 165 178 186 209 228 243 250 268 282 322 362 418 487 542 597 735
735
BAND
CUM.
7.48 7.48 1.77 9.25 5.44 14.69 3.13 17.82 4.63 22.45 1.77 24.22 1.09 25.31 3.13 28.44 2.59 31.02 2.04 33.06 0.95 34.01 2.45 36.46 1.90 38.37 5.44 43.81 5.44 49.25 7.62 56.87 9.39 66.26 7.48 73.74 7.48 81.22 18.78 100.00
PERCENTAGE rp
5,055.90 347.89 1,433.53 667.78 20,854.46 571.03 1,460.02 3,210.73 601.06 4,776.37 232.04 774.68 261.41 6,915.03 7,145.15 14,259.71 31,823.70 46,209.24 51,993.71 89,089.60 287,683.05
RP
5,055.90 5,403.79 6,837.32 7,505.10 28,359.56 28,930.59 30,390.62 33,601.35 34,202.41 38,978.79 39,210.83 39,985.51 40,246.91 47,161.94 54,307.09 68,566.80 100,390.50 146,599.75 198,593.45 287,683.05
BAND
CUM.
1.76 1.76 0.12 1.88 0.50 2.38 0.23 2.61 7.25 9.86 0.20 10.06 0.51 10.56 1.12 11.68 0.21 11.89 1.66 13.55 0.08 13.63 0.27 13.90 0.09 13.99 2.40 16.39 2.48 18.88 4.96 23.83 11.06 34.90 16.06 50.96 18.07 69.03 30.97 100.00
PERCENTAGE BAND
CUM.
29.98 29.98 7.96 25.44 16.23 22.74 9.81 20.35 206.95 60.40 9.41 54.56 20.98 50.67 28.72 47.22 7.61 43.26 126.29 47.05 5.91 45.19 15.36 43.55 5.04 41.50 90.63 45.08 98.92 48.56 91.46 53.81 117.39 64.96 160.36 79.95 118.79 87.44 269.09 110.55 110.55
Page 29 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
12,612 9,223 7,844 3,668 3,684 1,919 1,428 1,086 611 352 268 280 206 299 186 229 162 85 60 18 44,220
F
12,612 21,835 29,679 33,347 37,031 38,950 40,378 41,464 42,075 42,427 42,695 42,975 43,181 43,480 43,666 43,895 44,057 44,142 44,202 44,220
BAND
CUM.
PERCENTAGE rp
28.52 28.52 4,647.87 20.86 49.38 2,067.34 17.74 67.12 3,145.41 8.29 75.41 2,504.09 8.33 83.74 4,723.60 4.34 88.08 16,131.74 3.23 91.31 3,323.81 2.46 93.77 3,693.09 1.38 95.15 2,773.92 0.80 95.95 1,780.84 0.61 96.55 1,788.68 0.63 97.18 2,945.77 0.47 97.65 2,207.54 0.68 98.33 3,681.58 0.42 98.75 1,602.77 0.52 99.27 5,069.14 0.37 99.63 5,485.87 0.19 99.82 4,733.96 0.14 99.96 5,140.00 0.04 100.00 1,931.15 79,378.15
RP
4,647.87 6,715.21 9,860.62 12,364.71 17,088.31 33,220.05 36,543.86 40,236.94 43,010.87 44,791.71 46,580.39 49,526.15 51,733.69 55,415.27 57,018.04 62,087.18 67,573.05 72,307.01 77,447.01 79,378.15
BAND
CUM.
5.86 5.86 2.60 8.46 3.96 12.42 3.15 15.58 5.95 21.53 20.32 41.85 4.19 46.04 4.65 50.69 3.49 54.18 2.24 56.43 2.25 58.68 3.71 62.39 2.78 65.17 4.64 69.81 2.02 71.83 6.39 78.22 6.91 85.13 5.96 91.09 6.48 97.57 2.43 100.00
PERCENTAGE f
15 3 10 9 26 13 7 14 7 7 2 55 4 24 17 12 42 22 10 42 341
F
BAND
CUM.
15 4.40 4.40 18 0.88 5.28 28 2.93 8.21 37 2.64 10.85 63 7.62 18.48 76 3.81 22.29 83 2.05 24.34 97 4.11 28.45 104 2.05 30.50 111 2.05 32.55 113 0.59 33.14 168 16.13 49.27 172 1.17 50.44 196 7.04 57.48 213 4.99 62.46 225 3.52 65.98 267 12.32 78.30 289 6.45 84.75 299 2.93 87.68 341 12.32 100.00
PERCENTAGE rp
6,106.53 110.14 289.89 306.12 555.85 819.34 578.05 2,688.29 196.56 401.66 1,166.18 1,550.26 100.10 3,186.79 2,258.97 254.80 9,078.81 3,465.46 2,446.08 501.54 36,061.43
RP
6,106.53 6,216.67 6,506.56 6,812.69 7,368.53 8,187.87 8,765.92 11,454.22 11,650.78 12,052.44 13,218.62 14,768.89 14,868.99 18,055.78 20,314.75 20,569.55 29,648.36 33,113.82 35,559.90 36,061.43
BAND
CUM.
16.93 16.93 0.31 17.24 0.80 18.04 0.85 18.89 1.54 20.43 2.27 22.71 1.60 24.31 7.45 31.76 0.55 32.31 1.11 33.42 3.23 36.66 4.30 40.95 0.28 41.23 8.84 50.07 6.26 56.33 0.71 57.04 25.18 82.22 9.61 91.83 6.78 98.61 1.39 100.00
PERCENTAGE BAND
131.38 5.33 9.22 12.22 11.77 5.08 17.39 72.79 7.09 22.55 65.20 52.63 4.53 86.56 140.94 5.03 165.49 73.20 47.59 25.97
CUM
131.38 92.58 65.99 55.10 43.12 24.65 23.99 28.47 27.09 26.91 28.38 29.82 28.74 32.58 35.63 33.13 43.88 45.80 45.92 45.43 45.43
Page 30 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,653 1,473 1,290 614 574 334 191 161 89 53 38 45 28 39 18 23 29 11 10 5 6,678
F
1,653 3,126 4,416 5,030 5,604 5,938 6,129 6,290 6,379 6,432 6,470 6,515 6,543 6,582 6,600 6,623 6,652 6,663 6,673 6,678
BAND
CUM.
PERCENTAGE rp
24.75 24.75 287.42 22.06 46.81 248.50 19.32 66.13 461.08 9.19 75.32 345.74 8.60 83.92 669.91 5.00 88.92 444.00 2.86 91.78 380.94 2.41 94.19 453.49 1.33 95.52 324.06 0.79 96.32 246.39 0.57 96.89 183.99 0.67 97.56 265.22 0.42 97.98 284.36 0.58 98.56 437.70 0.27 98.83 207.99 0.34 99.18 249.23 0.43 99.61 1,904.08 0.16 99.78 480.30 0.15 99.93 827.67 0.07 100.00 625.84 9,327.92
RP
287.42 535.92 997.00 1,342.74 2,012.65 2,456.65 2,837.59 3,291.07 3,615.13 3,861.53 4,045.52 4,310.74 4,595.10 5,032.81 5,240.80 5,490.03 7,394.10 7,874.41 8,702.08 9,327.92
BAND
3.08 2.66 4.94 3.71 7.18 4.76 4.08 4.86 3.47 2.64 1.97 2.84 3.05 4.69 2.23 2.67 20.41 5.15 8.87 6.71
CUM.
3.08 5.75 10.69 14.39 21.58 26.34 30.42 35.28 38.76 41.40 43.37 46.21 49.26 53.95 56.18 58.86 79.27 84.42 93.29 100.00
PERCENTAGE f
F
0 0 1 1 1 1 1 0 0 2 0 0 0 3 0 0 4 2 3 94 113
0 0 1 2 3 4 5 5 5 7 7 7 7 10 10 10 14 16 19 113
BAND
CUM.
0.00 0.00 0.00 0.00 0.88 0.88 0.88 1.77 0.88 2.65 0.88 3.54 0.88 4.42 0.00 4.42 0.00 4.42 1.77 6.19 0.00 6.19 0.00 6.19 0.00 6.19 2.65 8.85 0.00 8.85 0.00 8.85 3.54 12.39 1.77 14.16 2.65 16.81 83.19 100.00
PERCENTAGE rp
0.00 0.00 3.46 1.16 25.00 27.42 1,077.28 0.00 0.00 16.62 0.00 0.00 0.00 50.87 0.00 0.00 163.36 764.14 175.23 1,432.86 3,737.40
RP
0.00 0.00 3.46 4.62 29.62 57.04 1,134.31 1,134.31 1,134.31 1,150.94 1,150.94 1,150.94 1,150.94 1,201.81 1,201.81 1,201.81 1,365.17 2,129.31 2,304.54 3,737.40
BAND
CUM.
0.00 0.00 0.00 0.00 0.09 0.09 0.03 0.12 0.67 0.79 0.73 1.53 28.82 30.35 0.00 30.35 0.00 30.35 0.44 30.80 0.00 30.80 0.00 30.80 0.00 30.80 1.36 32.16 0.00 32.16 0.00 32.16 4.37 36.53 20.45 56.97 4.69 61.66 38.34 100.00
PERCENTAGE BAND
0.00 0.00 0.75 0.34 3.73 6.18 282.79 0.00 0.00 6.75 0.00 0.00 0.00 11.62 0.00 0.00 8.58 159.09 21.17 228.95
CUM
0.00 0.00 0.35 0.34 1.47 2.32 39.97 34.47 31.38 29.81 28.45 26.70 25.05 23.88 22.93 21.89 18.46 27.04 26.48 40.07 40.07
Page 31 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
13,197 12,161 13,438 7,064 7,636 3,778 2,960 2,264 1,349 765 669 715 491 593 355 574 373 163 180 56 68,781
F
13,197 25,358 38,796 45,860 53,496 57,274 60,234 62,498 63,847 64,612 65,281 65,996 66,487 67,080 67,435 68,009 68,382 68,545 68,725 68,781
BAND
19.19 17.68 19.54 10.27 11.10 5.49 4.30 3.29 1.96 1.11 0.97 1.04 0.71 0.86 0.52 0.83 0.54 0.24 0.26 0.08
CUM.
19.19 36.87 56.41 66.68 77.78 83.27 87.57 90.87 92.83 93.94 94.91 95.95 96.66 97.53 98.04 98.88 99.42 99.66 99.92 100.00
PERCENTAGE rp
7,745.58 2,684.03 5,517.64 4,712.12 7,729.93 5,522.45 14,999.95 7,028.13 5,808.00 3,481.64 3,821.61 5,360.47 4,535.69 8,740.40 5,442.83 15,857.00 14,931.51 11,312.70 23,631.80 27,833.62 186,697.09
RP
7,745.58 10,429.60 15,947.24 20,659.36 28,389.29 33,911.73 48,911.68 55,939.81 61,747.81 65,229.45 69,051.07 74,411.53 78,947.22 87,687.62 93,130.45 108,987.45 123,918.96 135,231.66 158,863.46 186,697.09
BAND
4.15 1.44 2.96 2.52 4.14 2.96 8.03 3.76 3.11 1.86 2.05 2.87 2.43 4.68 2.92 8.49 8.00 6.06 12.66 14.91
PERCENTAGE
CUM.
f
F
4.15 5.59 8.54 11.07 15.21 18.16 26.20 29.96 33.07 34.94 36.99 39.86 42.29 46.97 49.88 58.38 66.37 72.43 85.09 100.00
26 9 13 6 16 11 15 18 40 8 10 47 14 44 15 34 29 21 24 6
26 35 48 54 70 81 96 114 154 162 172 219 233 277 292 326 355 376 400 406
406
BAND
6.40 2.22 3.20 1.48 3.94 2.71 3.69 4.43 9.85 1.97 2.46 11.58 3.45 10.84 3.69 8.37 7.14 5.17 5.91 1.48
CUM.
6.40 8.62 11.82 13.30 17.24 19.95 23.65 28.08 37.93 39.90 42.36 53.94 57.39 68.23 71.92 80.30 87.44 92.61 98.52 100.00
PERCENTAGE rp
15,562.47 189.55 197.56 306.75 1,825.19 253.88 1,439.94 1,018.02 4,005.80 130.65 428.65 1,194.92 835.87 10,735.60 18,067.39 13,942.47 11,238.69 5,641.73 2,567.67 40,579.67 130,162.47
RP
15,562.47 15,752.02 15,949.58 16,256.33 18,081.52 18,335.40 19,775.35 20,793.37 24,799.16 24,929.81 25,358.46 26,553.38 27,389.25 38,124.85 56,192.24 70,134.71 81,373.40 87,015.13 89,582.80 130,162.47
BAND
CUM.
11.96 11.96 0.15 12.10 0.15 12.25 0.24 12.49 1.40 13.89 0.20 14.09 1.11 15.19 0.78 15.97 3.08 19.05 0.10 19.15 0.33 19.48 0.92 20.40 0.64 21.04 8.25 29.29 13.88 43.17 10.71 53.88 8.63 62.52 4.33 66.85 1.97 68.82 31.18 100.00
PERCENTAGE BAND
CUM
200.92 7.06 3.58 6.51 23.61 4.60 9.60 14.48 68.97 3.75 11.22 22.29 18.43 122.83 331.95 87.93 75.27 49.87 10.87 145.79
200.92 151.03 100.01 78.69 63.69 54.07 40.43 37.17 40.16 38.22 36.72 35.68 34.69 43.48 60.34 64.35 65.67 64.35 56.39 69.72 69.72
Page 32 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
7,472 6,782 4,284 1,385 1,059 305 227 127 81 34 22 41 24 22 11 28 46 11 4 1 21,966
F
7,472 14,254 18,538 19,923 20,982 21,287 21,514 21,641 21,722 21,756 21,778 21,819 21,843 21,865 21,876 21,904 21,950 21,961 21,965 21,966
BAND
CUM.
34.02 34.02 30.87 64.89 19.50 84.39 6.31 90.70 4.82 95.52 1.39 96.91 1.03 97.94 0.58 98.52 0.37 98.89 0.15 99.04 0.10 99.14 0.19 99.33 0.11 99.44 0.10 99.54 0.05 99.59 0.13 99.72 0.21 99.93 0.05 99.98 0.02 100.00 0.00 100.00
PERCENTAGE rp
RP
4,865.38 3,445.20 4,307.54 3,004.83 2,745.68 1,157.58 1,054.35 667.95 567.73 356.03 270.74 359.25 373.73 502.00 467.47 630.51 1,624.46 412.40 363.28 21.38
4,865.38 8,310.58 12,618.12 15,622.95 18,368.62 19,526.20 20,580.55 21,248.50 21,816.23 22,172.26 22,443.00 22,802.26 23,175.99 23,677.99 24,145.46 24,775.96 26,400.43 26,812.82 27,176.10 27,197.48
27,197.48
BAND
17.89 12.67 15.84 11.05 10.10 4.26 3.88 2.46 2.09 1.31 1.00 1.32 1.37 1.85 1.72 2.32 5.97 1.52 1.34 0.08
PERCENTAGE
CUM.
f
17.89 30.56 46.39 57.44 67.54 71.79 75.67 78.13 80.21 81.52 82.52 83.84 85.21 87.06 88.78 91.10 97.07 98.59 99.92 100.00
31 28 17 8 5 1 2 0 2 0 0 4 1 3 0 4 1 6 0 0 113
F
BAND
CUM.
31 27.43 27.43 59 24.78 52.21 76 15.04 67.26 84 7.08 74.34 89 4.42 78.76 90 0.88 79.65 92 1.77 81.42 92 0.00 81.42 94 1.77 83.19 94 0.00 83.19 94 0.00 83.19 98 3.54 86.73 99 0.88 87.61 102 2.65 90.27 102 0.00 90.27 106 3.54 93.81 107 0.88 94.69 113 5.31 100.00 113 0.00 100.00 113 0.00 100.00
PERCENTAGE rp
3,431.03 1,971.34 956.86 2,706.06 314.06 393.36 64.07 0.00 9.19 0.00 0.00 105.78 312.01 117.79 0.00 3.05 407.89 1,013.83 0.00 0.00 11,806.33
RP
3,431.03 5,402.37 6,359.23 9,065.29 9,379.35 9,772.71 9,836.79 9,836.79 9,845.98 9,845.98 9,845.98 9,951.76 10,263.77 10,381.56 10,381.56 10,384.61 10,792.50 11,806.33 11,806.33 11,806.33
BAND
CUM.
29.06 29.06 16.70 45.76 8.10 53.86 22.92 76.78 2.66 79.44 3.33 82.78 0.54 83.32 0.00 83.32 0.08 83.40 0.00 83.40 0.00 83.40 0.90 84.29 2.64 86.93 1.00 87.93 0.00 87.93 0.03 87.96 3.45 91.41 8.59 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
70.52 57.22 22.21 90.06 11.44 33.98 6.08 0.00 1.62 0.00 0.00 29.44 83.49 23.46 0.00 0.48 25.11 245.84 0.00 0.00
CUM
70.52 65.01 50.40 58.03 51.06 50.05 47.80 46.29 45.13 44.41 43.87 43.64 44.29 43.84 43.00 41.91 40.88 44.03 43.44 43.41 43.41
Page 33 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
981 697 562 302 284 119 95 45 24 18 5 12 4 7 9 17 7 2 0 0 3,190
F
981 1,678 2,240 2,542 2,826 2,945 3,040 3,085 3,109 3,127 3,132 3,144 3,148 3,155 3,164 3,181 3,188 3,190 3,190 3,190
BAND
CUM.
30.75 30.75 21.85 52.60 17.62 70.22 9.47 79.69 8.90 88.59 3.73 92.32 2.98 95.30 1.41 96.71 0.75 97.46 0.56 98.03 0.16 98.18 0.38 98.56 0.13 98.68 0.22 98.90 0.28 99.18 0.53 99.72 0.22 99.94 0.06 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
336.46 289.93 430.78 500.51 662.15 359.04 338.20 187.72 177.34 88.76 19.47 238.13 104.95 73.87 254.62 888.40 565.23 327.88 0.00 0.00 5,843.45
RP
336.46 626.39 1,057.17 1,557.68 2,219.83 2,578.87 2,917.07 3,104.79 3,282.13 3,370.90 3,390.36 3,628.49 3,733.44 3,807.31 4,061.93 4,950.33 5,515.56 5,843.45 5,843.45 5,843.45
BAND
5.76 4.96 7.37 8.57 11.33 6.14 5.79 3.21 3.03 1.52 0.33 4.08 1.80 1.26 4.36 15.20 9.67 5.61 0.00 0.00
CUM.
5.76 10.72 18.09 26.66 37.99 44.13 49.92 53.13 56.17 57.69 58.02 62.10 63.89 65.16 69.51 84.72 94.39 100.00 100.00 100.00
PERCENTAGE f
5 7 4 6 2 1 0 0 0 1 0 0 0 0 2 0 0 0 0 0 28
F
BAND
CUM.
5 12 16 22 24 25 25 25 25 26 26 26 26 26 28 28 28 28 28 28
17.86 25.00 14.29 21.43 7.14 3.57 0.00 0.00 0.00 3.57 0.00 0.00 0.00 0.00 7.14 0.00 0.00 0.00 0.00 0.00
17.86 42.86 57.14 78.57 85.71 89.29 89.29 89.29 89.29 92.86 92.86 92.86 92.86 92.86 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
95.61 588.81 503.57 743.61 914.04 19.62 0.00 0.00 0.00 554.20 0.00 0.00 0.00 0.00 118.01 0.00 0.00 0.00 0.00 0.00 3,537.48
RP
95.61 684.43 1,188.00 1,931.60 2,845.65 2,865.27 2,865.27 2,865.27 2,865.27 3,419.47 3,419.47 3,419.47 3,419.47 3,419.47 3,537.48 3,537.48 3,537.48 3,537.48 3,537.48 3,537.48
BAND
2.70 16.65 14.24 21.02 25.84 0.55 0.00 0.00 0.00 15.67 0.00 0.00 0.00 0.00 3.34 0.00 0.00 0.00 0.00 0.00
CUM.
2.70 19.35 33.58 54.60 80.44 81.00 81.00 81.00 81.00 96.66 96.66 96.66 96.66 96.66 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
28.42 203.09 116.90 148.57 138.04 5.46 0.00 0.00 0.00 624.35 0.00 0.00 0.00 0.00 46.35 0.00 0.00 0.00 0.00 0.00
CUM
28.42 109.27 112.38 124.00 128.19 111.11 98.22 92.29 87.30 101.44 100.86 94.24 91.59 89.81 87.09 71.46 64.14 60.54 60.54 60.54 60.54
Page 34 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,362 1,791 1,336 608 655 350 206 144 99 41 40 42 20 27 15 26 24 18 20 7 7,831
F
2,362 4,153 5,489 6,097 6,752 7,102 7,308 7,452 7,551 7,592 7,632 7,674 7,694 7,721 7,736 7,762 7,786 7,804 7,824 7,831
BAND
CUM.
30.16 30.16 22.87 53.03 17.06 70.09 7.76 77.86 8.36 86.22 4.47 90.69 2.63 93.32 1.84 95.16 1.26 96.42 0.52 96.95 0.51 97.46 0.54 98.00 0.26 98.25 0.34 98.60 0.19 98.79 0.33 99.12 0.31 99.43 0.23 99.66 0.26 99.91 0.09 100.00
PERCENTAGE rp
RP
669.37 669.37 449.10 1,118.47 633.74 1,752.21 487.45 2,239.66 907.26 3,146.92 775.38 3,922.30 694.34 4,616.63 539.93 5,156.57 507.84 5,664.40 224.57 5,888.97 263.54 6,152.52 284.96 6,437.48 222.50 6,659.98 475.23 7,135.20 253.68 7,388.88 895.91 8,284.79 1,245.49 9,530.28 1,377.83 10,908.11 3,784.10 14,692.21 1,132.50 15,824.71 15,824.71
BAND
4.23 2.84 4.00 3.08 5.73 4.90 4.39 3.41 3.21 1.42 1.67 1.80 1.41 3.00 1.60 5.66 7.87 8.71 23.91 7.16
CUM.
4.23 7.07 11.07 14.15 19.89 24.79 29.17 32.59 35.79 37.21 38.88 40.68 42.09 45.09 46.69 52.35 60.22 68.93 92.84 100.00
PERCENTAGE f
F
3 3 3 5 0 1 2 0 1 1 0 2 1 2 3 0 0 2 0 0 29
3 6 9 14 14 15 17 17 18 19 19 21 22 24 27 27 27 29 29 29
BAND
CUM.
10.34 10.34 10.34 20.69 10.34 31.03 17.24 48.28 0.00 48.28 3.45 51.72 6.90 58.62 0.00 58.62 3.45 62.07 3.45 65.52 0.00 65.52 6.90 72.41 3.45 75.86 6.90 82.76 10.34 93.10 0.00 93.10 0.00 93.10 6.90 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
36.57 90.83 188.87 708.21 0.00 506.38 118.15 0.00 133.07 21.69 0.00 580.24 24.69 618.80 128.61 0.00 0.00 6,222.06 0.00 0.00 9,378.17
RP
36.57 127.40 316.27 1,024.48 1,024.48 1,530.86 1,649.02 1,649.02 1,782.09 1,803.78 1,803.78 2,384.02 2,408.71 3,027.50 3,156.11 3,156.11 3,156.11 9,378.17 9,378.17 9,378.17
BAND
CUM.
0.39 0.39 0.97 1.36 2.01 3.37 7.55 10.92 0.00 10.92 5.40 16.32 1.26 17.58 0.00 17.58 1.42 19.00 0.23 19.23 0.00 19.23 6.19 25.42 0.26 25.68 6.60 32.28 1.37 33.65 0.00 33.65 0.00 33.65 66.35 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
5.46 20.22 29.80 145.29 0.00 65.31 17.02 0.00 26.20 9.66 0.00 203.62 11.10 130.21 50.70 0.00 0.00 451.58 0.00 0.00
CUM
5.46 11.39 18.05 45.74 32.56 39.03 35.72 31.98 31.46 30.63 29.32 37.03 36.17 42.43 42.71 38.10 33.12 85.97 63.83 59.26 59.26
Page 35 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,391 2,961 3,273 1,815 1,719 778 600 384 186 80 75 79 43 59 35 50 51 22 23 9 14,633
F
2,391 5,352 8,625 10,440 12,159 12,937 13,537 13,921 14,107 14,187 14,262 14,341 14,384 14,443 14,478 14,528 14,579 14,601 14,624 14,633
BAND
CUM.
16.34 16.34 20.24 36.57 22.37 58.94 12.40 71.35 11.75 83.09 5.32 88.41 4.10 92.51 2.62 95.13 1.27 96.41 0.55 96.95 0.51 97.46 0.54 98.00 0.29 98.30 0.40 98.70 0.24 98.94 0.34 99.28 0.35 99.63 0.15 99.78 0.16 99.94 0.06 100.00
PERCENTAGE rp
1,036.06 966.30 2,058.92 1,710.85 2,961.17 2,122.49 2,164.36 1,797.71 1,089.56 597.54 608.87 606.22 433.38 976.40 391.59 885.59 2,022.96 1,901.15 6,940.71 2,750.11 34,021.95
RP
1,036.06 2,002.36 4,061.28 5,772.13 8,733.30 10,855.78 13,020.14 14,817.85 15,907.41 16,504.95 17,113.82 17,720.04 18,153.43 19,129.83 19,521.42 20,407.02 22,429.97 24,331.13 31,271.83 34,021.95
BAND
3.05 2.84 6.05 5.03 8.70 6.24 6.36 5.28 3.20 1.76 1.79 1.78 1.27 2.87 1.15 2.60 5.95 5.59 20.40 8.08
CUM.
3.05 5.89 11.94 16.97 25.67 31.91 38.27 43.55 46.76 48.51 50.30 52.08 53.36 56.23 57.38 59.98 65.93 71.52 91.92 100.00
PERCENTAGE f
3 11 6 4 4 1 3 1 0 0 0 0 0 2 1 3 5 1 4 1 50
F
BAND
CUM.
3 6.00 6.00 14 22.00 28.00 20 12.00 40.00 24 8.00 48.00 28 8.00 56.00 29 2.00 58.00 32 6.00 64.00 33 2.00 66.00 33 0.00 66.00 33 0.00 66.00 33 0.00 66.00 33 0.00 66.00 33 0.00 66.00 35 4.00 70.00 36 2.00 72.00 39 6.00 78.00 44 10.00 88.00 45 2.00 90.00 49 8.00 98.00 50 2.00 100.00
PERCENTAGE rp
108.86 1,024.85 798.46 234.96 259.70 355.97 129.20 1,038.24 0.00 0.00 0.00 0.00 0.00 358.83 668.86 287.98 239.80 33.14 2,665.09 0.00 8,203.94
RP
108.86 1,133.71 1,932.17 2,167.13 2,426.83 2,782.79 2,911.99 3,950.23 3,950.23 3,950.23 3,950.23 3,950.23 3,950.23 4,309.06 4,977.92 5,265.91 5,505.71 5,538.85 8,203.94 8,203.94
BAND
CUM.
1.33 1.33 12.49 13.82 9.73 23.55 2.86 26.42 3.17 29.58 4.34 33.92 1.57 35.50 12.66 48.15 0.00 48.15 0.00 48.15 0.00 48.15 0.00 48.15 0.00 48.15 4.37 52.52 8.15 60.68 3.51 64.19 2.92 67.11 0.40 67.51 32.49 100.00 0.00 100.00
PERCENTAGE BAND
10.51 106.06 38.78 13.73 8.77 16.77 5.97 57.75 0.00 0.00 0.00 0.00 0.00 36.75 170.80 32.52 11.85 1.74 38.40 0.00
CUM
10.51 56.62 47.58 37.54 27.79 25.63 22.37 26.66 24.83 23.93 23.08 22.29 21.76 22.53 25.50 25.80 24.55 22.76 26.23 24.11 24.11
Page 36 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,773 1,679 1,877 917 882 479 312 268 153 57 38 52 60 49 19 21 16 10 7 4 8,673
F
1,773 3,452 5,329 6,246 7,128 7,607 7,919 8,187 8,340 8,397 8,435 8,487 8,547 8,596 8,615 8,636 8,652 8,662 8,669 8,673
BAND
CUM.
20.44 20.44 19.36 39.80 21.64 61.44 10.57 72.02 10.17 82.19 5.52 87.71 3.60 91.31 3.09 94.40 1.76 96.16 0.66 96.82 0.44 97.26 0.60 97.86 0.69 98.55 0.56 99.11 0.22 99.33 0.24 99.57 0.18 99.76 0.12 99.87 0.08 99.95 0.05 100.00
PERCENTAGE rp
522.72 430.73 828.11 701.37 1,259.40 1,094.63 1,104.06 1,238.49 772.73 474.22 267.62 626.64 589.87 540.40 190.88 396.41 421.43 350.75 1,061.84 526.04 13,398.36
RP
522.72 953.45 1,781.56 2,482.94 3,742.34 4,836.97 5,941.03 7,179.52 7,952.26 8,426.47 8,694.10 9,320.74 9,910.61 10,451.01 10,641.90 11,038.30 11,459.73 11,810.48 12,872.32 13,398.36
BAND
3.90 3.21 6.18 5.23 9.40 8.17 8.24 9.24 5.77 3.54 2.00 4.68 4.40 4.03 1.42 2.96 3.15 2.62 7.93 3.93
CUM.
3.90 7.12 13.30 18.53 27.93 36.10 44.34 53.59 59.35 62.89 64.89 69.57 73.97 78.00 79.43 82.39 85.53 88.15 96.07 100.00
PERCENTAGE f
1 4 3 2 1 2 0 1 0 2 2 0 0 0 0 0 0 0 2 0 20
F
BAND
CUM.
1 5 8 10 11 13 13 14 14 16 18 18 18 18 18 18 18 18 20 20
5.00 5.00 20.00 25.00 15.00 40.00 10.00 50.00 5.00 55.00 10.00 65.00 0.00 65.00 5.00 70.00 0.00 70.00 10.00 80.00 10.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00
PERCENTAGE rp
5.00 292.21 243.66 159.98 137.28 787.42 0.00 888.23 0.00 339.04 21.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 275.44 0.00 3,149.64
RP
5.00 297.21 540.87 700.86 838.14 1,625.55 1,625.55 2,513.78 2,513.78 2,852.82 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 2,874.20 3,149.64 3,149.64
BAND
CUM.
0.16 0.16 9.28 9.44 7.74 17.17 5.08 22.25 4.36 26.61 25.00 51.61 0.00 51.61 28.20 79.81 0.00 79.81 10.76 90.58 0.68 91.25 0.00 91.25 0.00 91.25 0.00 91.25 0.00 91.25 0.00 91.25 0.00 91.25 0.00 91.25 8.75 100.00 0.00 100.00
PERCENTAGE BAND
0.96 67.84 29.42 22.81 10.90 71.93 0.00 71.72 0.00 71.49 7.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.94 0.00
CUM
0.96 31.17 30.36 28.23 22.40 33.61 27.36 35.01 31.61 33.86 33.06 30.84 29.00 27.50 27.01 26.04 25.08 24.34 24.47 23.51 23.51
Page 37 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
980 1,051 864 409 443 249 156 127 47 31 22 26 10 22 3 13 5 1 0 0 4,459
F
980 2,031 2,895 3,304 3,747 3,996 4,152 4,279 4,326 4,357 4,379 4,405 4,415 4,437 4,440 4,453 4,458 4,459 4,459 4,459
BAND
CUM.
21.98 21.98 23.57 45.55 19.38 64.92 9.17 74.10 9.93 84.03 5.58 89.62 3.50 93.12 2.85 95.96 1.05 97.02 0.70 97.71 0.49 98.21 0.58 98.79 0.22 99.01 0.49 99.51 0.07 99.57 0.29 99.87 0.11 99.98 0.02 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
195.43 325.86 579.77 528.59 784.01 667.98 510.38 694.84 239.64 260.98 208.44 193.15 121.64 798.81 687.48 257.50 43.55 130.56 0.00 0.00 7,228.60
RP
195.43 521.28 1,101.05 1,629.64 2,413.65 3,081.63 3,592.01 4,286.85 4,526.49 4,787.47 4,995.91 5,189.06 5,310.70 6,109.51 6,796.99 7,054.49 7,098.04 7,228.60 7,228.60 7,228.60
BAND
CUM.
2.70 2.70 4.51 7.21 8.02 15.23 7.31 22.54 10.85 33.39 9.24 42.63 7.06 49.69 9.61 59.30 3.32 62.62 3.61 66.23 2.88 69.11 2.67 71.79 1.68 73.47 11.05 84.52 9.51 94.03 3.56 97.59 0.60 98.19 1.81 100.00 0.00 100.00 0.00 100.00
PERCENTAGE f
F
1 4 4 5 0 1 1 0 2 0 0 1 1 0 0 0 0 0 0 0 20
1 5 9 14 14 15 16 16 18 18 18 19 20 20 20 20 20 20 20 20
BAND
5.00 20.00 20.00 25.00 0.00 5.00 5.00 0.00 10.00 0.00 0.00 5.00 5.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
5.00 11.25 25.00 297.03 45.00 745.47 70.00 370.22 70.00 0.00 75.00 22.92 80.00 238.91 80.00 0.00 90.00 72.05 90.00 0.00 90.00 0.00 95.00 2,369.66 100.00 3,742.44 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 7,869.95
RP
11.25 308.28 1,053.75 1,423.97 1,423.97 1,446.89 1,685.80 1,685.80 1,757.85 1,757.85 1,757.85 4,127.51 7,869.95 7,869.95 7,869.95 7,869.95 7,869.95 7,869.95 7,869.95 7,869.95
BAND
0.14 3.77 9.47 4.70 0.00 0.29 3.04 0.00 0.92 0.00 0.00 30.11 47.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.14 3.92 13.39 18.09 18.09 18.38 21.42 21.42 22.34 22.34 22.34 52.45 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
5.76 91.15 128.58 70.04 0.00 3.43 46.81 0.00 30.07 0.00 0.00 1,226.82 3,076.77 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
5.76 59.14 95.70 87.38 59.00 46.95 46.93 39.32 38.83 36.72 35.19 79.54 148.19 128.81 115.79 111.56 110.88 108.87 108.87 108.87 108.87
Page 38 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,734 3,439 3,176 1,504 1,260 560 423 303 161 81 84 106 54 57 31 43 38 9 12 11 15,086
F
3,734 7,173 10,349 11,853 13,113 13,673 14,096 14,399 14,560 14,641 14,725 14,831 14,885 14,942 14,973 15,016 15,054 15,063 15,075 15,086
BAND
CUM.
24.75 24.75 22.80 47.55 21.05 68.60 9.97 78.57 8.35 86.92 3.71 90.63 2.80 93.44 2.01 95.45 1.07 96.51 0.54 97.05 0.56 97.61 0.70 98.31 0.36 98.67 0.38 99.05 0.21 99.25 0.29 99.54 0.25 99.79 0.06 99.85 0.08 99.93 0.07 100.00
PERCENTAGE rp
590.20 918.64 1,891.71 1,622.87 2,001.55 1,283.05 1,326.85 1,304.66 944.00 433.35 566.41 725.35 525.86 578.41 541.13 747.44 1,038.00 645.34 1,481.92 1,319.05 20,485.78
RP
590.20 1,508.83 3,400.54 5,023.41 7,024.97 8,308.01 9,634.86 10,939.52 11,883.52 12,316.87 12,883.27 13,608.62 14,134.48 14,712.90 15,254.03 16,001.47 17,039.47 17,684.81 19,166.73 20,485.78
BAND
2.88 4.48 9.23 7.92 9.77 6.26 6.48 6.37 4.61 2.12 2.76 3.54 2.57 2.82 2.64 3.65 5.07 3.15 7.23 6.44
CUM.
2.88 7.37 16.60 24.52 34.29 40.56 47.03 53.40 58.01 60.12 62.89 66.43 69.00 71.82 74.46 78.11 83.18 86.33 93.56 100.00
PERCENTAGE f
F
2 2 2 1 2 0 2 1 0 1 1 0 0 0 0 2 0 0 0 0 16
2 4 6 7 9 9 11 12 12 13 14 14 14 14 14 16 16 16 16 16
BAND
12.50 12.50 12.50 6.25 12.50 0.00 12.50 6.25 0.00 6.25 6.25 0.00 0.00 0.00 0.00 12.50 0.00 0.00 0.00 0.00
CUM.
12.50 25.00 37.50 43.75 56.25 56.25 68.75 75.00 75.00 81.25 87.50 87.50 87.50 87.50 87.50 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
50.55 118.08 79.04 20.71 50.92 0.00 45.50 519.91 0.00 82.80 8.00 0.00 0.00 0.00 0.00 35.87 0.00 0.00 0.00 0.00 1,011.37
RP
50.55 168.63 247.67 268.38 319.30 319.30 364.79 884.71 884.71 967.51 975.51 975.51 975.51 975.51 975.51 1,011.37 1,011.37 1,011.37 1,011.37 1,011.37
BAND
5.00 11.68 7.81 2.05 5.03 0.00 4.50 51.41 0.00 8.19 0.79 0.00 0.00 0.00 0.00 3.55 0.00 0.00 0.00 0.00
CUM.
5.00 16.67 24.49 26.54 31.57 31.57 36.07 87.48 87.48 95.66 96.45 96.45 96.45 96.45 96.45 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
8.56 12.85 4.18 1.28 2.54 0.00 3.43 39.85 0.00 19.11 1.41 0.00 0.00 0.00 0.00 4.80 0.00 0.00 0.00 0.00
CUM
8.56 11.18 7.28 5.34 4.55 3.84 3.79 8.09 7.44 7.86 7.57 7.17 6.90 6.63 6.40 6.32 5.94 5.72 5.28 4.94 4.94
Page 39 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 21
DATA POSITION FROM : TO PROCESSING
01/01/2004
:
15/06/2008
DATE :
15/07/2008
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
282 373 353 197 203 103 63 40 9 13 10 11 7 2 1 0 1 1 0 0 1,669
F
282 655 1,008 1,205 1,408 1,511 1,574 1,614 1,623 1,636 1,646 1,657 1,664 1,666 1,667 1,667 1,668 1,669 1,669 1,669
BAND
CUM.
16.90 16.90 22.35 39.25 21.15 60.40 11.80 72.20 12.16 84.36 6.17 90.53 3.77 94.31 2.40 96.70 0.54 97.24 0.78 98.02 0.60 98.62 0.66 99.28 0.42 99.70 0.12 99.82 0.06 99.88 0.00 99.88 0.06 99.94 0.06 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
34.19 98.55 228.19 267.34 387.57 198.88 206.34 123.79 35.40 53.85 8.62 109.56 45.95 9.08 7.62 0.00 0.00 4.49 0.00 0.00 1,819.42
RP
34.19 132.74 360.94 628.27 1,015.85 1,214.73 1,421.06 1,544.85 1,580.25 1,634.10 1,642.71 1,752.27 1,798.23 1,807.31 1,814.93 1,814.93 1,814.93 1,819.42 1,819.42 1,819.42
BAND
1.88 5.42 12.54 14.69 21.30 10.93 11.34 6.80 1.95 2.96 0.47 6.02 2.53 0.50 0.42 0.00 0.00 0.25 0.00 0.00
CUM.
1.88 7.30 19.84 34.53 55.83 66.76 78.11 84.91 86.85 89.81 90.29 96.31 98.83 99.33 99.75 99.75 99.75 100.00 100.00 100.00
PERCENTAGE f
F
0 0 4 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 6
BAND
0 0 4 4 4 5 5 5 5 5 5 6 6 6 6 6 6 6 6 6
0.00 0.00 66.67 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 66.67 66.67 66.67 83.33 83.33 83.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 166.12 0.00 0.00 587.97 0.00 0.00 0.00 0.00 0.00 190.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 944.74
RP
0.00 0.00 166.12 166.12 166.12 754.09 754.09 754.09 754.09 754.09 754.09 944.74 944.74 944.74 944.74 944.74 944.74 944.74 944.74 944.74
BAND
0.00 0.00 17.58 0.00 0.00 62.24 0.00 0.00 0.00 0.00 0.00 20.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 17.58 17.58 17.58 79.82 79.82 79.82 79.82 79.82 79.82 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 72.80 0.00 0.00 295.64 0.00 0.00 0.00 0.00 0.00 174.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 46.02 26.44 16.35 62.08 53.06 48.81 47.72 46.15 45.90 53.92 52.54 52.27 52.05 52.05 52.05 51.93 51.93 51.93 51.93
Page 40 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
BALI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,476 2,353 2,291 1,350 1,744 921 556 440 255 140 104 97 83 88 52 82 52 29 48 8 13,169
F
2,476 4,829 7,120 8,470 10,214 11,135 11,691 12,131 12,386 12,526 12,630 12,727 12,810 12,898 12,950 13,032 13,084 13,113 13,161 13,169
BAND
CUM.
PERCENTAGE rp
18.80 18.80 841.62 17.87 36.67 513.81 17.40 54.07 970.07 10.25 64.32 921.34 13.24 77.56 1,887.63 6.99 84.55 1,475.94 4.22 88.78 1,281.01 3.34 92.12 7,501.53 1.94 94.05 1,088.77 1.06 95.12 776.32 0.79 95.91 700.57 0.74 96.64 652.31 0.63 97.27 637.15 0.67 97.94 831.07 0.39 98.34 791.79 0.62 98.96 1,237.28 0.39 99.35 1,348.16 0.22 99.57 1,536.92 0.36 99.94 3,366.67 0.06 100.00 39,739.98 68,099.94
RP
841.62 1,355.44 2,325.50 3,246.85 5,134.47 6,610.42 7,891.43 15,392.96 16,481.73 17,258.05 17,958.62 18,610.93 19,248.07 20,079.14 20,870.93 22,108.21 23,456.37 24,993.29 28,359.96 68,099.94
BAND
1.24 0.75 1.42 1.35 2.77 2.17 1.88 11.02 1.60 1.14 1.03 0.96 0.94 1.22 1.16 1.82 1.98 2.26 4.94 58.36
PERCENTAGE
CUM.
f
F
1.24 1.99 3.41 4.77 7.54 9.71 11.59 22.60 24.20 25.34 26.37 27.33 28.26 29.48 30.65 32.46 34.44 36.70 41.64 100.00
4 0 3 1 2 2 1 2 2 3 2 2 2 3 7 0 11 6 7 0
4 4 7 8 10 12 13 15 17 20 22 24 26 29 36 36 47 53 60 60
60
BAND
CUM.
6.67 6.67 0.00 6.67 5.00 11.67 1.67 13.33 3.33 16.67 3.33 20.00 1.67 21.67 3.33 25.00 3.33 28.33 5.00 33.33 3.33 36.67 3.33 40.00 3.33 43.33 5.00 48.33 11.67 60.00 0.00 60.00 18.33 78.33 10.00 88.33 11.67 100.00 0.00 100.00
PERCENTAGE rp
980.23 0.00 100.40 3.81 59.07 574.89 4.30 1,118.57 274.92 135.98 7.21 39.96 85.62 49.89 158.50 0.00 494.79 96.95 2,110.40 0.00 6,295.48
RP
980.23 980.23 1,080.62 1,084.43 1,143.50 1,718.39 1,722.69 2,841.26 3,116.18 3,252.16 3,259.37 3,299.33 3,384.95 3,434.84 3,593.34 3,593.34 4,088.13 4,185.08 6,295.48 6,295.48
BAND
CUM.
15.57 15.57 0.00 15.57 1.59 17.17 0.06 17.23 0.94 18.16 9.13 27.30 0.07 27.36 17.77 45.13 4.37 49.50 2.16 51.66 0.11 51.77 0.63 52.41 1.36 53.77 0.79 54.56 2.52 57.08 0.00 57.08 7.86 64.94 1.54 66.48 33.52 100.00 0.00 100.00
PERCENTAGE BAND
CUM
116.47 0.00 10.35 0.41 3.13 38.95 0.34 14.91 25.25 17.52 1.03 6.13 13.44 6.00 20.02 0.00 36.70 6.31 62.69 0.00
116.47 72.32 46.47 33.40 22.27 26.00 21.83 18.46 18.91 18.84 18.15 17.73 17.59 17.11 17.22 16.25 17.43 16.74 22.20 9.24 9.24
Page 41 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,341 934 606 283 243 105 79 59 32 17 11 13 11 10 2 5 7 4 1 3 3,766
F
1,341 2,275 2,881 3,164 3,407 3,512 3,591 3,650 3,682 3,699 3,710 3,723 3,734 3,744 3,746 3,751 3,758 3,762 3,763 3,766
BAND
CUM.
35.61 35.61 24.80 60.41 16.09 76.50 7.51 84.01 6.45 90.47 2.79 93.26 2.10 95.35 1.57 96.92 0.85 97.77 0.45 98.22 0.29 98.51 0.35 98.86 0.29 99.15 0.27 99.42 0.05 99.47 0.13 99.60 0.19 99.79 0.11 99.89 0.03 99.92 0.08 100.00
PERCENTAGE rp
787.56 223.25 329.45 290.41 373.98 307.91 292.54 221.10 252.57 144.01 84.84 97.17 110.11 113.36 52.80 135.70 81.18 48.00 40.93 13.07 3,999.95
RP
787.56 1,010.81 1,340.27 1,630.68 2,004.66 2,312.57 2,605.11 2,826.21 3,078.78 3,222.79 3,307.64 3,404.80 3,514.91 3,628.28 3,681.08 3,816.77 3,897.95 3,945.95 3,986.88 3,999.95
BAND
19.69 5.58 8.24 7.26 9.35 7.70 7.31 5.53 6.31 3.60 2.12 2.43 2.75 2.83 1.32 3.39 2.03 1.20 1.02 0.33
PERCENTAGE
CUM.
f
19.69 25.27 33.51 40.77 50.12 57.81 65.13 70.66 76.97 80.57 82.69 85.12 87.87 90.71 92.03 95.42 97.45 98.65 99.67 100.00
1 0 0 1 3 7 5 1 13 0 0 0 0 0 0 0 0 0 0 0 31
F
BAND
CUM.
1 3.23 3.23 1 0.00 3.23 1 0.00 3.23 2 3.23 6.45 5 9.68 16.13 12 22.58 38.71 17 16.13 54.84 18 3.23 58.06 31 41.94 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00 31 0.00 100.00
PERCENTAGE rp
17.50 0.00 0.00 2.90 6.73 16.12 9.59 10.45 37.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.45
RP
17.50 17.50 17.50 20.40 27.13 43.25 52.84 63.29 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45 100.45
BAND
17.42 0.00 0.00 2.89 6.70 16.05 9.55 10.40 36.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
17.42 17.42 17.42 20.31 27.01 43.06 52.61 63.01 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
2.22 0.00 0.00 1.00 1.80 5.24 3.28 4.72 14.71 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2.22 1.73 1.31 1.25 1.35 1.87 2.03 2.24 3.26 3.12 3.04 2.95 2.86 2.77 2.73 2.63 2.58 2.55 2.52 2.51 2.51
Page 42 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
NUSA TEGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
386 483 505 269 288 129 86 51 37 16 14 6 5 5 4 1 3 0 0 0 2,288
386 869 1,374 1,643 1,931 2,060 2,146 2,197 2,234 2,250 2,264 2,270 2,275 2,280 2,284 2,285 2,288 2,288 2,288 2,288
BAND
16.87 21.11 22.07 11.76 12.59 5.64 3.76 2.23 1.62 0.70 0.61 0.26 0.22 0.22 0.17 0.04 0.13 0.00 0.00 0.00
CUM.
16.87 37.98 60.05 71.81 84.40 90.03 93.79 96.02 97.64 98.34 98.95 99.21 99.43 99.65 99.83 99.87 100.00 100.00 100.00 100.00
PERCENTAGE rp
78.01 180.58 346.05 320.96 581.52 381.83 337.19 292.74 282.17 137.45 161.27 28.12 63.20 50.10 50.46 23.29 107.06 0.00 0.00 0.00 3,422.00
RP
78.01 258.59 604.64 925.60 1,507.12 1,888.95 2,226.14 2,518.88 2,801.05 2,938.50 3,099.77 3,127.89 3,191.09 3,241.19 3,291.65 3,314.94 3,422.00 3,422.00 3,422.00 3,422.00
BAND
2.28 5.28 10.11 9.38 16.99 11.16 9.85 8.55 8.25 4.02 4.71 0.82 1.85 1.46 1.47 0.68 3.13 0.00 0.00 0.00
CUM.
2.28 7.56 17.67 27.05 44.04 55.20 65.05 73.61 81.85 85.87 90.58 91.41 93.25 94.72 96.19 96.87 100.00 100.00 100.00 100.00
PERCENTAGE f
F
BAND
CUM.
PERCENTAGE rp
0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0
0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 1 50.00 50.00 322.30 1 0.00 50.00 0.00 2 50.00 100.00 547.81 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00 2 0.00 100.00 0.00
2
870.11
RP
0.00 0.00 0.00 0.00 322.30 322.30 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11 870.11
BAND
0.00 0.00 0.00 0.00 37.04 0.00 62.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 37.04 37.04 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 55.42 0.00 162.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 21.39 17.06 39.09 34.54 31.06 29.61 28.07 27.82 27.27 26.85 26.43 26.25 25.43 25.43 25.43 25.43 25.43
Page 43 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
121 95 93 55 71 44 28 28 21 8 3 5 2 6 8 6 4 2 0 2 602
F
121 216 309 364 435 479 507 535 556 564 567 572 574 580 588 594 598 600 600 602
BAND
CUM.
20.10 20.10 15.78 35.88 15.45 51.33 9.14 60.47 11.79 72.26 7.31 79.57 4.65 84.22 4.65 88.87 3.49 92.36 1.33 93.69 0.50 94.19 0.83 95.02 0.33 95.35 1.00 96.35 1.33 97.67 1.00 98.67 0.66 99.34 0.33 99.67 0.00 99.67 0.33 100.00
PERCENTAGE rp
50.85 25.04 56.59 54.60 146.89 109.27 99.92 151.16 99.74 50.98 34.55 39.40 19.99 46.58 49.89 23.62 221.75 252.29 0.00 1,120.43 2,653.55
RP
50.85 75.89 132.49 187.09 333.98 443.24 543.16 694.32 794.06 845.04 879.59 918.99 938.98 985.57 1,035.45 1,059.07 1,280.83 1,533.12 1,533.12 2,653.55
BAND
1.92 0.94 2.13 2.06 5.54 4.12 3.77 5.70 3.76 1.92 1.30 1.48 0.75 1.76 1.88 0.89 8.36 9.51 0.00 42.22
CUM.
1.92 2.86 4.99 7.05 12.59 16.70 20.47 26.17 29.92 31.85 33.15 34.63 35.39 37.14 39.02 39.91 48.27 57.78 57.78 100.00
PERCENTAGE f
F
1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 3
BAND
1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 3
33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 66.67
CUM.
33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 100.00
PERCENTAGE rp
63.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 345.89 409.46
RP
63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 63.58 409.46
BAND
CUM.
15.53 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 0.00 15.53 84.47 100.00
PERCENTAGE BAND
CUM
125.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 30.87
125.02 83.77 47.99 33.98 19.04 14.34 11.71 9.16 8.01 7.52 7.23 6.92 6.77 6.45 6.14 6.00 4.96 4.15 4.15 15.43 15.43
Page 44 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
235 261 348 242 269 152 84 68 39 27 14 20 16 9 6 9 9 5 0 0
235 496 844 1,086 1,355 1,507 1,591 1,659 1,698 1,725 1,739 1,759 1,775 1,784 1,790 1,799 1,808 1,813 1,813 1,813
1,813
BAND
CUM.
12.96 12.96 14.40 27.36 19.19 46.55 13.35 59.90 14.84 74.74 8.38 83.12 4.63 87.76 3.75 91.51 2.15 93.66 1.49 95.15 0.77 95.92 1.10 97.02 0.88 97.90 0.50 98.40 0.33 98.73 0.50 99.23 0.50 99.72 0.28 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
48.26 100.95 310.75 318.81 582.46 503.24 339.54 396.56 264.20 173.17 191.54 227.33 216.37 151.06 77.03 113.09 688.54 245.84 0.00 0.00 4,948.76
RP
48.26 149.21 459.96 778.77 1,361.24 1,864.48 2,204.02 2,600.58 2,864.78 3,037.95 3,229.48 3,456.82 3,673.19 3,824.26 3,901.28 4,014.38 4,702.92 4,948.76 4,948.76 4,948.76
BAND
0.98 2.04 6.28 6.44 11.77 10.17 6.86 8.01 5.34 3.50 3.87 4.59 4.37 3.05 1.56 2.29 13.91 4.97 0.00 0.00
CUM.
0.98 3.02 9.29 15.74 27.51 37.68 44.54 52.55 57.89 61.39 65.26 69.85 74.22 77.28 78.83 81.12 95.03 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 2 1 1 0 0 1 0 2 0 0 0 0 0 0 0 0 7
BAND
0 0 0 0 2 3 4 4 4 5 5 7 7 7 7 7 7 7 7 7
0.00 0.00 0.00 0.00 28.57 14.29 14.29 0.00 0.00 14.29 0.00 28.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.57 587.33 587.33 42.86 60.20 647.52 57.14 9.72 657.24 57.14 0.00 657.24 57.14 0.00 657.24 71.43 320.44 977.68 71.43 0.00 977.68 100.00 3,255.61 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 100.00 0.00 4,233.29 4,233.29
BAND
0.00 0.00 0.00 0.00 13.87 1.42 0.23 0.00 0.00 7.57 0.00 76.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.87 100.84 15.30 11.96 15.53 2.86 15.53 0.00 15.53 0.00 23.10 185.05 23.10 0.00 100.00 1,432.09 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 43.15 34.73 29.82 25.27 22.94 32.18 30.27 122.46 115.25 110.70 108.51 105.45 90.01 85.54 85.54 85.54 85.54
Page 45 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
36 63 60 28 61 35 39 40 13 11 3 5 5 1 0 0 1 0 0 0 401
BAND
36 99 159 187 248 283 322 362 375 386 389 394 399 400 400 400 401 401 401 401
8.98 15.71 14.96 6.98 15.21 8.73 9.73 9.98 3.24 2.74 0.75 1.25 1.25 0.25 0.00 0.00 0.25 0.00 0.00 0.00
CUM.
8.98 24.69 39.65 46.63 61.85 70.57 80.30 90.27 93.52 96.26 97.01 98.25 99.50 99.75 99.75 99.75 100.00 100.00 100.00 100.00
PERCENTAGE rp
8.02 23.58 44.06 38.19 109.88 108.14 163.24 240.72 93.16 67.38 41.84 56.76 96.03 27.82 0.00 0.00 5.10 0.00 0.00 0.00 1,123.91
RP
8.02 31.59 75.65 113.84 223.73 331.87 495.10 735.82 828.98 896.36 938.20 994.96 1,090.99 1,118.81 1,118.81 1,118.81 1,123.91 1,123.91 1,123.91 1,123.91
BAND
0.71 2.10 3.92 3.40 9.78 9.62 14.52 21.42 8.29 6.00 3.72 5.05 8.54 2.48 0.00 0.00 0.45 0.00 0.00 0.00
CUM.
0.71 2.81 6.73 10.13 19.91 29.53 44.05 65.47 73.76 79.75 83.48 88.53 97.07 99.55 99.55 99.55 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 46 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
46 95 89 42 83 32 33 27 11 4 6 9 7 4 2 4 2 0 1 0 497
BAND
46 141 230 272 355 387 420 447 458 462 468 477 484 488 490 494 496 496 497 497
CUM.
9.26 9.26 19.11 28.37 17.91 46.28 8.45 54.73 16.70 71.43 6.44 77.87 6.64 84.51 5.43 89.94 2.21 92.15 0.80 92.96 1.21 94.16 1.81 95.98 1.41 97.38 0.80 98.19 0.40 98.59 0.80 99.40 0.40 99.80 0.00 99.80 0.20 100.00 0.00 100.00
PERCENTAGE rp
7.62 35.42 60.98 54.54 197.54 89.29 126.31 163.53 75.21 33.10 33.32 92.51 74.26 93.04 93.73 87.92 72.53 0.00 288.40 0.00 1,679.26
RP
7.62 43.04 104.02 158.57 356.11 445.40 571.71 735.25 810.45 843.55 876.87 969.38 1,043.64 1,136.68 1,230.41 1,318.33 1,390.86 1,390.86 1,679.26 1,679.26
BAND
0.45 2.11 3.63 3.25 11.76 5.32 7.52 9.74 4.48 1.97 1.98 5.51 4.42 5.54 5.58 5.24 4.32 0.00 17.17 0.00
CUM.
0.45 2.56 6.19 9.44 21.21 26.52 34.05 43.78 48.26 50.23 52.22 57.73 62.15 67.69 73.27 78.51 82.83 82.83 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 348.13 0.00 0.00 0.00 348.13
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 348.13 100.00 100.00 348.13 0.00 100.00 348.13 0.00 100.00 348.13 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 479.96 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.03 25.03 20.73 20.73 20.73
Page 47 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,944 7,649 8,546 4,439 3,864 1,580 1,083 797 518 304 311 356 274 343 219 391 375 131 143 35 38,302
F
6,944 14,593 23,139 27,578 31,442 33,022 34,105 34,902 35,420 35,724 36,035 36,391 36,665 37,008 37,227 37,618 37,993 38,124 38,267 38,302
BAND
CUM.
18.13 18.13 19.97 38.10 22.31 60.41 11.59 72.00 10.09 82.09 4.13 86.21 2.83 89.04 2.08 91.12 1.35 92.48 0.79 93.27 0.81 94.08 0.93 95.01 0.72 95.73 0.90 96.62 0.57 97.19 1.02 98.21 0.98 99.19 0.34 99.54 0.37 99.91 0.09 100.00
PERCENTAGE rp
RP
10,340.99 10,340.99 1,274.06 11,615.06 2,776.23 14,391.29 2,516.64 16,907.93 3,685.05 20,592.98 2,399.99 22,992.97 2,334.23 25,327.20 2,614.29 27,941.49 2,255.47 30,196.96 1,597.31 31,794.27 2,051.20 33,845.46 3,018.26 36,863.73 2,891.38 39,755.11 3,738.71 43,493.82 3,450.46 46,944.28 7,470.01 54,414.29 14,651.17 69,065.46 7,718.35 76,783.81 12,247.54 89,031.35 41,373.72 130,405.07 130,405.07
BAND
7.93 0.98 2.13 1.93 2.83 1.84 1.79 2.00 1.73 1.22 1.57 2.31 2.22 2.87 2.65 5.73 11.24 5.92 9.39 31.73
PERCENTAGE
CUM.
f
7.93 8.91 11.04 12.97 15.79 17.63 19.42 21.43 23.16 24.38 25.95 28.27 30.49 33.35 36.00 41.73 52.96 58.88 68.27 100.00
22 8 8 12 7 5 5 4 4 1 4 10 5 8 6 26 29 8 6 33 211
F
22 30 38 50 57 62 67 71 75 76 80 90 95 103 109 135 164 172 178 211
BAND
10.43 3.79 3.79 5.69 3.32 2.37 2.37 1.90 1.90 0.47 1.90 4.74 2.37 3.79 2.84 12.32 13.74 3.79 2.84 15.64
CUM.
10.43 14.22 18.01 23.70 27.01 29.38 31.75 33.65 35.55 36.02 37.91 42.65 45.02 48.82 51.66 63.98 77.73 81.52 84.36 100.00
PERCENTAGE rp
2,031.35 278.58 395.65 878.66 37.68 397.53 2,125.94 114.12 302.67 59.57 1,872.79 471.11 4,974.59 721.37 4,696.04 2,262.06 16,035.16 12,695.35 288.51 14,146.80 64,785.52
RP
2,031.35 2,309.93 2,705.59 3,584.25 3,621.93 4,019.45 6,145.39 6,259.51 6,562.18 6,621.76 8,494.54 8,965.66 13,940.25 14,661.62 19,357.66 21,619.72 37,654.87 50,350.22 50,638.73 64,785.52
BAND
CUM.
3.14 3.14 0.43 3.57 0.61 4.18 1.36 5.53 0.06 5.59 0.61 6.20 3.28 9.49 0.18 9.66 0.47 10.13 0.09 10.22 2.89 13.11 0.73 13.84 7.68 21.52 1.11 22.63 7.25 29.88 3.49 33.37 24.75 58.12 19.60 77.72 0.45 78.16 21.84 100.00
PERCENTAGE BAND
19.64 21.87 14.25 34.91 1.02 16.56 91.08 4.37 13.42 3.73 91.30 15.61 172.05 19.29 136.10 30.28 109.45 164.48 2.36 34.19
CUM
19.64 19.89 18.80 21.20 17.59 17.48 24.26 22.40 21.73 20.83 25.10 24.32 35.07 33.71 41.24 39.73 54.52 65.57 56.88 49.68 49.68
Page 48 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
188 172 161 79 71 34 24 19 8 5 1 0 8 1 2 1 0 0 0 0 774
F
BAND
188 360 521 600 671 705 729 748 756 761 762 762 770 771 773 774 774 774 774 774
24.29 22.22 20.80 10.21 9.17 4.39 3.10 2.45 1.03 0.65 0.13 0.00 1.03 0.13 0.26 0.13 0.00 0.00 0.00 0.00
CUM.
24.29 46.51 67.31 77.52 86.69 91.09 94.19 96.64 97.67 98.32 98.45 98.45 99.48 99.61 99.87 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
RP
55.11 30.95 72.64 66.05 100.85 53.97 81.06 60.93 34.76 14.38 5.96 0.00 48.09 20.45 35.91 42.27 0.00 0.00 0.00 0.00
55.11 86.06 158.69 224.74 325.59 379.56 460.62 521.55 556.31 570.69 576.65 576.65 624.75 645.20 681.11 723.38 723.38 723.38 723.38 723.38
723.38
BAND
7.62 4.28 10.04 9.13 13.94 7.46 11.21 8.42 4.80 1.99 0.82 0.00 6.65 2.83 4.96 5.84 0.00 0.00 0.00 0.00
CUM.
7.62 11.90 21.94 31.07 45.01 52.47 63.68 72.10 76.90 78.89 79.72 79.72 86.37 89.19 94.16 100.00 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 49 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
375 344 247 111 125 80 53 33 25 6 9 4 4 3 0 0 0 1 0 0
375 719 966 1,077 1,202 1,282 1,335 1,368 1,393 1,399 1,408 1,412 1,416 1,419 1,419 1,419 1,419 1,420 1,420 1,420
1,420
BAND
CUM.
26.41 26.41 24.23 50.63 17.39 68.03 7.82 75.85 8.80 84.65 5.63 90.28 3.73 94.01 2.32 96.34 1.76 98.10 0.42 98.52 0.63 99.15 0.28 99.44 0.28 99.72 0.21 99.93 0.00 99.93 0.00 99.93 0.00 99.93 0.07 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
33.54 66.78 112.85 102.44 157.18 186.30 132.14 152.51 163.39 34.49 55.69 49.00 113.38 13.82 0.00 0.00 0.00 130.56 0.00 0.00 1,504.06
RP
33.54 100.32 213.17 315.61 472.79 659.09 791.23 943.74 1,107.12 1,141.61 1,197.30 1,246.31 1,359.68 1,373.50 1,373.50 1,373.50 1,373.50 1,504.06 1,504.06 1,504.06
BAND
2.23 4.44 7.50 6.81 10.45 12.39 8.79 10.14 10.86 2.29 3.70 3.26 7.54 0.92 0.00 0.00 0.00 8.68 0.00 0.00
CUM.
2.23 6.67 14.17 20.98 31.43 43.82 52.61 62.75 73.61 75.90 79.60 82.86 90.40 91.32 91.32 91.32 91.32 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 0 1 3 0 0 1 0 0 0 0 0 0 0 0 0 6
BAND
0 0 0 0 1 1 2 5 5 5 6 6 6 6 6 6 6 6 6 6
0.00 0.00 0.00 0.00 16.67 0.00 16.67 50.00 0.00 0.00 16.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 16.67 16.67 33.33 83.33 83.33 83.33 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 323.81 0.00 106.60 1,792.43 0.00 0.00 588.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,811.59
RP
0.00 0.00 0.00 0.00 323.81 323.81 430.41 2,222.84 2,222.84 2,222.84 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59 2,811.59
BAND
0.00 0.00 0.00 0.00 11.52 0.00 3.79 63.75 0.00 0.00 20.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.52 206.01 11.52 0.00 15.31 80.67 79.06 1,175.32 79.06 0.00 79.06 0.00 100.00 1,057.18 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 68.49 49.13 54.40 235.54 200.78 194.71 234.83 225.59 206.78 204.70 204.70 204.70 204.70 186.93 186.93 186.93 186.93
Page 50 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,226 1,514 1,917 1,200 1,058 440 294 214 105 67 54 59 42 72 35 66 54 26 27 6 8,476
F
1,226 2,740 4,657 5,857 6,915 7,355 7,649 7,863 7,968 8,035 8,089 8,148 8,190 8,262 8,297 8,363 8,417 8,443 8,470 8,476
BAND
CUM.
14.46 14.46 17.86 32.33 22.62 54.94 14.16 69.10 12.48 81.58 5.19 86.77 3.47 90.24 2.52 92.77 1.24 94.01 0.79 94.80 0.64 95.43 0.70 96.13 0.50 96.63 0.85 97.48 0.41 97.89 0.78 98.67 0.64 99.30 0.31 99.61 0.32 99.93 0.07 100.00
PERCENTAGE rp
2,397.58 269.28 838.89 1,138.74 1,651.19 918.81 788.55 813.45 597.33 457.41 361.04 387.02 408.34 614.98 582.81 1,137.68 1,194.56 514.94 2,441.27 694.59 18,208.44
RP
2,397.58 2,666.86 3,505.75 4,644.49 6,295.68 7,214.49 8,003.03 8,816.48 9,413.82 9,871.23 10,232.27 10,619.28 11,027.62 11,642.61 12,225.41 13,363.09 14,557.65 15,072.59 17,513.86 18,208.44
BAND
13.17 1.48 4.61 6.25 9.07 5.05 4.33 4.47 3.28 2.51 1.98 2.13 2.24 3.38 3.20 6.25 6.56 2.83 13.41 3.81
CUM.
13.17 14.65 19.25 25.51 34.58 39.62 43.95 48.42 51.70 54.21 56.20 58.32 60.56 63.94 67.14 73.39 79.95 82.78 96.19 100.00
PERCENTAGE f
F
5 2 1 0 2 3 0 1 1 3 0 0 1 1 2 2 0 2 3 1 30
5 7 8 8 10 13 13 14 15 18 18 18 19 20 22 24 24 26 29 30
BAND
16.67 6.67 3.33 0.00 6.67 10.00 0.00 3.33 3.33 10.00 0.00 0.00 3.33 3.33 6.67 6.67 0.00 6.67 10.00 3.33
PERCENTAGE
CUM.
rp
16.67 23.33 26.67 26.67 33.33 43.33 43.33 46.67 50.00 60.00 60.00 60.00 63.33 66.67 73.33 80.00 80.00 86.67 96.67 100.00
578.29 72.81 0.60 0.00 7.72 317.04 0.00 0.45 4.50 341.12 0.00 0.00 6.00 2.06 101.05 132.21 0.00 59.96 74.12 71.67 1,769.59
RP
578.29 651.09 651.69 651.69 659.42 976.46 976.46 976.91 981.41 1,322.53 1,322.53 1,322.53 1,328.53 1,330.58 1,431.63 1,563.84 1,563.84 1,623.80 1,697.92 1,769.59
BAND
CUM.
32.68 32.68 4.11 36.79 0.03 36.83 0.00 36.83 0.44 37.26 17.92 55.18 0.00 55.18 0.03 55.21 0.25 55.46 19.28 74.74 0.00 74.74 0.00 74.74 0.34 75.08 0.12 75.19 5.71 80.90 7.47 88.37 0.00 88.37 3.39 91.76 4.19 95.95 4.05 100.00
PERCENTAGE BAND
24.12 27.04 0.07 0.00 0.47 34.51 0.00 0.06 0.75 74.58 0.00 0.00 1.47 0.33 17.34 11.62 0.00 11.64 3.04 10.32
CUM
24.12 24.41 18.59 14.03 10.47 13.53 12.20 11.08 10.43 13.40 12.93 12.45 12.05 11.43 11.71 11.70 10.74 10.77 9.69 9.72 9.72
Page 51 of 204
RISK AND LOSS PROFILE 2005
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
DATA POSITION FROM
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
151,683 146,231 158,608 88,113 91,942 44,769 31,619 23,657 13,470 7,514 5,867 6,728 4,638 5,746 3,744 6,006 4,971 2,190 2,304 709 800,509
F
151,683 297,914 456,522 544,635 636,577 681,346 712,965 736,622 750,092 757,606 763,473 770,201 774,839 780,585 784,329 790,335 795,306 797,496 799,800 800,509
BAND
CUM.
18.95 18.95 18.27 37.22 19.81 57.03 11.01 68.04 11.49 79.52 5.59 85.11 3.95 89.06 2.96 92.02 1.68 93.70 0.94 94.64 0.73 95.37 0.84 96.21 0.58 96.79 0.72 97.51 0.47 97.98 0.75 98.73 0.62 99.35 0.27 99.62 0.29 99.91 0.09 100.00
PERCENTAGE rp
53,171.48 34,492.56 66,629.48 60,691.70 95,447.46 67,595.56 67,131.04 68,005.25 51,191.11 34,647.42 30,525.28 42,537.85 36,664.51 55,428.61 50,545.51 97,729.65 127,837.62 72,834.10 103,995.75 346,499.75
RP
53,171.48 87,664.04 154,293.52 214,985.22 310,432.68 378,028.25 445,159.28 513,164.54 564,355.65 599,003.07 629,528.35 672,066.20 708,730.71 764,159.32 814,704.83 912,434.48 1,040,272.10 1,113,106.20 1,217,101.95 1,563,601.70
1,563,601.70
BAND
CUM.
3.40 3.40 2.21 5.61 4.26 9.87 3.88 13.75 6.10 19.85 4.32 24.18 4.29 28.47 4.35 32.82 3.27 36.09 2.22 38.31 1.95 40.26 2.72 42.98 2.34 45.33 3.54 48.87 3.23 52.10 6.25 58.35 8.18 66.53 4.66 71.19 6.65 77.84 22.16 100.00
PERCENTAGE f
464 275 377 146 264 164 139 143 115 72 77 125 136 143 112 300 536 270 456 179 4,493
F
464 739 1,116 1,262 1,526 1,690 1,829 1,972 2,087 2,159 2,236 2,361 2,497 2,640 2,752 3,052 3,588 3,858 4,314 4,493
BAND
CUM.
10.33 10.33 6.12 16.45 8.39 24.84 3.25 28.09 5.88 33.96 3.65 37.61 3.09 40.71 3.18 43.89 2.56 46.45 1.60 48.05 1.71 49.77 2.78 52.55 3.03 55.58 3.18 58.76 2.49 61.25 6.68 67.93 11.93 79.86 6.01 85.87 10.15 96.02 3.98 100.00
PERCENTAGE rp
35,958.03 13,355.27 23,332.25 16,236.91 34,311.73 23,988.93 31,233.87 25,900.83 51,012.67 12,728.78 16,666.50 42,252.88 32,619.24 45,576.18 12,275.52 74,957.63 99,121.38 88,077.21 184,855.04 99,363.38 963,824.24
RP
BAND
CUM.
PERCENTAGE BAND
35,958.03 3.73 3.73 67.63 49,313.30 1.39 5.12 38.72 72,645.55 2.42 7.54 35.02 88,882.47 1.68 9.22 26.75 123,194.20 3.56 12.78 35.95 147,183.13 2.49 15.27 35.49 178,417.00 3.24 18.51 46.53 204,317.83 2.69 21.20 38.09 255,330.50 5.29 26.49 99.65 268,059.28 1.32 27.81 36.74 284,725.78 1.73 29.54 54.60 326,978.66 4.38 33.93 99.33 359,597.90 3.38 37.31 88.97 405,174.07 4.73 42.04 82.22 417,449.59 1.27 43.31 24.29 492,407.23 7.78 51.09 76.70 591,528.61 10.28 61.37 77.54 679,605.82 9.14 70.51 120.93 864,460.87 19.18 89.69 177.75 963,824.24 10.31 100.00 28.68
CUM
67.63 56.25 47.08 41.34 39.68 38.93 40.08 39.82 45.24 44.75 45.23 48.65 50.74 53.02 51.24 53.97 56.86 61.05 71.03 61.64 61.64
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 663.664.606,58,- Freq. Klaim 340 ( Data not Include Claim Fire no Policy Rp. 663.664.606,58 - Freq Claim 340 )
Page 52 of 204
RISK AND LOSS PROFILE 2005 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 391143 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2005
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
145,069 142,735 152,712 83,358 84,648 39,692 27,148 19,138 10,321 5,334 4,098 4,367 2,853 3,291 1,929 2,691 1,876 710 738 174 732,882
F
145,069 287,804 440,516 523,874 608,522 648,214 675,362 694,500 704,821 710,155 714,253 718,620 721,473 724,764 726,693 729,384 731,260 731,970 732,708 732,882
BAND
CUM.
19.79 19.79 19.48 39.27 20.84 60.11 11.37 71.48 11.55 83.03 5.42 88.45 3.70 92.15 2.61 94.76 1.41 96.17 0.73 96.90 0.56 97.46 0.60 98.05 0.39 98.44 0.45 98.89 0.26 99.16 0.37 99.52 0.26 99.78 0.10 99.88 0.10 99.98 0.02 100.00
PERCENTAGE rp
43,979.26 33,623.00 64,411.50 58,026.28 89,908.18 61,806.50 59,996.43 58,546.04 42,811.89 26,727.58 24,372.48 31,759.73 26,133.67 38,722.51 28,368.60 56,265.44 59,698.88 23,950.70 29,072.47 28,107.64 886,288.78
RP
43,979.26 77,602.26 142,013.76 200,040.04 289,948.22 351,754.73 411,751.15 470,297.20 513,109.09 539,836.67 564,209.16 595,968.89 622,102.56 660,825.06 689,193.66 745,459.10 805,157.98 829,108.67 858,181.14 886,288.78
BAND
4.96 3.79 7.27 6.55 10.14 6.97 6.77 6.61 4.83 3.02 2.75 3.58 2.95 4.37 3.20 6.35 6.74 2.70 3.28 3.17
PERCENTAGE
CUM.
f
F
4.96 8.76 16.02 22.57 32.71 39.69 46.46 53.06 57.89 60.91 63.66 67.24 70.19 74.56 77.76 84.11 90.85 93.55 96.83 100.00
348 236 286 124 181 110 96 94 59 37 44 59 73 57 50 129 143 63 81 27
348 584 870 994 1,175 1,285 1,381 1,475 1,534 1,571 1,615 1,674 1,747 1,804 1,854 1,983 2,126 2,189 2,270 2,297
2,297
BAND
CUM.
15.15 15.15 10.27 25.42 12.45 37.88 5.40 43.27 7.88 51.15 4.79 55.94 4.18 60.12 4.09 64.21 2.57 66.78 1.61 68.39 1.92 70.31 2.57 72.88 3.18 76.06 2.48 78.54 2.18 80.71 5.62 86.33 6.23 92.56 2.74 95.30 3.53 98.82 1.18 100.00
PERCENTAGE rp
19,451.57 12,951.48 20,606.54 16,042.42 30,137.21 22,816.12 27,284.32 20,642.60 23,355.78 10,062.52 13,552.10 27,002.83 24,781.34 27,854.48 9,709.93 38,585.57 44,699.91 13,533.50 60,586.15 14,630.74 478,287.13
RP
19,451.57 32,403.05 53,009.59 69,052.01 99,189.23 122,005.34 149,289.66 169,932.26 193,288.04 203,350.57 216,902.67 243,905.50 268,686.84 296,541.32 306,251.25 344,836.82 389,536.73 403,070.24 463,656.39 478,287.13
BAND
4.07 2.71 4.31 3.35 6.30 4.77 5.70 4.32 4.88 2.10 2.83 5.65 5.18 5.82 2.03 8.07 9.35 2.83 12.67 3.06
PERCENTAGE
CUM.
BAND
4.07 6.77 11.08 14.44 20.74 25.51 31.21 35.53 40.41 42.52 45.35 51.00 56.18 62.00 64.03 72.10 81.44 84.27 96.94 100.00
44.23 38.52 31.99 27.65 33.52 36.92 45.48 35.26 54.55 37.65 55.60 85.02 94.83 71.93 34.23 68.58 74.88 56.51 208.40 52.05
CUM
44.23 41.76 37.33 34.52 34.21 34.68 36.26 36.13 37.67 37.67 38.44 40.93 43.19 44.87 44.44 46.26 48.38 48.61 54.03 53.97 53.97
Page 53 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2005
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,529 2,616 4,219 3,394 4,869 3,379 3,014 3,045 2,077 1,386 1,108 1,513 1,086 1,515 1,058 2,029 1,877 898 941 276 44,829
F
4,529 7,145 11,364 14,758 19,627 23,006 26,020 29,065 31,142 32,528 33,636 35,149 36,235 37,750 38,808 40,837 42,714 43,612 44,553 44,829
BAND
CUM.
10.10 10.10 5.84 15.94 9.41 25.35 7.57 32.92 10.86 43.78 7.54 51.32 6.72 58.04 6.79 64.84 4.63 69.47 3.09 72.56 2.47 75.03 3.38 78.41 2.42 80.83 3.38 84.21 2.36 86.57 4.53 91.10 4.19 95.28 2.00 97.29 2.10 99.38 0.62 100.00
PERCENTAGE rp
5,791.69 735.06 1,740.30 2,077.20 4,216.79 4,387.64 5,769.65 7,638.12 6,678.11 6,277.20 4,736.85 8,317.25 8,311.48 13,086.73 17,915.44 30,687.04 43,630.17 35,319.27 49,454.37 295,843.25 552,613.61
RP
5,791.69 6,526.75 8,267.05 10,344.25 14,561.04 18,948.68 24,718.32 32,356.44 39,034.56 45,311.76 50,048.60 58,365.86 66,677.34 79,764.07 97,679.51 128,366.55 171,996.72 207,315.99 256,770.36 552,613.61
BAND
CUM.
1.05 1.05 0.13 1.18 0.31 1.50 0.38 1.87 0.76 2.63 0.79 3.43 1.04 4.47 1.38 5.86 1.21 7.06 1.14 8.20 0.86 9.06 1.51 10.56 1.50 12.07 2.37 14.43 3.24 17.68 5.55 23.23 7.90 31.12 6.39 37.52 8.95 46.46 53.54 100.00
PERCENTAGE f
106 34 91 18 80 49 40 43 53 34 31 64 58 83 57 161 383 199 368 140 2,092
F
106 140 231 249 329 378 418 461 514 548 579 643 701 784 841 1,002 1,385 1,584 1,952 2,092
BAND
CUM.
5.07 1.63 4.35 0.86 3.82 2.34 1.91 2.06 2.53 1.63 1.48 3.06 2.77 3.97 2.72 7.70 18.31 9.51 17.59 6.69
5.07 6.69 11.04 11.90 15.73 18.07 19.98 22.04 24.57 26.20 27.68 30.74 33.51 37.48 40.20 47.90 66.20 75.72 93.31 100.00
PERCENTAGE rp
16,364.09 290.05 2,725.71 194.49 3,372.69 882.13 3,816.15 1,796.12 6,466.27 2,661.65 2,305.03 6,643.55 7,651.56 17,548.64 2,458.74 35,784.10 28,289.79 38,635.32 99,302.17 48,193.04 325,381.30
RP
16,364.09 16,654.14 19,379.85 19,574.34 22,947.03 23,829.17 27,645.32 29,441.44 35,907.70 38,569.36 40,874.38 47,517.94 55,169.50 72,718.14 75,176.88 110,960.98 139,250.77 177,886.09 277,188.26 325,381.30
BAND
CUM.
5.03 5.03 0.09 5.12 0.84 5.96 0.06 6.02 1.04 7.05 0.27 7.32 1.17 8.50 0.55 9.05 1.99 11.04 0.82 11.85 0.71 12.56 2.04 14.60 2.35 16.96 5.39 22.35 0.76 23.10 11.00 34.10 8.69 42.80 11.87 54.67 30.52 85.19 14.81 100.00
PERCENTAGE BAND
282.54 39.46 156.62 9.36 79.98 20.10 66.14 23.52 96.83 42.40 48.66 79.88 92.06 134.09 13.72 116.61 64.84 109.39 200.80 16.29
CUM
282.54 255.17 234.42 189.23 157.59 125.76 111.84 90.99 91.99 85.12 81.67 81.41 82.74 91.17 76.96 86.44 80.96 85.80 107.95 58.88 58.88
Page 54 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2005
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
66 7 8 8 20 12 19 22 19 10 11 15 14 21 28 40 65 27 16 1 429
66 73 81 89 109 121 140 162 181 191 202 217 231 252 280 320 385 412 428 429
BAND
CUM.
15.38 15.38 1.63 17.02 1.86 18.88 1.86 20.75 4.66 25.41 2.80 28.21 4.43 32.63 5.13 37.76 4.43 42.19 2.33 44.52 2.56 47.09 3.50 50.58 3.26 53.85 4.90 58.74 6.53 65.27 9.32 74.59 15.15 89.74 6.29 96.04 3.73 99.77 0.23 100.00
PERCENTAGE rp
17.17 0.55 1.86 3.94 8.40 3.65 12.77 27.02 35.16 16.82 21.52 27.46 24.55 88.55 164.53 238.13 675.66 72.06 375.62 0.00 1,815.40
RP
17.17 17.71 19.57 23.51 31.91 35.56 48.34 75.35 110.51 127.33 148.84 176.30 200.85 289.40 453.93 692.06 1,367.72 1,439.78 1,815.40 1,815.40
BAND
0.95 0.03 0.10 0.22 0.46 0.20 0.70 1.49 1.94 0.93 1.19 1.51 1.35 4.88 9.06 13.12 37.22 3.97 20.69 0.00
CUM.
0.95 0.98 1.08 1.30 1.76 1.96 2.66 4.15 6.09 7.01 8.20 9.71 11.06 15.94 25.00 38.12 75.34 79.31 100.00 100.00
PERCENTAGE f
F
1 0 0 0 1 0 0 0 1 0 0 0 1 0 1 1 0 1 0 0 7
BAND
1 1 1 1 2 2 2 2 3 3 3 3 4 4 5 6 6 7 7 7
CUM.
14.29 14.29 0.00 14.29 0.00 14.29 0.00 14.29 14.29 28.57 0.00 28.57 0.00 28.57 0.00 28.57 14.29 42.86 0.00 42.86 0.00 42.86 0.00 42.86 14.29 57.14 0.00 57.14 14.29 71.43 14.29 85.71 0.00 85.71 14.29 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 240.11 0.00 0.00 0.00 20,989.83 0.00 0.00 0.00 27.42 0.00 16.66 74.14 0.00 4,092.13 0.00 0.00 25,440.30
RP
0.00 0.00 0.00 0.00 240.11 240.11 240.11 240.11 21,229.94 21,229.94 21,229.94 21,229.94 21,257.36 21,257.36 21,274.03 21,348.17 21,348.17 25,440.30 25,440.30 25,440.30
BAND
0.00 0.00 0.00 0.00 0.94 0.00 0.00 0.00 82.51 0.00 0.00 0.00 0.11 0.00 0.07 0.29 0.00 16.09 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.94 2,859.77 0.94 0.00 0.94 0.00 0.94 0.00 83.45 59,705.97 83.45 0.00 83.45 0.00 83.45 0.00 83.56 111.71 83.56 0.00 83.62 10.13 83.91 31.14 83.91 0.00 100.00 5,679.10 100.00 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 752.46 675.17 496.75 318.64 19,210.91 16,673.45 14,263.17 12,041.97 10,583.91 7,345.42 4,686.64 3,084.73 1,560.86 1,766.96 1,401.36 1,401.36 1,401.36
Page 55 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: All Code
SUM INSURED BAND
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
DATA POSITION FROM
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,019 873 1,669 1,353 2,405 1,686 1,438 1,452 1,053 784 650 833 685 919 729 1,246 1,153 555 609 258 22,369
F
2,019 2,892 4,561 5,914 8,319 10,005 11,443 12,895 13,948 14,732 15,382 16,215 16,900 17,819 18,548 19,794 20,947 21,502 22,111 22,369
BAND
CUM.
9.03 9.03 3.90 12.93 7.46 20.39 6.05 26.44 10.75 37.19 7.54 44.73 6.43 51.16 6.49 57.65 4.71 62.35 3.50 65.86 2.91 68.76 3.72 72.49 3.06 75.55 4.11 79.66 3.26 82.92 5.57 88.49 5.15 93.64 2.48 96.12 2.72 98.85 1.15 100.00
PERCENTAGE rp
RP
3,383.37 3,383.37 133.95 3,517.32 475.82 3,993.14 584.28 4,577.42 1,314.09 5,891.51 1,397.77 7,289.28 1,352.19 8,641.48 1,794.07 10,435.54 1,665.95 12,101.49 1,625.81 13,727.31 1,394.44 15,121.75 2,433.41 17,555.16 2,194.81 19,749.97 3,530.83 23,280.79 4,096.94 27,377.74 10,539.04 37,916.78 23,832.91 61,749.68 13,492.08 75,241.76 25,093.29 100,335.06 22,548.86 122,883.92 122,883.92
BAND
2.75 0.11 0.39 0.48 1.07 1.14 1.10 1.46 1.36 1.32 1.13 1.98 1.79 2.87 3.33 8.58 19.39 10.98 20.42 18.35
CUM.
2.75 2.86 3.25 3.72 4.79 5.93 7.03 8.49 9.85 11.17 12.31 14.29 16.07 18.95 22.28 30.86 50.25 61.23 81.65 100.00
PERCENTAGE f
F
9 5 0 4 2 5 3 6 2 1 2 2 4 3 4 9 10 7 7 12 97
BAND
9 14 14 18 20 25 28 34 36 37 39 41 45 48 52 61 71 78 85 97
CUM.
9.28 9.28 5.15 14.43 0.00 14.43 4.12 18.56 2.06 20.62 5.15 25.77 3.09 28.87 6.19 35.05 2.06 37.11 1.03 38.14 2.06 40.21 2.06 42.27 4.12 46.39 3.09 49.48 4.12 53.61 9.28 62.89 10.31 73.20 7.22 80.41 7.22 87.63 12.37 100.00
PERCENTAGE rp
142.37 113.74 0.00 0.00 561.72 290.68 133.40 3,462.12 200.78 4.60 809.38 8,606.49 158.91 173.06 90.18 513.81 26,131.68 31,816.27 24,966.73 36,539.60 134,715.52
RP
142.37 256.11 256.11 256.11 817.83 1,108.51 1,241.91 4,704.03 4,904.81 4,909.41 5,718.79 14,325.28 14,484.20 14,657.26 14,747.44 15,261.25 41,392.93 73,209.20 98,175.92 134,715.52
BAND
0.11 0.08 0.00 0.00 0.42 0.22 0.10 2.57 0.15 0.00 0.60 6.39 0.12 0.13 0.07 0.38 19.40 23.62 18.53 27.12
PERCENTAGE
CUM.
BAND
0.11 0.19 0.19 0.19 0.61 0.82 0.92 3.49 3.64 3.64 4.25 10.63 10.75 10.88 10.95 11.33 30.73 54.34 72.88 100.00
4.21 84.92 0.00 0.00 42.75 20.80 9.87 192.98 12.05 0.28 58.04 353.68 7.24 4.90 2.20 4.88 109.65 235.81 99.50 1.62
CUM
4.21 7.28 6.41 5.60 13.88 15.21 14.37 45.08 40.53 35.76 37.82 81.60 73.34 62.96 53.87 40.25 67.03 97.30 97.85 1.10 1.10
Page 56 of 204
RISK AND LOSS PROFILE 2005 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
49 27 43 28 37 36 46 34 22 20 18 23 18 31 20 35 31 25 35 21 599
49 76 119 147 184 220 266 300 322 342 360 383 401 432 452 487 518 543 578 599
BAND
CUM.
PERCENTAGE rp
RP
105.94 8.18 8.18 105.94 4.51 12.69 8.54 114.48 7.18 19.87 12.27 126.75 4.67 24.54 13.66 140.40 6.18 30.72 29.40 169.80 6.01 36.73 44.52 214.32 7.68 44.41 77.05 291.37 5.68 50.08 119.70 411.07 3.67 53.76 67.20 478.27 3.34 57.10 50.44 528.71 3.01 60.10 66.69 595.40 3.84 63.94 132.05 727.45 3.01 66.94 108.71 836.17 5.18 72.12 246.25 1,082.41 3.34 75.46 188.79 1,271.21 5.84 81.30 722.46 1,993.66 5.18 86.48 776.93 2,770.59 4.17 90.65 937.50 3,708.09 5.84 96.49 3,235.69 6,943.78 3.51 100.00 13,805.23 20,749.02 20,749.02
BAND
0.51 0.04 0.06 0.07 0.14 0.21 0.37 0.58 0.32 0.24 0.32 0.64 0.52 1.19 0.91 3.48 3.74 4.52 15.59 66.53
CUM.
0.51 0.55 0.61 0.68 0.82 1.03 1.40 1.98 2.31 2.55 2.87 3.51 4.03 5.22 6.13 9.61 13.35 17.87 33.47 100.00
PERCENTAGE f
0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 3 3 4 6 4 23
CUM.
PERCENTAGE
F
BAND
rp
0 0 0 0 0 0 0 0 0 1 2 3 3 3 3 6 9 13 19 23
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.35 4.35 3.25 3.25 4.35 8.70 450.00 453.25 4.35 13.04 734.88 1,188.13 0.00 13.04 0.00 1,188.13 0.00 13.04 0.00 1,188.13 0.00 13.04 0.00 1,188.13 13.04 26.09 112.93 1,301.06 13.04 39.13 198.06 1,499.11 17.39 56.52 935.86 2,434.97 26.09 82.61 22,362.31 24,797.27 17.39 100.00 8,529.99 33,327.26 33,327.26
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 1.35 1.36 2.21 3.57 0.00 3.57 0.00 3.57 0.00 3.57 0.34 3.90 0.59 4.50 2.81 7.31 67.10 74.41 25.59 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.44 674.74 556.52 0.00 0.00 0.00 15.63 25.49 99.82 691.11 61.79
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.61 76.13 163.33 142.09 109.77 93.46 65.26 54.11 65.67 357.11 160.62 160.62
Page 57 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
255 67 117 61 90 65 72 67 40 41 44 49 32 63 46 106 147 64 91 38 1,555
F
255 322 439 500 590 655 727 794 834 875 919 968 1,000 1,063 1,109 1,215 1,362 1,426 1,517 1,555
BAND
CUM.
16.40 16.40 4.31 20.71 7.52 28.23 3.92 32.15 5.79 37.94 4.18 42.12 4.63 46.75 4.31 51.06 2.57 53.63 2.64 56.27 2.83 59.10 3.15 62.25 2.06 64.31 4.05 68.36 2.96 71.32 6.82 78.14 9.45 87.59 4.12 91.70 5.85 97.56 2.44 100.00
PERCENTAGE rp
RP
1,547.15 1,547.15 15.47 1,562.62 38.16 1,600.78 34.16 1,634.95 78.54 1,713.48 82.35 1,795.83 92.63 1,888.47 138.35 2,026.82 96.00 2,122.81 133.31 2,256.12 160.81 2,416.93 210.32 2,627.25 158.66 2,785.91 320.86 3,106.78 408.93 3,515.70 1,160.42 4,676.12 2,338.63 7,014.75 1,338.83 8,353.58 3,178.47 11,532.05 4,505.31 16,037.36 16,037.36
BAND
9.65 0.10 0.24 0.21 0.49 0.51 0.58 0.86 0.60 0.83 1.00 1.31 0.99 2.00 2.55 7.24 14.58 8.35 19.82 28.09
PERCENTAGE
CUM.
f
9.65 9.74 9.98 10.19 10.68 11.20 11.78 12.64 13.24 14.07 15.07 16.38 17.37 19.37 21.92 29.16 43.74 52.09 71.91 100.00
7 1 0 1 3 0 1 2 0 0 1 0 0 0 2 6 9 7 10 7 57
F
7 8 8 9 12 12 13 15 15 15 16 16 16 16 18 24 33 40 50 57
BAND
CUM.
12.28 12.28 1.75 14.04 0.00 14.04 1.75 15.79 5.26 21.05 0.00 21.05 1.75 22.81 3.51 26.32 0.00 26.32 0.00 26.32 1.75 28.07 0.00 28.07 0.00 28.07 0.00 28.07 3.51 31.58 10.53 42.11 15.79 57.89 12.28 70.18 17.54 87.72 12.28 100.00
PERCENTAGE rp
993.31 5.00 0.00 3.61 98.41 0.00 11.71 29.16 0.00 0.00 9.71 0.00 0.00 0.00 139.55 100.66 1,302.05 561.13 2,145.22 1,997.71 7,397.24
RP
993.31 998.31 998.31 1,001.92 1,100.33 1,100.33 1,112.03 1,141.20 1,141.20 1,141.20 1,150.91 1,150.91 1,150.91 1,150.91 1,290.46 1,391.12 2,693.17 3,254.31 5,399.53 7,397.24
BAND
13.43 0.07 0.00 0.05 1.33 0.00 0.16 0.39 0.00 0.00 0.13 0.00 0.00 0.00 1.89 1.36 17.60 7.59 29.00 27.01
PERCENTAGE
CUM.
BAND
13.43 13.50 13.50 13.54 14.87 14.87 15.03 15.43 15.43 15.43 15.56 15.56 15.56 15.56 17.45 18.81 36.41 43.99 72.99 100.00
64.20 32.31 0.00 10.56 125.30 0.00 12.64 21.08 0.00 0.00 6.04 0.00 0.00 0.00 34.13 8.67 55.68 41.91 67.49 44.34
CUM
64.20 63.89 62.36 61.28 64.22 61.27 58.89 56.30 53.76 50.58 47.62 43.81 41.31 37.05 36.71 29.75 38.39 38.96 46.82 46.13 46.13
Page 58 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 22
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
Metals
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
475 291 412 334 490 395 367 392 309 195 156 244 248 308 224 471 456 242 276 71 6,356
F
475 766 1,178 1,512 2,002 2,397 2,764 3,156 3,465 3,660 3,816 4,060 4,308 4,616 4,840 5,311 5,767 6,009 6,285 6,356
BAND
CUM.
PERCENTAGE rp
RP
7.47 7.47 2,509.09 2,509.09 4.58 12.05 57.67 2,566.77 6.48 18.53 146.43 2,713.20 5.25 23.79 209.45 2,922.65 7.71 31.50 548.06 3,470.72 6.21 37.71 389.34 3,860.06 5.77 43.49 620.74 4,480.80 6.17 49.65 884.32 5,365.13 4.86 54.52 941.40 6,306.53 3.07 57.58 617.11 6,923.64 2.45 60.04 723.88 7,647.52 3.84 63.88 1,094.73 8,742.25 3.90 67.78 1,440.42 10,182.67 4.85 72.62 2,291.96 12,474.63 3.52 76.15 1,967.81 14,442.44 7.41 83.56 5,818.71 20,261.15 7.17 90.73 8,651.58 28,912.73 3.81 94.54 5,435.86 34,348.59 4.34 98.88 9,525.67 43,874.26 1.12 100.00 169,864.84 213,739.10 213,739.10
BAND
1.17 0.03 0.07 0.10 0.26 0.18 0.29 0.41 0.44 0.29 0.34 0.51 0.67 1.07 0.92 2.72 4.05 2.54 4.46 79.47
PERCENTAGE
CUM.
f
1.17 1.20 1.27 1.37 1.62 1.81 2.10 2.51 2.95 3.24 3.58 4.09 4.76 5.84 6.76 9.48 13.53 16.07 20.53 100.00
10 10 1 11 1 12 0 12 0 12 3 15 5 20 2 22 4 26 3 29 0 29 4 33 6 39 4 43 4 47 18 65 23 88 18 106 25 131 9 140 140
F
BAND
CUM.
7.14 7.14 0.71 7.86 0.71 8.57 0.00 8.57 0.00 8.57 2.14 10.71 3.57 14.29 1.43 15.71 2.86 18.57 2.14 20.71 0.00 20.71 2.86 23.57 4.29 27.86 2.86 30.71 2.86 33.57 12.86 46.43 16.43 62.86 12.86 75.71 17.86 93.57 6.43 100.00
PERCENTAGE rp
440.07 92.58 21.70 0.00 0.00 506.61 623.96 18.93 1,702.18 62.98 0.00 271.97 2,209.17 185.15 94.86 6,509.92 1,472.52 3,884.71 11,512.90 640.76 30,250.95
RP
440.07 532.65 554.34 554.34 554.34 1,060.96 1,684.92 1,703.85 3,406.03 3,469.01 3,469.01 3,740.97 5,950.14 6,135.29 6,230.15 12,740.07 14,212.58 18,097.29 29,610.19 30,250.95
BAND
1.45 0.31 0.07 0.00 0.00 1.67 2.06 0.06 5.63 0.21 0.00 0.90 7.30 0.61 0.31 21.52 4.87 12.84 38.06 2.12
CUM.
1.45 1.76 1.83 1.83 1.83 3.51 5.57 5.63 11.26 11.47 11.47 12.37 19.67 20.28 20.59 42.11 46.98 59.82 97.88 100.00
PERCENTAGE BAND
17.54 160.52 14.82 0.00 0.00 130.12 100.52 2.14 180.81 10.21 0.00 24.84 153.37 8.08 4.82 111.88 17.02 71.46 120.86 0.38
CUM
17.54 20.75 20.43 18.97 15.97 27.49 37.60 31.76 54.01 50.10 45.36 42.79 58.43 49.18 43.14 62.88 49.16 52.69 67.49 14.15 14.15
Page 59 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
869 161 332 444 543 467 507 538 398 283 291 381 235 397 277 491 484 233 214 64 7,609
F
869 1,030 1,362 1,806 2,349 2,816 3,323 3,861 4,259 4,542 4,833 5,214 5,449 5,846 6,123 6,614 7,098 7,331 7,545 7,609
BAND
CUM.
11.42 11.42 2.12 13.54 4.36 17.90 5.84 23.74 7.14 30.87 6.14 37.01 6.66 43.67 7.07 50.74 5.23 55.97 3.72 59.69 3.82 63.52 5.01 68.52 3.09 71.61 5.22 76.83 3.64 80.47 6.45 86.92 6.36 93.28 3.06 96.35 2.81 99.16 0.84 100.00
PERCENTAGE rp
4,550.67 96.25 238.39 554.04 1,120.60 994.37 1,503.01 2,025.41 1,863.03 1,561.37 1,899.76 2,689.42 2,201.07 4,143.35 3,757.42 8,755.93 13,525.82 6,076.49 9,255.51 23,752.96 90,564.88
RP
4,550.67 4,646.92 4,885.31 5,439.35 6,559.95 7,554.32 9,057.33 11,082.74 12,945.77 14,507.14 16,406.90 19,096.32 21,297.39 25,440.74 29,198.17 37,954.10 51,479.92 57,556.41 66,811.92 90,564.88
BAND
5.02 0.11 0.26 0.61 1.24 1.10 1.66 2.24 2.06 1.72 2.10 2.97 2.43 4.58 4.15 9.67 14.93 6.71 10.22 26.23
CUM.
5.02 5.13 5.39 6.01 7.24 8.34 10.00 12.24 14.29 16.02 18.12 21.09 23.52 28.09 32.24 41.91 56.84 63.55 73.77 100.00
PERCENTAGE f
F
15 0 1 0 0 10 4 8 8 0 8 21 25 7 8 32 25 11 16 3 202
15 15 16 16 16 26 30 38 46 46 54 75 100 107 115 147 172 183 199 202
BAND
CUM.
PERCENTAGE rp
7.43 7.43 2,900.04 0.00 7.43 0.00 0.50 7.92 8.08 0.00 7.92 0.00 0.00 7.92 0.00 4.95 12.87 3,409.71 1.98 14.85 241.31 3.96 18.81 276.18 3.96 22.77 25.11 0.00 22.77 0.00 3.96 26.73 234.73 10.40 37.13 5,202.67 12.38 49.50 637.00 3.47 52.97 558.38 3.96 56.93 577.81 15.84 72.77 17,856.96 12.38 85.15 4,707.63 5.45 90.59 946.25 7.92 98.51 3,134.13 1.49 100.00 5,511.73 46,227.72
RP
2,900.04 2,900.04 2,908.12 2,908.12 2,908.12 6,317.83 6,559.14 6,835.32 6,860.43 6,860.43 7,095.15 12,297.82 12,934.83 13,493.21 14,071.01 31,927.97 36,635.61 37,581.85 40,715.99 46,227.72
BAND
6.27 0.00 0.02 0.00 0.00 7.38 0.52 0.60 0.05 0.00 0.51 11.25 1.38 1.21 1.25 38.63 10.18 2.05 6.78 11.92
PERCENTAGE
CUM.
BAND
6.27 6.27 6.29 6.29 6.29 13.67 14.19 14.79 14.84 14.84 15.35 26.60 27.98 29.19 30.44 69.07 79.25 81.30 88.08 100.00
63.73 0.00 3.39 0.00 0.00 342.90 16.06 13.64 1.35 0.00 12.36 193.45 28.94 13.48 15.38 203.94 34.80 15.57 33.86 23.20
CUM
63.73 62.41 59.53 53.46 44.33 83.63 72.42 61.68 52.99 47.29 43.24 64.40 60.73 53.04 48.19 84.12 71.16 65.30 60.94 51.04 51.04
Page 60 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
Textiles
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
926 981 1,554 1,071 1,370 908 729 636 441 275 228 324 229 306 218 434 383 203 231 33 11,480
F
BAND
CUM.
PERCENTAGE rp
RP
926 8.07 8.07 2,202.74 2,202.74 1,907 8.55 16.61 376.68 2,579.42 3,461 13.54 30.15 1,038.37 3,617.79 4,532 9.33 39.48 1,110.96 4,728.75 5,902 11.93 51.41 1,947.88 6,676.64 6,810 7.91 59.32 1,886.82 8,563.46 7,539 6.35 65.67 2,055.32 10,618.78 8,175 5.54 71.21 2,299.27 12,918.05 8,616 3.84 75.05 2,082.24 15,000.29 8,891 2.40 77.45 1,702.61 16,702.90 9,119 1.99 79.43 1,318.11 18,021.01 9,443 2.82 82.26 2,268.80 20,289.81 9,672 1.99 84.25 1,871.65 22,161.46 9,978 2.67 86.92 3,301.37 25,462.83 10,196 1.90 88.82 2,784.82 28,247.65 10,630 3.78 92.60 7,676.94 35,924.59 11,013 3.34 95.93 10,578.59 46,503.18 11,216 1.77 97.70 7,813.92 54,317.10 11,447 2.01 99.71 17,066.54 71,383.64 11,480 0.29 100.00 2,121.72 73,505.36 73,505.36
BAND
3.00 0.51 1.41 1.51 2.65 2.57 2.80 3.13 2.83 2.32 1.79 3.09 2.55 4.49 3.79 10.44 14.39 10.63 23.22 2.89
PERCENTAGE
CUM.
f
3.00 3.51 4.92 6.43 9.08 11.65 14.45 17.57 20.41 22.72 24.52 27.60 30.15 34.64 38.43 48.87 63.27 73.90 97.11 100.00
28 0 7 2 3 4 3 6 5 3 4 19 4 14 5 33 53 53 47 4 297
F
28 28 35 37 40 44 47 53 58 61 65 84 88 102 107 140 193 246 293 297
BAND
CUM.
PERCENTAGE rp
9.43 9.43 4,955.69 0.00 9.43 0.00 2.36 11.78 758.60 0.67 12.46 135.74 1.01 13.47 258.13 1.35 14.81 21.94 1.01 15.82 10.05 2.02 17.85 1,747.13 1.68 19.53 1,370.86 1.01 20.54 1,926.48 1.35 21.89 81.00 6.40 28.28 9,870.81 1.35 29.63 3,054.32 4.71 34.34 8,412.11 1.68 36.03 225.69 11.11 47.14 1,274.76 17.85 64.98 17,196.95 17.85 82.83 9,400.45 15.82 98.65 26,349.07 1.35 100.00 1,633.27 88,683.04
RP
4,955.69 4,955.69 5,714.29 5,850.03 6,108.16 6,130.10 6,140.15 7,887.27 9,258.14 11,184.62 11,265.62 21,136.43 24,190.75 32,602.85 32,828.54 34,103.30 51,300.25 60,700.70 87,049.77 88,683.04
BAND
5.59 0.00 0.86 0.15 0.29 0.02 0.01 1.97 1.55 2.17 0.09 11.13 3.44 9.49 0.25 1.44 19.39 10.60 29.71 1.84
CUM.
5.59 5.59 6.44 6.60 6.89 6.91 6.92 8.89 10.44 12.61 12.70 23.83 27.28 36.76 37.02 38.46 57.85 68.45 98.16 100.00
PERCENTAGE BAND
224.98 0.00 73.06 12.22 13.25 1.16 0.49 75.99 65.84 113.15 6.15 435.07 163.19 254.81 8.10 16.61 162.56 120.30 154.39 76.98
CUM
224.98 192.12 157.95 123.71 91.49 71.58 57.82 61.06 61.72 66.96 62.51 104.17 109.16 128.04 116.22 94.93 110.32 111.75 121.95 120.65 120.65
Page 61 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
661 661 951 606 886 617 512 543 380 263 220 248 218 306 210 360 249 118 91 40 8,140
F
661 1,322 2,273 2,879 3,765 4,382 4,894 5,437 5,817 6,080 6,300 6,548 6,766 7,072 7,282 7,642 7,891 8,009 8,100 8,140
BAND
CUM.
PERCENTAGE rp
RP
8.12 8.12 2,731.28 2,731.28 8.12 16.24 270.75 3,002.03 11.68 27.92 620.48 3,622.51 7.44 35.37 647.23 4,269.74 10.88 46.25 1,504.23 5,773.98 7.58 53.83 1,470.21 7,244.19 6.29 60.12 1,805.39 9,049.57 6.67 66.79 2,171.86 11,221.43 4.67 71.46 2,257.39 13,478.82 3.23 74.69 1,759.10 15,237.92 2.70 77.40 1,507.29 16,745.21 3.05 80.44 2,346.12 19,091.33 2.68 83.12 2,373.55 21,464.89 3.76 86.88 3,835.44 25,300.33 2.58 89.46 3,675.28 28,975.60 4.42 93.88 8,337.29 37,312.90 3.06 96.94 10,368.11 47,681.01 1.45 98.39 10,781.71 58,462.72 1.12 99.51 933.28 59,396.00 0.49 100.00 108,012.95 167,408.95 167,408.95
BAND
1.63 0.16 0.37 0.39 0.90 0.88 1.08 1.30 1.35 1.05 0.90 1.40 1.42 2.29 2.20 4.98 6.19 6.44 0.56 64.52
CUM.
1.63 1.79 2.16 2.55 3.45 4.33 5.41 6.70 8.05 9.10 10.00 11.40 12.82 15.11 17.31 22.29 28.48 34.92 35.48 100.00
PERCENTAGE f
F
8 2 6 0 2 2 1 2 6 6 7 3 1 8 11 27 15 8 1 4 120
8 10 16 16 18 20 21 23 29 35 42 45 46 54 65 92 107 115 116 120
BAND
CUM.
PERCENTAGE rp
6.67 6.67 337.50 1.67 8.33 187.07 5.00 13.33 509.58 0.00 13.33 0.00 1.67 15.00 710.75 1.67 16.67 556.23 0.83 17.50 100.47 1.67 19.17 518.27 5.00 24.17 181.17 5.00 29.17 229.58 5.83 35.00 698.97 2.50 37.50 2,546.66 0.83 38.33 544.35 6.67 45.00 6,486.29 9.17 54.17 1,037.67 22.50 76.67 5,262.69 12.50 89.17 22,030.02 6.67 95.83 3,361.63 0.83 96.67 20,513.42 3.33 100.00 7,367.54 73,179.85
RP
337.50 524.57 1,034.15 1,034.15 1,744.90 2,301.12 2,401.59 2,919.86 3,101.03 3,330.61 4,029.58 6,576.24 7,120.59 13,606.88 14,644.55 19,907.24 41,937.26 45,298.89 65,812.31 73,179.85
BAND
0.46 0.26 0.70 0.00 0.97 0.76 0.14 0.71 0.25 0.31 0.96 3.48 0.74 8.86 1.42 7.19 30.10 4.59 28.03 10.07
CUM.
PERCENTAGE BAND
CUM
0.46 12.36 0.72 69.09 1.41 82.13 1.41 0.00 2.38 47.25 3.14 37.83 3.28 5.56 3.99 23.86 4.24 8.03 4.55 13.05 5.51 46.37 8.99 108.55 9.73 22.93 18.59 169.11 20.01 28.23 27.20 63.12 57.31 212.48 61.90 31.18 89.93 2,197.99 100.00 6.82
12.36 17.47 28.55 24.22 30.22 31.77 26.54 26.02 23.01 21.86 24.06 34.45 33.17 53.78 50.54 53.35 87.95 77.48 110.80 43.71 43.71
Page 62 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 26
DATA POSITION FROM
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
PROCESSING
Wood, Bamboo and Rattan
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
955 730 761 499 646 475 360 461 282 210 174 231 205 267 166 310 238 111 138 23 7,242
F
955 1,685 2,446 2,945 3,591 4,066 4,426 4,887 5,169 5,379 5,553 5,784 5,989 6,256 6,422 6,732 6,970 7,081 7,219 7,242
BAND
CUM.
PERCENTAGE rp
RP
13.19 13.19 4,688.31 4,688.31 10.08 23.27 531.33 5,219.64 10.51 33.78 1,007.14 6,226.79 6.89 40.67 1,057.22 7,284.01 8.92 49.59 1,902.27 9,186.28 6.56 56.14 2,059.08 11,245.36 4.97 61.12 1,974.69 13,220.05 6.37 67.48 3,568.51 16,788.55 3.89 71.38 2,542.84 19,331.40 2.90 74.28 2,362.11 21,693.50 2.40 76.68 2,311.98 24,005.48 3.19 79.87 3,552.84 27,558.32 2.83 82.70 3,777.51 31,335.83 3.69 86.38 7,009.98 38,345.80 2.29 88.68 4,767.73 43,113.54 4.28 92.96 11,817.64 54,931.17 3.29 96.24 12,738.17 67,669.34 1.53 97.78 7,797.36 75,466.70 1.91 99.68 12,927.50 88,394.20 0.32 100.00 932.24 89,326.44 89,326.44
BAND
5.25 0.59 1.13 1.18 2.13 2.31 2.21 3.99 2.85 2.64 2.59 3.98 4.23 7.85 5.34 13.23 14.26 8.73 14.47 1.04
PERCENTAGE
CUM.
f
5.25 5.84 6.97 8.15 10.28 12.59 14.80 18.79 21.64 24.29 26.87 30.85 35.08 42.93 48.27 61.49 75.76 84.48 98.96 100.00
25 2 3 8 6 4 3 10 4 5 5 8 9 12 4 21 13 12 23 1 178
F
BAND
CUM.
PERCENTAGE rp
RP
25 14.04 14.04 1,777.46 1,777.46 27 1.12 15.17 12.43 1,789.89 30 1.69 16.85 43.62 1,833.51 38 4.49 21.35 856.38 2,689.88 44 3.37 24.72 764.93 3,454.82 48 2.25 26.97 608.42 4,063.24 51 1.69 28.65 253.33 4,316.57 61 5.62 34.27 1,317.21 5,633.77 65 2.25 36.52 1,505.43 7,139.21 70 2.81 39.33 1,121.76 8,260.97 75 2.81 42.13 3,749.55 12,010.52 83 4.49 46.63 1,004.30 13,014.82 92 5.06 51.69 18,885.74 31,900.56 104 6.74 58.43 4,627.55 36,528.11 108 2.25 60.67 5,185.04 41,713.15 129 11.80 72.47 862.32 42,575.47 142 7.30 79.78 3,130.94 45,706.40 154 6.74 86.52 7,030.36 52,736.76 177 12.92 99.44 4,061.82 56,798.58 178 0.56 100.00 452.59 57,251.17 57,251.17
BAND
CUM.
3.10 3.10 0.02 3.13 0.08 3.20 1.50 4.70 1.34 6.03 1.06 7.10 0.44 7.54 2.30 9.84 2.63 12.47 1.96 14.43 6.55 20.98 1.75 22.73 32.99 55.72 8.08 63.80 9.06 72.86 1.51 74.37 5.47 79.83 12.28 92.11 7.09 99.21 0.79 100.00
PERCENTAGE BAND
CUM
37.91 2.34 4.33 81.00 40.21 29.55 12.83 36.91 59.20 47.49 162.18 28.27 499.95 66.01 108.75 7.30 24.58 90.16 31.42 48.55
37.91 34.29 29.45 36.93 37.61 36.13 32.65 33.56 36.93 38.08 50.03 47.23 101.80 95.26 96.75 77.51 67.54 69.88 64.26 64.09 64.09
Page 63 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,226 1,970 2,078 1,291 1,482 938 691 763 559 345 303 454 326 499 366 557 658 277 192 75 17,050
F
3,226 5,196 7,274 8,565 10,047 10,985 11,676 12,439 12,998 13,343 13,646 14,100 14,426 14,925 15,291 15,848 16,506 16,783 16,975 17,050
BAND
CUM.
PERCENTAGE rp
18.92 18.92 2,113.70 11.55 30.48 529.72 12.19 42.66 907.46 7.57 50.23 881.47 8.69 58.93 1,458.81 5.50 64.43 1,447.42 4.05 68.48 1,318.82 4.48 72.96 1,929.25 3.28 76.23 1,801.73 2.02 78.26 1,226.26 1.78 80.04 1,335.62 2.66 82.70 2,224.00 1.91 84.61 2,218.00 2.93 87.54 3,562.07 2.15 89.68 3,423.67 3.27 92.95 7,269.54 3.86 96.81 19,446.85 1.62 98.43 8,568.75 1.13 99.56 2,967.17 0.44 100.00 1,851.54 66,481.86
RP
2,113.70 2,643.42 3,550.89 4,432.36 5,891.17 7,338.59 8,657.41 10,586.66 12,388.40 13,614.66 14,950.28 17,174.29 19,392.28 22,954.35 26,378.01 33,647.56 53,094.41 61,663.15 64,630.32 66,481.86
BAND
3.18 0.80 1.36 1.33 2.19 2.18 1.98 2.90 2.71 1.84 2.01 3.35 3.34 5.36 5.15 10.93 29.25 12.89 4.46 2.79
CUM.
3.18 3.98 5.34 6.67 8.86 11.04 13.02 15.92 18.63 20.48 22.49 25.83 29.17 34.53 39.68 50.61 79.86 92.75 97.21 100.00
PERCENTAGE f
28 4 8 5 2 12 13 11 8 5 5 6 43 14 9 22 28 25 5 7 260
F
BAND
CUM.
28 32 40 45 47 59 72 83 91 96 101 107 150 164 173 195 223 248 253 260
10.77 10.77 1.54 12.31 3.08 15.38 1.92 17.31 0.77 18.08 4.62 22.69 5.00 27.69 4.23 31.92 3.08 35.00 1.92 36.92 1.92 38.85 2.31 41.15 16.54 57.69 5.38 63.08 3.46 66.54 8.46 75.00 10.77 85.77 9.62 95.38 1.92 97.31 2.69 100.00
PERCENTAGE rp
3,306.85 196.58 758.78 551.53 131.36 199.52 3,119.84 1,734.16 2,053.71 1,072.67 279.67 324.69 381.98 402.61 466.45 2,493.16 1,413.37 5,467.86 1,304.41 4,629.27 30,288.48
RP
3,306.85 3,503.43 4,262.21 4,813.74 4,945.10 5,144.62 8,264.46 9,998.62 12,052.33 13,125.00 13,404.67 13,729.36 14,111.34 14,513.95 14,980.40 17,473.56 18,886.94 24,354.80 25,659.21 30,288.48
BAND
10.92 0.65 2.51 1.82 0.43 0.66 10.30 5.73 6.78 3.54 0.92 1.07 1.26 1.33 1.54 8.23 4.67 18.05 4.31 15.28
PERCENTAGE
CUM.
BAND
CUM
10.92 11.57 14.07 15.89 16.33 16.99 27.29 33.01 39.79 43.33 44.26 45.33 46.59 47.92 49.46 57.69 62.36 80.41 84.72 100.00
156.45 37.11 83.62 62.57 9.00 13.78 236.56 89.89 113.99 87.48 20.94 14.60 17.22 11.30 13.62 34.30 7.27 63.81 43.96 250.02
156.45 132.53 120.03 108.60 83.94 70.10 95.46 94.45 97.29 96.40 89.66 79.94 72.77 63.23 56.79 51.93 35.57 39.50 39.70 45.56 45.56
Page 64 0f 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 28
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
5 4 10 5 11 4 9 17 0 5 8 17 9 33 11 32 42 6 27 26 281
5 9 19 24 35 39 48 65 65 70 78 95 104 137 148 180 222 228 255 281
BAND
CUM.
1.78 1.78 1.42 3.20 3.56 6.76 1.78 8.54 3.91 12.46 1.42 13.88 3.20 17.08 6.05 23.13 0.00 23.13 1.78 24.91 2.85 27.76 6.05 33.81 3.20 37.01 11.74 48.75 3.91 52.67 11.39 64.06 14.95 79.00 2.14 81.14 9.61 90.75 9.25 100.00
PERCENTAGE rp
3.34 0.39 12.56 3.21 11.97 2.78 9.43 32.23 0.00 12.70 19.48 29.92 38.08 79.73 113.40 261.80 626.74 212.12 1,996.67 216.62 3,683.18
RP
3.34 3.74 16.30 19.51 31.48 34.26 43.70 75.92 75.92 88.63 108.10 138.03 176.11 255.84 369.24 631.04 1,257.78 1,469.90 3,466.57 3,683.18
BAND
0.09 0.01 0.34 0.09 0.33 0.08 0.26 0.88 0.00 0.34 0.53 0.81 1.03 2.16 3.08 7.11 17.02 5.76 54.21 5.88
CUM.
0.09 0.10 0.44 0.53 0.85 0.93 1.19 2.06 2.06 2.41 2.94 3.75 4.78 6.95 10.02 17.13 34.15 39.91 94.12 100.00
PERCENTAGE f
F
0 0 0 0 0 0 1 1 0 0 0 0 0 0 2 1 1 3 6 0 15
0 0 0 0 0 0 1 2 2 2 2 2 2 2 4 5 6 9 15 15
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.67 6.67 6.67 13.33 0.00 13.33 0.00 13.33 0.00 13.33 0.00 13.33 0.00 13.33 0.00 13.33 13.33 26.67 6.67 33.33 6.67 40.00 20.00 60.00 40.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 10.09 166.67 0.00 0.00 0.00 0.00 0.00 0.00 499.29 20.79 2.30 123.05 7,606.19 0.00 8,428.38
RP
0.00 0.00 0.00 0.00 0.00 0.00 10.09 176.77 176.77 176.77 176.77 176.77 176.77 176.77 676.05 696.84 699.14 822.19 8,428.38 8,428.38
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.12 1.98 0.00 0.00 0.00 0.00 0.00 0.00 5.92 0.25 0.03 1.46 90.24 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.12 2.10 2.10 2.10 2.10 2.10 2.10 2.10 8.02 8.27 8.30 9.76 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 107.02 517.15 0.00 0.00 0.00 0.00 0.00 0.00 440.30 7.94 0.37 58.01 380.94 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 23.10 232.82 232.82 199.45 163.52 128.07 100.37 69.09 183.09 110.43 55.59 55.94 243.13 228.83 228.83
Page 65 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 29
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entertainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
144,172 141,300 152,324 83,734 86,355 40,831 28,302 20,167 11,014 5,852 4,405 4,732 3,100 3,499 2,173 3,150 2,195 859 993 313 739,470
F
144,172 285,472 437,796 521,530 607,885 648,716 677,018 697,185 708,199 714,051 718,456 723,188 726,288 729,787 731,960 735,110 737,305 738,164 739,157 739,470
BAND
CUM.
19.50 19.50 19.11 38.60 20.60 59.20 11.32 70.53 11.68 82.21 5.52 87.73 3.83 91.55 2.73 94.28 1.49 95.77 0.79 96.56 0.60 97.16 0.64 97.80 0.42 98.22 0.47 98.69 0.29 98.98 0.43 99.41 0.30 99.71 0.12 99.82 0.13 99.96 0.04 100.00
PERCENTAGE rp
32,515.58 32,572.08 62,592.80 56,125.82 86,807.05 59,118.90 57,559.29 54,645.04 39,313.38 25,043.57 20,982.48 27,630.67 22,282.70 29,850.52 28,531.43 43,457.32 43,612.05 21,386.13 42,422.46 21,359.04 807,808.31
RP
32,515.58 65,087.66 127,680.46 183,806.29 270,613.34 329,732.24 387,291.53 441,936.57 481,249.95 506,293.52 527,276.00 554,906.66 577,189.37 607,039.89 635,571.32 679,028.64 722,640.69 744,026.82 786,449.28 807,808.31
BAND
CUM.
4.03 4.03 4.03 8.06 7.75 15.81 6.95 22.75 10.75 33.50 7.32 40.82 7.13 47.94 6.76 54.71 4.87 59.57 3.10 62.67 2.60 65.27 3.42 68.69 2.76 71.45 3.70 75.15 3.53 78.68 5.38 84.06 5.40 89.46 2.65 92.10 5.25 97.36 2.64 100.00
PERCENTAGE f
329 264 351 130 248 129 108 99 80 48 44 63 47 82 66 133 358 125 310 140 3,154
F
329 593 944 1,074 1,322 1,451 1,559 1,658 1,738 1,786 1,830 1,893 1,940 2,022 2,088 2,221 2,579 2,704 3,014 3,154
BAND
CUM.
10.43 10.43 8.37 18.80 11.13 29.93 4.12 34.05 7.86 41.92 4.09 46.01 3.42 49.43 3.14 52.57 2.54 55.10 1.52 56.63 1.40 58.02 2.00 60.02 1.49 61.51 2.60 64.11 2.09 66.20 4.22 70.42 11.35 81.77 3.96 85.73 9.83 95.56 4.44 100.00
PERCENTAGE rp
21,131.07 12,854.61 21,231.91 14,689.66 32,348.14 18,686.50 26,863.12 19,769.29 44,174.21 7,234.36 11,082.71 22,296.91 6,894.14 24,855.40 3,921.35 40,084.37 46,266.18 53,599.03 85,726.90 68,600.51 582,310.36
RP
21,131.07 33,985.68 55,217.58 69,907.25 102,255.39 120,941.89 147,805.01 167,574.30 211,748.51 218,982.87 230,065.58 252,362.49 259,256.62 284,112.02 288,033.38 328,117.75 374,383.92 427,982.96 513,709.85 582,310.36
BAND
CUM.
3.63 3.63 2.21 5.84 3.65 9.48 2.52 12.01 5.56 17.56 3.21 20.77 4.61 25.38 3.39 28.78 7.59 36.36 1.24 37.61 1.90 39.51 3.83 43.34 1.18 44.52 4.27 48.79 0.67 49.46 6.88 56.35 7.95 64.29 9.20 73.50 14.72 88.22 11.78 100.00
PERCENTAGE BAND
CUM
64.99 39.47 33.92 26.17 37.26 31.61 46.67 36.18 112.36 28.89 52.82 80.70 30.94 83.27 13.74 92.24 106.09 250.63 202.08 321.18
64.99 52.22 43.25 38.03 37.79 36.68 38.16 37.92 44.00 43.25 43.63 45.48 44.92 46.80 45.32 48.32 51.81 57.52 65.32 72.09 72.09
Page 66 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 30
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
7 11 6 14 5 6 6 11 5 7 7 5 2 9 7 7 4 0 0 0 119
7 18 24 38 43 49 55 66 71 78 85 90 92 101 108 115 119 119 119 119
BAND
5.88 9.24 5.04 11.76 4.20 5.04 5.04 9.24 4.20 5.88 5.88 4.20 1.68 7.56 5.88 5.88 3.36 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
5.88 8.05 8.05 15.13 4.68 12.72 20.17 5.37 18.10 31.93 27.63 45.73 36.13 11.73 57.45 41.18 25.95 83.41 46.22 52.08 135.49 55.46 93.24 228.73 59.66 83.87 312.60 65.55 80.30 392.90 71.43 112.02 504.92 75.63 130.93 635.85 77.31 34.18 670.03 84.87 254.48 924.51 90.76 357.72 1,282.23 96.64 475.98 1,758.21 100.00 1,060.36 2,818.57 100.00 0.00 2,818.57 100.00 0.00 2,818.57 100.00 0.00 2,818.57 2,818.57
BAND
0.29 0.17 0.19 0.98 0.42 0.92 1.85 3.31 2.98 2.85 3.97 4.65 1.21 9.03 12.69 16.89 37.62 0.00 0.00 0.00
CUM.
0.29 0.45 0.64 1.62 2.04 2.96 4.81 8.12 11.09 13.94 17.91 22.56 23.77 32.80 45.49 62.38 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 1 0 0 0 4
BAND
0 0 0 0 0 0 0 0 0 1 2 2 2 3 3 3 4 4 4 4
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 25.00 0.00 0.00 25.00 0.00 0.00 25.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 1,077.69 50.00 25.00 50.00 0.00 50.00 0.00 75.00 41.58 75.00 0.00 75.00 0.00 100.00 102.36 100.00 0.00 100.00 0.00 100.00 0.00 1,246.63
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,077.69 1,102.69 1,102.69 1,102.69 1,144.27 1,144.27 1,144.27 1,246.63 1,246.63 1,246.63 1,246.63
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 86.45 2.01 0.00 0.00 3.34 0.00 0.00 8.21 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 86.45 1,342.06 88.45 22.32 88.45 0.00 88.45 0.00 91.79 16.34 91.79 0.00 91.79 0.00 100.00 9.65 100.00 0.00 100.00 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 274.29 218.39 173.42 164.57 123.77 89.24 65.08 44.23 44.23 44.23 44.23 44.23
Page 67 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 31
DATA POSITION FROM
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
PROCESSING
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
37 10 16 19 16 22 9 25 12 10 6 11 7 18 20 34 72 43 12 5 404
37 47 63 82 98 120 129 154 166 176 182 193 200 218 238 272 344 387 399 404
BAND
CUM.
PERCENTAGE rp
9.16 9.16 165.89 2.48 11.63 4.68 3.96 15.59 6.72 4.70 20.30 14.07 3.96 24.26 15.58 5.45 29.70 66.02 2.23 31.93 33.29 6.19 38.12 85.86 2.97 41.09 61.78 2.48 43.56 65.77 1.49 45.05 33.10 2.72 47.77 145.65 1.73 49.50 67.83 4.46 53.96 378.70 4.95 58.91 493.86 8.42 67.33 1,294.45 17.82 85.15 3,407.46 10.64 95.79 1,490.84 2.97 98.76 191.35 1.24 100.00 77.31 8,100.20
RP
165.89 170.57 177.29 191.36 206.94 272.96 306.25 392.11 453.88 519.65 552.75 698.39 766.23 1,144.92 1,638.79 2,933.23 6,340.70 7,831.54 8,022.89 8,100.20
BAND
2.05 0.06 0.08 0.17 0.19 0.82 0.41 1.06 0.76 0.81 0.41 1.80 0.84 4.68 6.10 15.98 42.07 18.41 2.36 0.95
CUM.
2.05 2.11 2.19 2.36 2.55 3.37 3.78 4.84 5.60 6.42 6.82 8.62 9.46 14.13 20.23 36.21 78.28 96.68 99.05 100.00
PERCENTAGE f
F
14 0 0 0 0 0 0 2 0 0 0 0 0 1 0 1 7 2 0 0 27
BAND
14 51.85 14 0.00 14 0.00 14 0.00 14 0.00 14 0.00 14 0.00 16 7.41 16 0.00 16 0.00 16 0.00 16 0.00 16 0.00 17 3.70 17 0.00 18 3.70 25 25.93 27 7.41 27 0.00 27 0.00
CUM.
51.85 51.85 51.85 51.85 51.85 51.85 51.85 59.26 59.26 59.26 59.26 59.26 59.26 62.96 62.96 66.67 92.59 100.00 100.00 100.00
PERCENTAGE rp
116.04 0.00 0.00 0.00 0.00 0.00 0.00 323.82 0.00 0.00 0.00 0.00 0.00 7.12 0.00 2.64 1,299.01 120.00 0.00 0.00 1,868.63
RP
116.04 116.04 116.04 116.04 116.04 116.04 116.04 439.86 439.86 439.86 439.86 439.86 439.86 446.98 446.98 449.62 1,748.63 1,868.63 1,868.63 1,868.63
BAND
6.21 0.00 0.00 0.00 0.00 0.00 0.00 17.33 0.00 0.00 0.00 0.00 0.00 0.38 0.00 0.14 69.52 6.42 0.00 0.00
CUM.
6.21 6.21 6.21 6.21 6.21 6.21 6.21 23.54 23.54 23.54 23.54 23.54 23.54 23.92 23.92 24.06 93.58 100.00 100.00 100.00
PERCENTAGE BAND
CUM
69.95 0.00 0.00 0.00 0.00 0.00 0.00 377.16 0.00 0.00 0.00 0.00 0.00 1.88 0.00 0.20 38.12 8.05 0.00 0.00
69.95 68.03 65.45 60.64 56.07 42.51 37.89 112.18 96.91 84.65 79.58 62.98 57.41 39.04 27.28 15.33 27.58 23.86 23.29 23.07 23.07
Page 68 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 32
DATA POSITION FROM PROCESSING
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
3 3 0 3 2 1 4 2 4 3 4 7 4 2 3 6 6 3 2 0 62
BAND
3 6 6 9 11 12 16 18 22 25 29 36 40 42 45 51 57 60 62 62
CUM.
4.84 4.84 4.84 9.68 0.00 9.68 4.84 14.52 3.23 17.74 1.61 19.35 6.45 25.81 3.23 29.03 6.45 35.48 4.84 40.32 6.45 46.77 11.29 58.06 6.45 64.52 3.23 67.74 4.84 72.58 9.68 82.26 9.68 91.94 4.84 96.77 3.23 100.00 0.00 100.00
PERCENTAGE rp
3.45 15.22 0.00 4.76 1.03 2.64 14.57 4.66 24.07 18.65 42.93 71.88 47.95 47.00 74.52 275.30 501.69 727.03 59.00 0.00 1,936.35
RP
3.45 18.67 18.67 23.43 24.47 27.11 41.68 46.33 70.41 89.05 131.98 203.86 251.81 298.81 373.33 648.64 1,150.32 1,877.35 1,936.35 1,936.35
BAND
0.18 0.79 0.00 0.25 0.05 0.14 0.75 0.24 1.24 0.96 2.22 3.71 2.48 2.43 3.85 14.22 25.91 37.55 3.05 0.00
CUM.
0.18 0.96 0.96 1.21 1.26 1.40 2.15 2.39 3.64 4.60 6.82 10.53 13.00 15.43 19.28 33.50 59.41 96.95 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 3 0 0 0 0 6
BAND
0 0 0 0 0 0 0 0 0 0 1 1 2 2 3 6 6 6 6 6
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00 16.67 0.00 16.67 50.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 55.17 55.17 16.67 0.00 55.17 33.33 12.55 67.72 33.33 0.00 67.72 50.00 127.80 195.52 100.00 376.43 571.96 100.00 0.00 571.96 100.00 0.00 571.96 100.00 0.00 571.96 100.00 0.00 571.96 571.96
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.65 0.00 2.19 0.00 22.34 65.82 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.65 9.65 11.84 11.84 34.18 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 128.52 0.00 26.17 0.00 171.50 136.73 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 41.80 27.06 26.89 22.66 52.37 88.18 49.72 30.47 29.54 29.54 29.54
Page 69 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 40
DATA POSITION FROM
:
01/01/2005
TO
:
15/06/2008
DATE
:
15/07/2008
PROCESSING
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
43 15 4 4 9 4 5 1 4 5 3 2 5 8 3 13 6 6 2 0 142
43 58 62 66 75 79 84 85 89 94 97 99 104 112 115 128 134 140 142 142
BAND
CUM.
30.28 30.28 10.56 40.85 2.82 43.66 2.82 46.48 6.34 52.82 2.82 55.63 3.52 59.15 0.70 59.86 2.82 62.68 3.52 66.20 2.11 68.31 1.41 69.72 3.52 73.24 5.63 78.87 2.11 80.99 9.15 90.14 4.23 94.37 4.23 98.59 1.41 100.00 0.00 100.00
PERCENTAGE rp
26.27 9.09 3.33 8.00 10.29 5.16 14.72 7.57 56.17 14.11 11.14 10.52 44.18 106.91 0.13 405.89 204.64 267.56 236.43 0.00 1,442.12
RP
26.27 35.36 38.69 46.69 56.98 62.14 76.86 84.43 140.61 154.72 165.86 176.38 220.56 327.47 327.60 733.49 938.13 1,205.69 1,442.12 1,442.12
BAND
1.82 0.63 0.23 0.55 0.71 0.36 1.02 0.53 3.90 0.98 0.77 0.73 3.06 7.41 0.01 28.15 14.19 18.55 16.39 0.00
CUM.
1.82 2.45 2.68 3.24 3.95 4.31 5.33 5.85 9.75 10.73 11.50 12.23 15.29 22.71 22.72 50.86 65.05 83.61 100.00 100.00
PERCENTAGE f
F
0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 7 0 10
0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 3 10 10
BAND
CUM.
PERCENTAGE rp
0.00 0.00 0.00 10.00 10.00 7.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 0.00 10.00 0.00 20.00 30.00 2,646.88 70.00 100.00 138.69 0.00 100.00 0.00 2,792.57
RP
0.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 7.00 2,653.88 2,792.57 2,792.57
BAND
0.00 0.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 94.78 4.97 0.00
PERCENTAGE
CUM.
BAND
CUM
0.00 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 95.03 100.00 100.00
0.00 77.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 989.27 58.66 0.00
0.00 19.80 18.09 14.99 12.29 11.27 9.11 8.29 4.98 4.52 4.22 3.97 3.17 2.14 2.14 0.95 0.75 220.11 193.64 193.64 193.64
Page 70 of 204
RISK AND LOSS PROFILE 2005 GROUP BY PROVINCE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,188 963 823 387 299 130 64 43 16 10 10 15 8 8 5 8 17 8 2 3 4,007
F
1,188 2,151 2,974 3,361 3,660 3,790 3,854 3,897 3,913 3,923 3,933 3,948 3,956 3,964 3,969 3,977 3,994 4,002 4,004 4,007
BAND
CUM.
29.65 29.65 24.03 53.68 20.54 74.22 9.66 83.88 7.46 91.34 3.24 94.58 1.60 96.18 1.07 97.25 0.40 97.65 0.25 97.90 0.25 98.15 0.37 98.53 0.20 98.73 0.20 98.93 0.12 99.05 0.20 99.25 0.42 99.68 0.20 99.88 0.05 99.93 0.07 100.00
PERCENTAGE rp
173.01 392.17 602.94 429.49 493.40 323.45 194.88 126.14 41.06 35.13 34.41 127.87 69.98 50.01 143.28 188.11 455.14 221.21 1,325.66 1,061.50 6,488.84
RP
173.01 565.18 1,168.12 1,597.61 2,091.01 2,414.46 2,609.34 2,735.49 2,776.54 2,811.67 2,846.08 2,973.95 3,043.94 3,093.95 3,237.23 3,425.34 3,880.48 4,101.69 5,427.34 6,488.84
BAND
2.67 6.04 9.29 6.62 7.60 4.98 3.00 1.94 0.63 0.54 0.53 1.97 1.08 0.77 2.21 2.90 7.01 3.41 20.43 16.36
CUM.
2.67 8.71 18.00 24.62 32.22 37.21 40.21 42.16 42.79 43.33 43.86 45.83 46.91 47.68 49.89 52.79 59.80 63.21 83.64 100.00
PERCENTAGE f
F
1 6 2 3 1 0 0 1 0 0 1 0 0 0 1 0 2 1 0 0 19
1 7 9 12 13 13 13 14 14 14 15 15 15 15 16 16 18 19 19 19
BAND
CUM.
5.26 5.26 31.58 36.84 10.53 47.37 15.79 63.16 5.26 68.42 0.00 68.42 0.00 68.42 5.26 73.68 0.00 73.68 0.00 73.68 5.26 78.95 0.00 78.95 0.00 78.95 0.00 78.95 5.26 84.21 0.00 84.21 10.53 94.74 5.26 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
1.85 258.80 52.75 511.17 438.47 0.00 0.00 0.00 0.00 0.00 24.43 0.00 0.00 0.00 1.00 0.00 1,190.82 60.68 0.00 0.00 2,539.97
RP
1.85 260.65 313.40 824.56 1,263.03 1,263.03 1,263.03 1,263.03 1,263.03 1,263.03 1,287.47 1,287.47 1,287.47 1,287.47 1,288.46 1,288.46 2,479.29 2,539.97 2,539.97 2,539.97
BAND
CUM.
0.07 0.07 10.19 10.26 2.08 12.34 20.12 32.46 17.26 49.73 0.00 49.73 0.00 49.73 0.00 49.73 0.00 49.73 0.00 49.73 0.96 50.69 0.00 50.69 0.00 50.69 0.00 50.69 0.04 50.73 0.00 50.73 46.88 97.61 2.39 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
1.07 65.99 8.75 119.02 88.87 0.00 0.00 0.00 0.00 0.00 71.00 0.00 0.00 0.00 0.70 0.00 261.64 27.43 0.00 0.00
CUM
1.07 46.12 26.83 51.61 60.40 52.31 48.40 46.17 45.49 44.92 45.24 43.29 42.30 41.61 39.80 37.62 63.89 61.92 46.80 39.14 39.14
Page 71 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
8,704 9,099 12,607 6,652 6,010 2,428 1,646 1,158 700 356 294 404 247 337 196 334 308 109 52 25 51,666
F
8,704 17,803 30,410 37,062 43,072 45,500 47,146 48,304 49,004 49,360 49,654 50,058 50,305 50,642 50,838 51,172 51,480 51,589 51,641 51,666
BAND
CUM.
16.85 16.85 17.61 34.46 24.40 58.86 12.88 71.73 11.63 83.37 4.70 88.07 3.19 91.25 2.24 93.49 1.35 94.85 0.69 95.54 0.57 96.11 0.78 96.89 0.48 97.37 0.65 98.02 0.38 98.40 0.65 99.04 0.60 99.64 0.21 99.85 0.10 99.95 0.05 100.00
PERCENTAGE rp
2,727.37 1,970.41 4,748.18 4,480.53 6,127.24 3,727.92 3,987.37 3,541.73 2,788.74 1,739.53 1,776.61 2,766.64 1,954.53 3,666.57 2,836.68 6,797.97 9,554.09 3,042.41 1,826.26 1,656.82 71,717.59
RP
2,727.37 4,697.78 9,445.96 13,926.49 20,053.73 23,781.65 27,769.02 31,310.74 34,099.48 35,839.01 37,615.62 40,382.26 42,336.79 46,003.36 48,840.04 55,638.01 65,192.10 68,234.51 70,060.77 71,717.59
BAND
CUM.
3.80 3.80 2.75 6.55 6.62 13.17 6.25 19.42 8.54 27.96 5.20 33.16 5.56 38.72 4.94 43.66 3.89 47.55 2.43 49.97 2.48 52.45 3.86 56.31 2.73 59.03 5.11 64.15 3.96 68.10 9.48 77.58 13.32 90.90 4.24 95.14 2.55 97.69 2.31 100.00
PERCENTAGE f
34 14 15 14 13 4 15 9 2 1 1 4 3 5 4 13 17 8 8 6 190
F
34 48 63 77 90 94 109 118 120 121 122 126 129 134 138 151 168 176 184 190
BAND
CUM.
17.89 17.89 7.37 25.26 7.89 33.16 7.37 40.53 6.84 47.37 2.11 49.47 7.89 57.37 4.74 62.11 1.05 63.16 0.53 63.68 0.53 64.21 2.11 66.32 1.58 67.89 2.63 70.53 2.11 72.63 6.84 79.47 8.95 88.42 4.21 92.63 4.21 96.84 3.16 100.00
PERCENTAGE rp
2,090.08 756.69 773.78 1,038.86 1,113.50 682.38 3,228.76 1,155.97 27.13 823.13 91.05 359.69 69.04 1,047.75 46.90 1,265.04 965.46 382.54 18,584.54 1,355.75 35,858.03
RP
2,090.08 2,846.77 3,620.55 4,659.42 5,772.91 6,455.29 9,684.05 10,840.02 10,867.15 11,690.27 11,781.32 12,141.01 12,210.05 13,257.80 13,304.70 14,569.74 15,535.20 15,917.74 34,502.28 35,858.03
PERCENTAGE
BAND
CUM.
BAND
CUM
5.83 2.11 2.16 2.90 3.11 1.90 9.00 3.22 0.08 2.30 0.25 1.00 0.19 2.92 0.13 3.53 2.69 1.07 51.83 3.78
5.83 76.63 7.94 38.40 10.10 16.30 12.99 23.19 16.10 18.17 18.00 18.30 27.01 80.97 30.23 32.64 30.31 0.97 32.60 47.32 32.86 5.12 33.86 13.00 34.05 3.53 36.97 28.58 37.10 1.65 40.63 18.61 43.32 10.11 44.39 12.57 96.22 1,017.63 100.00 81.83
76.63 60.60 38.33 33.46 28.79 27.14 34.87 34.62 31.87 32.62 31.32 30.07 28.84 28.82 27.24 26.19 23.83 23.33 49.25 50.00 50.00
Page 72 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,990 4,589 4,507 2,150 1,941 750 609 421 255 137 116 116 93 104 78 124 51 24 14 9 20,078
F
3,990 8,579 13,086 15,236 17,177 17,927 18,536 18,957 19,212 19,349 19,465 19,581 19,674 19,778 19,856 19,980 20,031 20,055 20,069 20,078
BAND
CUM.
19.87 19.87 22.86 42.73 22.45 65.18 10.71 75.88 9.67 85.55 3.74 89.29 3.03 92.32 2.10 94.42 1.27 95.69 0.68 96.37 0.58 96.95 0.58 97.52 0.46 97.99 0.52 98.51 0.39 98.89 0.62 99.51 0.25 99.77 0.12 99.89 0.07 99.96 0.04 100.00
PERCENTAGE rp
515.40 818.22 1,417.59 1,225.97 1,915.66 1,131.71 1,238.97 1,027.54 648.17 444.19 289.31 465.12 406.12 396.56 499.10 1,141.92 1,375.81 1,864.11 1,443.47 426.13 18,691.06
RP
515.40 1,333.61 2,751.20 3,977.17 5,892.83 7,024.53 8,263.51 9,291.05 9,939.22 10,383.41 10,672.73 11,137.84 11,543.96 11,940.52 12,439.62 13,581.54 14,957.35 16,821.46 18,264.93 18,691.06
BAND
2.76 4.38 7.58 6.56 10.25 6.05 6.63 5.50 3.47 2.38 1.55 2.49 2.17 2.12 2.67 6.11 7.36 9.97 7.72 2.28
PERCENTAGE
CUM.
f
F
2.76 7.14 14.72 21.28 31.53 37.58 44.21 49.71 53.18 55.55 57.10 59.59 61.76 63.88 66.55 72.66 80.02 90.00 97.72 100.00
5 2 10 2 7 2 6 5 0 0 1 1 0 2 1 3 2 2 0 1
5 9.62 9.62 7 3.85 13.46 17 19.23 32.69 19 3.85 36.54 26 13.46 50.00 28 3.85 53.85 34 11.54 65.38 39 9.62 75.00 39 0.00 75.00 39 0.00 75.00 40 1.92 76.92 41 1.92 78.85 41 0.00 78.85 43 3.85 82.69 44 1.92 84.62 47 5.77 90.38 49 3.85 94.23 51 3.85 98.08 51 0.00 98.08 52 1.92 100.00
52
BAND
CUM.
PERCENTAGE rp
90.33 6.12 906.29 312.96 1,387.71 619.77 614.81 2,469.65 0.00 0.00 68.64 1.79 0.00 41.75 28.99 6,306.50 36.63 1,083.52 0.00 12.19 13,987.65
RP
90.33 96.45 1,002.74 1,315.70 2,703.41 3,323.18 3,937.99 6,407.64 6,407.64 6,407.64 6,476.28 6,478.07 6,478.07 6,519.82 6,548.81 12,855.31 12,891.94 13,975.46 13,975.46 13,987.65
BAND
CUM.
0.65 0.65 0.04 0.69 6.48 7.17 2.24 9.41 9.92 19.33 4.43 23.76 4.40 28.15 17.66 45.81 0.00 45.81 0.00 45.81 0.49 46.30 0.01 46.31 0.00 46.31 0.30 46.61 0.21 46.82 45.09 91.90 0.26 92.17 7.75 99.91 0.00 99.91 0.09 100.00
PERCENTAGE BAND
17.53 0.75 63.93 25.53 72.44 54.76 49.62 240.35 0.00 0.00 23.72 0.38 0.00 10.53 5.81 552.27 2.66 58.13 0.00 2.86
CUM
17.53 7.23 36.45 33.08 45.88 47.31 47.66 68.97 64.47 61.71 60.68 58.16 56.12 54.60 52.64 94.65 86.19 83.08 76.52 74.84 74.84
Page 73 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,469 5,124 5,957 3,056 2,542 914 626 413 228 129 101 102 84 89 64 105 111 66 39 7 24,226
F
4,469 9,593 15,550 18,606 21,148 22,062 22,688 23,101 23,329 23,458 23,559 23,661 23,745 23,834 23,898 24,003 24,114 24,180 24,219 24,226
BAND
CUM.
18.45 18.45 21.15 39.60 24.59 64.19 12.61 76.80 10.49 87.29 3.77 91.07 2.58 93.65 1.70 95.36 0.94 96.30 0.53 96.83 0.42 97.25 0.42 97.67 0.35 98.01 0.37 98.38 0.26 98.65 0.43 99.08 0.46 99.54 0.27 99.81 0.16 99.97 0.03 100.00
PERCENTAGE rp
1,083.01 1,331.68 3,201.58 3,093.11 3,865.96 2,025.95 1,929.90 1,507.57 1,153.09 724.01 680.38 818.83 671.74 1,133.09 536.50 1,864.42 5,098.34 2,754.46 2,730.10 135.78 36,339.51
RP
1,083.01 2,414.69 5,616.28 8,709.38 12,575.35 14,601.29 16,531.19 18,038.76 19,191.86 19,915.86 20,596.24 21,415.07 22,086.81 23,219.90 23,756.40 25,620.82 30,719.17 33,473.63 36,203.73 36,339.51
BAND
2.98 3.66 8.81 8.51 10.64 5.58 5.31 4.15 3.17 1.99 1.87 2.25 1.85 3.12 1.48 5.13 14.03 7.58 7.51 0.37
CUM.
2.98 6.64 15.46 23.97 34.61 40.18 45.49 49.64 52.81 54.80 56.68 58.93 60.78 63.90 65.37 70.50 84.53 92.11 99.63 100.00
PERCENTAGE f
F
10 11 15 7 29 2 2 1 0 2 1 4 1 0 1 3 8 2 5 0 104
10 21 36 43 72 74 76 77 77 79 80 84 85 85 86 89 97 99 104 104
BAND
CUM.
9.62 9.62 10.58 20.19 14.42 34.62 6.73 41.35 27.88 69.23 1.92 71.15 1.92 73.08 0.96 74.04 0.00 74.04 1.92 75.96 0.96 76.92 3.85 80.77 0.96 81.73 0.00 81.73 0.96 82.69 2.88 85.58 7.69 93.27 1.92 95.19 4.81 100.00 0.00 100.00
PERCENTAGE rp
229.84 666.25 1,146.00 1,132.36 1,241.06 630.72 764.96 4.00 0.00 178.55 41.37 4,047.20 2,153.32 0.00 11.85 314.88 353.10 2,270.41 6,207.27 0.00 21,393.14
RP
229.84 896.08 2,042.09 3,174.44 4,415.50 5,046.23 5,811.19 5,815.19 5,815.19 5,993.74 6,035.11 10,082.31 12,235.63 12,235.63 12,247.48 12,562.36 12,915.46 15,185.88 21,393.14 21,393.14
BAND
CUM.
1.07 1.07 3.11 4.19 5.36 9.55 5.29 14.84 5.80 20.64 2.95 23.59 3.58 27.16 0.02 27.18 0.00 27.18 0.83 28.02 0.19 28.21 18.92 47.13 10.07 57.19 0.00 57.19 0.06 57.25 1.47 58.72 1.65 60.37 10.61 70.98 29.02 100.00 0.00 100.00
PERCENTAGE BAND
21.22 50.03 35.79 36.61 32.10 31.13 39.64 0.27 0.00 24.66 6.08 494.27 320.56 0.00 2.21 16.89 6.93 82.43 227.36 0.00
CUM
21.22 37.11 36.36 36.45 35.11 34.56 35.15 32.24 30.30 30.10 29.30 47.08 55.40 52.69 51.55 49.03 42.04 45.37 59.09 58.87 58.87
Page 74 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 2,312 75 1,879 150 2,016 894 250 775 400 328 625 199 875 135 1,250 83 1,750 43 2,250 35 2,750 36 3,500 23 4,500 28 6,250 14 8,750 35 15,000 23 35,000 21 75,000 9 300,000 4 8,892
F
2,312 4,191 6,207 7,101 7,876 8,204 8,403 8,538 8,621 8,664 8,699 8,735 8,758 8,786 8,800 8,835 8,858 8,879 8,888 8,892
BAND
26.00 21.13 22.67 10.05 8.72 3.69 2.24 1.52 0.93 0.48 0.39 0.40 0.26 0.31 0.16 0.39 0.26 0.24 0.10 0.04
CUM.
26.00 47.13 69.80 79.86 88.57 92.26 94.50 96.02 96.95 97.44 97.83 98.23 98.49 98.81 98.97 99.36 99.62 99.85 99.96 100.00
PERCENTAGE rp
RP
583.63 583.63 546.99 1,130.62 1,174.74 2,305.36 921.37 3,226.73 1,096.49 4,323.22 687.48 5,010.70 543.94 5,554.64 470.23 6,024.87 438.20 6,463.06 228.27 6,691.34 278.54 6,969.88 396.55 7,366.43 208.14 7,574.57 416.60 7,991.17 191.96 8,183.13 800.26 8,983.39 955.26 9,938.65 725.15 10,663.79 399.19 11,062.99 161.71 11,224.69 11,224.69
BAND
5.20 4.87 10.47 8.21 9.77 6.12 4.85 4.19 3.90 2.03 2.48 3.53 1.85 3.71 1.71 7.13 8.51 6.46 3.56 1.44
PERCENTAGE
CUM.
f
F
5.20 10.07 20.54 28.75 38.52 44.64 49.49 53.68 57.58 59.61 62.09 65.63 67.48 71.19 72.90 80.03 88.54 95.00 98.56 100.00
7 5 11 3 0 2 2 2 0 0 1 0 0 1 1 1 2 2 1 0
7 12 23 26 26 28 30 32 32 32 33 33 33 34 35 36 38 40 41 41
41
BAND
CUM.
17.07 17.07 12.20 29.27 26.83 56.10 7.32 63.41 0.00 63.41 4.88 68.29 4.88 73.17 4.88 78.05 0.00 78.05 0.00 78.05 2.44 80.49 0.00 80.49 0.00 80.49 2.44 82.93 2.44 85.37 2.44 87.80 4.88 92.68 4.88 97.56 2.44 100.00 0.00 100.00
PERCENTAGE rp
150.15 237.26 969.62 256.40 0.00 97.21 183.91 511.55 0.00 0.00 68.64 0.00 0.00 7.47 17.94 90.00 182.36 120.00 50.30 0.00 2,942.81
RP
150.15 387.41 1,357.03 1,613.43 1,613.43 1,710.64 1,894.55 2,406.10 2,406.10 2,406.10 2,474.74 2,474.74 2,474.74 2,482.21 2,500.15 2,590.15 2,772.51 2,892.51 2,942.81 2,942.81
BAND
CUM.
5.10 5.10 8.06 13.16 32.95 46.11 8.71 54.83 0.00 54.83 3.30 58.13 6.25 64.38 17.38 81.76 0.00 81.76 0.00 81.76 2.33 84.09 0.00 84.09 0.00 84.09 0.25 84.35 0.61 84.96 3.06 88.02 6.20 94.21 4.08 98.29 1.71 100.00 0.00 100.00
PERCENTAGE BAND
CUM
25.73 43.38 82.54 27.83 0.00 14.14 33.81 108.79 0.00 0.00 24.64 0.00 0.00 1.79 9.34 11.25 19.09 16.55 12.60 0.00
25.73 34.27 58.86 50.00 37.32 34.14 34.11 39.94 37.23 35.96 35.51 33.59 32.67 31.06 30.55 28.83 27.90 27.12 26.60 26.22 26.22
Page 75 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,377 3,499 4,239 2,091 1,739 779 587 404 190 106 81 68 56 63 58 66 58 28 17 10 17,516
F
3,377 6,876 11,115 13,206 14,945 15,724 16,311 16,715 16,905 17,011 17,092 17,160 17,216 17,279 17,337 17,403 17,461 17,489 17,506 17,516
BAND
CUM.
19.28 19.28 19.98 39.26 24.20 63.46 11.94 75.39 9.93 85.32 4.45 89.77 3.35 93.12 2.31 95.43 1.08 96.51 0.61 97.12 0.46 97.58 0.39 97.97 0.32 98.29 0.36 98.65 0.33 98.98 0.38 99.35 0.33 99.69 0.16 99.85 0.10 99.94 0.06 100.00
PERCENTAGE rp
1,584.00 709.46 1,873.73 1,536.11 2,191.06 1,343.10 1,629.74 1,414.00 820.62 697.76 509.96 408.18 451.68 601.73 797.74 1,341.05 1,612.36 1,151.64 1,414.24 371.12 22,459.29
RP
1,584.00 2,293.46 4,167.19 5,703.29 7,894.35 9,237.46 10,867.20 12,281.20 13,101.81 13,799.58 14,309.54 14,717.72 15,169.40 15,771.14 16,568.87 17,909.92 19,522.29 20,673.93 22,088.17 22,459.29
BAND
7.05 3.16 8.34 6.84 9.76 5.98 7.26 6.30 3.65 3.11 2.27 1.82 2.01 2.68 3.55 5.97 7.18 5.13 6.30 1.65
PERCENTAGE
CUM.
f
7.05 10.21 18.55 25.39 35.15 41.13 48.39 54.68 58.34 61.44 63.71 65.53 67.54 70.22 73.77 79.74 86.92 92.05 98.35 100.00
28 22 24 20 32 15 19 7 4 1 2 0 1 2 3 4 1 9 2 0 196
F
28 50 74 94 126 141 160 167 171 172 174 174 175 177 180 184 185 194 196 196
BAND
CUM.
PERCENTAGE rp
14.29 14.29 2,485.21 11.22 25.51 1,843.75 12.24 37.76 3,216.52 10.20 47.96 3,958.98 16.33 64.29 9,157.91 7.65 71.94 7,775.48 9.69 81.63 14,817.00 3.57 85.20 3,740.20 2.04 87.24 6,533.34 0.51 87.76 1,777.05 1.02 88.78 2,632.09 0.00 88.78 0.00 0.51 89.29 37.56 1.02 90.31 34.95 1.53 91.84 266.37 2.04 93.88 371.64 0.51 94.39 2.61 4.59 98.98 6,074.83 1.02 100.00 275.78 0.00 100.00 0.00 65,001.26
RP
2,485.21 4,328.96 7,545.48 11,504.46 20,662.37 28,437.84 43,254.84 46,995.04 53,528.37 55,305.42 57,937.51 57,937.51 57,975.07 58,010.02 58,276.40 58,648.03 58,650.64 64,725.48 65,001.26 65,001.26
BAND
CUM.
3.82 3.82 2.84 6.66 4.95 11.61 6.09 17.70 14.09 31.79 11.96 43.75 22.79 66.54 5.75 72.30 10.05 82.35 2.73 85.08 4.05 89.13 0.00 89.13 0.06 89.19 0.05 89.24 0.41 89.65 0.57 90.23 0.00 90.23 9.35 99.58 0.42 100.00 0.00 100.00
PERCENTAGE BAND
CUM
156.89 259.88 171.66 257.73 417.97 578.92 909.16 264.51 796.15 254.68 516.13 0.00 8.32 5.81 33.39 27.71 0.16 527.49 19.50 0.00
156.89 188.75 181.07 201.72 261.74 307.85 398.03 382.66 408.56 400.78 404.89 393.66 382.18 367.82 351.72 327.46 300.43 313.08 294.28 289.42 289.42
Page 76 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 1,596 75 1,342 952 150 370 250 312 400 116 625 70 875 40 1,250 32 1,750 18 2,250 11 2,750 14 3,500 11 4,500 21 6,250 7 8,750 10 15,000 11 35,000 6 75,000 1 300,000 0 4,940
F
1,596 2,938 3,890 4,260 4,572 4,688 4,758 4,798 4,830 4,848 4,859 4,873 4,884 4,905 4,912 4,922 4,933 4,939 4,940 4,940
BAND
CUM.
32.31 32.31 27.17 59.47 19.27 78.74 7.49 86.23 6.32 92.55 2.35 94.90 1.42 96.32 0.81 97.13 0.65 97.77 0.36 98.14 0.22 98.36 0.28 98.64 0.22 98.87 0.43 99.29 0.14 99.43 0.20 99.64 0.22 99.86 0.12 99.98 0.02 100.00 0.00 100.00
PERCENTAGE rp
236.50 401.04 589.36 391.65 568.54 250.42 197.30 171.32 139.78 58.59 30.22 109.80 57.30 157.80 99.05 243.15 572.62 273.31 41.31 0.00 4,589.08
RP
236.50 637.55 1,226.90 1,618.56 2,187.10 2,437.51 2,634.81 2,806.14 2,945.92 3,004.51 3,034.73 3,144.53 3,201.83 3,359.62 3,458.68 3,701.83 4,274.45 4,547.76 4,589.08 4,589.08
BAND
5.15 8.74 12.84 8.53 12.39 5.46 4.30 3.73 3.05 1.28 0.66 2.39 1.25 3.44 2.16 5.30 12.48 5.96 0.90 0.00
CUM.
5.15 13.89 26.74 35.27 47.66 53.12 57.41 61.15 64.19 65.47 66.13 68.52 69.77 73.21 75.37 80.67 93.14 99.10 100.00 100.00
PERCENTAGE f
F
4 3 2 1 1 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0 13
4 7 9 10 11 11 11 11 12 12 12 12 12 12 12 12 12 12 13 13
BAND
30.77 23.08 15.38 7.69 7.69 0.00 0.00 0.00 7.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.69 0.00
CUM.
30.77 53.85 69.23 76.92 84.62 84.62 84.62 84.62 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 92.31 100.00 100.00
PERCENTAGE rp
RP
96.00 96.00 190.00 286.00 246.00 532.00 257.06 789.06 2.20 791.26 0.00 791.26 0.00 791.26 0.00 791.26 10.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 0.00 801.26 20,513.42 21,314.68 0.00 21,314.68 21,314.68
BAND
CUM.
PERCENTAGE BAND
0.45 0.45 40.59 0.89 1.34 47.38 1.15 2.50 41.74 1.21 3.70 65.63 0.01 3.71 0.39 0.00 3.71 0.00 0.00 3.71 0.00 0.00 3.71 0.00 0.05 3.76 7.15 0.00 3.76 0.00 0.00 3.76 0.00 0.00 3.76 0.00 0.00 3.76 0.00 0.00 3.76 0.00 0.00 3.76 0.00 0.00 3.76 0.00 0.00 3.76 0.00 0.00 3.76 0.00 96.24 100.00 49,657.30 0.00 100.00 0.00
CUM
40.59 44.86 43.36 48.75 36.18 32.46 30.03 28.20 27.20 26.67 26.40 25.48 25.03 23.85 23.17 21.64 18.75 17.62 464.47 464.47 464.47
Page 77 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,603 2,861 2,705 1,320 1,354 590 478 339 213 124 65 101 69 95 86 114 85 24 21 6 13,253
F
2,603 5,464 8,169 9,489 10,843 11,433 11,911 12,250 12,463 12,587 12,652 12,753 12,822 12,917 13,003 13,117 13,202 13,226 13,247 13,253
BAND
CUM.
19.64 19.64 21.59 41.23 20.41 61.64 9.96 71.60 10.22 81.82 4.45 86.27 3.61 89.87 2.56 92.43 1.61 94.04 0.94 94.97 0.49 95.47 0.76 96.23 0.52 96.75 0.72 97.46 0.65 98.11 0.86 98.97 0.64 99.62 0.18 99.80 0.16 99.95 0.05 100.00
PERCENTAGE rp
492.89 522.63 1,067.64 901.97 1,524.64 1,023.61 1,086.49 1,059.13 786.78 506.69 269.66 663.23 472.57 1,032.55 1,030.05 2,626.59 8,655.28 1,403.46 154.75 67.60 25,348.21
RP
492.89 1,015.52 2,083.16 2,985.13 4,509.77 5,533.39 6,619.88 7,679.01 8,465.79 8,972.48 9,242.14 9,905.37 10,377.94 11,410.49 12,440.54 15,067.12 23,722.41 25,125.87 25,280.61 25,348.21
BAND
1.94 2.06 4.21 3.56 6.01 4.04 4.29 4.18 3.10 2.00 1.06 2.62 1.86 4.07 4.06 10.36 34.15 5.54 0.61 0.27
CUM.
1.94 4.01 8.22 11.78 17.79 21.83 26.12 30.29 33.40 35.40 36.46 39.08 40.94 45.01 49.08 59.44 93.59 99.12 99.73 100.00
PERCENTAGE f
F
2 1 1 1 1 1 2 6 5 2 3 2 4 9 5 4 4 0 0 0 53
2 3 4 5 6 7 9 15 20 22 25 27 31 40 45 49 53 53 53 53
BAND
3.77 1.89 1.89 1.89 1.89 1.89 3.77 11.32 9.43 3.77 5.66 3.77 7.55 16.98 9.43 7.55 7.55 0.00 0.00 0.00
CUM.
PERCENTAGE rp
3.77 44.17 5.66 60.00 7.55 82.75 9.43 577.92 11.32 11.58 13.21 540.88 16.98 1,057.51 28.30 872.49 37.74 157.93 41.51 144.85 47.17 115.08 50.94 40.30 58.49 240.76 75.47 322.96 84.91 242.41 92.45 367.55 100.00 184.07 100.00 0.00 100.00 0.00 100.00 0.00 5,063.21
RP
44.17 104.17 186.92 764.84 776.42 1,317.30 2,374.81 3,247.30 3,405.23 3,550.08 3,665.16 3,705.46 3,946.22 4,269.18 4,511.58 4,879.13 5,063.21 5,063.21 5,063.21 5,063.21
BAND
0.87 1.19 1.63 11.41 0.23 10.68 20.89 17.23 3.12 2.86 2.27 0.80 4.76 6.38 4.79 7.26 3.64 0.00 0.00 0.00
CUM.
0.87 2.06 3.69 15.11 15.33 26.02 46.90 64.14 67.25 70.12 72.39 73.18 77.94 84.32 89.11 96.36 100.00 100.00 100.00 100.00
PERCENTAGE BAND
8.96 11.48 7.75 64.07 0.76 52.84 97.33 82.38 20.07 28.59 42.68 6.08 50.95 31.28 23.53 13.99 2.13 0.00 0.00 0.00
CUM
8.96 10.26 8.97 25.62 17.22 23.81 35.87 42.29 40.22 39.57 39.66 37.41 38.03 37.41 36.27 32.38 21.34 20.15 20.03 19.97 19.97
Page 78 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
18,914 19,685 34,562 25,653 31,891 16,279 11,687 8,445 4,654 2,480 1,936 2,137 1,394 1,571 1,039 1,605 1,249 536 689 200 186,606
F
18,914 38,599 73,161 98,814 130,705 146,984 158,671 167,116 171,770 174,250 176,186 178,323 179,717 181,288 182,327 183,932 185,181 185,717 186,406 186,606
BAND
10.14 10.55 18.52 13.75 17.09 8.72 6.26 4.53 2.49 1.33 1.04 1.15 0.75 0.84 0.56 0.86 0.67 0.29 0.37 0.11
CUM.
10.14 20.68 39.21 52.95 70.04 78.77 85.03 89.56 92.05 93.38 94.42 95.56 96.31 97.15 97.71 98.57 99.24 99.52 99.89 100.00
PERCENTAGE rp
10,020.30 3,839.97 10,638.70 12,378.93 23,895.15 18,097.62 19,007.87 19,921.84 15,236.76 9,944.40 8,703.30 12,640.18 9,788.52 13,234.59 17,292.35 22,669.71 24,651.46 14,740.44 29,194.15 291,204.33 587,100.57
RP
10,020.30 13,860.27 24,498.97 36,877.89 60,773.04 78,870.67 97,878.54 117,800.37 133,037.13 142,981.53 151,684.84 164,325.02 174,113.54 187,348.12 204,640.48 227,310.19 251,961.65 266,702.09 295,896.24 587,100.57
BAND
CUM.
1.71 1.71 0.65 2.36 1.81 4.17 2.11 6.28 4.07 10.35 3.08 13.43 3.24 16.67 3.39 20.06 2.60 22.66 1.69 24.35 1.48 25.84 2.15 27.99 1.67 29.66 2.25 31.91 2.95 34.86 3.86 38.72 4.20 42.92 2.51 45.43 4.97 50.40 49.60 100.00
PERCENTAGE f
126 47 132 25 68 52 33 42 28 26 20 35 16 44 28 71 291 67 166 126 1,443
F
BAND
CUM.
126 8.73 8.73 173 3.26 11.99 305 9.15 21.14 330 1.73 22.87 398 4.71 27.58 450 3.60 31.19 483 2.29 33.47 525 2.91 36.38 553 1.94 38.32 579 1.80 40.12 599 1.39 41.51 634 2.43 43.94 650 1.11 45.05 694 3.05 48.09 722 1.94 50.03 793 4.92 54.95 1,084 20.17 75.12 1,151 4.64 79.76 1,317 11.50 91.27 1,443 8.73 100.00
PERCENTAGE rp
5,344.28 2,185.87 8,567.29 1,866.01 6,052.25 5,444.23 1,782.51 6,702.58 23,878.19 3,526.72 2,821.22 5,344.09 1,761.36 10,464.59 3,029.13 16,385.98 15,402.46 43,801.04 22,929.60 43,765.93 231,055.32
RP
5,344.28 7,530.15 16,097.45 17,963.46 24,015.71 29,459.94 31,242.44 37,945.02 61,823.21 65,349.93 68,171.15 73,515.24 75,276.59 85,741.19 88,770.32 105,156.29 120,558.75 164,359.79 187,289.39 231,055.32
BAND
2.31 0.95 3.71 0.81 2.62 2.36 0.77 2.90 10.33 1.53 1.22 2.31 0.76 4.53 1.31 7.09 6.67 18.96 9.92 18.94
CUM.
PERCENTAGE BAND
2.31 53.33 3.26 56.92 6.97 80.53 7.77 15.07 10.39 25.33 12.75 30.08 13.52 9.38 16.42 33.64 26.76 156.71 28.28 35.46 29.50 32.42 31.82 42.28 32.58 17.99 37.11 79.07 38.42 17.52 45.51 72.28 52.18 62.48 71.13 297.15 81.06 78.54 100.00 15.03
CUM
53.33 54.33 65.71 48.71 39.52 37.35 31.92 32.21 46.47 45.71 44.94 44.74 43.23 45.77 43.38 46.26 47.85 61.63 63.30 39.36 39.36
Page 79 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
25,738 25,096 23,919 11,665 11,077 5,267 3,738 2,814 1,621 1,019 787 947 713 988 683 1,237 1,078 540 585 125 119,637
F
25,738 50,834 74,753 86,418 97,495 102,762 106,500 109,314 110,935 111,954 112,741 113,688 114,401 115,389 116,072 117,309 118,387 118,927 119,512 119,637
BAND
CUM.
21.51 21.51 20.98 42.49 19.99 62.48 9.75 72.23 9.26 81.49 4.40 85.89 3.12 89.02 2.35 91.37 1.35 92.73 0.85 93.58 0.66 94.24 0.79 95.03 0.60 95.62 0.83 96.45 0.57 97.02 1.03 98.05 0.90 98.96 0.45 99.41 0.49 99.90 0.10 100.00
PERCENTAGE rp
10,969.39 5,226.43 9,464.33 7,804.52 11,152.51 7,996.48 8,057.62 8,144.44 5,989.18 4,788.53 4,088.18 5,617.46 5,013.66 8,562.47 7,282.50 17,459.05 24,012.68 14,917.59 26,963.66 13,438.69 206,949.38
RP
10,969.39 16,195.83 25,660.16 33,464.68 44,617.19 52,613.67 60,671.30 68,815.74 74,804.92 79,593.45 83,681.63 89,299.09 94,312.75 102,875.22 110,157.72 127,616.77 151,629.45 166,547.03 193,510.69 206,949.38
BAND
5.30 2.53 4.57 3.77 5.39 3.86 3.89 3.94 2.89 2.31 1.98 2.71 2.42 4.14 3.52 8.44 11.60 7.21 13.03 6.49
CUM.
5.30 7.83 12.40 16.17 21.56 25.42 29.32 33.25 36.15 38.46 40.44 43.15 45.57 49.71 53.23 61.67 73.27 80.48 93.51 100.00
PERCENTAGE f
F
76 38 77 10 32 18 5 19 20 9 12 21 12 25 27 78 59 76 73 22 709
76 114 191 201 233 251 256 275 295 304 316 337 349 374 401 479 538 614 687 709
BAND
CUM.
10.72 10.72 5.36 16.08 10.86 26.94 1.41 28.35 4.51 32.86 2.54 35.40 0.71 36.11 2.68 38.79 2.82 41.61 1.27 42.88 1.69 44.57 2.96 47.53 1.69 49.22 3.53 52.75 3.81 56.56 11.00 67.56 8.32 75.88 10.72 86.60 10.30 96.90 3.10 100.00
PERCENTAGE rp
7,909.15 896.46 865.63 1,313.28 4,413.86 410.10 1,012.32 1,592.82 2,150.42 4,075.05 2,640.67 8,854.71 3,907.89 8,704.56 2,023.65 7,194.06 41,815.26 17,429.02 14,220.69 1,544.14 132,973.77
RP
7,909.15 8,805.61 9,671.24 10,984.52 15,398.39 15,808.49 16,820.81 18,413.63 20,564.05 24,639.10 27,279.77 36,134.48 40,042.37 48,746.94 50,770.59 57,964.65 99,779.91 117,208.93 131,429.62 132,973.77
BAND
CUM.
5.95 5.95 0.67 6.62 0.65 7.27 0.99 8.26 3.32 11.58 0.31 11.89 0.76 12.65 1.20 13.85 1.62 15.46 3.06 18.53 1.99 20.52 6.66 27.17 2.94 30.11 6.55 36.66 1.52 38.18 5.41 43.59 31.45 75.04 13.11 88.14 10.69 98.84 1.16 100.00
PERCENTAGE BAND
CUM.
72.10 17.15 9.15 16.83 39.58 5.13 12.56 19.56 35.91 85.10 64.59 157.63 77.94 101.66 27.79 41.21 174.14 116.84 52.74 11.49
72.10 54.37 37.69 32.82 34.51 30.05 27.72 26.76 27.49 30.96 32.60 40.46 42.46 47.38 46.09 45.42 65.81 70.38 67.92 64.25 64.25
Page 80 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
20,351 14,027 10,814 5,078 5,262 2,774 1,936 1,599 942 553 437 457 295 403 258 429 316 154 144 30 66,259
F
20,351 34,378 45,192 50,270 55,532 58,306 60,242 61,841 62,783 63,336 63,773 64,230 64,525 64,928 65,186 65,615 65,931 66,085 66,229 66,259
BAND
CUM.
30.71 30.71 21.17 51.88 16.32 68.21 7.66 75.87 7.94 83.81 4.19 88.00 2.92 90.92 2.41 93.33 1.42 94.75 0.83 95.59 0.66 96.25 0.69 96.94 0.45 97.38 0.61 97.99 0.39 98.38 0.65 99.03 0.48 99.50 0.23 99.74 0.22 99.95 0.05 100.00
PERCENTAGE rp
4,559.91 3,122.27 4,629.99 3,606.53 5,726.77 4,462.01 4,432.80 4,882.28 3,767.98 2,660.01 2,315.69 3,049.71 2,620.18 4,582.87 3,143.22 7,680.09 8,028.87 5,441.36 4,673.08 436.61 83,822.23
RP
4,559.91 7,682.18 12,312.17 15,918.70 21,645.47 26,107.48 30,540.28 35,422.56 39,190.54 41,850.55 44,166.24 47,215.94 49,836.13 54,419.00 57,562.22 65,242.31 73,271.18 78,712.54 83,385.62 83,822.23
BAND
CUM.
5.44 5.44 3.72 9.16 5.52 14.69 4.30 18.99 6.83 25.82 5.32 31.15 5.29 36.43 5.82 42.26 4.50 46.75 3.17 49.93 2.76 52.69 3.64 56.33 3.13 59.45 5.47 64.92 3.75 68.67 9.16 77.83 9.58 87.41 6.49 93.90 5.57 99.48 0.52 100.00
PERCENTAGE f
F
45 11 11 8 9 13 13 17 21 6 13 17 24 15 13 27 45 38 82 1 429
BAND
CUM.
45 10.49 10.49 56 2.56 13.05 67 2.56 15.62 75 1.86 17.48 84 2.10 19.58 97 3.03 22.61 110 3.03 25.64 127 3.96 29.60 148 4.90 34.50 154 1.40 35.90 167 3.03 38.93 184 3.96 42.89 208 5.59 48.48 223 3.50 51.98 236 3.03 55.01 263 6.29 61.31 308 10.49 71.79 346 8.86 80.65 428 19.11 99.77 429 0.23 100.00
PERCENTAGE rp
9,768.21 291.84 374.50 851.86 511.55 1,485.42 1,156.94 1,459.39 231.81 982.41 2,311.38 121.01 36.34 184.70 486.05 1,561.00 5,715.61 1,499.01 8,781.11 452.59 38,262.72
RP
9,768.21 10,060.05 10,434.55 11,286.41 11,797.96 13,283.38 14,440.32 15,899.71 16,131.52 17,113.93 19,425.31 19,546.32 19,582.66 19,767.36 20,253.41 21,814.40 27,530.01 29,029.02 37,810.13 38,262.72
BAND
CUM.
25.53 25.53 0.76 26.29 0.98 27.27 2.23 29.50 1.34 30.83 3.88 34.72 3.02 37.74 3.81 41.55 0.61 42.16 2.57 44.73 6.04 50.77 0.32 51.08 0.09 51.18 0.48 51.66 1.27 52.93 4.08 57.01 14.94 71.95 3.92 75.87 22.95 98.82 1.18 100.00
PERCENTAGE BAND
CUM
214.22 9.35 8.09 23.62 8.93 33.29 26.10 29.89 6.15 36.93 99.81 3.97 1.39 4.03 15.46 20.33 71.19 27.55 187.91 103.66
214.22 130.95 84.75 70.90 54.51 50.88 47.28 44.89 41.16 40.89 43.98 41.40 39.29 36.32 35.19 33.44 37.57 36.88 45.34 45.65 45.65
Page 81 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,109 1,784 1,503 727 776 428 254 204 128 81 71 57 47 52 28 48 37 13 11 6 8,364
F
2,109 3,893 5,396 6,123 6,899 7,327 7,581 7,785 7,913 7,994 8,065 8,122 8,169 8,221 8,249 8,297 8,334 8,347 8,358 8,364
BAND
CUM.
25.22 25.22 21.33 46.54 17.97 64.51 8.69 73.21 9.28 82.48 5.12 87.60 3.04 90.64 2.44 93.08 1.53 94.61 0.97 95.58 0.85 96.43 0.68 97.11 0.56 97.67 0.62 98.29 0.33 98.63 0.57 99.20 0.44 99.64 0.16 99.80 0.13 99.93 0.07 100.00
PERCENTAGE rp
401.97 328.49 534.17 434.08 764.31 611.50 466.17 474.30 458.22 415.71 342.52 339.99 332.65 664.78 239.54 630.64 617.68 379.45 350.12 129.78 8,916.07
RP
401.97 730.46 1,264.62 1,698.70 2,463.01 3,074.52 3,540.69 4,014.99 4,473.20 4,888.92 5,231.44 5,571.43 5,904.09 6,568.86 6,808.40 7,439.04 8,056.72 8,436.16 8,786.29 8,916.07
BAND
4.51 3.68 5.99 4.87 8.57 6.86 5.23 5.32 5.14 4.66 3.84 3.81 3.73 7.46 2.69 7.07 6.93 4.26 3.93 1.46
PERCENTAGE
CUM.
f
4.51 8.19 14.18 19.05 27.62 34.48 39.71 45.03 50.17 54.83 58.67 62.49 66.22 73.67 76.36 83.43 90.36 94.62 98.54 100.00
3 3 1 5 3 2 4 2 0 2 3 2 5 6 1 5 11 5 33 2 98
F
BAND
3 6 7 12 15 17 21 23 23 25 28 30 35 41 42 47 58 63 96 98
CUM.
3.06 3.06 3.06 6.12 1.02 7.14 5.10 12.24 3.06 15.31 2.04 17.35 4.08 21.43 2.04 23.47 0.00 23.47 2.04 25.51 3.06 28.57 2.04 30.61 5.10 35.71 6.12 41.84 1.02 42.86 5.10 47.96 11.22 59.18 5.10 64.29 33.67 97.96 2.04 100.00
PERCENTAGE rp
RP
26.62 26.62 15.85 42.47 233.53 276.00 18.62 294.62 564.63 859.25 1.06 860.31 64.85 925.16 2,716.80 3,641.96 0.00 3,641.96 34.68 3,676.64 154.76 3,831.40 8,109.69 11,941.09 1,081.10 13,022.18 6,323.55 19,345.74 66.91 19,412.65 8,939.33 28,351.98 26,005.98 54,357.96 2,510.05 56,868.01 40,309.31 97,177.32 33,069.60 130,246.92 130,246.92
BAND
CUM.
0.02 0.02 0.01 0.03 0.18 0.21 0.01 0.23 0.43 0.66 0.00 0.66 0.05 0.71 2.09 2.80 0.00 2.80 0.03 2.82 0.12 2.94 6.23 9.17 0.83 10.00 4.86 14.85 0.05 14.90 6.86 21.77 19.97 41.73 1.93 43.66 30.95 74.61 25.39 100.00
PERCENTAGE BAND
CUM
6.62 6.62 4.82 5.81 43.72 21.82 4.29 17.34 73.87 34.89 0.17 27.98 13.91 26.13 572.81 90.71 0.00 81.42 8.34 75.20 45.18 73.24 2,385.25 214.33 324.99 220.56 951.23 294.51 27.93 285.13 1,417.50 381.12 4,210.30 674.69 661.51 674.10 11,512.99 1,106.01 25,481.27 1,460.81 1460.81
Page 82 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
18,374 16,083 15,647 8,528 9,087 5,049 3,645 3,024 1,783 1,028 765 930 656 828 516 791 631 251 262 135 88,013
F
18,374 34,457 50,104 58,632 67,719 72,768 76,413 79,437 81,220 82,248 83,013 83,943 84,599 85,427 85,943 86,734 87,365 87,616 87,878 88,013
BAND
20.88 18.27 17.78 9.69 10.32 5.74 4.14 3.44 2.03 1.17 0.87 1.06 0.75 0.94 0.59 0.90 0.72 0.29 0.30 0.15
CUM.
20.88 39.15 56.93 66.62 76.94 82.68 86.82 90.26 92.28 93.45 94.32 95.38 96.12 97.06 97.65 98.55 99.26 99.55 99.85 100.00
PERCENTAGE rp
5,363.46 3,433.42 6,115.05 5,702.19 9,046.19 7,180.78 7,141.09 8,459.19 6,369.56 4,747.62 4,165.22 5,940.75 5,251.61 8,818.44 6,863.26 14,604.74 16,855.65 12,464.74 5,944.76 4,843.37 149,311.06
RP
5,363.46 8,796.88 14,911.93 20,614.11 29,660.30 36,841.08 43,982.17 52,441.35 58,810.92 63,558.54 67,723.75 73,664.50 78,916.11 87,734.55 94,597.82 109,202.56 126,058.20 138,522.94 144,467.70 149,311.06
BAND
3.59 2.30 4.10 3.82 6.06 4.81 4.78 5.67 4.27 3.18 2.79 3.98 3.52 5.91 4.60 9.78 11.29 8.35 3.98 3.24
PERCENTAGE
CUM.
f
F
3.59 5.89 9.99 13.81 19.86 24.67 29.46 35.12 39.39 42.57 45.36 49.34 52.85 58.76 63.36 73.14 84.43 92.77 96.76 100.00
26 12 6 9 9 18 13 14 14 11 5 20 13 15 13 39 41 30 30 15
26 38 44 53 62 80 93 107 121 132 137 157 170 185 198 237 278 308 338 353
353
BAND
7.37 3.40 1.70 2.55 2.55 5.10 3.68 3.97 3.97 3.12 1.42 5.67 3.68 4.25 3.68 11.05 11.61 8.50 8.50 4.25
CUM.
7.37 10.76 12.46 15.01 17.56 22.66 26.35 30.31 34.28 37.39 38.81 44.48 48.16 52.41 56.09 67.14 78.75 87.25 95.75 100.00
PERCENTAGE rp
1,689.89 255.95 39.95 94.43 1,211.66 1,778.45 2,842.42 1,462.28 4,050.35 1,025.89 197.87 13,132.98 5,287.18 859.09 5,378.99 3,350.31 2,059.62 7,135.84 5,465.25 10,165.27 67,483.66
RP
1,689.89 1,945.84 1,985.80 2,080.23 3,291.89 5,070.34 7,912.76 9,375.04 13,425.38 14,451.27 14,649.14 27,782.12 33,069.30 33,928.39 39,307.38 42,657.69 44,717.30 51,853.14 57,318.39 67,483.66
BAND
CUM.
2.50 2.50 0.38 2.88 0.06 2.94 0.14 3.08 1.80 4.88 2.64 7.51 4.21 11.73 2.17 13.89 6.00 19.89 1.52 21.41 0.29 21.71 19.46 41.17 7.83 49.00 1.27 50.28 7.97 58.25 4.96 63.21 3.05 66.26 10.57 76.84 8.10 84.94 15.06 100.00
PERCENTAGE BAND
31.51 7.45 0.65 1.66 13.39 24.77 39.80 17.29 63.59 21.61 4.75 221.07 100.68 9.74 78.37 22.94 12.22 57.25 91.93 209.88
CUM
31.51 22.12 13.32 10.09 11.10 13.76 17.99 17.88 22.83 22.74 21.63 37.71 41.90 38.67 41.55 39.06 35.47 37.43 39.68 45.20 45.20
Page 83 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,855 7,573 5,295 1,726 1,329 411 310 165 95 36 37 37 30 24 25 42 46 15 20 2 24,073
F
6,855 14,428 19,723 21,449 22,778 23,189 23,499 23,664 23,759 23,795 23,832 23,869 23,899 23,923 23,948 23,990 24,036 24,051 24,071 24,073
BAND
CUM.
28.48 28.48 31.46 59.93 22.00 81.93 7.17 89.10 5.52 94.62 1.71 96.33 1.29 97.62 0.69 98.30 0.39 98.70 0.15 98.85 0.15 99.00 0.15 99.15 0.12 99.28 0.10 99.38 0.10 99.48 0.17 99.66 0.19 99.85 0.06 99.91 0.08 99.99 0.01 100.00
PERCENTAGE rp
3,978.92 3,950.53 5,354.21 3,065.15 3,495.61 1,529.59 1,396.83 780.45 746.79 335.23 329.09 347.92 348.87 324.75 345.45 529.11 1,185.58 587.72 197.93 520.69 29,350.41
RP
3,978.92 7,929.45 13,283.66 16,348.81 19,844.42 21,374.01 22,770.84 23,551.29 24,298.08 24,633.31 24,962.40 25,310.32 25,659.18 25,983.93 26,329.38 26,858.48 28,044.07 28,631.79 28,829.72 29,350.41
BAND
13.56 13.46 18.24 10.44 11.91 5.21 4.76 2.66 2.54 1.14 1.12 1.19 1.19 1.11 1.18 1.80 4.04 2.00 0.67 1.77
CUM.
PERCENTAGE f
13.56 29 27.02 51 45.26 26 55.70 2 67.61 7 72.82 1 77.58 0 80.24 1 82.79 0 83.93 1 85.05 0 86.23 0 87.42 0 88.53 0 89.71 3 91.51 5 95.55 0 97.55 0 98.23 3 100.00 0 129
F
BAND
CUM.
PERCENTAGE rp
RP
BAND
29 22.48 22.48 1,064.55 1,064.55 4.31 80 39.53 62.02 3,284.14 4,348.69 13.29 106 20.16 82.17 2,574.40 6,923.09 10.42 108 1.55 83.72 132.86 7,055.95 0.54 115 5.43 89.15 2,014.98 9,070.93 8.16 116 0.78 89.92 13.00 9,083.92 0.05 116 0.00 89.92 0.00 9,083.92 0.00 117 0.78 90.70 440.21 9,524.13 1.78 117 0.00 90.70 0.00 9,524.13 0.00 118 0.78 91.47 3.25 9,527.38 0.01 118 0.00 91.47 0.00 9,527.38 0.00 118 0.00 91.47 0.00 9,527.38 0.00 118 0.00 91.47 0.00 9,527.38 0.00 118 0.00 91.47 0.00 9,527.38 0.00 121 2.33 93.80 507.72 10,035.10 2.06 126 3.88 97.67 452.98 10,488.08 1.83 126 0.00 97.67 0.00 10,488.08 0.00 126 0.00 97.67 0.00 10,488.08 0.00 129 2.33 100.00 14,216.61 24,704.69 57.55 129 0.00 100.00 0.00 24,704.69 0.00 24,704.69
CUM.
PERCENTAGE BAND
4.31 26.75 17.60 83.13 28.02 48.08 28.56 4.33 36.72 57.64 36.77 0.85 36.77 0.00 38.55 56.40 38.55 0.00 38.57 0.97 38.57 0.00 38.57 0.00 38.57 0.00 38.57 0.00 40.62 146.98 42.45 85.61 42.45 0.00 42.45 0.00 100.00 7,182.59 100.00 0.00
CUM
26.75 54.84 52.12 43.16 45.71 42.50 39.89 40.44 39.20 38.68 38.17 37.64 37.13 36.67 38.11 39.05 37.40 36.63 85.69 84.17 84.17
Page 84 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,402 1,123 879 406 394 180 110 64 43 20 18 19 7 20 6 30 16 7 2 0 4,746
F
1,402 2,525 3,404 3,810 4,204 4,384 4,494 4,558 4,601 4,621 4,639 4,658 4,665 4,685 4,691 4,721 4,737 4,744 4,746 4,746
BAND
CUM.
PERCENTAGE rp
RP
29.54 29.54 386.48 386.48 23.66 53.20 447.28 833.76 18.52 71.72 732.32 1,566.08 8.55 80.28 518.96 2,085.04 8.30 88.58 810.61 2,895.65 3.79 92.37 490.09 3,385.74 2.32 94.69 348.67 3,734.41 1.35 96.04 292.76 4,027.17 0.91 96.94 266.26 4,293.44 0.42 97.37 68.50 4,361.94 0.38 97.75 75.14 4,437.08 0.40 98.15 111.20 4,548.28 0.15 98.29 95.93 4,644.21 0.42 98.71 472.66 5,116.87 0.13 98.84 50.80 5,167.68 0.63 99.47 1,286.72 6,454.39 0.34 99.81 1,083.52 7,537.91 0.15 99.96 272.75 7,810.67 0.04 100.00 81.96 7,892.63 0.00 100.00 0.00 7,892.63 7,892.63
BAND
4.90 5.67 9.28 6.58 10.27 6.21 4.42 3.71 3.37 0.87 0.95 1.41 1.22 5.99 0.64 16.30 13.73 3.46 1.04 0.00
CUM.
4.90 10.56 19.84 26.42 36.69 42.90 47.32 51.02 54.40 55.27 56.22 57.63 58.84 64.83 65.47 81.78 95.51 98.96 100.00 100.00
PERCENTAGE f
9 8 6 2 2 1 1 0 0 0 0 1 0 1 0 4 0 0 0 0 35
F
BAND
CUM.
9 17 23 25 27 28 29 29 29 29 29 30 30 31 31 35 35 35 35 35
25.71 22.86 17.14 5.71 5.71 2.86 2.86 0.00 0.00 0.00 0.00 2.86 0.00 2.86 0.00 11.43 0.00 0.00 0.00 0.00
25.71 48.57 65.71 71.43 77.14 80.00 82.86 82.86 82.86 82.86 82.86 85.71 85.71 88.57 88.57 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
203.61 477.73 1,071.47 838.62 355.71 532.59 303.01 0.00 0.00 0.00 0.00 35.55 0.00 3,105.64 0.00 1,000.03 0.00 0.00 0.00 0.00 7,923.97
RP
203.61 681.34 1,752.81 2,591.43 2,947.14 3,479.74 3,782.75 3,782.75 3,782.75 3,782.75 3,782.75 3,818.30 3,818.30 6,923.94 6,923.94 7,923.97 7,923.97 7,923.97 7,923.97 7,923.97
BAND
2.57 6.03 13.52 10.58 4.49 6.72 3.82 0.00 0.00 0.00 0.00 0.45 0.00 39.19 0.00 12.62 0.00 0.00 0.00 0.00
CUM.
2.57 8.60 22.12 32.70 37.19 43.91 47.74 47.74 47.74 47.74 47.74 48.19 48.19 87.38 87.38 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
52.68 106.81 146.31 161.60 43.88 108.67 86.90 0.00 0.00 0.00 0.00 31.97 0.00 657.05 0.00 77.72 0.00 0.00 0.00 0.00
CUM
52.68 81.72 111.92 124.29 101.78 102.78 101.29 93.93 88.11 86.72 85.25 83.95 82.22 135.32 133.99 122.77 105.12 101.45 100.40 100.40 100.40
Page 85 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,314 2,541 1,941 865 912 491 328 222 109 73 57 40 34 46 21 51 31 26 25 8 11,135
F
3,314 5,855 7,796 8,661 9,573 10,064 10,392 10,614 10,723 10,796 10,853 10,893 10,927 10,973 10,994 11,045 11,076 11,102 11,127 11,135
BAND
CUM.
29.76 29.76 22.82 52.58 17.43 70.01 7.77 77.78 8.19 85.97 4.41 90.38 2.95 93.33 1.99 95.32 0.98 96.30 0.66 96.96 0.51 97.47 0.36 97.83 0.31 98.13 0.41 98.55 0.19 98.73 0.46 99.19 0.28 99.47 0.23 99.70 0.22 99.93 0.07 100.00
PERCENTAGE rp
806.84 616.18 809.60 692.47 1,288.76 1,071.72 943.95 798.31 510.10 383.86 339.91 315.02 395.70 669.45 243.49 1,246.76 1,172.18 1,238.21 991.43 121.74 14,655.67
RP
806.84 1,423.02 2,232.62 2,925.09 4,213.85 5,285.57 6,229.52 7,027.83 7,537.93 7,921.78 8,261.70 8,576.72 8,972.42 9,641.86 9,885.36 11,132.12 12,304.30 13,542.51 14,533.93 14,655.67
BAND
5.51 4.20 5.52 4.72 8.79 7.31 6.44 5.45 3.48 2.62 2.32 2.15 2.70 4.57 1.66 8.51 8.00 8.45 6.76 0.83
PERCENTAGE
CUM.
f
5.51 9.71 15.23 19.96 28.75 36.07 42.51 47.95 51.43 54.05 56.37 58.52 61.22 65.79 67.45 75.96 83.96 92.40 99.17 100.00
13 11 4 6 7 2 3 0 1 0 1 0 0 0 0 0 3 0 9 0 60
F
13 24 28 34 41 43 46 46 47 47 48 48 48 48 48 48 51 51 60 60
BAND
CUM.
21.67 21.67 18.33 40.00 6.67 46.67 10.00 56.67 11.67 68.33 3.33 71.67 5.00 76.67 0.00 76.67 1.67 78.33 0.00 78.33 1.67 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 5.00 85.00 0.00 85.00 15.00 100.00 0.00 100.00
PERCENTAGE rp
997.76 415.31 255.66 636.88 819.90 534.60 92.20 0.00 1,355.18 0.00 1,904.12 0.00 0.00 0.00 0.00 0.00 218.41 0.00 2,714.51 0.00 9,944.52
RP
997.76 1,413.07 1,668.73 2,305.61 3,125.50 3,660.10 3,752.30 3,752.30 5,107.48 5,107.48 7,011.60 7,011.60 7,011.60 7,011.60 7,011.60 7,011.60 7,230.01 7,230.01 9,944.52 9,944.52
BAND
CUM.
10.03 10.03 4.18 14.21 2.57 16.78 6.40 23.18 8.24 31.43 5.38 36.81 0.93 37.73 0.00 37.73 13.63 51.36 0.00 51.36 19.15 70.51 0.00 70.51 0.00 70.51 0.00 70.51 0.00 70.51 0.00 70.51 2.20 72.70 0.00 72.70 27.30 100.00 0.00 100.00
PERCENTAGE BAND
CUM
123.66 67.40 31.58 91.97 63.62 49.88 9.77 0.00 265.67 0.00 560.18 0.00 0.00 0.00 0.00 0.00 18.63 0.00 273.80 0.00
123.66 99.30 74.74 78.82 74.17 69.25 60.23 53.39 67.76 64.47 84.87 81.75 78.15 72.72 70.93 62.99 58.76 53.39 68.42 67.85 67.85
Page 86 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,908 3,779 4,204 2,250 2,444 1,065 810 534 271 134 107 131 70 94 59 74 80 46 88 21 19,169
F
2,908 6,687 10,891 13,141 15,585 16,650 17,460 17,994 18,265 18,399 18,506 18,637 18,707 18,801 18,860 18,934 19,014 19,060 19,148 19,169
BAND
CUM.
PERCENTAGE rp
15.17 15.17 2,039.10 19.71 34.88 1,042.05 21.93 56.82 2,153.18 11.74 68.55 2,024.73 12.75 81.30 3,685.52 5.56 86.86 2,773.23 4.23 91.08 2,738.75 2.79 93.87 2,383.94 1.41 95.28 1,483.96 0.70 95.98 771.72 0.56 96.54 717.05 0.68 97.22 843.68 0.37 97.59 604.23 0.49 98.08 879.54 0.31 98.39 1,144.99 0.39 98.77 1,629.80 0.42 99.19 2,715.32 0.24 99.43 1,242.02 0.46 99.89 11,439.89 0.11 100.00 14,573.05 56,885.76
RP
2,039.10 3,081.15 5,234.33 7,259.06 10,944.58 13,717.81 16,456.56 18,840.51 20,324.47 21,096.19 21,813.24 22,656.92 23,261.15 24,140.69 25,285.68 26,915.48 29,630.80 30,872.82 42,312.71 56,885.76
BAND
3.58 1.83 3.79 3.56 6.48 4.88 4.81 4.19 2.61 1.36 1.26 1.48 1.06 1.55 2.01 2.87 4.77 2.18 20.11 25.62
CUM.
3.58 5.42 9.20 12.76 19.24 24.11 28.93 33.12 35.73 37.09 38.35 39.83 40.89 42.44 44.45 47.31 52.09 54.27 74.38 100.00
PERCENTAGE f
7 3 2 2 7 1 0 1 1 0 0 1 0 1 2 2 4 4 17 0 55
F
BAND
CUM.
PERCENTAGE rp
RP
7 12.73 12.73 242.79 242.79 10 5.45 18.18 203.21 445.99 12 3.64 21.82 84.57 530.56 14 3.64 25.45 404.04 934.60 21 12.73 38.18 566.95 1,501.55 22 1.82 40.00 57.57 1,559.12 22 0.00 40.00 0.00 1,559.12 23 1.82 41.82 78.98 1,638.11 24 1.82 43.64 1.55 1,639.66 24 0.00 43.64 0.00 1,639.66 24 0.00 43.64 0.00 1,639.66 25 1.82 45.45 734.88 2,374.54 25 0.00 45.45 0.00 2,374.54 26 1.82 47.27 31.24 2,405.78 28 3.64 50.91 21.91 2,427.69 30 3.64 54.55 114.64 2,542.33 34 7.27 61.82 2,341.62 4,883.96 38 7.27 69.09 2,375.63 7,259.58 55 30.91 100.00 27,004.90 34,264.48 55 0.00 100.00 0.00 34,264.48 34,264.48
BAND
CUM.
0.71 0.71 0.59 1.30 0.25 1.55 1.18 2.73 1.65 4.38 0.17 4.55 0.00 4.55 0.23 4.78 0.00 4.79 0.00 4.79 0.00 4.79 2.14 6.93 0.00 6.93 0.09 7.02 0.06 7.09 0.33 7.42 6.83 14.25 6.93 21.19 78.81 100.00 0.00 100.00
PERCENTAGE BAND
11.91 19.50 3.93 19.96 15.38 2.08 0.00 3.31 0.10 0.00 0.00 87.10 0.00 3.55 1.91 7.03 86.24 191.27 236.06 0.00
CUM
11.91 14.47 10.14 12.87 13.72 11.37 9.47 8.69 8.07 7.77 7.52 10.48 10.21 9.97 9.60 9.45 16.48 23.51 80.98 60.23 60.23
Page 87 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,628 1,729 1,929 956 915 576 385 329 183 91 66 59 60 55 19 49 19 8 6 4 9,066
F
1,628 3,357 5,286 6,242 7,157 7,733 8,118 8,447 8,630 8,721 8,787 8,846 8,906 8,961 8,980 9,029 9,048 9,056 9,062 9,066
BAND
CUM.
17.96 17.96 19.07 37.03 21.28 58.31 10.54 68.85 10.09 78.94 6.35 85.30 4.25 89.54 3.63 93.17 2.02 95.19 1.00 96.19 0.73 96.92 0.65 97.57 0.66 98.24 0.61 98.84 0.21 99.05 0.54 99.59 0.21 99.80 0.09 99.89 0.07 99.96 0.04 100.00
PERCENTAGE rp
RP
407.14 436.04 836.54 819.12 1,262.70 1,156.96 1,194.84 1,269.33 865.50 525.62 373.11 502.42 590.96 653.57 221.15 872.22 351.35 251.37 65.68 102.93
407.14 843.18 1,679.73 2,498.85 3,761.55 4,918.51 6,113.35 7,382.68 8,248.18 8,773.80 9,146.90 9,649.33 10,240.29 10,893.86 11,115.01 11,987.23 12,338.58 12,589.94 12,655.62 12,758.55
12,758.55
BAND
3.19 3.42 6.56 6.42 9.90 9.07 9.37 9.95 6.78 4.12 2.92 3.94 4.63 5.12 1.73 6.84 2.75 1.97 0.51 0.81
CUM.
3.19 6.61 13.17 19.59 29.48 38.55 47.92 57.86 64.65 68.77 71.69 75.63 80.26 85.38 87.12 93.95 96.71 98.68 99.19 100.00
PERCENTAGE f
0 1 1 1 0 0 2 1 0 1 0 1 0 1 0 0 0 0 1 0 10
F
BAND
CUM.
0 1 2 3 3 3 5 6 6 7 7 8 8 9 9 9 9 9 10 10
0.00 0.00 10.00 10.00 10.00 20.00 10.00 30.00 0.00 30.00 0.00 30.00 20.00 50.00 10.00 60.00 0.00 60.00 10.00 70.00 0.00 70.00 10.00 80.00 0.00 80.00 10.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 0.00 90.00 10.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 4.56 132.80 231.68 0.00 0.00 61.64 166.67 0.00 21.11 0.00 227.33 0.00 175.00 0.00 0.00 0.00 0.00 1,286.04 0.00 2,306.83
RP
0.00 4.56 137.36 369.03 369.03 369.03 430.68 597.35 597.35 618.45 618.45 845.79 845.79 1,020.79 1,020.79 1,020.79 1,020.79 1,020.79 2,306.83 2,306.83
BAND
CUM.
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.20 0.20 1.05 5.76 5.95 15.87 10.04 16.00 28.28 0.00 16.00 0.00 0.00 16.00 0.00 2.67 18.67 5.16 7.23 25.89 13.13 0.00 25.89 0.00 0.91 26.81 4.02 0.00 26.81 0.00 9.85 36.66 45.25 0.00 36.66 0.00 7.59 44.25 26.78 0.00 44.25 0.00 0.00 44.25 0.00 0.00 44.25 0.00 0.00 44.25 0.00 55.75 100.00 1,958.08 0.00 100.00 0.00
0.00 0.54 8.18 14.77 9.81 7.50 7.04 8.09 7.24 7.05 6.76 8.77 8.26 9.37 9.18 8.52 8.27 8.11 18.23 18.08 18.08
Page 88 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
937 1,116 990 448 576 331 217 159 93 51 28 42 24 35 6 18 16 1 4 0 5,092
F
937 2,053 3,043 3,491 4,067 4,398 4,615 4,774 4,867 4,918 4,946 4,988 5,012 5,047 5,053 5,071 5,087 5,088 5,092 5,092
BAND
CUM.
PERCENTAGE rp
RP
176.34 18.40 18.40 176.34 21.92 40.32 303.91 480.25 19.44 59.76 588.91 1,069.15 8.80 68.56 488.68 1,557.83 11.31 79.87 1,003.19 2,561.03 6.50 86.37 786.05 3,347.08 4.26 90.63 711.52 4,058.61 3.12 93.75 618.96 4,677.56 1.83 95.58 445.30 5,122.86 1.00 96.58 336.15 5,459.02 0.55 97.13 179.96 5,638.98 0.82 97.96 234.36 5,873.34 0.47 98.43 212.01 6,085.34 0.69 99.12 514.30 6,599.64 0.12 99.23 186.12 6,785.76 0.35 99.59 291.69 7,077.45 0.31 99.90 199.89 7,277.34 0.02 99.92 4.72 7,282.06 0.08 100.00 74.03 7,356.09 0.00 100.00 0.00 7,356.09 7,356.09
BAND
2.40 4.13 8.01 6.64 13.64 10.69 9.67 8.41 6.05 4.57 2.45 3.19 2.88 6.99 2.53 3.97 2.72 0.06 1.01 0.00
CUM.
2.40 6.53 14.53 21.18 34.82 45.50 55.17 63.59 69.64 74.21 76.66 79.84 82.73 89.72 92.25 96.21 98.93 98.99 100.00 100.00
PERCENTAGE f
F
0 2 1 2 1 1 1 0 1 0 0 0 0 1 0 0 1 0 0 0 11
0 2 3 5 6 7 8 8 9 9 9 9 9 10 10 10 11 11 11 11
BAND
0.00 18.18 9.09 18.18 9.09 9.09 9.09 0.00 9.09 0.00 0.00 0.00 0.00 9.09 0.00 0.00 9.09 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 18.18 121.51 121.51 27.27 54.55 176.06 45.45 105.01 281.07 54.55 142.06 423.13 63.64 308.42 731.55 72.73 20.20 751.75 72.73 0.00 751.75 81.82 1,798.62 2,550.37 81.82 0.00 2,550.37 81.82 0.00 2,550.37 81.82 0.00 2,550.37 81.82 0.00 2,550.37 90.91 3,139.46 5,689.83 90.91 0.00 5,689.83 90.91 0.00 5,689.83 100.00 510.00 6,199.83 100.00 0.00 6,199.83 100.00 0.00 6,199.83 100.00 0.00 6,199.83 6,199.83
BAND
0.00 1.96 0.88 1.69 2.29 4.97 0.33 0.00 29.01 0.00 0.00 0.00 0.00 50.64 0.00 0.00 8.23 0.00 0.00 0.00
CUM.
0.00 1.96 2.84 4.53 6.82 11.80 12.13 12.13 41.14 41.14 41.14 41.14 41.14 91.77 91.77 91.77 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 39.98 9.26 21.49 14.16 39.24 2.84 0.00 403.91 0.00 0.00 0.00 0.00 610.43 0.00 0.00 255.14 0.00 0.00 0.00
CUM
0.00 25.30 16.47 18.04 16.52 21.86 18.52 16.07 49.78 46.72 45.23 43.42 41.91 86.21 83.85 80.39 85.19 85.14 84.28 84.28 84.28
Page 89 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,160 5,390 4,701 2,258 1,921 866 585 456 271 135 122 185 88 98 69 71 75 15 16 13 22,495
F
5,160 10,550 15,251 17,509 19,430 20,296 20,881 21,337 21,608 21,743 21,865 22,050 22,138 22,236 22,305 22,376 22,451 22,466 22,482 22,495
BAND
CUM.
22.94 22.94 23.96 46.90 20.90 67.80 10.04 77.84 8.54 86.37 3.85 90.22 2.60 92.83 2.03 94.85 1.20 96.06 0.60 96.66 0.54 97.20 0.82 98.02 0.39 98.41 0.44 98.85 0.31 99.16 0.32 99.47 0.33 99.80 0.07 99.87 0.07 99.94 0.06 100.00
PERCENTAGE rp
835.96 1,478.17 2,476.01 2,337.37 2,883.51 2,011.27 1,790.90 1,585.17 1,289.91 629.89 710.09 1,218.63 736.46 1,046.83 813.16 1,235.92 2,124.33 254.08 1,095.24 1,542.87 28,095.80
RP
835.96 2,314.13 4,790.14 7,127.52 10,011.02 12,022.29 13,813.20 15,398.37 16,688.28 17,318.18 18,028.27 19,246.90 19,983.36 21,030.20 21,843.35 23,079.27 25,203.61 25,457.69 26,552.93 28,095.80
BAND
2.98 5.26 8.81 8.32 10.26 7.16 6.37 5.64 4.59 2.24 2.53 4.34 2.62 3.73 2.89 4.40 7.56 0.90 3.90 5.49
CUM.
2.98 8.24 17.05 25.37 35.63 42.79 49.16 54.81 59.40 61.64 64.17 68.50 71.13 74.85 77.75 82.14 89.71 90.61 94.51 100.00
PERCENTAGE f
F
7 6 6 2 4 3 6 3 2 1 1 2 0 0 0 2 2 4 0 2 53
7 13 19 21 25 28 34 37 39 40 41 43 43 43 43 45 47 51 51 53
BAND
CUM.
13.21 13.21 11.32 24.53 11.32 35.85 3.77 39.62 7.55 47.17 5.66 52.83 11.32 64.15 5.66 69.81 3.77 73.58 1.89 75.47 1.89 77.36 3.77 81.13 0.00 81.13 0.00 81.13 0.00 81.13 3.77 84.91 3.77 88.68 7.55 96.23 0.00 96.23 3.77 100.00
PERCENTAGE rp
125.27 344.32 450.27 183.47 603.15 775.46 1,958.80 105.92 1,486.58 40.80 29.26 11.62 0.00 0.00 0.00 51.70 59.72 51.87 0.00 470.00 6,748.21
RP
125.27 469.59 919.85 1,103.32 1,706.47 2,481.93 4,440.74 4,546.66 6,033.24 6,074.04 6,103.29 6,114.92 6,114.92 6,114.92 6,114.92 6,166.61 6,226.34 6,278.21 6,278.21 6,748.21
BAND
CUM.
1.86 1.86 5.10 6.96 6.67 13.63 2.72 16.35 8.94 25.29 11.49 36.78 29.03 65.81 1.57 67.38 22.03 89.41 0.60 90.01 0.43 90.44 0.17 90.62 0.00 90.62 0.00 90.62 0.00 90.62 0.77 91.38 0.89 92.27 0.77 93.04 0.00 93.04 6.96 100.00
PERCENTAGE BAND
14.98 23.29 18.19 7.85 20.92 38.56 109.38 6.68 115.25 6.48 4.12 0.95 0.00 0.00 0.00 4.18 2.81 20.42 0.00 30.46
CUM
14.98 20.29 19.20 15.48 17.05 20.64 32.15 29.53 36.15 35.07 33.85 31.77 30.60 29.08 27.99 26.72 24.70 24.66 23.64 24.02 24.02
Page 90 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 21
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
664 734 608 304 320 165 103 74 29 16 5 13 7 3 8 5 7 2 0 4 3,071
F
664 1,398 2,006 2,310 2,630 2,795 2,898 2,972 3,001 3,017 3,022 3,035 3,042 3,045 3,053 3,058 3,065 3,067 3,067 3,071
BAND
CUM.
PERCENTAGE rp
21.62 21.62 83.79 23.90 45.52 177.71 19.80 65.32 339.18 9.90 75.22 351.30 10.42 85.64 602.77 5.37 91.01 455.40 3.35 94.37 335.08 2.41 96.78 352.17 0.94 97.72 115.46 0.52 98.24 116.74 0.16 98.40 32.27 0.42 98.83 68.59 0.23 99.06 62.88 0.10 99.15 24.03 0.26 99.41 101.13 0.16 99.58 48.14 0.23 99.80 182.21 0.07 99.87 70.35 0.00 99.87 0.00 0.13 100.00 9,138.04 12,657.24
RP
83.79 261.50 600.67 951.97 1,554.74 2,010.14 2,345.22 2,697.39 2,812.85 2,929.58 2,961.86 3,030.45 3,093.33 3,117.36 3,218.49 3,266.63 3,448.84 3,519.19 3,519.19 12,657.24
BAND
0.66 1.40 2.68 2.78 4.76 3.60 2.65 2.78 0.91 0.92 0.25 0.54 0.50 0.19 0.80 0.38 1.44 0.56 0.00 72.20
CUM.
0.66 2.07 4.75 7.52 12.28 15.88 18.53 21.31 22.22 23.15 23.40 23.94 24.44 24.63 25.43 25.81 27.25 27.80 27.80 100.00
PERCENTAGE f
F
0 1 2 1 2 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 8
BAND
0 1 3 4 6 6 6 7 7 7 7 7 7 7 7 7 7 7 7 8
CUM.
0.00 0.00 12.50 12.50 25.00 37.50 12.50 50.00 25.00 75.00 0.00 75.00 0.00 75.00 12.50 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 12.50 100.00
PERCENTAGE rp
RP
0.00 0.00 45.00 45.00 53.63 98.63 35.00 133.63 813.67 947.29 0.00 947.29 0.00 947.29 12.50 959.79 0.00 959.79 0.00 959.79 0.00 959.79 0.00 959.79 0.00 959.79 0.00 959.79 0.00 959.79 0.00 959.79 0.00 959.79 0.00 959.79 0.00 959.79 8,497.10 9,456.89 9,456.89
BAND
CUM.
0.00 0.00 0.48 0.48 0.57 1.04 0.37 1.41 8.60 10.02 0.00 10.02 0.00 10.02 0.13 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 0.00 10.15 89.85 100.00
PERCENTAGE BAND
0.00 25.32 15.81 9.96 134.99 0.00 0.00 3.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 92.99
CUM
0.00 17.21 16.42 14.04 60.93 47.13 40.39 35.58 34.12 32.76 32.41 31.67 31.03 30.79 29.82 29.38 27.83 27.27 27.27 74.72 74.72
Page 91 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
BALI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,712 2,894 2,750 1,674 1,926 1,073 754 652 353 221 119 157 117 128 87 105 93 28 40 21 15,904
F
2,712 5,606 8,356 10,030 11,956 13,029 13,783 14,435 14,788 15,009 15,128 15,285 15,402 15,530 15,617 15,722 15,815 15,843 15,883 15,904
BAND
CUM.
17.05 17.05 18.20 35.25 17.29 52.54 10.53 63.07 12.11 75.18 6.75 81.92 4.74 86.66 4.10 90.76 2.22 92.98 1.39 94.37 0.75 95.12 0.99 96.11 0.74 96.84 0.80 97.65 0.55 98.20 0.66 98.86 0.58 99.44 0.18 99.62 0.25 99.87 0.13 100.00
PERCENTAGE rp
540.44 733.16 1,129.74 1,162.78 2,098.07 1,565.39 1,606.35 1,782.56 1,376.49 1,036.51 722.95 1,133.00 1,073.91 1,433.64 1,062.41 1,522.52 1,570.18 773.54 2,061.49 1,301.83 25,686.96
RP
540.44 1,273.60 2,403.34 3,566.12 5,664.19 7,229.57 8,835.93 10,618.49 11,994.98 13,031.49 13,754.43 14,887.43 15,961.34 17,394.98 18,457.38 19,979.90 21,550.09 22,323.63 24,385.12 25,686.96
BAND
2.10 2.85 4.40 4.53 8.17 6.09 6.25 6.94 5.36 4.04 2.81 4.41 4.18 5.58 4.14 5.93 6.11 3.01 8.03 5.07
PERCENTAGE
CUM.
f
F
2.10 4.96 9.36 13.88 22.05 28.14 34.40 41.34 46.70 50.73 53.55 57.96 62.14 67.72 71.86 77.78 83.90 86.91 94.93 100.00
2 2 4 2 8 13 3 2 2 3 0 3 5 1 0 10 11 7 12 3
2 4 8 10 18 31 34 36 38 41 41 44 49 50 50 60 71 78 90 93
93
BAND
CUM.
2.15 2.15 2.15 4.30 4.30 8.60 2.15 10.75 8.60 19.35 13.98 33.33 3.23 36.56 2.15 38.71 2.15 40.86 3.23 44.09 0.00 44.09 3.23 47.31 5.38 52.69 1.08 53.76 0.00 53.76 10.75 64.52 11.83 76.34 7.53 83.87 12.90 96.77 3.23 100.00
PERCENTAGE rp
51.53 257.74 56.85 83.30 855.03 78.11 79.26 1,593.61 12.33 2.68 0.00 59.96 196.79 6.87 0.00 264.48 180.62 77.72 1,464.80 30.80 5,352.48
RP
51.53 309.26 366.12 449.41 1,304.44 1,382.56 1,461.82 3,055.43 3,067.76 3,070.44 3,070.44 3,130.40 3,327.19 3,334.06 3,334.06 3,598.54 3,779.17 3,856.88 5,321.68 5,352.48
BAND
CUM.
0.96 0.96 4.82 5.78 1.06 6.84 1.56 8.40 15.97 24.37 1.46 25.83 1.48 27.31 29.77 57.08 0.23 57.31 0.05 57.36 0.00 57.36 1.12 58.49 3.68 62.16 0.13 62.29 0.00 62.29 4.94 67.23 3.37 70.61 1.45 72.06 27.37 99.42 0.58 100.00
PERCENTAGE BAND
CUM
9.53 35.15 5.03 7.16 40.75 4.99 4.93 89.40 0.90 0.26 0.00 5.29 18.32 0.48 0.00 17.37 11.50 10.05 71.06 2.37
9.53 24.28 15.23 12.60 23.03 19.12 16.54 28.77 25.58 23.56 22.32 21.03 20.85 19.17 18.06 18.01 17.54 17.28 21.82 20.84 20.84
Page 92 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,418 1,224 950 443 393 211 123 112 66 17 25 23 15 18 8 7 11 3 1 8 5,076
F
1,418 2,642 3,592 4,035 4,428 4,639 4,762 4,874 4,940 4,957 4,982 5,005 5,020 5,038 5,046 5,053 5,064 5,067 5,068 5,076
BAND
CUM.
27.94 27.94 24.11 52.05 18.72 70.76 8.73 79.49 7.74 87.23 4.16 91.39 2.42 93.81 2.21 96.02 1.30 97.32 0.33 97.66 0.49 98.15 0.45 98.60 0.30 98.90 0.35 99.25 0.16 99.41 0.14 99.55 0.22 99.76 0.06 99.82 0.02 99.84 0.16 100.00
PERCENTAGE rp
185.85 301.12 550.82 410.42 567.33 442.33 343.82 386.59 256.19 133.17 194.80 105.15 325.09 178.47 129.12 46.59 183.57 59.11 0.37 138.08 4,937.97
RP
185.85 486.97 1,037.79 1,448.21 2,015.54 2,457.87 2,801.69 3,188.27 3,444.47 3,577.63 3,772.43 3,877.58 4,202.67 4,381.14 4,510.26 4,556.84 4,740.41 4,799.52 4,799.89 4,937.97
BAND
3.76 6.10 11.15 8.31 11.49 8.96 6.96 7.83 5.19 2.70 3.94 2.13 6.58 3.61 2.61 0.94 3.72 1.20 0.01 2.80
PERCENTAGE
CUM.
f
3.76 9.86 21.02 29.33 40.82 49.78 56.74 64.57 69.75 72.45 76.40 78.53 85.11 88.72 91.34 92.28 96.00 97.20 97.20 100.00
2 3 1 1 1 0 0 0 1 0 0 0 35 0 0 0 1 2 0 0 47
F
BAND
CUM.
2 4.26 4.26 5 6.38 10.64 6 2.13 12.77 7 2.13 14.89 8 2.13 17.02 8 0.00 17.02 8 0.00 17.02 8 0.00 17.02 9 2.13 19.15 9 0.00 19.15 9 0.00 19.15 9 0.00 19.15 44 74.47 93.62 44 0.00 93.62 44 0.00 93.62 44 0.00 93.62 45 2.13 95.74 47 4.26 100.00 47 0.00 100.00 47 0.00 100.00
PERCENTAGE rp
RP
21.88 21.88 43.88 65.76 32.47 98.23 139.32 237.54 326.52 564.06 0.00 564.06 0.00 564.06 0.00 564.06 178.97 743.04 0.00 743.04 0.00 743.04 0.00 743.04 164.21 907.25 0.00 907.25 0.00 907.25 0.00 907.25 2.87 910.12 167.86 1,077.98 0.00 1,077.98 0.00 1,077.98 1,077.98
BAND
CUM.
2.03 2.03 4.07 6.10 3.01 9.11 12.92 22.04 30.29 52.33 0.00 52.33 0.00 52.33 0.00 52.33 16.60 68.93 0.00 68.93 0.00 68.93 0.00 68.93 15.23 84.16 0.00 84.16 0.00 84.16 0.00 84.16 0.27 84.43 15.57 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
CUM
11.77 14.57 5.89 33.94 57.55 0.00 0.00 0.00 69.86 0.00 0.00 0.00 50.51 0.00 0.00 0.00 1.56 283.98 0.00 0.00
11.77 13.50 9.46 16.40 27.99 22.95 20.13 17.69 21.57 20.77 19.70 19.16 21.59 20.71 20.12 19.91 19.20 22.46 22.46 21.83 21.83
Page 93 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
NUSA TENGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
530 631 705 358 415 240 141 107 62 31 24 17 10 13 2 7 6 0 1 0 3,300
530 1,161 1,866 2,224 2,639 2,879 3,020 3,127 3,189 3,220 3,244 3,261 3,271 3,284 3,286 3,293 3,299 3,299 3,300 3,300
BAND
CUM.
16.06 16.06 19.12 35.18 21.36 56.55 10.85 67.39 12.58 79.97 7.27 87.24 4.27 91.52 3.24 94.76 1.88 96.64 0.94 97.58 0.73 98.30 0.52 98.82 0.30 99.12 0.39 99.52 0.06 99.58 0.21 99.79 0.18 99.97 0.00 99.97 0.03 100.00 0.00 100.00
PERCENTAGE rp
83.03 197.21 448.21 402.77 827.97 621.99 542.27 500.32 397.69 174.02 206.10 122.04 66.38 79.98 51.81 176.96 112.01 0.00 30.00 0.00 5,040.74
RP
83.03 280.24 728.44 1,131.21 1,959.18 2,581.17 3,123.44 3,623.76 4,021.45 4,195.47 4,401.57 4,523.61 4,589.98 4,669.97 4,721.77 4,898.74 5,010.74 5,010.74 5,040.74 5,040.74
BAND
1.65 3.91 8.89 7.99 16.43 12.34 10.76 9.93 7.89 3.45 4.09 2.42 1.32 1.59 1.03 3.51 2.22 0.00 0.60 0.00
CUM.
1.65 5.56 14.45 22.44 38.87 51.21 61.96 71.89 79.78 83.23 87.32 89.74 91.06 92.64 93.67 97.18 99.40 99.40 100.00 100.00
PERCENTAGE f
F
1 3 2 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 8
BAND
1 4 6 6 6 6 6 6 7 8 8 8 8 8 8 8 8 8 8 8
12.50 37.50 25.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
12.50 600.00 50.00 88.16 75.00 98.87 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 87.50 1.87 100.00 8.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 796.89
RP
600.00 688.16 787.02 787.02 787.02 787.02 787.02 787.02 788.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89 796.89
BAND
75.29 11.06 12.41 0.00 0.00 0.00 0.00 0.00 0.23 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
75.29 86.35 98.76 98.76 98.76 98.76 98.76 98.76 99.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
722.66 44.70 22.06 0.00 0.00 0.00 0.00 0.00 0.47 4.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
722.66 245.56 108.04 69.57 40.17 30.49 25.20 21.72 19.62 18.99 18.10 17.62 17.36 17.06 16.88 16.27 15.90 15.90 15.81 15.81 15.81
Page 94 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
113 138 133 81 109 70 41 43 26 7 8 5 5 11 10 7 4 0 1 2 814
F
113 251 384 465 574 644 685 728 754 761 769 774 779 790 800 807 811 811 812 814
BAND
CUM.
13.88 13.88 16.95 30.84 16.34 47.17 9.95 57.13 13.39 70.52 8.60 79.12 5.04 84.15 5.28 89.43 3.19 92.63 0.86 93.49 0.98 94.47 0.61 95.09 0.61 95.70 1.35 97.05 1.23 98.28 0.86 99.14 0.49 99.63 0.00 99.63 0.12 99.75 0.25 100.00
PERCENTAGE rp
191.18 34.40 86.54 95.64 216.49 151.54 156.08 189.77 147.85 56.81 87.18 42.58 47.63 84.11 102.86 138.57 220.61 0.00 86.72 121.16 2,257.73
RP
191.18 225.58 312.13 407.76 624.25 775.79 931.87 1,121.64 1,269.50 1,326.31 1,413.49 1,456.07 1,503.70 1,587.81 1,690.67 1,829.24 2,049.86 2,049.86 2,136.57 2,257.73
BAND
8.47 1.52 3.83 4.24 9.59 6.71 6.91 8.41 6.55 2.52 3.86 1.89 2.11 3.73 4.56 6.14 9.77 0.00 3.84 5.37
CUM.
8.47 9.99 13.82 18.06 27.65 34.36 41.27 49.68 56.23 58.75 62.61 64.49 66.60 70.33 74.88 81.02 90.79 90.79 94.63 100.00
PERCENTAGE f
F
0 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 2
BAND
0 0 0 0 0 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2
0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 163.66 0.00 0.00 191.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 355.06
RP
0.00 0.00 0.00 0.00 0.00 163.66 163.66 163.66 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06 355.06
BAND
0.00 0.00 0.00 0.00 0.00 46.09 0.00 0.00 53.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 46.09 46.09 46.09 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 108.00 0.00 0.00 129.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 21.10 17.56 14.59 27.97 26.77 25.12 24.39 23.61 22.36 21.00 19.41 17.32 17.32 16.62 15.73 15.73
Page 95 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
329 376 522 350 368 247 140 124 78 39 36 26 21 21 15 11 11 8 0 1 2,723
F
329 705 1,227 1,577 1,945 2,192 2,332 2,456 2,534 2,573 2,609 2,635 2,656 2,677 2,692 2,703 2,714 2,722 2,722 2,723
BAND
CUM.
12.08 12.08 13.81 25.89 19.17 45.06 12.85 57.91 13.51 71.43 9.07 80.50 5.14 85.64 4.55 90.19 2.86 93.06 1.43 94.49 1.32 95.81 0.95 96.77 0.77 97.54 0.77 98.31 0.55 98.86 0.40 99.27 0.40 99.67 0.29 99.96 0.00 99.96 0.04 100.00
PERCENTAGE rp
411.74 158.33 407.80 426.07 749.29 739.51 593.03 667.11 676.04 315.97 270.77 237.88 253.02 204.31 283.79 92.58 288.56 138.16 0.00 2.46 6,916.44
RP
411.74 570.07 977.87 1,403.95 2,153.24 2,892.75 3,485.78 4,152.89 4,828.93 5,144.90 5,415.68 5,653.55 5,906.57 6,110.88 6,394.67 6,487.26 6,775.82 6,913.98 6,913.98 6,916.44
BAND
5.95 2.29 5.90 6.16 10.83 10.69 8.57 9.65 9.77 4.57 3.91 3.44 3.66 2.95 4.10 1.34 4.17 2.00 0.00 0.04
CUM.
5.95 8.24 14.14 20.30 31.13 41.82 50.40 60.04 69.82 74.39 78.30 81.74 85.40 88.35 92.46 93.79 97.97 99.96 99.96 100.00
PERCENTAGE f
F
4 1 3 3 0 0 0 0 1 0 1 0 0 1 0 0 0 0 0 0 14
4 5 8 11 11 11 11 11 12 12 13 13 13 14 14 14 14 14 14 14
BAND
28.57 7.14 21.43 21.43 0.00 0.00 0.00 0.00 7.14 0.00 7.14 0.00 0.00 7.14 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
28.57 35.71 57.14 78.57 78.57 78.57 78.57 78.57 85.71 85.71 92.86 92.86 92.86 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
1,788.19 50.63 402.75 209.40 0.00 0.00 0.00 0.00 1,343.83 0.00 2,456.78 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 6,261.57
RP
1,788.19 1,838.82 2,241.57 2,450.97 2,450.97 2,450.97 2,450.97 2,450.97 3,794.80 3,794.80 6,251.58 6,251.58 6,251.58 6,261.57 6,261.57 6,261.57 6,261.57 6,261.57 6,261.57 6,261.57
BAND
28.56 0.81 6.43 3.34 0.00 0.00 0.00 0.00 21.46 0.00 39.24 0.00 0.00 0.16 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
28.56 29.37 35.80 39.14 39.14 39.14 39.14 39.14 60.60 60.60 99.84 99.84 99.84 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
434.30 31.98 98.76 49.15 0.00 0.00 0.00 0.00 198.78 0.00 907.33 0.00 0.00 4.89 0.00 0.00 0.00 0.00 0.00 0.00
CUM
434.30 322.56 229.23 174.58 113.83 84.73 70.31 59.02 78.58 73.76 115.43 110.58 105.84 102.47 97.92 96.52 92.41 90.56 90.56 90.53 90.53
Page 96 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
46 71 73 38 69 36 44 52 27 17 8 7 7 2 1 0 0 0 0 0 498
BAND
46 117 190 228 297 333 377 429 456 473 481 488 495 497 498 498 498 498 498 498
9.24 14.26 14.66 7.63 13.86 7.23 8.84 10.44 5.42 3.41 1.61 1.41 1.41 0.40 0.20 0.00 0.00 0.00 0.00 0.00
CUM.
9.24 23.49 38.15 45.78 59.64 66.87 75.70 86.14 91.57 94.98 96.59 97.99 99.40 99.80 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
9.22 23.22 53.48 47.84 157.76 105.71 174.21 317.71 207.51 134.15 45.18 65.97 100.29 20.40 30.40 0.00 0.00 0.00 0.00 0.00 1,493.03
RP
9.22 32.44 85.92 133.76 291.51 397.22 571.43 889.14 1,096.64 1,230.80 1,275.98 1,341.94 1,442.24 1,462.64 1,493.03 1,493.03 1,493.03 1,493.03 1,493.03 1,493.03
BAND
0.62 1.56 3.58 3.20 10.57 7.08 11.67 21.28 13.90 8.99 3.03 4.42 6.72 1.37 2.04 0.00 0.00 0.00 0.00 0.00
CUM.
0.62 2.17 5.75 8.96 19.52 26.61 38.27 59.55 73.45 82.44 85.46 89.88 96.60 97.96 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 2
BAND
0 0 0 0 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2
0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 121.80 0.00 0.00 0.00 0.00 32.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 154.77
RP
0.00 0.00 0.00 0.00 121.80 121.80 121.80 121.80 121.80 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77 154.77
BAND
0.00 0.00 0.00 0.00 78.70 0.00 0.00 0.00 0.00 21.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 78.70 78.70 78.70 78.70 78.70 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 77.21 0.00 0.00 0.00 0.00 24.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 41.78 30.66 21.31 13.70 11.11 12.57 12.13 11.53 10.73 10.58 10.37 10.37 10.37 10.37 10.37 10.37 10.37
Page 97 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
103 138 164 81 122 67 42 47 15 4 11 12 9 7 5 3 6 1 2 0 839
F
BAND
103 241 405 486 608 675 717 764 779 783 794 806 815 822 827 830 836 837 839 839
CUM.
12.28 12.28 16.45 28.72 19.55 48.27 9.65 57.93 14.54 72.47 7.99 80.45 5.01 85.46 5.60 91.06 1.79 92.85 0.48 93.33 1.31 94.64 1.43 96.07 1.07 97.14 0.83 97.97 0.60 98.57 0.36 98.93 0.72 99.64 0.12 99.76 0.24 100.00 0.00 100.00
PERCENTAGE rp
14.13 38.10 105.76 84.86 246.03 178.34 153.39 234.02 134.25 35.56 103.03 103.68 74.55 59.78 130.76 50.68 93.19 18.00 73.08 0.00 1,931.20
RP
14.13 52.24 158.00 242.86 488.89 667.23 820.61 1,054.63 1,188.88 1,224.44 1,327.47 1,431.16 1,505.70 1,565.48 1,696.24 1,746.93 1,840.12 1,858.12 1,931.20 1,931.20
BAND
0.73 1.97 5.48 4.39 12.74 9.23 7.94 12.12 6.95 1.84 5.34 5.37 3.86 3.10 6.77 2.62 4.83 0.93 3.78 0.00
CUM.
0.73 2.70 8.18 12.58 25.32 34.55 42.49 54.61 61.56 63.40 68.74 74.11 77.97 81.06 87.83 90.46 95.28 96.22 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
PERCENTAGE
CUM.
rp
0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 0.00 0.00 0.00 89.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 89.62
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 89.62 100.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00 89.62 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 36.43 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 18.33 13.43 10.92 8.50 7.54 7.32 6.75 6.26 5.95 5.72 5.28 5.13 4.87 4.82 4.64 4.64 4.64
Page 98 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
7,679 8,370 9,811 5,547 4,891 2,120 1,436 1,069 713 407 403 486 369 484 320 537 491 211 203 50 45,597
F
7,679 16,049 25,860 31,407 36,298 38,418 39,854 40,923 41,636 42,043 42,446 42,932 43,301 43,785 44,105 44,642 45,133 45,344 45,547 45,597
BAND
CUM.
16.84 16.84 18.36 35.20 21.52 56.71 12.17 68.88 10.73 79.61 4.65 84.26 3.15 87.40 2.34 89.75 1.56 91.31 0.89 92.21 0.88 93.09 1.07 94.16 0.81 94.96 1.06 96.03 0.70 96.73 1.18 97.91 1.08 98.98 0.46 99.45 0.45 99.89 0.11 100.00
PERCENTAGE rp
3,377.77 1,499.15 3,238.80 3,240.19 4,576.59 3,036.81 2,868.59 3,059.45 2,765.67 1,955.45 1,990.38 3,056.46 3,718.97 4,460.40 4,179.25 9,169.59 11,784.21 7,087.23 9,770.73 4,809.51 89,645.19
RP
3,377.77 4,876.92 8,115.72 11,355.91 15,932.50 18,969.31 21,837.90 24,897.35 27,663.01 29,618.46 31,608.84 34,665.30 38,384.27 42,844.67 47,023.92 56,193.51 67,977.72 75,064.95 84,835.68 89,645.19
BAND
3.77 1.67 3.61 3.61 5.11 3.39 3.20 3.41 3.09 2.18 2.22 3.41 4.15 4.98 4.66 10.23 13.15 7.91 10.90 5.37
PERCENTAGE
CUM.
f
3.77 5.44 9.05 12.67 17.77 21.16 24.36 27.77 30.86 33.04 35.26 38.67 42.82 47.79 52.46 62.68 75.83 83.74 94.63 100.00
20 6 10 13 13 4 6 9 7 3 7 8 16 8 6 28 24 13 11 0 212
F
20 26 36 49 62 66 72 81 88 91 98 106 122 130 136 164 188 201 212 212
BAND
9.43 2.83 4.72 6.13 6.13 1.89 2.83 4.25 3.30 1.42 3.30 3.77 7.55 3.77 2.83 13.21 11.32 6.13 5.19 0.00
CUM.
9.43 12.26 16.98 23.11 29.25 31.13 33.96 38.21 41.51 42.92 46.23 50.00 57.55 61.32 64.15 77.36 88.68 94.81 100.00 100.00
PERCENTAGE rp
321.98 259.30 469.93 973.91 1,416.87 1,705.48 1,164.03 815.22 5,745.71 50.63 1,074.61 1,024.74 17,558.31 2,945.61 83.96 21,436.27 743.08 3,037.19 796.82 0.00 61,623.67
RP
321.98 581.28 1,051.22 2,025.12 3,441.99 5,147.47 6,311.49 7,126.71 12,872.43 12,923.06 13,997.67 15,022.41 32,580.72 35,526.34 35,610.30 57,046.56 57,789.65 60,826.84 61,623.67 61,623.67
BAND
CUM.
0.52 0.52 0.42 0.94 0.76 1.71 1.58 3.29 2.30 5.59 2.77 8.35 1.89 10.24 1.32 11.56 9.32 20.89 0.08 20.97 1.74 22.71 1.66 24.38 28.49 52.87 4.78 57.65 0.14 57.79 34.79 92.57 1.21 93.78 4.93 98.71 1.29 100.00 0.00 100.00
PERCENTAGE BAND
CUM
9.53 17.30 14.51 30.06 30.96 56.16 40.58 26.65 207.75 2.59 53.99 33.53 472.13 66.04 2.01 233.78 6.31 42.85 8.16 0.00
9.53 11.92 12.95 17.83 21.60 27.14 28.90 28.62 46.53 43.63 44.28 43.34 84.88 82.92 75.73 101.52 85.01 81.03 72.64 68.74 68.74
Page 99 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
273 283 325 147 157 85 71 36 22 9 7 6 7 8 3 4 5 2 0 1
273 556 881 1,028 1,185 1,270 1,341 1,377 1,399 1,408 1,415 1,421 1,428 1,436 1,439 1,443 1,448 1,450 1,450 1,451
1,451
BAND
CUM.
18.81 18.81 19.50 38.32 22.40 60.72 10.13 70.85 10.82 81.67 5.86 87.53 4.89 92.42 2.48 94.90 1.52 96.42 0.62 97.04 0.48 97.52 0.41 97.93 0.48 98.41 0.55 98.97 0.21 99.17 0.28 99.45 0.34 99.79 0.14 99.93 0.00 99.93 0.07 100.00
PERCENTAGE rp
75.60 53.22 153.00 121.12 206.54 159.93 198.41 98.33 112.13 36.38 68.26 25.68 46.32 87.57 8.83 40.20 90.69 65.86 0.00 2.43 1,650.48
RP
75.60 128.82 281.81 402.94 609.47 769.40 967.81 1,066.14 1,178.26 1,214.65 1,282.90 1,308.58 1,354.90 1,442.47 1,451.30 1,491.50 1,582.18 1,648.05 1,648.05 1,650.48
BAND
4.58 3.22 9.27 7.34 12.51 9.69 12.02 5.96 6.79 2.20 4.14 1.56 2.81 5.31 0.53 2.44 5.49 3.99 0.00 0.15
CUM.
4.58 7.80 17.07 24.41 36.93 46.62 58.64 64.60 71.39 73.59 77.73 79.29 82.09 87.40 87.93 90.37 95.86 99.85 99.85 100.00
PERCENTAGE f
F
0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3
BAND
0 0 0 1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3
0.00 0.00 0.00 33.33 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 73.52 35.20 34.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 142.84
RP
0.00 0.00 0.00 73.52 108.72 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84 142.84
BAND
0.00 0.00 0.00 51.47 24.64 23.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 51.47 76.11 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 60.70 17.04 21.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 18.25 17.84 18.57 14.76 13.40 12.12 11.76 11.13 10.92 10.54 9.90 9.84 9.58 9.03 8.67 8.67 8.65 8.65
Page 100 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
655 520 301 134 155 78 67 36 32 17 13 5 7 2 3 2 2 0 1 1
655 1,175 1,476 1,610 1,765 1,843 1,910 1,946 1,978 1,995 2,008 2,013 2,020 2,022 2,025 2,027 2,029 2,029 2,030 2,031
2,031
BAND
CUM.
32.25 32.25 25.60 57.85 14.82 72.67 6.60 79.27 7.63 86.90 3.84 90.74 3.30 94.04 1.77 95.81 1.58 97.39 0.84 98.23 0.64 98.87 0.25 99.11 0.34 99.46 0.10 99.56 0.15 99.70 0.10 99.80 0.10 99.90 0.00 99.90 0.05 99.95 0.05 100.00
PERCENTAGE rp
42.18 79.23 116.99 93.97 182.08 176.40 149.85 133.30 208.82 58.93 69.75 41.28 79.24 23.41 63.27 29.50 11.59 0.00 30.63 0.56 1,591.00
RP
42.18 121.41 238.40 332.37 514.45 690.85 840.71 974.01 1,182.83 1,241.76 1,311.51 1,352.79 1,432.03 1,455.44 1,518.71 1,548.21 1,559.80 1,559.80 1,590.44 1,591.00
BAND
2.65 4.98 7.35 5.91 11.44 11.09 9.42 8.38 13.12 3.70 4.38 2.59 4.98 1.47 3.98 1.85 0.73 0.00 1.93 0.04
CUM.
2.65 7.63 14.98 20.89 32.34 43.42 52.84 61.22 74.35 78.05 82.43 85.03 90.01 91.48 95.46 97.31 98.04 98.04 99.96 100.00
PERCENTAGE f
F
1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3
BAND
1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3
33.33 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.98 11.97 5.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.31
RP
0.98 12.96 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31 18.31
BAND
5.36 65.39 29.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
5.36 70.75 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
2.33 15.11 4.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
2.33 10.67 7.68 5.51 3.56 2.65 2.18 1.88 1.55 1.47 1.40 1.35 1.28 1.26 1.21 1.18 1.17 1.17 1.15 1.15 1.15
Page 101 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,232 1,570 2,076 1,476 1,461 625 373 337 137 105 64 74 55 90 45 77 77 37 48 13 9,972
F
1,232 2,802 4,878 6,354 7,815 8,440 8,813 9,150 9,287 9,392 9,456 9,530 9,585 9,675 9,720 9,797 9,874 9,911 9,959 9,972
BAND
CUM.
12.35 12.35 15.74 28.10 20.82 48.92 14.80 63.72 14.65 78.37 6.27 84.64 3.74 88.38 3.38 91.76 1.37 93.13 1.05 94.18 0.64 94.83 0.74 95.57 0.55 96.12 0.90 97.02 0.45 97.47 0.77 98.25 0.77 99.02 0.37 99.39 0.48 99.87 0.13 100.00
PERCENTAGE rp
814.92 280.36 990.42 1,401.82 2,218.72 1,281.27 970.37 1,355.28 547.07 552.30 526.23 618.00 533.40 893.34 441.50 1,274.39 2,023.41 1,391.64 1,535.81 190.96 19,841.22
RP
814.92 1,095.27 2,085.69 3,487.51 5,706.23 6,987.50 7,957.87 9,313.15 9,860.23 10,412.53 10,938.76 11,556.76 12,090.16 12,983.51 13,425.01 14,699.40 16,722.81 18,114.46 19,650.26 19,841.22
BAND
4.11 1.41 4.99 7.07 11.18 6.46 4.89 6.83 2.76 2.78 2.65 3.11 2.69 4.50 2.23 6.42 10.20 7.01 7.74 0.96
CUM.
4.11 5.52 10.51 17.58 28.76 35.22 40.11 46.94 49.70 52.48 55.13 58.25 60.93 65.44 67.66 74.09 84.28 91.30 99.04 100.00
PERCENTAGE f
F
2 1 1 0 4 7 3 0 2 1 4 3 1 5 3 1 7 0 2 0 47
2 3 4 4 8 15 18 18 20 21 25 28 29 34 37 38 45 45 47 47
BAND
4.26 2.13 2.13 0.00 8.51 14.89 6.38 0.00 4.26 2.13 8.51 6.38 2.13 10.64 6.38 2.13 14.89 0.00 4.26 0.00
CUM.
4.26 6.38 8.51 8.51 17.02 31.91 38.30 38.30 42.55 44.68 53.19 59.57 61.70 72.34 78.72 80.85 95.74 95.74 100.00 100.00
PERCENTAGE rp
613.70 83.00 114.08 0.00 43.89 320.22 28.75 0.00 1,857.45 1.03 34.54 147.33 125.39 8,170.97 61.74 5,491.26 1,151.06 0.00 34.11 0.00 18,278.51
RP
613.70 696.70 810.78 810.78 854.67 1,174.89 1,203.64 1,203.64 3,061.09 3,062.12 3,096.66 3,243.98 3,369.38 11,540.34 11,602.08 17,093.34 18,244.40 18,244.40 18,278.51 18,278.51
BAND
CUM.
3.36 3.36 0.45 3.81 0.62 4.44 0.00 4.44 0.24 4.68 1.75 6.43 0.16 6.59 0.00 6.59 10.16 16.75 0.01 16.75 0.19 16.94 0.81 17.75 0.69 18.43 44.70 63.14 0.34 63.47 30.04 93.52 6.30 99.81 0.00 99.81 0.19 100.00 0.00 100.00
PERCENTAGE BAND
75.31 29.61 11.52 0.00 1.98 24.99 2.96 0.00 339.52 0.19 6.56 23.84 23.51 914.65 13.98 430.89 56.89 0.00 2.22 0.00
CUM
75.31 63.61 38.87 23.25 14.98 16.81 15.13 12.92 31.04 29.41 28.31 28.07 27.87 88.88 86.42 116.29 109.10 100.72 93.02 92.12 92.12
Page 102 of 204
RISK AND LOSS PROFILE 2006
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
DATA POSITION FROM
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
157,808 142,492 166,449 99,656 107,524 53,454 38,540 30,091 16,841 9,394 7,392 8,891 5,799 7,440 4,791 7,332 6,406 3,066 3,215 1,060 877,641
F
157,808 300,300 466,749 566,405 673,929 727,383 765,923 796,014 812,855 822,249 829,641 838,532 844,331 851,771 856,562 863,894 870,300 873,366 876,581 877,641
BAND
CUM.
17.98 17.98 16.24 34.22 18.97 53.18 11.35 64.54 12.25 76.79 6.09 82.88 4.39 87.27 3.43 90.70 1.92 92.62 1.07 93.69 0.84 94.53 1.01 95.54 0.66 96.20 0.85 97.05 0.55 97.60 0.84 98.43 0.73 99.16 0.35 99.51 0.37 99.88 0.12 100.00
PERCENTAGE rp
62,310.54 32,223.92 65,321.03 61,068.37 102,540.92 74,073.10 73,558.93 76,032.66 55,668.22 34,948.91 35,263.95 49,668.87 39,367.26 63,381.67 47,114.76 142,624.25 108,216.89 64,489.38 87,271.44 45,144.86
RP
62,310.54 94,534.47 159,855.49 220,923.86 323,464.78 397,537.88 471,096.81 547,129.46 602,797.69 637,746.60 673,010.54 722,679.41 762,046.68 825,428.35 872,543.10 1,015,167.35 1,123,384.24 1,187,873.62 1,275,145.05 1,320,289.91
1,320,289.91
BAND
CUM.
4.72 4.72 2.44 7.16 4.95 12.11 4.63 16.73 7.77 24.50 5.61 30.11 5.57 35.68 5.76 41.44 4.22 45.66 2.65 48.30 2.67 50.97 3.76 54.74 2.98 57.72 4.80 62.52 3.57 66.09 10.80 76.89 8.20 85.09 4.88 89.97 6.61 96.58 3.42 100.00
PERCENTAGE f
740 275 405 409 577 370 328 344 200 173 126 213 142 254 168 396 451 363 499 283 6,716
F
740 1,015 1,420 1,829 2,406 2,776 3,104 3,448 3,648 3,821 3,947 4,160 4,302 4,556 4,724 5,120 5,571 5,934 6,433 6,716
BAND
CUM.
11.02 11.02 4.09 15.11 6.03 21.14 6.09 27.23 8.59 35.82 5.51 41.33 4.88 46.22 5.12 51.34 2.98 54.32 2.58 56.89 1.88 58.77 3.17 61.94 2.11 64.06 3.78 67.84 2.50 70.34 5.90 76.24 6.72 82.95 5.41 88.36 7.43 95.79 4.21 100.00
PERCENTAGE rp
369,067.33 15,717.76 19,536.02 33,487.66 45,625.85 40,827.83 43,683.33 37,672.82 53,556.07 23,894.72 45,510.78 92,418.68 40,202.48 93,609.29 67,223.06 176,536.30 410,607.16 236,165.98 427,631.26 324,144.95 2,597,119.35
RP
369,067.33 384,785.09 404,321.12 437,808.77 483,434.63 524,262.45 567,945.78 605,618.60 659,174.67 683,069.39 728,580.18 820,998.86 861,201.35 954,810.63 1,022,033.69 1,198,569.99 1,609,177.15 1,845,343.13 2,272,974.39 2,597,119.35
BAND
CUM.
14.21 14.21 0.61 14.82 0.75 15.57 1.29 16.86 1.76 18.61 1.57 20.19 1.68 21.87 1.45 23.32 2.06 25.38 0.92 26.30 1.75 28.05 3.56 31.61 1.55 33.16 3.60 36.76 2.59 39.35 6.80 46.15 15.81 61.96 9.09 71.05 16.47 87.52 12.48 100.00
PERCENTAGE BAND
592.30 48.78 29.91 54.84 44.50 55.12 59.39 49.55 96.21 68.37 129.06 186.07 102.12 147.69 142.68 123.78 379.43 366.21 490.00 718.01
CUM
592.30 407.03 252.93 198.17 149.46 131.88 120.56 110.69 109.35 107.11 108.26 113.60 113.01 115.67 117.13 118.07 143.24 155.35 178.25 196.71 196.71
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 1.411.869.700,45, - Freq. Klaim 340 ( Data not Include Claim Fire no Policy Rp. 1.411.869.700,45 - Freq Claim 340 )
Page 103 of 204
RISK AND LOSS PROFILE 2006 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2006
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
136,709 135,359 154,384 90,160 93,586 43,991 30,267 21,768 11,385 5,887 4,486 4,867 3,068 3,591 2,084 2,762 2,012 757 711 246 748,080
F
136,709 272,068 426,452 516,612 610,198 654,189 684,456 706,224 717,609 723,496 727,982 732,849 735,917 739,508 741,592 744,354 746,366 747,123 747,834 748,080
BAND
CUM.
18.27 18.27 18.09 36.37 20.64 57.01 12.05 69.06 12.51 81.57 5.88 87.45 4.05 91.50 2.91 94.40 1.52 95.93 0.79 96.71 0.60 97.31 0.65 97.96 0.41 98.37 0.48 98.85 0.28 99.13 0.37 99.50 0.27 99.77 0.10 99.87 0.10 99.97 0.03 100.00
PERCENTAGE rp
38,337.30 30,858.80 62,276.73 58,645.68 94,219.22 65,766.01 62,792.44 62,037.73 43,421.72 26,325.90 25,461.58 34,288.00 25,716.37 37,935.89 26,417.13 49,644.89 47,214.17 18,618.11 30,550.67 8,614.03 849,142.37
RP
38,337.30 69,196.10 131,472.83 190,118.52 284,337.73 350,103.74 412,896.19 474,933.92 518,355.64 544,681.54 570,143.12 604,431.12 630,147.48 668,083.37 694,500.50 744,145.39 791,359.55 809,977.67 840,528.34 849,142.37
BAND
4.51 3.63 7.33 6.91 11.10 7.74 7.39 7.31 5.11 3.10 3.00 4.04 3.03 4.47 3.11 5.85 5.56 2.19 3.60 1.01
PERCENTAGE
CUM.
f
4.51 8.15 15.48 22.39 33.49 41.23 48.63 55.93 61.04 64.14 67.14 71.18 74.21 78.68 81.79 87.63 93.20 95.39 98.99 100.00
300 202 224 228 264 158 151 168 88 51 60 111 57 112 52 137 122 79 82 39 2,685
F
300 502 726 954 1,218 1,376 1,527 1,695 1,783 1,834 1,894 2,005 2,062 2,174 2,226 2,363 2,485 2,564 2,646 2,685
BAND
CUM.
11.17 11.17 7.52 18.70 8.34 27.04 8.49 35.53 9.83 45.36 5.88 51.25 5.62 56.87 6.26 63.13 3.28 66.41 1.90 68.31 2.23 70.54 4.13 74.67 2.12 76.80 4.17 80.97 1.94 82.91 5.10 88.01 4.54 92.55 2.94 95.49 3.05 98.55 1.45 100.00
PERCENTAGE rp
137,697.59 14,107.24 13,365.24 26,262.12 23,868.75 29,165.74 31,977.31 20,945.73 19,077.10 9,176.15 21,468.74 24,875.47 26,071.76 52,303.62 20,506.44 55,770.09 137,886.76 39,687.05 21,290.80 122,540.60 848,044.30
RP
137,697.59 151,804.83 165,170.07 191,432.19 215,300.94 244,466.68 276,443.99 297,389.72 316,466.82 325,642.97 347,111.71 371,987.18 398,058.94 450,362.56 470,869.01 526,639.10 664,525.85 704,212.90 725,503.70 848,044.30
BAND
16.24 1.66 1.58 3.10 2.81 3.44 3.77 2.47 2.25 1.08 2.53 2.93 3.07 6.17 2.42 6.58 16.26 4.68 2.51 14.45
CUM.
PERCENTAGE BAND
16.24 359.17 17.90 45.72 19.48 21.46 22.57 44.78 25.39 25.33 28.83 44.35 32.60 50.93 35.07 33.76 37.32 43.93 38.40 34.86 40.93 84.32 43.86 72.55 46.94 101.38 53.11 137.87 55.52 77.63 62.10 112.34 78.36 292.05 83.04 213.16 85.55 69.69 100.00 1,422.57
CUM
359.17 219.38 125.63 100.69 75.72 69.83 66.95 62.62 61.05 59.79 60.88 61.54 63.17 67.41 67.80 70.77 83.97 86.94 86.32 99.87 99.87
Page 104 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2006
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
14,285 4,607 7,712 6,265 9,056 6,168 5,530 5,414 3,489 2,179 1,768 2,385 1,632 2,401 1,553 2,750 2,638 1,398 1,421 426 83,077
F
14,285 18,892 26,604 32,869 41,925 48,093 53,623 59,037 62,526 64,705 66,473 68,858 70,490 72,891 74,444 77,194 79,832 81,230 82,651 83,077
BAND
CUM.
17.19 17.19 5.55 22.74 9.28 32.02 7.54 39.56 10.90 50.47 7.42 57.89 6.66 64.55 6.52 71.06 4.20 75.26 2.62 77.89 2.13 80.01 2.87 82.88 1.96 84.85 2.89 87.74 1.87 89.61 3.31 92.92 3.18 96.09 1.68 97.78 1.71 99.49 0.51 100.00
PERCENTAGE rp
13,071.51 962.39 2,189.79 1,330.32 6,019.77 5,850.93 8,156.69 10,252.07 8,881.26 7,798.30 7,202.45 10,391.28 9,752.75 18,861.78 14,525.71 36,596.96 39,196.88 31,028.92 34,287.13 14,526.36 280,883.25
RP
13,071.51 14,033.90 16,223.69 17,554.02 23,573.78 29,424.71 37,581.40 47,833.47 56,714.73 64,513.03 71,715.48 82,106.76 91,859.51 110,721.29 125,247.00 161,843.96 201,040.84 232,069.76 266,356.89 280,883.25
BAND
4.65 0.34 0.78 0.47 2.14 2.08 2.90 3.65 3.16 2.78 2.56 3.70 3.47 6.72 5.17 13.03 13.95 11.05 12.21 5.17
PERCENTAGE
CUM.
f
4.65 5.00 5.78 6.25 8.39 10.48 13.38 17.03 20.19 22.97 25.53 29.23 32.70 39.42 44.59 57.62 71.57 82.62 94.83 100.00
423 69 175 176 307 207 173 167 109 118 63 101 80 131 112 255 319 273 401 239 3,898
F
423 492 667 843 1,150 1,357 1,530 1,697 1,806 1,924 1,987 2,088 2,168 2,299 2,411 2,666 2,985 3,258 3,659 3,898
BAND
CUM.
10.85 10.85 1.77 12.62 4.49 17.11 4.52 21.63 7.88 29.50 5.31 34.81 4.44 39.25 4.28 43.54 2.80 46.33 3.03 49.36 1.62 50.97 2.59 53.57 2.05 55.62 3.36 58.98 2.87 61.85 6.54 68.39 8.18 76.58 7.00 83.58 10.29 93.87 6.13 100.00
PERCENTAGE rp
RP
228,502.41 228,502.41 1,579.87 230,082.28 4,936.61 235,018.90 6,676.37 241,695.26 21,606.37 263,301.63 11,205.15 274,506.78 11,645.89 286,152.67 16,437.40 302,590.08 34,399.53 336,989.60 14,649.51 351,639.12 23,720.14 375,359.26 67,263.47 442,622.73 14,016.96 456,639.69 39,761.62 496,401.31 45,488.55 541,889.86 120,379.16 662,269.02 271,879.57 934,148.59 192,151.48 1,126,300.07 385,424.25 1,511,724.32 200,840.25 1,712,564.57 1,712,564.57
BAND
13.34 0.09 0.29 0.39 1.26 0.65 0.68 0.96 2.01 0.86 1.39 3.93 0.82 2.32 2.66 7.03 15.88 11.22 22.51 11.73
CUM.
PERCENTAGE BAND
CUM
13.34 1,748.09 1,748.09 13.43 164.16 1,639.48 13.72 225.44 1,448.62 14.11 501.86 1,376.87 15.37 358.92 1,116.93 16.03 191.51 932.91 16.71 142.78 761.42 17.67 160.33 632.59 19.68 387.33 594.18 20.53 187.86 545.07 21.92 329.33 523.40 25.85 647.31 539.08 26.66 143.72 497.11 28.99 210.81 448.33 31.64 313.16 432.66 38.67 328.93 409.20 54.55 693.63 464.66 65.77 619.27 485.33 88.27 1,124.11 567.56 100.00 1,382.59 609.71 609.71
Page 105 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2006
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
24 8 10 7 10 7 6 8 10 7 7 227 13 16 26 52 57 22 36 10
24 32 42 49 59 66 72 80 90 97 104 331 344 360 386 438 495 517 553 563
563
BAND
CUM.
4.26 4.26 1.42 5.68 1.78 7.46 1.24 8.70 1.78 10.48 1.24 11.72 1.07 12.79 1.42 14.21 1.78 15.99 1.24 17.23 1.24 18.47 40.32 58.79 2.31 61.10 2.84 63.94 4.62 68.56 9.24 77.80 10.12 87.92 3.91 91.83 6.39 98.22 1.78 100.00
PERCENTAGE rp
78.43 1.37 2.92 87.80 5.62 5.89 54.66 6.68 20.53 20.72 16.60 979.29 72.90 2.33 44.06 173.69 490.62 125.18 823.14 79.00 2,889.32
RP
78.43 79.80 82.72 170.52 176.14 182.03 127.38 134.06 154.58 175.30 191.90 1,171.19 1,244.09 1,241.76 1,197.70 1,371.39 1,862.01 1,987.19 2,810.32 2,889.32
BAND
2.71 0.05 0.10 3.04 0.19 0.20 1.89 0.23 0.71 0.72 0.57 33.89 2.52 0.08 1.53 6.01 16.98 4.33 28.49 2.73 1
CUM.
2.71 2.76 2.86 5.90 6.10 6.30 4.41 4.64 5.35 6.07 6.64 40.54 43.06 42.98 41.45 47.46 64.44 68.78 97.27 00.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 0 2 9 3 16
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 2 4 13 16
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.50 12.50 0.00 12.50 12.50 25.00 56.25 81.25 18.75 100.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 168.69 168.69 0.00 168.69 1,109.11 1,277.80 16,086.59 17,364.39 498.66 17,863.04 17,863.04
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.94 0.00 6.21 90.06 2.79
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.94 0.94 7.15 97.21 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 97.12 0.00 886.05 1,954.31 631.24
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.30 9.06 64.30 617.88 618.24 618.24
Page 106 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2006
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,790 2,518 4,343 3,224 4,872 3,288 2,737 2,901 1,957 1,321 1,131 1,412 1,086 1,432 1,128 1,768 1,699 889 1,047 378 45,921
F
6,790 9,308 13,651 16,875 21,747 25,035 27,772 30,673 32,630 33,951 35,082 36,494 37,580 39,012 40,140 41,908 43,607 44,496 45,543 45,921
BAND
14.79 5.48 9.46 7.02 10.61 7.16 5.96 6.32 4.26 2.88 2.46 3.07 2.36 3.12 2.46 3.85 3.70 1.94 2.28 0.82
CUM.
14.79 20.27 29.73 36.75 47.36 54.52 60.48 66.80 71.06 73.93 76.40 79.47 81.84 84.95 87.41 91.26 94.96 96.90 99.18 100.00
PERCENTAGE rp
10,823.30 401.37 851.58 1,004.56 2,296.31 2,450.27 2,664.45 3,736.17 3,344.72 803.98 2,583.32 4,010.30 3,825.25 6,586.33 6,215.98 56,208.71 21,315.21 14,717.17 21,610.50 21,925.47 187,374.97
RP
10,823.30 11,224.66 12,076.25 13,080.81 15,377.12 17,827.39 20,491.84 24,228.02 27,572.73 28,376.72 30,960.04 34,970.34 38,795.59 45,381.93 51,597.90 107,806.61 129,121.83 143,839.00 165,449.50 187,374.97
BAND
5.78 0.21 0.45 0.54 1.23 1.31 1.42 1.99 1.79 0.43 1.38 2.14 2.04 3.52 3.32 30.00 11.38 7.85 11.53 11.70
PERCENTAGE
CUM.
f
F
5.78 5.99 6.44 6.98 8.21 9.51 10.94 12.93 14.72 15.14 16.52 18.66 20.70 24.22 27.54 57.54 68.91 76.77 88.30 100.00
17 4 6 5 6 5 4 9 3 4 3 1 5 11 4 2 10 9 7 2
17 21 27 32 38 43 47 56 59 63 66 67 72 83 87 89 99 108 115 117
117
BAND
CUM.
14.53 14.53 3.42 17.95 5.13 23.08 4.27 27.35 5.13 32.48 4.27 36.75 3.42 40.17 7.69 47.86 2.56 50.43 3.42 53.85 2.56 56.41 0.85 57.26 4.27 61.54 9.40 70.94 3.42 74.36 1.71 76.07 8.55 84.62 7.69 92.31 5.98 98.29 1.71 100.00
PERCENTAGE rp
2,867.34 30.64 1,234.17 549.17 150.74 456.93 60.13 289.68 79.44 69.06 321.90 279.75 113.76 1,544.05 1,228.07 218.36 840.83 3,218.34 4,829.63 265.45 18,647.44
RP
2,867.34 2,897.98 4,132.15 4,681.32 4,832.06 5,288.98 5,349.12 5,638.80 5,718.25 5,787.30 6,109.21 6,388.95 6,502.71 8,046.76 9,274.83 9,493.19 10,334.02 13,552.36 18,381.99 18,647.44
BAND
15.38 0.16 6.62 2.95 0.81 2.45 0.32 1.55 0.43 0.37 1.73 1.50 0.61 8.28 6.59 1.17 4.51 17.26 25.90 1.42
PERCENTAGE
CUM.
BAND
15.38 15.54 22.16 25.10 25.91 28.36 28.69 30.24 30.67 31.04 32.76 34.26 34.87 43.15 49.74 50.91 55.42 72.68 98.58 100.00
26.49 7.63 144.93 54.67 6.56 18.65 2.26 7.75 2.38 8.59 12.46 6.98 2.97 23.44 19.76 0.39 3.94 21.87 22.35 0.01
CUM
26.49 25.82 34.22 35.79 31.42 29.67 26.10 23.27 20.74 20.39 19.73 18.27 16.76 17.73 17.98 8.81 8.00 9.42 11.11 0.10 00.10
Page 107 of 204
RISK AND LOSS PROFILE 2006 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
188 28 48 31 59 32 38 33 28 24 20 38 30 35 32 55 85 56 73 55 988
F
188 216 264 295 354 386 424 457 485 509 529 567 597 632 664 719 804 860 933 988
BAND
CUM.
19.03 19.03 2.83 21.86 4.86 26.72 3.14 29.86 5.97 35.83 3.24 39.07 3.85 42.91 3.34 46.26 2.83 49.09 2.43 51.52 2.02 53.54 3.85 57.39 3.04 60.43 3.54 63.97 3.24 67.21 5.57 72.77 8.60 81.38 5.67 87.04 7.39 94.43 5.57 100.00
PERCENTAGE rp
785.31 5.09 13.38 136.74 41.65 28.76 64.13 84.57 58.59 54.70 103.99 168.23 154.62 222.28 262.40 1,003.87 1,657.49 815.94 1,321.57 1,282.25 8,265.57
RP
785.31 790.40 803.78 940.52 982.17 1,010.93 1,075.06 1,159.63 1,218.22 1,272.92 1,376.91 1,545.14 1,699.77 1,922.05 2,184.44 3,188.31 4,845.81 5,661.75 6,983.32 8,265.57
BAND
CUM.
9.50 9.50 0.06 9.56 0.16 9.72 1.65 11.38 0.50 11.88 0.35 12.23 0.78 13.01 1.02 14.03 0.71 14.74 0.66 15.40 1.26 16.66 2.04 18.69 1.87 20.56 2.69 23.25 3.17 26.43 12.15 38.57 20.05 58.63 9.87 68.50 15.99 84.49 15.51 100.00
PERCENTAGE f
F
BAND
18 0 0 0 0 0 0 0 0 1 0 0 0 1 3 5 8 3 6 4
18 18 18 18 18 18 18 18 18 19 19 19 19 20 23 28 36 39 45 49
36.73 36.73 0.00 36.73 0.00 36.73 0.00 36.73 0.00 36.73 0.00 36.73 0.00 36.73 0.00 36.73 0.00 36.73 2.04 38.78 0.00 38.78 0.00 38.78 0.00 38.78 2.04 40.82 6.12 46.94 10.20 57.14 16.33 73.47 6.12 79.59 12.24 91.84 8.16 100.00
49
CUM.
PERCENTAGE rp
13,540.47 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 688.95 0.00 0.00 0.00 107.19 574.54 4,360.16 37,173.13 2,232.13 3,133.96 1,562.00 63,372.54
RP
BAND
CUM.
13,540.47 21.37 21.37 13,540.47 0.00 21.37 13,540.47 0.00 21.37 13,540.47 0.00 21.37 13,540.47 0.00 21.37 13,540.47 0.00 21.37 13,540.47 0.00 21.37 13,540.47 0.00 21.37 13,540.47 0.00 21.37 14,229.42 1.09 22.45 14,229.42 0.00 22.45 14,229.42 0.00 22.45 14,229.42 0.00 22.45 14,336.61 0.17 22.62 14,911.16 0.91 23.53 19,271.32 6.88 30.41 56,444.45 58.66 89.07 58,676.57 3.52 92.59 61,810.54 4.95 97.54 63,372.54 2.46 100.00
PERCENTAGE BAND
1,724.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,259.56 0.00 0.00 0.00 48.22 218.96 434.33 2,242.73 273.56 237.14 121.82
CUM
1,724.22 1,713.12 1,684.60 1,439.68 1,378.63 1,339.41 1,259.51 1,167.66 1,111.49 1,117.86 1,033.43 920.91 837.14 745.90 682.61 604.44 1,164.81 1,036.37 885.12 766.71 766.71
Page 108 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
240 80 124 89 109 79 91 76 54 51 52 72 51 75 69 112 163 72 104 47 1,810
F
240 320 444 533 642 721 812 888 942 993 1,045 1,117 1,168 1,243 1,312 1,424 1,587 1,659 1,763 1,810
BAND
CUM.
13.26 13.26 4.42 17.68 6.85 24.53 4.92 29.45 6.02 35.47 4.36 39.83 5.03 44.86 4.20 49.06 2.98 52.04 2.82 54.86 2.87 57.73 3.98 61.71 2.82 64.53 4.14 68.67 3.81 72.49 6.19 78.67 9.01 87.68 3.98 91.66 5.75 97.40 2.60 100.00
PERCENTAGE rp
539.02 19.81 38.95 41.15 100.58 88.00 132.18 166.90 121.12 152.78 184.62 236.83 195.92 372.26 490.50 1,092.32 1,674.63 831.02 1,503.78 1,029.22 9,011.58
RP
539.02 558.83 597.77 638.92 739.50 827.50 959.68 1,126.59 1,247.70 1,400.49 1,585.10 1,821.93 2,017.85 2,390.11 2,880.61 3,972.93 5,647.56 6,478.58 7,982.36 9,011.58
BAND
5.98 0.22 0.43 0.46 1.12 0.98 1.47 1.85 1.34 1.70 2.05 2.63 2.17 4.13 5.44 12.12 18.58 9.22 16.69 11.42
CUM.
5.98 6.20 6.63 7.09 8.21 9.18 10.65 12.50 13.85 15.54 17.59 20.22 22.39 26.52 31.97 44.09 62.67 71.89 88.58 100.00
PERCENTAGE f
F
13 0 0 1 0 0 1 1 1 0 3 1 1 9 0 7 8 4 7 10 67
13 13 13 14 14 14 15 16 17 17 20 21 22 31 31 38 46 50 57 67
BAND
CUM.
PERCENTAGE rp
19.40 19.40 9,981.97 0.00 19.40 0.00 0.00 19.40 0.00 1.49 20.90 2.02 0.00 20.90 0.00 0.00 20.90 0.00 1.49 22.39 4.34 1.49 23.88 42.00 1.49 25.37 1.29 0.00 25.37 0.00 4.48 29.85 20.01 1.49 31.34 33.13 1.49 32.84 12.35 13.43 46.27 2,060.68 0.00 46.27 0.00 10.45 56.72 1,465.07 11.94 68.66 1,453.99 5.97 74.63 14,226.35 10.45 85.07 5,434.53 14.93 100.00 7,590.47 42,328.21
RP
9,981.97 9,981.97 9,981.97 9,983.99 9,983.99 9,983.99 9,988.33 10,030.33 10,031.62 10,031.62 10,051.63 10,084.75 10,097.11 12,157.79 12,157.79 13,622.86 15,076.85 29,303.20 34,737.74 42,328.21
BAND
23.58 0.00 0.00 0.00 0.00 0.00 0.01 0.10 0.00 0.00 0.05 0.08 0.03 4.87 0.00 3.46 3.44 33.61 12.84 17.93
CUM.
PERCENTAGE BAND
23.58 1,851.87 23.58 0.00 23.58 0.00 23.59 4.91 23.59 0.00 23.59 0.00 23.60 3.28 23.70 25.16 23.70 1.06 23.70 0.00 23.75 10.84 23.83 13.99 23.85 6.31 28.72 553.56 28.72 0.00 32.18 134.12 35.62 86.82 69.23 1,711.91 82.07 361.39 100.00 737.50
CUM
1,851.87 1,786.24 1,669.86 1,562.63 1,350.11 1,206.53 1,040.80 890.33 804.01 716.30 634.13 553.52 500.39 508.67 422.06 342.89 266.96 452.31 435.18 469.71 469.71
Page 109 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 22
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
Metals
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
711 304 428 333 514 423 390 498 334 258 211 303 263 391 270 553 573 373 366 124 7,620
F
711 1,015 1,443 1,776 2,290 2,713 3,103 3,601 3,935 4,193 4,404 4,707 4,970 5,361 5,631 6,184 6,757 7,130 7,496 7,620
BAND
CUM.
9.33 9.33 3.99 13.32 5.62 18.94 4.37 23.31 6.75 30.05 5.55 35.60 5.12 40.72 6.54 47.26 4.38 51.64 3.39 55.03 2.77 57.80 3.98 61.77 3.45 65.22 5.13 70.35 3.54 73.90 7.26 81.15 7.52 88.67 4.90 93.57 4.80 98.37 1.63 100.00
PERCENTAGE rp
2,767.73 101.50 195.11 170.57 412.33 407.21 575.02 904.03 859.00 816.77 905.50 1,375.54 1,346.01 2,492.21 2,305.82 5,917.69 7,881.48 5,254.37 7,037.52 1,590.67 43,316.09
RP
2,767.73 2,869.23 3,064.34 3,234.91 3,647.24 4,054.45 4,629.47 5,533.50 6,392.50 7,209.27 8,114.77 9,490.32 10,836.33 13,328.54 15,634.36 21,552.05 29,433.53 34,687.90 41,725.41 43,316.09
BAND
6.39 0.23 0.45 0.39 0.95 0.94 1.33 2.09 1.98 1.89 2.09 3.18 3.11 5.75 5.32 13.66 18.20 12.13 16.25 3.67
PERCENTAGE
CUM.
f
6.39 6.62 7.07 7.47 8.42 9.36 10.69 12.77 14.76 16.64 18.73 21.91 25.02 30.77 36.09 49.76 67.95 80.08 96.33 100.00
38 2 1 3 0 0 4 2 0 4 4 8 4 12 7 23 29 39 66 23 269
F
38 40 41 44 44 44 48 50 50 54 58 66 70 82 89 112 141 180 246 269
BAND
14.13 0.74 0.37 1.12 0.00 0.00 1.49 0.74 0.00 1.49 1.49 2.97 1.49 4.46 2.60 8.55 10.78 14.50 24.54 8.55
CUM.
PERCENTAGE rp
RP
14.13 86,295.21 86,295.21 14.87 242.33 86,537.54 15.24 58.35 86,595.90 16.36 977.44 87,573.33 16.36 0.00 87,573.33 16.36 0.00 87,573.33 17.84 520.25 88,093.58 18.59 486.25 87,607.33 18.59 0.00 87,607.33 20.07 25.84 87,633.16 21.56 2,002.17 89,635.34 24.54 1,994.08 91,629.41 26.02 917.02 92,546.43 30.48 7,784.40 100,330.83 33.09 1,974.97 102,305.80 41.64 30,098.31 132,404.12 52.42 30,510.44 162,914.55 66.91 33,180.80 196,095.36 91.45 148,776.18 344,871.54 100.00 30,121.12 374,992.66 374,992.66
BAND
CUM.
PERCENTAGE BAND
23.01 23.01 3,117.90 0.06 23.08 238.75 0.02 23.09 29.91 0.26 23.35 573.05 0.00 23.35 0.00 0.00 23.35 0.00 0.14 23.49 90.47 0.13 23.36 53.79 0.00 23.36 0.00 0.01 23.37 3.16 0.53 23.90 221.11 0.53 24.43 144.97 0.24 24.68 68.13 2.08 26.76 312.35 0.53 27.28 85.65 8.03 35.31 508.62 8.14 43.44 387.12 8.85 52.29 631.49 39.67 91.97 2,114.04 8.03 100.00 1,893.61
CUM
3,117.90 3,016.05 2,825.92 2,707.13 2,401.09 2,159.93 1,902.89 1,583.22 1,370.47 1,215.56 1,104.59 965.50 854.04 752.75 654.37 614.35 553.50 565.31 826.53 865.71 865.71
Page 110 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
967 269 392 617 723 588 578 704 469 388 389 436 357 530 404 663 656 295 352 162 9,939
F
967 1,236 1,628 2,245 2,968 3,556 4,134 4,838 5,307 5,695 6,084 6,520 6,877 7,407 7,811 8,474 9,130 9,425 9,777 9,939
BAND
CUM.
9.73 9.73 2.71 12.44 3.94 16.38 6.21 22.59 7.27 29.86 5.92 35.78 5.82 41.59 7.08 48.68 4.72 53.40 3.90 57.30 3.91 61.21 4.39 65.60 3.59 69.19 5.33 74.52 4.06 78.59 6.67 85.26 6.60 91.86 2.97 94.83 3.54 98.37 1.63 100.00
PERCENTAGE rp
3,903.96 121.33 280.08 450.99 1,052.17 1,223.46 1,422.91 2,252.84 1,897.18 1,547.59 1,974.88 2,683.05 2,490.35 5,126.49 4,520.20 9,742.67 11,834.97 6,977.15 9,409.23 14,823.56 83,735.05
RP
3,903.96 4,025.30 4,305.37 4,756.36 5,808.53 7,031.99 8,454.90 10,707.74 12,604.92 14,152.50 16,127.38 18,810.44 21,300.78 26,427.27 30,947.47 40,690.14 52,525.11 59,502.26 68,911.49 83,735.05
BAND
4.66 0.14 0.33 0.54 1.26 1.46 1.70 2.69 2.27 1.85 2.36 3.20 2.97 6.12 5.40 11.64 14.13 8.33 11.24 17.70
CUM.
4.66 4.81 5.14 5.68 6.94 8.40 10.10 12.79 15.05 16.90 19.26 22.46 25.44 31.56 36.96 48.59 62.73 71.06 82.30 100.00
PERCENTAGE f
F
35 1 1 5 10 8 8 11 20 9 11 14 11 20 18 47 52 19 24 5 329
35 36 37 42 52 60 68 79 99 108 119 133 144 164 182 229 281 300 324 329
BAND
CUM.
10.64 10.64 0.30 10.94 0.30 11.25 1.52 12.77 3.04 15.81 2.43 18.24 2.43 20.67 3.34 24.01 6.08 30.09 2.74 32.83 3.34 36.17 4.26 40.43 3.34 43.77 6.08 49.85 5.47 55.32 14.29 69.60 15.81 85.41 5.78 91.19 7.29 98.48 1.52 100.00
PERCENTAGE rp
28,776.72 20.56 49.75 735.65 323.16 298.14 1,558.46 2,012.00 2,247.16 2,537.77 5,421.79 3,986.58 9,845.10 10,825.19 4,823.50 33,711.60 78,640.23 14,015.21 63,578.49 2,487.94 265,895.01
RP
28,776.72 28,797.29 28,847.04 29,582.69 29,905.85 30,203.99 31,762.46 33,774.45 36,021.62 38,559.38 43,981.18 47,967.76 57,812.85 68,638.04 73,461.55 107,173.14 185,813.37 199,828.58 263,407.07 265,895.01
BAND
10.82 0.01 0.02 0.28 0.12 0.11 0.59 0.76 0.85 0.95 2.04 1.50 3.70 4.07 1.81 12.68 29.58 5.27 23.91 0.94
PERCENTAGE
CUM.
BAND
CUM
10.82 10.83 10.85 11.13 11.25 11.36 11.95 12.70 13.55 14.50 16.54 18.04 21.74 25.81 27.63 40.31 69.88 75.15 99.06 100.00
737.12 16.95 17.76 163.12 30.71 24.37 109.53 89.31 118.45 163.98 274.54 148.58 395.33 211.16 106.71 346.02 664.47 200.87 675.70 16.78
737.12 715.41 670.02 621.96 514.86 429.52 375.67 315.42 285.77 272.46 272.71 255.01 271.41 259.72 237.37 263.39 353.76 335.83 382.24 317.54 317.54
Page 111 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
Textiles
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,155 902 1,644 1,335 1,655 1,069 860 730 522 337 299 364 273 349 251 503 490 278 304 119 13,439
F
1,155 2,057 3,701 5,036 6,691 7,760 8,620 9,350 9,872 10,209 10,508 10,872 11,145 11,494 11,745 12,248 12,738 13,016 13,320 13,439
BAND
CUM.
8.59 8.59 6.71 15.31 12.23 27.54 9.93 37.47 12.31 49.79 7.95 57.74 6.40 64.14 5.43 69.57 3.88 73.46 2.51 75.97 2.22 78.19 2.71 80.90 2.03 82.93 2.60 85.53 1.87 87.39 3.74 91.14 3.65 94.78 2.07 96.85 2.26 99.11 0.89 100.00
PERCENTAGE rp
2,768.84 370.95 1,008.60 1,242.94 2,281.86 2,040.80 2,155.27 2,430.45 2,124.24 1,535.97 1,515.02 2,313.04 1,789.74 2,983.95 2,608.75 6,984.86 9,402.56 6,113.09 6,984.94 2,787.35 61,443.22
RP
2,768.84 3,139.79 4,148.40 5,391.33 7,673.19 9,714.00 11,869.26 14,299.71 16,423.95 17,959.92 19,474.94 21,787.97 23,577.72 26,561.66 29,170.41 36,155.28 45,557.84 51,670.93 58,655.87 61,443.22
BAND
4.51 0.60 1.64 2.02 3.71 3.32 3.51 3.96 3.46 2.50 2.47 3.76 2.91 4.86 4.25 11.37 15.30 9.95 11.37 4.54
PERCENTAGE
CUM.
f
4.51 5.11 6.75 8.77 12.49 15.81 19.32 23.27 26.73 29.23 31.70 35.46 38.37 43.23 47.48 58.84 74.15 84.10 95.46 100.00
36 0 7 6 5 3 15 10 9 4 8 17 10 25 20 44 83 74 45 17 438
F
36 36 43 49 54 57 72 82 91 95 103 120 130 155 175 219 302 376 421 438
BAND
CUM.
8.22 8.22 0.00 8.22 1.60 9.82 1.37 11.19 1.14 12.33 0.68 13.01 3.42 16.44 2.28 18.72 2.05 20.78 0.91 21.69 1.83 23.52 3.88 27.40 2.28 29.68 5.71 35.39 4.57 39.95 10.05 50.00 18.95 68.95 16.89 85.84 10.27 96.12 3.88 100.00
PERCENTAGE rp
114,676.06 0.00 671.42 567.52 3,862.90 298.59 1,208.65 2,077.98 7,798.53 883.27 1,382.66 46,990.47 3,830.15 15,337.94 4,797.60 7,341.03 33,481.32 22,046.12 47,020.83 139,019.07 453,292.10
RP
114,676.06 114,676.06 115,347.48 115,914.99 119,777.89 120,076.48 121,285.13 123,363.11 131,161.64 132,044.91 133,427.57 180,418.04 184,248.19 199,586.13 204,383.74 211,724.76 245,206.08 267,252.20 314,273.03 453,292.10
BAND
CUM.
25.30 0.00 0.15 0.13 0.85 0.07 0.27 0.46 1.72 0.19 0.31 10.37 0.84 3.38 1.06 1.62 7.39 4.86 10.37 30.67
25.30 25.30 25.45 25.57 26.42 26.49 26.76 27.21 28.94 29.13 29.44 39.80 40.65 44.03 45.09 46.71 54.09 58.96 69.33 100.00
PERCENTAGE BAND
CUM
4,141.67 0.00 66.57 45.66 169.29 14.63 56.08 85.50 367.12 57.51 91.26 2,031.55 214.01 514.02 183.90 105.10 356.09 360.64 673.17 4,987.49
4,141.67 3,652.35 2,780.53 2,150.02 1,560.99 1,236.12 1,021.84 862.70 798.60 735.22 685.12 828.06 781.45 751.41 700.65 585.60 538.23 517.22 535.79 737.74 737.74
Page 112 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
825 612 897 671 969 678 541 615 453 303 250 322 248 359 252 457 370 203 196 37 9,258
F
825 1,437 2,334 3,005 3,974 4,652 5,193 5,808 6,261 6,564 6,814 7,136 7,384 7,743 7,995 8,452 8,822 9,025 9,221 9,258
BAND
8.91 6.61 9.69 7.25 10.47 7.32 5.84 6.64 4.89 3.27 2.70 3.48 2.68 3.88 2.72 4.94 4.00 2.19 2.12 0.40
CUM.
8.91 15.52 25.21 32.46 42.93 50.25 56.09 62.73 67.63 70.90 73.60 77.08 79.76 83.64 86.36 91.29 95.29 97.48 99.60 100.00
PERCENTAGE rp
3,014.29 206.64 574.58 675.98 1,515.17 1,429.24 1,510.90 2,287.04 2,100.28 1,670.98 1,628.88 2,818.18 2,289.90 3,906.98 3,440.54 8,688.57 8,943.07 3,940.23 5,610.85 622.61 56,874.91
RP
3,014.29 3,220.93 3,795.51 4,471.49 5,986.66 7,415.90 8,926.80 11,213.84 13,314.12 14,985.11 16,613.99 19,432.17 21,722.07 25,629.05 29,069.59 37,758.16 46,701.23 50,641.46 56,252.31 56,874.91
BAND
5.30 0.36 1.01 1.19 2.66 2.51 2.66 4.02 3.69 2.94 2.86 4.96 4.03 6.87 6.05 15.28 15.72 6.93 9.87 1.09
CUM.
5.30 5.66 6.67 7.86 10.53 13.04 15.70 19.72 23.41 26.35 29.21 34.17 38.19 45.06 51.11 66.39 82.11 89.04 98.91 100.00
PERCENTAGE f
F
25 4 2 4 20 15 2 5 4 7 12 15 10 20 14 31 32 25 15 10 272
BAND
CUM.
25 9.19 9.19 29 1.47 10.66 31 0.74 11.40 35 1.47 12.87 55 7.35 20.22 70 5.51 25.74 72 0.74 26.47 77 1.84 28.31 81 1.47 29.78 88 2.57 32.35 100 4.41 36.76 115 5.51 42.28 125 3.68 45.96 145 7.35 53.31 159 5.15 58.46 190 11.40 69.85 222 11.76 81.62 247 9.19 90.81 262 5.51 96.32 272 3.68 100.00
PERCENTAGE rp
4,637.35 106.92 8.97 1,476.60 3,411.98 936.46 509.96 2,108.13 1,866.44 1,177.19 15,074.34 6,430.57 1,642.74 5,786.96 4,476.25 18,758.34 63,620.89 19,720.86 2,827.41 11,228.13 165,806.48
RP
4,637.35 4,744.27 4,753.24 6,229.84 9,641.82 10,578.28 11,088.24 13,196.37 15,062.81 16,239.99 31,314.33 37,744.90 39,387.64 45,174.61 49,650.86 68,409.20 132,030.09 151,750.95 154,578.35 165,806.48
BAND
CUM.
PERCENTAGE BAND
2.80 2.80 153.85 0.06 2.86 51.74 0.01 2.87 1.56 0.89 3.76 218.44 2.06 5.82 225.19 0.56 6.38 65.52 0.31 6.69 33.75 1.27 7.96 92.18 1.13 9.08 88.87 0.71 9.79 70.45 9.09 18.89 925.44 3.88 22.76 228.18 0.99 23.76 71.74 3.49 27.25 148.12 2.70 29.95 130.10 11.31 41.26 215.90 38.37 79.63 711.40 11.89 91.52 500.50 1.71 93.23 50.39 6.77 100.00 1,803.41
CUM
153.85 147.30 125.23 139.32 161.06 142.64 124.21 117.68 113.13 108.37 188.48 194.24 181.33 176.26 170.80 181.18 282.71 299.66 274.79 291.53 291.53
Page 113 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 26
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
Wood, Bamboo and Rattan
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 1,027 726 75 766 150 520 250 653 400 434 625 386 875 462 1,250 288 1,750 203 2,250 202 2,750 289 3,500 192 4,500 294 6,250 199 8,750 310 15,000 306 35,000 163 75,000 141 300,000 17 7,578
F
BAND
CUM.
1,027 13.55 13.55 1,753 9.58 23.13 2,519 10.11 33.24 3,039 6.86 40.10 3,692 8.62 48.72 4,126 5.73 54.45 4,512 5.09 59.54 4,974 6.10 65.64 5,262 3.80 69.44 5,465 2.68 72.12 5,667 2.67 74.78 5,956 3.81 78.60 6,148 2.53 81.13 6,442 3.88 85.01 6,641 2.63 87.64 6,951 4.09 91.73 7,257 4.04 95.76 7,420 2.15 97.92 7,561 1.86 99.78 7,578 0.22 100.00
PERCENTAGE rp
2,444.30 577.06 1,055.62 993.10 1,801.40 1,820.59 1,886.15 3,112.23 2,488.41 2,015.96 2,552.33 3,643.66 3,365.94 7,533.52 4,685.33 10,638.83 11,139.57 6,785.43 8,451.68 570.84 77,561.95
RP
2,444.30 3,021.36 4,076.98 5,070.08 6,871.49 8,692.08 10,578.23 13,690.46 16,178.87 18,194.82 20,747.16 24,390.82 27,756.75 35,290.27 39,975.60 50,614.43 61,754.00 68,539.43 76,991.11 77,561.95
BAND
CUM.
3.15 3.15 0.74 3.90 1.36 5.26 1.28 6.54 2.32 8.86 2.35 11.21 2.43 13.64 4.01 17.65 3.21 20.86 2.60 23.46 3.29 26.75 4.70 31.45 4.34 35.79 9.71 45.50 6.04 51.54 13.72 65.26 14.36 79.62 8.75 88.37 10.90 99.26 0.74 100.00
PERCENTAGE f
F
18 3 4 1 4 3 6 9 9 9 5 20 11 5 7 19 26 13 19 2
18 21 25 26 30 33 39 48 57 66 71 91 102 107 114 133 159 172 191 193
193
BAND
9.33 1.55 2.07 0.52 2.07 1.55 3.11 4.66 4.66 4.66 2.59 10.36 5.70 2.59 3.63 9.84 13.47 6.74 9.84 1.04
CUM.
9.33 10.88 12.95 13.47 15.54 17.10 20.21 24.87 29.53 34.20 36.79 47.15 52.85 55.44 59.07 68.91 82.38 89.12 98.96 100.00
PERCENTAGE rp
22,555.67 70.85 258.63 20.44 404.61 653.71 1,156.85 599.80 2,396.86 1,164.98 545.56 9,672.14 955.10 3,830.07 12,389.37 6,614.96 61,198.76 34,883.53 18,486.72 26.78 177,885.40
RP
22,555.67 22,626.53 22,885.16 22,905.60 23,310.21 23,963.92 25,120.76 25,720.56 28,117.42 29,282.41 29,827.97 39,500.11 40,455.21 44,285.28 56,674.65 63,289.61 124,488.37 159,371.90 177,858.62 177,885.40
BAND
CUM.
12.68 12.68 0.04 12.72 0.15 12.87 0.01 12.88 0.23 13.10 0.37 13.47 0.65 14.12 0.34 14.46 1.35 15.81 0.65 16.46 0.31 16.77 5.44 22.21 0.54 22.74 2.15 24.90 6.96 31.86 3.72 35.58 34.40 69.98 19.61 89.59 10.39 99.98 0.02 100.00
PERCENTAGE BAND
922.79 12.28 24.50 2.06 22.46 35.91 61.33 19.27 96.32 57.79 21.37 265.45 28.38 50.84 264.43 62.18 549.38 514.09 218.73 4.69
CUM
922.79 748.89 561.33 451.78 339.23 275.70 237.48 187.87 173.79 160.94 143.77 161.95 145.75 125.49 141.77 125.04 201.59 232.53 231.01 229.35 229.35
Page 114 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,588 2,009 2,241 1,452 1,676 1,057 864 979 714 422 410 596 426 660 437 822 845 414 280 92 19,984
F
3,588 5,597 7,838 9,290 10,966 12,023 12,887 13,866 14,580 15,002 15,412 16,008 16,434 17,094 17,531 18,353 19,198 19,612 19,892 19,984
BAND
CUM.
17.95 17.95 10.05 28.01 11.21 39.22 7.27 46.49 8.39 54.87 5.29 60.16 4.32 64.49 4.90 69.39 3.57 72.96 2.11 75.07 2.05 77.12 2.98 80.10 2.13 82.24 3.30 85.54 2.19 87.73 4.11 91.84 4.23 96.07 2.07 98.14 1.40 99.54 0.46 100.00
PERCENTAGE rp
3,122.61 559.12 953.60 948.21 1,441.12 612.56 1,491.64 2,257.28 2,178.24 1,357.09 1,729.06 3,639.41 2,422.95 4,310.41 3,851.52 9,530.45 13,577.57 7,916.55 5,105.26 1,255.53 68,260.19
RP
3,122.61 3,681.73 4,635.33 5,583.55 7,024.67 7,637.22 9,128.86 11,386.14 13,564.39 14,921.47 16,650.53 20,289.94 22,712.89 27,023.30 30,874.83 40,405.27 53,982.85 61,899.39 67,004.65 68,260.19
BAND
4.57 0.82 1.40 1.39 2.11 0.90 2.19 3.31 3.19 1.99 2.53 5.33 3.55 6.31 5.64 13.96 19.89 11.60 7.48 1.84
CUM.
4.57 5.39 6.79 8.18 10.29 11.19 13.37 16.68 19.87 21.86 24.39 29.72 33.27 39.59 45.23 59.19 79.08 90.68 98.16 100.00
PERCENTAGE f
F
41 4 9 6 6 5 11 56 5 9 1 45 6 23 10 25 41 34 28 18 383
41 45 54 60 66 71 82 138 143 152 153 198 204 227 237 262 303 337 365 383
BAND
CUM.
PERCENTAGE rp
RP
10.70 10.70 5,333.57 5,333.57 1.04 11.75 36.67 5,370.24 2.35 14.10 211.40 5,581.65 1.57 15.67 114.67 5,696.32 1.57 17.23 247.70 5,944.02 1.31 18.54 10,198.88 16,142.90 2.87 21.41 1,370.02 17,512.92 14.62 36.03 4,806.85 22,319.77 1.31 37.34 54.24 22,374.01 2.35 39.69 7,491.14 29,865.15 0.26 39.95 458.98 30,324.13 11.75 51.70 1,017.96 31,342.09 1.57 53.26 3,638.22 34,980.31 6.01 59.27 8,825.35 43,805.67 2.61 61.88 7,164.65 50,970.32 6.53 68.41 3,672.53 54,642.85 10.70 79.11 19,774.92 74,417.77 8.88 87.99 16,956.86 91,374.63 7.31 95.30 9,179.86 100,554.49 4.70 100.00 3,615.54 104,170.03 104,170.03
BAND
5.12 0.04 0.20 0.11 0.24 9.79 1.32 4.61 0.05 7.19 0.44 0.98 3.49 8.47 6.88 3.53 18.98 16.28 8.81 3.47
CUM.
PERCENTAGE BAND
5.12 170.80 5.16 6.56 5.36 22.17 5.47 12.09 5.71 17.19 15.50 1,664.97 16.81 91.85 21.43 212.95 21.48 2.49 28.67 552.00 29.11 26.54 30.09 27.97 33.58 150.16 42.05 204.75 48.93 186.02 52.46 38.53 71.44 145.64 87.72 214.20 96.53 179.81 100.00 287.97
CUM
170.80 145.86 120.42 102.02 84.62 211.37 191.84 196.03 164.95 200.15 182.12 154.47 154.01 162.10 165.09 135.24 137.85 147.62 150.07 152.61 152.61
Page 115 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 28
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
54 15 13 11 24 5 17 21 5 21 21 19 11 49 17 43 65 19 64 91 585
F
54 69 82 93 117 122 139 160 165 186 207 226 237 286 303 346 411 430 494 585
BAND
CUM.
PERCENTAGE rp
RP
9.23 9.23 424.20 424.20 2.56 11.79 3.85 428.05 2.22 14.02 7.74 435.79 1.88 15.90 4.42 440.21 4.10 20.00 18.13 458.34 0.85 20.85 9.08 467.42 2.91 23.76 14.55 481.97 3.59 27.35 51.21 533.18 0.85 28.21 4.73 537.91 3.59 31.79 20.18 558.09 3.59 35.38 12.14 570.23 3.25 38.63 43.88 614.11 1.88 40.51 22.51 636.62 8.38 48.89 246.10 882.73 2.91 51.79 131.22 1,013.95 7.35 59.15 41,186.96 42,200.91 11.11 70.26 916.03 43,116.94 3.25 73.50 375.09 43,492.03 10.94 84.44 2,423.89 45,915.92 15.56 100.00 1,333.28 47,249.20 47,249.20
BAND
0.90 0.01 0.02 0.01 0.04 0.02 0.03 0.11 0.01 0.04 0.03 0.09 0.05 0.52 0.28 87.17 1.94 0.79 5.13 2.82
CUM.
0.90 0.91 0.92 0.93 0.97 0.99 1.02 1.13 1.14 1.18 1.21 1.30 1.35 1.87 2.15 89.32 91.25 92.05 97.18 100.00
PERCENTAGE f
F
3 3 0 3 0 3 0 3 0 3 0 3 0 3 0 3 0 3 0 3 0 3 0 3 0 3 0 3 0 3 0 3 0 3 0 3 5 8 3 11 11
BAND
CUM.
PERCENTAGE rp
27.27 27.27 14,980.21 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 0.00 27.27 0.00 45.45 72.73 25,765.97 27.27 100.00 50,962.33 91,708.51
RP
14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 14,980.21 40,746.17 91,708.51
BAND
16.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 28.10 55.57
CUM.
PERCENTAGE BAND
CUM
16.33 3,531.39 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 16.33 0.00 44.43 1,063.00 100.00 3,822.33
3,531.39 3,499.63 3,437.47 3,402.95 3,268.37 3,204.88 3,108.14 2,809.60 2,784.92 2,684.20 2,627.04 2,439.34 2,353.08 1,697.04 1,477.42 35.50 34.74 34.44 88.74 194.10 194.10
Page 116 of 180
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 29
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
148,841 137,484 159,837 94,559 101,087 49,032 34,733 25,910 13,939 7,354 5,520 6,404 3,919 4,644 2,813 3,732 2,681 1,123 1,271 305 805,188
F
148,841 286,325 446,162 540,721 641,808 690,840 725,573 751,483 765,422 772,776 778,296 784,700 788,619 793,263 796,076 799,808 802,489 803,612 804,883 805,188
BAND
CUM.
18.49 18.49 17.07 35.56 19.85 55.41 11.74 67.15 12.55 79.71 6.09 85.80 4.31 90.11 3.22 93.33 1.73 95.06 0.91 95.97 0.69 96.66 0.80 97.46 0.49 97.94 0.58 98.52 0.35 98.87 0.46 99.33 0.33 99.66 0.14 99.80 0.16 99.96 0.04 100.00
PERCENTAGE rp
41,477.22 30,146.24 61,149.34 56,368.68 93,688.22 66,245.91 64,183.36 62,092.57 43,662.77 25,585.09 24,396.36 32,205.53 24,850.09 34,303.21 24,072.92 45,699.44 35,832.27 21,830.84 30,515.43 18,514.14 836,819.62
RP
41,477.22 71,623.46 132,772.80 189,141.48 282,829.70 349,075.62 413,258.97 475,351.54 519,014.31 544,599.40 568,995.76 601,201.29 626,051.38 660,354.58 684,427.50 730,126.94 765,959.21 787,790.05 818,305.48 836,819.62
BAND
CUM.
4.96 4.96 3.60 8.56 7.31 15.87 6.74 22.60 11.20 33.80 7.92 41.71 7.67 49.38 7.42 56.80 5.22 62.02 3.06 65.08 2.92 68.00 3.85 71.84 2.97 74.81 4.10 78.91 2.88 81.79 5.46 87.25 4.28 91.53 2.61 94.14 3.65 97.79 2.21 100.00
PERCENTAGE f
479 259 379 383 532 336 279 246 149 122 76 93 87 113 77 180 155 149 283 191 4,568
F
479 738 1,117 1,500 2,032 2,368 2,647 2,893 3,042 3,164 3,240 3,333 3,420 3,533 3,610 3,790 3,945 4,094 4,377 4,568
BAND
CUM.
PERCENTAGE rp
RP
BAND
CUM.
10.49 10.49 67,333.27 67,333.27 7.97 7.97 5.67 16.16 15,126.29 82,459.56 1.79 9.76 8.30 24.45 18,246.89 100,706.45 2.16 11.92 8.38 32.84 29,593.32 130,299.77 3.50 15.42 11.65 44.48 37,375.50 167,675.28 4.42 19.84 7.36 51.84 28,442.05 196,117.33 3.37 23.21 6.11 57.95 37,230.54 233,347.86 4.41 27.61 5.39 63.33 25,982.65 259,330.51 3.07 30.69 3.26 66.59 39,145.66 298,476.17 4.63 35.32 2.67 69.26 9,810.75 308,286.92 1.16 36.48 1.66 70.93 20,553.04 328,839.96 2.43 38.91 2.04 72.96 22,293.76 351,133.72 2.64 41.55 1.90 74.87 19,288.02 370,421.74 2.28 43.83 2.47 77.34 38,427.05 408,848.79 4.55 48.38 1.69 79.03 29,157.54 438,006.33 3.45 51.83 3.94 82.97 69,337.27 507,343.61 8.20 60.03 3.39 86.36 83,833.46 591,177.06 9.92 69.95 3.26 89.62 72,998.39 664,175.46 8.64 78.59 6.20 95.82 103,403.78 767,579.24 12.24 90.83 4.18 100.00 77,531.57 845,110.81 9.17 100.00 845,110.81
PERCENTAGE BAND
162.34 50.18 29.84 52.50 39.89 42.93 58.01 41.85 89.65 38.35 84.25 69.22 77.62 112.02 121.12 151.72 233.96 334.38 338.86 418.77
CUM
162.34 115.13 75.85 68.89 59.28 56.18 56.47 54.56 57.51 56.61 57.79 58.41 59.17 61.91 64.00 69.49 77.18 84.31 93.80 100.99 100.99
Page 117 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 30
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
10 9 11 8 10 13 10 7 4 7 5 4 3 8 3 5 11 2 1 0 131
BAND
10 19 30 38 48 61 71 78 82 89 94 98 101 109 112 117 128 130 131 131
CUM.
7.63 7.63 6.87 14.50 8.40 22.90 6.11 29.01 7.63 36.64 9.92 46.56 7.63 54.20 5.34 59.54 3.05 62.60 5.34 67.94 3.82 71.76 3.05 74.81 2.29 77.10 6.11 83.21 2.29 85.50 3.82 89.31 8.40 97.71 1.53 99.24 0.76 100.00 0.00 100.00
PERCENTAGE rp
438.43 15.85 6.96 10.49 17.54 42.88 43.61 54.18 37.14 89.88 118.22 132.80 38.70 253.32 64.22 195.37 817.01 379.16 446.70 0.00 2,325.58
RP
438.43 422.59 415.63 405.14 387.60 344.72 301.11 246.93 209.79 119.91 1.69 131.10 169.81 423.13 487.35 682.72 1,499.73 1,878.89 2,325.58 2,325.58
BAND
CUM.
18.85 18.85 0.68 18.17 0.30 17.87 0.45 17.42 0.75 16.67 1.84 14.82 1.88 12.95 2.33 10.62 1.60 9.02 3.86 5.16 5.08 0.07 5.71 5.64 1.66 7.30 10.89 18.19 2.76 20.96 8.40 29.36 35.13 64.49 16.30 80.79 19.21 100.00 0.00 100.00
PERCENTAGE f
F
2 1 1 0 0 0 1 2 0 8 6 0 0 0 0 0 2 1 0 0 24
BAND
2 3 4 4 4 4 5 7 7 15 21 21 21 21 21 21 23 24 24 24
CUM.
8.33 8.33 4.17 12.50 4.17 16.67 0.00 16.67 0.00 16.67 0.00 16.67 4.17 20.83 8.33 29.17 0.00 29.17 33.33 62.50 25.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 0.00 87.50 8.33 95.83 4.17 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
59.30 20.35 15.98 0.00 0.00 0.00 5.58 313.56 0.00 114.84 52.23 0.00 0.00 0.00 0.00 0.00 399.65 30.00 0.00 0.00 1,011.49
RP
59.30 79.64 95.63 95.63 95.63 95.63 101.21 414.76 414.76 529.60 581.83 581.83 581.83 581.83 581.83 581.83 981.49 1,011.49 1,011.49 1,011.49
BAND
CUM.
5.86 5.86 2.01 7.87 1.58 9.45 0.00 9.45 0.00 9.45 0.00 9.45 0.55 10.01 31.00 41.01 0.00 41.01 11.35 52.36 5.16 57.52 0.00 57.52 0.00 57.52 0.00 57.52 0.00 57.52 0.00 57.52 39.51 97.03 2.97 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
CUM
13.52 13.52 128.37 18.85 229.80 23.01 0.00 23.60 0.00 24.67 0.00 27.74 12.79 33.61 578.70 167.97 0.00 197.70 127.77 441.67 44.19 34,427.81 0.00 443.79 0.00 342.64 0.00 137.51 0.00 119.39 0.00 85.22 48.92 65.44 7.91 53.83 0.00 43.49 0.00 43.49 43.49
Page 118 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 31
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
40 12 17 19 24 22 15 40 14 9 10 24 6 19 19 30 114 44 50 9 537
F
40 52 69 88 112 134 149 189 203 212 222 246 252 271 290 320 434 478 528 537
BAND
CUM.
7.45 7.45 2.23 9.68 3.17 12.85 3.54 16.39 4.47 20.86 4.10 24.95 2.79 27.75 7.45 35.20 2.61 37.80 1.68 39.48 1.86 41.34 4.47 45.81 1.12 46.93 3.54 50.47 3.54 54.00 5.59 59.59 21.23 80.82 8.19 89.01 9.31 98.32 1.68 100.00
PERCENTAGE rp
547.21 46.08 7.57 12.83 25.39 85.93 32.06 118.93 84.05 38.27 129.80 156.27 87.30 1,350.63 206.56 1,221.93 3,606.95 2,499.74 8,104.57 1,335.41 19,697.49
RP
547.21 593.29 600.86 613.69 639.08 725.00 757.06 876.00 960.05 998.32 1,128.13 1,284.40 1,371.70 2,722.33 2,928.88 4,150.81 7,757.76 10,257.51 18,362.08 19,697.49
BAND
2.78 0.23 0.04 0.07 0.13 0.44 0.16 0.60 0.43 0.19 0.66 0.79 0.44 6.86 1.05 6.20 18.31 12.69 41.15 6.78
CUM.
2.78 3.01 3.05 3.12 3.24 3.68 3.84 4.45 4.87 5.07 5.73 6.52 6.96 13.82 14.87 21.07 39.38 52.08 93.22 100.00
PERCENTAGE f
F
30 0 0 0 0 0 0 2 1 0 0 0 0 25 1 3 6 1 1 0 70
BAND
30 30 30 30 30 30 30 32 33 33 33 33 33 58 59 62 68 69 70 70
CUM.
42.86 42.86 0.00 42.86 0.00 42.86 0.00 42.86 0.00 42.86 0.00 42.86 0.00 42.86 2.86 45.71 1.43 47.14 0.00 47.14 0.00 47.14 0.00 47.14 0.00 47.14 35.71 82.86 1.43 84.29 4.29 88.57 8.57 97.14 1.43 98.57 1.43 100.00 0.00 100.00
PERCENTAGE rp
511.94 0.00 0.00 0.00 0.00 0.00 0.00 216.11 20.26 0.00 0.00 0.00 0.00 597.60 101.29 10.52 235.60 375.73 23.53 0.00 2,092.57
RP
511.94 511.94 511.94 511.94 511.94 511.94 511.94 728.05 748.31 748.31 748.31 748.31 748.31 1,345.91 1,447.20 1,457.72 1,693.32 2,069.04 2,092.57 2,092.57
BAND
24.46 0.00 0.00 0.00 0.00 0.00 0.00 10.33 0.97 0.00 0.00 0.00 0.00 28.56 4.84 0.50 11.26 17.96 1.12 0.00
PERCENTAGE
CUM.
BAND
CUM
24.46 24.46 24.46 24.46 24.46 24.46 24.46 34.79 35.76 35.76 35.76 35.76 35.76 64.32 69.16 69.66 80.92 98.88 100.00 100.00
93.55 0.00 0.00 0.00 0.00 0.00 0.00 181.71 24.10 0.00 0.00 0.00 0.00 44.25 49.04 0.86 6.53 15.03 0.29 0.00
93.55 86.29 85.20 83.42 80.11 70.61 67.62 83.11 77.95 74.96 66.33 58.26 54.55 49.44 49.41 35.12 21.83 20.17 11.40 10.62 10.62
Page 119 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 32
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up T O TA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
4 3 7 3 5 3 4 7 5 2 2 7 8 9 7 10 22 12 2 0 122
4 7 14 17 22 25 29 36 41 43 45 52 60 69 76 86 108 120 122 122
BAND
3.28 2.46 5.74 2.46 4.10 2.46 3.28 5.74 4.10 1.64 1.64 5.74 6.56 7.38 5.74 8.20 18.03 9.84 1.64 0.00
PERCENTAGE
CUM.
3.28 5.74 11.48 13.93 18.03 20.49 23.77 29.51 33.61 35.25 36.89 42.62 49.18 56.56 62.30 70.49 88.52 98.36 100.00 100.00
rp
RP
1.47 7.80 13.64 1.03 5.41 4.66 8.85 13.51 10.39 6.79 4.38 58.37 80.13 89.66 257.80 321.33 776.55 647.73 255.29 0.00
1.47 9.27 22.92 23.95 29.36 34.02 42.87 56.38 66.77 73.56 77.93 136.30 216.43 306.09 563.89 885.22 1,661.77 2,309.51 2,564.79 2,564.79
2,564.79
BAND
0.06 0.30 0.53 0.04 0.21 0.18 0.34 0.53 0.41 0.26 0.17 2.28 3.12 3.50 10.05 12.53 30.28 25.25 9.95 0.00
CUM.
0.06 0.36 0.89 0.93 1.14 1.33 1.67 2.20 2.60 2.87 3.04 5.31 8.44 11.93 21.99 34.51 64.79 90.05 100.00 100.00
PERCENTAGE f
F
0 0 1 0 0 0 0 0 1 0 0 0 2 1 1 0 5 0 0 0 11
BAND
0 0 1 1 1 1 1 1 2 2 2 2 4 5 6 6 11 11 11 11
0.00 0.00 9.09 0.00 0.00 0.00 0.00 0.00 9.09 0.00 0.00 0.00 18.18 9.09 9.09 0.00 45.45 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 9.09 14.62 14.62 9.09 0.00 14.62 9.09 0.00 14.62 9.09 0.00 14.62 9.09 0.00 14.62 9.09 0.00 14.62 18.18 15.79 30.41 18.18 0.00 30.41 18.18 0.00 30.41 18.18 0.00 30.41 36.36 73.77 104.18 45.45 26.85 131.03 54.55 2.65 133.68 54.55 0.00 133.68 100.00 168.51 302.19 100.00 0.00 302.19 100.00 0.00 302.19 100.00 0.00 302.19 302.19
BAND
0.00 0.00 4.84 0.00 0.00 0.00 0.00 0.00 5.23 0.00 0.00 0.00 24.41 8.89 0.88 0.00 55.76 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 4.84 4.84 4.84 4.84 4.84 4.84 10.06 10.06 10.06 10.06 34.48 43.36 44.24 44.24 100.00 100.00 100.00 100.00
0.00 0.00 107.14 0.00 0.00 0.00 0.00 0.00 151.96 0.00 0.00 0.00 92.07 29.95 1.03 0.00 21.70 0.00 0.00 0.00
CUM
0.00 0.00 63.79 61.04 49.79 42.96 34.10 25.93 45.54 41.34 39.02 22.31 48.14 42.81 23.71 15.10 18.18 13.08 11.78 11.78 11.78
Page 120 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 40
DATA POSITION FROM PROCESSING
:
01/01/2006
TO
:
15/06/2008
DATE
:
15/07/2008
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
158 39 24 8 16 19 13 9 12 15 1 13 12 18 18 37 25 12 11 2 462
F
158 197 221 229 245 264 277 286 298 313 314 327 339 357 375 412 437 449 460 462
BAND
CUM.
34.20 34.20 8.44 42.64 5.19 47.84 1.73 49.57 3.46 53.03 4.11 57.14 2.81 59.96 1.95 61.90 2.60 64.50 3.25 67.75 0.22 67.97 2.81 70.78 2.60 73.38 3.90 77.27 3.90 81.17 8.01 89.18 5.41 94.59 2.60 97.19 2.38 99.57 0.43 100.00
PERCENTAGE rp
952.81 42.60 15.86 11.24 139.95 34.03 38.30 206.90 42.08 56.86 8.78 194.09 233.09 190.66 216.97 399.97 156.72 123.03 100.73 0.00 3,164.67
RP
952.81 995.41 1,011.27 1,022.51 1,162.46 1,196.49 1,234.79 1,441.69 1,483.77 1,540.63 1,549.40 1,743.49 1,976.59 2,167.25 2,384.22 2,784.18 2,940.90 3,063.93 3,164.67 3,164.67
BAND
30.11 1.35 0.50 0.36 4.42 1.08 1.21 6.54 1.33 1.80 0.28 6.13 7.37 6.02 6.86 12.64 4.95 3.89 3.18 0.00
CUM.
30.11 31.45 31.96 32.31 36.73 37.81 39.02 45.56 46.89 48.68 48.96 55.09 62.46 68.48 75.34 87.98 92.93 96.82 100.00 100.00
PERCENTAGE f
F
2 1 0 0 0 0 1 0 1 0 0 0 0 0 10 12 4 1 0 0 32
2 3 3 3 3 3 4 4 5 5 5 5 5 5 15 27 31 32 32 32
BAND
CUM.
PERCENTAGE rp
6.25 6.25 385.58 3.13 9.38 93.78 0.00 9.38 0.00 0.00 9.38 0.00 0.00 9.38 0.00 0.00 9.38 0.00 3.13 12.50 118.69 0.00 12.50 0.00 3.13 15.63 9.84 0.00 15.63 0.00 0.00 15.63 0.00 0.00 15.63 0.00 0.00 15.63 0.00 0.00 15.63 0.00 31.25 46.88 1,760.69 37.50 84.38 1,166.50 12.50 96.88 116.28 3.13 100.00 5,500.00 0.00 100.00 0.00 0.00 100.00 0.00 9,151.37
RP
385.58 479.37 479.37 479.37 479.37 479.37 598.06 598.06 607.89 607.89 607.89 607.89 607.89 607.89 2,368.59 3,535.09 3,651.37 9,151.37 9,151.37 9,151.37
BAND
CUM.
PERCENTAGE BAND
4.21 4.21 40.47 1.02 5.24 220.15 0.00 5.24 0.00 0.00 5.24 0.00 0.00 5.24 0.00 0.00 5.24 0.00 1.30 6.54 309.90 0.00 6.54 0.00 0.11 6.64 23.38 0.00 6.64 0.00 0.00 6.64 0.00 0.00 6.64 0.00 0.00 6.64 0.00 0.00 6.64 0.00 19.24 25.88 811.50 12.75 38.63 291.65 1.27 39.90 74.19 60.10 100.00 4,470.48 0.00 100.00 0.00 0.00 100.00 0.00
CUM
40.47 48.16 47.40 46.88 41.24 40.06 48.43 41.48 40.97 39.46 39.23 34.87 30.75 28.05 99.34 126.97 124.16 298.68 289.17 289.17 289.17
Page 121 of 204
RISK AND LOSS PROFILE 2006 GROUP BY PROVINCE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
903 1,046 1,170 634 520 227 180 101 33 16 7 21 17 22 9 16 31 14 4 1 4,972
F
903 1,949 3,119 3,753 4,273 4,500 4,680 4,781 4,814 4,830 4,837 4,858 4,875 4,897 4,906 4,922 4,953 4,967 4,971 4,972
BAND
CUM.
18.16 18.16 21.04 39.20 23.53 62.73 12.75 75.48 10.46 85.94 4.57 90.51 3.62 94.13 2.03 96.16 0.66 96.82 0.32 97.14 0.14 97.28 0.42 97.71 0.34 98.05 0.44 98.49 0.18 98.67 0.32 98.99 0.62 99.62 0.28 99.90 0.08 99.98 0.02 100.00
PERCENTAGE rp
211.75 411.26 833.61 703.59 880.40 518.78 542.78 301.04 101.63 77.73 23.05 112.28 101.43 104.31 72.25 223.14 625.66 420.17 202.15 327.58 6,794.61
RP
211.75 623.01 1,456.62 2,160.22 3,040.61 3,559.39 4,102.18 4,403.22 4,504.85 4,582.59 4,605.63 4,717.92 4,819.35 4,923.66 4,995.91 5,219.05 5,844.71 6,264.88 6,467.03 6,794.61
BAND
3.12 6.05 12.27 10.36 12.96 7.64 7.99 4.43 1.50 1.14 0.34 1.65 1.49 1.54 1.06 3.28 9.21 6.18 2.98 4.82
CUM.
3.12 9.17 21.44 31.79 44.75 52.39 60.37 64.80 66.30 67.44 67.78 69.44 70.93 72.46 73.53 76.81 86.02 92.20 95.18 100.00
PERCENTAGE f
F
4 1 1 1 4 2 1 0 2 0 0 0 0 0 0 0 1 0 0 0 17
4 5 6 7 11 13 14 14 16 16 16 16 16 16 16 16 17 17 17 17
BAND
23.53 5.88 5.88 5.88 23.53 11.76 5.88 0.00 11.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.88 0.00 0.00 0.00
CUM.
23.53 29.41 35.29 41.18 64.71 76.47 82.35 82.35 94.12 94.12 94.12 94.12 94.12 94.12 94.12 94.12 100.00 100.00 100.00 100.00
PERCENTAGE rp
24.81 88.21 44.80 6.63 846.71 234.83 600.00 0.00 37.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 56.57 0.00 0.00 0.00 1,939.67
RP
24.81 113.02 157.82 164.45 1,011.15 1,245.98 1,845.98 1,845.98 1,883.10 1,883.10 1,883.10 1,883.10 1,883.10 1,883.10 1,883.10 1,883.10 1,939.67 1,939.67 1,939.67 1,939.67
BAND
1.28 4.55 2.31 0.34 43.65 12.11 30.93 0.00 1.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.92 0.00 0.00 0.00
CUM.
1.28 5.83 8.14 8.48 52.13 64.24 95.17 95.17 97.08 97.08 97.08 97.08 97.08 97.08 97.08 97.08 100.00 100.00 100.00 100.00
PERCENTAGE BAND
11.72 21.45 5.37 0.94 96.17 45.27 110.54 0.00 36.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.04 0.00 0.00 0.00
CUM
11.72 18.14 10.83 7.61 33.25 35.01 45.00 41.92 41.80 41.09 40.89 39.91 39.07 38.25 37.69 36.08 33.19 30.96 29.99 28.55 28.55
Page 122 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
8,565 8,875 13,161 7,799 7,299 2,931 2,084 1,358 772 404 367 462 249 365 204 302 355 118 68 46 55,784
F
8,565 17,440 30,601 38,400 45,699 48,630 50,714 52,072 52,844 53,248 53,615 54,077 54,326 54,691 54,895 55,197 55,552 55,670 55,738 55,784
BAND
CUM.
15.35 15.35 15.91 31.26 23.59 54.86 13.98 68.84 13.08 81.92 5.25 87.18 3.74 90.91 2.43 93.35 1.38 94.73 0.72 95.45 0.66 96.11 0.83 96.94 0.45 97.39 0.65 98.04 0.37 98.41 0.54 98.95 0.64 99.58 0.21 99.80 0.12 99.92 0.08 100.00
PERCENTAGE rp
3,005.73 1,878.46 4,580.61 4,650.91 6,755.93 4,459.78 4,362.31 3,580.58 3,076.44 1,308.07 2,500.98 3,045.87 2,009.60 4,130.14 2,310.36 5,566.61 8,568.58 2,220.32 1,248.96 525.39 69,785.63
RP
3,005.73 4,884.18 9,464.79 14,115.71 20,871.64 25,331.42 29,693.74 33,274.31 36,350.75 37,658.82 40,159.80 43,205.67 45,215.27 49,345.42 51,655.77 57,222.38 65,790.96 68,011.28 69,260.24 69,785.63
BAND
CUM.
4.31 4.31 2.69 7.00 6.56 13.56 6.66 20.23 9.68 29.91 6.39 36.30 6.25 42.55 5.13 47.68 4.41 52.09 1.87 53.96 3.58 57.55 4.36 61.91 2.88 64.79 5.92 70.71 3.31 74.02 7.98 82.00 12.28 94.28 3.18 97.46 1.79 99.25 0.75 100.00
PERCENTAGE f
38 10 16 11 19 10 14 7 6 16 8 8 3 9 14 20 22 3 15 4 253
F
38 48 64 75 94 104 118 125 131 147 155 163 166 175 189 209 231 234 249 253
BAND
CUM.
15.02 15.02 3.95 18.97 6.32 25.30 4.35 29.64 7.51 37.15 3.95 41.11 5.53 46.64 2.77 49.41 2.37 51.78 6.32 58.10 3.16 61.26 3.16 64.43 1.19 65.61 3.56 69.17 5.53 74.70 7.91 82.61 8.70 91.30 1.19 92.49 5.93 98.42 1.58 100.00
PERCENTAGE rp
RP
15,313.99 15,313.99 387.85 15,701.83 1,138.27 16,840.10 575.50 17,415.60 1,260.73 18,676.33 1,699.24 20,375.57 3,563.57 23,939.13 409.74 24,348.87 1,102.16 25,451.03 2,965.09 28,416.12 106.20 28,522.32 83.51 28,605.83 103.15 28,708.98 2,789.90 31,498.88 2,553.28 34,052.16 24,467.14 58,519.30 39,564.24 98,083.55 194.56 98,278.11 6,295.94 104,574.05 34,428.40 139,002.45 139,002.45
PERCENTAGE
BAND
CUM.
BAND
CUM
11.02 0.28 0.82 0.41 0.91 1.22 2.56 0.29 0.79 2.13 0.08 0.06 0.07 2.01 1.84 17.60 28.46 0.14 4.53 24.77
11.02 509.49 11.30 20.65 12.11 24.85 12.53 12.37 13.44 18.66 14.66 38.10 17.22 81.69 17.52 11.44 18.31 35.83 20.44 226.68 20.52 4.25 20.58 2.74 20.65 5.13 22.66 67.55 24.50 110.51 42.10 439.53 70.56 461.74 70.70 8.76 75.23 504.09 100.00 6,552.97
509.49 321.48 177.92 123.38 89.48 80.44 80.62 73.18 70.02 75.46 71.02 66.21 63.49 63.83 65.92 102.27 149.08 144.50 150.99 199.18 199.18
Page 123 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,037 3,940 4,306 2,252 2,089 802 667 430 222 144 107 116 59 90 56 102 52 41 15 10 18,537
F
3,037 6,977 11,283 13,535 15,624 16,426 17,093 17,523 17,745 17,889 17,996 18,112 18,171 18,261 18,317 18,419 18,471 18,512 18,527 18,537
BAND
CUM.
16.38 16.38 21.25 37.64 23.23 60.87 12.15 73.02 11.27 84.29 4.33 88.61 3.60 92.21 2.32 94.53 1.20 95.73 0.78 96.50 0.58 97.08 0.63 97.71 0.32 98.03 0.49 98.51 0.30 98.81 0.55 99.36 0.28 99.64 0.22 99.87 0.08 99.95 0.05 100.00
PERCENTAGE rp
474.58 745.91 1,334.64 1,238.94 2,081.88 1,253.07 1,442.22 1,175.88 690.19 507.33 345.64 648.82 322.30 469.86 287.17 991.98 1,015.31 1,269.40 956.68 108.40 17,360.22
RP
474.58 1,220.49 2,555.13 3,794.08 5,875.96 7,129.03 8,571.25 9,747.14 10,437.32 10,944.65 11,290.29 11,939.11 12,261.41 12,731.28 13,018.45 14,010.43 15,025.74 16,295.14 17,251.82 17,360.22
BAND
2.73 4.30 7.69 7.14 11.99 7.22 8.31 6.77 3.98 2.92 1.99 3.74 1.86 2.71 1.65 5.71 5.85 7.31 5.51 0.62
PERCENTAGE
CUM.
f
F
BAND
2.73 7.03 14.72 21.86 33.85 41.07 49.37 56.15 60.12 63.04 65.04 68.77 70.63 73.34 74.99 80.70 86.55 93.86 99.38 100.00
3 10 6 11 8 5 11 10 0 4 3 3 2 7 4 2 2 2 0 0
3 13 19 30 38 43 54 64 64 68 71 74 76 83 87 89 91 93 93 93
3.23 3.23 10.75 13.98 6.45 20.43 11.83 32.26 8.60 40.86 5.38 46.24 11.83 58.06 10.75 68.82 0.00 68.82 4.30 73.12 3.23 76.34 3.23 79.57 2.15 81.72 7.53 89.25 4.30 93.55 2.15 95.70 2.15 97.85 2.15 100.00 0.00 100.00 0.00 100.00
93
CUM.
PERCENTAGE rp
47.99 168.95 280.75 722.45 203.99 803.86 2,867.61 1,274.18 0.00 120.13 305.90 3,674.62 16.48 857.75 252.82 18.19 305.53 1,230.58 0.00 0.00 13,151.78
RP
47.99 216.94 497.69 1,220.14 1,424.13 2,227.98 5,095.59 6,369.77 6,369.77 6,489.91 6,795.81 10,470.43 10,486.90 11,344.66 11,597.48 11,615.67 11,921.20 13,151.78 13,151.78 13,151.78
BAND
CUM.
0.36 0.36 1.28 1.65 2.13 3.78 5.49 9.28 1.55 10.83 6.11 16.94 21.80 38.74 9.69 48.43 0.00 48.43 0.91 49.35 2.33 51.67 27.94 79.61 0.13 79.74 6.52 86.26 1.92 88.18 0.14 88.32 2.32 90.64 9.36 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
10.11 22.65 21.04 58.31 9.80 64.15 198.83 108.36 0.00 23.68 88.50 566.35 5.11 182.55 88.04 1.83 30.09 96.94 0.00 0.00
CUM
10.11 17.77 19.48 32.16 24.24 31.25 59.45 65.35 61.03 59.30 60.19 87.70 85.53 89.11 89.08 82.91 79.34 80.71 76.23 75.76 75.76
Page 124 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
4,441 4,956 6,109 3,398 2,872 1,136 715 495 266 145 107 158 79 113 58 112 129 76 48 10 25,423
F
4,441 9,397 15,506 18,904 21,776 22,912 23,627 24,122 24,388 24,533 24,640 24,798 24,877 24,990 25,048 25,160 25,289 25,365 25,413 25,423
BAND
CUM.
17.47 17.47 19.49 36.96 24.03 60.99 13.37 74.36 11.30 85.65 4.47 90.12 2.81 92.94 1.95 94.88 1.05 95.93 0.57 96.50 0.42 96.92 0.62 97.54 0.31 97.85 0.44 98.30 0.23 98.52 0.44 98.97 0.51 99.47 0.30 99.77 0.19 99.96 0.04 100.00
PERCENTAGE rp
987.32 1,137.20 3,013.10 3,167.51 4,103.08 2,397.72 2,133.93 1,734.10 1,405.61 755.61 652.53 1,169.31 509.46 1,214.91 577.60 1,743.98 3,773.35 1,940.85 1,990.86 153.40 34,561.45
RP
987.32 2,124.52 5,137.62 8,305.13 12,408.21 14,805.93 16,939.86 18,673.97 20,079.58 20,835.19 21,487.72 22,657.04 23,166.49 24,381.41 24,959.01 26,702.99 30,476.34 32,417.19 34,408.05 34,561.45
BAND
2.86 3.29 8.72 9.16 11.87 6.94 6.17 5.02 4.07 2.19 1.89 3.38 1.47 3.52 1.67 5.05 10.92 5.62 5.76 0.44
CUM.
2.86 6.15 14.87 24.03 35.90 42.84 49.01 54.03 58.10 60.28 62.17 65.56 67.03 70.55 72.22 77.26 88.18 93.80 99.56 100.00
PERCENTAGE f
F
17 8 7 3 6 5 2 1 0 1 1 0 0 1 0 3 7 4 7 0 73
BAND
17 25 32 35 41 46 48 49 49 50 51 51 51 52 52 55 62 66 73 73
CUM.
23.29 23.29 10.96 34.25 9.59 43.84 4.11 47.95 8.22 56.16 6.85 63.01 2.74 65.75 1.37 67.12 0.00 67.12 1.37 68.49 1.37 69.86 0.00 69.86 0.00 69.86 1.37 71.23 0.00 71.23 4.11 75.34 9.59 84.93 5.48 90.41 9.59 100.00 0.00 100.00
PERCENTAGE rp
1,267.44 382.53 240.79 744.48 1,576.75 1,247.01 1,239.76 9.41 0.00 84.79 3.00 0.00 0.00 3,019.23 0.00 232.23 628.41 135.17 1,118.11 0.00 11,929.11
RP
1,267.44 1,649.97 1,890.77 2,635.25 4,212.00 5,459.01 6,698.77 6,708.18 6,708.18 6,792.97 6,795.97 6,795.97 6,795.97 9,815.19 9,815.19 10,047.42 10,675.83 10,811.01 11,929.11 11,929.11
BAND
CUM.
10.62 10.62 3.21 13.83 2.02 15.85 6.24 22.09 13.22 35.31 10.45 45.76 10.39 56.15 0.08 56.23 0.00 56.23 0.71 56.94 0.03 56.97 0.00 56.97 0.00 56.97 25.31 82.28 0.00 82.28 1.95 84.23 5.27 89.49 1.13 90.63 9.37 100.00 0.00 100.00
PERCENTAGE BAND
CUM
128.37 33.64 7.99 23.50 38.43 52.01 58.10 0.54 0.00 11.22 0.46 0.00 0.00 248.51 0.00 13.32 16.65 6.96 56.16 0.00
128.37 77.66 36.80 31.73 33.95 36.87 39.54 35.92 33.41 32.60 31.63 29.99 29.34 40.26 39.33 37.63 35.03 33.35 34.67 34.52 34.52
Page 125 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,236 2,310 2,506 1,111 950 400 264 225 95 48 37 41 19 31 17 37 33 18 19 1 10,398
F
2,236 4,546 7,052 8,163 9,113 9,513 9,777 10,002 10,097 10,145 10,182 10,223 10,242 10,273 10,290 10,327 10,360 10,378 10,397 10,398
BAND
21.50 22.22 24.10 10.68 9.14 3.85 2.54 2.16 0.91 0.46 0.36 0.39 0.18 0.30 0.16 0.36 0.32 0.17 0.18 0.01
CUM.
21.50 43.72 67.82 78.51 87.64 91.49 94.03 96.19 97.11 97.57 97.92 98.32 98.50 98.80 98.96 99.32 99.63 99.81 99.99 100.00
PERCENTAGE rp
499.63 630.50 1,378.12 994.53 1,439.73 788.55 735.49 856.86 454.63 244.64 187.96 282.90 164.72 392.13 161.44 1,144.92 913.66 862.62 505.50 47.10 12,685.64
RP
499.63 1,130.12 2,508.25 3,502.77 4,942.50 5,731.06 6,466.54 7,323.40 7,778.03 8,022.68 8,210.64 8,493.54 8,658.26 9,050.40 9,211.84 10,356.76 11,270.42 12,133.04 12,638.55 12,685.64
BAND
3.94 4.97 10.86 7.84 11.35 6.22 5.80 6.75 3.58 1.93 1.48 2.23 1.30 3.09 1.27 9.03 7.20 6.80 3.98 0.37
CUM.
3.94 8.91 19.77 27.61 38.96 45.18 50.98 57.73 61.31 63.24 64.72 66.95 68.25 71.34 72.62 81.64 88.84 95.64 99.63 100.00
PERCENTAGE f
F
3 5 3 0 3 2 2 3 1 0 1 0 0 3 0 2 0 0 2 0 30
3 8 11 11 14 16 18 21 22 22 23 23 23 26 26 28 28 28 30 30
BAND
CUM.
10.00 10.00 16.67 26.67 10.00 36.67 0.00 36.67 10.00 46.67 6.67 53.33 6.67 60.00 10.00 70.00 3.33 73.33 0.00 73.33 3.33 76.67 0.00 76.67 0.00 76.67 10.00 86.67 0.00 86.67 6.67 93.33 0.00 93.33 0.00 93.33 6.67 100.00 0.00 100.00
PERCENTAGE rp
57.20 316.19 389.16 0.00 12.39 182.26 654.34 302.99 26.82 0.00 218.83 0.00 0.00 300.00 0.00 80.87 0.00 0.00 90.74 0.00 2,631.80
RP
57.20 373.39 762.55 762.55 774.95 957.20 1,611.54 1,914.53 1,941.35 1,941.35 2,160.18 2,160.18 2,160.18 2,460.18 2,460.18 2,541.06 2,541.06 2,541.06 2,631.80 2,631.80
BAND
CUM.
2.17 2.17 12.01 14.19 14.79 28.97 0.00 28.97 0.47 29.45 6.93 36.37 24.86 61.23 11.51 72.75 1.02 73.77 0.00 73.77 8.31 82.08 0.00 82.08 0.00 82.08 11.40 93.48 0.00 93.48 3.07 96.55 0.00 96.55 0.00 96.55 3.45 100.00 0.00 100.00
PERCENTAGE BAND
11.45 50.15 28.24 0.00 0.86 23.11 88.97 35.36 5.90 0.00 116.42 0.00 0.00 76.50 0.00 7.06 0.00 0.00 17.95 0.00
CUM
11.45 33.04 30.40 21.77 15.68 16.70 24.92 26.14 24.96 24.20 26.31 25.43 24.95 27.18 26.71 24.54 22.55 20.94 20.82 20.75 20.75
Page 126 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,656 3,756 4,817 2,689 2,487 1,016 751 567 289 119 104 126 68 105 84 100 91 65 44 13 20,947
F
3,656 7,412 12,229 14,918 17,405 18,421 19,172 19,739 20,028 20,147 20,251 20,377 20,445 20,550 20,634 20,734 20,825 20,890 20,934 20,947
BAND
CUM.
17.45 17.45 17.93 35.38 23.00 58.38 12.84 71.22 11.87 83.09 4.85 87.94 3.59 91.53 2.71 94.23 1.38 95.61 0.57 96.18 0.50 96.68 0.60 97.28 0.32 97.60 0.50 98.10 0.40 98.51 0.48 98.98 0.43 99.42 0.31 99.73 0.21 99.94 0.06 100.00
PERCENTAGE rp
1,558.42 694.84 1,992.41 1,901.86 2,855.88 1,541.82 1,835.38 1,585.14 1,182.19 537.14 622.50 631.71 572.11 984.15 782.55 1,618.32 1,893.82 2,080.89 4,850.49 195.69 29,917.31
RP
1,558.42 2,253.26 4,245.67 6,147.53 9,003.41 10,545.23 12,380.61 13,965.74 15,147.93 15,685.07 16,307.58 16,939.28 17,511.39 18,495.54 19,278.09 20,896.42 22,790.23 24,871.12 29,721.62 29,917.31
BAND
5.21 2.32 6.66 6.36 9.55 5.15 6.13 5.30 3.95 1.80 2.08 2.11 1.91 3.29 2.62 5.41 6.33 6.96 16.21 0.65
PERCENTAGE
CUM.
f
5.21 7.53 14.19 20.55 30.09 35.25 41.38 46.68 50.63 52.43 54.51 56.62 58.53 61.82 64.44 69.85 76.18 83.13 99.35 100.00
22 8 14 18 23 12 4 6 4 2 0 0 1 2 3 2 10 5 10 0 146
F
22 30 44 62 85 97 101 107 111 113 113 113 114 116 119 121 131 136 146 146
BAND
CUM.
PERCENTAGE rp
15.07 15.07 15,302.75 5.48 20.55 339.26 9.59 30.14 1,367.55 12.33 42.47 2,914.47 15.75 58.22 6,001.99 8.22 66.44 4,412.88 2.74 69.18 2,476.77 4.11 73.29 837.09 2.74 76.03 1,101.93 1.37 77.40 151.43 0.00 77.40 0.00 0.00 77.40 0.00 0.68 78.08 677.20 1.37 79.45 5,257.92 2.05 81.51 267.88 1.37 82.88 2,102.43 6.85 89.73 493.49 3.42 93.15 6,078.79 6.85 100.00 19,558.04 0.00 100.00 0.00 69,341.85
RP
15,302.75 15,642.01 17,009.56 19,924.03 25,926.02 30,338.89 32,815.67 33,652.76 34,754.69 34,906.12 34,906.12 34,906.12 35,583.32 40,841.23 41,109.11 43,211.54 43,705.03 49,783.81 69,341.85 69,341.85
BAND
CUM.
22.07 22.07 0.49 22.56 1.97 24.53 4.20 28.73 8.66 37.39 6.36 43.75 3.57 47.32 1.21 48.53 1.59 50.12 0.22 50.34 0.00 50.34 0.00 50.34 0.98 51.32 7.58 58.90 0.39 59.28 3.03 62.32 0.71 63.03 8.77 71.79 28.21 100.00 0.00 100.00
PERCENTAGE BAND
CUM
981.94 48.83 68.64 153.24 210.16 286.21 134.95 52.81 93.21 28.19 0.00 0.00 118.37 534.26 34.23 129.91 26.06 292.12 403.22 0.00
981.94 694.20 400.63 324.10 287.96 287.70 265.06 240.97 229.44 222.54 214.05 206.07 203.20 220.82 213.24 206.79 191.77 200.17 233.30 231.78 231.78
Page 127 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 1,672 75 1,296 150 1,100 438 250 391 400 136 625 66 875 43 1,250 28 1,750 16 2,250 16 2,750 14 3,500 10 4,500 17 6,250 7 8,750 9 15,000 15 35,000 5 75,000 1 300,000 0 5,280
F
1,672 2,968 4,068 4,506 4,897 5,033 5,099 5,142 5,170 5,186 5,202 5,216 5,226 5,243 5,250 5,259 5,274 5,279 5,280 5,280
BAND
CUM.
31.67 31.67 24.55 56.21 20.83 77.05 8.30 85.34 7.41 92.75 2.58 95.32 1.25 96.57 0.81 97.39 0.53 97.92 0.30 98.22 0.30 98.52 0.27 98.79 0.19 98.98 0.32 99.30 0.13 99.43 0.17 99.60 0.28 99.89 0.09 99.98 0.02 100.00 0.00 100.00
PERCENTAGE rp
372.74 323.66 620.98 447.79 594.88 296.55 162.90 151.39 100.72 61.84 49.21 188.68 125.07 199.45 73.20 363.56 482.23 46.24 49.09 0.00 4,710.17
RP
372.74 696.40 1,317.38 1,765.17 2,360.04 2,656.60 2,819.49 2,970.88 3,071.60 3,133.44 3,182.65 3,371.33 3,496.40 3,695.85 3,769.06 4,132.61 4,614.84 4,661.08 4,710.17 4,710.17
BAND
7.91 6.87 13.18 9.51 12.63 6.30 3.46 3.21 2.14 1.31 1.04 4.01 2.66 4.23 1.55 7.72 10.24 0.98 1.04 0.00
CUM.
PERCENTAGE f
7.91 2 14.79 11 27.97 2 37.48 0 50.11 0 56.40 0 59.86 1 63.07 0 65.21 0 66.52 0 67.57 0 71.58 0 74.23 0 78.47 2 80.02 0 87.74 0 97.98 0 98.96 1 100.00 0 100.00 0 19
F
2 13 15 15 15 15 16 16 16 16 16 16 16 18 18 18 18 19 19 19
BAND
10.53 57.89 10.53 0.00 0.00 0.00 5.26 0.00 0.00 0.00 0.00 0.00 0.00 10.53 0.00 0.00 0.00 5.26 0.00 0.00
CUM.
PERCENTAGE rp
RP
10.53 6,657.94 6,657.94 68.42 750.11 7,408.05 78.95 212.25 7,620.29 78.95 0.00 7,620.29 78.95 0.00 7,620.29 78.95 0.00 7,620.29 84.21 34.06 7,654.35 84.21 0.00 7,654.35 84.21 0.00 7,654.35 84.21 0.00 7,654.35 84.21 0.00 7,654.35 84.21 0.00 7,654.35 84.21 0.00 7,654.35 94.74 2,045.79 9,700.15 94.74 0.00 9,700.15 94.74 0.00 9,700.15 94.74 0.00 9,700.15 100.00 1,837.20 11,537.35 100.00 0.00 11,537.35 100.00 0.00 11,537.35 11,537.35
BAND
57.71 6.50 1.84 0.00 0.00 0.00 0.30 0.00 0.00 0.00 0.00 0.00 0.00 17.73 0.00 0.00 0.00 15.92 0.00 0.00
CUM.
PERCENTAGE BAND
CUM
57.71 1,786.24 1,786.24 64.21 231.75 1,063.76 66.05 34.18 578.44 66.05 0.00 431.70 66.05 0.00 322.89 66.05 0.00 286.84 66.34 20.91 271.48 66.34 0.00 257.65 66.34 0.00 249.20 66.34 0.00 244.28 66.34 0.00 240.50 66.34 0.00 227.04 66.34 0.00 218.92 84.08 1,025.71 262.46 84.08 0.00 257.36 84.08 0.00 234.72 84.08 0.00 210.19 100.00 3,973.56 247.53 100.00 0.00 244.95 100.00 0.00 244.95 244.95
Page 128 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,747 3,178 3,254 1,666 1,736 716 529 449 246 164 118 123 105 141 83 148 147 36 47 7 15,640
F
2,747 5,925 9,179 10,845 12,581 13,297 13,826 14,275 14,521 14,685 14,803 14,926 15,031 15,172 15,255 15,403 15,550 15,586 15,633 15,640
BAND
CUM.
17.56 17.56 20.32 37.88 20.81 58.69 10.65 69.34 11.10 80.44 4.58 85.02 3.38 88.40 2.87 91.27 1.57 92.85 1.05 93.89 0.75 94.65 0.79 95.43 0.67 96.11 0.90 97.01 0.53 97.54 0.95 98.48 0.94 99.42 0.23 99.65 0.30 99.96 0.04 100.00
PERCENTAGE rp
699.08 543.32 1,182.84 987.13 1,789.57 1,079.66 1,085.74 1,218.07 842.94 648.64 475.98 557.26 641.86 851.66 828.35 2,651.43 3,319.39 911.17 889.40 44.66 21,248.16
RP
699.08 1,242.40 2,425.24 3,412.37 5,201.94 6,281.60 7,367.35 8,585.42 9,428.36 10,077.01 10,552.99 11,110.25 11,752.11 12,603.77 13,432.11 16,083.54 19,402.93 20,314.09 21,203.50 21,248.16
BAND
3.29 2.56 5.57 4.65 8.42 5.08 5.11 5.73 3.97 3.05 2.24 2.62 3.02 4.01 3.90 12.48 15.62 4.29 4.19 0.21
PERCENTAGE
CUM.
f
3.29 5.85 11.41 16.06 24.48 29.56 34.67 40.41 44.37 47.43 49.67 52.29 55.31 59.32 63.22 75.69 91.32 95.60 99.79 100.00
11 1 0 4 3 1 5 4 1 1 1 1 0 6 2 6 4 3 0 0 54
F
11 12 12 16 19 20 25 29 30 31 32 33 33 39 41 47 51 54 54 54
BAND
20.37 1.85 0.00 7.41 5.56 1.85 9.26 7.41 1.85 1.85 1.85 1.85 0.00 11.11 3.70 11.11 7.41 5.56 0.00 0.00
CUM.
20.37 22.22 22.22 29.63 35.19 37.04 46.30 53.70 55.56 57.41 59.26 61.11 61.11 72.22 75.93 87.04 94.44 100.00 100.00 100.00
PERCENTAGE rp
1,659.71 7.19 0.00 112.00 340.97 210.90 107.91 188.51 2.20 6.50 458.98 269.05 0.00 185.48 3,077.57 462.00 10,808.37 377.71 0.00 0.00 18,275.05
RP
1,659.71 1,666.90 1,666.90 1,778.91 2,119.87 2,330.78 2,438.68 2,627.19 2,629.39 2,635.89 3,094.87 3,363.92 3,363.92 3,549.40 6,626.98 7,088.97 17,897.34 18,275.05 18,275.05 18,275.05
BAND
CUM.
9.08 9.08 0.04 9.12 0.00 9.12 0.61 9.73 1.87 11.60 1.15 12.75 0.59 13.34 1.03 14.38 0.01 14.39 0.04 14.42 2.51 16.93 1.47 18.41 0.00 18.41 1.01 19.42 16.84 36.26 2.53 38.79 59.14 97.93 2.07 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
CUM
237.42 1.32 0.00 11.35 19.05 19.53 9.94 15.48 0.26 1.00 96.43 48.28 0.00 21.78 371.53 17.42 325.61 41.45 0.00 0.00
237.42 134.17 68.73 52.13 40.75 37.10 33.10 30.60 27.89 26.16 29.33 30.28 28.62 28.16 49.34 44.08 92.24 89.96 86.19 86.01 86.01
Page 129 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
21,623 16,957 32,377 26,884 34,814 18,075 13,613 10,167 5,696 3,014 2,285 2,769 1,808 1,986 1,306 1,842 1,495 695 926 277 198,609
F
21,623 38,580 70,957 97,841 132,655 150,730 164,343 174,510 180,206 183,220 185,505 188,274 190,082 192,068 193,374 195,216 196,711 197,406 198,332 198,609
BAND
10.89 8.54 16.30 13.54 17.53 9.10 6.85 5.12 2.87 1.52 1.15 1.39 0.91 1.00 0.66 0.93 0.75 0.35 0.47 0.14
CUM.
10.89 19.43 35.73 49.26 66.79 75.89 82.75 87.87 90.73 92.25 93.40 94.80 95.71 96.71 97.36 98.29 99.04 99.39 99.86 100.00
PERCENTAGE rp
14,727.28 3,816.81 9,627.07 12,607.15 24,174.86 19,286.13 19,784.81 20,541.52 15,374.34 10,605.81 9,237.14 13,324.01 10,402.44 14,677.07 11,312.11 23,281.97 22,936.24 14,623.85 28,758.07 10,329.76 309,428.44
RP
14,727.28 18,544.09 28,171.15 40,778.30 64,953.16 84,239.29 104,024.11 124,565.63 139,939.97 150,545.78 159,782.92 173,106.94 183,509.37 198,186.44 209,498.55 232,780.52 255,716.76 270,340.61 299,098.67 309,428.44
BAND
CUM.
4.76 4.76 1.23 5.99 3.11 9.10 4.07 13.18 7.81 20.99 6.23 27.22 6.39 33.62 6.64 40.26 4.97 45.23 3.43 48.65 2.99 51.64 4.31 55.94 3.36 59.31 4.74 64.05 3.66 67.71 7.52 75.23 7.41 82.64 4.73 87.37 9.29 96.66 3.34 100.00
PERCENTAGE f
269 76 159 234 365 234 193 168 104 92 62 69 60 78 53 149 119 127 227 113 2,951
F
BAND
CUM.
269 9.12 9.12 345 2.58 11.69 504 5.39 17.08 738 7.93 25.01 1,103 12.37 37.38 1,337 7.93 45.31 1,530 6.54 51.85 1,698 5.69 57.54 1,802 3.52 61.06 1,894 3.12 64.18 1,956 2.10 66.28 2,025 2.34 68.62 2,085 2.03 70.65 2,163 2.64 73.30 2,216 1.80 75.09 2,365 5.05 80.14 2,484 4.03 84.17 2,611 4.30 88.48 2,838 7.69 96.17 2,951 3.83 100.00
PERCENTAGE rp
RP
228,152.60 228,152.60 7,844.49 235,997.09 5,566.44 241,563.53 8,657.82 250,221.36 19,493.73 269,715.09 12,053.64 281,768.73 15,470.19 297,238.92 19,183.94 316,422.86 24,148.39 340,571.25 15,663.72 356,234.96 19,347.36 375,582.32 15,628.38 391,210.70 6,950.11 398,160.82 14,294.15 412,454.97 23,099.04 435,554.00 59,235.32 494,789.33 172,382.64 667,171.97 73,975.14 741,147.11 226,408.48 967,555.58 95,332.25 1,062,887.84 1,062,887.84
BAND
CUM.
PERCENTAGE BAND
CUM
21.47 21.471,549.18 1,549.18 0.74 22.20 205.52 1,272.63 0.52 22.73 57.82 857.49 0.81 23.54 68.67 613.61 1.83 25.38 80.64 415.25 1.13 26.51 62.50 334.49 1.46 27.97 78.19 285.74 1.80 29.77 93.39 254.02 2.27 32.04 157.07 243.37 1.47 33.52 147.69 236.63 1.82 35.34 209.45 235.06 1.47 36.81 117.29 225.99 0.65 37.46 66.81 216.97 1.34 38.81 97.39 208.11 2.17 40.98 204.20 207.90 5.57 46.55 254.43 212.56 16.22 62.77 751.57 260.90 6.96 69.73 505.85 274.15 21.30 91.03 787.29 323.49 8.97 100.00 922.89 343.50 343.50
Page 130 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
26,091 23,794 25,566 13,809 13,682 6,690 4,811 3,756 2,134 1,311 1,061 1,315 938 1,288 911 1,618 1,490 790 881 246 132,182
F
26,091 49,885 75,451 89,260 102,942 109,632 114,443 118,199 120,333 121,644 122,705 124,020 124,958 126,246 127,157 128,775 130,265 131,055 131,936 132,182
BAND
CUM.
19.74 19.74 18.00 37.74 19.34 57.08 10.45 67.53 10.35 77.88 5.06 82.94 3.64 86.58 2.84 89.42 1.61 91.04 0.99 92.03 0.80 92.83 0.99 93.83 0.71 94.53 0.97 95.51 0.69 96.20 1.22 97.42 1.13 98.55 0.60 99.15 0.67 99.81 0.19 100.00
PERCENTAGE rp
11,936.21 4,512.20 8,707.53 7,455.96 12,073.95 8,776.67 9,326.06 9,402.95 6,995.26 5,134.70 5,030.63 6,885.76 5,973.69 9,906.48 8,770.53 60,088.21 22,761.15 13,911.56 16,722.34 16,199.42 250,571.24
RP
BAND
CUM.
PERCENTAGE f
F
11,936.21 4.76 4.76 122 122 16,448.41 1.80 6.56 34 156 25,155.94 3.48 10.04 71 227 32,611.90 2.98 13.02 52 279 44,685.86 4.82 17.83 66 345 53,462.53 3.50 21.34 37 382 62,788.59 3.72 25.06 26 408 72,191.53 3.75 28.81 29 437 79,186.79 2.79 31.60 26 463 84,321.49 2.05 33.65 18 481 89,352.12 2.01 35.66 22 503 96,237.87 2.75 38.41 29 532 102,211.56 2.38 40.79 23 555 112,118.04 3.95 44.74 49 604 120,888.57 3.50 48.25 41 645 180,976.78 23.98 72.23 102 747 203,737.92 9.08 81.31 122 869 217,649.49 5.55 86.86 97 966 234,371.83 6.67 93.54 87 1,053 250,571.24 6.46 100.00 41 1,094 1,094
BAND
CUM.
11.15 11.15 3.11 14.26 6.49 20.75 4.75 25.50 6.03 31.54 3.38 34.92 2.38 37.29 2.65 39.95 2.38 42.32 1.65 43.97 2.01 45.98 2.65 48.63 2.10 50.73 4.48 55.21 3.75 58.96 9.32 68.28 11.15 79.43 8.87 88.30 7.95 96.25 3.75 100.00
PERCENTAGE rp
40,659.68 404.43 1,570.40 1,991.68 5,692.46 12,269.67 3,366.01 2,934.12 5,702.71 2,923.29 15,089.71 49,963.27 2,125.00 40,462.77 8,499.64 50,487.76 53,322.89 30,508.69 39,440.94 15,527.13 382,942.25
RP
40,659.68 41,064.12 42,634.51 44,626.19 50,318.65 62,588.32 65,954.33 68,888.45 74,591.16 77,514.45 92,604.16 142,567.43 144,692.43 185,155.20 193,654.84 244,142.60 297,465.49 327,974.18 367,415.12 382,942.25
BAND
10.62 0.11 0.41 0.52 1.49 3.20 0.88 0.77 1.49 0.76 3.94 13.05 0.55 10.57 2.22 13.18 13.92 7.97 10.30 4.05
CUM.
10.62 10.72 11.13 11.65 13.14 16.34 17.22 17.99 19.48 20.24 24.18 37.23 37.78 48.35 50.57 63.75 77.68 85.65 95.95 100.00
PERCENTAGE BAND
CUM.
340.64 8.96 18.03 26.71 47.15 139.80 36.09 31.20 81.52 56.93 299.96 725.60 35.57 408.45 96.91 84.02 234.27 219.30 235.86 95.85
340.64 249.65 169.48 136.84 112.61 117.07 105.04 95.42 94.20 91.93 103.64 148.14 141.56 165.14 160.19 134.90 146.00 150.69 156.77 152.83 152.83
Page 131 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
22,533 14,081 11,725 5,738 6,254 3,281 2,438 2,056 1,184 696 504 617 397 561 330 540 454 186 178 91 73,844
F
22,533 36,614 48,339 54,077 60,331 63,612 66,050 68,106 69,290 69,986 70,490 71,107 71,504 72,065 72,395 72,935 73,389 73,575 73,753 73,844
BAND
CUM.
30.51 30.51 19.07 49.58 15.88 65.46 7.77 73.23 8.47 81.70 4.44 86.14 3.30 89.45 2.78 92.23 1.60 93.83 0.94 94.78 0.68 95.46 0.84 96.29 0.54 96.83 0.76 97.59 0.45 98.04 0.73 98.77 0.61 99.38 0.25 99.64 0.24 99.88 0.12 100.00
PERCENTAGE rp
4,678.58 2,719.79 4,468.50 2,299.68 6,218.21 4,506.10 4,534.12 5,399.41 3,932.02 740.59 2,442.93 3,547.76 2,854.06 4,274.43 3,617.80 7,908.12 8,608.74 4,878.96 3,215.76 4,312.66 85,158.22
RP
4,678.58 7,398.38 11,866.87 14,166.55 20,384.76 24,890.86 29,424.98 34,824.39 38,756.41 39,497.00 41,939.93 45,487.69 48,341.75 52,616.19 56,233.99 64,142.11 72,750.84 77,629.81 80,845.56 85,158.22
BAND
CUM.
5.49 5.49 3.19 8.69 5.25 13.94 2.70 16.64 7.30 23.94 5.29 29.23 5.32 34.55 6.34 40.89 4.62 45.51 0.87 46.38 2.87 49.25 4.17 53.42 3.35 56.77 5.02 61.79 4.25 66.03 9.29 75.32 10.11 85.43 5.73 91.16 3.78 94.94 5.06 100.00
PERCENTAGE f
44 10 6 8 12 9 13 42 16 9 6 16 14 15 9 24 51 43 20 10 377
F
BAND
CUM.
44 54 60 68 80 89 102 144 160 169 175 191 205 220 229 253 304 347 367 377
11.67 11.67 2.65 14.32 1.59 15.92 2.12 18.04 3.18 21.22 2.39 23.61 3.45 27.06 11.14 38.20 4.24 42.44 2.39 44.83 1.59 46.42 4.24 50.66 3.71 54.38 3.98 58.36 2.39 60.74 6.37 67.11 13.53 80.64 11.41 92.04 5.31 97.35 2.65 100.00
PERCENTAGE rp
RP
8,953.48 8,953.48 375.11 9,328.60 124.12 9,452.71 334.00 9,786.71 481.79 10,268.50 107.14 10,375.65 444.03 10,819.68 1,912.78 12,732.45 862.06 13,594.51 502.80 14,097.31 4,267.80 18,365.11 4,015.75 22,380.86 220.20 22,601.06 242.17 22,843.24 76.85 22,920.09 1,313.47 24,233.56 31,608.28 55,841.84 64,415.42 120,257.26 2,993.76 123,251.03 74,215.87 197,466.90 197,466.90
BAND
CUM.
PERCENTAGE BAND
4.53 4.53 191.37 0.19 4.72 13.79 0.06 4.79 2.78 0.17 4.96 14.52 0.24 5.20 7.75 0.05 5.25 2.38 0.22 5.48 9.79 0.97 6.45 35.43 0.44 6.88 21.92 0.25 7.14 67.89 2.16 9.30 174.70 2.03 11.33 113.19 0.11 11.45 7.72 0.12 11.57 5.67 0.04 11.61 2.12 0.67 12.27 16.61 16.01 28.28 367.17 32.62 60.90 1,320.27 1.52 62.42 93.10 37.58 100.00 1,720.88
CUM
191.37 126.09 79.66 69.08 50.37 41.68 36.77 36.56 35.08 35.69 43.79 49.20 46.75 43.41 40.76 37.78 76.76 154.91 152.45 231.88 231.88
Page 132 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,258 1,685 1,674 909 978 558 410 289 175 122 56 97 48 66 36 67 41 24 21 0 9,514
F
2,258 3,943 5,617 6,526 7,504 8,062 8,472 8,761 8,936 9,058 9,114 9,211 9,259 9,325 9,361 9,428 9,469 9,493 9,514 9,514
BAND
CUM.
23.73 23.73 17.71 41.44 17.60 59.04 9.55 68.59 10.28 78.87 5.87 84.74 4.31 89.05 3.04 92.09 1.84 93.92 1.28 95.21 0.59 95.80 1.02 96.82 0.50 97.32 0.69 98.01 0.38 98.39 0.70 99.10 0.43 99.53 0.25 99.78 0.22 100.00 0.00 100.00
PERCENTAGE rp
512.92 293.01 482.14 449.39 817.23 676.48 660.69 648.13 505.59 462.86 286.75 445.35 550.20 526.69 291.50 615.84 442.11 303.77 442.81 0.00 9,413.44
RP
512.92 805.93 1,288.07 1,737.45 2,554.68 3,231.16 3,891.85 4,539.97 5,045.56 5,508.42 5,795.17 6,240.52 6,790.72 7,317.41 7,608.91 8,224.75 8,666.86 8,970.62 9,413.44 9,413.44
BAND
5.45 3.11 5.12 4.77 8.68 7.19 7.02 6.89 5.37 4.92 3.05 4.73 5.84 5.60 3.10 6.54 4.70 3.23 4.70 0.00
PERCENTAGE
CUM.
f
5.45 8.56 13.68 18.46 27.14 34.32 41.34 48.23 53.60 58.52 61.56 66.29 72.14 77.73 80.83 87.37 92.07 95.30 100.00 100.00
15 3 5 3 6 8 0 6 3 0 0 3 3 3 0 3 2 2 6 0 71
F
BAND
15 18 23 26 32 40 40 46 49 49 49 52 55 58 58 61 63 65 71 71
CUM.
21.13 21.13 4.23 25.35 7.04 32.39 4.23 36.62 8.45 45.07 11.27 56.34 0.00 56.34 8.45 64.79 4.23 69.01 0.00 69.01 0.00 69.01 4.23 73.24 4.23 77.46 4.23 81.69 0.00 81.69 4.23 85.92 2.82 88.73 2.82 91.55 8.45 100.00 0.00 100.00
PERCENTAGE rp
RP
1,082.66 1,082.66 67.69 1,150.35 62.27 1,212.62 754.35 1,966.97 431.27 2,398.24 555.51 2,953.75 0.00 2,953.75 26.52 2,980.28 39.55 3,019.83 0.00 3,019.83 0.00 3,019.83 39.44 3,059.27 175.03 3,234.31 153.98 3,388.28 0.00 3,388.28 199.74 3,588.03 11.35 3,599.37 779.08 4,378.46 8,534.61 12,913.07 0.00 12,913.07 12,913.07
BAND
8.38 0.52 0.48 5.84 3.34 4.30 0.00 0.21 0.31 0.00 0.00 0.31 1.36 1.19 0.00 1.55 0.09 6.03 66.09 0.00
PERCENTAGE
CUM.
BAND
CUM
8.38 8.91 9.39 15.23 18.57 22.87 22.87 23.08 23.39 23.39 23.39 23.69 25.05 26.24 26.24 27.79 27.87 33.91 100.00 100.00
211.08 23.10 12.92 167.86 52.77 82.12 0.00 4.09 7.82 0.00 0.00 8.86 31.81 29.23 0.00 32.43 2.57 256.47 1,927.36 0.00
211.08 142.74 94.14 113.21 93.88 91.41 75.90 65.65 59.85 54.82 52.11 49.02 47.63 46.30 44.53 43.62 41.53 48.81 137.18 137.18 137.18
Page 133 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
21,679 16,781 17,600 10,379 11,520 6,566 4,627 4,133 2,305 1,377 1,088 1,221 848 1,093 716 1,074 842 407 381 137 104,774
F
21,679 38,460 56,060 66,439 77,959 84,525 89,152 93,285 95,590 96,967 98,055 99,276 100,124 101,217 101,933 103,007 103,849 104,256 104,637 104,774
BAND
20.69 16.02 16.80 9.91 11.00 6.27 4.42 3.94 2.20 1.31 1.04 1.17 0.81 1.04 0.68 1.03 0.80 0.39 0.36 0.13
CUM.
20.69 36.71 53.51 63.41 74.41 80.67 85.09 89.03 91.23 92.55 93.59 94.75 95.56 96.61 97.29 98.31 99.12 99.51 99.87 100.00
PERCENTAGE rp
8,054.89 3,304.90 6,461.53 6,014.11 10,155.85 7,952.84 7,940.43 9,553.37 6,954.29 5,074.82 4,984.24 7,151.57 5,827.91 10,665.30 7,780.27 16,590.16 16,013.22 7,309.34 10,809.50 3,015.71 161,614.24
RP
8,054.89 11,359.79 17,821.31 23,835.43 33,991.28 41,944.11 49,884.55 59,437.91 66,392.20 71,467.02 76,451.27 83,602.84 89,430.75 100,096.05 107,876.32 124,466.47 140,479.69 147,789.03 158,598.53 161,614.24
PERCENTAGE
BAND
CUM.
f
F
4.98 2.04 4.00 3.72 6.28 4.92 4.91 5.91 4.30 3.14 3.08 4.43 3.61 6.60 4.81 10.27 9.91 4.52 6.69 1.87
4.98 7.03 11.03 14.75 21.03 25.95 30.87 36.78 41.08 44.22 47.30 51.73 55.34 61.94 66.75 77.01 86.92 91.45 98.13 100.00
54 7 14 7 18 10 15 14 10 12 5 39 13 36 13 24 31 29 48 18
54 61 75 82 100 110 125 139 149 161 166 205 218 254 267 291 322 351 399 417
417
BAND
12.95 1.68 3.36 1.68 4.32 2.40 3.60 3.36 2.40 2.88 1.20 9.35 3.12 8.63 3.12 5.76 7.43 6.95 11.51 4.32
CUM.
12.95 14.63 17.99 19.66 23.98 26.38 29.98 33.33 35.73 38.61 39.81 49.16 52.28 60.91 64.03 69.78 77.22 84.17 95.68 100.00
PERCENTAGE rp
12,141.90 605.60 659.56 39.17 5,040.69 1,671.55 1,952.53 664.34 2,582.45 226.67 19.03 9,714.01 3,789.71 4,793.76 17,927.21 1,742.30 41,692.92 23,750.10 26,385.23 12,040.24 167,438.96
RP
12,141.90 12,747.50 13,407.06 13,446.22 18,486.92 20,158.47 22,111.00 22,775.35 25,357.80 25,584.46 25,603.49 35,317.51 39,107.21 43,900.97 61,828.18 63,570.48 105,263.40 129,013.50 155,398.72 167,438.96
BAND
CUM.
7.25 7.25 0.36 7.61 0.39 8.01 0.02 8.03 3.01 11.04 1.00 12.04 1.17 13.21 0.40 13.60 1.54 15.14 0.14 15.28 0.01 15.29 5.80 21.09 2.26 23.36 2.86 26.22 10.71 36.93 1.04 37.97 24.90 62.87 14.18 77.05 15.76 92.81 7.19 100.00
PERCENTAGE BAND
CUM
150.74 150.74 18.32 112.22 10.21 75.23 0.65 56.41 49.63 54.39 21.02 48.06 24.59 44.32 6.95 38.32 37.13 38.19 4.47 35.80 0.38 33.49 135.83 42.24 65.03 43.73 44.95 43.86 230.42 57.31 10.50 51.07 260.37 74.93 324.93 87.30 244.09 97.98 399.25 103.60 103.60
Page 134 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,809 7,973 6,331 2,060 1,618 505 339 233 121 45 52 48 35 49 25 53 46 21 28 4 25,395
F
5,809 13,782 20,113 22,173 23,791 24,296 24,635 24,868 24,989 25,034 25,086 25,134 25,169 25,218 25,243 25,296 25,342 25,363 25,391 25,395
BAND
CUM.
22.87 22.87 31.40 54.27 24.93 79.20 8.11 87.31 6.37 93.68 1.99 95.67 1.33 97.01 0.92 97.92 0.48 98.40 0.18 98.58 0.20 98.78 0.19 98.97 0.14 99.11 0.19 99.30 0.10 99.40 0.21 99.61 0.18 99.79 0.08 99.87 0.11 99.98 0.02 100.00
PERCENTAGE rp
2,469.73 3,891.99 6,039.03 3,304.52 4,036.14 1,801.91 1,458.12 997.43 794.06 301.20 440.53 542.49 427.78 1,876.43 566.99 862.43 1,063.09 848.04 473.19 40.73 32,154.37
RP
2,469.73 6,361.72 12,400.76 15,705.28 19,741.41 21,543.32 23,001.44 23,998.87 24,792.93 25,094.13 25,534.65 26,077.15 26,504.93 28,381.36 28,948.36 29,810.79 30,873.88 31,721.91 32,195.10 32,154.37
BAND
7.68 12.10 18.78 10.28 12.55 5.60 4.53 3.10 2.47 0.94 1.37 1.69 1.33 5.84 1.76 2.68 3.31 2.64 1.47 0.13
PERCENTAGE
CUM.
f
7.68 19.78 38.57 48.84 61.40 67.00 71.53 74.64 77.11 78.04 79.41 81.10 82.43 88.27 90.03 92.71 96.02 98.66 100.13 100.00
17 32 21 2 3 1 1 1 2 4 0 2 1 2 1 0 0 2 1 0 93
F
BAND
CUM.
17 18.28 18.28 49 34.41 52.69 70 22.58 75.27 72 2.15 77.42 75 3.23 80.65 76 1.08 81.72 77 1.08 82.80 78 1.08 83.87 80 2.15 86.02 84 4.30 90.32 84 0.00 90.32 86 2.15 92.47 87 1.08 93.55 89 2.15 95.70 90 1.08 96.77 90 0.00 96.77 90 0.00 96.77 92 2.15 98.92 93 1.08 100.00 93 0.00 100.00
PERCENTAGE rp
577.83 1,674.33 1,840.52 370.94 962.55 34.95 9.99 208.38 292.92 227.73 0.00 471.44 500.00 143.75 40.00 0.00 0.00 6,715.58 15,963.07 0.00 30,033.99
RP
577.83 2,252.16 4,092.68 4,463.63 5,426.17 5,461.12 5,471.11 5,679.49 5,972.41 6,200.14 6,200.14 6,671.58 7,171.58 7,315.33 7,355.33 7,355.33 7,355.33 14,070.91 30,033.99 30,033.99
BAND
CUM.
PERCENTAGE BAND
1.92 1.92 23.40 5.57 7.50 43.02 6.13 13.63 30.48 1.24 14.86 11.23 3.20 18.07 23.85 0.12 18.18 1.94 0.03 18.22 0.69 0.69 18.91 20.89 0.98 19.89 36.89 0.76 20.64 75.61 0.00 20.64 0.00 1.57 22.21 86.90 1.66 23.88 116.88 0.48 24.36 7.66 0.13 24.49 7.05 0.00 24.49 0.00 0.00 24.49 0.00 22.36 46.85 791.90 53.15 100.00 3,373.53 0.00 100.00 0.00
CUM
23.40 35.40 33.00 28.42 27.49 25.35 23.79 23.67 24.09 24.71 24.28 25.58 27.06 25.78 25.41 24.67 23.82 44.36 93.29 93.41 93.41
Page 135 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,374 1,337 1,039 499 507 244 133 89 64 28 18 26 15 18 19 29 14 12 5 3 5,473
F
1,374 2,711 3,750 4,249 4,756 5,000 5,133 5,222 5,286 5,314 5,332 5,358 5,373 5,391 5,410 5,439 5,453 5,465 5,470 5,473
BAND
CUM.
25.11 25.11 24.43 49.53 18.98 68.52 9.12 77.64 9.26 86.90 4.46 91.36 2.43 93.79 1.63 95.41 1.17 96.58 0.51 97.09 0.33 97.42 0.48 97.90 0.27 98.17 0.33 98.50 0.35 98.85 0.53 99.38 0.26 99.63 0.22 99.85 0.09 99.95 0.05 100.00
PERCENTAGE rp
611.71 470.41 800.52 615.68 780.49 619.55 454.98 313.53 314.67 113.92 131.96 298.91 153.99 144.33 192.75 667.33 854.89 366.07 125.00 41.34 8,072.03
RP
611.71 1,082.12 1,882.64 2,498.32 3,278.80 3,898.36 4,353.34 4,666.87 4,981.54 5,095.47 5,227.43 5,526.34 5,680.32 5,824.65 6,017.40 6,684.73 7,539.62 7,905.69 8,030.70 8,072.03
BAND
7.58 5.83 9.92 7.63 9.67 7.68 5.64 3.88 3.90 1.41 1.63 3.70 1.91 1.79 2.39 8.27 10.59 4.54 1.55 0.51
CUM.
7.58 13.41 23.32 30.95 40.62 48.29 53.93 57.82 61.71 63.12 64.76 68.46 70.37 72.16 74.55 82.81 93.40 97.94 99.49 100.00
PERCENTAGE f
4 4 5 2 2 0 1 0 1 0 1 2 1 1 1 7 0 0 0 0 32
F
BAND
CUM.
4 8 13 15 17 17 18 18 19 19 20 22 23 24 25 32 32 32 32 32
12.50 12.50 15.63 6.25 6.25 0.00 3.13 0.00 3.13 0.00 3.13 6.25 3.13 3.13 3.13 21.88 0.00 0.00 0.00 0.00
12.50 25.00 40.63 46.88 53.13 53.13 56.25 56.25 59.38 59.38 62.50 68.75 71.88 75.00 78.13 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
619.14 217.84 650.50 222.16 418.70 0.00 31.74 0.00 22.50 0.00 22.05 24.00 2,233.38 138.44 7.12 639.72 0.00 0.00 0.00 0.00 5,247.29
RP
619.14 836.98 1,487.48 1,709.64 2,128.34 2,128.34 2,160.08 2,160.08 2,182.58 2,182.58 2,204.63 2,228.62 4,462.00 4,600.44 4,607.56 5,247.29 5,247.29 5,247.29 5,247.29 5,247.29
BAND
11.80 4.15 12.40 4.23 7.98 0.00 0.60 0.00 0.43 0.00 0.42 0.46 42.56 2.64 0.14 12.19 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
CUM
11.80 101.22 15.95 46.31 28.35 81.26 32.58 36.08 40.56 53.65 40.56 0.00 41.17 6.98 41.17 0.00 41.59 7.15 41.59 0.00 42.01 16.71 42.47 8.03 85.03 1,450.35 87.67 95.92 87.81 3.69 100.00 95.86 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00
101.22 77.35 79.01 68.43 64.91 54.60 49.62 46.29 43.81 42.83 42.17 40.33 78.55 78.98 76.57 78.50 69.60 66.37 65.34 65.01 65.01
Page 136 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,383 2,696 2,478 1,145 1,101 613 381 301 162 102 61 78 45 74 53 76 53 49 46 11 12,908
F
3,383 6,079 8,557 9,702 10,803 11,416 11,797 12,098 12,260 12,362 12,423 12,501 12,546 12,620 12,673 12,749 12,802 12,851 12,897 12,908
BAND
CUM.
26.21 26.21 20.89 47.09 19.20 66.29 8.87 75.16 8.53 83.69 4.75 88.44 2.95 91.39 2.33 93.72 1.26 94.98 0.79 95.77 0.47 96.24 0.60 96.85 0.35 97.20 0.57 97.77 0.41 98.18 0.59 98.77 0.41 99.18 0.38 99.56 0.36 99.91 0.09 100.00
PERCENTAGE rp
876.81 620.84 980.29 817.60 1,474.58 1,186.15 935.81 997.75 696.48 545.58 359.55 604.22 437.92 963.53 631.95 1,195.22 905.26 1,502.96 1,620.62 267.25 17,620.39
RP
876.81 1,497.65 2,477.94 3,295.54 4,770.12 5,956.28 6,892.08 7,889.84 8,586.32 9,131.91 9,491.46 10,095.68 10,533.60 11,497.13 12,129.08 13,324.30 14,229.56 15,732.52 17,353.14 17,620.39
BAND
4.98 3.52 5.56 4.64 8.37 6.73 5.31 5.66 3.95 3.10 2.04 3.43 2.49 5.47 3.59 6.78 5.14 8.53 9.20 1.52
PERCENTAGE
CUM.
f
4.98 8.50 14.06 18.70 27.07 33.80 39.11 44.78 48.73 51.83 53.87 57.30 59.78 65.25 68.84 75.62 80.76 89.29 98.48 100.00
22 10 10 3 1 1 0 1 0 0 0 0 1 1 0 4 4 0 10 0 68
F
22 32 42 45 46 47 47 48 48 48 48 48 49 50 50 54 58 58 68 68
BAND
CUM.
PERCENTAGE rp
RP
32.35 32.35 9,753.99 9,753.99 14.71 47.06 471.94 10,225.93 14.71 61.76 2,055.96 12,281.89 4.41 66.18 439.56 12,721.45 1.47 67.65 380.00 13,101.45 1.47 69.12 61.75 13,163.20 0.00 69.12 0.00 13,163.20 1.47 70.59 2.50 13,165.70 0.00 70.59 0.00 13,165.70 0.00 70.59 0.00 13,165.70 0.00 70.59 0.00 13,165.70 0.00 70.59 0.00 13,165.70 1.47 72.06 4.03 13,169.74 1.47 73.53 50.00 13,219.74 0.00 73.53 0.00 13,219.74 5.88 79.41 5,074.02 18,293.76 5.88 85.29 4,346.73 22,640.49 0.00 85.29 0.00 22,640.49 14.71 100.00 15,556.71 38,197.20 0.00 100.00 0.00 38,197.20 38,197.20
BAND
CUM.
PERCENTAGE BAND
25.54 25.54 1,112.44 1.24 26.77 76.02 5.38 32.15 209.73 1.15 33.30 53.76 0.99 34.30 25.77 0.16 34.46 5.21 0.00 34.46 0.00 0.01 34.47 0.25 0.00 34.47 0.00 0.00 34.47 0.00 0.00 34.47 0.00 0.00 34.47 0.00 0.01 34.48 0.92 0.13 34.61 5.19 0.00 34.61 0.00 13.28 47.89 424.53 11.38 59.27 480.16 0.00 59.27 0.00 40.73 100.00 959.92 0.00 100.00 0.00
CUM
1,112.44 682.80 495.65 386.02 274.66 221.00 190.99 166.87 153.33 144.17 138.71 130.41 125.03 114.98 108.99 137.30 159.11 143.91 220.12 216.78 216.78
Page 137 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,111 3,563 4,116 2,406 2,629 1,245 925 663 352 145 143 152 77 120 58 112 81 44 57 26 20,025
F
3,111 6,674 10,790 13,196 15,825 17,070 17,995 18,658 19,010 19,155 19,298 19,450 19,527 19,647 19,705 19,817 19,898 19,942 19,999 20,025
BAND
CUM.
15.54 15.54 17.79 33.33 20.55 53.88 12.01 65.90 13.13 79.03 6.22 85.24 4.62 89.86 3.31 93.17 1.76 94.93 0.72 95.66 0.71 96.37 0.76 97.13 0.38 97.51 0.60 98.11 0.29 98.40 0.56 98.96 0.40 99.37 0.22 99.59 0.28 99.87 0.13 100.00
PERCENTAGE rp
1,550.60 838.66 1,835.27 1,950.72 3,766.78 2,611.10 2,797.77 2,553.49 1,752.57 742.73 890.08 1,033.76 632.78 1,062.65 632.50 2,154.45 2,391.06 1,596.38 4,916.70 4,219.53 39,929.56
RP
1,550.60 2,389.27 4,224.53 6,175.25 9,942.03 12,553.13 15,350.90 17,904.39 19,656.96 20,399.69 21,289.77 22,323.53 22,956.31 24,018.96 24,651.46 26,805.91 29,196.96 30,793.34 35,710.03 39,929.56
BAND
3.88 2.10 4.60 4.89 9.43 6.54 7.01 6.39 4.39 1.86 2.23 2.59 1.58 2.66 1.58 5.40 5.99 4.00 12.31 10.57
CUM.
3.88 5.98 10.58 15.47 24.90 31.44 38.44 44.84 49.23 51.09 53.32 55.91 57.49 60.15 61.74 67.13 73.12 77.12 89.43 100.00
PERCENTAGE f
18 7 5 5 3 1 1 2 2 1 0 1 0 1 0 1 1 2 5 0 56
F
BAND
CUM.
PERCENTAGE rp
RP
18 32.14 32.14 13,101.59 13,101.59 25 12.50 44.64 454.38 13,555.96 30 8.93 53.57 142.04 13,698.01 35 8.93 62.50 466.93 14,164.93 38 5.36 67.86 162.56 14,327.50 39 1.79 69.64 70.14 14,397.64 40 1.79 71.43 245.44 14,643.08 42 3.57 75.00 149.08 14,792.16 44 3.57 78.57 146.84 14,939.00 45 1.79 80.36 47.43 14,986.43 45 0.00 80.36 0.00 14,986.43 46 1.79 82.14 17.07 15,003.50 46 0.00 82.14 0.00 15,003.50 47 1.79 83.93 4.83 15,008.33 47 0.00 83.93 0.00 15,008.33 48 1.79 85.71 70.14 15,078.47 49 1.79 87.50 13.82 15,092.29 51 3.57 91.07 2,061.08 17,153.37 56 8.93 100.00 186.78 17,340.15 56 0.00 100.00 0.00 17,340.15 17,340.15
BAND
CUM.
75.56 75.56 2.62 78.18 0.82 79.00 2.69 81.69 0.94 82.63 0.40 83.03 1.42 84.45 0.86 85.31 0.85 86.15 0.27 86.43 0.00 86.43 0.10 86.52 0.00 86.52 0.03 86.55 0.00 86.55 0.40 86.96 0.08 87.04 11.89 98.92 1.08 100.00 0.00 100.00
PERCENTAGE BAND
844.93 54.18 7.74 23.94 4.32 2.69 8.77 5.84 8.38 6.39 0.00 1.65 0.00 0.45 0.00 3.26 0.58 129.11 3.80 0.00
CUM
844.93 567.37 324.25 229.38 144.11 114.69 95.39 82.62 76.00 73.46 70.39 67.21 65.36 62.49 60.88 56.25 51.69 55.70 48.56 43.43 43.43
Page 138 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,258 1,461 1,771 992 1,041 642 431 395 198 114 74 87 47 105 51 48 26 8 21 5 8,775
F
1,258 2,719 4,490 5,482 6,523 7,165 7,596 7,991 8,189 8,303 8,377 8,464 8,511 8,616 8,667 8,715 8,741 8,749 8,770 8,775
BAND
CUM.
14.34 14.34 16.65 30.99 20.18 51.17 11.30 62.47 11.86 74.34 7.32 81.65 4.91 86.56 4.50 91.07 2.26 93.32 1.30 94.62 0.84 95.46 0.99 96.46 0.54 96.99 1.20 98.19 0.58 98.77 0.55 99.32 0.30 99.61 0.09 99.70 0.24 99.94 0.06 100.00
PERCENTAGE rp
861.44 308.30 674.37 615.99 1,175.40 1,285.41 1,305.61 1,353.79 837.82 555.28 453.41 712.83 381.41 1,011.14 358.51 788.33 294.30 153.43 1,884.29 49.41 15,060.49
RP
861.44 1,169.74 1,844.11 2,460.10 3,635.51 4,920.92 6,226.53 7,580.32 8,418.15 8,973.43 9,426.84 10,139.67 10,521.08 11,532.22 11,890.73 12,679.06 12,973.36 13,126.78 15,011.08 15,060.49
BAND
5.72 2.05 4.48 4.09 7.80 8.53 8.67 8.99 5.56 3.69 3.01 4.73 2.53 6.71 2.38 5.23 1.95 1.02 12.51 0.33
CUM.
5.72 7.77 12.24 16.33 24.14 32.67 41.34 50.33 55.90 59.58 62.59 67.33 69.86 76.57 78.95 84.19 86.14 87.16 99.67 100.00
PERCENTAGE f
F
2 1 1 3 3 8 4 5 0 1 0 0 2 1 1 0 1 2 2 0 37
BAND
CUM.
2 5.41 5.41 3 2.70 8.11 4 2.70 10.81 7 8.11 18.92 10 8.11 27.03 18 21.62 48.65 22 10.81 59.46 27 13.51 72.97 27 0.00 72.97 28 2.70 75.68 28 0.00 75.68 28 0.00 75.68 30 5.41 81.08 31 2.70 83.78 32 2.70 86.49 32 0.00 86.49 33 2.70 89.19 35 5.41 94.59 37 5.41 100.00 37 0.00 100.00
PERCENTAGE rp
35.63 3.77 1.25 1,493.53 321.34 426.74 1,860.94 1,765.72 0.00 267.26 0.00 0.00 4,305.33 7.37 2.65 0.00 24.05 523.93 155.93 0.00 11,195.44
RP
35.63 39.40 40.65 1,534.18 1,855.52 2,282.27 4,143.21 5,908.93 5,908.93 6,176.18 6,176.18 6,176.18 10,481.51 10,488.88 10,491.53 10,491.53 10,515.58 11,039.51 11,195.44 11,195.44
BAND
CUM.
PERCENTAGE BAND
0.32 0.32 4.14 0.03 0.35 1.22 0.01 0.36 0.19 13.34 13.70 242.46 2.87 16.57 27.34 3.81 20.39 33.20 16.62 37.01 142.53 15.77 52.78 130.43 0.00 52.78 0.00 2.39 55.17 48.13 0.00 55.17 0.00 0.00 55.17 0.00 38.46 93.62 1,128.80 0.07 93.69 0.73 0.02 93.71 0.74 0.00 93.71 0.00 0.21 93.93 8.17 4.68 98.61 341.49 1.39 100.00 8.28 0.00 100.00 0.00
CUM
4.14 3.37 2.20 62.36 51.04 46.38 66.54 77.95 70.19 68.83 65.52 60.91 99.62 90.95 88.23 82.75 81.06 84.10 74.58 74.34 74.34
Page 139 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,086 1,150 1,042 566 611 369 239 199 107 71 32 52 21 39 10 22 22 7 2 0 5,647
F
1,086 2,236 3,278 3,844 4,455 4,824 5,063 5,262 5,369 5,440 5,472 5,524 5,545 5,584 5,594 5,616 5,638 5,645 5,647 5,647
BAND
CUM.
PERCENTAGE rp
RP
19.23 19.23 261.38 261.38 20.36 39.60 317.54 578.92 18.45 58.05 586.15 1,165.07 10.02 68.07 604.22 1,769.29 10.82 78.89 1,009.13 2,778.41 6.53 85.43 946.32 3,724.74 4.23 89.66 771.76 4,496.50 3.52 93.18 822.54 5,319.03 1.89 95.08 540.49 5,859.52 1.26 96.33 411.97 6,271.49 0.57 96.90 222.48 6,493.97 0.92 97.82 445.28 6,939.24 0.37 98.19 193.30 7,132.55 0.69 98.88 407.77 7,540.32 0.18 99.06 211.91 7,752.22 0.39 99.45 350.75 8,102.98 0.39 99.84 324.38 8,427.35 0.12 99.96 171.60 8,598.96 0.04 100.00 23.93 8,622.88 0.00 100.00 0.00 8,622.88 8,622.88
BAND
3.03 3.68 6.80 7.01 11.70 10.97 8.95 9.54 6.27 4.78 2.58 5.16 2.24 4.73 2.46 4.07 3.76 1.99 0.28 0.00
CUM.
3.03 6.71 13.51 20.52 32.22 43.20 52.15 61.69 67.95 72.73 75.31 80.47 82.72 87.45 89.90 93.97 97.73 99.72 100.00 100.00
PERCENTAGE f
F
0 0 1 1 4 0 1 1 1 0 1 1 0 0 0 0 0 0 0 0 11
0 0 1 2 6 6 7 8 9 9 10 11 11 11 11 11 11 11 11 11
BAND
0.00 0.00 9.09 9.09 36.36 0.00 9.09 9.09 9.09 0.00 9.09 9.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 9.09 56.25 56.25 18.18 56.48 112.73 54.55 84.87 197.59 54.55 0.00 197.59 63.64 32.60 230.19 72.73 1,052.54 1,282.73 81.82 27.57 1,310.31 81.82 0.00 1,310.31 90.91 2,036.83 3,347.14 100.00 2,671.81 6,018.95 100.00 0.00 6,018.95 100.00 0.00 6,018.95 100.00 0.00 6,018.95 100.00 0.00 6,018.95 100.00 0.00 6,018.95 100.00 0.00 6,018.95 100.00 0.00 6,018.95 100.00 0.00 6,018.95 6,018.95
BAND
0.00 0.00 0.93 0.94 1.41 0.00 0.54 17.49 0.46 0.00 33.84 44.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.93 1.87 3.28 3.28 3.82 21.31 21.77 21.77 55.61 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 9.60 9.35 8.41 0.00 4.22 127.96 5.10 0.00 915.53 600.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 4.83 6.37 7.11 5.30 5.12 24.12 22.36 20.89 51.54 86.74 84.39 79.82 77.64 74.28 71.42 70.00 69.80 69.80 69.80
Page 140 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,131 5,625 4,761 2,538 2,314 1,062 697 584 318 159 127 215 127 142 87 97 97 34 30 15 24,160
F
5,131 10,756 15,517 18,055 20,369 21,431 22,128 22,712 23,030 23,189 23,316 23,531 23,658 23,800 23,887 23,984 24,081 24,115 24,145 24,160
BAND
CUM.
21.24 21.24 23.28 44.52 19.71 64.23 10.50 74.73 9.58 84.31 4.40 88.70 2.88 91.59 2.42 94.01 1.32 95.32 0.66 95.98 0.53 96.51 0.89 97.40 0.53 97.92 0.59 98.51 0.36 98.87 0.40 99.27 0.40 99.67 0.14 99.81 0.12 99.94 0.06 100.00
PERCENTAGE rp
892.60 1,692.97 2,305.48 2,274.79 3,247.65 2,217.46 1,840.00 2,074.49 1,352.86 689.59 669.77 1,286.60 991.99 1,259.15 953.47 1,534.99 1,911.63 609.22 1,132.69 967.89 29,905.29
RP
892.60 2,585.58 4,891.05 7,165.84 10,413.49 12,630.95 14,470.95 16,545.44 17,898.30 18,587.89 19,257.67 20,544.26 21,536.25 22,795.41 23,748.88 25,283.87 27,195.49 27,804.71 28,937.40 29,905.29
BAND
2.98 5.66 7.71 7.61 10.86 7.41 6.15 6.94 4.52 2.31 2.24 4.30 3.32 4.21 3.19 5.13 6.39 2.04 3.79 3.24
CUM.
2.98 8.65 16.36 23.96 34.82 42.24 48.39 55.33 59.85 62.16 64.40 68.70 72.01 76.23 79.41 84.55 90.94 92.98 96.76 100.00
PERCENTAGE f
F
4 5 9 1 3 6 3 3 3 2 1 1 1 0 0 2 3 0 8 3 58
4 9 18 19 22 28 31 34 37 39 40 41 42 42 42 44 47 47 55 58
BAND
CUM.
6.90 6.90 8.62 15.52 15.52 31.03 1.72 32.76 5.17 37.93 10.34 48.28 5.17 53.45 5.17 58.62 5.17 63.79 3.45 67.24 1.72 68.97 1.72 70.69 1.72 72.41 0.00 72.41 0.00 72.41 3.45 75.86 5.17 81.03 0.00 81.03 13.79 94.83 5.17 100.00
PERCENTAGE rp
249.97 175.63 931.63 282.25 318.53 691.63 678.18 50.35 20.54 36.57 4.29 103.06 59.08 0.00 0.00 1,467.54 401.71 0.00 17.00 3,909.83 9,397.77
RP
249.97 425.60 1,357.23 1,639.48 1,958.01 2,649.63 3,327.81 3,378.16 3,398.70 3,435.27 3,439.56 3,542.62 3,601.69 3,601.69 3,601.69 5,069.24 5,470.95 5,470.95 5,487.95 9,397.77
BAND
CUM.
2.66 2.66 1.87 4.53 9.91 14.44 3.00 17.45 3.39 20.83 7.36 28.19 7.22 35.41 0.54 35.95 0.22 36.16 0.39 36.55 0.05 36.60 1.10 37.70 0.63 38.32 0.00 38.32 0.00 38.32 15.62 53.94 4.27 58.22 0.00 58.22 0.18 58.40 41.60 100.00
PERCENTAGE BAND
28.00 10.37 40.41 12.41 9.81 31.19 36.86 2.43 1.52 5.30 0.64 8.01 5.96 0.00 0.00 95.61 21.01 0.00 1.50 403.95
CUM
28.00 16.46 27.75 22.88 18.80 20.98 23.00 20.42 18.99 18.48 17.86 17.24 16.72 15.80 15.17 20.05 20.12 19.68 18.96 31.43 31.43
Page 141 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 21
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
610 780 686 376 408 193 134 110 38 28 12 22 10 5 5 9 6 3 0 11 3,446
F
610 1,390 2,076 2,452 2,860 3,053 3,187 3,297 3,335 3,363 3,375 3,397 3,407 3,412 3,417 3,426 3,432 3,435 3,435 3,446
BAND
CUM.
17.70 17.70 22.63 40.34 19.91 60.24 10.91 71.15 11.84 82.99 5.60 88.60 3.89 92.48 3.19 95.68 1.10 96.78 0.81 97.59 0.35 97.94 0.64 98.58 0.29 98.87 0.15 99.01 0.15 99.16 0.26 99.42 0.17 99.59 0.09 99.68 0.00 99.68 0.32 100.00
PERCENTAGE rp
121.10 160.22 365.41 434.99 720.44 467.36 429.56 424.00 209.29 169.37 71.59 111.27 123.80 54.84 31.13 86.87 87.06 112.20 0.00 211.12 4,391.64
RP
121.10 281.32 646.73 1,081.72 1,802.16 2,269.52 2,699.08 3,123.08 3,332.37 3,501.75 3,573.33 3,684.61 3,808.41 3,863.25 3,894.38 3,981.25 4,068.32 4,180.52 4,180.52 4,391.64
BAND
2.76 3.65 8.32 9.91 16.40 10.64 9.78 9.65 4.77 3.86 1.63 2.53 2.82 1.25 0.71 1.98 1.98 2.55 0.00 4.81
CUM.
2.76 6.41 14.73 24.63 41.04 51.68 61.46 71.11 75.88 79.74 81.37 83.90 86.72 87.97 88.68 90.66 92.64 95.19 95.19 100.00
PERCENTAGE f
F
2 2 4 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 11
2 4 8 9 9 9 10 10 10 10 10 10 10 10 10 10 10 10 10 11
BAND
CUM.
18.18 18.18 18.18 36.36 36.36 72.73 9.09 81.82 0.00 81.82 0.00 81.82 9.09 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 0.00 90.91 9.09 100.00
PERCENTAGE rp
22.50 63.61 168.24 199.42 0.00 0.00 838.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 201.06 1,493.53
RP
22.50 86.11 254.35 453.77 453.77 453.77 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,493.53
BAND
CUM.
1.51 1.51 4.26 5.77 11.26 17.03 13.35 30.38 0.00 30.38 0.00 30.38 56.16 86.54 0.00 86.54 0.00 86.54 0.00 86.54 0.00 86.54 0.00 86.54 0.00 86.54 0.00 86.54 0.00 86.54 0.00 86.54 0.00 86.54 0.00 86.54 0.00 86.54 13.46 100.00
PERCENTAGE BAND
18.58 39.70 46.04 45.84 0.00 0.00 195.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 95.24
CUM
18.58 30.61 39.33 41.95 25.18 19.99 47.89 41.38 38.79 36.91 36.17 35.08 33.94 33.46 33.19 32.46 31.77 30.92 30.92 34.01 34.01
Page 142 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
BALI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,870 2,739 3,048 1,804 2,321 1,545 1,203 974 612 361 250 296 142 251 131 172 137 46 71 19 18,992
F
2,870 5,609 8,657 10,461 12,782 14,327 15,530 16,504 17,116 17,477 17,727 18,023 18,165 18,416 18,547 18,719 18,856 18,902 18,973 18,992
BAND
CUM.
15.11 15.11 14.42 29.53 16.05 45.58 9.50 55.08 12.22 67.30 8.14 75.44 6.33 81.77 5.13 86.90 3.22 90.12 1.90 92.02 1.32 93.34 1.56 94.90 0.75 95.65 1.32 96.97 0.69 97.66 0.91 98.56 0.72 99.28 0.24 99.53 0.37 99.90 0.10 100.00
PERCENTAGE rp
1,040.35 553.21 1,163.04 1,125.48 2,119.95 1,968.32 2,024.63 2,256.27 1,831.37 1,387.08 1,034.89 1,399.44 1,030.75 1,773.97 1,346.62 1,690.32 4,823.61 799.34 4,307.03 1,457.05 16,871.43
RP
1,040.35 1,593.55 2,756.59 3,882.07 6,002.02 7,970.34 9,994.98 12,251.24 14,082.61 15,469.69 16,504.58 17,904.02 18,934.77 20,708.74 22,055.35 23,745.67 18,922.06 19,721.40 15,414.37 16,871.43
BAND
6.17 3.28 6.89 6.67 12.57 11.67 12.00 13.37 10.85 8.22 6.13 8.29 6.11 10.51 7.98 10.02 28.59 4.74 25.53 8.64
PERCENTAGE
CUM.
f
6.17 9.45 16.34 23.01 35.58 47.24 59.24 72.62 83.47 91.69 97.83 106.12 112.23 122.74 130.73 140.74 112.15 116.89 91.36 100.00
9 9 2 11 1 12 5 17 3 20 4 24 8 32 7 39 5 44 2 46 5 51 1 52 2 54 7 61 4 65 10 75 9 84 5 89 8 97 8 105 105
F
BAND
CUM.
PERCENTAGE rp
8.57 8.57 368.39 1.90 10.48 68.31 0.95 11.43 0.88 4.76 16.19 136.83 2.86 19.05 30.85 3.81 22.86 2,860.75 7.62 30.48 852.34 6.67 37.14 158.00 4.76 41.90 15,048.04 1.90 43.81 16.19 4.76 48.57 242.13 0.95 49.52 5.50 1.90 51.43 2,710.66 6.67 58.10 364.54 3.81 61.90 1,982.99 9.52 71.43 3,538.70 8.57 80.00 3,171.86 4.76 84.76 889.27 7.62 92.38 562.28 7.62 100.00 236.80 33,245.32
RP
368.39 436.70 437.58 574.40 605.26 3,466.01 4,318.35 4,476.35 19,524.39 19,540.58 19,782.71 19,788.21 22,498.87 22,863.41 24,846.40 28,385.10 31,556.96 32,446.23 33,008.52 33,245.32
BAND
CUM.
1.11 1.11 0.21 1.31 0.00 1.32 0.41 1.73 0.09 1.82 8.60 10.43 2.56 12.99 0.48 13.46 45.26 58.73 0.05 58.78 0.73 59.51 0.02 59.52 8.15 67.68 1.10 68.77 5.96 74.74 10.64 85.38 9.54 94.92 2.67 97.60 1.69 99.29 0.71 100.00
PERCENTAGE BAND
CUM
35.41 12.35 0.08 12.16 1.46 145.34 42.10 7.00 821.68 1.17 23.40 0.39 262.98 20.55 147.26 209.35 65.76 111.25 13.06 16.25
35.41 27.40 15.87 14.80 10.08 43.49 43.21 36.54 138.64 126.32 119.86 110.52 118.82 110.40 112.65 119.54 166.77 164.52 214.14 197.05 197.05
Page 143 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,283 1,356 1,189 570 548 302 169 169 94 27 37 33 24 28 13 9 16 11 3 1 5,882
F
1,283 2,639 3,828 4,398 4,946 5,248 5,417 5,586 5,680 5,707 5,744 5,777 5,801 5,829 5,842 5,851 5,867 5,878 5,881 5,882
BAND
CUM.
21.81 21.81 23.05 44.87 20.21 65.08 9.69 74.77 9.32 84.09 5.13 89.22 2.87 92.09 2.87 94.97 1.60 96.57 0.46 97.02 0.63 97.65 0.56 98.21 0.41 98.62 0.48 99.10 0.22 99.32 0.15 99.47 0.27 99.74 0.19 99.93 0.05 99.98 0.02 100.00
PERCENTAGE rp
268.75 289.32 568.43 508.84 715.17 609.52 412.14 577.11 325.90 129.91 271.68 383.95 146.53 313.23 136.57 42.84 250.61 166.71 101.00 0.00 6,218.21
RP
268.75 558.07 1,126.51 1,635.34 2,350.51 2,960.03 3,372.16 3,949.28 4,275.18 4,405.09 4,676.77 5,060.71 5,207.24 5,520.47 5,657.05 5,699.89 5,950.50 6,117.21 6,218.21 6,218.21
BAND
4.32 4.65 9.14 8.18 11.50 9.80 6.63 9.28 5.24 2.09 4.37 6.17 2.36 5.04 2.20 0.69 4.03 2.68 1.62 0.00
PERCENTAGE F
BAND
CUM.
PERCENTAGE
CUM.
f
rp
4.32 8.97 18.12 26.30 37.80 47.60 54.23 63.51 68.75 70.84 75.21 81.39 83.74 88.78 90.98 91.66 95.69 98.38 100.00 100.00
1 0 2 2 0 1 3 15 0 0 0 24 0 1 0 0 3 1 0 0
1 1.89 1.89 7.76 1 0.00 1.89 0.00 3 3.77 5.66 4.35 5 3.77 9.43 83.93 5 0.00 9.43 0.00 6 1.89 11.32 3.79 9 5.66 16.98 711.57 24 28.30 45.28 44.77 24 0.00 45.28 0.00 24 0.00 45.28 0.00 24 0.00 45.28 0.00 48 45.28 90.57 62.39 48 0.00 90.57 0.00 49 1.89 92.45 4.56 49 0.00 92.45 0.00 49 0.00 92.45 0.00 52 5.66 98.11 3,021.75 53 1.89 100.00 0.00 53 0.00 100.00 0.00 53 0.00 100.00 0.00
53
3,944.87
RP
7.76 7.76 12.11 96.04 96.04 99.83 811.40 856.16 856.16 856.16 856.16 918.55 918.55 923.11 923.11 923.11 3,944.87 3,944.87 3,944.87 3,944.87
BAND
0.20 0.00 0.11 2.13 0.00 0.10 18.04 1.13 0.00 0.00 0.00 1.58 0.00 0.12 0.00 0.00 76.60 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
0.20 2.89 0.20 0.00 0.31 0.76 2.43 16.49 2.43 0.00 2.53 0.62 20.57 172.65 21.70 7.76 21.70 0.00 21.70 0.00 21.70 0.00 23.28 16.25 23.28 0.00 23.40 1.46 23.40 0.00 23.40 0.00 100.00 1,205.76 100.00 0.00 100.00 0.00 100.00 0.00
CUM
2.89 1.39 1.08 5.87 4.09 3.37 24.06 21.68 20.03 19.44 18.31 18.15 17.64 16.72 16.32 16.20 66.29 64.49 63.44 63.44 63.44
Page 144 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
NUSA TEGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
564 722 741 413 447 272 161 142 60 36 30 22 12 16 5 9 9 3 2 0 3,666
564 1,286 2,027 2,440 2,887 3,159 3,320 3,462 3,522 3,558 3,588 3,610 3,622 3,638 3,643 3,652 3,661 3,664 3,666 3,666
BAND
CUM.
15.38 15.38 19.69 35.08 20.21 55.29 11.27 66.56 12.19 78.75 7.42 86.17 4.39 90.56 3.87 94.44 1.64 96.07 0.98 97.05 0.82 97.87 0.60 98.47 0.33 98.80 0.44 99.24 0.14 99.37 0.25 99.62 0.25 99.86 0.08 99.95 0.05 100.00 0.00 100.00
PERCENTAGE rp
98.50 191.13 454.90 421.07 798.42 679.79 572.27 581.83 334.67 194.84 257.18 155.69 109.83 107.46 50.26 76.11 120.97 31.09 173.50 0.00 5,409.52
RP
98.50 289.63 744.53 1,165.60 1,964.02 2,643.81 3,216.08 3,797.91 4,132.58 4,327.42 4,584.61 4,740.29 4,850.12 4,957.58 5,007.84 5,083.95 5,204.93 5,236.02 5,409.52 5,409.52
BAND
1.82 3.53 8.41 7.78 14.76 12.57 10.58 10.76 6.19 3.60 4.75 2.88 2.03 1.99 0.93 1.41 2.24 0.57 3.21 0.00
CUM.
1.82 5.35 13.76 21.55 36.31 48.87 59.45 70.21 76.39 80.00 84.75 87.63 89.66 91.65 92.57 93.98 96.22 96.79 100.00 100.00
PERCENTAGE f
F
0 1 1 0 0 0 1 0 0 0 0 0 0 2 0 0 0 1 0 0 6
BAND
0 1 2 2 2 2 3 3 3 3 3 3 3 5 5 5 5 6 6 6
CUM.
PERCENTAGE rp
0.00 0.00 0.00 16.67 16.67 81.16 16.67 33.33 9.52 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 16.67 50.00 129.27 0.00 50.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 0.00 50.00 0.00 33.33 83.33 49.64 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 16.67 100.00 67.18 0.00 100.00 0.00 0.00 100.00 0.00 336.77
RP
0.00 81.16 90.69 90.69 90.69 90.69 219.95 219.95 219.95 219.95 219.95 219.95 219.95 269.59 269.59 269.59 269.59 336.77 336.77 336.77
BAND
CUM.
0.00 0.00 24.10 24.10 2.83 26.93 0.00 26.93 0.00 26.93 0.00 26.93 38.38 65.31 0.00 65.31 0.00 65.31 0.00 65.31 0.00 65.31 0.00 65.31 0.00 65.31 14.74 80.05 0.00 80.05 0.00 80.05 0.00 80.05 19.95 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
0.00 42.46 2.09 0.00 0.00 0.00 22.59 0.00 0.00 0.00 0.00 0.00 0.00 46.19 0.00 0.00 0.00 216.06 0.00 0.00
CUM
0.00 28.02 12.18 7.78 4.62 3.43 6.84 5.79 5.32 5.08 4.80 4.64 4.54 5.44 5.38 5.30 5.18 6.43 6.23 6.23 6.23
Page 145 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
140 196 220 122 154 91 73 66 35 18 8 18 6 8 16 13 8 1 5 0 1,198
F
140 336 556 678 832 923 996 1,062 1,097 1,115 1,123 1,141 1,147 1,155 1,171 1,184 1,192 1,193 1,198 1,198
BAND
CUM.
11.69 11.69 16.36 28.05 18.36 46.41 10.18 56.59 12.85 69.45 7.60 77.05 6.09 83.14 5.51 88.65 2.92 91.57 1.50 93.07 0.67 93.74 1.50 95.24 0.50 95.74 0.67 96.41 1.34 97.75 1.09 98.83 0.67 99.50 0.08 99.58 0.42 100.00 0.00 100.00
PERCENTAGE rp
19.78 48.90 136.26 129.34 258.72 204.34 243.55 320.78 184.34 162.12 85.69 169.13 83.84 48.06 116.98 263.81 67.05 24.23 150.51 0.00 2,717.43
RP
19.78 68.68 204.94 334.28 593.00 797.34 1,040.89 1,361.67 1,546.01 1,708.12 1,793.82 1,962.95 2,046.79 2,094.85 2,211.83 2,475.65 2,542.69 2,566.92 2,717.43 2,717.43
BAND
0.73 1.80 5.01 4.76 9.52 7.52 8.96 11.80 6.78 5.97 3.15 6.22 3.09 1.77 4.30 9.71 2.47 0.89 5.54 0.00
CUM.
0.73 2.53 7.54 12.30 21.82 29.34 38.30 50.11 56.89 62.86 66.01 72.24 75.32 77.09 81.39 91.10 93.57 94.46 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 3 0 0 0 4
BAND
0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 4 4 4 4
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 75.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 25.00 25.00 25.00 25.00 25.00 25.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 154.63 0.00 0.00 0.00 0.00 0.00 299.12 0.00 0.00 0.00 453.75
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 154.63 154.63 154.63 154.63 154.63 154.63 453.75 453.75 453.75 453.75
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.08 0.00 0.00 0.00 0.00 0.00 65.92 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.08 34.08 34.08 34.08 34.08 34.08 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 180.45 0.00 0.00 0.00 0.00 0.00 446.13 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.62 7.88 7.55 7.38 6.99 6.25 17.85 17.68 16.70 16.70 16.70
Page 146 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
332 431 585 426 453 302 224 158 98 54 49 43 40 29 18 17 10 7 3 1 3,280
F
332 763 1,348 1,774 2,227 2,529 2,753 2,911 3,009 3,063 3,112 3,155 3,195 3,224 3,242 3,259 3,269 3,276 3,279 3,280
BAND
CUM.
10.12 10.12 13.14 23.26 17.84 41.10 12.99 54.09 13.81 67.90 9.21 77.10 6.83 83.93 4.82 88.75 2.99 91.74 1.65 93.38 1.49 94.88 1.31 96.19 1.22 97.41 0.88 98.29 0.55 98.84 0.52 99.36 0.30 99.66 0.21 99.88 0.09 99.97 0.03 100.00
PERCENTAGE rp
122.51 129.34 337.71 515.95 881.34 912.65 937.14 880.46 614.62 378.51 405.42 428.14 415.78 310.64 319.61 282.54 195.23 118.42 89.01 0.00 8,275.01
RP
122.51 251.85 589.56 1,105.51 1,986.85 2,899.50 3,836.64 4,717.11 5,331.72 5,710.23 6,115.65 6,543.79 6,959.57 7,270.21 7,589.82 7,872.36 8,067.58 8,186.01 8,275.01 8,275.01
BAND
1.48 1.56 4.08 6.23 10.65 11.03 11.32 10.64 7.43 4.57 4.90 5.17 5.02 3.75 3.86 3.41 2.36 1.43 1.08 0.00
CUM.
1.48 3.04 7.12 13.36 24.01 35.04 46.36 57.00 64.43 69.01 73.91 79.08 84.10 87.86 91.72 95.13 97.49 98.92 100.00 100.00
PERCENTAGE f
F
2 2 3 0 2 0 3 1 0 2 0 0 1 0 0 0 0 0 0 0 16
2 4 7 7 9 9 12 13 13 15 15 15 16 16 16 16 16 16 16 16
BAND
12.50 12.50 18.75 0.00 12.50 0.00 18.75 6.25 0.00 12.50 0.00 0.00 6.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
12.50 1,606.30 1,606.30 25.00 118.13 1,724.43 43.75 297.20 2,021.63 43.75 0.00 2,021.63 56.25 262.61 2,284.23 56.25 0.00 2,284.23 75.00 1,528.57 3,812.81 81.25 66.98 3,879.78 81.25 0.00 3,879.78 93.75 63.26 3,943.04 93.75 0.00 3,943.04 93.75 0.00 3,943.04 100.00 2,619.41 6,562.45 100.00 0.00 6,562.45 100.00 0.00 6,562.45 100.00 0.00 6,562.45 100.00 0.00 6,562.45 100.00 0.00 6,562.45 100.00 0.00 6,562.45 100.00 0.00 6,562.45 6,562.45
BAND
24.48 1.80 4.53 0.00 4.00 0.00 23.29 1.02 0.00 0.96 0.00 0.00 39.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE BAND
CUM
24.48 1,311.13 1,311.13 26.28 91.33 684.71 30.81 88.00 342.90 30.81 0.00 182.87 34.81 29.80 114.97 34.81 0.00 78.78 58.10 163.11 99.38 59.12 7.61 82.25 59.12 0.00 72.77 60.08 16.71 69.05 60.08 0.00 64.47 60.08 0.00 60.26 100.00 630.00 94.29 100.00 0.00 90.26 100.00 0.00 86.46 100.00 0.00 83.36 100.00 0.00 81.34 100.00 0.00 80.17 100.00 0.00 79.30 100.00 0.00 79.30 79.30
Page 147 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
83 100 128 44 76 81 49 61 29 12 8 11 6 3 3 3 1 1 0 0 699
F
BAND
83 183 311 355 431 512 561 622 651 663 671 682 688 691 694 697 698 699 699 699
CUM.
11.87 11.87 14.31 26.18 18.31 44.49 6.29 50.79 10.87 61.66 11.59 73.25 7.01 80.26 8.73 88.98 4.15 93.13 1.72 94.85 1.14 95.99 1.57 97.57 0.86 98.43 0.43 98.86 0.43 99.28 0.43 99.71 0.14 99.86 0.14 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
30.17 19.92 62.65 44.25 132.89 156.73 193.13 314.83 199.67 104.78 89.92 92.40 112.68 35.48 60.07 86.57 2.21 6.06 0.00 0.00 1,744.40
RP
30.17 50.08 112.73 156.98 289.86 446.60 639.73 954.56 1,154.23 1,259.00 1,348.92 1,441.32 1,554.00 1,589.48 1,649.56 1,736.13 1,738.34 1,744.40 1,744.40 1,744.40
BAND
1.73 1.14 3.59 2.54 7.62 8.98 11.07 18.05 11.45 6.01 5.15 5.30 6.46 2.03 3.44 4.96 0.13 0.35 0.00 0.00
CUM.
1.73 2.87 6.46 9.00 16.62 25.60 36.67 54.72 66.17 72.17 77.33 82.63 89.09 91.12 94.56 99.53 99.65 100.00 100.00 100.00
PERCENTAGE f
F
0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 3
BAND
0 0 1 1 1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3
0.00 0.00 33.33 0.00 0.00 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
rp
0.00 0.00 33.33 33.33 33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 0.00 20.00 0.00 0.00 73.70 37.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 131.66
RP
0.00 0.00 20.00 20.00 20.00 93.70 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66 131.66
BAND
0.00 0.00 15.19 0.00 0.00 55.97 28.84 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 15.19 15.19 15.19 71.16 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 31.92 0.00 0.00 47.02 19.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 17.74 12.74 6.90 20.98 20.58 13.79 11.41 10.46 9.76 9.14 8.47 8.28 7.98 7.58 7.57 7.55 7.55 7.55 7.55
Page 148 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
279 312 398 188 202 121 72 55 33 11 12 12 9 13 5 6 8 0 0 0 1,736
F
279 591 989 1,177 1,379 1,500 1,572 1,627 1,660 1,671 1,683 1,695 1,704 1,717 1,722 1,728 1,736 1,736 1,736 1,736
BAND
16.07 17.97 22.93 10.83 11.64 6.97 4.15 3.17 1.90 0.63 0.69 0.69 0.52 0.75 0.29 0.35 0.46 0.00 0.00 0.00
CUM.
16.07 34.04 56.97 67.80 79.44 86.41 90.55 93.72 95.62 96.26 96.95 97.64 98.16 98.91 99.19 99.54 100.00 100.00 100.00 100.00
PERCENTAGE rp
31.77 61.41 139.33 136.91 331.80 335.54 246.71 242.94 214.84 55.76 63.14 71.02 79.68 170.95 132.58 188.16 318.54 0.00 0.00 0.00 2,821.06
RP
31.77 93.18 232.50 369.42 701.22 1,036.76 1,283.46 1,526.40 1,741.24 1,797.00 1,860.14 1,931.16 2,010.84 2,181.79 2,314.36 2,502.53 2,821.06 2,821.06 2,821.06 2,821.06
BAND
1.13 2.18 4.94 4.85 11.76 11.89 8.75 8.61 7.62 1.98 2.24 2.52 2.82 6.06 4.70 6.67 11.29 0.00 0.00 0.00
CUM.
1.13 3.30 8.24 13.09 24.86 36.75 45.50 54.11 61.72 63.70 65.94 68.46 71.28 77.34 82.04 88.71 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 1 0 0 2 0 0 0 1 0 0 0 0 0 0 0 5
BAND
0 0 0 0 1 2 2 2 4 4 4 4 5 5 5 5 5 5 5 5
0.00 0.00 0.00 0.00 20.00 20.00 0.00 0.00 40.00 0.00 0.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 20.00 40.00 40.00 40.00 80.00 80.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 293.56 479.96 0.00 0.00 153.35 0.00 0.00 0.00 4.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 931.36
RP
0.00 0.00 0.00 0.00 293.56 773.51 773.51 773.51 926.86 926.86 926.86 926.86 931.36 931.36 931.36 931.36 931.36 931.36 931.36 931.36
BAND
0.00 0.00 0.00 0.00 31.52 51.53 0.00 0.00 16.47 0.00 0.00 0.00 0.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 31.52 83.05 83.05 83.05 99.52 99.52 99.52 99.52 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 88.47 143.04 0.00 0.00 71.38 0.00 0.00 0.00 5.65 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 41.86 74.61 60.27 50.68 53.23 51.58 49.83 48.00 46.32 42.69 40.24 37.22 33.01 33.01 33.01 33.01 33.01
Page 149 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
6,830 6,999 9,277 5,741 5,369 2,399 1,591 1,346 812 464 499 570 445 543 380 593 610 274 263 93 45,098
F
6,830 13,829 23,106 28,847 34,216 36,615 38,206 39,552 40,364 40,828 41,327 41,897 42,342 42,885 43,265 43,858 44,468 44,742 45,005 45,098
BAND
CUM.
15.14 15.14 15.52 30.66 20.57 51.24 12.73 63.97 11.91 75.87 5.32 81.19 3.53 84.72 2.98 87.70 1.80 89.50 1.03 90.53 1.11 91.64 1.26 92.90 0.99 93.89 1.20 95.09 0.84 95.94 1.31 97.25 1.35 98.60 0.61 99.21 0.58 99.79 0.21 100.00
PERCENTAGE rp
3,838.74 1,168.45 2,771.03 2,987.20 4,328.00 2,730.01 2,951.74 3,451.70 2,687.27 2,064.18 2,330.83 3,093.73 3,152.54 4,382.97 3,707.02 8,294.15 11,353.37 5,454.06 7,364.72 2,407.53 80,519.25
RP
3,838.74 5,007.19 7,778.22 10,765.42 15,093.42 17,823.44 20,775.18 24,226.88 26,914.15 28,978.34 31,309.17 34,402.89 37,555.43 41,938.40 45,645.41 53,939.57 65,292.94 70,747.00 78,111.72 80,519.25
BAND
4.77 1.45 3.44 3.71 5.38 3.39 3.67 4.29 3.34 2.56 2.89 3.84 3.92 5.44 4.60 10.30 14.10 6.77 9.15 2.99
PERCENTAGE
CUM.
f
4.77 6.22 9.66 13.37 18.75 22.14 25.80 30.09 33.43 35.99 38.88 42.73 46.64 52.08 56.69 66.99 81.09 87.86 97.01 100.00
40 24 31 29 19 10 11 18 8 6 7 13 12 25 20 34 51 27 38 82 505
F
40 64 95 124 143 153 164 182 190 196 203 216 228 253 273 307 358 385 423 505
BAND
7.92 4.75 6.14 5.74 3.76 1.98 2.18 3.56 1.58 1.19 1.39 2.57 2.38 4.95 3.96 6.73 10.10 5.35 7.52 16.24
CUM.
7.92 12.67 18.81 24.55 28.32 30.30 32.48 36.04 37.62 38.81 40.20 42.77 45.15 50.10 54.06 60.79 70.89 76.24 83.76 100.00
PERCENTAGE rp
11,131.29 560.68 1,307.55 12,788.19 1,006.82 600.28 2,957.37 6,430.89 2,158.23 591.86 3,220.75 5,675.38 13,707.98 16,559.11 9,383.73 24,846.61 47,532.30 16,739.86 59,366.02 85,203.73 321,768.64
RP
11,131.29 11,691.97 12,999.52 25,787.70 26,794.53 27,394.80 30,352.17 36,783.06 38,941.29 39,533.16 42,753.90 48,429.28 62,137.26 78,696.37 88,080.11 112,926.72 160,459.03 177,198.88 236,564.91 321,768.64
BAND
CUM.
PERCENTAGE BAND
3.46 3.46 289.97 0.17 3.63 47.98 0.41 4.04 47.19 3.97 8.01 428.10 0.31 8.33 23.26 0.19 8.51 21.99 0.92 9.43 100.19 2.00 11.43 186.31 0.67 12.10 80.31 0.18 12.29 28.67 1.00 13.29 138.18 1.76 15.05 183.45 4.26 19.31 434.82 5.15 24.46 377.81 2.92 27.37 253.13 7.72 35.10 299.57 14.77 49.87 418.66 5.20 55.07 306.92 18.45 73.52 806.09 26.48 100.00 3,539.05
CUM
289.97 233.50 167.13 239.54 177.52 153.70 146.10 151.83 144.69 136.42 136.55 140.77 165.45 187.65 192.97 209.36 245.75 250.47 302.85 399.62 399.62
Page 150 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
316 307 412 239 261 137 87 73 35 15 15 18 14 13 11 6 7 10 6 3
316 623 1,035 1,274 1,535 1,672 1,759 1,832 1,867 1,882 1,897 1,915 1,929 1,942 1,953 1,959 1,966 1,976 1,982 1,985
1,985
BAND
CUM.
15.92 15.92 15.47 31.39 20.76 52.14 12.04 64.18 13.15 77.33 6.90 84.23 4.38 88.61 3.68 92.29 1.76 94.06 0.76 94.81 0.76 95.57 0.91 96.47 0.71 97.18 0.65 97.83 0.55 98.39 0.30 98.69 0.35 99.04 0.50 99.55 0.30 99.85 0.15 100.00
PERCENTAGE rp
122.84 61.21 169.48 175.85 358.24 239.09 178.93 229.34 148.62 66.23 70.82 55.12 73.70 146.97 69.22 55.58 41.80 291.39 30.36 44.22 2,629.00
RP
122.84 184.05 353.52 529.37 887.61 1,126.70 1,305.64 1,534.97 1,683.59 1,749.82 1,820.64 1,875.76 1,949.46 2,096.43 2,165.65 2,221.23 2,263.03 2,554.42 2,584.78 2,629.00
BAND
4.67 2.33 6.45 6.69 13.63 9.09 6.81 8.72 5.65 2.52 2.69 2.10 2.80 5.59 2.63 2.11 1.59 11.08 1.15 1.68
CUM.
4.67 7.00 13.45 20.14 33.76 42.86 49.66 58.39 64.04 66.56 69.25 71.35 74.15 79.74 82.38 84.49 86.08 97.16 98.32 100.00
PERCENTAGE f
F
1 0 2 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 5
BAND
1 1 3 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 5 5
20.00 0.00 40.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 0.00
PERCENTAGE
CUM.
rp
20.00 20.00 60.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 80.00 100.00 100.00
37.50 0.00 129.08 51.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.91 0.00 238.50
RP
37.50 37.50 166.58 217.59 217.59 217.59 217.59 217.59 217.59 217.59 217.59 217.59 217.59 217.59 217.59 217.59 217.59 217.59 238.50 238.50
BAND
CUM.
15.72 15.72 0.00 15.72 54.12 69.85 21.39 91.23 0.00 91.23 0.00 91.23 0.00 91.23 0.00 91.23 0.00 91.23 0.00 91.23 0.00 91.23 0.00 91.23 0.00 91.23 0.00 91.23 0.00 91.23 0.00 91.23 0.00 91.23 0.00 91.23 8.77 100.00 0.00 100.00
PERCENTAGE BAND
30.53 0.00 76.16 29.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 68.87 0.00
CUM
30.53 20.38 47.12 41.10 24.51 19.31 16.67 14.18 12.92 12.44 11.95 11.60 11.16 10.38 10.05 9.80 9.62 8.52 9.23 9.07 9.07
Page 151 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
273 336 362 158 157 98 74 59 28 17 24 15 9 2 8 0 2 2 0 1
273 609 971 1,129 1,286 1,384 1,458 1,517 1,545 1,562 1,586 1,601 1,610 1,612 1,620 1,620 1,622 1,624 1,624 1,625
1,625
BAND
CUM.
16.80 16.80 20.68 37.48 22.28 59.75 9.72 69.48 9.66 79.14 6.03 85.17 4.55 89.72 3.63 93.35 1.72 95.08 1.05 96.12 1.48 97.60 0.92 98.52 0.55 99.08 0.12 99.20 0.49 99.69 0.00 99.69 0.12 99.82 0.12 99.94 0.00 99.94 0.06 100.00
PERCENTAGE rp
32.14 57.29 150.54 109.23 178.89 192.76 202.63 208.21 147.05 94.07 108.11 135.75 137.47 13.65 121.36 0.00 45.40 34.09 0.00 23.93 1,992.58
RP
32.14 89.43 239.97 349.20 528.09 720.86 923.49 1,131.70 1,278.75 1,372.82 1,480.93 1,616.68 1,754.15 1,767.80 1,889.16 1,889.16 1,934.56 1,968.65 1,968.65 1,992.58
BAND
1.61 2.87 7.56 5.48 8.98 9.67 10.17 10.45 7.38 4.72 5.43 6.81 6.90 0.69 6.09 0.00 2.28 1.71 0.00 1.20
CUM.
1.61 4.49 12.04 17.53 26.50 36.18 46.35 56.80 64.18 68.90 74.32 81.14 88.03 88.72 94.81 94.81 97.09 98.80 98.80 100.00
PERCENTAGE f
F
3 1 2 1 0 1 2 0 0 0 0 0 0 0 0 0 0 0 0 0 10
3 4 6 7 7 8 10 10 10 10 10 10 10 10 10 10 10 10 10 10
BAND
30.00 10.00 20.00 10.00 0.00 10.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
rp
30.00 40.00 60.00 70.00 70.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
44.44 90.38 170.59 11.68 0.00 75.66 991.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,384.62
RP
44.44 134.82 305.41 317.09 317.09 392.75 1,384.62 1,384.62 1,384.62 1,384.62 1,384.62 1,384.62 1,384.62 1,384.62 1,384.62 1,384.62 1,384.62 1,384.62 1,384.62 1,384.62
BAND
3.21 6.53 12.32 0.84 0.00 5.46 71.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
3.21 9.74 22.06 22.90 22.90 28.37 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
138.27 157.76 113.32 10.69 0.00 39.25 489.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
138.27 150.76 127.27 90.80 60.04 54.48 149.93 122.35 108.28 100.86 93.50 85.65 78.93 78.32 73.29 73.29 71.57 70.33 70.33 69.49 69.49
Page 152 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,635 1,754 2,500 1,663 1,715 699 403 345 200 111 84 93 70 104 76 91 78 58 40 28 11,747
F
1,635 3,389 5,889 7,552 9,267 9,966 10,369 10,714 10,914 11,025 11,109 11,202 11,272 11,376 11,452 11,543 11,621 11,679 11,719 11,747
BAND
CUM.
13.92 13.92 14.93 28.85 21.28 50.13 14.16 64.29 14.60 78.89 5.95 84.84 3.43 88.27 2.94 91.21 1.70 92.91 0.94 93.85 0.72 94.57 0.79 95.36 0.60 95.96 0.89 96.84 0.65 97.49 0.77 98.26 0.66 98.93 0.49 99.42 0.34 99.76 0.24 100.00
PERCENTAGE rp
1,340.51 330.96 1,098.07 1,377.18 2,285.44 1,374.93 1,055.57 1,283.73 865.78 621.97 467.35 657.88 626.65 901.85 610.15 1,215.53 1,460.22 1,424.96 2,851.32 236.57 22,086.61
RP
1,340.51 1,671.47 2,769.55 4,146.73 6,432.16 7,807.09 8,862.65 10,146.39 11,012.17 11,634.14 12,101.49 12,759.36 13,386.01 14,287.86 14,898.01 16,113.54 17,573.75 18,998.72 21,850.04 22,086.61
BAND
6.07 1.50 4.97 6.24 10.35 6.23 4.78 5.81 3.92 2.82 2.12 2.98 2.84 4.08 2.76 5.50 6.61 6.45 12.91 1.07
PERCENTAGE
CUM.
f
6.07 7.57 12.54 18.77 29.12 35.35 40.13 45.94 49.86 52.68 54.79 57.77 60.61 64.69 67.45 72.96 79.57 86.02 98.93 100.00
11 0 2 1 0 0 0 0 3 0 1 0 1 2 2 1 5 7 4 3 43
F
11 11 13 14 14 14 14 14 17 17 18 18 19 21 23 24 29 36 40 43
BAND
25.58 0.00 4.65 2.33 0.00 0.00 0.00 0.00 6.98 0.00 2.33 0.00 2.33 4.65 4.65 2.33 11.63 16.28 9.30 6.98
CUM.
25.58 25.58 30.23 32.56 32.56 32.56 32.56 32.56 39.53 39.53 41.86 41.86 44.19 48.84 53.49 55.81 67.44 83.72 93.02 100.00
PERCENTAGE rp
188.85 0.00 94.10 32.21 0.00 0.00 0.00 0.00 80.69 0.00 13.29 0.00 1.24 1,884.16 52.28 558.09 921.13 5,886.64 4,976.71 3,049.64 17,739.02
RP
188.85 188.85 282.95 315.16 315.16 315.16 315.16 315.16 395.85 395.85 409.15 409.15 410.38 2,294.54 2,346.82 2,904.91 3,826.03 9,712.67 14,689.38 17,739.02
BAND
CUM.
PERCENTAGE BAND
1.06 1.06 14.09 0.00 1.06 0.00 0.53 1.60 8.57 0.18 1.78 2.34 0.00 1.78 0.00 0.00 1.78 0.00 0.00 1.78 0.00 0.00 1.78 0.00 0.45 2.23 9.32 0.00 2.23 0.00 0.07 2.31 2.84 0.00 2.31 0.00 0.01 2.31 0.20 10.62 12.94 208.92 0.29 13.23 8.57 3.15 16.38 45.91 5.19 21.57 63.08 33.18 54.75 413.11 28.06 82.81 174.54 17.19 100.00 1,289.12
CUM
14.09 11.30 10.22 7.60 4.90 4.04 3.56 3.11 3.59 3.40 3.38 3.21 3.07 16.06 15.75 18.03 21.77 51.12 67.23 80.32 80.32
Page 153 of 204
RISK AND LOSS PROFILE 2007
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, LOP, EQ
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: All Code
SUM INSURED BAND
PROCESSING
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
:
01/01/2007
TO
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
DATA POSITION FROM
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
156,762 149,787 179,741 110,644 118,601 60,669 42,380 33,152 18,910 10,093 8,138 9,376 6,411 8,217 5,430 8,376 6,949 3,390 3,573 1,323
156,762 306,549 486,290 596,934 715,535 776,204 818,584 851,736 870,646 880,739 888,877 898,253 904,664 912,881 918,311 926,687 933,636 937,026 940,599 941,922
941,922
BAND
CUM.
16.64 16.64 15.90 32.55 19.08 51.63 11.75 63.37 12.59 75.97 6.44 82.41 4.50 86.91 3.52 90.43 2.01 92.43 1.07 93.50 0.86 94.37 1.00 95.36 0.68 96.04 0.87 96.92 0.58 97.49 0.89 98.38 0.74 99.12 0.36 99.48 0.38 99.86 0.14 100.00
PERCENTAGE rp
71,227.62 35,629.30 73,040.59 74,235.06 116,487.93 83,146.33 83,410.84 83,655.36 62,031.99 43,180.69 38,527.06 52,395.40 41,951.75 69,210.32 51,319.68 112,706.70 124,375.51 71,327.79 103,716.03 83,100.03
RP
71,227.62 106,856.92 179,897.51 254,132.57 370,620.50 453,766.82 537,177.66 620,833.02 682,865.01 726,045.70 764,572.75 816,968.16 858,919.91 928,130.22 979,449.90 1,092,156.61 1,216,532.11 1,287,859.90 1,391,575.93 1,474,675.96
1,474,675.96
BAND
CUM.
4.83 4.83 2.42 7.25 4.95 12.20 5.03 17.23 7.90 25.13 5.64 30.77 5.66 36.43 5.67 42.10 4.21 46.31 2.93 49.23 2.61 51.85 3.55 55.40 2.84 58.24 4.69 62.94 3.48 66.42 7.64 74.06 8.43 82.49 4.84 87.33 7.03 94.36 5.64 100.00
PERCENTAGE f
279 105 167 146 213 168 107 148 84 59 47 101 86 146 57 133 186 170 203 208 2,813
F
279 384 551 697 910 1,078 1,185 1,333 1,417 1,476 1,523 1,624 1,710 1,856 1,913 2,046 2,232 2,402 2,605 2,813
BAND
CUM.
9.92 9.92 3.73 13.65 5.94 19.59 5.19 24.78 7.57 32.35 5.97 38.32 3.80 42.13 5.26 47.39 2.99 50.37 2.10 52.47 1.67 54.14 3.59 57.73 3.06 60.79 5.19 65.98 2.03 68.01 4.73 72.73 6.61 79.35 6.04 85.39 7.22 92.61 7.39 100.00
PERCENTAGE rp
66,187.37 3,521.77 6,816.07 8,429.91 15,404.86 13,569.72 18,045.32 13,017.92 16,869.34 10,787.34 13,436.24 9,034.90 9,555.97 31,878.48 25,793.16 48,952.78 85,853.43 30,215.61 286,839.13 404,512.76 1,118,722.09
RP
BAND
66,187.37 5.92 69,709.14 0.31 76,525.20 0.61 84,955.11 0.75 100,359.97 1.38 113,929.69 1.21 131,975.02 1.61 144,992.94 1.16 161,862.28 1.51 172,649.62 0.96 186,085.86 1.20 195,120.76 0.81 204,676.73 0.85 236,555.22 2.85 262,348.37 2.31 311,301.16 4.38 397,154.59 7.67 427,370.20 2.70 714,209.32 25.64 1,118,722.09 36.16
CUM.
PERCENTAGE BAND
5.92 92.92 6.23 9.88 6.84 9.33 7.59 11.36 8.97 13.22 10.18 16.32 11.80 21.63 12.96 15.56 14.47 27.19 15.43 24.98 16.63 34.87 17.44 17.24 18.30 22.78 21.15 46.06 23.45 50.26 27.83 43.43 35.50 69.03 38.20 42.36 63.84 276.56 100.00 486.78
CUM
92.92 65.24 42.54 33.43 27.08 25.11 24.57 23.35 23.70 23.78 24.34 23.88 23.83 25.49 26.79 28.50 32.65 33.18 51.32 75.86 75.86
Catatan / Note : Data belum termasuk Klaim Fire yang tidak ada Polisnya Rp. 188.161.342,87 - Freq. Klaim 57 ( Data not Include Claim Fire no Policy Rp. 188.161.342,87 - Freq Claim 57)
Page 154 of 204
RISK AND LOSS PROFILE 2007 GROUP BY CLASS OF BUSINESS
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
:FIRE
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2007
:
15/06/2007
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
135,082 141,960 168,617 101,258 104,988 50,220 33,043 23,878 12,557 6,227 4,736 5,126 3,233 3,850 2,335 3,074 2,271 929 1,047 474 804,905
F
135,082 277,042 445,659 546,917 651,905 702,125 735,168 759,046 771,603 777,830 782,566 787,692 790,925 794,775 797,110 800,184 802,455 803,384 804,431 804,905
BAND
CUM.
16.78 16.78 17.64 34.42 20.95 55.37 12.58 67.95 13.04 80.99 6.24 87.23 4.11 91.34 2.97 94.30 1.56 95.86 0.77 96.64 0.59 97.22 0.64 97.86 0.40 98.26 0.48 98.74 0.29 99.03 0.38 99.41 0.28 99.70 0.12 99.81 0.13 99.94 0.06 100.00
PERCENTAGE rp
37,543.07 32,905.22 69,476.78 69,733.32 106,787.09 73,078.95 70,403.90 66,565.84 47,077.90 31,806.77 27,169.35 34,237.62 26,389.05 37,312.79 26,764.14 49,266.79 49,277.37 20,728.18 28,692.37 11,907.16 917,123.66
RP
37,543.07 70,448.29 139,925.07 209,658.39 316,445.48 389,524.44 459,928.33 526,494.17 573,572.08 605,378.85 632,548.20 666,785.82 693,174.87 730,487.67 757,251.80 806,518.59 855,795.96 876,524.13 905,216.51 917,123.66
BAND
4.09 3.59 7.58 7.60 11.64 7.97 7.68 7.26 5.13 3.47 2.96 3.73 2.88 4.07 2.92 5.37 5.37 2.26 3.13 1.30
PERCENTAGE
CUM.
f
4.09 7.68 15.26 22.86 34.50 42.47 50.15 57.41 62.54 66.01 68.97 72.70 75.58 79.65 82.57 87.94 93.31 95.57 98.70 100.00
94 59 100 76 122 87 42 65 29 24 17 19 20 25 17 42 46 31 36 30 981
F
94 153 253 329 451 538 580 645 674 698 715 734 754 779 796 838 884 915 951 981
BAND
CUM.
9.58 9.58 6.01 15.60 10.19 25.79 7.75 33.54 12.44 45.97 8.87 54.84 4.28 59.12 6.63 65.75 2.96 68.71 2.45 71.15 1.73 72.88 1.94 74.82 2.04 76.86 2.55 79.41 1.73 81.14 4.28 85.42 4.69 90.11 3.16 93.27 3.67 96.94 3.06 100.00
PERCENTAGE rp
6,225.04 2,381.35 5,624.66 6,807.65 12,734.34 9,943.24 12,477.53 4,294.35 9,735.03 8,675.87 8,150.56 5,269.64 4,967.97 16,254.66 11,919.27 7,439.21 7,976.50 6,040.70 2,936.65 5,788.64 155,642.85
RP
6,225.04 8,606.39 14,231.05 21,038.70 33,773.04 43,716.28 56,193.80 60,488.15 70,223.19 78,899.06 87,049.62 92,319.25 97,287.22 113,541.88 125,461.15 132,900.36 140,876.86 146,917.56 149,854.21 155,642.85
BAND
4.00 1.53 3.61 4.37 8.18 6.39 8.02 2.76 6.25 5.57 5.24 3.39 3.19 10.44 7.66 4.78 5.12 3.88 1.89 3.72
CUM.
4.00 5.53 9.14 13.52 21.70 28.09 36.10 38.86 45.12 50.69 55.93 59.31 62.51 72.95 80.61 85.39 90.51 94.39 96.28 100.00
PERCENTAGE BAND
16.58 7.24 8.10 9.76 11.92 13.61 17.72 6.45 20.68 27.28 30.00 15.39 18.83 43.56 44.53 15.10 16.19 29.14 10.23 48.61
CUM
16.58 12.22 10.17 10.03 10.67 11.22 12.22 11.49 12.24 13.03 13.76 13.85 14.04 15.54 16.57 16.48 16.46 16.76 16.55 16.97 16.97
Page 155 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
:I.A.R
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2007
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
14,290 5,198 6,837 6,133 9,264 7,001 6,280 6,162 4,094 2,514 2,132 2,736 1,918 2,656 1,847 3,240 2,822 1,495 1,472 463 88,554
F
14,290 19,488 26,325 32,458 41,722 48,723 55,003 61,165 65,259 67,773 69,905 72,641 74,559 77,215 79,062 82,302 85,124 86,619 88,091 88,554
BAND
CUM.
16.14 16.14 5.87 22.01 7.72 29.73 6.93 36.65 10.46 47.11 7.91 55.02 7.09 62.11 6.96 69.07 4.62 73.69 2.84 76.53 2.41 78.94 3.09 82.03 2.17 84.20 3.00 87.20 2.09 89.28 3.66 92.94 3.19 96.13 1.69 97.81 1.66 99.48 0.52 100.00
PERCENTAGE rp
15,884.49 1,661.12 2,321.13 2,895.41 7,011.08 7,028.61 9,483.90 12,307.37 10,576.65 7,942.30 7,959.62 12,979.26 10,700.78 22,575.07 16,312.09 41,697.33 46,928.11 32,455.47 43,097.31 45,443.08 357,260.20
RP
15,884.49 17,545.62 19,866.75 22,762.16 29,773.24 36,801.85 46,285.75 58,593.12 69,169.78 77,112.08 85,071.70 98,050.96 108,751.74 131,326.81 147,638.90 189,336.23 236,264.34 268,719.81 311,817.12 357,260.20
BAND
4.45 0.46 0.65 0.81 1.96 1.97 2.65 3.44 2.96 2.22 2.23 3.63 3.00 6.32 4.57 11.67 13.14 9.08 12.06 12.72
CUM.
4.45 4.91 5.56 6.37 8.33 10.30 12.96 16.40 19.36 21.58 23.81 27.45 30.44 36.76 41.33 53.00 66.13 75.22 87.28 100.00
PERCENTAGE f
F
176 42 56 66 81 73 58 81 54 33 30 80 65 70 40 90 133 135 161 177 1,701
176 218 274 340 421 494 552 633 687 720 750 830 895 965 1,005 1,095 1,228 1,363 1,524 1,701
BAND
CUM.
10.35 10.35 2.47 12.82 3.29 16.11 3.88 19.99 4.76 24.75 4.29 29.04 3.41 32.45 4.76 37.21 3.17 40.39 1.94 42.33 1.76 44.09 4.70 48.79 3.82 52.62 4.12 56.73 2.35 59.08 5.29 64.37 7.82 72.19 7.94 80.13 9.47 89.59 10.41 100.00
PERCENTAGE rp
58,456.18 871.18 1,109.33 1,582.66 2,553.12 3,193.51 5,377.52 8,345.95 7,126.66 2,050.89 5,285.68 3,656.39 4,549.66 15,209.36 13,873.89 41,506.97 71,178.22 23,625.13 283,838.71 398,524.13 951,915.14
RP
58,456.18 59,327.36 60,436.69 62,019.35 64,572.47 67,765.99 73,143.51 81,489.46 88,616.12 90,667.01 95,952.68 99,609.07 104,158.73 119,368.09 133,241.98 174,748.95 245,927.17 269,552.30 553,391.01 951,915.14
BAND
6.14 0.09 0.12 0.17 0.27 0.34 0.56 0.88 0.75 0.22 0.56 0.38 0.48 1.60 1.46 4.36 7.48 2.48 29.82 41.87
PERCENTAGE
CUM.
BAND
CUM
6.14 6.23 6.35 6.52 6.78 7.12 7.68 8.56 9.31 9.52 10.08 10.46 10.94 12.54 14.00 18.36 25.83 28.32 58.13 100.00
368.01 52.45 47.79 54.66 36.42 45.44 56.70 67.81 67.38 25.82 66.41 28.17 42.52 67.37 85.05 99.54 151.68 72.79 658.60 876.97
368.01 338.13 304.21 272.47 216.88 184.14 158.03 139.08 128.11 117.58 112.79 101.59 95.78 90.89 90.25 92.30 104.09 100.31 177.47 266.45 266.45
Page 156 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
:L.O.P
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2007
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
14 9 51 12 15 24 10 24 20 13 13 9 13 31 22 34 53 35 26 10 438
14 23 74 86 101 125 135 159 179 192 205 214 227 258 280 314 367 402 428 438
BAND
CUM.
3.20 3.20 2.05 5.25 11.64 16.89 2.74 19.63 3.42 23.06 5.48 28.54 2.28 30.82 5.48 36.30 4.57 40.87 2.97 43.84 2.97 46.80 2.05 48.86 2.97 51.83 7.08 58.90 5.02 63.93 7.76 71.69 12.10 83.79 7.99 91.78 5.94 97.72 2.28 100.00
PERCENTAGE rp
5.86 3.58 2.90 4.51 7.04 12.99 11.76 51.68 60.26 24.06 39.99 40.70 73.70 179.36 97.76 319.78 492.84 639.55 698.48 817.02 3,583.80
RP
5.86 9.44 12.34 16.85 23.89 36.88 48.63 100.31 160.57 184.63 224.62 265.32 339.02 518.38 616.14 935.92 1,428.76 2,068.31 2,766.79 3,583.80
BAND
0.16 0.10 0.08 0.13 0.20 0.36 0.33 1.44 1.68 0.67 1.12 1.14 2.06 5.00 2.73 8.92 13.75 17.85 19.49 22.80
CUM.
0.16 0.26 0.34 0.47 0.67 1.03 1.36 2.80 4.48 5.15 6.27 7.40 9.46 14.46 17.19 26.12 39.87 57.71 77.20 100.00
PERCENTAGE f
F
0 0 0 0 0 1 0 0 0 0 0 0 1 0 0 0 0 0 3 0 5
BAND
0 0 0 0 0 1 1 1 1 1 1 1 2 2 2 2 2 2 5 5
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 20.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 60.00 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 5.38 0.00 0.00 0.00 0.00 0.00 0.00 38.34 0.00 0.00 0.00 0.00 0.00 42.14 0.00 85.86
RP
0.00 0.00 0.00 0.00 0.00 5.38 5.38 5.38 5.38 5.38 5.38 5.38 43.72 43.72 43.72 43.72 43.72 43.72 85.86 85.86
BAND
0.00 0.00 0.00 0.00 0.00 6.26 0.00 0.00 0.00 0.00 0.00 0.00 44.66 0.00 0.00 0.00 0.00 0.00 49.08 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 6.26 6.26 6.26 6.26 6.26 6.26 6.26 50.92 50.92 50.92 50.92 50.92 50.92 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 41.37 0.00 0.00 0.00 0.00 0.00 0.00 52.03 0.00 0.00 0.00 0.00 0.00 6.03 0.00
CUM
0.00 0.00 0.00 0.00 0.00 14.58 11.05 5.36 3.35 2.91 2.39 2.03 12.90 8.43 7.10 4.67 3.06 2.11 3.10 2.40 2.40
Page 157 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: Earthquake
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: All Code
SUM INSURED BAND
DATA POSITION FROM PROCESSING
NUMBER OF POLICIES
CLAIM FREQUENCY
01/01/2007
:
15/06/2008
DATE
:
15/07/2008
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
:
TO
To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
7,376 2,620 4,236 3,241 4,334 3,424 3,047 3,088 2,239 1,339 1,257 1,505 1,247 1,680 1,226 2,028 1,803 931 1,028 376 48,025
F
7,376 9,996 14,232 17,473 21,807 25,231 28,278 31,366 33,605 34,944 36,201 37,706 38,953 40,633 41,859 43,887 45,690 46,621 47,649 48,025
BAND
CUM.
15.36 15.36 5.46 20.81 8.82 29.63 6.75 36.38 9.02 45.41 7.13 52.54 6.34 58.88 6.43 65.31 4.66 69.97 2.79 72.76 2.62 75.38 3.13 78.51 2.60 81.11 3.50 84.61 2.55 87.16 4.22 91.38 3.75 95.14 1.94 97.08 2.14 99.22 0.78 100.00
PERCENTAGE rp
17,794.19 1,059.38 1,239.78 1,601.81 2,682.72 3,025.77 3,511.28 4,730.46 4,317.18 3,407.54 3,358.09 5,137.82 4,788.23 9,143.09 8,145.70 21,422.80 27,677.19 17,504.59 31,227.86 24,932.78 196,708.29
RP
17,794.19 18,853.58 20,093.36 21,695.17 24,377.89 27,403.66 30,914.94 35,645.41 39,962.59 43,370.13 46,728.22 51,866.05 56,654.28 65,797.36 73,943.06 95,365.87 123,043.06 140,547.65 171,775.51 196,708.29
BAND
9.05 0.54 0.63 0.81 1.36 1.54 1.79 2.40 2.19 1.73 1.71 2.61 2.43 4.65 4.14 10.89 14.07 8.90 15.88 12.68
CUM.
9.05 9.58 10.21 11.03 12.39 13.93 15.72 18.12 20.32 22.05 23.76 26.37 28.80 33.45 37.59 48.48 62.55 71.45 87.32 100.00
PERCENTAGE f
F
9 4 11 4 10 7 7 2 1 2 0 2 0 51 0 1 7 4 3 1 126
9 13 24 28 38 45 52 54 55 57 57 59 59 110 110 111 118 122 125 126
BAND
CUM.
PERCENTAGE rp
RP
7.14 7.14 1,506.15 1,506.15 3.17 10.32 269.24 1,775.39 8.73 19.05 82.07 1,857.46 3.17 22.22 39.60 1,897.06 7.94 30.16 117.39 2,014.46 5.56 35.71 427.59 2,442.05 5.56 41.27 190.28 2,632.33 1.59 42.86 377.63 3,009.95 0.79 43.65 7.65 3,017.60 1.59 45.24 60.58 3,078.18 0.00 45.24 0.00 3,078.18 1.59 46.83 108.88 3,187.06 0.00 46.83 0.00 3,187.06 40.48 87.30 414.46 3,601.52 0.00 87.30 0.00 3,601.52 0.79 88.10 6.60 3,608.12 5.56 93.65 6,698.71 10,306.84 3.17 96.83 549.78 10,856.61 2.38 99.21 21.62 10,878.24 0.79 100.00 200.00 11,078.24 11,078.24
BAND
13.60 2.43 0.74 0.36 1.06 3.86 1.72 3.41 0.07 0.55 0.00 0.98 0.00 3.74 0.00 0.06 60.47 4.96 0.20 1.81
CUM.
13.60 16.03 16.77 17.12 18.18 22.04 23.76 27.17 27.24 27.79 27.79 28.77 28.77 32.51 32.51 32.57 93.04 98.00 98.19 100.00
PERCENTAGE BAND
8.46 25.42 6.62 2.47 4.38 14.13 5.42 7.98 0.18 1.78 0.00 2.12 0.00 4.53 0.00 0.03 24.20 3.14 0.07 0.01
CUM
8.46 9.42 9.24 8.74 8.26 8.91 8.51 8.44 7.55 7.10 6.59 6.14 5.63 5.47 4.87 3.78 8.38 7.72 6.33 0.06 00.06
Page 158 of 204
RISK AND LOSS PROFILE 2007 GROUP BY OCCUPATION CODE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
143 36 39 32 54 40 34 33 35 21 30 34 39 28 26 60 72 40 68 77 941
F
143 179 218 250 304 344 378 411 446 467 497 531 570 598 624 684 756 796 864 941
BAND
CUM.
15.20 15.20 3.83 19.02 4.14 23.17 3.40 26.57 5.74 32.31 4.25 36.56 3.61 40.17 3.51 43.68 3.72 47.40 2.23 49.63 3.19 52.82 3.61 56.43 4.14 60.57 2.98 63.55 2.76 66.31 6.38 72.69 7.65 80.34 4.25 84.59 7.23 91.82 8.18 100.00
PERCENTAGE rp
824.21 58.55 17.34 14.50 33.44 44.43 69.64 81.61 96.03 51.05 110.62 174.79 198.13 279.92 254.64 815.33 869.36 842.61 643.00 1,791.38 7,270.59
RP
824.21 882.77 900.11 914.61 948.05 992.48 1,062.12 1,143.73 1,239.76 1,290.80 1,401.43 1,576.22 1,774.35 2,054.27 2,308.90 3,124.24 3,993.60 4,836.21 5,479.21 7,270.59
BAND
11.34 0.81 0.24 0.20 0.46 0.61 0.96 1.12 1.32 0.70 1.52 2.40 2.73 3.85 3.50 11.21 11.96 11.59 8.84 24.64
CUM.
11.34 12.14 12.38 12.58 13.04 13.65 14.61 15.73 17.05 17.75 19.28 21.68 24.40 28.25 31.76 42.97 54.93 66.52 75.36 100.00
PERCENTAGE f
F
2 0 0 0 0 0 0 0 1 0 2 2 0 0 3 0 1 3 3 17
2 5.88 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 3 2.94 3 0.00 5 5.88 7 5.88 7 0.00 7 0.00 10 8.82 10 0.00 11 2.94 14 8.82 17 8.82 34 50.00
34
BAND
CUM.
5.88 5.88 5.88 5.88 5.88 5.88 5.88 5.88 8.82 8.82 14.71 20.59 20.59 20.59 29.41 29.41 32.35 41.18 50.00 100.00
PERCENTAGE rp
69.54 0.00 0.00 0.00 0.00 0.00 0.00 0.00 221.75 0.00 3.11 274.69 0.00 0.00 3,393.21 0.00 85.34 24.11 209.13 194,428.68 198,709.55
RP
69.54 69.54 69.54 69.54 69.54 69.54 69.54 69.54 291.28 291.28 294.39 569.08 569.08 569.08 3,962.29 3,962.29 4,047.63 4,071.74 4,280.87 198,709.55
BAND
CUM.
PERCENTAGE BAND
0.03 0.03 8.44 0.00 0.03 0.00 0.00 0.03 0.00 0.00 0.03 0.00 0.00 0.03 0.00 0.00 0.03 0.00 0.00 0.03 0.00 0.00 0.03 0.00 0.11 0.15 230.93 0.00 0.15 0.00 0.00 0.15 2.81 0.14 0.29 157.16 0.00 0.29 0.00 0.00 0.29 0.00 1.71 1.99 1,332.57 0.00 1.99 0.00 0.04 2.04 9.82 0.01 2.05 2.86 0.11 2.15 32.52 97.85 100.00 10,853.56
CUM
8.44 7.88 7.73 7.60 7.33 7.01 6.55 6.08 23.50 22.57 21.01 36.10 32.07 27.70 171.61 126.82 101.35 84.19 78.13 2,733.06 2,733.06
Page 159 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 21
DATA POSITION FROM PROCESSING
:
01/01/2007
TO
:
15/06/2008
DATE
:
15/07/2008
Stone,Earth,(Animal) Bons or Shells
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
228 84 128 94 113 104 92 117 66 50 44 69 49 87 62 111 143 78 152 46 1,917
F
228 312 440 534 647 751 843 960 1,026 1,076 1,120 1,189 1,238 1,325 1,387 1,498 1,641 1,719 1,871 1,917
BAND
CUM.
11.89 11.89 4.38 16.28 6.68 22.95 4.90 27.86 5.89 33.75 5.43 39.18 4.80 43.97 6.10 50.08 3.44 53.52 2.61 56.13 2.30 58.42 3.60 62.02 2.56 64.58 4.54 69.12 3.23 72.35 5.79 78.14 7.46 85.60 4.07 89.67 7.93 97.60 2.40 100.00
PERCENTAGE rp
RP
321.04 321.04 47.29 368.33 58.99 427.31 69.71 497.03 91.26 588.29 112.76 701.05 146.59 847.64 324.17 1,171.81 233.68 1,405.49 135.19 1,540.69 143.87 1,684.56 273.23 1,957.78 190.28 2,148.06 464.22 2,612.28 274.57 2,886.85 1,191.60 4,078.45 1,515.60 5,594.04 635.48 6,229.52 1,056.72 7,286.24 7,736.26 15,022.50 15,022.50
BAND
2.14 0.31 0.39 0.46 0.61 0.75 0.98 2.16 1.56 0.90 0.96 1.82 1.27 3.09 1.83 7.93 10.09 4.23 7.03 51.50
CUM.
2.14 2.45 2.84 3.31 3.92 4.67 5.64 7.80 9.36 10.26 11.21 13.03 14.30 17.39 19.22 27.15 37.24 41.47 48.50 100.00
PERCENTAGE f
F
4 0 0 1 0 0 1 0 1 0 0 0 0 0 1 1 3 4 12 1 29
BAND
4 4 4 5 5 5 6 6 7 7 7 7 7 7 8 9 12 16 28 29
CUM.
PERCENTAGE rp
13.79 13.79 42.58 0.00 13.79 0.00 0.00 13.79 0.00 3.45 17.24 155.04 0.00 17.24 0.00 0.00 17.24 0.00 3.45 20.69 6.38 0.00 20.69 0.00 3.45 24.14 15.28 0.00 24.14 0.00 0.00 24.14 0.00 0.00 24.14 0.00 0.00 24.14 0.00 0.00 24.14 0.00 3.45 27.59 210.84 3.45 31.03 3.43 10.34 41.38 58.07 13.79 55.17 945.91 41.38 96.55 2,217.91 3.45 100.00 18.49 3,557.80
RP
42.58 42.58 42.58 197.62 197.62 197.62 204.00 204.00 219.28 219.28 219.28 219.28 219.28 219.28 430.12 433.55 375.49 1,321.39 3,539.31 3,557.80
BAND
1.20 0.00 0.00 4.36 0.00 0.00 0.18 0.00 0.43 0.00 0.00 0.00 0.00 0.00 5.93 0.10 1.63 26.59 62.34 0.52
PERCENTAGE
CUM.
BAND
1.20 1.20 1.20 5.55 5.55 5.55 5.73 5.73 6.16 6.16 6.16 6.16 6.16 6.16 12.09 12.19 10.55 37.14 99.48 100.00
13.26 0.00 0.00 222.40 0.00 0.00 4.35 0.00 6.54 0.00 0.00 0.00 0.00 0.00 76.79 0.29 3.83 148.85 209.89 0.24
CUM
13.26 11.56 9.97 39.76 33.59 28.19 24.07 17.41 15.60 14.23 13.02 11.20 10.21 8.39 14.90 10.63 6.71 21.21 48.58 23.68 23.68
Page 160 of 180
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 22
DATA POSITION FROM PROCESSING
:
01/01/2007
TO
:
15/06/2008
DATE
:
15/07/2008
Metals
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
535 279 424 343 537 424 414 463 342 290 232 315 256 392 257 597 642 331 452 264 7,789
F
535 814 1,238 1,581 2,118 2,542 2,956 3,419 3,761 4,051 4,283 4,598 4,854 5,246 5,503 6,100 6,742 7,073 7,525 7,789
BAND
CUM.
6.87 6.87 3.58 10.45 5.44 15.89 4.40 20.30 6.89 27.19 5.44 32.64 5.32 37.95 5.94 43.90 4.39 48.29 3.72 52.01 2.98 54.99 4.04 59.03 3.29 62.32 5.03 67.35 3.30 70.65 7.66 78.32 8.24 86.56 4.25 90.81 5.80 96.61 3.39 100.00
PERCENTAGE rp
1,965.42 90.59 158.08 169.69 466.02 433.41 778.86 899.82 928.52 771.10 891.76 1,574.86 1,431.05 2,502.25 1,982.79 7,033.08 8,593.32 4,512.86 4,673.50 1,501.82 41,358.81
RP
1,965.42 2,056.00 2,214.08 2,383.77 2,849.80 3,283.21 4,062.07 4,961.89 5,890.41 6,661.51 7,553.28 9,128.14 10,559.19 13,061.44 15,044.23 22,077.31 30,670.63 35,183.49 39,856.98 41,358.81
BAND
4.75 0.22 0.38 0.41 1.13 1.05 1.88 2.18 2.25 1.86 2.16 3.81 3.46 6.05 4.79 17.01 20.78 10.91 11.30 3.63
CUM.
4.75 4.97 5.35 5.76 6.89 7.94 9.82 12.00 14.24 16.11 18.26 22.07 25.53 31.58 36.37 53.38 74.16 85.07 96.37 100.00
PERCENTAGE f
F
11 0 3 0 0 2 0 1 1 5 1 2 1 5 2 10 13 16 25 21 119
11 11 14 14 14 16 16 17 18 23 24 26 27 32 34 44 57 73 98 119
BAND
CUM.
9.24 9.24 0.00 9.24 2.52 11.76 0.00 11.76 0.00 11.76 1.68 13.45 0.00 13.45 0.84 14.29 0.84 15.13 4.20 19.33 0.84 20.17 1.68 21.85 0.84 22.69 4.20 26.89 1.68 28.57 8.40 36.97 10.92 47.90 13.45 61.34 21.01 82.35 17.65 100.00
PERCENTAGE rp
3,709.73 0.00 82.46 0.00 0.00 741.03 0.00 4.50 17.38 219.27 32.42 205.74 1,238.66 4,118.54 364.54 3,148.50 422.31 1,236.26 1,253.77 456.98 17,252.09
RP
3,709.73 3,709.73 3,792.18 3,792.18 3,792.18 4,533.22 4,533.22 4,537.72 4,555.10 4,774.37 4,806.79 5,012.53 6,251.19 10,369.73 10,734.27 13,882.77 14,305.08 15,541.34 16,795.11 17,252.09
BAND
21.50 0.00 0.48 0.00 0.00 4.30 0.00 0.03 0.10 1.27 0.19 1.19 7.18 23.87 2.11 18.25 2.45 7.17 7.27 2.65
PERCENTAGE
CUM.
BAND
CUM
21.50 21.50 21.98 21.98 21.98 26.28 26.28 26.30 26.40 27.67 27.86 29.05 36.23 60.11 62.22 80.47 82.92 90.08 97.35 100.00
188.75 0.00 52.16 0.00 0.00 170.98 0.00 0.50 1.87 28.44 3.64 13.06 86.56 164.59 18.39 44.77 4.91 27.39 26.83 30.43
188.75 180.43 171.28 159.08 133.07 138.07 111.60 91.45 77.33 71.67 63.64 54.91 59.20 79.39 71.35 62.88 46.64 44.17 42.14 41.71 41.71
Page 161 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 23
DATA POSITION FROM PROCESSING
:
01/01/2007
TO
:
15/06/2008
DATE
:
15/07/2008
Chemical / Oils / Gas
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
860 211 314 326 586 579 555 637 459 347 357 435 363 559 384 744 672 339 351 201 9,279
F
860 1,071 1,385 1,711 2,297 2,876 3,431 4,068 4,527 4,874 5,231 5,666 6,029 6,588 6,972 7,716 8,388 8,727 9,078 9,279
BAND
CUM.
9.27 9.27 2.27 11.54 3.38 14.93 3.51 18.44 6.32 24.75 6.24 30.99 5.98 36.98 6.86 43.84 4.95 48.79 3.74 52.53 3.85 56.37 4.69 61.06 3.91 64.97 6.02 71.00 4.14 75.14 8.02 83.16 7.24 90.40 3.65 94.05 3.78 97.83 2.17 100.00
PERCENTAGE rp
3,597.30 278.09 271.12 339.04 798.11 1,046.32 1,422.29 1,951.62 2,030.89 1,921.44 1,915.53 2,875.89 2,820.32 5,340.11 4,572.45 10,324.60 14,252.19 5,955.91 5,082.10 8,476.81 75,272.13
RP
3,597.30 3,875.39 4,146.51 4,485.55 5,283.66 6,329.98 7,752.27 9,703.89 11,734.78 13,656.22 15,571.75 18,447.64 21,267.96 26,608.08 31,180.52 41,505.12 55,757.31 61,713.22 66,795.32 75,272.13
BAND
4.78 0.37 0.36 0.45 1.06 1.39 1.89 2.59 2.70 2.55 2.54 3.82 3.75 7.09 6.07 13.72 18.93 7.91 6.75 11.26
CUM.
4.78 5.15 5.51 5.96 7.02 8.41 10.30 12.89 15.59 18.14 20.69 24.51 28.25 35.35 41.42 55.14 74.07 81.99 88.74 100.00
PERCENTAGE f
16 1 2 6 1 4 1 3 9 5 5 2 11 2 9 15 19 11 16 6 144
F
BAND
CUM.
16 17 19 25 26 30 31 34 43 48 53 55 66 68 77 92 111 122 138 144
11.11 11.11 0.69 11.81 1.39 13.19 4.17 17.36 0.69 18.06 2.78 20.83 0.69 21.53 2.08 23.61 6.25 29.86 3.47 33.33 3.47 36.81 1.39 38.19 7.64 45.83 1.39 47.22 6.25 53.47 10.42 63.89 13.19 77.08 7.64 84.72 11.11 95.83 4.17 100.00
PERCENTAGE rp
33,133.74 12.60 147.74 223.17 330.55 332.67 287.84 1,122.90 4,679.46 1,724.24 3,056.00 1,745.27 2,316.31 1,290.13 2,617.65 21,449.93 27,694.44 497.58 12,338.53 446.19 115,446.93
RP
33,133.74 33,146.34 33,294.08 33,517.25 33,847.80 34,180.47 34,468.31 35,591.21 40,270.67 41,994.92 45,050.92 46,796.18 49,112.49 50,402.62 53,020.27 74,470.19 102,164.63 102,662.21 115,000.74 115,446.93
BAND
28.70 0.01 0.13 0.19 0.29 0.29 0.25 0.97 4.05 1.49 2.65 1.51 2.01 1.12 2.27 18.58 23.99 0.43 10.69 0.39
CUM.
28.70 28.71 28.84 29.03 29.32 29.61 29.86 30.83 34.88 36.38 39.02 40.53 42.54 43.66 45.93 64.51 88.49 88.93 99.61 100.00
PERCENTAGE BAND
CUM
921.07 4.53 54.49 65.82 41.42 31.79 20.24 57.54 230.41 89.74 159.54 60.69 82.13 24.16 57.25 207.76 194.32 8.35 242.78 5.26
921.07 855.30 802.94 747.23 640.61 539.98 444.62 366.77 343.17 307.51 289.31 253.67 230.92 189.43 170.04 179.42 183.23 166.35 172.17 153.37 153.37
Page 162 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 24
DATA POSITION FROM PROCESSING
:
01/01/2007
TO
:
15/06/2008
DATE
:
15/07/2008
Textiles
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,019 811 1,652 1,330 1,758 1,067 805 768 573 336 322 372 299 363 250 541 578 311 464 156 13,775
F
1,019 1,830 3,482 4,812 6,570 7,637 8,442 9,210 9,783 10,119 10,441 10,813 11,112 11,475 11,725 12,266 12,844 13,155 13,619 13,775
BAND
CUM.
PERCENTAGE rp
RP
7.40 7.40 2,536.31 2,536.31 5.89 13.28 385.04 2,921.35 11.99 25.28 964.35 3,885.71 9.66 34.93 1,208.04 5,093.74 12.76 47.70 2,427.93 7,521.67 7.75 55.44 2,064.98 9,586.65 5.84 61.28 2,091.12 11,677.77 5.58 66.86 2,589.80 14,267.57 4.16 71.02 2,238.84 16,506.41 2.44 73.46 1,586.06 18,092.47 2.34 75.80 1,777.80 19,870.27 2.70 78.50 2,366.93 22,237.20 2.17 80.67 2,032.11 24,269.31 2.64 83.30 3,111.53 27,380.85 1.81 85.12 2,514.91 29,895.76 3.93 89.05 7,985.32 37,881.08 4.20 93.24 10,284.70 48,165.78 2.26 95.50 4,455.15 52,620.93 3.37 98.87 8,031.28 60,652.22 1.13 100.00 6,084.23 66,736.45 66,736.45
BAND
3.80 0.58 1.45 1.81 3.64 3.09 3.13 3.88 3.35 2.38 2.66 3.55 3.04 4.66 3.77 11.97 15.41 6.68 12.03 9.12
CUM.
3.80 4.38 5.82 7.63 11.27 14.36 17.50 21.38 24.73 27.11 29.77 33.32 36.37 41.03 44.80 56.76 72.17 78.85 90.88 100.00
PERCENTAGE f
F
7 1 2 1 2 2 5 14 3 2 2 5 12 10 3 14 33 21 20 12 171
7 8 10 11 13 15 20 34 37 39 41 46 58 68 71 85 118 139 159 171
BAND
CUM.
4.09 4.09 0.58 4.68 1.17 5.85 0.58 6.43 1.17 7.60 1.17 8.77 2.92 11.70 8.19 19.88 1.75 21.64 1.17 22.81 1.17 23.98 2.92 26.90 7.02 33.92 5.85 39.77 1.75 41.52 8.19 49.71 19.30 69.01 12.28 81.29 11.70 92.98 7.02 100.00
PERCENTAGE rp
473.93 39.14 185.01 0.74 78.62 82.54 2,291.09 1,454.04 754.13 493.40 13.16 97.57 17.57 3,116.37 242.54 577.71 1,485.57 2,205.74 15,911.71 6,114.53 35,635.11
RP
473.93 513.07 698.08 698.82 777.44 859.97 3,151.07 4,605.11 5,359.23 5,852.63 5,865.80 5,963.37 5,980.94 9,097.31 9,339.85 9,917.56 11,403.12 13,608.86 29,520.57 35,635.11
BAND
1.33 0.11 0.52 0.00 0.22 0.23 6.43 4.08 2.12 1.38 0.04 0.27 0.05 8.75 0.68 1.62 4.17 6.19 44.65 17.16
PERCENTAGE
CUM.
BAND
1.33 1.44 1.96 1.96 2.18 2.41 8.84 12.92 15.04 16.42 16.46 16.73 16.78 25.53 26.21 27.83 32.00 38.19 82.84 100.00
18.69 10.16 19.19 0.06 3.24 4.00 109.56 56.14 33.68 31.11 0.74 4.12 0.86 100.16 9.64 7.23 14.44 49.51 198.12 100.50
CUM
18.69 17.56 17.97 13.72 10.34 8.97 26.98 32.28 32.47 32.35 29.52 26.82 24.64 33.23 31.24 26.18 23.67 25.86 48.67 53.40 53.40
Page 163 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 25
DATA POSITION FROM PROCESSING
:
01/01/2007
TO
:
15/06/2008
DATE
:
15/07/2008
Paper, Leather, Rubber
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
788 646 927 693 961 653 488 616 449 301 263 331 250 380 271 467 366 227 215 58 9,350
F
788 1,434 2,361 3,054 4,015 4,668 5,156 5,772 6,221 6,522 6,785 7,116 7,366 7,746 8,017 8,484 8,850 9,077 9,292 9,350
BAND
CUM.
PERCENTAGE rp
8.43 8.43 2,650.31 6.91 15.34 487.82 9.91 25.25 578.70 7.41 32.66 738.43 10.28 42.94 1,388.62 6.98 49.93 1,349.95 5.22 55.14 1,353.35 6.59 61.73 2,207.57 4.80 66.53 2,160.31 3.22 69.75 1,842.92 2.81 72.57 1,578.40 3.54 76.11 2,535.87 2.67 78.78 2,210.02 4.06 82.84 3,985.29 2.90 85.74 3,753.58 4.99 90.74 8,722.28 3.91 94.65 11,968.88 2.43 97.08 5,367.59 2.30 99.38 7,909.61 0.62 100.00 2,557.82 65,347.31
RP
2,650.31 3,138.12 3,716.82 4,455.25 5,843.87 7,193.82 8,547.16 10,754.74 12,915.05 14,757.97 16,336.38 18,872.25 21,082.26 25,067.56 28,821.13 37,543.41 49,512.30 54,879.89 62,789.50 65,347.31
BAND
4.06 0.75 0.89 1.13 2.12 2.07 2.07 3.38 3.31 2.82 2.42 3.88 3.38 6.10 5.74 13.35 18.32 8.21 12.10 3.91
CUM.
4.06 4.80 5.69 6.82 8.94 11.01 13.08 16.46 19.76 22.58 25.00 28.88 32.26 38.36 44.10 57.45 75.77 83.98 96.09 100.00
PERCENTAGE f
F
5 0 1 2 6 1 4 1 4 1 5 6 1 6 4 8 10 8 12 2 87
BAND
CUM.
5 5.75 5.75 5 0.00 5.75 6 1.15 6.90 8 2.30 9.20 14 6.90 16.09 15 1.15 17.24 19 4.60 21.84 20 1.15 22.99 24 4.60 27.59 25 1.15 28.74 30 5.75 34.48 36 6.90 41.38 37 1.15 42.53 43 6.90 49.43 47 4.60 54.02 55 9.20 63.22 65 11.49 74.71 73 9.20 83.91 85 13.79 97.70 87 2.30 100.00
PERCENTAGE rp
487.64 0.00 2.06 3.28 136.33 696.42 224.42 10.23 816.73 1,996.02 980.55 2,404.56 61.83 790.87 8,132.00 3,499.01 34,493.57 10,263.23 32,287.95 639.49 97,926.19
RP
487.64 487.64 489.70 492.98 629.31 1,325.73 1,550.14 1,560.38 2,377.10 4,373.13 5,353.68 7,758.24 7,820.07 8,610.94 16,742.95 20,241.96 54,735.52 64,998.76 97,286.70 97,926.19
BAND
0.50 0.00 0.00 0.00 0.14 0.71 0.23 0.01 0.83 2.04 1.00 2.46 0.06 0.81 8.30 3.57 35.22 10.48 32.97 0.65
PERCENTAGE
CUM.
BAND
CUM
0.50 0.50 0.50 0.50 0.64 1.35 1.58 1.59 2.43 4.47 5.47 7.92 7.99 8.79 17.10 20.67 55.89 66.38 99.35 100.00
18.40 0.00 0.36 0.44 9.82 51.59 16.58 0.46 37.81 108.31 62.12 94.82 2.80 19.84 216.65 40.12 288.19 191.21 408.21 25.00
18.40 15.54 13.18 11.07 10.77 18.43 18.14 14.51 18.41 29.63 32.77 41.11 37.09 34.35 58.09 53.92 110.55 118.44 154.94 149.85 149.85
Page 164 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
Wood, Bamboo and Rattan
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
828 611 698 486 624 366 415 433 340 217 168 318 181 304 229 337 278 171 179 35 7,218
F
828 1,439 2,137 2,623 3,247 3,613 4,028 4,461 4,801 5,018 5,186 5,504 5,685 5,989 6,218 6,555 6,833 7,004 7,183 7,218
BAND
CUM.
PERCENTAGE rp
RP
11.47 11.47 1,806.91 1,806.91 8.46 19.94 466.15 2,273.06 9.67 29.61 846.31 3,119.37 6.73 36.34 855.45 3,974.82 8.65 44.98 1,685.88 5,660.70 5.07 50.06 1,516.82 7,177.52 5.75 55.80 2,030.74 9,208.26 6.00 61.80 3,145.83 12,354.09 4.71 66.51 2,809.16 15,163.25 3.01 69.52 1,991.59 17,154.84 2.33 71.85 2,053.31 19,208.15 4.41 76.25 3,790.02 22,998.16 2.51 78.76 2,976.03 25,974.19 4.21 82.97 5,732.70 31,706.89 3.17 86.15 5,635.93 37,342.82 4.67 90.81 9,989.35 47,332.17 3.85 94.67 10,626.92 57,959.08 2.37 97.04 4,468.12 62,427.21 2.48 99.52 11,089.29 73,516.49 0.48 100.00 1,189.09 74,705.58 74,705.58
BAND
2.42 0.62 1.13 1.15 2.26 2.03 2.72 4.21 3.76 2.67 2.75 5.07 3.98 7.67 7.54 13.37 14.23 5.98 14.84 1.59
CUM.
2.42 3.04 4.18 5.32 7.58 9.61 12.33 16.54 20.30 22.96 25.71 30.79 34.77 42.44 49.99 63.36 77.58 83.56 98.41 100.00
PERCENTAGE f
F
3 1 3 2 1 5 1 3 1 4 1 0 6 2 3 8 11 3 4 1 63
BAND
3 4 7 9 10 15 16 19 20 24 25 25 31 33 36 44 55 58 62 63
CUM.
4.76 4.76 1.59 6.35 4.76 11.11 3.17 14.29 1.59 15.87 7.94 23.81 1.59 25.40 4.76 30.16 1.59 31.75 6.35 38.10 1.59 39.68 0.00 39.68 9.52 49.21 3.17 52.38 4.76 57.14 12.70 69.84 17.46 87.30 4.76 92.06 6.35 98.41 1.59 100.00
PERCENTAGE rp
110.88 15.46 204.53 591.65 54.91 807.23 185.78 1,489.13 183.90 349.97 3.65 0.00 2,567.66 67.99 1,856.72 9,220.54 3,401.81 73.18 438.94 6,889.50 28,513.43
RP
110.88 126.34 330.87 922.52 977.43 1,784.66 1,970.44 3,459.57 3,643.47 3,993.44 3,997.10 3,997.10 6,564.75 6,632.74 8,489.46 17,710.00 21,111.81 21,185.00 21,623.93 28,513.43
BAND
0.39 0.05 0.72 2.07 0.19 2.83 0.65 5.22 0.64 1.23 0.01 0.00 9.01 0.24 6.51 32.34 11.93 0.26 1.54 24.16
PERCENTAGE
CUM.
BAND
0.39 0.44 1.16 3.24 3.43 6.26 6.91 12.13 12.78 14.01 14.02 14.02 23.02 23.26 29.77 62.11 74.04 74.30 75.84 100.00
6.14 3.32 24.17 69.16 3.26 53.22 9.15 47.34 6.55 17.57 0.18 0.00 86.28 1.19 32.94 92.30 32.01 1.64 3.96 579.39
CUM
6.14 5.56 10.61 23.21 17.27 24.86 21.40 28.00 24.03 23.28 20.81 17.38 25.27 20.92 22.73 37.42 36.43 33.94 29.41 38.17 38.17
Page 165 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
Nutritional, Drinks and Tobacco
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,506 2,082 2,304 1,441 1,771 1,097 888 978 682 439 425 542 413 621 479 861 871 454 396 115 20,365
F
3,506 5,588 7,892 9,333 11,104 12,201 13,089 14,067 14,749 15,188 15,613 16,155 16,568 17,189 17,668 18,529 19,400 19,854 20,250 20,365
BAND
CUM.
PERCENTAGE rp
RP
17.22 17.22 4,752.81 4,752.81 10.22 27.44 629.87 5,382.69 11.31 38.75 929.03 6,311.72 7.08 45.83 834.40 7,146.12 8.70 54.52 1,657.06 8,803.18 5.39 59.91 1,412.45 10,215.63 4.36 64.27 1,527.45 11,743.07 4.80 69.07 2,192.72 13,935.79 3.35 72.42 2,025.24 15,961.04 2.16 74.58 1,351.33 17,312.37 2.09 76.67 1,723.67 19,036.05 2.66 79.33 2,529.24 21,565.29 2.03 81.36 2,231.18 23,796.46 3.05 84.40 4,679.01 28,475.47 2.35 86.76 4,168.43 32,643.90 4.23 90.98 10,083.36 42,727.26 4.28 95.26 12,108.52 54,835.78 2.23 97.49 6,790.13 61,625.91 1.94 99.44 5,641.63 67,267.53 0.56 100.00 6,007.47 73,275.00 73,275.00
BAND
6.49 0.86 1.27 1.14 2.26 1.93 2.08 2.99 2.76 1.84 2.35 3.45 3.04 6.39 5.69 13.76 16.52 9.27 7.70 8.20
CUM.
6.49 7.35 8.61 9.75 12.01 13.94 16.03 19.02 21.78 23.63 25.98 29.43 32.48 38.86 44.55 58.31 74.84 84.10 91.80 100.00
PERCENTAGE f
F
28 4 3 1 3 3 2 2 1 2 4 3 6 59 4 14 17 17 13 14 200
28 32 35 36 39 42 44 46 47 49 53 56 62 121 125 139 156 173 186 200
BAND
CUM.
PERCENTAGE rp
RP
14.00 14.00 14,068.93 14,068.93 2.00 16.00 253.70 14,322.64 1.50 17.50 190.35 14,512.99 0.50 18.00 72.77 14,585.76 1.50 19.50 253.87 14,839.63 1.50 21.00 101.76 14,941.39 1.00 22.00 51.23 14,992.62 1.00 23.00 102.30 15,094.92 0.50 23.50 147.98 15,242.90 1.00 24.50 392.56 15,635.46 2.00 26.50 591.53 16,226.99 1.50 28.00 88.53 16,315.53 3.00 31.00 804.31 17,119.84 29.50 60.50 3,189.17 20,309.00 2.00 62.50 245.28 20,554.28 7.00 69.50 2,438.94 22,993.22 8.50 78.00 3,336.91 26,330.14 8.50 86.50 847.99 27,178.13 6.50 93.00 4,733.16 31,911.30 7.00 100.00 8,529.56 40,440.86 40,440.86
BAND
34.79 0.63 0.47 0.18 0.63 0.25 0.13 0.25 0.37 0.97 1.46 0.22 1.99 7.89 0.61 6.03 8.25 2.10 11.70 21.09
PERCENTAGE
CUM.
BAND
CUM
34.79 35.42 35.89 36.07 36.69 36.95 37.07 37.33 37.69 38.66 40.13 40.34 42.33 50.22 50.83 56.86 65.11 67.20 78.91 100.00
296.01 40.28 20.49 8.72 15.32 7.20 3.35 4.67 7.31 29.05 34.32 3.50 36.05 68.16 5.88 24.19 27.56 12.49 83.90 141.98
296.01 266.09 229.94 204.11 168.57 146.26 127.67 108.32 95.50 90.31 85.24 75.66 71.94 71.32 62.97 53.81 48.02 44.10 47.44 55.19 55.19
Page 166 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 28
DATA POSITION FROM PROCESSING
:
01/01/2007
TO
:
15/06/2008
DATE
:
15/07/2008
Power and Heating
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
31 13 9 5 15 4 9 18 4 18 23 8 8 43 14 56 61 20 45 83 487
31 44 53 58 73 77 86 104 108 126 149 157 165 208 222 278 339 359 404 487
BAND
CUM.
6.37 6.37 2.67 9.03 1.85 10.88 1.03 11.91 3.08 14.99 0.82 15.81 1.85 17.66 3.70 21.36 0.82 22.18 3.70 25.87 4.72 30.60 1.64 32.24 1.64 33.88 8.83 42.71 2.87 45.59 11.50 57.08 12.53 69.61 4.11 73.72 9.24 82.96 17.04 100.00
PERCENTAGE rp
111.73 14.54 2.93 4.45 9.47 1.96 6.34 31.71 10.84 41.24 35.52 29.78 26.88 186.45 99.29 615.89 773.88 1,481.53 2,486.04 2,632.92 8,603.37
RP
111.73 126.27 129.20 133.65 143.12 145.08 151.41 183.12 193.96 235.20 270.72 300.50 327.37 513.83 613.11 1,229.00 2,002.88 3,484.41 5,970.44 8,603.37
BAND
1.30 0.17 0.03 0.05 0.11 0.02 0.07 0.37 0.13 0.48 0.41 0.35 0.31 2.17 1.15 7.16 9.00 17.22 28.90 30.60
CUM.
1.30 1.47 1.50 1.55 1.66 1.69 1.76 2.13 2.25 2.73 3.15 3.49 3.81 5.97 7.13 14.29 23.28 40.50 69.40 100.00
PERCENTAGE f
F
1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 3 6
BAND
1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 3 6
CUM.
16.67 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 0.00 16.67 33.33 50.00 50.00 100.00
PERCENTAGE rp
385.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 274.30 70,755.17 71,415.28
RP
385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 385.81 660.12 71,415.28
BAND
0.54 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.38 99.08
CUM.
PERCENTAGE BAND
CUM
0.54 345.31 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.54 0.00 0.92 11.03 100.00 2,687.33
345.31 305.55 298.61 288.68 269.58 265.94 254.81 210.69 198.92 164.04 142.52 128.39 117.85 75.09 62.93 31.39 19.26 11.07 11.06 830.09 830.09
Page 167 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 29
:
01/01/2007
TO
:
15/06/2008
DATE
:
15/07/2008
DATA POSITION FROM
PROCESSING
Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entretainment, Sport and Services The Caring Services, Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
147,960 144,925 173,137 105,849 112,107 56,284 38,638 29,044 15,916 8,042 6,236 6,890 4,508 5,350 3,404 4,490 3,136 1,319 1,216 268 868,719
F
147,960 292,885 466,022 571,871 683,978 740,262 778,900 807,944 823,860 831,902 838,138 845,028 849,536 854,886 858,290 862,780 865,916 867,235 868,451 868,719
BAND
CUM.
PERCENTAGE rp
RP
17.03 17.03 52,202.43 52,202.43 16.68 33.71 33,107.00 85,309.43 19.93 53.64 69,101.91 154,411.34 12.18 65.83 69,937.62 224,348.96 12.90 78.73 107,833.13 332,182.09 6.48 85.21 74,881.23 407,063.32 4.45 89.66 73,921.46 480,984.78 3.34 93.00 69,812.16 550,796.94 1.83 94.84 49,358.53 600,155.47 0.93 95.76 33,363.38 633,518.85 0.72 96.48 28,130.95 661,649.81 0.79 97.27 36,029.53 697,679.34 0.52 97.79 27,692.61 725,371.95 0.62 98.41 42,226.93 767,598.88 0.39 98.80 27,464.57 795,063.45 0.52 99.32 53,866.44 848,929.89 0.36 99.68 48,334.48 897,264.37 0.15 99.83 34,262.94 931,527.30 0.14 99.97 55,385.23 986,912.54 0.03 100.00 45,012.46 1,031,925.00 1,031,925.00
BAND
CUM.
5.06 5.06 3.21 8.27 6.70 14.96 6.78 21.74 10.45 32.19 7.26 39.45 7.16 46.61 6.77 53.38 4.78 58.16 3.23 61.39 2.73 64.12 3.49 67.61 2.68 70.29 4.09 74.39 2.66 77.05 5.22 82.27 4.68 86.95 3.32 90.27 5.37 95.64 4.36 100.00
PERCENTAGE f
200 98 148 133 199 134 93 102 62 40 27 79 48 61 27 62 77 83 91 131 1,895
F
BAND
CUM.
rp
RP
PERCENTAGE
PERCENTAGE
BAND
BAND
CUM.
200 10.55 10.55 13,703.91 13,703.91 2.74 2.74 26.25 298 5.17 15.73 3,200.87 16,904.78 0.64 3.38 9.67 446 7.81 23.54 6,002.05 22,906.83 1.20 4.58 8.69 579 7.02 30.55 7,383.26 30,290.09 1.48 6.05 10.56 778 10.50 41.06 14,547.48 44,837.57 2.91 8.96 13.49 912 7.07 48.13 10,461.95 55,299.52 2.09 11.05 13.97 1,005 4.91 53.03 14,998.60 70,298.12 3.00 14.05 20.29 1,107 5.38 58.42 8,356.21 78,654.33 1.67 15.71 11.97 1,169 3.27 61.69 10,030.84 88,685.17 2.00 17.72 20.32 1,209 2.11 63.80 5,611.87 94,297.04 1.12 18.84 16.82 1,236 1.42 65.22 8,755.82 103,052.86 1.75 20.59 31.13 1,315 4.17 69.39 4,116.02 107,168.88 0.82 21.41 11.42 1,363 2.53 71.93 2,540.36 109,709.24 0.51 21.92 9.17 1,424 3.22 75.15 19,069.76 128,779.00 3.81 25.73 45.16 1,451 1.42 76.57 8,635.88 137,414.88 1.73 27.45 31.44 1,513 3.27 79.84 8,613.83 146,028.71 1.72 29.18 15.99 1,590 4.06 83.91 14,929.56 160,958.27 2.98 32.16 30.89 1,673 4.38 88.28 6,669.70 167,627.97 1.33 33.49 19.47 1,764 4.80 93.09 216,654.40 384,282.36 43.29 76.78 391.18 1,895 6.91 100.00 116,234.17 500,516.53 23.22 100.00 258.23 500,516.53
CUM
26.25 19.82 14.83 13.50 13.50 13.58 14.62 14.28 14.78 14.88 15.58 15.36 15.12 16.78 17.28 17.20 17.94 17.99 38.94 48.50 48.50
Page 168 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 30
DATA POSITION FROM PROCESSING
:
01/01/2007
TO
:
15/06/2008
DATE
:
15/07/2008
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
26 8 17 9 8 14 7 4 6 4 2 3 3 2 3 2 3 0 0 0 121
26 34 51 60 68 82 89 93 99 103 105 108 111 113 116 118 121 121 121 121
BAND
21.49 6.61 14.05 7.44 6.61 11.57 5.79 3.31 4.96 3.31 1.65 2.48 2.48 1.65 2.48 1.65 2.48 0.00 0.00 0.00
CUM.
PERCENTAGE rp
21.49 30.98 28.10 3.51 42.15 29.73 49.59 14.42 56.20 19.55 67.77 25.61 73.55 26.55 76.86 41.56 81.82 48.69 85.12 33.49 86.78 3.00 89.26 17.44 91.74 29.56 93.39 32.57 95.87 54.19 97.52 147.45 100.00 497.33 100.00 0.00 100.00 0.00 100.00 0.00 1,055.63
RP
30.98 34.49 64.22 78.64 98.19 123.80 150.35 191.91 240.60 274.09 277.09 294.53 324.09 356.66 410.85 558.30 1,055.63 1,055.63 1,055.63 1,055.63
BAND
2.93 0.33 2.82 1.37 1.85 2.43 2.52 3.94 4.61 3.17 0.28 1.65 2.80 3.09 5.13 13.97 47.11 0.00 0.00 0.00
CUM.
2.93 3.27 6.08 7.45 9.30 11.73 14.24 18.18 22.79 25.96 26.25 27.90 30.70 33.79 38.92 52.89 100.00 100.00 100.00 100.00
PERCENTAGE f
F
0 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 3
BAND
0 0 0 0 1 1 1 1 2 2 2 2 3 3 3 3 3 3 3 3
0.00 0.00 0.00 0.00 33.33 0.00 0.00 0.00 33.33 0.00 0.00 0.00 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 33.33 33.33 33.33 33.33 66.67 66.67 66.67 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 3.10 0.00 0.00 0.00 1.89 0.00 0.00 0.00 9.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.28
0.00 0.00 0.00 0.00 3.10 3.10 3.10 3.10 5.00 5.00 5.00 5.00 14.28 14.28 14.28 14.28 14.28 14.28 14.28 14.28
BAND
0.00 0.00 0.00 0.00 21.73 0.00 0.00 0.00 13.27 0.00 0.00 0.00 65.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 21.73 21.73 21.73 21.73 35.00 35.00 35.00 35.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 15.87 0.00 0.00 0.00 3.89 0.00 0.00 0.00 31.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 3.16 2.51 2.06 1.62 2.08 1.82 1.80 1.70 4.41 4.00 3.48 2.56 1.35 1.35 1.35 1.35 1.35
Page 169 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 31
DATA POSITION FROM PROCESSING
:
01/01/2007
TO
:
15/06/2007
DATE
:
15/07/2008
Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
25 7 16 7 26 21 25 26 31 22 29 47 35 59 41 72 98 75 23 19 704
25 32 48 55 81 102 127 153 184 206 235 282 317 376 417 489 587 662 685 704
BAND
CUM.
3.55 3.55 0.99 4.55 2.27 6.82 0.99 7.81 3.69 11.51 2.98 14.49 3.55 18.04 3.69 21.73 4.40 26.14 3.13 29.26 4.12 33.38 6.68 40.06 4.97 45.03 8.38 53.41 5.82 59.23 10.23 69.46 13.92 83.38 10.65 94.03 3.27 97.30 2.70 100.00
PERCENTAGE rp
247.34 0.53 9.77 3.59 24.89 222.72 19.92 316.63 52.26 35.52 71.75 76.92 17.99 128.62 108.82 555.45 2,348.15 1,136.92 94.22 83.66 5,555.67
RP
247.34 247.87 257.64 261.23 286.11 508.84 528.75 845.38 897.64 933.16 1,004.91 1,081.83 1,099.82 1,228.44 1,337.26 1,892.72 4,240.87 5,377.80 5,472.01 5,555.67
BAND
4.45 0.01 0.18 0.06 0.45 4.01 0.36 5.70 0.94 0.64 1.29 1.38 0.32 2.32 1.96 10.00 42.27 20.46 1.70 1.51
CUM.
4.45 4.46 4.64 4.70 5.15 9.16 9.52 15.22 16.16 16.80 18.09 19.47 19.80 22.11 24.07 34.07 76.33 96.80 98.49 100.00
PERCENTAGE f
F
0 0 0 0 0 17 0 22 0 0 0 1 0 1 0 1 2 2 1 0 47
BAND
0 0 0 0 0 17 17 39 39 39 39 40 40 41 41 42 44 46 47 47
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 36.17 36.17 0.00 36.17 46.81 82.98 0.00 82.98 0.00 82.98 0.00 82.98 2.13 85.11 0.00 85.11 2.13 87.23 0.00 87.23 2.13 89.36 4.26 93.62 4.26 97.87 2.13 100.00 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 346.12 0.00 478.60 0.00 0.00 0.00 6.34 0.00 235.67 0.00 0.89 62.00 79.30 70.73 0.00 1,279.65
RP
0.00 0.00 0.00 0.00 0.00 346.12 346.12 824.72 824.72 824.72 824.72 831.06 831.06 1,066.73 1,066.73 1,067.62 1,129.62 1,208.92 1,279.65 1,279.65
BAND
0.00 0.00 0.00 0.00 0.00 27.05 0.00 37.40 0.00 0.00 0.00 0.50 0.00 18.42 0.00 0.07 4.85 6.20 5.53 0.00
PERCENTAGE
CUM.
BAND
0.00 0.00 0.00 0.00 0.00 27.05 27.05 64.45 64.45 64.45 64.45 64.94 64.94 83.36 83.36 83.43 88.28 94.47 100.00 100.00
0.00 0.00 0.00 0.00 0.00 155.40 0.00 151.16 0.00 0.00 0.00 8.25 0.00 183.22 0.00 0.16 2.64 6.97 75.07 0.00
CUM
0.00 0.00 0.00 0.00 0.00 68.02 65.46 97.56 91.88 88.38 82.07 76.82 75.56 86.84 79.77 56.41 26.64 22.48 23.39 23.03 23.03
Page 170 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 32
DATA POSITION FROM
:
01/01/2007
TO
:
15/06/2008
DATE
:
15/07/2008
PROCESSING
Recreation Place
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up T O TA L
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
22 12 14 2 16 1 0 6 3 4 1 2 1 16 3 19 21 11 5 1 160
22 34 48 50 66 67 67 73 76 80 81 83 84 100 103 122 143 154 159 160
BAND
CUM.
13.75 13.75 7.50 21.25 8.75 30.00 1.25 31.25 10.00 41.25 0.63 41.88 0.00 41.88 3.75 45.63 1.88 47.50 2.50 50.00 0.63 50.63 1.25 51.88 0.63 52.50 10.00 62.50 1.88 64.38 11.88 76.25 13.13 89.38 6.88 96.25 3.13 99.38 0.63 100.00
PERCENTAGE rp
15.18 29.61 26.11 1.44 14.61 1.62 0.00 35.69 22.93 41.42 22.29 26.74 13.17 286.20 90.22 617.41 1,924.23 1,163.17 1,619.51 26.13 5,977.68
RP
15.18 44.79 70.90 72.34 86.94 88.57 88.57 124.25 147.18 188.61 210.90 237.64 250.81 537.01 627.23 1,244.64 3,168.87 4,332.04 5,951.56 5,977.68
BAND
0.25 0.50 0.44 0.02 0.24 0.03 0.00 0.60 0.38 0.69 0.37 0.45 0.22 4.79 1.51 10.33 32.19 19.46 27.09 0.44
CUM.
0.25 0.75 1.19 1.21 1.45 1.48 1.48 2.08 2.46 3.16 3.53 3.98 4.20 8.98 10.49 20.82 53.01 72.47 99.56 100.00
PERCENTAGE f
F
2 0 5 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 3 0 12
BAND
2 2 7 7 7 7 7 7 7 7 7 7 7 7 8 8 8 9 12 12
CUM.
PERCENTAGE rp
RP
16.67 16.67 0.68 0.68 0.00 16.67 0.00 0.68 41.67 58.33 1.86 2.54 0.00 58.33 0.00 2.54 0.00 58.33 0.00 2.54 0.00 58.33 0.00 2.54 0.00 58.33 0.00 2.54 0.00 58.33 0.00 2.54 0.00 58.33 0.00 2.54 0.00 58.33 0.00 2.54 0.00 58.33 0.00 2.54 0.00 58.33 0.00 2.54 0.00 58.33 0.00 2.54 0.00 58.33 0.00 2.54 8.33 66.67 94.49 97.02 0.00 66.67 0.00 97.02 0.00 66.67 0.00 97.02 8.33 75.001,350.001,447.02 25.00 100.00 443.591,890.61 0.00 100.00 0.001,890.61 1,890.61
BAND
0.04 0.00 0.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.00 0.00 0.00 71.41 23.46 0.00
PERCENTAGE
CUM.
BAND
0.04 0.04 0.13 0.13 0.13 0.13 0.13 0.13 0.13 0.13 0.13 0.13 0.13 0.13 5.13 5.13 5.13 76.54 100.00 100.00
4.48 0.00 7.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 104.73 0.00 0.00 116.06 27.39 0.00
CUM
4.48 1.52 3.58 3.51 2.92 2.87 2.87 2.04 1.72 1.35 1.20 1.07 1.01 0.47 15.47 7.80 3.06 33.40 31.77 31.63 31.63
Page 171 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 40
DATA POSITION FROM
:
01/01/2007
TO
:
15/06/2008
DATE
:
15/07/2008
PROCESSING
Non Estate Plantation Risk
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
791 62 62 27 25 15 10 9 4 2 6 10 6 13 7 19 8 14 7 0 1,097
F
791 853 915 942 967 982 992 1,001 1,005 1,007 1,013 1,023 1,029 1,042 1,049 1,068 1,076 1,090 1,097 1,097
BAND
CUM.
72.11 72.11 5.65 77.76 5.65 83.41 2.46 85.87 2.28 88.15 1.37 89.52 0.91 90.43 0.82 91.25 0.36 91.61 0.18 91.80 0.55 92.34 0.91 93.25 0.55 93.80 1.19 94.99 0.64 95.62 1.73 97.36 0.73 98.09 1.28 99.36 0.64 100.00 0.00 100.00
PERCENTAGE rp
165.66 30.70 46.22 44.29 37.96 32.07 16.54 24.47 16.07 14.95 68.57 94.16 82.42 254.52 345.30 759.15 277.95 255.37 3.90 0.00 2,570.24
RP
165.66 196.36 242.58 286.87 324.82 356.89 373.43 397.90 413.96 428.91 497.48 591.63 674.06 928.57 1,273.87 2,033.03 2,310.98 2,566.35 2,570.24 2,570.24
BAND
6.45 1.19 1.80 1.72 1.48 1.25 0.64 0.95 0.63 0.58 2.67 3.66 3.21 9.90 13.43 29.54 10.81 9.94 0.15 0.00
CUM.
6.45 7.64 9.44 11.16 12.64 13.89 14.53 15.48 16.11 16.69 19.36 23.02 26.23 36.13 49.56 79.10 89.91 99.85 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 1 0 3
BAND
0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 2 3 3
CUM.
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.33 33.33 96.16 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 0.00 33.33 0.00 33.33 66.67 6,022.61 33.33 100.00 5.00 0.00 100.00 0.00 6,123.77
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 96.16 96.16 96.16 96.16 96.16 96.16 6,118.77 6,123.77 6,123.77
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.57 0.00 0.00 0.00 0.00 0.00 98.35 0.08 0.00
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.57 102.13 1.57 0.00 1.57 0.00 1.57 0.00 1.57 0.00 1.57 0.00 99.92 2,358.38 100.00 128.25 100.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.25 14.27 10.36 7.55 4.73 4.16 238.42 238.26 238.26 238.26
Page 172 of 204
RISK AND LOSS PROFILE 2007 GROUP BY PROVINCE
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 01
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
NANGROE ACEH DARUSSALAM
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,181 1,539 1,934 1,032 768 330 233 126 54 16 20 20 21 20 13 6 25 18 6 16 7,378
F
1,181 2,720 4,654 5,686 6,454 6,784 7,017 7,143 7,197 7,213 7,233 7,253 7,274 7,294 7,307 7,313 7,338 7,356 7,362 7,378
BAND
CUM.
16.01 16.01 20.86 36.87 26.21 63.08 13.99 77.07 10.41 87.48 4.47 91.95 3.16 95.11 1.71 96.81 0.73 97.55 0.22 97.76 0.27 98.03 0.27 98.31 0.28 98.59 0.27 98.86 0.18 99.04 0.08 99.12 0.34 99.46 0.24 99.70 0.08 99.78 0.22 100.00
PERCENTAGE rp
231.28 570.66 1,372.49 1,461.83 1,282.14 760.83 666.20 394.99 211.40 65.63 56.94 133.35 137.01 132.63 136.47 115.87 513.11 469.85 778.19 1,118.19 10,609.08
RP
231.28 801.94 2,174.43 3,636.26 4,918.40 5,679.23 6,345.43 6,740.42 6,951.82 7,017.45 7,074.39 7,207.75 7,344.76 7,477.39 7,613.86 7,729.73 8,242.84 8,712.70 9,490.89 10,609.08
BAND
2.18 5.38 12.94 13.78 12.09 7.17 6.28 3.72 1.99 0.62 0.54 1.26 1.29 1.25 1.29 1.09 4.84 4.43 7.34 10.54
CUM.
2.18 7.56 20.50 34.28 46.36 53.53 59.81 63.53 65.53 66.15 66.68 67.94 69.23 70.48 71.77 72.86 77.70 82.12 89.46 100.00
PERCENTAGE f
F
0 0 2 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3
BAND
0 0 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3
0.00 0.00 66.67 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 191.60 400.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 591.60
RP
0.00 0.00 191.60 591.60 591.60 591.60 591.60 591.60 591.60 591.60 591.60 591.60 591.60 591.60 591.60 591.60 591.60 591.60 591.60 591.60
BAND
0.00 0.00 32.39 67.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 32.39 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 13.96 27.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 8.81 16.27 12.03 10.42 9.32 8.78 8.51 8.43 8.36 8.21 8.05 7.91 7.77 7.65 7.18 6.79 6.23 5.58 5.58
Page 173 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 02
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
SUMATERA UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
8,332 8,423 13,256 8,468 7,907 3,162 2,302 1,524 889 445 373 454 300 356 223 383 355 140 94 28 57,414
F
8,332 16,755 30,011 38,479 46,386 49,548 51,850 53,374 54,263 54,708 55,081 55,535 55,835 56,191 56,414 56,797 57,152 57,292 57,386 57,414
BAND
CUM.
14.51 14.51 14.67 29.18 23.09 52.27 14.75 67.02 13.77 80.79 5.51 86.30 4.01 90.31 2.65 92.96 1.55 94.51 0.78 95.29 0.65 95.94 0.79 96.73 0.52 97.25 0.62 97.87 0.39 98.26 0.67 98.93 0.62 99.54 0.24 99.79 0.16 99.95 0.05 100.00
PERCENTAGE rp
3,503.51 1,891.99 4,554.01 4,798.74 7,235.70 4,320.39 4,754.85 4,138.07 3,120.15 2,385.38 2,137.52 3,065.79 2,425.75 3,622.34 2,523.48 6,450.25 8,289.53 3,524.68 3,359.72 2,442.17 78,544.03
RP
3,503.51 5,395.50 9,949.51 14,748.25 21,983.95 26,304.34 31,059.19 35,197.26 38,317.41 40,702.79 42,840.32 45,906.11 48,331.86 51,954.20 54,477.68 60,927.94 69,217.47 72,742.14 76,101.86 78,544.03
BAND
CUM.
4.46 4.46 2.41 6.87 5.80 12.67 6.11 18.78 9.21 27.99 5.50 33.49 6.05 39.54 5.27 44.81 3.97 48.78 3.04 51.82 2.72 54.54 3.90 58.45 3.09 61.53 4.61 66.15 3.21 69.36 8.21 77.57 10.55 88.13 4.49 92.61 4.28 96.89 3.11 100.00
PERCENTAGE f
14 5 10 5 8 5 4 3 2 3 0 1 4 3 3 6 10 5 6 0 97
F
14 19 29 34 42 47 51 54 56 59 59 60 64 67 70 76 86 91 97 97
BAND
CUM.
PERCENTAGE rp
14.43 14.43 2,265.13 5.15 19.59 226.03 10.31 29.90 421.16 5.15 35.05 414.28 8.25 43.30 1,054.77 5.15 48.45 929.99 4.12 52.58 507.90 3.09 55.67 32.57 2.06 57.73 185.90 3.09 60.82 1,118.96 0.00 60.82 0.00 1.03 61.86 96.63 4.12 65.98 32.18 3.09 69.07 3,755.76 3.09 72.16 68.76 6.19 78.35 18,855.09 10.31 88.66 1,832.93 5.15 93.81 106.25 6.19 100.00 254.09 0.00 100.00 0.00 32,158.39
RP
2,265.13 2,491.16 2,912.32 3,326.60 4,381.37 5,311.36 5,819.26 5,851.83 6,037.73 7,156.70 7,156.70 7,253.33 7,285.51 11,041.27 11,110.02 29,965.11 31,798.04 31,904.29 32,158.39 32,158.39
PERCENTAGE
BAND
CUM.
BAND
7.04 0.70 1.31 1.29 3.28 2.89 1.58 0.10 0.58 3.48 0.00 0.30 0.10 11.68 0.21 58.63 5.70 0.33 0.79 0.00
7.04 7.75 9.06 10.34 13.62 16.52 18.10 18.20 18.77 22.25 22.25 22.56 22.66 34.33 34.55 93.18 98.88 99.21 100.00 100.00
64.65 11.95 9.25 8.63 14.58 21.53 10.68 0.79 5.96 46.91 0.00 3.15 1.33 103.68 2.72 292.32 22.11 3.01 7.56 0.00
CUM
64.65 46.17 29.27 22.56 19.93 20.19 18.74 16.63 15.76 17.58 16.71 15.80 15.07 21.25 20.39 49.18 45.94 43.86 42.26 40.94 40.94
Page 174 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 03
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2007
:
15/07/2008
SUMATERA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,818 4,399 5,968 3,303 2,788 1,015 888 568 310 156 155 182 134 116 74 111 74 38 29 7 23,133
F
2,818 7,217 13,185 16,488 19,276 20,291 21,179 21,747 22,057 22,213 22,368 22,550 22,684 22,800 22,874 22,985 23,059 23,097 23,126 23,133
BAND
CUM.
12.18 12.18 19.02 31.20 25.80 57.00 14.28 71.27 12.05 83.33 4.39 87.71 3.84 91.55 2.46 94.01 1.34 95.35 0.67 96.02 0.67 96.69 0.79 97.48 0.58 98.06 0.50 98.56 0.32 98.88 0.48 99.36 0.32 99.68 0.16 99.84 0.13 99.97 0.03 100.00
PERCENTAGE rp
806.04 869.74 1,852.25 1,595.05 2,657.62 1,470.17 1,866.35 1,498.23 868.63 577.48 474.79 691.72 504.39 548.26 364.79 1,289.04 1,200.94 739.30 1,137.62 86.61 21,099.01
RP
806.04 1,675.78 3,528.03 5,123.08 7,780.70 9,250.87 11,117.22 12,615.44 13,484.07 14,061.55 14,536.34 15,228.07 15,732.46 16,280.72 16,645.51 17,934.55 19,135.49 19,874.78 21,012.40 21,099.01
BAND
3.82 4.12 8.78 7.56 12.60 6.97 8.85 7.10 4.12 2.74 2.25 3.28 2.39 2.60 1.73 6.11 5.69 3.50 5.39 0.41
PERCENTAGE
CUM.
f
F
BAND
3.82 7.94 16.72 24.28 36.88 43.85 52.69 59.79 63.91 66.65 68.90 72.17 74.56 77.16 78.89 85.00 90.69 94.20 99.59 100.00
2 4 11 8 11 5 11 1 2 1 4 2 0 2 0 1 6 4 0 0
2 6 17 25 36 41 52 53 55 56 60 62 62 64 64 65 71 75 75 75
2.67 2.67 5.33 8.00 14.67 22.67 10.67 33.33 14.67 48.00 6.67 54.67 14.67 69.33 1.33 70.67 2.67 73.33 1.33 74.67 5.33 80.00 2.67 82.67 0.00 82.67 2.67 85.33 0.00 85.33 1.33 86.67 8.00 94.67 5.33 100.00 0.00 100.00 0.00 100.00
75
CUM.
PERCENTAGE rp
535.52 112.73 138.74 336.09 1,007.85 412.85 257.12 312.63 132.65 16.05 4,366.01 108.88 0.00 490.45 0.00 6.60 8,830.72 351.77 0.00 0.00 17,416.65
RP
535.52 648.25 786.99 1,123.08 2,130.93 2,543.78 2,800.90 3,113.53 3,246.17 3,262.22 7,628.24 7,737.11 7,737.11 8,227.56 8,227.56 8,234.16 17,064.88 17,416.65 17,416.65 17,416.65
BAND
CUM.
3.07 3.07 0.65 3.72 0.80 4.52 1.93 6.45 5.79 12.24 2.37 14.61 1.48 16.08 1.79 17.88 0.76 18.64 0.09 18.73 25.07 43.80 0.63 44.42 0.00 44.42 2.82 47.24 0.00 47.24 0.04 47.28 50.70 97.98 2.02 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
66.44 12.96 7.49 21.07 37.92 28.08 13.78 20.87 15.27 2.78 919.57 15.74 0.00 89.46 0.00 0.51 735.32 47.58 0.00 0.00
CUM
66.44 38.68 22.31 21.92 27.39 27.50 25.19 24.68 24.07 23.20 52.48 50.81 49.18 50.54 49.43 45.91 89.18 87.63 82.89 82.55 82.55
Page 175 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 04
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,442 4,938 6,810 4,246 3,651 1,383 851 593 311 166 129 154 85 102 86 140 120 93 42 9 29,351
F
5,442 10,380 17,190 21,436 25,087 26,470 27,321 27,914 28,225 28,391 28,520 28,674 28,759 28,861 28,947 29,087 29,207 29,300 29,342 29,351
BAND
CUM.
18.54 18.54 16.82 35.37 23.20 58.57 14.47 73.03 12.44 85.47 4.71 90.18 2.90 93.08 2.02 95.10 1.06 96.16 0.57 96.73 0.44 97.17 0.52 97.69 0.29 97.98 0.35 98.33 0.29 98.62 0.48 99.10 0.41 99.51 0.32 99.83 0.14 99.97 0.03 100.00
PERCENTAGE rp
1,944.53 1,289.11 3,167.93 3,544.19 5,056.97 2,654.14 2,396.81 1,926.03 1,293.65 857.14 770.07 1,024.39 650.92 1,081.06 973.63 2,258.63 3,353.20 2,316.76 2,442.51 136.14 39,137.81
RP
1,944.53 3,233.64 6,401.57 9,945.75 15,002.72 17,656.86 20,053.67 21,979.70 23,273.36 24,130.50 24,900.57 25,924.96 26,575.88 27,656.94 28,630.58 30,889.20 34,242.41 36,559.16 39,001.67 39,137.81
BAND
4.97 3.29 8.09 9.06 12.92 6.78 6.12 4.92 3.31 2.19 1.97 2.62 1.66 2.76 2.49 5.77 8.57 5.92 6.24 0.35
CUM.
4.97 8.26 16.36 25.41 38.33 45.11 51.24 56.16 59.47 61.66 63.62 66.24 67.90 70.67 73.15 78.92 87.49 93.41 99.65 100.00
PERCENTAGE f
F
12 4 4 7 0 3 1 2 0 1 0 2 1 2 0 2 1 2 0 0 44
BAND
12 16 20 27 27 30 31 33 33 34 34 36 37 39 39 41 42 44 44 44
CUM.
27.27 27.27 9.09 36.36 9.09 45.45 15.91 61.36 0.00 61.36 6.82 68.18 2.27 70.45 4.55 75.00 0.00 75.00 2.27 77.27 0.00 77.27 4.55 81.82 2.27 84.09 4.55 88.64 0.00 88.64 4.55 93.18 2.27 95.45 4.55 100.00 0.00 100.00 0.00 100.00
PERCENTAGE rp
1,705.11 351.00 377.40 908.90 0.00 86.47 13.25 52.73 0.00 60.58 0.00 150.80 165.68 1,204.52 0.00 1,738.13 0.00 541.53 0.00 0.00 7,356.10
RP
1,705.11 2,056.11 2,433.51 3,342.42 3,342.42 3,428.88 3,442.13 3,494.86 3,494.86 3,555.45 3,555.45 3,706.25 3,871.93 5,076.44 5,076.44 6,814.57 6,814.57 7,356.10 7,356.10 7,356.10
BAND
CUM.
23.18 23.18 4.77 27.95 5.13 33.08 12.36 45.44 0.00 45.44 1.18 46.61 0.18 46.79 0.72 47.51 0.00 47.51 0.82 48.33 0.00 48.33 2.05 50.38 2.25 52.64 16.37 69.01 0.00 69.01 23.63 92.64 0.00 92.64 7.36 100.00 0.00 100.00 0.00 100.00
PERCENTAGE BAND
87.69 27.23 11.91 25.64 0.00 3.26 0.55 2.74 0.00 7.07 0.00 14.72 25.45 111.42 0.00 76.96 0.00 23.37 0.00 0.00
CUM
87.69 63.58 38.01 33.61 22.28 19.42 17.16 15.90 15.02 14.73 14.28 14.30 14.57 18.36 17.73 22.06 19.90 20.12 18.86 18.80 18.80
Page 176 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 05
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
JAMBI
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,468 2,442 2,771 1,449 1,195 449 281 206 91 51 49 41 30 32 22 33 31 24 15 3 11,683
F
2,468 4,910 7,681 9,130 10,325 10,774 11,055 11,261 11,352 11,403 11,452 11,493 11,523 11,555 11,577 11,610 11,641 11,665 11,680 11,683
BAND
21.12 20.90 23.72 12.40 10.23 3.84 2.41 1.76 0.78 0.44 0.42 0.35 0.26 0.27 0.19 0.28 0.27 0.21 0.13 0.03
CUM.
21.12 42.03 65.75 78.15 88.38 92.22 94.62 96.39 97.17 97.60 98.02 98.37 98.63 98.90 99.09 99.38 99.64 99.85 99.97 100.00
PERCENTAGE rp
455.75 694.08 1,590.32 1,246.96 1,572.68 919.34 741.02 535.23 415.34 259.20 189.66 290.59 271.80 389.61 241.76 882.09 826.23 608.73 637.96 57.59 12,825.94
RP
455.75 1,149.83 2,740.14 3,987.11 5,559.78 6,479.12 7,220.14 7,755.37 8,170.71 8,429.91 8,619.56 8,910.15 9,181.95 9,571.56 9,813.32 10,695.41 11,521.64 12,130.38 12,768.34 12,825.94
BAND
3.55 5.41 12.40 9.72 12.26 7.17 5.78 4.17 3.24 2.02 1.48 2.27 2.12 3.04 1.88 6.88 6.44 4.75 4.97 0.45
CUM.
3.55 8.96 21.36 31.09 43.35 50.52 56.29 60.47 63.70 65.73 67.20 69.47 71.59 74.63 76.51 83.39 89.83 94.58 99.55 100.00
PERCENTAGE f
F
1 2 1 1 0 1 1 0 0 0 0 0 0 0 1 0 1 0 0 0 9
BAND
1 3 4 5 5 6 7 7 7 7 7 7 7 7 8 8 9 9 9 9
11.11 22.22 11.11 11.11 0.00 11.11 11.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 0.00 11.11 0.00 0.00 0.00
CUM.
11.11 33.33 44.44 55.56 55.56 66.67 77.78 77.78 77.78 77.78 77.78 77.78 77.78 77.78 88.89 88.89 100.00 100.00 100.00 100.00
PERCENTAGE rp
26.26 114.05 5.21 23.68 0.00 36.85 3.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 64.90 0.00 37.00 0.00 0.00 0.00 311.91
RP
26.26 140.30 145.51 169.19 169.19 206.05 210.01 210.01 210.01 210.01 210.01 210.01 210.01 210.01 274.91 274.91 311.91 311.91 311.91 311.91
BAND
8.42 36.56 1.67 7.59 0.00 11.82 1.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.81 0.00 11.86 0.00 0.00 0.00
CUM.
8.42 44.98 46.65 54.24 54.24 66.06 67.33 67.33 67.33 67.33 67.33 67.33 67.33 67.33 88.14 88.14 100.00 100.00 100.00 100.00
PERCENTAGE BAND
5.76 16.43 0.33 1.90 0.00 4.01 0.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 26.85 0.00 4.48 0.00 0.00 0.00
CUM
5.76 12.20 5.31 4.24 3.04 3.18 2.91 2.71 2.57 2.49 2.44 2.36 2.29 2.19 2.80 2.57 2.71 2.57 2.44 2.43 2.43
Page 177 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 06
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
SUMATERA SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,941 3,822 5,028 3,008 2,686 1,253 899 598 323 155 115 142 82 130 90 146 129 79 82 38 22,746
F
3,941 7,763 12,791 15,799 18,485 19,738 20,637 21,235 21,558 21,713 21,828 21,970 22,052 22,182 22,272 22,418 22,547 22,626 22,708 22,746
BAND
CUM.
17.33 17.33 16.80 34.13 22.10 56.23 13.22 69.46 11.81 81.27 5.51 86.78 3.95 90.73 2.63 93.36 1.42 94.78 0.68 95.46 0.51 95.96 0.62 96.59 0.36 96.95 0.57 97.52 0.40 97.92 0.64 98.56 0.57 99.13 0.35 99.47 0.36 99.83 0.17 100.00
PERCENTAGE rp
1,415.54 757.58 1,922.19 1,895.87 2,874.31 2,038.40 2,055.03 1,598.51 1,138.05 608.99 664.95 710.42 551.57 846.26 824.34 1,620.09 2,713.58 2,117.01 2,105.12 1,526.43 29,984.24
RP
1,415.54 2,173.12 4,095.31 5,991.18 8,865.48 10,903.89 12,958.91 14,557.42 15,695.48 16,304.47 16,969.42 17,679.84 18,231.40 19,077.66 19,902.00 21,522.10 24,235.68 26,352.69 28,457.80 29,984.24
BAND
4.72 2.53 6.41 6.32 9.59 6.80 6.85 5.33 3.80 2.03 2.22 2.37 1.84 2.82 2.75 5.40 9.05 7.06 7.02 5.09
CUM.
4.72 7.25 13.66 19.98 29.57 36.37 43.22 48.55 52.35 54.38 56.59 58.96 60.80 63.63 66.37 71.78 80.83 87.89 94.91 100.00
PERCENTAGE f
F
7 0 0 3 0 1 1 0 0 0 0 0 0 2 0 4 1 2 7 0 28
7 7 7 10 10 11 12 12 12 12 12 12 12 14 14 18 19 21 28 28
BAND
CUM.
25.00 25.00 0.00 25.00 0.00 25.00 10.71 35.71 0.00 35.71 3.57 39.29 3.57 42.86 0.00 42.86 0.00 42.86 0.00 42.86 0.00 42.86 0.00 42.86 0.00 42.86 7.14 50.00 0.00 50.00 14.29 64.29 3.57 67.86 7.14 75.00 25.00 100.00 0.00 100.00
PERCENTAGE rp
327.49 0.00 0.00 71.05 0.00 10.00 70.25 0.00 0.00 0.00 0.00 0.00 0.00 3,180.00 0.00 76.36 138.92 199.34 151.57 0.00 4,224.98
RP
327.49 327.49 327.49 398.54 398.54 408.54 478.79 478.79 478.79 478.79 478.79 478.79 478.79 3,658.79 3,658.79 3,735.15 3,874.07 4,073.41 4,224.98 4,224.98
BAND
CUM.
7.75 7.75 0.00 7.75 0.00 7.75 1.68 9.43 0.00 9.43 0.24 9.67 1.66 11.33 0.00 11.33 0.00 11.33 0.00 11.33 0.00 11.33 0.00 11.33 0.00 11.33 75.27 86.60 0.00 86.60 1.81 88.41 3.29 91.69 4.72 96.41 3.59 100.00 0.00 100.00
PERCENTAGE BAND
23.14 0.00 0.00 3.75 0.00 0.49 3.42 0.00 0.00 0.00 0.00 0.00 0.00 375.77 0.00 4.71 5.12 9.42 7.20 0.00
CUM
23.14 15.07 8.00 6.65 4.50 3.75 3.69 3.29 3.05 2.94 2.82 2.71 2.63 19.18 18.38 17.35 15.98 15.46 14.85 14.09 14.09
Page 178 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 07
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
BENGKULU
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 1,586 75 1,531 150 1,357 752 250 572 400 220 625 116 875 69 1,250 38 1,750 17 2,250 19 2,750 21 3,500 7 4,500 17 6,250 14 8,750 9 15,000 17 35,000 2 75,000 2 300,000 2 6,368
F
1,586 3,117 4,474 5,226 5,798 6,018 6,134 6,203 6,241 6,258 6,277 6,298 6,305 6,322 6,336 6,345 6,362 6,364 6,366 6,368
BAND
CUM.
24.91 24.91 24.04 48.95 21.31 70.26 11.81 82.07 8.98 91.05 3.45 94.50 1.82 96.33 1.08 97.41 0.60 98.01 0.27 98.27 0.30 98.57 0.33 98.90 0.11 99.01 0.27 99.28 0.22 99.50 0.14 99.64 0.27 99.91 0.03 99.94 0.03 99.97 0.03 100.00
PERCENTAGE rp
314.75 365.06 620.97 510.07 691.16 460.63 317.74 186.80 113.48 91.18 82.90 228.18 29.18 266.59 356.87 60.51 517.25 138.58 13.77 28.29 5,393.97
RP
314.75 679.82 1,300.79 1,810.86 2,502.02 2,962.65 3,280.39 3,467.19 3,580.67 3,671.85 3,754.75 3,982.93 4,012.11 4,278.70 4,635.57 4,696.08 5,213.33 5,351.91 5,365.68 5,393.97
BAND
5.84 6.77 11.51 9.46 12.81 8.54 5.89 3.46 2.10 1.69 1.54 4.23 0.54 4.94 6.62 1.12 9.59 2.57 0.26 0.52
CUM.
5.84 12.60 24.12 33.57 46.39 54.93 60.82 64.28 66.38 68.07 69.61 73.84 74.38 79.32 85.94 87.06 96.65 99.22 99.48 100.00
PERCENTAGE f
F
3 1 5 1 6 2 1 0 0 0 0 0 0 1 0 0 0 0 0 0 20
3 4 9 10 16 18 19 19 19 19 19 19 19 20 20 20 20 20 20 20
BAND
15.00 5.00 25.00 5.00 30.00 10.00 5.00 0.00 0.00 0.00 0.00 0.00 0.00 5.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
15.00 20.00 45.00 50.00 80.00 90.00 95.00 95.00 95.00 95.00 95.00 95.00 95.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
440.00 183.72 423.31 4.90 751.43 614.75 948.15 0.00 0.00 0.00 0.00 0.00 0.00 15.33 0.00 0.00 0.00 0.00 0.00 0.00 3,381.59
RP
440.00 623.72 1,047.03 1,051.93 1,803.36 2,418.10 3,366.26 3,366.26 3,366.26 3,366.26 3,366.26 3,366.26 3,366.26 3,381.59 3,381.59 3,381.59 3,381.59 3,381.59 3,381.59 3,381.59
BAND
13.01 5.43 12.52 0.14 22.22 18.18 28.04 0.00 0.00 0.00 0.00 0.00 0.00 0.45 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE
CUM.
BAND
13.01 18.44 30.96 31.11 53.33 71.51 99.55 99.55 99.55 99.55 99.55 99.55 99.55 100.00 100.00 100.00 100.00 100.00 100.00 100.00
139.79 50.33 68.17 0.96 108.72 133.46 298.40 0.00 0.00 0.00 0.00 0.00 0.00 5.75 0.00 0.00 0.00 0.00 0.00 0.00
CUM
139.79 91.75 80.49 58.09 72.08 81.62 102.62 97.09 94.01 91.68 89.65 84.52 83.90 79.03 72.95 72.01 64.86 63.18 63.02 62.69 62.69
Page 179 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 08
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
LAMPUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,417 3,109 3,506 1,883 1,996 904 616 488 254 130 119 119 113 103 86 150 132 108 73 24 16,330
F
2,417 5,526 9,032 10,915 12,911 13,815 14,431 14,919 15,173 15,303 15,422 15,541 15,654 15,757 15,843 15,993 16,125 16,233 16,306 16,330
BAND
CUM.
14.80 14.80 19.04 33.84 21.47 55.31 11.53 66.84 12.22 79.06 5.54 84.60 3.77 88.37 2.99 91.36 1.56 92.91 0.80 93.71 0.73 94.44 0.73 95.17 0.69 95.86 0.63 96.49 0.53 97.02 0.92 97.94 0.81 98.74 0.66 99.41 0.45 99.85 0.15 100.00
PERCENTAGE rp
1,230.68 516.02 1,183.25 1,197.70 2,030.29 1,421.80 1,355.79 1,408.44 1,036.16 594.16 522.01 606.42 719.94 797.12 954.81 2,845.00 2,874.37 1,956.90 4,250.41 2,132.69 29,633.98
RP
1,230.68 1,746.70 2,929.95 4,127.66 6,157.94 7,579.74 8,935.53 10,343.98 11,380.13 11,974.30 12,496.30 13,102.73 13,822.67 14,619.79 15,574.61 18,419.61 21,293.98 23,250.88 27,501.29 29,633.98
BAND
4.15 1.74 3.99 4.04 6.85 4.80 4.58 4.75 3.50 2.01 1.76 2.05 2.43 2.69 3.22 9.60 9.70 6.60 14.34 7.20
CUM.
4.15 5.89 9.89 13.93 20.78 25.58 30.15 34.91 38.40 40.41 42.17 44.22 46.64 49.33 52.56 62.16 71.86 78.46 92.80 100.00
PERCENTAGE f
F
6 2 1 1 4 1 1 1 1 1 2 0 1 0 1 0 3 0 1 0 27
6 8 9 10 14 15 16 17 18 19 21 21 22 22 23 23 26 26 27 27
BAND
22.22 7.41 3.70 3.70 14.81 3.70 3.70 3.70 3.70 3.70 7.41 0.00 3.70 0.00 3.70 0.00 11.11 0.00 3.70 0.00
CUM.
PERCENTAGE rp
22.22 2,473.73 29.63 57.33 33.33 42.23 37.04 274.70 51.85 341.50 55.56 10.13 59.26 6.86 62.96 67.70 66.67 147.98 70.37 187.56 77.78 82.00 77.78 0.00 81.48 228.79 81.48 0.00 85.19 159.46 85.19 0.00 96.30 115.30 96.30 0.00 100.00 213.76 100.00 0.00 4,409.05
RP
2,473.73 2,531.07 2,573.29 2,847.99 3,189.50 3,199.63 3,206.49 3,274.19 3,422.18 3,609.74 3,691.74 3,691.74 3,920.52 3,920.52 4,079.99 4,079.99 4,195.29 4,195.29 4,409.05 4,409.05
BAND
CUM.
56.11 56.11 1.30 57.41 0.96 58.36 6.23 64.59 7.75 72.34 0.23 72.57 0.16 72.73 1.54 74.26 3.36 77.62 4.25 81.87 1.86 83.73 0.00 83.73 5.19 88.92 0.00 88.92 3.62 92.54 0.00 92.54 2.62 95.15 0.00 95.15 4.85 100.00 0.00 100.00
PERCENTAGE BAND
CUM
201.00 11.11 3.57 22.94 16.82 0.71 0.51 4.81 14.28 31.57 15.71 0.00 31.78 0.00 16.70 0.00 4.01 0.00 5.03 0.00
201.00 144.91 87.83 69.00 51.79 42.21 35.88 31.65 30.07 30.15 29.54 28.18 28.36 26.82 26.20 22.15 19.70 18.04 16.03 14.88 14.88
Page 180 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 09
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
DKI JAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
21,416 16,560 31,494 26,930 36,301 20,182 14,645 11,253 6,183 3,254 2,512 2,862 1,903 2,262 1,484 2,099 1,616 717 874 334 204,881
F
21,416 37,976 69,470 96,400 132,701 152,883 167,528 178,781 184,964 188,218 190,730 193,592 195,495 197,757 199,241 201,340 202,956 203,673 204,547 204,881
BAND
10.45 8.08 15.37 13.14 17.72 9.85 7.15 5.49 3.02 1.59 1.23 1.40 0.93 1.10 0.72 1.02 0.79 0.35 0.43 0.16
CUM.
10.45 18.54 33.91 47.05 64.77 74.62 81.77 87.26 90.28 91.87 93.09 94.49 95.42 96.52 97.25 98.27 99.06 99.41 99.84 100.00
PERCENTAGE rp
17,573.29 4,117.35 10,227.58 13,262.45 27,259.86 20,587.33 21,547.49 22,455.29 16,867.06 14,306.26 9,986.58 14,017.85 11,106.76 15,457.81 12,073.54 24,972.51 24,075.57 16,546.59 33,178.72 16,119.00 345,738.90
RP
17,573.29 21,690.64 31,918.23 45,180.67 72,440.53 93,027.87 114,575.36 137,030.65 153,897.71 168,203.97 178,190.55 192,208.40 203,315.16 218,772.97 230,846.51 255,819.02 279,894.59 296,441.18 329,619.90 345,738.90
BAND
CUM.
5.08 5.08 1.19 6.27 2.96 9.23 3.84 13.07 7.88 20.95 5.95 26.91 6.23 33.14 6.49 39.63 4.88 44.51 4.14 48.65 2.89 51.54 4.05 55.59 3.21 58.81 4.47 63.28 3.49 66.77 7.22 73.99 6.96 80.96 4.79 85.74 9.60 95.34 4.66 100.00
PERCENTAGE f
95 29 45 59 98 73 44 74 43 21 18 21 33 38 12 27 40 29 77 106 982
F
BAND
CUM.
95 9.67 9.67 124 2.95 12.63 169 4.58 17.21 228 6.01 23.22 326 9.98 33.20 399 7.43 40.63 443 4.48 45.11 517 7.54 52.65 560 4.38 57.03 581 2.14 59.16 599 1.83 61.00 620 2.14 63.14 653 3.36 66.50 691 3.87 70.37 703 1.22 71.59 730 2.75 74.34 770 4.07 78.41 799 2.95 81.36 876 7.84 89.21 982 10.79 100.00
PERCENTAGE rp
12,825.93 760.94 1,422.76 2,199.89 3,683.87 4,111.43 5,620.00 4,685.33 6,616.97 2,371.39 4,374.66 3,458.42 1,361.84 10,125.83 13,896.61 6,915.28 25,176.37 2,662.47 27,673.85 208,308.83 348,252.67
RP
12,825.93 13,586.87 15,009.63 17,209.53 20,893.40 25,004.83 30,624.82 35,310.15 41,927.12 44,298.51 48,673.16 52,131.59 53,493.42 63,619.26 77,515.87 84,431.15 109,607.52 112,269.99 139,943.84 348,252.67
BAND
3.68 0.22 0.41 0.63 1.06 1.18 1.61 1.35 1.90 0.68 1.26 0.99 0.39 2.91 3.99 1.99 7.23 0.76 7.95 59.82
PERCENTAGE
CUM.
BAND
3.68 3.90 4.31 4.94 6.00 7.18 8.79 10.14 12.04 12.72 13.98 14.97 15.36 18.27 22.26 24.24 31.47 32.24 40.18 100.00
72.99 18.48 13.91 16.59 13.51 19.97 26.08 20.87 39.23 16.58 43.81 24.67 12.26 65.51 115.10 27.69 104.57 16.09 83.41 1,292.32
CUM
72.99 62.64 47.03 38.09 28.84 26.88 26.73 25.77 27.24 26.34 27.32 27.12 26.31 29.08 33.58 33.00 39.16 37.87 42.46 100.73 100.73
Page 181 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 10
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
JAWA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
26,028 25,193 27,250 15,315 14,859 7,625 5,164 4,196 2,401 1,334 1,164 1,325 954 1,431 1,007 1,765 1,656 895 1,020 328 140,910
F
26,028 51,221 78,471 93,786 108,645 116,270 121,434 125,630 128,031 129,365 130,529 131,854 132,808 134,239 135,246 137,011 138,667 139,562 140,582 140,910
BAND
CUM.
18.47 18.47 17.88 36.35 19.34 55.69 10.87 66.56 10.55 77.10 5.41 82.51 3.66 86.18 2.98 89.16 1.70 90.86 0.95 91.81 0.83 92.63 0.94 93.57 0.68 94.25 1.02 95.27 0.71 95.98 1.25 97.23 1.18 98.41 0.64 99.04 0.72 99.77 0.23 100.00
PERCENTAGE rp
10,777.09 5,378.89 9,977.83 8,978.97 13,172.41 9,737.18 9,710.87 9,809.51 8,005.72 4,920.70 5,333.00 7,095.11 5,888.24 11,098.39 8,932.34 21,925.49 25,740.77 18,214.35 17,908.07 17,390.57 229,995.50
RP
10,777.09 16,155.98 26,133.81 35,112.78 48,285.18 58,022.36 67,733.23 77,542.74 85,548.46 90,469.17 95,802.17 102,897.28 108,785.52 119,883.91 128,816.26 150,741.74 176,482.52 194,696.87 212,604.94 229,995.50
BAND
4.69 2.34 4.34 3.90 5.73 4.23 4.22 4.27 3.48 2.14 2.32 3.08 2.56 4.83 3.88 9.53 11.19 7.92 7.79 7.56
CUM.
4.69 7.02 11.36 15.27 20.99 25.23 29.45 33.71 37.20 39.34 41.65 44.74 47.30 52.12 56.01 65.54 76.73 84.65 92.44 100.00
PERCENTAGE f
F
53 8 27 18 20 15 12 10 9 8 7 7 17 16 13 33 33 42 53 66 467
53 61 88 106 126 141 153 163 172 180 187 194 211 227 240 273 306 348 401 467
BAND
CUM.
11.35 11.35 1.71 13.06 5.78 18.84 3.85 22.70 4.28 26.98 3.21 30.19 2.57 32.76 2.14 34.90 1.93 36.83 1.71 38.54 1.50 40.04 1.50 41.54 3.64 45.18 3.43 48.61 2.78 51.39 7.07 58.46 7.07 65.52 8.99 74.52 11.35 85.87 14.13 100.00
PERCENTAGE rp
20,442.37 185.02 794.88 562.05 901.76 1,501.25 2,189.25 2,297.50 5,033.27 753.63 301.22 390.24 170.88 4,339.15 6,535.29 1,114.74 4,644.25 6,401.63 12,495.73 115,344.08 186,398.18
RP
20,442.37 20,627.39 21,422.28 21,984.32 22,886.08 24,387.33 26,576.57 28,874.08 33,907.34 34,660.97 34,962.19 35,352.43 35,523.32 39,862.47 46,397.76 47,512.49 52,156.75 58,558.37 71,054.10 186,398.18
BAND
CUM.
10.97 10.97 0.10 11.07 0.43 11.49 0.30 11.79 0.48 12.28 0.81 13.08 1.17 14.26 1.23 15.49 2.70 18.19 0.40 18.60 0.16 18.76 0.21 18.97 0.09 19.06 2.33 21.39 3.51 24.89 0.60 25.49 2.49 27.98 3.43 31.42 6.70 38.12 61.88 100.00
PERCENTAGE BAND
CUM.
189.68 189.68 3.44 127.68 7.97 81.97 6.26 62.61 6.85 47.40 15.42 42.03 22.54 39.24 23.42 37.24 62.87 39.64 15.32 38.31 5.65 36.49 5.50 34.36 2.90 32.65 39.10 33.25 73.16 36.02 5.08 31.52 18.04 29.55 35.15 30.08 69.78 33.42 663.26 81.04 81.04
Page 182 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 11
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
JAWA TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
22,564 14,716 12,904 6,467 6,710 3,689 2,555 2,212 1,275 708 617 696 508 630 397 643 506 210 248 84 78,339
F
22,564 37,280 50,184 56,651 63,361 67,050 69,605 71,817 73,092 73,800 74,417 75,113 75,621 76,251 76,648 77,291 77,797 78,007 78,255 78,339
BAND
CUM.
28.80 28.80 18.79 47.59 16.47 64.06 8.26 72.32 8.57 80.88 4.71 85.59 3.26 88.85 2.82 91.67 1.63 93.30 0.90 94.21 0.79 94.99 0.89 95.88 0.65 96.53 0.80 97.33 0.51 97.84 0.82 98.66 0.65 99.31 0.27 99.58 0.32 99.89 0.11 100.00
PERCENTAGE rp
4,533.56 2,889.11 4,790.33 3,991.06 6,667.97 5,012.10 4,637.03 5,434.45 4,178.46 2,756.93 2,629.40 3,918.38 3,444.21 9,301.39 3,755.09 8,024.95 8,500.48 3,931.87 4,888.15 9,747.32 103,032.27
RP
4,533.56 7,422.68 12,213.01 16,204.07 22,872.05 27,884.14 32,521.17 37,955.63 42,134.09 44,891.02 47,520.41 51,438.80 54,883.01 64,184.40 67,939.49 75,964.44 84,464.92 88,396.79 93,284.95 103,032.27
BAND
CUM.
4.40 4.40 2.80 7.20 4.65 11.85 3.87 15.73 6.47 22.20 4.86 27.06 4.50 31.56 5.27 36.84 4.06 40.89 2.68 43.57 2.55 46.12 3.80 49.92 3.34 53.27 9.03 62.30 3.64 65.94 7.79 73.73 8.25 81.98 3.82 85.80 4.74 90.54 9.46 100.00
PERCENTAGE f
F
16 6 14 5 10 8 7 11 7 5 1 7 12 3 4 15 34 9 4 6 184
BAND
CUM.
16 8.70 8.70 22 3.26 11.96 36 7.61 19.57 41 2.72 22.28 51 5.43 27.72 59 4.35 32.07 66 3.80 35.87 77 5.98 41.85 84 3.80 45.65 89 2.72 48.37 90 0.54 48.91 97 3.80 52.72 109 6.52 59.24 112 1.63 60.87 116 2.17 63.04 131 8.15 71.20 165 18.48 89.67 174 4.89 94.57 178 2.17 96.74 184 3.26 100.00
PERCENTAGE rp
1,265.17 90.58 249.87 91.30 351.84 634.83 1,062.48 2,121.89 1,399.31 1,729.87 85.45 106.99 3,379.97 398.76 147.48 4,196.03 969.84 778.34 5,839.39 704.33 25,603.73
RP
1,265.17 1,355.75 1,605.62 1,696.93 2,048.76 2,683.60 3,746.08 5,867.97 7,267.28 8,997.15 9,082.61 9,189.59 12,569.56 12,968.32 13,115.80 17,311.83 18,281.67 19,060.01 24,899.40 25,603.73
BAND
CUM.
4.94 4.94 0.35 5.30 0.98 6.27 0.36 6.63 1.37 8.00 2.48 10.48 4.15 14.63 8.29 22.92 5.47 28.38 6.76 35.14 0.33 35.47 0.42 35.89 13.20 49.09 1.56 50.65 0.58 51.23 16.39 67.61 3.79 71.40 3.04 74.44 22.81 97.25 2.75 100.00
PERCENTAGE BAND
27.91 3.14 5.22 2.29 5.28 12.67 22.91 39.05 33.49 62.75 3.25 2.73 98.13 4.29 3.93 52.29 11.41 19.80 119.46 7.23
CUM
27.91 18.27 13.15 10.47 8.96 9.62 11.52 15.46 17.25 20.04 19.11 17.87 22.90 20.20 19.31 22.79 21.64 21.56 26.69 24.85 24.85
Page 183 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 12
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
DI YOGYAKARTA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,172 1,864 1,887 1,054 1,064 625 441 312 223 125 85 99 67 73 54 91 57 32 16 3 10,344
F
2,172 4,036 5,923 6,977 8,041 8,666 9,107 9,419 9,642 9,767 9,852 9,951 10,018 10,091 10,145 10,236 10,293 10,325 10,341 10,344
BAND
CUM.
PERCENTAGE rp
RP
21.00 21.00 534.39 534.39 18.02 39.02 384.38 918.78 18.24 57.26 696.37 1,615.15 10.19 67.45 574.63 2,189.78 10.29 77.74 968.08 3,157.85 6.04 83.78 753.61 3,911.46 4.26 88.04 766.94 4,678.41 3.02 91.06 716.31 5,394.71 2.16 93.21 567.05 5,961.76 1.21 94.42 362.35 6,324.11 0.82 95.24 303.17 6,627.27 0.96 96.20 423.99 7,051.26 0.65 96.85 359.65 7,410.91 0.71 97.55 493.16 7,904.07 0.52 98.08 447.42 8,351.49 0.88 98.96 1,903.12 10,254.60 0.55 99.51 570.46 10,825.07 0.31 99.82 612.94 11,438.00 0.15 99.97 137.36 11,575.37 0.03 100.00 52.30 11,523.07 11,523.07
BAND
CUM.
4.64 4.64 3.34 7.97 6.04 14.02 4.99 19.00 8.40 27.40 6.54 33.94 6.66 40.60 6.22 46.82 4.92 51.74 3.14 54.88 2.63 57.51 3.68 61.19 3.12 64.31 4.28 68.59 3.88 72.48 16.52 88.99 4.95 93.94 5.32 99.26 1.19 100.45 0.45 100.00
PERCENTAGE f
F
0 0 1 0 2 2 1 1 0 0 0 1 0 0 0 0 1 1 0 0 10
BAND
0 0 1 1 3 5 6 7 7 7 7 8 8 8 8 8 9 10 10 10
CUM.
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.00 10.00 118.39 118.39 0.00 10.00 0.00 118.39 20.00 30.00 5.92 124.31 20.00 50.00 587.08 711.39 10.00 60.00 13.24 724.63 10.00 70.00 1.10 725.73 0.00 70.00 0.00 725.73 0.00 70.00 0.00 725.73 0.00 70.00 0.00 725.73 10.00 80.00 50.00 775.73 0.00 80.00 0.00 775.73 0.00 80.00 0.00 775.73 0.00 80.00 0.00 775.73 0.00 80.00 0.00 775.73 10.00 90.00 33,930.00 34,705.73 10.00 100.00 49.86 34,755.59 0.00 100.00 0.00 34,755.59 0.00 100.00 0.00 34,755.59 34,755.59
BAND
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.34 0.34 17.00 0.00 0.34 0.00 0.02 0.36 0.61 1.69 2.05 77.90 0.04 2.08 1.73 0.00 2.09 0.15 0.00 2.09 0.00 0.00 2.09 0.00 0.00 2.09 0.00 0.14 2.23 11.79 0.00 2.23 0.00 0.00 2.23 0.00 0.00 2.23 0.00 0.00 2.23 0.00 97.62 99.86 5,947.79 0.14 100.00 8.13 0.00 100.00 0.00 0.00 100.00 0.00
CUM
0.00 0.00 7.33 5.41 3.94 18.19 15.49 13.45 12.17 11.48 10.95 11.00 10.47 9.81 9.29 7.56 320.61 303.86 300.25 301.62 301.62
Page 184 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 13
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
JAWA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
19,030 17,162 17,920 10,515 11,898 6,693 4,787 4,159 2,548 1,385 1,080 1,227 862 1,130 753 1,198 879 415 379 149 104,169
F
19,030 36,192 54,112 64,627 76,525 83,218 88,005 92,164 94,712 96,097 97,177 98,404 99,266 100,396 101,149 102,347 103,226 103,641 104,020 104,169
BAND
18.27 16.48 17.20 10.09 11.42 6.43 4.60 3.99 2.45 1.33 1.04 1.18 0.83 1.08 0.72 1.15 0.84 0.40 0.36 0.14
CUM.
18.27 34.74 51.95 62.04 73.46 79.89 84.48 88.48 90.92 92.25 93.29 94.47 95.29 96.38 97.10 98.25 99.09 99.49 99.86 100.00
PERCENTAGE rp
14,589.48 3,358.69 6,475.17 6,195.77 10,664.80 8,162.21 8,141.44 10,315.16 7,607.66 5,158.62 6,479.97 6,875.10 5,643.79 9,241.24 8,038.24 17,702.39 18,779.90 7,984.72 7,833.43 2,853.91 172,101.71
RP
14,589.48 17,948.17 24,423.34 30,619.12 41,283.92 49,446.14 57,587.58 67,902.74 75,510.39 80,669.02 87,148.99 94,024.09 99,667.88 108,909.12 116,947.37 134,649.76 153,429.65 161,414.37 169,247.80 172,101.71
BAND
8.48 1.95 3.76 3.60 6.20 4.74 4.73 5.99 4.42 3.00 3.77 3.99 3.28 5.37 4.67 10.29 10.91 4.64 4.55 1.66
PERCENTAGE
CUM.
f
F
8.48 10.43 14.19 17.79 23.99 28.73 33.46 39.46 43.88 46.87 50.64 54.63 57.91 63.28 67.95 78.24 89.15 93.79 98.34 100.00
23 7 4 8 15 26 8 27 5 7 7 38 7 9 7 15 14 14 20 4
23 30 34 42 57 83 91 118 123 130 137 175 182 191 198 213 227 241 261 265
265
BAND
8.68 2.64 1.51 3.02 5.66 9.81 3.02 10.19 1.89 2.64 2.64 14.34 2.64 3.40 2.64 5.66 5.28 5.28 7.55 1.51
CUM.
PERCENTAGE rp
8.68 4,334.48 11.32 173.11 12.83 283.22 15.85 852.37 21.51 1,501.44 31.32 1,251.56 34.34 1,677.89 44.53 542.90 46.42 885.01 49.06 106.37 51.70 901.78 66.04 276.44 68.68 2,680.90 72.08 3,520.20 74.72 576.57 80.38 13,157.28 85.66 3,710.19 90.94 2,370.83 98.49 203,582.54 100.00 144.87 242,529.95
RP
4,334.48 4,507.59 4,790.81 5,643.18 7,144.62 8,396.19 10,074.07 10,616.97 11,501.99 11,608.36 12,510.14 12,786.58 15,467.47 18,987.67 19,564.24 32,721.52 36,431.71 38,802.54 242,385.08 242,529.95
BAND
CUM.
PERCENTAGE BAND
1.79 1.79 29.71 0.07 1.86 5.15 0.12 1.98 4.37 0.35 2.33 13.76 0.62 2.95 14.08 0.52 3.46 15.33 0.69 4.15 20.61 0.22 4.38 5.26 0.36 4.74 11.63 0.04 4.79 2.06 0.37 5.16 13.92 0.11 5.27 4.02 1.11 6.38 47.50 1.45 7.83 38.09 0.24 8.07 7.17 5.43 13.49 74.32 1.53 15.02 19.76 0.98 16.00 29.69 83.94 99.94 2,598.90 0.06 100.00 5.08
CUM
29.71 25.11 19.62 18.43 17.31 16.98 17.49 15.64 15.23 14.39 14.35 13.60 15.52 17.43 16.73 24.30 23.74 24.04 143.21 140.92 140.92
Page 185 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 14
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
KALIMANTAN BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,505 8,486 7,635 2,484 1,993 666 441 296 138 85 66 86 55 59 22 61 48 19 19 8 28,172
F
5,505 13,991 21,626 24,110 26,103 26,769 27,210 27,506 27,644 27,729 27,795 27,881 27,936 27,995 28,017 28,078 28,126 28,145 28,164 28,172
BAND
CUM.
19.54 19.54 30.12 49.66 27.10 76.76 8.82 85.58 7.07 92.66 2.36 95.02 1.57 96.59 1.05 97.64 0.49 98.13 0.30 98.43 0.23 98.66 0.31 98.97 0.20 99.16 0.21 99.37 0.08 99.45 0.22 99.67 0.17 99.84 0.07 99.90 0.07 99.97 0.03 100.00
PERCENTAGE rp
RP
2,290.55 4,217.48 7,245.13 7,348.64 4,775.15 2,114.66 1,580.50 1,476.11 893.36 571.77 592.06 675.53 830.77 812.34 318.40 1,313.67 1,165.61 315.10 475.26 48.12
2,290.55 6,508.03 13,753.17 21,101.80 25,876.95 27,991.61 29,572.11 31,048.22 31,941.58 32,513.35 33,105.41 33,780.94 34,611.71 35,424.05 35,742.45 37,056.12 38,221.73 38,536.83 39,012.09 39,060.21
39,060.21
BAND
5.86 10.80 18.55 18.81 12.23 5.41 4.05 3.78 2.29 1.46 1.52 1.73 2.13 2.08 0.82 3.36 2.98 0.81 1.22 0.12
PERCENTAGE
CUM.
f
5.86 16.66 35.21 54.02 66.25 71.66 75.71 79.49 81.78 83.24 84.75 86.48 88.61 90.69 91.51 94.87 97.85 98.66 99.88 100.00
5 13 15 3 5 4 1 1 1 1 0 0 0 0 0 0 0 0 0 0 49
F
5 18 33 36 41 45 46 47 48 49 49 49 49 49 49 49 49 49 49 49
BAND
CUM.
10.20 26.53 30.61 6.12 10.20 8.16 2.04 2.04 2.04 2.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10.20 36.73 67.35 73.47 83.67 91.84 93.88 95.92 97.96 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
157.76 356.41 923.48 633.68 2,074.87 509.03 830.03 6.09 2.31 262.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5,755.78
RP
157.76 514.18 1,437.66 2,071.34 4,146.21 4,655.25 5,485.27 5,491.36 5,493.67 5,755.78 5,755.78 5,755.78 5,755.78 5,755.78 5,755.78 5,755.78 5,755.78 5,755.78 5,755.78 5,755.78
BAND
2.74 6.19 16.04 11.01 36.05 8.84 14.42 0.11 0.04 4.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
2.74 8.93 24.98 35.99 72.04 80.88 95.30 95.41 95.45 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
6.89 8.45 12.75 8.62 43.45 24.07 52.52 0.41 0.26 45.84 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
6.89 7.90 10.45 9.82 16.02 16.63 18.55 17.69 17.20 17.70 17.39 17.04 16.63 16.25 16.10 15.53 15.06 14.94 14.75 14.74 14.74
Page 186 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 15
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
KALIMANTAN TENGAH
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,005 1,492 1,227 599 650 308 163 112 78 42 25 35 14 23 22 22 15 17 6 7 6,862
F
2,005 3,497 4,724 5,323 5,973 6,281 6,444 6,556 6,634 6,676 6,701 6,736 6,750 6,773 6,795 6,817 6,832 6,849 6,855 6,862
BAND
CUM.
PERCENTAGE rp
RP
29.22 29.22 426.33 426.33 21.74 50.96 518.87 945.20 17.88 68.84 822.86 1,768.06 8.73 77.57 762.92 2,530.98 9.47 87.04 1,149.32 3,680.29 4.49 91.53 727.81 4,408.10 2.38 93.91 487.76 4,895.86 1.63 95.54 478.65 5,374.51 1.14 96.68 440.16 5,814.67 0.61 97.29 194.65 6,009.32 0.36 97.65 161.94 6,171.26 0.51 98.16 263.97 6,435.23 0.20 98.37 184.85 6,620.08 0.34 98.70 198.86 6,818.94 0.32 99.02 399.02 7,217.96 0.32 99.34 434.25 7,652.21 0.22 99.56 1,131.58 8,783.79 0.25 99.81 200.08 8,983.87 0.09 99.90 143.46 9,127.33 0.10 100.00 42.41 9,169.74 9,169.74
BAND
4.65 5.66 8.97 8.32 12.53 7.94 5.32 5.22 4.80 2.12 1.77 2.88 2.02 2.17 4.35 4.74 12.34 2.18 1.56 0.46
CUM.
4.65 10.31 19.28 27.60 40.14 48.07 53.39 58.61 63.41 65.53 67.30 70.18 72.19 74.36 78.72 83.45 95.79 97.97 99.54 100.00
PERCENTAGE f
F
0 4 1 1 1 0 0 0 0 2 0 1 0 1 0 1 0 0 0 0 12
BAND
CUM.
0 0.00 0.00 4 33.33 33.33 5 8.33 41.67 6 8.33 50.00 7 8.33 58.33 7 0.00 58.33 7 0.00 58.33 7 0.00 58.33 7 0.00 58.33 9 16.67 75.00 9 0.00 75.00 10 8.33 83.33 10 0.00 83.33 11 8.33 91.67 11 0.00 91.67 12 8.33 100.00 12 0.00 100.00 12 0.00 100.00 12 0.00 100.00 12 0.00 100.00
PERCENTAGE rp
0.00 187.55 61.31 46.67 292.28 0.00 0.00 0.00 0.00 329.90 0.00 96.16 0.00 14.40 0.00 0.89 0.00 0.00 0.00 0.00 1,029.15
RP
0.00 187.55 248.85 295.52 587.80 587.80 587.80 587.80 587.80 917.70 917.70 1,013.86 1,013.86 1,028.26 1,028.26 1,029.15 1,029.15 1,029.15 1,029.15 1,029.15
BAND
0.00 18.22 5.96 4.53 28.40 0.00 0.00 0.00 0.00 32.06 0.00 9.34 0.00 1.40 0.00 0.09 0.00 0.00 0.00 0.00
CUM.
0.00 18.22 24.18 28.72 57.12 57.12 57.12 57.12 57.12 89.17 89.17 98.51 98.51 99.91 99.91 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
CUM
0.00 36.15 7.45 6.12 25.43 0.00 0.00 0.00 0.00 169.48 0.00 36.43 0.00 7.24 0.00 0.20 0.00 0.00 0.00 0.00
0.00 19.84 14.08 11.68 15.97 13.33 12.01 10.94 10.11 15.27 14.87 15.75 15.31 15.08 14.25 13.45 11.72 11.46 11.28 11.22 11.22
Page 187 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 16
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
KALIMANTAN SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
3,122 2,802 2,683 1,357 1,272 777 433 314 190 122 76 116 55 87 69 79 47 43 40 23 13,707
F
3,122 5,924 8,607 9,964 11,236 12,013 12,446 12,760 12,950 13,072 13,148 13,264 13,319 13,406 13,475 13,554 13,601 13,644 13,684 13,707
BAND
CUM.
22.78 22.78 20.44 43.22 19.57 62.79 9.90 72.69 9.28 81.97 5.67 87.64 3.16 90.80 2.29 93.09 1.39 94.48 0.89 95.37 0.55 95.92 0.85 96.77 0.40 97.17 0.63 97.80 0.50 98.31 0.58 98.88 0.34 99.23 0.31 99.54 0.29 99.83 0.17 100.00
PERCENTAGE rp
931.42 801.13 1,136.93 897.23 1,522.39 1,545.17 1,161.76 1,023.58 738.99 638.39 360.51 663.86 321.94 729.13 789.71 1,513.22 734.72 713.40 870.23 380.30 17,474.01
RP
931.42 1,732.55 2,869.48 3,766.71 5,289.10 6,834.27 7,996.03 9,019.61 9,758.61 10,397.00 10,757.50 11,421.36 11,743.30 12,472.43 13,262.14 14,775.36 15,510.08 16,223.48 17,093.70 17,474.01
BAND
5.33 4.58 6.51 5.13 8.71 8.84 6.65 5.86 4.23 3.65 2.06 3.80 1.84 4.17 4.52 8.66 4.20 4.08 4.98 2.18
CUM.
5.33 9.92 16.42 21.56 30.27 39.11 45.76 51.62 55.85 59.50 61.56 65.36 67.20 71.38 75.90 84.56 88.76 92.84 97.82 100.00
PERCENTAGE f
F
2 2 2 2 1 1 2 0 0 0 0 0 0 0 0 1 0 2 0 1 16
2 4 6 8 9 10 12 12 12 12 12 12 12 12 12 13 13 15 15 16
BAND
CUM.
12.50 12.50 12.50 25.00 12.50 37.50 12.50 50.00 6.25 56.25 6.25 62.50 12.50 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 6.25 81.25 0.00 81.25 12.50 93.75 0.00 93.75 6.25 100.00
PERCENTAGE rp
22.14 140.63 104.53 220.84 2.35 2.85 915.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 19.74 0.00 120.87 0.00 6,889.50 8,439.03
RP
22.14 162.77 267.31 488.14 490.49 493.34 1,408.93 1,408.93 1,408.93 1,408.93 1,408.93 1,408.93 1,408.93 1,408.93 1,408.93 1,428.66 1,428.66 1,549.53 1,549.53 8,439.03
BAND
CUM.
PERCENTAGE BAND
0.26 0.26 2.38 1.67 1.93 17.55 1.24 3.17 9.19 2.62 5.78 24.61 0.03 5.81 0.15 0.03 5.85 0.18 10.85 16.70 78.81 0.00 16.70 0.00 0.00 16.70 0.00 0.00 16.70 0.00 0.00 16.70 0.00 0.00 16.70 0.00 0.00 16.70 0.00 0.00 16.70 0.00 0.00 16.70 0.00 0.23 16.93 1.30 0.00 16.93 0.00 1.43 18.36 16.94 0.00 18.36 0.00 81.64 100.00 1,811.59
CUM
2.38 9.40 9.32 12.96 9.27 7.22 17.62 15.62 14.44 13.55 13.10 12.34 12.00 11.30 10.62 9.67 9.21 9.55 9.06 48.29 48.29
Page 188 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 17
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
KALIMANTAN TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,541 3,697 4,606 2,835 3,280 1,632 1,128 733 455 169 176 156 102 132 95 135 95 43 49 58 22,117
F
2,541 6,238 10,844 13,679 16,959 18,591 19,719 20,452 20,907 21,076 21,252 21,408 21,510 21,642 21,737 21,872 21,967 22,010 22,059 22,117
BAND
CUM.
11.49 11.49 16.72 28.20 20.83 49.03 12.82 61.85 14.83 76.68 7.38 84.06 5.10 89.16 3.31 92.47 2.06 94.53 0.76 95.29 0.80 96.09 0.71 96.79 0.46 97.26 0.60 97.85 0.43 98.28 0.61 98.89 0.43 99.32 0.19 99.52 0.22 99.74 0.26 100.00
PERCENTAGE rp
1,185.26 890.38 2,213.63 2,166.78 5,039.53 3,295.73 3,287.01 2,751.47 2,189.07 826.14 1,071.22 1,183.50 766.76 1,379.24 847.28 1,855.15 2,394.70 1,419.84 7,068.61 1,500.74 43,332.02
RP
1,185.26 2,075.63 4,289.26 6,456.04 11,495.56 14,791.30 18,078.30 20,829.78 23,018.84 23,844.98 24,916.20 26,099.70 26,866.46 28,245.71 29,092.99 30,948.14 33,342.84 34,762.68 41,831.29 43,332.02
BAND
2.74 2.05 5.11 5.00 11.63 7.61 7.59 6.35 5.05 1.91 2.47 2.73 1.77 3.18 1.96 4.28 5.53 3.28 16.31 3.46
CUM.
2.74 4.79 9.90 14.90 26.53 34.13 41.72 48.07 53.12 55.03 57.50 60.23 62.00 65.18 67.14 71.42 76.95 80.22 96.54 100.00
PERCENTAGE f
10 1 3 2 3 2 2 1 2 0 0 3 1 1 2 1 0 0 1 3 38
F
BAND
CUM.
10 26.32 26.32 11 2.63 28.95 14 7.89 36.84 16 5.26 42.11 19 7.89 50.00 21 5.26 55.26 23 5.26 60.53 24 2.63 63.16 26 5.26 68.42 26 0.00 68.42 26 0.00 68.42 29 7.89 76.32 30 2.63 78.95 31 2.63 81.58 33 5.26 86.84 34 2.63 89.47 34 0.00 89.47 34 0.00 89.47 35 2.63 92.11 38 7.89 100.00
PERCENTAGE rp
453.62 57.33 319.26 492.44 917.27 639.28 1,396.45 16.20 52.03 0.00 0.00 314.69 72.01 14.92 3,182.95 7.49 0.00 0.00 58.36 280.17 8,274.47
RP
453.62 510.95 830.20 1,322.65 2,239.92 2,879.20 4,275.66 4,291.86 4,343.88 4,343.88 4,343.88 4,658.58 4,730.59 4,745.51 7,928.46 7,935.94 7,935.94 7,935.94 7,994.30 8,274.47
BAND
CUM.
5.48 5.48 0.69 6.17 3.86 10.03 5.95 15.98 11.09 27.07 7.73 34.80 16.88 51.67 0.20 51.87 0.63 52.50 0.00 52.50 0.00 52.50 3.80 56.30 0.87 57.17 0.18 57.35 38.47 95.82 0.09 95.91 0.00 95.91 0.00 95.91 0.71 96.61 3.39 100.00
PERCENTAGE BAND
38.27 6.44 14.42 22.73 18.20 19.40 42.48 0.59 2.38 0.00 0.00 26.59 9.39 1.08 375.67 0.40 0.00 0.00 0.83 18.67
CUM
38.27 24.62 19.36 20.49 19.49 19.47 23.65 20.60 18.87 18.22 17.43 17.85 17.61 16.80 27.25 25.64 23.80 22.83 19.11 19.10 19.10
Page 189 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 18
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
SULAWESI UTARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,345 1,615 2,149 1,187 1,295 719 556 490 262 138 83 115 55 109 64 73 27 8 12 3 10,305
F
1,345 2,960 5,109 6,296 7,591 8,310 8,866 9,356 9,618 9,756 9,839 9,954 10,009 10,118 10,182 10,255 10,282 10,290 10,302 10,305
BAND
CUM.
13.05 13.05 15.67 28.72 20.85 49.58 11.52 61.10 12.57 73.66 6.98 80.64 5.40 86.04 4.75 90.79 2.54 93.33 1.34 94.67 0.81 95.48 1.12 96.59 0.53 97.13 1.06 98.19 0.62 98.81 0.71 99.51 0.26 99.78 0.08 99.85 0.12 99.97 0.03 100.00
PERCENTAGE rp
RP
297.10 381.54 856.78 736.41 1,369.05 1,317.76 1,365.13 1,623.19 1,158.52 662.21 396.35 748.06 512.53 1,007.01 758.82 857.36 319.24 223.10 105.56 40.58
297.10 678.64 1,535.41 2,271.83 3,640.88 4,958.64 6,323.77 7,946.96 9,105.48 9,767.69 10,164.04 10,912.10 11,424.62 12,431.63 13,190.45 14,047.80 14,367.05 14,590.15 14,695.71 14,736.29
14,736.29
BAND
2.02 2.59 5.81 5.00 9.29 8.94 9.26 11.01 7.86 4.49 2.69 5.08 3.48 6.83 5.15 5.82 2.17 1.51 0.72 0.28
CUM.
2.02 4.61 10.42 15.42 24.71 33.65 42.91 53.93 61.79 66.28 68.97 74.05 77.53 84.36 89.51 95.33 97.49 99.01 99.72 100.00
PERCENTAGE f
F
2 0 0 0 2 1 0 0 0 1 0 0 0 0 0 1 0 0 0 1 8
BAND
2 2 2 2 4 5 5 5 5 6 6 6 6 6 6 7 7 7 7 8
CUM.
25.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 25.00 50.00 12.50 62.50 0.00 62.50 0.00 62.50 0.00 62.50 12.50 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 0.00 75.00 12.50 87.50 0.00 87.50 0.00 87.50 0.00 87.50 12.50 100.00
PERCENTAGE rp
13.92 0.00 0.00 0.00 782.63 20.05 0.00 0.00 0.00 1,611.43 0.00 0.00 0.00 0.00 0.00 67.98 0.00 0.00 0.00 200.00 2,696.00
RP
13.92 13.92 13.92 13.92 796.55 816.60 816.60 816.60 816.60 2,428.03 2,428.03 2,428.03 2,428.03 2,428.03 2,428.03 2,496.00 2,496.00 2,496.00 2,496.00 2,696.00
BAND
CUM.
0.52 0.52 0.00 0.52 0.00 0.52 0.00 0.52 29.03 29.55 0.74 30.29 0.00 30.29 0.00 30.29 0.00 30.29 59.77 90.06 0.00 90.06 0.00 90.06 0.00 90.06 0.00 90.06 0.00 90.06 2.52 92.58 0.00 92.58 0.00 92.58 0.00 92.58 7.42 100.00
PERCENTAGE BAND
4.69 0.00 0.00 0.00 57.17 1.52 0.00 0.00 0.00 243.34 0.00 0.00 0.00 0.00 0.00 7.93 0.00 0.00 0.00 492.82
CUM
4.69 2.05 0.91 0.61 21.88 16.47 12.91 10.28 8.97 24.86 23.89 22.25 21.25 19.53 18.41 17.77 17.37 17.11 16.98 18.30 18.30
Page 190 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 19
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
SULAWESI TENGAH
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,162 1,271 1,298 695 737 416 260 267 117 68 46 47 37 39 17 27 21 6 5 3 6,539
F
1,162 2,433 3,731 4,426 5,163 5,579 5,839 6,106 6,223 6,291 6,337 6,384 6,421 6,460 6,477 6,504 6,525 6,531 6,536 6,539
BAND
CUM.
PERCENTAGE rp
17.77 17.77 175.38 19.44 37.21 333.06 19.85 57.06 675.29 10.63 67.69 700.68 11.27 78.96 1,205.98 6.36 85.32 1,021.04 3.98 89.29 907.56 4.08 93.38 1,202.19 1.79 95.17 663.78 1.04 96.21 443.87 0.70 96.91 305.88 0.72 97.63 499.63 0.57 98.20 257.48 0.60 98.79 368.37 0.26 99.05 443.60 0.41 99.46 581.01 0.32 99.79 249.76 0.09 99.88 24.19 0.08 99.95 49.07 0.05 100.00 28.48 10,136.30
RP
175.38 508.44 1,183.73 1,884.41 3,090.40 4,111.44 5,018.99 6,221.18 6,884.96 7,328.83 7,634.71 8,134.34 8,391.81 8,760.18 9,203.78 9,784.79 10,034.56 10,058.75 10,107.82 10,136.30
BAND
1.73 3.29 6.66 6.91 11.90 10.07 8.95 11.86 6.55 4.38 3.02 4.93 2.54 3.63 4.38 5.73 2.46 0.24 0.48 0.28
CUM.
1.73 5.02 11.68 18.59 30.49 40.56 49.52 61.38 67.92 72.30 75.32 80.25 82.79 86.42 90.80 96.53 99.00 99.23 99.72 100.00
PERCENTAGE f
F
0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
PERCENTAGE
CUM.
rp
RP
0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
0.00 27.08 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 27.08 100.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00 27.08 0.00 100.00
27.08
BAND
CUM.
PERCENTAGE BAND
0.00 8.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 5.33 2.29 1.44 0.88 0.66 0.54 0.44 0.39 0.37 0.35 0.33 0.32 0.31 0.29 0.28 0.27 0.27 0.27 0.27 0.27
Page 191 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 20
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
SULAWESI SELATAN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
5,049 5,943 5,688 3,224 2,900 1,329 860 700 367 205 155 186 131 129 108 135 116 35 26 16 27,302
F
5,049 10,992 16,680 19,904 22,804 24,133 24,993 25,693 26,060 26,265 26,420 26,606 26,737 26,866 26,974 27,109 27,225 27,260 27,286 27,302
BAND
CUM.
18.49 18.49 21.77 40.26 20.83 61.09 11.81 72.90 10.62 83.53 4.87 88.39 3.15 91.54 2.56 94.11 1.34 95.45 0.75 96.20 0.57 96.77 0.68 97.45 0.48 97.93 0.47 98.40 0.40 98.80 0.49 99.29 0.42 99.72 0.13 99.85 0.10 99.94 0.06 100.00
PERCENTAGE rp
987.80 1,528.59 2,739.01 3,032.20 4,212.36 2,872.35 2,387.85 2,404.92 1,631.01 905.90 868.96 1,280.15 969.16 1,193.65 1,072.48 1,836.58 2,550.90 858.73 535.54 7,276.96 41,145.12
RP
987.80 2,516.39 5,255.39 8,287.60 12,499.96 15,372.31 17,760.16 20,165.08 21,796.09 22,701.99 23,570.95 24,851.10 25,820.27 27,013.92 28,086.40 29,922.99 32,473.89 33,332.61 33,868.16 41,145.12
BAND
2.40 3.72 6.66 7.37 10.24 6.98 5.80 5.84 3.96 2.20 2.11 3.11 2.36 2.90 2.61 4.46 6.20 2.09 1.30 17.69
CUM.
2.40 6.12 12.77 20.14 30.38 37.36 43.16 49.01 52.97 55.18 57.29 60.40 62.75 65.66 68.26 72.73 78.93 81.01 82.31 100.00
PERCENTAGE f
F
1 1 0 0 4 0 0 1 0 0 0 0 0 1 1 0 1 1 1 0 12
1 2 2 2 6 6 6 7 7 7 7 7 7 8 9 9 10 11 12 12
BAND
CUM.
8.33 8.33 8.33 16.67 0.00 16.67 0.00 16.67 33.33 50.00 0.00 50.00 0.00 50.00 8.33 58.33 0.00 58.33 0.00 58.33 0.00 58.33 0.00 58.33 0.00 58.33 8.33 66.67 8.33 75.00 0.00 75.00 8.33 83.33 8.33 91.67 8.33 100.00 0.00 100.00
PERCENTAGE rp
RP
20.00 100.00 0.00 0.00 63.83 0.00 0.00 35.00 0.00 0.00 0.00 0.00 0.00 6.08 242.36 0.00 60.50 27.14 197.25 0.00
20.00 120.00 120.00 120.00 183.83 183.83 183.83 218.83 218.83 218.83 218.83 218.83 218.83 224.90 467.26 467.26 527.76 554.90 752.15 752.15
752.15
BAND
CUM.
2.66 2.66 13.30 15.95 0.00 15.95 0.00 15.95 8.49 24.44 0.00 24.44 0.00 24.44 4.65 29.09 0.00 29.09 0.00 29.09 0.00 29.09 0.00 29.09 0.00 29.09 0.81 29.90 32.22 62.12 0.00 62.12 8.04 70.17 3.61 73.78 26.22 100.00 0.00 100.00
PERCENTAGE BAND
2.02 6.54 0.00 0.00 1.52 0.00 0.00 1.46 0.00 0.00 0.00 0.00 0.00 0.51 22.60 0.00 2.37 3.16 36.83 0.00
CUM
2.02 4.77 2.28 1.45 1.47 1.20 1.04 1.09 1.00 0.96 0.93 0.88 0.85 0.83 1.66 1.56 1.63 1.66 2.22 1.83 1.83
Page 192 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 21
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
SULAWESI TENGGARA
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
584 796 842 528 538 269 158 118 40 33 12 25 13 10 7 7 7 2 3 3 3,995
F
584 1,380 2,222 2,750 3,288 3,557 3,715 3,833 3,873 3,906 3,918 3,943 3,956 3,966 3,973 3,980 3,987 3,989 3,992 3,995
BAND
CUM.
14.62 14.62 19.92 34.54 21.08 55.62 13.22 68.84 13.47 82.30 6.73 89.04 3.95 92.99 2.95 95.94 1.00 96.95 0.83 97.77 0.30 98.07 0.63 98.70 0.33 99.02 0.25 99.27 0.18 99.45 0.18 99.62 0.18 99.80 0.05 99.85 0.08 99.92 0.08 100.00
PERCENTAGE rp
98.40 154.43 406.60 543.62 867.94 689.90 505.13 550.82 180.37 196.39 49.58 166.58 62.13 84.92 3.65 75.07 149.65 10.08 24.14 68.87 4,888.29
RP
98.40 252.83 659.43 1,203.05 2,070.98 2,760.89 3,266.02 3,816.85 3,997.22 4,193.61 4,243.19 4,409.78 4,471.90 4,556.82 4,560.47 4,635.54 4,785.20 4,795.28 4,819.42 4,888.29
BAND
2.01 3.16 8.32 11.12 17.76 14.11 10.33 11.27 3.69 4.02 1.01 3.41 1.27 1.74 0.07 1.54 3.06 0.21 0.49 1.41
CUM.
2.01 5.17 13.49 24.61 42.37 56.48 66.81 78.08 81.77 85.79 86.80 90.21 91.48 93.22 93.29 94.83 97.89 98.10 98.59 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 1
BAND
CUM.
0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,982.75 0.00 0.00 0.00 0.00 0.00 0.00 2,982.75
RP
BAND
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,982.75 100.00 100.00 3,512.50 2,982.75 0.00 100.00 0.00 2,982.75 0.00 100.00 0.00 2,982.75 0.00 100.00 0.00 2,982.75 0.00 100.00 0.00 2,982.75 0.00 100.00 0.00 2,982.75 0.00 100.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 65.46 65.40 64.35 62.33 62.20 61.89 61.02 61.02
Page 193 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 22
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
BALI
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,873 2,729 2,954 1,984 2,286 1,438 1,198 1,054 651 372 288 321 179 249 133 176 144 44 46 11 19,130
F
2,873 5,602 8,556 10,540 12,826 14,264 15,462 16,516 17,167 17,539 17,827 18,148 18,327 18,576 18,709 18,885 19,029 19,073 19,119 19,130
BAND
CUM.
15.02 15.02 14.27 29.28 15.44 44.73 10.37 55.10 11.95 67.05 7.52 74.56 6.26 80.83 5.51 86.34 3.40 89.74 1.94 91.68 1.51 93.19 1.68 94.87 0.94 95.80 1.30 97.10 0.70 97.80 0.92 98.72 0.75 99.47 0.23 99.70 0.24 99.94 0.06 100.00
PERCENTAGE rp
1,134.77 517.40 1,112.60 1,167.15 2,194.28 1,961.24 2,147.66 2,605.35 1,906.76 1,425.24 1,148.18 2,028.65 1,083.07 1,909.93 1,326.97 2,320.37 2,290.54 694.69 716.57 3,582.64 33,274.07
RP
1,134.77 1,652.17 2,764.77 3,931.92 6,126.20 8,087.44 10,235.10 12,840.45 14,747.22 16,172.45 17,320.64 19,349.29 20,432.36 22,342.29 23,669.26 25,989.63 28,280.17 28,974.86 29,691.43 33,274.07
BAND
3.41 1.55 3.34 3.51 6.59 5.89 6.45 7.83 5.73 4.28 3.45 6.10 3.26 5.74 3.99 6.97 6.88 2.09 2.15 10.77
PERCENTAGE
CUM.
f
F
3.41 4.97 8.31 11.82 18.41 24.31 30.76 38.59 44.32 48.60 52.05 58.15 61.41 67.15 71.13 78.11 84.99 87.08 89.23 100.00
6 2 1 1 2 5 0 5 5 6 0 6 3 5 1 7 8 2 1 10
6 8 9 10 12 17 17 22 27 33 33 39 42 47 48 55 63 65 66 76
76
BAND
CUM.
7.89 7.89 2.63 10.53 1.32 11.84 1.32 13.16 2.63 15.79 6.58 22.37 0.00 22.37 6.58 28.95 6.58 35.53 7.89 43.42 0.00 43.42 7.89 51.32 3.95 55.26 6.58 61.84 1.32 63.16 9.21 72.37 10.53 82.89 2.63 85.53 1.32 86.84 13.16 100.00
PERCENTAGE rp
1,115.21 53.21 1.12 130.67 9.50 29.30 0.00 204.91 28.34 209.26 0.00 299.23 44.97 862.00 29.07 24.70 270.04 13.91 0.00 648.42 3,973.86
RP
1,115.21 1,168.42 1,169.54 1,300.21 1,309.71 1,339.01 1,339.01 1,543.92 1,572.26 1,781.51 1,781.51 2,080.74 2,125.71 2,987.71 3,016.78 3,041.49 3,311.52 3,325.43 3,325.43 3,973.86
BAND
CUM.
28.06 28.06 1.34 29.40 0.03 29.43 3.29 32.72 0.24 32.96 0.74 33.70 0.00 33.70 5.16 38.85 0.71 39.56 5.27 44.83 0.00 44.83 7.53 52.36 1.13 53.49 21.69 75.18 0.73 75.92 0.62 76.54 6.80 83.33 0.35 83.68 0.00 83.68 16.32 100.00
PERCENTAGE BAND
98.28 10.28 0.10 11.20 0.43 1.49 0.00 7.86 1.49 14.68 0.00 14.75 4.15 45.13 2.19 1.06 11.79 2.00 0.00 18.10
CUM
98.28 70.72 42.30 33.07 21.38 16.56 13.08 12.02 10.66 11.02 10.29 10.75 10.40 13.37 12.75 11.70 11.71 11.48 11.20 11.94 11.94
Page 194 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 23
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
NUSA TEGGARA BARAT
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
1,216 1,432 1,456 649 572 349 171 161 95 35 34 37 22 23 12 18 19 4 6 1 6,312
F
1,216 2,648 4,104 4,753 5,325 5,674 5,845 6,006 6,101 6,136 6,170 6,207 6,229 6,252 6,264 6,282 6,301 6,305 6,311 6,312
BAND
CUM.
PERCENTAGE rp
RP
19.26 19.26 438.99 438.99 22.69 41.95 309.81 748.79 23.07 65.02 714.00 1,462.80 10.28 75.30 541.07 2,003.86 9.06 84.36 796.69 2,800.56 5.53 89.89 715.05 3,515.61 2.71 92.60 476.01 3,991.62 2.55 95.15 520.71 4,512.32 1.51 96.66 352.19 4,864.52 0.55 97.21 189.46 5,053.98 0.54 97.75 200.09 5,254.08 0.59 98.34 206.81 5,460.89 0.35 98.69 232.54 5,693.43 0.36 99.05 618.46 6,311.90 0.19 99.24 66.79 6,378.68 0.29 99.52 178.69 6,557.37 0.30 99.83 292.86 6,850.23 0.06 99.89 16.12 6,866.35 0.10 99.98 2,186.39 9,052.75 0.02 100.00 0.00 9,052.75 9,052.75
BAND
4.85 3.42 7.89 5.98 8.80 7.90 5.26 5.75 3.89 2.09 2.21 2.28 2.57 6.83 0.74 1.97 3.24 0.18 24.15 0.00
PERCENTAGE
CUM.
f
4.85 8.27 16.16 22.14 30.94 38.83 44.09 49.84 53.74 55.83 58.04 60.32 62.89 69.72 70.46 72.44 75.67 75.85 100.00 100.00
2 3 1 0 1 2 0 0 0 0 0 0 0 49 0 1 3 0 0 0 62
F
BAND
CUM.
2 3.23 3.23 5 4.84 8.06 6 1.61 9.68 6 0.00 9.68 7 1.61 11.29 9 3.23 14.52 9 0.00 14.52 9 0.00 14.52 9 0.00 14.52 9 0.00 14.52 9 0.00 14.52 9 0.00 14.52 9 0.00 14.52 58 79.03 93.55 58 0.00 93.55 59 1.61 95.16 62 4.84 100.00 62 0.00 100.00 62 0.00 100.00 62 0.00 100.00
PERCENTAGE rp
22.50 66.25 97.89 0.00 15.75 549.83 0.00 0.00 0.00 0.00 0.00 0.00 0.00 144.35 0.00 200.00 172.14 0.00 0.00 0.00 1,268.70
RP
22.50 88.75 186.64 186.64 202.39 752.22 752.22 752.22 752.22 752.22 752.22 752.22 752.22 896.56 896.56 1,096.56 1,268.70 1,268.70 1,268.70 1,268.70
BAND
1.77 5.22 7.72 0.00 1.24 43.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.38 0.00 15.76 13.57 0.00 0.00 0.00
CUM.
1.77 7.00 14.71 14.71 15.95 59.29 59.29 59.29 59.29 59.29 59.29 59.29 59.29 70.67 70.67 86.43 100.00 100.00 100.00 100.00
PERCENTAGE BAND
5.12 21.39 13.71 0.00 1.98 76.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 23.34 0.00 111.93 58.78 0.00 0.00 0.00
CUM
5.12 11.85 12.76 9.31 7.23 21.40 18.84 16.67 15.46 14.88 14.32 13.77 13.21 14.20 14.06 16.72 18.52 18.48 14.01 14.01 14.01
Page 195 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 24
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
NUSA TEGGARA TIMUR
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
583 843 967 515 526 335 193 167 77 45 35 33 7 16 13 6 5 0 2 0 4,368
583 1,426 2,393 2,908 3,434 3,769 3,962 4,129 4,206 4,251 4,286 4,319 4,326 4,342 4,355 4,361 4,366 4,366 4,368 4,368
BAND
CUM.
13.35 13.35 19.30 32.65 22.14 54.78 11.79 66.58 12.04 78.62 7.67 86.29 4.42 90.71 3.82 94.53 1.76 96.29 1.03 97.32 0.80 98.12 0.76 98.88 0.16 99.04 0.37 99.40 0.30 99.70 0.14 99.84 0.11 99.95 0.00 99.95 0.05 100.00 0.00 100.00
PERCENTAGE rp
92.57 225.55 644.90 475.11 893.00 837.51 683.53 626.65 415.43 224.56 219.72 255.33 93.32 82.20 78.00 51.17 113.29 0.00 31.53 0.00 6,043.36
RP
92.57 318.12 963.01 1,438.13 2,331.13 3,168.64 3,852.17 4,478.81 4,894.25 5,118.80 5,338.52 5,593.86 5,687.17 5,769.37 5,847.38 5,898.54 6,011.83 6,011.83 6,043.36 6,043.36
BAND
1.53 3.73 10.67 7.86 14.78 13.86 11.31 10.37 6.87 3.72 3.64 4.23 1.54 1.36 1.29 0.85 1.87 0.00 0.52 0.00
CUM.
1.53 5.26 15.94 23.80 38.57 52.43 63.74 74.11 80.99 84.70 88.34 92.56 94.11 95.47 96.76 97.60 99.48 99.48 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 48.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.61
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.61 100.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00 48.61 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 5.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 1.53 1.26 1.09 0.99 0.95 0.91 0.87 0.85 0.84 0.83 0.82 0.81 0.81 0.80 0.80 0.80
Page 196 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 25
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
MALUKU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
161 244 291 182 171 103 88 71 36 17 17 19 9 9 5 12 10 0 2 1 1,448
F
161 405 696 878 1,049 1,152 1,240 1,311 1,347 1,364 1,381 1,400 1,409 1,418 1,423 1,435 1,445 1,445 1,447 1,448
BAND
CUM.
11.12 11.12 16.85 27.97 20.10 48.07 12.57 60.64 11.81 72.44 7.11 79.56 6.08 85.64 4.90 90.54 2.49 93.02 1.17 94.20 1.17 95.37 1.31 96.69 0.62 97.31 0.62 97.93 0.35 98.27 0.83 99.10 0.69 99.79 0.00 99.79 0.14 99.93 0.07 100.00
PERCENTAGE rp
28.64 62.39 188.78 190.99 320.28 258.58 338.13 412.94 171.21 104.63 171.97 177.52 68.08 98.44 24.15 234.58 180.34 0.00 3.81 6.95 3,042.43
RP
28.64 91.04 279.81 470.81 791.09 1,049.67 1,387.81 1,800.75 1,971.96 2,076.59 2,248.56 2,426.08 2,494.15 2,592.59 2,616.74 2,851.32 3,031.67 3,031.67 3,035.48 3,042.43
BAND
0.94 2.05 6.20 6.28 10.53 8.50 11.11 13.57 5.63 3.44 5.65 5.83 2.24 3.24 0.79 7.71 5.93 0.00 0.13 0.23
CUM.
0.94 2.99 9.20 15.47 26.00 34.50 45.62 59.19 64.82 68.25 73.91 79.74 81.98 85.21 86.01 93.72 99.65 99.65 99.77 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 197 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 26
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
IRIAN JAYA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
298 430 716 528 568 398 247 189 133 64 53 50 50 48 31 12 10 10 2 0
298 728 1,444 1,972 2,540 2,938 3,185 3,374 3,507 3,571 3,624 3,674 3,724 3,772 3,803 3,815 3,825 3,835 3,837 3,837
3,837
BAND
CUM.
7.77 7.77 11.21 18.97 18.66 37.63 13.76 51.39 14.80 66.20 10.37 76.57 6.44 83.01 4.93 87.93 3.47 91.40 1.67 93.07 1.38 94.45 1.30 95.75 1.30 97.05 1.25 98.31 0.81 99.11 0.31 99.43 0.26 99.69 0.26 99.95 0.05 100.00 0.00 100.00
PERCENTAGE rp
98.58 129.92 362.84 522.00 913.49 1,072.37 882.11 1,058.49 756.14 458.89 432.42 409.06 524.69 481.82 406.84 81.98 193.98 234.30 32.93 0.00 9,052.88
RP
98.58 228.50 591.34 1,113.35 2,026.84 3,099.21 3,981.33 5,039.82 5,795.96 6,254.85 6,687.28 7,096.34 7,621.03 8,102.85 8,509.69 8,591.67 8,785.65 9,019.95 9,052.88 9,052.88
BAND
1.09 1.44 4.01 5.77 10.09 11.85 9.74 11.69 8.35 5.07 4.78 4.52 5.80 5.32 4.49 0.91 2.14 2.59 0.36 0.00
CUM.
1.09 2.52 6.53 12.30 22.39 34.23 43.98 55.67 64.02 69.09 73.87 78.39 84.18 89.51 94.00 94.91 97.05 99.64 100.00 100.00
PERCENTAGE f
F
2 0 1 0 0 1 1 1 0 0 0 0 0 0 0 1 0 0 0 0 7
BAND
2 2 3 3 3 4 5 6 6 6 6 6 6 6 6 7 7 7 7 7
28.57 0.00 14.29 0.00 0.00 14.29 14.29 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 0.00 0.00 0.00 0.00
CUM.
PERCENTAGE rp
RP
28.57 75.00 75.00 28.57 0.00 75.00 42.86 161.00 236.00 42.86 0.00 236.00 42.86 0.00 236.00 57.14 612.82 848.82 71.43 49.20 898.02 85.71 1,363.39 2,261.41 85.71 0.00 2,261.41 85.71 0.00 2,261.41 85.71 0.00 2,261.41 85.71 0.00 2,261.41 85.71 0.00 2,261.41 85.71 0.00 2,261.41 85.71 0.00 2,261.41 100.00 29.22 2,290.63 100.00 0.00 2,290.63 100.00 0.00 2,290.63 100.00 0.00 2,290.63 100.00 0.00 2,290.63 2,290.63
BAND
3.27 0.00 7.03 0.00 0.00 26.75 2.15 59.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.28 0.00 0.00 0.00 0.00
CUM.
3.27 3.27 10.30 10.30 10.30 37.06 39.20 98.72 98.72 98.72 98.72 98.72 98.72 98.72 98.72 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
76.08 0.00 44.37 0.00 0.00 57.15 5.58 128.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 35.65 0.00 0.00 0.00 0.00
CUM
76.08 32.82 39.91 21.20 11.64 27.39 22.56 44.87 39.02 36.15 33.82 31.87 29.67 27.91 26.57 26.66 26.07 25.40 25.30 25.30 25.30
Page 198 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 27
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
MALUKU UTARA
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
83 146 167 81 102 87 66 74 49 22 11 18 8 7 7 1 0 0 3 0 932
F
BAND
83 229 396 477 579 666 732 806 855 877 888 906 914 921 928 929 929 929 932 932
CUM.
8.91 8.91 15.67 24.57 17.92 42.49 8.69 51.18 10.94 62.12 9.33 71.46 7.08 78.54 7.94 86.48 5.26 91.74 2.36 94.10 1.18 95.28 1.93 97.21 0.86 98.07 0.75 98.82 0.75 99.57 0.11 99.68 0.00 99.68 0.00 99.68 0.32 100.00 0.00 100.00
PERCENTAGE rp
87.31 43.41 87.86 91.41 179.53 206.50 231.62 426.15 356.23 169.15 99.14 182.13 101.94 138.08 77.81 1.73 0.00 0.00 112.02 0.00 2,592.00
RP
87.31 130.72 218.58 309.99 489.52 696.02 927.64 1,353.79 1,710.02 1,879.18 1,978.31 2,160.44 2,262.38 2,400.46 2,478.26 2,479.99 2,479.99 2,479.99 2,592.00 2,592.00
BAND
3.37 1.67 3.39 3.53 6.93 7.97 8.94 16.44 13.74 6.53 3.82 7.03 3.93 5.33 3.00 0.07 0.00 0.00 4.32 0.00
CUM.
3.37 5.04 8.43 11.96 18.89 26.85 35.79 52.23 65.97 72.50 76.32 83.35 87.28 92.61 95.61 95.68 95.68 95.68 100.00 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
BAND
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE rp
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 .00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Page 199 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 28
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
IRIAN JAYA BARAT
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
310 402 461 205 221 137 91 64 50 16 21 21 9 20 9 8 15 1 2 1
310 712 1,173 1,378 1,599 1,736 1,827 1,891 1,941 1,957 1,978 1,999 2,008 2,028 2,037 2,045 2,060 2,061 2,063 2,064
2,064
BAND
CUM.
15.02 15.02 19.48 34.50 22.34 56.83 9.93 66.76 10.71 77.47 6.64 84.11 4.41 88.52 3.10 91.62 2.42 94.04 0.78 94.82 1.02 95.83 1.02 96.85 0.44 97.29 0.97 98.26 0.44 98.69 0.39 99.08 0.73 99.81 0.05 99.85 0.10 99.95 0.05 100.00
PERCENTAGE rp
16.41 65.80 154.11 150.67 367.04 358.92 317.59 283.79 269.33 83.07 144.44 164.15 101.39 255.44 134.62 159.30 179.58 16.00 48.57 19.89 3,290.09
RP
16.41 82.20 236.31 386.98 754.01 1,112.93 1,430.52 1,714.31 1,983.64 2,066.71 2,211.15 2,375.30 2,476.69 2,732.13 2,866.75 3,026.05 3,205.63 3,221.63 3,270.20 3,290.09
BAND
0.50 2.00 4.68 4.58 11.16 10.91 9.65 8.63 8.19 2.52 4.39 4.99 3.08 7.76 4.09 4.84 5.46 0.49 1.48 0.60
CUM.
0.50 2.50 7.18 11.76 22.92 33.83 43.48 52.11 60.29 62.82 67.21 72.20 75.28 83.04 87.13 91.97 97.43 97.92 99.40 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 4 0 0 0 4
BAND
0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 4 100.00 4 0.00 4 0.00 4 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 643.93 0.00 0.00 0.00 643.93
RP
BAND
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 643.93 100.00 100.00 643.93 0.00 100.00 643.93 0.00 100.00 643.93 0.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 358.57 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.09 19.99 19.69 19.57 19.57
Page 200 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 29
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
BANTEN
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 7,510 75 8,376 150 10,366 250 6,537 400 6,375 625 2,952 875 1,801 1,250 1,464 1,750 952 2,250 537 2,750 489 3,500 596 4,500 486 6,250 696 8,750 428 15,000 697 35,000 662 75,000 315 300,000 389 127 51,755
F
7,510 15,886 26,252 32,789 39,164 42,116 43,917 45,381 46,333 46,870 47,359 47,955 48,441 49,137 49,565 50,262 50,924 51,239 51,628 51,755
BAND
CUM.
14.51 14.51 16.18 30.69 20.03 50.72 12.63 63.35 12.32 75.67 5.70 81.38 3.48 84.86 2.83 87.68 1.84 89.52 1.04 90.56 0.94 91.51 1.15 92.66 0.94 93.60 1.34 94.94 0.83 95.77 1.35 97.12 1.28 98.39 0.61 99.00 0.75 99.75 0.25 100.00
PERCENTAGE rp
3,894.91 1,721.63 3,590.46 3,765.69 5,214.39 3,671.76 5,773.18 3,749.68 3,169.66 2,239.50 2,083.51 3,292.99 3,201.28 5,274.31 4,252.99 9,267.21 12,024.73 5,487.19 10,225.15 5,656.62 97,556.82
RP
3,894.91 5,616.54 9,207.00 12,972.69 18,187.08 21,858.84 27,632.02 31,381.70 34,551.35 36,790.85 38,874.36 42,167.35 45,368.62 50,642.93 54,895.92 64,163.13 76,187.87 81,675.06 91,900.21 97,556.82
BAND
3.99 1.76 3.68 3.86 5.34 3.76 5.92 3.84 3.25 2.30 2.14 3.38 3.28 5.41 4.36 9.50 12.33 5.62 10.48 5.80
PERCENTAGE
CUM.
f
3.99 5.76 9.44 13.30 18.64 22.41 28.32 32.17 35.42 37.71 39.85 43.22 46.50 51.91 56.27 65.77 78.10 83.72 94.20 100.00
15 6 15 17 15 9 6 8 6 2 8 11 7 12 11 14 21 50 30 10 273
F
15 21 36 53 68 77 83 91 97 99 107 118 125 137 148 162 183 233 263 273
BAND
5.49 2.20 5.49 6.23 5.49 3.30 2.20 2.93 2.20 0.73 2.93 4.03 2.56 4.40 4.03 5.13 7.69 18.32 10.99 3.66
CUM.
5.49 7.69 13.19 19.41 24.91 28.21 30.40 33.33 35.53 36.26 39.19 43.22 45.79 50.18 54.21 59.34 67.03 85.35 96.34 100.00
PERCENTAGE rp
RP
17,418.03 17,418.03 44.72 17,462.75 380.59 17,843.34 754.92 18,598.26 792.10 19,390.36 970.77 20,361.13 373.72 20,734.85 1,123.03 21,857.88 437.74 22,295.62 2,030.22 24,325.85 3,325.12 27,650.97 3,551.19 31,202.16 1,418.76 32,620.92 824.00 33,444.92 679.44 34,124.37 1,287.43 35,411.80 5,246.00 40,657.79 9,953.97 50,611.77 36,098.30 86,710.07 71,971.48 158,681.55 158,681.55
BAND
CUM.
PERCENTAGE BAND
10.98 10.98 447.20 0.03 11.00 2.60 0.24 11.24 10.60 0.48 11.72 20.05 0.50 12.22 15.19 0.61 12.83 26.44 0.24 13.07 6.47 0.71 13.77 29.95 0.28 14.05 13.81 1.28 15.33 90.66 2.10 17.43 159.59 2.24 19.66 107.84 0.89 20.56 44.32 0.52 21.08 15.62 0.43 21.50 15.98 0.81 22.32 13.89 3.31 25.62 43.63 6.27 31.90 181.40 22.75 54.64 353.03 45.36 100.00 1,272.34
CUM
447.20 310.92 193.80 143.36 106.62 93.15 75.04 69.65 64.53 66.12 71.13 74.00 71.90 66.04 62.16 55.19 53.37 61.97 94.35 162.66 162.66
Page 201 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 30
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
BANGKA BELITUNG
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
414 330 455 295 346 199 115 97 55 24 15 20 20 19 17 5 5 16 9 1
414 744 1,199 1,494 1,840 2,039 2,154 2,251 2,306 2,330 2,345 2,365 2,385 2,404 2,421 2,426 2,431 2,447 2,456 2,457
2,457
BAND
CUM.
16.85 16.85 13.43 30.28 18.52 48.80 12.01 60.81 14.08 74.89 8.10 82.99 4.68 87.67 3.95 91.62 2.24 93.85 0.98 94.83 0.61 95.44 0.81 96.26 0.81 97.07 0.77 97.84 0.69 98.53 0.20 98.74 0.20 98.94 0.65 99.59 0.37 99.96 0.04 100.00
PERCENTAGE rp
137.72 82.02 202.99 253.86 402.79 331.74 248.21 313.53 209.23 95.10 101.90 121.71 88.58 158.59 72.88 76.83 172.20 473.83 84.50 0.22 3,628.43
RP
137.72 219.73 422.72 676.59 1,079.37 1,411.12 1,659.33 1,972.86 2,182.09 2,277.19 2,379.09 2,500.79 2,589.38 2,747.97 2,820.85 2,897.68 3,069.89 3,543.72 3,628.21 3,628.43
BAND
3.80 2.26 5.59 7.00 11.10 9.14 6.84 8.64 5.77 2.62 2.81 3.35 2.44 4.37 2.01 2.12 4.75 13.06 2.33 0.01
CUM.
3.80 6.06 11.65 18.65 29.75 38.89 45.73 54.37 60.14 62.76 65.57 68.92 71.36 75.73 77.74 79.86 84.61 97.67 99.99 100.00
PERCENTAGE f
F
0 0 1 0 2 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 4
BAND
0 0 1 1 3 3 3 3 4 4 4 4 4 4 4 4 4 4 4 4
0.00 0.00 25.00 0.00 50.00 0.00 0.00 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 25.00 25.00 75.00 75.00 75.00 75.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 139.55 0.00 6.67 0.00 0.00 0.00 1,947.84 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,094.06
RP
0.00 0.00 139.55 139.55 146.22 146.22 146.22 146.22 2,094.06 2,094.06 2,094.06 2,094.06 2,094.06 2,094.06 2,094.06 2,094.06 2,094.06 2,094.06 2,094.06 2,094.06
BAND
0.00 0.00 6.66 0.00 0.32 0.00 0.00 0.00 93.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 6.66 6.66 6.98 6.98 6.98 6.98 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 68.75 0.00 1.66 0.00 0.00 0.00 930.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 33.01 20.63 13.55 10.36 8.81 7.41 95.97 91.96 88.02 83.74 80.87 76.20 74.24 72.27 68.21 59.09 57.72 57.71 57.71
Page 202 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 31
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
GORONTALO
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
355 497 489 223 234 144 88 88 49 30 16 25 18 4 5 9 9 0 1 1
355 852 1,341 1,564 1,798 1,942 2,030 2,118 2,167 2,197 2,213 2,238 2,256 2,260 2,265 2,274 2,283 2,283 2,284 2,285
2,285
BAND
CUM.
15.54 15.54 21.75 37.29 21.40 58.69 9.76 68.45 10.24 78.69 6.30 84.99 3.85 88.84 3.85 92.69 2.14 94.84 1.31 96.15 0.70 96.85 1.09 97.94 0.79 98.73 0.18 98.91 0.22 99.12 0.39 99.52 0.39 99.91 0.00 99.91 0.04 99.96 0.04 100.00
PERCENTAGE rp
32.40 87.00 195.48 140.68 245.30 241.54 227.42 286.09 208.57 182.75 90.19 169.61 163.17 22.73 36.74 138.28 350.15 0.00 10.97 23.93 2,852.97
RP
32.40 119.40 314.88 455.56 700.86 942.40 1,169.82 1,455.91 1,664.47 1,847.22 1,937.41 2,107.02 2,270.19 2,292.92 2,329.66 2,467.93 2,818.08 2,818.08 2,829.05 2,852.97
BAND
1.14 3.05 6.85 4.93 8.60 8.47 7.97 10.03 7.31 6.41 3.16 5.95 5.72 0.80 1.29 4.85 12.27 0.00 0.38 0.84
CUM.
1.14 4.19 11.04 15.97 24.57 33.03 41.00 51.03 58.34 64.75 67.91 73.85 79.57 80.37 81.66 86.50 98.78 98.78 99.16 100.00
PERCENTAGE f
F
0 0 0 3 1 0 0 0 0 0 0 0 0 0 0 0 4 0 0 0 8
BAND
0 0 0 3 4 4 4 4 4 4 4 4 4 4 4 4 8 8 8 8
0.00 0.00 0.00 37.50 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 37.50 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 11.45 272.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 33.19 0.00 0.00 0.00 316.71
RP
0.00 0.00 0.00 11.45 283.52 283.52 283.52 283.52 283.52 283.52 283.52 283.52 283.52 283.52 283.52 283.52 316.71 316.71 316.71 316.71
BAND
0.00 0.00 0.00 3.62 85.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.48 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 3.62 89.52 89.52 89.52 89.52 89.52 89.52 89.52 89.52 89.52 89.52 89.52 89.52 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 8.14 110.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 9.48 0.00 0.00 0.00
CUM
0.00 0.00 0.00 2.51 40.45 30.09 24.24 19.47 17.03 15.35 14.63 13.46 12.49 12.37 12.17 11.49 11.24 11.24 11.19 11.10 11.10
Page 203 of 204
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
PROVINCE
: 32
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
KEPULAUAN RIAU
SUM INSURED BAND
NUMBER OF POLICIES Mid Points
From
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) To
0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
2,251 2,558 3,206 2,114 2,140 881 545 389 216 127 83 128 75 136 63 119 97 56 71 34 15,289
F
2,251 4,809 8,015 10,129 12,269 13,150 13,695 14,084 14,300 14,427 14,510 14,638 14,713 14,849 14,912 15,031 15,128 15,184 15,255 15,289
BAND
CUM.
14.72 14.72 16.73 31.45 20.97 52.42 13.83 66.25 14.00 80.25 5.76 86.01 3.56 89.57 2.54 92.12 1.41 93.53 0.83 94.36 0.54 94.90 0.84 95.74 0.49 96.23 0.89 97.12 0.41 97.53 0.78 98.31 0.63 98.95 0.37 99.31 0.46 99.78 0.22 100.00
PERCENTAGE rp
963.20 476.21 1,259.67 1,494.66 2,685.43 1,608.55 1,445.11 1,444.02 899.18 624.97 398.05 824.85 654.88 1,120.93 586.14 1,680.31 1,926.26 1,478.87 2,320.71 10,836.69 34,728.67
RP
963.20 1,439.41 2,699.08 4,193.73 6,879.16 8,487.71 9,932.83 11,376.84 12,276.02 12,900.99 13,299.04 14,123.89 14,778.77 15,899.70 16,485.84 18,166.15 20,092.40 21,571.28 23,891.99 34,728.67
BAND
2.77 1.37 3.63 4.30 7.73 4.63 4.16 4.16 2.59 1.80 1.15 2.38 1.89 3.23 1.69 4.84 5.55 4.26 6.68 31.20
CUM.
2.77 4.14 7.77 12.08 19.81 24.44 28.60 32.76 35.35 37.15 38.29 40.67 42.55 45.78 47.47 52.31 57.86 62.11 68.80 100.00
PERCENTAGE f
F
2 4 2 0 2 0 3 1 0 0 0 1 0 0 1 3 1 7 2 1 30
2 6 8 8 10 10 13 14 14 14 14 15 15 15 16 19 20 27 29 30
BAND
6.67 13.33 6.67 0.00 6.67 0.00 10.00 3.33 0.00 0.00 0.00 3.33 0.00 0.00 3.33 10.00 3.33 23.33 6.67 3.33
CUM.
6.67 20.00 26.67 26.67 33.33 33.33 43.33 46.67 46.67 46.67 46.67 50.00 50.00 50.00 53.33 63.33 66.67 90.00 96.67 100.00
PERCENTAGE rp
248.01 234.08 158.56 0.00 575.15 0.00 2,110.00 154.95 0.00 0.00 0.00 135.22 0.00 0.00 210.26 1,255.84 42.12 6,637.69 274.30 21.08 12,057.25
RP
248.01 482.08 640.64 640.64 1,215.80 1,215.80 3,325.79 3,480.74 3,480.74 3,480.74 3,480.74 3,615.96 3,615.96 3,615.96 3,826.22 5,082.06 5,124.18 11,761.87 12,036.17 12,057.25
BAND
CUM.
2.06 2.06 1.94 4.00 1.32 5.31 0.00 5.31 4.77 10.08 0.00 10.08 17.50 27.58 1.29 28.87 0.00 28.87 0.00 28.87 0.00 28.87 1.12 29.99 0.00 29.99 0.00 29.99 1.74 31.73 10.42 42.15 0.35 42.50 55.05 97.55 2.28 99.83 0.17 100.00
PERCENTAGE BAND
25.75 49.15 12.59 0.00 21.42 0.00 146.01 10.73 0.00 0.00 0.00 16.39 0.00 0.00 35.87 74.74 2.19 448.83 11.82 0.19
CUM
25.75 33.49 23.74 15.28 17.67 14.32 33.48 30.59 28.35 26.98 26.17 25.60 24.47 22.74 23.21 27.98 25.50 54.53 50.38 34.72 34.72
Page 204 of 204
GRAFIK
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 3920101 Ext.3163/3164 Fax No.: 3911432
Growth Of Policy From 2004-2007
950,000
900,000
850,000
800,000
750,000
700,000
650,000
Number of policy
600,000
550,000
UY 2004 UY 2005 500,000
UY 2006 UY 2007
450,000
400,000
350,000
300,000
250,000
200,000
150,000
100,000
50,000
0 20
21
22
23
24
25
26
27
28
Occupation code
29
30
31
32
40
Growth Of Premium From 2004-2007
1,000,000.00
900,000.00
800,000.00 UY 2004
Premium ( in million Rp)
UY 2005 700,000.00
UY 2006 UY 2007
600,000.00
500,000.00
400,000.00
300,000.00
200,000.00
100,000.00
0.00 20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth of Number Claim From 2004-2007
4,500
4,000
3,500
UY 2004 UY 2005 UY 2006
3,000
Number of Claim
UY 2007
2,500
2,000
1,500
1,000
500
0
20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth Of Claim From 2004-2007 900,000.00
800,000.00
700,000.00
UY 2004 UY 2005 600,000.00
UY 2006
Claim Incurred ( in million rupiah )
UY 2007
500,000.00
400,000.00
300,000.00
200,000.00
100,000.00
0.00 20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth of Loss Ratio From 2004-2007
3,000
2,500
UY 2004 UY 2005 UY 2006
% Ratio
2,000
UY 2007
1,500
1,000
500
0 20
21
22
23
24
25
26
27
28
Occupation Code
29
30
31
32
40
Growth Of Policy From 2004-2007
225,000
200,000
UY 2004 UY 2005 UY 2006 UY 2007
175,000
Number of policy
150,000
125,000
100,000
75,000
50,000
25,000
0 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth Of Premium From 2004-2007
600,000.00
Premium
( in million Rp)
500,000.00
400,000.00
UY 2004 UY 2005
300,000.00
UY 2006 UY 2007
200,000.00
100,000.00
0.00 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth of Number Claim
Number of Claim
From 2004-2007
3,000 2,900 2,800 2,700 2,600 2,500 2,400 2,300 2,200 2,100 2,000 1,900 1,800 1,700 1,600 1,500 1,400 1,300 1,200 1,100 1,000 900 800 700 600 500 400 300 200 100 0
UY 2004 UY 2005 UY 2006 UY 2007
01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth Of Claim From 2004-2007
Claim Incurred ( in million rupiah )
1,000,000.00
UY 2004 UY 2005 UY 2006 UY 2007
800,000.00
600,000.00
400,000.00
200,000.00
0.00 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Growth of Loss Ratio From 2004-2007 600
500
UY 2004 UY 2005 UY 2006 UY 2007
% Ratio
400
300
200
100
0 01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
Province Code
19
20
21
22
23
24
25
26
27
28
29
30
31
32
RISK AND LOSS PROFILE FOR OCCUPATION CODE : 23001 2341 261 29313 2941
PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 23001
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
19 4 7 6 10 12 17 19 14 14 16 23 4 95 27 11 11 13 16 20 358
19 23 30 36 46 58 75 94 108 122 138 161 165 260 287 298 309 322 338 358
BAND
CUM.
5.31 5.31 1.12 6.42 1.96 8.38 1.68 10.06 2.79 12.85 3.35 16.20 4.75 20.95 5.31 26.26 3.91 30.17 3.91 34.08 4.47 38.55 6.42 44.97 1.12 46.09 26.54 72.63 7.54 80.17 3.07 83.24 3.07 86.31 3.63 89.94 4.47 94.41 5.59 100.00
PERCENTAGE rp
RP
412.64 412.64 0.47 413.11 2.08 415.20 2.19 417.38 5.51 422.90 14.97 437.87 26.14 464.01 99.51 563.52 51.47 614.98 60.98 675.96 52.05 728.01 129.37 857.38 35.84 893.22 1,054.62 1,947.84 705.95 2,653.79 565.88 3,219.66 591.30 3,810.96 1,022.77 4,833.73 1,328.83 6,162.56 4,260.23 10,422.79 10,422.79
BAND
3.96 0.00 0.02 0.02 0.05 0.14 0.25 0.95 0.49 0.59 0.50 1.24 0.34 10.12 6.77 5.43 5.67 9.81 12.75 40.87
CUM.
3.96 3.96 3.98 4.00 4.06 4.20 4.45 5.41 5.90 6.49 6.98 8.23 8.57 18.69 25.46 30.89 36.56 46.38 59.13 100.00
PERCENTAGE f
F
2 0 0 0 0 0 0 0 0 0 0 1 0 0 2 0 1 0 0 1 7
BAND
2 2 2 2 2 2 2 2 2 2 2 3 3 3 5 5 6 6 6 7
CUM.
PERCENTAGE rp
28.57 28.57 89.67 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 0.00 28.57 0.00 14.29 42.86 17.63 0.00 42.86 0.00 0.00 42.86 0.00 28.57 71.43 67.36 0.00 71.43 0.00 14.29 85.71 237.21 0.00 85.71 0.00 0.00 85.71 0.00 14.29 100.00 1,734.72 2,146.59
RP
89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 89.67 107.30 107.30 107.30 174.65 174.65 411.87 411.87 411.87 2,146.59
BAND
CUM.
4.18 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.00 4.18 0.82 5.00 0.00 5.00 0.00 5.00 3.14 8.14 0.00 8.14 11.05 19.19 0.00 19.19 0.00 19.19 80.81 100.00
PERCENTAGE BAND
CUM
21.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 13.62 0.00 0.00 9.54 0.00 40.12 0.00 0.00 40.72
21.73 21.71 21.60 21.48 21.20 20.48 19.33 15.91 14.58 13.27 12.32 12.51 12.01 5.51 6.58 5.42 10.81 8.52 6.68 20.60 20.60
Page 1 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 2341
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
Manufacture of plastic articles
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
170 75 155 119 261 240 255 265 214 180 161 244 69 456 97 39 40 15 11 20 3,086
F
170 245 400 519 780 1,020 1,275 1,540 1,754 1,934 2,095 2,339 2,408 2,864 2,961 3,000 3,040 3,055 3,066 3,086
BAND
CUM.
PERCENTAGE rp
5.51 5.51 2,933.48 2.43 7.94 49.68 5.02 12.96 99.45 3.86 16.82 138.50 8.46 25.28 399.64 7.78 33.05 507.90 8.26 41.32 657.89 8.59 49.90 898.58 6.93 56.84 924.08 5.83 62.67 961.44 5.22 67.89 927.83 7.91 75.79 1,960.40 2.24 78.03 705.47 14.78 92.81 8,406.87 3.14 95.95 2,851.26 1.26 97.21 1,757.15 1.30 98.51 2,826.06 0.49 99.00 478.24 0.36 99.35 1,677.85 0.65 100.00 10,082.09 39,243.86
RP
2,933.48 2,983.16 3,082.61 3,221.11 3,620.75 4,128.65 4,786.54 5,685.12 6,609.20 7,570.64 8,498.47 10,458.86 11,164.34 19,571.21 22,422.47 24,179.62 27,005.69 27,483.92 29,161.77 39,243.86
BAND
7.48 0.13 0.25 0.35 1.02 1.29 1.68 2.29 2.35 2.45 2.36 5.00 1.80 21.42 7.27 4.48 7.20 1.22 4.28 25.69
PERCENTAGE
CUM.
f
F
7.48 7.60 7.86 8.21 9.23 10.52 12.20 14.49 16.84 19.29 21.66 26.65 28.45 49.87 57.14 61.61 68.82 70.03 74.31 100.00
4 0 3 1 14 3 1 4 5 5 2 3 2 31 4 4 4 2 1 1
4 4.26 4.26 4 0.00 4.26 7 3.19 7.45 8 1.06 8.51 22 14.89 23.40 25 3.19 26.60 26 1.06 27.66 30 4.26 31.91 35 5.32 37.23 40 5.32 42.55 42 2.13 44.68 45 3.19 47.87 47 2.13 50.00 78 32.98 82.98 82 4.26 87.23 86 4.26 91.49 90 4.26 95.74 92 2.13 97.87 93 1.06 98.94 94 1.06 100.00
94
BAND
CUM.
PERCENTAGE rp
14,064.24 0.00 109.52 0.85 2.36 103.61 45.04 1,039.78 1,574.97 1,827.83 2.24 3,844.21 26.69 7,142.59 59.00 2,885.97 202.64 80.95 37.76 20,074.49 53,124.73
RP
14,064.24 14,064.24 14,173.76 14,174.62 14,176.98 14,280.59 14,325.63 15,365.41 16,940.38 18,768.21 18,770.45 22,614.66 22,641.35 29,783.94 29,842.94 32,728.91 32,931.54 33,012.49 33,050.25 53,124.73
BAND
CUM.
26.47 26.47 0.00 26.47 0.21 26.68 0.00 26.68 0.00 26.69 0.20 26.88 0.08 26.97 1.96 28.92 2.96 31.89 3.44 35.33 0.00 35.33 7.24 42.57 0.05 42.62 13.44 56.06 0.11 56.18 5.43 61.61 0.38 61.99 0.15 62.14 0.07 62.21 37.79 100.00
PERCENTAGE BAND
479.44 0.00 110.13 0.62 0.59 20.40 6.85 115.71 170.44 190.11 0.24 196.09 3.78 84.96 2.07 164.24 7.17 16.93 2.25 199.11
CUM
479.44 471.45 459.80 440.05 391.55 345.89 299.29 270.27 256.32 247.91 220.87 216.22 202.80 152.18 133.09 135.36 121.94 120.12 113.33 135.37 135.37
Page 2 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 261
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
Furniture manufacture cabinet makers woooden boat builders
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
390 270 378 211 300 216 199 178 120 87 79 139 48 218 47 26 9 11 13 19 2,958
F
390 660 1,038 1,249 1,549 1,765 1,964 2,142 2,262 2,349 2,428 2,567 2,615 2,833 2,880 2,906 2,915 2,926 2,939 2,958
BAND
CUM.
PERCENTAGE rp
13.18 13.18 1,668.57 9.13 22.31 203.24 12.78 35.09 350.76 7.13 42.22 379.50 10.14 52.37 865.98 7.30 59.67 843.21 6.73 66.40 1,046.98 6.02 72.41 1,282.99 4.06 76.47 1,206.17 2.94 79.41 835.64 2.67 82.08 1,100.34 4.70 86.78 2,153.64 1.62 88.40 1,033.67 7.37 95.77 7,255.22 1.59 97.36 3,579.01 0.88 98.24 2,793.61 0.30 98.55 1,033.25 0.37 98.92 1,779.05 0.44 99.36 4,187.24 0.64 100.00 28,188.51 61,786.59
RP
1,668.57 1,871.80 2,222.56 2,602.06 3,468.04 4,311.26 5,358.24 6,641.22 7,847.40 8,683.04 9,783.38 11,937.02 12,970.69 20,225.92 23,804.93 26,598.54 27,631.79 29,410.84 33,598.08 61,786.59
BAND
2.70 0.33 0.57 0.61 1.40 1.36 1.69 2.08 1.95 1.35 1.78 3.49 1.67 11.74 5.79 4.52 1.67 2.88 6.78 45.62
PERCENTAGE
CUM.
f
F
2.70 3.03 3.60 4.21 5.61 6.98 8.67 10.75 12.70 14.05 15.83 19.32 20.99 32.74 38.53 43.05 44.72 47.60 54.38 100.00
6 2 4 0 1 1 4 2 4 2 1 3 2 13 5 4 1 1 0 1
6 10.53 10.53 8 3.51 14.04 12 7.02 21.05 12 0.00 21.05 13 1.75 22.81 14 1.75 24.56 18 7.02 31.58 20 3.51 35.09 24 7.02 42.11 26 3.51 45.61 27 1.75 47.37 30 5.26 52.63 32 3.51 56.14 45 22.81 78.95 50 8.77 87.72 54 7.02 94.74 55 1.75 96.49 56 1.75 98.25 56 0.00 98.25 57 1.75 100.00
57
BAND
CUM.
PERCENTAGE rp
1,689.51 110.29 102.37 0.00 148.35 94.89 2,231.48 158.16 316.52 108.25 41.83 437.11 38.32 6,551.93 7,930.24 93.00 536.94 2,616.14 0.00 31.75 23,237.08
RP
1,689.51 1,799.80 1,902.17 1,902.17 2,050.52 2,145.41 4,376.88 4,535.05 4,851.57 4,959.82 5,001.65 5,438.77 5,477.08 12,029.02 19,959.25 20,052.25 20,589.19 23,205.33 23,205.33 23,237.08
BAND
CUM.
7.27 7.27 0.47 7.75 0.44 8.19 0.00 8.19 0.64 8.82 0.41 9.23 9.60 18.84 0.68 19.52 1.36 20.88 0.47 21.34 0.18 21.52 1.88 23.41 0.16 23.57 28.20 51.77 34.13 85.89 0.40 86.29 2.31 88.60 11.26 99.86 0.00 99.86 0.14 100.00
PERCENTAGE BAND
CUM
101.26 54.27 29.18 0.00 17.13 11.25 213.13 12.33 26.24 12.95 3.80 20.30 3.71 90.31 221.58 3.33 51.97 147.05 0.00 0.11
101.26 96.15 85.58 73.10 59.13 49.76 81.69 68.29 61.82 57.12 51.12 45.56 42.23 59.47 83.85 75.39 74.51 78.90 69.07 37.61 37.61
Page 3 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 29313
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
Departemen stores supermakets shopping center to warranty C
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
4,294 2,345 2,167 1,012 1,070 489 481 348 196 112 98 180 127 497 125 44 29 27 18 56
4,294 6,639 8,806 9,818 10,888 11,377 11,858 12,206 12,402 12,514 12,612 12,792 12,919 13,416 13,541 13,585 13,614 13,641 13,659 13,715
13,715
BAND
CUM.
PERCENTAGE rp
RP
31.31 31.31 5,291.26 5,291.26 17.10 48.41 910.67 6,201.93 15.80 64.21 1,449.24 7,651.17 7.38 71.59 1,185.68 8,836.85 7.80 79.39 3,628.12 12,464.97 3.57 82.95 1,183.56 13,648.53 3.51 86.46 1,710.82 15,359.35 2.54 89.00 1,519.18 16,878.52 1.43 90.43 1,281.88 18,160.40 0.82 91.24 944.92 19,105.32 0.71 91.96 928.06 20,033.39 1.31 93.27 1,966.10 21,999.49 0.93 94.20 1,465.28 23,464.76 3.62 97.82 10,721.16 34,185.93 0.91 98.73 4,151.64 38,337.57 0.32 99.05 2,430.73 40,768.29 0.21 99.26 2,790.07 43,558.37 0.20 99.46 3,032.20 46,590.57 0.13 99.59 2,267.99 48,858.55 0.41 100.00 6,125.22 54,983.77 54,983.77
BAND
9.62 1.66 2.64 2.16 6.60 2.15 3.11 2.76 2.33 1.72 1.69 3.58 2.66 19.50 7.55 4.42 5.07 5.51 4.12 11.14
PERCENTAGE
CUM.
f
9.62 11.28 13.92 16.07 22.67 24.82 27.93 30.70 33.03 34.75 36.44 40.01 42.68 62.17 69.73 74.15 79.22 84.74 88.86 100.00
19 4 8 4 4 4 4 6 3 0 4 4 3 24 4 5 3 7 0 7 117
F
BAND
CUM.
19 16.24 16.24 23 3.42 19.66 31 6.84 26.50 35 3.42 29.91 39 3.42 33.33 43 3.42 36.75 47 3.42 40.17 53 5.13 45.30 56 2.56 47.86 56 0.00 47.86 60 3.42 51.28 64 3.42 54.70 67 2.56 57.26 91 20.51 77.78 95 3.42 81.20 100 4.27 85.47 103 2.56 88.03 110 5.98 94.02 110 0.00 94.02 117 5.98 100.00
PERCENTAGE rp
4,819.12 265.45 754.76 104.14 155.09 26.92 2,116.31 66.94 1,226.98 0.00 1,835.04 3,371.07 15.30 1,250.98 8.63 554.24 176.68 1,787.04 0.00 20,705.90 39,240.60
RP
4,819.12 5,084.57 5,839.33 5,943.47 6,098.56 6,125.49 8,241.80 8,308.73 9,535.72 9,535.72 11,370.76 14,741.82 14,757.12 16,008.10 16,016.73 16,570.97 16,747.65 18,534.70 18,534.70 39,240.60
BAND
CUM.
12.28 12.28 0.68 12.96 1.92 14.88 0.27 15.15 0.40 15.54 0.07 15.61 5.39 21.00 0.17 21.17 3.13 24.30 0.00 24.30 4.68 28.98 8.59 37.57 0.04 37.61 3.19 40.79 0.02 40.82 1.41 42.23 0.45 42.68 4.55 47.23 0.00 47.23 52.77 100.00
PERCENTAGE BAND
91.08 29.15 52.08 8.78 4.27 2.27 123.70 4.41 95.72 0.00 197.73 171.46 1.04 11.67 0.21 22.80 6.33 58.94 0.00 338.04
CUM
91.08 81.98 76.32 67.26 48.93 44.88 53.66 49.23 52.51 49.91 56.76 67.01 62.89 46.83 41.78 40.65 38.45 39.78 37.94 71.37 71.37
Page 4 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2004 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2004
OCCUPATION CODE
: 2941
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2004
:
15/06/2008
:
15/07/2008
Hotels motels inns and the like
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
20 22 24 20 22 23 19 10 14 9 9 2 5 13 4 1 2 0 4 0 223
20 42 66 86 108 131 150 160 174 183 192 194 199 212 216 217 219 219 223 223
BAND
CUM.
8.97 8.97 9.87 18.83 10.76 29.60 8.97 38.57 9.87 48.43 10.31 58.74 8.52 67.26 4.48 71.75 6.28 78.03 4.04 82.06 4.04 86.10 0.90 87.00 2.24 89.24 5.83 95.07 1.79 96.86 0.45 97.31 0.90 98.21 0.00 98.21 1.79 100.00 0.00 100.00
PERCENTAGE rp
615.56 5.36 10.82 12.19 21.41 35.12 25.36 28.09 80.20 46.37 58.94 12.92 41.88 250.05 157.21 56.36 113.09 0.00 401.03 0.00 1,971.96
RP
615.56 620.93 631.75 643.94 665.35 700.47 725.83 753.92 834.13 880.50 939.44 952.36 994.23 1,244.28 1,401.49 1,457.84 1,570.93 1,570.93 1,971.96 1,971.96
BAND
31.22 0.27 0.55 0.62 1.09 1.78 1.29 1.42 4.07 2.35 2.99 0.66 2.12 12.68 7.97 2.86 5.73 0.00 20.34 0.00
CUM.
31.22 31.49 32.04 32.65 33.74 35.52 36.81 38.23 42.30 44.65 47.64 48.30 50.42 63.10 71.07 73.93 79.66 79.66 100.00 100.00
PERCENTAGE f
F
0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1
BAND
0 0.00 1 100.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00
CUM.
0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 74.47 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 74.47
RP
BAND
CUM.
PERCENTAGE BAND
CUM
0.00 0.00 0.00 0.00 74.47 100.00 100.00 1,388.38 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00 74.47 0.00 100.00 0.00
0.00 11.99 11.79 11.56 11.19 10.63 10.26 9.88 8.93 8.46 7.93 7.82 7.49 5.98 5.31 5.11 4.74 4.74 3.78 3.78 3.78
Page 5 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 23001
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
31 6 16 15 28 16 17 22 24 14 18 35 6 119 53 17 18 11 20 25 511
F
31 37 53 68 96 112 129 151 175 189 207 242 248 367 420 437 455 466 486 511
BAND
CUM.
6.07 6.07 1.17 7.24 3.13 10.37 2.94 13.31 5.48 18.79 3.13 21.92 3.33 25.24 4.31 29.55 4.70 34.25 2.74 36.99 3.52 40.51 6.85 47.36 1.17 48.53 23.29 71.82 10.37 82.19 3.33 85.52 3.52 89.04 2.15 91.19 3.91 95.11 4.89 100.00
PERCENTAGE rp
594.44 11.40 3.51 26.04 16.66 10.21 3.72 35.31 87.36 39.61 27.69 95.02 35.04 907.22 986.01 531.87 420.93 273.58 354.96 554.92 5,015.47
RP
594.44 605.84 609.35 635.38 652.04 662.25 665.97 701.28 788.64 828.24 855.93 950.95 985.99 1,893.21 2,879.22 3,411.08 3,832.01 4,105.59 4,460.55 5,015.47
BAND
11.85 0.23 0.07 0.52 0.33 0.20 0.07 0.70 1.74 0.79 0.55 1.89 0.70 18.09 19.66 10.60 8.39 5.45 7.08 11.06
CUM.
11.85 12.08 12.15 12.67 13.00 13.20 13.28 13.98 15.72 16.51 17.07 18.96 19.66 37.75 57.41 68.01 76.40 81.86 88.94 100.00
PERCENTAGE f
F
BAND
CUM.
PERCENTAGE rp
1 0 0 0 0 0 0 0 1 0 0 1 0 7 2 0 1 0 0 3
1 6.25 6.25 631.32 1 0.00 6.25 0.00 1 0.00 6.25 0.00 1 0.00 6.25 0.00 1 0.00 6.25 0.00 1 0.00 6.25 0.00 1 0.00 6.25 0.00 1 0.00 6.25 0.00 2 6.25 12.50 2.20 2 0.00 12.50 0.00 2 0.00 12.50 0.00 3 6.25 18.75 1.92 3 0.00 18.75 0.00 10 43.75 62.50 4,514.60 12 12.50 75.00 124.57 12 0.00 75.00 0.00 13 6.25 81.25 29.96 13 0.00 81.25 0.00 13 0.00 81.25 0.00 16 18.75 100.00 154.63
16
5,459.19
RP
631.32 631.32 631.32 631.32 631.32 631.32 631.32 631.32 633.52 633.52 633.52 635.44 635.44 5,150.03 5,274.60 5,274.60 5,304.56 5,304.56 5,304.56 5,459.19
BAND
CUM.
11.56 11.56 0.00 11.56 0.00 11.56 0.00 11.56 0.00 11.56 0.00 11.56 0.00 11.56 0.00 11.56 0.04 11.60 0.00 11.60 0.00 11.60 0.04 11.64 0.00 11.64 82.70 94.34 2.28 96.62 0.00 96.62 0.55 97.17 0.00 97.17 0.00 97.17 2.83 100.00
PERCENTAGE BAND
CUM
106.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.52 0.00 0.00 2.02 0.00 497.63 12.63 0.00 7.12 0.00 0.00 27.87
106.20 104.21 103.61 99.36 96.82 95.33 94.80 90.02 80.33 76.49 74.02 66.82 64.45 272.03 183.20 154.63 138.43 129.20 118.92 108.85 108.85
Page 6 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 2341
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
Manufacture of plastic articles
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
588 75 152 131 292 260 313 343 231 190 181 295 83 606 140 49 45 28 38 24 4,064
F
588 663 815 946 1,238 1,498 1,811 2,154 2,385 2,575 2,756 3,051 3,134 3,740 3,880 3,929 3,974 4,002 4,040 4,064
BAND
CUM.
14.47 14.47 1.85 16.31 3.74 20.05 3.22 23.28 7.19 30.46 6.40 36.86 7.70 44.56 8.44 53.00 5.68 58.69 4.68 63.36 4.45 67.81 7.26 75.07 2.04 77.12 14.91 92.03 3.44 95.47 1.21 96.68 1.11 97.79 0.69 98.47 0.94 99.41 0.59 100.00
PERCENTAGE rp
1,916.25 23.80 91.54 135.61 421.72 418.09 778.53 1,029.03 885.43 950.68 1,063.14 2,173.03 769.08 8,527.33 3,186.97 1,895.77 945.76 605.61 1,789.01 1,967.75 29,574.14
RP
1,916.25 1,940.05 2,031.59 2,167.21 2,588.93 3,007.02 3,785.55 4,814.58 5,700.01 6,650.68 7,713.83 9,886.86 10,655.94 19,183.27 22,370.24 24,266.01 25,211.77 25,817.38 27,606.39 29,574.14
BAND
6.48 0.08 0.31 0.46 1.43 1.41 2.63 3.48 2.99 3.21 3.59 7.35 2.60 28.83 10.78 6.41 3.20 2.05 6.05 6.65
PERCENTAGE
CUM.
f
6.48 6.56 6.87 7.33 8.75 10.17 12.80 16.28 19.27 22.49 26.08 33.43 36.03 64.87 75.64 82.05 85.25 87.30 93.35 100.00
6 0 0 0 0 8 1 5 7 0 8 19 15 25 14 7 0 2 0 3 120
F
6 6 6 6 6 14 15 20 27 27 35 54 69 94 108 115 115 117 117 120
BAND
CUM.
5.00 5.00 0.00 5.00 0.00 5.00 0.00 5.00 0.00 5.00 6.67 11.67 0.83 12.50 4.17 16.67 5.83 22.50 0.00 22.50 6.67 29.17 15.83 45.00 12.50 57.50 20.83 78.33 11.67 90.00 5.83 95.83 0.00 95.83 1.67 97.50 0.00 97.50 2.50 100.00
PERCENTAGE rp
34.76 0.00 0.00 0.00 0.00 1,849.13 1.72 172.23 22.91 0.00 234.73 757.02 50.99 12,539.60 180.48 3,353.52 0.00 17.19 0.00 1,736.01 20,950.29
RP
34.76 34.76 34.76 34.76 34.76 1,883.89 1,885.61 2,057.84 2,080.75 2,080.75 2,315.47 3,072.50 3,123.49 15,663.09 15,843.57 19,197.09 19,197.09 19,214.28 19,214.28 20,950.29
BAND
CUM.
0.17 0.17 0.00 0.17 0.00 0.17 0.00 0.17 0.00 0.17 8.83 8.99 0.01 9.00 0.82 9.82 0.11 9.93 0.00 9.93 1.12 11.05 3.61 14.67 0.24 14.91 59.85 74.76 0.86 75.62 16.01 91.63 0.00 91.63 0.08 91.71 0.00 91.71 8.29 100.00
PERCENTAGE BAND
1.81 0.00 0.00 0.00 0.00 442.28 0.22 16.74 2.59 0.00 22.08 34.84 6.63 147.05 5.66 176.90 0.00 2.84 0.00 88.22
CUM
1.81 1.79 1.71 1.60 1.34 62.65 49.81 42.74 36.50 31.29 30.02 31.08 29.31 81.65 70.82 79.11 76.14 74.42 69.60 70.84 70.84
Page 7 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 261
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
Furniture manufacture cabinet makers woooden boat builders
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
562 497 499 316 419 299 214 255 148 120 99 174 66 355 73 25 18 14 20 21 4,194
F
562 1,059 1,558 1,874 2,293 2,592 2,806 3,061 3,209 3,329 3,428 3,602 3,668 4,023 4,096 4,121 4,139 4,153 4,173 4,194
BAND
CUM.
PERCENTAGE rp
RP
13.40 13.40 1,081.43 1,081.43 11.85 25.25 310.08 1,391.50 11.90 37.15 594.95 1,986.45 7.53 44.68 643.65 2,630.09 9.99 54.67 1,136.86 3,766.95 7.13 61.80 1,132.61 4,899.56 5.10 66.91 1,096.66 5,996.22 6.08 72.99 1,821.32 7,817.55 3.53 76.51 1,284.36 9,101.91 2.86 79.38 1,346.75 10,448.66 2.36 81.74 1,313.00 11,761.66 4.15 85.88 2,915.27 14,676.93 1.57 87.46 1,274.10 15,951.03 8.46 95.92 11,311.51 27,262.53 1.74 97.66 3,814.43 31,076.96 0.60 98.26 1,187.04 32,264.01 0.43 98.69 603.98 32,867.99 0.33 99.02 3,049.21 35,917.20 0.48 99.50 143.45 36,060.65 0.50 100.00 59.37 36,120.02 36,120.02
BAND
2.99 0.86 1.65 1.78 3.15 3.14 3.04 5.04 3.56 3.73 3.64 8.07 3.53 31.32 10.56 3.29 1.67 8.44 0.40 0.16
PERCENTAGE
CUM.
f
F
2.99 3.85 5.50 7.28 10.43 13.56 16.60 21.64 25.20 28.93 32.56 40.63 44.16 75.48 86.04 89.32 91.00 99.44 99.84 100.00
20 2 1 6 0 1 0 4 2 1 4 9 2 18 6 0 4 0 2 0
20 24.39 24.39 22 2.44 26.83 23 1.22 28.05 29 7.32 35.37 29 0.00 35.37 30 1.22 36.59 30 0.00 36.59 34 4.88 41.46 36 2.44 43.90 37 1.22 45.12 41 4.88 50.00 50 10.98 60.98 52 2.44 63.41 70 21.95 85.37 76 7.32 92.68 76 0.00 92.68 80 4.88 97.56 80 0.00 97.56 82 2.44 100.00 82 0.00 100.00
82
BAND
CUM.
PERCENTAGE rp
1,605.94 12.43 6.98 155.17 0.00 521.72 0.00 201.02 1,434.51 134.34 3,741.77 18,640.69 281.00 2,078.51 150.74 0.00 808.76 0.00 169.39 0.00 29,942.98
RP
1,605.94 1,618.38 1,625.36 1,780.53 1,780.53 2,302.25 2,302.25 2,503.27 3,937.79 4,072.12 7,813.90 26,454.58 26,735.58 28,814.09 28,964.84 28,964.84 29,773.59 29,773.59 29,942.98 29,942.98
BAND
CUM.
5.36 5.36 0.04 5.40 0.02 5.43 0.52 5.95 0.00 5.95 1.74 7.69 0.00 7.69 0.67 8.36 4.79 13.15 0.45 13.60 12.50 26.10 62.25 88.35 0.94 89.29 6.94 96.23 0.50 96.73 0.00 96.73 2.70 99.43 0.00 99.43 0.57 100.00 0.00 100.00
PERCENTAGE BAND
CUM
148.50 4.01 1.17 24.11 0.00 46.06 0.00 11.04 111.69 9.97 284.98 639.42 22.05 18.38 3.95 0.00 133.90 0.00 118.08 0.00
148.50 116.30 81.82 67.70 47.27 46.99 38.40 32.02 43.26 38.97 66.44 180.25 167.61 105.69 93.20 89.77 90.59 82.90 83.04 82.90 82.90
Page 8 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 29313
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
Departemen stores supermakets shopping center to warranty C
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
3,918 2,344 1,999 1,081 1,254 600 522 353 391 130 196 210 82 647 144 54 42 29 45 41
3,918 6,262 8,261 9,342 10,596 11,196 11,718 12,071 12,462 12,592 12,788 12,998 13,080 13,727 13,871 13,925 13,967 13,996 14,041 14,082
14,082
BAND
CUM.
PERCENTAGE rp
RP
27.82 27.82 1,675.44 1,675.44 16.65 44.47 803.30 2,478.74 14.20 58.66 1,407.63 3,886.37 7.68 66.34 1,286.69 5,173.06 8.90 75.24 1,958.01 7,131.07 4.26 79.51 1,235.88 8,366.95 3.71 83.21 1,534.65 9,901.60 2.51 85.72 1,372.48 11,274.08 2.78 88.50 1,814.67 13,088.75 0.92 89.42 881.06 13,969.81 1.39 90.81 927.39 14,897.20 1.49 92.30 1,876.63 16,773.82 0.58 92.88 918.46 17,692.28 4.59 97.48 10,770.03 28,462.31 1.02 98.50 4,009.38 32,471.68 0.38 98.89 1,564.91 34,036.59 0.30 99.18 2,094.81 36,131.40 0.21 99.39 1,794.92 37,926.32 0.32 99.71 3,159.62 41,085.94 0.29 100.00 1,947.02 43,032.96 43,032.96
BAND
3.89 1.87 3.27 2.99 4.55 2.87 3.57 3.19 4.22 2.05 2.16 4.36 2.13 25.03 9.32 3.64 4.87 4.17 7.34 4.52
PERCENTAGE
CUM.
f
3.89 5.76 9.03 12.02 16.57 19.44 23.01 26.20 30.42 32.46 34.62 38.98 41.11 66.14 75.46 79.09 83.96 88.13 95.48 100.00
24 19 27 20 38 18 16 8 4 1 3 8 1 23 20 4 3 3 19 10 269
F
BAND
CUM.
24 8.92 8.92 43 7.06 15.99 70 10.04 26.02 90 7.43 33.46 128 14.13 47.58 146 6.69 54.28 162 5.95 60.22 170 2.97 63.20 174 1.49 64.68 175 0.37 65.06 178 1.12 66.17 186 2.97 69.14 187 0.37 69.52 210 8.55 78.07 230 7.43 85.50 234 1.49 86.99 237 1.12 88.10 240 1.12 89.22 259 7.06 96.28 269 3.72 100.00
PERCENTAGE rp
8,184.37 1,065.38 3,751.12 3,961.34 10,478.14 7,951.90 12,527.04 3,754.23 6,533.34 1,777.05 3,624.75 4,543.30 13.33 350.01 546.54 49.45 47.56 56.03 1,469.49 753.10 71,437.48
RP
8,184.37 9,249.74 13,000.87 16,962.21 27,440.35 35,392.25 47,919.29 51,673.52 58,206.85 59,983.90 63,608.65 68,151.95 68,165.29 68,515.30 69,061.84 69,111.29 69,158.85 69,214.88 70,684.37 71,437.48
BAND
CUM.
11.46 11.46 1.49 12.95 5.25 18.20 5.55 23.74 14.67 38.41 11.13 49.54 17.54 67.08 5.26 72.33 9.15 81.48 2.49 83.97 5.07 89.04 6.36 95.40 0.02 95.42 0.49 95.91 0.77 96.67 0.07 96.74 0.07 96.81 0.08 96.89 2.06 98.95 1.05 100.00
PERCENTAGE BAND
488.49 132.63 266.48 307.87 535.14 643.42 816.28 273.54 360.03 201.69 390.85 242.10 1.45 3.25 13.63 3.16 2.27 3.12 46.51 38.68
CUM
488.49 373.16 334.52 327.89 384.80 423.00 483.96 458.34 444.71 429.38 426.98 406.30 385.28 240.72 212.68 203.05 191.41 182.50 172.04 166.01 166.01
Page 9 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2005 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2005
OCCUPATION CODE
: 2941
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2005
:
15/06/2008
:
15/07/2008
Hotels motels inns and the like
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
14 19 17 21 13 16 20 8 9 8 6 7 4 11 5 3 1 0 3 8 193
14 33 50 71 84 100 120 128 137 145 151 158 162 173 178 181 182 182 185 193
BAND
CUM.
7.25 7.25 9.84 17.10 8.81 25.91 10.88 36.79 6.74 43.52 8.29 51.81 10.36 62.18 4.15 66.32 4.66 70.98 4.15 75.13 3.11 78.24 3.63 81.87 2.07 83.94 5.70 89.64 2.59 92.23 1.55 93.78 0.52 94.30 0.00 94.30 1.55 95.85 4.15 100.00
PERCENTAGE rp
32.68 4.72 4.02 10.48 9.90 21.72 50.55 47.03 34.67 34.80 33.84 34.30 25.36 186.80 111.17 56.40 47.99 0.00 144.20 101.62 992.26
RP
32.68 37.40 41.42 51.90 61.80 83.52 134.07 181.10 215.77 250.57 284.40 318.70 344.07 530.87 642.04 698.44 746.43 746.43 890.64 992.26
BAND
3.29 0.48 0.41 1.06 1.00 2.19 5.09 4.74 3.49 3.51 3.41 3.46 2.56 18.83 11.20 5.68 4.84 0.00 14.53 10.24
CUM.
3.29 3.77 4.17 5.23 6.23 8.42 13.51 18.25 21.75 25.25 28.66 32.12 34.68 53.50 64.70 70.39 75.23 75.23 89.76 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 1 1 2 0 1 0 0 0 2 7
BAND
0 0 0 0 0 0 0 0 0 0 0 1 2 4 4 5 5 5 5 7
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 14.29 14.29 28.57 28.57 57.14 0.00 57.14 14.29 71.43 0.00 71.43 0.00 71.43 0.00 71.43 28.57 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 915.79 32.40 54.59 0.00 0.80 0.00 0.00 0.00 72.36 1,075.95
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 915.79 948.20 1,002.78 1,002.78 1,003.58 1,003.58 1,003.58 1,003.58 1,075.95
BAND
CUM.
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 85.12 85.12 2,670.00 3.01 88.13 127.74 5.07 93.20 29.22 0.00 93.20 0.00 0.07 93.27 1.42 0.00 93.27 0.00 0.00 93.27 0.00 0.00 93.27 0.00 6.73 100.00 71.21
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 287.35 275.58 188.90 156.19 143.69 134.45 134.45 112.68 108.43 108.43
Page 10 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 23001
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
44 3 6 10 32 7 12 25 17 7 10 25 10 108 37 16 11 8 9 41 438
F
44 47 53 63 95 102 114 139 156 163 173 198 208 316 353 369 380 388 397 438
BAND
CUM.
10.05 10.05 0.68 10.73 1.37 12.10 2.28 14.38 7.31 21.69 1.60 23.29 2.74 26.03 5.71 31.74 3.88 35.62 1.60 37.21 2.28 39.50 5.71 45.21 2.28 47.49 24.66 72.15 8.45 80.59 3.65 84.25 2.51 86.76 1.83 88.58 2.05 90.64 9.36 100.00
PERCENTAGE rp
252.61 1.22 1.19 1.92 26.38 6.91 12.48 84.82 35.33 29.72 35.13 88.20 73.24 780.44 573.89 218.61 339.41 137.83 332.92 799.50 3,831.75
RP
252.61 253.84 255.02 256.94 283.33 290.23 302.71 387.53 422.86 452.58 487.71 575.91 649.16 1,429.59 2,003.49 2,222.10 2,561.50 2,699.33 3,032.25 3,831.75
BAND
6.59 0.03 0.03 0.05 0.69 0.18 0.33 2.21 0.92 0.78 0.92 2.30 1.91 20.37 14.98 5.71 8.86 3.60 8.69 20.87
CUM.
6.59 6.62 6.66 6.71 7.39 7.57 7.90 10.11 11.04 11.81 12.73 15.03 16.94 37.31 52.29 57.99 66.85 70.45 79.13 100.00
PERCENTAGE f
F
BAND
CUM.
PERCENTAGE rp
1 0 0 0 0 0 1 0 0 0 0 1 1 6 3 0 1 1 1 3
1 5.26 5.26 13,779.00 1 0.00 5.26 0.00 1 0.00 5.26 0.00 1 0.00 5.26 0.00 1 0.00 5.26 0.00 1 0.00 5.26 0.00 2 5.26 10.53 1.49 2 0.00 10.53 0.00 2 0.00 10.53 0.00 2 0.00 10.53 0.00 2 0.00 10.53 0.00 3 5.26 15.79 0.75 4 5.26 21.05 10.66 10 31.58 52.63 249.96 13 15.79 68.42 2,452.22 13 0.00 68.42 0.00 14 5.26 73.68 4,593.00 15 5.26 78.95 0.94 16 5.26 84.21 116.95 19 15.79 100.00 391.39
19
21,596.35
RP
13,779.00 13,779.00 13,779.00 13,779.00 13,779.00 13,779.00 13,780.49 13,780.49 13,780.49 13,780.49 13,780.49 13,781.24 13,791.90 14,041.87 16,494.08 16,494.08 21,087.08 21,088.02 21,204.96 21,596.35
BAND
CUM.
PERCENTAGE BAND
CUM
63.80 63.80 5,454.64 5,454.64 0.00 63.80 0.00 5,428.33 0.00 63.80 0.00 5,403.01 0.00 63.80 0.00 5,362.64 0.00 63.80 0.00 4,863.30 0.00 63.80 0.00 4,747.60 0.01 63.81 11.95 4,552.35 0.00 63.81 0.00 3,555.99 0.00 63.81 0.00 3,258.86 0.00 63.81 0.00 3,044.86 0.00 63.81 0.00 2,825.52 0.00 63.81 0.85 2,392.95 0.05 63.86 14.56 2,124.59 1.16 65.02 32.03 982.23 11.35 76.37 427.29 823.27 0.00 76.37 0.00 742.28 21.27 97.64 1,353.25 823.23 0.00 97.65 0.68 781.23 0.54 98.19 35.13 699.31 1.81 100.00 48.95 563.62 563.62
Page 11 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 2341
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
Manufacture of plastic articles
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
426 67 149 143 292 312 320 392 276 220 211 335 109 757 183 100 75 29 54 44 4,494
F
426 493 642 785 1,077 1,389 1,709 2,101 2,377 2,597 2,808 3,143 3,252 4,009 4,192 4,292 4,367 4,396 4,450 4,494
BAND
CUM.
9.48 9.48 1.49 10.97 3.32 14.29 3.18 17.47 6.50 23.97 6.94 30.91 7.12 38.03 8.72 46.75 6.14 52.89 4.90 57.79 4.70 62.48 7.45 69.94 2.43 72.36 16.84 89.21 4.07 93.28 2.23 95.51 1.67 97.17 0.65 97.82 1.20 99.02 0.98 100.00
PERCENTAGE rp
1,662.31 51.13 95.50 130.75 370.02 548.47 691.23 1,089.56 1,042.99 827.43 1,037.92 2,055.00 706.86 9,149.44 3,180.10 1,587.94 1,960.25 811.04 750.23 908.18 28,656.35
RP
1,662.31 1,713.44 1,808.94 1,939.70 2,309.72 2,858.19 3,549.42 4,638.98 5,681.97 6,509.40 7,547.32 9,602.31 10,309.17 19,458.62 22,638.72 24,226.65 26,186.90 26,997.94 27,748.17 28,656.35
BAND
5.80 0.18 0.33 0.46 1.29 1.91 2.41 3.80 3.64 2.89 3.62 7.17 2.47 31.93 11.10 5.54 6.84 2.83 2.62 3.17
PERCENTAGE
CUM.
f
5.80 5.98 6.31 6.77 8.06 9.97 12.39 16.19 19.83 22.72 26.34 33.51 35.98 67.90 79.00 84.54 91.38 94.21 96.83 100.00
15 1 0 1 1 2 1 5 14 4 8 9 0 43 21 13 3 2 0 1 144
F
BAND
CUM.
15 10.42 10.42 16 0.69 11.11 16 0.00 11.11 17 0.69 11.81 18 0.69 12.50 20 1.39 13.89 21 0.69 14.58 26 3.47 18.06 40 9.72 27.78 44 2.78 30.56 52 5.56 36.11 61 6.25 42.36 61 0.00 42.36 104 29.86 72.22 125 14.58 86.81 138 9.03 95.83 141 2.08 97.92 143 1.39 99.31 143 0.00 99.31 144 0.69 100.00
PERCENTAGE rp
998.75 20.56 0.00 380.40 0.23 11.43 50.00 373.94 547.26 2,044.07 4,576.35 2,216.35 0.00 33,606.31 43,486.80 27,088.50 119.21 811.08 0.00 2.36 116,333.58
RP
998.75 1,019.31 1,019.31 1,399.71 1,399.94 1,411.38 1,461.38 1,835.31 2,382.57 4,426.63 9,002.98 11,219.33 11,219.33 44,825.64 88,312.44 115,400.93 115,520.14 116,331.22 116,331.22 116,333.58
BAND
CUM.
PERCENTAGE BAND
0.86 0.86 60.08 0.02 0.88 40.21 0.00 0.88 0.00 0.33 1.20 290.93 0.00 1.20 0.06 0.01 1.21 2.08 0.04 1.26 7.23 0.32 1.58 34.32 0.47 2.05 52.47 1.76 3.81 247.04 3.93 7.74 440.91 1.91 9.64 107.85 0.00 9.64 0.00 28.89 38.53 367.30 37.38 75.91 1,367.47 23.29 99.20 1,705.89 0.10 99.30 6.08 0.70 100.00 100.01 0.00 100.00 0.00 0.00 100.00 0.26
CUM
60.08 59.49 56.35 72.16 60.61 49.38 41.17 39.56 41.93 68.00 119.29 116.84 108.83 230.36 390.09 476.34 441.14 430.89 419.24 405.96 405.96
Page 12 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 261
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
Furniture manufacture cabinet makers woooden boat builders
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
615 457 505 336 415 270 228 275 162 115 114 168 77 401 80 31 33 23 13 9 4,327
F
615 1,072 1,577 1,913 2,328 2,598 2,826 3,101 3,263 3,378 3,492 3,660 3,737 4,138 4,218 4,249 4,282 4,305 4,318 4,327
BAND
CUM.
PERCENTAGE rp
RP
14.21 14.21 1,316.71 1,316.71 10.56 24.77 348.34 1,665.05 11.67 36.45 620.84 2,285.89 7.77 44.21 593.57 2,879.46 9.59 53.80 1,177.09 4,056.55 6.24 60.04 1,023.66 5,080.20 5.27 65.31 1,088.78 6,168.98 6.36 71.67 1,736.63 7,905.61 3.74 75.41 1,382.69 9,288.31 2.66 78.07 1,226.96 10,515.27 2.63 80.70 1,423.33 11,938.60 3.88 84.59 2,282.78 14,221.38 1.78 86.36 1,377.10 15,598.48 9.27 95.63 11,020.97 26,619.45 1.85 97.48 3,126.16 29,745.61 0.72 98.20 1,276.12 31,021.73 0.76 98.96 1,430.39 32,452.12 0.53 99.49 951.63 33,403.75 0.30 99.79 698.11 34,101.85 0.21 100.00 273.33 34,375.18 34,375.18
BAND
3.83 1.01 1.81 1.73 3.42 2.98 3.17 5.05 4.02 3.57 4.14 6.64 4.01 32.06 9.09 3.71 4.16 2.77 2.03 0.80
PERCENTAGE
CUM.
f
F
3.83 4.84 6.65 8.38 11.80 14.78 17.95 23.00 27.02 30.59 34.73 41.37 45.38 77.44 86.53 90.24 94.41 97.17 99.20 100.00
5 1 4 1 1 1 2 1 7 4 2 14 1 15 8 1 3 5 1 0
5 6.49 6.49 6 1.30 7.79 10 5.19 12.99 11 1.30 14.29 12 1.30 15.58 13 1.30 16.88 15 2.60 19.48 16 1.30 20.78 23 9.09 29.87 27 5.19 35.06 29 2.60 37.66 43 18.18 55.84 44 1.30 57.14 59 19.48 76.62 67 10.39 87.01 68 1.30 88.31 71 3.90 92.21 76 6.49 98.70 77 1.30 100.00 77 0.00 100.00
77
BAND
CUM.
PERCENTAGE rp
5,201.46 24.39 258.63 20.44 291.69 56.70 835.34 0.00 2,228.05 821.90 373.25 3,309.52 168.46 16,803.62 20,172.96 62.63 141.51 28,867.42 62.63 0.00 79,700.61
RP
5,201.46 5,225.86 5,484.49 5,504.93 5,796.62 5,853.32 6,688.66 6,688.66 8,916.71 9,738.61 10,111.86 13,421.38 13,589.84 30,393.46 50,566.42 50,629.04 50,770.56 79,637.98 79,700.61 79,700.61
BAND
CUM.
PERCENTAGE BAND
6.53 6.53 395.03 0.03 6.56 7.00 0.32 6.88 41.66 0.03 6.91 3.44 0.37 7.27 24.78 0.07 7.34 5.54 1.05 8.39 76.72 0.00 8.39 0.00 2.80 11.19 161.14 1.03 12.22 66.99 0.47 12.69 26.22 4.15 16.84 144.98 0.21 17.05 12.23 21.08 38.13 152.47 25.31 63.45 645.29 0.08 63.52 4.91 0.18 63.70 9.89 36.22 99.92 3,033.48 0.08 100.00 8.97 0.00 100.00 0.00
CUM
395.03 313.86 239.93 191.18 142.90 115.22 108.42 84.61 96.00 92.61 84.70 94.37 87.12 114.18 170.00 163.21 156.45 238.41 233.71 231.86 231.86
Page 13 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 29313
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
Departemen stores supermakets shopping center to warranty C
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
5,094 2,287 2,355 1,088 1,282 606 451 290 216 125 119 409 72 544 126 74 50 40 28 41
5,094 7,381 9,736 10,824 12,106 12,712 13,163 13,453 13,669 13,794 13,913 14,322 14,394 14,938 15,064 15,138 15,188 15,228 15,256 15,297
15,297
BAND
CUM.
33.30 33.30 14.95 48.25 15.40 63.65 7.11 70.76 8.38 79.14 3.96 83.10 2.95 86.05 1.90 87.95 1.41 89.36 0.82 90.17 0.78 90.95 2.67 93.63 0.47 94.10 3.56 97.65 0.82 98.48 0.48 98.96 0.33 99.29 0.26 99.55 0.18 99.73 0.27 100.00
PERCENTAGE rp
2,076.24 921.27 1,507.54 1,167.98 2,350.67 2,661.99 1,526.44 1,333.39 1,160.32 781.88 835.60 2,845.16 806.73 6,984.21 2,722.37 1,613.27 1,083.65 1,263.46 319.66 837.35 34,799.17
RP
2,076.24 2,997.51 4,505.05 5,673.03 8,023.69 10,685.69 12,212.12 13,545.51 14,705.83 15,487.71 16,323.31 19,168.47 19,975.21 26,959.42 29,681.79 31,295.06 32,378.70 33,642.16 33,961.82 34,799.17
BAND
5.97 2.65 4.33 3.36 6.75 7.65 4.39 3.83 3.33 2.25 2.40 8.18 2.32 20.07 7.82 4.64 3.11 3.63 0.92 2.41
PERCENTAGE
CUM.
f
5.97 8.61 12.95 16.30 23.06 30.71 35.09 38.92 42.26 44.51 46.91 55.08 57.40 77.47 85.29 89.93 93.04 96.68 97.59 100.00
14 6 16 14 21 9 4 3 2 1 3 8 3 7 6 5 4 7 2 11 146
F
BAND
CUM.
14 9.59 9.59 20 4.11 13.70 36 10.96 24.66 50 9.59 34.25 71 14.38 48.63 80 6.16 54.79 84 2.74 57.53 87 2.05 59.59 89 1.37 60.96 90 0.68 61.64 93 2.05 63.70 101 5.48 69.18 104 2.05 71.23 111 4.79 76.03 117 4.11 80.14 122 3.42 83.56 126 2.74 86.30 133 4.79 91.10 135 1.37 92.47 146 7.53 100.00
PERCENTAGE rp
404.91 518.55 1,456.87 2,368.23 5,584.76 3,950.55 1,731.32 35.09 1,027.24 91.86 59.51 744.70 544.77 3,143.51 73.33 194.53 12.42 515.98 24.80 4,834.37 27,317.30
RP
404.91 923.46 2,380.33 4,748.55 10,333.32 14,283.86 16,015.18 16,050.28 17,077.51 17,169.37 17,228.88 17,973.59 18,518.35 21,661.86 21,735.20 21,929.73 21,942.15 22,458.13 22,482.93 27,317.30
BAND
CUM.
1.48 1.48 1.90 3.38 5.33 8.71 8.67 17.38 20.44 37.83 14.46 52.29 6.34 58.63 0.13 58.75 3.76 62.52 0.34 62.85 0.22 63.07 2.73 65.80 1.99 67.79 11.51 79.30 0.27 79.57 0.71 80.28 0.05 80.32 1.89 82.21 0.09 82.30 17.70 100.00
PERCENTAGE BAND
19.50 56.29 96.64 202.76 237.58 148.41 113.42 2.63 88.53 11.75 7.12 26.17 67.53 45.01 2.69 12.06 1.15 40.84 7.76 577.34
CUM
19.50 30.81 52.84 83.70 128.79 133.67 131.14 118.49 116.13 110.86 105.55 93.77 92.71 80.35 73.23 70.07 67.77 66.76 66.20 78.50 78.50
Page 14 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2006
OCCUPATION CODE
: 2941
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2006
:
15/06/2008
:
15/07/2008
Hotels motels inns and the like
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
24 27 43 38 44 29 47 32 26 15 17 32 12 42 19 10 9 4 14 9 493
24 51 94 132 176 205 252 284 310 325 342 374 386 428 447 457 466 470 484 493
BAND
CUM.
4.87 4.87 5.48 10.34 8.72 19.07 7.71 26.77 8.92 35.70 5.88 41.58 9.53 51.12 6.49 57.61 5.27 62.88 3.04 65.92 3.45 69.37 6.49 75.86 2.43 78.30 8.52 86.82 3.85 90.67 2.03 92.70 1.83 94.52 0.81 95.33 2.84 98.17 1.83 100.00
PERCENTAGE rp
60.09 7.12 17.29 22.27 64.40 36.40 84.25 68.93 75.85 36.71 56.71 127.84 53.13 480.92 304.18 84.74 37.55 14.75 221.01 151.03 2,005.17
RP
60.09 67.21 84.50 106.77 171.17 207.57 291.82 360.75 436.61 473.32 530.03 657.86 710.99 1,191.91 1,496.09 1,580.83 1,618.38 1,633.13 1,854.14 2,005.17
BAND
3.00 0.36 0.86 1.11 3.21 1.82 4.20 3.44 3.78 1.83 2.83 6.38 2.65 23.98 15.17 4.23 1.87 0.74 11.02 7.53
CUM.
3.00 3.35 4.21 5.32 8.54 10.35 14.55 17.99 21.77 23.60 26.43 32.81 35.46 59.44 74.61 78.84 80.71 81.45 92.47 100.00
PERCENTAGE f
F
0 1 0 0 0 0 0 1 0 0 0 0 0 2 0 1 0 0 0 0 5
0 1 1 1 1 1 1 2 2 2 2 2 2 4 4 5 5 5 5 5
BAND
CUM.
0.00 20.00 0.00 0.00 0.00 0.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 40.00 0.00 20.00 0.00 0.00 0.00 0.00
0.00 20.00 20.00 20.00 20.00 20.00 20.00 40.00 40.00 40.00 40.00 40.00 40.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE rp
0.00 2.50 0.00 0.00 0.00 0.00 0.00 17.32 0.00 0.00 0.00 0.00 0.00 14.08 0.00 9.50 0.00 0.00 0.00 0.00 43.40
RP
0.00 2.50 2.50 2.50 2.50 2.50 2.50 19.82 19.82 19.82 19.82 19.82 19.82 33.90 33.90 43.40 43.40 43.40 43.40 43.40
BAND
0.00 5.76 0.00 0.00 0.00 0.00 0.00 39.90 0.00 0.00 0.00 0.00 0.00 32.45 0.00 21.89 0.00 0.00 0.00 0.00
CUM.
0.00 5.76 5.76 5.76 5.76 5.76 5.76 45.66 45.66 45.66 45.66 45.66 45.66 78.11 78.11 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 35.10 0.00 0.00 0.00 0.00 0.00 25.12 0.00 0.00 0.00 0.00 0.00 2.93 0.00 11.21 0.00 0.00 0.00 0.00
CUM
0.00 3.72 2.96 2.34 1.46 1.20 0.86 5.49 4.54 4.19 3.74 3.01 2.79 2.84 2.27 2.75 2.68 2.66 2.34 2.16 2.16
Page 15 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 23001
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
General chemical product factories
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
15 7 7 6 11 12 17 23 15 10 10 29 19 110 35 17 10 10 11 68 442
F
15 22 29 35 46 58 75 98 113 123 133 162 181 291 326 343 353 363 374 442
BAND
CUM.
3.39 3.39 1.58 4.98 1.58 6.56 1.36 7.92 2.49 10.41 2.71 13.12 3.85 16.97 5.20 22.17 3.39 25.57 2.26 27.83 2.26 30.09 6.56 36.65 4.30 40.95 24.89 65.84 7.92 73.76 3.85 77.60 2.26 79.86 2.26 82.13 2.49 84.62 15.38 100.00
PERCENTAGE rp
43.46 0.98 0.95 1.45 8.49 10.92 18.73 36.03 39.51 20.26 37.45 134.01 78.11 896.37 577.33 312.58 238.87 193.54 246.26 1,126.46 4,021.76
RP
43.46 44.44 45.38 46.83 55.32 66.24 84.97 121.00 160.52 180.78 218.23 352.24 430.35 1,326.72 1,904.05 2,216.63 2,455.50 2,649.04 2,895.31 4,021.76
BAND
1.08 0.02 0.02 0.04 0.21 0.27 0.47 0.90 0.98 0.50 0.93 3.33 1.94 22.29 14.36 7.77 5.94 4.81 6.12 28.01
CUM.
1.08 1.10 1.13 1.16 1.38 1.65 2.11 3.01 3.99 4.50 5.43 8.76 10.70 32.99 47.34 55.12 61.06 65.87 71.99 100.00
PERCENTAGE f
F
1 0 0 0 0 0 0 1 0 0 0 0 0 2 1 0 0 1 0 2 8
BAND
1 1 1 1 1 1 1 2 2 2 2 2 2 4 5 5 5 6 6 8
CUM.
12.50 12.50 0.00 12.50 0.00 12.50 0.00 12.50 0.00 12.50 0.00 12.50 0.00 12.50 12.50 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 0.00 25.00 25.00 50.00 12.50 62.50 0.00 62.50 0.00 62.50 12.50 75.00 0.00 75.00 25.00 100.00
PERCENTAGE rp
33.95 0.00 0.00 0.00 0.00 0.00 0.00 29.07 0.00 0.00 0.00 0.00 0.00 80.98 21.03 0.00 0.00 11.94 0.00 495.64 672.61
RP
33.95 33.95 33.95 33.95 33.95 33.95 33.95 63.02 63.02 63.02 63.02 63.02 63.02 144.00 165.03 165.03 165.03 176.97 176.97 672.61
BAND
CUM.
5.05 5.05 0.00 5.05 0.00 5.05 0.00 5.05 0.00 5.05 0.00 5.05 0.00 5.05 4.32 9.37 0.00 9.37 0.00 9.37 0.00 9.37 0.00 9.37 0.00 9.37 12.04 21.41 3.13 24.54 0.00 24.54 0.00 24.54 1.78 26.31 0.00 26.31 73.69 100.00
PERCENTAGE BAND
78.11 0.00 0.00 0.00 0.00 0.00 0.00 80.70 0.00 0.00 0.00 0.00 0.00 9.03 3.64 0.00 0.00 6.17 0.00 44.00
CUM
78.11 76.40 74.81 72.49 61.36 51.25 39.95 52.08 39.26 34.86 28.88 17.89 14.64 10.85 8.67 7.45 6.72 6.68 6.11 16.72 16.72
Page 16 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 2341
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
Manufacture of plastic articles
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
318 82 156 163 302 309 311 368 273 224 214 342 105 835 182 102 90 43 61 53 4,533
F
318 400 556 719 1,021 1,330 1,641 2,009 2,282 2,506 2,720 3,062 3,167 4,002 4,184 4,286 4,376 4,419 4,480 4,533
BAND
CUM.
7.02 7.02 1.81 8.82 3.44 12.27 3.60 15.86 6.66 22.52 6.82 29.34 6.86 36.20 8.12 44.32 6.02 50.34 4.94 55.28 4.72 60.00 7.54 67.55 2.32 69.87 18.42 88.29 4.02 92.30 2.25 94.55 1.99 96.54 0.95 97.49 1.35 98.83 1.17 100.00
PERCENTAGE rp
1,504.47 72.74 91.21 123.88 381.48 555.73 738.90 1,005.66 1,057.59 1,176.65 1,036.26 2,062.26 899.97 9,421.67 3,975.85 1,674.57 1,461.05 770.28 861.24 1,082.64 29,954.09
RP
1,504.47 1,577.21 1,668.42 1,792.30 2,173.78 2,729.51 3,468.41 4,474.07 5,531.66 6,708.30 7,744.57 9,806.83 10,706.81 20,128.48 24,104.33 25,778.89 27,239.94 28,010.22 28,871.45 29,954.09
BAND
5.02 0.24 0.30 0.41 1.27 1.86 2.47 3.36 3.53 3.93 3.46 6.88 3.00 31.45 13.27 5.59 4.88 2.57 2.88 3.61
PERCENTAGE
CUM.
f
F
5.02 5.27 5.57 5.98 7.26 9.11 11.58 14.94 18.47 22.40 25.85 32.74 35.74 67.20 80.47 86.06 90.94 93.51 96.39 100.00
4 0 1 3 1 3 0 1 6 4 3 7 5 14 9 4 1 1 0 2
4 5.80 5.80 4 0.00 5.80 5 1.45 7.25 8 4.35 11.59 9 1.45 13.04 12 4.35 17.39 12 0.00 17.39 13 1.45 18.84 19 8.70 27.54 23 5.80 33.33 26 4.35 37.68 33 10.14 47.83 38 7.25 55.07 52 20.29 75.36 61 13.04 88.41 65 5.80 94.20 66 1.45 95.65 67 1.45 97.10 67 0.00 97.10 69 2.90 100.00
69
BAND
CUM.
PERCENTAGE rp
845.39 0.00 87.73 115.26 330.55 331.76 0.00 1,092.39 1,950.42 1,671.75 2,864.09 2,603.02 1,458.55 21,697.69 4,235.70 22,837.02 0.00 3.51 0.00 7,088.84 69,213.67
RP
845.39 845.39 933.12 1,048.38 1,378.92 1,710.69 1,710.69 2,803.07 4,753.50 6,425.25 9,289.34 11,892.36 13,350.91 35,048.61 39,284.31 62,121.33 62,121.33 62,124.84 62,124.84 69,213.67
BAND
CUM.
PERCENTAGE BAND
1.22 1.22 56.19 0.00 1.22 0.00 0.13 1.35 96.19 0.17 1.51 93.04 0.48 1.99 86.65 0.48 2.47 59.70 0.00 2.47 0.00 1.58 4.05 108.62 2.82 6.87 184.42 2.42 9.28 142.08 4.14 13.42 276.39 3.76 17.18 126.22 2.11 19.29 162.07 31.35 50.64 230.30 6.12 56.76 106.54 32.99 89.75 1,363.76 0.00 89.75 0.00 0.01 89.76 0.46 0.00 89.76 0.00 10.24 100.00 654.78
CUM
56.19 53.60 55.93 58.49 63.43 62.67 49.32 62.65 85.93 95.78 119.95 121.27 124.70 174.12 162.98 240.98 228.05 221.79 215.18 231.07 231.07
Page 17 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 261
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
Furniture manufacture cabinet makers woooden boat builders
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
471 371 479 315 400 209 246 257 218 123 100 198 65 433 86 41 38 25 29 16 4,120
F
471 842 1,321 1,636 2,036 2,245 2,491 2,748 2,966 3,089 3,189 3,387 3,452 3,885 3,971 4,012 4,050 4,075 4,104 4,120
BAND
CUM.
PERCENTAGE rp
RP
803.24 11.43 11.43 803.24 9.00 20.44 230.22 1,033.47 11.63 32.06 549.05 1,582.51 7.65 39.71 540.19 2,122.70 9.71 49.42 1,055.14 3,177.85 5.07 54.49 851.30 4,029.14 5.97 60.46 1,231.75 5,260.89 6.24 66.70 1,733.24 6,994.13 5.29 71.99 1,674.51 8,668.64 2.99 74.98 1,178.97 9,847.61 2.43 77.40 1,225.15 11,072.76 4.81 82.21 2,599.08 13,671.84 1.58 83.79 1,110.15 14,781.99 10.51 94.30 11,104.93 25,886.92 2.09 96.38 3,322.13 29,209.06 1.00 97.38 1,510.34 30,719.39 0.92 98.30 1,154.19 31,873.59 0.61 98.91 509.54 32,383.13 0.70 99.61 495.13 32,878.26 0.39 100.00 262.00 33,140.26 33,140.26
BAND
2.42 0.69 1.66 1.63 3.18 2.57 3.72 5.23 5.05 3.56 3.70 7.84 3.35 33.51 10.02 4.56 3.48 1.54 1.49 0.79
CUM.
2.42 3.12 4.78 6.41 9.59 12.16 15.87 21.10 26.16 29.71 33.41 41.25 44.60 78.11 88.14 92.70 96.18 97.72 99.21 100.00
PERCENTAGE f
F
BAND
CUM.
PERCENTAGE rp
0 1 2 1 0 3 1 2 1 2 0 1 0 8 7 4 0 0 2 0
0 0.00 0.00 0.00 1 2.86 2.86 15.46 3 5.71 8.57 175.11 4 2.86 11.43 324.45 4 0.00 11.43 0.00 7 8.57 20.00 740.36 8 2.86 22.86 185.78 10 5.71 28.57 1,459.42 11 2.86 31.43 183.90 13 5.71 37.14 20.07 13 0.00 37.14 0.00 14 2.86 40.00 0.00 14 0.00 40.00 0.00 22 22.86 62.86 9,458.20 29 20.00 82.86 3,164.09 33 11.43 94.29 237.72 33 0.00 94.29 0.00 33 0.00 94.29 0.00 35 5.71 100.00 424.94 35 0.00 100.00 0.00
35
16,389.51
RP
0.00 15.46 190.57 515.02 515.02 1,255.38 1,441.16 2,900.58 3,084.49 3,104.56 3,104.56 3,104.56 3,104.56 12,562.76 15,726.85 15,964.57 15,964.57 15,964.57 16,389.51 16,389.51
BAND
CUM.
0.00 0.00 0.09 0.09 1.07 1.16 1.98 3.14 0.00 3.14 4.52 7.66 1.13 8.79 8.90 17.70 1.12 18.82 0.12 18.94 0.00 18.94 0.00 18.94 0.00 18.94 57.71 76.65 19.31 95.96 1.45 97.41 0.00 97.41 0.00 97.41 2.59 100.00 0.00 100.00
PERCENTAGE BAND
0.00 6.71 31.89 60.06 0.00 86.97 15.08 84.20 10.98 1.70 0.00 0.00 0.00 85.17 95.24 15.74 0.00 0.00 85.82 0.00
CUM
0.00 1.50 12.04 24.26 16.21 31.16 27.39 41.47 35.58 31.53 28.04 22.71 21.00 48.53 53.84 51.97 50.09 49.30 49.85 49.45 49.45
Page 18 of 20
PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 29313
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
Departemen stores supermakets shopping center to warranty C
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
PERCENTAGE f
F
5,816 3,141 2,514 1,207 1,363 709 471 407 268 150 170 204 84 614 201 65 83 52 52 64
5,816 8,957 11,471 12,678 14,041 14,750 15,221 15,628 15,896 16,046 16,216 16,420 16,504 17,118 17,319 17,384 17,467 17,519 17,571 17,635
17,635
BAND
CUM.
32.98 32.98 17.81 50.79 14.26 65.05 6.84 71.89 7.73 79.62 4.02 83.64 2.67 86.31 2.31 88.62 1.52 90.14 0.85 90.99 0.96 91.95 1.16 93.11 0.48 93.59 3.48 97.07 1.14 98.21 0.37 98.58 0.47 99.05 0.29 99.34 0.29 99.64 0.36 100.00
PERCENTAGE rp
1,772.81 1,029.42 1,368.90 1,216.14 1,958.12 1,171.63 1,408.80 1,501.75 1,001.45 742.42 583.14 1,530.74 701.29 6,811.44 2,795.76 1,091.55 3,381.74 1,219.40 1,752.36 1,169.48 34,208.34
RP
1,772.81 2,802.23 4,171.14 5,387.28 7,345.40 8,517.03 9,925.83 11,427.57 12,429.02 13,171.45 13,754.58 15,285.32 15,986.62 22,798.05 25,593.81 26,685.36 30,067.11 31,286.50 33,038.86 34,208.34
BAND
5.18 3.01 4.00 3.56 5.72 3.42 4.12 4.39 2.93 2.17 1.70 4.47 2.05 19.91 8.17 3.19 9.89 3.56 5.12 3.42
CUM.
5.18 8.19 12.19 15.75 21.47 24.90 29.02 33.41 36.33 38.50 40.21 44.68 46.73 66.64 74.82 78.01 87.89 91.46 96.58 100.00
PERCENTAGE f
F
3 3 1 0 2 1 2 1 0 0 2 0 1 4 0 6 2 3 1 2 34
BAND
CUM.
3 8.82 8.82 6 8.82 17.65 7 2.94 20.59 7 0.00 20.59 9 5.88 26.47 10 2.94 29.41 12 5.88 35.29 13 2.94 38.24 13 0.00 38.24 13 0.00 38.24 15 5.88 44.12 15 0.00 44.12 16 2.94 47.06 20 11.76 58.82 20 0.00 58.82 26 17.65 76.47 28 5.88 82.35 31 8.82 91.18 32 2.94 94.12 34 5.88 100.00
PERCENTAGE rp
34.07 71.83 8.30 0.00 114.07 636.39 1,396.45 59.71 0.00 0.00 4,328.22 0.00 165.68 284.29 0.00 3,892.11 11.71 639.83 6.25 1,049.00 12,697.91
RP
34.07 105.90 114.20 114.20 228.27 864.66 2,261.12 2,320.83 2,320.83 2,320.83 6,649.05 6,649.05 6,814.72 7,099.01 7,099.01 10,991.12 11,002.83 11,642.66 11,648.91 12,697.91
BAND
CUM.
0.27 0.27 0.57 0.83 0.07 0.90 0.00 0.90 0.90 1.80 5.01 6.81 11.00 17.81 0.47 18.28 0.00 18.28 0.00 18.28 34.09 52.36 0.00 52.36 1.30 53.67 2.24 55.91 0.00 55.91 30.65 86.56 0.09 86.65 5.04 91.69 0.05 91.74 8.26 100.00
PERCENTAGE BAND
1.92 6.98 0.61 0.00 5.83 54.32 99.12 3.98 0.00 0.00 742.23 0.00 23.62 4.17 0.00 356.57 0.35 52.47 0.36 89.70
CUM
1.92 3.78 2.74 2.12 3.11 10.15 22.78 20.31 18.67 17.62 48.34 43.50 42.63 31.14 27.74 41.19 36.59 37.21 35.26 37.12 37.12
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PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS
: TOTAL FIRE, IAR, EQ, LOP
UNDERWRITING YEAR
: 2007
OCCUPATION CODE
: 2941
DATA POSITION FROM TO PROCESSING
DATE
:
01/01/2007
:
15/06/2008
:
15/07/2008
Hotels motels inns and the like
SUM INSURED BAND
NUMBER OF POLICIES
ORIGINAL PREMIUM (In Million Rp)
CLAIM FREQUENCY
CLAIM SEVERITY ( In Million Rp)
LOSS RATIO
(In Million) Mid Points From
To
1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL
PERCENTAGE f
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
F
29 36 48 44 50 38 41 29 30 17 16 27 10 48 10 4 6 1 7 9 500
29 65 113 157 207 245 286 315 345 362 378 405 415 463 473 477 483 484 491 500
BAND
CUM.
5.80 5.80 7.20 13.00 9.60 22.60 8.80 31.40 10.00 41.40 7.60 49.00 8.20 57.20 5.80 63.00 6.00 69.00 3.40 72.40 3.20 75.60 5.40 81.00 2.00 83.00 9.60 92.60 2.00 94.60 0.80 95.40 1.20 96.60 0.20 96.80 1.40 98.20 1.80 100.00
PERCENTAGE rp
28.26 20.54 21.46 33.89 78.93 38.23 81.96 88.64 102.97 82.18 67.53 130.65 73.15 518.65 220.74 88.57 93.55 63.00 310.76 1,343.85 3,487.50
RP
28.26 48.80 70.27 104.15 183.08 221.31 303.27 391.91 494.88 577.07 644.60 775.24 848.39 1,367.04 1,587.77 1,676.34 1,769.89 1,832.89 2,143.65 3,487.50
BAND
0.81 0.59 0.62 0.97 2.26 1.10 2.35 2.54 2.95 2.36 1.94 3.75 2.10 14.87 6.33 2.54 2.68 1.81 8.91 38.53
CUM.
0.81 1.40 2.01 2.99 5.25 6.35 8.70 11.24 14.19 16.55 18.48 22.23 24.33 39.20 45.53 48.07 50.75 52.56 61.47 100.00
PERCENTAGE f
F
0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 2
BAND
CUM.
0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 50.00 50.00 2 50.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00
PERCENTAGE rp
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.94 83.72 0.00 0.00 0.00 0.00 0.00 98.65
RP
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.94 98.65 98.65 98.65 98.65 98.65 98.65
BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.14 84.86 0.00 0.00 0.00 0.00 0.00
CUM.
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.14 100.00 100.00 100.00 100.00 100.00 100.00
PERCENTAGE BAND
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.88 37.93 0.00 0.00 0.00 0.00 0.00
CUM
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.09 6.21 5.88 5.57 5.38 4.60 2.83 2.83
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