Statistik bppdan edisi juni 2010 by Reasuransi Internasional Indonesia

DAFTAR ISI TABEL GABUNGAN BAGIAN I RISK AND LOSS PROFILE 2006

Halaman

I.1

ALL CLASS OF BUSINESS …………………………………………………………………..

I.2

GROUP BY CLASS OF BUSINESS I.2.1 CLASS OF BUSINESS FIRE …………………………………………………………… I.2.2 CLASS OF BUSINESS IAR …………………………………………………………… I.2.3 CLASS OF BUSINESS LOP …………………………………………………………… I.2.4 CLASS OF BUSINESS EQ ………………………………………………………………

2 3 4 5

GROUP BY OCCUPATION CODE I.3.1 OCCUPATION CODE 20 I.3.2 OCCUPATION CODE 21 I.3.3 OCCUPATION CODE 22 I.3.4 OCCUPATION CODE 23 I.3.5 OCCUPATION CODE 24 I.3.6 OCCUPATION CODE 25 I.3.7 OCCUPATION CODE 26 I.3.8 OCCUPATION CODE 27 I.3.9 OCCUPATION CODE 28 I.3.10 OCCUPATION CODE 29 I.3.11 OCCUPATION CODE 30 I.3.12 OCCUPATION CODE 31 I.3.13 OCCUPATION CODE 32 I.3.14 OCCUPATION CODE 40

6 7 8 9 10 11 12 13 14 15 16 17 18 19

I.3

I.4

……………………………………………………………… ……………………………………………………………... ……………………………………………………………... ……………………………………………………………... ……………………………………………………………... ……………………………………………………………... ……………………………………………………………… ……………………………………………………………… ……………………………………………………………… ……………………………………………………………… ……………………………………………………………… ……………………………………………………………… ……………………………………………………………… ………………………………………………………………

GROUP BY PROVINCE I.4.1 PROVINCE NANGROE ACEH DARUSSALAM ……………………………………… 20 I.4.2 PROVINCE SUMATERA UTARA ……………………………………………………… 21 I.4.3 PROVINCE SUMATERA BARAT ……………………………………………………… 22 I.4.4 PROVINCE RIAU ……………………………………………………………………….. 23 I.4.5 PROVINCE JAMBI ……………………………………………………………………… 24 I.4.6 PROVINCE SUMATERA SELATAN …………………………………………………… 25 I.4.7 PROVINCE BENGKULU ………………………………………………………………… 26 I.4.8 PROVINCE LAMPUNG ……………………………………………………………………27 I.4.9 PROVINCE DKI JAKARTA ……………………………………………………………… 28 I.4.10 PROVINCE JAWA BARAT ……………………………………………………………… 29 I.4.11 PROVINCE JAWA TENGAH …………………………………………………………… 30 I.4.12 PROVINCE DI YOGYAKARTA ………………………………………………………… 31 I.4.13 PROVINCE JAWA TIMUR ……………………………………………………………… 32 I.4.14 PROVINCE KALIMANTAN BARAT …………………………………………………… 33 I.4.15 PROVINCE KALIMANTAN TENGAH ……………………………………………………34 I.4.16 PROVINCE KALIMANTAN SELATAN ………………………………………………… 35 I.4.17 PROVINCE KALIMANTAN TIMUR ………………………………………………………36 I.4.18 PROVINCE SULAWESI UTARA …………………………………………………………37 I.4.19 PROVINCE SULAWESI TENGAH ……………………………………………………… 38 I.4.20 PROVINCE SULAWESI SELATAN …………………………………………………… 39 I.4.21 PROVINCE SULAWESI TENGGARA ………………………………………………… 40 I.4.22 PROVINCE BALI ……………………………………………………………………….. 41 I.4.23 PROVINCE NUSA TENGGARA BARAT ……………………………………………… 42 I.4.24 PROVINCE NUSA TENGGARA TIMUR ……………………………………………… 43 I.4.25 PROVINCE MALUKU …………………………………………………………………… 44 I.4.26 PROVINCE IRIAN JAYA ………………………………………………………………… 45 I.4.27 PROVINCE MALUKU UTARA ……………………………………………………………46 I.4.28 PROVINCE IRIAN JAYA BARAT ……………………………………………………… 47 I.4.29 PROVINCE BANTEN …………………………………………………………………… 48 I.4.30 PROVINCE BANGKA BELITUNG ……………………………………………………… 49 I.4.31 PROVINCE GORONTALO ……………………………………………………………… 50 I.4.32 PROVINCE KEPULAUAN RIAU………………………………………………………… 51

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN II RISK AND LOSS PROFILE 2007

Halaman

II.1

ALL CLASS OF BUSINESS …………………………………………………………………..

II.2

GROUP BY CLASS OF BUSINESS II.2.1 CLASS OF BUSINESS FIRE …………………………………………………………… 53 II.2.2 CLASS OF BUSINESS IAR …………………………………………………………… 54 II.2.3 CLASS OF BUSINESS LOP …………………………………………………………… 55 II.2.4 CLASS OF BUSINESS EQ ……………………………………………………………… 56

II.3

GROUP BY OCCUPATION CODE II.3.1 OCCUPATION CODE 20 II.3.2 OCCUPATION CODE 21 II.3.3 OCCUPATION CODE 22 II.3.4 OCCUPATION CODE 23 II.3.5 OCCUPATION CODE 24 II.3.6 OCCUPATION CODE 25 II.3.7 OCCUPATION CODE 26 II.3.8 OCCUPATION CODE 27 II.3.9 OCCUPATION CODE 28 II.3.10 OCCUPATION CODE 29 II.3.11 OCCUPATION CODE 30 II.3.12 OCCUPATION CODE 31 II.3.13 OCCUPATION CODE 32 II.3.14 OCCUPATION CODE 40

II.4

57 58 59 60 61 62 63 64 65 66 67 68 69 70

GROUP BY PROVINCE II.4.1 PROVINCE NANGROE ACEH DARUSSALAM ……………………………………… 71 II.4.2 PROVINCE SUMATERA UTARA ……………………………………………………… 72 II.4.3 PROVINCE SUMATERA BARAT ……………………………………………………… 73 II.4.4 PROVINCE RIAU ……………………………………………………………………….. 74 II.4.5 PROVINCE JAMBI ……………………………………………………………………… 75 II.4.6 PROVINCE SUMATERA SELATAN …………………………………………………… 76 II.4.7 PROVINCE BENGKULU ………………………………………………………………… 77 II.4.8 PROVINCE LAMPUNG ……………………………………………………………………78 II.4.9 PROVINCE DKI JAKARTA ……………………………………………………………… 79 II.4.10 PROVINCE JAWA BARAT ……………………………………………………………… 80 II.4.11 PROVINCE JAWA TENGAH …………………………………………………………… 81 II.4.12 PROVINCE DI YOGYAKARTA ………………………………………………………… 82 II.4.13 PROVINCE JAWA TIMUR ……………………………………………………………… 83 II.4.14 PROVINCE KALIMANTAN BARAT …………………………………………………… 84 II.4.15 PROVINCE KALIMANTAN TENGAH ……………………………………………………85 II.4.16 PROVINCE KALIMANTAN SELATAN ………………………………………………… 86 II.4.17 PROVINCE KALIMANTAN TIMUR ………………………………………………………87 II.4.18 PROVINCE SULAWESI UTARA …………………………………………………………88 II.4.19 PROVINCE SULAWESI TENGAH ……………………………………………………… 89 II.4.20 PROVINCE SULAWESI SELATAN …………………………………………………… 90 II.4.21 PROVINCE SULAWESI TENGGARA ………………………………………………… 91 II.4.22 PROVINCE BALI ……………………………………………………………………….. 92 II.4.23 PROVINCE NUSA TENGGARA BARAT ……………………………………………… 93 II.4.24 PROVINCE NUSA TENGGARA TIMUR ……………………………………………… 94 II.4.25 PROVINCE MALUKU …………………………………………………………………… 95 II.4.26 PROVINCE IRIAN JAYA ………………………………………………………………… 96 II.4.27 PROVINCE MALUKU UTARA ……………………………………………………………97 II.4.28 PROVINCE IRIAN JAYA BARAT ……………………………………………………… 98 II.4.29 PROVINCE BANTEN …………………………………………………………………… 99 II.4.30 PROVINCE BANGKA BELITUNG ……………………………………………………… 100 II.4.31 PROVINCE GORONTALO ……………………………………………………………… 101 II.4.32 PROVINCE KEPULAUAN RIAU………………………………………………………… 102

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN III RISK AND LOSS PROFILE 2008

Halaman

III.1

ALL CLASS OF BUSINESS …………………………………………………………………..

III.2

GROUP BY CLASS OF BUSINESS III.2.1 CLASS OF BUSINESS FIRE ……………………………………………………………104 III.2.2 CLASS OF BUSINESS IAR …………………………………………………………… 105 III.2.3 CLASS OF BUSINESS LOP …………………………………………………………… 106 III.2.4 CLASS OF BUSINESS EQ ……………………………………………………………… 107

III.3

GROUP BY OCCUPATION CODE III.3.1 OCCUPATION CODE 20 III.3.2 OCCUPATION CODE 21 III.3.3 OCCUPATION CODE 22 III.3.4 OCCUPATION CODE 23 III.3.5 OCCUPATION CODE 24 III.3.6 OCCUPATION CODE 25 III.3.7 OCCUPATION CODE 26 III.3.8 OCCUPATION CODE 27 III.3.9 OCCUPATION CODE 28 III.3.10 OCCUPATION CODE 29 III.3.11 OCCUPATION CODE 30 III.3.12 OCCUPATION CODE 31 III.3.13 OCCUPATION CODE 32 III.3.14 OCCUPATION CODE 40

III.4

103

108 109 110 111 112 113 114 115 116 117 118 119 120 121

GROUP BY PROVINCE III.4.1 PROVINCE NANGROE ACEH DARUSSALAM ………………………………………122 III.4.2 PROVINCE SUMATERA UTARA ………………………………………………………123 III.4.3 PROVINCE SUMATERA BARAT ……………………………………………………… 124 III.4.4 PROVINCE RIAU ……………………………………………………………………….. 125 III.4.5 PROVINCE JAMBI ……………………………………………………………………… 126 III.4.6 PROVINCE SUMATERA SELATAN …………………………………………………… 127 III.4.7 PROVINCE BENGKULU …………………………………………………………………128 III.4.8 PROVINCE LAMPUNG ……………………………………………………………………129 III.4.9 PROVINCE DKI JAKARTA ……………………………………………………………… 130 III.4.10 PROVINCE JAWA BARAT ……………………………………………………………… 131 III.4.11 PROVINCE JAWA TENGAH …………………………………………………………… 132 III.4.12 PROVINCE DI YOGYAKARTA ………………………………………………………… 133 III.4.13 PROVINCE JAWA TIMUR ……………………………………………………………… 134 III.4.14 PROVINCE KALIMANTAN BARAT …………………………………………………… 135 III.4.15 PROVINCE KALIMANTAN TENGAH ……………………………………………………136 III.4.16 PROVINCE KALIMANTAN SELATAN ………………………………………………… 137 III.4.17 PROVINCE KALIMANTAN TIMUR ………………………………………………………138 III.4.18 PROVINCE SULAWESI UTARA …………………………………………………………139 III.4.19 PROVINCE SULAWESI TENGAH ………………………………………………………140 III.4.20 PROVINCE SULAWESI SELATAN …………………………………………………… 141 III.4.21 PROVINCE SULAWESI TENGGARA ………………………………………………… 142 III.4.22 PROVINCE BALI ……………………………………………………………………….. 143 III.4.23 PROVINCE NUSA TENGGARA BARAT ……………………………………………… 144 III.4.24 PROVINCE NUSA TENGGARA TIMUR ……………………………………………… 145 III.4.25 PROVINCE MALUKU …………………………………………………………………… 146 III.4.26 PROVINCE IRIAN JAYA ………………………………………………………………… 147 III.4.27 PROVINCE MALUKU UTARA ……………………………………………………………148 III.4.28 PROVINCE IRIAN JAYA BARAT ……………………………………………………… 149 III.4.29 PROVINCE BANTEN …………………………………………………………………… 150 III.4.30 PROVINCE BANGKA BELITUNG ……………………………………………………… 151 III.4.31 PROVINCE GORONTALO ……………………………………………………………… 152 III.4.32 PROVINCE KEPULAUAN RIAU………………………………………………………… 153

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

BAGIAN IV RISK AND LOSS PROFILE 2009

Halaman

IV.1

ALL CLASS OF BUSINESS …………………………………………………………………..

IV.2

GROUP BY CLASS OF BUSINESS IV.2.1 CLASS OF BUSINESS FIRE ……………………………………………………………155 IV.2.2 CLASS OF BUSINESS IAR …………………………………………………………… 156 IV.2.3 CLASS OF BUSINESS LOP …………………………………………………………… 157 IV.2.4 CLASS OF BUSINESS EQ ……………………………………………………………… 158

IV.3

GROUP BY OCCUPATION CODE IV.3.1 OCCUPATION CODE 20 IV.3.2 OCCUPATION CODE 21 IV.3.3 OCCUPATION CODE 22 IV.3.4 OCCUPATION CODE 23 IV.3.5 OCCUPATION CODE 24 IV.3.6 OCCUPATION CODE 25 IV.3.7 OCCUPATION CODE 26 IV.3.8 OCCUPATION CODE 27 IV.3.9 OCCUPATION CODE 28 IV.3.10 OCCUPATION CODE 29 IV.3.11 OCCUPATION CODE 30 IV.3.12 OCCUPATION CODE 31 IV.3.13 OCCUPATION CODE 32 IV.3.14 OCCUPATION CODE 40

IV.4

154

159 160 161 162 163 164 165 166 167 168 169 170 171 172

GROUP BY PROVINCE IV.4.1 PROVINCE NANGROE ACEH DARUSSALAM ………………………………………173 IV.4.2 PROVINCE SUMATERA UTARA ………………………………………………………174 IV.4.3 PROVINCE SUMATERA BARAT ……………………………………………………… 175 IV.4.4 PROVINCE RIAU ……………………………………………………………………….. 176 IV.4.5 PROVINCE JAMBI ……………………………………………………………………… 177 IV.4.6 PROVINCE SUMATERA SELATAN …………………………………………………… 178 IV.4.7 PROVINCE BENGKULU …………………………………………………………………179 IV.4.8 PROVINCE LAMPUNG ……………………………………………………………………180 IV.4.9 PROVINCE DKI JAKARTA ……………………………………………………………… 181 IV.4.10 PROVINCE JAWA BARAT ……………………………………………………………… 182 IV.4.11 PROVINCE JAWA TENGAH …………………………………………………………… 183 IV.4.12 PROVINCE DI YOGYAKARTA ………………………………………………………… 184 IV.4.13 PROVINCE JAWA TIMUR ……………………………………………………………… 185 IV.4.14 PROVINCE KALIMANTAN BARAT …………………………………………………… 186 IV.4.15 PROVINCE KALIMANTAN TENGAH ……………………………………………………187 IV.4.16 PROVINCE KALIMANTAN SELATAN ………………………………………………… 188 IV.4.17 PROVINCE KALIMANTAN TIMUR ………………………………………………………189 IV.4.18 PROVINCE SULAWESI UTARA …………………………………………………………190 IV.4.19 PROVINCE SULAWESI TENGAH ………………………………………………………191 IV.4.20 PROVINCE SULAWESI SELATAN …………………………………………………… 192 IV.4.21 PROVINCE SULAWESI TENGGARA ………………………………………………… 193 IV.4.22 PROVINCE BALI ……………………………………………………………………….. 194 IV.4.23 PROVINCE NUSA TENGGARA BARAT ……………………………………………… 195 IV.4.24 PROVINCE NUSA TENGGARA TIMUR ……………………………………………… 196 IV.4.25 PROVINCE MALUKU …………………………………………………………………… 197 IV.4.26 PROVINCE IRIAN JAYA ………………………………………………………………… 198 IV.4.27 PROVINCE MALUKU UTARA ……………………………………………………………199 IV.4.28 PROVINCE IRIAN JAYA BARAT ……………………………………………………… 200 IV.4.29 PROVINCE BANTEN …………………………………………………………………… 201 IV.4.30 PROVINCE BANGKA BELITUNG ……………………………………………………… 202 IV.4.31 PROVINCE GORONTALO ……………………………………………………………… 203 IV.4.32 PROVINCE KEPULAUAN RIAU………………………………………………………… 204

GRAFIK BAGIAN V EXAMPLE FOR REAL OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 1040 PO.Box 2645

TABEL GABUNGAN

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

PT. REASURANSI INTERNASIONAL INDONESIA Jl. Salemba Raya No. 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026, Cable ReINDO Phones:( 62-21 ) 3920101 Fax :( 62-21 ) 3911432 Website :http://www.reindo.co.id/bppdan/default.asp Email : bppdan@reindo.co.id

PERTUMBUHAN DATA POLIS, PREMI, KLAIM & LOSS RATIO 2006 - 2009 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2006 TO 2009 Premium and Claim in Million Rp

UY 2006 OCCUPATION CODE

Number

Premium

Policies

UY 2007

Number

Claim

% LOSS

Number

Claim

Incurred

RATIO

Policies

Premium

UY 2008

Number

Claim

% LOSS

Number

Claim

Incurred

RATIO

Policies

Premium

UY 2009

Number

Claim

% LOSS

Number

Claim

Incurred

RATIO

Policies

Premium

Number

Claim

% LOSS

Claim

Incurred

RATIO

316.40

994

8,600.66

67,372.10

783.34

955

7,293.16

298,337.40

4,090.65

1,241

39,125.79

60,098.64

153.60

1,643

14,317.28

45,299.94

21 - (Stones, Earth…etc)

1,810

8,990.65

58,200.23

647.34

1,955

14,946.25

22,180.99

148.41

2,080

12,237.34

54,650.24

446.59

2,902

194,458.55

23,286.21

11.97

22 - (Metals)

7,621

43,200.54

296

330,996.79

766.19

7,920

41,548.49

239

133,884.71

322.24

8,711

56,998.08

178

389,400.08

683.18

11,230

62,683.57

60,129.78

95.93

20 - (Mining,Drilling…etc)

9,941

83,779.75

401

403,765.84

481.94

9,362

76,169.04

332

309,132.69

405.85

10,933

87,702.66

270

149,324.26

170.26

13,505

125,068.62

37,460.97

29.95

13,442

61,266.28

494

467,013.45

762.27

13,857

66,376.13

364

161,907.77

243.92

14,744

77,876.13

324

107,754.58

138.37

16,952

82,284.12

16,298.32

19.81

25 - (Paper,Leather,Rubber)

9,259

57,396.85

315

181,971.58

317.04

9,368

66,008.45

183

210,678.34

319.17

10,181

137,572.39

164

285,984.00

207.88

11,757

99,049.91

12,120.53

12.24

26 - (Wood,Bamboo,Rattan)

7,590

76,315.29

218

186,902.12

244.91

7,271

75,143.98

154

57,004.49

75.86

7,824

77,573.45

132

87,535.55

112.84

8,698

79,098.18

85,762.96

108.43

19,957

68,518.79

439

152,476.14

222.53

21,713

78,834.31

537

217,727.33

276.18

27,758

93,771.35

503

291,457.64

310.87

33,072

108,835.19

168

57,094.57

52.47

588

136,160.26 136 160 26

128,724.42 128 724 42

94.54 94 54

519

310,963.11 310 963 11

101,971.42 101 971 42

32.79 32 79

4,937 4 937

7,725.26 7 725 26

64,486.06 64 486 06

834.74 834 74

1,000 1 000

9,087.13 9 087 13

108,269.72 108 269 72

1,253.78 1 253 78

29 - (Transport,Traffic…etc)

805,831

1,004,229.52

5,648

1,061,759.48

105.73

880,985

1,117,346.37

4,314 1,350,678.29

120.88

943,967

1,219,953.74

2,968

699,036.98

57.30 1,046,449

30 - (Estate Plantation Risk)

131

2,323.18

1,011.49

43.54

121

1,055.63

125.29

11.87

211

1,417.60

5.50

31 - (Estate Plantation Risk)

537

19,697.49

2,488.21

12.63

714

5,635.51

2,853.09

50.63

634

14,521.13

32 - (Recreation Place)

121

2,563.12

329.04

12.84

161

5,977.14

1,589.54

26.59

108

2,321.37

40 - (Non Estate Plantation)

462

3,165.48

9,273.19

292.95

1,166

2,705.49

1,972.06

72.89

2,118

6,251.40

2,636.85

4 699 4,699

2 194 365 34 2,194,365.34

23 - (Chemical/Oils/Gas) 24 - (Textiles)

27 - (Nutritional,Drinks…etc) 28 - (Power and Heating)

878 284 878,284

1 576 207 86 1,576,207.86

8 147 3,052,284.08 3 052 284 08 8,147

193 65 956,067 956 067 193.65

1 870 003 06 1,870,003.06

6 426 6,426

2 870 043 41 2,870,043.41

153 48 1,035,447 1 035 447 153.48

1 835 047 69 1,835,047.69

1,317,802.13

1,289

480,155.41

36.44

0.39

533

3,022.88

2,500.00

82.70

945.56

6.51

1,277

12,820.01

3,443.58

26.86

1,049.40

45.21

196

4,878.27

463.71

9.51

42.18

2,992

9,659.07

4,767.82

49.36

119 58 1,152,206 1 152 206 119.58

2 123 064 91 2,123,064.91

1 787 1,787

937 053 52 937,053.52

Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Juni 2010 (Data Position Until 15 Juni 2010) 2. Claim Incurred 2006 : Rp. 2.662.932.684.242,37,- (Settled = 7,341 Kasus) ,

Rp.

389.351.355.757,63,-

(Os Claim = 334 Kasus)

2007 : Rp. 2.667.125.510.133,60,- (Settled = 6,027 Kasus) ,

Rp.

202.917.909.866,40,-

(Os Claim = 399 Kasus)

2008 : Rp. 1,087.120.064.849,55,- (Settled = 4,118 Kasus) ,

Rp. 1.107.245.305.150,45,-

(Os Claim = 581 Kasus)

2009 : Rp.

Rp.

(Os Claim = 318 Kasus)

586.274.593.485,11,- (Settled = 1.469 Kasus) ,

350.778.906.514,89,-

44 14 44.14

PERTUMBUHAN DATA POLIS, POLIS PREMI, PREMI KLAIM & LOSS RATIO 2006 - 2009 THE GROWTH OF POLICY, PREMIUM, CLAIM & LOSS RATIO FROM 2006 TO 2009 Premium and Claim in Million Rp UY 2006 PROVINCE CODE

01 - Nangroe Aceh Darussalam

Number Policies

Premium

Number Claim

UY 2007 Claim Incurred

% LOSS RATIO

Number Policies

Premium

Number Claim

UY 2008 Claim Incurred

% LOSS RATIO

Number Policies

Premium

Number Claim

UY 2009 Claim Incurred

% LOSS RATIO

Number Policies

Premium

Number Claim

Claim Incurred

% LOSS RATIO

4,986

7,666.79

2,296.37

29.95

7,525

10,617.85

947.89

8.93

8,684

11,979.87

704.65

5.88

10,831

16,170.19

1,197.19

7.40

02 - Sumatera Utara

55,810

71,596.60

292

123,697.23

172.77

58,138

79,303.93

234

141,516.53

178.45

66,676

93,262.72

242

243,437.16

261.02

86,407

119,167.04

16,954.31

14.23

03 - Sumatera Barat

18,554

18,861.25

127

15,300.44

81.12

23,276

21,545.19

176

29,097.15

135.05

26,470

24,724.83

179

181,788.08

735.25

34,581

34,401.75

349

225,871.77

656.57

04 - Riau

25,438

35,294.73

15,018.38

42.55

29,624

39,288.29

19,163.47

48.78

33,683

43,913.26

17,545.29

39.95

43,754

67,361.90

4,253.75

6.31

05 - Jambi

10,400

12,795.72

2,757.18

21.55

11,732

12,660.18

1,032.25

8.15

12,914

15,610.79

4,413.84

28.27

13,587

17,925.47

1,333.54

7.44

06 - Sumatera Selatan

20,961

30,678.44

161

99,567.37

324.55

22,890

30,614.65

33,474.93

109.34

24,294

32,652.70

105,160.68

322.06

27,052

60,637.90

6,052.68

9.98

07 - Bengkulu

5,285

4,762.55

11,700.27

245.67

6,424

5,415.97

4,616.67

85.24

6,994

6,179.96

1,609.51

26.04

8,748

9,676.27

1,298.65

13.42

08 - Lampung

15,657

22,530.06

21,677.95

96.22

16,473

29,298.86

37,455.00

127.84

17,974

28,228.73

12,933.45

45.82

20,666

37,784.03

4,042.47

10.70

09 - DKI . Jakarta

198,739

467,852.35

3,601

1,178,785.85

251.96

207,560

729,550.35

2,154

925,258.99

126.83

219,908

473,674.49

1,310

345,252.65

72.89

227,357

445,254.01

383

219,478.42

49.29

10 - Jawa Barat

132,252

254,632.34

1,326

541,217.25

212.55

143,939

233,589.03

1,094

642,678.16

275.13

163,783

276,703.35

864

714,199.10

258.11

175,464

279,392.51

353

293,668.12

105.11

73,910

90,179.84

440

234,384.32

259.91

80,044

105,531.43

475

108,897.84

103.19

84,864

103,021.23

428

91,873.73

89.18

90,584

121,404.19

24,670.22

20.32

9,520

10,825.14

17,212.42

159.00

10,527

11,610.06

36,234.89

312.10

11,113

12,201.93

3,338.64

27.36

13,152

15,239.77

391.24

2.57

104,824

166,362.80

555

233,709.35

140.48

105,663

174,019.22

580

289,005.72

166.08

110,583

186,950.23

435

311,148.77

166.43

125,165

244,782.54

126

79,595.76

32.52 19.97

11 - Jawa Tengah 12 - DI . Yogyakarta 13 - Jawa Timur

25,400

32,728.09

103

32,952.46

100.69

28,243

39,444.52

138

23,768.35

60.26

28,970

40,757.00

17,374.26

42.63

36,443

58,318.06

11,645.62

15 - Kalimantan Tengah

14 - Kalimantan Barat

5,489

8,480.35

6,200.19

73.11

7,335

9,251.87

1,437.33

15.54

7,624

11,043.36

8,284.20

75.02

8,532

14,451.96

403.19

2.79

16 - Kalimantan Selatan

12,914

18,418.29

40,323.96

218.93

13,984

17,549.02

10,386.04

59.18

14,822

19,509.53

7,843.63

40.20

17,578

22,040.60

3,846.43

17.45

17 - Kalimantan Timur

7.02

20,054

40,804.42

20,347.07

49.86

22,277

43,533.79

11,392.71

26.17

22,719

91,213.44

17,152.41

18.80

27,192

65,887.42

4,623.27

l i Ut 18 - S Sulawesi Utara

8 786 8,786

15 398 90 15,398.90

13 004 67 13,004.67

84 45 84.45

10 407 10,407

14 696 30 14,696.30

9 547 95 9,547.95

64 97 64.97

11 320 11,320

27 656 85 27,656.85

4 799 52 4,799.52

17 35 17.35

12 558 12,558

19 492 84 19,492.84

1 508 23 1,508.23

7 74 7.74

19 - Sulawesi Tengah

5,651

8,985.56

6,573.15

73.15

6,641

10,262.13

485.29

4.73

6,698

11,345.66

1,132.36

9.98

6,707

11,421.92

52.99

0.46

20 - Sulawesi Selatan

24,190

31,959.01

9,690.31

30.32

27,922

41,409.33

10,628.23

25.67

29,488

40,668.21

14,426.65

35.47

32,407

208,847.39

1,093.17

0.52

3,454

4,953.81

11,884.57

239.91

4,061

4,921.92

3,434.67

69.78

4,677

5,815.31

4,502.09

77.42

4,567

5,859.33

0.00

19,027

40,399.84

134

34,805.44

86.15

19,635

33,419.90

151

14,511.32

43.42

23,623

42,966.97

139

8,523.06

19.84

26,730

49,008.57

1,752.99

3.58 23.97

21 - Sulawesi Tenggara 22 - Bali 23 - Nusa Tenggara Barat

5,903

6,704.24

3,037.46

45.31

6,471

9,110.31

1,893.28

20.78

6,490

8,032.12

2,020.49

25.16

7,931

8,980.84

2,152.63

24 - Nusa Tenggara Timur

3,674

5,796.23

340.81

5.88

4,445

6,172.72

2,147.24

34.79

4,999

7,804.28

260.08

3.33

6,128

8,737.68

224.84

2.57

5 - Maluku au u 25

, 0 1,201

,83 90 2,832.90

,093 2,093.41

3 90 73.90

, 5 1,451

3,0 9 0 3,079.70

60 83 60.83

98 1.98

,683 1,683

3,3 5 3 3,345.43

0 00 0.00

,09 2,091

, 09 80 4,409.80

, 5 1,752.27

39 39.74

26 - Irian Jaya

3,287

8,796.15

5,095.61

57.93

3,863

9,074.25

2,397.83

26.42

5,345

11,370.15

2,004.74

17.63

6,665

15,527.40

2,123.52

13.68

700

1,816.10

131.66

7.25

937

2,592.13

408.40

15.76

1,167

3,325.58

15.64

0.47

1,264

3,372.40

0.00

1,738

3,000.45

941.99

31.39

2,087

3,305.28

3,330.89

100.77

2,131

3,515.85

844.91

24.03

2,603

4,690.32

0.00

0.00 25.16

27 - Maluku Utara 28 - Irian Jaya Barat

45,117

124,200.98

615

346,157.92

278.13

52,388

97,865.08

627

486,218.71

496.83

55,386

105,895.80

265

52,083.88

49.18

52,641

101,977.12

25,655.25

30 - Bangka Belitung

29 - Banten

1,985

2,673.59

700.69

26.21

2,479

3,908.30

2,720.20

69.60

2,558

4,391.75

1,117.89

25.45

2,800

4,973.16

394.80

7.94

31 - Gorontalo

1,626

2,041.29

1,427.86

69.95

2,309

2,881.15

1,971.61

68.43

2,038

3,056.61

1,143.00

37.39

2,705

3,931.52

0.00

32 - Kepulauan Riau

11,752

22,179.07

878,284

1,576,207.88

8,147

19,250.44 3,052,284.05

86.80 193.65

15,317 956,067

34,480.32 1,870,003.03

62 6,426

13,923.02

40.38

2,870,043.39

153.48

15,769 1,035,447

84,229.70

1,835,047.69

4,699

17,430.99 2,194,365.35

20.69 119.58

17,316 1,152,206

41,939.03 2,123,064.93

10 1,787

1,016.19

2.42

937,053.51

44.14

Catatan/Note : 1. Posisi Data sampai dengan penerimaan 15 Juni 2010 (Data Position Until 15 Juni 2010) 2. Claim Incurred 2006 : Rp. 2.662.932.684.242,37,- (Settled = 7,341 Kasus) ,

Rp.

389.351.355.757,63,-

2007 : Rp. 2.667.125.510.133,60,- (Settled = 6,027 Kasus) ,

Rp.

202.917.909.866,40,-

(Os Claim = 399 Kasus)

2008 : Rp. 1,087.120.064.849,55,- (Settled = 4,118 Kasus) ,

Rp. 1.107.245.305.150,45,-

(Os Claim = 581 Kasus)

2009 : Rp.

Rp.

(Os Claim = 318 Kasus)

586.274.593.485,11,- (Settled = 1.469 Kasus) ,

350.778.906.514,89,-

(Os Claim = 334 Kasus)

RISK AND LOSS PROFILE 2006

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

SUM INSURED Mid Points (In Million) From To 0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

158,343 142,378 166,444 99,659 107,517 53,455 38,526 30,089 16,837 9,397 7,408 8,924 5,831 7,507 4,842 7,376 6,399 3,059 3,194 1,099 878,284

DATA POSITION FROM

158,343 300,721 467,165 566,824 674,341 727,796 766,322 796,411 813,248 822,645 830,053 838,977 844,808 852,315 857,157 864,533 870,932 873,991 877,185 878,284

18.03 18.03 16.21 34.24 18.95 53.19 11.35 64.54 12.24 76.78 6.09 82.87 4.39 87.25 3.43 90.68 1.92 92.60 1.07 93.67 0.84 94.51 1.02 95.52 0.66 96.19 0.85 97.04 0.55 97.59 0.84 98.43 0.73 99.16 0.35 99.51 0.36 99.87 0.13 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 65,384.43 32,171.09 65,285.74 60,948.29 102,640.35 74,208.28 73,482.43 76,756.28 55,990.69 35,522.40 35,945.73 51,842.09 41,816.37 70,033.14 54,369.06 154,002.49 110,083.46 62,421.19 94,264.86 259,039.47 1,576,207.84

65,384.43 4.15 4.15 97,555.52 2.04 6.19 162,841.26 4.14 10.33 223,789.55 3.87 14.20 326,429.90 6.51 20.71 400,638.19 4.71 25.42 474,120.62 4.66 30.08 550,876.90 4.87 34.95 606,867.60 3.55 38.50 642,390.00 2.25 40.76 678,335.73 2.28 43.04 730,177.82 3.29 46.32 771,994.19 2.65 48.98 842,027.33 4.44 53.42 896,396.38 3.45 56.87 1,050,398.88 9.77 66.64 1,160,482.34 6.98 73.62 1,222,903.53 3.96 77.59 1,317,168.39 5.98 83.57 1,576,207.86 16.43 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

877 343 483 476 690 438 372 391 227 198 138 247 173 316 206 520 552 430 647 423 8,147

877 1,220 1,703 2,179 2,869 3,307 3,679 4,070 4,297 4,495 4,633 4,880 5,053 5,369 5,575 6,095 6,647 7,077 7,724 8,147

10.76 10.76 4.21 14.97 5.93 20.90 5.84 26.75 8.47 35.22 5.38 40.59 4.57 45.16 4.80 49.96 2.79 52.74 2.43 55.17 1.69 56.87 3.03 59.90 2.12 62.02 3.88 65.90 2.53 68.43 6.38 74.81 6.78 81.59 5.28 86.87 7.94 94.81 5.19 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE RP BAND CUM. BAND CUM

385,514.18 17,210.37 22,317.56 36,530.90 52,892.50 108,814.18 48,258.48 42,365.06 54,976.67 25,278.09 44,259.35 114,155.39 37,229.71 108,677.58 76,681.91 167,146.71 403,526.91 284,462.34 462,160.67 559,825.48 3,052,284.04

385,514.18 402,724.55 425,042.11 461,573.01 514,465.51 623,279.69 671,538.17 713,903.23 768,879.91 794,158.00 838,417.35 952,572.73 989,802.45 1,098,480.03 1,175,161.94 1,342,308.65 1,745,835.56 2,030,297.91 2,492,458.58 3,052,284.06

12.63 0.56 0.73 1.20 1.73 3.57 1.58 1.39 1.80 0.83 1.45 3.74 1.22 3.56 2.51 5.48 13.22 9.32 15.14 18.34

12.63 13.19 13.93 15.12 16.86 20.42 22.00 23.39 25.19 26.02 27.47 31.21 32.43 35.99 38.50 43.98 57.20 66.52 81.66 100.00

589.61 53.50 34.18 59.94 51.53 146.63 65.67 55.19 98.19 71.16 123.13 220.20 89.03 155.18 141.04 108.54 366.56 455.71 490.28 216.12

589.61 412.82 261.02 206.25 157.60 155.57 141.64 129.59 126.70 123.63 123.60 130.46 128.21 130.46 131.10 127.79 150.44 166.02 189.23 193.65

193.65

Page 1 of 204

RISK AND LOSS PROFILE 2006 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: FIRE

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

1 0 50 25 137,116 2 50 100 75 135,313 3 100 200 150 154,539 4 200 300 250 90,297 5 300 500 400 93,748 6 500 750 625 44,129 7 750 1,000 875 30,342 8 1,000 1,500 1,250 21,839 9 1,500 2,000 1,750 11,423 5,908 10 2,000 2,500 2,250 4,505 11 2,500 3,000 2,750 4,873 12 3,000 4,000 3,500 3,084 13 4,000 5,000 4,500 3,600 14 5,000 7,500 6,250 2,091 15 7,500 10,000 8,750 2,778 16 10,000 20,000 15,000 2,027 17 20,000 50,000 35,000 752 18 50,000 100,000 75,000 701 19 100,000 500,000 300,000 248 20 500,000 Up TOTAL

PROCESSING

749,313

137,116 272,429 426,968 517,265 611,013 655,142 685,484 707,323 718,746 724,654 729,159 734,032 737,116 740,716 742,807 745,585 747,612 748,364 749,065 749,313

18.30 18.06 20.62 12.05 12.51 5.89 4.05 2.91 1.52 0.79 0.60 0.65 0.41 0.48 0.28 0.37 0.27 0.10 0.09 0.03

18.30 36.36 56.98 69.03 81.54 87.43 91.48 94.40 95.92 96.71 97.31 97.96 98.37 98.85 99.13 99.50 99.77 99.87 99.97 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 39,378.74 30,787.46 62,193.58 58,592.86 94,187.73 65,772.49 62,641.19 62,092.32 43,455.11 26,574.25 25,511.16 34,245.99 25,771.60 37,967.75 26,446.61 49,684.89 47,301.40 18,376.76 30,055.34 8,586.45 849,623.68

39,378.74 4.63 4.63 70,166.20 3.62 8.26 132,359.78 7.32 15.58 190,952.64 6.90 22.47 285,140.37 11.09 33.56 350,912.86 7.74 41.30 413,554.05 7.37 48.67 475,646.37 7.31 55.98 519,101.48 5.11 61.10 545,675.73 3.13 64.23 571,186.89 3.00 67.23 605,432.88 4.03 71.26 631,204.48 3.03 74.29 669,172.24 4.47 78.76 695,618.84 3.11 81.87 745,303.73 5.85 87.72 792,605.13 5.57 93.29 810,981.89 2.16 95.45 841,037.23 3.54 98.99 849,623.68 1.01 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

356 219 252 248 299 183 164 179 95 58 62 118 63 127 59 155 148 89 127 45 3,04

356 11.69 11.69 575 7.19 18.88 827 8.27 27.15 1,075 8.14 35.29 1,374 9.82 45.11 1,557 6.01 51.12 1,721 5.38 56.50 1,900 5.88 62.38 1,995 3.12 65.50 2,053 1.90 67.40 2,115 2.04 69.44 2,233 3.87 73.31 2,296 2.07 75.38 2,423 4.17 79.55 2,482 1.94 81.48 2,637 5.09 86.57 2,785 4.86 91.43 2,874 2.92 94.35 3,001 4.17 98.52 3,046 1.48 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE RP BAND CUM.

160,149.38 14,943.08 15,006.70 27,263.42 27,383.45 55,672.75 33,989.85 24,597.18 19,111.88 10,409.03 17,873.44 45,629.15 22,049.03 54,922.58 25,190.78 54,927.28 154,428.93 68,895.68 32,891.52 176,084.53 1,041,419.63

160,149.38 15.38 175,092.45 1.43 190,099.15 1.44 217,362.57 2.62 244,746.02 2.63 300,418.77 5.35 334,408.62 3.26 359,005.80 2.36 378,117.68 1.84 388,526.71 1.00 406,400.15 1.72 452,029.30 4.38 474,078.33 2.12 529,000.91 5.27 554,191.68 2.42 609,118.96 5.27 763,547.89 14.83 832,443.58 6.62 865,335.09 3.16 1,041,419.63 16.91

15.38 16.81 18.25 20.87 23.50 28.85 32.11 34.47 36.31 37.31 39.02 43.41 45.52 50.80 53.22 58.49 73.32 79.93 83.09 100.00

LOSS RATIO PERCENTAGE BAND CUM 406.69 48.54 24.13 46.53 29.07 84.64 54.26 39.61 43.98 39.17 70.06 133.24 85.56 144.66 95.25 110.55 326.48 374.91 109.44 2050.73

406.69 249.54 143.62 113.83 85.83 85.61 80.86 75.48 72.84 71.20 71.15 74.66 75.11 79.05 79.67 81.73 96.33 102.65 102.89 122.57

122.57

Page 2 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: I.A.R

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

14,537 4,821 8,096 6,802 9,729 6,592 5,834 5,751 3,676 2,315 1,872 2,547 1,760 2,582 1,675 2,916 2,681 1,415 1,441 457 87,499

14,537 19,358 27,454 34,256 43,985 50,577 56,411 62,162 65,838 68,153 70,025 72,572 74,332 76,914 78,589 81,505 84,186 85,601 87,042 87,499

16.61 5.51 9.25 7.77 11.12 7.53 6.67 6.57 4.20 2.65 2.14 2.91 2.01 2.95 1.91 3.33 3.06 1.62 1.65 0.52

16.61 22.12 31.38 39.15 50.27 57.80 64.47 71.04 75.24 77.89 80.03 82.94 84.95 87.90 89.82 93.15 96.21 97.83 99.48 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 15,081.21 1,013.40 2,334.60 1,463.99 6,560.54 6,363.36 8,750.42 11,486.55 9,614.19 8,508.75 8,156.15 13,113.89 12,685.54 26,271.07 22,602.53 49,555.41 41,747.74 30,365.23 43,255.37 184,255.71 503,185.66

15,081.21 3.00 3.00 16,094.61 0.20 3.20 18,429.21 0.46 3.66 19,893.20 0.29 3.95 26,453.74 1.30 5.26 32,817.11 1.26 6.52 41,567.53 1.74 8.26 53,054.08 2.28 10.54 62,668.27 1.91 12.45 71,177.02 1.69 14.15 79,333.18 1.62 15.77 92,447.07 2.61 18.37 105,132.60 2.52 20.89 131,403.67 5.22 26.11 154,006.20 4.49 30.61 203,561.61 9.85 40.45 245,309.35 8.30 48.75 275,674.57 6.03 54.79 318,929.95 8.60 63.38 503,185.66 36.62 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

504 120 222 222 383 248 203 202 128 136 73 126 105 177 136 352 391 323 503 371 4,925

504 624 846 1,068 1,451 1,699 1,902 2,104 2,232 2,368 2,441 2,567 2,672 2,849 2,985 3,337 3,728 4,051 4,554 4,925

10.23 10.23 2.44 12.67 4.51 17.18 4.51 21.69 7.78 29.46 5.04 34.50 4.12 38.62 4.10 42.72 2.60 45.32 2.76 48.08 1.48 49.56 2.56 52.12 2.13 54.25 3.59 57.85 2.76 60.61 7.15 67.76 7.94 75.70 6.56 82.25 10.21 92.47 7.53 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 222,747.98 2,236.65 6,066.90 8,720.88 25,307.97 52,620.53 14,188.52 17,436.32 35,778.74 14,752.10 26,064.01 68,216.83 15,079.72 52,172.22 50,054.46 111,391.88 248,131.98 209,956.63 408,491.55 382,949.23 1,972,365.08

222,747.98 224,984.63 231,051.53 239,772.41 265,080.38 317,700.91 331,889.42 349,325.74 385,104.48 399,856.58 425,920.59 494,137.42 509,217.14 561,389.36 611,443.82 722,835.69 970,967.67 1,180,924.30 1,589,415.85 1,972,365.08

11.29 11.29 0.11 11.41 0.31 11.71 0.44 12.16 1.28 13.44 2.67 16.11 0.72 16.83 0.88 17.71 1.81 19.53 0.75 20.27 1.32 21.59 3.46 25.05 0.76 25.82 2.65 28.46 2.54 31.00 5.65 36.65 12.58 49.23 10.64 59.87 20.71 80.58 19.42 100.00

1476.9 220.71 259.87 595.69 385.76 826.93 162.15 151.80 372.15 173.38 319.56 520.19 118.87 198.59 221.46 224.78 594.36 691.44 944.37 207.84

1476.9 1397.8 1253.7 1205.3 1002.0 968.10 798.43 658.43 614.51 561.78 536.88 534.51 484.36 427.23 397.03 355.09 395.81 428.38 498.36 391.98

391.98

Page 3 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: L.O.P

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

SUM INSURED (In Million) From To 0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL

Mid Points

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

24 8 10 7 10 7 7 9 10 7 7 227 13 17 28 58 63 26 41 10 589

24 32 42 49 59 66 73 82 92 99 106 333 346 363 391 449 512 538 579 589

4.07 1.36 1.70 1.19 1.70 1.19 1.19 1.53 1.70 1.19 1.19 38.54 2.21 2.89 4.75 9.85 10.70 4.41 6.96 1.70

4.07 5.43 7.13 8.32 10.02 11.21 12.39 13.92 15.62 16.81 18.00 56.54 58.74 61.63 66.38 76.23 86.93 91.34 98.30 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 78.43 1.37 2.92 87.80 5.62 5.89 -116.3 7.88 20.53 20.72 16.60 979.29 72.90 -64.97 -167.51 189.63 734.76 47.40 1,117.73 79.00 3,119.66

78.43 2.51 2.51 79.80 0.04 2.56 82.72 0.09 2.65 170.52 2.81 5.47 176.14 0.18 5.65 182.03 0.19 5.84 65.73 -3.73 2.11 73.61 0.25 2.36 94.13 0.66 3.02 114.85 0.66 3.68 131.45 0.53 4.21 1,110.74 31.39 35.60 1,183.64 2.34 37.94 1,118.67 -2.08 35.86 951.15 -5.37 30.49 1,140.78 6.08 36.57 1,875.54 23.55 60.12 1,922.94 1.52 61.64 3,040.66 35.83 97.47 3,119.66 2.53 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 5 0 6 9 3 25

0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 7 7 13 22 25

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.00 8.00 20.00 28.00 0.00 28.00 24.00 52.00 36.00 88.00 12.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 682.59 316.91 0.00 1,896.13 15,907.60 493.06 19,296.28

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 682.59 3.54 999.49 1.64 999.49 0.00 2,895.62 9.83 18,803.21 82.44 19,296.28 2.56

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.54 5.18 5.18 15.01 97.44 100.00

LOSS RATIO PERCENTAGE BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -407.48 167.12 0.00 4000.19 1423.21 624.16

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 71.76 87.61 53.29 150.58 618.39 618.54

618.54

Page 4 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: All Code

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

6,666 2,236 3,799 2,553 4,030 2,727 2,343 2,490 1,728 1,167 1,024 1,277 974 1,308 1,048 1,624 1,628 866 1,011 384 40,883

6,666 8,902 12,701 15,254 19,284 22,011 24,354 26,844 28,572 29,739 30,763 32,040 33,014 34,322 35,370 36,994 38,622 39,488 40,499 40,883

16.31 5.47 9.29 6.24 9.86 6.67 5.73 6.09 4.23 2.85 2.50 3.12 2.38 3.20 2.56 3.97 3.98 2.12 2.47 0.94

16.31 21.77 31.07 37.31 47.17 53.84 59.57 65.66 69.89 72.74 75.25 78.37 80.75 83.95 86.52 90.49 94.47 96.59 99.06 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 10,846.04 368.86 754.64 803.65 1,886.46 2,066.54 2,207.13 3,169.53 2,900.87 418.68 2,261.82 3,502.92 3,286.33 5,859.29 5,487.43 54,572.57 20,299.57 13,631.80 19,836.42 66,118.31 220,278.85

10,846.04 4.92 4.92 11,214.91 0.17 5.09 11,969.55 0.34 5.43 12,773.19 0.36 5.80 14,659.65 0.86 6.66 16,726.19 0.94 7.59 18,933.32 1.00 8.60 22,102.84 1.44 10.03 25,003.71 1.32 11.35 25,422.39 0.19 11.54 27,684.21 1.03 12.57 31,187.13 1.59 14.16 34,473.46 1.49 15.65 40,332.75 2.66 18.31 45,820.18 2.49 20.80 100,392.75 24.77 45.58 120,692.33 9.22 54.79 134,324.12 6.19 60.98 154,160.55 9.01 69.98 220,278.85 30.02 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

17 4 9 6 8 7 5 10 4 4 3 3 5 12 9 8 13 12 8 4

2,616.83 30.64 1,243.96 546.61 201.07 520.90 80.11 331.57 86.04 116.96 321.90 309.41 100.96 1,582.79 754.09 510.64 966.00 3,713.90 4,870.01 298.65

151

17 21 30 36 44 51 56 66 70 74 77 80 85 97 106 114 127 139 147 151

11.26 11.26 2.65 13.91 5.96 19.87 3.97 23.84 5.30 29.14 4.64 33.77 3.31 37.09 6.62 43.71 2.65 46.36 2.65 49.01 1.99 50.99 1.99 52.98 3.31 56.29 7.95 64.24 5.96 70.20 5.30 75.50 8.61 84.11 7.95 92.05 5.30 97.35 2.65 100.00

19,203.07

2,616.83 13.63 2,647.47 0.16 3,891.43 6.48 4,438.04 2.85 4,639.11 1.05 5,160.01 2.71 5,240.13 0.42 5,571.70 1.73 5,657.74 0.45 5,774.71 0.61 6,096.61 1.68 6,406.02 1.61 6,506.98 0.53 8,089.77 8.24 8,843.86 3.93 9,354.50 2.66 10,320.51 5.03 14,034.41 19.34 18,904.41 25.36 19,203.07 1.56

13.63 24.13 13.79 8.31 20.26 164.84 23.11 68.02 24.16 10.66 26.87 25.21 27.29 3.63 29.01 10.46 29.46 2.97 30.07 27.94 31.75 14.23 33.36 8.83 33.89 3.07 42.13 27.01 46.05 13.74 48.71 0.94 53.74 4.76 73.08 27.24 98.44 24.55 100.00 0.45

24.13 23.61 32.51 34.74 31.65 30.85 27.68 25.21 22.63 22.72 22.02 20.54 18.88 20.06 19.30 9.32 8.55 10.45 12.26 8.72

8.72

Page 5 of 204

RISK AND LOSS PROFILE 2006 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 20

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 193 28 48 31 59 32 38 33 28 24 20 38 30 35 32 55 84 57 73 56 994

193 221 269 300 359 391 429 462 490 514 534 572 602 637 669 724 808 865 938 994

19.42 2.82 4.83 3.12 5.94 3.22 3.82 3.32 2.82 2.41 2.01 3.82 3.02 3.52 3.22 5.53 8.45 5.73 7.34 5.63

19.42 22.23 27.06 30.18 36.12 39.34 43.16 46.48 49.30 51.71 53.72 57.55 60.56 64.08 67.30 72.84 81.29 87.02 94.37 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 758.74 5.09 13.38 136.74 41.65 28.76 64.13 84.57 58.59 54.70 103.99 168.23 154.62 222.28 262.40 1,003.87 1,636.22 839.14 1,322.53 1,641.02 8,600.66

758.74 763.83 777.21 913.95 955.60 984.36 1,048.49 1,133.06 1,191.65 1,246.35 1,350.34 1,518.57 1,673.20 1,895.48 2,157.87 3,161.75 4,797.97 5,637.11 6,959.64 8,600.66

8.82 8.82 0.06 8.88 0.16 9.04 1.59 10.63 0.48 11.11 0.33 11.45 0.75 12.19 0.98 13.17 0.68 13.86 0.64 14.49 1.21 15.70 1.96 17.66 1.80 19.45 2.58 22.04 3.05 25.09 11.67 36.76 19.02 55.79 9.76 65.54 15.38 80.92 19.08 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 19 0 0 0 0 1 0 0 0 1 0 0 0 1 4 5 13 3 7 27 81

19 19 19 19 19 20 20 20 20 21 21 21 21 22 26 31 44 47 54 81

23.46 23.46 0.00 23.46 0.00 23.46 0.00 23.46 0.00 23.46 1.23 24.69 0.00 24.69 0.00 24.69 0.00 24.69 1.23 25.93 0.00 25.93 0.00 25.93 0.00 25.93 1.23 27.16 4.94 32.10 6.17 38.27 16.05 54.32 3.70 58.02 8.64 66.67 33.33 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 12,110.49 0.00 0.00 0.00 0.00 0.50 0.00 0.00 0.00 51.89 0.00 0.00 0.00 107.19 1,235.26 533.30 19,700.11 2,207.77 1,841.64 29,583.94 67,372.10

12,110.49 12,110.49 12,110.49 12,110.49 12,110.49 12,110.99 12,110.99 12,110.99 12,110.99 12,162.88 12,162.88 12,162.88 12,162.88 12,270.07 13,505.33 14,038.63 33,738.75 35,946.52 37,788.16 67,372.10

17.9 17.98 1596.13 1596.1 0.00 17.98 0.00 1585.5 0.00 17.98 0.00 1558.2 0.00 17.98 0.00 1325.0 0.00 17.98 0.00 1267.3 0.00 17.98 1.74 1230.3 0.00 17.98 0.00 1155.0 0.00 17.98 0.00 1068.8 0.00 17.98 0.00 1016.3 0.08 18.05 94.87 975.88 0.00 18.05 0.00 900.73 0.00 18.05 0.00 800.94 0.00 18.05 0.00 726.92 0.16 18.21 48.22 647.33 1.83 20.05 470.76 625.86 0.79 20.84 53.12 444.02 29.2 50.08 1204.00 703.19 3.28 53.36 263.10 637.68 2.73 56.09 139.25 542.96 43.9 100.00 1802.77 783.34 783.34

Page 6 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Stone,Earth,(Animal) Bons or Shells

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 240 79 125 88 109 79 91 76 54 51 51 73 51 75 69 112 163 73 104 47

1,810

240 319 444 532 641 720 811 887 941 992 1,043 1,116 1,167 1,242 1,311 1,423 1,586 1,659 1,763 1,810

13.26 4.36 6.91 4.86 6.02 4.36 5.03 4.20 2.98 2.82 2.82 4.03 2.82 4.14 3.81 6.19 9.01 4.03 5.75 2.60

13.26 17.62 24.53 29.39 35.41 39.78 44.81 49.01 51.99 54.81 57.62 61.66 64.48 68.62 72.43 78.62 87.62 91.66 97.40 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 539.02 19.49 39.21 41.15 100.58 88.00 137.29 166.90 121.12 153.43 174.41 246.07 195.92 372.26 490.50 1,092.32 1,648.87 831.12 1,503.78 1,029.22 8,990.65

539.02 558.51 597.72 638.87 739.45 827.45 964.73 1,131.64 1,252.76 1,406.18 1,580.59 1,826.66 2,022.58 2,394.84 2,885.34 3,977.66 5,626.53 6,457.65 7,961.43 8,990.65

6.00 6.00 0.22 6.21 0.44 6.65 0.46 7.11 1.12 8.22 0.98 9.20 1.53 10.73 1.86 12.59 1.35 13.93 1.71 15.64 1.94 17.58 2.74 20.32 2.18 22.50 4.14 26.64 5.46 32.09 12.15 44.24 18.34 62.58 9.24 71.83 16.73 88.55 11.45 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 15 0 0 1 2 1 2 1 1 0 1 4 1 10 0 7 11 7 10 18 92

15 15 15 16 18 19 21 22 23 23 24 28 29 39 39 46 57 64 74 92

16.30 16.30 0.00 16.30 0.00 16.30 1.09 17.39 2.17 19.57 1.09 20.65 2.17 22.83 1.09 23.91 1.09 25.00 0.00 25.00 1.09 26.09 4.35 30.43 1.09 31.52 10.87 42.39 0.00 42.39 7.61 50.00 11.96 61.96 7.61 69.57 10.87 80.43 19.57 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 12,091.43 0.00 0.00 2.02 11.54 17.93 12.88 42.00 1.29 0.00 10.53 75.66 12.35 8,805.81 0.00 1,465.07 1,652.50 14,715.59 6,283.86 12,999.77 58,200.23

12,091.43 12,091.43 12,091.43 12,093.45 12,104.99 12,122.92 12,135.79 12,177.79 12,179.08 12,179.08 12,189.61 12,265.28 12,277.63 21,083.44 21,083.44 22,548.51 24,201.02 38,916.60 45,200.46 58,200.23

20.78 0.00 0.00 0.00 0.02 0.03 0.02 0.07 0.00 0.00 0.02 0.13 0.02 15.13 0.00 2.52 2.84 25.28 10.80 22.34

20.78 20.78 20.78 20.78 20.80 20.83 20.85 20.92 20.93 20.93 20.94 21.07 21.10 36.23 36.23 38.74 41.58 66.87 77.66 100.00

2243.2 0.00 0.00 4.91 11.47 20.37 9.38 25.16 1.06 0.00 6.04 30.75 6.31 2365.5 0.00 134.12 100.22 1770.5 417.87 1263.0

2243.2 2164.9 2022.9 1892.9 1637.0 1465.1 1257.9 1076.1 972.18 866.11 771.21 671.46 607.03 880.37 730.71 566.88 430.12 602.64 567.74 647.34

647.34

Page 7 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Metals

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

SUM INSURED ER OF POLICIES Mid Points (In Million) f F From To 0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up TOTAL

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

748 302 429 332 514 423 390 495 335 256 211 300 263 390 267 548 569 372 354 123 7,621

748 1,050 1,479 1,811 2,325 2,748 3,138 3,633 3,968 4,224 4,435 4,735 4,998 5,388 5,655 6,203 6,772 7,144 7,498 7,621

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 9.81 3.96 5.63 4.36 6.74 5.55 5.12 6.50 4.40 3.36 2.77 3.94 3.45 5.12 3.50 7.19 7.47 4.88 4.65 1.61

9.81 13.78 19.41 23.76 30.51 36.06 41.18 47.67 52.07 55.43 58.19 62.13 65.58 70.70 74.20 81.39 88.86 93.74 98.39 100.00

2,961.96 100.55 196.16 169.45 413.83 407.21 575.02 892.98 866.15 817.59 902.50 1,349.38 1,351.89 2,491.02 2,298.66 5,880.97 7,778.90 5,088.92 6,990.54 1,666.86 43,200.54

2,961.96 3,062.51 3,258.66 3,428.12 3,841.95 4,249.16 4,824.18 5,717.16 6,583.32 7,400.90 8,303.40 9,652.78 11,004.67 13,495.69 15,794.35 21,675.32 29,454.22 34,543.14 41,533.68 43,200.54

CLAIM FREQUENCY CLAIM SEVERITY ( In Million Rp) PERCENTAGE RCENTAGE f F rp RP BAND CUM. BAND CUM. 6.86 6.86 0.23 7.09 0.45 7.54 0.39 7.94 0.96 8.89 0.94 9.84 1.33 11.17 2.07 13.23 2.00 15.24 1.89 17.13 2.09 19.22 3.12 22.34 3.13 25.47 5.77 31.24 5.32 36.56 13.61 50.17 18.01 68.18 11.78 79.96 16.18 96.14 3.86 100.00

43 2 1 3 0 0 4 2 1 6 4 7 4 14 7 28 35 38 72 25 296

43 45 46 49 49 49 53 55 56 62 66 73 77 91 98 126 161 199 271 296

14.53 14.53 0.68 15.20 0.34 15.54 1.01 16.55 0.00 16.55 0.00 16.55 1.35 17.91 0.68 18.58 0.34 18.92 2.03 20.95 1.35 22.30 2.36 24.66 1.35 26.01 4.73 30.74 2.36 33.11 9.46 42.57 11.82 54.39 12.84 67.23 24.32 91.55 8.45 100.00

73,712.72 242.33 58.35 969.39 0.00 0.00 520.25 130.79 15.56 66.66 2,001.42 2,283.81 365.67 2,477.80 1,974.97 9,029.35 30,757.67 31,341.38 141,905.27 33,143.40 330,996.79

PERCENTAGE BAND CUM.

73,712.72 22.27 22.27 73,955.05 0.07 22.34 74,013.40 0.02 22.36 74,982.79 0.29 22.65 74,982.79 0.00 22.65 74,982.79 0.00 22.65 75,503.04 0.16 22.81 75,633.84 0.04 22.85 75,649.40 0.00 22.86 75,716.05 0.02 22.88 77,717.47 0.60 23.48 80,001.28 0.69 24.17 80,366.95 0.11 24.28 82,844.74 0.75 25.03 84,819.71 0.60 25.63 93,849.07 2.73 28.35 124,606.7 9.29 37.65 155,948.1 9.47 47.11 297,853.3 42.87 89.99 330,996.7 10.01 100.00

LOSS RATIO PERCENTAGE BAND CUM 2488.65 241.01 29.75 572.08 0.00 0.00 90.47 14.65 1.80 8.15 221.76 169.25 27.05 99.47 85.92 153.54 395.40 615.87 2029.96 1988.37

2488.6 2414.8 2271.2 2187.2 1951.6 1764.6 1565.1 1322.9 1149.1 1023.0 935.97 828.79 730.30 613.86 537.03 432.98 423.05 451.46 717.14 766.19

766.19

Page 8 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Chemical / Oils / Gas

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 976 269 392 617 722 589 578 702 470 390 390 437 356 529 403 662 654 291 348 166

9,941

976 1,245 1,637 2,254 2,976 3,565 4,143 4,845 5,315 5,705 6,095 6,532 6,888 7,417 7,820 8,482 9,136 9,427 9,775 9,941

9.82 2.71 3.94 6.21 7.26 5.92 5.81 7.06 4.73 3.92 3.92 4.40 3.58 5.32 4.05 6.66 6.58 2.93 3.50 1.67

9.82 12.52 16.47 22.67 29.94 35.86 41.68 48.74 53.47 57.39 61.31 65.71 69.29 74.61 78.66 85.32 91.90 94.83 98.33 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 3,893.84 123.09 282.24 454.89 1,051.03 1,232.15 1,416.60 2,666.99 1,910.56 1,561.29 2,002.52 2,716.08 2,494.14 5,131.30 4,490.95 9,660.96 11,768.92 6,580.91 9,136.39 15,204.92 83,779.75

3,893.84 4,016.93 4,299.17 4,754.06 5,805.09 7,037.24 8,453.83 11,120.82 13,031.38 14,592.67 16,595.18 19,311.27 21,805.41 26,936.71 31,427.66 41,088.62 52,857.53 59,438.44 68,574.83 83,779.75

4.65 4.65 0.15 4.79 0.34 5.13 0.54 5.67 1.25 6.93 1.47 8.40 1.69 10.09 3.18 13.27 2.28 15.55 1.86 17.42 2.39 19.81 3.24 23.05 2.98 26.03 6.12 32.15 5.36 37.51 11.53 49.04 14.05 63.09 7.86 70.95 10.91 81.85 18.15 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 42 1 3 6 13 11 8 12 23 13 13 18 12 22 23 50 61 28 33 9

401

42 43 46 52 65 76 84 96 119 132 145 163 175 197 220 270 331 359 392 401

10.47 10.47 0.25 10.72 0.75 11.47 1.50 12.97 3.24 16.21 2.74 18.95 2.00 20.95 2.99 23.94 5.74 29.68 3.24 32.92 3.24 36.16 4.49 40.65 2.99 43.64 5.49 49.13 5.74 54.86 12.47 67.33 15.21 82.54 6.98 89.53 8.23 97.76 2.24 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 46,704.00 20.56 99.66 749.16 860.81 40,360.84 1,535.69 2,120.87 2,763.06 2,593.07 4,725.77 4,146.25 4,939.39 10,997.64 5,244.55 41,531.46 77,503.93 41,411.16 66,307.62 49,150.35 403,765.84

46,704.00 46,724.56 46,824.21 47,573.38 48,434.19 88,795.02 90,330.71 92,451.58 95,214.64 97,807.71 102,533.49 106,679.74 111,619.13 122,616.77 127,861.32 169,392.78 246,896.71 288,307.87 354,615.49 403,765.84

11.57 0.01 0.02 0.19 0.21 10.00 0.38 0.53 0.68 0.64 1.17 1.03 1.22 2.72 1.30 10.29 19.20 10.26 16.42 12.17

11.57 11.57 11.60 11.78 12.00 21.99 22.37 22.90 23.58 24.22 25.39 26.42 27.64 30.37 31.67 41.95 61.15 71.40 87.83 100.00

1199.4 16.70 35.31 164.69 81.90 3275.6 108.41 79.52 144.62 166.09 235.99 152.66 198.04 214.32 116.78 429.89 658.55 629.26 725.75 323.25

1199.4 1163.1 1089.1 1000.6 834.34 1261.7 1068.5 831.34 730.66 670.25 617.85 552.42 511.89 455.20 406.84 412.26 467.10 485.05 517.12 481.94

481.94

Page 9 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Textiles

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

1,159 901 1,644 1,336 1,655 1,069 861 729 522 337 299 363 271 348 250 502 490 282 303 121 13,442

1,159 2,060 3,704 5,040 6,695 7,764 8,625 9,354 9,876 10,213 10,512 10,875 11,146 11,494 11,744 12,246 12,736 13,018 13,321 13,442

8.62 6.70 12.23 9.94 12.31 7.95 6.41 5.42 3.88 2.51 2.22 2.70 2.02 2.59 1.86 3.73 3.65 2.10 2.25 0.90

8.62 15.33 27.56 37.49 49.81 57.76 64.16 69.59 73.47 75.98 78.20 80.90 82.92 85.51 87.37 91.10 94.75 96.85 99.10 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,769.21 370.63 1,012.23 1,245.48 2,275.08 2,041.22 2,159.84 2,425.71 2,122.94 1,538.87 1,515.34 2,316.10 1,784.40 2,976.49 2,595.30 6,979.57 9,412.83 5,926.16 6,981.61 2,817.26 61,266.28

2,769.21 4.52 4.52 3,139.84 0.60 5.12 4,152.06 1.65 6.78 5,397.55 2.03 8.81 7,672.63 3.71 12.52 9,713.84 3.33 15.86 11,873.69 3.53 19.38 14,299.40 3.96 23.34 16,422.33 3.47 26.80 17,961.21 2.51 29.32 19,476.54 2.47 31.79 21,792.64 3.78 35.57 23,577.04 2.91 38.48 26,553.53 4.86 43.34 29,148.83 4.24 47.58 36,128.40 11.39 58.97 45,541.24 15.36 74.33 51,467.40 9.67 84.01 58,449.02 11.40 95.40 61,266.28 4.60 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 44 1 10 6 5 3 15 11 9 4 10 18 11 31 22 47 98 81 49 19

494

44 45 55 61 66 69 84 95 104 108 118 136 147 178 200 247 345 426 475 494

8.91 8.91 0.20 9.11 2.02 11.13 1.21 12.35 1.01 13.36 0.61 13.97 3.04 17.00 2.23 19.23 1.82 21.05 0.81 21.86 2.02 23.89 3.64 27.53 2.23 29.76 6.28 36.03 4.45 40.49 9.51 50.00 19.84 69.84 16.40 86.23 9.92 96.15 3.85 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 114,115.95 69.31 767.61 567.52 4,508.25 295.31 1,208.65 2,079.59 6,996.20 904.98 1,630.20 46,628.01 3,980.02 22,604.40 4,787.86 10,984.65 38,134.66 21,932.07 46,907.64 137,910.57 467,013.45

114,115.95 24.44 114,185.26 0.01 114,952.87 0.16 115,520.38 0.12 120,028.63 0.97 120,323.94 0.06 121,532.59 0.26 123,612.18 0.45 130,608.38 1.50 131,513.36 0.19 133,143.56 0.35 179,771.58 9.98 183,751.60 0.85 206,356.00 4.84 211,143.86 1.03 222,128.51 2.35 260,263.17 8.17 282,195.23 4.70 329,102.87 10.04 467,013.45 29.53

24.44 24.45 24.61 24.74 25.70 25.76 26.02 26.47 27.97 28.16 28.51 38.49 39.35 44.19 45.21 47.56 55.73 60.43 70.47 100.00

4120.8 18.70 75.83 45.57 198.16 14.47 55.96 85.73 329.55 58.81 107.58 2013.2 223.05 759.43 184.48 157.38 405.13 370.09 671.87 4895.2

4120.8 3636.6 2768.5 2140.2 1564.3 1238.6 1023.5 864.46 795.31 732.21 683.61 824.92 779.37 777.13 724.36 614.83 571.49 548.30 563.06 762.27

762.27

Page 10 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Paper, Leather, Rubber

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 823 612 898 671 969 677 541 615 453 303 251 321 248 361 252 457 370 203 196 38

9,259

823 1,435 2,333 3,004 3,973 4,650 5,191 5,806 6,259 6,562 6,813 7,134 7,382 7,743 7,995 8,452 8,822 9,025 9,221 9,259

8.89 6.61 9.70 7.25 10.47 7.31 5.84 6.64 4.89 3.27 2.71 3.47 2.68 3.90 2.72 4.94 4.00 2.19 2.12 0.41

8.89 15.50 25.20 32.44 42.91 50.22 56.06 62.71 67.60 70.87 73.58 77.05 79.73 83.63 86.35 91.28 95.28 97.47 99.59 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 3,001.18 206.79 582.52 676.11 1,516.24 1,425.77 1,514.21 2,298.02 2,106.65 1,679.58 1,642.11 2,806.00 2,289.90 3,913.08 3,446.19 8,688.57 8,961.48 3,921.23 6,080.02 641.20 57,396.85

3,001.18 5.23 5.23 3,207.97 0.36 5.59 3,790.49 1.01 6.60 4,466.60 1.18 7.78 5,982.83 2.64 10.42 7,408.61 2.48 12.91 8,922.82 2.64 15.55 11,220.84 4.00 19.55 13,327.49 3.67 23.22 15,007.08 2.93 26.15 16,649.19 2.86 29.01 19,455.19 4.89 33.90 21,745.09 3.99 37.89 25,658.17 6.82 44.70 29,104.35 6.00 50.71 37,792.92 15.14 65.84 46,754.40 15.61 81.46 50,675.63 6.83 88.29 56,755.65 10.59 98.88 57,396.85 1.12 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 31 5 2 4 24 15 5 5 6 7 14 16 11 26 16 32 36 32 16 12

315

31 36 38 42 66 81 86 91 97 104 118 134 145 171 187 219 255 287 303 315

9.84 9.84 1.59 11.43 0.63 12.06 1.27 13.33 7.62 20.95 4.76 25.71 1.59 27.30 1.59 28.89 1.90 30.79 2.22 33.02 4.44 37.46 5.08 42.54 3.49 46.03 8.25 54.29 5.08 59.37 10.16 69.52 11.43 80.95 10.16 91.11 5.08 96.19 3.81 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 7,557.28 104.64 8.97 1,476.60 4,537.60 828.40 706.72 2,108.13 1,755.40 1,177.19 14,709.78 8,452.26 1,692.74 6,013.12 5,337.18 17,607.58 60,003.06 22,409.07 2,810.44 22,675.43 181,971.58

7,557.28 4.15 7,661.92 0.06 7,670.89 0.00 9,147.49 0.81 13,685.09 2.49 14,513.48 0.46 15,220.21 0.39 17,328.33 1.16 19,083.74 0.96 20,260.92 0.65 34,970.70 8.08 43,422.96 4.64 45,115.70 0.93 51,128.82 3.30 56,466.00 2.93 74,073.58 9.68 134,076.64 32.97 156,485.71 12.31 159,296.15 1.54 181,971.58 12.46

4.15 4.21 4.22 5.03 7.52 7.98 8.36 9.52 10.49 11.13 19.22 23.86 24.79 28.10 31.03 40.71 73.68 85.99 87.54 100.00

251.81 50.60 1.54 218.40 299.27 58.10 46.67 91.74 83.33 70.09 895.78 301.22 73.92 153.67 154.87 202.65 669.57 571.48 46.22 3536.4

251.81 238.84 202.37 204.80 228.74 195.90 170.58 154.43 143.19 135.01 210.04 223.19 207.48 199.27 194.01 196.00 286.77 308.80 280.67 317.04

317.04

Page 11 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Wood, Bamboo and Rattan

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

1,033 726 765 521 653 434 384 464 288 203 202 289 192 294 200 312 306 160 146 18 7,590

1,033 1,759 2,524 3,045 3,698 4,132 4,516 4,980 5,268 5,471 5,673 5,962 6,154 6,448 6,648 6,960 7,266 7,426 7,572 7,590

13.61 9.57 10.08 6.86 8.60 5.72 5.06 6.11 3.79 2.67 2.66 3.81 2.53 3.87 2.64 4.11 4.03 2.11 1.92 0.24

13.61 23.18 33.25 40.12 48.72 54.44 59.50 65.61 69.41 72.08 74.74 78.55 81.08 84.95 87.59 91.70 95.73 97.84 99.76 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,530.09 577.06 1,053.68 1,002.06 1,803.74 1,820.59 1,881.83 3,117.37 2,488.14 2,015.96 2,552.59 3,643.66 3,365.94 7,524.95 4,693.21 10,680.54 11,218.57 5,894.75 7,856.93 593.62 76,315.29

2,530.09 3.32 3.32 3,107.14 0.76 4.07 4,160.82 1.38 5.45 5,162.88 1.31 6.77 6,966.63 2.36 9.13 8,787.22 2.39 11.51 10,669.05 2.47 13.98 13,786.42 4.08 18.07 16,274.56 3.26 21.33 18,290.52 2.64 23.97 20,843.11 3.34 27.31 24,486.77 4.77 32.09 27,852.71 4.41 36.50 35,377.66 9.86 46.36 40,070.87 6.15 52.51 50,751.41 14.00 66.50 61,969.99 14.70 81.20 67,864.73 7.72 88.93 75,721.67 10.30 99.22 76,315.29 0.78 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 20 3 5 2 5 3 7 9 9 9 5 21 13 7 8 23 29 16 21 3

218

20 23 28 30 35 38 45 54 63 72 77 98 111 118 126 149 178 194 215 218

9.17 9.17 1.38 10.55 2.29 12.84 0.92 13.76 2.29 16.06 1.38 17.43 3.21 20.64 4.13 24.77 4.13 28.90 4.13 33.03 2.29 35.32 9.63 44.95 5.96 50.92 3.21 54.13 3.67 57.80 10.55 68.35 13.30 81.65 7.34 88.99 9.63 98.62 1.38 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 17,111.19 70.85 262.67 40.88 538.40 653.71 1,164.83 1,771.59 2,412.19 1,164.98 545.56 10,055.14 1,018.33 4,169.14 12,407.13 8,472.01 65,359.09 35,437.98 24,204.81 41.65 186,902.12

17,111.19 9.16 17,182.04 0.04 17,444.71 0.14 17,485.59 0.02 18,023.99 0.29 18,677.70 0.35 19,842.53 0.62 21,614.12 0.95 24,026.31 1.29 25,191.30 0.62 25,736.86 0.29 35,792.00 5.38 36,810.32 0.54 40,979.46 2.23 53,386.59 6.64 61,858.59 4.53 127,217.68 34.97 162,655.66 18.96 186,860.47 12.95 186,902.12 0.02

9.16 9.19 9.33 9.36 9.64 9.99 10.62 11.56 12.86 13.48 13.77 19.15 19.69 21.93 28.56 33.10 68.07 87.03 99.98 100.00

676.31 12.28 24.93 4.08 29.85 35.91 61.90 56.83 96.95 57.79 21.37 275.96 30.25 55.40 264.36 79.32 582.60 601.18 308.07 7.02

676.31 552.99 419.26 338.68 258.72 212.56 185.98 156.78 147.63 137.73 123.48 146.17 132.16 115.83 133.23 121.89 205.29 239.68 246.77 244.91

244.91

Page 12 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 27

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Nutritional, Drinks and Tobacco

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

3,618 1,977 2,236 1,450 1,674 1,057 863 979 712 421 410 595 427 658 433 814 844 412 276 101 19,957

3,618 5,595 7,831 9,281 10,955 12,012 12,875 13,854 14,566 14,987 15,397 15,992 16,419 17,077 17,510 18,324 19,168 19,580 19,856 19,957

18.13 9.91 11.20 7.27 8.39 5.30 4.32 4.91 3.57 2.11 2.05 2.98 2.14 3.30 2.17 4.08 4.23 2.06 1.38 0.51

18.13 28.04 39.24 46.50 54.89 60.19 64.51 69.42 72.99 75.10 77.15 80.13 82.27 85.57 87.74 91.82 96.05 98.11 99.49 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 5,008.27 545.64 950.13 945.99 1,434.59 612.24 1,489.94 2,256.80 2,143.36 1,322.16 1,734.68 3,634.26 2,447.41 4,274.86 3,784.96 9,284.66 13,453.44 6,765.67 5,100.35 1,329.39 68,518.79

5,008.27 7.31 7.31 5,553.90 0.80 8.11 6,504.03 1.39 9.49 7,450.01 1.38 10.87 8,884.61 2.09 12.97 9,496.84 0.89 13.86 10,986.78 2.17 16.03 13,243.58 3.29 19.33 15,386.95 3.13 22.46 16,709.10 1.93 24.39 18,443.78 2.53 26.92 22,078.04 5.30 32.22 24,525.45 3.57 35.79 28,800.31 6.24 42.03 32,585.27 5.52 47.56 41,869.92 13.55 61.11 55,323.37 19.63 80.74 62,089.04 9.87 90.62 67,189.39 7.44 98.06 68,518.79 1.94 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 55 5 9 9 6 8 13 57 5 10 1 45 7 28 14 30 49 36 33 19

439

55 60 69 78 84 92 105 162 167 177 178 223 230 258 272 302 351 387 420 439

12.53 12.53 1.14 13.67 2.05 15.72 2.05 17.77 1.37 19.13 1.82 20.96 2.96 23.92 12.98 36.90 1.14 38.04 2.28 40.32 0.23 40.55 10.25 50.80 1.59 52.39 6.38 58.77 3.19 61.96 6.83 68.79 11.16 79.95 8.20 88.15 7.52 95.67 4.33 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 15,473.31 50.25 211.40 289.74 247.70 35,206.31 1,287.59 4,706.95 53.88 7,305.48 458.98 1,017.88 3,682.95 11,478.99 10,709.57 8,180.37 20,091.40 17,423.15 11,020.87 3,579.34 152,476.14

15,473.31 15,523.57 15,734.97 16,024.72 16,272.42 51,478.73 52,766.32 57,473.27 57,527.15 64,832.63 65,291.61 66,309.49 69,992.44 81,471.42 92,181.00 100,361.37 120,452.77 137,875.92 148,896.80 152,476.14

10.15 0.03 0.14 0.19 0.16 23.09 0.84 3.09 0.04 4.79 0.30 0.67 2.42 7.53 7.02 5.37 13.18 11.43 7.23 2.35

10.15 10.18 10.32 10.51 10.67 33.76 34.61 37.69 37.73 42.52 42.82 43.49 45.90 53.43 60.46 65.82 79.00 90.42 97.65 100.00

308.96 9.21 22.25 30.63 17.27 5750.4 86.42 208.57 2.51 552.54 26.46 28.01 150.48 268.52 282.95 88.11 149.34 257.52 216.08 269.25

308.96 279.51 241.93 215.10 183.15 542.06 480.27 433.97 373.87 388.01 354.00 300.34 285.39 282.88 282.89 239.70 217.72 222.06 221.61 222.53

222.53

Page 13 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Power and Heating

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

54 15 13 11 23 5 17 21 5 21 21 19 11 49 17 43 65 19 64 95

424.20 3.85 7.74 4.42 18.13 9.08 14.55 51.21 4.73 20.18 12.14 43.88 22.51 246.10 131.22 41,186.96 892.03 375.09 2,423.89 90,268.35

588

54 69 82 93 116 121 138 159 164 185 206 225 236 285 302 345 410 429 493 588

9.18 2.55 2.21 1.87 3.91 0.85 2.89 3.57 0.85 3.57 3.57 3.23 1.87 8.33 2.89 7.31 11.05 3.23 10.88 16.16

9.18 11.73 13.95 15.82 19.73 20.58 23.47 27.04 27.89 31.46 35.03 38.27 40.14 48.47 51.36 58.67 69.73 72.96 83.84 100.00

136,160.26

424.20 0.31 0.31 428.05 0.00 0.31 435.79 0.01 0.32 440.21 0.00 0.32 458.34 0.01 0.34 467.42 0.01 0.34 481.97 0.01 0.35 533.18 0.04 0.39 537.91 0.00 0.40 558.09 0.01 0.41 570.23 0.01 0.42 614.11 0.03 0.45 636.62 0.02 0.47 882.73 0.18 0.65 1,013.95 0.10 0.74 42,200.91 30.25 30.99 43,092.94 0.66 31.65 43,468.03 0.28 31.92 45,891.91 1.78 33.70 136,160.26 66.30 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 5 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 6 6 18

5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 6 6 12 18

27.78 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 0.00 27.78 5.56 33.33 0.00 33.33 33.33 66.67 33.33 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 7,766.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.61 0.00 31,218.47 89,731.23 128,724.42

7,766.11 6.03 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,766.11 0.00 7,774.72 0.01 7,774.72 0.00 38,993.19 24.25 128,724.42 69.71

6.03 1830.7 1830.7 6.03 0.00 1814.2 6.03 0.00 1782.0 6.03 0.00 1764.1 6.03 0.00 1694.4 6.03 0.00 1661.4 6.03 0.00 1611.3 6.03 0.00 1456.5 6.03 0.00 1443.7 6.03 0.00 1391.5 6.03 0.00 1361.9 6.03 0.00 1264.6 6.03 0.00 1219.8 6.03 0.00 879.79 6.03 0.00 765.93 6.03 0.00 18.40 6.04 0.97 18.04 6.04 0.00 17.89 30.29 1287.9 84.97 100.00 99.40 94.54 94.54

Page 14 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 29

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entertainment, Sport and Services The Caring Services,

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

SUM INSURED Mid Points (In Million) From To

Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

0 50 50 100 100 200 200 300 300 500 500 750 750 1,000 1,000 1,500 1,500 2,000 2,000 2,500 2,500 3,000 3,000 4,000 4,000 5,000 5,000 7,500 7,500 10,000 10,000 20,000 20,000 50,000 50,000 100,000 100,000 500,000 500,000 Up

149,289 137,405 159,836 94,563 101,085 49,033 34,721 25,912 13,935 7,358 5,535 6,441 3,953 4,714 2,872 3,789 2,682 1,120 1,265 323

567 324 451 445 635 396 316 290 170 140 84 118 112 151 99 283 197 186 399 285

TOTAL

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

805,831

149,289 286,694 446,530 541,093 642,178 691,211 725,932 751,844 765,779 773,137 778,672 785,113 789,066 793,780 796,652 800,441 803,123 804,243 805,508 805,831

18.53 17.05 19.83 11.73 12.54 6.08 4.31 3.22 1.73 0.91 0.69 0.80 0.49 0.58 0.36 0.47 0.33 0.14 0.16 0.04

18.53 35.58 55.41 67.15 79.69 85.78 90.08 93.30 95.03 95.94 96.63 97.43 97.92 98.50 98.86 99.33 99.66 99.80 99.96 100.00

41,988.84 30,105.09 61,101.43 56,241.82 93,798.88 66,375.77 64,106.20 62,402.20 43,994.79 26,166.85 25,044.28 34,376.92 27,270.41 40,996.52 31,430.12 57,405.48 37,954.96 22,548.53 38,408.24 142,512.20 1,004,229.52

41,988.84 4.18 4.18 72,093.93 3.00 7.18 133,195.36 6.08 13.26 189,437.18 5.60 18.86 283,236.06 9.34 28.20 349,611.83 6.61 34.81 413,718.03 6.38 41.20 476,120.23 6.21 47.41 520,115.02 4.38 51.79 546,281.86 2.61 54.40 571,326.14 2.49 56.89 605,703.06 3.42 60.32 632,973.47 2.72 63.03 673,969.98 4.08 67.11 705,400.11 3.13 70.24 762,805.59 5.72 75.96 800,760.55 3.78 79.74 823,309.08 2.25 81.98 861,717.32 3.82 85.81 1,004,229.52 14.19 100.00

5,648

567 10.04 10.04 891 5.74 15.78 1,34 7.99 23.76 1,78 7.88 31.64 2,42 11.24 42.88 2,81 7.01 49.89 3,13 5.59 55.49 3,42 5.13 60.62 3,59 3.01 63.63 3,73 2.48 66.11 3,81 1.49 67.60 3,93 2.09 69.69 4,04 1.98 71.67 4,19 2.67 74.34 4,29 1.75 76.10 4,58 5.01 81.11 4,77 3.49 84.60 4,96 3.29 87.89 5,36 7.06 94.95 5,64 5.05 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 77,885.06 16,538.30 20,878.30 32,435.59 42,188.21 31,451.18 41,697.61 28,875.47 40,933.20 11,899.00 20,124.88 41,496.37 21,464.49 41,372.20 33,005.00 68,170.25 89,154.71 91,543.34 129,636.52 181,009.80 1,061,759.48

77,885.06 7.34 94,423.35 1.56 115,301.65 1.97 147,737.24 3.05 189,925.45 3.97 221,376.63 2.96 263,074.24 3.93 291,949.71 2.72 332,882.90 3.86 344,781.91 1.12 364,906.78 1.90 406,403.16 3.91 427,867.65 2.02 469,239.85 3.90 502,244.85 3.11 570,415.10 6.42 659,569.81 8.40 751,113.15 8.62 880,749.68 12.21 1,061,759.48 17.05

7.34 8.89 10.86 13.91 17.89 20.85 24.78 27.50 31.35 32.47 34.37 38.28 40.30 44.19 47.30 53.72 62.12 70.74 82.95 100.00

185.49 54.94 34.17 57.67 44.98 47.38 65.04 46.27 93.04 45.47 80.36 120.71 78.71 100.92 105.01 118.75 234.90 405.98 337.52 127.01

185.49 130.97 86.57 77.99 67.06 63.32 63.59 61.32 64.00 63.11 63.87 67.10 67.60 69.62 71.20 74.78 82.37 91.23 102.21 105.73

105.73

Page 15 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Estate Plantation Risk

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 9 9 10 9 10 13 10 7 4 7 5 4 3 8 3 5 11 2 2 0 131

9 18 28 37 47 60 70 77 81 88 93 97 100 108 111 116 127 129 131 131

6.87 6.87 7.63 6.87 7.63 9.92 7.63 5.34 3.05 5.34 3.82 3.05 2.29 6.11 2.29 3.82 8.40 1.53 1.53 0.00

6.87 13.74 21.37 28.24 35.88 45.80 53.44 58.78 61.83 67.18 70.99 74.05 76.34 82.44 84.73 88.55 96.95 98.47 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 8.26 15.85 9.96 5.09 17.54 42.88 43.61 54.18 37.14 89.88 118.22 132.80 38.70 253.32 64.22 195.37 817.01 379.16 0.00 0.00 2,323.18

8.26 0.36 0.36 24.11 0.68 1.04 34.07 0.43 1.47 39.15 0.22 1.69 56.69 0.76 2.44 99.57 1.85 4.29 143.18 1.88 6.16 197.37 2.33 8.50 234.51 1.60 10.09 324.39 3.87 13.96 442.60 5.09 19.05 575.40 5.72 24.77 614.10 1.67 26.43 867.43 10.90 37.34 931.65 2.76 40.10 1,127.01 8.41 48.51 1,944.03 35.17 83.68 2,323.18 16.32 100.00 2,323.18 0.00 100.00 2,323.18 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 2 1 1 0 0 0 1 2 0 8 6 0 0 0 0 0 2 1 0 0 24

2 8.33 8.33 3 4.17 12.50 4 4.17 16.67 4 0.00 16.67 4 0.00 16.67 4 0.00 16.67 5 4.17 20.83 7 8.33 29.17 7 0.00 29.17 15 33.33 62.50 21 25.00 87.50 21 0.00 87.50 21 0.00 87.50 21 0.00 87.50 21 0.00 87.50 21 0.00 87.50 23 8.33 95.83 24 4.17 100.00 24 0.00 100.00 24 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE RP BAND CUM. BAND CUM

59.30 20.35 15.98 0.00 0.00 0.00 5.58 313.56 0.00 114.84 52.23 0.00 0.00 0.00 0.00 0.00 399.65 30.00 0.00 0.00 1,011.49

59.30 5.86 79.64 2.01 95.63 1.58 95.63 0.00 95.63 0.00 95.63 0.00 101.21 0.55 414.76 31.00 414.76 0.00 529.60 11.35 581.83 5.16 581.83 0.00 581.83 0.00 581.83 0.00 581.83 0.00 581.83 0.00 981.49 39.51 1,011.49 2.97 1,011.49 0.00 1,011.49 0.00

5.86 7.87 9.45 9.45 9.45 9.45 10.01 41.01 41.01 52.36 57.52 57.52 57.52 57.52 57.52 57.52 97.03 100.00 100.00 100.00

717.84 128.37 160.56 0.00 0.00 0.00 12.79 578.70 0.00 127.77 44.19 0.00 0.00 0.00 0.00 0.00 48.92 7.91 0.00 0.00

717.84 330.33 280.71 244.25 168.67 96.04 70.68 210.15 176.87 163.26 131.46 101.12 94.75 67.08 62.45 51.63 50.49 43.54 43.54 43.54

43.54

Page 16 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Estate Plantation Risk

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 40 12 17 19 24 22 15 40 14 9 10 24 6 19 19 30 114 44 50 9 537

40 52 69 88 112 134 149 189 203 212 222 246 252 271 290 320 434 478 528 537

7.45 2.23 3.17 3.54 4.47 4.10 2.79 7.45 2.61 1.68 1.86 4.47 1.12 3.54 3.54 5.59 21.23 8.19 9.31 1.68

7.45 9.68 12.85 16.39 20.86 24.95 27.75 35.20 37.80 39.48 41.34 45.81 46.93 50.47 54.00 59.59 80.82 89.01 98.32 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 547.21 46.08 7.57 12.83 25.39 85.93 32.06 118.93 84.05 38.27 129.80 156.27 87.30 1,350.63 206.56 1,221.93 3,606.95 2,499.74 8,104.57 1,335.41 19,697.49

547.21 2.78 2.78 593.29 0.23 3.01 600.86 0.04 3.05 613.69 0.07 3.12 639.08 0.13 3.24 725.00 0.44 3.68 757.06 0.16 3.84 876.00 0.60 4.45 960.05 0.43 4.87 998.32 0.19 5.07 1,128.13 0.66 5.73 1,284.40 0.79 6.52 1,371.70 0.44 6.96 2,722.33 6.86 13.82 2,928.88 1.05 14.87 4,150.81 6.20 21.07 7,757.76 18.31 39.38 10,257.51 12.69 52.08 18,362.08 41.15 93.22 19,697.49 6.78 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 32 0 0 0 0 0 0 2 1 0 0 0 0 25 2 3 11 1 1 0 78

32 41.03 41.03 32 0.00 41.03 32 0.00 41.03 32 0.00 41.03 32 0.00 41.03 32 0.00 41.03 32 0.00 41.03 34 2.56 43.59 35 1.28 44.87 35 0.00 44.87 35 0.00 44.87 35 0.00 44.87 35 0.00 44.87 60 32.05 76.92 62 2.56 79.49 65 3.85 83.33 76 14.10 97.44 77 1.28 98.72 78 1.28 100.00 78 0.00 100.00

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE RP BAND CUM. BAND CUM

541.77 0.00 0.00 0.00 0.00 0.00 0.00 216.11 20.26 0.00 0.00 0.00 0.00 597.60 229.02 10.52 477.89 371.51 23.53 0.00 2,488.21

541.77 541.77 541.77 541.77 541.77 541.77 541.77 757.88 778.14 778.14 778.14 778.14 778.14 1,375.74 1,604.76 1,615.28 2,093.17 2,464.68 2,488.21 2,488.21

21.77 0.00 0.00 0.00 0.00 0.00 0.00 8.69 0.81 0.00 0.00 0.00 0.00 24.02 9.20 0.42 19.21 14.93 0.95 0.00

21.77 99.01 21.77 0.00 21.77 0.00 21.77 0.00 21.77 0.00 21.77 0.00 21.77 0.00 30.46 181.71 31.27 24.10 31.27 0.00 31.27 0.00 31.27 0.00 31.27 0.00 55.29 44.25 64.49 110.88 64.92 0.86 84.12 13.25 99.05 14.86 100.00 0.29 100.00 0.00

99.01 91.32 90.17 88.28 84.77 74.73 71.56 86.52 81.05 77.94 68.98 60.58 56.73 50.54 54.79 38.91 26.98 24.03 13.55 12.63

12.63

Pag 17 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 32

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Recreation Place

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 4 3 7 3 4 3 4 7 5 2 2 7 8 9 7 10 22 12 2 0 121

4 7 14 17 21 24 28 35 40 42 44 51 59 68 75 85 107 119 121 121

3.31 2.48 5.79 2.48 3.31 2.48 3.31 5.79 4.13 1.65 1.65 5.79 6.61 7.44 5.79 8.26 18.18 9.92 1.65 0.00

3.31 5.79 11.57 14.05 17.36 19.83 23.14 28.93 33.06 34.71 36.36 42.15 48.76 56.20 61.98 70.25 88.43 98.35 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1.47 7.80 13.64 1.03 3.74 4.66 8.85 13.51 10.39 6.79 4.38 58.37 80.13 89.66 257.80 321.33 776.55 647.73 255.29 0.00 2,563.12

1.47 9.27 22.92 23.95 27.68 32.35 41.19 54.71 65.10 71.88 76.26 134.63 214.76 304.42 562.22 883.55 1,660.10 2,307.83 2,563.12 2,563.12

0.06 0.06 0.30 0.36 0.53 0.89 0.04 0.93 0.15 1.08 0.18 1.26 0.35 1.61 0.53 2.13 0.41 2.54 0.26 2.80 0.17 2.98 2.28 5.25 3.13 8.38 3.50 11.88 10.06 21.93 12.54 34.47 30.30 64.77 25.27 90.04 9.96 100.00 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 0 0 1 0 0 0 0 0 1 0 0 0 2 1 1 0 5 0 0 0 11

0 0.00 0.00 0 0.00 0.00 1 9.09 9.09 1 0.00 9.09 1 0.00 9.09 1 0.00 9.09 1 0.00 9.09 1 0.00 9.09 2 9.09 18.18 2 0.00 18.18 2 0.00 18.18 2 0.00 18.18 4 18.18 36.36 5 9.09 45.45 6 9.09 54.55 6 0.00 54.55 11 45.45 100.00 11 0.00 100.00 11 0.00 100.00 11 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE RP BAND CUM. BAND CUM

0.00 0.00 14.62 0.00 0.00 0.00 0.00 0.00 15.79 0.00 0.00 0.00 73.77 53.71 2.65 0.00 168.51 0.00 0.00 0.00 329.04

0.00 0.00 0.00 0.00 14.62 4.44 14.62 0.00 14.62 0.00 14.62 0.00 14.62 0.00 14.62 0.00 30.41 4.80 30.41 0.00 30.41 0.00 30.41 0.00 104.18 22.42 157.89 16.32 160.53 0.80 160.53 0.00 329.04 51.21 329.04 0.00 329.04 0.00 329.04 0.00

0.00 0.00 0.00 0.00 4.44 107.14 4.44 0.00 4.44 0.00 4.44 0.00 4.44 0.00 4.44 0.00 9.24 151.96 9.24 0.00 9.24 0.00 9.24 0.00 31.66 92.07 47.98 59.90 48.79 1.03 48.79 0.00 100.00 21.70 100.00 0.00 100.00 0.00 100.00 0.00

0.00 0.00 63.79 61.04 52.80 45.19 35.48 26.72 46.71 42.30 39.87 22.59 48.51 51.87 28.55 18.17 19.82 14.26 12.84 12.84

12.84

Page 18 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 40

DATA POSITION FROM PROCESSING

01/01/2006

15/06/2010

DATE

15/09/2010

Non Estate Plantation Risk

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 157 40 24 8 16 19 13 9 12 15 1 13 12 18 18 37 25 12 11 2 462

157 197 221 229 245 264 277 286 298 313 314 327 339 357 375 412 437 449 460 462

33.98 8.66 5.19 1.73 3.46 4.11 2.81 1.95 2.60 3.25 0.22 2.81 2.60 3.90 3.90 8.01 5.41 2.60 2.38 0.43

33.98 42.64 47.84 49.57 53.03 57.14 59.96 61.90 64.50 67.75 67.97 70.78 73.38 77.27 81.17 89.18 94.59 97.19 99.57 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 952.15 44.08 15.86 11.24 139.95 34.03 38.30 206.90 42.08 56.86 8.78 194.09 233.09 190.66 216.97 399.97 156.72 123.03 100.73 0.00 3,165.48

952.15 30.08 30.08 996.23 1.39 31.47 1,012.09 0.50 31.97 1,023.33 0.36 32.33 1,163.28 4.42 36.75 1,197.31 1.08 37.82 1,235.61 1.21 39.03 1,442.50 6.54 45.57 1,484.58 1.33 46.90 1,541.45 1.80 48.70 1,550.22 0.28 48.97 1,744.31 6.13 55.10 1,977.40 7.36 62.47 2,168.06 6.02 68.49 2,385.03 6.85 75.34 2,785.00 12.64 87.98 2,941.72 4.95 92.93 3,064.75 3.89 96.82 3,165.48 3.18 100.00 3,165.48 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 2 1 0 0 0 0 1 0 1 0 0 0 0 0 10 12 4 1 0 0 32

2 6.25 6.25 3 3.13 9.38 3 0.00 9.38 3 0.00 9.38 3 0.00 9.38 3 0.00 9.38 4 3.13 12.50 4 0.00 12.50 5 3.13 15.63 5 0.00 15.63 5 0.00 15.63 5 0.00 15.63 5 0.00 15.63 5 0.00 15.63 15 31.25 46.88 27 37.50 84.38 31 12.50 96.88 32 3.13 100.00 32 0.00 100.00 32 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE RP BAND CUM. BAND CUM

385.58 93.78 0.00 0.00 0.00 0.00 118.69 0.00 9.84 0.00 0.00 0.00 0.00 0.00 1,748.72 1,162.15 115.11 5,639.32 0.00 0.00 9,273.19

385.58 4.16 479.37 1.01 479.37 0.00 479.37 0.00 479.37 0.00 479.37 0.00 598.06 1.28 598.06 0.00 607.89 0.11 607.89 0.00 607.89 0.00 607.89 0.00 607.89 0.00 607.89 0.00 2,356.61 18.86 3,518.75 12.53 3,633.86 1.24 9,273.19 60.81 9,273.19 0.00 9,273.19 0.00

4.16 5.17 5.17 5.17 5.17 5.17 6.45 6.45 6.56 6.56 6.56 6.56 6.56 6.56 25.41 37.95 39.19 100.00 100.00 100.00

40.50 212.78 0.00 0.00 0.00 0.00 309.90 0.00 23.38 0.00 0.00 0.00 0.00 0.00 805.98 290.56 73.45 4583.7 0.00 0.00

40.50 48.12 47.36 46.84 41.21 40.04 48.40 41.46 40.95 39.44 39.21 34.85 30.74 28.04 98.81 126.35 123.53 302.58 292.95 292.95

292.95

Page 19 of 204

RISK AND LOSS PROFILE 2006 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 01- NANGROE ACEH DARUSALAM

BAND

SUM INSURED Mid Points (In Million) From To

1 0 50 25 2 50 100 75 3 100 200 150 4 200 300 250 5 300 500 400 6 500 750 625 7 750 1,000 875 8 1,000 1,500 1,250 9 1,500 2,000 1,750 10 2,000 2,500 2,250 11 2,500 3,000 2,750 12 3,000 4,000 3,500 13 4,000 5,000 4,500 14 5,000 7,500 6,250 15 7,500 10,000 8,750 16 10,000 20,000 15,000 17 20,000 50,000 35,000 18 50,000 100,000 75,000 19 100,000 500,000 300,000 20 500,000 Up TOTAL

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

903 1,047 1,170 634 522 227 180 101 33 17 9 22 19 25 9 18 31 14 4 1 4,986

903 1,950 3,120 3,754 4,276 4,503 4,683 4,784 4,817 4,834 4,843 4,865 4,884 4,909 4,918 4,936 4,967 4,981 4,985 4,986

18.11 21.00 23.47 12.72 10.47 4.55 3.61 2.03 0.66 0.34 0.18 0.44 0.38 0.50 0.18 0.36 0.62 0.28 0.08 0.02

18.11 39.11 62.58 75.29 85.76 90.31 93.92 95.95 96.61 96.95 97.13 97.57 97.95 98.46 98.64 99.00 99.62 99.90 99.98 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 211.77 411.32 833.52 703.59 887.80 518.78 542.78 302.13 100.63 105.47 101.91 159.95 228.90 333.80 72.25 576.60 625.66 420.17 202.15 327.58 7,666.79

211.77 2.76 2.76 623.09 5.36 8.13 1,456.61 10.87 19.00 2,160.21 9.18 28.18 3,048.01 11.58 39.76 3,566.79 6.77 46.52 4,109.58 7.08 53.60 4,411.71 3.94 57.54 4,512.34 1.31 58.86 4,617.81 1.38 60.23 4,719.73 1.33 61.56 4,879.67 2.09 63.65 5,108.57 2.99 66.63 5,442.37 4.35 70.99 5,514.62 0.94 71.93 6,091.22 7.52 79.45 6,716.88 8.16 87.61 7,137.05 5.48 93.09 7,339.20 2.64 95.73 7,666.79 4.27 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

4 1 1 2 4 2 1 0 2 0 0 0 0 0 0 1 2 0 0 0

24.81 88.21 44.80 95.02 846.71 234.83 600.00 0.00 37.11 0.00 0.00 0.00 0.00 0.00 0.00 84.69 240.18 0.00 0.00 0.00

4 5 6 8 12 14 15 15 17 17 17 17 17 17 17 18 20 20 20 20

20.00 5.00 5.00 10.00 20.00 10.00 5.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 5.00 10.00 0.00 0.00 0.00

20.00 25.00 30.00 40.00 60.00 70.00 75.00 75.00 85.00 85.00 85.00 85.00 85.00 85.00 85.00 90.00 100.00 100.00 100.00 100.00

2,296.37

24.81 113.02 157.82 252.84 1,099.55 1,334.38 1,934.38 1,934.38 1,971.49 1,971.49 1,971.49 1,971.49 1,971.49 1,971.49 1,971.49 2,056.18 2,296.37 2,296.37 2,296.37 2,296.37

1.08 3.84 1.95 4.14 36.87 10.23 26.13 0.00 1.62 0.00 0.00 0.00 0.00 0.00 0.00 3.69 10.46 0.00 0.00 0.00

1.08 11.72 4.92 21.44 6.87 5.37 11.01 13.51 47.88 95.37 58.11 45.27 84.24 110.54 84.24 0.00 85.85 36.88 85.85 0.00 85.85 0.00 85.85 0.00 85.85 0.00 85.85 0.00 85.85 0.00 89.54 14.69 100.00 38.39 100.00 0.00 100.00 0.00 100.00 0.00

11.72 18.14 10.83 11.70 36.07 37.41 47.07 43.85 43.69 42.69 41.77 40.40 38.59 36.22 35.75 33.76 34.19 32.18 31.29 29.95

29.95

Page 20 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 02 - SUMATERA UTARA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 8,575 8,871 13,164 7,800 7,299 2,931 2,087 1,359 774 404 367 464 250 369 204 306 357 118 65 46 55,810

8,575 17,446 30,610 38,410 45,709 48,640 50,727 52,086 52,860 53,264 53,631 54,095 54,345 54,714 54,918 55,224 55,581 55,699 55,764 55,810

15.36 15.90 23.59 13.98 13.08 5.25 3.74 2.44 1.39 0.72 0.66 0.83 0.45 0.66 0.37 0.55 0.64 0.21 0.12 0.08

DATA POSITION FROM

15.36 31.26 54.85 68.82 81.90 87.15 90.89 93.33 94.71 95.44 96.10 96.93 97.38 98.04 98.40 98.95 99.59 99.80 99.92 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,991.86 1,876.46 4,568.89 4,644.91 6,763.37 4,465.46 4,385.11 3,613.11 3,125.09 1,337.74 2,503.63 3,200.45 2,079.50 4,535.28 2,314.77 6,314.80 8,887.56 2,220.32 1,242.88 525.39 71,596.60

2,991.86 4.18 4.18 4,868.33 2.62 6.80 9,437.22 6.38 13.18 14,082.13 6.49 19.67 20,845.50 9.45 29.12 25,310.96 6.24 35.35 29,696.08 6.12 41.48 33,309.19 5.05 46.52 36,434.28 4.36 50.89 37,772.02 1.87 52.76 40,275.65 3.50 56.25 43,476.10 4.47 60.72 45,555.61 2.90 63.63 50,090.89 6.33 69.96 52,405.66 3.23 73.20 58,720.46 8.82 82.02 67,608.02 12.41 94.43 69,828.34 3.10 97.53 71,071.21 1.74 99.27 71,596.60 0.73 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 46 11 18 13 22 10 16 8 6 17 8 8 3 10 16 22 33 4 16 5 292

46 15.75 15.75 57 3.77 19.52 75 6.16 25.68 88 4.45 30.14 110 7.53 37.67 120 3.42 41.10 136 5.48 46.58 144 2.74 49.32 150 2.05 51.37 167 5.82 57.19 175 2.74 59.93 183 2.74 62.67 186 1.03 63.70 196 3.42 67.12 212 5.48 72.60 234 7.53 80.14 267 11.30 91.44 271 1.37 92.81 287 5.48 98.29 292 1.71 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 1,912.44 401.43 1,366.27 578.91 1,268.70 1,698.95 4,160.40 418.38 1,101.84 3,061.01 106.20 83.31 102.24 2,811.34 2,660.42 24,480.93 35,674.97 424.50 6,271.18 35,113.81 123,697.23

1,912.44 1.55 2,313.87 0.32 3,680.14 1.10 4,259.05 0.47 5,527.75 1.03 7,226.70 1.37 11,387.10 3.36 11,805.48 0.34 12,907.32 0.89 15,968.33 2.47 16,074.53 0.09 16,157.84 0.07 16,260.08 0.08 19,071.42 2.27 21,731.85 2.15 46,212.77 19.79 81,887.74 28.84 82,312.25 0.34 88,583.43 5.07 123,697.23 28.39

1.55 1.87 2.98 3.44 4.47 5.84 9.21 9.54 10.43 12.91 13.00 13.06 13.15 15.42 17.57 37.36 66.20 66.54 71.61 100.00

63.92 21.39 29.90 12.46 18.76 38.05 94.88 11.58 35.26 228.82 4.24 2.60 4.92 61.99 114.93 387.68 401.40 19.12 504.57 6683.4

63.92 47.53 39.00 30.24 26.52 28.55 38.35 35.44 35.43 42.28 39.91 37.16 35.69 38.07 41.47 78.70 121.12 117.88 124.64 172.77

172.77

Page 21 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 03 - SUMATERA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

3,035 3,923 4,313 2,261 2,095 804 667 431 222 145 108 119 61 91 56 104 53 41 15 10 18,554

3,035 6,958 11,271 13,532 15,627 16,431 17,098 17,529 17,751 17,896 18,004 18,123 18,184 18,275 18,331 18,435 18,488 18,529 18,544 18,554

16.36 21.14 23.25 12.19 11.29 4.33 3.59 2.32 1.20 0.78 0.58 0.64 0.33 0.49 0.30 0.56 0.29 0.22 0.08 0.05

16.36 37.50 60.75 72.93 84.22 88.56 92.15 94.48 95.67 96.45 97.04 97.68 98.01 98.50 98.80 99.36 99.64 99.87 99.95 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 475.67 740.15 1,342.04 1,239.08 2,093.06 1,258.51 1,438.98 1,194.72 714.71 538.02 382.36 786.66 506.39 568.40 405.58 1,366.67 1,475.77 1,269.40 956.68 108.40 18,861.25

475.67 2.52 2.52 1,215.82 3.92 6.45 2,557.86 7.12 13.56 3,796.95 6.57 20.13 5,890.01 11.10 31.23 7,148.52 6.67 37.90 8,587.50 7.63 45.53 9,782.22 6.33 51.86 10,496.93 3.79 55.65 11,034.95 2.85 58.51 11,417.31 2.03 60.53 12,203.97 4.17 64.70 12,710.36 2.68 67.39 13,278.75 3.01 70.40 13,684.33 2.15 72.55 15,051.00 7.25 79.80 16,526.77 7.82 87.62 17,796.17 6.73 94.35 18,752.85 5.07 99.43 18,861.25 0.57 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

4 13 7 13 11 6 13 12 2 5 3 5 2 10 8 5 4 3 0 1

247.43 289.05 283.87 768.48 255.89 851.51 3,083.21 1,305.20 488.84 321.43 305.90 3,704.28 3.68 960.49 368.81 280.43 408.54 1,349.06 0.00 24.35

127

4 3.15 3.15 17 10.24 13.39 24 5.51 18.90 37 10.24 29.13 48 8.66 37.80 54 4.72 42.52 67 10.24 52.76 79 9.45 62.20 81 1.57 63.78 86 3.94 67.72 89 2.36 70.08 94 3.94 74.02 96 1.57 75.59 106 7.87 83.46 114 6.30 89.76 119 3.94 93.70 123 3.15 96.85 126 2.36 99.21 126 0.00 99.21 127 0.79 100.00

15,300.44

247.43 1.62 536.48 1.89 820.36 1.86 1,588.83 5.02 1,844.72 1.67 2,696.23 5.57 5,779.44 20.15 7,084.64 8.53 7,573.47 3.19 7,894.91 2.10 8,200.81 2.00 11,905.09 24.21 11,908.77 0.02 12,869.25 6.28 13,238.06 2.41 13,518.50 1.83 13,927.04 2.67 15,276.09 8.82 15,276.09 0.00 15,300.44 0.16

1.62 3.51 5.36 10.38 12.06 17.62 37.77 46.30 49.50 51.60 53.60 77.81 77.83 84.11 86.52 88.35 91.02 99.84 99.84 100.00

52.02 39.05 21.15 62.02 12.23 67.66 214.26 109.25 68.40 59.74 80.00 470.89 0.73 168.98 90.93 20.52 27.68 106.27 0.00 22.47

52.02 44.13 32.07 41.85 31.32 37.72 67.30 72.42 72.15 71.54 71.83 97.55 93.69 96.92 96.74 89.82 84.27 85.84 81.46 81.12

81.12

Page 22 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 04 - RIAU

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DATA POSITION FROM PROCESSING

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

4,446 4,952 6,112 3,398 2,876 1,135 715 493 266 145 108 160 81 114 60 114 128 76 48 11

1,028.53 1,134.75 3,015.06 3,164.03 4,107.25 2,404.39 2,135.90 1,716.72 1,417.28 756.86 692.51 1,257.83 570.24 1,290.63 805.72 1,980.26 3,754.65 1,940.85 1,990.86 130.43

TOTAL

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

25,438

4,446 9,398 15,510 18,908 21,784 22,919 23,634 24,127 24,393 24,538 24,646 24,806 24,887 25,001 25,061 25,175 25,303 25,379 25,427 25,438

17.48 19.47 24.03 13.36 11.31 4.46 2.81 1.94 1.05 0.57 0.42 0.63 0.32 0.45 0.24 0.45 0.50 0.30 0.19 0.04

17.48 36.94 60.97 74.33 85.64 90.10 92.91 94.85 95.89 96.46 96.89 97.52 97.83 98.28 98.52 98.97 99.47 99.77 99.96 100.00

35,294.73

1,028.53 2.91 2.91 2,163.28 3.22 6.13 5,178.34 8.54 14.67 8,342.37 8.96 23.64 12,449.62 11.64 35.27 14,854.01 6.81 42.09 16,989.91 6.05 48.14 18,706.63 4.86 53.00 20,123.91 4.02 57.02 20,880.77 2.14 59.16 21,573.28 1.96 61.12 22,831.11 3.56 64.69 23,401.34 1.62 66.30 24,691.97 3.66 69.96 25,497.69 2.28 72.24 27,477.94 5.61 77.85 31,232.60 10.64 88.49 33,173.44 5.50 93.99 35,164.30 5.64 99.63 35,294.73 0.37 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 18 8 7 3 6 6 2 2 2 1 1 0 0 1 0 4 7 4 8 0 80

18 26 33 36 42 48 50 52 54 55 56 56 56 57 57 61 68 72 80 80

22.50 22.50 10.00 32.50 8.75 41.25 3.75 45.00 7.50 52.50 7.50 60.00 2.50 62.50 2.50 65.00 2.50 67.50 1.25 68.75 1.25 70.00 0.00 70.00 0.00 70.00 1.25 71.25 0.00 71.25 5.00 76.25 8.75 85.00 5.00 90.00 10.00 100.00 0.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 1,284.79 382.53 239.83 744.48 1,576.75 1,258.17 1,239.76 21.54 4.89 84.79 3.00 0.00 0.00 3,019.23 0.00 247.48 628.26 111.25 4,171.64 0.00 15,018.38

1,284.79 8.55 1,667.32 2.55 1,907.15 1.60 2,651.63 4.96 4,228.38 10.50 5,486.55 8.38 6,726.31 8.25 6,747.85 0.14 6,752.74 0.03 6,837.53 0.56 6,840.53 0.02 6,840.53 0.00 6,840.53 0.00 9,859.75 20.10 9,859.75 0.00 10,107.23 1.65 10,735.49 4.18 10,846.74 0.74 15,018.38 27.78 15,018.38 0.00

8.55 124.91 124.91 11.10 33.71 77.07 12.70 7.95 36.83 17.66 23.53 31.79 28.15 38.39 33.96 36.53 52.33 36.94 44.79 58.04 39.59 44.93 1.25 36.07 44.96 0.34 33.56 45.53 11.20 32.75 45.55 0.43 31.71 45.55 0.00 29.96 45.55 0.00 29.23 65.65 233.93 39.93 65.65 0.00 38.67 67.30 12.50 36.78 71.48 16.73 34.37 72.22 5.73 32.70 100.00 209.54 42.71 100.00 0.00 42.55 42.55

Page 23 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 05 - JAMBI

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

2,238 2,311 2,505 1,111 951 400 262 225 94 49 38 40 19 31 18 37 33 18 19 1

499.53 630.43 1,370.43 995.89 1,439.85 788.60 735.48 859.19 408.78 284.38 199.71 267.30 164.72 392.13 287.04 1,143.38 913.66 862.62 505.50 47.10

10,400

2,238 4,549 7,054 8,165 9,116 9,516 9,778 10,003 10,097 10,146 10,184 10,224 10,243 10,274 10,292 10,329 10,362 10,380 10,399 10,400

21.52 22.22 24.09 10.68 9.14 3.85 2.52 2.16 0.90 0.47 0.37 0.38 0.18 0.30 0.17 0.36 0.32 0.17 0.18 0.01

21.52 43.74 67.83 78.51 87.65 91.50 94.02 96.18 97.09 97.56 97.92 98.31 98.49 98.79 98.96 99.32 99.63 99.81 99.99 100.00

12,795.72

499.53 3.90 3.90 1,129.97 4.93 8.83 2,500.40 10.71 19.54 3,496.28 7.78 27.32 4,936.13 11.25 38.58 5,724.73 6.16 44.74 6,460.22 5.75 50.49 7,319.41 6.71 57.20 7,728.18 3.19 60.40 8,012.56 2.22 62.62 8,212.27 1.56 64.18 8,479.57 2.09 66.27 8,644.29 1.29 67.56 9,036.43 3.06 70.62 9,323.46 2.24 72.86 10,466.85 8.94 81.80 11,380.50 7.14 88.94 12,243.13 6.74 95.68 12,748.63 3.95 99.63 12,795.72 0.37 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 3 7 3 0 3 3 3 4 1 0 1 0 0 3 0 3 1 0 2 0 37

3 8.11 8.11 10 18.92 27.03 13 8.11 35.14 13 0.00 35.14 16 8.11 43.24 19 8.11 51.35 22 8.11 59.46 26 10.81 70.27 27 2.70 72.97 27 0.00 72.97 28 2.70 75.68 28 0.00 75.68 28 0.00 75.68 31 8.11 83.78 31 0.00 83.78 34 8.11 91.89 35 2.70 94.59 35 0.00 94.59 37 5.41 100.00 37 0.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 57.12 416.84 389.16 0.00 13.40 192.99 640.80 310.12 26.82 0.00 218.83 0.00 0.00 300.00 0.00 88.43 12.95 0.00 89.72 0.00 2,757.18

57.12 473.96 863.12 863.12 876.52 1,069.52 1,710.32 2,020.44 2,047.26 2,047.26 2,266.09 2,266.09 2,266.09 2,566.09 2,566.09 2,654.51 2,667.46 2,667.46 2,757.18 2,757.18

2.07 15.12 14.11 0.00 0.49 7.00 23.24 11.25 0.97 0.00 7.94 0.00 0.00 10.88 0.00 3.21 0.47 0.00 3.25 0.00

2.07 11.44 17.19 66.12 31.30 28.40 31.30 0.00 31.79 0.93 38.79 24.47 62.03 87.13 73.28 36.09 74.25 6.56 74.25 0.00 82.19 109.58 82.19 0.00 82.19 0.00 93.07 76.50 93.07 0.00 96.28 7.73 96.75 1.42 96.75 0.00 100.00 17.75 100.00 0.00

11.44 41.94 34.52 24.69 17.76 18.68 26.47 27.60 26.49 25.55 27.59 26.72 26.21 28.40 27.52 25.36 23.44 21.79 21.63 21.55

21.55

Page 24 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 06 - SUMATERA SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 3,665 3,752 4,823 2,687 2,489 1,015 749 566 287 119 104 127 69 109 87 101 90 65 44 13 20,961

3,665 7,417 12,240 14,927 17,416 18,431 19,180 19,746 20,033 20,152 20,256 20,383 20,452 20,561 20,648 20,749 20,839 20,904 20,948 20,961

17.48 17.90 23.01 12.82 11.87 4.84 3.57 2.70 1.37 0.57 0.50 0.61 0.33 0.52 0.42 0.48 0.43 0.31 0.21 0.06

17.48 35.38 58.39 71.21 83.09 87.93 91.50 94.20 95.57 96.14 96.64 97.24 97.57 98.09 98.51 98.99 99.42 99.73 99.94 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,572.05 695.60 1,993.44 1,910.86 2,882.14 1,536.11 1,832.38 1,583.71 1,178.77 535.38 623.06 679.96 574.08 1,173.21 1,099.00 1,798.40 1,883.22 2,080.89 4,850.49 195.69 30,678.44

1,572.05 5.12 5.12 2,267.64 2.27 7.39 4,261.08 6.50 13.89 6,171.94 6.23 20.12 9,054.07 9.39 29.51 10,590.19 5.01 34.52 12,422.57 5.97 40.49 14,006.28 5.16 45.66 15,185.05 3.84 49.50 15,720.43 1.75 51.24 16,343.49 2.03 53.27 17,023.45 2.22 55.49 17,597.53 1.87 57.36 18,770.74 3.82 61.19 19,869.75 3.58 64.77 21,668.14 5.86 70.63 23,551.36 6.14 76.77 25,632.25 6.78 83.55 30,482.75 15.81 99.36 30,678.44 0.64 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 24 8 15 18 23 12 5 6 4 2 0 0 1 2 3 4 10 6 18 0 161

24 32 47 65 88 100 105 111 115 117 117 117 118 120 123 127 137 143 161 161

14.91 14.91 4.97 19.88 9.32 29.19 11.18 40.37 14.29 54.66 7.45 62.11 3.11 65.22 3.73 68.94 2.48 71.43 1.24 72.67 0.00 72.67 0.00 72.67 0.62 73.29 1.24 74.53 1.86 76.40 2.48 78.88 6.21 85.09 3.73 88.82 11.18 100.00 0.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 42,905.62 338.76 1,378.22 2,914.43 6,801.99 4,222.87 2,483.36 837.09 1,101.93 151.43 0.00 0.00 677.20 5,257.92 267.88 2,138.21 499.71 6,145.08 21,445.66 0.00 99,567.37

42,905.62 43.09 43,244.38 0.34 44,622.60 1.38 47,537.04 2.93 54,339.02 6.83 58,561.89 4.24 61,045.26 2.49 61,882.35 0.84 62,984.28 1.11 63,135.71 0.15 63,135.71 0.00 63,135.71 0.00 63,812.91 0.68 69,070.82 5.28 69,338.70 0.27 71,476.91 2.15 71,976.63 0.50 78,121.70 6.17 99,567.37 21.54 99,567.37 0.00

43.09 43.43 44.82 47.74 54.58 58.82 61.31 62.15 63.26 63.41 63.41 63.41 64.09 69.37 69.64 71.79 72.29 78.46 100.00 100.00

2729.2 48.70 69.14 152.52 236.00 274.91 135.53 52.86 93.48 28.28 0.00 0.00 117.96 448.17 24.37 118.90 26.54 295.31 442.13 0.00

2729.2 1907.0 1047.2 770.21 600.16 552.98 491.41 441.82 414.78 401.62 386.30 370.87 362.62 367.97 348.97 329.87 305.62 304.78 326.64 324.55

324.55

Page 25 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 07 - BENGKULU

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,673 1,297 1,102 437 392 136 66 43 27 16 16 15 10 17 7 9 15 5 1 1 5,285

1,673 31.66 2,970 24.54 4,072 20.85 4,509 8.27 4,901 7.42 5,037 2.57 5,103 1.25 5,146 0.81 5,173 0.51 5,189 0.30 5,205 0.30 5,220 0.28 5,230 0.19 5,247 0.32 5,254 0.13 5,263 0.17 5,278 0.28 5,283 0.09 5,284 0.02 5,285 0.02

DATA POSITION FROM

31.66 56.20 77.05 85.32 92.73 95.31 96.56 97.37 97.88 98.18 98.49 98.77 98.96 99.28 99.41 99.58 99.87 99.96 99.98 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 373.17 324.37 622.69 437.25 601.35 296.57 163.18 151.39 100.20 61.84 50.03 241.64 125.07 199.45 73.20 363.56 482.23 46.24 49.09 0.03 4,762.55

373.17 7.84 7.84 697.55 6.81 14.65 1,320.23 13.07 27.72 1,757.48 9.18 36.90 2,358.83 12.63 49.53 2,655.40 6.23 55.76 2,818.58 3.43 59.18 2,969.97 3.18 62.36 3,070.16 2.10 64.46 3,132.00 1.30 65.76 3,182.03 1.05 66.81 3,423.68 5.07 71.89 3,548.75 2.63 74.51 3,748.20 4.19 78.70 3,821.40 1.54 80.24 4,184.96 7.63 87.87 4,667.19 10.13 98.00 4,713.42 0.97 98.97 4,762.52 1.03 100.00 4,762.55 0.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

3 11 3 1 0 0 1 0 0 0 0 0 0 3 1 0 0 1 0 0

6,663.07 750.11 216.56 156.43 0.00 0.00 34.06 0.00 0.00 0.00 0.00 0.00 0.00 2,048.56 14.89 0.00 0.00 1,816.60 0.00 0.00

3 14 17 18 18 18 19 19 19 19 19 19 19 22 23 23 23 24 24 24

12.50 12.50 45.83 58.33 12.50 70.83 4.17 75.00 0.00 75.00 0.00 75.00 4.17 79.17 0.00 79.17 0.00 79.17 0.00 79.17 0.00 79.17 0.00 79.17 0.00 79.17 12.50 91.67 4.17 95.83 0.00 95.83 0.00 95.83 4.17 100.00 0.00 100.00 0.00 100.00

11,700.27

6,663.07 56.95 7,413.18 6.41 7,629.74 1.85 7,786.17 1.34 7,786.17 0.00 7,786.17 0.00 7,820.23 0.29 7,820.23 0.00 7,820.23 0.00 7,820.23 0.00 7,820.23 0.00 7,820.23 0.00 7,820.23 0.00 9,868.78 17.51 9,883.67 0.13 9,883.67 0.00 9,883.67 0.00 11,700.27 15.53 11,700.27 0.00 11,700.27 0.00

56.95 63.36 65.21 66.55 66.55 66.55 66.84 66.84 66.84 66.84 66.84 66.84 66.84 84.35 84.47 84.47 84.47 100.00 100.00 100.00

1785.5 231.25 34.78 35.78 0.00 0.00 20.87 0.00 0.00 0.00 0.00 0.00 0.00 1027.1 20.33 0.00 0.00 3929.0 0.00 0.00

1785.5 1062.7 577.91 443.03 330.09 293.22 277.45 263.31 254.72 249.69 245.76 228.42 220.37 263.29 258.64 236.17 211.77 248.23 245.67 245.67

245.67

Page 26 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 08 - LAMPUNG

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,749 3,181 3,251 1,669 1,736 716 528 448 246 165 119 124 107 147 86 149 145 36 47 8 15,657

2,749 5,930 9,181 10,850 12,586 13,302 13,830 14,278 14,524 14,689 14,808 14,932 15,039 15,186 15,272 15,421 15,566 15,602 15,649 15,657

17.56 20.32 20.76 10.66 11.09 4.57 3.37 2.86 1.57 1.05 0.76 0.79 0.68 0.94 0.55 0.95 0.93 0.23 0.30 0.05

17.56 37.87 58.64 69.30 80.39 84.96 88.33 91.19 92.76 93.82 94.58 95.37 96.05 96.99 97.54 98.49 99.42 99.65 99.95 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 689.77 544.71 1,178.66 989.78 1,790.16 1,080.61 1,084.12 1,217.37 844.26 677.65 512.21 608.94 758.69 1,447.73 1,154.34 2,832.25 3,273.56 911.17 889.40 44.66 22,530.06

689.77 3.06 3.06 1,234.48 2.42 5.48 2,413.14 5.23 10.71 3,402.92 4.39 15.10 5,193.09 7.95 23.05 6,273.70 4.80 27.85 7,357.82 4.81 32.66 8,575.19 5.40 38.06 9,419.45 3.75 41.81 10,097.10 3.01 44.82 10,609.31 2.27 47.09 11,218.25 2.70 49.79 11,976.95 3.37 53.16 13,424.68 6.43 59.59 14,579.02 5.12 64.71 17,411.27 12.57 77.28 20,684.82 14.53 91.81 21,595.99 4.04 95.85 22,485.40 3.95 99.80 22,530.06 0.20 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 11 1 0 4 4 1 5 5 2 1 1 1 0 8 2 7 11 3 0 0 67

11 12 12 16 20 21 26 31 33 34 35 36 36 44 46 53 64 67 67 67

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

16.42 16.42 1,653.58 1.49 17.91 7.19 0.00 17.91 0.00 5.97 23.88 112.00 5.97 29.85 347.29 1.49 31.34 210.90 7.46 38.81 107.91 7.46 46.27 188.71 2.99 49.25 4.24 1.49 50.75 6.50 1.49 52.24 458.98 1.49 53.73 269.05 0.00 53.73 0.00 11.94 65.67 366.78 2.99 68.66 3,082.30 10.45 79.10 3,289.06 16.42 95.52 11,315.14 4.48 100.00 258.33 0.00 100.00 0.00 0.00 100.00 0.00 21,677.95

1,653.58 7.63 1,660.77 0.03 1,660.77 0.00 1,772.77 0.52 2,120.06 1.60 2,330.96 0.97 2,438.87 0.50 2,627.58 0.87 2,631.82 0.02 2,638.32 0.03 3,097.30 2.12 3,366.35 1.24 3,366.35 0.00 3,733.13 1.69 6,815.43 14.22 10,104.49 15.17 21,419.63 52.20 21,677.95 1.19 21,677.95 0.00 21,677.95 0.00

7.63 7.66 7.66 8.18 9.78 10.75 11.25 12.12 12.14 12.17 14.29 15.53 15.53 17.22 31.44 46.61 98.81 100.00 100.00 100.00

239.73 1.32 0.00 11.32 19.40 19.52 9.95 15.50 0.50 0.96 89.61 44.18 0.00 25.33 267.02 116.13 345.65 28.35 0.00 0.00

239.73 134.53 68.82 52.10 40.82 37.15 33.15 30.64 27.94 26.13 29.19 30.01 28.11 27.81 46.75 58.03 103.55 100.38 96.41 96.22

96.22

Page 27 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 09 - DKI JAKARTA

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 21,790 16,949 32,363 26,885 34,798 18,074 13,602 10,169 5,692 3,012 2,286 2,767 1,809 1,986 1,306 1,840 1,499 691 928 293 198,739

21,790 38,739 71,102 97,987 132,785 150,859 164,461 174,630 180,322 183,334 185,620 188,387 190,196 192,182 193,488 195,328 196,827 197,518 198,446 198,739

DATA POSITION FROM

10.96 8.53 16.28 13.53 17.51 9.09 6.84 5.12 2.86 1.52 1.15 1.39 0.91 1.00 0.66 0.93 0.75 0.35 0.47 0.15

10.96 19.49 35.78 49.30 66.81 75.91 82.75 87.87 90.73 92.25 93.40 94.79 95.70 96.70 97.36 98.28 99.04 99.39 99.85 100.0

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

14,975.92 3,814.18 9,630.10 12,541.46 24,246.97 19,391.12 19,842.07 20,669.29 15,519.66 10,699.71 9,308.91 13,399.86 10,516.14 14,767.12 11,470.80 23,979.66 23,990.06 13,788.01 36,548.47 158,752.83

311 124 196 267 428 269 214 189 120 106 66 85 80 95 67 233 147 146 307 151

467,852.35

14,975.92 3.20 3.20 18,790.10 0.82 4.02 28,420.21 2.06 6.07 40,961.67 2.68 8.76 65,208.64 5.18 13.94 84,599.76 4.14 18.08 104,441.83 4.24 22.32 125,111.13 4.42 26.74 140,630.79 3.32 30.06 151,330.49 2.29 32.35 160,639.41 1.99 34.34 174,039.26 2.86 37.20 184,555.41 2.25 39.45 199,322.52 3.16 42.60 210,793.32 2.45 45.06 234,772.98 5.13 50.18 258,763.04 5.13 55.31 272,551.05 2.95 58.26 309,099.52 7.81 66.07 467,852.35 33.93 100.00

3,601

311 435 631 898 1,326 1,595 1,809 1,998 2,118 2,224 2,290 2,375 2,455 2,550 2,617 2,850 2,997 3,143 3,450 3,601

8.64 8.64 3.44 12.08 5.44 17.52 7.41 24.94 11.8 36.82 7.47 44.29 5.94 50.24 5.25 55.48 3.33 58.82 2.94 61.76 1.83 63.59 2.36 65.95 2.22 68.18 2.64 70.81 1.86 72.67 6.47 79.14 4.08 83.23 4.05 87.28 8.53 95.81 4.19 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 225,692.86 8,637.16 6,458.08 9,651.38 22,499.18 13,557.16 17,515.54 21,367.95 24,273.41 16,361.07 17,644.21 32,597.18 7,518.11 21,891.90 26,941.91 71,988.69 162,048.87 88,797.48 240,362.40 142,981.32 1,178,785.85

225,692.86 234,330.02 240,788.10 250,439.47 272,938.65 286,495.81 304,011.36 325,379.30 349,652.71 366,013.78 383,657.99 416,255.17 423,773.28 445,665.17 472,607.09 544,595.78 706,644.65 795,442.13 1,035,804.53 1,178,785.85

19.15 0.73 0.55 0.82 1.91 1.15 1.49 1.81 2.06 1.39 1.50 2.77 0.64 1.86 2.29 6.11 13.75 7.53 20.39 12.13

19.15 19.88 20.43 21.25 23.15 24.30 25.79 27.60 29.66 31.05 32.55 35.31 35.95 37.81 40.09 46.20 59.95 67.48 87.87 100.00

LOSS RATIO PERCENTAGE BAND CUM 1507.04 226.45 67.06 76.96 92.79 69.91 88.27 103.38 156.40 152.91 189.54 243.27 71.49 148.25 234.87 300.21 675.48 644.02 657.65 90.07

1507.04 1247.09 847.24 611.40 418.56 338.65 291.08 260.07 248.63 241.86 238.83 239.17 229.62 223.59 224.20 231.97 273.09 291.85 335.10 251.96

251.96

Page 28 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 10 - JAWA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 26,188 23,777 25,577 13,806 13,684 6,689 4,813 3,747 2,132 1,309 1,063 1,313 938 1,289 916 1,624 1,481 789 868 249 132,252

26,188 49,965 75,542 89,348 103,032 109,721 114,534 118,281 120,413 121,722 122,785 124,098 125,036 126,325 127,241 128,865 130,346 131,135 132,003 132,252

DATA POSITION FROM

19.80 19.80 17.98 37.78 19.34 57.12 10.44 67.56 10.35 77.91 5.06 82.96 3.64 86.60 2.83 89.44 1.61 91.05 0.99 92.04 0.80 92.84 0.99 93.83 0.71 94.54 0.97 95.52 0.69 96.21 1.23 97.44 1.12 98.56 0.60 99.16 0.66 99.81 0.19 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

12,616.83 4,492.38 8,692.44 7,449.21 12,110.65 8,772.04 9,383.47 9,382.52 7,001.01 5,173.19 5,035.16 6,946.85 6,059.34 10,554.60 9,855.16 61,711.22 22,607.53 14,044.32 16,169.47 16,574.97

142 37 84 58 78 43 30 35 29 19 24 34 24 64 50 115 144 116 96 104

254,632.34

12,616.83 4.95 4.95 17,109.21 1.76 6.72 25,801.65 3.41 10.13 33,250.85 2.93 13.06 45,361.50 4.76 17.81 54,133.54 3.44 21.26 63,517.01 3.69 24.94 72,899.53 3.68 28.63 79,900.55 2.75 31.38 85,073.74 2.03 33.41 90,108.90 1.98 35.39 97,055.75 2.73 38.12 103,115.08 2.38 40.50 113,669.68 4.15 44.64 123,524.84 3.87 48.51 185,236.06 24.24 72.75 207,843.59 8.88 81.62 221,887.90 5.52 87.14 238,057.37 6.35 93.49 254,632.34 6.51 100.00

1,326

142 10.71 10.71 179 2.79 13.50 263 6.33 19.83 321 4.37 24.21 399 5.88 30.09 442 3.24 33.33 472 2.26 35.60 507 2.64 38.24 536 2.19 40.42 555 1.43 41.86 579 1.81 43.67 613 2.56 46.23 637 1.81 48.04 701 4.83 52.87 751 3.77 56.64 866 8.67 65.31 1,010 10.86 76.17 1,126 8.75 84.92 1,222 7.24 92.16 1,326 7.84 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 45,521.74 427.43 2,304.17 2,077.11 6,901.42 77,267.68 4,336.26 4,238.39 6,120.38 2,331.46 15,069.54 53,963.71 1,598.12 44,924.42 12,513.08 22,433.84 55,234.59 61,908.00 36,952.98 85,092.92 541,217.2

45,521.74 45,949.17 48,253.34 50,330.46 57,231.88 134,499.56 138,835.81 143,074.20 149,194.59 151,526.05 166,595.60 220,559.31 222,157.42 267,081.85 279,594.93 302,028.78 357,263.36 419,171.36 456,124.34 541,217.25

8.41 0.08 0.43 0.38 1.28 14.28 0.80 0.78 1.13 0.43 2.78 9.97 0.30 8.30 2.31 4.15 10.21 11.44 6.83 15.72

8.41 8.49 8.92 9.30 10.57 24.85 25.65 26.44 27.57 28.00 30.78 40.75 41.05 49.35 51.66 55.81 66.01 77.45 84.28 100.00

360.80 9.51 26.51 27.88 56.99 880.84 46.21 45.17 87.42 45.07 299.29 776.81 26.37 425.64 126.97 36.35 244.32 440.80 228.54 513.38

360.80 268.56 187.02 151.37 126.17 248.46 218.58 196.26 186.73 178.11 184.88 227.25 215.45 234.96 226.35 163.05 171.89 188.91 191.60 212.55

212.55

Page 29 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 11 - JAWA TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 22,572 14,079 11,719 5,739 6,261 3,280 2,436 2,056 1,184 697 505 619 401 571 339 548 452 184 177 91 73,910

22,572 30.54 36,651 19.05 48,370 15.86 54,109 7.76 60,370 8.47 63,650 4.44 66,086 3.30 68,142 2.78 69,326 1.60 70,023 0.94 70,528 0.68 71,147 0.84 71,548 0.54 72,119 0.77 72,458 0.46 73,006 0.74 73,458 0.61 73,642 0.25 73,819 0.24 73,910 0.12

30.54 49.59 65.44 73.21 81.68 86.12 89.41 92.20 93.80 94.74 95.42 96.26 96.80 97.58 98.04 98.78 99.39 99.64 99.88 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 6,550.71 2,720.31 4,478.51 2,298.45 6,219.58 4,502.03 4,523.41 5,416.02 3,904.42 747.62 2,515.53 3,622.79 3,052.28 5,345.97 4,837.28 9,722.45 8,477.46 3,728.09 3,204.30 4,312.66 90,179.84

6,550.71 7.26 7.26 9,271.02 3.02 10.28 13,749.53 4.97 15.25 16,047.97 2.55 17.80 22,267.55 6.90 24.69 26,769.58 4.99 29.68 31,292.99 5.02 34.70 36,709.01 6.01 40.71 40,613.43 4.33 45.04 41,361.05 0.83 45.87 43,876.58 2.79 48.65 47,499.37 4.02 52.67 50,551.65 3.38 56.06 55,897.62 5.93 61.98 60,734.89 5.36 67.35 70,457.34 10.78 78.13 78,934.80 9.40 87.53 82,662.88 4.13 91.66 85,867.18 3.55 95.22 90,179.84 4.78 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 56 10 6 10 21 13 16 46 16 12 7 18 16 16 11 26 56 49 23 12 440

56 66 72 82 103 116 132 178 194 206 213 231 247 263 274 300 356 405 428 440

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

12.73 12.73 9,596.11 2.27 15.00 375.11 1.36 16.36 119.12 2.27 18.64 369.74 4.77 23.41 593.39 2.95 26.36 205.88 3.64 30.00 458.18 10.45 40.45 2,097.64 3.64 44.09 892.56 2.73 46.82 508.83 1.59 48.41 4,270.66 4.09 52.50 4,082.69 3.64 56.14 229.10 3.64 59.77 270.06 2.50 62.27 119.69 5.91 68.18 1,990.65 12.73 80.91 30,816.89 11.14 92.05 62,355.03 5.23 97.27 3,055.93 2.73 100.00 111,977.0 234,384.3

9,596.11 4.09 9,971.22 0.16 10,090.34 0.05 10,460.08 0.16 11,053.47 0.25 11,259.35 0.09 11,717.53 0.20 13,815.17 0.89 14,707.73 0.38 15,216.56 0.22 19,487.22 1.82 23,569.91 1.74 23,799.01 0.10 24,069.07 0.12 24,188.76 0.05 26,179.41 0.85 56,996.29 13.15 119,351.3 26.60 122,407.2 1.30 234,384.3 47.77

4.09 4.25 4.31 4.46 4.72 4.80 5.00 5.89 6.28 6.49 8.31 10.06 10.15 10.27 10.32 11.17 24.32 50.92 52.23 100.00

146.49 13.79 2.66 16.09 9.54 4.57 10.13 38.73 22.86 68.06 169.77 112.69 7.51 5.05 2.47 20.47 363.52 1672.5 95.37 2596.4

146.49 107.55 73.39 65.18 49.64 42.06 37.44 37.63 36.21 36.79 44.41 49.62 47.08 43.06 39.83 37.16 72.21 144.38 142.55 259.91

259.91

Page 30 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 12 - DI YOGYAKARTA

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,260 1,685 1,675 907 975 559 410 289 174 122 55 98 48 67 38 70 42 24 21 1 9,520

2,260 3,945 5,620 6,527 7,502 8,061 8,471 8,760 8,934 9,056 9,111 9,209 9,257 9,324 9,362 9,432 9,474 9,498 9,519 9,520

23.74 17.70 17.59 9.53 10.24 5.87 4.31 3.04 1.83 1.28 0.58 1.03 0.50 0.70 0.40 0.74 0.44 0.25 0.22 0.01

23.74 41.44 59.03 68.56 78.80 84.67 88.98 92.02 93.84 95.13 95.70 96.73 97.24 97.94 98.34 99.08 99.52 99.77 99.99 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 512.91 293.14 479.48 448.45 818.93 683.95 658.03 640.00 502.55 459.10 290.47 491.73 543.70 620.23 545.57 1,175.98 739.15 296.77 442.81 182.18 10,825.14

512.91 4.74 4.74 806.05 2.71 7.45 1,285.53 4.43 11.88 1,733.98 4.14 16.02 2,552.91 7.57 23.58 3,236.86 6.32 29.90 3,894.89 6.08 35.98 4,534.90 5.91 41.89 5,037.44 4.64 46.53 5,496.54 4.24 50.78 5,787.02 2.68 53.46 6,278.75 4.54 58.00 6,822.45 5.02 63.02 7,442.68 5.73 68.75 7,988.25 5.04 73.79 9,164.23 10.86 84.66 9,903.38 6.83 91.48 10,200.15 2.74 94.23 10,642.97 4.09 98.32 10,825.14 1.68 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 18 4 5 3 10 10 0 6 3 0 0 4 3 4 0 3 3 2 9 0 87

18 22 27 30 40 50 50 56 59 59 59 63 66 70 70 73 76 78 87 87

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

20.69 20.69 1,108.35 4.60 25.29 84.59 5.75 31.03 62.27 3.45 34.48 746.31 11.49 45.98 494.68 11.49 57.47 572.45 0.00 57.47 0.00 6.90 64.37 26.52 3.45 67.82 39.55 0.00 67.82 0.00 0.00 67.82 0.00 4.60 72.41 69.49 3.45 75.86 175.03 4.60 80.46 213.42 0.00 80.46 0.00 3.45 83.91 199.74 3.45 87.36 111.40 2.30 89.66 779.40 10.34 100.00 12,529.18 0.00 100.00 0.00 17,212.42

1,108.35 6.44 1,192.94 0.49 1,255.22 0.36 2,001.52 4.34 2,496.21 2.87 3,068.66 3.33 3,068.66 0.00 3,095.18 0.15 3,134.74 0.23 3,134.74 0.00 3,134.74 0.00 3,204.23 0.40 3,379.26 1.02 3,592.68 1.24 3,592.68 0.00 3,792.43 1.16 3,903.83 0.65 4,683.23 4.53 17,212.42 72.79 17,212.42 0.00

6.44 6.93 7.29 11.63 14.50 17.83 17.83 17.98 18.21 18.21 18.21 18.62 19.63 20.87 20.87 22.03 22.68 27.21 100.00 100.00

216.09 28.86 12.99 166.42 60.41 83.70 0.00 4.14 7.87 0.00 0.00 14.13 32.19 34.41 0.00 16.99 15.07 262.63 2829.4 0.00

216.09 148.00 97.64 115.43 97.78 94.80 78.79 68.25 62.23 57.03 54.17 51.03 49.53 48.27 44.97 41.38 39.42 45.91 161.73 159.00

159.00

Page 31 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 13 - JAWA TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

21,750 16,766 17,582 10,376 11,512 6,566 4,627 4,134 2,306 1,380 1,089 1,224 846 1,096 726 1,078 842 405 375 144 104,824

21,750 38,516 56,098 66,474 77,986 84,552 89,179 93,313 95,619 96,999 98,088 99,312 100,158 101,254 101,980 103,058 103,900 104,305 104,680 104,824

20.75 15.99 16.77 9.90 10.98 6.26 4.41 3.94 2.20 1.32 1.04 1.17 0.81 1.05 0.69 1.03 0.80 0.39 0.36 0.14

20.75 36.74 53.52 63.41 74.40 80.66 85.07 89.02 91.22 92.54 93.57 94.74 95.55 96.59 97.29 98.32 99.12 99.50 99.86 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 8,226.24 3,304.79 6,450.86 5,987.29 10,156.66 7,954.22 7,841.54 10,001.02 6,988.83 5,273.51 5,012.87 7,275.84 6,029.90 10,995.95 9,109.42 18,848.57 15,811.74 6,511.69 11,514.05 3,067.79 166,362.80

8,226.24 11,531.03 17,981.89 23,969.19 34,125.85 42,080.07 49,921.61 59,922.63 66,911.46 72,184.98 77,197.84 84,473.68 90,503.58 101,499.53 110,608.95 129,457.52 145,269.27 151,780.96 163,295.01 166,362.80

4.94 4.94 1.99 6.93 3.88 10.81 3.60 14.41 6.11 20.51 4.78 25.29 4.71 30.01 6.01 36.02 4.20 40.22 3.17 43.39 3.01 46.40 4.37 50.78 3.62 54.40 6.61 61.01 5.48 66.49 11.3 77.82 9.50 87.32 3.91 91.23 6.92 98.16 1.84 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

70 9 19 16 24 21 21 17 10 13 8 40 14 41 17 31 44 43 70 27 555

70 12.61 12.61 79 1.62 14.23 98 3.42 17.66 114 2.88 20.54 138 4.32 24.86 159 3.78 28.65 180 3.78 32.43 197 3.06 35.50 207 1.80 37.30 220 2.34 39.64 228 1.44 41.08 268 7.21 48.29 282 2.52 50.81 323 7.39 58.20 340 3.06 61.26 371 5.59 66.85 415 7.93 74.77 458 7.75 82.52 528 12.61 95.14 555 4.86 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 9,593.35 703.32 697.78 582.80 5,860.13 1,895.02 2,012.06 713.92 2,582.40 240.75 302.61 9,615.89 3,801.70 4,927.52 18,315.19 2,749.99 45,442.60 27,037.94 33,419.04 63,215.33 233,709.35

9,593.35 10,296.67 10,994.45 11,577.25 17,437.38 19,332.40 21,344.46 22,058.38 24,640.78 24,881.52 25,184.14 34,800.03 38,601.73 43,529.25 61,844.44 64,594.44 110,037.04 137,074.98 170,494.02 233,709.35

4.10 0.30 0.30 0.25 2.51 0.81 0.86 0.31 1.10 0.10 0.13 4.11 1.63 2.11 7.84 1.18 19.44 11.57 14.30 27.05

4.10 4.41 4.70 4.95 7.46 8.27 9.13 9.44 10.54 10.65 10.78 14.89 16.52 18.63 26.46 27.64 47.08 58.65 72.95 100.0

LOSS RATIO PERCENTAGE BAND CUM 116.62 116.62 21.28 89.30 10.82 61.14 9.73 48.30 57.70 51.10 23.82 45.94 25.66 42.76 7.14 36.81 36.95 36.83 4.57 34.47 6.04 32.62 132.16 41.20 63.05 42.65 44.81 42.89 201.06 55.91 14.59 49.90 287.40 75.75 415.22 90.31 290.25 104.41 2060.62 140.48 140.48

Page 32 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 14 - KALIMANTAN BARAT

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 5,813 7,969 6,331 2,058 1,619 505 339 233 121 45 52 47 38 52 25 54 46 21 28 4 25,40

5,813 22.89 13,782 31.37 20,113 24.93 22,171 8.10 23,790 6.37 24,295 1.99 24,634 1.33 24,867 0.92 24,988 0.48 25,033 0.18 25,085 0.20 25,132 0.19 25,170 0.15 25,222 0.20 25,247 0.10 25,301 0.21 25,347 0.18 25,368 0.08 25,396 0.11 25,400 0.02

22.89 54.26 79.19 87.29 93.66 95.65 96.98 97.90 98.38 98.56 98.76 98.94 99.09 99.30 99.40 99.61 99.79 99.87 99.98 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,475.39 3,889.53 6,031.05 3,303.36 4,035.48 1,805.59 1,463.12 997.43 794.06 301.20 440.53 541.78 618.52 2,120.26 566.99 1,000.21 1,063.09 848.04 473.19 -40.73 32,728.09

2,475.39 6,364.92 12,395.97 15,699.33 19,734.81 21,540.40 23,003.53 24,000.96 24,795.02 25,096.22 25,536.74 26,078.52 26,697.04 28,817.31 29,384.30 30,384.51 31,447.60 32,295.64 32,768.82 32,728.09

7.56 7.56 11.88 19.45 18.43 37.88 10.09 47.97 12.33 60.30 5.52 65.82 4.47 70.29 3.05 73.33 2.43 75.76 0.92 76.68 1.35 78.03 1.66 79.68 1.89 81.57 6.48 88.05 1.73 89.78 3.06 92.84 3.25 96.09 2.59 98.68 1.45 100.12 -0.12 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 20 35 22 2 4 2 1 1 2 4 0 2 1 2 1 1 0 2 1 0 103

20 19.42 19.42 55 33.98 53.40 77 21.36 74.76 79 1.94 76.70 83 3.88 80.58 85 1.94 82.52 86 0.97 83.50 87 0.97 84.47 89 1.94 86.41 93 3.88 90.29 93 0.00 90.29 95 1.94 92.23 96 0.97 93.20 98 1.94 95.15 99 0.97 96.12 100 0.97 97.09 100 0.00 97.09 102 1.94 99.03 103 0.97 100.00 103 0.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 632.25 1,799.28 1,842.89 370.94 1,970.59 591.44 9.99 217.70 290.65 227.73 0.00 618.74 827.97 143.75 40.00 944.02 0.00 6,640.43 15,784.08 0.00 32,952.46

632.25 1.92 2,431.53 5.46 4,274.42 5.59 4,645.36 1.13 6,615.95 5.98 7,207.39 1.79 7,217.38 0.03 7,435.08 0.66 7,725.73 0.88 7,953.47 0.69 7,953.47 0.00 8,572.21 1.88 9,400.18 2.51 9,543.93 0.44 9,583.93 0.12 10,527.95 2.86 10,527.95 0.00 17,168.38 20.15 32,952.46 47.90 32,952.46 0.00

1.92 7.38 12.97 14.10 20.08 21.87 21.90 22.56 23.45 24.14 24.14 26.01 28.53 28.96 29.08 31.95 31.95 52.10 100.00 100.00

25.54 25.54 46.26 38.20 30.56 34.48 11.23 29.59 48.83 33.52 32.76 33.46 0.68 31.38 21.83 30.98 36.60 31.16 75.61 31.69 0.00 31.15 114.21 32.87 133.86 35.21 6.78 33.12 7.05 32.62 94.38 34.65 0.00 33.48 783.04 53.16 3335.7 100.56 0.00 100.69 100.69

Page 33 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 15 - KALIMANTAN TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM. 1,380 1,342 1,039 499 507 243 133 89 64 28 18 29 15 21 19 29 14 12 5 3 5,489

1,380 25.14 2,722 24.45 3,761 18.93 4,260 9.09 4,767 9.24 5,010 4.43 5,143 2.42 5,232 1.62 5,296 1.17 5,324 0.51 5,342 0.33 5,371 0.53 5,386 0.27 5,407 0.38 5,426 0.35 5,455 0.53 5,469 0.26 5,481 0.22 5,486 0.09 5,489 0.05

25.14 49.59 68.52 77.61 86.85 91.27 93.70 95.32 96.48 96.99 97.32 97.85 98.12 98.51 98.85 99.38 99.64 99.85 99.95 100.00

611.18 471.54 800.46 615.46 780.49 619.55 454.98 313.53 314.67 112.65 131.96 454.76 153.99 407.84 192.75 657.24 854.89 366.07 125.00 41.34 8,480.35

611.18 7.21 7.21 1,082.72 5.56 12.77 1,883.18 9.44 22.21 2,498.63 7.26 29.46 3,279.12 9.20 38.67 3,898.68 7.31 45.97 4,353.65 5.37 51.34 4,667.19 3.70 55.04 4,981.86 3.71 58.75 5,094.51 1.33 60.07 5,226.47 1.56 61.63 5,681.23 5.36 66.99 5,835.22 1.82 68.81 6,243.05 4.81 73.62 6,435.81 2.27 75.89 7,093.05 7.75 83.64 7,947.94 10.08 93.72 8,314.01 4.32 98.04 8,439.01 1.47 99.51 8,480.35 0.49 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 5 4 5 2 2 1 1 0 1 0 1 2 1 2 1 7 1 0 0 0 36

5 9 14 16 18 19 20 20 21 21 22 24 25 27 28 35 36 36 36 36

13.89 11.11 13.89 5.56 5.56 2.78 2.78 0.00 2.78 0.00 2.78 5.56 2.78 5.56 2.78 19.44 2.78 0.00 0.00 0.00

13.89 25.00 38.89 44.44 50.00 52.78 55.56 55.56 58.33 58.33 61.11 66.67 69.44 75.00 77.78 97.22 100.00 100.00 100.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 1,266.07 217.84 650.50 222.16 418.70 70.62 39.01 0.00 22.50 0.00 22.05 24.00 2,233.38 276.88 7.12 639.72 89.64 0.00 0.00 0.00 6,200.19

1,266.07 1,483.91 2,134.41 2,356.56 2,775.26 2,845.89 2,884.90 2,884.90 2,907.40 2,907.40 2,929.45 2,953.45 5,186.82 5,463.70 5,470.82 6,110.55 6,200.19 6,200.19 6,200.19 6,200.19

20.42 3.51 10.49 3.58 6.75 1.14 0.63 0.00 0.36 0.00 0.36 0.39 36.02 4.47 0.11 10.32 1.45 0.00 0.00 0.00

20.42 207.15 207.15 23.93 46.20 137.05 34.42 81.27 113.34 38.01 36.10 94.31 44.76 53.65 84.63 45.90 11.40 73.00 46.53 8.57 66.26 46.53 0.00 61.81 46.89 7.15 58.36 46.89 0.00 57.07 47.25 16.71 56.05 47.63 5.28 51.99 83.66 1450.3 88.89 88.12 67.89 87.52 88.24 3.69 85.01 98.55 97.33 86.15 100.00 10.49 78.01 100.00 0.00 74.58 100.00 0.00 73.47 100.00 0.00 73.11 73.11

Page 34 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 16 - KALIMANTAN SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 3,383 2,697 2,479 1,145 1,102 614 381 300 162 100 61 77 46 77 54 77 53 49 46 11 12,914

3,383 26.20 6,080 20.88 8,559 19.20 9,704 8.87 10,806 8.53 11,420 4.75 11,801 2.95 12,101 2.32 12,263 1.25 12,363 0.77 12,424 0.47 12,501 0.60 12,547 0.36 12,624 0.60 12,678 0.42 12,755 0.60 12,808 0.41 12,857 0.38 12,903 0.36 12,914 0.09

26.20 47.08 66.28 75.14 83.68 88.43 91.38 93.70 94.96 95.73 96.21 96.80 97.16 97.75 98.17 98.77 99.18 99.56 99.91 100.00

PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 879.72 622.27 985.08 815.39 1,488.49 1,191.42 935.60 996.92 696.48 542.54 359.55 603.98 497.93 1,287.47 870.59 1,355.11 898.91 1,502.96 1,620.62 267.25 18,418.29

879.72 1,501.99 2,487.07 3,302.45 4,790.95 5,982.36 6,917.96 7,914.89 8,611.37 9,153.91 9,513.46 10,117.45 10,615.38 11,902.85 12,773.44 14,128.55 15,027.46 16,530.42 18,151.03 18,418.29

4.78 4.78 3.38 8.15 5.35 13.50 4.43 17.93 8.08 26.01 6.47 32.48 5.08 37.56 5.41 42.97 3.78 46.75 2.95 49.70 1.95 51.65 3.28 54.93 2.70 57.63 6.99 64.63 4.73 69.35 7.36 76.71 4.88 81.59 8.16 89.75 8.80 98.55 1.45 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 22 10 11 3 2 1 0 1 0 0 0 0 1 2 0 4 5 0 12 0 74

22 32 43 46 48 49 49 50 50 50 50 50 51 53 53 57 62 62 74 74

29.73 29.73 13.51 43.24 14.86 58.11 4.05 62.16 2.70 64.86 1.35 66.22 0.00 66.22 1.35 67.57 0.00 67.57 0.00 67.57 0.00 67.57 0.00 67.57 1.35 68.92 2.70 71.62 0.00 71.62 5.41 77.03 6.76 83.78 0.00 83.78 16.22 100.00 0.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 9,655.86 471.94 2,063.20 439.56 381.06 61.75 0.00 2.50 0.00 0.00 0.00 0.00 4.03 71.78 0.00 5,018.71 5,722.68 0.00 16,430.88 0.00 40,323.96

9,655.86 10,127.80 12,191.01 12,630.57 13,011.63 13,073.38 13,073.38 13,075.88 13,075.88 13,075.88 13,075.88 13,075.88 13,079.92 13,151.70 13,151.70 18,170.40 23,893.08 23,893.08 40,323.96 40,323.96

23.95 1.17 5.12 1.09 0.94 0.15 0.00 0.01 0.00 0.00 0.00 0.00 0.01 0.18 0.00 12.45 14.19 0.00 40.75 0.00

23.95 25.12 30.23 31.32 32.27 32.42 32.42 32.43 32.43 32.43 32.43 32.43 32.44 32.62 32.62 45.06 59.25 59.25 100.00 100.00

1097.6 75.84 209.45 53.91 25.60 5.18 0.00 0.25 0.00 0.00 0.00 0.00 0.81 5.58 0.00 370.35 636.63 0.00 1013.8 0.00

1097.6 674.29 490.18 382.46 271.59 218.53 188.98 165.21 151.84 142.84 137.45 129.24 123.22 110.49 102.96 128.61 159.00 144.54 222.16 218.93

218.93

Page 35 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 17 - KALIMANTAN TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 3,180 3,535 4,102 2,408 2,623 1,239 924 665 351 146 144 153 78 127 57 115 80 45 56 26 20,054

3,180 6,715 10,817 13,225 15,848 17,087 18,011 18,676 19,027 19,173 19,317 19,470 19,548 19,675 19,732 19,847 19,927 19,972 20,028 20,054

15.86 17.63 20.45 12.01 13.08 6.18 4.61 3.32 1.75 0.73 0.72 0.76 0.39 0.63 0.28 0.57 0.40 0.22 0.28 0.13

15.86 33.48 53.94 65.95 79.03 85.20 89.81 93.13 94.88 95.61 96.32 97.09 97.48 98.11 98.39 98.97 99.37 99.59 99.87 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

1,537.22 820.11 1,835.75 1,952.35 3,723.41 2,561.12 2,786.04 2,581.74 1,774.29 773.04 929.82 1,085.75 687.63 1,478.80 629.01 2,736.53 2,373.37 1,416.91 4,902.00 4,219.53

21 7 5 6 4 1 1 2 2 1 0 2 0 1 0 3 1 2 7 0

40,804.42

1,537.22 3.77 3.77 2,357.33 2.01 5.78 4,193.08 4.50 10.28 6,145.43 4.78 15.06 9,868.84 9.13 24.19 12,429.96 6.28 30.46 15,216.00 6.83 37.29 17,797.74 6.33 43.62 19,572.03 4.35 47.97 20,345.06 1.89 49.86 21,274.88 2.28 52.14 22,360.63 2.66 54.80 23,048.26 1.69 56.48 24,527.06 3.62 60.11 25,156.07 1.54 61.65 27,892.60 6.71 68.36 30,265.98 5.82 74.17 31,682.88 3.47 77.65 36,584.89 12.01 89.66 40,804.42 10.34 100.00

21 31.82 31.82 28 10.61 42.42 33 7.58 50.00 39 9.09 59.09 43 6.06 65.15 44 1.52 66.67 45 1.52 68.18 47 3.03 71.21 49 3.03 74.24 50 1.52 75.76 50 0.00 75.76 52 3.03 78.79 52 0.00 78.79 53 1.52 80.30 53 0.00 80.30 56 4.55 84.85 57 1.52 86.36 59 3.03 89.39 66 10.61 100.00 66 0.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 11,056.03 454.38 142.04 470.79 227.01 69.35 245.44 149.08 146.84 47.43 0.00 34.14 0.00 4.83 0.00 129.27 13.82 2,039.71 5,116.90 0.00 20,347.07

11,056.03 54.34 11,510.41 2.23 11,652.45 0.70 12,123.24 2.31 12,350.25 1.12 12,419.61 0.34 12,665.05 1.21 12,814.13 0.73 12,960.97 0.72 13,008.40 0.23 13,008.40 0.00 13,042.54 0.17 13,042.54 0.00 13,047.37 0.02 13,047.37 0.00 13,176.64 0.64 13,190.46 0.07 15,230.17 10.02 20,347.07 25.15 20,347.07 0.00

54.34 719.22 719.22 56.57 55.40 488.28 57.27 7.74 277.90 59.58 24.11 197.27 60.70 6.10 125.14 61.04 2.71 99.92 62.25 8.81 83.24 62.98 5.77 72.00 63.70 8.28 66.22 63.93 6.14 63.94 63.93 0.00 61.14 64.10 3.14 58.33 64.10 0.00 56.59 64.12 0.33 53.20 64.12 0.00 51.87 64.76 4.72 47.24 64.83 0.58 43.58 74.85 143.95 48.07 100.00 104.38 55.62 100.00 0.00 49.86 49.86

Page 36 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 18 - SULAWESI UTARA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,259 1,457 1,775 992 1,041 643 430 395 198 115 74 90 49 107 53 48 26 8 20 6 8,786

1,259 2,716 4,491 5,483 6,524 7,167 7,597 7,992 8,190 8,305 8,379 8,469 8,518 8,625 8,678 8,726 8,752 8,760 8,780 8,786

14.33 16.58 20.20 11.29 11.85 7.32 4.89 4.50 2.25 1.31 0.84 1.02 0.56 1.22 0.60 0.55 0.30 0.09 0.23 0.07

DATA POSITION FROM

14.33 30.91 51.12 62.41 74.25 81.57 86.47 90.96 93.22 94.53 95.37 96.39 96.95 98.17 98.77 99.32 99.61 99.70 99.93 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 860.77 304.88 678.46 606.45 1,172.00 1,292.56 1,305.00 1,352.57 837.34 566.02 454.97 850.35 500.97 1,175.31 599.38 788.33 294.30 153.43 1,556.41 49.41 15,398.90

860.77 5.59 5.59 1,165.65 1.98 7.57 1,844.11 4.41 11.98 2,450.56 3.94 15.91 3,622.56 7.61 23.52 4,915.11 8.39 31.92 6,220.11 8.47 40.39 7,572.68 8.78 49.18 8,410.02 5.44 54.61 8,976.05 3.68 58.29 9,431.02 2.95 61.24 10,281.37 5.52 66.77 10,782.34 3.25 70.02 11,957.65 7.63 77.65 12,557.03 3.89 81.54 13,345.35 5.12 86.66 13,639.66 1.91 88.58 13,793.08 1.00 89.57 15,349.50 10.11 99.68 15,398.90 0.32 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 3 1 1 5 3 9 4 5 0 1 0 0 2 2 1 1 1 2 5 0 46

3 4 5 10 13 22 26 31 31 32 32 32 34 36 37 38 39 41 46 46

6.52 6.52 2.17 8.70 2.17 10.87 10.87 21.74 6.52 28.26 19.57 47.83 8.70 56.52 10.87 67.39 0.00 67.39 2.17 69.57 0.00 69.57 0.00 69.57 4.35 73.91 4.35 78.26 2.17 80.43 2.17 82.61 2.17 84.78 4.35 89.13 10.87 100.00 0.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 36.49 3.77 1.25 2,449.13 335.11 427.24 1,870.45 1,777.58 0.00 272.57 0.00 0.00 4,460.29 507.37 2.65 4.82 24.05 523.93 307.97 0.00 13,004.67

36.49 40.26 41.51 2,490.64 2,825.75 3,253.00 5,123.44 6,901.03 6,901.03 7,173.59 7,173.59 7,173.59 11,633.88 12,141.25 12,143.90 12,148.71 12,172.76 12,696.69 13,004.67 13,004.67

0.28 0.03 0.01 18.83 2.58 3.29 14.38 13.67 0.00 2.10 0.00 0.00 34.30 3.90 0.02 0.04 0.18 4.03 2.37 0.00

0.28 0.31 0.32 19.15 21.73 25.01 39.40 53.07 53.07 55.16 55.16 55.16 89.46 93.36 93.38 93.42 93.60 97.63 100.0 100.0

4.24 1.24 0.18 403.85 28.59 33.05 143.33 131.42 0.00 48.15 0.00 0.00 890.33 43.17 0.44 0.61 8.17 341.49 19.79 0.00

4.24 3.45 2.25 101.64 78.00 66.18 82.37 91.13 82.06 79.92 76.06 69.77 107.90 101.54 96.71 91.03 89.25 92.05 84.72 84.45

84.45

Page 37 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 19 - SULAWESI TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

5,651

1,089 2,237 3,277 3,843 4,454 4,823 5,063 5,263 5,370 5,441 5,473 5,525 5,546 5,585 5,598 5,620 5,642 5,649 5,651 5,651

19.27 20.31 18.40 10.02 10.81 6.53 4.25 3.54 1.89 1.26 0.57 0.92 0.37 0.69 0.23 0.39 0.39 0.12 0.04 0.00

01/01/2006

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,089 1,148 1,040 566 611 369 240 200 107 71 32 52 21 39 13 22 22 7 2 0

19.27 39.59 57.99 68.01 78.82 85.35 89.59 93.13 95.03 96.28 96.85 97.77 98.14 98.83 99.06 99.45 99.84 99.96 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 263.45 315.22 578.32 604.22 1,008.67 942.19 778.59 842.71 540.49 417.09 222.48 445.28 193.30 407.77 560.57 349.28 320.41 171.60 23.93 0.00 8,985.56

263.45 2.93 2.93 578.66 3.51 6.44 1,156.98 6.44 12.88 1,761.20 6.72 19.60 2,769.87 11.23 30.83 3,712.06 10.49 41.31 4,490.65 8.66 49.98 5,333.36 9.38 59.35 5,873.85 6.02 65.37 6,290.94 4.64 70.01 6,513.42 2.48 72.49 6,958.70 4.96 77.44 7,152.00 2.15 79.59 7,559.77 4.54 84.13 8,120.34 6.24 90.37 8,469.61 3.89 94.26 8,790.03 3.57 97.82 8,961.63 1.91 99.73 8,985.56 0.27 100.00 8,985.56 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 1 1 4 0 2 1 1 0 1 1 0 0 0 0 0 0 0 0 12

0 0.00 0.00 0 0.00 0.00 1 8.33 8.33 2 8.33 16.67 6 33.33 50.00 6 0.00 50.00 8 16.67 66.67 9 8.33 75.00 10 8.33 83.33 10 0.00 83.33 11 8.33 91.67 12 8.33 100.00 12 0.00 100.00 12 0.00 100.00 12 0.00 100.00 12 0.00 100.00 12 0.00 100.00 12 0.00 100.00 12 0.00 100.00 12 0.00 100.00

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 0.00 0.00 56.25 56.48 84.87 0.00 586.80 1,052.54 27.57 0.00 2,036.83 2,671.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6,573.15

0.00 0.00 0.00 0.00 56.25 0.86 112.73 0.86 197.59 1.29 197.59 0.00 784.39 8.93 1,836.93 16.01 1,864.51 0.42 1,864.51 0.00 3,901.34 30.99 6,573.15 40.65 6,573.15 0.00 6,573.15 0.00 6,573.15 0.00 6,573.15 0.00 6,573.15 0.00 6,573.15 0.00 6,573.15 0.00 6,573.15 0.00

0.00 0.00 0.86 1.71 3.01 3.01 11.93 27.95 28.37 28.37 59.35 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

LOSS RATIO PERCENTAGE BAND CUM 0.00 0.00 9.73 9.35 8.41 0.00 75.37 124.90 5.10 0.00 915.53 600.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 4.86 6.40 7.13 5.32 17.47 34.44 31.74 29.64 59.90 94.46 91.91 86.95 80.95 77.61 74.78 73.35 73.15 73.15

73.15

Page 38 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 20 - SULAWESI SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

24,190

5,137 10,762 15,525 18,062 20,375 21,436 22,132 22,719 23,039 23,198 23,326 23,545 23,677 23,822 23,914 24,014 24,111 24,145 24,175 24,190

21.24 23.25 19.69 10.49 9.56 4.39 2.88 2.43 1.32 0.66 0.53 0.91 0.55 0.60 0.38 0.41 0.40 0.14 0.12 0.06

01/01/2006

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

5,137 5,625 4,763 2,537 2,313 1,061 696 587 320 159 128 219 132 145 92 100 97 34 30 15

21.24 44.49 64.18 74.67 84.23 88.62 91.49 93.92 95.24 95.90 96.43 97.33 97.88 98.48 98.86 99.27 99.67 99.81 99.94 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 913.50 1,693.58 2,299.45 2,274.62 3,223.20 2,221.54 1,830.87 2,116.65 1,403.40 721.75 706.26 1,539.81 1,292.88 1,492.83 1,539.80 2,067.46 1,911.63 609.22 1,132.69 967.89 31,959.01

913.50 2,607.08 4,906.53 7,181.14 10,404.34 12,625.88 14,456.76 16,573.40 17,976.80 18,698.55 19,404.81 20,944.62 22,237.50 23,730.33 25,270.13 27,337.59 29,249.21 29,858.43 30,991.12 31,959.01

2.86 2.86 5.30 8.16 7.19 15.35 7.12 22.47 10.09 32.56 6.95 39.51 5.73 45.24 6.62 51.86 4.39 56.25 2.26 58.51 2.21 60.72 4.82 65.54 4.05 69.58 4.67 74.25 4.82 79.07 6.47 85.54 5.98 91.52 1.91 93.43 3.54 96.97 3.03 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

6 5 9 1 4 6 4 3 3 2 1 2 1 0 0 2 3 0 15 3 70

6 11 20 21 25 31 35 38 41 43 44 46 47 47 47 49 52 52 67 70

8.57 7.14 12.86 1.43 5.71 8.57 5.71 4.29 4.29 2.86 1.43 2.86 1.43 0.00 0.00 2.86 4.29 0.00 21.43 4.29

8.57 15.71 28.57 30.00 35.71 44.29 50.00 54.29 58.57 61.43 62.86 65.71 67.14 67.14 67.14 70.00 74.29 74.29 95.71 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 302.64 175.63 924.79 282.25 321.00 691.63 680.02 50.35 20.54 36.57 4.29 374.65 59.08 0.00 0.00 1,467.54 401.71 0.00 29.00 3,868.63 9,690.31

302.64 3.12 478.27 1.81 1,403.06 9.54 1,685.31 2.91 2,006.31 3.31 2,697.94 7.14 3,377.95 7.02 3,428.30 0.52 3,448.84 0.21 3,485.41 0.38 3,489.70 0.04 3,864.35 3.87 3,923.43 0.61 3,923.43 0.00 3,923.43 0.00 5,390.97 15.14 5,792.68 4.15 5,792.68 0.00 5,821.68 0.30 9,690.31 39.92

3.12 33.13 4.94 10.37 14.48 40.22 17.39 12.41 20.70 9.96 27.84 31.13 34.86 37.14 35.38 2.38 35.59 1.46 35.97 5.07 36.01 0.61 39.88 24.33 40.49 4.57 40.49 0.00 40.49 0.00 55.63 70.98 59.78 21.01 59.78 0.00 60.08 2.56 100.00 399.70

33.13 18.35 28.60 23.47 19.28 21.37 23.37 20.69 19.18 18.64 17.98 18.45 17.64 16.53 15.53 19.72 19.80 19.40 18.78 30.32

30.32

Page 39 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 21 - SULAWESI TENGGARA

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 611 779 686 377 409 192 134 111 39 28 13 23 10 6 6 10 6 3 1 10 3,454

611 1,390 2,076 2,453 2,862 3,054 3,188 3,299 3,338 3,366 3,379 3,402 3,412 3,418 3,424 3,434 3,440 3,443 3,444 3,454

17.69 22.55 19.86 10.91 11.84 5.56 3.88 3.21 1.13 0.81 0.38 0.67 0.29 0.17 0.17 0.29 0.17 0.09 0.03 0.29

17.69 40.24 60.10 71.02 82.86 88.42 92.30 95.51 96.64 97.45 97.83 98.49 98.78 98.96 99.13 99.42 99.59 99.68 99.71 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 121.24 160.57 365.57 436.02 721.67 467.34 429.56 433.93 233.80 170.00 112.35 161.08 123.80 142.15 137.55 326.80 87.06 112.20 20.41 190.71 4,953.81

121.24 2.45 2.45 281.81 3.24 5.69 647.37 7.38 13.07 1,083.40 8.80 21.87 1,805.07 14.57 36.44 2,272.40 9.43 45.87 2,701.97 8.67 54.54 3,135.90 8.76 63.30 3,369.69 4.72 68.02 3,539.69 3.43 71.45 3,652.05 2.27 73.72 3,813.13 3.25 76.97 3,936.93 2.50 79.47 4,079.08 2.87 82.34 4,216.63 2.78 85.12 4,543.43 6.60 91.72 4,630.50 1.76 93.47 4,742.70 2.26 95.74 4,763.10 0.41 96.15 4,953.81 3.85 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 2 4 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 2 12

2 4 8 9 9 9 10 10 10 10 10 10 10 10 10 10 10 10 10 12

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM.

16.67 16.67 22.50 16.67 33.33 63.61 33.33 66.67 168.24 8.33 75.00 199.42 0.00 75.00 0.00 0.00 75.00 0.00 8.33 83.33 838.70 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 0.00 83.33 0.00 16.67 100.00 10,592.10 11,884.57

22.50 86.11 254.35 453.77 453.77 453.77 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 1,292.47 11,884.57

0.19 0.54 1.42 1.68 0.00 0.00 7.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 89.12

0.19 0.72 2.14 3.82 3.82 3.82 10.88 10.88 10.88 10.88 10.88 10.88 10.88 10.88 10.88 10.88 10.88 10.88 10.88 100.00

LOSS RATIO PERCENTAGE BAND CUM 18.56 39.61 46.02 45.74 0.00 0.00 195.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5554.03

18.56 30.56 39.29 41.88 25.14 19.97 47.83 41.22 38.36 36.51 35.39 33.90 32.83 31.69 30.65 28.45 27.91 27.25 27.14 239.91

239.91

Page 40 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 22 - BALI

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,891 2,739 3,048 1,801 2,319 1,546 1,203 976 612 361 251 299 143 256 133 173 138 47 71 20 19,027

DATA POSITION FROM

2,891 5,630 8,678 10,479 12,798 14,344 15,547 16,523 17,135 17,496 17,747 18,046 18,189 18,445 18,578 18,751 18,889 18,936 19,007 19,027

15.19 14.40 16.02 9.47 12.19 8.13 6.32 5.13 3.22 1.90 1.32 1.57 0.75 1.35 0.70 0.91 0.73 0.25 0.37 0.11

15.19 29.59 45.61 55.07 67.26 75.39 81.71 86.84 90.06 91.95 93.27 94.84 95.60 96.94 97.64 98.55 99.27 99.52 99.89 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,043.66 553.48 1,166.06 1,127.62 2,122.54 1,973.83 2,043.13 2,268.77 1,838.92 1,386.88 1,074.40 1,543.47 1,227.51 2,226.84 1,564.74 1,915.41 -4,549.27 1,904.79 -4,332.36 22,299.41 40,399.84

1,043.66 2.58 2.58 1,597.14 1.37 3.95 2,763.20 2.89 6.84 3,890.82 2.79 9.63 6,013.36 5.25 14.88 7,987.19 4.89 19.77 10,030.32 5.06 24.83 12,299.09 5.62 30.44 14,138.00 4.55 35.00 15,524.89 3.43 38.43 16,599.29 2.66 41.09 18,142.76 3.82 44.91 19,370.28 3.04 47.95 21,597.11 5.51 53.46 23,161.86 3.87 57.33 25,077.26 4.74 62.07 20,527.99 -11.3 50.81 22,432.79 4.71 55.53 18,100.43 -10.7 44.80 40,399.84 55.20 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 15 2 2 7 5 4 9 12 5 2 5 3 2 8 5 10 12 8 8 10 134

15 11.19 11.19 17 1.49 12.69 19 1.49 14.18 26 5.22 19.40 31 3.73 23.13 35 2.99 26.12 44 6.72 32.84 56 8.96 41.79 61 3.73 45.52 63 1.49 47.01 68 3.73 50.75 71 2.24 52.99 73 1.49 54.48 81 5.97 60.45 86 3.73 64.18 96 7.46 71.64 108 8.96 80.60 116 5.97 86.57 124 5.97 92.54 134 7.46 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 535.91 68.31 1.20 207.22 45.86 3,435.55 854.54 199.42 15,048.04 16.09 239.89 9.76 2,710.66 368.57 1,987.14 3,537.63 3,257.08 1,436.73 557.12 288.72 34,805.44

535.91 1.54 604.22 0.20 605.42 0.00 812.64 0.60 858.49 0.13 4,294.05 9.87 5,148.59 2.46 5,348.01 0.57 20,396.05 43.23 20,412.14 0.05 20,652.03 0.69 20,661.79 0.03 23,372.45 7.79 23,741.02 1.06 25,728.16 5.71 29,265.79 10.16 32,522.87 9.36 33,959.60 4.13 34,516.72 1.60 34,805.44 0.83

1.54 1.74 1.74 2.33 2.47 12.34 14.79 15.37 58.60 58.65 59.34 59.36 67.15 68.21 73.92 84.08 93.44 97.57 99.17 100.00

51.35 12.34 0.10 18.38 2.16 174.06 41.83 8.79 818.31 1.16 22.33 0.63 220.82 16.55 126.99 184.69 -71.6 75.43 -12.86 1.29

51.35 37.83 21.91 20.89 14.28 53.76 51.33 43.48 144.26 131.48 124.42 113.88 120.66 109.93 111.08 116.70 158.43 151.38 190.70 86.15

86.15

Page 41 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 23 - NUSA TENGGARA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,286 1,358 1,192 571 550 303 168 169 95 27 38 37 26 30 13 9 16 11 3 1 5,903

1,286 21.79 2,644 23.01 3,836 20.19 4,407 9.67 4,957 9.32 5,260 5.13 5,428 2.85 5,597 2.86 5,692 1.61 5,719 0.46 5,757 0.64 5,794 0.63 5,820 0.44 5,850 0.51 5,863 0.22 5,872 0.15 5,888 0.27 5,899 0.19 5,902 0.05 5,903 0.02

21.79 44.79 64.98 74.66 83.97 89.11 91.95 94.82 96.43 96.88 97.53 98.15 98.59 99.10 99.32 99.47 99.75 99.93 99.98 100.00

PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 269.69 290.55 567.85 509.16 714.58 609.56 412.55 577.88 329.77 128.73 309.94 579.09 268.12 467.24 138.84 35.99 250.61 143.10 101.00 0.00 6,704.24

269.69 4.02 4.02 560.24 4.33 8.36 1,128.09 8.47 16.83 1,637.25 7.59 24.42 2,351.83 10.66 35.08 2,961.38 9.09 44.17 3,373.94 6.15 50.33 3,951.81 8.62 58.94 4,281.58 4.92 63.86 4,410.31 1.92 65.78 4,720.25 4.62 70.41 5,299.34 8.64 79.04 5,567.46 4.00 83.04 6,034.70 6.97 90.01 6,173.54 2.07 92.08 6,209.53 0.54 92.62 6,460.14 3.74 96.36 6,603.24 2.13 98.49 6,704.24 1.51 100.00 6,704.24 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

1 0 3 2 0 1 3 16 0 0 0 24 1 1 0 0 4 2 1 0

1 1.69 1.69 7.68 1 0.00 1.69 0.00 4 5.08 6.78 8.65 6 3.39 10.17 83.93 6 0.00 10.17 0.00 7 1.69 11.86 3.79 10 5.08 16.95 709.71 26 27.12 44.07 194.97 26 0.00 44.07 0.00 26 0.00 44.07 0.00 26 0.00 44.07 0.00 50 40.68 84.75 62.39 51 1.69 86.44 81.38 52 1.69 88.14 4.56 52 0.00 88.14 0.00 52 0.00 88.14 0.00 56 6.78 94.92 1,798.46 58 3.39 98.31 0.00 59 1.69 100.00 81.94 59 0.00 100.00 0.00

3,037.46

7.68 0.25 7.68 0.00 16.33 0.28 100.26 2.76 100.26 0.00 104.04 0.12 813.75 23.37 1,008.73 6.42 1,008.73 0.00 1,008.73 0.00 1,008.73 0.00 1,071.12 2.05 1,152.49 2.68 1,157.06 0.15 1,157.06 0.00 1,157.06 0.00 2,955.52 59.21 2,955.52 0.00 3,037.46 2.70 3,037.46 0.00

0.25 2.85 0.25 0.00 0.54 1.52 3.30 16.48 3.30 0.00 3.43 0.62 26.79 172.03 33.21 33.74 33.21 0.00 33.21 0.00 33.21 0.00 35.26 10.77 37.94 30.35 38.09 0.98 38.09 0.00 38.09 0.00 97.30 717.63 97.30 0.00 100.00 81.13 100.00 0.00

2.85 1.37 1.45 6.12 4.26 3.51 24.12 25.53 23.56 22.87 21.37 20.21 20.70 19.17 18.74 18.63 45.75 44.76 45.31 45.31

45.31

Page42 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 24 - NUSA TENGGARA TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 563 723 740 413 448 273 162 142 60 36 31 23 13 17 5 10 9 3 2 1 3,674

563 1,286 2,026 2,439 2,887 3,160 3,322 3,464 3,524 3,560 3,591 3,614 3,627 3,644 3,649 3,659 3,668 3,671 3,673 3,674

15.32 19.68 20.14 11.24 12.19 7.43 4.41 3.86 1.63 0.98 0.84 0.63 0.35 0.46 0.14 0.27 0.24 0.08 0.05 0.03

15.32 35.00 55.14 66.39 78.58 86.01 90.42 94.28 95.92 96.90 97.74 98.37 98.72 99.18 99.32 99.59 99.84 99.92 99.97 100.00

PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 98.35 191.36 451.23 423.87 803.18 691.78 572.74 581.94 334.67 200.97 293.86 196.93 166.15 176.10 50.26 237.28 120.97 31.09 173.50 0.00 5,796.23

98.35 1.70 1.70 289.71 3.30 5.00 740.94 7.78 12.78 1,164.81 7.31 20.10 1,967.99 13.86 33.95 2,659.77 11.93 45.89 3,232.51 9.88 55.77 3,814.44 10.04 65.81 4,149.12 5.77 71.58 4,350.08 3.47 75.05 4,643.95 5.07 80.12 4,840.88 3.40 83.52 5,007.02 2.87 86.38 5,183.13 3.04 89.42 5,233.38 0.87 90.29 5,470.66 4.09 94.38 5,591.63 2.09 96.47 5,622.73 0.54 97.01 5,796.23 2.99 100.00 5,796.23 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 1 1 1 0 0 1 0 0 0 0 0 0 2 0 0 0 1 0 0 7

0 1 2 3 3 3 4 4 4 4 4 4 4 6 6 6 6 7 7 7

0.00 0.00 14.29 14.29 14.29 28.57 14.29 42.86 0.00 42.86 0.00 42.86 14.29 57.14 0.00 57.14 0.00 57.14 0.00 57.14 0.00 57.14 0.00 57.14 0.00 57.14 28.57 85.71 0.00 85.71 0.00 85.71 0.00 85.71 14.29 100.00 0.00 100.00 0.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 81.16 9.52 4.55 0.00 0.00 129.27 0.00 0.00 0.00 0.00 0.00 0.00 49.13 0.00 0.00 0.00 67.18 0.00 0.00 340.81

0.00 81.16 90.69 95.24 95.24 95.24 224.51 224.51 224.51 224.51 224.51 224.51 224.51 273.64 273.64 273.64 273.64 340.81 340.81 340.81

0.00 23.81 2.79 1.34 0.00 0.00 37.93 0.00 0.00 0.00 0.00 0.00 0.00 14.41 0.00 0.00 0.00 19.71 0.00 0.00

0.00 0.00 23.81 42.41 26.61 2.11 27.95 1.07 27.95 0.00 27.95 0.00 65.87 22.57 65.87 0.00 65.87 0.00 65.87 0.00 65.87 0.00 65.87 0.00 65.87 0.00 80.29 27.90 80.29 0.00 80.29 0.00 80.29 0.00 100.00 216.06 100.00 0.00 100.00 0.00

0.00 28.02 12.24 8.18 4.84 3.58 6.95 5.89 5.41 5.16 4.83 4.64 4.48 5.28 5.23 5.00 4.89 6.06 5.88 5.88

5.88

Page 43 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 25 - MALUKU

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 141 196 220 121 154 91 73 66 36 18 9 19 6 8 16 13 8 1 5 0 1,201

141 337 557 678 832 923 996 1,062 1,098 1,116 1,125 1,144 1,150 1,158 1,174 1,187 1,195 1,196 1,201 1,201

11.74 16.32 18.32 10.07 12.82 7.58 6.08 5.50 3.00 1.50 0.75 1.58 0.50 0.67 1.33 1.08 0.67 0.08 0.42 0.00

11.74 28.06 46.38 56.45 69.28 76.85 82.93 88.43 91.42 92.92 93.67 95.25 95.75 96.42 97.75 98.83 99.50 99.58 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 19.79 48.90 136.26 129.33 258.72 204.34 243.55 320.78 210.82 162.12 125.69 218.12 83.84 48.06 116.98 263.81 67.05 24.23 150.51 0.00 2,832.90

19.79 0.70 0.70 68.69 1.73 2.42 204.95 4.81 7.23 334.28 4.57 11.80 593.01 9.13 20.93 797.34 7.21 28.15 1,040.90 8.60 36.74 1,361.67 11.32 48.07 1,572.49 7.44 55.51 1,734.61 5.72 61.23 1,860.30 4.44 65.67 2,078.41 7.70 73.37 2,162.25 2.96 76.33 2,210.32 1.70 78.02 2,327.30 4.13 82.15 2,591.11 9.31 91.47 2,658.16 2.37 93.83 2,682.39 0.86 94.69 2,832.90 5.31 100.00 2,832.90 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 0 1 0 1 1 0 0 0 0 0 3 0 0 0 6

0 0 0 0 0 0 0 1 1 2 3 3 3 3 3 3 6 6 6 6

0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00 16.67 16.67 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 16.67 33.33 50.00 50.00 50.00 50.00 50.00 50.00 100.00 100.00 100.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 726.04 0.00 913.62 154.63 0.00 0.00 0.00 0.00 0.00 299.12 0.00 0.00 0.00 2,093.41

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 726.04 34.68 726.04 0.00 1,639.66 43.64 1,794.29 7.39 1,794.29 0.00 1,794.29 0.00 1,794.29 0.00 1,794.29 0.00 1,794.29 0.00 2,093.41 14.29 2,093.41 0.00 2,093.41 0.00 2,093.41 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.68 34.68 78.32 85.71 85.71 85.71 85.71 85.71 85.71 100.00 100.00 100.00 100.00

LOSS RATIO PERCENTAGE BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 226.34 0.00 563.56 123.03 0.00 0.00 0.00 0.00 0.00 446.13 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 53.32 46.17 94.53 96.45 86.33 82.98 81.18 77.10 69.25 78.75 78.04 73.90 73.90

73.90

Page 44 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 26 - IRIAN JAYA

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

3,287

332 763 1,349 1,775 2,228 2,531 2,755 2,913 3,011 3,065 3,114 3,158 3,198 3,229 3,248 3,266 3,276 3,283 3,286 3,287

01/01/2006

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 332 431 586 426 453 303 224 158 98 54 49 44 40 31 19 18 10 7 3 1

10.10 13.11 17.83 12.96 13.78 9.22 6.81 4.81 2.98 1.64 1.49 1.34 1.22 0.94 0.58 0.55 0.30 0.21 0.09 0.03

10.10 23.21 41.04 54.00 67.78 77.00 83.82 88.62 91.60 93.25 94.74 96.08 97.29 98.24 98.81 99.36 99.67 99.88 99.97 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 122.51 129.34 338.01 515.95 881.34 915.71 937.14 880.46 614.14 381.01 405.42 473.37 415.53 498.67 436.98 447.90 195.23 118.42 89.01 0.00 8,796.15

122.51 251.85 589.86 1,105.81 1,987.15 2,902.86 3,840.00 4,720.47 5,334.60 5,715.62 6,121.04 6,594.41 7,009.94 7,508.61 7,945.60 8,393.49 8,588.72 8,707.14 8,796.15 8,796.15

1.39 1.39 1.47 2.86 3.84 6.71 5.87 12.57 10.02 22.59 10.41 33.00 10.65 43.66 10.01 53.67 6.98 60.65 4.33 64.98 4.61 69.59 5.38 74.97 4.72 79.69 5.67 85.36 4.97 90.33 5.09 95.42 2.22 97.64 1.35 98.99 1.01 100.00 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 1 2 3 0 4 0 3 1 0 2 0 0 1 0 0 0 0 0 0 0 17

1 3 6 6 10 10 13 14 14 16 16 16 17 17 17 17 17 17 17 17

5.88 11.76 17.65 0.00 23.53 0.00 17.65 5.88 0.00 11.76 0.00 0.00 5.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5.88 17.65 35.29 35.29 58.82 58.82 76.47 82.35 82.35 94.12 94.12 94.12 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 105.84 118.13 297.20 0.00 296.23 0.00 1,528.57 66.98 0.00 63.26 0.00 0.00 2,619.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5,095.61

105.84 2.08 223.96 2.32 521.16 5.83 521.16 0.00 817.39 5.81 817.39 0.00 2,345.97 30.00 2,412.94 1.31 2,412.94 0.00 2,476.20 1.24 2,476.20 0.00 2,476.20 0.00 5,095.61 51.41 5,095.61 0.00 5,095.61 0.00 5,095.61 0.00 5,095.61 0.00 5,095.61 0.00 5,095.61 0.00 5,095.61 0.00

2.08 86.39 4.40 91.33 10.23 87.93 10.23 0.00 16.04 33.61 16.04 0.00 46.04 163.11 47.35 7.61 47.35 0.00 48.59 16.60 48.59 0.00 48.59 0.00 100.00 630.37 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

86.39 88.93 88.35 47.13 41.13 28.16 61.09 51.12 45.23 43.32 40.45 37.55 72.69 67.86 64.13 60.71 59.33 58.52 57.93 57.93

57.93

Page 45 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 27 - MALUKU UTARA

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

700

83 183 311 355 431 512 561 622 651 663 671 682 688 692 695 698 699 700 700 700

11.86 14.29 18.29 6.29 10.86 11.57 7.00 8.71 4.14 1.71 1.14 1.57 0.86 0.57 0.43 0.43 0.14 0.14 0.00 0.00

01/01/2006

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE F rp RP BAND CUM. BAND CUM. 83 100 128 44 76 81 49 61 29 12 8 11 6 4 3 3 1 1 0 0

11.86 26.14 44.43 50.71 61.57 73.14 80.14 88.86 93.00 94.71 95.86 97.43 98.29 98.86 99.29 99.71 99.86 100.00 100.00 100.00

30.17 19.92 62.65 44.25 132.89 156.73 193.13 314.83 199.67 104.78 89.92 92.40 112.68 107.18 60.07 86.57 2.21 6.06 0.00 0.00 1,816.10

30.17 1.66 1.66 50.08 1.10 2.76 112.73 3.45 6.21 156.98 2.44 8.64 289.86 7.32 15.96 446.60 8.63 24.59 639.73 10.63 35.23 954.56 17.34 52.56 1,154.23 10.99 63.56 1,259.00 5.77 69.32 1,348.92 4.95 74.28 1,441.32 5.09 79.36 1,554.00 6.20 85.57 1,661.18 5.90 91.47 1,721.25 3.31 94.78 1,807.82 4.77 99.54 1,810.03 0.12 99.67 1,816.10 0.33 100.00 1,816.10 0.00 100.00 1,816.10 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 3

0 0 1 1 1 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3

0.00 0.00 33.33 0.00 0.00 33.33 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 33.33 33.33 33.33 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 20.00 0.00 0.00 73.70 37.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 131.66

0.00 0.00 0.00 0.00 20.00 15.19 20.00 0.00 20.00 0.00 93.70 55.97 131.66 28.84 131.66 0.00 131.66 0.00 131.66 0.00 131.66 0.00 131.66 0.00 131.66 0.00 131.66 0.00 131.66 0.00 131.66 0.00 131.66 0.00 131.66 0.00 131.66 0.00 131.66 0.00

0.00 0.00 15.19 15.19 15.19 71.16 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 31.92 0.00 0.00 47.02 19.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 17.74 12.74 6.90 20.98 20.58 13.79 11.41 10.46 9.76 9.14 8.47 7.93 7.65 7.28 7.27 7.25 7.25 7.25

7.25

Page 46 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 28 - IRIAN JAYA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 279 312 398 188 202 121 72 55 33 11 12 12 10 13 6 6 8 0 0 0 1,738

279 591 989 1,177 1,379 1,500 1,572 1,627 1,660 1,671 1,683 1,695 1,705 1,718 1,724 1,730 1,738 1,738 1,738 1,738

16.05 17.95 22.90 10.82 11.62 6.96 4.14 3.16 1.90 0.63 0.69 0.69 0.58 0.75 0.35 0.35 0.46 0.00 0.00 0.00

16.05 34.00 56.90 67.72 79.34 86.31 90.45 93.61 95.51 96.14 96.84 97.53 98.10 98.85 99.19 99.54 100.00 100.00 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 31.77 61.41 139.33 136.91 331.80 335.54 247.21 242.94 214.84 55.76 63.14 71.02 137.55 170.95 253.60 188.16 318.54 0.00 0.00 0.00 3,000.45

31.77 1.06 1.06 93.18 2.05 3.11 232.50 4.64 7.75 369.42 4.56 12.31 701.22 11.06 23.37 1,036.76 11.18 34.55 1,283.96 8.24 42.79 1,526.90 8.10 50.89 1,741.74 7.16 58.05 1,797.50 1.86 59.91 1,860.64 2.10 62.01 1,931.66 2.37 64.38 2,069.21 4.58 68.96 2,240.15 5.70 74.66 2,493.75 8.45 83.11 2,681.92 6.27 89.38 3,000.45 10.62 100.00 3,000.45 0.00 100.00 3,000.45 0.00 100.00 3,000.45 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 1 1 0 0 2 0 0 0 1 0 0 0 0 0 0 0 5

0 0 0 0 1 2 2 2 4 4 4 4 5 5 5 5 5 5 5 5

0.00 0.00 0.00 0.00 20.00 20.00 0.00 0.00 40.00 0.00 0.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 20.00 40.00 40.00 40.00 80.00 80.00 80.00 80.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 293.56 479.96 0.00 0.00 163.98 0.00 0.00 0.00 4.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 941.99

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 293.56 31.16 773.51 50.95 773.51 0.00 773.51 0.00 937.49 17.41 937.49 0.00 937.49 0.00 937.49 0.00 941.99 0.48 941.99 0.00 941.99 0.00 941.99 0.00 941.99 0.00 941.99 0.00 941.99 0.00 941.99 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 31.16 88.47 82.11 143.04 82.11 0.00 82.11 0.00 99.52 76.33 99.52 0.00 99.52 0.00 99.52 0.00 100.00 3.27 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

0.00 0.00 0.00 0.00 41.86 74.61 60.24 50.66 53.83 52.16 50.39 48.53 45.52 42.05 37.77 35.12 31.39 31.39 31.39 31.39

31.39

Page 47 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 29 - BANTEN

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

6,848 6,978 9,285 5,743 5,366 2,404 1,592 1,345 812 464 498 569 447 543 380 594 610 274 267 98 45,117

6,848 13,826 23,111 28,854 34,220 36,624 38,216 39,561 40,373 40,837 41,335 41,904 42,351 42,894 43,274 43,868 44,478 44,752 45,019 45,117

15.18 15.47 20.58 12.73 11.89 5.33 3.53 2.98 1.80 1.03 1.10 1.26 0.99 1.20 0.84 1.32 1.35 0.61 0.59 0.22

15.18 30.64 51.22 63.95 75.85 81.18 84.70 87.69 89.49 90.51 91.62 92.88 93.87 95.07 95.92 97.23 98.58 99.19 99.78 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 3,883.90 1,165.39 2,775.32 2,981.68 4,300.27 2,755.01 2,839.09 3,481.43 2,687.06 2,066.45 2,348.73 3,110.48 3,265.70 4,541.46 3,707.83 8,465.72 11,404.80 5,142.09 6,834.47 46,444.09 124,200.98

3,883.90 3.13 3.13 5,049.28 0.94 4.07 7,824.60 2.23 6.30 10,806.28 2.40 8.70 15,106.55 3.46 12.16 17,861.56 2.22 14.38 20,700.65 2.29 16.67 24,182.09 2.80 19.47 26,869.14 2.16 21.63 28,935.59 1.66 23.30 31,284.32 1.89 25.19 34,394.80 2.50 27.69 37,660.50 2.63 30.32 42,201.96 3.66 33.98 45,909.79 2.99 36.96 54,375.52 6.82 43.78 65,780.32 9.18 52.96 70,922.41 4.14 57.10 77,756.88 5.50 62.61 124,200.98 37.39 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

56 28 43 34 23 13 12 18 11 9 9 16 18 37 21 37 55 27 44 104

56 9.11 9.11 15,402.37 84 4.55 13.66 732.98 127 6.99 20.65 1,681.15 161 5.53 26.18 12,852.49 184 3.74 29.92 1,058.99 197 2.11 32.03 652.10 209 1.95 33.98 3,064.60 227 2.93 36.91 6,402.43 238 1.79 38.70 2,500.22 247 1.46 40.16 633.55 256 1.46 41.63 3,408.44 272 2.60 44.23 5,974.28 290 2.93 47.15 10,122.62 327 6.02 53.17 18,252.98 348 3.41 56.59 10,308.54 385 6.02 62.60 24,874.77 440 8.94 71.54 48,574.73 467 4.39 75.93 16,751.24 511 7.15 83.09 60,368.01 615 16.91 100.00 102,541.44

615

346,157.92

15,402.37 4.45 16,135.35 0.21 17,816.50 0.49 30,668.99 3.71 31,727.98 0.31 32,380.07 0.19 35,444.67 0.89 41,847.10 1.85 44,347.32 0.72 44,980.87 0.18 48,389.31 0.98 54,363.58 1.73 64,486.20 2.92 82,739.18 5.27 93,047.73 2.98 117,922.50 7.19 166,497.22 14.03 183,248.46 4.84 243,616.48 17.44 346,157.92 29.62

4.45 4.66 5.15 8.86 9.17 9.35 10.24 12.09 12.81 12.99 13.98 15.70 18.63 23.90 26.88 34.07 48.10 52.94 70.38 100.00

396.57 62.90 60.58 431.05 24.63 23.67 107.94 183.90 93.05 30.66 145.12 192.07 309.97 401.92 278.02 293.83 425.91 325.77 883.29 220.78

396.57 319.56 227.70 283.81 210.03 181.28 171.22 173.05 165.05 155.45 154.68 158.06 171.23 196.06 202.68 216.87 253.11 258.38 313.31 278.71

278.71

Page 48 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 30 - BANGKA BELITUNG

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

1,985

317 623 1,035 1,273 1,534 1,671 1,758 1,831 1,866 1,881 1,896 1,915 1,929 1,942 1,953 1,959 1,966 1,976 1,982 1,985

15.97 15.42 20.76 11.99 13.15 6.90 4.38 3.68 1.76 0.76 0.76 0.96 0.71 0.65 0.55 0.30 0.35 0.50 0.30 0.15

01/01/2006

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 317 306 412 238 261 137 87 73 35 15 15 19 14 13 11 6 7 10 6 3

15.97 31.39 52.14 64.13 77.28 84.18 88.56 92.24 94.01 94.76 95.52 96.47 97.18 97.83 98.39 98.69 99.04 99.55 99.85 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 122.82 61.02 169.48 175.92 358.24 239.09 178.93 229.34 148.62 66.23 70.82 99.84 73.70 146.97 69.22 55.58 41.80 291.39 30.36 44.22 2,673.59

122.82 4.59 4.59 183.84 2.28 6.88 353.32 6.34 13.22 529.24 6.58 19.80 887.48 13.40 33.19 1,126.57 8.94 42.14 1,305.51 6.69 48.83 1,534.84 8.58 57.41 1,683.46 5.56 62.97 1,749.69 2.48 65.44 1,820.51 2.65 68.09 1,920.35 3.73 71.83 1,994.04 2.76 74.58 2,141.01 5.50 80.08 2,210.23 2.59 82.67 2,265.82 2.08 84.75 2,307.61 1.56 86.31 2,599.00 10.90 97.21 2,629.37 1.14 98.35 2,673.59 1.65 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 0 4 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 7

1 1 5 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 7 7

14.29 14.29 0.00 14.29 57.14 71.43 14.29 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 0.00 85.71 14.29 100.00 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 2.94 0.00 625.84 51.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.91 0.00 700.69

2.94 0.42 2.94 0.00 628.77 89.32 679.78 7.28 679.78 0.00 679.78 0.00 679.78 0.00 679.78 0.00 679.78 0.00 679.78 0.00 679.78 0.00 679.78 0.00 679.78 0.00 679.78 0.00 679.78 0.00 679.78 0.00 679.78 0.00 679.78 0.00 700.69 2.98 700.69 0.00

0.42 2.39 2.39 0.42 0.00 1.60 89.74 369.27 177.96 97.02 28.99 128.44 97.02 0.00 76.60 97.02 0.00 60.34 97.02 0.00 52.07 97.02 0.00 44.29 97.02 0.00 40.38 97.02 0.00 38.85 97.02 0.00 37.34 97.02 0.00 35.40 97.02 0.00 34.09 97.02 0.00 31.75 97.02 0.00 30.76 97.02 0.00 30.00 97.02 0.00 29.46 97.02 0.00 26.16 100.00 68.87 26.65 100.00 0.00 26.21 26.21

Page of 49 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 31 - GORONTALO

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

1,626

273 16.79 609 20.66 971 22.26 1,129 9.72 1,286 9.66 1,384 6.03 1,458 4.55 1,517 3.63 1,545 1.72 1,562 1.05 1,586 1.48 1,602 0.98 1,611 0.55 1,613 0.12 1,621 0.49 1,622 0.06 1,623 0.06 1,625 0.12 1,626 0.06 1,626 0.00

01/01/2006

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 273 336 362 158 157 98 74 59 28 17 24 16 9 2 8 1 1 2 1 0

16.79 37.45 59.72 69.43 79.09 85.12 89.67 93.30 95.02 96.06 97.54 98.52 99.08 99.20 99.69 99.75 99.82 99.94 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 32.16 57.29 150.54 109.23 181.52 192.76 202.63 208.21 147.05 94.07 109.62 178.12 137.47 13.65 123.53 13.78 31.63 34.09 23.93 0.00 2,041.29

32.16 1.58 1.58 89.45 2.81 4.38 239.99 7.37 11.76 349.22 5.35 17.11 530.75 8.89 26.00 723.51 9.44 35.44 926.14 9.93 45.37 1,134.35 10.20 55.57 1,281.40 7.20 62.77 1,375.47 4.61 67.38 1,485.09 5.37 72.75 1,663.21 8.73 81.48 1,800.68 6.73 88.21 1,814.33 0.67 88.88 1,937.86 6.05 94.93 1,951.64 0.68 95.61 1,983.27 1.55 97.16 2,017.36 1.67 98.83 2,041.29 1.17 100.00 2,041.29 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 3 2 2 1 0 1 2 0 0 0 0 0 0 0 0 0 0 0 0 0 11

3 5 7 8 8 9 11 11 11 11 11 11 11 11 11 11 11 11 11 11

27.27 18.18 18.18 9.09 0.00 9.09 18.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

27.27 45.45 63.64 72.73 72.73 81.82 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 44.44 121.61 170.59 11.68 0.00 87.66 991.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,427.86

44.44 3.11 166.05 8.52 336.64 11.95 348.32 0.82 348.32 0.00 435.98 6.14 1,427.86 69.47 1,427.86 0.00 1,427.86 0.00 1,427.86 0.00 1,427.86 0.00 1,427.86 0.00 1,427.86 0.00 1,427.86 0.00 1,427.86 0.00 1,427.86 0.00 1,427.86 0.00 1,427.86 0.00 1,427.86 0.00 1,427.86 0.00

3.11 11.63 23.58 24.39 24.39 30.53 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

138.19 212.28 113.32 10.69 0.00 45.48 489.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

138.19 185.64 140.27 99.74 65.63 60.26 154.17 125.87 111.43 103.81 96.15 85.85 79.30 78.70 73.68 73.16 72.00 70.78 69.95 69.95

69.95

Page 50 of 204

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

PROVINCE

: 32 - KEPULAUAN RIAU

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,634 1,757 2,502 1,664 1,716 700 403 344 200 110 84 93 70 104 77 91 78 58 38 29 11,752

1,634 3,391 5,893 7,557 9,273 9,973 10,376 10,720 10,920 11,030 11,114 11,207 11,277 11,381 11,458 11,549 11,627 11,685 11,723 11,752

13.90 14.95 21.29 14.16 14.60 5.96 3.43 2.93 1.70 0.94 0.71 0.79 0.60 0.88 0.66 0.77 0.66 0.49 0.32 0.25

13.90 28.85 50.14 64.30 78.91 84.86 88.29 91.22 92.92 93.86 94.57 95.36 95.96 96.84 97.50 98.27 98.94 99.43 99.75 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,342.19 332.16 1,098.75 1,376.26 2,284.07 1,380.23 1,062.09 1,267.03 864.43 620.64 467.90 656.69 650.14 899.10 720.23 1,211.31 1,460.22 1,424.96 2,818.36 242.31 22,179.07

1,342.19 6.05 6.05 1,674.35 1.50 7.55 2,773.10 4.95 12.50 4,149.36 6.21 18.71 6,433.43 10.30 29.01 7,813.66 6.22 35.23 8,875.75 4.79 40.02 10,142.78 5.71 45.73 11,007.21 3.90 49.63 11,627.84 2.80 52.43 12,095.75 2.11 54.54 12,752.43 2.96 57.50 13,402.57 2.93 60.43 14,301.68 4.05 64.48 15,021.91 3.25 67.73 16,233.22 5.46 73.19 17,693.43 6.58 79.78 19,118.40 6.42 86.20 21,936.75 12.71 98.91 22,179.07 1.09 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 11 0 2 1 0 1 0 0 3 0 1 0 1 2 2 1 5 9 4 4 47

11 23.40 23.40 11 0.00 23.40 13 4.26 27.66 14 2.13 29.79 14 0.00 29.79 15 2.13 31.91 15 0.00 31.91 15 0.00 31.91 18 6.38 38.30 18 0.00 38.30 19 2.13 40.43 19 0.00 40.43 20 2.13 42.55 22 4.26 46.81 24 4.26 51.06 25 2.13 53.19 30 10.64 63.83 39 19.15 82.98 43 8.51 91.49 47 8.51 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 181.90 0.00 94.10 32.21 0.00 0.97 0.00 0.00 82.35 0.00 13.29 0.00 1.24 2,006.11 52.28 558.09 911.52 6,020.48 5,166.10 4,129.80 19,250.44

181.90 181.90 276.00 308.22 308.22 309.19 309.19 309.19 391.54 391.54 404.83 404.83 406.07 2,412.18 2,464.46 3,022.54 3,934.07 9,954.54 15,120.65 19,250.44

0.94 0.00 0.49 0.17 0.00 0.01 0.00 0.00 0.43 0.00 0.07 0.00 0.01 10.42 0.27 2.90 4.74 31.27 26.84 21.45

0.94 0.94 1.43 1.60 1.60 1.61 1.61 1.61 2.03 2.03 2.10 2.10 2.11 12.53 12.80 15.70 20.44 51.71 78.55 100.00

LOSS RATIO PERCENTAGE BAND CUM 13.55 0.00 8.56 2.34 0.00 0.07 0.00 0.00 9.53 0.00 2.84 0.00 0.19 223.12 7.26 46.07 62.42 422.50 183.30 1704.3

13.55 10.86 9.95 7.43 4.79 3.96 3.48 3.05 3.56 3.37 3.35 3.17 3.03 16.87 16.41 18.62 22.23 52.07 68.93 86.80

86.80

Page 51 of 204

RISK AND LOSS PROFILE 2007

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 164,403 152,779 181,477 111,187 119,041 60,989 42,454 33,265 19,034 10,179 8,204 9,454 6,418 8,295 5,412 8,449 6,925 3,334 3,453 1,315 956,067

DATA POSITION FROM

164,403 317,182 498,659 609,846 728,887 789,876 832,330 865,595 884,629 894,808 903,012 912,466 918,884 927,179 932,591 941,040 947,965 951,299 954,752 956,067

17.20 17.20 15.98 33.18 18.98 52.16 11.63 63.79 12.45 76.24 6.38 82.62 4.44 87.06 3.48 90.54 1.99 92.53 1.06 93.59 0.86 94.45 0.99 95.44 0.67 96.11 0.87 96.98 0.57 97.54 0.88 98.43 0.72 99.15 0.35 99.50 0.36 99.86 0.14 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 86,299.06 38,235.50 73,577.89 74,266.27 115,201.37 83,244.54 83,434.10 83,906.89 62,656.42 43,655.38 38,546.30 52,517.59 41,676.33 69,703.59 50,438.88 112,412.16 122,476.52 71,411.68 98,899.58 467,443.00 1,870,003.05

86,299.06 4.61 4.61 124,534.56 2.04 6.66 198,112.46 3.93 10.59 272,378.73 3.97 14.57 387,580.09 6.16 20.73 470,824.63 4.45 25.18 554,258.73 4.46 29.64 638,165.62 4.49 34.13 700,822.05 3.35 37.48 744,477.43 2.33 39.81 783,023.73 2.06 41.87 835,541.32 2.81 44.68 877,217.64 2.23 46.91 946,921.24 3.73 50.64 997,360.12 2.70 53.33 1,109,772.28 6.01 59.35 1,232,248.79 6.55 65.90 1,303,660.47 3.82 69.71 1,402,560.05 5.29 75.00 1,870,003.05 25.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 822 227 338 317 417 301 236 299 184 114 116 186 200 270 176 342 448 380 481 572 6,426

822 1,049 1,387 1,704 2,121 2,422 2,658 2,957 3,141 3,255 3,371 3,557 3,757 4,027 4,203 4,545 4,993 5,373 5,854 6,426

12.79 12.79 3.53 16.32 5.26 21.58 4.93 26.52 6.49 33.01 4.68 37.69 3.67 41.36 4.65 46.02 2.86 48.88 1.77 50.65 1.81 52.46 2.89 55.35 3.11 58.47 4.20 62.67 2.74 65.41 5.32 70.73 6.97 77.70 5.91 83.61 7.49 91.10 8.90 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 269,279.98 14,154.76 29,467.18 18,408.64 30,044.32 27,253.93 35,228.70 56,270.70 34,901.07 20,961.51 24,774.23 23,792.97 70,569.09 111,108.47 57,202.95 144,217.36 472,915.87 229,464.73 355,758.77 844,268.19 2,870,043.42

269,279.98 9.38 283,434.74 0.49 312,901.92 1.03 331,310.55 0.64 361,354.87 1.05 388,608.79 0.95 423,837.50 1.23 480,108.20 1.96 515,009.26 1.22 535,970.77 0.73 560,745.00 0.86 584,537.97 0.83 655,107.06 2.46 766,215.53 3.87 823,418.48 1.99 967,635.85 5.02 1,440,551.71 16.48 1,670,016.44 8.00 2,025,775.21 12.40 2,870,043.40 29.42

9.38 9.88 10.90 11.54 12.59 13.54 14.77 16.73 17.94 18.67 19.54 20.37 22.83 26.70 28.69 33.72 50.19 58.19 70.58 100.00

312.03 37.02 40.05 24.79 26.08 32.74 42.22 67.06 55.70 48.02 64.27 45.30 169.33 159.40 113.41 128.29 386.13 321.33 359.72 180.61

312.03 227.60 157.94 121.64 93.23 82.54 76.47 75.23 73.49 71.99 71.61 69.96 74.68 80.92 82.56 87.19 116.90 128.10 144.43 153.48

153.48

Page 52 of 204

RISK AND LOSS PROFILE 2007 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: FIRE

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 140,945 144,637 170,230 101,794 105,411 50,458 33,189 23,968 12,647 6,255 4,746 5,163 3,221 3,867 2,328 3,097 2,223 901 997 470 816,547

140,945 285,582 455,812 557,606 663,017 713,475 746,664 770,632 783,279 789,534 794,280 799,443 802,664 806,531 808,859 811,956 814,179 815,080 816,077 816,547

17.26 17.26 17.71 34.97 20.85 55.82 12.47 68.29 12.91 81.20 6.18 87.38 4.06 91.44 2.94 94.38 1.55 95.93 0.77 96.69 0.58 97.27 0.63 97.91 0.39 98.30 0.47 98.77 0.29 99.06 0.38 99.44 0.27 99.71 0.11 99.82 0.12 99.94 0.06 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 46,940.64 33,314.64 69,842.73 69,689.71 105,229.35 73,007.20 70,223.97 66,451.27 47,177.45 31,808.89 27,094.24 34,579.04 26,102.57 37,279.74 26,388.74 48,939.26 47,562.89 20,279.24 27,800.02 11,890.02 921,601.59

46,940.64 5.09 5.09 80,255.28 3.61 8.71 150,098.00 7.58 16.29 219,787.71 7.56 23.85 325,017.07 11.42 35.27 398,024.27 7.92 43.19 468,248.23 7.62 50.81 534,699.50 7.21 58.02 581,876.95 5.12 63.14 613,685.84 3.45 66.59 640,780.08 2.94 69.53 675,359.12 3.75 73.28 701,461.69 2.83 76.11 738,741.43 4.05 80.16 765,130.16 2.86 83.02 814,069.42 5.31 88.33 861,632.31 5.16 93.49 881,911.55 2.20 95.69 909,711.57 3.02 98.71 921,601.59 1.29 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 342 130 218 172 235 160 102 133 75 45 41 47 57 58 51 101 89 55 63 61 2,23

342 472 690 862 1,097 1,257 1,359 1,492 1,567 1,612 1,653 1,700 1,757 1,815 1,866 1,967 2,056 2,111 2,174 2,235

15.3 15.30 5.82 21.12 9.75 30.87 7.70 38.57 10.5 49.08 7.16 56.24 4.56 60.81 5.95 66.76 3.36 70.11 2.01 72.13 1.83 73.96 2.10 76.06 2.55 78.61 2.60 81.21 2.28 83.49 4.52 88.01 3.98 91.99 2.46 94.45 2.82 97.27 2.73 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 34,285.77 5,832.38 26,578.47 15,452.43 22,951.92 18,954.28 23,446.63 36,664.84 21,277.61 13,790.84 7,533.54 12,204.59 13,605.11 23,293.48 25,312.62 24,633.31 336,575.78 91,102.98 68,017.24 9,324.28

34,285.77 4.13 4.13 73.04 40,118.16 0.70 4.83 17.51 66,696.62 3.20 8.03 38.05 82,149.05 1.86 9.89 22.17 105,100.97 2.76 12.65 21.81 124,055.24 2.28 14.93 25.96 147,501.88 2.82 17.75 33.39 184,166.72 4.41 22.17 55.18 205,444.32 2.56 24.73 45.10 219,235.16 1.66 26.39 43.36 226,768.70 0.91 27.29 27.80 238,973.29 1.47 28.76 35.29 252,578.40 1.64 30.40 52.12 275,871.88 2.80 33.20 62.48 301,184.49 3.05 36.25 95.92 325,817.81 2.96 39.22 50.33 662,393.59 40.51 79.73 707.64 753,496.57 10.97 90.69 449.24 821,513.80 8.19 98.88 244.67 830,838.08 1.12 100.00 78.42

830,838.08

90.15

73.04 49.99 44.44 37.38 32.34 31.17 31.50 34.44 35.31 35.72 35.39 35.38 36.01 37.34 39.36 40.02 76.88 85.44 90.30 90.15

Page 53 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: I.A.R

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM.

1 0 50 25 15,274 5,604 2 50 100 75 7,275 3 100 200 150 6,535 4 200 300 250 9,911 5 300 500 400 7,582 6 500 750 625 6,648 7 750 1,000 875 6,562 8 1,000 1,500 1,250 4,367 9 1,500 2,000 1,750 2,686 10 2,000 2,500 2,250 2,286 11 2,500 3,000 2,750 2,924 12 3,000 4,000 3,500 2,050 13 4,000 5,000 4,500 2,797 14 5,000 7,500 6,250 1,907 15 7,500 10,000 8,750 3,396 16 10,000 20,000 15,000 2,918 17 20,000 50,000 35,000 1,521 18 50,000 100,000 75,000 1,501 19 100,000 500,000 300,000 493 20 500,000 Up TOTAL

DATA POSITION FROM

94,237

15,274 16.21 16.21 20,878 5.95 22.15 28,153 7.72 29.87 34,688 6.93 36.81 44,599 10.52 47.33 52,181 8.05 55.37 58,829 7.05 62.43 65,391 6.96 69.39 69,758 4.63 74.02 72,444 2.85 76.87 74,730 2.43 79.30 77,654 3.10 82.40 79,704 2.18 84.58 82,501 2.97 87.55 84,408 2.02 89.57 87,804 3.60 93.17 90,722 3.10 96.27 92,243 1.61 97.88 93,744 1.59 99.48 94,237 0.52 100.0

PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 18,881.83 3,801.15 2,429.55 3,041.54 7,622.13 7,581.01 10,112.20 13,135.99 11,582.72 8,693.70 8,501.34 13,586.11 11,313.69 23,744.03 16,476.56 42,814.79 48,143.69 33,043.71 41,633.15 430,539.12 756,678.02

18,881.83 2.50 2.50 22,682.98 0.50 3.00 25,112.53 0.32 3.32 28,154.07 0.40 3.72 35,776.20 1.01 4.73 43,357.21 1.00 5.73 53,469.41 1.34 7.07 66,605.41 1.74 8.80 78,188.12 1.53 10.33 86,881.83 1.15 11.48 95,383.17 1.12 12.61 108,969.28 1.80 14.40 120,282.97 1.50 15.90 144,027.00 3.14 19.03 160,503.56 2.18 21.21 203,318.35 5.66 26.87 251,462.04 6.36 33.23 284,505.75 4.37 37.60 326,138.90 5.50 43.10 756,678.02 56.90 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 460 93 109 133 164 130 122 160 98 66 69 131 131 154 118 226 341 317 402 508 3,932

460 11.70 11.70 553 2.37 14.06 662 2.77 16.84 795 3.38 20.22 959 4.17 24.39 1,089 3.31 27.70 1,211 3.10 30.80 1,371 4.07 34.87 1,469 2.49 37.36 1,535 1.68 39.04 1,604 1.75 40.79 1,735 3.33 44.13 1,866 3.33 47.46 2,020 3.92 51.37 2,138 3.00 54.37 2,364 5.75 60.12 2,705 8.67 68.79 3,022 8.06 76.86 3,424 10.22 87.08 3,932 12.92 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 233,101.37 233,101.37 11.57 11.57 7,960.49 241,061.87 0.40 11.97 2,806.64 243,868.51 0.14 12.11 2,837.22 246,705.73 0.14 12.25 6,843.72 253,549.44 0.34 12.59 7,846.99 261,396.43 0.39 12.98 11,509.58 272,906.01 0.57 13.55 18,908.63 291,814.64 0.94 14.49 11,980.47 303,795.10 0.59 15.08 5,962.72 309,757.82 0.30 15.38 17,175.44 326,933.26 0.85 16.23 11,334.00 338,267.26 0.56 16.79 56,561.43 394,828.69 2.81 19.60 87,061.07 481,889.76 4.32 23.92 31,003.72 512,893.48 1.54 25.46 115,093.42 627,986.89 5.71 31.18 128,633.80 756,620.70 6.39 37.56 136,411.02 893,031.71 6.77 44.33 287,186.55 1,180,218.27 14.26 58.59 834,084.47 2,014,302.73 41.41 100.00 2,014,302.73

1234.5 209.42 115.52 93.28 89.79 103.51 113.82 143.95 103.43 68.59 202.03 83.42 499.94 366.67 188.17 268.82 267.19 412.82 689.80 193.73

1234.5 1062.7 971.10 876.27 708.71 602.89 510.40 438.12 388.54 356.53 342.76 310.42 328.25 334.58 319.55 308.87 300.89 313.89 361.88 266.20

266.20

Page 54 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: L.O.P

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

457

01/01/2007

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 14 10 51 13 16 26 10 26 21 14 15 9 12 33 23 36 53 36 29 10

14 3.06 24 2.19 75 11.16 88 2.84 104 3.50 130 5.69 140 2.19 166 5.69 187 4.60 201 3.06 216 3.28 225 1.97 237 2.63 270 7.22 293 5.03 329 7.88 382 11.60 418 7.88 447 6.35 457 2.19

3.06 5.25 16.41 19.26 22.76 28.45 30.63 36.32 40.92 43.98 47.26 49.23 51.86 59.08 64.11 71.99 83.59 91.47 97.81 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 5.86 3.78 2.90 6.09 9.72 14.53 11.76 59.57 63.22 25.43 45.36 40.70 68.18 186.49 96.30 333.05 486.77 573.22 272.76 817.02 3,122.71

5.86 9.64 12.54 18.63 28.35 42.88 54.64 114.21 177.43 202.86 248.22 288.92 357.10 543.59 639.89 972.94 1,459.71 2,032.93 2,305.70 3,122.71

0.19 0.19 0.12 0.31 0.09 0.40 0.19 0.60 0.31 0.91 0.47 1.37 0.38 1.75 1.91 3.66 2.02 5.68 0.81 6.50 1.45 7.95 1.30 9.25 2.18 11.44 5.97 17.41 3.08 20.49 10.67 31.16 15.59 46.75 18.36 65.10 8.73 73.84 26.16 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 2 0 0 2 0 1 0 0 0 0 0 0 1 0 0 3 1 0 11 0 21

2 9.52 9.52 2 0.00 9.52 2 0.00 9.52 4 9.52 19.05 4 0.00 19.05 5 4.76 23.81 5 0.00 23.81 5 0.00 23.81 5 0.00 23.81 5 0.00 23.81 5 0.00 23.81 5 0.00 23.81 6 4.76 28.57 6 0.00 28.57 6 0.00 28.57 9 14.29 42.86 10 4.76 47.62 10 0.00 47.62 21 52.38 100.00 21 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 165.98 0.00 0.00 10.28 0.00 5.38 0.00 0.00 0.00 0.00 0.00 0.00 46.85 0.00 0.00 500.24 7.27 0.00 513.28 0.00 1,249.28

165.98 13.29 165.98 0.00 165.98 0.00 176.27 0.82 176.27 0.00 181.64 0.43 181.64 0.00 181.64 0.00 181.64 0.00 181.64 0.00 181.64 0.00 181.64 0.00 228.49 3.75 228.49 0.00 228.49 0.00 728.73 40.04 736.00 0.58 736.00 0.00 1,249.28 41.09 1,249.28 0.00

13.29 13.29 13.29 14.11 14.11 14.54 14.54 14.54 14.54 14.54 14.54 14.54 18.29 18.29 18.29 58.33 58.91 58.91 100.00 100.00

2832.8 0.00 0.00 168.91 0.00 36.99 0.00 0.00 0.00 0.00 0.00 0.00 68.71 0.00 0.00 150.20 1.49 0.00 188.18 0.00

2832.8 1722.1 1323.6 946.23 621.77 423.62 332.46 159.04 102.37 89.54 73.18 62.87 63.98 42.03 35.71 74.90 50.42 36.20 54.18 40.01

40.01

Page 55 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 8,170 2,528 3,921 2,845 3,703 2,923 2,607 2,709 1,999 1,224 1,157 1,358 1,135 1,598 1,154 1,920 1,731 876 926 342 44,826

8,170 18.23 10,698 5.64 14,619 8.75 17,464 6.35 21,167 8.26 24,090 6.52 26,697 5.82 29,406 6.04 31,405 4.46 32,629 2.73 33,786 2.58 35,144 3.03 36,279 2.53 37,877 3.56 39,031 2.57 40,951 4.28 42,682 3.86 43,558 1.95 44,484 2.07 44,826 0.76

18.23 23.87 32.61 38.96 47.22 53.74 59.56 65.60 70.06 72.79 75.37 78.40 80.93 84.50 87.07 91.36 95.22 97.17 99.24 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

20,470.74 1,115.93 1,302.71 1,528.93 2,340.16 2,641.80 3,086.17 4,260.05 3,833.04 3,127.36 2,905.36 4,311.74 4,191.88 8,493.33 7,477.29 20,325.06 26,283.17 17,515.50 29,193.64 24,196.85

18 4 11 10 18 10 12 6 11 3 6 8 11 58 7 12 17 8 5 3

188,600.73

20,470.74 21,586.67 22,889.38 24,418.31 26,758.47 29,400.28 32,486.45 36,746.50 40,579.54 43,706.90 46,612.26 50,924.00 55,115.88 63,609.21 71,086.50 91,411.57 117,694.74 135,210.24 164,403.88 188,600.73

10.85 10.85 0.59 11.45 0.69 12.14 0.81 12.95 1.24 14.19 1.40 15.59 1.64 17.22 2.26 19.48 2.03 21.52 1.66 23.17 1.54 24.71 2.29 27.00 2.22 29.22 4.50 33.73 3.96 37.69 10.78 48.47 13.94 62.40 9.29 71.69 15.48 87.17 12.83 100.00

238

18 7.56 7.56 22 1.68 9.24 33 4.62 13.87 43 4.20 18.07 61 7.56 25.63 71 4.20 29.83 83 5.04 34.87 89 2.52 37.39 100 4.62 42.02 103 1.26 43.28 109 2.52 45.80 117 3.36 49.16 128 4.62 53.78 186 24.37 78.15 193 2.94 81.09 205 5.04 86.13 222 7.14 93.28 230 3.36 96.64 235 2.10 98.74 238 1.26 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 1,726.85 361.88 82.07 108.71 248.68 447.29 272.49 697.23 1,642.99 1,207.95 65.25 254.39 355.70 753.92 886.62 3,990.39 7,699.01 1,950.74 41.70 859.45 23,653.31

1,726.85 7.30 2,088.73 1.53 2,170.80 0.35 2,279.51 0.46 2,528.19 1.05 2,975.48 1.89 3,247.97 1.15 3,945.20 2.95 5,588.20 6.95 6,796.14 5.11 6,861.39 0.28 7,115.78 1.08 7,471.48 1.50 8,225.40 3.19 9,112.02 3.75 13,102.41 16.87 20,801.42 32.55 22,752.16 8.25 22,793.86 0.18 23,653.31 3.63

7.30 8.83 9.18 9.64 10.69 12.58 13.73 16.68 23.63 28.73 29.01 30.08 31.59 34.77 38.52 55.39 87.94 96.19 96.37 100.00

8.44 32.43 6.30 7.11 10.63 16.93 8.83 16.37 42.86 38.63 2.25 5.90 8.49 8.88 11.86 19.63 29.29 11.14 0.14 3.55

8.44 9.68 9.48 9.34 9.45 10.12 10.00 10.74 13.77 15.55 14.72 13.97 13.56 12.93 12.82 14.33 17.67 16.83 13.86 12.54

12.54

Page 56 of 204

RISK AND LOSS PROFILE 2007 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 20

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/09/2010

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM. 164 37 40 31 54 39 34 35 33 23 30 29 36 29 25 63 67 40 66 80 955

164 17.17 201 3.87 241 4.19 272 3.25 326 5.65 365 4.08 399 3.56 434 3.66 467 3.46 490 2.41 520 3.14 549 3.04 585 3.77 614 3.04 639 2.62 702 6.60 769 7.02 809 4.19 875 6.91 955 8.38

17.17 21.05 25.24 28.48 34.14 38.22 41.78 45.45 48.90 51.31 54.45 57.49 61.26 64.29 66.91 73.51 80.52 84.71 91.62 100.00

894.03 44.09 17.09 15.56 31.86 65.13 72.16 68.53 92.70 52.62 110.62 148.32 188.17 290.90 262.12 855.05 817.92 834.38 636.00 1,795.88 7,293.16

894.03 938.12 955.22 970.78 1,002.64 1,067.77 1,139.93 1,208.46 1,301.17 1,353.79 1,464.41 1,612.74 1,800.91 2,091.81 2,353.93 3,208.98 4,026.89 4,861.28 5,497.28 7,293.16

12.26 12.26 0.60 12.86 0.23 13.10 0.21 13.31 0.44 13.75 0.89 14.64 0.99 15.63 0.94 16.57 1.27 17.84 0.72 18.56 1.52 20.08 2.03 22.11 2.58 24.69 3.99 28.68 3.59 32.28 11.72 44.00 11.21 55.21 11.44 66.66 8.72 75.38 24.62 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 0 1 0 0 1 1 1 1 0 3 2 0 0 5 3 1 3 8 65 97

2 2.06 2.06 2 0.00 2.06 3 1.03 3.09 3 0.00 3.09 3 0.00 3.09 4 1.03 4.12 5 1.03 5.15 6 1.03 6.19 7 1.03 7.22 7 0.00 7.22 10 3.09 10.31 12 2.06 12.37 12 0.00 12.37 12 0.00 12.37 17 5.15 17.53 20 3.09 20.62 21 1.03 21.65 24 3.09 24.74 32 8.25 32.99 97 67.01 100.00

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 74.89 0.00 145.31 0.00 0.00 778.95 52.87 0.80 221.75 0.00 74.44 271.79 0.00 0.00 998.54 239.07 85.34 24.11 620.43 294,749.10 298,337.40

74.89 0.03 74.89 0.00 220.20 0.05 220.20 0.00 220.20 0.00 999.15 0.26 1,052.02 0.02 1,052.81 0.00 1,274.56 0.07 1,274.56 0.00 1,349.00 0.02 1,620.79 0.09 1,620.79 0.00 1,620.79 0.00 2,619.34 0.33 2,858.41 0.08 2,943.75 0.03 2,967.86 0.01 3,588.29 0.21 298,337.40 98.80

0.03 0.03 0.07 0.07 0.07 0.33 0.35 0.35 0.43 0.43 0.45 0.54 0.54 0.54 0.88 0.96 0.99 0.99 1.20 100.00

LOSS RATIO PERCENTAGE BAND CUM 8.38 0.00 850.16 0.00 0.00 1195.99 73.26 1.16 239.20 0.00 67.29 183.24 0.00 0.00 380.95 27.96 10.43 2.89 97.55 16412.49

8.38 7.98 23.05 22.68 21.96 93.57 92.29 87.12 97.96 94.15 92.12 100.50 90.00 77.48 111.28 89.08 73.10 61.05 65.27 4090.65

4090.65

Page 57 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/09/2010

Stone,Earth,(Animal) Bons or Shells

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 257 86 132 97 112 105 93 112 67 49 44 68 49 88 62 106 146 76 153 53 1,955

257 13.15 343 4.40 475 6.75 572 4.96 684 5.73 789 5.37 882 4.76 994 5.73 1,061 3.43 1,110 2.51 1,154 2.25 1,222 3.48 1,271 2.51 1,359 4.50 1,421 3.17 1,527 5.42 1,673 7.47 1,749 3.89 1,902 7.83 1,955 2.71

13.15 17.54 24.30 29.26 34.99 40.36 45.12 50.84 54.27 56.78 59.03 62.51 65.01 69.51 72.69 78.11 85.58 89.46 97.29 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 543.87 543.87 3.64 3.64 48.60 592.47 0.33 3.96 70.81 663.28 0.47 4.44 68.44 731.72 0.46 4.90 85.64 817.36 0.57 5.47 113.75 931.12 0.76 6.23 148.67 1,079.79 0.99 7.22 303.00 1,382.79 2.03 9.25 235.46 1,618.25 1.58 10.83 131.74 1,750.00 0.88 11.71 143.87 1,893.87 0.96 12.67 267.65 2,161.52 1.79 14.46 188.42 2,349.94 1.26 15.72 469.77 2,819.71 3.14 18.87 291.70 3,111.41 1.95 20.82 1,136.14 4,247.56 7.60 28.42 1,463.11 5,710.67 9.79 38.21 633.14 6,343.80 4.24 42.44 1,079.50 7,423.30 7.22 49.67 7,522.95 14,946.25 50.33 100.00 14,946.25

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 10 0 0 1 0 0 1 1 1 0 0 2 1 0 1 3 4 7 20 21 73

10 13.70 13.70 10 0.00 13.70 10 0.00 13.70 11 1.37 15.07 11 0.00 15.07 11 0.00 15.07 12 1.37 16.44 13 1.37 17.81 14 1.37 19.18 14 0.00 19.18 14 0.00 19.18 16 2.74 21.92 17 1.37 23.29 17 0.00 23.29 18 1.37 24.66 21 4.11 28.77 25 5.48 34.25 32 9.59 43.84 52 27.40 71.23 73 28.77 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 1,936.86 0.00 0.00 155.04 0.00 0.00 6.38 137.20 15.28 0.00 0.00 825.90 39.66 0.00 210.84 63.75 855.31 1,044.15 2,149.06 14,741.57 22,180.99

1,936.86 8.73 1,936.86 0.00 1,936.86 0.00 2,091.90 0.70 2,091.90 0.00 2,091.90 0.00 2,098.27 0.03 2,235.48 0.62 2,250.76 0.07 2,250.76 0.00 2,250.76 0.00 3,076.65 3.72 3,116.31 0.18 3,116.31 0.00 3,327.16 0.95 3,390.91 0.29 4,246.22 3.86 5,290.37 4.71 7,439.43 9.69 22,180.99 66.46

8.73 8.73 8.73 9.43 9.43 9.43 9.46 10.08 10.15 10.15 10.15 13.87 14.05 14.05 15.00 15.29 19.14 23.85 33.54 100.00

356.13 0.00 0.00 226.53 0.00 0.00 4.29 45.28 6.49 0.00 0.00 308.57 21.05 0.00 72.28 5.61 58.46 164.92 199.08 195.95

356.13 326.91 292.01 285.89 255.93 224.67 194.32 161.66 139.09 128.61 118.84 142.34 132.61 110.52 106.93 79.83 74.36 83.39 100.22 148.41

148.41

Page 58 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/09/2010

Metals

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 698 291 429 341 544 432 414 466 343 298 224 312 256 389 264 606 639 329 406 239 7,920

698 989 1,418 1,759 2,303 2,735 3,149 3,615 3,958 4,256 4,480 4,792 5,048 5,437 5,701 6,307 6,946 7,275 7,681 7,920

8.81 3.67 5.42 4.31 6.87 5.45 5.23 5.88 4.33 3.76 2.83 3.94 3.23 4.91 3.33 7.65 8.07 4.15 5.13 3.02

8.81 12.49 17.90 22.21 29.08 34.53 39.76 45.64 49.97 53.74 56.57 60.51 63.74 68.65 71.98 79.63 87.70 91.86 96.98 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 3,349.73 98.06 159.91 175.98 458.49 415.30 768.43 897.33 974.28 850.93 898.88 1,546.14 1,407.30 2,522.19 2,005.84 6,919.22 8,375.52 4,428.27 4,133.34 1,163.32 41,548.49

3,349.73 8.06 8.06 3,447.80 0.24 8.30 3,607.71 0.38 8.68 3,783.69 0.42 9.11 4,242.18 1.10 10.21 4,657.48 1.00 11.21 5,425.92 1.85 13.06 6,323.25 2.16 15.22 7,297.53 2.34 17.56 8,148.47 2.05 19.61 9,047.35 2.16 21.78 10,593.49 3.72 25.50 12,000.79 3.39 28.88 14,522.98 6.07 34.95 16,528.82 4.83 39.78 23,448.04 16.65 56.44 31,823.56 20.16 76.59 36,251.83 10.66 87.25 40,385.17 9.95 97.20 41,548.49 2.80 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 49 1 4 4 1 3 1 9 4 8 2 2 6 8 6 22 34 25 30 20 239

49 50 54 58 59 62 63 72 76 84 86 88 94 102 108 130 164 189 219 239

20.50 20.50 0.42 20.92 1.67 22.59 1.67 24.27 0.42 24.69 1.26 25.94 0.42 26.36 3.77 30.13 1.67 31.80 3.35 35.15 0.84 35.98 0.84 36.82 2.51 39.33 3.35 42.68 2.51 45.19 9.21 54.39 14.23 68.62 10.46 79.08 12.55 91.63 8.37 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 6,209.24 8.72 104.74 201.17 16.68 1,127.07 341.72 411.84 2,816.68 1,335.68 41.26 205.74 419.05 4,634.16 450.76 4,810.23 25,950.95 1,413.00 78,825.34 4,560.66 133,884.71

6,209.24 4.64 6,217.96 0.01 6,322.70 0.08 6,523.87 0.15 6,540.55 0.01 7,667.62 0.84 8,009.34 0.26 8,421.18 0.31 11,237.86 2.10 12,573.55 1.00 12,614.80 0.03 12,820.55 0.15 13,239.60 0.31 17,873.76 3.46 18,324.52 0.34 23,134.75 3.59 49,085.70 19.38 50,498.71 1.06 129,324.05 58.88 133,884.71 3.41

4.64 4.64 4.72 4.87 4.89 5.73 5.98 6.29 8.39 9.39 9.42 9.58 9.89 13.35 13.69 17.28 36.66 37.72 96.59 100.00

185.37 8.90 65.50 114.31 3.64 271.38 44.47 45.90 289.10 156.97 4.59 13.31 29.78 183.74 22.47 69.52 309.84 31.91 1907.0 392.04

185.37 180.35 175.26 172.42 154.18 164.63 147.61 133.18 154.00 154.31 139.43 121.02 110.32 123.07 110.86 98.66 154.24 139.30 320.23 322.24

322.24

Page 59 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/09/2010

Chemical / Oils / Gas

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 985 214 330 335 594 588 557 644 463 348 363 429 362 557 373 734 645 316 330 195 9,362

985 10.52 1,199 2.29 1,529 3.52 1,864 3.58 2,458 6.34 3,046 6.28 3,603 5.95 4,247 6.88 4,710 4.95 5,058 3.72 5,421 3.88 5,850 4.58 6,212 3.87 6,769 5.95 7,142 3.98 7,876 7.84 8,521 6.89 8,837 3.38 9,167 3.52 9,362 2.08

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

10.52 5,422.25 12.81 248.92 16.33 360.45 19.91 413.64 26.26 871.31 32.54 1,089.25 38.49 1,396.69 45.36 2,035.88 50.31 2,092.75 54.03 1,921.81 57.90 1,958.19 62.49 2,812.86 66.35 2,929.59 72.30 5,336.37 76.29 4,365.28 84.13 10,054.74 91.02 13,809.37 94.39 5,631.24 97.92 4,989.25 100.00 8,429.22 76,169.04

5,422.25 7.12 7.12 5,671.18 0.33 7.45 6,031.63 0.47 7.92 6,445.27 0.54 8.46 7,316.57 1.14 9.61 8,405.82 1.43 11.04 9,802.51 1.83 12.87 11,838.39 2.67 15.54 13,931.14 2.75 18.29 15,852.96 2.52 20.81 17,811.14 2.57 23.38 20,624.00 3.69 27.08 23,553.59 3.85 30.92 28,889.96 7.01 37.93 33,255.24 5.73 43.66 43,309.97 13.20 56.86 57,119.34 18.13 74.99 62,750.58 7.39 82.38 67,739.82 6.55 88.93 76,169.04 11.07 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 59 3 3 9 5 10 2 15 15 8 13 6 12 10 20 36 39 22 38 7 332

59 62 65 74 79 89 91 106 121 129 142 148 160 170 190 226 265 287 325 332

17.77 0.90 0.90 2.71 1.51 3.01 0.60 4.52 4.52 2.41 3.92 1.81 3.61 3.01 6.02 10.84 11.75 6.63 11.45 2.11

17.77 18.67 19.58 22.29 23.80 26.81 27.41 31.93 36.45 38.86 42.77 44.58 48.19 51.20 57.23 68.07 79.82 86.45 97.89 100.0

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 153,073.6 5,600.76 217.88 729.67 539.41 399.11 1,145.95 5,066.05 4,892.73 3,435.74 6,955.72 3,322.42 2,626.77 5,588.58 3,801.92 38,955.36 35,993.88 3,740.36 22,316.14 10,730.64 309,132.6

153,073.60 49.52 158,674.36 1.81 158,892.24 0.07 159,621.90 0.24 160,161.31 0.17 160,560.42 0.13 161,706.37 0.37 166,772.42 1.64 171,665.15 1.58 175,100.89 1.11 182,056.61 2.25 185,379.03 1.07 188,005.80 0.85 193,594.39 1.81 197,396.31 1.23 236,351.66 12.60 272,345.54 11.64 276,085.91 1.21 298,402.05 7.22 309,132.69 3.47

49.52 51.33 51.40 51.64 51.81 51.94 52.31 53.95 55.53 56.64 58.89 59.97 60.82 62.63 63.85 76.46 88.10 89.31 96.53 100.00

2823.0 2250.0 60.45 176.40 61.91 36.64 82.05 248.84 233.79 178.78 355.21 118.12 89.66 104.73 87.09 387.43 260.65 66.42 447.28 127.30

2823.06 2797.91 2634.32 2476.58 2189.02 1910.11 1649.64 1408.74 1232.24 1104.53 1022.15 898.85 798.20 670.11 593.58 545.72 476.80 439.97 440.51 405.85

405.85

Page 60 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/09/2010

Textiles

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

1,126 819 1,660 1,347 1,756 1,064 802 763 575 339 324 373 296 370 239 542 561 311 436 154 13,857

1,126 8.13 1,945 5.91 3,605 11.98 4,952 9.72 6,708 12.67 7,772 7.68 8,574 5.79 9,337 5.51 9,912 4.15 10,251 2.45 10,575 2.34 10,948 2.69 11,244 2.14 11,614 2.67 11,853 1.72 12,395 3.91 12,956 4.05 13,267 2.24 13,703 3.15 13,857 1.11

8.13 14.04 26.02 35.74 48.41 56.09 61.87 67.38 71.53 73.98 76.32 79.01 81.14 83.81 85.54 89.45 93.50 95.74 98.89 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 3,444.71 395.09 983.57 1,227.92 2,470.51 2,056.82 2,088.48 2,565.12 2,249.31 1,602.07 1,743.47 2,385.24 2,041.86 3,126.21 2,400.60 7,905.40 9,677.87 4,410.35 7,505.24 6,096.28 66,376.13

3,444.71 5.19 5.19 3,839.79 0.60 5.78 4,823.37 1.48 7.27 6,051.29 1.85 9.12 8,521.80 3.72 12.84 10,578.62 3.10 15.94 12,667.10 3.15 19.08 15,232.22 3.86 22.95 17,481.54 3.39 26.34 19,083.60 2.41 28.75 20,827.08 2.63 31.38 23,212.31 3.59 34.97 25,254.17 3.08 38.05 28,380.38 4.71 42.76 30,780.98 3.62 46.37 38,686.38 11.91 58.28 48,364.26 14.58 72.86 52,774.61 6.64 79.51 60,279.85 11.31 90.82 66,376.13 9.18 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

28 3 4 3 2 3 8 18 7 4 5 10 17 21 15 39 62 47 43 25 364

28 31 35 38 40 43 51 69 76 80 85 95 112 133 148 187 249 296 339 364

7.69 7.69 0.82 8.52 1.10 9.62 0.82 10.44 0.55 10.99 0.82 11.81 2.20 14.01 4.95 18.96 1.92 20.88 1.10 21.98 1.37 23.35 2.75 26.10 4.67 30.77 5.77 36.54 4.12 40.66 10.71 51.37 17.03 68.41 12.91 81.32 11.81 93.13 6.87 100.00

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 16,322.41 480.71 303.48 186.46 78.62 126.91 2,308.16 1,749.84 869.41 590.63 241.92 1,008.91 67.95 3,537.08 637.52 2,742.93 5,327.74 3,522.91 117,972.59 3,831.61 161,907.77

16,322.41 10.08 16,803.12 0.30 17,106.60 0.19 17,293.06 0.12 17,371.68 0.05 17,498.58 0.08 19,806.74 1.43 21,556.58 1.08 22,425.99 0.54 23,016.62 0.36 23,258.53 0.15 24,267.44 0.62 24,335.40 0.04 27,872.47 2.18 28,509.99 0.39 31,252.91 1.69 36,580.66 3.29 40,103.57 2.18 158,076.16 72.86 161,907.77 2.37

10.08 10.38 10.57 10.68 10.73 10.81 12.23 13.31 13.85 14.22 14.37 14.99 15.03 17.22 17.61 19.30 22.59 24.77 97.63 100.00

LOSS RATIO PERCENTAGE BAND CUM 473.84 121.67 30.85 15.19 3.18 6.17 110.52 68.22 38.65 36.87 13.88 42.30 3.33 113.14 26.56 34.70 55.05 79.88 1571.87 62.85

473.84 437.60 354.66 285.77 203.85 165.41 156.36 141.52 128.28 120.61 111.67 104.55 96.36 98.21 92.62 80.79 75.64 75.99 262.24 243.92

243.92

Page 61 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/09/2010

Paper, Leather, Rubber

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 844 645 920 696 955 650 490 617 449 297 262 340 239 379 258 469 356 226 215 61 9,368

844 9.01 1,489 6.89 2,409 9.82 3,105 7.43 4,060 10.19 4,710 6.94 5,200 5.23 5,817 6.59 6,266 4.79 6,563 3.17 6,825 2.80 7,165 3.63 7,404 2.55 7,783 4.05 8,041 2.75 8,510 5.01 8,866 3.80 9,092 2.41 9,307 2.30 9,368 0.65

9.01 15.89 25.72 33.14 43.34 50.28 55.51 62.09 66.89 70.06 72.85 76.48 79.04 83.08 85.83 90.84 94.64 97.05 99.35 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 3,883.77 505.31 603.28 732.57 1,401.26 1,380.58 1,357.67 2,322.91 2,139.34 1,769.61 1,574.83 2,855.76 2,070.86 3,969.03 3,694.13 8,711.17 11,816.96 5,411.61 7,698.81 2,108.99 66,008.45

3,883.77 5.88 5.88 4,389.07 0.77 6.65 4,992.35 0.91 7.56 5,724.92 1.11 8.67 7,126.18 2.12 10.80 8,506.76 2.09 12.89 9,864.43 2.06 14.94 12,187.34 3.52 18.46 14,326.68 3.24 21.70 16,096.29 2.68 24.39 17,671.12 2.39 26.77 20,526.88 4.33 31.10 22,597.75 3.14 34.23 26,566.77 6.01 40.25 30,260.91 5.60 45.84 38,972.08 13.20 59.04 50,789.04 17.90 76.94 56,200.65 8.20 85.14 63,899.46 11.66 96.80 66,008.45 3.20 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 21 0 2 3 6 1 10 10 8 1 13 9 7 10 7 20 23 10 18 4 183

21 11.48 11.48 21 0.00 11.48 23 1.09 12.57 26 1.64 14.21 32 3.28 17.49 33 0.55 18.03 43 5.46 23.50 53 5.46 28.96 61 4.37 33.33 62 0.55 33.88 75 7.10 40.98 84 4.92 45.90 91 3.83 49.73 101 5.46 55.19 108 3.83 59.02 128 10.93 69.95 151 12.57 82.51 161 5.46 87.98 179 9.84 97.81 183 2.19 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 8,088.97 0.00 180.23 121.87 147.69 696.42 898.89 1,782.15 2,208.54 1,996.02 2,937.23 3,062.26 426.90 1,295.46 8,759.06 5,762.49 36,343.48 87,856.64 46,185.97 1,928.08 210,678.34

8,088.97 3.84 8,088.97 0.00 8,269.20 0.09 8,391.07 0.06 8,538.76 0.07 9,235.18 0.33 10,134.06 0.43 11,916.21 0.85 14,124.75 1.05 16,120.78 0.95 19,058.00 1.39 22,120.26 1.45 22,547.16 0.20 23,842.62 0.61 32,601.68 4.16 38,364.17 2.74 74,707.65 17.25 162,564.29 41.70 208,750.25 21.92 210,678.34 0.92

3.84 3.84 3.93 3.98 4.05 4.38 4.81 5.66 6.70 7.65 9.05 10.50 10.70 11.32 15.47 18.21 35.46 77.16 99.08 100.00

208.28 0.00 29.88 16.64 10.54 50.44 66.21 76.72 103.23 112.79 186.51 107.23 20.61 32.64 237.11 66.15 307.55 1623.4 599.91 91.42

208.28 184.30 165.64 146.57 119.82 108.56 102.73 97.78 98.59 100.15 107.85 107.76 99.78 89.75 107.74 98.44 147.09 289.26 326.69 319.17

319.17

Page 62 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 26

DATA POSITION FROM

01/01/2007

15/06/2010

DATE

15/09/2010

PROCESSING

Wood, Bamboo and Rattan

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 872 618 706 489 624 365 418 431 342 221 167 317 178 300 221 339 284 162 181 36 7,271

872 11.99 1,490 8.50 2,196 9.71 2,685 6.73 3,309 8.58 3,674 5.02 4,092 5.75 4,523 5.93 4,865 4.70 5,086 3.04 5,253 2.30 5,570 4.36 5,748 2.45 6,048 4.13 6,269 3.04 6,608 4.66 6,892 3.91 7,054 2.23 7,235 2.49 7,271 0.50

11.99 20.49 30.20 36.93 45.51 50.53 56.28 62.21 66.91 69.95 72.25 76.61 79.05 83.18 86.22 90.88 94.79 97.02 99.50 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,381.76 487.78 824.42 868.93 1,682.38 1,565.50 2,141.71 3,126.66 2,840.78 2,027.47 2,052.34 3,825.94 2,888.31 5,594.85 5,351.29 10,206.66 10,608.13 4,360.66 10,097.74 2,210.66 75,143.98

2,381.76 3.17 3.17 2,869.54 0.65 3.82 3,693.96 1.10 4.92 4,562.89 1.16 6.07 6,245.28 2.24 8.31 7,810.77 2.08 10.39 9,952.48 2.85 13.24 13,079.14 4.16 17.41 15,919.92 3.78 21.19 17,947.40 2.70 23.88 19,999.74 2.73 26.62 23,825.68 5.09 31.71 26,713.98 3.84 35.55 32,308.84 7.45 43.00 37,660.13 7.12 50.12 47,866.78 13.58 63.70 58,474.92 14.12 77.82 62,835.57 5.80 83.62 72,933.31 13.44 97.06 75,143.98 2.94 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 11 1 6 6 1 8 1 8 6 7 6 6 12 7 5 21 18 8 11 5 154

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

11 7.14 7.14 719.90 719.90 1.26 12 0.65 7.79 15.46 735.36 0.03 18 3.90 11.69 519.07 1,254.43 0.91 24 3.90 15.58 740.80 1,995.24 1.30 25 0.65 16.23 54.91 2,050.15 0.10 33 5.19 21.43 2,418.74 4,468.89 4.24 34 0.65 22.08 185.78 4,654.67 0.33 42 5.19 27.27 3,435.61 8,090.28 6.03 48 3.90 31.17 857.09 8,947.37 1.50 55 4.55 35.71 671.29 9,618.66 1.18 61 3.90 39.61 72.08 9,690.74 0.13 67 3.90 43.51 1,779.01 11,469.75 3.12 79 7.79 51.30 4,947.56 16,417.31 8.68 86 4.55 55.84 459.33 16,876.64 0.81 91 3.25 59.09 2,626.15 19,502.79 4.61 11 13.64 72.73 17,715.11 37,217.90 31.08 13 11.69 84.42 6,485.40 43,703.31 11.38 13 5.19 89.61 4,278.27 47,981.58 7.51 14 7.14 96.75 4,390.06 52,371.64 7.70 15 3.25 100.00 4,632.85 57,004.49 8.13 57,004.49

1.26 1.29 2.20 3.50 3.60 7.84 8.17 14.19 15.70 16.87 17.00 20.12 28.80 29.61 34.21 65.29 76.67 84.17 91.87 100.00

30.23 3.17 62.96 85.25 3.26 154.50 8.67 109.88 30.17 33.11 3.51 46.50 171.30 8.21 49.08 173.56 61.14 98.11 43.48 209.57

30.23 25.63 33.96 43.73 32.83 57.21 46.77 61.86 56.20 53.59 48.45 48.14 61.46 52.24 51.79 77.75 74.74 76.36 71.81 75.86

75.86

Page 63 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 27

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/09/2010

Nutritional, Drinks and Tobacco

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM. 3,866 2,193 2,383 1,487 1,819 1,177 927 1,041 719 478 455 596 452 699 537 978 955 470 381 100 21,713

3,866 17.81 6,059 10.10 8,442 10.97 9,929 6.85 11,748 8.38 12,925 5.42 13,852 4.27 14,893 4.79 15,612 3.31 16,090 2.20 16,545 2.10 17,141 2.74 17,593 2.08 18,292 3.22 18,829 2.47 19,807 4.50 20,762 4.40 21,232 2.16 21,613 1.75 21,713 0.46

17.81 27.90 38.88 45.73 54.11 59.53 63.80 68.59 71.90 74.10 76.20 78.94 81.03 84.24 86.72 91.22 95.62 97.78 99.54 100.00

5,287.90 2,454.19 990.59 882.16 1,720.09 1,552.11 1,559.35 2,294.30 2,065.06 1,445.40 1,774.45 2,552.28 2,302.60 4,967.47 4,548.97 10,962.3 13,092.3 7,211.77 5,418.90 5,751.98 78,834.3

5,287.90 6.71 6.71 7,742.09 3.11 9.82 8,732.68 1.26 11.08 9,614.84 1.12 12.20 11,334.93 2.18 14.38 12,887.03 1.97 16.35 14,446.39 1.98 18.32 16,740.69 2.91 21.24 18,805.74 2.62 23.85 20,251.14 1.83 25.69 22,025.60 2.25 27.94 24,577.87 3.24 31.18 26,880.47 2.92 34.10 31,847.94 6.30 40.40 36,396.91 5.77 46.17 47,359.27 13.91 60.07 60,451.66 16.61 76.68 67,663.43 9.15 85.83 73,082.33 6.87 92.70 78,834.31 7.30 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 101 11 3 4 7 9 11 11 6 8 8 12 19 80 18 41 60 50 45 33 537

101 18.81 18.81 112 2.05 20.86 115 0.56 21.42 119 0.74 22.16 126 1.30 23.46 135 1.68 25.14 146 2.05 27.19 157 2.05 29.24 163 1.12 30.35 171 1.49 31.84 179 1.49 33.33 191 2.23 35.57 210 3.54 39.11 290 14.90 54.00 308 3.35 57.36 349 7.64 64.99 409 11.17 76.16 459 9.31 85.47 504 8.38 93.85 537 6.15 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 38,694.79 443.67 190.35 611.11 382.53 1,694.37 905.32 4,352.70 331.72 2,188.20 1,064.92 1,112.05 5,367.76 56,242.15 9,597.86 25,641.21 23,611.45 3,638.75 11,113.06 30,543.39 217,727.33

38,694.79 39,138.46 39,328.81 39,939.92 40,322.45 42,016.82 42,922.13 47,274.83 47,606.55 49,794.75 50,859.67 51,971.71 57,339.47 113,581.62 123,179.48 148,820.69 172,432.13 176,070.88 187,183.94 217,727.33

17.77 0.20 0.09 0.28 0.18 0.78 0.42 2.00 0.15 1.01 0.49 0.51 2.47 25.83 4.41 11.78 10.84 1.67 5.10 14.03

17.77 17.98 18.06 18.34 18.52 19.30 19.71 21.71 21.87 22.87 23.36 23.87 26.34 52.17 56.58 68.35 79.20 80.87 85.97 100.00

731.76 18.08 19.22 69.27 22.24 109.17 58.06 189.72 16.06 151.39 60.01 43.57 233.12 1132.2 210.99 233.90 180.34 50.46 205.08 531.01

731.76 505.53 450.36 415.40 355.74 326.04 297.11 282.39 253.15 245.89 230.91 211.46 213.31 356.64 338.43 314.24 285.24 260.22 256.13 276.18

276.18 Page 64 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/09/2010

Power and Heating

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

34 14 11 4 15 4 9 20 4 16 26 14 10 44 17 59 65 22 45 86

131.17 14.66 2.34 3.07 9.47 1.96 6.34 47.78 10.84 38.00 34.40 24.44 28.05 189.50 99.46 602.61 787.00 1,568.90 2,486.04 304,877.10

519

34 6.55 48 2.70 59 2.12 63 0.77 78 2.89 82 0.77 91 1.73 111 3.85 115 0.77 131 3.08 157 5.01 171 2.70 181 1.93 225 8.48 242 3.28 301 11.37 366 12.52 388 4.24 433 8.67 519 16.57

6.55 9.25 11.37 12.14 15.03 15.80 17.53 21.39 22.16 25.24 30.25 32.95 34.87 43.35 46.63 58.00 70.52 74.76 83.43 100.00

310,963.11

131.17 0.04 0.04 145.82 0.00 0.05 148.17 0.00 0.05 151.24 0.00 0.05 160.71 0.00 0.05 162.67 0.00 0.05 169.00 0.00 0.05 216.78 0.02 0.07 227.61 0.00 0.07 265.61 0.01 0.09 300.02 0.01 0.10 324.46 0.01 0.10 352.51 0.01 0.11 542.01 0.06 0.17 641.47 0.03 0.21 1,244.08 0.19 0.40 2,031.08 0.25 0.65 3,599.98 0.50 1.16 6,086.02 0.80 1.96 310,963.11 98.04 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 4 11 17

1 5.88 5.88 1 0.00 5.88 1 0.00 5.88 1 0.00 5.88 1 0.00 5.88 1 0.00 5.88 1 0.00 5.88 1 0.00 5.88 1 0.00 5.88 2 5.88 11.76 2 0.00 11.76 2 0.00 11.76 2 0.00 11.76 2 0.00 11.76 2 0.00 11.76 2 0.00 11.76 2 0.00 11.76 2 0.00 11.76 6 23.53 35.29 17 64.71 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 381.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,724.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3,879.35 94,985.68 101,971.42

381.49 0.37 381.49 0.00 381.49 0.00 381.49 0.00 381.49 0.00 381.49 0.00 381.49 0.00 381.49 0.00 381.49 0.00 3,106.39 2.67 3,106.39 0.00 3,106.39 0.00 3,106.39 0.00 3,106.39 0.00 3,106.39 0.00 3,106.39 0.00 3,106.39 0.00 3,106.39 0.00 6,985.74 3.80 101,971.42 93.15

0.37 290.84 290.84 0.37 0.00 261.61 0.37 0.00 257.47 0.37 0.00 252.24 0.37 0.00 237.38 0.37 0.00 234.52 0.37 0.00 225.73 0.37 0.00 175.98 0.37 0.00 167.60 3.05 7170.8 1169.5 3.05 0.00 1035.4 3.05 0.00 957.39 3.05 0.00 881.22 3.05 0.00 573.13 3.05 0.00 484.26 3.05 0.00 249.69 3.05 0.00 152.94 3.05 0.00 86.29 6.85 156.05 114.78 100.00 31.16 32.79 32.79

Page 65 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 29

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/09/2010

Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entertainment, Sport and Services The Caring Services,

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

SUM INSURED Mid Points (In Million) From To

Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

154,625 147,771 174,755 106,314 112,486 56,514 38,667 29,089 15,996 8,078 6,272 6,916 4,495 5,350 3,361 4,441 3,081 1,281 1,204 289

535 208 310 287 394 243 201 191 135 77 66 135 125 128 98 148 197 198 257 381

TOTAL

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

880,985

154,625 302,396 477,151 583,465 695,951 752,465 791,132 820,221 836,217 844,295 850,567 857,483 861,978 867,328 870,689 875,130 878,211 879,492 880,696 880,985

17.55 16.77 19.84 12.07 12.77 6.41 4.39 3.30 1.82 0.92 0.71 0.79 0.51 0.61 0.38 0.50 0.35 0.15 0.14 0.03

17.55 34.32 54.16 66.23 79.00 85.41 89.80 93.10 94.92 95.84 96.55 97.33 97.84 98.45 98.83 99.34 99.69 99.83 99.97 100.00

60,321.70 33,871.58 69,449.70 69,812.17 106,360.62 74,722.12 73,830.78 69,824.69 49,821.88 33,690.34 28,090.41 35,885.75 27,488.04 42,564.18 26,820.93 52,951.70 46,985.66 34,352.45 53,136.59 127,365.10 1,117,346.37

60,321.70 5.40 5.40 94,193.28 3.03 8.43 163,642.98 6.22 14.65 233,455.14 6.25 20.89 339,815.76 9.52 30.41 414,537.89 6.69 37.10 488,368.66 6.61 43.71 558,193.35 6.25 49.96 608,015.23 4.46 54.42 641,705.56 3.02 57.43 669,795.97 2.51 59.95 705,681.72 3.21 63.16 733,169.77 2.46 65.62 775,733.95 3.81 69.43 802,554.88 2.40 71.83 855,506.57 4.74 76.57 902,492.24 4.21 80.77 936,844.69 3.07 83.85 989,981.27 4.76 88.60 1,117,346.37 11.40 100.00

4,314

535 743 1,05 1,34 1,73 1,97 2,17 2,36 2,50 2,58 2,64 2,78 2,90 3,03 3,13 3,28 3,47 3,67 3,93 4,31

12.40 12.40 4.82 17.22 7.19 24.41 6.65 31.06 9.13 40.19 5.63 45.83 4.66 50.49 4.43 54.91 3.13 58.04 1.78 59.83 1.53 61.36 3.13 64.49 2.90 67.39 2.97 70.35 2.27 72.62 3.43 76.05 4.57 80.62 4.59 85.21 5.96 91.17 8.83 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 43,687.32 7,605.43 27,804.26 15,662.52 28,821.37 19,423.07 29,383.65 38,629.05 22,685.99 8,019.04 13,386.67 12,102.39 56,664.16 38,821.24 30,025.81 48,161.70 337,277.45 121,281.69 67,670.86 383,564.61 1,350,678.29

43,687.32 3.23 51,292.75 0.56 79,097.01 2.06 94,759.53 1.16 123,580.90 2.13 143,003.97 1.44 172,387.62 2.18 211,016.67 2.86 233,702.66 1.68 241,721.70 0.59 255,108.37 0.99 267,210.76 0.90 323,874.91 4.20 362,696.16 2.87 392,721.97 2.22 440,883.67 3.57 778,161.13 24.97 899,442.82 8.98 967,113.68 5.01 1,350,678.29 28.40

3.23 3.80 5.86 7.02 9.15 10.59 12.76 15.62 17.30 17.90 18.89 19.78 23.98 26.85 29.08 32.64 57.61 66.59 71.60 100.00

72.42 72.42 22.45 54.45 40.04 48.34 22.44 40.59 27.10 36.37 25.99 34.50 39.80 35.30 55.32 37.80 45.53 38.44 23.80 37.67 47.66 38.09 33.72 37.87 206.14 44.17 91.21 46.76 111.95 48.93 90.95 51.53 717.83 86.22 353.05 96.01 127.35 97.69 301.15 120.88 120.88

Page 66 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/09/2010

Estate Plantation Risk

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM. 26 8 17 9 8 14 7 4 6 4 2 3 3 2 3 2 3 0 0 0 121

26 21.49 34 6.61 51 14.05 60 7.44 68 6.61 82 11.57 89 5.79 93 3.31 99 4.96 103 3.31 105 1.65 108 2.48 111 2.48 113 1.65 116 2.48 118 1.65 121 2.48 121 0.00 121 0.00 121 0.00

21.49 28.10 42.15 49.59 56.20 67.77 73.55 76.86 81.82 85.12 86.78 89.26 91.74 93.39 95.87 97.52 100.00 100.00 100.00 100.00

30.98 3.51 29.73 14.42 19.55 25.61 26.55 41.56 48.69 33.49 3.00 17.44 29.56 32.57 54.19 147.45 497.33 0.00 0.00 0.00 1,055.63

30.98 2.93 2.93 34.49 0.33 3.27 64.22 2.82 6.08 78.64 1.37 7.45 98.19 1.85 9.30 123.80 2.43 11.73 150.35 2.52 14.24 191.91 3.94 18.18 240.60 4.61 22.79 274.09 3.17 25.96 277.09 0.28 26.25 294.53 1.65 27.90 324.09 2.80 30.70 356.66 3.09 33.79 410.85 5.13 38.92 558.30 13.97 52.89 1,055.63 47.11 100.00 1,055.63 0.00 100.00 1,055.63 0.00 100.00 1,055.63 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 1 0 0 0 1 0 0 0 1 0 0 4 0 0 0 0 7

0 0 0 0 1 1 1 1 2 2 2 2 3 3 3 7 7 7 7 7

0.00 0.00 0.00 0.00 14.29 0.00 0.00 0.00 14.29 0.00 0.00 0.00 14.29 0.00 0.00 57.14 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 14.29 14.29 14.29 14.29 28.57 28.57 28.57 28.57 42.86 42.86 42.86 100.00 100.00 100.00 100.00 100.00

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 0.00 0.00 0.00 0.00 3.10 0.00 0.00 0.00 1.89 0.00 0.00 0.00 9.28 0.00 0.00 111.01 0.00 0.00 0.00 0.00 125.29

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.10 2.48 3.10 0.00 3.10 0.00 3.10 0.00 5.00 1.51 5.00 0.00 5.00 0.00 5.00 0.00 14.28 7.41 14.28 0.00 14.28 0.00 125.29 88.60 125.29 0.00 125.29 0.00 125.29 0.00 125.29 0.00

0.00 0.00 0.00 0.00 2.48 2.48 2.48 2.48 3.99 3.99 3.99 3.99 11.40 11.40 11.40 100.00 100.00 100.00 100.00 100.00

LOSS RATIO PERCENTAGE BAND CUM 0.00 0.00 0.00 0.00 15.87 0.00 0.00 0.00 3.89 0.00 0.00 0.00 31.39 0.00 0.00 75.29 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 3.16 2.51 2.06 1.62 2.08 1.82 1.80 1.70 4.41 4.00 3.48 22.44 11.87 11.87 11.87 11.87

11.87

Page 67 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/06/2010

Estate Plantation Risk

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 30 8 15 8 30 21 26 28 30 22 28 45 35 60 42 71 94 76 24 21 714

30 4.20 38 1.12 53 2.10 61 1.12 91 4.20 112 2.94 138 3.64 166 3.92 196 4.20 218 3.08 246 3.92 291 6.30 326 4.90 386 8.40 428 5.88 499 9.94 593 13.17 669 10.64 693 3.36 714 2.94

4.20 5.32 7.42 8.54 12.75 15.69 19.33 23.25 27.45 30.53 34.45 40.76 45.66 54.06 59.94 69.89 83.05 93.70 97.06 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 306.63 0.61 9.71 4.59 31.77 222.72 20.72 318.97 48.14 35.52 70.96 74.87 17.99 128.63 108.83 554.70 2,343.07 1,152.92 94.78 89.37 5,635.51

306.63 5.44 5.44 307.24 0.01 5.45 316.95 0.17 5.62 321.54 0.08 5.71 353.30 0.56 6.27 576.02 3.95 10.22 596.75 0.37 10.59 915.72 5.66 16.25 963.85 0.85 17.10 999.38 0.63 17.73 1,070.34 1.26 18.99 1,145.21 1.33 20.32 1,163.20 0.32 20.64 1,291.83 2.28 22.92 1,400.66 1.93 24.85 1,955.36 9.84 34.70 4,298.43 41.58 76.27 5,451.35 20.46 96.73 5,546.14 1.68 98.41 5,635.51 1.59 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 0 0 0 0 23 0 35 0 0 0 1 0 2 0 4 8 6 2 0 82

1 1.22 1.22 1 0.00 1.22 1 0.00 1.22 1 0.00 1.22 1 0.00 1.22 24 28.05 29.27 24 0.00 29.27 59 42.68 71.95 59 0.00 71.95 59 0.00 71.95 59 0.00 71.95 60 1.22 73.17 60 0.00 73.17 62 2.44 75.61 62 0.00 75.61 66 4.88 80.49 74 9.76 90.24 80 7.32 97.56 82 2.44 100.00 82 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 19.83 0.00 0.00 0.00 0.00 589.30 0.00 705.45 0.00 0.00 0.00 6.34 0.00 471.33 0.00 2.86 675.41 338.17 44.39 0.00 2,853.09

19.83 19.83 19.83 19.83 19.83 609.13 609.13 1,314.58 1,314.58 1,314.58 1,314.58 1,320.92 1,320.92 1,792.25 1,792.25 1,795.12 2,470.53 2,808.70 2,853.09 2,853.09

0.70 0.00 0.00 0.00 0.00 20.65 0.00 24.73 0.00 0.00 0.00 0.22 0.00 16.52 0.00 0.10 23.67 11.85 1.56 0.00

0.70 6.47 6.47 0.70 0.00 6.46 0.70 0.00 6.26 0.70 0.00 6.17 0.70 0.00 5.61 21.35 264.59 105.75 21.35 0.00 102.07 46.08 221.17 143.56 46.08 0.00 136.39 46.08 0.00 131.54 46.08 0.00 122.82 46.30 8.47 115.34 46.30 0.00 113.56 62.82 366.41 138.74 62.82 0.00 127.96 62.92 0.52 91.80 86.59 28.83 57.48 98.44 29.33 51.52 100.00 46.84 51.44 100.00 0.00 50.63 50.63

Page 68 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 32

DATA POSITION FROM PROCESSING

01/01/2007

15/06/2010

DATE

15/09/2010

Recreation Place

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 23 12 14 2 16 1 1 5 3 4 1 2 1 16 3 19 21 11 5 1

161

23 14.29 35 7.45 49 8.70 51 1.24 67 9.94 68 0.62 69 0.62 74 3.11 77 1.86 81 2.48 82 0.62 84 1.24 85 0.62 101 9.94 104 1.86 123 11.80 144 13.04 155 6.83 160 3.11 161 0.62

14.29 21.74 30.43 31.68 41.61 42.24 42.86 45.96 47.83 50.31 50.93 52.17 52.80 62.73 64.60 76.40 89.44 96.27 99.38 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 15.20 29.61 26.11 1.44 14.61 1.62 5.48 30.21 21.13 41.42 22.29 26.74 13.17 281.40 90.22 617.41 1,924.23 1,163.17 1,619.51 32.16 5,977.14

15.20 44.81 70.93 72.37 86.97 88.60 94.07 124.28 145.41 186.84 209.13 235.87 249.04 530.44 620.66 1,238.07 3,162.30 4,325.47 5,944.99 5,977.14

0.25 0.25 0.50 0.75 0.44 1.19 0.02 1.21 0.24 1.46 0.03 1.48 0.09 1.57 0.51 2.08 0.35 2.43 0.69 3.13 0.37 3.50 0.45 3.95 0.22 4.17 4.71 8.87 1.51 10.38 10.33 20.71 32.19 52.91 19.46 72.37 27.10 99.46 0.54 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 2 0 5 0 0 0 0 0 0 0 0 0 0 4 1 1 2 3 4 0 22

2 2 7 7 7 7 7 7 7 7 7 7 7 11 12 13 15 18 22 22

9.09 9.09 0.00 9.09 22.73 31.82 0.00 31.82 0.00 31.82 0.00 31.82 0.00 31.82 0.00 31.82 0.00 31.82 0.00 31.82 0.00 31.82 0.00 31.82 0.00 31.82 18.18 50.00 4.55 54.55 4.55 59.09 9.09 68.18 13.64 81.82 18.18 100.00 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.68 0.68 0.04 0.00 0.68 0.00 1.86 2.54 0.12 0.00 2.54 0.00 0.00 2.54 0.00 0.00 2.54 0.00 0.00 2.54 0.00 0.00 2.54 0.00 0.00 2.54 0.00 0.00 2.54 0.00 0.00 2.54 0.00 0.00 2.54 0.00 0.00 2.54 0.00 59.14 61.68 3.72 94.49 156.16 5.94 11.64 167.81 0.73 309.44 477.24 19.47 531.90 1,009.14 33.46 580.40 1,589.54 36.51 0.00 1,589.54 0.00 1,589.54

0.04 4.47 0.04 0.00 0.16 7.12 0.16 0.00 0.16 0.00 0.16 0.00 0.16 0.00 0.16 0.00 0.16 0.00 0.16 0.00 0.16 0.00 0.16 0.00 0.16 0.00 3.88 21.02 9.82 104.73 10.56 1.89 30.02 16.08 63.49 45.73 100.00 35.84 100.00 0.00

4.47 1.52 3.58 3.51 2.92 2.86 2.70 2.04 1.75 1.36 1.21 1.08 1.02 11.63 25.16 13.55 15.09 23.33 26.74 26.59

26.59

Page 69 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 40

DATA POSITION FROM

01/01/2007

15/06/2010

DATE

15/09/2010

PROCESSING

Non Estate Plantation Risk

BAND

SUM INSURED Mid Points (In Million) From To

1 0 50 2 50 100 3 100 200 4 200 300 5 300 500 6 500 750 7 750 1,000 8 1,000 1,500 9 1,500 2,000 10 2,000 2,500 11 2,500 3,000 12 3,000 4,000 13 4,000 5,000 14 5,000 7,500 15 7,500 10,000 16 10,000 20,000 17 20,000 50,000 18 50,000 100,000 19 100,000 500,000 20 500,000 Up TOTAL

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 853 63 65 27 28 15 10 9 4 2 6 10 6 12 7 20 8 14 7 0 1,166

853 73.16 916 5.40 981 5.57 1,008 2.32 1,036 2.40 1,051 1.29 1,061 0.86 1,070 0.77 1,074 0.34 1,076 0.17 1,082 0.51 1,092 0.86 1,098 0.51 1,110 1.03 1,117 0.60 1,137 1.72 1,145 0.69 1,159 1.20 1,166 0.60 1,166 0.00

73.16 78.56 84.13 86.45 88.85 90.14 90.99 91.77 92.11 92.28 92.80 93.65 94.17 95.20 95.80 97.51 98.20 99.40 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 285.36 33.50 50.18 45.37 43.81 32.07 16.54 24.47 16.07 14.95 68.57 94.16 82.42 230.52 345.30 787.55 277.95 252.82 3.90 0.00 2,705.49

285.36 318.85 369.03 414.40 458.22 490.28 506.82 531.29 547.36 562.31 630.87 725.03 807.45 1,037.97 1,383.27 2,170.82 2,448.77 2,701.59 2,705.49 2,705.49

10.55 10.55 1.24 11.79 1.85 13.64 1.68 15.32 1.62 16.94 1.19 18.12 0.61 18.73 0.90 19.64 0.59 20.23 0.55 20.78 2.53 23.32 3.48 26.80 3.05 29.84 8.52 38.37 12.76 51.13 29.11 80.24 10.27 90.51 9.34 99.86 0.14 100.00 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 1 0 5

2 2 2 2 2 2 2 2 2 2 2 3 3 3 3 3 3 4 5 5

40.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 0.00 40.00 20.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 0.00 60.00 20.00 80.00 20.00 100.00 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 70.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 96.16 0.00 0.00 0.00 0.00 0.00 1,794.78 11.11 0.00 1,972.06

70.01 3.55 70.01 0.00 70.01 0.00 70.01 0.00 70.01 0.00 70.01 0.00 70.01 0.00 70.01 0.00 70.01 0.00 70.01 0.00 70.01 0.00 166.18 4.88 166.18 0.00 166.18 0.00 166.18 0.00 166.18 0.00 166.18 0.00 1,960.95 91.01 1,972.06 0.56 1,972.06 0.00

3.55 24.53 3.55 0.00 3.55 0.00 3.55 0.00 3.55 0.00 3.55 0.00 3.55 0.00 3.55 0.00 3.55 0.00 3.55 0.00 3.55 0.00 8.43 102.13 8.43 0.00 8.43 0.00 8.43 0.00 8.43 0.00 8.43 0.00 99.44 709.91 100.00 284.93 100.00 0.00

24.53 21.96 18.97 16.89 15.28 14.28 13.81 13.18 12.79 12.45 11.10 22.92 20.58 16.01 12.01 7.65 6.79 72.59 72.89 72.89

72.89

Page 70 of 204

RISK AND LOSS PROFILE 2007 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 01 - NANGROE ACEH DARUSSALAM

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,214 1,575 1,954 1,055 794 332 236 129 61 16 20 20 21 19 12 5 24 18 4 16 7,525

1,214 2,789 4,743 5,798 6,592 6,924 7,160 7,289 7,350 7,366 7,386 7,406 7,427 7,446 7,458 7,463 7,487 7,505 7,509 7,525

16.13 20.93 25.97 14.02 10.55 4.41 3.14 1.71 0.81 0.21 0.27 0.27 0.28 0.25 0.16 0.07 0.32 0.24 0.05 0.21

16.13 37.06 63.03 77.05 87.60 92.01 95.15 96.86 97.67 97.89 98.15 98.42 98.70 98.95 99.11 99.18 99.50 99.73 99.79 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 253.70 584.82 1,377.64 1,468.15 1,292.06 758.89 673.52 396.92 232.75 65.63 56.91 119.84 137.01 132.58 136.32 99.21 491.54 470.33 752.81 1,117.22 10,617.85

253.70 838.52 2,216.16 3,684.31 4,976.37 5,735.26 6,408.78 6,805.70 7,038.45 7,104.08 7,160.99 7,280.83 7,417.84 7,550.42 7,686.74 7,785.95 8,277.49 8,747.81 9,500.63 10,617.85

2.39 2.39 5.51 7.90 12.97 20.87 13.83 34.70 12.17 46.87 7.15 54.02 6.34 60.36 3.74 64.10 2.19 66.29 0.62 66.91 0.54 67.44 1.13 68.57 1.29 69.86 1.25 71.11 1.28 72.39 0.93 73.33 4.63 77.96 4.43 82.39 7.09 89.48 10.52 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 1 3 1 1 0 0 0 0 1 0 0 1 0 0 0 0 3 0 0 13

2 15.38 15.38 3 7.69 23.08 6 23.08 46.15 7 7.69 53.85 8 7.69 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 9 7.69 69.23 9 0.00 69.23 9 0.00 69.23 10 7.69 76.92 10 0.00 76.92 10 0.00 76.92 10 0.00 76.92 10 0.00 76.92 13 23.08 100.00 13 0.00 100.00 13 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 58.50 9.30 206.88 68.68 271.63 0.00 0.00 0.00 0.00 61.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 271.29 0.00 0.00 947.89

58.50 6.17 67.80 0.98 274.68 21.82 343.35 7.25 614.98 28.66 614.98 0.00 614.98 0.00 614.98 0.00 614.98 0.00 676.60 6.50 676.60 0.00 676.60 0.00 676.60 0.00 676.60 0.00 676.60 0.00 676.60 0.00 676.60 0.00 947.89 28.62 947.89 0.00 947.89 0.00

6.17 7.15 28.98 36.22 64.88 64.88 64.88 64.88 64.88 71.38 71.38 71.38 71.38 71.38 71.38 71.38 71.38 100.00 100.00 100.00

23.06 1.59 15.02 4.68 21.02 0.00 0.00 0.00 0.00 93.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 57.68 0.00 0.00

23.06 8.09 12.39 9.32 12.36 10.72 9.60 9.04 8.74 9.52 9.45 9.29 9.12 8.96 8.80 8.69 8.17 10.84 9.98 8.93

8.93

Page 71 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 02 - SUMATERA UTARA

BAND

SUM INSURED Mid Points (In Million) From To

TOTAL

PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

8,715 1 0 50 25 8,528 2 50 100 75 3 100 200 150 13,359 8,516 4 200 300 250 7,962 5 300 500 400 3,168 6 500 750 625 2,305 7 750 1,000 875 1,527 8 1,000 1,500 1,250 897 9 1,500 2,000 1,750 438 10 2,000 2,500 2,250 372 11 2,500 3,000 2,750 456 12 3,000 4,000 3,500 307 13 4,000 5,000 4,500 358 14 5,000 7,500 6,250 226 15 7,500 10,000 8,750 386 16 10,000 20,000 15,000 352 17 20,000 50,000 35,000 140 18 50,000 100,000 75,000 96 19 100,000 500,000 300,000 30 20 500,000 Up 58,138

8,715 17,243 30,602 39,118 47,080 50,248 52,553 54,080 54,977 55,415 55,787 56,243 56,550 56,908 57,134 57,520 57,872 58,012 58,108 58,138

14.99 14.67 22.98 14.65 13.70 5.45 3.96 2.63 1.54 0.75 0.64 0.78 0.53 0.62 0.39 0.66 0.61 0.24 0.17 0.05

DATA POSITION FROM

14.99 29.66 52.64 67.28 80.98 86.43 90.39 93.02 94.56 95.32 95.96 96.74 97.27 97.88 98.27 98.94 99.54 99.78 99.95 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 4,064.88 1,917.41 4,600.61 4,794.98 7,268.95 4,337.91 4,779.47 4,189.36 3,213.66 2,348.25 2,130.56 3,127.87 2,436.59 3,633.68 2,514.99 6,686.58 7,902.44 3,544.23 3,245.86 2,565.63 79,303.93

4,064.88 5,982.29 10,582.90 15,377.88 22,646.84 26,984.74 31,764.22 35,953.57 39,167.24 41,515.49 43,646.05 46,773.93 49,210.52 52,844.20 55,359.19 62,045.77 69,948.20 73,492.44 76,738.30 79,303.93

5.13 5.13 2.42 7.54 5.80 13.34 6.05 19.39 9.17 28.56 5.47 34.03 6.03 40.05 5.28 45.34 4.05 49.39 2.96 52.35 2.69 55.04 3.94 58.98 3.07 62.05 4.58 66.64 3.17 69.81 8.43 78.24 9.96 88.20 4.47 92.67 4.09 96.76 3.24 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

35 6 15 13 17 10 10 13 3 3 2 5 11 8 7 22 27 11 12 4 234

35 14.96 14.96 41 2.56 17.52 56 6.41 23.93 69 5.56 29.49 86 7.26 36.75 96 4.27 41.03 106 4.27 45.30 119 5.56 50.85 122 1.28 52.14 125 1.28 53.42 127 0.85 54.27 132 2.14 56.41 143 4.70 61.11 151 3.42 64.53 158 2.99 67.52 180 9.40 76.92 207 11.54 88.46 218 4.70 93.16 230 5.13 98.29 234 1.71 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 94,587.69 262.55 754.91 1,108.43 2,397.52 1,863.16 1,202.09 998.81 188.72 1,118.96 79.02 168.79 454.65 6,643.49 866.23 16,397.72 11,179.16 387.85 803.77 53.00 141,516.53

94,587.69 66.84 94,850.24 0.19 95,605.15 0.53 96,713.58 0.78 99,111.10 1.69 100,974.26 1.32 102,176.36 0.85 103,175.16 0.71 103,363.88 0.13 104,482.84 0.79 104,561.87 0.06 104,730.66 0.12 105,185.31 0.32 111,828.81 4.69 112,695.04 0.61 129,092.76 11.59 140,271.92 7.90 140,659.77 0.27 141,463.53 0.57 141,516.53 0.04

66.84 67.02 67.56 68.34 70.03 71.35 72.20 72.91 73.04 73.83 73.89 74.01 74.33 79.02 79.63 91.22 99.12 99.39 99.96 100.00

2326.9 13.69 16.41 23.12 32.98 42.95 25.15 23.84 5.87 47.65 3.71 5.40 18.66 182.83 34.44 245.23 141.46 10.94 24.76 2.07

2326.9 1585.5 903.39 628.91 437.64 374.19 321.67 286.97 263.90 251.67 239.57 223.91 213.75 211.62 203.57 208.06 200.54 191.39 184.35 178.45

178.45

Page 72 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 03 - SUMATERA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,863 4,430 6,001 3,321 2,791 1,018 889 562 311 158 155 186 137 122 74 111 74 37 29 7 23,276

2,863 7,293 13,294 16,615 19,406 20,424 21,313 21,875 22,186 22,344 22,499 22,685 22,822 22,944 23,018 23,129 23,203 23,240 23,269 23,276

12.30 19.03 25.78 14.27 11.99 4.37 3.82 2.41 1.34 0.68 0.67 0.80 0.59 0.52 0.32 0.48 0.32 0.16 0.12 0.03

12.30 31.33 57.11 71.38 83.37 87.75 91.57 93.98 95.32 96.00 96.66 97.46 98.05 98.57 98.89 99.37 99.69 99.85 99.97 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 901.58 862.30 1,873.00 1,604.72 2,657.35 1,466.00 1,866.37 1,492.62 868.27 596.78 469.39 710.58 520.48 571.60 359.16 1,298.33 1,200.87 747.79 1,391.37 86.61 21,545.19

901.58 4.18 4.18 1,763.88 4.00 8.19 3,636.89 8.69 16.88 5,241.61 7.45 24.33 7,898.95 12.33 36.66 9,364.95 6.80 43.47 11,231.32 8.66 52.13 12,723.94 6.93 59.06 13,592.22 4.03 63.09 14,189.00 2.77 65.86 14,658.39 2.18 68.04 15,368.97 3.30 71.33 15,889.45 2.42 73.75 16,461.05 2.65 76.40 16,820.21 1.67 78.07 18,118.54 6.03 84.10 19,319.42 5.57 89.67 20,067.21 3.47 93.14 21,458.58 6.46 99.60 21,545.19 0.40 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 8 6 14 15 21 8 18 2 9 3 11 9 10 9 6 8 10 8 1 0 176

8 4.55 4.55 14 3.41 7.95 28 7.95 15.91 43 8.52 24.43 64 11.93 36.36 72 4.55 40.91 90 10.23 51.14 92 1.14 52.27 101 5.11 57.39 104 1.70 59.09 115 6.25 65.34 124 5.11 70.45 134 5.68 76.14 143 5.11 81.25 149 3.41 84.66 157 4.55 89.20 167 5.68 94.89 175 4.55 99.43 176 0.57 100.00 176 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 743.83 148.10 5,864.10 502.65 2,509.01 431.76 436.57 332.85 317.10 23.85 1,836.91 3,128.94 252.35 1,036.22 826.23 213.57 8,853.36 1,620.74 19.02 0.00 29,097.15

743.83 2.56 891.93 0.51 6,756.03 20.15 7,258.67 1.73 9,767.69 8.62 10,199.45 1.48 10,636.01 1.50 10,968.86 1.14 11,285.96 1.09 11,309.81 0.08 13,146.72 6.31 16,275.67 10.75 16,528.01 0.87 17,564.24 3.56 18,390.47 2.84 18,604.03 0.73 27,457.40 30.43 29,078.14 5.57 29,097.15 0.07 29,097.15 0.00

2.56 3.07 23.22 24.95 33.57 35.05 36.55 37.70 38.79 38.87 45.18 55.94 56.80 60.36 63.20 63.94 94.36 99.93 100.00 100.00

82.50 17.18 313.08 31.32 94.42 29.45 23.39 22.30 36.52 4.00 391.34 440.34 48.48 181.28 230.05 16.45 737.24 216.74 1.37 0.00

82.50 50.57 185.76 138.48 123.66 108.91 94.70 86.21 83.03 79.71 89.69 105.90 104.02 106.70 109.34 102.68 142.12 144.90 135.60 135.05

135.05

Page 73 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 04 - RIAU

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

5,556 5,000 6,852 4,259 3,666 1,411 852 597 316 168 130 152 85 99 89 136 116 86 44 10

1,987.09 1,309.13 3,178.39 3,528.18 5,110.17 2,614.80 2,402.06 1,931.89 1,350.94 871.22 717.75 1,045.54 624.75 1,064.60 1,008.01 2,259.88 3,374.26 2,281.81 2,465.31 162.52

29,624

5,556 10,556 17,408 21,667 25,333 26,744 27,596 28,193 28,509 28,677 28,807 28,959 29,044 29,143 29,232 29,368 29,484 29,570 29,614 29,624

18.76 16.88 23.13 14.38 12.38 4.76 2.88 2.02 1.07 0.57 0.44 0.51 0.29 0.33 0.30 0.46 0.39 0.29 0.15 0.03

18.76 35.63 58.76 73.14 85.52 90.28 93.15 95.17 96.24 96.80 97.24 97.76 98.04 98.38 98.68 99.14 99.53 99.82 99.97 100.00

39,288.29

1,987.09 5.06 5.06 3,296.22 3.33 8.39 6,474.61 8.09 16.48 10,002.78 8.98 25.46 15,112.95 13.01 38.47 17,727.75 6.66 45.12 20,129.81 6.11 51.24 22,061.70 4.92 56.15 23,412.63 3.44 59.59 24,283.85 2.22 61.81 25,001.60 1.83 63.64 26,047.15 2.66 66.30 26,671.90 1.59 67.89 27,736.50 2.71 70.60 28,744.51 2.57 73.16 31,004.39 5.75 78.92 34,378.65 8.59 87.50 36,660.46 5.81 93.31 39,125.77 6.27 99.59 39,288.29 0.41 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 20 7 10 9 2 4 2 5 0 4 0 3 3 3 2 6 3 7 1 0 91

20 21.98 21.98 27 7.69 29.67 37 10.99 40.66 46 9.89 50.55 48 2.20 52.75 52 4.40 57.14 54 2.20 59.34 59 5.49 64.84 59 0.00 64.84 63 4.40 69.23 63 0.00 69.23 66 3.30 72.53 69 3.30 75.82 72 3.30 79.12 74 2.20 81.32 80 6.59 87.91 83 3.30 91.21 90 7.69 98.90 91 1.10 100.00 91 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 4,344.20 651.00 1,776.33 1,136.54 546.78 127.30 288.39 1,411.43 0.00 85.78 0.00 414.34 1,011.16 1,787.78 136.22 1,809.97 1,908.22 1,357.04 370.99 0.00 19,163.47

4,344.20 22.67 4,995.20 3.40 6,771.53 9.27 7,908.07 5.93 8,454.85 2.85 8,582.15 0.66 8,870.55 1.50 10,281.98 7.37 10,281.98 0.00 10,367.76 0.45 10,367.76 0.00 10,782.10 2.16 11,793.26 5.28 13,581.04 9.33 13,717.26 0.71 15,527.23 9.44 17,435.45 9.96 18,792.49 7.08 19,163.47 1.94 19,163.47 0.00

22.67 218.62 218.62 26.07 49.73 151.54 35.34 55.89 104.59 41.27 32.21 79.06 44.12 10.70 55.94 44.78 4.87 48.41 46.29 12.01 44.07 53.65 73.06 46.61 53.65 0.00 43.92 54.10 9.85 42.69 54.10 0.00 41.47 56.26 39.63 41.39 61.54 161.85 44.22 70.87 167.93 48.96 71.58 13.51 47.72 81.03 80.09 50.08 90.98 56.55 50.72 98.06 59.47 51.26 100.00 15.05 48.98 100.00 0.00 48.78 48.78

Page 74 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 05 - JAMBI

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

2,488 2,454 2,782 1,461 1,205 451 271 202 93 52 48 39 33 33 20 30 30 24 13 3 11,732

2,488 4,942 7,724 9,185 10,390 10,841 11,112 11,314 11,407 11,459 11,507 11,546 11,579 11,612 11,632 11,662 11,692 11,716 11,729 11,732

DATA POSITION FROM

21.21 20.92 23.71 12.45 10.27 3.84 2.31 1.72 0.79 0.44 0.41 0.33 0.28 0.28 0.17 0.26 0.26 0.20 0.11 0.03

21.21 42.12 65.84 78.29 88.56 92.41 94.72 96.44 97.23 97.67 98.08 98.41 98.70 98.98 99.15 99.40 99.66 99.86 99.97 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 549.70 690.27 1,584.34 1,249.75 1,583.85 911.26 737.62 531.87 452.29 260.16 189.58 276.04 281.23 391.35 240.44 813.81 762.11 663.78 433.12 57.59 12,660.18

549.70 4.34 4.34 1,239.97 5.45 9.79 2,824.31 12.51 22.31 4,074.06 9.87 32.18 5,657.91 12.51 44.69 6,569.18 7.20 51.89 7,306.80 5.83 57.71 7,838.66 4.20 61.92 8,290.95 3.57 65.49 8,551.11 2.05 67.54 8,740.69 1.50 69.04 9,016.74 2.18 71.22 9,297.96 2.22 73.44 9,689.31 3.09 76.53 9,929.75 1.90 78.43 10,743.56 6.43 84.86 11,505.68 6.02 90.88 12,169.46 5.24 96.12 12,602.58 3.42 99.55 12,660.18 0.45 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 2 3 3 3 0 1 1 0 0 0 0 0 0 0 2 1 2 0 0 0 18

2 5 8 11 11 12 13 13 13 13 13 13 13 13 15 16 18 18 18 18

11.11 16.67 16.67 16.67 0.00 5.56 5.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 5.56 11.11 0.00 0.00 0.00

11.11 27.78 44.44 61.11 61.11 66.67 72.22 72.22 72.22 72.22 72.22 72.22 72.22 72.22 83.33 88.89 100.00 100.00 100.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 51.26 139.05 195.27 107.67 0.00 36.85 3.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 423.29 26.51 48.38 0.00 0.00 0.00 1,032.25

51.26 190.30 385.57 493.25 493.25 530.10 534.06 534.06 534.06 534.06 534.06 534.06 534.06 534.06 957.35 983.86 1,032.25 1,032.25 1,032.25 1,032.25

4.97 13.47 18.92 10.43 0.00 3.57 0.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 41.01 2.57 4.69 0.00 0.00 0.00

4.97 9.32 18.44 20.14 37.35 12.33 47.78 8.62 47.78 0.00 51.35 4.04 51.74 0.54 51.74 0.00 51.74 0.00 51.74 0.00 51.74 0.00 51.74 0.00 51.74 0.00 51.74 0.00 92.74 176.05 95.31 3.26 100.00 6.35 100.00 0.00 100.00 0.00 100.00 0.00

9.32 15.35 13.65 12.11 8.72 8.07 7.31 6.81 6.44 6.25 6.11 5.92 5.74 5.51 9.64 9.16 8.97 8.48 8.19 8.15

8.15

Page 75 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 06 - SUMATERA SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 3,988 3,841 5,061 3,006 2,690 1,295 891 597 315 158 119 146 86 130 89 153 128 76 81 40 22,890

3,988 7,829 12,890 15,896 18,586 19,881 20,772 21,369 21,684 21,842 21,961 22,107 22,193 22,323 22,412 22,565 22,693 22,769 22,850 22,890

17.42 16.78 22.11 13.13 11.75 5.66 3.89 2.61 1.38 0.69 0.52 0.64 0.38 0.57 0.39 0.67 0.56 0.33 0.35 0.17

17.42 34.20 56.31 69.45 81.20 86.85 90.75 93.36 94.73 95.42 95.94 96.58 96.96 97.52 97.91 98.58 99.14 99.47 99.83 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

1,453.65 778.59 1,950.43 1,887.87 2,871.54 2,021.57 2,040.23 1,598.05 1,143.02 700.33 660.37 745.73 569.19 971.07 833.06 1,717.45 2,747.30 2,097.76 2,171.31 1,656.13

17 0 1 6 2 4 3 2 0 1 1 1 0 4 0 8 3 7 16 2

17 21.79 21.79 2,107.00 17 0.00 21.79 0.00 18 1.28 23.08 5.48 24 7.69 30.77 216.84 26 2.56 33.33 48.78 30 5.13 38.46 228.73 33 3.85 42.31 657.76 35 2.56 44.87 873.64 35 0.00 44.87 0.00 36 1.28 46.15 2,724.90 37 1.28 47.44 1,067.53 38 1.28 48.72 1.32 38 0.00 48.72 0.00 42 5.13 53.85 1,863.65 42 0.00 53.85 0.00 50 10.26 64.10 1,122.98 53 3.85 67.95 3,905.66 60 8.97 76.92 2,759.44 76 20.51 97.44 14,989.02 78 2.56 100.00 902.19

33,474.93

30,614.65

1,453.65 2,232.24 4,182.67 6,070.54 8,942.08 10,963.65 13,003.88 14,601.94 15,744.96 16,445.28 17,105.66 17,851.39 18,420.58 19,391.65 20,224.71 21,942.16 24,689.46 26,787.21 28,958.52 30,614.65

4.75 4.75 2.54 7.29 6.37 13.66 6.17 19.83 9.38 29.21 6.60 35.81 6.66 42.48 5.22 47.70 3.73 51.43 2.29 53.72 2.16 55.87 2.44 58.31 1.86 60.17 3.17 63.34 2.72 66.06 5.61 71.67 8.97 80.65 6.85 87.50 7.09 94.59 5.41 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 2,107.00 6.29 2,107.00 0.00 2,112.48 0.02 2,329.32 0.65 2,378.10 0.15 2,606.83 0.68 3,264.59 1.96 4,138.24 2.61 4,138.24 0.00 6,863.14 8.14 7,930.67 3.19 7,931.98 0.00 7,931.98 0.00 9,795.64 5.57 9,795.64 0.00 10,918.62 3.35 14,824.27 11.67 17,583.71 8.24 32,572.74 44.78 33,474.93 2.70

6.29 6.29 6.31 6.96 7.10 7.79 9.75 12.36 12.36 20.50 23.69 23.70 23.70 29.26 29.26 32.62 44.28 52.53 97.30 100.00

144.95 144.95 0.00 94.39 0.28 50.51 11.49 38.37 1.70 26.59 11.31 23.78 32.24 25.10 54.67 28.34 0.00 26.28 389.09 41.73 161.66 46.36 0.18 44.43 0.00 43.06 191.92 50.51 0.00 48.43 65.39 49.76 142.16 60.04 131.54 65.64 690.32 112.48 54.48 109.34 109.34

Page 76 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 07 - BENGKULU

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,612 1,546 1,368 756 569 222 117 70 40 17 22 20 7 15 13 9 15 2 2 2 6,424

1,612 3,158 4,526 5,282 5,851 6,073 6,190 6,260 6,300 6,317 6,339 6,359 6,366 6,381 6,394 6,403 6,418 6,420 6,422 6,424

DATA POSITION FROM

25.09 24.07 21.30 11.77 8.86 3.46 1.82 1.09 0.62 0.26 0.34 0.31 0.11 0.23 0.20 0.14 0.23 0.03 0.03 0.03

25.09 49.16 70.45 82.22 91.08 94.54 96.36 97.45 98.07 98.33 98.68 98.99 99.10 99.33 99.53 99.67 99.91 99.94 99.97 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 346.07 364.28 626.85 509.00 674.67 458.01 324.32 194.44 118.69 95.38 90.43 228.12 29.18 108.78 336.44 214.20 516.47 138.58 13.77 28.29 5,415.97

346.07 6.39 6.39 710.35 6.73 13.12 1,337.19 11.57 24.69 1,846.19 9.40 34.09 2,520.86 12.46 46.54 2,978.87 8.46 55.00 3,303.19 5.99 60.99 3,497.63 3.59 64.58 3,616.32 2.19 66.77 3,711.71 1.76 68.53 3,802.13 1.67 70.20 4,030.26 4.21 74.41 4,059.44 0.54 74.95 4,168.22 2.01 76.96 4,504.66 6.21 83.17 4,718.85 3.95 87.13 5,235.32 9.54 96.66 5,373.91 2.56 99.22 5,387.67 0.25 99.48 5,415.97 0.52 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 7 2 8 1 7 4 1 1 1 0 1 1 1 1 1 2 1 0 3 0 43

7 16.28 16.28 9 4.65 20.93 17 18.60 39.53 18 2.33 41.86 25 16.28 58.14 29 9.30 67.44 30 2.33 69.77 31 2.33 72.09 32 2.33 74.42 32 0.00 74.42 33 2.33 76.74 34 2.33 79.07 35 2.33 81.40 36 2.33 83.72 37 2.33 86.05 39 4.65 90.70 40 2.33 93.02 40 0.00 93.02 43 6.98 100.00 43 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 521.54 363.56 335.86 4.90 465.58 1,222.98 948.15 10.79 11.25 0.00 6.68 62.10 12.50 15.33 233.59 115.73 169.93 0.00 116.20 0.00 4,616.67

521.54 885.10 1,220.96 1,225.86 1,691.44 2,914.42 3,862.57 3,873.36 3,884.61 3,884.61 3,891.29 3,953.39 3,965.89 3,981.23 4,214.81 4,330.55 4,500.48 4,500.48 4,616.67 4,616.67

11.30 7.87 7.27 0.11 10.08 26.49 20.54 0.23 0.24 0.00 0.14 1.35 0.27 0.33 5.06 2.51 3.68 0.00 2.52 0.00

11.30 19.17 26.45 26.55 36.64 63.13 83.67 83.90 84.14 84.14 84.29 85.63 85.90 86.24 91.30 93.80 97.48 97.48 100.00 100.00

150.70 99.80 53.58 0.96 69.01 267.02 292.35 5.55 9.48 0.00 7.39 27.22 42.84 14.10 69.43 54.03 32.90 0.00 843.97 0.00

150.70 124.60 91.31 66.40 67.10 97.84 116.93 110.74 107.42 104.66 102.34 98.09 97.70 95.51 93.57 91.77 85.96 83.75 85.69 85.24

85.24

Page 77 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 08 - LAMPUNG

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,490 3,127 3,508 1,893 1,999 927 615 481 259 131 123 116 110 112 88 156 142 108 63 25 16,473

2,490 5,617 9,125 11,018 13,017 13,944 14,559 15,040 15,299 15,430 15,553 15,669 15,779 15,891 15,979 16,135 16,277 16,385 16,448 16,473

DATA POSITION FROM

15.12 18.98 21.30 11.49 12.14 5.63 3.73 2.92 1.57 0.80 0.75 0.70 0.67 0.68 0.53 0.95 0.86 0.66 0.38 0.15

15.12 34.10 55.39 66.89 79.02 84.65 88.38 91.30 92.87 93.67 94.42 95.12 95.79 96.47 97.00 97.95 98.81 99.47 99.85 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,387.14 530.81 1,182.07 1,189.55 2,004.25 1,357.62 1,363.15 1,446.45 1,047.33 597.69 545.57 610.62 678.19 845.31 878.04 2,778.54 2,939.01 1,817.18 4,175.89 1,924.45 29,298.86

1,387.14 4.73 4.73 1,917.94 1.81 6.55 3,100.01 4.03 10.58 4,289.56 4.06 14.64 6,293.81 6.84 21.48 7,651.43 4.63 26.12 9,014.58 4.65 30.77 10,461.04 4.94 35.70 11,508.37 3.57 39.28 12,106.06 2.04 41.32 12,651.63 1.86 43.18 13,262.25 2.08 45.27 13,940.44 2.31 47.58 14,785.75 2.89 50.47 15,663.80 3.00 53.46 18,442.33 9.48 62.95 21,381.35 10.03 72.98 23,198.53 6.20 79.18 27,374.42 14.25 93.43 29,298.86 6.57 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 17 2 1 2 5 3 2 3 3 3 2 1 3 3 4 10 13 9 3 1 90

17 19 20 22 27 30 32 35 38 41 43 44 47 50 54 64 77 86 89 90

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

18.89 18.89 6,142.44 2.22 21.11 57.33 1.11 22.22 42.23 2.22 24.44 290.70 5.56 30.00 344.94 3.33 33.33 141.49 2.22 35.56 91.56 3.33 38.89 335.37 3.33 42.22 328.13 3.33 45.56 1,337.40 2.22 47.78 82.00 1.11 48.89 109.86 3.33 52.22 417.42 3.33 55.56 12,124.73 4.44 60.00 212.74 11.11 71.11 5,600.55 14.44 85.56 1,296.44 10.00 95.56 2,396.85 3.33 98.89 6,010.61 1.11 100.00 92.20 37,455.00

6,142.44 6,199.77 6,242.00 6,532.70 6,877.64 7,019.12 7,110.68 7,446.05 7,774.18 9,111.58 9,193.58 9,303.45 9,720.87 21,845.60 22,058.34 27,658.89 28,955.33 31,352.19 37,362.80 37,455.00

16.40 0.15 0.11 0.78 0.92 0.38 0.24 0.90 0.88 3.57 0.22 0.29 1.11 32.37 0.57 14.95 3.46 6.40 16.05 0.25

16.40 16.55 16.67 17.44 18.36 18.74 18.98 19.88 20.76 24.33 24.55 24.84 25.95 58.32 58.89 73.85 77.31 83.71 99.75 100.00

442.81 10.80 3.57 24.44 17.21 10.42 6.72 23.19 31.33 223.76 15.03 17.99 61.55 1434.3 24.23 201.56 44.11 131.90 143.94 4.79

442.81 323.25 201.35 152.29 109.28 91.74 78.88 71.18 67.55 75.26 72.67 70.15 69.73 147.75 140.82 149.98 135.42 135.15 136.49 127.84

127.84

Page 78 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 09 - DKI JAKARTA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 23,382 16,967 31,732 26,968 36,434 20,213 14,644 11,229 6,199 3,261 2,516 2,846 1,886 2,280 1,465 2,080 1,566 702 848 342 207,56

23,382 40,349 72,081 99,049 135,48 155,69 170,34 181,56 187,76 191,02 193,54 196,39 198,27 200,55 202,02 204,10 205,66 206,37 207,21 207,56

11.27 8.17 15.29 12.99 17.55 9.74 7.06 5.41 2.99 1.57 1.21 1.37 0.91 1.10 0.71 1.00 0.75 0.34 0.41 0.16

DATA POSITION FROM

11.27 19.44 34.73 47.72 65.27 75.01 82.07 87.48 90.46 92.04 93.25 94.62 95.53 96.63 97.33 98.33 99.09 99.43 99.84 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 21,976.69 4,172.26 10,297.52 13,234.06 26,084.73 20,754.20 21,442.56 22,475.53 17,029.20 14,473.19 9,929.16 13,883.15 11,121.42 15,631.80 11,703.63 24,209.60 22,506.66 16,461.34 31,632.69 400,530.97 729,550.35

21,976.69 3.01 3.01 26,148.95 0.57 3.58 36,446.47 1.41 5.00 49,680.53 1.81 6.81 75,765.27 3.58 10.39 96,519.47 2.84 13.23 117,962.02 2.94 16.17 140,437.55 3.08 19.25 157,466.75 2.33 21.58 171,939.94 1.98 23.57 181,869.10 1.36 24.93 195,752.25 1.90 26.83 206,873.67 1.52 28.36 222,505.47 2.14 30.50 234,209.09 1.60 32.10 258,418.69 3.32 35.42 280,925.35 3.09 38.51 297,386.69 2.26 40.76 329,019.38 4.34 45.10 729,550.35 54.90 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 221 58 93 101 175 116 94 127 77 41 39 39 76 77 44 76 104 74 201 321 2,154

221 10.26 10.26 279 2.69 12.95 372 4.32 17.27 473 4.69 21.96 648 8.12 30.08 764 5.39 35.47 858 4.36 39.83 985 5.90 45.73 1,06 3.57 49.30 1,10 1.90 51.21 1,14 1.81 53.02 1,18 1.81 54.83 1,25 3.53 58.36 1,33 3.57 61.93 1,37 2.04 63.97 1,45 3.53 67.50 1,55 4.83 72.33 1,63 3.44 75.77 1,83 9.33 85.10 2,15 14.90 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 23,096.56 1,950.88 3,776.63 4,012.32 7,622.28 7,296.30 10,424.98 29,911.50 10,722.88 5,124.29 10,865.99 7,605.66 51,556.54 15,445.01 24,653.53 21,078.85 340,504.61 91,066.64 74,728.05 183,815.48 925,258.99

23,096.56 2.50 25,047.45 0.21 28,824.07 0.41 32,836.40 0.43 40,458.67 0.82 47,754.97 0.79 58,179.95 1.13 88,091.44 3.23 98,814.32 1.16 103,938.61 0.55 114,804.61 1.17 122,410.27 0.82 173,966.81 5.57 189,411.82 1.67 214,065.35 2.66 235,144.21 2.28 575,648.82 36.80 666,715.46 9.84 741,443.51 8.08 925,258.99 19.87

2.50 2.71 3.12 3.55 4.37 5.16 6.29 9.52 10.68 11.23 12.41 13.23 18.80 20.47 23.14 25.41 62.21 72.06 80.13 100.00

105.10 46.76 36.68 30.32 29.22 35.16 48.62 133.08 62.97 35.41 109.44 54.78 463.58 98.81 210.65 87.07 1512.9 553.22 236.24 45.89

105.10 95.79 79.09 66.10 53.40 49.48 49.32 62.73 62.75 60.45 63.12 62.53 84.09 85.13 91.40 90.99 204.91 224.19 225.35 126.83

126.83

Page 79 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 10 - JAWA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 27,549 25,939 27,700 15,459 14,922 7,677 5,184 4,241 2,425 1,360 1,179 1,339 967 1,421 994 1,811 1,644 877 944 307 143,93

27,549 53,488 81,188 96,647 111,569 119,246 124,430 128,671 131,096 132,456 133,635 134,974 135,941 137,362 138,356 140,167 141,811 142,688 143,632 143,939

DATA POSITION FROM

19.14 18.02 19.24 10.74 10.37 5.33 3.60 2.95 1.68 0.94 0.82 0.93 0.67 0.99 0.69 1.26 1.14 0.61 0.66 0.21

19.14 37.16 56.40 67.14 77.51 82.84 86.45 89.39 91.08 92.02 92.84 93.77 94.44 95.43 96.12 97.38 98.52 99.13 99.79 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

14,599.89 5,774.59 10,118.18 9,076.84 13,336.51 9,856.29 9,698.76 10,002.09 8,160.27 5,072.31 5,279.83 6,898.71 5,861.73 11,057.88 8,732.90 21,992.45 25,245.91 18,547.76 17,231.69 17,044.46

190 190 17.37 17.37 52,985.14 52,985.14 8.24 31 221 2.83 20.20 6,478.30 59,463.44 1.01 50 271 4.57 24.77 1,336.62 60,800.06 0.21 52 323 4.75 29.52 2,113.22 62,913.27 0.33 44 367 4.02 33.55 1,652.54 64,565.82 0.26 32 399 2.93 36.47 4,140.30 68,706.12 0.64 31 430 2.83 39.31 4,621.57 73,327.69 0.72 19 449 1.74 41.04 5,932.95 79,260.64 0.92 23 472 2.10 43.14 7,461.80 86,722.44 1.16 15 487 1.37 44.52 1,585.64 88,308.08 0.25 11 498 1.01 45.52 1,241.13 89,549.21 0.19 21 519 1.92 47.44 1,703.15 91,252.36 0.27 32 551 2.93 50.37 2,363.68 93,616.04 0.37 40 591 3.66 54.02 9,442.37 103,058.41 1.47 36 627 3.29 57.31 11,191.99 114,250.40 1.74 82 709 7.50 64.81 13,840.60 128,091.00 2.15 73 782 6.67 71.48 7,790.77 135,881.77 1.21 79 861 7.22 78.70 25,097.84 160,979.61 3.91 106 967 9.69 88.39 104,801.07 265,780.69 16.31 127 1,094 11.61 100.00 376,897.47 642,678.16 58.64

233,589.03

14,599.89 6.25 6.25 20,374.48 2.47 8.72 30,492.66 4.33 13.05 39,569.50 3.89 16.94 52,906.01 5.71 22.65 62,762.30 4.22 26.87 72,461.05 4.15 31.02 82,463.14 4.28 35.30 90,623.40 3.49 38.80 95,695.72 2.17 40.97 100,975.54 2.26 43.23 107,874.25 2.95 46.18 113,735.98 2.51 48.69 124,793.87 4.73 53.42 133,526.76 3.74 57.16 155,519.22 9.42 66.58 180,765.13 10.81 77.39 199,312.89 7.94 85.33 216,544.58 7.38 92.70 233,589.03 7.30 100.00

1,094

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

642,678.16

8.24 9.25 9.46 9.79 10.05 10.69 11.41 12.33 13.49 13.74 13.93 14.20 14.57 16.04 17.78 19.93 21.14 25.05 41.36 100.00

362.91 112.19 13.21 23.28 12.39 42.01 47.65 59.32 91.44 31.26 23.51 24.69 40.32 85.39 128.16 62.93 30.86 135.31 608.19 2211.2

362.91 291.85 199.39 158.99 122.04 109.47 101.20 96.12 95.70 92.28 88.68 84.59 82.31 82.58 85.56 82.36 75.17 80.77 122.74 275.13

275.13

Page 80 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 11 - JAWA TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 23,495 15,057 13,079 6,517 6,712 3,783 2,545 2,224 1,294 716 624 708 503 658 396 655 522 218 250 88 80,044

23,495 29.35 29.35 38,552 18.81 48.16 51,631 16.34 64.50 58,148 8.14 72.65 64,860 8.39 81.03 68,643 4.73 85.76 71,188 3.18 88.94 73,412 2.78 91.71 74,706 1.62 93.33 75,422 0.89 94.23 76,046 0.78 95.01 76,754 0.88 95.89 77,257 0.63 96.52 77,915 0.82 97.34 78,311 0.49 97.83 78,966 0.82 98.65 79,488 0.65 99.31 79,706 0.27 99.58 79,956 0.31 99.89 80,044 0.11 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 5,451.32 5,451.32 4,780.87 10,232.19 4,858.70 15,090.89 4,006.81 19,097.71 6,648.71 25,746.41 5,065.99 30,812.40 4,631.44 35,443.84 5,410.02 40,853.86 4,200.73 45,054.59 2,734.35 47,788.94 2,704.85 50,493.79 3,798.20 54,291.98 3,375.27 57,667.26 9,369.45 67,036.70 3,651.68 70,688.39 8,151.55 78,839.93 8,394.14 87,234.08 3,965.98 91,200.06 4,598.20 95,798.26 9,733.17 105,531.43 105,531.43

5.17 5.17 4.53 9.70 4.60 14.30 3.80 18.10 6.30 24.40 4.80 29.20 4.39 33.59 5.13 38.71 3.98 42.69 2.59 45.28 2.56 47.85 3.60 51.45 3.20 54.64 8.88 63.52 3.46 66.98 7.72 74.71 7.95 82.66 3.76 86.42 4.36 90.78 9.22 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 86 14 28 8 26 15 20 23 10 13 6 15 23 12 18 34 64 25 16 19 475

86 18.11 18.11 100 2.95 21.05 128 5.89 26.95 136 1.68 28.63 162 5.47 34.11 177 3.16 37.26 197 4.21 41.47 220 4.84 46.32 230 2.11 48.42 243 2.74 51.16 249 1.26 52.42 264 3.16 55.58 287 4.84 60.42 299 2.53 62.95 317 3.79 66.74 351 7.16 73.89 415 13.47 87.37 440 5.26 92.63 456 3.37 96.00 475 4.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 7,303.91 149.31 650.47 789.72 869.81 2,153.96 2,115.81 1,877.52 1,844.27 1,856.61 506.45 1,854.87 4,911.37 572.60 2,626.43 16,392.72 3,839.60 2,454.06 59,583.47 -3,455.13 108,897.84

7,303.91 6.71 7,453.22 0.14 8,103.70 0.60 8,893.41 0.73 9,763.22 0.80 11,917.19 1.98 14,033.00 1.94 15,910.52 1.72 17,754.79 1.69 19,611.40 1.70 20,117.85 0.47 21,972.72 1.70 26,884.09 4.51 27,456.69 0.53 30,083.12 2.41 46,475.84 15.05 50,315.44 3.53 52,769.50 2.25 112,352.97 54.72 108,897.84 -3.17

6.71 6.84 7.44 8.17 8.97 10.94 12.89 14.61 16.30 18.01 18.47 20.18 24.69 25.21 27.63 42.68 46.20 48.46 103.17 100.00

133.98 3.12 13.39 19.71 13.08 42.52 45.68 34.70 43.90 67.90 18.72 48.84 145.51 6.11 71.92 201.10 45.74 61.88 1295.8 -35.5

133.98 72.84 53.70 46.57 37.92 38.68 39.59 38.94 39.41 41.04 39.84 40.47 46.62 40.96 42.56 58.95 57.68 57.86 117.28 103.19

103.19

Page 81 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 12 - DI YOGYAKARTA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,276 1,888 1,925 1,063 1,057 623 445 308 222 126 93 96 71 81 53 92 60 29 15 4 10,527

2,276 4,164 6,089 7,152 8,209 8,832 9,277 9,585 9,807 9,933 10,026 10,122 10,193 10,274 10,327 10,419 10,479 10,508 10,523 10,527

21.62 17.93 18.29 10.10 10.04 5.92 4.23 2.93 2.11 1.20 0.88 0.91 0.67 0.77 0.50 0.87 0.57 0.28 0.14 0.04

DATA POSITION FROM

21.62 39.56 57.84 67.94 77.98 83.90 88.13 91.05 93.16 94.36 95.24 96.15 96.83 97.60 98.10 98.97 99.54 99.82 99.96 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 585.53 379.75 722.55 571.72 929.26 753.21 792.94 686.55 566.98 360.38 363.58 385.81 374.12 593.65 448.18 1,867.74 567.68 580.68 138.54 -58.78 11,610.06

585.53 5.04 5.04 965.28 3.27 8.31 1,687.83 6.22 14.54 2,259.54 4.92 19.46 3,188.81 8.00 27.47 3,942.01 6.49 33.95 4,734.96 6.83 40.78 5,421.51 5.91 46.70 5,988.48 4.88 51.58 6,348.86 3.10 54.68 6,712.44 3.13 57.82 7,098.25 3.32 61.14 7,472.37 3.22 64.36 8,066.02 5.11 69.47 8,514.20 3.86 73.33 10,381.94 16.09 89.42 10,949.62 4.89 94.31 11,530.30 5.00 99.31 11,668.84 1.19 100.51 11,610.06 -0.51 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

3 1 3 3 5 3 2 1 3 0 0 1 0 1 1 2 1 3 0 0

3 9.09 9.09 301.73 4 3.03 12.12 7.64 7 9.09 21.21 142.48 10 9.09 30.30 14.95 15 15.15 45.45 15.42 18 9.09 54.55 590.26 20 6.06 60.61 184.60 21 3.03 63.64 1.10 24 9.09 72.73 90.83 24 0.00 72.73 0.00 24 0.00 72.73 0.00 25 3.03 75.76 50.00 25 0.00 75.76 0.00 26 3.03 78.79 8.11 27 3.03 81.82 194.71 29 6.06 87.88 144.56 30 3.03 90.91 33,930.00 33 9.09 100.00 558.53 33 0.00 100.00 0.00 33 0.00 100.00 0.00

36,234.89

301.73 0.83 309.37 0.02 451.84 0.39 466.80 0.04 482.22 0.04 1,072.47 1.63 1,257.07 0.51 1,258.17 0.00 1,348.99 0.25 1,348.99 0.00 1,348.99 0.00 1,398.99 0.14 1,398.99 0.00 1,407.10 0.02 1,601.81 0.54 1,746.37 0.40 35,676.37 93.64 36,234.89 1.54 36,234.89 0.00 36,234.89 0.00

0.83 51.53 51.53 0.85 2.01 32.05 1.25 19.72 26.77 1.29 2.62 20.66 1.33 1.66 15.12 2.96 78.37 27.21 3.47 23.28 26.55 3.47 0.16 23.21 3.72 16.02 22.53 3.72 0.00 21.25 3.72 0.00 20.10 3.86 12.96 19.71 3.86 0.00 18.72 3.88 1.37 17.44 4.42 43.44 18.81 4.82 7.74 16.82 98.46 5977.0 325.82 100.00 96.18 314.26 100.00 0.00 310.53 100.00 0.00 312.10 312.10

Page 82 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 13 - JAWA TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 19,759 17,484 18,107 10,576 11,892 6,702 4,807 4,217 2,561 1,402 1,088 1,259 864 1,138 756 1,222 897 408 377 147 105,663

19,759 37,243 55,350 65,926 77,818 84,520 89,327 93,544 96,105 97,507 98,595 99,854 100,71 101,85 102,61 103,83 104,73 105,13 105,51 105,66

DATA POSITION FROM

18.70 18.70 16.55 35.25 17.14 52.38 10.01 62.39 11.25 73.65 6.34 79.99 4.55 84.54 3.99 88.53 2.42 90.95 1.33 92.28 1.03 93.31 1.19 94.50 0.82 95.32 1.08 96.40 0.72 97.11 1.16 98.27 0.85 99.12 0.39 99.50 0.36 99.86 0.14 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

16,078.91 3,380.41 6,503.81 6,249.38 10,559.24 8,174.97 8,105.91 10,357.89 7,591.70 5,210.31 6,564.74 7,074.04 5,656.07 9,288.08 8,027.97 17,893.37 19,486.21 8,098.61 6,929.41 2,788.18

71 12 14 14 29 44 17 54 11 10 15 52 13 22 17 35 47 33 46 24

174,019.22

16,078.91 9.24 9.24 19,459.32 1.94 11.18 25,963.13 3.74 14.92 32,212.51 3.59 18.51 42,771.76 6.07 24.58 50,946.73 4.70 29.28 59,052.64 4.66 33.93 69,410.53 5.95 39.89 77,002.23 4.36 44.25 82,212.54 2.99 47.24 88,777.28 3.77 51.02 95,851.31 4.07 55.08 101,507.38 3.25 58.33 110,795.46 5.34 63.67 118,823.44 4.61 68.28 136,716.81 10.28 78.56 156,203.02 11.20 89.76 164,301.63 4.65 94.42 171,231.04 3.98 98.40 174,019.22 1.60 100.00

580

71 12.24 12.24 83 2.07 14.31 97 2.41 16.72 111 2.41 19.14 140 5.00 24.14 184 7.59 31.72 201 2.93 34.66 255 9.31 43.97 266 1.90 45.86 276 1.72 47.59 291 2.59 50.17 343 8.97 59.14 356 2.24 61.38 378 3.79 65.17 395 2.93 68.10 430 6.03 74.14 477 8.10 82.24 510 5.69 87.93 556 7.93 95.86 580 4.14 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 39,964.71 329.86 587.24 1,163.54 3,083.07 1,643.95 2,515.72 2,199.78 2,838.90 191.03 1,109.22 2,612.62 2,724.12 5,239.12 8,706.41 34,673.27 39,153.44 87,259.30 25,870.70 27,139.70 289,005.72

39,964.71 40,294.57 40,881.81 42,045.35 45,128.42 46,772.38 49,288.10 51,487.87 54,326.78 54,517.81 55,627.03 58,239.65 60,963.77 66,202.89 74,909.30 109,582.57 148,736.01 235,995.32 261,866.02 289,005.72

13.83 0.11 0.20 0.40 1.07 0.57 0.87 0.76 0.98 0.07 0.38 0.90 0.94 1.81 3.01 12.00 13.55 30.19 8.95 9.39

13.83 13.94 14.15 14.55 15.62 16.18 17.05 17.82 18.80 18.86 19.25 20.15 21.09 22.91 25.92 37.92 51.46 81.66 90.61 100.00

248.55 9.76 9.03 18.62 29.20 20.11 31.04 21.24 37.39 3.67 16.90 36.93 48.16 56.41 108.45 193.78 200.93 1077.4 373.35 973.38

248.55 207.07 157.46 130.52 105.51 91.81 83.46 74.18 70.55 66.31 62.66 60.76 60.06 59.75 63.04 80.15 95.22 143.64 152.93 166.08

166.08

Page 83 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 14 - KALIMANTAN BARAT

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 5,610 8,478 7,634 2,483 1,980 675 443 296 133 81 66 82 55 59 23 56 40 21 20 8 28,243

5,610 19.86 14,088 30.02 21,722 27.03 24,205 8.79 26,185 7.01 26,860 2.39 27,303 1.57 27,599 1.05 27,732 0.47 27,813 0.29 27,879 0.23 27,961 0.29 28,016 0.19 28,075 0.21 28,098 0.08 28,154 0.20 28,194 0.14 28,215 0.07 28,235 0.07 28,243 0.03

19.86 49.88 76.91 85.70 92.71 95.10 96.67 97.72 98.19 98.48 98.71 99.00 99.20 99.41 99.49 99.68 99.83 99.90 99.97 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,825.71 4,198.33 7,218.22 7,324.74 4,632.58 2,129.18 1,644.56 1,494.89 870.32 473.97 594.16 823.24 742.00 819.33 319.24 1,274.97 1,066.56 371.37 573.02 48.12 39,444.52

2,825.71 7,024.04 14,242.26 21,567.00 26,199.58 28,328.77 29,973.33 31,468.22 32,338.54 32,812.51 33,406.67 34,229.92 34,971.91 35,791.24 36,110.48 37,385.45 38,452.01 38,823.38 39,396.40 39,444.52

7.16 7.16 10.64 17.81 18.30 36.11 18.57 54.68 11.74 66.42 5.40 71.82 4.17 75.99 3.79 79.78 2.21 81.98 1.20 83.19 1.51 84.69 2.09 86.78 1.88 88.66 2.08 90.74 0.81 91.55 3.23 94.78 2.70 97.48 0.94 98.43 1.45 99.88 0.12 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 22 40 38 13 11 6 2 2 1 0 1 1 0 0 0 0 1 0 0 0 138

22 15.94 15.94 62 28.99 44.93 100 27.54 72.46 113 9.42 81.88 124 7.97 89.86 130 4.35 94.20 132 1.45 95.65 134 1.45 97.10 135 0.72 97.83 135 0.00 97.83 136 0.72 98.55 137 0.72 99.28 137 0.00 99.28 137 0.00 99.28 137 0.00 99.28 137 0.00 99.28 138 0.72 100.00 138 0.00 100.00 138 0.00 100.00 138 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 7,073.34 2,059.58 4,788.53 2,772.16 3,541.62 700.46 1,251.84 1,302.05 2.31 0.00 259.17 11.71 0.00 0.00 0.00 0.00 5.59 0.00 0.00 0.00 23,768.35

7,073.34 9,132.91 13,921.45 16,693.60 20,235.22 20,935.68 22,187.52 23,489.57 23,491.87 23,491.87 23,751.05 23,762.76 23,762.76 23,762.76 23,762.76 23,762.76 23,768.35 23,768.35 23,768.35 23,768.35

29.76 8.67 20.15 11.66 14.90 2.95 5.27 5.48 0.01 0.00 1.09 0.05 0.00 0.00 0.00 0.00 0.02 0.00 0.00 0.00

29.76 250.32 250.32 38.42 49.06 130.02 58.57 66.34 97.75 70.23 37.85 77.40 85.14 76.45 77.23 88.08 32.90 73.90 93.35 76.12 74.02 98.83 87.10 74.65 98.84 0.26 72.64 98.84 0.00 71.59 99.93 43.62 71.10 99.98 1.42 69.42 99.98 0.00 67.95 99.98 0.00 66.39 99.98 0.00 65.81 99.98 0.00 63.56 100.00 0.52 61.81 100.00 0.00 61.22 100.00 0.00 60.33 100.00 0.00 60.26 60.26

Page 84 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 15 - KALIMANTAN TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,364 1,579 1,245 606 655 302 167 113 79 46 20 31 14 24 22 23 14 18 6 7 7,335

2,364 32.23 3,943 21.53 5,188 16.97 5,794 8.26 6,449 8.93 6,751 4.12 6,918 2.28 7,031 1.54 7,110 1.08 7,156 0.63 7,176 0.27 7,207 0.42 7,221 0.19 7,245 0.33 7,267 0.30 7,290 0.31 7,304 0.19 7,322 0.25 7,328 0.08 7,335 0.10

32.23 53.76 70.73 78.99 87.92 92.04 94.31 95.86 96.93 97.56 97.83 98.25 98.45 98.77 99.07 99.39 99.58 99.82 99.90 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 467.15 534.34 836.96 766.75 1,130.55 723.48 494.20 466.76 444.41 207.58 138.73 247.60 184.85 221.79 392.36 413.51 1,128.77 266.21 143.46 42.41 9,251.87

467.15 5.05 5.05 1,001.49 5.78 10.82 1,838.45 9.05 19.87 2,605.20 8.29 28.16 3,735.75 12.22 40.38 4,459.23 7.82 48.20 4,953.42 5.34 53.54 5,420.19 5.05 58.58 5,864.60 4.80 63.39 6,072.18 2.24 65.63 6,210.91 1.50 67.13 6,458.51 2.68 69.81 6,643.35 2.00 71.81 6,865.14 2.40 74.20 7,257.51 4.24 78.44 7,671.02 4.47 82.91 8,799.79 12.20 95.11 9,066.00 2.88 97.99 9,209.46 1.55 99.54 9,251.87 0.46 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 5 2 2 1 0 0 0 0 3 0 1 1 1 0 3 3 3 0 0 26

1 6 8 10 11 11 11 11 11 14 14 15 16 17 17 20 23 26 26 26

3.85 3.85 19.23 23.08 7.69 30.77 7.69 38.46 3.85 42.31 0.00 42.31 0.00 42.31 0.00 42.31 0.00 42.31 11.54 53.85 0.00 53.85 3.85 57.69 3.85 61.54 3.85 65.38 0.00 65.38 11.54 76.92 11.54 88.46 11.54 100.00 0.00 100.00 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 2.28 232.80 70.89 160.41 292.28 0.00 0.00 0.00 0.00 392.80 0.00 96.16 3.90 14.40 0.00 2.29 137.85 31.27 0.00 0.00 1,437.33

2.28 235.08 305.97 466.38 758.65 758.65 758.65 758.65 758.65 1,151.45 1,151.45 1,247.61 1,251.51 1,265.91 1,265.91 1,268.21 1,406.06 1,437.33 1,437.33 1,437.33

0.16 16.20 4.93 11.16 20.33 0.00 0.00 0.00 0.00 27.33 0.00 6.69 0.27 1.00 0.00 0.16 9.59 2.18 0.00 0.00

0.16 0.49 16.36 43.57 21.29 8.47 32.45 20.92 52.78 25.85 52.78 0.00 52.78 0.00 52.78 0.00 52.78 0.00 80.11 189.23 80.11 0.00 86.80 38.84 87.07 2.11 88.07 6.49 88.07 0.00 88.23 0.55 97.82 12.21 100.00 11.75 100.00 0.00 100.00 0.00

0.49 23.47 16.64 17.90 20.31 17.01 15.32 14.00 12.94 18.96 18.54 19.32 18.84 18.44 17.44 16.53 15.98 15.85 15.61 15.54

15.54

Page 85 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 16 - KALIMANTAN SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 3,230 2,918 2,709 1,369 1,274 782 443 314 187 125 80 119 55 85 67 78 47 40 40 22 13,984

3,230 23.10 6,148 20.87 8,857 19.37 10,226 9.79 11,500 9.11 12,282 5.59 12,725 3.17 13,039 2.25 13,226 1.34 13,351 0.89 13,431 0.57 13,550 0.85 13,605 0.39 13,690 0.61 13,757 0.48 13,835 0.56 13,882 0.34 13,922 0.29 13,962 0.29 13,984 0.16

23.10 43.96 63.34 73.13 82.24 87.83 91.00 93.24 94.58 95.47 96.05 96.90 97.29 97.90 98.38 98.93 99.27 99.56 99.84 100.00

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,023.74 812.93 1,158.69 902.22 1,492.76 1,548.24 1,173.85 1,028.83 754.39 653.38 368.15 692.56 330.51 708.99 718.82 1,486.81 766.64 708.78 853.25 365.47 17,549.02

1,023.74 1,836.67 2,995.37 3,897.59 5,390.35 6,938.58 8,112.43 9,141.27 9,895.66 10,549.04 10,917.19 11,609.75 11,940.26 12,649.25 13,368.08 14,854.89 15,621.53 16,330.31 17,183.55 17,549.02

5.83 5.83 4.63 10.47 6.60 17.07 5.14 22.21 8.51 30.72 8.82 39.54 6.69 46.23 5.86 52.09 4.30 56.39 3.72 60.11 2.10 62.21 3.95 66.16 1.88 68.04 4.04 72.08 4.10 76.18 8.47 84.65 4.37 89.02 4.04 93.06 4.86 97.92 2.08 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 5 6 3 5 2 2 4 0 1 0 1 0 1 2 0 1 3 1 4 1 42

5 11.90 11.90 11 14.29 26.19 14 7.14 33.33 19 11.90 45.24 21 4.76 50.00 23 4.76 54.76 27 9.52 64.29 27 0.00 64.29 28 2.38 66.67 28 0.00 66.67 29 2.38 69.05 29 0.00 69.05 30 2.38 71.43 32 4.76 76.19 32 0.00 76.19 33 2.38 78.57 36 7.14 85.71 37 2.38 88.10 41 9.52 97.62 42 2.38 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 60.59 369.97 249.04 459.96 16.42 396.42 1,990.09 0.00 1,274.43 0.00 7.34 0.00 17.15 94.95 0.00 19.74 292.75 120.87 794.72 4,221.59 10,386.04

60.59 0.58 430.56 3.56 679.61 2.40 1,139.57 4.43 1,155.99 0.16 1,552.41 3.82 3,542.50 19.16 3,542.50 0.00 4,816.93 12.27 4,816.93 0.00 4,824.27 0.07 4,824.27 0.00 4,841.42 0.17 4,936.37 0.91 4,936.37 0.00 4,956.11 0.19 5,248.86 2.82 5,369.73 1.16 6,164.45 7.65 10,386.04 40.65

0.58 5.92 4.15 45.51 6.54 21.49 10.97 50.98 11.13 1.10 14.95 25.60 34.11 169.54 34.11 0.00 46.38 168.94 46.38 0.00 46.45 1.99 46.45 0.00 46.61 5.19 47.53 13.39 47.53 0.00 47.72 1.33 50.54 38.19 51.70 17.05 59.35 93.14 100.00 1155.1

5.92 23.44 22.69 29.24 21.45 22.37 43.67 38.75 48.68 45.66 44.19 41.55 40.55 39.03 36.93 33.36 33.60 32.88 35.87 59.18

59.18

Page 86 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 17 - KALIMANTAN TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,721 3,706 4,610 2,847 3,268 1,616 1,131 720 458 166 173 153 97 134 93 134 94 44 53 59 22,277

2,721 6,427 11,037 13,884 17,152 18,768 19,899 20,619 21,077 21,243 21,416 21,569 21,666 21,800 21,893 22,027 22,121 22,165 22,218 22,277

12.21 16.64 20.69 12.78 14.67 7.25 5.08 3.23 2.06 0.75 0.78 0.69 0.44 0.60 0.42 0.60 0.42 0.20 0.24 0.26

12.21 28.85 49.54 62.32 76.99 84.25 89.33 92.56 94.61 95.36 96.14 96.82 97.26 97.86 98.28 98.88 99.30 99.50 99.74 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,376.31 874.89 2,239.32 2,193.33 5,017.35 3,186.00 3,296.28 2,665.07 2,211.60 830.16 1,017.29 1,157.76 754.65 1,377.55 810.80 1,857.69 2,337.71 1,504.55 6,291.32 2,534.16 43,533.79

1,376.31 3.16 3.16 2,251.19 2.01 5.17 4,490.51 5.14 10.31 6,683.84 5.04 15.35 11,701.20 11.53 26.88 14,887.20 7.32 34.20 18,183.47 7.57 41.77 20,848.55 6.12 47.89 23,060.15 5.08 52.97 23,890.31 1.91 54.88 24,907.60 2.34 57.21 26,065.36 2.66 59.87 26,820.01 1.73 61.61 28,197.56 3.16 64.77 29,008.36 1.86 66.63 30,866.05 4.27 70.90 33,203.76 5.37 76.27 34,708.31 3.46 79.73 40,999.63 14.45 94.18 43,533.79 5.82 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 23 4 8 5 10 3 3 2 4 0 0 3 1 1 4 3 3 4 4 3 88

23 26.14 26.14 27 4.55 30.68 35 9.09 39.77 40 5.68 45.45 50 11.36 56.82 53 3.41 60.23 56 3.41 63.64 58 2.27 65.91 62 4.55 70.45 62 0.00 70.45 62 0.00 70.45 65 3.41 73.86 66 1.14 75.00 67 1.14 76.14 71 4.55 80.68 74 3.41 84.09 77 3.41 87.50 81 4.55 92.05 85 4.55 96.59 88 3.41 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 1,094.44 102.83 760.26 655.60 1,018.05 674.40 1,758.16 141.27 1,290.88 0.00 0.00 311.79 72.01 96.57 132.56 102.84 1,046.98 975.83 869.17 289.06 11,392.71

1,094.44 9.61 1,197.27 0.90 1,957.53 6.67 2,613.14 5.75 3,631.18 8.94 4,305.58 5.92 6,063.74 15.43 6,205.01 1.24 7,495.90 11.33 7,495.90 0.00 7,495.90 0.00 7,807.69 2.74 7,879.70 0.63 7,976.28 0.85 8,108.83 1.16 8,211.67 0.90 9,258.65 9.19 10,234.48 8.57 11,103.65 7.63 11,392.71 2.54

9.61 10.51 17.18 22.94 31.87 37.79 53.22 54.46 65.80 65.80 65.80 68.53 69.16 70.01 71.18 72.08 81.27 89.83 97.46 100.00

79.52 11.75 33.95 29.89 20.29 21.17 53.34 5.30 58.37 0.00 0.00 26.93 9.54 7.01 16.35 5.54 44.79 64.86 13.82 11.41

79.52 53.18 43.59 39.10 31.03 28.92 33.35 29.76 32.51 31.38 30.09 29.95 29.38 28.29 27.95 26.60 27.88 29.49 27.08 26.17

26.17

Page 87 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 18 - SULAWESI UTARA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,369 1,617 2,176 1,188 1,307 727 558 491 266 148 82 124 59 107 68 70 30 10 7 3 10,407

1,369 2,986 5,162 6,350 7,657 8,384 8,942 9,433 9,699 9,847 9,929 10,053 10,112 10,219 10,287 10,357 10,387 10,397 10,404 10,407

13.15 15.54 20.91 11.42 12.56 6.99 5.36 4.72 2.56 1.42 0.79 1.19 0.57 1.03 0.65 0.67 0.29 0.10 0.07 0.03

DATA POSITION FROM

13.15 28.69 49.60 61.02 73.58 80.56 85.92 90.64 93.20 94.62 95.41 96.60 97.17 98.19 98.85 99.52 99.81 99.90 99.97 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 397.61 385.75 814.29 723.39 1,353.89 1,301.25 1,350.79 1,579.12 1,153.79 713.86 383.99 762.29 523.49 918.25 815.60 804.66 357.72 245.96 69.46 41.16 14,696.30

397.61 2.71 2.71 783.36 2.62 5.33 1,597.64 5.54 10.87 2,321.03 4.92 15.79 3,674.93 9.21 25.01 4,976.17 8.85 33.86 6,326.96 9.19 43.05 7,906.08 10.74 53.80 9,059.86 7.85 61.65 9,773.73 4.86 66.50 10,157.72 2.61 69.12 10,920.01 5.19 74.30 11,443.49 3.56 77.87 12,361.74 6.25 84.11 13,177.35 5.55 89.66 13,982.01 5.48 95.14 14,339.72 2.43 97.57 14,585.69 1.67 99.25 14,655.14 0.47 99.72 14,696.30 0.28 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 3 0 3 5 3 1 0 1 0 1 1 0 0 0 0 2 0 1 0 1 22

3 3 6 11 14 15 15 16 16 17 18 18 18 18 18 20 20 21 21 22

13.64 13.64 0.00 13.64 13.64 27.27 22.73 50.00 13.64 63.64 4.55 68.18 0.00 68.18 4.55 72.73 0.00 72.73 4.55 77.27 4.55 81.82 0.00 81.82 0.00 81.82 0.00 81.82 0.00 81.82 9.09 90.91 0.00 90.91 4.55 95.45 0.00 95.45 4.55 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 62.75 0.00 5,931.13 351.25 1,050.26 20.05 0.00 18.16 0.00 1,611.43 39.20 0.00 0.00 0.00 0.00 217.98 0.00 195.75 0.00 50.00 9,547.95

62.75 0.66 62.75 0.00 5,993.88 62.12 6,345.13 3.68 7,395.39 11.00 7,415.44 0.21 7,415.44 0.00 7,433.60 0.19 7,433.60 0.00 9,045.03 16.88 9,084.23 0.41 9,084.23 0.00 9,084.23 0.00 9,084.23 0.00 9,084.23 0.00 9,302.20 2.28 9,302.20 0.00 9,497.95 2.05 9,497.95 0.00 9,547.95 0.52

0.66 15.78 15.78 0.66 0.00 8.01 62.78 728.38 375.17 66.46 48.56 273.38 77.46 77.57 201.24 77.67 1.54 149.02 77.67 0.00 117.20 77.86 1.15 94.02 77.86 0.00 82.05 94.73 225.73 92.54 95.14 10.21 89.43 95.14 0.00 83.19 95.14 0.00 79.38 95.14 0.00 73.49 95.14 0.00 68.94 97.43 27.09 66.53 97.43 0.00 64.87 99.48 79.59 65.12 99.48 0.00 64.81 100.00 121.48 64.97 64.97

Page 88 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 19 - SULAWESI TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,185 1,313 1,311 698 740 415 257 272 124 71 52 49 36 39 16 29 20 6 5 3 6,641

1,185 2,498 3,809 4,507 5,247 5,662 5,919 6,191 6,315 6,386 6,438 6,487 6,523 6,562 6,578 6,607 6,627 6,633 6,638 6,641

17.84 19.77 19.74 10.51 11.14 6.25 3.87 4.10 1.87 1.07 0.78 0.74 0.54 0.59 0.24 0.44 0.30 0.09 0.08 0.05

DATA POSITION FROM

17.84 37.61 57.36 67.87 79.01 85.26 89.13 93.22 95.09 96.16 96.94 97.68 98.22 98.81 99.05 99.49 99.79 99.88 99.95 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 188.22 349.83 688.64 706.63 1,215.00 1,009.04 993.00 1,220.15 686.09 469.12 330.91 491.28 251.96 376.25 353.73 579.95 249.34 24.19 50.33 28.48 10,262.13

188.22 1.83 1.83 538.05 3.41 5.24 1,226.69 6.71 11.95 1,933.31 6.89 18.84 3,148.32 11.84 30.68 4,157.36 9.83 40.51 5,150.36 9.68 50.19 6,370.50 11.89 62.08 7,056.59 6.69 68.76 7,525.71 4.57 73.33 7,856.62 3.22 76.56 8,347.90 4.79 81.35 8,599.87 2.46 83.80 8,976.12 3.67 87.47 9,329.84 3.45 90.92 9,909.80 5.65 96.57 10,159.13 2.43 99.00 10,183.32 0.24 99.23 10,233.65 0.49 99.72 10,262.13 0.28 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 1 0 0 0 0 0 0 2 0 0 0 0 0 0 1 0 0 0 0 4

0 0.00 0.00 1 25.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 1 0.00 25.00 3 50.00 75.00 3 0.00 75.00 3 0.00 75.00 3 0.00 75.00 3 0.00 75.00 3 0.00 75.00 3 0.00 75.00 4 25.00 100.00 4 0.00 100.00 4 0.00 100.00 4 0.00 100.00 4 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 27.08 0.00 0.00 0.00 0.00 0.00 0.00 152.43 0.00 0.00 0.00 0.00 0.00 0.00 305.78 0.00 0.00 0.00 0.00 485.29

0.00 0.00 27.08 5.58 27.08 0.00 27.08 0.00 27.08 0.00 27.08 0.00 27.08 0.00 27.08 0.00 179.51 31.41 179.51 0.00 179.51 0.00 179.51 0.00 179.51 0.00 179.51 0.00 179.51 0.00 485.29 63.01 485.29 0.00 485.29 0.00 485.29 0.00 485.29 0.00

0.00 5.58 5.58 5.58 5.58 5.58 5.58 5.58 36.99 36.99 36.99 36.99 36.99 36.99 36.99 100.00 100.00 100.00 100.00 100.00

0.00 7.74 0.00 0.00 0.00 0.00 0.00 0.00 22.22 0.00 0.00 0.00 0.00 0.00 0.00 52.72 0.00 0.00 0.00 0.00

0.00 5.03 2.21 1.40 0.86 0.65 0.53 0.43 2.54 2.39 2.28 2.15 2.09 2.00 1.92 4.90 4.78 4.77 4.74 4.73

4.73

Page 89 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 20 - SULAWESI SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 5,230 6,158 5,808 3,244 2,943 1,330 869 698 380 207 161 190 137 129 107 137 117 31 29 17 27,922

5,230 11,388 17,196 20,440 23,383 24,713 25,582 26,280 26,660 26,867 27,028 27,218 27,355 27,484 27,591 27,728 27,845 27,876 27,905 27,922

18.73 22.05 20.80 11.62 10.54 4.76 3.11 2.50 1.36 0.74 0.58 0.68 0.49 0.46 0.38 0.49 0.42 0.11 0.10 0.06

18.73 40.79 61.59 73.20 83.74 88.51 91.62 94.12 95.48 96.22 96.80 97.48 97.97 98.43 98.81 99.31 99.72 99.84 99.94 100.00

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,110.56 1,608.54 2,790.37 2,954.77 4,181.13 2,867.78 2,368.94 2,360.47 1,657.42 894.76 912.81 1,376.32 947.32 1,179.12 1,156.08 1,848.83 2,500.90 789.72 620.24 7,283.26 41,409.33

1,110.56 2.68 2.68 2,719.09 3.88 6.57 5,509.46 6.74 13.30 8,464.23 7.14 20.44 12,645.36 10.10 30.54 15,513.14 6.93 37.46 17,882.08 5.72 43.18 20,242.55 5.70 48.88 21,899.97 4.00 52.89 22,794.73 2.16 55.05 23,707.54 2.20 57.25 25,083.86 3.32 60.58 26,031.18 2.29 62.86 27,210.30 2.85 65.71 28,366.39 2.79 68.50 30,215.22 4.46 72.97 32,716.11 6.04 79.01 33,505.83 1.91 80.91 34,126.07 1.50 82.41 41,409.33 17.59 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 4 1 2 6 6 0 3 6 2 3 1 0 1 2 3 3 1 4 3 2 53

4 7.55 7.55 5 1.89 9.43 7 3.77 13.21 13 11.32 24.53 19 11.32 35.85 19 0.00 35.85 22 5.66 41.51 28 11.32 52.83 30 3.77 56.60 33 5.66 62.26 34 1.89 64.15 34 0.00 64.15 35 1.89 66.04 37 3.77 69.81 40 5.66 75.47 43 5.66 81.13 44 1.89 83.02 48 7.55 90.57 51 5.66 96.23 53 3.77 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 131.17 100.00 115.89 372.81 256.26 0.00 1,785.15 2,601.06 79.71 1,551.27 7.48 0.00 758.94 83.79 328.47 1,232.93 60.50 264.78 395.82 502.19 10,628.23

131.17 231.17 347.06 719.88 976.13 976.13 2,761.29 5,362.34 5,442.06 6,993.32 7,000.81 7,000.81 7,759.75 7,843.54 8,172.01 9,404.94 9,465.44 9,730.22 10,126.04 10,628.23

1.23 0.94 1.09 3.51 2.41 0.00 16.80 24.47 0.75 14.60 0.07 0.00 7.14 0.79 3.09 11.60 0.57 2.49 3.72 4.73

1.23 11.81 2.18 6.22 3.27 4.15 6.77 12.62 9.18 6.13 9.18 0.00 25.98 75.36 50.45 110.19 51.20 4.81 65.80 173.37 65.87 0.82 65.87 0.00 73.01 80.11 73.80 7.11 76.89 28.41 88.49 66.69 89.06 2.42 91.55 33.53 95.27 63.82 100.00 6.90

11.81 8.50 6.30 8.50 7.72 6.29 15.44 26.49 24.85 30.68 29.53 27.91 29.81 28.83 28.81 31.13 28.93 29.04 29.67 25.67

25.67

Page 90 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 21 - SULAWESI TENGGARA

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 611 809 860 527 541 266 158 120 41 31 13 26 15 11 9 8 8 1 3 3 4,061

611 1,420 2,280 2,807 3,348 3,614 3,772 3,892 3,933 3,964 3,977 4,003 4,018 4,029 4,038 4,046 4,054 4,055 4,058 4,061

15.05 19.92 21.18 12.98 13.32 6.55 3.89 2.95 1.01 0.76 0.32 0.64 0.37 0.27 0.22 0.20 0.20 0.02 0.07 0.07

15.05 34.97 56.14 69.12 82.44 88.99 92.88 95.84 96.85 97.61 97.93 98.57 98.94 99.21 99.43 99.63 99.83 99.85 99.93 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 110.31 157.21 404.49 529.11 862.14 683.91 505.03 562.47 190.70 176.08 54.78 168.30 82.96 86.71 10.92 76.16 167.34 0.31 24.14 68.87 4,921.92

110.31 267.52 672.01 1,201.12 2,063.26 2,747.16 3,252.20 3,814.67 4,005.37 4,181.45 4,236.22 4,404.52 4,487.48 4,574.18 4,585.10 4,661.26 4,828.60 4,828.91 4,853.06 4,921.92

2.24 2.24 3.19 5.44 8.22 13.65 10.75 24.40 17.52 41.92 13.90 55.81 10.26 66.08 11.43 77.50 3.87 81.38 3.58 84.96 1.11 86.07 3.42 89.49 1.69 91.17 1.76 92.93 0.22 93.16 1.55 94.70 3.40 98.10 0.01 98.11 0.49 98.60 1.40 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 2 1 1 1 0 0 1 0 0 0 0 0 0 1 0 0 0 0 0 2 9

2 3 4 5 5 5 6 6 6 6 6 6 6 7 7 7 7 7 7 9

22.22 22.22 11.11 33.33 11.11 44.44 11.11 55.56 0.00 55.56 0.00 55.56 11.11 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 0.00 66.67 11.11 77.78 0.00 77.78 0.00 77.78 0.00 77.78 0.00 77.78 0.00 77.78 22.22 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 10.47 68.10 19.24 14.90 0.00 0.00 26.67 0.00 0.00 0.00 0.00 0.00 0.00 2,982.75 0.00 0.00 0.00 0.00 0.00 312.55 3,434.67

10.47 0.30 78.57 1.98 97.81 0.56 112.71 0.43 112.71 0.00 112.71 0.00 139.38 0.78 139.38 0.00 139.38 0.00 139.38 0.00 139.38 0.00 139.38 0.00 139.38 0.00 3,122.12 86.84 3,122.12 0.00 3,122.12 0.00 3,122.12 0.00 3,122.12 0.00 3,122.12 0.00 3,434.67 9.10

0.30 9.49 2.29 43.32 2.85 4.76 3.28 2.82 3.28 0.00 3.28 0.00 4.06 5.28 4.06 0.00 4.06 0.00 4.06 0.00 4.06 0.00 4.06 0.00 4.06 0.00 90.90 3440.0 90.90 0.00 90.90 0.00 90.90 0.00 90.90 0.00 90.90 0.00 100.00 453.86

9.49 29.37 14.55 9.38 5.46 4.10 4.29 3.65 3.48 3.33 3.29 3.16 3.11 68.26 68.09 66.98 64.66 64.65 64.33 69.78

69.78

Page 91 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 22 - BALI

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 3,143 2,857 3,022 2,000 2,297 1,433 1,208 1,062 655 375 290 318 175 249 133 176 144 42 45 11 19,635

DATA POSITION FROM

3,143 6,000 9,022 11,022 13,319 14,752 15,960 17,022 17,677 18,052 18,342 18,660 18,835 19,084 19,217 19,393 19,537 19,579 19,624 19,635

16.01 14.55 15.39 10.19 11.70 7.30 6.15 5.41 3.34 1.91 1.48 1.62 0.89 1.27 0.68 0.90 0.73 0.21 0.23 0.06

16.01 30.56 45.95 56.13 67.83 75.13 81.28 86.69 90.03 91.94 93.41 95.03 95.93 97.19 97.87 98.77 99.50 99.71 99.94 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,324.22 533.03 1,127.56 1,179.89 2,215.03 1,945.13 2,166.94 2,652.24 1,875.04 1,437.85 1,137.42 1,991.14 1,087.73 1,990.73 1,301.05 2,165.83 2,328.00 663.37 715.06 3,582.64 33,419.90

1,324.22 3.96 3.96 1,857.25 1.59 5.56 2,984.81 3.37 8.93 4,164.70 3.53 12.46 6,379.73 6.63 19.09 8,324.86 5.82 24.91 10,491.80 6.48 31.39 13,144.04 7.94 39.33 15,019.07 5.61 44.94 16,456.92 4.30 49.24 17,594.34 3.40 52.65 19,585.48 5.96 58.60 20,673.21 3.25 61.86 22,663.94 5.96 67.82 23,964.99 3.89 71.71 26,130.82 6.48 78.19 28,458.82 6.97 85.16 29,122.20 1.98 87.14 29,837.26 2.14 89.28 33,419.90 10.72 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 15 5 1 2 3 8 2 10 12 7 3 9 4 8 5 10 16 9 8 14 151

15 9.93 9.93 20 3.31 13.25 21 0.66 13.91 23 1.32 15.23 26 1.99 17.22 34 5.30 22.52 36 1.32 23.84 46 6.62 30.46 58 7.95 38.41 65 4.64 43.05 68 1.99 45.03 77 5.96 50.99 81 2.65 53.64 89 5.30 58.94 94 3.31 62.25 104 6.62 68.87 120 10.60 79.47 129 5.96 85.43 137 5.30 90.73 151 9.27 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 3,514.31 108.03 1.12 132.51 509.50 264.00 205.96 339.45 2,836.63 251.46 18.73 486.81 76.26 887.65 139.09 60.85 379.89 1,306.52 1,159.81 1,832.77 14,511.32

3,514.31 24.22 3,622.33 0.74 3,623.45 0.01 3,755.96 0.91 4,265.46 3.51 4,529.45 1.82 4,735.41 1.42 5,074.86 2.34 7,911.49 19.55 8,162.95 1.73 8,181.68 0.13 8,668.49 3.35 8,744.75 0.53 9,632.40 6.12 9,771.48 0.96 9,832.34 0.42 10,212.22 2.62 11,518.74 9.00 12,678.55 7.99 14,511.32 12.63

24.22 24.96 24.97 25.88 29.39 31.21 32.63 34.97 54.52 56.25 56.38 59.74 60.26 66.38 67.34 67.76 70.37 79.38 87.37 100.00

265.39 265.39 20.27 195.04 0.10 121.40 11.23 90.19 23.00 66.86 13.57 54.41 9.50 45.13 12.80 38.61 151.28 52.68 17.49 49.60 1.65 46.50 24.45 44.26 7.01 42.30 44.59 42.50 10.69 40.77 2.81 37.63 16.32 35.88 196.95 39.55 162.20 42.49 51.16 43.42 43.42

Page 92 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 23 - NUSA TENGGARA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,263 1,482 1,481 659 576 351 179 164 97 37 33 43 23 24 13 17 18 4 6 1 6,471

1,263 2,745 4,226 4,885 5,461 5,812 5,991 6,155 6,252 6,289 6,322 6,365 6,388 6,412 6,425 6,442 6,460 6,464 6,470 6,471

19.52 22.90 22.89 10.18 8.90 5.42 2.77 2.53 1.50 0.57 0.51 0.66 0.36 0.37 0.20 0.26 0.28 0.06 0.09 0.02

19.52 42.42 65.31 75.49 84.39 89.82 92.58 95.12 96.62 97.19 97.70 98.36 98.72 99.09 99.29 99.55 99.83 99.89 99.98 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 607.10 311.16 711.76 544.81 802.90 712.44 488.04 505.71 327.95 191.54 185.52 223.48 136.26 623.22 67.64 176.62 291.63 16.12 2,186.39 0.00 9,110.31

607.10 6.66 6.66 918.26 3.42 10.08 1,630.02 7.81 17.89 2,174.83 5.98 23.87 2,977.73 8.81 32.69 3,690.18 7.82 40.51 4,178.22 5.36 45.86 4,683.93 5.55 51.41 5,011.88 3.60 55.01 5,203.42 2.10 57.12 5,388.94 2.04 59.15 5,612.42 2.45 61.61 5,748.68 1.50 63.10 6,371.90 6.84 69.94 6,439.54 0.74 70.68 6,616.16 1.94 72.62 6,907.79 3.20 75.82 6,923.91 0.18 76.00 9,110.31 24.00 100.00 9,110.31 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 3 3 2 0 1 4 1 0 0 0 0 0 0 49 0 1 7 0 0 0 71

3 4.23 4.23 6 4.23 8.45 8 2.82 11.27 8 0.00 11.27 9 1.41 12.68 13 5.63 18.31 14 1.41 19.72 14 0.00 19.72 14 0.00 19.72 14 0.00 19.72 14 0.00 19.72 14 0.00 19.72 14 0.00 19.72 63 69.01 88.73 63 0.00 88.73 64 1.41 90.14 71 9.86 100.00 71 0.00 100.00 71 0.00 100.00 71 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 23.49 66.25 242.89 0.00 15.75 1,089.17 40.86 0.00 0.00 0.00 0.00 0.00 0.00 144.35 0.00 8.81 261.71 0.00 0.00 0.00 1,893.28

23.49 1.24 89.74 3.50 332.63 12.83 332.63 0.00 348.38 0.83 1,437.56 57.53 1,478.42 2.16 1,478.42 0.00 1,478.42 0.00 1,478.42 0.00 1,478.42 0.00 1,478.42 0.00 1,478.42 0.00 1,622.77 7.62 1,622.77 0.00 1,631.57 0.47 1,893.28 13.82 1,893.28 0.00 1,893.28 0.00 1,893.28 0.00

1.24 3.87 4.74 21.29 17.57 34.13 17.57 0.00 18.40 1.96 75.93 152.88 78.09 8.37 78.09 0.00 78.09 0.00 78.09 0.00 78.09 0.00 78.09 0.00 78.09 0.00 85.71 23.16 85.71 0.00 86.18 4.99 100.00 89.74 100.00 0.00 100.00 0.00 100.00 0.00

3.87 9.77 20.41 15.29 11.70 38.96 35.38 31.56 29.50 28.41 27.43 26.34 25.72 25.47 25.20 24.66 27.41 27.34 20.78 20.78

20.78

Page 93 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 24 - NUSA TENGGARA TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 603 865 990 515 534 337 192 172 76 44 35 34 8 16 14 4 5 1 0 0 4,445

603 1,468 2,458 2,973 3,507 3,844 4,036 4,208 4,284 4,328 4,363 4,397 4,405 4,421 4,435 4,439 4,444 4,445 4,445 4,445

13.57 19.46 22.27 11.59 12.01 7.58 4.32 3.87 1.71 0.99 0.79 0.76 0.18 0.36 0.31 0.09 0.11 0.02 0.00 0.00

13.57 33.03 55.30 66.88 78.90 86.48 90.80 94.67 96.38 97.37 98.16 98.92 99.10 99.46 99.78 99.87 99.98 100.00 100.00 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 120.27 231.05 647.25 475.55 920.52 858.39 662.63 670.97 426.21 246.19 218.93 257.77 102.90 82.20 80.39 42.21 113.29 16.00 0.00 0.00 6,172.72

120.27 351.32 998.57 1,474.12 2,394.64 3,253.03 3,915.66 4,586.63 5,012.84 5,259.03 5,477.96 5,735.73 5,838.63 5,920.83 6,001.22 6,043.43 6,156.72 6,172.72 6,172.72 6,172.72

1.95 1.95 3.74 5.69 10.49 16.18 7.70 23.88 14.91 38.79 13.91 52.70 10.73 63.43 10.87 74.30 6.90 81.21 3.99 85.20 3.55 88.74 4.18 92.92 1.67 94.59 1.33 95.92 1.30 97.22 0.68 97.91 1.84 99.74 0.26 100.00 0.00 100.00 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 0 1 1 1 3 0 1 1 0 0 0 0 0 0 0 0 0 0 0 8

0 0 1 2 3 6 6 7 8 8 8 8 8 8 8 8 8 8 8 8

0.00 0.00 12.50 12.50 12.50 37.50 0.00 12.50 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 12.50 25.00 37.50 75.00 75.00 87.50 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 68.75 97.03 76.54 734.90 0.00 334.29 835.73 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,147.24

0.00 0.00 0.00 0.00 68.75 3.20 165.78 4.52 242.32 3.56 977.22 34.23 977.22 0.00 1,311.51 15.57 2,147.24 38.92 2,147.24 0.00 2,147.24 0.00 2,147.24 0.00 2,147.24 0.00 2,147.24 0.00 2,147.24 0.00 2,147.24 0.00 2,147.24 0.00 2,147.24 0.00 2,147.24 0.00 2,147.24 0.00

0.00 0.00 0.00 0.00 3.20 10.62 7.72 20.40 11.29 8.31 45.51 85.61 45.51 0.00 61.08 49.82 100.00 196.08 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

0.00 0.00 6.89 11.25 10.12 30.04 24.96 28.59 42.83 40.83 39.20 37.44 36.78 36.27 35.78 35.53 34.88 34.79 34.79 34.79

34.79

Page 94 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 25 - MALUKU

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 163 241 293 183 175 102 90 69 37 17 17 20 9 10 5 11 8 1 0 0 1,451

163 404 697 880 1,055 1,157 1,247 1,316 1,353 1,370 1,387 1,407 1,416 1,426 1,431 1,442 1,450 1,451 1,451 1,451

DATA POSITION FROM

11.23 16.61 20.19 12.61 12.06 7.03 6.20 4.76 2.55 1.17 1.17 1.38 0.62 0.69 0.34 0.76 0.55 0.07 0.00 0.00

11.23 27.84 48.04 60.65 72.71 79.74 85.94 90.70 93.25 94.42 95.59 96.97 97.59 98.28 98.62 99.38 99.93 100.00 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 37.79 61.35 192.04 189.13 317.52 250.65 346.79 413.82 177.28 104.63 171.97 190.08 68.08 120.27 24.15 234.57 177.91 1.68 0.00 0.00 3,079.70

37.79 1.23 1.23 99.14 1.99 3.22 291.18 6.24 9.45 480.31 6.14 15.60 797.83 10.31 25.91 1,048.48 8.14 34.04 1,395.27 11.26 45.31 1,809.09 13.44 58.74 1,986.36 5.76 64.50 2,091.00 3.40 67.90 2,262.96 5.58 73.48 2,453.04 6.17 79.65 2,521.12 2.21 81.86 2,641.39 3.91 85.77 2,665.54 0.78 86.55 2,900.12 7.62 94.17 3,078.02 5.78 99.95 3,079.70 0.05 100.00 3,079.70 0.00 100.00 3,079.70 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.0 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

01/01/2007

15/06/20109

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 60.83 0.00 0.00 0.00 60.83

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 60.83 100.0 60.83 0.00 60.83 0.00 60.83 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 34.19 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.98 1.98 1.98 1.98

1.98

Page 95 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 26 - IRIAN JAYA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 302 433 722 528 567 397 250 193 135 62 54 54 49 49 32 13 12 10 1 0 3,863

302 735 1,457 1,985 2,552 2,949 3,199 3,392 3,527 3,589 3,643 3,697 3,746 3,795 3,827 3,840 3,852 3,862 3,863 3,863

DATA POSITION FROM

7.82 11.21 18.69 13.67 14.68 10.28 6.47 5.00 3.49 1.60 1.40 1.40 1.27 1.27 0.83 0.34 0.31 0.26 0.03 0.00

7.82 19.03 37.72 51.38 66.06 76.34 82.81 87.81 91.30 92.91 94.30 95.70 96.97 98.24 99.07 99.40 99.72 99.97 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 105.38 129.98 364.67 516.47 921.56 1,057.19 891.91 1,036.31 766.11 447.51 437.68 438.55 505.05 505.08 408.70 86.29 216.63 234.30 4.89 0.00 9,074.25

105.38 1.16 1.16 235.36 1.43 2.59 600.03 4.02 6.61 1,116.50 5.69 12.30 2,038.05 10.16 22.46 3,095.24 11.65 34.11 3,987.16 9.83 43.94 5,023.47 11.42 55.36 5,789.58 8.44 63.80 6,237.09 4.93 68.73 6,674.77 4.82 73.56 7,113.32 4.83 78.39 7,618.37 5.57 83.96 8,123.45 5.57 89.52 8,532.15 4.50 94.03 8,618.44 0.95 94.98 8,835.07 2.39 97.36 9,069.37 2.58 99.95 9,074.25 0.05 100.00 9,074.25 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 2 1 1 0 0 1 2 1 0 0 0 0 0 0 0 1 0 0 0 0 9

2 3 4 4 4 5 7 8 8 8 8 8 8 8 8 9 9 9 9 9

22.22 11.11 11.11 0.00 0.00 11.11 22.22 11.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 0.00 0.00 0.00 0.00

22.22 33.33 44.44 44.44 44.44 55.56 77.78 88.89 88.89 88.89 88.89 88.89 88.89 88.89 88.89 100.00 100.00 100.00 100.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 75.00 58.00 161.00 0.00 0.00 612.82 98.40 1,363.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00 29.22 0.00 0.00 0.00 0.00 2,397.83

75.00 3.13 133.00 2.42 294.00 6.71 294.00 0.00 294.00 0.00 906.82 25.56 1,005.22 4.10 2,368.61 56.86 2,368.61 0.00 2,368.61 0.00 2,368.61 0.00 2,368.61 0.00 2,368.61 0.00 2,368.61 0.00 2,368.61 0.00 2,397.83 1.22 2,397.83 0.00 2,397.83 0.00 2,397.83 0.00 2,397.83 0.00

3.13 71.17 5.55 44.62 12.26 44.15 12.26 0.00 12.26 0.00 37.82 57.97 41.92 11.03 98.78 131.56 98.78 0.00 98.78 0.00 98.78 0.00 98.78 0.00 98.78 0.00 98.78 0.00 98.78 0.00 100.00 33.86 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

71.17 56.51 49.00 26.33 14.43 29.30 25.21 47.15 40.91 37.98 35.49 33.30 31.09 29.16 27.76 27.82 27.14 26.44 26.42 26.42

26.42

Page 96 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 27 - MALUKU UTARA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 84 147 166 81 104 85 67 76 49 21 11 18 8 8 7 1 1 1 2 0 937

84 8.96 231 15.69 397 17.72 478 8.64 582 11.10 667 9.07 734 7.15 810 8.11 859 5.23 880 2.24 891 1.17 909 1.92 917 0.85 925 0.85 932 0.75 933 0.11 934 0.11 935 0.11 937 0.21 937 0.00

DATA POSITION FROM

8.96 24.65 42.37 51.01 62.11 71.18 78.34 86.45 91.68 93.92 95.09 97.01 97.87 98.72 99.47 99.57 99.68 99.79 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 88.37 44.02 89.87 90.57 180.95 199.55 232.77 393.26 356.74 168.37 85.98 182.13 117.40 139.96 71.99 1.73 25.00 36.46 87.02 0.00 2,592.13

88.37 3.41 3.41 132.39 1.70 5.11 222.26 3.47 8.57 312.83 3.49 12.07 493.78 6.98 19.05 693.33 7.70 26.75 926.10 8.98 35.73 1,319.36 15.17 50.90 1,676.10 13.76 64.66 1,844.47 6.50 71.16 1,930.45 3.32 74.47 2,112.58 7.03 81.50 2,229.98 4.53 86.03 2,369.94 5.40 91.43 2,441.93 2.78 94.21 2,443.65 0.07 94.27 2,468.65 0.96 95.24 2,505.11 1.41 96.64 2,592.13 3.36 100.00 2,592.13 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

1 100.0 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 408.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 408.40

408.40 100.0 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00 408.40 0.00

100.00 462.15 462.15 100.00 0.00 308.48 100.00 0.00 183.75 100.00 0.00 130.55 100.00 0.00 82.71 100.00 0.00 58.90 100.00 0.00 44.10 100.00 0.00 30.95 100.00 0.00 24.37 100.00 0.00 22.14 100.00 0.00 21.16 100.00 0.00 19.33 100.00 0.00 18.31 100.00 0.00 17.23 100.00 0.00 16.72 100.00 0.00 16.71 100.00 0.00 16.54 100.00 0.00 16.30 100.00 0.00 15.76 100.00 0.00 15.76 15.76

Page 97 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 28 - IRIAN JAYA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 316 408 464 207 225 137 91 66 50 16 21 21 9 20 9 8 15 1 2 1 2,087

316 724 1,188 1,395 1,620 1,757 1,848 1,914 1,964 1,980 2,001 2,022 2,031 2,051 2,060 2,068 2,083 2,084 2,086 2,087

15.14 19.55 22.23 9.92 10.78 6.56 4.36 3.16 2.40 0.77 1.01 1.01 0.43 0.96 0.43 0.38 0.72 0.05 0.10 0.05

DATA POSITION FROM

15.14 34.69 56.92 66.84 77.62 84.19 88.55 91.71 94.11 94.87 95.88 96.89 97.32 98.28 98.71 99.09 99.81 99.86 99.95 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 18.63 66.86 156.13 150.92 372.65 358.92 317.59 285.18 269.33 83.09 144.44 164.15 101.39 258.01 134.66 159.30 179.58 16.00 48.57 19.89 3,305.28

18.63 0.56 0.56 85.49 2.02 2.59 241.62 4.72 7.31 392.54 4.57 11.88 765.18 11.27 23.15 1,124.10 10.86 34.01 1,441.69 9.61 43.62 1,726.87 8.63 52.25 1,996.20 8.15 60.39 2,079.29 2.51 62.91 2,223.73 4.37 67.28 2,387.88 4.97 72.24 2,489.28 3.07 75.31 2,747.29 7.81 83.12 2,881.94 4.07 87.19 3,041.24 4.82 92.01 3,220.82 5.43 97.44 3,236.82 0.48 97.93 3,285.40 1.47 99.40 3,305.28 0.60 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 7 0 0 0 8

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 12.50 12.50 1 0.00 12.50 1 0.00 12.50 1 0.00 12.50 1 0.00 12.50 1 0.00 12.50 1 0.00 12.50 1 0.00 12.50 1 0.00 12.50 8 87.50 100.00 8 0.00 100.00 8 0.00 100.00 8 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3,312.15 0.00 0.00 0.00 3,330.89

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 18.74 0.56 18.74 0.00 18.74 0.00 18.74 0.00 18.74 0.00 18.74 0.00 18.74 0.00 18.74 0.00 18.74 0.00 3,330.89 99.44 3,330.89 0.00 3,330.89 0.00 3,330.89 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.56 6.57 1.09 0.56 0.00 0.94 0.56 0.00 0.90 0.56 0.00 0.84 0.56 0.00 0.78 0.56 0.00 0.75 0.56 0.00 0.68 0.56 0.00 0.65 0.56 0.00 0.62 100.00 1844.3 103.42 100.00 0.00 102.91 100.00 0.00 101.38 100.00 0.00 100.77 100.77

Page 98 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 29 - BANTEN

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 7,763 8,529 10,402 6,573 6,444 2,975 1,807 1,477 955 548 487 603 485 706 433 706 672 312 388 123 52,388

7,763 16,292 26,694 33,267 39,711 42,686 44,493 45,970 46,925 47,473 47,960 48,563 49,048 49,754 50,187 50,893 51,565 51,877 52,265 52,388

DATA POSITION FROM

14.82 14.82 16.28 31.10 19.86 50.95 12.55 63.50 12.30 75.80 5.68 81.48 3.45 84.93 2.82 87.75 1.82 89.57 1.05 90.62 0.93 91.55 1.15 92.70 0.93 93.62 1.35 94.97 0.83 95.80 1.35 97.15 1.28 98.43 0.60 99.02 0.74 99.77 0.23 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

5,539.89 1,755.31 3,600.05 3,751.62 5,198.94 3,664.80 5,791.01 3,785.03 3,191.88 2,272.76 2,045.23 3,308.75 3,190.88 5,288.34 4,212.43 9,361.87 11,965.78 5,232.68 9,776.59 4,931.25

52 13 24 42 38 27 13 24 16 6 21 23 18 24 24 27 49 90 50 46

97,865.08

5,539.89 5.66 5.66 7,295.19 1.79 7.45 10,895.24 3.68 11.13 14,646.86 3.83 14.97 19,845.80 5.31 20.28 23,510.60 3.74 24.02 29,301.61 5.92 29.94 33,086.64 3.87 33.81 36,278.52 3.26 37.07 38,551.28 2.32 39.39 40,596.51 2.09 41.48 43,905.26 3.38 44.86 47,096.14 3.26 48.12 52,384.48 5.40 53.53 56,596.90 4.30 57.83 65,958.77 9.57 67.40 77,924.55 12.23 79.62 83,157.24 5.35 84.97 92,933.83 9.99 94.96 97,865.08 5.04 100.00

627

52 8.29 8.29 65 2.07 10.37 89 3.83 14.19 131 6.70 20.89 169 6.06 26.95 196 4.31 31.26 209 2.07 33.33 233 3.83 37.16 249 2.55 39.71 255 0.96 40.67 276 3.35 44.02 299 3.67 47.69 317 2.87 50.56 341 3.83 54.39 365 3.83 58.21 392 4.31 62.52 441 7.81 70.33 531 14.35 84.69 581 7.97 92.66 627 7.34 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 23,273.71 182.16 834.12 1,396.62 2,318.30 2,515.71 2,468.93 6,111.61 1,059.48 3,044.47 7,647.36 5,039.62 5,678.04 52,581.30 5,629.17 29,306.40 14,577.71 10,337.56 60,987.57 251,228.88 486,218.71

23,273.71 4.79 23,455.87 0.04 24,289.99 0.17 25,686.61 0.29 28,004.92 0.48 30,520.62 0.52 32,989.55 0.51 39,101.15 1.26 40,160.63 0.22 43,205.10 0.63 50,852.46 1.57 55,892.08 1.04 61,570.12 1.17 114,151.42 10.81 119,780.59 1.16 149,086.99 6.03 163,664.70 3.00 174,002.26 2.13 234,989.83 12.54 486,218.71 51.67

4.79 4.82 5.00 5.28 5.76 6.28 6.78 8.04 8.26 8.89 10.46 11.50 12.66 23.48 24.64 30.66 33.66 35.79 48.33 100.00

LOSS RATIO PERCENTAGE BAND CUM 420.11 10.38 23.17 37.23 44.59 68.65 42.63 161.47 33.19 133.95 373.91 152.31 177.95 994.29 133.63 313.04 121.83 197.56 623.81 5094.63

420.11 321.53 222.94 175.37 141.11 129.82 112.59 118.18 110.70 112.07 125.26 127.30 130.73 217.91 211.64 226.03 210.03 209.24 252.86 496.83

496.83

Page 99 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 30 - BANGKA BELITUNG

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 426 338 457 294 342 199 116 95 55 24 17 26 18 19 17 6 6 16 7 1

2,479

426 764 1,221 1,515 1,857 2,056 2,172 2,267 2,322 2,346 2,363 2,389 2,407 2,426 2,443 2,449 2,455 2,471 2,478 2,479

17.18 13.63 18.43 11.86 13.80 8.03 4.68 3.83 2.22 0.97 0.69 1.05 0.73 0.77 0.69 0.24 0.24 0.65 0.28 0.04

DATA POSITION FROM

17.18 30.82 49.25 61.11 74.91 82.94 87.62 91.45 93.67 94.63 95.32 96.37 97.10 97.86 98.55 98.79 99.03 99.68 99.96 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 257.43 91.74 206.20 263.26 443.78 356.26 248.67 303.05 213.12 89.08 104.03 150.26 89.18 179.13 80.92 79.56 196.58 476.11 79.73 0.22 3,908.30

257.43 6.59 6.59 349.18 2.35 8.93 555.37 5.28 14.21 818.64 6.74 20.95 1,262.42 11.35 32.30 1,618.68 9.12 41.42 1,867.34 6.36 47.78 2,170.39 7.75 55.53 2,383.51 5.45 60.99 2,472.59 2.28 63.27 2,576.62 2.66 65.93 2,726.88 3.84 69.77 2,816.06 2.28 72.05 2,995.19 4.58 76.64 3,076.11 2.07 78.71 3,155.66 2.04 80.74 3,352.24 5.03 85.77 3,828.35 12.18 97.95 3,908.08 2.04 99.99 3,908.30 0.01 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 5 0 1 0 2 0 0 0 1 0 0 0 1 0 0 0 0 0 2 1 13

5 38.46 38.46 5 0.00 38.46 6 7.69 46.15 6 0.00 46.15 8 15.38 61.54 8 0.00 61.54 8 0.00 61.54 8 0.00 61.54 9 7.69 69.23 9 0.00 69.23 9 0.00 69.23 9 0.00 69.23 10 7.69 76.92 10 0.00 76.92 10 0.00 76.92 10 0.00 76.92 10 0.00 76.92 10 0.00 76.92 12 15.38 92.31 13 7.69 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 118.73 0.00 139.55 0.00 6.67 0.00 0.00 0.00 1,947.84 0.00 0.00 0.00 258.99 0.00 0.00 0.00 0.00 0.00 216.53 31.89 2,720.20

118.73 4.36 118.73 0.00 258.28 5.13 258.28 0.00 264.95 0.25 264.95 0.00 264.95 0.00 264.95 0.00 2,212.79 71.61 2,212.79 0.00 2,212.79 0.00 2,212.79 0.00 2,471.78 9.52 2,471.78 0.00 2,471.78 0.00 2,471.78 0.00 2,471.78 0.00 2,471.78 0.00 2,688.32 7.96 2,720.20 1.17

4.36 4.36 9.49 9.49 9.74 9.74 9.74 9.74 81.35 81.35 81.35 81.35 90.87 90.87 90.87 90.87 90.87 90.87 98.83 100.00

46.12 0.00 67.68 0.00 1.50 0.00 0.00 0.00 913.98 0.00 0.00 0.00 290.40 0.00 0.00 0.00 0.00 0.00 271.59 14462.

46.12 34.00 46.51 31.55 20.99 16.37 14.19 12.21 92.84 89.49 85.88 81.15 87.77 82.53 80.35 78.33 73.74 64.57 68.79 69.60

69.60

Page 100 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 31 - GORONTALO

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 360 504 490 222 235 143 89 90 48 30 17 32 19 4 6 9 8 1 1 1 2,309

360 864 1,354 1,576 1,811 1,954 2,043 2,133 2,181 2,211 2,228 2,260 2,279 2,283 2,289 2,298 2,306 2,307 2,308 2,309

15.59 21.83 21.22 9.61 10.18 6.19 3.85 3.90 2.08 1.30 0.74 1.39 0.82 0.17 0.26 0.39 0.35 0.04 0.04 0.04

DATA POSITION FROM

15.59 37.42 58.64 68.25 78.43 84.63 88.48 92.38 94.46 95.76 96.49 97.88 98.70 98.87 99.13 99.52 99.87 99.91 99.96 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 32.53 87.18 194.91 139.81 243.09 245.31 230.38 292.27 202.31 182.75 90.19 182.83 165.42 22.73 36.74 138.28 337.14 22.39 10.97 23.93 2,881.15

32.53 1.13 1.13 119.71 3.03 4.15 314.62 6.77 10.92 454.43 4.85 15.77 697.53 8.44 24.21 942.83 8.51 32.72 1,173.21 8.00 40.72 1,465.48 10.14 50.86 1,667.79 7.02 57.89 1,850.54 6.34 64.23 1,940.72 3.13 67.36 2,123.56 6.35 73.71 2,288.98 5.74 79.45 2,311.71 0.79 80.24 2,348.45 1.28 81.51 2,486.73 4.80 86.31 2,823.87 11.70 98.01 2,846.26 0.78 98.79 2,857.22 0.38 99.17 2,881.15 0.83 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 0 1 3 1 1 0 0 3 0 0 0 0 0 0 0 5 0 0 0 14

0 0.00 0.00 0 0.00 0.00 1 7.14 7.14 4 21.43 28.57 5 7.14 35.71 6 7.14 42.86 6 0.00 42.86 6 0.00 42.86 9 21.43 64.29 9 0.00 64.29 9 0.00 64.29 9 0.00 64.29 9 0.00 64.29 9 0.00 64.29 9 0.00 64.29 9 0.00 64.29 14 35.71 100.00 14 0.00 100.00 14 0.00 100.00 14 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 5.00 11.45 296.72 1.00 0.00 0.00 1,616.54 0.00 0.00 0.00 0.00 0.00 0.00 0.00 40.89 0.00 0.00 0.00 1,971.61

0.00 0.00 0.00 0.00 5.00 0.25 16.45 0.58 313.17 15.05 314.17 0.05 314.17 0.00 314.17 0.00 1,930.72 81.99 1,930.72 0.00 1,930.72 0.00 1,930.72 0.00 1,930.72 0.00 1,930.72 0.00 1,930.72 0.00 1,930.72 0.00 1,971.61 2.07 1,971.61 0.00 1,971.61 0.00 1,971.61 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.25 2.57 1.59 0.83 8.19 3.62 15.88 122.06 44.90 15.93 0.41 33.32 15.93 0.00 26.78 15.93 0.00 21.44 97.93 799.06 115.77 97.93 0.00 104.33 97.93 0.00 99.48 97.93 0.00 90.92 97.93 0.00 84.35 97.93 0.00 83.52 97.93 0.00 82.21 97.93 0.00 77.64 100.00 12.13 69.82 100.00 0.00 69.27 100.00 0.00 69.00 100.00 0.00 68.43 68.43

Page 101 of 204

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

PROVINCE

: 32 - KEPULAUAN RIAU

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,273 2,561 3,209 2,113 2,141 895 538 393 216 127 86 128 70 136 63 117 97 53 67 34 15,317

2,273 4,834 8,043 10,156 12,297 13,192 13,730 14,123 14,339 14,466 14,552 14,680 14,750 14,886 14,949 15,066 15,163 15,216 15,283 15,317

14.84 16.72 20.95 13.80 13.98 5.84 3.51 2.57 1.41 0.83 0.56 0.84 0.46 0.89 0.41 0.76 0.63 0.35 0.44 0.22

DATA POSITION FROM

14.84 31.56 52.51 66.31 80.28 86.13 89.64 92.20 93.61 94.44 95.01 95.84 96.30 97.19 97.60 98.36 98.99 99.34 99.78 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,031.71 476.51 1,262.40 1,492.28 2,677.73 1,616.33 1,372.38 1,477.61 905.90 626.72 421.36 804.87 629.04 1,146.11 571.81 1,640.62 1,960.42 1,446.16 2,083.66 10,836.69 34,480.32

1,031.71 2.99 2.99 1,508.22 1.38 4.37 2,770.62 3.66 8.04 4,262.90 4.33 12.36 6,940.63 7.77 20.13 8,556.95 4.69 24.82 9,929.34 3.98 28.80 11,406.95 4.29 33.08 12,312.85 2.63 35.71 12,939.57 1.82 37.53 13,360.94 1.22 38.75 14,165.81 2.33 41.08 14,794.85 1.82 42.91 15,940.96 3.32 46.23 16,512.77 1.66 47.89 18,153.39 4.76 52.65 20,113.81 5.69 58.33 21,559.97 4.19 62.53 23,643.63 6.04 68.57 34,480.32 31.43 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 5 4 7 4 4 1 4 1 1 0 0 1 0 2 2 4 4 9 5 4 62

5 8.06 8.06 9 6.45 14.52 16 11.29 25.81 20 6.45 32.26 24 6.45 38.71 25 1.61 40.32 29 6.45 46.77 30 1.61 48.39 31 1.61 50.00 31 0.00 50.00 31 0.00 50.00 32 1.61 51.61 32 0.00 51.61 34 3.23 54.84 36 3.23 58.06 40 6.45 64.52 44 6.45 70.97 53 14.52 85.48 58 8.06 93.55 62 6.45 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 1,222.80 233.08 405.28 453.77 818.60 367.96 2,111.48 154.95 1.20 0.00 0.00 135.22 0.00 44.29 902.30 1,513.49 159.45 1,002.56 4,042.26 354.33 13,923.02

1,222.80 8.78 1,455.88 1.67 1,861.16 2.91 2,314.93 3.26 3,133.53 5.88 3,501.49 2.64 5,612.96 15.17 5,767.92 1.11 5,769.12 0.01 5,769.12 0.00 5,769.12 0.00 5,904.34 0.97 5,904.34 0.00 5,948.63 0.32 6,850.93 6.48 8,364.42 10.87 8,523.86 1.15 9,526.42 7.20 13,568.68 29.03 13,923.02 2.54

8.78 10.46 13.37 16.63 22.51 25.15 40.31 41.43 41.44 41.44 41.44 42.41 42.41 42.73 49.21 60.08 61.22 68.42 97.46 100.00

118.52 118.52 48.91 96.53 32.10 67.17 30.41 54.30 30.57 45.15 22.77 40.92 153.85 56.53 10.49 50.56 0.13 46.85 0.00 44.59 0.00 43.18 16.80 41.68 0.00 39.91 3.86 37.32 157.80 41.49 92.25 46.08 8.13 42.38 69.33 44.19 194.00 57.39 3.27 40.38 40.38

Page 102 of 204

RISK AND LOSS PROFILE 2008

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: All Code

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

163,913 152,321 190,822 120,080 132,708 71,405 49,506 39,811 22,629 12,772 9,978 11,802 7,925 10,506 6,386 11,014 9,335 4,494 5,784 2,256 1,035,447

163,913 316,234 507,056 627,136 759,844 831,249 880,755 920,566 943,195 955,967 965,945 977,747 985,672 996,178 1,002,564 1,013,578 1,022,913 1,027,407 1,033,191 1,035,447

15.83 14.71 18.43 11.60 12.82 6.90 4.78 3.84 2.19 1.23 0.96 1.14 0.77 1.01 0.62 1.06 0.90 0.43 0.56 0.22

15.83 30.54 48.97 60.57 73.38 80.28 85.06 88.91 91.09 92.32 93.29 94.43 95.19 96.21 96.82 97.89 98.79 99.22 99.78 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 172,073.83 35,872.87 75,737.40 74,033.85 127,166.03 96,473.38 90,855.12 96,875.21 71,356.66 47,267.95 44,927.28 60,420.74 48,650.18 76,969.23 58,081.14 135,722.00 147,092.84 79,684.26 102,675.07 193,112.63 1,835,047.67

172,073.83 9.38 9.38 207,946.71 1.95 11.33 283,684.11 4.13 15.46 357,717.97 4.03 19.49 484,883.99 6.93 26.42 581,357.37 5.26 31.68 672,212.50 4.95 36.63 769,087.71 5.28 41.91 840,444.36 3.89 45.80 887,712.32 2.58 48.38 932,639.60 2.45 50.82 993,060.34 3.29 54.12 1,041,710.52 2.65 56.77 1,118,679.75 4.19 60.96 1,176,760.89 3.17 64.13 1,312,482.89 7.40 71.52 1,459,575.73 8.02 79.54 1,539,259.98 4.34 83.88 1,641,935.05 5.60 89.48 1,835,047.67 10.52 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 583 155 284 167 252 170 165 190 142 102 87 112 110 140 96 367 404 307 529 337 4,699

583 738 1,022 1,189 1,441 1,611 1,776 1,966 2,108 2,210 2,297 2,409 2,519 2,659 2,755 3,122 3,526 3,833 4,362 4,699

12.41 12.41 3.30 15.71 6.04 21.75 3.55 25.30 5.36 30.67 3.62 34.28 3.51 37.80 4.04 41.84 3.02 44.86 2.17 47.03 1.85 48.88 2.38 51.27 2.34 53.61 2.98 56.59 2.04 58.63 7.81 66.44 8.60 75.04 6.53 81.57 11.26 92.83 7.17 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 173,414.68 8,616.52 20,137.78 12,242.26 26,167.94 19,988.02 26,446.89 43,367.63 27,691.66 31,757.59 23,622.98 46,963.41 29,622.13 43,580.63 31,672.45 230,641.59 247,220.88 345,514.14 538,963.87 266,732.32 2,194,365.37

173,414.68 182,031.20 202,168.97 214,411.23 240,579.17 260,567.19 287,014.08 330,381.71 358,073.37 389,830.95 413,453.93 460,417.34 490,039.47 533,620.11 565,292.55 795,934.14 1,043,155.02 1,388,669.17 1,927,633.03 2,194,365.37

7.90 0.39 0.92 0.56 1.19 0.91 1.21 1.98 1.26 1.45 1.08 2.14 1.35 1.99 1.44 10.51 11.27 15.75 24.56 12.16

7.90 8.30 9.21 9.77 10.96 11.87 13.08 15.06 16.32 17.77 18.84 20.98 22.33 24.32 25.76 36.27 47.54 63.28 87.84 100.00

100.78 100.78 24.02 87.54 26.59 71.27 16.54 59.94 20.58 49.62 20.72 44.82 29.11 42.70 44.77 42.96 38.81 42.61 67.19 43.91 52.58 44.33 77.73 46.36 60.89 47.04 56.62 47.70 54.53 48.04 169.94 60.64 168.07 71.47 433.60 90.22 524.92 117.40 138.12 119.58 119.58

Page 103 of 204

RISK AND LOSS PROFILE 2008 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: FIRE

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

133,928 142,988 176,558 108,079 115,181 56,002 37,206 27,601 14,645 7,867 5,719 6,451 3,983 4,862 2,785 4,086 3,196 1,314 1,995 778 855,224

133,928 276,916 453,474 561,553 676,734 732,736 769,942 797,543 812,188 820,055 825,774 832,225 836,208 841,070 843,855 847,941 851,137 852,451 854,446 855,224

15.66 16.72 20.64 12.64 13.47 6.55 4.35 3.23 1.71 0.92 0.67 0.75 0.47 0.57 0.33 0.48 0.37 0.15 0.23 0.09

15.66 32.38 53.02 65.66 79.13 85.68 90.03 93.26 94.97 95.89 96.56 97.31 97.78 98.34 98.67 99.15 99.52 99.68 99.91 100.0

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 54,338.38 33,762.29 71,435.45 68,742.22 115,645.45 83,274.46 75,680.52 76,099.92 53,254.61 33,660.35 30,409.51 38,849.63 29,400.39 42,896.09 30,488.07 58,320.57 53,276.23 22,775.57 20,043.01 13,966.27 1,006,318.99

54,338.38 88,100.67 159,536.12 228,278.34 343,923.79 427,198.25 502,878.76 578,978.69 632,233.30 665,893.65 696,303.16 735,152.80 764,553.18 807,449.27 837,937.34 896,257.90 949,534.13 972,309.70 992,352.72 1,006,318.99

5.40 3.36 7.10 6.83 11.4 8.28 7.52 7.56 5.29 3.34 3.02 3.86 2.92 4.26 3.03 5.80 5.29 2.26 1.99 1.39

5.40 8.75 15.85 22.68 34.18 42.45 49.97 57.53 62.83 66.17 69.19 73.05 75.98 80.24 83.27 89.06 94.36 96.62 98.61 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

271 113 190 99 133 93 76 82 59 43 41 40 30 57 40 160 159 53 107 28 1,87

271 14.46 14.46 384 6.03 20.49 574 10.14 30.63 673 5.28 35.91 806 7.10 43.01 899 4.96 47.97 975 4.06 52.03 1,057 4.38 56.40 1,116 3.15 59.55 1,159 2.29 61.85 1,200 2.19 64.03 1,240 2.13 66.17 1,270 1.60 67.77 1,327 3.04 70.81 1,367 2.13 72.95 1,527 8.54 81.48 1,686 8.48 89.97 1,739 2.83 92.80 1,846 5.71 98.51 1,874 1.49 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 35,799.95 5,708.10 18,429.48 9,383.84 17,682.11 15,360.21 18,571.97 25,232.77 11,145.75 20,307.11 14,108.19 29,393.25 20,970.20 24,051.37 26,547.87 93,363.39 168,786.99 82,730.72 361,670.85 61,068.65 1,060,312.77

35,799.95 3.38 3.38 41,508.05 0.54 3.91 59,937.53 1.74 5.65 69,321.37 0.89 6.54 87,003.48 1.67 8.21 102,363.69 1.45 9.65 120,935.66 1.75 11.41 146,168.43 2.38 13.79 157,314.18 1.05 14.84 177,621.28 1.92 16.75 191,729.47 1.33 18.08 221,122.72 2.77 20.85 242,092.92 1.98 22.83 266,144.30 2.27 25.10 292,692.17 2.50 27.60 386,055.55 8.81 36.41 554,842.54 15.92 52.33 637,573.27 7.80 60.13 999,244.12 34.11 94.24 1,060,312.77 5.76 100.00

65.88 16.91 25.80 13.65 15.29 18.45 24.54 33.16 20.93 60.33 46.39 75.66 71.33 56.07 87.08 160.09 316.81 363.24 1804.4 437.26

65.88 47.11 37.57 30.37 25.30 23.96 24.05 25.25 24.88 26.67 27.54 30.08 31.66 32.96 34.93 43.07 58.43 65.57 100.69 105.37

105.37

Page 104 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: I.A.R

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 19,290 5,788 8,902 7,906 12,138 11,462 8,995 8,628 5,454 3,324 2,830 3,449 2,503 3,573 2,219 4,154 3,617 1,861 2,112 823 119,028

19,290 16.21 16.21 25,078 4.86 21.07 33,980 7.48 28.55 41,886 6.64 35.19 54,024 10.20 45.39 65,486 9.63 55.02 74,481 7.56 62.57 83,109 7.25 69.82 88,563 4.58 74.41 91,887 2.79 77.20 94,717 2.38 79.58 98,166 2.90 82.47 100,669 2.10 84.58 104,242 3.00 87.58 106,461 1.86 89.44 110,615 3.49 92.93 114,232 3.04 95.97 116,093 1.56 97.53 118,205 1.77 99.31 119,028 0.69 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 67,847.63 -756.39 2,780.02 3,608.06 8,546.60 9,919.74 11,722.36 15,050.38 12,934.29 9,487.56 10,309.87 15,187.17 13,775.66 23,372.08 18,428.41 50,155.12 58,025.24 29,979.56 39,532.82 105,866.49 505,772.67

67,847.63 13.41 13.41 67,091.24 -0.15 13.27 69,871.25 0.55 13.81 73,479.31 0.71 14.53 82,025.91 1.69 16.22 91,945.65 1.96 18.18 103,668.01 2.32 20.50 118,718.39 2.98 23.47 131,652.68 2.56 26.03 141,140.24 1.88 27.91 151,450.11 2.04 29.94 166,637.29 3.00 32.95 180,412.95 2.72 35.67 203,785.03 4.62 40.29 222,213.43 3.64 43.94 272,368.55 9.92 53.85 330,393.79 11.47 65.32 360,373.36 5.93 71.25 399,906.18 7.82 79.07 505,772.67 20.93 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 308 37 84 54 107 70 82 100 76 54 43 69 78 80 53 202 243 246 419 308 2,71

308 11.35 11.35 345 1.36 12.72 429 3.10 15.81 483 1.99 17.80 590 3.94 21.75 660 2.58 24.33 742 3.02 27.35 842 3.69 31.04 918 2.80 33.84 972 1.99 35.83 1,015 1.58 37.41 1,084 2.54 39.96 1,162 2.88 42.83 1,242 2.95 45.78 1,295 1.95 47.73 1,497 7.45 55.18 1,740 8.96 64.14 1,986 9.07 73.20 2,405 15.44 88.65 2,713 11.35 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 135,040.71 2,868.87 1,580.43 2,276.20 5,552.52 2,953.45 6,046.72 12,592.51 8,242.34 5,422.82 6,987.26 11,118.05 8,399.01 19,508.79 5,108.42 57,048.30 73,721.12 44,964.42 177,285.31 198,663.67 785,380.93

135,040.71 17.19 17.19 137,909.58 0.37 17.56 139,490.02 0.20 17.76 141,766.22 0.29 18.05 147,318.74 0.71 18.76 150,272.18 0.38 19.13 156,318.91 0.77 19.90 168,911.42 1.60 21.51 177,153.76 1.05 22.56 182,576.58 0.69 23.25 189,563.83 0.89 24.14 200,681.88 1.42 25.55 209,080.89 1.07 26.62 228,589.68 2.48 29.11 233,698.10 0.65 29.76 290,746.40 7.26 37.02 364,467.52 9.39 46.41 409,431.95 5.73 52.13 586,717.26 22.57 74.70 785,380.93 25.30 100.00

199.04 -379.3 56.85 63.09 64.97 29.77 51.58 83.67 63.72 57.16 67.77 73.21 60.97 83.47 27.72 113.74 127.05 149.98 448.45 187.65

199.04 205.56 199.64 192.93 179.60 163.44 150.79 142.28 134.56 129.36 125.17 120.43 115.89 112.17 105.17 106.75 110.31 113.61 146.71 155.28

155.28

Page 105 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: L.O.P

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

409

01/01/2008

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 7 25 6 6 5 12 10 20 27 24 23 22 25 23 9 26 45 49 38 7

7 1.71 32 6.11 38 1.47 44 1.47 49 1.22 61 2.93 71 2.44 91 4.89 118 6.60 142 5.87 165 5.62 187 5.38 212 6.11 235 5.62 244 2.20 270 6.36 315 11.00 364 11.98 402 9.29 409 1.71

1.71 7.82 9.29 10.76 11.98 14.91 17.36 22.25 28.85 34.72 40.34 45.72 51.83 57.46 59.66 66.01 77.02 89.00 98.29 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 0.21 10.88 0.31 1.46 2.16 6.06 8.96 43.40 29.52 39.43 43.99 47.86 65.28 67.11 64.02 137.11 287.41 125.91 169.58 67.73 1,218.42

0.21 11.09 11.41 12.87 15.03 21.09 30.05 73.44 102.97 142.40 186.39 234.26 299.54 366.65 430.67 567.78 855.20 981.11 1,150.69 1,218.42

0.02 0.02 0.89 0.91 0.03 0.94 0.12 1.06 0.18 1.23 0.50 1.73 0.74 2.47 3.56 6.03 2.42 8.45 3.24 11.69 3.61 15.30 3.93 19.23 5.36 24.58 5.51 30.09 5.25 35.35 11.25 46.60 23.59 70.19 10.33 80.52 13.92 94.44 5.56 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 0 0 0 1 2 0 1 2 0 3 0 0 0 0 9

0 0 0 0 0 0 0 0 0 1 3 3 4 6 6 9 9 9 9 9

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 22.22 0.00 11.11 22.22 0.00 33.33 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 33.33 33.33 44.44 66.67 66.67 100.00 100.00 100.00 100.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.03 2,398.84 0.00 250.06 20.47 0.00 598.73 0.00 0.00 0.00 0.00 3,280.13

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.03 0.37 2,410.87 73.13 2,410.87 0.00 2,660.92 7.62 2,681.40 0.62 2,681.40 0.00 3,280.13 18.25 3,280.13 0.00 3,280.13 0.00 3,280.13 0.00 3,280.13 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.37 30.50 8.44 73.50 5452.8 1293.4 73.50 0.00 1029.1 81.12 383.03 888.34 81.75 30.50 731.32 81.75 0.00 622.60 100.00 436.69 577.71 100.00 0.00 383.55 100.00 0.00 334.33 100.00 0.00 285.06 100.00 0.00 269.21 269.21

Page 106 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

10,688 3,520 5,356 4,089 5,384 3,929 3,295 3,562 2,503 1,557 1,406 1,880 1,414 2,048 1,373 2,748 2,477 1,270 1,639 648 60,786

DATA POSITION FROM

10,688 17.58 17.58 14,208 5.79 23.37 19,564 8.81 32.19 23,653 6.73 38.91 29,037 8.86 47.77 32,966 6.46 54.23 36,261 5.42 59.65 39,823 5.86 65.51 42,326 4.12 69.63 43,883 2.56 72.19 45,289 2.31 74.51 47,169 3.09 77.60 48,583 2.33 79.92 50,631 3.37 83.29 52,004 2.26 85.55 54,752 4.52 90.07 57,229 4.07 94.15 58,499 2.09 96.24 60,138 2.70 98.93 60,786 1.07 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 49,887.62 2,856.09 1,521.62 1,682.11 2,971.83 3,273.12 3,443.29 5,681.51 5,138.24 4,080.60 4,163.90 6,336.08 5,408.85 10,633.95 9,100.64 27,109.21 35,503.95 26,803.21 42,929.65 73,212.13 321,737.60

49,887.62 52,743.71 54,265.33 55,947.44 58,919.27 62,192.39 65,635.68 71,317.18 76,455.42 80,536.02 84,699.93 91,036.00 96,444.85 107,078.80 116,179.45 143,288.65 178,792.61 205,595.81 248,525.47 321,737.60

15.51 15.51 0.89 16.39 0.47 16.87 0.52 17.39 0.92 18.31 1.02 19.33 1.07 20.40 1.77 22.17 1.60 23.76 1.27 25.03 1.29 26.33 1.97 28.30 1.68 29.98 3.31 33.28 2.83 36.11 8.43 44.54 11.04 55.57 8.33 63.90 13.34 77.24 22.76 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

4 5 10 14 12 7 7 8 7 4 1 3 1 1 3 2 2 8 3 1 10

4 3.88 3.88 9 4.85 8.74 19 9.71 18.45 33 13.59 32.04 45 11.65 43.69 52 6.80 50.49 59 6.80 57.28 67 7.77 65.05 74 6.80 71.84 78 3.88 75.73 79 0.97 76.70 82 2.91 79.61 83 0.97 80.58 84 0.97 81.55 87 2.91 84.47 89 1.94 86.41 91 1.94 88.35 99 7.77 96.12 102 2.91 99.03 103 0.97 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 2,574.01 39.55 127.87 582.22 2,933.32 1,674.35 1,828.20 5,542.36 8,303.56 6,015.64 128.70 6,452.11 2.86 0.00 16.15 79,631.17 4,712.77 217,819.00 7.70 7,000.00 345,391.53

2,574.01 0.75 2,613.56 0.01 2,741.43 0.04 3,323.64 0.17 6,256.96 0.85 7,931.31 0.48 9,759.51 0.53 15,301.87 1.60 23,605.43 2.40 29,621.07 1.74 29,749.76 0.04 36,201.88 1.87 36,204.74 0.00 36,204.74 0.00 36,220.89 0.00 115,852.06 23.06 120,564.83 1.36 338,383.83 63.06 338,391.53 0.00 345,391.53 2.03

0.75 0.76 0.79 0.96 1.81 2.30 2.83 4.43 6.83 8.58 8.61 10.48 10.48 10.48 10.49 33.54 34.91 97.97 97.97 100.00

5.16 5.16 1.38 4.96 8.40 5.05 34.61 5.94 98.70 10.62 51.15 12.75 53.09 14.87 97.55 21.46 161.60 30.87 147.42 36.78 3.09 35.12 101.83 39.77 0.05 37.54 0.00 33.81 0.18 31.18 293.74 80.85 13.27 67.43 812.66 164.59 0.02 136.16 9.56 107.35 107.35

Page 107 of 204

RISK AND LOSS PROFILE 2008 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 20

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 207 55 37 34 63 33 33 56 40 46 23 45 40 45 48 78 100 75 90 93 1,241

207 16.68 262 4.43 299 2.98 333 2.74 396 5.08 429 2.66 462 2.66 518 4.51 558 3.22 604 3.71 627 1.85 672 3.63 712 3.22 757 3.63 805 3.87 883 6.29 983 8.06 1,058 6.04 1,148 7.25 1,241 7.49

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

16.68 30,346.50 21.11 36.12 24.09 8.66 26.83 17.47 31.91 46.80 34.57 56.19 37.23 75.57 41.74 154.94 44.96 104.93 48.67 156.82 50.52 117.73 54.15 122.32 57.37 289.38 61.00 329.38 64.87 494.77 71.15 1,093.74 79.21 1,615.92 85.25 1,083.23 92.51 1,003.74 100.00 1,971.57 39,125.79

30,346.50 77.56 77.56 30,382.62 0.09 77.65 30,391.29 0.02 77.68 30,408.75 0.04 77.72 30,455.55 0.12 77.84 30,511.74 0.14 77.98 30,587.32 0.19 78.18 30,742.26 0.40 78.57 30,847.18 0.27 78.84 31,004.00 0.40 79.24 31,121.74 0.30 79.54 31,244.06 0.31 79.86 31,533.44 0.74 80.60 31,862.82 0.84 81.44 32,357.59 1.26 82.70 33,451.33 2.80 85.50 35,067.25 4.13 89.63 36,150.49 2.77 92.40 37,154.23 2.57 94.96 39,125.79 5.04 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM.

14 0 0 0 0 0 0 0 0 0 1 0 0 2 0 0 2 1 3 20

14 32.56 32.56 4,003.42 14 0.00 32.56 0.00 14 0.00 32.56 0.00 14 0.00 32.56 0.00 14 0.00 32.56 0.00 14 0.00 32.56 0.00 14 0.00 32.56 0.00 14 0.00 32.56 0.00 14 0.00 32.56 0.00 14 0.00 32.56 0.00 15 2.33 34.88 63.08 15 0.00 34.88 0.00 15 0.00 34.88 0.00 17 4.65 39.53 1.32 17 0.00 39.53 0.00 17 0.00 39.53 0.00 19 4.65 44.19 2,120.62 20 2.33 46.51 5.57 23 6.98 53.49 156.10 43 46.51 100.00 53,748.53

60,098.64

4,003.42 6.66 4,003.42 0.00 4,003.42 0.00 4,003.42 0.00 4,003.42 0.00 4,003.42 0.00 4,003.42 0.00 4,003.42 0.00 4,003.42 0.00 4,003.42 0.00 4,066.51 0.10 4,066.51 0.00 4,066.51 0.00 4,067.82 0.00 4,067.82 0.00 4,067.82 0.00 6,188.44 3.53 6,194.01 0.01 6,350.11 0.26 60,098.64 89.43

6.66 6.66 6.66 6.66 6.66 6.66 6.66 6.66 6.66 6.66 6.77 6.77 6.77 6.77 6.77 6.77 10.30 10.31 10.57 100.00

LOSS RATIO PERCENTAGE BAND CUM 13.19 13.19 0.00 13.18 0.00 13.17 0.00 13.17 0.00 13.15 0.00 13.12 0.00 13.09 0.00 13.02 0.00 12.98 0.00 12.91 53.58 13.07 0.00 13.02 0.00 12.90 0.40 12.77 0.00 12.57 0.00 12.16 131.23 17.65 0.51 17.13 15.55 17.09 2726.19 153.60 153.60

Page 108 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Stone,Earth,(Animal) Bons or Shells

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 307 104 114 78 124 100 72 114 90 59 46 68 48 98 49 132 183 84 144 66 2,080

307 14.76 411 5.00 525 5.48 603 3.75 727 5.96 827 4.81 899 3.46 1,013 5.48 1,103 4.33 1,162 2.84 1,208 2.21 1,276 3.27 1,324 2.31 1,422 4.71 1,471 2.36 1,603 6.35 1,786 8.80 1,870 4.04 2,014 6.92 2,080 3.17

14.76 19.76 25.24 28.99 34.95 39.76 43.22 48.70 53.03 55.87 58.08 61.35 63.65 68.37 70.72 77.07 85.87 89.90 96.83 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 587.44 25.14 53.60 58.74 97.61 110.57 95.26 207.96 236.46 178.51 169.90 300.45 295.67 548.63 479.67 1,255.12 1,739.47 1,405.61 1,481.09 2,910.45 12,237.34

587.44 612.58 666.18 724.92 822.53 933.10 1,028.36 1,236.33 1,472.78 1,651.29 1,821.20 2,121.65 2,417.31 2,965.94 3,445.60 4,700.72 6,440.19 7,845.80 9,326.89 12,237.34

4.80 4.80 0.21 5.01 0.44 5.44 0.48 5.92 0.80 6.72 0.90 7.63 0.78 8.40 1.70 10.10 1.93 12.04 1.46 13.49 1.39 14.88 2.46 17.34 2.42 19.75 4.48 24.24 3.92 28.16 10.26 38.41 14.21 52.63 11.49 64.11 12.10 76.22 23.78 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 1 0 0 0 0 0 2 1 0 1 3 1 1 0 2 5 7 4 7 12 47

1 1 1 1 1 1 3 4 4 5 8 9 10 10 12 17 24 28 35 47

2.13 2.13 0.00 2.13 0.00 2.13 0.00 2.13 0.00 2.13 0.00 2.13 4.26 6.38 2.13 8.51 0.00 8.51 2.13 10.64 6.38 17.02 2.13 19.15 2.13 21.28 0.00 21.28 4.26 25.53 10.64 36.17 14.89 51.06 8.51 59.57 14.89 74.47 25.53 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 4.88 0.00 0.00 0.00 0.00 0.00 16.30 119.64 0.00 0.00 2,278.39 74.31 32.65 0.00 7,238.92 14,822.31 22,927.53 1,291.88 2,096.03 3,747.42 54,650.24

4.88 0.01 4.88 0.00 4.88 0.00 4.88 0.00 4.88 0.00 4.88 0.00 21.18 0.03 140.83 0.22 140.83 0.00 140.83 0.00 2,419.21 4.17 2,493.52 0.14 2,526.17 0.06 2,526.17 0.00 9,765.08 13.25 24,587.39 27.12 47,514.92 41.95 48,806.80 2.36 50,902.83 3.84 54,650.24 6.86

0.01 0.01 0.01 0.01 0.01 0.01 0.04 0.26 0.26 0.26 4.43 4.56 4.62 4.62 17.87 44.99 86.94 89.31 93.14 100.00

0.83 0.00 0.00 0.00 0.00 0.00 17.11 57.53 0.00 0.00 1340.9 24.73 11.04 0.00 1509.1 1180.9 1318.0 91.91 141.52 128.76

0.83 0.80 0.73 0.67 0.59 0.52 2.06 11.39 9.56 8.53 132.84 117.53 104.50 85.17 283.41 523.06 737.79 622.08 545.76 446.59

446.59

Page 109 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Metals

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

1,012 256 400 322 545 390 397 498 366 272 261 358 293 481 285 647 665 368 541 354 8,711

1,012 11.62 1,268 2.94 1,668 4.59 1,990 3.70 2,535 6.26 2,925 4.48 3,322 4.56 3,820 5.72 4,186 4.20 4,458 3.12 4,719 3.00 5,077 4.11 5,370 3.36 5,851 5.52 6,136 3.27 6,783 7.43 7,448 7.63 7,816 4.22 8,357 6.21 8,711 4.06

11.62 14.56 19.15 22.84 29.10 33.58 38.14 43.85 48.05 51.18 54.17 58.28 61.65 67.17 70.44 77.87 85.50 89.73 95.94 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 4,728.09 134.42 144.54 165.21 455.19 1,431.26 556.65 949.69 866.02 705.92 818.61 1,435.87 1,384.33 3,119.44 2,079.04 7,454.63 14,759.94 5,185.57 8,122.60 2,501.06 56,998.08

4,728.09 8.30 8.30 4,862.51 0.24 8.53 5,007.05 0.25 8.78 5,172.26 0.29 9.07 5,627.45 0.80 9.87 7,058.71 2.51 12.38 7,615.37 0.98 13.36 8,565.05 1.67 15.03 9,431.07 1.52 16.55 10,136.99 1.24 17.78 10,955.60 1.44 19.22 12,391.47 2.52 21.74 13,775.80 2.43 24.17 16,895.24 5.47 29.64 18,974.28 3.65 33.29 26,428.91 13.08 46.37 41,188.85 25.90 72.26 46,374.42 9.10 81.36 54,497.02 14.25 95.61 56,998.08 4.39 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

37 37 20.79 20.79 0 37 0.00 20.79 1 38 0.56 21.35 2 40 1.12 22.47 1 41 0.56 23.03 0 41 0.00 23.03 1 42 0.56 23.60 2 44 1.12 24.72 2 46 1.12 25.84 1 47 0.56 26.40 1 48 0.56 26.97 1 49 0.56 27.53 3 52 1.69 29.21 8 60 4.49 33.71 4 64 2.25 35.96 16 80 8.99 44.94 18 98 10.11 55.06 17 115 9.55 64.61 36 151 20.22 84.83 27 178 15.17 100.00 178

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 4,022.70 0.00 11.83 41.47 12.93 0.00 -4.5 686.29 10.79 0.00 13.25 1,976.21 3,151.20 8,059.32 74.51 8,275.73 24,392.14 10,738.88 323,524.08 4,413.27 389,400.08

4,022.70 1.03 4,022.70 0.00 4,034.53 0.00 4,076.00 0.01 4,088.93 0.00 4,088.93 0.00 4,084.43 0.00 4,770.72 0.18 4,781.51 0.00 4,781.51 0.00 4,794.76 0.00 6,770.96 0.51 9,922.16 0.81 17,981.48 2.07 18,055.99 0.02 26,331.72 2.13 50,723.86 6.26 61,462.73 2.76 384,986.81 83.08 389,400.08 1.13

1.03 1.03 1.04 1.05 1.05 1.05 1.05 1.23 1.23 1.23 1.23 1.74 2.55 4.62 4.64 6.76 13.03 15.78 98.87 100.00

85.08 0.00 8.19 25.10 2.84 0.00 -0.81 72.27 1.25 0.00 1.62 137.63 227.63 258.36 3.58 111.01 165.26 207.09 3983.0 176.46

85.08 82.73 80.58 78.81 72.66 57.93 53.63 55.70 50.70 47.17 43.77 54.64 72.03 106.43 95.16 99.63 123.15 132.54 706.44 683.18

683.18

Page 110 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Chemical / Oils / Gas

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,110 212 320 330 596 601 601 715 543 402 392 533 408 625 461 976 878 456 507 267 10,933

1,110 10.15 1,322 1.94 1,642 2.93 1,972 3.02 2,568 5.45 3,169 5.50 3,770 5.50 4,485 6.54 5,028 4.97 5,430 3.68 5,822 3.59 6,355 4.88 6,763 3.73 7,388 5.72 7,849 4.22 8,825 8.93 9,703 8.03 10,159 4.17 10,666 4.64 10,933 2.44

10.15 12.09 15.02 18.04 23.49 28.99 34.48 41.02 45.99 49.67 53.25 58.13 61.86 67.58 71.79 80.72 88.75 92.92 97.56 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 7,415.57 348.03 288.47 366.70 704.33 968.79 1,407.80 2,312.55 2,122.24 1,479.92 1,942.94 3,110.34 2,704.17 5,388.67 4,994.84 12,002.74 14,421.42 9,771.41 8,429.87 7,521.87 87,702.66

7,415.57 8.46 8.46 7,763.61 0.40 8.85 8,052.08 0.33 9.18 8,418.78 0.42 9.60 9,123.11 0.80 10.40 10,091.90 1.10 11.51 11,499.70 1.61 13.11 13,812.25 2.64 15.75 15,934.49 2.42 18.17 17,414.41 1.69 19.86 19,357.35 2.22 22.07 22,467.69 3.55 25.62 25,171.85 3.08 28.70 30,560.52 6.14 34.85 35,555.36 5.70 40.54 47,558.10 13.69 54.23 61,979.52 16.44 70.67 71,750.93 11.14 81.81 80,180.79 9.61 91.42 87,702.66 8.58 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 28 1 6 1 4 4 7 6 2 9 7 7 9 13 13 21 29 34 58 11 270

28 29 35 36 40 44 51 57 59 68 75 82 91 104 117 138 167 201 259 270

10.37 10.37 0.37 10.74 2.22 12.96 0.37 13.33 1.48 14.81 1.48 16.30 2.59 18.89 2.22 21.11 0.74 21.85 3.33 25.19 2.59 27.78 2.59 30.37 3.33 33.70 4.81 38.52 4.81 43.33 7.78 51.11 10.74 61.85 12.59 74.44 21.48 95.93 4.07 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 9,673.92 5.00 486.23 1.84 821.71 193.48 3,020.80 758.54 1,572.05 4,385.04 1,053.09 2,095.40 2,244.47 7,295.93 1,659.52 1,369.30 1,830.29 8,509.67 100,958.7 1,389.23 149,324.2

9,673.92 6.48 9,678.92 0.00 10,165.15 0.33 10,166.99 0.00 10,988.70 0.55 11,182.18 0.13 14,202.98 2.02 14,961.51 0.51 16,533.56 1.05 20,918.60 2.94 21,971.69 0.71 24,067.09 1.40 26,311.56 1.50 33,607.49 4.89 35,267.01 1.11 36,636.32 0.92 38,466.61 1.23 46,976.28 5.70 147,935.0 67.61 149,324.2 0.93

6.48 6.48 6.81 6.81 7.36 7.49 9.51 10.02 11.07 14.01 14.71 16.12 17.62 22.51 23.62 24.53 25.76 31.46 99.07 100.00

130.45 1.44 168.55 0.50 116.67 19.97 214.58 32.80 74.07 296.30 54.20 67.37 83.00 135.39 33.22 11.41 12.69 87.09 1197.6 18.47

130.45 124.67 126.24 120.77 120.45 110.80 123.51 108.32 103.76 120.12 113.51 107.12 104.53 109.97 99.19 77.03 62.06 65.47 184.50 170.26

170.26

Page 111 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 24

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Textiles

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,358 802 1,484 1,264 1,732 1,098 872 857 588 403 324 432 274 449 298 682 642 356 649 180 14,744

1,358 9.21 2,160 5.44 3,644 10.07 4,908 8.57 6,640 11.75 7,738 7.45 8,610 5.91 9,467 5.81 10,055 3.99 10,458 2.73 10,782 2.20 11,214 2.93 11,488 1.86 11,937 3.05 12,235 2.02 12,917 4.63 13,559 4.35 13,915 2.41 14,564 4.40 14,744 1.22

9.21 14.65 24.72 33.29 45.04 52.48 58.40 64.21 68.20 70.93 73.13 76.06 77.92 80.96 82.98 87.61 91.96 94.38 98.78 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

6,241.70 361.53 1,233.56 1,152.11 2,498.33 2,070.20 2,450.10 2,836.25 2,292.13 1,762.40 1,912.61 2,625.61 1,885.30 3,770.96 3,145.04 8,946.44 12,521.90 5,909.33 9,740.96 4,519.69

36 3 0 2 1 1 1 4 5 3 6 10 2 9 7 24 45 55 91 19

77,876.13

6,241.70 8.01 8.01 6,603.23 0.46 8.48 7,836.79 1.58 10.06 8,988.90 1.48 11.54 11,487.23 3.21 14.75 13,557.43 2.66 17.41 16,007.53 3.15 20.56 18,843.78 3.64 24.20 21,135.90 2.94 27.14 22,898.30 2.26 29.40 24,810.90 2.46 31.86 27,436.51 3.37 35.23 29,321.81 2.42 37.65 33,092.77 4.84 42.49 36,237.82 4.04 46.53 45,184.25 11.49 58.02 57,706.16 16.08 74.10 63,615.49 7.59 81.69 73,356.44 12.51 94.20 77,876.13 5.80 100.00

324

36 39 39 41 42 43 44 48 53 56 62 72 74 83 90 114 159 214 305 324

11.11 11.11 0.93 12.04 0.00 12.04 0.62 12.65 0.31 12.96 0.31 13.27 0.31 13.58 1.23 14.81 1.54 16.36 0.93 17.28 1.85 19.14 3.09 22.22 0.62 22.84 2.78 25.62 2.16 27.78 7.41 35.19 13.89 49.07 16.98 66.05 28.09 94.14 5.86 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 4,919.40 106.33 0.00 364.69 89.16 385.07 6.40 470.14 527.29 134.22 1,736.82 1,417.94 5.54 857.32 1,064.02 15,957.19 26,109.46 14,949.45 21,968.14 16,686.00 107,754.58

4,919.40 5,025.73 5,025.73 5,390.42 5,479.59 5,864.65 5,871.05 6,341.19 6,868.48 7,002.70 8,739.52 10,157.46 10,163.00 11,020.33 12,084.34 28,041.53 54,150.99 69,100.44 91,068.58 107,754.58

4.57 0.10 0.00 0.34 0.08 0.36 0.01 0.44 0.49 0.12 1.61 1.32 0.01 0.80 0.99 14.81 24.23 13.87 20.39 15.49

4.57 4.66 4.66 5.00 5.09 5.44 5.45 5.88 6.37 6.50 8.11 9.43 9.43 10.23 11.21 26.02 50.25 64.13 84.51 100.00

78.82 78.82 29.41 76.11 0.00 64.13 31.65 59.97 3.57 47.70 18.60 43.26 0.26 36.68 16.58 33.65 23.00 32.50 7.62 30.58 90.81 35.22 54.00 37.02 0.29 34.66 22.73 33.30 33.83 33.35 178.36 62.06 208.51 93.84 252.98 108.62 225.52 124.15 369.18 138.37 138.37

Page 112 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 25

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Paper, Leather, Rubber

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,064 489 802 721 1,001 692 589 681 486 341 278 356 265 399 258 509 470 296 363 121 10,181

1,064 10.45 1,553 4.80 2,355 7.88 3,076 7.08 4,077 9.83 4,769 6.80 5,358 5.79 6,039 6.69 6,525 4.77 6,866 3.35 7,144 2.73 7,500 3.50 7,765 2.60 8,164 3.92 8,422 2.53 8,931 5.00 9,401 4.62 9,697 2.91 10,060 3.57 10,181 1.19

10.45 15.25 23.13 30.21 40.05 46.84 52.63 59.32 64.09 67.44 70.17 73.67 76.27 80.19 82.72 87.72 92.34 95.25 98.81 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 15,794.13 328.78 730.82 702.72 1,485.50 1,593.45 1,732.10 2,670.95 2,249.56 1,893.88 1,744.19 2,742.18 2,015.48 3,973.42 3,323.54 8,298.94 12,725.95 7,029.60 7,553.11 58,984.08 137,572.39

15,794.13 11.48 11.48 16,122.91 0.24 11.72 16,853.74 0.53 12.25 17,556.46 0.51 12.76 19,041.95 1.08 13.84 20,635.41 1.16 15.00 22,367.50 1.26 16.26 25,038.46 1.94 18.20 27,288.02 1.64 19.84 29,181.90 1.38 21.21 30,926.09 1.27 22.48 33,668.27 1.99 24.47 35,683.75 1.47 25.94 39,657.18 2.89 28.83 42,980.71 2.42 31.24 51,279.65 6.03 37.27 64,005.60 9.25 46.53 71,035.20 5.11 51.63 78,588.31 5.49 57.13 137,572.39 42.87 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 15 1 15 3 1 12 5 2 1 5 6 4 7 3 4 17 19 24 12 8 164

15 9.15 9.15 16 0.61 9.76 31 9.15 18.90 34 1.83 20.73 35 0.61 21.34 47 7.32 28.66 52 3.05 31.71 54 1.22 32.93 55 0.61 33.54 60 3.05 36.59 66 3.66 40.24 70 2.44 42.68 77 4.27 46.95 80 1.83 48.78 84 2.44 51.22 101 10.37 61.59 120 11.59 73.17 144 14.63 87.80 156 7.32 95.12 164 4.88 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 57,526.46 6.75 160.51 11.20 6.00 29.36 1,212.00 132.37 0.00 2,915.36 10,856.81 269.57 7,117.10 8,258.21 488.66 27,247.75 68,340.51 62,338.17 21,474.15 17,593.08 285,984.00

57,526.46 20.12 57,533.21 0.00 57,693.72 0.06 57,704.92 0.00 57,710.92 0.00 57,740.28 0.01 58,952.27 0.42 59,084.64 0.05 59,084.64 0.00 62,000.00 1.02 72,856.81 3.80 73,126.38 0.09 80,243.48 2.49 88,501.69 2.89 88,990.35 0.17 116,238.10 9.53 184,578.61 23.90 246,916.78 21.80 268,390.93 7.51 285,984.00 6.15

20.12 20.12 20.17 20.18 20.18 20.19 20.61 20.66 20.66 21.68 25.48 25.57 28.06 30.95 31.12 40.64 64.54 86.34 93.85 100.00

364.23 2.05 21.96 1.59 0.40 1.84 69.97 4.96 0.00 153.94 622.46 9.83 353.12 207.84 14.70 328.33 537.02 886.80 284.31 29.83

364.23 356.84 342.32 328.68 303.07 279.81 263.56 235.98 216.52 212.46 235.58 217.20 224.87 223.17 207.05 226.67 288.38 347.60 341.52 207.88

207.88

Page 113 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Wood, Bamboo and Rattan

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 987 597 687 495 595 432 375 427 343 280 220 249 183 337 241 391 401 234 284 66 7,824

987 12.62 1,584 7.63 2,271 8.78 2,766 6.33 3,361 7.60 3,793 5.52 4,168 4.79 4,595 5.46 4,938 4.38 5,218 3.58 5,438 2.81 5,687 3.18 5,870 2.34 6,207 4.31 6,448 3.08 6,839 5.00 7,240 5.13 7,474 2.99 7,758 3.63 7,824 0.84

12.62 20.25 29.03 35.35 42.96 48.48 53.27 58.73 63.11 66.69 69.50 72.69 75.03 79.33 82.41 87.41 92.54 95.53 99.16 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

4,516.53 529.70 840.76 968.33 1,650.97 1,672.87 1,717.37 2,621.06 2,693.62 2,253.56 2,110.11 2,806.50 2,586.11 5,497.52 5,196.87 11,155.28 10,813.98 6,814.08 6,536.93 4,591.27

11 0 3 2 3 0 3 5 1 3 0 3 1 10 10 23 28 11 15 0

507.13 0.00 7,214.27 6.73 1,548.35 0.00 1,181.48 1,781.00 1,200.00 121.63 0.00 5,001.23 23.55 6,921.24 12,414.55 20,811.72 26,012.77 1,088.03 1,701.85 0.00

77,573.45

4,516.53 5.82 5.82 5,046.24 0.68 6.51 5,887.00 1.08 7.59 6,855.33 1.25 8.84 8,506.30 2.13 10.97 10,179.17 2.16 13.12 11,896.54 2.21 15.34 14,517.60 3.38 18.71 17,211.22 3.47 22.19 19,464.78 2.91 25.09 21,574.89 2.72 27.81 24,381.39 3.62 31.43 26,967.51 3.33 34.76 32,465.03 7.09 41.85 37,661.90 6.70 48.55 48,817.18 14.38 62.93 59,631.17 13.94 76.87 66,445.24 8.78 85.65 72,982.18 8.43 94.08 77,573.45 5.92 100.00

132

11 8.33 8.33 11 0.00 8.33 14 2.27 10.61 16 1.52 12.12 19 2.27 14.39 19 0.00 14.39 22 2.27 16.67 27 3.79 20.45 28 0.76 21.21 31 2.27 23.48 31 0.00 23.48 34 2.27 25.76 35 0.76 26.52 45 7.58 34.09 55 7.58 41.67 78 17.42 59.09 106 21.21 80.30 117 8.33 88.64 132 11.36 100.00 132 0.00 100.00

87,535.55

507.13 0.58 0.58 507.13 0.00 0.58 7,721.41 8.24 8.82 7,728.14 0.01 8.83 9,276.49 1.77 10.60 9,276.49 0.00 10.60 10,457.97 1.35 11.95 12,238.97 2.03 13.98 13,438.97 1.37 15.35 13,560.61 0.14 15.49 13,560.61 0.00 15.49 18,561.83 5.71 21.20 18,585.38 0.03 21.23 25,506.62 7.91 29.14 37,921.17 14.18 43.32 58,732.90 23.78 67.10 84,745.67 29.72 96.81 85,833.70 1.24 98.06 87,535.55 1.94 100.00 87,535.55 0.00 100.00

11.23 0.00 858.07 0.70 93.78 0.00 68.80 67.95 44.55 5.40 0.00 178.20 0.91 125.90 238.88 186.56 240.55 15.97 26.03 0.00

11.23 10.05 131.16 112.73 109.05 91.13 87.91 84.30 78.08 69.67 62.85 76.13 68.92 78.57 100.69 120.31 142.12 129.18 119.94 112.84

112.84

Page 114 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 27

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Nutritional, Drinks and Tobacco

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

4,501 2,380 2,534 1,826 2,133 1,394 1,054 1,177 860 744 528 742 625 1,050 747 1,634 1,730 839 925 335 27,758

4,501 16.22 6,881 8.57 9,415 9.13 11,241 6.58 13,374 7.68 14,768 5.02 15,822 3.80 16,999 4.24 17,859 3.10 18,603 2.68 19,131 1.90 19,873 2.67 20,498 2.25 21,548 3.78 22,295 2.69 23,929 5.89 25,659 6.23 26,498 3.02 27,423 3.33 27,758 1.21

16.22 24.79 33.92 40.50 48.18 53.20 57.00 61.24 64.34 67.02 68.92 71.59 73.85 77.63 80.32 86.21 92.44 95.46 98.79 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 8,063.78 250.17 977.31 992.30 1,823.21 1,721.91 1,854.89 2,503.85 2,098.51 1,786.18 2,448.78 2,868.32 2,959.16 6,134.35 5,327.30 14,111.86 17,043.45 8,582.13 8,198.46 4,025.41 93,771.35

8,063.78 8.60 8.60 8,313.95 0.27 8.87 9,291.26 1.04 9.91 10,283.57 1.06 10.97 12,106.77 1.94 12.91 13,828.68 1.84 14.75 15,683.57 1.98 16.73 18,187.42 2.67 19.40 20,285.94 2.24 21.63 22,072.12 1.90 23.54 24,520.90 2.61 26.15 27,389.23 3.06 29.21 30,348.38 3.16 32.36 36,482.74 6.54 38.91 41,810.04 5.68 44.59 55,921.90 15.05 59.64 72,965.35 18.18 77.81 81,547.48 9.15 86.96 89,745.94 8.74 95.71 93,771.35 4.29 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

78 4 1 0 5 14 6 13 10 9 4 12 7 10 14 113 74 45 59 25 503

78 82 83 83 88 102 108 121 131 140 144 156 163 173 187 300 374 419 478 503

15.51 15.51 0.80 16.30 0.20 16.50 0.00 16.50 0.99 17.50 2.78 20.28 1.19 21.47 2.58 24.06 1.99 26.04 1.79 27.83 0.80 28.63 2.39 31.01 1.39 32.41 1.99 34.39 2.78 37.18 22.47 59.64 14.71 74.35 8.95 83.30 11.73 95.03 4.97 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 3,094.16 110.00 52.97 0.00 1,581.81 1,254.79 1,817.95 904.37 830.91 1,276.62 1,108.61 4,437.79 3,721.85 1,673.44 4,486.60 11,631.67 51,051.71 192,631.72 6,017.25 3,773.41 291,457.64

3,094.16 1.06 3,204.16 0.04 3,257.13 0.02 3,257.13 0.00 4,838.94 0.54 6,093.73 0.43 7,911.68 0.62 8,816.05 0.31 9,646.95 0.29 10,923.57 0.44 12,032.19 0.38 16,469.98 1.52 20,191.84 1.28 21,865.28 0.57 26,351.88 1.54 37,983.55 3.99 89,035.26 17.52 281,666.98 66.09 287,684.23 2.06 291,457.64 1.29

1.06 1.10 1.12 1.12 1.66 2.09 2.71 3.02 3.31 3.75 4.13 5.65 6.93 7.50 9.04 13.03 30.55 96.64 98.71 100.00

38.37 43.97 5.42 0.00 86.76 72.87 98.01 36.12 39.60 71.47 45.27 154.72 125.77 27.28 84.22 82.42 299.54 2244.5 73.39 93.74

38.37 38.54 35.06 31.67 39.97 44.07 50.45 48.47 47.55 49.49 49.07 60.13 66.53 59.93 63.03 67.92 122.02 345.40 320.55 310.82

310.82

Page 115 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Power and Heating

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 74 78 14 112 566 2,492 749 294 9 22 8 17 11 45 12 53 71 76 103 131 4,937

74 1.50 152 1.58 166 0.28 278 2.27 844 11.46 3,336 50.48 4,085 15.17 4,379 5.96 4,388 0.18 4,410 0.45 4,418 0.16 4,435 0.34 4,446 0.22 4,491 0.91 4,503 0.24 4,556 1.07 4,627 1.44 4,703 1.54 4,806 2.09 4,937 2.65

1.50 3.08 3.36 5.63 17.10 67.57 82.74 88.70 88.88 89.33 89.49 89.83 90.05 90.97 91.21 92.28 93.72 95.26 97.35 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 785.36 118.33 11.90 9.63 11.89 7.76 34.74 68.74 17.48 27.33 16.33 89.12 15.94 254.73 126.57 620.85 1,148.81 741.31 1,600.80 2,017.63 7,725.26

785.36 903.69 915.59 925.22 937.11 944.87 979.61 1,048.36 1,065.84 1,093.17 1,109.50 1,198.62 1,214.56 1,469.29 1,595.86 2,216.71 3,365.51 4,106.83 5,707.63 7,725.26

10.17 10.17 1.53 11.70 0.15 11.85 0.12 11.98 0.15 12.13 0.10 12.23 0.45 12.68 0.89 13.57 0.23 13.80 0.35 14.15 0.21 14.36 1.15 15.52 0.21 15.72 3.30 19.02 1.64 20.66 8.04 28.69 14.87 43.57 9.60 53.16 20.72 73.88 26.12 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

1 1 3.85 3.85 0 1 0.00 3.85 0 1 0.00 3.85 0 1 0.00 3.85 0 1 0.00 3.85 0 1 0.00 3.85 1 2 3.85 7.69 1 3 3.85 11.54 0 3 0.00 11.54 0 3 0.00 11.54 0 3 0.00 11.54 0 3 0.00 11.54 0 3 0.00 11.54 0 3 0.00 11.54 1 4 3.85 15.38 1 5 3.85 19.23 1 6 3.85 23.08 4 10 15.38 38.46 6 16 23.08 61.54 10 26 38.46 100.00

157.05 0.00 0.00 0.00 0.00 0.00 11.35 4.15 0.00 0.00 0.00 0.00 0.00 0.00 256.25 481.40 10.94 75.73 7,440.81 56,048.38

64,486.06

157.05 0.24 157.05 0.00 157.05 0.00 157.05 0.00 157.05 0.00 157.05 0.00 168.40 0.02 172.55 0.01 172.55 0.00 172.55 0.00 172.55 0.00 172.55 0.00 172.55 0.00 172.55 0.00 428.80 0.40 910.20 0.75 921.13 0.02 996.86 0.12 8,437.67 11.54 64,486.06 86.92

0.24 20.00 20.00 0.24 0.00 17.38 0.24 0.00 17.15 0.24 0.00 16.97 0.24 0.00 16.76 0.24 0.00 16.62 0.26 32.66 17.19 0.27 6.03 16.46 0.27 0.00 16.19 0.27 0.00 15.78 0.27 0.00 15.55 0.27 0.00 14.40 0.27 0.00 14.21 0.27 0.00 11.74 0.66 202.46 26.87 1.41 77.54 41.06 1.43 0.95 27.37 1.55 10.22 24.27 13.08 464.82 147.83 100.00 2777.9 834.74 834.74

Page 116 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 29

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entertainment, Sport and Services The Caring Services,

BAND

SUM INSURED Mid Points (In Million) From To

Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

151,649 147,114 184,285 114,835 125,253 64,104 44,707 34,926 19,256 10,174 7,876 8,947 5,753 6,902 3,953 5,815 4,059 1,617 2,116 626

359 145 253 156 236 139 139 153 121 71 59 73 80 83 36 146 171 107 236 205

943,967

151,649 298,763 483,048 597,883 723,136 787,240 831,947 866,873 886,129 896,303 904,179 913,126 918,879 925,781 929,734 935,549 939,608 941,225 943,341 943,967

16.07 15.58 19.52 12.17 13.27 6.79 4.74 3.70 2.04 1.08 0.83 0.95 0.61 0.73 0.42 0.62 0.43 0.17 0.22 0.07

16.07 31.65 51.17 63.34 76.61 83.40 88.13 91.83 93.87 94.95 95.79 96.73 97.34 98.07 98.49 99.11 99.54 99.71 99.93 100.0

92,974.08 35,139.28 71,299.24 69,502.92 118,220.90 86,724.52 80,770.91 82,139.61 58,494.98 36,864.67 33,486.94 43,907.95 34,254.51 47,009.25 32,215.02 67,009.85 55,595.05 28,926.48 43,291.84 102,125.71 1,219,953.74

92,974.08 128,113.36 199,412.60 268,915.52 387,136.43 473,860.95 554,631.86 636,771.47 695,266.46 732,131.13 765,618.07 809,526.02 843,780.53 890,789.78 923,004.79 990,014.65 1,045,609.70 1,074,536.18 1,117,828.03 1,219,953.74

7.62 7.62 2.88 10.50 5.84 16.35 5.70 22.04 9.69 31.73 7.11 38.84 6.62 45.46 6.73 52.20 4.79 56.99 3.02 60.01 2.74 62.76 3.60 66.36 2.81 69.16 3.85 73.02 2.64 75.66 5.49 81.15 4.56 85.71 2.37 88.08 3.55 91.63 8.37 100.00

2,968

359 12.10 12.10 504 4.89 16.98 757 8.52 25.51 913 5.26 30.76 1,14 7.95 38.71 1,28 4.68 43.40 1,42 4.68 48.08 1,58 5.15 53.23 1,70 4.08 57.31 1,77 2.39 59.70 1,83 1.99 61.69 1,90 2.46 64.15 1,98 2.70 66.85 2,06 2.80 69.64 2,10 1.21 70.86 2,24 4.92 75.77 2,42 5.76 81.54 2,52 3.61 85.14 2,76 7.95 93.09 2,96 6.91 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 89,399.45 8,383.79 12,207.92 11,815.12 22,103.87 18,125.32 19,185.12 38,378.25 23,550.63 22,924.72 6,512.93 31,649.90 13,325.77 10,445.60 3,492.84 129,998.38 21,498.78 53,264.23 53,441.37 109,333.01 699,036.98

89,399.45 12.79 12.79 97,783.24 1.20 13.99 109,991.16 1.75 15.73 121,806.28 1.69 17.42 143,910.15 3.16 20.59 162,035.48 2.59 23.18 181,220.59 2.74 25.92 219,598.84 5.49 31.41 243,149.47 3.37 34.78 266,074.18 3.28 38.06 272,587.11 0.93 38.99 304,237.01 4.53 43.52 317,562.78 1.91 45.43 328,008.38 1.49 46.92 331,501.22 0.50 47.42 461,499.59 18.60 66.02 482,998.37 3.08 69.09 536,262.60 7.62 76.71 589,703.97 7.64 84.36 699,036.98 15.64 100.00

96.16 23.86 17.12 17.00 18.70 20.90 23.75 46.72 40.26 62.19 19.45 72.08 38.90 22.22 10.84 194.00 38.67 184.14 123.44 107.06

96.16 76.33 55.16 45.30 37.17 34.19 32.67 34.49 34.97 36.34 35.60 37.58 37.64 36.82 35.92 46.62 46.19 49.91 52.75 57.30

57.30

Page 117 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 30

DATA POSITION FROM : TO PROCESSING

01/01/2008

15/06/2010

DATE :

15/09/2010

Estate Plantation Risk

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

90 11 16 12 11 19 8 6 5 6 1 5 6 3 1 5 5 1 0 0

61.65 4.89 20.47 36.45 54.59 36.60 31.63 35.22 22.34 41.84 11.83 126.09 86.83 62.47 19.43 176.68 445.29 143.29 0.00 0.00

211

90 42.65 101 5.21 117 7.58 129 5.69 140 5.21 159 9.00 167 3.79 173 2.84 178 2.37 184 2.84 185 0.47 190 2.37 196 2.84 199 1.42 200 0.47 205 2.37 210 2.37 211 0.47 211 0.00 211 0.00

42.65 47.87 55.45 61.14 66.35 75.36 79.15 81.99 84.36 87.20 87.68 90.05 92.89 94.31 94.79 97.16 99.53 100.00 100.00 100.00

1,417.60

61.65 66.54 87.01 123.47 178.06 214.66 246.29 281.51 303.85 345.69 357.52 483.61 570.43 632.90 652.33 829.01 1,274.30 1,417.60 1,417.60 1,417.60

4.35 0.35 1.44 2.57 3.85 2.58 2.23 2.48 1.58 2.95 0.83 8.89 6.12 4.41 1.37 12.46 31.41 10.11 0.00 0.00

4.35 4.69 6.14 8.71 12.56 15.14 17.37 19.86 21.43 24.39 25.22 34.11 40.24 44.65 46.02 58.48 89.89 100.00 100.00 100.00

CLAIM FREQUENCY CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE F rp RP BAND CUM. BAND CUM. 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2

1 50.00 2 50.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00 2 0.00

50.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.85 4.65 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.50

0.85 15.52 5.50 84.48 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00 5.50 0.00

15.52 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

LOSS RATIO PERCENTAGE BAND CUM 1.38 95.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1.38 8.27 6.32 4.45 3.09 2.56 2.23 1.95 1.81 1.59 1.54 1.14 0.96 0.87 0.84 0.66 0.43 0.39 0.39 0.39

0.39

Page 118 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Estate Plantation Risk

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 67 39 23 13 37 19 26 31 22 8 9 33 9 36 16 41 75 61 52 17 634

67 10.57 106 6.15 129 3.63 142 2.05 179 5.84 198 3.00 224 4.10 255 4.89 277 3.47 285 1.26 294 1.42 327 5.21 336 1.42 372 5.68 388 2.52 429 6.47 504 11.83 565 9.62 617 8.20 634 2.68

10.57 16.72 20.35 22.40 28.23 31.23 35.33 40.22 43.69 44.95 46.37 51.58 53.00 58.68 61.20 67.67 79.50 89.12 97.32 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 172.60 -1,495.85 18.24 8.24 32.42 24.27 75.37 289.63 73.08 29.44 63.33 156.55 32.78 339.27 183.40 1,763.90 1,728.84 2,662.40 6,419.32 1,943.89 14,521.13

172.60 -1,323.24 -1,305.01 -1,296.77 -1,264.35 -1,240.08 -1,164.71 -875.08 -802.01 -772.56 -709.23 -552.68 -519.9 -180.63 2.77 1,766.67 3,495.52 6,157.92 12,577.24 14,521.13

1.19 1.19 -10.3 -9.11 0.13 -8.99 0.06 -8.93 0.22 -8.71 0.17 -8.54 0.52 -8.02 1.99 -6.03 0.50 -5.52 0.20 -5.32 0.44 -4.88 1.08 -3.81 0.23 -3.58 2.34 -1.24 1.26 0.02 12.15 12.17 11.91 24.07 18.33 42.41 44.21 86.61 13.39 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 0 1 0 1 0 0 3 0 0 0 1 0 1 2 0 4 3 5 0 23

2 2 3 3 4 4 4 7 7 7 7 8 8 9 11 11 15 18 23 23

8.70 8.70 0.00 8.70 4.35 13.04 0.00 13.04 4.35 17.39 0.00 17.39 0.00 17.39 13.04 30.43 0.00 30.43 0.00 30.43 0.00 30.43 4.35 34.78 0.00 34.78 4.35 39.13 8.70 47.83 0.00 47.83 17.39 65.22 13.04 78.26 21.74 100.00 0.00 100.00

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 105.24 0.00 2.41 0.00 4.11 0.00 0.00 132.90 0.00 0.00 0.00 41.06 0.00 55.74 214.82 0.00 15.71 338.24 35.34 0.00 945.56

105.24 105.24 107.65 107.65 111.76 111.76 111.76 244.66 244.66 244.66 244.66 285.71 285.71 341.46 556.27 556.27 571.98 910.22 945.56 945.56

11.13 0.00 0.25 0.00 0.43 0.00 0.00 14.05 0.00 0.00 0.00 4.34 0.00 5.90 22.72 0.00 1.66 35.77 3.74 0.00

LOSS RATIO PERCENTAGE BAND CUM

11.13 60.97 60.97 11.13 0.00 -7.95 11.39 13.22 -8.25 11.39 0.00 -8.3 11.82 12.66 -8.84 11.82 0.00 -9.01 11.82 0.00 -9.6 25.87 45.89 -27.96 25.87 0.00 -30.51 25.87 0.00 -31.67 25.87 0.00 -34.5 30.22 26.23 -51.7 30.22 0.00 -54.96 36.11 16.43 -189 58.83 117.13 20073. 58.83 0.00 31.49 60.49 0.91 16.36 96.26 12.70 14.78 100.00 0.55 7.52 100.00 0.00 6.51 6.51

Page 119 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 32

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Recreation Place

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 15 10 9 2 10 1 1 3 1 3 1 1 1 10 1 12 15 8 4 0 108

15 13.89 25 9.26 34 8.33 36 1.85 46 9.26 47 0.93 48 0.93 51 2.78 52 0.93 55 2.78 56 0.93 57 0.93 58 0.93 68 9.26 69 0.93 81 11.11 96 13.89 104 7.41 108 3.70 108 0.00

13.89 23.15 31.48 33.33 42.59 43.52 44.44 47.22 48.15 50.93 51.85 52.78 53.70 62.96 63.89 75.00 88.89 96.30 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 6.39 28.84 11.91 1.74 8.03 5.48 5.48 16.43 9.96 30.80 9.62 0.00 22.58 243.14 6.30 307.63 748.10 753.27 105.70 0.00 2,321.37

6.39 35.22 47.13 48.88 56.91 62.38 67.86 84.28 94.24 125.03 134.65 134.65 157.23 400.37 406.67 714.30 1,462.40 2,215.67 2,321.37 2,321.37

0.28 0.28 1.24 1.52 0.51 2.03 0.08 2.11 0.35 2.45 0.24 2.69 0.24 2.92 0.71 3.63 0.43 4.06 1.33 5.39 0.41 5.80 0.00 5.80 0.97 6.77 10.47 17.25 0.27 17.52 13.25 30.77 32.23 63.00 32.45 95.45 4.55 100.00 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 4 1 0 0 0 0 0 0 0 0 0 0 0 0 4 2 1 0 12

0 0.00 0.00 0 0.00 0.00 4 33.33 33.33 5 8.33 41.67 5 0.00 41.67 5 0.00 41.67 5 0.00 41.67 5 0.00 41.67 5 0.00 41.67 5 0.00 41.67 5 0.00 41.67 5 0.00 41.67 5 0.00 41.67 5 0.00 41.67 5 0.00 41.67 5 0.00 41.67 9 33.33 75.00 11 16.67 91.67 12 8.33 100.00 12 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 1.64 1.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 614.00 282.56 150.00 0.00 1,049.40

0.00 0.00 0.00 0.00 1.64 0.16 2.84 0.11 2.84 0.00 2.84 0.00 2.84 0.00 2.84 0.00 2.84 0.00 2.84 0.00 2.84 0.00 2.84 0.00 2.84 0.00 2.84 0.00 2.84 0.00 2.84 0.00 616.84 58.51 899.40 26.93 1,049.40 14.29 1,049.40 0.00

0.00 0.00 0.00 0.00 0.16 13.75 0.27 68.79 0.27 0.00 0.27 0.00 0.27 0.00 0.27 0.00 0.27 0.00 0.27 0.00 0.27 0.00 0.27 0.00 0.27 0.00 0.27 0.00 0.27 0.00 0.27 0.00 58.78 82.07 85.71 37.51 100.00 141.91 100.00 0.00

0.00 0.00 3.48 5.80 4.98 4.55 4.18 3.37 3.01 2.27 2.11 2.11 1.80 0.71 0.70 0.40 42.18 40.59 45.21 45.21

45.21

Page 120 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 40

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

Non Estate Plantation Risk

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,472 174 97 36 42 31 23 24 21 11 11 17 10 24 16 39 41 23 6 0 2,118

1,472 69.50 1,646 8.22 1,743 4.58 1,779 1.70 1,821 1.98 1,852 1.46 1,875 1.09 1,899 1.13 1,920 0.99 1,931 0.52 1,942 0.52 1,959 0.80 1,969 0.47 1,993 1.13 2,009 0.76 2,048 1.84 2,089 1.94 2,112 1.09 2,118 0.28 2,118 0.00

69.50 77.71 82.29 83.99 85.98 87.44 88.53 89.66 90.65 91.17 91.69 92.49 92.97 94.10 94.85 96.69 98.63 99.72 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 380.00 63.49 97.92 51.27 76.26 54.99 52.73 57.38 85.32 46.72 74.35 129.45 140.52 275.42 489.36 1,524.34 1,784.70 676.55 190.64 0.00 6,251.40

380.00 6.08 6.08 443.48 1.02 7.09 541.40 1.57 8.66 592.67 0.82 9.48 668.93 1.22 10.70 723.91 0.88 11.58 776.65 0.84 12.42 834.02 0.92 13.34 919.34 1.36 14.71 966.07 0.75 15.45 1,040.42 1.19 16.64 1,169.87 2.07 18.71 1,310.39 2.25 20.96 1,585.81 4.41 25.37 2,075.17 7.83 33.20 3,599.50 24.38 57.58 5,384.20 28.55 86.13 6,060.75 10.82 96.95 6,251.40 3.05 100.00 6,251.40 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 3 1 2 0 0 0 7

0 0 0 0 0 0 0 0 0 0 0 0 0 1 4 5 7 7 7 7

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 42.86 14.29 28.57 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 57.14 71.43 100.00 100.00 100.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.51 281.76 46.15 2,296.43 0.00 0.00 0.00 2,636.85

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.51 0.47 294.27 10.69 340.42 1.75 2,636.85 87.09 2,636.85 0.00 2,636.85 0.00 2,636.85 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.47 4.54 11.16 57.58 12.91 3.03 100.00 128.67 100.00 0.00 100.00 0.00 100.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.79 14.18 9.46 48.97 43.51 42.18 42.18

42.18

Page 121 of 204

RISK AND LOSS PROFILE 2008 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 01 - NANGROE ACEH DARUSSALAM

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,173 1,568 2,146 1,318 1,124 448 351 193 107 37 28 29 29 31 17 20 26 13 9 17 8,684

1,173 2,741 4,887 6,205 7,329 7,777 8,128 8,321 8,428 8,465 8,493 8,522 8,551 8,582 8,599 8,619 8,645 8,658 8,667 8,684

13.51 18.06 24.71 15.18 12.94 5.16 4.04 2.22 1.23 0.43 0.32 0.33 0.33 0.36 0.20 0.23 0.30 0.15 0.10 0.20

13.51 31.56 56.28 71.45 84.40 89.56 93.60 95.82 97.05 97.48 97.80 98.13 98.47 98.83 99.02 99.25 99.55 99.70 99.80 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 304.26 619.03 1,508.24 1,528.45 1,803.09 1,038.43 988.09 682.90 461.97 175.86 129.45 177.27 155.45 241.34 191.17 273.60 785.25 400.99 52.98 462.06 11,979.87

304.26 2.54 2.54 923.29 5.17 7.71 2,431.53 12.59 20.30 3,959.98 12.76 33.06 5,763.07 15.05 48.11 6,801.50 8.67 56.77 7,789.59 8.25 65.02 8,472.48 5.70 70.72 8,934.45 3.86 74.58 9,110.30 1.47 76.05 9,239.76 1.08 77.13 9,417.03 1.48 78.61 9,572.48 1.30 79.90 9,813.82 2.01 81.92 10,004.99 1.60 83.52 10,278.59 2.28 85.80 11,063.84 6.55 92.35 11,464.82 3.35 95.70 11,517.80 0.44 96.14 11,979.87 3.86 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 6 1 0 2 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 10

6 7 7 9 9 9 9 9 9 10 10 10 10 10 10 10 10 10 10 10

60.00 10.00 0.00 20.00 0.00 0.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

60.00 70.00 70.00 90.00 90.00 90.00 90.00 90.00 90.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 246.24 72.00 0.00 339.19 0.00 0.00 0.00 0.00 0.00 47.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 704.65

246.24 34.94 318.24 10.22 318.24 0.00 657.43 48.14 657.43 0.00 657.43 0.00 657.43 0.00 657.43 0.00 657.43 0.00 704.65 6.70 704.65 0.00 704.65 0.00 704.65 0.00 704.65 0.00 704.65 0.00 704.65 0.00 704.65 0.00 704.65 0.00 704.65 0.00 704.65 0.00

34.94 45.16 45.16 93.30 93.30 93.30 93.30 93.30 93.30 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

80.93 11.63 0.00 22.19 0.00 0.00 0.00 0.00 0.00 26.85 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

80.93 34.47 13.09 16.60 11.41 9.67 8.44 7.76 7.36 7.73 7.63 7.48 7.36 7.18 7.04 6.86 6.37 6.15 6.12 5.88

5.88

Page 122 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 02 - SUMATERA UTARA

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM.

1 0 50 25 8,992 8,992 13.49 2 50 100 75 8,514 17,506 12.77 3 100 200 150 14,679 32,185 22.02 4 200 300 250 9,806 41,991 14.71 5 300 500 400 9,697 51,688 14.54 6.32 6 500 750 625 4,217 55,905 4.40 7 750 1,000 875 2,931 58,836 3.14 8 1,000 1,500 1,250 2,092 60,928 1.73 9 1,500 2,000 1,750 1,156 62,084 646 62,730 0.97 10 2,000 2,500 2,250 527 63,257 0.79 11 2,500 3,000 2,750 575 63,832 0.86 12 3,000 4,000 3,500 423 64,255 0.63 13 4,000 5,000 4,500 522 64,777 0.78 14 5,000 7,500 6,250 296 65,073 0.44 15 7,500 10,000 8,750 531 65,604 0.80 16 10,000 20,000 15,000 506 66,110 0.76 17 20,000 50,000 35,000 248 66,358 0.37 18 50,000 100,000 75,000 240 66,598 0.36 19 100,000 500,000 300,000 78 66,676 0.12 20 500,000 Up TOTAL

66,676

13.49 26.26 48.27 62.98 77.52 83.85 88.24 91.38 93.11 94.08 94.87 95.73 96.37 97.15 97.60 98.39 99.15 99.52 99.88 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 5,415.30 1,948.86 5,198.96 5,631.05 8,946.53 5,479.35 5,771.34 5,455.85 4,123.43 2,711.41 2,618.89 3,300.53 3,053.86 4,314.19 3,472.46 8,075.41 8,006.43 4,820.23 2,692.58 2,226.07 93,262.72

5,415.30 7,364.16 12,563.13 18,194.17 27,140.71 32,620.06 38,391.39 43,847.24 47,970.67 50,682.07 53,300.97 56,601.50 59,655.36 63,969.54 67,442.00 75,517.41 83,523.83 88,344.06 91,036.65 93,262.72

5.81 5.81 2.09 7.90 5.57 13.47 6.04 19.51 9.59 29.10 5.88 34.98 6.19 41.16 5.85 47.01 4.42 51.44 2.91 54.34 2.81 57.15 3.54 60.69 3.27 63.96 4.63 68.59 3.72 72.31 8.66 80.97 8.58 89.56 5.17 94.73 2.89 97.61 2.39 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 39 7 8 9 11 16 6 17 5 4 2 8 6 9 5 24 21 16 27 2 242

39 16.12 16.12 46 2.89 19.01 54 3.31 22.31 63 3.72 26.03 74 4.55 30.58 90 6.61 37.19 96 2.48 39.67 113 7.02 46.69 118 2.07 48.76 122 1.65 50.41 124 0.83 51.24 132 3.31 54.55 138 2.48 57.02 147 3.72 60.74 152 2.07 62.81 176 9.92 72.73 197 8.68 81.40 213 6.61 88.02 240 11.16 99.17 242 0.83 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 5,204.73 324.61 162.09 690.68 2,288.00 1,482.25 585.01 8,539.92 165.56 1,521.42 1,351.00 3,550.01 215.96 1,201.88 3,286.26 5,841.42 7,180.11 187,597.15 12,249.10 0.00 243,437.16

5,204.73 2.14 5,529.34 0.13 5,691.44 0.07 6,382.12 0.28 8,670.12 0.94 10,152.36 0.61 10,737.37 0.24 19,277.29 3.51 19,442.85 0.07 20,964.27 0.62 22,315.27 0.55 25,865.28 1.46 26,081.24 0.09 27,283.12 0.49 30,569.38 1.35 36,410.80 2.40 43,590.91 2.95 231,188.06 77.06 243,437.16 5.03 243,437.16 0.00

2.14 2.27 2.34 2.62 3.56 4.17 4.41 7.92 7.99 8.61 9.17 10.63 10.71 11.21 12.56 14.96 17.91 94.97 100.00 100.00

96.11 96.11 16.66 75.08 3.12 45.30 12.27 35.08 25.57 31.95 27.05 31.12 10.14 27.97 156.53 43.96 4.02 40.53 56.11 41.36 51.59 41.87 107.56 45.70 7.07 43.72 27.86 42.65 94.64 45.33 72.34 48.22 89.68 52.19 3891.8 261.69 454.92 267.41 0.00 261.02 261.02

Page 123 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 03 - SUMATERA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,660 4,414 7,048 4,060 3,551 1,407 1,028 591 400 204 190 207 141 148 93 124 95 55 40 14 26,470

2,660 7,074 14,122 18,182 21,733 23,140 24,168 24,759 25,159 25,363 25,553 25,760 25,901 26,049 26,142 26,266 26,361 26,416 26,456 26,470

10.05 16.68 26.63 15.34 13.42 5.32 3.88 2.23 1.51 0.77 0.72 0.78 0.53 0.56 0.35 0.47 0.36 0.21 0.15 0.05

10.05 26.72 53.35 68.69 82.10 87.42 91.30 93.54 95.05 95.82 96.54 97.32 97.85 98.41 98.76 99.23 99.59 99.80 99.95 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 983.58 856.50 2,104.80 1,988.82 3,170.18 2,117.66 2,252.10 1,570.90 1,271.45 1,003.44 559.13 792.77 509.65 607.98 289.89 1,194.82 1,259.33 798.98 637.30 755.55 24,724.83

983.58 3.98 3.98 1,840.08 3.46 7.44 3,944.88 8.51 15.96 5,933.70 8.04 24.00 9,103.87 12.82 36.82 11,221.54 8.56 45.39 13,473.64 9.11 54.49 15,044.54 6.35 60.85 16,315.99 5.14 65.99 17,319.43 4.06 70.05 17,878.56 2.26 72.31 18,671.33 3.21 75.52 19,180.97 2.06 77.58 19,788.96 2.46 80.04 20,078.84 1.17 81.21 21,273.67 4.83 86.04 22,532.99 5.09 91.14 23,331.98 3.23 94.37 23,969.28 2.58 96.94 24,724.83 3.06 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 6 9 24 25 27 17 15 13 9 5 6 3 2 3 0 3 4 6 0 2 179

6 3.35 3.35 15 5.03 8.38 39 13.41 21.79 64 13.97 35.75 91 15.08 50.84 108 9.50 60.34 123 8.38 68.72 136 7.26 75.98 145 5.03 81.01 150 2.79 83.80 156 3.35 87.15 159 1.68 88.83 161 1.12 89.94 164 1.68 91.62 164 0.00 91.62 167 1.68 93.30 171 2.23 95.53 177 3.35 98.88 177 0.00 98.88 179 1.12 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 2,672.55 210.99 529.99 2,791.44 4,744.12 5,516.78 6,620.05 8,888.84 9,541.15 6,244.41 2,785.01 6,449.70 675.00 599.94 0.00 80,611.66 11,081.09 31,538.04 0.00 287.32 181,788.08

2,672.55 1.47 2,883.54 0.12 3,413.53 0.29 6,204.97 1.54 10,949.10 2.61 16,465.88 3.03 23,085.92 3.64 31,974.76 4.89 41,515.91 5.25 47,760.32 3.43 50,545.32 1.53 56,995.02 3.55 57,670.02 0.37 58,269.96 0.33 58,269.96 0.00 138,881.63 44.34 149,962.72 6.10 181,500.76 17.35 181,500.76 0.00 181,788.08 0.16

1.47 1.59 1.88 3.41 6.02 9.06 12.70 17.59 22.84 26.27 27.80 31.35 31.72 32.05 32.05 76.40 82.49 99.84 99.84 100.00

271.72 24.63 25.18 140.36 149.65 260.51 293.95 565.84 750.41 622.30 498.10 813.57 132.44 98.68 0.00 6746.7 879.92 3947.2 0.00 38.03

271.72 156.71 86.53 104.57 120.27 146.73 171.34 212.53 254.45 275.76 282.71 305.25 300.66 294.46 290.21 652.83 665.53 777.91 757.22 735.25

735.25

Page 124 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 04 - RIAU

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 5,547 5,303 7,573 4,797 4,618 1,831 1,100 801 377 257 156 182 122 180 96 177 188 146 168 64 33,683

5,547 10,850 18,423 23,220 27,838 29,669 30,769 31,570 31,947 32,204 32,360 32,542 32,664 32,844 32,940 33,117 33,305 33,451 33,619 33,683

DATA POSITION FROM

16.47 15.74 22.48 14.24 13.71 5.44 3.27 2.38 1.12 0.76 0.46 0.54 0.36 0.53 0.29 0.53 0.56 0.43 0.50 0.19

16.47 32.21 54.70 68.94 82.65 88.08 91.35 93.73 94.85 95.61 96.07 96.61 96.97 97.51 97.79 98.32 98.88 99.31 99.81 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,585.22 -329.49 3,313.81 3,607.03 5,796.91 3,430.23 3,067.42 2,526.60 1,696.69 1,047.01 786.66 1,142.27 925.31 1,342.39 768.13 2,515.80 3,543.07 1,723.30 3,729.84 695.07 43,913.26

2,585.22 5.89 5.89 2,255.73 -0.75 5.14 5,569.54 7.55 12.68 9,176.57 8.21 20.90 14,973.47 13.20 34.10 18,403.70 7.81 41.91 21,471.13 6.99 48.89 23,997.72 5.75 54.65 25,694.41 3.86 58.51 26,741.42 2.38 60.90 27,528.09 1.79 62.69 28,670.35 2.60 65.29 29,595.66 2.11 67.40 30,938.05 3.06 70.45 31,706.18 1.75 72.20 34,221.98 5.73 77.93 37,765.05 8.07 86.00 39,488.35 3.92 89.92 43,218.19 8.49 98.42 43,913.26 1.58 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 16 11 9 5 5 4 6 8 2 4 0 3 0 1 2 0 10 4 0 0 90

16 27 36 41 46 50 56 64 66 70 70 73 73 74 76 76 86 90 90 90

17.78 17.78 12.22 30.00 10.00 40.00 5.56 45.56 5.56 51.11 4.44 55.56 6.67 62.22 8.89 71.11 2.22 73.33 4.44 77.78 0.00 77.78 3.33 81.11 0.00 81.11 1.11 82.22 2.22 84.44 0.00 84.44 11.11 95.56 4.44 100.00 0.00 100.00 0.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 710.31 680.33 427.54 437.82 415.80 194.61 1,730.46 1,106.82 173.00 4,565.47 0.00 3,552.34 0.00 5.53 289.07 0.00 2,584.56 671.62 0.00 0.00 17,545.29

710.31 4.05 1,390.64 3.88 1,818.18 2.44 2,256.00 2.50 2,671.81 2.37 2,866.42 1.11 4,596.87 9.86 5,703.69 6.31 5,876.69 0.99 10,442.16 26.02 10,442.16 0.00 13,994.50 20.25 13,994.50 0.00 14,000.04 0.03 14,289.11 1.65 14,289.11 0.00 16,873.67 14.73 17,545.29 3.83 17,545.29 0.00 17,545.29 0.00

4.05 27.48 7.93 -206.5 10.36 12.90 12.86 12.14 15.23 7.17 16.34 5.67 26.20 56.41 32.51 43.81 33.49 10.20 59.52 436.05 59.52 0.00 79.76 310.99 79.76 0.00 79.79 0.41 81.44 37.63 81.44 0.00 96.17 72.95 100.00 38.97 100.00 0.00 100.00 0.00

27.48 61.65 32.65 24.58 17.84 15.58 21.41 23.77 22.87 39.05 37.93 48.81 47.29 45.25 45.07 41.75 44.68 44.43 40.60 39.95

39.95

Page 125 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 05 - JAMBI

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,142 2,645 3,065 1,705 1,495 591 346 267 143 89 45 56 45 55 40 39 59 39 38 10 12,914

2,142 4,787 7,852 9,557 11,052 11,643 11,989 12,256 12,399 12,488 12,533 12,589 12,634 12,689 12,729 12,768 12,827 12,866 12,904 12,914

DATA POSITION FROM

16.59 20.48 23.73 13.20 11.58 4.58 2.68 2.07 1.11 0.69 0.35 0.43 0.35 0.43 0.31 0.30 0.46 0.30 0.29 0.08

16.59 37.07 60.80 74.00 85.58 90.16 92.84 94.90 96.01 96.70 97.05 97.48 97.83 98.26 98.57 98.87 99.33 99.63 99.92 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 501.55 744.08 1,663.26 1,458.30 1,940.56 1,153.40 870.25 898.12 750.24 322.56 190.18 365.39 276.60 501.29 756.57 659.26 757.54 841.14 890.79 69.72 15,610.79

501.55 3.21 3.21 1,245.63 4.77 7.98 2,908.88 10.65 18.63 4,367.19 9.34 27.98 6,307.74 12.43 40.41 7,461.14 7.39 47.79 8,331.39 5.57 53.37 9,229.51 5.75 59.12 9,979.75 4.81 63.93 10,302.31 2.07 65.99 10,492.49 1.22 67.21 10,857.88 2.34 69.55 11,134.48 1.77 71.33 11,635.77 3.21 74.54 12,392.34 4.85 79.38 13,051.59 4.22 83.61 13,809.14 4.85 88.46 14,650.28 5.39 93.85 15,541.07 5.71 99.55 15,610.79 0.45 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 2 2 4 1 2 0 0 0 0 1 0 0 0 0 0 0 1 2 0 0 15

2 4 8 9 11 11 11 11 11 12 12 12 12 12 12 12 13 15 15 15

13.33 13.33 13.33 26.67 26.67 53.33 6.67 60.00 13.33 73.33 0.00 73.33 0.00 73.33 0.00 73.33 0.00 73.33 6.67 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 0.00 80.00 6.67 86.67 13.33 100.00 0.00 100.00 0.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 52.63 69.00 444.74 73.80 616.36 0.00 0.00 0.00 0.00 2,717.00 0.00 0.00 0.00 0.00 0.00 0.00 182.95 257.36 0.00 0.00 4,413.84

52.63 1.19 121.63 1.56 566.37 10.08 640.17 1.67 1,256.54 13.96 1,256.54 0.00 1,256.54 0.00 1,256.54 0.00 1,256.54 0.00 3,973.54 61.56 3,973.54 0.00 3,973.54 0.00 3,973.54 0.00 3,973.54 0.00 3,973.54 0.00 3,973.54 0.00 4,156.48 4.14 4,413.84 5.83 4,413.84 0.00 4,413.84 0.00

1.19 10.49 2.76 9.27 12.83 26.74 14.50 5.06 28.47 31.76 28.47 0.00 28.47 0.00 28.47 0.00 28.47 0.00 90.02 842.33 90.02 0.00 90.02 0.00 90.02 0.00 90.02 0.00 90.02 0.00 90.02 0.00 94.17 24.15 100.00 30.60 100.00 0.00 100.00 0.00

10.49 9.76 19.47 14.66 19.92 16.84 15.08 13.61 12.59 38.57 37.87 36.60 35.69 34.15 32.06 30.44 30.10 30.13 28.40 28.27

28.27

Page 126 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 06 - SUMATERA SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 3,931 3,712 5,071 3,364 2,974 1,523 1,070 780 382 268 155 160 109 129 90 168 135 99 110 64 24,294

3,931 7,643 12,714 16,078 19,052 20,575 21,645 22,425 22,807 23,075 23,230 23,390 23,499 23,628 23,718 23,886 24,021 24,120 24,230 24,294

16.18 15.28 20.87 13.85 12.24 6.27 4.40 3.21 1.57 1.10 0.64 0.66 0.45 0.53 0.37 0.69 0.56 0.41 0.45 0.26

16.18 31.46 52.33 66.18 78.42 84.69 89.10 92.31 93.88 94.98 95.62 96.28 96.73 97.26 97.63 98.32 98.88 99.28 99.74 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,175.20 989.21 1,980.51 2,042.68 3,161.17 2,230.19 2,296.18 2,110.88 1,344.34 1,040.11 769.53 847.13 585.55 1,084.07 762.61 1,992.74 2,292.83 2,056.65 2,064.61 826.51 32,652.70

2,175.20 3,164.41 5,144.92 7,187.61 10,348.78 12,578.97 14,875.14 16,986.02 18,330.36 19,370.47 20,140.00 20,987.13 21,572.68 22,656.76 23,419.36 25,412.11 27,704.94 29,761.58 31,826.19 32,652.70

6.66 6.66 3.03 9.69 6.07 15.76 6.26 22.01 9.68 31.69 6.83 38.52 7.03 45.56 6.46 52.02 4.12 56.14 3.19 59.32 2.36 61.68 2.59 64.27 1.79 66.07 3.32 69.39 2.34 71.72 6.10 77.83 7.02 84.85 6.30 91.15 6.32 97.47 2.53 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 5 5 6 2 2 1 0 3 3 1 0 0 1 2 1 2 6 5 37 8 90

5 5.56 5.56 10 5.56 11.11 16 6.67 17.78 18 2.22 20.00 20 2.22 22.22 21 1.11 23.33 21 0.00 23.33 24 3.33 26.67 27 3.33 30.00 28 1.11 31.11 28 0.00 31.11 28 0.00 31.11 29 1.11 32.22 31 2.22 34.44 32 1.11 35.56 34 2.22 37.78 40 6.67 44.44 45 5.56 50.00 82 41.11 91.11 90 8.89 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 437.02 173.23 701.05 76.48 539.73 265.06 0.00 94.81 243.36 208.95 0.00 0.00 50.00 34.90 4.80 3,377.46 2,845.82 234.13 95,744.81 129.06 105,160.68

437.02 0.42 610.25 0.16 1,311.30 0.67 1,387.78 0.07 1,927.51 0.51 2,192.57 0.25 2,192.57 0.00 2,287.39 0.09 2,530.74 0.23 2,739.70 0.20 2,739.70 0.00 2,739.70 0.00 2,789.70 0.05 2,824.59 0.03 2,829.39 0.00 6,206.86 3.21 9,052.68 2.71 9,286.81 0.22 105,031.62 91.05 105,160.68 0.12

0.42 0.58 1.25 1.32 1.83 2.08 2.08 2.18 2.41 2.61 2.61 2.61 2.65 2.69 2.69 5.90 8.61 8.83 99.88 100.00

LOSS RATIO PERCENTAGE BAND CUM 20.09 20.09 17.51 19.28 35.40 25.49 3.74 19.31 17.07 18.63 11.89 17.43 0.00 14.74 4.49 13.47 18.10 13.81 20.09 14.14 0.00 13.60 0.00 13.05 8.54 12.93 3.22 12.47 0.63 12.08 169.49 24.42 124.12 32.68 11.38 31.20 4637.44 330.02 15.61 322.06 322.06

Page 127 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 07 - BENGKULU

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,428 1,583 1,641 895 669 285 146 93 54 28 21 32 23 18 13 16 27 13 5 4 6,994

1,428 3,011 4,652 5,547 6,216 6,501 6,647 6,740 6,794 6,822 6,843 6,875 6,898 6,916 6,929 6,945 6,972 6,985 6,990 6,994

20.42 22.63 23.46 12.80 9.57 4.07 2.09 1.33 0.77 0.40 0.30 0.46 0.33 0.26 0.19 0.23 0.39 0.19 0.07 0.06

DATA POSITION FROM

20.42 43.05 66.51 79.31 88.88 92.95 95.04 96.37 97.14 97.54 97.84 98.30 98.63 98.88 99.07 99.30 99.69 99.87 99.94 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 420.74 379.27 753.80 579.56 840.51 462.30 363.54 238.78 190.56 133.97 122.35 292.13 108.45 81.30 285.23 182.58 402.07 210.04 104.94 27.83 6,179.96

420.74 6.81 6.81 800.01 6.14 12.95 1,553.82 12.20 25.14 2,133.38 9.38 34.52 2,973.89 13.60 48.12 3,436.19 7.48 55.60 3,799.74 5.88 61.48 4,038.51 3.86 65.35 4,229.07 3.08 68.43 4,363.04 2.17 70.60 4,485.39 1.98 72.58 4,777.52 4.73 77.31 4,885.97 1.75 79.06 4,967.26 1.32 80.38 5,252.49 4.62 84.99 5,435.08 2.95 87.95 5,837.15 6.51 94.45 6,047.19 3.40 97.85 6,152.13 1.70 99.55 6,179.96 0.45 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 3 1 3 3 4 1 0 0 1 0 0 0 1 0 0 0 0 0 1 0 18

3 4 7 10 14 15 15 15 16 16 16 16 17 17 17 17 17 17 18 18

16.67 16.67 5.56 22.22 16.67 38.89 16.67 55.56 22.22 77.78 5.56 83.33 0.00 83.33 0.00 83.33 5.56 88.89 0.00 88.89 0.00 88.89 0.00 88.89 5.56 94.44 0.00 94.44 0.00 94.44 0.00 94.44 0.00 94.44 0.00 94.44 5.56 100.00 0.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 93.77 21.29 90.22 74.62 1,213.75 15.27 0.00 0.00 5.23 0.00 0.00 0.00 45.36 0.00 0.00 0.00 0.00 0.00 50.00 0.00 1,609.51

93.77 5.83 115.06 1.32 205.28 5.61 279.91 4.64 1,493.66 75.41 1,508.92 0.95 1,508.92 0.00 1,508.92 0.00 1,514.15 0.32 1,514.15 0.00 1,514.15 0.00 1,514.15 0.00 1,559.51 2.82 1,559.51 0.00 1,559.51 0.00 1,559.51 0.00 1,559.51 0.00 1,559.51 0.00 1,609.51 3.11 1,609.51 0.00

5.83 22.29 7.15 5.61 12.75 11.97 17.39 12.88 92.80 144.41 93.75 3.30 93.75 0.00 93.75 0.00 94.08 2.74 94.08 0.00 94.08 0.00 94.08 0.00 96.89 41.83 96.89 0.00 96.89 0.00 96.89 0.00 96.89 0.00 96.89 0.00 100.00 47.65 100.00 0.00

22.29 14.38 13.21 13.12 50.23 43.91 39.71 37.36 35.80 34.70 33.76 31.69 31.92 31.40 29.69 28.69 26.72 25.79 26.16 26.04

26.04

Page 128 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 08 - LAMPUNG

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,413 3,164 3,633 2,216 2,145 1,068 706 557 348 177 157 163 150 214 133 222 246 121 94 47 17,974

2,413 5,577 9,210 11,426 13,571 14,639 15,345 15,902 16,250 16,427 16,584 16,747 16,897 17,111 17,244 17,466 17,712 17,833 17,927 17,974

DATA POSITION FROM

13.42 17.60 20.21 12.33 11.93 5.94 3.93 3.10 1.94 0.98 0.87 0.91 0.83 1.19 0.74 1.24 1.37 0.67 0.52 0.26

13.42 31.03 51.24 63.57 75.50 81.45 85.37 88.47 90.41 91.39 92.27 93.17 94.01 95.20 95.94 97.17 98.54 99.22 99.74 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,114.42 655.26 1,232.73 1,221.34 2,073.10 1,531.91 1,355.08 1,480.30 1,248.03 685.92 686.78 790.97 997.90 1,593.04 1,412.49 2,697.04 3,199.11 1,695.47 1,122.40 435.44 28,228.73

2,114.42 7.49 7.49 2,769.67 2.32 9.81 4,002.41 4.37 14.18 5,223.74 4.33 18.51 7,296.84 7.34 25.85 8,828.75 5.43 31.28 10,183.83 4.80 36.08 11,664.14 5.24 41.32 12,912.17 4.42 45.74 13,598.09 2.43 48.17 14,284.86 2.43 50.60 15,075.84 2.80 53.41 16,073.74 3.54 56.94 17,666.77 5.64 62.58 19,079.26 5.00 67.59 21,776.30 9.55 77.14 24,975.41 11.33 88.48 26,670.88 6.01 94.48 27,793.29 3.98 98.46 28,228.73 1.54 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 10 2 2 4 3 2 2 1 0 3 0 1 1 1 4 7 23 8 3 3 80

10 12.50 12.50 12 2.50 15.00 14 2.50 17.50 18 5.00 22.50 21 3.75 26.25 23 2.50 28.75 25 2.50 31.25 26 1.25 32.50 26 0.00 32.50 29 3.75 36.25 29 0.00 36.25 30 1.25 37.50 31 1.25 38.75 32 1.25 40.00 36 5.00 45.00 43 8.75 53.75 66 28.75 82.50 74 10.00 92.50 77 3.75 96.25 80 3.75 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 645.41 74.61 1.76 102.99 592.48 28.10 288.36 3.36 0.00 1,521.47 0.00 0.75 4.85 766.43 1,324.75 2,066.37 2,765.58 731.34 984.49 1,030.35 12,933.45

645.41 720.02 721.77 824.77 1,417.25 1,445.35 1,733.71 1,737.07 1,737.07 3,258.54 3,258.54 3,259.29 3,264.14 4,030.57 5,355.32 7,421.69 10,187.28 10,918.62 11,903.11 12,933.45

4.99 0.58 0.01 0.80 4.58 0.22 2.23 0.03 0.00 11.76 0.00 0.01 0.04 5.93 10.24 15.98 21.38 5.65 7.61 7.97

4.99 30.52 5.57 11.39 5.58 0.14 6.38 8.43 10.96 28.58 11.18 1.83 13.40 21.28 13.43 0.23 13.43 0.00 25.19 221.82 25.19 0.00 25.20 0.09 25.24 0.49 31.16 48.11 41.41 93.79 57.38 76.62 78.77 86.45 84.42 43.14 92.03 87.71 100.00 236.62

30.52 26.00 18.03 15.79 19.42 16.37 17.02 14.89 13.45 23.96 22.81 21.62 20.31 22.81 28.07 34.08 40.79 40.94 42.83 45.82

45.82

Page 129 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 09 - DKI JAKARTA

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

25,309 17,059 31,368 26,504 37,327 21,768 16,041 12,748 7,108 3,780 3,037 3,538 2,254 2,768 1,630 2,683 1,978 917 1,512 579 219,908

25,309 42,368 73,736 100,240 137,567 159,335 175,376 188,124 195,232 199,012 202,049 205,587 207,841 210,609 212,239 214,922 216,900 217,817 219,329 219,908

11.51 7.76 14.26 12.05 16.97 9.90 7.29 5.80 3.23 1.72 1.38 1.61 1.02 1.26 0.74 1.22 0.90 0.42 0.69 0.26

11.51 19.27 33.53 45.58 62.56 72.46 79.75 85.55 88.78 90.50 91.88 93.49 94.51 95.77 96.51 97.73 98.63 99.05 99.74 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 56,074.24 4,945.91 10,039.90 12,009.90 29,674.55 21,164.20 22,524.80 24,336.78 18,512.23 12,047.80 12,696.38 16,052.05 12,774.49 18,005.71 13,087.94 29,565.11 33,819.12 16,813.40 32,512.89 77,017.11 473,674.49

56,074.24 11.84 11.84 61,020.15 1.04 12.88 71,060.05 2.12 15.00 83,069.96 2.54 17.54 112,744.50 6.26 23.80 133,908.70 4.47 28.27 156,433.50 4.76 33.03 180,770.28 5.14 38.16 199,282.51 3.91 42.07 211,330.30 2.54 44.62 224,026.68 2.68 47.30 240,078.73 3.39 50.68 252,853.22 2.70 53.38 270,858.93 3.80 57.18 283,946.87 2.76 59.95 313,511.98 6.24 66.19 347,331.10 7.14 73.33 364,144.49 3.55 76.88 396,657.38 6.86 83.74 473,674.49 16.26 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

176 176 42 218 105 323 28 351 73 424 34 458 50 508 53 561 52 613 28 641 17 658 33 691 39 730 33 763 22 785 67 852 95 947 65 1,012 183 1,195 115 1,310 1,310

13.44 13.44 3.21 16.64 8.02 24.66 2.14 26.79 5.57 32.37 2.60 34.96 3.82 38.78 4.05 42.82 3.97 46.79 2.14 48.93 1.30 50.23 2.52 52.75 2.98 55.73 2.52 58.24 1.68 59.92 5.11 65.04 7.25 72.29 4.96 77.25 13.97 91.22 8.78 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 29,259.95 1,892.99 4,650.35 1,701.70 4,550.51 2,876.06 3,476.20 5,510.57 4,339.27 5,579.72 1,573.80 5,966.24 738.64 10,968.26 2,570.03 31,280.46 7,756.88 22,159.98 62,164.58 136,236.45 345,252.65

29,259.95 8.47 31,152.94 0.55 35,803.29 1.35 37,504.99 0.49 42,055.51 1.32 44,931.57 0.83 48,407.77 1.01 53,918.34 1.60 58,257.62 1.26 63,837.33 1.62 65,411.13 0.46 71,377.37 1.73 72,116.01 0.21 83,084.27 3.18 85,654.30 0.74 116,934.76 9.06 124,691.64 2.25 146,851.62 6.42 209,016.20 18.01 345,252.65 39.46

8.47 9.02 10.37 10.86 12.18 13.01 14.02 15.62 16.87 18.49 18.95 20.67 20.89 24.06 24.81 33.87 36.12 42.53 60.54 100.00

52.18 38.27 46.32 14.17 15.33 13.59 15.43 22.64 23.44 46.31 12.40 37.17 5.78 60.92 19.64 105.80 22.94 131.80 191.20 176.89

52.18 51.05 50.38 45.15 37.30 33.55 30.94 29.83 29.23 30.21 29.20 29.73 28.52 30.67 30.17 37.30 35.90 40.33 52.69 72.89

72.89

Page 130 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 10 - JAWA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

f 30,914 27,911 29,346 17,225 17,803 9,824 6,167 5,246 2,897 1,741 1,334 1,788 1,247 1,820 1,201 2,331 2,023 1,032 1,467 466 163,783

F 30,914 58,825 88,171 105,396 123,199 133,023 139,190 144,436 147,333 149,074 150,408 152,196 153,443 155,263 156,464 158,795 160,818 161,850 163,317 163,783

DATA POSITION FROM PROCESSING

PERCENTAGE BAND CUM. 18.87 17.04 17.92 10.52 10.87 6.00 3.77 3.20 1.77 1.06 0.81 1.09 0.76 1.11 0.73 1.42 1.24 0.63 0.90 0.28

18.87 35.92 53.83 64.35 75.22 81.22 84.98 88.19 89.96 91.02 91.83 92.93 93.69 94.80 95.53 96.95 98.19 98.82 99.72 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

19,464.04 6,525.93 11,015.73 9,995.57 15,133.46 11,951.23 10,727.06 11,598.94 8,168.73 6,168.25 5,612.49 8,353.48 6,951.42 12,401.60 10,263.78 25,171.51 30,518.36 19,286.39 24,213.47 23,181.92

112 10 40 30 37 31 23 25 17 16 12 16 17 26 11 66 66 73 98 138

276,703.35

19,464.04 7.03 7.03 25,989.97 2.36 9.39 37,005.70 3.98 13.37 47,001.26 3.61 16.99 62,134.73 5.47 22.46 74,085.96 4.32 26.77 84,813.01 3.88 30.65 96,411.95 4.19 34.84 104,580.68 2.95 37.80 110,748.93 2.23 40.02 116,361.42 2.03 42.05 124,714.90 3.02 45.07 131,666.32 2.51 47.58 144,067.92 4.48 52.07 154,331.70 3.71 55.78 179,503.21 9.10 64.87 210,021.57 11.03 75.90 229,307.96 6.97 82.87 253,521.43 8.75 91.62 276,703.35 8.38 100.00

864

112 12.96 122 1.16 162 4.63 192 3.47 229 4.28 260 3.59 283 2.66 308 2.89 325 1.97 341 1.85 353 1.39 369 1.85 386 1.97 412 3.01 423 1.27 489 7.64 555 7.64 628 8.45 726 11.34 864 15.97

12.96 14.12 18.75 22.22 26.50 30.09 32.75 35.65 37.62 39.47 40.86 42.71 44.68 47.69 48.96 56.60 64.24 72.69 84.03 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 43,533.23 145.04 7,632.16 1,718.07 2,546.77 1,528.78 4,667.65 4,626.37 2,641.60 2,478.12 1,537.64 8,388.67 5,994.44 1,464.16 1,210.69 26,390.10 76,439.89 73,908.12 340,821.41 106,526.20 714,199.10

43,533.23 43,678.27 51,310.42 53,028.49 55,575.26 57,104.04 61,771.69 66,398.06 69,039.67 71,517.79 73,055.43 81,444.10 87,438.53 88,902.69 90,113.39 116,503.49 192,943.38 266,851.49 607,672.90 714,199.10

6.10 0.02 1.07 0.24 0.36 0.21 0.65 0.65 0.37 0.35 0.22 1.17 0.84 0.21 0.17 3.70 10.70 10.35 47.72 14.92

6.10 6.12 7.18 7.42 7.78 8.00 8.65 9.30 9.67 10.01 10.23 11.40 12.24 12.45 12.62 16.31 27.02 37.36 85.08 100.00

223.66 2.22 69.28 17.19 16.83 12.79 43.51 39.89 32.34 40.18 27.40 100.42 86.23 11.81 11.80 104.84 250.47 383.21 1407.5 459.52

223.66 168.06 138.66 112.82 89.44 77.08 72.83 68.87 66.02 64.58 62.78 65.30 66.41 61.71 58.39 64.90 91.87 116.37 239.69 258.11

258.11

Page 131 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 11 - JAWA TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 21,688 15,939 14,546 7,160 7,505 4,350 3,015 2,550 1,479 897 707 919 541 735 458 825 705 349 320 176 84,864

21,688 25.56 37,627 18.78 52,173 17.14 59,333 8.44 66,838 8.84 71,188 5.13 74,203 3.55 76,753 3.00 78,232 1.74 79,129 1.06 79,836 0.83 80,755 1.08 81,296 0.64 82,031 0.87 82,489 0.54 83,314 0.97 84,019 0.83 84,368 0.41 84,688 0.38 84,864 0.21

25.56 44.34 61.48 69.92 78.76 83.88 87.44 90.44 92.19 93.24 94.08 95.16 95.80 96.66 97.20 98.17 99.00 99.42 99.79 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 7,076.14 2,124.61 4,754.73 4,152.50 6,948.56 5,827.01 5,109.43 6,189.11 4,280.59 3,272.53 3,024.17 4,595.10 3,466.88 5,694.89 4,301.99 10,442.65 9,626.75 5,745.36 4,634.98 1,753.24 103,021.23

7,076.14 6.87 6.87 9,200.75 2.06 8.93 13,955.48 4.62 13.55 18,107.98 4.03 17.58 25,056.54 6.74 24.32 30,883.55 5.66 29.98 35,992.98 4.96 34.94 42,182.09 6.01 40.95 46,462.68 4.16 45.10 49,735.21 3.18 48.28 52,759.38 2.94 51.21 57,354.48 4.46 55.67 60,821.36 3.37 59.04 66,516.25 5.53 64.57 70,818.24 4.18 68.74 81,260.89 10.14 78.88 90,887.64 9.34 88.22 96,633.00 5.58 93.80 101,267.99 4.50 98.30 103,021.23 1.70 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 53 7 14 11 19 6 11 24 11 7 7 8 11 14 17 28 51 50 70 9 428

53 60 74 85 104 110 121 145 156 163 170 178 189 203 220 248 299 349 419 428

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

12.38 12.38 3,676.70 1.64 14.02 331.63 3.27 17.29 507.17 2.57 19.86 479.29 4.44 24.30 1,468.57 1.40 25.70 185.69 2.57 28.27 769.75 5.61 33.88 4,258.75 2.57 36.45 736.93 1.64 38.08 276.57 1.64 39.72 1,102.93 1.87 41.59 4,133.74 2.57 44.16 2,003.90 3.27 47.43 6,812.25 3.97 51.40 12,367.29 6.54 57.94 11,310.38 11.92 69.86 30,164.08 11.68 81.54 1,248.29 16.36 97.90 3,869.01 2.10 100.00 6,170.81 91,873.73

3,676.70 4.00 4,008.34 0.36 4,515.51 0.55 4,994.80 0.52 6,463.37 1.60 6,649.06 0.20 7,418.81 0.84 11,677.56 4.64 12,414.49 0.80 12,691.06 0.30 13,793.99 1.20 17,927.73 4.50 19,931.62 2.18 26,743.87 7.41 39,111.16 13.46 50,421.54 12.31 80,585.62 32.83 81,833.91 1.36 85,702.92 4.21 91,873.73 6.72

4.00 4.36 4.91 5.44 7.04 7.24 8.08 12.71 13.51 13.81 15.01 19.51 21.69 29.11 42.57 54.88 87.71 89.07 93.28 100.00

51.96 15.61 10.67 11.54 21.13 3.19 15.07 68.81 17.22 8.45 36.47 89.96 57.80 119.62 287.48 108.31 313.34 21.73 83.47 351.97

51.96 43.57 32.36 27.58 25.80 21.53 20.61 27.68 26.72 25.52 26.15 31.26 32.77 40.21 55.23 62.05 88.67 84.69 84.63 89.18

89.18

Page 132 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 12 - DI YOGYAKARTA

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

11,113

2,147 4,035 6,021 7,212 8,390 9,097 9,650 10,014 10,238 10,398 10,513 10,614 10,688 10,793 10,858 10,967 11,057 11,088 11,105 11,113

19.32 16.99 17.87 10.72 10.60 6.36 4.98 3.28 2.02 1.44 1.03 0.91 0.67 0.94 0.58 0.98 0.81 0.28 0.15 0.07

01/01/2008

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

2,147 1,888 1,986 1,191 1,178 707 553 364 224 160 115 101 74 105 65 109 90 31 17 8

19.32 36.31 54.18 64.90 75.50 81.86 86.84 90.11 92.13 93.57 94.60 95.51 96.18 97.12 97.71 98.69 99.50 99.78 99.93 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 659.45 259.62 568.78 551.28 897.15 765.47 1,313.59 709.46 529.60 529.00 389.43 504.91 377.56 677.07 469.54 1,034.67 953.40 551.15 368.31 92.49 12,201.93

659.45 5.40 5.40 919.07 2.13 7.53 1,487.85 4.66 12.19 2,039.14 4.52 16.71 2,936.29 7.35 24.06 3,701.75 6.27 30.34 5,015.35 10.77 41.10 5,724.80 5.81 46.92 6,254.40 4.34 51.26 6,783.40 4.34 55.59 7,172.83 3.19 58.78 7,677.74 4.14 62.92 8,055.30 3.09 66.02 8,732.37 5.55 71.57 9,201.91 3.85 75.41 10,236.57 8.48 83.89 11,189.97 7.81 91.71 11,741.12 4.52 96.22 12,109.43 3.02 99.24 12,201.93 0.76 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 2 0 1 1 4 0 5 5 0 0 2 0 0 1 0 1 1 1 0 1 25

2 8.00 8.00 2 0.00 8.00 3 4.00 12.00 4 4.00 16.00 8 16.00 32.00 8 0.00 32.00 13 20.00 52.00 18 20.00 72.00 18 0.00 72.00 18 0.00 72.00 20 8.00 80.00 20 0.00 80.00 20 0.00 80.00 21 4.00 84.00 21 0.00 84.00 22 4.00 88.00 23 4.00 92.00 24 4.00 96.00 24 0.00 96.00 25 4.00 100.00

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 74.43 0.00 57.01 2.15 17.76 0.00 172.49 1,080.78 0.00 0.00 3.26 0.00 0.00 677.35 0.00 335.11 74.23 843.33 0.00 0.75 3,338.64

74.43 74.43 131.43 133.58 151.34 151.34 323.83 1,404.61 1,404.61 1,404.61 1,407.87 1,407.87 1,407.87 2,085.21 2,085.21 2,420.32 2,494.55 3,337.88 3,337.88 3,338.64

2.23 0.00 1.71 0.06 0.53 0.00 5.17 32.37 0.00 0.00 0.10 0.00 0.00 20.29 0.00 10.04 2.22 25.26 0.00 0.02

2.23 11.29 2.23 0.00 3.94 10.02 4.00 0.39 4.53 1.98 4.53 0.00 9.70 13.13 42.07 152.34 42.07 0.00 42.07 0.00 42.17 0.84 42.17 0.00 42.17 0.00 62.46 100.04 62.46 0.00 72.49 32.39 74.72 7.79 99.98 153.01 99.98 0.00 100.00 0.82

11.29 8.10 8.83 6.55 5.15 4.09 6.46 24.54 22.46 20.71 19.63 18.34 17.48 23.88 22.66 23.64 22.29 28.43 27.56 27.36

27.36

Page 133 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 13 - JAWA TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

17,939 16,242 18,363 10,972 12,793 7,905 5,567 4,932 3,007 1,723 1,345 1,525 1,116 1,484 916 1,643 1,484 600 721 306 110,583

17,939 34,181 52,544 63,516 76,309 84,214 89,781 94,713 97,720 99,443 100,788 102,313 103,429 104,913 105,829 107,472 108,956 109,556 110,277 110,583

16.22 14.69 16.61 9.92 11.57 7.15 5.03 4.46 2.72 1.56 1.22 1.38 1.01 1.34 0.83 1.49 1.34 0.54 0.65 0.28

16.22 30.91 47.52 57.44 69.01 76.15 81.19 85.65 88.37 89.93 91.14 92.52 93.53 94.87 95.70 97.19 98.53 99.07 99.72 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 12,037.22 3,240.83 5,954.11 6,030.25 10,375.75 8,872.05 8,695.63 12,118.34 8,159.44 5,500.34 6,223.49 7,813.76 6,255.59 10,865.70 8,305.65 21,372.11 21,421.24 9,977.87 8,886.84 4,844.01 186,950.23

12,037.22 6.44 6.44 15,278.05 1.73 8.17 21,232.15 3.18 11.36 27,262.40 3.23 14.58 37,638.16 5.55 20.13 46,510.21 4.75 24.88 55,205.84 4.65 29.53 67,324.18 6.48 36.01 75,483.62 4.36 40.38 80,983.97 2.94 43.32 87,207.46 3.33 46.65 95,021.22 4.18 50.83 101,276.81 3.35 54.17 112,142.51 5.81 59.99 120,448.16 4.44 64.43 141,820.27 11.43 75.86 163,241.51 11.46 87.32 173,219.38 5.34 92.66 182,106.22 4.75 97.41 186,950.23 2.59 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

53 9 5 6 19 17 10 13 10 12 22 10 19 23 15 32 58 38 44 20 435

53 12.18 12.18 62 2.07 14.25 67 1.15 15.40 73 1.38 16.78 92 4.37 21.15 109 3.91 25.06 119 2.30 27.36 132 2.99 30.34 142 2.30 32.64 154 2.76 35.40 176 5.06 40.46 186 2.30 42.76 205 4.37 47.13 228 5.29 52.41 243 3.45 55.86 275 7.36 63.22 333 13.33 76.55 371 8.74 85.29 415 10.11 95.40 435 4.60 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 65,197.79 1,804.83 93.03 176.65 1,489.99 2,420.82 997.53 5,966.98 4,342.22 3,568.19 13,238.01 5,337.42 10,091.46 15,998.78 8,903.61 39,243.75 104,675.17 16,670.54 6,104.73 4,827.26 311,148.77

65,197.79 20.95 67,002.62 0.58 67,095.65 0.03 67,272.30 0.06 68,762.28 0.48 71,183.11 0.78 72,180.64 0.32 78,147.61 1.92 82,489.84 1.40 86,058.02 1.15 99,296.04 4.25 104,633.45 1.72 114,724.92 3.24 130,723.70 5.14 139,627.31 2.86 178,871.07 12.61 283,546.24 33.64 300,216.77 5.36 306,321.51 1.96 311,148.77 1.55

20.95 21.53 21.56 21.62 22.10 22.88 23.20 25.12 26.51 27.66 31.91 33.63 36.87 42.01 44.87 57.49 91.13 96.49 98.45 100.00

541.63 55.69 1.56 2.93 14.36 27.29 11.47 49.24 53.22 64.87 212.71 68.31 161.32 147.24 107.20 183.62 488.65 167.08 68.69 99.65

541.63 438.55 316.01 246.76 182.69 153.05 130.75 116.08 109.28 106.27 113.86 110.12 113.28 116.57 115.92 126.13 173.70 173.32 168.21 166.43

166.43

Page 134 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 14 - KALIMANTAN BARAT

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

01/01/2008

15/06/2010

DATE

15/09/2010

NUMBER OF POLICIES PERCENTAGE f F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

5,252 8,024 7,977 2,797 2,279 822 546 363 188 122 92 94 57 81 33 92 66 44 37 4

2,908.39 4,050.93 7,971.80 4,530.88 5,278.48 2,612.32 2,108.61 1,627.93 985.35 624.08 713.01 753.84 477.18 895.13 379.21 2,196.88 1,056.02 242.90 1,286.89 57.15

6 17 24 6 7 3 3 2 1 1 0 1 0 0 0 0 3 0 1 0

227.68 1,488.19 2,615.32 977.03 1,686.36 863.77 847.16 1,371.86 1,635.00 1,899.39 0.00 3,610.08 0.00 0.00 0.00 0.00 150.17 0.00 2.25 0.00

28,970

5,252 18.13 13,276 27.70 21,253 27.54 24,050 9.65 26,329 7.87 27,151 2.84 27,697 1.88 28,060 1.25 28,248 0.65 28,370 0.42 28,462 0.32 28,556 0.32 28,613 0.20 28,694 0.28 28,727 0.11 28,819 0.32 28,885 0.23 28,929 0.15 28,966 0.13 28,970 0.01

18.13 45.83 73.36 83.02 90.88 93.72 95.61 96.86 97.51 97.93 98.25 98.57 98.77 99.05 99.16 99.48 99.71 99.86 99.99 100.00

40,757.00

2,908.39 7.14 7.14 6,959.32 9.94 17.08 14,931.12 19.56 36.63 19,462.00 11.12 47.75 24,740.49 12.95 60.70 27,352.80 6.41 67.11 29,461.41 5.17 72.29 31,089.35 3.99 76.28 32,074.70 2.42 78.70 32,698.78 1.53 80.23 33,411.79 1.75 81.98 34,165.63 1.85 83.83 34,642.81 1.17 85.00 35,537.94 2.20 87.19 35,917.16 0.93 88.13 38,114.04 5.39 93.52 39,170.05 2.59 96.11 39,412.95 0.60 96.70 40,699.84 3.16 99.86 40,757.00 0.14 100.00

6 8.00 8.00 23 22.67 30.67 47 32.00 62.67 53 8.00 70.67 60 9.33 80.00 63 4.00 84.00 66 4.00 88.00 68 2.67 90.67 69 1.33 92.00 70 1.33 93.33 70 0.00 93.33 71 1.33 94.67 71 0.00 94.67 71 0.00 94.67 71 0.00 94.67 71 0.00 94.67 74 4.00 98.67 74 0.00 98.67 75 1.33 100.00 75 0.00 100.00

17,374.26

227.68 1.31 1,715.87 8.57 4,331.20 15.05 5,308.23 5.62 6,994.58 9.71 7,858.35 4.97 8,705.52 4.88 10,077.37 7.90 11,712.37 9.41 13,611.76 10.93 13,611.76 0.00 17,221.84 20.78 17,221.84 0.00 17,221.84 0.00 17,221.84 0.00 17,221.84 0.00 17,372.01 0.86 17,372.01 0.00 17,374.26 0.01 17,374.26 0.00

1.31 7.83 9.88 36.74 24.93 32.81 30.55 21.56 40.26 31.95 45.23 33.07 50.11 40.18 58.00 84.27 67.41 165.93 78.34 304.35 78.34 0.00 99.12 478.89 99.12 0.00 99.12 0.00 99.12 0.00 99.12 0.00 99.99 14.22 99.99 0.00 100.00 0.17 100.00 0.00

7.83 24.66 29.01 27.27 28.27 28.73 29.55 32.41 36.52 41.63 40.74 50.41 49.71 48.46 47.95 45.19 44.35 44.08 42.69 42.63

42.63

Page 135 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 15 - KALIMANTAN TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,712 1,869 1,480 691 761 327 202 170 95 46 34 37 22 27 14 43 31 30 21 12 7,624

1,712 22.46 3,581 24.51 5,061 19.41 5,752 9.06 6,513 9.98 6,840 4.29 7,042 2.65 7,212 2.23 7,307 1.25 7,353 0.60 7,387 0.45 7,424 0.49 7,446 0.29 7,473 0.35 7,487 0.18 7,530 0.56 7,561 0.41 7,591 0.39 7,612 0.28 7,624 0.16

22.46 46.97 66.38 75.45 85.43 89.72 92.37 94.60 95.84 96.45 96.89 97.38 97.67 98.02 98.20 98.77 99.17 99.57 99.84 100.00

PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 592.09 666.52 1,054.54 741.02 1,303.79 815.67 618.08 728.52 502.88 243.60 173.11 261.91 155.58 231.43 227.96 758.01 711.41 642.34 512.79 102.10 11,043.36

592.09 5.36 5.36 1,258.61 6.04 11.40 2,313.15 9.55 20.95 3,054.17 6.71 27.66 4,357.96 11.81 39.46 5,173.64 7.39 46.85 5,791.72 5.60 52.45 6,520.24 6.60 59.04 7,023.12 4.55 63.60 7,266.72 2.21 65.80 7,439.83 1.57 67.37 7,701.73 2.37 69.74 7,857.31 1.41 71.15 8,088.74 2.10 73.25 8,316.70 2.06 75.31 9,074.71 6.86 82.17 9,786.13 6.44 88.62 10,428.47 5.82 94.43 10,941.26 4.64 99.08 11,043.36 0.92 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

22 1 1 1 1 1 1 1 3 0 0 0 0 0 4 4 12 6 5 6

395.46 85.00 60.85 103.23 0.00 36.00 150.00 3.82 110.98 0.00 0.00 0.00 0.00 0.00 195.30 328.13 278.85 589.09 48.59 5,898.92

22 31.88 31.88 23 1.45 33.33 24 1.45 34.78 25 1.45 36.23 26 1.45 37.68 27 1.45 39.13 28 1.45 40.58 29 1.45 42.03 32 4.35 46.38 32 0.00 46.38 32 0.00 46.38 32 0.00 46.38 32 0.00 46.38 32 0.00 46.38 36 5.80 52.17 40 5.80 57.97 52 17.39 75.36 58 8.70 84.06 63 7.25 91.30 69 8.70 100.00

8,284.20

395.46 4.77 480.46 1.03 541.31 0.73 644.54 1.25 644.54 0.00 680.54 0.43 830.54 1.81 834.35 0.05 945.33 1.34 945.33 0.00 945.33 0.00 945.33 0.00 945.33 0.00 945.33 0.00 1,140.63 2.36 1,468.76 3.96 1,747.61 3.37 2,336.69 7.11 2,385.28 0.59 8,284.20 71.21

4.77 66.79 5.80 12.75 6.53 5.77 7.78 13.93 7.78 0.00 8.21 4.41 10.03 24.27 10.07 0.52 11.41 22.07 11.41 0.00 11.41 0.00 11.41 0.00 11.41 0.00 11.41 0.00 13.77 85.67 17.73 43.29 21.10 39.20 28.21 91.71 28.79 9.48 100.00 5777.6

66.79 38.17 23.40 21.10 14.79 13.15 14.34 12.80 13.46 13.01 12.71 12.27 12.03 11.69 13.71 16.19 17.86 22.41 21.80 75.02

75.02

Page 136 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 16 - KALIMANTAN SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

2,672 2,777 3,286 1,650 1,556 859 476 423 206 150 95 128 65 93 73 104 65 56 59 29

1,015.91 766.96 1,430.28 1,092.59 1,715.84 1,404.14 1,064.52 1,172.71 834.06 750.61 459.43 732.98 438.08 1,264.52 563.88 1,605.49 1,177.68 602.20 994.11 423.56

14,822

2,672 5,449 8,735 10,385 11,941 12,800 13,276 13,699 13,905 14,055 14,150 14,278 14,343 14,436 14,509 14,613 14,678 14,734 14,793 14,822

18.03 18.74 22.17 11.13 10.50 5.80 3.21 2.85 1.39 1.01 0.64 0.86 0.44 0.63 0.49 0.70 0.44 0.38 0.40 0.20

18.03 36.76 58.93 70.06 80.56 86.36 89.57 92.42 93.81 94.83 95.47 96.33 96.77 97.40 97.89 98.59 99.03 99.41 99.80 100.00

19,509.53

1,015.91 1,782.87 3,213.15 4,305.74 6,021.58 7,425.72 8,490.24 9,662.95 10,497.01 11,247.62 11,707.05 12,440.03 12,878.10 14,142.62 14,706.50 16,311.99 17,489.67 18,091.87 19,085.98 19,509.53

5.21 5.21 3.93 9.14 7.33 16.47 5.60 22.07 8.79 30.86 7.20 38.06 5.46 43.52 6.01 49.53 4.28 53.80 3.85 57.65 2.35 60.01 3.76 63.76 2.25 66.01 6.48 72.49 2.89 75.38 8.23 83.61 6.04 89.65 3.09 92.73 5.10 97.83 2.17 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 4 7 4 0 4 0 0 1 0 0 0 0 1 0 0 0 1 1 5 0 28

4 11 15 15 19 19 19 20 20 20 20 20 21 21 21 21 22 23 28 28

14.29 14.29 25.00 39.29 14.29 53.57 0.00 53.57 14.29 67.86 0.00 67.86 0.00 67.86 3.57 71.43 0.00 71.43 0.00 71.43 0.00 71.43 0.00 71.43 3.57 75.00 0.00 75.00 0.00 75.00 0.00 75.00 3.57 78.57 3.57 82.14 17.86 100.00 0.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 242.28 226.03 384.48 0.00 431.71 0.00 0.00 29.10 0.00 0.00 0.00 0.00 4,636.60 0.00 0.00 0.00 201.72 378.87 1,312.83 0.00 7,843.63

242.28 3.09 468.32 2.88 852.79 4.90 852.79 0.00 1,284.50 5.50 1,284.50 0.00 1,284.50 0.00 1,313.60 0.37 1,313.60 0.00 1,313.60 0.00 1,313.60 0.00 1,313.60 0.00 5,950.21 59.11 5,950.21 0.00 5,950.21 0.00 5,950.21 0.00 6,151.93 2.57 6,530.80 4.83 7,843.63 16.74 7,843.63 0.00

3.09 23.85 5.97 29.47 10.87 26.88 10.87 0.00 16.38 25.16 16.38 0.00 16.38 0.00 16.75 2.48 16.75 0.00 16.75 0.00 16.75 0.00 16.75 0.00 75.86 1058.4 75.86 0.00 75.86 0.00 75.86 0.00 78.43 17.13 83.26 62.91 100.00 132.06 100.00 0.00

23.85 26.27 26.54 19.81 21.33 17.30 15.13 13.59 12.51 11.68 11.22 10.56 46.20 42.07 40.46 36.48 35.17 36.10 41.10 40.20

40.20

Page 137 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 17 - KALIMANTAN TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

2,929 3,084 4,427 2,889 3,405 1,723 1,267 932 507 220 192 214 136 196 103 164 140 60 74 57

31,610.16 1,193.90 2,414.26 2,601.92 4,385.31 3,832.23 4,103.94 3,585.04 2,824.38 1,130.86 1,209.93 1,662.94 1,307.12 1,812.08 1,155.85 3,523.06 3,108.76 1,929.15 4,327.18 13,495.36

14 5 6 6 4 10 3 1 4 1 0 0 1 1 1 1 10 0 15 4

22,719

2,929 6,013 10,440 13,329 16,734 18,457 19,724 20,656 21,163 21,383 21,575 21,789 21,925 22,121 22,224 22,388 22,528 22,588 22,662 22,719

12.89 13.57 19.49 12.72 14.99 7.58 5.58 4.10 2.23 0.97 0.85 0.94 0.60 0.86 0.45 0.72 0.62 0.26 0.33 0.25

12.89 26.47 45.95 58.67 73.66 81.24 86.82 90.92 93.15 94.12 94.96 95.91 96.51 97.37 97.82 98.54 99.16 99.42 99.75 100.00

91,213.44

31,610.16 34.66 34.66 32,804.06 1.31 35.96 35,218.33 2.65 38.61 37,820.25 2.85 41.46 42,205.56 4.81 46.27 46,037.79 4.20 50.47 50,141.73 4.50 54.97 53,726.77 3.93 58.90 56,551.15 3.10 62.00 57,682.01 1.24 63.24 58,891.94 1.33 64.56 60,554.88 1.82 66.39 61,862.00 1.43 67.82 63,674.08 1.99 69.81 64,829.93 1.27 71.07 68,352.99 3.86 74.94 71,461.74 3.41 78.35 73,390.90 2.11 80.46 77,718.08 4.74 85.20 91,213.44 14.80 100.00

14 19 25 31 35 45 48 49 53 54 54 54 55 56 57 58 68 68 83 87

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

16.09 16.09 10,889.40 5.75 21.84 188.65 6.90 28.74 516.50 6.90 35.63 571.97 4.60 40.23 100.68 11.49 51.72 1,886.30 3.45 55.17 231.41 1.15 56.32 280.65 4.60 60.92 146.70 1.15 62.07 12.03 0.00 62.07 0.00 0.00 62.07 0.00 1.15 63.22 250.06 1.15 64.37 1.01 1.15 65.52 33.52 1.15 66.67 10.09 11.49 78.16 289.27 0.00 78.16 0.00 17.24 95.40 1,626.53 4.60 100.00 117.66 17,152.41

10,889.40 63.49 11,078.05 1.10 11,594.55 3.01 12,166.52 3.33 12,267.20 0.59 14,153.50 11.00 14,384.91 1.35 14,665.55 1.64 14,812.26 0.86 14,824.28 0.07 14,824.28 0.00 14,824.28 0.00 15,074.34 1.46 15,075.35 0.01 15,108.87 0.20 15,118.96 0.06 15,408.23 1.69 15,408.23 0.00 17,034.76 9.48 17,152.41 0.69

63.49 64.59 67.60 70.93 71.52 82.52 83.87 85.50 86.36 86.43 86.43 86.43 87.88 87.89 88.09 88.14 89.83 89.83 99.31 100.00

34.45 15.80 21.39 21.98 2.30 49.22 5.64 7.83 5.19 1.06 0.00 0.00 19.13 0.06 2.90 0.29 9.31 0.00 37.59 0.87

34.45 33.77 32.92 32.17 29.07 30.74 28.69 27.30 26.19 25.70 25.17 24.48 24.37 23.68 23.31 22.12 21.56 20.99 21.92 18.80

18.80

Page 138 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 18 - SULAWESI UTARA

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,363 1,556 2,297 1,330 1,452 851 646 602 307 165 118 158 70 139 81 69 59 20 30 7 11,320

1,363 2,919 5,216 6,546 7,998 8,849 9,495 10,097 10,404 10,569 10,687 10,845 10,915 11,054 11,135 11,204 11,263 11,283 11,313 11,320

12.04 13.75 20.29 11.75 12.83 7.52 5.71 5.32 2.71 1.46 1.04 1.40 0.62 1.23 0.72 0.61 0.52 0.18 0.27 0.06

12.04 25.79 46.08 57.83 70.65 78.17 83.88 89.20 91.91 93.37 94.41 95.80 96.42 97.65 98.37 98.98 99.50 99.67 99.94 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 11,177.39 372.51 893.74 803.82 1,438.36 1,249.68 1,369.32 1,878.20 1,417.87 842.19 643.27 935.49 506.04 1,179.05 833.22 811.53 897.59 167.55 155.41 84.61 27,656.85

11,177.39 40.41 40.41 11,549.90 1.35 41.76 12,443.64 3.23 44.99 13,247.46 2.91 47.90 14,685.82 5.20 53.10 15,935.49 4.52 57.62 17,304.82 4.95 62.57 19,183.02 6.79 69.36 20,600.89 5.13 74.49 21,443.08 3.05 77.53 22,086.35 2.33 79.86 23,021.84 3.38 83.24 23,527.88 1.83 85.07 24,706.94 4.26 89.33 25,540.15 3.01 92.35 26,351.69 2.93 95.28 27,249.28 3.25 98.53 27,416.83 0.61 99.13 27,572.24 0.56 99.69 27,656.85 0.31 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 3 1 3 2 3 1 0 1 0 1 1 2 1 0 0 1 0 3 0 0 23

3 4 7 9 12 13 13 14 14 15 16 18 19 19 19 20 20 23 23 23

13.04 13.04 4.35 17.39 13.04 30.43 8.70 39.13 13.04 52.17 4.35 56.52 0.00 56.52 4.35 60.87 0.00 60.87 4.35 65.22 4.35 69.57 8.70 78.26 4.35 82.61 0.00 82.61 0.00 82.61 4.35 86.96 0.00 86.96 13.04 100.00 0.00 100.00 0.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 1,009.36 53.80 134.33 323.70 753.92 16.87 0.00 735.83 0.00 191.63 761.79 83.86 167.60 0.00 0.00 101.93 0.00 464.89 0.00 0.00 4,799.52

1,009.36 1,063.16 1,197.49 1,521.19 2,275.11 2,291.98 2,291.98 3,027.81 3,027.81 3,219.44 3,981.24 4,065.10 4,232.70 4,232.70 4,232.70 4,334.64 4,334.64 4,799.52 4,799.52 4,799.52

21.03 1.12 2.80 6.74 15.71 0.35 0.00 15.33 0.00 3.99 15.87 1.75 3.49 0.00 0.00 2.12 0.00 9.69 0.00 0.00

21.03 9.03 22.15 14.44 24.95 15.03 31.69 40.27 47.40 52.42 47.75 1.35 47.75 0.00 63.09 39.18 63.09 0.00 67.08 22.75 82.95 118.43 84.70 8.96 88.19 33.12 88.19 0.00 88.19 0.00 90.31 12.56 90.31 0.00 100.00 277.47 100.00 0.00 100.00 0.00

9.03 9.20 9.62 11.48 15.49 14.38 13.24 15.78 14.70 15.01 18.03 17.66 17.99 17.13 16.57 16.45 15.91 17.51 17.41 17.35

17.35

Page 139 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 19 - SULAWESI TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

1,484 1,033 1,170 722 766 411 269 277 141 77 61 64 33 59 36 31 35 14 13 2

297.10 343.20 643.85 668.11 1,165.39 968.98 904.70 1,250.73 942.56 449.75 368.25 465.65 393.86 519.72 427.98 901.54 338.00 168.05 118.94 9.30

6,698

22.16 15.42 17.47 10.78 11.44 6.14 4.02 4.14 2.11 1.15 0.91 0.96 0.49 0.88 0.54 0.46 0.52 0.21 0.19 0.03

01/01/2008

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,484 2,517 3,687 4,409 5,175 5,586 5,855 6,132 6,273 6,350 6,411 6,475 6,508 6,567 6,603 6,634 6,669 6,683 6,696 6,698

22.16 37.58 55.05 65.83 77.26 83.40 87.41 91.55 93.65 94.80 95.72 96.67 97.16 98.04 98.58 99.04 99.57 99.78 99.97 100.00

11,345.66

297.10 2.62 2.62 640.30 3.02 5.64 1,284.15 5.67 11.32 1,952.27 5.89 17.21 3,117.66 10.27 27.48 4,086.64 8.54 36.02 4,991.34 7.97 43.99 6,242.07 11.02 55.02 7,184.62 8.31 63.32 7,634.38 3.96 67.29 8,002.63 3.25 70.53 8,468.28 4.10 74.64 8,862.14 3.47 78.11 9,381.86 4.58 82.69 9,809.83 3.77 86.46 10,711.38 7.95 94.41 11,049.37 2.98 97.39 11,217.42 1.48 98.87 11,336.36 1.05 99.92 11,345.66 0.08 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 1 0 2

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 50.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 2 50.00 100.00 2 0.00 100.00

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 74.31 0.00 0.00 0.00 0.00 0.00 0.00 1,058.05 0.00 1,132.36

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 74.31 6.56 74.31 0.00 74.31 0.00 74.31 0.00 74.31 0.00 74.31 0.00 74.31 0.00 1,132.36 93.44 1,132.36 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6.56 15.96 6.56 0.00 6.56 0.00 6.56 0.00 6.56 0.00 6.56 0.00 6.56 0.00 100.00 889.60 100.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.88 0.84 0.79 0.76 0.69 0.67 0.66 9.99 9.98

9.98

Page 140 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 20 - SULAWESI SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

4,973 5,540 6,221 3,458 3,393 1,759 1,049 918 469 289 223 236 176 202 146 165 124 58 67 22

1,410.24 1,241.94 2,682.89 2,914.50 4,892.18 3,353.11 2,398.66 2,884.68 1,941.36 1,282.25 1,292.71 1,417.56 1,181.27 1,415.95 1,304.29 2,121.06 1,860.25 1,520.37 1,254.29 2,298.65

29,488

4,973 10,513 16,734 20,192 23,585 25,344 26,393 27,311 27,780 28,069 28,292 28,528 28,704 28,906 29,052 29,217 29,341 29,399 29,466 29,488

16.86 18.79 21.10 11.73 11.51 5.97 3.56 3.11 1.59 0.98 0.76 0.80 0.60 0.69 0.50 0.56 0.42 0.20 0.23 0.07

16.86 35.65 56.75 68.48 79.98 85.95 89.50 92.62 94.21 95.19 95.94 96.74 97.34 98.03 98.52 99.08 99.50 99.70 99.93 100.00

40,668.21

1,410.24 3.47 3.47 2,652.17 3.05 6.52 5,335.07 6.60 13.12 8,249.57 7.17 20.29 13,141.75 12.03 32.31 16,494.86 8.25 40.56 18,893.52 5.90 46.46 21,778.20 7.09 53.55 23,719.57 4.77 58.32 25,001.82 3.15 61.48 26,294.53 3.18 64.66 27,712.08 3.49 68.14 28,893.36 2.90 71.05 30,309.31 3.48 74.53 31,613.59 3.21 77.74 33,734.65 5.22 82.95 35,594.90 4.57 87.53 37,115.27 3.74 91.26 38,369.56 3.08 94.35 40,668.21 5.65 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 7 4 4 2 3 5 1 1 0 3 2 0 1 1 2 0 1 0 2 2 41

7 17.07 17.07 11 9.76 26.83 15 9.76 36.59 17 4.88 41.46 20 7.32 48.78 25 12.20 60.98 26 2.44 63.41 27 2.44 65.85 27 0.00 65.85 30 7.32 73.17 32 4.88 78.05 32 0.00 78.05 33 2.44 80.49 34 2.44 82.93 36 4.88 87.80 36 0.00 87.80 37 2.44 90.24 37 0.00 90.24 39 4.88 95.12 41 4.88 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 2,185.23 217.51 123.27 416.33 610.67 256.99 78.18 51.96 0.00 276.69 320.54 0.00 3,819.54 2,968.73 25.14 0.00 76.58 0.00 2,481.99 517.30 14,426.65

2,185.23 2,402.75 2,526.02 2,942.35 3,553.02 3,810.01 3,888.19 3,940.15 3,940.15 4,216.83 4,537.37 4,537.37 8,356.91 11,325.64 11,350.78 11,350.78 11,427.36 11,427.36 13,909.36 14,426.65

15.15 1.51 0.85 2.89 4.23 1.78 0.54 0.36 0.00 1.92 2.22 0.00 26.48 20.58 0.17 0.00 0.53 0.00 17.20 3.59

15.15 16.65 17.51 20.40 24.63 26.41 26.95 27.31 27.31 29.23 31.45 31.45 57.93 78.51 78.68 78.68 79.21 79.21 96.41 100.00

154.95 154.95 17.51 90.60 4.59 47.35 14.28 35.67 12.48 27.04 7.66 23.10 3.26 20.58 1.80 18.09 0.00 16.61 21.58 16.87 24.80 17.26 0.00 16.37 323.34 28.92 209.66 37.37 1.93 35.90 0.00 33.65 4.12 32.10 0.00 30.79 197.88 36.25 22.50 35.47 35.47

Page 141 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 21 - SULAWESI TENGGARA

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 684 822 1,010 580 597 326 215 182 80 37 15 28 32 23 3 22 15 3 1 2 4,677

684 1,506 2,516 3,096 3,693 4,019 4,234 4,416 4,496 4,533 4,548 4,576 4,608 4,631 4,634 4,656 4,671 4,674 4,675 4,677

14.62 17.58 21.60 12.40 12.76 6.97 4.60 3.89 1.71 0.79 0.32 0.60 0.68 0.49 0.06 0.47 0.32 0.06 0.02 0.04

14.62 32.20 53.80 66.20 78.96 85.93 90.53 94.42 96.13 96.92 97.24 97.84 98.52 99.02 99.08 99.55 99.87 99.94 99.96 100.00

PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 143.85 162.54 402.47 479.35 873.66 706.44 612.67 649.25 406.04 162.89 98.14 244.15 169.45 118.72 43.94 143.81 271.97 49.60 1.27 75.10 5,815.31

143.85 306.39 708.86 1,188.21 2,061.87 2,768.31 3,380.97 4,030.22 4,436.26 4,599.15 4,697.29 4,941.44 5,110.89 5,229.61 5,273.56 5,417.37 5,689.34 5,738.94 5,740.22 5,815.31

2.47 2.47 2.80 5.27 6.92 12.19 8.24 20.43 15.02 35.46 12.15 47.60 10.54 58.14 11.16 69.30 6.98 76.29 2.80 79.09 1.69 80.77 4.20 84.97 2.91 87.89 2.04 89.93 0.76 90.68 2.47 93.16 4.68 97.83 0.85 98.69 0.02 98.71 1.29 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 2 2 1 1 0 1 0 0 1 0 1 0 0 0 0 0 0 0 0 9

0 2 4 5 6 6 7 7 7 8 8 9 9 9 9 9 9 9 9 9

0.00 22.22 22.22 11.11 11.11 0.00 11.11 0.00 0.00 11.11 0.00 11.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 22.22 44.44 55.56 66.67 66.67 77.78 77.78 77.78 88.89 88.89 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 153.23 306.60 179.05 8.88 0.00 106.33 0.00 0.00 98.00 0.00 3,650.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,502.09

0.00 0.00 153.23 3.40 459.82 6.81 638.88 3.98 647.76 0.20 647.76 0.00 754.09 2.36 754.09 0.00 754.09 0.00 852.09 2.18 852.09 0.00 4,502.09 81.07 4,502.09 0.00 4,502.09 0.00 4,502.09 0.00 4,502.09 0.00 4,502.09 0.00 4,502.09 0.00 4,502.09 0.00 4,502.09 0.00

0.00 0.00 3.40 94.27 10.21 76.18 14.19 37.35 14.39 1.02 14.39 0.00 16.75 17.36 16.75 0.00 16.75 0.00 18.93 60.16 18.93 0.00 100.00 1494.9 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

0.00 50.01 64.87 53.77 31.42 23.40 22.30 18.71 17.00 18.53 18.14 91.11 88.09 86.09 85.37 83.10 79.13 78.45 78.43 77.42

77.42

Page 142 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 22 - BALI

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

3,566 3,044 3,466 2,440 2,745 1,715 1,544 1,358 913 508 385 455 258 341 180 296 208 73 81 47

2,066.44 827.95 1,134.19 1,334.11 2,498.83 4,977.65 2,815.47 3,100.02 2,639.64 1,856.06 1,476.60 2,367.71 1,575.91 2,636.55 1,745.94 3,543.20 2,664.24 1,046.59 1,118.81 1,541.05

23,623

3,566 6,610 10,076 12,516 15,261 16,976 18,520 19,878 20,791 21,299 21,684 22,139 22,397 22,738 22,918 23,214 23,422 23,495 23,576 23,623

15.10 12.89 14.67 10.33 11.62 7.26 6.54 5.75 3.86 2.15 1.63 1.93 1.09 1.44 0.76 1.25 0.88 0.31 0.34 0.20

15.10 27.98 42.65 52.98 64.60 71.86 78.40 84.15 88.01 90.16 91.79 93.72 94.81 96.25 97.02 98.27 99.15 99.46 99.80 100.00

42,966.97

2,066.44 4.81 4.81 2,894.39 1.93 6.74 4,028.58 2.64 9.38 5,362.70 3.10 12.48 7,861.53 5.82 18.30 12,839.18 11.58 29.88 15,654.65 6.55 36.43 18,754.67 7.21 43.65 21,394.31 6.14 49.79 23,250.36 4.32 54.11 24,726.96 3.44 57.55 27,094.68 5.51 63.06 28,670.58 3.67 66.73 31,307.14 6.14 72.86 33,053.07 4.06 76.93 36,596.28 8.25 85.17 39,260.52 6.20 91.37 40,307.11 2.44 93.81 41,425.92 2.60 96.41 42,966.97 3.59 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 8 1 2 5 2 3 12 5 16 7 3 14 3 6 0 11 12 6 11 12 139

8 5.76 5.76 9 0.72 6.47 11 1.44 7.91 16 3.60 11.51 18 1.44 12.95 21 2.16 15.11 33 8.63 23.74 38 3.60 27.34 54 11.51 38.85 61 5.04 43.88 64 2.16 46.04 78 10.07 56.12 81 2.16 58.27 87 4.32 62.59 87 0.00 62.59 98 7.91 70.50 110 8.63 79.14 116 4.32 83.45 127 7.91 91.37 139 8.63 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 459.45 0.00 60.73 173.00 392.21 761.31 1,507.76 138.59 851.87 210.85 40.52 590.27 36.25 40.77 0.00 1,027.06 351.68 225.09 1,147.23 508.42 8,523.06

459.45 5.39 459.45 0.00 520.18 0.71 693.18 2.03 1,085.39 4.60 1,846.70 8.93 3,354.47 17.69 3,493.06 1.63 4,344.92 9.99 4,555.77 2.47 4,596.29 0.48 5,186.56 6.93 5,222.81 0.43 5,263.58 0.48 5,263.58 0.00 6,290.64 12.05 6,642.32 4.13 6,867.41 2.64 8,014.64 13.46 8,523.06 5.97

5.39 22.23 5.39 0.00 6.10 5.35 8.13 12.97 12.73 15.70 21.67 15.29 39.36 53.55 40.98 4.47 50.98 32.27 53.45 11.36 53.93 2.74 60.85 24.93 61.28 2.30 61.76 1.55 61.76 0.00 73.81 28.99 77.93 13.20 80.57 21.51 94.03 102.54 100.00 32.99

22.23 15.87 12.91 12.93 13.81 14.38 21.43 18.62 20.31 19.59 18.59 19.14 18.22 16.81 15.92 17.19 16.92 17.04 19.35 19.84

19.84

Page 143 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 23 - NUSA TENGGARA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,103 1,335 1,438 751 662 377 221 199 103 45 49 53 41 38 15 31 10 10 7 2 6,490

1,103 2,438 3,876 4,627 5,289 5,666 5,887 6,086 6,189 6,234 6,283 6,336 6,377 6,415 6,430 6,461 6,471 6,481 6,488 6,490

17.00 20.57 22.16 11.57 10.20 5.81 3.41 3.07 1.59 0.69 0.76 0.82 0.63 0.59 0.23 0.48 0.15 0.15 0.11 0.03

17.00 37.57 59.72 71.29 81.49 87.30 90.71 93.78 95.36 96.06 96.81 97.63 98.26 98.84 99.08 99.55 99.71 99.86 99.97 100.00

PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 286.49 334.44 721.68 618.46 868.61 748.27 615.41 538.80 391.14 184.70 307.17 329.72 394.95 385.05 122.51 902.36 100.50 86.83 74.83 20.21 8,032.12

286.49 3.57 3.57 620.93 4.16 7.73 1,342.61 8.98 16.72 1,961.07 7.70 24.42 2,829.68 10.81 35.23 3,577.95 9.32 44.55 4,193.36 7.66 52.21 4,732.16 6.71 58.92 5,123.30 4.87 63.79 5,307.99 2.30 66.08 5,615.16 3.82 69.91 5,944.88 4.10 74.01 6,339.83 4.92 78.93 6,724.89 4.79 83.72 6,847.39 1.53 85.25 7,749.75 11.23 96.48 7,850.26 1.25 97.74 7,937.09 1.08 98.82 8,011.91 0.93 99.75 8,032.12 0.25 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 1 1 2 1 5 2 0 4 0 0 0 0 0 1 81 0 0 0 0 98

0 0.00 0.00 1 1.02 1.02 2 1.02 2.04 4 2.04 4.08 5 1.02 5.10 10 5.10 10.20 12 2.04 12.24 12 0.00 12.24 16 4.08 16.33 16 0.00 16.33 16 0.00 16.33 16 0.00 16.33 16 0.00 16.33 16 0.00 16.33 17 1.02 17.35 98 82.65 100.00 98 0.00 100.00 98 0.00 100.00 98 0.00 100.00 98 0.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 7.56 92.27 40.99 172.73 24.31 14.02 0.00 49.26 0.00 0.00 0.00 0.00 0.00 248.35 1,371.01 0.00 0.00 0.00 0.00 2,020.49

0.00 0.00 7.56 0.37 99.83 4.57 140.82 2.03 313.55 8.55 337.86 1.20 351.87 0.69 351.87 0.00 401.13 2.44 401.13 0.00 401.13 0.00 401.13 0.00 401.13 0.00 401.13 0.00 649.48 12.29 2,020.49 67.86 2,020.49 0.00 2,020.49 0.00 2,020.49 0.00 2,020.49 0.00

0.00 0.00 0.37 2.26 4.94 12.79 6.97 6.63 15.52 19.89 16.72 3.25 17.42 2.28 17.42 0.00 19.85 12.59 19.85 0.00 19.85 0.00 19.85 0.00 19.85 0.00 19.85 0.00 32.14 202.72 100.00 151.94 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

0.00 1.22 7.44 7.18 11.08 9.44 8.39 7.44 7.83 7.56 7.14 6.75 6.33 5.96 9.49 26.07 25.74 25.46 25.22 25.16

25.16

Page 144 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 24 - NUSA TENGGARA TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM.

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

718 835 1,026 578 621 443 248 193 111 61 39 38 20 33 8 11 11 3 1 1

130.35 243.63 531.14 537.94 1,058.08 1,009.95 818.62 852.71 624.76 345.46 219.18 329.33 156.47 187.14 43.58 89.50 237.29 391.08 -1.39 -0.53

4,999

718 1,553 2,579 3,157 3,778 4,221 4,469 4,662 4,773 4,834 4,873 4,911 4,931 4,964 4,972 4,983 4,994 4,997 4,998 4,999

14.36 16.70 20.52 11.56 12.42 8.86 4.96 3.86 2.22 1.22 0.78 0.76 0.40 0.66 0.16 0.22 0.22 0.06 0.02 0.02

14.36 31.07 51.59 63.15 75.58 84.44 89.40 93.26 95.48 96.70 97.48 98.24 98.64 99.30 99.46 99.68 99.90 99.96 99.98 100.00

7,804.28

130.35 373.98 905.12 1,443.05 2,501.13 3,511.08 4,329.70 5,182.41 5,807.17 6,152.62 6,371.80 6,701.13 6,857.60 7,044.74 7,088.32 7,177.82 7,415.11 7,806.19 7,804.81 7,804.28

1.67 1.67 3.12 4.79 6.81 11.60 6.89 18.49 13.56 32.05 12.94 44.99 10.49 55.48 10.93 66.40 8.01 74.41 4.43 78.84 2.81 81.65 4.22 85.86 2.00 87.87 2.40 90.27 0.56 90.83 1.15 91.97 3.04 95.01 5.01 100.02 -0.02 100.01 -0.01 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 0 0 0 1 0 0 1 0 0 0 0 0 0 1 0 0 0 0 0 3

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 33.33 33.33 1 0.00 33.33 1 0.00 33.33 2 33.33 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 3 33.33 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 216.30 0.00 0.00 27.63 0.00 0.00 0.00 0.00 0.00 0.00 16.15 0.00 0.00 0.00 0.00 0.00 260.08

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 216.30 83.17 216.30 0.00 216.30 0.00 243.92 10.62 243.92 0.00 243.92 0.00 243.92 0.00 243.92 0.00 243.92 0.00 243.92 0.00 260.08 6.21 260.08 0.00 260.08 0.00 260.08 0.00 260.08 0.00 260.08 0.00

0.00 0.00 0.00 0.00 83.17 83.17 83.17 93.79 93.79 93.79 93.79 93.79 93.79 93.79 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 20.44 0.00 0.00 3.24 0.00 0.00 0.00 0.00 0.00 0.00 37.06 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 8.65 6.16 5.00 4.71 4.20 3.96 3.83 3.64 3.56 3.46 3.67 3.62 3.51 3.33 3.33 3.33

3.33

Page 145 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 25 - MALUKU

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 177 295 298 185 219 116 107 97 43 26 24 17 14 17 11 22 10 1 2 2 1,683

177 472 770 955 1,174 1,290 1,397 1,494 1,537 1,563 1,587 1,604 1,618 1,635 1,646 1,668 1,678 1,679 1,681 1,683

10.52 17.53 17.71 10.99 13.01 6.89 6.36 5.76 2.55 1.54 1.43 1.01 0.83 1.01 0.65 1.31 0.59 0.06 0.12 0.12

10.52 28.05 45.75 56.74 69.76 76.65 83.01 88.77 91.33 92.87 94.30 95.31 96.14 97.15 97.80 99.11 99.70 99.76 99.88 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 53.26 73.20 183.31 162.20 387.63 268.46 382.38 443.73 237.61 151.24 148.36 92.03 176.24 184.32 98.65 186.40 90.65 11.45 0.99 13.33 3,345.43

53.26 1.59 1.59 126.46 2.19 3.78 309.77 5.48 9.26 471.97 4.85 14.11 859.60 11.59 25.69 1,128.06 8.02 33.72 1,510.44 11.43 45.15 1,954.17 13.26 58.41 2,191.78 7.10 65.52 2,343.01 4.52 70.04 2,491.37 4.43 74.47 2,583.40 2.75 77.22 2,759.64 5.27 82.49 2,943.96 5.51 88.00 3,042.61 2.95 90.95 3,229.01 5.57 96.52 3,319.66 2.71 99.23 3,331.11 0.34 99.57 3,332.10 0.03 99.60 3,345.43 0.40 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 146 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 26 - IRIAN JAYA

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 701 639 971 697 758 440 302 260 155 88 60 79 39 60 25 31 26 5 9 0 5,345

701 1,340 2,311 3,008 3,766 4,206 4,508 4,768 4,923 5,011 5,071 5,150 5,189 5,249 5,274 5,305 5,331 5,336 5,345 5,345

13.12 11.96 18.17 13.04 14.18 8.23 5.65 4.86 2.90 1.65 1.12 1.48 0.73 1.12 0.47 0.58 0.49 0.09 0.17 0.00

13.12 25.07 43.24 56.28 70.46 78.69 84.34 89.20 92.10 93.75 94.87 96.35 97.08 98.20 98.67 99.25 99.74 99.83 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 257.04 168.66 438.36 594.29 1,111.98 1,125.34 1,116.38 1,325.17 955.07 660.20 479.86 638.37 503.73 733.83 441.45 302.50 252.66 98.54 166.72 0.00 11,370.15

257.04 2.26 2.26 425.70 1.48 3.74 864.06 3.86 7.60 1,458.35 5.23 12.83 2,570.33 9.78 22.61 3,695.67 9.90 32.50 4,812.04 9.82 42.32 6,137.22 11.65 53.98 7,092.29 8.40 62.38 7,752.49 5.81 68.18 8,232.34 4.22 72.40 8,870.72 5.61 78.02 9,374.45 4.43 82.45 10,108.28 6.45 88.90 10,549.73 3.88 92.78 10,852.23 2.66 95.44 11,104.89 2.22 97.67 11,203.43 0.87 98.53 11,370.15 1.47 100.00 11,370.15 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 4 1 1 0 1 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 8

4 5 6 6 7 7 7 7 7 7 7 8 8 8 8 8 8 8 8 8

50.00 12.50 12.50 0.00 12.50 0.00 0.00 0.00 0.00 0.00 0.00 12.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

50.00 62.50 75.00 75.00 87.50 87.50 87.50 87.50 87.50 87.50 87.50 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 1,891.27 50.72 2.00 0.00 38.06 0.00 0.00 0.00 0.00 0.00 0.00 22.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,004.74

1,891.27 94.34 1,941.99 2.53 1,943.99 0.10 1,943.99 0.00 1,982.05 1.90 1,982.05 0.00 1,982.05 0.00 1,982.05 0.00 1,982.05 0.00 1,982.05 0.00 1,982.05 0.00 2,004.74 1.13 2,004.74 0.00 2,004.74 0.00 2,004.74 0.00 2,004.74 0.00 2,004.74 0.00 2,004.74 0.00 2,004.74 0.00 2,004.74 0.00

94.34 735.80 735.80 96.87 30.07 456.19 96.97 0.46 224.98 96.97 0.00 133.30 98.87 3.42 77.11 98.87 0.00 53.63 98.87 0.00 41.19 98.87 0.00 32.30 98.87 0.00 27.95 98.87 0.00 25.57 98.87 0.00 24.08 100.00 3.55 22.60 100.00 0.00 21.39 100.00 0.00 19.83 100.00 0.00 19.00 100.00 0.00 18.47 100.00 0.00 18.05 100.00 0.00 17.89 100.00 0.00 17.63 100.00 0.00 17.63 17.63

Page 147 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 27 - MALUKU UTARA

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 132 162 211 85 127 100 93 93 59 34 8 16 16 15 3 4 1 1 7 0 1,167

132 294 505 590 717 817 910 1,003 1,062 1,096 1,104 1,120 1,136 1,151 1,154 1,158 1,159 1,160 1,167 1,167

11.31 13.88 18.08 7.28 10.88 8.57 7.97 7.97 5.06 2.91 0.69 1.37 1.37 1.29 0.26 0.34 0.09 0.09 0.60 0.00

11.31 25.19 43.27 50.56 61.44 70.01 77.98 85.95 91.00 93.92 94.60 95.97 97.34 98.63 98.89 99.23 99.31 99.40 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 28.22 36.29 119.32 83.19 202.33 251.74 357.18 463.32 419.84 282.63 72.01 157.19 165.88 206.11 72.21 69.22 2.88 18.78 317.25 0.00 3,325.58

28.22 0.85 0.85 64.51 1.09 1.94 183.83 3.59 5.53 267.01 2.50 8.03 469.35 6.08 14.11 721.09 7.57 21.68 1,078.26 10.74 32.42 1,541.59 13.93 46.36 1,961.42 12.62 58.98 2,244.05 8.50 67.48 2,316.06 2.17 69.64 2,473.25 4.73 74.37 2,639.13 4.99 79.36 2,845.24 6.20 85.56 2,917.45 2.17 87.73 2,986.67 2.08 89.81 2,989.54 0.09 89.90 3,008.32 0.56 90.46 3,325.58 9.54 100.00 3,325.58 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.0 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.64 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.64

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.64 100.0 15.64 0.00 15.64 0.00 15.64 0.00 15.64 0.00 15.64 0.00 15.64 0.00 15.64 0.00 15.64 0.00 15.64 0.00 15.64 0.00 15.64 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.72 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.80 0.70 0.68 0.63 0.59 0.55 0.54 0.52 0.52 0.52 0.47 0.47

0.47

Page 148 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 28 - IRIAN JAYA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 294 343 505 232 233 152 109 59 67 22 24 20 14 18 11 14 7 3 1 3 2,131

294 637 1,142 1,374 1,607 1,759 1,868 1,927 1,994 2,016 2,040 2,060 2,074 2,092 2,103 2,117 2,124 2,127 2,128 2,131

13.80 16.10 23.70 10.89 10.93 7.13 5.11 2.77 3.14 1.03 1.13 0.94 0.66 0.84 0.52 0.66 0.33 0.14 0.05 0.14

13.80 29.89 53.59 64.48 75.41 82.54 87.66 90.43 93.57 94.60 95.73 96.67 97.33 98.17 98.69 99.34 99.67 99.81 99.86 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 143.09 57.64 163.53 147.79 316.50 382.13 344.88 265.17 331.28 142.68 197.11 155.50 146.06 118.74 151.66 279.14 123.97 42.00 2.68 4.32 3,515.85

143.09 4.07 4.07 200.73 1.64 5.71 364.26 4.65 10.36 512.04 4.20 14.56 828.54 9.00 23.57 1,210.67 10.87 34.43 1,555.56 9.81 44.24 1,820.72 7.54 51.79 2,152.00 9.42 61.21 2,294.68 4.06 65.27 2,491.79 5.61 70.87 2,647.29 4.42 75.30 2,793.35 4.15 79.45 2,912.08 3.38 82.83 3,063.74 4.31 87.14 3,342.88 7.94 95.08 3,466.85 3.53 98.61 3,508.85 1.19 99.80 3,511.53 0.08 99.88 3,515.85 0.12 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 3

1 33.33 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 2 33.33 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 3 33.33 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00 3 0.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 85.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 759.88 0.00 0.00 0.00 0.00 844.91

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 85.03 10.06 85.03 0.00 85.03 0.00 85.03 0.00 85.03 0.00 85.03 0.00 85.03 0.00 85.03 0.00 85.03 0.00 85.03 0.00 85.03 0.00 844.91 89.94 844.91 0.00 844.91 0.00 844.91 0.00 844.91 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.06 26.87 10.06 0.00 10.06 0.00 10.06 0.00 10.06 0.00 10.06 0.00 10.06 0.00 10.06 0.00 10.06 0.00 10.06 0.00 10.06 0.00 100.00 272.23 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

0.00 0.00 0.00 0.00 10.26 7.02 5.47 4.67 3.95 3.71 3.41 3.21 3.04 2.92 2.78 25.28 24.37 24.08 24.06 24.03

24.03

Page 149 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 29 - BANTEN

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 7,025 7,688 10,631 7,184 7,483 3,667 2,261 1,829 1,084 663 602 696 553 765 492 879 807 380 520 177 55,386

7,025 14,713 25,344 32,528 40,011 43,678 45,939 47,768 48,852 49,515 50,117 50,813 51,366 52,131 52,623 53,502 54,309 54,689 55,209 55,386

12.68 13.88 19.19 12.97 13.51 6.62 4.08 3.30 1.96 1.20 1.09 1.26 1.00 1.38 0.89 1.59 1.46 0.69 0.94 0.32

12.68 26.56 45.76 58.73 72.24 78.86 82.94 86.25 88.20 89.40 90.49 91.74 92.74 94.12 95.01 96.60 98.06 98.74 99.68 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 8,221.85 1,710.56 3,454.29 4,123.95 5,662.41 4,376.87 3,694.68 4,171.11 3,482.29 2,508.05 2,536.85 3,676.24 3,483.88 5,863.85 5,038.80 11,052.30 14,887.71 6,426.12 6,257.84 5,266.15 105,895.80

8,221.85 7.76 7.76 9,932.41 1.62 9.38 13,386.70 3.26 12.64 17,510.65 3.89 16.54 23,173.06 5.35 21.88 27,549.93 4.13 26.02 31,244.61 3.49 29.51 35,415.72 3.94 33.44 38,898.01 3.29 36.73 41,406.06 2.37 39.10 43,942.91 2.40 41.50 47,619.15 3.47 44.97 51,103.03 3.29 48.26 56,966.88 5.54 53.80 62,005.68 4.76 58.55 73,057.98 10.44 68.99 87,945.69 14.06 83.05 94,371.81 6.07 89.12 100,629.65 5.91 95.03 105,895.80 4.97 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM.

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

26 7 11 10 14 11 11 12 3 5 11 9 5 13 9 35 24 20 14 15

26 9.81 9.81 3,887.40 33 2.64 12.45 97.65 44 4.15 16.60 325.45 54 3.77 20.38 543.45 68 5.28 25.66 247.67 79 4.15 29.81 759.33 90 4.15 33.96 3,861.16 102 4.53 38.49 532.49 105 1.13 39.62 2,693.88 110 1.89 41.51 336.47 121 4.15 45.66 769.23 130 3.40 49.06 1,547.49 135 1.89 50.94 855.69 148 4.91 55.85 1,956.61 157 3.40 59.25 753.92 192 13.21 72.45 17,921.48 216 9.06 81.51 0.23 236 7.55 89.06 7,659.64 250 5.28 94.34 2,852.81 265 5.66 100.00 4,481.83

265

52,083.88

3,887.40 7.46 3,985.05 0.19 4,310.50 0.62 4,853.95 1.04 5,101.63 0.48 5,860.95 1.46 9,722.11 7.41 10,254.60 1.02 12,948.48 5.17 13,284.95 0.65 14,054.18 1.48 15,601.67 2.97 16,457.36 1.64 18,413.97 3.76 19,167.89 1.45 37,089.36 34.41 37,089.59 0.00 44,749.23 14.71 47,602.05 5.48 52,083.88 8.61

7.46 47.28 7.65 5.71 8.28 9.42 9.32 13.18 9.80 4.37 11.25 17.35 18.67 104.51 19.69 12.77 24.86 77.36 25.51 13.42 26.98 30.32 29.95 42.09 31.60 24.56 35.35 33.37 36.80 14.96 71.21 162.15 71.21 0.00 85.92 119.20 91.39 45.59 100.00 85.11

47.28 40.12 32.20 27.72 22.02 21.27 31.12 28.95 33.29 32.08 31.98 32.76 32.20 32.32 30.91 50.77 42.17 47.42 47.30 49.18

49.18

Page 150 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 30 - BANGKA BELITUNG

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 304 341 407 288 349 262 171 133 63 37 24 23 28 34 12 18 21 13 15 15 2,558

304 645 1,052 1,340 1,689 1,951 2,122 2,255 2,318 2,355 2,379 2,402 2,430 2,464 2,476 2,494 2,515 2,528 2,543 2,558

11.88 13.33 15.91 11.26 13.64 10.24 6.68 5.20 2.46 1.45 0.94 0.90 1.09 1.33 0.47 0.70 0.82 0.51 0.59 0.59

11.88 25.22 41.13 52.38 66.03 76.27 82.96 88.15 90.62 92.06 93.00 93.90 95.00 96.33 96.79 97.50 98.32 98.83 99.41 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 290.29 71.22 160.50 185.86 400.02 398.23 375.07 365.65 266.66 157.84 142.37 108.70 142.80 238.11 89.23 211.65 205.47 169.69 320.81 91.59 4,391.75

290.29 361.51 522.01 707.87 1,107.89 1,506.12 1,881.19 2,246.84 2,513.50 2,671.34 2,813.71 2,922.41 3,065.21 3,303.32 3,392.55 3,604.19 3,809.66 3,979.35 4,300.16 4,391.75

6.61 6.61 1.62 8.23 3.65 11.89 4.23 16.12 9.11 25.23 9.07 34.29 8.54 42.83 8.33 51.16 6.07 57.23 3.59 60.83 3.24 64.07 2.48 66.54 3.25 69.79 5.42 75.22 2.03 77.25 4.82 82.07 4.68 86.75 3.86 90.61 7.30 97.91 2.09 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 3 0 7

1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3 4 7 7

14.29 14.29 14.29 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 0.00 28.57 14.29 42.86 14.29 57.14 42.86 100.00 0.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 384.10 246.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.94 55.14 421.05 0.00 1,117.89

384.10 34.36 630.76 22.07 630.76 0.00 630.76 0.00 630.76 0.00 630.76 0.00 630.76 0.00 630.76 0.00 630.76 0.00 630.76 0.00 630.76 0.00 630.76 0.00 630.76 0.00 630.76 0.00 630.76 0.00 630.76 0.00 641.70 0.98 696.84 4.93 1,117.89 37.66 1,117.89 0.00

34.36 132.31 132.31 56.42 346.36 174.48 56.42 0.00 120.83 56.42 0.00 89.11 56.42 0.00 56.93 56.42 0.00 41.88 56.42 0.00 33.53 56.42 0.00 28.07 56.42 0.00 25.10 56.42 0.00 23.61 56.42 0.00 22.42 56.42 0.00 21.58 56.42 0.00 20.58 56.42 0.00 19.09 56.42 0.00 18.59 56.42 0.00 17.50 57.40 5.32 16.84 62.34 32.49 17.51 100.00 131.25 26.00 100.00 0.00 25.45 25.45

Page 151 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 31 - GORONTALO

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 224 348 423 238 276 180 94 79 52 28 21 18 13 12 5 10 12 4 1 0 2,038

224 572 995 1,233 1,509 1,689 1,783 1,862 1,914 1,942 1,963 1,981 1,994 2,006 2,011 2,021 2,033 2,037 2,038 2,038

10.99 17.08 20.76 11.68 13.54 8.83 4.61 3.88 2.55 1.37 1.03 0.88 0.64 0.59 0.25 0.49 0.59 0.20 0.05 0.00

10.99 28.07 48.82 60.50 74.04 82.88 87.49 91.36 93.92 95.29 96.32 97.20 97.84 98.43 98.68 99.17 99.75 99.95 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 41.76 93.84 193.81 173.84 311.98 317.87 298.58 281.30 282.54 188.42 100.67 156.80 114.52 232.48 56.09 22.65 122.06 42.41 24.99 0.00 3,056.61

41.76 1.37 1.37 135.60 3.07 4.44 329.41 6.34 10.78 503.26 5.69 16.46 815.23 10.21 26.67 1,133.10 10.40 37.07 1,431.68 9.77 46.84 1,712.97 9.20 56.04 1,995.52 9.24 65.29 2,183.93 6.16 71.45 2,284.61 3.29 74.74 2,441.40 5.13 79.87 2,555.93 3.75 83.62 2,788.41 7.61 91.23 2,844.50 1.84 93.06 2,867.15 0.74 93.80 2,989.21 3.99 97.79 3,031.62 1.39 99.18 3,056.61 0.82 100.00 3,056.61 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 0 3 1 0 0 3 0 0 0 2 0 0 0 1 0 0 0 0 0 10

0 0 3 4 4 4 7 7 7 7 9 9 9 9 10 10 10 10 10 10

0.00 0.00 30.00 10.00 0.00 0.00 30.00 0.00 0.00 0.00 20.00 0.00 0.00 0.00 10.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 30.00 40.00 40.00 40.00 70.00 70.00 70.00 70.00 90.00 90.00 90.00 90.00 100.00 100.00 100.00 100.00 100.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 215.07 1.75 0.00 0.00 343.37 0.00 0.00 0.00 139.25 0.00 0.00 0.00 443.56 0.00 0.00 0.00 0.00 0.00 1,143.00

0.00 0.00 215.07 216.82 216.82 216.82 560.19 560.19 560.19 560.19 699.44 699.44 699.44 699.44 1,143.00 1,143.00 1,143.00 1,143.00 1,143.00 1,143.00

0.00 0.00 18.82 0.15 0.00 0.00 30.04 0.00 0.00 0.00 12.18 0.00 0.00 0.00 38.81 0.00 0.00 0.00 0.00 0.00

0.00 0.00 18.82 18.97 18.97 18.97 49.01 49.01 49.01 49.01 61.19 61.19 61.19 61.19 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 110.97 1.01 0.00 0.00 115.00 0.00 0.00 0.00 138.32 0.00 0.00 0.00 790.74 0.00 0.00 0.00 0.00 0.00

0.00 0.00 65.29 43.08 26.60 19.14 39.13 32.70 28.07 25.65 30.62 28.65 27.37 25.08 40.18 39.87 38.24 37.70 37.39 37.39

37.39

Page 152 of 204

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

PROVINCE

: 32 - KEPULAUAN RIAU

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,317 2,644 3,113 2,072 2,147 951 665 430 304 147 95 153 64 144 87 120 125 55 95 41 15,769

2,317 4,961 8,074 10,146 12,293 13,244 13,909 14,339 14,643 14,790 14,885 15,038 15,102 15,246 15,333 15,453 15,578 15,633 15,728 15,769

14.69 16.77 19.74 13.14 13.62 6.03 4.22 2.73 1.93 0.93 0.60 0.97 0.41 0.91 0.55 0.76 0.79 0.35 0.60 0.26

14.69 31.46 51.20 64.34 77.96 83.99 88.20 90.93 92.86 93.79 94.39 95.36 95.77 96.68 97.24 98.00 98.79 99.14 99.74 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,588.56 497.31 1,054.07 1,443.31 2,533.13 1,650.87 1,521.48 1,374.23 1,134.03 666.30 480.31 906.89 722.45 1,335.88 917.27 1,824.39 2,399.23 1,137.85 3,798.50 57,243.64 84,229.70

1,588.56 1.89 1.89 2,085.86 0.59 2.48 3,139.94 1.25 3.73 4,583.25 1.71 5.44 7,116.38 3.01 8.45 8,767.25 1.96 10.41 10,288.73 1.81 12.22 11,662.96 1.63 13.85 12,796.99 1.35 15.19 13,463.29 0.79 15.98 13,943.59 0.57 16.55 14,850.48 1.08 17.63 15,572.93 0.86 18.49 16,908.82 1.59 20.07 17,826.09 1.09 21.16 19,650.47 2.17 23.33 22,049.71 2.85 26.18 23,187.55 1.35 27.53 26,986.06 4.51 32.04 84,229.70 67.96 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 4 1 1 4 3 2 0 3 0 1 0 1 1 6 0 3 4 2 9 0 45

4 8.89 8.89 5 2.22 11.11 6 2.22 13.33 10 8.89 22.22 13 6.67 28.89 15 4.44 33.33 15 0.00 33.33 18 6.67 40.00 18 0.00 40.00 19 2.22 42.22 19 0.00 42.22 20 2.22 44.44 21 2.22 46.67 27 13.33 60.00 27 0.00 60.00 30 6.67 66.67 34 8.89 75.56 36 4.44 80.00 45 20.00 100.00 45 0.00 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 38.27 0.96 3.81 246.86 939.87 869.72 0.00 118.54 0.00 4.01 0.00 5.83 36.78 84.04 0.00 8,665.30 111.08 281.52 6,024.40 0.00 17,430.99

38.27 0.22 39.22 0.01 43.03 0.02 289.89 1.42 1,229.76 5.39 2,099.48 4.99 2,099.48 0.00 2,218.02 0.68 2,218.02 0.00 2,222.03 0.02 2,222.03 0.00 2,227.86 0.03 2,264.64 0.21 2,348.68 0.48 2,348.68 0.00 11,013.98 49.71 11,125.06 0.64 11,406.58 1.62 17,430.99 34.56 17,430.99 0.00

0.22 2.41 0.23 0.19 0.25 0.36 1.66 17.10 7.06 37.10 12.04 52.68 12.04 0.00 12.72 8.63 12.72 0.00 12.75 0.60 12.75 0.00 12.78 0.64 12.99 5.09 13.47 6.29 13.47 0.00 63.19 474.97 63.82 4.63 65.44 24.74 100.00 158.60 100.00 0.00

2.41 1.88 1.37 6.33 17.28 23.95 20.41 19.02 17.33 16.50 15.94 15.00 14.54 13.89 13.18 56.05 50.45 49.19 64.59 20.69

20.69

Page 153 of 204

RISK AND LOSS PROFILE 2009

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, LOP, EQ

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: All Code

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

175,138 151,883 208,320 132,813 151,544 81,037 59,324 47,964 27,284 15,447 12,162 14,898 9,938 13,364 8,282 14,133 12,272 6,098 7,495 2,810 1,152,206

175,138 327,021 535,341 668,154 819,698 900,735 960,059 1,008,023 1,035,307 1,050,754 1,062,916 1,077,814 1,087,752 1,101,116 1,109,398 1,123,531 1,135,803 1,141,901 1,149,396 1,152,206

15.20 13.18 18.08 11.53 13.15 7.03 5.15 4.16 2.37 1.34 1.06 1.29 0.86 1.16 0.72 1.23 1.07 0.53 0.65 0.24

15.20 28.38 46.46 57.99 71.14 78.17 83.32 87.49 89.85 91.19 92.25 93.54 94.41 95.57 96.28 97.51 98.58 99.11 99.76 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 107,862.73 33,121.83 77,222.78 77,726.39 135,025.49 104,657.70 107,303.12 111,581.90 82,723.22 58,191.91 55,973.71 71,425.91 58,021.33 91,443.28 69,895.37 158,732.73 170,621.98 83,577.85 132,577.64 335,378.06 2,123,064.91

107,862.73 5.08 5.08 140,984.56 1.56 6.64 218,207.34 3.64 10.28 295,933.73 3.66 13.94 430,959.22 6.36 20.30 535,616.92 4.93 25.23 642,920.04 5.05 30.28 754,501.93 5.26 35.54 837,225.15 3.90 39.43 895,417.07 2.74 42.18 951,390.77 2.64 44.81 1,022,816.68 3.36 48.18 1,080,838.01 2.73 50.91 1,172,281.29 4.31 55.22 1,242,176.66 3.29 58.51 1,400,909.38 7.48 65.99 1,571,531.36 8.04 74.02 1,655,109.22 3.94 77.96 1,787,686.85 6.24 84.20 2,123,064.91 15.80 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 236 77 157 142 159 76 88 74 43 35 26 38 21 43 68 146 92 57 102 107 1,787

236 313 470 612 771 847 935 1,009 1,052 1,087 1,113 1,151 1,172 1,215 1,283 1,429 1,521 1,578 1,680 1,787

13.21 13.21 4.31 17.52 8.79 26.30 7.95 34.25 8.90 43.14 4.25 47.40 4.92 52.32 4.14 56.46 2.41 58.87 1.96 60.83 1.45 62.28 2.13 64.41 1.18 65.58 2.41 67.99 3.81 71.80 8.17 79.97 5.15 85.11 3.19 88.30 5.71 94.01 5.99 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 116,228.50 4,054.70 9,574.26 11,853.99 23,908.84 16,033.73 23,784.79 11,930.29 15,531.61 12,548.80 7,552.62 11,805.89 3,662.92 18,481.86 11,663.23 91,812.91 146,739.09 61,254.69 104,960.73 233,670.05 937,053.51

116,228.50 120,283.20 129,857.46 141,711.45 165,620.29 181,654.02 205,438.82 217,369.11 232,900.72 245,449.52 253,002.14 264,808.03 268,470.96 286,952.81 298,616.05 390,428.96 537,168.05 598,422.74 703,383.47 937,053.51

12.40 0.43 1.02 1.27 2.55 1.71 2.54 1.27 1.66 1.34 0.81 1.26 0.39 1.97 1.24 9.80 15.66 6.54 11.20 24.94

12.40 107.76 107.76 12.84 12.24 85.32 13.86 12.40 59.51 15.12 15.25 47.89 17.67 17.71 38.43 19.39 15.32 33.91 21.92 22.17 31.95 23.20 10.69 28.81 24.85 18.78 27.82 26.19 21.56 27.41 27.00 13.49 26.59 28.26 16.53 25.89 28.65 6.31 24.84 30.62 20.21 24.48 31.87 16.69 24.04 41.67 57.84 27.87 57.33 86.00 34.18 63.86 73.29 36.16 75.06 79.17 39.35 100.00 69.67 44.14 44.14

Page 154 of 204

RISK AND LOSS PROFILE 2009 GROUP BY CLASS OF BUSINESS

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: FIRE

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 141,088 138,890 188,066 118,201 129,244 64,265 43,582 31,972 16,515 8,623 6,501 7,271 4,532 5,584 3,003 4,653 3,747 1,738 2,181 1,027 920,683

141,088 279,978 468,044 586,245 715,489 779,754 823,336 855,308 871,823 880,446 886,947 894,218 898,750 904,334 907,337 911,990 915,737 917,475 919,656 920,683

15.32 15.09 20.43 12.84 14.04 6.98 4.73 3.47 1.79 0.94 0.71 0.79 0.49 0.61 0.33 0.51 0.41 0.19 0.24 0.11

15.32 30.41 50.84 63.68 77.71 84.69 89.43 92.90 94.69 95.63 96.34 97.13 97.62 98.22 98.55 99.06 99.46 99.65 99.89 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 58,463.97 30,166.55 71,689.07 71,429.33 121,036.22 90,505.26 87,298.47 85,744.19 58,880.35 39,402.30 35,788.69 43,757.94 34,214.49 50,041.98 33,520.01 67,436.69 55,161.78 24,559.48 25,304.22 73,074.41 1,157,475.39

58,463.97 5.05 5.05 88,630.51 2.61 7.66 160,319.58 6.19 13.85 231,748.91 6.17 20.02 352,785.13 10.46 30.48 443,290.39 7.82 38.30 530,588.86 7.54 45.84 616,333.05 7.41 53.25 675,213.40 5.09 58.34 714,615.70 3.40 61.74 750,404.39 3.09 64.83 794,162.33 3.78 68.61 828,376.82 2.96 71.57 878,418.80 4.32 75.89 911,938.81 2.90 78.79 979,375.50 5.83 84.61 1,034,537.28 4.77 89.38 1,059,096.76 2.12 91.50 1,084,400.98 2.19 93.69 1,157,475.39 6.31 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 118 63 102 79 82 32 40 29 18 12 14 8 9 10 6 104 20 13 28 6 793

118 181 283 362 444 476 516 545 563 575 589 597 606 616 622 726 746 759 787 793

14.88 14.88 7.94 22.82 12.86 35.69 9.96 45.65 10.34 55.99 4.04 60.03 5.04 65.07 3.66 68.73 2.27 71.00 1.51 72.51 1.77 74.27 1.01 75.28 1.13 76.42 1.26 77.68 0.76 78.44 13.11 91.55 2.52 94.07 1.64 95.71 3.53 99.24 0.76 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 12,058.49 3,723.33 7,205.17 9,035.71 10,541.24 8,022.84 15,329.59 9,085.85 11,600.06 7,414.69 6,696.05 6,424.49 2,848.82 5,203.03 3,652.41 12,521.10 77,963.72 5,753.87 22,007.29 -49.45 237,038.29

12,058.49 5.09 15,781.82 1.57 22,986.99 3.04 32,022.70 3.81 42,563.93 4.45 50,586.77 3.38 65,916.36 6.47 75,002.21 3.83 86,602.27 4.89 94,016.96 3.13 100,713.01 2.82 107,137.50 2.71 109,986.32 1.20 115,189.35 2.20 118,841.75 1.54 131,362.86 5.28 209,326.57 32.89 215,080.45 2.43 237,087.73 9.28 237,038.29 -0.02

5.09 20.63 6.66 12.34 9.70 10.05 13.51 12.65 17.96 8.71 21.34 8.86 27.81 17.56 31.64 10.60 36.54 19.70 39.66 18.82 42.49 18.71 45.20 14.68 46.40 8.33 48.60 10.40 50.14 10.90 55.42 18.57 88.31 141.34 90.74 23.43 100.02 86.97 100.00 -0.07

20.63 17.81 14.34 13.82 12.07 11.41 12.42 12.17 12.83 13.16 13.42 13.49 13.28 13.11 13.03 13.41 20.23 20.31 21.86 20.48

20.48

Page 155 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: I.A.R

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 20,254 8,007 11,842 8,985 14,380 11,028 10,443 10,667 7,126 4,349 3,592 4,721 3,180 4,500 2,923 5,385 4,649 2,383 2,792 851 142,057

20,254 14.26 28,261 5.64 40,103 8.34 49,088 6.32 63,468 10.12 74,496 7.76 84,939 7.35 95,606 7.51 102,732 5.02 107,081 3.06 110,673 2.53 115,394 3.32 118,574 2.24 123,074 3.17 125,997 2.06 131,382 3.79 136,031 3.27 138,414 1.68 141,206 1.97 142,057 0.60

14.26 19.89 28.23 34.56 44.68 52.44 59.79 67.30 72.32 75.38 77.91 81.23 83.47 86.64 88.69 92.49 95.76 97.44 99.40 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 26,660.73 1,539.77 3,381.59 4,076.21 9,979.17 9,859.39 14,617.52 18,427.13 17,235.63 13,481.95 14,496.85 18,779.82 15,991.37 27,995.63 23,835.03 55,683.98 65,492.01 30,553.50 51,285.97 66,048.38 489,421.6

26,660.73 28,200.50 31,582.09 35,658.31 45,637.48 55,496.87 70,114.39 88,541.52 105,777.15 119,259.10 133,755.95 152,535.76 168,527.13 196,522.76 220,357.79 276,041.78 341,533.79 372,087.29 423,373.25 489,421.63

5.45 5.45 0.31 5.76 0.69 6.45 0.83 7.29 2.04 9.32 2.01 11.34 2.99 14.33 3.77 18.09 3.52 21.61 2.75 24.37 2.96 27.33 3.84 31.17 3.27 34.43 5.72 40.15 4.87 45.02 11.38 56.40 13.38 69.78 6.24 76.03 10.48 86.50 13.50 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 95 7 22 33 32 18 36 35 17 20 10 26 11 33 61 39 68 40 69 101 773

95 12.29 12.29 102 0.91 13.20 124 2.85 16.04 157 4.27 20.31 189 4.14 24.45 207 2.33 26.78 243 4.66 31.44 278 4.53 35.96 295 2.20 38.16 315 2.59 40.75 325 1.29 42.04 351 3.36 45.41 362 1.42 46.83 395 4.27 51.10 456 7.89 58.99 495 5.05 64.04 563 8.80 72.83 603 5.17 78.01 672 8.93 86.93 773 13.07 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 101,089.29 149.14 519.94 514.24 1,178.74 1,325.38 5,130.23 635.21 1,486.43 1,041.84 415.38 1,278.38 236.19 13,278.83 6,258.55 66,478.55 28,408.36 26,493.00 47,204.67 233,719.49 536,841.85

101,089.29 18.83 101,238.43 0.03 101,758.37 0.10 102,272.61 0.10 103,451.35 0.22 104,776.73 0.25 109,906.96 0.96 110,542.17 0.12 112,028.60 0.28 113,070.44 0.19 113,485.82 0.08 114,764.20 0.24 115,000.39 0.04 128,279.22 2.47 134,537.77 1.17 201,016.32 12.38 229,424.69 5.29 255,917.68 4.93 303,122.35 8.79 536,841.85 43.54

18.83 379.17 18.86 9.69 18.96 15.38 19.05 12.62 19.27 11.81 19.52 13.44 20.47 35.10 20.59 3.45 20.87 8.62 21.06 7.73 21.14 2.87 21.38 6.81 21.42 1.48 23.90 47.43 25.06 26.26 37.44 119.39 42.74 43.38 47.67 86.71 56.46 92.04 100.00 353.86

379.17 359.00 322.20 286.81 226.68 188.80 156.75 124.85 105.91 94.81 84.85 75.24 68.24 65.27 61.05 72.82 67.17 68.78 71.60 109.69

109.69

Page 156 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: L.O.P

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

211

01/01/2009

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1 11 2 1 16 15 7 17 10 6 4 5 10 10 12 22 25 10 15 12

1 0.47 12 5.21 14 0.95 15 0.47 31 7.58 46 7.11 53 3.32 70 8.06 80 4.74 86 2.84 90 1.90 95 2.37 105 4.74 115 4.74 127 5.69 149 10.43 174 11.85 184 4.74 199 7.11 211 5.69

0.47 5.69 6.64 7.11 14.69 21.80 25.12 33.18 37.91 40.76 42.65 45.02 49.76 54.50 60.19 70.62 82.46 87.20 94.31 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 0.10 9.91 0.60 0.00 7.22 5.32 8.98 23.02 8.40 12.64 2.83 -0.33 33.32 35.20 57.73 36.28 134.49 -119.66 34.03 14.42 304.50

0.10 10.01 10.61 10.61 17.83 23.15 32.14 55.16 63.56 76.20 79.03 78.70 112.02 147.21 204.95 241.22 375.72 256.06 290.08 304.50

0.03 0.03 3.26 3.29 0.20 3.49 0.00 3.49 2.37 5.86 1.75 7.60 2.95 10.55 7.56 18.12 2.76 20.87 4.15 25.02 0.93 25.96 -0.11 25.85 10.94 36.79 11.56 48.35 18.96 67.31 11.91 79.22 44.17 123.39 -39.3 84.09 11.17 95.26 4.74 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 157 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: Earthquake

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: All Code

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

13,795 4,975 8,410 5,627 7,903 5,729 5,292 5,308 3,633 2,469 2,065 2,901 2,216 3,270 2,344 4,073 3,851 1,967 2,507 920 89,255

13,795 15.46 18,770 5.57 27,180 9.42 32,807 6.30 40,710 8.85 46,439 6.42 51,731 5.93 57,039 5.95 60,672 4.07 63,141 2.77 65,206 2.31 68,107 3.25 70,323 2.48 73,593 3.66 75,937 2.63 80,010 4.56 83,861 4.31 85,828 2.20 88,335 2.81 89,255 1.03

15.46 21.03 30.45 36.76 45.61 52.03 57.96 63.91 67.98 70.74 73.06 76.31 78.79 82.45 85.08 89.64 93.96 96.16 98.97 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 22,737.94 1,405.60 2,151.52 2,220.84 4,002.88 4,287.73 5,378.14 7,387.56 6,598.84 5,295.02 5,685.34 8,888.48 7,782.16 13,370.47 12,482.60 35,575.77 49,833.70 28,584.54 55,953.42 196,240.85 475,863.39

22,737.94 4.78 4.78 24,143.53 0.30 5.07 26,295.05 0.45 5.53 28,515.90 0.47 5.99 32,518.78 0.84 6.83 36,806.50 0.90 7.73 42,184.64 1.13 8.86 49,572.20 1.55 10.42 56,171.05 1.39 11.80 61,466.07 1.11 12.92 67,151.41 1.19 14.11 76,039.89 1.87 15.98 83,822.04 1.64 17.61 97,192.51 2.81 20.42 109,675.11 2.62 23.05 145,250.88 7.48 30.52 195,084.58 10.47 41.00 223,669.11 6.01 47.00 279,622.54 11.76 58.76 475,863.39 41.24 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM.

23 7 33 30 45 26 12 10 8 3 2 4 1 0 1 3 4 4 5 0 221

23 30 63 93 138 164 176 186 194 197 199 203 204 204 205 208 212 216 221 221

10.41 10.41 3.17 13.57 14.93 28.51 13.57 42.08 20.36 62.44 11.76 74.21 5.43 79.64 4.52 84.16 3.62 87.78 1.36 89.14 0.90 90.05 1.81 91.86 0.45 92.31 0.00 92.31 0.45 92.76 1.36 94.12 1.81 95.93 1.81 97.74 2.26 100.00 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 3,080.72 3,080.72 1.89 182.23 3,262.95 0.11 1,849.15 5,112.10 1.13 2,304.04 7,416.14 1.41 12,188.87 19,605.01 7.47 6,685.52 26,290.52 4.10 3,324.98 29,615.50 2.04 2,209.23 31,824.73 1.35 2,445.12 34,269.85 1.50 4,092.26 38,362.12 2.51 441.20 38,803.32 0.27 4,103.01 42,906.33 2.51 577.92 43,484.25 0.35 0.00 43,484.25 0.00 1,752.27 45,236.52 1.07 12,813.26 58,049.78 7.85 40,367.01 98,416.79 24.74 29,007.82 127,424.61 17.78 35,748.77 163,173.38 21.91 0.00 163,173.38 0.00 163,173.38

1.89 2.00 3.13 4.54 12.01 16.11 18.15 19.50 21.00 23.51 23.78 26.29 26.65 26.65 27.72 35.58 60.31 78.09 100.00 100.00

13.55 12.96 85.95 103.75 304.50 155.92 61.82 29.90 37.05 77.29 7.76 46.16 7.43 0.00 14.04 36.02 81.00 101.48 63.89 0.00

13.55 13.51 19.44 26.01 60.29 71.43 70.20 64.20 61.01 62.41 57.78 56.43 51.88 44.74 41.25 39.97 50.45 56.97 58.35 34.29

34.29

Page 158 of 204

RISK AND LOSS PROFILE 2009 GROUP BY OCCUPATION CODE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 20

DATA POSITION FROM PROCESSING

01/01/2009

15/06/2010

DATE

15/09/2010

Mining, Driling Instalation, Salt Mines, Peat Extraction, Metalurgical Plants

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 155 31 68 46 81 41 43 69 53 56 45 71 46 74 59 102 162 137 196 108 1,643

155 9.43 186 1.89 254 4.14 300 2.80 381 4.93 422 2.50 465 2.62 534 4.20 587 3.23 643 3.41 688 2.74 759 4.32 805 2.80 879 4.50 938 3.59 1,040 6.21 1,202 9.86 1,339 8.34 1,535 11.93 1,643 6.57

9.43 11.32 15.46 18.26 23.19 25.68 28.30 32.50 35.73 39.14 41.87 46.20 49.00 53.50 57.09 63.30 73.16 81.50 93.43 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,245.90 4.96 21.58 19.65 45.31 43.83 69.34 152.42 127.90 142.74 120.33 546.24 245.98 476.77 555.00 1,344.28 1,843.47 1,795.27 1,860.71 3,655.59 14,317.28

1,245.90 1,250.86 1,272.44 1,292.09 1,337.40 1,381.22 1,450.57 1,602.99 1,730.88 1,873.62 1,993.95 2,540.20 2,786.18 3,262.95 3,817.95 5,162.23 7,005.71 8,800.98 10,661.69 14,317.28

8.70 8.70 0.03 8.74 0.15 8.89 0.14 9.02 0.32 9.34 0.31 9.65 0.48 10.13 1.06 11.20 0.89 12.09 1.00 13.09 0.84 13.93 3.82 17.74 1.72 19.46 3.33 22.79 3.88 26.67 9.39 36.06 12.88 48.93 12.54 61.47 13.00 74.47 25.53 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 3 1 15

0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 1 4.55 4.55 124.29 2 4.55 9.09 11.02 2 0.00 9.09 0.00 2 0.00 9.09 0.00 3 4.55 13.64 0.00 6 13.64 27.27 379.88 7 4.55 31.82 0.00 22 68.18 100.00 44,784.75

45,299.94

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 124.29 0.27 135.30 0.02 135.30 0.00 135.30 0.00 135.30 0.00 515.18 0.84 515.18 0.00 45,299.94 98.86

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.27 50.53 4.46 0.30 2.31 4.15 0.30 0.00 3.54 0.30 0.00 2.62 0.30 0.00 1.93 1.14 21.16 5.85 1.14 0.00 4.83 100.00 1225.1 316.40 316.40

Page 159 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 21

DATA POSITION FROM PROCESSING

01/01/2009

15/06/2010

DATE

15/09/2010

Stone,Earth,(Animal) Bons or Shells

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 795 106 109 100 130 86 119 97 109 60 70 65 65 103 64 174 220 111 230 89 2,902

795 27.39 901 3.65 1,010 3.76 1,110 3.45 1,240 4.48 1,326 2.96 1,445 4.10 1,542 3.34 1,651 3.76 1,711 2.07 1,781 2.41 1,846 2.24 1,911 2.24 2,014 3.55 2,078 2.21 2,252 6.00 2,472 7.58 2,583 3.82 2,813 7.93 2,902 3.07

27.39 31.05 34.80 38.25 42.73 45.69 49.79 53.14 56.89 58.96 61.37 63.61 65.85 69.40 71.61 77.60 85.18 89.01 96.93 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 594.05 27.06 41.99 48.60 132.44 84.09 154.84 224.66 294.21 211.31 383.86 322.71 351.10 541.49 567.11 1,599.46 2,888.73 1,236.63 4,112.27 180,641.9 194,458.5

594.05 621.11 663.10 711.70 844.13 928.23 1,083.06 1,307.73 1,601.93 1,813.24 2,197.10 2,519.81 2,870.91 3,412.41 3,979.51 5,578.97 8,467.70 9,704.34 13,816.61 194,458.55

0.31 0.01 0.02 0.02 0.07 0.04 0.08 0.12 0.15 0.11 0.20 0.17 0.18 0.28 0.29 0.82 1.49 0.64 2.11 92.89

0.31 0.32 0.34 0.37 0.43 0.48 0.56 0.67 0.82 0.93 1.13 1.30 1.48 1.75 2.05 2.87 4.35 4.99 7.11 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 0 0 0 0 0 0 2 0 1 2 0 0 0 0 0 1 2 0 0 10

2 2 2 2 2 2 2 4 4 5 7 7 7 7 7 7 8 10 10 10

20.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 0.00 20.00 20.00 40.00 0.00 40.00 10.00 50.00 20.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 0.00 70.00 10.00 80.00 20.00 100.00 0.00 100.00 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 139.86 139.86 0.60 0.00 139.86 0.00 0.00 139.86 0.00 0.00 139.86 0.00 0.00 139.86 0.00 0.00 139.86 0.00 0.00 139.86 0.00 32.07 171.93 0.14 0.00 171.93 0.00 809.05 980.98 3.47 126.73 1,107.70 0.54 0.00 1,107.70 0.00 0.00 1,107.70 0.00 0.00 1,107.70 0.00 0.00 1,107.70 0.00 0.00 1,107.70 0.00 472.50 1,580.20 2.03 21,706.00 23,286.21 93.21 0.00 23,286.21 0.00 0.00 23,286.21 0.00 23,286.21

0.60 23.54 23.54 0.60 0.00 22.52 0.60 0.00 21.09 0.60 0.00 19.65 0.60 0.00 16.57 0.60 0.00 15.07 0.60 0.00 12.91 0.74 14.28 13.15 0.74 0.00 10.73 4.21 382.87 54.10 4.76 33.01 50.42 4.76 0.00 43.96 4.76 0.00 38.58 4.76 0.00 32.46 4.76 0.00 27.84 4.76 0.00 19.85 6.79 16.36 18.66 100.00 1755.2 239.96 100.00 0.00 168.54 100.00 0.00 11.97 11.97

Page 160 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 22

DATA POSITION FROM PROCESSING

01/01/2009

15/06/2010

DATE

15/09/2010

Metals

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,297 299 485 460 679 737 530 641 463 383 267 488 366 630 396 735 850 428 707 389 11,230

1,297 11.55 1,596 2.66 2,081 4.32 2,541 4.10 3,220 6.05 3,957 6.56 4,487 4.72 5,128 5.71 5,591 4.12 5,974 3.41 6,241 2.38 6,729 4.35 7,095 3.26 7,725 5.61 8,121 3.53 8,856 6.54 9,706 7.57 10,134 3.81 10,841 6.30 11,230 3.46

11.55 14.21 18.53 22.63 28.67 35.24 39.96 45.66 49.79 53.20 55.57 59.92 63.18 68.79 72.32 78.86 86.43 90.24 96.54 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 5,156.18 132.07 171.04 203.15 443.56 741.41 771.73 1,210.46 1,046.47 990.15 840.69 1,733.74 2,033.83 3,845.54 3,034.08 8,089.87 11,242.10 4,833.31 11,920.79 4,243.39 62,683.57

5,156.18 8.23 8.23 5,288.25 0.21 8.44 5,459.30 0.27 8.71 5,662.45 0.32 9.03 6,106.00 0.71 9.74 6,847.41 1.18 10.92 7,619.14 1.23 12.15 8,829.60 1.93 14.09 9,876.07 1.67 15.76 10,866.22 1.58 17.34 11,706.91 1.34 18.68 13,440.65 2.77 21.44 15,474.48 3.24 24.69 19,320.02 6.13 30.82 22,354.10 4.84 35.66 30,443.98 12.91 48.57 41,686.08 17.93 66.50 46,519.39 7.71 74.21 58,440.18 19.02 93.23 62,683.57 6.77 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 9 0 0 0 0 1 1 6 1 0 0 4 4 1 1 3 4 4 5 3 47

9 19.15 19.15 9 0.00 19.15 9 0.00 19.15 9 0.00 19.15 9 0.00 19.15 10 2.13 21.28 11 2.13 23.40 17 12.77 36.17 18 2.13 38.30 18 0.00 38.30 18 0.00 38.30 22 8.51 46.81 26 8.51 55.32 27 2.13 57.45 28 2.13 59.57 31 6.38 65.96 35 8.51 74.47 39 8.51 82.98 44 10.64 93.62 47 6.38 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 55,070.82 0.00 0.00 0.00 0.00 1.32 258.61 681.66 900.00 0.00 0.00 130.66 105.84 0.78 225.00 567.75 1,397.35 73.66 159.09 557.26 60,129.78

55,070.82 91.59 55,070.82 0.00 55,070.82 0.00 55,070.82 0.00 55,070.82 0.00 55,072.14 0.00 55,330.75 0.43 56,012.40 1.13 56,912.40 1.50 56,912.40 0.00 56,912.40 0.00 57,043.06 0.22 57,148.90 0.18 57,149.68 0.00 57,374.68 0.37 57,942.43 0.94 59,339.78 2.32 59,413.43 0.12 59,572.52 0.26 60,129.78 0.93

91.59 1068.0 91.59 0.00 91.59 0.00 91.59 0.00 91.59 0.00 91.59 0.18 92.02 33.51 93.15 56.31 94.65 86.00 94.65 0.00 94.65 0.00 94.87 7.54 95.04 5.20 95.04 0.02 95.42 7.42 96.36 7.02 98.69 12.43 98.81 1.52 99.07 1.33 100.00 13.13

1068.0 1041.3 1008.7 972.56 901.91 804.28 726.21 634.37 576.27 523.76 486.14 424.41 369.31 295.81 256.66 190.32 142.35 127.72 101.94 95.93

95.93

Page 161 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 23

DATA POSITION FROM PROCESSING

01/01/2009

15/06/2010

DATE

15/09/2010

Chemical / Oils / Gas

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,265 172 373 356 674 643 711 840 683 454 488 703 587 939 573 1,242 1,117 592 773 320 13,505

1,265 1,437 1,810 2,166 2,840 3,483 4,194 5,034 5,717 6,171 6,659 7,362 7,949 8,888 9,461 10,703 11,820 12,412 13,185 13,505

9.37 1.27 2.76 2.64 4.99 4.76 5.26 6.22 5.06 3.36 3.61 5.21 4.35 6.95 4.24 9.20 8.27 4.38 5.72 2.37

9.37 10.64 13.40 16.04 21.03 25.79 31.06 37.28 42.33 45.69 49.31 54.51 58.86 65.81 70.06 79.25 87.52 91.91 97.63 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

7,328.95 76.87 283.17 483.49 862.91 1,118.64 1,585.23 2,349.84 2,149.79 1,828.12 2,733.53 3,563.44 3,726.27 7,278.17 5,443.23 15,176.42 18,159.13 7,901.48 16,688.59 26,331.33

10 2 0 3 1 1 0 3 2 2 1 0 2 4 4 4 18 3 12 2

9,551.37 123.62 0.00 622.77 135.00 762.27 0.00 1,434.34 1,814.54 20.87 500.00 0.00 115.17 559.79 7,596.27 382.50 2,105.92 78.15 9,343.10 2,315.29

125,068.62

7,328.95 7,405.82 7,688.99 8,172.49 9,035.39 10,154.03 11,739.27 14,089.11 16,238.90 18,067.02 20,800.55 24,363.99 28,090.26 35,368.43 40,811.67 55,988.09 74,147.22 82,048.70 98,737.29 125,068.62

5.86 5.86 0.06 5.92 0.23 6.15 0.39 6.53 0.69 7.22 0.89 8.12 1.27 9.39 1.88 11.27 1.72 12.98 1.46 14.45 2.19 16.63 2.85 19.48 2.98 22.46 5.82 28.28 4.35 32.63 12.13 44.77 14.52 59.29 6.32 65.60 13.34 78.95 21.05 100.00

10 13.51 13.51 12 2.70 16.22 12 0.00 16.22 15 4.05 20.27 16 1.35 21.62 17 1.35 22.97 17 0.00 22.97 20 4.05 27.03 22 2.70 29.73 24 2.70 32.43 25 1.35 33.78 25 0.00 33.78 27 2.70 36.49 31 5.41 41.89 35 5.41 47.30 39 5.41 52.70 57 24.32 77.03 60 4.05 81.08 72 16.22 97.30 74 2.70 100.00

37,460.97

9,551.37 25.50 9,674.99 0.33 9,674.99 0.00 10,297.76 1.66 10,432.76 0.36 11,195.03 2.03 11,195.03 0.00 12,629.37 3.83 14,443.91 4.84 14,464.78 0.06 14,964.78 1.33 14,964.78 0.00 15,079.95 0.31 15,639.75 1.49 23,236.02 20.28 23,618.52 1.02 25,724.44 5.62 25,802.59 0.21 35,145.68 24.94 37,460.97 6.18

25.50 25.83 25.83 27.49 27.85 29.88 29.88 33.71 38.56 38.61 39.95 39.95 40.26 41.75 62.03 63.05 68.67 68.88 93.82 100.00

130.32 160.82 0.00 128.81 15.64 68.14 0.00 61.04 84.41 1.14 18.29 0.00 3.09 7.69 139.55 2.52 11.60 0.99 55.98 8.79

130.32 130.64 125.83 126.01 115.47 110.25 95.36 89.64 88.95 80.06 71.94 61.42 53.68 44.22 56.93 42.18 34.69 31.45 35.60 29.95

29.95

Page 162 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 24

DATA POSITION FROM

01/01/2009

15/06/2010

DATE

15/09/2010

PROCESSING

Textiles

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,855 797 1,618 1,238 1,772 1,167 974 992 697 467 394 487 328 604 387 813 808 509 818 227 16,952

1,855 10.94 2,652 4.70 4,270 9.54 5,508 7.30 7,280 10.45 8,447 6.88 9,421 5.75 10,413 5.85 11,110 4.11 11,577 2.75 11,971 2.32 12,458 2.87 12,786 1.93 13,390 3.56 13,777 2.28 14,590 4.80 15,398 4.77 15,907 3.00 16,725 4.83 16,952 1.34

10.94 15.64 25.19 32.49 42.94 49.83 55.57 61.43 65.54 68.29 70.62 73.49 75.42 78.99 81.27 86.07 90.83 93.84 98.66 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 5,709.44 297.07 915.23 1,122.16 2,401.86 2,094.14 2,331.74 3,057.56 2,557.60 1,908.35 1,853.82 2,823.91 2,011.99 4,231.70 3,494.08 9,918.43 12,046.54 7,161.68 11,694.24 4,652.59 82,284.12

5,709.44 6.94 6.94 6,006.51 0.36 7.30 6,921.74 1.11 8.41 8,043.90 1.36 9.78 10,445.75 2.92 12.69 12,539.90 2.55 15.24 14,871.63 2.83 18.07 17,929.19 3.72 21.79 20,486.79 3.11 24.90 22,395.15 2.32 27.22 24,248.96 2.25 29.47 27,072.88 3.43 32.90 29,084.86 2.45 35.35 33,316.56 5.14 40.49 36,810.64 4.25 44.74 46,729.07 12.05 56.79 58,775.61 14.64 71.43 65,937.29 8.70 80.13 77,631.53 14.21 94.35 82,284.12 5.65 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 18 0 1 0 1 1 2 2 2 2 0 3 2 0 0 6 5 1 15 0 61

18 29.51 29.51 18 0.00 29.51 19 1.64 31.15 19 0.00 31.15 20 1.64 32.79 21 1.64 34.43 23 3.28 37.70 25 3.28 40.98 27 3.28 44.26 29 3.28 47.54 29 0.00 47.54 32 4.92 52.46 34 3.28 55.74 34 0.00 55.74 34 0.00 55.74 40 9.84 65.57 45 8.20 73.77 46 1.64 75.41 61 24.59 100.00 61 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 3,484.13 3,484.13 21.38 0.00 3,484.13 0.00 4.33 3,488.47 0.03 0.00 3,488.47 0.00 4.60 3,493.06 0.03 200.04 3,693.10 1.23 699.39 4,392.49 4.29 468.73 4,861.23 2.88 590.80 5,452.03 3.62 49.01 5,501.04 0.30 0.00 5,501.04 0.00 58.43 5,559.47 0.36 37.12 5,596.59 0.23 0.00 5,596.59 0.00 0.00 5,596.59 0.00 63.46 5,660.05 0.39 440.03 6,100.08 2.70 181.66 6,281.74 1.11 10,016.58 16,298.32 61.46 0.00 16,298.32 0.00 16,298.32

21.38 21.38 21.40 21.40 21.43 22.66 26.95 29.83 33.45 33.75 33.75 34.11 34.34 34.34 34.34 34.73 37.43 38.54 100.00 100.00

61.02 0.00 0.47 0.00 0.19 9.55 29.99 15.33 23.10 2.57 0.00 2.07 1.84 0.00 0.00 0.64 3.65 2.54 85.65 0.00

61.02 58.01 50.40 43.37 33.44 29.45 29.54 27.11 26.61 24.56 22.69 20.54 19.24 16.80 15.20 12.11 10.38 9.53 20.99 19.81

19.81

Page 163 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 25

DATA POSITION FROM

01/01/2009

15/06/2010

DATE

15/09/2010

PROCESSING

Paper, Leather, Rubber

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,133 490 880 742 1,027 766 649 750 593 379 378 374 312 548 371 712 670 405 416 162 11,757

1,133 1,623 2,503 3,245 4,272 5,038 5,687 6,437 7,030 7,409 7,787 8,161 8,473 9,021 9,392 10,104 10,774 11,179 11,595 11,757

9.64 4.17 7.48 6.31 8.74 6.52 5.52 6.38 5.04 3.22 3.22 3.18 2.65 4.66 3.16 6.06 5.70 3.44 3.54 1.38

9.64 13.80 21.29 27.60 36.34 42.85 48.37 54.75 59.79 63.02 66.23 69.41 72.07 76.73 79.88 85.94 91.64 95.08 98.62 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

5,787.63 327.81 531.03 717.35 1,452.14 1,472.85 1,684.92 2,614.24 2,676.02 2,268.02 2,439.67 2,734.48 2,458.73 4,735.02 4,653.86 10,483.41 12,661.06 6,236.33 10,224.43 22,890.89

12 1 1 3 0 0 0 1 1 2 0 1 2 2 0 5 7 6 4 2

976.15 976.15 8.05 6.45 982.60 0.05 81.45 1,064.05 0.67 39.17 1,103.22 0.32 0.00 1,103.22 0.00 0.00 1,103.22 0.00 0.00 1,103.22 0.00 3.03 1,106.25 0.02 159.81 1,266.06 1.32 1,093.76 2,359.82 9.02 0.00 2,359.82 0.00 7.92 2,367.74 0.07 2,501.76 4,869.50 20.64 731.69 5,601.19 6.04 0.00 5,601.19 0.00 102.85 5,704.05 0.85 349.08 6,053.13 2.88 2,015.47 8,068.60 16.63 3,830.02 11,898.62 31.60 221.92 12,120.53 1.83

99,049.91

5,787.63 6,115.44 6,646.47 7,363.82 8,815.97 10,288.82 11,973.74 14,587.97 17,264.00 19,532.02 21,971.69 24,706.16 27,164.89 31,899.92 36,553.78 47,037.19 59,698.25 65,934.58 76,159.02 99,049.91

5.84 5.84 0.33 6.17 0.54 6.71 0.72 7.43 1.47 8.90 1.49 10.39 1.70 12.09 2.64 14.73 2.70 17.43 2.29 19.72 2.46 22.18 2.76 24.94 2.48 27.43 4.78 32.21 4.70 36.90 10.58 47.49 12.78 60.27 6.30 66.57 10.32 76.89 23.11 100.00

12 13 14 17 17 17 17 18 19 21 21 22 24 26 26 31 38 44 48 50

24.00 24.00 2.00 26.00 2.00 28.00 6.00 34.00 0.00 34.00 0.00 34.00 0.00 34.00 2.00 36.00 2.00 38.00 4.00 42.00 0.00 42.00 2.00 44.00 4.00 48.00 4.00 52.00 0.00 52.00 10.00 62.00 14.00 76.00 12.00 88.00 8.00 96.00 4.00 100.00

12,120.53

8.05 16.87 8.11 1.97 8.78 15.34 9.10 5.46 9.10 0.00 9.10 0.00 9.10 0.00 9.13 0.12 10.45 5.97 19.47 48.23 19.47 0.00 19.53 0.29 40.18 101.75 46.21 15.45 46.21 0.00 47.06 0.98 49.94 2.76 66.57 32.32 98.17 37.46 100.00 0.97

16.87 16.07 16.01 14.98 12.51 10.72 9.21 7.58 7.33 12.08 10.74 9.58 17.93 17.56 15.32 12.13 10.14 12.24 15.62 12.24

12.24

Page 164 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 26

DATA POSITION FROM PROCESSING

01/01/2009

15/06/2010

DATE

15/09/2010

Wood, Bamboo and Rattan

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 980 590 720 513 626 493 427 533 387 265 184 325 201 352 308 550 611 260 345 28 8,698

980 11.27 1,570 6.78 2,290 8.28 2,803 5.90 3,429 7.20 3,922 5.67 4,349 4.91 4,882 6.13 5,269 4.45 5,534 3.05 5,718 2.12 6,043 3.74 6,244 2.31 6,596 4.05 6,904 3.54 7,454 6.32 8,065 7.02 8,325 2.99 8,670 3.97 8,698 0.32

11.27 18.05 26.33 32.23 39.42 45.09 50.00 56.13 60.58 63.62 65.74 69.48 71.79 75.83 79.37 85.70 92.72 95.71 99.68 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 6,175.84 424.50 1,033.98 911.63 1,738.61 1,618.84 1,927.00 2,736.87 2,532.97 2,003.15 1,930.00 3,125.11 2,742.37 5,500.19 5,253.19 11,879.36 15,152.27 5,498.40 6,481.56 432.33 79,098.18

6,175.84 7.81 7.81 6,600.33 0.54 8.34 7,634.32 1.31 9.65 8,545.95 1.15 10.80 10,284.56 2.20 13.00 11,903.40 2.05 15.05 13,830.41 2.44 17.49 16,567.27 3.46 20.95 19,100.25 3.20 24.15 21,103.40 2.53 26.68 23,033.40 2.44 29.12 26,158.52 3.95 33.07 28,900.89 3.47 36.54 34,401.07 6.95 43.49 39,654.27 6.64 50.13 51,533.63 15.02 65.15 66,685.90 19.16 84.31 72,184.30 6.95 91.26 78,665.85 8.19 99.45 79,098.18 0.55 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 10 2 1 2 2 2 2 0 0 1 0 1 1 1 2 4 6 7 2 0 46

10 21.74 21.74 12 4.35 26.09 13 2.17 28.26 15 4.35 32.61 17 4.35 36.96 19 4.35 41.30 21 4.35 45.65 21 0.00 45.65 21 0.00 45.65 22 2.17 47.83 22 0.00 47.83 23 2.17 50.00 24 2.17 52.17 25 2.17 54.35 27 4.35 58.70 31 8.70 67.39 37 13.04 80.43 44 15.22 95.65 46 4.35 100.00 46 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 471.06 53.43 51.02 333.97 75.38 234.07 458.26 0.00 0.00 265.86 0.00 210.44 14.35 100.50 499.12 23,921.69 55,886.11 3,173.86 13.83 0.00 85,762.96

471.06 0.55 524.49 0.06 575.51 0.06 909.48 0.39 984.86 0.09 1,218.94 0.27 1,677.20 0.53 1,677.20 0.00 1,677.20 0.00 1,943.06 0.31 1,943.06 0.00 2,153.50 0.25 2,167.85 0.02 2,268.35 0.12 2,767.47 0.58 26,689.1 27.89 82,575.2 65.16 85,749.1 3.70 85,762.9 0.02 85,762.9 0.00

0.55 7.63 7.63 0.61 12.59 7.95 0.67 4.93 7.54 1.06 36.63 10.64 1.15 4.34 9.58 1.42 14.46 10.24 1.96 23.78 12.13 1.96 0.00 10.12 1.96 0.00 8.78 2.27 13.27 9.21 2.27 0.00 8.44 2.51 6.73 8.23 2.53 0.52 7.50 2.64 1.83 6.59 3.23 9.50 6.98 31.12 201.37 51.79 96.28 368.83 123.83 99.98 57.72 118.79 100.00 0.21 109.02 100.00 0.00 108.43 108.43

Page 165 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 27

DATA POSITION FROM PROCESSING

01/01/2009

15/06/2010

DATE

15/09/2010

Wood, Bamboo and Rattan

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

8,282 2,751 2,607 1,748 2,085 1,457 1,064 1,279 871 618 563 896 586 1,098 703 1,694 1,896 1,114 1,246 514 33,072

8,282 25.04 11,033 8.32 13,640 7.88 15,388 5.29 17,473 6.30 18,930 4.41 19,994 3.22 21,273 3.87 22,144 2.63 22,762 1.87 23,325 1.70 24,221 2.71 24,807 1.77 25,905 3.32 26,608 2.13 28,302 5.12 30,198 5.73 31,312 3.37 32,558 3.77 33,072 1.55

25.04 33.36 41.24 46.53 52.83 57.24 60.46 64.32 66.96 68.83 70.53 73.24 75.01 78.33 80.45 85.58 91.31 94.68 98.45 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 6,656.60 613.34 1,073.75 1,004.28 1,793.24 1,548.96 1,687.93 2,691.70 2,321.35 1,823.64 2,131.72 4,024.93 2,972.89 6,030.84 5,108.18 17,477.03 19,236.55 10,838.67 12,388.25 7,411.34 108,835.19

6,656.60 6.12 6.12 7,269.94 0.56 6.68 8,343.69 0.99 7.67 9,347.97 0.92 8.59 11,141.20 1.65 10.24 12,690.17 1.42 11.66 14,378.10 1.55 13.21 17,069.80 2.47 15.68 19,391.15 2.13 17.82 21,214.79 1.68 19.49 23,346.51 1.96 21.45 27,371.44 3.70 25.15 30,344.34 2.73 27.88 36,375.17 5.54 33.42 41,483.36 4.69 38.12 58,960.39 16.06 54.17 78,196.94 17.67 71.85 89,035.60 9.96 81.81 101,423.85 11.38 93.19 108,835.19 6.81 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 16 1 3 2 2 1 2 4 3 1 1 1 1 9 2 95 2 7 9 6

168

16 9.52 9.52 17 0.60 10.12 20 1.79 11.90 22 1.19 13.10 24 1.19 14.29 25 0.60 14.88 27 1.19 16.07 31 2.38 18.45 34 1.79 20.24 35 0.60 20.83 36 0.60 21.43 37 0.60 22.02 38 0.60 22.62 47 5.36 27.98 49 1.19 29.17 144 56.55 85.71 146 1.19 86.90 153 4.17 91.07 162 5.36 96.43 168 3.57 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 2,647.19 30.80 181.89 111.04 266.75 210.00 952.15 1,734.99 24.59 14.07 425.00 55.24 22.64 883.96 38.81 41,784.92 2,732.74 3,180.30 1,651.91 145.56 57,094.57

2,647.19 4.64 2,677.99 0.05 2,859.88 0.32 2,970.93 0.19 3,237.68 0.47 3,447.68 0.37 4,399.83 1.67 6,134.82 3.04 6,159.41 0.04 6,173.49 0.02 6,598.49 0.74 6,653.73 0.10 6,676.37 0.04 7,560.33 1.55 7,599.14 0.07 49,384.06 73.19 52,116.80 4.79 55,297.10 5.57 56,949.01 2.89 57,094.57 0.25

4.64 39.77 4.69 5.02 5.01 16.94 5.20 11.06 5.67 14.88 6.04 13.56 7.71 56.41 10.75 64.46 10.79 1.06 10.81 0.77 11.56 19.94 11.65 1.37 11.69 0.76 13.24 14.66 13.31 0.76 86.50 239.08 91.28 14.21 96.85 29.34 99.75 13.33 100.00 1.96

39.77 36.84 34.28 31.78 29.06 27.17 30.60 35.94 31.76 29.10 28.26 24.31 22.00 20.78 18.32 83.76 66.65 62.11 56.15 52.46

52.46

Page 166 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 28

DATA POSITION FROM PROCESSING

01/01/2009

15/06/2009

DATE

15/09/2010

Power and Heating

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM. 120 10 9 7 16 43 106 76 25 17 12 25 7 26 43 59 76 34 86 203 1,000

120 12.00 130 1.00 139 0.90 146 0.70 162 1.60 205 4.30 311 10.60 387 7.60 412 2.50 429 1.70 441 1.20 466 2.50 473 0.70 499 2.60 542 4.30 601 5.90 677 7.60 711 3.40 797 8.60 1,000 20.30

12.00 13.00 13.90 14.60 16.20 20.50 31.10 38.70 41.20 42.90 44.10 46.60 47.30 49.90 54.20 60.10 67.70 71.10 79.70 100.00

889.60 37.62 2.92 3.30 10.83 25.09 87.55 74.27 31.48 27.50 34.57 70.30 19.22 146.96 384.04 532.31 1,575.68 366.68 1,914.98 2,852.24 9,087.13

889.60 9.79 9.79 927.22 0.41 10.20 930.14 0.03 10.24 933.43 0.04 10.27 944.27 0.12 10.39 969.36 0.28 10.67 1,056.91 0.96 11.63 1,131.18 0.82 12.45 1,162.66 0.35 12.79 1,190.16 0.30 13.10 1,224.72 0.38 13.48 1,295.02 0.77 14.25 1,314.24 0.21 14.46 1,461.21 1.62 16.08 1,845.25 4.23 20.31 2,377.56 5.86 26.16 3,953.24 17.34 43.50 4,319.92 4.04 47.54 6,234.90 21.07 68.61 9,087.13 31.39 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 3

1 33.33 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 1 0.00 33.33 2 33.33 66.67 3 33.33 100.00

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 30,973.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 91.19 77,205.50 108,269.72

30,973.03 28.61 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 30,973.03 0.00 31,064.22 0.08 108,269.72 71.31

LOSS RATIO PERCENTAGE BAND CUM

28.61 3481.69 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.61 0.00 28.69 4.76 100.00 2706.84

3481.69 3340.42 3329.94 3318.18 3280.11 3195.22 2930.53 2738.12 2663.99 2602.44 2528.98 2391.70 2356.72 2119.69 1678.53 1302.72 783.48 716.98 498.23 1191.46

1191.46

Page 167 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 29

DATA POSITION FROM PROCESSING

01/01/2009

15/06/2010

DATE

15/09/2010

Transport and Traffic, Construction Firms, Mass Communication, Trading and Storage, Hotel, Entertainment, Sport and Services The Caring Services,

BAND

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

SUM INSURED Mid Points (In Million) From To

Motor Vehicle Repair Shop, Private Building, Propierty of Public Bodies NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM.

157,793 146,038 200,736 127,503 144,270 75,476 54,596 42,578 23,314 12,665 9,711 11,332 7,361 8,819 5,289 7,805 5,593 2,333 2,512 725

TOTAL

25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000

1,046,44

157,793 303,831 504,567 632,070 776,340 851,816 906,412 948,990 972,304 984,969 994,680 1,006,01 1,013,37 1,022,19 1,027,48 1,035,28 1,040,87 1,043,21 1,045,72 1,046,44

15.08 13.96 19.18 12.18 13.79 7.21 5.22 4.07 2.23 1.21 0.93 1.08 0.70 0.84 0.51 0.75 0.53 0.22 0.24 0.07

15.08 29.03 48.22 60.40 74.19 81.40 86.62 90.69 92.91 94.12 95.05 96.14 96.84 97.68 98.19 98.93 99.47 99.69 99.93 100.0

67,372.93 30,904.19 72,791.76 73,083.04 125,832.39 95,681.98 96,830.15 96,118.39 68,652.36 46,214.45 43,206.11 51,823.07 40,869.62 57,212.34 40,560.80 78,713.83 68,000.19 34,468.70 50,912.01 78,553.81 1,317,802.13

67,372.93 98,277.12 171,068.88 244,151.93 369,984.32 465,666.30 562,496.45 658,614.84 727,267.20 773,481.64 816,687.75 868,510.82 909,380.44 966,592.78 1,007,153.58 1,085,867.41 1,153,867.60 1,188,336.30 1,239,248.31 1,317,802.13

5.11 5.11 2.35 7.46 5.52 12.98 5.55 18.53 9.55 28.08 7.26 35.34 7.35 42.68 7.29 49.98 5.21 55.19 3.51 58.69 3.28 61.97 3.93 65.91 3.10 69.01 4.34 73.35 3.08 76.43 5.97 82.40 5.16 87.56 2.62 90.18 3.86 94.04 5.96 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 158 71 151 132 153 70 81 56 34 20 22 26 8 24 58 28 47 20 53 77

1,289

158 229 380 512 665 735 816 872 906 926 948 974 982 1,006 1,064 1,092 1,139 1,159 1,212 1,289

12.26 12.26 5.51 17.77 11.71 29.48 10.24 39.72 11.87 51.59 5.43 57.02 6.28 63.30 4.34 67.65 2.64 70.29 1.55 71.84 1.71 73.55 2.02 75.56 0.62 76.18 1.86 78.04 4.50 82.54 2.17 84.72 3.65 88.36 1.55 89.91 4.11 94.03 5.97 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 12,914.89 3,840.40 9,255.56 10,747.04 23,427.11 14,626.03 21,416.38 7,575.46 12,041.86 10,015.09 6,500.90 8,343.21 741.75 16,046.04 3,104.03 20,222.82 83,113.72 27,929.21 79,855.03 108,438.87 480,155.41

12,914.89 2.69 16,755.29 0.80 26,010.86 1.93 36,757.89 2.24 60,185.00 4.88 74,811.04 3.05 96,227.42 4.46 103,802.88 1.58 115,844.74 2.51 125,859.83 2.09 132,360.73 1.35 140,703.94 1.74 141,445.69 0.15 157,491.73 3.34 160,595.77 0.65 180,818.59 4.21 263,932.31 17.31 291,861.52 5.82 371,716.55 16.63 480,155.41 22.58

2.69 19.17 3.49 12.43 5.42 12.72 7.66 14.71 12.53 18.62 15.58 15.29 20.04 22.12 21.62 7.88 24.13 17.54 26.21 21.67 27.57 15.05 29.30 16.10 29.46 1.81 32.80 28.05 33.45 7.65 37.66 25.69 54.97 122.23 60.78 81.03 77.42 156.85 100.00 138.04

19.17 17.05 15.20 15.06 16.27 16.07 17.11 15.76 15.93 16.27 16.21 16.20 15.55 16.29 15.95 16.65 22.87 24.56 30.00 36.44

36.44

Page 168 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 30

DATA POSITION FROM PROCESSING

01/01/2009

15/06/2010

DATE

15/09/2010

Estate Plantation Risk

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 72 23 31 21 31 48 35 29 29 32 11 42 18 32 15 43 15 2 3 1 533

72 13.51 95 4.32 126 5.82 147 3.94 178 5.82 226 9.01 261 6.57 290 5.44 319 5.44 351 6.00 362 2.06 404 7.88 422 3.38 454 6.00 469 2.81 512 8.07 527 2.81 529 0.38 532 0.56 533 0.19

13.51 17.82 23.64 27.58 33.40 42.40 48.97 54.41 59.85 65.85 67.92 75.80 79.17 85.18 87.99 96.06 98.87 99.25 99.81 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 17.95 13.09 32.60 46.87 179.42 120.24 62.02 94.33 121.89 142.34 66.59 243.34 119.94 234.75 63.85 427.35 572.84 0.00 463.48 0.00 3,022.88

17.95 0.59 0.59 31.03 0.43 1.03 63.63 1.08 2.11 110.50 1.55 3.66 289.92 5.94 9.59 410.16 3.98 13.57 472.19 2.05 15.62 566.52 3.12 18.74 688.41 4.03 22.77 830.75 4.71 27.48 897.34 2.20 29.68 1,140.68 8.05 37.73 1,260.61 3.97 41.70 1,495.36 7.77 49.47 1,559.21 2.11 51.58 1,986.56 14.14 65.72 2,559.40 18.95 84.67 2,559.40 0.00 84.67 3,022.88 15.33 100.00 3,022.88 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.0 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,500.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,500.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2,500.00 100.0 2,500.00 0.00 2,500.00 0.00 2,500.00 0.00 2,500.00 0.00 2,500.00 0.00 2,500.00 0.00 2,500.00 0.00 2,500.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 1027.3 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 219.17 198.32 167.18 160.34 125.85 97.68 97.68 82.70 82.70

82.70

Page 169 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 31

DATA POSITION FROM PROCESSING

01/01/2009

15/06/2010

DATE

15/09/2010

Estate Plantation Risk

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 49 41 54 49 89 54 47 45 40 24 24 79 45 77 53 104 146 136 95 26 1,277

49 3.84 90 3.21 144 4.23 193 3.84 282 6.97 336 4.23 383 3.68 428 3.52 468 3.13 492 1.88 516 1.88 595 6.19 640 3.52 717 6.03 770 4.15 874 8.14 1,020 11.43 1,156 10.65 1,251 7.44 1,277 2.04

3.84 7.05 11.28 15.11 22.08 26.31 29.99 33.52 36.65 38.53 40.41 46.59 50.12 56.15 60.30 68.44 79.87 90.52 97.96 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 168.16 38.31 16.63 53.91 51.39 54.49 45.16 136.06 127.20 503.76 142.82 358.33 248.94 354.50 512.20 960.31 2,906.67 1,799.40 814.56 3,527.23 12,820.01

168.16 1.31 1.31 206.47 0.30 1.61 223.10 0.13 1.74 277.01 0.42 2.16 328.40 0.40 2.56 382.89 0.43 2.99 428.05 0.35 3.34 564.11 1.06 4.40 691.31 0.99 5.39 1,195.06 3.93 9.32 1,337.88 1.11 10.44 1,696.21 2.80 13.23 1,945.15 1.94 15.17 2,299.65 2.77 17.94 2,811.85 4.00 21.93 3,772.16 7.49 29.42 6,678.83 22.67 52.10 8,478.23 14.04 66.13 9,292.79 6.35 72.49 12,820.01 27.51 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 0 0 0 6 0 1 0 1 1 0 0 2 0 0 11

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 6 54.55 54.55 6 0.00 54.55 7 9.09 63.64 7 0.00 63.64 8 9.09 72.73 9 9.09 81.82 9 0.00 81.82 9 0.00 81.82 11 18.18 100.00 11 0.00 100.00 11 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 281.09 0.00 500.00 0.00 148.07 200.00 0.00 0.00 2,314.43 0.00 0.00 3,443.58

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 281.09 8.16 281.09 0.00 781.09 14.52 781.09 0.00 929.16 4.30 1,129.16 5.81 1,129.16 0.00 1,129.16 0.00 3,443.58 67.21 3,443.58 0.00 3,443.58 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.16 55.80 8.16 0.00 22.68 139.54 22.68 0.00 26.98 41.77 32.79 39.05 32.79 0.00 32.79 0.00 100.00 128.62 100.00 0.00 100.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 23.52 21.01 46.05 40.16 40.40 40.16 29.93 16.91 40.62 37.06 26.86

26.86

Page 170 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 32

DATA POSITION FROM PROCESSING

01/01/2009

15/06/2010

DATE

15/09/2010

Recreation Place

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 13 26 11 2 12 1 2 16 1 9 1 1 1 28 3 39 13 8 8 1 196

13 6.63 39 13.27 50 5.61 52 1.02 64 6.12 65 0.51 67 1.02 83 8.16 84 0.51 93 4.59 94 0.51 95 0.51 96 0.51 124 14.29 127 1.53 166 19.90 179 6.63 187 4.08 195 4.08 196 0.51

6.63 19.90 25.51 26.53 32.65 33.16 34.18 42.35 42.86 47.45 47.96 48.47 48.98 63.27 64.80 84.69 91.33 95.41 99.49 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1.83 57.82 19.01 1.74 11.26 5.27 3.97 60.63 7.34 63.53 15.27 15.27 15.27 474.66 60.33 664.50 529.75 511.08 2,358.61 1.12 4,878.27

1.83 59.65 78.66 80.40 91.66 96.93 100.90 161.54 168.87 232.40 247.67 262.95 278.22 752.88 813.21 1,477.71 2,007.46 2,518.54 4,877.15 4,878.27

0.04 0.04 1.19 1.22 0.39 1.61 0.04 1.65 0.23 1.88 0.11 1.99 0.08 2.07 1.24 3.31 0.15 3.46 1.30 4.76 0.31 5.08 0.31 5.39 0.31 5.70 9.73 15.43 1.24 16.67 13.62 30.29 10.86 41.15 10.48 51.63 48.35 99.98 0.02 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2 0 0 3

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 33.33 33.33 3 66.67 100.00 3 0.00 100.00 3 0.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 241.64 222.08 0.00 0.00 463.71

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 241.64 52.11 463.71 47.89 463.71 0.00 463.71 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 52.11 100.00 100.00 100.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 45.61 43.45 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.04 18.41 9.51 9.51

9.51

Page 171 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 40

BAND

DATA POSITION FROM

TOTAL

1,329 509 619 28 52 25 21 19 20 17 15 11 16 31 18 61 95 29 60 17 2,992

01/01/2009

15/06/2010

DATE

15/09/2010

PROCESSING

Non Estate Plantation Risk NUMBER OF POLICIES SUM INSURED Mid Points PERCENTAGE (In Million) f F From To BAND CUM.

1,329 44.42 1,838 17.01 2,457 20.69 2,485 0.94 2,537 1.74 2,562 0.84 2,583 0.70 2,602 0.64 2,622 0.67 2,639 0.57 2,654 0.50 2,665 0.37 2,681 0.53 2,712 1.04 2,730 0.60 2,791 2.04 2,886 3.18 2,915 0.97 2,975 2.01 2,992 0.57

44.42 61.43 82.12 83.05 84.79 85.63 86.33 86.97 87.63 88.20 88.70 89.07 89.61 90.64 91.24 93.28 96.46 97.43 99.43 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 757.69 167.13 288.08 27.20 70.15 47.86 61.53 60.45 83.99 57.52 90.00 56.30 220.45 334.52 205.41 1,466.16 3,806.99 930.21 743.16 184.26 9,659.07

757.69 7.84 7.84 924.82 1.73 9.57 1,212.89 2.98 12.56 1,240.09 0.28 12.84 1,310.23 0.73 13.56 1,358.10 0.50 14.06 1,419.63 0.64 14.70 1,480.08 0.63 15.32 1,564.08 0.87 16.19 1,621.59 0.60 16.79 1,711.60 0.93 17.72 1,767.89 0.58 18.30 1,988.35 2.28 20.59 2,322.87 3.46 24.05 2,528.28 2.13 26.18 3,994.43 15.18 41.35 7,801.42 39.41 80.77 8,731.64 9.63 90.40 9,474.80 7.69 98.09 9,659.07 1.91 100.00

CLAIM FREQUENCY PERCENTAGE F f BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 2

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 50.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 2 50.00 100.00

LOSS RATIO CLAIM SEVERITY ( In Million Rp) PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,766.91 0.00 0.00 0.00 0.91 4,767.82

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4,766.91 99.98 4,766.91 0.00 4,766.91 0.00 4,766.91 0.00 4,767.82 0.02

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 99.98 325.13 119.34 99.98 0.00 61.10 99.98 0.00 54.59 99.98 0.00 50.31 100.00 0.49 49.36 49.36

Page 172 of 204

RISK AND LOSS PROFILE 2009 GROUP BY PROVINCE

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 01 - NANGROE ACEH DARUSSALAM

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,897 1,872 2,455 1,514 1,402 485 407 268 148 50 40 58 28 44 19 43 36 25 17 23 10,831

1,897 3,769 6,224 7,738 9,140 9,625 10,032 10,300 10,448 10,498 10,538 10,596 10,624 10,668 10,687 10,730 10,766 10,791 10,808 10,831

17.51 17.28 22.67 13.98 12.94 4.48 3.76 2.47 1.37 0.46 0.37 0.54 0.26 0.41 0.18 0.40 0.33 0.23 0.16 0.21

17.51 34.80 57.46 71.44 84.39 88.87 92.62 95.10 96.46 96.93 97.29 97.83 98.09 98.50 98.67 99.07 99.40 99.63 99.79 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 404.29 616.80 1,527.02 1,499.79 1,954.38 1,128.75 1,127.19 981.08 594.70 255.19 276.15 297.95 168.00 398.41 240.37 799.43 964.42 806.46 249.61 1,880.21 16,170.19

404.29 2.50 2.50 1,021.09 3.81 6.31 2,548.12 9.44 15.76 4,047.90 9.28 25.03 6,002.29 12.09 37.12 7,131.03 6.98 44.10 8,258.22 6.97 51.07 9,239.30 6.07 57.14 9,834.01 3.68 60.82 10,089.20 1.58 62.39 10,365.35 1.71 64.10 10,663.29 1.84 65.94 10,831.29 1.04 66.98 11,229.70 2.46 69.45 11,470.07 1.49 70.93 12,269.50 4.94 75.88 13,233.92 5.96 81.84 14,040.38 4.99 86.83 14,289.98 1.54 88.37 16,170.19 11.63 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 2 2 1 0 0 1 1 0 0 0 0 0 0 0 0 1 0 0 0 9

1 3 5 6 6 6 7 8 8 8 8 8 8 8 8 8 9 9 9 9

11.11 22.22 22.22 11.11 0.00 0.00 11.11 11.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.11 0.00 0.00 0.00

11.11 33.33 55.56 66.67 66.67 66.67 77.78 88.89 88.89 88.89 88.89 88.89 88.89 88.89 88.89 88.89 100.00 100.00 100.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 10.33 109.98 239.78 2.23 0.00 0.00 45.00 712.24 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 77.64 0.00 0.00 0.00 1,197.19

10.33 0.86 120.30 9.19 360.08 20.03 362.31 0.19 362.31 0.00 362.31 0.00 407.31 3.76 1,119.55 59.49 1,119.55 0.00 1,119.55 0.00 1,119.55 0.00 1,119.55 0.00 1,119.55 0.00 1,119.55 0.00 1,119.55 0.00 1,119.55 0.00 1,197.19 6.49 1,197.19 0.00 1,197.19 0.00 1,197.19 0.00

0.86 10.05 30.08 30.26 30.26 30.26 34.02 93.51 93.51 93.51 93.51 93.51 93.51 93.51 93.51 93.51 100.00 100.00 100.00 100.00

2.55 17.83 15.70 0.15 0.00 0.00 3.99 72.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 8.05 0.00 0.00 0.00

2.55 11.78 14.13 8.95 6.04 5.08 4.93 12.12 11.38 11.10 10.80 10.50 10.34 9.97 9.76 9.12 9.05 8.53 8.38 7.40

7.40

Page 173 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 02 - SUMATERA UTARA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 14,436 11,555 17,120 11,550 11,623 5,304 3,865 2,731 1,549 822 731 913 596 727 448 784 810 379 380 84 86,407

14,436 25,991 43,111 54,661 66,284 71,588 75,453 78,184 79,733 80,555 81,286 82,199 82,795 83,522 83,970 84,754 85,564 85,943 86,323 86,407

16.71 13.37 19.81 13.37 13.45 6.14 4.47 3.16 1.79 0.95 0.85 1.06 0.69 0.84 0.52 0.91 0.94 0.44 0.44 0.10

DATA POSITION FROM

16.71 30.08 49.89 63.26 76.71 82.85 87.32 90.48 92.28 93.23 94.07 95.13 95.82 96.66 97.18 98.09 99.02 99.46 99.90 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 5,831.76 2,260.69 5,573.41 6,326.81 10,275.69 6,940.57 7,567.33 6,847.40 5,150.41 3,477.70 3,490.51 4,631.68 4,007.90 6,079.88 4,486.06 10,115.94 13,665.86 4,740.76 6,893.92 802.75 119,167.04

5,831.76 4.89 4.89 8,092.46 1.90 6.79 13,665.87 4.68 11.47 19,992.68 5.31 16.78 30,268.37 8.62 25.40 37,208.94 5.82 31.22 44,776.27 6.35 37.57 51,623.67 5.75 43.32 56,774.08 4.32 47.64 60,251.77 2.92 50.56 63,742.28 2.93 53.49 68,373.96 3.89 57.38 72,381.86 3.36 60.74 78,461.74 5.10 65.84 82,947.80 3.76 69.61 93,063.75 8.49 78.10 106,729.61 11.47 89.56 111,470.37 3.98 93.54 118,364.29 5.79 99.33 119,167.04 0.67 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 9 5 3 7 7 7 7 5 1 4 0 1 2 2 3 4 4 4 2 0 77

9 11.69 11.69 14 6.49 18.18 17 3.90 22.08 24 9.09 31.17 31 9.09 40.26 38 9.09 49.35 45 9.09 58.44 50 6.49 64.94 51 1.30 66.23 55 5.19 71.43 55 0.00 71.43 56 1.30 72.73 58 2.60 75.32 60 2.60 77.92 63 3.90 81.82 67 5.19 87.01 71 5.19 92.21 75 5.19 97.40 77 2.60 100.00 77 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 5,522.37 437.40 328.30 540.84 654.52 67.74 1,834.67 1,567.15 900.00 2,028.34 0.00 46.86 146.93 855.27 33.47 214.54 968.41 561.89 245.62 0.00 16,954.31

5,522.37 32.57 5,959.77 2.58 6,288.07 1.94 6,828.90 3.19 7,483.42 3.86 7,551.15 0.40 9,385.83 10.82 10,952.98 9.24 11,852.98 5.31 13,881.32 11.96 13,881.32 0.00 13,928.18 0.28 14,075.11 0.87 14,930.39 5.04 14,963.86 0.20 15,178.40 1.27 16,146.81 5.71 16,708.70 3.31 16,954.31 1.45 16,954.31 0.00

32.57 35.15 37.09 40.28 44.14 44.54 55.36 64.60 69.91 81.87 81.87 82.15 83.02 88.06 88.26 89.53 95.24 98.55 100.00 100.00

94.69 19.35 5.89 8.55 6.37 0.98 24.24 22.89 17.47 58.32 0.00 1.01 3.67 14.07 0.75 2.12 7.09 11.85 3.56 0.00

94.69 73.65 46.01 34.16 24.72 20.29 20.96 21.22 20.88 23.04 21.78 20.37 19.45 19.03 18.04 16.31 15.13 14.99 14.32 14.23

14.23

Page 174 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 03 - SUMATERA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 4,329 5,546 8,673 5,367 4,600 1,697 1,268 763 514 244 223 273 208 214 157 189 129 115 62 10 34,581

4,329 9,875 18,548 23,915 28,515 30,212 31,480 32,243 32,757 33,001 33,224 33,497 33,705 33,919 34,076 34,265 34,394 34,509 34,571 34,581

12.52 16.04 25.08 15.52 13.30 4.91 3.67 2.21 1.49 0.71 0.64 0.79 0.60 0.62 0.45 0.55 0.37 0.33 0.18 0.03

DATA POSITION FROM

12.52 28.56 53.64 69.16 82.46 87.37 91.03 93.24 94.73 95.43 96.08 96.87 97.47 98.09 98.54 99.09 99.46 99.79 99.97 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,558.45 992.64 2,392.89 2,348.76 3,922.24 2,359.39 2,652.15 2,016.82 1,638.64 783.30 801.17 965.39 585.35 822.74 640.35 1,408.01 2,188.12 2,113.17 1,677.04 2,535.13 34,401.75

1,558.45 4.53 4.53 2,551.10 2.89 7.42 4,943.99 6.96 14.37 7,292.75 6.83 21.20 11,214.99 11.40 32.60 13,574.37 6.86 39.46 16,226.52 7.71 47.17 18,243.34 5.86 53.03 19,881.98 4.76 57.79 20,665.29 2.28 60.07 21,466.45 2.33 62.40 22,431.85 2.81 65.21 23,017.19 1.70 66.91 23,839.94 2.39 69.30 24,480.28 1.86 71.16 25,888.30 4.09 75.25 28,076.41 6.36 81.61 30,189.59 6.14 87.76 31,866.62 4.87 92.63 34,401.75 7.37 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 21 17 62 57 81 35 28 10 13 5 3 6 0 2 1 1 3 1 3 0 349

21 38 100 157 238 273 301 311 324 329 332 338 338 340 341 342 345 346 349 349

6.02 6.02 4.87 10.89 17.77 28.65 16.33 44.99 23.21 68.19 10.03 78.22 8.02 86.25 2.87 89.11 3.72 92.84 1.43 94.27 0.86 95.13 1.72 96.85 0.00 96.85 0.57 97.42 0.29 97.71 0.29 97.99 0.86 98.85 0.29 99.14 0.86 100.00 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 3,021.22 773.99 3,590.91 5,286.08 18,836.48 9,059.26 9,559.42 5,132.83 8,222.59 6,067.03 2,991.20 8,441.13 0.00 3,878.50 250.00 12,809.41 64,902.94 27,300.00 35,748.77 0.00 225,871.77

3,021.22 1.34 3,795.21 0.34 7,386.11 1.59 12,672.19 2.34 31,508.67 8.34 40,567.94 4.01 50,127.36 4.23 55,260.19 2.27 63,482.78 3.64 69,549.82 2.69 72,541.01 1.32 80,982.15 3.74 80,982.15 0.00 84,860.65 1.72 85,110.65 0.11 97,920.05 5.67 162,822.99 28.73 190,122.99 12.09 225,871.77 15.83 225,871.77 0.00

1.34 1.68 3.27 5.61 13.95 17.96 22.19 24.47 28.11 30.79 32.12 35.85 35.85 37.57 37.68 43.35 72.09 84.17 100.00 100.00

193.86 77.97 150.07 225.06 480.25 383.97 360.44 254.50 501.79 774.55 373.36 874.37 0.00 471.41 39.04 909.75 2966.1 1291.9 2131.6 0.00

193.86 148.77 149.40 173.76 280.95 298.86 308.92 302.91 319.30 336.55 337.93 361.01 351.83 355.96 347.67 378.24 579.93 629.76 708.80 656.57

656.57

Page 175 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 04 - RIAU

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 7,603 6,487 9,350 5,896 5,944 2,338 1,526 1,176 646 355 217 293 208 330 137 315 329 293 240 71 43,754

7,603 14,090 23,440 29,336 35,280 37,618 39,144 40,320 40,966 41,321 41,538 41,831 42,039 42,369 42,506 42,821 43,150 43,443 43,683 43,754

DATA POSITION FROM

17.38 14.83 21.37 13.48 13.59 5.34 3.49 2.69 1.48 0.81 0.50 0.67 0.48 0.75 0.31 0.72 0.75 0.67 0.55 0.16

17.38 32.20 53.57 67.05 80.63 85.98 89.46 92.15 93.63 94.44 94.94 95.60 96.08 96.83 97.15 97.87 98.62 99.29 99.84 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 5,824.16 1,671.84 4,176.60 4,739.32 7,430.45 4,452.74 4,176.92 3,774.48 2,734.86 1,711.73 1,323.46 1,711.39 1,608.82 2,179.53 1,239.01 4,172.58 5,059.66 2,245.33 3,076.32 4,052.71 67,361.90

5,824.16 8.65 8.65 7,495.99 2.48 11.13 11,672.59 6.20 17.33 16,411.91 7.04 24.36 23,842.36 11.03 35.39 28,295.10 6.61 42.00 32,472.02 6.20 48.21 36,246.50 5.60 53.81 38,981.36 4.06 57.87 40,693.09 2.54 60.41 42,016.54 1.96 62.37 43,727.93 2.54 64.91 45,336.75 2.39 67.30 47,516.28 3.24 70.54 48,755.29 1.84 72.38 52,927.88 6.19 78.57 57,987.54 7.51 86.08 60,232.87 3.33 89.42 63,309.19 4.57 93.98 67,361.90 6.02 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 0 5 4 3 1 2 0 0 0 0 0 0 1 0 2 1 2 4 0 27

2 2 7 11 14 15 17 17 17 17 17 17 17 18 18 20 21 23 27 27

7.41 7.41 0.00 7.41 18.52 25.93 14.81 40.74 11.11 51.85 3.70 55.56 7.41 62.96 0.00 62.96 0.00 62.96 0.00 62.96 0.00 62.96 0.00 62.96 0.00 62.96 3.70 66.67 0.00 66.67 7.41 74.07 3.70 77.78 7.41 85.19 14.81 100.00 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 925.55 0.00 423.39 778.69 41.49 630.00 77.40 0.00 0.00 0.00 0.00 0.00 0.00 14.14 0.00 15.41 20.56 1,086.37 240.74 0.00 4,253.75

925.55 925.55 1,348.94 2,127.63 2,169.12 2,799.12 2,876.52 2,876.52 2,876.52 2,876.52 2,876.52 2,876.52 2,876.52 2,890.66 2,890.66 2,906.07 2,926.63 4,013.00 4,253.75 4,253.75

21.76 0.00 9.95 18.31 0.98 14.81 1.82 0.00 0.00 0.00 0.00 0.00 0.00 0.33 0.00 0.36 0.48 25.54 5.66 0.00

21.76 21.76 31.71 50.02 50.99 65.80 67.62 67.62 67.62 67.62 67.62 67.62 67.62 67.96 67.96 68.32 68.80 94.34 100.00 100.00

15.89 0.00 10.14 16.43 0.56 14.15 1.85 0.00 0.00 0.00 0.00 0.00 0.00 0.65 0.00 0.37 0.41 48.38 7.83 0.00

15.89 12.35 11.56 12.96 9.10 9.89 8.86 7.94 7.38 7.07 6.85 6.58 6.34 6.08 5.93 5.49 5.05 6.66 6.72 6.31

6.31

Page 176 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 05 - JAMBI

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,371 2,329 3,053 1,788 1,703 693 416 311 168 100 49 95 64 87 52 68 93 82 57 8 13,587

2,371 4,700 7,753 9,541 11,244 11,937 12,353 12,664 12,832 12,932 12,981 13,076 13,140 13,227 13,279 13,347 13,440 13,522 13,579 13,587

DATA POSITION FROM

17.45 17.14 22.47 13.16 12.53 5.10 3.06 2.29 1.24 0.74 0.36 0.70 0.47 0.64 0.38 0.50 0.68 0.60 0.42 0.06

17.45 34.59 57.06 70.22 82.76 87.86 90.92 93.21 94.44 95.18 95.54 96.24 96.71 97.35 97.73 98.23 98.92 99.52 99.94 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 615.91 634.20 1,512.03 1,408.70 2,022.39 1,326.87 1,043.99 881.00 679.78 408.50 260.68 483.19 478.61 563.90 402.93 1,349.40 1,846.83 906.83 584.27 515.45 17,925.47

615.91 3.44 3.44 1,250.11 3.54 6.97 2,762.14 8.44 15.41 4,170.84 7.86 23.27 6,193.23 11.28 34.55 7,520.11 7.40 41.95 8,564.09 5.82 47.78 9,445.10 4.91 52.69 10,124.88 3.79 56.48 10,533.38 2.28 58.76 10,794.06 1.45 60.22 11,277.25 2.70 62.91 11,755.86 2.67 65.58 12,319.76 3.15 68.73 12,722.69 2.25 70.98 14,072.09 7.53 78.50 15,918.92 10.30 88.81 16,825.75 5.06 93.87 17,410.02 3.26 97.12 17,925.47 2.88 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 3

1 33.33 33.33 2 33.33 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 2 0.00 66.67 3 33.33 100.00 3 0.00 100.00 3 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 25.00 8.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,299.78 0.00 0.00 1,333.54

25.00 1.87 33.76 0.66 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 33.76 0.00 1,333.54 97.47 1,333.54 0.00 1,333.54 0.00

1.87 4.06 2.53 1.38 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 2.53 0.00 100.00 143.33 100.00 0.00 100.00 0.00

4.06 2.70 1.22 0.81 0.55 0.45 0.39 0.36 0.33 0.32 0.31 0.30 0.29 0.27 0.27 0.24 0.21 7.93 7.66 7.44

7.44

Page 177 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 06 - SUMATERA SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 3,391 3,446 5,580 3,734 3,859 1,852 1,444 1,035 563 270 239 241 138 225 147 271 234 142 151 90 27,052

3,391 6,837 12,417 16,151 20,010 21,862 23,306 24,341 24,904 25,174 25,413 25,654 25,792 26,017 26,164 26,435 26,669 26,811 26,962 27,052

12.54 12.74 20.63 13.80 14.27 6.85 5.34 3.83 2.08 1.00 0.88 0.89 0.51 0.83 0.54 1.00 0.87 0.52 0.56 0.33

12.54 25.27 45.90 59.70 73.97 80.81 86.15 89.98 92.06 93.06 93.94 94.83 95.34 96.17 96.72 97.72 98.58 99.11 99.67 100.00

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,083.47 613.85 2,078.05 2,439.27 4,094.04 2,990.73 3,129.62 2,696.90 1,990.87 1,081.49 1,221.40 1,348.07 921.70 1,338.85 1,311.52 2,757.66 4,669.40 2,419.36 4,735.76 16,715.89 60,637.90

2,083.47 3.44 3.44 2,697.33 1.01 4.45 4,775.38 3.43 7.88 7,214.64 4.02 11.90 11,308.69 6.75 18.65 14,299.41 4.93 23.58 17,429.04 5.16 28.74 20,125.94 4.45 33.19 22,116.81 3.28 36.47 23,198.30 1.78 38.26 24,419.70 2.01 40.27 25,767.77 2.22 42.49 26,689.47 1.52 44.01 28,028.32 2.21 46.22 29,339.83 2.16 48.39 32,097.49 4.55 52.93 36,766.89 7.70 60.63 39,186.25 3.99 64.62 43,922.01 7.81 72.43 60,637.90 27.57 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 4 3 3 3 3 1 1 1 0 1 0 0 0 0 0 0 5 1 3 3 32

4 12.50 12.50 7 9.38 21.88 10 9.38 31.25 13 9.38 40.63 16 9.38 50.00 17 3.13 53.13 18 3.13 56.25 19 3.13 59.38 19 0.00 59.38 20 3.13 62.50 20 0.00 62.50 20 0.00 62.50 20 0.00 62.50 20 0.00 62.50 20 0.00 62.50 20 0.00 62.50 25 15.63 78.13 26 3.13 81.25 29 9.38 90.63 32 9.38 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 55.73 136.62 141.04 185.40 318.90 244.52 5.65 0.50 0.00 402.73 0.00 0.00 0.00 0.00 0.00 0.00 224.17 1,703.06 32.70 2,601.66 6,052.68

55.73 0.92 192.34 2.26 333.38 2.33 518.79 3.06 837.69 5.27 1,082.21 4.04 1,087.86 0.09 1,088.36 0.01 1,088.36 0.00 1,491.09 6.65 1,491.09 0.00 1,491.09 0.00 1,491.09 0.00 1,491.09 0.00 1,491.09 0.00 1,491.09 0.00 1,715.26 3.70 3,418.32 28.14 3,451.02 0.54 6,052.68 42.98

0.92 3.18 5.51 8.57 13.84 17.88 17.97 17.98 17.98 24.64 24.64 24.64 24.64 24.64 24.64 24.64 28.34 56.48 57.02 100.00

2.67 22.26 6.79 7.60 7.79 8.18 0.18 0.02 0.00 37.24 0.00 0.00 0.00 0.00 0.00 0.00 4.80 70.39 0.69 15.56

2.67 7.13 6.98 7.19 7.41 7.57 6.24 5.41 4.92 6.43 6.11 5.79 5.59 5.32 5.08 4.65 4.67 8.72 7.86 9.98

9.98

Page 178 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 07 - BENGKULU

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,637 1,520 1,964 1,224 1,102 429 288 142 96 55 37 38 30 30 20 52 50 9 16 9 8,748

1,637 3,157 5,121 6,345 7,447 7,876 8,164 8,306 8,402 8,457 8,494 8,532 8,562 8,592 8,612 8,664 8,714 8,723 8,739 8,748

DATA POSITION FROM

18.71 17.38 22.45 13.99 12.60 4.90 3.29 1.62 1.10 0.63 0.42 0.43 0.34 0.34 0.23 0.59 0.57 0.10 0.18 0.10

18.71 36.09 58.54 72.53 85.13 90.03 93.32 94.95 96.04 96.67 97.10 97.53 97.87 98.22 98.45 99.04 99.61 99.71 99.90 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 418.78 392.28 1,334.37 875.31 1,287.59 964.55 899.13 417.52 353.59 231.03 183.26 135.71 80.20 116.63 203.78 312.88 981.55 173.49 249.46 65.14 9,676.27

418.78 4.33 4.33 811.07 4.05 8.38 2,145.44 13.79 22.17 3,020.75 9.05 31.22 4,308.34 13.31 44.52 5,272.89 9.97 54.49 6,172.02 9.29 63.79 6,589.54 4.31 68.10 6,943.13 3.65 71.75 7,174.16 2.39 74.14 7,357.43 1.89 76.04 7,493.14 1.40 77.44 7,573.34 0.83 78.27 7,689.97 1.21 79.47 7,893.76 2.11 81.58 8,206.63 3.23 84.81 9,188.18 10.14 94.96 9,361.67 1.79 96.75 9,611.13 2.58 99.33 9,676.27 0.67 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 1 1 1 1 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 6

0 1 2 3 4 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6

0.00 16.67 16.67 16.67 16.67 33.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 16.67 33.33 50.00 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 130.42 159.90 30.00 283.34 695.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,298.65

0.00 130.42 290.31 320.31 603.65 1,298.65 1,298.65 1,298.65 1,298.65 1,298.65 1,298.65 1,298.65 1,298.65 1,298.65 1,298.65 1,298.65 1,298.65 1,298.65 1,298.65 1,298.65

0.00 10.04 12.31 2.31 21.82 53.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 10.04 22.35 24.66 46.48 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 33.25 11.98 3.43 22.01 72.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 16.08 13.53 10.60 14.01 24.63 21.04 19.71 18.70 18.10 17.65 17.33 17.15 16.89 16.45 15.82 14.13 13.87 13.51 13.42

13.42

Page 179 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 08 - LAMPUNG

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,990 3,056 4,165 2,479 2,629 1,214 863 662 404 229 227 245 142 228 139 280 283 163 189 79 20,666

2,990 6,046 10,211 12,690 15,319 16,533 17,396 18,058 18,462 18,691 18,918 19,163 19,305 19,533 19,672 19,952 20,235 20,398 20,587 20,666

DATA POSITION FROM

14.47 14.79 20.15 12.00 12.72 5.87 4.18 3.20 1.95 1.11 1.10 1.19 0.69 1.10 0.67 1.35 1.37 0.79 0.91 0.38

14.47 29.26 49.41 61.41 74.13 80.00 84.18 87.38 89.34 90.44 91.54 92.73 93.41 94.52 95.19 96.55 97.91 98.70 99.62 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,416.29 500.24 1,317.89 1,424.20 2,612.76 1,763.04 1,560.00 1,754.93 1,450.48 807.59 925.86 1,157.32 875.30 1,879.91 1,214.39 3,572.93 4,459.05 2,367.64 5,103.02 621.21 37,784.03

2,416.29 6.40 6.40 2,916.53 1.32 7.72 4,234.42 3.49 11.21 5,658.62 3.77 14.98 8,271.38 6.91 21.89 10,034.42 4.67 26.56 11,594.41 4.13 30.69 13,349.34 4.64 35.33 14,799.82 3.84 39.17 15,607.40 2.14 41.31 16,533.26 2.45 43.76 17,690.57 3.06 46.82 18,565.87 2.32 49.14 20,445.79 4.98 54.11 21,660.17 3.21 57.33 25,233.10 9.46 66.78 29,692.16 11.80 78.58 32,059.80 6.27 84.85 37,162.82 13.51 98.36 37,784.03 1.64 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 0 2 0 0 0 0 1 0 0 0 2 4 1 0 3 1 3 0 0 19

2 2 4 4 4 4 4 5 5 5 5 7 11 12 12 15 16 19 19 19

10.53 10.53 0.00 10.53 10.53 21.05 0.00 21.05 0.00 21.05 0.00 21.05 0.00 21.05 5.26 26.32 0.00 26.32 0.00 26.32 0.00 26.32 10.53 36.84 21.05 57.89 5.26 63.16 0.00 63.16 15.79 78.95 5.26 84.21 15.79 100.00 0.00 100.00 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 27.88 0.00 75.36 0.00 0.00 0.00 0.00 13.51 0.00 0.00 0.00 65.24 105.84 290.89 0.00 588.76 1,500.00 1,374.98 0.00 0.00 4,042.47

27.88 0.69 27.88 0.00 103.24 1.86 103.24 0.00 103.24 0.00 103.24 0.00 103.24 0.00 116.75 0.33 116.75 0.00 116.75 0.00 116.75 0.00 182.00 1.61 287.83 2.62 578.73 7.20 578.73 0.00 1,167.49 14.56 2,667.49 37.11 4,042.47 34.01 4,042.47 0.00 4,042.47 0.00

0.69 0.69 2.55 2.55 2.55 2.55 2.55 2.89 2.89 2.89 2.89 4.50 7.12 14.32 14.32 28.88 65.99 100.00 100.00 100.00

1.15 0.00 5.72 0.00 0.00 0.00 0.00 0.77 0.00 0.00 0.00 5.64 12.09 15.47 0.00 16.48 33.64 58.07 0.00 0.00

1.15 0.96 2.44 1.82 1.25 1.03 0.89 0.87 0.79 0.75 0.71 1.03 1.55 2.83 2.67 4.63 8.98 12.61 10.88 10.70

10.70

Page 180 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 09 - DKI JAKARTA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM.

23,930 15,070 29,683 26,135 38,654 23,979 18,289 14,518 8,085 4,457 3,464 4,106 2,730 3,132 1,964 3,106 2,545 1,170 1,642 698 227,357

23,930 39,000 68,683 94,818 133,47 157,45 175,74 190,25 198,34 202,80 206,26 210,37 213,10 216,23 218,19 221,30 223,84 225,01 226,65 227,35

10.53 6.63 13.06 11.50 17.00 10.55 8.04 6.39 3.56 1.96 1.52 1.81 1.20 1.38 0.86 1.37 1.12 0.51 0.72 0.31

DATA POSITION FROM

10.53 17.15 30.21 41.70 58.71 69.25 77.30 83.68 87.24 89.20 90.72 92.53 93.73 95.11 95.97 97.34 98.46 98.97 99.69 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 24,596.70 3,325.65 8,727.84 10,993.98 24,545.31 21,804.91 24,411.65 26,891.51 20,227.68 13,900.32 14,456.50 18,070.58 14,753.32 19,873.83 15,155.90 31,650.59 30,662.04 13,295.34 30,104.65 77,805.71 445,254.01

24,596.70 5.52 5.52 27,922.35 0.75 6.27 36,650.19 1.96 8.23 47,644.18 2.47 10.70 72,189.48 5.51 16.21 93,994.40 4.90 21.11 118,406.05 5.48 26.59 145,297.55 6.04 32.63 165,525.23 4.54 37.18 179,425.55 3.12 40.30 193,882.05 3.25 43.54 211,952.64 4.06 47.60 226,705.96 3.31 50.92 246,579.79 4.46 55.38 261,735.68 3.40 58.78 293,386.27 7.11 65.89 324,048.31 6.89 72.78 337,343.65 2.99 75.76 367,448.30 6.76 82.53 445,254.01 17.47 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 79 27 45 22 21 9 23 13 8 5 10 5 4 11 1 9 26 8 28 29

383

79 20.63 20.63 106 7.05 27.68 151 11.75 39.43 173 5.74 45.17 194 5.48 50.65 203 2.35 53.00 226 6.01 59.01 239 3.39 62.40 247 2.09 64.49 252 1.31 65.80 262 2.61 68.41 267 1.31 69.71 271 1.04 70.76 282 2.87 73.63 283 0.26 73.89 292 2.35 76.24 318 6.79 83.03 326 2.09 85.12 354 7.31 92.43 383 7.57 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 3,085.10 1,662.78 2,603.74 2,281.59 1,085.59 1,039.94 6,214.33 884.50 3,542.74 489.53 3,391.07 68.78 2,506.76 8,112.24 2,000.00 860.44 17,559.85 132.69 44,897.69 117,059.06 219,478.42

3,085.10 1.41 4,747.89 0.76 7,351.63 1.19 9,633.22 1.04 10,718.81 0.49 11,758.74 0.47 17,973.07 2.83 18,857.57 0.40 22,400.32 1.61 22,889.85 0.22 26,280.91 1.55 26,349.70 0.03 28,856.46 1.14 36,968.70 3.70 38,968.70 0.91 39,829.15 0.39 57,388.99 8.00 57,521.68 0.06 102,419.37 20.46 219,478.42 53.34

1.41 12.54 2.16 50.00 3.35 29.83 4.39 20.75 4.88 4.42 5.36 4.77 8.19 25.46 8.59 3.29 10.21 17.51 10.43 3.52 11.97 23.46 12.01 0.38 13.15 16.99 16.84 40.82 17.76 13.20 18.15 2.72 26.15 57.27 26.21 1.00 46.66 149.14 100.00 150.45

12.54 17.00 20.06 20.22 14.85 12.51 15.18 12.98 13.53 12.76 13.56 12.43 12.73 14.99 14.89 13.58 17.71 17.05 27.87 49.29

49.29

Page 181 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 10 - JAWA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 29,278 24,605 31,447 19,351 20,809 10,837 7,606 6,401 3,677 2,298 1,765 2,274 1,609 2,454 1,620 3,047 2,552 1,334 1,864 636 175,464

29,278 53,883 85,330 104,68 125,49 136,32 143,93 150,33 154,01 156,30 158,07 160,34 161,95 164,41 166,03 169,07 171,63 172,96 174,82 175,46

16.69 14.02 17.92 11.03 11.86 6.18 4.33 3.65 2.10 1.31 1.01 1.30 0.92 1.40 0.92 1.74 1.45 0.76 1.06 0.36

DATA POSITION FROM

16.69 30.71 48.63 59.66 71.52 77.70 82.03 85.68 87.77 89.08 90.09 91.39 92.30 93.70 94.62 96.36 97.81 98.58 99.64 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 19,537.83 4,415.40 9,788.81 9,822.14 16,327.57 12,473.30 12,272.15 13,532.01 10,316.24 7,525.30 6,883.01 9,507.80 8,223.77 14,409.15 11,801.76 29,455.88 32,529.37 16,037.75 24,425.17 10,108.09 279,392.51

19,537.83 6.99 6.99 23,953.24 1.58 8.57 33,742.05 3.50 12.08 43,564.19 3.52 15.59 59,891.76 5.84 21.44 72,365.07 4.46 25.90 84,637.22 4.39 30.29 98,169.22 4.84 35.14 108,485.47 3.69 38.83 116,010.77 2.69 41.52 122,893.78 2.46 43.99 132,401.58 3.40 47.39 140,625.34 2.94 50.33 155,034.49 5.16 55.49 166,836.25 4.22 59.71 196,292.13 10.54 70.26 228,821.50 11.64 81.90 244,859.25 5.74 87.64 269,284.42 8.74 96.38 279,392.51 3.62 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 42 6 9 23 16 6 12 14 6 2 3 10 4 7 50 15 15 19 32 62 353

42 11.90 11.90 48 1.70 13.60 57 2.55 16.15 80 6.52 22.66 96 4.53 27.20 102 1.70 28.90 114 3.40 32.29 128 3.97 36.26 134 1.70 37.96 136 0.57 38.53 139 0.85 39.38 149 2.83 42.21 153 1.13 43.34 160 1.98 45.33 210 14.16 59.49 225 4.25 63.74 240 4.25 67.99 259 5.38 73.37 291 9.07 82.44 353 17.56 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 90,977.51 246.23 571.85 911.14 214.88 1,732.12 2,812.46 1,242.07 420.62 827.08 54.26 189.43 61.22 226.07 4,373.06 40,910.41 2,411.84 24,469.22 12,607.24 108,409.40 293,668.12

90,977.51 30.98 91,223.74 0.08 91,795.59 0.19 92,706.73 0.31 92,921.61 0.07 94,653.73 0.59 97,466.19 0.96 98,708.26 0.42 99,128.88 0.14 99,955.96 0.28 100,010.22 0.02 100,199.65 0.06 100,260.87 0.02 100,486.94 0.08 104,860.00 1.49 145,770.42 13.93 148,182.26 0.82 172,651.48 8.33 185,258.72 4.29 293,668.12 36.92

30.98 31.06 31.26 31.57 31.64 32.23 33.19 33.61 33.76 34.04 34.06 34.12 34.14 34.22 35.71 49.64 50.46 58.79 63.08 100.00

LOSS RATIO PERCENTAGE BAND CUM 465.65 5.58 5.84 9.28 1.32 13.89 22.92 9.18 4.08 10.99 0.79 1.99 0.74 1.57 37.05 138.89 7.41 152.57 51.62 1072.50

465.65 380.84 272.05 212.80 155.15 130.80 115.16 100.55 91.38 86.16 81.38 75.68 71.30 64.82 62.85 74.26 64.76 70.51 68.80 105.11

105.11

Page 182 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 11 - JAWA TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 20,225 15,913 16,326 8,008 8,584 4,862 3,587 3,199 1,843 1,061 865 1,097 647 968 577 1,052 804 367 407 192 90,584

20,225 22.33 36,138 17.57 52,464 18.02 60,472 8.84 69,056 9.48 73,918 5.37 77,505 3.96 80,704 3.53 82,547 2.03 83,608 1.17 84,473 0.95 85,570 1.21 86,217 0.71 87,185 1.07 87,762 0.64 88,814 1.16 89,618 0.89 89,985 0.41 90,392 0.45 90,584 0.21

DATA POSITION FROM

22.33 39.89 57.92 66.76 76.23 81.60 85.56 89.09 91.13 92.30 93.25 94.46 95.18 96.25 96.88 98.05 98.93 99.34 99.79 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

7,401.96 2,753.42 4,930.41 4,341.73 7,363.36 6,158.10 5,845.29 7,129.96 5,220.11 3,905.62 3,966.36 5,129.77 4,045.44 6,997.59 5,354.13 13,580.30 12,232.11 5,400.95 7,427.69 2,219.89

16 1 3 3 5 1 2 3 3 1 0 3 1 2 2 6 5 5 5 0

16 23.88 23.88 1,548.62 17 1.49 25.37 20.25 20 4.48 29.85 36.05 23 4.48 34.33 239.56 28 7.46 41.79 165.46 29 1.49 43.28 352.35 31 2.99 46.27 364.21 34 4.48 50.75 68.15 37 4.48 55.22 715.61 38 1.49 56.72 14.07 38 0.00 56.72 0.00 41 4.48 61.19 23.16 42 1.49 62.69 15.00 44 2.99 65.67 114.32 46 2.99 68.66 0.50 52 8.96 77.61 20,553.84 57 7.46 85.07 72.99 62 7.46 92.54 273.70 67 7.46 100.00 92.37 67 0.00 100.00 0.00

24,670.22

121,404.19

7,401.96 6.10 6.10 10,155.38 2.27 8.36 15,085.79 4.06 12.43 19,427.52 3.58 16.00 26,790.88 6.07 22.07 32,948.98 5.07 27.14 38,794.27 4.81 31.95 45,924.23 5.87 37.83 51,144.34 4.30 42.13 55,049.97 3.22 45.34 59,016.33 3.27 48.61 64,146.10 4.23 52.84 68,191.54 3.33 56.17 75,189.13 5.76 61.93 80,543.26 4.41 66.34 94,123.55 11.19 77.53 106,355.67 10.08 87.60 111,756.61 4.45 92.05 119,184.30 6.12 98.17 121,404.19 1.83 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 1,548.62 6.28 1,568.87 0.08 1,604.92 0.15 1,844.48 0.97 2,009.95 0.67 2,362.30 1.43 2,726.50 1.48 2,794.65 0.28 3,510.26 2.90 3,524.34 0.06 3,524.34 0.00 3,547.50 0.09 3,562.50 0.06 3,676.83 0.46 3,677.33 0.00 24,231.16 83.31 24,304.16 0.30 24,577.85 1.11 24,670.22 0.37 24,670.22 0.00

6.28 20.92 6.36 0.74 6.51 0.73 7.48 5.52 8.15 2.25 9.58 5.72 11.05 6.23 11.33 0.96 14.23 13.71 14.29 0.36 14.29 0.00 14.38 0.45 14.44 0.37 14.90 1.63 14.91 0.01 98.22 151.35 98.52 0.60 99.63 5.07 100.00 1.24 100.00 0.00

20.92 15.45 10.64 9.49 7.50 7.17 7.03 6.09 6.86 6.40 5.97 5.53 5.22 4.89 4.57 25.74 22.85 21.99 20.70 20.32

20.32

Page 183 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 12 - DI YOGYAKARTA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 2,357 1,769 2,460 1,386 1,450 867 746 609 349 186 144 168 94 186 89 115 99 42 25 11 13,152

2,357 4,126 6,586 7,972 9,422 10,289 11,035 11,644 11,993 12,179 12,323 12,491 12,585 12,771 12,860 12,975 13,074 13,116 13,141 13,152

17.92 13.45 18.70 10.54 11.02 6.59 5.67 4.63 2.65 1.41 1.09 1.28 0.71 1.41 0.68 0.87 0.75 0.32 0.19 0.08

DATA POSITION FROM

17.92 31.37 50.08 60.61 71.64 78.23 83.90 88.53 91.19 92.60 93.70 94.97 95.69 97.10 97.78 98.65 99.41 99.73 99.92 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 759.61 286.64 808.85 601.07 973.71 890.24 1,719.31 1,079.78 706.31 466.54 480.64 930.19 391.28 1,074.21 442.71 1,225.84 967.30 473.44 636.52 325.57 15,239.77

759.61 4.98 4.98 1,046.25 1.88 6.87 1,855.10 5.31 12.17 2,456.16 3.94 16.12 3,429.88 6.39 22.51 4,320.12 5.84 28.35 6,039.44 11.28 39.63 7,119.21 7.09 46.71 7,825.52 4.63 51.35 8,292.06 3.06 54.41 8,772.70 3.15 57.56 9,702.89 6.10 63.67 10,094.17 2.57 66.24 11,168.38 7.05 73.28 11,611.09 2.90 76.19 12,836.94 8.04 84.23 13,804.24 6.35 90.58 14,277.68 3.11 93.69 14,914.20 4.18 97.86 15,239.77 2.14 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 0 4 1 3 2 0 1 0 1 0 0 0 0 0 0 0 0 0 0 13

1 7.69 7.69 1 0.00 7.69 5 30.77 38.46 6 7.69 46.15 9 23.08 69.23 11 15.38 84.62 11 0.00 84.62 12 7.69 92.31 12 0.00 92.31 13 7.69 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 9.90 0.00 22.65 0.25 59.67 231.22 0.00 44.75 0.00 22.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 391.24

9.90 2.53 9.90 0.00 32.55 5.79 32.80 0.06 92.48 15.25 323.69 59.10 323.69 0.00 368.44 11.44 368.44 0.00 391.24 5.83 391.24 0.00 391.24 0.00 391.24 0.00 391.24 0.00 391.24 0.00 391.24 0.00 391.24 0.00 391.24 0.00 391.24 0.00 391.24 0.00

2.53 2.53 8.32 8.38 23.64 82.73 82.73 94.17 94.17 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

1.30 0.00 2.80 0.04 6.13 25.97 0.00 4.14 0.00 4.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1.30 0.95 1.75 1.34 2.70 7.49 5.36 5.18 4.71 4.72 4.46 4.03 3.88 3.50 3.37 3.05 2.83 2.74 2.62 2.57

2.57

Page 184 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 13 - JAWA TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 18,905 17,042 20,854 12,354 14,745 8,915 6,634 6,039 3,546 2,037 1,621 1,886 1,417 2,020 1,134 2,039 1,834 798 987 358 125,165

18,905 35,947 56,801 69,155 83,900 92,815 99,449 105,488 109,034 111,071 112,692 114,578 115,995 118,015 119,149 121,188 123,022 123,820 124,807 125,165

15.10 13.62 16.66 9.87 11.78 7.12 5.30 4.82 2.83 1.63 1.30 1.51 1.13 1.61 0.91 1.63 1.47 0.64 0.79 0.29

15.10 28.72 45.38 55.25 67.03 74.15 79.45 84.28 87.11 88.74 90.03 91.54 92.67 94.29 95.19 96.82 98.29 98.93 99.71 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 12,831.83 3,105.18 6,466.04 6,350.92 11,682.46 9,979.92 9,919.95 12,231.56 9,591.02 8,248.55 6,578.12 9,313.53 8,233.50 13,722.20 10,839.32 25,370.13 25,318.82 10,810.08 17,946.00 26,243.42 244,782.54

12,831.83 5.24 5.24 15,937.01 1.27 6.51 22,403.05 2.64 9.15 28,753.98 2.59 11.75 40,436.44 4.77 16.52 50,416.36 4.08 20.60 60,336.31 4.05 24.65 72,567.87 5.00 29.65 82,158.89 3.92 33.56 90,407.44 3.37 36.93 96,985.56 2.69 39.62 106,299.09 3.80 43.43 114,532.59 3.36 46.79 128,254.79 5.61 52.40 139,094.10 4.43 56.82 164,464.23 10.36 67.19 189,783.05 10.34 77.53 200,593.13 4.42 81.95 218,539.13 7.33 89.28 244,782.54 10.72 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM

21 2 4 8 3 3 2 12 2 9 4 3 3 5 4 6 11 6 11 7

21 16.67 16.67 3,368.83 23 1.59 18.25 37.69 27 3.17 21.43 329.87 35 6.35 27.78 598.75 38 2.38 30.16 80.23 41 2.38 32.54 909.00 43 1.59 34.13 126.00 55 9.52 43.65 1,578.26 57 1.59 45.24 1,365.26 66 7.14 52.38 1,677.08 70 3.17 55.56 629.50 73 2.38 57.94 2,718.36 76 2.38 60.32 129.52 81 3.97 64.29 234.70 85 3.17 67.46 2,778.04 91 4.76 72.22 4,073.72 102 8.73 80.95 54,957.35 108 4.76 85.71 2,038.25 119 8.73 94.44 1,638.14 126 5.56 100.00 327.22

126

79,595.76

3,368.83 4.23 3,406.52 0.05 3,736.39 0.41 4,335.13 0.75 4,415.36 0.10 5,324.36 1.14 5,450.36 0.16 7,028.63 1.98 8,393.89 1.72 10,070.97 2.11 10,700.47 0.79 13,418.83 3.42 13,548.35 0.16 13,783.05 0.29 16,561.09 3.49 20,634.81 5.12 75,592.15 69.05 77,630.41 2.56 79,268.55 2.06 79,595.76 0.41

4.23 26.25 4.28 1.21 4.69 5.10 5.45 9.43 5.55 0.69 6.69 9.11 6.85 1.27 8.83 12.90 10.55 14.23 12.65 20.33 13.44 9.57 16.86 29.19 17.02 1.57 17.32 1.71 20.81 25.63 25.92 16.06 94.97 217.06 97.53 18.86 99.59 9.13 100.00 1.25

26.25 21.37 16.68 15.08 10.92 10.56 9.03 9.69 10.22 11.14 11.03 12.62 11.83 10.75 11.91 12.55 39.83 38.70 36.27 32.52

32.52

Page 185 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 14 - KALIMANTAN BARAT

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 7,748 8,822 9,933 3,622 2,810 1,035 675 456 235 160 118 140 85 110 62 150 144 65 58 15 36,443

7,748 21.26 16,570 24.21 26,503 27.26 30,125 9.94 32,935 7.71 33,970 2.84 34,645 1.85 35,101 1.25 35,336 0.64 35,496 0.44 35,614 0.32 35,754 0.38 35,839 0.23 35,949 0.30 36,011 0.17 36,161 0.41 36,305 0.40 36,370 0.18 36,428 0.16 36,443 0.04

21.26 45.47 72.72 82.66 90.37 93.21 95.07 96.32 96.96 97.40 97.73 98.11 98.34 98.64 98.81 99.23 99.62 99.80 99.96 100.00

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 3,543.42 4,165.65 9,279.36 5,888.68 6,538.79 3,297.71 2,724.52 2,100.36 1,472.19 887.71 768.76 1,098.69 727.93 1,081.17 806.72 2,505.27 2,091.67 5,544.22 3,544.00 251.24 58,318.06

3,543.42 6.08 6.08 7,709.07 7.14 13.22 16,988.43 15.91 29.13 22,877.12 10.10 39.23 29,415.91 11.21 50.44 32,713.62 5.65 56.10 35,438.13 4.67 60.77 37,538.49 3.60 64.37 39,010.69 2.52 66.89 39,898.40 1.52 68.42 40,667.17 1.32 69.73 41,765.86 1.88 71.62 42,493.79 1.25 72.87 43,574.96 1.85 74.72 44,381.68 1.38 76.10 46,886.95 4.30 80.40 48,978.61 3.59 83.99 54,522.83 9.51 93.49 58,066.83 6.08 99.57 58,318.06 0.43 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 3 1 5 2 2 0 0 0 0 0 0 0 0 1 1 2 0 0 1 0 18

3 4 9 11 13 13 13 13 13 13 13 13 13 14 15 17 17 17 18 18

16.67 16.67 5.56 22.22 27.78 50.00 11.11 61.11 11.11 72.22 0.00 72.22 0.00 72.22 0.00 72.22 0.00 72.22 0.00 72.22 0.00 72.22 0.00 72.22 0.00 72.22 5.56 77.78 5.56 83.33 11.11 94.44 0.00 94.44 0.00 94.44 5.56 100.00 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 356.04 85.00 500.64 390.00 343.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 148.07 200.00 9,617.27 0.00 0.00 5.14 0.00 11,645.62

356.04 3.06 441.04 0.73 941.67 4.30 1,331.67 3.35 1,675.15 2.95 1,675.15 0.00 1,675.15 0.00 1,675.15 0.00 1,675.15 0.00 1,675.15 0.00 1,675.15 0.00 1,675.15 0.00 1,675.15 0.00 1,823.22 1.27 2,023.22 1.72 11,640.49 82.58 11,640.49 0.00 11,640.49 0.00 11,645.62 0.04 11,645.62 0.00

3.06 10.05 3.79 2.04 8.09 5.40 11.43 6.62 14.38 5.25 14.38 0.00 14.38 0.00 14.38 0.00 14.38 0.00 14.38 0.00 14.38 0.00 14.38 0.00 14.38 0.00 15.66 13.70 17.37 24.79 99.96 383.88 99.96 0.00 99.96 0.00 100.00 0.14 100.00 0.00

10.05 5.72 5.54 5.82 5.69 5.12 4.73 4.46 4.29 4.20 4.12 4.01 3.94 4.18 4.56 24.83 23.77 21.35 20.06 19.97

19.97

Page 186 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 15 - KALIMANTAN TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,550 1,663 1,777 897 969 474 295 251 118 74 49 48 33 58 27 76 62 52 44 15 8,532

1,550 3,213 4,990 5,887 6,856 7,330 7,625 7,876 7,994 8,068 8,117 8,165 8,198 8,256 8,283 8,359 8,421 8,473 8,517 8,532

18.17 19.49 20.83 10.51 11.36 5.56 3.46 2.94 1.38 0.87 0.57 0.56 0.39 0.68 0.32 0.89 0.73 0.61 0.52 0.18

18.17 37.66 58.49 69.00 80.36 85.91 89.37 92.31 93.69 94.56 95.14 95.70 96.09 96.77 97.08 97.97 98.70 99.31 99.82 100.00

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 740.24 594.89 1,270.11 949.67 1,815.59 1,470.66 858.26 1,428.81 535.27 278.29 259.56 279.72 207.04 387.84 237.32 895.29 729.11 842.87 591.43 80.02 14,451.96

740.24 5.12 5.12 1,335.13 4.12 9.24 2,605.23 8.79 18.03 3,554.91 6.57 24.60 5,370.49 12.56 37.16 6,841.15 10.18 47.34 7,699.41 5.94 53.28 9,128.22 9.89 63.16 9,663.49 3.70 66.87 9,941.78 1.93 68.79 10,201.34 1.80 70.59 10,481.05 1.94 72.52 10,688.09 1.43 73.96 11,075.93 2.68 76.64 11,313.25 1.64 78.28 12,208.54 6.19 84.48 12,937.65 5.05 89.52 13,780.52 5.83 95.35 14,371.95 4.09 99.45 14,451.96 0.55 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 1 0 1 0 1 0 0 0 0 0 0 0 6 1 1 0 1 1 1 15

1 6.67 6.67 2 6.67 13.33 2 0.00 13.33 3 6.67 20.00 3 0.00 20.00 4 6.67 26.67 4 0.00 26.67 4 0.00 26.67 4 0.00 26.67 4 0.00 26.67 4 0.00 26.67 4 0.00 26.67 4 0.00 26.67 10 40.00 66.67 11 6.67 73.33 12 6.67 80.00 12 0.00 80.00 13 6.67 86.67 14 6.67 93.33 15 6.67 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 21.46 0.00 165.00 0.00 36.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 76.11 21.99 35.00 0.00 30.20 16.53 0.91 403.19

0.00 0.00 21.46 5.32 21.46 0.00 186.46 40.92 186.46 0.00 222.46 8.93 222.46 0.00 222.46 0.00 222.46 0.00 222.46 0.00 222.46 0.00 222.46 0.00 222.46 0.00 298.57 18.88 320.55 5.45 355.55 8.68 355.55 0.00 385.75 7.49 402.28 4.10 403.19 0.23

0.00 5.32 5.32 46.25 46.25 55.17 55.17 55.17 55.17 55.17 55.17 55.17 55.17 74.05 79.50 88.19 88.19 95.68 99.77 100.00

0.00 3.61 0.00 17.37 0.00 2.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 19.62 9.26 3.91 0.00 3.58 2.79 1.14

0.00 1.61 0.82 5.25 3.47 3.25 2.89 2.44 2.30 2.24 2.18 2.12 2.08 2.70 2.83 2.91 2.75 2.80 2.80 2.79

2.79

Page 187 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 16 - KALIMANTAN SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 3,459 2,870 3,823 2,006 1,917 983 556 449 262 167 102 154 116 125 95 156 113 103 86 36 17,578

3,459 6,329 10,152 12,158 14,075 15,058 15,614 16,063 16,325 16,492 16,594 16,748 16,864 16,989 17,084 17,240 17,353 17,456 17,542 17,578

19.68 16.33 21.75 11.41 10.91 5.59 3.16 2.55 1.49 0.95 0.58 0.88 0.66 0.71 0.54 0.89 0.64 0.59 0.49 0.20

19.68 36.01 57.75 69.17 80.07 85.66 88.83 91.38 92.87 93.82 94.40 95.28 95.94 96.65 97.19 98.08 98.72 99.31 99.80 100.00

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,377.85 655.86 1,529.81 1,185.91 1,918.11 1,583.00 1,260.29 1,277.52 997.89 1,019.78 569.35 893.88 698.48 1,120.21 934.67 -598.9 1,891.00 1,753.50 1,417.77 554.64 22,040.60

1,377.85 2,033.71 3,563.52 4,749.43 6,667.54 8,250.54 9,510.83 10,788.34 11,786.24 12,806.02 13,375.36 14,269.24 14,967.72 16,087.93 17,022.59 16,423.69 18,314.69 20,068.19 21,485.97 22,040.60

6.25 6.25 2.98 9.23 6.94 16.17 5.38 21.55 8.70 30.25 7.18 37.43 5.72 43.15 5.80 48.95 4.53 53.48 4.63 58.10 2.58 60.69 4.06 64.74 3.17 67.91 5.08 72.99 4.24 77.23 -2.72 74.52 8.58 83.10 7.96 91.05 6.43 97.48 2.52 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 1 0 0 1 1 3 1 1 0 0 0 0 0 0 0 1 0 1 0 12

2 16.67 16.67 3 8.33 25.00 3 0.00 25.00 3 0.00 25.00 4 8.33 33.33 5 8.33 41.67 8 25.00 66.67 9 8.33 75.00 10 8.33 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 10 0.00 83.33 11 8.33 91.67 11 0.00 91.67 12 8.33 100.00 12 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 2,717.72 33.17 0.00 0.00 32.99 210.00 506.15 -15.5 3.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 350.00 0.00 8.69 0.00 3,846.43

2,717.72 70.66 2,750.89 0.86 2,750.89 0.00 2,750.89 0.00 2,783.88 0.86 2,993.88 5.46 3,500.02 13.16 3,484.52 -0.4 3,487.74 0.08 3,487.74 0.00 3,487.74 0.00 3,487.74 0.00 3,487.74 0.00 3,487.74 0.00 3,487.74 0.00 3,487.74 0.00 3,837.74 9.10 3,837.74 0.00 3,846.43 0.23 3,846.43 0.00

70.66 197.24 197.24 71.52 5.06 135.26 71.52 0.00 77.20 71.52 0.00 57.92 72.38 1.72 41.75 77.84 13.27 36.29 90.99 40.16 36.80 90.59 -1.21 32.30 90.67 0.32 29.59 90.67 0.00 27.24 90.67 0.00 26.08 90.67 0.00 24.44 90.67 0.00 23.30 90.67 0.00 21.68 90.67 0.00 20.49 90.67 0.00 21.24 99.77 18.51 20.95 99.77 0.00 19.12 100.00 0.61 17.90 100.00 0.00 17.45 17.45

Page 188 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 17 - KALIMANTAN TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 3,506 3,464 5,095 3,411 4,032 2,107 1,521 1,153 598 298 271 264 184 226 157 233 275 129 202 66 27,192

3,506 6,970 12,065 15,476 19,508 21,615 23,136 24,289 24,887 25,185 25,456 25,720 25,904 26,130 26,287 26,520 26,795 26,924 27,126 27,192

12.89 12.74 18.74 12.54 14.83 7.75 5.59 4.24 2.20 1.10 1.00 0.97 0.68 0.83 0.58 0.86 1.01 0.47 0.74 0.24

12.89 25.63 44.37 56.91 71.74 79.49 85.08 89.32 91.52 92.62 93.62 94.59 95.26 96.09 96.67 97.53 98.54 99.01 99.76 100.00

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 2,708.60 1,057.95 2,484.21 2,661.70 4,697.96 3,824.08 3,955.64 3,863.65 2,606.14 1,261.77 1,656.27 1,643.63 1,355.72 2,160.14 1,290.13 2,636.94 3,351.66 1,871.96 5,935.72 14,863.52 65,887.42

2,708.60 4.11 4.11 3,766.55 1.61 5.72 6,250.77 3.77 9.49 8,912.47 4.04 13.53 13,610.43 7.13 20.66 17,434.52 5.80 26.46 21,390.16 6.00 32.46 25,253.81 5.86 38.33 27,859.95 3.96 42.28 29,121.72 1.92 44.20 30,778.00 2.51 46.71 32,421.63 2.49 49.21 33,777.35 2.06 51.27 35,937.49 3.28 54.54 37,227.62 1.96 56.50 39,864.56 4.00 60.50 43,216.21 5.09 65.59 45,088.17 2.84 68.43 51,023.89 9.01 77.44 65,887.42 22.56 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 3 3 1 4 1 1 0 0 0 2 1 0 1 0 0 2 2 1 0 24

2 8.33 8.33 5 12.50 20.83 8 12.50 33.33 9 4.17 37.50 13 16.67 54.17 14 4.17 58.33 15 4.17 62.50 15 0.00 62.50 15 0.00 62.50 15 0.00 62.50 17 8.33 70.83 18 4.17 75.00 18 0.00 75.00 19 4.17 79.17 19 0.00 79.17 19 0.00 79.17 21 8.33 87.50 23 8.33 95.83 24 4.17 100.00 24 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 79.22 161.07 130.46 116.00 577.24 5.72 886.42 0.00 0.00 0.00 8.02 36.57 0.00 102.67 0.00 0.00 2,404.40 109.91 5.57 0.00 4,623.27

79.22 1.71 240.29 3.48 370.75 2.82 486.75 2.51 1,063.99 12.49 1,069.71 0.12 1,956.14 19.17 1,956.14 0.00 1,956.14 0.00 1,956.14 0.00 1,964.15 0.17 2,000.72 0.79 2,000.72 0.00 2,103.39 2.22 2,103.39 0.00 2,103.39 0.00 4,507.79 52.01 4,617.70 2.38 4,623.27 0.12 4,623.27 0.00

1.71 5.20 8.02 10.53 23.01 23.14 42.31 42.31 42.31 42.31 42.48 43.27 43.27 45.50 45.50 45.50 97.50 99.88 100.00 100.00

2.92 15.22 5.25 4.36 12.29 0.15 22.41 0.00 0.00 0.00 0.48 2.22 0.00 4.75 0.00 0.00 71.74 5.87 0.09 0.00

2.92 6.38 5.93 5.46 7.82 6.14 9.15 7.75 7.02 6.72 6.38 6.17 5.92 5.85 5.65 5.28 10.43 10.24 9.06 7.02

7.02

Page 189 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 18 - SULAWESI UTARA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,744 1,407 2,393 1,559 1,733 883 706 635 357 170 139 189 78 164 100 105 98 27 64 7 12,558

1,744 3,151 5,544 7,103 8,836 9,719 10,425 11,060 11,417 11,587 11,726 11,915 11,993 12,157 12,257 12,362 12,460 12,487 12,551 12,558

13.89 11.20 19.06 12.41 13.80 7.03 5.62 5.06 2.84 1.35 1.11 1.51 0.62 1.31 0.80 0.84 0.78 0.22 0.51 0.06

DATA POSITION FROM

13.89 25.09 44.15 56.56 70.36 77.39 83.01 88.07 90.91 92.27 93.37 94.88 95.50 96.81 97.60 98.44 99.22 99.43 99.94 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 840.63 322.65 802.67 755.33 1,509.76 1,344.09 1,680.46 1,913.26 1,292.51 923.53 903.41 953.25 514.29 1,261.58 1,030.98 1,415.15 1,024.31 341.96 481.84 181.17 19,492.84

840.63 1,163.29 1,965.95 2,721.28 4,231.03 5,575.12 7,255.59 9,168.85 10,461.36 11,384.89 12,288.30 13,241.54 13,755.84 15,017.42 16,048.40 17,463.55 18,487.86 18,829.82 19,311.67 19,492.84

4.31 4.31 1.66 5.97 4.12 10.09 3.87 13.96 7.75 21.71 6.90 28.60 8.62 37.22 9.82 47.04 6.63 53.67 4.74 58.41 4.63 63.04 4.89 67.93 2.64 70.57 6.47 77.04 5.29 82.33 7.26 89.59 5.25 94.84 1.75 96.60 2.47 99.07 0.93 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 1 2 0 3 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 7

0 1 3 3 6 6 6 6 6 6 7 7 7 7 7 7 7 7 7 7

0.00 14.29 28.57 0.00 42.86 0.00 0.00 0.00 0.00 0.00 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 14.29 42.86 42.86 85.71 85.71 85.71 85.71 85.71 85.71 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 48.00 219.68 0.00 929.00 0.00 0.00 0.00 0.00 0.00 311.55 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,508.23

0.00 0.00 48.00 3.18 267.68 14.57 267.68 0.00 1,196.68 61.60 1,196.68 0.00 1,196.68 0.00 1,196.68 0.00 1,196.68 0.00 1,196.68 0.00 1,508.23 20.66 1,508.23 0.00 1,508.23 0.00 1,508.23 0.00 1,508.23 0.00 1,508.23 0.00 1,508.23 0.00 1,508.23 0.00 1,508.23 0.00 1,508.23 0.00

0.00 3.18 17.75 17.75 79.34 79.34 79.34 79.34 79.34 79.34 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 14.88 27.37 0.00 61.53 0.00 0.00 0.00 0.00 0.00 34.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 4.13 13.62 9.84 28.28 21.46 16.49 13.05 11.44 10.51 12.27 11.39 10.96 10.04 9.40 8.64 8.16 8.01 7.81 7.74

7.74

Page 190 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 19 - SULAWESI TENGAH

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,195 934 1,220 823 867 468 330 278 158 84 46 66 54 66 34 20 36 23 5 0 6,707

1,195 2,129 3,349 4,172 5,039 5,507 5,837 6,115 6,273 6,357 6,403 6,469 6,523 6,589 6,623 6,643 6,679 6,702 6,707 6,707

17.82 13.93 18.19 12.27 12.93 6.98 4.92 4.14 2.36 1.25 0.69 0.98 0.81 0.98 0.51 0.30 0.54 0.34 0.07 0.00

DATA POSITION FROM

17.82 31.74 49.93 62.20 75.13 82.11 87.03 91.17 93.53 94.78 95.47 96.45 97.26 98.24 98.75 99.05 99.58 99.93 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 293.00 264.86 600.56 972.73 1,431.77 1,034.05 1,012.90 1,100.78 847.05 777.73 331.64 521.38 404.60 435.80 310.32 592.69 304.14 151.74 34.18 0.00 11,421.92

293.00 2.57 2.57 557.86 2.32 4.88 1,158.42 5.26 10.14 2,131.15 8.52 18.66 3,562.92 12.54 31.19 4,596.97 9.05 40.25 5,609.87 8.87 49.11 6,710.65 9.64 58.75 7,557.70 7.42 66.17 8,335.43 6.81 72.98 8,667.06 2.90 75.88 9,188.45 4.56 80.45 9,593.05 3.54 83.99 10,028.85 3.82 87.80 10,339.17 2.72 90.52 10,931.86 5.19 95.71 11,236.00 2.66 98.37 11,387.74 1.33 99.70 11,421.92 0.30 100.00 11,421.92 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.0 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 52.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 52.99

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 52.99 100.0 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00 52.99 0.00

0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 0.00 0.00 0.00 3.70 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 1.49 1.15 0.94 0.79 0.70 0.64 0.61 0.58 0.55 0.53 0.51 0.48 0.47 0.47 0.46 0.46

0.46

Page 191 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 20 - SULAWESI SELATAN

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 4,548 5,333 7,243 3,949 4,014 2,125 1,314 1,068 621 321 285 336 193 294 144 240 180 81 82 36 32,407

4,548 9,881 17,124 21,073 25,087 27,212 28,526 29,594 30,215 30,536 30,821 31,157 31,350 31,644 31,788 32,028 32,208 32,289 32,371 32,407

14.03 16.46 22.35 12.19 12.39 6.56 4.05 3.30 1.92 0.99 0.88 1.04 0.60 0.91 0.44 0.74 0.56 0.25 0.25 0.11

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

14.03 1,437.47 30.49 1,135.95 52.84 2,832.21 65.03 3,258.85 77.41 5,406.20 83.97 4,844.35 88.02 3,322.94 91.32 3,565.50 93.24 2,414.58 94.23 1,383.24 95.11 1,562.22 96.14 1,674.48 96.74 1,266.52 97.65 1,977.25 98.09 1,467.02 98.83 3,142.32 99.39 2,654.96 99.64 1,419.10 99.89 1,178.76 100.00 162,903.45 208,847.39

1,437.47 0.69 0.69 2,573.42 0.54 1.23 5,405.63 1.36 2.59 8,664.48 1.56 4.15 14,070.68 2.59 6.74 18,915.02 2.32 9.06 22,237.96 1.59 10.65 25,803.47 1.71 12.36 28,218.05 1.16 13.51 29,601.29 0.66 14.17 31,163.51 0.75 14.92 32,837.99 0.80 15.72 34,104.52 0.61 16.33 36,081.77 0.95 17.28 37,548.79 0.70 17.98 40,691.11 1.50 19.48 43,346.07 1.27 20.75 44,765.18 0.68 21.43 45,943.94 0.56 22.00 208,847.39 78.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 4 1 0 1 1 3 0 0 0 1 1 0 1 0 0 0 0 0 0 0 13

4 30.77 30.77 5 7.69 38.46 5 0.00 38.46 6 7.69 46.15 7 7.69 53.85 10 23.08 76.92 10 0.00 76.92 10 0.00 76.92 10 0.00 76.92 11 7.69 84.62 12 7.69 92.31 12 0.00 92.31 13 7.69 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00 13 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 364.33 6.45 0.00 112.38 93.44 214.91 0.00 0.00 0.00 22.68 159.24 0.00 119.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,093.17

364.33 370.78 370.78 483.17 576.60 791.51 791.51 791.51 791.51 814.20 973.44 973.44 1,093.17 1,093.17 1,093.17 1,093.17 1,093.17 1,093.17 1,093.17 1,093.17

33.33 0.59 0.00 10.28 8.55 19.66 0.00 0.00 0.00 2.08 14.57 0.00 10.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00

33.33 33.92 33.92 44.20 52.75 72.41 72.41 72.41 72.41 74.48 89.05 89.05 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

25.35 0.57 0.00 3.45 1.73 4.44 0.00 0.00 0.00 1.64 10.19 0.00 9.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00

25.35 14.41 6.86 5.58 4.10 4.18 3.56 3.07 2.80 2.75 3.12 2.96 3.21 3.03 2.91 2.69 2.52 2.44 2.38 0.52

0.52

Page 192 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 21 - SULAWESI TENGGARA

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 572 737 923 594 677 375 211 184 79 32 26 58 15 28 9 15 17 3 7 5 4,567

572 1,309 2,232 2,826 3,503 3,878 4,089 4,273 4,352 4,384 4,410 4,468 4,483 4,511 4,520 4,535 4,552 4,555 4,562 4,567

12.52 16.14 20.21 13.01 14.82 8.21 4.62 4.03 1.73 0.70 0.57 1.27 0.33 0.61 0.20 0.33 0.37 0.07 0.15 0.11

12.52 28.66 48.87 61.88 76.70 84.91 89.53 93.56 95.29 95.99 96.56 97.83 98.16 98.77 98.97 99.30 99.67 99.74 99.89 100.00

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 184.44 143.76 328.38 406.67 888.19 728.32 593.88 627.17 319.09 169.23 149.67 230.62 131.97 293.91 70.37 155.02 236.40 21.23 24.97 156.02 5,859.33

184.44 328.20 656.59 1,063.26 1,951.45 2,679.77 3,273.65 3,900.82 4,219.90 4,389.13 4,538.80 4,769.43 4,901.40 5,195.31 5,265.68 5,420.70 5,657.10 5,678.34 5,703.31 5,859.33

3.15 3.15 2.45 5.60 5.60 11.21 6.94 18.15 15.16 33.31 12.43 45.74 10.14 55.87 10.70 66.57 5.45 72.02 2.89 74.91 2.55 77.46 3.94 81.40 2.25 83.65 5.02 88.67 1.20 89.87 2.65 92.51 4.03 96.55 0.36 96.91 0.43 97.34 2.66 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 193 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 22 - BALI

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 4,124 3,195 3,724 2,564 3,258 1,930 1,801 1,538 999 591 410 619 323 408 261 366 293 103 125 98 26,730

DATA POSITION FROM

4,124 7,319 11,043 13,607 16,865 18,795 20,596 22,134 23,133 23,724 24,134 24,753 25,076 25,484 25,745 26,111 26,404 26,507 26,632 26,730

15.43 11.95 13.93 9.59 12.19 7.22 6.74 5.75 3.74 2.21 1.53 2.32 1.21 1.53 0.98 1.37 1.10 0.39 0.47 0.37

15.43 27.38 41.31 50.91 63.09 70.31 77.05 82.81 86.54 88.75 90.29 92.60 93.81 95.34 96.32 97.68 98.78 99.17 99.63 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,836.96 507.73 1,104.67 1,384.13 2,645.28 2,505.46 5,398.34 3,536.87 2,884.04 1,985.19 1,694.83 2,846.74 1,866.15 3,001.74 2,104.22 3,884.00 3,121.02 1,178.87 2,234.89 3,287.45 49,008.57

1,836.96 3.75 3.75 2,344.69 1.04 4.78 3,449.36 2.25 7.04 4,833.49 2.82 9.86 7,478.77 5.40 15.26 9,984.23 5.11 20.37 15,382.58 11.02 31.39 18,919.44 7.22 38.60 21,803.48 5.88 44.49 23,788.67 4.05 48.54 25,483.50 3.46 52.00 28,330.24 5.81 57.81 30,196.39 3.81 61.61 33,198.13 6.12 67.74 35,302.35 4.29 72.03 39,186.35 7.93 79.96 42,307.37 6.37 86.33 43,486.23 2.41 88.73 45,721.12 4.56 93.29 49,008.57 6.71 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 9 1 0 1 1 1 0 5 2 2 2 2 1 1 0 4 4 0 1 0 37

9 10 10 11 12 13 13 18 20 22 24 26 27 28 28 32 36 36 37 37

24.32 24.32 2.70 27.03 0.00 27.03 2.70 29.73 2.70 32.43 2.70 35.14 0.00 35.14 13.51 48.65 5.41 54.05 5.41 59.46 5.41 64.86 5.41 70.27 2.70 72.97 2.70 75.68 0.00 75.68 10.81 86.49 10.81 97.30 0.00 97.30 2.70 100.00 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 716.88 5.05 0.00 150.00 0.00 1.62 0.00 155.87 2.36 65.45 7.80 2.00 0.00 502.81 0.00 -28.87 156.84 0.00 15.18 0.00 1,752.99

716.88 40.89 721.93 0.29 721.93 0.00 871.93 8.56 871.93 0.00 873.55 0.09 873.55 0.00 1,029.42 8.89 1,031.78 0.13 1,097.22 3.73 1,105.02 0.44 1,107.02 0.11 1,107.02 0.00 1,609.83 28.68 1,609.83 0.00 1,580.96 -1.65 1,737.81 8.95 1,737.81 0.00 1,752.99 0.87 1,752.99 0.00

40.89 41.18 41.18 49.74 49.74 49.83 49.83 58.72 58.86 62.59 63.04 63.15 63.15 91.83 91.83 90.19 99.13 99.13 100.00 100.00

39.03 0.99 0.00 10.84 0.00 0.06 0.00 4.41 0.08 3.30 0.46 0.07 0.00 16.75 0.00 -0.74 5.03 0.00 0.68 0.00

39.03 30.79 20.93 18.04 11.66 8.75 5.68 5.44 4.73 4.61 4.34 3.91 3.67 4.85 4.56 4.03 4.11 4.00 3.83 3.58

3.58

Page 194 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 23 - NUSA TENGGARA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,687 1,419 1,596 821 853 416 326 246 98 104 52 69 59 58 17 45 38 12 14 1 7,931

1,687 3,106 4,702 5,523 6,376 6,792 7,118 7,364 7,462 7,566 7,618 7,687 7,746 7,804 7,821 7,866 7,904 7,916 7,930 7,931

21.27 17.89 20.12 10.35 10.76 5.25 4.11 3.10 1.24 1.31 0.66 0.87 0.74 0.73 0.21 0.57 0.48 0.15 0.18 0.01

21.27 39.16 59.29 69.64 80.39 85.64 89.75 92.85 94.09 95.40 96.05 96.92 97.67 98.40 98.61 99.18 99.66 99.81 99.99 100.00

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 269.14 274.55 700.85 659.53 913.83 703.26 560.51 697.14 406.75 386.38 246.23 409.80 320.19 493.05 149.30 1,037.73 350.22 106.22 111.76 184.41 8,980.84

269.14 3.00 3.00 543.69 3.06 6.05 1,244.54 7.80 13.86 1,904.07 7.34 21.20 2,817.89 10.18 31.38 3,521.15 7.83 39.21 4,081.66 6.24 45.45 4,778.80 7.76 53.21 5,185.55 4.53 57.74 5,571.93 4.30 62.04 5,818.16 2.74 64.78 6,227.95 4.56 69.35 6,548.14 3.57 72.91 7,041.19 5.49 78.40 7,190.49 1.66 80.06 8,228.22 11.55 91.62 8,578.44 3.90 95.52 8,684.66 1.18 96.70 8,796.43 1.24 97.95 8,980.84 2.05 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 1 0 0 0 1 4 0 0 0 1 0 0 86 0 1 0 0 94

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 1.06 1.06 1 0.00 1.06 1 0.00 1.06 1 0.00 1.06 2 1.06 2.13 6 4.26 6.38 6 0.00 6.38 6 0.00 6.38 6 0.00 6.38 7 1.06 7.45 7 0.00 7.45 7 0.00 7.45 93 91.49 98.94 93 0.00 98.94 94 1.06 100.00 94 0.00 100.00 94 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 19.93 0.00 0.00 0.00 5.78 279.61 0.00 0.00 0.00 577.92 0.00 0.00 454.30 0.00 815.10 0.00 0.00 2,152.63

0.00 0.00 0.00 19.93 19.93 19.93 19.93 25.71 305.32 305.32 305.32 305.32 883.24 883.24 883.24 1,337.53 1,337.53 2,152.63 2,152.63 2,152.63

0.00 0.00 0.00 0.93 0.00 0.00 0.00 0.27 12.99 0.00 0.00 0.00 26.85 0.00 0.00 21.10 0.00 37.87 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.93 3.02 0.93 0.00 0.93 0.00 0.93 0.00 1.19 0.83 14.18 68.74 14.18 0.00 14.18 0.00 14.18 0.00 41.03 180.49 41.03 0.00 41.03 0.00 62.13 43.78 62.13 0.00 100.00 767.38 100.00 0.00 100.00 0.00

0.00 0.00 0.00 1.05 0.71 0.57 0.49 0.54 5.89 5.48 5.25 4.90 13.49 12.54 12.28 16.26 15.59 24.79 24.47 23.97

23.97

Page 195 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 24 - NUSA TENGGARA TIMUR

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 748 1,149 1,159 639 826 489 362 266 155 80 62 52 30 31 19 37 17 1 5 1 6,128

748 1,897 3,056 3,695 4,521 5,010 5,372 5,638 5,793 5,873 5,935 5,987 6,017 6,048 6,067 6,104 6,121 6,122 6,127 6,128

12.21 18.75 18.91 10.43 13.48 7.98 5.91 4.34 2.53 1.31 1.01 0.85 0.49 0.51 0.31 0.60 0.28 0.02 0.08 0.02

12.21 30.96 49.87 60.30 73.78 81.76 87.66 92.00 94.53 95.84 96.85 97.70 98.19 98.69 99.00 99.61 99.89 99.90 99.98 100.00

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 90.50 218.34 528.21 506.28 1,139.50 994.88 1,047.29 1,062.68 710.52 384.31 435.93 369.53 229.58 283.27 153.64 315.02 219.15 16.55 8.22 24.28 8,737.68

90.50 308.84 837.06 1,343.34 2,482.84 3,477.71 4,525.01 5,587.68 6,298.20 6,682.52 7,118.45 7,487.98 7,717.56 8,000.84 8,154.47 8,469.49 8,688.63 8,705.18 8,713.40 8,737.68

1.04 1.04 2.50 3.53 6.05 9.58 5.79 15.37 13.04 28.42 11.39 39.80 11.99 51.79 12.16 63.95 8.13 72.08 4.40 76.48 4.99 81.47 4.23 85.70 2.63 88.33 3.24 91.57 1.76 93.33 3.61 96.93 2.51 99.44 0.19 99.63 0.09 99.72 0.28 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2

0 0.00 0.00 1 50.00 50.00 1 0.00 50.00 1 0.00 50.00 1 0.00 50.00 2 50.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00 2 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 33.89 0.00 0.00 0.00 190.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 224.84

0.00 0.00 33.89 15.07 33.89 0.00 33.89 0.00 33.89 0.00 224.84 84.93 224.84 0.00 224.84 0.00 224.84 0.00 224.84 0.00 224.84 0.00 224.84 0.00 224.84 0.00 224.84 0.00 224.84 0.00 224.84 0.00 224.84 0.00 224.84 0.00 224.84 0.00 224.84 0.00

0.00 15.07 15.07 15.07 15.07 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

0.00 15.52 0.00 0.00 0.00 19.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 10.97 4.05 2.52 1.36 6.47 4.97 4.02 3.57 3.36 3.16 3.00 2.91 2.81 2.76 2.65 2.59 2.58 2.58 2.57

2.57

Page 196 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 25 - MALUKU

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE F BAND CUM. 321 300 319 232 256 135 126 126 65 34 24 20 21 25 18 30 14 12 13 0

2,091

321 621 940 1,172 1,428 1,563 1,689 1,815 1,880 1,914 1,938 1,958 1,979 2,004 2,022 2,052 2,066 2,078 2,091 2,091

DATA POSITION FROM

15.35 14.35 15.26 11.10 12.24 6.46 6.03 6.03 3.11 1.63 1.15 0.96 1.00 1.20 0.86 1.43 0.67 0.57 0.62 0.00

15.35 29.70 44.95 56.05 68.29 74.75 80.77 86.80 89.91 91.54 92.68 93.64 94.64 95.84 96.70 98.13 98.80 99.38 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 106.04 95.38 157.95 190.30 355.55 308.33 397.44 459.25 357.19 168.46 146.32 200.49 190.73 258.03 79.81 426.39 198.88 156.96 156.32 0.00 4,409.80

106.04 2.40 2.40 201.41 2.16 4.57 359.36 3.58 8.15 549.66 4.32 12.46 905.20 8.06 20.53 1,213.54 6.99 27.52 1,610.97 9.01 36.53 2,070.23 10.41 46.95 2,427.41 8.10 55.05 2,595.87 3.82 58.87 2,742.19 3.32 62.18 2,942.68 4.55 66.73 3,133.41 4.33 71.06 3,391.44 5.85 76.91 3,471.25 1.81 78.72 3,897.64 9.67 88.39 4,096.52 4.51 92.90 4,253.48 3.56 96.46 4,409.80 3.54 100.00 4,409.80 0.00 100.00

CLAIM FREQUENCY PERCENTAGE F BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.0 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,752.27 0.00 0.00 0.00 0.00 0.00 1,752.27

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,752.27 100.0 1,752.27 0.00 1,752.27 0.00 1,752.27 0.00 1,752.27 0.00 1,752.27 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 2195.4 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.48 44.96 42.77 41.20 39.74 39.74

39.74

Page 197 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 26 - IRIAN JAYA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 752 767 1,110 834 1,000 576 442 349 201 143 74 103 57 87 41 62 40 8 19 0 6,665

752 1,519 2,629 3,463 4,463 5,039 5,481 5,830 6,031 6,174 6,248 6,351 6,408 6,495 6,536 6,598 6,638 6,646 6,665 6,665

DATA POSITION FROM

11.28 11.51 16.65 12.51 15.00 8.64 6.63 5.24 3.02 2.15 1.11 1.55 0.86 1.31 0.62 0.93 0.60 0.12 0.29 0.00

11.28 22.79 39.44 51.96 66.96 75.60 82.24 87.47 90.49 92.63 93.74 95.29 96.14 97.45 98.06 98.99 99.59 99.71 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 183.26 237.08 533.85 734.82 1,502.44 1,314.54 1,357.07 1,528.39 1,187.03 1,013.33 634.93 835.78 535.68 871.12 518.68 817.41 606.60 257.38 858.01 0.00 15,527.40

183.26 420.34 954.19 1,689.01 3,191.45 4,506.00 5,863.07 7,391.46 8,578.49 9,591.82 10,226.75 11,062.52 11,598.20 12,469.33 12,988.01 13,805.42 14,412.02 14,669.39 15,527.40 15,527.40

1.18 1.18 1.53 2.71 3.44 6.15 4.73 10.88 9.68 20.55 8.47 29.02 8.74 37.76 9.84 47.60 7.64 55.25 6.53 61.77 4.09 65.86 5.38 71.25 3.45 74.70 5.61 80.31 3.34 83.65 5.26 88.91 3.91 92.82 1.66 94.47 5.53 100.00 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 2 0 0 0 0 1 1 0 1 0 0 0 0 0 0 1 0 3 0 9

0 2 2 2 2 2 3 4 4 5 5 5 5 5 5 5 6 6 9 9

0.00 0.00 22.22 22.22 0.00 22.22 0.00 22.22 0.00 22.22 0.00 22.22 11.11 33.33 11.11 44.44 0.00 44.44 11.11 55.56 0.00 55.56 0.00 55.56 0.00 55.56 0.00 55.56 0.00 55.56 0.00 55.56 11.11 66.67 0.00 66.67 33.33 100.00 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 96.51 0.00 0.00 0.00 0.00 900.00 210.75 0.00 900.00 0.00 0.00 0.00 0.00 0.00 0.00 2.48 0.00 13.79 0.00 2,123.52

0.00 0.00 96.51 4.54 96.51 0.00 96.51 0.00 96.51 0.00 96.51 0.00 996.51 42.38 1,207.25 9.92 1,207.25 0.00 2,107.25 42.38 2,107.25 0.00 2,107.25 0.00 2,107.25 0.00 2,107.25 0.00 2,107.25 0.00 2,107.25 0.00 2,109.73 0.12 2,109.73 0.00 2,123.52 0.65 2,123.52 0.00

0.00 4.54 4.54 4.54 4.54 4.54 46.93 56.85 56.85 99.23 99.23 99.23 99.23 99.23 99.23 99.23 99.35 99.35 100.00 100.00

0.00 40.71 0.00 0.00 0.00 0.00 66.32 13.79 0.00 88.82 0.00 0.00 0.00 0.00 0.00 0.00 0.41 0.00 1.61 0.00

0.00 22.96 10.11 5.71 3.02 2.14 17.00 16.33 14.07 21.97 20.61 19.05 18.17 16.90 16.22 15.26 14.64 14.38 13.68 13.68

13.68

Page 198 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 27 - MALUKU UTARA

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 135 152 236 129 154 110 98 84 55 25 14 20 21 19 3 1 1 3 2 2 1,264

135 287 523 652 806 916 1,014 1,098 1,153 1,178 1,192 1,212 1,233 1,252 1,255 1,256 1,257 1,260 1,262 1,264

10.68 12.03 18.67 10.21 12.18 8.70 7.75 6.65 4.35 1.98 1.11 1.58 1.66 1.50 0.24 0.08 0.08 0.24 0.16 0.16

DATA POSITION FROM

10.68 22.71 41.38 51.58 63.77 72.47 80.22 86.87 91.22 93.20 94.30 95.89 97.55 99.05 99.29 99.37 99.45 99.68 99.84 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 63.44 32.94 123.16 94.31 230.70 234.19 443.17 473.08 383.83 205.46 124.92 193.18 236.19 244.79 55.44 67.87 8.05 130.67 27.00 0.00 3,372.40

63.44 1.88 1.88 96.38 0.98 2.86 219.54 3.65 6.51 313.85 2.80 9.31 544.55 6.84 16.15 778.74 6.94 23.09 1,221.92 13.14 36.23 1,694.99 14.03 50.26 2,078.83 11.38 61.64 2,284.29 6.09 67.73 2,409.20 3.70 71.44 2,602.38 5.73 77.17 2,838.57 7.00 84.17 3,083.36 7.26 91.43 3,138.80 1.64 93.07 3,206.68 2.01 95.09 3,214.73 0.24 95.32 3,345.40 3.87 99.20 3,372.40 0.80 100.00 3,372.40 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 199 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 28 - IRIAN JAYA BARAT

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 266 352 596 318 330 199 168 108 68 37 32 30 21 19 16 27 12 4 0 0 2,603

266 618 1,214 1,532 1,862 2,061 2,229 2,337 2,405 2,442 2,474 2,504 2,525 2,544 2,560 2,587 2,599 2,603 2,603 2,603

10.22 13.52 22.90 12.22 12.68 7.65 6.45 4.15 2.61 1.42 1.23 1.15 0.81 0.73 0.61 1.04 0.46 0.15 0.00 0.00

DATA POSITION FROM

10.22 23.74 46.64 58.86 71.53 79.18 85.63 89.78 92.39 93.81 95.04 96.20 97.00 97.73 98.35 99.39 99.85 100.00 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 24.51 61.78 183.15 183.80 372.90 442.47 524.59 420.39 365.31 260.25 258.10 271.71 159.34 242.84 277.72 304.99 271.42 65.05 0.00 0.00 4,690.32

24.51 0.52 0.52 86.29 1.32 1.84 269.44 3.90 5.74 453.24 3.92 9.66 826.14 7.95 17.61 1,268.61 9.43 27.05 1,793.20 11.18 38.23 2,213.59 8.96 47.19 2,578.90 7.79 54.98 2,839.15 5.55 60.53 3,097.25 5.50 66.04 3,368.97 5.79 71.83 3,528.30 3.40 75.23 3,771.14 5.18 80.40 4,048.87 5.92 86.32 4,353.85 6.50 92.83 4,625.27 5.79 98.61 4,690.32 1.39 100.00 4,690.32 0.00 100.00 4,690.32 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 200 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 29 - BANTEN

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 6,980 5,923 9,206 6,366 7,327 3,587 2,446 2,112 1,206 733 633 828 600 810 620 1,018 967 477 595 207 52,641

6,980 12,903 22,109 28,475 35,802 39,389 41,835 43,947 45,153 45,886 46,519 47,347 47,947 48,757 49,377 50,395 51,362 51,839 52,434 52,641

DATA POSITION FROM

13.26 11.25 17.49 12.09 13.92 6.81 4.65 4.01 2.29 1.39 1.20 1.57 1.14 1.54 1.18 1.93 1.84 0.91 1.13 0.39

13.26 24.51 42.00 54.09 68.01 74.83 79.47 83.48 85.78 87.17 88.37 89.94 91.08 92.62 93.80 95.73 97.57 98.48 99.61 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 7,944.25 1,156.97 2,677.36 2,742.74 5,166.05 3,889.89 3,597.43 4,368.86 3,559.54 2,737.86 2,845.22 4,031.34 3,542.79 6,138.53 5,769.19 13,036.95 14,533.95 5,930.63 6,851.20 1,456.32 101,977.12

7,944.25 7.79 7.79 9,101.23 1.13 8.92 11,778.59 2.63 11.55 14,521.33 2.69 14.24 19,687.39 5.07 19.31 23,577.28 3.81 23.12 27,174.71 3.53 26.65 31,543.58 4.28 30.93 35,103.12 3.49 34.42 37,840.98 2.68 37.11 40,686.20 2.79 39.90 44,717.54 3.95 43.85 48,260.33 3.47 47.32 54,398.86 6.02 53.34 60,168.05 5.66 59.00 73,205.00 12.78 71.79 87,738.96 14.25 86.04 93,669.59 5.82 91.85 100,520.79 6.72 98.57 101,977.12 1.43 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 15 0 4 5 2 1 3 5 3 3 0 3 0 3 2 6 10 3 6 5 79

15 18.99 18.99 15 0.00 18.99 19 5.06 24.05 24 6.33 30.38 26 2.53 32.91 27 1.27 34.18 30 3.80 37.97 35 6.33 44.30 38 3.80 48.10 41 3.80 51.90 41 0.00 51.90 44 3.80 55.70 44 0.00 55.70 47 3.80 59.49 49 2.53 62.03 55 7.59 69.62 65 12.66 82.28 68 3.80 86.08 74 7.59 93.67 79 6.33 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 3,413.88 0.00 200.65 46.16 136.14 413.39 45.13 329.43 79.60 32.01 0.00 213.44 0.00 3,926.05 243.90 732.03 1,119.54 59.55 9,392.57 5,271.80 25,655.25

3,413.88 3,413.88 3,614.54 3,660.69 3,796.84 4,210.23 4,255.35 4,584.78 4,664.38 4,696.39 4,696.39 4,909.83 4,909.83 8,835.88 9,079.77 9,811.80 10,931.34 10,990.88 20,383.45 25,655.25

13.31 0.00 0.78 0.18 0.53 1.61 0.18 1.28 0.31 0.12 0.00 0.83 0.00 15.30 0.95 2.85 4.36 0.23 36.61 20.55

13.31 42.97 13.31 0.00 14.09 7.49 14.27 1.68 14.80 2.64 16.41 10.63 16.59 1.25 17.87 7.54 18.18 2.24 18.31 1.17 18.31 0.00 19.14 5.29 19.14 0.00 34.44 63.96 35.39 4.23 38.24 5.62 42.61 7.70 42.84 1.00 79.45 137.09 100.00 361.99

42.97 37.51 30.69 25.21 19.29 17.86 15.66 14.53 13.29 12.41 11.54 10.98 10.17 16.24 15.09 13.40 12.46 11.73 20.28 25.16

25.16

Page 201 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 30 - BANGKA BELITUNG

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 314 380 502 330 411 259 157 118 84 33 26 28 28 36 18 23 12 8 21 12 2,800

314 694 1,196 1,526 1,937 2,196 2,353 2,471 2,555 2,588 2,614 2,642 2,670 2,706 2,724 2,747 2,759 2,767 2,788 2,800

11.21 13.57 17.93 11.79 14.68 9.25 5.61 4.21 3.00 1.18 0.93 1.00 1.00 1.29 0.64 0.82 0.43 0.29 0.75 0.43

DATA POSITION FROM

11.21 24.79 42.71 54.50 69.18 78.43 84.04 88.25 91.25 92.43 93.36 94.36 95.36 96.64 97.29 98.11 98.54 98.82 99.57 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 436.26 77.68 200.72 219.80 398.05 390.24 380.68 347.80 295.38 141.16 132.61 185.71 200.51 263.53 151.90 208.82 478.03 65.68 179.61 218.99 4,973.16

436.26 513.94 714.66 934.46 1,332.50 1,722.74 2,103.43 2,451.22 2,746.60 2,887.76 3,020.37 3,206.09 3,406.59 3,670.13 3,822.02 4,030.84 4,508.88 4,574.56 4,754.17 4,973.16

8.77 8.77 1.56 10.33 4.04 14.37 4.42 18.79 8.00 26.79 7.85 34.64 7.65 42.30 6.99 49.29 5.94 55.23 2.84 58.07 2.67 60.73 3.73 64.47 4.03 68.50 5.30 73.80 3.05 76.85 4.20 81.05 9.61 90.66 1.32 91.99 3.61 95.60 4.40 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1

0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 1 100.0 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00 1 0.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 394.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 394.80

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 394.80 100.0 394.80 0.00 394.80 0.00 394.80 0.00 394.80 0.00 394.80 0.00 394.80 0.00 394.80 0.00 394.80 0.00 394.80 0.00 394.80 0.00 394.80 0.00 394.80 0.00 394.80 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 103.71 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00 100.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 18.77 16.11 14.37 13.67 13.07 12.31 11.59 10.76 10.33 9.79 8.76 8.63 8.30 7.94

7.94

Page 202 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 31 - GORONTALO

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 330 402 526 363 333 237 121 131 58 37 35 26 16 30 18 10 22 2 6 2 2,705

330 732 1,258 1,621 1,954 2,191 2,312 2,443 2,501 2,538 2,573 2,599 2,615 2,645 2,663 2,673 2,695 2,697 2,703 2,705

12.20 14.86 19.45 13.42 12.31 8.76 4.47 4.84 2.14 1.37 1.29 0.96 0.59 1.11 0.67 0.37 0.81 0.07 0.22 0.07

DATA POSITION FROM

12.20 27.06 46.51 59.93 72.24 81.00 85.47 90.31 92.46 93.83 95.12 96.08 96.67 97.78 98.45 98.82 99.63 99.70 99.93 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 98.13 112.50 197.33 225.92 310.37 363.26 315.25 420.84 298.09 160.71 204.38 225.64 190.92 313.56 145.62 180.41 156.07 12.52 0.00 0.00 3,931.52

98.13 2.50 2.50 210.63 2.86 5.36 407.95 5.02 10.38 633.88 5.75 16.12 944.25 7.89 24.02 1,307.52 9.24 33.26 1,622.76 8.02 41.28 2,043.61 10.70 51.98 2,341.70 7.58 59.56 2,502.41 4.09 63.65 2,706.79 5.20 68.85 2,932.42 5.74 74.59 3,123.34 4.86 79.44 3,436.91 7.98 87.42 3,582.53 3.70 91.12 3,762.93 4.59 95.71 3,919.00 3.97 99.68 3,931.52 0.32 100.00 3,931.52 0.00 100.00 3,931.52 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 203 of 204

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

PROVINCE

: 32 - KEPULAUAN RIAU

BAND

SUM INSURED Mid Points (In Million) From To

PROCESSING

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 1,810 2,404 3,809 2,570 2,673 1,177 730 558 279 160 142 161 93 125 120 158 134 66 109 38 17,316

1,810 4,214 8,023 10,593 13,266 14,443 15,173 15,731 16,010 16,170 16,312 16,473 16,566 16,691 16,811 16,969 17,103 17,169 17,278 17,316

10.45 13.88 22.00 14.84 15.44 6.80 4.22 3.22 1.61 0.92 0.82 0.93 0.54 0.72 0.69 0.91 0.77 0.38 0.63 0.22

DATA POSITION FROM

10.45 24.34 46.33 61.17 76.61 83.41 87.62 90.85 92.46 93.38 94.20 95.13 95.67 96.39 97.08 98.00 98.77 99.15 99.78 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1,403.52 436.47 1,054.00 1,533.20 3,292.48 2,151.81 1,547.77 2,154.58 1,136.15 1,244.67 2,202.24 877.76 869.51 1,158.06 1,010.10 1,937.80 2,858.87 1,928.63 5,815.99 7,325.41 41,939.03

1,403.52 3.35 3.35 1,839.99 1.04 4.39 2,893.99 2.51 6.90 4,427.20 3.66 10.56 7,719.68 7.85 18.41 9,871.48 5.13 23.54 11,419.25 3.69 27.23 13,573.84 5.14 32.37 14,709.98 2.71 35.07 15,954.65 2.97 38.04 18,156.89 5.25 43.29 19,034.66 2.09 45.39 19,904.17 2.07 47.46 21,062.23 2.76 50.22 22,072.33 2.41 52.63 24,010.13 4.62 57.25 26,869.00 6.82 64.07 28,797.63 4.60 68.67 34,613.62 13.87 82.53 41,939.03 17.47 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 0 0 0 1 0 1 0 0 0 0 2 0 0 2 1 2 0 0 0 10

1 1 1 1 2 2 3 3 3 3 3 5 5 5 7 8 10 10 10 10

10.00 0.00 0.00 0.00 10.00 0.00 10.00 0.00 0.00 0.00 0.00 20.00 0.00 0.00 20.00 10.00 20.00 0.00 0.00 0.00

10.00 10.00 10.00 10.00 20.00 20.00 30.00 30.00 30.00 30.00 30.00 50.00 50.00 50.00 70.00 80.00 100.00 100.00 100.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 2.40 0.00 0.00 0.00 3.00 0.00 13.15 0.00 0.00 0.00 0.00 0.91 0.00 0.00 10.00 976.65 10.08 0.00 0.00 0.00 1,016.19

2.40 0.24 2.40 0.00 2.40 0.00 2.40 0.00 5.40 0.30 5.40 0.00 18.55 1.29 18.55 0.00 18.55 0.00 18.55 0.00 18.55 0.00 19.46 0.09 19.46 0.00 19.46 0.00 29.46 0.98 1,006.11 96.11 1,016.19 0.99 1,016.19 0.00 1,016.19 0.00 1,016.19 0.00

0.24 0.24 0.24 0.24 0.53 0.53 1.83 1.83 1.83 1.83 1.83 1.92 1.92 1.92 2.90 99.01 100.00 100.00 100.00 100.00

0.17 0.00 0.00 0.00 0.09 0.00 0.85 0.00 0.00 0.00 0.00 0.10 0.00 0.00 0.99 50.40 0.35 0.00 0.00 0.00

0.17 0.13 0.08 0.05 0.07 0.05 0.16 0.14 0.13 0.12 0.10 0.10 0.10 0.09 0.13 4.19 3.78 3.53 2.94 2.42

2.42

Page 204 of 204

GRAFIK

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 3920101 Ext.3163/3164 Fax No.: 3911432

Growth Of Policy From 2006-2009

1,000,000

950,000

900,000

850,000

800,000

750,000

700,000

650,000

Number of policy

600,000

550,000

UY 2006 UY 2007

500,000

UY 2008 UY 2009

450,000

400,000

350,000

300,000

250,000

200,000

150,000

100,000 50,000

0 20

Occupation code

1 # 10

Growth Of Premium From 2006-2009

1,300,000.00

1,200,000.00

1,100,000.00

1,000,000.00 UY 2006

Premium ( in million Rp)

900,000.00

UY 2007 UY 2008

800,000.00

UY 2009

700,000.00

600,000.00

500,000.00

400,000.00

300,000.00

200,000.00

100,000.00

0.00 20

Occupation Code

2 # 10

Growth of Number Claim From 2006-2009

5,500

5,000

4,500

4,000

UY 2006 UY 2007 UY 2008

Number of Claim

3,500

UY 2009

3,000

2,500

2,000

1,500

1,000

500

Occupation Code

3 # 10

Growth Of Claim From 2006-2009

1,400,000.00

1,200,000.00

1,000,000.00

UY 2006 UY 2007

Claim Incurred ( in million

rupiah )

UY 2008 UY 2009

800,000.00

600,000.00

400,000.00

200,000.00

0.00 20

Occupation Code

4 # 10

Growth of Loss Ratio From 2006-2009

4,000

3,500

3,000

% Ratio

2,500

2,000 UY 2006 UY 2007 UY 2008 UY 2009

1,500

1,000

500

0 20

Occupation Code

5 # 10

Growth Of Policy From 2006-2009

225,000

200,000

175,000

150,000 UY 2006 UY 2007

Number of policy

125,000

UY 2008 UY 2009

100,000

75,000

50,000

25,000 0 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Province code

6 # 10

Growth Of Premium From 2006-2009

800,000.00

700,000.00

Premium

( in million Rp)

600,000.00

500,000.00 UY 2006 UY 2007

400,000.00

UY 2008 UY 2009

300,000.00

200,000.00

100,000.00

0.00 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 Province Code

7 # 10

Growth of Number Claim From 2006-2009

4,000

3,500

3,000 UY 2006 2,500

Number of Claim

UY 2007 UY 2008 2,000 UY 2009 1,500

1,000

500

0 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Province Code 25 26 27 28

8 # 10

Growth Of Claim From 2006-2009

1,200,000.00

1,000,000.00

Claim Incurred ( in million rupiah )

UY 2006 800,000.00

UY 2007 UY 2008 UY 2009

600,000.00

400,000.00

200,000.00

0.00 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 Province Code 28 29 30

9 # 10

Growth of Loss Ratio From 2006-2009

700

600

UY 2006 UY 2007 UY 2008

500

UY 2009

% Ratio

400

300

200

100

0 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27

Province Code

10 # 10

RISK AND LOSS PROFILE FOR OCCUPATION CODE :

2521 2601 2722 29151 2928

PT. REASURANSI INTERNATIONAL INDONESIA JL. Salemba Raya No.30 Jakarta Pusat 10430 PO.Box 2635 Phone No.: 334208 Ext.3163/3164 Fax No.: 3911432

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 2601 - Sawmills panglong (saw mills with manual manufacture only)

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 265 162 155 104 134 80 68 84 49 36 22 27 28 33 23 42 38 4 5 2 1,361

265 19.47 427 11.90 582 11.39 686 7.64 820 9.85 900 5.88 968 5.00 1,052 6.17 1,101 3.60 1,137 2.65 1,159 1.62 1,186 1.98 1,214 2.06 1,247 2.42 1,270 1.69 1,312 3.09 1,350 2.79 1,354 0.29 1,359 0.37 1,361 0.15

19.47 31.37 42.76 50.40 60.25 66.13 71.12 77.30 80.90 83.54 85.16 87.14 89.20 91.62 93.31 96.40 99.19 99.49 99.85 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 245.45 128.45 292.07 276.02 386.01 422.33 378.73 714.90 490.46 369.11 422.14 557.95 539.57 848.21 810.79 1,789.75 1,900.98 249.84 31.08 72.30 10,926.12

245.45 2.25 2.25 373.90 1.18 3.42 665.96 2.67 6.10 941.99 2.53 8.62 1,328.00 3.53 12.15 1,750.33 3.87 16.02 2,129.06 3.47 19.49 2,843.96 6.54 26.03 3,334.42 4.49 30.52 3,703.54 3.38 33.90 4,125.67 3.86 37.76 4,683.62 5.11 42.87 5,223.19 4.94 47.80 6,071.40 7.76 55.57 6,882.19 7.42 62.99 8,671.93 16.38 79.37 10,572.91 17.40 96.77 10,822.75 2.29 99.05 10,853.82 0.28 99.34 10,926.12 0.66 100.00

PROCESSING CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 2 0 0 1 0 1 0 1 1 1 3 7 1 0 1 5 0 1 2 28

1 3.57 3 7.14 3 0.00 3 0.00 4 3.57 4 0.00 5 3.57 5 0.00 6 3.57 7 3.57 8 3.57 11 10.71 18 25.00 19 3.57 19 0.00 20 3.57 25 17.86 25 0.00 26 3.57 28 7.14

3.57 10.7 10.7 10.7 14.2 14.2 17.8 17.8 21.4 25.0 28.5 39.2 64.2 67.8 67.8 71.4 89.2 89.2 92.8 100.

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 32.40 46.46 0.00 0.00 37.51 0.00 0.00 0.00 25.81 200.00 1.69 5,884.75 136.06 76.77 0.00 384.79 22,764.19 0.00 11.65 30.00 29,632.08

32.40 0.11 78.86 0.16 78.86 0.00 78.86 0.00 116.37 0.13 116.37 0.00 116.37 0.00 116.37 0.00 142.18 0.09 342.18 0.67 343.87 0.01 6,228.62 19.86 6,364.68 0.46 6,441.45 0.26 6,441.45 0.00 6,826.24 1.30 29,590.43 76.82 29,590.43 0.00 29,602.08 0.04 29,632.08 0.10

0.11 13.20 13.20 0.27 36.17 21.09 0.27 0.00 11.84 0.27 0.00 8.37 0.39 9.72 8.76 0.39 0.00 6.65 0.39 0.00 5.47 0.39 0.00 4.09 0.48 5.26 4.26 1.15 54.18 9.24 1.16 0.40 8.33 21.02 1054.7 132.99 21.48 25.22 121.85 21.74 9.05 106.09 21.74 0.00 93.60 23.04 21.50 78.72 99.86 1197.5 279.87 99.86 0.00 273.41 99.90 37.48 272.73 100.00 41.49 271.20 271.20

Page 01 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 2722 - Bakeries and biscuit works

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM. 326 145 230 216 216 139 95 91 58 24 34 23 21 36 33 42 27 15 13 8 1,792

326 471 701 917 1,133 1,272 1,367 1,458 1,516 1,540 1,574 1,597 1,618 1,654 1,687 1,729 1,756 1,771 1,784 1,792

18.19 8.09 12.83 12.05 12.05 7.76 5.30 5.08 3.24 1.34 1.90 1.28 1.17 2.01 1.84 2.34 1.51 0.84 0.73 0.45

18.19 26.28 39.12 51.17 63.23 70.98 76.28 81.36 84.60 85.94 87.83 89.12 90.29 92.30 94.14 96.48 97.99 98.83 99.55 100.00

177.32 47.64 93.02 125.90 193.63 191.88 156.17 205.69 182.65 108.25 138.48 155.32 168.22 223.27 305.62 366.36 218.48 47.75 79.64 100.44 3,285.74

177.32 5.40 5.40 224.97 1.45 6.85 317.99 2.83 9.68 443.89 3.83 13.51 637.52 5.89 19.40 829.40 5.84 25.24 985.58 4.75 30.00 1,191.27 6.26 36.26 1,373.92 5.56 41.81 1,482.17 3.29 45.11 1,620.64 4.21 49.32 1,775.97 4.73 54.05 1,944.19 5.12 59.17 2,167.46 6.80 65.97 2,473.08 9.30 75.27 2,839.44 11.15 86.42 3,057.92 6.65 93.07 3,105.67 1.45 94.52 3,185.30 2.42 96.94 3,285.74 3.06 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 0 1 0 1 3 0 1 0 2 0 1 0 1 4 1 0 1 0 0 18

2 2 3 3 4 7 7 8 8 10 10 11 11 12 16 17 17 18 18 18

11.11 0.00 5.56 0.00 5.56 16.67 0.00 5.56 0.00 11.11 0.00 5.56 0.00 5.56 22.22 5.56 0.00 5.56 0.00 0.00

11.11 11.11 16.67 16.67 22.22 38.89 38.89 44.44 44.44 55.56 55.56 61.11 61.11 66.67 88.89 94.44 94.44 100.00 100.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 75.95 0.00 10.00 0.00 74.24 34,938.88 0.00 0.27 0.00 95.88 0.00 18.48 0.00 44.36 55.23 237.61 0.00 491.72 0.00 0.00 36,042.63

75.95 0.21 75.95 0.00 85.95 0.03 85.95 0.00 160.19 0.21 35,099.07 96.94 35,099.07 0.00 35,099.34 0.00 35,099.34 0.00 35,195.23 0.27 35,195.23 0.00 35,213.71 0.05 35,213.71 0.00 35,258.07 0.12 35,313.30 0.15 35,550.91 0.66 35,550.91 0.00 36,042.63 1.36 36,042.63 0.00 36,042.63 0.00

LOSS RATIO PERCENTAGE BAND CUM

0.21 42.83 0.21 0.00 0.24 10.75 0.24 0.00 0.44 38.34 97.38 18208.83 97.38 0.00 97.38 0.13 97.38 0.00 97.65 88.57 97.65 0.00 97.70 11.90 97.70 0.00 97.82 19.87 97.98 18.07 98.64 64.86 98.64 0.00 100.00 1029.84 100.00 0.00 100.00 0.00

42.83 33.76 27.03 19.36 25.13 4231.86 3561.28 2946.39 2554.69 2374.58 2171.68 1982.79 1811.23 1626.70 1427.91 1252.04 1162.58 1160.54 1131.53 1096.94

1096.94

Page 02 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 29151 - Electrical (diesel generated and/or PLN) welding plants

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM. 169 153 200 129 162 73 53 53 23 18 13 9 10 4 1 3 1 1 0 0 1,075

169 322 522 651 813 886 939 992 1,015 1,033 1,046 1,055 1,065 1,069 1,070 1,073 1,074 1,075 1,075 1,075

15.72 14.23 18.60 12.00 15.07 6.79 4.93 4.93 2.14 1.67 1.21 0.84 0.93 0.37 0.09 0.28 0.09 0.09 0.00 0.00

15.72 29.95 48.56 60.56 75.63 82.42 87.35 92.28 94.42 96.09 97.30 98.14 99.07 99.44 99.53 99.81 99.91 100.00 100.00 100.00

143.47 55.66 112.93 128.97 239.48 166.82 144.28 191.55 128.62 101.79 113.36 89.44 127.40 41.90 26.39 52.91 78.20 3.00 0.00 0.00 1,946.16

143.47 7.37 7.37 199.13 2.86 10.23 312.05 5.80 16.03 441.02 6.63 22.66 680.50 12.31 34.97 847.33 8.57 43.54 991.61 7.41 50.95 1,183.16 9.84 60.79 1,311.78 6.61 67.40 1,413.57 5.23 72.63 1,526.92 5.82 78.46 1,616.36 4.60 83.05 1,743.75 6.55 89.60 1,785.65 2.15 91.75 1,812.05 1.36 93.11 1,864.96 2.72 95.83 1,943.16 4.02 99.85 1,946.16 0.15 100.00 1,946.16 0.00 100.00 1,946.16 0.00 100.00

PROCESSING CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 1 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 3

0 0.00 0 0.00 0 0.00 1 33.33 1 0.00 1 0.00 1 0.00 2 33.33 2 0.00 2 0.00 3 33.33 3 0.00 3 0.00 3 0.00 3 0.00 3 0.00 3 0.00 3 0.00 3 0.00 3 0.00

0.00 0.00 0.00 33.33 33.33 33.33 33.33 66.67 66.67 66.67 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 0.00 0.00 0.00 261.84 0.00 0.00 0.00 10.28 0.00 0.00 1,383.23 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,655.35

0.00 0.00 0.00 0.00 0.00 0.00 261.84 15.82 261.84 0.00 261.84 0.00 261.84 0.00 272.12 0.62 272.12 0.00 272.12 0.00 1,655.35 83.56 1,655.35 0.00 1,655.35 0.00 1,655.35 0.00 1,655.35 0.00 1,655.35 0.00 1,655.35 0.00 1,655.35 0.00 1,655.35 0.00 1,655.35 0.00

LOSS RATIO PERCENTAGE BAND CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.82 203.02 59.37 15.82 0.00 38.48 15.82 0.00 30.90 15.82 0.00 26.41 16.44 5.37 23.00 16.44 0.00 20.74 16.44 0.00 19.25 100.00 1220.24 108.41 100.00 0.00 102.41 100.00 0.00 94.93 100.00 0.00 92.70 100.00 0.00 91.35 100.00 0.00 88.76 100.00 0.00 85.19 100.00 0.00 85.06 100.00 0.00 85.06 100.00 0.00 85.06 85.06

Page 03 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 2928 - Automatic central telephone office, telephone office

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 980 276 361 203 213 100 68 90 47 9 4 10 10 11 6 10 9 1 7 5 2,420

980 40.50 1,256 11.40 1,617 14.92 1,820 8.39 2,033 8.80 2,133 4.13 2,201 2.81 2,291 3.72 2,338 1.94 2,347 0.37 2,351 0.17 2,361 0.41 2,371 0.41 2,382 0.45 2,388 0.25 2,398 0.41 2,407 0.37 2,408 0.04 2,415 0.29 2,420 0.21

40.50 51.90 66.82 75.21 84.01 88.14 90.95 94.67 96.61 96.98 97.15 97.56 97.98 98.43 98.68 99.09 99.46 99.50 99.79 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 60.13 51.50 120.80 106.14 130.13 71.51 46.24 43.02 14.47 13.75 20.34 24.45 36.48 51.38 47.57 139.13 363.82 1.88 637.25 63.50 2,043.47

60.13 2.94 2.94 111.63 2.52 5.46 232.43 5.91 11.37 338.56 5.19 16.57 468.69 6.37 22.94 540.20 3.50 26.44 586.44 2.26 28.70 629.46 2.11 30.80 643.93 0.71 31.51 657.67 0.67 32.18 678.01 1.00 33.18 702.46 1.20 34.38 738.94 1.79 36.16 790.32 2.51 38.68 837.89 2.33 41.00 977.02 6.81 47.81 1,340.84 17.80 65.62 1,342.72 0.09 65.71 1,979.97 31.18 96.89 2,043.47 3.11 100.00

PROCESSING

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 5 0 5 3 1 5 3 6 4 0 0 0 0 0 0 0 0 1 0 0 33

5 5 10 13 14 19 22 28 32 32 32 32 32 32 32 32 32 33 33 33

15.15 0.00 15.15 9.09 3.03 15.15 9.09 18.18 12.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.03 0.00 0.00

15.15 15.15 30.30 39.39 42.42 57.58 66.67 84.85 96.97 96.97 96.97 96.97 96.97 96.97 96.97 96.97 96.97 100.00 100.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 58.16 0.00 39.69 38.36 21.57 65.84 32.74 46.55 38.24 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.55 0.00 0.00 361.69

58.16 58.16 97.85 136.20 157.78 223.61 256.35 302.90 341.14 341.14 341.14 341.14 341.14 341.14 341.14 341.14 341.14 361.69 361.69 361.69

16.08 0.00 10.97 10.60 5.96 18.20 9.05 12.87 10.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.68 0.00 0.00

16.08 16.08 27.05 37.66 43.62 61.82 70.88 83.74 94.32 94.32 94.32 94.32 94.32 94.32 94.32 94.32 94.32 100.00 100.00 100.00

LOSS RATIO PERCENTAGE BAND CUM 96.72 0.00 32.86 36.14 16.58 92.06 70.81 108.21 264.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1095.25 0.00 0.00

96.72 52.10 42.10 40.23 33.66 41.39 43.71 48.12 52.98 51.87 50.31 48.56 46.17 43.16 40.71 34.92 25.44 26.94 18.27 17.70

17.70

Page 04 of 20

RISK AND LOSS PROFILE 2006 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2006

OCCUPATION CODE

: 2521 - Carton Manufacture

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 24 18 10 19 12 24 15 12 18 15 12 17 8 11 10 21 17 9 9 0 281

24 42 52 71 83 107 122 134 152 167 179 196 204 215 225 246 263 272 281 281

8.54 6.41 3.56 6.76 4.27 8.54 5.34 4.27 6.41 5.34 4.27 6.05 2.85 3.91 3.56 7.47 6.05 3.20 3.20 0.00

8.54 14.95 18.51 25.27 29.54 38.08 43.42 47.69 54.09 59.43 63.70 69.75 72.60 76.51 80.07 87.54 93.59 96.80 100.00 100.00

DATA POSITION FROM PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 58.64 10.99 6.49 15.11 16.45 53.78 33.60 26.32 64.88 100.16 80.27 123.88 75.12 112.79 104.86 287.82 198.92 97.67 113.54 0.00 1,581.27

58.64 3.71 3.71 69.63 0.69 4.40 76.12 0.41 4.81 91.23 0.96 5.77 107.68 1.04 6.81 161.46 3.40 10.21 195.06 2.12 12.34 221.38 1.66 14.00 286.26 4.10 18.10 386.42 6.33 24.44 466.69 5.08 29.51 590.56 7.83 37.35 665.68 4.75 42.10 778.47 7.13 49.23 883.33 6.63 55.86 1,171.15 18.20 74.06 1,370.07 12.58 86.64 1,467.74 6.18 92.82 1,581.27 7.18 100.00 1,581.27 0.00 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 0 0 0 0 0 1 0 0 0 0 3 1 1 0 4 3 1 0 0 15

1 6.67 6.67 1 0.00 6.67 1 0.00 6.67 1 0.00 6.67 1 0.00 6.67 1 0.00 6.67 2 6.67 13.33 2 0.00 13.33 2 0.00 13.33 2 0.00 13.33 2 0.00 13.33 5 20.00 33.33 6 6.67 40.00 7 6.67 46.67 7 0.00 46.67 11 26.67 73.33 14 20.00 93.33 15 6.67 100.00 15 0.00 100.00 15 0.00 100.00

01/01/2006

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 269.82 0.00 0.00 0.00 0.00 0.00 107.23 0.00 0.00 0.00 0.00 161.08 64.25 19.55 0.00 2,124.63 2,156.22 4,226.66 0.00 0.00 9,129.43

269.82 2.96 269.82 0.00 269.82 0.00 269.82 0.00 269.82 0.00 269.82 0.00 377.05 1.17 377.05 0.00 377.05 0.00 377.05 0.00 377.05 0.00 538.13 1.76 602.38 0.70 621.93 0.21 621.93 0.00 2,746.55 23.27 4,902.77 23.62 9,129.43 46.30 9,129.43 0.00 9,129.43 0.00

2.96 2.96 2.96 2.96 2.96 2.96 4.13 4.13 4.13 4.13 4.13 5.89 6.60 6.81 6.81 30.08 53.70 100.00 100.00 100.00

460.11 0.00 0.00 0.00 0.00 0.00 319.17 0.00 0.00 0.00 0.00 130.03 85.54 17.33 0.00 738.17 1083.9 4327.5 0.00 0.00

460.11 387.49 354.46 295.74 250.56 167.11 193.30 170.31 131.72 97.57 80.79 91.12 90.49 79.89 70.41 234.52 357.85 622.01 577.35 577.35

577.35

Page 05 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 2601 - Sawmills panglong (saw mills with manual manufacture only)

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 255 168 126 94 113 75 69 81 46 35 29 39 21 22 32 25 36 10 6 0 1,282

255 19.89 423 13.10 549 9.83 643 7.33 756 8.81 831 5.85 900 5.38 981 6.32 1,027 3.59 1,062 2.73 1,091 2.26 1,130 3.04 1,151 1.64 1,173 1.72 1,205 2.50 1,230 1.95 1,266 2.81 1,276 0.78 1,282 0.47 1,282 0.00

19.89 33.00 42.82 50.16 58.97 64.82 70.20 76.52 80.11 82.84 85.10 88.14 89.78 91.50 93.99 95.94 98.75 99.53 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 344.06 127.38 172.03 200.23 355.07 370.86 493.62 662.33 542.61 335.47 429.68 704.00 426.69 679.21 1,151.00 1,049.80 2,763.82 299.64 73.61 0.00 11,181.13

344.06 3.08 3.08 471.45 1.14 4.22 643.48 1.54 5.76 843.71 1.79 7.55 1,198.78 3.18 10.72 1,569.64 3.32 14.04 2,063.26 4.41 18.45 2,725.59 5.92 24.38 3,268.20 4.85 29.23 3,603.67 3.00 32.23 4,033.35 3.84 36.07 4,737.35 6.30 42.37 5,164.05 3.82 46.19 5,843.25 6.07 52.26 6,994.25 10.29 62.55 8,044.05 9.39 71.94 10,807.87 24.72 96.66 11,107.51 2.68 99.34 11,181.13 0.66 100.00 11,181.13 0.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

PROCESSING CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 0 2 1 1 0 0 0 1 2 0 1 2 0 2 1 0 1 0 0 15

1 1 3 4 5 5 5 5 6 8 8 9 11 11 13 14 14 15 15 15

6.67 0.00 13.33 6.67 6.67 0.00 0.00 0.00 6.67 13.33 0.00 6.67 13.33 0.00 13.33 6.67 0.00 6.67 0.00 0.00

6.67 6.67 20.00 26.67 33.33 33.33 33.33 33.33 40.00 53.33 53.33 60.00 73.33 73.33 86.67 93.33 93.33 100.00 100.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 85.00 0.00 79.43 23.44 54.91 0.00 0.00 0.00 2.82 329.90 0.00 10.07 20.09 0.00 1,443.12 121.42 0.00 1,500.31 0.00 0.00 3,670.50

85.00 2.32 85.00 0.00 164.43 2.16 187.87 0.64 242.78 1.50 242.78 0.00 242.78 0.00 242.78 0.00 245.60 0.08 575.49 8.99 575.49 0.00 585.56 0.27 605.65 0.55 605.65 0.00 2,048.77 39.32 2,170.18 3.31 2,170.18 0.00 3,670.50 40.87 3,670.50 0.00 3,670.50 0.00

2.32 24.70 2.32 0.00 4.48 46.17 5.12 11.71 6.61 15.46 6.61 0.00 6.61 0.00 6.61 0.00 6.69 0.52 15.68 98.34 15.68 0.00 15.95 1.43 16.50 4.71 16.50 0.00 55.82 125.38 59.13 11.57 59.13 0.00 100.00 500.70 100.00 0.00 100.00 0.00

24.70 18.03 25.55 22.27 20.25 15.47 11.77 8.91 7.51 15.97 14.27 12.36 11.73 10.36 29.29 26.98 20.08 33.05 32.83 32.83

32.83

Page 06 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 2722 - Bakeries and biscuit works

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 323 197 277 174 235 145 135 114 89 45 36 35 19 49 33 58 39 15 13 4 2,035

323 15.87 520 9.68 797 13.61 971 8.55 1,206 11.55 1,351 7.13 1,486 6.63 1,600 5.60 1,689 4.37 1,734 2.21 1,770 1.77 1,805 1.72 1,824 0.93 1,873 2.41 1,906 1.62 1,964 2.85 2,003 1.92 2,018 0.74 2,031 0.64 2,035 0.20

15.87 25.55 39.16 47.71 59.26 66.39 73.02 78.62 83.00 85.21 86.98 88.70 89.63 92.04 93.66 96.51 98.43 99.16 99.80 100.00

PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 250.06 62.72 124.91 98.33 263.23 198.32 217.20 256.64 189.62 149.54 141.49 133.02 123.99 278.75 291.02 417.02 359.07 93.94 73.68 73.33 3,795.88

250.06 6.59 6.59 312.79 1.65 8.24 437.69 3.29 11.53 536.02 2.59 14.12 799.26 6.93 21.06 997.57 5.22 26.28 1,214.77 5.72 32.00 1,471.41 6.76 38.76 1,661.03 5.00 43.76 1,810.57 3.94 47.70 1,952.06 3.73 51.43 2,085.07 3.50 54.93 2,209.07 3.27 58.20 2,487.82 7.34 65.54 2,778.84 7.67 73.21 3,195.86 10.99 84.19 3,554.93 9.46 93.65 3,648.87 2.47 96.13 3,722.55 1.94 98.07 3,795.88 1.93 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 7 4 0 0 2 0 1 0 0 1 0 1 1 0 0 0 0 2 2 0 21

7 33.33 11 19.05 11 0.00 11 0.00 13 9.52 13 0.00 14 4.76 14 0.00 14 0.00 15 4.76 15 0.00 16 4.76 17 4.76 17 0.00 17 0.00 17 0.00 17 0.00 19 9.52 21 9.52 21 0.00

33.3 52.3 52.3 52.3 61.9 61.9 66.6 66.6 66.6 71.4 71.4 76.1 80.9 80.9 80.9 80.9 80.9 90.4 100. 100.

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 787.03 38.65 0.00 0.00 50.92 0.00 5.45 0.00 0.00 13.57 0.00 32.77 36.53 0.00 0.00 0.00 0.00 96.14 260.14 0.00 1,321.20

787.03 59.57 825.69 2.93 825.69 0.00 825.69 0.00 876.61 3.85 876.61 0.00 882.05 0.41 882.05 0.00 882.05 0.00 895.62 1.03 895.62 0.00 928.39 2.48 964.92 2.76 964.92 0.00 964.92 0.00 964.92 0.00 964.92 0.00 1,061.06 7.28 1,321.20 19.69 1,321.20 0.00

59.57 314.74 314.74 62.50 61.62 263.98 62.50 0.00 188.65 62.50 0.00 154.04 66.35 19.34 109.68 66.35 0.00 87.87 66.76 2.51 72.61 66.76 0.00 59.95 66.76 0.00 53.10 67.79 9.07 49.47 67.79 0.00 45.88 70.27 24.64 44.53 73.03 29.46 43.68 73.03 0.00 38.79 73.03 0.00 34.72 73.03 0.00 30.19 73.03 0.00 27.14 80.31 102.34 29.08 100.00 353.05 35.49 100.00 0.00 34.81 34.81

Page 07 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 29151 - Electrical (diesel generated and/or PLN) welding plants

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 162 164 227 152 174 84 63 57 19 23 14 9 9 6 3 2 1 2 0 0 1,171

162 326 553 705 879 963 1,026 1,083 1,102 1,125 1,139 1,148 1,157 1,163 1,166 1,168 1,169 1,171 1,171 1,171

13.83 14.01 19.39 12.98 14.86 7.17 5.38 4.87 1.62 1.96 1.20 0.77 0.77 0.51 0.26 0.17 0.09 0.17 0.00 0.00

13.83 27.84 47.22 60.20 75.06 82.24 87.62 92.49 94.11 96.07 97.27 98.04 98.80 99.32 99.57 99.74 99.83 100.00 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 1.19 57.11 138.31 149.79 256.68 193.22 176.99 201.67 92.92 128.24 113.75 93.84 100.24 90.68 32.42 52.56 7.65 477.67 0.00 0.00 2,364.92

1.19 0.05 0.05 58.30 2.42 2.47 196.61 5.85 8.31 346.40 6.33 14.65 603.08 10.85 25.50 796.30 8.17 33.67 973.29 7.48 41.16 1,174.95 8.53 49.68 1,267.87 3.93 53.61 1,396.11 5.42 59.03 1,509.86 4.81 63.84 1,603.69 3.97 67.81 1,703.93 4.24 72.05 1,794.61 3.83 75.88 1,827.03 1.37 77.26 1,879.60 2.22 79.48 1,887.25 0.32 79.80 2,364.92 20.20 100.00 2,364.92 0.00 100.00 2,364.92 0.00 100.00

PROCESSING CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 0 2 0 0 0 2 1 0 0 0 0 0 0 0 0 0 1 0 0 7

1 1 3 3 3 3 5 6 6 6 6 6 6 6 6 6 6 7 7 7

14.29 0.00 28.57 0.00 0.00 0.00 28.57 14.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 14.29 0.00 0.00

14.29 14.29 42.86 42.86 42.86 42.86 71.43 85.71 85.71 85.71 85.71 85.71 85.71 85.71 85.71 85.71 85.71 100.00 100.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 20.00 0.00 103.75 0.00 0.00 0.00 53.22 20.24 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 46.60 0.00 0.00 243.81

20.00 8.20 20.00 0.00 123.75 42.55 123.75 0.00 123.75 0.00 123.75 0.00 176.97 21.83 197.21 8.30 197.21 0.00 197.21 0.00 197.21 0.00 197.21 0.00 197.21 0.00 197.21 0.00 197.21 0.00 197.21 0.00 197.21 0.00 243.81 19.11 243.81 0.00 243.81 0.00

LOSS RATIO PERCENTAGE BAND CUM

8.20 1683.38 8.20 0.00 50.76 75.01 50.76 0.00 50.76 0.00 50.76 0.00 72.59 30.07 80.89 10.03 80.89 0.00 80.89 0.00 80.89 0.00 80.89 0.00 80.89 0.00 80.89 0.00 80.89 0.00 80.89 0.00 80.89 0.00 100.00 9.76 100.00 0.00 100.00 0.00

1683.38 34.30 62.94 35.72 20.52 15.54 18.18 16.78 15.55 14.13 13.06 12.30 11.57 10.99 10.79 10.49 10.45 10.31 10.31 10.31

10.31

Page 08 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 2928 - Automatic central telephone office, telephone office

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 241 274 334 244 189 124 93 32 8 10 7 7 3 5 2 9 3 3 10 8 1,606

241 515 849 1,093 1,282 1,406 1,499 1,531 1,539 1,549 1,556 1,563 1,566 1,571 1,573 1,582 1,585 1,588 1,598 1,606

15.01 17.06 20.80 15.19 11.77 7.72 5.79 1.99 0.50 0.62 0.44 0.44 0.19 0.31 0.12 0.56 0.19 0.19 0.62 0.50

15.01 32.07 52.86 68.06 79.83 87.55 93.34 95.33 95.83 96.45 96.89 97.32 97.51 97.82 97.95 98.51 98.69 98.88 99.50 100.00

DATA POSITION FROM

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 57.93 48.53 122.42 114.47 141.11 111.62 96.19 37.72 20.73 26.02 18.91 35.55 6.69 17.75 7.80 109.05 31.08 4,055.47 984.89 1,302.84 7,346.76

57.93 0.79 0.79 106.46 0.66 1.45 228.88 1.67 3.12 343.35 1.56 4.67 484.46 1.92 6.59 596.08 1.52 8.11 692.26 1.31 9.42 729.99 0.51 9.94 750.72 0.28 10.22 776.74 0.35 10.57 795.65 0.26 10.83 831.20 0.48 11.31 837.89 0.09 11.40 855.64 0.24 11.65 863.44 0.11 11.75 972.49 1.48 13.24 1,003.57 0.42 13.66 5,059.04 55.20 68.86 6,043.92 13.41 82.27 7,346.76 17.73 100.00

PROCESSING CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2 7 3 2 1 4 2 0 1 0 1 0 0 0 0 0 0 1 3 158 185

2 1.08 9 3.78 12 1.62 14 1.08 15 0.54 19 2.16 21 1.08 21 0.00 22 0.54 22 0.00 23 0.54 23 0.00 23 0.00 23 0.00 23 0.00 23 0.00 23 0.00 24 0.54 27 1.62 185 85.41

1.08 4.86 6.49 7.57 8.11 10.27 11.35 11.35 11.89 11.89 12.43 12.43 12.43 12.43 12.43 12.43 12.43 12.97 14.59 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 1.37 1.37 0.00 189.66 191.03 0.07 9.34 200.37 0.00 79.19 279.55 0.03 15.95 295.50 0.01 23.46 318.96 0.01 94.45 413.41 0.04 0.00 413.41 0.00 9.23 422.63 0.00 0.00 422.63 0.00 73.11 495.74 0.03 0.00 495.74 0.00 0.00 495.74 0.00 0.00 495.74 0.00 0.00 495.74 0.00 0.00 495.74 0.00 0.00 495.74 0.00 85.23 580.97 0.03 7,255.20 7,836.18 2.77 254,183.18 262,019.36 97.01 262,019.36

0.00 0.07 0.08 0.11 0.11 0.12 0.16 0.16 0.16 0.16 0.19 0.19 0.19 0.19 0.19 0.19 0.19 0.22 2.99 100.00

LOSS RATIO PERCENTAGE BAND CUM 2.36 390.82 7.63 69.18 11.30 21.02 98.19 0.00 44.50 0.00 386.69 0.00 0.00 0.00 0.00 0.00 0.00 2.10 736.65 19510.00

2.36 179.44 87.54 81.42 61.00 53.51 59.72 56.63 56.30 54.41 62.31 59.64 59.17 57.94 57.41 50.98 49.40 11.48 129.65 3566.46

3566.46

Page 09 of 20

RISK AND LOSS PROFILE 2007 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2007

OCCUPATION CODE

: 2521 - Carton Manufacture

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM PROCESSING

NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM. 26 8 12 16 12 18 20 16 15 11 10 16 15 16 7 18 13 10 8 3 270

26 34 46 62 74 92 112 128 143 154 164 180 195 211 218 236 249 259 267 270

9.63 2.96 4.44 5.93 4.44 6.67 7.41 5.93 5.56 4.07 3.70 5.93 5.56 5.93 2.59 6.67 4.81 3.70 2.96 1.11

9.63 12.59 17.04 22.96 27.41 34.07 41.48 47.41 52.96 57.04 60.74 66.67 72.22 78.15 80.74 87.41 92.22 95.93 98.89 100.00

108.47 2.00 5.10 16.27 14.34 53.08 48.21 29.46 46.78 63.11 38.46 141.22 97.05 174.05 79.35 290.70 219.73 149.12 101.85 50.00 1,728.35

108.47 6.28 6.28 110.47 0.12 6.39 115.58 0.30 6.69 131.85 0.94 7.63 146.19 0.83 8.46 199.28 3.07 11.53 247.49 2.79 14.32 276.95 1.70 16.02 323.73 2.71 18.73 386.84 3.65 22.38 425.30 2.23 24.61 566.52 8.17 32.78 663.57 5.62 38.39 837.62 10.07 48.46 916.97 4.59 53.05 1,207.66 16.82 69.87 1,427.39 12.71 82.59 1,576.51 8.63 91.21 1,678.36 5.89 97.11 1,728.35 2.89 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 1 0 0 0 3 0 0 0 0 0 4 3 0 0 11

0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 9.09 1 0.00 1 0.00 1 0.00 4 27.27 4 0.00 4 0.00 4 0.00 4 0.00 4 0.00 8 36.36 11 27.27 11 0.00 11 0.00

0.00 0.00 0.00 0.00 0.00 0.00 9.09 9.09 9.09 9.09 36.36 36.36 36.36 36.36 36.36 36.36 72.73 100.00 100.00 100.00

01/01/2007

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.00 0.00 0.00 253.46 0.00 0.00 0.00 0.00 0.00 1,320.36 79,795.52 0.00 0.00 81,386.01

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.67 0.02 16.67 0.00 16.67 0.00 16.67 0.00 270.13 0.31 270.13 0.00 270.13 0.00 270.13 0.00 270.13 0.00 270.13 0.00 1,590.49 1.62 81,386.01 98.05 81,386.01 0.00 81,386.01 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.02 0.02 0.02 0.02 0.33 0.33 0.33 0.33 0.33 0.33 1.95 100.00 100.00 100.00

LOSS RATIO PERCENTAGE BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 34.58 0.00 0.00 0.00 659.01 0.00 0.00 0.00 0.00 0.00 600.91 53509.39 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 6.74 6.02 5.15 4.31 63.51 47.68 40.71 32.25 29.46 22.37 111.43 5162.41 4849.15 4708.88

4708.88

Page 10 of 20

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 2601 - Sawmills panglong (saw mills with manual manufacture only)

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 235 165 123 87 116 81 54 61 43 26 16 22 28 27 25 40 30 11 5 1 1,196

235 19.65 400 13.80 523 10.28 610 7.27 726 9.70 807 6.77 861 4.52 922 5.10 965 3.60 991 2.17 1,007 1.34 1,029 1.84 1,057 2.34 1,084 2.26 1,109 2.09 1,149 3.34 1,179 2.51 1,190 0.92 1,195 0.42 1,196 0.08

19.65 33.44 43.73 51.00 60.70 67.47 71.99 77.09 80.69 82.86 84.20 86.04 88.38 90.64 92.73 96.07 98.58 99.50 99.92 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 447.59 143.01 181.41 185.29 376.40 565.31 380.40 448.48 579.38 274.57 228.31 343.05 496.62 826.02 951.71 1,905.78 1,138.95 391.61 81.93 4.96 9,950.76

447.59 4.50 4.50 590.60 1.44 5.94 772.00 1.82 7.76 957.29 1.86 9.62 1,333.70 3.78 13.40 1,899.00 5.68 19.08 2,279.40 3.82 22.91 2,727.88 4.51 27.41 3,307.26 5.82 33.24 3,581.82 2.76 36.00 3,810.14 2.29 38.29 4,153.19 3.45 41.74 4,649.81 4.99 46.73 5,475.83 8.30 55.03 6,427.54 9.56 64.59 8,333.32 19.15 83.75 9,472.27 11.45 95.19 9,863.88 3.94 99.13 9,945.81 0.82 99.95 9,950.76 0.05 100.00

PROCESSING CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1

0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 100.0 1 0.00 1 0.00 1 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00

1,064.42

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,064.42 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,064.42 100.0 1,064.42 0.00 1,064.42 0.00 1,064.42 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00 100.00

LOSS RATIO PERCENTAGE BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 93.46 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.24 10.79 10.70 10.70

10.70

Page 11 of 20

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 2722 - Bakeries and biscuit works

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 175 151 252 328 315 175 142 130 68 45 39 51 36 51 53 78 48 14 23 11 2,185

175 8.01 326 6.91 578 11.53 906 15.01 1,221 14.42 1,396 8.01 1,538 6.50 1,668 5.95 1,736 3.11 1,781 2.06 1,820 1.78 1,871 2.33 1,907 1.65 1,958 2.33 2,011 2.43 2,089 3.57 2,137 2.20 2,151 0.64 2,174 1.05 2,185 0.50

8.01 14.92 26.45 41.46 55.88 63.89 70.39 76.34 79.45 81.51 83.30 85.63 87.28 89.61 92.04 95.61 97.80 98.44 99.50 100.00

PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 336.30 83.97 73.72 121.00 239.44 185.61 444.73 275.02 180.24 174.67 710.23 220.35 153.66 309.37 424.82 663.93 416.75 112.07 166.52 722.63 6,015.04

336.30 5.59 5.59 420.27 1.40 6.99 493.99 1.23 8.21 615.00 2.01 10.22 854.44 3.98 14.21 1,040.05 3.09 17.29 1,484.78 7.39 24.68 1,759.80 4.57 29.26 1,940.04 3.00 32.25 2,114.70 2.90 35.16 2,824.94 11.81 46.96 3,045.28 3.66 50.63 3,198.94 2.55 53.18 3,508.31 5.14 58.33 3,933.13 7.06 65.39 4,597.06 11.04 76.43 5,013.82 6.93 83.35 5,125.89 1.86 85.22 5,292.41 2.77 87.99 6,015.04 12.01 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 3 1 0 0 1 2 1 1 1 0 0 0 1 0 0 1 1 0 0 2 15

3 20.00 4 6.67 4 0.00 4 0.00 5 6.67 7 13.33 8 6.67 9 6.67 10 6.67 10 0.00 10 0.00 10 0.00 11 6.67 11 0.00 11 0.00 12 6.67 13 6.67 13 0.00 13 0.00 15 13.33

20.0 26.6 26.6 26.6 33.3 46.6 53.3 60.0 66.6 66.6 66.6 66.6 73.3 73.3 73.3 80.0 86.6 86.6 86.6 100.

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 37.74 3.57 0.00 0.00 13.08 685.76 234.00 27.63 2.19 0.00 0.00 0.00 3,390.98 0.00 0.00 75.00 54.55 0.00 0.00 151.66 4,676.16

37.74 0.81 41.32 0.08 41.32 0.00 41.32 0.00 54.40 0.28 740.16 14.66 974.16 5.00 1,001.78 0.59 1,003.97 0.05 1,003.97 0.00 1,003.97 0.00 1,003.97 0.00 4,394.95 72.52 4,394.95 0.00 4,394.95 0.00 4,469.95 1.60 4,524.50 1.17 4,524.50 0.00 4,524.50 0.00 4,676.16 3.24

0.81 11.22 11.22 0.88 4.26 9.83 0.88 0.00 8.36 0.88 0.00 6.72 1.16 5.46 6.37 15.83 369.47 71.17 20.83 52.62 65.61 21.42 10.04 56.93 21.47 1.22 51.75 21.47 0.00 47.48 21.47 0.00 35.54 21.47 0.00 32.97 93.99 2206.8 137.39 93.99 0.00 125.27 93.99 0.00 111.74 95.59 11.30 97.23 96.76 13.09 90.24 96.76 0.00 88.27 96.76 0.00 85.49 100.00 20.99 77.74 77.74

Page 12 of 20

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 29151 - Electrical (diesel generated and/or PLN) welding plants

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 183 121 217 133 167 103 63 66 31 23 16 17 12 11 9 5 3 1 3 0 1,184

183 304 521 654 821 924 987 1,053 1,084 1,107 1,123 1,140 1,152 1,163 1,172 1,177 1,180 1,181 1,184 1,184

15.46 10.22 18.33 11.23 14.10 8.70 5.32 5.57 2.62 1.94 1.35 1.44 1.01 0.93 0.76 0.42 0.25 0.08 0.25 0.00

15.46 25.68 44.00 55.24 69.34 78.04 83.36 88.94 91.55 93.50 94.85 96.28 97.30 98.23 98.99 99.41 99.66 99.75 100.00 100.00

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 96.11 40.93 126.41 141.70 3,384.36 228.54 177.14 261.61 147.69 112.69 117.67 159.97 117.39 154.63 142.30 120.88 183.20 843.26 76.57 0.00 6,633.05

96.11 1.45 1.45 137.04 0.62 2.07 263.45 1.91 3.97 405.14 2.14 6.11 3,789.50 51.02 57.13 4,018.04 3.45 60.58 4,195.18 2.67 63.25 4,456.80 3.94 67.19 4,604.49 2.23 69.42 4,717.18 1.70 71.12 4,834.85 1.77 72.89 4,994.82 2.41 75.30 5,112.21 1.77 77.07 5,266.84 2.33 79.40 5,409.13 2.15 81.55 5,530.02 1.82 83.37 5,713.22 2.76 86.13 6,556.48 12.71 98.85 6,633.05 1.15 100.00 6,633.05 0.00 100.00

PROCESSING

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 0 0 0 1 1 1 1 0 1 0 2 0 0 0 0 0 0 0 0 8

1 1 1 1 2 3 4 5 5 6 6 8 8 8 8 8 8 8 8 8

12.50 0.00 0.00 0.00 12.50 12.50 12.50 12.50 0.00 12.50 0.00 25.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12.50 12.50 12.50 12.50 25.00 37.50 50.00 62.50 62.50 75.00 75.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

179.09

8.63 4.82 8.63 0.00 8.63 0.00 8.63 0.00 17.92 5.19 120.72 57.40 123.59 1.61 148.33 13.81 148.33 0.00 158.83 5.86 158.83 0.00 179.09 11.31 179.09 0.00 179.09 0.00 179.09 0.00 179.09 0.00 179.09 0.00 179.09 0.00 179.09 0.00 179.09 0.00

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 8.63 0.00 0.00 0.00 9.29 102.80 2.88 24.74 0.00 10.50 0.00 20.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4.82 4.82 4.82 4.82 10.00 67.41 69.01 82.82 82.82 88.69 88.69 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00

LOSS RATIO PERCENTAGE BAND CUM 8.98 0.00 0.00 0.00 0.27 44.98 1.62 9.46 0.00 9.32 0.00 12.66 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8.98 6.30 3.28 2.13 0.47 3.00 2.95 3.33 3.22 3.37 3.29 3.59 3.50 3.40 3.31 3.24 3.13 2.73 2.70 2.70

2.70

Page 13 of 20

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 2928 - Automatic central telephone office, telephone office

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 229 208 311 240 240 121 85 39 18 14 5 8 4 2 1 2 9 1 8 36 1,581

229 437 748 988 1,228 1,349 1,434 1,473 1,491 1,505 1,510 1,518 1,522 1,524 1,525 1,527 1,536 1,537 1,545 1,581

14.48 13.16 19.67 15.18 15.18 7.65 5.38 2.47 1.14 0.89 0.32 0.51 0.25 0.13 0.06 0.13 0.57 0.06 0.51 2.28

14.48 27.64 47.31 62.49 77.67 85.33 90.70 93.17 94.31 95.19 95.51 96.02 96.27 96.39 96.46 96.58 97.15 97.22 97.72 100.00

PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM.

CLAIM FREQUENCY PERCENTAGE f F BAND CUM.

34,379.59 70.44 128.53 111.38 182.44 117.45 85.83 48.08 54.91 21.15 8.25 19.37 10.86 4.72 12.03 2.15 196.00 11.87 226.29 8,770.05

1 3 3 1 4 0 1 2 0 0 0 0 0 0 0 0 0 0 0 114

44,461.37

34,379.59 77.32 77.32 34,450.04 0.16 77.48 34,578.57 0.29 77.77 34,689.95 0.25 78.02 34,872.38 0.41 78.43 34,989.83 0.26 78.70 35,075.66 0.19 78.89 35,123.74 0.11 79.00 35,178.66 0.12 79.12 35,199.80 0.05 79.17 35,208.05 0.02 79.19 35,227.42 0.04 79.23 35,238.27 0.02 79.26 35,242.99 0.01 79.27 35,255.02 0.03 79.29 35,257.17 0.00 79.30 35,453.16 0.44 79.74 35,465.03 0.03 79.77 35,691.32 0.51 80.27 44,461.37 19.73 100.00

129

1 0.78 4 2.33 7 2.33 8 0.78 12 3.10 12 0.00 13 0.78 15 1.55 15 0.00 15 0.00 15 0.00 15 0.00 15 0.00 15 0.00 15 0.00 15 0.00 15 0.00 15 0.00 15 0.00 129 88.37

0.78 3.10 5.43 6.20 9.30 9.30 10.0 11.6 11.6 11.6 11.6 11.6 11.6 11.6 11.6 11.6 11.6 11.6 11.6 100.

01/01/2008

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.25 20.75 23.08 17.44 49.83 0.00 5.18 22.42 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 74,750.90 74,889.83

0.25 0.00 21.00 0.03 44.07 0.03 61.51 0.02 111.34 0.07 111.34 0.00 116.51 0.01 138.93 0.03 138.93 0.00 138.93 0.00 138.93 0.00 138.93 0.00 138.93 0.00 138.93 0.00 138.93 0.00 138.93 0.00 138.93 0.00 138.93 0.00 138.93 0.00 74,889.83 99.81

0.00 0.00 0.00 0.03 29.45 0.06 0.06 17.95 0.13 0.08 15.66 0.18 0.15 27.31 0.32 0.15 0.00 0.32 0.16 6.03 0.33 0.19 46.62 0.40 0.19 0.00 0.39 0.19 0.00 0.39 0.19 0.00 0.39 0.19 0.00 0.39 0.19 0.00 0.39 0.19 0.00 0.39 0.19 0.00 0.39 0.19 0.00 0.39 0.19 0.00 0.39 0.19 0.00 0.39 0.19 0.00 0.39 100.00 852.34 168.44 168.44

Page 14 of 20

RISK AND LOSS PROFILE 2008 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2008

OCCUPATION CODE

: 2521 - Carton Manufacture

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

304

21 30 43 56 71 84 103 130 147 160 174 190 203 218 225 250 273 284 300 304

6.91 2.96 4.28 4.28 4.93 4.28 6.25 8.88 5.59 4.28 4.61 5.26 4.28 4.93 2.30 8.22 7.57 3.62 5.26 1.32

6.91 9.87 14.14 18.42 23.36 27.63 33.88 42.76 48.36 52.63 57.24 62.50 66.78 71.71 74.01 82.24 89.80 93.42 98.68 100.00

01/01/2008

15/06/2010

DATE

15/09/2010

PROCESSING

NUMBER OF POLICIES ORIGINAL PREMIUM (In Million Rp) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM. 21 9 13 13 15 13 19 27 17 13 14 16 13 15 7 25 23 11 16 4

146.13 1.66 11.96 12.51 25.80 35.02 51.06 49.38 54.50 58.95 73.34 120.66 96.50 192.01 115.03 379.76 341.15 228.75 166.19 106.71 2,267.06

146.13 6.45 6.45 147.79 0.07 6.52 159.74 0.53 7.05 172.25 0.55 7.60 198.06 1.14 8.74 233.08 1.54 10.28 284.14 2.25 12.53 333.52 2.18 14.71 388.02 2.40 17.12 446.97 2.60 19.72 520.31 3.23 22.95 640.97 5.32 28.27 737.47 4.26 32.53 929.48 8.47 41.00 1,044.51 5.07 46.07 1,424.27 16.75 62.82 1,765.42 15.05 77.87 1,994.17 10.09 87.96 2,160.36 7.33 95.29 2,267.06 4.71 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 0 0 0 0 0 0 0 0 0 2 1 0 1 0 4 2 0 0 0 11

1 9.09 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 3 18.18 4 9.09 4 0.00 5 9.09 5 0.00 9 36.36 11 18.18 11 0.00 11 0.00 11 0.00

9.09 9.09 9.09 9.09 9.09 9.09 9.09 9.09 9.09 9.09 27.27 36.36 36.36 45.45 45.45 81.82 100.00 100.00 100.00 100.00

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 9.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5,244.00 215.87 0.00 7,254.09 0.00 14,623.28 238.88 0.00 0.00 0.00 27,585.48

9.35 0.03 9.35 0.00 9.35 0.00 9.35 0.00 9.35 0.00 9.35 0.00 9.35 0.00 9.35 0.00 9.35 0.00 9.35 0.00 5,253.35 19.01 5,469.22 0.78 5,469.22 0.00 12,723.32 26.30 12,723.32 0.00 27,346.60 53.01 27,585.48 0.87 27,585.48 0.00 27,585.48 0.00 27,585.48 0.00

0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 19.04 19.83 19.83 46.12 46.12 99.13 100.00 100.00 100.00 100.00

6.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7150.4 178.90 0.00 3778.0 0.00 3850.6 70.02 0.00 0.00 0.00

6.40 6.33 5.85 5.43 4.72 4.01 3.29 2.80 2.41 2.09 1009.67 853.27 741.62 1368.86 1218.11 1920.05 1562.55 1383.31 1276.90 1216.79

1216.7

Page 15 of 20

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 2601 - Sawmills panglong (saw mills with manual manufacture only)

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 202 167 146 104 99 84 69 69 43 25 14 29 23 30 30 38 32 17 10 0 1,231

202 16.41 369 13.57 515 11.86 619 8.45 718 8.04 802 6.82 871 5.61 940 5.61 983 3.49 1,008 2.03 1,022 1.14 1,051 2.36 1,074 1.87 1,104 2.44 1,134 2.44 1,172 3.09 1,204 2.60 1,221 1.38 1,231 0.81 1,231 0.00

16.41 29.98 41.84 50.28 58.33 65.15 70.76 76.36 79.85 81.88 83.02 85.38 87.25 89.68 92.12 95.21 97.81 99.19 100.00 100.00

DATA POSITION FROM

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 591.25 128.91 191.05 213.94 328.23 323.14 442.73 458.08 385.63 235.48 153.28 412.05 416.20 744.37 972.76 1,882.24 1,444.61 580.05 345.34 0.00 10,249.34

591.25 5.77 5.77 720.16 1.26 7.03 911.22 1.86 8.89 1,125.15 2.09 10.98 1,453.38 3.20 14.18 1,776.52 3.15 17.33 2,219.25 4.32 21.65 2,677.33 4.47 26.12 3,062.97 3.76 29.88 3,298.44 2.30 32.18 3,451.72 1.50 33.68 3,863.77 4.02 37.70 4,279.97 4.06 41.76 5,024.34 7.26 49.02 5,997.10 9.49 58.51 7,879.34 18.36 76.88 9,323.96 14.09 90.97 9,904.00 5.66 96.63 10,249.34 3.37 100.00 10,249.34 0.00 100.00

PROCESSING CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 3 2 0 0 6

0 0.00 0 0.00 0 0.00 0 0.00 1 16.67 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 4 50.00 6 33.33 6 0.00 6 0.00

0.00 0.00 0.00 0.00 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 16.67 66.67 100.00 100.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 0.00 0.00 0.00 0.00 21.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 51,936.11 9.16 0.00 0.00 51,966.66

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 21.39 0.04 21.39 0.00 21.39 0.00 21.39 0.00 21.39 0.00 21.39 0.00 21.39 0.00 21.39 0.00 21.39 0.00 21.39 0.00 21.39 0.00 21.39 0.00 51,957.51 99.94 51,966.66 0.02 51,966.66 0.00 51,966.66 0.00

LOSS RATIO PERCENTAGE BAND CUM

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.04 6.52 0.04 0.00 0.04 0.00 0.04 0.00 0.04 0.00 0.04 0.00 0.04 0.00 0.04 0.00 0.04 0.00 0.04 0.00 0.04 0.00 0.04 0.00 99.98 3595.16 100.00 1.58 100.00 0.00 100.00 0.00

0.00 0.00 0.00 0.00 1.47 1.20 0.96 0.80 0.70 0.65 0.62 0.55 0.50 0.43 0.36 0.27 557.25 524.70 507.02 507.02

507.02

Page 16 of 20

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 2722 - Bakeries and biscuit works

BAND

SUM INSURED Mid Points (In Million) From To

DATA POSITION FROM

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 4,853 452 309 267 310 182 130 129 92 41 42 45 31 62 51 79 64 23 34 17 7,213

4,853 67.28 5,305 6.27 5,614 4.28 5,881 3.70 6,191 4.30 6,373 2.52 6,503 1.80 6,632 1.79 6,724 1.28 6,765 0.57 6,807 0.58 6,852 0.62 6,883 0.43 6,945 0.86 6,996 0.71 7,075 1.10 7,139 0.89 7,162 0.32 7,196 0.47 7,213 0.24

67.28 73.55 77.83 81.53 85.83 88.35 90.16 91.95 93.22 93.79 94.37 95.00 95.42 96.28 96.99 98.09 98.97 99.29 99.76 100.00

PROCESSING

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 427.55 79.32 79.03 103.75 247.77 218.48 195.54 285.15 227.09 147.59 188.26 225.96 145.22 363.83 317.79 820.12 845.67 173.73 182.86 134.36 5,409.07

427.55 7.90 7.90 506.86 1.47 9.37 585.89 1.46 10.83 689.64 1.92 12.75 937.42 4.58 17.33 1,155.89 4.04 21.37 1,351.43 3.62 24.98 1,636.59 5.27 30.26 1,863.68 4.20 34.45 2,011.27 2.73 37.18 2,199.54 3.48 40.66 2,425.50 4.18 44.84 2,570.72 2.68 47.53 2,934.54 6.73 54.25 3,252.33 5.88 60.13 4,072.45 15.16 75.29 4,918.13 15.63 90.92 5,091.86 3.21 94.14 5,274.71 3.38 97.52 5,409.07 2.48 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 2 0 0 0 0 4

0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 25.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 2 25.00 2 0.00 2 0.00 4 50.00 4 0.00 4 0.00 4 0.00 4 0.00

0.00 0.00 0.00 0.00 0.00 0.00 25.0 25.0 25.0 25.0 25.0 25.0 50.0 50.0 50.0 100. 100. 100. 100. 100.

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 867.55 0.00 0.00 0.00 0.00 0.00 22.64 0.00 0.00 40,575.84 0.00 0.00 0.00 0.00 41,466.03

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 867.55 2.09 867.55 0.00 867.55 0.00 867.55 0.00 867.55 0.00 867.55 0.00 890.20 0.05 890.20 0.00 890.20 0.00 41,466.03 97.85 41,466.03 0.00 41,466.03 0.00 41,466.03 0.00 41,466.03 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.09 443.67 64.20 2.09 0.00 53.01 2.09 0.00 46.55 2.09 0.00 43.13 2.09 0.00 39.44 2.09 0.00 35.77 2.15 15.59 34.63 2.15 0.00 30.34 2.15 0.00 27.37 100.00 4947.5 1018.2 100.00 0.00 843.13 100.00 0.00 814.36 100.00 0.00 786.13 100.00 0.00 766.60 766.60

Page 17 of 20

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 29151 - Electrical (diesel generated and/or PLN) welding plants

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 187 159 201 155 188 103 72 73 34 21 21 20 21 15 8 13 4 2 3 6 1,306

187 346 547 702 890 993 1,065 1,138 1,172 1,193 1,214 1,234 1,255 1,270 1,278 1,291 1,295 1,297 1,300 1,306

14.32 12.17 15.39 11.87 14.40 7.89 5.51 5.59 2.60 1.61 1.61 1.53 1.61 1.15 0.61 1.00 0.31 0.15 0.23 0.46

14.32 26.49 41.88 53.75 68.15 76.03 81.55 87.14 89.74 91.35 92.96 94.49 96.09 97.24 97.86 98.85 99.16 99.31 99.54 100.00

DATA POSITION FROM

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 177.28 53.17 130.00 138.56 274.01 218.64 195.62 256.27 151.95 93.24 144.68 136.78 154.25 200.89 170.17 246.72 127.60 47.00 17.35 33.10 2,967.27

177.28 230.44 360.45 499.00 773.01 991.65 1,187.26 1,443.53 1,595.48 1,688.72 1,833.40 1,970.18 2,124.43 2,325.32 2,495.49 2,742.22 2,869.82 2,916.82 2,934.17 2,967.27

5.97 5.97 1.79 7.77 4.38 12.15 4.67 16.82 9.23 26.05 7.37 33.42 6.59 40.01 8.64 48.65 5.12 53.77 3.14 56.91 4.88 61.79 4.61 66.40 5.20 71.60 6.77 78.37 5.74 84.10 8.31 92.42 4.30 96.72 1.58 98.30 0.58 98.88 1.12 100.00

PROCESSING CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2

0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 50.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 1 0.00 2 50.00

0.00 0.00 0.00 0.00 0.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 50.00 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 0.00 0.00 0.00 0.00 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 45,578.49 45,628.49

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 50.00 0.11 0.11 50.00 0.00 0.11 50.00 0.00 0.11 50.00 0.00 0.11 50.00 0.00 0.11 50.00 0.00 0.11 50.00 0.00 0.11 50.00 0.00 0.11 50.00 0.00 0.11 50.00 0.00 0.11 50.00 0.00 0.11 50.00 0.00 0.11 50.00 0.00 0.11 50.00 0.00 0.11 45,628.49 99.89 100.00

LOSS RATIO PERCENTAGE BAND CUM 0.00 0.00 0.00 0.00 0.00 22.87 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 *********

0.00 0.00 0.00 0.00 0.00 5.04 4.21 3.46 3.13 2.96 2.73 2.54 2.35 2.15 2.00 1.82 1.74 1.71 1.70 1537.73

1537.73

Page 18 of 20

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 2928 - Automatic central telephone office, telephone office

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 271 170 317 250 650 187 133 174 72 16 10 8 11 9 6 6 5 3 5 17 2,320

271 441 758 1,008 1,658 1,845 1,978 2,152 2,224 2,240 2,250 2,258 2,269 2,278 2,284 2,290 2,295 2,298 2,303 2,320

11.68 7.33 13.66 10.78 28.02 8.06 5.73 7.50 3.10 0.69 0.43 0.34 0.47 0.39 0.26 0.26 0.22 0.13 0.22 0.73

11.68 19.01 32.67 43.45 71.47 79.53 85.26 92.76 95.86 96.55 96.98 97.33 97.80 98.19 98.45 98.71 98.92 99.05 99.27 100.00

DATA POSITION FROM

ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 131.75 35.06 129.50 130.52 217.37 136.60 110.77 86.26 38.16 23.56 11.69 11.16 33.60 30.07 27.09 21.44 17.41 32.10 209.65 925.89 2,359.64

131.75 5.58 5.58 166.81 1.49 7.07 296.31 5.49 12.56 426.83 5.53 18.09 644.20 9.21 27.30 780.80 5.79 33.09 891.56 4.69 37.78 977.83 3.66 41.44 1,015.98 1.62 43.06 1,039.54 1.00 44.06 1,051.23 0.50 44.55 1,062.39 0.47 45.02 1,095.99 1.42 46.45 1,126.06 1.27 47.72 1,153.15 1.15 48.87 1,174.58 0.91 49.78 1,192.00 0.74 50.52 1,224.10 1.36 51.88 1,433.75 8.88 60.76 2,359.64 39.24 100.00

PROCESSING CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 1 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 56 60

1 1.67 1.67 1 0.00 1.67 1 0.00 1.67 2 1.67 3.33 3 1.67 5.00 3 0.00 5.00 3 0.00 5.00 4 1.67 6.67 4 0.00 6.67 4 0.00 6.67 4 0.00 6.67 4 0.00 6.67 4 0.00 6.67 4 0.00 6.67 4 0.00 6.67 4 0.00 6.67 4 0.00 6.67 4 0.00 6.67 4 0.00 6.67 60 93.33 100.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) PERCENTAGE rp RP BAND CUM. 9.50 0.00 0.00 90.00 2.32 0.00 0.00 29.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 62,227.23 62,358.54

9.50 0.02 9.50 0.00 9.50 0.00 99.50 0.14 101.82 0.00 101.82 0.00 101.82 0.00 131.31 0.05 131.31 0.00 131.31 0.00 131.31 0.00 131.31 0.00 131.31 0.00 131.31 0.00 131.31 0.00 131.31 0.00 131.31 0.00 131.31 0.00 131.31 0.00 62,358.54 99.79

0.02 0.02 0.02 0.16 0.16 0.16 0.16 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.21 100.00

LOSS RATIO PERCENTAGE BAND CUM 7.21 0.00 0.00 68.95 1.07 0.00 0.00 34.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6720.80

7.21 5.70 3.21 23.31 15.81 13.04 11.42 13.43 12.92 12.63 12.49 12.36 11.98 11.66 11.39 11.18 11.02 10.73 9.16 2642.72

2642.72

Page 19 of 20

RISK AND LOSS PROFILE 2009 CLASS OF BUSINESS

: TOTAL FIRE, IAR, EQ, LOP

UNDERWRITING YEAR

: 2009

OCCUPATION CODE

: 2521 - Carton Manufacture

BAND

SUM INSURED Mid Points (In Million) From To

NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 32 8 14 20 14 14 17 19 19 15 11 20 8 25 26 34 60 29 23 14 422

32 7.58 40 1.90 54 3.32 74 4.74 88 3.32 102 3.32 119 4.03 138 4.50 157 4.50 172 3.55 183 2.61 203 4.74 211 1.90 236 5.92 262 6.16 296 8.06 356 14.22 385 6.87 408 5.45 422 3.32

7.58 9.48 12.80 17.54 20.85 24.17 28.20 32.70 37.20 40.76 43.36 48.10 50.00 55.92 62.09 70.14 84.36 91.23 96.68 100.00

DATA POSITION FROM PROCESSING ORIGINAL PREMIUM (In Million Rp) PERCENTAGE rp RP BAND CUM. 192.72 0.94 4.13 16.75 18.32 23.85 33.41 43.82 61.81 70.92 64.31 152.55 63.92 189.29 274.12 145.01 675.92 370.10 1,516.76 77.87 3,996.51

192.72 4.82 4.82 193.66 0.02 4.85 197.80 0.10 4.95 214.55 0.42 5.37 232.87 0.46 5.83 256.72 0.60 6.42 290.12 0.84 7.26 333.95 1.10 8.36 395.75 1.55 9.90 466.67 1.77 11.68 530.98 1.61 13.29 683.52 3.82 17.10 747.44 1.60 18.70 936.73 4.74 23.44 1,210.85 6.86 30.30 1,355.86 3.63 33.93 2,031.78 16.91 50.84 2,401.88 9.26 60.10 3,918.63 37.95 98.05 3,996.51 1.95 100.00

CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

01/01/2009

15/06/2010

DATE

15/09/2010

CLAIM SEVERITY ( In Million Rp) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0.00

Page 20 of 20