VISIONINACTION

Insurance Gaps Are No Problem For NASO members

Here at the National Officials of Sports Officials (NASO), we ensure that our members have the best liability insurance available in the industry. Every member of NASO is protected with liability insurance no matter what games they are working. NASO covers officials for every sport and every level. In addition, everything you do as an official, umpire, or referee -- from assigning games to working as a clinic trainer to actual officiating – is covered.

Managing official responsibilities in an injuryprone, dispute-ridden environment requires liability insurance. Other insurances may only partially protect officials. They may only cover officials working in a certain league, during a certain season, or a particular level of competition. NASO covers “gaps” in other insurance coverages that you may have and protects you even when you do not have other coverage at all.

Officials often assume they are covered by the insurance of the league or athletic association where they work, but that is not always true. Most officials are independent contractors and are responsible for their own insurance protection. Some officials don’t carry any insurance and may be unaware of that fact.

NASO’s insurance plan

WE’RE ALL IN THIS TOGETHER!

THESE ORGANIZATIONS SUPPORT OFFICIALS covers alleged officiating errors during normal officiating activities and decisions you made as an assigner. Your NASO insurance covers multiple sports. In addition, there is no additional fee for multiple sports. There is no limit to the number of sports you can officiate, and you will still be covered.

A $6 million per occurrence policy provides NASO members with the broadest coverage available. According to Chief Business Development Officer Ken Koester “Without a doubt, the most important aspect of NASO’s general liability coverage is the fact that the attorney’s fees are covered above and beyond the $6 million per occurrence limit. That means that in the event of a claim made against you, you’ll be provided with legal representation and those attorney fees and defense costs are covered in addition and not a part of your $6 million limit. Those costs can add up quickly, and NASO doesn’t want you to be penalized for it. “

NASO’s insurance program is preeminent in the officiating world. You will not find a more far-reaching and comprehensive insurance package. If you are not currently a NASO member, consider joining to ensure that you are covered. You can join at www.naso.org/join.

Attention Referee Magazine Subscribers

It’s time to join the rest of us in the National Association of Sports O cials. Not only will you continue to receive the world’s #1 o ciating publication, you’ll enjoy all of the additional benefits NASO members enjoy.

Go to naso.org/upgrade2023 to join NASO for the special introductory price of $114 and receive these two FREE books!