Over Fifty October 2012 by Joe Awad

over

Standard Mail U.S. Postage PAID Permit No. 16 Dillsboro, IN

OCTOBER 2012

Down Memory Lane

Arkansas travel the 'view' and beyond The old folks packed up the van and took off for their annual Labor Day trip to Mt. View, Arkansas. Ray and I were gone a week. This year this navigator routed us a few extra miles to venture into Walmart Country to check out the Crystal Bridge Museum of American Art in Bentonville, Arkansas. Walton’s youngest daughter, Alice, 64, shared some of her $81 billion worth – third richest woman in the world by contributing to the Walton Family Foundation that built a museum to share her lifelong collection of art. After that we took in some shows in Branson.

I have written about Mt. View before. In the early years folks in the Ozark town were isolated and their main entertainment was going to town and play music. Doris That tradition Butt still holds, but now musicians have moved to town to join them, tourists that come to play and folks like us come just to listen. Any night you can find a group jamming somewhere around the courthouse. On weekends there may be a dozen or so groups. Sonin-law Frank’s father, Francis, has taken to playing the fiddle in his retirement years and we often listened to the group he

chose to join. While listening to a group play a gentleman began talking with me and shared he put videos on YouTube. Later, when we went to a little RV park church service Francis joined the musicians. There was my chatting friend taking a video. Francis can now be seen on YouTube. (YouTube then Court Square Church 09-02-12). It is a good time with daughter Jennie and Frank, who live in Arkansas and asked us to join his family outing at Mt. View years back. This year was special. Jennie and Frank realized that early retirement should have more value than surfing on their computers, so they decided to take in foster children. We met Johnny, 11, a very

polite boy trying to please everyone, and David, 6, who was never quiet and always moving. (not their real names). Normal kids. Johnny created the biggest smile of the trip. As he held the car door for me, he kept asking if it was all right to close the door. Then he commented, “You overlap and I wasn’t sure when to shut it.” We also made a visit at the Ozark Folk Center State Park located in Mt. View where there are cabins with various skilled craftpersons at work. I treated myself by purchasing cute cups with different farm animals drawn on them from the potter. They are almost spill proof when I go to my recliner where I check the news on Good Morning America. One problem, I realized that

when I ate my cup full, I ate two-and-half cups of cereal. It took four hours of mountain curves and roller coaster ups and downs to get to Bentonville to visit Crystal Bridge. Now considered one of the top art museums in the nation, it was impressive and will remain that way, for the Walton Family Foundation has given it $1.2 billion to keep purchasing works and $20 million to offer free admission. When we were about half way through it we stopped at a lounge area. There we found three note books with individual pages of art work there. We looked through them. It was a lazy way to see most of the 450 works displayed there. When Alice Walton bids on art works from her Texas home

See TRAVEL, Page 5

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OVER FIFTY

PAGE 2

RSVP VOLUNTEER OPPORTUNITIES Fun Learning: What FUN Take recycled material and make it into something useful for students. Volunteers are needed to design, and assemble learning games for elementary education projects. Material is supplied and many projects can be done at home. If Elementary Education is your perk you are very much needed to help design the games to cover the mandatory curriculum areas. Home Crocheting & Sewing Projects R.S.V.P. is in need of volunteers to crochet baby hats & booties for the birthing center at D.C.H. Walker caddies, catheter bag covers, body monitor bags, and lap quilts (46 x 36)are needed for nursing home residents. Chemo hats for the Oncology Dept. at D.C.H. are also needed. Also volunteers are needed to sew dog and cat toys for PAWS. Material for these projects can be picked up at the R.S.V.P. office. Clearinghouse Volunteers are needed to help with filing, computer work and other clerical

task on Wednesday in Aurora. Also needs assistance from 2:00-5:00pm on Wednesday at the clothing outlet in Lawrenceburg. Clearinghouse is also looking for someone to help stock shelves, light housekeeping and sack up perishable food products. Should be able to lift around 10-15 pounds. Call RSVP 812-539-4005 for more information. Dearborn County Hospital Needs for volunteers are unlimited front desk, messenger, same day surgery, snack bar, and gift shop. Pregnancy Care Center Quilts made for an incentive program for new mothers. Material can be picked up at the RSVP Office. Senior Living Facility Looking for volunteers to lead exercise program and entertainment. If interested please call RSVP Office at 812-539-4005. Fundraising Dance Cakes are needed for the RSVP dance on See RSVP, Page 10

The Dearborn-Ohio County Child Advocate program is looking for volunteers to be the “Voice of A Child”. All neglected or abused children deserves a voice - someone to speak up for their best interest.

OCTOBER 2012

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OVER FIFTY

OCTOBER 2012

LifeTime Resources

PAGE 3

SNAC Menu SENIOR MENU

Oct 2011

Monday 10/3

Tuesday 10/4

Wednesday 10/5

Thursday 10/6

Friday 10/7

Italian Style Pork

Hamburger Patty

Ham and White Beans

Oven Fried Chicken

Roast Beef

Brown Gravy

Beef Strip Steak

Breaded Chicken Patty

Honey Baked Chicken

Beef Italiano

Brown Gravy

Crispy Cubed Potatoes

Spinach

Baked Potato

Grilled Pork/Mushrooms

Macaroni and Cheese

Hamburger Bun

Cornbread Muffin

Sliced Carrots

Brown Rice

Broccoli

Hot Sliced Peaches

Cinnamon Applesauce

Fresh Fruit

Green Beans

Tropical Fruit

Spice Cake

Diet - Same

Sour Cream

Rosey Pears

Diet - Same

Diet - Cake

Monday 10/10

Tuesday 10/11

Lemon Pepper Chicken or

Diet - Same

Wednesday 10/12

Thursday 10/13

Friday 10/14

Turkey Ham

Meatballs with Gravy

Beef Chili

Turkey Breast with Gravy

Meatloaf

Beef / Mushroom Gravy

Potato Crusted Fish

Chicken Alfredo

Beef Jardinine

Brown Gravy

Mixed Vegetables

Garlic Whipped Potatoes

Glazed Carrots

Green Beans

Diced Beets

Wheat Bread

Broccoli

Texas Bread

White Bread

Whole Grain Bread

Cranapple Cobbler

Fresh Fruit

Peaches and Strawberries

Hot Cinnamon Applesauce

Fresh Orange

Diet - Hot Apple Slices

Tartar Sauce

Diet - Same

Monday 10/17

Tuesday 10/18

Wednesday 10/19

Thursday 10/20

Friday 10/21

Sausage, Onions/ Peppers

Country Fried Steak

Breaded Chicken with Gravy

Pork Tenderloin

Beef Stroganoff

Country Gravy

Brown Gravy

BBQ Rib Patty

Grilled Pork with Mushrooms

Baked Chicken

Brussels Sprouts

Turkey Fritter

Country Potatoes

Swiss Steak

Green Peas

Hot Dog Bun

Turkey Gravy

Sliced Carrots

Baked Potato

Multi Grain Bread

Hot Spiced Fruit

Cut Yams

Pineapple Tidbits

Capri Vegetables

Sliced Pears

Mustard

Green Beans

Chocolate Cake

Fresh Fruit

Birthday Cake

Diet - Pineapple Tidbits

Fresh Banana

Diet - Cake

Sour Cream

Chocolate Frosting

Diet - Same

Diet - Cake

Diet - Same

Monday 10/24

Tuesday 10/25

Wednesday 10/26

Thursday 10/27

Friday 10/28

Beef with Mushroom Gravy

Parmesan Chicken

Grilled Pork with Mushrooms

Ham and White Beans

Garlic Rosemary Chicken

Breaded Pork with Gravy

Meatballs with Gravy

Western Goulash

Lemon Pepper Chicken

Grilled Beef Strips

Whipped Potatoes

Garden Rotini

Peas with Celery

Parslied Carrots

Brown Gravy

Mixed Vegetables

Seasoned Green Beans

Texas Bread

Cornbread Muffin

Cheese Potatoes

Fruit Cocktail

Pineapple Tidbits

Fresh Fruit

Glazed Fruit

Broccoli

Diet - Same

Margarine

Cherry Red Betty

Diet - Pienapple Tidbits

Diet - Hot Apple Slices

LifeTime Resources, Inc. invites adults ages 60 and over to visit the Senior Nutrition Activity Center in their community. The Senior Nutrition Activity Centers and their directors are: Jeanne Gilliam at North Dearborn Village Apts, at 6568200; Moores Hill Senior Center, Linda Emery at 744-8657; Madison Senior Center, Karen Lewis at 2655376; Dearborn Adult Center, Margaret Todd at 539-2102; Buckeye Village, Dee Huskey at 689-4234; Rising Sun Senior Citizen Bldg., Pamela Sparks at 438-2468; Switzerland Co. Senior Center, Debbie Cox at 427-3626. Reservations should be made a day in advance. Suggested contribution is $2.25 for lunch. Transportation is available. We are serving an alternate entree at all SNAC locations except Sunman. Let the director know when you are choosing an alternate entree when calling for reservations.

Monday 10/31 Creamy Paprika Chicken

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or Sausage,Gravy,Peppers,Onions Buttered Rice Green Beans Wheat Roll

OVER FIFTY

Peachissue Pie dedicated to the interests of Southeastern Indiana residents over age 50. A monthly Neither advertiser or the publisher are responsible for misinformation herein conDiet -the Peach Pie tained. Over Fifty Magazine reserves the right to accept or reject all news and advertising copy which in the sole judgement of the publisher/editor may not be suitable for publica*Alternate Dessert-Lower in calories, fat and simple (refined) carbohydrates. Hours: 9:00 am - 12:30 pm tion.

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OVER FIFTY

PAGE 4

'Downshifting' new trend for some workers Climbing the corporate ladder takes time, devotion and ambition. After reaching the top, some professionals choose to change directions in a phenomenon called "downshifting." A 2009 publication from the AARP Public Policy Institute noted that many older workers, as they approach retirement age, are looking to trade in a higherpaying, demanding job for one with more flexibility, less responsibility and lower pay. A study by the University of Michigan for the National Institute on Aging's Health and Retirement Study found 28.8 percent of males and 24.3 percent of females ages 51 to 55 changed careers after age 50. In the current economy, this downshifting or career reassessment can be difficult to come by. That's because there are many other job-seekers who are interested in any position they can get and will be vying for the lower-paying jobs that some downshifters may also be seeking. In addition, some firms won't consider applicants whom they deem overqualified. Some human resources departments and recruiters simply overlook high-qualified applicants because they may assume the skill level also comes with a need for a high salary -- even if this is not the case. There are others who are willing to take the gamble on a well-qualified applicant.

They realize that this opportunity may not come again if the market rebounds. Those who are looking to downshift may have to change the ways they market themselves. It may not entail listing your most notable achievements on your resume, but rather selling yourself a little short. Here are some tips you can employ if you're looking to scale back your job and responsibilities. ■■Apply at smaller companies that may not have the staff or resources to promote from within just yet. There's a good chance your experience and leadership abilities will be prized in such a company. ■■Play up your assets, not the positions you have held, on resumes. ■■Be honest in your cover letter, letting hiring managers know you are serious about taking a step back in rank. ■■Consider freelancing or consulting if you're having trouble finding a full-time gig. Freelancing lets you set your own hours and pace. ■■Find out if you can downshift in your current company. Some employers will be anxious to keep a good worker and see the benefit in paying a lower salary. Not everyone is interested in moving up the corporate ladder. Certain individuals are looking to downsize their jobs to gain more flexibility for family, hobbies and other pursuits.

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OCTOBER 2012

Pastor's Corner

In the fall of life

Life is an amazing adventure that grace of the fashion of it perisheth: includes incredible highs and lows, so also shall the rich man fade away the good, the bad, and sometimes the in his ways." (James 1: 10, 11). ugly. As someone has said, it The next verse tells us to is not a sprint, but a marathon hold fast to Christ for the in which we are required to opportunity to live forever. cope with whatever situation William J. "Blessed is the man that enRobinson dureth temptation: for when comes our way. One of my favorite expreshe is tried, he shall receive the sions is "Only one life, it will crown of life, which the Lord soon be past. Only what's hath promised to them that done for Christ will last." love him." (James 1:12), This life is not forever, it is a fleetNo this life is only a temporary ing thing. In the Bible, James tells experience for all of us. Moses, in us that even the rich are here tem- Psalms 90:10, advises, "The days porarily, "But the rich, in that he is of our years are threescore years made low: because as the flower of and ten; and if by reason of strength the grass he shall pass away. For the they be fourscore years, yet is their sun is no sooner risen with a burning strength labour and sorrow; for it is heat, but it withered the grass, and soon cut off, and we flyaway." the flower thereof falleth, and the See FALL, Page 8

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OVER FIFTY

OCTOBER 2012

Senior Source Dear Senior Source,

Q. I have been donating blood since I became a legal adult 40 years ago. I was recently placed on medication for blood pressure since it started to become erratic a year ago. I was under the impression that if you take any type of medication, you can no longer give blood. Is this true? I would like to keep donating, because I believe that it does save lives. A. Donating blood is admirable. Far too few people who are able to donate blood and other life-saving fluids actually do it, which leads to shortages. Donated blood does help save the lives of people who are wounded or undergoing dangerous surgeries. Many people who have been prescribed medications for certain chronic conditions think they can no longer make donations. A lot of times this is not true. Those taking medications for some chronic conditions, such as high blood pressure, can still donate blood as long as your

TRAVEL, From Page 1

where she raises cutting horses, buyers tremble. Her purchases of Stuart’s painting of George Washington at $8.136 million or Peale’s Washington at $6.1675 million prove her dollar power. Personally, my favorite was Andy Warhol’s painting of Dolly Parton with bedroom eyes and cotton candy hair. It just set her back $914,500 dollars. There is no doubt that many lookers will travel the byways to the grand art museum in Arkansas. We also visited the Walton Museum in the store where Sam Walton started his business. I was impressed with how early he was into computers and cash registers

blood pressure is under control. According to www.hoxworth. org, diabetics can donate blood, too. Oral diabetic medication, such as Metformin, is accepted. Insulindependent diabetics can donate as well, just as long as the patient hasn't been using beef-source insulin since Jan.1, 1980. If you have concerns about donating blood while taking medications, it may be best to contact the phlebotomy lab at your local hospital or donation site. Normally, technicians will ask medical background questions to rule out potential risks before donating. I hope this information has been helpful to you, and as always. "May the Source be with You!" The Source is written by Jennifer R. McClellan, Community Relations Assistant of LifeTime Resources, Inc., 13091 Benedict Drive, Dillsboro, IN 47018. If you would like to ask her a question, feel free to write in or call. E-mail: jmcclellan@lifetime-resources. org, phone (812) 432-5215. Source: www.hoxworth.org that register what was sold. Jennie and Frank applied there many years ago. Their technology was first class, but the benefits did not impress them enough to work there. In college, Jennie once had a goal of being a Walmart manager. She did better. Branson is quiet and quite manageable in September. We took in four shows. During one, I nodded off even though it was quite loud from the minute it started until it was over. The Baldknobbers offered lots of laughs. I thought maybe I had enough music at Mt. View, but I especially enjoyed seeing Moe Bandy and Gene Watson and the Brett Family, I might add that Ray passed the driving test the whole route. Not one single person blew their horn at him. It was a good trip.

PAGE 5

OVER FIFTY

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OCTOBER 2012

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FIFTY

OVER FIFTY

OCTOBER 2012

RSVP plans fun for all ages

Halloween Sensation

Don’t miss the Halloween Sensation, and remind your grandchildren, family and friends it is 6 p.m. to 8 p.m. Thursday, Oct. 25, Lawrenceburg Fire House, 300 W. Tate St. This event is free to the public. There will be refreshments, games, prizes, crafts, goblins and hayrides. There also will be the LFD smoke trailer, Lawrenceburg Library Bookmobile, and booths from Emergency Management, Big Brother Big Sister, Dearborn County Solid Waste, American Red Cross, 911 Communications and other community organizations making this a fun and educational evening for kids. Volunteers are needed to help, so call RSVP at 1-812-539-4005.

Dance the night away

A dance fundraiser for the Retired Senior Volunteer Program is 7 p.m. to 10:30 p.m. Friday, Nov. 2, at the Rising Sun Senior Center, 510 Mulberry St. The dance will feature music by: Kenny Jackson, guitar; John Griffin, drums; James Horton, keyboard; Andy Jackson, rhythm; Carolyn Leming, accordion; George Smith, guitar; John Steuver, fiddle and bass. Special guest will be fiddle player Brandon Goodman. Admission is $5. There also will be a cake walk, silent auction as well as attendance prizes, but you'll need to be present to win. Food also will be served for a free will donation with a menu of Pulled pork, coles slaw, and desserts. Funds go to the RSVP program for additional information call the RSVP Office 812-539-4005.

Did you know?

Many people are fully attentive when they get behind the wheel of a motor vehicle. Motorists are increasingly concerned about rollovers, which are more prevalent in vehicles with a higher profile, such as SUVs and trucks. Rollovers may be caused by improper tire pressure, bad weather, potholes and over-correcting of a vehicle when swerving out of the way. Motorists can, however, reduce their risk of being in a rollover accident. ■■Select SUVs with a wider distance between the tires in the back of the vehicles. This wider stance gives an SUV more stability than those that are narrow and tall. ■■Keep driving speeds within the recommended range. Higher speeds often contribute to rollovers. ■■Slow down when navigating turns, especially those on off and on ramps of highways. Slow down by taking your foot off of the accelerator rather than pressing hard on the brakes. ■■Maintain proper tire pressure and regularly check if your tires are in good shape. Tire blow-outs may cause rollover accidents. ■■Distribute items in the car evenly so weight is spread throughout. ■■Keep an eye out for potholes and other road obstructions that could cause the vehicle to go off balance.

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PAGE 7

Nominations sought for 2013 Torchbearer Awards

The Indiana Commission for Women is seeking nominations for the 2013 Torchbearer Awards. The State of Indiana’s most prestigious recognition of women, Indiana Torchbearers are those women who have stepped forward as leaders by breaking down barriers to women’s full participation. “These women become lasting legacies for us all by overcoming immense challenges with courage, perseverance and compassion,” said Betsy Corridan, Chair of the Indiana Commission for Women Board of Commissioners. Recipients will be selected from a pool of nominated candidates who have overcome obstacles, made extraordinary contributions or been pioneers throughout their lives. Selection will be based on the recipients’ demonstrated achievement in the

areas of their professional careers, community leadership and/or public service. Recipients must be living at the time of their nomination. Nominations will be evaluated with considerable attention given to those women who have been pioneers, have removed barriers and/or have made a considerable impact to the advancement of women in Indiana. Visit www.in.gov/icw/2334.htm to download the nomination form and guidelines. Submitted nomination forms are due on or before Friday, Dec. 14, at 5 p.m. Recipients of the 2013 Torchbearer Awards will be announced at an Awards Ceremony March 6. For more information, assistance or a printed copy of nomination form, contact Kristin Garvey, executive director at 1-317-232-6720 or info@icw.in.gov.

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batesvillemonument.com

Jeremy Miller (812) 569-9597

464 N Township Line Rd • Batesville, IN 47006

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Venison Meatball Sliders ■■1 pound venison meat ■■1/2 pound pork shoulder ■■2 eggs ■■1 shallot, minced ■■4 cloves garlic, minced ■■6 tablespoons grated Parmesan cheese ■■1/2 cup panko bread crumbs ■■1 tablespoon plus 11/2 teaspoons Dijon mustard ■■1 tablespoon chopped fresh

parsley ■■1 tablespoon chopped fresh basil ■■11/2 teaspoons chopped fresh oregano ■■1/2 teaspoon ground black pepper ■■1 teaspoon kosher salt ■■14 to 16 mini buns or rolls ■■Grated mozzarella cheese for garnish

Makes 14-16 sliders Clean the venison very well, removing all fat and silver skin, then cut into large chunks. Cut the pork shoulder into large chunks as well. Toss all ingredients together (except for the rolls and cheese garnish) in a large mixing bowl and combine well. Grind all ingredients together through the smallest plate on your grinder. Mix well, then test one meatball for seasonings by quickly sauteing a small portion in a pan and tasting it; adjust the seasonings if necessary. Form the mixture into golf ball-size meatballs by rolling between your hands. Deep-fry the meatballs for 1 minute in 350-degree oil; then remove and let the meatballs drain. Place the meatballs gently in the simmering marinara sauce (see recipe below); simmer for 15-20 minutes, until cooked through. Serve on mini buns or small rolls with an extra spoonful of marinara sauce for each one. Add a touch of grated mozzarella cheese to the top of each meatball, if desired.

Marinara Sauce ■1 ■ yellow onion, chopped ■3 ■ cloves garlic, minced ■2 ■ ribs celery, chopped ■3 ■ tablespoons olive oil ■1/2 ■ cup dry red wine ■4 ■ cups canned diced tomatoes

with juice ■2 ■ teaspoons chopped fresh oregano ■1 ■ teaspoon chopped fresh basil ■1/2 ■ teaspoon chopped fresh thyme ■1 ■ teaspoon kosher salt ■Pinch ■ of freshly ground black pepper

Makes 5 cups In a large saucepot, saute the onion, garlic and celery in olive oil until soft. Deglaze with red wine and reduce until the pan is almost dry. Add the tomatoes, bring to a simmer for 8 minutes and then puree with a stick blender until smooth. Stir in the herbs and seasonings; simmer for an additional 3-5 minutes, then serve.

OCTOBER 2012

FALL, From Page 4

Last May I reached the age of 72, so I'm well aware that sometime ago I entered the the fall of life. While some people call this lifetime segment the golden years, I have reached a stark conclusion that there are a number of things I once did well and almost without thinking, I cannot do as well--or even at all--today. Unlike the way it may have been in our youth, we have learned while passing through the marathon of life what chronic aches and pains are, we have experienced our share of personal heartaches, and we have endured and enjoyed a myriad of ups and downs. While I may no longer be as young or agile as I once was, life still holds plenty of joy for me--and I hope for you as well, if you have reached a similar stage in your life.

We still treasure our family as well as the friendships we have put together over the years. We have had the joy of watching our children grow to adulthood and go out on their own. We have known the joy seeing grandchildren and even great-grandchildren come into the world. We still have our faith and the hope of seeing Christ for ourselves as we are invited to enter into eternal life someday. So, while life may end as we know it down here, we look forward with much anticipation to what may be over the next horizon for us. We are only pilgrims in this life and are simply rehearsing for what lies ahead in a land where we'll never die. I do want to see Christ Jesus in peace one day, don't you? William Robinson is pastor of First Apostolic Bible Church, Lawrenceburg.

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OCTOBER 2012 CLUES ACROSS 1. European Common Market 4. Poetic go quickly 7. Parts per thousand (abbr.) 10. Pigeon pea 12. Sao __, city in Brazil 14. Longest division of geological time 15. __ Alto, California city 16. Small terrestrial viper 17. Coming after all others 18. Penetrate with a sharp fork 20. Still-hunt 22. Chinese frying pan 23. Cave-dwelling salamander 24. Any thick messy substance 26. About the moon 29. AKA Tao 30. Jet cabin requirement 35. Prince Hirobumi, 18411909 36. An easy return in a high arc 37. Italian commune 38. L. Comfort’s illuminator 44. Foot digit 45. Minute tunicate genus 46. Green regions of desert 48. Direct a weapon

49. ___ de Janeiro 50. Equestrian animals 53. Acress Tomei 56. Head of the RCC 57. Twines 59. Scientific workplace 61. Minerals 62. Hypothetical original substances 63. Hit with the open hand 64. Political action committee 65. Winged goddess of the dawn 66. W. states time zone CLUES DOWN 1. Electronic data processing 2. Man or boy (Br.) 3. W. African nation 4. Fault’s incline from vertical 5. Method of birth control 6. City founded by Xenophanes 7. Legumes 8. Beckham’s spice girl 9. Explosive 11. 1936 Nobel winner Otto 12. Greenbay teammate 13. Brass that looks like gold 14. School graduates 19. Lively, merry play

21. Make indistinct 24. Egyptian mythological figure associated with floods 25. Washing sponge 27. Old name for nitrogen 28. Impounds for lack of payment 29. Radiotelegraphic signal 31. MN 55731 32. Sun in spanish 33. Helps little firms 34. Cease living 39. Flames up 40. Egyptian sacred bull 41. To wit 42. Mire 43. Bring two objects together 47. Filths 50. Israeli dance 51. Oil cartel 52. A particular instance of selling 53. Microelectromechanical system 54. Var. of 45 across 55. Goat & camel hair fabrics 56. Soda 58. A firm’s operational head 60. Seaport (abbr.)

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OCTOBER 2012

Resources available for seniors needing financial assistance BY JASON ALDERMAN When the last national census was taken in 2010, 48 percent of the population was classified as poor or low-income (earning less than 200 percent of the poverty level). Anyone who's ever tried to live on a low income knows how difficult it can be to make ends meet when cost increases for essentials like healthcare, housing, food and energy outpace their earnings. This can be especially challenging for seniors living on a fixed income. The good news is there are literally thousands of federal, state and private assistance programs designed to help seniors and others cover their basic needs. Your challenge might be finding ones for which you're eligible. Here are a few suggestions: The nonprofit National Council on Aging offers BenefitsCheckUp (www. benefitscheckup.org), a free, confidential web-based service that helps seniors and their caregivers find financial assistance for healthcare, housing, food, utilities, in-home services and much more. After

RSVP, From Page 2

Nov. 2. Please call the RSVP office if you are interested in baking a cake, cookies, brownies or any other sweet treat. Halloween Sensation Volunteers are needed to help set up, work game booths, hay ride security, food booth and other events for our annual Halloween Sensation. Please call RSVP at 812-539-4005 if interested in helping. Nursing Home Residents Are in need of music groups, piano player, readers, board game players, and bingo callers to provide extra entertainment to the residents. ER Dolls Volunteers are needed to sew dolls, doll dresses, balls, and toys for the children who are admitted in the Emergency Room at Dearborn County Hospital. Patterns and material are provided. Lawrenceburg Main Street Volunteers are needed monthly to count, sort and distribute Main Street flyers to approximately 60 businesses in Lawrenceburg. This involves driving

answering several questions, you're issued a personalized report describing programs and services for which you may be eligible, including links to their websites and applications. Several government-sponsored programs help people with limited income and resources pay for medical coverage, including Medicaid and Medicare. For a good round-up of these programs, go to www.medicare.gov and click on "Get Financial Help." Most pharmaceutical companies offer patient assistance programs (PAPs) that provide uninsured and low-income people access to prescription drugs they couldn't otherwise afford. Ask your doctor, pharmacist or health clinic for details. Other good resources include: Medicare's alphabetical list of drugs available through PAPs (www. medicare.gov/pap/index.asp); Partnership for Prescription Assistance (www.pparx. org); RxAssist (www.rxassist.org); and NeedyMeds (www.needymeds.com). In addition, as a result of the Affordable Care Act, Medicare Part D participants

and some walking. If interested please call R.S.V.P. Volunteers needed Volunteers are needed to bag groceries, stock shelves, and various other task. Please call the RSVP 812-539-4005 if you are interested. Food Pantry Volunteers are needed Monday afternoons and Tuesday mornings to help stock a local food pantry. For more information call RSVP at 812-539-4005. PAWS Crocheted and sewn animal toys are needed. Patterns can be picked up at the RSVP Office. Bake goods and volunteers are needed for the rummage sale Nov. 9-11. If interested, please call the R.S.V.P. office at 812-539-4005. Big Brother Big Sister - Fall Fun Day What fun!! Volunteers are needed to run a game for the children attending this event. If you are interested please call RSVP Office at 812-539-4005. Girl Organizations Volunteers are needed to serve as group leaders guiding young girls through social needs and developmental interests. If interested please contact RSVP at 1-812-539-4005.

who reach the so-called doughnut hole coverage gap now receive a 50 percent discount on brand-name prescription drugs and a 14 percent discount on generics. These discounts will gradually increase until 2020 when the doughnut hole will disappear altogether. The IRS tax code includes several benefits that target seniors (and often, other lower-income taxpayers), including: ■■A higher standard deduction amount for most people who don't itemize deductions if they and/or their spouse are over 65 or blind. ■■An additional tax credit for lower-income people who are over 65 or disabled and file a 1040 or 1040A tax form. (For full details and eligibility, see IRS Publication 524 at www.irs.gov.) ■■Free tax return preparation assistance and counseling from IRS-trained volunteers is available to people over age 60, as well as low-to-moderate income folks and military families. IRS Publication 554 provides comprehensive help for seniors to prepare their tax returns. Many government-sponsored benefits,

grants and financial aid programs exist to help seniors, low-income families and others pay their bills, including: ■■LIHEAP (Low-Income Home Energy Assistance Program) provides grants to help pay utility bills. To see if you qualify, go to www.acf.hhs.gov/programs/ocs/liheap. ■■SNAP (Supplemental Nutrition Assistance Program) helps millions of lower-income Americans buy nutritious food each month. Visit www.fns.usda.gov/snap for qualification requirements. ■■Rental assistance for low-income families is available from several U.S. Department of Housing and Urban Development programs as well as other state and local agencies (see www.hud.gov/renting/index. cfm for details). ■■Go to www.usa.gov/Citizen/Topics/Benefits.shtml for a comprehensive overview of additional aid programs. And of course, don't forget to ask about senior discounts whenever you shop, travel or buy insurance – 10 percent here and there can really add up. Jason Alderman directs Visa's financial education programs.

OCTOBER 2012

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Pick UP a copy!

GUIDE nty

Dearborn & Ohio Cou

2012 - 2013

Find information on ■■senior apartments, activities, services www.R egiste rPubli

cation s.com

■■county government ■■clubs and groups ■■year-round events

126 W. High St. Lawrenceburg

Riverbend Senior Apartments 501 Washington St. #7 • Vevay, IN 47043

The Quiet Place “You’ll Love to Call Home”

1 & 2 bedroom Apartment Homes Single Story w/private entrances Pet Friendly, On Site Laundry Facilities Community Room & 24 Hr Emergency Maintenance Rental Assistance Available For those 62 years and older or disabled regardless of age

For More Information Call 812.427.3676 / TDD (800) 743.3333

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OCTOBER 2012

DEARBORN ADULT CENTER & DIAMOND TOURS 2012 TRIPS Departing from 311 W. Tate St., Lawrenceburg, IN @ 8 am

For more information & reservations contact Marie Edwards - 812-539-3113

Grand Canyon and the Hoover Dam

12 Days • 11 Nights | Tuesday - Saturday • October 9 - 20, 2012

Pigeon Forge & Smoky Mountain Shows

3 Days • 2 Nights | Tuesday -Thursday • November 6 - 8, 2012

Miami & Key West, Florida

*Price per person, based on double occupancy. Additional charge may be added for single occupancy. Call for more information - (812) 539-3113

9 Days • 8 Nights | Saturday - Sunday • February 16 - 24, 2013

The Valley of Fire State Park

• Motorcoach transportation • 11 night lodging 20 meals: 11 breakfasts & 9 dinners • Admission to IMAX Grand Canyon movie • Guided tour of Valley of Fire State Park • Visit to magnificent Zion National Park & Petrified Forest National Park• Guided tour of Grand Canyon National Park • Admission to Hoover Dam Visitor Center • Admission to the Historic Route 66 Museum & Mohave Museum of History and Arts • Much, much more!

The Magnificent Hoover Dam

Experience the Majestic Scenery

$999*

Visit the Hoover Dam Visitor Center

Historic Old Mill in Pigeon Forge

• Motorcoach transportation • 2 night lodging 4 meals: 2 breakfasts & 2 dinners • Two evening shows: Christmas at the Opry and The Hatfield-McCoy Dinner Show • Two morning shows: Patty Waszak show and the Country Jamboree Breakfast Variety Show • Free time in Historic Downtown Gatlinburg • Much, much more!

Patty Waszak Morning Show

The Hatfield & McCoy Dinner Show

$279*

Country Jamboree Breakfast Variety Show

Fabulous Shopping at Bayside Market

• Motorcoach transportation • 8 nights lodging including 4 consecutive nightsin the Miami area 13 meals: 8 breakfasts and 5 dinners • A cruise by celebrity homes on Biscayne Bay • A visit to the beautiful oceanfront Hollywood Beach “Broadwalk” • Free time in famous “South Beach” • A visit to exciting Key West • A visit to Bayside Marketplace • Guided Tour of Miami • and much more

$689*

Magnificent Ocean Drive

The Famous 7-miles Bridge to Key West

28156

Celebrity-Spotting Cruise on Biscayne Bay