Ask Rusty: Turning 70 and Still Working

by AMAC Certified Social Security Advisor Russell Gloor

Dear Rusty:

I turned 70 on March 13, 2018 and I’m single. I was told to apply for Social Security one month before I turn 70, but now I’m hearing that I should have applied 4 months in advance. I have also been told not to apply for Social Security because I plan on still working. I think this is not right, but thought I’d ask anyway. I plan on working after 70 and I’m wondering what happens to the Medicare and Social Security deductions. Are they still deducted? Any other hints would be appreciated.