The Reasons for Investing in Supplemental Health Insurance Policies

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The Reasons for Investing in Supplemental Health Insurance Policies Supplement health insurance is not on the priority list for many people, because they do not understand the need and the benefits of such insurance policies. Supplemental Insurance is a “voluntary insurance” that pays you directly and you can spend the money however you choose. Basic Health Insurance Is Not Enough Many people argue that they already have all the health insurance they need because they do not understand how supplemental insurance works. Due to the rising costs of healthcare, people are turning to supplemental health benefits to fill in the gaps in their current health coverage; because of this, Supplemental insurance in New York City has become popular over the last few years. (For example), Increases in hospitalization due to Covid and the current endemic have triggered the need more than ever before for supplemental medical insurance. Critical Diseases Are More Common Than You Assume People avoid supplement health insurance, assuming that they will not develop crucial health issues in the future. For example, people tend to ignore the risk of heart attacks and strokes. In fact, half the population does not understand or even care to acknowledge the risks of cancer. About 40% of men and women will be diagnosed with cancer at some point in their life. Factually, these and many more diseases will manifest because we have too much stress in our lives. If the above concerns relate to your mindset, you need to know a few things to take into consideration. ● ● ●

Almost one in three people is diagnosed with cancer at some point. More than one million people suffer from heart attacks every year in the USA. Around 39 million people become car accident victims who need intensive medical care.

Unexpected Medical Expense An unexpected medical expense can be detrimental to your financial goals and savings. For example, uncovered out-of-pocket costs, high deductibles, and excessive medical expenses can be a setback.


You and your family may suffer financial hardship due to not understanding how your health insurance works. Like many savvy people taking advantage of the new supplemental health trend, you should also invest in supplemental health insurance and be well educated on how it works best for you, your business, your family, and especially your health. These policies are used by the NYPD, FDNY, NYC HEALTH ADMINISTRATORS, NURSES, and first responders for over 50 years. Give yourself the protection that protects New York’s frontline. DM me on all major platorts@HealthCareByValentine

My name is Valentine Saint Martin. As an Independent Insurance Agent and Worksite Benefits Manager, my focus is on your life, health, business, and income. I am a native New Yorker with over 20 years in the NYC healthcare industry and a small business consultant. I am certified as a Meditation Instructor and Life Coach. My expertise is in helping you understand how insurance works by identifying gaps in your current health coverage so that you can maintain peace of mind knowing you have a safety net in place. Together with the right supplemental insurance, I will protect your legacy through the education of products that are based on your lifestyle whether it's on the job, off the job, professional or active life. Please contact me at 347.829.5506 and learn how I can help you maintain peace of mind, prosperity, and health. I can partner with you with worksite payroll deducted benefits, life insurance, income protection, critical care, cancer care, Medicare, and annuity policies.

Source Link - >> https://bit.ly/3OfbEU6 Website - >> https://healthcare-insurance-benefits-by-valentine-saint-martin.com/


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