Independent mortgage advice

Independent mortgage advice for buyers and sellers

WRITTEN BY

Mark Alexander

Independent Mortgage Adviser

Even if you have been given a quote by a lender it is always worth meeting our advisers, as they may be able to save you money.

A mortgage decision needs to be quick if you’re searching for your next home – that’s why an independent mortgage adviser is available in all our offices. They can meet you in person and help establish a budget depending on your income and other financial commitments.

Our advisers may even be able to secure a mortgage agreement in principle for you during the appointment. This will give you the confidence to start looking for a property and demonstrate that you are a serious buyer.

Our financial services are open to everyone, whether you intend to use our estate agency or not. Our customers include: • First-time buyers • Second-steppers • Downsizers • Those wishing to free equity • Buy-to-let investors • Owners remortgaging

Why do people use our advisers?

1. 'Independent' means customers have access to the whole of the mortgage market – apply for exclusive deals in addition to the products high street banks can offer. You get the best rate and conditions available.

2. Quick appointments, quick decisions. Request a same-day appointment and arrange an agreement in principle by the end of the meeting.

3. Meet a mortgage adviser face to face at a convenient location, rather than be directed to an impersonal call centre or a frustrating online application.

4. To save money, current borrowers look to remortgage via our advisers to take advantage of lower interest rates and fix their terms.

Financial services for sellers

In addition to helping find you the best mortgage products, our advisers provide guidance on protection policies, such as life assurance, critical illness cover, income protection and property insurances.

Advisers also act as a safety net for both the estate agency and the seller. They pre-qualify buyers for us, making sure they have the finances to make a purchase. We may even seek advice before a buyer views a property. This identifies the best prospects, deters those not financially in a position to buy and shortens the selling process. The extra due diligence should provide you with greater peace of mind.

Thinking of remortgaging?

We might be able to save you money. Contact us today.

If you are a property owner, it is likely your current mortgage arrangements need to be renewed every 2-5 years. Speak to a Finance Adviser six months before your current mortgage deal expires. This will give you plenty of time to assess your options and choose the best product for you.

Call or meet a Financial Adviser within the convenience of a local branch. They will explain the remortgage process, present the available borrowing options, and help secure a mortgage product that meets your requirements.

Our Independent Financial Advisers have access to the widest selection of products from the leading lenders, plus mortgage providers not on the high street.