THE CASH BUYER

By Robin Shapiro

Summer Effects

Cash buyers should be CHERISHED. The cash buyer avoids roadblocks which afflict transactions when the buyer has difficulty obtaining a mortgage. There can be a problem with the Certificate of Occupancy: In Rockaway, there are homes which do not have C of O’s because they were built before C of O’s were necessary. This shouldn’t present a problem to the mortgage company – but issues with this can arise. Was there construction done without proper permits? Are there building department “violations?” federal taxes were paid, last 12 months bank statements, last few months brokerage statements, last two years tax returns and W-2s, check stubs, CPA certification statement, etc.

The summer season has mixed effects on the Rockaway real estate market. On the one hand, we are a beachfront community and the draw of the summer activities does bring people here for: beaches, swimming, cycling, running, surfing, organized teams for kids and adults (although the pandemic may crimp some of these this year; thankfully the “end” is in sight). On the other hand, some sellers are reluctant to sell during the summer because they enjoy the aforementioned activities and don’t want to give them up so fast!

It can be harder to sell real estate during the summer due to vacations by buyers and sellers alike. Summer activities can also occupy people instead of allowing them to focus on the home sale process.

The spring season has been generally good for our real estate market. There has been action across the board in all price categories with an emphasis on the range below $1 million (approx). Prices have firmed up within the framework of recent comparable sales and in some cases are creeping higher. Inventory levels remain very low. Call me, Love, Robin. 718-490-9463

Cash buyers avoid paperwork snafus that can haunt buyers with even the best credit. Mortgage banks can ask for hard to source documents: proof that

The human body is its own complex vibratory system. Bones, tissues, organs, and the other various parts each have their own specific resonant frequencies (native songs, if you will). I invite you to think of the body as an orchestra, where each bodily system makes up a section. When the body is balanced, it plays in harmony, and we say we are of “sound health.” However, when even one part of one section (of the body) is vibrating out of tune, the whole orchestra (body) is thrown off and we enter a state of “dis-ease.” body’s own resonant frequencies. For those unfamiliar with this term, “entrainment” is when strong vibrations of one object change those of another, leading the second object to synchronize with the first.

In terms of resonance, the human body falls into a category called “forced resonance.” This means that it responds to and is affected by the different frequencies that it is exposed to. Start to pay attention to how you feel in different environments. You may be surprised to notice how simply being in certain places or with certain people can affect your state of wellbeing.

Comparable sales don’t affect the deal for cash buyers because there’s no bank appraisal – no mortgage is needed! If the house doesn’t comp out, then the buyer can’t obtain a large enough mortgage. This may necessitate a renegotiation of the contract to a lower price. Alternatively, the buyer has to find additional funding. Sometimes the deal blows up with no penalty to either the buyer or the seller – except for the loss of time, effort, and some legal costs. Call me. Love, Robin..

In my practice, I work predominantly with top tier singing bowls and the voice to bring my clients into balance and alignment.

Each bowl I use is very intentionally selected for its own natural vibration (a product of its composition [what crystals, earth minerals, and/or precious gemstones it is made of], note, and frequency). I do my best to keep my own body a clear and healthy vessel so that, combined with the powerful vibrations of the bowls, my clients’ bodies can synchronize with the pure, healing resonance I offer in a sound bath.