How to Handle Bear Market in Retirement?

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How to Handle Bear Market in Retirement? Blog / By Imperial Money / July 28, 2022 / are we in a bear market, what is bear market and bull market

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December 2021

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April 2021 February 2021 November 2020 Bear markets are an unavoidable truth of the stock market investing cycle a bear market is a financial term that represents the market situation when the stock market price goes down over some time. A bear market is proclaimed when the price of investment goes down more than 20% from its high.

May 2021

First, we need to understand “What is a Bear Market?”

February 2022

October 2021

How to Handle Bear Market in Retirement???

October 2020 September 2020 August 2020 July 2020


While it is difficult to tell how long a bear market will endure. But as it falls, the longer it will take to recover. If it falls between 20% to 40% it takes around 12 to 14 months to recover. The longest bear market was recorded in 1942, and it took 64 months to recover.

June 2020

Let’s Look at the Reasons for the Bear Market.

February 2020

March 2020

January 2020

Top 5 Factors Contributing to Bear Market Conditions. 1. 2. 3. 4. 5.

Market Bubble Burst. Worldwide Pandemic. (COVID-19) World Political War. (Russia vs Ukraine) Slow Economic Growth. Recession.

December 2019 October 2019 September 2019 November 2018 July 2018

Recent Posts What to do if you are Retired or about to retire in a Bear market?

Retiring in a Bear market is not the ideal situation. By taking these few steps you can prevent your hard-earned income from falling prey to the bear market.

10 Investing Mistakes That

May Damage Your Wealth

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Market in Retirement? 5 Best Ways To Make Your

1. Invest and Reinvest. It’s not easy to stay calm when a bear market hits. But staying calm and investing until the market recovers is the best option. Keep in mind that selling low and purchasing high is not the ideal way in the investment market.

Money Work For You

Importance of Mutual Fund

at the End Era of Your Life

| Retirement Do’s and Don’ts for NRIs

It found that investors panic and start selling their stocks, especially people who are retired or on the verge of retirement. It will only give you temporary relief, but your loss is permanent as history shows us bear markets require around one year to recover so stay calm and don’t sell and keep investing in a bear market.

2. Don’t Quit. You need to plan for the next 25-30 years if you are Retiring at 60. We don’t suggest quitting investing or taking your equity at once. Instead, you should plan staggered withdrawals. It will help your values to increase your portfolio.

3. Cash Savings.

Investment in India


If you’re planning your retirement portfolio you should plan your short-term, mid-term, and long-term funds. So that you have a significant amount of cash it will allow you to grow even after retiring. Clear all your debts after this the money you are left, cushion up your rainy day account, in fluid assets.

4. Plan your Retirement with a Financial Advisor Retiring in a bear market can give you nightmares one wrong decision can turn your life upside down. This is the right time to consult your financial advisor. Imperial Money Pvt. Ltd. can help you to plan your retirement so you don’t have to worry about after retirement Life.

5. Get back to work. In this bear market situation, we recommend you postpone your retirement. Working for additional years will facilitate what is happening and let you save simultaneously. Besides, your current retirement plan will get a couple of additional years to develop. If you are not comfortable with full-time work, Doing a part-time job will assist you. It’s OK on the off chance that your retirement portfolio is showing a 20-25% downtrend, remain cool-headed, and contribute, you have around 25-30 years of retirement life.

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Try not to purge your value reserve venture and trust that the market will recuperate, you will get a decent return with an expansion beating highlight.

Conclusion: –

A bear market is a financial term that represents the market situation when the stock market price goes down over some time. as history shows us bear market requires around one year to recover so stay calm and don’t sell and stay invested in a bear market. If you are retiring or about to retire in Bear market conditions keep yourself calm and do not panic, bear market is a part of the stock market investment journey. Be aware of the above top five causes, so that you can manage your portfolio & do not exist from the market at the wrong time.

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Financial Calculators Imperial Money Pvt. Ltd. makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Unless otherwise specified, all returns, expense ratio, NAV, etc are historical and for illustrative purposes only. Future will vary greatly and depends on personal and market circumstances. The information provided by our blog is educational only and is not investment or tax advice. Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance of the schemes is neither an indicator nor a guarantee of future performance. Terms and conditions of the website/app are applicable. Privacy policy of the website is applicable.

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