RPDS Financial Bulletin 2024-25

Riverside Presbyterian Day School

Financial Bulletin

• 2024-25 School Year

Financial Assistance Deadline: February 9, 2024

Re-enrollment Deadline: February 16, 2024

Financial Aid Decisions: March 6, 2024

Two payments due:

Ten monthly payments: Aug 2024 through

Ten monthly payments:

2024 through

• Due at contract signing is either a New Student Enrollment Fee of $800 or a Re-enrollment Fee of $600. The fee is charged in the same manner as tuition Tuition payments are due either on the 1st or the 16th of each month with the preference set at contract signing. Please note all tuition (except tuition for PreK 3) must be paid in full by February 2025, regardless of the date of enrollment.

• Need-based Financial Assistance is available. We encourage you to apply early. The deadline to apply for financial assistance is February 9, 2024. Please contact Tavia Mullen, Director of Admissions, at 904-353-3459 for information regarding need-based financial assistance. All requirements of the online application process (including tax filings) must be completed prior to the finalization of any award.

• Families with multiple children must elect the same payment plan for all children.

• Additional Costs: Charges for Riverside in the Afternoon (RITA) services, off-campus educational experiences for 5th and 6th grade, and lunches are examples of items that are not covered within tuition

• By default, Blackbaud Tuition Management (BBTM) collects payments through ACH bank draft. Payments to BBTM using credit cards, separate invoicing, and/or personal checks may require a convenience fee charged and collected by BBTM. Accepted cards are VISA, MasterCard, Discover, and American Express. Please note that no credit card, debit card, or check payments may be made in the Business Office for any school charges. All check payments must be mailed to Blackbaud Tuition Management at PO Box 11731, Newark, NJ 07101-4731. Please remember, your BBTM Family ID must be included on the check.

• Tuition Insurance: The Dewar Tuition Refund Plan is available to Kindergarten through 6th Grade students to insure a portion of the financial obligations associated with each enrollment contract. The School requires the tuition refund plan for all K-6th grade semi-annual and ten pay payment plans Due to its own contractual obligations, RPDS regrets that there is no cancellation or refund of charges for absence, withdrawal, or dismissal before the end of the school year.

• Splitting Tuition/Fees: Requests to have the responsibility for the payment of all tuition/fees divided between responsible parties are honored when this split is clearly indicated on the enrollment contract and both parties have signed an agreement noting the same percentages.

The Riverside in the Afternoon program (RITA) is designed to be a relaxed environment, which provides students variety within the care offered during after-school hours. Art, games, crafts, homework time, and outdoor play are some of the activities provided by RITA. RITA may be utilized on a “drop-in” basis; however, this is the most expensive way to participate. RPDS recommends taking advantage of a monthly plan for the RITA program, and parents can elect for more than one plan if students are leaving at different times during the week. All RITA fees are added to a parent’s Blackbaud Tuition Management (BBTM) account.

Morning Care

Morning care begins at 7:00 am each weekday. All children arriving prior to 7:40 am must be dropped off and signed in for morning care at the Newton Early Learning Center. The monthly rate for morning care is $150, and the drop-in rate is a $10 flat fee per day.

After-School Care

After-School Drop-In Rate

Drop-in care charges are billed in arrears based on the week attended. The drop-in rate is a $15 flat hourly rate billed on the hour (not prorated) until 6:00 pm

Early Dismissal & No School Days

For Early Dismissal or No School days (Conferences/Professional Development), there is a separate fee for care. Prior to attendance, online registration via the myRPDS Parent Portal is required.

Morning only (7:00 am – 8:00 am) $ 15

Full Day $ 100

Half Day $ 50

Late Pick-up Fee After 6 PM

A late fee of $15 will be charged every 15 minutes a child is not picked up.

Afternoon Academies

Afternoon Academies provide an additional way students can enjoy the after-school hours. Academies are coordinated to work in concert with RITA but require a separate registration and fee. This addition to our RITA Program provides student enrichment activities such as ballet, gymnastics, art, athletic activities, and music lessons. Registration and payment for Afternoon Academies is accomplished by picking an academy and registering through the myRPDS parent portal.

Contact

For more information about the RITA program, contact Julia Davis, Director of RITA, at (904) 353-5513, extension 163 or jhdavis@rpds.com

General Information – Frequently Asked Questions

Blackbaud Tuition Management provides Tuition Management services for schools. Services for parents include online account access at parent.blackbaud.school, tuition and fees invoicing, payment processing, and customer care.

1. How do I log in for the first time?

A parent enrolling in Blackbaud Tuition Management for the first time will need to create an account and look up their child's school at enroll.blackbaud.school. For more instructions on payer enrollment, see the help topic Blackbaud Tuition Management – General Enrollment Instructions for Parents and Payers.

Once you have enrolled, you can access the parent site at parent.blackbaud.school to finish setting up your account.

1. Select I am a first-time user on the parent login page.

2. Enter your email address or phone number to locate your Blackbaud Tuition Management account. Then select Continue

Note: The information entered must be the same as the information provided during enrollment.

3. Select the email address or mobile number where you want to receive a verification code as an email or text message. Then select Continue

4. Check your email or text messages to obtain your verification code. Enter the code when prompted and select Continue

5. Your family's account information for the most recent year is displayed. Select the account(s) you want to set up. Then select Continue

6. If you do not have a Blackbaud ID (BBID) account and need to create one, select Create a Blackbaud ID and follow the steps on the screen to create your Blackbaud ID. If you already have a Blackbaud ID account, select Sign in, then sign in with your existing Blackbaud ID. Then next time you access parent.blackbaud.school, you will sign in with your Blackbaud ID.

2. How do I create a Blackbaud ID (BBID)?

Blackbaud ID (BBID) allows users to securely sign in to the Blackbaud solutions ecosystem with enhanced security.

As a parent, the first time you log in to parent.blackbaud.school, you will sign in with your current username and password. A new screen will appear prompting you to choose between two options: As a parent, the first time you access parent.blackbaud.school, you will select enter your information to locate your Tuition Management account. After verifying your account with a verification code sent via email or text message, you will have two options:

 Create a Blackbaud ID: Select if you do not have a Blackbaud ID and need to create one.

 Sign in: If you already have a Blackbaud ID, select this to sign in with your existing Blackbaud ID. Make your selection and follow the steps on the screen to link your new or existing Blackbaud ID to your Tuition Management account.

The next time you sign in, enter your Blackbaud ID email address on the parent.blackbaud.school sign-in page. Then log in with your Blackbaud ID to access Tuition Management.

Sensitivity: Public

3. How do I link multiple school accounts with aBlackbaud ID (BBID)?

This feature is available to all schools using BBID for login or using Single Sign On from Blackbaud Education Management.

Parents with students enrolled in multiple schools using Tuition Management can link the accounts with a single Blackbaud ID (BBID) while logged in to the parent site at one of the schools.

Follow these steps to link a second account to the same BBID. Repeat the process as needed to link additional accounts.

1. Select your initials in the top right corner and select Switch school account from the menu. (If initials do not appear in the top right, this feature is not available.)

2. A screen labeled Add another account will appear. Enter either an email address or a phone number (primary, secondary, or mobile) associated with the other school account you want to link.

3. We will then search all of the family accounts for a match with the information you provided. If a match is found, you will see the relevant school name, most recent session, Family ID, and students on the account. Select the account you would like to connect (this must be done one at a time) and select Continue

4. You will receive a verification code via text message or email at the contact information from the new account. Enter it under Verify your account and select Continue

5. Once the accounts are linked, the next time you log in with BBID you willsee a screen that lets you select any of the accounts connected with the BBID. You can also unlink school accounts or add additionalschoolaccounts from this page.

4. Is there a way I can retrieve my username and update my password?

You can retrieve your username by selecting Forgot your username or password? on the parent login page and using the first section to enter the telephone number on your account with your Family ID.

To reset your password, please use the second section to enter your username and Family ID. An email with instructions for resetting your password will be sent to the primary email address on your account.

5. What email addresses should I add to my safe sender or safe contacts list?

 customerservicemessages@blackbaud.school

 customerservice@blackbaud.school

6. What is myFamily ID and where can I find it?

Your Family ID is a 13-digit, account-specific identification number for every school-specific account, which is updated annually each school year. It can be found on any written communication sent from Blackbaud Tuition Management or on your online account. Please be sure to include your Family ID on any payments sent to Blackbaud Tuition Management to ensure they are applied to the appropriate account.

Sensitivity: Public

7. What can I do once I have logged into my Blackbaud Tuition Management account online?

On our parent website you can do the following:

• Make a Payment

• Stop/Resume automatic debit payments

• Review payment history

• Change/edit your payment information

• Update your personal information

• View and print invoices (if you are not on automatic debit), Family Tuition Statements, and Year End Statements for tax purposes

• See an itemized breakdown of tuition, fees, and discounts billed to your account

8. How do I update my personal information, including my address, telephone number, email address, password, or payment information?

Log in to your online account and select My Profile at the top of your screen. Select Update and choose the section you wish to change from the drop-down options.

9. How do I change or add a primary or secondary accountholder?

Only parents or responsible parties who are named on the account willbe provided any specific information about the account for security purposes. If you are the primary account holder and wish to add, change, or update the secondary account holder, please contact your school.

10. Why is my monthly amount different each month?

Your total due may change month to month due to fees, discounts, and adjustments that have been made by your school.

11. Who do I contact if I have a question regarding why a feeor billing item is on my account?

Please contact your school’s business office, as Blackbaud Tuition Management is only provided the name and amount of a charge or discount.

12. What if I think an amount on mybill is incorrect?

If you disagree with any of the amounts on your bill, you can contact our Parent Contact Center. We will contact the schoolon your behalf to clarify the amount due. Blackbaud Tuition Management is not authorized to modify the amount of tuition due or to arrange for alternative payment plans without your school’s approval.

Sensitivity: Public

13. What is the quickest way to make a payment?

Blackbaud Tuition Management offers two options for paying by checking account, savings, debit, or credit card:

• Pay online at parent.blackbaud.school

• Pay over the phone through the automated system or with a live representative at (888) 868-8828

Payments made by phone and web are posted the same day they are received.

14. What credit cardsdoes Blackbaud Tuition Management accept?

Depending on your state and schoolpolicy, Blackbaud Tuition Management can accept VISA™, MasterCard™, American Express™ and Discover™ credit and debit cards. Please note that a credit/debit card usage fee may apply. You can use your credit card to make monthly recurring payments. VISA Checkout™ virtual wallet is also available.

15. Does Blackbaud Tuition Management charge a credit card processing fee?

A 3.12% usage fee is charged on credit and debit card payments, but this may vary due to state regulations and school settings.

16. How can I set up automatic payments?

You can schedule automatic payments from your bank account or credit/debit card by logging into your account and selecting My Profile at the top of your screen. Open the Payment Information tab and select Update to enter your information. You must complete all 3 steps to initiate automatic payments.

If your automatic payment is set up fewer than 3 business days before your due date, your first payment may not be pulled automatically. In this case, you will stillbe responsible to make a manualpayment before your due date. Please read the terms and conditions carefully as fees may apply.

17. How do I stop my automatic payments?

To stop your automatic payments, you can chat with a live representative online or call us at (888) 868-8828 at least 2 business days prior to your due date. Payments are unable to be stopped fewer than 2 business days prior to your due date as it will go into process 1 business day prior to ensure the funds are available to be applied to your account by your due date.

18. How can I payby check?

If you would like to use your checking account to pay, you can do this by making a one-time payment online, by calling in a payment through the automated system or with a live representative, by setting up automatic monthly payments directly from your checking or savings account, or by mailing a check or money order. Checks or money orders should be mailed to the closest payment processing center listed below. If you live east of the Mississippi River, please use the first mailing address in Newark, New Jersey. If you live west of the Mississippi River, please use the second mailing address in Los Angeles, California.

If you would like to mail a payment overnight, please send it to one of the addresses listed for overnight packages. Please include your Family ID on your check or money order to ensure it will be applied to the appropriate account.

East of the Mississippi

Blackbaud Tuition Management

PO Box 11731

Newark, NJ 07101-4731

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West of the Mississippi

Blackbaud Tuition Management

PO Box 54228

Los Angeles, CA 90054-0228

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Overnight packages (East of the Mississippi)

Exela Technology

C/O Blackbaud Tuition Management

365 W. Passaic Street, Suite 255, 2nd Floor

Rochelle Park, NJ 07662

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Overnight packages (West of the Mississippi)

Exela Technology

C/O Blackbaud Tuition Management

20500 Belshaw Ave.

Carson, CA 90746

Be sure to review the Helpful Tips for Mailing Payments or Bank Bill Pay prior to mailing a payment.

19. Can I pay using my bank’s online bill pay service?

Yes, you can utilize your bank’s online bill pay service to send payments to Blackbaud Tuition Management. Please note: Online bill pay might not electronically transfer funds to Blackbaud Tuition Management. Instead, your bank may mail a paper check to us. We advise you to set up your online bill pay to occur at least 7-10 days prior to your due date to ensure the check is received and processed by your scheduled due date. Please review Helpful Tips for Mailing Payments or Bank Bill Pay for applicable details.

20. Helpful Tips for Mailing Payments or BankBill Pay

• Please include your 13-digit Family ID in the memo section of the check or money order (a payment stub is not necessary).

• Do not include any additional paperwork with the payment (letters, Post-it notes, staples, paperclips, etc.). Additional items will delay the processing of your payment.

• Please send payments 7-10 days before your due date. If there is a holiday, please add 3-4 days.

• If there are fewer than 7-10 days before your due date, please consider paying via our website at parent.blackbaud.school. You can also use our automated telephone service to make a payment. Both these solutions eliminate delays in processing your payment. You can pay online or over the phone using your checking or savings account.

• Make checks payable to Blackbaud Tuition Management

• Blackbaud Tuition Management does accept some online bill payments electronically. However, some banks will stillsend payments as a physical paper check through the USPS mail. If you have any questions about whether your payment will be sent electronically by your bank, please contact your bank directly.

• Once a payment has been sent by physical paper check, it cannot be stopped. If you decide to stop the payment with your bank, a failed bank fee will be incurred on your Blackbaud Tuition Management account.

• If you plan to use your bank’s online bill payment service, please include your 13-digit Family ID without letters, spaces, or characters.

21. How can I wire transfer my payment?

Wiring instructions can be found below. Please provide this payment information to your financial institution based on their location.

Banks within the USA send to:

Receiving bank name: Fifth Third Bank

Receiving Bank Address: 38 Fountain Square Plaza

Cincinnati, OH 45263

Beneficiary Account Number: SMT0402670

ABA/Routing Number: 042000314

Beneficiary Name: Smart LLC

Beneficiary Address: 65 Fairchild Street

Charleston, SC 29492

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Banks from outside the USA send to:

SWIFT/BIC: FTBCUS3C

Fed routing number: 042000314

Bank Name: Fifth Third Bank

Beneficiary Account Number: SMT0402670

Beneficiary Account Name: Smart LLC

Please include the FAMILY ID NUMBER with each wire.

Sensitivity: Public

A $15.00 fee is charged for each wire sent to Blackbaud Tuition Management. Please add $15.00 with your tuition payment to cover the bank fees associated with accepting wire transfers. Additionally, please check with your financial institution for any additional fees that they may charge you. You may also incur additional fees from your bank or an intermediary bank that partners with your bank. It is best to speak directly with your bank regarding their wire fees.

22. Why is mypayment status "On Hold"?

In compliance with NACHA regulations, all payments made with a new bank account must go through a validation process to ensure the account information is accurate, the account is open, active, and able to receive ACH transactions. Payments will display as "On Hold" during the validation period, which typically takes 4 business days. Once validation is successful, the payment will be processed.

If you update your bank account information while a payment in On Hold, the updated account information is added as a new bank account record. The old bank account with the On Hold payment remains active. You can delete the old account after the payment comes off hold or contact the Parent Contact Center to fail the On Hold payment and delete the account.

23. What is the late payment policy?

Payments are due on or before your due date. If your payment is not made by your due date, or you are carrying an outstanding balance, a Follow Up Service Fee may apply. Blackbaud Tuition Management will remind you of your upcoming payment to help you pay on time. We will also advise you when you have missed a payment to help you avoid any future fees. Additionallate fees may apply depending on your school’s policy.

24. Are there bank fees associated with payments that are not successful?

A fee may be applied to your account for any failed payment processed via auto-debit, phone, or web. Your bank may also impose additional fees.

25. Where can I find Year End Statements for tax purposes?

1. Sign into your account at parent.blackbaud.school.

2. Select the Session Year

3. Under Related Links, select Family Year End Statement or Student Year End Statement

26. Whom should I contact if I have questions regarding mybill?

The Parent Contact Center is available via online chat upon logging into your account at parent.blackbaud.school or by phone at 1(888) 868-8828.

 Phone agents are available Monday through Friday from 7:00 AM to 1:00 AM EST, and Saturday and Sunday from 9:00 AM to 5: 30 PM EST. Calls are handled in the order they are received.

 Chat agents are available Monday through Friday from 8:00 AM to 10:00 PM EST.

You can also access your account to check balances and make payments online 24 hours a day.

The Tuition Refund Plan

The Tuition Refund Plan is in use at over 1200 leading independent schools and colleges.

2024-2025

Why do you need the Tuition Refund Plan?

Your financial obligation to the school is for the full annual tuition as stated in the school’s enrollment contract. The school cannot refund tuition or cancel unpaid obligations if a student is forced to withdraw during the academic year.

If your student withdraws, the Tuition Refund Plan will pay benefits (subject to the terms of the policy and the amount insured) to the school, which provides substantial assistance in meeting your financial obligation.

Every year, thousands of students must withdraw from private schools. The following are examples of reasons why:

• Family Move

• Change of Objective

• Injury or Sickness

• Death of Parent or Student

• Disciplinary Dismissal

• Scholastic Difficulties

• Financial Problems

• Mental Health Conditions

• Job Loss

This leaflet explains how to protect your tuition commitment against unforeseen withdrawals or dismissals. The Plan provides substantial insurance protection at a modest cost.

What the Plan covers

Withdrawal or absence for medical reasons

• The Plan will pay 75% of the unused yearly insured fees, provided the student’s injury or sickness forces the student to withdraw from school or medical absence lasts for 31 or more consecutive calendar days (including weekends and holidays). Benefits are paid retroactive to the first day of medical absence.

• The Plan will pay 75% of the unused yearly insured fees, provided the student’s mental health condition, as referenced in DSM V, forces the student to withdraw from school or medical absence lasts for 31 or more consecutive calendar days (including weekends and holidays). Benefits are paid retroactive to the first day of medical absence.

Withdrawal for other than medical reasons

(Examples include: moves, change of objective, financial hardship and voluntary withdrawals.)

• The Plan will pay 60% of the unused yearly insured fees provided the student has withdrawn from school after attending more than fourteen consecutive calendar days (including weekends and holidays) beginning with the student’s first class day of attendance in the academic year.

Dismissal from the school

• The Plan will pay 75% of the unused yearly insured fees provided the student is dismissed from the school after attending more than fourteen consecutive calendar days (including weekends and holidays) beginning with the student’s first class day of attendance in the academic year.

Definitions and conditions

• The “academic year” (referred to as “period of coverage” in the policy) upon which benefits are based consists of the actual calendar days in the school year (including weekends, holidays and vacations) beginning with the first day of formal academic instruction (excluding pre-season athletic practice, orientation, registration and graduation days) and ending with the last day of formal academic instruction, including examinations.

• “Withdrawal or absence for medical reasons” means complete, involuntary severance from classes as certified to and regularly treated during the period of coverage by a legally qualified medical practitioner, not related to the student.

• “DSM V” is the American Psychiatric Association’s Diagnostic and Statistical Manual.

• “Withdrawal for other than medical reasons” means complete, voluntary severance from classes for the balance of the academic year.

• “Dismissal” means complete, involuntary severance from classes by the school authorities for scholastic or disciplinary reasons for the balance of the academic year.

• “Unused yearly insured fees” means the portion of the insured fees paid or payable by the insured student/parent for the remaining time in the current school year after the student’s withdrawal or dismissal. (i.e., the prorated tuition insured from date of separation to the end of the academic year.)

• “Preschool” means any instruction, program or service rendered to students who attend early childhood, nursery or any other program for children prior to or below the kindergarten level.

Definitions and conditions (continued)

• Medical benefit period ends immediately upon student’s resumption of classes at any school or upon becoming gainfully employed.

• Under this policy coverage ceases on the last day of formal academic instruction by the school for any reason. For preschool students the last day of academic instruction will include the school’s announcement/provision of any virtual, remote, online or similar type of education or service in lieu of education or services on the physical campus.

• Withdrawal or dismissal must result in the loss of scholastic credit at the school.

Period of coverage

Coverage is effective under the Plan as follows:

MEDICAL: From August 1 through the last day of the academic year.

NON-MEDICAL / DISMISSAL: For the entire academic year after meeting the fourteen-day attendance requirement.

LATE-ENTERING STUDENTS who commence classes after opening day may enroll in the Plan provided premium is paid within 10 days after starting classes. Medical coverage begins on the date the premium is received. Non-medical coverage is effective after the student has satisfied the fourteen-day attendance requirement.

Exclusions

Not Covered Under The Plan

Medical withdrawal or absence due to:

1. war or any act of war 2. taking part in a riot 3. pregnancy and/or childbirth 4. nuclear reaction, radiation or radioactive contamination 5. failure to attend classes for any reason other than injury or sickness 6. injury which occurred before the effective date of coverage.

Withdrawal for other than medical reasons or dismissal due to:

1. being inducted into the armed forces or being assigned alternative duty in lieu of active military service 2. any hostile or warlike action 3. rebellion, riot or civil commotion 4. any order of a de jure or de facto governmental or sovereign power directed to the student 5. nuclear reaction, radiation or radioactive contamination 6. destruction of any school facility due to any cause 7. school bankruptcy, insolvency or other financial instability that results in school’s inability to operate and provide formal academic instruction 8. school closure for any reason (for preschool students, closure includes the school’s provision of any virtual, remote, online, or similar education or service in lieu of education services provided on the physical campus, beginning with date of announcement and regardless of resumption or intention to resume on the physical campus) 9. temporary non-medical absences, suspensions, changes from resident to day status or schedule reductions 10. boycotting of classes by the student 11. completion of academic requirements or early graduation 12. any withdrawal or dismissal prior to or within the first fourteen consecutive calendar days beginning with the student’s first class day of attendance in the academic year.

Claims

Claim forms with instructions are available at the school business office. Claims must be reported within 30 days from the date of separation. Benefit payment is made to the school to be credited to the student’s account. Benefits not required to settle your account with the school, if any, will be refunded to you by the school.

Cost

The cost of the Tuition Refund Plan is detailed in your enrollment materials. Written notification of enrollment in the Plan must be made by August 1, the effective date of the policy. Premium payment is due within ten days after the first class day of the academic year.

Contact Us

Website: www.tuitionrefundplan.com

Email: trp@dewarinsurance.com

A.W.G. DEWAR, INC.

4 Batterymarch Park Quincy, MA 02169

Underwriter

Tuition Refund Plan policies are underwritten by Atlantic Specialty Insurance Company and OBI National Insurance Company. Plan policies are produced by A.W.G. Dewar, Inc., dba A.W.G. Dewar Insurance Agency, Four Batterymarch Park, Quincy, MA 02169. The name of each student is listed on a policy which is held by the school business office, not as agent for the insurance company, but on behalf of insured students and their parents. This leaflet is an outline of coverage for the ensuing academic year. Actual coverages are governed by the insurance policy on file in the school’s business office. Coverage may change each academic year. A.W.G. Dewar, Inc. is the originator of the trademarked Tuition Refund Plan.

Academic year: 2024-2025

Form number: G14220

Coverage code: 31R/75/75/60/75