Curriculum Session Overview 2 Page | 13| 925 Silver Curriculum: SESSION THREE
SESSION 3: Understanding Credit OBJECTIVE Students will be able to understand the concept of credit, how it is established, and how credit relates to the gender pay gap.
SESSION PLAN 1.
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Take Weekly Attendance Take weekly attendance via Survey Monkey as students enter the classroom. Welcome the students and make sure any new volunteers introduce themselves. (2 minutes)
Review Learning Objectives And Key Terms Briefly go over the learning objectives and key terms in the student workbook. Have the students read these out loud. For the key terms that are difficult to understand, explain these in more detail to students and provide examples if possible. (5 minutes)
Pull up Yahoo! Finance If accessible, use classroom technology to pull up Yahoo! Finance and display on a screen. If not, print this out ahead of time showing AMZN, NFLX, CLX, and IBB or have students pull up their Yahoo! Finance portfolios on their phones. Review the portfolio performance (AMZN, CLX, NFLX, and IBB) over the past week. (5 minutes)
KEY TERMS FOR SESSION 3 • Credit • Credit Utilization Ratio • Credit Score • Credit Report • Inflation
Before you begin, please be sure you have the following: Have the classroom’s wifi network name and password on the board before class begins Survey Monkey attendance link can be found at: surveymonkey.com/
Classroom Discussion: Credit
Introduce the girls to the concept of credit. Ask them to give their understanding of credit. Where have they heard the term before? In what contexts? What is it? How does it work? Why do people need it? (5-7 minutes)
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How Credit Works Direct the class to turn to the article “How Credit Works: Understand the Credit History Reporting System” Read and discuss it aloud. Talk about the need for students to establish credit, but to do so carefully. (10-12 minutes)
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