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Ogden Musical Theater

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BY HAILEY MINTON

Ogden Musical Theater was born in 2017. It had been nearly a decade since Utah Musical Theater closed, but Weber County had the vision to bring musical theatre back to Peery’s Egyptian Theater. Kassi Bybee was handpicked for the job and she said, when they first asked her to launch this program, she wasn’t sure it was even possible. However, she believed to her core that if she brought in the right people to help, they could accomplish something amazing, and they have! Things have been strange and challenging this year with the pandemic, however support has remained strong for the theatre and the Kids Act Up Theatre Camp that they have held, with precautions. They sold out the Kids Act Up Camp even though there were some strict requirements for all participants.

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Plus, the camp still went well despite everyone wearing masks and social distancing.

Coming up later this month is a season tradition performance of Five Carols for Christmas. A comedy set in the 1950’s of five women, all of whom happen to be named Carol, who have taken on the task of arranging the annual PTA Christmas performance. It is a hilarious look at all the challenges that arise and the comedy ensues. It is a great way to get some laughs while celebrating your holiday season. This musical was actually written and produced by two Weber State educators. Jim Christian is a professor emeritus from Weber State University and has 40 years of professional experience as a director, teacher, actor, writer and producer. Jim wrote this musical with friend and colleague Kenneth Plain who is the composer. The musical features both original songs combined with some traditional Christmas favorites. Maurie Tarbox is the Artistic Director for Ogden Musical Theatre and she is directing this year’s performance. Jim said the musical is spun off from his memories watching his mother and her friends. His favorite part of writing the musical has been getting to know each character as he developed their niche and influence in the group. Some are based on actual people. He also loves that it was set in the 1950’s, a fond time in his life. It is so special to have a musical theater to serve our community, especially one of this caliber. Nearly 5 years ago when the idea was brought forward, America First Credit Union took a risk and donated to just a dream, an idea really. Their help, combined with the support of RAMP Grants, Stewart Education Foundation and Weber State University, helped get things off the ground. In addition, cooperation and access to Weber State University’s Performing Arts programs gives the Ogden Musical Theater the ability to put out top quality events with local talent. “There is no need to hire big names and bring them in, we have all we need here and it exceeds expectations;” said Kassi.

Tickets are on sale now at ogdenmusicaltheatre.org. Social distancing and masks will be required. Since every other row will be left vacant due to social distancing measures, they recommend getting your tickets early as all shows will likely sell out completely.

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Special article brought to you by Wasatch Peaks Credit Union

Warm the Soles

Here at Wasatch Peaks Credit Union, we are excited to host our annual Warm the Soles Fundraising Program. Warm the Soles is an incredible opportunity for our community to provide new Nike® shoes to local elementary school children who are in need! This year, our recipients have been selected from the following elementary schools: Burch Creek, Heritage, James Madison, Municipal, New Bridge, North Park, Odyssey, Riverdale, Roosevelt, T.O. Smith, Wasatch, and Washington Terrace Elementary.

How it Works:

Members of our community can donate to the Warm the Soles program and help Wasatch Peaks in supporting our local children. We are able to work with the elementary schools directly so we can best benefit those children who need our support. Teachers and administrators select students, and then provide us with a list of those students and their shoe sizes.

These selected students then receive a brand-new pair of Nike® shoes, purchased with the donations made from our community. The Nike® Factory Store in Farmington has provided amazing assistance in making the Warm the Soles program occur. Once Wasatch Peaks has received the list of students, we provide the information to the Nike® staff. These staff members handpick shoes for each child on the list, including adaptive shoes for students who may have special needs. The Wasatch Peaks staff then take the time to wrap each

pair of shoes, complete with a pair of socks and some treats. After they’ve all been wrapped, the shoes are then gifted to the children at their schools.

The Impact:

The Warm the Soles Program has a lasting impact not only the children receiving the shoes, but also for those who are donating or volunteering

their time. During our visits to deliver shoes, we have seen shoes that don’t fit or are filled with holes, children wearing sandals in the slush and snow, and shoes that are held together with tape. These new shoes make a huge difference in these kids’ lives, providing them confidence, comfort, and the ability to focus and succeed in school.

How Can You Help?

Since 2006, Wasatch Peaks has raised $189,533, providing 6,739 pairs of shoes for our local elementary school children.

Last year was a record-breaking year and we were able to raise $33,110 in donations, more than double our goal!

This year, we have the amazing opportunity to support 1,960 of our young local students with 1,960 pairs of new Nike® shoes. We appreciate any and all donations made to help us provide these new shoes. A new pair of shoes costs just $25, so any donation makes a big difference.

Donations can be made at:

• Online: wasatchpeaks.com • Venmo: @WasatchPeaks • Mail: 4723 Harrison Blvd

Ogden, UT 84403 • Visit: Your local Wasatch

Peaks branch

Special article brought to you by Heiner's Insurance Center

3 Tips to De-Stress Your Thanksgiving

POSTED BY ADDIE B. - ACUITY Thanksgiving is all about family traditions. Whether chatting during meal preparation, watching football as a family, or going out for hours of shopping— family comes to life on Thanksgiving. We all look forward to spending time together and enjoying favorite family recipes, but all that family in one place can be stressful. Fortunately, you don’t have to let the stress ruin your holiday. Here are some suggestions that will help you have a happy and stressfree Thanksgiving.

Thanksgiving is all about spending time with family.

1. FOSTER GENUINE GRATITUDE. Encourage your children to see how important it is to have a thankful heart. This is a time to reflect on the accomplishments and joys you and your family have experienced. Coordinate a volunteer event in your family or neighborhood to help someone in need. There is no greater joy than to be a blessing to someone else.

2.

ANTICIPATE THE FAMILY TIME AND REMINISCE

ABOUT YEARS PAST. It is fun to think about each family member and which part of the meal they look forward to most. When the table is set and everyone is seated for the meal, take turns expressing the things that you are most thankful for. It is so touching to hear everyone talk about what matters the most. Take a family picture so you can look back on the memories that have been made.

3. TAKE A WALK. When you have had enough of the kitchen craziness, head outside in the brisk air for a walk.

There are many benefits of getting your body moving. When walking, your increased rate of breathing moves oxygen through your bloodstream. It promotes digestion and can have a calming effect because the release of endorphins can relieve pain and stimulate relaxation. So, when Uncle Bob starts telling the embarrassing story you hate—or when the kids start to fight—remember not to stress. Enjoy the time with your family and remember to keep the holiday spirit alive and well.

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By Attorney Garrett T. Smith

An ABLE account is a taxadvantaged savings account for individuals with special needs.

USING ABLE ACCOUNTS TO ASSIST WITH CARE FOR CHILDREN WITH SPECIAL NEEDS

ABLE Accounts were not a recipient of benefits under SSI and/or SSDI, created through but still meets the age of onset of the disability Federal legislation requirement, that individual may be eligible if he passed in 2014 called the or she meets the following requirements: 1) Meet Achieving a Better Life Social Security’s definition and criteria regarding Experience Act (ABLE Act). significant functional limitations, and 2) Obtain a An ABLE Account is a tax- letter of certification from a licensed physician. advantaged savings account One disadvantage of an ABLE Account is that for individuals with special upon the death of the beneficiary, the state in needs. The beneficiary of which the beneficiary lived may file a claim to all the account is the account or a portion of the funds within the ABLE Account owner. Any income earned equal to the amount that the state spent on the by an account will not be beneficiary through the state Medicaid program. taxed. Contributions can be This “Medicaid Pay-Back” allows the state to made to an account by any person. Contributions recoup Medicaid related expenses from the time will be made with post-taxed dollars and are not that the ABLE Account was opened.tax deductible (federally). Some states, including Utah, allow for state income tax deductions for An ABLE Account should be used to supplement contributions. a Special Needs Trust rather than supplant it Many individuals with disabilities and their individual with special needs, and their family, family rely on public benefits for health care, with more comprehensive tools to manage and food, income, and housing assistance. Individuals protect assets. An ABLE Account provides the reporting more than $2,000 in cash savings, individual and family more control and flexibility retirement funds, and/or other items of significant while a Special Needs Trust avoids the Medicaid value are ineligible for certain public benefits Pay-Back and provides greater protection of like SSI, SNAP, Medicaid, etc. The ABLE Act assets. recognizes that there are extra and significant costs associated with living with a disability. This is a complex area of law and small mistakes Many of the public benefits do not cover all of can have major financial consequences. If you the health care, personal assistance services, need help navigating these issues, please give me assistive technology, housing, a call! transportation, and other needs to have the desired quality of life. There are certain eligibility requirements for ABLE Accounts. The onset of the disability must have occurred before the individual reached 26 years of age. If an individual meets this age requirement and is already FREE CONSULTATION FAmily Law • Business Law • Personal Liability Trusts • Wills • Estate Planning • Professional Planing receiving benefits under SSI and/or SSDI, that individual is automatically eligible to open an GARRETT T. SMITH Attorney at Law 801-876-5297 garrett@integralaw.net ABLE Account. If an individual is altogether. The advantages of each provide an

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ZK Automotive

BY HAILEY MINTON

This family run and car-loving business keeps the families they serve first.

The team at ZK can finance vehicle puchases, repairs and upgrades.

Today, they have a mechanic shop and collectively, ZK mechanics have over 100 years of experience. Many of them hail from the beautiful city of North Ogden as well.

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Business: Automotive Sales, Repair and Finance 2389 N Highway 89 Ogden (385) 492-3594 HelpMeZK.com ZK Automotive is a family-owned business, owned and operated by North Ogden and Pleasant View residents, built to serve residents along Northern Utah. Jennifer Roskelley, her husband Tyler, and father Mike Salazar, are the owners of ZK Automotive. Tyler grew up in Huntsville. Mike was born in North Ogden, and Jennifer has spent the better part of her life in our community as well. After Jennifer and Tyler married, they decided to start a full-service auction company. Mike, having a love for thrifty buys and restoring items of rusty items, gained his Auction License in 2014 and never looked back. All three got their car state auction license soon after, and from there it grew. “We all LOVE cars,” said Jennifer. She admitted that fast cars are her indulgence.

Jennifer explained that car dealerships go to state dealership wholesale auctions, in order to purchase cars for their fleets. “We can offer that to the public.” People can buy or sell their vehicles through ZK Automotive auctions, which has moved online due to the COVID-19 pandemic. (Look for their restart in the Spring of 2021)! In 2016, they decided to transfer their passion for cars into expanding their services in order to offer more help to their customers. “We believe in being diverse and expanding where you can, when it makes sense,” Jennifer said. They offer a wide range of financing options for ALL credit types, and they finance vehicle purchases, repairs, and upgrades. Today, they have a mechanic shop and collectively, ZK mechanics have over 100 years of experience. “They’re great,” said Jennifer. “They come second to none!” And many of them hail from the beautiful city of North Ogden as well. Jennifer said they like to be innovative in running their business. They offer a car service subscription, which reduces the hourly rate of service when customers bring their vehicles in to have work done. Jennifer explained that a lot of places will charge anywhere from $110 - $130 per hour for normal mechanic work. Theirs ends up coming to as low as $59.95 per hour. They chose to incorporate this into their business, with families in mind. “On the back end, it genuinely saves families thousands of dollars if their transmission goes out, their engine breaks down, if they need alignment jobs, or have a huge leak. We are a family first oriented business and that’s not going to change.” That has been their motto from the very beginning. They have made some hard decisions along their journey. “As an entrepreneur, you either fail or succeed. At one point we were really beginning to feel that pressure. The return in revenue wasn’t there and it didn’t make sense to continue, but we know the secret to success is to keep working hard and never give up. Innovate! We decided to change up our procedures, restructure, and learn how to better manage our time and costs,” said Jennifer. “From that point success came easier. It’s all about working harder and smarter, and never giving up.”

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