Peak Financial Freedom Group

Highlights

• 50 years of combined experience

• Co-authors with Larry King

• Retirement income planning

• Providing entire plans in writing

• Co-authors with Jack Canfield

• Conservative asset planning

• Presented to thousands of people

• Multiple weekend radio broadcasts

• Weekly television show broadcast

Investment advisory services are offered through Fiduciary Solutions, LLC, a California Registered Investment Advisor. Insurance products and services are offered through PFFG Insurance Agency LLC, a licensed insurance agency (CA License #0N14013). Peak Financial Freedom Group, LLC is a financial planning and umbrella marketing organization, which enables the provision of multiple financial services under one brand. Peak Financial Freedom Group LLC, PFFG Insurance Agency LLC, and Fiduciary Solutions LLC are affiliated entities with common ownership and control. Jim Files is licensed as an investment adviser representative with Fiduciary Solutions LLC (CRD # 1620449) and is a licensed insurance producer with PFFG insurance Agency LLC (CA Insurance License #0F06511). Dan Ahmad is licensed as an investment adviser representative with Fiduciary Solutions LLC (CRD # 1491561) and is a licensed insurance producer with PFFG insurance Agency LLC (CA Insurance License #0732913).

FIVE STAR WEALTH MANAGER AWARD WINNER

This award was issued on 02/01/2023 by Five Star Professional (FSP) for the time period 06/06/2022 through 12/09/2022. Fee paid for use of marketing materials. Self-completed were considered for the award; 107 (11% of candidates) were named 2023 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, #

27%, 1/1/17, 4/26/16 - 12/28/16; 2/1/13, 8/5/12 - 12/31/12; 2012: 881, 175, 20%, 2/1/12, 8/5/11 - 12/31/11.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded

What Would You Feel Like if You Didn’t Have to Worry About Your Money?

Dan and Jim are Investment Advisors with a fiduciary duty to do what is in your best interest, such as designing plans to help protect your assets against large stock market losses and helping to reduce your fees when possible. They are accountable to their clients — they say what they do and do what they say — put everything in writing and create customized income plans designed to provide dependable income for life. Dan and Jim have built Peak Financial Freedom Group on integrity and trust because doing what is right for you is better for you and their business. They help meet your goals and needs with tailored solutions, and they believe financial advice is about having a customized plan to reflect your life’s goals beyond just your finances. Dan and Jim help you make more informed and effective financial decisions that may help you to feel more relieved, confident, self-assured and empowered — all of which may help you obtain your version of financial freedom. Their ultimate purpose is to help you stop worrying about your money.

At Peak Financial Freedom Group, Our Top Priority Is To Help You Stop Worrying About Your Money

If you’re retired or nearing retirement, you can’t afford mistakes.

If you’re like many of the people we meet, you’re confused and worried about your money. You may even worry a lot. What you’ve worked so hard to accumulate over the years must be protected against large losses. What you have right now must last your entire lifetime — you literally can’t afford to run out of money.

It takes time and expertise to create an actual plan in writing for your financial security. You or your advisor can’t rush through the process. Going through an actual planning process may help to reduce the worries you have about your money. At Peak Financial Freedom Group, we put everything we have into creating comprehensive, written retirement income plans because your retirement deserves nothing less than our best.

questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 946 Sacramento-area wealth managers Winners, % of candidates, Issued Date, Research Period.

investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.

Financial Planning

Dan Ahmad · Peak Financial Freedom Group

Pages 2 & 3

Richard Allison · Allison Wealth Management Page 4

James Wesley Biller · Wedbush Securities

Ryan Allen Breedwell · Capitol Planning Group

Tom Chandler · Ameriprise Financial Services, LLC Page 7

Jim Files · Peak Financial Freedom Group Pages 2 & 3

Courtney McHarg · McHarg & Associates Wealth Planning Page 7

Russel Louis Phelps III · Ameriprise Financial Services, LLC

Rosie Roberts · Capitol City Wealth Page 8

Michael Edward Rodegerdts · Ameriprise Financial Services, LLC

Leslie Roper Day · Leslie Roper Day & Associates Page 6

Matthew Harold Schmitt · Robert W. Baird & Co.

Lamar Simpson · LPL Financial Page 6

David Edward Stone · Stone Consulting Group

Violetta Sit Terpeluk · Ameriprise Financial Services, LLC/ IndigoFlow Financial Group

Ronald William Tolle Jr. · Morgan Stanley

Lucius Williamson Jr. · Williamson Financial Solutions

Investments

Mark Aizenberg · Wells Fargo Advisors Page 7

Jaime Barretta · Barretta Wealth Management, Inc.

Page 8

Louis Joaquin Barrientos · FC360 Wealth Management

Joyce Ann Blonskij · Blonskij Financial Services

Patty Michelle Estopinal · Robert W. Baird & Co.

Wolfgang J. Hawlisch · Wells Fargo Advisors

Catherine Lynne Heath · Ameriprise Financial Services, LLC

Tim Johnson · Wells Fargo Advisors Page 7

Paul Marchetti · 401(k) Engineers Inc. Page 8

Charlotte Sloan · Equitable Advisors, LLC Page 5

John J. Zezini · Granite Bay Wealth Management Page 5

Richard Allison

Investment Advisor Representative, Certified Financial Fiduciary®

Thank You for Your Continued Trust and Referrals

• Independent, objective advice to help you achieve your goals

• Providing personalized financial solutions

• Retirement planning and wealth preservation

• Specializing in retirement income strategies

Smart planning starts with a clear understanding of your personal and financial needs and goals. Only then can I develop customized strategies to put the pieces of your financial life into a cohesive plan to secure your future. My goal is to take the uncertainty out of creating and protecting wealth and, ultimately, to guide you through the ever-changing world of retirement programs and rules. My mission is to become your trusted advisor. I am a 2012 – 2023 Five Star Wealth Manager award winner.

• Cell: 530-902-0382

YEAR WINNER 12 richard.allison@securitiesamerica.com www.allisonwealthmanagement.com

Richard K. Allison is a registered representative of, and offers securities through, Securities America, Inc. Member FINRA/SIPC, Advisory services offered through Securities America Advisors, Inc., Richard K. Allison Investment Advisor Representative. Allison Wealth Management and the Securities America companies are not affiliated. CA Ins. Lic. 0D67551.

This award was issued on 02/01/2023 by Five Star Professional (FSP) for the time period 06/06/2022 through 12/09/2022. Fee paid for use of marketing materials. Self-completed were considered for the award; 107 (11% of candidates) were named 2023 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, #

27%, 1/1/17, 4/26/16 - 12/28/16; 2/1/13, 8/5/12 - 12/31/12; 2012: 881, 175, 20%, 2/1/12, 8/5/11 - 12/31/11.

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded

— WEALTH MANAGERS —

Charlotte Sloan

Helping You Plan for Tomorrow So You Can Live for Today

• Focusing on retirement planning, life insurance, investing and annuities

By combining my knowledge and experience in financial services with my focus on building lasting relationships, I’m determined to deliver sound investment and insurance strategies that can help you take control of your financial future. My education and experience enable me to explain complex issues and strategies in clear language. When it’s time to implement your strategy, we’ll work together to review the options and alternatives.

Equitable Advisors, LLC

193 Blue Ravine Road, Suite 110 Folsom, CA 95630 Office: 916-294-4425 • Cell: 415-279-3012 charlotte-ann.sloan@equitableadvisors.com www.charlottesloan.com

This Five Star Wealth Manager Award was given on [02/01/2023], remains valid for the year of 2023 and is administered by Crescendo Business Services, LLC (dba five Star Professional). Neither the named award recipient nor any other party has paid or otherwise compensated Crescendo Business Services, LLC to be considered for or to win the award. Securities offered through Equitable Advisors, LLC (212-314-4600), member FINRA/SIPC. Investment advisory products and services offered through Equitable Advisors, LLC, an SEC-registered investment advisor. Annuities and insurance offered through Equitable Network Insurance Agency of California, LLC. CA Insurance Lic. #: 0678681. For Five Star Professional Methodology, please visit www.fivestarprofessional. com/public/research. AGE-5085324.1(11/22)(exp.12/23).

John J. Zezini

I am dedicated to helping my clients pursue their investment and planning goals. I believe it is important to invest the time to understand what is important to you before investing any of your money. It is also important that I understand the level of risk you are comfortable accepting, so we can balance it with the proper investment strategies to pursue your long-term goals. My business is structured with your objective in mind.

Nine-year winner John J. Zezini, CFP®, CRPC®, AAMS® questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 946 Sacramento-area wealth managers Winners, % of candidates, Issued Date, Research Period. investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.

— WEALTH MANAGERS —

Leslie Roper Day

CFP®, AIF®, Founder

Down-to-Earth Financial Advice

• Comfortable, caring environment

• Personalized strategies for your needs

Day,

950 Glenn Drive, Suite 230 Folsom, CA 95630 and services offered by Leslie Roper Day & Associates or CES Insurance Agency. CA Insurance License 0808285.

Leslie Roper Day, a sixth-generation Sacramentan, has enjoyed serving her friends, family and neighbors as a financial planner for over 30 years. In 2008, she founded her own firm, Leslie Roper Day & Associates, to provide a truly independent and extensive approach to financial planning for her clients. The firm is dedicated to building long-lasting relationships and works with clients of all ages, from retirees to rock stars and rocket scientists.

Lamar Simpson

Financial Planner, Advisor, CRPC®

• Personally committed to your growth

• Dedicated to you

It’s important to find someone you can trust to help develop your personal wealth. Lamar Simpson of Simpson Wealth Planning has the experience and personal character to make the most of your investment options. He’s invested in your success and handles your investments, never outsourcing to brokers. By being personally committed to you, Lamar makes it a point to evaluate your personal situation and goals to provide honest feedback about the different options available. He will handle any trade himself to ensure that your plan is followed.

Lamar is dedicated to helping you grow your wealth to work toward achieving your financial goals.

2277 Fair Oaks Boulevard, Suite 425 Sacramento, CA 95825

Office: 916-333-5910 lamar@simpsonwealthplanning.com www.simpsonwealthplanning.com

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

This award was issued on 02/01/2023 by Five Star Professional (FSP) for the time period 06/06/2022 through 12/09/2022. Fee paid for use of marketing materials. Self-completed were considered for the award; 107 (11% of candidates) were named 2023 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, #

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded

— WEALTH MANAGERS —

Tim Johnson and Mark Aizenberg

Invested

• Relationship-based investment planning

• Professional portfolio management

• A trusted partner in estate planning discussions

• Tax-efficient strategies

With nearly three decades of experience, it never ceases to amaze us the value of a relationship. It is the guiding principle in understanding the unique needs of each of our clients. Our gratitude is never ending when clients entrust us with their most important financial concerns. We look forward to many more years being your trusted advisor.

400 Capitol Mall, Suite 1700 Sacramento, CA 95864 Phone: 916-491-6371 • Phone: 800-877-7783 emily.hy@wellsfargoadvisors.com www.jafsg.com

Courtney McHarg

CRPC®, Principal, LPL Financial Advisor

2277 Fair Oaks Boulevard, Suite 425 Sacramento, CA 95825

Phone: 916-922-5812 courtney@mawealthplanning.com www.mchargassociates.com

Inspiring Confidence in Your Retirement

• Retirement planning strategies and investments

• Income strategies

• Women’s financial strategies

• 2012, 2014 – 2023 Five Star Wealth Manager award winner

Courtney brings 22 years of experience as a financial planner and wealth manager to clients seeking to maintain and grow their assets throughout retirement.

The financial consultants at McHarg & Associates Wealth Planning are registered representatives with, and securities and advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.

FIVE STAR WEALTH MANAGER AWARD WINNER

Investment and Insurance Products:

NOT FDIC-InsuredNO Bank Guarantee MAY Lose Value Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. CAR-0123-01302.

Tom Chandler

CFP®, CIMA®, CPWA®, RICP®, Financial Advisor, Managing Director

1420 Rocky Ridge Drive, Suite 200 Roseville, CA 95661

Office: 916-380-3194 thomas.chandler@ampf.com ameripriseadvisors.com/team/the-chandler-group

Build Confidence in Your Financial Future

My purpose is to help you feel confident, connected and in control of your financial life. The right financial advice can help prepare you for whatever life brings — both the expected and the unexpected. I am a 2015 – 2019 and 2021 – 2023 Five Star Wealth Manager.

The Chandler Group A Private Wealth Advisory Practice of Ameriprise Financial Services, LLC

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success.

Ameriprise Financial Services, LLC. Member FINRA and SIPC.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, C ertified f inanCial P lanner ™, and the CFP® mark (with plaque design) in the U.S.

FIVE STAR WEALTH MANAGER AWARD WINNER questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 946 Sacramento-area wealth managers Winners, % of candidates, Issued Date, Research Period. investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.

— WEALTH MANAGERS —

Paul Marchetti

AIF®

120 E 12 th Street Tracy, CA 95376

Phone: 209-879-9450 paul@401kengineers.com www.401kengineers.com

I Enjoy Creating and Building Custom Solutions.

Paul provides advice based on his deep understanding of people from all walks of life. Starting in a family hardware business in 1985, he realized early on that he thoroughly enjoyed educating customers on solutions. He knows the realities of managing a business and what it’s like to be the client of a financial advisor; it was actually his advisor who originally inspired him to launch a new career in financial services.

For over 33 years in stock-broking and insurance, Paul formed 401k Engineers Inc. in 2013 with renewed energy. Here, he can make the most of his passion for problem solving. Much like during his days in hardware, he enjoys helping people build things and overcome obstacles — and he always ensures that clients fully understand the process. The best choice is the educated choice.

• Dynamic process

• Help create clarity

Jaime Barretta Principal,

Financial Advisor

63 Natoma Street, Suite 170 Folsom, CA 95630

Phone: 916-293-8512 jaime@barrettawealth.com registered investment advisor. Member FINRA/SIPC.

My goal is to take the noise out of your financial life. We listen to our clients and put a plan in place that strives to combine your heart’s desire with reality. In February 2016, I became a widow, and this life-changing event has provided me with the personal insight of being able to assist my clients.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified finanCial Planner™ and federally registered CFP (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and This award was issued on 02/01/2023 by Five Star Professional (FSP) for the time period 06/06/2022 through 12/09/2022. Fee paid for use of marketing materials. Self-completed were considered for the award; 107 (11% of candidates) were named 2023 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # 2/1/20, 5/27/19 - 12/20/19; 2019: 997,

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser (RIA) or a registered subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded

Financial Planning

Nicholas Adam Abelow · LPL Financial

Ariel Tolentino Agustin · Merrill Lynch

Sarkis Aubrey Anduze · Ameriprise Financial Services, LLC

Marina Alexandra Armbruster · School Benefit Services

Brian Daniel Bain · VALIC Financial Advisors

Karen Marie Bothe · WGG Wealth Partners

Kenton Aaron Bradley · WGG Wealth Partners

Christopher James Bulman · Bulman Wealth Group

Daniel John Cairns · DA Davidson & Co.

Raymond Wyman Chow · Wedbush Securities

William Thomas Corley · Corley Investment Management

Elizabeth Stephanie Daffner · Ameritas Investment Company

Jeffrey Wayne DeBoer · Allworth Financial

Julia Katherine Earle · LPL Financial

Kent Robert Elliott · Robert W. Baird & Co.

Olga Garton · Iron Point Advisors

— WEALTH MANAGERS —

Bret Andrew Glover · WGG Wealth Partners

Garrick David Gookin · South Placer Wealth Management Group

Norielle Raenier Gottschalk · Ameriprise Financial Services, LLC

Colin Stephen Grahl · WGG Wealth Partners

Clare Elizabeth Hiatt · Ameriprise Financial Services, LLC

Joseph Matthew Hinojos · Ameriprise Financial Services, LLC

Jennifer Katherine Kachmar · WGG Wealth Partners

Seth Levin Kaplan · Robert W. Baird & Co.

Stephanie J. Kerns · WGG Wealth Partners

Tatyana Anna Kjellberg · Morgan Stanley

John Miller Landberg · Robert W. Baird & Co.

Stan Borgquist Leavitt · Ameriprise Financial Services, LLC

Stanley Chow Cho Leong · Ameriprise Financial Services, LLC

John Grant Lewis · Ameriprise Financial Services, LLC

Cynthia Susan Meyers · Confluence Financial Planning

Cody Michael OKeefe · WGG Wealth Partners

Christopher Greg Packard · Packard Financial & Insurance Services

Monika Lynn Reyes · WGG Wealth Partners

Devon Kay Robb · Ameriprise Financial Services, LLC

Paul Richard Rossi · Rossi Financial Group

Chris Scott Santi · WGG Wealth Partners

Robert Anthony Santoriello · Iron Point Advisors

Derek Tadao Seo · Seo and Associates

Terry Dale Sherrill · WGG Wealth Partners

William Alan Silva · Ameriprise Financial Services, LLC

Zach Adam Vail · Ameriprise Financial Services, LLC

Timothy John Vas Dias · Ameritas Investment Company

Stephen Michael Westlake · WGG Wealth Partners

Marilyn S. White · Private Wealth Management

Investments

Angela Kay Adler · Ameriprise Financial Services, LLC

William David Altavilla · Captrust

Timothy Aaron Brockway · Asset Strategies Group

Robert James Burton · Wells Fargo Advisors

Mark Joseph Chapman · Wells Fargo Advisors

Leland Mccormack Crawford · Wells Fargo Advisors

A. Bruce Dickson · Dickson Financial Advisors

Robert James Ferriman · Robert W. Baird & Co.

Laura Filice · Wells Fargo Advisors

Rikki J. Foster · Bangerter Financial Services

Scott Merritt Gordon · Captrust

Brad Lewis Heaps · Charles Schwab & Co.

Glenn David Kenes · Ameriprise Financial Services, LLC

Johnny Anthony Kovalek · Ameriprise Financial Services, LLC

Lew Howard Lemon · LPL Financial

David Allan Loeffler · Wells Fargo Advisors

Richard Loek · Onesta Wealth Management

Sean Michael Lucas · Merrill Lynch

Bryan Ray Ludwig · Ameriprise Financial Services, LLC

Douglas Kenneth MacFarlane · Robert W. Baird & Co.

Ronald William Mammen · Cetera Advisor Networks

Martin Richard Meier · LPL Financial

Kevin Joseph Mounkes · Wells Fargo Advisors

David Lee Odom · Ameriprise Financial Services, LLC

James Aladino Parenti · Aladino Financial Services, Inc.

Craig Vernon Parker · Ameriprise Financial Services, LLC

Kenneth Richard Peters · Wells Fargo Advisors

Rani Hathaway Pettis · Wells Fargo Advisors

Gregg Anthony Roh · Wells Fargo Advisors

Jeffrey A. Schnoebelen · RFS Wealth Advisors

Julie Lynn Small · Merrill Lynch

Dru Alexander Torvend · Hometown Advisors

Margaret Ann Wilkin · Robert W. Baird & Co.

Chien Yeh · Eagle Strategies ongoing certification. questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 946 Sacramento-area wealth managers Winners, % of candidates, Issued Date, Research Period. investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.