5 car insurance tips for those who go on long drives regularly. Long drives are therapeutic. The open road, cool wind in your hair, dreamy tunes in the back – it’s the perfect escape from the rat race most of us live. So every long weekend, just throw your bags into the trunk and head out, wherever the road takes you. Sometimes, the destination doesn’t even matter, just the peace & calm of a serene drive is enough to refresh your senses. However, long drives also mean risk – continuous driving expose your car’s weak points, leading to breakdowns. Moreover, highways are dangerous and accidents could happen at any time. This is why being prepared to handle the worst case scenario is extremely important. Among the many proactive safety measures you need to take when you are a fan of long drives is to ensure you have an apt car insurance policy. Not sure what this means? Just read on – the following article will highlight some things you need to watch out for when it comes to auto insurance and long drives. 1. Network garages. Every car insurance provider has a network of garages with which they have a tie-up. Getting your car repaired at one of these garages is more convenient when compared to getting your car fixed at a normal garage. Mostly because these garages have cashless facilities, this allows you to get things done and get back on the road again, without worrying about any reimbursement formalities. Also, more network garages means you’ll access to repair stations even in remote area, or at least the chances of that increase with a wider network of garages.
2. Roadside assistance. This is a very important feature. If you go on long drives frequently, it makes sense to look for a plan that offers roadside assistance as an in-built offering. Some plans might require you to purchase it separately, this is also fine as long you have it included in your plan. Why? Because, a car can breakdown anywhere, at any time and when you are stranded in the middle of nowhere, roadside assistance will come to your rescue! 3. Get the right add-ons. Normal car insurance company usually covers every day perils. But going on long drives exposes to you different risks. There’s more load on your engine, you might be driving with more people in the car, or you might have a breakdown with no garage for miles. There are add-ons that offer protection for each of these events so go through what is on offer and choose the right add-ons.
4. Service your vehicle regularly & before you leave. Not servicing your car could result in problems going unnoticed. And, if you were to meet with an accident and it is found your car was not fully roadworthy, your car insurance claim could be rejected. Therefore, to be safe and not sorry, service your car regularly and especially in the days leading up to a long drive.
5. Drive safe & observe road rules!
Seems like a very general tip right? But this is one of the most important things to know. If it is found that you were speeding or breaking any of the road rules when an accident occurred, your claim could be rejected. So abstain from lane changing, stay within the speed limit and you should be safe. These were some of the important car insurance related things you need to keep in mind if you’re into long drive. If you have any doubts, simply contact your auto insurance provider – they will help you get a better perspective of things. Good luck and drive safe!