OPIC Financing in Afghanistan: Recent Experience

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Overseas Private Investment Corporation OPIC Financing in Afghanistan: Recent Experience John Aldonas Deputy Vice President, Small and Medium Enterprise Finance A-ACC Matchmaking Conference December 3, 2013


Our Organization OPIC mobilizes U. S. private capital and technology for investment in developing countries

Shading denotes OPIC-eligible countries

OPIC provides long term financing and political risk insurance and Currently manages a $16 billion portfolio of projects in 103 countries


Our Solutions OPIC offers innovative financial solutions to support private investors including debt financing, insurance, and support for private equity investment funds. Current Portfolio*

Products with U.S. Investors Investment Finance ― Limited recourse, long-term finance for commercial projects ― Loan amounts up to $250M per project

Based on a $29B Statutory Capacity

$16.4 Billion

$12

Insurance

$10

Political Risk Insurance ― Protection against ― currency inconvertibility, ― expropriation and ― political violence, including terrorism ― Policy coverage up to $250M per project ― Up to 20 year term ― Fixed premium, cancellable only by insured Investment Funds ― Senior debt for private equity funds ― Provide up to $250M with bullet repayment ― Zero coupon structure

$8 $6

Investment Funds $11

$4 $2

Investment Finance $3

$3

$-

$-

*As of September 30, 2012

The U.S. Government’s Development Finance Institution

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OPIC in Afghanistan  Since 2003, supported 40 private ventures involving > $297 million in OPIC exposure  Projects have included     

Housing and hotel construction Milk, juice, and water production Food storage and distribution Marble quarry expansion and export Afghan Growth Finance

 Current exposure $216 million for 17 projects An Agency of the U.S.


Kabul Grand Hotel

An Agency of the U.S.


Housing




OPIC 2014 Pipeline in Afghanistan

 Strong pipeline for $60 million in financing in 2014.  Sectors include health, cellular telephony, media, construction material, and cashmere exports  In all these, OPIC works closely with Afghan Growth Finance An Agency of the U.S.


SEAF-Afghan Growth Finance LLC Website: www.AfghanGrowthFinance.com

December 2013 These materials contain non-public information that is subject to confidentiality obligations, including confidentiality restrictions under the relevant SEAF partnership agreement and under applicable securities and other laws . Each recipient of this information by reviewing this information agrees to keep it confidential and not to use this information for any purpose other than in connection with monitoring such recipient’s investment in the relevant partnership. Past or projected performance is not necessarily indicative of future results and there can be no assurance that any such past or projected performance presented herein will be achieved in the future. Actual results for unrealized investments may differ materially from those indicated in these materials. These materials do not constitute an offer to sell, or the solicitation of an offer to purchase, any securities, including any interests in any SEAF partnership.


AFGHAN GROWTH FINANCE - IMPACT INVESTING

Afghan Growth Finance (AGF) is a leading financial services firm in Afghanistan, providing long-term growth capital to innovative SMEs •

•From a capital base of USD 61M, AGF has built a portfolio of quality investments and has structured nearly USD 49M in financing to 21 market leading companies.

• AGF's works with local entrepreneurs using a commercial approach that not only maximizes shareholder value but also provides development impact to the local economy. • AGF’s post-investment support services and distinct awareness of the local operating environment provide an exceptional opportunity.

Offering Innovative Solutions To Help SMEs Grow, Compete, And Create Jobs In Afghanistan


AGF’s INVESTMENT STRATEGY

AGF brings significant added value to its investee companies: Assisting the management in developing innovative strategies and in expanding the business. Enhancing corporate governance, financial reporting, and transparency.

Advanced Investment Analysis & Underwriting Capacity

Strengthening their managerial teams and operating capacity.

INVESTMENT PRODUCT & TERMS

AGF offers flexible working capital, term loan, and Islamic financing packages to meet the specific needs of our clients.

Long Term Partnership & Support Services

Experienced Local Team

STRENGTHS

Pricing is competitive and repayments are structured to match cashflow of businesses. Term: Amount:

3-72 Months $.10M to $4.0M ($11.5M using OPIC Co-Lending Facility)

Repayments: Type:

Based on the Cashflows of Client Working Capital Loan (Revolving Facility) Term Loans (CapEx and Expansion Capital) Mezzanine (Convertible Loans, Participation Features) Islamic Finance (Murabaha and Ijara)

Local Knowledge & Market Intelligence

Market Linkages via SEAF network


Afghan Rural Finance Corporation (ARFC)  ARFC is a non-bank financial institution supported by USAID and ACDI-VOCA  Provides Islamic financing to Afghan SMEs (mostly in Kabul and Mazar)  Loans of $20,000 to $100,000 for up to 24 months  Contact: www.arfc.com.af An Agency of the U.S.


Resources & Contacts Resources: OPIC Contact:

1. Review the website: www.opic.gov 3. Review SME Finance Eligibility and Small Business Guide: http://www.opic.gov/smallbusiness 3. Need assistance? Loan Originators: www.ednaccess.com

John Aldonas Deputy Vice President, Small and Medium Enterprise Finance Overseas Private Investment Corporation (OPIC) 1100 New York Avenue, N.W. Washington, D.C. 20527 U.S.A. Email: John.Aldonas@opic.gov

The U.S. Government’s Development Finance Institution


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