EAST AFRICA FINITECH SUMMIT 2018 by Sam Morara

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL 29-30 MAY, 2018

Collaboration and Co-Innovation in the Financial Services Industry

SPONSORS

PARTNERS

fintech transformative technology

www.cio.co.ke

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

Collaboration and Co-Innovation in the Financial Services Industry

Dynamic Journey Begins

Far-ranging New Thinking

Laura Chite

Harry Hare

CEO – CIO East Africa

Chairman CIO, East Africa

Welcome to the Fintech Summit 2018. If is so fulfilling to be part of a dynamic journey. Taking inspiration from the expansion of Fintech space in the country, we are today can delight that Kenya has an innovative voice globally. This is demonstrated at this summit that is hosting leading lights, from innovators, institutions and investors to policy makers and the financial industry to ICT industry regulators. The Summit themed: Collaboration and Co-Innovation in the Financial Services Industry is organised against the back-drop of Fintech emerging as a special category of human innovation requiring a full ecosystem of co-development across technological, legal, regulatory, security and even psychological and conceptual realms. Against this background, the summit has brought together influential disruptive and innovative technology companies as well as key industry players comprising the Regulator of the financial industry, Banking Institutions; Insurance establishments, SACCOs and Telecom operators. During the summit, we’ll all have a special moment to insightfully share with the industry more about the trends and immediate next steps how FSIs can collaborate with Fintech Companies to democratise and enhance access to financial services. It is our zeal to go up to the lowest level of the retail chain with the overall goal of spurring the national economy.

Paul Ndichu,

CEO, Interswitch

Fintech is no longer about digitizing existing financial products. It’s about integrating financial services into applications and services you use every day. It’s a global phenomenon that cannot be ignored. Research shows that VC-backed fintech companies raised US$5.4B across 323 deals in just the first quarter of 2018. This is a new quarterly record in the global fintech deal activity. The US saw the largest boost in deals. Locally, we recently saw Celullant a home grown fintech company raise US$4.7m one of the largest deals in recent times and especially within the Fintech space. Overall, the Fintech space in Kenya is witnessing rapid growth as new innovative financial service industry players continue to disrupt the traditional models creating new, convenient distribution channels with the customer as the primary focus. Creative Fintech use-cases continue to emerge in billing and payments, remittances, lending, insurance, personal finance, capital markets, wealth management and the emotive blockchain and cryto. The Fintech opportunity is just but beginning. However, to realize its full potential, the entire ecosystem needs to work better together and this is the sole objective of this summit – to promote a collaborative approach to Fintech among all the stakeholders. It is therefore, our delight to explore this exciting and progressive fintech agenda together.

Welcome!

Together we can!

ADVISORY BOARD

It gratifies to welcome you to the first CIO Fintech Summit 2018. It further humbles to be part of a refreshed journey aimed at forging collaboration and co-innovation in the financial services and the technology industries. This extent of partnerships is breeding far-ranging new thinking that can only democratize financial inclusion.

Steve NJENGA,

Michael Mbuthia,

CIO, Barclays Bank

CIO, IPSL

Ali Hussein,

Brettah Muthuri,

CEO, FinteXX

ICT Manager, AKI

George Njuguna, CIO, HF Group

Rohit Kumar,

CIO, I&M Bank

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

Catherine Muraga, CIO, Sidian Bank

Sammy Nyambu,

CIO, Mwalimu SACCO

SUMMIT SPEAKERS

SUMMIT SPEAKERS FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

The summit will host the following leading lights in Kenya’s dynamic ICT and innovative financial services industry

PLENARY/OFFICIAL OPENING

HON. JOSEPH MUCHERU

CABINET SECRETARY, MINISTRY OF ICT AND INNOVATION Joseph Mucheru MBS, is the current Kenyan Cabinet Secretary in the Ministry of Information, Communications and Technology. He recently appointed an eleven member taskforce on blockchain and artificial intelligence technology for Kenya. He is a former Google Sub-Sahara Africa Lead based in the Google Nairobi office. He has prior experience as Director of several entities including AFB, BitPesa, UAP Investments as well as the Telecommunications Service Providers Association of Kenya (TESPOK). He was a Webmaster, Technical & Product Development Manager at Internet Solutions (IS) (formally Interconnect Limited). He was awarded the Moran of the Order of the Burning Spear (MBS) in 2010 and is a member of Africa Leadership Network, The National Prayer Breakfast, and the East African Business Summit.

CBK Governor, CEOs/ MDs Roundtable

DR. PATRICK NJOROGE

GOVERNOR AT CENTRAL BANK OF KENYA CBK GOVERNOR DR. PATRICK NJOROGE IS 2018 CENTRAL BANKER OF THE YEAR, AFRICA. He was recognised as the Central Banker of the Year, Africa by the prestigious The Banker Magazine, a publication of the Financial Times group. Dr. Patrick Njoroge worked at the IMF in Washington, D. C from April 1995 until 2015. He was nominated to be the governor of the Central Bank of Kenya by Hon. Uhuru Kenyatta, the president of Kenya, on 2 June 2015. After vetting by the parliamentary committee on Finance, Trade and Planning on 17 June 2015, he was approved by the parliament of Kenya on 18 June 2015. He assumed office effective 19 June 2015.

DR. JAMES MWANGI

EQUITY GROUP HOLDINGS LTD James Mwangi is an accountant, banker, businessman and entrepreneur in Kenya. He is the current Group Managing Director and Group Chief Executive Officer of the Equity Group Holdings Limited, the banking conglomerate with the largest customer base on the African continent. He is currently the Chairman of Kenya’s Vision 2030 Delivery Board charged with the responsibility of ensuring Kenya becomes a middle income country with global high standards of living by the year 2030. He serves on several international bodies as an advisor.He is a Board member of the Africa Leadership Academy in South Africa, the Global Alliance for Food Security and Nutrition. He has wide experience in the banking industry and inclusive finance.

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

SUMMIT SPEAKERS

DR.JULIUS KIPNG’ETICH REGIONAL CEO, JUBILEE HOLDINGS LTD

Dr. Kipng’etich is the current CEO of Jubilee Insurance Group. In his role he leads the regional operations of Jubilee Insurance in the five countries it operates in – Kenya, Uganda, Tanzania, Burundi and Mauritius. He is the former CEO of Uchumi Supermarkets Ltd. Dr. Kipng’etich has extensive knowledge and experience in strategy and management. He previously served as the COO of Equity Group Holdings Limited where he spearheaded regional growth, new product development and the mobile virtual network operator (MVNO) – Equitel development. Dr. Kipng’etich was also the Director and CEO of the Kenya Wildlife Service. Dr. Kipng’etich holds a Masters of Business Administration and a Bachelors of Commerce Degree (Accounting Option) from the University of Nairobi.

CHRISTINE NG’ANG’A

DIRECTOR, SANLAM GENERAL INSURANCE LIMITED Christine is a board director for Sanlam General Insurance Limited and Managing Director at Strategia Advisors Limited, a Kenya consulting firm with extensive experience in advising both public and private sector clients in the areas of Capital Raising, Project Finance, Public/Private Partnerships, Strategy and Business Planning, and Economic Development Policy. She specialises in economic development, corporate finance, project finance, strategy, financial modeling, credit analysis, contract structuring and negotiation, program design and evaluation.

KEN NJOROGE

FOUNDER, CELLULANT Ken is a Co-Founder and the Group CEO of Cellulant. He is a career entrepreneur having co-founded 3Mice Interactive Media which grew from a two-man team to a leading web development firm in East Africa. He headed 3Mice’s Technology, Strategy and Solution Development teams as its Solution Design Director. The team was responsible for conceptualizing and executing digital projects covering e-commerce platforms, content management platforms and e-business platforms for more than 50 blue chip customers in different sectors in the region. In 2000, 3Mice was acquired by Africa Online, the largest Pan-African Internet Service Provider at the time that was owned by

London-Listed firm, African Lakes Corporation. Ken has led Cellulant from a dream of two founders, one whose plan was sketched on a serviette in 2003, to a reputable mobile commerce firm in Africa.

FABIEN DELANAUD GM, MYRIAD CONNECT

Fabien Delanud is the current General Manager of Myriad Connect, a communications Platform-As-A-Service. Delanud has 20 years of experience supporting Tier 1 Mobile Operators worldwide. Highly analytical, adept at planning, communicating and implementing organisational changes that result in genuine cost efficiencies and support growth. He builds trusted relationships with customers and Executives using solid interpersonal skills, a strong sense of ownership and common sense, to deliver exceptional service. He is a leader with cultural sensitivity and maturity, who enjoys motivating and inspiring staff both locally and offshore to strive for outstanding customer satisfaction.

DR BITANGE NDEMO

CHAIRMAN, BLOCKCHAIN AND AI TASKFORCE, KENYA Dr. Bitange Ndemo is currently the Chairman of the 11 person taskforce to point out on how the government can leverage on the emerging technologies in the next five years. The former Permanent Secretary in the Ministry of Information and Communication was a Financial Systems Analyst with Medtronic Inc. a Fortune 500 company in the USA between 1989 and 1993. He joined University of Nairobi in 1993 as a Tutorial Fellow rising through the ranks to become a Senior Lecturer in the Business School. In 2005, Dr. Ndemo continued to champion strategies of moving and transforming Kenya into the digital age in all spheres. Dr. Ndemo holds a PhD in Industrial Economics from the University of Sheffield in the UK, an MBA and bachelors degree in Finance and Accounting from the University of Minnesota.Dr. Ndemo sits at the Boards of the Postal Corporation of Kenya, Telkom Kenya, Kenya Film Commission, and the Kenya ICT Board.

RAKESH KUKREJA MANAGING DIRECTOR, SIMBANET

Rakesh Kukreja is the Managing Director for SimbaNET under the umbrella of Wananchi Business Services (WBS), responsible for enterprise services. He is

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

SUMMIT SPEAKERS the Co-founder of SimbaNET and iSAT Africa and became Managing Director of WBS in 2011.Under his last 7 years of able leadership, the business services group has grown by 5 times and has achieved many key milestones. He firmly believes that as a team, we have overcome many challenge and brought positive changes within WBS. He envisioned and promoted a corporate structure that allowed us to be more competitive business and market player. Rakesh is a communication engineer by qualification with over 25 years of experience in the ICT industry in East Africa and has led many organizations including new startups.

ENG FRANCIS WANGUSI DIRECTOR GENERAL, COMMUNICATION AUTHORITY

Eng. Wangusi has been the Director General of Communications Authority in Kenya since 2012. He has over 27 years of experience in the communications industry. Before being appointed as the Director General, he served as Director in the departments of Broadcasting and Licensing Compliance & Standards respectively in the organization. Prior to joining the Authority, he had served as a Senior Lecturer in the Department of Telecommunication Engineering at the Multimedia University College of Kenya. He holds a Masters Degree in Space Sciences (Satellite Communications); BSc degree (Telecommunications Engineering); Charted Engineer-UK Certificate and Global Executive Masters Degree in Business Administration (GEMBA).

JOHN SERGON

AG. CEO - ICT AUTHORITY

John Sergon has been appointed the Acting Chief Executive Officer of the ICT Authority effective 22nd March, 2018.Until his appointment, he was the Director of ICT at the Ministry of ICT in the State Department of ICT & Innovation, overseeing the numerous high value ICT projects under the Ministry. Before then, he was the Ag. ICT Secretary, Directorate of e-Government and Director ICT at the Directorate of e-Government, in the Office of the President. In addition, John has a wealth of experience in the security sector where he was the Director ICT in the National Security Intelligence Service from 1999 to 2008, a post he held until he was transferred to the Directorate of e-Government. John holds a Business Administration Bachelors degree from the University of Columbia, USA and MSC, Information Systems Management from the Bowie State University.Mr. Sergon brings to the ICT Authority over 24 years’ experience in public service, mainly in the ICT and security sectors.

DINESH ARORA SENIOR BANKER

Mr. Dinesh Arora is a senior banker with 37 years of experience in Africa and India. He held CEO position in East African banking group that had 5x growth during his tenure. He holds key position as board member in banks in Africa. He is strong believer of using ICT as an enabler to revolutionize ‘Future Banking”. He will share his experience on successes and challenges.

JEROME OCHIENG

PRINCIPAL SECRETARY, MINISTRY OF ICT Having a wealth of experience in the field of information and communication technology in the Public Service, Ochieng has a stint of 8 years’ experience rising within the ranks to the position of Asst. Director ICT in the Department of Government Information Technology Services (GITS). He also served as a Manager ICT with Public Procurement Oversight Authority (PPOA) for 6 years. Ochieng, a holder of a Masters’ Degree in Information Engineering from the University of the Ryukyus, Okinawa, Japan. He is at the moment undertaking a Master’s in Business Administration from (ESAMI). He is a registered fellow of the Computer Society of Kenya (CSK) and a Licentiate Member of the Institute of Management Information Systems (IMIS), UK.

LENIN OYUGA,

REGION BUSINESS HEAD, EA&IOI, THOMSON REUTERS He currently works at Thomson Reuters where he heads the Government Business (Entire Public Sector Value Chain, Private Sector & Corporate) across East Africa & Indian Ocean Islands Region. A visible leader in the research, deployment, and management of Technology, across different Industries & verticals globally. His Specialty in Technology, multiple industry application and his generalization of understanding different Business processes has driven him to work across continents and for various industries where Technology is applied. (Europe, Middle East & Africa). Lenin is a graduate of Electronic & Computer Engineering at JKUAT - Jomo Kenyatta University of Agriculture & Technology, Msc Web Sciences & Big data from University of Liverpool (Ongoing) and an Oracle DBA. He plays golf in his free time and is a pro photographer.

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

SUMMIT SPEAKERS

AGNES GATHAIYA

CEO, INTEGRATED PAYMENTS SERVICES LIMITED (ISPL) Ms. Agnes Gathaiya is the Chief Executive Officer of Integrated Payments Services Limited (IPSL). She is responsible for developing and driving execution of IPSL’s purpose and mandate, including positioning IPSL as the operator of choice for banks and driving payments innovation within the industry. Ms. Gathaiya has more than 20 years progressive experience in organizational transformation, predominantly focused on developing strategy and leading sales and business development. She has held leadership positions in several organisations including Deloitte Consulting, SAP and most recently Safaricom where she served as Head of Department for the Enterprise Unit’s SME and Regional Operations. She holds a Master’s in Business Administration from United States International University and a Bachelor of Science in Economics from Bryn Mawr College, USA. She has also been through the Harvard University Women in Leadership program and was recognised in 2010 by Business Daily as one of the Top 40 Under 40 Women in the country.

EDDIE NDICHU

MANAGING DIRECTOR, OPERA SOFTWARE AS Experienced Head of Digital with a demonstrated history of working in the banking industry. Skilled in Business Planning, Management, Business Intelligence, Risk Management, and Digital Finance. Strong product management professional with an Undergraduate focused in Business Information Systems & Statistics from Murdoch University. Eddie career path has been in financial technology holding job capacities such as Head, Digital Financial Services & Mobile Payments at KCB Bank Group, Group Head, and Digital Financial Services at Chase Bank Kenya Ltd.

DR JAMES WANJAGI,

SNR. LECTURER, STRATHMORE BUSINESS SCHOOL Dr. James K. Wanjagi holds a PhD degree in Organizational Management – Leadership specialization, from Capella University – School of Business in Minneapolis, MN. He is a seasoned senior level executive, certified Project Management professional, Change Management / Communication strategist,

and IT technology expert with over 15 years extensive “marketplace” experience managing organizational performance and multi million dollar operations, and projects. He is accomplished at identifying business opportunities, developing strategic road maps, assembling effective teams, and executing to deliver bottom-line results that enhance organizational growth and sustainability. He has strong background generating high customer satisfaction, by delivering increased customer value, through superior value-delivery systems. An expert at developing “best in class” organizational initiatives and also efficient at leading organizations to maximize business success and meet organizational goals. James also understands Business Process Re-engineering as he has been involved in numerous BPO initiatives.

JACK NGARE

MANAGING DIRECTOR, FINSERVE AFRICA Jack holds an ALM in Management from Harvard University, an MSC in Advanced Computer Science (Distinction) and BSC in Computer Science from the University of Leicester. He also holds a Graduate Diploma in Strategic Management from Harvard University, Certified Information Systems Security Professional (CISSP) and is a Certified Information Security Manager (CISM). He previously worked for British Telecom (Global Services) with assignments in UK, Saudi Arabia, Peru and a joint venture with NTT Docomo in Japan. He subsequently worked at Stanbic Bank and NIC Bank (Kenya, Uganda and Tanzania). Jack has in depth experience in management, the telco industry, mobile financial services and emerging technology risks and security.

RONALD NYANDIEKA TECHNICAL ACCOUNT MANAGER INNOVATION CHAMPION, THOMSON REUTERS

Ronald Nyandieka Orina is a Technical Accounts Manager & East Africa Innovation Champion at Thomson Reuters, where he holistically manages & enhances Thomson Reuter’s client’s technical footprint for the large portfolio of Thomson Reuter’s enterprise products. He also leads the innovation space for Thomson Reuters in East Africa with the aim of unlocking potential value of data, and apply cutting edge technologies to emerging challenges faced by professionals for this region. Ronald has a BSC in Computer Technology form JKUAT, with over 7 years’ experience on the technology field. Ronald s objective is to help institutions and industries

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

SUMMIT SPEAKERS who are critical in enhancing financial & risk data access via Thomson Reuters Platforms and Big data investment in making strategic investment and the right business decisions.

ROHIT KUMAR GUPTA GROUP CHIEF INFORMATION OFFICER, I&M BANK LIMITED An IT professional with over 22+ years of rich and vast experience in BFSI sector. Provided leadership vision enterprise-wide via decisive and insightful executive leadership, guiding operations and policy implementation through strategic thinking and decision-making. Spearheaded and guided various initiatives to transform the Bank’s technology landscape which involves infrastructure, core / digital banking, innovations, mergers, etc. Build and lead high-performance teams to manage, implement and streamline complex ICT environments. Known for seamlessly coordinating and collaborating with internal organizations and third-party partners. Prior to joining I&M Bank in 2006, Rohit held various IT leadership roles in J&K Bank, India. Rohit holds a Bachelor’s degree in Computer Engineering from MIT, Manipal.

JOHN WAIBOCHI CEO, VIRTUAL CITY

John Waibochi is a Kenyan born technology entrepreneur who has been in the Tech industry for 11 years. He is currently the CEO at Virtual City, VirtualSat and Virtual Mobile. John studied Electrical Engineering at Michigan State University. His first job was selling HF and VHF radios. He worked in the telcom industry and the data industry. In 2007 they VirtualCity received $50,000 at the Legatum awards, they were second. In 2009 they won 1.5 million dollars in the ATF competition. In 2010, Virtual City won the Nokia Innovation Challenge Award of Fast Moving Consumer Goods in emerging markets.

GEORGE NJUGUNA CIO, HOUSING FINANCE

George Njuguna has more than 15 years experience in IT, and 10 years experience in Banking and Financial Services, specifically in technology, product development, project management, channel management, change control and system implementation.

PAUL MWAURA NDICHU

Experience programme manager capable of simultaneously implementing multiple projects across organizations and geographies.

Paul Mwaura Ndichu joined Interswitch East Africa (K) after an illustrious career in Technology, Banking, Payments, Mobile, Telecommunication and Innovation. He has deployed Mobile and Digital Commerce solutions in various industries, including in a multi-national Banking Group and in one of the leading technology businesses in mobile and digital services in Africa. His last posting was as VP/Managing Director at Jumia Group (previously Africa Internet Group) a technology company. Paul is passionate about transformation through technology, Mobile and Payments. He has vast experience in strategy and business growth, with a particular interest in Start-ups which he will deploy in growing the Interswitch business in Kenya and East Africa.

In addition to the competencies mentioned above, I am well versed in Banking Financials, Operations Management and Product Development.

CEO, INTERSWITCH

Paul holds a Bachelor of Commerce Degree from Curtin University in Perth, Australia and is completing an MBA in Technology and Innovation at London School of Business. He also holds certificates from Harvard University and Stanford University in leadership, Innovation and Entrepreneurship.

TIMOTHY KABIRU

DEPUTY CEO, JAMII BORA BANK Tim holds a Bachelor of Business Administration degree from the University of New Brunswick, Canada. A vibrant thinker and innovator, Tim has a high level of experience in the areas of retail banking, treasury management, strategic planning and foreign exchange trading; having held key leadership roles in those areas with various institutions in Kenya’s banking sector. As Deputy CEO, Tim is responsible for ensuring development and delivery of; quality customer service, product and service innovation and marketing as well as product pricing. He also spearheads the process of creation of policies that impact on the delivery of customer service. Apart from deputizing the CEO, Tim also heads

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

SUMMIT SPEAKERS the strategic departments of Jamii Bora Insurance Limited (Bancassurance) and Jamii Bora Leasing Limited (Leasing) (Subsidiaries of Jamii Bora Bank) and the critical Digital Bank which is the future of the banking Industry.

STEVE NJENGA

CIO, BARCLAYS BANK OF KENYA Mr. Steve Njenga is currently the CIO at Barclays Bank Kenya, a top provider of financial services in the market. He is an accomplished ICT veteran with 20+ years of broad hands-on and diverse experience managing and leading ICT initiatives within industry-leading, global organizations. The last 15 years have been in the financial services sector in various roles at global organisations that include Federal Express, JP Morgan Chase and Wells Fargo Bank. He has been instrumental in the planning and implementation of enterprise ICT systems, leading and directing large scale ICT integration initiatives as well as implementing core ICT processes from the ground up. Notable achievements during his career include implementation of successful cost reduction initiatives thru reorganisation of maintenance and support structures, the successful implementation of external relationships designed to increase human resource capacity improve service delivery, as well as leading development of innovative, award winning, best-in-class ICT solutions. Mr. Njenga is an alumni of Nairobi School and holds a graduate in Mechanical Engineering from the Royal Institute of Technology.

TONIA KARIUKI

OPERATING PARTNER/VC, FULL CIRCLE AFRICA Tonia Mutiso-Kariuki is the Marketing Director for Microsoft 4Afrika. A trained attorney, Tonia has over 15 years of experience in the Law, IT, Human Resources and Marketing. Officially the first employee for Microsoft in Kenya, Tonia oversaw the start-up of Microsoft Kenya followed by 5 years as the Finance Manager for the East African entity before moving into Marketing. Her marketing experiences include Product and Channel Marketing as well as Marketing Leadership within Microsoft East & Southern Africa. In addition, Tonia has in depth experience in Human Resources having served for 5 years as the HR Lead for Microsoft East & Southern Africa before joining Microsoft 4Afrika as Marketing Director.

NNANNA ENYI

HEAD OF FINANCIAL TECHNOLOGY & INNOVATION, INTERSWITCH Nnanna leads the Financial Technology & Innovation team and has over 9 years’ experience that spans across the banking and financial technology industries. He is an Electronic Engineering graduate from the University of Nigeria, Nsukka and a member of the British Computer Society with experience in Information systems, electronic payments technology and digital financial service design and delivery across Africa. He has been instrumental to the PAN African expansion of Interswitch group with the delivery of payments infrastructure in Uganda & Gambia and is now responsible for delivering the digital financial strategy for Interswitch in Kenya.

PAUL MBUGUA

GROUP CEO, ECLECTICS KENYA Paul R. Mbugua, Kenyan National, is a well known personality in the banking industry in Eastern, Central and Southern Africa for his contribution to the banking and ICT strategic forums. He has been instrumental in introduction and implementation of ICT automation solutions in many banks across Africa. Paul founded Eclectics International Limited in 2007 with key focus to provide affordable locally made and supported banking automation systems. Paul also offers financial and technical advisory services in the implementation of financial inclusion and financial deepening solutions across Africa. Paul sits in a number if boards across different industries and sectors.

ROBERT YAWE

CEO, SYNAPTECH SOLUTION LTD Robert is a well-seasoned techie and currently the CEO at Synaptech Solution Ltdprovides real time data centre infrastructure visibility. He is also the Chairman of the board of Genius Business Solutions (GBSI) and Deputy Chair of Education Board of Management for Kongoni Primary School. The board of management is a new entity setup by the Ministry of Education to improve the running of state owned schools. He also coaches at QuadrantShift Africa, offers coaching in financial literacy as it strongly believe that this is the foundation for the creation and retention of wealth.

Download the Application today use the code “CIOFINTECH”

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

SUMMIT SPEAKERS

SAMMY NYAMBU CIO, MWALIMU SACCO

Adept IT Executive with invaluable experience in all key dimensions of the ICT value chain includingsoftware/ application development, business analysis, project management, IT management and end user support. As the CIO at Mwalimu Sacco, he is incharge of leading, guiding and overseeing the Information Communications Technology function and ensure continuous operation and cost-efficiency of the banking systems, network, database architecture and data security, in order to achieve consistency and reliability of hardware, software, non-system tools, data archiving and offsite disaster recovery management. Prior to Mwalimu Sacco, Sammy had been working at Telkom Kenya on various capacities since 2006.

SALLY CHEGE

DIRECTOR, PRODUCT DEVELOPMENT, NIC BANK Sally Chege has been the Deputy Director and Head of Transactional Banking at NIC Group since September 2014. In her role, she is responsible for the Cash management, Trade finance and Custodial businesses. She has an extensive career in banking having worked for 20 years in various capacities. Prior to NIC, Sally was a Vice President at Citibank handling Product Sales in the Treasury and Trade Solutions business. Sally also held various senior positions previously including client sales management, cash and trade product development, deal implementation, client service management and operations management at the same bank. She holds a BSc. Degree in Agricultural Economics from Egerton University.

MICHAEL MBUTHIA CIO - KENYA BANKERS ASSOCIATION KBA-IPSL

With more than 14 years of executive-level experience in information Head IT Risk and Controls for a Bank, Head of ICT for a Multinational organization as well as Operations experience gained from an International Airline.technology roles, Michael Mbuthia is a respected thought leader within government and private sectors. He is focused on building success by understanding customer needs and enablement of business through a deep understanding of the corporate strategy and its culture and by using technology as a true enabler to achieve this synthesis. My experience includes working as a CIO for a Payment Solutions Company

ALI HUSSEIN CEO, FINTEXX

C-Level Executive at the Intersection of Marketing & Technology, passionate about learning, financial inclusion and FinTech. Ali focuses a lot on Africa with a lot of impact on Internet Freedom and Net Neutrality. He specializes on Corporate Strategy, Digital Marketing, Business Development, Strategic Marketing, Sales Management, Corporate Development, CRM, Strategic Management, General Management, New Media, Internet Policy, Enterprise Marketing Management. Ali is also keen on mentorship, mentoring young Techpreneurs around the Tech Start Up belt in Nairobi, Kenya.

Michael Kariuki

MYDAWA Financial Controller Michael Kariuki is a chartered accountant and financial expert with over ten yearsâ&#x20AC;&#x2122; experience in hospitality, private equity, manufacturing, and pharmaceutical industries. Having both experience in regional markets across East Africa and some parts of the African markets. He is the Financial Controller at MYDAWA which is a revolutionary e-health solution that puts the consumer at the heart of everything we do, to ensure quality products at an affordable price are consistently available to consumers, conveniently and with privacy, all from the palm of your hand. Michael has vast experience in rolling out new financial systems, risk management, tax and audit planning, business re-engineering and seeking financing. Having worked with different international private equity & international funding bodies such as IFC, Catalyst principal partners, Leapfrog Investments and the Abraaj group. He has expertise in different financial ERP systems and their efficient management. At MYDAWA, where he is in charge of streamlining innovative and automated processes within the finance department to ensure a lean and robust function. He holds a Bachelor (Hons.) In Commerce and he is certified as a member of ACCA (UK) & Kenya. He has also completed programming and data analysis certification.

FRED MICHUKI

MD, MOBILE FINANCIAL SERVICES Mr. Fred Michuki has served as Head of Commercial Banking, Member of the Executive Committee of Standard Chartered Bank Kenya Limited since October 2015. Fred has extensive experience in

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

SUMMIT SPEAKERS Standard Chartered, having joined Financial Markets in London in 2000. Prior to Standard Chartered Bank, Fred worked for Citibank NA in Kenya as Head of Foreign Exchange Trading. He began his working career at Citibank N.A. where he worked for 6 years as the Head of Forex Trading.

PETER NJUGUNA

CHIEF MANAGER, SASRA Mr. Peter Njuguna holds an MSc. in Operations Research from the London School of Economics, UK, and a BSc in Mathematics. He is a holder of CPA (K) and a member of the Institute of Certified Public Accountants of Kenya (ICPAK). Peter brings over 10 years of experience from the Financial sector to SASRA having worked with Central Bank of Kenya as a Banker Examiner, as a Financial Consultant with NBC Kenya, as a manager with CIC Insurance, as a Financial Analyst Specialist and Project Director with World Council of Credit Unions in Kenyan projects.

MARIAM ABDULLAHI

AFRICA INDUSTRY LEAD, TELECOMMUNICATIONS, SAP Mariam Abdullahi is techy to the bone. She doesn’t feel it though. (“I occasionally worry that I will be called out as a fraud when in a room full of my counterparts and colleagues discussing how many megabytes are in a gigabyte,” she said in an earlier interview.)Kenyan-born and British-trained, her CV speaks of 17 years handling tech business in Europe, the US, Asia and Africa for Zain, Dy and Brightpoint among other companies. Prior to joining Microsoft, she was part of the 4Africa team, a Microsoft initiative that engages Africa’s economic developments to improve its global competitiveness. We meet in her office on Ngong Road. She’s bubbly, smart and playful when the occasion calls for it.

ERIC MURIUKI NJAGI

GM NEW BUSINESS VENTURES AT CBA Eric joined Commercial Bank of Africa in 2008 and rose through the ranks to be the Genaral Manager of New Business Ventures. He graduated with a Masters degree, Master of Business Administration (MBA) on strategy at Strathmore Business School and a Bachelor of Applied Science (B.A.Sc.) in Mathematics and Computer Science from Jomo Kenyatta University of Agriculture and Technology.

CATHERINE MURAGA CIO, SIDIAN BANK

Catherine has extensive experience having managed various functions in IT; Service Delivery, Infrastructure ( Networks and Data Centre) , Disaster Recovery, Applications Support and Projects Management.She is well versed with the IT landscape having worked in different industry sectors; East Africa Breweries, Kenya Airways and with her most recent role as the Head of IT Operations at CfC Stanbic Bank. Catherine holds a Bachelor of Science degree in Computer Science from Africa Nazarene University. She joined the bank in November 2015.

STANLEY CHEGE

CIO, MADISON INSURANCE Stanley has a well-versed experience in governance and management, spanned management, Business process, internal controls, strategic planning and Projects management. Currently the head of IT/CIO at Madison group. He holds an MBA, a BSC degree in IT and professional certifications namely, MCSE, CNE, CNA, CISA, CISSP, CISM, CGEIT, CRISC, PMP, CPP, COBIT and ITIL. An active member of professional bodies namely, PMI, ISACA and ISC2. He is also keen in helping Africa grow and has helped organizations throughout Africa improve IT governance and management practices hence improving on the overall organization effectiveness.

MICHAEL MICHIE

CIO, M-ORIENTAL BANK Michael Michie currently in M Oriental Bank limited as the Head of IT started his career in the IT industry in early 2014 after completing his BSc. IT Michael is currently working on completing his CISSP. He has quickly risen through the ranks in the organization starting as an intern. Michael is well knowledgeable in various fields of the industry dedicating time and effort to his passion in security. He has successfully led the organization in its data center migration project, disaster recovery redesign, information security controls, virtualization and implementing new IT policies and procedures. A firm believer in the power of people to innovate through technology, he is passionate about the changes that could be realized in the banking industry and also on a larger economical scale through disruptive technologies

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

SUMMIT SPEAKERS

DR. GEORGE OCHIRI CEO, SAFARICOM SACCO

George Ochiri was appointed CEO in March 2012 when the Sacco bylaws were revised in line with the Sacco Act 2008, after serving as the General Manager from 16th May 2011. George holds Msc. from JKUAT, B.A from KU and CPA (K) qualification and is a member of ICPAK and KISM. He is a seasoned cooperative leader for past 16 years.

ANUJ TANNA

DIRECTOR MOBILE FINANCIAL SERVICES, TELKOM KENYA Anuj serves as the Director of Mobile Financial Services at Telkom. He has actively been in the mobile money industry for the past 4 years. He is responsible for the setup up, implementation and end to end management of the MFS business unit. He holds a Bachelor of Arts degree (Honors) in International Relations with a focus in Economic Development from University of Western Ontario. He is also a recipient of the Martin W. Westmacott Award.

STEPHEN Mwaura FSI CONSULTANT

Stephen is an international consultant with broad expertise for over 25 years in digital financial services, payment systems, central banking practices and legal and regulatory frameworks . Prior to working as an International consultant, Stephen was in charge of the National Payments System division at the Central Bank of Kenya, where he championed financial inclusion initiatives in Kenya- key among them was the globally recognised M-Pesa platform run by Safaricom which currently has 27 million subscribers, equivalent to a penetration rate of 75% in mobile money sector. He has considerable experience working with a wide range stakeholders in the digital financial world ( Telecommunication firms, Banks, donor organisations, Treasury, other regulators). At a regional level, he has extended his leadership expertise in the harmonisation of various initiatives at a East Africa Community ( EAC) level. At an international level, he is a regular contributor and an acclaimed global speaker at both International Telecommunications Union (ITU) and Alliance for Financial Inclusion (AFI) fora. In addition, he has excellent research capabilities and is frequently requested to carry out peer review assignments and book reviews for colleagues in the industry.

KAMAL BUDHABHATTI FOUNDER & CEO, CRAFT SILICON LTD

Kamal Budhabhatti is the founder and Chief Executive O¬fficer of Craft Silicon Ltd. He founded Craft Silicon in October 2000. Today, under his leadership and vision, Craft Silicon has been recognized as one of the biggest software house across the emerging markets with its other development center and relationship o¬ffice in India and USA respectively. He is a voracious programmer with expertise in C#, Java and Mobile computing. Kamal is actively involved in researching & crafting necessities of the organization to position Craft Silicon among the best financial technology companies in the world.

GLADYS KING’ORI

CEO, ZOA TECH LIMITED Gladys is a former banker and payments practitioner with 10 years’ experience in banking, payment systems, project management, product development, management and strategy. As the visionary and strategist of ZOA, she leads product and technical development. Gladys has a Bsc. Computer Science and MBA Degree with a work experience spanning Large Banks (Equity Bank and Commercial Bank of Africa) as well as a non-profit (Financial Sector Deepening Kenya). She passionate about Financial services access, inclusion and delivery.

ANDREW WAITITU GM, GE HEALTHCARE

In the past eight years, Andrew Waititu has been in the ICT sector in various capacities in IBM, Microsoft and now SAP. Few months after he left SAP where he was the MD for the firm’s East Africa operation, Andrew Waititu has joined General Electric (GE) Healthcare as MD for East Africa.GE Healthcare – which provides solutions and products for the global healthcare industry – is among the 11 business units of GE, the others being GE Aviation, GE Capital, GE Digital, GE Energy Connections, GE Lighting, GE Oil & Gas, GE Power, GE Renewable Energy, GE Transportation and Current powered by GE. He also worked at Microsoft where he was the Anti Piracy Lead for East and Southern Africa.

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

SUMMIT SPEAKERS

MARTIN MIRERO CIO, HUDUMA KENYA

Martin is a seasoned ICT professional with 15 years’ experience in executive-level ICT management in both the private and public sectors. He has worked closely with the governments and public sector agencies of some of the larger and more vibrant economies in Sub-Saharan Africa, including Ghana, Nigeria and of course Kenya – where he is currently based, as the CIO/Director of ICT at Huduma Kenya. He spent a considerable amount of time in the growth phase of a leading technology integrator in Africa SW Global - rising to head its solution architecture practice at its head office in Accra, Ghana. He has also had a stint at Oracle Africa Operations, driving Oracle’s technology portfolio footprint in the Nigerian public sector. Acting as a trusted advisor to senior government officials, the corporate C-Suite and participating consortia on complex deals, as well as formulating and driving technology sales strategies has broadened Martin’s outlook and armed him with a valuable mix of skills. He is well versed in strategic planning, pre-sales and sales consulting, project management, enterprise architecture frameworks, IT audit, process improvement models and governance frameworks. Martin holds an MSc in Computer Science (Intelligent Agents) from Essex University, England, and a BSc Computer Science (Hons) degree from African Nazarene University. He is currently pursuing a PhD with University of South Africa (UNISA)

DAVID MARETE

CEO, UJUZI SOFTWARE SOLUTIONS LTD A Kenyan techpreneur with several years experience in banking, David Marete is the CEO at Ujuzi Software Solutions Ltd- provides anti-money laundering advisory services and software solutions to East Africa’s financial services industry. David worked at Citi Bank since 2009 rising through the ranks with a previous postion as a SAP Consultant at EIM Solutions.

ANTOINE PAILLUSSEAU CO-FOUNDER, FINCHATBOT

Antoine Paillusseau is the CEO and Co-Founder of Finchatbot, a technology solution that enables financial clients to connect with and add immediate value to its’ customers. He is a seasoned entrepreneur with experience in Business Strategy, Sales Management and Venture building across both Africa and Europe. Whilst he is passionate about creating innovative solutions and is constantly conceptualizing new ways to improve on his suite of products, he is also committed to enabling entrepreneurial talent in Africa. He does this by sharing his lessons and knowledge as a businessman and

fosters growth through an Incubator called Far Ventures which he co-founded in 2016. Prior to starting both Far Ventures and Finchatbot he also Co-Founded TimeOne South Africa; an award winning online marketing agency based in Cape Town: TimeOne. Antoine holds a Master’s Degree in Entrepreurship from EDC Paris, France. He believes in working hard, being passionate about what you do for a living - and having fun doing it!

PETER NYAMUKUSA

CHIEF TECHNICAL OFFICER, SIMBANET Mr. Peter Nyamukusa is Chief Technical Officer for SimbaNET responsible for the Group’s Technology under the iSAT, Alldean Satellite Networks, SimbaNET and Wananchi Telecom Brands. He Joined SimbaNET Tanzania in April 2010 as Technical Manager and rose up the position of CTO. Prior to joining the group, he worked for Africa Online as Group Head, Networks responsible for the Groups IP/MPLS and network expansion Strategy just before its merger with Afsat to form iWay Africa. Peter has 20 Years of Industry experience and is a Certified Telecommunications Network Specialist (CTNS), Certified Fiber Optic Design Specialist (CFOS/D. He also holds a City & Guild UK Technical Diploma in Micro Computer Technology and Advanced Diploma in Business Management & Administration as well as multiple professional Certifications such as CFOT, Prince2 Project Management, Microsoft MCSE & MCSA-messaging, Cisco CCNP, CCIP, CCDP, CCVP, CCIE–Theory, Juniper JNCIS Routing/Switching and Security, Cyberoam CCNSP & CCNSE, Fortinet NSE, Global VSAT Forum GVF-VSAT Certified and CASS WiMAX Certified.

VINISH SHAH GM, SIMBANET

Mr. Vinish is the Group Head, Products & Presales. He has over 19 years of Global ICT Industry experience. Prior to joining SimbaNET, Vinish has worked with Craft Silicon as Chief Customer Officer, Copy Cat as Business Head Managed Services, Ison Technologies as Account Director, and Orange Business Services as Head, Service Level Analysis and Head, Service Delivery Management for Americas. He has a proven track record of managing Fortune 500 Clients. His mandate is to bring innovative Product & Service Practices in the East-African market and helping clients to exceed their ICT performance with commercially viable solutions. His mantra is “On-Time-Every-Time Meaningful Services”. Vinish is a Post Graduate in International Business from IIFT with specialization in Corporate Strategy and Cultural

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

SUMMIT SPEAKERS Diversity. He is also holds certifications in Blockchain, ITIL, Lean, Six Sigma and ISO 27001 Lead Auditor.

OUR GRATITUDE

KRIS SENANU,

DIRECTOR ENTERPRISE DIVISION, TELKOM KENYA Kris serves as the Managing Director of the Enterprise Division at Telkom. He has 20 years’ experience in the ICT industry having joined it in 1996. Prior to joining Telkom, Kris was the Deputy CEO at Internet Solutions (IS) Kenya formerly the Access Kenya Group. In addition, he chairs Kenya Network Information Center (KENIC) and the Kenya Institute of Management’s (KIM) Business Committee.

TANIA NGIMA

DIRECTOR, DEMO VENTURES Tania Ngima is a Director level professional with deep roots in East Africa’s SME space. She is highly skilled in finance and strategy and has a 17 year track record in corporate governance and SME restructuring within East Africa. She serves on the boards of Resolution Insurance, Demo Ventures, Profectus Capital and has mentored over 40 early stage enterprises on operation, innovation and scale-up models with BMCE’s African Entrepreneurship Award and Nairobi Innovation Week. A Mandela Washington Fellow – Young African Leaders, she has been a speaker in various leadership, tech and financial services forums in Kenya, Washington (DC) and Atlanta.

GABOR KOCSIS

VIRTUAL CONTACT CENTRE CONSULTANT, SIMBANET Gabor is a Partner consultant with SimbaNET for Virtual Contact Centre Technology. He has more than twenty years’ experience in the Telecom and IT industries, consistently led projects, worked in sales and marketing teams and led operations teams that have resulted in increased revenues, reduced costs, and salvaged customer relationships with large companies. He has successfully contributed to team management skills while motivating team members, fine-tuning project or sales plans. He is frequently called upon to use mys analytical skills to scrutinise company and client needs, as well as conceptualise innovative solutions. In the last several years he has worked with fintech companies; helping them to find out how they can be more successful when they design a customer journey for the highest business value and implement the latest customer handling technologies.

On behalf of the CIO East team, I would like to thank you for attending the premier Fintech Summit organized in conjunction with the Africa eDevelopment, DEMO Africa and the East Africa CIO Council. We are gratified by insightful input accorded by the volunteer advisory board who donated their invaluable time to actualize this momentous engagement. Volunteers like you are truly valuable to our developing nation. To our summit sponsors, we truly are indebted to you. Your contribution goes a long way in transforming mindsets, the enterprises and the overall economy. We salute all the speakers and moderators who took time to package the best that could flow with this summit’s theme: – Collaboration and Co-Innovation in Financial Services Industry. To all the delegates, we are sincerely gratified for sparing your worthwhile time. The summit wouldn’t be complete without your contribution and networking spirit that began way before this event. To the media and my colleagues at CIO East Africa, the hours you committed into this initiative is sincerely appreciated. It is my hope that you had fun as we provoked new thoughts purposed to better the industry. Our immediate next eagerly awaited IOT and Big Data Summit is slated in August 17th and 18th 2018. The grand end-year CIO 100 Symposium and Awards is slated in mid-November 2018. Together let’s make it happen. The vibrancy of the ICT and Innovations sector lies in our collaboration. We are honoured to plan and actualize the journey of digital transformation with you.

Humphrey Odhiambo MANAGING EDITOR ::: CIO East Africa

CIO TECH WRITERS | Baraka Jefwa | Jeanette Oloo

LEAD PHOTOGRAPHER | Arthur Kuwashima

LEAD ADMIN TEAM | Andrew Karanja | Purity Wangondu | Dennis Mwema | Videlis Syovata

ONLINE WEBMASTER | Titus Mutiso

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018

EVENT LEAD TEAM

SALES LEAD TEAM

| Vanessa Obura | Njambi Waruhiu | Mellisa Dorsila | Joan Jepkosgei

CREATIVE DESIGN | Sam Morara

SUMMIT AGENDA

FINTECH SUMMIT 2018 CROWNE PLAZA HOTEL, 29-30 MAY, 2018 IN COLLABORATION WITH THE CIO COUNCIL COLLABORATION AND CO-INNOVATION IN THE FINANCIAL SERVICES INDUSTRY

Day 1: 29th May 2018 7:30

CEO ROUNDTABLE

12.00

• • • •

12.15

Collaboration and Co-innovation Where is The Real Fintech Opportunity? Kenya Fintech Research Findings Compliance in a Digital Age

SPEAKERS: Dr Patrick Njoroge, Governor, Central Bank of Kenya Dr James Mwangi, CEO, Equity Bank Group Dr. Julius Kipng’etich, Regional CEO, Jubilee Holdings Ltd Christine Ng’ang’a, Director, Sanlam General Insurance Ken Njoroge, Co-Founder & CEO, Cellulant Fabien Delanaud, GM, Myriad Connect