Cheap Car Insurance
Nine ways to buy cheap car policy Car insurance is mandatory in India and every person who owns a car needs to have it. There are always unexpected threats such as burglary or stealing, accidents or nature’s fury, or third party damages that can seriously affect your car. With the rising needs of securing the car, many insurance companies bring various customized products, offers and discounts for the customers often leaving them confused in the insurance world. Shop Around Many times people in India take car insurance policy as a mandate and burden by government and purchase it without shopping around, wasting money and at times purchasing irrelevant policies.
Advance Shopping If you leave things for last minute, insurance companies will take advantage of your necessity and hike up premiums. Instead, shop around weeks in advance and start your cover from the day you purchase policy. This will save few hundred bucks for you. Decrease Mileage It is always better to keep your mileage in control and share correct information about it with insurance company. At the same time check what’s covered – is it social use only or do they include commuting and business miles. Business miles will add a lot to your premium. So don’t add it unless you genuinely need your car for business.
Use Garage Instead of filling up rubbish in your garage backyard use it for car parking. This will certainly save money and help you buy cheap car insurance when one of the most important concerns of securing your car from physical damaged would sort out. Insurance companies generally prefer cars that are stored safely and securely in garages rather than on driveways or left on the road. Early Payments While people pay premium last moment, let us remind that it would add a percentage to your premiums to cover the interest. So early payments are preferred solutions. Pay yearly if you can, or consider taking out a 0% interest credit card to spread the payments. But make sure you pay off the balance in time.
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