Insurance Plans
Online Insurance – 5 Myths About Buying in India You must have at some time or the other bought a product or service online. These days it could be any out of a movie ticket, a train or air ticket, a book, clothes and even groceries. Then why not insurance? – you may ask. Well, some of us are still not comfortable because even today, insurance, unlike any of the products/services I mentioned earlier, is largely a product which is sold and not bought. 1. “It is not easy to understand insurance products online” This is completely opposite of the truth. In fact, insurance products are better understood online because they are shown transparently.
When insurance is sold by an intermediary (agent, banker, broker, etc.), they showcase the product in a way that will make the customer either buy the wrong product, or buy it without telling all the features of the policy to the customer. Online insurance products, on the contrary, become easy to understand. Especially when you buy online, it is very easy to compare insurance plans from various companies. If you try to do it offline, you have to physically check and understand each product. 2. “Nobody will help me if I buy insurance directly� Again, completely opposite of the truth. When you buy offline, yes, you would have an agent to help you but most agents are illequipped to answer your queries immediately. They typically get in touch with their company and check with them.
3. “Family may not get the claim if I buy online insurance” Not true. The way you buy has got nothing to do with the way a claim is processed. The claim depends solely and entirely on what you have mentioned on the application form (physical or online) and medical test (if any). 4. “My information is unsafe if I give it online” When you use a physical application form, the information can actually go anywhere intentionally or by mistake of the agent carrying your form. You may also hesitate to mention certain confidential information that is important for the issuance of the policy. 5. “Online insurance payment is difficult and risky” Payments are as good or not as any other product that you buy online. No insurance company takes your information directly.
And remember, Online Insurance is the Green way to buy! No paper, no traveling, all from the comfort of your home, making it a nature-efficient way to get protection for your family, your family’s health, your car, your house, your travel, etc. through online insurance products.
[Source: http://healthinsuranceplanindia.blogspot.in/2016/04/online-insuranc ]
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