Travel Insurance
Student travel insurance It is a matter of pride for every parent when his or her child is selected to a university abroad. After the visa is sorted out and all other formalities are in place, it is a whirlwind of activity till such time that the student leaves the home. Everything is going well, till one day, when the child’s university calls his parents and tells them that their child is ill and admitted to hospital. Apart from the shock of the news, the parents are then consumed by another worry: how to pay for the high medical treatment charges in another country? All of these worries would have been prevented if the parents had taken student travel insurance in time.
What is student travel insurance? Secure your child’s future not just by enrolling him or her in a foreign university, but also by investing in student travel insurance. These are insurance plans that provide cover for a gamut of eventualities, right from depleting savings while the child is abroad, to getting him or her admitted to hospital in case of illness or accident. A good student travel insurance plan will also take care of such circumstances as the child falling prey to illness or terror attacks while travelling to the destination. The following are some desirable features in student travel insurance: Adequate cover: An ideal student travel insurance plan will cover every risk and eventuality right from the time the student leaves home in India, to the time he or she studies abroad and returns. The coverage should also include risks or threats incurred on Indian and international airports, and the losses (if any) incurred therein.
Fast processing: The insurance plan should ensure that claims are processed at lightning speed. If, for example, the student is caught in an accident or suffers an injury that requires hospitalisation, he or she should not be deprived of medical care just because his or her insurance claim is not yet addressed. When taking student travel insurance, see that the plan has the fastest processing time. Includes medical expenses cover: The student travel insurance plan can be extremely beneficial in times of treatment undergone for injuries, accidents, disorders pertaining to substance abuse or neurological conditions, etc. which do not require hospitalisation. The costs of these treatments on foreign soil can be prohibitive, and are next to impossible to avail if the student does not have adequate insurance. [Source: http://online-student-travel-insurance.blogspot.in/%5D
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